Sales Report:Supplement No. 51 dated Oct 08, 2010 to Prospectus dated Jul 26, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
471171
This series of Notes was issued and sold upon the funding of the borrower loan #44730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Sep-27-2010 |
| |
Auction end date:
| Oct-04-2010 |
|
|
Starting lender yield:
| 12.65% |
Starting borrower rate/APR:
| 13.65% / 15.80% |
Starting monthly payment:
| $510.12 |
|
Final lender yield:
| 12.65% |
Final borrower rate/APR:
| 13.65% / 15.80% |
Final monthly payment:
| $510.12 |
| |
|
Auction yield range:
| 5.79% - 12.65% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 740-759 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,472 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| piratephan40 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 36 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2010)
660-679
(May-2010)
620-639
(Apr-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Kitchen/Bath Makeover
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $100.00 | $100.00 | 9/27/2010 3:22:00 PM |
| radforj22 | $25.00 | $25.00 | 9/27/2010 3:27:53 PM |
| schpere | $75.00 | $75.00 | 9/27/2010 3:27:17 PM |
| pfh | $25.00 | $25.00 | 9/27/2010 3:34:12 PM |
| bid-czar8 | $100.00 | $100.00 | 9/27/2010 3:34:42 PM |
| first-listing-expert | $25.00 | $25.00 | 9/27/2010 3:35:13 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/27/2010 3:33:52 PM |
| ichibon | $150.00 | $150.00 | 9/27/2010 3:34:57 PM |
| handshake5 | $100.00 | $100.00 | 9/27/2010 3:33:42 PM |
| orgy63 | $25.00 | $25.00 | 9/27/2010 3:39:46 PM |
| mtquan | $25.00 | $25.00 | 9/27/2010 3:34:50 PM |
| Gabriel02 | $25.00 | $25.00 | 9/27/2010 3:35:59 PM |
| kmr2 | $150.00 | $150.00 | 9/27/2010 3:38:26 PM |
| dollardave | $100.00 | $100.00 | 9/27/2010 3:42:16 PM |
| ray1051 | $25.00 | $25.00 | 9/27/2010 3:39:56 PM |
| mla | $25.00 | $25.00 | 9/27/2010 3:38:56 PM |
| williemc44 | $40.05 | $40.05 | 9/27/2010 3:47:14 PM |
| icecoldcash | $50.00 | $50.00 | 9/27/2010 3:42:34 PM |
| papaloha | $25.00 | $25.00 | 9/27/2010 3:43:33 PM |
| herbyman | $50.00 | $50.00 | 9/27/2010 3:53:18 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/27/2010 3:50:38 PM |
| blue-useful-auction | $25.00 | $25.00 | 9/27/2010 5:07:36 PM |
| JustMee | $25.00 | $25.00 | 9/27/2010 8:26:24 PM |
| efficient-treasure0 | $25.00 | $25.00 | 9/27/2010 11:24:12 PM |
| larrybird | $150.00 | $150.00 | 9/27/2010 11:25:51 PM |
| mad4wknds | $50.00 | $50.00 | 9/28/2010 5:15:58 AM |
| kegs | $30.87 | $30.87 | 9/28/2010 8:42:01 AM |
| Sol_Invictus | $25.00 | $25.00 | 9/28/2010 11:07:03 AM |
| red-robust-rupee | $25.00 | $25.00 | 9/28/2010 9:37:29 AM |
| peso-genome | $50.00 | $50.00 | 9/28/2010 10:02:38 AM |
| gracej | $25.00 | $25.00 | 9/28/2010 11:48:36 AM |
| hookUup | $25.00 | $25.00 | 9/28/2010 1:47:11 PM |
| irrelevant | $25.00 | $25.00 | 9/28/2010 3:28:44 PM |
| peace-maximizer8 | $25.00 | $25.00 | 9/28/2010 7:28:10 PM |
| LosGatos | $25.00 | $25.00 | 9/28/2010 5:25:45 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/28/2010 5:47:06 PM |
| nicklds | $75.00 | $75.00 | 9/28/2010 6:07:03 PM |
| ManhattanLender | $50.00 | $50.00 | 9/28/2010 7:27:58 PM |
| ramsba | $43.07 | $43.07 | 9/29/2010 5:12:01 AM |
| mtp | $50.00 | $50.00 | 9/28/2010 10:37:47 PM |
| RememberToForget | $57.05 | $57.05 | 9/29/2010 8:40:16 AM |
| gallant-economy9 | $400.00 | $400.00 | 9/29/2010 8:37:56 AM |
| patriot897 | $38.32 | $38.32 | 9/29/2010 9:22:58 AM |
| objective-investor | $100.00 | $100.00 | 9/29/2010 11:09:12 AM |
| sassykatty | $37.57 | $37.57 | 9/29/2010 10:47:33 AM |
| Superc0ld | $50.00 | $50.00 | 9/29/2010 12:17:22 PM |
| nakane66 | $50.00 | $50.00 | 9/29/2010 12:59:10 PM |
| jms1983 | $25.00 | $25.00 | 9/29/2010 5:49:25 PM |
| chris668 | $25.00 | $25.00 | 9/29/2010 4:54:34 PM |
| Slipps | $25.00 | $25.00 | 9/29/2010 9:42:39 PM |
| Interloper | $35.00 | $35.00 | 9/29/2010 11:27:33 PM |
| novice-speculator | $25.00 | $25.00 | 9/29/2010 10:03:10 PM |
| abundant-credit6 | $25.00 | $25.00 | 9/30/2010 12:47:02 AM |
| Investoman | $25.00 | $25.00 | 9/30/2010 5:17:14 AM |
| harmonious-moola7 | $50.00 | $50.00 | 9/30/2010 4:37:45 AM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:48:55 AM |
| upbeat-investment9 | $50.00 | $50.00 | 9/30/2010 6:12:05 AM |
| tomdooley12520 | $25.00 | $25.00 | 9/30/2010 6:47:38 AM |
| JoyfulVegetarian | $25.00 | $25.00 | 9/30/2010 9:37:55 AM |
| spark548 | $50.00 | $50.00 | 9/30/2010 9:58:06 AM |
| yield-aurora | $25.00 | $25.00 | 9/30/2010 9:39:28 AM |
| MoonMama | $25.00 | $25.00 | 9/30/2010 10:03:21 AM |
| Clambake | $44.14 | $44.14 | 9/30/2010 12:22:33 PM |
| 108lender | $200.00 | $200.00 | 9/30/2010 11:17:44 AM |
| mmckune | $25.00 | $25.00 | 9/30/2010 11:33:39 AM |
| Dallaspat | $50.00 | $50.00 | 9/30/2010 12:03:29 PM |
| golden-bid9 | $50.00 | $50.00 | 9/30/2010 12:18:17 PM |
| loot-heart | $28.15 | $28.15 | 9/30/2010 2:32:21 PM |
| fairness-kayak | $50.00 | $50.00 | 9/30/2010 1:13:58 PM |
| redbomb5 | $25.00 | $25.00 | 9/30/2010 1:14:56 PM |
| Oryx22 | $50.00 | $50.00 | 9/30/2010 1:42:31 PM |
| Aberdeen | $400.00 | $400.00 | 9/30/2010 1:24:26 PM |
| lend_to_you | $25.00 | $25.00 | 9/30/2010 1:24:53 PM |
| LongTail | $25.00 | $25.00 | 9/30/2010 2:14:41 PM |
| revenue-achievement | $25.00 | $25.00 | 9/30/2010 1:42:34 PM |
| bowdish1 | $50.00 | $50.00 | 9/30/2010 4:47:10 PM |
| successful-wealth7 | $25.00 | $25.00 | 9/30/2010 4:18:35 PM |
| dobied | $25.00 | $25.00 | 9/30/2010 4:47:39 PM |
| kmwvma | $25.00 | $25.00 | 9/30/2010 6:33:11 PM |
| nytrnbow | $25.00 | $25.00 | 9/30/2010 7:57:55 PM |
| Dubbs360 | $47.57 | $47.57 | 9/30/2010 10:12:46 PM |
| OCedHrt | $25.00 | $25.00 | 10/1/2010 1:53:37 AM |
| laughmotel | $50.00 | $50.00 | 9/30/2010 11:28:28 PM |
| nalaari | $25.00 | $25.00 | 10/1/2010 12:28:55 AM |
| Easystreet | $25.00 | $25.00 | 10/1/2010 1:53:45 AM |
| ClearLake | $25.00 | $25.00 | 10/1/2010 1:50:54 AM |
| AFairDeal | $25.00 | $25.00 | 10/1/2010 5:39:36 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 10/1/2010 3:57:25 AM |
| blissful-note7 | $25.00 | $25.00 | 10/1/2010 6:33:38 AM |
| rcflick | $25.00 | $25.00 | 10/1/2010 5:39:49 AM |
| hope-eagle6 | $25.00 | $25.00 | 10/1/2010 5:58:52 AM |
| respectful-integrity3 | $25.00 | $25.00 | 10/1/2010 7:08:59 AM |
| sfmdg | $50.00 | $50.00 | 10/1/2010 7:59:59 AM |
| djh47a | $25.00 | $25.00 | 10/1/2010 9:38:39 AM |
| HalfDayz | $50.00 | $50.00 | 10/1/2010 9:13:06 AM |
| peruse | $25.00 | $25.00 | 10/1/2010 9:35:07 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 10/1/2010 9:34:50 AM |
| treasure-singularity | $25.00 | $25.00 | 10/1/2010 9:35:01 AM |
| yennib | $50.00 | $50.00 | 10/1/2010 9:35:04 AM |
| ore-jedi | $25.00 | $25.00 | 10/1/2010 9:35:17 AM |
| producer553 | $25.00 | $25.00 | 10/1/2010 9:38:27 AM |
| Chewbaca | $25.00 | $25.00 | 10/1/2010 10:38:36 AM |
| ualf | $26.02 | $26.02 | 10/1/2010 11:43:26 AM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/1/2010 1:33:12 PM |
| DadWarbucks | $50.00 | $50.00 | 10/1/2010 2:49:51 PM |
| geniusj | $25.00 | $25.00 | 10/1/2010 3:04:22 PM |
| hizzy | $50.00 | $50.00 | 10/1/2010 3:56:01 PM |
| lendingfrog | $50.00 | $50.00 | 10/1/2010 4:42:55 PM |
| inventive-exchange | $25.00 | $25.00 | 10/1/2010 4:48:59 PM |
| dparkhom | $25.00 | $25.00 | 10/1/2010 3:56:06 PM |
| mattpet | $25.00 | $25.00 | 10/1/2010 4:22:46 PM |
| crdcteng | $50.00 | $50.00 | 10/1/2010 7:46:52 PM |
| newegg | $50.00 | $50.00 | 10/1/2010 7:07:53 PM |
| red-power-pecan | $42.98 | $42.98 | 10/1/2010 10:07:43 PM |
| Cai8899 | $41.91 | $41.91 | 10/1/2010 7:27:44 PM |
| hanuman77 | $28.78 | $28.78 | 10/2/2010 2:00:05 AM |
| x-bones | $29.29 | $29.29 | 10/2/2010 2:00:16 AM |
| melodious-fairness | $25.00 | $25.00 | 10/2/2010 2:12:37 AM |
| Mindful7 | $25.00 | $25.00 | 10/2/2010 5:33:11 AM |
| nanda | $50.00 | $50.00 | 10/2/2010 3:19:08 AM |
| brother_tam | $50.00 | $50.00 | 10/2/2010 4:12:46 AM |
| Sturgee | $25.00 | $25.00 | 10/2/2010 7:15:10 AM |
| CLoViq | $50.00 | $50.00 | 10/2/2010 6:27:50 AM |
| loss-of-control | $50.00 | $50.00 | 10/2/2010 8:53:53 AM |
| trumpeter5 | $50.00 | $50.00 | 10/2/2010 7:17:20 AM |
| BankofAdonai | $34.88 | $34.88 | 10/2/2010 7:47:44 AM |
| MattProsper | $56.00 | $56.00 | 10/2/2010 10:16:46 AM |
| chemistry7 | $25.00 | $25.00 | 10/2/2010 9:05:04 PM |
| wwwUniversal | $25.00 | $25.00 | 10/2/2010 11:52:45 PM |
| gotigers1972 | $35.00 | $35.00 | 10/2/2010 10:54:04 PM |
| squarebob | $25.00 | $25.00 | 10/3/2010 11:12:04 AM |
| bold-social-advantage | $100.00 | $100.00 | 10/3/2010 9:48:15 AM |
| sportract05 | $50.00 | $50.00 | 10/3/2010 12:25:38 PM |
| payout-magician | $25.00 | $25.00 | 10/3/2010 11:08:21 AM |
| Johnab | $25.00 | $25.00 | 10/3/2010 6:06:43 PM |
| Loan_shark718 | $30.00 | $30.00 | 10/3/2010 8:16:09 PM |
| moneytolend72 | $25.00 | $25.00 | 10/4/2010 11:42:13 AM |
| gilbrear | $25.00 | $25.00 | 10/4/2010 12:16:43 PM |
| Feyenoord | $25.00 | $25.00 | 10/4/2010 1:22:47 PM |
| Weaverville | $25.00 | $25.00 | 9/27/2010 3:22:44 PM |
| agiovasil | $25.00 | $25.00 | 9/27/2010 3:23:43 PM |
| peripatetic | $25.00 | $25.00 | 9/27/2010 3:34:20 PM |
| generous-deal6 | $50.00 | $50.00 | 9/27/2010 3:34:28 PM |
| DRA-Properties | $25.00 | $25.00 | 9/27/2010 3:32:13 PM |
| shmb6508 | $100.00 | $100.00 | 9/27/2010 3:35:51 PM |
| AF-Chief | $50.00 | $50.00 | 9/27/2010 3:29:40 PM |
| CasaDeTomas | $100.00 | $100.00 | 9/27/2010 3:36:09 PM |
| soheagle | $50.00 | $50.00 | 9/27/2010 3:33:15 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/27/2010 3:33:23 PM |
| authentic-liberty7 | $50.00 | $50.00 | 9/27/2010 3:33:31 PM |
| jigsaw | $100.00 | $100.00 | 9/27/2010 3:34:01 PM |
| maldok1 | $25.00 | $25.00 | 9/27/2010 3:36:39 PM |
| money-bauble | $50.00 | $50.00 | 9/27/2010 3:37:13 PM |
| jazzlender | $25.00 | $25.00 | 9/27/2010 3:36:19 PM |
| Tomeus | $75.00 | $75.00 | 9/27/2010 3:36:27 PM |
| GElender | $75.00 | $75.00 | 9/27/2010 3:37:21 PM |
| mike_banker | $50.00 | $50.00 | 9/27/2010 3:40:04 PM |
| tech310 | $50.00 | $50.00 | 9/27/2010 3:40:35 PM |
| powerful-finance7 | $25.00 | $25.00 | 9/27/2010 3:44:23 PM |
| bountiful-durability | $100.00 | $100.00 | 9/27/2010 3:42:47 PM |
| MarinLoans | $25.00 | $25.00 | 9/27/2010 3:46:57 PM |
| gold-channel2 | $150.00 | $150.00 | 9/27/2010 3:41:19 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/27/2010 3:44:11 PM |
| a-finance-nirvana | $25.00 | $25.00 | 9/27/2010 3:44:20 PM |
| ferocious-camaraderi1 | $100.00 | $100.00 | 9/27/2010 3:48:42 PM |
| Aimvest | $25.00 | $25.00 | 9/27/2010 3:43:15 PM |
| riproaringrapids | $25.00 | $25.00 | 9/27/2010 3:50:06 PM |
| 6moonbeams | $100.00 | $100.00 | 9/27/2010 3:51:44 PM |
| jdwillcox | $50.00 | $50.00 | 9/27/2010 3:49:48 PM |
| NorthernFunds | $50.00 | $50.00 | 9/27/2010 3:54:44 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/27/2010 3:56:56 PM |
| george_kaplan | $50.00 | $50.00 | 9/27/2010 4:13:56 PM |
| Tradesmanlender | $25.00 | $25.00 | 9/27/2010 4:14:37 PM |
| Interstate_Rate | $100.00 | $100.00 | 9/27/2010 6:11:57 PM |
| MoneyForNothing | $33.82 | $33.82 | 9/27/2010 6:54:48 PM |
| psa1995 | $50.00 | $50.00 | 9/27/2010 8:37:25 PM |
| atomantic | $25.00 | $25.00 | 9/27/2010 7:23:21 PM |
| marketplace-cello5 | $50.00 | $50.00 | 9/27/2010 11:25:44 PM |
| atlas100 | $50.00 | $50.00 | 9/28/2010 7:18:45 AM |
| life-is-great | $50.00 | $50.00 | 9/28/2010 5:47:24 AM |
| natural-affluence6 | $50.00 | $50.00 | 9/28/2010 9:38:28 AM |
| a-power-amigo | $25.00 | $25.00 | 9/28/2010 12:13:28 PM |
| Comoparklender | $48.25 | $48.25 | 9/28/2010 12:27:03 PM |
| skuba | $50.00 | $50.00 | 9/29/2010 12:32:22 AM |
| worthy-bid8 | $100.00 | $100.00 | 9/29/2010 9:53:47 AM |
| greenbackapult9 | $50.00 | $50.00 | 9/29/2010 10:05:27 AM |
| hopeful-asset9 | $25.00 | $25.00 | 9/29/2010 10:14:04 AM |
| nickel-hickory | $25.00 | $25.00 | 9/29/2010 12:45:13 PM |
| well-rounded-dinero | $75.00 | $75.00 | 9/29/2010 12:46:09 PM |
| peb44 | $25.00 | $25.00 | 9/29/2010 12:47:06 PM |
| icchok | $50.00 | $50.00 | 9/29/2010 12:48:35 PM |
| JohnGalt79 | $100.00 | $100.00 | 9/29/2010 1:47:38 PM |
| mvfreel | $100.00 | $100.00 | 9/29/2010 1:03:58 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 9/29/2010 4:24:42 PM |
| Mark-O-Polo | $25.00 | $25.00 | 9/29/2010 2:56:08 PM |
| TheDigitalMan | $25.00 | $25.00 | 9/29/2010 7:54:06 PM |
| unbelievable-value2 | $25.00 | $25.00 | 9/29/2010 9:24:28 PM |
| KiwiElf | $35.00 | $35.00 | 9/29/2010 11:25:44 PM |
| dmfog | $25.00 | $25.00 | 9/29/2010 11:55:00 PM |
| teller | $50.00 | $50.00 | 9/30/2010 4:37:35 AM |
| Cheburashka | $25.00 | $25.00 | 9/30/2010 5:23:32 AM |
| ShhDragon | $25.00 | $25.00 | 9/30/2010 7:02:07 AM |
| iolaire | $25.00 | $25.00 | 9/30/2010 7:08:46 AM |
| thoughtful-community7 | $25.00 | $25.00 | 9/30/2010 8:43:17 AM |
| shanedog | $50.00 | $50.00 | 9/30/2010 8:13:49 AM |
| BaxterEvil | $50.00 | $50.00 | 9/30/2010 8:14:04 AM |
| Magog12 | $32.42 | $32.42 | 9/30/2010 9:02:20 AM |
| dritter | $25.00 | $25.00 | 9/30/2010 9:40:50 AM |
| ScottW | $25.00 | $25.00 | 9/30/2010 9:41:07 AM |
| encore739 | $25.00 | $25.00 | 9/30/2010 9:03:09 AM |
| trade-caper | $25.00 | $25.00 | 9/30/2010 9:39:07 AM |
| bigdogsafety1 | $25.00 | $25.00 | 9/30/2010 9:48:48 AM |
| cool_kubera | $50.00 | $50.00 | 9/30/2010 9:50:16 AM |
| cliffjumper | $50.00 | $50.00 | 9/30/2010 9:50:38 AM |
| Geldmeister | $50.00 | $50.00 | 9/30/2010 9:50:31 AM |
| loan-wasp | $50.00 | $50.00 | 9/30/2010 10:17:06 AM |
| Aberdeen | $400.00 | $400.00 | 9/30/2010 1:24:43 PM |
| Aberdeen | $500.00 | $500.00 | 9/30/2010 1:24:25 PM |
| zorg77 | $25.00 | $25.00 | 9/30/2010 3:05:45 PM |
| lcole32 | $25.00 | $25.00 | 9/30/2010 3:00:00 PM |
| visionary-currency | $100.00 | $100.00 | 9/30/2010 3:06:02 PM |
| BigLinCT | $25.00 | $25.00 | 9/30/2010 3:42:46 PM |
| ideal-platinum1 | $25.00 | $25.00 | 9/30/2010 3:42:31 PM |
| red-adaptable-funds | $50.00 | $50.00 | 9/30/2010 6:09:08 PM |
| sound | $36.66 | $36.66 | 9/30/2010 8:08:12 PM |
| dinero-speaker | $25.00 | $25.00 | 10/1/2010 12:28:57 AM |
| arenangelchild | $25.00 | $25.00 | 10/1/2010 2:17:52 AM |
| anders94 | $25.00 | $25.00 | 10/1/2010 2:19:52 AM |
| ommcd | $25.00 | $25.00 | 10/1/2010 12:06:21 AM |
| acropiloterau2002 | $25.00 | $25.00 | 10/1/2010 2:49:32 AM |
| rmachi | $25.00 | $25.00 | 10/1/2010 1:00:44 AM |
| PatRichi | $25.00 | $25.00 | 10/1/2010 3:14:55 AM |
| Phantom99 | $25.00 | $25.00 | 10/1/2010 4:11:03 AM |
| Picopie | $50.00 | $50.00 | 10/1/2010 2:04:07 AM |
| LandE2BG | $25.00 | $25.00 | 10/1/2010 1:50:59 AM |
| zoe1971 | $25.00 | $25.00 | 10/1/2010 2:02:56 AM |
| lostontheedge | $25.00 | $25.00 | 10/1/2010 2:50:16 AM |
| ptjg | $50.00 | $50.00 | 10/1/2010 2:50:29 AM |
| anyoi | $48.87 | $48.87 | 10/1/2010 2:49:03 AM |
| Cre8iveCash | $25.00 | $25.00 | 10/1/2010 3:03:40 AM |
| turbine5 | $48.96 | $48.96 | 10/1/2010 5:39:34 AM |
| hrubinst | $50.00 | $50.00 | 10/1/2010 3:14:44 AM |
| tuneman1980 | $25.00 | $25.00 | 10/1/2010 3:28:13 AM |
| piter-to-la-investment | $25.00 | $25.00 | 10/1/2010 6:14:22 AM |
| cash-merry-maker | $25.00 | $25.00 | 10/1/2010 6:28:48 AM |
| UncleSafety | $100.00 | $100.00 | 10/1/2010 8:34:58 AM |
| Shanester | $25.00 | $25.00 | 10/1/2010 7:01:51 AM |
| Munnie | $50.00 | $50.00 | 10/1/2010 9:33:55 AM |
| escharfer | $25.00 | $25.00 | 10/1/2010 9:35:25 AM |
| debt-patriot | $25.00 | $25.00 | 10/1/2010 8:00:16 AM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 10/1/2010 8:54:10 AM |
| loan-master996 | $50.00 | $50.00 | 10/1/2010 9:04:31 AM |
| tntmojave | $25.00 | $25.00 | 10/1/2010 9:13:04 AM |
| reasonable-transaction7 | $25.00 | $25.00 | 10/1/2010 10:04:24 AM |
| eadamson | $50.00 | $50.00 | 10/1/2010 9:34:20 AM |
| agalt | $100.00 | $100.00 | 10/1/2010 10:22:47 AM |
| wise-silver-wonder | $25.00 | $25.00 | 10/1/2010 9:37:08 AM |
| NYCFinancier | $25.00 | $25.00 | 10/1/2010 9:35:13 AM |
| calm-deal7 | $25.00 | $25.00 | 10/1/2010 10:48:30 AM |
| Dweeberkitty1 | $25.00 | $25.00 | 10/1/2010 9:38:36 AM |
| RationalWorld | $25.00 | $25.00 | 10/1/2010 10:14:39 AM |
| principal-flow9 | $50.00 | $50.00 | 10/1/2010 11:08:34 AM |
| payout-reaction740 | $25.00 | $25.00 | 10/1/2010 10:23:00 AM |
| cyberbro | $25.00 | $25.00 | 10/1/2010 11:52:47 AM |
| return-elm | $25.00 | $25.00 | 10/1/2010 10:58:08 AM |
| mistertao | $25.00 | $25.00 | 10/1/2010 1:28:03 PM |
| stuflend | $25.00 | $25.00 | 10/1/2010 11:17:13 AM |
| GIGO | $50.00 | $50.00 | 10/1/2010 1:57:57 PM |
| grystndoc | $25.00 | $25.00 | 10/1/2010 3:13:17 PM |
| junctionking | $25.00 | $25.00 | 10/1/2010 3:04:14 PM |
| TheColoradoDon | $25.00 | $25.00 | 10/1/2010 3:56:04 PM |
| SMARTDISK | $25.00 | $25.00 | 10/1/2010 4:22:49 PM |
| Rob717171 | $25.00 | $25.00 | 10/1/2010 6:09:23 PM |
| newest-phenomenal-money | $25.00 | $25.00 | 10/1/2010 4:42:17 PM |
| compwhiz | $25.00 | $25.00 | 10/1/2010 6:32:47 PM |
| Veltliner | $25.00 | $25.00 | 10/1/2010 5:03:28 PM |
| jstnow | $25.00 | $25.00 | 10/1/2010 6:17:45 PM |
| worldly-community3 | $50.00 | $50.00 | 10/1/2010 6:17:49 PM |
| bigphish | $25.00 | $25.00 | 10/1/2010 9:53:00 PM |
| kindness-saver | $50.00 | $50.00 | 10/1/2010 10:02:50 PM |
| cash-queen | $25.00 | $25.00 | 10/1/2010 7:04:20 PM |
| shur | $25.00 | $25.00 | 10/1/2010 7:43:01 PM |
| marketplace-spark | $25.00 | $25.00 | 10/2/2010 12:43:55 AM |
| CASHGIRL | $25.00 | $25.00 | 10/1/2010 10:07:44 PM |
| DcUnited | $30.00 | $30.00 | 10/2/2010 1:50:20 AM |
| loan-adventurer7 | $36.00 | $36.00 | 10/1/2010 11:39:40 PM |
| doncm | $25.00 | $25.00 | 10/2/2010 5:03:09 AM |
| BeanCownter | $50.00 | $50.00 | 10/2/2010 5:47:46 AM |
| alpinaut | $25.00 | $25.00 | 10/2/2010 6:08:03 AM |
| credit-scout7 | $30.36 | $30.36 | 10/2/2010 2:12:59 AM |
| scottssm | $37.00 | $37.00 | 10/2/2010 7:22:51 AM |
| commerce-proton1 | $25.00 | $25.00 | 10/2/2010 6:46:51 AM |
| lending_well | $100.00 | $100.00 | 10/2/2010 6:50:10 AM |
| integrity-cowbell | $30.00 | $30.00 | 10/2/2010 6:56:09 AM |
| bashar | $25.00 | $25.00 | 10/2/2010 8:12:43 AM |
| soulwork | $25.00 | $25.00 | 10/2/2010 7:32:45 AM |
| LendingSingularity | $46.64 | $46.64 | 10/2/2010 10:02:58 AM |
| stoopidnoodle | $25.00 | $25.00 | 10/2/2010 9:07:44 AM |
| massuot | $25.00 | $25.00 | 10/2/2010 11:45:03 AM |
| deal-mover | $25.00 | $25.00 | 10/2/2010 9:53:00 AM |
| new-social-economist | $50.00 | $26.90 | 10/2/2010 10:27:52 AM |
| Soulphoniks-Holdings | $50.00 | $50.00 | 10/2/2010 11:56:01 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/2/2010 4:53:15 PM |
| scout124 | $25.00 | $25.00 | 10/2/2010 4:28:30 PM |
| loan-adventurer7 | $50.00 | $50.00 | 10/2/2010 6:53:36 PM |
| OzGuy609 | $25.00 | $25.00 | 10/2/2010 10:48:33 PM |
| jdnyguy | $100.00 | $100.00 | 10/3/2010 5:49:57 AM |
| brondero | $25.00 | $25.00 | 10/3/2010 12:57:15 AM |
| squarebob | $25.00 | $25.00 | 10/3/2010 11:12:52 AM |
| enthusiastic-ore5 | $50.00 | $50.00 | 10/3/2010 12:35:35 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/3/2010 11:20:59 AM |
| wealth-samaritan2 | $25.00 | $25.00 | 10/3/2010 3:50:25 PM |
| DoctorJoe | $25.00 | $25.00 | 10/4/2010 4:17:47 AM |
| _SCI_ | $25.00 | $25.00 | 10/4/2010 6:10:22 AM |
| atlas100 | $100.00 | $100.00 | 10/4/2010 8:36:10 AM |
| credit-panda1 | $25.00 | $25.00 | 10/4/2010 7:30:05 AM |
| marelojay | $100.00 | $100.00 | 10/4/2010 8:56:34 AM |
| kanedukke | $27.47 | $27.47 | 10/4/2010 10:38:01 AM |
| zztopdog | $25.00 | $25.00 | 10/4/2010 10:48:47 AM |
| Trapman13 | $50.00 | $50.00 | 10/4/2010 12:54:53 PM |
| favorite-commerce | $100.00 | $100.00 | 10/4/2010 12:36:47 PM |
| friendinmoney | $25.00 | $25.00 | 10/4/2010 2:51:34 PM |
| COtheBeast | $25.00 | $25.00 | 10/4/2010 3:00:58 PM |
| AM2171 | $25.00 | $25.00 | 10/4/2010 3:14:50 PM |
| Engineer44 | $25.00 | $25.00 | 10/4/2010 3:17:02 PM |
| 325 bids
|
Borrower Payment Dependent Notes Series
475811
This series of Notes was issued and sold upon the funding of the borrower loan #44684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-29-2010 |
| |
Auction end date:
| Oct-05-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $179.48 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $179.48 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Sep-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 3m |
|
Amount delinquent:
| $14,692 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,538 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kindnessasaurus5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off loose end bills
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| a-bountiful-trade | $25.00 | $25.00 | 9/29/2010 2:44:37 PM |
| kulender | $100.00 | $100.00 | 9/29/2010 2:53:09 PM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:47:16 AM |
| simplelender80 | $53.57 | $53.57 | 9/30/2010 3:52:55 PM |
| consummate-loyalty1 | $56.28 | $56.28 | 9/30/2010 3:05:33 PM |
| bountiful-durability | $78.25 | $78.25 | 10/1/2010 6:16:01 AM |
| Comoparklender | $25.00 | $25.00 | 10/1/2010 3:56:13 PM |
| brother_tam | $50.00 | $50.00 | 10/2/2010 4:18:20 AM |
| 108lender | $25.00 | $25.00 | 10/2/2010 11:32:50 AM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/2/2010 3:13:26 PM |
| escharfer | $25.00 | $25.00 | 10/2/2010 4:59:15 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/2/2010 8:09:06 PM |
| larrybird | $50.00 | $50.00 | 10/4/2010 10:20:37 AM |
| graceful-investment | $100.00 | $100.00 | 10/4/2010 12:11:54 PM |
| S-Master | $50.00 | $50.00 | 10/4/2010 2:09:51 PM |
| JoyfulVegetarian | $25.00 | $25.00 | 10/4/2010 1:35:28 PM |
| IIP77 | $25.00 | $25.00 | 10/4/2010 3:31:16 PM |
| data2360 | $50.00 | $50.00 | 10/4/2010 3:38:47 PM |
| icecoldcash | $30.00 | $30.00 | 10/4/2010 4:27:52 PM |
| inventive-exchange | $25.00 | $25.00 | 10/4/2010 3:51:44 PM |
| psa1995 | $25.00 | $25.00 | 10/4/2010 3:53:24 PM |
| jennifer55126 | $25.00 | $25.00 | 10/4/2010 3:54:11 PM |
| important-openness1 | $37.91 | $37.91 | 10/4/2010 6:42:43 PM |
| cash-spark3 | $28.21 | $28.21 | 10/4/2010 6:57:59 PM |
| kegs | $45.71 | $45.71 | 10/4/2010 9:13:15 PM |
| papaloha | $25.00 | $25.00 | 10/5/2010 3:02:50 AM |
| rob1971 | $29.29 | $29.29 | 10/5/2010 3:43:53 AM |
| lagnisiruk | $25.00 | $25.00 | 10/5/2010 1:34:08 AM |
| capital-galaxy | $100.00 | $100.00 | 10/5/2010 12:32:56 PM |
| rrfgloan | $25.00 | $25.00 | 10/5/2010 12:03:06 PM |
| social-conductor4 | $25.00 | $25.00 | 10/5/2010 2:46:02 PM |
| new-social-economist | $50.00 | $50.00 | 10/5/2010 2:46:50 PM |
| Anny-Disco | $100.00 | $100.00 | 10/5/2010 2:45:46 PM |
| abundant-credit6 | $25.00 | $25.00 | 10/5/2010 2:47:06 PM |
| jono9999 | $25.00 | $25.00 | 10/5/2010 2:53:31 PM |
| gsd | $35.00 | $35.00 | 10/5/2010 2:54:37 PM |
| generous-deal6 | $25.00 | $25.00 | 10/5/2010 2:45:35 PM |
| famous-bill | $25.00 | $25.00 | 10/5/2010 2:45:50 PM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 10/5/2010 2:46:17 PM |
| eadamson | $50.00 | $50.00 | 10/5/2010 2:46:38 PM |
| CoffeyvilleKS | $50.00 | $50.00 | 10/5/2010 2:56:51 PM |
| Vreet | $50.00 | $50.00 | 10/5/2010 2:49:59 PM |
| joefoolz | $25.00 | $25.00 | 10/5/2010 4:40:52 PM |
| bid-czar8 | $25.00 | $25.00 | 9/29/2010 2:50:04 PM |
| b-rent | $25.00 | $25.00 | 9/29/2010 2:51:47 PM |
| villagers | $25.00 | $25.00 | 9/29/2010 2:47:05 PM |
| agiovasil | $25.00 | $25.00 | 9/29/2010 2:52:17 PM |
| handshake5 | $100.00 | $100.00 | 9/29/2010 2:49:30 PM |
| ingenious-deal6 | $25.00 | $25.00 | 9/29/2010 2:54:05 PM |
| contract-happiness1 | $25.00 | $25.00 | 9/29/2010 2:54:18 PM |
| 6moonbeams | $25.00 | $25.00 | 9/29/2010 2:53:26 PM |
| AlexTrep | $50.00 | $50.00 | 9/29/2010 6:11:23 PM |
| payment-gusto | $25.00 | $25.00 | 9/29/2010 7:02:18 PM |
| rescue | $65.42 | $65.42 | 9/29/2010 9:08:05 PM |
| money-bauble | $100.00 | $100.00 | 9/30/2010 6:43:55 AM |
| fairness-kayak | $25.00 | $25.00 | 9/30/2010 1:14:48 PM |
| loan-kung-fu | $25.00 | $25.00 | 9/30/2010 3:05:57 PM |
| hope-equation | $50.00 | $50.00 | 10/1/2010 6:05:56 AM |
| cablenews | $25.00 | $25.00 | 10/1/2010 10:49:02 AM |
| jubilant-auction5 | $25.00 | $25.00 | 10/1/2010 3:05:39 PM |
| plentiful-gain3 | $50.00 | $50.00 | 10/2/2010 10:37:59 AM |
| gallant-economy9 | $84.46 | $84.46 | 10/2/2010 10:08:08 AM |
| SolarMoonshine | $25.00 | $25.00 | 10/2/2010 1:38:04 PM |
| musegaze | $46.50 | $46.50 | 10/2/2010 5:12:48 PM |
| irrelevant | $25.00 | $25.00 | 10/3/2010 6:28:55 PM |
| newest-inspiring-power | $25.00 | $25.00 | 10/4/2010 12:25:35 PM |
| thrifty-capital | $25.00 | $25.00 | 10/4/2010 3:32:37 PM |
| gold-channel2 | $50.00 | $50.00 | 10/4/2010 3:32:27 PM |
| asiaratt | $50.00 | $50.00 | 10/4/2010 3:38:41 PM |
| head | $25.00 | $25.00 | 10/4/2010 3:41:26 PM |
| shur | $25.00 | $25.00 | 10/4/2010 3:37:42 PM |
| jamiee73 | $25.00 | $25.00 | 10/4/2010 3:51:39 PM |
| mtquan | $25.00 | $25.00 | 10/4/2010 3:51:57 PM |
| euro-banker | $50.00 | $50.00 | 10/4/2010 3:52:00 PM |
| whartonmba | $25.00 | $25.00 | 10/4/2010 3:53:25 PM |
| marketplace-cello5 | $25.00 | $25.00 | 10/4/2010 3:53:00 PM |
| DreamsDoComeTrue | $25.00 | $25.00 | 10/4/2010 4:57:52 PM |
| bnlforever | $25.00 | $25.00 | 10/4/2010 6:39:39 PM |
| Philkent | $25.00 | $25.00 | 10/5/2010 1:47:14 AM |
| geniusj | $25.00 | $25.00 | 10/5/2010 4:17:45 AM |
| numitor | $50.00 | $50.00 | 10/5/2010 8:57:51 AM |
| green-ore-expert | $50.00 | $50.00 | 10/5/2010 9:34:57 AM |
| worldly-penny8 | $25.00 | $25.00 | 10/5/2010 9:34:11 AM |
| capital-galaxy | $25.00 | $25.00 | 10/5/2010 12:34:15 PM |
| chemistry220 | $50.00 | $50.00 | 10/5/2010 9:35:45 AM |
| miked8303 | $25.00 | $25.00 | 10/5/2010 12:52:51 PM |
| trade-caper | $25.00 | $25.00 | 10/5/2010 2:46:08 PM |
| mxlinux | $25.00 | $25.00 | 10/5/2010 2:46:26 PM |
| ramsba | $50.00 | $50.00 | 10/5/2010 2:46:51 PM |
| momoney2lend | $25.00 | $25.00 | 10/5/2010 2:45:22 PM |
| zone8 | $50.00 | $50.00 | 10/5/2010 2:48:16 PM |
| ColoradoCamping | $50.00 | $50.00 | 10/5/2010 2:46:13 PM |
| bold-direct-asset | $50.00 | $50.00 | 10/5/2010 2:47:53 PM |
| Preferred-Lender | $25.00 | $25.00 | 10/5/2010 2:48:06 PM |
| KiwiElf | $25.00 | $25.00 | 10/5/2010 2:50:05 PM |
| delivery | $25.00 | $25.00 | 10/5/2010 2:52:46 PM |
| PatRichi | $25.00 | $25.00 | 10/5/2010 2:50:21 PM |
| helping-out | $25.00 | $25.00 | 10/5/2010 2:45:55 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 10/5/2010 2:46:20 PM |
| thankful-dollar6 | $25.00 | $25.00 | 10/5/2010 2:46:31 PM |
| RMB-Investments | $50.00 | $50.00 | 10/5/2010 2:47:09 PM |
| Rdodson11 | $25.00 | $9.40 | 10/5/2010 2:57:26 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/5/2010 2:48:13 PM |
| unger | $50.00 | $50.00 | 10/5/2010 4:40:00 PM |
| nickel-demon2 | $100.00 | $100.00 | 10/5/2010 3:42:48 PM |
| 105 bids
|
Borrower Payment Dependent Notes Series
476625
This series of Notes was issued and sold upon the funding of the borrower loan #44725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-23-2010 |
| |
Auction end date:
| Sep-30-2010 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 33.61% |
Starting monthly payment:
| $382.06 |
|
Final lender yield:
| 29.00% |
Final borrower rate/APR:
| 30.00% / 33.61% |
Final monthly payment:
| $382.06 |
| |
|
Auction yield range:
| 10.79% - 29.00% |
Estimated loss impact:
| 11.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.47% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 680-699 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
20 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,044 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| RescueMe47 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I like to have only one payment
Purpose of loan:
This loan will be used to?
