Sales Report:Supplement No. 31 dated Sep 10, 2010 to Prospectus dated Jul 26, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
471416
This series of Notes was issued and sold upon the funding of the borrower loan #44337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.0% |
Auction start date:
| Aug-27-2010 |
| |
Auction end date:
| Sep-02-2010 |
|
|
Starting lender yield:
| 14.15% |
Starting borrower rate/APR:
| 15.15% / 17.32% |
Starting monthly payment:
| $521.08 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $521.08 |
| |
|
Auction yield range:
| 5.89% - 14.15% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 13y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,514 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| integrity-melody |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off CC
Purpose of loan:
This loan will be used to pay off high interest credit cards with a definite payoff date
My financial situation:
I am a good candidate for this loan because I own my own Contract Precision Machine Shop and I am current with all my bills and have always been ontime
Monthly net income: $6159.49
Monthly expenses: $
??Housing: $ 1100
??Insurance: $ 200
??Car expenses: $ 400
??Utilities: $ 200
??Phone, cable, internet: $ 300
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1300
??Other expenses: $ n/a
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| pnace | $50.00 | $50.00 | 8/27/2010 2:31:54 PM |
| bountiful-durability | $100.00 | $100.00 | 8/27/2010 2:32:02 PM |
| tech310 | $100.00 | $100.00 | 8/27/2010 2:32:50 PM |
| studious-bonus7 | $100.00 | $100.00 | 8/27/2010 2:33:39 PM |
| liederhaus | $50.00 | $50.00 | 8/27/2010 2:33:43 PM |
| Goodlender42 | $25.00 | $25.00 | 8/27/2010 2:34:58 PM |
| EvalCrux | $50.00 | $50.00 | 8/27/2010 2:35:49 PM |
| wise-dedicated-power | $25.00 | $25.00 | 8/27/2010 2:37:24 PM |
| on_your_side | $25.00 | $25.00 | 8/27/2010 2:37:36 PM |
| dnathe4th | $50.00 | $50.00 | 8/27/2010 2:37:41 PM |
| important-ore | $50.00 | $50.00 | 8/27/2010 2:37:55 PM |
| Ripsaw4U | $50.00 | $50.00 | 8/27/2010 2:39:57 PM |
| Weaverville | $25.00 | $25.00 | 8/27/2010 2:31:15 PM |
| rescue | $50.00 | $50.00 | 8/27/2010 2:31:19 PM |
| ray1051 | $25.00 | $25.00 | 8/27/2010 2:32:27 PM |
| authentic-liberty7 | $50.00 | $50.00 | 8/27/2010 2:35:19 PM |
| enthralling-deal180 | $100.00 | $100.00 | 8/27/2010 2:35:28 PM |
| kegs | $150.00 | $150.00 | 8/27/2010 2:34:32 PM |
| socrates520 | $50.00 | $50.00 | 8/27/2010 2:35:05 PM |
| shur | $25.00 | $25.00 | 8/27/2010 2:37:30 PM |
| penny-chooser | $25.00 | $25.00 | 8/27/2010 2:38:07 PM |
| RationalWorld | $25.00 | $25.00 | 8/27/2010 2:38:32 PM |
| reward-planetarium | $100.00 | $100.00 | 8/27/2010 2:39:47 PM |
| redbomb5 | $25.00 | $25.00 | 8/27/2010 2:39:53 PM |
| Fiimg | $50.00 | $50.00 | 8/27/2010 2:37:53 PM |
| bchen78875 | $25.00 | $25.00 | 8/27/2010 2:52:12 PM |
| Cheburashka | $25.00 | $25.00 | 8/27/2010 3:57:45 PM |
| lloyd_s | $25.00 | $25.00 | 8/27/2010 10:28:05 PM |
| CAGE-Investments | $25.00 | $25.00 | 8/27/2010 10:58:55 PM |
| elloboverde | $25.00 | $25.00 | 8/27/2010 10:18:44 PM |
| bxdoc | $75.00 | $75.00 | 8/27/2010 11:00:08 PM |
| SimpleChoice | $25.00 | $25.00 | 8/27/2010 11:00:54 PM |
| credit-investor5 | $39.82 | $39.82 | 8/28/2010 12:31:47 AM |
| ClearCut | $50.00 | $50.00 | 8/28/2010 3:41:12 PM |
| Preteur | $25.00 | $25.00 | 8/28/2010 6:36:07 AM |
| blissful-note7 | $25.00 | $25.00 | 8/28/2010 3:05:48 AM |
| MGOT-Ken | $25.00 | $25.00 | 8/28/2010 7:01:48 AM |
| rockhound84 | $25.00 | $25.00 | 8/28/2010 8:29:38 PM |
| Sol_Invictus | $25.00 | $25.00 | 8/28/2010 11:43:42 AM |
| flexible-integrity7 | $50.00 | $50.00 | 8/28/2010 12:50:26 PM |
| paladin847 | $50.00 | $50.00 | 8/29/2010 8:36:34 AM |
| ijspence | $25.00 | $25.00 | 8/28/2010 12:47:09 PM |
| epic-transaction | $25.00 | $25.00 | 8/28/2010 2:11:39 PM |
| 108lender | $46.49 | $46.49 | 8/28/2010 1:31:27 PM |
| metro457 | $40.00 | $40.00 | 8/28/2010 3:17:13 PM |
| TheoProf | $25.00 | $25.00 | 8/28/2010 6:06:24 PM |
| elitegoodguy | $25.00 | $25.00 | 8/28/2010 6:55:30 PM |
| kulender | $50.00 | $50.00 | 8/29/2010 2:20:32 PM |
| blue-useful-auction | $25.00 | $25.00 | 8/29/2010 3:45:12 PM |
| schpere | $100.00 | $100.00 | 8/29/2010 10:30:29 AM |
| Interloper | $30.00 | $30.00 | 8/29/2010 12:00:28 PM |
| PeterV | $25.00 | $25.00 | 8/29/2010 12:05:51 PM |
| bombay56 | $50.00 | $50.00 | 8/29/2010 1:06:16 PM |
| lively-point | $50.00 | $50.00 | 8/29/2010 1:33:36 PM |
| maldok1 | $25.00 | $25.00 | 8/29/2010 2:20:35 PM |
