Sales Report:Supplement No. 45 dated Sep 30, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 470505
This series of Notes was issued and sold upon the funding of the borrower loan #44612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-22-2010 
  Auction end date:  Sep-29-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $121.59
Final lender yield: 13.95% Final borrower rate/APR: 14.95% / 17.12% Final monthly payment: $121.24
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.76%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1998 Debt/Income ratio: 22%
Credit score: 760-779 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:11y 1m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,429Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: robust-yield5 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off High Rate Cards
Purpose of loan:
Pay off Three of my Highest Interest Rate cards.

My financial situation:
I have a steady Income from my full time employment, I also have a part time job.
Monthly net income: $? 4100

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Bank_Of_XL$50.00$50.009/22/2010 3:24:30 PM
economy-popcorn$25.00$25.009/22/2010 3:53:38 PM
auction-workhorse679$25.00$25.009/23/2010 9:37:10 AM
dajen1$25.00$25.009/24/2010 8:55:38 AM
katnmouse$25.00$25.009/24/2010 10:26:46 AM
4mydaughterseducation$25.00$25.009/24/2010 8:01:39 PM
EJO$25.00$25.009/25/2010 2:08:11 AM
best-listing-toro$25.00$25.009/25/2010 9:39:57 AM
Mindful7$25.00$25.009/26/2010 7:46:53 AM
HappyToLoan$30.00$30.009/26/2010 10:32:27 AM
megich06$50.00$50.009/26/2010 7:57:59 PM
Cherrypicker$45.00$45.009/27/2010 11:08:18 AM
Leopoldine$25.00$25.009/27/2010 2:50:31 PM
gilbrear$25.00$25.009/27/2010 4:45:57 PM
silver-halo3$30.94$30.949/27/2010 6:34:46 PM
exchange-dreams$25.00$25.009/27/2010 7:52:57 PM
FundMaker$25.00$25.009/27/2010 8:30:24 PM
Islandgal$54.00$54.009/27/2010 8:25:44 PM
elloboverde$25.00$25.009/27/2010 11:24:53 PM
jybank$25.00$25.009/28/2010 12:18:43 AM
mpatrick$25.00$25.009/28/2010 2:17:31 PM
TakeCare$100.00$100.009/28/2010 2:55:42 PM
brightest-dignified-penny$25.00$25.009/28/2010 3:39:03 PM
UBOtto186$30.00$30.009/28/2010 5:12:30 PM
ethicalhumanist$50.00$50.009/28/2010 6:18:22 PM
malcolmreynolds$25.00$25.009/28/2010 4:38:49 PM
platinum-czar$50.00$50.009/28/2010 5:01:44 PM
mammalian4$25.00$25.009/28/2010 5:53:42 PM
sknop64$25.00$25.009/28/2010 11:33:47 PM
auction-seeker$25.00$25.009/28/2010 8:13:08 PM
simeonthewhale$25.00$25.009/29/2010 4:29:26 AM
omyogafinance$88.64$88.649/28/2010 10:20:23 PM
redmen93$100.00$100.009/28/2010 8:45:52 PM
klemer$25.00$25.009/29/2010 6:03:40 AM
toomanyfishtanks$25.00$25.009/29/2010 7:22:45 AM
Photoman42$25.00$25.009/28/2010 11:16:09 PM
moneytolend72$25.00$25.009/29/2010 7:30:26 AM
fair_rates$25.00$25.009/28/2010 11:38:43 PM
rockhound84$25.00$25.009/29/2010 12:30:25 AM
MapleLaker$25.00$25.009/29/2010 8:29:45 AM
maximizer$25.00$25.009/29/2010 4:46:58 AM
blue-useful-auction$25.00$25.009/29/2010 8:51:10 AM
pythia$25.00$25.009/29/2010 3:58:10 AM
gizmo65$25.00$25.009/29/2010 5:13:27 AM
fireferd$30.00$30.009/29/2010 7:47:02 AM
DasMula$25.00$25.009/29/2010 9:16:26 AM
vigilance-searcher$25.00$25.009/29/2010 8:57:10 AM
trumpeter5$50.00$50.009/29/2010 9:28:53 AM
squarebob$25.00$25.009/29/2010 9:34:33 AM
RandyL3$25.00$25.009/22/2010 9:43:27 AM
penny-plato$25.00$25.009/22/2010 2:04:32 PM
Sol_Invictus$25.00$25.009/22/2010 2:39:02 PM
lm75$25.00$25.009/22/2010 5:43:18 PM
JBCR$50.00$3.819/23/2010 12:20:46 PM
CK1$25.00$25.009/23/2010 4:14:39 PM
TheWainer$25.00$25.009/24/2010 2:34:56 PM
myworld701$25.00$25.009/26/2010 8:19:36 AM
Techne_Funds_LLC$25.00$25.009/26/2010 9:50:45 AM
doc1$100.00$100.009/26/2010 12:55:03 PM
exchange-squirrel$50.00$50.009/26/2010 4:19:29 PM
singletrck$25.00$25.009/27/2010 8:06:51 AM
SDD123$25.00$25.009/27/2010 5:53:00 AM
peregrine$32.44$32.449/27/2010 7:11:18 PM
MattProsper$60.00$60.009/27/2010 9:15:26 PM
PalmerTheEmbalmer$25.00$25.009/27/2010 11:07:56 PM
Ven58$25.00$25.009/28/2010 12:03:02 AM
scientists$25.00$25.009/28/2010 8:44:50 AM
leverage-monger$25.00$25.009/28/2010 9:20:25 AM
CashBank$25.00$25.009/28/2010 8:47:18 AM
money-bauble$100.00$100.009/28/2010 8:46:05 AM
Stock-Stud$25.00$25.009/28/2010 11:12:03 AM
MrOglesby$25.00$25.009/28/2010 11:46:31 AM
LARRY4NY$25.00$25.009/28/2010 12:11:53 PM
blue-dollar-viking$25.00$25.009/28/2010 5:00:35 PM
napoleon1168$25.00$25.009/28/2010 4:52:18 PM
blindtaxidriver$25.00$25.009/28/2010 11:28:03 PM
ManhattanLender$50.00$50.009/28/2010 7:27:45 PM
wonderous-power$25.00$25.009/29/2010 1:30:09 AM
Realty24$25.00$25.009/28/2010 8:32:50 PM
Long-term2040$25.00$25.009/28/2010 7:47:33 PM
velocity-winner$25.00$25.009/28/2010 9:32:02 PM
Schlawinzer$25.00$25.009/29/2010 4:56:24 AM
MrBadExample$112.00$112.009/28/2010 8:30:30 PM
madamlulu$69.84$69.849/28/2010 9:52:50 PM
favorite-commerce$100.00$100.009/29/2010 7:24:51 AM
sethred17$25.00$25.009/28/2010 11:27:54 PM
Leshan$33.33$33.339/29/2010 7:58:32 AM
poolshark72$25.00$25.009/28/2010 11:36:09 PM
spiff666$25.00$25.009/29/2010 8:34:37 AM
grampy48$25.00$25.009/29/2010 5:09:49 AM
tomdooley12520$25.00$25.009/29/2010 5:36:12 AM
zooom7$50.00$50.009/29/2010 6:52:07 AM
glenium$25.00$25.009/29/2010 9:28:16 AM
skeebuzz$100.00$100.009/29/2010 8:15:22 AM
triumphant-bonus$45.00$45.009/29/2010 8:22:01 AM
LeoBUSIIT$25.00$25.009/29/2010 8:45:21 AM
bill-expert$100.00$100.009/29/2010 9:33:25 AM
credit-coach118$35.00$35.009/29/2010 9:34:28 AM
98 bids
 
Borrower Payment Dependent Notes Series 474439
This series of Notes was issued and sold upon the funding of the borrower loan #44635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.7% Auction start date:  Sep-21-2010 
  Auction end date:  Sep-28-2010 
 
Starting lender yield: 18.00% Starting borrower rate/APR: 19.00% / 24.75% Starting monthly payment: $36.66
Final lender yield: 7.95% Final borrower rate/APR: 8.95% / 14.36% Final monthly payment: $31.78
 
Auction yield range: 7.79% - 18.00% Estimated loss impact: 8.86%  
Lender servicing fee: 1.00% Estimated return: -0.91%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2002 Debt/Income ratio: 34%
Credit score: 780-799 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 7 Occupation: Military Officer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,032Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: well-rounded-dinero Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Improve credit, reinvest in Prosper
Thanks for looking!
First off, the purpose of this loan is to help with my credit depth. As you can see, I have a great credit score but I'm young and therefore its hard to get good rates on mortgages and loans because of a lack of depth in my credit history. (That is my best guess as to the 'c' rating propser gives)

My financial situation:
I am securely employed by the USAF and will have a job for at least the next 10 years. I've never missed a payment on anything, I pay off my credit card in full every month (yes card, I only have one and I use it for everything, which is why my bank card utilization is where it is), and I have more than enough money in saving to pay off this loan in full at anytime if need be. There is 0 chance of me not paying this loan back, the whole point of it is for me to improve my credit score and credit depth.

Monthly net income: $ 4200

Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 120
??Car expenses: $ 100
??Utilities: $ 120
??Phone, cable, internet: $ 100
??Food, entertainment: $ 800
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1000
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Did prosper check your profession and wages info? Thanks, - p2ploan-sensation211
A: I've not taken a loan with prosper before, but they did the address verification and identity checks to ensure all my information was correct. I'm not sure if that process involved verifying my job/income as well.... but, military pay charts are published every year and readily available if you would like to verify. Monthly, base pay is $2750 + Housing Allowance (BAH) + Food Allowance (BAS) + Flight Pay puts me at $4200 a month as per my loan description. Thanks for asking! (Sep-25-2010)
Q: Do you plan on repaying the loan early or on schedule? - smarva
A: I plan on paying it back by the time I move to my next duty station, which will be just over a year from now. (Sep-26-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Integrity1st$31.00$31.009/26/2010 8:05:24 AM
a2190b$25.00$25.009/26/2010 4:58:01 PM
jayk63$25.00$25.009/28/2010 3:23:18 AM
BlessedEveryDay$25.00$25.009/28/2010 6:53:05 AM
loan-kung-fu$500.00$500.009/28/2010 9:07:14 AM
Goodnotlucky$75.00$75.009/28/2010 10:54:37 AM
Goodnotlucky$50.00$50.009/28/2010 10:56:53 AM
s270$67.07$67.079/28/2010 2:53:09 PM
420limo$33.49$33.499/22/2010 6:42:04 PM
wild-orange$100.00$100.009/27/2010 8:40:56 AM
dpries123$25.00$25.009/28/2010 1:24:19 PM
p2ploan-sensation211$25.00$18.449/28/2010 2:02:02 PM
exchange-squirrel$25.00$25.009/28/2010 2:32:16 PM
13 bids
 
Borrower Payment Dependent Notes Series 475409
This series of Notes was issued and sold upon the funding of the borrower loan #44622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Sep-22-2010 
  Auction end date:  Sep-29-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $339.27
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $339.27
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1993 Debt/Income ratio: 30%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 16Length of status:10y 7m
Amount delinquent: $0 Total credit lines: 45 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,041Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: THX1138 Borrower's state: Texas Borrower's group: Voyagers Financial
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 34 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
620-639 (May-2006)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Help me trim my credit card debt!
Purpose of loan:
This loan will be used to payoff 8 credit accounts with payments totaling $460/month.

My financial situation:
Prosper has categorized me as 'High Risk', I presume, due to my currently high debt-to-income ratio. However, this is the extent of my credit issues, as my payment history on every account is flawless. My credit situation can't be all that bad, as I was able to finance my $200k home (my first) back in April with no money down and at a rate of 5%, and I've comfortably made my first 4 mortgage payments.

Based on the estimated monthly payment for this loan, I'll save about $125/month, significantly reduce my total number of bills, and guarantee that the same $7500 of debt will be paid off in 36 months or less. I plan to use whatever cash is freed up after paying off these debts, and of course, the payment on this loan, towards my remaining debt so I can be rid of it much quicker than I'd be able to otherwise.

Monthly net income: $ 5399

Monthly expenses: $ 4693
??Housing: $ 1567
??Insurance: $ 120
??Car expenses: $ 800
??Utilities: $ 30
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1306
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Skeptical-one$30.00$30.009/22/2010 9:41:00 AM
simplelender80$100.00$100.009/22/2010 9:42:39 AM
villagers$25.00$25.009/22/2010 9:44:49 AM
reward-adventure$50.00$50.009/22/2010 9:43:43 AM
retired272$25.00$25.009/22/2010 1:13:14 PM
gold-channel2$50.00$50.009/22/2010 8:38:32 PM
Amber_Stone$25.00$25.009/22/2010 3:47:49 PM
usedtoborrow$25.00$25.009/23/2010 5:25:06 AM
brother_tam$50.00$50.009/23/2010 4:09:54 AM
AF-Chief$35.00$35.009/24/2010 3:25:11 PM
fairness-kayak$25.00$25.009/27/2010 2:14:03 PM
new-social-economist$50.00$50.009/27/2010 3:01:46 PM
momoney2lend$25.00$25.009/27/2010 3:01:53 PM
visionary-currency$50.00$50.009/27/2010 3:01:11 PM
tjone69$25.00$25.009/27/2010 9:57:22 PM
IIP77$25.00$25.009/28/2010 5:08:31 AM
Hambone1111$25.00$25.009/28/2010 9:38:48 AM
DadWarbucks$32.11$32.119/28/2010 1:12:44 PM
DeltaComputerGuy$25.00$25.009/28/2010 1:12:47 PM
CoffeyvilleKS$50.00$50.009/28/2010 3:24:57 PM
famous-bill$50.00$10.409/28/2010 3:25:01 PM
balance-warrior$25.00$25.009/28/2010 3:24:18 PM
red-favorable-basis$25.00$25.009/28/2010 3:24:50 PM
NOWRFST$33.55$33.559/28/2010 3:24:53 PM
ProMidLending$50.00$50.009/28/2010 3:24:59 PM
Aberdeen$400.00$400.009/28/2010 5:08:54 PM
Ray3486$25.00$25.009/28/2010 5:44:06 PM
clemclan$25.00$25.009/28/2010 6:16:52 PM
deepblue34$25.00$25.009/28/2010 6:39:25 PM
reflective-rupee$100.00$100.009/28/2010 3:46:18 PM
Aberdeen$500.00$500.009/28/2010 5:08:13 PM
bughead$25.00$25.009/28/2010 5:39:56 PM
restless-dime$46.00$46.009/28/2010 6:23:26 PM
librealfin$46.00$46.009/29/2010 6:13:04 AM
credit-missile$25.00$25.009/29/2010 8:14:28 AM
houli123$100.00$100.009/29/2010 1:28:23 AM
NekHoldings$25.00$25.009/29/2010 5:28:13 AM
DasMula$25.00$25.009/29/2010 9:19:21 AM
chameleon125$100.00$100.009/29/2010 6:37:35 AM
courteous-note1$25.00$25.009/29/2010 7:01:07 AM
RyanM561$25.00$25.009/29/2010 7:11:31 AM
favorite-commerce$25.00$25.009/29/2010 7:23:46 AM
squarebob$25.00$25.009/29/2010 9:35:50 AM
Bob450$30.00$30.009/29/2010 7:52:43 AM
Leshan$200.00$200.009/29/2010 8:00:13 AM
realestate6606$200.00$200.009/29/2010 8:03:32 AM
bsmtloan$75.00$75.009/29/2010 8:35:49 AM
autumn_leaves$50.00$50.009/29/2010 8:19:31 AM
twjh$25.00$25.009/29/2010 8:57:04 AM
mrxtravis$50.00$50.009/29/2010 9:12:16 AM
DasMula$25.00$25.009/29/2010 9:18:38 AM
RecoveryLender$25.00$25.009/29/2010 9:29:56 AM
squarebob$25.00$25.009/29/2010 9:35:17 AM
OldManP$25.00$25.009/22/2010 9:41:04 AM
frugalinvestor20$25.00$25.009/22/2010 9:41:21 AM
kulender$41.49$41.499/22/2010 9:43:29 AM
agiovasil$25.00$25.009/22/2010 9:44:10 AM
AlexTrep$25.00$25.009/22/2010 9:40:47 AM
loan-kung-fu$50.00$50.009/22/2010 12:33:30 PM
Jasmel$100.00$100.009/22/2010 3:39:00 PM
mikeandcat$100.00$100.009/23/2010 5:24:21 AM
Comoparklender$25.00$25.009/23/2010 12:25:09 PM
CommunityArts_Non-profit$75.00$75.009/24/2010 7:05:31 AM
zone8$50.00$50.009/24/2010 3:26:05 PM
lendstats_com$200.00$200.009/25/2010 8:47:54 PM
head$25.00$25.009/27/2010 12:17:24 PM
generous-deal6$25.00$25.009/27/2010 12:34:55 PM
icecoldcash$25.00$25.009/27/2010 3:01:51 PM
helping-out$30.00$30.009/27/2010 3:01:31 PM
logical-loyalty0$25.00$25.009/27/2010 3:53:30 PM
worthy-bid8$25.00$25.009/27/2010 3:56:44 PM
RMB-Investments$28.97$28.979/28/2010 10:52:00 AM
drcoop$25.00$25.009/28/2010 9:38:50 AM
power-locomotive$50.00$50.009/28/2010 1:12:45 PM
supreme-hope$25.00$25.009/28/2010 3:24:55 PM
studious-peso$50.00$50.009/28/2010 3:24:58 PM
inspiring-reward$100.00$100.009/28/2010 2:36:37 PM
cheito06$50.00$50.009/28/2010 3:24:54 PM
Brainworm$25.00$25.009/28/2010 3:25:00 PM
Live-Joy$50.00$50.009/28/2010 3:24:52 PM
bold-yield-rumbler$25.01$25.019/28/2010 3:24:56 PM
tech310$25.00$25.009/28/2010 3:48:25 PM
ethicalhumanist$25.00$25.009/28/2010 6:20:29 PM
Aberdeen$400.00$400.009/28/2010 5:08:54 PM
Sonihal$66.05$66.059/28/2010 5:05:07 PM
Kash2010lu$50.00$50.009/28/2010 6:10:23 PM
SFBank$300.00$300.009/28/2010 6:24:48 PM
ralf206$50.00$50.009/28/2010 7:18:08 PM
WeshaTheLeopard$25.00$25.009/28/2010 6:53:41 PM
progressive-treasure1$82.81$82.819/29/2010 1:46:35 AM
fizicks06$100.00$100.009/28/2010 7:35:00 PM
JJ-Loans$50.00$50.009/29/2010 6:20:02 AM
first-serene-credit$40.00$40.009/28/2010 9:50:28 PM
Lender-Trader$26.04$26.049/29/2010 6:50:13 AM
well-mannered-income3$100.00$100.009/29/2010 6:57:03 AM
MStackIV$250.00$250.009/29/2010 7:43:02 AM
MStackIV$72.20$72.209/29/2010 7:48:47 AM
autumn_leaves$50.00$50.009/29/2010 8:20:42 AM
brosco2323$25.00$25.009/29/2010 12:37:18 AM
LeoBUSIIT$25.00$25.009/29/2010 8:45:41 AM
Iceman1347$25.00$25.009/29/2010 8:59:46 AM
keeper24$25.00$25.009/29/2010 5:33:46 AM
aquistoyraul$25.00$25.009/29/2010 9:26:53 AM
loanman2007$150.00$150.009/29/2010 7:19:09 AM
cashhelp$25.00$25.009/29/2010 7:22:07 AM
manatee21$100.00$100.009/29/2010 7:37:39 AM
credit-missile$25.00$25.009/29/2010 8:13:59 AM
credit-missile$25.00$25.009/29/2010 8:15:15 AM
nextar$25.87$25.879/29/2010 8:50:49 AM
thenewkaisersoze$25.00$25.009/29/2010 9:09:11 AM
mikeandcat$100.00$100.009/29/2010 9:28:16 AM
DasMula$25.00$25.009/29/2010 9:18:25 AM
payout-bridge$673.50$673.509/29/2010 9:36:31 AM
113 bids
 
Borrower Payment Dependent Notes Series 475645
This series of Notes was issued and sold upon the funding of the borrower loan #44594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-20-2010 
  Auction end date:  Sep-27-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $521.08
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $521.08
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1996 Debt/Income ratio: 17%
Credit score: 740-759 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:30y 1m
Amount delinquent: $0 Total credit lines: 26 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,264Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: vcdpower Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card & Adoption Costs
Purpose of loan:
This loan will be used to? Consolidate credit card debt to lower interest rate with some payment of lawyer fees for court case to take parental rights away from children (won) and subsequent adoption of child.

My financial situation:
I am a good candidate for this loan because? I pay my bills on time always

Monthly net income: $ 8200.00

Monthly expenses: $ - 3670.00
??Housing: $ 1,000.00
??Insurance: $ 200.00
??Car expenses: $ 450.00
??Utilities: $ 120.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 900.00
??Other expenses: $ 300.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.009/20/2010 2:36:06 PM
GElender$100.00$100.009/20/2010 2:43:09 PM
kmr2$150.00$150.009/20/2010 2:43:37 PM
bid-czar8$100.00$100.009/20/2010 2:45:35 PM
generous-deal6$50.00$50.009/20/2010 2:45:24 PM
kegs$150.00$150.009/20/2010 2:46:00 PM
ichibon$150.00$150.009/20/2010 2:47:54 PM
studious-bonus7$100.00$100.009/20/2010 2:48:07 PM
authentic-liberty7$50.00$50.009/20/2010 2:43:00 PM
worthy-bid8$100.00$100.009/20/2010 2:49:22 PM
rescue$50.00$50.009/20/2010 2:49:53 PM
a-finance-nirvana$25.00$25.009/20/2010 2:50:07 PM
enthralling-deal180$100.00$100.009/20/2010 2:43:55 PM
brightest-affluence-motivator$100.00$100.009/20/2010 2:44:27 PM
marketplace-cello5$50.00$50.009/20/2010 2:44:58 PM
simplelender80$250.00$250.009/20/2010 2:51:28 PM
red-adaptable-funds$50.00$50.009/20/2010 2:51:38 PM
gethsemane4$25.00$25.009/20/2010 2:52:30 PM
well-rounded-dinero$75.00$75.009/20/2010 2:52:55 PM
patriot897$50.00$50.009/20/2010 2:53:03 PM
Tradesmanlender$25.00$25.009/20/2010 2:56:17 PM
mla$25.00$25.009/20/2010 2:49:39 PM
Comoparklender$50.00$50.009/20/2010 2:57:10 PM
Ocean713$50.00$50.009/20/2010 2:57:31 PM
money-bauble$50.00$50.009/20/2010 3:29:05 PM
Sol_Invictus$25.00$25.009/20/2010 3:27:05 PM
objective-investor$25.56$25.569/20/2010 7:00:25 PM
Cai8899$50.00$50.009/21/2010 5:38:43 AM
benjamins-den$25.00$25.009/21/2010 9:34:29 AM
RMB-Investments$50.00$50.009/21/2010 11:30:24 AM
shmb6508$100.00$100.009/21/2010 11:08:40 AM
on_your_side$25.00$25.009/21/2010 2:56:13 PM
AF-Chief$25.00$25.009/21/2010 3:07:21 PM
danthemon35$25.00$25.009/21/2010 3:06:55 PM
ClearCut$50.00$50.009/21/2010 5:04:40 PM
irrelevant$25.00$25.009/21/2010 3:35:09 PM
CasaDeTomas$100.00$100.009/21/2010 7:08:31 PM
bountiful-durability$100.00$100.009/22/2010 1:23:39 AM
ideal-platinum1$50.00$50.009/22/2010 1:24:33 AM
excellent-leverage6$25.00$25.009/22/2010 2:20:21 PM
agalt$100.00$100.009/22/2010 2:23:17 PM
efficient-treasure0$25.00$25.009/22/2010 6:04:09 PM
ommcd$25.00$25.009/23/2010 11:18:21 AM
DRA-Properties$25.00$25.009/23/2010 9:49:51 AM
finance-magma7$25.00$25.009/23/2010 1:34:02 PM
efficient-marketplace$50.00$50.009/23/2010 3:12:21 PM
kulender$27.78$27.789/23/2010 3:12:26 PM
bxdoc$75.00$75.009/23/2010 2:54:35 PM
BankofAdonai$50.00$50.009/23/2010 6:53:30 PM
julijask$25.00$25.009/23/2010 4:18:16 PM
dajen1$30.00$30.009/23/2010 7:25:07 PM
sugybutt$40.25$40.259/23/2010 6:49:21 PM
investment-star$100.00$100.009/23/2010 9:58:23 PM
pursuit469$37.26$37.269/23/2010 8:13:29 PM
ryguy150$25.00$25.009/23/2010 8:48:25 PM
anders94$25.00$25.009/24/2010 1:53:07 AM
hookUup$25.00$25.009/24/2010 4:07:15 AM
wise-dedicated-power$25.00$25.009/24/2010 8:28:15 AM
jamiee73$25.00$25.009/24/2010 9:47:04 AM
oregonusa$50.00$50.009/24/2010 9:47:08 AM
SAGE88$50.00$50.009/24/2010 8:57:07 AM
djh47a$25.00$25.009/24/2010 9:47:21 AM
LexerdGroupCapital$25.00$25.009/24/2010 10:32:59 AM
HeavyDriver03$25.00$25.009/24/2010 10:12:16 AM
IeatatWendys$28.28$28.289/24/2010 10:23:45 AM
mlbox3k$50.00$50.009/24/2010 12:37:20 PM
mike_banker$50.00$50.009/24/2010 1:07:31 PM
rockstar78$50.00$50.009/24/2010 1:07:48 PM
smart-return$25.00$25.009/24/2010 2:57:11 PM
calm-deal7$25.00$25.009/24/2010 2:53:28 PM
dloan$25.00$25.009/24/2010 2:56:56 PM
flexible-return297$50.00$50.009/24/2010 2:58:25 PM
wampum-chorus3$25.00$25.009/24/2010 3:20:59 PM
compassionate-fairness6$25.00$25.009/24/2010 3:25:05 PM
economy-producer$25.00$25.009/24/2010 3:20:57 PM
brightest-income-hunter$25.00$25.009/24/2010 3:21:05 PM
sparkling-gold$50.00$50.009/24/2010 4:12:07 PM
kmwvma$25.00$25.009/24/2010 5:07:31 PM
ussugm$25.00$25.009/24/2010 8:17:11 PM
diversification-pilot$25.00$25.009/24/2010 9:17:49 PM
calsig1363$25.00$25.009/24/2010 8:07:20 PM
Tai$50.00$50.009/25/2010 1:56:51 AM
alexstar$25.00$25.009/25/2010 2:23:39 AM
fly99$30.85$30.859/25/2010 2:30:01 AM
hopethisworks$25.00$25.009/25/2010 1:55:23 AM
AdamDB$25.00$25.009/25/2010 2:29:58 AM
hrubinst$50.00$50.009/25/2010 2:43:08 AM
blissful-note7$25.00$25.009/25/2010 3:08:00 AM
melodious-fairness$25.00$25.009/25/2010 3:08:29 AM
jwood3030$25.00$25.009/25/2010 2:41:44 AM
flwah$25.00$25.009/25/2010 2:42:21 AM
piter-to-la-investment$25.00$25.009/25/2010 3:03:46 AM
yield-seeker$25.00$25.009/25/2010 3:06:03 AM
peso-colonel$25.00$25.009/25/2010 5:53:08 AM
powerful-finance7$25.00$25.009/25/2010 4:32:10 AM
loss-of-control$50.00$50.009/25/2010 7:07:30 AM
LandE2BG$25.00$25.009/25/2010 9:38:14 AM
best-listing-toro$25.00$25.009/25/2010 9:31:43 AM
gold-disk$50.00$50.009/25/2010 9:38:17 AM
rakstar$25.00$25.009/25/2010 11:52:12 AM
pubnat$25.00$25.009/25/2010 10:22:06 AM
bajeezus$25.00$25.009/25/2010 1:02:13 PM
patriot384$360.00$360.009/25/2010 1:31:44 PM
cash-merry-maker$25.00$25.009/25/2010 1:33:09 PM
diplomatic-wealth7$50.00$50.009/25/2010 1:37:05 PM
maxion$25.00$25.009/25/2010 1:33:17 PM
Devsfan3$50.00$50.009/25/2010 1:37:04 PM
justice-dna$25.00$25.009/25/2010 2:03:14 PM
108lender$73.82$73.829/25/2010 3:02:29 PM
chapman18$25.00$25.009/25/2010 3:22:55 PM
integrity-trumpet$50.00$50.009/25/2010 1:37:06 PM
vigorous-note$50.00$50.009/25/2010 1:37:11 PM
sarisai$50.00$50.009/25/2010 3:47:10 PM
gulch$35.83$35.839/25/2010 3:57:17 PM
dadalou$25.00$25.009/25/2010 8:46:59 PM
greenback-ally$50.00$50.009/25/2010 9:39:55 PM
Danickita$50.00$50.009/25/2010 9:23:38 PM
chris668$25.00$25.009/26/2010 3:03:25 AM
feb217$50.00$50.009/25/2010 8:27:22 PM
devoider$25.00$25.009/25/2010 9:23:23 PM
income-excellence1$25.56$25.569/26/2010 6:07:15 AM
rubykait$25.00$25.009/26/2010 7:12:05 AM
Elbanko$25.00$25.009/25/2010 11:19:22 PM
MARSTUN$36.66$36.669/26/2010 7:44:16 AM
historic-nickel$25.00$25.009/26/2010 8:53:01 AM
credit-observatory$25.00$25.009/26/2010 9:27:05 AM
gt5149c$25.00$25.009/26/2010 9:33:23 AM
pvconn$39.00$39.009/26/2010 9:47:20 AM
hope-eagle6$25.00$25.009/26/2010 8:17:15 AM
divedude$50.00$50.009/26/2010 10:22:37 AM
best-marketologist$25.00$25.009/26/2010 9:09:12 AM
ferocious-camaraderi1$100.00$100.009/26/2010 11:52:38 AM
want2race$25.00$25.009/26/2010 1:00:28 PM
tuneman1980$25.00$25.009/26/2010 1:02:02 PM
aue513$25.00$25.009/26/2010 10:50:08 AM
Josilot$25.00$25.009/26/2010 1:34:54 PM
a-power-amigo$25.00$25.009/26/2010 1:33:20 PM
lovely-leverage$35.00$35.009/26/2010 1:46:39 PM
j2ee$25.00$25.009/26/2010 4:32:11 PM
eric-p$50.00$50.009/26/2010 3:37:01 PM
Boxhead$50.00$50.009/26/2010 7:17:05 PM
credit-coach118$25.00$25.009/26/2010 7:18:23 PM
Debt2Freedom$25.00$25.009/26/2010 8:07:01 PM
LKN2RTR$25.00$25.009/26/2010 6:46:57 PM
jdwillcox$50.00$50.009/26/2010 8:33:26 PM
yennib$50.00$50.009/26/2010 9:27:11 PM
cberthiaume$25.00$25.009/27/2010 6:12:04 AM
trustworthy-finance6$100.00$100.009/27/2010 7:18:24 AM
BankofTony$35.00$35.009/27/2010 8:58:26 AM
orange-dollar-guild$25.00$25.009/27/2010 8:58:31 AM
Magog12$50.00$50.009/27/2010 8:58:33 AM
reward-planetarium$100.00$100.009/27/2010 8:58:44 AM
jblack01$25.00$25.009/27/2010 8:59:39 AM
acropiloterau2002$25.00$25.009/27/2010 8:59:53 AM
AK49-JW$25.00$25.009/27/2010 9:00:06 AM
Tengoku$27.52$27.529/27/2010 6:52:11 AM
stolan$25.00$25.009/27/2010 8:58:23 AM
buddy486$25.00$25.009/27/2010 8:58:29 AM
PitOfSuccess$25.00$25.009/27/2010 8:58:33 AM
nandog$25.00$25.009/27/2010 8:58:44 AM
F16Edwards$50.00$50.009/27/2010 8:59:57 AM
Msbutterfly$50.00$50.009/27/2010 9:00:07 AM
the-debt-fluffy-bunny$25.00$25.009/27/2010 9:00:13 AM
narblark$50.00$47.129/27/2010 9:00:37 AM
wwwUniversal$25.00$25.009/27/2010 9:02:17 AM
Vegasjim$25.00$25.009/27/2010 8:47:10 AM
bklynborn424$25.00$25.009/27/2010 8:58:22 AM
FCI$25.00$25.009/27/2010 8:58:29 AM
finance-motivator$50.00$50.009/27/2010 8:59:53 AM
dpdn57$50.00$50.009/27/2010 9:00:11 AM
reward-awakening$25.00$25.009/27/2010 10:39:55 AM
Watersports$40.00$40.009/27/2010 10:59:51 AM
mpatrick$25.00$25.009/27/2010 11:00:13 AM
wop310$100.00$100.009/27/2010 11:48:50 AM
tomdooley12520$25.00$25.009/27/2010 11:10:04 AM
Mindful7$25.00$25.009/27/2010 12:05:41 PM
mistering$50.00$50.009/27/2010 1:36:12 PM
squarebob$25.00$25.009/27/2010 2:26:03 PM
leverage-monger$25.00$25.009/27/2010 1:38:44 PM
velocity-winner$25.00$25.009/27/2010 1:40:15 PM
squarebob$25.00$25.009/27/2010 2:29:52 PM
ray1051$25.00$25.009/20/2010 2:37:31 PM
dt_one$25.00$25.009/20/2010 2:39:27 PM
schpere$25.00$25.009/20/2010 2:37:45 PM
handshake5$25.00$25.009/20/2010 2:43:26 PM
soheagle$50.00$50.009/20/2010 2:43:44 PM
pfh$25.00$25.009/20/2010 2:44:18 PM
peripatetic$25.00$25.009/20/2010 2:44:39 PM
mtquan$25.00$25.009/20/2010 2:46:37 PM
larrybird$150.00$150.009/20/2010 2:46:13 PM
jazzlender$25.00$25.009/20/2010 2:43:17 PM
papaloha$25.00$25.009/20/2010 2:49:44 PM
credit-scout7$50.00$50.009/20/2010 2:50:00 PM
jigsaw$100.00$100.009/20/2010 2:44:13 PM
gold-channel2$100.00$100.009/20/2010 2:48:19 PM
first-listing-expert$25.00$25.009/20/2010 2:48:48 PM
tech310$50.00$50.009/20/2010 2:56:00 PM
golden-bid9$50.00$50.009/20/2010 2:56:21 PM
Clambake$50.00$50.009/20/2010 2:56:04 PM
radforj22$25.00$25.009/20/2010 3:29:26 PM
bold-careful-finance$25.00$25.009/20/2010 5:49:32 PM
blue-useful-auction$25.00$25.009/20/2010 5:29:07 PM
helpinghand75$50.00$50.009/20/2010 7:00:10 PM
agiovasil$25.00$25.009/20/2010 9:33:53 PM
the-profit-oracle$25.00$25.009/20/2010 7:00:15 PM
lendmedo$25.00$25.009/21/2010 6:34:14 AM
loan-wasp$47.55$47.559/21/2010 8:18:12 AM
williemc44$50.00$50.009/21/2010 9:33:44 AM
Gabriel02$25.00$25.009/21/2010 12:04:59 PM
trade-freshmaker$50.00$50.009/21/2010 10:53:32 AM
doncm$50.00$50.009/21/2010 1:18:37 PM
Artist_Blue$25.00$25.009/21/2010 2:56:25 PM
Ripsaw4U$50.00$50.009/21/2010 2:24:25 PM
MissionMicroFinance$25.00$25.009/21/2010 3:01:12 PM
sound$50.00$50.009/21/2010 3:04:05 PM
LAKESPRING$25.00$25.009/21/2010 3:05:38 PM
Bank_Of_XL$50.00$50.009/21/2010 5:17:30 PM
socrates520$25.00$25.009/21/2010 3:49:43 PM
airrbob$50.00$50.009/21/2010 10:43:44 PM
peb44$25.00$25.009/22/2010 1:06:50 AM
Tomeus$75.00$75.009/22/2010 9:33:33 AM
6moonbeams$100.00$100.009/22/2010 11:19:57 AM
BeanCownter$25.00$25.009/22/2010 11:31:01 AM
grf1945$50.00$50.009/22/2010 11:45:24 AM
maldok1$25.00$25.009/22/2010 12:55:22 PM
return-percolator8$31.77$31.779/22/2010 5:00:12 PM
green-capital-hornet$25.00$25.009/23/2010 1:29:55 AM
DanLash$50.00$50.009/23/2010 8:28:34 AM
penny-plato$25.00$25.009/23/2010 8:33:13 AM
bill-mushroom$25.00$25.009/23/2010 2:43:33 AM
triumph329$50.00$50.009/23/2010 7:03:23 AM
dollardave$100.00$100.009/23/2010 9:23:39 AM
cxl9$50.00$50.009/23/2010 9:53:33 AM
ferocious-finance$25.00$25.009/23/2010 9:25:14 AM
frizzzzank$50.00$50.009/23/2010 10:59:10 AM
FinDoc$25.00$25.009/23/2010 3:05:59 PM
Easystreet$25.00$25.009/23/2010 3:12:17 PM
attentive-income$50.00$50.009/23/2010 3:12:27 PM
teller$49.42$49.429/23/2010 3:43:18 PM
engaging-worth$25.00$25.009/23/2010 4:20:49 PM
herbyman$25.00$25.009/23/2010 6:58:14 PM
impartial-peace9$25.00$25.009/23/2010 7:29:16 PM
green-unassailable-investment$25.00$25.009/23/2010 9:28:11 PM
nickel-hickory$25.00$25.009/24/2010 1:14:00 AM
fairness-kayak$25.00$25.009/23/2010 10:34:18 PM
credit-kahuna$50.00$50.009/24/2010 1:07:57 AM
Premierelender$25.00$25.009/24/2010 3:22:59 AM
orgy63$25.00$25.009/24/2010 4:37:11 AM
noble-revenue$50.00$50.009/24/2010 6:39:06 AM
bodascafe$25.00$25.009/24/2010 7:47:14 AM
Trevor_C$25.00$25.009/24/2010 9:43:58 AM
IIP77$25.00$25.009/24/2010 8:28:40 AM
Marathoner$50.00$50.009/24/2010 10:07:50 AM
thrifty-capital$25.00$25.009/24/2010 10:38:02 AM
beer-gardener$75.00$75.009/24/2010 10:32:39 AM
Dahlozer$50.00$50.009/24/2010 12:58:42 PM
toomanyfishtanks$25.00$25.009/24/2010 2:15:39 PM
LongTail$25.00$25.009/24/2010 2:07:02 PM
smurf163$25.00$25.009/24/2010 2:58:37 PM
Investoman$50.00$50.009/24/2010 2:55:59 PM
checkuto$25.00$25.009/24/2010 3:00:34 PM
jo2y$25.00$25.009/24/2010 2:58:42 PM
ptjg$50.00$50.009/24/2010 2:59:28 PM
lcole32$25.00$25.009/24/2010 3:23:06 PM
the-skillful-value$25.00$25.009/24/2010 3:26:59 PM
Adam_00$50.00$50.009/24/2010 3:29:56 PM
rmachi$25.00$25.009/24/2010 3:33:24 PM
icecoldcash$100.00$100.009/24/2010 4:51:55 PM
producer553$25.00$25.009/24/2010 6:52:09 PM
LoisLoan$25.00$25.009/24/2010 4:52:44 PM
CASHGIRL$25.00$25.009/25/2010 2:07:55 AM
anyoi$30.50$30.509/25/2010 2:23:42 AM
DcUnited$30.00$30.009/25/2010 2:23:50 AM
Aimvest$25.00$25.009/24/2010 11:02:15 PM
Phantom99$25.00$25.009/25/2010 2:43:53 AM
ClearLake$25.00$25.009/25/2010 2:09:20 AM
Dweeberkitty1$25.00$25.009/25/2010 2:49:05 AM
dinero-speaker$25.00$25.009/25/2010 3:07:58 AM
loan-master996$45.61$45.619/25/2010 2:49:33 AM
lostontheedge$25.00$25.009/25/2010 2:30:07 AM
Ciphernetic$25.00$25.009/25/2010 6:27:10 AM
fcukciti$45.09$45.099/25/2010 3:05:41 AM
utopia14$50.00$50.009/25/2010 6:48:46 AM
nalaari$25.00$25.009/25/2010 3:07:40 AM
kanpur63$50.00$50.009/25/2010 7:43:33 AM
MC_$41.29$41.299/25/2010 10:22:00 AM
Interstate_Rate$100.00$100.009/25/2010 10:47:31 AM
icchok$50.00$50.009/25/2010 8:37:04 AM
gracej$25.00$25.009/25/2010 11:18:00 AM
scottssm$36.00$36.009/25/2010 9:38:16 AM
friendinmoney$25.00$25.009/25/2010 11:26:56 AM
grystndoc$25.00$25.009/25/2010 12:38:11 PM
sentry256$25.00$25.009/25/2010 1:33:13 PM
honorable-yield$35.49$35.499/25/2010 1:37:01 PM
wonderful-rupee$25.00$25.009/25/2010 1:37:10 PM
RedantFinance$25.00$25.009/25/2010 1:33:08 PM
asdf9876$25.00$25.009/25/2010 1:37:03 PM
jeffpac$30.86$30.869/25/2010 2:03:13 PM
neutrino6$25.00$25.009/25/2010 2:37:18 PM
theaterguy$25.00$25.009/25/2010 12:42:34 PM
enigmallc$25.00$25.009/25/2010 1:37:02 PM
potatoepicker$50.00$50.009/25/2010 1:37:07 PM
Ven58$25.00$25.009/25/2010 7:52:07 PM
ericgassercom$50.00$50.009/25/2010 7:46:59 PM
new-social-economist$43.07$43.079/25/2010 7:58:17 PM
cashtolendyou$25.00$25.009/25/2010 8:09:37 PM
BuzzyBee336$29.92$29.929/25/2010 8:28:33 PM
robot81$25.00$25.009/25/2010 8:43:01 PM
medic_up$50.00$50.009/25/2010 6:17:03 PM
porter22$25.00$25.009/25/2010 9:43:17 PM
note-axis5$50.00$50.009/25/2010 9:47:19 PM
gravity3$25.00$25.009/26/2010 1:38:08 AM
lifegrowth$25.00$25.009/25/2010 8:22:12 PM
treasure-generator$25.00$25.009/25/2010 9:23:25 PM
banjot$25.00$25.009/26/2010 6:07:13 AM
soroxy$25.00$25.009/26/2010 9:19:44 AM
MarinLoans$25.00$25.009/26/2010 7:28:44 AM
Logan7$25.00$25.009/26/2010 10:17:29 AM
SBT$36.53$36.539/26/2010 10:17:20 AM
lagnisiruk$25.00$25.009/26/2010 10:17:38 AM
Sixmil$26.66$26.669/26/2010 10:24:25 AM
authoritative-capital$25.00$25.009/26/2010 10:24:28 AM
smallcountry$50.00$50.009/26/2010 12:27:19 PM
VIGSY$27.09$27.099/26/2010 6:32:10 PM
sassykatty$50.00$50.009/26/2010 8:18:40 PM
payout-detective7$31.78$31.789/26/2010 8:44:21 PM
the-productive-agreement$50.00$50.009/26/2010 9:37:05 PM
Picopie$25.49$25.499/26/2010 8:27:25 PM
Quentin8002$25.00$25.009/26/2010 8:58:44 PM
dor$61.62$61.629/26/2010 9:55:09 PM
DaveG56313$25.00$25.009/26/2010 9:12:09 PM
Montgomery-Burns$25.00$25.009/26/2010 10:27:28 PM
riproaringrapids$25.00$25.009/27/2010 1:17:17 AM
KiwiElf$28.77$28.779/27/2010 6:32:00 AM
DMark69$25.00$25.009/27/2010 8:17:31 AM
red-power-pecan$50.00$50.009/27/2010 8:58:23 AM
divemaster$25.00$25.009/27/2010 8:58:28 AM
grant_myron$25.00$25.009/27/2010 8:58:38 AM
smart-leverage7$50.00$50.009/27/2010 8:59:51 AM
mooselegs19$50.00$50.009/27/2010 8:59:59 AM
power-pagoda$50.00$50.009/27/2010 9:00:10 AM
EretzCapital$25.00$25.009/27/2010 8:32:17 AM
Wings06J$25.00$25.009/27/2010 8:58:25 AM
RetiredATC$50.00$50.009/27/2010 8:58:30 AM
P3W-451$50.00$50.009/27/2010 8:58:34 AM
paradisenow$25.00$25.009/27/2010 8:58:49 AM
life-is-great$50.00$50.009/27/2010 8:59:55 AM
oreyedoc$50.00$50.009/27/2010 9:00:02 AM
PRGuyinVA$50.00$50.009/27/2010 9:00:05 AM
financial-frenzy$50.00$50.009/27/2010 9:00:08 AM
billboy85$25.00$25.009/27/2010 9:00:34 AM
pythia$25.00$25.009/27/2010 9:34:56 AM
Binan$25.00$25.009/27/2010 8:58:11 AM
callmebryan$25.00$25.009/27/2010 8:58:24 AM
labate$25.00$25.009/27/2010 8:58:32 AM
Dhuri$50.00$50.009/27/2010 8:59:37 AM
HAVEANICEDAY$25.00$25.009/27/2010 9:00:00 AM
CapStack$75.00$75.009/27/2010 9:00:21 AM
namisguy$50.00$50.009/27/2010 9:00:32 AM
SmartBanking$25.00$25.009/27/2010 9:23:25 AM
moneytolend72$25.00$25.009/27/2010 10:06:53 AM
trade-elm$30.00$30.009/27/2010 9:30:48 AM
Katburg$35.00$35.009/27/2010 11:02:25 AM
1stAmericanCapital$25.00$25.009/27/2010 11:01:01 AM
the-bright-velocity$25.00$25.009/27/2010 11:03:59 AM
TakeCare$100.00$100.009/27/2010 12:43:36 PM
dime-vista2$25.00$25.009/27/2010 12:33:42 PM
selfmademan$25.00$25.009/27/2010 2:13:09 PM
octoberfresh$25.00$25.009/27/2010 2:11:38 PM
DasMula$25.00$25.009/27/2010 2:20:17 PM
fireferd$25.00$25.009/27/2010 2:32:13 PM
371 bids
 
