Sales Report:Supplement No. 49 dated Oct 06, 2010 to Prospectus dated Jul 26, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
454182
This series of Notes was issued and sold upon the funding of the borrower loan #44666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-27-2010 |
| |
Auction end date:
| Oct-04-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $143.83 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $143.83 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1976 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 |
Occupation: | Social Worker |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 | Stated income: | $100,000+ |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,666 | |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-transparency-wizard |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to??meet business expenses of 10 year prosperous business of one.
My financial situation:
I am a good candidate for this loan because? solid work history,? always two jobs, no bankrupties
Monthly net income: $???????
Monthly expenses: $
??Housing: $ 440
??Insurance: $ 270
??Car expenses: $ 600
??Utilities: $ 150
??Phone, cable, internet: $ 450
??Food, entertainment: $800
??Clothing, household expenses $ 400
??Credit cards and other loans: $?700 inclues business??Other expenses: $?3000 taxes and mis business expenss
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what is this business? - beakerfish
A:
comericl hay
(Oct-01-2010)
Q:
can you explain delinquencies noted? Strategy to prevent a reoccurence? - on_your_side
A:
One of my jobs does not have a specific pay day and I did not get paid on time to get the bills on time.
I am trying to turn pay sheets in earlier inorder to get paid sooner.
(Oct-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $50.00 | $50.00 | 9/27/2010 3:31:43 PM |
| AlexTrep | $50.00 | $50.00 | 9/27/2010 3:35:43 PM |
| 6moonbeams | $25.00 | $25.00 | 9/27/2010 3:37:26 PM |
| handshake5 | $50.00 | $50.00 | 9/27/2010 3:37:53 PM |
| simplelender80 | $250.00 | $250.00 | 9/27/2010 3:48:22 PM |
| SqueezeKing | $25.00 | $25.00 | 9/27/2010 3:46:06 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 9/27/2010 3:50:19 PM |
| Comoparklender | $40.00 | $40.00 | 9/27/2010 3:49:19 PM |
| nickel-position | $25.00 | $25.00 | 9/30/2010 10:46:32 AM |
| contract-high-five | $25.00 | $25.00 | 9/30/2010 10:41:30 PM |
| Bob450 | $30.00 | $30.00 | 10/1/2010 8:47:37 AM |
| sensational-dollar | $25.00 | $25.00 | 10/1/2010 9:56:29 AM |
| satisfying-deal5 | $55.68 | $55.68 | 10/1/2010 3:55:36 PM |
| Ven58 | $25.00 | $25.00 | 10/1/2010 3:30:16 PM |
| mangas | $25.40 | $25.40 | 10/1/2010 3:54:33 PM |
| compassion-paladin042 | $25.00 | $25.00 | 10/1/2010 7:22:45 PM |
| loan-adventurer7 | $25.00 | $25.00 | 10/1/2010 11:28:09 PM |
| kttalamo | $25.00 | $25.00 | 10/1/2010 7:51:44 PM |
| cash-spark3 | $50.00 | $50.00 | 10/2/2010 2:33:01 AM |
| brewhopper | $30.00 | $30.00 | 10/2/2010 6:09:37 AM |
| mike279766 | $25.00 | $25.00 | 10/2/2010 11:28:35 AM |
| barkochva | $25.00 | $25.00 | 10/2/2010 5:54:49 PM |
| Selttus | $25.00 | $25.00 | 10/2/2010 9:31:29 PM |
| squarebob | $25.00 | $25.00 | 10/3/2010 9:57:05 AM |
| frogperson | $250.00 | $250.00 | 10/3/2010 9:29:56 AM |
| loanermn | $25.00 | $25.00 | 10/3/2010 10:58:42 AM |
| aloantime07 | $25.00 | $25.00 | 10/3/2010 8:45:36 PM |
| E-B | $50.00 | $50.00 | 10/4/2010 3:26:33 AM |
| mckhbnpc | $35.00 | $35.00 | 10/4/2010 7:58:58 AM |
| photo999 | $25.00 | $25.00 | 10/4/2010 8:40:33 AM |
| on_your_side | $30.62 | $30.62 | 10/4/2010 9:52:48 AM |
| DasMula | $25.00 | $25.00 | 10/4/2010 10:36:12 AM |
| dinero-vista2 | $25.00 | $25.00 | 10/4/2010 12:07:39 PM |
| cash-spark3 | $25.00 | $25.00 | 10/4/2010 1:19:41 PM |
| revenue-appraiser | $25.00 | $25.00 | 10/4/2010 2:06:13 PM |
| EretzCapital | $25.00 | $25.00 | 10/4/2010 2:46:50 PM |
| just-trade0 | $36.00 | $36.00 | 10/4/2010 3:10:17 PM |
| tech310 | $50.00 | $50.00 | 9/27/2010 3:35:31 PM |
| rescue | $50.00 | $50.00 | 9/27/2010 3:41:30 PM |
| bid-czar8 | $25.00 | $25.00 | 9/27/2010 3:39:04 PM |
| a-bountiful-trade | $25.00 | $25.00 | 9/27/2010 3:41:42 PM |
| bountiful-durability | $100.00 | $100.00 | 9/27/2010 3:47:29 PM |
| AF-Chief | $50.00 | $50.00 | 9/27/2010 3:48:21 PM |
| b-rent | $25.00 | $25.00 | 9/27/2010 3:53:58 PM |
| musegaze | $100.00 | $40.98 | 9/27/2010 4:00:43 PM |
| villagers | $50.00 | $50.00 | 9/27/2010 3:58:25 PM |
| radiant-loan5 | $100.00 | $100.00 | 9/30/2010 3:43:09 PM |
| Pu239 | $60.00 | $60.00 | 10/1/2010 8:28:23 AM |
| TakeCare | $25.00 | $25.00 | 10/1/2010 1:59:50 PM |
| leverage-monger | $25.00 | $25.00 | 10/1/2010 1:30:23 PM |
| lucrative-coin | $200.00 | $200.00 | 10/1/2010 2:26:44 PM |
| a-plentiful-loyalty | $25.00 | $25.00 | 10/1/2010 2:30:49 PM |
| selfmademan | $25.00 | $25.00 | 10/1/2010 2:44:16 PM |
| LARRY4NY | $25.00 | $25.00 | 10/1/2010 3:04:54 PM |
| One_Lolo | $25.00 | $25.00 | 10/1/2010 3:05:25 PM |
| draggon77 | $25.00 | $25.00 | 10/1/2010 3:19:06 PM |
| wealth-pal3 | $25.00 | $25.00 | 10/1/2010 3:53:32 PM |
| airrbob | $50.00 | $50.00 | 10/1/2010 3:55:56 PM |
| Helenska11 | $25.00 | $25.00 | 10/1/2010 9:27:48 PM |
| marketplace-spark | $25.00 | $25.00 | 10/2/2010 12:43:50 AM |
| brother_tam | $100.00 | $100.00 | 10/2/2010 4:14:47 AM |
| a-resplendent-commitment | $25.00 | $25.00 | 10/2/2010 6:24:44 AM |
| loss-of-control | $25.00 | $25.00 | 10/2/2010 8:30:39 AM |
| new-social-economist | $50.00 | $50.00 | 10/2/2010 9:54:17 AM |
| marwadi-62 | $100.00 | $100.00 | 10/2/2010 7:15:25 PM |
| fillholdingsllc | $25.00 | $25.00 | 10/2/2010 5:23:47 PM |
| NickRac | $25.00 | $25.00 | 10/3/2010 7:12:28 AM |
| duty-monger | $50.00 | $50.00 | 10/3/2010 9:43:24 AM |
| ChiPhi49083 | $41.32 | $41.32 | 10/3/2010 12:19:20 AM |
| guardian3 | $25.00 | $25.00 | 10/3/2010 12:45:24 PM |
| Nickds | $50.00 | $50.00 | 10/3/2010 1:09:54 PM |
| wealth-samaritan2 | $25.00 | $25.00 | 10/3/2010 5:23:26 PM |
| ryan6853 | $25.00 | $25.00 | 10/3/2010 8:25:39 PM |
| loss-of-control | $25.00 | $25.00 | 10/3/2010 7:33:02 PM |
| Leshan | $25.00 | $25.00 | 10/4/2010 7:43:12 AM |
| Snoopylover | $25.00 | $25.00 | 10/4/2010 6:08:31 AM |
| rate-hickory | $25.00 | $25.00 | 10/4/2010 7:47:56 AM |
| bitano | $25.00 | $25.00 | 10/4/2010 7:15:52 AM |
| Taho | $25.00 | $25.00 | 10/4/2010 7:18:56 AM |
| momentous-gold | $25.00 | $25.00 | 10/4/2010 8:27:22 AM |
| AM2171 | $25.00 | $25.00 | 10/4/2010 3:10:06 PM |
| 81 bids
|
Borrower Payment Dependent Notes Series
476358
This series of Notes was issued and sold upon the funding of the borrower loan #44679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Sep-21-2010 |
| |
Auction end date:
| Sep-28-2010 |
|
|
Starting lender yield:
| 13.79% |
Starting borrower rate/APR:
| 14.79% / 16.96% |
Starting monthly payment:
| $518.44 |
|
Final lender yield:
| 12.65% |
Final borrower rate/APR:
| 13.65% / 15.80% |
Final monthly payment:
| $510.12 |
| |
|
Auction yield range:
| 5.79% - 13.79% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,560 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Hobocans |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 92% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 3
( 8% )
| 720-739
(Apr-2008)
760-779
(Jun-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
HoboHookah: The Portable Hookah!
The World's Most Portable Hookah Pipe is Growing Up and We Need Your Help:
Thank you so much Prosper users! Because of you, we were able to make the first truly portable hookah happen, the HoboHookah. A lot has changed in the 3 years since we launched: We sold out of the original 1000 units of the HoboHookah, and did a slight redesign, got a new manufacturer and now have a store with a complete inventory of hookahs and hookah related products. We've already sold 2100 units of our new hookah, which we call the HoboNargile.
For those who are new to the HoboHookah: Basically, its the world's first hookah designed specifically for travel and bringing to parties. The unique thing about the HoboNargile and the HoboHookah is the fact that they work on any bottle. Just bring the HoboNargile, and fix it to a Nalgene, Sigg, 2l coke bottle, 1l liquor bottles, or basically any standard liquid receptacle and you have a fully functional water pipe. We've sold hookahs to people on every continent (even to McMurdo Station in Antarctica!) and in 27 different countries.
After our first successful Prosper loan three years ago, we are ramping up production and we do need Prosper's help again. After buying 3000 units of the new HoboNargile (which is now sold in the US, Canada, Brazil and UK), we need a larger production run and even more working capital to get our cost per unit down further. We are seeking a loan of $15,000 to help us cover part of the working capital for this manufacturing cycle.
Top Line 2010 Income Statement for our Online Retail Store:
Month::::::::Mar::Apr::May::Jun::July::Aug
Revenue::::3.1k::2.8k:3.9k::2.9k:3.1k::4.7k
COGS:::::::1.4k::1.3k:1.8k::1.3k:1.5k::2.1k
Gross::::::::1.7k::1.5k::2.1k:1.6k:1.6k::2.6k
Expenses::0.9k::0.9k::0.9k:0.9k:0.9k::0.3k
EBITA::::::::0.8k::0.6k::1.2k:0.7k:0.7k::2.3k
We had a great August due to a limited sale we ran, and the fact that it is back to school (our core demographic is College students). In addition, our expenses (including interest payments) decreased after we paid off the Prosper loan. Outlook is strong for this month, with both wholesale and retail sales showing strength due to our marketing efforts and attendance at a major industry trade show.
Aside from the Online Store, we also sell wholesale. Over the last year we have sold 300 units to Brazil, 250 units to the UK, 75 units to Canada and 550 units in the United States. We have purchase orders for another 1800 units in four regions, which will be fulfilled once we complete the manufacturing of the next 4000 units.
We have some big plans for the near future, including new colors (the current model comes in black), a new accessory, and custom bottles for the hookah. This year we have been covered by WNBC New York and Thrillist as well as featured by Swagapalooza and Fooding.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you have a website? What is it? - impartial-loan3
A:
We are prohibited by Prosper from directly linking to our website...however there are a few key words in the listing that are trade marks of ours where we will pop up as the top listing. Type those in and explore
(Sep-28-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| enthusiastic-balance5 | $100.00 | $100.00 | 9/21/2010 3:11:55 PM |
| rescue | $50.00 | $50.00 | 9/21/2010 3:20:08 PM |
| schpere | $75.00 | $75.00 | 9/21/2010 3:19:55 PM |
| generous-deal6 | $50.00 | $50.00 | 9/21/2010 3:23:33 PM |
| larrybird | $150.00 | $150.00 | 9/21/2010 3:24:02 PM |
| mtquan | $25.00 | $25.00 | 9/21/2010 3:24:11 PM |
| handshake5 | $25.00 | $25.00 | 9/21/2010 3:22:38 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/21/2010 3:23:16 PM |
| peripatetic | $25.00 | $25.00 | 9/21/2010 3:23:23 PM |
| bid-czar8 | $100.00 | $100.00 | 9/21/2010 3:23:43 PM |
| ichibon | $150.00 | $150.00 | 9/21/2010 3:24:30 PM |
| radforj22 | $25.00 | $25.00 | 9/21/2010 3:27:19 PM |
| first-listing-expert | $25.00 | $25.00 | 9/21/2010 3:24:49 PM |
| red-adaptable-funds | $50.00 | $50.00 | 9/21/2010 3:25:21 PM |
| simplelender80 | $250.00 | $250.00 | 9/21/2010 3:25:24 PM |
| Gabriel02 | $25.00 | $25.00 | 9/21/2010 3:28:18 PM |
| GElender | $100.00 | $100.00 | 9/21/2010 3:22:28 PM |
| kmr2 | $150.00 | $150.00 | 9/21/2010 3:22:43 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/21/2010 3:22:54 PM |
| shmb6508 | $100.00 | $100.00 | 9/21/2010 3:28:13 PM |
| mla | $25.00 | $25.00 | 9/21/2010 4:49:32 PM |
| CasaDeTomas | $100.00 | $100.00 | 9/21/2010 7:08:39 PM |
| patriot897 | $25.00 | $25.00 | 9/22/2010 12:52:10 AM |
| a-finance-nirvana | $25.00 | $25.00 | 9/22/2010 1:25:28 AM |
| GetItRight | $25.00 | $25.00 | 9/22/2010 1:58:29 AM |
| the-profit-oracle | $25.00 | $25.00 | 9/22/2010 1:24:45 AM |
| money-bauble | $50.00 | $50.00 | 9/22/2010 1:26:53 AM |
| Tomeus | $75.00 | $75.00 | 9/22/2010 9:33:41 AM |
| Artist_Blue | $25.00 | $25.00 | 9/22/2010 6:08:36 AM |
| Cai8899 | $38.13 | $38.13 | 9/22/2010 11:34:12 AM |
| maldok1 | $25.00 | $25.00 | 9/22/2010 12:55:12 PM |
| golden-bid9 | $50.00 | $50.00 | 9/22/2010 1:44:43 PM |
| Sol_Invictus | $25.00 | $25.00 | 9/22/2010 2:36:23 PM |
| agalt | $100.00 | $100.00 | 9/22/2010 2:23:25 PM |
| Tradesmanlender | $25.00 | $25.00 | 9/22/2010 3:45:39 PM |
| credit-scout7 | $25.84 | $25.84 | 9/22/2010 11:53:31 PM |
| IrrationalPi | $27.26 | $27.26 | 9/23/2010 7:16:26 AM |
| williemc44 | $50.00 | $50.00 | 9/23/2010 9:35:19 AM |
| DRA-Properties | $25.00 | $25.00 | 9/23/2010 9:50:00 AM |
| dollardave | $100.00 | $100.00 | 9/23/2010 9:18:24 AM |
| helpinghand75 | $50.00 | $50.00 | 9/23/2010 3:11:48 PM |
| sound | $50.00 | $50.00 | 9/23/2010 3:12:12 PM |
| Clambake | $50.00 | $50.00 | 9/23/2010 3:11:38 PM |
| Ripsaw4U | $50.00 | $50.00 | 9/23/2010 4:19:47 PM |
| objective-investor | $100.00 | $100.00 | 9/23/2010 4:19:54 PM |
| fairness-kayak | $25.00 | $25.00 | 9/23/2010 10:34:23 PM |
| FinDoc | $25.00 | $25.00 | 9/23/2010 8:23:20 PM |
| herbyman | $50.00 | $50.00 | 9/24/2010 5:37:30 AM |
| Cory79 | $25.00 | $25.00 | 9/24/2010 4:02:04 AM |
| DanLash | $33.46 | $33.46 | 9/24/2010 5:47:08 AM |
| trade-freshmaker | $50.00 | $50.00 | 9/24/2010 9:27:24 AM |
| LexerdGroupCapital | $25.00 | $25.00 | 9/24/2010 10:33:04 AM |
| nickel-hickory | $25.00 | $25.00 | 9/24/2010 12:12:23 PM |
| rockstar78 | $50.00 | $50.00 | 9/24/2010 1:07:51 PM |
| LongTail | $25.00 | $25.00 | 9/24/2010 2:17:32 PM |
| efficient-treasure0 | $25.00 | $25.00 | 9/24/2010 2:57:20 PM |
| BeanCownter | $25.00 | $25.00 | 9/24/2010 2:58:11 PM |
| doncm | $50.00 | $50.00 | 9/24/2010 3:00:23 PM |
| IIP77 | $25.00 | $25.00 | 9/24/2010 3:26:01 PM |
| grf1945 | $50.00 | $50.00 | 9/24/2010 3:23:24 PM |
| benjamins-den | $25.00 | $25.00 | 9/24/2010 3:26:33 PM |
| return-percolator8 | $50.00 | $50.00 | 9/24/2010 3:27:31 PM |
| icecoldcash | $50.00 | $50.00 | 9/24/2010 5:07:25 PM |
| ommcd | $25.00 | $25.00 | 9/25/2010 2:24:05 AM |
| danthemon35 | $25.00 | $25.00 | 9/25/2010 2:43:27 AM |
| powerful-finance7 | $25.00 | $25.00 | 9/25/2010 4:32:19 AM |
| icchok | $50.00 | $50.00 | 9/25/2010 8:37:13 AM |
| LAKESPRING | $25.00 | $25.00 | 9/25/2010 12:23:14 PM |
| best-marketologist | $25.00 | $25.00 | 9/26/2010 9:09:41 AM |
| sassykatty | $50.00 | $50.00 | 9/26/2010 8:18:45 PM |
| labyrinth0 | $47.72 | $47.72 | 9/26/2010 8:42:58 PM |
| riproaringrapids | $25.00 | $25.00 | 9/27/2010 1:17:23 AM |
| sarisai | $50.00 | $50.00 | 9/27/2010 9:00:03 AM |
| MechEngineer | $25.00 | $25.00 | 9/27/2010 9:38:33 AM |
| djh47a | $25.00 | $25.00 | 9/27/2010 8:59:35 AM |
| lagnisiruk | $25.00 | $25.00 | 9/27/2010 9:02:48 AM |
| dollar-doughnut6 | $50.00 | $50.00 | 9/27/2010 9:37:30 AM |
| 108lender | $100.00 | $100.00 | 9/27/2010 10:15:33 AM |
| TeamAmerica | $25.00 | $25.00 | 9/27/2010 9:41:47 AM |
| leeball | $50.00 | $50.00 | 9/27/2010 11:23:07 AM |
| diversification-pilot | $25.00 | $25.00 | 9/27/2010 11:14:52 AM |
| fireboss | $50.00 | $50.00 | 9/27/2010 2:31:27 PM |
| Synergism | $32.26 | $32.26 | 9/27/2010 2:48:32 PM |
| TheColoradoDon | $25.00 | $25.00 | 9/27/2010 2:52:12 PM |
| helping-out | $51.08 | $51.08 | 9/27/2010 3:02:10 PM |
| BBL | $50.00 | $50.00 | 9/27/2010 3:41:13 PM |
| FASN8U | $25.00 | $25.00 | 9/27/2010 3:53:47 PM |
| DcUnited | $30.00 | $30.00 | 9/27/2010 4:11:12 PM |
| MAYBROOK | $40.91 | $40.91 | 9/27/2010 4:11:26 PM |
| potatoepicker | $50.00 | $50.00 | 9/27/2010 4:12:13 PM |
| Investoman | $50.00 | $50.00 | 9/27/2010 4:12:26 PM |
| jo2y | $25.00 | $25.00 | 9/27/2010 4:12:28 PM |
| engaging-worth | $25.00 | $25.00 | 9/27/2010 4:12:35 PM |
| enigmallc | $25.00 | $25.00 | 9/27/2010 4:12:41 PM |
| Devsfan3 | $50.00 | $50.00 | 9/27/2010 4:12:43 PM |
| vigorous-note | $50.00 | $50.00 | 9/27/2010 4:12:46 PM |
| ro37 | $25.00 | $25.00 | 9/27/2010 4:13:12 PM |
| beetlebum | $50.00 | $50.00 | 9/27/2010 4:13:22 PM |
| impartial-truth1 | $50.00 | $50.00 | 9/27/2010 4:13:28 PM |
| husamk | $25.00 | $25.00 | 9/27/2010 4:23:25 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 9/27/2010 4:11:55 PM |
| lookingup78 | $25.00 | $25.00 | 9/27/2010 5:18:32 PM |
| honorable-yield | $50.00 | $50.00 | 9/27/2010 4:12:12 PM |
| smurf163 | $25.00 | $25.00 | 9/27/2010 4:12:28 PM |
| nalaari | $25.00 | $25.00 | 9/27/2010 4:12:41 PM |
| ericgassercom | $50.00 | $50.00 | 9/27/2010 4:12:48 PM |
| SBT | $39.70 | $39.70 | 9/27/2010 5:32:48 PM |
| george_kaplan | $25.00 | $25.00 | 9/27/2010 4:13:51 PM |
| wise-silver-wonder | $25.00 | $25.00 | 9/27/2010 5:47:04 PM |
| green-unassailable-investment | $25.00 | $25.00 | 9/27/2010 6:08:16 PM |
| HeavyDriver03 | $25.00 | $25.00 | 9/27/2010 6:08:24 PM |
| utopia14 | $50.00 | $50.00 | 9/27/2010 6:08:56 PM |
| robot81 | $25.00 | $25.00 | 9/27/2010 6:09:00 PM |
| haplender | $50.00 | $50.00 | 9/27/2010 6:09:39 PM |
| whiteshadow | $50.00 | $50.00 | 9/27/2010 6:09:45 PM |
| djc314 | $50.00 | $50.00 | 9/27/2010 6:09:49 PM |
| power-pagoda | $50.00 | $50.00 | 9/27/2010 4:11:52 PM |
| excellent-leverage6 | $25.00 | $25.00 | 9/27/2010 6:09:56 PM |
| melodious-fairness | $25.00 | $25.00 | 9/27/2010 4:12:10 PM |
| smart-return | $25.00 | $25.00 | 9/27/2010 4:12:22 PM |
| Picopie | $50.00 | $50.00 | 9/27/2010 6:10:13 PM |
| CapStack | $75.00 | $75.00 | 9/27/2010 4:12:27 PM |
| compwhiz | $25.00 | $25.00 | 9/27/2010 6:10:22 PM |
| blackstar | $25.00 | $25.00 | 9/27/2010 6:10:25 PM |
| gulch | $50.00 | $50.00 | 9/27/2010 4:12:48 PM |
| lokiswolf | $30.00 | $30.00 | 9/27/2010 5:27:25 PM |
| compassionate-fairness6 | $25.00 | $25.00 | 9/27/2010 6:10:40 PM |
| rmachi | $25.00 | $25.00 | 9/27/2010 6:11:02 PM |
| wise-duty-investor | $50.00 | $50.00 | 9/27/2010 4:13:26 PM |
| economy-producer | $25.00 | $25.00 | 9/27/2010 6:11:16 PM |
| narblark | $50.00 | $50.00 | 9/27/2010 4:13:40 PM |
| zrohmm | $25.00 | $25.00 | 9/27/2010 4:13:42 PM |
| ryguy150 | $25.00 | $25.00 | 9/27/2010 6:08:16 PM |
| derec | $25.00 | $25.00 | 9/27/2010 6:22:57 PM |
| prudent-gain7 | $25.00 | $25.00 | 9/27/2010 4:15:16 PM |
| Dahlozer | $50.00 | $50.00 | 9/27/2010 6:08:29 PM |
| suk200 | $25.00 | $25.00 | 9/27/2010 6:23:02 PM |
| lcole32 | $25.00 | $25.00 | 9/27/2010 6:08:42 PM |
| checkuto | $25.00 | $25.00 | 9/27/2010 6:23:12 PM |
| revenue-locomotive | $25.00 | $25.00 | 9/27/2010 6:23:16 PM |
| OSERENKUKU | $25.00 | $25.00 | 9/27/2010 6:23:31 PM |
