Sales Report:Supplement No. 42 dated Sep 27, 2010 to Prospectus dated Jul 26, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
474493
This series of Notes was issued and sold upon the funding of the borrower loan #44541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 1.6% |
Auction start date:
| Sep-07-2010 |
|
Auction end date:
| Sep-14-2010 |
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $62.90 |
Final lender yield:
| 7.00% |
Final borrower rate/APR:
| 8.00% / 8.34% |
Final monthly payment:
| $62.67 |
|
Auction yield range:
| 2.79% - 7.25% |
Estimated loss impact:
| 1.55% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.45% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 13% |
Credit score:
| 820-839 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,898 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dough-pillow2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting out of Debt
Purpose of loan:
Prevent late payments this mound of September.
My financial situation:
Due to some extra payments last mound, I am at risk of? a couple of late payments this mound.
Late payments are not going to help with my financial responsibilities. I need help.
Thank You.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
OCLend | $25.00 | $25.00 | 9/7/2010 2:33:47 PM |
jpollar | $25.00 | $25.00 | 9/7/2010 2:41:15 PM |
F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 9/7/2010 3:13:36 PM |
wwwUniversal | $25.00 | $25.00 | 9/7/2010 11:26:03 PM |
wam37 | $25.00 | $25.00 | 9/8/2010 5:16:31 AM |
gjm6d | $25.00 | $25.00 | 9/8/2010 9:02:19 PM |
bonus-sensai825 | $25.00 | $25.00 | 9/9/2010 8:57:10 AM |
peb44 | $25.00 | $25.00 | 9/9/2010 9:29:00 AM |
outofoffice | $50.00 | $50.00 | 9/9/2010 12:09:28 PM |
Gold_Coin | $25.00 | $14.06 | 9/9/2010 3:42:01 PM |
gsp1885 | $29.00 | $29.00 | 9/9/2010 8:46:28 PM |
Druidsoft | $25.00 | $25.00 | 9/10/2010 12:59:10 AM |
Knyteguy | $25.00 | $25.00 | 9/10/2010 11:59:04 AM |
GEOFFS3 | $25.00 | $25.00 | 9/10/2010 12:56:23 PM |
ericsb | $100.00 | $100.00 | 9/10/2010 2:57:00 PM |
ericsb | $50.00 | $50.00 | 9/10/2010 3:03:49 PM |
sixjacobs | $72.49 | $72.49 | 9/10/2010 5:02:08 PM |
rockytop | $65.00 | $65.00 | 9/10/2010 4:38:59 PM |
newest-asset-smasher | $40.00 | $40.00 | 9/11/2010 8:57:59 AM |
OKPapa | $29.24 | $29.24 | 9/12/2010 1:40:19 AM |
Mack_Inv | $50.00 | $50.00 | 9/13/2010 3:54:20 AM |
paul1 | $50.00 | $50.00 | 9/13/2010 12:25:49 PM |
gilbrear | $25.00 | $25.00 | 9/13/2010 4:42:06 PM |
rapid-currency | $30.00 | $30.00 | 9/13/2010 10:56:46 PM |
ray1051 | $75.00 | $75.00 | 9/14/2010 5:33:01 AM |
established-hope5 | $25.00 | $25.00 | 9/14/2010 7:51:34 AM |
CashBank | $25.00 | $25.00 | 9/14/2010 8:39:48 AM |
mpatrick | $25.00 | $25.00 | 9/14/2010 2:11:24 PM |
Approved | $50.00 | $50.00 | 9/7/2010 2:27:45 PM |
SunsetCoastCapital | $25.00 | $25.00 | 9/7/2010 2:52:51 PM |
Guiren | $84.10 | $84.10 | 9/7/2010 2:57:23 PM |
blot44 | $25.00 | $25.00 | 9/7/2010 7:32:27 PM |
octoberfresh | $35.00 | $35.00 | 9/8/2010 8:48:04 AM |
rjsdsu | $25.00 | $25.00 | 9/8/2010 8:39:51 AM |
6moonbeams | $100.00 | $100.00 | 9/8/2010 11:32:34 AM |
OregonDane | $25.00 | $25.00 | 9/8/2010 12:37:55 PM |
orbital-dollar2 | $25.00 | $25.00 | 9/9/2010 1:04:11 PM |
Whosonfirst | $26.11 | $26.11 | 9/10/2010 3:44:03 AM |
Rearden_Steel | $25.00 | $25.00 | 9/10/2010 6:39:03 AM |
OswegoUSA | $25.00 | $25.00 | 9/10/2010 9:09:39 AM |
mmmaacc | $50.00 | $50.00 | 9/10/2010 12:20:26 PM |
bradny | $25.00 | $25.00 | 9/10/2010 2:18:37 PM |
JerryB96 | $25.00 | $25.00 | 9/11/2010 10:06:10 PM |
PBanker | $25.00 | $25.00 | 9/13/2010 3:37:16 AM |
Kelor99 | $25.00 | $25.00 | 9/13/2010 11:36:23 AM |
patriot897 | $50.00 | $50.00 | 9/14/2010 8:33:24 AM |
historyman | $25.00 | $25.00 | 9/14/2010 8:32:29 AM |
wild-orange | $50.00 | $50.00 | 9/14/2010 9:44:34 AM |
systematic-payment3 | $25.00 | $25.00 | 9/14/2010 10:02:24 AM |
rce1964 | $25.00 | $25.00 | 9/14/2010 10:03:02 AM |
greekpolis | $100.00 | $100.00 | 9/14/2010 10:45:01 AM |
dmitriy2 | $25.00 | $25.00 | 9/14/2010 10:40:23 AM |
AFriendInNeed3794 | $25.00 | $25.00 | 9/14/2010 12:08:12 PM |
53 bids
|
Borrower Payment Dependent Notes Series
475311
This series of Notes was issued and sold upon the funding of the borrower loan #44522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 1.6% |
Auction start date:
| Sep-14-2010 |
|
Auction end date:
| Sep-21-2010 |
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $157.26 |
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $157.26 |
|
Auction yield range:
| 2.79% - 7.25% |
Estimated loss impact:
| 1.55% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 11% |
Credit score:
| 840-859 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,206 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reliable-rate7 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Inventory for business
II am a great candidate for this loan because I have never been late or missed a payment on anything. I value my credit score, and have worked hard to maintain my credit score because I see it as my most valuable asset. I also have money in reserve, so making my payments will not be an issue.
I will use the money to stock my on line fabric store with fabulous designer fabric over the next 4-10 months, depending on the release of the desired fabric line.
The fabric selected will be geared toward the quilting enthusiast and the crafter. Quilting alone is a 3.6 billion dollar industry per year, according to the latest figures.
I have been quilting for about 5 years, and have a strong desire to be on the other side of it.
Thank you in advance for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
alpinaut | $25.00 | $25.00 | 9/14/2010 2:31:33 PM |
cebgop | $25.00 | $25.00 | 9/14/2010 2:34:29 PM |
financelover | $25.00 | $25.00 | 9/14/2010 2:36:19 PM |
kenji4861 | $25.00 | $25.00 | 9/14/2010 2:30:31 PM |
kegs | $200.00 | $200.00 | 9/14/2010 2:36:27 PM |
nosualcneas | $25.00 | $25.00 | 9/14/2010 2:36:57 PM |
liederhaus | $50.00 | $50.00 | 9/14/2010 2:37:10 PM |
cash-sensai2 | $50.00 | $50.00 | 9/14/2010 2:33:55 PM |
understanding-marketplace | $50.00 | $50.00 | 9/14/2010 2:37:36 PM |
efficient-marketplace | $50.00 | $50.00 | 9/14/2010 2:37:40 PM |
market-socrates4 | $50.00 | $50.00 | 9/14/2010 2:35:15 PM |
engaging-worth | $30.00 | $30.00 | 9/14/2010 2:36:24 PM |
eyal0 | $25.00 | $25.00 | 9/14/2010 2:36:49 PM |
ichibon | $200.00 | $200.00 | 9/14/2010 2:37:03 PM |
meenan | $25.00 | $25.00 | 9/14/2010 2:37:51 PM |
ujiba | $25.00 | $25.00 | 9/14/2010 2:37:59 PM |
Emgolda | $25.00 | $25.00 | 9/14/2010 2:38:16 PM |
GElender | $100.00 | $100.00 | 9/14/2010 2:39:05 PM |
MarinLoans | $25.00 | $25.00 | 9/14/2010 2:41:53 PM |
Supernick | $28.46 | $28.46 | 9/14/2010 2:36:17 PM |
CleeClee | $50.00 | $50.00 | 9/14/2010 2:36:34 PM |
magical-greenback | $50.00 | $50.00 | 9/14/2010 2:43:05 PM |
hottogo456 | $50.00 | $50.00 | 9/14/2010 2:36:41 PM |
djs81 | $25.00 | $25.00 | 9/14/2010 2:37:22 PM |
loanfairy | $25.00 | $25.00 | 9/14/2010 2:37:30 PM |
Ripsaw4U | $50.00 | $50.00 | 9/14/2010 2:37:33 PM |
newest-sensible-hope | $50.00 | $50.00 | 9/14/2010 2:37:49 PM |
acropiloterau2002 | $25.00 | $25.00 | 9/14/2010 2:37:53 PM |
lender987654321 | $50.00 | $50.00 | 9/14/2010 2:37:56 PM |
power-defender7 | $25.00 | $25.00 | 9/14/2010 2:38:21 PM |
damage | $25.00 | $25.00 | 9/14/2010 2:41:56 PM |
organized-payment6 | $50.00 | $50.00 | 9/14/2010 2:42:26 PM |
generous-deal6 | $50.00 | $50.00 | 9/14/2010 2:42:35 PM |
socal-lender | $25.00 | $25.00 | 9/14/2010 3:22:25 PM |
Bank_Of_XL | $25.00 | $25.00 | 9/14/2010 10:08:10 PM |
octoberfresh | $25.00 | $25.00 | 9/15/2010 7:17:54 AM |
cwegert | $30.00 | $30.00 | 9/15/2010 12:14:18 PM |
wwwUniversal | $25.00 | $25.00 | 9/15/2010 3:49:23 PM |
TechieLender | $50.00 | $50.00 | 9/15/2010 6:41:23 PM |
djmjkelso | $25.00 | $25.00 | 9/15/2010 10:26:06 PM |
Jimfromsac | $100.00 | $100.00 | 9/16/2010 5:44:33 PM |
dsparrow | $50.00 | $50.00 | 9/17/2010 2:13:49 PM |
bigmacbeef | $25.00 | $25.00 | 9/17/2010 11:31:38 PM |
power-comet4 | $25.00 | $25.00 | 9/19/2010 1:25:50 PM |
integrity-cowbell | $25.00 | $25.00 | 9/20/2010 9:48:23 AM |
historyman | $25.00 | $25.00 | 9/20/2010 11:51:47 AM |
natural-affluence4 | $50.00 | $50.00 | 9/20/2010 4:11:09 PM |
jtc26 | $50.00 | $50.00 | 9/20/2010 4:55:37 PM |
entertaining-greenback2 | $26.00 | $26.00 | 9/20/2010 5:52:33 PM |
kleinbrak | $25.00 | $25.00 | 9/20/2010 5:22:32 PM |
thoestoe | $25.00 | $25.00 | 9/20/2010 9:04:07 PM |
Trapman13 | $50.00 | $50.00 | 9/21/2010 6:46:35 AM |
blindtaxidriver | $25.00 | $25.00 | 9/21/2010 9:34:56 AM |
RkyMtnHi | $100.00 | $100.00 | 9/21/2010 1:32:28 PM |
herbgirl49 | $50.00 | $50.00 | 9/21/2010 1:51:12 PM |
EretzCapital | $25.00 | $25.00 | 9/21/2010 2:13:58 PM |
pjnala1 | $50.00 | $50.00 | 9/21/2010 1:50:08 PM |
TakeCare | $30.00 | $30.00 | 9/21/2010 2:08:58 PM |
windfall46 | $25.00 | $25.00 | 9/14/2010 2:32:32 PM |
ray1051 | $75.00 | $75.00 | 9/14/2010 2:33:48 PM |
Weaverville | $25.00 | $25.00 | 9/14/2010 2:31:27 PM |
MadHun | $100.00 | $100.00 | 9/14/2010 2:37:00 PM |
DukSerduk | $25.00 | $25.00 | 9/14/2010 2:34:01 PM |
investment-network | $25.00 | $25.00 | 9/14/2010 2:34:09 PM |
unclejaef | $25.00 | $25.00 | 9/14/2010 2:34:23 PM |
kanakakm | $50.00 | $50.00 | 9/14/2010 2:38:12 PM |
jangalt | $50.00 | $50.00 | 9/14/2010 2:35:35 PM |
Jynxie | $50.00 | $50.00 | 9/14/2010 2:36:05 PM |
ideal-platinum1 | $50.00 | $50.00 | 9/14/2010 2:39:09 PM |
j2ee | $25.00 | $25.00 | 9/14/2010 2:36:22 PM |
gold-commander0 | $50.00 | $50.00 | 9/14/2010 2:36:36 PM |
F_Banks | $50.00 | $50.00 | 9/14/2010 2:36:53 PM |
moneyfriend | $50.00 | $50.00 | 9/14/2010 2:37:26 PM |
important-ore | $50.00 | $50.00 | 9/14/2010 2:37:28 PM |
blot44 | $25.00 | $25.00 | 9/14/2010 2:38:02 PM |
murren | $25.00 | $25.00 | 9/14/2010 2:39:14 PM |
schpere | $25.00 | $25.00 | 9/14/2010 2:31:23 PM |
dontscrewmeover1 | $25.00 | $25.00 | 9/14/2010 2:33:57 PM |
harmonious-moola7 | $50.00 | $50.00 | 9/14/2010 2:34:17 PM |
diplomatic-wealth7 | $100.00 | $100.00 | 9/14/2010 2:36:39 PM |
capital-futurist | $50.00 | $50.00 | 9/14/2010 2:43:35 PM |
RandyL3 | $25.00 | $25.00 | 9/14/2010 2:43:45 PM |
kulender | $25.00 | $10.40 | 9/14/2010 2:44:00 PM |
Havana21 | $100.00 | $100.00 | 9/14/2010 2:37:07 PM |
MoneyU4IA | $50.00 | $50.00 | 9/14/2010 2:37:19 PM |
djc314 | $50.00 | $50.00 | 9/14/2010 2:37:45 PM |
duty-windmill | $25.00 | $25.00 | 9/14/2010 2:38:05 PM |
ethical-point | $50.00 | $50.00 | 9/14/2010 2:38:08 PM |
a-exponential-hope | $25.00 | $25.00 | 9/14/2010 2:39:19 PM |
6moonbeams | $100.00 | $100.00 | 9/14/2010 2:47:31 PM |
marketplace-cello5 | $50.00 | $50.00 | 9/14/2010 2:42:08 PM |
saysana | $26.00 | $26.00 | 9/14/2010 2:43:40 PM |
wise-dedicated-power | $25.00 | $25.00 | 9/14/2010 5:05:48 PM |
kgauss | $25.00 | $25.00 | 9/15/2010 12:22:00 PM |
otalon | $35.88 | $35.88 | 9/15/2010 4:40:27 PM |
turbospeed | $25.00 | $25.00 | 9/16/2010 12:46:19 AM |
spotty54 | $25.00 | $25.00 | 9/16/2010 6:23:39 AM |
mdf84 | $25.00 | $25.00 | 9/16/2010 6:52:31 AM |
Traal | $25.00 | $25.00 | 9/16/2010 1:13:31 PM |
RandyL3 | $25.00 | $25.00 | 9/16/2010 4:52:27 PM |
Jassi | $25.00 | $25.00 | 9/17/2010 9:53:33 PM |
ethicalhumanist | $50.00 | $50.00 | 9/18/2010 1:39:38 PM |
JTHarris | $25.00 | $25.00 | 9/20/2010 6:33:55 AM |
jasperpants | $25.00 | $25.00 | 9/20/2010 8:29:16 AM |
dynamic-platinum | $25.00 | $25.00 | 9/20/2010 9:20:02 AM |
credit-vinyl | $25.00 | $25.00 | 9/20/2010 10:19:55 AM |
tomjac2000 | $25.00 | $25.00 | 9/20/2010 2:57:02 PM |
Astyanax | $50.00 | $50.00 | 9/20/2010 3:54:24 PM |
thegreatstrafe | $25.00 | $25.00 | 9/20/2010 9:11:09 PM |
the-rate-creature | $50.00 | $50.00 | 9/20/2010 10:48:13 PM |
lobster | $25.00 | $25.00 | 9/21/2010 6:47:03 AM |
RememberToForget | $50.00 | $50.00 | 9/21/2010 7:15:01 AM |
ryan6853 | $25.00 | $25.00 | 9/21/2010 9:19:44 AM |
Green-Baron | $25.00 | $25.00 | 9/21/2010 9:21:25 AM |
penny-finder | $35.00 | $35.00 | 9/21/2010 9:11:20 AM |
enchanted-silver2 | $100.00 | $100.00 | 9/21/2010 9:32:23 AM |
vulgy | $25.00 | $25.00 | 9/21/2010 9:47:28 AM |
gsp1885 | $29.00 | $29.00 | 9/21/2010 10:16:01 AM |
GenerousGentleMan | $44.26 | $44.26 | 9/21/2010 12:44:10 PM |
revenue-appraiser | $25.00 | $25.00 | 9/21/2010 1:25:24 PM |
120 bids
|
Borrower Payment Dependent Notes Series
475487
This series of Notes was issued and sold upon the funding of the borrower loan #44560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 3.2% |
Auction start date:
| Sep-13-2010 |
|
Auction end date:
| Sep-20-2010 |
|
Starting lender yield:
| 9.80% |
Starting borrower rate/APR:
| 10.80% / 16.27% |
Starting monthly payment:
| $32.64 |
Final lender yield:
| 7.75% |
Final borrower rate/APR:
| 8.75% / 14.15% |
Final monthly payment:
| $31.68 |
|
Auction yield range:
| 3.79% - 9.80% |
Estimated loss impact:
| 3.27% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.48% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 5% |
Credit score:
| 720-739 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,830 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| EvCarr1010 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 20 ( 95% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 5% )
| 780-799
(Sep-2009)
740-759
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
Getting a car ready to sell
I have a few basic repairs before I can attempt to sell my old car. Power locks, a new turn signal stalk, shocks and maybe some detailing. I would be taking the car to a dealer shop.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
Kelor99 | $25.00 | $25.00 | 9/14/2010 8:01:52 PM |
Chesterite | $25.00 | $25.00 | 9/17/2010 8:52:11 AM |
ScottFinance | $25.00 | $25.00 | 9/17/2010 1:23:56 PM |
martymaniaman | $25.00 | $25.00 | 9/20/2010 6:33:11 AM |
JerryB96 | $25.00 | $25.00 | 9/20/2010 6:46:20 AM |
wild-orange | $50.00 | $50.00 | 9/20/2010 9:25:50 AM |
roguewinner | $25.00 | $25.00 | 9/20/2010 11:57:51 AM |
kazanov | $30.00 | $30.00 | 9/20/2010 12:06:00 PM |
established-hope5 | $25.00 | $25.00 | 9/20/2010 12:55:10 PM |
red-adaptable-funds | $50.00 | $50.00 | 9/20/2010 1:01:41 PM |
crw1950 | $50.00 | $50.00 | 9/20/2010 2:04:15 PM |
thebadpelican | $25.00 | $25.00 | 9/20/2010 12:34:47 PM |
blue-useful-auction | $25.00 | $25.00 | 9/20/2010 2:14:54 PM |
enthusiastic-balance5 | $50.00 | $50.00 | 9/13/2010 3:01:31 PM |
RandyL3 | $25.00 | $25.00 | 9/13/2010 3:01:59 PM |
interstellar | $50.00 | $50.00 | 9/13/2010 3:08:35 PM |
seineil | $25.00 | $25.00 | 9/15/2010 12:35:02 AM |
rome1426 | $25.00 | $25.00 | 9/15/2010 11:40:58 AM |
FundMaker | $25.00 | $25.00 | 9/17/2010 11:30:07 AM |
OregonDane | $25.00 | $25.00 | 9/17/2010 6:19:41 PM |
LittleMingo | $30.00 | $30.00 | 9/18/2010 2:12:45 AM |
sweety075 | $25.00 | $25.00 | 9/18/2010 12:22:42 PM |
JaceSpade | $25.00 | $25.00 | 9/18/2010 7:26:25 PM |
PalmerTheEmbalmer | $25.00 | $15.00 | 9/19/2010 10:48:00 PM |
jetsons6866 | $50.00 | $50.00 | 9/20/2010 9:54:42 AM |
UBOtto186 | $50.00 | $50.00 | 9/20/2010 10:13:11 AM |
Ristefo | $25.00 | $25.00 | 9/20/2010 11:11:27 AM |
HomerdohNY | $25.00 | $25.00 | 9/20/2010 11:12:21 AM |
loanshark207 | $25.00 | $25.00 | 9/20/2010 10:52:15 AM |
redtilapia | $25.00 | $25.00 | 9/20/2010 1:30:27 PM |
kinetic-social | $50.00 | $50.00 | 9/20/2010 2:11:28 PM |
jayk63 | $25.00 | $25.00 | 9/20/2010 2:55:50 PM |
32 bids
|
Borrower Payment Dependent Notes Series
475643
This series of Notes was issued and sold upon the funding of the borrower loan #44519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 24.0% |
Auction start date:
| Sep-14-2010 |
|
Auction end date:
| Sep-21-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 41.36% |
Final monthly payment:
| $45.24 |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 26.01% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 44% |
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 3m |
Amount delinquent:
| $2,001 |
Total credit lines:
| 29 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $709 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-pro218 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 560-579
(Sep-2008)
|
Principal balance:
| $462.73 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
PAYING OFF MY CREDIT CARDS
Purpose of loan:
This loan will be used to? Pay off my credit cards.
My financial situation:
I am a good candidate for this loan because? I am a realtor, but I now manage 51 rental properties that provide a steady income in addition to the income I make listing and selling homes.
Monthly net income: $ 2000.00
Monthly expenses: $
??Housing: $ 0.0 we?live in a family owned home.