Borrower Payment Dependent Notes Series 476165
This series of Notes was issued and sold upon the funding of the borrower loan #44609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-20-2010 
  Auction end date:  Sep-25-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $173.69
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $173.69
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1963 Debt/Income ratio: 19%
Credit score: 740-759 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:15y 6m
Amount delinquent: $0 Total credit lines: 14 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,922Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: bazaar-deployment Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fixing up house
Purpose of loan:
This loan will be used to fix up house and pay bills?

My financial situation:
I am a good candidate for this loan because i pay bills on?time

Monthly net income: $2,210.14

Monthly expenses: $
??Housing: $90.00
??Insurance: $
??Car expenses: $ 142.94
??Utilities: $64
??Phone, cable, internet: $?140.15??Food, entertainment: $?220??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $60
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.009/20/2010 2:36:10 PM
ray1051$25.00$25.009/20/2010 2:37:29 PM
schpere$25.00$25.009/20/2010 2:37:43 PM
pfh$25.00$25.009/20/2010 2:44:21 PM
mtquan$25.00$25.009/20/2010 2:46:35 PM
money-bauble$50.00$50.009/20/2010 2:47:48 PM
GElender$100.00$100.009/20/2010 2:43:11 PM
handshake5$25.00$25.009/20/2010 2:43:29 PM
kmr2$150.00$150.009/20/2010 2:43:39 PM
a-finance-nirvana$25.00$25.009/20/2010 2:50:09 PM
red-adaptable-funds$50.00$50.009/20/2010 2:51:40 PM
patriot897$50.00$50.009/20/2010 2:53:05 PM
studious-bonus7$100.00$100.009/20/2010 2:48:04 PM
credit-scout7$50.00$50.009/20/2010 2:50:03 PM
rescue$50.00$50.009/20/2010 2:51:17 PM
bold-careful-finance$25.00$25.009/20/2010 5:49:36 PM
penny-plato$25.00$25.009/20/2010 4:42:46 PM
FmrEngr2Phd$25.00$25.009/20/2010 8:04:18 PM
agiovasil$25.00$25.009/20/2010 9:29:34 PM
tech310$50.00$50.009/21/2010 1:04:37 AM
Cai8899$50.00$50.009/21/2010 5:38:47 AM
lendmedo$25.00$25.009/21/2010 6:34:12 AM
golden-bid9$50.00$50.009/21/2010 6:09:04 AM
radforj22$25.00$25.009/21/2010 9:35:54 AM
williemc44$50.00$50.009/21/2010 9:33:46 AM
trade-freshmaker$50.00$50.009/21/2010 10:53:34 AM
the-profit-oracle$25.00$25.009/21/2010 9:53:16 AM
Gabriel02$25.00$25.009/21/2010 12:05:01 PM
benjamins-den$25.00$25.009/21/2010 3:06:13 PM
danthemon35$25.00$25.009/21/2010 3:06:54 PM
ClearCut$50.00$50.009/21/2010 5:04:41 PM
Isaac007$26.24$26.249/22/2010 12:33:17 AM
bondhedger$25.00$25.009/22/2010 9:34:20 AM
tedi-tif$50.00$50.009/22/2010 11:54:22 AM
CommerciaLender$25.00$25.009/22/2010 8:26:28 PM
dollardave$100.00$100.009/23/2010 9:23:41 AM
bxdoc$47.65$47.659/23/2010 3:11:12 PM
credit-kahuna$50.00$50.009/24/2010 1:07:59 AM
dajen1$25.00$25.009/24/2010 8:51:57 AM
EJO$25.00$25.009/24/2010 10:02:04 AM
CK1$25.00$25.009/24/2010 1:47:30 PM
exchange-dreams$25.00$25.009/24/2010 8:07:13 PM
theloanfiller$25.00$25.009/24/2010 5:39:38 PM
money4u2use$25.00$25.009/25/2010 5:39:57 AM
patriot384$360.00$360.009/25/2010 1:42:07 PM
tanya1282$132.64$132.649/25/2010 1:15:06 PM
authentic-liberty7$50.00$50.009/20/2010 2:43:03 PM
enthralling-deal180$100.00$100.009/20/2010 2:43:59 PM
VAGweilo$50.00$50.009/20/2010 2:38:56 PM
peripatetic$25.00$25.009/20/2010 2:44:42 PM
marketplace-cello5$50.00$50.009/20/2010 2:45:01 PM
bid-czar8$100.00$100.009/20/2010 2:45:37 PM
gold-channel2$100.00$100.009/20/2010 2:48:23 PM
first-listing-expert$25.00$25.009/20/2010 2:48:53 PM
jazzlender$25.00$25.009/20/2010 2:43:20 PM
mla$25.00$25.009/20/2010 2:49:36 PM
soheagle$50.00$50.009/20/2010 2:43:48 PM
jigsaw$100.00$100.009/20/2010 2:44:08 PM
brightest-affluence-motivator$100.00$100.009/20/2010 2:44:30 PM
simplelender80$250.00$250.009/20/2010 2:51:27 PM
generous-deal6$50.00$50.009/20/2010 2:45:27 PM
kegs$150.00$150.009/20/2010 2:46:03 PM
gethsemane4$25.00$25.009/20/2010 2:52:28 PM
larrybird$150.00$150.009/20/2010 2:46:17 PM
ichibon$150.00$150.009/20/2010 2:47:58 PM
papaloha$25.00$25.009/20/2010 2:49:46 PM
Comoparklender$50.00$50.009/20/2010 2:57:12 PM
well-rounded-dinero$75.00$75.009/20/2010 2:52:57 PM
worthy-bid8$100.00$100.009/20/2010 3:08:25 PM
Ocean713$50.00$50.009/20/2010 3:29:47 PM
blue-useful-auction$25.00$25.009/20/2010 5:26:08 PM
Relevance$25.00$25.009/21/2010 6:28:39 AM
Tradesmanlender$25.00$25.009/21/2010 9:44:38 AM
shmb6508$100.00$100.009/21/2010 11:08:42 AM
MissionMicroFinance$25.00$25.009/21/2010 3:01:10 PM
on_your_side$25.00$25.009/21/2010 2:56:16 PM
Artist_Blue$25.00$25.009/21/2010 2:56:27 PM
Clambake$50.00$50.009/21/2010 3:05:09 PM
AF-Chief$25.00$25.009/21/2010 3:07:19 PM
irrelevant$25.00$19.309/21/2010 3:35:11 PM
penny-plato$25.00$25.009/23/2010 8:30:19 AM
productive-finance$27.17$27.179/23/2010 9:34:56 AM
bejfishing$25.00$25.009/23/2010 7:31:17 PM
gjm6d$25.00$25.009/23/2010 8:41:27 PM
Rusty3$25.00$25.009/23/2010 7:18:31 PM
colorfulgardener$25.00$25.009/24/2010 5:59:11 AM
EliteCapital$25.00$25.009/24/2010 5:36:55 AM
Montgomery-Burns$25.00$25.009/24/2010 8:26:08 AM
katnmouse$25.00$25.009/24/2010 10:23:28 AM
auction-workhorse679$25.00$25.009/24/2010 1:29:42 PM
TicTac$35.00$35.009/24/2010 3:07:22 PM
JohnQGalt$25.00$25.009/24/2010 4:16:43 PM
RandyL3$25.00$25.009/24/2010 4:33:03 PM
Kessler$27.00$27.009/25/2010 1:54:31 AM
best-listing-toro$25.00$25.009/25/2010 9:33:37 AM
aesop56$100.00$100.009/25/2010 1:22:38 PM
96 bids
 
Borrower Payment Dependent Notes Series 476233
This series of Notes was issued and sold upon the funding of the borrower loan #44634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-20-2010 
  Auction end date:  Sep-25-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $123.28
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $123.28
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1996 Debt/Income ratio: 34%
Credit score: 760-779 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 6 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $165Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: GodBlessAmerica2010 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit cards & buy mower
Purpose of loan:
This loan will be used to? pay off a few small credit cards payments off. Also to buy my mother a new John Deere Mower and cookware for her house.

My financial situation:
I am a good candidate for this loan because? I been working since the age of 16yo. Very dependable and enjoy my job. I very hardly take days off and I work thru my vacations. Invest in me and you can't go wrong.

Monthly net income: $ 1500

Monthly expenses: $ 1300
??Housing: $
??Insurance: $ 45
??Car expenses: $?200
??Utilities: $ 175
??Phone, cable, internet: $ 175
??Food, entertainment: $ 200
??Clothing, household expenses $ 300
??Credit cards and other loans: $?2000
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
transaction-circuit$50.00$50.009/20/2010 2:40:38 PM
handshake5$25.00$25.009/20/2010 2:42:06 PM
6moonbeams$25.00$25.009/20/2010 2:42:31 PM
musegaze$100.00$100.009/20/2010 2:50:31 PM
bid-czar8$100.00$100.009/20/2010 2:51:07 PM
frogperson$100.00$100.009/20/2010 2:53:24 PM
tech310$50.00$50.009/21/2010 1:04:45 AM
agiovasil$25.00$25.009/20/2010 10:15:27 PM
SolarMoonshine$25.00$25.009/21/2010 4:00:12 AM
AlexTrep$25.00$25.009/21/2010 9:45:09 AM
well-mannered-income3$70.00$70.009/21/2010 6:03:28 PM
jubilant-auction5$25.00$25.009/22/2010 4:53:18 PM
consummate-loyalty1$100.00$100.009/22/2010 3:14:05 PM
bill-mushroom$25.00$25.009/23/2010 2:43:47 AM
Jloaner$71.67$71.679/22/2010 8:53:42 PM
GElender$25.00$25.009/23/2010 2:31:36 PM
important-openness1$100.00$100.009/23/2010 11:12:34 PM
Whipster$25.00$25.009/24/2010 5:09:56 AM
asiaratt$50.00$50.009/24/2010 7:33:18 AM
cashhelp$25.00$25.009/24/2010 12:17:29 PM
GeorgiaGator$25.00$25.009/24/2010 1:05:16 PM
rescue$100.00$100.009/24/2010 12:58:58 PM
FutureLenderEC$25.00$25.009/24/2010 1:47:02 PM
generous-deal6$50.00$34.679/24/2010 1:48:20 PM
burrito6$25.00$25.009/24/2010 1:30:05 PM
enthralling-deal180$100.00$100.009/24/2010 1:30:12 PM
mjosa$25.00$25.009/24/2010 4:31:04 PM
exchange-dreams$25.00$25.009/24/2010 8:12:56 PM
kendigme$25.00$25.009/25/2010 9:56:08 AM
top-courteous-peso$50.00$50.009/20/2010 2:39:14 PM
simplelender80$250.00$250.009/20/2010 2:47:02 PM
dynrep$25.00$25.009/20/2010 2:49:01 PM
kulender$50.00$50.009/20/2010 2:50:40 PM
Comoparklender$25.00$25.009/20/2010 2:56:45 PM
EBITDA$25.00$25.009/20/2010 6:14:48 PM
penny-plato$25.00$25.009/20/2010 4:51:51 PM
mercuriant$25.00$25.009/21/2010 1:08:22 AM
JustMee$25.00$25.009/21/2010 6:48:16 AM
dedicated-diversification5$100.00$100.009/21/2010 8:13:23 AM
sfmf$25.00$25.009/21/2010 12:53:27 PM
papaloha$25.00$25.009/21/2010 3:06:58 PM
gold-channel2$50.00$50.009/21/2010 3:11:50 PM
first-serene-credit$50.00$50.009/21/2010 6:03:29 PM
new-truth-chuckler$32.18$32.189/21/2010 4:32:12 PM
villagers$50.00$50.009/21/2010 7:24:36 PM
ingenious-deal6$25.00$25.009/22/2010 9:34:08 PM
Speculator$50.00$50.009/23/2010 10:58:55 AM
thomas16882004$25.00$25.009/23/2010 3:11:10 PM
pfh$25.00$25.009/23/2010 4:20:42 PM
SFBank$300.00$300.009/23/2010 8:00:44 PM
mla$25.00$25.009/23/2010 10:43:15 PM
airrbob$29.38$29.389/24/2010 3:23:22 AM
AF-Chief$25.00$25.009/24/2010 7:32:56 AM
Frankk2$25.00$25.009/24/2010 8:44:27 AM
economy-popcorn$25.00$25.009/24/2010 12:16:54 PM
wwwUniversal$25.00$25.009/24/2010 1:47:56 PM
elevated-finance$42.10$42.109/24/2010 5:21:05 PM
leverage-monger$25.00$25.009/25/2010 8:53:50 AM
aztocas$25.00$25.009/25/2010 7:40:48 AM
marwadi-62$70.00$70.009/25/2010 12:34:23 PM
60 bids
 
Borrower Payment Dependent Notes Series 476277
This series of Notes was issued and sold upon the funding of the borrower loan #44600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-21-2010 
  Auction end date:  Sep-27-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $416.87
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $416.87
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1998 Debt/Income ratio: 36%
Credit score: 760-779 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:14y 11m
Amount delinquent: $0 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,464Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: No  
Screen name: proud-responsibility8 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating credit cards
Purpose of loan:
This loan will be used to consolidate my current credit cards.? I would like one payment and to eliminate the debt over a specific period of time.?

My financial situation:
I am a good candidate for this loan because I am responsible in paying my bills on time, every time.? I have never been late on a payment and don't plan to be.? My credit and credit score is very important.? My main reason is to have the debt put into one payment and paid off in a set period.

Monthly net income: $ 1074.04 (after the following monthly expenses)? I also receive a bonus in January around $ 3,000.00.? This wasn't included in the above income.

Monthly expenses: $ 1,120.00
??Housing: $ Do not pay (house is in fiance's name)
??Insurance: $
??Car expenses: $ 366.92 (car payment) 24 payments left
??Utilities: $?160.00 (1/2 electric & water bill)
??Phone, cable, internet: $ 70.00 (1/2?of the bill)
??Food, entertainment: $ $ 100.00 (1/2 of the bill)
??Clothing, household expenses $
??Credit cards and other loans: $ 423.00 (currently)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ray1051$25.00$25.009/21/2010 3:19:40 PM
ichibon$150.00$150.009/21/2010 3:24:29 PM
gold-channel2$100.00$100.009/21/2010 3:24:41 PM
red-adaptable-funds$50.00$50.009/21/2010 3:25:21 PM
soheagle$50.00$50.009/21/2010 3:22:48 PM
pfh$25.00$25.009/21/2010 3:23:09 PM
generous-deal6$50.00$50.009/21/2010 3:23:32 PM
kegs$150.00$150.009/21/2010 3:23:52 PM
larrybird$150.00$150.009/21/2010 3:24:01 PM
well-rounded-dinero$75.00$75.009/21/2010 3:25:31 PM
Comoparklender$50.00$50.009/21/2010 3:25:53 PM
authentic-liberty7$50.00$50.009/21/2010 3:22:23 PM
jigsaw$100.00$100.009/21/2010 3:23:03 PM
brightest-affluence-motivator$100.00$100.009/21/2010 3:23:15 PM
peripatetic$25.00$25.009/21/2010 3:23:22 PM
bid-czar8$100.00$100.009/21/2010 3:23:42 PM
first-listing-expert$25.00$25.009/21/2010 3:24:48 PM
papaloha$25.00$25.009/21/2010 3:24:59 PM
studious-bonus7$100.00$100.009/21/2010 3:25:33 PM
tech310$50.00$50.009/21/2010 3:26:38 PM
blue-useful-auction$25.00$25.009/21/2010 4:38:47 PM
principal-bull$25.00$25.009/21/2010 4:41:17 PM
ClearCut$50.00$50.009/21/2010 5:04:43 PM
CasaDeTomas$100.00$100.009/21/2010 7:08:38 PM
patriot897$39.08$39.089/21/2010 9:59:06 PM
mla$25.00$25.009/22/2010 12:40:10 AM
Tomeus$75.00$75.009/22/2010 9:33:40 AM
JustMee$25.00$25.009/22/2010 7:05:29 AM
peb44$25.00$25.009/22/2010 11:35:03 AM
williemc44$50.00$50.009/22/2010 11:33:24 AM
Tradesmanlender$25.00$25.009/22/2010 1:44:37 PM
Bank_Of_XL$25.00$25.009/22/2010 3:30:21 PM
credit-scout7$50.00$50.009/22/2010 3:44:06 PM
triumph329$25.00$25.009/23/2010 6:54:09 AM
bill-mushroom$25.00$25.009/23/2010 2:43:39 AM
dollardave$100.00$100.009/23/2010 9:23:48 AM
Clambake$50.00$50.009/23/2010 9:25:20 AM
frizzzzank$50.00$50.009/23/2010 10:59:17 AM
boater01$50.00$50.009/23/2010 1:18:29 PM
6moonbeams$100.00$100.009/23/2010 2:55:17 PM
sound$50.00$50.009/23/2010 3:12:11 PM
Ripsaw4U$50.00$50.009/23/2010 3:11:27 PM
loan-wasp$50.00$50.009/23/2010 3:11:52 PM
dajen1$50.00$50.009/23/2010 7:57:56 PM
FinDoc$25.00$25.009/23/2010 8:23:49 PM
DanLash$39.23$39.239/24/2010 5:29:28 AM
doncm$25.58$25.589/24/2010 8:41:30 AM
SAGE88$50.00$50.009/24/2010 8:57:15 AM
hookUup$25.00$25.009/24/2010 9:47:11 AM
LexerdGroupCapital$25.00$25.009/24/2010 10:33:03 AM
thrifty-capital$25.00$25.009/24/2010 10:38:04 AM
efficient-treasure0$25.00$25.009/24/2010 12:22:07 PM
rockstar78$50.00$50.009/24/2010 1:07:51 PM
RMB-Investments$50.00$50.009/24/2010 3:00:25 PM
julijask$25.00$25.009/24/2010 3:00:46 PM
ommcd$25.00$25.009/24/2010 4:52:56 PM
power-secret-agent$25.00$25.009/24/2010 5:04:51 PM
Aimvest$25.00$25.009/24/2010 11:02:17 PM
best-listing-toro$25.00$25.009/25/2010 9:39:02 AM
gracej$25.00$25.009/25/2010 11:18:07 AM
sarisai$25.00$25.009/25/2010 3:47:13 PM
loss-of-control$50.00$50.009/25/2010 4:58:23 PM
new-social-economist$50.00$50.009/25/2010 8:07:14 PM
loss-of-control$50.00$50.009/25/2010 4:58:48 PM
Cheburashka$25.00$25.009/26/2010 1:22:25 AM
MarinLoans$25.00$25.009/26/2010 7:28:48 AM
lagnisiruk$25.00$25.009/26/2010 10:17:42 AM
djh47a$25.00$25.009/26/2010 10:24:31 AM
a-power-amigo$25.00$25.009/26/2010 1:35:05 PM
Rivervale_Westwood$25.00$25.009/27/2010 9:42:33 AM
gain-aspen$25.00$25.009/27/2010 10:08:09 AM
greenbackapult9$50.00$50.009/27/2010 9:37:38 AM
TeamAmerica$25.00$25.009/27/2010 9:41:46 AM
lostontheedge$25.00$25.009/27/2010 9:42:28 AM
Loansforlife$25.00$25.009/27/2010 11:02:44 AM
bxdoc$75.00$75.009/27/2010 11:03:20 AM
attentive-income$50.00$50.009/27/2010 11:04:20 AM
jamiee73$25.00$25.009/27/2010 11:01:11 AM
first-serene-credit$30.00$30.009/27/2010 12:06:57 PM
wise-dedicated-power$25.00$25.009/27/2010 11:04:31 AM
anders94$25.00$25.009/27/2010 11:04:25 AM
Ready2Loan$25.00$25.009/27/2010 12:42:09 PM
Rashanir$25.00$25.009/27/2010 1:04:31 PM
wise-dedicated-power$25.00$25.009/27/2010 1:08:00 PM
kulender$25.00$25.009/27/2010 1:09:12 PM
nalaari$25.00$25.009/27/2010 1:09:28 PM
kmwvma$25.00$25.009/27/2010 1:07:39 PM
BSr$50.00$50.009/27/2010 1:40:21 PM
DcUnited$30.00$30.009/27/2010 1:07:49 PM
efficient-marketplace$50.00$50.009/27/2010 1:09:11 PM
RayEarth$25.00$25.009/27/2010 1:43:01 PM
wise-duty-investor$50.00$50.009/27/2010 2:18:52 PM
octoberfresh$25.00$25.009/27/2010 2:06:27 PM
beetlebum$47.12$47.129/27/2010 1:43:00 PM
OSERENKUKU$25.00$25.009/27/2010 1:57:56 PM
impartial-truth1$50.00$50.009/27/2010 2:30:48 PM
CoolHelp$45.02$45.029/27/2010 2:47:26 PM
MechEngineer$25.00$25.009/27/2010 2:18:49 PM
crazybill$25.00$25.009/27/2010 2:49:08 PM
Plotinus$50.00$50.009/27/2010 2:49:47 PM
revmax$25.00$25.009/27/2010 2:50:02 PM
dignified-funds7$37.51$37.519/27/2010 2:47:16 PM
DMark69$25.00$25.009/27/2010 2:55:32 PM
ptjg$35.66$35.669/27/2010 2:30:51 PM
lending-bear$50.00$50.009/27/2010 2:51:24 PM
Ciphernetic$25.00$25.009/27/2010 2:52:56 PM
slojudy$28.78$28.789/27/2010 2:47:20 PM
diverjoq$35.40$35.409/27/2010 3:00:44 PM
momentous-responsibility2$50.00$50.009/27/2010 3:00:54 PM
rmachi$25.00$25.009/27/2010 2:53:24 PM
junctionking$25.00$25.009/27/2010 2:49:46 PM
gethsemane4$25.00$25.009/27/2010 3:01:05 PM
wampum-chorus3$25.00$25.009/27/2010 2:51:25 PM
financial-frenzy$50.00$50.009/27/2010 2:55:47 PM
flwah$25.00$25.009/27/2010 2:55:53 PM
hope-eagle6$25.00$25.009/27/2010 2:56:00 PM
TheColoradoDon$25.00$25.009/27/2010 2:52:11 PM
Cali123$26.70$26.709/27/2010 2:52:17 PM
Chewbaca$25.00$25.009/27/2010 2:57:06 PM
zrohmm$25.00$25.009/27/2010 2:57:29 PM
Trevor_C$25.00$25.009/27/2010 2:53:29 PM
Kijib$25.00$25.009/27/2010 2:55:36 PM
krazydavet$49.85$49.859/27/2010 3:00:46 PM
SBT$29.03$29.039/27/2010 3:01:03 PM
rulender$50.00$50.009/27/2010 3:01:42 PM
Oupa-George$25.00$25.009/27/2010 2:57:50 PM
CapeDollars$50.00$50.009/27/2010 3:19:22 PM
carmen63$25.00$25.009/27/2010 3:20:34 PM
economy-producer$25.00$25.009/27/2010 3:00:29 PM
CautelCapital$25.00$25.009/27/2010 3:28:38 PM
bodascafe$25.00$25.009/27/2010 3:29:32 PM
Boxhead$50.00$50.009/27/2010 3:49:33 PM
calsig1363$25.00$25.009/27/2010 3:53:09 PM
econgineer$27.79$27.799/27/2010 4:05:33 PM
RetiredATC$50.00$50.009/27/2010 4:10:58 PM
F16Edwards$50.00$50.009/27/2010 4:11:01 PM
penny-chooser$25.00$25.009/27/2010 3:55:49 PM
a-consummate-camaraderi$50.00$50.009/27/2010 4:09:52 PM
callmebryan$25.00$25.009/27/2010 4:10:54 PM
buddy486$25.00$25.009/27/2010 4:10:58 PM
AK49-JW$25.00$25.009/27/2010 4:11:02 PM
AM2008$25.00$25.009/27/2010 5:12:19 PM
wwwUniversal$25.00$25.009/27/2010 4:13:19 PM
Binan$25.00$25.009/27/2010 4:10:52 PM
orange-dollar-guild$25.00$25.009/27/2010 4:10:59 PM
Picopie$50.00$50.009/27/2010 4:11:04 PM
lendstats_com$25.00$25.009/21/2010 3:21:01 PM
jazzlender$25.00$25.009/21/2010 3:22:32 PM
kmr2$150.00$150.009/21/2010 3:22:43 PM
Weaverville$25.00$25.009/21/2010 3:19:26 PM
schpere$75.00$75.009/21/2010 3:19:54 PM
rescue$50.00$50.009/21/2010 3:20:08 PM
mtquan$25.00$25.009/21/2010 3:24:11 PM
simplelender80$250.00$250.009/21/2010 3:25:15 PM
enthralling-deal180$100.00$100.009/21/2010 3:22:54 PM
marketplace-cello5$50.00$50.009/21/2010 3:23:31 PM
a-finance-nirvana$25.00$25.009/21/2010 3:26:33 PM
shmb6508$100.00$100.009/21/2010 3:28:12 PM
GElender$100.00$100.009/21/2010 3:22:27 PM
radforj22$25.00$25.009/21/2010 3:27:18 PM
handshake5$25.00$25.009/21/2010 3:22:38 PM
Gabriel02$25.00$25.009/21/2010 3:28:18 PM
bold-careful-finance$25.00$25.009/21/2010 3:26:29 PM
irrelevant$25.00$25.009/21/2010 3:35:15 PM
agiovasil$25.00$25.009/21/2010 8:50:11 PM
the-profit-oracle$25.00$25.009/22/2010 1:24:44 AM
money-bauble$50.00$50.009/22/2010 1:26:54 AM
Cai8899$32.79$32.799/22/2010 12:38:25 AM
Artist_Blue$25.00$25.009/22/2010 6:08:37 AM
worthy-bid8$100.00$100.009/22/2010 11:33:23 AM
golden-bid9$50.00$50.009/22/2010 11:36:10 AM
maldok1$25.00$25.009/22/2010 12:55:13 PM
Sol_Invictus$25.00$25.009/22/2010 2:35:46 PM
agalt$100.00$100.009/22/2010 2:23:25 PM
Ocean713$50.00$50.009/22/2010 1:55:59 PM
AF-Chief$27.43$27.439/22/2010 3:01:24 PM
DRA-Properties$25.00$25.009/23/2010 9:49:59 AM
dollardave$100.00$100.009/23/2010 9:18:25 AM
helpinghand75$50.00$50.009/23/2010 3:11:47 PM
objective-investor$100.00$100.009/23/2010 3:11:46 PM
ideal-platinum1$50.00$50.009/23/2010 4:17:18 PM
grf1945$25.00$25.009/23/2010 6:14:25 PM
bountiful-durability$100.00$100.009/23/2010 4:17:59 PM
trade-freshmaker$50.00$50.009/23/2010 4:18:14 PM
best-phenomenal-treasure$25.00$25.009/23/2010 6:49:04 PM
fairness-kayak$25.00$25.009/23/2010 10:34:22 PM
BeanCownter$50.00$50.009/23/2010 10:47:54 PM
orgy63$25.00$25.009/24/2010 4:37:16 AM
herbyman$50.00$50.009/24/2010 5:37:28 AM
Premierelender$25.00$25.009/24/2010 3:23:03 AM
Moneypenny6$25.00$25.009/24/2010 6:54:28 AM
benjamins-den$25.00$25.009/24/2010 9:34:23 AM
GeorgiaGator$25.00$25.009/24/2010 12:58:09 PM
nickel-hickory$25.00$25.009/24/2010 11:57:09 AM
mike_banker$50.00$50.009/24/2010 1:07:34 PM
mlbox3k$50.00$50.009/24/2010 12:37:23 PM
LongTail$25.00$25.009/24/2010 2:17:32 PM
return-percolator8$25.00$25.009/24/2010 2:52:47 PM
finance-magma7$100.00$100.009/24/2010 2:59:00 PM
airrbob$50.00$50.009/24/2010 2:59:56 PM
LAKESPRING$25.00$25.009/24/2010 3:00:50 PM
IIP77$25.00$25.009/24/2010 3:26:00 PM
ferocious-finance$25.00$25.009/24/2010 3:31:03 PM
icecoldcash$50.00$50.009/24/2010 5:07:26 PM
ussugm$25.00$25.009/24/2010 8:17:14 PM
diversification-pilot$25.00$25.009/24/2010 9:17:53 PM
powerful-finance7$25.00$25.009/25/2010 4:32:17 AM
icchok$50.00$50.009/25/2010 8:37:12 AM
Interstate_Rate$100.00$100.009/25/2010 10:47:27 AM
kanpur63$50.00$50.009/25/2010 1:33:19 PM
patriot384$360.00$360.009/25/2010 2:02:07 PM
bajeezus$25.00$25.009/25/2010 1:02:18 PM
danthemon35$25.00$25.009/26/2010 4:22:59 AM
best-marketologist$25.00$25.009/26/2010 9:09:40 AM
ferocious-camaraderi1$100.00$100.009/26/2010 11:52:46 AM
Interloper$35.00$35.009/26/2010 7:23:17 PM
108lender$125.00$125.009/26/2010 6:17:06 PM
gunderstone$25.00$25.009/26/2010 9:31:03 PM
sassykatty$50.00$50.009/26/2010 8:18:44 PM
jdwillcox$50.00$50.009/26/2010 8:33:30 PM
riproaringrapids$25.00$25.009/27/2010 1:17:22 AM
dollar-doughnut6$50.00$50.009/27/2010 9:37:29 AM
cathmorcorvus$50.00$50.009/27/2010 10:49:03 AM
socrates520$50.00$50.009/27/2010 11:02:48 AM
Easystreet$25.00$25.009/27/2010 11:04:50 AM
Cherrypicker$50.00$50.009/27/2010 11:05:12 AM
Cre8iveCash$25.00$25.009/27/2010 11:05:46 AM
leeball$50.00$50.009/27/2010 11:23:06 AM
oregonusa$50.00$50.009/27/2010 1:09:14 PM
ClearLake$25.00$25.009/27/2010 1:09:36 PM
ctgscott$25.00$25.009/27/2010 1:06:23 PM
smart-return$25.00$25.009/27/2010 1:08:21 PM
engaging-worth$25.00$25.009/27/2010 1:09:22 PM
vkm2000$25.00$25.009/27/2010 1:42:59 PM
friendly-market5$46.66$46.669/27/2010 1:45:34 PM
chief_wo$25.00$25.009/27/2010 2:49:21 PM
totoro$25.00$25.009/27/2010 2:51:54 PM
rakstar$35.28$35.289/27/2010 2:52:49 PM
fireboss$50.00$50.009/27/2010 2:31:25 PM
kscc183$25.00$25.009/27/2010 2:47:49 PM
top-tranquil-justice$25.00$25.009/27/2010 2:48:41 PM
narblark$25.95$25.959/27/2010 2:55:49 PM
Steveoo1$25.00$25.009/27/2010 2:49:51 PM
hopethisworks$25.00$25.009/27/2010 2:56:19 PM
geniusj$25.00$25.009/27/2010 2:57:27 PM
think-become$25.00$25.009/27/2010 2:51:23 PM
lost-money-so-far-on-these$25.00$25.009/27/2010 2:51:53 PM
Sibelius2$25.00$25.009/27/2010 2:52:10 PM
anyoi$50.00$50.009/27/2010 2:52:13 PM
ArmyGuy$25.00$25.009/27/2010 2:52:38 PM
mrpowers5531$25.00$25.009/27/2010 2:46:50 PM
bid-papyrus$25.00$25.009/27/2010 2:49:40 PM
mistertao$25.00$25.009/27/2010 2:53:15 PM
paladin847$50.00$50.009/27/2010 2:49:52 PM
kind-adventurous-finance$25.00$25.009/27/2010 2:50:27 PM
steely_dan34$25.00$25.009/27/2010 2:51:22 PM
Sixmil$50.00$50.009/27/2010 2:56:07 PM
Tai$25.13$25.139/27/2010 2:52:02 PM
DUDE66$50.00$50.009/27/2010 2:53:27 PM
stolan$25.00$25.009/27/2010 2:55:40 PM
adama_48$25.00$25.009/27/2010 2:57:20 PM
tntmojave$25.00$25.009/27/2010 3:01:39 PM
mlender$25.00$25.009/27/2010 3:02:11 PM
helping-out$75.00$75.009/27/2010 3:02:09 PM
BBL$50.00$50.009/27/2010 3:41:09 PM
visionary-currency$100.00$100.009/27/2010 3:53:30 PM
FASN8U$25.00$25.009/27/2010 3:53:46 PM
godzig$25.00$25.009/27/2010 3:56:19 PM
zorg77$25.00$25.009/27/2010 3:53:10 PM
BankofTony$35.00$35.009/27/2010 4:10:56 PM
life-is-great$50.00$50.009/27/2010 4:11:00 PM
hrubinst$50.00$50.009/27/2010 4:11:03 PM
Msbutterfly$50.00$44.909/27/2010 4:11:13 PM
the-bright-velocity$25.00$25.009/27/2010 4:13:25 PM
red-power-pecan$30.11$30.119/27/2010 4:10:53 PM
Wings06J$25.00$25.009/27/2010 4:10:55 PM
labate$25.00$25.009/27/2010 4:11:00 PM
historic-nickel$25.00$25.009/27/2010 4:11:11 PM
Edwin_Rae$25.00$25.009/27/2010 4:08:41 PM
divemaster$25.00$25.009/27/2010 4:10:57 PM
mooselegs19$50.00$50.009/27/2010 4:11:01 PM
Shanester$25.00$25.009/27/2010 5:41:08 PM
282 bids
 