| DaveG56313 | $25.00 | $25.00 | 9/27/2010 6:09:28 PM |
| silver-armada | $50.00 | $50.00 | 9/27/2010 6:23:44 PM |
| dunedin | $25.00 | $25.00 | 9/27/2010 6:23:46 PM |
| BaxterEvil | $25.87 | $25.87 | 9/27/2010 6:09:38 PM |
| hope-eagle6 | $25.00 | $25.00 | 9/27/2010 6:23:57 PM |
| AndyLee | $32.79 | $32.79 | 9/27/2010 6:09:47 PM |
| historic-nickel | $25.00 | $25.00 | 9/27/2010 6:24:39 PM |
| blujfan9293 | $50.00 | $50.00 | 9/27/2010 6:09:54 PM |
| peso-colonel | $33.52 | $33.52 | 9/27/2010 6:10:03 PM |
| MARSTUN | $25.51 | $25.51 | 9/27/2010 6:10:11 PM |
| TommyTucker | $25.00 | $25.00 | 9/27/2010 6:10:21 PM |
| the-bid-sorcerer | $50.00 | $50.00 | 9/27/2010 6:10:36 PM |
| IP | $45.27 | $45.27 | 9/27/2010 5:27:28 PM |
| ptjg | $25.00 | $25.00 | 9/27/2010 6:11:00 PM |
| hopethisworks | $25.00 | $25.00 | 9/27/2010 6:11:08 PM |
| investment-star | $100.00 | $100.00 | 9/27/2010 6:08:17 PM |
| buddy486 | $25.00 | $25.00 | 9/27/2010 6:23:00 PM |
| BrooklynJim | $25.00 | $25.00 | 9/27/2010 6:23:05 PM |
| grystndoc | $25.00 | $25.00 | 9/27/2010 6:08:52 PM |
| cyberbro | $25.00 | $25.00 | 9/27/2010 6:23:10 PM |
| HAVEANICEDAY | $25.00 | $25.00 | 9/27/2010 6:23:14 PM |
| brightest-income-hunter | $25.00 | $25.00 | 9/27/2010 6:09:20 PM |
| cash-merry-maker | $25.00 | $25.00 | 9/27/2010 6:23:18 PM |
| CASHGIRL | $25.00 | $25.00 | 9/27/2010 6:09:32 PM |
| moola-rose8 | $25.00 | $25.00 | 9/27/2010 6:09:40 PM |
| hizzy | $50.00 | $50.00 | 9/27/2010 6:23:30 PM |
| SwedeInvestor | $50.00 | $50.00 | 9/27/2010 6:09:50 PM |
| awe53 | $25.00 | $25.00 | 9/27/2010 6:23:42 PM |
| rudyindc | $25.00 | $25.00 | 9/27/2010 6:23:49 PM |
| RayEarth | $25.00 | $25.00 | 9/27/2010 6:23:54 PM |
| platinum-optimization1 | $25.00 | $25.00 | 9/27/2010 6:10:20 PM |
| teller | $50.00 | $50.00 | 9/27/2010 6:10:38 PM |
| Msbutterfly | $50.00 | $50.00 | 9/27/2010 6:12:19 PM |
| rawlo5660 | $32.21 | $32.21 | 9/27/2010 6:22:59 PM |
| credit-bada-bing | $50.00 | $50.00 | 9/27/2010 6:23:03 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 9/27/2010 6:23:13 PM |
| paradisenow | $25.00 | $25.00 | 9/27/2010 6:23:20 PM |
| panthernoelle | $25.00 | $25.00 | 9/27/2010 6:23:24 PM |
| MGEnterprises | $25.96 | $25.96 | 9/27/2010 6:23:41 PM |
| Tengoku | $38.13 | $38.13 | 9/27/2010 6:23:52 PM |
| availableloan | $25.00 | $25.00 | 9/28/2010 7:40:06 AM |
| martymaniaman | $25.00 | $25.00 | 9/28/2010 6:49:06 AM |
| CaliforniaSun | $25.00 | $25.00 | 9/28/2010 9:00:59 AM |
| vigorous-moola | $36.00 | $36.00 | 9/28/2010 6:26:13 AM |
| NickRac | $35.00 | $35.00 | 9/28/2010 8:24:56 AM |
| penny-plato | $50.00 | $50.00 | 9/28/2010 7:35:33 AM |
| loyalist1 | $100.00 | $100.00 | 9/28/2010 8:11:58 AM |
| wlm3012 | $25.00 | $25.00 | 9/28/2010 11:40:41 AM |
| ethicalhumanist | $50.00 | $50.00 | 9/28/2010 10:35:24 AM |
| rmpedi33 | $50.00 | $50.00 | 9/28/2010 12:36:40 PM |
| colorfulgardener | $25.00 | $25.00 | 9/28/2010 1:54:17 PM |
| Land_on_your_feet | $25.00 | $25.00 | 9/28/2010 2:19:55 PM |
| skaught | $25.00 | $25.00 | 9/28/2010 2:30:48 PM |
| blue-useful-auction | $25.00 | $25.00 | 9/28/2010 2:38:13 PM |
| Weaverville | $25.00 | $25.00 | 9/21/2010 3:19:25 PM |
| ray1051 | $25.00 | $25.00 | 9/21/2010 3:19:42 PM |
| jigsaw | $100.00 | $100.00 | 9/21/2010 3:23:03 PM |
| pfh | $25.00 | $25.00 | 9/21/2010 3:23:09 PM |
| marketplace-cello5 | $50.00 | $50.00 | 9/21/2010 3:23:31 PM |
| 6moonbeams | $100.00 | $100.00 | 9/21/2010 3:09:50 PM |
| authentic-liberty7 | $50.00 | $50.00 | 9/21/2010 3:22:24 PM |
| well-rounded-dinero | $75.00 | $75.00 | 9/21/2010 3:25:31 PM |
| Comoparklender | $50.00 | $50.00 | 9/21/2010 3:25:54 PM |
| kegs | $150.00 | $150.00 | 9/21/2010 3:23:53 PM |
| papaloha | $25.00 | $25.00 | 9/21/2010 3:24:59 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/21/2010 3:26:30 PM |
| jazzlender | $25.00 | $25.00 | 9/21/2010 3:22:33 PM |
| soheagle | $50.00 | $50.00 | 9/21/2010 3:22:49 PM |
| irrelevant | $25.00 | $25.00 | 9/21/2010 3:35:15 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/21/2010 3:24:39 PM |
| gold-channel2 | $100.00 | $100.00 | 9/21/2010 3:24:41 PM |
| tech310 | $50.00 | $50.00 | 9/21/2010 3:26:43 PM |
| healingangel22 | $25.00 | $25.00 | 9/22/2010 6:48:57 AM |
| worthy-bid8 | $51.03 | $51.03 | 9/22/2010 12:23:23 PM |
| peb44 | $25.00 | $25.00 | 9/22/2010 3:23:25 PM |
| bill-mushroom | $25.00 | $25.00 | 9/23/2010 2:43:39 AM |
| triumph329 | $25.00 | $25.00 | 9/23/2010 6:54:07 AM |
| AF-Chief | $50.00 | $50.00 | 9/23/2010 9:25:28 AM |
| frizzzzank | $50.00 | $50.00 | 9/23/2010 10:59:18 AM |
| boater01 | $50.00 | $50.00 | 9/23/2010 1:18:28 PM |
| loan-wasp | $34.16 | $34.16 | 9/23/2010 3:11:54 PM |
| ideal-platinum1 | $25.00 | $25.00 | 9/23/2010 8:33:14 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 9/23/2010 6:49:02 PM |
| GoStrong | $55.00 | $55.00 | 9/23/2010 7:57:39 PM |
| orgy63 | $25.00 | $25.00 | 9/24/2010 4:37:16 AM |
| Premierelender | $25.00 | $25.00 | 9/24/2010 3:23:04 AM |
| bountiful-durability | $100.00 | $100.00 | 9/24/2010 6:59:08 AM |
| jamiee73 | $25.00 | $25.00 | 9/24/2010 9:47:01 AM |
| SAGE88 | $50.00 | $50.00 | 9/24/2010 8:57:16 AM |
| hookUup | $25.00 | $25.00 | 9/24/2010 9:47:12 AM |
| mlbox3k | $50.00 | $50.00 | 9/24/2010 12:37:24 PM |
| Ocean713 | $45.42 | $45.42 | 9/24/2010 12:58:03 PM |
| mike_banker | $50.00 | $50.00 | 9/24/2010 1:07:34 PM |
| finance-magma7 | $100.00 | $100.00 | 9/24/2010 3:32:57 PM |
| julijask | $25.00 | $25.00 | 9/24/2010 3:33:21 PM |
| airrbob | $50.00 | $50.00 | 9/24/2010 7:42:59 PM |
| Aimvest | $25.00 | $25.00 | 9/24/2010 11:02:18 PM |
| ferocious-finance | $25.00 | $25.00 | 9/24/2010 9:43:03 PM |
| RMB-Investments | $39.90 | $39.90 | 9/25/2010 6:23:18 AM |
| Interstate_Rate | $100.00 | $100.00 | 9/25/2010 10:47:27 AM |
| gracej | $25.00 | $25.00 | 9/25/2010 11:18:08 AM |
| bajeezus | $25.00 | $25.00 | 9/25/2010 1:02:19 PM |
| new-social-economist | $50.00 | $50.00 | 9/25/2010 8:07:15 PM |
| Cheburashka | $25.00 | $25.00 | 9/25/2010 10:13:19 PM |
| gravity3 | $25.00 | $25.00 | 9/26/2010 1:38:14 AM |
| MarinLoans | $25.00 | $25.00 | 9/26/2010 7:28:48 AM |
| ferocious-camaraderi1 | $100.00 | $100.00 | 9/26/2010 11:52:47 AM |
| a-power-amigo | $25.00 | $25.00 | 9/26/2010 1:35:06 PM |
| j2ee | $25.00 | $25.00 | 9/26/2010 4:32:13 PM |
| jdwillcox | $50.00 | $50.00 | 9/26/2010 8:33:31 PM |
| Interloper | $35.00 | $35.00 | 9/26/2010 7:23:17 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 9/27/2010 9:42:34 AM |
| greenbackapult9 | $50.00 | $50.00 | 9/27/2010 9:37:39 AM |
| lostontheedge | $25.00 | $25.00 | 9/27/2010 9:42:30 AM |
| Cre8iveCash | $25.00 | $25.00 | 9/27/2010 11:05:47 AM |
| wise-dedicated-power | $30.82 | $30.82 | 9/27/2010 1:08:01 PM |
| anders94 | $25.00 | $25.00 | 9/27/2010 1:09:24 PM |
| Easystreet | $25.00 | $25.00 | 9/27/2010 1:09:42 PM |
| laufer32304 | $55.41 | $55.41 | 9/27/2010 1:08:28 PM |
| socrates520 | $50.00 | $50.00 | 9/27/2010 1:08:38 PM |
| attentive-income | $50.00 | $50.00 | 9/27/2010 1:09:17 PM |
| gethsemane4 | $25.00 | $25.00 | 9/27/2010 1:09:50 PM |
| kmwvma | $25.00 | $25.00 | 9/27/2010 1:57:54 PM |
| Steveoo1 | $25.00 | $25.00 | 9/27/2010 2:49:51 PM |
| kanpur63 | $25.00 | $25.00 | 9/27/2010 2:52:57 PM |
| RG | $25.00 | $25.00 | 9/27/2010 2:49:03 PM |
| ctgscott | $25.00 | $25.00 | 9/27/2010 3:00:48 PM |
| zorg77 | $25.00 | $25.00 | 9/27/2010 3:53:10 PM |
| visionary-currency | $65.27 | $65.27 | 9/27/2010 3:53:31 PM |
| flexible-return297 | $50.00 | $50.00 | 9/27/2010 4:12:26 PM |
| kulender | $100.00 | $100.00 | 9/27/2010 4:12:30 PM |
| asdf9876 | $25.00 | $25.00 | 9/27/2010 4:12:42 PM |
| diplomatic-wealth7 | $50.00 | $50.00 | 9/27/2010 4:12:43 PM |
| ClearLake | $25.00 | $25.00 | 9/27/2010 4:12:47 PM |
| Wally1727 | $50.00 | $50.00 | 9/27/2010 4:13:13 PM |
| momentous-responsibility2 | $50.00 | $50.00 | 9/27/2010 4:13:44 PM |
| Adam_00 | $50.00 | $50.00 | 9/27/2010 4:11:35 PM |
| dpdn57 | $50.00 | $50.00 | 9/27/2010 4:11:53 PM |
| jeffpac | $50.00 | $50.00 | 9/27/2010 4:12:19 PM |
| efficient-marketplace | $27.99 | $27.99 | 9/27/2010 4:12:29 PM |
| fly99 | $50.00 | $50.00 | 9/27/2010 4:12:40 PM |
| wonderful-rupee | $25.00 | $25.00 | 9/27/2010 4:12:45 PM |
| note-axis5 | $50.00 | $50.00 | 9/27/2010 4:12:49 PM |
| fcukciti | $35.81 | $35.81 | 9/27/2010 5:46:58 PM |
| impartial-peace9 | $25.00 | $25.00 | 9/27/2010 6:08:19 PM |
| sparkling-gold | $50.00 | $50.00 | 9/27/2010 6:08:43 PM |
| gold-disk | $50.00 | $50.00 | 9/27/2010 6:08:51 PM |
| Ready2Loan | $25.00 | $25.00 | 9/27/2010 4:11:20 PM |
| Eagledrop | $25.00 | $25.00 | 9/27/2010 4:11:26 PM |
| sfmdg | $43.60 | $43.60 | 9/27/2010 6:09:40 PM |
| helpishere777 | $25.00 | $25.00 | 9/27/2010 6:09:48 PM |
| oreyedoc | $50.00 | $50.00 | 9/27/2010 4:11:45 PM |
| Gibbyland | $50.00 | $50.00 | 9/27/2010 6:09:52 PM |
| justice-dna | $25.00 | $25.00 | 9/27/2010 4:12:18 PM |
| useful-currency | $25.00 | $25.00 | 9/27/2010 4:12:21 PM |
| hrubinst | $50.00 | $50.00 | 9/27/2010 6:10:09 PM |
| oregonusa | $50.00 | $50.00 | 9/27/2010 4:12:31 PM |
| mattpet | $25.00 | $25.00 | 9/27/2010 6:10:24 PM |
| integrity-trumpet | $50.00 | $50.00 | 9/27/2010 4:12:44 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 9/27/2010 6:10:37 PM |
| pvconn | $50.00 | $50.00 | 9/27/2010 4:12:57 PM |
| truth-magician1 | $50.00 | $50.00 | 9/27/2010 4:14:33 PM |
| green-capital-hornet | $25.00 | $25.00 | 9/27/2010 6:08:23 PM |
| market-enthusiast | $25.00 | $25.00 | 9/27/2010 6:23:01 PM |
| Marathoner | $50.00 | $50.00 | 9/27/2010 6:08:40 PM |
| greggathelegga | $25.00 | $25.00 | 9/27/2010 6:23:02 PM |
| wampum-chorus3 | $25.00 | $25.00 | 9/27/2010 6:08:47 PM |
| triumph126 | $50.00 | $50.00 | 9/27/2010 6:23:10 PM |
| davidc314 | $36.73 | $36.73 | 9/27/2010 6:23:15 PM |
| porter22 | $25.00 | $25.00 | 9/27/2010 6:23:19 PM |
| the-productive-agreement | $50.00 | $50.00 | 9/27/2010 6:09:29 PM |
| djmgd790 | $42.40 | $42.40 | 9/27/2010 6:23:40 PM |
| Texas2020 | $50.00 | $50.00 | 9/27/2010 6:09:33 PM |
| greenback-museum | $25.00 | $25.00 | 9/27/2010 6:23:45 PM |
| credit-coach118 | $25.00 | $25.00 | 9/27/2010 6:09:37 PM |
| LandE2BG | $25.00 | $25.00 | 9/27/2010 6:23:50 PM |
| oracle3 | $50.00 | $50.00 | 9/27/2010 6:09:41 PM |
| stanbalwight4 | $25.00 | $25.00 | 9/27/2010 6:09:51 PM |
| LoisLoan | $25.00 | $25.00 | 9/27/2010 6:10:39 PM |
| flwah | $25.00 | $25.00 | 9/27/2010 6:11:06 PM |
| calsig1363 | $25.00 | $25.00 | 9/27/2010 6:12:15 PM |
| calinno2 | $50.00 | $50.00 | 9/27/2010 5:52:20 PM |
| cxl9 | $50.00 | $50.00 | 9/27/2010 6:08:14 PM |
| noble-revenue | $50.00 | $50.00 | 9/27/2010 6:08:20 PM |
| pokey38650 | $25.00 | $25.00 | 9/27/2010 6:22:56 PM |
| responsibility-jet | $50.00 | $50.00 | 9/27/2010 6:23:04 PM |
| wonderful-revenue0 | $25.00 | $25.00 | 9/27/2010 6:23:09 PM |
| moneygeek | $50.00 | $50.00 | 9/27/2010 6:23:12 PM |
| mcds | $25.00 | $25.00 | 9/27/2010 6:23:14 PM |
| mlsstelulah | $50.00 | $50.00 | 9/27/2010 6:23:26 PM |
| autonomous-basis | $25.00 | $25.00 | 9/27/2010 6:09:36 PM |
| 7588WorkingGuy | $25.00 | $25.00 | 9/27/2010 6:23:29 PM |
| mpactlender | $25.00 | $25.00 | 9/27/2010 6:09:46 PM |
| p2pcapitalgroup | $50.00 | $50.00 | 9/27/2010 6:09:53 PM |
| OgOman | $50.00 | $50.00 | 9/27/2010 6:23:43 PM |
| hanuman77 | $50.00 | $50.00 | 9/27/2010 6:23:51 PM |
| dinero-speaker | $25.00 | $25.00 | 9/27/2010 6:10:10 PM |
| calm-deal7 | $25.00 | $25.00 | 9/27/2010 6:10:36 PM |
| treasure-generator | $25.00 | $25.00 | 9/27/2010 6:22:53 PM |
| duty-trajectory | $50.00 | $50.00 | 9/27/2010 6:22:58 PM |
| MakoF16 | $50.00 | $50.00 | 9/27/2010 6:22:59 PM |
| hons2000 | $25.00 | $25.00 | 9/27/2010 6:23:11 PM |
| foldingbenny2 | $45.00 | $45.00 | 9/27/2010 8:10:03 PM |
| NYCFinancier | $25.00 | $25.00 | 9/27/2010 6:23:17 PM |
| AdamClemSC | $25.00 | $25.00 | 9/27/2010 6:23:20 PM |
| randomwalk | $25.00 | $25.00 | 9/27/2010 6:23:24 PM |
| xrycac | $25.00 | $25.00 | 9/27/2010 6:23:38 PM |
| abasvram | $50.00 | $50.00 | 9/27/2010 6:23:48 PM |
| Oupa-George | $25.00 | $25.00 | 9/27/2010 6:24:00 PM |
| TaoPooh | $25.00 | $25.00 | 9/27/2010 6:37:37 PM |
| atomantic | $25.00 | $25.00 | 9/27/2010 6:59:32 PM |
| cash-queen | $25.00 | $4.84 | 9/27/2010 7:07:06 PM |
| SpotLending | $25.00 | $25.00 | 9/27/2010 9:52:44 PM |
| elloboverde | $50.00 | $50.00 | 9/27/2010 11:21:42 PM |
| contract-high-five | $25.00 | $25.00 | 9/28/2010 3:49:57 AM |
| Mindful7 | $25.00 | $25.00 | 9/28/2010 4:38:38 AM |
| Mrgiggleswic | $25.00 | $25.00 | 9/28/2010 5:37:39 AM |
| market-cocktail | $25.00 | $25.00 | 9/28/2010 5:47:02 AM |
| lucrative-durability | $25.00 | $25.00 | 9/28/2010 3:26:28 AM |
| atlas100 | $50.00 | $50.00 | 9/28/2010 7:12:57 AM |
| peace-saber0 | $50.00 | $50.00 | 9/28/2010 8:48:55 AM |
| Gandalf0001 | $100.00 | $100.00 | 9/28/2010 12:26:16 PM |
| DasMula | $25.00 | $25.00 | 9/28/2010 1:36:18 PM |
| DasMula | $25.00 | $25.00 | 9/28/2010 1:36:32 PM |
| skaught | $25.00 | $25.00 | 9/28/2010 2:26:43 PM |
| icon7 | $50.00 | $50.00 | 9/28/2010 3:06:00 PM |
| 367 bids
|
Borrower Payment Dependent Notes Series
476360
This series of Notes was issued and sold upon the funding of the borrower loan #44692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-27-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $157.04 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $157.04 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,275 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| HopeToBeDebtFree |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Baby Coming - Pay off Credit Cards
I will use this loan to pay off my high interest credit cards, because we just found out that my wife is pregnant. I would really like have those credit cards gone by the time the baby arrives.
I would rather be paying you than the credit card companies.
Monthly Net income = $3000 < Just my income My wife makes about $1200 a month
Total expenses = $3600
Itemized expenses:
Mortgage = $1400
Vehicle Payments & Fuel= $600
Insurance = $250
Utilities, Cell Phones, Internet = $300
Clothing, household expenses = $100
Food, entertainment = $300
Current Credit Cards and other loans = $650 After the loan this will be applied directly to the loan payment
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| simplelender80 | $100.00 | $100.00 | 9/20/2010 2:39:57 PM |
| handshake5 | $25.00 | $25.00 | 9/20/2010 2:42:08 PM |
| kulender | $50.00 | $6.89 | 9/20/2010 2:50:45 PM |
| sfmf | $25.00 | $25.00 | 9/21/2010 12:59:50 PM |
| penny-plato | $25.00 | $25.00 | 9/22/2010 2:22:21 PM |
| tedi-tif | $25.00 | $25.00 | 9/22/2010 1:04:31 PM |
| first-serene-credit | $50.00 | $50.00 | 9/23/2010 4:18:28 PM |
| worth-jedi5 | $37.10 | $37.10 | 9/24/2010 3:04:42 PM |
| power-secret-agent | $25.00 | $25.00 | 9/24/2010 4:53:47 PM |
| cashhelp | $25.00 | $25.00 | 9/25/2010 10:47:10 AM |
| econgineer | $25.00 | $25.00 | 9/25/2010 10:51:14 AM |
| loss-of-control | $50.00 | $50.00 | 9/25/2010 4:42:17 PM |
| RyanM561 | $25.00 | $25.00 | 9/26/2010 9:09:41 AM |
| pani5ue | $25.00 | $25.00 | 9/26/2010 11:05:22 AM |
| eboomer2611 | $25.00 | $25.00 | 9/26/2010 1:00:40 PM |
| nodebt2012 | $25.00 | $25.00 | 9/26/2010 1:53:44 PM |
| Top_Gun_Lender | $26.00 | $26.00 | 9/26/2010 4:32:11 PM |
| new-social-economist | $80.00 | $80.00 | 9/26/2010 6:42:48 PM |
| G-Love | $400.00 | $400.00 | 9/26/2010 6:30:51 PM |
| skubwa | $25.00 | $25.00 | 9/27/2010 5:57:28 AM |
| houli123 | $50.00 | $50.00 | 9/27/2010 7:43:58 AM |
| Bob450 | $25.00 | $25.00 | 9/27/2010 8:42:23 AM |
| Leshan | $100.00 | $100.00 | 9/27/2010 8:42:51 AM |
| fireferd | $40.00 | $40.00 | 9/27/2010 9:24:48 AM |
| TakeCare | $40.00 | $40.00 | 9/27/2010 10:13:06 AM |
| PunjabBank | $50.00 | $50.00 | 9/27/2010 11:23:12 AM |
| AF-Chief | $35.00 | $35.00 | 9/27/2010 1:55:42 PM |
| majestic-currency3 | $75.00 | $75.00 | 9/27/2010 2:34:16 PM |
| moola-monger9 | $50.00 | $50.00 | 9/27/2010 2:17:49 PM |
| Nerdster1 | $25.01 | $25.01 | 9/27/2010 2:27:28 PM |
| order-bee1 | $25.00 | $25.00 | 9/27/2010 2:28:00 PM |
| 6moonbeams | $25.00 | $25.00 | 9/20/2010 2:42:33 PM |
| ore-healer6 | $25.00 | $25.00 | 9/21/2010 3:03:03 PM |
| lendstats_com | $200.00 | $200.00 | 9/22/2010 7:05:54 AM |
| bankbuddy55 | $75.00 | $75.00 | 9/22/2010 6:34:25 PM |
| Sudoku | $100.00 | $100.00 | 9/23/2010 1:30:45 AM |
| airrbob | $50.00 | $50.00 | 9/24/2010 3:28:44 PM |
| momentous-value | $25.00 | $25.00 | 9/24/2010 6:30:59 PM |
| blissful-gain | $50.00 | $50.00 | 9/26/2010 10:51:58 AM |
| gold-cluster | $100.00 | $100.00 | 9/26/2010 10:26:00 AM |
| Gobsek | $25.00 | $25.00 | 9/26/2010 3:35:09 PM |
| NickRac | $25.00 | $25.00 | 9/26/2010 5:50:41 PM |
| feb217 | $35.00 | $35.00 | 9/26/2010 10:03:38 PM |
| periko | $50.00 | $50.00 | 9/26/2010 10:49:51 PM |
| johnk317 | $25.00 | $25.00 | 9/27/2010 8:54:14 AM |
| Ven58 | $25.00 | $25.00 | 9/27/2010 9:03:06 AM |
| discrete-nickel | $100.00 | $100.00 | 9/27/2010 10:23:27 AM |
| cathmorcorvus | $50.00 | $50.00 | 9/27/2010 10:43:55 AM |
| noble-revenue | $25.00 | $25.00 | 9/27/2010 12:17:45 PM |
| ultimate-peace | $150.00 | $150.00 | 9/27/2010 1:25:48 PM |
| octoberfresh | $25.00 | $25.00 | 9/27/2010 2:00:20 PM |
| payout-bridge | $750.00 | $750.00 | 9/27/2010 2:28:07 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
476638
This series of Notes was issued and sold upon the funding of the borrower loan #44689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-22-2010 |
| |
Auction end date:
| Sep-29-2010 |
|
|
Starting lender yield:
| 27.50% |
Starting borrower rate/APR:
| 28.50% / 32.07% |
Starting monthly payment:
| $208.17 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $205.47 |
| |
|
Auction yield range:
| 10.79% - 27.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,472 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| direct-velocity946 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
new home going green&solar
Purpose of loan:
This loan will be used to??making upgrades to new home for energy efficeincy and while the tax credits are available.
Financial situation:
I am a good candidate for this loan because?my bills have all been paid on time or paid in full early. My credit is what it is because of moving to the USA less then five years, never releazied this in effect "restarts" ones credit history" things you learn, and I went through a divorce and carried the debts post as part of the agreement. Still, as a professional nurse with 2 jobs, I invest, pay down my debts, and upgrade my home where it makes sense. My W-2s or pay-stubs can be verified.
Monthly net income: $
3,800-4,000$
Monthly expenses: $?