Cosolidation of loans
My financial situation
Is ok I need to make only one payment I have 3 credit cards whit 3k each I like to make only one payment. That will be your payment I make the paymen of 400 a month for?each card.??who ever loan the money to me I will no take the full 36 months pay this loan off i will make extra payments. My wife works also I get extra money from my volunteer job. I just need to? cosolidated this 3 payments to one.
Thanks for all your help.
Monthly net income: $ 5500
Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 600
??Car expenses: $ 600
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 400
??Clothing, household expenses $ 300
??Credit cards and other loans: $12000
??Other expenses: $ 900
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $50.00 | $50.00 | 9/23/2010 2:42:49 PM |
| Reddress4u | $25.00 | $25.00 | 9/23/2010 2:46:39 PM |
| simplelender80 | $250.00 | $250.00 | 9/23/2010 2:45:55 PM |
| handshake5 | $50.00 | $50.00 | 9/23/2010 2:46:32 PM |
| 371millwood | $300.00 | $300.00 | 9/23/2010 4:30:01 PM |
| agiovasil | $25.00 | $25.00 | 9/23/2010 3:58:16 PM |
| bid-czar8 | $25.00 | $25.00 | 9/24/2010 3:04:38 AM |
| cash-spark3 | $25.00 | $25.00 | 9/23/2010 11:20:11 PM |
| musegaze | $100.00 | $100.00 | 9/24/2010 1:48:33 PM |
| bountiful-durability | $100.00 | $100.00 | 9/24/2010 7:12:23 PM |
| 108lender | $100.00 | $100.00 | 9/27/2010 6:43:38 AM |
| asiaratt | $29.58 | $29.58 | 9/27/2010 10:31:38 AM |
| b-rent | $25.00 | $25.00 | 9/27/2010 2:51:02 PM |
| ingenious-deal6 | $25.00 | $25.00 | 9/27/2010 3:04:07 PM |
| important-openness1 | $100.00 | $100.00 | 9/27/2010 3:58:32 PM |
| papaloha | $25.00 | $25.00 | 9/27/2010 6:13:08 PM |
| gold-channel2 | $50.00 | $50.00 | 9/28/2010 7:07:11 AM |
| larrybird | $150.00 | $150.00 | 9/28/2010 8:57:28 AM |
| Jloaner | $31.13 | $31.13 | 9/28/2010 9:03:45 AM |
| mla | $25.00 | $25.00 | 9/28/2010 12:27:34 PM |
| life-is-great | $50.00 | $50.00 | 9/28/2010 3:31:12 PM |
| radiant-loan5 | $110.54 | $110.54 | 9/28/2010 3:36:25 PM |
| pfh | $25.00 | $25.00 | 9/28/2010 3:36:32 PM |
| generous-deal6 | $25.00 | $25.00 | 9/28/2010 3:33:17 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/28/2010 5:47:23 PM |
| momoney2lend | $25.00 | $25.00 | 9/28/2010 3:34:17 PM |
| jstnow | $25.00 | $25.00 | 9/28/2010 11:39:35 PM |
| Ducatiman1978 | $25.00 | $25.00 | 9/29/2010 3:37:29 AM |
| ramsba | $50.00 | $50.00 | 9/29/2010 7:28:51 AM |
| RMB-Investments | $25.00 | $25.00 | 9/29/2010 10:03:31 AM |
| airrbob | $50.00 | $50.00 | 9/29/2010 9:59:15 AM |
| fairness-kayak | $25.00 | $25.00 | 9/29/2010 9:59:31 AM |
| johnayan | $50.00 | $50.00 | 9/29/2010 10:05:24 AM |
| a-power-amigo | $25.00 | $25.00 | 9/29/2010 10:05:42 AM |
| Ocean713 | $50.00 | $50.00 | 9/29/2010 10:06:55 AM |
| icecoldcash | $25.00 | $25.00 | 9/29/2010 12:44:44 PM |
| finance_mba | $25.00 | $25.00 | 9/29/2010 12:45:55 PM |
| LAM26 | $25.00 | $25.00 | 9/29/2010 12:47:10 PM |
| jono9999 | $47.57 | $47.57 | 9/29/2010 12:47:17 PM |
| mtquan | $25.00 | $25.00 | 9/29/2010 11:42:12 AM |
| economy-producer | $25.00 | $25.00 | 9/29/2010 12:48:43 PM |
| b2m80s | $25.00 | $25.00 | 9/29/2010 1:02:08 PM |
| diversification-pilot | $25.00 | $25.00 | 9/29/2010 1:02:12 PM |
| leverage-hawk | $25.00 | $25.00 | 9/29/2010 12:46:10 PM |
| qtmspin | $32.09 | $32.09 | 9/29/2010 12:48:15 PM |
| thedreamer | $30.33 | $30.33 | 9/29/2010 12:48:17 PM |
| Dowanhill | $50.00 | $50.00 | 9/29/2010 12:49:30 PM |
| benefit-piano5 | $25.00 | $25.00 | 9/29/2010 12:49:34 PM |
| feedpaulyfaster | $50.00 | $50.00 | 9/29/2010 2:32:39 PM |
| jobani | $25.00 | $25.00 | 9/29/2010 1:02:13 PM |
| Rdodson11 | $25.00 | $25.00 | 9/29/2010 1:02:10 PM |
| gotjack | $25.00 | $25.00 | 9/29/2010 1:24:49 PM |
| jlr613 | $50.00 | $50.00 | 9/29/2010 1:24:10 PM |
| Madmigel | $30.00 | $30.00 | 9/29/2010 3:54:58 PM |
| patriot384 | $120.00 | $120.00 | 9/29/2010 4:17:21 PM |
| Bob450 | $25.00 | $25.00 | 9/29/2010 4:40:17 PM |
| rvfbroker | $25.00 | $25.00 | 9/29/2010 8:03:45 PM |
| missgina | $25.00 | $25.00 | 9/29/2010 8:41:38 PM |
| investment-cluster | $25.00 | $25.00 | 9/29/2010 6:00:06 PM |
| L-vex | $25.00 | $25.00 | 9/29/2010 11:34:53 PM |
| Hutpit | $48.31 | $48.31 | 9/29/2010 11:51:11 PM |
| stock106 | $25.00 | $25.00 | 9/29/2010 11:53:26 PM |
| flwah | $25.00 | $25.00 | 9/29/2010 11:54:21 PM |
| shrewd-peace7 | $50.00 | $50.00 | 9/30/2010 12:11:15 AM |
| zorg77 | $25.00 | $25.00 | 9/29/2010 11:25:34 PM |
| investment-tempo | $25.00 | $25.00 | 9/30/2010 12:12:31 AM |
| GoodScot | $25.00 | $25.00 | 9/29/2010 11:37:10 PM |
| CPAMAN | $25.00 | $25.00 | 9/30/2010 12:28:04 AM |
| loan_doctor | $25.00 | $25.00 | 9/29/2010 11:23:39 PM |
| red-power-pecan | $50.00 | $50.00 | 9/30/2010 12:07:28 AM |
| irrelevant | $25.00 | $25.00 | 9/29/2010 11:54:41 PM |
| affluence-tycoon | $25.00 | $25.00 | 9/30/2010 12:11:18 AM |
| Bank42 | $32.57 | $32.57 | 9/30/2010 4:37:09 AM |
| bondhedger | $25.00 | $25.00 | 9/30/2010 8:13:18 AM |
| Supp0rter | $52.52 | $52.52 | 9/30/2010 7:23:04 AM |
| frogperson | $150.00 | $150.00 | 9/30/2010 8:59:40 AM |
| dime-fighter | $25.00 | $25.00 | 9/30/2010 9:08:51 AM |
| octoberfresh | $25.00 | $25.00 | 9/30/2010 7:55:33 AM |
| MrMoneyBags | $27.00 | $27.00 | 9/30/2010 8:05:46 AM |
| Leshan | $33.33 | $33.33 | 9/30/2010 8:08:52 AM |
| neutrino6 | $25.00 | $25.00 | 9/30/2010 9:39:40 AM |
| dritter | $25.00 | $25.00 | 9/30/2010 9:40:38 AM |
| wise-silver-wonder | $25.00 | $25.00 | 9/30/2010 9:48:29 AM |
| cool_kubera | $50.00 | $50.00 | 9/30/2010 9:50:25 AM |
| BadgerWI | $25.00 | $25.00 | 9/30/2010 9:58:02 AM |
| MoonMama | $25.00 | $25.00 | 9/30/2010 10:03:38 AM |
| vmh20035 | $40.00 | $40.00 | 9/30/2010 11:43:51 AM |
| jazzmusic | $25.00 | $25.00 | 9/30/2010 11:45:28 AM |
| bonus-tent | $25.00 | $25.00 | 9/30/2010 10:47:24 AM |
| sensible-trade | $50.00 | $50.00 | 9/30/2010 12:03:34 PM |
| Prairie-MN | $30.00 | $30.00 | 9/30/2010 11:03:05 AM |
| Brighter_Future | $25.00 | $25.00 | 9/30/2010 1:13:22 PM |
| first-listing-expert | $25.00 | $25.00 | 9/30/2010 11:27:00 AM |
| penny-plato | $25.00 | $25.00 | 9/30/2010 1:30:17 PM |
| ethicalhumanist | $50.00 | $50.00 | 9/30/2010 12:11:52 PM |
| wattboy | $67.44 | $67.44 | 9/30/2010 12:27:48 PM |
| karpman3 | $50.00 | $50.00 | 9/30/2010 12:38:15 PM |
| thankful-dollar6 | $25.00 | $25.00 | 9/30/2010 1:05:02 PM |
| privatebankerva | $25.00 | $25.00 | 9/30/2010 12:48:54 PM |
| extraordinary-transaction | $25.00 | $25.00 | 9/30/2010 1:13:50 PM |
| DasMula | $25.00 | $25.00 | 9/30/2010 1:10:13 PM |
| kegs | $225.00 | $100.88 | 9/30/2010 2:23:27 PM |
| tech310 | $50.00 | $50.00 | 9/23/2010 2:45:30 PM |
| 6moonbeams | $25.00 | $25.00 | 9/23/2010 2:46:18 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 9/23/2010 2:46:51 PM |
| AlexTrep | $25.00 | $25.00 | 9/23/2010 2:44:52 PM |
| Comoparklender | $40.00 | $40.00 | 9/23/2010 2:45:38 PM |
| cash-spark3 | $25.00 | $25.00 | 9/23/2010 11:20:02 PM |
| cash-spark3 | $25.00 | $25.00 | 9/23/2010 11:20:23 PM |
| villagers | $38.41 | $38.41 | 9/24/2010 7:29:05 AM |
| AF-Chief | $25.00 | $25.00 | 9/24/2010 7:32:22 AM |
| rescue | $100.00 | $100.00 | 9/24/2010 12:59:49 PM |
| a-bountiful-trade | $25.00 | $25.00 | 9/24/2010 3:59:53 PM |
| felicity-festival | $25.00 | $25.00 | 9/24/2010 8:17:21 PM |
| ferocious-camaraderi1 | $100.00 | $100.00 | 9/26/2010 11:52:56 AM |
| FinDoc | $25.00 | $25.00 | 9/27/2010 10:46:16 AM |
| bill-mushroom | $25.00 | $25.00 | 9/27/2010 3:57:29 PM |
| ferocious-exchange3 | $50.00 | $50.00 | 9/27/2010 3:59:16 PM |
| the-silver-blaster | $50.00 | $50.00 | 9/27/2010 7:28:26 PM |
| psa1995 | $25.00 | $25.00 | 9/27/2010 8:37:48 PM |
| kegs | $100.00 | $100.00 | 9/28/2010 9:04:17 AM |
| Speculator | $41.77 | $41.77 | 9/28/2010 12:27:36 PM |
| jubilant-auction5 | $25.00 | $25.00 | 9/28/2010 12:27:30 PM |
| treasure-bliss | $50.00 | $50.00 | 9/28/2010 3:31:08 PM |
| new-social-economist | $80.00 | $80.00 | 9/28/2010 3:33:18 PM |
| burrito6 | $25.00 | $25.00 | 9/28/2010 3:34:25 PM |
| lcole32 | $25.00 | $25.00 | 9/28/2010 3:30:06 PM |
| reward-adventure | $30.00 | $30.00 | 9/28/2010 3:32:13 PM |
| GElender | $25.00 | $25.00 | 9/28/2010 3:33:12 PM |
| helping-out | $50.00 | $50.00 | 9/28/2010 3:34:14 PM |
| head | $25.00 | $25.00 | 9/28/2010 3:32:00 PM |
| nicklds | $25.00 | $25.00 | 9/28/2010 6:07:12 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 9/28/2010 7:57:33 PM |
| mercuriant | $25.00 | $25.00 | 9/28/2010 11:24:02 PM |
| laufer32304 | $42.31 | $42.31 | 9/28/2010 11:39:06 PM |
| gallant-economy9 | $400.00 | $400.00 | 9/29/2010 8:38:12 AM |
| BeanCownter | $25.00 | $25.00 | 9/29/2010 9:59:20 AM |
| hopeful-asset9 | $25.00 | $25.00 | 9/29/2010 10:05:10 AM |
| enthralling-deal180 | $95.07 | $95.07 | 9/29/2010 10:05:13 AM |
| richboy56 | $25.00 | $25.00 | 9/29/2010 10:04:57 AM |
| worthy-bid8 | $25.00 | $25.00 | 9/29/2010 10:05:36 AM |
| PatRichi | $25.00 | $25.00 | 9/29/2010 10:05:41 AM |
| platytanz | $25.00 | $25.00 | 9/29/2010 12:31:02 PM |
| funfamilyX4 | $25.00 | $25.00 | 9/29/2010 10:06:53 AM |
| CC911 | $25.00 | $25.00 | 9/29/2010 12:44:49 PM |
| money-bauble | $100.00 | $100.00 | 9/29/2010 11:38:25 AM |
| on_your_side | $25.00 | $25.00 | 9/29/2010 12:30:03 PM |
| kginatl | $50.00 | $50.00 | 9/29/2010 1:02:10 PM |
| IIP77 | $25.00 | $25.00 | 9/29/2010 12:44:36 PM |
| KiwiElf | $30.00 | $30.00 | 9/29/2010 1:25:12 PM |
| finance-magma7 | $100.00 | $100.00 | 9/29/2010 12:45:59 PM |
| inspiring-reward | $39.37 | $39.37 | 9/29/2010 12:45:56 PM |
| missing-link | $25.00 | $25.00 | 9/29/2010 12:46:35 PM |
| lagnisiruk | $25.00 | $25.00 | 9/29/2010 12:47:11 PM |
| YurshotCapital | $26.35 | $26.35 | 9/29/2010 12:48:10 PM |
| friendly-credit2 | $25.00 | $25.00 | 9/29/2010 12:49:31 PM |
| abundant-credit6 | $25.00 | $25.00 | 9/29/2010 12:49:30 PM |
| calinno2 | $50.00 | $50.00 | 9/29/2010 1:02:09 PM |
| lender987654321 | $25.00 | $25.00 | 9/29/2010 1:02:11 PM |
| Whipster | $75.00 | $75.00 | 9/29/2010 1:07:09 PM |
| paradisenow | $25.00 | $25.00 | 9/29/2010 2:32:51 PM |
| persevering | $26.00 | $26.00 | 9/29/2010 2:32:59 PM |
| satisfying-deal5 | $47.81 | $47.81 | 9/29/2010 2:33:00 PM |
| seisen | $38.53 | $38.53 | 9/29/2010 2:33:59 PM |
| three-for-6 | $64.14 | $64.14 | 9/29/2010 2:49:14 PM |
| calm-deal7 | $25.00 | $25.00 | 9/29/2010 3:03:45 PM |
| macgeek | $50.00 | $50.00 | 9/29/2010 4:23:49 PM |
| oreyedoc | $36.05 | $36.05 | 9/29/2010 4:24:57 PM |
| copper | $32.18 | $32.18 | 9/29/2010 11:25:54 PM |
| DER | $31.59 | $31.59 | 9/29/2010 11:37:48 PM |
| Zingaro | $25.00 | $25.00 | 9/29/2010 11:51:28 PM |
| StreetJustice | $29.60 | $29.60 | 9/29/2010 11:52:43 PM |
| Sateesh | $47.72 | $47.72 | 9/29/2010 11:37:50 PM |
| Plotinus | $50.00 | $50.00 | 9/29/2010 11:52:04 PM |
| kscc183 | $25.00 | $25.00 | 9/29/2010 11:36:02 PM |
| mdf | $28.58 | $28.58 | 9/29/2010 11:36:17 PM |
| Rogesparkguy | $25.00 | $25.00 | 9/30/2010 3:48:12 AM |
| Phantom99 | $25.00 | $25.00 | 9/29/2010 11:54:09 PM |
| FeedTheMachine | $100.00 | $100.00 | 9/30/2010 12:12:36 AM |
| teller | $25.00 | $25.00 | 9/30/2010 4:47:19 AM |
| Fahrquar | $25.00 | $25.00 | 9/30/2010 4:52:29 AM |
| ElbowToast | $50.00 | $50.00 | 9/30/2010 5:22:41 AM |
| wonder3 | $25.00 | $25.00 | 9/30/2010 6:01:58 AM |
| E-B | $50.00 | $50.00 | 9/30/2010 3:04:06 AM |
| EBITDA | $25.00 | $25.00 | 9/30/2010 3:39:22 AM |
| social-conductor4 | $25.00 | $25.00 | 9/30/2010 4:47:30 AM |
| DUDE66 | $31.25 | $31.25 | 9/30/2010 6:43:07 AM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:57:43 AM |
| Cre8iveCash | $25.00 | $25.00 | 9/30/2010 9:33:21 AM |
| JoyfulVegetarian | $25.00 | $25.00 | 9/30/2010 9:38:19 AM |
| valiant-liberty4 | $25.00 | $25.00 | 9/30/2010 9:40:28 AM |
| point-xylophone | $25.00 | $25.00 | 9/30/2010 9:39:36 AM |
| leverage-monger | $67.00 | $67.00 | 9/30/2010 9:46:59 AM |
| cathmorcorvus | $50.00 | $50.00 | 9/30/2010 9:44:54 AM |
| marketplace-cello5 | $25.00 | $25.00 | 9/30/2010 9:48:35 AM |
| astute-dollar | $36.91 | $36.91 | 9/30/2010 9:57:50 AM |
| assetmanager | $25.00 | $25.00 | 9/30/2010 9:58:11 AM |
| shrewd-benjamins | $53.68 | $53.68 | 9/30/2010 10:05:49 AM |
| kycats01 | $25.00 | $25.00 | 9/30/2010 10:18:57 AM |
| morecash | $40.00 | $40.00 | 9/30/2010 12:59:57 PM |
| Vans1975 | $27.00 | $27.00 | 9/30/2010 1:11:01 PM |
| punctual-worth | $25.00 | $25.00 | 9/30/2010 12:31:59 PM |
| AM2171 | $25.00 | $25.00 | 9/30/2010 12:50:41 PM |
| larrybird | $200.00 | $200.00 | 9/30/2010 2:17:35 PM |
| MADAOO7 | $50.00 | $50.00 | 9/30/2010 1:33:44 PM |
| cunning-bill | $35.39 | $35.39 | 9/30/2010 2:29:08 PM |
| 206 bids
|
Borrower Payment Dependent Notes Series
477067
This series of Notes was issued and sold upon the funding of the borrower loan #44727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 36.6% |
Auction start date:
| Sep-27-2010 |
| |
Auction end date:
| Oct-04-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $339.27 |
|
Final lender yield:
| 33.90% |
Final borrower rate/APR:
| 34.90% / 38.62% |
Final monthly payment:
| $338.85 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 38.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -4.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 10 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $263 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| madman1 |
Borrower's state:
| Illinois |
Borrower's group:
| NO DELINQZ |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 70 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $24,890.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2009)
580-599
(Dec-2007)
580-599
(Nov-2007)
600-619
(Nov-2006)
|
|
Principal balance:
| $7,117.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 70 | | |
Description
5th Loan-New Kitchen/Consolidation
Purpose of loan:
This loan will be used to? Invest in my home?by?remodeling?kitchen and paydown some major medical bills recently accumulated.
My financial situation:
I am a good candidate for this loan because?I? have make 70 Prosper payments during 48 month period on time and even?made many payments?early. I can afford the monthly payments as I have cared for?5 children and my brother after an accident?for the past 22 years. And, only 3?children remain at home now which reduces our future expenditures and?allows me?to invest?& care for?myself?and?my wife for a change.
Monthly net income: $ 6,600
Monthly expenses: $?4,700
??Housing: $?1,925
??Insurance: $ 340
??Car expenses: $200
??Utilities: $ 680
??Phone, cable, internet: $250
??Food, entertainment: $ 650
??Clothing, household expenses $120
??Credit cards and other loans: $ 15
??Other Expenses: 520
I have made 70 payments over 48 month period on loans made since joining Prosper?in October 2006 have been on time. To date I have borrowed?a total of $24,890 from them which would?make me?an excellent candidate?for this loan?since?I have?never?been?late. I have paid off one $10,000 loan and?paid down a?$8,500 loan with Prosper over the past?4 years. So, there should be no problem in?my ability to pay off this loan in a timely manner and?enjoy an updated?home & medical bills paid in full for my efforts. Since we cared for 5 children and had guardianship of my brother for over 22 years, and now we are left with only 3 children?at home?our expenditures will be greatly reduced this year. And, now our home, being our sanctuary would be a nice gesture to?remodel?one room?in devotion to my wife, who is very loyal, devoted and endearing to our family.?An approved loan?would help us to receive back just a little of what has been unconditionally given in love and finances by rebuilding the room she loves the most. And?I would like?to thank all of you for allowing us?to receive back?a meaningful reward?by approving this loan to remodel the kitchen which means a great deal to me and helps me give back just a little of what my wife has?given over the many caring years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Thanks for letting me know about your new loan. I hope my bid helps a bit. - Johnab
A:
I would love to get my 5th Prosper loan as he previous 4 loans were paid on time every time. And, now this loan that you helped me with will do more for my family than any previous loan I have paid on faithfully. Thank you for helping my family enjoy the fruits of my labor as this loan will pay off several hideous payday loans as well as the remodeling work promised me at a discount.
(Sep-30-2010)
Q:
Jguide may want to bid if you contact him. - Johnab
A:
Jguide please bid on my listing. You will not regret it. There will be no late payments with me and you'll have the best interest rate possible. I am a loyal Prosper client as I have been with them almost from the start in March 2006.
(Sep-30-2010)
Q:
I bid @ 15%. 5th loan perfect payment history. To many people bidding on the Stars. Prospers shows HR but payment history is a A.
Good luck i hope people give you a break on %. - FallonCredit
A:
I appreciate your bid @ 15% as I do have an excellent payment history over 4 straight years with Prosper. And, it would be a nice reward to have my interest rate lowered significant to accommodate this loyal and trustworthy handling of my payment history. Thank you for your generous giving and kind words which I hope may entice others to help bid down my rate in the next few hours ending.
(Oct-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RainyDayFunds | $25.00 | $25.00 | 9/28/2010 11:22:55 PM |
| myutmost | $100.00 | $100.00 | 9/29/2010 5:15:27 AM |
| SFBank | $300.00 | $300.00 | 9/30/2010 6:58:35 PM |
| halothane_logic | $46.91 | $46.91 | 10/1/2010 8:12:03 AM |
| Income-Scout | $225.00 | $225.00 | 10/1/2010 12:01:04 PM |
| Moe87 | $25.00 | $25.00 | 10/2/2010 9:04:29 PM |
| Aberdeen | $500.00 | $500.00 | 10/3/2010 7:22:59 PM |
| fabulous-community4 | $25.00 | $25.00 | 10/3/2010 6:07:49 PM |
| Aberdeen | $400.00 | $400.00 | 10/3/2010 7:22:59 PM |
| YoungTaxMan | $25.00 | $25.00 | 10/3/2010 7:28:37 PM |
| loss-of-control | $25.00 | $25.00 | 10/3/2010 8:07:54 PM |
| Aberdeen | $400.00 | $400.00 | 10/3/2010 7:22:45 PM |
| YoungTaxMan | $356.25 | $356.25 | 10/3/2010 7:41:26 PM |
| AlexTrep | $25.00 | $25.00 | 10/3/2010 11:58:09 PM |
| mrreynol | $26.00 | $26.00 | 10/3/2010 8:41:25 PM |
| malar | $50.00 | $50.00 | 10/3/2010 9:01:15 PM |
| green-rapid-openness | $50.00 | $50.00 | 10/3/2010 9:01:54 PM |
| FallonCredit | $35.19 | $35.19 | 10/4/2010 6:54:00 AM |
| eboomer2611 | $25.00 | $25.00 | 10/4/2010 4:52:54 AM |
| chameleon125 | $150.00 | $150.00 | 10/4/2010 7:49:56 AM |
| credit-missile | $25.00 | $25.00 | 10/4/2010 8:32:51 AM |
| bmw2 | $80.00 | $80.00 | 10/4/2010 7:54:31 AM |
| reflective-rupee | $400.00 | $400.00 | 10/4/2010 8:18:56 AM |
| Leshan | $25.00 | $25.00 | 10/4/2010 8:01:48 AM |
| CACO_Bank | $25.00 | $25.00 | 10/4/2010 8:28:47 AM |
| credit-missile | $25.00 | $25.00 | 10/4/2010 8:34:13 AM |
| atlas100 | $50.00 | $50.00 | 10/4/2010 8:46:19 AM |
| Paxman84 | $25.00 | $25.00 | 10/4/2010 10:38:18 AM |
| Bob450 | $25.00 | $25.00 | 10/4/2010 11:42:15 AM |
| Lubava | $25.00 | $25.00 | 10/4/2010 1:37:27 PM |
| return-grizzly | $100.00 | $100.00 | 10/4/2010 1:16:59 PM |
| Kash2010lu | $25.00 | $25.00 | 10/4/2010 2:55:20 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/4/2010 3:13:41 PM |
| Engineer44 | $25.00 | $25.00 | 10/4/2010 3:17:56 PM |
| Belair_Advisors | $25.00 | $25.00 | 10/4/2010 2:51:47 PM |
| Kash2010lu | $50.00 | $50.00 | 9/27/2010 6:36:41 PM |
| WonByOne | $50.00 | $50.00 | 9/28/2010 11:12:08 AM |
| reflective-rupee | $375.00 | $375.00 | 9/29/2010 10:13:34 AM |
| UCLA4life | $47.21 | $47.21 | 9/29/2010 1:42:03 PM |
| Johnab | $50.00 | $50.00 | 9/30/2010 9:59:34 AM |
| currency-bumblebee | $50.00 | $50.00 | 9/30/2010 2:14:46 PM |
| NekHoldings | $25.00 | $25.00 | 10/1/2010 5:37:33 AM |
| halothane_logic | $50.00 | $50.00 | 10/1/2010 8:11:04 AM |
| eod_man | $150.00 | $150.00 | 10/1/2010 9:56:48 AM |
| blitzen40 | $25.00 | $25.00 | 10/2/2010 8:52:29 PM |
| supreme-hope | $25.00 | $25.00 | 10/2/2010 10:34:27 PM |
| icanhasloanz | $50.00 | $50.00 | 10/2/2010 9:12:22 PM |
| Aberdeen | $400.00 | $400.00 | 10/3/2010 7:22:46 PM |
| Aberdeen | $500.00 | $500.00 | 10/3/2010 7:22:54 PM |
| Aberdeen | $400.00 | $400.00 | 10/3/2010 7:22:55 PM |
| Aberdeen | $400.00 | $400.00 | 10/3/2010 7:23:00 PM |
| diversification-maple1 | $25.00 | $25.00 | 10/3/2010 7:59:16 PM |
| green-rapid-openness | $50.00 | $50.00 | 10/3/2010 9:01:28 PM |
| genuine-integrity0 | $25.00 | $25.00 | 10/4/2010 3:31:14 AM |
| SolarMoonshine | $25.00 | $25.00 | 10/4/2010 3:46:49 AM |
| loanman2007 | $300.00 | $300.00 | 10/4/2010 5:40:14 AM |
| mikeandcat | $100.00 | $100.00 | 10/4/2010 8:24:15 AM |
| credit-missile | $25.00 | $25.00 | 10/4/2010 8:32:17 AM |
| credit-missile | $25.00 | $25.00 | 10/4/2010 8:33:16 AM |
| Spkthewrd3 | $25.00 | $25.00 | 10/4/2010 9:14:49 AM |
| Iceman1347 | $25.00 | $25.00 | 10/4/2010 9:30:46 AM |
| Astyanax | $200.00 | $200.00 | 10/4/2010 10:02:22 AM |
| FinanceEngine | $25.00 | $25.00 | 10/4/2010 11:28:07 AM |
| payout-reaction740 | $25.00 | $25.00 | 10/4/2010 11:14:57 AM |
| LittleMingo | $25.00 | $25.00 | 10/4/2010 11:45:31 AM |
| RecoveryLender | $25.00 | $25.00 | 10/4/2010 10:54:07 AM |
| gothampark | $25.00 | $25.00 | 10/4/2010 12:43:38 PM |
| moola-monger9 | $50.00 | $50.00 | 10/4/2010 12:29:17 PM |
| DasMula | $25.00 | $25.00 | 10/4/2010 2:17:25 PM |
| mikeandcat | $100.00 | $100.00 | 10/4/2010 2:51:53 PM |
| PrincessGrace33 | $100.00 | $8.44 | 10/4/2010 3:17:25 PM |
| 71 bids
|
Borrower Payment Dependent Notes Series
477173
This series of Notes was issued and sold upon the funding of the borrower loan #44693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.7% |
Auction start date:
| Sep-27-2010 |
| |
Auction end date:
| Oct-04-2010 |
|
|
Starting lender yield:
| 22.65% |
Starting borrower rate/APR:
| 23.65% / 27.12% |
Starting monthly payment:
| $585.74 |
|
Final lender yield:
| 22.65% |
Final borrower rate/APR:
| 23.65% / 27.12% |
Final monthly payment:
| $585.74 |
| |
|
Auction yield range:
| 7.79% - 22.65% |
Estimated loss impact:
| 9.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 800-819 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 15y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,368 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cash-horse0 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting out of debt
Purpose of loan:
This loan will be used to consolidate credit card debt.?
My financial situation:
I am a good candidate for this loan because I am a small business owner - court reporting agency owner and court reporter and am able to repay this loan on a timely basis.? I had a bad year financially in 2009 because of divorce, but am now back to and have exceeded my pre-divorce combined household income.