Borrower Payment Dependent Notes Series 476361
This series of Notes was issued and sold upon the funding of the borrower loan #44625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-21-2010 
  Auction end date:  Sep-28-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $521.08
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $521.08
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1974 Debt/Income ratio: 23%
Credit score: 780-799 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:7y 9m
Amount delinquent: $0 Total credit lines: 26 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $89,544Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: bill-handshake Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off high interest credit card balances.? Please note the Revolving credit balance includes a HELOC with a balance of approximately 70k

My financial situation:
I am a good candidate for this loan because I have stable employement

Monthly net income: $ 6500.00

Monthly expenses: $ 5250.00
??Housing: $ 2100.00
??Insurance: $ 200.00
??Car expenses: $ 450.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 500
??Clothing, household expenses $ 250.00
??Credit cards and other loans: $ 1500.00
??Other expenses: $ N/A
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.009/21/2010 3:19:25 PM
authentic-liberty7$50.00$50.009/21/2010 3:22:24 PM
ray1051$25.00$25.009/21/2010 3:19:43 PM
jigsaw$100.00$100.009/21/2010 3:23:02 PM
brightest-affluence-motivator$100.00$100.009/21/2010 3:23:17 PM
peripatetic$25.00$25.009/21/2010 3:23:23 PM
GElender$100.00$100.009/21/2010 3:22:28 PM
kmr2$150.00$150.009/21/2010 3:22:44 PM
mla$25.00$25.009/21/2010 3:26:22 PM
tech310$50.00$50.009/21/2010 3:26:49 PM
gold-channel2$100.00$100.009/21/2010 3:24:42 PM
bold-careful-finance$25.00$25.009/21/2010 3:26:30 PM
soheagle$50.00$50.009/21/2010 3:22:49 PM
shmb6508$100.00$100.009/21/2010 3:28:13 PM
generous-deal6$50.00$50.009/21/2010 3:23:33 PM
irrelevant$25.00$25.009/21/2010 3:35:16 PM
well-rounded-dinero$75.00$75.009/21/2010 3:25:31 PM
Comoparklender$50.00$50.009/21/2010 3:25:54 PM
agiovasil$25.00$25.009/21/2010 8:49:36 PM
IeatatWendys$30.16$30.169/22/2010 1:05:01 AM
gethsemane4$25.00$25.009/22/2010 1:08:10 AM
GetItRight$25.00$25.009/22/2010 1:58:29 AM
Cypher041$25.00$25.009/22/2010 9:33:57 AM
Tomeus$75.00$75.009/22/2010 9:33:42 AM
Bank_Of_XL$50.00$50.009/22/2010 3:27:34 PM
penny-plato$25.00$25.009/23/2010 8:34:33 AM
dollardave$100.00$100.009/23/2010 9:18:23 AM
credit-scout7$50.00$50.009/23/2010 9:26:22 AM
frizzzzank$50.00$50.009/23/2010 10:59:19 AM
Clambake$50.00$50.009/23/2010 4:19:50 PM
FinDoc$25.00$25.009/23/2010 8:23:40 PM
best-phenomenal-treasure$25.00$25.009/23/2010 6:49:02 PM
ideal-platinum1$40.75$40.759/23/2010 9:03:09 PM
Premierelender$25.00$25.009/24/2010 3:23:05 AM
orgy63$25.00$25.009/24/2010 4:37:17 AM
bountiful-durability$25.00$25.009/24/2010 10:32:52 AM
LexerdGroupCapital$25.00$25.009/24/2010 10:33:04 AM
mlbox3k$50.00$50.009/24/2010 12:37:24 PM
nickel-hickory$25.00$25.009/24/2010 12:12:23 PM
rockstar78$50.00$50.009/24/2010 1:07:51 PM
LongTail$25.00$25.009/24/2010 2:17:33 PM
BeanCownter$50.00$50.009/24/2010 2:59:09 PM
efficient-treasure0$25.00$25.009/24/2010 2:57:20 PM
trade-freshmaker$50.00$50.009/24/2010 3:26:28 PM
DanLash$32.08$32.089/24/2010 4:48:02 PM
icecoldcash$50.00$50.009/24/2010 5:07:23 PM
Aimvest$25.00$25.009/24/2010 11:02:19 PM
ussugm$25.00$25.009/24/2010 8:17:14 PM
danthemon35$25.00$25.009/25/2010 2:43:26 AM
julijask$25.00$25.009/25/2010 2:30:09 AM
Interstate_Rate$100.00$100.009/25/2010 10:47:26 AM
gracej$25.00$25.009/25/2010 11:18:08 AM
MarinLoans$25.00$25.009/26/2010 7:28:49 AM
ferocious-camaraderi1$100.00$100.009/26/2010 11:52:47 AM
a-power-amigo$25.00$25.009/26/2010 1:35:07 PM
jdwillcox$50.00$50.009/26/2010 8:33:32 PM
ommcd$25.00$25.009/27/2010 9:01:30 AM
lostontheedge$25.00$25.009/27/2010 9:42:31 AM
LAKESPRING$25.00$25.009/27/2010 11:03:12 AM
Cre8iveCash$25.00$25.009/27/2010 11:05:47 AM
sarisai$50.00$50.009/27/2010 11:02:09 AM
lagnisiruk$25.00$25.009/27/2010 12:36:07 PM
djh47a$25.00$25.009/27/2010 1:06:59 PM
108lender$46.94$46.949/27/2010 12:36:23 PM
bxdoc$62.60$62.609/27/2010 2:18:48 PM
fireboss$50.00$50.009/27/2010 2:31:28 PM
wise-dedicated-power$25.00$25.009/27/2010 2:57:47 PM
attentive-income$50.00$50.009/27/2010 4:12:32 PM
Easystreet$25.00$25.009/27/2010 4:12:50 PM
anders94$25.00$25.009/27/2010 4:12:37 PM
Wally1727$50.00$50.009/27/2010 4:13:14 PM
smart-return$25.00$25.009/27/2010 6:09:31 PM
helping-out$71.52$71.529/27/2010 4:13:48 PM
CapStack$75.00$75.009/27/2010 6:12:31 PM
fly99$50.00$50.009/27/2010 6:12:42 PM
integrity-trumpet$25.00$25.009/27/2010 6:12:47 PM
christifa$25.00$25.009/27/2010 6:09:34 PM
vigorous-note$50.00$50.009/27/2010 6:24:42 PM
DcUnited$30.00$30.009/27/2010 6:10:15 PM
useful-currency$25.00$25.009/27/2010 6:12:28 PM
jo2y$25.00$25.009/27/2010 6:12:33 PM
diplomatic-wealth7$50.00$50.009/27/2010 6:12:47 PM
ericgassercom$50.00$50.009/27/2010 6:12:50 PM
pvconn$50.00$50.009/27/2010 6:12:56 PM
wonderful-rupee$25.00$25.009/27/2010 6:24:41 PM
justice-dna$25.00$25.009/27/2010 6:12:24 PM
smurf163$25.00$25.009/27/2010 6:12:32 PM
Devsfan3$50.00$50.009/27/2010 6:12:46 PM
SBT$50.00$50.009/27/2010 6:13:27 PM
IP$38.29$38.299/27/2010 6:24:52 PM
TaoPooh$25.00$25.009/27/2010 8:58:23 PM
saysana$25.00$25.009/27/2010 9:53:27 PM
7588WorkingGuy$25.00$25.009/28/2010 12:05:32 AM
thrifty-capital$25.00$25.009/28/2010 12:53:31 AM
davidc314$31.66$31.669/28/2010 12:05:30 AM
merlin981$28.20$28.209/28/2010 12:02:51 AM
LandE2BG$25.00$25.009/28/2010 12:05:34 AM
blissful-note7$25.00$25.009/28/2010 12:46:17 AM
rmachi$25.00$25.009/28/2010 5:08:26 AM
hrubinst$50.00$50.009/28/2010 12:19:18 AM
ptjg$50.00$50.009/28/2010 12:19:38 AM
hizzy$35.47$35.479/28/2010 12:19:50 AM
life-is-great$50.00$50.009/28/2010 5:47:09 AM
yield-seeker$25.00$25.009/28/2010 12:36:17 AM
rudyindc$25.00$25.009/28/2010 12:46:03 AM
lcole32$25.00$25.009/28/2010 4:22:17 AM
TOCPI$25.00$25.009/28/2010 3:57:13 AM
mpactlender$25.00$25.009/28/2010 7:22:19 AM
melsab$50.00$50.009/28/2010 8:07:24 AM
junctionking$25.00$25.009/28/2010 8:17:05 AM
tremendous-payment$25.00$25.009/28/2010 5:52:46 AM
Boxhead$50.00$50.009/28/2010 9:03:29 AM
CalBear5$49.45$49.459/28/2010 6:27:24 AM
squarebob$25.00$25.009/28/2010 7:46:35 AM
dollar-high-five$25.00$25.009/28/2010 7:18:49 AM
banjoey$25.40$25.409/28/2010 8:17:07 AM
nakane66$50.00$50.009/28/2010 7:22:08 AM
natural-affluence6$50.00$50.009/28/2010 9:37:42 AM
MoNeYMaN5$25.00$25.009/28/2010 8:34:15 AM
ualf$48.01$48.019/28/2010 9:07:04 AM
hanuman77$36.08$36.089/28/2010 9:18:20 AM
meoweo$25.00$25.009/28/2010 10:52:05 AM
jstnow$25.00$25.009/28/2010 12:13:36 PM
teller$50.00$50.009/28/2010 12:27:00 PM
benefit-piano5$25.00$25.009/28/2010 9:52:16 AM
bullwink27$25.00$25.009/28/2010 11:26:59 AM
zchicago$25.00$25.009/28/2010 11:01:22 AM
Higheagle$51.57$51.579/28/2010 11:05:31 AM
dmfog$25.00$25.009/28/2010 11:18:37 AM
beer-gardener$302.35$302.359/28/2010 11:21:42 AM
PatriotKnight$25.00$25.009/28/2010 12:42:01 PM
visionary-currency$67.48$67.489/28/2010 1:12:22 PM
triumphant-bonus$25.00$25.009/28/2010 1:27:19 PM
motivator796$25.00$25.009/28/2010 1:32:12 PM
Steveoo1$25.00$25.009/28/2010 2:23:34 PM
smartie1$25.00$25.009/28/2010 2:18:45 PM
cheng$25.00$25.009/28/2010 2:20:54 PM
PaulW$25.00$25.009/28/2010 2:21:16 PM
monroemoney$25.00$25.009/28/2010 2:18:12 PM
totoro$25.00$25.009/28/2010 2:23:40 PM
safe-kindness5$25.00$25.009/28/2010 2:19:12 PM
chipperjohnson$50.00$50.009/28/2010 2:21:38 PM
easylender$25.00$25.009/28/2010 2:21:52 PM
jblack01$25.00$25.009/28/2010 2:23:25 PM
mistertao$25.00$25.009/28/2010 2:23:43 PM
adama_48$25.00$25.009/28/2010 2:23:46 PM
abasvram$50.00$50.009/28/2010 2:35:45 PM
producer553$25.00$25.009/28/2010 2:44:06 PM
Victor-E-Lane$25.00$25.009/28/2010 2:35:50 PM
Sixmil$50.00$50.009/28/2010 2:36:39 PM
rescue$50.00$50.009/21/2010 3:20:07 PM
bid-czar8$100.00$100.009/21/2010 3:23:43 PM
kegs$150.00$150.009/21/2010 3:23:55 PM
studious-bonus7$100.00$100.009/21/2010 3:24:38 PM
first-listing-expert$25.00$25.009/21/2010 3:24:50 PM
papaloha$25.00$25.009/21/2010 3:25:00 PM
jazzlender$25.00$25.009/21/2010 3:22:33 PM
handshake5$25.00$25.009/21/2010 3:22:39 PM
larrybird$150.00$150.009/21/2010 3:24:02 PM
ichibon$150.00$150.009/21/2010 3:24:30 PM
radforj22$25.00$25.009/21/2010 3:27:19 PM
schpere$75.00$75.009/21/2010 3:19:55 PM
simplelender80$250.00$250.009/21/2010 3:25:14 PM
red-adaptable-funds$50.00$50.009/21/2010 3:25:22 PM
enthralling-deal180$100.00$100.009/21/2010 3:22:54 PM
pfh$25.00$25.009/21/2010 3:23:10 PM
marketplace-cello5$50.00$50.009/21/2010 3:23:31 PM
mtquan$25.00$25.009/21/2010 3:24:10 PM
ClearCut$50.00$50.009/21/2010 5:04:42 PM
Gabriel02$25.00$25.009/21/2010 3:28:19 PM
CasaDeTomas$100.00$100.009/21/2010 7:08:40 PM
Artist_Blue$25.00$25.009/22/2010 6:08:34 AM
money-bauble$50.00$50.009/22/2010 1:26:52 AM
patriot897$50.00$50.009/22/2010 11:34:50 AM
a-finance-nirvana$25.00$25.009/22/2010 10:19:12 AM
the-profit-oracle$25.00$25.009/22/2010 11:35:44 AM
maldok1$25.00$25.009/22/2010 12:55:11 PM
worthy-bid8$100.00$100.009/22/2010 1:44:17 PM
Sol_Invictus$25.00$25.009/22/2010 2:37:00 PM
agalt$100.00$100.009/22/2010 2:23:26 PM
Cai8899$50.00$50.009/22/2010 11:01:07 PM
Tradesmanlender$25.00$25.009/22/2010 11:31:28 PM
bill-mushroom$25.00$25.009/23/2010 2:43:40 AM
triumph329$25.00$25.009/23/2010 6:54:04 AM
dollardave$100.00$100.009/23/2010 9:23:48 AM
golden-bid9$50.00$50.009/23/2010 9:25:22 AM
DRA-Properties$25.00$25.009/23/2010 9:50:01 AM
williemc44$34.95$34.959/23/2010 1:18:10 PM
AF-Chief$25.00$25.009/23/2010 12:50:14 PM
boater01$50.00$50.009/23/2010 1:18:27 PM
6moonbeams$100.00$100.009/23/2010 3:13:19 PM
peb44$25.00$25.009/23/2010 3:26:32 PM
helpinghand75$50.00$50.009/23/2010 4:19:54 PM
loan-wasp$50.00$50.009/23/2010 4:19:55 PM
sound$50.00$50.009/23/2010 4:20:08 PM
fairness-kayak$25.00$25.009/23/2010 10:34:23 PM
Ripsaw4U$37.62$37.629/23/2010 9:24:08 PM
objective-investor$43.01$43.019/23/2010 9:24:12 PM
herbyman$50.00$50.009/24/2010 5:37:31 AM
SAGE88$25.00$25.009/24/2010 8:57:17 AM
hookUup$25.00$25.009/24/2010 9:47:13 AM
mike_banker$50.00$50.009/24/2010 1:07:35 PM
benjamins-den$25.00$25.009/24/2010 3:44:54 PM
grf1945$50.00$50.009/24/2010 4:52:51 PM
return-percolator8$50.00$50.009/24/2010 4:52:55 PM
doncm$30.90$30.909/25/2010 2:49:19 AM
powerful-finance7$25.00$25.009/25/2010 4:32:20 AM
icchok$50.00$50.009/25/2010 8:37:15 AM
airrbob$50.00$50.009/25/2010 1:47:51 PM
Ocean713$33.39$33.399/25/2010 5:52:14 PM
Cheburashka$25.00$25.009/25/2010 8:37:16 PM
new-social-economist$50.00$50.009/25/2010 8:07:16 PM
best-marketologist$25.00$25.009/26/2010 9:09:42 AM
loss-of-control$25.00$25.009/26/2010 6:12:23 PM
sassykatty$50.00$50.009/26/2010 8:18:46 PM
riproaringrapids$25.00$25.009/27/2010 1:17:24 AM
IIP77$25.00$25.009/27/2010 9:01:04 AM
finance-magma7$100.00$100.009/27/2010 9:01:10 AM
ferocious-finance$25.00$25.009/27/2010 9:01:18 AM
dollar-doughnut6$50.00$50.009/27/2010 9:37:31 AM
Rivervale_Westwood$25.00$25.009/27/2010 9:42:35 AM
greenbackapult9$50.00$50.009/27/2010 9:37:40 AM
leeball$50.00$50.009/27/2010 11:23:07 AM
RMB-Investments$50.00$50.009/27/2010 11:03:03 AM
TeamAmerica$25.00$25.009/27/2010 11:15:52 AM
CAGE-Investments$25.00$25.009/27/2010 1:06:50 PM
octoberfresh$25.00$25.009/27/2010 2:08:33 PM
power-secret-agent$25.00$25.009/27/2010 2:56:54 PM
tuneman1980$25.00$25.009/27/2010 2:53:44 PM
FASN8U$25.00$25.009/27/2010 3:53:50 PM
truth-magician1$50.00$50.009/27/2010 4:14:34 PM
zorg77$25.00$25.009/27/2010 4:14:53 PM
kmwvma$25.00$25.009/27/2010 4:11:58 PM
wise-silver-wonder$25.00$25.009/27/2010 5:47:05 PM
Eagledrop$25.00$25.009/27/2010 6:09:35 PM
kanpur63$27.06$27.069/27/2010 6:11:01 PM
credit-panda1$25.00$25.009/27/2010 6:11:12 PM
honorable-yield$50.00$50.009/27/2010 6:12:21 PM
kulender$100.00$100.009/27/2010 6:12:34 PM
engaging-worth$25.00$25.009/27/2010 6:12:39 PM
asdf9876$25.00$25.009/27/2010 6:12:45 PM
calinno2$50.00$50.009/27/2010 5:52:20 PM
bajeezus$25.00$25.009/27/2010 6:08:54 PM
Ready2Loan$25.00$25.009/27/2010 6:24:40 PM
note-axis5$50.00$50.009/27/2010 6:24:43 PM
diversification-pilot$25.00$25.009/27/2010 6:10:02 PM
lokiswolf$26.10$26.109/27/2010 6:24:51 PM
greenback-ally$50.00$50.009/27/2010 6:34:19 PM
ro37$25.00$25.009/27/2010 5:27:46 PM
flexible-return297$50.00$50.009/27/2010 6:12:30 PM
enigmallc$25.00$25.009/27/2010 6:12:44 PM
gulch$39.51$39.519/27/2010 6:12:49 PM
laufer32304$50.00$50.009/27/2010 6:10:01 PM
socrates520$50.00$50.009/27/2010 6:10:41 PM
potatoepicker$50.00$50.009/27/2010 6:12:22 PM
jeffpac$39.51$39.519/27/2010 6:12:27 PM
Investoman$50.00$50.009/27/2010 6:12:29 PM
oregonusa$50.00$50.009/27/2010 6:12:35 PM
nalaari$25.00$25.009/27/2010 6:12:43 PM
ClearLake$25.00$25.009/27/2010 6:12:48 PM
fcukciti$50.00$50.009/27/2010 6:13:30 PM
the-silver-blaster$50.00$50.009/27/2010 7:28:00 PM
psa1995$50.00$50.009/27/2010 8:37:07 PM
melodious-fairness$25.00$25.009/27/2010 6:24:41 PM
financial-frenzy$30.45$30.459/28/2010 12:36:52 AM
KiwiElf$35.00$35.009/27/2010 11:50:27 PM
loan-master996$37.16$37.169/28/2010 3:37:28 AM
dollar-oracle55$25.00$25.009/28/2010 12:36:09 AM
Picopie$50.00$50.009/28/2010 12:05:07 AM
a-consummate-camaraderi$25.65$25.659/28/2010 12:43:01 AM
dinero-speaker$25.00$25.009/28/2010 12:44:49 AM
thrifty-return$26.11$26.119/28/2010 12:36:15 AM
greenback-museum$25.00$25.009/28/2010 12:46:00 AM
peace-maximizer8$25.00$25.009/28/2010 6:07:11 AM
efficient-marketplace$50.00$50.009/28/2010 5:08:12 AM
justice-officer$87.06$87.069/28/2010 5:31:25 AM
Logan7$25.00$25.009/28/2010 7:43:54 AM
hopethisworks$25.00$25.009/28/2010 5:08:27 AM
liweih21$25.00$25.009/28/2010 7:47:02 AM
sbsahm$29.46$29.469/28/2010 6:32:14 AM
turbine5$50.00$50.009/28/2010 8:37:07 AM
larrybird$250.00$250.009/28/2010 8:46:40 AM
Sibelius2$25.00$25.009/28/2010 7:32:57 AM
squarebob$25.00$25.009/28/2010 7:47:23 AM
nbhz60a$48.45$48.459/28/2010 7:51:57 AM
mittman43$100.00$100.009/28/2010 9:37:08 AM
red-robust-rupee$25.00$25.009/28/2010 9:37:13 AM
x-bones$50.00$50.009/28/2010 9:37:39 AM
uarewhatuthink$25.00$25.009/28/2010 8:34:14 AM
bodascafe$25.00$25.009/28/2010 9:39:08 AM
AFairDeal$25.00$25.009/28/2010 8:52:09 AM
Edwin_Rae$25.00$25.009/28/2010 8:17:06 AM
littlemonkey$25.00$25.009/28/2010 10:41:59 AM
Tengoku$50.00$50.009/28/2010 8:52:08 AM
LoisLoan$25.00$25.009/28/2010 12:27:02 PM
peso-genome$50.00$50.009/28/2010 10:02:27 AM
RayEarth$25.00$25.009/28/2010 11:27:04 AM
innocent-income4$25.00$25.009/28/2010 12:42:05 PM
compassionate-fairness6$25.00$25.009/28/2010 11:33:27 AM
economy-producer$25.00$25.009/28/2010 11:42:32 AM
bashar$25.00$25.009/28/2010 11:12:10 AM
forthright-principal2$25.00$25.009/28/2010 11:22:25 AM
pwkpwk$25.00$25.009/28/2010 2:18:40 PM
kalex752$38.10$38.109/28/2010 2:19:34 PM
revenue-spa8$25.00$25.009/28/2010 11:37:20 AM
Phantom99$25.00$25.009/28/2010 12:07:20 PM
sensible-order2$49.94$49.949/28/2010 2:22:02 PM
FLRN$25.03$25.039/28/2010 2:18:53 PM
zrohmm$25.00$25.009/28/2010 1:12:28 PM
kind-adventurous-finance$25.00$25.009/28/2010 2:23:36 PM
TheColoradoDon$25.00$25.009/28/2010 2:23:41 PM
green-glowing-gain$25.00$25.009/28/2010 2:21:34 PM
divedude$50.00$50.009/28/2010 2:22:45 PM
dunedin$25.00$25.009/28/2010 2:35:44 PM
the-bid-sorcerer$25.36$25.369/28/2010 2:57:54 PM
bold-yield-rumbler$25.00$25.009/28/2010 2:57:56 PM
larrybird$650.00$650.009/28/2010 3:02:09 PM
lowestghost$33.34$33.349/28/2010 2:38:18 PM
derec$25.00$25.009/28/2010 2:39:13 PM
kegs$1,000.00$918.839/28/2010 3:05:12 PM
AM2171$25.00$25.009/28/2010 3:07:50 PM
321 bids
 
Borrower Payment Dependent Notes Series 476463
This series of Notes was issued and sold upon the funding of the borrower loan #44597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Sep-22-2010 
  Auction end date:  Sep-29-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $336.52
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $336.52
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1991 Debt/Income ratio: 34%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:13y 1m
Amount delinquent: $0 Total credit lines: 49 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,236Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: onezanyteach Borrower's state: Oklahoma Borrower's group: Debt Consolidators
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 37 ( 100% ) 660-679 (Latest)
Principal borrowed: $11,500.00< 31 days late: 0 ( 0% )  
640-659 (Dec-2009)
640-659 (Aug-2009)
620-639 (Mar-2008)
580-599 (Dec-2007)
 
Principal balance: $6,280.30 31+ days late: 0 ( 0% )
Total payments billed: 37  
Description
Paying for a Wedding!!!
Purpose of loan:
This loan will be used to? Pay for a wedding

My financial situation:
I am a good candidate for this loan because? I have had, and currently have, prosper loans in good standing.?