??Housing: $884
??Insurances: $ 150
??Car expenses: $ 150
??Utilities: $ 180-300??Phone, cable, internet: $ 180.00
??Food, entertainment: $ 200 or $300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1050
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $100.00 | $100.00 | 9/22/2010 9:40:43 AM |
| 6moonbeams | $25.00 | $25.00 | 9/22/2010 9:41:53 AM |
| Comoparklender | $25.00 | $25.00 | 9/22/2010 9:40:28 AM |
| simplelender80 | $250.00 | $250.00 | 9/22/2010 9:42:37 AM |
| bid-czar8 | $100.00 | $100.00 | 9/23/2010 8:49:03 AM |
| SmallTown5 | $61.90 | $61.90 | 9/23/2010 2:48:06 AM |
| Credit4Talent | $35.00 | $35.00 | 9/23/2010 12:55:58 PM |
| patriot897 | $25.00 | $25.00 | 9/23/2010 2:21:19 PM |
| AF-Chief | $25.00 | $25.00 | 9/24/2010 7:32:31 AM |
| asiaratt | $50.00 | $50.00 | 9/24/2010 12:05:30 PM |
| rescue | $100.00 | $100.00 | 9/24/2010 12:59:30 PM |
| mercuriant | $25.00 | $25.00 | 9/24/2010 1:07:26 PM |
| a-bountiful-trade | $25.00 | $25.00 | 9/24/2010 3:59:35 PM |
| bountiful-durability | $100.00 | $100.00 | 9/25/2010 12:42:40 PM |
| SqueezeKing | $25.00 | $25.00 | 9/25/2010 10:50:40 PM |
| bill-mushroom | $25.00 | $25.00 | 9/27/2010 7:13:38 AM |
| papaloha | $25.00 | $25.00 | 9/27/2010 8:47:17 AM |
| important-openness1 | $25.00 | $25.00 | 9/27/2010 12:24:00 PM |
| gold-channel2 | $50.00 | $50.00 | 9/27/2010 2:30:24 PM |
| cognizant-rate732 | $50.00 | $50.00 | 9/27/2010 3:53:27 PM |
| Speculator | $50.00 | $50.00 | 9/27/2010 3:57:33 PM |
| pfh | $25.00 | $25.00 | 9/27/2010 3:59:11 PM |
| mla | $25.00 | $25.00 | 9/27/2010 4:00:12 PM |
| the-silver-blaster | $50.00 | $50.00 | 9/27/2010 7:28:15 PM |
| burrito6 | $25.00 | $25.00 | 9/28/2010 3:29:27 AM |
| treasure-bliss | $28.59 | $28.59 | 9/28/2010 12:42:51 AM |
| BeanCownter | $25.00 | $25.00 | 9/28/2010 3:29:34 AM |
| PatRichi | $25.00 | $25.00 | 9/28/2010 6:14:42 AM |
| reward-adventure | $30.00 | $30.00 | 9/28/2010 3:28:59 AM |
| GElender | $25.00 | $25.00 | 9/28/2010 6:14:20 AM |
| fairness-kayak | $25.00 | $25.00 | 9/28/2010 6:14:40 AM |
| larrybird | $150.00 | $150.00 | 9/28/2010 8:57:20 AM |
| kegs | $100.00 | $100.00 | 9/28/2010 9:04:09 AM |
| Zipcut | $25.00 | $25.00 | 9/28/2010 8:15:41 AM |
| wonder3 | $25.00 | $25.00 | 9/28/2010 11:02:05 AM |
| nickel-position | $50.00 | $50.00 | 9/28/2010 10:59:51 AM |
| mtquan | $25.00 | $25.00 | 9/28/2010 12:27:06 PM |
| well-mannered-income3 | $70.00 | $70.00 | 9/28/2010 12:26:34 PM |
| COCHINOBOY | $51.07 | $51.07 | 9/28/2010 11:26:02 AM |
| finance-magma7 | $100.00 | $100.00 | 9/28/2010 3:28:30 PM |
| inforapenny | $50.00 | $50.00 | 9/28/2010 3:24:32 PM |
| inspiring-reward | $80.77 | $80.77 | 9/28/2010 3:29:27 PM |
| investment-star | $50.00 | $31.15 | 9/28/2010 3:29:37 PM |
| ralf206 | $25.00 | $25.00 | 9/28/2010 6:48:21 PM |
| beakerfish | $200.00 | $200.00 | 9/28/2010 7:20:06 PM |
| houli123 | $100.00 | $100.00 | 9/29/2010 1:21:31 AM |
| felicity-festival | $30.00 | $30.00 | 9/28/2010 8:42:20 PM |
| umfan123 | $25.00 | $25.00 | 9/29/2010 6:07:28 AM |
| credit-missile | $25.00 | $25.00 | 9/28/2010 10:35:37 PM |
| golffish2 | $100.00 | $100.00 | 9/29/2010 5:51:01 AM |
| handshake5 | $25.00 | $25.00 | 9/22/2010 9:41:38 AM |
| AlexTrep | $25.00 | $25.00 | 9/22/2010 9:43:59 AM |
| tech310 | $50.00 | $50.00 | 9/22/2010 9:43:40 AM |
| dt_one | $25.00 | $25.00 | 9/22/2010 3:00:39 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 9/22/2010 3:14:35 PM |
| villagers | $50.00 | $50.00 | 9/22/2010 11:30:59 PM |
| musegaze | $100.00 | $100.00 | 9/23/2010 8:49:01 AM |
| EBITDA | $25.00 | $25.00 | 9/23/2010 2:32:00 PM |
| money-bauble | $46.52 | $46.52 | 9/23/2010 1:43:13 PM |
| ingenious-deal6 | $25.00 | $25.00 | 9/24/2010 3:28:38 PM |
| 108lender | $100.00 | $100.00 | 9/25/2010 10:54:24 AM |
| JustMee | $25.00 | $25.00 | 9/27/2010 12:02:57 PM |
| Whipster | $75.00 | $75.00 | 9/27/2010 11:16:08 AM |
| ferocious-exchange3 | $50.00 | $50.00 | 9/27/2010 12:17:41 PM |
| octoberfresh | $25.00 | $25.00 | 9/27/2010 2:13:12 PM |
| b-rent | $25.00 | $25.00 | 9/27/2010 2:50:51 PM |
| organic-order | $25.00 | $25.00 | 9/27/2010 3:28:27 PM |
| jubilant-auction5 | $25.00 | $25.00 | 9/27/2010 3:52:34 PM |
| new-social-economist | $80.00 | $80.00 | 9/27/2010 3:58:11 PM |
| Jloaner | $100.00 | $100.00 | 9/27/2010 4:00:36 PM |
| deepblue34 | $25.00 | $25.00 | 9/27/2010 7:18:06 PM |
| psa1995 | $25.00 | $25.00 | 9/27/2010 8:37:41 PM |
| marketplace-spark | $25.00 | $25.00 | 9/27/2010 9:53:32 PM |
| Ducatiman1978 | $25.00 | $25.00 | 9/27/2010 11:26:00 PM |
| lcole32 | $25.00 | $25.00 | 9/28/2010 4:22:09 AM |
| momoney2lend | $25.00 | $25.00 | 9/28/2010 3:28:56 AM |
| helping-out | $50.00 | $50.00 | 9/28/2010 3:29:30 AM |
| generous-deal6 | $41.54 | $41.54 | 9/28/2010 6:07:09 AM |
| orange-preeminant-bill | $25.00 | $25.00 | 9/28/2010 6:32:16 AM |
| airrbob | $33.46 | $33.46 | 9/28/2010 4:37:01 AM |
| life-is-great | $50.00 | $50.00 | 9/28/2010 5:47:38 AM |
| Gobsek | $25.00 | $25.00 | 9/28/2010 12:56:41 PM |
| reflective-rupee | $150.00 | $150.00 | 9/28/2010 11:59:40 AM |
| radiant-loan5 | $200.00 | $200.00 | 9/28/2010 2:02:24 PM |
| rinyt | $30.00 | $30.00 | 9/28/2010 5:47:11 PM |
| credit-missile | $25.00 | $25.00 | 9/28/2010 10:35:17 PM |
| SFBank | $300.00 | $300.00 | 9/28/2010 6:32:03 PM |
| ethicalhumanist | $50.00 | $50.00 | 9/28/2010 6:29:40 PM |
| grampy48 | $25.00 | $25.00 | 9/29/2010 5:13:22 AM |
| credit-missile | $25.00 | $25.00 | 9/28/2010 10:35:03 PM |
| credit-missile | $25.00 | $25.00 | 9/28/2010 10:35:52 PM |
| Bob450 | $25.00 | $25.00 | 9/28/2010 10:26:07 PM |
| kendigme | $25.00 | $25.00 | 9/29/2010 3:29:50 AM |
| 93 bids
|
Borrower Payment Dependent Notes Series
476776
This series of Notes was issued and sold upon the funding of the borrower loan #44669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Sep-23-2010 |
| |
Auction end date:
| Sep-30-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 3
/
2 | Length of status: | 15y 2m |
|
Amount delinquent:
| $9,457 |
Total credit lines:
| 11 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $199 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 56 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diligent-rate9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term Retirement Fund Loan
Purpose of loan:
This loan will be used to? buy back time in my long-term city job in order to increase my monthly pension. This loan is GUARANTEED by the proceeds of my NYCERS pension disbursement which will be taking place within 3-4 months.?I just need this money up front to complete my retirement process.
My financial situation:
I am a good candidate for this loan because the amount I am requesting is going to be paid back to me in 3-4 months. I AM WILLING TO ASSIGN THE PROCEEDS OF THIS DISBURSEMENT TO GUARANTEE THIS LOAN.
Following is my monthly budget to show that I am able to make my loan payments in a timely manner.
Monthly net income: $ 3300
Monthly expenses: $ 1755
??Housing: $?875
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 130
??Phone, cable, internet: $ 200
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 200
??Other expenses: $ 500
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| villagers | $25.00 | $25.00 | 9/23/2010 2:43:42 PM |
| AlexTrep | $25.00 | $25.00 | 9/23/2010 2:40:46 PM |
| agiovasil | $25.00 | $25.00 | 9/23/2010 2:45:43 PM |
| reward-adventure | $50.00 | $50.00 | 9/23/2010 3:29:05 PM |
| gold-channel2 | $48.67 | $48.67 | 9/25/2010 10:47:12 AM |
| Comoparklender | $25.00 | $25.00 | 9/26/2010 5:52:00 PM |
| zone8 | $50.00 | $50.00 | 9/27/2010 3:56:48 PM |
| rakem777 | $25.00 | $25.00 | 9/28/2010 1:04:33 PM |
| tjone69 | $50.00 | $50.00 | 9/28/2010 3:23:58 PM |
| generous-deal6 | $25.00 | $25.00 | 9/28/2010 3:37:39 PM |
| fizicks06 | $100.00 | $100.00 | 9/28/2010 7:50:23 PM |
| helping-out | $30.00 | $30.00 | 9/29/2010 9:57:57 AM |
| RMB-Investments | $50.00 | $50.00 | 9/29/2010 10:00:43 AM |
| SBT | $25.00 | $25.00 | 9/29/2010 12:17:05 PM |
| power-locomotive | $50.00 | $50.00 | 9/29/2010 1:25:34 PM |
| doncm | $50.00 | $50.00 | 9/29/2010 1:26:01 PM |
| DadWarbucks | $35.49 | $35.49 | 9/29/2010 1:25:15 PM |
| iolaire | $25.00 | $25.00 | 9/29/2010 2:22:05 PM |
| burgeoning-silver | $25.00 | $25.00 | 9/29/2010 3:32:22 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/29/2010 5:27:52 PM |
| red-favorable-basis | $25.00 | $25.00 | 9/29/2010 3:17:41 PM |
| Educatedmike | $50.00 | $50.00 | 9/29/2010 4:24:59 PM |
| RyanM561 | $25.00 | $25.00 | 9/29/2010 9:11:55 PM |
| visionary-currency | $50.00 | $50.00 | 9/30/2010 12:12:50 AM |
| inspiring-reward | $100.00 | $100.00 | 9/30/2010 12:20:03 AM |
| Leshan | $33.33 | $33.33 | 9/30/2010 8:14:24 AM |
| Bob450 | $30.00 | $30.00 | 9/30/2010 8:34:03 AM |
| victor111 | $25.00 | $25.00 | 9/30/2010 10:11:24 AM |
| awesome-silver | $209.00 | $209.00 | 9/30/2010 1:01:36 PM |
| ultimate-peace | $150.00 | $150.00 | 9/30/2010 1:21:02 PM |
| druidpoet | $27.00 | $27.00 | 9/30/2010 1:59:18 PM |
| RecoveryLender | $25.00 | $25.00 | 9/30/2010 2:18:09 PM |
| kulender | $100.00 | $100.00 | 9/23/2010 3:25:33 PM |
| AF-Chief | $35.00 | $35.00 | 9/28/2010 3:29:15 AM |
| fairness-kayak | $25.00 | $25.00 | 9/28/2010 3:36:57 PM |
| logical-loyalty0 | $25.00 | $25.00 | 9/29/2010 10:00:20 AM |
| ramsba | $50.00 | $50.00 | 9/29/2010 10:04:43 AM |
| IIP77 | $25.00 | $25.00 | 9/29/2010 9:59:43 AM |
| new-social-economist | $50.00 | $50.00 | 9/29/2010 10:00:28 AM |
| momoney2lend | $25.00 | $25.00 | 9/29/2010 10:00:45 AM |
| loan-kung-fu | $50.00 | $50.00 | 9/29/2010 10:42:01 AM |
| worthy-bid8 | $25.00 | $25.00 | 9/29/2010 10:00:53 AM |
| head | $25.00 | $25.00 | 9/29/2010 11:49:11 AM |
| bronzmajom | $25.00 | $25.00 | 9/29/2010 1:25:48 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 9/29/2010 1:25:56 PM |
| honorable-yield | $25.00 | $25.00 | 9/29/2010 1:25:46 PM |
| leverage-hawk | $25.00 | $25.00 | 9/29/2010 1:25:57 PM |
| abundant-credit6 | $25.00 | $25.00 | 9/29/2010 4:32:18 PM |
| GottaWearShades | $50.00 | $50.00 | 9/29/2010 3:22:00 PM |
| Ducatiman1978 | $25.00 | $25.00 | 9/29/2010 3:52:29 PM |
| Go_Ducks | $25.00 | $25.00 | 9/29/2010 3:17:43 PM |
| money-bauble | $50.00 | $50.00 | 9/29/2010 6:47:07 PM |
| icecoldcash | $25.00 | $25.00 | 9/29/2010 11:55:23 PM |
| Hambone1111 | $25.00 | $25.00 | 9/29/2010 9:47:26 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 9/29/2010 11:38:51 PM |
| famous-bill | $25.00 | $25.00 | 9/30/2010 5:17:26 AM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:48:30 AM |
| rutzebach | $28.05 | $28.05 | 9/30/2010 8:14:17 AM |
| ore-leather | $25.00 | $25.00 | 9/30/2010 9:30:36 AM |
| moneygeek | $25.00 | $23.46 | 9/30/2010 9:58:14 AM |
| nickel-position | $25.00 | $25.00 | 9/30/2010 10:42:11 AM |
| money_player | $25.00 | $25.00 | 9/30/2010 12:00:29 PM |
| cunning-bill | $25.00 | $25.00 | 9/30/2010 2:26:26 PM |
| 63 bids
|
Borrower Payment Dependent Notes Series
476850
This series of Notes was issued and sold upon the funding of the borrower loan #44670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Sep-27-2010 |
| |
Auction end date:
| Oct-01-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 41.36% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 26
/
24 | Length of status: | 7y 6m |
|
Amount delinquent:
| $1,329 |
Total credit lines:
| 62 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,506 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| spry-compassion6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for a wedding
Purpose of loan:
This loan will be used to pay for an upcoming wedding.
My financial situation:
I am a good candidate for this loan because I do pay my monthy bills on time and am currently paying down my credit card debt. My credit score is going up a few points each month.
Monthly net income: $ 6000
Monthly expenses: $
??Housing: $ 530
??Insurance: $ 130
??Car expenses: $ 1000
??Utilities: $ 0????????
??Phone, cable, internet: $ 80
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AlexTrep | $50.00 | $50.00 | 9/27/2010 3:24:44 PM |
| villagers | $25.00 | $25.00 | 9/27/2010 3:33:06 PM |
| Comoparklender | $25.00 | $25.00 | 9/27/2010 11:25:31 PM |
| loan-kung-fu | $50.00 | $50.00 | 9/29/2010 10:42:16 AM |
| AF-Chief | $35.00 | $35.00 | 9/30/2010 5:02:08 AM |
| d74mathias | $50.00 | $50.00 | 9/30/2010 7:26:36 AM |
| rakem777 | $25.00 | $25.00 | 9/30/2010 7:20:27 AM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:48:06 AM |
| zone8 | $50.00 | $50.00 | 9/30/2010 5:28:56 PM |
| euro-banker | $50.00 | $50.00 | 10/1/2010 9:08:33 AM |
| DadWarbucks | $50.00 | $50.00 | 10/1/2010 10:23:17 AM |
| generous-deal6 | $25.00 | $25.00 | 10/1/2010 2:45:05 PM |
| fairness-kayak | $25.00 | $25.00 | 10/1/2010 2:44:58 PM |
| master648 | $30.00 | $30.00 | 10/1/2010 5:17:45 PM |
| kulender | $100.00 | $100.00 | 9/27/2010 3:21:37 PM |
| reward-adventure | $50.00 | $50.00 | 9/27/2010 3:48:52 PM |
| gold-channel2 | $50.00 | $50.00 | 9/28/2010 3:34:52 PM |
| head | $25.00 | $25.00 | 9/29/2010 11:49:28 AM |
| mrxtravis | $42.67 | $42.67 | 9/29/2010 11:54:25 PM |
| vigorous-moola | $36.00 | $36.00 | 9/30/2010 6:34:47 AM |
| Free-the-usa-1776 | $27.04 | $27.04 | 9/30/2010 8:52:24 PM |
| helping-out | $25.00 | $25.00 | 10/1/2010 2:44:51 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/1/2010 2:45:11 PM |
| ramsba | $50.00 | $50.00 | 10/1/2010 2:44:50 PM |
| famous-bill | $25.00 | $25.00 | 10/1/2010 2:45:07 PM |
| bold-yield-rumbler | $25.00 | $4.29 | 10/1/2010 2:45:15 PM |
| larryboy10 | $25.00 | $25.00 | 10/1/2010 5:19:55 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
476894
This series of Notes was issued and sold upon the funding of the borrower loan #44683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Sep-27-2010 |
| |
Auction end date:
| Oct-04-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 31.99% |
Final borrower rate/APR:
| 32.99% / 36.67% |
Final monthly payment:
| $176.42 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 20.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.81% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 13y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,141 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| powerful-rate9 |
Borrower's state:
| Washington |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Re-list: Proven Prosper borrower
Thank you for looking at my listing.
This loan will be used to pay down?some of my credit card debt and help improve my credit score.
My DTI is high because I have listed only my net income.? I have listed additional?income from my spouse and contract work below.? I have only had 2 late payments on my credit or household bills in 20 years, which happened at the end of last year due to an illness.??This is the reason for the drop in my credit score from last year, but I am working very hard to bring that score back up.? This is also the reason my bankcard utilization is so high.? Please see my profile for more information.
I had a prior loan via Prosper that was funded last October, in which I made every payment on time and was able to pay off early due to my contract work.
Monthly Financial Details:
My Net Income: $3,100
Spouse's Net Income: $2,000
Contract work: $400
Total monthly family Net Income: $5,500
Mortgage/HELOC: $1,480 / $405
Phone, Cable, Internet: $220
Gas & Electricity: $145
Water & Garbage: $40
Car Operating Expenses: $200
Food: $350
Insurance: $172
Credit cards and loans: $1,450
-----------------------
Total Monthly Expenses : $4,462
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| penny-plato | $25.00 | $25.00 | 9/27/2010 3:41:48 PM |
| reflective-rupee | $100.00 | $100.00 | 9/29/2010 1:20:31 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/29/2010 5:35:40 PM |
| JeffHoll | $50.00 | $50.00 | 9/30/2010 2:44:59 PM |
| Jofga | $25.00 | $25.00 | 10/1/2010 10:13:43 AM |
| mrxtravis | $50.00 | $50.00 | 10/1/2010 2:46:39 PM |
| drcoop | $25.00 | $25.00 | 10/1/2010 2:45:54 PM |
| zdaddy3 | $25.00 | $25.00 | 10/1/2010 3:07:16 PM |
| economy-popcorn | $25.00 | $25.00 | 10/1/2010 3:15:24 PM |
| larryboy10 | $25.00 | $25.00 | 10/1/2010 2:59:40 PM |
| green-rapid-openness | $50.00 | $50.00 | 10/1/2010 3:18:20 PM |
| CommunityArts_Non-profit | $167.00 | $167.00 | 10/2/2010 2:11:28 AM |
| power-secret-agent | $30.00 | $30.00 | 10/2/2010 3:18:43 AM |
| doopers | $25.00 | $25.00 | 10/2/2010 7:16:58 AM |
| loss-of-control | $50.00 | $50.00 | 10/2/2010 8:31:46 AM |
| TravisMcGee | $25.00 | $25.00 | 10/2/2010 1:42:56 PM |
| realtormoises | $25.00 | $25.00 | 10/2/2010 11:11:44 AM |
| calilending | $25.00 | $25.00 | 10/2/2010 5:56:20 PM |
| bughead | $25.00 | $25.00 | 10/2/2010 7:15:27 PM |
| back-scratchers | $25.00 | $25.00 | 10/2/2010 9:40:15 PM |
| eboomer2611 | $25.00 | $25.00 | 10/2/2010 10:02:59 PM |
| deepblue34 | $25.00 | $25.00 | 10/3/2010 8:59:37 AM |
| squarebob | $100.00 | $100.00 | 10/3/2010 10:11:45 AM |
| Spinnaker | $50.00 | $50.00 | 10/3/2010 1:34:02 PM |
| aloantime07 | $25.00 | $25.00 | 10/3/2010 8:46:32 PM |
| loss-of-control | $25.00 | $25.00 | 10/3/2010 7:34:35 PM |
| income-rocker2 | $25.00 | $25.00 | 10/4/2010 7:55:36 AM |
| Isotope | $25.00 | $25.00 | 10/4/2010 8:03:29 AM |
| kycats01 | $25.00 | $25.00 | 10/4/2010 5:09:04 AM |
| debt-legend | $25.00 | $25.00 | 10/4/2010 7:44:29 AM |
| ronin4sale | $25.00 | $25.00 | 10/4/2010 6:10:44 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 10/4/2010 10:14:25 AM |
| favorite-commerce | $50.00 | $50.00 | 10/4/2010 12:44:03 PM |
| curriculum7 | $25.00 | $25.00 | 10/4/2010 12:47:57 PM |
| gain-implementer | $250.00 | $250.00 | 10/4/2010 12:53:23 PM |
| Belair_Advisors | $25.00 | $25.00 | 10/4/2010 1:13:15 PM |
| aquistoyraul | $25.00 | $25.00 | 10/4/2010 12:17:14 PM |
| FASTIZIO_P | $37.80 | $37.80 | 10/4/2010 2:39:36 PM |
| Daubertoo | $25.00 | $25.00 | 10/4/2010 2:35:42 PM |
| blitzen40 | $25.00 | $25.00 | 10/4/2010 2:42:39 PM |
| wealth-samaritan2 | $25.00 | $25.00 | 10/4/2010 2:49:34 PM |
| TakeCare | $40.00 | $40.00 | 10/4/2010 2:54:01 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/4/2010 3:15:41 PM |
| WinterUSMC | $90.00 | $90.00 | 10/4/2010 3:10:09 PM |
| alexgalt | $100.00 | $100.00 | 9/27/2010 3:24:31 PM |
| glroark | $50.00 | $50.00 | 9/27/2010 3:32:32 PM |
| Amber_Stone | $25.00 | $25.00 | 9/28/2010 5:52:59 AM |
| icanhasloanz | $75.00 | $75.00 | 9/29/2010 6:48:06 PM |
| Kash2010lu | $35.00 | $35.00 | 9/30/2010 6:04:35 AM |
| emance | $35.00 | $35.00 | 9/30/2010 10:32:07 PM |
| pietro_torna_indietro | $25.00 | $25.00 | 9/30/2010 9:56:00 PM |
| BankofBeth | $25.00 | $25.00 | 10/1/2010 3:20:35 PM |
| bambampk | $50.00 | $50.00 | 10/1/2010 9:21:47 PM |
| 850 | $50.00 | $50.00 | 10/1/2010 10:45:44 PM |
| doublediamond | $25.00 | $25.00 | 10/2/2010 6:26:05 AM |
| ice518 | $37.05 | $37.05 | 10/2/2010 8:09:20 AM |
| Rollshaft | $38.59 | $38.59 | 10/2/2010 7:53:18 AM |
| vest_vortex | $50.00 | $50.00 | 10/2/2010 8:23:39 AM |
| Gandalf0001 | $25.00 | $25.00 | 10/2/2010 8:50:17 AM |
| unger | $200.00 | $200.00 | 10/2/2010 4:18:12 PM |
| Tono | $30.00 | $30.00 | 10/2/2010 4:01:52 PM |
| Moe87 | $25.00 | $25.00 | 10/2/2010 9:08:02 PM |
| gbruenin | $25.00 | $25.00 | 10/2/2010 6:56:24 PM |
| Selttus | $25.00 | $25.00 | 10/2/2010 9:32:57 PM |
| G-Love | $100.00 | $100.00 | 10/3/2010 6:09:46 AM |
| highyield | $33.00 | $33.00 | 10/3/2010 8:36:17 AM |
| squarebob | $100.00 | $100.00 | 10/3/2010 10:09:51 AM |
| genuine-integrity0 | $25.00 | $25.00 | 10/3/2010 11:06:15 AM |
| Green-Baron | $25.00 | $25.00 | 10/3/2010 9:48:18 AM |
| JauaFlash | $40.64 | $40.64 | 10/3/2010 11:20:31 AM |
| showmethemoney5 | $30.00 | $30.00 | 10/3/2010 12:36:47 PM |
| aleong | $25.00 | $25.00 | 10/3/2010 6:10:29 PM |
| kingston1 | $25.00 | $25.00 | 10/3/2010 5:53:58 PM |
| principal-laser | $28.00 | $28.00 | 10/3/2010 5:18:56 PM |
| nhambley | $40.00 | $40.00 | 10/3/2010 6:27:25 PM |
| bsmtloan | $75.00 | $75.00 | 10/3/2010 7:50:32 PM |
| kycats01 | $25.00 | $25.00 | 10/4/2010 5:18:54 AM |
| loanasauras | $50.00 | $7.92 | 10/4/2010 4:21:55 AM |
| mikeandcat | $50.00 | $50.00 | 10/4/2010 7:54:54 AM |
| credit-missile | $25.00 | $25.00 | 10/4/2010 8:22:35 AM |
| Bcs-cnc | $25.00 | $25.00 | 10/4/2010 5:58:42 AM |
| Leshan | $50.00 | $50.00 | 10/4/2010 7:44:50 AM |
| credit-missile | $25.00 | $25.00 | 10/4/2010 8:23:10 AM |
| LeoBUSIIT | $25.00 | $25.00 | 10/4/2010 8:25:42 AM |
| Astyanax | $100.00 | $100.00 | 10/4/2010 9:22:57 AM |
| houli123 | $25.00 | $25.00 | 10/4/2010 9:21:17 AM |
| DasMula | $25.00 | $25.00 | 10/4/2010 10:45:22 AM |
| best-shiny-hope | $50.00 | $50.00 | 10/4/2010 10:05:47 AM |
| meteoric-asset4 | $25.00 | $25.00 | 10/4/2010 10:50:38 AM |
| tedi-tif | $25.00 | $25.00 | 10/4/2010 11:56:09 AM |
| druidpoet | $30.00 | $30.00 | 10/4/2010 1:07:01 PM |
| Lubava | $25.00 | $25.00 | 10/4/2010 1:23:40 PM |
| AlexTrep | $25.00 | $25.00 | 10/4/2010 2:17:29 PM |
| AlexTrep | $25.00 | $25.00 | 10/4/2010 2:17:11 PM |
| PrincessGrace33 | $25.00 | $25.00 | 10/4/2010 3:14:49 PM |
| supreme-hope | $25.00 | $25.00 | 10/4/2010 3:09:23 PM |
| 96 bids
|
Borrower Payment Dependent Notes Series
476944
This series of Notes was issued and sold upon the funding of the borrower loan #44686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-24-2010 |
| |
Auction end date:
| Sep-30-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $205.47 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $205.47 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $64,369 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| point-pine3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to? Payoff credit cards that I have been paying on faithfully for years but can't see to get rid off.
