Sales Report:Supplement No. 58 dated Oct 20, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 416293
This series of Notes was issued and sold upon the funding of the borrower loan #44883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.30% Auction start date:  Oct-12-2010 
  Auction end date:  Oct-19-2010 
 
Starting lender yield: 6.85% Starting borrower rate/APR: 7.85% / 8.19% Starting monthly payment: $31.27
Final lender yield: 4.19% Final borrower rate/APR: 5.19% / 5.53% Final monthly payment: $30.06
 
Auction yield range: 2.71% - 6.85% Estimated loss impact: 1.29%  
Lender servicing fee: 1.00% Estimated return: 2.90%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-1990 Debt/Income ratio: 3%
Credit score: 780-799 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 32 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $892Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: Lender0307 Borrower's state: California Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 9 ( 100% ) 780-799 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
840-859 (May-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Reinvest to Prosper
Purpose of loan:
This loan will be used to? reinvest to Prosper.

My financial situation:
I am a good candidate for this loan because?I always pay my payment on or before due date for my credit card and house payment. I have a steady job making 50,000 a year and I 've been working all year round including this resesion time.

Thank you for your support.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
interstellar$50.00$50.0010/13/2010 1:01:06 AM
debt-legend$25.00$25.0010/18/2010 7:22:09 AM
JeramyU$25.00$25.0010/18/2010 10:12:26 AM
malcolmreynolds$25.00$25.0010/18/2010 2:40:51 PM
Ristefo$25.00$25.0010/18/2010 3:27:41 PM
credit-guard5$25.00$25.0010/18/2010 5:04:42 PM
PinkeeeandtheBrain$50.00$50.0010/18/2010 11:13:21 PM
exchange-squirrel$50.00$50.0010/19/2010 1:50:35 AM
Dskillz$25.00$25.0010/19/2010 3:28:12 AM
triumphant-bonus$255.00$200.0010/19/2010 9:24:44 AM
alydad1$50.00$50.0010/19/2010 9:31:49 AM
marwadi-62$300.00$300.0010/17/2010 11:53:13 AM
fcrick$25.00$25.0010/18/2010 1:29:39 AM
rome1426$25.00$25.0010/17/2010 7:36:19 PM
ronin4sale$25.00$25.0010/18/2010 5:59:48 AM
dproxima$25.00$25.0010/18/2010 4:16:03 PM
MathProfessor$50.00$50.0010/18/2010 7:50:00 PM
17 bids
 
Borrower Payment Dependent Notes Series 426853
This series of Notes was issued and sold upon the funding of the borrower loan #44868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 36.60% Auction start date:  Oct-14-2010 
  Auction end date:  Oct-18-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 40.24% Starting monthly payment: $54.28
Final lender yield: 28.00% Final borrower rate/APR: 29.00% / 34.05% Final monthly payment: $50.29
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 38.23%  
Lender servicing fee: 1.00% Estimated return: -10.23%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Aug-2003 Debt/Income ratio: 25%
Credit score: 680-699 (Sep-2010) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 15Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 43 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,873Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: commerce-prodigy Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 20 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,300.00< 31 days late: 0 ( 0% )  
600-619 (Aug-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 20  
Description
My loan for home improvement
Purpose of loan: This loan will be used to? refinance current prosper loan that is at 32.50%. I do have some cash saved up but I am keeping that for down payment, closing cost, et for house purchase.
My financial situation: I am a good candidate for this loan because? I have a current prosper loan that I have paid on time for over a year. I have been paying down all of my credit cards and on time. I am in the process of buying a house and reducing this loan payment will help my debt to income.
Monthly net income: $ 2240 gross. Net $1780. I get a quarterly bonus about $1100 after tax.

Monthly expenses: $ ??Housing: $ 435 currently. (If I purchase a home it will be in the $545 range including principal, insurance and taxes)??
Insurance: $ 134 car and $14 renters??
Car expenses: $ 420/ payment. (Can not trade in or refinance because of value)?
?Utilities: $70??
Phone, cable, internet: $ $140??
Food, entertainment: $ 80??
Clothing, household expenses $???40
redit cards and other loans: $ 150/minimum payments. I usually take all my extra income besides savings and investment and put towards credit card debt.???
Other expenses: $ 125/ savings and investing
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, What is your job? Why is your Prosper rating is low? Thanks, - p2ploan-sensation211
A: Hi, Job: I currently work as a Sales Order Specialist for a large, international company. I basically process orders to give clients access to our products. I do have my Masters in Accounting and I am studying for my CPA exam and will start to take it next year. Prosper rating: I am not sure why, as I read it, that is Prosper's rating of my credit file is. I would rate Prosper as an 8. I had a loan previously in 2008 to 2009, that I paid on time and paid it off early. (Oct-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
UCLA4life$41.24$41.2410/15/2010 6:07:44 AM
loanman2007$100.00$100.0010/15/2010 7:52:42 AM
JustMee$25.00$25.0010/15/2010 12:26:19 PM
atlas100$100.00$100.0010/15/2010 7:08:24 PM
platinum-hunter7$25.00$25.0010/16/2010 4:30:58 AM
kendigme$25.00$25.0010/16/2010 5:43:22 AM
thankful-nickel2$25.00$25.0010/16/2010 11:25:20 AM
marwadi-62$200.00$200.0010/17/2010 5:19:26 PM
jpaulnyc$25.00$25.0010/18/2010 10:00:26 AM
credit-guard5$25.00$25.0010/18/2010 3:19:56 PM
interloode$150.00$150.0010/18/2010 3:38:19 PM
goldtreasure$50.00$50.0010/18/2010 3:40:59 PM
Requiem$25.00$25.0010/18/2010 3:39:37 PM
alexgalt$100.00$100.0010/14/2010 2:17:33 PM
usedtoborrow$50.00$28.7610/14/2010 2:24:48 PM
hookUup$25.00$25.0010/14/2010 6:45:14 PM
dstolars$25.00$25.0010/14/2010 8:02:14 PM
Belair_Advisors$25.00$25.0010/15/2010 9:21:40 PM
exchange-squirrel$25.00$25.0010/16/2010 10:17:55 PM
Jeddy$25.00$25.0010/17/2010 2:39:21 PM
marwadi-62$25.00$25.0010/17/2010 5:20:48 PM
autonomous-power$30.00$30.0010/18/2010 6:25:56 AM
pietro_torna_indietro$25.00$25.0010/18/2010 9:20:35 AM
JeramyU$25.00$25.0010/18/2010 10:27:10 AM
investment-artist$25.00$25.0010/18/2010 10:39:38 AM
25 bids
 
Borrower Payment Dependent Notes Series 454527
This series of Notes was issued and sold upon the funding of the borrower loan #44877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.25% Auction start date:  Oct-12-2010 
  Auction end date:  Oct-19-2010 
 
Starting lender yield: 9.80% Starting borrower rate/APR: 10.80% / 12.92% Starting monthly payment: $97.93
Final lender yield: 7.00% Final borrower rate/APR: 8.00% / 10.08% Final monthly payment: $94.01
 
Auction yield range: 3.71% - 9.80% Estimated loss impact: 3.26%  
Lender servicing fee: 1.00% Estimated return: 3.74%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1998 Debt/Income ratio: 15%
Credit score: 760-779 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 12Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 41 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,974Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: mediagurrl Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 24 ( 100% ) 760-779 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
640-659 (May-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
Pay off high interest cards
Purpose of loan:
I am consolidating 3 department store cards all of which are 20% + interest.

My financial situation:
My husband and I are both working full-time and making approx. 100K a year combined. I am currently paying $200 a month to these three cards without any issues.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
enthusiastic-balance5$100.00$100.0010/12/2010 10:16:47 AM
kander80$50.00$50.0010/12/2010 6:29:14 PM
doopers$25.00$25.0010/14/2010 6:29:23 AM
RussiaAC5M$47.96$47.9610/14/2010 5:32:22 AM
BaxterSandy$25.00$25.0010/14/2010 1:31:28 PM
groovychick$25.00$25.0010/15/2010 10:46:21 AM
doc1$100.00$100.0010/17/2010 8:56:18 AM
mozzarella$38.00$38.0010/17/2010 12:57:36 PM
fcrick$25.00$25.0010/18/2010 1:32:58 AM
ronin4sale$25.00$25.0010/18/2010 6:00:20 AM
indomart$50.00$50.0010/18/2010 9:14:31 AM
diverse-transparency$25.00$25.0010/18/2010 9:32:39 AM
Astyanax$100.00$100.0010/18/2010 1:26:51 PM
crw1950$50.00$50.0010/18/2010 12:45:40 PM
interloode$300.00$300.0010/18/2010 3:40:42 PM
BeeHive$25.00$25.0010/18/2010 3:48:26 PM
Photoman42$25.00$25.0010/18/2010 5:40:14 PM
kulender$50.00$50.0010/18/2010 7:46:53 PM
bankofmay$25.00$25.0010/18/2010 7:36:08 PM
thankful-nickel2$25.00$25.0010/18/2010 7:46:53 PM
MathProfessor$50.00$50.0010/18/2010 7:52:33 PM
Susie-Q$25.00$25.0010/18/2010 8:02:35 PM
penny-plato$50.00$50.0010/18/2010 10:00:03 PM
availableloan$25.00$25.0010/18/2010 10:24:02 PM
TakeCare$60.00$60.0010/18/2010 11:06:12 PM
mytime06$25.00$25.0010/19/2010 5:50:48 AM
Dskillz$30.00$30.0010/19/2010 3:29:28 AM
icecoldcash$50.00$50.0010/19/2010 4:05:38 AM
Chewbaca$25.00$25.0010/19/2010 8:03:13 AM
sfd$50.00$50.0010/19/2010 8:41:23 AM
The-Lighthouse-Group$25.00$25.0010/19/2010 9:24:08 AM
turbospeed$25.00$25.0010/12/2010 9:45:16 AM
credit-guard5$25.00$23.5110/14/2010 2:58:22 PM
sadani$25.00$25.0010/14/2010 6:04:27 PM
BerkeleyBonds$50.00$50.0010/17/2010 9:55:39 AM
zooom7$40.00$40.0010/17/2010 1:00:55 AM
Byrd24$100.00$100.0010/17/2010 6:40:15 PM
BlessedEveryDay$30.00$30.0010/17/2010 5:19:27 PM
FundMaker$25.00$25.0010/18/2010 6:23:27 AM
debt-legend$25.00$25.0010/18/2010 7:23:17 AM
lion445$25.00$25.0010/18/2010 12:06:43 PM
PinkeeeandtheBrain$50.00$50.0010/18/2010 4:48:22 PM
bankojerry$25.00$25.0010/18/2010 5:12:23 PM
MonkeyHero$25.53$25.5310/18/2010 5:17:11 PM
penny-plato$50.00$50.0010/18/2010 5:27:16 PM
Roundhouse$100.00$100.0010/18/2010 6:46:21 PM
RIVERHTS$50.00$50.0010/18/2010 7:00:38 PM
penny-finder$50.00$50.0010/18/2010 8:06:52 PM
gotbyu$50.00$50.0010/18/2010 8:20:07 PM
corporatejim$50.00$50.0010/18/2010 7:25:52 PM
BigSurf$25.00$25.0010/18/2010 8:15:10 PM
Sven79$200.00$200.0010/18/2010 10:19:09 PM
want2race$25.00$25.0010/18/2010 8:38:52 PM
coolcoast$25.00$25.0010/18/2010 9:52:45 PM
Snoopylover$25.00$25.0010/19/2010 1:50:52 AM
exchange-squirrel$25.00$25.0010/19/2010 1:51:31 AM
alydad1$25.00$25.0010/19/2010 5:00:32 AM
spotty54$25.00$25.0010/19/2010 5:26:10 AM
REITRUST$25.00$25.0010/19/2010 6:55:14 AM
dugly2ugly$25.00$25.0010/19/2010 6:51:03 AM
Spiv_51$25.00$25.0010/19/2010 6:39:18 AM
Spkthewrd3$25.00$25.0010/19/2010 9:02:27 AM
dreamhope$25.00$25.0010/19/2010 7:24:11 AM
chi-chi$50.00$50.0010/19/2010 9:08:20 AM
thebadpelican$25.00$25.0010/19/2010 9:23:30 AM
triumphant-bonus$55.00$55.0010/19/2010 9:25:36 AM
66 bids
 
Borrower Payment Dependent Notes Series 477751
This series of Notes was issued and sold upon the funding of the borrower loan #44878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,100.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Sep-30-2010 
  Auction end date:  Oct-04-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 20.23% Starting monthly payment: $38.21
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 20.23% Final monthly payment: $38.21
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1991 Debt/Income ratio: 24%
Credit score: 740-759 (Sep-2010) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 22Stated income:$1-$24,999
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,463 
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: No  
Screen name: generosity-matador Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
fixing car for new family driver
Purpose of loan:
This loan will be used to?
fix a car that m child will be learning how to drive with
My financial situation:
I am a good candidate for this loan because?
I own my own mobile home and one acre of land but will not finance or put up as collateral
Monthly net income: $ 1,328

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 45
??Car expenses: 0$
??Utilities: $ 200
??Phone, cable, internet: $ 130
??Food, entertainment: $ 90
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
rescue$50.00$50.009/30/2010 2:39:01 PM
authentic-liberty7$50.00$50.009/30/2010 2:40:33 PM
exchange-squirrel$25.00$25.009/30/2010 2:41:20 PM
credit-panda1$25.00$25.009/30/2010 2:47:55 PM
tsg2007$25.00$25.009/30/2010 2:43:24 PM
Stock-Stud$25.00$25.009/30/2010 8:37:50 PM
dollardave$100.00$100.009/30/2010 9:28:28 PM
Katburg$35.00$35.0010/1/2010 6:14:12 AM
quiggles$25.00$25.0010/1/2010 6:27:01 AM
EJO$25.00$25.0010/1/2010 12:57:50 PM
nehemiah65$31.05$31.0510/1/2010 9:38:05 PM
poolshark72$25.00$25.0010/2/2010 1:10:21 AM
loan-adventurer7$50.00$50.0010/2/2010 12:39:27 AM
lukeskywalkerkp$25.00$25.0010/3/2010 12:13:45 AM
bruinguy$25.11$25.1110/4/2010 11:46:55 AM
dynamic-platinum$50.00$50.0010/4/2010 6:52:16 PM
DRA-Properties$25.00$25.009/30/2010 2:43:22 PM
Weaverville$25.00$25.009/30/2010 2:39:20 PM
bountiful-durability$100.00$100.009/30/2010 2:40:02 PM
agiovasil$25.00$25.009/30/2010 2:40:25 PM
simplelender80$250.00$112.319/30/2010 2:43:33 PM
wwwUniversal$25.00$25.0010/1/2010 12:06:01 AM
lendingfrog$50.00$50.0010/1/2010 4:52:54 PM
gulab77$56.25$56.2510/3/2010 3:05:07 PM
gold-channel2$65.28$65.2810/3/2010 6:02:49 PM
microfunder$25.00$25.0010/4/2010 12:42:26 PM
26 bids
 
Borrower Payment Dependent Notes Series 478157
This series of Notes was issued and sold upon the funding of the borrower loan #44884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Oct-05-2010 
  Auction end date:  Oct-10-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $339.27
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $339.27
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-2001 Debt/Income ratio: 34%
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:7y 1m
Amount delinquent: $750 Total credit lines: 14 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,468Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: rate-adventure6 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying of my credit cards
Purpose of loan:
This loan will be used to consolidate my credit card debt.

My financial situation:
I am a good candidate for this loan because I have steady income and secure employment.? I have been in the Army for the past 7 years and plan on retiring in another 13 years.? I currently have 3 years left on my current contract and have no plans on leaving.? I am Married with a 3 year old son.? I would like to get my debt consolidated and paid off in order to start paying off my vehicles and prepare to find a permanant home for my family after I am done moving around with the military.

Monthly net income: $ 5224.87

Monthly expenses: $ 3816.00
??Housing: $ 2100.00
??Insurance: $ 220.00
??Car expenses: $ 1156.00
??Utilities: $ 0.00
??Phone, cable, internet: $0.00
??Food, entertainment: $ 0.00
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $ 340.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
Military-2-Military has bid a total of $2,025.00 in winning bids.
"Employment and Income Verified. Meets Military Credit Index."
1 friends and family winning bid
Information in Friends and Family Winning Bids is not verified
Questions & Answers
Q: Why is it showing that you have a $750 delinquicy? - whatreality
A: That delinquincy is from Chrystler financial, it was a suprise to me when i saw it on my report.. I called and asked them what was the problem and it was from a payment deferement from August. The paper work had been lost on their end and we were not notified of any problems and it was an error. i am sending the papers to chystler financial again today and they will fix the problem on my credit report. They will also provide me with a written statement to show that i was not delinquent. (Oct-06-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.0010/5/2010 2:51:40 PM
AlexTrep$50.00$50.0010/6/2010 11:05:12 AM
Military-2-Military$1,000.00$1,000.0010/7/2010 5:26:51 AM
alexgalt$100.00$100.0010/7/2010 7:09:45 AM
whatreality$25.00$25.0010/7/2010 7:12:39 AM
Military-2-Military$25.00$25.0010/7/2010 7:14:50 AM
Kash2010lu$25.00$25.0010/7/2010 7:41:49 AM
GCSS$25.00$25.0010/7/2010 7:52:46 AM
hidavehi$131.00$131.0010/7/2010 7:24:32 PM
Kash2010lu$25.00$25.0010/8/2010 9:12:16 AM
riveting-credit5$1,000.00$1,000.0010/8/2010 6:34:33 PM
bold-shrewd-duty$25.00$25.0010/9/2010 3:33:28 AM
p2ploan-sensation211$25.00$25.0010/9/2010 1:10:45 PM
Amber_Stone$200.00$200.0010/9/2010 7:18:50 AM
CashFlow13$3,000.00$1,571.6610/9/2010 2:53:07 PM
Amber_Stone$200.00$200.0010/9/2010 11:03:34 AM
loss-of-control$50.00$50.0010/10/2010 8:38:02 AM
loss-of-control$50.00$50.0010/10/2010 8:38:40 AM
l2fp$30.00$30.0010/9/2010 5:45:02 PM
visionary-loan$25.00$25.0010/10/2010 6:13:55 PM
Military-2-Military$1,000.00$1,000.0010/7/2010 5:26:27 AM
whatreality$50.00$50.0010/7/2010 7:13:16 AM
Kash2010lu$75.00$75.0010/7/2010 7:31:07 AM
noble-revenue$50.00$50.0010/7/2010 8:08:19 AM
bright-exchange$25.00$25.0010/7/2010 11:30:16 AM
reflective-rupee$500.00$500.0010/7/2010 10:22:11 AM
villagers$25.00$25.0010/7/2010 12:20:42 PM
shrewd-asset$25.00$25.0010/7/2010 1:14:38 PM
SolarMoonshine$25.00$25.0010/7/2010 5:20:48 PM
Gbrad88$100.00$100.0010/7/2010 6:03:42 PM
integrity-doctor$100.00$100.0010/8/2010 12:43:47 PM
hellasow$25.00$25.0010/8/2010 10:39:30 PM
realtormoises$25.00$25.0010/9/2010 2:14:44 PM
houli123$58.72$58.7210/9/2010 11:25:19 PM
gold-cluster$100.00$100.0010/9/2010 7:21:05 PM
Loan2save$50.00$50.0010/9/2010 10:41:51 PM
bughead$25.00$25.0010/10/2010 8:38:01 AM
loanman2007$250.00$250.0010/10/2010 12:19:25 PM
sensible-fund$232.37$232.3710/9/2010 5:53:04 PM
innovator2$25.00$25.0010/10/2010 11:31:02 AM
payout-comet$25.00$25.0010/10/2010 3:06:33 PM
beachliving29$36.25$36.2510/9/2010 8:29:14 PM
vine99$40.00$40.0010/10/2010 6:06:46 PM
Sugarmama21$25.00$25.0010/10/2010 5:45:41 PM
44 bids
 
Borrower Payment Dependent Notes Series 478209
This series of Notes was issued and sold upon the funding of the borrower loan #44871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Oct-06-2010 
  Auction end date:  Oct-13-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $339.27
Final lender yield: 31.90% Final borrower rate/APR: 32.90% / 36.57% Final monthly payment: $330.42
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.18%  
Lender servicing fee: 1.00% Estimated return: 11.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-2003 Debt/Income ratio: 41%
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:8y 2m
Amount delinquent: $0 Total credit lines: 10 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,812Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: phoenix333 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debts
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because I am a hard worker who pays his bills on time.

