Sales Report:Supplement No. 34 dated Sep 15, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 311781
This series of Notes was issued and sold upon the funding of the borrower loan #44409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-03-2010 
  Auction end date:  Sep-10-2010 
 
Starting lender yield: 29.00% Starting borrower rate/APR: 30.00% / 36.16% Starting monthly payment: $42.45
Final lender yield: 19.00% Final borrower rate/APR: 20.00% / 25.79% Final monthly payment: $37.16
 
Auction yield range: 10.89% - 29.00% Estimated loss impact: 11.25%  
Lender servicing fee: 1.00% Estimated return: 7.75%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-2000 Debt/Income ratio: 3%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 5Length of status:10y 4m
Amount delinquent: $1,029 Total credit lines: 8 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,330Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: No  
Screen name: oglie1 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to?
Pay off deliquent medical bills I never knew about.
My financial situation:
I am a good candidate for this loan because?
Well, I always pay what I owe, and I want to buy a house someday.
Monthly net income: $
3200 after taxes and health insurance
Monthly expenses: $
??Housing: $ 450
??Insurance: $ 50
??Car expenses: $ 100 gas and repairs
??Utilities: $ 30 for electric
??Phone, cable, internet: $ 165
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 200
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Now delinquent: 2 Amount delinquent: $1,029 ??? - JGuide
A: I don't understand what you are asking. This is the amount that shows up delinquent. (Sep-10-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
interstellar$50.00$50.009/3/2010 6:03:41 PM
Red-Bull-One$25.00$25.009/3/2010 7:31:02 PM
lendstats_com$100.00$100.009/6/2010 8:47:54 AM
snm2001$25.00$25.009/8/2010 6:39:36 PM
Cluvnupe06$25.00$25.009/9/2010 8:47:45 AM
tomoe$25.00$25.009/9/2010 10:09:58 AM
mustang9935$35.00$35.009/9/2010 11:45:12 AM
Astyanax$40.00$40.009/9/2010 1:38:13 PM
bullwink27$25.00$25.009/9/2010 3:05:27 PM
admirable-credit$25.00$25.009/9/2010 3:56:54 PM
exchange-dreams$25.00$25.009/9/2010 7:38:52 PM
CoolPlexer$25.00$25.009/9/2010 9:30:43 PM
Sparchange$25.00$10.469/9/2010 10:41:35 PM
wilmajean$25.00$25.009/10/2010 1:04:12 AM
usbank$25.00$25.009/10/2010 6:44:56 AM
portfolio-turbine$25.00$25.009/10/2010 7:06:15 AM
bitano$25.00$25.009/10/2010 8:03:57 AM
FinanceEngine$25.00$25.009/10/2010 9:19:37 AM
pythia$25.00$25.009/10/2010 10:05:13 AM
nanaof7$25.00$25.009/10/2010 10:43:12 AM
Reliance_Banker$25.00$25.009/7/2010 3:43:01 PM
IPG1$25.00$25.009/7/2010 11:18:57 PM
Southern_Illinois_Girl$89.54$89.549/8/2010 7:40:32 PM
lawstudent1$25.00$25.009/9/2010 9:08:19 AM
scamps$25.00$25.009/9/2010 9:28:40 AM
businessguy29$25.00$25.009/9/2010 10:03:00 AM
resplendent-peace7$25.00$25.009/9/2010 4:38:50 PM
orbital-dollar2$25.00$25.009/9/2010 6:53:34 PM
Taho$25.00$25.009/10/2010 8:10:39 AM
wild-orange$25.00$25.009/10/2010 10:00:36 AM
beans53$25.00$25.009/10/2010 11:59:17 AM
rjsdsu$25.00$25.009/10/2010 12:52:28 PM
manfromMaine$25.00$25.009/10/2010 2:21:17 PM
33 bids
 
Borrower Payment Dependent Notes Series 473107
This series of Notes was issued and sold upon the funding of the borrower loan #44416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,700.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-03-2010 
  Auction end date:  Sep-10-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $152.05
Final lender yield: 26.30% Final borrower rate/APR: 27.30% / 30.85% Final monthly payment: $151.65
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.45%  
Lender servicing fee: 1.00% Estimated return: 14.85%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1995 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Aug-2010) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:13y 2m
Amount delinquent: $0 Total credit lines: 16 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,538Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: No  
Screen name: dime-launcher Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off cc debt+build credit
Purpose of loan:
Greetings Prosper Club Lenders!

I wish to use this loan for paying off 1 CC (balance $625) and using the remainder of the loan
to replace the top on my convertible mustang (I own it, so no payment..:)) I would like to also use this loan as way for me to build Prosper Club Credit as I intend to?request a larger amount when this loan is payed off to use for a small business.

My financial situation:?

I've?been self-employed in the marketing industry for 12 years and love what?I do. I make payments on time.

Monthly net income: $ 2500.00

Monthly expenses: $
??Housing: $ 300.00?
??Insurance: $ 48
??Car expenses: $?80
??Utilities: $ included in rent
??Phone, cable, internet: $ $106
??Food, entertainment: $?200
??Clothing, household expenses $ 100
??Credit cards and other loans: $?306
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: So what are the actual balances on your revolving credit card accounts with the interest amount charged to you? - KTOWN
A: Hello KTown, Thank you for your question..:) GE Credit Card is the credit card I would like to pay off The balance is: $607 @ 22.98% My others I'll keep paying on as the interest rate is low. I'll have those paid off within 6 months. $1500 Visa 14% $387 Chase Visa 6% $511 HSBC Mastercard 9% $287 JC Penney 9% I'm not quite sure why Prosper has me at a "D" with this type of interest rate, but that's o.k. I plan to have this loan paid of within 18 months..:) (Sep-06-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
diversification-maple1$25.00$25.009/5/2010 1:25:00 PM
tech310$50.00$50.009/6/2010 4:52:10 PM
Whipster$50.00$50.009/6/2010 6:28:09 PM
well-mannered-income3$30.00$30.009/7/2010 10:54:04 AM
SolarMoonshine$25.00$25.009/7/2010 5:58:51 PM
order-bee1$25.00$25.009/9/2010 12:39:07 AM
bonus-sensai825$25.00$25.009/9/2010 9:12:02 AM
admirable-loyalty$25.00$25.009/9/2010 1:49:56 PM
selfmademan$25.00$25.009/9/2010 2:51:28 PM
brwnidgirl$50.00$50.009/9/2010 2:52:16 PM
squarebob$25.00$25.009/9/2010 2:53:44 PM
bold-attentive-listing$25.00$25.009/9/2010 2:55:27 PM
favorite-commerce$25.00$25.009/9/2010 2:54:08 PM
umfan123$25.00$25.009/9/2010 3:00:33 PM
dime-vista2$25.00$25.009/9/2010 3:05:29 PM
reflective-rupee$25.00$25.009/9/2010 3:10:22 PM
bullincage$26.89$26.899/9/2010 3:13:41 PM
extraordinary-interest1$50.00$50.009/9/2010 3:18:37 PM
Maetryx$48.38$48.389/9/2010 3:39:35 PM
catnip007$25.02$25.029/9/2010 3:42:58 PM
benefit-boots$25.00$25.009/9/2010 4:20:40 PM
grotheik$25.00$25.009/9/2010 4:28:34 PM
bill-expert$50.00$50.009/9/2010 5:15:50 PM
cbivitz$100.00$100.009/9/2010 5:48:09 PM
hmarquiss4$50.00$50.009/9/2010 6:32:18 PM
mistrike$25.00$25.009/9/2010 6:41:57 PM
RogueOne$77.60$77.609/9/2010 7:45:44 PM
aztocas$25.00$25.009/9/2010 7:42:25 PM
AndyT1999$25.00$25.009/9/2010 7:49:53 PM
Land_on_your_feet$40.00$40.009/9/2010 8:53:01 PM
p2ploan-sensation211$25.00$25.009/9/2010 9:19:42 PM
economy-popcorn$25.00$25.009/9/2010 9:14:09 PM
Elevate2012$25.00$25.009/10/2010 12:12:30 AM
mapleman5$50.00$50.009/10/2010 6:55:10 AM
usbank$25.00$25.009/10/2010 6:47:37 AM
testguy$26.01$26.019/10/2010 6:48:11 AM
Taho$25.00$25.009/10/2010 8:12:18 AM
jhernand17$25.00$25.009/10/2010 8:48:04 AM
Get56$25.00$25.009/10/2010 8:46:27 AM
grampy48$25.00$25.009/10/2010 9:39:13 AM
economy-caper9$25.00$25.009/10/2010 11:03:48 AM
sharp-return7$25.00$25.009/10/2010 11:17:04 AM
silver-parsec$25.00$25.009/10/2010 11:27:48 AM
cbivitz$225.00$225.009/10/2010 1:14:04 PM
AM2171$25.00$25.009/10/2010 2:36:49 PM
JustMee$25.00$25.009/3/2010 6:03:40 PM
E-B$50.00$50.009/9/2010 3:21:27 AM
Iloanyoumoney$25.00$25.009/9/2010 7:17:19 AM
TabascoKat$68.00$68.009/9/2010 1:40:38 PM
mgit$60.00$60.009/9/2010 1:53:21 PM
Kyileo$25.00$25.009/9/2010 2:07:06 PM
mdfrog13$60.00$60.009/9/2010 2:13:38 PM
Bob450$30.00$30.009/9/2010 2:41:55 PM
BDS$27.06$27.069/9/2010 3:15:37 PM
kendigme$25.89$25.899/9/2010 3:16:23 PM
on_your_side$25.00$25.009/9/2010 3:29:06 PM
admirable-yield9$50.00$50.009/9/2010 3:53:42 PM
admirable-credit$25.00$25.009/9/2010 3:56:55 PM
credit-missile$25.00$25.009/9/2010 4:57:48 PM
gothampark$25.00$25.009/9/2010 5:17:02 PM
realtormoises$25.00$25.009/9/2010 5:14:41 PM
skillful-asset5$30.00$30.009/9/2010 6:21:31 PM
orbital-dollar2$25.00$25.009/9/2010 7:35:25 PM
exchange-dreams$25.00$25.009/9/2010 7:29:52 PM
roxon$25.00$25.009/9/2010 7:43:28 PM
p2ploan-sensation211$50.00$50.009/9/2010 9:16:42 PM
wonder3$35.00$35.009/10/2010 6:33:05 AM
kangarookim99$25.00$25.009/10/2010 7:13:24 AM
bitano$25.00$25.009/10/2010 8:03:01 AM
social-zebra$30.00$30.009/10/2010 8:02:29 AM
jakdwak$25.00$25.009/10/2010 9:40:34 AM
principal-star$25.00$25.009/10/2010 10:43:54 AM
124SpiderMan$48.74$48.749/10/2010 12:03:55 PM
redtilapia$25.00$25.009/10/2010 12:38:29 PM
aquistoyraul$25.00$25.009/10/2010 1:04:26 PM
payout-bridge$1,000.00$957.389/10/2010 2:36:21 PM
lucrative-coin$54.03$54.039/10/2010 1:53:15 PM
DasMula$25.00$25.009/10/2010 2:31:17 PM
78 bids
 
Borrower Payment Dependent Notes Series 473271
This series of Notes was issued and sold upon the funding of the borrower loan #44378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-07-2010 
  Auction end date:  Sep-14-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $308.20
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $308.20
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2001 Debt/Income ratio: Not calculated
Credit score: 720-739 (Aug-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,743Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: No  
Screen name: best-diversification-raker Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used for my business. I'm an employee in?company in Brooklyn. I also have a restaurant in New Jersey. I use money from my credit card to open this restaurant. My husband takes care in the restaurant. Now, we want the dinning room has a modern looks to attract more customers.

My financial situation:
I am a good candidate for this loan because in this economics crisis, my husband and me still working hard preparing for our bigger family.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what are your current monthly income and expenses(personal)? Please give business average of both as well. - beakerfish
A: Only my monthly income is around 2,500. For the expenses, usually my husband take care about it. I can give you for household expenses, it's around 1,500-2,000. (Sep-08-2010)
Q: Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A: Actually, I didn't have plan before to pay off earlier than 36 months. But I can tell you that it would be in between 23-36 months to pay off. It'll not be earlier than that. (Sep-13-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.009/7/2010 2:44:30 PM
loyalist1$50.00$50.009/7/2010 2:50:44 PM
bid-czar8$50.00$50.009/7/2010 2:51:37 PM
danthemon35$25.00$25.009/7/2010 2:54:54 PM
zipemdown$50.00$50.009/7/2010 3:01:30 PM
burrito6$25.00$25.009/7/2010 3:01:56 PM
reward-adventure$30.00$30.009/7/2010 3:01:04 PM
neighborly-bid$25.00$25.009/7/2010 3:04:14 PM
tech310$50.00$50.009/7/2010 3:24:16 PM
Alittleluck$25.00$25.009/7/2010 6:18:23 PM
bchen78875$25.00$25.009/7/2010 10:57:08 PM
rescue$33.62$33.629/8/2010 1:57:20 AM
6moonbeams$25.00$25.009/8/2010 11:33:03 AM
zorg77$25.00$25.009/8/2010 12:32:35 PM
thedreamer$38.23$38.239/9/2010 7:23:10 AM
worthy-bid8$25.00$25.009/9/2010 12:26:36 PM
orange-preeminant-bill$50.00$50.009/9/2010 3:00:54 PM
AlexTrep$25.00$25.009/9/2010 3:05:34 PM
lcole32$25.00$25.009/9/2010 3:07:58 PM
copper$35.18$35.189/9/2010 3:13:44 PM
honorable-yield$35.00$35.009/9/2010 3:14:38 PM
kindness-hickory5$50.00$50.009/9/2010 3:15:20 PM
miked8303$25.00$25.009/9/2010 4:16:54 PM
AF-Chief$25.00$25.009/10/2010 6:29:58 AM
logical-loyalty0$25.00$25.009/10/2010 6:53:04 AM
generous-deal6$25.00$25.009/10/2010 8:17:30 AM
hizzy$50.00$50.009/10/2010 10:02:58 AM
asiaratt$50.00$50.009/10/2010 12:24:05 PM
rvfbroker$25.00$25.009/10/2010 12:24:07 PM
finance_mba$25.00$25.009/10/2010 1:48:42 PM
spsavage$25.00$25.009/10/2010 3:02:40 PM
inspiring-reward$60.17$60.179/10/2010 3:02:05 PM
yeti888$25.00$25.009/10/2010 3:03:22 PM
sweetlan$25.00$25.009/10/2010 3:06:07 PM
worthy-bid4$25.00$25.009/10/2010 3:06:10 PM
HiccupinGminor$50.00$50.009/10/2010 3:06:23 PM
important-ore$50.00$50.009/10/2010 3:06:30 PM
payout-detective7$25.00$25.009/10/2010 3:07:06 PM
famous-bill$25.00$25.009/10/2010 3:08:13 PM
diplomatic-wealth7$25.00$25.009/10/2010 3:05:52 PM
orange-dollar-guild$25.00$25.009/10/2010 3:06:19 PM
hottogo456$25.00$25.009/10/2010 3:06:26 PM
shrewd-peace7$50.00$50.009/10/2010 3:07:55 PM
shur$25.00$25.009/10/2010 3:06:58 PM
charity_fundraiser$50.00$50.009/10/2010 3:08:03 PM
oldmora$50.00$50.009/10/2010 3:07:42 PM
PatRichi$25.00$25.009/10/2010 3:07:46 PM
Dubbs360$25.00$25.009/10/2010 3:07:49 PM
booyah$25.00$25.009/10/2010 3:07:59 PM
asmithj$50.00$50.009/10/2010 3:13:26 PM
radforj22$25.00$25.009/10/2010 3:10:31 PM
love_what_you_do$25.00$25.009/10/2010 3:11:19 PM
S-Master$25.00$25.009/10/2010 3:13:02 PM
engaging-contract$25.00$25.009/10/2010 3:13:29 PM
Patter256$25.00$25.009/10/2010 3:17:38 PM
IIP77$25.00$25.009/10/2010 7:22:17 PM
108lender$25.00$25.009/10/2010 10:47:14 PM
marketplace-cello5$25.00$25.009/11/2010 12:27:11 AM
silver-parsec$25.00$25.009/11/2010 4:32:24 PM
bshunley$25.00$25.009/11/2010 11:15:02 AM
WonByOne$25.00$25.009/11/2010 2:26:15 PM
bazaar-ruler$25.00$25.009/12/2010 12:30:28 AM
Plotinus$26.29$26.299/12/2010 12:19:09 AM
ouyangers$25.00$25.009/12/2010 12:30:51 AM
MissionMicroFinance$25.00$25.009/12/2010 7:59:44 AM
mrzz$25.00$25.009/12/2010 12:35:47 AM
Bob450$25.00$25.009/12/2010 8:35:23 AM
snoopey100$25.00$25.009/12/2010 9:42:36 AM
FeedTheMachine$58.75$58.759/12/2010 10:18:05 AM
nicklds$25.00$25.009/12/2010 9:45:57 AM
traice$25.00$25.009/12/2010 9:58:12 AM
CC911$25.00$25.009/12/2010 3:43:32 PM
jo2y$25.00$25.009/12/2010 2:42:32 PM
palpbert$25.00$25.009/12/2010 5:57:32 PM
TheColoradoDon$25.00$25.009/12/2010 8:54:01 PM
credit-fox3$25.00$25.009/12/2010 11:57:12 PM
OSERENKUKU$25.00$25.009/12/2010 9:23:45 PM
kginatl$50.00$50.009/13/2010 4:22:28 AM
Whipster$50.00$50.009/13/2010 5:23:35 AM
financial-frenzy$50.00$50.009/13/2010 6:44:11 AM
YurshotCapital$39.00$39.009/13/2010 8:37:35 AM
teejay411$100.00$85.379/13/2010 7:24:18 AM
compsciman$50.00$50.009/13/2010 6:07:11 AM
plainsmart$50.00$50.009/13/2010 6:44:14 AM
prodigy525$25.00$25.009/13/2010 1:18:03 PM
LKCGICG$25.00$25.009/13/2010 2:16:08 PM
Maetryx$49.89$49.899/13/2010 5:05:29 PM
JustMee$25.00$25.009/13/2010 4:49:26 PM
greenback-maracas$25.00$25.009/13/2010 7:57:00 PM
sharp-return7$200.00$200.009/13/2010 9:32:10 PM
courteous-kindness1$25.00$25.009/13/2010 6:09:27 PM
greenback-chairman5$25.00$25.009/13/2010 7:46:16 PM
kendigme$25.00$25.009/14/2010 3:15:59 AM
aztocas$25.00$25.009/14/2010 5:31:51 AM
Leshan$50.00$50.009/14/2010 8:41:53 AM
enchanted-silver2$100.00$100.009/14/2010 8:30:46 AM
Darkknight23$25.00$25.009/14/2010 12:03:21 PM
-------Loaner$50.00$50.009/14/2010 9:38:30 AM
loanman2007$50.00$50.009/14/2010 1:10:01 PM
icon7$50.00$50.009/14/2010 1:58:10 PM
DasMula$25.00$25.009/14/2010 1:04:59 PM
EBITDA$25.00$25.009/7/2010 2:43:42 PM
handshake5$25.00$25.009/7/2010 2:45:49 PM
kulender$50.00$50.009/7/2010 2:57:26 PM
enthralling-deal180$100.00$100.009/7/2010 2:58:26 PM
finance-magma7$100.00$100.009/7/2010 3:00:02 PM
Artist_Blue$25.00$25.009/7/2010 3:23:32 PM
lender987654321$25.00$25.009/8/2010 10:12:12 AM
pfh$25.00$25.009/8/2010 11:15:40 AM
beakerfish$275.00$275.009/8/2010 6:05:18 PM
qtmspin$50.00$50.009/9/2010 7:33:03 AM
patriot897$25.00$25.009/9/2010 10:19:41 AM
balanced-bill7$50.00$50.009/9/2010 3:14:11 PM
moola-monger9$50.00$50.009/9/2010 3:15:26 PM
kain11286$50.00$50.009/9/2010 5:28:35 PM
well-mannered-income3$30.00$30.009/9/2010 5:39:32 PM
teller$25.00$25.009/10/2010 6:57:15 AM
efficient-marketplace$33.86$33.869/10/2010 7:44:28 AM
mtquan$25.00$25.009/10/2010 8:17:29 AM
new-social-economist$50.00$50.009/10/2010 10:03:01 AM
extraordinary-transaction$50.00$50.009/10/2010 12:24:02 PM
hope-eagle6$25.00$25.009/10/2010 3:05:03 PM
NewTouchAssociateLLC$50.00$50.009/10/2010 3:05:57 PM
squarebob$25.00$25.009/10/2010 3:06:01 PM
lamsabuy$41.86$41.869/10/2010 3:03:50 PM
deadbabyseal$25.00$25.009/10/2010 3:03:53 PM
fairness-kayak$25.00$25.009/10/2010 3:06:17 PM
samo102us$25.00$25.009/10/2010 3:04:24 PM
prophetofomaha$50.00$50.009/10/2010 3:06:32 PM
gotjack$25.00$25.009/10/2010 3:03:25 PM
lucrative-dollar$50.00$50.009/10/2010 3:06:55 PM
return-pumpkin7$25.00$25.009/10/2010 3:03:56 PM
victorcab$25.00$25.009/10/2010 3:05:11 PM
richboy56$25.00$25.009/10/2010 3:04:15 PM
Attract$25.00$25.009/10/2010 3:07:15 PM
wanna-help$50.00$50.009/10/2010 3:07:47 PM
ideal-platinum1$50.00$50.009/10/2010 3:05:09 PM
senorzookeeper$25.00$25.009/10/2010 3:06:21 PM
harmonious-revenue7$50.00$50.009/10/2010 3:06:03 PM
rogue_monster$25.00$25.009/10/2010 3:08:38 PM
j-lender$50.00$50.009/10/2010 3:06:44 PM
kahn42$50.00$50.009/10/2010 3:06:18 PM
bonFire8$25.00$25.009/10/2010 3:07:44 PM
consomedia$50.00$50.009/10/2010 3:07:52 PM
supreme-hope$25.00$25.009/10/2010 3:09:33 PM
stock106$25.00$25.009/10/2010 3:07:09 PM
first-upright-payout$50.00$50.009/10/2010 3:07:36 PM
runner262$25.00$25.009/10/2010 3:07:41 PM
red-favorable-basis$25.00$25.009/10/2010 3:09:05 PM
b-rent$25.00$25.009/10/2010 3:08:15 PM
logical-moola4$50.00$50.009/10/2010 3:08:20 PM
catomaior$25.00$25.009/10/2010 3:08:30 PM
delivery$25.00$25.009/10/2010 3:13:05 PM
junctionking$25.00$25.009/10/2010 3:13:52 PM
dinero-mason$50.00$50.009/10/2010 3:12:53 PM
Rdodson11$25.00$25.009/10/2010 3:14:13 PM
moneygeek$50.00$50.009/10/2010 3:13:37 PM
treasure-bliss$50.00$50.009/11/2010 5:23:06 AM
velocity-motivator6$25.00$25.009/11/2010 3:47:13 PM
Philkent$39.47$39.479/11/2010 12:32:11 PM
Fargo109$25.00$25.009/11/2010 6:24:31 PM
kind-bill-supporter$25.98$25.989/11/2010 3:13:16 PM
nhm$25.00$25.009/12/2010 12:11:43 AM
Sateesh$54.85$54.859/12/2010 12:11:55 AM
affluence-tycoon$25.00$25.009/12/2010 12:32:53 AM
circustab$50.00$50.009/11/2010 6:34:40 PM
flwah$25.00$25.009/12/2010 12:33:22 AM
flexible-duty3$25.00$25.009/12/2010 7:09:10 AM
LAM26$25.00$25.009/12/2010 12:31:18 AM
sjlnn$25.00$25.009/12/2010 9:55:32 AM
derec$25.00$25.009/12/2010 9:41:47 AM
mvalley$25.34$25.349/12/2010 12:27:11 PM
spirited-commitment$25.00$25.009/12/2010 10:03:21 AM
loss-of-control$25.00$25.009/12/2010 3:42:35 PM
loss-of-control$25.00$25.009/12/2010 3:42:56 PM
Phantom99$25.00$25.009/12/2010 7:52:41 PM
commitment-builder$50.00$50.009/13/2010 6:33:45 AM
purposeful-dedication$25.00$25.009/13/2010 3:20:29 PM
imoutdoorsy$25.00$25.009/13/2010 3:38:19 PM
draggon77$25.00$25.009/13/2010 3:49:58 PM
red-ready-principal$25.00$25.009/13/2010 9:19:12 PM
sharp-return7$50.00$50.009/13/2010 9:27:52 PM
duty-monger$50.00$50.009/14/2010 4:18:21 AM
Starfin300$29.78$29.789/14/2010 5:42:04 AM
Starfin-Capital-Management$100.00$100.009/14/2010 5:57:58 AM
BeanCownter$25.00$25.009/14/2010 6:37:51 AM
realtormoises$25.00$25.009/14/2010 8:14:06 AM
integrity-doctor$100.00$100.009/14/2010 7:56:04 AM
DMKAssetManagement$50.00$50.009/14/2010 11:16:38 AM
CaliforniaSun$25.00$25.009/14/2010 10:23:10 AM
Spraydawg$327.36$327.369/14/2010 10:42:04 AM
Engineer44$25.00$25.009/14/2010 2:21:48 PM
192 bids
 