My financial situation:
I am a good candidate for this loan because? I make?$100,000?per year in a steady field.? I work for a collection agency and I am the only salesperson on staff.
Monthly net income: $ I net about $5200 each month.
Monthly expenses: $
??Housing: $ 2250
??Insurance: $ 100
??Car expenses: $ 640
??Utilities: $ 75
??Phone, cable, internet: $ 120
??Food, entertainment: $ 300
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 500
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Mind telling us why a collection agency needs a sales person, especially
in these times? - RecoveryLender
A:
As you can imagine, the collections industry is quite competive during this recession/recovery. I must market and sell our services as hard as ever before.
(Sep-29-2010)
Q:
When did you buy your home? What's the home value and the loan balance now? - SkyLoan
A:
I built my home and moved in during July of 2007. My mortgage is just under $400,000. In today's market, I would value the home at $480,000-$500,000.
(Sep-30-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| handshake5 | $100.00 | $100.00 | 9/24/2010 2:36:24 PM |
| tech310 | $50.00 | $50.00 | 9/24/2010 2:43:26 PM |
| 6moonbeams | $25.00 | $25.00 | 9/24/2010 2:36:06 PM |
| agiovasil | $25.00 | $25.00 | 9/24/2010 2:36:54 PM |
| papaloha | $25.00 | $25.00 | 9/24/2010 3:26:23 PM |
| lloyd_s | $25.00 | $25.00 | 9/24/2010 3:30:00 PM |
| greenback-amplifier | $25.00 | $25.00 | 9/24/2010 3:28:20 PM |
| finance-prescription | $50.00 | $50.00 | 9/24/2010 3:28:24 PM |
| danthemon35 | $25.00 | $25.00 | 9/24/2010 3:32:29 PM |
| Rattlehead | $25.00 | $25.00 | 9/24/2010 3:33:15 PM |
| dollardave | $100.00 | $100.00 | 9/24/2010 4:48:25 PM |
| Trakissta | $150.00 | $150.00 | 9/24/2010 8:36:59 PM |
| nletunic | $50.00 | $50.00 | 9/25/2010 12:00:45 AM |
| drg6289 | $25.00 | $25.00 | 9/24/2010 9:08:17 PM |
| HHP | $25.00 | $25.00 | 9/25/2010 2:29:51 AM |
| r0b3m4n | $25.00 | $25.00 | 9/25/2010 2:24:02 AM |
| czar3 | $25.99 | $25.99 | 9/25/2010 3:08:51 AM |
| money-bauble | $50.00 | $50.00 | 9/25/2010 3:34:33 AM |
| worth-arch | $25.00 | $25.00 | 9/25/2010 3:08:26 AM |
| apostle901 | $25.00 | $25.00 | 9/25/2010 5:53:12 AM |
| penny-plato | $25.00 | $25.00 | 9/25/2010 7:25:16 AM |
| desertoasis | $25.00 | $25.00 | 9/25/2010 12:02:02 PM |
| kidsskipp | $50.00 | $50.00 | 9/25/2010 5:52:19 PM |
| SqueezeKing | $25.00 | $25.00 | 9/25/2010 10:50:45 PM |
| MylesNH | $27.50 | $27.50 | 9/26/2010 9:37:16 AM |
| jlr613 | $25.00 | $25.00 | 9/26/2010 8:02:02 AM |
| Philkent | $25.00 | $25.00 | 9/26/2010 10:24:39 AM |
| DUDE66 | $25.00 | $25.00 | 9/26/2010 10:32:59 AM |
| momoney2lend | $25.00 | $25.00 | 9/26/2010 7:27:16 PM |
| EBITDA | $25.00 | $25.00 | 9/27/2010 3:03:43 AM |
| LoisLoan | $25.00 | $25.00 | 9/27/2010 6:42:46 AM |
| Adam_00 | $50.00 | $50.00 | 9/27/2010 9:00:31 AM |
| HedgeFund | $50.00 | $50.00 | 9/27/2010 9:07:48 AM |
| elegant-bonus | $25.00 | $25.00 | 9/27/2010 9:17:03 AM |
| Palacios | $27.56 | $27.56 | 9/27/2010 9:07:41 AM |
| fund-web3 | $25.00 | $25.00 | 9/27/2010 9:42:01 AM |
| mg6619 | $25.00 | $25.00 | 9/27/2010 1:05:16 PM |
| Bank42 | $26.10 | $26.10 | 9/27/2010 2:50:05 PM |
| octoberfresh | $25.00 | $25.00 | 9/27/2010 2:25:05 PM |
| yomanie | $27.96 | $27.96 | 9/27/2010 2:17:53 PM |
| sensible-order2 | $50.00 | $50.00 | 9/27/2010 2:51:46 PM |
| MrGhost | $25.00 | $25.00 | 9/27/2010 2:52:54 PM |
| himanshuko | $25.00 | $25.00 | 9/27/2010 2:52:16 PM |
| villagers | $50.00 | $50.00 | 9/27/2010 3:03:26 PM |
| ralf206 | $25.00 | $25.00 | 9/27/2010 9:31:13 PM |
| the-silver-blaster | $50.00 | $50.00 | 9/28/2010 6:14:37 AM |
| nickel-position | $25.00 | $25.00 | 9/28/2010 11:07:38 AM |
| ethicalhumanist | $50.00 | $50.00 | 9/28/2010 6:47:05 PM |
| psa1995 | $25.00 | $25.00 | 9/29/2010 10:01:22 AM |
| thrifty-capital | $25.00 | $25.00 | 9/29/2010 1:02:17 PM |
| important-openness1 | $26.60 | $26.60 | 9/29/2010 6:11:29 PM |
| squarebob | $25.00 | $25.00 | 9/29/2010 9:38:09 PM |
| a-resplendent-commitment | $50.00 | $50.00 | 9/29/2010 9:40:51 PM |
| JoyfulVegetarian | $25.00 | $25.00 | 9/30/2010 9:38:46 AM |
| auction-workhorse679 | $25.00 | $22.70 | 9/30/2010 9:40:20 AM |
| kulender | $100.00 | $100.00 | 9/24/2010 2:34:05 PM |
| AlexTrep | $25.00 | $25.00 | 9/24/2010 2:35:43 PM |
| bid-czar8 | $25.00 | $25.00 | 9/24/2010 2:37:32 PM |
| AF-Chief | $25.00 | $25.00 | 9/24/2010 2:37:54 PM |
| sfmf | $25.00 | $25.00 | 9/24/2010 2:38:05 PM |
| dt_one | $25.00 | $25.00 | 9/24/2010 3:02:01 PM |
| Comoparklender | $25.00 | $25.00 | 9/24/2010 3:24:59 PM |
| bountiful-durability | $48.27 | $48.27 | 9/24/2010 3:26:26 PM |
| seisen | $73.43 | $73.43 | 9/24/2010 3:26:51 PM |
| treasure-bliss | $100.00 | $100.00 | 9/24/2010 3:29:43 PM |
| happyaric | $50.00 | $50.00 | 9/24/2010 3:28:27 PM |
| inspiring-reward | $150.00 | $150.00 | 9/24/2010 3:29:08 PM |
| cloud8 | $25.00 | $25.00 | 9/24/2010 3:28:22 PM |
| rescue | $79.07 | $79.07 | 9/24/2010 3:44:41 PM |
| patriot897 | $25.00 | $25.00 | 9/24/2010 3:32:34 PM |
| a-bountiful-trade | $25.00 | $25.00 | 9/24/2010 4:00:24 PM |
| Vreet | $25.00 | $25.00 | 9/24/2010 6:07:19 PM |
| mercuriant | $25.00 | $25.00 | 9/24/2010 9:12:01 PM |
| Kreditorium | $25.00 | $25.00 | 9/25/2010 2:44:01 AM |
| Interstate_Rate | $250.00 | $250.00 | 9/25/2010 10:47:32 AM |
| frogperson | $150.00 | $150.00 | 9/25/2010 12:43:39 PM |
| SPB | $25.00 | $25.00 | 9/26/2010 5:48:14 AM |
| LuvToLend | $25.00 | $25.00 | 9/26/2010 9:37:11 AM |
| bahamaman | $34.00 | $34.00 | 9/26/2010 9:37:10 AM |
| dedicated-diversification5 | $125.00 | $125.00 | 9/26/2010 10:59:00 AM |
| bryantsh | $25.00 | $25.00 | 9/26/2010 9:37:12 AM |
| balance-hercules | $25.42 | $25.42 | 9/26/2010 11:19:35 AM |
| simplelender80 | $250.00 | $250.00 | 9/26/2010 11:00:10 AM |
| pavelz | $50.00 | $50.00 | 9/26/2010 3:58:51 PM |
| magnolia161 | $50.00 | $50.00 | 9/26/2010 6:37:33 PM |
| Uylsses | $30.00 | $30.00 | 9/27/2010 7:40:07 AM |
| consummate-loyalty1 | $100.00 | $100.00 | 9/27/2010 6:43:48 AM |
| dcgator | $25.00 | $25.00 | 9/27/2010 8:57:46 AM |
| soulful-truth | $25.00 | $25.00 | 9/27/2010 9:17:08 AM |
| deal-secret-agent | $25.00 | $25.00 | 9/27/2010 8:47:22 AM |
| ssh1983 | $25.00 | $25.00 | 9/27/2010 8:57:47 AM |
| Cai8899 | $42.61 | $42.61 | 9/27/2010 9:07:51 AM |
| dschaaf | $25.00 | $25.00 | 9/27/2010 11:03:09 AM |
| meers2000 | $25.00 | $25.00 | 9/27/2010 11:57:03 AM |
| nybanker85 | $35.00 | $35.00 | 9/27/2010 1:06:14 PM |
| iLoaner | $25.00 | $25.00 | 9/27/2010 1:05:23 PM |
| OSERENKUKU | $25.00 | $25.00 | 9/27/2010 1:50:19 PM |
| b-rent | $25.00 | $25.00 | 9/27/2010 2:51:21 PM |
| aasx1108 | $26.79 | $26.79 | 9/27/2010 2:52:36 PM |
| musegaze | $100.00 | $100.00 | 9/27/2010 3:04:39 PM |
| revenue-spa8 | $25.00 | $25.00 | 9/28/2010 11:35:50 AM |
| asiaratt | $50.00 | $50.00 | 9/28/2010 3:37:43 PM |
| openness-boomerang | $25.00 | $25.00 | 9/28/2010 7:12:14 PM |
| ingenious-deal6 | $25.00 | $25.00 | 9/28/2010 10:52:07 PM |
| gallant-economy9 | $96.00 | $96.00 | 9/29/2010 12:59:10 PM |
| larrybird | $150.00 | $150.00 | 9/29/2010 12:49:41 PM |
| surgeon3 | $25.00 | $25.00 | 9/29/2010 7:39:29 PM |
| stevenj257 | $25.00 | $25.00 | 9/29/2010 5:00:42 PM |
| ferocious-exchange3 | $50.00 | $50.00 | 9/29/2010 6:23:46 PM |
| glroark | $50.00 | $50.00 | 9/30/2010 5:46:23 AM |
| finance-burger | $25.00 | $25.00 | 9/30/2010 8:10:30 AM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:58:02 AM |
| 112 bids
|
Borrower Payment Dependent Notes Series
477078
This series of Notes was issued and sold upon the funding of the borrower loan #44657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,400.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Sep-27-2010 |
| |
Auction end date:
| Oct-04-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $108.57 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 34.63% |
Final monthly payment:
| $103.20 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 20.06% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.94% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 23y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,646 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benjamins-mongoose |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,100.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2009)
|
|
Principal balance:
| $1,690.96 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
pay off a charge card
Purpose of loan:
This loan will be used to?pay off a charge card.?
My financial situation:
I am a good candidate for this loan because? i have already taken a prosper loan and have had no untimely payments. I also pay my other bills on time.?
Monthly net income: $ 37000
Monthly expenses: $
??Housing: $ 700
??Insurance: $ 110
??Car expenses: $ 150
??Utilities: $?250
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $ 30
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I see you have a current prosper loan off early do you plan on paying both of these loans off early - restless-dime
A:
That is the plan. This year I am expecting a federal tax refund upwards of $1,300.00 (am not sure how much the state refund will be yet) that will be used to as a lump payment towards this.
(Oct-04-2010)
Q:
Please correct your monthly income figure, and see my page. thank you - Tono
A:
Sorry about the typo and thanks for the information!
(Oct-04-2010)
Q:
Hi- Could you explain the 36,000 that you owe? Thanks- - diversification-maple1
A:
My boyfriend had lost his job a few years ago (self employed//not eligible for unemployment insurance) and had had some medical issues that were not coverd and unfortunately my debt went up due to this. Things are totally better now.
(Oct-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Kash2010lu | $50.00 | $50.00 | 9/28/2010 6:15:01 PM |
| vine99 | $40.00 | $40.00 | 9/28/2010 7:56:21 PM |
| penny-sergeant | $25.00 | $25.00 | 9/30/2010 2:44:33 PM |
| SFBank | $300.00 | $300.00 | 9/30/2010 6:56:38 PM |
| emance | $32.77 | $32.77 | 9/30/2010 10:33:40 PM |
| fabulous-community4 | $25.00 | $25.00 | 10/1/2010 12:06:35 AM |
| economy-popcorn | $25.00 | $25.00 | 10/1/2010 3:22:12 PM |
| Brighter_Future | $25.00 | $25.00 | 10/1/2010 8:14:04 PM |
| vest_vortex | $50.00 | $50.00 | 10/2/2010 8:25:53 AM |
| loss-of-control | $50.00 | $50.00 | 10/2/2010 8:35:12 AM |
| JeffHoll | $25.00 | $25.00 | 10/2/2010 8:57:15 AM |
| loss-of-control | $50.00 | $50.00 | 10/2/2010 8:34:48 AM |
| eboomer2611 | $25.00 | $25.00 | 10/2/2010 10:03:30 PM |
| Green-Baron | $25.00 | $21.29 | 10/3/2010 9:49:22 AM |
| squarebob | $25.00 | $25.00 | 10/3/2010 10:28:46 AM |
| loanman2007 | $25.00 | $25.00 | 10/4/2010 5:31:46 AM |
| gold-cluster | $100.00 | $100.00 | 10/4/2010 8:26:33 AM |
| Leshan | $25.00 | $25.00 | 10/4/2010 7:48:23 AM |
| credit-missile | $25.00 | $25.00 | 10/4/2010 8:23:49 AM |
| credit-missile | $25.00 | $25.00 | 10/4/2010 8:24:16 AM |
| mikeandcat | $100.00 | $100.00 | 10/4/2010 1:38:43 PM |
| mikeandcat | $65.00 | $65.00 | 10/4/2010 1:39:48 PM |
| ultimate-peace | $150.00 | $150.00 | 10/4/2010 2:12:41 PM |
| AlexTrep | $25.00 | $25.00 | 10/4/2010 2:20:21 PM |
| Lubava | $25.00 | $25.00 | 10/4/2010 1:39:02 PM |
| mikeandcat | $100.00 | $100.00 | 10/4/2010 2:58:20 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/4/2010 3:15:06 PM |
| glroark | $50.00 | $50.00 | 9/27/2010 3:32:32 PM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 9/27/2010 6:05:43 PM |
| Amber_Stone | $25.00 | $25.00 | 9/28/2010 5:50:11 AM |
| reflective-rupee | $50.00 | $50.00 | 9/29/2010 9:26:11 PM |
| lucrative-loan | $75.00 | $75.00 | 10/1/2010 6:28:09 AM |
| penny-plato | $25.00 | $25.00 | 10/1/2010 10:11:02 AM |
| larryboy10 | $25.00 | $25.00 | 10/1/2010 3:01:14 PM |
| yield-lion2 | $25.00 | $25.00 | 10/1/2010 3:03:14 PM |
| enthusiastic-balance5 | $200.00 | $200.00 | 10/2/2010 7:45:24 PM |
| Moe87 | $25.00 | $25.00 | 10/2/2010 9:10:17 PM |
| WinterUSMC | $25.00 | $25.00 | 10/3/2010 8:49:28 AM |
| highyield | $33.00 | $33.00 | 10/3/2010 8:38:31 AM |
| showmethemoney5 | $30.00 | $30.00 | 10/3/2010 12:40:00 PM |
| principal-laser | $27.94 | $27.94 | 10/3/2010 5:19:59 PM |
| congardner1 | $25.00 | $25.00 | 10/4/2010 4:29:18 AM |
| Belair_Advisors | $25.00 | $25.00 | 10/4/2010 12:15:04 PM |
| aquistoyraul | $25.00 | $25.00 | 10/4/2010 1:53:47 PM |
| blitzen40 | $25.00 | $25.00 | 10/4/2010 2:43:31 PM |
| Starfin-Capital-Management | $73.61 | $73.61 | 10/4/2010 2:56:14 PM |
| supreme-hope | $25.00 | $25.00 | 10/4/2010 3:10:07 PM |
| Starfin-Capital-Management | $76.39 | $76.39 | 10/4/2010 2:55:24 PM |
| 48 bids
|
Borrower Payment Dependent Notes Series
477124
This series of Notes was issued and sold upon the funding of the borrower loan #44680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 36.6% |
Auction start date:
| Sep-27-2010 |
| |
Auction end date:
| Oct-04-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 37.20% |
Final monthly payment:
| $43.00 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 38.36% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -8.36% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 600-619 (Sep-2010) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $56,956 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| KingofCakes |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Sep-2008)
620-639
(Aug-2008)
580-599
(Jul-2008)
600-619
(Apr-2008)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Last effort to prove myself
Purpose of loan:
This loan will be used to get rid of a credit card where they raised my interest rate to a absurd amount with no reason.? I have paid on time for over 7 years now.
I am trying to the minimum amount.? I would like to get this loan funded and prove that I am making efforts to clear up my debt.? Hopefully to continue using prosper in the future to clear my debt.
My financial situation:
I am a good candidate for this loan because? I pay on time every time if you look at my payment history.? This is a long process of cleaning up the mess I created when younger.?? I have not had a late payment in 7 years.?
How loan will be distributed:
HSBC:? 950
I am willing to pay a slightly higer interst rate to get rid of this debt and increase my score and not give the interest to these money hungry banks.? It will more than pay for itself in the long run.? I plan on making additional payments and having it paid off by 2-2.5 years.
thanks for your time and consideration
Monthly net income: $ 3700
Monthly expenses: $
??Housing: $?695??Insurance: $ 100
??Car expenses: $ company paid
??Utilities: $ 30
??Phone, cable, internet: $?120
??Food, entertainment: $?400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1700(with this loan, this payment decreased by $$100).
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the public record shown on your listing. Please answer publicly. Thanks. - tigercat
A:
It was a bankruptcy 9 years ago
(Sep-27-2010)
Q:
Since your last Prosper loan, you have added $14k to your revolving debt. Can you explain it? - Lender_1972
A:
It was due to business expansion. My overall debt is decreasing at a rate of 2% per month.
(Sep-28-2010)
Q:
wat type of work do you do - restless-dime
A:
Own a wholesale/retail business
(Oct-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $100.00 | $100.00 | 9/27/2010 3:24:31 PM |
| glroark | $50.00 | $50.00 | 9/27/2010 3:32:33 PM |
| five-star-note | $150.00 | $150.00 | 10/1/2010 10:31:51 AM |
| red-favorable-basis | $25.00 | $25.00 | 10/2/2010 9:39:23 PM |
| Astyanax | $100.00 | $100.00 | 10/4/2010 9:36:33 AM |
| rakem777 | $25.00 | $25.00 | 10/4/2010 11:27:20 AM |
| aquistoyraul | $25.00 | $25.00 | 10/4/2010 1:52:53 PM |
| emjaybee | $25.00 | $25.00 | 10/4/2010 2:27:14 PM |
| ultimate-peace | $150.00 | $150.00 | 10/4/2010 2:17:25 PM |
| CommunityArts_Non-profit | $50.00 | $48.00 | 9/30/2010 10:16:43 PM |
| supreme-hope | $25.00 | $25.00 | 10/1/2010 3:53:07 AM |
| Green-Baron | $25.00 | $25.00 | 10/3/2010 9:56:17 AM |
| principal-laser | $27.00 | $27.00 | 10/3/2010 5:20:45 PM |
| nhambley | $25.00 | $25.00 | 10/3/2010 6:32:40 PM |
| Leshan | $25.00 | $25.00 | 10/4/2010 7:53:28 AM |
| crw1950 | $25.00 | $25.00 | 10/4/2010 7:52:55 AM |
| moola-monger9 | $50.00 | $50.00 | 10/4/2010 10:16:43 AM |
| Lubava | $25.00 | $25.00 | 10/4/2010 1:38:33 PM |
| Caidin | $25.00 | $25.00 | 10/4/2010 2:20:02 PM |
| AlexTrep | $25.00 | $25.00 | 10/4/2010 2:21:44 PM |
| kinetic-social | $25.00 | $25.00 | 10/4/2010 3:10:28 PM |
| 21 bids
|
Borrower Payment Dependent Notes Series
477382
This series of Notes was issued and sold upon the funding of the borrower loan #44701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.0% |
Auction start date:
| Sep-28-2010 |
| |
Auction end date:
| Oct-05-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 33.45% |
Final borrower rate/APR:
| 34.45% / 38.59% |
Final monthly payment:
| $67.39 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 25.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.48% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 680-699 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $24,144 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| TomMinnesota |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 92% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,600.00 | < 31 days late:
| 3
( 6% )
| 660-679
(Jul-2009)
660-679
(May-2009)
620-639
(Jun-2007)
600-619
(Feb-2007)
|
|
Principal balance:
| $750.85 |
31+ days late:
| 1
( 2% )
|
|
Total payments billed:
| 49 | | |
Description
Completing My Masters Degree...
Purpose of loan:
I'm completing my Master's Degree Management from the University of Phoenix, and I will need to pay $3,400 annually out of pocket in addition to my student loans.? Even though my credit score is between 680-699, I can't get a loan from a bank due to the economy and their higher credit score requirements.
My financial situation:
I am a good candidate for this loan because I am and have been current on all of my outstanding debts for the past 2+ years.? I can afford the monthly payment of this loan based on my monthly income and expenses.? I have previously held a loan with Prosper and paid it in full.
Monthly net income: $10,000 (Including spouse's income)
Monthly expenses: $ 8,700
??Housing: $4,100
??Insurance: $200
??Car expenses: $700
??Utilities: $500
??Phone, cable, internet: $200
??Food, entertainment: $1000
??Clothing, household expenses $500
??Credit cards and other loans: $1500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rakem777 | $25.00 | $25.00 | 10/4/2010 7:38:15 AM |
| wlm3012 | $25.00 | $25.00 | 10/4/2010 4:13:10 PM |
| tdorren | $25.00 | $25.00 | 10/5/2010 8:37:28 AM |
| Bob450 | $30.00 | $30.00 | 10/5/2010 9:21:21 AM |
| culldud6900 | $75.00 | $75.00 | 10/5/2010 7:38:39 AM |
| Kash2010lu | $50.00 | $50.00 | 10/5/2010 9:01:19 AM |
| fervent-power | $26.00 | $26.00 | 10/5/2010 12:16:36 PM |
| B2152 | $25.00 | $25.00 | 10/5/2010 12:43:43 PM |
| grampy48 | $25.00 | $25.00 | 10/5/2010 2:01:40 PM |
| eboomer2611 | $25.00 | $25.00 | 10/5/2010 10:15:40 AM |
| Kash2010lu | $25.00 | $25.00 | 10/5/2010 12:56:42 PM |
| bobd32 | $25.00 | $25.00 | 10/5/2010 12:59:26 PM |
| blitzen40 | $30.00 | $30.00 | 9/28/2010 9:04:38 PM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 9/28/2010 9:59:47 PM |
| CommunityArts_Non-profit | $75.00 | $75.00 | 9/29/2010 3:15:23 PM |
| supreme-hope | $25.00 | $25.00 | 10/2/2010 10:49:24 PM |
| Moe87 | $25.00 | $25.00 | 10/3/2010 7:09:09 PM |
| supreme-hope | $25.00 | $25.00 | 10/4/2010 8:00:33 PM |
| mrxtravis | $50.00 | $50.00 | 10/5/2010 1:46:27 AM |
| red-favorable-basis | $25.00 | $25.00 | 10/5/2010 3:31:54 AM |
| FarmersBank | $25.00 | $25.00 | 10/5/2010 6:13:29 AM |
| lucrative-loan | $52.88 | $52.88 | 10/5/2010 2:01:15 AM |
| Feyenoord | $25.00 | $25.00 | 10/5/2010 8:51:58 AM |
| lucrative-coin | $50.00 | $50.00 | 10/5/2010 11:42:13 AM |
| GS-ROCK | $25.00 | $25.00 | 10/5/2010 1:33:48 PM |
| payout-bridge | $1,500.00 | $636.12 | 10/5/2010 2:21:41 PM |
| 26 bids
|
Borrower Payment Dependent Notes Series
477472
This series of Notes was issued and sold upon the funding of the borrower loan #44676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.8% |
Auction start date:
| Sep-28-2010 |
| |
Auction end date:
| Oct-05-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $100.39 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 23.39% |
Final monthly payment:
| $92.91 |
| |
|
Auction yield range:
| 10.79% - 24.75% |
Estimated loss impact:
| 10.25% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
20 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $101,931 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| MITZI731 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,100.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2009)
640-659
(Aug-2007)
|
|
Principal balance:
| $1,203.36 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Remodel Rental Property
Purpose of loan:
This loan will be used to? Remodel 2 rooms in a rental property
My financial situation:
I am a good candidate for this loan because?All loans Paid on time?