Monthly net income: $ 4300

Monthly expenses: $1612
??Housing: $730
??Insurance: $112
??Car expenses: $50
??Utilities: $50
??Phone, cable, internet: $50
??Food, entertainment: $100
??Clothing, household expenses $20
??Credit cards and other loans: $500
??Other expenses: n/a
Information in the Description is not verified.
Friends And Family Winning Bids
Military-2-Military has bid a total of $1,025.00 in winning bids.
"Employment and Income verified. Meets Military Credit Index."
1 friends and family winning bid
Information in Friends and Family Winning Bids is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lendstats_com$25.00$25.0010/6/2010 2:32:06 PM
Military-2-Military$1,000.00$1,000.0010/7/2010 3:24:34 PM
reflective-rupee$500.00$500.0010/7/2010 3:52:54 PM
loss-of-control$50.00$50.0010/10/2010 3:05:44 PM
Amber_Stone$50.00$50.0010/11/2010 1:50:13 PM
MilitaryMTP$25.00$25.0010/12/2010 5:44:07 AM
gpuck$50.00$50.0010/12/2010 2:30:37 PM
gpuck$50.00$50.0010/12/2010 6:36:59 PM
credit-missile$25.00$25.0010/12/2010 6:56:08 PM
contract-high-five$25.00$25.0010/12/2010 11:08:13 PM
Starfin-Capital-Management$500.00$500.0010/13/2010 7:01:02 AM
aztocas$25.00$25.0010/13/2010 6:51:19 AM
WonByOne$50.00$50.0010/13/2010 6:28:55 AM
atomantic$50.00$50.0010/13/2010 10:13:38 AM
houli123$55.60$55.6010/13/2010 11:19:00 AM
minnesotafinancial$25.00$25.0010/13/2010 11:44:03 AM
aquistoyraul$25.00$25.0010/13/2010 2:22:48 PM
Lubava$25.00$25.0010/13/2010 11:25:25 AM
commerce-rumbler0$1,000.00$1,000.0010/13/2010 2:22:40 PM
payout-bridge$427.71$427.7110/13/2010 2:23:41 PM
Kash2010lu$50.00$50.0010/7/2010 4:07:23 PM
nodebt2012$25.00$25.0010/7/2010 10:55:34 PM
whatreality$50.00$50.0010/8/2010 4:45:40 AM
whatreality$25.00$25.0010/8/2010 4:45:17 AM
riveting-credit5$1,000.00$1,000.0010/8/2010 6:37:50 PM
alexgalt$100.00$100.0010/10/2010 2:57:41 PM
Kash2010lu$25.00$25.0010/11/2010 6:32:24 AM
penny-plato$25.00$25.0010/10/2010 5:14:34 PM
Military-2-Military$25.00$25.0010/11/2010 6:09:24 AM
bobnewt$100.00$100.0010/11/2010 2:03:42 PM
databaseguy$32.00$32.0010/11/2010 10:47:26 PM
fulfilling-money5$75.00$75.0010/12/2010 8:41:26 AM
loan-kung-fu$467.63$467.6310/12/2010 12:52:14 AM
MilitaryMTP$150.00$150.0010/12/2010 11:08:00 AM
nodebt2012$200.00$200.0010/12/2010 4:44:31 PM
nodebt2012$175.00$175.0010/12/2010 4:48:51 PM
credit-missile$25.00$25.0010/12/2010 6:55:50 PM
credit-missile$25.00$25.0010/12/2010 6:56:53 PM
gothampark$25.00$25.0010/12/2010 4:55:51 PM
blissful-gain$45.00$45.0010/12/2010 9:30:15 PM
vest_vortex$25.00$25.0010/12/2010 6:22:53 PM
Leshan$33.33$33.3310/13/2010 7:32:47 AM
TakeCare$50.00$50.0010/13/2010 5:58:19 AM
glroark$150.00$150.0010/13/2010 5:26:05 AM
Starfin-Capital-Management$353.73$353.7310/13/2010 5:40:10 AM
jhernand17$25.00$25.0010/13/2010 9:10:12 AM
Amber_Stone$50.00$50.0010/13/2010 11:10:18 AM
Income-Scout$62.36$10.0010/13/2010 12:13:10 PM
income-rocker2$25.00$25.0010/13/2010 12:19:35 PM
mmeyer_jr$25.00$25.0010/13/2010 2:02:57 PM
Amber_Stone$100.00$100.0010/13/2010 11:10:42 AM
revenue-appraiser$25.00$25.0010/13/2010 2:21:23 PM
52 bids
 
Borrower Payment Dependent Notes Series 478501
This series of Notes was issued and sold upon the funding of the borrower loan #44887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.70% Auction start date:  Oct-07-2010 
  Auction end date:  Oct-07-2010 
 
Starting lender yield: 22.65% Starting borrower rate/APR: 23.65% / 27.52% Starting monthly payment: $58.57
Final lender yield: 22.65% Final borrower rate/APR: 23.65% / 27.52% Final monthly payment: $58.57
 
Auction yield range: 7.71% - 22.65% Estimated loss impact: 9.24%  
Lender servicing fee: 1.00% Estimated return: 13.41%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1977 Debt/Income ratio: Not calculated
Credit score: 800-819 (Sep-2010) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 2Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,757 
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: asset-heart Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need Money
Purpose of loan:
This loan will be used to pay for short term expenses.. getting a job soon to make payments...

My financial situation:
I have a very considerable amount of money of which i have no control over.. Should i have any problems paying this loan my parents will immediately intervene and pay it off to keep my credit from getting tarnished.

Monthly net income: $
none, student, applying for jobs right now
Monthly expenses: $
rent, utilities, etc.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$50.00$50.0010/7/2010 2:40:10 PM
radforj22$25.00$25.0010/7/2010 2:42:04 PM
top-courteous-peso$50.00$50.0010/7/2010 2:41:36 PM
chemistry220$50.00$50.0010/7/2010 2:44:17 PM
bountiful-durability$100.00$100.0010/7/2010 2:47:28 PM
agiovasil$25.00$25.0010/7/2010 2:47:37 PM
jdwillcox$50.00$50.0010/7/2010 2:48:38 PM
shmb6508$100.00$100.0010/7/2010 2:48:08 PM
Gabriel02$25.00$25.0010/7/2010 2:48:12 PM
mike_banker$50.00$50.0010/7/2010 2:48:35 PM
Brown98$25.00$25.0010/7/2010 2:55:55 PM
worldly-penny8$50.00$50.0010/7/2010 2:44:09 PM
jazzlender$25.00$25.0010/7/2010 2:48:15 PM
euro-deployment$25.00$25.0010/7/2010 2:50:03 PM
precious-coin3$25.00$25.0010/7/2010 3:06:51 PM
rescue$50.00$50.0010/7/2010 2:40:30 PM
authentic-liberty7$50.00$50.0010/7/2010 2:41:40 PM
papaloha$25.00$25.0010/7/2010 2:40:05 PM
generous-deal6$50.00$50.0010/7/2010 2:43:05 PM
sweet-social2$33.00$33.0010/7/2010 2:43:33 PM
DRA-Properties$25.00$25.0010/7/2010 2:47:51 PM
bid-czar8$100.00$100.0010/7/2010 2:48:04 PM
kmr2$200.00$17.0010/7/2010 2:48:54 PM
herbyman$50.00$50.0010/7/2010 2:48:44 PM
lendingfrog$50.00$50.0010/7/2010 2:43:36 PM
simplelender80$250.00$250.0010/7/2010 2:47:58 PM
studious-bonus7$100.00$100.0010/7/2010 2:48:00 PM
AlexTrep$25.00$25.0010/7/2010 6:18:42 PM
28 bids
 
Borrower Payment Dependent Notes Series 479067
This series of Notes was issued and sold upon the funding of the borrower loan #44874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Oct-12-2010 
  Auction end date:  Oct-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $226.18
Final lender yield: 33.28% Final borrower rate/APR: 34.28% / 37.99% Final monthly payment: $224.15
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.26%  
Lender servicing fee: 1.00% Estimated return: 13.02%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-2007 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 13 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,801Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: No  
Screen name: 3200 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 26 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
600-619 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
HR??? I don't think so...L@@K
Purpose of loan:
This loan will be used to?? Cutting out one supplier and buying inventory DIRECT from the manufacturer overseas ? ONLY products I already know they are HOT SELLERS with a quick turnaround time.The merchandise comes from overseas, so I have to anticipate the 6-9 weeks shipping time ? For this reason I don?t want to use most of my reserves to invest. I am a very conservative person on spending ? My LLC was founded in 03-2008 and I have NO DEBT on the company and all bills are paid. My company is also a BBB member with an A rating.Since I had such a GREAT experience with Prosper I wanted to get the loan funded with your help and not apply with my local bank/credit union.I would be happy to address any questions and/or concerns.

My financial situation:
I am a good candidate for this loan because?
I can absolutely afford the payment. I already had one Prosper loan ? NOT a single late payment of course and the loan was paid in full early.I have NO debt on the business and other than a few credit cards and two small car loans, each around 4K.NEVER any late payments and/or bankruptcy ? I ALWAYS pay my bills on time!The credit cards & car loan are to build credit history after moving back home from Europe in 2006.My present score at ?Experian? is 689.

Monthly net income: $ $5500

Monthly expenses: $
??Housing: $ My husband pays all housing and utility costs
??Insurance: $ 110
??Car expenses: $ 248
??Utilities: $
??Phone, cable, internet: $ 71
??Food, entertainment: $
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 100
??Other expenses: $

Your consideration is greatly appreciated!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Bidded. Hope I can help you get a lower rate. Good Luck. - ustfu
A: Greatly appreciated and a big thank you to all lenders for their bids on my loan! (Oct-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
glroark$50.00$50.0010/12/2010 9:48:13 AM
alexgalt$100.00$100.0010/12/2010 9:46:16 AM
reflective-rupee$100.00$100.0010/12/2010 1:46:12 PM
NekHoldings$25.00$25.0010/12/2010 7:22:02 PM
MrBadExample$98.00$98.0010/14/2010 3:09:31 PM
restless-dime$50.00$50.0010/15/2010 8:03:48 AM
genuine-integrity0$25.00$25.0010/15/2010 3:23:00 PM
lucrative-loan$100.00$100.0010/15/2010 8:24:10 PM
head$25.00$25.0010/16/2010 3:54:57 AM
well-mannered-income3$40.00$40.0010/18/2010 8:51:24 AM
heritage_loans$75.33$75.3310/18/2010 10:37:29 AM
YoungTaxMan$311.12$311.1210/18/2010 11:31:33 AM
economy-popcorn$25.00$25.0010/18/2010 2:22:35 PM
MrBadExample$74.00$74.0010/18/2010 3:00:46 PM
DenimCapital$500.00$500.0010/18/2010 1:43:10 PM
cash-tent$50.00$50.0010/18/2010 3:39:50 PM
credit-guard5$25.00$25.0010/18/2010 3:40:31 PM
Sturgee$25.00$25.0010/18/2010 4:09:20 PM
brondero$100.00$100.0010/18/2010 5:36:59 PM
greenback-chairman5$25.00$25.0010/18/2010 6:25:43 PM
DasMula$25.00$25.0010/18/2010 7:53:34 PM
loss-of-control$50.00$50.0010/18/2010 6:37:43 PM
illinois_joe$50.00$50.0010/18/2010 6:46:20 PM
YurshotCapital$54.47$54.4710/18/2010 6:49:21 PM
MathProfessor$25.00$25.0010/18/2010 8:19:11 PM
DasMula$25.00$25.0010/18/2010 7:53:20 PM
cdfmedic$38.49$38.4910/18/2010 9:16:46 PM
gold-cluster$100.00$100.0010/18/2010 8:21:52 PM
red-adaptable-funds$50.00$50.0010/18/2010 9:48:03 PM
DenimCapital$275.48$275.4810/18/2010 9:02:59 PM
dynamic-capital$25.00$25.0010/18/2010 11:00:23 PM
rockhound84$25.00$25.0010/19/2010 2:06:43 AM
Bob450$30.00$30.0010/18/2010 9:42:59 PM
Requiem$25.00$25.0010/19/2010 2:56:23 AM
Moe87$25.00$25.0010/19/2010 3:47:44 AM
loanman2007$150.00$150.0010/19/2010 5:56:43 AM
Leshan$33.34$33.3410/19/2010 8:22:55 AM
balanced-balance6$25.00$25.0010/19/2010 6:29:23 AM
a_falk22$25.00$25.0010/19/2010 8:43:52 AM
cunning-compassion1$25.00$25.0010/19/2010 7:20:29 AM
Leopoldine$25.00$25.0010/19/2010 8:06:36 AM
Jinja$40.00$40.0010/19/2010 7:47:28 AM
innovator2$50.00$50.0010/19/2010 9:23:23 AM
realestate6606$100.00$89.6610/19/2010 9:10:08 AM
golffish2$100.00$100.0010/19/2010 9:39:19 AM
frugalinvestor20$25.00$25.0010/12/2010 9:46:40 AM
Amber_Stone$25.00$25.0010/12/2010 9:50:59 AM
UCLA4life$50.00$50.0010/12/2010 2:12:44 PM
penny-plato$100.00$100.0010/12/2010 1:10:26 PM
platinum-hunter7$30.00$30.0010/12/2010 1:41:43 PM
atkemom$25.00$25.0010/15/2010 6:36:01 AM
CommunityArts_Non-profit$58.05$58.0510/15/2010 10:13:54 AM
Kash2010lu$35.00$35.0010/15/2010 10:19:29 PM
YoungTaxMan$100.00$100.0010/15/2010 8:22:39 PM
investment-artist$25.00$25.0010/17/2010 3:37:01 PM
blitzen40$25.00$25.0010/17/2010 8:26:38 PM
SolarMoonshine$50.00$50.0010/18/2010 6:17:03 AM
mikeandcat$100.00$100.0010/18/2010 10:25:16 AM
note-buddy$162.59$162.5910/18/2010 3:51:32 PM
YoungTaxMan$88.88$88.8810/18/2010 4:50:47 PM
DasMula$25.00$25.0010/18/2010 7:53:49 PM
mikeandcat$50.00$50.0010/18/2010 6:39:45 PM
TakeCare$50.00$50.0010/18/2010 8:08:23 PM
balance-river$25.00$25.0010/18/2010 6:51:16 PM
OLYVRC$50.00$50.0010/18/2010 6:52:00 PM
sturdy-peace9$75.00$75.0010/18/2010 8:41:47 PM
clemclan$25.00$25.0010/18/2010 8:47:37 PM
Free-the-usa-1776$50.63$50.6310/18/2010 9:21:49 PM
RecoveryLender$25.00$25.0010/18/2010 9:34:14 PM
The-Lighthouse-Group$25.00$25.0010/18/2010 11:45:30 PM
ustfu$50.00$50.0010/18/2010 10:22:07 PM
golffish2$100.00$100.0010/19/2010 5:48:47 AM
corporatejim$38.62$38.6210/19/2010 4:35:46 AM
ronin4sale$25.00$25.0010/19/2010 6:20:01 AM
Soulphoniks-Holdings$50.00$50.0010/19/2010 7:08:27 AM
RyanM561$25.00$25.0010/19/2010 8:43:37 AM
cash-arboretum$99.34$99.3410/19/2010 8:45:39 AM
Fire2$25.00$25.0010/19/2010 7:59:25 AM
Kash2010lu$25.00$25.0010/19/2010 8:42:17 AM
MrBadExample$27.00$27.0010/19/2010 8:27:50 AM
wlm3012$25.00$25.0010/19/2010 9:01:14 AM
81 bids
 
Borrower Payment Dependent Notes Series 479513
This series of Notes was issued and sold upon the funding of the borrower loan #44892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Oct-13-2010 
  Auction end date:  Oct-17-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $224.34
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 34.63% Final monthly payment: $215.01
 
Auction yield range: 13.71% - 33.35% Estimated loss impact: 15.58%  
Lender servicing fee: 1.00% Estimated return: 14.42%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1983 Debt/Income ratio: 17%
Credit score: 700-719 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:11y 2m
Amount delinquent: $0 Total credit lines: 8 Occupation: Religious
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: veronicas Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 47 ( 100% ) 700-719 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
620-639 (Jan-2008)
660-679 (Jul-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 47  
Description
buying another used car
Purpose of loan:
This loan will be used to? buy another used car - I am currently driving 150 miles per day round trip, I need to have another car to get to and from work, as I am now taking care of my elderly father and have to check up on his daily.? He was diagnosed with Congestive heart failure and I am the only one whom he trusts to take care of him.? My father is 88 years old and he also is bedridden, so I have to feed him his three meals and clean up after him.

My financial situation:
I am a good candidate for this loan because? I have repaid the two previous loans that I had with you early and before they were due.? I was also making two payments at a time as I could to finish paying off the loans early.

Monthly net income: $ 1,966

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 175
??Car expenses: $ 450
??Utilities: $ 300
??Phone, cable, internet: $ 125
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 0 everythig is paid off
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello, I am interested in funding your loan. What is your profession, and what kind of job security do you have. Also, it seems like you have decent credit and positive cash flow, why wouldn't you try to get a car loan? thank you, P - DenimCapital
A: Thank you for your interest in funding my loan, I really appreciate it. I don't need a 'new' car, just something to get me back and forth on my daily trips to check in on my 88 year old father who lives 75 miles from where I work. As to what I do, I am the director for the religious education progam at two churches - I have over 60 teachers who teach over 600 students. This job is pretty secure being that we get repeat customers - parents who have keep having kids, I get them at age 6. (Oct-15-2010)
Q: how would you be able to make the payments of this loan if you get it? - beakerfish
A: THank you for your interest in funding my loan. The two previous loans that I had through PRosper were all taken out from my checking account on a given day of the month. I was able to repay both previous loans early. So they are automatically taken out monthly. (Oct-15-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
OldManP$25.00$25.0010/13/2010 2:43:01 PM
glroark$50.00$50.0010/13/2010 2:50:06 PM
alexgalt$100.00$100.0010/13/2010 2:49:51 PM
reflective-rupee$250.00$250.0010/13/2010 2:55:00 PM
reflective-rupee$250.00$250.0010/13/2010 3:08:14 PM
loyalist1$50.00$50.0010/13/2010 3:03:33 PM
usedtoborrow$50.00$50.0010/13/2010 3:15:26 PM
loan-tycoon0$25.00$25.0010/13/2010 7:38:33 PM
MoneyForNothing$53.20$53.2010/13/2010 9:15:58 PM
Kash2010lu$50.00$50.0010/13/2010 7:35:01 PM
blitzen40$85.00$85.0010/13/2010 8:19:13 PM
diversification-maple1$30.00$30.0010/14/2010 1:15:49 AM
NekHoldings$25.00$25.0010/14/2010 5:55:38 AM
mikeandcat$100.00$100.0010/14/2010 7:27:23 AM
Skeptical-one$30.00$30.0010/14/2010 2:54:10 PM
Aberdeen$400.00$400.0010/14/2010 6:57:44 PM
SFBank$300.00$227.2610/14/2010 6:57:29 PM
OLYVRC$50.00$50.0010/15/2010 11:04:01 AM
mistifilio$25.00$25.0010/15/2010 11:08:47 AM
atlas100$100.00$100.0010/15/2010 11:34:17 AM
cashhelp$50.00$50.0010/15/2010 4:00:30 PM
credit-guard5$25.00$25.0010/15/2010 7:32:58 PM
WonByOne$50.00$50.0010/15/2010 8:49:53 PM
Banker_Joe$50.00$50.0010/16/2010 11:13:02 AM
bustermicheal$150.00$150.0010/17/2010 10:00:48 AM
UCLA4life$42.13$42.1310/13/2010 2:55:17 PM
lucrative-loan$100.00$100.0010/13/2010 3:16:52 PM
ekmendenhall$45.00$45.0010/13/2010 2:54:28 PM
Amber_Stone$25.00$25.0010/13/2010 8:26:44 PM
Aberdeen$400.00$400.0010/14/2010 6:57:47 PM
head$25.00$25.0010/14/2010 3:09:30 PM
Aberdeen$400.00$400.0010/14/2010 6:57:40 PM
drcoop$25.00$25.0010/14/2010 4:48:36 PM
william8$25.00$25.0010/14/2010 8:55:22 PM
hellasow$25.00$25.0010/16/2010 8:54:17 AM
five-star-note$75.00$75.0010/16/2010 10:20:39 AM
thankful-nickel2$25.00$25.0010/16/2010 11:29:55 AM
DenimCapital$1,006.58$1,006.5810/16/2010 9:59:38 PM
mikeandcat$150.00$150.0010/17/2010 7:14:09 AM
larryboy10$25.00$25.0010/17/2010 11:06:08 AM
radiant-loan5$100.00$100.0010/17/2010 7:27:33 AM
integrity-enrichment2$25.00$25.0010/17/2010 5:32:42 AM
hidavehi$36.97$36.9710/17/2010 9:12:46 AM
armny$100.00$100.0010/17/2010 10:35:03 AM
vine99$43.86$43.8610/17/2010 12:07:07 PM
45 bids
 
Borrower Payment Dependent Notes Series 468454
This series of Notes was issued and sold upon the funding of the borrower loan #44882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Oct-05-2010 
  Auction end date:  Oct-12-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $339.27
Final lender yield: 32.35% Final borrower rate/APR: 33.35% / 37.03% Final monthly payment: $332.30
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.21%  
Lender servicing fee: 1.00% Estimated return: 12.14%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1984 Debt/Income ratio: 21%
Credit score: 780-799 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:14y 11m
Amount delinquent: $0 Total credit lines: 27 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 6 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: DebL Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 24 ( 96% ) 780-799 (Latest)
Principal borrowed: $8,000.00< 31 days late: 1 ( 4% )  
780-799 (Jun-2010)
680-699 (Nov-2007)
680-699 (Apr-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 25  
Description
Home Improvements/repairs.
Purpose of loan:
This loan will be used to do some needed remodeling of my home in order to?keep in attractive for resale.?

My financial situation:
I am a good candidate for this loan because I have borrowed from Prosper in the past and paid the loan back early!