Monthly net income: $ 2500

Monthly expenses: $
??Housing: $ 610
??Insurance: $ 75
??Car expenses: $ 254
??Utilities: $200
??Phone, cable, internet: $ 180
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 340
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kulender$100.00$100.009/22/2010 9:40:38 AM
handshake5$25.00$25.009/22/2010 9:41:31 AM
6moonbeams$25.00$25.009/22/2010 9:41:47 AM
agiovasil$25.00$25.009/22/2010 9:44:09 AM
villagers$25.00$25.009/22/2010 9:44:50 AM
AlexTrep$25.00$25.009/22/2010 9:43:55 AM
bid-czar8$100.00$100.009/22/2010 3:06:12 PM
consummate-loyalty1$100.00$100.009/22/2010 3:14:28 PM
musegaze$100.00$100.009/22/2010 3:06:08 PM
brother_tam$50.00$50.009/22/2010 6:58:24 PM
ingenious-deal6$25.00$25.009/24/2010 5:59:32 AM
AF-Chief$25.00$25.009/24/2010 7:32:38 AM
rescue$100.00$100.009/24/2010 12:59:25 PM
diversification-maple1$40.00$40.009/24/2010 2:00:11 PM
zone8$50.00$50.009/24/2010 3:26:07 PM
a-bountiful-trade$25.00$25.009/24/2010 3:59:29 PM
108lender$100.00$100.009/25/2010 10:54:18 AM
halothane_logic$50.00$50.009/25/2010 7:15:36 PM
WonByOne$50.00$50.009/26/2010 3:44:08 AM
ferocious-exchange3$50.00$50.009/26/2010 8:27:12 AM
Kash2010lu$50.00$50.009/26/2010 9:33:30 AM
important-openness1$100.00$100.009/26/2010 10:59:48 AM
FarmersBank$25.00$25.009/27/2010 12:09:36 PM
atlas100$50.00$50.009/27/2010 1:37:32 PM
b-rent$25.00$25.009/27/2010 2:50:46 PM
fairness-kayak$25.00$25.009/27/2010 3:02:17 PM
helping-out$30.00$30.009/27/2010 3:01:32 PM
jubilant-auction5$25.00$25.009/27/2010 3:04:27 PM
head$25.00$25.009/27/2010 3:51:33 PM
PatRichi$25.00$25.009/27/2010 3:58:39 PM
UCLA4life$50.00$50.009/27/2010 3:51:52 PM
pfh$25.00$25.009/27/2010 3:59:08 PM
Ducatiman1978$25.00$25.009/27/2010 4:00:03 PM
RMB-Investments$41.92$41.929/27/2010 3:57:04 PM
a-power-amigo$25.00$25.009/27/2010 4:00:23 PM
richboy56$25.00$25.009/27/2010 3:59:22 PM
momoney2lend$25.00$25.009/27/2010 3:56:45 PM
mtquan$25.00$25.009/27/2010 4:00:09 PM
BeanCownter$25.00$25.009/27/2010 3:58:22 PM
burrito6$25.00$25.009/27/2010 3:59:00 PM
atomantic$25.00$25.009/27/2010 7:08:48 PM
psa1995$25.00$25.009/27/2010 8:37:35 PM
lcole32$25.00$25.009/28/2010 4:22:03 AM
CC911$25.00$25.009/28/2010 6:14:01 AM
missing-link$25.00$25.009/28/2010 6:14:14 AM
larrybird$150.00$150.009/28/2010 8:57:16 AM
Aberdeen$400.00$400.009/28/2010 9:03:51 AM
reflective-rupee$100.00$100.009/28/2010 11:57:52 AM
YoungTaxMan$100.00$100.009/28/2010 12:06:08 PM
NekHoldings$25.00$25.009/28/2010 11:36:08 AM
platytanz$25.00$25.009/28/2010 11:42:38 AM
oath163$50.00$50.009/28/2010 1:40:01 PM
logical-loyalty0$25.00$25.009/28/2010 1:12:24 PM
worthy-bid8$25.00$25.009/28/2010 1:32:10 PM
YoungTaxMan$145.72$145.729/28/2010 12:09:26 PM
red-favorable-basis$25.00$25.009/28/2010 3:25:45 PM
reflective-rupee$100.00$100.009/28/2010 3:29:37 PM
somebody32$25.00$25.009/28/2010 3:24:08 PM
orange-dollar-guild$25.00$25.009/28/2010 3:26:06 PM
tstaub1234$25.00$25.009/28/2010 3:26:14 PM
340$100.00$100.009/28/2010 3:44:46 PM
jhouman$25.00$25.009/28/2010 3:29:14 PM
calm-platinum8$25.00$25.009/28/2010 4:33:19 PM
credit-missile$25.00$25.009/28/2010 10:33:12 PM
zone6$75.00$75.009/28/2010 6:04:32 PM
credit-missile$25.00$25.009/28/2010 10:38:48 PM
sturdy-peace9$25.00$25.009/28/2010 8:05:31 PM
B2152$25.00$25.009/29/2010 5:04:12 AM
pposFUNDing$25.05$25.059/28/2010 9:58:27 PM
red-ready-principal$25.00$25.009/28/2010 9:48:01 PM
economy-popcorn$25.00$25.009/29/2010 6:25:12 AM
enthusiastic-balance5$100.00$100.009/22/2010 9:40:54 AM
reward-adventure$50.00$50.009/22/2010 9:43:45 AM
simplelender80$250.00$250.009/22/2010 9:42:32 AM
contract-happiness1$25.00$25.009/22/2010 9:44:42 AM
Comoparklender$25.00$25.009/22/2010 9:40:33 AM
loan-kung-fu$50.00$50.009/22/2010 12:33:32 PM
ore-healer6$25.00$25.009/22/2010 6:24:27 PM
gold-channel2$50.00$50.009/23/2010 11:58:21 AM
asiaratt$50.00$50.009/24/2010 7:33:38 AM
jpollar$25.00$25.009/24/2010 1:37:32 PM
well-mannered-income3$50.00$50.009/25/2010 9:33:40 AM
papaloha$25.00$25.009/25/2010 12:37:59 PM
bill-mushroom$25.00$25.009/25/2010 6:02:01 PM
bountiful-durability$100.00$100.009/26/2010 9:59:59 AM
on_your_side$25.00$25.009/27/2010 6:43:16 AM
generous-deal6$25.00$25.009/27/2010 2:14:02 PM
Jloaner$33.10$33.109/27/2010 1:35:33 PM
Speculator$50.00$50.009/27/2010 2:29:32 PM
reflective-rupee$100.00$100.009/27/2010 2:43:03 PM
visionary-currency$50.00$50.009/27/2010 3:01:14 PM
mla$25.00$25.009/27/2010 3:04:25 PM
airrbob$50.00$50.009/27/2010 3:57:43 PM
new-social-economist$50.00$50.009/27/2010 3:56:42 PM
treasure-bliss$50.00$50.009/27/2010 3:59:54 PM
radiant-loan5$200.00$200.009/27/2010 4:00:29 PM
enthralling-deal180$25.00$25.009/27/2010 5:27:51 PM
payout-comet$25.00$25.009/27/2010 5:49:41 PM
icecoldcash$25.00$25.009/27/2010 6:11:23 PM
blitzen40$25.00$25.009/27/2010 7:53:54 PM
the-silver-blaster$50.00$50.009/27/2010 7:28:10 PM
finance-magma7$61.42$61.429/27/2010 10:12:16 PM
funfamilyX4$25.00$25.009/27/2010 10:12:10 PM
orange-preeminant-bill$29.55$29.559/28/2010 3:28:25 AM
jlr613$25.00$25.009/28/2010 7:27:08 AM
life-is-great$50.00$50.009/28/2010 5:47:33 AM
Aberdeen$500.00$500.009/28/2010 9:03:49 AM
kegs$100.00$100.009/28/2010 9:04:06 AM
Aberdeen$400.00$400.009/28/2010 9:03:50 AM
capital-galaxy$200.00$200.009/28/2010 1:45:42 PM
GElender$25.00$25.009/28/2010 2:38:11 PM
thedreamer$50.00$50.009/28/2010 3:26:25 PM
asmithj$50.00$50.009/28/2010 3:26:27 PM
qtmspin$50.00$38.249/28/2010 3:26:31 PM
AlexTrep$25.00$25.009/28/2010 3:24:07 PM
natobruin$50.00$50.009/28/2010 3:26:29 PM
CommunityArts_Non-profit$25.00$25.009/28/2010 3:48:20 PM
restless-dime$50.00$50.009/28/2010 6:20:16 PM
SFBank$300.00$300.009/28/2010 6:22:25 PM
Bocephus1959$50.00$50.009/28/2010 4:23:20 PM
beakerfish$50.00$50.009/28/2010 7:33:12 PM
fizicks06$50.00$50.009/28/2010 7:35:30 PM
attractive-rate$25.00$25.009/28/2010 5:17:14 PM
credit-missile$25.00$25.009/28/2010 10:33:30 PM
credit-missile$25.00$25.009/28/2010 10:32:51 PM
Ryderz$25.00$25.009/28/2010 9:38:18 PM
Bob450$30.00$30.009/28/2010 10:23:12 PM
credit-missile$25.00$25.009/28/2010 10:33:45 PM
128 bids
 
Borrower Payment Dependent Notes Series 474818
This series of Notes was issued and sold upon the funding of the borrower loan #44629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Sep-21-2010 
  Auction end date:  Sep-28-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $339.27
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $339.27
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 26.01%  
Lender servicing fee: 1.00% Estimated return: 7.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: May-1997 Debt/Income ratio: 36%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 13Length of status:15y 8m
Amount delinquent: $0 Total credit lines: 53 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,367Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: Yes  
Screen name: agrahlma Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 33 ( 100% ) 640-659 (Latest)
Principal borrowed: $6,400.00< 31 days late: 0 ( 0% )  
600-619 (Nov-2009)
600-619 (Sep-2009)
600-619 (Jun-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
High Risk??? I don't think so!!!!
Purpose of loan:
I will use this loan to pay down my revolving debt - which will raise my credit score tremendously!!!? This will allow me to refinance some of my other debt at much lower rates (e.g. car loans).

My low credit score is a result of high debt load only - I have NEVER been delinquent or defaulted since I established credit over 20 years ago.?

My financial situation:
I'm a good candidate for several reasons:
I've never been late or defaulted on a payment in my life (20 years of credit history) My employment and employer are VERY stable - 15 years at Ford Motor Company - Manager My wife's employment is VERY stable? - 11 years as a Spanish and English teacher (same school) My credit score has gone ~10 pts since Prosper pulled my credit report last week (up 50 pts. since May) Paid-off two previous Prosper loans early (all payments made on time) I've closed almost all of my credit cards - only three remain open (4,600 credit line, 2,300 owed) - the closed account balance represent the majority of my revolving debtYou'll make a BOAT LOAD of money off of this loanI?will NOT?default on this loan?- I am NOT high riskAnnual?net income: $ 150K


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Skeptical-one$30.00$30.009/21/2010 3:20:47 PM
OldManP$25.00$25.009/21/2010 3:20:49 PM
JustMee$25.00$25.009/21/2010 5:14:27 PM
Amber_Stone$200.00$200.009/22/2010 5:41:40 AM
good4loan$25.00$25.009/22/2010 12:45:08 PM
brondero$75.00$75.009/22/2010 11:10:29 PM
usedtoborrow$25.00$25.009/23/2010 5:25:05 AM
well-mannered-income3$30.00$30.009/23/2010 3:02:25 PM
currency-bumblebee$25.00$25.009/23/2010 4:27:42 PM
restless-dime$50.00$50.009/23/2010 4:51:05 PM
nilonc1$50.00$50.009/23/2010 7:09:59 PM
goldenhamster$75.00$75.009/23/2010 7:34:41 PM
progressive-treasure1$100.00$100.009/24/2010 12:24:53 PM
power-secret-agent$25.00$25.009/24/2010 5:14:05 PM
WonByOne$25.00$25.009/25/2010 12:38:38 PM
loss-of-control$50.00$50.009/25/2010 4:55:09 PM
drcoop$25.00$25.009/26/2010 6:37:18 AM
supreme-hope$25.00$25.009/26/2010 7:53:03 AM
AlexTrep$25.00$25.009/27/2010 8:41:43 AM
AlexTrep$25.00$25.009/27/2010 8:41:16 AM
jhernand17$25.00$25.009/27/2010 12:04:37 PM
reflective-rupee$100.00$100.009/27/2010 2:43:53 PM
fabulous-community4$25.00$25.009/27/2010 2:52:28 PM
JM245$25.00$25.009/27/2010 2:52:07 PM
a-successful-credit$50.00$50.009/27/2010 3:40:45 PM
want2race$25.00$25.009/27/2010 5:11:55 PM
zone6$200.00$200.009/27/2010 5:34:01 PM
atomantic$75.00$75.009/27/2010 7:16:00 PM
gold-cluster$100.00$100.009/27/2010 9:44:40 PM
blitzen40$50.00$50.009/27/2010 7:50:45 PM
visionary-deal3$36.70$36.709/27/2010 10:59:55 PM
bulsa$114.45$114.459/28/2010 3:35:14 AM
Mark-M$25.00$25.009/28/2010 9:08:12 AM
pitbullt$25.00$25.009/28/2010 8:00:56 AM
Amber_Stone$1,000.00$1,000.009/28/2010 9:19:20 AM
tjone69$44.26$44.269/28/2010 7:18:46 AM
LittleMingo$41.00$41.009/28/2010 9:41:40 AM
dslobbs$25.00$25.009/28/2010 9:56:10 AM
sensational-penny$25.62$25.629/28/2010 10:26:06 AM
lend4life13$1,336.86$59.399/28/2010 9:12:56 AM
Amber_Stone$500.00$500.009/28/2010 9:20:13 AM
ronin4sale$25.00$25.009/28/2010 9:23:33 AM
djalan$49.37$49.379/28/2010 9:58:22 AM
Aberdeen$500.00$500.009/28/2010 9:18:34 AM
Starfin-Capital-Management$350.00$350.009/28/2010 10:00:52 AM
Aberdeen$400.00$400.009/28/2010 9:18:37 AM
nextar$44.13$44.139/28/2010 10:03:25 AM
brightest-dignified-penny$100.00$100.009/28/2010 10:32:59 AM
neorunner$25.00$25.009/28/2010 10:47:32 AM
frugalinvestor20$25.00$25.009/21/2010 3:21:30 PM
penny-plato$50.00$50.009/21/2010 4:00:29 PM
DasMula$405.71$405.719/21/2010 6:46:20 PM
Jasmel$75.00$75.009/21/2010 9:07:51 PM
Kash2010lu$50.00$50.009/22/2010 6:31:37 AM
mikeandcat$50.00$50.009/22/2010 7:56:40 AM
dynamic-capital$25.00$25.009/22/2010 11:01:37 PM
brondero$25.00$25.009/22/2010 11:11:33 PM
agiovasil$100.00$100.009/23/2010 9:46:21 PM
UCLA4life$50.00$50.009/24/2010 9:34:09 AM
penny-plato$50.00$50.009/24/2010 10:36:55 AM
icanhasloanz$100.00$100.009/24/2010 12:22:40 PM
majestic-currency3$50.00$50.009/25/2010 10:55:48 AM
economy-popcorn$25.00$25.009/25/2010 1:22:25 PM
nodebt2012$25.00$25.009/26/2010 1:56:14 PM
BrighterSuns$25.00$25.009/27/2010 7:10:33 AM
Dollars4Rent$25.00$25.009/27/2010 11:05:53 AM
top-tranquil-justice$25.00$25.009/27/2010 2:46:24 PM
cunning-bill$25.00$25.009/27/2010 3:14:52 PM
new-smart-fund$35.51$35.519/27/2010 4:56:58 PM
payout-comet$25.00$25.009/27/2010 5:31:19 PM
AM2008$25.00$25.009/27/2010 5:07:59 PM
deepblue34$30.00$30.009/27/2010 7:21:14 PM
Kash2010lu$25.00$25.009/27/2010 6:46:49 PM
SolarMoonshine$50.00$50.009/27/2010 6:35:58 PM
jhouman$25.00$25.009/27/2010 6:57:08 PM
benefit-crescendo$25.00$25.009/27/2010 7:14:10 PM
whirlingdervish$25.00$25.009/28/2010 1:35:27 AM
NekHoldings$25.00$25.009/28/2010 5:17:32 AM
RecoveryLender$25.00$25.009/28/2010 5:44:28 AM
lucrative-loan$66.21$66.219/28/2010 12:35:24 AM
Jasmel$82.65$82.659/28/2010 6:06:35 AM
PeterPsych$130.00$130.009/28/2010 9:25:34 AM
Gregger$25.00$25.009/28/2010 10:59:37 AM
credit-elation1$25.00$25.009/28/2010 11:08:28 AM
Aberdeen$400.00$400.009/28/2010 9:18:36 AM
quest0$50.00$50.009/28/2010 10:02:08 AM
cashhelp$25.00$25.009/28/2010 9:22:08 AM
Kash2010lu$50.00$50.009/28/2010 10:46:34 AM
WonByOne$25.00$25.009/28/2010 11:01:51 AM
integrity-accord8$50.00$50.009/28/2010 11:05:28 AM
green-exchange-cannon$50.00$50.009/28/2010 10:00:08 AM
91 bids
 
Borrower Payment Dependent Notes Series 475816
This series of Notes was issued and sold upon the funding of the borrower loan #44632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Sep-16-2010 
  Auction end date:  Sep-23-2010 
 
Starting lender yield: 12.65% Starting borrower rate/APR: 13.65% / 15.80% Starting monthly payment: $476.11
Final lender yield: 12.65% Final borrower rate/APR: 13.65% / 15.80% Final monthly payment: $476.11
 
Auction yield range: 5.79% - 12.65% Estimated loss impact: 5.16%  
Lender servicing fee: 1.00% Estimated return: 7.49%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1993 Debt/Income ratio: 25%
Credit score: 740-759 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 24 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,755Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: GoalAceCredit Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 21 ( 100% ) 740-759 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
RELIST: CC Consolidation!!
Purpose of loan:
This loan will be used to consolidate my high interest credit card debts and be debt free more efficiently.

My financial situation:
I am a good candidate for this loan because I have a good standing record of making payments on time. And I earn enough to make more than minimum on the loan payments. I currently pay higher amount each month to my credit card companies than what Prosper is quoting me as monthly payments.

Monthly net income: $3,770

Monthly expenses: $3,750
??Housing: $1,090
??Insurance: Around $200
??Car expenses: $500 ($340 for car payment + ~$160 for gas)
??Utilities: None
??Phone, cable, internet: Around $100.00
??Food, entertainment: Around $400
??Clothing, household expenses: Varies between $0 - $200
??Credit cards and other loans: Around $1,000
??Other expenses: CD $180; Academic loan $80

My credit balance has increased since last time mainly due to 3 major moves I had in the past 3 years. I can provide more information if desired.

Loan from Prosper will be used to pay for the following credit cards:
Chase Visa - $4372.54 @ 18.24%
Chase Visa - $1220.45 @ 29.99%
Chase MC - $10,000.00 @ 15.24%
Information in the Description is not verified.
Friends And Family Winning Bids
cliff282 has bid a total of $1,004.90 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: Specifically, what will the current "credit card and other loan" monthly be reduced to when you get this loan? Thanks. Good luck. - all_of_that_one
A: The "credit card and other loan" expense will remain the same for the next few months to pay off all outstanding credit card balances. After a few months, I believe it will be reduced by a couple of hundred dollars. (Sep-23-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.009/16/2010 3:08:04 PM
GElender$50.00$50.009/16/2010 3:13:26 PM
handshake5$25.00$25.009/16/2010 3:13:39 PM
soheagle$50.00$50.009/16/2010 3:14:12 PM
mtquan$25.00$25.009/16/2010 3:18:18 PM
kmr2$150.00$150.009/16/2010 3:13:50 PM
generous-deal6$50.00$50.009/16/2010 3:15:35 PM
bid-czar8$100.00$100.009/16/2010 3:15:50 PM
jdrez$25.00$25.009/16/2010 3:46:12 PM
Luv2Bless$50.00$50.009/16/2010 3:46:23 PM
hope-hickory$25.00$25.009/16/2010 3:47:03 PM
maldok1$25.00$25.009/16/2010 3:48:53 PM
helpinghand63$50.00$50.009/16/2010 3:48:59 PM
studious-bonus7$100.00$100.009/16/2010 3:20:11 PM
enthusiastic-balance5$100.00$100.009/16/2010 3:21:57 PM
rescue$50.00$50.009/16/2010 3:53:48 PM
AF-Chief$25.00$25.009/16/2010 3:55:16 PM
Ocean713$50.00$50.009/16/2010 3:56:05 PM
asset-professor$50.00$50.009/16/2010 3:56:34 PM
danthemon35$25.00$25.009/16/2010 3:55:25 PM
janus_god$25.00$25.009/16/2010 3:56:57 PM
jstnow$25.00$25.009/16/2010 3:48:48 PM
inspired-finance$50.00$50.009/16/2010 3:57:03 PM
vegibenz$25.00$25.009/16/2010 3:49:05 PM
SimpleChoice$25.00$25.009/16/2010 3:57:08 PM
balanced-bill7$50.00$50.009/16/2010 3:57:13 PM
get30inc$50.00$50.009/16/2010 3:51:52 PM
chestnut4$25.00$25.009/16/2010 3:57:41 PM
Opportunity4you$25.00$25.009/16/2010 3:55:56 PM
finance-prescription$50.00$50.009/16/2010 3:55:59 PM
helpful-dough$50.00$50.009/16/2010 3:56:27 PM
yukongin$100.00$100.009/16/2010 4:02:39 PM
elegant-bonus$25.00$25.009/16/2010 3:57:27 PM
orange-courageous-dedication$30.00$30.009/16/2010 4:04:21 PM
blue-useful-auction$25.00$25.009/16/2010 4:06:39 PM
on_your_side$25.00$25.009/16/2010 4:02:54 PM
ichibon$200.00$200.009/16/2010 4:21:36 PM
patriot897$50.00$50.009/16/2010 4:22:24 PM
tranquil-return4$25.00$25.009/16/2010 4:16:16 PM
pnace$50.00$50.009/16/2010 4:17:50 PM
nybanker85$35.00$35.009/16/2010 4:37:16 PM
worthy-bid8$100.00$100.009/16/2010 4:21:54 PM
credit-scout7$50.00$50.009/16/2010 4:22:02 PM
tallmon$25.00$25.009/16/2010 4:57:15 PM
cliff282$1,004.90$1,004.909/17/2010 6:05:23 AM
Clambake$50.00$50.009/17/2010 6:24:49 AM
Petite_Rose$25.00$25.009/17/2010 4:29:12 AM
worth-arch$25.00$25.009/17/2010 6:54:46 AM
paradisenow$25.00$25.009/17/2010 7:38:40 AM
nycfinance$25.00$25.009/17/2010 9:34:18 AM
radforj22$25.00$25.009/17/2010 11:31:33 AM
tech310$50.00$50.009/17/2010 11:31:37 AM
Prosp_Lender$46.45$46.459/17/2010 11:49:06 AM
trustworthy-fairness$50.00$50.009/17/2010 11:48:41 AM
loan-wasp$50.00$50.009/17/2010 11:51:57 AM
bountiful-durability$100.00$100.009/17/2010 12:01:38 PM
mike99$25.00$25.009/17/2010 11:49:05 AM
jla720$50.00$50.009/17/2010 12:01:56 PM
objective-investor$56.99$56.999/17/2010 12:04:33 PM
ideal-platinum1$29.21$29.219/17/2010 12:14:58 PM
dsparrow$25.00$25.009/17/2010 2:29:24 PM
Ripsaw4U$50.00$50.009/17/2010 4:34:33 PM
papaloha$25.00$25.009/17/2010 9:45:02 PM
the-profit-oracle$25.00$25.009/18/2010 12:36:34 AM
BeanCownter$25.00$25.009/18/2010 5:48:41 AM
return-percolator8$25.68$25.689/18/2010 12:18:11 PM
red-adaptable-funds$50.00$50.009/18/2010 2:58:29 PM
gethsemane4$25.00$25.009/19/2010 8:43:31 AM
well-rounded-dinero$75.00$75.009/19/2010 3:24:11 PM
IIP77$25.00$25.009/19/2010 7:29:41 PM
jamiee73$25.00$25.009/20/2010 10:22:34 AM
kulender$100.00$100.009/20/2010 10:27:05 AM
the-bright-velocity$25.00$25.009/20/2010 10:24:04 AM
ommcd$25.00$25.009/20/2010 10:27:41 AM
flexible-return297$50.00$50.009/20/2010 10:25:45 AM
Easystreet$25.00$25.009/20/2010 10:26:50 AM
wise-dedicated-power$25.00$25.009/20/2010 10:35:15 AM
Investoman$50.00$50.009/20/2010 10:38:50 AM
loanman2007$50.00$50.009/20/2010 11:19:35 AM
finance-magma7$100.00$100.009/20/2010 10:40:04 AM
important-ore$50.00$50.009/20/2010 10:40:28 AM
Comoparklender$50.00$50.009/20/2010 12:48:29 PM
julijask$25.00$25.009/20/2010 11:50:34 PM
Tengoku$50.00$50.009/21/2010 8:28:14 AM
benjamins-den$25.00$25.009/21/2010 9:34:19 AM
calm-deal7$25.00$25.009/21/2010 9:35:49 AM
trade-freshmaker$50.00$50.009/21/2010 10:53:22 AM
zrohmm$25.00$25.009/21/2010 11:33:17 AM
Gabriel02$25.00$25.009/21/2010 12:04:50 PM
doncm$50.00$50.009/21/2010 1:18:27 PM
RMB-Investments$50.00$50.009/21/2010 11:30:13 AM
anders94$25.00$25.009/21/2010 3:00:29 PM
note-axis5$50.00$50.009/21/2010 3:00:42 PM
gulch$50.00$50.009/21/2010 3:00:35 PM
CapStack$75.00$75.009/21/2010 3:00:26 PM
MARSTUN$50.00$50.009/21/2010 3:05:45 PM
irrelevant$25.00$25.009/21/2010 3:34:58 PM
lending-bear$50.00$50.009/21/2010 5:13:20 PM
CasaDeTomas$100.00$100.009/21/2010 7:08:22 PM
rudyindc$25.00$25.009/21/2010 9:03:29 PM
paradisenow$25.00$25.009/22/2010 3:03:03 AM
airrbob$50.00$50.009/21/2010 10:43:33 PM
grystndoc$25.00$25.009/22/2010 4:08:22 AM
silver-armada$50.00$50.009/22/2010 4:33:29 AM
mattpet$25.00$25.009/22/2010 7:10:09 AM
pvconn$50.00$50.009/22/2010 11:31:32 AM
wonderful-rupee$25.00$25.009/22/2010 11:31:39 AM
greenback-museum$25.00$25.009/22/2010 11:36:21 AM
payout-reaction740$25.00$25.009/22/2010 11:45:29 AM
nalaari$25.00$25.009/22/2010 11:29:27 AM
wampum-chorus3$25.00$25.009/22/2010 11:31:05 AM
Devsfan3$50.00$50.009/22/2010 11:31:43 AM
gracej$25.00$25.009/22/2010 11:31:50 AM
blazing-revenue3$50.00$50.009/22/2010 11:32:39 AM
Airthus$25.00$25.009/22/2010 1:23:10 PM
witty-openness$25.00$25.009/22/2010 11:33:43 AM
integrity-trumpet$50.00$50.009/22/2010 1:43:49 PM
fly99$50.00$50.009/22/2010 1:56:03 PM
melodious-fairness$25.00$25.009/22/2010 1:44:08 PM
kmwvma$25.00$25.009/22/2010 1:44:44 PM
loot-heart$29.42$29.429/22/2010 1:45:23 PM
excellent-leverage6$25.00$25.009/22/2010 2:20:15 PM
bondhedger$25.00$25.009/22/2010 2:23:28 PM
first-restless-payout$50.00$50.009/22/2010 2:20:08 PM
mmckune$25.00$25.009/22/2010 1:45:23 PM
KiwiElf$35.00$35.009/22/2010 2:38:11 PM
iolaire$25.00$25.009/22/2010 2:41:34 PM
KileNSmyth4$25.00$25.009/22/2010 1:57:42 PM
vacaerol$25.00$25.009/22/2010 2:54:29 PM
bvs999$25.00$25.009/22/2010 2:55:05 PM
agalt$100.00$100.009/22/2010 2:23:10 PM
pennyman$25.00$25.009/22/2010 2:23:36 PM
mpatrick$25.00$25.009/22/2010 2:46:08 PM
tsquared_030$32.71$32.719/22/2010 2:54:41 PM
TheYellowDart$25.00$2.239/22/2010 2:54:49 PM
Feyenoord$25.00$25.009/22/2010 4:19:54 PM
afterhours$25.00$25.009/22/2010 6:01:25 PM
moneytolend72$25.00$25.009/22/2010 4:05:16 PM
Cory79$28.00$28.009/22/2010 5:15:48 PM
jpblan11$25.00$25.009/22/2010 5:22:10 PM
podosphero$40.10$40.109/22/2010 5:54:22 PM
Nusk$50.00$50.009/22/2010 10:49:07 PM
Techne_Funds_LLC$25.00$25.009/22/2010 4:46:40 PM
awe-inspiring-power$25.00$25.009/22/2010 8:38:40 PM
WealthBuildingLessons$50.00$50.009/22/2010 11:32:30 PM
RecoveryLender$25.00$25.009/23/2010 5:56:25 AM
blooming-kindness$25.00$25.009/23/2010 6:06:24 AM
KingCroesus$25.00$25.009/23/2010 1:01:25 AM
StanTheMan$25.00$25.009/22/2010 10:16:45 PM
lazyeye$32.69$32.699/23/2010 6:49:43 AM
rupee-kung-fu7$57.64$57.649/23/2010 8:00:24 AM
wealth-samaritan2$30.00$30.009/23/2010 5:32:36 AM
credit-missile$25.00$25.009/23/2010 9:49:40 AM
credit-missile$25.00$25.009/23/2010 9:50:08 AM
castlwizz$30.20$30.209/23/2010 9:50:56 AM
mgking007$35.00$35.009/23/2010 11:13:17 AM
radiant-value$25.00$25.009/23/2010 12:26:53 PM
forthright-trade$25.00$25.009/23/2010 10:17:16 AM
jybank$25.00$25.009/23/2010 12:49:07 PM
The-Lighthouse-Group$25.00$25.009/23/2010 11:22:17 AM
crw1950$50.00$50.009/23/2010 1:29:34 PM
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AM2171$25.00$25.009/23/2010 12:51:53 PM
liberty-grizzly$100.00$100.009/23/2010 12:56:22 PM
erowis$27.00$27.009/23/2010 11:19:37 AM
lucrative-coin$50.00$50.009/23/2010 1:33:41 PM
SudianX$30.13$30.139/23/2010 1:53:02 PM
BrighterSuns$25.00$25.009/23/2010 1:20:04 PM
wwwUniversal$25.00$25.009/23/2010 1:53:27 PM
patriot384$168.00$168.009/23/2010 3:04:56 PM
StreetJustice$47.78$47.789/23/2010 3:05:01 PM
chkrvrty$25.00$25.009/23/2010 2:53:59 PM
ray1051$25.00$25.009/16/2010 3:08:48 PM
schpere$25.00$25.009/16/2010 3:09:18 PM
authentic-liberty7$50.00$50.009/16/2010 3:13:21 PM
jazzlender$25.00$25.009/16/2010 3:13:31 PM
mla$25.00$25.009/16/2010 3:13:59 PM
jigsaw$100.00$100.009/16/2010 3:14:20 PM
pfh$25.00$25.009/16/2010 3:14:27 PM
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larrybird$150.00$150.009/16/2010 3:17:08 PM
enthralling-deal180$100.00$100.009/16/2010 3:14:17 PM
Sol_Invictus$25.00$25.009/16/2010 3:31:17 PM
brightest-affluence-motivator$100.00$100.009/16/2010 3:14:32 PM
marketplace-cello5$50.00$50.009/16/2010 3:15:08 PM
kegs$150.00$150.009/16/2010 3:16:56 PM
markgm$25.00$25.009/16/2010 3:46:28 PM
QuinMccoy$25.00$25.009/16/2010 3:46:35 PM
Amsie614$25.00$25.009/16/2010 3:46:39 PM
money-explorer3$25.00$25.009/16/2010 3:47:28 PM
srilm$25.00$25.009/16/2010 3:51:50 PM
6moonbeams$100.00$100.009/16/2010 3:22:37 PM
return-marsupial3$25.00$25.009/16/2010 3:53:06 PM
Artist_Blue$25.00$25.009/16/2010 3:52:12 PM
smart-leverage7$50.00$50.009/16/2010 3:46:31 PM
ferdberfel$43.61$43.619/16/2010 3:48:22 PM
Fiimg$50.00$50.009/16/2010 3:56:40 PM
lloyd_s$25.00$25.009/16/2010 4:01:10 PM
gain-seagull9$50.00$50.009/16/2010 4:02:50 PM
versatile-platinum4$25.00$25.009/16/2010 4:04:26 PM
CAGE-Investments$25.00$25.009/16/2010 4:04:51 PM
MissionMicroFinance$25.00$25.009/16/2010 4:09:05 PM
money-bauble$50.00$50.009/16/2010 4:07:09 PM
shrewd-peace7$40.00$40.009/16/2010 4:35:56 PM
tucksta$25.00$25.009/16/2010 4:48:43 PM
HHP$25.00$25.009/16/2010 4:57:16 PM
worldly-community3$50.00$50.009/16/2010 5:18:13 PM
FG9YTR$25.00$25.009/16/2010 5:43:27 PM
gold-channel2$50.00$50.009/16/2010 7:34:32 PM
Akkon$25.24$25.249/17/2010 1:51:32 AM
phaded$25.00$25.009/17/2010 2:04:16 AM
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LOWCOUNTRYLENDER$25.00$25.009/17/2010 4:19:04 AM
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GatorBux$50.00$50.009/17/2010 8:13:16 AM
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108lender$37.87$37.879/17/2010 12:04:03 PM
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investinFla$25.00$25.009/21/2010 4:58:51 PM
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Texas2020$50.00$50.009/22/2010 2:34:37 PM
wbahl$25.00$25.009/22/2010 2:54:13 PM
BankofBeth$25.00$25.009/22/2010 3:41:01 PM
Loansforlife$25.00$25.009/22/2010 3:15:09 PM
ajst1$44.81$44.819/22/2010 5:24:43 PM
loan-upholder4$25.00$25.009/22/2010 4:02:39 PM
sparkmeister$25.00$25.009/22/2010 11:10:40 PM
MattProsper$60.00$60.009/22/2010 9:14:58 PM
principal-laser$43.00$43.009/23/2010 5:41:41 AM
RadarLuv$25.00$25.009/22/2010 9:55:01 PM
LendK$25.00$25.009/22/2010 10:43:41 PM
mobius_titan$25.00$25.009/22/2010 11:10:23 PM
loyalist1$50.00$50.009/23/2010 7:37:08 AM
zxcvbn$85.99$85.999/23/2010 7:44:32 AM
chicagoprosper$50.00$50.009/23/2010 7:46:17 AM
aspire2grow$25.00$25.009/23/2010 8:52:40 AM
credit-missile$25.00$25.009/23/2010 9:49:10 AM
IrrationalPi$25.00$25.009/23/2010 7:07:38 AM
sunnygee$25.00$25.009/23/2010 10:30:39 AM
CashBank$25.00$25.009/23/2010 8:49:09 AM
grampy48$40.00$40.009/23/2010 12:10:06 PM
Cherrypicker$50.00$50.009/23/2010 11:48:21 AM
TechieLender$75.00$75.009/23/2010 10:31:33 AM
Lefty_the_Lender$25.00$25.009/23/2010 10:39:45 AM
schnarff$25.00$25.009/23/2010 10:46:26 AM
CACO_Bank$25.00$25.009/23/2010 12:35:24 PM
dajen1$25.00$25.009/23/2010 1:20:44 PM
economy-caper9$25.00$25.009/23/2010 12:52:41 PM
easylivin$25.00$25.009/23/2010 2:48:00 PM
320 bids
 
Borrower Payment Dependent Notes Series 476048
This series of Notes was issued and sold upon the funding of the borrower loan #44613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Sep-17-2010 
  Auction end date:  Sep-24-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $179.48
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $179.48
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1997 Debt/Income ratio: 11%
Credit score: 680-699 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 2 / 2Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 39 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: dedication-exchanger Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Refurnishing my Apartment
Purpose of loan:
This loan will be used to buy new furnishings for my Apartment.?My financial situation: I have been employed by the same employer as an Operations/Business Analyst for the last 6 years. Responsibility with my credit and my future will keep me out of divorce court so I have clear incentive to not make the same types of mistakes I made in my early 20?s.