Monthly net income: $ 10,000
Monthly expenses: $
??Housing: $1600
??Insurance: $ 1000
??Car expenses: $ 500
??Utilities: $?500
??Phone, cable, internet: $ 200
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $?2300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Weaverville | $25.00 | $25.00 | 9/27/2010 3:22:41 PM |
| rescue | $100.00 | $100.00 | 9/27/2010 3:22:09 PM |
| schpere | $75.00 | $75.00 | 9/27/2010 3:27:21 PM |
| money-bauble | $100.00 | $100.00 | 9/27/2010 3:20:57 PM |
| sociallender | $25.00 | $25.00 | 9/27/2010 3:28:58 PM |
| thrifty-capital | $35.00 | $35.00 | 9/27/2010 3:24:19 PM |
| DRA-Properties | $25.00 | $25.00 | 9/27/2010 3:32:17 PM |
| troile | $25.00 | $25.00 | 9/27/2010 3:28:49 PM |
| AF-Chief | $50.00 | $50.00 | 9/27/2010 3:29:42 PM |
| handshake5 | $100.00 | $100.00 | 9/27/2010 3:33:46 PM |
| mtquan | $25.00 | $25.00 | 9/27/2010 3:34:48 PM |
| shmb6508 | $100.00 | $100.00 | 9/27/2010 3:35:54 PM |
| jigsaw | $100.00 | $100.00 | 9/27/2010 3:33:58 PM |
| simplelender80 | $250.00 | $250.00 | 9/27/2010 3:33:01 PM |
| authentic-liberty7 | $50.00 | $50.00 | 9/27/2010 3:33:34 PM |
| GElender | $75.00 | $75.00 | 9/27/2010 3:37:24 PM |
| dollardave | $100.00 | $100.00 | 9/27/2010 3:42:14 PM |
| icecoldcash | $50.00 | $50.00 | 9/27/2010 3:42:30 PM |
| mike_banker | $50.00 | $50.00 | 9/27/2010 3:40:06 PM |
| MarinLoans | $25.00 | $25.00 | 9/27/2010 3:47:01 PM |
| gold-channel2 | $150.00 | $150.00 | 9/27/2010 3:41:18 PM |
| jdwillcox | $50.00 | $50.00 | 9/27/2010 3:49:50 PM |
| ferocious-camaraderi1 | $100.00 | $100.00 | 9/27/2010 3:48:42 PM |
| Dowanhill | $50.00 | $50.00 | 9/27/2010 3:57:41 PM |
| inforapenny | $50.00 | $50.00 | 9/27/2010 3:51:22 PM |
| NorthernFunds | $50.00 | $50.00 | 9/27/2010 3:54:41 PM |
| herbyman | $50.00 | $50.00 | 9/27/2010 3:53:20 PM |
| george_kaplan | $50.00 | $50.00 | 9/27/2010 4:13:53 PM |
| tech310 | $50.00 | $50.00 | 9/27/2010 4:14:32 PM |
| meteoric-trade | $25.00 | $25.00 | 9/27/2010 6:47:29 PM |
| ptjg | $25.00 | $25.00 | 9/27/2010 6:08:01 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/27/2010 6:13:12 PM |
| psa1995 | $50.00 | $50.00 | 9/27/2010 8:37:28 PM |
| fairness-champ7 | $25.00 | $25.00 | 9/27/2010 11:33:16 PM |
| nycfinance | $25.00 | $25.00 | 9/27/2010 11:52:22 PM |
| InvestorPartners | $25.00 | $25.00 | 9/28/2010 12:05:46 AM |
| visionary-community | $25.00 | $25.00 | 9/28/2010 12:47:24 AM |
| chestnut4 | $25.00 | $25.00 | 9/28/2010 12:47:39 AM |
| srilm | $25.00 | $25.00 | 9/28/2010 12:05:48 AM |
| runner262 | $25.00 | $25.00 | 9/27/2010 11:24:38 PM |
| helpinghand63 | $50.00 | $50.00 | 9/28/2010 12:20:12 AM |
| the-profit-oracle | $25.00 | $25.00 | 9/27/2010 11:25:50 PM |
| UT-Longhorn | $25.00 | $25.00 | 9/28/2010 12:43:42 AM |
| lendme2 | $29.69 | $29.69 | 9/28/2010 12:05:41 AM |
| Tradesmanlender | $25.00 | $25.00 | 9/28/2010 12:20:23 AM |
| uncleharold | $25.00 | $25.00 | 9/28/2010 12:43:46 AM |
| CAGE-Investments | $25.00 | $25.00 | 9/28/2010 12:47:32 AM |
| spy0 | $25.00 | $25.00 | 9/28/2010 6:13:16 AM |
| octoberfresh | $25.00 | $25.00 | 9/28/2010 7:02:34 AM |
| contract-high-five | $50.00 | $50.00 | 9/28/2010 3:46:38 AM |
| bxdoc | $48.78 | $48.78 | 9/28/2010 7:27:12 AM |
| FinDoc | $25.00 | $25.00 | 9/28/2010 6:13:01 AM |
| shrewd-peace7 | $35.29 | $35.29 | 9/28/2010 6:38:47 AM |
| lendstats_com | $200.00 | $200.00 | 9/28/2010 7:05:49 AM |
| natural-affluence6 | $50.00 | $50.00 | 9/28/2010 9:38:31 AM |
| red-robust-rupee | $25.00 | $25.00 | 9/28/2010 9:37:34 AM |
| atwaterville | $50.00 | $50.00 | 9/28/2010 12:47:46 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/28/2010 5:47:09 PM |
| GeorgiaGator | $25.00 | $25.00 | 9/28/2010 4:20:48 PM |
| currency-shaker16 | $25.00 | $25.00 | 9/28/2010 4:18:54 PM |
| mtp | $50.00 | $50.00 | 9/28/2010 10:37:55 PM |
| skuba | $50.00 | $50.00 | 9/29/2010 12:32:26 AM |
| SimpleChoice | $25.00 | $25.00 | 9/28/2010 8:47:09 PM |
| poolshark72 | $25.00 | $25.00 | 9/28/2010 11:47:47 PM |
| capital-duckling | $25.00 | $25.00 | 9/29/2010 8:02:38 AM |
| gallant-economy9 | $400.00 | $400.00 | 9/29/2010 8:38:00 AM |
| efficient-treasure0 | $25.00 | $25.00 | 9/29/2010 12:46:59 PM |
| JohnGalt79 | $100.00 | $100.00 | 9/29/2010 1:47:43 PM |
| Katieo | $25.00 | $25.00 | 9/29/2010 2:33:37 PM |
| katnmouse | $25.00 | $25.00 | 9/29/2010 3:18:22 PM |
| Mark-O-Polo | $25.00 | $25.00 | 9/29/2010 2:56:10 PM |
| greenbackapult9 | $50.00 | $50.00 | 9/29/2010 4:24:54 PM |
| christifa | $25.00 | $25.00 | 9/29/2010 4:32:22 PM |
| a-power-amigo | $25.00 | $25.00 | 9/29/2010 4:24:35 PM |
| reflective-rupee | $500.00 | $500.00 | 9/29/2010 5:20:48 PM |
| worthy-bid8 | $65.45 | $65.45 | 9/29/2010 9:33:02 PM |
| peb44 | $25.00 | $25.00 | 9/29/2010 11:58:14 PM |
| KiwiElf | $35.00 | $35.00 | 9/29/2010 11:25:48 PM |
| Whipster | $75.00 | $75.00 | 9/29/2010 11:40:59 PM |
| teller | $50.00 | $50.00 | 9/30/2010 4:37:37 AM |
| harmonious-moola7 | $50.00 | $50.00 | 9/30/2010 4:37:47 AM |
| upbeat-investment9 | $50.00 | $50.00 | 9/30/2010 6:12:07 AM |
| Investoman | $25.00 | $25.00 | 9/30/2010 5:17:16 AM |
| thoughtful-community7 | $25.00 | $25.00 | 9/30/2010 8:43:24 AM |
| credit-vinyl | $25.00 | $25.00 | 9/30/2010 9:37:43 AM |
| well-rounded-dinero | $25.00 | $25.00 | 9/30/2010 7:58:43 AM |
| MoonMama | $25.00 | $25.00 | 9/30/2010 10:03:23 AM |
| ScottW | $25.00 | $25.00 | 9/30/2010 9:41:08 AM |
| Geldmeister | $50.00 | $50.00 | 9/30/2010 9:50:33 AM |
| fairness-kayak | $50.00 | $50.00 | 9/30/2010 1:14:00 PM |
| lend_to_you | $25.00 | $25.00 | 9/30/2010 1:24:55 PM |
| morecash | $25.00 | $25.00 | 9/30/2010 12:47:06 PM |
| gravity3 | $25.00 | $25.00 | 9/30/2010 3:42:57 PM |
| the-silver-blaster | $50.00 | $50.00 | 9/30/2010 3:04:14 PM |
| bowdish1 | $50.00 | $37.29 | 9/30/2010 4:47:13 PM |
| dedicated-bid1 | $25.00 | $25.00 | 9/30/2010 3:42:58 PM |
| sassykatty | $26.71 | $26.71 | 9/30/2010 3:43:20 PM |
| nickel-hickory | $25.00 | $25.00 | 9/30/2010 3:43:51 PM |
| bigdogsafety1 | $25.00 | $25.00 | 9/30/2010 3:44:15 PM |
| lamcat2000 | $25.00 | $25.00 | 9/30/2010 4:56:53 PM |
| SFBank | $200.00 | $200.00 | 9/30/2010 7:00:56 PM |
| Katburg | $35.00 | $35.00 | 10/1/2010 6:13:46 AM |
| thebiggestnagger | $51.59 | $51.59 | 10/1/2010 9:03:14 AM |
| citytreker | $40.00 | $40.00 | 10/1/2010 10:33:27 AM |
| heatherwood | $50.00 | $50.00 | 10/1/2010 10:22:58 AM |
| leverage-monger | $25.00 | $25.00 | 10/1/2010 1:40:05 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/1/2010 2:52:22 PM |
| CASSHMAN | $75.00 | $75.00 | 10/1/2010 5:25:24 PM |
| sgt-schultz | $25.00 | $25.00 | 10/1/2010 6:47:22 PM |
| Quid-Pro-Quo | $27.95 | $27.95 | 10/1/2010 9:38:47 PM |
| felicity-festival | $25.00 | $25.00 | 10/2/2010 12:39:23 AM |
| CERTIFIED | $100.00 | $100.00 | 10/2/2010 7:56:56 AM |
| mbf2234 | $25.00 | $25.00 | 10/2/2010 8:17:40 AM |
| csak13 | $25.00 | $25.00 | 10/2/2010 1:32:59 PM |
| bonbon224 | $50.00 | $50.00 | 10/2/2010 1:03:02 PM |
| CornerKetch | $25.00 | $25.00 | 10/2/2010 4:58:47 PM |
| scout124 | $25.00 | $25.00 | 10/2/2010 4:31:49 PM |
| diversification-maple1 | $25.00 | $25.00 | 10/3/2010 2:57:15 AM |
| jdnyguy | $100.00 | $100.00 | 10/3/2010 5:52:30 AM |
| spiff666 | $25.00 | $25.00 | 10/3/2010 9:27:46 AM |
| lucrative-coin | $100.00 | $100.00 | 10/3/2010 6:28:55 PM |
| MattProsper | $60.00 | $60.00 | 10/3/2010 6:55:15 PM |
| red-ready-principal | $25.00 | $25.00 | 10/3/2010 7:25:18 PM |
| loss-of-control | $50.00 | $50.00 | 10/3/2010 8:10:23 PM |
| bnl42 | $28.55 | $28.55 | 10/3/2010 8:02:39 PM |
| SkyLoan | $25.00 | $25.00 | 10/3/2010 9:57:14 PM |
| credit-missile | $25.00 | $25.00 | 10/4/2010 8:20:17 AM |
| credit-missile | $25.00 | $25.00 | 10/4/2010 8:19:21 AM |
| Astyanax | $100.00 | $100.00 | 10/4/2010 10:07:50 AM |
| bold-attentive-listing | $25.00 | $25.00 | 10/4/2010 9:22:49 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 10/4/2010 10:21:02 AM |
| greekgst99 | $25.00 | $25.00 | 10/4/2010 9:34:43 AM |
| Mindful7 | $25.00 | $25.00 | 10/4/2010 12:04:05 PM |
| mpatrick | $25.00 | $25.00 | 10/4/2010 11:10:39 AM |
| dinero-vista2 | $25.00 | $25.00 | 10/4/2010 12:06:03 PM |
| power-secret-agent | $25.00 | $25.00 | 10/4/2010 1:29:07 PM |
| shrewd-income | $50.00 | $50.00 | 10/4/2010 1:37:12 PM |
| Nerdster1 | $25.01 | $25.01 | 10/4/2010 2:50:40 PM |
| easylivin | $25.00 | $25.00 | 10/4/2010 2:52:57 PM |
| new-social-economist | $50.00 | $50.00 | 10/4/2010 3:18:16 PM |
| houli123 | $1,500.00 | $1,500.00 | 10/4/2010 3:14:20 PM |
| Tc11902 | $25.00 | $25.00 | 9/27/2010 3:20:54 PM |
| agiovasil | $25.00 | $25.00 | 9/27/2010 3:20:58 PM |
| agiovasil | $50.00 | $50.00 | 9/27/2010 3:25:43 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/27/2010 3:30:30 PM |
| BabyLender | $25.00 | $25.00 | 9/27/2010 3:31:05 PM |
| radforj22 | $25.00 | $25.00 | 9/27/2010 3:28:01 PM |
| first-listing-expert | $25.00 | $25.00 | 9/27/2010 3:35:16 PM |
| Gabriel02 | $25.00 | $25.00 | 9/27/2010 3:36:01 PM |
| maldok1 | $25.00 | $25.00 | 9/27/2010 3:36:35 PM |
| generous-deal6 | $50.00 | $50.00 | 9/27/2010 3:34:32 PM |
| ichibon | $150.00 | $150.00 | 9/27/2010 3:35:04 PM |
| soheagle | $50.00 | $50.00 | 9/27/2010 3:33:17 PM |
| mla | $25.00 | $25.00 | 9/27/2010 3:38:53 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/27/2010 3:33:54 PM |
| jazzlender | $25.00 | $25.00 | 9/27/2010 3:36:21 PM |
| pfh | $25.00 | $25.00 | 9/27/2010 3:34:14 PM |
| peripatetic | $25.00 | $25.00 | 9/27/2010 3:34:23 PM |
| top-courteous-peso | $50.00 | $50.00 | 9/27/2010 3:36:48 PM |
| bid-czar8 | $100.00 | $100.00 | 9/27/2010 3:34:45 PM |
| CasaDeTomas | $100.00 | $100.00 | 9/27/2010 3:36:11 PM |
| Tomeus | $75.00 | $75.00 | 9/27/2010 3:36:30 PM |
| bountiful-durability | $100.00 | $100.00 | 9/27/2010 3:42:49 PM |
| orgy63 | $25.00 | $25.00 | 9/27/2010 3:39:50 PM |
| papaloha | $25.00 | $25.00 | 9/27/2010 3:43:35 PM |
| Interstate_Rate | $100.00 | $100.00 | 9/27/2010 3:45:13 PM |
| powerful-finance7 | $25.00 | $25.00 | 9/27/2010 3:44:27 PM |
| b-rent | $25.00 | $25.00 | 9/27/2010 3:45:31 PM |
| danthemon35 | $25.00 | $25.00 | 9/27/2010 3:49:09 PM |
| 6moonbeams | $100.00 | $100.00 | 9/27/2010 3:51:45 PM |
| lovely-order7 | $50.00 | $50.00 | 9/27/2010 4:11:06 PM |
| kmr2 | $200.00 | $200.00 | 9/27/2010 4:27:25 PM |
| riproaringrapids | $25.00 | $25.00 | 9/27/2010 6:09:29 PM |
| williemc44 | $50.00 | $50.00 | 9/27/2010 6:12:02 PM |
| Bank_Of_XL | $100.00 | $100.00 | 9/27/2010 5:40:24 PM |
| atomantic | $25.00 | $25.00 | 9/27/2010 7:18:47 PM |
| inspired-agreement | $50.00 | $50.00 | 9/27/2010 11:26:02 PM |
| trustworthy-fairness | $50.00 | $50.00 | 9/28/2010 12:47:18 AM |
| tylerfd | $25.00 | $25.00 | 9/28/2010 12:05:49 AM |
| boater01 | $50.00 | $50.00 | 9/28/2010 12:20:15 AM |
| jdrez | $25.00 | $25.00 | 9/28/2010 12:00:51 AM |
| NDFIRTH | $50.00 | $50.00 | 9/28/2010 5:08:39 AM |
| gethsemane4 | $25.00 | $25.00 | 9/28/2010 5:08:49 AM |
| SolarMoonshine | $25.00 | $25.00 | 9/28/2010 3:52:25 AM |
| tranquil-return4 | $25.00 | $25.00 | 9/28/2010 12:47:28 AM |
| larrybird | $150.00 | $150.00 | 9/28/2010 8:57:08 AM |
| JustMee | $25.00 | $25.00 | 9/28/2010 6:33:09 AM |
| life-is-great | $25.85 | $25.85 | 9/28/2010 10:37:10 AM |
| ponbiki | $25.00 | $25.00 | 9/28/2010 9:23:12 AM |
| kegs | $150.00 | $150.00 | 9/28/2010 9:03:58 AM |
| peso-genome | $50.00 | $50.00 | 9/28/2010 10:02:45 AM |
| mercuriant | $25.00 | $25.00 | 9/28/2010 3:28:57 PM |
| hershey88 | $53.63 | $53.63 | 9/28/2010 3:40:52 PM |
| SFBank | $300.00 | $300.00 | 9/28/2010 6:40:55 PM |
| careful-compassion | $25.00 | $25.00 | 9/28/2010 4:55:27 PM |
| nicklds | $25.00 | $25.00 | 9/28/2010 6:07:20 PM |
| peace-maximizer8 | $25.00 | $25.00 | 9/28/2010 7:28:13 PM |
| auction-seeker | $25.00 | $25.00 | 9/28/2010 8:08:04 PM |
| economy-popcorn | $25.00 | $25.00 | 9/29/2010 6:06:43 AM |
| objective-investor | $100.00 | $100.00 | 9/29/2010 11:09:19 AM |
| Moneypenny6 | $25.00 | $25.00 | 9/29/2010 11:45:37 AM |
| marketplace-cello5 | $44.05 | $44.05 | 9/29/2010 10:14:14 AM |
| Superc0ld | $50.00 | $50.00 | 9/29/2010 12:17:25 PM |
| gracej | $25.00 | $25.00 | 9/29/2010 2:55:50 PM |
| Comoparklender | $25.72 | $25.72 | 9/29/2010 3:52:20 PM |
| irrelevant | $25.00 | $25.00 | 9/29/2010 4:24:22 PM |
| Premierelender | $25.00 | $25.00 | 9/29/2010 5:02:14 PM |
| patriot897 | $30.59 | $30.59 | 9/29/2010 4:24:44 PM |
| ramsba | $38.33 | $38.33 | 9/29/2010 7:32:25 PM |
| laufer32304 | $51.88 | $51.88 | 9/29/2010 11:38:08 PM |
| equitable-peace9 | $25.00 | $25.00 | 9/29/2010 9:03:36 PM |
| Digger54 | $34.72 | $34.72 | 9/29/2010 9:24:15 PM |
| hope-hickory | $25.00 | $25.00 | 9/30/2010 12:08:59 AM |
| Slipps | $25.00 | $25.00 | 9/29/2010 9:42:42 PM |
| bold-principal-thinker | $25.00 | $25.00 | 9/30/2010 12:06:50 AM |
| Cheburashka | $25.00 | $25.00 | 9/30/2010 5:23:36 AM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:48:53 AM |
| iolaire | $25.00 | $25.00 | 9/30/2010 7:08:48 AM |
| frogperson | $150.00 | $150.00 | 9/30/2010 8:57:55 AM |
| cool_kubera | $50.00 | $50.00 | 9/30/2010 9:50:18 AM |
| JoyfulVegetarian | $25.00 | $25.00 | 9/30/2010 9:37:58 AM |
| trade-caper | $25.00 | $25.00 | 9/30/2010 9:39:09 AM |
| yield-aurora | $25.00 | $25.00 | 9/30/2010 9:39:31 AM |
| 108lender | $200.00 | $200.00 | 9/30/2010 11:17:46 AM |
| mmckune | $25.00 | $25.00 | 9/30/2010 11:33:41 AM |
| integrity-doctor | $100.00 | $100.00 | 9/30/2010 12:56:51 PM |
| abundant-credit6 | $25.00 | $25.00 | 9/30/2010 1:53:23 PM |
| techs | $25.00 | $25.00 | 9/30/2010 3:42:32 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 9/30/2010 9:12:47 PM |
| dime-futurist | $25.00 | $25.00 | 9/30/2010 10:00:43 PM |
| KDW08 | $25.00 | $25.00 | 9/30/2010 9:31:01 PM |
| trumpeter5 | $50.00 | $50.00 | 10/1/2010 8:44:35 AM |
| liquorman | $25.29 | $25.29 | 10/1/2010 10:38:45 AM |
| patriot384 | $240.00 | $240.00 | 10/1/2010 2:44:46 PM |
| RecoveryLender | $26.70 | $26.70 | 10/1/2010 3:39:19 PM |
| IeatatWendys | $25.00 | $25.00 | 10/1/2010 3:28:26 PM |
| mmczech76 | $50.00 | $50.00 | 10/1/2010 7:24:30 PM |
| loan-adventurer7 | $50.00 | $50.00 | 10/2/2010 12:51:53 AM |
| Hadrian | $50.00 | $50.00 | 10/2/2010 7:08:32 AM |
| rtb892 | $27.30 | $27.30 | 10/2/2010 6:23:13 AM |
| kttalamo | $25.00 | $25.00 | 10/2/2010 9:10:48 AM |
| Karey | $25.00 | $25.00 | 10/2/2010 12:52:42 PM |
| Jester8967 | $50.00 | $50.00 | 10/2/2010 1:52:43 PM |
| wwwUniversal | $25.00 | $25.00 | 10/2/2010 4:58:43 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/2/2010 4:59:21 PM |
| 350DGRZ | $25.00 | $25.00 | 10/2/2010 5:27:47 PM |
| debt-patriot | $25.00 | $25.00 | 10/3/2010 8:49:18 AM |
| squarebob | $100.00 | $100.00 | 10/3/2010 11:53:49 AM |
| d_grbg | $25.00 | $25.00 | 10/3/2010 8:12:49 PM |
| AlexTrep | $25.00 | $25.00 | 10/3/2010 11:59:25 PM |
| credit-missile | $25.00 | $25.00 | 10/4/2010 8:19:50 AM |
| STLRacer | $25.00 | $25.00 | 10/4/2010 6:09:34 AM |
| toomanyfishtanks | $43.53 | $43.53 | 10/4/2010 9:02:04 AM |
| credit-missile | $25.00 | $25.00 | 10/4/2010 8:36:26 AM |
| credit-missile | $25.00 | $25.00 | 10/4/2010 8:39:22 AM |
| _NaLNaBB | $300.00 | $300.00 | 10/4/2010 9:34:51 AM |
| dough-hammock | $25.00 | $25.00 | 10/4/2010 10:10:53 AM |
| Bob450 | $25.00 | $25.00 | 10/4/2010 11:41:10 AM |
| DasMula | $25.00 | $25.00 | 10/4/2010 10:59:15 AM |
| ChewyZ | $25.00 | $25.00 | 10/4/2010 12:05:38 PM |
| moola-monger9 | $95.00 | $95.00 | 10/4/2010 12:31:16 PM |
| malomar66 | $56.10 | $56.10 | 10/4/2010 11:58:08 AM |
| Daubertoo | $25.00 | $25.00 | 10/4/2010 2:20:05 PM |
| EntGuy | $25.00 | $25.00 | 10/4/2010 2:47:56 PM |
| wealth-samaritan2 | $25.00 | $25.00 | 10/4/2010 2:50:49 PM |
| Engineer44 | $25.00 | $25.00 | 10/4/2010 3:18:18 PM |
| 266 bids
|
Borrower Payment Dependent Notes Series
477287
This series of Notes was issued and sold upon the funding of the borrower loan #44696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.5% |
Auction start date:
| Sep-27-2010 |
| |
Auction end date:
| Oct-04-2010 |
|
|
Starting lender yield:
| 10.15% |
Starting borrower rate/APR:
| 11.15% / 13.27% |
Starting monthly payment:
| $492.15 |
|
Final lender yield:
| 10.15% |
Final borrower rate/APR:
| 11.15% / 13.27% |
Final monthly payment:
| $492.15 |
| |
|
Auction yield range:
| 3.79% - 10.15% |
Estimated loss impact:
| 3.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-799 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,461 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| melodious-diversification7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
20s bungalow master suite addition
Purpose of loan:
This loan will be used to supplement a whole house renovation of a 1929 bungalow in the heart of Atlanta, GA. The house is currently a 3 bedroom 1 bath house and will be a 3/2 when completed with an additional 500+ square feet added. The house had the original roof, which was damaged by fire long ago, so I saw this as an opportunity to modernize the property, add a walk-in closet, and upgrade the house's energy efficiency. The project is approximately 1/3 complete, but the original general contractor hired abandoned this project due to bankruptcy. We are set to resume work this week and should be done by Q1 2011 latest.
My financial situation is solid; this house renovation is being financed by savings and mortgage. I work for a rapidly growing lifestyle apparel brand and have been there for more than 5 years.
I am a good candidate for this loan because I am honest and conscientious. Thanks for looking!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| agiovasil | $25.00 | $25.00 | 9/27/2010 3:20:24 PM |
| rescue | $100.00 | $100.00 | 9/27/2010 3:22:12 PM |
| Weaverville | $25.00 | $25.00 | 9/27/2010 3:22:40 PM |
| AF-Chief | $50.00 | $50.00 | 9/27/2010 3:29:43 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/27/2010 3:30:29 PM |
| radforj22 | $25.00 | $25.00 | 9/27/2010 3:28:02 PM |
| soheagle | $50.00 | $50.00 | 9/27/2010 3:33:18 PM |
| authentic-liberty7 | $50.00 | $50.00 | 9/27/2010 3:33:35 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/27/2010 3:33:55 PM |
| pfh | $25.00 | $25.00 | 9/27/2010 3:34:15 PM |
| money-bauble | $50.00 | $50.00 | 9/27/2010 3:37:09 PM |
| shmb6508 | $100.00 | $100.00 | 9/27/2010 3:35:55 PM |
| Gabriel02 | $25.00 | $25.00 | 9/27/2010 3:36:02 PM |
| maldok1 | $25.00 | $25.00 | 9/27/2010 3:36:33 PM |
| peripatetic | $25.00 | $25.00 | 9/27/2010 3:34:24 PM |
| generous-deal6 | $50.00 | $50.00 | 9/27/2010 3:34:34 PM |
| bid-czar8 | $100.00 | $100.00 | 9/27/2010 3:34:46 PM |
| natural-affluence4 | $25.00 | $25.00 | 9/27/2010 3:40:01 PM |
| first-listing-expert | $25.00 | $25.00 | 9/27/2010 3:35:18 PM |
| mla | $25.00 | $25.00 | 9/27/2010 3:38:52 PM |
| GElender | $75.00 | $75.00 | 9/27/2010 3:37:25 PM |
| InvestorPartners | $25.00 | $25.00 | 9/27/2010 3:41:38 PM |
| worth-arch | $25.00 | $25.00 | 9/27/2010 3:42:20 PM |
| MarinLoans | $25.00 | $25.00 | 9/27/2010 3:47:02 PM |
| papaloha | $25.00 | $25.00 | 9/27/2010 3:43:36 PM |
| j2ee | $25.00 | $25.00 | 9/27/2010 3:49:16 PM |
| Interstate_Rate | $100.00 | $100.00 | 9/27/2010 3:45:11 PM |
| nybanker85 | $35.00 | $35.00 | 9/27/2010 3:49:40 PM |
| powerful-finance7 | $25.00 | $25.00 | 9/27/2010 3:44:27 PM |
| shrewd-peace7 | $40.00 | $40.00 | 9/27/2010 3:47:27 PM |
| HHP | $25.00 | $25.00 | 9/27/2010 3:51:18 PM |
| 6moonbeams | $100.00 | $100.00 | 9/27/2010 3:51:46 PM |
| runner262 | $25.00 | $25.00 | 9/27/2010 3:52:51 PM |
| copperfield | $25.00 | $25.00 | 9/27/2010 4:08:01 PM |
| Vegasjim | $46.72 | $46.72 | 9/27/2010 4:08:12 PM |
| Kierf | $25.00 | $25.00 | 9/27/2010 4:08:15 PM |
| skiforglory | $25.00 | $25.00 | 9/27/2010 4:08:44 PM |
| NorthernFunds | $50.00 | $50.00 | 9/27/2010 3:54:40 PM |
| russm011 | $25.00 | $25.00 | 9/27/2010 4:09:30 PM |
| BlackFred | $25.00 | $25.00 | 9/27/2010 4:09:33 PM |
| nycfinance | $25.00 | $25.00 | 9/27/2010 4:10:00 PM |
| dschaaf | $25.00 | $25.00 | 9/27/2010 4:10:13 PM |
| awwaww | $25.00 | $25.00 | 9/27/2010 4:10:48 PM |
| Palacios | $31.43 | $31.43 | 9/27/2010 4:11:08 PM |
| Opportunity4you | $25.00 | $25.00 | 9/27/2010 4:11:29 PM |
| tylerfd | $25.00 | $25.00 | 9/27/2010 4:11:30 PM |
| helpful-dough | $50.00 | $50.00 | 9/27/2010 4:11:33 PM |
| chestnut4 | $25.00 | $25.00 | 9/27/2010 4:11:41 PM |
| summerlander | $25.00 | $25.00 | 9/27/2010 4:08:05 PM |
| the-determined-value | $28.68 | $28.68 | 9/27/2010 4:08:18 PM |
| thaddeuscm | $50.00 | $50.00 | 9/27/2010 4:08:32 PM |
| romario | $30.84 | $30.84 | 9/27/2010 4:08:43 PM |
| tremendous-payment | $25.00 | $25.00 | 9/27/2010 4:08:54 PM |
| CO80487 | $50.00 | $50.00 | 9/27/2010 4:09:29 PM |
| Krozy | $25.00 | $25.00 | 9/27/2010 4:09:57 PM |
| Panna | $25.00 | $25.00 | 9/27/2010 4:10:04 PM |
| UT-Longhorn | $25.00 | $25.00 | 9/27/2010 4:10:16 PM |
| Go_Ducks | $25.00 | $25.00 | 9/27/2010 4:11:16 PM |
| finance-prescription | $50.00 | $50.00 | 9/27/2010 4:11:31 PM |
| CAGE-Investments | $25.00 | $25.00 | 9/27/2010 4:11:40 PM |
| bold-ideal-benjamins | $25.00 | $25.00 | 9/27/2010 4:08:07 PM |
| gallant-camaraderi | $25.00 | $25.00 | 9/27/2010 4:08:10 PM |
| HAVEANICEDAY | $25.00 | $25.00 | 9/27/2010 4:08:15 PM |
| mfdbtm | $25.00 | $25.00 | 9/27/2010 4:08:17 PM |
| yenlowang | $25.00 | $25.00 | 9/27/2010 4:08:24 PM |
| newgroom422 | $25.00 | $25.00 | 9/27/2010 4:08:47 PM |
| jenq0001 | $25.00 | $25.00 | 9/27/2010 4:09:26 PM |
| Medic05 | $25.00 | $25.00 | 9/27/2010 4:09:28 PM |
| JebkaClan | $25.00 | $25.00 | 9/27/2010 4:09:34 PM |
| SBT | $50.00 | $50.00 | 9/27/2010 4:09:36 PM |
| Fiimg | $49.07 | $49.07 | 9/27/2010 5:57:45 PM |
| vegibenz | $25.00 | $25.00 | 9/27/2010 4:09:52 PM |
| gametime34 | $26.28 | $26.28 | 9/27/2010 4:10:02 PM |
| MrGhost | $25.00 | $25.00 | 9/27/2010 4:10:14 PM |
| helpinghand63 | $50.00 | $50.00 | 9/27/2010 4:10:21 PM |
| lendme2 | $26.91 | $26.91 | 9/27/2010 4:10:43 PM |
| lloyd_s | $25.00 | $25.00 | 9/27/2010 4:11:07 PM |
| mobius404 | $50.00 | $50.00 | 9/27/2010 4:11:10 PM |
| kmr2 | $200.00 | $200.00 | 9/27/2010 4:27:27 PM |
| yukongin | $100.00 | $100.00 | 9/27/2010 4:12:23 PM |
| gethsemane4 | $25.00 | $25.00 | 9/27/2010 6:11:19 PM |
| george_kaplan | $50.00 | $50.00 | 9/27/2010 4:13:51 PM |
| Bank42 | $50.00 | $50.00 | 9/27/2010 6:22:46 PM |
| boater01 | $50.00 | $50.00 | 9/27/2010 6:09:14 PM |
| diablo_ny | $25.00 | $25.00 | 9/27/2010 5:12:04 PM |
| inspired-agreement | $50.00 | $50.00 | 9/27/2010 6:10:48 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/27/2010 6:08:33 PM |
| tender-gold | $50.00 | $50.00 | 9/27/2010 9:12:06 PM |
| Crisscross | $25.00 | $25.00 | 9/27/2010 11:20:46 PM |
| transparent-peace3 | $25.00 | $25.00 | 9/27/2010 11:20:56 PM |
| flaloans | $28.12 | $28.12 | 9/27/2010 11:21:05 PM |
| stjules | $25.00 | $25.00 | 9/27/2010 11:21:11 PM |
| MLMarine | $25.00 | $25.00 | 9/27/2010 11:21:19 PM |
| Doodlemeyer | $50.00 | $50.00 | 9/27/2010 11:21:30 PM |
| jed919 | $25.00 | $25.00 | 9/27/2010 11:21:45 PM |
| triumph329 | $25.00 | $25.00 | 9/27/2010 11:21:54 PM |
| riverae | $25.00 | $25.00 | 9/27/2010 11:22:02 PM |
| Relevance | $25.00 | $25.00 | 9/27/2010 11:22:12 PM |
| Velocity_Lenders | $25.00 | $25.00 | 9/27/2010 11:22:18 PM |
| ticketman2 | $25.00 | $25.00 | 9/27/2010 11:22:32 PM |
| BaileyBrothers | $25.00 | $25.00 | 9/27/2010 11:22:45 PM |
| WilliamLeeSims | $25.00 | $25.00 | 9/27/2010 11:23:30 PM |
| macgeek | $50.00 | $50.00 | 9/27/2010 11:23:34 PM |
| demoseal | $25.00 | $25.00 | 9/27/2010 10:27:13 PM |
| LOWCOUNTRYLENDER | $25.00 | $25.00 | 9/27/2010 11:20:48 PM |
| onlyastepaway | $25.00 | $25.00 | 9/27/2010 11:21:08 PM |
| Malkial | $25.00 | $25.00 | 9/27/2010 11:21:46 PM |
| pavelz | $39.00 | $39.00 | 9/27/2010 11:22:01 PM |
| calkidd05 | $25.00 | $25.00 | 9/27/2010 11:22:15 PM |
| generosity-giraffe0 | $50.00 | $50.00 | 9/27/2010 11:22:22 PM |
| Purple11 | $50.00 | $50.00 | 9/27/2010 11:22:31 PM |
| coin-investor | $25.00 | $25.00 | 9/27/2010 11:22:55 PM |
| qcksilvr20 | $50.00 | $50.00 | 9/27/2010 11:23:00 PM |
| mattbly | $25.00 | $25.00 | 9/27/2010 11:23:20 PM |
| riproaringrapids | $25.00 | $25.00 | 9/27/2010 11:24:27 PM |
| MoneyBagsRUs | $25.00 | $25.00 | 9/28/2010 12:16:14 AM |
| justice-clipper | $50.00 | $50.00 | 9/28/2010 12:33:14 AM |
| fairness-champ7 | $25.00 | $25.00 | 9/27/2010 11:33:14 PM |
| psturm | $25.00 | $25.00 | 9/28/2010 12:00:12 AM |
| stroskey | $28.23 | $28.23 | 9/27/2010 11:21:06 PM |
| souperrich | $25.00 | $25.00 | 9/27/2010 11:21:15 PM |
| nickel-ferret | $50.00 | $50.00 | 9/27/2010 11:21:28 PM |
| TheoProf | $50.00 | $50.00 | 9/27/2010 11:21:56 PM |
| takarlstad | $50.00 | $50.00 | 9/27/2010 11:22:03 PM |
| transparency-burger | $50.00 | $50.00 | 9/27/2010 11:22:57 PM |
| OTtherapy | $50.00 | $50.00 | 9/27/2010 11:23:17 PM |
| momar75 | $25.00 | $25.00 | 9/27/2010 11:23:19 PM |
| robust-trade | $31.48 | $31.48 | 9/28/2010 12:32:07 AM |
| dospapalotes | $32.72 | $32.72 | 9/28/2010 5:07:12 AM |
| a-finance-nirvana | $25.00 | $25.00 | 9/28/2010 12:47:49 AM |
| green-planet-guy | $25.00 | $25.00 | 9/28/2010 12:56:49 AM |
| cloud8 | $29.02 | $29.02 | 9/28/2010 12:36:20 AM |
| the-profit-oracle | $25.00 | $25.00 | 9/28/2010 12:48:14 AM |
| community-pipeline8 | $50.00 | $50.00 | 9/28/2010 5:07:24 AM |
| loan-paladin470 | $25.00 | $25.00 | 9/28/2010 7:04:08 AM |
| CalBear5 | $50.00 | $50.00 | 9/28/2010 6:23:47 AM |
| special-truth | $44.41 | $44.41 | 9/28/2010 6:52:49 AM |
| loyalist1 | $100.00 | $100.00 | 9/28/2010 8:08:51 AM |
| rate-negotiator | $25.00 | $25.00 | 9/28/2010 8:30:00 AM |
| cpbreton | $25.00 | $25.00 | 9/28/2010 9:27:03 AM |
| Tasselhoff | $25.00 | $25.00 | 9/28/2010 11:47:23 AM |
| SacramentoLoaners | $25.00 | $25.00 | 9/28/2010 2:18:30 PM |
| hookUup | $25.00 | $25.00 | 9/28/2010 1:47:15 PM |
| vigilance-accruer | $25.00 | $25.00 | 9/28/2010 2:19:04 PM |
| nicklds | $25.00 | $25.00 | 9/28/2010 6:07:22 PM |
| SimpleChoice | $25.00 | $25.00 | 9/28/2010 8:47:06 PM |
| mtp | $50.00 | $50.00 | 9/28/2010 10:37:57 PM |
| capital-duckling | $50.00 | $50.00 | 9/29/2010 8:02:37 AM |
| gallant-economy9 | $400.00 | $400.00 | 9/29/2010 8:38:02 AM |
| williemc44 | $39.01 | $39.01 | 9/29/2010 6:12:00 AM |
| peso-genome | $50.00 | $50.00 | 9/29/2010 8:02:23 AM |
| natural-affluence6 | $50.00 | $50.00 | 9/29/2010 8:02:27 AM |
| objective-investor | $100.00 | $100.00 | 9/29/2010 11:09:21 AM |
| JohnGalt79 | $100.00 | $100.00 | 9/29/2010 1:47:45 PM |
| trustworthy-money2 | $25.00 | $25.00 | 9/29/2010 4:08:40 PM |
| gracej | $25.00 | $25.00 | 9/29/2010 8:22:14 PM |
| Slipps | $25.00 | $25.00 | 9/29/2010 9:42:43 PM |
| heeeley | $25.00 | $25.00 | 9/30/2010 5:49:44 AM |
| teller | $50.00 | $50.00 | 9/30/2010 4:37:40 AM |
| Investoman | $25.00 | $25.00 | 9/30/2010 5:17:18 AM |
| upbeat-investment9 | $50.00 | $50.00 | 9/30/2010 6:12:08 AM |
| nolahelper | $25.00 | $25.00 | 9/30/2010 6:16:09 AM |
| Cheburashka | $25.00 | $25.00 | 9/30/2010 5:23:38 AM |
| thoughtful-community7 | $25.00 | $25.00 | 9/30/2010 8:43:26 AM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:48:51 AM |
| ScottW | $25.00 | $25.00 | 9/30/2010 9:41:09 AM |
| JoyfulVegetarian | $25.00 | $25.00 | 9/30/2010 9:38:00 AM |
| trade-caper | $25.00 | $25.00 | 9/30/2010 9:39:10 AM |
| caring-hope2 | $50.00 | $50.00 | 9/30/2010 9:46:36 AM |
| MoonMama | $25.00 | $25.00 | 9/30/2010 10:03:24 AM |
| 108lender | $200.00 | $200.00 | 9/30/2010 11:17:47 AM |
| mmckune | $25.00 | $25.00 | 9/30/2010 11:33:42 AM |
| fairness-kayak | $50.00 | $50.00 | 9/30/2010 1:14:02 PM |
| Comoparklender | $50.00 | $50.00 | 9/30/2010 3:02:19 PM |
| auction-seeker | $25.00 | $25.00 | 9/30/2010 3:30:13 PM |
| marketplace-cello5 | $50.00 | $50.00 | 9/30/2010 3:42:48 PM |
| a-responsible-return | $25.00 | $25.00 | 10/1/2010 12:22:57 AM |
| wwwUniversal | $25.00 | $25.00 | 10/1/2010 7:53:04 AM |
| flyfisherman99 | $75.00 | $75.00 | 10/1/2010 12:50:28 PM |
| power-cell | $25.00 | $25.00 | 10/1/2010 2:07:41 PM |
| cac1966 | $27.46 | $27.46 | 10/1/2010 4:22:21 PM |