| golden-wealth2 | $50.00 | $50.00 | 8/29/2010 3:05:51 PM |
| cash-boots | $25.00 | $25.00 | 8/29/2010 8:10:42 PM |
| justin323 | $30.00 | $30.00 | 8/30/2010 6:22:09 AM |
| miked8303 | $25.00 | $25.00 | 8/30/2010 7:43:07 AM |
| hookUup | $25.00 | $25.00 | 8/30/2010 9:32:48 AM |
| banker727 | $50.00 | $50.00 | 8/30/2010 9:48:41 AM |
| jstnow | $25.00 | $25.00 | 8/30/2010 10:36:59 AM |
| Interstate_Rate | $50.00 | $50.00 | 8/30/2010 10:37:03 AM |
| loyalist1 | $50.00 | $50.00 | 8/30/2010 10:41:26 AM |
| richboy56 | $50.00 | $50.00 | 8/30/2010 10:48:12 AM |
| credit-coach118 | $25.00 | $25.00 | 8/30/2010 10:49:10 AM |
| Dakota98 | $50.00 | $50.00 | 8/30/2010 10:42:58 AM |
| redx | $25.00 | $25.00 | 8/30/2010 10:43:53 AM |
| ddog0224 | $25.00 | $25.00 | 8/30/2010 10:48:16 AM |
| SDNLR | $25.00 | $25.00 | 8/30/2010 2:42:22 PM |
| blue-euro-entrepreneur | $25.00 | $25.00 | 8/30/2010 4:00:32 PM |
| dime-vista2 | $25.00 | $25.00 | 8/30/2010 11:41:34 AM |
| handshake5 | $25.00 | $25.00 | 8/30/2010 11:56:47 AM |
| inspiring-reward | $100.00 | $100.00 | 8/30/2010 1:44:30 PM |
| JustMee | $25.00 | $25.00 | 8/30/2010 5:07:38 PM |
| diplomatic-wealth7 | $50.00 | $50.00 | 8/30/2010 7:21:55 PM |
| nalaari | $25.00 | $25.00 | 8/31/2010 1:53:24 AM |
| finance-prescription | $50.00 | $50.00 | 8/31/2010 12:45:52 PM |
| BeanCownter | $50.00 | $50.00 | 8/31/2010 3:30:20 PM |
| Supernick | $50.00 | $50.00 | 8/31/2010 3:35:43 PM |
| cathexis | $50.00 | $50.00 | 8/31/2010 3:36:01 PM |
| dokiya777 | $50.00 | $50.00 | 8/31/2010 3:39:59 PM |
| successful-euro | $50.00 | $50.00 | 8/31/2010 4:02:46 PM |
| objective-investor | $100.00 | $100.00 | 8/31/2010 3:36:14 PM |
| mtquan | $25.00 | $25.00 | 8/31/2010 3:39:18 PM |
| engaging-worth | $25.00 | $25.00 | 8/31/2010 3:40:36 PM |
| top-impressive-dinero | $50.00 | $50.00 | 8/31/2010 3:32:51 PM |
| BaxterEvil | $50.00 | $50.00 | 8/31/2010 3:34:03 PM |
| designs626 | $25.00 | $25.00 | 8/31/2010 3:49:23 PM |
| hard-working-loot | $25.00 | $25.00 | 8/31/2010 3:50:45 PM |
| Hambone1111 | $25.00 | $25.00 | 8/31/2010 3:53:57 PM |
| rmachi | $25.00 | $25.00 | 8/31/2010 7:13:45 PM |
| sarisai | $50.00 | $50.00 | 8/31/2010 3:59:20 PM |
| investment-tempo | $50.00 | $50.00 | 8/31/2010 3:59:54 PM |
| joyful-power9 | $50.00 | $50.00 | 8/31/2010 4:00:23 PM |
| Dazz2061 | $50.00 | $50.00 | 8/31/2010 7:58:50 PM |
| massuot | $25.00 | $25.00 | 8/31/2010 10:46:07 PM |
| Picopie | $44.68 | $44.68 | 8/31/2010 4:09:13 PM |
| credit-kahuna | $50.00 | $50.00 | 8/31/2010 11:44:46 PM |
| platinum-yoga | $50.00 | $50.00 | 8/31/2010 4:12:50 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 9/1/2010 1:34:19 AM |
| integrity-trumpet | $50.00 | $50.00 | 8/31/2010 4:35:03 PM |
| djh47a | $25.00 | $25.00 | 9/1/2010 3:34:19 AM |
| top-sensible-yield | $50.00 | $50.00 | 8/31/2010 5:46:01 PM |
| chicco | $32.10 | $32.10 | 8/31/2010 5:59:01 PM |
| ADIDASNO | $25.00 | $25.00 | 9/1/2010 4:53:56 AM |
| theaterguy | $25.00 | $25.00 | 9/1/2010 5:01:11 AM |
| Divr555 | $38.90 | $38.90 | 9/1/2010 6:01:44 AM |
| ippoco | $50.00 | $50.00 | 8/31/2010 6:54:14 PM |
| hrubinst | $50.00 | $50.00 | 8/31/2010 7:10:36 PM |
| loot-heart | $50.00 | $50.00 | 8/31/2010 7:58:52 PM |
| OgOman | $50.00 | $50.00 | 9/1/2010 7:46:39 AM |
| Blends | $50.00 | $50.00 | 8/31/2010 7:51:35 PM |
| brilliant-revenue | $25.00 | $25.00 | 9/1/2010 8:24:57 AM |
| loan-master996 | $49.49 | $49.49 | 8/31/2010 8:59:55 PM |
| bid-carrier0 | $25.00 | $25.00 | 9/1/2010 8:53:44 AM |
| labate | $25.00 | $25.00 | 8/31/2010 9:56:51 PM |
| djmgd790 | $50.00 | $50.00 | 8/31/2010 11:49:48 PM |
| Debt-free-Southern-California | $30.00 | $30.00 | 9/1/2010 9:34:07 AM |
| Mariner3605 | $25.00 | $25.00 | 8/31/2010 11:49:49 PM |
| affluence-tycoon | $25.00 | $25.00 | 9/1/2010 9:43:40 AM |
| Lesburger | $25.00 | $25.00 | 9/1/2010 9:55:55 AM |
| Katburg | $35.00 | $35.00 | 9/1/2010 10:10:17 AM |
| jwood3030 | $25.00 | $25.00 | 9/1/2010 3:05:30 AM |
| rbettenc | $50.00 | $50.00 | 9/1/2010 3:09:11 AM |
| payout-detective7 | $25.00 | $25.00 | 9/1/2010 3:15:55 AM |
| Phantom99 | $25.00 | $25.00 | 9/1/2010 3:15:07 AM |
| silver-breeze3 | $25.86 | $25.86 | 9/1/2010 3:39:02 AM |
| yield-lion | $29.43 | $29.43 | 9/1/2010 3:34:02 AM |
| brooklynjoe | $25.00 | $25.00 | 9/1/2010 3:58:40 AM |
| wonderful-revenue0 | $25.00 | $25.00 | 9/1/2010 11:05:46 AM |
| payout-carnival | $50.00 | $50.00 | 9/1/2010 11:16:35 AM |
| industrious-silver | $50.00 | $50.00 | 9/1/2010 4:44:02 AM |
| spark548 | $28.84 | $28.84 | 9/1/2010 5:01:06 AM |