??Insurance: $?171.50? car insurance
??Car expenses: $ 375.00 for payment,?gas, and maintainence
??Utilities: $ 200.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 150.00 -?this loan will replace this cost
??Other expenses: 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
UCLA4life | $50.00 | $50.00 | 9/14/2010 2:42:22 PM |
agiovasil | $25.00 | $25.00 | 9/14/2010 5:28:21 PM |
blitzen40 | $25.00 | $25.00 | 9/15/2010 7:23:46 PM |
illinois_joe | $25.00 | $25.00 | 9/16/2010 6:03:56 PM |
penny-plato | $25.00 | $25.00 | 9/18/2010 6:44:08 AM |
CommunityArts_Non-profit | $50.00 | $50.00 | 9/19/2010 3:34:30 AM |
Rogelio48 | $25.00 | $25.00 | 9/19/2010 3:10:26 PM |
FASTIZIO_P | $25.00 | $25.00 | 9/20/2010 10:13:41 AM |
oath163 | $25.00 | $25.00 | 9/20/2010 1:38:09 PM |
well-mannered-income3 | $25.00 | $25.00 | 9/20/2010 7:44:04 PM |
skillful-asset5 | $25.00 | $25.00 | 9/21/2010 4:16:22 AM |
mikeandcat | $50.00 | $50.00 | 9/21/2010 5:22:17 AM |
brondero | $50.00 | $50.00 | 9/21/2010 7:45:03 AM |
progressive-treasure1 | $69.53 | $69.53 | 9/21/2010 7:47:22 AM |
loanman2007 | $25.00 | $25.00 | 9/15/2010 5:03:24 AM |
scottysidewinder | $25.00 | $25.00 | 9/18/2010 7:40:22 PM |
head | $25.00 | $25.00 | 9/20/2010 10:18:56 AM |
cunning-bill | $25.00 | $25.00 | 9/20/2010 4:15:30 PM |
zone6 | $69.12 | $43.21 | 9/20/2010 5:50:39 PM |
chameleon125 | $50.00 | $50.00 | 9/20/2010 11:21:06 PM |
return-grizzly | $100.00 | $100.00 | 9/21/2010 1:58:32 AM |
progressive-treasure1 | $63.25 | $63.25 | 9/20/2010 8:44:43 PM |
akmikej | $25.00 | $25.00 | 9/21/2010 6:20:40 AM |
Mikale360 | $25.00 | $25.00 | 9/21/2010 7:02:31 AM |
enthusiastic-balance5 | $49.01 | $49.01 | 9/21/2010 6:24:39 AM |
NekHoldings | $25.00 | $25.00 | 9/21/2010 7:29:58 AM |
Bob450 | $25.00 | $25.00 | 9/21/2010 8:38:08 AM |
27 bids
|
Borrower Payment Dependent Notes Series
475795
This series of Notes was issued and sold upon the funding of the borrower loan #44534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Sep-17-2010 |
|
Auction end date:
| Sep-23-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 41.36% |
Final monthly payment:
| $45.24 |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 20.31% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 5% |
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 14y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $490 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 56 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| market-tremolo |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
helping with college expenses
Purpose of loan:?
help? child with college expenses
This loan will be used to?this loan will be used to help my son with his college expenses?
My financial situation:
I am a good candidate for this loan because?
i have a steady income from my job for which i have been employed for 14yrs.I have worked hard to repair my credit and am happy to report no delinquencies on my credit report.The monthly payment is one that fits my budget and will allow me to make payments on time.?
Monthly net income: $
my monthly income which includes my spouses income is 3,000
Monthly expenses: $
??Housing: $
1,500
??Insurance: $
54
??Car expenses: $
0
??Utilities: $
130
??Phone, cable, internet: $
165
??Food, entertainment: $
300
??Clothing, household expenses $
200
??Credit cards and other loans: $
140
??Other expenses: $
250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
agiovasil | $25.00 | $25.00 | 9/17/2010 2:59:26 PM |
Sudoku | $50.00 | $50.00 | 9/23/2010 12:59:00 AM |
dynamic-fairness | $25.00 | $25.00 | 9/23/2010 9:08:39 AM |
MikeD_RI | $33.54 | $33.54 | 9/23/2010 9:45:36 AM |
glof1967 | $100.00 | $100.00 | 9/23/2010 9:04:15 AM |
tcbmc | $25.00 | $25.00 | 9/23/2010 9:30:25 AM |
kevlar | $25.00 | $25.00 | 9/23/2010 12:29:47 PM |
Rogelio48 | $35.00 | $35.00 | 9/23/2010 2:36:30 PM |
aztocas | $25.00 | $25.00 | 9/23/2010 4:23:46 PM |
tech310 | $25.00 | $25.00 | 9/23/2010 3:26:43 PM |
aquistoyraul | $25.00 | $25.00 | 9/23/2010 4:46:23 PM |
first-dinero-igloo | $26.00 | $26.00 | 9/23/2010 7:04:03 PM |
Cashlender1992 | $30.00 | $30.00 | 9/23/2010 6:27:14 PM |
simplelender80 | $100.00 | $92.46 | 9/17/2010 3:05:12 PM |
Dave_Cashflow | $25.00 | $25.00 | 9/19/2010 5:09:05 PM |
Land_on_your_feet | $40.00 | $40.00 | 9/22/2010 3:57:59 PM |
340 | $25.00 | $25.00 | 9/22/2010 5:12:37 PM |
vine99 | $40.00 | $40.00 | 9/22/2010 8:09:31 PM |
beans53 | $25.00 | $25.00 | 9/23/2010 11:47:25 AM |
social-zebra | $28.00 | $28.00 | 9/23/2010 1:49:44 PM |
FASTIZIO_P | $25.00 | $25.00 | 9/23/2010 3:11:14 PM |
nickel-demon2 | $100.00 | $100.00 | 9/23/2010 3:42:52 PM |
marwadi-62 | $50.00 | $50.00 | 9/23/2010 3:48:47 PM |
kf88 | $25.00 | $25.00 | 9/23/2010 5:44:41 PM |
Bob450 | $25.00 | $25.00 | 9/23/2010 4:20:21 PM |
wealth-multiplier | $25.00 | $25.00 | 9/23/2010 6:30:58 PM |
bullwink27 | $25.00 | $25.00 | 9/23/2010 7:26:46 PM |
27 bids
|
Borrower Payment Dependent Notes Series
475965
This series of Notes was issued and sold upon the funding of the borrower loan #44528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Sep-20-2010 |
|
Auction end date:
| Sep-21-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $203.56 |
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $203.56 |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 20.31% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 23% |
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,541 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| asset-tweet |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying vendors for my wedding
Purpose of loan:
This loan is needed to pay off vendors for my wedding...the wedding date is October 17.
My financial situation:
I am a good candidate for this loan because I will pay it back and soon!? Our first order of business after the wedding is paying off this loan.? I intend it to be a short term loan that I only need because unexpected car problems happened that had a drastic effect on our budget for the wedding and now we are coming up about $4000 short.
Also, if you look at my history I make my payments on time consistently!? I make enough money to save a decent amount every month so I can cover this without much trouble, but I need this money up front to pay our vendors.? I also have my fiance's income and we support each other, and after I get married my income will go up by $400 a month because of my housing allowance.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you please fill out your expenses section? - impressive-openness7
A:
Monthly expenses: $
Housing: ~$800
Insurance: $140
Car expenses: $330
Utilities: ~ $50
Phone, cable, internet: ~ $100
Food, entertainment: $ minimal
Clothing, household expenses $ minimal
Credit cards and other loans: ~$550
Other expenses: $
I also have $150 a month going into savings accounts that can be changed if need be. I have continuously had more than $600 left in my account at the close of every month, my monthly payment wil be covered until fulfillment
(Sep-21-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
MilitaryLending | $25.00 | $25.00 | 9/20/2010 2:39:19 PM |
gold-channel2 | $50.00 | $50.00 | 9/20/2010 2:51:51 PM |
MilitaryLoans | $2,495.49 | $2,495.49 | 9/21/2010 2:04:02 PM |
simplelender80 | $100.00 | $100.00 | 9/20/2010 2:47:11 PM |
Comoparklender | $25.00 | $25.00 | 9/20/2010 2:57:19 PM |
kulender | $25.00 | $25.00 | 9/20/2010 3:07:27 PM |
agiovasil | $25.00 | $25.00 | 9/20/2010 4:20:42 PM |
productive-ore | $50.00 | $50.00 | 9/20/2010 7:50:14 PM |
reward-adventure | $50.00 | $50.00 | 9/21/2010 9:18:44 AM |
AlexTrep | $25.00 | $25.00 | 9/21/2010 9:45:26 AM |
Military-2-Military | $2,000.00 | $1,629.51 | 9/21/2010 1:51:02 PM |
11 bids
|
Borrower Payment Dependent Notes Series
476215
This series of Notes was issued and sold upon the funding of the borrower loan #44547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-20-2010 |
|
Auction end date:
| Sep-24-2010 |
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $89.74 |
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $89.74 |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 4y 3m |
Amount delinquent:
| $1,451 |
Total credit lines:
| 48 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,188 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tedl24 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relist: Good bye credit card debt
Purpose of loan:
This loan will be to pay off my credit cards.? I have many high interest credit cards that I would like to consolidate into one payment.? After my previous listing and advice, this is definitley my first need in order for me to keep improving my credit scores and history.???This will help me to achieve my?longer term goal of doing some work to my house.??After purchasing my house last year, this will help me to consolidate those debts?into one easy monthly payment.? Thank you all for your consideration.? I have decided to lower my loan amount in order to see if I can get funded and build some history with Prosper lenders.? I will also use some money from savings?along with this loan to pay off?my credit card debt.?
My financial situation:
I am a good candidate for this loan because I pay my bills on time.? I have worked diligently to repair and strengthen my credit over the past few? years.? I successfully bought a house last September.? I continue to work on improving my credit scores through proper credit utilization and paying my bills on time.? I have also been promoted to a VP at the company I have worked at for over four years now.? I show one delinquency on my report; however, it?is University of?Phoenix charge off from 2004 ?that was removed and has reappeared.? It was included in my bankruptcy and I have already disputed it again.? ?With buying my house last year, I worked very hard to clean up any delinquencies.? I have high bankcard utilization because I have low credit limits.?? The last couple of years I have had a clean credit history and I do understand the importance of maintaining this.?The majority of my open credit lines are these cards and they all have perfect payment histories.? I am also a fellow Prosper lender so I do appreciate this kind of forum for funding individuals who need help especially those rebuilding their credit.? ?Thanks so much for your help Prosper lenders!!
Monthly net income: $ 5000
Monthly expenses: $
??Housing: $ 1464 (including insur./taxes)
??Insurance: $ 70
??Car expenses: $ 700 (payment, gas, repair money)
??Utilities: $ 200
??Phone, cable, internet: $ 120
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 300
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
you clear more per month than you want to borrow. Why borrow? See my page please. thank you. good luck - Tono
A:
My total monthly expenses are $3504 and I net $5000. Yes, I do clear a considerable amount per month; however, I keep re-investing in my house I purchased last year. Also, I feel Prosper is a great venue to keep building solid credit history and increase my scores. Paying down my credit card balances and consolidating will greatly impact my scores in a positive manner. Thank you for your question and your consideration.
(Sep-22-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
6moonbeams | $25.00 | $25.00 | 9/20/2010 2:42:30 PM |
simplelender80 | $250.00 | $250.00 | 9/20/2010 2:47:00 PM |
kulender | $50.00 | $50.00 | 9/20/2010 2:50:40 PM |
bid-czar8 | $100.00 | $100.00 | 9/20/2010 2:51:06 PM |
SolarMoonshine | $25.00 | $25.00 | 9/20/2010 6:42:53 PM |
agiovasil | $25.00 | $25.00 | 9/20/2010 8:28:52 PM |
dedicated-diversification5 | $100.00 | $100.00 | 9/21/2010 8:13:23 AM |
Artist_Blue | $25.00 | $25.00 | 9/21/2010 11:29:15 AM |
108lender | $25.00 | $25.00 | 9/21/2010 3:08:06 PM |
papaloha | $25.00 | $25.00 | 9/21/2010 3:06:58 PM |
pembull | $25.00 | $25.00 | 9/22/2010 10:23:10 AM |
consummate-loyalty1 | $100.00 | $100.00 | 9/22/2010 3:14:04 PM |
bill-mushroom | $25.00 | $25.00 | 9/23/2010 2:43:46 AM |
Speculator | $50.00 | $50.00 | 9/23/2010 10:58:55 AM |
pfh | $25.00 | $25.00 | 9/23/2010 3:12:49 PM |
tsimerso | $25.00 | $25.00 | 9/23/2010 6:53:25 PM |
neorunner | $25.00 | $25.00 | 9/23/2010 6:52:12 PM |
airrbob | $50.00 | $50.00 | 9/23/2010 10:34:07 PM |
fairness-kayak | $25.00 | $20.00 | 9/23/2010 10:35:03 PM |
handshake5 | $25.00 | $25.00 | 9/20/2010 2:42:05 PM |
musegaze | $100.00 | $100.00 | 9/20/2010 2:50:31 PM |
contract-happiness1 | $25.00 | $25.00 | 9/20/2010 2:51:14 PM |
Comoparklender | $25.00 | $25.00 | 9/20/2010 2:56:46 PM |
ore-healer6 | $25.00 | $25.00 | 9/20/2010 3:43:24 PM |
reward-adventure | $50.00 | $50.00 | 9/21/2010 9:18:56 AM |
AlexTrep | $25.00 | $25.00 | 9/21/2010 9:45:08 AM |
villagers | $25.00 | $25.00 | 9/21/2010 3:08:19 PM |
gold-channel2 | $50.00 | $50.00 | 9/21/2010 3:11:36 PM |
loan-kung-fu | $50.00 | $50.00 | 9/22/2010 12:33:15 PM |
retired272 | $25.00 | $25.00 | 9/22/2010 12:38:06 PM |
jubilant-auction5 | $25.00 | $25.00 | 9/22/2010 4:44:07 PM |
Sudoku | $200.00 | $200.00 | 9/22/2010 5:40:01 PM |
Tono | $30.00 | $30.00 | 9/22/2010 3:35:59 PM |
ingenious-deal6 | $25.00 | $25.00 | 9/22/2010 9:34:07 PM |
Jloaner | $100.00 | $100.00 | 9/22/2010 6:24:18 PM |
RebuildALife | $25.00 | $25.00 | 9/23/2010 9:36:42 AM |
penny-plato | $25.00 | $25.00 | 9/23/2010 12:17:02 PM |
generous-deal6 | $25.00 | $25.00 | 9/23/2010 3:26:52 PM |
spiff666 | $25.00 | $25.00 | 9/23/2010 6:47:56 PM |
wwwUniversal | $25.00 | $25.00 | 9/23/2010 6:53:17 PM |
new-peso-concerto | $75.00 | $75.00 | 9/23/2010 7:33:44 PM |
41 bids
|
Borrower Payment Dependent Notes Series
475450
This series of Notes was issued and sold upon the funding of the borrower loan #44516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 6.0% |
Auction start date:
| Sep-13-2010 |
|
Auction end date:
| Sep-20-2010 |
|
Starting lender yield:
| 14.15% |
Starting borrower rate/APR:
| 15.15% / 17.32% |
Starting monthly payment:
| $521.08 |
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $521.08 |
|
Auction yield range:
| 5.79% - 14.15% |
Estimated loss impact:
| 6.19% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 16% |
Credit score:
| 760-779 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $68,793 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| joyful-openness |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
STUCK WITH HIGH INTEREST CC DEBT
Purpose of loan:
This loan will be used to?
PAY DOWN HIGH INTEREST CREDIT CARDS
My financial situation:
I am a good candidate for this loan because? I have a good steady job at the Westin Hotel in San Francisco, California.? I have been working in the Hospitality Industry now for over 18 years and have a good solid career track record.? I have received many awards over the years with the two recent awards back in 2008 for the Manager of the Year while employed at the Sir Francis Drake Hotel, and also back in 2005 at the Park Hyatt San Francisco.? This says a lot about my character and abilities as a dedicated manager in hospitality.? I have accumulated some credit card debt as a result of my relocation back to San Francisco from Palm Springs, California back in 2007.? Some of these credit cards carry a very high interest rate and I would like to pay them off.
Monthly net income: $
5,600
Monthly expenses: $
4,510
??Housing: $
3,025
??Insurance: $
100
??Car expenses: $
60
??Utilities: $
25
??Phone, cable, internet: $
200
??Food, entertainment: $
100
??Clothing, household expenses $
100
??Credit cards and other loans: $
900
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
enthralling-deal180 | $100.00 | $100.00 | 9/13/2010 2:58:05 PM |
studious-bonus7 | $100.00 | $100.00 | 9/13/2010 3:00:23 PM |
soheagle | $50.00 | $50.00 | 9/13/2010 3:01:04 PM |
brightest-affluence-motivator | $100.00 | $100.00 | 9/13/2010 3:01:16 PM |
jigsaw | $100.00 | $100.00 | 9/13/2010 3:01:10 PM |
worthy-bid8 | $100.00 | $100.00 | 9/13/2010 3:01:21 PM |
marketplace-cello5 | $50.00 | $50.00 | 9/13/2010 3:01:34 PM |
bid-czar8 | $100.00 | $100.00 | 9/13/2010 3:01:50 PM |
generous-deal6 | $50.00 | $50.00 | 9/13/2010 3:01:42 PM |
ray1051 | $25.00 | $25.00 | 9/13/2010 2:57:52 PM |
JustMee | $25.00 | $25.00 | 9/13/2010 4:58:11 PM |
GElender | $50.00 | $50.00 | 9/13/2010 3:00:19 PM |
schpere | $25.00 | $25.00 | 9/13/2010 3:00:29 PM |
peripatetic | $25.00 | $25.00 | 9/13/2010 3:01:24 PM |
simplelender80 | $250.00 | $250.00 | 9/13/2010 5:51:15 PM |
CO80487 | $50.00 | $50.00 | 9/13/2010 8:38:16 PM |
lloyd_s | $25.00 | $25.00 | 9/14/2010 12:54:35 AM |
Palacios | $28.84 | $28.84 | 9/14/2010 12:55:13 AM |
tranquil-return4 | $25.00 | $25.00 | 9/14/2010 1:52:49 AM |
danthemon35 | $25.00 | $25.00 | 9/14/2010 6:26:25 AM |
Fiimg | $50.00 | $50.00 | 9/14/2010 6:26:36 AM |
AF-Chief | $25.00 | $25.00 | 9/14/2010 6:26:39 AM |
helpful-dough | $50.00 | $50.00 | 9/14/2010 6:26:32 AM |
asset-professor | $50.00 | $50.00 | 9/14/2010 6:26:35 AM |
visionary-community | $25.00 | $25.00 | 9/14/2010 9:41:47 AM |
6moonbeams | $100.00 | $100.00 | 9/14/2010 10:23:32 AM |
money-bauble | $50.00 | $50.00 | 9/14/2010 8:22:56 PM |
ferocious-finance | $25.00 | $25.00 | 9/15/2010 6:34:08 AM |
Clambake | $50.00 | $50.00 | 9/15/2010 8:32:59 AM |
lovely-order7 | $50.00 | $50.00 | 9/15/2010 5:47:32 AM |
the-bright-velocity | $25.00 | $25.00 | 9/15/2010 9:27:38 AM |
mtquan | $25.00 | $25.00 | 9/15/2010 11:28:25 AM |
MissionMicroFinance | $25.00 | $25.00 | 9/15/2010 3:26:56 PM |
objective-investor | $100.00 | $100.00 | 9/15/2010 3:33:36 PM |
ideal-platinum1 | $50.00 | $50.00 | 9/15/2010 3:41:19 PM |
jo2y | $25.00 | $25.00 | 9/15/2010 8:34:15 PM |