| important-greenback6 | $25.00 | $25.00 | 10/1/2010 5:46:22 PM |
| diverse-transparency | $25.00 | $25.00 | 10/1/2010 5:56:00 PM |
| handy-fund | $50.00 | $50.00 | 10/1/2010 6:49:05 PM |
| authoritative-loot | $25.00 | $25.00 | 10/1/2010 10:52:33 PM |
| loan-adventurer7 | $50.00 | $50.00 | 10/2/2010 12:16:47 AM |
| sibling_rivalry | $500.00 | $500.00 | 10/1/2010 9:49:37 PM |
| MonkeyHero | $26.04 | $26.04 | 10/2/2010 7:57:54 AM |
| Richmp412 | $25.00 | $25.00 | 10/2/2010 8:01:33 AM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/2/2010 9:59:10 AM |
| FundMaker | $25.00 | $25.00 | 10/2/2010 2:37:18 PM |
| availableloan | $25.00 | $25.00 | 10/2/2010 3:33:17 PM |
| colorfulgardener | $25.00 | $25.00 | 10/3/2010 12:19:20 AM |
| lukeskywalkerkp | $25.00 | $25.00 | 10/3/2010 12:08:33 AM |
| squarebob | $25.00 | $25.00 | 10/3/2010 12:07:25 PM |
| enthusiastic-ore5 | $50.00 | $50.00 | 10/3/2010 12:59:07 PM |
| squarebob | $25.00 | $25.00 | 10/3/2010 12:06:59 PM |
| wealth-samaritan2 | $25.00 | $25.00 | 10/3/2010 4:07:03 PM |
| lucrative-coin | $50.00 | $50.00 | 10/3/2010 6:09:52 PM |
| LoanMoneyToYou | $25.00 | $25.00 | 10/3/2010 11:28:04 PM |
| Mindful7 | $25.00 | $25.00 | 10/4/2010 4:41:07 AM |
| Peterman | $25.00 | $25.00 | 10/4/2010 12:45:26 PM |
| organized-payment6 | $50.00 | $50.00 | 9/27/2010 3:24:24 PM |
| schpere | $75.00 | $75.00 | 9/27/2010 3:27:23 PM |
| jigsaw | $100.00 | $100.00 | 9/27/2010 3:33:57 PM |
| ichibon | $150.00 | $150.00 | 9/27/2010 3:35:05 PM |
| DRA-Properties | $25.00 | $25.00 | 9/27/2010 3:32:18 PM |
| CasaDeTomas | $100.00 | $100.00 | 9/27/2010 3:36:12 PM |
| handshake5 | $100.00 | $100.00 | 9/27/2010 3:33:47 PM |
| mtquan | $25.00 | $25.00 | 9/27/2010 3:34:47 PM |
| meenan | $25.00 | $25.00 | 9/27/2010 3:35:29 PM |
| jazzlender | $25.00 | $25.00 | 9/27/2010 3:36:22 PM |
| Tomeus | $75.00 | $75.00 | 9/27/2010 3:36:32 PM |
| icecoldcash | $50.00 | $50.00 | 9/27/2010 3:42:28 PM |
| ray1051 | $25.00 | $25.00 | 9/27/2010 3:39:53 PM |
| mg6619 | $25.00 | $25.00 | 9/27/2010 3:41:05 PM |
| dollardave | $100.00 | $100.00 | 9/27/2010 3:42:13 PM |
| orgy63 | $25.00 | $25.00 | 9/27/2010 3:39:52 PM |
| bountiful-durability | $100.00 | $100.00 | 9/27/2010 3:42:50 PM |
| zenchef | $25.00 | $25.00 | 9/27/2010 3:52:48 PM |
| danthemon35 | $25.00 | $25.00 | 9/27/2010 3:49:08 PM |
| jdwillcox | $50.00 | $50.00 | 9/27/2010 3:49:52 PM |
| meteoric-trade | $25.00 | $25.00 | 9/27/2010 3:49:56 PM |
| herbyman | $50.00 | $50.00 | 9/27/2010 3:53:21 PM |
| CASSHMAN | $50.00 | $50.00 | 9/27/2010 4:08:11 PM |
| o0Sparrow0o | $25.00 | $25.00 | 9/27/2010 4:08:13 PM |
| Anny-Disco | $100.00 | $100.00 | 9/27/2010 4:08:23 PM |
| worth-entrepreneur | $25.00 | $25.00 | 9/27/2010 4:08:58 PM |
| shamil45 | $25.00 | $25.00 | 9/27/2010 4:09:25 PM |
| visionary-community | $25.00 | $25.00 | 9/27/2010 4:10:05 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 9/27/2010 4:10:20 PM |
| ferdberfel | $50.00 | $50.00 | 9/27/2010 4:10:42 PM |
| beezling | $25.00 | $25.00 | 9/27/2010 4:11:23 PM |
| inspired-finance | $50.00 | $50.00 | 9/27/2010 4:11:29 PM |
| asset-professor | $27.97 | $27.97 | 9/27/2010 4:11:32 PM |
| tranquil-return4 | $25.00 | $25.00 | 9/27/2010 4:11:40 PM |
| gain-seagull9 | $50.00 | $50.00 | 9/27/2010 4:11:44 PM |
| lifegrowth | $25.00 | $25.00 | 9/27/2010 4:08:18 PM |
| soulwork | $25.00 | $25.00 | 9/27/2010 4:08:22 PM |
| Frugal | $25.00 | $25.00 | 9/27/2010 4:08:33 PM |
| trustworthy-fairness | $31.22 | $31.22 | 9/27/2010 4:08:45 PM |
| Dutchhunter | $37.45 | $37.45 | 9/27/2010 4:09:01 PM |
| jla720 | $50.00 | $50.00 | 9/27/2010 4:09:29 PM |
| ryanp100 | $25.00 | $25.00 | 9/27/2010 4:09:59 PM |
| ahalls | $25.00 | $25.00 | 9/27/2010 4:10:08 PM |
| srilm | $25.00 | $25.00 | 9/27/2010 4:10:44 PM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 9/27/2010 4:10:49 PM |
| uncleharold | $25.00 | $25.00 | 9/27/2010 4:11:07 PM |
| Snailslug | $25.00 | $25.00 | 9/27/2010 4:11:21 PM |
| the-money-gargantuan | $25.00 | $25.00 | 9/27/2010 4:11:28 PM |
| HedgeFund | $49.41 | $49.41 | 9/27/2010 4:11:34 PM |
| samo102us | $25.00 | $25.00 | 9/27/2010 4:11:38 PM |
| Ocean713 | $50.00 | $50.00 | 9/27/2010 4:11:43 PM |
| dollar-spy | $25.00 | $25.00 | 9/27/2010 4:08:14 PM |
| Macarro4 | $25.00 | $25.00 | 9/27/2010 4:08:16 PM |
| rakem777 | $25.00 | $25.00 | 9/27/2010 4:08:20 PM |
| Napoleana | $50.00 | $50.00 | 9/27/2010 4:08:31 PM |
| jdrez | $25.00 | $25.00 | 9/27/2010 4:08:42 PM |
| steady-bazaar | $37.07 | $37.07 | 9/27/2010 4:09:13 PM |
| fair-hope | $25.00 | $25.00 | 9/27/2010 4:09:19 PM |
| jonn834 | $25.00 | $25.00 | 9/27/2010 4:09:22 PM |
| svandgts | $25.00 | $25.00 | 9/27/2010 4:09:27 PM |
| movistar | $25.00 | $25.00 | 9/27/2010 4:09:31 PM |
| principal-kangaroo | $25.00 | $25.00 | 9/27/2010 4:10:15 PM |
| IeatatWendys | $25.00 | $25.00 | 9/27/2010 6:08:38 PM |
| ogmanny | $50.00 | $50.00 | 9/27/2010 4:23:42 PM |
| lendmedo | $25.00 | $25.00 | 9/27/2010 6:09:23 PM |
| elegant-bonus | $25.00 | $25.00 | 9/27/2010 4:11:33 PM |
| balanced-bill7 | $50.00 | $50.00 | 9/27/2010 4:11:42 PM |
| worldly-community3 | $50.00 | $50.00 | 9/27/2010 4:12:20 PM |
| Erileb | $25.00 | $25.00 | 9/27/2010 5:22:03 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/27/2010 6:11:17 PM |
| adamnash | $25.00 | $25.00 | 9/27/2010 6:22:55 PM |
| RyuRabbit | $25.00 | $25.00 | 9/27/2010 7:52:41 PM |
| psa1995 | $50.00 | $50.00 | 9/27/2010 8:37:29 PM |
| NDFIRTH | $50.00 | $50.00 | 9/27/2010 7:27:57 PM |
| platinum-dojo | $25.00 | $25.00 | 9/27/2010 11:21:00 PM |
| lcole32 | $25.00 | $25.00 | 9/27/2010 11:21:10 PM |
| excellent-bonus8 | $25.00 | $25.00 | 9/27/2010 11:21:17 PM |
| sweet-loan8 | $25.00 | $25.00 | 9/27/2010 11:21:39 PM |
| simpy | $25.00 | $25.00 | 9/27/2010 11:21:47 PM |
| cathexis | $50.00 | $50.00 | 9/27/2010 11:21:55 PM |
| money-floret | $25.00 | $25.00 | 9/27/2010 11:22:10 PM |
| visionary-commerce | $25.00 | $25.00 | 9/27/2010 11:22:17 PM |
| worthy-truth | $25.00 | $25.00 | 9/27/2010 11:22:29 PM |
| get30inc | $50.00 | $50.00 | 9/27/2010 11:22:37 PM |
| FG9YTR | $25.00 | $25.00 | 9/27/2010 11:23:09 PM |
| greenback-summoner0 | $25.00 | $25.00 | 9/27/2010 11:23:24 PM |
| banker727 | $50.00 | $50.00 | 9/27/2010 11:23:33 PM |
| Preteur | $25.00 | $25.00 | 9/27/2010 11:23:36 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/27/2010 11:20:25 PM |
| t3mp3st | $40.68 | $40.68 | 9/27/2010 11:20:58 PM |
| aasx1108 | $50.00 | $50.00 | 9/27/2010 11:21:20 PM |
| cscott2007 | $25.00 | $25.00 | 9/27/2010 11:21:44 PM |
| Cypher041 | $25.00 | $25.00 | 9/27/2010 11:21:52 PM |
| green-moola-sniffer | $43.39 | $43.39 | 9/27/2010 11:22:09 PM |
| Tengoku | $37.80 | $37.80 | 9/27/2010 11:22:20 PM |
| p2p-harmony | $27.38 | $27.38 | 9/27/2010 11:22:23 PM |
| notyourdaddy | $25.00 | $25.00 | 9/27/2010 11:22:54 PM |
| ms48105 | $25.00 | $25.00 | 9/28/2010 12:01:28 AM |
| wealth-cloud | $25.00 | $25.00 | 9/27/2010 11:22:59 PM |
| bodascafe | $25.00 | $25.00 | 9/27/2010 11:23:03 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 9/27/2010 11:23:06 PM |
| Nothus | $25.00 | $25.00 | 9/28/2010 12:15:00 AM |
| californiakhan | $25.00 | $25.00 | 9/28/2010 12:16:45 AM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/27/2010 11:26:06 PM |
| leverage-holly | $25.00 | $25.00 | 9/27/2010 11:20:51 PM |
| nikgod | $25.00 | $25.00 | 9/27/2010 11:21:13 PM |
| GoSix | $25.00 | $25.00 | 9/28/2010 12:01:11 AM |
| UnlimitedLoans | $25.00 | $25.00 | 9/27/2010 11:21:26 PM |
| greenback-maniac | $25.00 | $25.00 | 9/27/2010 11:21:32 PM |
| SPB | $25.00 | $25.00 | 9/27/2010 11:21:51 PM |
| knothead | $25.00 | $25.00 | 9/27/2010 11:21:59 PM |
| Magus54 | $25.00 | $25.00 | 9/27/2010 11:22:05 PM |
| Millmanator | $50.00 | $50.00 | 9/27/2010 11:22:27 PM |
| shabufa | $50.00 | $50.00 | 9/27/2010 11:22:52 PM |
| GatorBux | $50.00 | $50.00 | 9/27/2010 11:23:18 PM |
| danny-lender | $29.36 | $29.36 | 9/28/2010 12:31:29 AM |
| superindex | $33.39 | $33.39 | 9/28/2010 12:31:56 AM |
| lounges | $36.43 | $36.43 | 9/28/2010 12:35:00 AM |
| lending-bear | $45.90 | $45.90 | 9/28/2010 12:36:12 AM |
| tomdooley12520 | $25.00 | $25.00 | 9/28/2010 5:05:23 AM |
| talang | $25.00 | $25.00 | 9/28/2010 12:15:22 AM |
| wampum-chorus3 | $25.00 | $25.00 | 9/28/2010 5:07:14 AM |
| Aimvest | $25.00 | $25.00 | 9/28/2010 5:08:58 AM |
| treasure-dreamer7 | $39.07 | $39.07 | 9/28/2010 8:02:02 AM |
| larrybird | $150.00 | $150.00 | 9/28/2010 8:57:09 AM |
| kegs | $150.00 | $150.00 | 9/28/2010 9:03:59 AM |
| gold-channel2 | $32.38 | $32.38 | 9/28/2010 10:48:45 AM |
| red-robust-rupee | $25.00 | $25.00 | 9/28/2010 9:37:35 AM |
| atwaterville | $50.00 | $50.00 | 9/28/2010 12:47:44 PM |
| 13nd3r | $25.00 | $25.00 | 9/28/2010 2:18:14 PM |
| Strand_Investments | $25.00 | $25.00 | 9/28/2010 2:18:21 PM |
| newfoundation | $25.00 | $25.00 | 9/28/2010 2:18:59 PM |
| dollars4debts | $25.00 | $25.00 | 9/28/2010 2:19:21 PM |
| LiquidRaptor | $25.00 | $25.00 | 9/28/2010 5:18:23 PM |
| peace-maximizer8 | $25.00 | $25.00 | 9/28/2010 7:28:14 PM |
| Tradesmanlender | $25.00 | $25.00 | 9/29/2010 8:02:01 AM |
| skuba | $50.00 | $50.00 | 9/29/2010 12:32:28 AM |
| minista | $25.00 | $25.00 | 9/29/2010 8:42:02 AM |
| life-is-great | $50.00 | $50.00 | 9/29/2010 8:02:28 AM |
| perlestellar | $25.00 | $25.00 | 9/29/2010 11:37:48 AM |
| Superc0ld | $50.00 | $50.00 | 9/29/2010 12:48:40 PM |
| Mark-O-Polo | $25.00 | $25.00 | 9/29/2010 2:56:11 PM |
| unbelievable-value2 | $25.00 | $25.00 | 9/29/2010 9:26:39 PM |
| lavendergirl | $25.00 | $25.00 | 9/29/2010 7:08:20 PM |
| cool_kubera | $50.00 | $50.00 | 9/30/2010 9:50:20 AM |
| lend_to_you | $25.00 | $25.00 | 9/30/2010 1:24:57 PM |
| efficient-treasure0 | $25.00 | $25.00 | 9/30/2010 3:43:11 PM |
| worthy-bid8 | $100.00 | $45.95 | 9/30/2010 3:43:29 PM |
| KDW08 | $25.00 | $25.00 | 9/30/2010 9:29:15 PM |
| Ven58 | $25.00 | $25.00 | 10/1/2010 1:31:05 AM |
| BeachWalkz | $50.00 | $50.00 | 10/1/2010 3:59:43 AM |
| Interloper | $33.89 | $33.89 | 10/1/2010 7:18:46 AM |
| commitment-farm | $25.00 | $25.00 | 10/1/2010 9:04:50 AM |
| citytreker | $40.00 | $40.00 | 10/1/2010 10:33:28 AM |
| trail8631 | $29.84 | $29.84 | 10/1/2010 9:41:24 AM |
| malar | $50.00 | $50.00 | 10/1/2010 10:02:32 AM |
| mg144 | $50.00 | $50.00 | 10/1/2010 11:14:52 AM |
| LiquidRaptor | $25.00 | $25.00 | 10/1/2010 2:36:59 PM |
| first-serene-credit | $50.00 | $50.00 | 10/1/2010 3:09:05 PM |
| Jester8967 | $75.00 | $75.00 | 10/1/2010 9:40:39 PM |
| chibear34 | $25.00 | $25.00 | 10/2/2010 10:38:25 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/2/2010 5:03:40 PM |
| OzGuy609 | $25.00 | $25.00 | 10/2/2010 10:57:38 PM |
| jdnyguy | $100.00 | $100.00 | 10/3/2010 5:58:05 AM |
| payout-magician | $36.00 | $36.00 | 10/3/2010 11:10:55 AM |
| sportract05 | $50.00 | $50.00 | 10/3/2010 12:39:59 PM |
| marelojay | $100.00 | $100.00 | 10/4/2010 8:46:12 AM |
| rmpedi33 | $50.00 | $50.00 | 10/4/2010 10:02:32 AM |
| 370 bids
|
Borrower Payment Dependent Notes Series
477309
This series of Notes was issued and sold upon the funding of the borrower loan #44740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.7% |
Auction start date:
| Sep-29-2010 |
| |
Auction end date:
| Oct-06-2010 |
|
|
Starting lender yield:
| 22.65% |
Starting borrower rate/APR:
| 23.65% / 27.12% |
Starting monthly payment:
| $390.49 |
|
Final lender yield:
| 22.65% |
Final borrower rate/APR:
| 23.65% / 27.12% |
Final monthly payment:
| $390.49 |
| |
|
Auction yield range:
| 7.79% - 22.65% |
Estimated loss impact:
| 9.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Sep-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,951 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enticing-exchange |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I want to consolidate my debts!
Purpose of loan: Consolidating debts.
This loan will be used to consolidate some of my debts. I'm beginning my career as a professor at a medical school, and since I'm recently out of graduate school, I have some loans to pay off. I would use this loan to help with short-term expenses and pay off my credit card debt. I'm hoping that I can borrow at less than my current credit card APR (around 12%).
My financial situation:
I have never defaulted on any loan! I consider myself to be a responsible and honest person. I always pay my bills on time (well ... maybe I was late on a cable bill once in college!), and I think I manage my money better than most people.
I racked up some credit card debt in college and graduate school, and after trying to pay it off a little at a time, now I'm looking for a better interest rate to pay it off faster. Now that I have a good-paying job, I'd like to get rid of this debt once and for all!
Thank you so much for considering my loan request! I assure you that I will pay this loan off as soon as possible -- I'm planning on pre-paying as much as I can, and I plan to pay this loan off in less than 3 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $50.00 | $50.00 | 9/29/2010 2:42:11 PM |
| Weaverville | $25.00 | $25.00 | 9/29/2010 2:42:23 PM |
| top-courteous-peso | $50.00 | $50.00 | 9/29/2010 2:43:42 PM |
| bountiful-durability | $100.00 | $100.00 | 9/29/2010 2:43:52 PM |
| authentic-liberty7 | $25.00 | $25.00 | 9/29/2010 2:44:22 PM |
| radforj22 | $25.00 | $25.00 | 9/29/2010 2:42:53 PM |
| ichibon | $150.00 | $150.00 | 9/29/2010 2:47:57 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/29/2010 2:44:08 PM |
| Tomeus | $75.00 | $75.00 | 9/29/2010 2:49:01 PM |
| kegs | $150.00 | $150.00 | 9/29/2010 2:43:46 PM |
| orgy63 | $25.00 | $25.00 | 9/29/2010 2:50:16 PM |
| troile | $25.00 | $25.00 | 9/29/2010 2:46:07 PM |
| b-rent | $25.00 | $25.00 | 9/29/2010 2:51:02 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/29/2010 2:47:09 PM |
| kmr2 | $150.00 | $150.00 | 9/29/2010 2:51:57 PM |
| simplelender80 | $250.00 | $250.00 | 9/29/2010 2:47:02 PM |
| first-listing-expert | $25.00 | $25.00 | 9/29/2010 2:48:10 PM |
| peripatetic | $25.00 | $25.00 | 9/29/2010 2:47:38 PM |
| jazzlender | $25.00 | $25.00 | 9/29/2010 2:48:45 PM |
| generous-deal6 | $50.00 | $50.00 | 9/29/2010 2:47:48 PM |
| dollardave | $100.00 | $100.00 | 9/29/2010 2:50:53 PM |
| ferocious-camaraderi1 | $100.00 | $100.00 | 9/29/2010 2:55:44 PM |
| mike_banker | $50.00 | $50.00 | 9/29/2010 2:50:32 PM |
| powerful-finance7 | $25.00 | $25.00 | 9/29/2010 2:50:54 PM |
| psa1995 | $50.00 | $50.00 | 9/29/2010 2:52:06 PM |
| AF-Chief | $33.32 | $33.32 | 9/29/2010 4:23:46 PM |
| riproaringrapids | $25.00 | $25.00 | 9/29/2010 4:24:45 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/29/2010 2:54:41 PM |
| objective-investor | $100.00 | $100.00 | 9/29/2010 2:55:28 PM |
| JohnGalt79 | $100.00 | $100.00 | 9/29/2010 2:55:56 PM |
| DasMula | $25.00 | $25.00 | 9/29/2010 3:49:29 PM |
| gold-channel2 | $32.48 | $32.48 | 9/29/2010 4:12:44 PM |
| mtquan | $25.00 | $25.00 | 9/29/2010 4:23:11 PM |
| icecoldcash | $50.00 | $50.00 | 9/29/2010 4:24:12 PM |
| Premierelender | $25.00 | $25.00 | 9/29/2010 5:02:19 PM |
| reflective-rupee | $340.00 | $340.00 | 9/29/2010 9:39:58 PM |
| gallant-economy9 | $98.03 | $98.03 | 9/29/2010 11:54:47 PM |
| Investoman | $25.00 | $25.00 | 9/30/2010 5:17:23 AM |
| penny-plato | $25.00 | $25.00 | 9/30/2010 8:38:30 AM |
| thoughtful-community7 | $25.00 | $25.00 | 9/30/2010 8:43:32 AM |
| frogperson | $150.00 | $150.00 | 9/30/2010 8:58:53 AM |
| JoyfulVegetarian | $25.00 | $25.00 | 9/30/2010 9:38:05 AM |
| trade-caper | $25.00 | $25.00 | 9/30/2010 9:39:17 AM |
| Whipster | $75.00 | $75.00 | 9/30/2010 12:39:18 PM |
| poolshark72 | $25.00 | $25.00 | 9/30/2010 10:30:38 PM |
| Katburg | $35.00 | $35.00 | 10/1/2010 6:13:56 AM |
| blue-useful-auction | $25.00 | $25.00 | 10/1/2010 2:59:06 PM |
| preventivepestcontrol | $100.00 | $100.00 | 10/1/2010 9:41:24 PM |
| loan-adventurer7 | $50.00 | $50.00 | 10/2/2010 12:54:46 AM |
| RobertL857 | $50.00 | $50.00 | 10/3/2010 5:16:12 PM |
| 1-HARD-HEAD | $25.00 | $25.00 | 10/3/2010 3:28:32 PM |
| Saleen06 | $50.00 | $50.00 | 10/3/2010 9:34:25 PM |
| commerce-sapling0 | $25.00 | $25.00 | 10/4/2010 11:39:26 AM |
| patriot384 | $120.00 | $120.00 | 10/4/2010 11:56:50 AM |
| HermanstadtKid | $25.00 | $25.00 | 10/4/2010 3:26:57 PM |
| wlm3012 | $25.00 | $25.00 | 10/4/2010 4:27:23 PM |
| auction-seeker | $25.00 | $25.00 | 10/4/2010 8:03:27 PM |
| doc1 | $100.00 | $100.00 | 10/4/2010 7:49:01 PM |
| frclmym | $25.00 | $25.00 | 10/4/2010 9:16:01 PM |
| rockhound84 | $25.00 | $25.00 | 10/5/2010 1:53:07 AM |
| SweatyBalls | $50.00 | $50.00 | 10/5/2010 7:26:02 AM |
| rupee-kung-fu7 | $26.46 | $26.46 | 10/5/2010 7:45:49 AM |
| _NaLNaBB | $400.00 | $400.00 | 10/5/2010 9:15:06 AM |
| first-dinero-igloo | $26.20 | $26.20 | 10/5/2010 1:02:26 PM |
| Sol_Invictus | $25.00 | $25.00 | 10/5/2010 3:02:38 PM |
| trumpeter5 | $50.00 | $50.00 | 10/5/2010 3:19:50 PM |
| chrisb4745 | $25.00 | $25.00 | 10/5/2010 4:39:33 PM |
| cti11 | $25.00 | $25.00 | 10/5/2010 4:45:35 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/5/2010 4:13:56 PM |
| joefoolz | $25.00 | $25.00 | 10/5/2010 4:47:05 PM |
| rjcoutur2001 | $41.34 | $41.34 | 10/5/2010 5:43:53 PM |
| Bank_of_T | $30.00 | $30.00 | 10/5/2010 6:02:34 PM |
| jcquiroz | $25.00 | $25.00 | 10/5/2010 6:44:59 PM |
| ORteacher | $25.00 | $25.00 | 10/5/2010 6:46:01 PM |
| dough-hammock | $25.00 | $25.00 | 10/5/2010 8:42:31 PM |
| True-Patriot | $25.00 | $25.00 | 10/5/2010 9:12:38 PM |
| Bob450 | $25.00 | $25.00 | 10/5/2010 8:31:03 PM |
| credit-missile | $25.00 | $25.00 | 10/5/2010 10:05:19 PM |
| credit-missile | $25.00 | $25.00 | 10/5/2010 10:06:14 PM |
| encore02 | $100.00 | $100.00 | 10/5/2010 7:01:07 PM |
| carlosjb | $119.25 | $119.25 | 10/5/2010 7:18:51 PM |
| MrCoffee | $26.72 | $26.72 | 10/5/2010 11:25:32 PM |
| selfmademan | $25.00 | $25.00 | 10/6/2010 2:00:31 AM |
| mammalian4 | $25.00 | $25.00 | 10/6/2010 2:25:20 AM |
| kendigme | $25.00 | $25.00 | 10/6/2010 3:15:38 AM |
| privatebankerva | $25.00 | $25.00 | 10/6/2010 6:54:21 AM |
| mpatrick | $25.00 | $25.00 | 10/6/2010 7:28:01 AM |
| culldud6900 | $45.00 | $45.00 | 10/6/2010 7:10:38 AM |
| harvicseeds | $50.00 | $50.00 | 10/6/2010 7:23:13 AM |
| back-scratchers | $25.00 | $25.00 | 10/6/2010 9:58:59 AM |
| squarebob | $25.00 | $25.00 | 10/6/2010 10:08:40 AM |
| active-wealth3 | $25.00 | $25.00 | 10/6/2010 10:56:44 AM |
| repaymeplease | $25.00 | $25.00 | 10/6/2010 10:04:46 AM |
| squarebob | $25.00 | $25.00 | 10/6/2010 10:09:09 AM |
| drluong | $25.00 | $25.00 | 10/6/2010 10:20:45 AM |
| toomanyfishtanks | $50.00 | $50.00 | 10/6/2010 11:16:07 AM |
| transformer8 | $50.00 | $50.00 | 10/6/2010 1:02:45 PM |
| money-fort | $30.00 | $30.00 | 10/6/2010 12:28:41 PM |
| lucrative-coin | $100.00 | $100.00 | 10/6/2010 12:56:29 PM |
| j2ee | $25.00 | $25.00 | 9/29/2010 2:44:04 PM |
| thrifty-capital | $35.00 | $35.00 | 9/29/2010 2:45:03 PM |
| schpere | $75.00 | $75.00 | 9/29/2010 2:45:48 PM |
| herbyman | $25.00 | $25.00 | 9/29/2010 2:42:34 PM |
| shmb6508 | $100.00 | $100.00 | 9/29/2010 2:48:26 PM |
| soheagle | $25.00 | $25.00 | 9/29/2010 2:43:35 PM |
| agiovasil | $25.00 | $25.00 | 9/29/2010 2:42:42 PM |
| GElender | $75.00 | $75.00 | 9/29/2010 2:49:22 PM |
| jigsaw | $100.00 | $100.00 | 9/29/2010 2:47:29 PM |
| DRA-Properties | $25.00 | $25.00 | 9/29/2010 2:46:29 PM |
| Gabriel02 | $25.00 | $25.00 | 9/29/2010 2:48:35 PM |
| pfh | $25.00 | $25.00 | 9/29/2010 2:47:30 PM |
| CasaDeTomas | $100.00 | $100.00 | 9/29/2010 2:48:41 PM |
| red-robust-rupee | $25.00 | $25.00 | 9/29/2010 2:52:44 PM |
| bid-czar8 | $100.00 | $100.00 | 9/29/2010 2:47:51 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/29/2010 2:53:13 PM |
| mtp | $50.00 | $50.00 | 9/29/2010 2:54:21 PM |
| maldok1 | $25.00 | $25.00 | 9/29/2010 2:49:21 PM |
| mla | $25.00 | $25.00 | 9/29/2010 2:50:01 PM |
| jdwillcox | $50.00 | $50.00 | 9/29/2010 2:51:29 PM |
| 6moonbeams | $100.00 | $100.00 | 9/29/2010 2:55:39 PM |
| MarinLoans | $25.00 | $25.00 | 9/29/2010 2:51:14 PM |
| Dowanhill | $50.00 | $50.00 | 9/29/2010 2:51:56 PM |
| larrybird | $150.00 | $150.00 | 9/29/2010 2:52:22 PM |
| currency-shaker16 | $25.00 | $25.00 | 9/29/2010 2:53:53 PM |
| nicklds | $75.00 | $75.00 | 9/29/2010 2:54:08 PM |
| skuba | $50.00 | $50.00 | 9/29/2010 2:54:53 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/29/2010 5:41:14 PM |
| money-bauble | $100.00 | $100.00 | 9/29/2010 3:52:16 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/29/2010 4:23:55 PM |
| Slipps | $25.00 | $25.00 | 9/29/2010 9:42:47 PM |
| papaloha | $25.00 | $25.00 | 9/30/2010 2:47:03 AM |
| teller | $50.00 | $50.00 | 9/30/2010 4:47:40 AM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:48:42 AM |
| MoonMama | $25.00 | $14.97 | 9/30/2010 10:03:28 AM |
| reflective-rupee | $660.00 | $660.00 | 9/30/2010 12:34:34 PM |
| hope-hickory | $25.00 | $25.00 | 9/30/2010 3:43:41 PM |
| citytreker | $40.00 | $40.00 | 10/1/2010 10:33:29 AM |
| felicity-festival | $25.00 | $25.00 | 10/1/2010 4:04:13 PM |
| TravisMcGee | $25.00 | $25.00 | 10/2/2010 1:40:17 PM |
| 350DGRZ | $25.00 | $25.00 | 10/2/2010 5:27:48 PM |
| well-mannered-income3 | $50.00 | $50.00 | 10/4/2010 8:46:03 AM |
| Myrick | $25.00 | $25.00 | 10/4/2010 10:14:48 AM |
| cogent | $30.00 | $30.00 | 10/4/2010 9:41:40 AM |
| octoberfresh | $25.00 | $25.00 | 10/4/2010 12:38:27 PM |
| credit-vinyl | $25.00 | $25.00 | 10/4/2010 3:28:49 PM |
| the-silver-blaster | $50.00 | $50.00 | 10/4/2010 3:38:58 PM |
| fizicks06 | $200.00 | $200.00 | 10/4/2010 10:07:46 PM |
| NS_Consult | $25.00 | $25.00 | 10/4/2010 11:49:42 PM |
| LoanerPrincipal | $35.00 | $35.00 | 10/5/2010 4:14:07 AM |
| trade-elm | $30.00 | $30.00 | 10/5/2010 9:20:05 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/5/2010 11:22:19 AM |
| juxtapose | $30.00 | $30.00 | 10/5/2010 9:33:29 AM |
| umfan123 | $25.00 | $25.00 | 10/5/2010 2:23:06 PM |
| nickel-demon2 | $100.00 | $100.00 | 10/5/2010 3:43:47 PM |
| SFBank | $300.00 | $300.00 | 10/5/2010 4:16:59 PM |
| green-wampum-titan | $25.00 | $25.00 | 10/5/2010 4:47:55 PM |
| credit-missile | $25.00 | $25.00 | 10/5/2010 5:04:46 PM |
| peaceful-integrity5 | $25.00 | $25.00 | 10/5/2010 5:19:23 PM |
| credit-missile | $25.00 | $25.00 | 10/5/2010 5:05:07 PM |
| focused-dime8 | $30.11 | $30.11 | 10/5/2010 9:48:18 PM |
| credit-missile | $25.00 | $25.00 | 10/5/2010 10:05:47 PM |
| a-resplendent-commitment | $55.00 | $55.00 | 10/5/2010 9:23:55 PM |
| Nicedad72 | $25.00 | $25.00 | 10/5/2010 9:43:01 PM |
| simeonthewhale | $63.95 | $63.95 | 10/5/2010 10:47:49 PM |
| jybank | $25.00 | $25.00 | 10/6/2010 12:24:14 AM |
| rockhound84 | $25.00 | $25.00 | 10/6/2010 12:46:26 AM |
| 340 | $50.00 | $50.00 | 10/6/2010 1:23:42 AM |
| martymaniaman | $25.00 | $25.00 | 10/6/2010 6:15:16 AM |
| favorite-commerce | $50.00 | $50.00 | 10/6/2010 9:13:58 AM |
| loanman2007 | $150.00 | $150.00 | 10/6/2010 9:41:53 AM |
| leverage-monger | $25.00 | $25.00 | 10/6/2010 9:49:25 AM |
| 3GuardianAngles | $31.17 | $31.17 | 10/6/2010 9:33:51 AM |
| squarebob | $25.00 | $25.00 | 10/6/2010 10:08:26 AM |
| squarebob | $25.00 | $25.00 | 10/6/2010 10:08:53 AM |
| ddamenace | $25.00 | $25.00 | 10/6/2010 10:46:57 AM |
| Leshan | $25.00 | $25.00 | 10/6/2010 10:30:09 AM |
| special-rupee | $35.00 | $35.00 | 10/6/2010 10:37:47 AM |
| NickRac | $31.00 | $31.00 | 10/6/2010 12:39:46 PM |
| grampy48 | $25.00 | $25.00 | 10/6/2010 12:43:59 PM |
| AlexTrep | $25.00 | $25.00 | 10/6/2010 1:13:45 PM |
| 180 bids
|
Borrower Payment Dependent Notes Series
477325
This series of Notes was issued and sold upon the funding of the borrower loan #44724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Sep-27-2010 |
| |
Auction end date:
| Oct-04-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $248.80 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $248.80 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 640-659 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,457 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| satisfying-ore |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off toxic payday loans
Purpose of loan:
This loan will be used to? Pay off payday loans
My financial situation: I'm a good candidate for this loan because I'm currently paying $800 a month to payday loan companies, more than three times the amount my Prosper payment would be, and in two years I have never been late.
Two years ago, when several family members lost their jobs, I tried to help and took out several payday loans. Since then I've been working three jobs just to pay the interest on them. This loan would let me pay off these loans and leave me with $500 a month to put toward an emergency fund, so we never have to end up in this situation again.
A breakdown of my income looks like this: At my fulltime job?I make 1639.90/month, and I have been working there for 5 years (if nothing else I am loyal). My part time job I work on weekends, and make 454.54/month.? I get paid 3 times in October and April for both of these jobs?(An extra 1046.46 those months, but because of the payday loans I end up paying $1200/month?in interest during those months). My 3rd job is seasonal, starting in September through June, I have been working for them for 3 years, there I bring in $200/month, but I did not include that in my monthly income because of it being a seasonal position.??
Expenses: I split rent with my boyfriend; all of our utilities are included in the rent except for cable and phone, which we also split. I only have a year of payments left on my car and I only have 2 years of payments on all of my credit cards. Here is my projected financial breakdown as a whole:
Monthly net income: $ 2094.44
Projected Expenses (after receiving prosper loan and paying of payday loans): $ 1433.80
Monthly expenses before Prosper Loan: $ 1985.62?
Housing: $ 350
Insurance: $ 100
Car expenses: $ 200.62
Utilities: $?0
Phone, cable, internet: $ 85
Food, entertainment: $ 100
Clothing, household expenses $ 50
Credit cards and other loans: $?1100 (548.80 after prosper loan)?
I am 27 years old, my goal is to be debt free (with the exception of my student loan) by the age of 30. I have made mistakes in my financial life, I often go without because of these mistakes, and I need help getting back on track, that?s where this loan would come in. I want to be able to take a day off my full time job without picking up extra hours at my part time job, or feeling guilty about not picking up those hours because I just want a day off. I want to have the gas money to go visit my friends again. I want to be able to buy Christmas presents and birthday gifts for my nieces and nephew. I just want to do what many of us take for granted on a daily basis, what I took for granted; I want to be able to live my life.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you tell us about the current delinquency indicated on the proper report even though it has zero balance? - circle
A:
I believe that has to do with an old credit card from college. I had been paying it regularly, but had decided to consolidate it with another credit card so I would have one monthly payment (I thought I was doing something good for my credit). During that process there was a missed payment, which I did not know about until I pulled up my credit report that indicated I was 30 days late. I called the credit card company, and they explained I was paid up, yet it still shows on my credit report.
(Sep-28-2010)
Q:
Do you plan to pay this loan on time every month? - circle
A:
Yes! I would like to set up automatic payments if possible. I have been paying these payday loans twice a month without being late, so this loan payment would be a relief to pay every month. Just knowing that I am moving forward with my financial freedom, and not stuck in neutral, is great motivation. Also, knowing that individuals are willing to help me, and putting up their hard earned money so I can move forward financially, motivates me to also hold up my end of the deal.