| IP | $50.00 | $50.00 | 9/1/2010 5:03:50 AM |
| williamdkit | $25.00 | $25.00 | 9/1/2010 6:01:41 AM |
| agreement-sycamore | $32.00 | $32.00 | 9/1/2010 11:33:44 AM |
| jibe-set | $25.00 | $25.00 | 9/1/2010 5:44:39 AM |
| PatriotKnight | $25.00 | $25.00 | 9/1/2010 6:01:48 AM |
| slymoose | $25.00 | $25.00 | 9/1/2010 7:00:53 AM |
| chapman18 | $25.00 | $25.00 | 9/1/2010 6:15:22 AM |
| gatepost | $50.00 | $50.00 | 9/1/2010 6:33:40 AM |
| ptjg | $29.29 | $29.29 | 9/1/2010 7:18:43 AM |
| coldsnap | $25.00 | $25.00 | 9/1/2010 6:38:40 AM |
| zorg77 | $25.00 | $25.00 | 9/1/2010 7:00:55 AM |
| commitment-jedi4 | $25.00 | $25.00 | 9/1/2010 7:29:45 AM |
| tranquil-principal | $50.00 | $50.00 | 9/1/2010 1:24:09 PM |
| jaycro | $37.35 | $37.35 | 9/1/2010 8:35:02 AM |
| drtexican | $36.24 | $36.24 | 9/1/2010 2:27:04 PM |
| MoNeYMaN5 | $25.00 | $25.00 | 9/1/2010 9:04:52 AM |
| mpactlender | $25.00 | $25.00 | 9/1/2010 9:17:00 AM |
| wise-silver-wonder | $25.00 | $25.00 | 9/1/2010 9:49:02 AM |
| Benjamin_Orban | $28.45 | $28.45 | 9/1/2010 10:04:18 AM |
| blackattak67 | $25.00 | $25.00 | 9/1/2010 10:53:42 AM |
| Dollars4Rent | $25.00 | $25.00 | 9/1/2010 10:47:36 AM |
| affluence-pumpkin0 | $50.00 | $50.00 | 9/1/2010 10:53:36 AM |
| shrewd-income | $150.00 | $150.00 | 9/1/2010 11:13:03 AM |
| tomspc | $25.00 | $25.00 | 9/1/2010 12:26:08 PM |
| Clambake | $41.83 | $41.83 | 9/1/2010 1:08:48 PM |
| chief_wo | $25.00 | $25.00 | 9/1/2010 2:25:21 PM |
| imlosttoo | $25.00 | $25.00 | 9/1/2010 2:26:19 PM |
| payout-mongoose | $27.01 | $27.01 | 9/1/2010 2:25:49 PM |
| transaction-animal8 | $25.00 | $25.00 | 9/1/2010 2:26:59 PM |
| DadWarbucks | $25.00 | $25.00 | 9/1/2010 2:32:48 PM |
| JABank | $25.00 | $25.00 | 9/1/2010 3:05:13 PM |
| Saleen06 | $25.00 | $25.00 | 9/1/2010 3:05:16 PM |
| financial-frenzy | $50.00 | $50.00 | 9/1/2010 3:05:20 PM |
| fcukciti | $50.00 | $50.00 | 9/1/2010 3:05:25 PM |
| Brain_m | $32.30 | $32.30 | 9/1/2010 3:05:42 PM |
| atlantic51 | $26.64 | $26.64 | 9/1/2010 3:05:47 PM |
| OnyxLite | $50.00 | $50.00 | 9/1/2010 3:05:52 PM |
| helpu88 | $50.00 | $50.00 | 9/1/2010 3:06:15 PM |
| DcUnited | $30.00 | $30.00 | 9/1/2010 3:07:18 PM |
| UncleSteve3000 | $25.00 | $25.00 | 9/1/2010 3:07:30 PM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 9/1/2010 3:07:37 PM |
| tsg2007 | $25.00 | $25.00 | 9/1/2010 2:54:25 PM |
| kingbutthd | $25.00 | $25.00 | 9/1/2010 3:05:22 PM |
| pimienta | $50.00 | $50.00 | 9/1/2010 3:05:32 PM |
| sugarhoof | $25.00 | $25.00 | 9/1/2010 3:05:43 PM |
| lender281 | $50.00 | $50.00 | 9/1/2010 3:05:53 PM |
| ingenious-diversification | $25.00 | $25.00 | 9/1/2010 3:05:58 PM |
| treasure-generator | $25.00 | $25.00 | 9/1/2010 3:05:19 PM |
| dadalou | $25.00 | $25.00 | 9/1/2010 3:06:24 PM |
| Lender75 | $50.00 | $50.00 | 9/1/2010 3:06:41 PM |
| fund-widget | $25.00 | $25.00 | 9/1/2010 3:05:34 PM |
| scottr | $25.00 | $25.00 | 9/1/2010 3:06:48 PM |
| saschar | $25.00 | $25.00 | 9/1/2010 3:05:46 PM |
| DaveG56313 | $25.00 | $25.00 | 9/1/2010 3:06:53 PM |
| lisyuan | $50.00 | $50.00 | 9/1/2010 3:05:51 PM |
| fireboss | $35.45 | $35.45 | 9/1/2010 3:07:01 PM |
| gametime34 | $51.80 | $51.80 | 9/1/2010 3:07:06 PM |
| jresu537 | $25.00 | $25.00 | 9/1/2010 3:06:38 PM |
| patriot897 | $50.00 | $50.00 | 9/1/2010 7:49:54 PM |
| stollcm | $25.00 | $25.00 | 9/1/2010 3:07:31 PM |
| joeirps | $25.00 | $25.00 | 9/1/2010 3:06:44 PM |
| Garnet123 | $25.00 | $20.78 | 9/1/2010 3:07:37 PM |
| nej777 | $50.00 | $50.00 | 9/1/2010 3:06:51 PM |
| cheng | $25.00 | $25.00 | 9/1/2010 3:07:00 PM |
| puntme | $50.00 | $50.00 | 9/1/2010 3:07:28 PM |
| TOCPI | $25.00 | $25.00 | 9/1/2010 3:07:35 PM |
| tender-ore | $25.00 | $25.00 | 9/1/2010 10:26:11 PM |
| Skiph | $25.00 | $25.00 | 9/1/2010 3:37:39 PM |
| Barrayaran | $25.00 | $25.00 | 9/1/2010 3:52:45 PM |
| Quid-Pro-Quo | $25.00 | $25.00 | 9/1/2010 8:28:27 PM |
| basejump0 | $25.00 | $25.00 | 9/1/2010 9:51:20 PM |
| yield-cologne | $25.00 | $25.00 | 9/2/2010 9:23:22 AM |
| lagnisiruk | $25.00 | $25.00 | 8/27/2010 2:38:21 PM |
| dcap3 | $100.00 | $100.00 | 8/27/2010 2:47:37 PM |
| GElender | $50.00 | $50.00 | 8/27/2010 2:31:28 PM |
| FinDoc | $25.00 | $25.00 | 8/27/2010 2:32:35 PM |
| credit-panda1 | $25.00 | $25.00 | 8/27/2010 2:30:56 PM |
| loan-wasp | $50.00 | $50.00 | 8/27/2010 2:34:46 PM |
| ichibon | $150.00 | $150.00 | 8/27/2010 2:35:04 PM |
| hitsman | $100.00 | $100.00 | 8/27/2010 2:35:09 PM |
| simplelender80 | $250.00 | $250.00 | 8/27/2010 2:33:09 PM |
| j2ee | $25.00 | $25.00 | 8/27/2010 2:35:55 PM |