Borrower Payment Dependent Notes Series 473473
This series of Notes was issued and sold upon the funding of the borrower loan #44381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-30-2010 
  Auction end date:  Sep-06-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $123.28
Final lender yield: 22.00% Final borrower rate/APR: 23.00% / 26.46% Final monthly payment: $116.13
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.33%  
Lender servicing fee: 1.00% Estimated return: 10.67%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1999 Debt/Income ratio: 8%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:6y 5m
Amount delinquent: $0 Total credit lines: 11 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,498Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: No  
Screen name: happy12life Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
For downpayment and closing costs
Purpose of loan:
This loan will be used to? towards downpayment and closing costs of the house I am planning to buy, I am just a little short and would like to avoid the mortgage insurance.

My financial situation:
I am a good candidate for this loan because? I earn enough and the price of the house which we plan to purchase is not anywhere near the upper limit of what we would qualify for based on household income. As my cash flow would show I have?enough income to spare and plan to pay back the loan within the next six months rather than pay such high interest rates. Credit score has been affected by one 30 day late payment (accident\mistake) one year back and multiple enquires in the last few months as we were shopping around for a mortgage.

Getting this money will help me avoid paying a PMI. Salary shown here does not include bonuses, ESPP etc.

Wife has a good job and takes care of some of the household expenses.

Monthly net income: $ 6300

Monthly expenses: $ 2300
??Housing: $ 1400 (will be 2500 after I buy the house, including property taxes and home insurance)
??Insurance: $ 100
??Car expenses: $ 346
??Utilities: $?50
??Phone, cable, internet: $ 100
??Food, entertainment: $ wife takes care
??Clothing, household expenses $ wife?takes?care
??Credit cards and other loans: $ 250
??Other expenses: $ wife takes care
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello. I bid on your last listing. Why did it get cancelled? Thanks and good luck. - payment-halo
A: That is true, I had this listing a few weeks earlier and it was funded but I did not go ahead with the loan. There was some problem with the deal since the appraisal came in lower and the seller wasn't agreeing to reduce the price, hence I wasn't sure whether I would buy at all. Eventually, the seller gave in and we are closing. (Sep-03-2010)
Q: You once asked for $8K to help buy your home. Now you're asking for $3K, what happened to the remaining $5K that you need to close the deal? - hektek22
A: The purchase price of the home has reduced, after further negotiations. Also, the seller has agreed to make a couple of upgrades which I may have had to do before moving in. So now I need 5K less. (Sep-05-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
killdare$25.00$25.009/2/2010 5:07:48 PM
SolarMoonshine$25.00$25.009/3/2010 10:03:58 AM
rospa$25.00$25.009/3/2010 11:50:08 PM
FinanceEngine$25.00$25.009/4/2010 7:05:40 AM
northern_paddler$25.00$25.009/4/2010 7:50:06 AM
mckhbnpc$30.00$30.009/4/2010 8:35:06 AM
pwez652$48.32$48.329/4/2010 11:52:59 AM
4mydaughterseducation$25.00$25.009/4/2010 1:02:40 PM
gothampark$25.00$25.009/4/2010 4:47:23 PM
CapricornLending$25.00$25.009/4/2010 7:22:38 PM
benefit-boots$25.00$25.009/4/2010 11:22:18 PM
pmj453$25.00$25.009/5/2010 6:04:36 PM
credit-missile$25.00$25.009/5/2010 8:36:04 PM
FirstLender$25.00$25.009/6/2010 5:47:06 AM
rockhound84$25.00$25.009/6/2010 9:03:16 AM
cybercop45$25.00$25.009/6/2010 7:28:03 AM
scamps$25.00$25.009/6/2010 9:47:17 AM
marwadi-62$100.00$100.009/6/2010 10:56:15 AM
kf88$25.00$25.009/6/2010 12:47:43 PM
exciting-fairness$200.00$200.009/6/2010 1:50:43 PM
aquistoyraul$25.00$25.009/6/2010 3:56:24 PM
order-bee1$300.00$300.009/6/2010 3:54:40 PM
good4loan$25.00$25.009/6/2010 4:01:53 PM
loss-of-control$50.00$50.009/1/2010 5:55:01 PM
mercuriant$25.00$25.009/3/2010 12:07:56 PM
moramis$25.00$25.009/3/2010 12:09:56 PM
ghinga$25.00$25.009/3/2010 2:31:40 PM
boo_hoo$50.00$50.009/3/2010 3:18:52 PM
interstellar$50.00$50.009/3/2010 4:17:50 PM
green-rapid-openness$50.00$50.009/3/2010 5:56:51 PM
silverloan$29.09$29.099/4/2010 12:33:34 AM
GoGators01$25.00$25.009/4/2010 12:49:36 AM
phchristensen$50.00$50.009/4/2010 3:12:47 AM
aztocas$25.00$25.009/4/2010 10:12:12 AM
rockhound84$25.00$25.009/4/2010 10:25:31 AM
ASG_NECO$25.00$25.009/4/2010 10:57:22 AM
SkyLoan$25.00$25.009/4/2010 11:08:06 AM
california5andime$25.00$25.009/4/2010 6:43:48 PM
turbobunny$50.00$50.009/4/2010 9:11:57 PM
hektek22$600.00$600.009/5/2010 11:50:45 AM
Free-the-usa-1776$25.00$25.009/5/2010 6:32:35 PM
EngineersAlliance$50.00$50.009/5/2010 10:18:12 PM
credit-missile$25.00$25.009/5/2010 8:36:33 PM
grammaspurse$25.00$25.009/6/2010 8:03:28 AM
spiff666$25.00$25.009/6/2010 8:18:08 AM
aztec$98.00$59.599/6/2010 9:20:37 AM
ethicalhumanist$50.00$50.009/6/2010 10:36:52 AM
social-zebra$28.00$28.009/6/2010 11:09:01 AM
trumpeter5$25.00$25.009/6/2010 3:57:42 PM
p2ploan-sensation211$25.00$25.009/6/2010 3:58:01 PM
order-bee1$300.00$300.009/6/2010 3:54:05 PM
p2ploan-sensation211$25.00$25.009/6/2010 3:59:36 PM
NickRac$30.00$30.009/6/2010 3:59:47 PM
Engineer44$25.00$25.009/6/2010 4:00:49 PM
54 bids
 
Borrower Payment Dependent Notes Series 473625
This series of Notes was issued and sold upon the funding of the borrower loan #44372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,100.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-30-2010 
  Auction end date:  Sep-06-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $86.30
Final lender yield: 24.00% Final borrower rate/APR: 25.00% / 28.50% Final monthly payment: $83.50
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.39%  
Lender servicing fee: 1.00% Estimated return: 12.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1988 Debt/Income ratio: Not calculated
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,886Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: reliable-exchange9 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for our wedding
Purpose of loan:
This loan will be used to pay for my wedding.? My fiancee and I have paid deposits and for some other expenses and have also saved a sum of money, but still need a loan for some of the major expenses that go with a wedding.

My financial situation:
I am a good candidate for this loan because both my fiancee and I will be paying this loan off.? My fiancee's expected income this year will be between $38K and $40K.? I am a seasonal Assistant Golf Professional.? I work the summer months in Massachusetts and the winter months in Florida.? A large amount of my income in the winter months comes from cash gratuity that can not be documented.? We plan on using some of our cash gifts from the wedding to pay towards this loan.? Our wedding is in September of this year, so potential lenders can expect a large payment in October.

Monthly net income: $1500
Fiance $2250
Total $3750
Monthly expenses: $1830
??Housing: $ 0
??Insurance: $230
??Car expenses: $ 600
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is the delinquency on your report? - principal-star
A: I received a traffic ticket for speeding in Washington D.C. from an automated photo-radar. I fought the ticket and never received anything back from them. A few months ago I noticed that I had a current delinquency on my credit report for $50. It turned out that the D.C. DMV reduced my ticket, but I never received their reply and it got sent into collections. I paid the $50 the next day and am currently trying to get it wiped off my report. (Sep-05-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
exchange-dreams$25.00$25.009/1/2010 8:58:25 PM
rf7949$25.00$25.009/3/2010 10:22:14 AM
rustysailor$25.00$25.009/3/2010 12:24:26 PM
Bob450$25.00$25.009/3/2010 4:22:35 PM
DaiUy$25.00$25.009/4/2010 8:07:03 AM
harddollars$100.00$100.009/4/2010 9:19:44 AM
ASG_NECO$25.00$25.009/4/2010 11:08:37 AM
4mydaughterseducation$25.00$25.009/4/2010 1:03:18 PM
hawaiitechnical$25.00$25.009/5/2010 1:46:20 AM
SkinnyFish$25.00$25.009/5/2010 5:33:53 AM
loan-adventurer7$25.00$25.009/5/2010 2:29:01 PM
Lubava$25.00$25.009/6/2010 7:21:35 AM
rockhound84$25.00$25.009/6/2010 8:01:03 AM
aztec$50.84$50.849/6/2010 9:22:28 AM
changger$50.00$7.169/6/2010 11:27:03 AM
NickRac$55.00$55.009/6/2010 3:57:24 PM
aquistoyraul$25.00$25.009/6/2010 3:58:00 PM
tech310$50.00$50.009/1/2010 5:44:56 AM
SolarMoonshine$25.00$25.009/1/2010 5:05:11 PM
green-rapid-openness$50.00$50.009/2/2010 9:56:02 AM
green-rapid-openness$50.00$50.009/2/2010 9:56:17 AM
dudebrah$25.00$25.009/3/2010 1:06:05 PM
santhana$50.00$50.009/3/2010 1:31:03 PM
crab-e-bill$32.89$32.899/3/2010 4:22:49 PM
Milonguero$100.00$100.009/3/2010 3:27:29 PM
marwadi-62$100.00$100.009/4/2010 6:26:29 AM
pathcrx$25.00$25.009/4/2010 9:33:23 AM
leverage-monger$25.00$25.009/4/2010 10:50:49 AM
aztocas$25.00$25.009/4/2010 10:13:49 AM
bold-dynamic-silver$25.00$25.009/4/2010 1:30:47 PM
gothampark$25.00$25.009/4/2010 4:53:53 PM
farblest$43.14$43.149/5/2010 9:24:15 PM
CREinvestor$34.36$34.369/6/2010 6:49:09 AM
good4loan$25.00$25.009/5/2010 11:36:58 PM
micsupra$61.84$61.849/6/2010 7:08:27 AM
zodiac100$25.00$25.009/6/2010 7:17:39 AM
ethicalhumanist$25.00$25.009/6/2010 10:47:10 AM
rockhound84$25.00$25.009/6/2010 11:22:14 AM
ghinga$25.00$25.009/6/2010 12:16:16 PM
bratcher$39.77$39.779/6/2010 1:27:19 PM
dRatedOnly$25.00$25.009/6/2010 3:55:04 PM
p2ploan-sensation211$25.00$25.009/6/2010 3:58:25 PM
order-bee1$600.00$600.009/6/2010 3:56:25 PM
43 bids
 
Borrower Payment Dependent Notes Series 473979
This series of Notes was issued and sold upon the funding of the borrower loan #44404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Sep-02-2010 
  Auction end date:  Sep-05-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 41.35% Starting monthly payment: $45.24
Final lender yield: 33.00% Final borrower rate/APR: 34.00% / 40.32% Final monthly payment: $44.67
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 20.25%  
Lender servicing fee: 1.00% Estimated return: 12.75%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1998 Debt/Income ratio: 22%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 17 / 10Length of status:10y 4m
Amount delinquent: $376 Total credit lines: 70 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,594Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: No  
Screen name: IndyBabyboy45 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 27 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2008)
640-659 (Mar-2008)
 