Monthly net income: $ 5046

Monthly expenses: $
??Housing: $ 1501
??Insurance: $ 150
??Car expenses: $?425
??Utilities: $ 225
??Phone, cable, internet: $ 331
??Food, entertainment: $ 525
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 0
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Skeptical-one$30.00$30.0010/5/2010 3:18:15 PM
top-courteous-peso$50.00$50.0010/5/2010 3:20:07 PM
frugalinvestor20$25.00$25.0010/5/2010 3:24:01 PM
mikeandcat$56.70$56.7010/5/2010 6:18:16 PM
reflective-rupee$350.00$350.0010/5/2010 7:33:54 PM
restless-dime$25.00$25.0010/6/2010 11:50:17 AM
restless-dime$25.00$25.0010/6/2010 4:50:02 PM
labyrinth0$25.00$25.0010/8/2010 9:41:44 PM
lucrative-loan$75.00$75.0010/9/2010 8:38:35 AM
CommunityArts_Non-profit$150.00$150.0010/10/2010 6:21:09 AM
clemclan$25.00$25.0010/9/2010 5:47:26 PM
Mark-M$25.00$25.0010/11/2010 6:58:46 AM
reflective-rupee$350.00$350.0010/11/2010 2:46:27 PM
jhouman$25.00$25.0010/11/2010 3:02:17 PM
Kash2010lu$50.00$50.0010/11/2010 6:23:29 PM
SFBank$300.00$300.0010/11/2010 4:08:12 PM
cxl9$51.69$51.6910/11/2010 8:36:01 PM
brondero$100.00$100.0010/11/2010 9:53:19 PM
squarebob$25.00$25.0010/12/2010 5:37:58 AM
Ryderz$25.00$25.0010/11/2010 9:47:06 PM
eriqnoodle$25.00$25.0010/11/2010 3:39:54 PM
mikeandcat$50.00$50.0010/12/2010 6:01:05 AM
LeverageLender$25.00$25.0010/11/2010 4:05:45 PM
minnesotafinancial$25.00$25.0010/12/2010 8:38:18 AM
boo_hoo$50.00$50.0010/11/2010 5:34:02 PM
value-squirrel3$200.00$200.0010/11/2010 6:47:56 PM
sharp-trade0$25.00$25.0010/12/2010 9:03:24 AM
lucrative-loan$50.00$50.0010/12/2010 4:14:03 AM
glroark$100.00$100.0010/12/2010 7:13:54 AM
LTZ$31.59$31.5910/12/2010 7:54:31 AM
CommunityArts_Non-profit$25.00$25.0010/12/2010 8:17:41 AM
shrewd-income$375.00$375.0010/12/2010 9:33:45 AM
contract-high-five$25.00$25.0010/12/2010 10:15:35 AM
silvercertificate$25.00$25.0010/12/2010 10:22:37 AM
Feyenoord$25.00$25.0010/12/2010 10:33:56 AM
DaddyBill$34.00$34.0010/12/2010 11:18:10 AM
Spinnaker$50.00$50.0010/12/2010 12:44:10 PM
Astyanax$100.00$100.0010/12/2010 12:36:35 PM
papaloha$1,000.00$1,000.0010/12/2010 1:15:48 PM
mystical-value$25.00$25.0010/12/2010 1:18:03 PM
p2ploan-sensation211$25.00$25.0010/12/2010 2:45:57 PM
unassuming-market7$197.63$197.6310/12/2010 2:31:16 PM
money-fort$30.77$30.7710/12/2010 2:41:00 PM
Champion_Lending$25.00$25.0010/12/2010 12:43:01 PM
SeeksValue$50.00$50.0010/12/2010 1:20:06 PM
innovator2$158.23$158.2310/12/2010 1:47:40 PM
ohmarkybaby$89.52$89.5210/12/2010 2:29:40 PM
UCLA4life$50.00$50.0010/5/2010 6:28:43 PM
Amber_Stone$200.00$200.0010/6/2010 4:18:51 PM
genuine-integrity0$25.00$25.0010/6/2010 6:51:22 PM
WonByOne$50.00$50.0010/7/2010 6:36:03 AM
lendstats_com$200.00$200.0010/7/2010 11:30:30 PM
return-grizzly$100.00$100.0010/9/2010 3:51:48 AM
FarmersBank$25.00$25.0010/9/2010 7:10:17 PM
well-mannered-income3$100.00$100.0010/9/2010 8:37:02 AM
DasMula$25.00$25.0010/10/2010 10:18:42 PM
DasMula$300.00$300.0010/11/2010 7:16:17 AM
fabulous-community4$25.00$25.0010/11/2010 4:23:54 AM
SolarMoonshine$200.00$200.0010/10/2010 5:43:48 PM
myutmost$40.00$40.0010/11/2010 11:52:19 AM
loanman2007$200.00$200.0010/11/2010 7:33:01 AM
Bob450$25.00$25.0010/11/2010 2:43:33 PM
blitzen40$25.00$25.0010/11/2010 8:23:56 PM
Kash2010lu$25.00$25.0010/11/2010 8:41:47 PM
340$25.00$25.0010/11/2010 7:06:04 PM
squarebob$25.00$25.0010/12/2010 5:38:28 AM
usedtoborrow$100.00$100.0010/12/2010 6:26:28 AM
realtormoises$25.00$25.0010/12/2010 6:36:32 AM
squarebob$25.00$25.0010/12/2010 5:38:17 AM
wlm3012$25.00$25.0010/12/2010 7:58:57 AM
Moe87$25.00$25.0010/11/2010 4:50:24 PM
Isotope$25.00$25.0010/11/2010 4:54:01 PM
Lubava$25.00$25.0010/12/2010 9:22:08 AM
KrauseVentures$25.00$25.0010/12/2010 9:22:41 AM
Leshan$25.00$25.0010/12/2010 8:39:15 AM
2grindstones$30.00$30.0010/12/2010 9:57:21 AM
agreement-animal$25.00$25.0010/12/2010 10:33:06 AM
autumn_leaves$50.00$50.0010/12/2010 12:17:49 PM
autumn_leaves$50.00$50.0010/12/2010 12:18:55 PM
diversification-maple1$30.00$30.0010/12/2010 2:11:51 PM
entertaining-revenue$30.80$30.8010/12/2010 11:41:47 AM
Kash2010lu$25.00$25.0010/12/2010 1:25:43 PM
wealth-multiplier$25.00$25.0010/12/2010 2:45:56 PM
WMY-Investor$200.00$200.0010/12/2010 12:58:40 PM
aquistoyraul$25.00$25.0010/12/2010 2:39:55 PM
payout-bridge$796.83$414.0710/12/2010 2:45:43 PM
86 bids
 
Borrower Payment Dependent Notes Series 477340
This series of Notes was issued and sold upon the funding of the borrower loan #44885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,800.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.00% Auction start date:  Oct-13-2010 
  Auction end date:  Oct-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $81.42
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 34.63% Final monthly payment: $77.40
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 25.76%  
Lender servicing fee: 1.00% Estimated return: 4.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Apr-1996 Debt/Income ratio: 20%
Credit score: 680-699 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 4Length of status:8y 11m
Amount delinquent: $0 Total credit lines: 39 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,089Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: steady-loan Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
700-719 (Oct-2009)
 
Principal balance: $1,224.09 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Music Equipment
Purpose of loan:
I will use the money from this loan to purchase music equipment that I can use to play in my church's worship/praise band.? I have older equipment/instruments that is in need of repair and some new equipment that needs to be purchased.? I don't have a lot of time to save the money since the equipment is needed quickly.

My financial situation:
90% of my debt that is listed are student loans.? I am currently completing my graduate degree and have all of my loans deferred until 2015.

I always pay my bills on time and am a good risk for this loan.

Thank you for taking the time to review my listing, if you have any questions, please let me know.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You got a Prosper loan last year to pay off your credit cards yet your bank card utilization rate is higher than it was last year. What happened? - integrity-broker
A: I know my bank card rate has always been high. The loan obtained last year was used to pay off/close a card. One one of my cards, the limit was lowered from $6100 to $5000. I have maintained a $4000 balance on that card. I'm sure that would make an impact when looking at balance to limit ratio. (Oct-19-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ekmendenhall$45.00$45.0010/13/2010 2:54:26 PM
lendstats_com$200.00$200.0010/13/2010 6:59:14 PM
Rogelio48$35.00$35.0010/14/2010 9:36:07 AM
reflective-rupee$100.00$5.5610/14/2010 11:46:15 AM
head$25.00$25.0010/14/2010 3:12:13 PM
penny-sergeant$25.00$25.0010/15/2010 8:30:33 AM
brightXeyes$25.00$25.0010/15/2010 11:34:21 AM
nodebt2012$37.32$37.3210/16/2010 6:19:17 PM
amor1962$25.00$25.0010/18/2010 5:12:44 AM
enthusiastic-balance5$200.00$200.0010/18/2010 6:11:35 AM
nethosters$25.00$25.0010/18/2010 6:47:57 AM
jpblan11$25.00$25.0010/18/2010 3:47:13 PM
benefit-boots$25.00$25.0010/18/2010 7:39:53 PM
Bob450$25.00$25.0010/18/2010 9:47:36 PM
sfd$75.00$75.0010/19/2010 8:39:57 AM
wlm3012$25.00$25.0010/19/2010 9:10:17 AM
glroark$50.00$50.0010/13/2010 2:50:03 PM
CommunityArts_Non-profit$25.00$25.0010/14/2010 12:53:30 AM
lucrative-loan$100.00$100.0010/14/2010 11:49:18 AM
realtormoises$25.00$25.0010/14/2010 11:04:29 AM
SolarMoonshine$25.00$25.0010/14/2010 6:41:07 PM
pietro_torna_indietro$27.12$27.1210/14/2010 9:41:20 PM
Tlrdlrrnch$25.00$25.0010/16/2010 4:45:28 AM
invest-in-ed$50.00$50.0010/16/2010 6:55:30 AM
Kash2010lu$35.00$35.0010/17/2010 9:00:59 AM
loanman2007$200.00$200.0010/18/2010 5:28:24 AM
diversification-maple1$25.00$25.0010/18/2010 9:04:17 AM
JeramyU$25.00$25.0010/18/2010 10:21:58 AM
Montiesholdings$25.00$25.0010/18/2010 10:17:34 AM
investment-artist$25.00$25.0010/18/2010 10:11:24 AM
GCSS$25.00$25.0010/18/2010 12:07:05 PM
DackoDenk$25.00$25.0010/18/2010 3:13:08 PM
best-point-flow$25.00$25.0010/18/2010 5:42:10 PM
Roundhouse$100.00$100.0010/18/2010 7:54:37 PM
RecoveryLender$25.00$25.0010/18/2010 8:34:31 PM
TakeCare$40.00$40.0010/18/2010 11:09:32 PM
hookUup$75.00$75.0010/19/2010 1:11:24 PM
37 bids
 
Borrower Payment Dependent Notes Series 477538
This series of Notes was issued and sold upon the funding of the borrower loan #44870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.00% Auction start date:  Oct-12-2010 
  Auction end date:  Oct-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $90.47
Final lender yield: 31.00% Final borrower rate/APR: 32.00% / 35.65% Final monthly payment: $87.11
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 25.82%  
Lender servicing fee: 1.00% Estimated return: 5.18%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-1991 Debt/Income ratio: 41%
Credit score: 620-639 (Sep-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 18Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 66 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,941Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: p2p-lyrics Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
640-659 (Nov-2009)
 
Principal balance: $1,160.11 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off some of my credit cards.?

My financial situation:
I am a good candidate for this loan because I've educated myself on how to become debt free financially and improve on my financial status.?

Monthly net income: $
3800
Monthly expenses: $
??Housing: $ 880
??Insurance: $ 150
??Car expenses: $?900
??Utilities: $ 50
??Phone, cable, internet: $ 150
??Food, entertainment: $?400
??Clothing, household expenses $ 15
??Credit cards and other loans: $ 350
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: wat credit card will you be paying. wat is the amount of it along with interest rate - restless-dime
A: I'll be paying off a mastercard and a visa with interest rates of 25%, balance of $500 and $600. (Oct-12-2010)
Q: why another loan so quick. you said your last loan was used for paying credit cards. Doesnt add up - restless-dime
A: I have several credit cards with high interest rates. I did pay off a few of my credit card balances with my previous loan. I'd like to pay off some of my other credit cards also. (Oct-15-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
glroark$50.00$50.0010/12/2010 9:48:12 AM
penny-plato$25.00$6.4710/12/2010 1:28:38 PM
CommunityArts_Non-profit$50.00$50.0010/12/2010 3:34:41 PM
reflective-rupee$50.00$50.0010/13/2010 1:00:08 PM
seadrg$25.00$25.0010/15/2010 9:26:37 AM
investment-artist$25.00$25.0010/16/2010 10:24:22 AM
Iceman1347$25.00$25.0010/16/2010 11:59:38 AM
enthusiastic-balance5$200.00$200.0010/18/2010 6:06:05 AM
Rip128$100.00$100.0010/18/2010 2:35:28 PM
Rip128$50.00$50.0010/18/2010 5:50:55 PM
Branch95$25.00$25.0010/18/2010 6:29:29 PM
TLW314$212.00$212.0010/18/2010 9:12:43 PM
red-adaptable-funds$50.00$50.0010/18/2010 9:45:30 PM
Kqwik$25.42$25.4210/19/2010 4:20:51 AM
zone6$100.00$100.0010/19/2010 6:04:26 AM
wlm3012$25.00$25.0010/19/2010 8:43:46 AM
donlenboy$41.29$41.2910/13/2010 9:56:32 AM
lucrative-loan$100.00$100.0010/15/2010 12:47:44 PM
SFBank$200.00$200.0010/17/2010 6:56:44 PM
Kash2010lu$35.00$35.0010/17/2010 7:08:26 PM
helping-out$75.00$75.0010/18/2010 9:37:04 AM
ronin4sale$25.00$25.0010/18/2010 11:41:57 AM
SouthernRemarketing$30.78$30.7810/18/2010 4:07:26 PM
balance-river$25.00$25.0010/18/2010 6:23:33 PM
Roundhouse$100.00$100.0010/18/2010 6:49:05 PM
ddoneday$49.04$49.0410/19/2010 5:51:14 AM
mrxtravis$50.00$50.0010/19/2010 3:44:59 AM
Leshan$25.00$25.0010/19/2010 8:05:30 AM
Lubava$25.00$25.0010/19/2010 6:22:02 AM
ultimate-peace$150.00$150.0010/19/2010 8:55:34 AM
curriculum7$25.00$25.0010/19/2010 9:03:18 AM
Mikale360$25.00$25.0010/19/2010 8:56:12 AM
32 bids
 
Borrower Payment Dependent Notes Series 477570
This series of Notes was issued and sold upon the funding of the borrower loan #44873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Sep-30-2010 
  Auction end date:  Oct-07-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $135.71
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1999 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,056Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: intuitive-funds7 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Wedding expenses
Purpose of loan:
This loan will be used to pay off wedding expenses

My financial situation:
I am a good candidate for this loan because I have been working hard on keeping and maintaining a good credit score for ten years.? I plan on paying off this loan ahead of time including sizable payments toward the principal amount every few months.?

Monthly net income: $ 5,500

Monthly expenses: $
??Housing: $ 1600
??Insurance: $ 200
??Car expenses: $ 650
??Utilities: $ 296
??Phone, cable, internet: $ 190
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 230
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
agiovasil$25.00$25.009/30/2010 2:41:16 PM
cablenews$25.00$25.0010/1/2010 10:48:48 AM
preventivepestcontrol$75.00$75.0010/1/2010 10:53:34 PM
jazz619$25.00$25.0010/3/2010 7:48:15 PM
Artist_Blue$25.00$25.0010/4/2010 11:50:48 AM
icecoldcash$30.00$30.0010/4/2010 4:27:58 PM
data2360$50.00$50.0010/5/2010 6:34:25 AM
graceful-investment$100.00$100.0010/5/2010 2:54:45 PM
IIP77$25.00$25.0010/6/2010 2:02:02 AM
bulsa$50.00$50.0010/6/2010 4:37:54 AM
Comoparklender$25.00$25.0010/6/2010 2:06:22 AM
Lubava$25.00$25.0010/6/2010 11:03:26 AM
visionary-currency$50.00$50.0010/6/2010 3:20:18 PM
helping-out$125.00$125.0010/6/2010 3:16:15 PM
gotjack$25.00$25.0010/6/2010 3:16:18 PM
Aleut$25.00$25.0010/6/2010 3:23:27 PM
friendinmoney$25.00$25.0010/6/2010 8:40:48 PM
KiwiElf$25.00$25.0010/6/2010 9:48:01 PM
minnesotafinancial$25.00$25.0010/7/2010 6:30:49 AM
MarinLoans$25.00$25.0010/7/2010 7:39:52 AM
Leshan$25.00$25.0010/7/2010 8:13:07 AM
barefootpaul$25.00$25.0010/7/2010 6:52:46 AM
NELI$200.00$200.0010/7/2010 10:28:47 AM
moneygeek$25.00$25.0010/7/2010 10:43:43 AM
red-unequivocal-finance$25.00$25.0010/7/2010 10:43:54 AM
noble-revenue$50.00$50.0010/7/2010 12:48:02 PM
credit-guard5$25.00$25.0010/7/2010 12:48:44 PM
valiant-liberty4$25.00$25.0010/7/2010 12:19:28 PM
DadWarbucks$48.69$48.6910/7/2010 12:20:11 PM
Preferred-Lender$25.00$25.0010/7/2010 11:14:10 AM
y2kman9$50.00$50.0010/7/2010 1:48:08 PM
NELI$25.00$25.0010/7/2010 1:28:53 PM
WilliamLeeSims$25.00$25.0010/7/2010 12:05:28 PM
blackattak67$25.00$25.0010/7/2010 2:13:14 PM
officer8$25.00$25.0010/7/2010 2:18:36 PM
NELI$30.00$30.0010/7/2010 2:32:22 PM
logical-loyalty0$25.00$25.0010/7/2010 2:05:05 PM
power-locomotive$50.00$50.0010/7/2010 2:18:36 PM
Zarks$25.00$25.0010/7/2010 1:58:09 PM
lucrative-coin$100.00$100.0010/7/2010 2:03:38 PM
worthy-bid8$25.00$25.0010/7/2010 2:13:13 PM
honorable-yield$25.00$25.0010/7/2010 2:18:35 PM
brightest-income-hunter$25.00$25.0010/7/2010 2:22:44 PM
NELI$25.00$6.7510/7/2010 2:34:01 PM
villagers$25.00$25.009/30/2010 2:43:43 PM
loan-kung-fu$25.00$25.009/30/2010 10:58:10 PM
AlexTrep$50.00$50.0010/1/2010 10:33:06 AM
rustysailor$25.00$25.0010/1/2010 12:28:37 PM
kulender$50.00$50.0010/3/2010 6:22:58 AM
head$25.00$25.0010/5/2010 9:44:13 AM
gold-channel2$50.00$50.0010/5/2010 2:24:50 PM
euro-banker$50.00$50.0010/5/2010 2:54:43 PM
jennifer55126$25.00$25.0010/5/2010 3:28:59 PM
green-ore-expert$50.00$50.0010/6/2010 2:06:43 AM
AF-Chief$33.64$33.6410/6/2010 8:08:09 AM
mtquan$25.00$25.0010/6/2010 3:07:19 PM
FountainShrugged$50.00$50.0010/6/2010 3:11:03 PM
inventive-exchange$25.00$25.0010/6/2010 3:14:14 PM
zone8$50.00$50.0010/6/2010 3:13:12 PM
SolarMoonshine$25.00$25.0010/7/2010 3:45:18 AM
greenback-ally$50.00$50.0010/6/2010 9:50:22 PM
famous-bill$25.00$25.0010/7/2010 5:03:52 AM
jhernand17$25.00$25.0010/7/2010 10:32:50 AM
lively-exchange$25.00$25.0010/7/2010 9:48:36 AM
smart-loyalty498$25.00$25.0010/7/2010 9:49:43 AM
independent-leverage6$25.00$25.0010/7/2010 10:23:14 AM
Go_Ducks$25.00$25.0010/7/2010 10:38:41 AM
bold-yield-rumbler$25.00$25.0010/7/2010 1:24:14 PM
manatee21$70.00$70.0010/7/2010 12:45:12 PM
MO_Investor$25.00$25.0010/7/2010 2:05:06 PM
transparency-burger$50.00$50.0010/7/2010 1:24:15 PM
NELI$25.00$25.0010/7/2010 1:28:34 PM
jasonrossi11$50.00$50.0010/7/2010 2:18:33 PM
NELI$25.00$25.0010/7/2010 2:32:00 PM
Hambone1111$25.00$25.0010/7/2010 2:18:34 PM
tjone69$25.00$25.0010/7/2010 12:19:24 PM
Anny-Disco$73.79$73.7910/7/2010 12:20:19 PM
jono9999$32.13$32.1310/7/2010 1:48:32 PM
market-enthusiast$25.00$25.0010/7/2010 1:53:26 PM
SBT$25.00$25.0010/7/2010 2:13:12 PM
80 bids
 
Borrower Payment Dependent Notes Series 477580
This series of Notes was issued and sold upon the funding of the borrower loan #44881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,300.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 36.60% Auction start date:  Sep-29-2010 
  Auction end date:  Oct-06-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $104.04
Final lender yield: 31.00% Final borrower rate/APR: 32.00% / 35.65% Final monthly payment: $100.18
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 38.42%  
Lender servicing fee: 1.00% Estimated return: -7.42%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Oct-1998 Debt/Income ratio: 26%
Credit score: 600-619 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 11 Current / open credit lines: 9 / 10Length of status:4y 6m
Amount delinquent: $5,429 Total credit lines: 38 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,380Stated income:$75,000-$99,999
Delinquencies in last 7y: 23 Bankcard utilization: 109%  
   Homeownership: Yes  
Screen name: Delzekian Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 600-619 (Latest)
Principal borrowed: $12,839.00< 31 days late: 0 ( 0% )  
640-659 (Mar-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Mortgage payments refinancing
Purpose of loan:
This loan will be used to bring my mortgage current.? I'm currently behind 2 payments and because it is a FHA loan, I keep getting told they are "limited" in what assistance they can offer me to bring me current.? The current "status" is that the account is under review, but that there is no guarantee that anything will become of it.? I've worked out payment arrangements with all of my credit cards and closed out most of all the deliquent ones to get this back under control.

My financial situation:
I am a good candidate for this loan because I have?never been late once on my?previous loan with Prosper even when money was so tight that?some other bills suffered.? As much as it kills me to have reached this point in the first place,?I understand the importance of how important money is to those individuals lending?and would rather take a credit hit from a big bank than someone.? That said, I am on a budget and am working hard to reduce debt and fix my financial situation.? The problem is the amount of time I have available to get my mortgage back on track may not be sufficient under my own control as I have already received?a certified letter expecting payment in full of the 2 additional payments by October 12th.

Monthly net income: $
5333.38

Monthly expenses: $
??Housing: $ 1148.00
??Insurance: $ 364.00
??Car expenses: $ 340.00
??Utilities: $ 300
??Phone, cable, internet: $?400
??Food, entertainment: $ 350
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 800
??Other expenses: $ 800.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Wat circumstances led you to become behind on your 2 mortgage payments. Also can you explain your past deliquiencies and your high bankcard utilzation - restless-dime
A: I bought a house which required money to bring current, closing costs, etc.. With 2 daughters, I took on fixing upstairs (had warped panelling nasty green carpet) suitable for them to live in. I received a raise in income and all was well initially. Then about a year ago everyone took a 10% paycut plus pay insurance without warning causing me to run up my credit and fall behind. Overall loss of income was 1100/mo. I've been told Nov 15th half my salary should return with the rest by Jan. (Oct-04-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
alexgalt$100.00$100.009/29/2010 2:43:34 PM
CommunityArts_Non-profit$50.00$50.0010/2/2010 11:57:51 PM
blitzen40$50.00$50.0010/2/2010 8:55:55 PM
SolarMoonshine$25.00$25.0010/4/2010 3:51:46 AM
mrxtravis$50.00$50.0010/5/2010 1:46:30 AM
GS-ROCK$25.00$25.0010/5/2010 1:32:48 PM
Moe87$25.00$25.0010/5/2010 4:12:58 PM
principal-lion$100.00$100.0010/5/2010 6:50:40 PM
goodcents$25.00$25.0010/5/2010 7:34:06 PM
Aberdeen$400.00$400.0010/6/2010 1:08:42 AM
ORcowboy$40.00$40.0010/6/2010 2:05:50 AM
red-favorable-basis$25.00$25.0010/6/2010 10:38:34 AM
reflective-rupee$25.00$25.0010/6/2010 10:27:52 AM
mikeandcat$50.00$50.0010/6/2010 12:15:05 PM
glroark$50.00$50.0010/6/2010 11:25:36 AM
lucrative-coin$50.00$50.0010/6/2010 1:02:45 PM
MStax$37.18$37.1810/6/2010 12:38:21 PM
aquistoyraul$25.00$25.0010/6/2010 2:22:20 PM
ultimate-peace$31.00$31.0010/6/2010 1:38:40 PM
eod_man$200.00$200.0010/1/2010 9:54:35 AM
_SCI_$25.00$25.0010/4/2010 6:10:24 AM
twjh$25.00$25.0010/5/2010 7:32:55 PM
Brighter_Future$25.00$25.0010/5/2010 9:54:49 PM
papaloha$1,000.00$568.9410/6/2010 5:06:50 AM
mikeandcat$50.00$50.0010/6/2010 6:09:58 AM
Leshan$25.00$25.0010/6/2010 8:30:34 AM
Mikale360$25.00$25.0010/6/2010 11:25:04 AM
MStax$50.00$50.0010/6/2010 10:45:47 AM
Mikale360$25.00$25.0010/6/2010 11:25:33 AM
quest0$47.88$47.8810/6/2010 12:30:59 PM
AlexTrep$25.00$25.0010/6/2010 1:11:14 PM
YoungTaxMan$25.00$25.0010/6/2010 2:24:42 PM
32 bids
 
Borrower Payment Dependent Notes Series 477732
This series of Notes was issued and sold upon the funding of the borrower loan #44879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Oct-01-2010 
  Auction end date:  Oct-08-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 40.24% Starting monthly payment: $54.28
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 36.11% Final monthly payment: $51.60
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 20.06%  
Lender servicing fee: 1.00% Estimated return: 9.94%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1994 Debt/Income ratio: Not calculated
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 0Employment status:Other
Now delinquent: 1 Current / open credit lines: 10 / 3Length of status:9y 8m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,914Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: unafraid-revenue8 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Medical Bills -- NOT HR
Purpose of loan:
This loan will be used to consolidate medical bills from an unexpected hospitalization in early July.