| jazzlender | $25.00 | $25.00 | 8/27/2010 2:35:59 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 8/27/2010 2:36:06 PM |
| bid-czar8 | $50.00 | $50.00 | 8/27/2010 2:35:13 PM |
| dreammachine | $50.00 | $50.00 | 8/27/2010 2:35:43 PM |
| Kaj | $30.00 | $30.00 | 8/27/2010 2:37:44 PM |
| financelover | $25.00 | $25.00 | 8/27/2010 2:39:56 PM |
| larrybird | $150.00 | $150.00 | 8/27/2010 2:37:48 PM |
| bill-mushroom | $25.00 | $25.00 | 8/27/2010 2:39:19 PM |
| teller | $50.00 | $50.00 | 8/27/2010 2:50:14 PM |
| Prosp_Lender | $50.00 | $50.00 | 8/27/2010 3:06:09 PM |
| DSFinancial | $50.00 | $50.00 | 8/28/2010 1:20:40 AM |
| pensacolaborn | $50.00 | $50.00 | 8/28/2010 8:07:41 AM |
| powerful-finance7 | $25.00 | $25.00 | 8/28/2010 9:25:33 AM |
| visionary-currency | $25.00 | $25.00 | 8/28/2010 11:15:36 AM |
| Bank_Of_XL | $50.00 | $50.00 | 8/28/2010 4:12:43 PM |
| Oakland | $50.00 | $50.00 | 8/28/2010 7:56:13 AM |
| generous-deal6 | $25.00 | $25.00 | 8/28/2010 6:31:04 PM |
| AGSLending | $25.00 | $25.00 | 8/28/2010 6:20:44 AM |
| Vegasjim | $25.00 | $25.00 | 8/28/2010 10:10:58 AM |
| oaktown23 | $50.00 | $50.00 | 8/29/2010 11:35:59 AM |
| egw | $25.00 | $25.00 | 8/29/2010 2:06:54 PM |
| papaloha | $25.00 | $25.00 | 8/30/2010 5:45:43 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 8/29/2010 12:35:44 PM |
| srilm | $25.00 | $25.00 | 8/29/2010 12:35:42 PM |
| silvercertificate | $25.00 | $25.00 | 8/30/2010 6:44:57 AM |
| _G_ | $50.00 | $50.00 | 8/29/2010 2:06:01 PM |
| siesta100 | $50.00 | $50.00 | 8/29/2010 2:06:39 PM |
| unforgettable-order9 | $50.00 | $50.00 | 8/29/2010 2:06:37 PM |
| fishintime | $25.00 | $25.00 | 8/29/2010 2:06:55 PM |
| wwwUniversal | $25.00 | $25.00 | 8/29/2010 8:41:32 PM |
| Viamin | $25.00 | $25.00 | 8/29/2010 8:52:12 PM |
| macgeek | $29.71 | $29.71 | 8/29/2010 11:16:43 PM |
| skuba | $25.00 | $25.00 | 8/30/2010 5:11:07 AM |
| mistertao | $25.00 | $25.00 | 8/30/2010 10:51:20 AM |
| peso-colonel | $50.00 | $50.00 | 8/30/2010 10:58:33 AM |
| consomedia | $50.00 | $50.00 | 8/30/2010 9:43:11 AM |
| enterprising-cash3 | $25.00 | $25.00 | 8/30/2010 9:34:08 AM |
| californiakhan | $25.00 | $25.00 | 8/30/2010 9:45:43 AM |
| successful-wealth7 | $25.00 | $25.00 | 8/30/2010 10:37:12 AM |
| kbodendorf | $25.00 | $25.00 | 8/30/2010 10:47:33 AM |
| Easystreet | $25.00 | $25.00 | 8/30/2010 10:50:46 AM |
| Investoman | $100.00 | $100.00 | 8/30/2010 10:51:52 AM |
| get30inc | $50.00 | $50.00 | 8/30/2010 10:44:35 AM |
| Purple11 | $100.00 | $100.00 | 8/30/2010 10:45:09 AM |
| tntmojave | $25.00 | $25.00 | 8/30/2010 10:47:20 AM |
| sdloanhelper | $25.00 | $25.00 | 8/30/2010 10:58:30 AM |
| gracej | $25.00 | $25.00 | 8/30/2010 11:08:35 AM |
| stolan | $25.00 | $25.00 | 8/30/2010 11:13:03 AM |
| bobby4u3 | $25.00 | $25.00 | 8/30/2010 2:05:27 PM |
| IIP77 | $25.00 | $25.00 | 8/30/2010 11:30:24 AM |
| prudent-gain7 | $25.00 | $25.00 | 8/30/2010 11:36:29 AM |
| dignified-funds7 | $25.00 | $25.00 | 8/30/2010 4:00:23 PM |
| dime-futurist | $25.00 | $25.00 | 8/30/2010 12:27:40 PM |
| fairness-kayak | $25.00 | $25.00 | 8/30/2010 3:07:54 PM |
| KramericaIndustries | $25.00 | $25.00 | 8/30/2010 1:58:21 PM |
| kmr2 | $100.00 | $100.00 | 8/30/2010 9:22:02 PM |
| mla | $25.00 | $25.00 | 8/31/2010 2:26:21 AM |
| reasonable-transaction7 | $25.00 | $25.00 | 8/31/2010 9:36:14 AM |
| p2p-mushroom1 | $50.00 | $50.00 | 8/31/2010 12:53:27 PM |
| intuitive-bill | $25.00 | $25.00 | 8/31/2010 2:37:35 PM |
| suk200 | $25.00 | $25.00 | 8/31/2010 3:39:55 PM |
| dinero-speaker | $25.00 | $25.00 | 8/31/2010 3:40:58 PM |
| unrivaled-power | $100.00 | $100.00 | 8/31/2010 3:41:19 PM |
| julijask | $25.00 | $25.00 | 8/31/2010 4:02:14 PM |
| forthright-principal2 | $25.00 | $25.00 | 8/31/2010 4:12:18 PM |
| kain11286 | $50.00 | $50.00 | 8/31/2010 3:33:21 PM |
| blackstar | $25.00 | $25.00 | 8/31/2010 3:36:18 PM |
| Bookophile | $100.00 | $100.00 | 8/31/2010 3:37:21 PM |
| payout-runner | $50.00 | $50.00 | 8/31/2010 3:32:13 PM |
| useful-currency | $25.00 | $25.00 | 8/31/2010 3:46:21 PM |
| life-is-great | $50.00 | $50.00 | 8/31/2010 3:46:41 PM |
| spaceman1645 | $100.00 | $100.00 | 8/31/2010 3:36:08 PM |
| haplender | $50.00 | $50.00 | 8/31/2010 3:39:31 PM |
| wampum-chorus3 | $25.00 | $25.00 | 8/31/2010 3:49:51 PM |
| red-power-pecan | $50.00 | $50.00 | 8/31/2010 3:51:12 PM |
| shortstop21 | $25.00 | $25.00 | 8/31/2010 6:39:25 PM |
| tender-gold | $50.00 | $50.00 | 8/31/2010 6:48:43 PM |
| BigLinCT | $25.00 | $25.00 | 8/31/2010 6:48:50 PM |
| responsible-investment0 | $28.70 | $28.70 | 8/31/2010 6:48:53 PM |