Principal balance: $701.20 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
pay off bills
Purpose of loan:
This loan will be used to?
pay off bills
My financial situation:
I am a good candidate for this loan because?
I Have A Loans With Prosper Now And almost finish paying it off
Monthly net income: $
1900.00
Monthly expenses: $
??Housing: $ 350.00
??Insurance: $ 0
??Car expenses: $?none
??Utilities: $ 35.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $ 25.00
??Credit cards and other loans: $ 679.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi there, could you explain the current amount delinquent? Thanks and good luck with this loan. - green-rapid-openness
A: I got three delinquent and i am paying all of them down each month,they are care credit in the amount of $682.32,and the other two are Wishard Hospital one for $80.00,and one for,$150.00 (Sep-04-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Dave_Cashflow$25.00$25.009/2/2010 2:49:07 PM
Kash2010lu$35.00$35.009/2/2010 6:14:10 PM
reflective-rupee$25.00$25.009/3/2010 10:29:13 AM
return-grizzly$100.00$100.009/3/2010 2:50:20 PM
lucrative-loan$47.52$47.529/3/2010 4:38:15 PM
william8$25.00$25.009/3/2010 7:22:39 PM
restless-dime$25.00$25.009/3/2010 7:52:46 PM
icanhasloanz$25.00$25.009/3/2010 10:38:06 PM
Moe87$25.00$25.009/4/2010 6:08:55 AM
hidavehi$27.00$27.009/4/2010 8:07:15 AM
supreme-hope$25.00$25.009/4/2010 7:06:58 PM
eboomer2611$25.00$25.009/5/2010 11:30:34 AM
heerzaquestion$25.00$25.009/5/2010 12:52:49 PM
outofoffice$25.00$25.009/5/2010 1:28:56 PM
UCLA4life$50.00$50.009/2/2010 3:38:20 PM
investment-thinker4$25.00$25.009/3/2010 4:46:59 AM
productive-ore$50.00$50.009/3/2010 2:05:52 PM
SolarMoonshine$25.00$25.009/3/2010 2:24:32 PM
winmals$25.00$25.009/3/2010 6:32:35 PM
fabulous-community4$56.33$56.339/4/2010 2:33:22 AM
marwadi-62$90.00$90.009/4/2010 6:17:58 AM
twjh$25.00$19.159/4/2010 6:22:32 AM
shrewd-income$25.00$25.009/4/2010 7:20:17 AM
cashhelp$25.00$25.009/4/2010 7:22:41 AM
DasMula$25.00$25.009/4/2010 8:03:24 AM
FarmersBank$25.00$25.009/4/2010 8:14:56 AM
five-star-note$75.00$75.009/4/2010 9:19:47 AM
exchange-dreams$25.00$25.009/5/2010 7:07:09 AM
28 bids
 
Borrower Payment Dependent Notes Series 474085
This series of Notes was issued and sold upon the funding of the borrower loan #44397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-02-2010 
  Auction end date:  Sep-03-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $86.85
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $86.85
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1978 Debt/Income ratio: 8%
Credit score: 680-699 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 15 / 15Length of status:2y 11m
Amount delinquent: $3,307 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,847Stated income:$50,000-$74,999
Delinquencies in last 7y: 16 Bankcard utilization: 15%  
   Homeownership: Yes  
Screen name: agile-investment1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a motorcycle
Purpose of loan:
This loan will be used to purchase a motorcycle ?

My financial situation:
I am a good candidate for this loan because I will be able to pay off the loan every month on time and I have inproved my credit over the last several years.?

Monthly net income: $ 53000

Monthly expenses: $
??Housing: $ 1900????
??Insurance: $ 150
??Car expenses: $60
??Utilities: $ 0
??Phone, cable, internet: $0?
??Food, entertainment: $ 150????
??Clothing, household expenses $100
??Credit cards and other loans: $ 250
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
studious-bonus7$100.00$100.009/2/2010 2:40:14 PM
jazzlender$25.00$25.009/2/2010 2:43:42 PM
kmr2$100.00$100.009/2/2010 2:47:58 PM
kegs$150.00$150.009/2/2010 2:48:25 PM
integrity-trumpet$50.00$50.009/2/2010 2:49:49 PM
ttnk62918$25.00$25.009/2/2010 2:50:45 PM
tsg2007$25.00$25.009/2/2010 2:51:24 PM
interstellar$50.00$50.009/2/2010 2:52:56 PM
pnace$50.00$50.009/2/2010 2:31:42 PM
simplelender80$250.00$250.009/2/2010 2:38:45 PM
important-ore$50.00$50.009/2/2010 2:46:02 PM
mla$25.00$25.009/2/2010 2:48:05 PM
larrybird$150.00$150.009/2/2010 2:48:58 PM
bid-czar8$50.00$50.009/2/2010 2:42:34 PM
objective-investor$100.00$100.009/2/2010 2:51:11 PM
lloyd_s$25.00$25.009/2/2010 3:43:07 PM
shrewd-peace7$40.00$40.009/2/2010 3:46:24 PM
orange-courageous-dedication$30.00$30.009/2/2010 3:56:35 PM
hitsman$100.00$100.009/2/2010 2:42:09 PM
handshake5$25.00$25.009/2/2010 2:46:52 PM
Vegasjim$25.00$25.009/2/2010 2:50:57 PM
ichibon$200.00$200.009/2/2010 2:52:07 PM
worth-arch$25.00$25.009/2/2010 3:31:40 PM
auction-workhorse679$25.00$25.009/2/2010 3:51:06 PM
Approved$50.00$50.009/2/2010 2:29:47 PM
ray1051$25.00$25.009/2/2010 2:32:03 PM
GElender$50.00$50.009/2/2010 2:32:46 PM
authentic-liberty7$50.00$50.009/2/2010 2:43:04 PM
Weaverville$50.00$50.009/2/2010 2:35:39 PM
schpere$25.00$25.009/2/2010 2:46:31 PM
loan-wasp$50.00$50.009/2/2010 2:41:49 PM
enthralling-deal180$100.00$100.009/2/2010 2:43:27 PM
vigorous-note$50.00$50.009/2/2010 2:51:50 PM
Fiimg$50.00$50.009/2/2010 2:45:26 PM
proper-p2p6$50.00$50.009/2/2010 2:52:51 PM
asset-professor$50.00$50.009/2/2010 2:54:23 PM
wise-dedicated-power$25.00$25.009/2/2010 2:50:37 PM
rescue$50.00$50.009/2/2010 3:35:18 PM
bountiful-durability$100.00$100.009/2/2010 3:54:34 PM
samo102us$25.00$5.009/2/2010 4:00:51 PM
CAGE-Investments$25.00$25.009/2/2010 3:59:38 PM
41 bids
 
Borrower Payment Dependent Notes Series 474161
This series of Notes was issued and sold upon the funding of the borrower loan #44375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-03-2010 
  Auction end date:  Sep-10-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $111.16
Final lender yield: 12.50% Final borrower rate/APR: 13.50% / 15.65% Final monthly payment: $108.59
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.16%  
Lender servicing fee: 1.00% Estimated return: 6.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2000 Debt/Income ratio: 4%
Credit score: 720-739 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 4 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,808Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: Yes  
Screen name: newest-adventurous-community Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:??????????????Pay off last credit card & sales tax on used car
This loan will be used to?

My financial situation: I am very stable.? Have worked full time for the last 30 yrs.? At times working 2 jobs.
I am a good candidate for this loan because?

Monthly net income: $ 2,262.00

Monthly expenses: $
??Housing: $ 771.00
??Insurance: $ 65.00
??Car expenses: $ 338.00
??Utilities: $?55.00
??Phone, cable, internet: $?95.00????
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 38.00 credit card min/always pay more
??Other expenses: $ 75.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bonus-quark4$25.00$25.009/10/2010 6:55:45 AM
interstellar$50.00$50.009/3/2010 3:14:04 PM
ChoiceInvestments$25.00$25.009/4/2010 9:49:35 AM
kgauss$25.00$25.009/4/2010 11:21:32 AM
wwwUniversal$25.00$25.009/4/2010 2:11:12 PM
Wildcat23$50.00$50.009/6/2010 9:37:07 AM
gjm6d$25.00$25.009/6/2010 2:26:47 PM
totoro$25.00$25.009/6/2010 4:26:28 PM
EliteCapital$25.46$25.469/6/2010 5:22:03 PM
GALERXLoans$50.00$50.009/7/2010 11:03:37 AM
scientists$25.00$25.009/7/2010 10:23:07 AM
EliteCapital$25.00$25.009/7/2010 10:52:43 PM
bejfishing$25.00$25.009/8/2010 6:37:20 AM
justme4now$25.00$25.009/8/2010 2:34:46 PM
LibbyZ$50.00$50.009/8/2010 4:03:13 PM
JohnQGalt$25.00$25.009/8/2010 5:39:27 PM
sturdy-velocity6$25.00$25.009/8/2010 6:51:00 PM
BankofBeth$25.00$25.009/8/2010 8:40:21 PM
mauge35$52.50$52.509/8/2010 8:46:52 PM
basejump0$25.00$25.009/8/2010 8:41:41 PM
BlessedEveryDay$25.00$25.009/9/2010 6:03:25 AM
blue-relay$25.00$25.009/9/2010 6:25:40 AM
mobius_titan$25.00$25.009/9/2010 7:32:22 AM
B$50.00$50.009/9/2010 1:55:35 PM
midifool$25.00$25.009/9/2010 2:59:28 PM
Richmp412$25.00$25.009/9/2010 2:59:15 PM
Walden2007$25.00$25.009/9/2010 3:34:19 PM
ezerkd$26.45$26.459/9/2010 5:30:57 PM
Toony$25.00$25.009/9/2010 6:01:37 PM
protargol$25.00$25.009/9/2010 9:27:47 PM
interact$25.00$25.009/10/2010 6:45:31 AM
kangarookim99$25.00$25.009/10/2010 7:15:18 AM
microfunder$25.00$25.009/10/2010 8:00:46 AM
StanTheMan$25.00$25.009/10/2010 8:12:28 AM
crazyinjun$25.00$25.009/10/2010 7:46:49 AM
microfunder$25.00$25.009/10/2010 8:03:02 AM
twenty_percent_plus$25.00$25.009/10/2010 9:00:28 AM
Barrayaran$25.00$25.009/10/2010 9:29:19 AM
economy-caper9$25.00$25.009/10/2010 9:07:33 AM
Trygs$30.00$30.009/10/2010 9:29:01 AM
fund-fox4$30.00$30.009/10/2010 10:10:47 AM
SPickle$25.00$25.009/10/2010 9:44:43 AM
GarciaCompany$25.00$25.009/10/2010 10:08:42 AM
mkvance$30.00$30.009/10/2010 10:21:39 AM
mex_invests$25.00$25.009/10/2010 1:19:22 PM
marwadi-62$200.00$200.009/10/2010 1:25:39 PM
DasMula$25.00$25.009/10/2010 2:33:29 PM
bradny$25.00$25.009/10/2010 2:23:23 PM
Brainworm$25.00$25.009/4/2010 6:56:20 AM
RandyL3$25.00$25.009/4/2010 8:49:16 PM
exchange-dreams$25.00$25.009/5/2010 7:15:51 AM
timepassport$25.00$25.009/7/2010 10:58:51 AM
maximizer$25.00$25.009/7/2010 6:04:45 PM
doopers$25.00$25.009/7/2010 8:59:44 PM
KSPHoldings$25.00$25.009/8/2010 5:17:48 AM
Ven58$25.00$25.009/8/2010 9:36:00 AM
FundMaker$25.00$25.009/8/2010 4:00:34 PM
sparkmeister$25.00$25.009/8/2010 4:03:09 PM
Kessler$27.00$27.009/8/2010 4:03:17 PM
Ambassador$38.00$38.009/9/2010 3:49:39 AM
pueblopablo$26.11$26.119/9/2010 6:32:44 AM
creative-generosity3$25.50$25.509/9/2010 7:29:55 AM
Lender0307$25.00$25.009/9/2010 8:18:38 AM
mustang9935$35.00$35.009/9/2010 11:46:26 AM
credit-kahuna$50.00$50.009/9/2010 3:55:22 PM
guardian3$25.00$25.009/9/2010 4:37:01 PM
redrose1518$30.00$30.009/9/2010 5:02:19 PM
nashibaksi$25.00$25.009/9/2010 5:35:08 PM
poetic-diversification$250.00$250.009/9/2010 5:45:06 PM
welovebutterflies$25.00$25.009/9/2010 8:18:34 PM
eighttone$25.00$25.009/9/2010 9:57:14 PM
BuzzyBee336$25.00$25.009/9/2010 10:06:25 PM
alvinsl$25.00$25.009/10/2010 4:54:25 AM
orbital-dollar2$25.00$25.009/10/2010 5:56:59 AM
drtxmac$50.00$50.009/10/2010 7:10:37 AM
forthright-principal2$25.00$25.009/10/2010 8:58:31 AM
hope-lionheart1$35.00$35.009/10/2010 9:07:55 AM
grampy48$25.00$25.009/10/2010 9:32:58 AM
curious166$75.00$75.009/10/2010 9:47:29 AM
unafraid-loan5$25.00$25.009/10/2010 10:02:50 AM
productive-finance$30.00$30.009/10/2010 9:41:01 AM
slwholesales$30.14$30.149/10/2010 10:26:34 AM
ericsb$107.27$107.279/10/2010 10:29:37 AM
bullwink27$25.00$25.009/10/2010 10:34:44 AM
pythia$25.00$25.009/10/2010 10:01:31 AM
bill-expert$200.00$46.579/10/2010 10:10:58 AM
Cherrypicker$25.00$25.009/10/2010 11:24:21 AM
Johnab$25.00$25.009/10/2010 11:33:40 AM
amlu1988$25.00$25.009/10/2010 11:54:03 AM
patriot897$50.00$50.009/10/2010 1:06:13 PM
SC2TX$100.00$100.009/10/2010 2:01:15 PM
91 bids
 
Borrower Payment Dependent Notes Series 474363
This series of Notes was issued and sold upon the funding of the borrower loan #44412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Sep-07-2010 
  Auction end date:  Sep-14-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $90.47
Final lender yield: 30.10% Final borrower rate/APR: 31.10% / 34.73% Final monthly payment: $86.11
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 25.76%  
Lender servicing fee: 1.00% Estimated return: 4.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1994 Debt/Income ratio: 33%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 8 Current / open credit lines: 6 / 6Length of status:7y 4m
Amount delinquent: $1,333 Total credit lines: 47 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: jojob8 Borrower's state: Arkansas Borrower's group: Worldpower Investments
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 27 ( 100% ) 640-659 (Latest)
Principal borrowed: $6,600.00< 31 days late: 0 ( 0% )  
640-659 (Nov-2009)
600-619 (Sep-2009)
520-539 (Jun-2008)
520-539 (May-2008)
 
Principal balance: $463.99 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
Kaplan Course for the GMAT
Purpose of loan:
I am looking to improve my GMAT Score and take the Kaplan course to get this achieved.? Please help me qualify for graduate school.??????
My financial situation:
I am a good candidate for this loan because I have learned how to pay my bills and improve my credit score tremendously and I want to establish myself in a position to be the lender and not the borrower.??????
Monthly net income: $
$1600.00 - Mine
$1600.00 - Husband Total : $3200.00
Monthly expenses: $
??Housing: $ 678.00????????
??Insurance: $ 199.00????
??Car expenses: $ 369.87
??Utilities: $ 350.00
??Phone, cable, internet: $ 160.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 250.00
??Credit cards and other loans: $?214.46
??Total:? $ 2321.33
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: explain your deliquiencies - restless-dime
A: Hey restless-dime, those delinquencies are a result of my bankruptcy, they are not current accounts because all my current accounts are paid on time but since the delinquent accounts are still on my credit report they show up on the prosper report. My Bankruptcy was discharged last year. Thanks for your inquiry and God bless you. (Sep-14-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
neorunner$25.00$25.009/9/2010 8:39:12 AM
enthusiastic-balance5$50.00$50.009/9/2010 3:01:46 PM
Kash2010lu$50.00$50.009/10/2010 10:32:18 AM
healingangel22$25.00$25.009/10/2010 3:53:00 PM
carrinel$50.00$50.009/12/2010 7:07:58 AM
SolarMoonshine$25.00$25.009/12/2010 3:02:07 PM
mrxtravis$50.00$50.009/12/2010 10:14:41 AM
bunnybear$25.80$25.809/12/2010 10:25:37 PM
WonByOne$25.00$25.009/13/2010 10:53:10 AM
jhernand17$25.00$25.009/13/2010 12:55:16 PM
Moe87$25.00$25.009/13/2010 6:50:25 PM
snm2001$25.00$25.009/13/2010 5:01:33 PM
CommunityArts_Non-profit$50.00$50.009/13/2010 7:19:00 PM
CoolPlexer$25.00$25.009/13/2010 8:33:17 PM
Catz_aplenty$25.00$25.009/13/2010 11:30:56 PM
dudebrah$25.00$25.009/14/2010 12:08:31 AM
icecoldcash$50.00$50.009/14/2010 5:21:14 AM
icecoldcash$50.00$50.009/14/2010 5:22:33 AM
icecoldcash$50.00$50.009/14/2010 5:21:36 AM
The-Lighthouse-Group$25.00$25.009/14/2010 6:28:49 AM
Mikale360$25.00$25.009/14/2010 6:48:35 AM
Leshan$33.33$33.339/14/2010 8:43:29 AM
WonByOne$25.00$25.009/14/2010 8:09:21 AM
realtormoises$25.00$25.009/14/2010 8:12:22 AM
El_Profesional$25.00$25.009/14/2010 9:40:36 AM
IASKGOD$25.00$25.009/14/2010 9:01:21 AM
draggon77$25.00$25.009/14/2010 9:08:48 AM
DasMula$25.00$25.009/14/2010 1:06:10 PM
McDeeter$25.00$25.009/14/2010 11:38:07 AM
the-bill-matrix$25.00$25.009/14/2010 12:43:31 PM
found$111.28$86.299/14/2010 2:06:06 PM
aquistoyraul$25.00$25.009/14/2010 12:56:30 PM
mutual-benefit$25.00$25.009/14/2010 10:20:13 AM
umwol13$25.00$25.009/14/2010 2:04:28 PM
grampy48$25.00$25.009/14/2010 2:12:18 PM
california5andime$25.00$25.009/14/2010 1:27:54 PM
UCLA4life$45.02$45.029/9/2010 3:07:14 PM
myutmost$44.56$44.569/13/2010 9:34:00 AM
suomynona$25.00$25.009/13/2010 9:41:12 AM
chameleon125$75.00$75.009/13/2010 11:47:43 AM
five-star-note$109.75$109.759/13/2010 1:38:16 PM
goodcents$25.00$25.009/13/2010 9:09:34 PM
blitzen40$25.00$25.009/13/2010 8:38:31 PM
principal-laser$31.94$31.949/14/2010 5:50:55 AM
icecoldcash$50.00$50.009/14/2010 5:22:11 AM
head$25.00$25.009/14/2010 9:10:02 AM
interest-taiko$35.77$35.779/14/2010 10:30:39 AM
jpollar$25.00$25.009/14/2010 10:08:14 AM
CaliforniaSun$25.00$25.009/14/2010 10:26:20 AM
debestof83$35.31$35.319/14/2010 11:30:21 AM
rutzebach$50.00$50.009/14/2010 10:00:52 AM
dough-rocket$25.00$25.009/14/2010 10:43:51 AM
Kash2010lu$25.00$25.009/14/2010 11:35:03 AM
YoungTaxMan$100.00$100.009/14/2010 2:21:51 PM
investment-seeker7$27.23$27.239/14/2010 1:27:46 PM
Feyenoord$25.00$25.009/14/2010 1:35:21 PM
56 bids
 