agalt | $100.00 | $100.00 | 9/16/2010 11:38:15 AM |
wise-dedicated-power | $25.00 | $25.00 | 9/16/2010 1:49:40 PM |
thorough-exchange4 | $50.00 | $50.00 | 9/16/2010 1:49:52 PM |
wonderful-rupee | $25.00 | $25.00 | 9/16/2010 4:14:00 PM |
asdf9876 | $25.00 | $25.00 | 9/16/2010 4:14:19 PM |
Devsfan3 | $38.67 | $38.67 | 9/16/2010 4:13:44 PM |
kulender | $100.00 | $100.00 | 9/16/2010 4:13:54 PM |
ommcd | $25.00 | $25.00 | 9/16/2010 4:14:57 PM |
enigmallc | $25.00 | $25.00 | 9/16/2010 4:16:44 PM |
CapStack | $75.00 | $75.00 | 9/16/2010 4:39:44 PM |
paradisenow | $25.00 | $25.00 | 9/17/2010 7:33:36 AM |
helping-out | $62.40 | $62.40 | 9/17/2010 9:18:11 AM |
Vegasjim | $25.00 | $25.00 | 9/17/2010 11:05:24 AM |
j2ee | $25.00 | $25.00 | 9/17/2010 11:25:40 AM |
bxdoc | $75.00 | $75.00 | 9/17/2010 11:21:22 AM |
kmwvma | $25.00 | $25.00 | 9/17/2010 11:27:13 AM |
gracej | $25.00 | $25.00 | 9/17/2010 11:27:17 AM |
power-pagoda | $50.00 | $50.00 | 9/17/2010 11:23:19 AM |
red-favorable-basis | $25.00 | $25.00 | 9/17/2010 11:27:30 AM |
melodious-fairness | $25.00 | $25.00 | 9/17/2010 11:24:57 AM |
anders94 | $25.00 | $25.00 | 9/17/2010 11:27:15 AM |
the-debt-fluffy-bunny | $25.00 | $25.00 | 9/17/2010 11:32:47 AM |
integrity-trumpet | $50.00 | $50.00 | 9/17/2010 11:51:29 AM |
first-listing-expert | $25.00 | $25.00 | 9/17/2010 11:52:06 AM |
wampum-chorus3 | $25.00 | $25.00 | 9/17/2010 12:01:33 PM |
justice-dna | $25.00 | $25.00 | 9/17/2010 12:02:29 PM |
sarisai | $50.00 | $50.00 | 9/17/2010 12:03:10 PM |
beetlebum | $50.00 | $50.00 | 9/17/2010 12:01:49 PM |
loss-of-control | $100.00 | $100.00 | 9/17/2010 6:05:23 PM |
papaloha | $25.00 | $25.00 | 9/17/2010 9:44:52 PM |
capital-baron507 | $150.00 | $150.00 | 9/17/2010 8:52:31 PM |
x01440 | $50.19 | $50.19 | 9/18/2010 8:38:54 AM |
principal-bull | $25.00 | $25.00 | 9/18/2010 8:55:10 AM |
potatoepicker | $50.00 | $50.00 | 9/18/2010 4:39:19 PM |
FinDoc | $25.00 | $25.00 | 9/18/2010 5:19:11 PM |
E-B | $50.00 | $50.00 | 9/19/2010 4:46:55 AM |
healthcareforall | $500.00 | $500.00 | 9/18/2010 6:30:05 PM |
finance-symphony7 | $25.03 | $25.03 | 9/19/2010 7:33:15 AM |
well-rounded-dinero | $100.00 | $100.00 | 9/19/2010 3:24:20 PM |
momentous-responsibility2 | $50.00 | $50.00 | 9/19/2010 7:28:58 PM |
diplomatic-wealth7 | $50.00 | $50.00 | 9/19/2010 7:29:10 PM |
fly99 | $50.00 | $50.00 | 9/19/2010 7:29:45 PM |
truth-advocator | $100.00 | $100.00 | 9/19/2010 8:36:57 PM |
oreyedoc | $50.00 | $50.00 | 9/19/2010 7:28:47 PM |
ClearLake | $25.00 | $25.00 | 9/19/2010 7:29:35 PM |
djh47a | $25.00 | $25.00 | 9/20/2010 5:39:08 AM |
julijask | $25.00 | $25.00 | 9/20/2010 8:35:31 AM |
dm82 | $25.00 | $25.00 | 9/20/2010 9:41:15 AM |
intuitive-basis | $25.00 | $25.00 | 9/20/2010 9:41:20 AM |
BBall_Mom | $34.22 | $34.22 | 9/20/2010 9:41:35 AM |
Amphipolis | $50.00 | $50.00 | 9/20/2010 9:41:47 AM |
MylesNH | $30.00 | $30.00 | 9/20/2010 9:42:13 AM |
syounker | $25.00 | $25.00 | 9/20/2010 9:43:13 AM |
MGOT-Ken | $25.00 | $25.00 | 9/20/2010 9:43:46 AM |
shur | $25.00 | $25.00 | 9/20/2010 9:44:16 AM |
Elbanko | $25.00 | $25.00 | 9/20/2010 9:44:20 AM |
Gibbyland | $50.00 | $50.00 | 9/20/2010 9:46:37 AM |
ml13 | $25.00 | $25.00 | 9/20/2010 9:46:47 AM |
skywise | $50.00 | $50.00 | 9/20/2010 9:47:36 AM |
lost-money-so-far-on-these | $25.00 | $25.00 | 9/20/2010 9:41:11 AM |
flexiboy35 | $25.00 | $25.00 | 9/20/2010 9:47:44 AM |
Onesiphorus | $25.00 | $25.00 | 9/20/2010 9:41:22 AM |
cheng | $25.00 | $25.00 | 9/20/2010 9:48:00 AM |
9boag | $25.00 | $25.00 | 9/20/2010 9:41:28 AM |
money-engine | $25.00 | $25.00 | 9/20/2010 9:41:37 AM |
Rivervale_Westwood | $25.00 | $25.00 | 9/20/2010 9:42:27 AM |
blissful-note7 | $25.00 | $25.00 | 9/20/2010 9:48:19 AM |
mpthree | $50.00 | $50.00 | 9/20/2010 9:43:14 AM |
investment-tempo | $50.00 | $50.00 | 9/20/2010 9:43:19 AM |
unrivaled-power | $33.08 | $33.08 | 9/20/2010 9:43:51 AM |
roman2008 | $25.00 | $25.00 | 9/20/2010 9:43:54 AM |
mpactlender | $25.00 | $25.00 | 9/20/2010 9:45:43 AM |
piter-to-la-investment | $25.00 | $25.00 | 9/20/2010 9:46:14 AM |
AndyLee | $26.70 | $26.70 | 9/20/2010 9:46:17 AM |
helpishere777 | $25.00 | $25.00 | 9/20/2010 9:46:25 AM |
stanbalwight4 | $25.00 | $25.00 | 9/20/2010 9:46:34 AM |
pythia | $25.00 | $25.00 | 9/20/2010 10:02:07 AM |
blue-euro-entrepreneur | $25.00 | $25.00 | 9/20/2010 9:39:21 AM |
mmckune | $25.00 | $25.00 | 9/20/2010 9:48:06 AM |
crazybill | $25.00 | $25.00 | 9/20/2010 9:41:13 AM |
loot-heart | $50.00 | $50.00 | 9/20/2010 9:48:23 AM |
gold-disk | $100.00 | $100.00 | 9/20/2010 9:41:23 AM |
aue513 | $28.11 | $28.11 | 9/20/2010 9:41:32 AM |
LKN2RTR | $25.00 | $25.00 | 9/20/2010 10:12:11 AM |
Eagledrop | $25.00 | $25.00 | 9/20/2010 9:41:49 AM |
trapper569 | $50.00 | $50.00 | 9/20/2010 9:42:18 AM |
neutrino6 | $25.00 | $25.00 | 9/20/2010 10:12:34 AM |
RationalWorld | $25.00 | $25.00 | 9/20/2010 9:42:43 AM |
bid-papyrus | $50.00 | $50.00 | 9/20/2010 10:12:56 AM |
AdamClemSC | $25.00 | $25.00 | 9/20/2010 9:43:06 AM |
teller | $46.03 | $46.03 | 9/20/2010 9:44:15 AM |
Dhuri | $50.00 | $50.00 | 9/20/2010 9:44:36 AM |
fcukciti | $25.00 | $25.00 | 9/20/2010 9:45:08 AM |
enchanted-silver2 | $100.00 | $100.00 | 9/20/2010 10:07:37 AM |
djc314 | $39.45 | $39.45 | 9/20/2010 9:46:31 AM |
penny-chooser | $25.00 | $25.00 | 9/20/2010 9:46:46 AM |
SamuelChee | $100.00 | $100.00 | 9/20/2010 9:47:25 AM |
Ready2Loan | $25.00 | $25.00 | 9/20/2010 9:47:46 AM |
ashlil01 | $25.00 | $25.00 | 9/20/2010 10:11:32 AM |
Tai | $25.00 | $25.00 | 9/20/2010 9:47:55 AM |
visionary-currency | $100.00 | $100.00 | 9/20/2010 9:48:16 AM |
slojudy | $26.00 | $26.00 | 9/20/2010 10:12:10 AM |
goldeneye777 | $37.10 | $37.10 | 9/20/2010 10:12:24 AM |
cashhelp | $25.00 | $25.00 | 9/20/2010 9:50:08 AM |
chief_wo | $25.00 | $25.00 | 9/20/2010 10:13:35 AM |
smart-leverage7 | $50.00 | $50.00 | 9/20/2010 10:17:19 AM |
roman1998 | $37.13 | $37.13 | 9/20/2010 10:12:13 AM |
Philkent | $50.00 | $50.00 | 9/20/2010 10:17:27 AM |
namisguy | $50.00 | $50.00 | 9/20/2010 10:17:31 AM |
ZENergy | $50.00 | $50.00 | 9/20/2010 10:17:35 AM |
mlender | $25.00 | $25.00 | 9/20/2010 10:17:41 AM |
Steveoo1 | $25.00 | $25.00 | 9/20/2010 10:18:59 AM |
market-enthusiast | $25.00 | $25.00 | 9/20/2010 10:16:23 AM |
iolaire | $25.00 | $25.00 | 9/20/2010 10:17:22 AM |
Comoparklender | $25.41 | $25.41 | 9/20/2010 10:20:17 AM |
ciscoparrot | $50.00 | $50.00 | 9/20/2010 10:17:35 AM |
TOCPI | $25.00 | $25.00 | 9/20/2010 10:18:44 AM |
TaoPooh | $25.00 | $25.00 | 9/20/2010 10:21:07 AM |
KiwiElf | $35.00 | $35.00 | 9/20/2010 10:16:35 AM |
loan-master996 | $32.45 | $32.45 | 9/20/2010 10:19:51 AM |
hrubinst | $50.00 | $50.00 | 9/20/2010 10:17:06 AM |
junctionking | $25.00 | $25.00 | 9/20/2010 10:21:17 AM |
PRGuyinVA | $50.00 | $50.00 | 9/20/2010 10:17:25 AM |
finance-motivator | $50.00 | $50.00 | 9/20/2010 10:17:34 AM |
principal-injector2 | $50.00 | $50.00 | 9/20/2010 10:17:36 AM |
sugybutt | $47.00 | $47.00 | 9/20/2010 10:17:58 AM |
Ragestang | $25.00 | $25.00 | 9/20/2010 10:18:04 AM |
billboy85 | $25.00 | $25.00 | 9/20/2010 10:18:30 AM |
DasMula | $25.00 | $25.00 | 9/20/2010 11:45:18 AM |
EretzCapital | $100.00 | $100.00 | 9/20/2010 10:43:58 AM |
Barrayaran | $25.00 | $25.00 | 9/20/2010 10:59:53 AM |
social-zebra | $25.00 | $25.00 | 9/20/2010 1:20:30 PM |
uralrider | $36.38 | $36.38 | 9/20/2010 1:22:50 PM |
blazing-revenue3 | $100.00 | $100.00 | 9/20/2010 1:35:41 PM |
authentic-liberty7 | $50.00 | $50.00 | 9/13/2010 3:00:15 PM |
jazzlender | $25.00 | $25.00 | 9/13/2010 3:00:26 PM |
kmr2 | $150.00 | $150.00 | 9/13/2010 3:00:34 PM |
mla | $25.00 | $25.00 | 9/13/2010 3:00:43 PM |
ichibon | $200.00 | $200.00 | 9/13/2010 3:00:52 PM |
credit-scout7 | $50.00 | $50.00 | 9/13/2010 3:00:57 PM |
patriot897 | $50.00 | $50.00 | 9/13/2010 3:01:19 PM |
sound | $50.00 | $50.00 | 9/13/2010 3:01:27 PM |
Weaverville | $25.00 | $25.00 | 9/13/2010 2:57:33 PM |
handshake5 | $25.00 | $25.00 | 9/13/2010 3:00:31 PM |
tsg2007 | $25.00 | $25.00 | 9/13/2010 3:00:50 PM |
neighborly-bid | $25.00 | $25.00 | 9/13/2010 3:01:01 PM |
pfh | $25.00 | $25.00 | 9/13/2010 3:01:13 PM |
rescue | $50.00 | $50.00 | 9/13/2010 11:54:21 PM |
dt_one | $25.00 | $25.00 | 9/13/2010 7:33:21 PM |
tech310 | $50.00 | $50.00 | 9/14/2010 6:26:22 AM |
CAGE-Investments | $25.00 | $25.00 | 9/14/2010 1:31:51 AM |
108lender | $200.00 | $200.00 | 9/14/2010 6:26:47 AM |
gain-seagull9 | $50.00 | $50.00 | 9/14/2010 6:26:34 AM |
yukongin | $100.00 | $100.00 | 9/14/2010 6:26:37 AM |
svandgts | $25.00 | $25.00 | 9/14/2010 6:27:38 AM |
lounges | $50.00 | $50.00 | 9/14/2010 6:24:22 AM |
balanced-bill7 | $50.00 | $50.00 | 9/14/2010 6:26:33 AM |
XopherMV | $25.00 | $25.00 | 9/14/2010 9:38:17 AM |
WiseInvestments | $50.00 | $50.00 | 9/14/2010 10:58:00 AM |
kegs | $150.00 | $150.00 | 9/14/2010 11:08:09 AM |
golden-bid9 | $50.00 | $50.00 | 9/14/2010 9:39:33 AM |
larrybird | $150.00 | $150.00 | 9/14/2010 11:12:25 AM |
return-percolator8 | $50.00 | $50.00 | 9/14/2010 3:23:06 PM |
loan-wasp | $50.00 | $50.00 | 9/14/2010 3:23:12 PM |
helpinghand75 | $50.00 | $50.00 | 9/14/2010 3:23:25 PM |
a-finance-nirvana | $25.00 | $25.00 | 9/14/2010 3:23:30 PM |
first-serene-credit | $50.00 | $50.00 | 9/14/2010 6:20:53 PM |
Sol_Invictus | $25.00 | $25.00 | 9/15/2010 5:50:47 AM |
Artist_Blue | $25.00 | $25.00 | 9/15/2010 6:43:31 AM |
blue-useful-auction | $25.00 | $25.00 | 9/15/2010 8:47:30 AM |
penny-plato | $50.00 | $50.00 | 9/15/2010 11:06:50 AM |
attentive-income | $50.00 | $50.00 | 9/15/2010 3:29:04 PM |
hookUup | $25.00 | $25.00 | 9/15/2010 3:27:09 PM |
efficient-treasure0 | $25.00 | $25.00 | 9/15/2010 3:22:10 PM |
bountiful-durability | $100.00 | $100.00 | 9/15/2010 3:40:18 PM |
on_your_side | $25.00 | $25.00 | 9/15/2010 4:06:04 PM |
radforj22 | $25.00 | $25.00 | 9/15/2010 5:18:34 PM |
peaceful-worth3 | $25.00 | $25.00 | 9/15/2010 10:12:35 PM |
Tradesmanlender | $25.00 | $25.00 | 9/15/2010 8:35:02 PM |
the-profit-oracle | $25.00 | $25.00 | 9/16/2010 1:16:27 AM |
Bank_Of_XL | $50.00 | $50.00 | 9/16/2010 12:27:07 PM |
ericgassercom | $50.00 | $50.00 | 9/16/2010 4:13:51 PM |
gulch | $50.00 | $50.00 | 9/16/2010 4:15:03 PM |
note-axis5 | $50.00 | $50.00 | 9/16/2010 4:13:47 PM |
proper-p2p6 | $50.00 | $50.00 | 9/16/2010 4:16:49 PM |
finance-magma7 | $100.00 | $100.00 | 9/16/2010 4:16:53 PM |
important-ore | $50.00 | $50.00 | 9/16/2010 4:14:22 PM |
efficient-marketplace | $50.00 | $50.00 | 9/16/2010 4:14:24 PM |
Easystreet | $25.00 | $25.00 | 9/16/2010 4:15:29 PM |
pvconn | $50.00 | $50.00 | 9/16/2010 5:03:53 PM |
gold-channel2 | $50.00 | $50.00 | 9/16/2010 7:34:13 PM |
powerful-greenback2 | $25.00 | $25.00 | 9/16/2010 8:44:25 PM |
smart-return | $25.00 | $25.00 | 9/16/2010 10:45:49 PM |
flexible-return297 | $50.00 | $50.00 | 9/17/2010 3:23:37 AM |
worldly-community3 | $50.00 | $50.00 | 9/17/2010 6:24:53 AM |
smurf163 | $25.00 | $25.00 | 9/17/2010 6:43:29 AM |
BeanCownter | $50.00 | $50.00 | 9/17/2010 11:22:18 AM |
jeffpac | $50.00 | $50.00 | 9/17/2010 11:23:03 AM |
vigorous-note | $50.00 | $50.00 | 9/17/2010 11:23:52 AM |
ro37 | $25.00 | $25.00 | 9/17/2010 11:24:42 AM |
SBT | $50.00 | $50.00 | 9/17/2010 11:26:02 AM |
honorable-yield | $50.00 | $50.00 | 9/17/2010 12:02:30 PM |
dpdn57 | $50.00 | $50.00 | 9/17/2010 12:02:35 PM |
Bank_Of_XL | $50.00 | $50.00 | 9/17/2010 1:18:40 PM |
Ripsaw4U | $50.00 | $50.00 | 9/17/2010 4:34:17 PM |
Wally1727 | $50.00 | $50.00 | 9/17/2010 9:29:05 PM |
loss-of-control | $100.00 | $100.00 | 9/17/2010 6:05:48 PM |
cashtolendyou | $25.00 | $25.00 | 9/17/2010 11:31:57 PM |
zrohmm | $25.00 | $25.00 | 9/17/2010 7:28:25 PM |
MrCoffee | $25.00 | $25.00 | 9/17/2010 7:29:44 PM |
rockhound84 | $25.00 | $25.00 | 9/17/2010 11:43:29 PM |
IIP77 | $25.00 | $25.00 | 9/18/2010 3:58:16 AM |
Investoman | $50.00 | $50.00 | 9/18/2010 5:54:15 AM |
forthright-principal2 | $25.00 | $25.00 | 9/18/2010 3:04:27 PM |
red-adaptable-funds | $50.00 | $50.00 | 9/18/2010 2:58:17 PM |
greenback-ally | $50.00 | $50.00 | 9/18/2010 10:37:26 PM |
gethsemane4 | $25.00 | $25.00 | 9/19/2010 8:43:43 AM |
engaging-worth | $25.00 | $25.00 | 9/19/2010 10:28:29 AM |
well-rounded-dinero | $75.00 | $75.00 | 9/19/2010 3:24:02 PM |
tolerant-dinero2 | $25.00 | $25.00 | 9/19/2010 6:13:18 PM |
DcUnited | $30.00 | $30.00 | 9/19/2010 7:29:37 PM |
Binan | $25.00 | $25.00 | 9/19/2010 7:29:43 PM |
impartial-truth1 | $50.00 | $50.00 | 9/19/2010 7:28:59 PM |
mgking007 | $25.00 | $25.00 | 9/20/2010 12:54:36 AM |
dickiesweetboy | $50.00 | $50.00 | 9/20/2010 9:41:18 AM |
pinnacle10 | $25.00 | $25.00 | 9/20/2010 9:41:30 AM |
georg320 | $50.00 | $50.00 | 9/20/2010 9:41:40 AM |
ga-dad | $50.00 | $50.00 | 9/20/2010 9:42:14 AM |
sabre79 | $25.00 | $25.00 | 9/20/2010 9:42:51 AM |
p2p_banker | $25.00 | $25.00 | 9/20/2010 9:43:49 AM |
dnathe4th | $50.00 | $50.00 | 9/20/2010 9:44:17 AM |
new-social-economist | $50.00 | $50.00 | 9/20/2010 9:44:54 AM |
red-power-pecan | $50.00 | $50.00 | 9/20/2010 9:45:04 AM |
nalaari | $25.00 | $25.00 | 9/20/2010 9:46:05 AM |
pensacolaborn | $50.00 | $50.00 | 9/20/2010 9:46:23 AM |
NYCFinancier | $25.00 | $25.00 | 9/20/2010 9:46:42 AM |
a-power-amigo | $25.00 | $25.00 | 9/20/2010 9:41:14 AM |
life-is-great | $32.43 | $32.43 | 9/20/2010 9:41:26 AM |
balance6 | $25.00 | $25.00 | 9/20/2010 9:41:33 AM |
alexstar | $25.00 | $25.00 | 9/20/2010 9:48:04 AM |
pokey38650 | $25.00 | $25.00 | 9/20/2010 9:41:38 AM |
Shockem923 | $25.00 | $25.00 | 9/20/2010 9:48:09 AM |
BankofRon | $25.00 | $25.00 | 9/20/2010 9:42:16 AM |
paladin847 | $50.00 | $50.00 | 9/20/2010 9:48:17 AM |
Cubsfan07 | $25.00 | $25.00 | 9/20/2010 9:43:12 AM |
p2p-mushroom1 | $50.00 | $50.00 | 9/20/2010 9:43:15 AM |
Investitall | $25.00 | $25.00 | 9/20/2010 9:48:31 AM |
derec | $25.00 | $25.00 | 9/20/2010 9:43:38 AM |
dspmn | $27.00 | $27.00 | 9/20/2010 9:43:52 AM |
kalex752 | $50.00 | $50.00 | 9/20/2010 9:49:01 AM |
Phantom99 | $25.00 | $25.00 | 9/20/2010 9:49:15 AM |
economy-producer | $25.00 | $25.00 | 9/20/2010 9:45:45 AM |
HAVEANICEDAY | $25.00 | $25.00 | 9/20/2010 9:46:12 AM |
moneygeek | $50.00 | $50.00 | 9/20/2010 9:46:21 AM |
miked8303 | $25.00 | $25.00 | 9/20/2010 9:46:28 AM |
SwedeInvestor | $50.00 | $50.00 | 9/20/2010 9:46:32 AM |
riproaringrapids | $25.00 | $25.00 | 9/20/2010 9:46:39 AM |
teega5 | $25.00 | $25.00 | 9/20/2010 10:11:03 AM |
bobby4u3 | $25.00 | $25.00 | 9/20/2010 9:48:11 AM |
harddollars | $50.00 | $50.00 | 9/20/2010 9:41:19 AM |
cyberperception | $25.00 | $25.00 | 9/20/2010 9:41:24 AM |
rbettenc | $25.00 | $25.00 | 9/20/2010 9:41:39 AM |
lostontheedge | $25.00 | $25.00 | 9/20/2010 9:48:50 AM |
thryn | $25.00 | $25.00 | 9/20/2010 9:41:45 AM |
LenderIntegrity24 | $50.00 | $50.00 | 9/20/2010 9:41:52 AM |
TheBiggTree | $45.76 | $45.76 | 9/20/2010 10:12:26 AM |
calm-deal7 | $25.00 | $25.00 | 9/20/2010 9:42:38 AM |
CoolHelp | $50.00 | $50.00 | 9/20/2010 9:43:03 AM |
OSERENKUKU | $25.00 | $25.00 | 9/20/2010 10:12:59 AM |
nbhz60a | $50.00 | $50.00 | 9/20/2010 10:13:00 AM |
liederhaus | $50.00 | $50.00 | 9/20/2010 9:43:17 AM |
payout-carnival | $32.81 | $32.81 | 9/20/2010 9:44:13 AM |
imlosttoo | $25.00 | $25.00 | 9/20/2010 10:13:22 AM |
Gabriel02 | $25.00 | $25.00 | 9/20/2010 9:44:21 AM |
Picopie | $50.00 | $50.00 | 9/20/2010 9:44:34 AM |
revenue-locomotive | $25.00 | $25.00 | 9/20/2010 9:46:27 AM |
useful-currency | $25.00 | $25.00 | 9/20/2010 9:46:38 AM |
compwhiz | $25.00 | $25.00 | 9/20/2010 9:46:44 AM |
superindex | $50.00 | $50.00 | 9/20/2010 10:11:15 AM |
bill-mushroom | $25.00 | $25.00 | 9/20/2010 9:46:50 AM |
lagnisiruk | $25.00 | $25.00 | 9/20/2010 9:47:42 AM |
rmachi | $25.00 | $25.00 | 9/20/2010 9:47:50 AM |
TheYellowDart | $25.00 | $25.00 | 9/20/2010 10:11:38 AM |
wise-dedicated-power | $50.00 | $50.00 | 9/20/2010 9:49:14 AM |
Msbutterfly | $50.00 | $50.00 | 9/20/2010 9:49:19 AM |
dime-vista2 | $25.00 | $25.00 | 9/20/2010 10:15:16 AM |
geniusj | $25.00 | $25.00 | 9/20/2010 10:13:10 AM |
Patter256 | $25.00 | $25.00 | 9/20/2010 10:17:23 AM |
pwkpwk | $25.00 | $25.00 | 9/20/2010 10:12:19 AM |
pennyman | $25.00 | $25.00 | 9/20/2010 10:17:33 AM |
CASHGIRL | $25.00 | $25.00 | 9/20/2010 10:17:39 AM |
divedude | $35.87 | $35.87 | 9/20/2010 10:13:34 AM |
wise-silver-wonder | $25.00 | $25.00 | 9/20/2010 10:19:47 AM |
rsd4444 | $25.00 | $25.00 | 9/20/2010 10:18:29 AM |
enchanted-silver2 | $101.69 | $101.69 | 9/20/2010 10:18:34 AM |
wwwUniversal | $25.00 | $25.00 | 9/20/2010 10:21:13 AM |
Adam_00 | $50.00 | $50.00 | 9/20/2010 10:17:00 AM |
tranquil-revenue | $50.00 | $50.00 | 9/20/2010 10:17:24 AM |
acropiloterau2002 | $25.00 | $25.00 | 9/20/2010 10:17:28 AM |
jwood3030 | $25.00 | $25.00 | 9/20/2010 10:19:31 AM |
kind-adventurous-finance | $25.00 | $25.00 | 9/20/2010 10:19:59 AM |
Passionate_Nurse | $50.00 | $7.75 | 9/20/2010 10:21:42 AM |
thrilling-nickel5 | $30.00 | $30.00 | 9/20/2010 12:23:50 PM |
IrishBuys | $25.00 | $25.00 | 9/20/2010 1:08:33 PM |
balance-chestnut | $62.50 | $62.50 | 9/20/2010 1:53:21 PM |
lucrative-coin | $50.00 | $50.00 | 9/20/2010 1:39:28 PM |
342 bids
|
Borrower Payment Dependent Notes Series
475518
This series of Notes was issued and sold upon the funding of the borrower loan #44531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-16-2010 |
|
Auction end date:
| Sep-23-2010 |
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $336.52 |
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $336.52 |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 24% |
Credit score:
| 680-699 (Sep-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,876 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cerebral-payout8 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Inventory
Purpose of loan:
This loan will be used to gather inventory.