My credit scores are currently.
Transunion = 696 Experian = 746 Equifax = 774

SECCREDIT

Monthly net income: $ 2200
Housing: $ 500??
Insurance: $ 50??
Car expenses: $?Car paid off??
Utilities: $ 120??
Phone, cable, internet: $ 30??
Food, entertainment: $?200??
Clothing, household expenses $?20??
Credit cards and other loans: $?0??
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: why did you chose this financing option? rates too high with credit cards? did the furniture company not offer a good financing option? what are the current rates of your credit cards? - beakerfish
A: I learned about peer to peer financing through a friend and found it to be very interesting and wanted to give it a try. I applied to Nebraska Furniture Mart and they require two lines of credit with 6 months history, I only have one with two year history. CL is $2000 on my one line of credit and can only be used for purchases related to my truck and trailer; it's for emergency use only. (Sep-17-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
contract-happiness1$25.00$25.009/17/2010 3:00:19 PM
handshake5$25.00$25.009/17/2010 3:02:10 PM
papaloha$25.00$25.009/17/2010 8:33:12 PM
musegaze$100.00$100.009/17/2010 9:43:27 PM
cloud8$25.00$25.009/17/2010 9:48:25 PM
brother_tam$50.00$50.009/18/2010 12:10:39 AM
bid-czar8$100.00$100.009/18/2010 2:44:56 AM
rescue$100.00$100.009/18/2010 10:19:30 AM
gold-channel2$50.00$50.009/18/2010 10:23:18 AM
greenback-amplifier$25.00$25.009/18/2010 2:14:23 PM
beakerfish$50.00$50.009/18/2010 2:08:38 PM
nybanker85$25.00$25.009/18/2010 5:34:34 PM
simplybarg$25.00$25.009/19/2010 9:44:43 AM
Sudoku$100.00$100.009/19/2010 9:51:46 AM
seineil$25.00$25.009/19/2010 9:08:40 AM
penny-plato$25.00$25.009/19/2010 11:35:49 AM
money-bauble$50.00$50.009/19/2010 7:08:33 PM
happyaric$50.00$50.009/19/2010 8:10:07 PM
SolarMoonshine$25.00$25.009/20/2010 3:52:38 AM
bountiful-durability$100.00$100.009/20/2010 8:33:56 AM
DadWarbucks$25.00$25.009/20/2010 10:16:54 AM
steely_dan34$25.00$25.009/20/2010 10:18:59 AM
flexiboy35$25.00$25.009/20/2010 10:28:42 AM
yomanie$50.00$50.009/20/2010 10:32:06 AM
EBITDA$25.00$25.009/20/2010 10:38:16 AM
compassionate-payment9$25.00$25.009/20/2010 11:10:50 AM
elegant-bonus$25.00$25.009/20/2010 11:23:16 AM
grc522$150.00$150.009/20/2010 12:35:40 PM
Jloaner$100.00$100.009/20/2010 3:31:14 PM
AlexTrep$25.00$25.009/21/2010 9:44:46 AM
bill-mushroom$25.00$25.009/21/2010 3:43:34 PM
first-serene-credit$50.00$50.009/21/2010 6:01:54 PM
jubilant-auction5$25.00$25.009/22/2010 11:08:36 AM
loan-kung-fu$50.00$50.009/22/2010 12:33:06 PM
unger$40.00$40.009/23/2010 5:47:47 AM
rancher7$25.00$25.009/23/2010 9:54:08 AM
willinvest$25.00$25.009/23/2010 4:40:34 PM
Kyileo$25.00$25.009/23/2010 7:08:22 PM
jybank$25.00$25.009/24/2010 12:54:33 AM
balanced-balance6$25.00$25.009/24/2010 7:11:20 AM
2grindstones$25.00$25.009/24/2010 9:51:30 AM
TakeCare$25.00$25.009/24/2010 11:07:47 AM
social-zebra$26.00$26.009/24/2010 12:22:04 PM
aquistoyraul$25.00$25.009/24/2010 2:23:09 PM
moola-monger9$50.00$50.009/24/2010 2:53:28 PM
simplelender80$100.00$100.009/17/2010 3:00:32 PM
6moonbeams$25.00$25.009/17/2010 3:02:24 PM
AF-Chief$25.00$25.009/18/2010 12:36:48 AM
HHP$25.00$25.009/18/2010 12:10:03 AM
Comoparklender$25.00$25.009/18/2010 12:35:59 AM
patriot897$25.00$25.009/18/2010 2:44:53 AM
danthemon35$25.00$25.009/18/2010 9:08:35 AM
kulender$50.00$50.009/18/2010 6:38:47 AM
Rattlehead$25.00$25.009/18/2010 7:53:15 PM
Tono$30.00$30.009/19/2010 3:52:07 PM
lloyd_s$25.00$25.009/19/2010 10:28:46 PM
inspiring-reward$150.00$150.009/20/2010 3:23:13 AM
Artist_Blue$25.00$25.009/20/2010 6:08:31 AM
ore-healer6$25.00$25.009/20/2010 7:19:17 AM
skybolt4$25.00$25.009/20/2010 8:36:02 AM
OSERENKUKU$25.00$25.009/20/2010 10:12:58 AM
villagers$25.00$25.009/20/2010 10:21:39 AM
finance-prescription$50.00$50.009/20/2010 12:14:57 PM
jlr613$25.00$25.009/20/2010 2:19:59 PM
agiovasil$25.00$25.009/20/2010 8:20:11 PM
reward-adventure$50.00$50.009/21/2010 9:18:40 AM
pfh$25.00$25.009/21/2010 3:10:59 PM
economy-popcorn$25.00$25.009/21/2010 7:28:15 PM
well-mannered-income3$60.00$60.009/21/2010 6:30:09 PM
airrbob$50.00$50.009/21/2010 10:44:03 PM
MAYBROOK$50.00$50.009/22/2010 4:07:51 AM
generous-deal6$25.00$2.859/22/2010 2:03:27 PM
340$50.00$50.009/22/2010 5:13:34 PM
Bob450$25.00$25.009/22/2010 8:38:16 PM
justsk8tingby$38.31$38.319/23/2010 7:05:19 AM
ethicalhumanist$25.00$25.009/23/2010 2:32:59 PM
awesome-silver$100.00$100.009/23/2010 5:47:31 PM
marwadi-62$100.00$100.009/23/2010 3:51:33 PM
willinvest$25.00$25.009/23/2010 4:41:33 PM
wealth-multiplier$25.00$25.009/23/2010 6:29:46 PM
marinbb$25.00$25.009/23/2010 7:42:48 PM
Core-Marketing$50.00$50.009/24/2010 6:19:50 AM
noble-revenue$25.00$25.009/24/2010 6:39:27 AM
carrinel$154.60$154.609/24/2010 7:48:45 AM
credit-missile$25.00$25.009/24/2010 10:17:09 AM
Sudoku$130.30$130.309/24/2010 10:06:40 AM
credit-missile$25.00$25.009/24/2010 10:16:42 AM
credit-missile$25.00$25.009/24/2010 10:17:34 AM
lucrative-coin$100.00$100.009/24/2010 12:00:50 PM
fervent-power$28.94$28.949/24/2010 1:35:28 PM
Lubava$39.00$39.009/24/2010 1:45:52 PM
DasMula$25.00$25.009/24/2010 2:13:34 PM
92 bids
 
Borrower Payment Dependent Notes Series 476138
This series of Notes was issued and sold upon the funding of the borrower loan #44631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Sep-20-2010 
  Auction end date:  Sep-27-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $542.83
Final lender yield: 33.00% Final borrower rate/APR: 34.00% / 37.70% Final monthly payment: $536.06
 
Auction yield range: 10.79% - 34.00% Estimated loss impact: 10.64%  
Lender servicing fee: 1.00% Estimated return: 22.36%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1993 Debt/Income ratio: 29%
Credit score: 720-739 (Sep-2010) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:11y 1m
Amount delinquent: $0 Total credit lines: 35 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,694Stated income:$75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 25%  
   Homeownership: No  
Screen name: myburningbush Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 97% ) 720-739 (Latest)
Principal borrowed: $10,000.00< 31 days late: 1 ( 3% )  
740-759 (Aug-2010)
680-699 (Dec-2007)
 
Principal balance: $1,329.71 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Soup and Sandwich Shop
Purpose of loan:
Almost three year ago I borrow 10,000 from prosper to consolidate debt. I've paid it?all back except $1,655.61.? I intend to pay off the rest of that loan and invest in the remainder of the money in a fantastic business opportunity. This loan will be used as a down payment on a restaurant that is an established business. It has been in the location for several years. It's a turnkey operation.?The business is running at profit. It is in an up and coming neighborhood with foot traffic that we can capitalize on. Although my prosper rate is low, my credit score is between 720-739 and I assure you that I will pay you back.
My financial situation:
I am a good candidate for this loan because I pay my bills on time and in full. I am not over extended in my debts. The business is a turnkey operation, but I intend to be very hands on.

Monthly net income: $ 6609.00

Monthly expenses: $ 3704
Housing: $ 1066
Insurance: $ 125
Car expenses: $ 450
Utilities: $ 325
Phone, cable, internet: $ 148
Food, entertainment: $ 425
Clothing, household expenses $ 315
Credit cards and other loans: $ 550
Other expenses: $ 300
My financial situation:
I am a good candidate for this loan because I pay my bills on time and in full. I am not over extended in my debts. The business is a turnkey operation, but I intend to be very hands on.

Monthly net income: $ 6609.00

Monthly expenses: $ 3704
Housing: $ 1066
Insurance: $ 125
Car expenses: $ 450
Utilities: $ 325
Phone, cable, internet: $ 148
Food, entertainment: $ 425
Clothing, household expenses $ 315
Credit cards and other loans: $ 550
Other expenses: $ 300
My financial situation:
I am a good candidate for this loan because I pay my bills on time and in full. I am not over extended in my debts. The business is a turnkey operation, but I intend to be very hands on.

Monthly net income: $ 6609.00

Monthly expenses: $ 3704
Housing: $ 1066
Insurance: $ 125
Car expenses: $ 450
Utilities: $ 325
Phone, cable, internet: $ 148
Food, entertainment: $ 425
Clothing, household expenses $ 315
Credit cards and other loans: $ 550
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Are you going to work in the shop full time, or keep your job and manage the shop part time? What plan do you have if the shop net income doesn't cover your current and new expenses? thank you, and good luck. - Tono
A: I intend to work in the shop part time and keep my current job. My brother will manage the shop full time. He has several year of experience in the restaurant business. I don't expect a salary in the beginning and I am willing to use personal funds to keep it afloat. The shop is in a good location and we have ideas to expand our customer base. (Sep-24-2010)
Q: Hi- Can you please tell me 1) Where this shop is located and 2) What your delinquencies in the past have been. - diversification-maple1
A: 1. The shop is located on a street with small shops, restaurants, an ice cream shop , with arts and music festivals several times a year. 2. I believe both delinquencies are for student loans that I was getting deferred. (Sep-24-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
nickel-demon2$100.00$100.009/20/2010 2:38:16 PM
simplelender80$250.00$250.009/20/2010 2:46:48 PM
kulender$50.00$50.009/20/2010 2:49:15 PM
papaloha$25.00$25.009/20/2010 2:53:15 PM
Helenska11$25.00$25.009/20/2010 2:49:25 PM
Reddress4u$25.00$25.009/20/2010 2:56:29 PM
bid-czar8$100.00$100.009/20/2010 2:50:59 PM
enthusiastic-balance5$100.00$100.009/20/2010 2:55:14 PM
troile$25.00$25.009/20/2010 2:57:36 PM
cash-spark3$25.00$25.009/20/2010 3:41:55 PM
cash-spark3$25.00$25.009/20/2010 3:40:23 PM
cash-spark3$25.00$25.009/20/2010 3:41:10 PM
gold-channel2$50.00$50.009/20/2010 3:31:27 PM
cash-spark3$25.00$25.009/20/2010 3:41:00 PM
tech310$50.00$50.009/20/2010 6:15:01 PM
Kash2010lu$50.00$50.009/21/2010 6:47:55 AM
villagers$50.00$50.009/21/2010 7:24:28 PM
FarmersBank$25.00$25.009/22/2010 6:54:40 AM
whatreality$50.00$50.009/22/2010 7:03:48 AM
jubilant-auction5$25.00$25.009/22/2010 11:08:44 AM
smart-gain$38.38$38.389/22/2010 2:54:55 PM
consummate-loyalty1$100.00$100.009/22/2010 3:13:58 PM
shawnw2$150.00$150.009/22/2010 6:28:00 PM
ingenious-deal6$25.00$25.009/22/2010 9:33:56 PM
Gregger$25.00$25.009/23/2010 1:25:04 AM
akmikej$27.45$27.459/23/2010 7:37:58 AM
jlr613$25.00$25.009/23/2010 9:36:47 AM
loanman2007$100.00$100.009/23/2010 10:42:33 AM
finance-magma7$97.98$97.989/23/2010 3:29:36 PM
BrighterSuns$25.00$25.009/23/2010 3:37:03 PM
jstnow$25.00$25.009/23/2010 4:18:32 PM
mtquan$25.00$25.009/23/2010 6:04:09 PM
currency-bumblebee$50.00$50.009/23/2010 3:57:49 PM
enthralling-deal180$72.98$72.989/23/2010 6:18:22 PM
fairness-kayak$25.00$25.009/23/2010 10:34:43 PM
mmrothsc$49.77$49.779/23/2010 6:59:25 PM
head$25.00$25.009/24/2010 1:51:24 AM
shawnw2$100.00$100.009/23/2010 11:11:27 PM
important-openness1$100.00$100.009/23/2010 11:12:26 PM
fabulous-community4$25.00$25.009/24/2010 2:15:28 AM
RMB-Investments$50.00$50.009/24/2010 5:59:30 AM
platytanz$25.00$25.009/24/2010 7:13:34 AM
AF-Chief$50.00$50.009/24/2010 7:37:23 AM
fulfilling-money5$25.00$25.009/24/2010 7:38:51 AM
CC911$25.00$25.009/24/2010 7:52:26 AM
asiaratt$50.00$50.009/24/2010 7:33:08 AM
fulfilling-money5$25.00$25.009/24/2010 7:38:32 AM
P2InvestorSolutions$40.00$40.009/24/2010 10:45:45 AM
thomas16882004$25.00$25.009/24/2010 3:24:19 PM
karpman3$50.00$50.009/24/2010 3:28:04 PM
Ocean713$50.00$50.009/24/2010 3:29:03 PM
investment-star$50.00$50.009/24/2010 3:28:59 PM
noble-revenue$100.00$100.009/24/2010 3:29:12 PM
icecoldcash$25.00$25.009/24/2010 5:19:43 PM
PatRichi$25.00$25.009/24/2010 7:12:52 PM
FinDoc$25.00$25.009/25/2010 2:22:48 AM
return-grizzly$100.00$100.009/25/2010 4:52:42 AM
atlas100$50.00$50.009/25/2010 6:49:53 AM
WonByOne$25.00$25.009/25/2010 6:27:45 AM
supreme-hope$25.00$25.009/25/2010 8:11:54 AM
flexible-duty3$25.00$25.009/25/2010 11:49:57 AM
diversification-maple1$25.00$25.009/25/2010 3:14:58 PM
BeanCownter$25.00$25.009/25/2010 4:12:06 PM
loss-of-control$50.00$50.009/25/2010 4:28:53 PM
new-social-economist$50.00$50.009/25/2010 7:58:21 PM
deepblue34$35.00$35.009/25/2010 8:01:06 PM
Tono$30.00$30.009/25/2010 4:44:24 PM
YoungTaxMan$100.00$100.009/26/2010 12:23:38 AM
CommunityArts_Non-profit$35.00$35.009/26/2010 3:28:27 AM
IIP77$25.00$25.009/26/2010 10:24:14 AM
principal-lion$200.00$200.009/26/2010 1:46:42 PM
astute-dollar$50.00$50.009/26/2010 2:35:03 PM
a-power-amigo$25.00$25.009/26/2010 1:34:33 PM
Zipcut$28.07$28.079/26/2010 8:01:57 PM
momoney2lend$25.00$25.009/26/2010 7:27:03 PM
Zipcut$27.00$27.009/26/2010 8:01:17 PM
glroark$50.00$50.009/27/2010 7:14:13 AM
dime-vista2$26.68$26.689/27/2010 8:14:21 AM
gold-cluster$50.00$50.009/27/2010 7:11:28 AM
peace-saber0$25.00$25.009/27/2010 8:17:28 AM
tsimerso$25.00$25.009/27/2010 7:17:20 AM
bmw2$65.00$65.009/27/2010 7:33:36 AM
sharp-return7$25.00$20.919/27/2010 9:14:07 AM
trade-elm$30.00$30.009/27/2010 9:34:38 AM
lender12345$25.00$25.009/27/2010 10:29:18 AM
Ducatiman1978$25.00$25.009/27/2010 9:17:25 AM
macgeek$50.00$50.009/27/2010 9:40:42 AM
Cybercusp$25.00$25.009/27/2010 9:24:24 AM
TakeCare$30.00$30.009/27/2010 9:56:51 AM
reflective-rupee$240.00$240.009/27/2010 12:03:17 PM
autumn_leaves$50.00$50.009/27/2010 12:28:42 PM
autumn_leaves$50.00$50.009/27/2010 12:35:14 PM
lender987654321$25.00$25.009/27/2010 12:35:32 PM
durable-investment8$30.00$30.009/27/2010 12:56:49 PM
_NaLNaBB$200.00$200.009/27/2010 1:27:21 PM
Nerdster1$25.01$25.019/27/2010 2:22:22 PM
squarebob$25.00$25.009/27/2010 2:09:24 PM
sgt-schultz$25.00$25.009/27/2010 2:03:41 PM
moola-monger9$50.00$50.009/27/2010 2:33:47 PM
squarebob$25.00$25.009/27/2010 2:08:25 PM
squarebob$25.00$25.009/27/2010 2:09:01 PM
DasMula$25.00$25.009/27/2010 2:25:40 PM
KMSB$25.00$25.009/20/2010 2:40:01 PM
restless-dime$25.00$25.009/20/2010 2:34:54 PM
handshake5$25.00$25.009/20/2010 2:41:58 PM
6moonbeams$25.00$25.009/20/2010 2:42:22 PM
musegaze$100.00$100.009/20/2010 2:50:23 PM
Comoparklender$40.00$40.009/20/2010 2:56:55 PM
cash-spark3$25.00$25.009/20/2010 3:41:32 PM
cash-spark3$25.00$25.009/20/2010 3:41:43 PM
cash-spark3$25.00$25.009/20/2010 3:42:27 PM
cash-spark3$25.00$25.009/20/2010 3:40:46 PM
cash-spark3$25.00$25.009/20/2010 3:42:14 PM
UCLA4life$50.00$50.009/21/2010 6:09:35 AM
abnvette$50.00$50.009/21/2010 1:41:49 AM
mikeandcat$100.00$100.009/21/2010 5:41:59 AM
Amber_Stone$1,000.00$1,000.009/21/2010 8:01:50 AM
dedicated-diversification5$98.23$98.239/21/2010 8:49:17 AM
AlexTrep$25.00$25.009/21/2010 9:44:56 AM
Jloaner$100.00$100.009/21/2010 3:11:44 PM
restless-dime$26.26$26.269/21/2010 4:32:12 PM
SFBank$300.00$300.009/21/2010 7:36:23 PM
shawnw2$35.13$35.139/22/2010 2:16:44 AM
GElender$25.00$25.009/22/2010 12:08:46 PM
airrbob$50.00$50.009/22/2010 3:00:04 PM
bill-mushroom$25.00$25.009/22/2010 3:01:02 PM
EBITDA$25.00$25.009/22/2010 3:04:45 PM
Jester8967$31.12$31.129/22/2010 2:58:51 PM
pfh$25.00$25.009/22/2010 3:06:52 PM
brother_tam$50.00$50.009/22/2010 6:58:16 PM
WonByOne$25.00$25.009/23/2010 7:55:00 AM
laufer32304$45.55$45.559/23/2010 9:25:11 AM
generous-deal6$50.00$50.009/23/2010 12:50:40 PM
well-mannered-income3$80.00$80.009/23/2010 1:34:21 PM
Speculator$50.00$50.009/23/2010 10:58:48 AM
reward-adventure$30.00$30.009/23/2010 12:50:22 PM
burrito6$25.00$25.009/23/2010 12:50:36 PM
well-rounded-dinero$50.00$50.009/23/2010 7:20:03 PM
funfamilyX4$25.00$25.009/23/2010 8:33:30 PM
momentous-value$25.00$25.009/23/2010 9:10:14 PM
mla$25.00$25.009/23/2010 10:43:06 PM
lucrative-loan$42.63$42.639/24/2010 2:15:12 AM
richboy56$25.00$25.009/24/2010 8:53:48 AM
invincible-wealth2$60.00$60.009/24/2010 9:43:02 AM
treasure-bliss$50.00$50.009/24/2010 12:04:23 PM
helping-out$50.00$50.009/24/2010 12:05:02 PM
rescue$100.00$100.009/24/2010 12:58:53 PM
toomanyfishtanks$25.00$25.009/24/2010 2:09:07 PM
PXM-Financial$26.00$26.009/24/2010 2:33:06 PM
KrauseVentures$25.00$25.009/24/2010 2:54:17 PM
brondero$60.00$60.009/24/2010 3:15:54 PM
inspiring-reward$100.00$100.009/24/2010 3:27:12 PM
Rdodson11$25.00$25.009/24/2010 3:27:33 PM
orange-preeminant-bill$50.00$50.009/24/2010 3:27:28 PM
runner262$25.00$25.009/24/2010 3:26:43 PM
worthy-bid8$25.00$25.009/24/2010 3:30:47 PM
friendly-credit2$25.00$25.009/24/2010 3:28:13 PM
a-bountiful-trade$25.00$25.009/24/2010 3:59:08 PM
DeltaComputerGuy$25.00$25.009/24/2010 3:32:26 PM
ferocious-exchange3$50.00$50.009/24/2010 4:39:16 PM
kri8iv$150.00$150.009/24/2010 7:29:45 PM
felicity-festival$25.00$25.009/24/2010 8:17:22 PM
missing-link$25.00$25.009/25/2010 5:32:22 AM
red-favorable-basis$25.00$25.009/25/2010 3:09:05 AM
Dowanhill$50.00$50.009/25/2010 9:32:04 AM
108lender$100.00$100.009/25/2010 10:53:42 AM
blitzen40$25.00$25.009/25/2010 10:47:33 AM
ColoradoBanker$40.00$40.009/25/2010 2:14:10 PM
penny-plato$25.00$25.009/25/2010 2:56:12 PM
gain-aspen$25.00$25.009/25/2010 6:42:21 PM
Galdis$25.00$25.009/26/2010 9:13:37 AM
bountiful-durability$100.00$100.009/26/2010 9:59:29 AM
Mindful7$25.00$25.009/26/2010 7:51:53 AM
nickel-demon2$100.00$100.009/26/2010 9:37:22 AM
ferocious-camaraderi1$100.00$100.009/26/2010 11:52:41 AM
wlm3012$25.00$25.009/26/2010 12:47:35 PM
radiant-loan5$200.00$200.009/26/2010 4:42:03 PM
ralf206$100.00$100.009/26/2010 5:02:50 PM
trumpeter5$50.00$50.009/26/2010 2:37:44 PM
asmithj$50.00$50.009/26/2010 5:33:21 PM
qtmspin$50.00$50.009/26/2010 6:47:12 PM
Bob450$25.00$25.009/26/2010 7:02:33 PM
Feyenoord$25.00$25.009/26/2010 8:40:54 PM
Boxhead$50.00$50.009/26/2010 7:12:10 PM
painterflipper$108.74$108.749/26/2010 11:45:55 PM
NekHoldings$25.00$25.009/27/2010 5:28:44 AM
wwwUniversal$25.00$25.009/27/2010 7:22:10 AM
4DreamsGroup$100.00$100.009/27/2010 8:39:46 AM
thedreamer$25.00$25.009/27/2010 7:28:16 AM
MStackIV$25.00$25.009/27/2010 7:33:24 AM
shrewd-income$100.00$100.009/27/2010 6:42:21 AM
loyalist1$40.40$40.409/27/2010 8:32:21 AM
Kash2010lu$25.00$25.009/27/2010 9:08:08 AM
booOST$100.00$100.009/27/2010 10:44:02 AM
pinnacle10$25.00$25.009/27/2010 10:17:32 AM
irrelevant$25.00$25.009/27/2010 11:03:42 AM
TakeCare$25.00$25.009/27/2010 9:55:57 AM
reflective-rupee$120.00$120.009/27/2010 12:03:40 PM
lender-inc$28.11$28.119/27/2010 12:21:41 PM
340$50.00$50.009/27/2010 12:43:07 PM
seisen$63.60$63.609/27/2010 12:36:20 PM
on_your_side$25.00$25.009/27/2010 1:08:58 PM
smithamdg$250.00$250.009/27/2010 1:40:07 PM
zorg77$25.00$25.009/27/2010 1:08:54 PM
squarebob$25.00$25.009/27/2010 2:08:46 PM
DasMula$25.00$25.009/27/2010 2:25:24 PM
silver-frog0$500.00$500.009/27/2010 2:32:35 PM
YoungTaxMan$100.00$100.009/27/2010 2:14:54 PM
grampy48$25.00$25.009/27/2010 2:12:59 PM
DasMula$25.00$25.009/27/2010 2:25:54 PM
210 bids
 
Borrower Payment Dependent Notes Series 476270
This series of Notes was issued and sold upon the funding of the borrower loan #44606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,900.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-20-2010 
  Auction end date:  Sep-27-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $448.13
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $448.13
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1987 Debt/Income ratio: 9%
Credit score: 800-819 (Sep-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 37 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,500Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: Yes  
Screen name: PaidasAgreed Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Education & Home improvement
Purpose of loan:
This loan will be used to?pay for part of my son's college preparatory High School and some home improvements.?My son has agreed to do his part (getting good grades) and I will do my part giving him the opportunity for a good education. The work on our home will be completed by all my three sons and I.

My financial situation:
I am a good candidate for this loan because I have always paid off my debt as agreed and I have long history of?excellent credit.

Monthly net income: $ 6,200.00

Monthly expenses: $
??Housing: $ 2,100.00
??Insurance: $150.00
? Car expenses: $100.00
??Utilities: $300.00
??Phone, cable, internet: $200.00?
??Food, entertainment: $450.00?
??Clothing, household expenses $300.00
??Credit cards and other loans: $800.00
??Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.009/20/2010 2:36:12 PM
ray1051$25.00$25.009/20/2010 2:37:28 PM
schpere$25.00$25.009/20/2010 2:37:41 PM
GElender$100.00$100.009/20/2010 2:43:12 PM
handshake5$25.00$25.009/20/2010 2:43:31 PM
jigsaw$100.00$100.009/20/2010 2:44:06 PM
pfh$25.00$25.009/20/2010 2:44:23 PM
larrybird$150.00$150.009/20/2010 2:46:18 PM
mtquan$25.00$25.009/20/2010 2:46:34 PM
authentic-liberty7$50.00$50.009/20/2010 2:43:05 PM
papaloha$25.00$25.009/20/2010 2:49:47 PM
kmr2$150.00$150.009/20/2010 2:43:40 PM
bid-czar8$100.00$100.009/20/2010 2:45:39 PM
red-adaptable-funds$50.00$50.009/20/2010 2:51:42 PM
Comoparklender$50.00$50.009/20/2010 2:57:13 PM
Buenaventura$25.00$25.009/20/2010 3:47:59 PM
patriot897$50.00$50.009/20/2010 3:29:16 PM
agiovasil$25.00$25.009/20/2010 8:54:41 PM
bold-careful-finance$25.00$25.009/20/2010 5:49:38 PM
FmrEngr2Phd$25.00$25.009/20/2010 8:04:15 PM
JustMee$25.00$25.009/20/2010 6:27:51 PM
AF-Chief$25.00$25.009/21/2010 12:05:11 AM
Ocean713$50.00$50.009/21/2010 6:09:05 AM
Cai8899$50.00$50.009/21/2010 5:38:49 AM
williemc44$50.00$50.009/21/2010 9:33:49 AM
TheoProf$25.00$25.009/21/2010 9:23:16 AM
radforj22$25.00$25.009/21/2010 9:35:55 AM
shmb6508$100.00$100.009/21/2010 11:08:43 AM
danthemon35$25.00$25.009/21/2010 10:12:05 AM
gold-conga$25.00$25.009/21/2010 2:24:59 PM
runner262$25.00$25.009/21/2010 2:55:57 PM
samo102us$25.00$25.009/21/2010 2:55:59 PM
bodascafe$25.00$25.009/21/2010 3:03:15 PM
credit-scout7$50.00$50.009/21/2010 3:03:41 PM
Fiimg$50.00$50.009/21/2010 3:03:21 PM
CAGE-Investments$25.00$25.009/21/2010 3:06:24 PM
tranquil-return4$25.00$25.009/21/2010 3:03:15 PM
irrelevant$25.00$25.009/21/2010 3:35:13 PM
Bank_Of_XL$50.00$50.009/21/2010 5:12:35 PM
crippledcircus$50.00$50.009/22/2010 1:05:20 PM
loan-wasp$50.00$50.009/22/2010 1:44:19 PM
maldok1$25.00$25.009/22/2010 12:55:17 PM
objective-investor$100.00$100.009/22/2010 3:45:22 PM
grf1945$34.59$34.599/22/2010 3:54:39 PM
GeorgiaGator$25.00$25.009/22/2010 6:13:25 PM
bill-mushroom$25.00$25.009/23/2010 2:43:36 AM
ideal-platinum1$31.59$31.599/23/2010 7:43:15 AM
mobius404$60.69$60.699/23/2010 5:55:43 AM
DanLash$50.00$50.009/23/2010 8:28:38 AM
sound$33.06$33.069/23/2010 7:43:10 AM
on_your_side$25.00$25.009/23/2010 9:25:26 AM
boater01$50.00$50.009/23/2010 1:18:32 PM
frizzzzank$50.00$50.009/23/2010 10:59:12 AM
efficient-treasure0$25.00$25.009/23/2010 3:12:28 PM
doncm$50.00$50.009/23/2010 4:17:53 PM
RMB-Investments$50.00$50.009/23/2010 4:18:06 PM
FinDoc$25.00$25.009/23/2010 4:29:06 PM
ferocious-finance$25.00$25.009/23/2010 6:33:34 PM
credit-panda1$25.00$25.009/23/2010 10:42:53 PM
SAGE88$50.00$50.009/24/2010 8:57:13 AM
nickel-hickory$25.00$25.009/24/2010 8:41:26 AM
LexerdGroupCapital$25.00$25.009/24/2010 10:33:01 AM
thrifty-capital$25.00$25.009/24/2010 10:38:04 AM
Dahlozer$50.00$50.009/24/2010 12:58:48 PM
rockstar78$50.00$50.009/24/2010 1:07:50 PM
LongTail$25.00$25.009/24/2010 2:17:31 PM
ommcd$25.00$25.009/24/2010 2:59:43 PM
socrates520$50.00$50.009/24/2010 2:59:57 PM
IIP77$25.00$25.009/24/2010 3:25:54 PM
rbotterbLLC$25.00$25.009/24/2010 3:44:00 PM
kmwvma$25.00$25.009/24/2010 5:07:35 PM
ussugm$25.00$25.009/24/2010 8:17:13 PM
Aimvest$25.00$25.009/24/2010 11:02:16 PM
anders94$25.00$25.009/25/2010 2:23:55 AM
djh47a$25.00$25.009/25/2010 6:42:21 AM
Interstate_Rate$100.00$100.009/25/2010 10:47:29 AM
gracej$25.00$25.009/25/2010 11:18:05 AM
Dollars4Rent$25.00$25.009/25/2010 4:03:18 PM
sarisai$50.00$50.009/25/2010 3:47:12 PM
greenback-ally$50.00$50.009/25/2010 9:40:36 PM
new-social-economist$50.00$50.009/25/2010 8:07:13 PM
best-marketologist$25.00$25.009/26/2010 9:09:19 AM
MarinLoans$25.00$25.009/26/2010 7:28:46 AM
nickel-demon2$100.00$100.009/26/2010 9:22:35 AM
rmachi$25.00$25.009/26/2010 10:24:23 AM
lostontheedge$25.00$25.009/26/2010 10:24:33 AM
CERTIFIED$100.00$100.009/26/2010 12:31:18 PM
a-power-amigo$25.00$25.009/26/2010 1:33:22 PM
cashtolendyou$50.00$50.009/26/2010 4:18:50 PM
exchange-squirrel$25.00$25.009/26/2010 4:32:40 PM
MrCoffee$49.58$49.589/26/2010 2:41:41 PM
Ven58$25.00$25.009/26/2010 6:57:52 PM
credit-coach118$30.00$30.009/26/2010 7:17:36 PM
jdwillcox$50.00$50.009/26/2010 8:33:28 PM
riproaringrapids$25.00$25.009/27/2010 1:17:19 AM
the-productive-agreement$25.00$25.009/26/2010 9:37:08 PM
DaveG56313$25.00$25.009/26/2010 9:12:11 PM
well-mannered-income3$40.00$40.009/27/2010 6:59:41 AM
wise-dedicated-power$25.00$25.009/27/2010 9:01:52 AM
jeffpac$50.00$50.009/27/2010 9:02:20 AM
jamiee73$25.00$25.009/27/2010 9:03:04 AM
wampum-chorus3$25.00$25.009/27/2010 8:59:00 AM
flwah$25.00$25.009/27/2010 9:01:33 AM
smart-return$25.00$25.009/27/2010 9:00:16 AM
TeamAmerica$25.00$25.009/27/2010 9:41:45 AM
efficient-marketplace$50.00$50.009/27/2010 9:00:25 AM
Ready2Loan$25.00$25.009/27/2010 9:42:25 AM
engaging-worth$25.00$25.009/27/2010 9:01:13 AM
DcUnited$30.00$30.009/27/2010 9:02:15 AM
CASHGIRL$25.00$25.009/27/2010 9:02:50 AM
first-liberty-duckling$50.00$50.009/27/2010 9:29:15 AM
laufer32304$29.53$29.539/27/2010 11:02:19 AM
compassionate-fairness6$25.00$25.009/27/2010 11:02:43 AM
flexible-return297$50.00$50.009/27/2010 11:04:08 AM
jo2y$25.00$25.009/27/2010 11:04:13 AM
fly99$50.00$50.009/27/2010 11:04:28 AM
enigmallc$25.00$25.009/27/2010 11:04:31 AM
integrity-trumpet$50.00$50.009/27/2010 11:04:36 AM
pvconn$50.00$50.009/27/2010 11:05:05 AM
calm-deal7$25.00$25.009/27/2010 11:02:08 AM
wonderful-rupee$25.00$25.009/27/2010 11:04:38 AM
note-axis5$50.00$50.009/27/2010 11:04:48 AM
SBT$50.00$34.449/27/2010 11:05:07 AM
reflective-rupee$125.00$125.009/27/2010 12:12:03 PM
TakeCare$100.00$100.009/27/2010 12:53:59 PM
favorite-commerce$30.00$30.009/27/2010 1:04:44 PM
TakeCare$100.00$100.009/27/2010 12:53:31 PM
TakeCare$100.00$100.009/27/2010 12:55:42 PM
ethicalhumanist$50.00$50.009/27/2010 12:55:28 PM
durable-investment8$25.00$25.009/27/2010 1:30:18 PM
OoM$25.00$25.009/27/2010 2:10:36 PM
peripatetic$25.00$25.009/20/2010 2:44:43 PM
marketplace-cello5$50.00$50.009/20/2010 2:45:02 PM
generous-deal6$50.00$50.009/20/2010 2:45:28 PM
money-bauble$50.00$50.009/20/2010 2:47:47 PM
ichibon$150.00$150.009/20/2010 2:47:59 PM
studious-bonus7$100.00$100.009/20/2010 2:48:03 PM
first-listing-expert$25.00$25.009/20/2010 2:48:54 PM
mla$25.00$25.009/20/2010 2:49:35 PM
jazzlender$25.00$25.009/20/2010 2:43:22 PM
soheagle$50.00$50.009/20/2010 2:43:50 PM
enthralling-deal180$100.00$100.009/20/2010 2:44:00 PM
brightest-affluence-motivator$100.00$100.009/20/2010 2:44:33 PM
rescue$50.00$50.009/20/2010 2:51:18 PM
kegs$150.00$150.009/20/2010 2:46:05 PM
well-rounded-dinero$75.00$75.009/20/2010 2:52:58 PM
gold-channel2$100.00$100.009/20/2010 2:48:24 PM
a-finance-nirvana$25.00$25.009/20/2010 2:50:10 PM
simplelender80$250.00$250.009/20/2010 2:51:26 PM
gethsemane4$25.00$25.009/20/2010 2:52:27 PM
blue-useful-auction$25.00$25.009/20/2010 5:22:18 PM
worthy-bid8$100.00$100.009/20/2010 7:00:21 PM
get30inc$50.00$50.009/20/2010 7:23:39 PM
paradisenow$25.00$25.009/20/2010 10:36:00 PM
tech310$50.00$50.009/21/2010 1:04:47 AM
Relevance$25.00$25.009/21/2010 6:28:38 AM
lendmedo$25.00$25.009/21/2010 6:34:11 AM
thenadamgoes$40.58$40.589/21/2010 9:11:32 AM
Sol_Invictus$25.00$25.009/21/2010 9:35:09 AM
Gabriel02$25.00$25.009/21/2010 12:05:02 PM
penny-plato$25.00$25.009/21/2010 1:07:23 PM
Lenderman2632$100.00$100.009/21/2010 12:23:19 PM
herbgirl49$100.00$100.009/21/2010 1:47:23 PM
lounges$38.23$38.239/21/2010 1:58:08 PM
jonn834$25.00$25.009/21/2010 2:39:45 PM
silvercertificate$25.00$25.009/21/2010 1:13:51 PM
Dreams4Cash$25.00$25.009/21/2010 2:57:15 PM
MissionMicroFinance$25.00$25.009/21/2010 3:01:08 PM
helpful-dough$29.87$29.879/21/2010 3:03:19 PM
elegant-bonus$25.00$25.009/21/2010 3:03:14 PM
Ducatiman1978$25.00$25.009/21/2010 2:58:03 PM
SimpleChoice$25.00$25.009/21/2010 3:07:29 PM
golden-bid9$50.00$50.009/21/2010 3:06:38 PM
trade-freshmaker$50.00$50.009/21/2010 3:07:09 PM
yukongin$100.00$100.009/21/2010 3:03:00 PM
asset-professor$50.00$50.009/21/2010 3:03:17 PM
Tradesmanlender$25.00$25.009/21/2010 3:06:41 PM
ClearCut$50.00$50.009/21/2010 5:04:37 PM
well-mannered-income3$60.00$60.009/21/2010 6:04:44 PM
CasaDeTomas$100.00$100.009/21/2010 7:08:36 PM
Clambake$49.83$49.839/21/2010 9:40:10 PM
the-profit-oracle$25.00$25.009/22/2010 1:24:40 AM
BTRLender$50.00$50.009/22/2010 5:59:12 AM
peb44$25.00$25.009/22/2010 1:06:54 AM
Tomeus$75.00$75.009/22/2010 9:33:37 AM
airrbob$50.00$50.009/22/2010 11:34:09 AM
helpinghand75$50.00$50.009/22/2010 1:44:18 PM
agalt$100.00$100.009/22/2010 2:23:22 PM
power-secret-agent$25.00$25.009/22/2010 4:04:37 PM
6moonbeams$25.00$25.009/22/2010 7:09:37 PM
triumph329$25.00$25.009/23/2010 6:54:11 AM
dollardave$44.41$44.419/23/2010 9:18:30 AM
dollardave$100.00$100.009/23/2010 9:23:44 AM
DRA-Properties$25.00$25.009/23/2010 9:49:57 AM
Ripsaw4U$50.00$50.009/23/2010 9:24:51 AM
bountiful-durability$100.00$100.009/23/2010 9:25:49 AM
benjamins-den$25.00$25.009/23/2010 1:18:16 PM
BeanCownter$50.00$50.009/23/2010 3:06:00 PM
LAKESPRING$25.00$25.009/23/2010 5:14:27 PM
eman48$45.43$45.439/23/2010 6:23:02 PM
return-percolator8$50.00$50.009/23/2010 4:20:54 PM
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finance-magma7$26.59$26.599/23/2010 4:20:54 PM
KlarthXVII$50.00$50.009/23/2010 8:47:41 PM
fairness-kayak$25.00$25.009/23/2010 10:34:21 PM
Premierelender$25.00$25.009/24/2010 3:23:02 AM
orgy63$25.00$25.009/24/2010 4:37:14 AM
noble-revenue$50.00$50.009/24/2010 6:39:12 AM
herbyman$50.00$50.009/24/2010 5:37:25 AM
invest-in-ed$200.00$200.009/24/2010 6:46:12 AM
USD4you$112.12$112.129/24/2010 7:46:26 AM
LiquidRaptor$25.00$25.009/24/2010 7:36:45 AM
hookUup$25.00$25.009/24/2010 8:41:35 AM
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mlbox3k$50.00$50.009/24/2010 12:37:22 PM
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hughro$50.00$50.009/24/2010 2:10:26 PM
Easystreet$25.00$25.009/24/2010 3:33:00 PM
attentive-income$50.00$50.009/24/2010 3:32:56 PM
icecoldcash$50.00$50.009/24/2010 5:07:27 PM
Riccous$175.00$175.009/24/2010 5:34:54 PM
Loansforlife$25.00$25.009/24/2010 5:52:16 PM
diversification-pilot$25.00$25.009/24/2010 9:17:52 PM
bxdoc$72.03$72.039/25/2010 2:48:13 AM
powerful-finance7$25.00$25.009/25/2010 4:32:15 AM
EODLEGS$25.00$25.009/25/2010 6:27:41 AM
icchok$50.00$50.009/25/2010 8:37:10 AM
kanpur63$50.00$50.009/25/2010 7:43:39 AM
best-listing-toro$25.00$25.009/25/2010 9:35:44 AM
bajeezus$25.00$25.009/25/2010 1:02:16 PM
patriot384$360.00$360.009/25/2010 1:51:03 PM
penny-chooser$25.00$25.009/25/2010 9:56:04 PM
gravity3$25.00$25.009/26/2010 1:38:13 AM
mgking007$25.96$25.969/26/2010 7:25:52 AM
108lender$25.00$25.009/26/2010 8:02:09 AM
lagnisiruk$25.00$25.009/26/2010 10:17:40 AM
Josphine$26.32$26.329/26/2010 10:24:15 AM
ferocious-camaraderi1$100.00$100.009/26/2010 11:52:42 AM
kapahua$50.00$50.009/26/2010 3:00:29 PM
j2ee$25.00$25.009/26/2010 4:32:12 PM
ballz694$25.00$25.009/26/2010 8:42:18 PM
sassykatty$50.00$50.009/26/2010 8:18:43 PM
Interloper$35.00$35.009/26/2010 7:23:16 PM
nalaari$25.00$25.009/27/2010 9:01:38 AM
oregonusa$50.00$50.009/27/2010 9:00:29 AM
kulender$50.15$50.159/27/2010 9:00:27 AM
hopethisworks$25.00$25.009/27/2010 9:01:23 AM
ClearLake$25.00$25.009/27/2010 9:02:14 AM
Rivervale_Westwood$25.00$25.009/27/2010 9:33:49 AM
dollar-doughnut6$50.00$50.009/27/2010 9:37:28 AM
credit-kahuna$50.00$50.009/27/2010 11:00:59 AM
durability-high-five$25.00$25.009/27/2010 9:32:31 AM
trade-elm$30.00$30.009/27/2010 9:35:44 AM
excellent-leverage6$25.00$25.009/27/2010 11:02:24 AM
greenbackapult9$50.00$50.009/27/2010 9:37:37 AM
teller$50.00$50.009/27/2010 11:02:38 AM
ptjg$50.00$50.009/27/2010 11:03:00 AM
pokey38650$25.00$25.009/27/2010 10:31:45 AM
smurf163$25.00$25.009/27/2010 11:04:11 AM
asdf9876$25.00$25.009/27/2010 11:04:32 AM
ericgassercom$50.00$50.009/27/2010 11:04:43 AM
ryguy150$25.00$25.009/27/2010 10:59:57 AM
MARSTUN$50.00$50.009/27/2010 10:59:37 AM
grystndoc$50.00$50.009/27/2010 10:59:42 AM
AFairDeal$25.00$25.009/27/2010 11:00:15 AM
diplomatic-wealth7$50.00$50.009/27/2010 11:04:35 AM
vigorous-note$50.00$50.009/27/2010 11:04:39 AM
Investoman$50.00$50.009/27/2010 11:03:55 AM
fcukciti$50.00$50.009/27/2010 11:04:17 AM
Devsfan3$50.00$50.009/27/2010 11:04:33 AM
gulch$50.00$50.009/27/2010 11:04:41 AM
TakeCare$100.00$100.009/27/2010 12:54:20 PM
TakeCare$100.00$100.009/27/2010 12:53:45 PM
octoberfresh$25.00$25.009/27/2010 1:58:36 PM
the-bright-velocity$25.00$25.009/27/2010 1:09:00 PM
DasMula$25.00$25.009/27/2010 2:34:34 PM
fireferd$25.00$25.009/27/2010 2:27:04 PM
278 bids
 