Borrower Payment Dependent Notes Series 475315
This series of Notes was issued and sold upon the funding of the borrower loan #44401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,100.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Sep-13-2010 
  Auction end date:  Sep-14-2010 
 
Starting lender yield: 12.65% Starting borrower rate/APR: 13.65% / 16.22% Starting monthly payment: $71.42
Final lender yield: 12.65% Final borrower rate/APR: 13.65% / 16.22% Final monthly payment: $71.42
 
Auction yield range: 5.79% - 12.65% Estimated loss impact: 5.16%  
Lender servicing fee: 1.00% Estimated return: 7.49%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1998 Debt/Income ratio: 14%
Credit score: 720-739 (Sep-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 25 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,564Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: No  
Screen name: checkering Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 6 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
800-819 (Jan-2008)
780-799 (Sep-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Pay off Credit Cards
Purpose of loan:
This loan will be used to Pay off Credit Cards

My financial situation:
I am a good candidate for this loan because I have a good stable income and no late or delinquent payments
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ray1051$25.00$25.009/13/2010 9:44:40 AM
authentic-liberty7$50.00$50.009/13/2010 9:52:23 AM
GElender$50.00$50.009/13/2010 9:52:31 AM
jazzlender$25.00$25.009/13/2010 9:52:56 AM
schpere$25.00$25.009/13/2010 9:53:01 AM
handshake5$25.00$25.009/13/2010 9:53:11 AM
kmr2$150.00$150.009/13/2010 9:53:20 AM
neighborly-bid$25.00$25.009/13/2010 9:54:06 AM
jigsaw$100.00$100.009/13/2010 9:54:32 AM
brightest-affluence-motivator$100.00$100.009/13/2010 9:55:07 AM
patriot897$50.00$50.009/13/2010 9:55:24 AM
worthy-bid8$100.00$100.009/13/2010 9:55:34 AM
sound$50.00$50.009/13/2010 9:55:57 AM
peripatetic$25.00$25.009/13/2010 9:55:48 AM
Malkial$25.00$25.009/13/2010 9:56:31 AM
enthusiastic-balance5$50.00$50.009/13/2010 9:56:59 AM
marketplace-cello5$50.00$50.009/13/2010 9:57:42 AM
soheagle$50.00$50.009/13/2010 9:54:12 AM
bid-czar8$100.00$100.009/13/2010 9:59:45 AM
tech310$50.00$50.009/13/2010 9:54:22 AM
simplelender80$250.00$100.009/13/2010 10:17:41 AM
generous-deal6$50.00$50.009/13/2010 9:59:13 AM
Pickmar$25.00$25.009/13/2010 12:31:49 PM
Sol_Invictus$25.00$25.009/13/2010 1:06:05 PM
MarcusOcean$50.00$50.009/13/2010 11:19:28 PM
SimpleChoice$25.00$25.009/13/2010 9:43:54 AM
Weaverville$25.00$25.009/13/2010 9:42:00 AM
studious-bonus7$100.00$100.009/13/2010 9:52:40 AM
mla$25.00$25.009/13/2010 9:53:32 AM
ichibon$200.00$200.009/13/2010 9:53:47 AM
credit-scout7$50.00$50.009/13/2010 9:53:55 AM
pfh$25.00$25.009/13/2010 9:54:44 AM
6moonbeams$100.00$100.009/13/2010 9:55:01 AM
payout-reaction740$25.00$25.009/13/2010 9:59:06 AM
enthralling-deal180$100.00$100.009/13/2010 9:54:27 AM
wwwUniversal$25.00$25.009/13/2010 10:23:32 AM
Montgomery-Burns$25.00$25.009/14/2010 12:00:53 AM
37 bids
 
Borrower Payment Dependent Notes Series 470384
This series of Notes was issued and sold upon the funding of the borrower loan #44407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-30-2010 
  Auction end date:  Sep-06-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $347.39
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $347.39
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1990 Debt/Income ratio: 24%
Credit score: 800-819 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:17y 6m
Amount delinquent: $0 Total credit lines: 24 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,046Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: a-pure-truth Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
Debt consolidation.?

My financial situation:
I am a good candidate for this loan because?? I?am an excellent credit risk as demonstrated by?my credit score/history..?

Monthly net income: $? 5500

Monthly expenses: $
??Housing: $? 835
??Insurance: $ 60
??Car expenses: $ 450
??Utilities: $ 100
??Phone, cable, internet: $ 200
??Food, entertainment: $ 850
??Clothing, household expenses $ 600
??Credit cards and other loans: $ 1200
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What specific debts are you consolidating? What rates did they have? What debt will you still hold? - RealEstateInvestorsoftheUS
A: Citibank credit card debt and also a 4 year loan from Capital One that terms next year. The $16,000 in revolving credit has been reduced by 7K as I received my annual performance bonus (that took place place after I registered with Prosper). Credit card rate increased due to recent legislation. ~ 19% for me now. After applying funds from this loan I will have about $3,000 remaining in CC debt and a solid action plan to eliminate it. Thanks for taking the time to view my listing. (Sep-01-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
VAGweilo$50.00$50.008/30/2010 4:06:06 PM
bountiful-durability$100.00$100.008/30/2010 4:07:12 PM
simplelender80$250.00$250.008/30/2010 4:07:37 PM
Bio-physicist$25.00$25.008/30/2010 4:11:40 PM
credit-panda1$25.00$25.008/30/2010 4:12:16 PM
Weaverville$25.00$25.008/30/2010 4:12:21 PM
socrates520$50.00$50.008/30/2010 4:17:00 PM
bid-czar8$50.00$50.008/30/2010 4:17:42 PM
authentic-liberty7$50.00$50.008/30/2010 4:17:56 PM
ksubd$50.00$50.008/30/2010 4:05:34 PM
ray1051$25.00$25.008/30/2010 4:07:33 PM
kegs$150.00$150.008/30/2010 4:08:05 PM
larrybird$150.00$150.008/30/2010 4:21:18 PM
pnace$35.00$35.008/30/2010 4:08:28 PM
lagnisiruk$25.00$25.008/30/2010 4:22:14 PM
REBizGuy$50.00$50.008/30/2010 4:05:56 PM
financelover$25.00$25.008/30/2010 4:24:44 PM
rescue$50.00$50.008/30/2010 4:12:39 PM
justin323$30.00$30.008/30/2010 4:26:40 PM
tech310$50.00$50.008/30/2010 4:27:54 PM
studious-bonus7$100.00$100.008/30/2010 4:14:51 PM
liederhaus$50.00$50.008/30/2010 4:15:03 PM
loan-wasp$50.00$50.008/30/2010 4:16:21 PM
EvalCrux$50.00$50.008/30/2010 4:18:37 PM
jazzlender$25.00$25.008/30/2010 4:18:50 PM
ichibon$200.00$200.008/30/2010 4:16:53 PM
hitsman$100.00$100.008/30/2010 4:17:18 PM
Fiimg$50.00$50.008/30/2010 4:21:32 PM
RationalWorld$25.00$25.008/30/2010 4:23:25 PM
elitegoodguy$25.00$25.008/30/2010 4:24:38 PM
important-ore$50.00$50.008/30/2010 4:21:37 PM
KingCroesus$25.00$25.008/30/2010 9:51:22 PM
handshake5$25.00$25.008/30/2010 4:29:05 PM
paladin847$50.00$50.008/30/2010 4:25:24 PM
on_your_side$25.00$25.008/30/2010 4:46:26 PM
miked8303$25.00$25.008/30/2010 4:27:19 PM
JTHarris$25.00$25.008/30/2010 5:08:27 PM
RandyL3$25.00$25.008/30/2010 6:57:54 PM
108lender$100.00$100.008/30/2010 9:56:29 PM
kmr2$100.00$64.708/30/2010 9:22:07 PM
RedCentre$36.02$36.028/31/2010 1:04:13 AM
Bank_Of_XL$50.00$50.008/31/2010 6:56:52 AM
Pickmar$25.00$25.008/31/2010 12:47:15 PM
doc1$100.00$100.008/31/2010 8:38:54 AM
FinDoc$25.00$25.008/31/2010 3:08:59 PM
Sol_Invictus$25.00$25.008/31/2010 4:03:13 PM
well-mannered-income3$30.00$30.008/31/2010 2:57:07 PM
rockhound84$25.00$25.008/31/2010 6:24:28 PM
trade-surge3$43.61$43.618/31/2010 9:32:10 PM
forthright-principal2$25.00$25.008/31/2010 4:12:19 PM
GeorgiaGator$50.00$50.009/1/2010 3:44:00 AM
RPR$100.00$100.009/1/2010 10:01:29 AM
credit-kahuna$50.00$50.009/1/2010 2:47:00 PM
snowyowl$25.00$25.009/1/2010 3:22:48 PM
ttnk62918$25.00$25.009/1/2010 2:48:03 PM
hmarquiss4$57.00$57.009/1/2010 7:03:25 PM
blue-useful-auction$25.00$25.009/1/2010 8:52:32 PM
fair_rates$25.00$25.009/2/2010 12:57:23 PM
sparkmeister$25.00$25.009/2/2010 2:50:20 PM
bold-social-advantage$75.00$75.009/2/2010 2:53:16 PM
DrNano$50.00$50.009/2/2010 6:03:43 PM
scottr$25.00$25.009/2/2010 10:41:49 PM
serene-capital$25.00$25.009/3/2010 12:21:52 AM
sosleep$25.00$25.009/3/2010 7:13:27 AM
wkeboarder21$50.00$50.009/3/2010 10:08:04 AM
RochelleW$25.00$25.009/3/2010 10:42:48 AM
mobius_titan$25.00$25.009/3/2010 10:57:42 AM
lawyervon$25.00$25.009/3/2010 11:22:23 AM
Montgomery-Burns$25.00$25.009/3/2010 12:02:23 PM
durability-halibut$25.00$25.009/3/2010 12:29:02 PM
moneytolend72$25.00$25.009/3/2010 12:40:44 PM
RyanTH9893$44.18$44.189/3/2010 1:41:52 PM
d_grbg$25.00$25.009/3/2010 1:52:32 PM
creative-generosity3$26.00$26.009/3/2010 2:26:40 PM
ready-agreement5$100.00$100.009/3/2010 2:12:15 PM
gunderstone$66.94$66.949/3/2010 2:50:28 PM
12Knocksinna$25.00$25.009/3/2010 3:01:18 PM
RoguishHound$250.00$250.009/3/2010 4:04:20 PM
CaliforniaSun$25.00$25.009/3/2010 4:16:20 PM
orangefob7$30.00$30.009/3/2010 9:32:13 PM
merlin981$27.50$27.509/4/2010 12:29:58 AM
mrnazraq$25.00$25.009/4/2010 1:47:48 AM
worth-victor6$25.00$25.009/4/2010 2:14:02 AM
starry2001$25.00$25.009/4/2010 5:15:03 AM
zippy-revenue8$25.00$25.009/4/2010 5:58:27 AM
calbertrand$25.00$25.009/4/2010 6:56:55 AM
shrewd-income$100.00$100.009/4/2010 7:13:22 AM
omegamon1$25.00$25.009/4/2010 6:39:37 AM
SkyLoan$30.00$30.009/4/2010 11:13:38 AM
George2384$25.00$25.009/4/2010 10:28:28 AM
mpatrick$25.00$25.009/4/2010 11:06:48 AM
Tingali$25.00$25.009/4/2010 12:05:54 PM
loyalty-czar$30.08$30.089/4/2010 3:47:48 PM
LesPaul1$25.00$25.009/4/2010 3:54:38 PM
all_of_that_one$33.00$33.009/4/2010 4:53:34 PM
MattProsper$60.00$60.009/4/2010 10:31:19 PM
bullish2bearish$25.00$25.009/5/2010 12:17:25 PM
ptclender$100.00$100.009/5/2010 12:19:20 PM
mlpinz$200.00$200.009/5/2010 1:18:59 PM
encore739$25.00$25.009/5/2010 6:17:10 PM
wise-benjamins-fortress$25.00$25.009/5/2010 7:20:34 PM
samseth$50.00$50.009/5/2010 6:16:03 PM
adir1$25.00$25.009/5/2010 6:55:28 PM
tooflets$25.00$25.009/6/2010 2:48:52 AM
rapid-currency$50.00$50.009/5/2010 11:42:34 PM
Lubava$25.00$25.009/6/2010 7:13:31 AM
MrCoffee$25.00$25.009/6/2010 3:06:20 AM
mgking007$25.98$25.989/6/2010 9:51:05 AM
jcw3rd$25.00$25.009/6/2010 9:29:30 AM
leverage-monger$25.00$25.009/6/2010 10:26:35 AM
gochargers$25.00$25.009/6/2010 10:31:57 AM
RedCentre$418.43$418.439/6/2010 1:12:46 PM
Phatt-Daddy$25.00$25.009/6/2010 12:30:26 PM
exciting-fairness$200.00$200.009/6/2010 1:46:53 PM
Grandmahoneybee$30.00$30.009/6/2010 2:13:46 PM
durable-investment8$25.00$25.009/6/2010 2:15:57 PM
AM2171$25.00$25.009/6/2010 3:54:02 PM
twerns$40.00$40.009/6/2010 2:55:20 PM
grampy48$25.00$25.009/6/2010 3:04:52 PM
loss-of-control$50.00$50.009/6/2010 3:55:24 PM
GElender$50.00$50.008/30/2010 4:06:51 PM
shur$25.00$25.008/30/2010 4:20:49 PM
penny-chooser$25.00$25.008/30/2010 4:22:00 PM
bill-mushroom$25.00$25.008/30/2010 4:22:34 PM
Ripsaw4U$50.00$50.008/30/2010 4:22:49 PM
reward-planetarium$100.00$100.008/30/2010 4:23:19 PM
blissful-note7$25.00$25.008/30/2010 4:23:30 PM
Vegasjim$25.00$25.008/30/2010 4:24:11 PM
JustMee$25.00$25.008/30/2010 5:12:48 PM
enthralling-deal180$100.00$100.008/30/2010 4:18:11 PM
dreammachine$50.00$50.008/30/2010 4:18:26 PM
MGOT-Ken$25.00$25.008/30/2010 5:57:07 PM
j2ee$25.00$25.008/30/2010 4:18:42 PM
brightest-affluence-motivator$100.00$100.008/30/2010 4:19:12 PM
lendstats_com$100.00$100.008/30/2010 6:57:02 PM
wise-dedicated-power$25.00$25.008/30/2010 4:20:42 PM
dnathe4th$50.00$50.008/30/2010 4:20:55 PM
Kaj$30.00$30.008/30/2010 4:21:00 PM
diplomatic-wealth7$50.00$50.008/30/2010 7:21:59 PM
schpere$25.00$25.008/30/2010 4:23:22 PM
consomedia$50.00$50.008/30/2010 4:27:31 PM
pensacolaborn$50.00$50.008/30/2010 4:23:59 PM
generous-deal6$25.00$25.008/30/2010 4:26:30 PM
powerful-finance7$25.00$25.008/30/2010 5:31:44 PM
bobby4u3$25.00$25.008/30/2010 4:29:51 PM
RealEstateInvestorsoftheUS$25.00$25.008/31/2010 1:22:58 AM
reflective-rupee$25.00$25.008/31/2010 10:32:44 AM
dime-vista2$25.00$25.008/31/2010 4:10:38 PM
Tsnark$25.00$25.008/31/2010 6:59:56 PM
ToloUSN$50.00$50.008/31/2010 7:31:10 PM
a-resplendent-commitment$40.00$40.008/31/2010 8:12:18 PM
gcbel$50.00$50.009/2/2010 9:59:26 AM
economy-caper9$25.00$25.009/2/2010 2:33:28 PM
xchach1ng$25.00$25.009/2/2010 2:50:53 PM
felicity-daydream$75.00$75.009/2/2010 5:44:04 PM
ethicalhumanist$50.00$50.009/2/2010 7:17:57 PM
killdare$25.00$25.009/2/2010 5:12:54 PM
principal-bull$25.00$25.009/3/2010 5:52:38 AM
hutmacher$75.00$75.009/3/2010 6:50:39 AM
circustab$50.00$50.009/3/2010 7:06:45 AM
systemlender$50.00$50.009/3/2010 7:53:19 AM
CashBank$25.00$25.009/3/2010 9:10:54 AM
MasterKey$50.00$50.009/3/2010 9:55:38 AM
FinanceEngine$30.00$30.009/3/2010 10:08:38 AM
Ven58$25.00$25.009/3/2010 10:43:26 AM
poetic-diversification$250.00$250.009/3/2010 11:15:49 AM
sparkling-income$75.00$75.009/3/2010 12:23:17 PM
pythia$25.00$25.009/3/2010 12:21:18 PM
cashman100$50.00$50.009/3/2010 1:13:16 PM
Occhy$25.00$25.009/3/2010 1:58:12 PM
Boca$25.00$25.009/3/2010 2:42:09 PM
Nailman88$50.00$50.009/3/2010 3:01:40 PM
hyeholdings$25.00$25.009/3/2010 8:18:20 PM
AustinAmerica$25.00$25.009/3/2010 9:57:02 PM
padewy$25.00$25.009/4/2010 12:14:38 AM
prohelper$26.05$26.059/4/2010 12:44:45 AM
StreetJustice$50.86$50.869/4/2010 2:00:03 AM
greekgst99$25.00$25.009/4/2010 6:51:45 AM
Oakland$50.00$50.009/4/2010 7:59:11 AM
payment-halo$25.00$25.009/4/2010 7:51:37 AM
spiff666$25.00$25.009/4/2010 9:17:22 AM
zooom7$50.00$50.009/4/2010 9:48:59 AM
agent86a$25.00$25.009/4/2010 10:34:31 AM
leverage-monger$25.00$25.009/4/2010 10:44:33 AM
gilbrear$25.00$25.009/4/2010 12:42:55 PM
BankofBeth$25.00$25.009/4/2010 2:26:44 PM
NorthPointLending$100.00$100.009/4/2010 2:30:47 PM
gothampark$25.00$25.009/4/2010 4:19:12 PM
forthright-loot7$25.00$25.009/4/2010 7:00:16 PM
boo_hoo$50.00$50.009/4/2010 6:38:58 PM
fishhauler$34.90$34.909/4/2010 7:50:58 PM
dollardave$100.00$100.009/4/2010 10:38:54 PM
market-enthusiast$30.00$30.009/5/2010 2:47:02 AM
seineil$50.00$50.009/5/2010 1:02:41 AM
heerzaquestion$25.00$25.009/5/2010 10:16:49 AM
wojo$25.00$25.009/5/2010 8:07:15 AM
wise-blazing-currency$59.37$59.379/5/2010 12:22:09 PM
lazyeye$50.00$50.009/5/2010 5:39:25 PM
BuzzyBee336$35.00$35.009/5/2010 6:42:10 PM
wonderous-power$25.00$25.009/6/2010 5:09:09 AM
charity_fundraiser$50.00$50.009/6/2010 8:10:11 AM
wealth-samaritan2$33.00$33.009/6/2010 8:46:22 AM
aztec$50.00$50.009/6/2010 9:18:21 AM
gemoscar$50.00$50.009/6/2010 9:28:00 AM
Bidwinner08$47.38$47.389/6/2010 9:52:48 AM
Lastavatar$50.00$50.009/6/2010 12:06:58 PM
yield-captain$25.00$25.009/6/2010 1:29:23 PM
Bockhunter$25.00$25.009/6/2010 2:16:42 PM
kalihan42$25.00$25.009/6/2010 3:45:37 PM
Barrayaran$25.00$25.009/6/2010 2:14:41 PM
Engineer44$25.00$25.009/6/2010 4:00:22 PM
211 bids
 
Borrower Payment Dependent Notes Series 473130
This series of Notes was issued and sold upon the funding of the borrower loan #44394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-26-2010 
  Auction end date:  Sep-02-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $161.53
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $161.53
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1993 Debt/Income ratio: 20%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $324Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: blissful-transaction8 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
College
Purpose of loan:
This loan will be used to pay off higher credit cards that I used to help my daughter while she was in college.