My financial situation:
I am a good candidate for this loan because?I have?good credit and I?either pay my bills?on-time.?
Monthly net income: $ 3,000.00
Monthly expenses: $ 550.00
??Housing: $?
??Insurance: $?
??Car expenses: $?
??Utilities: $?
??Phone, cable, internet: $
??Food, entertainment: $?
??Clothing, household expenses $
??Credit cards and other loans: $?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what is this inventory? - beakerfish
A:
Hello beakerfish, this inventory is solely for our dollar store merchandise.
(Sep-20-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
handshake5 | $25.00 | $25.00 | 9/16/2010 3:12:42 PM |
contract-happiness1 | $25.00 | $25.00 | 9/16/2010 3:08:20 PM |
bid-czar8 | $100.00 | $100.00 | 9/16/2010 3:15:55 PM |
ore-healer6 | $25.00 | $25.00 | 9/16/2010 3:18:03 PM |
musegaze | $100.00 | $100.00 | 9/16/2010 3:17:28 PM |
gold-channel2 | $50.00 | $50.00 | 9/16/2010 7:38:34 PM |
Artist_Blue | $25.00 | $25.00 | 9/17/2010 12:33:14 PM |
brother_tam | $50.00 | $50.00 | 9/17/2010 12:03:44 PM |
papaloha | $25.00 | $25.00 | 9/17/2010 9:44:19 PM |
generous-deal6 | $25.00 | $25.00 | 9/19/2010 9:13:47 AM |
Jloaner | $100.00 | $100.00 | 9/19/2010 9:13:37 AM |
tech310 | $25.00 | $25.00 | 9/20/2010 10:22:20 AM |
on_your_side | $25.00 | $25.00 | 9/20/2010 10:28:54 AM |
helping-out | $25.00 | $25.00 | 9/20/2010 10:30:02 AM |
pfh | $25.00 | $25.00 | 9/20/2010 10:32:27 AM |
Comoparklender | $25.00 | $25.00 | 9/20/2010 12:44:21 PM |
mtquan | $25.00 | $25.00 | 9/20/2010 3:22:21 PM |
enthralling-deal180 | $66.33 | $66.33 | 9/20/2010 3:30:31 PM |
finance-magma7 | $47.27 | $47.27 | 9/20/2010 3:26:29 PM |
zipemdown | $50.00 | $50.00 | 9/20/2010 6:14:57 PM |
RMB-Investments | $50.00 | $50.00 | 9/21/2010 11:30:32 AM |
majestic-currency3 | $50.00 | $50.00 | 9/21/2010 2:34:26 PM |
head | $25.00 | $25.00 | 9/21/2010 2:40:17 PM |
inspiring-reward | $100.00 | $100.00 | 9/21/2010 2:40:08 PM |
orange-preeminant-bill | $50.00 | $50.00 | 9/21/2010 3:05:01 PM |
Ocean713 | $50.00 | $50.00 | 9/21/2010 3:02:44 PM |
treasure-bliss | $50.00 | $50.00 | 9/21/2010 3:04:35 PM |
Cybercusp | $25.00 | $25.00 | 9/21/2010 3:09:29 PM |
worthy-bid8 | $25.00 | $25.00 | 9/21/2010 3:09:02 PM |
DeltaComputerGuy | $25.00 | $25.00 | 9/21/2010 3:11:07 PM |
red-favorable-basis | $25.00 | $25.00 | 9/21/2010 10:03:59 PM |
irrelevant | $25.00 | $25.00 | 9/22/2010 3:18:29 AM |
the-bid-sorcerer | $50.00 | $50.00 | 9/22/2010 5:04:51 AM |
moneygeek | $25.00 | $25.00 | 9/22/2010 9:48:26 AM |
trade-freshmaker | $38.59 | $38.59 | 9/22/2010 11:53:12 AM |
natobruin | $50.00 | $50.00 | 9/22/2010 10:48:47 AM |
GElender | $25.00 | $25.00 | 9/22/2010 12:08:29 PM |
loan-kung-fu | $50.00 | $50.00 | 9/22/2010 12:32:48 PM |
credit-vinyl | $25.00 | $25.00 | 9/22/2010 11:44:58 AM |
valiant-liberty4 | $25.00 | $25.00 | 9/22/2010 2:35:07 PM |
supreme-hope | $25.00 | $25.00 | 9/22/2010 2:35:35 PM |
orange-dollar-guild | $25.00 | $25.00 | 9/22/2010 2:36:01 PM |
PatRichi | $25.00 | $25.00 | 9/22/2010 2:36:09 PM |
AKJagMan | $32.55 | $32.55 | 9/22/2010 2:36:19 PM |
oreyedoc | $50.00 | $50.00 | 9/22/2010 2:36:26 PM |
moola-monger9 | $50.00 | $50.00 | 9/22/2010 2:36:36 PM |
shur | $25.00 | $25.00 | 9/22/2010 2:36:43 PM |
xzec777 | $25.00 | $25.00 | 9/22/2010 2:36:47 PM |
yngling | $25.19 | $25.19 | 9/22/2010 2:36:53 PM |
GotCash | $25.00 | $25.00 | 9/22/2010 2:37:10 PM |
marcomnzs | $25.00 | $25.00 | 9/22/2010 2:37:19 PM |
lender987654321 | $25.00 | $25.00 | 9/22/2010 2:37:26 PM |
ProMidLending | $50.00 | $50.00 | 9/22/2010 2:39:33 PM |
bulsa | $50.00 | $50.00 | 9/22/2010 2:40:00 PM |
favorite-commerce | $25.00 | $25.00 | 9/22/2010 2:40:21 PM |
favorite-commerce | $25.00 | $25.00 | 9/22/2010 2:41:31 PM |
skunkor2 | $25.00 | $25.00 | 9/22/2010 2:41:33 PM |
shoedds | $27.24 | $27.24 | 9/22/2010 2:54:08 PM |
traice | $25.00 | $25.00 | 9/22/2010 2:35:42 PM |
rogue_monster | $25.00 | $25.00 | 9/22/2010 2:35:50 PM |
wanna-help | $50.00 | $50.00 | 9/22/2010 2:35:52 PM |
booyah | $25.00 | $25.00 | 9/22/2010 2:36:00 PM |
nuts | $46.08 | $46.08 | 9/22/2010 2:36:11 PM |
Go_Ducks | $25.00 | $25.00 | 9/22/2010 2:36:23 PM |
marketplace-cello5 | $25.00 | $25.00 | 9/22/2010 2:36:29 PM |
efficient-marketplace | $50.00 | $50.00 | 9/22/2010 2:36:32 PM |
Patter256 | $25.00 | $25.00 | 9/22/2010 2:36:37 PM |
hizzy | $50.00 | $50.00 | 9/22/2010 2:36:41 PM |
bullincage | $25.00 | $25.00 | 9/22/2010 2:36:49 PM |
momoney2lend | $25.00 | $25.00 | 9/22/2010 2:37:00 PM |
harddollars | $50.00 | $50.00 | 9/22/2010 2:37:05 PM |
Sateesh | $100.00 | $100.00 | 9/22/2010 2:37:12 PM |
barefootpaul | $25.00 | $25.00 | 9/22/2010 2:37:20 PM |
nodrivelpls | $25.00 | $25.00 | 9/22/2010 2:38:17 PM |
green-capital-hornet | $25.00 | $25.00 | 9/22/2010 2:39:10 PM |
kindness-venture1 | $25.00 | $25.00 | 9/22/2010 2:58:34 PM |
diplomatic-wealth7 | $25.00 | $25.00 | 9/22/2010 2:41:27 PM |
a-successful-credit | $50.00 | $50.00 | 9/22/2010 2:56:59 PM |
theshef | $25.00 | $25.00 | 9/22/2010 2:34:58 PM |
moola-wildebeest3 | $50.00 | $50.00 | 9/22/2010 2:35:34 PM |
kubien | $50.00 | $50.00 | 9/22/2010 2:35:43 PM |
asiaratt | $50.00 | $50.00 | 9/22/2010 2:35:53 PM |
bazaar-ruler | $25.00 | $25.00 | 9/22/2010 2:36:03 PM |
famous-bill | $25.00 | $25.00 | 9/22/2010 2:36:08 PM |
modemco | $25.00 | $25.00 | 9/22/2010 2:36:14 PM |
miked8303 | $25.00 | $25.00 | 9/22/2010 2:36:17 PM |
income-pillow | $25.00 | $25.00 | 9/22/2010 2:36:25 PM |
yertle9 | $25.00 | $25.00 | 9/22/2010 2:36:33 PM |
magnificent-asset3 | $25.00 | $25.00 | 9/22/2010 2:36:52 PM |
soulwork | $25.00 | $25.00 | 9/22/2010 2:37:06 PM |
kginatl | $50.00 | $50.00 | 9/22/2010 2:37:28 PM |
aader | $25.00 | $25.00 | 9/22/2010 2:37:33 PM |
genuine-responsibility8 | $50.00 | $50.00 | 9/22/2010 2:37:38 PM |
lendmedo | $25.00 | $25.00 | 9/22/2010 2:41:49 PM |
BANK-OF-FACH | $25.00 | $25.00 | 9/22/2010 2:42:22 PM |
Kijib | $25.00 | $25.00 | 9/22/2010 2:54:39 PM |
a-successful-credit | $50.00 | $50.00 | 9/22/2010 2:56:54 PM |
jjsparks28 | $64.96 | $64.96 | 9/22/2010 3:58:15 PM |
Whipster | $25.00 | $25.00 | 9/22/2010 4:43:25 PM |
bold-direct-asset | $25.00 | $25.00 | 9/22/2010 11:48:08 PM |
commanding-income774 | $25.00 | $25.00 | 9/23/2010 1:50:45 AM |
kendigme | $25.00 | $25.00 | 9/23/2010 3:03:39 AM |
6moonbeams | $25.00 | $25.00 | 9/16/2010 3:12:55 PM |
kulender | $100.00 | $100.00 | 9/16/2010 3:17:19 PM |
simplelender80 | $250.00 | $250.00 | 9/16/2010 3:18:28 PM |
beakerfish | $50.00 | $50.00 | 9/16/2010 5:57:59 PM |
371millwood | $300.00 | $300.00 | 9/16/2010 7:40:45 PM |
patriot897 | $25.00 | $25.00 | 9/17/2010 8:59:13 AM |
money-bauble | $50.00 | $50.00 | 9/17/2010 10:33:45 AM |
AF-Chief | $25.00 | $25.00 | 9/17/2010 11:33:20 AM |
danthemon35 | $25.00 | $25.00 | 9/17/2010 11:33:25 AM |
penny-plato | $25.00 | $25.00 | 9/18/2010 6:41:39 AM |
jlr613 | $25.00 | $25.00 | 9/19/2010 3:04:10 PM |
EBITDA | $25.00 | $25.00 | 9/20/2010 10:38:23 AM |
burrito6 | $25.00 | $25.00 | 9/20/2010 3:31:02 PM |
agiovasil | $25.00 | $25.00 | 9/20/2010 8:14:20 PM |
AlexTrep | $25.00 | $25.00 | 9/21/2010 6:03:32 AM |
reward-adventure | $50.00 | $50.00 | 9/21/2010 9:18:20 AM |
loan-tycoon0 | $25.00 | $25.00 | 9/21/2010 9:23:08 AM |
Reddress4u | $25.00 | $25.00 | 9/21/2010 2:38:30 PM |
Rdodson11 | $25.00 | $25.00 | 9/21/2010 2:41:13 PM |
logical-loyalty0 | $25.00 | $25.00 | 9/21/2010 3:05:16 PM |
bill-mushroom | $25.00 | $25.00 | 9/21/2010 3:43:18 PM |
villagers | $50.00 | $50.00 | 9/21/2010 7:23:57 PM |
IIP77 | $25.00 | $25.00 | 9/22/2010 12:49:50 AM |
airrbob | $50.00 | $50.00 | 9/21/2010 10:38:42 PM |
friendly-credit2 | $25.00 | $25.00 | 9/22/2010 8:05:00 AM |
SBT | $25.00 | $25.00 | 9/22/2010 10:04:22 AM |
jubilant-auction5 | $25.00 | $25.00 | 9/22/2010 11:08:18 AM |
honorable-yield | $25.00 | $25.00 | 9/22/2010 10:48:48 AM |
ElbowToast | $50.00 | $50.00 | 9/22/2010 12:54:40 PM |
gotjack | $25.00 | $25.00 | 9/22/2010 2:35:09 PM |
social-conductor4 | $25.00 | $25.00 | 9/22/2010 2:35:46 PM |
radforj22 | $25.00 | $25.00 | 9/22/2010 2:35:58 PM |
calkidd05 | $25.00 | $25.00 | 9/22/2010 2:36:05 PM |
punctual-worth | $25.00 | $25.00 | 9/22/2010 2:36:13 PM |
kindness-hickory5 | $50.00 | $50.00 | 9/22/2010 2:36:28 PM |
balanced-bill7 | $50.00 | $50.00 | 9/22/2010 2:36:39 PM |
LAM26 | $25.00 | $25.00 | 9/22/2010 2:36:44 PM |
contract-game-changer | $60.00 | $60.00 | 9/22/2010 2:36:51 PM |
DER | $50.00 | $50.00 | 9/22/2010 2:36:58 PM |
bulabula | $25.00 | $25.00 | 9/22/2010 2:37:01 PM |
NomoredebtCA | $50.00 | $50.00 | 9/22/2010 2:37:09 PM |
lagnisiruk | $50.00 | $50.00 | 9/22/2010 2:38:25 PM |
Brainworm | $25.00 | $25.00 | 9/22/2010 2:39:36 PM |
tjone69 | $25.00 | $25.00 | 9/22/2010 2:41:25 PM |
spsavage | $25.00 | $25.00 | 9/22/2010 2:35:01 PM |
engaging-contract | $25.00 | $25.00 | 9/22/2010 2:35:49 PM |
rvfbroker | $25.00 | $25.00 | 9/22/2010 2:35:56 PM |
dough-bear | $36.76 | $36.76 | 9/22/2010 2:36:03 PM |
altoviolinist | $25.00 | $25.00 | 9/22/2010 2:36:21 PM |
ferocious-finance | $25.00 | $25.00 | 9/22/2010 2:36:26 PM |
Medic05 | $25.00 | $25.00 | 9/22/2010 2:36:30 PM |
cospilot | $25.00 | $25.00 | 9/22/2010 2:36:35 PM |
IntrepidInvestment | $50.00 | $50.00 | 9/22/2010 2:36:38 PM |
Sir-Aries85 | $25.00 | $25.00 | 9/22/2010 2:36:46 PM |
snoopey100 | $25.00 | $25.00 | 9/22/2010 2:36:55 PM |
fair-rate | $25.00 | $25.00 | 9/22/2010 2:37:02 PM |
Phantom99 | $25.00 | $25.00 | 9/22/2010 2:37:11 PM |
I_Really_Hate_Banks | $25.00 | $25.00 | 9/22/2010 2:37:16 PM |
Mailman2004 | $50.00 | $50.00 | 9/22/2010 2:37:34 PM |
RickColo | $25.00 | $25.00 | 9/22/2010 2:37:44 PM |
bold-yield-rumbler | $25.01 | $25.01 | 9/22/2010 2:38:04 PM |
ChrisKwan | $25.00 | $25.00 | 9/22/2010 2:38:13 PM |
qtmspin | $50.00 | $50.00 | 9/22/2010 2:38:22 PM |
CoffeyvilleKS | $50.00 | $50.00 | 9/22/2010 2:38:30 PM |
Aleut | $25.00 | $25.00 | 9/22/2010 2:38:47 PM |
doncm | $50.00 | $50.00 | 9/22/2010 2:38:56 PM |
smart-leverage7 | $25.00 | $25.00 | 9/22/2010 2:39:11 PM |
Rogesparkguy | $25.00 | $25.00 | 9/22/2010 2:40:16 PM |
somebody32 | $25.00 | $2.45 | 9/22/2010 2:55:27 PM |
FASTIZIO_P | $25.00 | $25.00 | 9/22/2010 2:55:38 PM |
CC911 | $25.00 | $25.00 | 9/22/2010 2:35:27 PM |
loyalist1 | $25.00 | $25.00 | 9/22/2010 2:35:48 PM |
jo2y | $25.00 | $25.00 | 9/22/2010 2:35:57 PM |
lucrative-dollar | $50.00 | $50.00 | 9/22/2010 2:36:07 PM |
dbmurch | $25.00 | $25.00 | 9/22/2010 2:36:12 PM |
cgorry | $25.00 | $25.00 | 9/22/2010 2:36:16 PM |
ouyangers | $25.00 | $25.00 | 9/22/2010 2:36:22 PM |
AMCal | $50.00 | $50.00 | 9/22/2010 2:36:28 PM |
j-lender | $50.00 | $50.00 | 9/22/2010 2:36:42 PM |
active-market | $27.57 | $27.57 | 9/22/2010 2:37:03 PM |
thedreamer | $25.00 | $25.00 | 9/22/2010 2:37:13 PM |
copper | $50.00 | $50.00 | 9/22/2010 2:37:24 PM |
stoopidnoodle | $25.00 | $25.00 | 9/22/2010 2:37:31 PM |
zorg77 | $25.00 | $25.00 | 9/22/2010 2:37:37 PM |
DDHMoney | $25.00 | $25.00 | 9/22/2010 2:37:53 PM |
kind-bill-supporter | $50.00 | $50.00 | 9/22/2010 2:38:20 PM |
studious-peso | $50.00 | $50.00 | 9/22/2010 2:39:12 PM |
Judgeito1 | $100.00 | $100.00 | 9/22/2010 3:25:46 PM |
prominence8 | $25.00 | $25.00 | 9/22/2010 7:20:30 PM |
Bob450 | $25.00 | $25.00 | 9/22/2010 8:14:52 PM |
DHolly | $25.00 | $25.00 | 9/22/2010 5:54:21 PM |
nickel-demon2 | $50.00 | $50.00 | 9/22/2010 8:52:50 PM |
sweetlan | $25.00 | $25.00 | 9/22/2010 3:49:46 PM |
meteoric-asset4 | $25.00 | $25.00 | 9/22/2010 9:56:15 PM |
RyanM561 | $25.00 | $25.00 | 9/22/2010 5:55:26 PM |
houli123 | $100.00 | $100.00 | 9/22/2010 7:45:36 PM |
unger | $50.00 | $50.00 | 9/23/2010 5:36:00 AM |
199 bids
|
Borrower Payment Dependent Notes Series
475570
This series of Notes was issued and sold upon the funding of the borrower loan #44557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,495.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 1.3% |
Auction start date:
| Sep-16-2010 |
|
Auction end date:
| Sep-23-2010 |
|
Starting lender yield:
| 6.85% |
Starting borrower rate/APR:
| 7.85% / 8.19% |
Starting monthly payment:
| $78.01 |
Final lender yield:
| 6.00% |
Final borrower rate/APR:
| 7.00% / 7.34% |
Final monthly payment:
| $77.04 |
|
Auction yield range:
| 2.79% - 6.85% |
Estimated loss impact:
| 1.30% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 6% |
Credit score:
| 740-759 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,814 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| NekHoldings |
Borrower's state:
| NewYork |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 14 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $2,680.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2010)
700-719
(Dec-2009)
740-759
(Sep-2008)
|
Principal balance:
| $1,213.22 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Third Prosper Loan: Score 10/10
Purpose of loan:
The purpose of this loan is for me to reinvest back in Prosper.
My financial situation:
I am a good candidate because I am a professional investor who is?well educated and? has a full-time?job that pays over $100K a year and real estate investment that grosses over $100K and is valued over $2 Million.I have a high bank card utilization because I was able to get a cash advance on my credit card @?3.95% for the life of the loan which I used as a down payment to acquire another property.
In summary, I am looking for this loan not because I actually need the?money but because I want to reinvest back in Prosper.?In the last couple of years I have funded over 100 loans.
I have a borrowing track record with Prosper since this will be my third loan and I have never been late.
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of
$51.99 in winning bids.
"Long time group member, AA credit, more invested than he is requesting! Easy pick!"