Monthly net income: $? 5500.00
Monthly expenses: $ 2165.00
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loyalist1 | $70.00 | $70.00 | 9/28/2010 2:24:40 PM |
| MoneyForNothing | $40.65 | $40.65 | 9/28/2010 6:25:36 PM |
| Aberdeen | $400.00 | $400.00 | 9/29/2010 6:17:08 PM |
| integrity-doctor | $100.00 | $100.00 | 9/30/2010 1:00:31 PM |
| wlm3012 | $25.00 | $25.00 | 9/30/2010 3:51:46 PM |
| loan-adventurer7 | $36.00 | $36.00 | 10/2/2010 12:25:38 AM |
| Moe87 | $25.00 | $25.00 | 10/3/2010 7:10:27 PM |
| seadogs | $25.00 | $25.00 | 10/4/2010 5:43:28 AM |
| vine99 | $50.00 | $50.00 | 10/4/2010 10:24:44 PM |
| atlas100 | $100.00 | $100.00 | 10/5/2010 4:03:48 AM |
| Aberdeen | $400.00 | $400.00 | 9/29/2010 6:17:06 PM |
| Aberdeen | $400.00 | $400.00 | 9/29/2010 6:17:09 PM |
| CA_Lender | $25.00 | $25.00 | 9/29/2010 8:59:32 PM |
| loanman2007 | $50.00 | $50.00 | 9/30/2010 5:22:08 AM |
| atomantic | $25.00 | $25.00 | 9/30/2010 8:14:03 AM |
| rustysailor | $25.00 | $25.00 | 10/1/2010 6:47:22 PM |
| sweety075 | $25.00 | $25.00 | 10/1/2010 7:54:16 PM |
| neorunner | $25.00 | $25.00 | 10/2/2010 8:00:21 PM |
| nashibaksi | $25.00 | $25.00 | 10/2/2010 6:27:14 PM |
| hillerod | $25.00 | $25.00 | 10/4/2010 10:17:13 AM |
| new-social-economist | $50.00 | $50.00 | 10/4/2010 11:15:58 PM |
| papaloha | $1,000.00 | $283.35 | 10/5/2010 2:27:33 AM |
| new-social-economist | $50.00 | $50.00 | 10/4/2010 11:16:48 PM |
| Mikale360 | $25.00 | $25.00 | 10/5/2010 7:00:50 AM |
| gaiusceasar | $25.00 | $25.00 | 10/5/2010 6:49:10 AM |
| patriot384 | $135.00 | $135.00 | 10/5/2010 7:43:28 AM |
| FinanceEngine | $35.00 | $35.00 | 10/5/2010 7:31:57 AM |
| 27 bids
|
Borrower Payment Dependent Notes Series
476079
This series of Notes was issued and sold upon the funding of the borrower loan #44685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.6% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-25-2010 |
|
|
Starting lender yield:
| 8.25% |
Starting borrower rate/APR:
| 9.25% / 9.59% |
Starting monthly payment:
| $430.87 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $424.60 |
| |
|
Auction yield range:
| 2.79% - 8.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 820-839 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 14y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,505 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| famous-dedication9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Growiing Business
Purpose of loan:
This loan will be used to expand a current business that I am in with my children.? In November of 2009 I went into business with my 5 children.? This shop is a consignment, buy sell trade store, involving heavily in tools and electroinics.? We found we were very successful and there was an need for a services and product lines.? When we had started our business we had only taken a 6 month lease on a small area to test the waters.? We found that we had outgrown our location very quickly.? By the end of 3 months we had 184 consignors and clients.? So we had to go looking for a larger space.? In that we found a 9000 sq foot building at a resonable rate.? So in June of 2010 we venture into a new lease.? Now this building is in a historic part of our town that is on the map for antique dealers and crafters.? This building required a lot of work to be transferred from warehouse to retail by the landlords they are now almost done and we are ready to run.?
Our business model in this location is as followed:
We are keeping our consignment, buy, sell, trade store. And expanding we have purchased a local well known coffee shop and placing it within our building and on the upper part of our 9000 sq foot building we are leasing spots to vendors such as artist, antique dealers, crafters, and home supply goods.? We have 35 spots available for rent of which commitment from?22 already leased when we are ready to open the doors. Covering our immediate overhead and this payment.
Because the owners took so long to transfer from warehouse to retail we have used alot of our liquid cash and we have gone to the bank for a loan however the require we have been in business for 2 years.? So that has brought me to prosper.? I am Relisting this we were 97 % funded so I changed my rate and the amount hoping that people may want to invest.? We will be openned on October 1st and I now have 22 Vendors signed up.?
My financial situation:
I am a good candidate for this loan because I pay my bills on time and I have enough in savings to pay this loan in full. I have already invest $75K of my own money. And will invest the rest if needed but I would like to establish a loan profile somewhere.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Did your business open on October 1st? Have you added more vendors? - orange-influential-credit
A:
Hi we will be opening October 1st and as of right now we have 26 vendors and are expected to have another 10 by the end of the week.
(Sep-22-2010)
Q:
What is your income (source) and expenses? Also, what specifically will this loan be used for? - _NaLNaBB
A:
Our Consignment shop - $3000 monthly (on low month)
Vendors 42 spots @ $350mo - $14,700. of which 28 are now booked - $9800 -
Coffee shop projected revenues - $10000 monthly (low end)
Currently monthly income - $22800
Expenses Monthly
Rent - $4700 Electric - $ 350 H20 - $200 Comcast - $250
Insurances - $200 Advertising - $1500
Supplies paper / coffee - $2500
Prosper - $600 Salaries - $4500 Total expense - $14,800. mo
This loan will be used to purchase openning inventory.
(Sep-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| schpere | $25.00 | $25.00 | 9/20/2010 2:35:43 PM |
| radforj22 | $34.26 | $34.26 | 9/20/2010 2:36:28 PM |
| cash-sensai2 | $50.00 | $50.00 | 9/20/2010 2:37:06 PM |
| unclejaef | $25.00 | $25.00 | 9/20/2010 2:37:19 PM |
| harmonious-moola7 | $50.00 | $50.00 | 9/20/2010 2:40:32 PM |
| Havana21 | $100.00 | $100.00 | 9/20/2010 2:41:14 PM |
| MoneyU4IA | $50.00 | $50.00 | 9/20/2010 2:41:17 PM |
| moneyfriend | $50.00 | $50.00 | 9/20/2010 2:41:21 PM |
| meenan | $25.00 | $25.00 | 9/20/2010 2:41:34 PM |
| blot44 | $25.00 | $25.00 | 9/20/2010 2:41:41 PM |
| power-defender7 | $25.00 | $25.00 | 9/20/2010 2:41:50 PM |
| alpinaut | $25.00 | $25.00 | 9/20/2010 2:37:03 PM |
| a-exponential-hope | $25.00 | $25.00 | 9/20/2010 2:42:53 PM |
| murren | $25.00 | $25.00 | 9/20/2010 2:42:47 PM |
| organized-payment6 | $50.00 | $50.00 | 9/20/2010 2:45:14 PM |
| market-socrates4 | $50.00 | $50.00 | 9/20/2010 2:40:21 PM |
| j2ee | $25.00 | $25.00 | 9/20/2010 2:40:45 PM |
| larrybird | $150.00 | $150.00 | 9/20/2010 2:46:09 PM |
| capital-futurist | $50.00 | $50.00 | 9/20/2010 2:45:48 PM |
| saysana | $26.00 | $26.00 | 9/20/2010 2:45:52 PM |
| natural-affluence4 | $50.00 | $50.00 | 9/20/2010 2:46:31 PM |
| Merganser | $25.00 | $25.00 | 9/20/2010 2:47:38 PM |
| money-bauble | $100.00 | $100.00 | 9/20/2010 2:47:45 PM |
| lesharn414 | $25.00 | $25.00 | 9/20/2010 2:48:12 PM |
| OTtherapy | $50.00 | $50.00 | 9/20/2010 2:48:37 PM |
| SBT | $50.00 | $50.00 | 9/20/2010 2:48:15 PM |
| Ripsaw4U | $50.00 | $50.00 | 9/20/2010 2:49:18 PM |
| ideal-platinum1 | $50.00 | $50.00 | 9/20/2010 2:52:05 PM |
| lender987654321 | $50.00 | $50.00 | 9/20/2010 2:52:15 PM |
| tech310 | $50.00 | $50.00 | 9/20/2010 2:45:57 PM |
| commanding-dollar2 | $50.00 | $50.00 | 9/20/2010 2:52:19 PM |
| gethsemane4 | $25.00 | $25.00 | 9/20/2010 2:52:23 PM |
| consomedia | $50.00 | $50.00 | 9/20/2010 2:52:40 PM |
| DeathScythe676 | $25.00 | $25.00 | 9/20/2010 2:52:43 PM |
| jdashv | $25.00 | $25.00 | 9/20/2010 2:53:32 PM |
| riproaringrapids | $25.00 | $25.00 | 9/20/2010 2:53:35 PM |
| DLock99 | $50.00 | $50.00 | 9/20/2010 2:56:32 PM |
| dharma1 | $25.00 | $25.00 | 9/20/2010 2:49:58 PM |
| Namrok | $25.00 | $25.00 | 9/20/2010 2:53:45 PM |
| djc314 | $50.00 | $50.00 | 9/20/2010 2:54:18 PM |
| efficient-marketplace | $50.00 | $50.00 | 9/20/2010 2:54:26 PM |
| Zarf | $42.25 | $42.25 | 9/20/2010 2:54:31 PM |
| wise-silver-wonder | $25.00 | $25.00 | 9/20/2010 3:21:39 PM |
| p2p-harmony | $25.00 | $25.00 | 9/20/2010 3:58:13 PM |
| nuclearmoose | $25.00 | $25.00 | 9/20/2010 5:09:25 PM |
| elasermd | $100.00 | $100.00 | 9/20/2010 5:53:35 PM |
| engaging-worth | $25.00 | $25.00 | 9/20/2010 6:59:39 PM |
| Railbird | $25.00 | $25.00 | 9/20/2010 7:39:11 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/20/2010 5:49:43 PM |
| kenji4861 | $50.00 | $50.00 | 9/20/2010 8:13:27 PM |
| whistledicksmith | $25.90 | $25.90 | 9/20/2010 11:52:04 PM |
| Synergism | $25.00 | $25.00 | 9/20/2010 7:24:35 PM |
| Cheburashka | $29.28 | $29.28 | 9/20/2010 11:37:15 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/20/2010 11:45:21 PM |
| meux99 | $28.26 | $28.26 | 9/20/2010 11:52:36 PM |
| Rdodson11 | $25.00 | $25.00 | 9/21/2010 6:49:48 AM |
| gocubsgo22 | $25.00 | $25.00 | 9/21/2010 6:50:12 AM |
| irisheyes9 | $50.00 | $50.00 | 9/21/2010 6:53:16 AM |
| LAKESPRING | $25.00 | $25.00 | 9/21/2010 7:38:33 AM |
| octoberfresh | $25.00 | $25.00 | 9/21/2010 8:01:24 AM |
| economy-orchid | $25.00 | $25.00 | 9/21/2010 9:08:22 AM |
| danthemon35 | $25.00 | $25.00 | 9/21/2010 10:03:16 AM |
| Artist_Blue | $25.00 | $25.00 | 9/21/2010 11:29:05 AM |
| dumbass | $25.00 | $25.00 | 9/21/2010 12:45:10 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/21/2010 11:33:23 AM |
| kegs | $36.80 | $36.80 | 9/21/2010 1:18:13 PM |
| teller | $30.56 | $30.56 | 9/21/2010 2:24:21 PM |
| RockCrown | $36.80 | $36.80 | 9/21/2010 11:43:33 AM |
| balanced-rupee | $30.00 | $30.00 | 9/21/2010 2:03:42 PM |
| julijask | $25.00 | $25.00 | 9/21/2010 2:57:31 PM |
| SanJoser | $25.00 | $25.00 | 9/21/2010 1:44:42 PM |
| himanshuko | $25.00 | $25.00 | 9/21/2010 2:55:25 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 9/21/2010 3:12:06 PM |
| credit-scout7 | $50.00 | $50.00 | 9/21/2010 4:48:55 PM |
| Mr_Marcus | $50.00 | $50.00 | 9/21/2010 6:33:23 PM |
| progressive-rupee | $50.00 | $50.00 | 9/21/2010 7:58:42 PM |
| peerlender | $25.00 | $25.00 | 9/22/2010 12:38:16 AM |
| afotherg | $26.43 | $26.43 | 9/22/2010 1:04:26 AM |
| mizount | $25.00 | $25.00 | 9/22/2010 12:37:17 AM |
| LenderByDay | $25.00 | $25.00 | 9/22/2010 12:38:22 AM |
| Joshua_E | $25.00 | $25.00 | 9/22/2010 7:50:30 AM |
| SARMAR | $33.61 | $33.61 | 9/22/2010 10:18:52 AM |
| lostontheedge | $25.00 | $25.00 | 9/22/2010 11:30:01 AM |
| reward-planetarium | $50.00 | $50.00 | 9/22/2010 11:04:41 AM |
| rmachi | $25.00 | $25.00 | 9/22/2010 11:29:59 AM |
| ChristopherHS | $25.00 | $25.00 | 9/22/2010 11:35:33 AM |
| greenwell | $66.09 | $66.09 | 9/22/2010 2:56:38 PM |
| liederhaus | $40.78 | $40.78 | 9/22/2010 5:48:32 PM |
| ceg451 | $50.00 | $50.00 | 9/22/2010 7:28:13 PM |
| Emgolda | $25.00 | $25.00 | 9/22/2010 8:23:23 PM |
| platinum-genetics | $25.00 | $25.00 | 9/23/2010 3:04:38 AM |
| Scott0007 | $25.00 | $25.00 | 9/23/2010 9:34:01 AM |
| engaging-yield4 | $25.00 | $25.00 | 9/23/2010 9:36:59 AM |
| wise-dedicated-power | $50.00 | $50.00 | 9/23/2010 9:35:49 AM |
| sisley626 | $25.00 | $25.00 | 9/23/2010 1:09:09 PM |
| wampum-optimization | $25.00 | $25.00 | 9/23/2010 1:28:22 PM |
| lovelongandprosper | $50.00 | $50.00 | 9/23/2010 1:33:56 PM |
| Go_Ducks | $25.00 | $25.00 | 9/23/2010 3:26:02 PM |
| nicklds | $33.24 | $33.24 | 9/23/2010 3:07:05 PM |
| ericgassercom | $25.00 | $25.00 | 9/23/2010 5:49:51 PM |
| ujiba | $50.00 | $50.00 | 9/24/2010 1:30:05 AM |
| tntmojave | $25.00 | $25.00 | 9/24/2010 2:06:04 AM |
| social-comet7 | $25.00 | $25.00 | 9/24/2010 2:07:34 AM |
| UT-Longhorn | $25.00 | $25.00 | 9/24/2010 3:03:35 AM |
| balance2 | $25.00 | $25.00 | 9/24/2010 2:05:34 AM |
| Okeey | $25.00 | $25.00 | 9/24/2010 6:59:58 AM |
| orgy63 | $50.00 | $50.00 | 9/24/2010 4:32:35 AM |
| rescue | $50.00 | $50.00 | 9/24/2010 8:22:34 AM |
| credit-coach118 | $40.00 | $40.00 | 9/24/2010 8:23:20 AM |
| pakrbkr | $25.00 | $25.00 | 9/24/2010 8:24:15 AM |
| AnxiousAirman | $50.00 | $50.00 | 9/24/2010 8:24:45 AM |
| CleeClee | $50.00 | $50.00 | 9/24/2010 8:24:53 AM |
| mscomeaux | $25.00 | $25.00 | 9/24/2010 8:25:22 AM |
| cleared2land | $25.00 | $25.00 | 9/24/2010 8:25:26 AM |
| lowrate | $50.00 | $50.00 | 9/24/2010 8:25:46 AM |
| adama_48 | $50.00 | $50.00 | 9/24/2010 8:26:00 AM |
| guardlender | $25.00 | $25.00 | 9/24/2010 8:22:57 AM |
| anakinsolo | $25.00 | $25.00 | 9/24/2010 8:29:24 AM |
| reinforced-reward | $25.00 | $25.00 | 9/24/2010 8:29:37 AM |
| BlindProphet | $50.00 | $50.00 | 9/24/2010 8:24:16 AM |
| the-money-gargantuan | $25.00 | $25.00 | 9/24/2010 8:24:46 AM |
| sensible-trade | $57.76 | $57.76 | 9/24/2010 8:24:49 AM |
| red-trade-cologne | $50.00 | $50.00 | 9/24/2010 8:25:20 AM |
| liberty-destiny3 | $46.15 | $46.15 | 9/24/2010 8:25:35 AM |
| anyoi | $50.00 | $50.00 | 9/24/2010 8:26:01 AM |
| money-floret | $39.20 | $39.20 | 9/24/2010 8:26:38 AM |
| freesia54 | $25.00 | $25.00 | 9/24/2010 8:22:46 AM |
| sanjl79 | $25.00 | $25.00 | 9/24/2010 8:29:13 AM |
| lenderme | $25.00 | $25.00 | 9/24/2010 8:23:31 AM |
| johngaltline | $25.00 | $25.00 | 9/24/2010 8:29:18 AM |
| GatorsFan | $50.00 | $50.00 | 9/24/2010 8:24:13 AM |
| commerce-voyager | $25.00 | $25.00 | 9/24/2010 8:41:24 AM |
| JKEnterprises | $25.00 | $25.00 | 9/24/2010 8:24:46 AM |
| VBAces | $50.00 | $50.00 | 9/24/2010 8:25:21 AM |
| harty | $50.00 | $50.00 | 9/24/2010 8:25:29 AM |
| frankdelraza | $25.00 | $25.00 | 9/24/2010 8:26:22 AM |
| xphile | $25.00 | $25.00 | 9/24/2010 8:26:36 AM |
| virtualbank | $25.00 | $25.00 | 9/24/2010 8:29:21 AM |
| sunshine1121 | $25.00 | $25.00 | 9/24/2010 9:44:29 AM |
| currency-persimmon | $25.00 | $25.00 | 9/24/2010 9:08:49 AM |
| Marathoner | $25.00 | $25.00 | 9/24/2010 10:08:54 AM |
| Trevor_C | $25.00 | $25.00 | 9/24/2010 10:07:54 AM |
| dospapalotes | $25.00 | $25.00 | 9/24/2010 12:12:02 PM |
| fairwealth | $25.00 | $25.00 | 9/24/2010 10:24:47 AM |
| Natronpee | $25.00 | $25.00 | 9/24/2010 11:47:18 AM |
| llequire1 | $28.47 | $28.47 | 9/24/2010 11:00:03 AM |
| CARedBull | $100.00 | $100.00 | 9/24/2010 11:05:58 AM |
| mrbanker | $100.00 | $100.00 | 9/24/2010 12:52:09 PM |
| brainy-dedication | $25.00 | $25.00 | 9/24/2010 12:57:42 PM |
| bruin558 | $59.34 | $59.34 | 9/24/2010 12:12:13 PM |
| rokdim | $29.22 | $29.22 | 9/24/2010 11:52:17 AM |
| Castellan | $50.00 | $50.00 | 9/24/2010 1:17:42 PM |
| bmcg | $25.00 | $25.00 | 9/24/2010 12:58:35 PM |
| sajitk | $25.00 | $25.00 | 9/24/2010 12:12:14 PM |
| psturm | $25.00 | $25.00 | 9/24/2010 2:17:04 PM |
| NOLALEND | $25.00 | $25.00 | 9/24/2010 2:52:29 PM |
| bayareainv | $67.56 | $67.56 | 9/24/2010 2:53:44 PM |
| hopethisworks | $38.42 | $38.42 | 9/24/2010 2:54:18 PM |
| sst36 | $25.00 | $25.00 | 9/24/2010 2:58:51 PM |
| tsquared_030 | $41.18 | $41.18 | 9/24/2010 3:19:56 PM |
| chipperjohnson | $38.58 | $38.58 | 9/24/2010 3:20:52 PM |
| PaulW | $25.00 | $25.00 | 9/24/2010 3:29:13 PM |
| jrw | $100.00 | $100.00 | 9/24/2010 4:01:42 PM |
| arenangelchild | $50.00 | $50.00 | 9/24/2010 5:23:24 PM |
| payment-gusto | $25.00 | $25.00 | 9/24/2010 5:37:03 PM |
| Alittleluck | $25.00 | $25.00 | 9/24/2010 6:55:27 PM |
| jey6941 | $25.00 | $25.00 | 9/24/2010 6:27:02 PM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 9/24/2010 7:37:06 PM |
| SourDoughSteve | $25.00 | $25.00 | 9/25/2010 2:07:51 AM |
| MAJESTIC5 | $29.66 | $2.60 | 9/25/2010 2:27:34 AM |
| Bearls | $25.00 | $25.00 | 9/25/2010 1:37:39 AM |
| steely_dan34 | $25.00 | $25.00 | 9/25/2010 1:53:33 AM |
| GenerousGentleMan | $34.17 | $34.17 | 9/25/2010 2:05:53 AM |
| investment-network | $25.00 | $25.00 | 9/20/2010 2:37:15 PM |
| cebgop | $25.00 | $25.00 | 9/20/2010 2:37:25 PM |
| ray1051 | $75.00 | $75.00 | 9/20/2010 2:40:19 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 9/20/2010 2:40:30 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 9/20/2010 2:40:55 PM |
| F_Banks | $50.00 | $50.00 | 9/20/2010 2:41:02 PM |
| MadHun | $100.00 | $100.00 | 9/20/2010 2:41:05 PM |
| important-ore | $50.00 | $50.00 | 9/20/2010 2:41:24 PM |
| understanding-marketplace | $50.00 | $50.00 | 9/20/2010 2:41:29 PM |
| kanakakm | $50.00 | $50.00 | 9/20/2010 2:41:48 PM |
| Weaverville | $50.00 | $50.00 | 9/20/2010 2:36:04 PM |
| GElender | $100.00 | $100.00 | 9/20/2010 2:42:41 PM |
| DukSerduk | $25.00 | $25.00 | 9/20/2010 2:37:10 PM |
| marketplace-cello5 | $50.00 | $50.00 | 9/20/2010 2:45:06 PM |
| MarinLoans | $25.00 | $25.00 | 9/20/2010 2:44:48 PM |
| damage | $25.00 | $25.00 | 9/20/2010 2:44:52 PM |
| magical-greenback | $50.00 | $50.00 | 9/20/2010 2:45:45 PM |
| gold-commander0 | $50.00 | $50.00 | 9/20/2010 2:40:51 PM |
| kulender | $25.00 | $25.00 | 9/20/2010 2:45:55 PM |
| yukongin | $50.00 | $50.00 | 9/20/2010 2:46:24 PM |
| eyal0 | $25.00 | $25.00 | 9/20/2010 2:40:58 PM |
| ichibon | $150.00 | $150.00 | 9/20/2010 2:41:09 PM |
| duty-windmill | $25.00 | $25.00 | 9/20/2010 2:41:45 PM |
| Archchancellor | $50.00 | $50.00 | 9/20/2010 2:48:10 PM |
| museic1 | $25.00 | $25.00 | 9/20/2010 2:48:27 PM |
| delicious-social132 | $50.00 | $50.00 | 9/20/2010 2:48:31 PM |
| SDNLR | $25.00 | $25.00 | 9/20/2010 2:48:41 PM |
| auction-sage | $25.00 | $25.00 | 9/20/2010 2:51:31 PM |
| generous-deal6 | $50.00 | $50.00 | 9/20/2010 2:45:31 PM |
| acropiloterau2002 | $25.00 | $25.00 | 9/20/2010 2:52:17 PM |
| FlexFunding | $50.00 | $50.00 | 9/20/2010 2:46:28 PM |
| RandyL3 | $25.00 | $25.00 | 9/20/2010 2:53:27 PM |
| gzeo | $25.00 | $25.00 | 9/20/2010 2:53:50 PM |
| helpishere777 | $25.00 | $25.00 | 9/20/2010 2:54:14 PM |
| loanfairy | $25.00 | $25.00 | 9/20/2010 2:54:38 PM |
| ethical-point | $50.00 | $50.00 | 9/20/2010 2:49:29 PM |
| well-rounded-dinero | $100.00 | $100.00 | 9/20/2010 2:52:47 PM |
| IIP77 | $25.00 | $25.00 | 9/20/2010 3:21:03 PM |
| newest-sensible-hope | $50.00 | $50.00 | 9/20/2010 2:54:22 PM |
| life-is-great | $44.36 | $44.36 | 9/20/2010 4:38:34 PM |
| value-pouch | $50.00 | $50.00 | 9/20/2010 4:44:28 PM |
| penny-plato | $25.00 | $25.00 | 9/20/2010 4:49:09 PM |
| kmwvma | $25.00 | $25.00 | 9/20/2010 4:59:19 PM |
| hottogo456 | $50.00 | $50.00 | 9/20/2010 8:29:44 PM |
| kochan123 | $44.36 | $44.36 | 9/20/2010 8:44:26 PM |
| 4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 9/20/2010 9:13:59 PM |
| wormdc | $25.00 | $25.00 | 9/20/2010 11:59:54 PM |
| japper2353 | $25.00 | $25.00 | 9/21/2010 2:24:28 AM |
| brutusbone | $50.00 | $50.00 | 9/21/2010 5:04:13 AM |
| djh47a | $25.00 | $25.00 | 9/20/2010 11:59:43 PM |