(Sep-28-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CashCowNow | $26.00 | $26.00 | 9/27/2010 3:19:25 PM |
| Barrayaran | $25.00 | $25.00 | 9/27/2010 3:23:34 PM |
| villagers | $25.00 | $25.00 | 9/27/2010 3:31:55 PM |
| nowits10 | $25.00 | $25.00 | 9/27/2010 11:19:53 PM |
| texrob20 | $25.00 | $25.00 | 9/28/2010 12:17:20 AM |
| samo102us | $25.00 | $25.00 | 9/28/2010 12:18:02 AM |
| reflective-rupee | $50.00 | $50.00 | 9/28/2010 11:21:42 AM |
| reflective-rupee | $125.00 | $125.00 | 9/28/2010 11:24:18 AM |
| silverloan | $25.00 | $25.00 | 9/28/2010 1:12:11 PM |
| Imagineer | $25.00 | $25.00 | 9/28/2010 1:12:03 PM |
| djc314 | $25.00 | $25.00 | 9/28/2010 1:12:09 PM |
| Diamond_Jim | $25.00 | $25.00 | 9/28/2010 1:12:12 PM |
| inspiring-reward | $50.98 | $50.98 | 9/28/2010 1:12:08 PM |
| kulender | $50.00 | $50.00 | 9/29/2010 9:59:56 AM |
| power-secret-agent | $25.00 | $25.00 | 9/30/2010 12:59:43 AM |
| quickstep | $250.00 | $250.00 | 9/30/2010 3:06:10 AM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:47:44 AM |
| penny-plato | $25.00 | $25.00 | 9/30/2010 8:44:25 AM |
| loan-kung-fu | $25.00 | $25.00 | 9/30/2010 11:18:53 AM |
| reflective-rupee | $250.00 | $250.00 | 9/30/2010 11:11:12 AM |
| Barrayaran | $50.00 | $50.00 | 9/30/2010 8:09:00 PM |
| Comoparklender | $25.00 | $25.00 | 10/1/2010 2:46:30 PM |
| gold-channel2 | $50.00 | $50.00 | 10/1/2010 2:48:21 PM |
| circle | $100.00 | $100.00 | 10/1/2010 6:56:04 PM |
| DasMula | $53.98 | $53.98 | 10/1/2010 8:24:32 PM |
| larryboy10 | $25.00 | $25.00 | 10/2/2010 12:10:49 PM |
| euro-banker | $49.72 | $49.72 | 10/2/2010 9:42:46 PM |
| Green-Baron | $25.00 | $25.00 | 10/3/2010 10:10:26 AM |
| Green-Baron | $25.00 | $25.00 | 10/3/2010 10:10:08 AM |
| squarebob | $100.00 | $100.00 | 10/3/2010 12:03:42 PM |
| payment-encore | $200.00 | $200.00 | 10/3/2010 5:57:25 PM |
| lucrative-coin | $100.00 | $100.00 | 10/3/2010 6:31:20 PM |
| restless-dime | $25.00 | $25.00 | 10/3/2010 9:08:55 PM |
| well-mannered-income3 | $120.00 | $120.00 | 10/4/2010 8:33:42 AM |
| circle | $500.00 | $500.00 | 10/4/2010 9:52:05 AM |
| reflective-rupee | $250.00 | $250.00 | 10/4/2010 10:03:47 AM |
| circle | $500.00 | $370.82 | 10/4/2010 9:52:57 AM |
| FinanceEngine | $25.00 | $25.00 | 10/4/2010 11:22:53 AM |
| Astyanax | $250.00 | $250.00 | 10/4/2010 10:15:30 AM |
| PunjabBank | $100.00 | $100.00 | 10/4/2010 1:55:14 PM |
| druidpoet | $26.00 | $26.00 | 10/4/2010 1:27:13 PM |
| shrewd-income | $100.00 | $100.00 | 10/4/2010 1:37:45 PM |
| majestic-currency3 | $119.76 | $119.76 | 10/4/2010 3:17:55 PM |
| AlexTrep | $50.00 | $50.00 | 9/27/2010 3:25:06 PM |
| shrewd-peace7 | $25.00 | $25.00 | 9/27/2010 4:10:33 PM |
| imlosttoo | $25.00 | $25.00 | 9/27/2010 4:09:00 PM |
| tigercat | $50.00 | $50.00 | 9/27/2010 5:07:10 PM |
| macbeck22 | $25.00 | $25.00 | 9/27/2010 7:52:41 PM |
| simplybarg | $27.74 | $27.74 | 9/28/2010 12:17:59 AM |
| healingangel22 | $25.00 | $25.00 | 9/28/2010 9:02:35 AM |
| basis-prodigy | $25.00 | $25.00 | 9/28/2010 1:12:08 PM |
| reflective-rupee | $100.00 | $100.00 | 9/28/2010 11:21:22 AM |
| marketplace-buckeye | $50.00 | $50.00 | 9/28/2010 1:12:09 PM |
| miamibeachloaner | $25.00 | $25.00 | 9/28/2010 1:12:10 PM |
| zone6 | $100.00 | $100.00 | 9/28/2010 1:12:11 PM |
| circle | $100.00 | $100.00 | 9/28/2010 6:22:43 PM |
| curriculum7 | $25.00 | $25.00 | 9/29/2010 1:13:47 PM |
| power-secret-agent | $25.00 | $25.00 | 9/30/2010 12:59:19 AM |
| reward-adventure | $50.00 | $50.00 | 9/30/2010 6:02:28 AM |
| ore-dojo | $50.00 | $50.00 | 9/30/2010 9:10:08 AM |
| SolarMoonshine | $25.00 | $25.00 | 9/30/2010 6:13:13 PM |
| equitylender | $30.00 | $30.00 | 9/30/2010 10:45:34 PM |
| circle | $100.00 | $100.00 | 9/30/2010 9:51:38 PM |
| Barrayaran | $25.00 | $25.00 | 10/1/2010 7:37:32 AM |
| cablenews | $25.00 | $25.00 | 10/1/2010 10:49:15 AM |
| mcgovern2024 | $50.00 | $50.00 | 10/2/2010 6:37:39 PM |
| weWantToHelp | $50.00 | $50.00 | 10/3/2010 5:34:59 PM |
| shrewd-market | $100.00 | $100.00 | 10/3/2010 9:14:28 PM |
| IIP77 | $25.00 | $25.00 | 10/4/2010 4:17:54 AM |
| circle | $200.00 | $200.00 | 10/4/2010 9:56:07 AM |
| reflective-rupee | $225.00 | $225.00 | 10/4/2010 10:02:24 AM |
| restless-dime | $25.00 | $25.00 | 10/4/2010 11:02:26 AM |
| Lubava | $25.00 | $25.00 | 10/4/2010 1:22:31 PM |
| 73 bids
|
Borrower Payment Dependent Notes Series
477329
This series of Notes was issued and sold upon the funding of the borrower loan #44718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.6% |
Auction start date:
| Sep-30-2010 |
| |
Auction end date:
| Oct-06-2010 |
|
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $267.34 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $267.34 |
| |
|
Auction yield range:
| 2.79% - 7.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 860-879 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| proper-benefit5 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
WhatI will use this money to pay off a Chase Visa with a 13.9% APRWhyI think the concept of community lending is cool, and I'd rather pay interest (especially at a lower rate!) to people rather than Chase.HowI have been employed by the same company for over 5 years. My job, income and life are stable.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| radforj22 | $100.00 | $100.00 | 9/30/2010 2:38:57 PM |
| cebgop | $25.00 | $25.00 | 9/30/2010 2:40:20 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 9/30/2010 2:41:14 PM |
| murren | $25.00 | $25.00 | 9/30/2010 2:41:19 PM |
| MarinLoans | $25.00 | $25.00 | 9/30/2010 2:41:46 PM |
| kenji4861 | $50.00 | $50.00 | 9/30/2010 2:42:22 PM |
| engaging-worth | $25.00 | $25.00 | 9/30/2010 2:42:46 PM |
| peerlender | $25.00 | $25.00 | 9/30/2010 2:42:54 PM |
| ichibon | $150.00 | $150.00 | 9/30/2010 2:43:01 PM |
| Castellan | $50.00 | $50.00 | 9/30/2010 2:43:07 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 9/30/2010 2:45:09 PM |
| meenan | $25.00 | $25.00 | 9/30/2010 2:45:24 PM |
| psa1995 | $50.00 | $50.00 | 9/30/2010 2:45:53 PM |
| unclejaef | $25.00 | $25.00 | 9/30/2010 2:40:15 PM |
| robertmm25 | $50.00 | $50.00 | 9/30/2010 2:46:01 PM |
| kegs | $150.00 | $148.52 | 9/30/2010 2:46:21 PM |
| life-is-great | $50.00 | $50.00 | 9/30/2010 2:41:17 PM |
| platinum-genetics | $25.00 | $25.00 | 9/30/2010 2:41:22 PM |
| market-socrates4 | $50.00 | $50.00 | 9/30/2010 2:41:35 PM |
| nicklds | $50.00 | $50.00 | 9/30/2010 2:39:55 PM |
| magical-greenback | $50.00 | $50.00 | 9/30/2010 2:41:54 PM |
| DukSerduk | $25.00 | $25.00 | 9/30/2010 2:39:59 PM |
| power-defender7 | $25.00 | $25.00 | 9/30/2010 2:40:24 PM |
| elasermd | $100.00 | $100.00 | 9/30/2010 2:42:19 PM |
| currency-persimmon | $25.00 | $25.00 | 9/30/2010 2:40:29 PM |
| tender-integrity3 | $50.00 | $50.00 | 9/30/2010 2:42:30 PM |
| blot44 | $25.00 | $25.00 | 9/30/2010 2:42:37 PM |
| cash-sensai2 | $25.00 | $25.00 | 9/30/2010 2:40:53 PM |
| orgy63 | $50.00 | $50.00 | 9/30/2010 2:42:55 PM |
| generous-deal6 | $50.00 | $50.00 | 9/30/2010 2:41:27 PM |
| understanding-marketplace | $50.00 | $50.00 | 9/30/2010 2:41:37 PM |
| GElender | $100.00 | $100.00 | 9/30/2010 2:41:43 PM |
| damage | $25.00 | $25.00 | 9/30/2010 2:41:49 PM |
| larrybird | $150.00 | $150.00 | 9/30/2010 2:42:01 PM |
| FlexFunding | $50.00 | $50.00 | 9/30/2010 2:42:04 PM |
| museic1 | $25.00 | $25.00 | 9/30/2010 2:42:10 PM |
| cachecrew | $50.00 | $50.00 | 9/30/2010 2:42:27 PM |
| bazaar-nirvana | $50.00 | $50.00 | 9/30/2010 2:42:41 PM |
| Railbird | $25.00 | $25.00 | 9/30/2010 2:42:48 PM |
| Vreet | $50.00 | $50.00 | 9/30/2010 2:45:12 PM |
| dtrain5 | $25.00 | $25.00 | 9/30/2010 2:45:26 PM |
| ogmanny | $50.00 | $50.00 | 9/30/2010 2:45:40 PM |
| jts | $25.00 | $25.00 | 9/30/2010 2:45:03 PM |
| BeachWalkz | $50.00 | $50.00 | 9/30/2010 2:45:16 PM |
| chinolatino | $50.00 | $50.00 | 9/30/2010 2:46:09 PM |
| RandyL3 | $25.00 | $25.00 | 9/30/2010 6:09:01 PM |
| ujiba | $45.15 | $45.15 | 10/1/2010 1:29:34 AM |
| dollardave | $100.00 | $100.00 | 9/30/2010 9:28:36 PM |
| Zipperdu | $50.00 | $50.00 | 10/1/2010 9:36:00 AM |
| interstellar | $50.00 | $50.00 | 10/1/2010 10:04:20 AM |
| blue-useful-auction | $25.00 | $25.00 | 10/1/2010 2:40:24 PM |
| kmcolo | $25.00 | $25.00 | 10/1/2010 9:00:17 PM |
| magnificent-income7 | $100.00 | $100.00 | 10/2/2010 4:33:23 AM |
| MonkeyHero | $25.00 | $25.00 | 10/2/2010 8:01:43 AM |
| Sarspatula | $25.00 | $25.00 | 10/2/2010 11:02:43 AM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/2/2010 9:59:21 AM |
| tutnyce | $114.04 | $114.04 | 10/2/2010 11:02:06 AM |
| Lotsofbears | $25.00 | $25.00 | 10/2/2010 1:53:34 PM |
| nbah123 | $50.00 | $50.00 | 10/2/2010 4:30:14 PM |
| maineman | $25.00 | $25.00 | 10/3/2010 4:37:40 AM |
| payout-magician | $50.00 | $50.00 | 10/3/2010 11:02:59 AM |
| Guiren | $25.00 | $25.00 | 10/3/2010 1:13:52 PM |
| Jwalker11 | $35.35 | $35.35 | 10/3/2010 11:02:10 PM |
| ddamenace | $40.00 | $40.00 | 10/4/2010 6:52:03 AM |
| Aristocrat | $30.00 | $30.00 | 10/4/2010 11:10:52 AM |
| a-abundant-transparency | $45.19 | $45.19 | 10/4/2010 9:58:49 AM |
| Chesterite | $25.00 | $25.00 | 10/4/2010 1:56:38 PM |
| justme4now | $25.00 | $25.00 | 10/4/2010 2:23:58 PM |
| manuvns | $25.00 | $25.00 | 10/4/2010 3:48:16 PM |
| JohnSmith10 | $50.00 | $50.00 | 10/4/2010 7:25:33 PM |
| ArashMass | $30.00 | $30.00 | 10/5/2010 1:26:24 AM |
| octoberfresh | $35.00 | $35.00 | 10/5/2010 7:15:18 AM |
| gsp1885 | $30.00 | $30.00 | 10/5/2010 5:07:38 AM |
| Planecourage | $35.00 | $35.00 | 10/5/2010 9:44:02 AM |
| heerzaquestion | $25.00 | $25.00 | 10/5/2010 2:00:21 PM |
| Tiger6543 | $25.00 | $25.00 | 10/5/2010 12:42:50 PM |
| roadster199 | $25.00 | $25.00 | 10/5/2010 2:41:48 PM |
| auction-seeker | $25.00 | $25.00 | 10/5/2010 3:54:40 PM |
| TigerForce | $25.00 | $25.00 | 10/5/2010 6:55:24 PM |
| 340 | $25.00 | $25.00 | 10/6/2010 1:25:27 AM |
| Spiv_51 | $25.00 | $25.00 | 10/6/2010 3:10:53 AM |
| gizmo65 | $25.00 | $25.00 | 10/6/2010 4:34:17 AM |
| investor11373 | $25.00 | $25.00 | 10/6/2010 5:19:54 AM |
| loyalty-czar | $48.21 | $48.21 | 10/6/2010 6:10:10 AM |
| velocity-alert1 | $884.69 | $884.69 | 10/6/2010 5:15:35 AM |
| orange-agreement-historian | $40.00 | $40.00 | 10/6/2010 6:18:39 AM |
| Manta_Rai | $25.00 | $25.00 | 10/6/2010 8:35:24 AM |
| simiray | $35.00 | $35.00 | 10/6/2010 10:10:56 AM |
| LovinMe | $50.00 | $50.00 | 10/6/2010 11:00:09 AM |
| khamen | $25.00 | $25.00 | 10/6/2010 10:45:12 AM |
| El_Maestro | $25.00 | $25.00 | 10/6/2010 1:26:44 PM |
| 6moonbeams | $100.00 | $100.00 | 10/6/2010 2:48:02 PM |
| Green_Bean | $25.00 | $25.00 | 10/6/2010 3:08:34 PM |
| DalCowboys | $25.00 | $25.00 | 10/6/2010 6:16:41 PM |
| philantist | $25.00 | $25.00 | 10/6/2010 8:06:56 PM |
| paixbouche | $31.05 | $31.05 | 10/6/2010 8:00:59 PM |
| senior1 | $25.00 | $25.00 | 10/6/2010 6:02:17 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/6/2010 8:20:39 PM |
| riproaringrapids | $25.00 | $25.00 | 9/30/2010 2:40:04 PM |
| Ripsaw4U | $50.00 | $50.00 | 9/30/2010 2:40:22 PM |
| agiovasil | $25.00 | $25.00 | 9/30/2010 2:40:48 PM |
| Merganser | $25.00 | $25.00 | 9/30/2010 2:41:21 PM |
| investment-network | $50.00 | $50.00 | 9/30/2010 2:41:32 PM |
| duty-windmill | $25.00 | $25.00 | 9/30/2010 2:41:39 PM |
| SBT | $50.00 | $50.00 | 9/30/2010 2:42:08 PM |
| delicious-social132 | $50.00 | $50.00 | 9/30/2010 2:42:12 PM |
| neighborly-hope6 | $50.00 | $50.00 | 9/30/2010 2:42:44 PM |
| ray1051 | $75.00 | $75.00 | 9/30/2010 2:42:57 PM |
| Weaverville | $25.00 | $25.00 | 9/30/2010 2:38:55 PM |
| nickel-demon2 | $50.00 | $50.00 | 9/30/2010 2:45:35 PM |
| alpinaut | $25.00 | $25.00 | 9/30/2010 2:40:12 PM |
| natural-affluence4 | $50.00 | $50.00 | 9/30/2010 2:42:06 PM |
| schpere | $25.00 | $25.00 | 9/30/2010 2:40:10 PM |
| SDNLR | $25.00 | $25.00 | 9/30/2010 2:42:14 PM |
| well-rounded-dinero | $100.00 | $100.00 | 9/30/2010 2:42:17 PM |
| Captain88 | $25.00 | $25.00 | 9/30/2010 2:40:27 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/30/2010 2:42:32 PM |
| Okeey | $25.00 | $25.00 | 9/30/2010 2:42:58 PM |
| Marathoner | $25.00 | $25.00 | 9/30/2010 2:43:03 PM |
| Avala | $100.00 | $100.00 | 9/30/2010 2:43:11 PM |
| kanakakm | $50.00 | $50.00 | 9/30/2010 2:41:41 PM |
| organized-payment6 | $50.00 | $50.00 | 9/30/2010 2:41:51 PM |
| capital-futurist | $50.00 | $50.00 | 9/30/2010 2:41:57 PM |
| yukongin | $50.00 | $50.00 | 9/30/2010 2:42:02 PM |
| LAKESPRING | $25.00 | $25.00 | 9/30/2010 2:42:24 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 9/30/2010 2:42:34 PM |
| ericgassercom | $25.00 | $25.00 | 9/30/2010 2:42:50 PM |
| BayShell | $50.00 | $50.00 | 9/30/2010 2:45:22 PM |
| Mr_Bigmoney | $25.00 | $25.00 | 9/30/2010 2:45:28 PM |
| jazzlender | $25.00 | $25.00 | 9/30/2010 2:45:06 PM |
| mpactlender | $25.00 | $25.00 | 9/30/2010 2:46:12 PM |
| gogrannygo | $25.00 | $25.00 | 9/30/2010 11:47:47 PM |
| Bank_Of_XL | $25.00 | $25.00 | 9/30/2010 9:02:58 PM |
| socal-lender | $25.00 | $25.00 | 10/1/2010 11:40:52 AM |
| arenangelchild | $100.00 | $100.00 | 10/1/2010 1:17:53 PM |
| CERTIFIED | $100.00 | $100.00 | 10/2/2010 7:59:40 AM |
| wwwUniversal | $25.00 | $25.00 | 10/2/2010 8:02:44 AM |
| JedClampett | $75.00 | $75.00 | 10/2/2010 3:26:49 PM |
| bill-booster5 | $25.00 | $25.00 | 10/2/2010 6:08:07 PM |
| conductor146 | $25.00 | $25.00 | 10/3/2010 7:52:14 AM |
| EasternLender | $25.00 | $25.00 | 10/3/2010 10:24:43 AM |
| penny-finder | $25.00 | $25.00 | 10/3/2010 7:26:24 PM |
| invested-in-others | $50.00 | $50.00 | 10/3/2010 10:54:26 PM |
| gavinsp | $25.00 | $25.00 | 10/4/2010 1:30:42 PM |
| enthusiastic-ore5 | $25.00 | $25.00 | 10/4/2010 5:47:52 PM |
| OoM | $25.00 | $25.00 | 10/4/2010 7:30:03 PM |
| Cheburashka | $30.00 | $30.00 | 10/5/2010 1:15:31 AM |
| mhotchan | $200.00 | $200.00 | 10/5/2010 7:35:16 AM |
| relaxation688 | $25.00 | $25.00 | 10/5/2010 10:08:45 AM |
| marshallmanhattan | $25.00 | $25.00 | 10/5/2010 7:51:40 AM |
| happyjackbak | $35.00 | $35.00 | 10/5/2010 9:44:00 AM |
| tedi-tif | $40.00 | $40.00 | 10/5/2010 11:04:58 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/5/2010 11:28:40 AM |
| Digs | $25.00 | $25.00 | 10/5/2010 2:40:56 PM |
| bouvierchamp | $29.85 | $29.85 | 10/5/2010 2:51:25 PM |
| elevated-finance | $47.22 | $47.22 | 10/5/2010 4:35:33 PM |
| dospapalotes | $25.00 | $25.00 | 10/5/2010 5:00:23 PM |
| doc1 | $150.00 | $150.00 | 10/5/2010 6:15:39 PM |
| Longstreet47 | $59.98 | $59.98 | 10/5/2010 8:27:17 PM |
| established-hope5 | $35.75 | $35.75 | 10/6/2010 7:02:17 AM |
| calbertrand | $50.00 | $50.00 | 10/6/2010 6:54:54 AM |
| Lender0307 | $25.00 | $25.00 | 10/6/2010 7:42:05 AM |
| bughead | $25.00 | $25.00 | 10/6/2010 6:56:34 AM |
| rainbowsorbet | $25.00 | $25.00 | 10/6/2010 9:58:36 AM |
| StinkiePhish | $25.00 | $25.00 | 10/6/2010 10:54:07 AM |
| repaymeplease | $25.00 | $25.00 | 10/6/2010 10:11:48 AM |
| FundMaker | $25.00 | $25.00 | 10/6/2010 10:43:10 AM |
| Money_Hog | $25.00 | $25.00 | 10/6/2010 12:51:35 PM |
| Castelj | $30.00 | $30.00 | 10/6/2010 3:01:39 PM |
| gsd | $35.00 | $35.00 | 10/6/2010 3:07:58 PM |
| Knyteguy | $25.00 | $25.00 | 10/6/2010 3:11:36 PM |
| SunsetCoastCapital | $25.00 | $25.00 | 10/6/2010 3:12:33 PM |
| lnrn | $25.00 | $25.00 | 10/6/2010 4:00:09 PM |
| BankofBeth | $25.00 | $25.00 | 10/6/2010 5:37:28 PM |
| Richmp412 | $25.00 | $25.00 | 10/6/2010 6:17:04 PM |
| gothampark | $25.00 | $25.00 | 10/6/2010 6:14:21 PM |
| dejnik | $30.00 | $30.00 | 10/6/2010 6:19:49 PM |
| Midg | $25.00 | $25.00 | 10/6/2010 8:55:17 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/6/2010 8:20:23 PM |
| dontletmoneyfoolya | $25.00 | $25.00 | 10/6/2010 6:38:20 PM |
| one-midas | $100.00 | $100.00 | 10/6/2010 6:49:20 PM |
| 181 bids
|
Borrower Payment Dependent Notes Series
477421
This series of Notes was issued and sold upon the funding of the borrower loan #44712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-28-2010 |
| |
Auction end date:
| Oct-05-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $164.38 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $164.38 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 720-739 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,997 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-dedication-twister9 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to? Consolidate my ?credit cards.
My financial situation:
I am a good candidate for this loan because? I make my monthly payments a priority.
Monthly net income: $4000
Monthly expenses: $
??Housing: $ 1700
??Insurance: $ 100
??Car expenses: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 50
??Clothing, household expenses $50
??Credit cards and other loans: $700
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What's the highest rate that you'll be using this loan to pay down? - new-social-economist
A:
I will be using 35% rate to pay down this loan.
(Oct-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $25.00 | $25.00 | 9/28/2010 2:32:17 PM |
| 6moonbeams | $25.00 | $25.00 | 9/28/2010 2:31:40 PM |
| handshake5 | $100.00 | $100.00 | 9/28/2010 2:31:50 PM |
| zone6 | $100.00 | $100.00 | 9/29/2010 9:22:59 AM |
| patriot897 | $25.00 | $25.00 | 9/29/2010 12:30:33 PM |
| AF-Chief | $25.00 | $25.00 | 9/29/2010 12:47:50 PM |
| payment-gusto | $25.00 | $25.00 | 9/29/2010 7:02:20 PM |
| simplelender80 | $100.00 | $100.00 | 9/30/2010 10:47:23 AM |
| reflective-rupee | $100.00 | $100.00 | 9/30/2010 11:29:46 AM |
| fairness-kayak | $25.00 | $25.00 | 9/30/2010 1:14:35 PM |
| Comoparklender | $36.71 | $36.71 | 9/30/2010 3:03:50 PM |
| exchange-dreams | $25.00 | $25.00 | 9/30/2010 7:41:07 PM |
| hope-equation | $50.00 | $50.00 | 10/1/2010 6:25:12 AM |
| villagers | $32.66 | $32.66 | 10/1/2010 12:58:03 PM |
| Bcs-cnc | $50.00 | $50.00 | 10/1/2010 1:53:49 PM |
| escharfer | $25.00 | $25.00 | 10/1/2010 2:54:49 PM |
| musegaze | $100.00 | $100.00 | 10/1/2010 2:52:24 PM |
| loan-adventurer7 | $25.00 | $25.00 | 10/1/2010 11:28:50 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/2/2010 3:13:30 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/2/2010 8:09:00 PM |
| JoyfulVegetarian | $25.00 | $25.00 | 10/3/2010 9:47:50 AM |
| wealth-samaritan2 | $25.00 | $25.00 | 10/3/2010 5:16:54 PM |
| loss-of-control | $50.00 | $50.00 | 10/3/2010 8:21:00 PM |
| well-mannered-income3 | $60.00 | $60.00 | 10/4/2010 8:40:18 AM |
| patriot384 | $50.00 | $50.00 | 10/4/2010 11:52:05 AM |
| graceful-investment | $100.00 | $100.00 | 10/4/2010 12:11:48 PM |
| newest-inspiring-power | $25.00 | $25.00 | 10/4/2010 12:25:28 PM |
| power-secret-agent | $25.00 | $25.00 | 10/4/2010 1:31:30 PM |
| the-silver-blaster | $50.00 | $50.00 | 10/4/2010 1:15:22 PM |
| S-Master | $50.00 | $50.00 | 10/4/2010 2:09:49 PM |
| marketplace-cello5 | $25.00 | $25.00 | 10/4/2010 3:37:33 PM |
| shur | $25.00 | $25.00 | 10/4/2010 3:37:40 PM |
| cash-spark3 | $50.00 | $50.00 | 10/4/2010 3:37:36 PM |
| psa1995 | $25.00 | $25.00 | 10/4/2010 3:38:26 PM |
| IIP77 | $25.00 | $25.00 | 10/4/2010 3:49:44 PM |
| Philkent | $25.00 | $25.00 | 10/4/2010 3:52:13 PM |
| papaloha | $25.00 | $25.00 | 10/4/2010 3:52:09 PM |
| important-openness1 | $100.00 | $70.71 | 10/4/2010 3:53:07 PM |
| Vreet | $50.00 | $50.00 | 10/4/2010 3:52:18 PM |
| EBITDA | $25.00 | $25.00 | 10/4/2010 3:41:03 PM |
| favorite-commerce | $50.00 | $50.00 | 10/4/2010 9:08:55 PM |
| loan-adventurer7 | $50.00 | $50.00 | 10/4/2010 10:46:34 PM |
| FinanceEngine | $25.00 | $25.00 | 10/4/2010 11:41:39 PM |
| kendigme | $25.00 | $25.00 | 10/5/2010 3:36:28 AM |
| wonder3 | $25.00 | $25.00 | 10/5/2010 5:59:38 AM |
| LoanerPrincipal | $50.00 | $50.00 | 10/5/2010 4:10:30 AM |
| kulender | $100.00 | $100.00 | 9/28/2010 2:29:12 PM |
| b-rent | $25.00 | $25.00 | 9/28/2010 2:34:56 PM |
| sfmf | $25.00 | $25.00 | 9/28/2010 2:25:21 PM |
| agiovasil | $25.00 | $25.00 | 9/28/2010 2:36:26 PM |
| a-bountiful-trade | $25.00 | $25.00 | 9/28/2010 2:32:43 PM |
| ingenious-deal6 | $25.00 | $25.00 | 9/28/2010 10:52:44 PM |
| economy-popcorn | $25.00 | $25.00 | 9/29/2010 6:23:28 AM |
| tech310 | $50.00 | $50.00 | 9/29/2010 10:00:56 AM |
| rescue | $100.00 | $100.00 | 9/29/2010 10:02:02 AM |
| AlexTrep | $50.00 | $50.00 | 9/29/2010 12:31:09 PM |
| bountiful-durability | $30.13 | $30.13 | 9/29/2010 3:52:22 PM |
| Whipster | $50.00 | $50.00 | 9/29/2010 4:48:03 PM |
| money-bauble | $100.00 | $100.00 | 9/30/2010 6:43:50 AM |
| consummate-loyalty1 | $43.92 | $43.92 | 9/30/2010 6:52:45 AM |
| penny-plato | $25.00 | $25.00 | 9/30/2010 8:46:59 AM |
| frogperson | $250.00 | $250.00 | 9/30/2010 9:12:28 AM |
| Katburg | $25.00 | $25.00 | 10/1/2010 6:15:20 AM |
| jubilant-auction5 | $25.00 | $25.00 | 10/1/2010 8:43:01 AM |
| cablenews | $25.00 | $25.00 | 10/1/2010 10:49:36 AM |
| irrelevant | $25.00 | $25.00 | 10/1/2010 2:51:56 PM |
| 108lender | $100.00 | $100.00 | 10/1/2010 2:52:44 PM |
| JustMee | $25.00 | $25.00 | 10/1/2010 7:36:01 PM |
| preventivepestcontrol | $50.00 | $50.00 | 10/1/2010 9:49:50 PM |
| brother_tam | $50.00 | $50.00 | 10/2/2010 4:18:15 AM |
| Artist_Blue | $25.00 | $25.00 | 10/2/2010 8:08:57 AM |
| gallant-economy9 | $48.38 | $48.38 | 10/2/2010 6:22:49 AM |
| changger | $50.00 | $50.00 | 10/2/2010 2:22:34 PM |
| neorunner | $25.00 | $25.00 | 10/2/2010 7:58:05 PM |
| diversification-maple1 | $25.00 | $25.00 | 10/3/2010 8:03:08 PM |
| loss-of-control | $50.00 | $50.00 | 10/3/2010 8:20:37 PM |
| larrybird | $47.49 | $47.49 | 10/3/2010 8:52:52 PM |
| octoberfresh | $25.00 | $25.00 | 10/4/2010 7:15:07 AM |
| bold-attentive-listing | $25.00 | $25.00 | 10/4/2010 11:49:51 AM |
| power-secret-agent | $25.00 | $25.00 | 10/4/2010 1:31:17 PM |
| whartonmba | $25.00 | $25.00 | 10/4/2010 3:38:33 PM |
| asiaratt | $50.00 | $50.00 | 10/4/2010 3:38:38 PM |
| jamiee73 | $25.00 | $25.00 | 10/4/2010 3:35:33 PM |
| head | $25.00 | $25.00 | 10/4/2010 3:41:29 PM |
| mtquan | $25.00 | $25.00 | 10/4/2010 3:51:54 PM |
| trumpeter5 | $50.00 | $50.00 | 10/4/2010 3:52:48 PM |
| Preferred-Lender | $25.00 | $25.00 | 10/4/2010 3:52:08 PM |
| new-social-economist | $80.00 | $80.00 | 10/4/2010 6:01:15 PM |
| frclmym | $25.00 | $25.00 | 10/4/2010 9:24:26 PM |
| intelligent-yield | $25.00 | $25.00 | 10/5/2010 12:22:14 AM |
| vine99 | $50.00 | $50.00 | 10/4/2010 10:23:51 PM |
| 91 bids
|
Borrower Payment Dependent Notes Series
477905
This series of Notes was issued and sold upon the funding of the borrower loan #44715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Oct-01-2010 |
| |
Auction end date:
| Oct-04-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $336.52 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $336.52 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 660-679 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 23y 11m |
|
Amount delinquent:
| $52 |
Total credit lines:
| 27 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,370 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mamadeesf |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 65 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $9,950.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Mar-2008)
620-639
(Sep-2007)
|
|
Principal balance:
| $836.96 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 65 | | |
Description
Family Caregiver needs help!
Purpose of loan:
This loan will be used to...
I have been the care giver to my family most of my life ? if it?s not for my son who is challenged with a medical condition, it?s been caring for my mother who battled cancer for several years but recently lost her battle.I now need to concentrate on myself.Try to make my life easier.I would love to be able to pay off several credit cards with the help of Prosper?s generous community and lump my payments into one.I need to pay down my debt so I can look forward to retirement.Thank you!
My financial situation:
I am a good candidate for this loan because I have been a reliable prosper borrower and have paid off a loan already.? I have my payments deducted automatically and have always been current.? I have a great job and I don't have to pay for housing.?
Monthly net income: $ 4650
Monthly expenses: $
??Housing: $0
??Insurance: $ 98
??Car expenses: $ 60
??Utilities: $ 120
??Phone, cable, internet: $ 75
??Food, entertainment: $?600
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 1200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
do you have no housing payment and can you explain your deliquiencies - restless-dime
A:
Simply put... if I have a bill that is not automatically withdrawn from my account...at times because of my focus/attention on having to care for others, going to dr's appt's, going to work, handling two households, there have been occassions where something was overlooked. Majority of my bills are automatically withdrawn as is Prosper account. Thank you for your consideration to my request.
(Oct-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ingenious-deal6 | $25.00 | $25.00 | 10/1/2010 2:25:46 PM |
| handshake5 | $100.00 | $100.00 | 10/1/2010 2:24:05 PM |
| bid-czar8 | $25.00 | $25.00 | 10/1/2010 2:24:14 PM |
| revenue-officer36 | $25.00 | $25.00 | 10/1/2010 2:44:14 PM |
| loan-kung-fu | $25.00 | $25.00 | 10/1/2010 2:45:38 PM |
| silverloan | $25.00 | $25.00 | 10/1/2010 2:45:59 PM |
| nletunic | $50.00 | $50.00 | 10/1/2010 2:46:51 PM |
| desertoasis | $25.00 | $25.00 | 10/1/2010 2:52:11 PM |
| SPB | $25.00 | $25.00 | 10/1/2010 2:50:51 PM |
| Interstate_Rate | $150.00 | $150.00 | 10/1/2010 3:05:55 PM |
| kidsskipp | $50.00 | $50.00 | 10/1/2010 2:52:15 PM |
| patriot897 | $25.00 | $25.00 | 10/1/2010 2:52:48 PM |
| inspiring-reward | $133.12 | $133.12 | 10/1/2010 2:52:54 PM |
| villagers | $25.00 | $25.00 | 10/1/2010 2:54:00 PM |
| AF-Chief | $25.00 | $25.00 | 10/1/2010 3:31:38 PM |
| Amber_Stone | $25.00 | $25.00 | 10/1/2010 3:47:01 PM |
| ukstevenhawaii | $37.42 | $37.42 | 10/1/2010 6:27:52 PM |
| antrux | $25.00 | $25.00 | 10/2/2010 2:00:12 AM |
| selfmademan | $25.00 | $25.00 | 10/2/2010 1:42:44 AM |
| HHP | $25.00 | $25.00 | 10/2/2010 1:50:47 AM |
| piter-to-la-investment | $25.00 | $25.00 | 10/2/2010 2:12:16 AM |
| worth-arch | $25.00 | $25.00 | 10/2/2010 2:12:41 AM |
| lloyd_s | $25.00 | $25.00 | 10/2/2010 2:02:35 AM |
| coin-investor | $25.00 | $25.00 | 10/2/2010 2:10:33 AM |
| pavelz | $36.23 | $36.23 | 10/2/2010 8:38:03 AM |
| penny-plato | $25.00 | $25.00 | 10/2/2010 7:20:04 AM |
| Rattlehead | $25.00 | $25.00 | 10/2/2010 8:38:05 AM |
| Comoparklender | $25.00 | $25.00 | 10/2/2010 8:38:03 AM |
| kashikoe | $25.00 | $25.00 | 10/2/2010 11:32:47 AM |
| LoisLoan | $25.00 | $25.00 | 10/2/2010 10:08:02 AM |
| payment-gusto | $25.00 | $25.00 | 10/2/2010 12:22:49 PM |
| hope-equation | $50.00 | $50.00 | 10/2/2010 12:22:50 PM |
| momoney2lend | $25.00 | $25.00 | 10/2/2010 4:22:51 PM |
| lendstats_com | $200.00 | $200.00 | 10/2/2010 7:34:53 PM |
| asset-professor | $50.00 | $50.00 | 10/2/2010 7:58:39 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/2/2010 8:09:30 PM |
| blitzen40 | $50.00 | $50.00 | 10/2/2010 9:02:08 PM |
| StrategicFinancier21 | $25.00 | $25.00 | 10/3/2010 10:02:57 AM |
| Georgetastic | $25.00 | $25.00 | 10/3/2010 11:22:49 AM |
| apeloans | $25.00 | $25.00 | 10/3/2010 1:37:44 PM |
| nbhz60a | $50.00 | $50.00 | 10/3/2010 11:22:50 AM |
| NYLG | $25.00 | $25.00 | 10/3/2010 1:02:50 PM |
| fabulous-community4 | $25.00 | $25.00 | 10/3/2010 1:49:40 PM |
| jazz619 | $25.00 | $25.00 | 10/3/2010 7:48:00 PM |
| Aberdeen | $83.29 | $83.29 | 10/3/2010 9:19:14 PM |
| green-rapid-openness | $50.00 | $50.00 | 10/3/2010 9:12:53 PM |
| LuvToLend | $25.00 | $25.00 | 10/4/2010 6:08:12 AM |
| FountainShrugged | $50.00 | $50.00 | 10/4/2010 6:08:39 AM |
| Aberdeen | $400.00 | $400.00 | 10/3/2010 9:19:12 PM |
| lowcostmoney | $25.00 | $25.00 | 10/4/2010 6:08:25 AM |
| bassman2 | $25.00 | $25.00 | 10/4/2010 8:18:41 AM |
| thedude393 | $25.00 | $25.00 | 10/4/2010 6:08:18 AM |
| return-elm | $25.00 | $25.00 | 10/4/2010 6:08:43 AM |
| mikeandcat | $100.00 | $100.00 | 10/4/2010 8:42:51 AM |
| Ocean713 | $50.00 | $50.00 | 10/4/2010 9:58:52 AM |
| mikeandcat | $100.00 | $100.00 | 10/4/2010 8:43:13 AM |
| payout-reaction740 | $25.00 | $25.00 | 10/4/2010 11:29:35 AM |
| samo102us | $25.00 | $25.00 | 10/4/2010 11:33:12 AM |
| restless-dime | $25.00 | $25.00 | 10/4/2010 10:56:54 AM |
| Anny-Disco | $81.45 | $81.45 | 10/4/2010 1:33:03 PM |
| DeutscheBank | $25.00 | $25.00 | 10/4/2010 1:33:10 PM |
| drg6289 | $25.00 | $25.00 | 10/4/2010 1:33:16 PM |
| Go_Ducks | $25.00 | $25.00 | 10/4/2010 1:33:25 PM |
| Palacios | $50.00 | $50.00 | 10/4/2010 1:33:31 PM |
| market-walnut5 | $25.00 | $25.00 | 10/4/2010 1:33:03 PM |
| inventive-exchange | $25.00 | $25.00 | 10/4/2010 1:33:20 PM |
| jlofgren | $25.00 | $25.00 | 10/4/2010 1:33:02 PM |
| Medic05 | $25.00 | $25.00 | 10/4/2010 1:33:05 PM |
| OSERENKUKU | $25.00 | $25.00 | 10/4/2010 1:33:08 PM |
| persevering | $50.00 | $50.00 | 10/4/2010 1:33:12 PM |
| supreme-bonus0 | $25.00 | $25.00 | 10/4/2010 1:33:15 PM |
| Adam_00 | $50.00 | $50.00 | 10/4/2010 1:33:30 PM |
| soulful-truth | $1,000.00 | $773.08 | 10/4/2010 1:33:36 PM |
| brother_tam | $50.00 | $50.00 | 10/1/2010 2:23:12 PM |
| agiovasil | $25.00 | $25.00 | 10/1/2010 2:24:59 PM |
| AlexTrep | $50.00 | $50.00 | 10/1/2010 2:29:26 PM |
| UCLA4life | $50.00 | $50.00 | 10/1/2010 2:27:59 PM |
| djc314 | $25.00 | $25.00 | 10/1/2010 2:52:34 PM |
| reflective-rupee | $350.00 | $350.00 | 10/1/2010 3:01:33 PM |
| happyaric | $50.00 | $50.00 | 10/1/2010 3:05:57 PM |
| Diamond_Jim | $25.00 | $25.00 | 10/1/2010 2:52:38 PM |
| magnolia161 | $50.00 | $50.00 | 10/1/2010 2:53:25 PM |
| danthemon35 | $25.00 | $25.00 | 10/1/2010 3:31:36 PM |
| listing-trapper3 | $50.00 | $50.00 | 10/1/2010 3:44:00 PM |
| Kash2010lu | $50.00 | $50.00 | 10/1/2010 5:55:06 PM |
| restless-dime | $25.00 | $25.00 | 10/1/2010 10:22:48 PM |
| MoneyForNothing | $44.85 | $44.85 | 10/1/2010 8:13:54 PM |
| Cai8899 | $50.00 | $50.00 | 10/2/2010 1:42:27 AM |
| imlosttoo | $25.00 | $25.00 | 10/2/2010 1:50:13 AM |
| seisen | $25.13 | $25.13 | 10/2/2010 1:51:26 AM |
| zen1cent | $25.00 | $25.00 | 10/2/2010 5:28:38 AM |
| shrewd-peace7 | $25.00 | $25.00 | 10/2/2010 2:16:03 AM |
| nanda | $25.00 | $25.00 | 10/2/2010 3:12:47 AM |
| Vreet | $50.00 | $50.00 | 10/2/2010 8:37:58 AM |
| jml3482 | $25.00 | $25.00 | 10/2/2010 8:52:49 AM |
| diversification-maple1 | $40.00 | $40.00 | 10/2/2010 7:51:01 AM |
| deal-secret-agent | $25.00 | $25.00 | 10/2/2010 8:38:06 AM |
| dedicated-diversification5 | $100.00 | $100.00 | 10/2/2010 10:44:19 AM |
| cablenews | $25.00 | $25.00 | 10/2/2010 12:22:53 PM |
| Artist_Blue | $25.00 | $25.00 | 10/2/2010 12:23:09 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/2/2010 3:12:52 PM |
| DadWarbucks | $36.43 | $36.43 | 10/2/2010 7:22:44 PM |
| 6moonbeams | $25.00 | $25.00 | 10/2/2010 4:59:00 PM |
| brondero | $100.00 | $100.00 | 10/3/2010 12:24:25 AM |
| kulender | $100.00 | $100.00 | 10/3/2010 9:39:55 AM |
| glowing-commerce | $25.00 | $25.00 | 10/3/2010 11:22:46 AM |
| Gixxer600 | $50.00 | $50.00 | 10/3/2010 10:59:57 AM |
| iLoaner | $25.00 | $25.00 | 10/3/2010 1:17:52 PM |
| enthusiastic-balance5 | $75.00 | $75.00 | 10/3/2010 6:02:46 PM |
| lucrative-loan | $59.83 | $59.83 | 10/3/2010 6:07:48 PM |
| JGB | $54.74 | $54.74 | 10/3/2010 10:58:43 PM |
| green-rapid-openness | $50.00 | $50.00 | 10/3/2010 9:13:17 PM |
| Aberdeen | $400.00 | $400.00 | 10/3/2010 9:19:13 PM |
| witty-principal | $50.00 | $50.00 | 10/3/2010 11:00:02 PM |
| responsive-rate884 | $35.00 | $35.00 | 10/4/2010 6:08:11 AM |
| mg6619 | $25.00 | $25.00 | 10/4/2010 6:08:15 AM |
| green-rapid-openness | $50.00 | $50.00 | 10/3/2010 9:12:25 PM |
| atlas100 | $50.00 | $50.00 | 10/4/2010 7:56:26 AM |
| mickeyroi | $25.00 | $25.00 | 10/4/2010 6:08:13 AM |
| MADAOO7 | $50.00 | $50.00 | 10/4/2010 6:08:17 AM |
| NekHoldings | $25.00 | $25.00 | 10/4/2010 6:45:39 AM |
| fizwahh | $40.00 | $40.00 | 10/4/2010 7:14:24 AM |
| CSUgrad08 | $25.00 | $25.00 | 10/4/2010 6:08:14 AM |
| FarmersBank | $50.00 | $50.00 | 10/4/2010 6:45:59 AM |
| golffish2 | $100.00 | $100.00 | 10/4/2010 8:12:58 AM |
| cashonhand | $25.00 | $25.00 | 10/4/2010 9:52:49 AM |
| LJLender | $50.00 | $50.00 | 10/4/2010 11:01:17 AM |
| NorthernFunds | $50.00 | $50.00 | 10/4/2010 10:18:06 AM |
| calsig1363 | $25.00 | $25.00 | 10/4/2010 1:33:06 PM |
| aasx1108 | $44.43 | $44.43 | 10/4/2010 1:33:17 PM |
| keeminn | $50.00 | $50.00 | 10/4/2010 1:33:18 PM |
| 29Palms | $50.00 | $50.00 | 10/4/2010 1:33:26 PM |
| IntrepidInvestment | $50.00 | $50.00 | 10/4/2010 1:33:01 PM |
| point-shooter | $50.00 | $50.00 | 10/4/2010 1:33:06 PM |
| payment-freshmaker | $50.00 | $50.00 | 10/4/2010 1:33:19 PM |
| newest-inspiring-power | $25.00 | $25.00 | 10/4/2010 1:33:04 PM |
| oneforthemoney | $50.00 | $50.00 | 10/4/2010 1:33:07 PM |
| svandgts | $25.00 | $25.00 | 10/4/2010 1:33:21 PM |
| nybanker85 | $50.00 | $50.00 | 10/4/2010 1:33:34 PM |
| 139 bids
|
Borrower Payment Dependent Notes Series
475912
This series of Notes was issued and sold upon the funding of the borrower loan #44728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Sep-17-2010 |
| |
Auction end date:
| Sep-24-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 33.00% |
Final borrower rate/APR:
| 34.00% / 40.32% |
Final monthly payment:
| $44.67 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 20.25% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 660-679 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,363 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| angel171 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to?