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
blot44 | $25.00 | $25.00 | 9/16/2010 3:12:16 PM |
timepassport | $25.00 | $25.00 | 9/16/2010 3:19:42 PM |
RandyL3 | $100.00 | $100.00 | 9/16/2010 5:00:57 PM |
gjm6d | $25.00 | $25.00 | 9/17/2010 7:20:45 PM |
ttnk62918 | $25.00 | $25.00 | 9/18/2010 12:47:51 AM |
Dark_Helmet | $30.00 | $30.00 | 9/18/2010 10:40:14 AM |
coldfuzion | $32.29 | $32.29 | 9/18/2010 12:31:55 PM |
sweety075 | $25.00 | $25.00 | 9/18/2010 1:45:23 PM |
gpuck | $25.00 | $25.00 | 9/19/2010 7:19:10 AM |
kgauss | $25.00 | $25.00 | 9/19/2010 11:05:45 AM |
loanman2007 | $50.00 | $50.00 | 9/20/2010 5:13:21 AM |
simiray | $40.00 | $40.00 | 9/20/2010 5:20:05 PM |
Dollars4Rent | $25.00 | $25.00 | 9/21/2010 11:05:56 AM |
Kelor99 | $25.00 | $25.00 | 9/22/2010 11:23:28 AM |
capital-star5 | $25.00 | $25.00 | 9/22/2010 10:48:40 PM |
gizmo65 | $25.00 | $25.00 | 9/23/2010 5:26:08 AM |
capital-star5 | $25.00 | $25.00 | 9/23/2010 8:18:07 AM |
bear01 | $30.00 | $30.00 | 9/23/2010 8:31:35 AM |
Johnab | $25.00 | $25.00 | 9/23/2010 5:00:06 AM |
gothampark | $25.00 | $25.00 | 9/23/2010 9:26:24 AM |
lawstudent1 | $25.00 | $25.00 | 9/23/2010 5:43:23 AM |
TomDalonajay | $25.00 | $25.00 | 9/23/2010 9:34:26 AM |
wild-orange | $25.00 | $25.00 | 9/23/2010 10:51:43 AM |
TiZZaH | $99.68 | $99.68 | 9/23/2010 12:32:14 PM |
Only_Money | $25.00 | $25.00 | 9/23/2010 1:39:46 PM |
HomerdohNY | $25.00 | $25.00 | 9/23/2010 12:20:52 PM |
Lefty_the_Lender | $25.00 | $25.00 | 9/23/2010 10:32:57 AM |
sflash | $25.00 | $25.00 | 9/23/2010 2:16:04 PM |
zxr | $25.00 | $25.00 | 9/23/2010 12:56:31 PM |
wahoo-trader | $25.00 | $25.00 | 9/23/2010 2:36:15 PM |
outofoffice | $60.71 | $60.71 | 9/23/2010 1:28:04 PM |
enthusiastic-balance5 | $100.00 | $49.37 | 9/16/2010 3:21:52 PM |
interstellar | $50.00 | $50.00 | 9/17/2010 9:35:14 AM |
aafg69 | $30.00 | $30.00 | 9/17/2010 10:48:53 AM |
JGuide | $51.99 | $51.99 | 9/17/2010 4:05:01 PM |
nimcha | $50.00 | $50.00 | 9/17/2010 5:37:48 PM |
Troutfinder | $35.00 | $35.00 | 9/18/2010 4:06:59 AM |
bull_lender | $25.00 | $25.00 | 9/18/2010 9:25:44 AM |
Bodyboard | $43.46 | $43.46 | 9/18/2010 1:30:12 PM |
red-adaptable-funds | $50.00 | $50.00 | 9/18/2010 3:32:41 PM |
HT3 | $25.00 | $25.00 | 9/19/2010 2:27:59 PM |
beachfunder | $25.00 | $25.00 | 9/19/2010 11:33:51 PM |
nimcha | $50.00 | $50.00 | 9/20/2010 3:58:33 PM |
quiggles | $25.00 | $25.00 | 9/21/2010 6:15:40 AM |
gpuck | $25.00 | $25.00 | 9/21/2010 3:09:33 PM |
jojnax | $25.00 | $25.00 | 9/22/2010 4:48:04 AM |
PrepWonder | $100.00 | $100.00 | 9/22/2010 7:01:42 AM |
vigorous-moola | $36.00 | $36.00 | 9/22/2010 10:40:26 AM |
betula | $25.00 | $25.00 | 9/22/2010 10:07:44 AM |
BipedalHominid | $25.00 | $25.00 | 9/22/2010 12:16:22 PM |
CharliesHobbies | $25.00 | $25.00 | 9/22/2010 12:44:26 PM |
blindtaxidriver | $25.00 | $25.00 | 9/22/2010 5:48:21 PM |
LD4LIFE | $42.00 | $42.00 | 9/22/2010 5:32:14 PM |
340 | $25.00 | $25.00 | 9/22/2010 5:55:48 PM |
FundMaker | $25.00 | $25.00 | 9/22/2010 10:26:36 PM |
RememberToForget | $50.00 | $50.00 | 9/23/2010 6:10:21 AM |
amlu1988 | $25.00 | $25.00 | 9/22/2010 9:44:01 PM |
manugee | $50.00 | $50.00 | 9/23/2010 7:01:23 AM |
Bidwinner08 | $26.05 | $26.05 | 9/23/2010 7:38:19 AM |
alphabet76 | $25.00 | $25.00 | 9/23/2010 8:09:46 AM |
bonus-quark4 | $30.83 | $30.83 | 9/23/2010 8:43:24 AM |
moneytolend72 | $25.00 | $25.00 | 9/23/2010 8:35:24 AM |
Socorro_Capital_Partners | $25.00 | $25.00 | 9/23/2010 9:17:33 AM |
SamuelChee | $106.21 | $106.21 | 9/23/2010 10:31:20 AM |
thebadpelican | $25.00 | $25.00 | 9/23/2010 8:21:22 AM |
RTPCorporation | $60.48 | $60.48 | 9/23/2010 12:05:10 PM |
lyrisnox | $50.00 | $50.00 | 9/23/2010 12:59:31 PM |
djlucas | $65.93 | $65.93 | 9/23/2010 1:49:07 PM |
CheapDolo22 | $25.00 | $25.00 | 9/23/2010 2:07:53 PM |
69 bids
|
Borrower Payment Dependent Notes Series
475760
This series of Notes was issued and sold upon the funding of the borrower loan #44538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $21,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 1.6% |
Auction start date:
| Sep-16-2010 |
|
Auction end date:
| Sep-23-2010 |
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $660.49 |
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $660.49 |
|
Auction yield range:
| 2.79% - 7.25% |
Estimated loss impact:
| 1.55% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 13% |
Credit score:
| 820-839 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 19y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,483 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jhb31554 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Debt Consolidation
Purpose of loan:
This loan will be used to pay?off two business credit card loans that were used to purchase equipments for my business.
My financial situation:
I am a good candidate for this loan because I have excellent credit ratings, and carry no other Credit Card Debt.
Thank you
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your profession, income and expenses? - _NaLNaBB
A:
I've been in the Medical field for the past 12 years, my income is approx. 150,000 and expenses are 110,000.
Thank you.
(Sep-23-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
schpere | $25.00 | $25.00 | 9/16/2010 3:08:12 PM |
ray1051 | $75.00 | $75.00 | 9/16/2010 3:08:25 PM |
DukSerduk | $25.00 | $25.00 | 9/16/2010 3:08:31 PM |
investment-network | $25.00 | $25.00 | 9/16/2010 3:08:34 PM |
j2ee | $25.00 | $25.00 | 9/16/2010 3:10:59 PM |
eyal0 | $25.00 | $25.00 | 9/16/2010 3:11:17 PM |
ichibon | $200.00 | $200.00 | 9/16/2010 3:11:29 PM |
diplomatic-wealth7 | $100.00 | $100.00 | 9/16/2010 3:11:12 PM |
F_Banks | $50.00 | $50.00 | 9/16/2010 3:11:20 PM |
Havana21 | $100.00 | $100.00 | 9/16/2010 3:11:32 PM |
Ripsaw4U | $50.00 | $50.00 | 9/16/2010 3:11:58 PM |
MoneyU4IA | $50.00 | $50.00 | 9/16/2010 3:11:35 PM |
understanding-marketplace | $50.00 | $50.00 | 9/16/2010 3:12:01 PM |
blot44 | $25.00 | $25.00 | 9/16/2010 3:12:19 PM |
lender987654321 | $50.00 | $50.00 | 9/16/2010 3:12:09 PM |
power-defender7 | $25.00 | $25.00 | 9/16/2010 3:12:33 PM |
GElender | $100.00 | $100.00 | 9/16/2010 3:13:06 PM |
damage | $25.00 | $25.00 | 9/16/2010 3:15:00 PM |
market-socrates4 | $50.00 | $50.00 | 9/16/2010 3:10:18 PM |
dontscrewmeover1 | $25.00 | $25.00 | 9/16/2010 3:10:28 PM |
marketplace-cello5 | $50.00 | $50.00 | 9/16/2010 3:15:13 PM |
financelover | $25.00 | $25.00 | 9/16/2010 3:10:56 PM |
generous-deal6 | $50.00 | $50.00 | 9/16/2010 3:15:38 PM |
MadHun | $100.00 | $100.00 | 9/16/2010 3:11:25 PM |
magical-greenback | $50.00 | $50.00 | 9/16/2010 3:16:16 PM |
djs81 | $25.00 | $25.00 | 9/16/2010 3:11:44 PM |
meenan | $25.00 | $25.00 | 9/16/2010 3:12:04 PM |
bowdish1 | $100.00 | $100.00 | 9/16/2010 3:17:47 PM |
natural-affluence4 | $50.00 | $50.00 | 9/16/2010 3:18:11 PM |
ethical-point | $50.00 | $50.00 | 9/16/2010 3:12:27 PM |
kanakakm | $50.00 | $50.00 | 9/16/2010 3:12:30 PM |
Emgolda | $25.00 | $25.00 | 9/16/2010 3:19:28 PM |
kochan123 | $50.00 | $50.00 | 9/16/2010 3:19:53 PM |
Namrok | $25.00 | $25.00 | 9/16/2010 3:20:02 PM |
radforj22 | $50.00 | $50.00 | 9/16/2010 3:22:01 PM |
NDFIRTH | $50.00 | $50.00 | 9/16/2010 3:47:52 PM |
kegs | $155.21 | $155.21 | 9/16/2010 3:18:59 PM |
balanced-rupee | $30.00 | $30.00 | 9/16/2010 3:19:38 PM |
community-pipeline8 | $50.00 | $50.00 | 9/16/2010 3:50:13 PM |
6moonbeams | $100.00 | $100.00 | 9/16/2010 3:22:32 PM |
DadWarbucks | $25.00 | $25.00 | 9/16/2010 3:54:37 PM |
Cheburashka | $30.00 | $30.00 | 9/16/2010 3:50:11 PM |
IIP77 | $25.00 | $25.00 | 9/16/2010 3:57:31 PM |
jga516 | $25.00 | $25.00 | 9/16/2010 4:01:05 PM |
wise-silver-wonder | $25.00 | $25.00 | 9/16/2010 4:03:00 PM |
lesharn414 | $25.00 | $25.00 | 9/16/2010 5:57:13 PM |
Archchancellor | $25.00 | $25.00 | 9/16/2010 4:57:12 PM |
SBT | $50.00 | $50.00 | 9/16/2010 6:07:14 PM |
deal-frontier | $37.08 | $37.08 | 9/16/2010 8:03:28 PM |
capital-star5 | $25.00 | $25.00 | 9/16/2010 8:20:12 PM |
delicious-social132 | $50.00 | $50.00 | 9/17/2010 4:13:31 AM |
liederhaus | $27.52 | $27.52 | 9/17/2010 2:04:13 AM |
OTtherapy | $50.00 | $50.00 | 9/17/2010 6:03:37 AM |
octoberfresh | $25.00 | $25.00 | 9/17/2010 7:25:56 AM |
aasx1108 | $25.00 | $25.00 | 9/17/2010 8:53:20 AM |
lostontheedge | $25.00 | $25.00 | 9/17/2010 10:03:25 AM |
magnificent-income7 | $100.00 | $100.00 | 9/17/2010 11:05:19 AM |
auction-sage | $25.00 | $25.00 | 9/17/2010 11:44:43 AM |
loanfairy | $25.00 | $25.00 | 9/17/2010 11:48:03 AM |
whistledicksmith | $50.00 | $50.00 | 9/17/2010 11:46:51 AM |
nuclearmoose | $25.00 | $25.00 | 9/17/2010 11:48:26 AM |
CleeClee | $50.00 | $50.00 | 9/17/2010 11:48:25 AM |
life-is-great | $50.00 | $50.00 | 9/17/2010 11:44:06 AM |
hookUup | $25.00 | $25.00 | 9/17/2010 11:50:36 AM |
wormdc | $25.00 | $25.00 | 9/17/2010 11:46:13 AM |
consomedia | $50.00 | $50.00 | 9/17/2010 11:48:28 AM |
afotherg | $50.00 | $50.00 | 9/17/2010 11:50:31 AM |
Mantis75 | $25.00 | $25.00 | 9/17/2010 11:50:46 AM |
ideal-platinum1 | $50.00 | $50.00 | 9/17/2010 12:01:23 PM |
dollardave | $100.00 | $100.00 | 9/17/2010 2:13:42 PM |
Bank_Of_XL | $25.00 | $25.00 | 9/17/2010 1:20:40 PM |
economy-orchid | $25.00 | $25.00 | 9/17/2010 2:18:28 PM |
KiwiElf | $40.00 | $40.00 | 9/17/2010 11:43:46 PM |
Ivan2007 | $50.00 | $50.00 | 9/18/2010 12:01:35 AM |
Rdodson11 | $25.00 | $25.00 | 9/17/2010 11:43:35 PM |
proper-p2p6 | $50.00 | $50.00 | 9/18/2010 7:59:31 AM |
rescue | $50.00 | $50.00 | 9/18/2010 10:23:23 AM |
Walden2007 | $25.00 | $25.00 | 9/18/2010 10:34:13 AM |
helpishere777 | $25.00 | $25.00 | 9/18/2010 7:58:58 PM |
vigilance-accruer | $25.00 | $25.00 | 9/18/2010 11:23:14 PM |
gethsemane4 | $25.00 | $25.00 | 9/19/2010 8:43:17 AM |
teller | $30.93 | $30.93 | 9/18/2010 9:53:51 PM |
djc314 | $30.61 | $30.61 | 9/18/2010 9:59:13 PM |
thoughtful-community7 | $25.00 | $25.00 | 9/19/2010 12:38:26 PM |
Zarf | $30.61 | $30.61 | 9/19/2010 12:58:15 PM |
dpfl55 | $25.00 | $25.00 | 9/19/2010 2:18:19 PM |
AnxiousAirman | $49.35 | $49.35 | 9/19/2010 5:59:19 PM |
the-money-gargantuan | $25.00 | $25.00 | 9/19/2010 6:09:50 PM |
CASHGIRL | $25.00 | $25.00 | 9/19/2010 2:48:17 PM |
riproaringrapids | $25.00 | $25.00 | 9/20/2010 1:48:15 AM |
elegant-income3 | $50.00 | $50.00 | 9/19/2010 8:28:57 PM |
JKEnterprises | $25.00 | $25.00 | 9/20/2010 5:28:28 AM |
authoritative-capital | $25.00 | $25.00 | 9/20/2010 8:29:46 AM |
hopethisworks | $100.00 | $100.00 | 9/20/2010 8:33:05 AM |
SacramentoLoaners | $25.00 | $25.00 | 9/20/2010 7:38:20 AM |
mizount | $25.00 | $25.00 | 9/20/2010 8:33:11 AM |
harty | $50.00 | $50.00 | 9/20/2010 8:35:08 AM |
currency-persimmon | $25.00 | $25.00 | 9/20/2010 8:29:39 AM |
Velocity_Lenders | $25.00 | $25.00 | 9/20/2010 8:45:05 AM |
chrisb1414 | $25.00 | $25.00 | 9/20/2010 8:33:15 AM |
money-floret | $50.00 | $50.00 | 9/20/2010 8:33:33 AM |
Floridagirl | $50.00 | $50.00 | 9/20/2010 8:34:06 AM |
stoopidnoodle | $25.00 | $25.00 | 9/20/2010 8:34:16 AM |
jla720 | $50.00 | $50.00 | 9/20/2010 8:34:26 AM |
BlindProphet | $50.00 | $50.00 | 9/20/2010 8:35:20 AM |
rcr549 | $25.00 | $25.00 | 9/20/2010 9:41:04 AM |
PrimeTimeGadgets | $25.00 | $25.00 | 9/20/2010 8:34:08 AM |
lovelongandprosper | $50.00 | $50.00 | 9/20/2010 8:34:20 AM |
LoanBrkr | $25.00 | $25.00 | 9/20/2010 9:48:08 AM |
visionary-currency | $37.78 | $37.78 | 9/20/2010 9:23:12 AM |
Caledoni | $25.00 | $25.00 | 9/20/2010 10:12:07 AM |
revmax | $25.00 | $25.00 | 9/20/2010 10:13:23 AM |
payment-gusto | $25.00 | $25.00 | 9/20/2010 10:18:31 AM |
Sixmil | $50.00 | $50.00 | 9/20/2010 10:18:54 AM |
stolan | $25.00 | $25.00 | 9/20/2010 10:17:04 AM |
Preteur | $25.00 | $25.00 | 9/20/2010 10:21:31 AM |
-------ing247 | $50.00 | $50.00 | 9/20/2010 10:33:14 AM |
liberty-destiny3 | $25.00 | $25.00 | 9/20/2010 10:35:02 AM |
pound-griffin | $25.00 | $25.00 | 9/20/2010 10:34:04 AM |
medman | $30.00 | $30.00 | 9/20/2010 10:35:10 AM |
profitable-balance | $25.00 | $25.00 | 9/20/2010 10:34:28 AM |
power-expert | $25.00 | $25.00 | 9/20/2010 10:36:27 AM |
Hiru | $25.00 | $25.00 | 9/20/2010 10:35:55 AM |
ramsbladder | $25.00 | $25.00 | 9/20/2010 10:37:10 AM |
wampum-reaction2 | $50.00 | $50.00 | 9/20/2010 10:36:16 AM |
jfd287 | $25.00 | $25.00 | 9/20/2010 10:36:25 AM |
BiggestG | $25.00 | $25.00 | 9/20/2010 10:37:38 AM |
latestone | $25.00 | $25.00 | 9/20/2010 10:37:30 AM |
GD68 | $25.00 | $25.00 | 9/20/2010 10:35:00 AM |
lowrate | $50.00 | $50.00 | 9/20/2010 10:35:06 AM |
Patter256 | $25.00 | $25.00 | 9/20/2010 10:35:32 AM |
nhm | $25.00 | $25.00 | 9/20/2010 10:35:54 AM |
Westerly | $50.00 | $50.00 | 9/20/2010 10:36:58 AM |
zenchef | $25.00 | $25.00 | 9/20/2010 10:37:13 AM |
mscomeaux | $25.00 | $25.00 | 9/20/2010 10:37:37 AM |
Mookouw | $25.00 | $25.00 | 9/20/2010 11:28:45 AM |
bazaar-nirvana | $50.00 | $50.00 | 9/20/2010 11:19:39 AM |
canisian | $25.00 | $25.00 | 9/20/2010 12:54:46 PM |
ingenious-order783 | $50.00 | $50.00 | 9/20/2010 11:22:34 AM |
DLock99 | $25.00 | $25.00 | 9/20/2010 11:28:30 AM |
cjohnson041 | $25.00 | $25.00 | 9/20/2010 1:18:17 PM |
reward-planetarium | $100.00 | $100.00 | 9/20/2010 11:48:20 AM |
reinforced-reward | $25.00 | $25.00 | 9/20/2010 1:18:16 PM |
winlender | $25.00 | $25.00 | 9/20/2010 12:00:41 PM |
credit-scout7 | $50.00 | $50.00 | 9/20/2010 2:13:19 PM |
newgroom422 | $25.00 | $25.00 | 9/20/2010 3:21:06 PM |
GenerousGentleMan | $75.00 | $75.00 | 9/20/2010 3:22:15 PM |
bobby4u3 | $25.00 | $25.00 | 9/20/2010 3:26:37 PM |
zrohmm | $25.00 | $25.00 | 9/20/2010 3:21:42 PM |
rakstar | $50.00 | $50.00 | 9/20/2010 3:22:01 PM |
bold-careful-finance | $25.00 | $25.00 | 9/20/2010 5:49:41 PM |
eries | $45.09 | $45.09 | 9/20/2010 3:39:01 PM |
best-ingenious-funds | $25.00 | $25.00 | 9/20/2010 4:28:28 PM |
Synergism | $50.00 | $50.00 | 9/20/2010 7:24:33 PM |
MO_Investor | $25.00 | $25.00 | 9/20/2010 10:14:55 PM |
anwn | $50.00 | $50.00 | 9/20/2010 10:15:05 PM |
lifegrowth | $25.00 | $25.00 | 9/20/2010 10:54:47 PM |
TennSquire | $25.00 | $25.00 | 9/20/2010 10:54:53 PM |
fishman42 | $25.00 | $25.00 | 9/20/2010 11:36:04 PM |
balance-whistle7 | $25.00 | $25.00 | 9/20/2010 10:15:03 PM |
js60l | $25.00 | $25.00 | 9/20/2010 11:37:36 PM |
sensational-kindness | $50.00 | $50.00 | 9/21/2010 4:43:22 AM |
LTR | $25.00 | $25.00 | 9/20/2010 11:49:18 PM |
bruin558 | $28.82 | $28.82 | 9/21/2010 12:01:11 AM |
Live-Joy | $50.00 | $50.00 | 9/21/2010 5:48:20 AM |
Searlzy | $25.00 | $25.00 | 9/21/2010 5:58:58 AM |
paddatjie | $40.73 | $40.73 | 9/20/2010 11:59:25 PM |
gocubsgo22 | $25.00 | $25.00 | 9/21/2010 6:50:09 AM |
Cai8899 | $50.00 | $50.00 | 9/21/2010 6:09:30 AM |
LAKESPRING | $25.00 | $25.00 | 9/21/2010 7:33:30 AM |
Eagledrop | $25.00 | $25.00 | 9/21/2010 8:28:28 AM |
mnmcarve | $25.00 | $25.00 | 9/21/2010 9:34:00 AM |
studious-peso | $50.00 | $50.00 | 9/21/2010 9:34:32 AM |
enchanted-silver2 | $100.00 | $100.00 | 9/21/2010 9:51:35 AM |
divedude | $50.00 | $50.00 | 9/21/2010 9:34:51 AM |
tender-integrity3 | $50.00 | $50.00 | 9/21/2010 10:43:17 AM |
burgeoning-silver | $25.00 | $25.00 | 9/21/2010 11:54:28 AM |
spa224 | $25.00 | $25.00 | 9/21/2010 1:29:49 PM |
andymax | $50.00 | $50.00 | 9/21/2010 1:48:32 PM |
sictransitgloria | $25.00 | $25.00 | 9/21/2010 1:55:02 PM |
petangerie | $76.81 | $76.81 | 9/21/2010 2:05:00 PM |
smartie1 | $25.00 | $25.00 | 9/21/2010 11:33:10 AM |
missy005 | $25.05 | $25.05 | 9/21/2010 2:24:38 PM |