Borrower Payment Dependent Notes Series 476274
This series of Notes was issued and sold upon the funding of the borrower loan #44617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.7% Auction start date:  Sep-21-2010 
  Auction end date:  Sep-28-2010 
 
Starting lender yield: 26.12% Starting borrower rate/APR: 27.12% / 30.66% Starting monthly payment: $613.34
Final lender yield: 22.65% Final borrower rate/APR: 23.65% / 27.12% Final monthly payment: $585.74
 
Auction yield range: 7.79% - 26.12% Estimated loss impact: 9.24%  
Lender servicing fee: 1.00% Estimated return: 13.41%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1992 Debt/Income ratio: 22%
Credit score: 780-799 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 2Length of status:21y 9m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: investment-cypress Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
300character
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what is the estimated cost of the project? what are your current fixed monthly income and expenses? - beakerfish
A: my monthly income is $2,444 and my expences are $1,900 (Sep-21-2010)
Q: what is the estimated cost of the project? - beakerfish
A: the estimated cost is right at $15,000 dollars (Sep-22-2010)
Q: You stated on a question on your last listing that your expenses were $1200 month. Now you say they are $2400 month. You income less your expenses = $550 month and this loan payment will be $630 month-How can you make the payment ? - Bob450
A: sorry for the error my monthly expences is about $325 (Sep-22-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
rescue$50.00$50.009/21/2010 3:20:09 PM
6moonbeams$100.00$100.009/21/2010 3:09:49 PM
eyal0$50.00$50.009/21/2010 3:20:45 PM
authentic-liberty7$50.00$50.009/21/2010 3:22:23 PM
brightest-affluence-motivator$100.00$100.009/21/2010 3:23:14 PM
peripatetic$25.00$25.009/21/2010 3:23:21 PM
money-bauble$98.41$98.419/21/2010 3:20:38 PM
propertytransformer$30.00$30.009/21/2010 3:20:58 PM
generous-deal6$50.00$50.009/21/2010 3:21:48 PM
ichibon$150.00$150.009/21/2010 3:24:29 PM
dynrep$25.00$25.009/21/2010 3:24:56 PM
kmr2$150.00$150.009/21/2010 3:22:42 PM
soheagle$50.00$50.009/21/2010 3:22:48 PM
ethicalhumanist$50.00$50.009/21/2010 3:25:59 PM
tech310$50.00$50.009/21/2010 3:26:38 PM
gold-channel2$100.00$100.009/21/2010 3:24:41 PM
thrifty-capital$35.00$35.009/21/2010 3:21:41 PM
jigsaw$100.00$100.009/21/2010 3:23:04 PM
first-listing-expert$25.00$25.009/21/2010 3:24:45 PM
red-adaptable-funds$50.00$50.009/21/2010 3:25:20 PM
well-rounded-dinero$75.00$75.009/21/2010 3:25:30 PM
studious-bonus7$100.00$100.009/21/2010 3:25:33 PM
worthy-bid8$100.00$100.009/21/2010 4:48:57 PM
agiovasil$25.00$25.009/21/2010 3:58:16 PM
Comoparklender$50.00$50.009/21/2010 3:25:53 PM
troile$25.00$25.009/21/2010 3:26:05 PM
radforj22$25.00$25.009/21/2010 3:27:18 PM
inforapenny$50.00$50.009/21/2010 3:35:38 PM
patriot897$35.92$35.929/21/2010 6:44:02 PM
CasaDeTomas$100.00$100.009/21/2010 7:08:37 PM
371millwood$300.00$300.009/21/2010 7:41:59 PM
williemc44$38.13$38.139/21/2010 6:33:12 PM
Cai8899$50.00$50.009/22/2010 12:28:48 AM
Tomeus$75.00$75.009/22/2010 9:33:39 AM
AF-Chief$50.00$50.009/22/2010 11:30:13 AM
Tradesmanlender$25.00$25.009/22/2010 11:35:09 AM
Ocean713$50.00$50.009/22/2010 11:30:24 AM
Joshua_E$25.00$25.009/22/2010 12:48:13 PM
maldok1$25.00$25.009/22/2010 12:55:15 PM
mercuriant$25.00$25.009/22/2010 2:59:30 PM
bill-mushroom$25.00$25.009/23/2010 2:43:38 AM
bountiful-durability$35.14$35.149/23/2010 9:25:50 AM
DRA-Properties$25.00$25.009/23/2010 9:49:59 AM
frizzzzank$50.00$50.009/23/2010 10:59:15 AM
sound$41.02$41.029/23/2010 9:49:42 AM
Ripsaw4U$50.00$50.009/23/2010 3:10:28 PM
BeanCownter$25.00$25.009/23/2010 4:17:56 PM
efficient-treasure0$25.00$25.009/23/2010 4:20:18 PM
grf1945$39.83$39.839/23/2010 4:38:09 PM
DanLash$27.31$27.319/23/2010 6:43:10 PM
best-phenomenal-treasure$25.00$25.009/23/2010 6:49:05 PM
finance-magma7$26.75$26.759/23/2010 7:29:43 PM
FinDoc$25.00$25.009/23/2010 8:23:12 PM
fairness-kayak$25.00$25.009/23/2010 10:34:21 PM
orgy63$25.00$25.009/24/2010 4:37:15 AM
RMB-Investments$50.00$50.009/24/2010 8:47:37 AM
doncm$26.34$26.349/24/2010 7:58:30 AM
LAKESPRING$25.00$25.009/24/2010 9:57:54 AM
julijask$25.00$25.009/24/2010 9:53:49 AM
LexerdGroupCapital$25.00$25.009/24/2010 10:33:02 AM
mlbox3k$50.00$50.009/24/2010 12:37:23 PM
rockstar78$50.00$50.009/24/2010 1:07:50 PM
ferocious-finance$25.00$25.009/24/2010 1:52:19 PM
hughro$100.00$100.009/24/2010 2:13:12 PM
Katieo$25.00$25.009/24/2010 2:53:58 PM
IeatatWendys$25.00$25.009/24/2010 4:52:27 PM
diversification-pilot$25.00$25.009/24/2010 9:17:52 PM
powerful-finance7$25.00$25.009/25/2010 4:32:16 AM
kanpur63$50.00$50.009/25/2010 7:43:40 AM
Sol_Invictus$25.00$25.009/25/2010 9:14:33 AM
Dowanhill$50.00$50.009/25/2010 9:38:24 AM
Myrick$25.00$25.009/25/2010 11:29:20 AM
sarisai$50.00$50.009/25/2010 3:47:13 PM
MarinLoans$25.00$25.009/26/2010 7:28:47 AM
gravity3$25.00$25.009/26/2010 1:41:59 AM
favorite-commerce$42.96$42.969/26/2010 8:57:10 AM
Jester8967$31.12$31.129/26/2010 8:47:15 AM
MikeyZ2008$50.00$50.009/26/2010 8:53:51 AM
108lender$107.23$107.239/26/2010 10:59:47 AM
Whipster$75.00$75.009/26/2010 11:08:50 AM
ferocious-camaraderi1$100.00$100.009/26/2010 11:52:45 AM
Interloper$35.00$35.009/26/2010 7:23:16 PM
sassykatty$50.00$50.009/26/2010 8:18:44 PM
Easystreet$25.00$25.009/27/2010 9:02:30 AM
hopethisworks$25.00$25.009/27/2010 9:17:20 AM
Rivervale_Westwood$25.00$25.009/27/2010 9:33:50 AM
dollar-doughnut6$50.00$50.009/27/2010 9:37:28 AM
greenbackapult9$50.00$50.009/27/2010 9:37:38 AM
efficient-marketplace$50.00$50.009/27/2010 11:04:14 AM
oregonusa$50.00$50.009/27/2010 11:04:16 AM
ClearLake$25.00$25.009/27/2010 11:04:40 AM
smart-return$25.00$25.009/27/2010 11:02:06 AM
engaging-worth$25.00$25.009/27/2010 11:04:23 AM
Cre8iveCash$25.00$25.009/27/2010 11:05:46 AM
nalaari$25.00$25.009/27/2010 11:04:29 AM
Chuck9802$50.00$50.009/27/2010 1:04:14 PM
Eagledrop$25.00$25.009/27/2010 1:04:22 PM
agaliza$25.00$25.009/27/2010 1:04:28 PM
rupee-artisan$25.00$25.009/27/2010 1:04:34 PM
bazaar-nirvana$50.00$50.009/27/2010 1:05:01 PM
p2ploan-gala2$25.00$25.009/27/2010 1:05:03 PM
dollar-oracle55$25.00$25.009/27/2010 1:05:13 PM
Davidson2$50.00$50.009/27/2010 1:05:40 PM
thrifty-return$50.00$50.009/27/2010 1:05:53 PM
kalb002$25.00$25.009/27/2010 1:06:09 PM
NYCFinancier$25.00$25.009/27/2010 1:06:29 PM
dinero-speaker$25.00$25.009/27/2010 1:06:36 PM
power-pagoda$50.00$50.009/27/2010 1:07:35 PM
justice-dna$25.00$25.009/27/2010 1:07:51 PM
djmgd790$50.00$50.009/27/2010 1:08:06 PM
OgOman$41.57$41.579/27/2010 1:08:12 PM
tremendous-payment$25.00$25.009/27/2010 1:04:10 PM
beachbum22$25.00$25.009/27/2010 1:04:13 PM
MAYBROOK$50.00$50.009/27/2010 1:04:20 PM
shanedog$26.17$26.179/27/2010 1:04:33 PM
cyberbro$25.00$25.009/27/2010 1:04:36 PM
hizzy$50.00$50.009/27/2010 1:05:08 PM
Dazz2061$41.62$41.629/27/2010 1:05:42 PM
jtradition$50.00$50.009/27/2010 1:05:51 PM
roadster199$25.00$25.009/27/2010 1:10:21 PM
krazydavet$25.00$25.009/27/2010 1:06:10 PM
HappyHelpingLender$25.00$25.009/27/2010 1:04:03 PM
alexstar$25.00$25.009/27/2010 1:06:15 PM
ddibernardo$25.00$25.009/27/2010 1:04:09 PM
Dweeberkitty1$25.00$25.009/27/2010 1:06:21 PM
dm82$25.00$25.009/27/2010 1:04:12 PM
RedantFinance$25.00$25.009/27/2010 1:06:34 PM
husamk$25.00$25.009/27/2010 1:04:19 PM
MARSTUN$50.00$50.009/27/2010 1:06:55 PM
Attract$25.00$25.009/27/2010 1:04:19 PM
Josilot$25.00$25.009/27/2010 1:07:10 PM
Cedm44$50.00$50.009/27/2010 1:04:26 PM
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saschar$25.00$25.009/27/2010 1:04:57 PM
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nandog$25.00$25.009/27/2010 1:07:28 PM
oreyedoc$50.00$50.009/27/2010 1:07:33 PM
the-debt-fluffy-bunny$25.00$25.009/27/2010 1:07:38 PM
wise-duty-investor$50.00$50.009/27/2010 1:07:42 PM
Binan$25.00$25.009/27/2010 1:05:43 PM
melodious-fairness$25.00$25.009/27/2010 1:07:47 PM
awe53$25.00$25.009/27/2010 1:08:10 PM
Rothgoe$25.00$25.009/27/2010 1:06:10 PM
devoider$25.00$25.009/27/2010 1:06:41 PM
reflective-rupee$100.00$100.009/27/2010 1:40:25 PM
reward-planetarium$100.00$100.009/27/2010 1:07:29 PM
dpdn57$50.00$50.009/27/2010 1:07:36 PM
impartial-truth1$50.00$50.009/27/2010 1:07:41 PM
potatoepicker$50.00$50.009/27/2010 1:07:49 PM
jeffpac$50.00$50.009/27/2010 1:07:51 PM
useful-currency$25.00$25.009/27/2010 1:08:02 PM
TommyTucker$25.00$25.009/27/2010 1:08:13 PM
silver-armada$50.00$50.009/27/2010 1:08:19 PM
reflective-rupee$100.00$100.009/27/2010 1:39:44 PM
patriot384$240.00$240.009/27/2010 2:38:31 PM
LMM1$25.00$25.009/27/2010 2:49:19 PM
cbfresh$40.00$40.009/27/2010 2:33:46 PM
silverloan$32.37$32.379/27/2010 3:50:43 PM
tomdooley12520$25.00$25.009/27/2010 4:56:44 PM
return-daydream$36.00$36.009/27/2010 6:08:18 PM
marketplace-spark$25.00$25.009/27/2010 6:08:39 PM
bold-attentive-listing$25.00$25.009/27/2010 6:09:17 PM
jcquiroz$25.00$25.009/27/2010 6:25:49 PM
Bob450$30.00$30.009/27/2010 9:26:41 PM
jonnysixgun$34.54$34.549/27/2010 8:52:42 PM
Katburg$28.00$28.009/28/2010 12:02:42 AM
credit-birch$50.00$50.009/27/2010 9:28:07 PM
commanding-income774$25.00$25.009/28/2010 2:37:01 AM
smart-finance773$50.00$50.009/28/2010 2:43:42 AM
Mindful7$25.00$25.009/28/2010 4:35:49 AM
peace-saber0$50.00$50.009/28/2010 8:48:05 AM
melsab$50.00$50.009/28/2010 8:11:43 AM
tjone69$25.00$25.009/28/2010 7:27:15 AM
TakeCare$40.00$40.009/28/2010 2:50:41 PM
farchoir$25.00$25.009/28/2010 3:06:24 PM
350DGRZ$25.00$25.009/21/2010 3:20:36 PM
extraordinary-interest1$50.00$50.009/21/2010 3:20:51 PM
GElender$100.00$100.009/21/2010 3:22:27 PM
handshake5$25.00$25.009/21/2010 3:22:37 PM
Weaverville$25.00$25.009/21/2010 3:19:26 PM
schpere$75.00$75.009/21/2010 3:19:53 PM
currency-shaker16$50.00$50.009/21/2010 3:20:34 PM
top-courteous-peso$50.00$50.009/21/2010 3:20:42 PM
bid-czar8$100.00$100.009/21/2010 3:23:42 PM
kegs$150.00$150.009/21/2010 3:23:51 PM
papaloha$25.00$25.009/21/2010 3:24:58 PM
jazzlender$25.00$25.009/21/2010 3:22:32 PM
enthralling-deal180$100.00$100.009/21/2010 3:22:53 PM
bold-careful-finance$25.00$25.009/21/2010 3:26:28 PM
larrybird$150.00$150.009/21/2010 3:24:00 PM
mtquan$25.00$25.009/21/2010 3:24:12 PM
simplelender80$250.00$250.009/21/2010 3:25:16 PM
shmb6508$100.00$100.009/21/2010 3:28:12 PM
Vegasjim$25.00$25.009/21/2010 3:28:31 PM
irrelevant$25.00$25.009/21/2010 3:35:14 PM
pfh$25.00$25.009/21/2010 3:23:08 PM
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marketplace-cello5$50.00$50.009/21/2010 3:23:30 PM
tech_helper$25.00$25.009/21/2010 3:26:03 PM
the-profit-oracle$25.00$25.009/22/2010 1:24:42 AM
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golden-bid9$50.00$50.009/22/2010 5:04:43 AM
peb44$25.00$25.009/22/2010 1:06:55 AM
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credit-scout7$50.00$50.009/22/2010 11:33:46 AM
Clambake$50.00$50.009/22/2010 1:44:22 PM
agalt$100.00$100.009/22/2010 2:23:24 PM
Bank_Of_XL$50.00$50.009/22/2010 3:29:22 PM
hope-hickory$25.00$25.009/22/2010 3:42:23 PM
SolarMoonshine$25.00$25.009/22/2010 6:16:28 PM
triumph329$25.00$25.009/23/2010 6:54:09 AM
dollardave$100.00$100.009/23/2010 9:18:25 AM
best-ingenious-funds$25.00$25.009/23/2010 5:29:21 AM
ideal-platinum1$34.04$34.049/23/2010 9:44:32 AM
loan-wasp$50.00$50.009/23/2010 9:25:43 AM
helpinghand75$50.00$50.009/23/2010 9:25:41 AM
trade-freshmaker$48.08$48.089/23/2010 12:24:10 PM
boater01$50.00$50.009/23/2010 1:18:30 PM
objective-investor$100.00$100.009/23/2010 3:11:45 PM
benjamins-den$25.00$25.009/23/2010 4:18:21 PM
mla$25.00$25.009/23/2010 10:34:03 PM
Premierelender$25.00$25.009/24/2010 3:23:03 AM
herbyman$50.00$50.009/24/2010 5:37:26 AM
noble-revenue$45.05$45.059/24/2010 6:39:13 AM
airrbob$50.00$50.009/24/2010 6:48:03 AM
nickel-hickory$25.00$25.009/24/2010 8:47:58 AM
SAGE88$50.00$50.009/24/2010 8:57:14 AM
return-percolator8$50.00$50.009/24/2010 12:04:33 PM
mike_banker$50.00$50.009/24/2010 1:07:34 PM
LongTail$25.00$25.009/24/2010 2:17:31 PM
IIP77$25.00$25.009/24/2010 3:25:56 PM
ommcd$25.00$25.009/24/2010 3:33:05 PM
icecoldcash$50.00$50.009/24/2010 5:07:26 PM
socrates520$50.00$50.009/24/2010 9:43:00 PM
djh47a$25.00$25.009/25/2010 6:42:22 AM
icchok$50.00$50.009/25/2010 8:37:11 AM
Interstate_Rate$100.00$100.009/25/2010 10:47:28 AM
gracej$25.00$25.009/25/2010 11:18:06 AM
bajeezus$25.00$25.009/25/2010 1:02:17 PM
b-rent$25.00$25.009/25/2010 12:17:02 PM
loss-of-control$50.00$50.009/25/2010 4:57:10 PM
new-social-economist$50.00$50.009/25/2010 8:07:14 PM
felicity-festival$25.00$25.009/26/2010 1:02:03 AM
best-marketologist$25.00$25.009/26/2010 9:09:38 AM
lagnisiruk$25.00$25.009/26/2010 10:17:41 AM
wise-dedicated-power$50.00$50.009/26/2010 10:24:19 AM
danthemon35$25.00$25.009/26/2010 9:19:51 AM
Cheburashka$25.00$25.009/26/2010 10:59:35 AM
a-power-amigo$25.00$25.009/26/2010 1:33:23 PM
jdwillcox$50.00$50.009/26/2010 8:33:29 PM
DaveG56313$25.00$25.009/26/2010 9:12:13 PM
inismor$50.00$50.009/26/2010 8:53:49 PM
riproaringrapids$25.00$25.009/27/2010 1:17:21 AM
kmwvma$25.00$25.009/27/2010 9:00:14 AM
attentive-income$50.00$50.009/27/2010 9:01:09 AM
anders94$25.00$25.009/27/2010 9:01:29 AM
lostontheedge$25.00$25.009/27/2010 9:02:51 AM
kulender$100.00$100.009/27/2010 11:04:15 AM
DcUnited$30.00$30.009/27/2010 11:03:51 AM
dloan$25.00$25.009/27/2010 11:00:57 AM
leeball$50.00$50.009/27/2010 11:23:05 AM
Ready2Loan$25.00$25.009/27/2010 11:05:34 AM
TURNTEX75$25.00$25.009/27/2010 1:04:18 PM
cheito06$50.00$50.009/27/2010 1:04:25 PM
buddyholly$30.00$30.009/27/2010 1:04:37 PM
rogue_monster$50.00$50.009/27/2010 1:05:00 PM
WallyWall$50.00$50.009/27/2010 1:05:02 PM
Live-Joy$50.00$50.009/27/2010 1:05:04 PM
grystndoc$25.00$25.009/27/2010 1:05:42 PM
KileNSmyth4$25.00$25.009/27/2010 1:05:52 PM
irisheyes9$50.00$50.009/27/2010 1:05:54 PM
affluence-tycoon$25.00$25.009/27/2010 1:06:04 PM
balance-gatherer1$25.00$25.009/27/2010 1:06:12 PM
Nedly$46.20$46.209/27/2010 1:07:21 PM
vkm2000$25.00$25.009/27/2010 1:07:43 PM
honorable-yield$50.00$50.009/27/2010 1:07:47 PM
xrycac$25.00$25.009/27/2010 1:08:03 PM
platinum-optimization1$25.00$25.009/27/2010 1:08:08 PM
lookingup78$25.00$25.009/27/2010 1:04:12 PM
forthright-trade$25.00$25.009/27/2010 1:04:15 PM
GotCash$25.00$25.009/27/2010 1:04:23 PM
Solluna$25.00$25.009/27/2010 1:04:35 PM
chlebie$25.00$25.009/27/2010 1:04:48 PM
durability-balance4$261.41$261.419/27/2010 1:05:15 PM
witty-openness$25.00$25.009/27/2010 1:05:39 PM
upright-asset2$25.00$25.009/27/2010 1:05:50 PM
liweih21$25.00$25.009/27/2010 1:04:01 PM
lovely-order7$25.00$25.009/27/2010 1:04:11 PM
studious-peso$50.00$50.009/27/2010 1:04:15 PM
piggybank27$25.00$25.009/27/2010 1:04:24 PM
thetropics18$25.00$25.009/27/2010 1:07:12 PM
BanqueDeD$25.00$25.009/27/2010 1:04:28 PM
mdreiss$48.09$48.099/27/2010 1:04:33 PM
KiwiElf$35.00$35.009/27/2010 1:07:23 PM
heatherwood$50.00$50.009/27/2010 1:07:27 PM
unbeatable-wealth$25.00$25.009/27/2010 1:05:12 PM
HAVEANICEDAY$25.00$25.009/27/2010 1:07:32 PM
gold-disk$50.00$50.009/27/2010 1:05:41 PM
Adam_00$50.00$50.009/27/2010 1:06:07 PM
compwhiz$25.00$25.009/27/2010 1:08:15 PM
hrubinst$50.00$50.009/27/2010 1:06:21 PM
reflective-rupee$100.00$100.009/27/2010 1:39:22 PM
yield-seeker$25.00$25.009/27/2010 1:06:25 PM
reflective-rupee$100.00$100.009/27/2010 1:40:00 PM
jblack01$25.00$25.009/27/2010 1:07:31 PM
momentous-responsibility2$50.00$50.009/27/2010 1:07:40 PM
beetlebum$27.88$27.889/27/2010 1:07:44 PM
MGEnterprises$25.00$25.009/27/2010 1:08:09 PM
mattpet$25.00$25.009/27/2010 1:08:18 PM
blackstar$25.00$0.229/27/2010 1:08:20 PM
CornerKetch$25.00$25.009/27/2010 1:18:42 PM
octoberfresh$25.00$25.009/27/2010 2:05:55 PM
reflective-rupee$100.00$100.009/27/2010 1:39:33 PM
broker558$25.00$25.009/27/2010 2:38:56 PM
sugybutt$28.73$28.739/27/2010 2:41:47 PM
favorite-commerce$25.00$25.009/27/2010 2:54:16 PM
gaiusceasar$25.00$25.009/27/2010 2:57:12 PM
umfan123$25.00$25.009/27/2010 3:52:30 PM
worthy-bid4$25.00$25.009/27/2010 3:58:12 PM
blazing-revenue3$100.00$100.009/27/2010 5:23:02 PM
AnthonyPierreFund$25.00$25.009/27/2010 6:12:11 PM
best-shiny-hope$25.00$25.009/27/2010 5:28:17 PM
the-silver-blaster$50.00$50.009/27/2010 7:27:59 PM
dime-vista2$25.00$25.009/27/2010 9:57:11 PM
MattProsper$60.00$60.009/27/2010 9:13:24 PM
AKK1980$34.82$34.829/28/2010 12:17:12 AM
HermanstadtKid$30.00$30.009/28/2010 6:11:00 AM
Kanyon$50.00$50.009/28/2010 12:55:45 AM
kendigme$25.00$25.009/28/2010 2:50:01 AM
c-gurista-5$25.00$25.009/28/2010 7:46:36 AM
2grindstones$25.00$25.009/28/2010 9:19:19 AM
testguy$28.03$28.039/28/2010 8:13:07 AM
leverage-monger$25.00$25.009/28/2010 9:10:01 AM
bold-attentive-listing$25.00$25.009/28/2010 9:27:11 AM
Digs$25.00$25.009/28/2010 11:27:07 AM
justice-officer$50.00$50.009/28/2010 12:23:34 PM
COCHINOBOY$50.00$50.009/28/2010 11:20:53 AM
MrOglesby$25.00$25.009/28/2010 11:41:31 AM
colorfulgardener$25.00$25.009/28/2010 1:55:07 PM
johnk317$72.02$72.029/28/2010 2:09:11 PM
grampy48$25.00$25.009/28/2010 2:24:23 PM
AM2171$25.00$25.009/28/2010 3:06:16 PM
icon7$25.00$25.009/28/2010 3:03:07 PM
344 bids
 
Borrower Payment Dependent Notes Series 476328
This series of Notes was issued and sold upon the funding of the borrower loan #44628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-21-2010 
  Auction end date:  Sep-27-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $164.38
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $164.38
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1999 Debt/Income ratio: 9%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:10y 5m
Amount delinquent: $0 Total credit lines: 7 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $733Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: eloquent-agreement0 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Wedding :)
This loan will be used to pay off the remaining amount I owe from my wedding this past February. I borrowed money from a family member to help pay for my wedding and said family member desperately needs the funds.