Consolidate Credit card loans and to pay an upcoming vehicle insurance payment (every 6 mos.) - $366.
My financial situation:
I am a good candidate for this loan because? I have never fallen behind on a loan or gone into default. I always make my payments on time, and pay more than the minimum.
Monthly net income: $929 + approx. $660?
Monthly expenses: $
??Housing: $?100 Lot space rent
??Insurance: $ 366 every 6/mo
??Car expenses: $ regular oil change/maint. approx $40/every 3 mo.
??Utilities: $ approx. 140
??Phone, cable, internet: $ 269 (for all 3 - 2 cell phone lines (1 smartphone, cable, and high speed internet (for?online school purposes)
??Food, entertainment: $ 70/mo for both
??Clothing, household expenses $ minimal (don't buy clothing hardly ever --I'm in uniform 5 days a wk.)
??Credit cards and other loans: $ 450 truck payment, ($150 /min. payment /mo. between 3 credit cards, then $250, min on another)
??Other expenses: $ n/a
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| social-hunter5 | $27.58 | $27.58 | 9/22/2010 7:50:39 AM |
| carlos_chantana | $25.00 | $25.00 | 9/22/2010 7:45:49 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 9/23/2010 8:15:56 AM |
| Bob450 | $25.00 | $25.00 | 9/23/2010 4:17:51 PM |
| kf88 | $25.00 | $25.00 | 9/23/2010 5:47:21 PM |
| Bobtep23 | $74.90 | $74.90 | 9/23/2010 6:13:54 PM |
| kingston1 | $25.00 | $25.00 | 9/23/2010 9:11:59 PM |
| CatFunded | $25.00 | $25.00 | 9/24/2010 4:58:07 AM |
| wise382 | $37.78 | $37.78 | 9/24/2010 5:26:44 AM |
| capital-kingdom | $50.00 | $50.00 | 9/24/2010 5:31:57 AM |
| AlexTrep | $25.00 | $25.00 | 9/24/2010 11:11:17 AM |
| penny-plato | $25.00 | $25.00 | 9/24/2010 10:56:26 AM |
| IASKGOD | $25.00 | $25.00 | 9/24/2010 10:04:26 AM |
| LTZ | $33.47 | $33.47 | 9/24/2010 12:45:24 PM |
| lucrative-coin | $25.00 | $10.91 | 9/24/2010 11:53:54 AM |
| moola-monger9 | $50.00 | $50.00 | 9/24/2010 2:54:14 PM |
| aquistoyraul | $25.00 | $25.00 | 9/24/2010 2:56:10 PM |
| 340 | $25.00 | $25.00 | 9/22/2010 5:53:48 PM |
| dynamic-fairness | $25.00 | $25.00 | 9/23/2010 3:28:23 PM |
| auction-seeker | $25.00 | $25.00 | 9/23/2010 3:38:57 PM |
| jasonrun | $25.00 | $25.00 | 9/23/2010 8:27:24 PM |
| realtormoises | $25.00 | $25.00 | 9/23/2010 5:14:16 PM |
| gshx2 | $25.00 | $25.00 | 9/23/2010 9:02:12 PM |
| unger | $50.00 | $50.00 | 9/24/2010 3:09:48 AM |
| rakem777 | $25.00 | $25.00 | 9/24/2010 8:32:28 AM |
| tcbmc | $34.36 | $34.36 | 9/24/2010 9:19:28 AM |
| TakeCare | $30.00 | $30.00 | 9/24/2010 9:20:30 AM |
| LOLgivin_monies | $25.00 | $25.00 | 9/24/2010 1:18:10 PM |
| social-zebra | $26.00 | $26.00 | 9/24/2010 12:14:01 PM |
| llennoc | $25.00 | $25.00 | 9/24/2010 1:28:56 PM |
| Starfin-Capital-Management | $50.00 | $50.00 | 9/24/2010 1:47:28 PM |
| order-bee1 | $50.00 | $50.00 | 9/24/2010 2:48:13 PM |
| 32 bids
|
Borrower Payment Dependent Notes Series
476938
This series of Notes was issued and sold upon the funding of the borrower loan #44734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-24-2010 |
| |
Auction end date:
| Oct-01-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $336.52 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $336.52 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 16y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $854 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lettergirl46 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 43 ( 98% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,600.00 | < 31 days late:
| 1
( 2% )
| 660-679
(Dec-2009)
600-619
(Jul-2007)
|
|
Principal balance:
| $2,863.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Braces for son
Purpose of loan:
This loan will be used to?
pay for braces for my son.? I would also pay off my current loan with Prosper so I would only have one loan at a time.
My financial situation:
I am a good candidate for this loan because?I have been at the same job for 16 years and feel very stable because of this.? I have a good record with Prosper and my loan payments. ?
Monthly net income: $
2900.00
Monthly expenses: $
1100.00
??Housing: $
0
??Insurance: $
90.00
??Car expenses: $
500.00
??Utilities: $ 100.00
??Phone, cable, internet: $
45.00
??Food, entertainment: $
100.00
??Clothing, household expenses $
75.00
??Credit cards and other loans: $
200.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the current interest rate of your Prosper loan? What kind of interest rate do you need to make sense to pay that one off as you said? If it stays at 33+% are you going to take out the loan? - mri555
A:
Thank you for your question. In my mind it would be better to have one payment, even if the interest rate is a little higher. I would like to have a lower interest rate for the new loan, but right now I have 38 minutes left to decide and it's not getting any lower. Yes, I will except the rate and take the loan. My financial situation is improving day by day. I have payed off all my credit cards. YEAH! I just have to be more careful with my money and make payments on time. Thank you.
(Oct-01-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AlexTrep | $25.00 | $25.00 | 9/24/2010 2:32:51 PM |
| contract-happiness1 | $25.00 | $25.00 | 9/24/2010 2:33:00 PM |
| kulender | $100.00 | $19.98 | 9/24/2010 2:34:04 PM |
| villagers | $25.00 | $25.00 | 9/24/2010 2:32:53 PM |
| dollardave | $100.00 | $100.00 | 9/24/2010 4:48:25 PM |
| jpollar | $25.00 | $25.00 | 9/25/2010 2:22:46 AM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 9/25/2010 8:24:04 AM |
| economy-popcorn | $25.00 | $25.00 | 9/25/2010 2:08:59 PM |
| WonByOne | $50.00 | $50.00 | 9/26/2010 3:48:22 AM |
| Kash2010lu | $50.00 | $50.00 | 9/26/2010 10:43:16 AM |
| payout-reaction740 | $25.00 | $25.00 | 9/27/2010 3:52:06 PM |
| atomantic | $25.00 | $25.00 | 9/27/2010 7:01:46 PM |
| deepblue34 | $30.00 | $30.00 | 9/27/2010 7:16:46 PM |
| boo_hoo | $50.00 | $50.00 | 9/28/2010 4:19:08 PM |
| vine99 | $40.00 | $40.00 | 9/28/2010 7:44:01 PM |
| ethicalhumanist | $50.00 | $50.00 | 9/28/2010 6:48:52 PM |
| william8 | $25.00 | $25.00 | 9/29/2010 6:59:41 AM |
| chameleon125 | $50.00 | $50.00 | 9/29/2010 6:41:19 AM |
| mikeandcat | $50.00 | $50.00 | 9/29/2010 9:35:20 AM |
| lucrative-loan | $43.73 | $43.73 | 9/29/2010 2:12:02 PM |
| squarebob | $25.00 | $25.00 | 9/29/2010 9:40:39 PM |
| glroark | $150.00 | $150.00 | 9/30/2010 6:02:51 AM |
| well-mannered-income3 | $130.00 | $130.00 | 9/30/2010 9:33:21 AM |
| benefit-javelin | $29.22 | $29.22 | 9/30/2010 9:45:59 AM |
| YoungTaxMan | $106.52 | $106.52 | 9/30/2010 11:07:54 AM |
| patriot384 | $90.00 | $90.00 | 9/30/2010 2:43:51 PM |
| jybank | $25.00 | $25.00 | 9/30/2010 7:08:47 PM |
| papaloha | $200.00 | $200.00 | 9/30/2010 4:52:39 PM |
| autumn_leaves | $50.00 | $50.00 | 9/30/2010 7:54:55 PM |
| justasoldier | $40.00 | $40.00 | 9/30/2010 8:26:35 PM |
| trumpeter5 | $50.00 | $50.00 | 9/30/2010 6:29:05 PM |
| Feyenoord | $25.00 | $25.00 | 9/30/2010 7:24:45 PM |
| CalCollegeFund19 | $25.00 | $25.00 | 10/1/2010 2:21:44 AM |
| niq4soccer | $25.00 | $25.00 | 10/1/2010 4:24:35 AM |
| grampy48 | $50.00 | $50.00 | 10/1/2010 4:24:08 AM |
| irrelevant | $25.00 | $25.00 | 10/1/2010 6:39:57 AM |
| yield-lion2 | $25.00 | $25.00 | 10/1/2010 6:52:49 AM |
| BrighterSuns | $25.00 | $25.00 | 10/1/2010 7:03:47 AM |
| Pu239 | $60.00 | $60.00 | 10/1/2010 8:27:10 AM |
| FallonCredit | $25.00 | $25.00 | 10/1/2010 7:04:30 AM |
| peaceful-cash5 | $25.00 | $25.00 | 10/1/2010 7:22:43 AM |
| friendinmoney | $25.00 | $25.00 | 10/1/2010 8:24:30 AM |
| bst | $26.00 | $26.00 | 10/1/2010 7:53:35 AM |
| mri555 | $34.26 | $34.26 | 10/1/2010 9:23:46 AM |
| malar | $50.00 | $50.00 | 10/1/2010 10:24:13 AM |
| vigilance-searcher | $25.00 | $25.00 | 10/1/2010 10:16:55 AM |
| YoungTaxMan | $228.94 | $228.94 | 10/1/2010 10:12:16 AM |
| credit-missile | $25.00 | $25.00 | 10/1/2010 11:04:45 AM |
| gothampark | $25.00 | $25.00 | 10/1/2010 12:30:26 PM |
| loanman2007 | $50.00 | $50.00 | 10/1/2010 12:55:29 PM |
| moola-monger9 | $50.00 | $50.00 | 10/1/2010 10:59:57 AM |
| credit-missile | $25.00 | $25.00 | 10/1/2010 11:05:44 AM |
| Shanester | $25.00 | $25.00 | 10/1/2010 1:57:50 PM |
| DasMula | $100.00 | $100.00 | 10/1/2010 12:47:05 PM |
| B2152 | $25.00 | $25.00 | 10/1/2010 12:50:50 PM |
| Amber_Stone | $50.00 | $50.00 | 10/1/2010 1:10:17 PM |
| mikeandcat | $50.00 | $50.00 | 10/1/2010 1:33:30 PM |
| brother_tam | $50.00 | $50.00 | 9/24/2010 2:33:16 PM |
| selfmademan | $25.00 | $25.00 | 9/24/2010 3:22:49 PM |
| SFBank | $300.00 | $300.00 | 9/25/2010 3:05:11 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/27/2010 3:40:42 AM |
| wealth-pipeline | $25.00 | $25.00 | 9/27/2010 11:50:58 AM |
| Katieo | $25.00 | $25.00 | 9/27/2010 2:51:42 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/27/2010 3:02:22 PM |
| UCLA4life | $50.00 | $50.00 | 9/27/2010 3:51:51 PM |
| shawnw2 | $200.00 | $200.00 | 9/27/2010 4:55:41 PM |
| restless-dime | $50.00 | $50.00 | 9/27/2010 5:39:55 PM |
| blitzen40 | $50.00 | $50.00 | 9/27/2010 8:01:01 PM |
| FarmersBank | $25.00 | $25.00 | 9/27/2010 7:07:02 PM |
| NekHoldings | $25.00 | $25.00 | 9/28/2010 11:37:39 AM |
| reflective-rupee | $375.00 | $375.00 | 9/28/2010 3:20:25 PM |
| Bob450 | $30.00 | $30.00 | 9/28/2010 10:40:17 PM |
| fabulous-community4 | $25.00 | $25.00 | 9/29/2010 2:03:19 PM |
| wlm3012 | $25.00 | $25.00 | 9/29/2010 2:19:31 PM |
| autonomous-truth | $25.00 | $25.00 | 9/29/2010 3:38:25 PM |
| supreme-hope | $25.00 | $25.00 | 9/29/2010 5:58:31 PM |
| surgeon3 | $25.00 | $25.00 | 9/29/2010 7:40:34 PM |
| loanman2007 | $50.00 | $50.00 | 9/30/2010 5:17:18 AM |
| Rogelio48 | $25.00 | $25.00 | 9/30/2010 7:43:00 AM |
| YoungTaxMan | $30.00 | $30.00 | 9/30/2010 10:46:13 AM |
| halothane_logic | $53.81 | $53.81 | 9/30/2010 1:02:04 PM |
| heerzaquestion | $25.00 | $25.00 | 9/30/2010 11:52:43 AM |
| radiant-loan5 | $100.00 | $100.00 | 9/30/2010 2:14:07 PM |
| Banker_Joe | $50.00 | $50.00 | 9/30/2010 4:51:41 PM |
| Leshan | $100.00 | $100.00 | 9/30/2010 5:19:43 PM |
| autumn_leaves | $50.00 | $50.00 | 9/30/2010 7:55:51 PM |
| pouch1 | $25.00 | $25.00 | 10/1/2010 12:15:22 AM |
| red-favorable-basis | $25.00 | $25.00 | 10/1/2010 3:32:27 AM |
| ZOOOM | $25.00 | $25.00 | 10/1/2010 6:58:01 AM |
| SouthernRemarketing | $35.66 | $35.66 | 10/1/2010 6:05:28 AM |
| gold-cluster | $100.00 | $100.00 | 10/1/2010 9:12:03 AM |
| bull_lender | $36.00 | $36.00 | 10/1/2010 10:32:58 AM |
| dough-rumbler | $25.00 | $25.00 | 10/1/2010 10:26:31 AM |
| RecoveryLender | $25.00 | $25.00 | 10/1/2010 10:34:42 AM |
| aquistoyraul | $25.00 | $25.00 | 10/1/2010 10:48:57 AM |
| DasMula | $100.00 | $100.00 | 10/1/2010 12:48:03 PM |
| DasMula | $800.00 | $800.00 | 10/1/2010 12:57:53 PM |
| credit-missile | $25.00 | $25.00 | 10/1/2010 11:05:08 AM |
| credit-missile | $25.00 | $25.00 | 10/1/2010 11:04:13 AM |
| bobd32 | $25.00 | $25.00 | 10/1/2010 11:08:40 AM |
| the-revenue-demon | $30.00 | $30.00 | 10/1/2010 1:48:24 PM |
| DasMula | $100.00 | $100.00 | 10/1/2010 12:45:59 PM |
| DasMula | $100.00 | $100.00 | 10/1/2010 12:47:40 PM |
| DasMula | $100.00 | $100.00 | 10/1/2010 12:48:26 PM |
| loyalist1 | $50.00 | $50.00 | 10/1/2010 1:14:24 PM |
| payout-bridge | $1,005.88 | $1,005.88 | 10/1/2010 1:21:19 PM |
| minnesotafinancial | $25.00 | $25.00 | 10/1/2010 1:41:52 PM |
| ultimate-peace | $25.00 | $25.00 | 10/1/2010 1:42:37 PM |
| 108 bids
|
Borrower Payment Dependent Notes Series
476982
This series of Notes was issued and sold upon the funding of the borrower loan #44690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.6% |
Auction start date:
| Sep-27-2010 |
| |
Auction end date:
| Sep-29-2010 |
|
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $471.78 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $471.78 |
| |
|
Auction yield range:
| 2.79% - 7.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 760-779 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,395 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| p2p-shrubbery |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
S.Florida New Hispanic Publication
Purpose of loan:
This loan will be used to help establish the company and pay for salaries for the first three months. The company is projected to be positive effective September 2011.
My financial situation: is excellent. I will be investing $30,000 of my own money in this company and keeping my job that pays over $95,000 yearly. The manager in charge of the business has been in this industry for over 10 years and I fully trust that he is the best candidate to manage the business.
I am a good candidate for this loan because I have been in this industry all my life and worked all aspects of the business the past 14 years. I am passionate for this business and strongly believe in the product. I have constantly excelled at providing a vision on how to tackle different opportunities and reaching different demographics which is crucial to lead in this economy. I have been recognized nationally as one of the top 20 leaders for the work, creativity and vision that I have for this industry.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| schpere | $25.00 | $25.00 | 9/27/2010 3:19:36 PM |
| Weaverville | $50.00 | $50.00 | 9/27/2010 3:19:47 PM |
| alpinaut | $25.00 | $25.00 | 9/27/2010 3:19:50 PM |
| saysana | $26.00 | $26.00 | 9/27/2010 3:19:56 PM |
| authoritative-capital | $25.00 | $25.00 | 9/27/2010 3:20:08 PM |
| CASHGIRL | $25.00 | $25.00 | 9/27/2010 3:21:45 PM |
| dumbass | $25.00 | $25.00 | 9/27/2010 3:23:11 PM |
| KeepOnRunning | $50.00 | $50.00 | 9/27/2010 3:23:16 PM |
| chief_wo | $25.00 | $25.00 | 9/27/2010 3:23:43 PM |
| ethical-point | $50.00 | $50.00 | 9/27/2010 3:24:04 PM |
| OTtherapy | $50.00 | $50.00 | 9/27/2010 3:24:11 PM |
| magical-greenback | $50.00 | $50.00 | 9/27/2010 3:25:43 PM |
| FlexFunding | $50.00 | $50.00 | 9/27/2010 3:25:56 PM |
| natural-affluence4 | $50.00 | $50.00 | 9/27/2010 3:26:02 PM |
| mizount | $25.00 | $25.00 | 9/27/2010 3:23:07 PM |
| sisley626 | $25.00 | $25.00 | 9/27/2010 3:23:37 PM |
| RMB-Investments | $50.00 | $50.00 | 9/27/2010 3:26:56 PM |
| wormdc | $25.00 | $25.00 | 9/27/2010 3:23:51 PM |
| Ivan2007 | $50.00 | $50.00 | 9/27/2010 3:20:11 PM |
| andymax | $50.00 | $50.00 | 9/27/2010 3:20:35 PM |
| loanfairy | $25.00 | $25.00 | 9/27/2010 3:21:05 PM |
| IIP77 | $25.00 | $25.00 | 9/27/2010 3:28:19 PM |
| unclejaef | $25.00 | $25.00 | 9/27/2010 3:21:49 PM |
| market-socrates4 | $50.00 | $50.00 | 9/27/2010 3:25:10 PM |
| cebgop | $25.00 | $25.00 | 9/27/2010 3:21:51 PM |
| acropiloterau2002 | $25.00 | $25.00 | 9/27/2010 3:22:25 PM |
| orgy63 | $50.00 | $50.00 | 9/27/2010 3:29:10 PM |
| organized-payment6 | $50.00 | $50.00 | 9/27/2010 3:25:40 PM |
| DLock99 | $50.00 | $50.00 | 9/27/2010 3:23:00 PM |
| yukongin | $50.00 | $50.00 | 9/27/2010 3:25:54 PM |
| ZeoInvestments | $25.00 | $25.00 | 9/27/2010 3:23:13 PM |
| museic1 | $25.00 | $25.00 | 9/27/2010 3:26:09 PM |
| delicious-social132 | $50.00 | $50.00 | 9/27/2010 3:26:18 PM |
| balanced-rupee | $30.00 | $30.00 | 9/27/2010 3:30:01 PM |
| whistledicksmith | $50.00 | $50.00 | 9/27/2010 3:23:24 PM |
| degster | $25.00 | $25.00 | 9/27/2010 3:30:13 PM |
| budyzr | $50.00 | $50.00 | 9/27/2010 3:30:20 PM |
| Marathoner | $25.00 | $25.00 | 9/27/2010 3:30:25 PM |
| fairwealth | $25.00 | $25.00 | 9/27/2010 3:30:31 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 9/27/2010 3:27:11 PM |
| courteous-fund9 | $50.00 | $50.00 | 9/27/2010 3:30:38 PM |
| Castellan | $50.00 | $50.00 | 9/27/2010 3:30:57 PM |
| blot44 | $25.00 | $25.00 | 9/27/2010 3:27:25 PM |
| engaging-worth | $25.00 | $25.00 | 9/27/2010 3:27:36 PM |
| miamiwill | $50.00 | $50.00 | 9/27/2010 3:27:38 PM |
| money-bauble | $100.00 | $100.00 | 9/27/2010 3:27:49 PM |
| MoneyU4IA | $50.00 | $50.00 | 9/27/2010 3:25:15 PM |
| ideal-platinum1 | $50.00 | $50.00 | 9/27/2010 3:28:09 PM |
| GElender | $100.00 | $100.00 | 9/27/2010 3:25:33 PM |
| eronyc | $25.44 | $25.44 | 9/27/2010 3:28:22 PM |
| marketplace-cello5 | $50.00 | $50.00 | 9/27/2010 3:28:28 PM |
| ericgassercom | $25.00 | $25.00 | 9/27/2010 3:28:33 PM |
| larrybird | $150.00 | $150.00 | 9/27/2010 3:25:51 PM |
| Herb191 | $25.00 | $25.00 | 9/27/2010 3:29:19 PM |
| SDNLR | $25.00 | $25.00 | 9/27/2010 3:26:24 PM |
| elasermd | $100.00 | $100.00 | 9/27/2010 3:26:38 PM |
| p2p-harmony | $25.00 | $25.00 | 9/27/2010 3:29:52 PM |
| Rdodson11 | $25.00 | $25.00 | 9/27/2010 3:28:13 PM |
| tekkie2412 | $50.00 | $50.00 | 9/27/2010 3:28:31 PM |
| LenderByDay | $25.00 | $25.00 | 9/27/2010 3:28:51 PM |
| peerlender | $25.00 | $25.00 | 9/27/2010 3:28:56 PM |
| Archchancellor | $50.00 | $50.00 | 9/27/2010 3:29:01 PM |
| ray1051 | $75.00 | $75.00 | 9/27/2010 3:29:17 PM |
| Zarf | $50.00 | $50.00 | 9/27/2010 3:29:48 PM |
| SARMAR | $50.00 | $50.00 | 9/27/2010 3:30:05 PM |
| latestone | $25.00 | $25.00 | 9/27/2010 3:42:26 PM |
| sajitk | $25.00 | $25.00 | 9/27/2010 3:43:41 PM |
| pbandjb | $25.00 | $25.00 | 9/27/2010 3:43:51 PM |
| tuneman1980 | $25.00 | $25.00 | 9/27/2010 3:43:55 PM |
| Scott0007 | $25.00 | $25.00 | 9/27/2010 3:40:42 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 9/27/2010 3:45:21 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 9/27/2010 3:45:59 PM |
| HunterSix | $25.00 | $25.00 | 9/27/2010 3:46:43 PM |
| arenangelchild | $50.00 | $50.00 | 9/27/2010 3:42:52 PM |
| KiwiElf | $40.00 | $40.00 | 9/27/2010 3:43:23 PM |
| japper2353 | $25.00 | $25.00 | 9/27/2010 3:47:51 PM |
| brutusbone | $50.00 | $50.00 | 9/27/2010 3:48:14 PM |
| economy-orchid | $25.00 | $25.00 | 9/27/2010 3:48:17 PM |
| reward-planetarium | $50.00 | $50.00 | 9/27/2010 3:45:06 PM |
| Boxhead | $25.00 | $25.00 | 9/27/2010 3:49:32 PM |
| soulwork | $25.00 | $25.00 | 9/27/2010 3:45:29 PM |
| Searlzy | $25.00 | $25.00 | 9/27/2010 3:43:27 PM |
| woodenshoes | $25.00 | $25.00 | 9/27/2010 3:46:02 PM |
| jhuang617 | $26.20 | $26.20 | 9/27/2010 3:43:43 PM |
| Vreet | $50.00 | $50.00 | 9/27/2010 3:46:12 PM |
| cleared2land | $25.00 | $25.00 | 9/27/2010 3:43:52 PM |
| liberty-destiny3 | $45.31 | $45.31 | 9/27/2010 3:46:18 PM |
| gravity3 | $25.00 | $25.00 | 9/27/2010 3:46:28 PM |
| stoopidnoodle | $25.00 | $25.00 | 9/27/2010 3:46:33 PM |
| MO_Investor | $25.00 | $25.00 | 9/27/2010 3:44:14 PM |
| TheMeadway1 | $50.00 | $50.00 | 9/27/2010 3:47:25 PM |
| Tahoeguy | $50.00 | $50.00 | 9/27/2010 3:44:53 PM |
| Guiren | $31.15 | $31.15 | 9/27/2010 3:52:01 PM |
| fireboss | $25.00 | $25.00 | 9/27/2010 3:47:50 PM |
| jblack01 | $25.00 | $25.00 | 9/27/2010 3:45:10 PM |
| JKEnterprises | $25.00 | $25.00 | 9/27/2010 3:48:08 PM |
| nuclearmoose | $25.00 | $25.00 | 9/27/2010 3:48:12 PM |
| mikeleib | $25.00 | $25.00 | 9/27/2010 3:45:26 PM |
| DDHMoney | $25.00 | $25.00 | 9/27/2010 3:46:18 PM |
| CaptainBlueberry | $25.00 | $25.00 | 9/27/2010 3:46:32 PM |
| Quaven | $25.00 | $25.00 | 9/27/2010 3:49:34 PM |
| silver-armada | $50.00 | $50.00 | 9/27/2010 3:50:13 PM |
| TheColoradoDon | $25.00 | $25.00 | 9/27/2010 3:47:48 PM |
| Live-Joy | $50.00 | $50.00 | 9/27/2010 3:47:52 PM |
| djc314 | $50.00 | $50.00 | 9/27/2010 3:48:00 PM |
| AnxiousAirman | $50.00 | $50.00 | 9/27/2010 3:48:03 PM |
| Walden2007 | $25.00 | $25.00 | 9/27/2010 3:48:19 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 9/27/2010 3:50:58 PM |
| meenan | $25.00 | $25.00 | 9/27/2010 3:49:00 PM |
| dtrain5 | $25.00 | $25.00 | 9/27/2010 3:49:17 PM |
| Patrician | $50.00 | $50.00 | 9/27/2010 3:52:32 PM |
| jdwillcox | $50.00 | $50.00 | 9/27/2010 3:49:43 PM |
| SourDoughSteve | $25.00 | $25.00 | 9/27/2010 3:51:14 PM |
| AnthonyPierreFund | $25.00 | $25.00 | 9/27/2010 3:52:12 PM |
| gethsemane4 | $25.00 | $25.00 | 9/27/2010 4:09:16 PM |
| banker727 | $50.00 | $50.00 | 9/27/2010 4:10:39 PM |
| djh47a | $25.00 | $25.00 | 9/27/2010 4:09:15 PM |
| lostontheedge | $25.00 | $25.00 | 9/27/2010 4:09:24 PM |
| leeball | $50.00 | $50.00 | 9/27/2010 5:32:43 PM |
| hookUup | $25.00 | $25.00 | 9/27/2010 4:09:06 PM |
| gold-commander0 | $44.73 | $44.73 | 9/27/2010 5:43:23 PM |
| generosity-giraffe0 | $50.00 | $50.00 | 9/27/2010 4:09:14 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/27/2010 4:09:20 PM |
| LiquidRaptor | $25.00 | $25.00 | 9/27/2010 4:21:57 PM |
| adama_48 | $29.14 | $29.14 | 9/27/2010 6:23:34 PM |
| sst36 | $25.00 | $25.00 | 9/27/2010 5:27:52 PM |
| wise-silver-wonder | $25.00 | $25.00 | 9/27/2010 5:46:59 PM |
| RandyL3 | $25.00 | $25.00 | 9/27/2010 7:12:10 PM |
| NDFIRTH | $50.00 | $50.00 | 9/27/2010 7:22:11 PM |
| henmota | $25.00 | $25.00 | 9/27/2010 7:32:19 PM |
| LexiconLLC | $25.00 | $25.00 | 9/27/2010 8:12:00 PM |
| blissful-note7 | $25.00 | $25.00 | 9/27/2010 8:23:02 PM |
| psa1995 | $50.00 | $50.00 | 9/27/2010 8:33:25 PM |
| nicklds | $50.00 | $50.00 | 9/27/2010 11:20:14 PM |
| Banco de Claydo | $25.00 | $25.00 | 9/27/2010 11:48:31 PM |
| Fahrquar | $25.00 | $25.00 | 9/28/2010 12:16:55 AM |
| the-swashbuckler | $25.00 | $25.00 | 9/28/2010 12:31:20 AM |
| BiggestG | $25.00 | $25.00 | 9/27/2010 11:49:53 PM |
| Philkent | $45.05 | $45.05 | 9/27/2010 11:20:37 PM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 9/28/2010 12:02:56 AM |
| jamschmidt | $25.00 | $25.00 | 9/28/2010 12:00:16 AM |
| bayareainv | $33.36 | $33.36 | 9/28/2010 12:01:12 AM |
| totoro | $25.00 | $25.00 | 9/28/2010 12:02:33 AM |
| GrommetPosse | $36.13 | $36.13 | 9/28/2010 5:07:26 AM |
| trade-pragmatist | $50.00 | $50.00 | 9/28/2010 5:08:13 AM |
| hopethisworks | $45.70 | $45.70 | 9/28/2010 5:08:54 AM |
| ijspence | $34.56 | $34.56 | 9/28/2010 5:09:00 AM |
| octoberfresh | $25.00 | $25.00 | 9/28/2010 7:07:43 AM |
| 4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 9/28/2010 5:07:40 AM |
| mjdaking | $25.00 | $25.00 | 9/28/2010 5:08:14 AM |
| seabass123 | $30.00 | $30.00 | 9/28/2010 7:52:05 AM |
| jjb3 | $25.00 | $25.00 | 9/28/2010 5:08:55 AM |
| ingenious-order783 | $25.00 | $25.00 | 9/28/2010 8:13:17 AM |
| mpactlender | $25.00 | $25.00 | 9/28/2010 7:22:04 AM |
| CPAMAN | $25.00 | $25.00 | 9/28/2010 11:02:44 AM |
| seahorse2008 | $25.00 | $25.00 | 9/28/2010 9:31:57 AM |
| Phantom99 | $25.00 | $25.00 | 9/28/2010 12:07:16 PM |
| outwish | $25.00 | $25.00 | 9/28/2010 10:52:04 AM |
| benefit-piano5 | $25.00 | $25.00 | 9/28/2010 9:47:08 AM |
| historyman | $25.00 | $25.00 | 9/28/2010 11:57:07 AM |
| martinatime | $25.00 | $25.00 | 9/28/2010 2:19:06 PM |
| amijo | $50.00 | $50.00 | 9/28/2010 2:19:16 PM |
| mlandrid | $50.00 | $50.00 | 9/28/2010 2:19:22 PM |
| sabre79 | $25.00 | $25.00 | 9/28/2010 2:19:40 PM |
| loan-selector622 | $25.00 | $25.00 | 9/28/2010 2:19:44 PM |
| whiteshadow | $50.00 | $50.00 | 9/28/2010 2:19:45 PM |
| unique-order8 | $25.00 | $25.00 | 9/28/2010 2:19:49 PM |
| red-unequivocal-finance | $25.00 | $25.00 | 9/28/2010 2:19:55 PM |
| Iowa65 | $25.06 | $25.06 | 9/28/2010 2:20:00 PM |
| teufelhund | $25.00 | $25.00 | 9/28/2010 2:20:06 PM |
| Raptorman | $50.00 | $50.00 | 9/28/2010 2:20:12 PM |
| Hiru | $25.00 | $25.00 | 9/28/2010 2:20:16 PM |
| pakrbkr | $25.00 | $25.00 | 9/28/2010 2:20:28 PM |
| zrohmm | $25.00 | $25.00 | 9/28/2010 2:18:57 PM |
| wampum-chorus3 | $25.00 | $25.00 | 9/28/2010 2:19:09 PM |
| ocv | $25.00 | $25.00 | 9/28/2010 2:19:15 PM |
| eeyore101 | $25.00 | $25.00 | 9/28/2010 2:19:28 PM |
| heroic-platinum | $25.00 | $25.00 | 9/28/2010 2:19:33 PM |
| transaction-aggregator7 | $25.00 | $25.00 | 9/28/2010 2:19:43 PM |
| QuinMccoy | $25.00 | $25.00 | 9/28/2010 2:19:49 PM |
| ddibernardo | $25.00 | $25.00 | 9/28/2010 2:19:54 PM |
| locash | $33.58 | $33.58 | 9/28/2010 2:19:59 PM |
| Patter256 | $25.00 | $25.00 | 9/28/2010 2:20:13 PM |
| maclove10 | $25.00 | $25.00 | 9/28/2010 2:20:18 PM |
| Floridagirl | $50.00 | $50.00 | 9/28/2010 2:20:22 PM |
| sensational-kindness | $50.00 | $50.00 | 9/28/2010 2:18:49 PM |
| payout-cypress6 | $50.00 | $50.00 | 9/28/2010 2:19:11 PM |
| Arunaproperties | $50.00 | $50.00 | 9/28/2010 2:19:24 PM |
| boola1010 | $50.00 | $50.00 | 9/28/2010 2:19:27 PM |
| MiniBank998 | $25.00 | $25.00 | 9/28/2010 2:19:48 PM |
| zbfamwl | $25.00 | $25.00 | 9/28/2010 2:19:53 PM |
| wampum-influencer | $25.00 | $25.00 | 9/28/2010 2:19:56 PM |
| Sigonio | $50.00 | $50.00 | 9/28/2010 2:20:01 PM |
| indianoven | $50.00 | $50.00 | 9/28/2010 2:20:04 PM |
| medman | $30.00 | $30.00 | 9/28/2010 2:20:08 PM |
| justice-financier | $25.00 | $25.00 | 9/28/2010 2:20:10 PM |
| token34 | $25.00 | $25.00 | 9/28/2010 2:20:14 PM |
| jfd287 | $25.00 | $25.00 | 9/28/2010 2:20:18 PM |
| ramsbladder | $25.00 | $4.31 | 9/28/2010 2:20:30 PM |
| caring-hope2 | $50.00 | $50.00 | 9/28/2010 6:50:10 PM |
| napoleon1168 | $25.00 | $25.00 | 9/28/2010 4:52:20 PM |
| wwwUniversal | $25.00 | $25.00 | 9/28/2010 11:40:24 PM |
| life-is-great | $50.00 | $50.00 | 9/27/2010 3:20:12 PM |
| trade-freshmaker | $50.00 | $50.00 | 9/27/2010 3:20:29 PM |
| cash-sensai2 | $25.00 | $25.00 | 9/27/2010 3:21:47 PM |
| a-exponential-hope | $25.00 | $25.00 | 9/27/2010 3:22:18 PM |
| Ripsaw4U | $50.00 | $50.00 | 9/27/2010 3:22:22 PM |
| platinum-genetics | $25.00 | $25.00 | 9/27/2010 3:23:55 PM |
| riproaringrapids | $25.00 | $25.00 | 9/27/2010 3:20:16 PM |
| burgeoning-silver | $25.00 | $25.00 | 9/27/2010 3:20:32 PM |
| investment-network | $50.00 | $50.00 | 9/27/2010 3:25:07 PM |
| generous-deal6 | $50.00 | $50.00 | 9/27/2010 3:21:46 PM |
| kanakakm | $50.00 | $50.00 | 9/27/2010 3:25:30 PM |
| damage | $25.00 | $25.00 | 9/27/2010 3:25:38 PM |
| kulender | $25.00 | $25.00 | 9/27/2010 3:25:51 PM |
| jdashv | $25.00 | $25.00 | 9/27/2010 3:22:32 PM |
| SBT | $50.00 | $50.00 | 9/27/2010 3:26:03 PM |
| DeathScythe676 | $25.00 | $25.00 | 9/27/2010 3:26:29 PM |
| gzeo | $25.00 | $25.00 | 9/27/2010 3:26:35 PM |
| radforj22 | $50.00 | $50.00 | 9/27/2010 3:19:49 PM |
| Merganser | $25.00 | $25.00 | 9/27/2010 3:19:57 PM |
| integrity-onator1 | $25.00 | $25.00 | 9/27/2010 3:23:36 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/27/2010 3:26:59 PM |
| SanJoser | $25.00 | $25.00 | 9/27/2010 3:27:04 PM |
| bazaar-nirvana | $50.00 | $50.00 | 9/27/2010 3:24:10 PM |
| moneyfriend | $50.00 | $50.00 | 9/27/2010 3:25:15 PM |
| lesharn414 | $25.00 | $25.00 | 9/27/2010 3:28:44 PM |
| important-ore | $50.00 | $50.00 | 9/27/2010 3:25:18 PM |
| murren | $25.00 | $25.00 | 9/27/2010 3:22:17 PM |
| understanding-marketplace | $50.00 | $50.00 | 9/27/2010 3:25:23 PM |
| harmonious-moola7 | $50.00 | $50.00 | 9/27/2010 3:22:37 PM |
| MarinLoans | $25.00 | $25.00 | 9/27/2010 3:25:35 PM |
| Captain88 | $25.00 | $25.00 | 9/27/2010 3:29:20 PM |
| Okeey | $25.00 | $25.00 | 9/27/2010 3:29:27 PM |
| HUMPTIDUMPTI | $50.00 | $50.00 | 9/27/2010 3:23:04 PM |
| windfall46 | $25.00 | $25.00 | 9/27/2010 3:29:45 PM |
| red-trade-cologne | $28.30 | $28.30 | 9/27/2010 3:29:51 PM |
| consomedia | $50.00 | $50.00 | 9/27/2010 3:23:19 PM |
| commanding-dollar2 | $50.00 | $50.00 | 9/27/2010 3:26:27 PM |
| greenwell | $82.43 | $82.43 | 9/27/2010 3:30:04 PM |
| ichibon | $150.00 | $150.00 | 9/27/2010 3:30:09 PM |
| kenji4861 | $50.00 | $50.00 | 9/27/2010 3:26:41 PM |
| auction-sage | $25.00 | $25.00 | 9/27/2010 3:23:46 PM |
| LAKESPRING | $25.00 | $25.00 | 9/27/2010 3:26:46 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 9/27/2010 3:24:01 PM |
| tender-integrity3 | $50.00 | $50.00 | 9/27/2010 3:26:55 PM |
| sunshine1121 | $25.00 | $25.00 | 9/27/2010 3:30:34 PM |
| neighborly-hope6 | $50.00 | $50.00 | 9/27/2010 3:27:35 PM |
| Railbird | $25.00 | $25.00 | 9/27/2010 3:27:43 PM |
| duty-windmill | $25.00 | $25.00 | 9/27/2010 3:25:26 PM |
| power-defender7 | $25.00 | $25.00 | 9/27/2010 3:25:31 PM |
| best-ingenious-funds | $25.00 | $25.00 | 9/27/2010 3:28:26 PM |
| capital-futurist | $50.00 | $50.00 | 9/27/2010 3:25:45 PM |
| well-rounded-dinero | $100.00 | $100.00 | 9/27/2010 3:26:31 PM |
| efficient-marketplace | $50.00 | $50.00 | 9/27/2010 3:29:47 PM |
| js60l | $25.00 | $25.00 | 9/27/2010 3:29:50 PM |
| Namrok | $25.00 | $25.00 | 9/27/2010 3:29:59 PM |
| cachecrew | $50.00 | $50.00 | 9/27/2010 3:26:49 PM |
| kochan123 | $50.00 | $50.00 | 9/27/2010 3:30:02 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/27/2010 3:28:17 PM |
| investment-star | $200.00 | $200.00 | 9/27/2010 3:28:41 PM |
| discrete-asset | $25.00 | $25.00 | 9/27/2010 3:29:58 PM |
| currency-persimmon | $25.00 | $25.00 | 9/27/2010 3:30:16 PM |
| bruin558 | $25.90 | $25.90 | 9/27/2010 3:30:50 PM |
| mrbanker | $100.00 | $100.00 | 9/27/2010 3:30:55 PM |
| Avala | $100.00 | $100.00 | 9/27/2010 3:31:08 PM |
| WilliamLeeSims | $25.00 | $25.00 | 9/27/2010 3:41:22 PM |
| stensonb | $25.00 | $25.00 | 9/27/2010 3:43:25 PM |
| jpinversor | $28.18 | $28.18 | 9/27/2010 3:43:42 PM |