| ramsumana | $25.00 | $25.00 | 9/21/2010 5:19:33 AM |
| CASHGIRL | $25.00 | $25.00 | 9/20/2010 11:37:27 PM |
| integrity-onator1 | $25.00 | $25.00 | 9/21/2010 6:24:34 AM |
| bountiful-durability | $25.34 | $25.34 | 9/21/2010 12:17:23 AM |
| nosualcneas | $25.00 | $25.00 | 9/21/2010 6:34:06 AM |
| Live-Joy | $50.00 | $50.00 | 9/21/2010 5:48:26 AM |
| blissful-note7 | $25.00 | $25.00 | 9/21/2010 8:03:13 AM |
| point-shooter | $50.00 | $50.00 | 9/21/2010 8:28:22 AM |
| Phantom99 | $25.00 | $25.00 | 9/21/2010 8:49:09 AM |
| cachecrew | $50.00 | $50.00 | 9/21/2010 9:34:48 AM |
| KeepOnRunning | $50.00 | $50.00 | 9/21/2010 9:35:03 AM |
| GrommetPosse | $50.00 | $50.00 | 9/21/2010 10:39:03 AM |
| tender-integrity3 | $50.00 | $50.00 | 9/21/2010 10:43:14 AM |
| deal-frontier | $41.12 | $41.12 | 9/21/2010 9:44:13 AM |
| trade-freshmaker | $50.00 | $50.00 | 9/21/2010 10:53:47 AM |
| JTHarris | $25.00 | $25.00 | 9/21/2010 1:10:35 PM |
| RMB-Investments | $50.00 | $50.00 | 9/21/2010 11:30:02 AM |
| andymax | $50.00 | $50.00 | 9/21/2010 1:48:34 PM |
| burgeoning-silver | $25.00 | $25.00 | 9/21/2010 11:54:30 AM |
| stable-money | $25.00 | $25.00 | 9/21/2010 2:19:46 PM |
| hookUup | $25.00 | $25.00 | 9/21/2010 2:57:37 PM |
| bazaar-nirvana | $50.00 | $50.00 | 9/21/2010 3:28:37 PM |
| neighborly-hope6 | $50.00 | $50.00 | 9/21/2010 4:49:46 PM |
| lloyd_s | $25.00 | $25.00 | 9/21/2010 4:48:54 PM |
| miamiwill | $50.00 | $50.00 | 9/21/2010 6:03:14 PM |
| mistertao | $25.00 | $25.00 | 9/21/2010 9:03:12 PM |
| authoritative-capital | $25.00 | $25.00 | 9/22/2010 1:18:27 AM |
| MN_Lender | $50.00 | $50.00 | 9/22/2010 5:24:40 AM |
| tekkie2412 | $33.58 | $33.58 | 9/22/2010 1:04:29 AM |
| thoughtful-community7 | $25.00 | $25.00 | 9/22/2010 7:53:22 AM |
| cloud8 | $34.60 | $34.60 | 9/22/2010 1:22:14 AM |
| five-star-responsibility0 | $50.00 | $50.00 | 9/22/2010 7:53:15 AM |
| orange-truth-pole | $38.86 | $38.86 | 9/22/2010 10:53:39 AM |
| samo102us | $25.00 | $25.00 | 9/22/2010 10:33:11 AM |
| visionary-currency | $100.00 | $100.00 | 9/22/2010 11:30:23 AM |
| generosity-giraffe0 | $25.00 | $25.00 | 9/22/2010 12:23:49 PM |
| DadWarbucks | $25.00 | $25.00 | 9/22/2010 2:58:56 PM |
| Sixmil | $25.00 | $25.00 | 9/22/2010 3:42:59 PM |
| Tai | $25.00 | $25.00 | 9/22/2010 3:44:00 PM |
| ijspence | $50.00 | $50.00 | 9/22/2010 3:16:25 PM |
| wise-dedicated-power | $50.00 | $50.00 | 9/22/2010 3:42:44 PM |
| 6moonbeams | $100.00 | $100.00 | 9/22/2010 5:48:42 PM |
| KiwiElf | $40.00 | $40.00 | 9/22/2010 3:45:01 PM |
| HUMPTIDUMPTI | $50.00 | $50.00 | 9/22/2010 6:39:54 PM |
| stensonb | $25.00 | $25.00 | 9/22/2010 11:02:47 PM |
| Walden2007 | $25.00 | $25.00 | 9/22/2010 8:13:16 PM |
| Mantis75 | $25.00 | $25.00 | 9/23/2010 6:45:14 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 9/22/2010 11:12:23 PM |
| Katburg | $33.63 | $33.63 | 9/22/2010 11:14:00 PM |
| windfall46 | $25.00 | $25.00 | 9/22/2010 11:27:40 PM |
| Guiren | $100.00 | $100.00 | 9/22/2010 11:54:27 PM |
| Searlzy | $25.00 | $25.00 | 9/23/2010 9:35:21 AM |
| Philkent | $50.00 | $50.00 | 9/23/2010 9:35:01 AM |
| adhawan325 | $25.00 | $25.00 | 9/23/2010 9:35:09 AM |
| dollardave | $100.00 | $100.00 | 9/23/2010 9:24:03 AM |
| dajen1 | $25.00 | $25.00 | 9/23/2010 1:47:53 PM |
| Cai8899 | $67.07 | $67.07 | 9/23/2010 4:15:59 PM |
| jblack01 | $25.00 | $25.00 | 9/23/2010 4:16:09 PM |
| courteous-fund9 | $50.00 | $50.00 | 9/23/2010 5:18:22 PM |
| investment-star | $200.00 | $200.00 | 9/23/2010 9:58:18 PM |
| latestone | $25.00 | $25.00 | 9/24/2010 1:58:34 AM |
| Herb191 | $25.00 | $25.00 | 9/24/2010 6:22:27 AM |
| musicmaker29 | $150.00 | $150.00 | 9/24/2010 5:31:21 AM |
| Captain88 | $25.00 | $25.00 | 9/24/2010 6:32:24 AM |
| WilliamLeeSims | $25.00 | $25.00 | 9/24/2010 8:23:00 AM |
| diligent-leverage | $25.00 | $25.00 | 9/24/2010 8:23:06 AM |
| community-pipeline8 | $50.00 | $50.00 | 9/24/2010 6:58:36 AM |
| dpfl55 | $25.00 | $25.00 | 9/24/2010 6:59:44 AM |
| successful-wealth7 | $25.00 | $25.00 | 9/24/2010 8:24:14 AM |
| CaptainBlueberry | $25.00 | $25.00 | 9/24/2010 8:25:30 AM |
| rakstar | $50.00 | $50.00 | 9/24/2010 8:26:03 AM |
| HunterSix | $25.00 | $25.00 | 9/24/2010 8:26:28 AM |
| BiggestG | $25.00 | $25.00 | 9/24/2010 8:29:02 AM |
| ChicoBob | $50.00 | $50.00 | 9/24/2010 8:29:26 AM |
| Floridagirl | $50.00 | $50.00 | 9/24/2010 8:24:11 AM |
| lagnisiruk | $25.00 | $25.00 | 9/24/2010 8:24:48 AM |
| js60l | $25.00 | $25.00 | 9/24/2010 8:25:14 AM |
| Westerly | $50.00 | $50.00 | 9/24/2010 8:25:25 AM |
| stoopidnoodle | $25.00 | $25.00 | 9/24/2010 8:25:30 AM |
| revmax | $25.00 | $25.00 | 9/24/2010 8:26:00 AM |
| rcr549 | $25.00 | $25.00 | 9/24/2010 8:22:27 AM |
| nhm | $47.68 | $47.68 | 9/24/2010 8:26:33 AM |
| 1fortheroad | $25.00 | $25.00 | 9/24/2010 8:29:10 AM |
| nofreelunch | $25.00 | $25.00 | 9/24/2010 8:29:16 AM |
| the-financier814 | $25.00 | $25.00 | 9/24/2010 8:29:33 AM |
| PrimeTimeGadgets | $25.00 | $25.00 | 9/24/2010 8:24:13 AM |
| Tasmir | $25.00 | $25.00 | 9/24/2010 8:25:26 AM |
| dollars4debts | $25.00 | $25.00 | 9/24/2010 9:33:16 AM |
| alexstar | $25.00 | $25.00 | 9/24/2010 8:26:02 AM |
| skillful-diversification2 | $25.00 | $25.00 | 9/24/2010 8:26:50 AM |
| revenue-officer36 | $100.00 | $100.00 | 9/24/2010 9:43:50 AM |
| degster | $25.00 | $25.00 | 9/24/2010 8:29:42 AM |
| forthright-trade | $50.00 | $50.00 | 9/24/2010 10:12:20 AM |
| dignified-funds7 | $25.00 | $25.00 | 9/24/2010 9:43:52 AM |
| budyzr | $50.00 | $50.00 | 9/24/2010 9:47:24 AM |
| calkidd05 | $25.00 | $25.00 | 9/24/2010 9:57:56 AM |
| ElChico124 | $25.00 | $25.00 | 9/24/2010 11:07:03 AM |
| buckeye55 | $25.00 | $25.00 | 9/24/2010 12:12:16 PM |
| tolstoy00 | $25.00 | $25.00 | 9/24/2010 12:12:17 PM |
| mlbox3k | $50.00 | $50.00 | 9/24/2010 12:37:15 PM |
| TennSquire | $25.00 | $25.00 | 9/24/2010 1:07:27 PM |
| Avala | $100.00 | $100.00 | 9/24/2010 1:30:16 PM |
| pubnat | $25.00 | $25.00 | 9/24/2010 2:54:20 PM |
| socal-lender | $25.00 | $25.00 | 9/24/2010 2:59:03 PM |
| TheColoradoDon | $25.00 | $25.00 | 9/24/2010 2:56:14 PM |
| MO_Investor | $25.00 | $25.00 | 9/24/2010 3:19:03 PM |
| Shockem923 | $25.00 | $25.00 | 9/24/2010 3:20:50 PM |
| HappyHelpingLender | $44.86 | $44.86 | 9/24/2010 3:19:43 PM |
| flexiboy35 | $25.00 | $25.00 | 9/24/2010 3:20:23 PM |
| Plotinus | $50.00 | $50.00 | 9/24/2010 3:20:49 PM |
| aasx1108 | $25.00 | $25.00 | 9/24/2010 3:25:27 PM |
| cheng | $25.00 | $25.00 | 9/24/2010 3:24:05 PM |
| kalex752 | $36.63 | $36.63 | 9/24/2010 3:24:54 PM |
| rulender | $50.00 | $50.00 | 9/24/2010 3:24:53 PM |
| tucksta | $25.00 | $25.00 | 9/24/2010 3:26:46 PM |
| jts | $25.00 | $25.00 | 9/24/2010 4:32:13 PM |
| kleinbrak | $25.00 | $25.00 | 9/24/2010 5:49:00 PM |
| lifegrowth | $25.00 | $25.00 | 9/24/2010 6:37:58 PM |
| Vreet | $50.00 | $50.00 | 9/24/2010 6:07:28 PM |
| Aimvest | $25.00 | $25.00 | 9/24/2010 10:59:32 PM |
| newgroom422 | $25.00 | $25.00 | 9/25/2010 1:12:07 AM |
| SkiNZ | $25.00 | $25.00 | 9/25/2010 1:55:35 AM |
| diversification-pilot | $25.00 | $25.00 | 9/24/2010 9:17:54 PM |
| pbeach05 | $25.00 | $25.00 | 9/25/2010 2:19:02 AM |
| wampum-reaction2 | $50.00 | $50.00 | 9/25/2010 12:49:24 AM |
| baci99 | $25.00 | $25.00 | 9/25/2010 2:27:32 AM |
| zyztemboy | $25.00 | $25.00 | 9/25/2010 2:03:57 AM |
| kayden | $25.00 | $25.00 | 9/25/2010 2:19:14 AM |
| 351 bids
|
Borrower Payment Dependent Notes Series
476615
This series of Notes was issued and sold upon the funding of the borrower loan #44663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-22-2010 |
| |
Auction end date:
| Sep-29-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $369.85 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $369.85 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 760-779 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,937 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| herefishy |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I want to improve my credit score!
Purpose of loan:
This loan will be used to completely pay off current credit cards with a higher interest and have just one payment that will be payed off no later than the 3-year period.
My financial situation:
I am a good candidate for this loan because... look above, I have no delunquencies, I am a home owner, I have 10+ years of credit experience, My income is very stable. The reason I'm showing as a "d" score is because I just purchased my house a little over a year ago and it claims that I don't have enough experience. I am a former prosper lendor so I realize how important it is to get your payments (and how exciting it is too) and I also know how it feels when one of your loans default. This will not happen, I'll screw myself worse than the credit card companies ever will. Plus the interest goes to several lenders, not just one company, therefore helping the economy!
Monthly net income: $ 3500-4000/mo
Monthly expenses: $
??Housing: $ 0 - My?s/o pays the mortgage.
??Insurance: $ 60/mo
??Car expenses: $ 426
??Utilities: $?130
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300 (rough estimated average)
??Clothing, household expenses $ <100
??Credit cards and other loans: $ 500+ - I like to pay as much as possible and as quickly as possible.
??Other expenses: $ <100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your occupation? - RecoveryLender
A:
Lead Courier/International Customs Coordinator
(Sep-29-2010)
Q:
WHAT ARE THE HIGHER INTEREST DEBTS? LIST THEM AND THIER INTEREST RATES. - beakerfish
A:
Two Credit Cards, both with balance above 4k, APR above 28.8%/29.4
(Sep-29-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $100.00 | $100.00 | 9/22/2010 9:40:41 AM |
| top-courteous-peso | $50.00 | $50.00 | 9/22/2010 9:40:59 AM |
| handshake5 | $25.00 | $25.00 | 9/22/2010 9:41:34 AM |
| AlexTrep | $25.00 | $25.00 | 9/22/2010 9:43:57 AM |
| simplelender80 | $250.00 | $250.00 | 9/22/2010 9:42:35 AM |
| dynrep | $25.00 | $25.00 | 9/22/2010 9:43:05 AM |
| tech310 | $50.00 | $50.00 | 9/22/2010 9:43:38 AM |
| agiovasil | $25.00 | $25.00 | 9/22/2010 9:54:07 AM |
| AF-Chief | $25.00 | $25.00 | 9/24/2010 7:32:34 AM |
| rescue | $100.00 | $100.00 | 9/24/2010 12:59:28 PM |
| cognizant-rate732 | $43.24 | $43.24 | 9/24/2010 3:29:59 PM |
| a-bountiful-trade | $25.00 | $25.00 | 9/24/2010 3:59:33 PM |
| bountiful-durability | $100.00 | $100.00 | 9/26/2010 10:00:02 AM |
| ferocious-exchange3 | $50.00 | $50.00 | 9/26/2010 6:17:08 PM |
| important-openness1 | $100.00 | $100.00 | 9/26/2010 7:57:14 PM |
| felicity-daydream | $25.00 | $25.00 | 9/27/2010 2:13:35 PM |
| GElender | $25.00 | $25.00 | 9/27/2010 3:03:05 PM |
| Jloaner | $100.00 | $100.00 | 9/27/2010 3:04:36 PM |
| mla | $25.00 | $25.00 | 9/27/2010 3:04:26 PM |
| reward-adventure | $30.00 | $30.00 | 9/27/2010 3:58:47 PM |
| momoney2lend | $25.00 | $25.00 | 9/27/2010 3:59:46 PM |
| generous-deal6 | $25.00 | $25.00 | 9/27/2010 3:57:13 PM |
| pfh | $25.00 | $25.00 | 9/27/2010 3:59:10 PM |
| new-social-economist | $80.00 | $80.00 | 9/27/2010 3:58:09 PM |
| Ducatiman1978 | $25.00 | $25.00 | 9/27/2010 4:15:14 PM |
| the-silver-blaster | $50.00 | $50.00 | 9/27/2010 7:28:12 PM |
| PatRichi | $25.00 | $25.00 | 9/28/2010 12:19:56 AM |
| RMB-Investments | $50.00 | $50.00 | 9/28/2010 3:29:31 AM |
| enthralling-deal180 | $25.00 | $25.00 | 9/28/2010 3:29:08 AM |
| radiant-loan5 | $200.00 | $200.00 | 9/28/2010 3:29:14 AM |
| JustMee | $25.00 | $25.00 | 9/28/2010 6:30:33 AM |
| melsab | $50.00 | $50.00 | 9/28/2010 8:01:33 AM |
| larrybird | $150.00 | $150.00 | 9/28/2010 8:57:18 AM |
| finance-magma7 | $25.00 | $25.00 | 9/28/2010 9:22:10 AM |
| kegs | $100.00 | $100.00 | 9/28/2010 9:04:07 AM |
| oath163 | $50.00 | $50.00 | 9/28/2010 1:40:57 PM |
| power-secret-agent | $25.00 | $25.00 | 9/28/2010 3:25:31 PM |
| missing-link | $25.00 | $25.00 | 9/28/2010 3:27:01 PM |
| leverage-hawk | $25.00 | $25.00 | 9/28/2010 3:27:52 PM |
| inspiring-reward | $100.00 | $100.00 | 9/28/2010 3:29:26 PM |
| witty-openness | $25.00 | $25.00 | 9/28/2010 3:29:34 PM |
| jono9999 | $47.57 | $47.57 | 9/28/2010 3:30:01 PM |
| EBITDA | $25.00 | $25.00 | 9/28/2010 2:43:55 PM |
| power-secret-agent | $25.00 | $25.00 | 9/28/2010 3:25:54 PM |
| noble-revenue | $100.00 | $100.00 | 9/28/2010 3:29:31 PM |
| CC911 | $25.00 | $25.00 | 9/28/2010 3:29:41 PM |
| red-favorable-basis | $25.00 | $25.00 | 9/28/2010 3:27:08 PM |
| Whipster | $75.00 | $75.00 | 9/28/2010 3:29:57 PM |
| Dowanhill | $50.00 | $50.00 | 9/28/2010 3:31:42 PM |
| Cybercusp | $25.00 | $25.00 | 9/28/2010 3:31:50 PM |
| b2m80s | $25.00 | $25.00 | 9/28/2010 3:32:10 PM |
| credit-birch | $50.00 | $50.00 | 9/28/2010 6:43:38 PM |
| deepblue34 | $25.00 | $25.00 | 9/28/2010 6:42:42 PM |
| ralf206 | $25.00 | $25.00 | 9/28/2010 7:20:43 PM |
| Bob450 | $30.00 | $30.00 | 9/28/2010 10:23:58 PM |
| realestate6606 | $100.00 | $100.00 | 9/29/2010 7:00:09 AM |
| Leshan | $100.00 | $100.00 | 9/29/2010 8:11:53 AM |
| Shanester | $25.00 | $25.00 | 9/29/2010 8:19:07 AM |
| houli123 | $1,500.00 | $1,500.00 | 9/29/2010 1:23:23 AM |
| kindness-venture1 | $45.00 | $45.00 | 9/29/2010 3:51:56 AM |
| golffish2 | $100.00 | $100.00 | 9/29/2010 5:48:43 AM |
| rainorshine47 | $50.00 | $50.00 | 9/29/2010 6:24:16 AM |
| Ast24 | $25.00 | $25.00 | 9/29/2010 6:43:13 AM |
| trumpeter5 | $50.00 | $50.00 | 9/29/2010 9:30:30 AM |
| bill-expert | $50.00 | $50.00 | 9/29/2010 9:34:24 AM |
| dough-hammock | $25.00 | $25.00 | 9/29/2010 7:20:30 AM |
| justasoldier | $25.00 | $25.00 | 9/29/2010 8:13:35 AM |
| jybank | $50.00 | $50.00 | 9/29/2010 9:14:08 AM |
| squarebob | $25.00 | $25.00 | 9/29/2010 9:32:31 AM |
| RecoveryLender | $25.00 | $25.00 | 9/29/2010 9:33:15 AM |
| Nerdster1 | $25.01 | $25.01 | 9/29/2010 9:34:09 AM |
| Comoparklender | $25.00 | $25.00 | 9/22/2010 9:40:30 AM |
| 6moonbeams | $25.00 | $25.00 | 9/22/2010 9:41:51 AM |
| villagers | $50.00 | $50.00 | 9/22/2010 3:02:10 PM |
| bid-czar8 | $100.00 | $100.00 | 9/22/2010 4:44:30 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 9/22/2010 3:14:31 PM |
| musegaze | $100.00 | $100.00 | 9/22/2010 4:44:25 PM |
| frogperson | $250.00 | $250.00 | 9/23/2010 9:37:00 AM |
| FinDoc | $25.00 | $25.00 | 9/23/2010 8:23:23 PM |
| asiaratt | $50.00 | $50.00 | 9/24/2010 7:33:40 AM |
| ingenious-deal6 | $25.00 | $25.00 | 9/24/2010 12:05:58 PM |
| 108lender | $100.00 | $100.00 | 9/25/2010 10:54:22 AM |
| bill-mushroom | $25.00 | $25.00 | 9/26/2010 6:32:00 PM |
| papaloha | $25.00 | $25.00 | 9/27/2010 12:22:19 AM |
| gold-channel2 | $42.66 | $42.66 | 9/27/2010 8:23:51 AM |
| b-rent | $25.00 | $25.00 | 9/27/2010 2:50:49 PM |
| JohnSmallberries | $25.00 | $25.00 | 9/27/2010 2:49:05 PM |
| inforapenny | $50.00 | $50.00 | 9/27/2010 2:57:12 PM |
| jubilant-auction5 | $25.00 | $25.00 | 9/27/2010 3:04:29 PM |
| Speculator | $50.00 | $50.00 | 9/27/2010 3:02:54 PM |
| BeanCownter | $25.00 | $25.00 | 9/27/2010 3:58:23 PM |
| fairness-kayak | $25.00 | $25.00 | 9/27/2010 3:57:25 PM |
| burrito6 | $25.00 | $25.00 | 9/27/2010 3:59:01 PM |
| helping-out | $44.50 | $44.50 | 9/27/2010 4:15:09 PM |
| mtquan | $25.00 | $25.00 | 9/27/2010 4:23:23 PM |
| treasure-bliss | $50.00 | $50.00 | 9/27/2010 9:23:52 PM |
| psa1995 | $25.00 | $25.00 | 9/27/2010 8:37:37 PM |
| lcole32 | $25.00 | $25.00 | 9/28/2010 4:22:05 AM |
| mercuriant | $25.00 | $25.00 | 9/28/2010 12:04:51 AM |
| airrbob | $41.82 | $41.82 | 9/28/2010 2:02:29 AM |
| life-is-great | $50.00 | $50.00 | 9/28/2010 5:47:35 AM |
| SolarMoonshine | $25.00 | $25.00 | 9/28/2010 3:49:07 AM |
| a-power-amigo | $25.00 | $25.00 | 9/28/2010 6:38:56 AM |
| richboy56 | $25.00 | $25.00 | 9/28/2010 8:23:44 AM |
| orange-preeminant-bill | $35.54 | $35.54 | 9/28/2010 6:14:12 AM |
| well-rounded-dinero | $100.00 | $100.00 | 9/28/2010 8:17:47 AM |
| reflective-rupee | $500.00 | $500.00 | 9/28/2010 11:58:51 AM |
| well-mannered-income3 | $150.00 | $150.00 | 9/28/2010 12:25:38 PM |
| Melrosian | $75.00 | $75.00 | 9/28/2010 12:48:20 PM |
| head | $25.00 | $25.00 | 9/28/2010 2:44:11 PM |
| calinno2 | $50.00 | $50.00 | 9/28/2010 3:28:01 PM |
| economy-producer | $25.00 | $25.00 | 9/28/2010 3:29:24 PM |
| investment-star | $50.00 | $50.00 | 9/28/2010 3:29:36 PM |
| Rdodson11 | $25.00 | $25.00 | 9/28/2010 3:30:17 PM |
| social-conductor4 | $25.00 | $25.00 | 9/28/2010 3:30:39 PM |
| jlr613 | $50.00 | $50.00 | 9/28/2010 3:24:30 PM |
| the-determined-value | $25.00 | $25.00 | 9/28/2010 3:31:28 PM |
| karpman3 | $50.00 | $50.00 | 9/28/2010 3:27:59 PM |
| finance_mba | $25.00 | $25.00 | 9/28/2010 3:28:08 PM |
| on_your_side | $25.00 | $25.00 | 9/28/2010 3:27:15 PM |
| friendly-credit2 | $25.00 | $25.00 | 9/28/2010 3:30:33 PM |
| astute-dollar | $50.00 | $50.00 | 9/28/2010 3:31:31 PM |
| worthy-bid8 | $25.00 | $25.00 | 9/28/2010 3:32:06 PM |
| jonbozeman | $25.00 | $25.00 | 9/28/2010 3:30:27 PM |
| KiwiElf | $30.00 | $30.00 | 9/28/2010 3:31:36 PM |
| Ocean713 | $50.00 | $3.72 | 9/28/2010 3:32:27 PM |
| squarebob | $100.00 | $100.00 | 9/28/2010 7:28:24 PM |
| SFBank | $300.00 | $300.00 | 9/28/2010 6:36:54 PM |
| Cambium | $30.00 | $30.00 | 9/29/2010 4:20:25 AM |
| Skokdog23 | $75.94 | $75.94 | 9/28/2010 10:43:05 PM |
| manatee21 | $70.00 | $70.00 | 9/29/2010 7:14:02 AM |
| favorite-commerce | $100.00 | $100.00 | 9/29/2010 7:27:09 AM |
| Katieo | $25.00 | $25.00 | 9/28/2010 10:58:07 PM |
| dws2380 | $25.00 | $25.00 | 9/28/2010 11:54:15 PM |
| curveylady | $25.00 | $25.00 | 9/29/2010 3:15:30 AM |
| umfan123 | $25.00 | $25.00 | 9/29/2010 6:07:27 AM |
| FinanceEngine | $25.00 | $25.00 | 9/29/2010 9:26:47 AM |
| wwwUniversal | $25.00 | $25.00 | 9/29/2010 7:37:13 AM |
| johnk317 | $25.00 | $25.00 | 9/29/2010 8:24:06 AM |
| sdcc72 | $25.00 | $25.00 | 9/29/2010 8:58:33 AM |
| bsmtloan | $75.00 | $75.00 | 9/29/2010 8:39:50 AM |
| 141 bids
|
Borrower Payment Dependent Notes Series
476945
This series of Notes was issued and sold upon the funding of the borrower loan #44682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-24-2010 |
| |
Auction end date:
| Sep-26-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $164.38 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $164.38 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 20y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,631 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| the-ecstatic-principal |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit cards to just 1 payment.