My financial situation:
I am a good candidate for this loan because I have paid on these credit cards for 3 years and not missed a payment.? But I am not paying them off as quickly as I would like because of the high interest rate.

Monthly net income: $ 2400

Monthly expenses: $
??Housing: $ 550 ????
??Insurance: $ 200
??Car expenses: $ 100
??Utilities: $ 125
??Phone, cable, internet: $ 120
??Food, entertainment: $ 120
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 50
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.008/26/2010 2:57:50 PM
reflective-rupee$25.00$25.008/26/2010 3:02:44 PM
zipemdown$50.00$50.008/26/2010 3:06:54 PM
on_your_side$25.00$25.008/28/2010 11:46:10 AM
bountiful-durability$100.00$100.008/28/2010 10:55:54 PM
AlexTrep$25.00$25.008/29/2010 11:05:45 PM
miked8303$25.00$25.008/30/2010 11:10:04 AM
hope-eagle6$25.00$25.008/30/2010 11:39:34 AM
extraordinary-interest1$50.00$50.008/30/2010 11:11:50 AM
diplomatic-wealth7$25.00$25.008/30/2010 7:11:57 PM
lendstats_com$100.00$100.008/31/2010 11:56:31 AM
extraordinary-transaction$25.00$25.008/31/2010 2:12:52 PM
kegs$31.84$31.848/31/2010 4:12:27 PM
oracle3$47.00$47.009/1/2010 8:43:47 AM
HiccupinGminor$50.00$50.009/1/2010 8:04:18 AM
logical-loyalty0$25.00$25.009/1/2010 9:04:19 AM
qtmspin$50.00$50.009/1/2010 10:43:58 AM
shrewd-peace7$50.00$50.009/1/2010 11:18:51 AM
enthralling-deal180$100.00$100.009/1/2010 12:10:45 PM
tech310$25.00$25.009/1/2010 2:47:59 PM
important-ore$50.00$50.009/1/2010 2:52:04 PM
supreme-hope$25.00$25.009/1/2010 2:43:43 PM
tjone69$25.00$25.009/1/2010 2:45:34 PM
Mariner3605$25.00$25.009/1/2010 2:46:02 PM
GInBaghdad$25.00$25.009/1/2010 4:40:16 PM
joebob78$50.00$50.009/1/2010 2:48:24 PM
red-favorable-basis$25.00$25.009/1/2010 2:48:38 PM
balance6$25.00$25.009/1/2010 5:23:49 PM
b-rent$25.00$25.009/1/2010 2:51:00 PM
payout-detective7$25.00$25.009/1/2010 2:51:56 PM
prophetofomaha$50.00$50.009/1/2010 2:52:01 PM
zone6$100.00$100.009/1/2010 7:27:34 PM
excellent-reward323$50.00$50.009/1/2010 7:38:08 PM
seisen$50.00$50.009/1/2010 5:06:25 PM
wonder3$25.00$25.009/2/2010 6:17:34 AM
bulsa$45.23$45.239/1/2010 5:43:39 PM
green-rapid-openness$50.00$50.009/2/2010 9:32:37 AM
reward-adventure$30.00$30.009/1/2010 7:03:37 PM
ethicalhumanist$25.00$25.009/2/2010 10:13:04 AM
anton$25.00$25.009/1/2010 7:58:52 PM
restech$25.00$25.009/1/2010 10:18:55 PM
thedreamer$25.00$25.009/1/2010 9:53:47 PM
rescue$50.00$4.009/2/2010 3:53:35 AM
cashhelp$25.00$25.009/2/2010 3:59:28 AM
gain-implementer$300.00$300.009/2/2010 8:16:12 AM
marwadi-62$100.00$100.009/2/2010 12:02:58 PM
scoobiedoo$25.00$25.009/2/2010 2:23:25 PM
bid-czar8$50.00$50.008/26/2010 3:01:54 PM
EBITDA$25.00$25.008/26/2010 3:02:31 PM
contract-happiness1$25.00$25.008/26/2010 3:09:52 PM
ommcd$25.00$25.008/28/2010 3:17:22 PM
kulender$50.00$50.008/30/2010 9:34:58 AM
108lender$100.00$100.008/30/2010 11:05:38 AM
bchen78875$25.00$25.008/30/2010 11:09:11 AM
handshake5$25.00$25.008/30/2010 11:57:23 AM
moola-monger9$50.00$50.008/30/2010 1:50:39 PM
moola-wildebeest3$42.58$42.588/31/2010 10:44:43 AM
zone8$50.00$50.008/31/2010 9:21:23 AM
SolarMoonshine$25.00$25.008/31/2010 5:36:20 PM
larrybird$36.99$36.998/31/2010 7:43:52 PM
consomedia$29.75$29.758/31/2010 10:22:28 PM
geniusj$25.00$25.009/1/2010 3:25:18 AM
samo102us$25.00$25.009/1/2010 9:16:06 AM
shur$25.00$25.009/1/2010 9:04:43 AM
j-lender$31.78$31.789/1/2010 9:08:41 AM
head$25.00$25.009/1/2010 2:46:38 PM
orange-dollar-guild$25.00$25.009/1/2010 2:48:09 PM
sweetlan$25.00$25.009/1/2010 2:48:48 PM
admirable-basis1$37.50$37.509/1/2010 2:51:28 PM
loyalist1$25.00$25.009/1/2010 2:51:50 PM
IIP77$25.00$25.009/1/2010 2:46:29 PM
teller$25.00$25.009/1/2010 2:48:33 PM
Whipster$25.00$25.009/1/2010 5:35:38 PM
fairness-kayak$25.00$25.009/1/2010 2:51:41 PM
social-conductor4$25.00$25.009/1/2010 2:51:16 PM
asiaratt$50.00$50.009/1/2010 3:28:37 PM
FASTIZIO_P$25.00$25.009/1/2010 4:26:11 PM
tsquared_030$25.00$25.009/1/2010 4:27:34 PM
brondero$25.00$25.009/1/2010 5:24:10 PM
moola-berserker$25.00$25.009/1/2010 6:28:45 PM
Leshan$33.33$33.339/2/2010 8:29:32 AM
Cybercusp$25.00$25.009/1/2010 6:08:36 PM
gandalf$50.00$50.009/1/2010 6:34:56 PM
green-rapid-openness$50.00$50.009/2/2010 9:32:19 AM
Bob450$30.00$30.009/1/2010 8:16:26 PM
Ven58$25.00$25.009/2/2010 2:14:32 PM
green-rapid-openness$50.00$50.009/2/2010 9:32:00 AM
DasMula$25.00$25.009/2/2010 10:56:21 AM
YoungTaxMan$25.00$25.009/2/2010 10:18:22 AM
89 bids
 
Borrower Payment Dependent Notes Series 473320
This series of Notes was issued and sold upon the funding of the borrower loan #44400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-27-2010 
  Auction end date:  Sep-03-2010 
 
Starting lender yield: 31.00% Starting borrower rate/APR: 32.00% / 35.65% Starting monthly payment: $261.33
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $246.56
 
Auction yield range: 10.89% - 31.00% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1978 Debt/Income ratio: 19%
Credit score: 720-739 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 23 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,613Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: Yoseph81 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Funding - No Risk
Purpose of loan: Purchase of security vulnerability scanning software for PC, and specialized laptop to run it. I am expanding my consulting business to provide security vulnerability scanning and verification for Credit Card acceptance. I recently posted this same loan with a interest rate of 27.50 percent and received 78 percent funding. I am trying again with the higher interest rate hoping it will?be funded and then bid down. I have an urgent need to deploy this software as I will miss out on a major opportunity to expand my consulting offerings if I do not.

My financial situation: I am employed with CACI Inc, a leading defense contractor, and am a senior systems engineer. I also own a business engaging in information assurance and systems engineering consulting. As listed below I make more than enough money to cover this loan with an overage of?2000 dollars a month, an a DTI of less than 20 percent even after adding this loan.Additionally I hold a Security Clearance with the DoD. As anyone can see from my history I pay my bills on time. If I don't, I would lose my clearance, and my job.

Monthly net income: $ 5100

Monthly expenses: $ 3110??

Housing: $ 1100??
Insurance: $ 160??
Car expenses: $ 550??
Utilities: $ 400??
Phone, cable, internet: $ 100??
Food, entertainment: $ 400??
Clothing, household expenses $ 100??
Credit cards and other loans: $ 300??
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, Just curious why your bank utilization is so high? - market-enthusiast
A: Honestly, I have some debt from a couple of years back on my cards. Furniture and the like. This loan is going into my business; over the next year I will be paying off my credit card debt, but I'd rather build up some reserves in this bad economy first. That's what I do with my overage. That and boost my business. Hope this helps. (Sep-02-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.008/27/2010 2:37:14 PM
reflective-rupee$25.00$25.008/27/2010 2:36:20 PM
EBITDA$25.00$25.008/27/2010 2:36:50 PM
Trakissta$150.00$150.008/27/2010 5:18:12 PM
cablenews$25.00$25.008/27/2010 6:01:57 PM
WalnutCreekguy$50.00$50.008/27/2010 7:40:13 PM
jml3482$25.00$13.218/28/2010 5:40:31 PM
reflective-rupee$25.00$25.008/30/2010 9:42:19 AM
best-ingenious-funds$25.00$25.008/30/2010 10:42:35 AM
tech310$50.00$50.008/30/2010 9:01:32 PM
good4loan$25.00$25.008/31/2010 3:07:22 PM
DHolly$25.00$25.008/31/2010 5:10:56 PM
alaskakid$25.00$25.009/1/2010 5:20:02 PM
gandalf$50.00$50.009/1/2010 6:35:02 PM
ethicalhumanist$50.00$50.009/2/2010 10:23:59 AM
green-rapid-openness$50.00$50.009/2/2010 9:38:57 AM
dynrep$25.00$25.009/2/2010 2:41:12 PM
Leshan$67.03$67.039/2/2010 4:02:29 PM
killdare$25.00$25.009/2/2010 5:09:57 PM
fair-dollar$39.93$39.939/2/2010 7:19:51 PM
Kanyon$50.00$50.009/2/2010 11:56:58 PM
power-secret-agent$25.00$25.009/3/2010 4:09:04 AM
CincyTex$50.00$50.009/3/2010 5:30:39 AM
aztocas$25.00$25.009/3/2010 7:10:06 AM
leverage-britches$25.00$25.009/3/2010 8:01:20 AM
Zipcut$75.00$75.009/3/2010 8:57:33 AM
credit-maverick1$75.00$75.009/3/2010 9:38:34 AM
loan-fate$75.00$75.009/3/2010 9:39:50 AM
rf7949$25.00$25.009/3/2010 10:18:48 AM
mercuriant$25.00$25.009/3/2010 12:07:55 PM
pythia$25.00$25.009/3/2010 12:20:47 PM
DasMula$25.00$25.009/3/2010 12:47:28 PM
DasMula$25.00$25.009/3/2010 12:47:52 PM
DasMula$25.00$25.009/3/2010 12:48:52 PM
leverage-monger$171.00$171.009/3/2010 12:55:30 PM
santhana$50.00$50.009/3/2010 12:55:16 PM
kf88$25.00$25.009/3/2010 1:07:27 PM
principal-mermaid$29.84$29.849/3/2010 1:16:21 PM
DasMula$25.00$25.009/3/2010 1:19:57 PM
ultimate-peace$50.00$50.009/3/2010 1:30:27 PM
DasMula$25.00$25.009/3/2010 1:19:45 PM
durable-investment8$30.00$30.009/3/2010 1:48:52 PM
MSLendingLLC$27.88$27.889/3/2010 2:22:57 PM
payout-bridge$2,500.00$2,500.009/3/2010 2:26:03 PM
inforapenny$45.00$45.009/3/2010 2:17:13 PM
bid-czar8$50.00$50.008/27/2010 2:36:39 PM
zipemdown$50.00$50.008/28/2010 11:05:39 AM
dt_one$25.00$25.008/28/2010 10:32:30 AM
golffish2$100.00$100.008/30/2010 4:48:01 AM
reflective-rupee$25.00$25.008/30/2010 9:42:38 AM
SolarMoonshine$25.00$25.008/30/2010 10:10:48 AM
marketplace-spark$25.00$25.008/30/2010 10:39:22 PM
Frosty$50.00$50.009/1/2010 4:08:04 PM
thomas16882004$25.00$25.009/1/2010 5:07:02 PM
credit-fox3$25.00$25.009/1/2010 11:32:30 PM
green-rapid-openness$50.00$50.009/2/2010 9:38:36 AM
openness-prospector$25.25$25.259/2/2010 3:29:01 PM
Bob450$30.00$30.009/2/2010 1:07:30 PM
trevize$25.00$25.009/2/2010 3:45:03 PM
umfan123$25.00$25.009/2/2010 4:17:56 PM
fillholdingsllc$25.00$25.009/2/2010 8:08:38 PM
excheesehead$103.69$103.699/3/2010 8:11:21 AM
HammerSmith$25.00$25.009/3/2010 8:42:08 AM
income-rocker2$50.00$50.009/3/2010 9:15:23 AM
ronin4sale$25.00$25.009/3/2010 9:26:06 AM
lemontree$50.00$50.009/3/2010 9:35:27 AM
principal-mermaid$171.39$171.399/3/2010 10:01:40 AM
HackmanBank$26.74$26.749/3/2010 10:05:36 AM
wonder3$50.00$50.009/3/2010 10:38:10 AM
roguewinner$25.00$25.009/3/2010 11:02:46 AM
ore-dojo$25.00$25.009/3/2010 11:17:46 AM
wwwUniversal$25.00$25.009/3/2010 11:48:31 AM
enthralling-investment$45.00$45.009/3/2010 12:07:12 PM
loyalist1$50.00$50.009/3/2010 12:45:38 PM
DasMula$25.00$25.009/3/2010 12:47:38 PM
DasMula$25.00$25.009/3/2010 12:47:15 PM
DasMula$25.00$25.009/3/2010 12:48:34 PM
DasMula$25.00$25.009/3/2010 12:49:12 PM
DasMula$25.00$25.009/3/2010 12:49:27 PM
realtormoises$25.00$25.009/3/2010 12:57:26 PM
El_Profesional$29.04$29.049/3/2010 1:58:55 PM
attractive-fund$50.00$50.009/3/2010 1:59:09 PM
fairness-atmosphere$45.00$45.009/3/2010 2:05:10 PM
mammalian4$25.00$25.009/3/2010 2:17:54 PM
matthewa$25.00$25.009/3/2010 2:09:27 PM
friendinmoney$25.00$25.009/3/2010 2:05:21 PM
86 bids
 
Borrower Payment Dependent Notes Series 473362
This series of Notes was issued and sold upon the funding of the borrower loan #44406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.7% Auction start date:  Aug-27-2010 
  Auction end date:  Sep-03-2010 
 
Starting lender yield: 22.65% Starting borrower rate/APR: 23.65% / 27.12% Starting monthly payment: $312.39
Final lender yield: 22.65% Final borrower rate/APR: 23.65% / 27.12% Final monthly payment: $312.39
 
Auction yield range: 7.89% - 22.65% Estimated loss impact: 9.24%  
Lender servicing fee: 1.00% Estimated return: 13.41%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1987 Debt/Income ratio: Not calculated
Credit score: 820-839 (Aug-2010) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $20,543Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: Yes  
Screen name: rapid-deal113 Borrower's state: California Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bridge Loan For Business
The Public Record on my Credit Report is a Mistake:
The public record is not a lien, bankruptcy?or foreclosure.?It is a warrant. The warrant is for sales taxes from a closed business. The warrant is reported as satisfied. After review it was found that I do not owe any taxes.?The warrant should have been canceled, but was filed by mistake.?I have contacted the NYS Tax Dept. and the warrant will be vacated and removed in 60-90 days.

Purpose of loan:
This loan will be used to pay personal and business expense, including?assisting with raising money for a new business while I?m waiting to receive other income.?The other income includes about $60k from divorce settlement I will receive in 60 to 90 days.