My financial situation:
I am a good candidate for this loan because I always pay my debts. The one item on my credit report is due to a previous doctor not ever balance billing me after he received an insurance payment. 2 years later the bill unexpectedly showed up on my credit report -- have been paying off the bill monthly and have a little over a year to go.

Future medical expenses in 2010 will be 100% reimbursed since I have now met annual out of pocket spending limits.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: how are you employed. How secure is it - restless-dime
A: Currently on disability -- get social security and also payments from a private policy. Also get some additional charitable assistance with medical expenses -- grant is re-evaluated every 6 months. Income is very secure. Medical situation is improving significantly with new treatment. I plan to pay off this loan within 12 months -- just need a little short-term help. (Oct-04-2010)
Q: how much is your diability income and wat are your expenses - restless-dime
A: My monthly income is 3859 and wife's monthly income is 3000 -- for a total of $82,308 annually. Biggest expense is med insuranceat 1358 per month with an additional 1000 + of med expenses monthly. In the process of closing all remaining credit cards and have gone thru credit counseling this past week -- they are renegotiating rates on closed cards. I feel like we are finally getting control of both the financial and med situation and feel confident of our ability to repay this loan. (Oct-04-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
penny-plato$25.00$25.0010/1/2010 4:27:03 PM
Fire2$25.00$25.0010/4/2010 6:54:26 PM
mrxtravis$39.07$39.0710/6/2010 3:18:36 PM
newest-investment-elevator$25.00$25.0010/6/2010 5:49:55 PM
Steveo64$40.00$40.0010/6/2010 7:30:11 PM
diversification-maple1$25.00$25.0010/7/2010 7:11:26 AM
alluring-yield5$25.00$25.0010/7/2010 8:28:00 AM
TLW314$100.00$100.0010/7/2010 6:56:38 AM
TakeCare$25.00$25.0010/7/2010 9:40:18 AM
rakem777$25.00$25.0010/7/2010 12:06:15 PM
kf88$25.00$25.0010/7/2010 5:14:09 PM
sincere-deal2$25.00$25.0010/7/2010 5:47:10 PM
wbwill$25.00$25.0010/7/2010 11:50:12 PM
minnesotafinancial$25.00$25.0010/8/2010 6:52:21 AM
coyone$33.08$33.0810/8/2010 7:38:14 AM
income-rocker2$25.00$25.0010/8/2010 4:16:44 AM
2grindstones$25.00$25.0010/8/2010 9:57:31 AM
matthewa$25.00$25.0010/8/2010 10:41:38 AM
balanced-balance6$25.00$25.0010/8/2010 7:28:22 AM
LendK$27.74$27.7410/8/2010 11:34:24 AM
love2garden$27.76$27.7610/8/2010 8:52:09 AM
cathmorcorvus$50.00$50.0010/8/2010 11:19:43 AM
larryboy10$25.00$25.0010/2/2010 2:08:47 PM
vigorous-moola$36.00$36.0010/4/2010 6:25:02 AM
master648$33.00$33.0010/7/2010 6:07:57 AM
resplendent-peace7$25.00$25.0010/7/2010 8:28:27 AM
donn41$500.00$44.6010/7/2010 2:30:59 PM
PeterPsych$125.00$125.0010/7/2010 3:35:39 PM
dunrizzo$38.85$38.8510/7/2010 4:11:03 PM
Leshan$50.00$50.0010/7/2010 5:58:31 PM
aztocas$25.00$25.0010/8/2010 7:10:21 AM
Bob450$25.00$25.0010/7/2010 10:45:55 PM
glenium$25.00$25.0010/8/2010 4:04:28 AM
Starfin-Capital-Management$29.90$29.9010/8/2010 5:02:46 AM
peso-bonaza$25.00$25.0010/8/2010 11:25:00 AM
35 bids
 
Borrower Payment Dependent Notes Series 478116
This series of Notes was issued and sold upon the funding of the borrower loan #44886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 4.95% Auction start date:  Oct-08-2010 
  Auction end date:  Oct-14-2010 
 
Starting lender yield: 12.65% Starting borrower rate/APR: 13.65% / 15.80% Starting monthly payment: $340.08
Final lender yield: 12.65% Final borrower rate/APR: 13.65% / 15.80% Final monthly payment: $340.08
 
Auction yield range: 5.71% - 12.65% Estimated loss impact: 5.16%  
Lender servicing fee: 1.00% Estimated return: 7.49%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1983 Debt/Income ratio: 18%
Credit score: 720-739 (Oct-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 36 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,709Stated income:$100,000+
Delinquencies in last 7y: 2 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: YankeeFanTom Borrower's state: Connecticut Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 720-739 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
680-699 (Dec-2009)
700-719 (Oct-2007)
720-739 (Sep-2007)
720-739 (Jul-2007)
 
Principal balance: $4,814.12 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Home Improvements and Vacation
Purpose of loan:
This loan will be used to repair damage done by a leak and buy new furniture

My financial situation:
I am a good candidate for this loan because I have the ability to repay the loan

Monthly net income: $ 6,300.00

Monthly expenses: $
??Housing: $ 750.00
??Insurance: $ 120.00
??Car expenses: $ 120.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 300.00?
??Food, entertainment: $ 650.00
??Clothing, household expenses $?200.00?
??Credit cards and other loans: $ 1,200.00
??Other expenses: $ 150.00

Estimated total Expenses $4,000.00

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain the delinquencies. - Johnab
A: Seven years ago I co-signed a note for a family member they defaulted...that left me with 2 options Pay the note and have no cash flow...since I was making 51K at the time or file bankruptcy and start over I chose to start over...I hope this answers your question...I tired to be direct and right to the point instead of making it a long winded response (Oct-09-2010)
Q: You have an outstanding Prosper loan. Do you plan to use the proceeds of this loan close the existing loan or will you leave it open? - Belair_Advisors
A: I have gotten and estimate of around 2,500.00 to do some work to my apartment I plan on buying a new couch and love seat and maybe a weekend get away I will use what ever is left to pay down the older loan....I would assume that I would have about $4,000.00 to put on that loan and that is would be paid off in full by April 2011 My goal is to have all my debts paid with in the next 14 months and then save to buy a place I hope this answers your question (Oct-11-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
herbyman$50.00$50.0010/8/2010 3:18:39 PM
rescue$50.00$50.0010/8/2010 3:18:53 PM
papaloha$100.00$100.0010/8/2010 3:18:55 PM
radforj22$25.00$25.0010/8/2010 3:19:46 PM
agiovasil$25.00$25.0010/8/2010 3:24:07 PM
bid-czar8$100.00$100.0010/8/2010 3:24:30 PM
shmb6508$100.00$100.0010/8/2010 3:24:37 PM
jdwillcox$50.00$50.0010/8/2010 3:25:31 PM
JohnGalt79$100.00$100.0010/8/2010 3:26:37 PM
escharfer$25.00$25.0010/8/2010 3:27:16 PM
tolerant-dinero2$25.00$25.0010/8/2010 3:27:41 PM
ichibon$150.00$150.0010/8/2010 3:28:02 PM
enthusiastic-balance5$100.00$100.0010/8/2010 3:30:16 PM
bambampk$25.00$25.0010/8/2010 3:30:50 PM
murph0025$40.00$40.0010/8/2010 3:31:20 PM
delicious-social132$50.00$50.0010/8/2010 3:31:31 PM
life-is-great$32.26$32.2610/8/2010 3:31:23 PM
bold-shrewd-duty$50.00$50.0010/8/2010 3:32:30 PM
kmr2$200.00$200.0010/8/2010 3:26:12 PM
bowdish1$50.00$50.0010/8/2010 3:26:44 PM
tech310$50.00$50.0010/8/2010 3:26:56 PM
marketplace-cello5$50.00$50.0010/8/2010 3:27:28 PM
itnAAnti$25.00$25.0010/8/2010 3:29:37 PM
mjunlimited$50.00$50.0010/8/2010 3:31:26 PM
labyrinth0$25.00$25.0010/8/2010 8:54:44 PM
WSTRDG$50.00$50.0010/8/2010 4:34:13 PM
the-profit-oracle$25.00$25.0010/9/2010 3:10:03 AM
a-finance-nirvana$25.00$25.0010/9/2010 3:20:24 AM
the-upbeat-p2p$50.00$50.0010/9/2010 7:13:55 AM
elfincove$50.00$50.0010/9/2010 9:58:20 AM
loan-adventurer7$36.00$36.0010/9/2010 12:33:17 PM
Johnab$25.00$25.0010/9/2010 5:05:49 PM
fairness-kayak$25.00$25.0010/9/2010 6:47:44 PM
alpinaut$25.00$25.0010/9/2010 8:23:48 AM
mtquan$25.00$25.0010/9/2010 9:58:19 AM
jazz619$30.49$30.4910/9/2010 11:13:35 PM
Bendistraw$50.00$50.0010/9/2010 11:53:02 AM
tranquil-return4$25.00$25.0010/10/2010 3:23:21 AM
lendingfrog$50.00$50.0010/10/2010 8:13:18 PM
NiceNate$50.00$50.0010/11/2010 12:01:40 AM
scott2004114$25.00$25.0010/11/2010 12:50:16 AM
joeboxr182$25.00$25.0010/10/2010 7:43:43 PM
Belair_Advisors$25.00$25.0010/11/2010 6:11:06 AM
irrelevant$25.00$25.0010/11/2010 2:03:41 PM
skuba$50.00$50.0010/11/2010 3:05:55 PM
Riccous$50.00$50.0010/11/2010 3:13:27 PM
Tomeus$75.00$75.0010/11/2010 3:10:47 PM
rhodylend$25.00$25.0010/11/2010 4:47:56 PM
CasaDeTomas$34.88$34.8810/11/2010 5:43:27 PM
focused-return366$25.00$25.0010/11/2010 8:26:53 PM
Aimvest$25.00$25.0010/11/2010 3:50:53 PM
Artist_Blue$25.00$25.0010/12/2010 6:08:25 AM
beaker$25.00$25.0010/12/2010 6:08:06 AM
greenback-bull6$50.00$50.0010/12/2010 9:12:47 AM
investment-artist$25.00$25.0010/12/2010 9:55:33 AM
MissionMicroFinance$25.00$25.0010/12/2010 10:25:12 AM
gracej$25.00$25.0010/12/2010 10:25:49 AM
jeg3k$50.00$50.0010/12/2010 10:28:04 AM
witty-openness$25.00$25.0010/12/2010 11:22:48 AM
riproaringrapids$25.00$25.0010/12/2010 12:37:19 PM
KileNSmyth4$31.60$31.6010/12/2010 10:57:48 AM
wacko82$100.00$100.0010/12/2010 11:37:57 AM
nickel-hickory$25.00$25.0010/12/2010 12:37:01 PM
GElender$75.00$75.0010/12/2010 12:37:47 PM
peso-fortress$25.00$25.0010/12/2010 12:43:24 PM
excellent-greenback$50.00$50.0010/12/2010 2:13:01 PM
auction-elvis$25.00$25.0010/12/2010 3:23:09 PM
SafeSaxa$50.00$50.0010/12/2010 3:44:12 PM
Sefotonga$25.00$25.0010/12/2010 4:32:51 PM
penny-plato$25.00$25.0010/12/2010 5:28:04 PM
forthright-dedication$50.00$50.0010/12/2010 3:54:18 PM
MadHun$75.00$75.0010/12/2010 4:12:50 PM
SpectrumCen$30.00$30.0010/12/2010 5:07:41 PM
compwhiz$25.00$25.0010/12/2010 7:34:29 PM
new-sharp-leverage$50.00$50.0010/12/2010 10:08:47 PM
All_Wins$25.00$25.0010/12/2010 9:28:24 PM
Ivan2007$50.00$50.0010/12/2010 10:09:44 PM
crawfingers$25.00$25.0010/12/2010 10:57:42 PM
asya$25.00$25.0010/13/2010 8:34:18 AM
rmpedi33$50.00$50.0010/13/2010 9:40:40 AM
andyb9$50.00$50.0010/13/2010 9:31:08 AM
Beachbum27$25.00$25.0010/13/2010 9:41:54 AM
benefit-comforter$25.00$25.0010/13/2010 9:43:15 AM
ti22ring$30.00$30.0010/13/2010 9:43:30 AM
atomantic$25.00$25.0010/13/2010 10:24:23 AM
mmckune$25.00$25.0010/13/2010 10:14:24 AM
iolaire$25.00$25.0010/13/2010 2:10:09 PM
Superc0ld$50.00$50.0010/13/2010 2:17:49 PM
TakeCare$80.00$80.0010/13/2010 10:54:00 AM
porter22$25.00$25.0010/13/2010 1:33:10 PM
LKN2RTR$25.00$25.0010/13/2010 2:41:56 PM
ethicalhumanist$50.00$50.0010/13/2010 2:42:12 PM
steady-investment6$25.00$25.0010/13/2010 2:02:21 PM
Phantom99$25.00$25.0010/13/2010 2:43:25 PM
lcole32$25.00$25.0010/13/2010 2:41:52 PM
important-dollar1$25.00$25.0010/13/2010 1:05:04 PM
goldeneye777$44.09$44.0910/13/2010 2:40:38 PM
IIP77$25.00$25.0010/13/2010 2:58:46 PM
orange-dollar-guild$25.00$25.0010/13/2010 3:19:11 PM
integrityisnumone$25.00$25.0010/13/2010 3:18:05 PM
NYWA$50.00$50.0010/13/2010 3:04:00 PM
punctual-kindness3$25.00$25.0010/13/2010 5:53:46 PM
RMB-Investments$39.67$39.6710/13/2010 8:08:04 PM
Munnie$50.00$50.0010/13/2010 9:09:03 PM
Investoman$25.00$25.0010/13/2010 9:37:59 PM
CanArkRoamNu$25.00$25.0010/13/2010 10:09:30 PM
gold-disk$50.00$50.0010/13/2010 10:22:55 PM
Picopie$32.70$32.7010/13/2010 11:23:47 PM
LAKESPRING$25.00$25.0010/13/2010 3:52:53 PM
revenue-achievement$25.00$25.0010/13/2010 11:43:44 PM
dmfog$25.00$25.0010/13/2010 11:44:06 PM
ash135$43.60$43.6010/13/2010 11:14:29 PM
Cheburashka$25.00$25.0010/13/2010 11:23:57 PM
Easystreet$25.00$25.0010/13/2010 11:24:47 PM
lostontheedge$25.00$25.0010/13/2010 11:35:19 PM
suk200$25.00$25.0010/13/2010 11:36:16 PM
Tasmir$25.00$25.0010/13/2010 10:14:07 PM
historic-nickel$25.00$25.0010/13/2010 11:50:52 PM
bnlforever$25.00$25.0010/14/2010 9:36:10 AM
investment-tempo$28.23$7.0310/14/2010 9:39:38 AM
intlargonaut$50.00$50.0010/14/2010 8:54:25 AM
dcap3$100.00$100.0010/14/2010 5:18:59 AM
well-mannered-basis1$50.00$50.0010/14/2010 9:34:41 AM
Cai8899$25.00$25.0010/14/2010 9:36:03 AM
hanuman77$50.00$50.0010/14/2010 9:37:34 AM
kegs$74.69$74.6910/14/2010 6:52:44 AM
cberthiaume$25.00$25.0010/14/2010 7:17:38 AM
cvlender$50.00$50.0010/14/2010 8:32:47 AM
Weaverville$50.00$50.0010/8/2010 3:21:00 PM
Gabriel02$25.00$25.0010/8/2010 3:20:20 PM
DRA-Properties$25.00$25.0010/8/2010 3:24:11 PM
jazzlender$25.00$25.0010/8/2010 3:24:44 PM
studious-bonus7$100.00$100.0010/8/2010 3:24:22 PM
mike_banker$50.00$50.0010/8/2010 3:25:22 PM
objective-investor$100.00$100.0010/8/2010 3:26:28 PM
moola-wildebeest3$50.00$50.0010/8/2010 3:28:00 PM
greentomato$25.00$25.0010/8/2010 3:28:41 PM
authentic-liberty7$25.00$25.0010/8/2010 3:19:33 PM
tsui517$25.00$25.0010/8/2010 3:28:11 PM
jrbill1998$50.00$50.0010/8/2010 3:28:51 PM
cybernosha$25.00$25.0010/8/2010 3:29:52 PM
MoonMama$25.00$25.0010/8/2010 3:30:20 PM
generous-deal6$50.00$50.0010/8/2010 3:21:58 PM
ferocious-camaraderi1$100.00$100.0010/8/2010 3:31:54 PM
chemistry220$50.00$50.0010/8/2010 3:22:27 PM
loan-mammal$25.00$25.0010/8/2010 3:32:19 PM
6moonbeams$200.00$200.0010/8/2010 3:32:01 PM
bountiful-durability$100.00$100.0010/8/2010 3:24:00 PM
harmonious-moola7$50.00$50.0010/8/2010 4:49:29 PM
worldly-penny8$50.00$50.0010/8/2010 4:52:47 PM
tntmojave$25.00$25.0010/8/2010 3:28:18 PM
brother_tam$50.00$50.0010/8/2010 3:28:34 PM
loan-adventurer7$50.00$50.0010/8/2010 3:29:09 PM
worthy-bid8$65.90$65.9010/9/2010 7:07:44 AM
wealth-carrier$25.00$25.0010/9/2010 1:37:52 AM
larrybird$150.00$150.0010/9/2010 9:58:42 AM
graceful-investment$51.82$51.8210/9/2010 9:58:53 AM
MutuallyBeneficial$50.00$50.0010/9/2010 12:37:52 PM
saysana$25.00$25.0010/9/2010 7:02:56 AM
Brattt$50.00$50.0010/9/2010 5:59:45 PM
Go_Ducks$25.00$25.0010/9/2010 11:14:40 PM
LiquidRaptor$25.00$25.0010/10/2010 12:40:09 AM
eloquent-dough5$25.00$25.0010/9/2010 11:47:25 PM
AF-Chief$37.46$37.4610/10/2010 7:07:49 AM
runner262$25.00$25.0010/9/2010 11:52:52 PM
iflyforfun$25.00$25.0010/10/2010 3:12:58 AM
upbeat-investment9$50.00$50.0010/10/2010 10:02:56 AM
icecoldcash$28.90$28.9010/9/2010 7:18:04 PM
Anny-Disco$50.00$50.0010/10/2010 4:38:46 AM
mla$25.00$25.0010/10/2010 8:13:31 PM
Tradesmanlender$25.00$25.0010/10/2010 7:27:51 AM
the-determined-value$50.00$50.0010/10/2010 8:38:38 PM
nicklds$25.00$25.0010/10/2010 8:13:18 PM
ashot12$25.00$25.0010/11/2010 12:33:01 AM
efficient-treasure0$25.00$25.0010/10/2010 5:33:07 PM
lively-point$25.00$25.0010/11/2010 8:22:56 AM
ericgassercom$50.00$50.0010/10/2010 8:13:19 PM
soheagle$27.80$27.8010/11/2010 9:02:17 AM
gallant-economy9$35.45$35.4510/11/2010 3:11:27 PM
dollardave$100.00$100.0010/11/2010 4:15:09 PM
mizon291$50.00$50.0010/11/2010 11:32:48 PM
money-corps8$100.00$100.0010/12/2010 9:33:19 AM
natural-greenback6$25.00$25.0010/11/2010 8:12:55 PM
BangBros$50.00$50.0010/12/2010 9:33:11 AM
payout-achievement$100.00$100.0010/12/2010 7:12:49 AM
joeboxr182$25.00$25.0010/12/2010 7:53:32 AM
Gibbyland$50.00$50.0010/12/2010 9:35:32 AM
crenen139$25.00$25.0010/12/2010 10:30:55 AM
jbrel$50.00$50.0010/12/2010 10:40:21 AM
diversification-pilot$25.00$25.0010/12/2010 11:43:07 AM
psa1995$50.00$50.0010/12/2010 12:37:39 PM
JoyfulVegetarian$25.00$25.0010/12/2010 1:08:21 PM
piper1636$50.00$50.0010/12/2010 9:31:17 PM
ptjg$50.00$50.0010/12/2010 11:05:04 PM
cropdust3r$50.00$50.0010/12/2010 10:48:50 PM
mspiggybank$100.00$100.0010/13/2010 7:48:04 AM
agalt$100.00$100.0010/13/2010 8:28:12 AM
robust-payout1$50.00$50.0010/13/2010 9:39:27 AM
Chewbaca$25.00$25.0010/13/2010 9:42:37 AM
orgy63$25.00$25.0010/13/2010 9:30:20 AM
handshake5$100.00$100.0010/13/2010 9:49:52 AM
108lender$200.00$200.0010/13/2010 10:04:20 AM
bodascafe$25.00$25.0010/13/2010 9:42:32 AM
gold-channel2$50.00$50.0010/13/2010 11:29:46 AM
red-robust-rupee$25.00$25.0010/13/2010 10:04:36 AM
magnificent-asset3$25.00$25.0010/13/2010 2:27:44 PM
shanedog$33.08$33.0810/13/2010 2:10:07 PM
upbeat-fund$25.00$25.0010/13/2010 2:17:51 PM
SelectTrustLending$25.00$25.0010/13/2010 2:27:45 PM
bold-careful-finance$25.00$25.0010/13/2010 2:43:07 PM
Trevor_C$25.00$25.0010/13/2010 2:58:44 PM
jamiee73$25.00$25.0010/13/2010 2:42:50 PM
Cre8iveCash$25.00$25.0010/13/2010 2:43:31 PM
CaboWaboRobo$25.00$25.0010/13/2010 3:03:57 PM
abundant-credit6$25.00$25.0010/13/2010 3:04:03 PM
the-bid-sorcerer$25.22$25.2210/13/2010 6:42:38 PM
durability-exchanger$50.00$50.0010/13/2010 8:33:56 PM
tarion3$25.00$25.0010/13/2010 3:08:22 PM
buddy486$25.00$25.0010/13/2010 9:38:01 PM
williemc44$50.00$50.0010/13/2010 7:39:14 PM
Rick21$100.00$100.0010/13/2010 10:14:41 PM
ssh1983$25.00$25.0010/13/2010 11:35:09 PM
wwwUniversal$25.00$25.0010/14/2010 5:22:44 AM
visionary-currency$29.21$29.2110/13/2010 11:44:09 PM
Radium84$50.00$50.0010/13/2010 8:37:46 PM
MarinLoans$25.00$25.0010/13/2010 10:14:12 PM
ClearLake$25.00$25.0010/13/2010 11:24:37 PM
hrubinst$28.15$28.1510/13/2010 11:43:46 PM
wealth-hercules$25.00$25.0010/14/2010 9:35:05 AM
melodious-fairness$25.00$25.0010/13/2010 11:52:25 PM
mars2024$25.00$25.0010/14/2010 9:33:07 AM
BrandonW$25.00$25.0010/14/2010 9:34:25 AM
232 bids
 
Borrower Payment Dependent Notes Series 478126
This series of Notes was issued and sold upon the funding of the borrower loan #44880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Oct-05-2010 
  Auction end date:  Oct-06-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 33.56% Starting monthly payment: $41.09
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 33.56% Final monthly payment: $41.09
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-2003 Debt/Income ratio: Not calculated
Credit score: 720-739 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 19 Occupation: Nurse (LPN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,815Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: impressive-income1 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
inventory for the holiday season
Purpose of loan:
This loan will be used to?buy inventory?