| tech_helper | $25.00 | $25.00 | 8/31/2010 3:57:48 PM |
| veggiecats | $25.00 | $25.00 | 8/31/2010 4:03:18 PM |
| calilending | $25.00 | $25.00 | 8/31/2010 10:13:57 PM |
| durban | $50.00 | $50.00 | 8/31/2010 11:44:31 PM |
| think-become | $25.00 | $25.00 | 9/1/2010 3:08:51 AM |
| new-reward-sequoia | $25.00 | $25.00 | 9/1/2010 3:33:47 AM |
| Boca | $25.00 | $25.00 | 8/31/2010 5:32:50 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 9/1/2010 3:34:48 AM |
| dwilson443 | $75.00 | $75.00 | 8/31/2010 5:37:03 PM |
| piter-to-la-investment | $25.00 | $25.00 | 9/1/2010 3:43:47 AM |
| NOLIMITTEE | $25.00 | $25.00 | 9/1/2010 4:13:37 AM |
| squarebob | $25.00 | $25.00 | 9/1/2010 4:44:04 AM |
| ddibernardo | $50.00 | $50.00 | 8/31/2010 6:05:25 PM |
| bullish2bearish | $30.00 | $30.00 | 9/1/2010 5:01:07 AM |
| roxon | $25.00 | $25.00 | 8/31/2010 6:22:01 PM |
| mattemmo | $25.00 | $25.00 | 8/31/2010 7:13:46 PM |
| KileNSmyth4 | $25.00 | $25.00 | 9/1/2010 7:00:52 AM |
| pkn62572 | $50.00 | $50.00 | 9/1/2010 7:09:38 AM |
| ClearLake | $25.00 | $25.00 | 8/31/2010 7:28:44 PM |
| coloradoadam | $25.00 | $25.00 | 8/31/2010 8:19:35 PM |
| rockstar78 | $25.00 | $25.00 | 9/1/2010 8:24:59 AM |
| inspired-investment8 | $72.73 | $72.73 | 8/31/2010 9:19:25 PM |
| economy-producer | $25.00 | $25.00 | 8/31/2010 9:24:06 PM |
| sympathetic-asset8 | $50.00 | $50.00 | 9/1/2010 8:59:02 AM |
| greenback-museum | $25.00 | $25.00 | 8/31/2010 10:33:58 PM |
| credit-kahuna | $50.00 | $50.00 | 8/31/2010 11:41:53 PM |
| flwah | $25.00 | $25.00 | 9/1/2010 9:49:17 AM |
| PaulW | $25.00 | $25.00 | 9/1/2010 1:08:57 AM |
| tlam168 | $50.00 | $50.00 | 9/1/2010 2:16:53 AM |
| i3urtonair | $25.00 | $25.00 | 9/1/2010 3:14:49 AM |
| producer553 | $25.00 | $25.00 | 9/1/2010 3:33:51 AM |
| SpectrumCen | $25.00 | $25.00 | 9/1/2010 10:53:44 AM |
| Tasmir | $25.00 | $25.00 | 9/1/2010 3:53:48 AM |
| lounges | $43.61 | $43.61 | 9/1/2010 4:04:41 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 9/1/2010 3:43:41 AM |
| derec | $25.00 | $25.00 | 9/1/2010 11:15:45 AM |
| GreenMind | $25.00 | $25.00 | 9/1/2010 4:44:04 AM |
| aue513 | $25.00 | $25.00 | 9/1/2010 4:13:39 AM |
| carlover | $25.00 | $25.00 | 9/1/2010 5:01:08 AM |
| bullwink27 | $25.00 | $25.00 | 9/1/2010 4:53:53 AM |
| mmckune | $25.00 | $25.00 | 9/1/2010 5:01:09 AM |
| lendinstuff | $27.55 | $27.55 | 9/1/2010 5:44:45 AM |
| CindysMom | $25.00 | $25.00 | 9/1/2010 6:01:46 AM |
| rogue_monster | $50.00 | $50.00 | 9/1/2010 7:46:40 AM |
| AFairDeal | $25.00 | $25.00 | 9/1/2010 12:26:05 PM |
| integrity-onator1 | $25.00 | $25.00 | 9/1/2010 8:03:48 AM |
| LandE2BG | $25.00 | $25.00 | 9/1/2010 8:04:03 AM |
| upbeat-investment9 | $50.00 | $50.00 | 9/1/2010 8:28:46 AM |
| the-purposeful-principal | $25.00 | $25.00 | 9/1/2010 8:24:55 AM |
| Voltaire | $50.00 | $50.00 | 9/1/2010 8:53:42 AM |
| hanuman77 | $50.00 | $50.00 | 9/1/2010 9:33:54 AM |
| qtmspin | $25.00 | $25.00 | 9/1/2010 10:36:09 AM |
| omerta6102 | $32.07 | $32.07 | 9/1/2010 10:53:38 AM |
| vontuse | $25.00 | $25.00 | 9/1/2010 11:15:37 AM |
| tuneman1980 | $25.00 | $25.00 | 9/1/2010 10:58:51 AM |
| Trevor_C | $25.00 | $25.00 | 9/1/2010 11:15:45 AM |
| buddy486 | $25.00 | $25.00 | 9/1/2010 11:40:49 AM |
| A007 | $50.00 | $50.00 | 9/1/2010 12:19:00 PM |
| networks4ever | $25.00 | $25.00 | 9/1/2010 1:24:11 PM |
| well-rounded-dinero | $50.00 | $50.00 | 9/1/2010 1:30:40 PM |
| anton | $25.73 | $25.73 | 9/1/2010 1:58:37 PM |
| sparkmeister | $25.00 | $25.00 | 9/1/2010 2:46:52 PM |
| ndwayno | $25.00 | $25.00 | 9/1/2010 2:25:23 PM |
| Quentin8002 | $25.00 | $25.00 | 9/1/2010 2:31:25 PM |
| utopia14 | $50.80 | $50.80 | 9/1/2010 3:05:20 PM |
| Texas2020 | $50.00 | $50.00 | 9/1/2010 3:05:21 PM |
| Aseop | $25.00 | $25.00 | 9/1/2010 3:05:26 PM |
| StWaldo | $25.00 | $25.00 | 9/1/2010 3:05:44 PM |
| intelligent-credit0 | $50.00 | $50.00 | 9/1/2010 3:05:52 PM |
| souperrich | $25.00 | $25.00 | 9/1/2010 3:05:55 PM |
| RR2441 | $50.00 | $50.00 | 9/1/2010 3:06:07 PM |
| ucmdad | $50.00 | $50.00 | 9/1/2010 3:06:20 PM |
| woodman61 | $50.00 | $50.00 | 9/1/2010 3:06:40 PM |
| grystndoc | $25.00 | $25.00 | 9/1/2010 3:06:51 PM |
| Hexamond | $25.00 | $25.00 | 9/1/2010 3:06:57 PM |
| kmwvma | $25.00 | $25.00 | 9/1/2010 3:07:22 PM |
| PatRichi | $25.00 | $25.00 | 9/1/2010 2:46:06 PM |
| mammalian4 | $25.00 | $25.00 | 9/1/2010 6:04:21 PM |
| market-worker | $25.00 | $25.00 | 9/1/2010 3:05:18 PM |
| OskiVentures | $25.00 | $25.00 | 9/1/2010 3:05:28 PM |
| unitedins | $25.00 | $25.00 | 9/1/2010 3:05:33 PM |
| iolaire | $25.00 | $25.00 | 9/1/2010 3:05:48 PM |