flwah | $25.00 | $25.00 | 9/21/2010 2:38:34 PM |
inspired-investment8 | $100.00 | $100.00 | 9/21/2010 1:33:23 PM |
ctgscott | $25.00 | $25.00 | 9/21/2010 2:54:24 PM |
WorldlyWorker | $25.00 | $25.00 | 9/21/2010 2:54:52 PM |
dartmouth99 | $25.00 | $25.00 | 9/21/2010 2:54:19 PM |
nicklds | $50.00 | $50.00 | 9/21/2010 2:54:48 PM |
brit11 | $50.00 | $50.00 | 9/21/2010 3:04:44 PM |
DDHMoney | $25.00 | $25.00 | 9/21/2010 3:35:39 PM |
bountiful-dedication | $25.00 | $25.00 | 9/21/2010 3:49:28 PM |
kster | $25.00 | $25.00 | 9/21/2010 3:36:52 PM |
vivid-deal8 | $25.00 | $25.00 | 9/21/2010 7:40:24 PM |
woodenshoes | $50.00 | $50.00 | 9/21/2010 5:34:26 PM |
StinkiePhish | $25.00 | $25.00 | 9/21/2010 6:36:20 PM |
durability-bandit1 | $50.00 | $50.00 | 9/21/2010 9:29:01 PM |
progressive-rupee | $50.00 | $50.00 | 9/21/2010 7:58:45 PM |
bouvierchamp | $27.31 | $27.31 | 9/22/2010 12:36:26 AM |
rocketspocket | $25.00 | $25.00 | 9/22/2010 12:44:10 AM |
PCGeekWI | $25.00 | $25.00 | 9/22/2010 12:45:20 AM |
Bearls | $25.00 | $25.00 | 9/22/2010 1:00:42 AM |
buckeye55 | $25.00 | $25.00 | 9/22/2010 1:03:02 AM |
tuneman1980 | $25.00 | $25.00 | 9/22/2010 1:03:14 AM |
skywalkerR5 | $25.00 | $25.00 | 9/22/2010 1:16:39 AM |
SCTrojangirl | $50.00 | $50.00 | 9/22/2010 1:18:35 AM |
skillful-diversification2 | $25.00 | $25.00 | 9/22/2010 1:20:56 AM |
Jakono | $25.00 | $25.00 | 9/22/2010 4:58:21 AM |
LKN2RTR | $25.00 | $25.00 | 9/22/2010 12:47:17 AM |
sajitk | $25.00 | $25.00 | 9/22/2010 12:48:09 AM |
secret-santa | $25.00 | $25.00 | 9/22/2010 12:48:24 AM |
Joshua_E | $25.00 | $25.00 | 9/22/2010 7:50:24 AM |
friendly-credit2 | $100.00 | $100.00 | 9/22/2010 8:08:18 AM |
sanjl79 | $25.00 | $25.00 | 9/22/2010 9:34:04 AM |
Casimir | $25.00 | $25.00 | 9/22/2010 10:01:04 AM |
samo102us | $25.00 | $25.00 | 9/22/2010 10:33:12 AM |
want2race | $25.00 | $25.00 | 9/22/2010 10:02:09 AM |
Veggie_Monkey | $25.00 | $25.00 | 9/22/2010 11:29:20 AM |
martinatime | $25.00 | $25.00 | 9/22/2010 9:48:35 AM |
TommyTucker | $50.00 | $50.00 | 9/22/2010 12:39:22 PM |
diverjoq | $50.00 | $50.00 | 9/22/2010 11:33:27 AM |
tsquared_030 | $50.00 | $50.00 | 9/22/2010 1:38:52 PM |
bullincage | $25.00 | $25.00 | 9/22/2010 11:43:54 AM |
palpbert | $25.00 | $25.00 | 9/22/2010 1:54:07 PM |
StWaldo | $25.00 | $25.00 | 9/22/2010 2:54:14 PM |
kjsfld | $25.00 | $25.00 | 9/22/2010 2:54:51 PM |
jcholloway831 | $25.00 | $25.00 | 9/22/2010 2:53:56 PM |
HappyHelpingLender | $25.00 | $25.00 | 9/22/2010 2:59:33 PM |
eronyc | $50.00 | $50.00 | 9/22/2010 2:37:58 PM |
theemhdoctor | $25.00 | $25.00 | 9/22/2010 5:43:07 PM |
dime-vista2 | $25.00 | $25.00 | 9/22/2010 3:45:12 PM |
ceg451 | $50.00 | $50.00 | 9/22/2010 7:25:40 PM |
younginvestor23 | $27.28 | $27.28 | 9/22/2010 11:11:23 PM |
Natronpee | $25.00 | $25.00 | 9/22/2010 11:27:48 PM |
ebusinessagent | $25.00 | $25.00 | 9/22/2010 10:59:28 PM |
johannesfactotum | $35.00 | $35.00 | 9/23/2010 4:28:39 AM |
tolstoy00 | $25.00 | $25.00 | 9/22/2010 11:27:45 PM |
restondoublek | $25.00 | $25.00 | 9/23/2010 7:23:13 AM |
kcole10 | $25.00 | $25.00 | 9/22/2010 11:10:49 PM |
looney-toon | $25.00 | $25.00 | 9/23/2010 4:28:38 AM |
ebgb234 | $27.40 | $27.40 | 9/22/2010 11:25:49 PM |
Loansforlife | $25.00 | $25.00 | 9/23/2010 8:38:21 AM |
meredithvc | $60.00 | $60.00 | 9/23/2010 6:52:05 AM |
platinum-genetics | $25.00 | $25.00 | 9/23/2010 3:04:43 AM |
Scott0007 | $25.00 | $25.00 | 9/23/2010 9:33:56 AM |
payout-cypress6 | $50.00 | $50.00 | 9/23/2010 9:34:12 AM |
established-payout | $25.00 | $25.00 | 9/23/2010 5:53:35 AM |
UncleScroogeDMD | $100.00 | $100.00 | 9/23/2010 9:35:10 AM |
rperaz98720 | $26.77 | $26.77 | 9/23/2010 8:43:59 AM |
maximizer | $25.00 | $25.00 | 9/23/2010 7:10:01 AM |
the-capital-shooter | $150.00 | $150.00 | 9/23/2010 8:19:43 AM |
skunkor2 | $50.00 | $50.00 | 9/23/2010 11:15:22 AM |
_NaLNaBB | $250.00 | $250.00 | 9/23/2010 12:21:32 PM |
nickel-hickory | $100.00 | $100.00 | 9/23/2010 10:12:18 AM |
chief_wo | $25.00 | $25.00 | 9/23/2010 1:18:33 PM |
orbital-gain | $50.00 | $50.00 | 9/23/2010 1:37:05 PM |
integrity-cowbell | $25.00 | $25.00 | 9/23/2010 12:58:23 PM |
larrybird | $150.00 | $150.00 | 9/23/2010 2:34:33 PM |
kegs | $250.00 | $250.00 | 9/23/2010 2:48:35 PM |
alpinaut | $25.00 | $25.00 | 9/16/2010 3:08:22 PM |
Weaverville | $25.00 | $25.00 | 9/16/2010 3:07:58 PM |
unclejaef | $25.00 | $25.00 | 9/16/2010 3:08:38 PM |
jangalt | $50.00 | $50.00 | 9/16/2010 3:08:56 PM |
harmonious-moola7 | $50.00 | $50.00 | 9/16/2010 3:10:32 PM |
gold-commander0 | $50.00 | $50.00 | 9/16/2010 3:11:06 PM |
moneyfriend | $50.00 | $50.00 | 9/16/2010 3:11:52 PM |
duty-windmill | $25.00 | $25.00 | 9/16/2010 3:12:24 PM |
murren | $25.00 | $25.00 | 9/16/2010 3:13:11 PM |
cash-sensai2 | $50.00 | $50.00 | 9/16/2010 3:08:28 PM |
a-exponential-hope | $25.00 | $25.00 | 9/16/2010 3:13:14 PM |
cebgop | $25.00 | $25.00 | 9/16/2010 3:08:42 PM |
organized-payment6 | $50.00 | $50.00 | 9/16/2010 3:15:26 PM |
engaging-worth | $30.00 | $30.00 | 9/16/2010 3:11:03 PM |
capital-futurist | $50.00 | $50.00 | 9/16/2010 3:16:23 PM |
saysana | $26.00 | $26.00 | 9/16/2010 3:16:31 PM |
nosualcneas | $25.00 | $25.00 | 9/16/2010 3:11:24 PM |
tech310 | $50.00 | $50.00 | 9/16/2010 3:16:42 PM |
important-ore | $50.00 | $50.00 | 9/16/2010 3:11:55 PM |
yukongin | $50.00 | $50.00 | 9/16/2010 3:17:52 PM |
dingus | $25.00 | $25.00 | 9/16/2010 3:21:06 PM |
MarinLoans | $25.00 | $25.00 | 9/16/2010 3:14:50 PM |
kulender | $25.00 | $25.00 | 9/16/2010 3:16:38 PM |
larrybird | $150.00 | $150.00 | 9/16/2010 3:17:01 PM |
FlexFunding | $50.00 | $50.00 | 9/16/2010 3:17:57 PM |
revenue-officer36 | $100.00 | $100.00 | 9/16/2010 3:47:47 PM |
danthemon35 | $25.00 | $25.00 | 9/16/2010 3:50:20 PM |
fair-funds | $25.00 | $25.00 | 9/16/2010 3:20:48 PM |
Merganser | $25.00 | $25.00 | 9/16/2010 3:20:53 PM |
Artist_Blue | $25.00 | $25.00 | 9/16/2010 3:52:19 PM |
wise-dedicated-power | $50.00 | $50.00 | 9/16/2010 3:53:27 PM |
djh47a | $25.00 | $25.00 | 9/16/2010 3:54:54 PM |
julijask | $25.00 | $25.00 | 9/16/2010 3:57:04 PM |
kmwvma | $25.00 | $25.00 | 9/16/2010 3:52:01 PM |
money-bauble | $100.00 | $100.00 | 9/16/2010 3:58:30 PM |
MissionMicroFinance | $25.00 | $25.00 | 9/16/2010 4:03:45 PM |
RockCrown | $50.00 | $50.00 | 9/16/2010 4:21:53 PM |
SDNLR | $25.00 | $25.00 | 9/16/2010 4:21:52 PM |
nbhz60a | $50.00 | $50.00 | 9/16/2010 4:37:11 PM |
p2p-harmony | $25.00 | $25.00 | 9/16/2010 7:37:13 PM |
integrity-onator1 | $25.00 | $25.00 | 9/16/2010 8:27:17 PM |
museic1 | $25.00 | $25.00 | 9/16/2010 8:43:29 PM |
dharma1 | $25.00 | $25.00 | 9/17/2010 1:37:35 AM |
LynJohn1023 | $25.00 | $25.00 | 9/17/2010 4:23:14 AM |
dignified-funds7 | $25.00 | $25.00 | 9/17/2010 9:33:20 AM |
lloyd_s | $25.00 | $25.00 | 9/17/2010 9:03:39 AM |
stable-money | $25.00 | $25.00 | 9/17/2010 9:34:41 AM |
acropiloterau2002 | $25.00 | $25.00 | 9/17/2010 10:54:20 AM |
bountiful-durability | $100.00 | $100.00 | 9/17/2010 11:26:35 AM |
Rysterola82 | $25.00 | $25.00 | 9/17/2010 11:44:05 AM |
hottogo456 | $50.00 | $50.00 | 9/17/2010 11:48:02 AM |
rmachi | $25.00 | $25.00 | 9/17/2010 11:49:28 AM |
VBAces | $50.00 | $50.00 | 9/17/2010 11:49:58 AM |
meux99 | $45.19 | $45.19 | 9/17/2010 11:50:32 AM |
TheColoradoDon | $25.00 | $25.00 | 9/17/2010 12:01:02 PM |
blissful-note7 | $25.00 | $25.00 | 9/17/2010 11:47:47 AM |
Philkent | $34.57 | $34.57 | 9/17/2010 12:14:46 PM |
julijask | $30.00 | $30.00 | 9/17/2010 2:13:18 PM |
Breakfast_Gypsy | $25.00 | $25.00 | 9/17/2010 3:48:11 PM |
cloud8 | $40.00 | $40.00 | 9/17/2010 9:43:33 PM |
KeepOnRunning | $50.00 | $50.00 | 9/17/2010 6:49:06 PM |
tekkie2412 | $26.43 | $26.43 | 9/18/2010 12:27:53 AM |
ZeoInvestments | $25.00 | $25.00 | 9/17/2010 11:42:44 PM |
Railbird | $25.00 | $25.00 | 9/18/2010 12:26:46 AM |
greenwell | $174.21 | $174.21 | 9/18/2010 12:27:17 AM |
sensible-trade | $42.24 | $42.24 | 9/18/2010 6:53:40 AM |
brutusbone | $40.73 | $40.73 | 9/18/2010 1:43:53 PM |
SARMAR | $50.00 | $50.00 | 9/18/2010 11:53:55 AM |
worldly-kindness8 | $50.00 | $50.00 | 9/18/2010 1:03:15 PM |
evnagelist | $25.00 | $25.00 | 9/18/2010 7:23:17 PM |
newest-sensible-hope | $50.00 | $50.00 | 9/18/2010 9:59:14 PM |
lagnisiruk | $25.00 | $25.00 | 9/18/2010 7:59:20 PM |
dumbass | $25.00 | $25.00 | 9/19/2010 12:48:34 AM |
sensible-gain884 | $50.00 | $50.00 | 9/18/2010 5:21:00 PM |
commanding-dollar2 | $50.00 | $50.00 | 9/18/2010 9:18:19 PM |
efficient-marketplace | $30.61 | $30.61 | 9/19/2010 10:03:29 AM |
well-rounded-dinero | $100.00 | $100.00 | 9/19/2010 3:23:56 PM |
DeathScythe676 | $25.00 | $25.00 | 9/19/2010 2:44:36 PM |
vollynet | $35.00 | $35.00 | 9/19/2010 8:06:14 PM |
JTHarris | $25.00 | $25.00 | 9/20/2010 6:36:28 AM |
jdashv | $25.00 | $25.00 | 9/19/2010 11:49:31 PM |
gzeo | $25.00 | $25.00 | 9/20/2010 7:19:35 AM |
anyoi | $50.00 | $50.00 | 9/20/2010 8:29:49 AM |
windfall46 | $25.00 | $25.00 | 9/20/2010 8:29:56 AM |
Phantom99 | $25.00 | $25.00 | 9/20/2010 6:08:25 AM |
credit-coach118 | $40.00 | $40.00 | 9/20/2010 8:30:32 AM |
GatorsFan | $50.00 | $50.00 | 9/20/2010 8:34:09 AM |
freesia54 | $25.00 | $25.00 | 9/20/2010 8:34:15 AM |
pakrbkr | $25.00 | $25.00 | 9/20/2010 8:35:12 AM |
fireheart | $25.00 | $25.00 | 9/20/2010 8:34:41 AM |
engaging-yield4 | $25.00 | $25.00 | 9/20/2010 8:34:47 AM |
CaptainBlueberry | $25.00 | $25.00 | 9/20/2010 8:35:07 AM |
successful-wealth7 | $25.00 | $25.00 | 9/20/2010 8:35:09 AM |
buukyak | $50.00 | $50.00 | 9/20/2010 8:35:15 AM |
LenderByDay | $25.00 | $25.00 | 9/20/2010 8:33:09 AM |
BorrowLend | $25.00 | $25.00 | 9/20/2010 8:45:04 AM |
junctionking | $25.00 | $25.00 | 9/20/2010 8:34:04 AM |
lowestghost | $25.00 | $25.00 | 9/20/2010 9:42:05 AM |
adama_48 | $47.79 | $47.79 | 9/20/2010 10:12:36 AM |
tj1683 | $25.00 | $25.00 | 9/20/2010 10:12:06 AM |
Trevor_C | $25.00 | $25.00 | 9/20/2010 10:11:53 AM |
Kijib | $25.00 | $25.00 | 9/20/2010 10:12:23 AM |
guardlender | $25.00 | $25.00 | 9/20/2010 10:16:29 AM |
peerlender | $25.00 | $25.00 | 9/20/2010 10:21:30 AM |
WilliamLeeSims | $25.00 | $25.00 | 9/20/2010 10:17:46 AM |
lost-money-so-far-on-these | $25.00 | $25.00 | 9/20/2010 10:18:58 AM |
paladin847 | $50.00 | $50.00 | 9/20/2010 10:21:27 AM |
natmonkey | $50.00 | $50.00 | 9/20/2010 10:33:37 AM |
Rivervale_Westwood | $25.00 | $25.00 | 9/20/2010 10:35:04 AM |
adhawan325 | $25.00 | $25.00 | 9/20/2010 10:34:27 AM |
dtrain5 | $25.00 | $25.00 | 9/20/2010 10:35:22 AM |
indianoven | $50.00 | $50.00 | 9/20/2010 10:34:31 AM |
IndianChief | $25.00 | $25.00 | 9/20/2010 10:35:33 AM |
Shockem923 | $25.00 | $25.00 | 9/20/2010 10:35:07 AM |
HunterSix | $25.00 | $25.00 | 9/20/2010 10:35:36 AM |
osage | $25.00 | $25.00 | 9/20/2010 10:35:49 AM |
ChicoBob | $49.44 | $49.44 | 9/20/2010 10:37:07 AM |
BaltimoreLender | $25.00 | $25.00 | 9/20/2010 10:37:28 AM |
maclove10 | $25.00 | $25.00 | 9/20/2010 10:36:22 AM |
cleared2land | $25.00 | $25.00 | 9/20/2010 10:36:56 AM |
degster | $25.00 | $25.00 | 9/20/2010 10:37:42 AM |
wise-dedicated-power | $50.00 | $50.00 | 9/20/2010 10:33:11 AM |
thedoctor | $74.09 | $74.09 | 9/20/2010 10:34:24 AM |
BankofAdonai | $50.00 | $50.00 | 9/20/2010 10:34:58 AM |
alexstar | $25.00 | $25.00 | 9/20/2010 10:35:08 AM |
discrete-asset | $25.00 | $25.00 | 9/20/2010 10:36:36 AM |
Tasmir | $25.00 | $25.00 | 9/20/2010 10:37:01 AM |
pinnacle10 | $25.00 | $25.00 | 9/20/2010 10:58:33 AM |
platinum-rapture6 | $25.00 | $25.00 | 9/20/2010 10:37:29 AM |
esabzb | $25.00 | $25.00 | 9/20/2010 10:37:41 AM |
Katburg | $35.00 | $35.00 | 9/20/2010 11:28:47 AM |
DeesBar | $25.00 | $25.00 | 9/20/2010 10:58:34 AM |
newfoundation | $25.00 | $25.00 | 9/20/2010 11:38:14 AM |
Victor-E-Lane | $25.00 | $25.00 | 9/20/2010 3:22:00 PM |
frankdelraza | $25.00 | $25.00 | 9/20/2010 3:22:12 PM |
jblack01 | $25.00 | $25.00 | 9/20/2010 3:22:19 PM |
lounges | $26.21 | $26.21 | 9/20/2010 3:19:49 PM |
bayareainv | $53.02 | $53.02 | 9/20/2010 3:20:34 PM |
pubnat | $25.00 | $25.00 | 9/20/2010 3:21:55 PM |
rulender | $50.00 | $50.00 | 9/20/2010 3:22:11 PM |
value-pouch | $40.74 | $40.74 | 9/20/2010 4:44:30 PM |
kleinbrak | $25.00 | $25.00 | 9/20/2010 5:26:16 PM |
elasermd | $100.00 | $100.00 | 9/20/2010 5:53:32 PM |
xphile | $25.00 | $25.00 | 9/20/2010 7:23:48 PM |
beachbum22 | $25.00 | $25.00 | 9/20/2010 6:29:04 PM |
TheReaderRabbit | $25.00 | $25.00 | 9/20/2010 9:24:04 PM |
kain11286 | $100.00 | $100.00 | 9/20/2010 10:15:01 PM |
Seafirst | $25.51 | $25.51 | 9/20/2010 11:35:39 PM |
LenderIntegrity24 | $27.49 | $27.49 | 9/20/2010 11:35:55 PM |
Viamin | $25.00 | $25.00 | 9/20/2010 11:36:08 PM |
4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 9/20/2010 9:14:01 PM |
bmcg | $25.00 | $25.00 | 9/20/2010 11:38:08 PM |
a-truth-upholder | $25.72 | $25.72 | 9/21/2010 12:12:28 AM |
kenji4861 | $50.00 | $50.00 | 9/20/2010 8:13:24 PM |
japper2353 | $25.00 | $25.00 | 9/21/2010 2:24:19 AM |
Nothus | $25.00 | $25.00 | 9/20/2010 11:43:58 PM |
fireboss | $50.00 | $50.00 | 9/20/2010 8:53:09 PM |
ChristopherHS | $25.00 | $25.00 | 9/21/2010 12:00:15 AM |
mtsilver | $25.00 | $25.00 | 9/21/2010 5:53:30 AM |
Fryilluh | $25.00 | $25.00 | 9/20/2010 11:43:46 PM |
chipperjohnson | $25.69 | $25.69 | 9/20/2010 11:49:44 PM |
rosie777 | $25.00 | $25.00 | 9/21/2010 6:33:56 AM |
scholarly-integrity | $25.00 | $25.00 | 9/20/2010 11:59:05 PM |
yield-blanket | $25.00 | $25.00 | 9/21/2010 6:24:46 AM |
Brainworm | $25.00 | $25.00 | 9/21/2010 4:03:16 AM |
red-trade-cologne | $50.00 | $50.00 | 9/21/2010 6:33:55 AM |
rhodylend | $25.00 | $25.00 | 9/21/2010 6:50:38 AM |
lenderme | $25.00 | $25.00 | 9/21/2010 8:10:24 AM |
aspen5 | $25.00 | $25.00 | 9/21/2010 9:08:57 AM |
gold-sushi | $25.72 | $25.72 | 9/21/2010 9:08:12 AM |
rdrloan | $50.00 | $50.00 | 9/21/2010 8:10:27 AM |
BenefactorX | $25.00 | $25.00 | 9/21/2010 9:34:10 AM |
cachecrew | $50.00 | $50.00 | 9/21/2010 9:34:46 AM |
RMB-Investments | $50.00 | $50.00 | 9/21/2010 11:30:00 AM |
joyful-treasure2 | $50.00 | $50.00 | 9/21/2010 11:33:20 AM |
trade-freshmaker | $50.00 | $50.00 | 9/21/2010 10:53:44 AM |
apostle901 | $47.48 | $47.48 | 9/21/2010 10:10:39 AM |
brightest-affluence-motivator | $100.00 | $100.00 | 9/21/2010 11:33:21 AM |
fund-ambrosia0 | $25.00 | $25.00 | 9/21/2010 10:18:17 AM |
SanJoser | $25.00 | $25.00 | 9/21/2010 1:44:39 PM |
huntley | $25.00 | $25.00 | 9/21/2010 12:32:39 PM |
bid-papyrus | $25.00 | $25.00 | 9/21/2010 2:55:29 PM |
Go_Ducks | $25.00 | $25.00 | 9/21/2010 2:40:22 PM |
wampum-chorus3 | $25.00 | $25.00 | 9/21/2010 2:56:35 PM |
bold-yield-rumbler | $25.00 | $25.00 | 9/21/2010 3:12:08 PM |
principal-bull | $25.00 | $25.00 | 9/21/2010 4:32:37 PM |
totoro | $25.00 | $25.00 | 9/21/2010 6:38:25 PM |
neighborly-hope6 | $50.00 | $50.00 | 9/21/2010 4:49:48 PM |
b2006 | $42.53 | $42.53 | 9/21/2010 7:43:25 PM |
78 | $30.00 | $30.00 | 9/21/2010 5:31:39 PM |
miamiwill | $50.00 | $50.00 | 9/21/2010 6:03:12 PM |
Hexnut | $50.00 | $50.00 | 9/21/2010 8:59:24 PM |
mistertao | $25.00 | $25.00 | 9/21/2010 9:03:09 PM |
jeffc92 | $27.22 | $27.22 | 9/22/2010 12:44:47 AM |
cantsavenuf | $25.00 | $25.00 | 9/22/2010 12:44:18 AM |
SunsetCoastCapital | $25.00 | $25.00 | 9/22/2010 12:45:18 AM |
sugarhoof | $25.00 | $25.00 | 9/22/2010 12:45:29 AM |
ocv | $25.00 | $25.00 | 9/22/2010 12:48:20 AM |
ElChico124 | $25.00 | $25.00 | 9/22/2010 1:00:46 AM |
NJNY | $25.00 | $25.00 | 9/22/2010 1:01:37 AM |
amijo | $44.11 | $44.11 | 9/22/2010 1:01:55 AM |