My financial situation:
I am a good candidate for this loan because?I not only have my own bussiness I also work as a nurse full time so there are two sources of income to help pay back the loan.?

Monthly net income: $ 1600.00

Monthly expenses: $
??Housing: $ 37.50????
??Insurance: $ 180.00
??Car expenses: $ 400.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 150.00?
??Clothing, household expenses $?50.00
??Credit cards and other loans: $ 122.00?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi- I was wondering what type of store you are buying inventory for and how the return has been in the previous years. Also, how many years have you owned the store. Thanks- - diversification-maple1
A: Hi I don't have a store. I work out of my home and just started my bussiness in August. What I do is in home spa treatments and skin care consultations. I then make the products I use available to my clients for them to buy. I live in a rural area where women don't have regular access to the services I provide. So far the response to my bussiness has been more than I expected. My long term goal is to be able to do this full time and nursing part time. Thank you. (Oct-06-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
papaloha$25.00$25.0010/5/2010 2:54:04 PM
tech310$50.00$50.0010/5/2010 3:20:33 PM
moola-wildebeest3$25.00$25.0010/5/2010 3:25:37 PM
penny-plato$25.00$25.0010/5/2010 3:50:19 PM
RebuildALife$25.00$25.0010/5/2010 5:43:26 PM
reflective-rupee$25.00$25.0010/5/2010 7:26:59 PM
loan-adventurer7$25.00$25.0010/5/2010 11:43:03 PM
loan-adventurer7$36.00$36.0010/6/2010 2:59:52 AM
Milonguero$100.00$100.0010/6/2010 10:06:51 AM
SOP_Bank$25.00$25.0010/6/2010 11:12:40 AM
graceful-investment$100.00$100.0010/6/2010 3:18:25 PM
rescue$69.25$69.2510/6/2010 3:19:02 PM
IPG1$25.00$25.0010/5/2010 3:19:52 PM
transaction-circuit$50.00$50.0010/5/2010 3:20:55 PM
handshake5$100.00$100.0010/5/2010 3:22:14 PM
bid-czar8$25.00$25.0010/5/2010 3:22:36 PM
AlexTrep$25.00$25.0010/5/2010 3:20:24 PM
natural-greenback6$25.00$25.0010/5/2010 3:27:05 PM
ingenious-deal6$25.00$25.0010/5/2010 3:23:33 PM
agiovasil$25.00$25.0010/5/2010 3:24:13 PM
SolarMoonshine$25.00$25.0010/5/2010 6:26:21 PM
admirable-loyalty$25.00$25.0010/5/2010 5:35:54 PM
6moonbeams$25.00$25.0010/6/2010 2:10:27 AM
wwwUniversal$25.00$25.0010/6/2010 3:23:14 PM
kulender$50.00$19.7510/6/2010 3:37:52 PM
mt3209$25.00$25.0010/6/2010 3:35:22 PM
ralf206$25.00$25.0010/6/2010 8:37:28 PM
27 bids
 
Borrower Payment Dependent Notes Series 478482
This series of Notes was issued and sold upon the funding of the borrower loan #44890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Oct-08-2010 
  Auction end date:  Oct-15-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $226.02
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $226.02
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1992 Debt/Income ratio: 14%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:9y 6m
Amount delinquent: $0 Total credit lines: 37 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39,475Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: randyeunice Borrower's state: Louisiana Borrower's group: Government Employees
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Slashing Credit Cards
Purpose of loan:
This loan will be used to make one payment instead of 3.

My financial situation:
I am a good candidate for this loan because I have come a long way from a poor credit score to one that is fair now.? I have a goal to pay off all of my credit cards in 5 years and work from cash.

I will be able to pay off higher APR credit cards and make this payment and pay this loan off in 3 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AlexTrep$50.00$50.0010/8/2010 3:21:35 PM
handshake5$100.00$100.0010/8/2010 3:24:59 PM
bid-czar8$25.00$25.0010/8/2010 3:25:11 PM
moola-wildebeest3$25.00$25.0010/8/2010 3:27:54 PM
natural-greenback6$25.00$25.0010/8/2010 3:31:10 PM
w3alter$50.00$50.0010/8/2010 8:42:52 PM
what_goes_around$50.00$50.0010/10/2010 1:06:41 PM
soulful-truth$1,000.00$1,000.0010/9/2010 8:18:57 PM
plentiful-gain3$50.00$50.0010/11/2010 3:14:13 PM
all_of_that_one$40.00$40.0010/12/2010 12:38:02 AM
bold-shrewd-duty$36.43$36.4310/12/2010 12:38:11 AM
nilonc1$75.00$75.0010/12/2010 10:19:34 AM
preventivepestcontrol$50.00$50.0010/12/2010 11:38:49 AM
noble-revenue$75.00$75.0010/12/2010 3:16:00 PM
economy-producer$25.00$25.0010/12/2010 3:04:12 PM
the-determined-value$50.00$50.0010/12/2010 3:16:37 PM
rescue$100.00$100.0010/12/2010 3:16:42 PM
kulender$25.00$25.0010/12/2010 3:14:54 PM
new-truth-chuckler$25.00$25.0010/12/2010 3:29:29 PM
DSFinancial$50.00$50.0010/12/2010 4:39:49 PM
worthy-bid8$25.00$25.0010/12/2010 5:23:14 PM
consummate-loyalty1$100.00$100.0010/12/2010 4:48:40 PM
shrewd-peace7$50.00$50.0010/12/2010 4:58:29 PM
loss-of-control$50.00$50.0010/12/2010 6:48:19 PM
teller$50.00$50.0010/12/2010 6:18:45 PM
loss-of-control$50.00$50.0010/12/2010 6:48:00 PM
graceful-investment$100.00$66.3010/13/2010 5:42:59 AM
ptjg$25.00$25.0010/12/2010 11:04:59 PM
penny-plato$25.00$25.0010/13/2010 6:21:56 PM
mercuriant$25.00$25.0010/13/2010 11:24:44 PM
cash-spark3$50.00$50.0010/14/2010 12:39:36 AM
nickel-position$25.00$25.0010/14/2010 12:17:21 PM
hookUup$25.00$25.0010/14/2010 5:24:06 PM
loss-of-control$25.00$25.0010/14/2010 3:42:25 PM
goodcents$30.00$30.0010/14/2010 7:32:20 PM
squarebob$25.00$25.0010/14/2010 5:10:21 PM
Pu239$60.00$60.0010/14/2010 8:27:09 PM
houli123$419.28$419.2810/15/2010 5:20:11 AM
jybank$25.00$25.0010/14/2010 8:33:29 PM
duty-monger$50.00$50.0010/15/2010 3:32:21 AM
nethawk00$25.00$25.0010/15/2010 7:03:19 AM
zone6$100.00$100.0010/15/2010 5:42:57 AM
systematic-fairness1$40.00$40.0010/15/2010 6:12:41 AM
droopie1$25.00$25.0010/15/2010 8:33:41 AM
Snoclaf$25.00$25.0010/15/2010 6:35:15 AM
barkochva$25.00$25.0010/15/2010 6:56:11 AM
2grindstones$25.00$25.0010/15/2010 10:35:15 AM
jhernand17$25.00$25.0010/15/2010 9:26:58 AM
carlos_chantana$25.00$25.0010/15/2010 10:05:35 AM
aultraman$25.00$25.0010/15/2010 8:29:10 AM
Leshan$70.80$70.8010/15/2010 11:40:13 AM
WMY-Investor$100.00$100.0010/15/2010 9:20:51 AM
brightest-dignified-penny$25.00$25.0010/15/2010 10:26:27 AM
prudent-gain7$30.00$30.0010/15/2010 10:50:13 AM
malomar66$46.30$46.3010/15/2010 2:02:58 PM
DasMula$25.00$25.0010/15/2010 2:54:56 PM
amlu1988$25.00$25.0010/15/2010 11:50:13 AM
ethicalhumanist$50.00$50.0010/15/2010 1:07:58 PM
lucrative-coin$50.00$50.0010/15/2010 1:57:58 PM
ingenious-deal6$25.00$25.0010/8/2010 3:26:18 PM
tech310$50.00$50.0010/8/2010 3:26:59 PM
loan-adventurer7$50.00$50.0010/8/2010 3:28:59 PM
papaloha$25.00$25.0010/8/2010 3:22:13 PM
agiovasil$25.00$25.0010/11/2010 3:11:22 PM
cablenews$25.00$25.0010/11/2010 3:10:55 PM
Artist_Blue$25.00$25.0010/12/2010 6:08:32 AM
Papa_Mema$42.00$42.0010/12/2010 2:47:54 AM
gentle-social0$25.00$25.0010/12/2010 9:33:59 AM
crenen139$25.00$25.0010/12/2010 10:30:00 AM
simplelender80$75.00$75.0010/12/2010 11:12:44 AM
Shaggydp$25.00$25.0010/12/2010 12:39:12 PM
whatknows$25.00$25.0010/12/2010 12:39:08 PM
radiant-loan5$100.00$100.0010/12/2010 4:02:59 PM
poetic-economy$30.00$30.0010/13/2010 1:08:34 PM
patriot384$50.00$50.0010/13/2010 2:15:47 PM
on_your_side$25.00$25.0010/14/2010 4:49:54 PM
pani5ue$25.00$25.0010/14/2010 4:36:45 PM
Free-the-usa-1776$25.00$25.0010/14/2010 10:36:43 PM
ghinga$25.00$25.0010/14/2010 7:32:26 PM
squarebob$25.00$25.0010/14/2010 5:10:48 PM
blue-dollar-viking$25.00$25.0010/14/2010 8:29:32 PM
DDS84$60.00$60.0010/14/2010 9:22:34 PM
loan-fate$50.00$50.0010/15/2010 1:58:37 AM
srthsvghdthtr$25.00$25.0010/15/2010 2:03:44 AM
back-scratchers$25.00$25.0010/14/2010 6:27:22 PM
Roundhouse$50.00$50.0010/14/2010 11:17:00 PM
silverloan$33.55$33.5510/15/2010 1:36:54 AM
umfan123$25.00$25.0010/15/2010 1:49:33 AM
bsmtloan$75.00$75.0010/15/2010 6:50:03 AM
Bob450$25.00$25.0010/14/2010 9:52:12 PM
wwwUniversal$25.00$25.0010/15/2010 1:51:43 AM
kendigme$25.00$25.0010/15/2010 3:46:58 AM
first-dinero-igloo$28.14$28.1410/15/2010 8:41:28 AM
Katzenjammer$25.00$25.0010/15/2010 10:19:54 AM
principal-laser$31.63$31.6310/15/2010 8:43:08 AM
Dutchhunter$42.57$42.5710/15/2010 10:45:35 AM
leverage-monger$25.00$25.0010/15/2010 9:48:05 AM
tedi-tif$40.00$40.0010/15/2010 10:20:53 AM
thankful-nickel2$25.00$25.0010/15/2010 10:41:38 AM
scoobiedoo$25.00$25.0010/15/2010 2:17:03 PM
accelerator1$25.00$25.0010/15/2010 2:50:18 PM
trumpeter5$25.00$25.0010/15/2010 12:46:25 PM
AM2171$25.00$25.0010/15/2010 3:08:14 PM
yu-rik$50.00$50.0010/15/2010 1:58:14 PM
social-zebra$28.00$28.0010/15/2010 1:34:41 PM
HammerSmith$25.00$25.0010/15/2010 1:54:46 PM
106 bids
 
Borrower Payment Dependent Notes Series 478628
This series of Notes was issued and sold upon the funding of the borrower loan #44876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Oct-07-2010 
  Auction end date:  Oct-14-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $224.34
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $224.34
 
Auction yield range: 13.71% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1995 Debt/Income ratio: 8%
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 8Length of status:1y 1m
Amount delinquent: $8,961 Total credit lines: 34 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,646Stated income:$75,000-$99,999
Delinquencies in last 7y: 4 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: pound-apple5 Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan to consolidate Debt
Purpose of loan:
This loan will be used to? Pay off Credit Cards

My financial situation:
I am a good candidate for this loan because?
I have a budget in place and just need a little help for the short term.
Monthly net income: $
8,000.00
Monthly expenses: $
??Housing: $ 2,303.67
??Insurance: $ included in house
??Car expenses: $250
??Utilities: $ 350
??Phone, cable, internet: $ 69
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I was wondering what cards you will be paying off, what their balance is, and the interest rates. - noble-revenue
A: citibank, (Oct-13-2010)
Q: Do you plan on continuing to use the cards after you have paid them off? - noble-revenue
A: NO (Oct-13-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
sfmf$25.00$25.0010/7/2010 2:42:41 PM
papaloha$25.00$25.0010/7/2010 2:43:58 PM
handshake5$100.00$100.0010/7/2010 2:48:25 PM
villagers$25.00$25.0010/7/2010 3:07:38 PM
bid-czar8$25.00$25.0010/7/2010 2:48:33 PM
natural-greenback6$25.00$25.0010/7/2010 8:54:15 PM
wampum-prodigy6$25.00$25.0010/7/2010 8:29:22 PM
Gixxer600$50.00$50.0010/8/2010 1:28:43 PM
danthemon35$25.00$25.0010/8/2010 2:31:48 PM
fizwahh$40.00$40.0010/8/2010 2:34:06 PM
listing-trapper3$50.00$50.0010/8/2010 2:34:09 PM
dedicated-diversification5$100.00$100.0010/8/2010 2:34:13 PM
zen1cent$25.00$25.0010/8/2010 2:34:54 PM
AF-Chief$25.00$25.0010/8/2010 2:33:05 PM
swoosh$25.00$25.0010/8/2010 3:47:54 PM
HelpfulLender1$25.00$25.0010/9/2010 7:33:01 AM
soulful-truth$1,000.00$1,000.0010/9/2010 8:19:04 PM
SolarMoonshine$25.00$25.0010/10/2010 5:19:26 PM
all_of_that_one$40.00$40.0010/11/2010 2:12:58 PM
Papa_Mema$50.00$50.0010/11/2010 3:11:06 PM
bold-shrewd-duty$50.00$50.0010/11/2010 3:11:10 PM
w3alter$50.00$50.0010/11/2010 7:33:58 PM
the-determined-value$36.41$36.4110/12/2010 2:54:31 AM
Bob450$25.00$25.0010/11/2010 4:45:12 PM
consummate-loyalty1$100.00$100.0010/12/2010 10:25:56 AM
crenen139$25.00$25.0010/12/2010 10:29:55 AM
orange-influential-credit$30.00$30.0010/12/2010 12:23:10 PM
diversification-balancer870$50.00$50.0010/12/2010 11:00:38 AM
whatknows$25.00$25.0010/12/2010 11:49:08 AM
economy-producer$25.00$25.0010/12/2010 12:39:04 PM
radiant-loan5$100.00$100.0010/12/2010 4:02:51 PM
shrewd-peace7$25.00$25.0010/12/2010 4:53:34 PM
generous-deal6$25.00$25.0010/12/2010 7:58:02 PM
contract-happiness1$25.00$25.0010/12/2010 4:48:21 PM
teller$50.00$50.0010/12/2010 6:18:42 PM
TakeCare$60.00$60.0010/13/2010 10:54:32 AM
JAVEHE$50.00$50.0010/13/2010 11:38:01 AM
cash-spark3$50.00$50.0010/14/2010 12:39:31 AM
dcap3$50.00$50.0010/14/2010 5:19:17 AM
social-zebra$25.00$25.0010/14/2010 9:36:50 AM
thrifty-capital$25.00$25.0010/14/2010 9:50:23 AM
life-is-great$50.00$50.0010/14/2010 9:50:37 AM
interstellar$50.00$50.0010/14/2010 10:58:15 AM
ethicalhumanist$25.00$25.0010/14/2010 11:13:56 AM
MadHun$100.00$100.0010/14/2010 8:53:47 AM
ultimate-peace$25.00$25.0010/14/2010 12:03:33 PM
108lender$100.00$100.0010/14/2010 9:42:09 AM
capital-galaxy$200.00$200.0010/14/2010 10:06:02 AM
dime-vista2$100.00$100.0010/14/2010 11:44:07 AM
grampy48$25.00$25.0010/14/2010 12:15:00 PM
agiovasil$25.00$25.0010/7/2010 2:49:01 PM
ingenious-deal6$25.00$25.0010/7/2010 2:49:10 PM
AlexTrep$50.00$50.0010/7/2010 2:42:40 PM
noble-revenue$50.00$50.0010/7/2010 2:57:17 PM
Diamond_Jim$25.00$25.0010/7/2010 3:07:53 PM
moola-wildebeest3$25.00$25.0010/7/2010 2:50:43 PM
cablenews$25.00$25.0010/7/2010 3:07:54 PM
Artist_Blue$25.00$25.0010/7/2010 11:30:36 PM
HHP$25.00$25.0010/7/2010 11:41:54 PM
samo102us$25.00$25.0010/8/2010 6:18:25 AM
revenue-officer36$25.00$25.0010/8/2010 10:04:13 AM
jleng$25.00$25.0010/8/2010 9:34:40 AM
legend717$25.00$25.0010/8/2010 1:29:10 PM
patriot897$25.00$25.0010/8/2010 2:06:08 PM
kindness-hickory5$25.00$25.0010/8/2010 2:06:57 PM
Comoparklender$25.00$25.0010/8/2010 11:04:15 AM
apeloans$25.00$25.0010/8/2010 2:28:19 PM
lloyd_s$25.00$25.0010/8/2010 2:32:04 PM
retired272$25.00$25.0010/8/2010 12:33:39 PM
asset-professor$50.00$50.0010/8/2010 2:32:19 PM
hope-equation$50.00$50.0010/8/2010 2:29:07 PM
payment-gusto$25.00$25.0010/8/2010 2:29:29 PM
greenback-bull6$150.00$150.0010/9/2010 11:53:54 PM
kulender$28.54$28.5410/12/2010 7:12:42 AM
simplelender80$75.00$75.0010/12/2010 9:30:15 AM
rescue$71.46$71.4610/12/2010 6:27:41 AM
gentle-social0$25.00$25.0010/12/2010 9:33:55 AM
graceful-investment$39.00$39.0010/12/2010 12:14:27 PM
plentiful-gain3$50.00$50.0010/12/2010 2:59:34 PM
itnAAnti$25.00$25.0010/12/2010 3:00:21 PM
jubilant-agreement0$25.00$25.0010/12/2010 3:17:13 PM
DSFinancial$50.00$50.0010/12/2010 4:39:46 PM
worthy-bid8$25.00$25.0010/12/2010 5:23:12 PM
MarinLoans$25.00$25.0010/12/2010 5:14:50 PM
curriculum7$25.00$25.0010/12/2010 4:44:54 PM
b-rent$25.00$25.0010/12/2010 9:30:51 PM
FeedTheMachine$100.00$100.0010/13/2010 7:42:44 PM
jamiee73$25.00$25.0010/14/2010 6:08:46 AM
IIP77$25.00$25.0010/14/2010 5:44:00 AM
Lubava$25.00$25.0010/14/2010 7:08:46 AM
asiaratt$50.00$50.0010/14/2010 9:40:45 AM
leverage-monger$25.00$25.0010/14/2010 8:08:30 AM
mrladybug101$25.00$25.0010/14/2010 8:22:59 AM
larrybird$78.18$29.5910/14/2010 9:50:48 AM
Leshan$100.00$100.0010/14/2010 9:47:36 AM
95 bids
 
Borrower Payment Dependent Notes Series 478684
This series of Notes was issued and sold upon the funding of the borrower loan #44889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Oct-08-2010 
  Auction end date:  Oct-15-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $521.08
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $521.08
 
Auction yield range: 5.71% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1983 Debt/Income ratio: 34%
Credit score: 760-779 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:10y 5m
Amount delinquent: $0 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,120Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: first-golden-repayment Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards &amp; loans
Purpose of loan:
This loan will be used to??Debt consolidation for two loans?& two credit cards?