| zebra7 | $55.99 | $55.99 | 9/1/2010 3:05:50 PM |
| trade-elm | $30.00 | $30.00 | 9/1/2010 3:00:29 PM |
| blue-note-relaxation | $25.00 | $25.00 | 9/1/2010 3:05:57 PM |
| sven111 | $25.00 | $25.00 | 9/1/2010 3:05:16 PM |
| AdamClemSC | $25.00 | $25.00 | 9/1/2010 3:05:23 PM |
| thankful-nickel2 | $25.00 | $25.00 | 9/1/2010 7:27:23 PM |
| forthright-trade | $25.00 | $25.00 | 9/1/2010 3:06:25 PM |
| ashlil01 | $25.00 | $25.00 | 9/1/2010 3:05:30 PM |
| faldska | $27.36 | $27.36 | 9/1/2010 3:05:43 PM |
| uvawfs | $25.00 | $25.00 | 9/1/2010 3:05:47 PM |
| scottssm | $31.00 | $31.00 | 9/1/2010 3:05:54 PM |
| sail120 | $25.00 | $25.00 | 9/1/2010 3:07:03 PM |
| slyder61 | $25.00 | $25.00 | 9/1/2010 3:06:43 PM |
| worth-quark | $25.00 | $25.00 | 9/1/2010 3:07:33 PM |
| broepke | $25.00 | $25.00 | 9/1/2010 3:06:50 PM |
| Frenchynh | $25.00 | $25.00 | 9/1/2010 3:07:02 PM |
| authoritative-capital | $25.00 | $25.00 | 9/1/2010 3:07:34 PM |
| wealth-samaritan2 | $25.00 | $25.00 | 9/1/2010 8:45:12 PM |
| 395 bids
|
Borrower Payment Dependent Notes Series
472684
This series of Notes was issued and sold upon the funding of the borrower loan #44344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Aug-23-2010 |
| |
Auction end date:
| Aug-28-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $89.74 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $89.74 |
| |
|
Auction yield range:
| 13.89% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 680-699 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,885 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orbital-bid1 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repair
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $50.00 | $50.00 | 8/23/2010 10:06:57 AM |
| lendstats_com | $100.00 | $100.00 | 8/23/2010 10:00:19 AM |
| transaction-circuit | $50.00 | $50.00 | 8/23/2010 11:24:44 AM |
| reward-adventure | $30.00 | $30.00 | 8/24/2010 3:18:32 PM |
| ommcd | $25.00 | $25.00 | 8/25/2010 11:23:05 AM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/25/2010 3:43:48 PM |
| top-courteous-peso | $25.00 | $25.00 | 8/25/2010 5:37:56 PM |
| tech310 | $25.00 | $25.00 | 8/25/2010 3:42:58 PM |
| zone8 | $50.00 | $50.00 | 8/25/2010 3:44:15 PM |
| extraordinary-transaction | $50.00 | $50.00 | 8/26/2010 12:15:51 PM |
| 108lender | $100.00 | $100.00 | 8/26/2010 11:34:42 AM |
| shur | $25.00 | $25.00 | 8/26/2010 2:38:13 PM |
| HiccupinGminor | $50.00 | $50.00 | 8/26/2010 3:20:32 PM |
| larrybird | $100.00 | $100.00 | 8/26/2010 3:17:42 PM |
| trevize | $25.00 | $25.00 | 8/26/2010 6:45:41 PM |
| Whipster | $50.00 | $50.00 | 8/26/2010 3:27:35 PM |
| larryboy10 | $25.00 | $25.00 | 8/26/2010 11:32:08 PM |
| on_your_side | $25.00 | $25.00 | 8/26/2010 6:05:34 PM |
| pembull | $25.00 | $25.00 | 8/27/2010 9:41:42 AM |
| Bob450 | $25.00 | $25.00 | 8/27/2010 5:26:22 PM |
| periko | $50.00 | $50.00 | 8/27/2010 11:53:52 PM |
| Land_on_your_feet | $25.00 | $25.00 | 8/28/2010 5:50:36 AM |
| transaction-circuit | $25.00 | $25.00 | 8/23/2010 10:04:27 AM |
| reflective-rupee | $25.00 | $25.00 | 8/23/2010 10:06:13 AM |
| EBITDA | $25.00 | $25.00 | 8/23/2010 10:11:18 AM |
| simplelender80 | $100.00 | $100.00 | 8/23/2010 3:36:17 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/23/2010 3:38:19 PM |
| Comoparklender | $25.00 | $25.00 | 8/24/2010 7:16:40 AM |
| bankbuddy55 | $50.00 | $50.00 | 8/24/2010 3:05:18 PM |
| personal-lender | $25.00 | $25.00 | 8/24/2010 3:18:18 PM |
| extraordinary-interest1 | $50.00 | $50.00 | 8/24/2010 3:21:15 PM |
| zipemdown | $50.00 | $50.00 | 8/24/2010 5:43:34 PM |
| important-openness1 | $100.00 | $100.00 | 8/25/2010 3:45:22 PM |
| AlexTrep | $25.00 | $25.00 | 8/25/2010 3:32:49 PM |
| contract-happiness1 | $25.00 | $25.00 | 8/26/2010 9:37:42 AM |
| j-lender | $50.00 | $50.00 | 8/26/2010 2:38:25 PM |
| important-ore | $50.00 | $50.00 | 8/26/2010 3:20:26 PM |
| kegs | $100.00 | $100.00 | 8/26/2010 3:11:26 PM |
| cashhelp | $25.00 | $25.00 | 8/26/2010 6:45:40 PM |
| sweetlan | $25.00 | $25.00 | 8/26/2010 4:30:40 PM |
| prophetofomaha | $50.00 | $45.00 | 8/26/2010 6:40:34 PM |
| order-bee1 | $25.00 | $25.00 | 8/26/2010 11:42:26 PM |
| abnvette | $25.00 | $25.00 | 8/27/2010 1:14:43 PM |
| turbostar666 | $25.00 | $25.00 | 8/27/2010 11:56:36 AM |
| newest-investment-elevator | $25.00 | $25.00 | 8/27/2010 2:27:43 PM |
| wlm3012 | $25.00 | $25.00 | 8/27/2010 3:29:12 PM |
| silver-parsec | $25.00 | $25.00 | 8/28/2010 1:41:57 AM |
| loss-of-control | $50.00 | $50.00 | 8/27/2010 6:12:31 PM |
| 48 bids
|