goldeneye777 | $25.84 | $25.84 | 9/22/2010 1:02:49 AM |
albatross897 | $25.00 | $25.00 | 9/22/2010 1:17:34 AM |
neutrino6 | $25.00 | $25.00 | 9/22/2010 1:19:59 AM |
wealth-oath | $25.00 | $25.00 | 9/22/2010 5:20:20 AM |
amsterq | $25.00 | $25.00 | 9/22/2010 7:33:59 AM |
fair_rates | $25.00 | $25.00 | 9/22/2010 1:08:06 AM |
MC_ | $50.00 | $50.00 | 9/22/2010 7:53:31 AM |
UT-Longhorn | $25.00 | $25.00 | 9/22/2010 1:21:03 AM |
johnsails | $50.00 | $50.00 | 9/22/2010 8:05:09 AM |
exciting-responsibility3 | $50.00 | $50.00 | 9/22/2010 8:14:26 AM |
trustworthy-finance6 | $100.00 | $100.00 | 9/22/2010 7:49:43 AM |
Dollars4Rent | $25.00 | $25.00 | 9/22/2010 11:04:21 AM |
ryreesado | $25.00 | $25.00 | 9/22/2010 11:44:24 AM |
Dollars4Rent | $25.00 | $25.00 | 9/22/2010 11:04:08 AM |
Fahrquar | $25.00 | $25.00 | 9/22/2010 11:28:58 AM |
safe-kindness5 | $39.94 | $39.94 | 9/22/2010 1:54:12 PM |
flexiboy35 | $25.00 | $25.00 | 9/22/2010 1:41:31 PM |
camaraderi-workhorse | $25.57 | $25.57 | 9/22/2010 2:54:10 PM |
Supp0rter | $40.17 | $40.17 | 9/22/2010 2:54:12 PM |
L-vex | $25.00 | $25.00 | 9/22/2010 2:54:52 PM |
JagFan | $25.00 | $25.00 | 9/22/2010 2:53:58 PM |
Cali123 | $38.33 | $38.33 | 9/22/2010 2:54:32 PM |
steely_dan34 | $25.00 | $25.00 | 9/22/2010 2:55:23 PM |
CPAMAN | $25.00 | $25.00 | 9/22/2010 2:55:45 PM |
Plotinus | $50.00 | $50.00 | 9/22/2010 3:42:18 PM |
i3urtonair | $25.00 | $25.00 | 9/22/2010 3:42:29 PM |
CoolHelp | $50.00 | $50.00 | 9/22/2010 3:41:26 PM |
stensonb | $25.00 | $25.00 | 9/22/2010 4:13:11 PM |
ashinvest | $25.00 | $25.00 | 9/22/2010 11:09:36 PM |
cyonamine | $25.00 | $25.00 | 9/22/2010 11:10:15 PM |
cash-mountain4 | $25.00 | $25.00 | 9/22/2010 9:42:32 PM |
HUMPTIDUMPTI | $50.00 | $50.00 | 9/22/2010 6:39:51 PM |
commerce-voyager | $25.00 | $25.00 | 9/22/2010 11:45:02 PM |
mwl | $25.00 | $25.00 | 9/22/2010 11:09:57 PM |
SJM10011a | $25.00 | $25.00 | 9/22/2010 11:12:27 PM |
interest-exec9 | $25.00 | $25.00 | 9/22/2010 11:47:12 PM |
winter-vigilance | $25.00 | $25.00 | 9/23/2010 8:23:11 AM |
RememberToForget | $30.66 | $30.66 | 9/23/2010 6:11:57 AM |
mgking007 | $25.00 | $25.00 | 9/23/2010 11:14:19 AM |
shrewd-benjamins | $73.30 | $73.30 | 9/23/2010 9:06:38 AM |
kegs | $200.00 | $200.00 | 9/23/2010 9:18:47 AM |
boogaboogabooga | $25.00 | $25.00 | 9/23/2010 9:34:09 AM |
blue-exuberant-economy | $25.00 | $25.00 | 9/23/2010 9:34:48 AM |
sisley626 | $25.00 | $25.00 | 9/23/2010 1:09:07 PM |
Investitall | $25.00 | $25.00 | 9/23/2010 11:23:09 AM |
JGONZ13850 | $25.00 | $25.00 | 9/23/2010 1:29:43 PM |
moneynmotion | $25.00 | $25.00 | 9/23/2010 10:09:16 AM |
larrybird | $200.00 | $200.00 | 9/23/2010 2:09:59 PM |
LiquidRaptor | $25.00 | $25.00 | 9/23/2010 2:11:25 PM |
1750 | $25.00 | $25.00 | 9/23/2010 12:33:56 PM |
dajen1 | $75.00 | $75.00 | 9/23/2010 12:37:30 PM |
dajen1 | $25.00 | $25.00 | 9/23/2010 1:18:09 PM |
heroic-platinum | $25.00 | $25.00 | 9/23/2010 12:33:58 PM |
anton | $1,100.00 | $1,100.00 | 9/23/2010 2:52:24 PM |
anton | $63.00 | $9.10 | 9/23/2010 2:53:30 PM |
515 bids
|
Borrower Payment Dependent Notes Series
475856
This series of Notes was issued and sold upon the funding of the borrower loan #44525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 6.0% |
Auction start date:
| Sep-16-2010 |
|
Auction end date:
| Sep-23-2010 |
|
Starting lender yield:
| 14.15% |
Starting borrower rate/APR:
| 15.15% / 17.32% |
Starting monthly payment:
| $521.08 |
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $521.08 |
|
Auction yield range:
| 5.79% - 14.15% |
Estimated loss impact:
| 6.19% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1981 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,435 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-unequivocal-transparency |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Legal Fees/Custody Battle
I am the father of a beautiful 5 year old girl, and am currently in a custody battle with her mother. This loan will be used to cover unexpected legal fees stemming from my divorce and custody dispute. I am gainfully employed as a tenured professor at a major university, am in no danger of being unemployed, have never missed a monthly payment on anything in my life, and am fully capable of paying off this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
schpere | $25.00 | $25.00 | 9/16/2010 3:09:16 PM |
GElender | $50.00 | $50.00 | 9/16/2010 3:13:27 PM |
handshake5 | $25.00 | $25.00 | 9/16/2010 3:13:41 PM |
soheagle | $50.00 | $50.00 | 9/16/2010 3:14:13 PM |
jigsaw | $100.00 | $100.00 | 9/16/2010 3:14:18 PM |
mtquan | $25.00 | $25.00 | 9/16/2010 3:18:14 PM |
jazzlender | $25.00 | $25.00 | 9/16/2010 3:13:32 PM |
mla | $25.00 | $25.00 | 9/16/2010 3:13:56 PM |
peripatetic | $25.00 | $25.00 | 9/16/2010 3:14:44 PM |
efficient-marketplace | $25.00 | $25.00 | 9/16/2010 3:44:20 PM |
WLenders | $50.00 | $50.00 | 9/16/2010 3:44:26 PM |
RetiredATC | $50.00 | $50.00 | 9/16/2010 3:44:28 PM |
FCI | $25.00 | $25.00 | 9/16/2010 3:44:31 PM |
Whitewall | $25.00 | $25.00 | 9/16/2010 3:44:32 PM |
a-social-nebula | $25.00 | $25.00 | 9/16/2010 3:44:42 PM |
active-trade4 | $50.00 | $50.00 | 9/16/2010 3:44:54 PM |
jackbauer | $50.00 | $50.00 | 9/16/2010 3:44:45 PM |
BBall_Mom | $25.00 | $25.00 | 9/16/2010 3:44:58 PM |
IamSparticus | $25.00 | $25.00 | 9/16/2010 3:44:55 PM |
transaction-axis | $50.00 | $50.00 | 9/16/2010 3:45:08 PM |
easybreezy | $50.00 | $50.00 | 9/16/2010 3:45:00 PM |
Nothus | $25.00 | $25.00 | 9/16/2010 3:45:22 PM |
golden-wealth2 | $50.00 | $50.00 | 9/16/2010 3:45:14 PM |
nickel-ferret | $25.00 | $25.00 | 9/16/2010 3:45:29 PM |
nickel-alien | $29.61 | $29.61 | 9/16/2010 3:45:26 PM |
rock931 | $25.00 | $25.00 | 9/16/2010 3:45:42 PM |
wjstocks | $25.00 | $25.00 | 9/16/2010 3:45:39 PM |
zburner | $44.67 | $44.67 | 9/16/2010 3:45:47 PM |
Trolley08 | $25.00 | $25.00 | 9/16/2010 3:46:03 PM |
rdcmaint | $50.00 | $50.00 | 9/16/2010 3:46:25 PM |
Luv2Bless | $50.00 | $50.00 | 9/16/2010 3:46:22 PM |
markgm | $25.00 | $25.00 | 9/16/2010 3:46:27 PM |
TwinF | $25.00 | $25.00 | 9/16/2010 3:46:33 PM |
Fastlife | $25.00 | $25.00 | 9/16/2010 3:46:45 PM |
the-transaction-stronghold | $25.00 | $25.00 | 9/16/2010 3:46:51 PM |
charming-dime | $25.00 | $25.00 | 9/16/2010 3:46:52 PM |
truth-companion | $25.00 | $25.00 | 9/16/2010 3:46:57 PM |
exuberant-loot | $50.00 | $50.00 | 9/16/2010 3:46:56 PM |
sparkling-gold | $25.00 | $25.00 | 9/16/2010 3:47:06 PM |
logical-reward8 | $25.00 | $25.00 | 9/16/2010 3:47:04 PM |
money-explorer3 | $25.00 | $25.00 | 9/16/2010 3:47:25 PM |
enriching-capital | $25.00 | $25.00 | 9/16/2010 3:47:10 PM |
voidpile | $25.00 | $25.00 | 9/16/2010 3:47:44 PM |
red-relentless-money | $25.00 | $25.00 | 9/16/2010 3:47:41 PM |
cello1 | $25.00 | $25.00 | 9/16/2010 3:48:11 PM |
skiforglory | $25.00 | $25.00 | 9/16/2010 3:48:16 PM |
newgroom422 | $25.00 | $25.00 | 9/16/2010 3:48:17 PM |
calkidd05 | $25.00 | $25.00 | 9/16/2010 3:48:31 PM |
helpinghand63 | $50.00 | $50.00 | 9/16/2010 3:48:56 PM |
credit-wheel7 | $25.00 | $25.00 | 9/16/2010 3:48:40 PM |
vegibenz | $25.00 | $25.00 | 9/16/2010 3:49:04 PM |
russm011 | $25.00 | $25.00 | 9/16/2010 3:49:06 PM |
Bobafet | $25.00 | $25.00 | 9/16/2010 3:50:27 PM |
dmfog | $25.00 | $25.00 | 9/16/2010 3:50:31 PM |
oaktown23 | $25.00 | $25.00 | 9/16/2010 3:50:53 PM |
generosity-giraffe0 | $50.00 | $50.00 | 9/16/2010 3:50:06 PM |
BlackFred | $25.00 | $25.00 | 9/16/2010 3:51:13 PM |
MoneyBagsRUs | $25.00 | $25.00 | 9/16/2010 3:51:55 PM |
LoansomeRanger | $50.00 | $50.00 | 9/16/2010 3:50:38 PM |
danny-lender | $40.67 | $40.67 | 9/16/2010 3:44:07 PM |
market-walnut5 | $25.00 | $25.00 | 9/16/2010 3:52:58 PM |
papaloha | $25.00 | $25.00 | 9/16/2010 3:51:46 PM |
wealth-cloud | $25.00 | $25.00 | 9/16/2010 3:53:03 PM |
teega5 | $25.00 | $25.00 | 9/16/2010 3:44:22 PM |
Jgodd13 | $34.74 | $34.74 | 9/16/2010 3:44:33 PM |
inspired-agreement | $25.00 | $25.00 | 9/16/2010 3:44:39 PM |
SerG_PunK | $25.00 | $25.00 | 9/16/2010 3:44:51 PM |
worth-arch | $25.00 | $25.00 | 9/16/2010 3:52:15 PM |
a-special-power | $25.00 | $25.00 | 9/16/2010 3:45:01 PM |
Go_Ducks | $25.00 | $25.00 | 9/16/2010 3:52:25 PM |
nunnie | $25.00 | $25.00 | 9/16/2010 3:45:15 PM |
gettingonyourfeet | $25.00 | $25.00 | 9/16/2010 3:45:32 PM |
Downs108 | $44.77 | $44.77 | 9/16/2010 3:45:50 PM |
return-marsupial3 | $25.00 | $25.00 | 9/16/2010 3:53:04 PM |
hawkhelp | $25.00 | $25.00 | 9/16/2010 3:46:06 PM |
Preteur | $25.00 | $25.00 | 9/16/2010 3:53:13 PM |
Anny-Disco | $73.78 | $73.78 | 9/16/2010 3:53:18 PM |
capital-marsupial3 | $25.00 | $25.00 | 9/16/2010 3:46:30 PM |
Amsie614 | $50.00 | $50.00 | 9/16/2010 3:46:37 PM |
phaded | $25.00 | $25.00 | 9/16/2010 3:46:53 PM |
Isaac007 | $25.00 | $25.00 | 9/16/2010 3:46:58 PM |
creature2 | $25.00 | $25.00 | 9/16/2010 3:47:19 PM |
HamletTower | $25.00 | $25.00 | 9/16/2010 3:47:57 PM |
br4444 | $25.00 | $25.00 | 9/16/2010 3:48:04 PM |
awwaww | $25.00 | $25.00 | 9/16/2010 3:48:18 PM |
bold-careful-finance | $25.00 | $25.00 | 9/16/2010 3:48:25 PM |
principal-kangaroo | $25.00 | $25.00 | 9/16/2010 3:48:29 PM |
AF-Chief | $25.00 | $25.00 | 9/16/2010 3:55:14 PM |
banker727 | $50.00 | $50.00 | 9/16/2010 3:48:33 PM |
jstnow | $25.00 | $25.00 | 9/16/2010 3:48:45 PM |
visionary-community | $25.00 | $25.00 | 9/16/2010 3:49:08 PM |
drkosh | $25.00 | $25.00 | 9/16/2010 3:55:50 PM |
Opportunity4you | $25.00 | $25.00 | 9/16/2010 3:55:54 PM |
Ocean713 | $50.00 | $50.00 | 9/16/2010 3:56:04 PM |
lamarsam | $25.00 | $25.00 | 9/16/2010 3:50:32 PM |
nickel-advocator | $25.00 | $25.00 | 9/16/2010 3:50:39 PM |
GoSix | $25.00 | $25.00 | 9/16/2010 3:50:47 PM |
helpful-dough | $50.00 | $50.00 | 9/16/2010 3:56:25 PM |
VBAces | $41.73 | $41.73 | 9/16/2010 3:50:50 PM |
asset-professor | $50.00 | $50.00 | 9/16/2010 3:56:31 PM |
transparent-peace3 | $25.00 | $25.00 | 9/16/2010 3:50:59 PM |
Fiimg | $50.00 | $50.00 | 9/16/2010 3:56:38 PM |
mike99 | $25.00 | $25.00 | 9/16/2010 3:51:02 PM |
Prosp_Lender | $50.00 | $50.00 | 9/16/2010 3:51:12 PM |
HedgeFund | $50.00 | $50.00 | 9/16/2010 3:58:27 PM |
SimpleChoice | $25.00 | $25.00 | 9/16/2010 3:57:07 PM |
Savings_EQ_Dignity | $30.00 | $30.00 | 9/16/2010 3:52:00 PM |
Artist_Blue | $25.00 | $25.00 | 9/16/2010 3:52:14 PM |
qcksilvr20 | $50.00 | $50.00 | 9/16/2010 3:52:59 PM |
rescue | $50.00 | $50.00 | 9/16/2010 3:53:50 PM |
Headhunter14 | $25.00 | $25.00 | 9/16/2010 4:01:07 PM |
blue-useful-auction | $25.00 | $25.00 | 9/16/2010 4:01:26 PM |
Heatguy | $25.00 | $25.00 | 9/16/2010 3:55:52 PM |
DMCA | $50.00 | $50.00 | 9/16/2010 3:56:50 PM |
inspired-finance | $50.00 | $50.00 | 9/16/2010 3:57:02 PM |
on_your_side | $25.00 | $25.00 | 9/16/2010 4:02:55 PM |
108lender | $80.68 | $80.68 | 9/16/2010 4:03:10 PM |
beezling | $25.00 | $25.00 | 9/16/2010 4:03:22 PM |
XopherMV | $25.00 | $25.00 | 9/16/2010 4:03:42 PM |
best-phenomenal-treasure | $25.00 | $25.00 | 9/16/2010 4:04:01 PM |
orange-courageous-dedication | $30.00 | $30.00 | 9/16/2010 4:04:18 PM |
yukongin | $100.00 | $100.00 | 9/16/2010 4:02:37 PM |
HHP | $25.00 | $25.00 | 9/16/2010 4:02:44 PM |
the-money-gargantuan | $25.00 | $25.00 | 9/16/2010 4:02:48 PM |
forthright-principal2 | $25.00 | $25.00 | 9/16/2010 4:08:59 PM |
Edwin_Rae | $25.00 | $25.00 | 9/16/2010 4:03:32 PM |
miket71 | $92.98 | $92.98 | 9/16/2010 4:03:46 PM |
money-bauble | $50.00 | $50.00 | 9/16/2010 4:07:05 PM |
MissionMicroFinance | $25.00 | $25.00 | 9/16/2010 4:09:04 PM |
pnace | $50.00 | $50.00 | 9/16/2010 4:17:48 PM |
credit-scout7 | $50.00 | $50.00 | 9/16/2010 4:22:02 PM |
tsg2007 | $25.00 | $25.00 | 9/16/2010 4:21:58 PM |
payment-freshmaker | $50.00 | $50.00 | 9/16/2010 4:33:40 PM |
tucksta | $25.00 | $25.00 | 9/16/2010 4:48:38 PM |
treasure-dreamer7 | $25.00 | $25.00 | 9/16/2010 4:57:22 PM |
nowits10 | $25.00 | $25.00 | 9/16/2010 4:36:13 PM |
FG9YTR | $25.00 | $25.00 | 9/16/2010 5:43:25 PM |
gold-channel2 | $50.00 | $50.00 | 9/16/2010 7:34:36 PM |
uncleharold | $25.00 | $25.00 | 9/16/2010 11:36:29 PM |
inspiring-reward | $51.76 | $51.76 | 9/16/2010 11:36:35 PM |
h_corey | $25.00 | $25.00 | 9/17/2010 1:34:39 AM |
Dreams4Cash | $25.00 | $25.00 | 9/17/2010 1:35:47 AM |
mizon291 | $26.77 | $26.77 | 9/17/2010 1:48:02 AM |
yenlowang | $25.00 | $25.00 | 9/17/2010 1:49:01 AM |
dwidea | $25.00 | $25.00 | 9/17/2010 2:01:59 AM |
Petite_Rose | $25.00 | $25.00 | 9/17/2010 4:29:10 AM |
JGB | $35.02 | $35.02 | 9/17/2010 2:03:22 AM |
Palacios | $50.00 | $50.00 | 9/17/2010 4:58:25 AM |
lovely-order7 | $50.00 | $50.00 | 9/17/2010 6:23:36 AM |
market-inspector | $50.00 | $50.00 | 9/17/2010 8:03:26 AM |
GatorBux | $50.00 | $50.00 | 9/17/2010 8:13:13 AM |
penny-plato | $100.00 | $100.00 | 9/17/2010 7:16:14 AM |
credit-sunshine | $25.00 | $25.00 | 9/17/2010 9:03:18 AM |
golden-bid9 | $50.00 | $50.00 | 9/17/2010 10:09:57 AM |
a-finance-nirvana | $25.00 | $25.00 | 9/17/2010 10:09:53 AM |
RicheyRich | $25.00 | $25.00 | 9/17/2010 9:35:29 AM |
lcole32 | $25.00 | $25.00 | 9/17/2010 10:58:42 AM |
imlosttoo | $25.00 | $25.00 | 9/17/2010 10:08:58 AM |
Clambake | $50.00 | $50.00 | 9/17/2010 10:09:55 AM |
jla720 | $50.00 | $50.00 | 9/17/2010 11:21:04 AM |
a-consummate-camaraderi | $50.00 | $50.00 | 9/17/2010 11:20:35 AM |
WilliamLeeSims | $25.00 | $25.00 | 9/17/2010 11:20:57 AM |
axis1 | $25.00 | $25.00 | 9/17/2010 11:44:17 AM |
bdloans | $25.00 | $25.00 | 9/17/2010 11:44:19 AM |
californiakhan | $25.00 | $25.00 | 9/17/2010 11:44:21 AM |
the-debt-fluffy-bunny | $25.00 | $25.00 | 9/17/2010 11:44:30 AM |
mawilliams24 | $50.00 | $50.00 | 9/17/2010 11:44:52 AM |
tramdath | $50.00 | $50.00 | 9/17/2010 11:44:13 AM |
worthy-truth | $25.00 | $25.00 | 9/17/2010 11:44:20 AM |
Unclejohn | $34.36 | $34.36 | 9/17/2010 11:44:29 AM |
scottjbarn | $25.00 | $25.00 | 9/17/2010 11:45:47 AM |
Ducatiman1978 | $25.00 | $25.00 | 9/17/2010 11:47:12 AM |
shrewd-truth1 | $35.63 | $35.63 | 9/17/2010 11:47:25 AM |
samo102us | $25.00 | $25.00 | 9/17/2010 11:47:20 AM |
cash-merry-maker | $50.00 | $50.00 | 9/17/2010 11:44:10 AM |
CrossCreek | $25.00 | $25.00 | 9/17/2010 11:44:15 AM |
economy-structure9 | $25.00 | $25.00 | 9/17/2010 11:44:19 AM |
coin-sherpa | $25.00 | $25.00 | 9/17/2010 11:44:32 AM |
Rysterola82 | $25.00 | $25.00 | 9/17/2010 11:44:36 AM |
Cypher041 | $25.00 | $25.00 | 9/17/2010 11:47:03 AM |
Napoleana | $50.00 | $50.00 | 9/17/2010 12:00:18 PM |
community-pipeline8 | $50.00 | $50.00 | 9/17/2010 12:00:24 PM |
simplelender80 | $34.81 | $34.81 | 9/17/2010 1:44:30 PM |
tech310 | $44.71 | $44.71 | 9/17/2010 1:28:28 PM |
jjswanso | $25.00 | $25.00 | 9/17/2010 2:53:14 PM |
dospapalotes | $26.95 | $26.95 | 9/17/2010 12:14:08 PM |
sumac5 | $50.00 | $50.00 | 9/17/2010 12:44:08 PM |
Bank_Of_XL | $50.00 | $50.00 | 9/17/2010 1:18:14 PM |
loan-wasp | $50.00 | $50.00 | 9/17/2010 4:23:48 PM |
helpinghand75 | $45.01 | $45.01 | 9/17/2010 9:48:23 PM |
objective-investor | $74.44 | $74.44 | 9/17/2010 11:19:46 PM |
the-profit-oracle | $25.00 | $25.00 | 9/18/2010 12:36:37 AM |
BeanCownter | $25.00 | $25.00 | 9/18/2010 5:48:42 AM |
money-boomarang | $50.00 | $50.00 | 9/18/2010 11:31:57 AM |
red-adaptable-funds | $50.00 | $50.00 | 9/18/2010 2:58:30 PM |
the-determined-value | $50.00 | $50.00 | 9/18/2010 3:49:40 PM |
gethsemane4 | $25.00 | $25.00 | 9/19/2010 8:43:29 AM |
gtg810q | $25.00 | $25.00 | 9/19/2010 3:21:37 PM |
healingangel22 | $25.00 | $25.00 | 9/20/2010 10:08:20 AM |