My wife and I have good paying jobs and are credit worthy. Please help.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Rogelio48$35.00$35.009/21/2010 3:21:36 PM
6moonbeams$25.00$25.009/21/2010 3:22:13 PM
kulender$50.00$50.009/21/2010 3:20:54 PM
Comoparklender$40.00$40.009/21/2010 3:25:41 PM
AlexTrep$25.00$25.009/21/2010 3:27:27 PM
villagers$50.00$50.009/21/2010 7:24:48 PM
consummate-loyalty1$100.00$100.009/22/2010 3:14:15 PM
papaloha$25.00$25.009/22/2010 3:07:00 PM
SolarMoonshine$25.00$25.009/24/2010 3:56:35 AM
AF-Chief$25.00$25.009/24/2010 7:32:47 AM
gold-channel2$50.00$50.009/24/2010 6:38:31 AM
asiaratt$50.00$50.009/24/2010 7:33:30 AM
EBITDA$25.00$25.009/24/2010 8:47:53 AM
Speculator$50.00$50.009/24/2010 12:05:33 PM
rescue$100.00$100.009/24/2010 12:59:14 PM
mla$25.00$25.009/24/2010 2:07:11 PM
Jloaner$25.00$25.009/25/2010 8:57:05 AM
SqueezeKing$25.00$25.009/25/2010 10:50:35 PM
bountiful-durability$100.00$100.009/26/2010 9:59:46 AM
Uylsses$100.00$100.009/26/2010 4:54:45 PM
burrito6$25.00$25.009/27/2010 8:47:15 AM
DHolly$25.00$25.009/27/2010 7:47:26 AM
BeanCownter$25.00$25.009/27/2010 10:15:40 AM
punctual-community8$25.00$25.009/27/2010 2:21:07 PM
mdf$50.00$50.009/27/2010 2:51:31 PM
LongTail$25.00$25.009/27/2010 2:51:41 PM
Ducatiman1978$25.00$25.009/27/2010 2:31:03 PM
barefootpaul$25.00$25.009/27/2010 2:51:31 PM
green-capital-hornet$25.00$25.009/27/2010 2:51:38 PM
mtquan$25.00$25.009/27/2010 2:49:43 PM
b-rent$25.00$25.009/27/2010 2:50:36 PM
bonFire8$50.00$50.009/27/2010 2:51:49 PM
lendme2$50.00$11.189/27/2010 2:51:59 PM
bold-principal-thinker$25.00$25.009/27/2010 2:54:01 PM
Dowanhill$50.00$50.009/27/2010 3:02:58 PM
kain11286$224.40$224.409/27/2010 3:27:06 PM
draggon77$25.00$25.009/27/2010 5:00:58 PM
vdubbora$50.00$50.009/27/2010 5:15:58 PM
OnTracInvest$25.00$25.009/27/2010 5:00:47 PM
handshake5$25.00$25.009/21/2010 3:22:01 PM
musegaze$100.00$100.009/21/2010 3:27:59 PM
bid-czar8$100.00$100.009/21/2010 3:28:25 PM
simplelender80$250.00$250.009/21/2010 3:24:17 PM
tech310$50.00$50.009/21/2010 3:26:41 PM
agiovasil$25.00$25.009/21/2010 5:03:13 PM
penny-plato$25.00$25.009/21/2010 3:53:13 PM
ingenious-deal6$25.00$25.009/22/2010 9:34:24 PM
sfmf$25.00$25.009/23/2010 12:59:05 PM
bill-mushroom$25.00$25.009/23/2010 1:00:04 PM
mercuriant$25.00$25.009/23/2010 7:18:11 PM
nilonc1$200.00$200.009/23/2010 7:15:20 PM
FinDoc$25.00$25.009/23/2010 8:23:27 PM
order-bee1$300.00$300.009/23/2010 11:32:30 PM
important-openness1$40.72$40.729/24/2010 10:08:48 AM
jubilant-auction5$25.00$25.009/24/2010 3:27:50 PM
a-bountiful-trade$25.00$25.009/24/2010 3:59:21 PM
ferocious-exchange3$50.00$50.009/24/2010 4:39:31 PM
JustMee$25.00$25.009/24/2010 5:34:42 PM
108lender$100.00$100.009/25/2010 10:54:00 AM
pfh$25.00$25.009/26/2010 4:37:00 AM
loss-of-control$50.00$50.009/26/2010 6:15:33 AM
GElender$25.00$25.009/26/2010 6:32:11 PM
new-social-economist$80.00$80.009/26/2010 6:37:21 PM
radiant-loan5$37.92$37.929/27/2010 9:03:25 AM
generous-deal6$25.00$25.009/27/2010 12:34:29 PM
octoberfresh$25.00$25.009/27/2010 2:08:08 PM
airrbob$50.00$50.009/27/2010 2:29:39 PM
enthralling-deal180$100.00$100.009/27/2010 2:30:58 PM
Go_Ducks$25.00$25.009/27/2010 2:51:30 PM
hyrolln$25.00$25.009/27/2010 2:51:34 PM
icecoldcash$25.00$25.009/27/2010 2:29:57 PM
supreme-hope$25.00$25.009/27/2010 2:51:38 PM
a-power-amigo$25.00$25.009/27/2010 2:31:15 PM
FASTIZIO_P$27.00$27.009/27/2010 2:51:29 PM
Rdodson11$25.00$25.009/27/2010 2:51:36 PM
worth-quark$25.00$25.009/27/2010 2:51:40 PM
compsciman$28.78$28.789/27/2010 2:51:52 PM
jo2y$25.00$25.009/27/2010 2:51:39 PM
OSERENKUKU$25.00$25.009/27/2010 2:51:50 PM
EngineersAlliance$100.00$100.009/27/2010 3:23:32 PM
wwwUniversal$25.00$25.009/27/2010 3:50:35 PM
81 bids
 
Borrower Payment Dependent Notes Series 476416
This series of Notes was issued and sold upon the funding of the borrower loan #44603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Sep-21-2010 
  Auction end date:  Sep-28-2010 
 
Starting lender yield: 10.75% Starting borrower rate/APR: 11.75% / 13.88% Starting monthly payment: $330.95
Final lender yield: 10.15% Final borrower rate/APR: 11.15% / 13.27% Final monthly payment: $328.10
 
Auction yield range: 3.79% - 10.75% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1991 Debt/Income ratio: 8%
Credit score: 740-759 (Sep-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 29 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $111,189Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: Snied Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation- Debt Free Soon!
Purpose of loan:
I have a short term need to consolidate some high interest debt. My goal is to be completely debt free within the next 12-18 months. This loan will help me eliminate high interest debt and accelerate my path to eliminating debt.

My financial situation:
I have solid household income (Top 1%)?and just have a short term need for cash.There is no issue with affordability of this loan. ?I am quickly trying to get to a point where I have no debt at all and a short term loan right now would be very timely. I anticipate having this loan paid back within 9-12 months max.

I previously listed this loan and received 90% of funding. I have reduced the amount in the hopes of getting 100% funding this time. Thank you for all that previously supported me.


Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
schpere$75.00$75.009/21/2010 3:19:56 PM
availableloan$25.00$25.009/21/2010 3:20:58 PM
GElender$100.00$100.009/21/2010 3:22:29 PM
handshake5$25.00$25.009/21/2010 3:22:39 PM
enthralling-deal180$100.00$100.009/21/2010 3:22:57 PM
ray1051$25.00$25.009/21/2010 3:19:44 PM
organized-payment6$50.00$50.009/21/2010 3:19:50 PM
gold-channel2$100.00$100.009/21/2010 3:24:42 PM
newest-sensible-hope$50.00$50.009/21/2010 3:25:37 PM
pfh$25.00$25.009/21/2010 3:23:11 PM
mla$25.00$25.009/21/2010 3:26:20 PM
generous-deal6$50.00$50.009/21/2010 3:23:36 PM
simplelender80$250.00$250.009/21/2010 3:25:24 PM
well-rounded-dinero$75.00$75.009/21/2010 3:25:32 PM
Comoparklender$50.00$50.009/21/2010 3:25:55 PM
irrelevant$25.00$25.009/21/2010 3:35:17 PM
authentic-liberty7$50.00$50.009/21/2010 3:22:24 PM
brightest-affluence-motivator$100.00$100.009/21/2010 3:23:17 PM
peripatetic$25.00$25.009/21/2010 3:23:24 PM
bid-czar8$100.00$100.009/21/2010 3:23:44 PM
kegs$150.00$150.009/21/2010 3:23:56 PM
bold-careful-finance$25.00$25.009/21/2010 4:30:08 PM
first-listing-expert$25.00$25.009/21/2010 3:24:50 PM
papaloha$25.00$25.009/21/2010 3:25:00 PM
marketplace-cello5$50.00$50.009/21/2010 4:49:26 PM
gethsemane4$25.00$25.009/21/2010 5:19:32 PM
CasaDeTomas$100.00$100.009/21/2010 7:08:40 PM
CAGE-Investments$25.00$25.009/22/2010 1:26:05 AM
penny-plato$50.00$50.009/22/2010 5:05:36 AM
octoberfresh$25.00$25.009/22/2010 6:45:50 AM
systemlender$100.00$100.009/22/2010 6:52:58 AM
Cheburashka$25.00$25.009/22/2010 4:54:00 AM
Tomeus$75.00$75.009/22/2010 9:33:42 AM
Cypher041$25.00$25.009/22/2010 9:33:56 AM
red-adaptable-funds$50.00$50.009/22/2010 11:33:19 AM
maldok1$25.00$25.009/22/2010 12:55:10 PM
the-profit-oracle$25.00$25.009/22/2010 1:44:42 PM
rpg$50.00$50.009/22/2010 8:11:20 PM
balanced-rupee$50.00$50.009/22/2010 9:12:33 PM
bill-mushroom$25.00$25.009/23/2010 2:43:41 AM
dollardave$100.00$100.009/23/2010 9:18:22 AM
triumph329$25.00$25.009/23/2010 6:54:03 AM
Tradesmanlender$25.00$25.009/23/2010 9:26:16 AM
peb44$25.00$25.009/23/2010 3:26:33 PM
golden-bid9$50.00$50.009/23/2010 3:11:40 PM
felicity-festival$25.00$25.009/23/2010 4:17:21 PM
credit-scout7$50.00$50.009/23/2010 4:18:04 PM
Ripsaw4U$25.77$25.779/23/2010 10:20:52 PM
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CincyTex$50.00$50.009/26/2010 8:16:38 PM
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dhe50$25.00$25.009/27/2010 12:27:45 PM
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sibling_rivalry$500.00$500.009/27/2010 6:47:57 PM
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Ven58$25.00$25.009/28/2010 12:02:59 AM
theloanfiller$25.00$25.009/28/2010 5:06:55 AM
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TigerForce$25.00$25.009/28/2010 5:07:40 AM
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steady-penny1$33.21$33.219/28/2010 1:16:42 PM
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thegreatstrafe$25.00$25.009/28/2010 12:53:48 PM
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patriot897$25.00$25.009/22/2010 1:44:29 PM
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worthy-bid8$25.00$25.009/22/2010 2:03:42 PM
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frizzzzank$50.00$50.009/23/2010 10:59:20 AM
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nunnie$25.00$25.009/24/2010 10:32:44 AM
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BeanCownter$32.29$32.299/24/2010 3:32:58 PM
BankerJohn$50.00$50.009/24/2010 4:37:37 PM
efficient-treasure0$25.00$25.009/24/2010 5:27:32 PM
ussugm$25.00$25.009/24/2010 8:17:15 PM
Aimvest$25.00$25.009/24/2010 11:02:20 PM
grf1945$44.48$44.489/25/2010 2:09:30 AM
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airrbob$50.00$50.009/25/2010 1:57:10 PM
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Fiimg$50.00$50.009/26/2010 7:27:46 AM
MonkeyHero$30.00$30.009/25/2010 11:38:43 PM
MarinLoans$25.00$25.009/26/2010 7:28:50 AM
Washington_Loan$25.00$25.009/26/2010 10:32:56 AM
gjm6d$25.00$25.009/26/2010 11:42:28 AM
BeaufortBill$40.39$40.399/26/2010 2:27:46 PM
want2race$25.00$25.009/26/2010 1:16:21 PM
Interloper$35.00$35.009/26/2010 7:23:18 PM
sassykatty$50.00$50.009/26/2010 8:18:46 PM
riproaringrapids$25.00$25.009/27/2010 1:17:25 AM
return-percolator8$50.00$17.329/27/2010 9:01:12 AM
mrmojado$25.00$25.009/27/2010 10:13:54 AM
yield-quest$150.00$150.009/27/2010 12:04:55 PM
TakeCare$100.00$100.009/27/2010 1:03:34 PM
wwwUniversal$25.00$25.009/27/2010 12:49:09 PM
TakeCare$100.00$100.009/27/2010 1:02:30 PM
rainbowsorbet$25.00$25.009/27/2010 1:43:07 PM
pythia$25.00$25.009/27/2010 1:31:04 PM
FinanceEngine$25.00$25.009/27/2010 3:05:16 PM
debt-legend$25.00$25.009/27/2010 3:30:03 PM
wise-repayment-seeker$25.00$25.009/27/2010 3:44:52 PM
Crysalith$35.75$35.759/27/2010 3:47:44 PM
prophecy$50.00$50.009/27/2010 3:56:29 PM
interstellar$50.00$50.009/27/2010 4:11:17 PM
oldman68$25.00$25.009/27/2010 5:23:40 PM
benefit-crescendo$25.00$25.009/27/2010 7:39:54 PM
ralf206$25.00$25.009/27/2010 8:38:10 PM
Islandgal$50.00$50.009/27/2010 8:41:59 PM
Mindful7$25.00$25.009/28/2010 4:39:32 AM
ams294$30.00$30.009/28/2010 4:51:18 AM
crw1950$45.00$45.009/28/2010 5:31:21 AM
tomdooley12520$75.00$75.009/28/2010 5:02:26 AM
gustavholstopus32$25.00$25.009/28/2010 5:38:50 AM
edsmoney$100.00$100.009/28/2010 6:57:05 AM
Blizzard59$50.00$50.009/28/2010 9:33:06 AM
AuroraRobbin$50.00$50.009/28/2010 12:42:55 PM
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mafmafmaf$50.00$50.009/28/2010 1:01:00 PM
chablist$83.65$83.659/28/2010 12:16:00 PM
zippy-market5$25.00$25.009/28/2010 2:03:51 PM
grampy48$25.00$25.009/28/2010 2:23:37 PM
shadowflame_99$25.00$25.009/28/2010 2:19:29 PM
212 bids
 
Borrower Payment Dependent Notes Series 476456
This series of Notes was issued and sold upon the funding of the borrower loan #44620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-21-2010 
  Auction end date:  Sep-28-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $295.28
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $295.28
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1996 Debt/Income ratio: 9%
Credit score: 740-759 (Sep-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 4Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 31 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,926Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: No  
Screen name: Honda_Guy Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate higher variable rate
Purpose of loan:
I would first like to say thank you for your interest in my loan.? I'm able to assure you 100% that this investment is as safe as you investing your money into a?CD at your local bank, however at a much higher rate of return.
This loan is?to pay off a large purchase just made using a?variable rate credit card with a popular gym equipment company.?
I have tried to get a loan on here for almost the entire purchase but was only funded 27% after 3 days and I decided to cancel that loan.? I will just pay the additional expense out of pocket.

My financial situation:
My financial stability is solid.? I have been at the same employer for over 6 years now.? As you can see with my "profile" and credit, I have never been late on a single item.
I have liquid assets in place to pay cash for the purchase and loan, however I like to keep my investments in place.
After my monthly commitments, I have over $4000.00 cash left over.? Your investment is secure here.
Your ROI (return on investment) is guaranteed here.
I don't know why it states that I don't own my home, I do so that is an error.? Also you may see my debt to income is only at 9%.? So you are able to see that your investment is secure here.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Monthly NET income? Detailed account of monthly expenses? rent, utilities, insurance, food, car payments, transportation, entertainment, child care, clothing and other miscellaneous. - jpblan11
A: Hello, thank you for your question. I have no rent, my mortgage is $1700.00 As far as the other expenses you have inquired about, car payment is at $500, the other expense is a small credit card ballance which is about $200 monthly. The other variable expenses are food, entertainment which are around $400 per month. After all expenses, I have over $4000 cash. I plan on paying this off within a year at most. I have a portion of my income go directly into my investment portfolio and 401K (Sep-26-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
papaloha$25.00$25.009/21/2010 3:20:02 PM
authentic-liberty7$50.00$50.009/21/2010 3:22:25 PM
kmr2$150.00$150.009/21/2010 3:22:46 PM
pfh$25.00$25.009/21/2010 3:23:12 PM
schpere$75.00$75.009/21/2010 3:19:58 PM
rescue$50.00$50.009/21/2010 3:20:04 PM
peripatetic$25.00$25.009/21/2010 3:23:28 PM
kegs$150.00$150.009/21/2010 3:23:58 PM
ichibon$150.00$150.009/21/2010 3:24:32 PM
GElender$100.00$100.009/21/2010 3:22:30 PM
soheagle$50.00$50.009/21/2010 3:22:51 PM
brightest-affluence-motivator$100.00$100.009/21/2010 3:23:19 PM
mtquan$25.00$25.009/21/2010 3:24:08 PM
radforj22$25.00$25.009/21/2010 3:27:21 PM
gold-channel2$100.00$100.009/21/2010 3:24:43 PM
jigsaw$100.00$100.009/21/2010 3:23:00 PM
shmb6508$100.00$100.009/21/2010 3:28:14 PM
generous-deal6$50.00$50.009/21/2010 3:23:38 PM
mla$25.00$25.009/21/2010 3:26:17 PM
CasaDeTomas$100.00$100.009/21/2010 7:08:42 PM
money-bauble$50.00$50.009/21/2010 8:34:21 PM
agiovasil$25.00$25.009/21/2010 8:48:45 PM
AF-Chief$25.00$25.009/22/2010 1:26:07 AM
miket71$65.85$65.859/22/2010 7:10:01 AM
Tomeus$75.00$75.009/22/2010 9:33:43 AM
bold-careful-finance$25.00$25.009/22/2010 11:36:41 AM
maldok1$25.00$25.009/22/2010 12:55:07 PM
patriot897$34.96$34.969/22/2010 3:02:42 PM
GeorgiaGator$50.00$50.009/22/2010 6:21:56 PM
Loansforlife$25.00$25.009/22/2010 7:53:23 PM
worthy-bid8$61.37$61.379/23/2010 9:37:41 AM
cathexis$50.00$50.009/23/2010 6:54:23 AM
DRA-Properties$25.00$25.009/23/2010 9:50:04 AM
dollardave$100.00$100.009/23/2010 9:18:20 AM
red-adaptable-funds$50.00$50.009/23/2010 9:26:03 AM
frizzzzank$27.31$27.319/23/2010 1:43:12 PM
dollardave$100.00$100.009/23/2010 3:11:25 PM
moola-escalator$50.00$50.009/23/2010 3:49:40 PM
FinDoc$25.00$25.009/23/2010 8:23:41 PM
fairness-kayak$25.00$25.009/23/2010 10:34:25 PM
Premierelender$25.00$25.009/24/2010 3:23:08 AM
peb44$25.00$25.009/24/2010 4:07:21 AM
orgy63$25.00$25.009/24/2010 4:37:20 AM
ideal-platinum1$50.00$50.009/24/2010 8:30:34 AM
williemc44$36.34$36.349/24/2010 9:34:20 AM
danthemon35$25.00$25.009/24/2010 8:47:50 AM
hookUup$25.00$25.009/24/2010 9:53:56 AM
LexerdGroupCapital$25.00$25.009/24/2010 10:33:06 AM
nickel-hickory$25.00$25.009/24/2010 12:18:11 PM
golden-bid9$50.00$50.009/24/2010 11:38:28 AM
mlbox3k$49.08$49.089/24/2010 12:37:29 PM
rockstar78$50.00$50.009/24/2010 1:07:53 PM
6moonbeams$39.71$39.719/24/2010 1:37:29 PM
LongTail$25.00$25.009/24/2010 2:17:35 PM
helpinghand75$50.00$50.009/24/2010 2:59:14 PM
objective-investor$100.00$100.009/24/2010 3:02:17 PM
loan-wasp$50.00$37.849/24/2010 3:33:00 PM
RandyL3$25.00$25.009/24/2010 4:35:56 PM
doopers$25.00$25.009/24/2010 7:09:27 PM
knowledgeable-silver8$25.00$25.009/25/2010 3:56:51 PM
chrisb4745$25.00$25.009/26/2010 3:17:22 PM
skeebuzz$150.00$150.009/26/2010 9:54:22 PM
gunderstone$25.00$25.009/26/2010 9:32:18 PM
loanman2007$100.00$100.009/27/2010 6:24:21 AM
serene-capital$25.00$25.009/27/2010 11:00:57 AM
Cherrypicker$50.00$50.009/27/2010 11:06:32 AM
Chava15$30.00$30.009/27/2010 12:26:01 PM
interstellar$50.00$50.009/27/2010 1:06:32 PM
wealth-pipeline$25.00$25.009/27/2010 2:23:44 PM
wwwUniversal$25.00$25.009/27/2010 1:35:22 PM
FASN8U$50.00$50.009/27/2010 2:33:14 PM
octoberfresh$25.00$25.009/27/2010 2:10:20 PM
crippledcircus$25.00$25.009/27/2010 3:18:15 PM
saraven01$83.39$83.399/27/2010 3:39:33 PM
forthright-principal2$25.00$25.009/27/2010 4:09:05 PM
totoro$25.00$25.009/27/2010 4:10:47 PM
Techne_Funds_LLC$25.00$25.009/27/2010 4:11:59 PM
bxdoc$75.00$75.009/27/2010 6:10:14 PM
dajen1$50.00$50.009/27/2010 5:25:52 PM
skifamily1992$25.00$25.009/27/2010 6:52:17 PM
pokerfan$25.00$25.009/27/2010 5:53:20 PM
the-silver-blaster$50.00$50.009/27/2010 7:28:03 PM
exchange-dreams$25.00$25.009/27/2010 7:52:13 PM
blazing-revenue3$116.34$116.349/27/2010 6:43:57 PM
T-L-B$25.00$25.009/27/2010 7:09:26 PM
850$50.00$50.009/27/2010 9:39:51 PM
FinanceEngine$25.00$25.009/27/2010 9:04:04 PM
MattProsper$70.00$70.009/27/2010 9:14:18 PM
EL_NITIDO$25.00$25.009/27/2010 11:10:20 PM
jybank$25.00$25.009/28/2010 12:16:13 AM
credit-coach118$45.00$45.009/28/2010 8:56:57 AM
rbotterbLLC$25.00$25.009/28/2010 7:46:40 AM
hebergee$25.00$25.009/28/2010 8:24:43 AM
CashBank$25.00$25.009/28/2010 8:46:35 AM
leverage-monger$25.00$25.009/28/2010 9:19:20 AM
ihelpunow$50.00$50.009/28/2010 9:36:55 AM
ttnk62918$25.00$25.009/28/2010 11:59:15 AM
trumpeter5$50.00$50.009/28/2010 2:10:40 PM
captainzero$75.00$75.009/28/2010 2:24:18 PM
Lender95466$25.00$25.009/28/2010 1:38:36 PM
grampy48$25.00$25.009/28/2010 2:20:21 PM
EretzCapital$28.95$28.959/28/2010 2:32:17 PM
VAGweilo$50.00$50.009/21/2010 3:21:00 PM
ray1051$25.00$25.009/21/2010 3:19:45 PM
bid-czar8$100.00$100.009/21/2010 3:23:45 PM
studious-bonus7$100.00$100.009/21/2010 3:24:34 PM
jazzlender$25.00$25.009/21/2010 3:22:35 PM
handshake5$25.00$25.009/21/2010 3:22:40 PM
enthralling-deal180$100.00$100.009/21/2010 3:22:58 PM
Comoparklender$50.00$50.009/21/2010 3:25:56 PM
tech310$50.00$50.009/21/2010 3:26:51 PM
first-listing-expert$25.00$25.009/21/2010 3:24:52 PM
Weaverville$25.00$25.009/21/2010 3:19:23 PM
simplelender80$250.00$250.009/21/2010 3:25:14 PM
gethsemane4$25.00$25.009/21/2010 3:26:34 PM
larrybird$50.00$50.009/21/2010 3:24:05 PM
blue-useful-auction$25.00$25.009/21/2010 4:26:39 PM
Gabriel02$25.00$25.009/21/2010 3:28:20 PM
irrelevant$25.00$25.009/21/2010 3:35:18 PM
ClearCut$50.00$50.009/21/2010 5:04:38 PM
Artist_Blue$25.00$25.009/22/2010 6:08:30 AM
Cheburashka$25.00$25.009/22/2010 12:50:53 AM
JustMee$25.00$25.009/22/2010 7:04:41 AM
Herluftrolle$25.00$25.009/22/2010 7:28:13 AM
CAGE-Investments$25.00$25.009/22/2010 1:26:01 AM
GetItRight$25.00$25.009/22/2010 1:58:28 AM
Cypher041$25.00$25.009/22/2010 9:33:55 AM
trustworthy-fairness$50.00$50.009/22/2010 6:43:12 AM
penny-plato$25.00$25.009/22/2010 2:18:22 PM
Sol_Invictus$25.00$25.009/22/2010 2:37:33 PM
marketplace-cello5$48.37$48.379/22/2010 3:01:46 PM
well-rounded-dinero$75.00$75.009/22/2010 6:15:17 PM
the-profit-oracle$25.00$25.009/22/2010 11:31:31 PM
a-finance-nirvana$25.00$25.009/22/2010 11:51:42 PM
triumph329$25.00$25.009/23/2010 6:54:00 AM
bill-mushroom$25.00$25.009/23/2010 9:37:27 AM
boater01$50.00$50.009/23/2010 1:18:25 PM
Tradesmanlender$25.00$25.009/23/2010 3:12:04 PM
jonus311$25.00$25.009/23/2010 5:51:45 PM
best-phenomenal-treasure$25.00$25.009/23/2010 6:48:56 PM
Cai8899$50.00$50.009/24/2010 6:37:55 AM
herbyman$50.00$50.009/24/2010 5:37:34 AM
credit-panda1$25.00$25.009/24/2010 8:41:18 AM
aganippe$25.00$25.009/24/2010 10:03:16 AM
mike_banker$50.00$50.009/24/2010 1:07:35 PM
credit-scout7$50.00$50.009/24/2010 2:59:58 PM
Ripsaw4U$36.61$36.619/24/2010 2:59:04 PM
triumphant-bonus$25.00$25.009/24/2010 3:31:03 PM
DrNano$50.00$50.009/24/2010 5:53:36 PM
best-listing-toro$25.00$25.009/25/2010 9:39:29 AM
economy-popcorn$25.00$25.009/25/2010 2:10:59 PM
gogrannygo$25.00$25.009/25/2010 8:43:26 PM
lukeskywalkerkp$25.00$25.009/25/2010 10:38:03 PM
loss-of-control$50.00$50.009/26/2010 6:16:22 PM
brittany$100.00$100.009/26/2010 6:10:43 PM
DiabolicalGamer$25.00$25.009/26/2010 6:52:46 PM
KingCroesus$25.00$25.009/26/2010 8:18:35 PM
crdcteng$50.00$50.009/26/2010 7:09:16 PM
Dollars4Rent$25.00$25.009/27/2010 11:00:07 AM
Mindful7$25.00$25.009/27/2010 12:15:51 PM
ethicalhumanist$50.00$50.009/27/2010 1:06:05 PM
moneytolend72$25.00$25.009/27/2010 12:41:13 PM
TakeCare$100.00$100.009/27/2010 1:07:50 PM
CirC$37.31$37.319/27/2010 1:43:37 PM
felicity-daydream$50.00$50.009/27/2010 2:12:27 PM
durability-halibut$40.00$40.009/27/2010 1:35:09 PM
BSr$25.00$25.009/27/2010 1:41:56 PM
mpatrick$25.00$25.009/27/2010 3:06:01 PM
DrNano$50.00$50.009/27/2010 3:30:19 PM
principal-bull$25.00$25.009/27/2010 3:52:22 PM
dough-hammock$25.00$25.009/27/2010 8:08:08 PM
dough-hammock$25.00$25.009/27/2010 9:35:44 PM
nashibaksi$25.00$25.009/27/2010 8:15:19 PM
worth-victor6$25.00$25.009/28/2010 12:33:19 AM
rockhound84$25.00$25.009/27/2010 11:32:43 PM
noble-marketplace$25.00$25.009/28/2010 2:56:54 AM
Mrgiggleswic$25.00$25.009/28/2010 5:39:28 AM
heerzaquestion$25.00$25.009/28/2010 6:07:05 AM
sosleep$25.00$25.009/28/2010 6:25:22 AM
availableloan$25.00$25.009/28/2010 7:41:36 AM
encore739$25.00$25.009/28/2010 9:34:19 AM
trade-elm$30.00$30.009/28/2010 9:41:13 AM
durable-investment8$28.12$28.129/28/2010 8:52:08 AM
ponbiki$25.00$25.009/28/2010 9:19:51 AM
b2m80s$25.00$25.009/28/2010 9:04:10 AM
MrOglesby$25.00$25.009/28/2010 11:43:41 AM
lendstats_com$100.00$100.009/28/2010 11:52:54 AM
liquorman$33.00$33.009/28/2010 10:08:16 AM
new-social-economist$50.00$50.009/28/2010 12:03:26 PM
lazyeye$35.45$35.459/28/2010 1:21:12 PM
roi-advantage$25.00$25.009/28/2010 12:43:32 PM
toomanyfishtanks$25.00$25.009/28/2010 2:20:26 PM
LoanMoneyToYou$35.00$35.009/28/2010 2:33:49 PM
AM2171$25.00$25.009/28/2010 3:08:53 PM
icon7$25.00$25.009/28/2010 3:07:58 PM
195 bids
 
Borrower Payment Dependent Notes Series 476498
This series of Notes was issued and sold upon the funding of the borrower loan #44626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-21-2010 
  Auction end date:  Sep-28-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $147.94
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $147.94
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1997 Debt/Income ratio: 15%
Credit score: 700-719 (Sep-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 14Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 38 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,379Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 75%  
   Homeownership: Yes  
Screen name: funds-leader Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small Debt Consolidation
Purpose of loan:
This loan will be used to consolidate some debts that I have.

My financial situation:
I am a good candidate for this loan because I have a long standing credit history with 0?delinquencies?or defaults.? I am never late on my payments and I am fortunate to be working in a field that has not been drastically affected by the economic downturn.? I still get plenty of overtime!? I may end the listing early, so please bid your best rate.? Thank you.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
money-bauble$50.00$50.009/21/2010 3:10:52 PM
Rattlehead$25.00$25.009/21/2010 3:11:31 PM
patriot897$25.00$25.009/21/2010 3:11:19 PM
handshake5$25.00$25.009/21/2010 3:22:08 PM
AlexTrep$25.00$25.009/21/2010 3:27:36 PM
agiovasil$25.00$25.009/21/2010 4:57:25 PM
musegaze$100.00$100.009/22/2010 2:41:15 PM
EBITDA$25.00$25.009/22/2010 3:04:48 PM
SolarMoonshine$25.00$25.009/23/2010 3:56:19 AM
organic-order$25.00$25.009/23/2010 4:16:55 PM
new-peso-concerto$100.00$100.009/23/2010 7:19:02 PM
economy-popcorn$25.00$25.009/25/2010 2:17:25 PM
SqueezeKing$25.00$25.009/25/2010 10:50:37 PM
Whipster$25.00$25.009/26/2010 10:58:19 AM
patriot384$120.00$120.009/27/2010 1:11:39 PM
octoberfresh$25.00$25.009/27/2010 2:10:38 PM
rinyt$30.00$30.009/27/2010 5:16:54 PM
Otagaini$25.00$25.009/27/2010 7:53:21 PM
MattProsper$50.00$50.009/27/2010 9:17:21 PM
exchange-dreams$25.00$25.009/27/2010 7:58:11 PM
kendigme$25.00$25.009/28/2010 2:55:24 AM
minnesotafinancial$25.00$25.009/28/2010 6:19:09 AM
twtb19$25.00$25.009/28/2010 6:47:24 AM
Leshan$100.00$100.009/28/2010 7:20:32 AM
credit-missile$25.00$25.009/28/2010 9:18:12 AM
investment-party$26.39$26.399/28/2010 9:56:27 AM
ethicalhumanist$50.00$50.009/28/2010 10:40:58 AM
magnificent-asset3$25.00$25.009/28/2010 10:43:35 AM
leverage-monger$25.00$25.009/28/2010 9:15:12 AM
new-social-economist$50.00$50.009/28/2010 12:04:17 PM
malomar66$40.00$40.009/28/2010 11:56:47 AM
johnk317$25.00$25.009/28/2010 2:11:16 PM
mpatrick$25.00$25.009/28/2010 2:16:09 PM
TakeCare$50.00$50.009/28/2010 2:54:03 PM
simplelender80$100.00$100.009/21/2010 3:21:19 PM
Comoparklender$40.00$40.009/21/2010 3:25:48 PM
tech310$50.00$50.009/21/2010 3:26:52 PM
6moonbeams$25.00$25.009/21/2010 3:22:19 PM
kulender$50.00$50.009/21/2010 3:25:10 PM
cashonhand$25.00$25.009/21/2010 5:08:25 PM
LoisLoan$25.00$25.009/21/2010 5:53:15 PM
frogperson$200.00$200.009/21/2010 9:03:38 PM
villagers$25.00$25.009/21/2010 7:23:15 PM
Artist_Blue$25.00$25.009/22/2010 6:03:21 AM
bid-czar8$100.00$100.009/22/2010 2:41:19 PM
consummate-loyalty1$100.00$100.009/22/2010 3:14:24 PM
ingenious-deal6$25.00$25.009/23/2010 6:09:04 AM
mercuriant$25.00$25.009/23/2010 9:37:24 AM
sfmf$25.00$25.009/23/2010 4:59:36 PM
FinDoc$25.00$25.009/23/2010 8:23:29 PM
cognizant-rate732$50.00$50.009/24/2010 6:38:45 AM
papaloha$25.00$25.009/24/2010 6:38:54 AM
AF-Chief$25.00$0.149/24/2010 7:32:40 AM
blooming-kindness$25.00$25.009/24/2010 7:27:48 AM
Uylsses$50.00$50.009/26/2010 4:56:28 PM
Abstract$25.00$25.009/27/2010 9:35:27 AM
reflective-rupee$360.00$360.009/27/2010 2:42:11 PM
trumpeter5$50.00$50.009/27/2010 3:43:27 PM
850$50.00$50.009/27/2010 9:43:03 PM
credit-missile$25.00$25.009/27/2010 10:05:07 PM
rapid-currency$50.00$50.009/27/2010 8:41:12 PM
krbychoates$27.96$27.969/27/2010 11:06:33 PM
credit-missile$25.00$25.009/27/2010 10:04:49 PM
credit-missile$25.00$25.009/27/2010 10:05:25 PM
wwwUniversal$25.00$25.009/28/2010 12:39:53 AM
jybank$25.00$25.009/28/2010 12:17:15 AM
capital-kingdom$50.00$50.009/28/2010 6:09:06 AM
duty-monger$50.00$50.009/28/2010 4:34:04 AM
Bob450$25.00$25.009/28/2010 7:51:01 AM
heerzaquestion$25.00$25.009/28/2010 6:04:20 AM
aztocas$25.00$25.009/28/2010 7:44:23 AM
credit-missile$25.00$25.009/28/2010 8:23:05 AM
Starfin-Capital-Management$75.00$75.009/28/2010 10:19:32 AM
bold-attentive-listing$25.00$25.009/28/2010 9:27:14 AM
glenium$25.00$25.009/28/2010 10:18:12 AM
neorunner$25.00$25.009/28/2010 10:53:57 AM
nickel-position$25.00$25.009/28/2010 10:57:22 AM
grampy48$25.00$25.009/28/2010 2:20:56 PM
discrete-nickel$100.00$100.009/28/2010 2:32:22 PM
nickel-launcher$30.51$30.519/28/2010 2:58:25 PM
icon7$50.00$50.009/28/2010 3:08:42 PM
81 bids
 
Borrower Payment Dependent Notes Series 476508
This series of Notes was issued and sold upon the funding of the borrower loan #44610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-22-2010 
  Auction end date:  Sep-28-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $243.17
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $243.17
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1997 Debt/Income ratio: 20%
Credit score: 720-739 (Sep-2010) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 31 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,484Stated income:$50,000-$74,999
Delinquencies in last 7y: 25 Bankcard utilization: 17%  
   Homeownership: Yes  
Screen name: gain-octave7 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
I am planning on using this loan for home improvements.? I purchased my home just over two years ago via a short sale at a good price so I already have equity in my house if I had to sell.? My water heater is 19 years old and needs to be replaced and while that work is being done, I was also going to install central air...I already have the duct work, just need to add the compressor.?
My financial situation:
I am a good candidate for this loan because I understand the importance of repaying debts and always pay my bills.? I have no dependents and my car is just about paid off (it will be paid off in April 2011, if not earlier).?