My financial situation:
I am a good candidate for this loan because? Stable credit history & longterm employement

Monthly net income: $ 5900

Monthly expenses: $
??Housing: $ 691
??Insurance: $?50
??Car expenses: $ 208
??Utilities: $ 125
??Phone, cable, internet: $ 75
??Food, entertainment: $ 350
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
authentic-liberty7$25.00$25.0010/8/2010 3:19:37 PM
chemistry220$50.00$50.0010/8/2010 3:22:31 PM
bountiful-durability$100.00$100.0010/8/2010 3:24:04 PM
DRA-Properties$25.00$25.0010/8/2010 3:24:14 PM
studious-bonus7$100.00$100.0010/8/2010 3:24:25 PM
jazzlender$25.00$25.0010/8/2010 3:24:50 PM
mike_banker$50.00$50.0010/8/2010 3:25:24 PM
jdwillcox$50.00$50.0010/8/2010 3:25:34 PM
JohnGalt79$100.00$100.0010/8/2010 3:26:40 PM
rescue$50.00$50.0010/8/2010 3:18:49 PM
moola-wildebeest3$50.00$50.0010/8/2010 3:27:57 PM
tntmojave$25.00$25.0010/8/2010 3:28:21 PM
Gabriel02$25.00$25.0010/8/2010 3:20:24 PM
CAGE-Investments$25.00$25.0010/8/2010 3:30:13 PM
bold-shrewd-duty$50.00$50.0010/8/2010 3:32:33 PM
Bank_Of_XL$50.00$50.0010/8/2010 3:35:12 PM
blue-useful-auction$25.00$25.0010/8/2010 4:35:07 PM
tech310$50.00$50.0010/8/2010 3:27:04 PM
Katburg$35.00$35.0010/8/2010 4:38:15 PM
alpinaut$25.00$25.0010/9/2010 8:23:53 AM
Rysterola82$50.00$50.0010/9/2010 8:39:20 AM
loan-adventurer7$36.00$36.0010/9/2010 12:14:22 PM
the-upbeat-p2p$50.00$50.0010/9/2010 7:14:00 AM
tranquil-return4$25.00$25.0010/10/2010 3:23:18 AM
iflyforfun$25.00$25.0010/10/2010 3:12:54 AM
the-profit-oracle$25.00$25.0010/10/2010 12:12:46 PM
a-finance-nirvana$25.00$25.0010/10/2010 12:12:49 PM
lloyd_s$25.00$25.0010/10/2010 5:02:50 PM
Anny-Disco$50.00$50.0010/10/2010 4:38:43 AM
the-determined-value$50.00$50.0010/10/2010 8:38:33 PM
NiceNate$50.00$50.0010/11/2010 12:01:47 AM
mizon291$50.00$50.0010/11/2010 12:08:03 AM
what_goes_around$200.00$200.0010/10/2010 1:17:36 PM
eloquent-dough5$25.00$25.0010/11/2010 3:53:50 AM
elegant-bonus$25.00$25.0010/10/2010 3:08:16 PM
larrybird$29.26$29.2610/11/2010 7:54:34 AM
Artist_Blue$25.00$25.0010/11/2010 9:42:47 AM
harmonious-moola7$35.64$35.6410/11/2010 10:54:08 AM
get30inc$31.41$31.4110/11/2010 12:58:10 PM
jrbill1998$25.00$25.0010/11/2010 8:04:14 AM
Bendistraw$50.00$50.0010/11/2010 3:03:05 PM
MutuallyBeneficial$50.00$50.0010/11/2010 3:03:08 PM
Go_Ducks$25.00$25.0010/11/2010 3:06:07 PM
trustu$50.00$50.0010/11/2010 3:04:00 PM
Tradesmanlender$25.00$25.0010/11/2010 3:10:02 PM
Gibbyland$37.75$37.7510/11/2010 10:43:55 PM
graceful-investment$27.36$27.3610/11/2010 4:15:01 PM
natural-greenback6$25.00$25.0010/11/2010 8:13:00 PM
focused-return366$25.00$25.0010/11/2010 8:24:07 PM
payout-achievement$40.00$40.0010/12/2010 7:07:46 AM
jigsaw$100.00$100.0010/12/2010 10:26:39 AM
crenen139$25.00$25.0010/12/2010 10:31:00 AM
jeg3k$50.00$50.0010/12/2010 10:28:07 AM
elfincove$50.00$50.0010/12/2010 10:40:12 AM
excellent-greenback$50.00$50.0010/12/2010 2:13:05 PM
Bcs-cnc$25.00$25.0010/12/2010 1:57:42 PM
MadHun$75.00$75.0010/12/2010 4:12:52 PM
SafeSaxa$50.00$50.0010/12/2010 3:44:15 PM
Tomeus$40.75$40.7510/12/2010 6:18:33 PM
gallant-economy9$25.00$25.0010/12/2010 6:18:32 PM
ericgassercom$45.64$45.6410/12/2010 9:08:38 PM
piper1636$50.00$50.0010/12/2010 9:31:19 PM
skuba$44.74$44.7410/13/2010 8:02:51 AM
nicklds$25.00$25.0010/13/2010 9:41:03 AM
lively-point$25.00$25.0010/13/2010 9:41:11 AM
wacko82$100.00$100.0010/13/2010 9:29:44 AM
riproaringrapids$25.00$25.0010/13/2010 10:04:08 AM
GElender$75.00$75.0010/13/2010 10:04:26 AM
agalt$100.00$100.0010/13/2010 8:28:16 AM
money-corps8$100.00$100.0010/13/2010 9:41:12 AM
TakeCare$80.00$80.0010/13/2010 10:54:06 AM
taurusco$50.00$50.0010/13/2010 4:53:18 PM
williemc44$50.00$50.0010/13/2010 7:39:16 PM
DDPrime$100.00$100.0010/13/2010 3:18:00 PM
Rick21$100.00$100.0010/13/2010 10:14:44 PM
well-mannered-basis1$50.00$50.0010/14/2010 9:34:42 AM
robust-payout1$50.00$50.0010/14/2010 9:49:54 AM
maldok1$25.00$25.0010/14/2010 1:14:21 PM
JoyfulVegetarian$25.00$25.0010/14/2010 2:12:18 PM
Sevron$100.00$100.0010/14/2010 10:27:50 AM
ClearCut$50.00$50.0010/14/2010 12:07:43 PM
enthralling-deal180$50.00$50.0010/14/2010 2:35:03 PM
credit-observatory$25.00$25.0010/14/2010 3:57:04 PM
Queueball1$25.00$25.0010/14/2010 6:38:17 PM
credit-scout7$50.00$50.0010/14/2010 8:13:48 PM
wmealhouse$44.84$44.8410/14/2010 8:52:52 PM
mid$25.00$25.0010/14/2010 7:43:18 PM
MrX$25.00$25.0010/15/2010 5:38:52 AM
teller$50.00$50.0010/15/2010 1:04:03 AM
benjamins-den$25.00$25.0010/15/2010 5:30:10 AM
EDGE4194$25.00$25.0010/15/2010 10:21:52 AM
flwah$25.00$25.0010/15/2010 7:15:15 AM
bowerz$25.00$25.0010/15/2010 11:05:17 AM
spyro$25.00$25.0010/15/2010 11:05:35 AM
nestegg4e$25.00$25.0010/15/2010 11:05:41 AM
green-sensational-dime$25.00$25.0010/15/2010 11:05:48 AM
bonus-poplar2$25.00$25.0010/15/2010 11:05:56 AM
fairwealth$25.00$25.0010/15/2010 11:06:11 AM
bazaar-nirvana$50.00$50.0010/15/2010 11:06:18 AM
unbeatable-wealth$25.00$25.0010/15/2010 11:06:26 AM
HeavyDriver03$25.00$25.0010/15/2010 11:06:50 AM
sbsahm$50.00$50.0010/15/2010 11:07:10 AM
jennifer55126$25.00$25.0010/15/2010 11:07:31 AM
rogue_monster$50.00$50.0010/15/2010 11:07:44 AM
ILfarmboy$50.00$50.0010/15/2010 11:07:56 AM
ptjg$47.94$47.9410/15/2010 11:08:01 AM
power-kin$50.00$50.0010/15/2010 11:08:33 AM
dadalou$25.00$25.0010/15/2010 11:09:07 AM
point-shooter$50.00$50.0010/15/2010 11:09:10 AM
laughmotel$50.00$50.0010/15/2010 11:09:18 AM
bigphish$25.00$25.0010/15/2010 11:09:25 AM
shur$25.00$25.0010/15/2010 11:09:32 AM
gracej$25.00$25.0010/15/2010 11:09:36 AM
worldly-community3$50.00$50.0010/15/2010 11:09:40 AM
prudent-gain7$25.00$25.0010/15/2010 10:12:41 AM
Binan$25.00$25.0010/15/2010 10:13:05 AM
Mariner3605$33.82$33.8210/15/2010 10:36:43 AM
red-unequivocal-finance$25.00$25.0010/15/2010 9:12:35 AM
benefit-piano5$25.00$25.0010/15/2010 11:05:22 AM
Sefotonga$25.00$25.0010/15/2010 11:05:34 AM
Lesburger$25.00$25.0010/15/2010 11:05:38 AM
aznmikelee$25.00$25.0010/15/2010 11:05:50 AM
calm-deal7$25.00$25.0010/15/2010 11:05:57 AM
Taxeon$25.00$25.0010/15/2010 11:06:03 AM
tdl$25.00$25.0010/15/2010 11:06:07 AM
BenefactorX$25.00$25.0010/15/2010 11:06:09 AM
chapman18$25.00$25.0010/15/2010 11:06:17 AM
the-debt-fluffy-bunny$25.00$25.0010/15/2010 11:06:38 AM
cxl9$50.00$50.0010/15/2010 11:06:40 AM
investment-star$100.00$100.0010/15/2010 11:06:44 AM
excellent-leverage6$25.00$25.0010/15/2010 11:06:52 AM
socrates520$50.00$50.0010/15/2010 11:06:55 AM
oregonusa$50.00$50.0010/15/2010 11:06:57 AM
RayEarth$25.00$25.0010/15/2010 11:07:14 AM
mattemmo$25.00$25.0010/15/2010 11:07:32 AM
Attract$25.00$25.0010/15/2010 11:07:48 AM
ArchonFinancialHoldings$25.00$25.0010/15/2010 11:07:52 AM
chlebie$25.00$25.0010/15/2010 11:08:11 AM
FadSaolAgat$50.00$50.0010/15/2010 11:08:16 AM
consomedia$50.00$50.0010/15/2010 11:08:23 AM
financial-frenzy$50.00$50.0010/15/2010 9:48:43 AM
buckyhead2000$25.00$25.0010/15/2010 11:09:11 AM
hermosaloan$25.00$25.0010/15/2010 11:09:16 AM
HalfDayz$50.00$50.0010/15/2010 11:09:29 AM
peso-genome$50.00$50.0010/15/2010 11:09:37 AM
inventive-exchange$25.00$25.0010/15/2010 11:09:49 AM
stoopidnoodle$25.00$11.5410/15/2010 11:09:52 AM
sarisai$25.00$25.0010/15/2010 11:05:06 AM
jeffaa$50.00$50.0010/15/2010 11:05:11 AM
Philkent$50.00$50.0010/15/2010 11:05:18 AM
LouisSaint$25.00$25.0010/15/2010 11:05:30 AM
Velocity_Lenders$25.00$25.0010/15/2010 11:05:34 AM
BankofAdonai$50.00$50.0010/15/2010 11:05:40 AM
pursuit469$50.00$50.0010/15/2010 11:05:44 AM
seabass123$25.00$25.0010/15/2010 11:05:53 AM
worth-quark$25.00$25.0010/15/2010 11:06:04 AM
forthright-trade$25.00$25.0010/15/2010 11:06:10 AM
blazing-revenue3$50.00$50.0010/15/2010 11:06:14 AM
WallyWall$50.00$50.0010/15/2010 11:06:19 AM
vkm2000$25.00$25.0010/15/2010 11:06:31 AM
green-unassailable-investment$25.00$25.0010/15/2010 11:06:42 AM
green-capital-hornet$25.00$25.0010/15/2010 11:06:48 AM
panthernoelle$25.00$25.0010/15/2010 11:07:04 AM
pvconn$50.00$50.0010/15/2010 11:07:07 AM
LoisLoan$25.00$25.0010/15/2010 11:07:16 AM
abasvram$50.00$50.0010/15/2010 11:07:17 AM
fsa3$50.00$50.0010/15/2010 11:07:30 AM
kmwvma$25.00$25.0010/15/2010 11:07:35 AM
murlirao2002$25.00$25.0010/15/2010 11:07:45 AM
frizzzzank$50.00$50.0010/15/2010 11:08:40 AM
ski bum$50.00$50.0010/15/2010 11:08:52 AM
peb44$25.00$25.0010/15/2010 11:09:02 AM
auction-elvis$25.00$25.0010/15/2010 11:09:14 AM
Slipps$25.00$25.0010/15/2010 11:09:34 AM
octoberfresh$25.00$25.0010/15/2010 11:21:30 AM
selector568$200.00$200.0010/8/2010 3:20:40 PM
papaloha$25.00$25.0010/8/2010 3:20:55 PM
simplelender80$250.00$250.0010/8/2010 3:24:18 PM
bid-czar8$100.00$100.0010/8/2010 3:24:34 PM
shmb6508$100.00$100.0010/8/2010 3:24:40 PM
objective-investor$100.00$100.0010/8/2010 3:26:33 PM
kmr2$200.00$200.0010/8/2010 3:26:16 PM
escharfer$25.00$25.0010/8/2010 3:27:19 PM
bowdish1$50.00$50.0010/8/2010 3:26:50 PM
ichibon$150.00$150.0010/8/2010 3:28:07 PM
radforj22$25.00$25.0010/8/2010 3:19:50 PM
Weaverville$50.00$50.0010/8/2010 3:21:03 PM
mla$25.00$25.0010/8/2010 3:30:36 PM
generous-deal6$50.00$50.0010/8/2010 3:22:04 PM
a-special-power$50.00$50.0010/8/2010 4:27:45 PM
herbyman$50.00$50.0010/8/2010 3:26:03 PM
marketplace-cello5$50.00$50.0010/8/2010 3:27:33 PM
loan-adventurer7$50.00$50.0010/8/2010 3:29:05 PM
cybernosha$25.00$25.0010/8/2010 3:29:54 PM
bambampk$25.00$25.0010/8/2010 3:30:54 PM
delicious-social132$50.00$50.0010/8/2010 3:31:34 PM
brother_tam$50.00$50.0010/9/2010 2:50:59 AM
AF-Chief$25.00$25.0010/9/2010 3:09:35 AM
coin-investor$25.00$25.0010/9/2010 4:59:15 PM
fairness-kayak$25.00$25.0010/9/2010 6:47:41 PM
Interstate_Rate$100.00$100.0010/9/2010 9:58:40 AM
worthy-bid8$25.00$25.0010/10/2010 3:18:09 AM
best-phenomenal-treasure$25.00$25.0010/10/2010 7:18:08 AM
upbeat-investment9$50.00$50.0010/10/2010 10:02:59 AM
DasMula$25.00$25.0010/10/2010 10:17:30 AM
agiovasil$25.00$25.0010/10/2010 1:40:54 PM
runner262$25.00$25.0010/9/2010 11:52:46 PM
tsui517$25.00$25.0010/10/2010 8:13:20 PM
efficient-treasure0$25.00$25.0010/10/2010 5:33:10 PM
cpbreton$25.00$25.0010/10/2010 5:48:20 PM
dollardave$25.00$25.0010/10/2010 7:47:49 PM
diverse2$25.00$25.0010/11/2010 10:54:06 AM
worldly-penny8$39.46$39.4610/11/2010 7:42:44 AM
icecoldcash$32.63$32.6310/11/2010 3:01:52 PM
saysana$25.00$25.0010/11/2010 3:04:20 PM
gethsemane4$25.00$25.0010/11/2010 3:05:11 PM
wealth-carrier$25.00$25.0010/11/2010 3:06:31 PM
ashot12$25.00$25.0010/11/2010 4:30:35 PM
rhodylend$25.00$25.0010/11/2010 4:48:01 PM
life-is-great$50.00$50.0010/11/2010 3:13:17 PM
irrelevant$25.00$25.0010/12/2010 6:32:43 AM
shamil45$25.00$25.0010/12/2010 9:03:18 AM
Heatguy$25.00$25.0010/11/2010 10:33:00 PM
greenback-bull6$50.00$50.0010/12/2010 9:12:50 AM
MissionMicroFinance$25.00$25.0010/12/2010 10:25:16 AM
CasaDeTomas$36.71$36.7110/12/2010 10:47:49 AM
mtquan$25.00$25.0010/12/2010 10:40:16 AM
soheagle$50.00$50.0010/12/2010 12:37:31 PM
forthright-dedication$50.00$50.0010/12/2010 3:54:15 PM
nycfinance$25.00$25.0010/12/2010 10:48:51 PM
psa1995$50.00$50.0010/12/2010 10:49:16 PM
lendingfrog$41.76$41.7610/12/2010 10:57:41 PM
respectful-integrity3$28.00$28.0010/12/2010 9:32:48 PM
KileNSmyth4$43.15$43.1510/12/2010 10:09:18 PM
B-rad_the_Coug$25.00$25.0010/12/2010 10:23:50 PM
credit-kahuna$50.00$50.0010/13/2010 9:40:59 AM
BangBros$50.00$50.0010/13/2010 9:42:40 AM
jbrel$50.00$50.0010/13/2010 9:43:34 AM
Riccous$50.00$50.0010/13/2010 9:31:34 AM
handshake5$100.00$100.0010/13/2010 9:49:56 AM
SelectTrustLending$25.00$25.0010/13/2010 2:27:48 PM
IIP77$25.00$25.0010/13/2010 2:58:48 PM
nickel-hickory$25.00$25.0010/13/2010 3:04:02 PM
integrityisnumone$25.00$25.0010/13/2010 3:18:07 PM
tomdooley12520$25.00$25.0010/13/2010 4:08:39 PM
dcap3$50.00$50.0010/14/2010 5:22:50 AM
jamiee73$25.00$25.0010/14/2010 6:08:40 AM
credit-coach118$25.00$25.0010/14/2010 8:39:02 AM
wealth-hercules$25.00$25.0010/14/2010 9:35:08 AM
intlargonaut$50.00$50.0010/14/2010 8:54:28 AM
Investoman$25.00$25.0010/14/2010 11:15:01 AM
B1-Lancer$50.00$50.0010/14/2010 12:17:47 PM
aha6297$25.00$25.0010/14/2010 10:27:47 AM
RLW43$50.00$50.0010/14/2010 12:50:56 PM
market-squadron3$25.00$25.0010/14/2010 2:00:20 PM
squarebob$25.00$25.0010/14/2010 6:43:40 PM
natural-note$50.00$50.0010/14/2010 7:57:57 PM
green-radiant-durability$25.00$25.0010/14/2010 10:07:44 PM
Ven58$25.00$25.0010/15/2010 1:25:33 AM
Therapist$50.00$50.0010/14/2010 11:41:24 PM
platinum-optimization1$25.00$25.0010/15/2010 5:07:58 AM
ray1051$25.00$25.0010/15/2010 6:30:40 AM
ME-Entrepreneur$25.00$25.0010/15/2010 6:55:21 AM
EricLender$25.00$25.0010/15/2010 7:37:06 AM
dough-destiny$25.00$25.0010/15/2010 9:42:45 AM
social-comet7$25.00$25.0010/15/2010 10:21:49 AM
zaxsan$50.00$50.0010/15/2010 6:44:34 AM
bdevil10$35.00$35.0010/15/2010 10:39:55 AM
geniusj$25.00$25.0010/15/2010 9:30:29 AM
well-mannered-marketplace5$25.00$25.0010/15/2010 11:05:13 AM
cash-queen$25.00$25.0010/15/2010 11:05:32 AM
idealscene$50.00$50.0010/15/2010 11:05:37 AM
calkidd05$25.00$25.0010/15/2010 11:05:46 AM
Monrovia$42.53$42.5310/15/2010 11:05:55 AM
fund-jedi3$50.00$50.0010/15/2010 9:40:52 AM
maclove10$25.00$25.0010/15/2010 11:06:02 AM
biglender5$25.00$25.0010/15/2010 11:06:16 AM
hizzy$50.00$50.0010/15/2010 11:06:20 AM
durability-balance4$65.52$65.5210/15/2010 11:06:28 AM
orange-velocity-buddy$25.00$25.0010/15/2010 9:42:28 AM
cyberbro$25.00$25.0010/15/2010 11:07:01 AM
Victor-E-Lane$25.00$25.0010/15/2010 11:07:18 AM
nikkiesgrandma$50.00$50.0010/15/2010 11:07:36 AM
TomProsper$25.00$25.0010/15/2010 11:07:39 AM
retirementlady$25.00$25.0010/15/2010 11:07:47 AM
dollar-oracle55$25.00$25.0010/15/2010 11:07:59 AM
mpactlender$25.00$25.0010/15/2010 11:08:12 AM
Josilot$25.00$25.0010/15/2010 11:08:19 AM
dunedin$25.00$25.0010/15/2010 11:08:25 AM
nalaari$25.00$25.0010/15/2010 11:09:03 AM
bill-mushroom$25.00$25.0010/15/2010 11:09:15 AM
reasonable-transaction7$25.00$25.0010/15/2010 11:09:23 AM
return-elm$25.00$25.0010/15/2010 11:09:28 AM
peace-maximizer8$25.00$25.0010/15/2010 11:09:33 AM
Mark-O-Polo$25.00$25.0010/15/2010 11:09:47 AM
stylish-generosity6$25.00$25.0010/15/2010 10:13:02 AM
ferocious-camaraderi1$100.00$100.0010/15/2010 10:48:44 AM
deal-mover$25.00$25.0010/15/2010 11:05:16 AM
gold-disk$50.00$50.0010/15/2010 11:05:25 AM
Lakeland$25.00$25.0010/15/2010 11:05:36 AM
Eagledrop$25.00$25.0010/15/2010 11:05:42 AM
teega5$25.00$25.0010/15/2010 11:05:52 AM
yertle9$25.00$25.0010/15/2010 11:05:58 AM
kanedukke$27.00$27.0010/15/2010 11:06:06 AM
swpski$30.00$30.0010/15/2010 11:06:08 AM
integrity-samaritan$25.00$25.0010/15/2010 11:06:11 AM
Hexnut$25.00$25.0010/15/2010 11:06:22 AM
beetlebum$50.00$50.0010/15/2010 11:06:39 AM
ryguy150$25.00$25.0010/15/2010 11:06:41 AM
impartial-peace9$25.00$25.0010/15/2010 11:06:45 AM
blackstar$25.00$25.0010/15/2010 11:06:53 AM
potatoepicker$50.00$50.0010/15/2010 11:06:56 AM
engaging-worth$25.00$25.0010/15/2010 11:06:58 AM
safe-kindness5$25.00$25.0010/15/2010 9:42:24 AM
the-enterprising-leverage$25.00$25.0010/15/2010 11:07:12 AM
bold-yield-rumbler$25.00$25.0010/15/2010 11:07:19 AM
chicagobear23$50.00$50.0010/15/2010 11:07:37 AM
mikrolown$50.00$50.0010/15/2010 11:07:49 AM
thezfunk$25.00$25.0010/15/2010 11:07:53 AM
adir1$25.00$25.0010/15/2010 11:08:18 AM
crawfingers$25.00$25.0010/15/2010 11:08:47 AM
thoughtful-community7$25.00$25.0010/15/2010 11:09:34 AM
orange-resolute-platinum$25.00$25.0010/15/2010 11:09:40 AM
CLoViq$50.00$50.0010/15/2010 11:09:50 AM
patriot384$360.00$360.0010/15/2010 10:09:58 AM
_NaLNaBB$500.00$500.0010/15/2010 12:22:34 PM
witty-openness$25.00$25.0010/15/2010 11:05:28 AM
skidoo99$44.23$44.2310/15/2010 11:05:31 AM
ethicalhumanist$50.00$50.0010/15/2010 1:15:07 PM
DGC_Lending$50.00$50.0010/15/2010 11:05:39 AM
matthart$25.00$25.0010/15/2010 11:05:47 AM
Educatedmike$25.00$25.0010/15/2010 11:05:59 AM
GATrust$50.00$50.0010/15/2010 11:06:05 AM
tlam168$50.00$50.0010/15/2010 11:06:13 AM
Cubsfan07$25.00$25.0010/15/2010 11:06:15 AM
irisheyes9$50.00$50.0010/15/2010 11:06:30 AM
dpdn57$50.00$50.0010/15/2010 11:06:33 AM
noble-revenue$50.00$50.0010/15/2010 11:06:47 AM
SBT$50.00$50.0010/15/2010 11:06:59 AM
Wally1727$50.00$50.0010/15/2010 11:07:05 AM
thrifty-return$50.00$50.0010/15/2010 11:07:09 AM
friendly-credit2$50.00$50.0010/15/2010 11:07:33 AM
buddy486$25.00$25.0010/15/2010 11:07:38 AM
Ripsaw4U$50.00$50.0010/15/2010 11:08:30 AM
Dubbs360$39.39$39.3910/15/2010 11:08:56 AM
Charlieofalbany$25.00$25.0010/15/2010 11:09:09 AM
bxdoc$37.93$37.9310/15/2010 11:09:14 AM
RationalWorld$25.00$25.0010/15/2010 11:09:31 AM
natural-affluence6$50.00$50.0010/15/2010 11:09:37 AM
JBG$25.00$25.0010/15/2010 12:48:02 PM
AM2171$25.00$25.0010/15/2010 3:16:20 PM
ethicalhumanist$50.00$50.0010/15/2010 1:14:23 PM
jybank$25.00$25.0010/15/2010 1:20:11 PM
forthright-trade$25.00$25.0010/15/2010 2:06:44 PM
354 bids
 
Borrower Payment Dependent Notes Series 478930
This series of Notes was issued and sold upon the funding of the borrower loan #44888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Oct-12-2010 
  Auction end date:  Oct-19-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $143.83
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $143.83
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1996 Debt/Income ratio: 6%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 13 / 12Length of status:1y 11m
Amount delinquent: $64 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,872Stated income:$100,000+
Delinquencies in last 7y: 17 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: new-dedication-guru Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Money

Purpose of loan:
This loan will be used to fund the remainder of my wedding costs. We have approximatel 30% of costs to be paid as well as our honeymoon. We have registered for gifts via honeyfund and will likely be reimbursed the amount of the honeymoon as wedding gifts.