My financial situation:
I am a good candidate for this loan because I pay my bills. Always, and on time. You'll notice that I've closed my credit card accounts so you don't have to worry about?my debt getting?higher. If I get this loan, I'll be on easy street, payment wise!
Monthly net income: $ 4170
Monthly expenses: THESE EXPENSES ARE SHARED WITH MY WIFE:?
??Housing: $?1100
??Insurance: $ 100
??Car expenses: $350
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 600+
??Other expenses: $ 200+
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $100.00 | $100.00 | 9/24/2010 2:34:05 PM |
| AlexTrep | $25.00 | $25.00 | 9/24/2010 2:35:44 PM |
| 6moonbeams | $25.00 | $25.00 | 9/24/2010 2:36:06 PM |
| agiovasil | $25.00 | $25.00 | 9/24/2010 2:36:55 PM |
| 87Marc | $25.00 | $25.00 | 9/24/2010 3:26:35 PM |
| papaloha | $25.00 | $25.00 | 9/24/2010 3:26:22 PM |
| bountiful-durability | $100.00 | $100.00 | 9/24/2010 3:26:25 PM |
| rescue | $100.00 | $100.00 | 9/24/2010 3:26:19 PM |
| cloud8 | $25.00 | $25.00 | 9/24/2010 3:28:22 PM |
| czar3 | $40.00 | $40.00 | 9/24/2010 3:32:43 PM |
| villagers | $25.00 | $25.00 | 9/24/2010 3:32:54 PM |
| danthemon35 | $25.00 | $25.00 | 9/24/2010 3:32:28 PM |
| Medic05 | $25.00 | $25.00 | 9/24/2010 3:44:35 PM |
| elegant-bonus | $25.00 | $25.00 | 9/24/2010 3:33:02 PM |
| mercuriant | $25.00 | $25.00 | 9/24/2010 3:44:56 PM |
| dollardave | $100.00 | $100.00 | 9/24/2010 4:48:24 PM |
| Kreditorium | $25.00 | $25.00 | 9/24/2010 4:52:48 PM |
| Jonb6919 | $25.00 | $25.00 | 9/24/2010 4:52:53 PM |
| fantastic-deal5 | $100.00 | $100.00 | 9/24/2010 5:01:20 PM |
| r0b3m4n | $25.00 | $25.00 | 9/24/2010 4:52:49 PM |
| Vreet | $25.00 | $25.00 | 9/24/2010 6:07:19 PM |
| steely_dan34 | $25.00 | $25.00 | 9/24/2010 6:02:02 PM |
| tkr2 | $25.00 | $25.00 | 9/24/2010 11:13:57 PM |
| nybanker85 | $32.33 | $32.33 | 9/25/2010 1:55:43 AM |
| drg6289 | $25.00 | $25.00 | 9/24/2010 9:08:16 PM |
| point-shooter | $50.00 | $50.00 | 9/24/2010 11:13:59 PM |
| Craig_B | $30.00 | $30.00 | 9/24/2010 11:13:58 PM |
| HHP | $25.00 | $25.00 | 9/25/2010 2:29:50 AM |
| JGB | $53.96 | $53.96 | 9/25/2010 2:47:51 AM |
| MylesNH | $27.50 | $27.50 | 9/25/2010 2:49:27 AM |
| ahalls | $25.00 | $25.00 | 9/25/2010 3:52:22 AM |
| uncleharold | $25.00 | $25.00 | 9/25/2010 2:48:00 AM |
| worth-arch | $25.00 | $25.00 | 9/25/2010 3:08:25 AM |
| truth-magician1 | $100.00 | $100.00 | 9/25/2010 10:20:50 AM |
| Interstate_Rate | $250.00 | $250.00 | 9/25/2010 10:47:32 AM |
| EBITDA | $25.00 | $25.00 | 9/25/2010 11:28:23 AM |
| desertoasis | $25.00 | $25.00 | 9/25/2010 12:02:01 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/25/2010 1:14:21 PM |
| soulful-truth | $25.00 | $25.00 | 9/25/2010 12:42:36 PM |
| frogperson | $200.00 | $200.00 | 9/25/2010 12:44:01 PM |
| Cai8899 | $50.00 | $50.00 | 9/25/2010 12:47:57 PM |
| heatherwood | $50.00 | $50.00 | 9/25/2010 3:53:13 PM |
| kidsskipp | $50.00 | $50.00 | 9/25/2010 5:52:18 PM |
| SqueezeKing | $25.00 | $25.00 | 9/25/2010 10:50:46 PM |
| statenisland51 | $25.00 | $25.00 | 9/26/2010 9:15:12 AM |
| AF-Chief | $25.00 | $25.00 | 9/24/2010 2:37:54 PM |
| handshake5 | $100.00 | $100.00 | 9/24/2010 2:36:25 PM |
| sfmf | $25.00 | $25.00 | 9/24/2010 2:38:06 PM |
| bid-czar8 | $25.00 | $25.00 | 9/24/2010 2:37:32 PM |
| tech310 | $50.00 | $50.00 | 9/24/2010 3:02:21 PM |
| seisen | $100.00 | $100.00 | 9/24/2010 3:26:50 PM |
| Comoparklender | $25.00 | $25.00 | 9/24/2010 3:24:59 PM |
| inspiring-reward | $150.00 | $150.00 | 9/24/2010 3:29:07 PM |
| greenback-amplifier | $25.00 | $25.00 | 9/24/2010 3:28:19 PM |
| finance-prescription | $50.00 | $50.00 | 9/24/2010 3:28:23 PM |
| happyaric | $50.00 | $50.00 | 9/24/2010 3:28:26 PM |
| money-bauble | $50.00 | $50.00 | 9/24/2010 3:30:43 PM |
| Wellman | $100.00 | $100.00 | 9/24/2010 3:32:45 PM |
| treasure-bliss | $100.00 | $100.00 | 9/24/2010 3:29:43 PM |
| lloyd_s | $25.00 | $25.00 | 9/24/2010 3:30:00 PM |
| patriot897 | $25.00 | $25.00 | 9/24/2010 3:32:34 PM |
| janus_god | $25.00 | $25.00 | 9/24/2010 3:32:38 PM |
| elegant-loot | $25.00 | $25.00 | 9/24/2010 3:32:42 PM |
| Rattlehead | $25.00 | $25.00 | 9/24/2010 3:33:14 PM |
| a-bountiful-trade | $25.00 | $25.00 | 9/24/2010 4:00:24 PM |
| DeutscheBank | $25.00 | $25.00 | 9/24/2010 4:52:50 PM |
| penny-plato | $25.00 | $25.00 | 9/24/2010 4:19:15 PM |
| upright-asset2 | $25.00 | $25.00 | 9/24/2010 4:52:15 PM |
| Helenska11 | $50.00 | $50.00 | 9/24/2010 7:10:30 PM |
| calsig1363 | $25.00 | $25.00 | 9/24/2010 4:52:50 PM |
| jlr613 | $27.16 | $27.16 | 9/24/2010 5:32:56 PM |
| currency-sergeant | $25.00 | $25.00 | 9/24/2010 5:52:24 PM |
| oneforthemoney | $50.00 | $50.00 | 9/24/2010 11:14:00 PM |
| skybolt4 | $25.00 | $25.00 | 9/25/2010 2:09:13 AM |
| supreme-hope | $25.00 | $25.00 | 9/24/2010 11:13:55 PM |
| Whipster | $50.00 | $50.00 | 9/24/2010 11:14:02 PM |
| nletunic | $50.00 | $50.00 | 9/25/2010 12:00:44 AM |
| apostle901 | $25.00 | $25.00 | 9/25/2010 2:43:29 AM |
| dedicated-diversification5 | $40.42 | $40.42 | 9/25/2010 3:05:48 AM |
| himanshuko | $25.00 | $25.00 | 9/25/2010 2:28:32 AM |
| thedude393 | $25.00 | $25.00 | 9/25/2010 3:33:54 AM |
| payment-gusto | $25.00 | $25.00 | 9/25/2010 3:08:11 AM |
| sdkevin | $25.00 | $25.00 | 9/25/2010 10:32:07 AM |
| DadWarbucks | $25.00 | $25.00 | 9/25/2010 10:22:14 AM |
| wwwUniversal | $25.00 | $25.00 | 9/25/2010 12:48:05 PM |
| ChiSoxFan23 | $25.00 | $25.00 | 9/25/2010 12:20:35 PM |
| money-floret | $25.00 | $25.00 | 9/25/2010 7:18:36 PM |
| nickel-worker8 | $50.00 | $50.00 | 9/25/2010 3:44:00 PM |
| feb217 | $60.00 | $60.00 | 9/25/2010 8:31:26 PM |
| SPB | $25.00 | $25.00 | 9/26/2010 5:48:09 AM |
| balance-hercules | $39.05 | $38.63 | 9/26/2010 9:37:08 AM |
| 91 bids
|
Borrower Payment Dependent Notes Series
477229
This series of Notes was issued and sold upon the funding of the borrower loan #44695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Sep-27-2010 |
| |
Auction end date:
| Oct-04-2010 |
|
|
Starting lender yield:
| 12.65% |
Starting borrower rate/APR:
| 13.65% / 15.80% |
Starting monthly payment:
| $510.12 |
|
Final lender yield:
| 12.65% |
Final borrower rate/APR:
| 13.65% / 15.80% |
Final monthly payment:
| $510.12 |
| |
|
Auction yield range:
| 5.79% - 12.65% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 820-839 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,850 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kinetic-finance4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2010)
|
|
Principal balance:
| $0.37 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Paying Off Medical Expenses on CC
This is the second Prosper Loan that I have applied for.The first loan was used to refinance legal bills charged to my credit card ? I was able to repay that loan in less than six months using the proceeds of a sales commission check.My wife and I recently had a baby girl (see attached photo) and were hit with $15K in unexpected medical bills associated with her delivery.Again, I expect to pay these expenses with a future commission check, but would like to finance the expenses that have been charged to my credit card on a fixed interest rate ? until my next commission check comes.My base salary is $175K and my wife, who is a Certified, Advanced Nurse Practitioner in the State of Texas, earn $90,000 a year.We have excellent credit and a history of repaying Prosper Loans.Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| agiovasil | $25.00 | $25.00 | 9/27/2010 3:22:14 PM |
| rescue | $100.00 | $100.00 | 9/27/2010 3:22:11 PM |
| Weaverville | $25.00 | $25.00 | 9/27/2010 3:22:41 PM |
| AF-Chief | $50.00 | $50.00 | 9/27/2010 3:29:43 PM |
| radforj22 | $25.00 | $25.00 | 9/27/2010 3:28:02 PM |
| schpere | $75.00 | $75.00 | 9/27/2010 3:27:22 PM |
| generous-deal6 | $50.00 | $50.00 | 9/27/2010 3:34:33 PM |
| mtquan | $25.00 | $25.00 | 9/27/2010 3:34:47 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/27/2010 3:33:55 PM |
| money-bauble | $50.00 | $50.00 | 9/27/2010 3:37:10 PM |
| CasaDeTomas | $100.00 | $100.00 | 9/27/2010 3:36:11 PM |
| maldok1 | $25.00 | $25.00 | 9/27/2010 3:36:34 PM |
| ray1051 | $25.00 | $25.00 | 9/27/2010 3:39:54 PM |
| shmb6508 | $100.00 | $100.00 | 9/27/2010 3:35:55 PM |
| Gabriel02 | $25.00 | $25.00 | 9/27/2010 3:36:02 PM |
| mla | $25.00 | $25.00 | 9/27/2010 3:38:53 PM |
| dollardave | $100.00 | $100.00 | 9/27/2010 3:42:14 PM |
| GElender | $75.00 | $75.00 | 9/27/2010 3:37:24 PM |
| mike_banker | $50.00 | $50.00 | 9/27/2010 3:40:06 PM |
| powerful-finance7 | $25.00 | $25.00 | 9/27/2010 3:44:27 PM |
| gold-channel2 | $150.00 | $150.00 | 9/27/2010 3:41:19 PM |
| MarinLoans | $25.00 | $25.00 | 9/27/2010 3:47:01 PM |
| ferocious-camaraderi1 | $100.00 | $100.00 | 9/27/2010 3:48:43 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/27/2010 3:56:56 PM |
| runner262 | $25.00 | $25.00 | 9/27/2010 3:52:52 PM |
| NorthernFunds | $50.00 | $50.00 | 9/27/2010 3:54:41 PM |
| herbyman | $50.00 | $50.00 | 9/27/2010 3:53:21 PM |
| blue-useful-auction | $25.00 | $25.00 | 9/27/2010 4:57:21 PM |
| george_kaplan | $50.00 | $50.00 | 9/27/2010 4:13:52 PM |
| brightest-affluence-motivator | $25.00 | $25.00 | 9/27/2010 7:07:05 PM |
| JustMee | $25.00 | $25.00 | 9/27/2010 8:25:04 PM |
| worth-arch | $25.00 | $25.00 | 9/27/2010 11:24:06 PM |
| vegibenz | $25.00 | $25.00 | 9/27/2010 11:24:42 PM |
| gametime34 | $42.99 | $42.99 | 9/27/2010 11:24:49 PM |
| Palacios | $50.00 | $50.00 | 9/27/2010 11:25:00 PM |
| Opportunity4you | $25.00 | $25.00 | 9/27/2010 11:25:06 PM |
| helpful-dough | $50.00 | $50.00 | 9/27/2010 11:25:14 PM |
| worldly-community3 | $50.00 | $50.00 | 9/27/2010 11:25:25 PM |
| fairness-champ7 | $25.00 | $25.00 | 9/27/2010 11:33:15 PM |
| riproaringrapids | $25.00 | $25.00 | 9/27/2010 9:17:06 PM |
| trustworthy-fairness | $46.46 | $46.46 | 9/27/2010 11:23:12 PM |
| williemc44 | $50.00 | $50.00 | 9/27/2010 11:24:31 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 9/27/2010 11:24:54 PM |
| ferdberfel | $26.19 | $26.19 | 9/27/2010 11:24:57 PM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 9/27/2010 11:24:59 PM |
| tylerfd | $25.00 | $25.00 | 9/27/2010 11:25:09 PM |
| elegant-bonus | $25.00 | $25.00 | 9/27/2010 11:25:15 PM |
| onlyastepaway | $25.00 | $25.00 | 9/28/2010 12:20:08 AM |
| uncleharold | $25.00 | $25.00 | 9/28/2010 12:43:45 AM |
| Dutchhunter | $50.00 | $50.00 | 9/28/2010 12:02:13 AM |
| movistar | $25.00 | $25.00 | 9/28/2010 12:05:02 AM |
| Panna | $25.00 | $25.00 | 9/27/2010 11:24:50 PM |
| awwaww | $25.00 | $25.00 | 9/27/2010 11:24:58 PM |
| CAGE-Investments | $25.00 | $25.00 | 9/27/2010 11:25:18 PM |
| balanced-bill7 | $50.00 | $50.00 | 9/27/2010 11:25:21 PM |
| yukongin | $100.00 | $100.00 | 9/27/2010 11:25:26 PM |
| lendmedo | $25.00 | $25.00 | 9/27/2010 11:25:37 PM |
| get30inc | $50.00 | $50.00 | 9/28/2010 12:20:10 AM |
| skiforglory | $25.00 | $25.00 | 9/28/2010 12:05:00 AM |
| UT-Longhorn | $25.00 | $25.00 | 9/28/2010 12:43:41 AM |
| Go_Ducks | $25.00 | $25.00 | 9/28/2010 12:43:49 AM |
| green-planet-guy | $25.00 | $25.00 | 9/28/2010 12:56:50 AM |
| a-finance-nirvana | $25.00 | $25.00 | 9/28/2010 12:47:48 AM |
| heerzaquestion | $50.00 | $50.00 | 9/28/2010 5:44:56 AM |
| CalBear5 | $50.00 | $50.00 | 9/28/2010 6:23:49 AM |
| nybanker85 | $35.00 | $35.00 | 9/28/2010 7:07:09 AM |
| loyalist1 | $100.00 | $100.00 | 9/28/2010 8:11:59 AM |
| visionary-commerce | $25.00 | $25.00 | 9/28/2010 9:39:06 AM |
| hookUup | $25.00 | $25.00 | 9/28/2010 1:47:15 PM |
| adamnash | $25.00 | $25.00 | 9/28/2010 1:42:58 PM |
| lounges | $45.16 | $45.16 | 9/28/2010 1:57:40 PM |
| nicklds | $25.00 | $25.00 | 9/28/2010 6:07:21 PM |
| LiquidRaptor | $25.00 | $25.00 | 9/28/2010 5:26:47 PM |
| SimpleChoice | $25.00 | $25.00 | 9/28/2010 8:47:08 PM |
| natural-affluence6 | $50.00 | $50.00 | 9/28/2010 10:29:24 PM |
| justasoldier | $50.00 | $50.00 | 9/28/2010 9:49:50 PM |
| mtp | $50.00 | $50.00 | 9/28/2010 10:37:57 PM |
| life-is-great | $50.00 | $50.00 | 9/28/2010 10:29:26 PM |
| poolshark72 | $25.00 | $25.00 | 9/28/2010 11:43:54 PM |
| skuba | $50.00 | $50.00 | 9/29/2010 12:32:27 AM |
| money-bauble | $100.00 | $100.00 | 9/29/2010 11:16:02 AM |
| objective-investor | $100.00 | $100.00 | 9/29/2010 11:09:20 AM |
| Superc0ld | $25.00 | $25.00 | 9/29/2010 12:17:25 PM |
| JohnGalt79 | $100.00 | $100.00 | 9/29/2010 1:47:44 PM |
| gracej | $25.00 | $25.00 | 9/29/2010 4:25:36 PM |
| Cheburashka | $25.00 | $25.00 | 9/30/2010 5:23:37 AM |
| teller | $50.00 | $50.00 | 9/30/2010 4:37:38 AM |
| upbeat-investment9 | $100.00 | $100.00 | 9/30/2010 6:12:04 AM |
| thoughtful-community7 | $25.00 | $25.00 | 9/30/2010 8:43:25 AM |
| trade-caper | $25.00 | $25.00 | 9/30/2010 9:39:09 AM |
| patriot897 | $45.45 | $45.45 | 9/30/2010 8:47:07 AM |
| JoyfulVegetarian | $25.00 | $25.00 | 9/30/2010 9:37:59 AM |
| cool_kubera | $50.00 | $50.00 | 9/30/2010 9:50:19 AM |
| WHEREISTHEMOON | $25.00 | $25.00 | 9/30/2010 10:03:24 AM |
| mmckune | $25.00 | $25.00 | 9/30/2010 11:33:41 AM |
| 108lender | $200.00 | $200.00 | 9/30/2010 11:17:47 AM |
| fairness-kayak | $50.00 | $50.00 | 9/30/2010 1:14:01 PM |
| jdl424 | $39.21 | $39.21 | 9/30/2010 11:35:54 AM |
| pksfunds | $75.00 | $75.00 | 9/30/2010 12:49:59 PM |
| ramsba | $50.00 | $50.00 | 9/30/2010 3:43:29 PM |
| dobied | $25.00 | $25.00 | 9/30/2010 4:47:42 PM |
| a-power-amigo | $25.00 | $25.00 | 9/30/2010 3:43:09 PM |
| well-rounded-dinero | $75.00 | $75.00 | 9/30/2010 3:43:51 PM |
| sflash | $25.00 | $25.00 | 9/30/2010 6:41:53 PM |
| peb44 | $25.00 | $25.00 | 9/30/2010 3:43:39 PM |
| bowdish1 | $50.00 | $50.00 | 9/30/2010 4:47:15 PM |
| doobieBear | $25.00 | $25.00 | 9/30/2010 7:32:39 PM |
| KiwiElf | $35.00 | $35.00 | 10/1/2010 1:15:14 AM |
| ti22ring | $100.00 | $100.00 | 10/1/2010 1:05:34 AM |
| kmwvma | $25.00 | $25.00 | 10/1/2010 2:52:22 AM |
| ommcd | $25.00 | $25.00 | 10/1/2010 2:53:01 AM |
| rate-negotiator | $25.00 | $25.00 | 10/1/2010 5:52:51 AM |
| UncleSafety | $100.00 | $100.00 | 10/1/2010 8:36:45 AM |
| ManhattanLender | $44.75 | $44.75 | 10/1/2010 9:08:01 AM |
| respectful-integrity3 | $50.00 | $50.00 | 10/1/2010 7:14:46 AM |
| HolJenks | $30.00 | $30.00 | 10/1/2010 7:50:02 AM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 10/1/2010 8:54:13 AM |
| HalfDayz | $50.00 | $50.00 | 10/1/2010 9:13:09 AM |
| eadamson | $50.00 | $50.00 | 10/1/2010 9:34:23 AM |
| escharfer | $25.00 | $25.00 | 10/1/2010 9:35:27 AM |
| cclady | $100.00 | $100.00 | 10/1/2010 10:36:59 AM |
| reasonable-transaction7 | $25.00 | $25.00 | 10/1/2010 10:04:27 AM |
| RationalWorld | $25.00 | $25.00 | 10/1/2010 10:14:42 AM |
| katnmouse | $30.00 | $30.00 | 10/1/2010 1:13:45 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/1/2010 1:33:16 PM |
| sassykatty | $32.60 | $32.60 | 10/1/2010 2:13:22 PM |
| DadWarbucks | $50.00 | $50.00 | 10/1/2010 2:49:55 PM |
| omyogafinance | $53.45 | $53.45 | 10/1/2010 4:21:46 PM |
| inventive-exchange | $25.00 | $25.00 | 10/1/2010 4:49:02 PM |
| payout-reaction740 | $25.00 | $25.00 | 10/1/2010 7:18:50 PM |
| Easystreet | $25.00 | $25.00 | 10/1/2010 5:03:40 PM |
| crdcteng | $50.00 | $50.00 | 10/1/2010 7:49:25 PM |
| trade-guru938 | $100.00 | $100.00 | 10/1/2010 6:46:31 PM |
| therealjeremy | $25.00 | $25.00 | 10/1/2010 8:03:29 PM |
| loan-adventurer7 | $36.00 | $36.00 | 10/1/2010 11:39:36 PM |
| bigphish | $25.00 | $25.00 | 10/1/2010 9:53:04 PM |
| nalaari | $25.00 | $25.00 | 10/2/2010 2:12:34 AM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/2/2010 9:59:05 AM |
| cashasaurus0 | $200.00 | $200.00 | 10/2/2010 11:38:53 AM |
| estancias | $25.00 | $25.00 | 10/2/2010 7:22:18 PM |
| nickel-demon2 | $100.00 | $100.00 | 10/3/2010 5:58:30 AM |
| jdnyguy | $100.00 | $100.00 | 10/3/2010 6:08:24 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/3/2010 11:26:33 AM |
| squarebob | $100.00 | $100.00 | 10/3/2010 11:57:59 AM |
| unclemalcolm | $100.00 | $100.00 | 10/3/2010 6:37:49 PM |
| velocity-winner | $25.00 | $25.00 | 10/3/2010 8:33:39 PM |
| Mindful7 | $25.00 | $25.00 | 10/4/2010 4:40:24 AM |
| credit-panda1 | $25.00 | $25.00 | 10/4/2010 7:31:42 AM |
| peripatetic | $25.00 | $25.00 | 9/27/2010 3:34:23 PM |
| bid-czar8 | $100.00 | $100.00 | 9/27/2010 3:34:45 PM |
| first-listing-expert | $25.00 | $25.00 | 9/27/2010 3:35:17 PM |
| soheagle | $50.00 | $50.00 | 9/27/2010 3:33:18 PM |
| jazzlender | $25.00 | $25.00 | 9/27/2010 3:36:21 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/27/2010 3:30:29 PM |
| authentic-liberty7 | $50.00 | $50.00 | 9/27/2010 3:33:34 PM |
| pfh | $25.00 | $25.00 | 9/27/2010 3:34:14 PM |
| DRA-Properties | $25.00 | $25.00 | 9/27/2010 3:32:17 PM |
| ichibon | $150.00 | $150.00 | 9/27/2010 3:35:05 PM |
| handshake5 | $100.00 | $100.00 | 9/27/2010 3:33:46 PM |
| jigsaw | $100.00 | $100.00 | 9/27/2010 3:33:58 PM |
| Tomeus | $75.00 | $75.00 | 9/27/2010 3:36:31 PM |
| orgy63 | $25.00 | $25.00 | 9/27/2010 3:39:51 PM |
| Interstate_Rate | $100.00 | $100.00 | 9/27/2010 3:45:12 PM |
| icecoldcash | $50.00 | $50.00 | 9/27/2010 3:42:29 PM |
| bountiful-durability | $100.00 | $100.00 | 9/27/2010 3:42:49 PM |
| papaloha | $25.00 | $25.00 | 9/27/2010 3:43:36 PM |
| 6moonbeams | $100.00 | $100.00 | 9/27/2010 3:51:46 PM |
| danthemon35 | $25.00 | $25.00 | 9/27/2010 3:49:08 PM |
| jdwillcox | $50.00 | $50.00 | 9/27/2010 3:49:51 PM |
| meteoric-trade | $25.00 | $25.00 | 9/27/2010 4:23:22 PM |
| kmr2 | $200.00 | $200.00 | 9/27/2010 4:27:26 PM |
| diablo_ny | $25.00 | $25.00 | 9/27/2010 5:12:06 PM |
| tech310 | $35.17 | $35.17 | 9/27/2010 6:13:13 PM |
| atomantic | $25.00 | $25.00 | 9/27/2010 7:22:39 PM |
| inspired-agreement | $41.91 | $41.91 | 9/27/2010 6:47:33 PM |
| NDFIRTH | $50.00 | $50.00 | 9/27/2010 7:27:58 PM |
| lendme2 | $38.82 | $38.82 | 9/27/2010 9:27:23 PM |
| psa1995 | $50.00 | $50.00 | 9/27/2010 8:37:29 PM |
| HHP | $25.00 | $25.00 | 9/27/2010 11:24:32 PM |
| nycfinance | $25.00 | $25.00 | 9/27/2010 11:24:47 PM |
| visionary-community | $25.00 | $25.00 | 9/27/2010 11:24:52 PM |
| beezling | $25.00 | $25.00 | 9/27/2010 11:25:04 PM |
| finance-prescription | $50.00 | $50.00 | 9/27/2010 11:25:11 PM |
| tranquil-return4 | $25.00 | $25.00 | 9/27/2010 11:25:16 PM |
| boater01 | $34.98 | $34.98 | 9/27/2010 11:25:36 PM |
| jdrez | $25.00 | $25.00 | 9/27/2010 11:19:46 PM |
| shrewd-peace7 | $30.00 | $30.00 | 9/27/2010 11:23:08 PM |
| Krozy | $25.00 | $25.00 | 9/27/2010 11:24:44 PM |
| helpinghand63 | $50.00 | $50.00 | 9/27/2010 11:24:56 PM |
| srilm | $25.00 | $25.00 | 9/27/2010 11:24:57 PM |
| the-money-gargantuan | $25.00 | $25.00 | 9/27/2010 11:25:06 PM |
| asset-professor | $50.00 | $50.00 | 9/27/2010 11:25:12 PM |
| gain-seagull9 | $50.00 | $50.00 | 9/27/2010 11:25:23 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/28/2010 12:02:08 AM |
| the-profit-oracle | $25.00 | $25.00 | 9/28/2010 12:47:52 AM |
| Kierf | $25.00 | $25.00 | 9/28/2010 12:04:55 AM |
| Aimvest | $25.00 | $25.00 | 9/28/2010 12:05:54 AM |
| InvestorPartners | $25.00 | $25.00 | 9/27/2010 11:24:03 PM |
| inspired-finance | $50.00 | $50.00 | 9/27/2010 11:25:08 PM |
| chestnut4 | $25.00 | $25.00 | 9/27/2010 11:25:19 PM |
| BlackFred | $25.00 | $25.00 | 9/28/2010 12:19:16 AM |