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $ 1,575 (mortgage,?property taxes, insurance)
??Insurance: $ 300 annually
??Car expenses: $ 400 (until April 2011)
??Utilities: $?75 (electric & gas)
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 200
??Other expenses: $ none
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Would you please explain the 25 delinquincies in the past 7 years? That seems like an excessive number of "lates"... Thank you! - moneytolend72
A: Hi, Yes I agree that it seems like an excessive number of lates, but they are not from the recent years....they were from when I was just getting out of college and didn't pay as close attention to my due dates as I should have. I am a homeowner now and my payments have not been late in the last several years. (Sep-28-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
VAGweilo$50.00$50.009/22/2010 1:55:10 PM
GElender$67.21$67.219/22/2010 1:55:28 PM
kmr2$150.00$150.009/22/2010 1:56:25 PM
peripatetic$25.00$25.009/22/2010 1:56:33 PM
simplelender80$250.00$250.009/22/2010 1:55:41 PM
CasaDeTomas$100.00$100.009/22/2010 1:57:04 PM
Tomeus$75.00$75.009/22/2010 1:57:09 PM
workinghardoregon$25.00$25.009/22/2010 2:54:04 PM
schpere$25.00$25.009/22/2010 1:55:27 PM
soheagle$50.00$50.009/22/2010 1:55:36 PM
handshake5$25.00$25.009/22/2010 1:56:23 PM
jigsaw$100.00$100.009/22/2010 1:56:30 PM
first-listing-expert$25.00$25.009/22/2010 1:56:47 PM
tech310$50.00$50.009/22/2010 1:56:55 PM
Gabriel02$25.00$25.009/22/2010 1:57:00 PM
jazzlender$25.00$25.009/22/2010 1:57:07 PM
money-bauble$50.00$50.009/22/2010 3:02:44 PM
tomdooley12520$48.78$48.789/22/2010 6:23:31 PM
Cheburashka$25.00$25.009/23/2010 5:25:26 AM
CAGE-Investments$25.00$25.009/22/2010 11:53:56 PM
larrybird$55.00$55.009/23/2010 9:37:40 AM
dollardave$100.00$100.009/23/2010 9:18:15 AM
yukongin$97.29$97.299/23/2010 9:26:06 AM
DRA-Properties$25.00$25.009/23/2010 9:50:10 AM
Teminole$25.00$25.009/23/2010 10:53:29 AM
dajen1$50.00$50.009/23/2010 7:44:40 PM
Premierelender$25.00$25.009/24/2010 3:23:13 AM
orgy63$25.00$25.009/24/2010 4:37:24 AM
herbyman$50.00$50.009/24/2010 5:37:38 AM
the-profit-oracle$25.00$25.009/24/2010 2:08:02 AM
cpbreton$25.00$25.009/24/2010 9:43:42 AM
SimpleChoice$25.00$25.009/24/2010 9:46:54 AM
marketplace-cello5$41.95$41.959/24/2010 12:47:14 PM
treasure-dreamer7$50.00$50.009/24/2010 11:47:23 AM
mike_banker$50.00$50.009/24/2010 1:07:42 PM
LongTail$25.00$25.009/24/2010 2:17:39 PM
patriot897$50.00$50.009/24/2010 3:01:38 PM
well-rounded-dinero$75.00$75.009/24/2010 3:01:42 PM
bountiful-durability$100.00$100.009/24/2010 7:12:41 PM
exchange-dreams$25.00$25.009/24/2010 8:18:45 PM
Aimvest$25.00$25.009/24/2010 11:02:26 PM
powerful-finance7$25.00$25.009/25/2010 4:32:28 AM
best-listing-toro$25.00$25.009/25/2010 9:41:13 AM
efficient-treasure0$25.00$25.009/25/2010 1:02:25 PM
economy-popcorn$25.00$25.009/25/2010 2:15:42 PM
bold-careful-finance$25.00$25.009/25/2010 3:42:24 PM
cscott2007$25.00$25.009/25/2010 8:02:08 PM
lukeskywalkerkp$25.00$25.009/25/2010 10:39:25 PM
ideal-platinum1$37.22$37.229/26/2010 7:28:18 AM
objective-investor$100.00$100.009/26/2010 7:28:30 AM
MarinLoans$25.00$25.009/26/2010 7:28:54 AM
gethsemane4$25.00$25.009/26/2010 10:24:46 AM
ferocious-camaraderi1$100.00$100.009/26/2010 11:52:53 AM
credit-scout7$50.00$50.009/26/2010 2:12:18 PM
a-power-amigo$25.00$25.009/26/2010 1:35:13 PM
Interloper$35.00$35.009/26/2010 7:23:22 PM
riproaringrapids$25.00$25.009/27/2010 1:23:26 AM
sound$50.00$50.009/27/2010 9:02:38 AM
golden-bid9$50.00$50.009/27/2010 9:03:21 AM
red-adaptable-funds$50.00$50.009/27/2010 9:02:56 AM
Ripsaw4U$50.00$50.009/27/2010 11:04:51 AM
helpinghand75$50.00$50.009/27/2010 11:04:57 AM
community-pipeline8$50.00$50.009/27/2010 1:06:30 PM
nunnie$25.00$25.009/27/2010 1:07:13 PM
worldly-community3$50.00$50.009/27/2010 1:07:53 PM
Clambake$50.00$50.009/27/2010 1:09:52 PM
fairness-kayak$25.00$25.009/27/2010 6:09:07 PM
the-silver-blaster$50.00$50.009/27/2010 7:28:19 PM
psa1995$50.00$50.009/27/2010 8:37:12 PM
Mindful7$25.00$25.009/28/2010 4:44:06 AM
wwwUniversal$25.00$25.009/28/2010 1:48:08 AM
life-is-great$50.00$31.979/28/2010 5:47:12 AM
radforj22$25.00$25.009/22/2010 1:55:14 PM
brightest-affluence-motivator$100.00$100.009/22/2010 1:55:30 PM
enthralling-deal180$100.00$100.009/22/2010 1:56:27 PM
pfh$25.00$25.009/22/2010 1:56:31 PM
generous-deal6$50.00$50.009/22/2010 1:56:35 PM
mtquan$25.00$25.009/22/2010 1:56:41 PM
ClearCut$50.00$50.009/22/2010 1:57:03 PM
studious-bonus7$100.00$100.009/22/2010 1:55:46 PM
bid-czar8$100.00$100.009/22/2010 1:56:37 PM
ichibon$150.00$150.009/22/2010 1:56:43 PM
maldok1$25.00$25.009/22/2010 1:57:19 PM
rescue$50.00$50.009/22/2010 1:54:53 PM
Weaverville$25.00$25.009/22/2010 1:55:07 PM
ray1051$25.00$25.009/22/2010 1:55:25 PM
gold-channel2$100.00$100.009/22/2010 1:55:52 PM
authentic-liberty7$50.00$50.009/22/2010 1:56:21 PM
papaloha$25.00$25.009/22/2010 1:56:50 PM
shmb6508$100.00$100.009/22/2010 1:56:58 PM
irrelevant$25.00$25.009/22/2010 3:01:13 PM
AF-Chief$25.00$25.009/22/2010 3:02:31 PM
blue-useful-auction$25.00$25.009/22/2010 5:01:28 PM
danthemon35$25.00$25.009/22/2010 3:46:08 PM
agiovasil$25.00$25.009/22/2010 4:53:47 PM
triumph329$25.00$25.009/23/2010 6:53:53 AM
mla$25.00$25.009/23/2010 9:26:09 AM
cathexis$50.00$50.009/23/2010 6:54:17 AM
velvetsmog$25.00$25.009/23/2010 6:54:30 AM
Fiimg$50.00$50.009/23/2010 9:25:46 AM
boater01$50.00$50.009/23/2010 1:18:19 PM
kegs$150.00$150.009/23/2010 3:11:05 PM
Comoparklender$50.00$50.009/23/2010 4:17:32 PM
FinDoc$25.00$25.009/23/2010 8:23:26 PM
best-phenomenal-treasure$25.00$25.009/23/2010 6:48:49 PM
a-finance-nirvana$25.00$25.009/24/2010 2:18:33 AM
Tradesmanlender$25.00$25.009/24/2010 9:46:44 AM
katnmouse$35.00$35.009/24/2010 10:32:29 AM
ms48105$25.00$25.009/24/2010 11:38:46 AM
rockstar78$50.00$50.009/24/2010 1:07:55 PM
nickel-hickory$25.00$25.009/24/2010 1:13:27 PM
Avala$32.73$32.739/24/2010 1:22:18 PM
RandyL3$25.00$25.009/24/2010 4:39:24 PM
icecoldcash$50.00$50.009/24/2010 5:07:16 PM
friendly-market5$25.00$25.009/25/2010 7:49:40 AM
Interstate_Rate$100.00$100.009/25/2010 10:47:20 AM
icchok$50.00$50.009/25/2010 8:37:23 AM
gracej$25.00$25.009/25/2010 11:18:15 AM
peb44$25.00$25.009/25/2010 1:47:54 PM
meteoric-trade$25.00$25.009/25/2010 3:08:08 PM
worthy-bid8$100.00$100.009/26/2010 7:27:33 AM
banker727$50.00$50.009/26/2010 3:27:19 PM
sassykatty$50.00$50.009/26/2010 8:18:49 PM
jdwillcox$50.00$50.009/26/2010 8:33:38 PM
Rivervale_Westwood$25.00$25.009/27/2010 9:42:54 AM
hookUup$25.00$25.009/27/2010 9:02:53 AM
williemc44$50.00$50.009/27/2010 9:41:51 AM
greenbackapult9$50.00$50.009/27/2010 9:37:46 AM
Cai8899$50.00$50.009/27/2010 11:03:23 AM
6moonbeams$100.00$100.009/27/2010 10:47:09 AM
julijask$25.00$25.009/27/2010 11:05:18 AM
loan-wasp$50.00$50.009/27/2010 11:04:53 AM
leeball$26.38$26.389/27/2010 1:19:55 PM
MissionMicroFinance$25.00$25.009/27/2010 3:00:55 PM
FASN8U$25.00$25.009/27/2010 3:53:53 PM
bill-mushroom$25.00$25.009/27/2010 6:09:11 PM
greenback-ally$50.00$50.009/27/2010 6:39:07 PM
trona$50.00$50.009/27/2010 7:34:44 PM
jackdempsey$300.00$300.009/28/2010 1:46:37 AM
ommcd$25.00$25.009/28/2010 12:19:47 AM
jimbo29blue$50.00$50.009/28/2010 6:25:44 AM
auction-workhorse679$25.00$25.009/28/2010 5:13:13 AM
calinno2$41.47$41.479/28/2010 5:38:21 AM
jimbo29blue$50.00$50.009/28/2010 6:25:22 AM
144 bids
 
Borrower Payment Dependent Notes Series 476570
This series of Notes was issued and sold upon the funding of the borrower loan #44616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-21-2010 
  Auction end date:  Sep-28-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $205.47
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $205.47
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1998 Debt/Income ratio: 37%
Credit score: 720-739 (Sep-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 26 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,592Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: No  
Screen name: community-cluster9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Biz back-on-track:lesson learned
Purpose of loan:
This loan will be used to remedy a naive small business owner mistake of not keeping personal and business accounts separate the past 4 years. Lesson learned. Ouch.

My financial situation:
I am a good candidate for this loan because my business is profitable past this roadblock. I will also be working extra hours to pump additional "net income" not shown below into my accounts, net $1500/month projected.

Monthly net income: $4000 ($2000 from university, $1500 from business, $500 from consulting side-job) plus extra income as stated above for next couple months

Monthly expenses: $2800
??Housing: $500
??Insurance: $0
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $100
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $1700
??Other expenses: $100 (public transit)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what do you need the money for? - beakerfish
A: The money will go into my business checking account to get back on track with monthly expenses so I can pay bills for October. I am about one month's worth of expenses behind. Thanks for asking. (Sep-21-2010)
Q: is this business tied into your personal wealth? - beakerfish
A: Can you be more specific? Thanks. (Sep-23-2010)
Q: is the debt of this business, ultimately your debt if the business fails? - beakerfish
A: Yes (Sep-23-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
zone8$100.00$100.009/21/2010 3:10:40 PM
AF-Chief$25.00$25.009/21/2010 3:10:27 PM
RadCad1$50.00$50.009/21/2010 3:10:36 PM
money-bauble$50.00$50.009/21/2010 3:10:50 PM
Comoparklender$40.00$40.009/21/2010 3:25:51 PM
reward-motion$25.00$25.009/21/2010 3:35:32 PM
6moonbeams$25.00$25.009/21/2010 3:22:21 PM
agiovasil$25.00$25.009/21/2010 4:55:08 PM
cashonhand$25.00$25.009/21/2010 5:08:23 PM
Palacios$50.00$50.009/21/2010 4:49:02 PM
beakerfish$50.00$50.009/21/2010 6:22:26 PM
villagers$25.00$25.009/21/2010 7:23:12 PM
nybanker85$35.00$35.009/21/2010 5:08:15 PM
finance-prescription$50.00$50.009/21/2010 7:58:19 PM
demoseal$25.00$25.009/22/2010 1:01:00 AM
lloyd_s$25.00$25.009/22/2010 1:06:00 AM
frogperson$150.00$150.009/21/2010 9:05:49 PM
HHP$25.00$25.009/22/2010 1:07:10 AM
Nickle-and-Dime-Loans$25.00$25.009/22/2010 1:18:10 AM
piter-to-la-investment$25.00$25.009/22/2010 1:22:45 AM
EBITDA$25.00$25.009/22/2010 6:48:38 AM
triumph329$25.00$25.009/22/2010 7:08:48 AM
aasx1108$39.37$39.379/22/2010 1:07:07 AM
larrkon$25.00$25.009/22/2010 7:34:38 AM
CreativeIdeas$25.00$25.009/22/2010 9:15:36 AM
consummate-loyalty1$100.00$100.009/22/2010 3:14:27 PM
musegaze$100.00$100.009/22/2010 3:06:06 PM
bid-czar8$100.00$100.009/22/2010 3:06:11 PM
ingenious-deal6$25.00$25.009/23/2010 10:33:24 PM
papaloha$25.00$25.009/24/2010 3:27:48 PM
bill-mushroom$25.00$25.009/24/2010 3:28:18 PM
jrw$100.00$100.009/24/2010 4:07:06 PM
ferocious-exchange3$50.00$50.009/24/2010 4:39:40 PM
beakerfish$200.00$200.009/24/2010 6:43:21 PM
gold-channel2$50.00$50.009/27/2010 12:22:17 AM
Whipster$25.00$25.009/27/2010 1:29:08 PM
octoberfresh$25.00$25.009/27/2010 2:11:23 PM
pfh$25.00$25.009/27/2010 3:03:51 PM
Katieo$25.00$25.009/27/2010 3:54:21 PM
BeanCownter$25.00$25.009/27/2010 3:58:21 PM
new-social-economist$50.00$50.009/27/2010 3:55:07 PM
funfamilyX4$25.00$25.009/27/2010 3:57:19 PM
fairness-kayak$25.00$25.009/27/2010 3:57:23 PM
burrito6$25.00$4.309/27/2010 3:58:59 PM
leverage-hawk$25.00$25.009/27/2010 7:05:43 PM
Calif-smo$25.00$25.009/27/2010 9:58:10 PM
Leshan$50.00$50.009/28/2010 7:24:37 AM
leverage-monger$25.00$25.009/28/2010 9:16:14 AM
realestate6606$100.00$100.009/28/2010 12:49:05 PM
tr-doc$200.00$200.009/28/2010 11:37:53 AM
vigilance-searcher$25.00$25.009/28/2010 12:51:55 PM
patriot897$25.00$25.009/21/2010 3:11:17 PM
handshake5$25.00$25.009/21/2010 3:22:10 PM
kulender$50.00$50.009/21/2010 3:25:12 PM
kidsskipp$50.00$50.009/21/2010 3:10:37 PM
brother_tam$50.00$50.009/21/2010 3:10:42 PM
elegant-bonus$25.00$25.009/21/2010 3:10:46 PM
Rattlehead$25.00$25.009/21/2010 3:11:28 PM
simplelender80$100.00$100.009/21/2010 3:21:12 PM
treasure-bliss$50.00$50.009/21/2010 3:34:50 PM
dedicated-diversification5$100.00$100.009/21/2010 3:58:19 PM
tech310$50.00$50.009/21/2010 3:26:56 PM
AlexTrep$25.00$25.009/21/2010 3:27:39 PM
LoisLoan$25.00$25.009/21/2010 5:53:13 PM
danthemon35$25.00$25.009/21/2010 4:49:01 PM
happyaric$31.55$31.559/21/2010 10:03:53 PM
jlr613$25.00$25.009/21/2010 9:43:14 PM
Artist_Blue$25.00$25.009/22/2010 6:03:16 AM
DeutscheBank$25.00$25.009/22/2010 12:50:16 AM
JGB$43.56$43.569/22/2010 1:19:22 AM
jonn834$25.00$25.009/22/2010 7:34:16 AM
inspiring-reward$124.05$124.059/22/2010 6:08:20 AM
beakerfish$50.00$50.009/22/2010 5:54:22 PM
asiaratt$50.00$50.009/24/2010 7:33:36 AM
rescue$100.00$100.009/24/2010 12:59:23 PM
a-bountiful-trade$25.00$25.009/24/2010 3:59:28 PM
best-ingenious-funds$25.00$25.009/25/2010 3:08:56 AM
108lender$100.00$100.009/25/2010 10:54:16 AM
important-openness1$40.30$40.309/26/2010 6:32:54 AM
bountiful-durability$100.00$100.009/26/2010 9:59:56 AM
Speculator$50.00$50.009/27/2010 6:43:45 AM
Jloaner$100.00$100.009/27/2010 8:42:09 AM
jubilant-auction5$25.00$25.009/27/2010 1:35:19 PM
mla$25.00$25.009/27/2010 2:31:09 PM
b-rent$25.00$25.009/27/2010 2:50:45 PM
GElender$25.00$25.009/27/2010 3:03:03 PM
RMB-Investments$50.00$50.009/27/2010 3:57:02 PM
airrbob$50.00$50.009/27/2010 3:57:42 PM
orange-preeminant-bill$36.87$36.879/27/2010 3:53:39 PM
generous-deal6$25.00$25.009/27/2010 3:57:07 PM
reward-adventure$30.00$30.009/27/2010 3:58:43 PM
platytanz$25.00$25.009/27/2010 3:57:16 PM
PatRichi$25.00$25.009/27/2010 3:58:38 PM
missing-link$25.00$25.009/27/2010 3:58:52 PM
radiant-loan5$200.00$200.009/27/2010 6:45:44 PM
850$50.00$50.009/27/2010 9:53:31 PM
kendigme$25.00$25.009/28/2010 2:57:17 AM
finance-solo$25.00$25.009/28/2010 5:19:26 AM
melsab$50.00$50.009/28/2010 8:19:59 AM
aztocas$25.00$25.009/28/2010 7:47:39 AM
Starfin-Capital-Management$50.00$50.009/28/2010 10:27:31 AM
systematic-fairness1$50.00$50.009/28/2010 12:20:11 PM
HomerdohNY$25.00$25.009/28/2010 11:29:43 AM
reflective-rupee$100.00$100.009/28/2010 11:35:55 AM
Bob450$25.00$25.009/28/2010 12:09:18 PM
105 bids
 
Borrower Payment Dependent Notes Series 476608
This series of Notes was issued and sold upon the funding of the borrower loan #44619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Sep-22-2010 
  Auction end date:  Sep-29-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $160.63
Final lender yield: 17.70% Final borrower rate/APR: 18.70% / 22.07% Final monthly payment: $146.02
 
Auction yield range: 10.79% - 24.75% Estimated loss impact: 10.22%  
Lender servicing fee: 1.00% Estimated return: 7.48%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1995 Debt/Income ratio: 8%
Credit score: 720-739 (Sep-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 3 / 3Length of status:13y 10m
Amount delinquent: $0 Total credit lines: 28 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,294Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: greenjeep Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 34 ( 100% ) 720-739 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2008)
660-679 (Sep-2007)
 
Principal balance: $165.40 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Help make repairs w/2nd time loan
Purpose of loan:
The purpose of this loan is to take care of some needed repairs.? I need to replace the glow plugs,?buy a new compressor and do some tranny maintenance?to my ford diesel pickup that has 256,000, I have been plugging the truck in for 8 months now, it is time to fix it, the estimate for all this repair is $2,400.? I also need to replace our dated home made wood stove with a new efficient one, which will make for less cords of wood to buy, that cost is $1,600 for a nice wood stove.
My financial situation:
We are a good candidate because this will be our second loan with prosper, our first will be paid off next month and we didn?t have any late pays.? We have had credit difficulties in the past with a chapter 13 bankruptcy that we paid off in 2006. ?We don?t currently have a huge debt load and have no late payments. We have worked hard and learned from our mistakes and you will see our credit score has continually improved.? I have been with the same employer for 13 years and my wife has had steady employment for 13 years since college.? We have been a homeowner for 11 years and are raising two young children.

Monthly net income: $4,600

Monthly expenses: $ 3,840
??Housing: $2250
??Insurance: $90
??Car expenses: $200
??Utilities: $300
??Phone, cable, internet: $300
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $150
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loyalist1$100.00$100.009/22/2010 9:45:22 AM
wyogirllender$28.86$28.869/24/2010 9:32:45 AM
Aberdeen$400.00$400.009/24/2010 1:07:10 PM
LittleMingo$39.66$39.669/24/2010 5:28:09 PM
goodcents$25.00$25.009/25/2010 9:33:18 AM
Aberdeen$400.00$400.009/26/2010 4:17:26 AM
wlm3012$25.00$25.009/26/2010 12:24:25 PM
lender12345$25.00$25.009/27/2010 10:34:30 AM
LittleMingo$30.00$30.009/28/2010 1:52:12 AM
cbivitz$333.00$333.009/28/2010 7:43:51 AM
well-rounded-dinero$100.00$100.009/28/2010 8:00:41 AM
exchange-squirrel$25.00$25.009/28/2010 11:51:14 AM
brightest-dignified-penny$100.00$100.009/28/2010 3:33:58 PM
340$100.00$100.009/28/2010 3:41:55 PM
mwb$25.00$25.009/28/2010 3:48:31 PM
doopers$50.00$50.009/28/2010 3:50:03 PM
ChoiceInvestments$25.00$25.009/29/2010 12:30:08 AM
j5505$29.00$29.009/29/2010 6:25:06 AM
fireferd$50.00$50.009/29/2010 7:46:01 AM
Leshan$75.00$75.009/29/2010 8:10:11 AM
BlueProteus$25.00$25.009/29/2010 8:53:07 AM
bank-examiner$25.00$25.009/29/2010 6:04:50 AM
LeoBUSIIT$25.00$25.009/29/2010 8:48:08 AM
erowis$25.00$25.009/29/2010 9:28:27 AM
DasMula$25.00$25.009/29/2010 9:22:48 AM
druidpoet$50.00$50.009/29/2010 9:37:44 AM
MoneyForNothing$48.53$48.539/22/2010 7:57:30 PM
loanman2007$75.00$75.009/23/2010 10:45:51 AM
Aberdeen$400.00$400.009/24/2010 1:07:12 PM
interstellar$50.00$50.009/25/2010 10:57:05 AM
cashhelp$25.00$25.009/26/2010 4:22:37 AM
Aberdeen$400.00$400.009/26/2010 4:17:30 AM
atomantic$25.00$25.009/27/2010 7:02:56 PM
sweety075$25.00$25.009/27/2010 7:50:59 PM
systematic-fairness1$25.00$25.009/28/2010 12:31:50 PM
TakeCare$50.00$50.009/28/2010 2:57:19 PM
ralf206$100.00$100.009/28/2010 6:36:30 PM
grampy48$50.00$50.009/29/2010 5:10:54 AM
marwadi-62$300.00$300.009/29/2010 9:18:55 AM
Mikale360$25.00$25.009/29/2010 6:33:05 AM
interloode$100.00$100.009/29/2010 9:35:12 AM
interloode$100.00$100.009/29/2010 9:38:36 AM
trumpeter5$50.00$40.959/29/2010 9:27:21 AM
43 bids
 
Borrower Payment Dependent Notes Series 476644
This series of Notes was issued and sold upon the funding of the borrower loan #44623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,850.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Sep-22-2010 
  Auction end date:  Sep-29-2010 
 
Starting lender yield: 33.75% Starting borrower rate/APR: 34.75% / 38.47% Starting monthly payment: $263.80
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $262.48
 
Auction yield range: 13.79% - 33.75% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1999 Debt/Income ratio: 37%
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 27 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41,940Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: asset-swashbuckler1 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,300.00< 31 days late: 0 ( 0% )  
680-699 (Oct-2009)
 
Principal balance: $1,748.23 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Getting Rid of Credit Cards
Purpose of loan:
This loan will be used to pay off some of my credit cards so i can get rid of them and get out of debt.

My financial situation:
I am a good candidate for this loan because i have a strong job history, i have been at the same company for over 3 years.? i have another loan with Prosper and have been on time every time and have even paid some additional towards the principal to pay off my loan faster.? i have more creditcard debt than i would like to have and want to get rid of it without the hassles of dealing with a bank and the high interest rates they charge.? i would rather pay interest to individuals that are looking to help others rather than to some greedy bank who only wants my money.

Monthly net income: $ 2750

Monthly expenses: $ 1200
??Housing: $ 570
??Insurance: $
??Car expenses: $
??Utilities: $ 75
??Phone, cable, internet: $ 60
??Food, entertainment: $ 120
??Clothing, household expenses $
??Credit cards and other loans: $ 375
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.009/22/2010 9:41:10 AM
handshake5$25.00$25.009/22/2010 9:41:41 AM
kulender$100.00$100.009/22/2010 9:40:44 AM
glroark$50.00$50.009/22/2010 9:41:18 AM
6moonbeams$25.00$25.009/22/2010 9:41:55 AM
steely_dan34$25.00$25.009/22/2010 11:29:26 AM
AlexTrep$25.00$25.009/22/2010 9:44:01 AM
danthemon35$25.00$25.009/22/2010 11:33:32 AM
Cai8899$50.00$50.009/22/2010 11:19:21 AM
miamibeachloaner$25.00$25.009/22/2010 3:06:27 PM
Diamond_Jim$25.00$25.009/22/2010 11:31:53 PM
penny-plato$75.00$75.009/23/2010 8:00:28 AM
dollardave$100.00$100.009/23/2010 9:26:47 AM
money-bauble$50.00$50.009/23/2010 12:50:39 PM
patriot897$25.00$25.009/23/2010 2:08:11 PM
musegaze$100.00$100.009/23/2010 2:21:07 PM
gold-channel2$50.00$50.009/23/2010 3:28:41 PM
mikeandcat$56.00$56.009/24/2010 5:11:09 AM
rescue$100.00$100.009/24/2010 12:59:31 PM
asiaratt$50.00$50.009/24/2010 3:27:59 PM
ingenious-deal6$25.00$25.009/24/2010 3:28:42 PM
a-bountiful-trade$25.00$25.009/24/2010 3:59:35 PM
bountiful-durability$100.00$100.009/25/2010 3:34:41 AM
economy-popcorn$25.00$25.009/25/2010 7:01:05 AM
on_your_side$25.00$25.009/27/2010 9:03:23 AM
papaloha$25.00$25.009/27/2010 9:07:59 AM
ferocious-exchange3$38.06$38.069/27/2010 12:36:37 PM
b-rent$25.00$25.009/27/2010 2:50:52 PM
bill-mushroom$25.00$25.009/27/2010 2:29:24 PM
lucrative-loan$59.09$59.099/27/2010 2:52:42 PM
pfh$25.00$25.009/27/2010 3:59:11 PM
jubilant-auction5$25.00$25.009/27/2010 3:52:35 PM
mla$25.00$25.009/27/2010 4:00:12 PM
new-social-economist$47.77$47.779/27/2010 3:58:11 PM
generous-deal6$25.00$25.009/27/2010 4:42:01 PM
progressive-treasure1$25.00$25.009/27/2010 7:50:58 PM
Ducatiman1978$25.00$25.009/28/2010 3:29:23 AM
treasure-bliss$50.00$50.009/28/2010 3:29:28 AM
life-is-great$50.00$50.009/28/2010 5:47:39 AM
squarebob$25.00$25.009/28/2010 8:15:21 AM
missing-link$37.94$37.949/28/2010 8:09:08 AM
squarebob$25.00$25.009/28/2010 8:14:25 AM
squarebob$25.00$25.009/28/2010 8:15:45 AM
wonder3$25.00$25.009/28/2010 11:06:08 AM
radiant-loan5$200.00$200.009/28/2010 2:02:25 PM
blitzen40$25.00$25.009/28/2010 2:30:24 PM
finance-magma7$100.00$78.379/28/2010 3:28:31 PM
credit-missile$25.00$25.009/28/2010 3:51:14 PM
larryboy10$25.00$25.009/28/2010 6:23:21 PM
credit-missile$25.00$25.009/28/2010 3:44:16 PM
credit-missile$25.00$25.009/28/2010 3:44:42 PM
credit-missile$25.00$25.009/28/2010 3:45:17 PM
deepblue34$25.00$25.009/28/2010 6:43:35 PM
ethicalhumanist$25.00$25.009/28/2010 6:32:09 PM
WeshaTheLeopard$44.63$44.639/28/2010 6:54:30 PM
simeonthewhale$25.00$25.009/29/2010 4:30:20 AM
red-ready-principal$25.00$25.009/28/2010 9:49:07 PM
hamster$30.72$30.729/28/2010 7:58:49 PM
Bob450$30.00$30.009/28/2010 10:26:50 PM
loanman2007$25.00$25.009/29/2010 7:13:10 AM
houli123$25.00$25.009/29/2010 1:22:15 AM
principal-laser$37.01$37.019/29/2010 8:39:13 AM
jjsparks28$35.37$35.379/29/2010 3:48:28 AM
LeoBUSIIT$25.00$25.009/29/2010 8:48:22 AM
vigilance-searcher$25.00$25.009/29/2010 8:59:46 AM
Rip128$75.00$75.009/29/2010 9:16:41 AM
realtormoises$25.00$25.009/29/2010 6:27:48 AM
FinanceEngine$25.00$25.009/29/2010 9:28:02 AM
mikeandcat$50.00$50.009/29/2010 9:32:04 AM
DasMula$25.00$25.009/29/2010 9:24:12 AM
villagers$25.00$25.009/22/2010 9:44:45 AM
Comoparklender$25.00$25.009/22/2010 9:40:27 AM
Adam_00$50.00$50.009/22/2010 11:30:44 AM
agiovasil$25.00$25.009/22/2010 9:44:08 AM
contract-happiness1$25.00$25.009/22/2010 9:44:43 AM
loan-kung-fu$50.00$50.009/22/2010 12:33:43 PM
enthusiastic-balance5$100.00$100.009/22/2010 3:02:02 PM
consummate-loyalty1$100.00$100.009/22/2010 3:14:37 PM
reward-adventure$50.00$50.009/22/2010 3:08:00 PM
108lender$25.00$25.009/22/2010 4:44:27 PM
brother_tam$50.00$50.009/22/2010 6:58:26 PM
ore-healer6$25.00$25.009/22/2010 8:38:34 PM
CommunityArts_Non-profit$25.00$25.009/23/2010 8:05:07 AM
bid-czar8$25.05$25.059/23/2010 2:08:12 PM
new-peso-concerto$75.00$75.009/23/2010 7:41:10 PM
AF-Chief$25.00$25.009/24/2010 7:32:31 AM
well-mannered-income3$50.00$50.009/25/2010 9:30:18 AM
Kash2010lu$35.00$35.009/26/2010 9:36:35 AM
Whipster$25.00$25.009/27/2010 11:16:56 AM
important-openness1$100.00$100.009/27/2010 2:30:01 PM
zone8$50.00$50.009/27/2010 2:13:53 PM
reflective-rupee$250.00$250.009/27/2010 2:40:36 PM
head$25.00$25.009/27/2010 3:51:39 PM
Jloaner$100.00$100.009/27/2010 4:00:37 PM
Speculator$50.00$50.009/27/2010 3:57:34 PM
power-secret-agent$25.00$25.009/27/2010 5:30:45 PM
power-secret-agent$25.00$25.009/27/2010 5:30:33 PM
atomantic$50.00$50.009/27/2010 6:58:41 PM
the-silver-blaster$50.00$50.009/27/2010 7:28:15 PM
psa1995$25.00$25.009/27/2010 8:37:42 PM
payout-comet$25.00$25.009/28/2010 2:05:46 AM
momoney2lend$25.00$25.009/28/2010 6:14:31 AM
helping-out$38.08$38.089/28/2010 6:14:47 AM
lcole32$25.00$25.009/28/2010 4:22:10 AM
airrbob$50.00$50.009/28/2010 6:14:19 AM
burrito6$25.00$25.009/28/2010 6:14:44 AM
BeanCownter$25.00$25.009/28/2010 6:14:49 AM
kegs$100.00$100.009/28/2010 9:04:09 AM
squarebob$25.00$25.009/28/2010 8:15:06 AM
larrybird$150.00$150.009/28/2010 8:57:21 AM
squarebob$25.00$25.009/28/2010 8:14:41 AM
drcoop$25.00$25.009/28/2010 9:38:54 AM
NekHoldings$25.00$25.009/28/2010 11:36:29 AM
fairness-kayak$25.00$25.009/28/2010 11:42:48 AM
visionary-currency$50.00$50.009/28/2010 2:35:47 PM
mtquan$25.00$25.009/28/2010 3:27:16 PM
restless-dime$50.00$50.009/28/2010 6:24:50 PM
340$50.00$50.009/28/2010 3:45:16 PM
grampy48$25.00$25.009/29/2010 5:14:31 AM
realestate6606$100.00$100.009/29/2010 8:08:37 AM
bsmtloan$75.00$75.009/29/2010 8:37:35 AM
kendigme$25.00$25.009/29/2010 3:30:29 AM
zone6$100.00$100.009/29/2010 1:54:56 AM
sdcc72$25.00$25.009/29/2010 9:00:29 AM
DasMula$25.00$25.009/29/2010 9:23:59 AM
favorite-commerce$25.00$25.009/29/2010 7:28:01 AM
jaeson027$73.57$73.579/29/2010 7:22:28 AM
gshx2$25.00$25.009/29/2010 7:49:52 AM
aquistoyraul$25.00$25.009/29/2010 8:30:59 AM
Leshan$33.33$33.339/29/2010 8:14:34 AM
BlueProteus$25.00$25.009/29/2010 9:00:54 AM
ultimate-peace$25.00$25.009/29/2010 8:58:47 AM
Nerdster1$25.01$25.019/29/2010 9:34:46 AM
133 bids