My financial situation:
I am a good candidate for this loan because I am in a stable two income household, both of us in IT?management and make 6 six figures. We have?a 2 year old daughter and have bought a home and?completed an addition to our house this year. I have previous delinquencies on file from?after a layoff in '06 but have been on track ever since and living well within my means.?My fiance has always contributed to the cash expenses and I would like to fund the remainder of the wedding without his assistance I currently make quarterly bonuses which will?allow me to repay the loan likely ahead of schedule.?

*Now delinquent $64 amount has been disputed, lender cannot access records to verify and I can't even pay it just to remove it, very frustrating!*
Monthly net income: $ 7k
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
papaloha$25.00$25.0010/12/2010 9:53:06 AM
tech310$50.00$50.0010/12/2010 10:02:34 AM
rustysailor$28.00$28.0010/12/2010 10:40:30 AM
diversification-balancer870$50.00$50.0010/12/2010 11:37:01 AM
radiant-loan5$100.00$100.0010/12/2010 4:03:19 PM
shrewd-peace7$50.00$50.0010/12/2010 4:58:49 PM
all_of_that_one$40.00$40.0010/13/2010 2:59:52 PM
MadHun$100.00$100.0010/14/2010 8:54:12 AM
money-bauble$100.00$100.0010/15/2010 1:08:49 PM
gentle-social0$25.00$25.0010/15/2010 3:46:29 PM
EBITDA$25.00$25.0010/15/2010 4:08:23 PM
penny-plato$25.00$25.0010/16/2010 11:51:54 AM
joshuaajones$100.00$100.0010/16/2010 4:04:41 PM
inspiring-reward$100.00$100.0010/16/2010 10:30:07 AM
best-unbeatable-transaction$25.00$25.0010/16/2010 2:38:10 PM
thorough-exchange4$50.00$50.0010/17/2010 6:34:41 PM
Fire2$50.00$50.0010/17/2010 3:14:19 PM
hookUup$25.00$25.0010/17/2010 7:23:58 PM
jigsaw$50.00$50.0010/18/2010 5:29:13 AM
Land_on_your_feet$25.00$25.0010/18/2010 5:39:53 AM
helping-out$100.00$18.6610/18/2010 8:13:10 AM
lively-exchange$25.00$25.0010/18/2010 10:11:52 AM
friendinmoney$25.00$25.0010/18/2010 4:42:57 PM
One_Lolo$25.00$25.0010/18/2010 4:47:55 PM
wwwUniversal$25.00$25.0010/18/2010 4:47:54 PM
Zipcut$25.00$25.0010/18/2010 7:58:34 PM
Free-the-usa-1776$25.00$25.0010/18/2010 9:20:18 PM
klinebarger$25.00$25.0010/18/2010 8:54:27 PM
realestate6606$100.00$100.0010/19/2010 6:52:33 AM
sfd$75.00$75.0010/19/2010 8:44:01 AM
friendinmoney$25.00$25.0010/19/2010 8:25:37 AM
ultimate-peace$25.00$25.0010/19/2010 8:57:30 AM
bid-czar8$25.00$25.0010/12/2010 9:59:05 AM
ingenious-deal6$25.00$25.0010/12/2010 10:01:04 AM
natural-greenback6$25.00$25.0010/12/2010 10:07:38 AM
crenen139$25.00$25.0010/12/2010 10:30:32 AM
handshake5$100.00$100.0010/12/2010 3:18:07 PM
noble-revenue$100.00$100.0010/12/2010 3:48:44 PM
worthy-bid8$25.00$25.0010/12/2010 5:23:34 PM
teller$50.00$50.0010/12/2010 6:19:14 PM
AlexTrep$50.00$50.0010/12/2010 9:29:38 PM
frogperson$250.00$250.0010/12/2010 10:09:53 PM
TakeCare$60.00$60.0010/13/2010 10:54:58 AM
SolarMoonshine$100.00$100.0010/13/2010 6:21:25 PM
mamasbeachhouse$75.00$75.0010/13/2010 5:02:57 PM
crippledcircus$55.00$55.0010/14/2010 12:59:24 PM
musegaze$100.00$100.0010/14/2010 5:33:16 PM
anton$300.00$300.0010/14/2010 2:36:18 PM
Wellman$50.00$50.0010/15/2010 6:31:48 AM
red-power-pecan$50.00$50.0010/15/2010 9:11:49 AM
NoCal$30.00$30.0010/15/2010 11:54:43 AM
graceful-investment$100.00$100.0010/15/2010 4:18:30 PM
shmb6508$50.00$50.0010/16/2010 12:59:10 PM
shellstar$40.00$40.0010/17/2010 2:08:23 PM
honorable-yield$25.00$25.0010/18/2010 7:24:58 AM
first-dinero-igloo$28.34$28.3410/18/2010 9:23:58 AM
Paxman84$25.00$25.0010/18/2010 11:09:04 AM
daekpon$25.00$25.0010/18/2010 10:50:32 AM
Banker_Joe$50.00$50.0010/18/2010 3:18:06 PM
interstellar$50.00$50.0010/18/2010 4:38:29 PM
FJerry$50.00$50.0010/18/2010 5:58:57 PM
Reliance_Banker$25.00$25.0010/18/2010 6:27:04 PM
jybank$25.00$25.0010/18/2010 9:07:45 PM
Bob450$25.00$25.0010/18/2010 9:40:32 PM
Leshan$25.00$25.0010/19/2010 8:20:28 AM
65 bids
 
Borrower Payment Dependent Notes Series 479088
This series of Notes was issued and sold upon the funding of the borrower loan #44891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Oct-12-2010 
  Auction end date:  Oct-18-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $102.73
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $102.73
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-2001 Debt/Income ratio: 29%
Credit score: 700-719 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 20Length of status:9y 7m
Amount delinquent: $0 Total credit lines: 32 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $48,536Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: fund-implementer Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
fixing the car
Purpose of loan:
This loan will be used to fix the car.

My financial situation:
I am a good candidate for this loan because I have paid all my loans.
Monthly net income: $ 4400

Monthly expenses: $
??Housing: $ 1450
??Insurance: $ 40
??Car expenses: $ 150
??Utilities: $ 200
??Phone, cable, internet: $ 80
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What's the breakdown of payments on the $48,500 in revolving debt? Also, Is the $4,400 monthly income before or after taxes? Are you obligated to pay alimony, child support, or other large expenses / dues not listed? THANKS! - SmartConsolidation
A: it is before taxes. No child support, alimony or other dues. (Oct-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
papaloha$25.00$25.0010/12/2010 9:53:16 AM
ingenious-deal6$25.00$25.0010/12/2010 10:01:17 AM
bid-czar8$25.00$25.0010/12/2010 9:59:17 AM
sfmf$25.00$25.0010/12/2010 10:04:18 AM
bold-attentive-listing$25.00$25.0010/12/2010 10:09:08 AM
natural-greenback6$25.00$25.0010/12/2010 10:07:47 AM
radiant-loan5$100.00$100.0010/12/2010 4:03:34 PM
blue-useful-auction$25.00$25.0010/12/2010 5:01:01 PM
teller$50.00$50.0010/12/2010 6:19:27 PM
reflective-rupee$50.00$50.0010/13/2010 1:01:33 PM
crenen139$25.00$25.0010/14/2010 12:33:37 PM
shrewd-peace7$50.00$50.0010/14/2010 12:33:40 PM
anton$300.00$300.0010/14/2010 2:36:37 PM
musegaze$100.00$76.0410/14/2010 5:33:36 PM
Free-the-usa-1776$25.00$25.0010/14/2010 11:22:20 PM
mercuriant$25.00$25.0010/15/2010 9:44:41 AM
_NaLNaBB$200.00$200.0010/15/2010 8:45:28 AM
exchange-dreams$25.00$25.0010/15/2010 7:22:39 PM
Whipster$25.00$25.0010/16/2010 1:55:06 AM
enthusiastic-ore5$40.00$40.0010/16/2010 7:43:37 AM
Math_Physics$25.00$25.0010/16/2010 2:01:40 PM
octoberfresh$25.00$25.0010/17/2010 7:28:10 AM
SFBank$300.00$300.0010/17/2010 7:01:45 PM
hookUup$100.00$100.0010/17/2010 7:27:53 PM
preventivepestcontrol$75.00$75.0010/17/2010 8:03:04 PM
truth-trapper$25.00$25.0010/17/2010 7:17:06 PM
HamIAm$50.00$50.0010/18/2010 3:19:39 AM
orange-pound-party$29.45$29.4510/18/2010 4:59:46 AM
nethosters$25.00$25.0010/18/2010 6:50:16 AM
moola-wildebeest3$25.00$25.0010/12/2010 10:13:17 AM
worthy-bid8$25.00$25.0010/12/2010 5:23:44 PM
affluence-tambourine$25.00$25.0010/12/2010 11:01:13 PM
loyalist1$50.00$50.0010/13/2010 8:58:57 AM
handshake5$50.00$50.0010/13/2010 9:49:34 AM
tech310$50.00$50.0010/13/2010 10:03:55 AM
TakeCare$60.00$60.0010/13/2010 10:55:12 AM
MadHun$25.00$25.0010/14/2010 9:17:40 AM
washboard1$50.00$50.0010/14/2010 1:48:36 PM
noble-revenue$44.51$44.5110/14/2010 2:34:39 PM
accelerator1$25.00$25.0010/15/2010 3:03:27 PM
mrladybug101$25.00$25.0010/15/2010 6:11:16 PM
ghinga$25.00$25.0010/18/2010 3:59:50 AM
wwwUniversal$25.00$25.0010/17/2010 7:05:24 PM
capital-kingdom$50.00$50.0010/18/2010 7:40:25 AM
Kyileo$25.00$25.0010/18/2010 7:49:00 AM
attractive-fund$50.00$50.0010/18/2010 6:22:24 AM
AlexTrep$50.00$50.0010/18/2010 8:05:10 AM
47 bids
 
Borrower Payment Dependent Notes Series 479234
This series of Notes was issued and sold upon the funding of the borrower loan #44894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.55% Auction start date:  Oct-12-2010 
  Auction end date:  Oct-18-2010 
 
Starting lender yield: 7.53% Starting borrower rate/APR: 8.53% / 8.87% Starting monthly payment: $331.61
Final lender yield: 7.53% Final borrower rate/APR: 8.53% / 8.87% Final monthly payment: $331.61
 
Auction yield range: 2.71% - 7.53% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.98%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jan-1996 Debt/Income ratio: 6%
Credit score: 800-819 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,615Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 22%  
   Homeownership: Yes  
Screen name: ancosta Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I'm buying a car...
Hi -

I am seeking funding towards vehicle purchase.?

Intent of Loan:
1. Contribute towarda purchase of a 2002 Porsche Boxster with 27k miles, and a clean title from a known party.?
2. Purchase of an extended warranty to provide wear & tear coverage on the car for another 3 years / 36k miles.

This car will be my daily driver.

About my financial situation:
In short, I have great credit (around 800 I believe), a strong & stable income, and relatively low debt.

Please let me know what other information I could provide you, and I'd be happy to oblige....thanks!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is your GROSS monthly income? Could you please itemize your monthly expenses including any mortgage payment, rent, and/or homeowners assoc. fees. Thank you. I look forward to funding your loan. - plumber87
A: Some details on income vs. expense vs. capital/cash on hand Gross Income/mo = $11,400 base salary w/bonus its quite higher Critical Monthly Expenses = ~$4000 -- Condo PITI $1400 -- Condo HOA $500 -- Credit Lines $600 -- Student Loans $100 -- Misc Critical Items (Food, Utilities, Health Insurance, etc.) ~$1400 Liquid Assets -- Avg avail Checking bal ~$3000 -- Avg avail Savings bal ~$4500 -- Other cash on hand ~$5000 -- $225k in retirement (in case of a true SHTF scenario) (Oct-12-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
gzeo$25.00$25.0010/12/2010 9:44:12 AM
hawaiiangirl76$25.00$25.0010/12/2010 9:45:59 AM
bayareainv$81.15$81.1510/12/2010 9:48:50 AM
alpinaut$30.00$30.0010/12/2010 9:45:54 AM
radforj22$50.00$50.0010/12/2010 9:49:31 AM
ericgassercom$50.00$50.0010/12/2010 9:50:06 AM
exact-gold2$25.00$25.0010/12/2010 9:46:48 AM
bowdish1$100.00$100.0010/12/2010 9:48:53 AM
neighborly-hope6$50.00$50.0010/12/2010 9:54:54 AM
Marathoner$25.00$25.0010/12/2010 9:55:06 AM
psa1995$50.00$50.0010/12/2010 9:55:39 AM
JoyfulVegetarian$49.17$49.1710/12/2010 9:56:02 AM
LizzieMN$50.00$50.0010/12/2010 9:56:16 AM
delicious-social132$50.00$50.0010/12/2010 9:54:20 AM
oht588$50.00$50.0010/12/2010 9:48:21 AM
Veridic$25.00$25.0010/12/2010 9:48:38 AM
life-is-great$50.00$50.0010/12/2010 9:49:09 AM
ogmanny$50.00$50.0010/12/2010 10:00:22 AM
tntmojave$25.00$25.0010/12/2010 9:53:36 AM
museic1$25.00$25.0010/12/2010 9:54:16 AM
ichibon$150.00$150.0010/12/2010 9:55:00 AM
rescue$100.00$100.0010/12/2010 10:04:50 AM
jts$25.00$25.0010/12/2010 9:55:11 AM
diplomatic-wealth7$100.00$100.0010/12/2010 9:55:16 AM
dtrain5$25.00$25.0010/12/2010 9:55:34 AM
tekkie2412$50.00$50.0010/12/2010 9:55:56 AM
roadtruck$50.00$50.0010/12/2010 10:06:07 AM
red-unequivocal-finance$25.00$25.0010/12/2010 10:06:12 AM
Castellan$50.00$50.0010/12/2010 10:06:34 AM
E_G$50.00$50.0010/12/2010 10:04:44 AM
harty$25.00$25.0010/12/2010 10:05:01 AM
auction-sage$50.00$50.0010/12/2010 10:07:31 AM
greenback-bull6$100.00$100.0010/12/2010 10:05:23 AM
astute-benjamins$100.00$100.0010/12/2010 10:06:02 AM
orange-influential-credit$225.00$225.0010/12/2010 10:10:49 AM
cebgop$25.00$25.0010/12/2010 10:11:14 AM
heroic-platinum$25.00$25.0010/12/2010 10:11:42 AM
andyb9$50.00$50.0010/12/2010 10:13:09 AM
TennSquire$25.00$25.0010/12/2010 10:12:47 AM
rainbowsorbet$25.00$25.0010/12/2010 10:13:43 AM
julijask$35.00$35.0010/12/2010 10:04:42 AM
antlr$50.00$50.0010/12/2010 10:14:49 AM
open-minded-finance1$25.00$25.0010/12/2010 10:04:55 AM
MJDAE$50.00$50.0010/12/2010 10:05:06 AM
gopbernie$25.00$25.0010/12/2010 10:05:39 AM
ThomasC$50.00$50.0010/12/2010 10:17:43 AM
mistertao$25.00$25.0010/12/2010 10:18:50 AM
damage$25.00$25.0010/12/2010 10:19:27 AM
blot44$25.00$25.0010/12/2010 10:08:55 AM
Kerrysbay$42.78$42.7810/12/2010 10:14:01 AM
aislinnn$25.00$25.0010/12/2010 10:16:45 AM
diversification-pilot$25.00$25.0010/12/2010 10:41:50 AM
fishtale$25.00$25.0010/12/2010 10:17:23 AM
ATOHokie$25.00$25.0010/12/2010 10:19:31 AM
pwkpwk$25.00$25.0010/12/2010 12:34:37 PM
serene-power0$25.00$25.0010/12/2010 10:41:33 AM
SummaCapital$100.00$100.0010/12/2010 10:48:02 AM
lloyd_s$25.00$25.0010/12/2010 11:18:22 AM
platinum-hunter7$25.00$25.0010/12/2010 1:35:08 PM
nicklds$50.00$50.0010/12/2010 12:35:11 PM
forthright-dedication$25.00$25.0010/12/2010 3:53:35 PM
steady-gain5$25.00$25.0010/12/2010 4:08:30 PM
a2190b$25.00$25.0010/12/2010 7:13:37 PM
saysana$26.00$26.0010/12/2010 9:27:44 PM
MarinLoans$25.00$25.0010/12/2010 4:53:39 PM
ramsumana$25.00$25.0010/13/2010 12:59:45 AM
MONEYLENDER101$84.36$84.3610/13/2010 1:01:52 AM
MAJESTIC5$32.62$32.6210/13/2010 1:17:50 AM
scottr$25.00$25.0010/13/2010 1:33:13 AM
lenderme$25.00$25.0010/12/2010 6:38:04 PM
CASHGIRL$25.00$25.0010/13/2010 1:00:34 AM
Cheburashka$30.00$30.0010/13/2010 1:01:56 AM
Philosonie$25.00$25.0010/13/2010 1:02:07 AM
Yankeeeagle$25.00$25.0010/13/2010 1:16:47 AM
meux99$25.00$25.0010/13/2010 1:18:11 AM
Zipperdu$50.00$50.0010/13/2010 5:03:38 AM
value-microscope$25.00$25.0010/13/2010 1:30:53 AM
peaceful-agreement2$25.00$25.0010/13/2010 1:32:01 AM
Ivan2007$50.00$50.0010/12/2010 10:02:43 PM
TwinCities$25.00$25.0010/13/2010 6:21:31 AM
axl163$25.00$25.0010/13/2010 12:59:36 AM
JGONZ13850$25.00$25.0010/13/2010 6:46:50 AM
best-ingenious-funds$25.00$25.0010/13/2010 6:47:40 AM
loyalist1$100.00$100.0010/13/2010 9:03:15 AM
Money4Friends$25.00$25.0010/13/2010 1:18:01 AM
robust-trade$40.45$40.4510/13/2010 1:48:32 AM
hookUup$25.00$25.0010/13/2010 9:48:34 AM
TakeCare$100.00$100.0010/13/2010 10:47:54 AM
lifegrowth$25.00$25.0010/13/2010 11:03:42 AM
Digs$25.00$25.0010/13/2010 9:39:42 AM
jimbo29blue$50.00$50.0010/13/2010 2:13:06 PM
jimbo29blue$50.00$50.0010/13/2010 2:13:33 PM
plumber87$25.00$25.0010/13/2010 10:37:31 AM
WindyKid$26.22$26.2210/13/2010 2:40:45 PM
nimble-money0$100.00$77.0110/13/2010 11:24:16 AM
zyztemboy$25.00$25.0010/13/2010 2:39:56 PM
Preferred-Lender$25.00$25.0010/13/2010 3:05:47 PM
treasure-omatic2$50.00$50.0010/13/2010 7:05:44 PM
kegs$25.00$25.0010/13/2010 7:27:47 PM
IIP77$25.00$25.0010/14/2010 5:43:51 AM
rperaz98720$25.00$25.0010/14/2010 5:46:39 AM
larrybird$150.00$150.0010/14/2010 1:22:43 PM
YourBoss$29.22$29.2210/14/2010 12:13:26 PM
squarebob$50.00$50.0010/14/2010 6:25:09 PM
squarebob$50.00$50.0010/14/2010 6:25:26 PM
tbrnet$50.00$50.0010/14/2010 11:32:51 PM
elasermd$38.01$38.0110/14/2010 5:18:37 PM
thedoctor$50.00$50.0010/14/2010 8:59:41 PM
CornerKetch$25.00$25.0010/15/2010 1:58:11 AM
murren$25.00$25.0010/15/2010 8:23:09 AM
entertaining-credit3$58.50$58.5010/15/2010 8:22:45 AM
money-bauble$100.00$100.0010/15/2010 11:21:17 AM
seanambrose$25.00$25.0010/15/2010 1:58:46 PM
octoberfresh$35.00$35.0010/15/2010 11:18:58 AM
respectful-integrity3$37.00$37.0010/15/2010 2:03:39 PM
green-planet-guy$31.00$31.0010/15/2010 5:44:34 PM
julijask$35.00$35.0010/15/2010 5:52:26 PM
credit-guard5$25.00$25.0010/15/2010 7:36:24 PM
BiggestG$25.00$25.0010/15/2010 5:37:57 PM
AK49-JW$25.00$25.0010/15/2010 10:23:12 PM
gardenofeden$25.00$25.0010/15/2010 7:58:01 PM
ADenny$25.00$25.0010/15/2010 9:37:57 PM
ommcd$25.00$25.0010/16/2010 2:09:44 AM
tolerant-dinero2$25.00$25.0010/15/2010 10:09:49 PM
moneyfriend$50.00$50.0010/16/2010 2:09:50 AM
ujiba$50.00$50.0010/15/2010 10:25:07 PM
silver-armada$50.00$50.0010/16/2010 7:47:54 AM
godfather4u$50.00$50.0010/16/2010 8:57:52 AM
gojackgo$50.00$50.0010/16/2010 6:28:00 AM
rpg$75.00$75.0010/16/2010 7:34:15 AM
mac415$25.00$25.0010/16/2010 2:44:27 PM
rosie777$30.00$30.0010/16/2010 11:27:57 AM
lean-integrity9$100.00$100.0010/16/2010 7:24:13 PM
thankful-nickel2$25.00$25.0010/17/2010 7:26:00 AM
schpere$25.00$25.0010/17/2010 8:42:53 AM
LD4LIFE$50.00$50.0010/17/2010 5:10:45 PM
Goodthing$100.00$100.0010/17/2010 1:49:45 PM
supersarah61$25.00$25.0010/17/2010 5:35:28 PM
wise-dedicated-power$25.00$25.0010/18/2010 4:28:13 AM
ramsbladder$25.00$25.0010/12/2010 9:48:32 AM
DukSerduk$25.00$25.0010/12/2010 9:45:48 AM
mjunlimited$50.00$50.0010/12/2010 9:52:28 AM
CLMnCWC$25.00$25.0010/12/2010 9:52:49 AM
selector568$111.22$111.2210/12/2010 9:48:51 AM
kenji4861$50.00$50.0010/12/2010 9:54:45 AM
cachecrew$50.00$50.0010/12/2010 9:54:51 AM
chinolatino$50.00$50.0010/12/2010 9:55:45 AM
Go_Ducks$25.00$25.0010/12/2010 9:56:06 AM
lendingfrog$50.00$50.0010/12/2010 9:56:21 AM
eyal0$50.00$50.0010/12/2010 9:56:35 AM
numitor$50.00$50.0010/12/2010 9:53:31 AM
thezfunk$25.00$25.0010/12/2010 9:56:43 AM
magnificent-income7$100.00$100.0010/12/2010 9:54:10 AM
Avala$100.00$100.0010/12/2010 9:55:10 AM
meenan$25.00$25.0010/12/2010 9:55:29 AM
lend_to_you$25.00$25.0010/12/2010 9:56:07 AM
marketplace-cello5$50.00$50.0010/12/2010 9:56:29 AM
jdwillcox$50.00$50.0010/12/2010 9:59:56 AM
natural-affluence4$50.00$50.0010/12/2010 9:53:52 AM
BayShell$50.00$50.0010/12/2010 9:55:19 AM
cablenews$50.00$50.0010/12/2010 9:56:15 AM
catterpillar$50.00$50.0010/12/2010 10:06:17 AM
worthy-bid8$100.00$100.0010/12/2010 10:05:35 AM
trade-trumpet$50.00$50.0010/12/2010 10:06:42 AM
ceg451$50.00$50.0010/12/2010 10:09:24 AM
gold-sushi$50.00$50.0010/12/2010 10:13:06 AM
GElender$50.00$50.0010/12/2010 10:09:35 AM
tender-integrity3$50.00$50.0010/12/2010 10:13:51 AM
RockCrown$50.00$50.0010/12/2010 10:16:14 AM
Duchdad$25.00$25.0010/12/2010 10:16:05 AM
tjone69$25.00$25.0010/12/2010 10:16:25 AM
DavenportCapital$25.00$25.0010/12/2010 10:06:03 AM
BrLender$50.00$50.0010/12/2010 10:27:15 AM
CleeClee$100.00$100.0010/12/2010 10:27:01 AM
DonaldColorado$100.00$100.0010/12/2010 10:15:24 AM
SDNLR$25.00$25.0010/12/2010 10:15:42 AM
mizon291$50.00$50.0010/12/2010 10:16:06 AM
Artist_Blue$25.00$25.0010/12/2010 11:08:10 AM
fervent-repayment$25.00$25.0010/12/2010 10:16:39 AM
werdnaff$25.00$25.0010/12/2010 1:43:08 PM
beaker$25.00$25.0010/12/2010 3:00:01 PM
AoP$50.00$50.0010/12/2010 1:08:24 PM
bold-yield-rumbler$25.00$25.0010/12/2010 1:28:08 PM
Jofga$25.00$25.0010/12/2010 2:04:33 PM
Bank_Of_XL$25.00$25.0010/12/2010 2:46:40 PM
noble-revenue$50.00$50.0010/12/2010 3:48:16 PM
darylc$25.00$25.0010/12/2010 4:58:58 PM
liberty-bearer0$50.00$50.0010/12/2010 6:03:41 PM
ZeoInvestments$25.00$25.0010/12/2010 6:08:11 PM
generous-deal6$25.00$25.0010/12/2010 7:57:48 PM
chillware$25.00$25.0010/13/2010 12:50:43 AM
kcole10$25.00$25.0010/13/2010 12:59:52 AM
jjb3$25.00$25.0010/13/2010 1:00:46 AM
samo102us$25.00$25.0010/13/2010 1:18:23 AM
chemistry220$50.00$50.0010/12/2010 6:34:15 PM
Bankman68$47.12$47.1210/13/2010 1:49:36 AM
power-defender7$40.00$40.0010/13/2010 2:07:38 AM
jaker$25.00$25.0010/13/2010 12:59:18 AM
iflyforfun$25.00$25.0010/13/2010 1:02:22 AM
afotherg$75.00$75.0010/13/2010 1:17:52 AM
open-minded-credit4$25.00$25.0010/13/2010 1:30:18 AM
cash-merry-maker$25.00$25.0010/12/2010 10:08:34 PM
LiquidRaptor$25.00$25.0010/12/2010 11:03:35 PM
johntina$50.00$50.0010/13/2010 1:00:19 AM
spiritual-bonus9$44.42$44.4210/13/2010 8:52:47 AM
DeltaGambler$25.00$25.0010/13/2010 1:19:42 AM
kazdag$50.00$50.0010/13/2010 1:31:01 AM
cactus70$79.96$79.9610/13/2010 8:25:42 AM
brightest-durability-chomper$25.00$25.0010/13/2010 1:31:59 AM
point-zebra$46.76$46.7610/13/2010 3:12:38 AM
best-vivacious-funds$25.00$25.0010/13/2010 6:17:42 AM
appastk$25.00$25.0010/13/2010 12:28:17 PM
skuba$36.01$36.0110/13/2010 6:02:41 PM
Fishy014$60.00$60.0010/13/2010 8:30:29 PM
authoritative-loot$25.00$25.0010/13/2010 10:39:26 PM
Guiren$100.00$100.0010/13/2010 11:25:45 PM
dcap3$50.00$50.0010/14/2010 5:19:08 AM
FlexFunding$50.00$50.0010/14/2010 4:33:06 PM
squarebob$50.00$50.0010/14/2010 6:24:52 PM
outofoffice$50.00$50.0010/14/2010 3:01:00 PM
squarebob$50.00$50.0010/14/2010 6:25:47 PM
thrilling-nickel5$25.00$25.0010/15/2010 6:02:09 AM
mid$25.00$25.0010/14/2010 7:43:29 PM
organized-payment6$50.00$50.0010/15/2010 6:39:11 AM
ray1051$75.00$75.0010/15/2010 6:28:43 AM
Phantom99$25.00$25.0010/15/2010 1:51:28 AM
interstellar$50.00$50.0010/15/2010 1:58:31 AM
bobemilman$50.00$50.0010/15/2010 8:03:50 AM
ethicalhumanist$50.00$50.0010/15/2010 1:25:13 PM
blue-exuberant-economy$25.00$25.0010/15/2010 1:43:11 PM
kander80$25.00$25.0010/15/2010 4:12:17 PM
riproaringrapids$25.00$25.0010/15/2010 5:15:34 PM
a2190b$25.00$25.0010/15/2010 6:20:27 PM
newest-sensible-hope$50.00$50.0010/15/2010 10:22:40 PM
a2190b$25.00$25.0010/15/2010 6:19:23 PM
huorn$25.00$25.0010/15/2010 10:21:08 PM
principal-bull$25.00$25.0010/16/2010 6:43:19 AM
pipopirate$25.00$25.0010/16/2010 5:53:03 AM
efficient-treasure0$25.00$25.0010/16/2010 12:44:36 PM
zzztimbo$61.02$61.0210/16/2010 7:56:30 AM
LiquidRaptor$25.00$25.0010/16/2010 12:01:23 PM
Railbird$25.00$25.0010/16/2010 1:00:14 PM
Supernick$50.00$50.0010/16/2010 10:13:22 PM
a2190b$25.00$25.0010/16/2010 5:55:32 PM
Tsimmeej$25.00$25.0010/18/2010 12:11:37 AM
zone6$50.00$50.0010/17/2010 7:54:15 PM
246 bids
 