Borrower Payment Dependent Notes Series
472846
This series of Notes was issued and sold upon the funding of the borrower loan #44340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Aug-23-2010 |
| |
Auction end date:
| Aug-30-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 40.24% |
Starting monthly payment:
| $54.28 |
|
Final lender yield:
| 19.95% |
Final borrower rate/APR:
| 20.95% / 25.75% |
Final monthly payment:
| $45.18 |
| |
|
Auction yield range:
| 16.89% - 34.00% |
Estimated loss impact:
| 19.42% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 0.53% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 620-639 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,721 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| certifiedlifecoach |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 36 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,200.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Successful, Internet Marketer/Actor
? Hi I'm a hard working man who has went through?two layoffs wihin the past 4 yrs.?
...I just started my own internet marketing company, "Integrative Marketing Strategies"? registered here in the State of Ohio and would like to never have to experience a layoff ever again.?
? I've been studying with top well known internet Marketing Guru,? for the past six months and am now scheduled to launch a lucrative affiliate sales program as well my own products and web sites.? I have some start up costs for this launch, but because of the team that I am aligned with success is almost guaranteed.?
? ?I've worked hard my entire life since the age of 15.? My natural work ethic combined with the team I have is a naturally sound investment.? In my sales background which includes Nordstrom's and ten yrs. in the jewelry business I've developed great sales success generally being number one at each place of employment.??I also have a passion for the craft of Acting which also brings additional income from commercials.?
? ?I thank you for your time and your consideration of funding my loan.?
?????????????????????????????????????????????????????????...Sincerely,?Successfully Self Employed?. :-)?
? p.s. Next month I will complete final payment on my first Prosper.com loan which began 36 months ago.???? I have an excellent track record, and a good credit score.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $400.00 | $400.00 | 8/23/2010 3:52:43 PM |
| atomantic | $25.00 | $25.00 | 8/24/2010 8:55:54 AM |
| CoolPlexer | $25.00 | $25.00 | 8/25/2010 5:17:48 PM |
| spike22 | $25.00 | $25.00 | 8/30/2010 10:43:08 AM |
| madamlulu | $25.00 | $25.00 | 8/30/2010 12:53:13 PM |
| transaction-mechanic4 | $25.00 | $25.00 | 8/30/2010 12:39:44 PM |
| fireferd | $60.00 | $60.00 | 8/30/2010 2:00:22 PM |
| cunning-bill | $25.00 | $25.00 | 8/30/2010 2:21:10 PM |
| wlm3012 | $25.00 | $25.00 | 8/26/2010 1:50:06 PM |
| Moe87 | $25.00 | $25.00 | 8/28/2010 7:35:45 AM |
| JerryB96 | $25.00 | $25.00 | 8/28/2010 10:16:04 AM |
| DasMula | $25.00 | $25.00 | 8/30/2010 9:11:11 AM |
| jhouman | $25.00 | $25.00 | 8/30/2010 11:27:02 AM |
| loanman2007 | $100.00 | $100.00 | 8/30/2010 10:03:14 AM |
| silver-parsec | $25.00 | $15.00 | 8/30/2010 2:12:12 PM |
| capital-kingdom | $50.00 | $50.00 | 8/30/2010 2:21:19 PM |
| money_player | $25.00 | $25.00 | 8/30/2010 12:34:32 PM |
| Lubava | $50.00 | $50.00 | 8/30/2010 1:41:54 PM |
| 99Lender | $25.00 | $25.00 | 8/30/2010 2:21:48 PM |
| dslobbs | $25.00 | $25.00 | 8/30/2010 1:51:04 PM |
| ultimate-peace | $150.00 | $150.00 | 8/30/2010 2:09:23 PM |
| thankful-nickel2 | $25.00 | $25.00 | 8/30/2010 2:22:35 PM |
| 22 bids
|
Borrower Payment Dependent Notes Series
472944
This series of Notes was issued and sold upon the funding of the borrower loan #44339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Aug-26-2010 |
| |
Auction end date:
| Sep-02-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $336.52 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $336.52 |
| |
|
Auction yield range:
| 13.89% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,123 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-intelligent-finance |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off medical and credit cards
Purpose of loan:
This loan will be used to?
To pay off medical bills and credit cards
My financial situation:
I am a good candidate for this loan because?
I have a steady income with an employer that I have been with for over 8 years.
Monthly net income: $
2000.00
Monthly expenses: $
??Housing: $ 350.00????