My financial situation:
I am a good candidate for this loan because I have the monthly income to pay and I have money coming to repay loan.?I have always paid my bills on time and I?m requesting this loan to make sure I continue to do so.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is the nature of the business? Monthly expenses, both personal and business related? Credit card debts? Other debts? - Trakissta
A: I am a partner, investor and capital raiser for a third-party data center venture. As a third-party data center we maintain and manage customers information. We have purchased the property and are in the last stages of construction. We will start operations in November. The data center space has been pre-sold. I do not have responsibility for monthly cost. I have paid capital raising expenses. Will use $5500 of this loan for that. Income $10 k. Personal monthly expenses are $6.1k. (Aug-27-2010)
Q: what are your current fixed monthly income and expenses? - beakerfish
A: Monthly net income approximately: $10,000.00 Monthly expenses approximately: $6,100.00 Housing: $ 0 Insurance: $ 300 Car expenses: $ 0 Utilities: $ 300 Phone, cable, internet: $ 200 Food, entertainment: $ 600 Clothing, household expenses $ 300 Credit cards and other loans: $ 400 Ex-wife expenses: $ 4000 (Aug-27-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
pnace$50.00$50.008/27/2010 2:31:52 PM
ray1051$25.00$25.008/27/2010 2:32:30 PM
simplelender80$250.00$250.008/27/2010 2:33:08 PM
Kaj$30.00$30.008/27/2010 2:37:46 PM
larrybird$100.00$100.008/27/2010 2:38:34 PM
eyal0$50.00$50.008/27/2010 2:38:49 PM
the-enterprising-leverage$25.00$25.008/27/2010 2:40:12 PM
Alpha-AssistU$34.04$34.048/27/2010 2:53:33 PM
maldok1$25.00$25.008/27/2010 3:11:10 PM
Weaverville$25.00$25.008/27/2010 2:31:17 PM
bchen78875$25.00$25.008/27/2010 4:38:45 PM
rescue$50.00$50.008/27/2010 2:31:21 PM
BGILlender$25.00$25.008/27/2010 2:32:14 PM
ichibon$150.00$150.008/27/2010 2:35:01 PM
socrates520$50.00$50.008/27/2010 2:35:07 PM
hitsman$100.00$100.008/27/2010 2:35:12 PM
dreammachine$50.00$50.008/27/2010 2:35:47 PM
tallmon$25.00$25.008/27/2010 6:01:24 PM
SDNLR$25.00$25.008/27/2010 6:01:39 PM
bid-czar8$50.00$50.008/27/2010 2:35:15 PM
authentic-liberty7$50.00$50.008/27/2010 2:35:24 PM
j2ee$25.00$25.008/27/2010 2:35:40 PM
jazzlender$25.00$25.008/27/2010 2:36:03 PM
lagnisiruk$25.00$25.008/27/2010 2:38:24 PM
on_your_side$25.00$25.008/27/2010 2:37:39 PM
giannyny$25.00$25.008/27/2010 9:08:59 PM
penny-chooser$25.00$25.008/27/2010 2:38:09 PM
extraordinary-interest1$50.00$50.008/27/2010 2:39:29 PM
mizon291$50.00$50.008/27/2010 2:47:23 PM
kind-bill-supporter$25.00$25.008/27/2010 2:48:32 PM
JanLal$50.00$50.008/27/2010 2:53:13 PM
unrivaled-justice$25.00$25.008/27/2010 3:01:57 PM
HamletTower$25.00$25.008/27/2010 3:02:04 PM
108lender$200.00$200.008/27/2010 2:52:20 PM
DUDE66$50.00$50.008/27/2010 3:02:03 PM
FirstBank$63.21$63.218/27/2010 3:10:48 PM
Cheburashka$25.00$25.008/27/2010 3:57:43 PM
best-ingenious-funds$25.00$25.008/28/2010 1:05:41 AM
metro457$40.00$40.008/27/2010 6:01:27 PM
beakerfish$50.00$50.008/27/2010 6:23:50 PM
SimpleChoice$25.00$25.008/27/2010 8:50:50 PM
ThinkAbroad$25.00$25.008/27/2010 7:10:14 PM
a-social-nebula$25.00$25.008/27/2010 7:25:10 PM
KDW08$50.00$50.008/27/2010 7:31:07 PM
SFBank$300.00$300.008/29/2010 7:29:38 AM
Trakissta$150.00$150.008/29/2010 8:39:12 AM
dynrep$50.00$50.008/29/2010 12:55:03 PM
rodaku$31.00$31.008/29/2010 1:22:52 PM
Glenn$25.00$25.008/29/2010 2:48:47 PM
auction-mastery$27.37$27.378/30/2010 11:25:15 AM
marketplace-spark$25.00$25.008/30/2010 11:10:31 PM
mhotchan$66.63$66.638/31/2010 10:22:41 AM
WonByOne$25.00$25.008/31/2010 12:00:48 PM
patriot897$25.00$25.008/31/2010 8:51:57 AM
RichMaker1$50.00$50.008/31/2010 2:24:09 PM
a-golden-deal$30.00$30.008/31/2010 4:08:29 PM
dime-vista2$25.00$25.008/31/2010 4:10:36 PM
nodlives$33.23$33.238/31/2010 7:08:12 PM
seahorse2008$25.00$25.009/1/2010 4:28:57 AM
hunterMG$25.00$25.009/1/2010 10:33:18 AM
Bob450$30.00$30.009/1/2010 9:48:36 AM
djalan$40.00$40.009/1/2010 1:59:10 PM
Investor22$25.00$25.009/1/2010 6:33:34 PM
jc33148$25.00$25.009/1/2010 8:05:19 PM
justin323$25.00$25.009/2/2010 5:04:27 AM
gjm6d$25.00$25.009/1/2010 4:36:20 PM
p2ploan-sensation211$25.00$25.009/1/2010 7:12:35 PM
shrewd-income$100.00$100.009/2/2010 11:53:21 AM
JTHarris$25.00$25.009/2/2010 8:30:55 AM
paradisenow$25.00$25.009/2/2010 3:19:26 PM
leverage-monger$25.00$25.009/2/2010 3:04:22 PM
Leshan$33.33$33.339/2/2010 3:56:06 PM
credit-missile$25.00$25.009/2/2010 8:59:28 PM
mrthatcher$25.00$25.009/2/2010 4:26:28 PM
mapleman5$50.00$50.009/2/2010 7:35:45 PM
Bob450$25.00$25.009/2/2010 7:48:37 PM
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jmvingeorgia$100.00$100.009/3/2010 12:48:45 PM
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kf88$25.00$25.009/3/2010 1:11:48 PM
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mrbalboa$25.00$25.009/3/2010 2:07:45 PM
bountiful-durability$100.00$100.008/27/2010 2:31:57 PM
Bobafet$25.00$25.008/27/2010 2:32:18 PM
loan-wasp$50.00$50.008/27/2010 2:34:51 PM
EvalCrux$50.00$50.008/27/2010 2:35:52 PM
brightest-affluence-motivator$100.00$100.008/27/2010 2:36:08 PM
shur$25.00$25.008/27/2010 2:37:34 PM
dnathe4th$50.00$50.008/27/2010 2:37:43 PM
top-courteous-peso$50.00$50.008/27/2010 2:37:59 PM
350DGRZ$25.00$25.008/27/2010 2:38:28 PM
Rinastiti$25.00$25.008/27/2010 3:11:09 PM
GElender$50.00$50.008/27/2010 2:31:34 PM
reflective-rupee$25.00$25.008/27/2010 2:31:39 PM
Goodlender42$25.00$25.008/27/2010 2:34:56 PM
blue-euro-entrepreneur$25.00$25.008/27/2010 5:16:27 PM
enthralling-deal180$100.00$100.008/27/2010 2:35:31 PM
studious-bonus7$100.00$100.008/27/2010 2:33:36 PM
kegs$150.00$150.008/27/2010 2:34:37 PM
wise-dedicated-power$25.00$25.008/27/2010 2:37:28 PM
Fiimg$50.00$50.008/27/2010 2:37:52 PM
tech_helper$25.00$25.008/27/2010 2:38:16 PM
bill-mushroom$25.00$25.008/27/2010 2:39:21 PM
Isaac007$25.00$25.008/27/2010 2:39:41 PM
psonicl$100.00$100.008/27/2010 2:39:50 PM
DRA-Properties$25.00$25.008/27/2010 8:59:22 PM
important-ore$50.00$50.008/27/2010 2:37:56 PM
tech310$50.00$50.008/27/2010 2:38:36 PM
MasterMind5$25.00$25.008/27/2010 9:24:47 PM
Ripsaw4U$50.00$50.008/27/2010 2:39:58 PM
just-benefit$38.26$38.268/27/2010 2:46:47 PM
studious-listing8$26.79$26.798/27/2010 2:47:27 PM
fareast_man$25.00$25.008/27/2010 9:29:40 PM
srilm$25.00$15.668/27/2010 9:30:19 PM
FinDoc$25.00$25.008/27/2010 9:57:05 PM
greenfuture$25.00$25.008/27/2010 3:05:25 PM
Prosp_Lender$50.00$50.008/27/2010 3:06:06 PM
philosopher4$50.00$50.008/27/2010 3:10:42 PM
luckyldy$35.00$35.008/27/2010 3:11:06 PM
HunterSix$25.00$25.008/27/2010 3:10:43 PM
Panna$25.00$25.008/27/2010 3:11:03 PM
rcc7$50.00$50.008/27/2010 3:11:07 PM
PCash$25.00$25.008/27/2010 4:36:58 PM
money-bauble$200.00$200.008/27/2010 4:38:41 PM
logical-moola4$50.00$50.008/27/2010 6:00:39 PM
rakem777$35.43$35.438/27/2010 6:01:23 PM
mjdaking$25.00$25.008/27/2010 9:24:16 PM
vegibenz$25.00$25.008/27/2010 9:00:32 PM
NickRac$25.00$25.008/28/2010 9:24:09 PM
Alittleluck$25.00$25.008/29/2010 1:08:42 PM
movia12$100.00$100.008/29/2010 5:00:52 PM
healingangel22$25.00$25.008/30/2010 9:57:14 AM
Myrick$25.00$25.008/30/2010 9:12:04 AM
sharp518$100.00$100.008/30/2010 6:30:48 PM
SpotLending$50.00$50.008/30/2010 6:59:36 PM
aspire2grow$25.00$25.008/31/2010 12:21:37 PM
bxdoc$75.00$75.008/31/2010 4:07:00 PM
beakerfish$300.00$300.008/31/2010 5:52:09 PM
worldly-gold$100.00$100.008/31/2010 4:12:34 PM
FoosMaster$25.00$25.008/31/2010 6:22:59 PM
Goddess-4-one$71.53$71.539/1/2010 8:02:02 PM
GR8DANE87$25.00$25.009/2/2010 1:05:49 PM
Terapin0511$27.07$27.079/2/2010 3:03:06 PM
cbfresh$25.00$25.009/2/2010 3:12:40 PM
gilbrear$25.00$25.009/2/2010 3:26:00 PM
johnk317$25.00$25.009/2/2010 2:40:02 PM
testguy$50.00$50.009/2/2010 3:08:39 PM
BuzzyBee336$25.00$25.009/2/2010 8:00:21 PM
credit-missile$25.00$25.009/2/2010 8:59:46 PM
investment-happiness$55.78$55.789/2/2010 4:12:43 PM
elevated-finance$43.95$43.959/2/2010 5:27:02 PM
Fun54115$25.00$25.009/2/2010 8:40:19 PM
engbusres$83.00$83.009/2/2010 7:58:10 PM
credit-missile$25.00$25.009/2/2010 9:00:01 PM
Whipster$25.00$25.009/3/2010 5:09:32 AM
attractive-fund$50.00$50.009/3/2010 5:43:40 AM
hutmacher$75.00$75.009/3/2010 6:49:06 AM
principal-star$25.00$25.009/3/2010 10:28:53 AM
autodidact42$50.00$50.009/3/2010 11:42:29 AM
AM2171$25.00$25.009/3/2010 12:43:53 PM
santhana$50.00$50.009/3/2010 1:13:04 PM
Quiz18$25.00$25.009/3/2010 1:52:14 PM
aquistoyraul$25.00$25.009/3/2010 2:21:08 PM
MWMoney$25.00$25.009/3/2010 2:10:30 PM
172 bids
 
Borrower Payment Dependent Notes Series 473786
This series of Notes was issued and sold upon the funding of the borrower loan #44391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-31-2010 
  Auction end date:  Sep-07-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $246.56
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $246.56
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-2005 Debt/Income ratio: 10%
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,869Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: stockpiler510 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Cut-Up!
Purpose of loan:
This loan will be used to consolidate personal debt and allow me to pay off my credit cards immediately.? I'd rather pay individual users the interest than impersonal companies.? Help me cut up my credit cards by funding this loan!

My financial situation:
I am a good candidate for this loan because I have a stable and successful job with no difficulty paying my debts.? The reason for the loan is to consolidate debts to create a single payment every month instead of paying multiple lenders different amounts at different times at different rates.? I'm available and willing to answer any questions about the loan or my ability to repay.? I disagree with my Prosper rating, though you can see that my Prosper score is good (7/10).? I have never defaulted on a loan or been delinquent.? The current credit inquiries on my file are from going through the process of purchasing a home.? My worst offense is from being 30 days late, due entirely to forgetting to pay one card, not because of an inability to pay. This is the reason I need to consolidate my debt -- so there isn't so much confusion about all the cards that need to be paid on different days of the month.

Thanks for bidding!!!


Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 750
??Insurance: $ 100
??Car expenses: $ 100
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 500
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, Would you please describe your previous and current jobs in details? Why do you have 3 recent inquiries? Thanks, - p2ploan-sensation211
A: My current job is as a project manager for a large multi-specialty healthcare vendor. I work in Radiology, developing and implementing quality control measures, scorecards, and working with credentialing of providers and scheduling. In my previous job I worked as a broadband technician for Time Warner Cable. This involved troubleshooting, installing, and maintaining cable equipment, including DVRs, modems, and phone equipment. The 3 recent inquires were for a mortgage application. (Sep-07-2010)
Q: Two questions... Your profile says you do not currently own a home, but you stated you had just bought a home. When did you buy your house and is the current $750 housing cost the mortgage payment? Also, Can you list your credit card rates? - wealth-pipeline
A: I don't yet own a home. I'm currently in the process of purchasing a home, which is why I have 3 hard inquiries on my credit file. $750 is my current rent payment. My credit card rates vary from 14.9% to 25.9%. (Sep-07-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.008/31/2010 2:47:40 PM
EBITDA$25.00$25.008/31/2010 2:47:31 PM
brother_tam$50.00$50.009/1/2010 2:31:03 AM
healer264$25.00$25.009/1/2010 9:00:21 AM
kidsskipp$50.00$50.009/1/2010 11:58:50 AM
enthralling-deal180$100.00$100.009/1/2010 2:51:38 PM
zipemdown$50.00$50.009/1/2010 2:54:22 PM
Trakissta$150.00$150.009/1/2010 8:06:05 PM
tech310$50.00$50.009/2/2010 3:49:03 AM
reward-adventure$30.00$30.009/1/2010 7:04:39 PM
finance-magma7$100.00$100.009/2/2010 9:30:21 PM
burrito6$25.00$25.009/3/2010 6:34:24 AM
the-fantastic-bid$100.00$100.009/3/2010 10:49:46 AM
frogperson$150.00$150.009/3/2010 9:09:41 PM
danthemon35$25.00$25.009/4/2010 1:27:05 AM
bchen78875$25.00$25.009/4/2010 9:13:35 AM
Some_Yahoo$50.00$50.009/4/2010 12:13:30 PM
order-bee1$50.00$50.009/4/2010 1:28:12 PM
qtmspin$50.00$50.009/4/2010 3:28:02 PM
AlexTrep$25.00$25.009/5/2010 6:52:36 AM
heerzaquestion$50.00$50.009/5/2010 10:12:05 AM
moola-monger9$50.00$50.009/5/2010 12:53:34 PM
lender987654321$25.00$25.009/5/2010 6:57:33 PM
payment-halo$25.00$25.009/5/2010 7:09:20 PM
dynrep$100.00$100.009/5/2010 7:13:33 PM
Mrgiggleswic$50.00$50.009/6/2010 8:12:10 AM
copper$50.00$50.009/6/2010 12:38:09 PM
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ptjg$25.00$25.009/6/2010 4:34:51 PM
Gladglide$30.00$30.009/6/2010 4:40:40 PM
inspiring-reward$100.00$100.009/6/2010 4:40:54 PM
hope-eagle6$25.00$25.009/6/2010 4:39:33 PM
Ducatiman1978$25.00$25.009/6/2010 4:42:40 PM
bold-principal-thinker$25.00$25.009/6/2010 4:47:21 PM
shrewd-peace7$50.00$50.009/6/2010 4:45:27 PM
108lender$100.00$100.009/6/2010 4:45:49 PM
diplomatic-wealth7$25.00$25.009/6/2010 4:49:30 PM
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Dubbs360$25.00$25.009/6/2010 4:48:56 PM
HiccupinGminor$50.00$50.009/6/2010 4:50:22 PM
booyah$25.00$25.009/6/2010 4:51:16 PM
NewTouchAssociateLLC$50.00$50.009/6/2010 4:50:30 PM
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victorcab$25.00$25.009/6/2010 4:50:47 PM
shur$25.00$25.009/6/2010 4:50:52 PM
j-lender$50.00$50.009/6/2010 4:50:56 PM
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wonder3$25.00$25.009/6/2010 7:08:39 PM
marinbb$50.00$50.009/6/2010 5:33:11 PM
aldeed$50.49$50.499/6/2010 7:46:44 PM
auction-chomper4$25.00$25.009/6/2010 8:32:54 PM
malomar66$45.00$45.009/6/2010 8:55:08 PM
Bob450$25.00$25.009/6/2010 7:39:22 PM
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MasterKey$50.00$50.009/7/2010 10:08:08 AM
Lubava$25.00$25.009/7/2010 10:16:18 AM
scoobiedoo$50.00$50.009/7/2010 10:29:22 AM
grammaspurse$25.00$25.009/7/2010 12:35:00 PM
LKCGICG$25.00$25.009/7/2010 1:17:16 PM
bid-czar8$50.00$50.008/31/2010 2:47:19 PM
handshake5$25.00$25.008/31/2010 2:50:15 PM
bountiful-durability$52.65$52.659/1/2010 8:38:49 AM
wirebutterfly$75.00$75.009/1/2010 9:41:21 AM
interest-goblin$25.00$25.009/1/2010 8:58:36 PM
green-safe-wampum$50.00$50.009/3/2010 7:28:00 AM
new-peso-concerto$100.00$100.009/3/2010 8:37:31 AM
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rescue$50.00$50.009/3/2010 9:42:52 AM
cfleap$25.00$25.009/3/2010 2:30:07 PM
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kulender$50.00$50.009/4/2010 6:02:26 AM
mercuriant$25.00$25.009/4/2010 1:28:16 PM
order-bee1$300.00$300.009/4/2010 1:27:34 PM
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thedreamer$30.33$30.339/5/2010 8:14:14 AM
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market-enthusiast$25.00$25.009/6/2010 4:48:45 PM
calkidd05$25.00$25.009/6/2010 4:48:50 PM
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benefit-piano5$25.00$25.009/6/2010 4:49:40 PM
consomedia$50.00$50.009/6/2010 4:51:00 PM
famous-bill$25.00$25.009/6/2010 4:51:07 PM
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moneygeek$50.00$50.009/6/2010 4:51:10 PM
compsciman$50.00$50.009/6/2010 4:49:16 PM
IIP77$25.00$25.009/6/2010 4:49:36 PM
orange-preeminant-bill$50.00$25.649/6/2010 4:51:31 PM
Whipster$50.00$50.009/6/2010 6:21:36 PM
EliteCapital$25.00$25.009/6/2010 5:24:26 PM
paradisenow$25.00$25.009/6/2010 8:42:24 PM
leverage-monger$25.00$25.009/6/2010 9:37:55 PM
back-scratchers$25.00$25.009/7/2010 12:06:27 AM
sgt-schultz$25.00$25.009/7/2010 3:19:27 AM
finance-solo$36.82$36.829/7/2010 6:01:30 AM
Rulea72$50.00$50.009/7/2010 7:56:28 AM
credit-coach118$25.00$25.009/7/2010 9:05:33 AM
minnesotafinancial$25.00$25.009/7/2010 8:23:11 AM
friendinmoney$25.00$25.009/7/2010 8:45:49 AM
Smallbear$25.00$25.009/7/2010 9:44:17 AM
benefit-boots$25.00$25.009/7/2010 10:49:25 AM
brightest-dignified-penny$25.00$25.009/7/2010 10:38:54 AM
unger$80.00$80.009/7/2010 11:21:49 AM
durable-investment8$30.00$30.009/7/2010 12:14:46 PM
verdiprr$100.00$100.009/7/2010 12:47:41 PM
Grandmahoneybee$25.00$25.009/7/2010 1:36:25 PM
Nerdster1$25.01$25.019/7/2010 2:19:32 PM
geophreigh$25.00$25.009/7/2010 1:58:58 PM
good4loan$25.00$25.009/7/2010 2:31:01 PM
133 bids
 