BradyKP | $45.04 | $45.04 | 9/20/2010 5:41:21 PM |
rdrloan | $50.00 | $50.00 | 9/21/2010 8:10:29 AM |
tolerant-dinero2 | $25.00 | $25.00 | 9/22/2010 10:08:35 AM |
Watersports | $50.00 | $50.00 | 9/22/2010 11:11:02 AM |
Nailman88 | $25.00 | $25.00 | 9/22/2010 12:28:34 PM |
Loansforlife | $25.00 | $25.00 | 9/22/2010 3:15:09 PM |
Ambassador | $40.00 | $40.00 | 9/23/2010 5:20:53 AM |
Mindful7 | $25.00 | $25.00 | 9/23/2010 4:37:40 AM |
paradisenow | $25.00 | $25.00 | 9/23/2010 12:41:47 AM |
dollardave | $100.00 | $100.00 | 9/23/2010 9:23:32 AM |
maximizer | $25.00 | $25.00 | 9/23/2010 7:12:01 AM |
capital-star5 | $25.00 | $25.00 | 9/23/2010 8:03:27 AM |
dajen1 | $50.00 | $50.00 | 9/23/2010 1:19:25 PM |
_NaLNaBB | $100.00 | $100.00 | 9/23/2010 12:49:20 PM |
-------Loaner | $50.00 | $50.00 | 9/23/2010 3:05:36 PM |
p2ploan-sensation211 | $25.00 | $25.00 | 9/23/2010 2:57:50 PM |
Weaverville | $25.00 | $25.00 | 9/16/2010 3:08:02 PM |
ray1051 | $25.00 | $25.00 | 9/16/2010 3:08:46 PM |
enthralling-deal180 | $100.00 | $100.00 | 9/16/2010 3:14:17 PM |
brightest-affluence-motivator | $100.00 | $100.00 | 9/16/2010 3:14:34 PM |
generous-deal6 | $50.00 | $50.00 | 9/16/2010 3:15:37 PM |
bid-czar8 | $100.00 | $100.00 | 9/16/2010 3:15:52 PM |
kegs | $150.00 | $150.00 | 9/16/2010 3:16:58 PM |
authentic-liberty7 | $50.00 | $50.00 | 9/16/2010 3:13:22 PM |
kmr2 | $150.00 | $150.00 | 9/16/2010 3:13:54 PM |
pfh | $25.00 | $25.00 | 9/16/2010 3:14:28 PM |
a-yield-escalator | $25.00 | $25.00 | 9/16/2010 3:44:25 PM |
rcc7 | $50.00 | $50.00 | 9/16/2010 3:44:27 PM |
marketplace-cello5 | $50.00 | $50.00 | 9/16/2010 3:15:10 PM |
reward-winner | $35.00 | $35.00 | 9/16/2010 3:44:24 PM |
create42xn | $36.35 | $36.35 | 9/16/2010 3:44:29 PM |
schnatty | $25.00 | $25.00 | 9/16/2010 3:44:34 PM |
Longtermcapitalmgmt | $25.00 | $25.00 | 9/16/2010 3:44:35 PM |
riverae | $25.00 | $25.00 | 9/16/2010 3:44:52 PM |
excellent-bonus8 | $25.00 | $25.00 | 9/16/2010 3:44:43 PM |
nytrnbow | $25.00 | $25.00 | 9/16/2010 3:44:56 PM |
CCC1 | $50.00 | $50.00 | 9/16/2010 3:44:53 PM |
ijspence | $25.00 | $25.00 | 9/16/2010 3:45:07 PM |
greenback-maniac | $25.00 | $25.00 | 9/16/2010 3:44:59 PM |
MikeB918 | $25.00 | $25.00 | 9/16/2010 3:45:10 PM |
metro457 | $42.03 | $42.03 | 9/16/2010 3:45:25 PM |
nikgod | $25.00 | $25.00 | 9/16/2010 3:45:19 PM |
neil1492 | $25.00 | $25.00 | 9/16/2010 3:45:36 PM |
Contour | $50.00 | $50.00 | 9/16/2010 3:45:28 PM |
meteoric-trade | $25.00 | $25.00 | 9/16/2010 3:45:54 PM |
trade-pumpkin | $25.00 | $25.00 | 9/16/2010 3:45:33 PM |
trade-doughnut5 | $25.00 | $25.00 | 9/16/2010 3:46:09 PM |
jdrez | $25.00 | $25.00 | 9/16/2010 3:46:10 PM |
smart-leverage7 | $50.00 | $50.00 | 9/16/2010 3:46:30 PM |
larrybird | $150.00 | $150.00 | 9/16/2010 3:17:11 PM |
hampa | $25.00 | $25.00 | 9/16/2010 3:46:46 PM |
sweet-loan8 | $25.00 | $25.00 | 9/16/2010 3:46:52 PM |
DublinCaLender | $25.00 | $25.00 | 9/16/2010 3:46:54 PM |
hope-hickory | $25.00 | $25.00 | 9/16/2010 3:46:59 PM |
tom48l | $50.00 | $50.00 | 9/16/2010 3:46:57 PM |
gopbernie | $25.00 | $25.00 | 9/16/2010 3:47:13 PM |
capital-mover7 | $50.00 | $50.00 | 9/16/2010 3:47:08 PM |
MLMarine | $25.00 | $25.00 | 9/16/2010 3:47:17 PM |
ryanp100 | $25.00 | $25.00 | 9/16/2010 3:48:20 PM |
Interstate_Rate | $50.00 | $50.00 | 9/16/2010 3:48:30 PM |
soulwork | $25.00 | $25.00 | 9/16/2010 3:48:42 PM |
maldok1 | $25.00 | $25.00 | 9/16/2010 3:48:50 PM |
studious-bonus7 | $100.00 | $100.00 | 9/16/2010 3:20:08 PM |
coin-investor | $25.00 | $25.00 | 9/16/2010 3:49:10 PM |
RadCad1 | $81.78 | $81.78 | 9/16/2010 3:50:41 PM |
t3mp3st | $50.00 | $50.00 | 9/16/2010 3:50:54 PM |
RedCentre | $304.92 | $304.92 | 9/16/2010 3:49:57 PM |
steady-bazaar | $50.00 | $50.00 | 9/16/2010 3:51:15 PM |
thestartuplender | $50.00 | $50.00 | 9/16/2010 3:50:35 PM |
dollars4debts | $25.00 | $25.00 | 9/16/2010 3:51:00 PM |
tbati | $25.00 | $25.00 | 9/16/2010 3:51:04 PM |
Sol_Invictus | $25.00 | $25.00 | 9/16/2010 3:32:04 PM |
Panna | $25.00 | $25.00 | 9/16/2010 3:51:21 PM |
worthy-bid8 | $54.87 | $54.87 | 9/16/2010 3:52:39 PM |
THREE-POINTS-LENDING | $25.00 | $25.00 | 9/16/2010 3:51:38 PM |
movistar | $25.00 | $25.00 | 9/16/2010 3:51:41 PM |
transparency-burger | $50.00 | $50.00 | 9/16/2010 3:53:02 PM |
get30inc | $50.00 | $50.00 | 9/16/2010 3:51:51 PM |
fopaul13 | $25.00 | $25.00 | 9/16/2010 3:44:30 PM |
cpbreton | $25.00 | $25.00 | 9/16/2010 3:44:37 PM |
peaceful-investment9 | $50.00 | $50.00 | 9/16/2010 3:44:46 PM |
dime-galaxy | $25.00 | $25.00 | 9/16/2010 3:44:54 PM |
epic-transaction | $50.00 | $50.00 | 9/16/2010 3:45:05 PM |
KramericaIndustries | $25.00 | $25.00 | 9/16/2010 3:45:17 PM |
GoodScot | $25.00 | $25.00 | 9/16/2010 3:45:23 PM |
suomynona | $25.00 | $25.00 | 9/16/2010 3:45:48 PM |
ImaPutz | $25.00 | $25.00 | 9/16/2010 3:45:51 PM |
first-class-dime | $25.00 | $25.00 | 9/16/2010 3:53:00 PM |
stjules | $25.00 | $25.00 | 9/16/2010 3:45:53 PM |
junctionking | $25.00 | $25.00 | 9/16/2010 3:46:08 PM |
QuinMccoy | $25.00 | $25.00 | 9/16/2010 3:46:33 PM |
Insuredcash | $50.00 | $50.00 | 9/16/2010 3:46:40 PM |
NorthernFunds | $25.00 | $25.00 | 9/16/2010 3:46:56 PM |
trapper569 | $25.00 | $25.00 | 9/16/2010 3:47:12 PM |
danthemon35 | $25.00 | $25.00 | 9/16/2010 3:55:24 PM |
red-trade-cologne | $50.00 | $50.00 | 9/16/2010 3:47:22 PM |
coin-jamboree | $50.00 | $50.00 | 9/16/2010 3:47:38 PM |
finance-prescription | $50.00 | $50.00 | 9/16/2010 3:55:58 PM |
platinum-sorcerer6 | $25.00 | $25.00 | 9/16/2010 3:48:07 PM |
aasx1108 | $50.00 | $50.00 | 9/16/2010 3:48:13 PM |
ferdberfel | $50.00 | $50.00 | 9/16/2010 3:48:20 PM |
trustworthy-fairness | $50.00 | $50.00 | 9/16/2010 3:48:27 PM |
peaceful-return2 | $50.00 | $50.00 | 9/16/2010 3:56:47 PM |
shamil45 | $25.00 | $25.00 | 9/16/2010 3:48:32 PM |
SBT | $50.00 | $50.00 | 9/16/2010 3:48:35 PM |
Purple11 | $29.87 | $29.87 | 9/16/2010 3:50:42 PM |
wise-bonus-honker | $50.00 | $50.00 | 9/16/2010 3:50:48 PM |
Akkon | $50.00 | $50.00 | 9/16/2010 3:50:57 PM |
janus_god | $25.00 | $25.00 | 9/16/2010 3:56:54 PM |
srilm | $25.00 | $25.00 | 9/16/2010 3:51:48 PM |
shrewd-peace7 | $30.00 | $30.00 | 9/16/2010 3:57:00 PM |
elegant-bonus | $25.00 | $25.00 | 9/16/2010 3:57:26 PM |
chestnut4 | $25.00 | $25.00 | 9/16/2010 3:57:39 PM |
bodascafe | $25.00 | $25.00 | 9/16/2010 3:55:10 PM |
credit-panda1 | $25.00 | $25.00 | 9/16/2010 4:00:32 PM |
balanced-bill7 | $50.00 | $50.00 | 9/16/2010 3:57:12 PM |
onlyastepaway | $25.00 | $25.00 | 9/16/2010 4:03:31 PM |
PocketAces | $25.00 | $25.00 | 9/16/2010 4:03:40 PM |
versatile-platinum4 | $25.00 | $25.00 | 9/16/2010 4:04:25 PM |
iluxa | $25.00 | $25.00 | 9/16/2010 4:03:31 PM |
SDNLR | $25.00 | $25.00 | 9/16/2010 4:03:38 PM |
Malkial | $25.00 | $25.00 | 9/16/2010 4:04:03 PM |
lloyd_s | $25.00 | $25.00 | 9/16/2010 4:01:08 PM |
tallmon | $25.00 | $25.00 | 9/16/2010 4:01:13 PM |
gain-seagull9 | $50.00 | $50.00 | 9/16/2010 4:02:49 PM |
CAGE-Investments | $25.00 | $25.00 | 9/16/2010 4:04:48 PM |
tylerfd | $25.00 | $25.00 | 9/16/2010 4:05:55 PM |
6moonbeams | $100.00 | $100.00 | 9/16/2010 4:22:33 PM |
mountains59 | $25.00 | $25.00 | 9/16/2010 4:21:28 PM |
tranquil-return4 | $25.00 | $25.00 | 9/16/2010 4:16:14 PM |
propertytransformer | $30.00 | $30.00 | 9/16/2010 4:20:53 PM |
ichibon | $200.00 | $200.00 | 9/16/2010 4:21:39 PM |
daisylady11 | $25.00 | $25.00 | 9/16/2010 4:40:45 PM |
worldly-community3 | $50.00 | $50.00 | 9/16/2010 5:18:11 PM |
bountiful-durability | $100.00 | $100.00 | 9/16/2010 4:36:05 PM |
gqrob | $50.00 | $50.00 | 9/16/2010 4:37:02 PM |
nybanker85 | $35.00 | $35.00 | 9/16/2010 4:37:15 PM |
ciscoparrot | $25.00 | $25.00 | 9/16/2010 4:48:50 PM |
money-floret | $50.00 | $50.00 | 9/16/2010 7:38:49 PM |
KlarthXVII | $25.00 | $25.00 | 9/16/2010 7:54:43 PM |
lendme2 | $33.84 | $33.84 | 9/17/2010 1:36:32 AM |
Dutchhunter | $29.68 | $29.68 | 9/17/2010 1:48:58 AM |
Cheburashka | $25.00 | $25.00 | 9/17/2010 1:50:52 AM |
patriot897 | $36.85 | $36.85 | 9/16/2010 11:37:58 PM |
UT-Longhorn | $25.00 | $25.00 | 9/17/2010 2:11:29 AM |
LOWCOUNTRYLENDER | $25.00 | $25.00 | 9/17/2010 4:19:02 AM |
nycfinance | $25.00 | $25.00 | 9/17/2010 9:34:16 AM |
runner262 | $25.00 | $25.00 | 9/17/2010 9:34:32 AM |
logical-moola4 | $35.57 | $35.57 | 9/17/2010 10:58:40 AM |
Frugal | $25.00 | $25.00 | 9/17/2010 11:21:02 AM |
special-truth | $36.95 | $36.95 | 9/17/2010 11:21:37 AM |
sound | $50.00 | $50.00 | 9/17/2010 11:31:36 AM |
agreement-sycamore | $40.00 | $40.00 | 9/17/2010 11:44:12 AM |
poetic-yield3 | $25.00 | $25.00 | 9/17/2010 11:44:15 AM |
AGSLending | $25.00 | $25.00 | 9/17/2010 11:44:18 AM |
9boag | $25.00 | $25.00 | 9/17/2010 11:44:26 AM |
leverage-holly | $25.00 | $25.00 | 9/17/2010 11:44:11 AM |
point-solstice | $75.00 | $75.00 | 9/17/2010 11:44:17 AM |
Serp | $25.00 | $25.00 | 9/17/2010 11:44:28 AM |
bonFire8 | $25.00 | $25.00 | 9/17/2010 11:44:33 AM |
mobius404 | $50.00 | $50.00 | 9/17/2010 11:45:44 AM |
macgeek | $50.00 | $50.00 | 9/17/2010 11:45:53 AM |
jga516 | $25.00 | $25.00 | 9/17/2010 11:47:11 AM |
helpful-listing | $25.00 | $25.00 | 9/17/2010 11:46:15 AM |
jonn834 | $25.00 | $25.00 | 9/17/2010 11:47:09 AM |
radforj22 | $25.00 | $25.00 | 9/17/2010 11:49:47 AM |
shoedds | $50.00 | $50.00 | 9/17/2010 11:44:12 AM |
a-truth-upholder | $25.00 | $25.00 | 9/17/2010 11:44:16 AM |
AlwaysA-Chief | $25.00 | $25.00 | 9/17/2010 11:44:31 AM |
ticketman2 | $25.00 | $25.00 | 9/17/2010 11:44:42 AM |
first-listing-expert | $50.00 | $50.00 | 9/17/2010 11:51:52 AM |
Tradesmanlender | $25.00 | $25.00 | 9/17/2010 11:52:20 AM |
Medic05 | $25.00 | $25.00 | 9/17/2010 12:00:22 PM |
thaddeuscm | $25.00 | $25.00 | 9/17/2010 12:00:20 PM |
dsparrow | $25.00 | $25.00 | 9/17/2010 2:31:41 PM |
derfen | $25.00 | $25.00 | 9/17/2010 2:53:13 PM |
Ripsaw4U | $50.00 | $50.00 | 9/17/2010 4:34:34 PM |
cloud8 | $50.00 | $50.00 | 9/17/2010 9:44:37 PM |
ideal-platinum1 | $33.70 | $33.70 | 9/17/2010 11:23:42 PM |
best-agreement-exchanger | $31.76 | $31.76 | 9/18/2010 12:21:35 AM |
UncleSafety | $25.00 | $25.00 | 9/19/2010 6:40:05 AM |
well-rounded-dinero | $75.00 | $47.65 | 9/19/2010 3:24:11 PM |
auction-workhorse679 | $25.00 | $25.00 | 9/19/2010 8:25:05 PM |
the-bright-velocity | $25.00 | $25.00 | 9/20/2010 10:24:05 AM |
neverfail | $50.00 | $50.00 | 9/20/2010 12:04:15 PM |
nilonc1 | $50.00 | $50.00 | 9/20/2010 5:01:19 PM |
gjm6d | $26.00 | $26.00 | 9/20/2010 9:44:09 PM |
usd1027 | $25.00 | $25.00 | 9/21/2010 8:32:42 PM |
MattProsper | $60.00 | $60.00 | 9/21/2010 6:30:00 PM |
hope-lionheart1 | $25.00 | $25.00 | 9/21/2010 9:38:53 PM |
worth-victor6 | $25.00 | $25.00 | 9/22/2010 11:35:13 AM |
Airthus | $25.00 | $25.00 | 9/22/2010 1:44:46 PM |
Katburg | $35.00 | $35.00 | 9/22/2010 3:01:39 PM |
Judgeito1 | $50.00 | $50.00 | 9/22/2010 3:31:32 PM |
prohelper | $34.45 | $34.45 | 9/22/2010 11:27:32 PM |
therodabides | $25.00 | $25.00 | 9/23/2010 4:57:05 AM |
blooming-kindness | $25.00 | $25.00 | 9/23/2010 6:10:49 AM |
mgking007 | $25.60 | $25.60 | 9/23/2010 11:12:21 AM |
BrighterSuns | $25.00 | $25.00 | 9/23/2010 1:27:05 PM |
alphabet76 | $25.00 | $25.00 | 9/23/2010 2:29:59 PM |
AM2171 | $25.00 | $25.00 | 9/23/2010 12:52:26 PM |
easylivin | $25.00 | $25.00 | 9/23/2010 2:49:15 PM |
credit-kahuna | $50.00 | $50.00 | 9/23/2010 3:05:39 PM |
402 bids
|
Borrower Payment Dependent Notes Series
475976
This series of Notes was issued and sold upon the funding of the borrower loan #44544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Sep-16-2010 |
|
Auction end date:
| Sep-22-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $113.09 |
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 34.63% |
Final monthly payment:
| $107.50 |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 20.06% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.94% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 29% |
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
14 | Length of status: | 19y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,180 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| gatormom |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 36 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2009)
640-659
(Jun-2008)
|
Principal balance:
| $1,121.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Continue to pay down credit cardd d
Purpose of loan:
This loan will be used to continue to pay credit cards of.????
My financial situation:
I am a good candidate for this loan because history with Prosper shows that I am good for paying off this loan.
Monthly net income:????????????????????????????????????????????????????????????????????????????????????????????????????????????
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
glroark | $50.00 | $50.00 | 9/16/2010 3:10:00 PM |
OldManP | $25.00 | $25.00 | 9/16/2010 3:10:10 PM |
UCLA4life | $50.00 | $50.00 | 9/16/2010 3:15:20 PM |
penny-plato | $25.00 | $25.00 | 9/16/2010 4:21:50 PM |
CA_Lender | $25.00 | $25.00 | 9/16/2010 8:35:03 PM |
chameleon125 | $50.00 | $50.00 | 9/16/2010 11:45:21 PM |
Kash2010lu | $35.00 | $35.00 | 9/17/2010 7:00:45 AM |
five-star-note | $75.00 | $75.00 | 9/17/2010 12:51:48 PM |
supreme-hope | $25.00 | $25.00 | 9/18/2010 7:01:40 PM |
CommunityArts_Non-profit | $100.00 | $100.00 | 9/19/2010 3:02:55 AM |
Socorro_Capital_Partners | $25.00 | $25.00 | 9/19/2010 8:42:12 AM |
WonByOne | $25.00 | $25.00 | 9/19/2010 9:36:45 AM |
SFBank | $300.00 | $61.33 | 9/19/2010 3:08:04 PM |
neorunner | $25.00 | $25.00 | 9/19/2010 8:42:42 PM |
Aberdeen | $400.00 | $400.00 | 9/20/2010 4:23:38 AM |
glroark | $50.00 | $50.00 | 9/20/2010 9:16:28 AM |
loanman2007 | $50.00 | $50.00 | 9/20/2010 10:57:28 AM |
good4loan | $25.00 | $25.00 | 9/20/2010 12:02:11 PM |
lendstats_com | $200.00 | $200.00 | 9/20/2010 1:08:46 PM |
fabulous-community4 | $25.00 | $25.00 | 9/20/2010 4:38:20 PM |
head | $25.00 | $25.00 | 9/21/2010 12:37:47 AM |
economy-popcorn | $25.00 | $25.00 | 9/21/2010 7:13:22 AM |
finance-solo | $25.00 | $25.00 | 9/21/2010 6:20:57 AM |
WonByOne | $25.00 | $25.00 | 9/21/2010 10:37:13 AM |
moneybags16 | $25.00 | $25.00 | 9/21/2010 2:33:48 PM |
drcoop | $25.00 | $25.00 | 9/21/2010 9:33:13 PM |
fairness-atmosphere | $25.00 | $25.00 | 9/22/2010 8:51:03 AM |
lender12345 | $25.00 | $25.00 | 9/22/2010 11:07:42 AM |
wlm3012 | $25.00 | $25.00 | 9/22/2010 1:08:14 PM |
jpollar | $25.00 | $25.00 | 9/16/2010 4:00:33 PM |
Aberdeen | $400.00 | $400.00 | 9/16/2010 7:42:11 PM |
blitzen40 | $25.00 | $25.00 | 9/16/2010 7:49:23 PM |
genuine-integrity0 | $25.00 | $25.00 | 9/17/2010 9:04:20 AM |
asset-mammal | $25.00 | $25.00 | 9/17/2010 9:26:15 AM |
lucrative-loan | $75.00 | $75.00 | 9/17/2010 12:38:46 PM |
WeshaTheLeopard | $25.00 | $25.00 | 9/18/2010 7:00:26 AM |
periko | $43.35 | $43.35 | 9/18/2010 11:32:09 AM |
sweety075 | $25.00 | $25.00 | 9/18/2010 1:51:20 PM |
illinois_joe | $25.00 | $25.00 | 9/19/2010 1:48:11 PM |
Green-Baron | $25.00 | $25.00 | 9/20/2010 12:49:14 PM |
leverage-ectasy | $30.32 | $30.32 | 9/20/2010 3:42:32 PM |
MStackIV | $25.00 | $25.00 | 9/21/2010 2:27:49 PM |
eboomer2611 | $25.00 | $25.00 | 9/21/2010 5:48:14 PM |
Bob450 | $30.00 | $30.00 | 9/21/2010 8:24:22 PM |
Catz_aplenty | $25.00 | $25.00 | 9/22/2010 6:34:41 AM |
FinanceEngine | $25.00 | $25.00 | 9/22/2010 9:08:44 AM |
MStackIV | $25.00 | $25.00 | 9/22/2010 9:23:42 AM |
Exibility-Inc | $25.00 | $25.00 | 9/22/2010 12:06:25 PM |
48 bids
|