| acsej | $25.00 | $25.00 | 9/27/2010 3:43:58 PM |
| adhawan325 | $25.00 | $25.00 | 9/27/2010 3:41:25 PM |
| money-floret | $28.66 | $28.66 | 9/27/2010 3:41:37 PM |
| jazzlender | $25.00 | $25.00 | 9/27/2010 3:44:58 PM |
| ujiba | $50.00 | $50.00 | 9/27/2010 3:39:00 PM |
| jts | $25.00 | $25.00 | 9/27/2010 3:42:09 PM |
| bill-bearer | $25.00 | $25.00 | 9/27/2010 3:46:01 PM |
| lifegrowth | $25.00 | $25.00 | 9/27/2010 3:42:43 PM |
| Aimvest | $25.00 | $25.00 | 9/27/2010 3:43:09 PM |
| Katburg | $39.62 | $39.62 | 9/27/2010 3:43:26 PM |
| Natronpee | $25.00 | $25.00 | 9/27/2010 3:43:53 PM |
| gocubsgo22 | $25.00 | $25.00 | 9/27/2010 3:47:52 PM |
| skunkor2 | $25.19 | $25.19 | 9/27/2010 3:44:04 PM |
| mscomeaux | $25.00 | $25.00 | 9/27/2010 3:48:15 PM |
| ideal-penny8 | $28.81 | $28.81 | 9/27/2010 3:44:15 PM |
| jey6941 | $25.00 | $25.00 | 9/27/2010 3:42:42 PM |
| buukyak | $25.00 | $25.00 | 9/27/2010 3:45:03 PM |
| ChristopherHS | $25.00 | $25.00 | 9/27/2010 3:45:08 PM |
| Go_Ducks | $25.00 | $25.00 | 9/27/2010 3:43:01 PM |
| diversification-pilot | $25.00 | $25.00 | 9/27/2010 3:43:04 PM |
| rosie777 | $30.00 | $30.00 | 9/27/2010 3:45:18 PM |
| Mr_Bigmoney | $25.00 | $25.00 | 9/27/2010 3:49:42 PM |
| efficient-treasure0 | $25.00 | $25.00 | 9/27/2010 3:45:32 PM |
| lowrate | $35.30 | $35.30 | 9/27/2010 3:43:21 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 9/27/2010 3:43:38 PM |
| BeachWalkz | $25.00 | $25.00 | 9/27/2010 3:43:42 PM |
| theemhdoctor | $25.00 | $25.00 | 9/27/2010 3:43:48 PM |
| DukSerduk | $25.00 | $25.00 | 9/27/2010 3:46:13 PM |
| harty | $50.00 | $50.00 | 9/27/2010 3:46:31 PM |
| tj1683 | $25.00 | $25.00 | 9/27/2010 3:46:39 PM |
| GAOGERAM_BANK | $25.00 | $25.00 | 9/27/2010 3:44:14 PM |
| MechEngineer | $25.00 | $25.00 | 9/27/2010 3:51:06 PM |
| friendly-credit2 | $100.00 | $100.00 | 9/27/2010 3:45:04 PM |
| helpishere777 | $25.00 | $25.00 | 9/27/2010 3:47:57 PM |
| sensible-trade | $100.00 | $100.00 | 9/27/2010 3:48:10 PM |
| Cai8899 | $75.00 | $75.00 | 9/27/2010 3:45:22 PM |
| nexus030 | $25.00 | $25.00 | 9/27/2010 3:52:40 PM |
| Cheburashka | $30.00 | $30.00 | 9/27/2010 3:46:38 PM |
| BayShell | $50.00 | $50.00 | 9/27/2010 3:47:24 PM |
| Thecozychick | $25.00 | $25.00 | 9/27/2010 3:50:14 PM |
| lagnisiruk | $25.00 | $25.00 | 9/27/2010 3:47:46 PM |
| thedoctor | $44.26 | $44.26 | 9/27/2010 3:47:49 PM |
| scholarly-integrity | $25.00 | $25.00 | 9/27/2010 3:47:53 PM |
| newest-sensible-hope | $50.00 | $50.00 | 9/27/2010 3:48:01 PM |
| the-money-gargantuan | $25.00 | $25.00 | 9/27/2010 3:48:05 PM |
| marfred | $50.00 | $50.00 | 9/27/2010 3:49:11 PM |
| jonandmeg21 | $50.00 | $50.00 | 9/27/2010 3:49:37 PM |
| shanedog | $25.00 | $25.00 | 9/27/2010 3:52:43 PM |
| nickel-demon2 | $50.00 | $50.00 | 9/27/2010 3:50:40 PM |
| socal-lender | $25.00 | $25.00 | 9/27/2010 3:51:24 PM |
| 6moonbeams | $100.00 | $100.00 | 9/27/2010 3:51:41 PM |
| SunsetCoastCapital | $25.00 | $25.00 | 9/27/2010 3:52:24 PM |
| lounges | $30.00 | $30.00 | 9/27/2010 4:09:11 PM |
| dospapalotes | $25.00 | $25.00 | 9/27/2010 4:09:37 PM |
| julijask | $25.00 | $25.00 | 9/27/2010 4:09:08 PM |
| rmachi | $25.00 | $25.00 | 9/27/2010 4:09:21 PM |
| derec | $25.00 | $25.00 | 9/27/2010 4:09:32 PM |
| wise-dedicated-power | $50.00 | $50.00 | 9/27/2010 4:09:48 PM |
| adir1 | $25.00 | $25.00 | 9/27/2010 4:23:20 PM |
| ogmanny | $50.00 | $50.00 | 9/27/2010 4:23:33 PM |
| divedude | $27.94 | $27.94 | 9/27/2010 5:07:14 PM |
| ITGuy | $25.00 | $25.00 | 9/27/2010 5:33:29 PM |
| kanpur63 | $25.00 | $25.00 | 9/27/2010 6:08:50 PM |
| Trevor_C | $25.00 | $25.00 | 9/27/2010 6:09:21 PM |
| Bank_Of_XL | $25.00 | $25.00 | 9/27/2010 5:36:42 PM |
| beachbum22 | $25.00 | $25.00 | 9/27/2010 6:24:55 PM |
| stable-money | $25.00 | $25.00 | 9/27/2010 5:33:25 PM |
| SeaLoans | $25.00 | $25.00 | 9/27/2010 7:03:26 PM |
| mlbox3k | $50.00 | $50.00 | 9/27/2010 6:08:25 PM |
| agiovasil | $25.00 | $25.00 | 9/27/2010 6:12:08 PM |
| Sixmil | $48.23 | $48.23 | 9/27/2010 6:22:48 PM |
| tbati | $25.00 | $25.00 | 9/27/2010 11:20:17 PM |
| tucksta | $25.00 | $25.00 | 9/27/2010 11:20:49 PM |
| ralf206 | $25.00 | $25.00 | 9/27/2010 11:17:37 PM |
| BludAx | $25.00 | $25.00 | 9/27/2010 11:59:46 PM |
| bugleusmc | $25.00 | $25.00 | 9/28/2010 12:01:50 AM |
| ChicoBob | $26.03 | $26.03 | 9/28/2010 12:16:12 AM |
| robertmm25 | $50.00 | $50.00 | 9/27/2010 10:02:05 PM |
| alverado | $39.06 | $39.06 | 9/28/2010 12:34:17 AM |
| wbahl | $25.00 | $25.00 | 9/27/2010 11:59:43 PM |
| ISLA-VISTA | $25.00 | $25.00 | 9/28/2010 12:32:29 AM |
| commerce-voyager | $25.00 | $25.00 | 9/28/2010 12:34:28 AM |
| pavelz | $50.00 | $50.00 | 9/28/2010 12:38:44 AM |
| progressive-rupee | $25.00 | $25.00 | 9/28/2010 5:07:42 AM |
| xphile | $25.00 | $25.00 | 9/28/2010 12:17:16 AM |
| lloyd_s | $25.00 | $25.00 | 9/28/2010 12:19:06 AM |
| reinforced-reward | $25.00 | $25.00 | 9/28/2010 12:34:26 AM |
| knothead | $25.00 | $25.00 | 9/28/2010 5:08:02 AM |
| chinolatino | $50.00 | $50.00 | 9/28/2010 6:23:45 AM |
| Philosonie | $25.00 | $25.00 | 9/28/2010 5:08:56 AM |
| value-pouch | $30.72 | $30.72 | 9/28/2010 5:07:30 AM |
| lender987654321 | $50.00 | $50.00 | 9/28/2010 5:07:38 AM |
| ceg451 | $50.00 | $50.00 | 9/28/2010 5:07:43 AM |
| meux99 | $25.00 | $25.00 | 9/28/2010 5:08:42 AM |
| Microfinancer | $50.00 | $50.00 | 9/28/2010 8:17:11 AM |
| kegs | $150.00 | $150.00 | 9/28/2010 9:03:53 AM |
| bigballer105 | $100.00 | $100.00 | 9/28/2010 10:27:02 AM |
| jsmith1450 | $50.00 | $50.00 | 9/28/2010 11:48:42 AM |
| Veggie_Monkey | $25.00 | $25.00 | 9/28/2010 10:41:57 AM |
| leverage-reaction | $25.00 | $25.00 | 9/28/2010 11:18:33 AM |
| tjone69 | $25.00 | $25.00 | 9/28/2010 1:12:36 PM |
| MC_ | $50.00 | $50.00 | 9/28/2010 2:19:05 PM |
| Veridic | $25.00 | $25.00 | 9/28/2010 2:19:17 PM |
| diligent-leverage | $30.00 | $30.00 | 9/28/2010 2:19:25 PM |
| Octavian315 | $35.00 | $35.00 | 9/28/2010 2:19:44 PM |
| alaco | $25.00 | $25.00 | 9/28/2010 2:19:47 PM |
| Mariner3605 | $25.00 | $25.00 | 9/28/2010 2:19:52 PM |
| GoingFishing | $25.00 | $25.00 | 9/28/2010 2:19:58 PM |
| profitable-balance | $25.00 | $25.00 | 9/28/2010 2:20:03 PM |
| rjw_mpwr | $25.00 | $25.00 | 9/28/2010 2:20:07 PM |
| IndianChief | $25.00 | $25.00 | 9/28/2010 2:20:14 PM |
| PrimeTimeGadgets | $25.00 | $25.00 | 9/28/2010 2:20:24 PM |
| Brainworm | $25.00 | $25.00 | 9/28/2010 2:18:46 PM |
| studious-peso | $50.00 | $50.00 | 9/28/2010 2:18:52 PM |
| joyful-treasure2 | $50.00 | $50.00 | 9/28/2010 2:18:54 PM |
| kanewna | $35.65 | $35.65 | 9/28/2010 2:19:28 PM |
| speyer | $50.00 | $50.00 | 9/28/2010 2:19:38 PM |
| stolan | $25.00 | $25.00 | 9/28/2010 2:19:42 PM |
| KwikLoan | $25.00 | $25.00 | 9/28/2010 2:19:47 PM |
| Zarks | $25.00 | $25.00 | 9/28/2010 2:19:51 PM |
| credit-coach118 | $40.00 | $40.00 | 9/28/2010 2:19:57 PM |
| AWTT | $25.00 | $25.00 | 9/28/2010 2:20:02 PM |
| BigLinCT | $25.00 | $25.00 | 9/28/2010 2:20:07 PM |
| nimesh | $40.00 | $40.00 | 9/28/2010 2:20:11 PM |
| osage | $25.00 | $25.00 | 9/28/2010 2:20:15 PM |
| rcr549 | $25.00 | $25.00 | 9/28/2010 2:18:33 PM |
| BenefactorX | $25.00 | $25.00 | 9/28/2010 2:18:51 PM |
| inspired-investment8 | $100.00 | $100.00 | 9/28/2010 2:18:56 PM |
| lenderme | $25.00 | $25.00 | 9/28/2010 2:19:03 PM |
| TommyTucker | $50.00 | $50.00 | 9/28/2010 2:19:08 PM |
| i3urtonair | $25.00 | $25.00 | 9/28/2010 2:19:18 PM |
| Bladewil | $25.00 | $25.00 | 9/28/2010 2:19:34 PM |
| market-enthusiast | $25.00 | $25.00 | 9/28/2010 2:19:39 PM |
| serene-power0 | $50.00 | $50.00 | 9/28/2010 2:19:46 PM |
| Keebs | $25.00 | $25.00 | 9/28/2010 2:19:50 PM |
| pound-griffin | $25.00 | $25.00 | 9/28/2010 2:19:59 PM |
| letsbank | $25.00 | $25.00 | 9/28/2010 2:20:06 PM |
| ciscoparrot | $25.00 | $25.00 | 9/28/2010 2:20:10 PM |
| sintax | $25.00 | $25.00 | 9/28/2010 2:20:13 PM |
| wampum-reaction2 | $50.00 | $50.00 | 9/28/2010 2:20:17 PM |
| power-expert | $25.00 | $25.00 | 9/28/2010 2:20:20 PM |
| GatorsFan | $50.00 | $50.00 | 9/28/2010 2:20:25 PM |
| malcolmreynolds | $25.00 | $25.00 | 9/28/2010 4:37:47 PM |
| oplender | $25.00 | $25.00 | 9/28/2010 6:24:20 PM |
| 413 bids
|
Borrower Payment Dependent Notes Series
477244
This series of Notes was issued and sold upon the funding of the borrower loan #44687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-27-2010 |
| |
Auction end date:
| Oct-04-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $102.73 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $102.73 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
2 | Length of status: | 16y 10m |
|
Amount delinquent:
| $1,066 |
Total credit lines:
| 21 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $794 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| new-economy-cadence |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Replacing storm windows & doors
Purpose of loan:
This loan will be used to? Replace storm windows and doors
My financial situation:
I am a good candidate for this loan because? I have a solid work history and am trying to pay as i go to do my home improvements but with the changing of the seasons i need do fast forward and winterize before the cold weather arrives.? Will pay back loan in half the time frame.
Monthly net income: $ 2600
Monthly expenses: $
??Housing: $ 400
??Insurance: $ 200
??Car expenses: $ 200
??Utilities: $ 300
??Phone, cable, internet: $ 125
??Food, entertainment: $ 200
??Clothing, household expenses $ 125
??Credit cards and other loans: $ 300
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what happened with current deliquency? - beakerfish
A:
I do not have a current delinquency. Not sure why that is showing on the report.
I have 2 cc bal on 1st $133 & 2nd $325 Both are current and i always send 3x min payment
(Sep-30-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $50.00 | $50.00 | 9/27/2010 3:32:41 PM |
| bid-czar8 | $25.00 | $25.00 | 9/27/2010 3:39:12 PM |
| simplelender80 | $250.00 | $250.00 | 9/27/2010 3:48:33 PM |
| bountiful-durability | $100.00 | $100.00 | 9/27/2010 3:47:38 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 9/27/2010 3:50:30 PM |
| agiovasil | $25.00 | $25.00 | 9/27/2010 10:32:42 PM |
| Comoparklender | $40.00 | $40.00 | 9/28/2010 3:30:44 PM |
| EBITDA | $25.00 | $25.00 | 9/28/2010 3:37:29 PM |
| ingenious-deal6 | $25.00 | $25.00 | 9/28/2010 10:52:16 PM |
| the-silver-blaster | $50.00 | $50.00 | 9/29/2010 10:05:19 AM |
| radiant-loan5 | $100.00 | $100.00 | 9/30/2010 3:20:38 PM |
| interstellar | $50.00 | $50.00 | 10/1/2010 2:04:11 AM |
| wwwUniversal | $25.00 | $25.00 | 10/1/2010 5:18:23 AM |
| brwnidgirl | $50.00 | $50.00 | 10/1/2010 7:14:19 AM |
| trade-goblin9 | $25.00 | $25.00 | 10/1/2010 10:51:06 AM |
| leverage-monger | $25.00 | $25.00 | 10/1/2010 1:31:49 PM |
| cash-spark3 | $25.00 | $25.00 | 10/2/2010 2:38:40 AM |
| dime-futurist | $25.00 | $25.00 | 10/2/2010 4:00:12 AM |
| harddollars | $25.00 | $25.00 | 10/2/2010 11:18:14 AM |
| Pu239 | $60.00 | $60.00 | 10/2/2010 8:47:53 PM |
| jybank | $25.00 | $25.00 | 10/2/2010 11:57:33 PM |
| roberto76 | $74.03 | $74.03 | 10/3/2010 3:30:00 PM |
| patriot384 | $35.00 | $35.00 | 10/3/2010 7:15:18 PM |
| loss-of-control | $25.00 | $25.00 | 10/3/2010 7:57:04 PM |
| 6moonbeams | $25.00 | $25.00 | 9/27/2010 3:37:36 PM |
| AlexTrep | $50.00 | $50.00 | 9/27/2010 3:36:58 PM |
| a-bountiful-trade | $25.00 | $25.00 | 9/27/2010 3:41:48 PM |
| tech310 | $50.00 | $50.00 | 9/27/2010 3:38:28 PM |
| handshake5 | $50.00 | $50.00 | 9/27/2010 3:38:04 PM |
| SqueezeKing | $25.00 | $25.00 | 9/27/2010 3:46:10 PM |
| rescue | $100.00 | $100.00 | 9/27/2010 3:44:33 PM |
| b-rent | $25.00 | $25.00 | 9/27/2010 3:54:05 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/27/2010 6:36:48 PM |
| villagers | $50.00 | $50.00 | 9/28/2010 1:28:42 PM |
| musegaze | $100.00 | $100.00 | 9/28/2010 3:35:09 PM |
| vine99 | $40.00 | $40.00 | 9/28/2010 8:07:01 PM |
| money-bauble | $100.00 | $56.66 | 9/29/2010 11:38:54 AM |
| greenfuzz | $25.00 | $25.00 | 9/30/2010 10:56:52 AM |
| marwadi-62 | $25.00 | $25.00 | 9/30/2010 6:54:17 PM |
| irrelevant | $25.00 | $25.00 | 10/1/2010 6:39:59 AM |
| sensational-dollar | $25.00 | $25.00 | 10/1/2010 9:57:32 AM |
| friendinmoney | $25.00 | $25.00 | 10/1/2010 10:30:20 AM |
| One_Lolo | $25.00 | $25.00 | 10/1/2010 3:05:26 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 10/1/2010 10:37:56 PM |
| Bob450 | $25.00 | $25.00 | 10/1/2010 10:50:09 PM |
| loan-adventurer7 | $36.00 | $36.00 | 10/1/2010 11:49:15 PM |
| a-resplendent-commitment | $30.00 | $30.00 | 10/2/2010 6:27:12 AM |
| new-social-economist | $80.00 | $80.00 | 10/2/2010 10:03:30 AM |
| loss-of-control | $50.00 | $50.00 | 10/2/2010 8:48:14 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/2/2010 12:37:04 PM |
| scho0590 | $48.31 | $48.31 | 10/2/2010 3:45:50 PM |
| WinterUSMC | $25.00 | $25.00 | 10/3/2010 8:51:47 AM |
| duty-monger | $50.00 | $50.00 | 10/3/2010 9:44:05 AM |
| lucrative-coin | $50.00 | $50.00 | 10/3/2010 6:01:38 PM |
| red-ready-principal | $25.00 | $25.00 | 10/3/2010 7:22:43 PM |
| 55 bids
|
Borrower Payment Dependent Notes Series
477378
This series of Notes was issued and sold upon the funding of the borrower loan #44737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 7.7% |
Auction start date:
| Sep-29-2010 |
| |
Auction end date:
| Oct-06-2010 |
|
|
Starting lender yield:
| 20.90% |
Starting borrower rate/APR:
| 21.90% / 25.33% |
Starting monthly payment:
| $457.66 |
|
Final lender yield:
| 20.90% |
Final borrower rate/APR:
| 21.90% / 25.33% |
Final monthly payment:
| $457.66 |
| |
|
Auction yield range:
| 7.79% - 20.90% |
Estimated loss impact:
| 8.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.71% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 780-799 (Sep-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 17y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,480 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| capital-healer |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Feb-2010)
|
|
Principal balance:
| $5,965.28 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Consolidation Loan
Purpose of loan:
This loan will be used to? consolidate current prosper loans with other small credit card balances .
My financial situation:
I am a good candidate for this loan because? I have a good stable job with a fixed salary.
Monthly net income: $ 3320
Monthly expenses: $
??Housing: $ 920
??Insurance: $ 82
??Car expenses: $ 474
??Utilities: $ 125
??Phone, cable, internet: $ 125
??Food, entertainment: $ varies
??Clothing, household expenses $
??Credit cards and other loans: $700
??Other expenses: $ varies
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Weaverville | $25.00 | $25.00 | 9/29/2010 2:42:25 PM |
| Tc11902 | $25.00 | $25.00 | 9/29/2010 2:43:28 PM |
| troile | $25.00 | $25.00 | 9/29/2010 2:46:08 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/29/2010 2:47:12 PM |
| rescue | $50.00 | $50.00 | 9/29/2010 2:42:12 PM |
| kegs | $107.94 | $107.94 | 9/29/2010 2:43:48 PM |
| bountiful-durability | $100.00 | $100.00 | 9/29/2010 2:43:54 PM |
| jazzlender | $25.00 | $25.00 | 9/29/2010 2:48:46 PM |
| authentic-liberty7 | $25.00 | $25.00 | 9/29/2010 2:44:23 PM |
| herbyman | $50.00 | $50.00 | 9/29/2010 2:43:00 PM |
| top-courteous-peso | $50.00 | $50.00 | 9/29/2010 2:43:43 PM |
| dedicated-bid1 | $25.00 | $25.00 | 9/29/2010 2:44:15 PM |
| schpere | $75.00 | $75.00 | 9/29/2010 2:45:49 PM |
| generous-deal6 | $50.00 | $50.00 | 9/29/2010 2:47:50 PM |
| kmr2 | $150.00 | $150.00 | 9/29/2010 2:51:57 PM |
| simplelender80 | $250.00 | $250.00 | 9/29/2010 2:47:01 PM |
| larrybird | $150.00 | $150.00 | 9/29/2010 2:52:24 PM |
| Tomeus | $75.00 | $75.00 | 9/29/2010 2:49:03 PM |
| ichibon | $150.00 | $150.00 | 9/29/2010 2:47:59 PM |
| shmb6508 | $100.00 | $100.00 | 9/29/2010 2:48:28 PM |
| mla | $25.00 | $25.00 | 9/29/2010 2:50:01 PM |
| dynrep | $25.00 | $25.00 | 9/29/2010 2:49:49 PM |
| MarinLoans | $25.00 | $25.00 | 9/29/2010 2:51:14 PM |
| JohnGalt79 | $100.00 | $100.00 | 9/29/2010 2:55:57 PM |
| papaloha | $100.00 | $100.00 | 9/29/2010 2:52:12 PM |
| red-robust-rupee | $25.00 | $25.00 | 9/29/2010 2:52:45 PM |
| soheagle | $50.00 | $50.00 | 9/29/2010 2:53:57 PM |
| mtp | $50.00 | $50.00 | 9/29/2010 2:54:23 PM |
| currency-shaker16 | $25.00 | $25.00 | 9/29/2010 2:53:54 PM |
| objective-investor | $100.00 | $100.00 | 9/29/2010 2:55:29 PM |
| 6moonbeams | $100.00 | $100.00 | 9/29/2010 2:55:39 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/29/2010 2:54:45 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/29/2010 2:55:26 PM |
| penny-plato | $25.00 | $25.00 | 9/29/2010 3:26:42 PM |
| DasMula | $25.00 | $25.00 | 9/29/2010 3:51:22 PM |
| Premierelender | $25.00 | $25.00 | 9/29/2010 5:02:20 PM |
| money-bauble | $100.00 | $100.00 | 9/29/2010 6:09:56 PM |
| Slipps | $25.00 | $25.00 | 9/29/2010 9:42:48 PM |
| ptjg | $25.00 | $25.00 | 9/29/2010 11:52:25 PM |
| sociallender | $25.00 | $25.00 | 9/29/2010 11:56:03 PM |
| Investoman | $25.00 | $25.00 | 9/30/2010 5:17:24 AM |
| trade-caper | $25.00 | $25.00 | 9/30/2010 9:39:18 AM |
| icecoldcash | $26.29 | $26.29 | 9/30/2010 11:12:07 AM |
| reflective-rupee | $120.00 | $120.00 | 9/30/2010 12:36:06 PM |
| uncleegg | $50.00 | $50.00 | 9/30/2010 11:09:08 AM |
| integrity-doctor | $100.00 | $100.00 | 9/30/2010 1:08:40 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/30/2010 3:43:06 PM |
| poolshark72 | $25.00 | $25.00 | 9/30/2010 10:31:55 PM |
| nytrnbow | $25.00 | $25.00 | 9/30/2010 7:58:02 PM |
| Interstate_Rate | $37.91 | $37.91 | 10/1/2010 1:53:55 AM |
| gracej | $25.00 | $25.00 | 10/1/2010 2:52:46 AM |
| Tradesmanlender | $25.00 | $25.00 | 10/1/2010 3:15:30 AM |
| irrelevant | $25.00 | $25.00 | 10/1/2010 6:34:13 AM |
| HalfDayz | $50.00 | $50.00 | 10/1/2010 9:13:16 AM |
| eadamson | $50.00 | $50.00 | 10/1/2010 9:34:27 AM |
| cablenews | $50.00 | $50.00 | 10/1/2010 10:48:23 AM |
| return-elm | $25.00 | $25.00 | 10/1/2010 10:58:18 AM |
| blue-useful-auction | $25.00 | $25.00 | 10/1/2010 3:03:26 PM |
| worldly-community3 | $50.00 | $50.00 | 10/1/2010 6:17:55 PM |
| Easystreet | $25.00 | $25.00 | 10/1/2010 5:03:45 PM |
| shur | $25.00 | $25.00 | 10/1/2010 7:43:14 PM |
| marketplace-cello5 | $50.00 | $50.00 | 10/2/2010 12:13:34 AM |
| loan-adventurer7 | $36.00 | $36.00 | 10/1/2010 11:39:31 PM |
| alpinaut | $25.00 | $25.00 | 10/2/2010 6:08:19 AM |
| stoopidnoodle | $25.00 | $25.00 | 10/2/2010 9:07:58 AM |
| natural-affluence6 | $31.21 | $31.21 | 10/2/2010 10:02:50 AM |
| moola-wildebeest3 | $50.00 | $50.00 | 10/2/2010 3:14:05 PM |
| life-is-great | $31.76 | $31.76 | 10/2/2010 7:52:51 PM |
| Mark-O-Polo | $25.00 | $25.00 | 10/3/2010 8:28:46 AM |
| ericgassercom | $50.00 | $50.00 | 10/3/2010 1:38:01 PM |
| wealth-samaritan2 | $25.00 | $25.00 | 10/3/2010 5:18:12 PM |
| williemc44 | $50.00 | $50.00 | 10/3/2010 8:23:45 PM |
| retirementlady | $25.00 | $25.00 | 10/3/2010 7:29:26 PM |
| tsui517 | $25.00 | $25.00 | 10/3/2010 10:53:15 PM |
| elfincove | $50.00 | $50.00 | 10/4/2010 9:33:19 AM |
| mpactlender | $25.00 | $25.00 | 10/4/2010 8:57:48 AM |
| well-mannered-income3 | $60.00 | $60.00 | 10/4/2010 8:49:03 AM |
| lcole32 | $25.00 | $25.00 | 10/4/2010 10:19:46 AM |
| benefit-piano5 | $25.00 | $25.00 | 10/4/2010 9:22:58 AM |
| gold-disk | $50.00 | $50.00 | 10/4/2010 9:37:56 AM |
| sarisai | $50.00 | $50.00 | 10/4/2010 11:18:10 AM |
| deal-mover | $25.00 | $25.00 | 10/4/2010 1:14:26 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/4/2010 1:26:24 PM |
| ski bum | $50.00 | $50.00 | 10/4/2010 3:01:00 PM |
| laughmotel | $50.00 | $50.00 | 10/4/2010 3:18:20 PM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 10/4/2010 3:18:40 PM |
| witty-openness | $25.00 | $15.95 | 10/4/2010 3:31:21 PM |
| the-silver-blaster | $50.00 | $50.00 | 10/4/2010 3:38:58 PM |
| SweatyBalls | $50.00 | $50.00 | 10/5/2010 7:29:58 AM |
| Belair_Advisors | $25.00 | $25.00 | 10/5/2010 5:18:06 AM |
| culldud6900 | $50.00 | $50.00 | 10/5/2010 7:41:24 AM |
| best-commanding-funds | $25.00 | $25.00 | 10/5/2010 10:05:42 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/5/2010 11:24:20 AM |
| hidavehi | $50.00 | $50.00 | 10/5/2010 2:49:39 PM |
| Sol_Invictus | $25.00 | $25.00 | 10/5/2010 3:04:03 PM |
| trumpeter5 | $50.00 | $50.00 | 10/5/2010 3:20:40 PM |
| nickel-demon2 | $100.00 | $100.00 | 10/5/2010 3:46:36 PM |
| favorite-commerce | $50.00 | $50.00 | 10/5/2010 4:50:36 PM |
| bill-expert | $50.00 | $50.00 | 10/5/2010 5:10:36 PM |
| True-Patriot | $25.00 | $25.00 | 10/5/2010 9:13:44 PM |
| namronmi2 | $25.00 | $25.00 | 10/5/2010 10:10:46 PM |
| credit-missile | $25.00 | $25.00 | 10/5/2010 10:13:24 PM |
| credit-missile | $25.00 | $25.00 | 10/6/2010 2:42:52 AM |
| loan-adventurer7 | $50.00 | $50.00 | 10/6/2010 2:27:05 AM |
| Bob450 | $25.00 | $25.00 | 10/6/2010 7:55:03 AM |
| patriot384 | $240.00 | $240.00 | 10/6/2010 8:06:23 AM |
| repaymeplease | $25.00 | $25.00 | 10/6/2010 10:06:44 AM |
| new-social-economist | $50.00 | $50.00 | 10/6/2010 12:25:41 PM |
| houli123 | $1,536.33 | $1,536.33 | 10/6/2010 12:14:34 PM |
| lucrative-coin | $50.00 | $50.00 | 10/6/2010 12:58:24 PM |
| transformer8 | $50.00 | $50.00 | 10/6/2010 1:03:58 PM |
| HermanstadtKid | $25.00 | $25.00 | 10/6/2010 1:38:15 PM |
| Nerdster1 | $25.01 | $25.01 | 10/6/2010 2:16:24 PM |
| j2ee | $25.00 | $25.00 | 9/29/2010 2:44:07 PM |
| inismor | $50.00 | $50.00 | 9/29/2010 2:44:50 PM |
| agiovasil | $25.00 | $25.00 | 9/29/2010 2:42:45 PM |
| radforj22 | $25.00 | $25.00 | 9/29/2010 2:42:55 PM |
| gravity3 | $25.00 | $25.00 | 9/29/2010 2:44:13 PM |
| thrifty-capital | $35.00 | $35.00 | 9/29/2010 2:45:04 PM |
| mike_banker | $50.00 | $50.00 | 9/29/2010 2:50:34 PM |
| powerful-finance7 | $25.00 | $25.00 | 9/29/2010 2:50:55 PM |
| jigsaw | $100.00 | $100.00 | 9/29/2010 2:47:28 PM |
| pfh | $25.00 | $25.00 | 9/29/2010 2:47:32 PM |
| DRA-Properties | $25.00 | $25.00 | 9/29/2010 2:46:31 PM |
| bid-czar8 | $100.00 | $100.00 | 9/29/2010 2:47:52 PM |
| psa1995 | $50.00 | $50.00 | 9/29/2010 2:52:06 PM |
| peripatetic | $25.00 | $25.00 | 9/29/2010 2:47:40 PM |
| GElender | $75.00 | $75.00 | 9/29/2010 2:49:23 PM |
| first-listing-expert | $25.00 | $25.00 | 9/29/2010 2:48:12 PM |
| Gabriel02 | $25.00 | $25.00 | 9/29/2010 2:48:36 PM |
| orgy63 | $25.00 | $25.00 | 9/29/2010 2:50:17 PM |
| CasaDeTomas | $100.00 | $100.00 | 9/29/2010 2:48:42 PM |
| maldok1 | $25.00 | $25.00 | 9/29/2010 2:49:20 PM |
| dollardave | $100.00 | $100.00 | 9/29/2010 2:50:51 PM |
| b-rent | $25.00 | $25.00 | 9/29/2010 2:51:03 PM |
| a-finance-nirvana | $25.00 | $25.00 | 9/29/2010 2:55:23 PM |
| jdwillcox | $50.00 | $50.00 | 9/29/2010 2:51:29 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/29/2010 2:53:13 PM |
| brightest-affluence-motivator | $25.00 | $25.00 | 9/29/2010 2:52:23 PM |
| nicklds | $75.00 | $75.00 | 9/29/2010 2:54:09 PM |
| skuba | $50.00 | $50.00 | 9/29/2010 2:54:53 PM |
| ferocious-camaraderi1 | $100.00 | $100.00 | 9/29/2010 2:55:45 PM |
| gold-channel2 | $100.00 | $100.00 | 9/29/2010 4:24:27 PM |
| JustMee | $25.00 | $25.00 | 9/29/2010 7:08:24 PM |
| gallant-economy9 | $25.00 | $25.00 | 9/30/2010 12:29:13 AM |
| riproaringrapids | $25.00 | $25.00 | 9/30/2010 2:02:02 AM |
| teller | $50.00 | $50.00 | 9/30/2010 4:47:38 AM |
| AF-Chief | $33.86 | $33.86 | 9/30/2010 5:12:38 AM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:48:41 AM |
| thoughtful-community7 | $25.00 | $25.00 | 9/30/2010 8:43:33 AM |
| JoyfulVegetarian | $25.00 | $25.00 | 9/30/2010 9:38:06 AM |
| MoonMama | $25.00 | $25.00 | 9/30/2010 10:03:28 AM |
| mikeandcat | $50.00 | $50.00 | 9/30/2010 11:23:25 AM |
| 108lender | $200.00 | $200.00 | 9/30/2010 11:17:55 AM |
| fairness-kayak | $50.00 | $50.00 | 9/30/2010 1:14:08 PM |
| heerzaquestion | $25.00 | $25.00 | 9/30/2010 11:54:00 AM |
| mtquan | $25.00 | $25.00 | 9/30/2010 3:43:05 PM |
| nickel-hickory | $25.00 | $25.00 | 9/30/2010 3:43:59 PM |
| bowdish1 | $50.00 | $50.00 | 9/30/2010 4:47:24 PM |
| Dowanhill | $50.00 | $50.00 | 9/30/2010 3:43:00 PM |
| doobieBear | $25.00 | $25.00 | 9/30/2010 7:33:56 PM |
| peace-maximizer8 | $25.00 | $25.00 | 9/30/2010 8:08:09 PM |
| hookUup | $25.00 | $25.00 | 9/30/2010 8:27:57 PM |
| reflective-rupee | $140.00 | $140.00 | 9/30/2010 10:01:48 PM |
| Cheburashka | $25.00 | $25.00 | 10/1/2010 1:50:31 AM |
| peso-genome | $34.52 | $34.52 | 10/1/2010 2:06:00 AM |
| RationalWorld | $25.00 | $25.00 | 10/1/2010 10:14:47 AM |
| escharfer | $25.00 | $25.00 | 10/1/2010 9:35:31 AM |
| tedi-tif | $40.00 | $40.00 | 10/1/2010 10:09:20 AM |
| nilonc1 | $100.00 | $100.00 | 10/1/2010 11:00:48 AM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/1/2010 1:33:22 PM |
| lendingfrog | $50.00 | $50.00 | 10/1/2010 4:43:02 PM |
| brother_tam | $50.00 | $50.00 | 10/2/2010 4:13:03 AM |
| CLoViq | $50.00 | $50.00 | 10/2/2010 6:27:57 AM |
| nanda | $46.78 | $46.78 | 10/2/2010 5:39:02 AM |
| lending_well | $25.00 | $25.00 | 10/2/2010 6:53:19 AM |
| efficient-treasure0 | $25.00 | $25.00 | 10/2/2010 3:18:45 PM |
| Preferred-Lender | $25.00 | $25.00 | 10/2/2010 2:17:59 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/2/2010 10:19:00 PM |
| inventive-exchange | $25.00 | $25.00 | 10/3/2010 3:17:44 AM |
| jdnyguy | $50.00 | $50.00 | 10/3/2010 6:10:36 AM |
| ti22ring | $30.00 | $30.00 | 10/3/2010 11:17:58 AM |
| thezfunk | $25.00 | $25.00 | 10/4/2010 8:09:26 AM |
| friendly-credit2 | $50.00 | $50.00 | 10/4/2010 8:09:34 AM |
| Superc0ld | $50.00 | $50.00 | 10/4/2010 9:27:57 AM |
| mmckune | $25.00 | $25.00 | 10/4/2010 11:15:04 AM |
| crawfingers | $25.00 | $25.00 | 10/4/2010 10:32:37 AM |
| reasonable-transaction7 | $25.00 | $25.00 | 10/4/2010 11:17:54 AM |
| bigphish | $25.00 | $25.00 | 10/4/2010 11:17:09 AM |
| Philkent | $50.00 | $50.00 | 10/4/2010 12:01:04 PM |
| graceful-investment | $100.00 | $100.00 | 10/4/2010 12:12:25 PM |
| bowerz | $25.00 | $25.00 | 10/4/2010 11:51:03 AM |
| Katieo | $25.00 | $25.00 | 10/4/2010 1:09:47 PM |
| tntmojave | $25.00 | $25.00 | 10/4/2010 2:09:12 PM |
| mattemmo | $25.00 | $25.00 | 10/4/2010 2:13:02 PM |
| economy-popcorn | $25.00 | $25.00 | 10/4/2010 1:57:52 PM |
| jeffaa | $50.00 | $50.00 | 10/4/2010 2:54:06 PM |
| jennifer55126 | $25.00 | $25.00 | 10/4/2010 3:00:27 PM |
| loss-of-control | $50.00 | $50.00 | 10/4/2010 7:07:32 PM |
| loss-of-control | $50.00 | $50.00 | 10/4/2010 7:07:56 PM |
| favorite-commerce | $100.00 | $100.00 | 10/4/2010 9:11:27 PM |
| Jane3721 | $50.00 | $50.00 | 10/5/2010 7:09:24 AM |
| whatreality | $40.00 | $40.00 | 10/5/2010 10:20:12 AM |
| mikeandcat | $100.00 | $100.00 | 10/5/2010 10:29:52 AM |
| SFBank | $300.00 | $300.00 | 10/5/2010 4:17:44 PM |
| favorite-commerce | $50.00 | $50.00 | 10/5/2010 4:51:11 PM |
| tnjohnso | $25.00 | $25.00 | 10/5/2010 6:29:16 PM |
| credit-missile | $25.00 | $25.00 | 10/5/2010 10:13:05 PM |
| Nicedad72 | $25.00 | $25.00 | 10/5/2010 9:40:01 PM |
| credit-missile | $25.00 | $25.00 | 10/5/2010 10:12:46 PM |
| credit-missile | $25.00 | $25.00 | 10/5/2010 10:13:41 PM |
| fund-medalist171 | $28.00 | $28.00 | 10/6/2010 4:23:06 AM |
| Rulea72 | $78.44 | $78.44 | 10/6/2010 8:36:29 AM |
| BoCo | $25.00 | $25.00 | 10/6/2010 6:38:18 AM |
| BrighterSuns | $25.00 | $25.00 | 10/6/2010 7:07:16 AM |
| best-ingenious-funds | $25.00 | $25.00 | 10/6/2010 9:34:54 AM |
| Feyenoord | $25.00 | $25.00 | 10/6/2010 11:02:09 AM |
| zztopdog | $25.00 | $25.00 | 10/6/2010 11:08:06 AM |
| Leshan | $25.00 | $25.00 | 10/6/2010 10:31:11 AM |
| toomanyfishtanks | $25.00 | $25.00 | 10/6/2010 11:17:27 AM |
| grampy48 | $25.00 | $25.00 | 10/6/2010 12:45:51 PM |
| 221 bids
|
Borrower Payment Dependent Notes Series
477602
This series of Notes was issued and sold upon the funding of the borrower loan #44731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.0% |
Auction start date:
| Sep-29-2010 |
| |
Auction end date:
| Oct-06-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 28.98% |
Final borrower rate/APR:
| 29.98% / 33.59% |
Final monthly payment:
| $84.88 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 25.69% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 3.29% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
24 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $95,536 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| 4hgirl |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 30 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Sep-2009)
640-659
(Feb-2008)
600-619
(Jan-2008)
|
|
Principal balance:
| $1,240.69 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Pay off loan at higher rate
Purpose of loan:
This loan will be used to pay off higher interest loan?