Borrower Payment Dependent Notes Series 473964
This series of Notes was issued and sold upon the funding of the borrower loan #44413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,250.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Sep-02-2010 
  Auction end date:  Sep-09-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 40.02% Starting monthly payment: $56.55
Final lender yield: 31.00% Final borrower rate/APR: 32.00% / 36.93% Final monthly payment: $54.44
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 20.12%  
Lender servicing fee: 1.00% Estimated return: 10.88%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1973 Debt/Income ratio: 57%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:17y 3m
Amount delinquent: $0 Total credit lines: 27 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,467Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: caring-deal1 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to?
Pay off some of those darn credit cards
My financial situation:
I am a good candidate for this loan because? My work is stable and I have longevity on one job. I also work part time at a daycare. I have no late payments on my credit report. My score just reflects the amount of my debt.
Monthly net income: $
2000
Monthly expenses: $
??Housing: $?500
??Insurance: $?100
??Car expenses: $?
??Utilities: $?200
??Phone, cable, internet: $?50
??Food, entertainment: $ 400
??Clothing, household expenses $???Credit cards and other loans: $ 190
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orbital-dollar2$25.00$25.009/8/2010 6:48:41 PM
brondero$40.00$40.009/8/2010 9:11:54 PM
pueblopablo$30.00$30.009/9/2010 6:40:38 AM
Dopplerbob$31.00$31.009/9/2010 7:23:22 AM
Phatt-Daddy$25.00$25.009/9/2010 7:42:44 AM
Leshan$33.33$33.339/9/2010 9:26:52 AM
entertaining-revenue$32.57$32.579/9/2010 9:37:41 AM
Lubava$34.00$34.009/9/2010 12:24:20 PM
shrewd-income$25.00$25.009/9/2010 2:09:08 PM
ultimate-peace$150.00$150.009/9/2010 2:03:08 PM
payout-bridge$1,000.00$46.719/9/2010 2:23:34 PM
Engineer44$25.00$25.009/9/2010 2:26:31 PM
bonus-quark4$25.00$25.009/9/2010 1:46:14 PM
mrxtravis$50.00$50.009/7/2010 3:22:37 PM
GladToHelpYou$50.00$50.009/8/2010 6:28:04 PM
gold-cluster$50.00$50.009/8/2010 8:14:17 PM
Sudoku$127.39$127.399/8/2010 11:53:42 PM
enthusiastic-balance5$50.00$50.009/9/2010 7:51:46 AM
kindness-venture1$25.00$25.009/9/2010 10:07:28 AM
resplendent-peace7$25.00$25.009/9/2010 10:34:54 AM
Happyhourcomics$25.00$25.009/9/2010 12:11:54 PM
PeterPsych$300.00$300.009/9/2010 2:18:35 PM
newstar2000$25.00$25.009/9/2010 2:26:25 PM
23 bids
 
Borrower Payment Dependent Notes Series 474422
This series of Notes was issued and sold upon the funding of the borrower loan #44403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Sep-07-2010 
  Auction end date:  Sep-14-2010 
 
Starting lender yield: 16.00% Starting borrower rate/APR: 17.00% / 22.68% Starting monthly payment: $35.65
Final lender yield: 10.89% Final borrower rate/APR: 11.89% / 17.40% Final monthly payment: $33.16
 
Auction yield range: 10.89% - 16.00% Estimated loss impact: 10.03%  
Lender servicing fee: 1.00% Estimated return: 0.86%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1994 Debt/Income ratio: 24%
Credit score: 700-719 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:7y 4m
Amount delinquent: $0 Total credit lines: 24 Occupation: Biologist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,119Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: cowboy2525 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 31 ( 100% ) 700-719 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
680-699 (Oct-2009)
680-699 (Aug-2009)
680-699 (Jul-2009)
660-679 (May-2009)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Pay off credit card
Purpose of loan:
This loan will be used to? Pay to finish paying off a high rate Chase credit card

My financial situation:
I am a good candidate for this loan because both my wife and i are stable in our jobs and steady income.? I work for the state of Oregon and she is a teacher.? And have had 2 previous loans and paid off and always on-time.

Monthly net income: $ 2300 ??????

Monthly expenses: $
??Housing: $ 0 paid?????
??Insurance: $ 150????
??Car expenses: $400
??Utilities: $ 45
??Phone, cable, internet: $60?
??Food, entertainment: $ 200????????
??Clothing, household expenses $150
??Credit cards and other loans: $ 150
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
USNavyVet$25.00$25.009/7/2010 2:29:19 PM
Mack_Inv$100.00$100.009/13/2010 4:00:33 AM
yerkster1$25.86$25.869/13/2010 8:41:37 AM
top-tranquil-justice$25.00$25.009/13/2010 8:09:41 PM
sweety075$25.00$25.009/13/2010 9:07:26 PM
rapid-currency$30.00$30.009/13/2010 10:55:38 PM
dstolars$25.00$25.009/14/2010 6:22:14 AM
ScottFinance$25.00$25.009/14/2010 7:01:40 AM
jsnryn$25.00$25.009/14/2010 7:11:35 AM
DasMula$25.00$25.009/14/2010 1:13:56 PM
radiant-return$50.00$50.009/14/2010 12:12:14 PM
1stBankAndHal$60.00$60.009/12/2010 8:07:53 AM
klemer$25.00$25.009/13/2010 5:58:04 AM
transaction-mechanic4$25.00$25.009/13/2010 6:48:34 AM
Catz_aplenty$25.00$25.009/13/2010 6:49:41 AM
doopers$25.00$25.009/13/2010 7:05:23 AM
loanman2007$100.00$100.009/13/2010 8:56:50 AM
CA_Lender$25.00$25.009/13/2010 3:06:04 PM
redtilapia$25.00$25.009/13/2010 6:21:05 PM
RTPCorporation$41.80$41.809/14/2010 2:03:02 AM
debt-legend$25.00$25.009/14/2010 8:23:47 AM
wild-orange$50.00$50.009/14/2010 9:43:01 AM
martymaniaman$25.00$25.009/14/2010 10:16:07 AM
santhana$50.00$50.009/14/2010 10:19:25 AM
FundMaker$25.00$25.009/14/2010 12:34:03 PM
Phatt-Daddy$100.00$67.349/14/2010 2:08:53 PM
umwol13$25.00$25.009/14/2010 2:06:31 PM
27 bids
 
Borrower Payment Dependent Notes Series 474464
This series of Notes was issued and sold upon the funding of the borrower loan #44410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Sep-07-2010 
  Auction end date:  Sep-08-2010 
 
Starting lender yield: 7.35% Starting borrower rate/APR: 8.35% / 8.69% Starting monthly payment: $472.47
Final lender yield: 7.25% Final borrower rate/APR: 8.25% / 8.59% Final monthly payment: $471.78
 
Auction yield range: 2.79% - 7.35% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1990 Debt/Income ratio: 13%
Credit score: 820-839 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 23 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,097Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: Lucky-Fella Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring / Wedding Expenses
Purpose of loan:
This loan will be used to buy an engagement ring for my beautiful (and patient)?girlfriend of 6 years and pay for other wedding expenses.?

My financial situation:
I am a good candidate for this loan because I have excellent credit and make more than enough money to service the?debt.