Borrower Payment Dependent Notes Series 479554
This series of Notes was issued and sold upon the funding of the borrower loan #44897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Oct-13-2010 
  Auction end date:  Oct-15-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 40.68% Starting monthly payment: $44.87
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 40.68% Final monthly payment: $44.87
 
Auction yield range: 13.71% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1996 Debt/Income ratio: 10%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $302Stated income:$25,000-$49,999
Delinquencies in last 7y: 9 Bankcard utilization: 75%  
   Homeownership: No  
Screen name: durable-transparency9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off bills
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
pembull$50.00$50.0010/13/2010 2:47:36 PM
SolarMoonshine$25.00$25.0010/13/2010 6:23:03 PM
daekpon$25.00$25.0010/14/2010 10:03:32 AM
agiovasil$25.00$25.0010/14/2010 9:40:38 AM
LuvToLend$25.00$25.0010/14/2010 1:14:16 PM
seineil$50.00$50.0010/15/2010 3:53:07 AM
scarlet-velvet$25.00$25.0010/15/2010 1:03:51 AM
radiant-loan5$100.00$100.0010/13/2010 2:55:53 PM
teller$50.00$50.0010/13/2010 2:57:56 PM
bid-czar8$25.00$25.0010/13/2010 3:01:53 PM
transaction-circuit$50.00$50.0010/13/2010 2:50:47 PM
handshake5$50.00$50.0010/13/2010 3:05:28 PM
pembull$25.00$25.0010/13/2010 8:52:44 PM
noble-revenue$50.00$50.0010/14/2010 12:33:08 PM
transaction-circuit$100.00$100.0010/14/2010 10:00:25 AM
washboard1$50.00$50.0010/14/2010 1:47:47 PM
interstellar$50.00$50.0010/14/2010 5:58:40 PM
stephen_c01$25.00$25.0010/15/2010 1:51:25 AM
musegaze$100.00$100.0010/14/2010 5:34:10 PM
hookUup$50.00$50.0010/14/2010 5:57:16 PM
Kqwik$25.00$25.0010/15/2010 4:38:41 AM
wwwUniversal$25.00$25.0010/15/2010 1:51:52 AM
22 bids
 
Borrower Payment Dependent Notes Series 479782
This series of Notes was issued and sold upon the funding of the borrower loan #44893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,200.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 4.95% Auction start date:  Oct-14-2010 
  Auction end date:  Oct-17-2010 
 
Starting lender yield: 13.00% Starting borrower rate/APR: 14.00% / 16.16% Starting monthly payment: $314.43
Final lender yield: 13.00% Final borrower rate/APR: 14.00% / 16.16% Final monthly payment: $314.43
 
Auction yield range: 5.71% - 13.00% Estimated loss impact: 5.17%  
Lender servicing fee: 1.00% Estimated return: 7.83%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1999 Debt/Income ratio: 37%
Credit score: 780-799 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 18 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,373Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: Yes  
Screen name: MNTwinsFan Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 63 ( 100% ) 780-799 (Latest)
Principal borrowed: $13,500.00< 31 days late: 0 ( 0% )  
720-739 (May-2008)
740-759 (Jul-2007)
 
Principal balance: $2,521.57 31+ days late: 0 ( 0% )
Total payments billed: 63  
Description
Consolidate debt at a good rate!
Purpose of loan:
Consolidate some old debt.

My financial situation:
I have never missed a payment in my life. Even in these tough economic times, I always pay back my debt, a lesson that was taught to me early in life. I also work in Finance, so I know the importance of paying on time. I have two previous loans on prosper, one was paid in full with not missed payments, and the other will be done in 8 months.

Monthly net income: $ 2300

Monthly expenses: $ 1525
??Housing: $ 700
??Insurance: $ 0 (my wife pays this, I pay the utilities)
??Car expenses: $ 0
??Utilities: $ 125
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What's the interest rate(s) on the debt you're going to pay off? Thanks. - tuxedo76
A: I have 2, one is at 17.9 and the other is at 19.9. (Oct-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$300.00$300.0010/14/2010 2:10:06 PM
papaloha$100.00$100.0010/14/2010 2:17:43 PM
ogmanny$50.00$50.0010/14/2010 2:19:30 PM
objective-investor$100.00$100.0010/14/2010 2:19:59 PM
generous-deal6$50.00$50.0010/14/2010 2:23:31 PM
itnAAnti$25.00$25.0010/14/2010 2:24:01 PM
mike_banker$50.00$50.0010/14/2010 2:18:55 PM
handshake5$100.00$100.0010/14/2010 2:24:19 PM
greentomato$25.00$25.0010/14/2010 2:21:16 PM
cybernosha$25.00$25.0010/14/2010 2:21:27 PM
MadHun$100.00$100.0010/14/2010 2:25:58 PM
radforj22$25.00$25.0010/14/2010 2:11:40 PM
jigsaw$100.00$100.0010/14/2010 2:22:18 PM
larrybird$150.00$150.0010/14/2010 2:27:09 PM
crenen139$25.00$25.0010/14/2010 2:22:40 PM
Strato$25.00$25.0010/14/2010 2:33:58 PM
enthralling-deal180$50.00$50.0010/14/2010 2:35:35 PM
DDPrime$100.00$100.0010/14/2010 2:24:56 PM
GElender$50.00$50.0010/14/2010 2:25:52 PM
Sevron$100.00$100.0010/14/2010 2:26:18 PM
apeloans$25.00$25.0010/14/2010 2:54:22 PM
bambampk$25.00$25.0010/14/2010 4:14:14 PM
mla$25.00$25.0010/14/2010 4:57:41 PM
blue-useful-auction$25.00$25.0010/14/2010 5:02:28 PM
danthemon35$25.00$25.0010/14/2010 4:48:33 PM
william8$25.00$25.0010/14/2010 8:58:00 PM
jdrez$25.00$25.0010/15/2010 1:23:02 AM
moola-wildebeest3$43.75$43.7510/15/2010 3:58:41 AM
imlosttoo$25.00$25.0010/15/2010 1:35:42 AM
boater01$50.00$50.0010/15/2010 1:38:11 AM
loan-squadron$25.00$25.0010/15/2010 1:50:39 AM
MoneyForNothing$50.90$50.9010/14/2010 8:18:06 PM
SelectTrustLending$25.00$25.0010/15/2010 1:38:15 AM
money-explorer3$25.00$25.0010/15/2010 1:41:36 AM
lloyd_s$25.00$25.0010/15/2010 1:51:16 AM
tranquil-return4$25.00$25.0010/15/2010 1:58:30 AM
shamil45$25.00$25.0010/15/2010 6:03:03 AM
greenbacchus$25.00$25.0010/15/2010 7:07:08 AM
Aberdeen$400.00$400.0010/15/2010 9:47:47 AM
hatuey99$41.09$41.0910/15/2010 9:48:40 AM
squarebob$25.00$25.0010/15/2010 8:08:16 AM
payout-reaction740$25.00$25.0010/15/2010 11:10:49 AM
janus_god$25.00$25.0010/15/2010 8:23:52 AM
Bobafet$25.00$25.0010/15/2010 10:45:30 AM
Aberdeen$400.00$400.0010/15/2010 9:48:30 AM
capital-web193$50.00$50.0010/15/2010 12:04:08 PM
Bank42$50.00$50.0010/15/2010 11:10:04 AM
BuckeyeTap$50.00$50.0010/15/2010 10:19:43 AM
miket71$100.00$100.0010/15/2010 12:37:53 PM
studious-bonus7$58.03$58.0310/15/2010 11:21:21 AM
ethicalhumanist$50.00$50.0010/15/2010 1:45:37 PM
trustu$50.00$50.0010/15/2010 11:09:17 AM
InvestorPartners$25.00$25.0010/15/2010 3:00:41 PM
Gibbyland$50.00$50.0010/15/2010 3:01:08 PM
independent-revenue4$50.00$50.0010/15/2010 12:32:19 PM
icontender$25.00$25.0010/15/2010 2:59:53 PM
kander80$25.00$25.0010/15/2010 4:09:41 PM
graceful-investment$100.00$100.0010/15/2010 4:18:17 PM
twjh$25.00$25.0010/16/2010 2:14:04 AM
jazzlender$25.00$25.0010/16/2010 4:44:04 AM
escharfer$25.00$25.0010/16/2010 7:47:50 AM
thankful-nickel2$25.00$25.0010/16/2010 11:32:24 AM
commerceasaurus-rex2$25.00$25.0010/16/2010 9:34:34 PM
wwwUniversal$25.00$25.0010/17/2010 5:49:50 AM
JustOneVoice$25.00$25.0010/17/2010 5:40:23 AM
Goodthing$75.00$75.0010/17/2010 1:56:00 PM
techvet$50.00$50.0010/17/2010 3:31:51 PM
rescue$50.00$50.0010/14/2010 2:11:19 PM
Weaverville$50.00$50.0010/14/2010 2:11:53 PM
bountiful-durability$100.00$100.0010/14/2010 2:18:37 PM
jdwillcox$50.00$50.0010/14/2010 2:19:16 PM
bowdish1$50.00$50.0010/14/2010 2:20:52 PM
payout-achievement$100.00$100.0010/14/2010 2:22:17 PM
worthy-bid8$100.00$100.0010/14/2010 2:23:09 PM
authentic-liberty7$25.00$25.0010/14/2010 2:17:59 PM
DRA-Properties$25.00$25.0010/14/2010 2:18:44 PM
TakeCare$80.00$80.0010/14/2010 2:24:39 PM
ichibon$150.00$150.0010/14/2010 2:21:05 PM
penny-plato$25.00$25.0010/14/2010 2:26:06 PM
alpinaut$25.00$25.0010/14/2010 2:12:04 PM
williemc44$50.00$50.0010/14/2010 2:25:33 PM
JohnGalt79$100.00$100.0010/14/2010 2:20:15 PM
Anny-Disco$50.00$50.0010/14/2010 2:55:02 PM
cello1$25.00$25.0010/14/2010 3:32:39 PM
delicious-social132$50.00$50.0010/14/2010 2:21:50 PM
mjunlimited$50.00$50.0010/14/2010 2:22:06 PM
jeg3k$50.00$50.0010/14/2010 2:22:34 PM
bid-czar8$50.00$50.0010/14/2010 2:23:51 PM
6moonbeams$200.00$200.0010/14/2010 2:23:59 PM
elegant-bonus$25.00$25.0010/14/2010 4:48:58 PM
loan-mammal$25.00$25.0010/14/2010 2:24:45 PM
Artist_Blue$25.00$25.0010/14/2010 3:49:25 PM
lending_well$25.00$25.0010/14/2010 2:34:12 PM
platinum-hunter7$50.00$50.0010/14/2010 4:03:21 PM
forthright-dedication$50.00$50.0010/14/2010 4:48:28 PM
infinitykid$25.00$25.0010/14/2010 6:02:40 PM
Beesnutz$25.00$25.0010/14/2010 10:54:32 PM
maldok1$25.00$25.0010/14/2010 9:02:42 PM
SCTrojangirl$25.00$25.0010/15/2010 1:48:42 AM
hyla15$25.00$25.0010/15/2010 1:35:09 AM
helpinghand63$27.10$27.1010/15/2010 1:36:30 AM
ray1051$25.00$25.0010/15/2010 6:31:12 AM
fairness-kayak$25.00$25.0010/15/2010 3:58:33 AM
WSTRDG$49.66$49.6610/15/2010 4:08:52 AM
kmr2$200.00$200.0010/14/2010 11:41:15 PM
amint17$25.00$25.0010/15/2010 7:25:32 AM
Interstate_Rate$79.54$79.5410/15/2010 1:25:37 AM
Gabriel02$25.00$25.0010/15/2010 8:18:00 AM
mtpscuba$50.00$50.0010/15/2010 3:19:15 AM
sailorgm$50.00$50.0010/15/2010 7:19:57 AM
greenback-maniac$25.00$25.0010/15/2010 9:21:07 AM
4the4ofus$50.00$50.0010/15/2010 9:45:07 AM
macgeek$37.23$37.2310/15/2010 10:27:55 AM
srilm$25.00$25.0010/15/2010 10:28:00 AM
LMM1$25.00$25.0010/15/2010 9:47:42 AM
taurusco$30.03$30.0310/15/2010 9:47:56 AM
Aberdeen$400.00$400.0010/15/2010 9:48:26 AM
orgy63$50.00$50.0010/15/2010 8:39:29 AM
notyourdaddy$25.00$25.0010/15/2010 9:04:41 AM
jga516$25.00$25.0010/15/2010 11:27:55 AM
Aberdeen$400.00$400.0010/15/2010 9:47:45 AM
Aberdeen$400.00$400.0010/15/2010 9:48:28 AM
cablenews$50.00$50.0010/15/2010 11:10:54 AM
teller$50.00$50.0010/15/2010 11:11:05 AM
Heatguy$25.00$25.0010/15/2010 12:30:31 PM
felipe65$50.00$50.0010/15/2010 11:21:23 AM
atlas100$50.00$50.0010/15/2010 11:25:26 AM
nycfinance$25.00$25.0010/15/2010 11:33:51 AM
virtuous-bill1$25.00$25.0010/15/2010 11:34:14 AM
br4444$50.00$50.0010/15/2010 1:52:51 PM
seadrg$25.00$25.0010/15/2010 11:14:29 AM
gopbernie$25.00$25.0010/15/2010 12:30:52 PM
ImaPutz$25.00$25.0010/15/2010 3:14:38 PM
coin-investor$25.00$25.0010/15/2010 1:52:46 PM
liberty-carnival$25.00$20.3910/15/2010 1:53:43 PM
ryanp100$25.00$25.0010/15/2010 2:03:25 PM
Akkon$26.37$26.3710/15/2010 12:37:59 PM
FadSaolAgat$50.00$50.0010/15/2010 2:59:34 PM
tuxedo76$35.00$35.0010/15/2010 3:24:13 PM
LendDoc$50.00$50.0010/15/2010 2:59:35 PM
Asynch$25.00$25.0010/15/2010 3:00:09 PM
tntmojave$25.00$25.0010/15/2010 5:17:00 PM
credit-guard5$25.00$25.0010/15/2010 7:35:13 PM
dgallo$25.00$25.0010/16/2010 5:28:04 AM
ptjg$45.91$45.9110/16/2010 2:07:51 AM
UT-Longhorn$25.00$25.0010/16/2010 6:27:46 AM
efficient-treasure0$25.00$25.0010/16/2010 12:44:48 PM
nunnie$25.00$25.0010/16/2010 10:13:30 AM
lean-integrity9$100.00$100.0010/16/2010 7:24:40 PM
ahua_tue$25.00$25.0010/17/2010 7:03:13 AM
shmb6508$25.00$25.0010/17/2010 2:32:47 PM
penny-chooser$50.00$50.0010/17/2010 7:30:17 AM
schpere$200.00$200.0010/17/2010 8:49:15 AM
sign_here$25.00$25.0010/17/2010 11:05:47 AM
special-currency6$50.00$50.0010/17/2010 8:53:02 AM
nyran20$50.00$50.0010/17/2010 3:15:11 PM
156 bids