| Ocean713 | $50.00 | $50.00 | 9/27/2010 11:25:22 PM |
| gethsemane4 | $25.00 | $25.00 | 9/27/2010 11:25:41 PM |
| mg6619 | $25.00 | $25.00 | 9/28/2010 12:04:13 AM |
| lloyd_s | $25.00 | $25.00 | 9/28/2010 12:19:20 AM |
| platinum-dojo | $25.00 | $25.00 | 9/28/2010 12:46:47 AM |
| bodascafe | $25.00 | $25.00 | 9/28/2010 7:18:48 AM |
| lcole32 | $25.00 | $25.00 | 9/28/2010 6:14:10 AM |
| larrybird | $150.00 | $150.00 | 9/28/2010 8:57:09 AM |
| penny-plato | $100.00 | $100.00 | 9/28/2010 7:39:17 AM |
| kegs | $150.00 | $150.00 | 9/28/2010 9:03:59 AM |
| red-robust-rupee | $25.00 | $25.00 | 9/28/2010 9:37:35 AM |
| vinyl117 | $25.00 | $25.00 | 9/28/2010 1:55:37 PM |
| atwaterville | $50.00 | $50.00 | 9/28/2010 12:47:45 PM |
| Tradesmanlender | $25.00 | $25.00 | 9/28/2010 2:02:23 PM |
| credit-birch | $50.00 | $50.00 | 9/28/2010 6:40:50 PM |
| bannybucks | $25.00 | $25.00 | 9/28/2010 4:24:48 PM |
| peace-maximizer8 | $25.00 | $25.00 | 9/28/2010 7:28:13 PM |
| peso-genome | $36.06 | $36.06 | 9/28/2010 7:32:35 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/28/2010 5:47:10 PM |
| Sol_Invictus | $25.00 | $25.00 | 9/29/2010 5:20:55 AM |
| capital-duckling | $50.00 | $50.00 | 9/29/2010 8:02:37 AM |
| gallant-economy9 | $400.00 | $400.00 | 9/29/2010 8:38:01 AM |
| marketplace-cello5 | $50.00 | $50.00 | 9/29/2010 12:48:02 PM |
| mvfreel | $100.00 | $100.00 | 9/29/2010 1:05:40 PM |
| Mark-O-Polo | $25.00 | $25.00 | 9/29/2010 2:56:10 PM |
| efficient-treasure0 | $25.00 | $25.00 | 9/29/2010 4:24:41 PM |
| diversification-pilot | $25.00 | $25.00 | 9/29/2010 5:34:02 PM |
| encore06 | $25.00 | $25.00 | 9/29/2010 7:24:47 PM |
| Slipps | $25.00 | $25.00 | 9/29/2010 9:42:42 PM |
| worthy-bid8 | $25.00 | $25.00 | 9/29/2010 10:47:04 PM |
| Comoparklender | $38.98 | $38.98 | 9/29/2010 11:58:01 PM |
| Investoman | $25.00 | $25.00 | 9/30/2010 5:17:17 AM |
| atlas100 | $50.00 | $50.00 | 9/30/2010 7:38:52 AM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:48:52 AM |
| ScottW | $25.00 | $25.00 | 9/30/2010 9:38:40 AM |
| trapper569 | $50.00 | $50.00 | 9/30/2010 12:13:22 PM |
| CreditBuilder2 | $150.00 | $150.00 | 9/30/2010 10:53:19 AM |
| irrelevant | $25.00 | $25.00 | 9/30/2010 12:12:21 PM |
| lend_to_you | $25.00 | $25.00 | 9/30/2010 1:24:56 PM |
| greenbackapult9 | $50.00 | $50.00 | 9/30/2010 3:43:23 PM |
| nickel-hickory | $25.00 | $25.00 | 9/30/2010 3:43:52 PM |
| economy-popcorn | $25.00 | $25.00 | 9/30/2010 5:37:55 PM |
| truth-in-advertising | $25.00 | $25.00 | 9/30/2010 6:00:40 PM |
| nytrnbow | $25.00 | $25.00 | 9/30/2010 7:57:57 PM |
| laughmotel | $50.00 | $50.00 | 9/30/2010 11:28:31 PM |
| Interloper | $35.00 | $35.00 | 10/1/2010 1:17:45 AM |
| Phantom99 | $25.00 | $25.00 | 10/1/2010 4:11:07 AM |
| MonkeyHero | $30.00 | $30.00 | 10/1/2010 7:01:17 AM |
| return-elm | $25.00 | $25.00 | 10/1/2010 10:58:13 AM |
| agalt | $100.00 | $100.00 | 10/1/2010 10:22:50 AM |
| prudent-dinero | $25.00 | $25.00 | 10/1/2010 11:24:06 AM |
| cablenews | $50.00 | $50.00 | 10/1/2010 10:48:27 AM |
| stuflend | $37.01 | $37.01 | 10/1/2010 11:18:22 AM |
| arenangelchild | $25.00 | $25.00 | 10/1/2010 1:18:34 PM |
| lendingfrog | $50.00 | $50.00 | 10/1/2010 4:42:57 PM |
| Iza13 | $26.44 | $26.44 | 10/1/2010 8:11:04 PM |
| shur | $25.00 | $25.00 | 10/1/2010 7:43:05 PM |
| mmczech76 | $100.00 | $100.00 | 10/1/2010 7:14:20 PM |
| Simply2fly | $25.00 | $25.00 | 10/1/2010 9:46:14 PM |
| brother_tam | $50.00 | $19.87 | 10/2/2010 4:12:57 AM |
| loan-adventurer7 | $50.00 | $50.00 | 10/2/2010 12:52:52 AM |
| nanda | $50.00 | $50.00 | 10/2/2010 3:19:13 AM |
| justice-ally8 | $40.00 | $40.00 | 10/2/2010 7:55:03 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/2/2010 5:00:55 PM |
| sportract05 | $50.00 | $50.00 | 10/3/2010 12:30:32 PM |
| leverage-reaction | $25.00 | $25.00 | 10/3/2010 1:10:57 PM |
| payout-magician | $50.00 | $50.00 | 10/3/2010 10:58:15 AM |
| MattProsper | $60.00 | $60.00 | 10/3/2010 6:52:21 PM |
| wwwUniversal | $25.00 | $25.00 | 10/3/2010 7:22:57 PM |
| lucrative-coin | $100.00 | $100.00 | 10/3/2010 6:29:59 PM |
| papaloha | $2,000.00 | $2,000.00 | 10/3/2010 7:22:16 PM |
| bnl42 | $37.50 | $37.50 | 10/3/2010 7:51:05 PM |
| bold-diversification-burrito | $100.00 | $100.00 | 10/4/2010 4:51:45 AM |
| nildivloans | $41.00 | $41.00 | 10/4/2010 7:25:18 AM |
| 275 bids
|
Borrower Payment Dependent Notes Series
477389
This series of Notes was issued and sold upon the funding of the borrower loan #44698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-28-2010 |
| |
Auction end date:
| Oct-05-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $179.48 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $179.48 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,971 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| visionary-dinero2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
Just purchased a new home and would like to consolidate the expenses accrued during closing and making improvements.
My financial situation:
I am a good candidate for this loan because I make great money and have a love debt to income ratio.
Monthly net income: $
$7100
Monthly expenses: $
??Housing: $
1300
??Insurance: $
100
??Car expenses: $
700
??Utilities: $
100
??Phone, cable, internet: $
150
??Food, entertainment: $
400
??Clothing, household expenses $
??Credit cards and other loans: $
300
??Other expenses: $
500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| contract-happiness1 | $25.00 | $25.00 | 9/28/2010 2:24:04 PM |
| kulender | $100.00 | $100.00 | 9/28/2010 2:29:09 PM |
| a-bountiful-trade | $25.00 | $25.00 | 9/28/2010 2:32:39 PM |
| villagers | $25.00 | $25.00 | 9/28/2010 2:29:27 PM |
| agiovasil | $25.00 | $25.00 | 9/28/2010 2:36:17 PM |
| b-rent | $25.00 | $25.00 | 9/28/2010 2:34:52 PM |
| bountiful-durability | $100.00 | $100.00 | 9/28/2010 3:38:01 PM |
| svandgts | $25.00 | $25.00 | 9/28/2010 4:29:13 PM |
| ingenious-deal6 | $25.00 | $25.00 | 9/28/2010 10:52:41 PM |
| AF-Chief | $25.00 | $25.00 | 9/29/2010 2:34:12 PM |
| payment-gusto | $25.00 | $25.00 | 9/29/2010 7:02:22 PM |
| money-bauble | $100.00 | $100.00 | 9/30/2010 6:43:47 AM |
| consummate-loyalty1 | $100.00 | $100.00 | 9/30/2010 3:39:14 AM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:47:33 AM |
| cablenews | $25.00 | $25.00 | 10/1/2010 10:49:10 AM |
| 108lender | $48.69 | $48.69 | 10/1/2010 1:28:36 PM |
| irrelevant | $25.00 | $25.00 | 10/1/2010 2:51:53 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/1/2010 7:02:54 PM |
| gallant-economy9 | $36.00 | $36.00 | 10/2/2010 12:23:05 AM |
| plentiful-gain3 | $50.00 | $50.00 | 10/2/2010 10:37:58 AM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/2/2010 3:13:32 PM |
| thrifty-capital | $25.00 | $25.00 | 10/2/2010 9:52:45 PM |
| capital-galaxy | $150.00 | $150.00 | 10/3/2010 7:11:51 PM |
| data2360 | $50.00 | $50.00 | 10/4/2010 11:51:20 AM |
| gold-channel2 | $50.00 | $50.00 | 10/4/2010 11:18:09 AM |
| newest-inspiring-power | $25.00 | $25.00 | 10/4/2010 12:25:25 PM |
| graceful-investment | $100.00 | $100.00 | 10/4/2010 12:11:45 PM |
| asiaratt | $50.00 | $50.00 | 10/4/2010 1:35:54 PM |
| cash-spark3 | $25.00 | $25.00 | 10/4/2010 1:35:24 PM |
| S-Master | $50.00 | $50.00 | 10/4/2010 2:09:47 PM |
| head | $25.00 | $25.00 | 10/4/2010 3:13:26 PM |
| IIP77 | $25.00 | $25.00 | 10/4/2010 3:31:10 PM |
| euro-banker | $50.00 | $50.00 | 10/4/2010 3:33:04 PM |
| helping-out | $50.00 | $50.00 | 10/4/2010 3:34:29 PM |
| burrito6 | $25.00 | $25.00 | 10/4/2010 3:36:04 PM |
| bill-mushroom | $25.00 | $25.00 | 10/4/2010 3:36:09 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 10/4/2010 3:36:50 PM |
| inventive-exchange | $25.00 | $25.00 | 10/4/2010 3:33:43 PM |
| geniusj | $25.00 | $25.00 | 10/4/2010 3:38:54 PM |
| delivery | $25.00 | $25.00 | 10/4/2010 3:39:23 PM |
| mxlinux | $25.00 | $25.00 | 10/4/2010 3:39:28 PM |
| jennifer55126 | $25.00 | $25.00 | 10/4/2010 3:41:16 PM |
| rob1971 | $50.00 | $50.00 | 10/4/2010 3:39:16 PM |
| thankful-dollar6 | $25.00 | $25.00 | 10/4/2010 3:41:23 PM |
| ultimate-dough0 | $25.00 | $25.00 | 10/4/2010 4:35:12 PM |
| green-wampum-titan | $25.00 | $25.00 | 10/4/2010 3:52:40 PM |
| icecoldcash | $25.00 | $25.00 | 10/4/2010 4:07:57 PM |
| Phantom99 | $25.00 | $25.00 | 10/5/2010 1:46:48 AM |
| brightest-excellent-rate | $100.00 | $100.00 | 10/5/2010 7:20:24 AM |
| numitor | $50.00 | $50.00 | 10/5/2010 8:57:48 AM |
| carrinel | $45.93 | $45.93 | 10/5/2010 5:53:21 AM |
| worldly-penny8 | $25.00 | $25.00 | 10/5/2010 9:34:06 AM |
| Amber_Stone | $25.00 | $25.00 | 10/5/2010 7:08:06 AM |
| ralf206 | $32.04 | $32.04 | 10/5/2010 8:28:45 AM |
| green-ore-expert | $50.00 | $36.94 | 10/5/2010 9:34:54 AM |
| sfmf | $25.00 | $25.00 | 9/28/2010 2:28:29 PM |
| 6moonbeams | $25.00 | $25.00 | 9/28/2010 2:31:36 PM |
| handshake5 | $100.00 | $100.00 | 9/28/2010 2:31:48 PM |
| bid-czar8 | $25.00 | $25.00 | 9/28/2010 2:32:15 PM |
| rescue | $57.64 | $57.64 | 9/28/2010 3:38:08 PM |
| AlexTrep | $25.00 | $25.00 | 9/28/2010 5:53:38 PM |
| simplelender80 | $25.00 | $25.00 | 9/30/2010 10:17:08 AM |
| fairness-kayak | $25.00 | $25.00 | 9/30/2010 1:14:31 PM |
| Comoparklender | $50.00 | $50.00 | 9/30/2010 3:03:48 PM |
| jubilant-auction5 | $25.00 | $25.00 | 9/30/2010 3:03:22 PM |
| loan-kung-fu | $25.00 | $25.00 | 9/30/2010 3:05:49 PM |
| escharfer | $25.00 | $25.00 | 10/1/2010 9:36:14 AM |
| musegaze | $32.76 | $32.76 | 10/1/2010 10:18:06 AM |
| brother_tam | $50.00 | $50.00 | 10/2/2010 4:18:12 AM |
| larrybird | $25.00 | $25.00 | 10/2/2010 12:08:35 PM |
| JoyfulVegetarian | $25.00 | $25.00 | 10/2/2010 4:37:54 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/2/2010 8:08:58 PM |
| jamiee73 | $25.00 | $25.00 | 10/4/2010 10:00:05 AM |
| capital-galaxy | $75.00 | $75.00 | 10/4/2010 2:21:12 PM |
| mtquan | $25.00 | $25.00 | 10/4/2010 3:32:54 PM |
| Preferred-Lender | $25.00 | $25.00 | 10/4/2010 3:33:48 PM |
| ferocious-exchange3 | $50.00 | $50.00 | 10/4/2010 3:34:53 PM |
| papaloha | $25.00 | $25.00 | 10/4/2010 3:35:01 PM |
| Philkent | $25.00 | $25.00 | 10/4/2010 3:36:20 PM |
| marketplace-cello5 | $25.00 | $25.00 | 10/4/2010 3:37:32 PM |
| shur | $25.00 | $25.00 | 10/4/2010 3:37:38 PM |
| important-openness1 | $100.00 | $100.00 | 10/4/2010 3:37:45 PM |
| kegs | $100.00 | $100.00 | 10/4/2010 3:33:28 PM |
| whartonmba | $25.00 | $25.00 | 10/4/2010 3:38:31 PM |
| lagnisiruk | $25.00 | $25.00 | 10/4/2010 3:35:19 PM |
| Vreet | $50.00 | $50.00 | 10/4/2010 3:36:28 PM |
| eadamson | $50.00 | $50.00 | 10/4/2010 3:41:45 PM |
| psa1995 | $25.00 | $25.00 | 10/4/2010 3:38:24 PM |
| the-silver-blaster | $50.00 | $50.00 | 10/4/2010 3:38:56 PM |
| bold-direct-asset | $50.00 | $50.00 | 10/4/2010 3:50:14 PM |
| zone8 | $50.00 | $50.00 | 10/4/2010 3:51:36 PM |
| DreamsDoComeTrue | $50.00 | $50.00 | 10/4/2010 4:57:49 PM |
| bnlforever | $25.00 | $25.00 | 10/4/2010 6:39:36 PM |
| social-conductor4 | $25.00 | $25.00 | 10/5/2010 5:23:32 AM |
| bold-careful-finance | $25.00 | $25.00 | 10/5/2010 7:19:31 AM |
| Kash2010lu | $25.00 | $25.00 | 10/5/2010 9:05:23 AM |
| gsd | $35.00 | $35.00 | 10/5/2010 6:08:28 AM |
| wwwUniversal | $25.00 | $25.00 | 10/5/2010 7:22:50 AM |
| culldud6900 | $25.00 | $25.00 | 10/5/2010 7:47:49 AM |
| economy-popcorn | $25.00 | $25.00 | 10/5/2010 11:05:12 AM |
| ethicalhumanist | $25.00 | $25.00 | 10/5/2010 11:17:22 AM |
| lucrative-coin | $50.00 | $50.00 | 10/5/2010 11:42:58 AM |
| 102 bids
|
Borrower Payment Dependent Notes Series
477423
This series of Notes was issued and sold upon the funding of the borrower loan #44660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Sep-29-2010 |
| |
Auction end date:
| Oct-05-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $158.33 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 680-699 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
5 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 65 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,206 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| EvaMae |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 88% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 3
( 12% )
| 640-659
(Jul-2008)
|
|
Principal balance:
| $1,170.15 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Helping my grandkids have a home
Purpose of loan:
This loan will be used to? help my daughter, her husband and my grandchildren (ages 2 and 5) aquire a home after loosing their home. My son in law lost his job, but now has one. But in order to get a new place to live, it costs. I would like to help them because they always have helped so many others. This time they need help.
My financial situation:
I am a good candidate for this loan because?I am respondsible, and have a good job myself working for the Government. I am a Nurse and work with people with severe disablilities. I am fortunate because in Health Care, one can?always find a job. I happen to love my job.?
Monthly net income: $? 3250.00
Monthly expenses: $?2000.00??Housing: $ 900.00
??Insurance: $ 60.00
??Car expenses: $ 450.00
??Utilities: $?0
??Phone, cable, internet: $ 95.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 25.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you explain the late payments on your previous loan and do you plan on automatic payments for this loan and possibly an early payoff - restless-dime
A:
Yes. I have gone through a divorce after a 28 year marriage, but was able to come out even stronger through it all. I managed to keep things together, in all ways, I believe. I also am now making more money then me and my x-husband had made together. I do plan on automatic payments, for sure. I also plan on paying this off quickly. I really value my credit Also...one more note. I TRUELY do appreciate anyone that is thinking, or has helped to finance this. You just do not realize how much.
(Oct-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| brother_tam | $50.00 | $50.00 | 9/29/2010 2:46:43 PM |
| healingangel22 | $25.00 | $25.00 | 9/30/2010 7:46:40 AM |
| Amber_Stone | $25.00 | $25.00 | 9/30/2010 3:17:29 PM |
| kulender | $50.00 | $50.00 | 9/30/2010 7:08:00 PM |
| SFBank | $300.00 | $300.00 | 9/30/2010 6:59:04 PM |
| therealjeremy | $50.00 | $50.00 | 10/1/2010 8:11:15 PM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 10/2/2010 2:08:16 AM |
| SolarMoonshine | $25.00 | $25.00 | 10/2/2010 1:29:21 PM |
| commanding-income774 | $25.00 | $25.00 | 10/2/2010 1:25:02 PM |
| vine99 | $40.00 | $40.00 | 10/2/2010 5:10:26 PM |
| brondero | $70.00 | $70.00 | 10/3/2010 12:43:17 AM |
| papaloha | $500.00 | $500.00 | 10/3/2010 7:39:38 PM |
| restless-dime | $25.00 | $25.00 | 10/3/2010 8:56:15 PM |
| Comoparklender | $25.00 | $25.00 | 10/4/2010 6:09:45 AM |
| atlas100 | $100.00 | $100.00 | 10/4/2010 8:53:01 AM |
| pioneer580 | $35.95 | $35.95 | 10/4/2010 7:21:16 PM |
| fizicks06 | $100.00 | $100.00 | 10/4/2010 9:44:18 PM |
| YoungTaxMan | $25.00 | $25.00 | 10/4/2010 9:39:11 PM |
| villagers | $25.00 | $25.00 | 9/29/2010 2:46:28 PM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2010 7:47:03 AM |
| mikeandcat | $100.00 | $100.00 | 9/30/2010 11:00:29 AM |
| reflective-rupee | $175.00 | $175.00 | 9/30/2010 11:22:26 AM |
| AlexTrep | $50.00 | $50.00 | 9/30/2010 7:57:53 PM |
| loan-kung-fu | $25.00 | $25.00 | 9/30/2010 7:07:59 PM |
| cablenews | $25.00 | $25.00 | 10/1/2010 10:49:01 AM |
| Belair_Advisors | $25.00 | $25.00 | 10/1/2010 11:03:41 AM |
| fabulous-community4 | $25.00 | $25.00 | 10/1/2010 2:47:17 PM |
| lucrative-loan | $75.00 | $75.00 | 10/2/2010 8:42:46 AM |
| GrossBuddha | $75.00 | $75.00 | 10/2/2010 10:23:36 AM |
| enthusiastic-balance5 | $300.00 | $300.00 | 10/2/2010 7:52:18 PM |
| neorunner | $25.00 | $25.00 | 10/2/2010 8:18:12 PM |
| blitzen40 | $35.00 | $35.00 | 10/2/2010 8:54:10 PM |
| return-grizzly | $100.00 | $100.00 | 10/2/2010 11:43:49 PM |
| restless-dime | $25.00 | $25.00 | 10/4/2010 7:23:03 AM |
| mikeandcat | $100.00 | $100.00 | 10/4/2010 7:49:05 AM |
| Iceman1347 | $25.00 | $25.00 | 10/4/2010 9:32:12 AM |
| LendingService | $50.00 | $50.00 | 10/4/2010 10:01:25 AM |
| helpful-credit156 | $30.88 | $30.88 | 10/4/2010 11:04:05 AM |
| IIP77 | $25.00 | $13.17 | 10/4/2010 3:31:17 PM |
| loss-of-control | $50.00 | $50.00 | 10/4/2010 7:09:55 PM |
| well-mannered-income3 | $75.00 | $75.00 | 10/4/2010 7:41:02 PM |
| doc1 | $150.00 | $150.00 | 10/4/2010 7:50:52 PM |
| bughead | $25.00 | $25.00 | 10/4/2010 6:44:04 PM |
| Kash2010lu | $50.00 | $50.00 | 10/4/2010 7:41:42 PM |
| loanman2007 | $100.00 | $100.00 | 10/5/2010 4:52:39 AM |
| revenue-sapling | $200.00 | $200.00 | 10/5/2010 6:28:03 AM |
| 46 bids
|
Borrower Payment Dependent Notes Series
477773
This series of Notes was issued and sold upon the funding of the borrower loan #44673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Sep-30-2010 |
| |
Auction end date:
| Sep-30-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 29.99% |
Final borrower rate/APR:
| 30.99% / 37.19% |
Final monthly payment:
| $43.00 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 20.06% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.93% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 600-619 (Sep-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
9 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,019 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bb81 |
Borrower's state:
| Washington |
Borrower's group:
| Road To Better Credit |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 64 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,200.00 | < 31 days late:
| 0
( 0% )
| 560-579
(Dec-2007)
560-579
(Nov-2007)
500-519
(Sep-2006)
|
|
Principal balance:
| $62.17 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 64 | | |
Description
Medical care for 10-year-old doggy
This loan is to be used for medical care for the 10-year-old family dog, Sally. She has a mass on her eyelid that also has a swelling right above that need surgically removed.
Also, while she is under anesthesia, she needs some dental work. Sally has a cracked tooth that needs removed as well as a dental cleaning and possibly further tooth extractions.
Part of this has been pre-approved by the pet insurance company to be reimbursed to me once I file a claim with the invoice and so I will be able to lower the balance by a few hundred dollars within a couple of weeks after the surgery.
Please note that while my credit score is far from stellar that I have previously borrowed $2,200 through prosper and my remaining balance is less than $70 at this point. Slowly, but surely, my credit score is also going up.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| penny-plato | $25.00 | $25.00 | 9/30/2010 3:36:37 PM |
| Aberdeen | $400.00 | $400.00 | 9/30/2010 3:37:08 PM |
| Aberdeen | $400.00 | $400.00 | 9/30/2010 3:37:12 PM |
| reflective-rupee | $25.00 | $25.00 | 9/30/2010 3:52:42 PM |
| blitzen40 | $50.00 | $25.00 | 9/30/2010 3:11:32 PM |
| cashhelp | $25.00 | $25.00 | 9/30/2010 3:37:14 PM |
| wlm3012 | $25.00 | $25.00 | 9/30/2010 3:58:48 PM |
| UCLA4life | $50.00 | $50.00 | 9/30/2010 4:52:04 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/30/2010 5:48:22 PM |
| 9 bids
|