Thank you so much!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
schpere$25.00$25.009/7/2010 2:27:33 PM
ray1051$75.00$75.009/7/2010 2:27:50 PM
rosie777$35.00$35.009/7/2010 2:28:24 PM
blissful-responsibility4$50.00$50.009/7/2010 2:28:50 PM
authoritative-capital$25.00$25.009/7/2010 2:29:07 PM
saritha$25.00$25.009/7/2010 2:29:39 PM
kenji4861$25.00$25.009/7/2010 2:27:29 PM
dlshap$25.00$25.009/7/2010 2:30:28 PM
financelover$25.00$25.009/7/2010 2:30:44 PM
dontscrewmeover1$25.00$25.009/7/2010 2:28:32 PM
credit-shakespeare9$50.00$50.009/7/2010 2:30:52 PM
mlandrid$50.00$50.009/7/2010 2:28:45 PM
budyzr$25.00$25.009/7/2010 2:28:51 PM
integrity-onator1$25.00$25.009/7/2010 2:31:18 PM
j2ee$25.00$25.009/7/2010 2:31:15 PM
RockCrown$50.00$50.009/7/2010 2:32:01 PM
inspired-investment8$100.00$100.009/7/2010 2:29:17 PM
top-sensible-yield$50.00$50.009/7/2010 2:32:06 PM
jazzlender$25.00$25.009/7/2010 2:32:09 PM
CleeClee$50.00$50.009/7/2010 2:32:10 PM
gold-commander0$50.00$50.009/7/2010 2:32:14 PM
eyal0$25.00$25.009/7/2010 2:32:31 PM
orange-resolute-platinum$25.00$25.009/7/2010 2:32:25 PM
jsmith1450$100.00$100.009/7/2010 2:30:04 PM
nosualcneas$25.00$25.009/7/2010 2:32:56 PM
ichibon$200.00$200.009/7/2010 2:33:00 PM
investment-network$25.00$25.009/7/2010 2:32:46 PM
liberty-destiny3$25.00$25.009/7/2010 2:31:06 PM
proper-p2p6$50.00$50.009/7/2010 2:33:45 PM
GElender$50.00$50.009/7/2010 2:33:23 PM
DeesBar$25.00$25.009/7/2010 2:33:48 PM
roblender$25.00$25.009/7/2010 2:33:33 PM
BlindProphet$50.00$50.009/7/2010 2:34:01 PM
economy-orchid$25.00$25.009/7/2010 2:34:05 PM
pakrbkr$25.00$25.009/7/2010 2:34:13 PM
senorzookeeper$25.00$25.009/7/2010 2:34:32 PM
hottogo456$50.00$50.009/7/2010 2:32:26 PM
balance6$25.00$25.009/7/2010 2:34:55 PM
VBAces$50.00$50.009/7/2010 2:32:30 PM
CorMDNY$50.00$50.009/7/2010 2:34:57 PM
BabyLender$25.00$25.009/7/2010 2:35:04 PM
MadHun$100.00$100.009/7/2010 2:32:58 PM
MoneyU4IA$50.00$50.009/7/2010 2:34:00 PM
moneyfriend$50.00$50.009/7/2010 2:34:10 PM
important-ore$50.00$50.009/7/2010 2:34:17 PM
token34$25.00$25.009/7/2010 2:36:16 PM
loanfairy$25.00$25.009/7/2010 2:34:34 PM
cebgop$25.00$25.009/7/2010 2:34:58 PM
Namrok$25.00$25.009/7/2010 2:37:34 PM
steady-gain5$25.00$25.009/7/2010 2:37:37 PM
Kame$25.00$25.009/7/2010 2:38:48 PM
enrichment1$50.00$50.009/7/2010 2:38:04 PM
transaction-aggregator7$25.00$25.009/7/2010 2:38:59 PM
reinforced-reward$25.00$25.009/7/2010 2:39:03 PM
Zarf$50.00$50.009/7/2010 2:38:19 PM
stable-money$25.00$25.009/7/2010 2:39:08 PM
RusRobo$25.00$25.009/7/2010 2:38:32 PM
Flatfoot$25.00$25.009/7/2010 2:39:31 PM
radforj22$100.00$100.009/7/2010 2:38:45 PM
lenderforyoutoday$50.00$50.009/7/2010 2:39:35 PM
CaptainBlueberry$25.00$25.009/7/2010 2:38:54 PM
Woodworker57$25.00$25.009/7/2010 2:40:32 PM
pawsitive$25.00$25.009/7/2010 2:39:45 PM
bold-visionary-rate$25.00$25.009/7/2010 2:38:13 PM
jjb3$25.00$25.009/7/2010 2:39:51 PM
cash-queen$50.00$50.009/7/2010 2:38:26 PM
abeprof70$25.00$25.009/7/2010 2:39:59 PM
admirable-basis1$62.50$62.509/7/2010 2:41:13 PM
fearless-auction7$25.00$25.009/7/2010 2:38:52 PM
ZeoInvestments$25.00$25.009/7/2010 2:39:13 PM
harty$50.00$50.009/7/2010 2:40:24 PM
Emgolda$25.00$25.009/7/2010 2:40:51 PM
meux99$50.00$50.009/7/2010 2:40:06 PM
jeffc92$50.00$50.009/7/2010 2:40:42 PM
i3urtonair$25.00$25.009/7/2010 2:40:47 PM
fwaguy$25.00$25.009/7/2010 2:50:41 PM
dickiesweetboy$50.00$50.009/7/2010 2:50:50 PM
Sigonio$50.00$50.009/7/2010 2:50:36 PM
teller$50.00$50.009/7/2010 2:51:22 PM
SARMAR$50.00$50.009/7/2010 2:51:30 PM
newest-sensible-hope$50.00$50.009/7/2010 2:51:11 PM
meenan$25.00$25.009/7/2010 2:52:04 PM
hookUup$25.00$25.009/7/2010 2:52:10 PM
Topaz_John$50.00$50.009/7/2010 2:52:42 PM
majormoves1$25.00$25.009/7/2010 2:52:35 PM
pulmdoc$25.00$25.009/7/2010 2:53:07 PM
lagnisiruk$25.00$25.009/7/2010 2:52:46 PM
LenderByDay$25.00$25.009/7/2010 2:53:14 PM
zyztemboy$25.00$25.009/7/2010 2:53:24 PM
Kattosha$25.00$25.009/7/2010 2:53:30 PM
frankdelraza$25.00$25.009/7/2010 2:52:29 PM
Mantis75$25.00$25.009/7/2010 2:52:57 PM
djh47a$25.00$25.009/7/2010 2:53:00 PM
pbandjb$25.00$25.009/7/2010 2:53:56 PM
johannesfactotum$35.00$35.009/7/2010 2:53:05 PM
MTLoans$25.00$25.009/7/2010 2:54:14 PM
jonesboyz$25.00$25.009/7/2010 2:53:31 PM
ryreesado$25.00$25.009/7/2010 2:53:28 PM
anyoi$50.00$50.009/7/2010 2:53:52 PM
shorthairedg$28.62$28.629/7/2010 2:54:01 PM
theemhdoctor$25.00$25.009/7/2010 2:53:50 PM
ramsbladder$25.00$25.009/7/2010 2:54:09 PM
green2brown2$25.00$25.009/7/2010 2:53:59 PM
julijask$25.00$25.009/7/2010 2:54:15 PM
xphile$25.00$25.009/7/2010 2:54:06 PM
BenBernanke$25.00$25.009/7/2010 2:55:11 PM
buukyak$50.00$50.009/7/2010 2:55:17 PM
commerce-voyager$25.00$25.009/7/2010 2:55:31 PM
mpthree$50.00$50.009/7/2010 2:55:45 PM
good_lender$50.00$50.009/7/2010 2:55:58 PM
discrete-asset$25.00$25.009/7/2010 2:55:24 PM
1fortheroad$25.00$25.009/7/2010 2:55:47 PM
useful-currency$25.00$25.009/7/2010 2:56:32 PM
wise-dedicated-power$50.00$50.009/7/2010 2:55:52 PM
seabass123$30.00$30.009/7/2010 2:55:55 PM
metro457$50.00$50.009/7/2010 2:56:44 PM
wealthstar$50.00$50.009/7/2010 2:56:46 PM
market-enthusiast$25.00$25.009/7/2010 2:56:50 PM
saysana$25.00$25.009/7/2010 2:57:09 PM
mizount$25.00$25.009/7/2010 2:57:05 PM
LenderIntegrity24$50.00$50.009/7/2010 2:58:11 PM
Guiren$100.00$100.009/7/2010 2:57:22 PM
Artist_Blue$25.00$25.009/7/2010 2:57:31 PM
nickel-demon2$100.00$100.009/7/2010 2:57:35 PM
alaco$25.00$25.009/7/2010 2:57:39 PM
Tenfutta$25.00$25.009/7/2010 2:57:33 PM
Kerrysbay$50.00$50.009/7/2010 2:58:14 PM
peerlender$25.00$25.009/7/2010 2:59:56 PM
impeccable-funds5$50.00$50.009/7/2010 2:59:13 PM
pbeach05$25.00$25.009/7/2010 2:59:52 PM
Railbird$25.00$25.009/7/2010 2:59:49 PM
bobby4u3$25.00$25.009/7/2010 3:00:28 PM
moola-rose8$25.00$25.009/7/2010 3:02:27 PM
haplender$50.00$50.009/7/2010 3:02:35 PM
zone6$50.00$50.009/7/2010 3:02:43 PM
thoughtful-payment268$25.00$25.009/7/2010 3:02:17 PM
x-bones$25.00$25.009/7/2010 3:02:28 PM
teufelhund$25.00$25.009/7/2010 3:02:40 PM
labate$25.00$25.009/7/2010 3:02:46 PM
the-aggresive-principal$25.00$25.009/7/2010 3:02:33 PM
silver-armada$50.00$50.009/7/2010 3:02:41 PM
social-comet7$25.00$25.009/7/2010 3:03:00 PM
kain11286$100.00$100.009/7/2010 3:02:44 PM
Patrician$50.00$50.009/7/2010 3:03:03 PM
tekkie2412$50.00$50.009/7/2010 3:02:51 PM
stolan$25.00$25.009/7/2010 3:14:18 PM
rhodylend$25.00$25.009/7/2010 3:03:57 PM
mrzz$25.00$25.009/7/2010 3:14:28 PM
MiniBank998$25.00$25.009/7/2010 3:04:33 PM
PatRichi$25.00$25.009/7/2010 3:15:57 PM
new-thrilling-principal$25.00$25.009/7/2010 3:05:14 PM
IIP77$25.00$25.009/7/2010 3:13:58 PM
bchen78875$50.00$50.009/7/2010 3:14:04 PM
Seafirst$50.00$50.009/7/2010 3:14:26 PM
upc_tnt$25.00$25.009/7/2010 3:14:32 PM
KiwiElf$40.00$40.009/7/2010 3:15:12 PM
safe-kindness5$31.75$31.759/7/2010 3:15:59 PM
cgk46doit$25.00$25.009/7/2010 3:15:49 PM
nicklds$25.00$25.009/7/2010 3:15:58 PM
Zipperdu$35.00$35.009/7/2010 3:35:23 PM
debnac170$50.00$50.009/7/2010 3:52:17 PM
gentle-gold$25.00$25.009/7/2010 3:26:53 PM
jam96$25.00$25.009/7/2010 5:08:00 PM
community-pipeline8$50.00$50.009/7/2010 4:38:07 PM
UncleScroogeDMD$100.00$100.009/7/2010 4:31:51 PM
James_and_Tracy$25.00$25.009/7/2010 5:09:10 PM
Loansforlife$36.02$36.029/7/2010 4:38:49 PM
skywise$50.00$50.009/7/2010 5:08:59 PM
Victor-E-Lane$25.00$25.009/7/2010 5:11:02 PM
rmachi$25.00$25.009/7/2010 5:11:21 PM
Jumbojack$50.00$50.009/7/2010 5:12:11 PM
charlie-ann$50.00$50.009/7/2010 5:27:57 PM
blot44$25.00$25.009/7/2010 7:32:24 PM
gotchai$50.00$50.009/7/2010 9:07:25 PM
duty-windmill$25.00$25.009/7/2010 10:03:18 PM
arcangel72$25.00$25.009/7/2010 10:49:34 PM
ArmstrongVentures$25.00$25.009/7/2010 10:52:32 PM
steely_dan34$25.00$25.009/7/2010 10:53:07 PM
Dave0$25.00$25.009/7/2010 10:44:40 PM
Breken6$25.00$25.009/7/2010 10:52:55 PM
wbahl$25.00$8.249/7/2010 10:53:54 PM
worth-matador$25.00$25.009/8/2010 5:07:08 AM
senior1$25.00$25.009/8/2010 4:48:59 AM
octoberfresh$35.00$35.009/8/2010 8:48:39 AM
ingenious-order783$25.00$25.009/7/2010 2:27:48 PM
wormdc$25.00$25.009/7/2010 2:28:06 PM
cash-sensai2$25.00$25.009/7/2010 2:27:59 PM
DukSerduk$25.00$25.009/7/2010 2:28:16 PM
life-is-great$50.00$50.009/7/2010 2:28:25 PM
alpinaut$25.00$25.009/7/2010 2:28:20 PM
bountiful-durability$100.00$100.009/7/2010 2:28:35 PM
tech310$50.00$50.009/7/2010 2:28:42 PM
ChristopherHS$25.00$25.009/7/2010 2:28:43 PM
leeball$50.00$50.009/7/2010 2:28:47 PM
auction-sage$25.00$25.009/7/2010 2:28:52 PM
windfall46$25.00$25.009/7/2010 2:29:11 PM
Weaverville$50.00$50.009/7/2010 2:29:21 PM
Rdodson11$25.00$25.009/7/2010 2:27:49 PM
kulender$25.00$25.009/7/2010 2:27:59 PM
wise-dedicated-power$50.00$50.009/7/2010 2:28:12 PM
Supernick$50.00$50.009/7/2010 2:30:42 PM
guardlender$25.00$25.009/7/2010 2:28:27 PM
whistledicksmith$50.00$50.009/7/2010 2:31:03 PM
CorporateT00l$50.00$50.009/7/2010 2:31:00 PM
GD68$25.00$25.009/7/2010 2:31:12 PM
bruin558$60.00$60.009/7/2010 2:28:59 PM
engaging-worth$30.00$30.009/7/2010 2:31:53 PM
successful-wealth7$25.00$25.009/7/2010 2:32:02 PM
harmonious-moola7$50.00$50.009/7/2010 2:32:17 PM
pinnacle10$25.00$25.009/7/2010 2:32:20 PM
benefit-celebration$50.00$50.009/7/2010 2:32:33 PM
afotherg$50.00$50.009/7/2010 2:32:41 PM
elasermd$50.00$50.009/7/2010 2:30:17 PM
HelpFromNY$50.00$50.009/7/2010 2:30:23 PM
ITGuy$25.00$25.009/7/2010 2:32:37 PM
kyomoon$50.00$50.009/7/2010 2:32:42 PM
organized-payment6$50.00$50.009/7/2010 2:33:06 PM
Rysterola82$25.00$25.009/7/2010 2:32:51 PM
reward-planetarium$100.00$100.009/7/2010 2:30:49 PM
Havana21$100.00$100.009/7/2010 2:33:13 PM
Duchdad$25.00$25.009/7/2010 2:30:56 PM
bigballer105$100.00$100.009/7/2010 2:33:29 PM
liederhaus$50.00$50.009/7/2010 2:33:15 PM
flexible-integrity7$50.00$50.009/7/2010 2:33:51 PM
market-socrates4$50.00$50.009/7/2010 2:31:25 PM
djs81$25.00$25.009/7/2010 2:34:03 PM
nuclearmoose$25.00$25.009/7/2010 2:33:54 PM
kegs$200.00$200.009/7/2010 2:31:56 PM
Mariner3605$25.00$25.009/7/2010 2:34:38 PM
diplomatic-wealth7$100.00$100.009/7/2010 2:32:23 PM
F_Banks$50.00$50.009/7/2010 2:32:38 PM
murlirao2002$25.00$25.009/7/2010 2:35:06 PM
Ivan2007$50.00$50.009/7/2010 2:32:53 PM
Cheburashka$30.00$30.009/7/2010 2:35:12 PM
secret-santa$25.00$25.009/7/2010 2:35:21 PM
kanakakm$50.00$50.009/7/2010 2:33:28 PM
Marathoner$50.00$50.009/7/2010 2:33:40 PM
consomedia$50.00$50.009/7/2010 2:34:08 PM
bayareainv$100.00$100.009/7/2010 2:35:01 PM
platinum-optimization1$25.00$25.009/7/2010 2:35:07 PM
dharma1$25.00$25.009/7/2010 2:35:17 PM
the-financier814$25.00$25.009/7/2010 2:37:33 PM
pipopirate$25.00$25.009/7/2010 2:39:19 PM
Scott0007$25.00$25.009/7/2010 2:39:34 PM
meoweo$25.00$25.009/7/2010 2:37:32 PM
js60l$25.00$25.009/7/2010 2:38:50 PM
albatross897$25.00$25.009/7/2010 2:40:08 PM
bmcg$25.00$25.009/7/2010 2:39:21 PM
rdrloan$37.50$37.509/7/2010 2:40:30 PM
morpholog$25.00$25.009/7/2010 2:39:28 PM
Holtavious$25.00$25.009/7/2010 2:40:45 PM
fishman42$25.00$25.009/7/2010 2:39:44 PM
YellowJacket$25.00$25.009/7/2010 2:39:47 PM
Tasmir$25.00$25.009/7/2010 2:38:15 PM
Ripsaw4U$50.00$50.009/7/2010 2:38:28 PM
buckeye55$25.00$25.009/7/2010 2:39:57 PM
red-trade-cologne$50.00$50.009/7/2010 2:38:35 PM
latestone$25.00$25.009/7/2010 2:40:01 PM
blue-exuberant-economy$25.00$25.009/7/2010 2:40:14 PM
Mookouw$25.00$25.009/7/2010 2:39:16 PM
Schuld66$25.00$25.009/7/2010 2:39:25 PM
outwish$25.00$25.009/7/2010 2:40:44 PM
Futurero$25.00$25.009/7/2010 2:39:33 PM
cosmof16$25.00$25.009/7/2010 2:40:49 PM
BludAx$25.00$25.009/7/2010 2:39:40 PM
anakinsolo$25.00$25.009/7/2010 2:39:58 PM
understanding-marketplace$50.00$50.009/7/2010 2:40:15 PM
thoughtful-community7$25.00$25.009/7/2010 2:40:40 PM
donloah$25.00$25.009/7/2010 2:40:50 PM
happyjackbak$25.00$25.009/7/2010 2:50:33 PM
TommyTucker$25.00$25.009/7/2010 2:50:42 PM
Keebs$25.00$25.009/7/2010 2:50:05 PM
loan-selector622$25.00$25.009/7/2010 2:50:56 PM
efficient-marketplace$50.00$50.009/7/2010 2:50:10 PM
dollars4debts$25.00$25.009/7/2010 2:51:27 PM
djc314$50.00$50.009/7/2010 2:50:52 PM
generous-deal6$50.00$50.009/7/2010 2:51:32 PM
SourDoughSteve$25.00$25.009/7/2010 2:51:59 PM
best-ingenious-funds$25.00$25.009/7/2010 2:51:16 PM
scottburger$50.00$50.009/7/2010 2:52:27 PM
rjw_mpwr$25.00$25.009/7/2010 2:52:38 PM
mistertao$25.00$25.009/7/2010 2:52:43 PM
Rivervale_Westwood$25.00$25.009/7/2010 2:53:12 PM
SunsetCoastCapital$25.00$25.009/7/2010 2:52:49 PM
syounker$25.00$25.009/7/2010 2:53:27 PM
SDNLR$25.00$25.009/7/2010 2:52:54 PM
pseudokris$25.00$25.009/7/2010 2:53:38 PM
BiggestG$25.00$25.009/7/2010 2:53:08 PM
Sixmil$25.00$25.009/7/2010 2:52:55 PM
1750$25.00$25.009/7/2010 2:54:19 PM
lowrate$50.00$50.009/7/2010 2:53:16 PM
sugarhoof$25.00$25.009/7/2010 2:53:20 PM
perlindc$26.48$26.489/7/2010 2:53:11 PM
Maccs55$50.00$50.009/7/2010 2:53:25 PM
L-vex$25.00$25.009/7/2010 2:53:19 PM
MAJESTIC5$39.94$39.949/7/2010 2:53:33 PM
adhawan325$25.00$25.009/7/2010 2:53:22 PM
sajitk$25.00$25.009/7/2010 2:53:40 PM
johngaltline$25.00$25.009/7/2010 2:53:43 PM
janus_god$25.00$25.009/7/2010 2:53:49 PM
kcole10$25.00$25.009/7/2010 2:53:34 PM
nofreelunch$25.00$25.009/7/2010 2:54:04 PM
ChicoBob$50.00$50.009/7/2010 2:54:08 PM
pbo922$25.00$25.009/7/2010 2:53:54 PM
Natronpee$25.00$25.009/7/2010 2:54:10 PM
moneynmotion$31.41$31.419/7/2010 2:54:02 PM
virtualbank$25.00$25.009/7/2010 2:54:20 PM
gocubsgo22$26.32$26.329/7/2010 2:54:18 PM
tolstoy00$25.00$25.009/7/2010 2:55:09 PM
heroic-platinum$25.00$25.009/7/2010 2:55:15 PM
open-minded-credit4$25.00$25.009/7/2010 2:55:28 PM
natmonkey$50.00$50.009/7/2010 2:55:34 PM
BeachWalkz$25.00$25.009/7/2010 2:55:44 PM
danthemon35$25.00$25.009/7/2010 2:54:58 PM
Tahoeguy$50.00$50.009/7/2010 2:55:13 PM
paddatjie$50.00$50.009/7/2010 2:55:20 PM
MO_Investor$25.00$25.009/7/2010 2:55:30 PM
NJNY$25.00$25.009/7/2010 2:55:54 PM
kid8549$25.00$25.009/7/2010 2:56:00 PM
RandyL3$25.00$25.009/7/2010 2:55:57 PM
Octavian315$35.00$35.009/7/2010 2:56:10 PM
degster$25.00$25.009/7/2010 2:56:12 PM
jstnow$25.00$25.009/7/2010 2:56:33 PM
blissful-note7$25.00$25.009/7/2010 2:56:23 PM
NumberThree$25.00$25.009/7/2010 2:56:36 PM
unrivaled-power$150.00$150.009/7/2010 2:56:38 PM
deal-promiser1$100.00$100.009/7/2010 2:56:42 PM
Avid_Skier$50.00$50.009/7/2010 2:56:40 PM
nostromo$50.00$50.009/7/2010 2:56:56 PM
jsw7us$50.00$50.009/7/2010 2:56:59 PM
looney-toon$25.00$25.009/7/2010 2:57:07 PM
acropiloterau2002$25.00$25.009/7/2010 2:58:19 PM
the-income-victor$50.00$50.009/7/2010 2:57:32 PM
DejaVu_NewYork$57.28$57.289/7/2010 2:57:41 PM
helpishere777$25.00$25.009/7/2010 2:59:16 PM
efficient-treasure0$50.00$50.009/7/2010 2:59:31 PM
engaging-yield4$25.00$25.009/7/2010 2:59:44 PM
Hoov$25.00$25.009/7/2010 2:59:34 PM
lender987654321$50.00$50.009/7/2010 2:59:48 PM
ritwngr$25.00$25.009/7/2010 3:01:18 PM
credit-coach118$25.00$25.009/7/2010 3:02:15 PM
bigphish$25.00$25.009/7/2010 3:02:31 PM
generosity-giraffe0$50.00$50.009/7/2010 3:02:38 PM
BigLinCT$25.00$25.009/7/2010 3:02:45 PM
HunterSix$25.00$25.009/7/2010 3:01:43 PM
sentry256$25.00$25.009/7/2010 3:02:53 PM
medman$30.00$30.009/7/2010 3:02:57 PM
jack1729$25.00$25.009/7/2010 3:01:42 PM
Ponies88$25.00$25.009/7/2010 3:01:52 PM
platinum-rapture6$50.00$50.009/7/2010 3:02:29 PM
junecleaver$25.00$25.009/7/2010 3:02:35 PM
MGOT-Ken$50.00$50.009/7/2010 3:02:43 PM
baseballfan111$50.00$50.009/7/2010 3:02:48 PM
GAOGERAM_BANK$25.00$25.009/7/2010 3:02:37 PM
letsbank$25.00$25.009/7/2010 3:02:42 PM
Damostuff$25.00$25.009/7/2010 3:03:08 PM
9boag$25.00$25.009/7/2010 3:02:54 PM
kind-adventurous-finance$25.00$25.009/7/2010 3:03:29 PM
golden-platinum7$25.00$25.009/7/2010 3:04:40 PM
DadWarbucks$25.00$25.009/7/2010 3:14:41 PM
greenwell$250.00$250.009/7/2010 3:14:51 PM
dartmouth99$25.00$25.009/7/2010 3:14:55 PM
ujiba$25.00$25.009/7/2010 3:04:31 PM
divedude$50.00$50.009/7/2010 3:15:10 PM
AnxiousAirman$50.00$50.009/7/2010 3:04:42 PM
freesia54$25.00$25.009/7/2010 3:04:44 PM
unclejaef$25.00$25.009/7/2010 3:04:59 PM
dealmaster$25.00$25.009/7/2010 3:05:12 PM
TennSquire$25.00$25.009/7/2010 3:04:52 PM
ultimate-social$25.00$25.009/7/2010 3:04:55 PM
tj1683$25.00$25.009/7/2010 3:13:47 PM
Strato$25.00$25.009/7/2010 3:13:50 PM
dcap3$100.00$100.009/7/2010 3:13:45 PM
Kijib$25.00$25.009/7/2010 3:13:59 PM
visionary-currency$35.15$35.159/7/2010 3:14:29 PM
Attract$25.00$25.009/7/2010 3:14:43 PM
eronyc$50.00$50.009/7/2010 3:14:56 PM
wise-silver-wonder$25.00$25.009/7/2010 3:15:03 PM
Phantom99$25.00$25.009/7/2010 3:15:16 PM
samo102us$25.00$25.009/7/2010 3:15:15 PM
lifegrowth$25.00$25.009/7/2010 3:15:56 PM
gzeo$25.00$25.009/7/2010 3:15:55 PM
whiteshadow$50.00$50.009/7/2010 3:25:34 PM
chrisb1414$25.00$25.009/7/2010 3:25:18 PM
jasonj72$25.00$25.009/7/2010 3:34:11 PM
brightest-income-hunter$25.00$25.009/7/2010 4:37:49 PM
adama_48$50.00$50.009/7/2010 3:57:51 PM
colorado23$25.00$25.009/7/2010 5:08:01 PM
tipan1$33.00$33.009/7/2010 5:03:33 PM
ctgscott$25.00$25.009/7/2010 5:09:02 PM
designs626$50.00$50.009/7/2010 5:10:32 PM
think-become$25.00$25.009/7/2010 5:08:58 PM
kmwvma$25.00$25.009/7/2010 5:11:44 PM
lowestghost$25.00$25.009/7/2010 5:11:46 PM
maximizer$25.00$25.009/7/2010 5:49:51 PM
justice-hawk$25.79$25.799/7/2010 6:27:18 PM
dospapalotes$25.00$25.009/7/2010 5:57:11 PM
tatsuo20001$25.00$25.009/7/2010 8:37:21 PM
soheagle$25.00$25.009/7/2010 9:33:18 PM
BaltimoreLender$25.00$25.009/7/2010 10:53:04 PM
totoro$25.00$25.009/7/2010 10:53:41 PM
wwwUniversal$25.00$25.009/7/2010 11:25:59 PM
Bank_Of_XL$25.00$25.009/8/2010 5:53:22 AM
Digs$25.00$25.009/8/2010 9:43:29 AM
6moonbeams$100.00$100.009/8/2010 11:32:30 AM
405 bids