My financial situation:
I am a good candidate for this loan because I have paid faithfully on prior loan.
Monthly net income: $ 7000
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you expain the high revolving credit balance and list your expenses. Also why does it say you make 100k + but your monthly income is onlyy 7000. thats only 84k a year - restless-dime
A:
This includes loans etc not just revolving debt. The 7000 is net not gross. My income is 93,800 plus pension of 18,600 plus 12,000 from second job.
(Oct-05-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| good4loan | $25.00 | $25.00 | 9/30/2010 11:41:53 AM |
| SolarMoonshine | $25.00 | $25.00 | 10/4/2010 6:10:01 PM |
| jbloans | $25.00 | $25.00 | 10/5/2010 6:53:50 PM |
| clemclan | $25.00 | $25.00 | 10/5/2010 7:09:39 PM |
| Aberdeen | $400.00 | $400.00 | 10/6/2010 1:08:47 AM |
| realtormoises | $25.00 | $25.00 | 10/6/2010 6:12:28 AM |
| principal-laser | $27.00 | $27.00 | 10/6/2010 4:54:32 AM |
| Leshan | $75.00 | $75.00 | 10/6/2010 8:31:45 AM |
| red-favorable-basis | $25.00 | $25.00 | 10/6/2010 10:39:42 AM |
| bsmtloan | $75.00 | $75.00 | 10/6/2010 10:33:45 AM |
| DasMula | $67.45 | $67.45 | 10/6/2010 10:53:29 AM |
| Phatt-Daddy | $25.00 | $25.00 | 10/6/2010 10:56:16 AM |
| mikeandcat | $100.00 | $69.52 | 10/6/2010 12:07:22 PM |
| mikeandcat | $50.00 | $50.00 | 10/6/2010 12:17:38 PM |
| SAR-2 | $25.00 | $25.00 | 10/6/2010 12:17:49 PM |
| BrighterSuns | $25.00 | $25.00 | 10/6/2010 12:43:47 PM |
| Mikale360 | $25.00 | $25.00 | 10/6/2010 11:28:08 AM |
| Bob450 | $30.00 | $30.00 | 10/6/2010 1:36:20 PM |
| lucrative-coin | $100.00 | $100.00 | 10/6/2010 1:03:57 PM |
| JamesDewsbury | $25.00 | $25.00 | 10/6/2010 1:53:15 PM |
| Jeddy | $30.00 | $30.00 | 10/6/2010 2:13:46 PM |
| penny-plato | $25.00 | $25.00 | 10/6/2010 1:22:25 PM |
| Rashanir | $29.22 | $29.22 | 10/6/2010 2:23:55 PM |
| CA_Lender | $25.00 | $25.00 | 9/29/2010 8:55:14 PM |
| moo916 | $50.00 | $50.00 | 10/2/2010 8:27:35 PM |
| jpaulnyc | $28.56 | $28.56 | 10/5/2010 4:08:02 PM |
| Moe87 | $25.00 | $25.00 | 10/5/2010 4:13:57 PM |
| 340 | $50.00 | $50.00 | 10/6/2010 1:16:43 AM |
| cash-arboretum | $93.25 | $93.25 | 10/6/2010 7:24:44 AM |
| FinanceEngine | $25.00 | $25.00 | 10/6/2010 7:18:09 AM |
| minnesotafinancial | $25.00 | $25.00 | 10/6/2010 8:50:23 AM |
| Feyenoord | $25.00 | $25.00 | 10/6/2010 10:56:24 AM |
| MStax | $50.00 | $50.00 | 10/6/2010 11:18:11 AM |
| gold-cluster | $100.00 | $100.00 | 10/6/2010 1:56:14 PM |
| mikeandcat | $50.00 | $50.00 | 10/6/2010 1:09:10 PM |
| ultimate-peace | $150.00 | $150.00 | 10/6/2010 1:41:55 PM |
| grampy48 | $25.00 | $25.00 | 10/6/2010 2:06:44 PM |
| YoungTaxMan | $25.00 | $25.00 | 10/6/2010 2:23:59 PM |
| 38 bids
|
Borrower Payment Dependent Notes Series
477658
This series of Notes was issued and sold upon the funding of the borrower loan #44721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.0% |
Auction start date:
| Sep-29-2010 |
| |
Auction end date:
| Oct-06-2010 |
|
|
Starting lender yield:
| 14.15% |
Starting borrower rate/APR:
| 15.15% / 17.32% |
Starting monthly payment:
| $416.87 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $416.87 |
| |
|
Auction yield range:
| 5.79% - 14.15% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,409 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| income-burrito |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off higher rate credit card debt.
My financial situation:
I am a good candidate for this loan because I have never missed a payment on any credit line.? In our younger years, my wife and I ran up significant credit card debt which we are now steadily working down.? I have never had a problem meeting our current payments, I am simply looking for a better rate.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| authentic-liberty7 | $25.00 | $25.00 | 9/29/2010 2:44:28 PM |
| ichibon | $150.00 | $150.00 | 9/29/2010 2:48:08 PM |
| shmb6508 | $100.00 | $100.00 | 9/29/2010 2:48:33 PM |
| Gabriel02 | $25.00 | $25.00 | 9/29/2010 2:48:41 PM |
| maldok1 | $25.00 | $25.00 | 9/29/2010 2:49:10 PM |
| ray1051 | $25.00 | $25.00 | 9/29/2010 2:50:25 PM |
| jdwillcox | $50.00 | $50.00 | 9/29/2010 2:51:34 PM |
| pfh | $25.00 | $25.00 | 9/29/2010 2:47:37 PM |
| DRA-Properties | $25.00 | $25.00 | 9/29/2010 2:46:36 PM |
| peripatetic | $25.00 | $25.00 | 9/29/2010 2:47:46 PM |
| simplelender80 | $250.00 | $250.00 | 9/29/2010 2:46:52 PM |
| red-robust-rupee | $25.00 | $25.00 | 9/29/2010 2:52:49 PM |
| Tomeus | $75.00 | $75.00 | 9/29/2010 2:49:09 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/29/2010 2:55:36 PM |
| JohnGalt79 | $100.00 | $100.00 | 9/29/2010 2:56:00 PM |
| dollardave | $100.00 | $100.00 | 9/29/2010 2:50:48 PM |
| herbyman | $50.00 | $50.00 | 9/29/2010 2:51:44 PM |
| kegs | $150.00 | $150.00 | 9/29/2010 2:52:43 PM |
| penny-plato | $25.00 | $25.00 | 9/29/2010 3:29:29 PM |
| larrybird | $150.00 | $150.00 | 9/29/2010 2:52:37 PM |
| order-gondola | $50.00 | $50.00 | 9/29/2010 4:23:02 PM |
| finance-prescription | $50.00 | $50.00 | 9/29/2010 4:23:21 PM |
| nicklds | $25.00 | $25.00 | 9/29/2010 2:54:13 PM |
| tranquil-return4 | $25.00 | $25.00 | 9/29/2010 4:24:06 PM |
| triumph329 | $25.00 | $25.00 | 9/29/2010 4:24:14 PM |
| meteoric-trade | $25.00 | $25.00 | 9/29/2010 4:24:24 PM |
| mtquan | $25.00 | $25.00 | 9/29/2010 2:55:04 PM |
| Interstate_Rate | $100.00 | $100.00 | 9/29/2010 2:55:25 PM |
| whiteasianrose | $25.00 | $25.00 | 9/29/2010 4:38:03 PM |
| skuba | $50.00 | $50.00 | 9/29/2010 2:54:59 PM |
| Purple11 | $50.00 | $50.00 | 9/29/2010 4:23:19 PM |
| worldly-community3 | $50.00 | $50.00 | 9/29/2010 4:23:26 PM |
| AF-Chief | $25.00 | $25.00 | 9/29/2010 3:52:18 PM |
| inspired-agreement | $50.00 | $50.00 | 9/29/2010 4:23:31 PM |
| Ocean713 | $50.00 | $50.00 | 9/29/2010 4:23:51 PM |
| banker727 | $50.00 | $50.00 | 9/29/2010 4:24:15 PM |
| cpbreton | $25.00 | $25.00 | 9/29/2010 4:24:35 PM |
| platytanz | $50.00 | $50.00 | 9/29/2010 4:23:03 PM |
| simpy | $25.00 | $25.00 | 9/29/2010 4:23:17 PM |
| balanced-bill7 | $50.00 | $50.00 | 9/29/2010 4:23:23 PM |
| jdrez | $25.00 | $25.00 | 9/29/2010 4:23:54 PM |
| gethsemane4 | $25.00 | $25.00 | 9/29/2010 4:24:17 PM |
| SimpleChoice | $25.00 | $25.00 | 9/29/2010 4:24:39 PM |
| icecoldcash | $28.95 | $28.95 | 9/29/2010 4:32:17 PM |
| money-bauble | $50.00 | $50.00 | 9/29/2010 5:52:07 PM |
| GElender | $69.76 | $69.76 | 9/29/2010 10:58:51 PM |
| InvestorPartners | $25.00 | $25.00 | 9/29/2010 11:25:22 PM |
| HHP | $25.00 | $25.00 | 9/29/2010 11:52:51 PM |
| LMM1 | $25.00 | $25.00 | 9/29/2010 11:35:18 PM |
| awwaww | $25.00 | $25.00 | 9/29/2010 11:37:41 PM |
| cloud8 | $45.98 | $45.98 | 9/29/2010 11:52:45 PM |
| nowits10 | $25.00 | $25.00 | 9/29/2010 11:35:48 PM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 9/29/2010 11:37:05 PM |
| JGB | $49.43 | $49.43 | 9/29/2010 11:53:58 PM |
| coin-investor | $25.00 | $25.00 | 9/30/2010 12:09:21 AM |
| davechris870 | $50.00 | $50.00 | 9/30/2010 3:48:18 AM |
| radforj22 | $25.00 | $25.00 | 9/30/2010 12:14:27 AM |
| the-profit-oracle | $25.00 | $25.00 | 9/30/2010 12:19:46 AM |
| danthemon35 | $25.00 | $25.00 | 9/30/2010 3:38:23 AM |
| dgallo | $25.00 | $25.00 | 9/30/2010 4:58:02 AM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:48:33 AM |
| bigtag | $50.00 | $50.00 | 9/30/2010 9:34:03 AM |
| NorthernFunds | $45.45 | $45.45 | 9/30/2010 9:48:25 AM |
| Dreams4Cash | $25.00 | $25.00 | 9/30/2010 11:11:59 AM |
| ladderskibum | $50.00 | $50.00 | 9/30/2010 10:07:03 AM |
| diggs | $25.00 | $25.00 | 9/30/2010 10:17:09 AM |
| antrux | $25.00 | $25.00 | 9/30/2010 1:05:06 PM |
| CasaDeTomas | $62.94 | $62.94 | 9/30/2010 1:33:08 PM |
| gallant-economy9 | $120.36 | $120.36 | 9/30/2010 2:07:16 PM |
| nickel-hickory | $50.00 | $50.00 | 9/30/2010 3:53:20 PM |
| bowdish1 | $50.00 | $50.00 | 9/30/2010 4:47:31 PM |
| gold-channel2 | $100.00 | $100.00 | 9/30/2010 6:09:06 PM |
| mulberry4 | $50.00 | $50.00 | 9/30/2010 6:13:24 PM |
| gogrannygo | $25.00 | $25.00 | 9/30/2010 11:45:22 PM |
| zacharyd | $50.00 | $50.00 | 10/1/2010 6:16:06 AM |
| Katburg | $35.00 | $35.00 | 10/1/2010 6:14:06 AM |
| runner262 | $25.00 | $25.00 | 10/1/2010 9:39:00 AM |
| MarinLoans | $25.00 | $25.00 | 10/1/2010 1:52:56 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/1/2010 1:33:26 PM |
| Easystreet | $25.00 | $25.00 | 10/1/2010 5:03:49 PM |
| shur | $25.00 | $25.00 | 10/1/2010 7:43:19 PM |
| Bcs-cnc | $50.00 | $50.00 | 10/1/2010 6:55:15 PM |
| marketplace-cello5 | $50.00 | $50.00 | 10/2/2010 12:13:42 AM |
| gracej | $25.00 | $25.00 | 10/2/2010 1:50:41 AM |
| lending_well | $25.00 | $25.00 | 10/2/2010 6:53:10 AM |
| Preferred-Lender | $25.00 | $25.00 | 10/2/2010 2:18:05 PM |
| brother_tam | $50.00 | $50.00 | 10/2/2010 4:59:02 PM |
| efficient-treasure0 | $25.00 | $25.00 | 10/2/2010 3:18:48 PM |
| ti22ring | $30.00 | $30.00 | 10/3/2010 11:18:04 AM |
| ericgassercom | $50.00 | $50.00 | 10/3/2010 1:38:09 PM |
| nytrnbow | $25.00 | $25.00 | 10/3/2010 6:13:59 PM |
| KingCroesus | $25.00 | $25.00 | 10/3/2010 9:46:11 PM |
| Loan_shark718 | $40.00 | $40.00 | 10/3/2010 8:23:01 PM |
| credit-coach118 | $25.00 | $25.00 | 10/4/2010 8:50:50 AM |
| mpactlender | $25.00 | $25.00 | 10/4/2010 8:57:53 AM |
| dt_one | $25.00 | $25.00 | 10/4/2010 11:50:59 AM |
| graceful-investment | $100.00 | $100.00 | 10/4/2010 12:12:35 PM |
| economy-popcorn | $25.00 | $25.00 | 10/4/2010 2:05:14 PM |
| tntmojave | $25.00 | $25.00 | 10/4/2010 2:09:17 PM |
| jennifer55126 | $25.00 | $25.00 | 10/4/2010 3:00:36 PM |
| ski bum | $50.00 | $50.00 | 10/4/2010 3:01:07 PM |
| eadamson | $50.00 | $50.00 | 10/4/2010 3:18:29 PM |
| Charlieofalbany | $25.00 | $25.00 | 10/4/2010 8:33:56 PM |
| mjunlimited | $50.00 | $50.00 | 10/4/2010 9:42:47 PM |
| adir1 | $25.00 | $25.00 | 10/4/2010 10:47:55 PM |
| power-kin | $50.00 | $50.00 | 10/5/2010 9:33:13 AM |
| octoberfresh | $25.00 | $25.00 | 10/5/2010 7:15:48 AM |
| thoughtful-community7 | $25.00 | $25.00 | 10/5/2010 10:37:47 AM |
| trade-caper | $25.00 | $25.00 | 10/5/2010 8:17:48 AM |
| Slipps | $25.00 | $25.00 | 10/5/2010 12:17:47 PM |
| sophisticated-economy8 | $25.00 | $25.00 | 10/5/2010 2:08:31 PM |
| friendly-credit2 | $50.00 | $50.00 | 10/5/2010 2:43:42 PM |
| Cheburashka | $25.00 | $25.00 | 10/5/2010 2:42:16 PM |
| bold-careful-finance | $25.00 | $25.00 | 10/5/2010 2:47:43 PM |
| CLoViq | $50.00 | $50.00 | 10/5/2010 2:44:03 PM |
| Phantom99 | $25.00 | $25.00 | 10/5/2010 2:58:26 PM |
| Attract | $25.00 | $25.00 | 10/5/2010 3:28:04 PM |
| FadSaolAgat | $50.00 | $50.00 | 10/5/2010 3:36:35 PM |
| fsa3 | $50.00 | $50.00 | 10/5/2010 4:13:13 PM |
| Yaj | $25.00 | $25.00 | 10/5/2010 5:04:13 PM |
| sweet-peace6 | $50.00 | $50.00 | 10/5/2010 6:25:12 PM |
| mattemmo | $25.00 | $25.00 | 10/5/2010 6:32:50 PM |
| oracle3 | $50.00 | $50.00 | 10/5/2010 7:03:02 PM |
| rockhound84 | $25.00 | $25.00 | 10/6/2010 12:47:44 AM |
| bxdoc | $28.13 | $28.13 | 10/6/2010 2:01:37 AM |
| loan-adventurer7 | $50.00 | $50.00 | 10/6/2010 2:39:18 AM |
| calbertrand | $25.00 | $25.00 | 10/6/2010 6:53:21 AM |
| respectful-integrity3 | $25.00 | $25.00 | 10/6/2010 8:44:40 AM |
| favorite-commerce | $50.00 | $50.00 | 10/6/2010 9:20:30 AM |
| beer-gardener | $100.00 | $100.00 | 10/6/2010 10:09:53 AM |
| squarebob | $50.00 | $50.00 | 10/6/2010 9:40:59 AM |
| squarebob | $50.00 | $50.00 | 10/6/2010 9:41:19 AM |
| Rabid_Dove | $25.00 | $25.00 | 10/6/2010 10:28:58 AM |
| CashBank | $25.00 | $25.00 | 10/6/2010 10:39:04 AM |
| wwwUniversal | $25.00 | $25.00 | 10/6/2010 9:36:17 AM |
| repaymeplease | $25.00 | $25.00 | 10/6/2010 10:10:59 AM |
| squarebob | $25.00 | $25.00 | 10/6/2010 10:13:52 AM |
| FinanceEngine | $25.00 | $25.00 | 10/6/2010 11:18:01 AM |
| mgking007 | $25.37 | $25.37 | 10/6/2010 11:37:06 AM |
| mobius_titan | $25.00 | $25.00 | 10/6/2010 12:19:38 PM |
| justinology | $25.71 | $25.71 | 10/6/2010 12:31:42 PM |
| lucrative-coin | $100.00 | $100.00 | 10/6/2010 1:04:48 PM |
| drysdale-sd | $60.00 | $60.00 | 10/6/2010 1:41:09 PM |
| transformer8 | $50.00 | $50.00 | 10/6/2010 1:09:40 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/6/2010 2:18:44 PM |
| tomdooley12520 | $25.00 | $25.00 | 10/6/2010 1:27:55 PM |
| hopheadmike | $25.00 | $25.00 | 10/6/2010 12:59:20 PM |
| friendinmoney | $25.00 | $25.00 | 10/6/2010 1:57:19 PM |
| agiovasil | $25.00 | $25.00 | 9/29/2010 2:42:52 PM |
| bid-czar8 | $100.00 | $100.00 | 9/29/2010 2:47:57 PM |
| rescue | $50.00 | $50.00 | 9/29/2010 2:42:01 PM |
| Weaverville | $25.00 | $25.00 | 9/29/2010 2:42:30 PM |
| jazzlender | $25.00 | $25.00 | 9/29/2010 2:48:57 PM |
| bountiful-durability | $100.00 | $100.00 | 9/29/2010 2:44:00 PM |
| mla | $25.00 | $25.00 | 9/29/2010 2:49:52 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/29/2010 2:47:21 PM |
| psa1995 | $50.00 | $50.00 | 9/29/2010 2:52:10 PM |
| jigsaw | $100.00 | $100.00 | 9/29/2010 2:47:23 PM |
| first-listing-expert | $25.00 | $25.00 | 9/29/2010 2:48:25 PM |
| mike_banker | $50.00 | $50.00 | 9/29/2010 2:50:41 PM |
| objective-investor | $100.00 | $100.00 | 9/29/2010 2:55:34 PM |
| orgy63 | $25.00 | $25.00 | 9/29/2010 2:50:24 PM |
| kmr2 | $200.00 | $200.00 | 9/29/2010 2:52:04 PM |
| DasMula | $25.00 | $25.00 | 9/29/2010 3:59:04 PM |
| hookUup | $25.00 | $25.00 | 9/29/2010 2:52:56 PM |
| nickel-advocator | $25.00 | $25.00 | 9/29/2010 4:23:05 PM |
| SPB | $25.00 | $25.00 | 9/29/2010 4:23:18 PM |
| gain-seagull9 | $50.00 | $50.00 | 9/29/2010 4:23:24 PM |
| chestnut4 | $25.00 | $25.00 | 9/29/2010 4:23:30 PM |
| lloyd_s | $25.00 | $25.00 | 9/29/2010 4:23:50 PM |
| ms48105 | $25.00 | $25.00 | 9/29/2010 4:24:04 PM |
| yukongin | $79.87 | $79.87 | 9/29/2010 4:24:10 PM |
| cscott2007 | $25.00 | $25.00 | 9/29/2010 4:24:23 PM |
| treasure-dreamer7 | $50.00 | $50.00 | 9/29/2010 4:24:34 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 9/29/2010 4:24:41 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/29/2010 2:54:14 PM |
| mtp | $50.00 | $50.00 | 9/29/2010 2:54:28 PM |
| thrifty-capital | $25.00 | $25.00 | 9/29/2010 2:55:55 PM |
| tom48l | $25.00 | $25.00 | 9/29/2010 4:23:06 PM |
| nickel-ferret | $50.00 | $50.00 | 9/29/2010 4:23:16 PM |
| helpful-dough | $50.00 | $50.00 | 9/29/2010 4:23:22 PM |
| srilm | $25.00 | $25.00 | 9/29/2010 4:23:27 PM |
| schpere | $75.00 | $75.00 | 9/29/2010 4:25:13 PM |
| Avala | $50.00 | $50.00 | 9/29/2010 4:23:07 PM |
| lovely-order7 | $36.98 | $36.98 | 9/29/2010 4:23:14 PM |
| shrewd-peace7 | $30.00 | $30.00 | 9/29/2010 4:23:20 PM |
| nycfinance | $25.00 | $25.00 | 9/29/2010 4:23:26 PM |
| asset-professor | $50.00 | $50.00 | 9/29/2010 4:23:57 PM |
| boater01 | $50.00 | $50.00 | 9/29/2010 4:24:38 PM |
| blue-useful-auction | $25.00 | $25.00 | 9/29/2010 5:07:46 PM |
| JustMee | $25.00 | $25.00 | 9/29/2010 7:04:29 PM |
| useful-p2ploan | $26.79 | $26.79 | 9/30/2010 12:06:36 AM |
| george_kaplan | $25.00 | $25.00 | 9/29/2010 11:25:27 PM |
| Stollewood | $27.96 | $27.96 | 9/29/2010 11:35:22 PM |
| Bank42 | $50.00 | $50.00 | 9/29/2010 11:36:47 PM |
| Preteur | $25.00 | $25.00 | 9/29/2010 11:37:01 PM |
| unrivaled-justice | $25.00 | $25.00 | 9/30/2010 12:06:54 AM |
| russm011 | $25.00 | $25.00 | 9/29/2010 11:52:23 PM |
| payment-freshmaker | $27.63 | $27.63 | 9/30/2010 12:05:52 AM |
| tremendous-payment | $25.00 | $25.00 | 9/30/2010 12:08:14 AM |
| papaloha | $25.00 | $25.00 | 9/30/2010 2:47:10 AM |
| teller | $50.00 | $50.00 | 9/30/2010 4:47:32 AM |
| shadargroup | $25.00 | $25.00 | 9/30/2010 6:08:11 AM |
| UREC001 | $25.00 | $25.00 | 9/30/2010 7:16:59 AM |
| ddogs | $50.00 | $50.00 | 9/30/2010 9:08:49 AM |
| bewitching-asset3 | $25.00 | $25.00 | 9/30/2010 8:31:59 AM |
| worth-arch | $25.00 | $25.00 | 9/30/2010 9:08:13 AM |
| pbr | $25.00 | $25.00 | 9/30/2010 9:41:11 AM |
| JoyfulVegetarian | $25.00 | $25.00 | 9/30/2010 9:38:13 AM |
| uncleegg | $50.00 | $50.00 | 9/30/2010 11:09:02 AM |
| ferocious-money9 | $50.00 | $50.00 | 9/30/2010 9:50:39 AM |
| MoonMama | $25.00 | $25.00 | 9/30/2010 10:03:37 AM |
| mavenhaven | $25.00 | $25.00 | 9/30/2010 10:27:02 AM |
| soheagle | $50.00 | $50.00 | 9/30/2010 3:43:02 PM |
| generous-deal6 | $50.00 | $50.00 | 9/30/2010 6:08:30 PM |
| powerful-finance7 | $25.00 | $25.00 | 9/30/2010 3:43:24 PM |
| syounker | $25.00 | $25.00 | 9/30/2010 4:52:18 PM |
| tech310 | $50.00 | $50.00 | 10/1/2010 1:34:55 AM |
| a-finance-nirvana | $25.00 | $25.00 | 10/1/2010 5:58:21 AM |
| irrelevant | $25.00 | $25.00 | 10/1/2010 6:34:20 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/1/2010 6:53:05 AM |
| culldud6900 | $70.00 | $70.00 | 10/1/2010 6:59:13 AM |
| Tradesmanlender | $25.00 | $25.00 | 10/1/2010 9:38:23 AM |
| Aimvest | $25.00 | $25.00 | 10/1/2010 9:36:56 AM |
| escharfer | $25.00 | $25.00 | 10/1/2010 9:35:38 AM |
| cablenews | $50.00 | $50.00 | 10/1/2010 10:48:19 AM |
| RationalWorld | $25.00 | $25.00 | 10/1/2010 10:14:52 AM |
| get30inc | $26.16 | $26.16 | 10/1/2010 11:48:46 AM |
| fairness-kayak | $25.00 | $25.00 | 10/1/2010 1:28:05 PM |
| lendingfrog | $50.00 | $50.00 | 10/1/2010 4:43:07 PM |
| FinDoc | $25.00 | $25.00 | 10/1/2010 9:48:31 PM |
| loan-adventurer7 | $36.00 | $36.00 | 10/1/2010 11:39:26 PM |
| cclady | $100.00 | $100.00 | 10/2/2010 12:24:06 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/2/2010 9:59:20 AM |
| moola-wildebeest3 | $50.00 | $50.00 | 10/2/2010 3:13:59 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/2/2010 10:19:07 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/3/2010 11:49:13 AM |
| wealth-samaritan2 | $25.00 | $25.00 | 10/3/2010 5:12:57 PM |
| tsui517 | $25.00 | $25.00 | 10/3/2010 10:53:25 PM |
| Saleen06 | $75.00 | $75.00 | 10/3/2010 9:41:17 PM |
| Moneypenny6 | $25.00 | $25.00 | 10/4/2010 7:29:13 AM |
| alpinaut | $25.00 | $25.00 | 10/4/2010 7:27:52 AM |
| elegant-bonus | $25.00 | $25.00 | 10/4/2010 9:53:18 AM |
| crawfingers | $25.00 | $25.00 | 10/4/2010 10:32:48 AM |
| elfincove | $50.00 | $50.00 | 10/4/2010 9:33:25 AM |
| Paxman84 | $25.00 | $25.00 | 10/4/2010 10:22:56 AM |
| HalfDayz | $50.00 | $50.00 | 10/4/2010 11:34:08 AM |
| Investoman | $25.00 | $25.00 | 10/4/2010 11:51:27 AM |
| return-elm | $25.00 | $25.00 | 10/4/2010 3:18:24 PM |
| auction-elvis | $25.00 | $25.00 | 10/4/2010 4:34:42 PM |
| 108lender | $25.00 | $25.00 | 10/4/2010 4:57:44 PM |
| riproaringrapids | $25.00 | $25.00 | 10/4/2010 8:08:34 PM |
| trustu | $50.00 | $50.00 | 10/4/2010 7:13:10 PM |
| fair_rates | $25.00 | $25.00 | 10/5/2010 1:32:08 AM |
| worldly-penny8 | $25.00 | $25.00 | 10/5/2010 9:33:48 AM |
| chemistry220 | $50.00 | $50.00 | 10/5/2010 9:35:26 AM |
| whatreality | $30.00 | $30.00 | 10/5/2010 10:21:27 AM |
| point-shooter | $50.00 | $50.00 | 10/5/2010 1:24:05 PM |
| stoopidnoodle | $25.00 | $25.00 | 10/5/2010 2:43:49 PM |
| ManhattanLender | $42.38 | $42.38 | 10/5/2010 2:49:56 PM |
| sosleep | $25.00 | $25.00 | 10/5/2010 2:52:40 PM |
| thezfunk | $25.00 | $25.00 | 10/5/2010 4:23:09 PM |
| jrbill1998 | $50.00 | $50.00 | 10/5/2010 5:19:43 PM |
| julsal | $31.87 | $31.87 | 10/5/2010 6:19:45 PM |
| bodascafe | $25.00 | $25.00 | 10/5/2010 4:58:47 PM |
| ORteacher | $50.00 | $50.00 | 10/5/2010 6:52:26 PM |
| rawman | $25.00 | $25.00 | 10/5/2010 6:42:51 PM |
| checkuto | $25.00 | $25.00 | 10/5/2010 6:53:57 PM |
| nanda | $50.00 | $17.28 | 10/5/2010 7:23:50 PM |
| new-marketplace-achievement | $25.00 | $25.00 | 10/5/2010 7:15:42 PM |
| ClearCut | $50.00 | $50.00 | 10/6/2010 6:18:40 AM |
| nolahelper | $25.00 | $25.00 | 10/6/2010 6:24:28 AM |
| spiff666 | $25.00 | $25.00 | 10/6/2010 8:44:23 AM |
| squarebob | $50.00 | $50.00 | 10/6/2010 9:41:47 AM |
| leverage-monger | $25.00 | $25.00 | 10/6/2010 9:42:45 AM |
| shrewd-benjamins | $40.00 | $40.00 | 10/6/2010 10:22:06 AM |
| squarebob | $25.00 | $25.00 | 10/6/2010 10:14:43 AM |
| sturdy-velocity6 | $50.00 | $50.00 | 10/6/2010 10:02:37 AM |
| Leshan | $25.00 | $25.00 | 10/6/2010 10:39:45 AM |
| toomanyfishtanks | $25.00 | $25.00 | 10/6/2010 11:21:35 AM |
| Astyanax | $100.00 | $100.00 | 10/6/2010 10:43:59 AM |
| magee425 | $25.00 | $25.00 | 10/6/2010 12:17:57 PM |
| active-wealth3 | $25.00 | $25.00 | 10/6/2010 10:59:19 AM |
| Gobsek | $25.00 | $25.00 | 10/6/2010 12:33:49 PM |
| patriot384 | $360.00 | $360.00 | 10/6/2010 12:45:28 PM |
| grampy48 | $25.00 | $25.00 | 10/6/2010 12:57:23 PM |
| encore739 | $25.00 | $25.00 | 10/6/2010 12:31:33 PM |
| 287 bids
|