??Insurance: $ 135.00
??Car expenses: $ 450.00 (Only 5 payments left)
??Utilities: $ included in rent
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 350.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $50.00 | $50.00 | 8/26/2010 3:01:52 PM |
| zipemdown | $50.00 | $50.00 | 8/26/2010 3:06:52 PM |
| EBITDA | $25.00 | $25.00 | 8/26/2010 3:02:34 PM |
| contract-happiness1 | $25.00 | $25.00 | 8/26/2010 3:09:50 PM |
| kulender | $50.00 | $50.00 | 8/29/2010 12:05:18 PM |
| miked8303 | $25.00 | $25.00 | 8/30/2010 7:42:52 AM |
| 108lender | $100.00 | $100.00 | 8/30/2010 11:05:33 AM |
| zone8 | $50.00 | $50.00 | 8/30/2010 11:11:34 AM |
| extraordinary-interest1 | $50.00 | $50.00 | 8/30/2010 11:11:47 AM |
| extraordinary-transaction | $50.00 | $50.00 | 8/30/2010 1:49:26 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/30/2010 7:11:43 PM |
| consomedia | $50.00 | $50.00 | 8/31/2010 11:20:46 AM |
| tjone69 | $25.00 | $25.00 | 8/31/2010 4:04:23 PM |
| Mariner3605 | $25.00 | $25.00 | 9/1/2010 12:00:30 AM |
| orange-dollar-guild | $25.00 | $25.00 | 8/31/2010 5:54:59 PM |
| tech310 | $25.00 | $25.00 | 9/1/2010 6:33:41 AM |
| oracle3 | $50.00 | $50.00 | 9/1/2010 8:43:45 AM |
| geniusj | $25.00 | $25.00 | 9/1/2010 3:25:16 AM |
| samo102us | $25.00 | $25.00 | 9/1/2010 9:16:03 AM |
| spsavage | $25.00 | $25.00 | 9/1/2010 2:29:55 PM |
| thrifty-return | $30.00 | $30.00 | 9/1/2010 2:31:11 PM |
| reward-planetarium | $100.00 | $100.00 | 9/1/2010 2:31:17 PM |
| dbmurch | $25.00 | $25.00 | 9/1/2010 2:31:32 PM |
| qtmspin | $50.00 | $50.00 | 9/1/2010 10:43:55 AM |
| payout-detective7 | $25.00 | $25.00 | 9/1/2010 11:18:55 AM |
| officer8 | $25.00 | $25.00 | 9/1/2010 2:43:52 PM |
| bold-enthralling-yield | $25.00 | $25.00 | 9/1/2010 2:43:58 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 9/1/2010 2:44:06 PM |
| lively-point | $25.00 | $25.00 | 9/1/2010 2:45:55 PM |
| IIP77 | $25.00 | $25.00 | 9/1/2010 2:46:26 PM |
| BrianRK | $26.00 | $26.00 | 9/1/2010 2:25:06 PM |
| Hambone1111 | $25.00 | $25.00 | 9/1/2010 2:48:14 PM |
| new-social-economist | $31.28 | $31.28 | 9/1/2010 2:48:30 PM |
| head | $25.00 | $25.00 | 9/1/2010 2:27:12 PM |
| dparkhom | $25.00 | $25.00 | 9/1/2010 2:26:33 PM |
| lendme2 | $50.00 | $50.00 | 9/1/2010 2:49:25 PM |
| MGOT-Ken | $32.16 | $32.16 | 9/1/2010 2:50:16 PM |
| nodrivelpls | $25.00 | $25.00 | 9/1/2010 2:50:48 PM |
| BzJ108 | $25.00 | $25.00 | 9/1/2010 2:30:05 PM |
| investisure | $52.15 | $52.15 | 9/1/2010 2:51:03 PM |
| youthful-greenback3 | $25.00 | $25.00 | 9/1/2010 2:30:02 PM |
| oldmora | $50.00 | $50.00 | 9/1/2010 2:51:15 PM |
| thestartuplender | $50.00 | $50.00 | 9/1/2010 2:51:20 PM |
| sensible-trade | $35.11 | $35.11 | 9/1/2010 2:30:57 PM |
| trapper569 | $25.00 | $25.00 | 9/1/2010 2:30:59 PM |
| social-conductor4 | $25.00 | $25.00 | 9/1/2010 2:31:01 PM |
| top-impressive-dinero | $50.00 | $50.00 | 9/1/2010 2:31:05 PM |
| revenue-locomotive | $26.00 | $26.00 | 9/1/2010 2:31:10 PM |
| the-loyalty-enlightenment | $25.00 | $25.00 | 9/1/2010 2:31:08 PM |
| income-excellence1 | $50.00 | $50.00 | 9/1/2010 2:31:20 PM |
| yeti888 | $25.00 | $25.00 | 9/1/2010 2:31:22 PM |
| turbolozano | $50.00 | $50.00 | 9/1/2010 2:31:30 PM |
| bonus-zone | $30.43 | $30.43 | 9/1/2010 2:31:44 PM |
| FASTIZIO_P | $27.00 | $27.00 | 9/1/2010 2:31:59 PM |
| loan-gatherer | $25.00 | $25.00 | 9/1/2010 2:32:07 PM |
| cashhelp | $25.00 | $25.00 | 9/1/2010 3:05:40 PM |
| Whipster | $25.00 | $25.00 | 9/1/2010 3:38:42 PM |
| repaintandrepair | $25.00 | $25.00 | 9/1/2010 2:42:56 PM |
| authoritative-capital | $25.00 | $25.00 | 9/1/2010 2:43:08 PM |
| note-mad-scientist | $50.00 | $50.00 | 9/1/2010 2:43:54 PM |
| Finestra1972 | $50.00 | $50.00 | 9/1/2010 2:44:09 PM |
| ITExec | $50.00 | $50.00 | 9/1/2010 2:43:58 PM |
| bulsa | $50.00 | $50.00 | 9/1/2010 2:44:24 PM |
| minddoc | $25.00 | $25.00 | 9/1/2010 2:46:17 PM |
| jono9999 | $25.00 | $25.00 | 9/1/2010 2:46:15 PM |
| Aleut | $25.00 | $25.00 | 9/1/2010 2:46:42 PM |
| iinsuru | $25.00 | $25.00 | 9/1/2010 2:46:32 PM |
| mclilpaws | $25.00 | $25.00 | 9/1/2010 2:47:40 PM |
| payout-carnival | $50.00 | $50.00 | 9/1/2010 2:47:57 PM |
| admirable-basis1 | $25.00 | $25.00 | 9/1/2010 2:48:16 PM |
| inspiring-reward | $100.00 | $100.00 | 9/1/2010 2:48:36 PM |
| Emt-James | $25.00 | $25.00 | 9/1/2010 2:49:03 PM |
| sweetlan | $25.00 | $25.00 | 9/1/2010 2:48:43 PM |
| ElbowToast | $25.00 | $25.00 | 9/1/2010 2:50:02 PM |
| contract-game-changer | $50.00 | $50.00 | 9/1/2010 2:50:05 PM |
| abundant-credit6 | $25.00 | $25.00 | 9/1/2010 2:50:12 PM |
| cash-medalist3 | $25.00 | $25.00 | 9/1/2010 2:50:18 PM |
| lamsabuy | $59.76 | $59.76 | 9/1/2010 2:50:22 PM |
| life-is-great | $50.00 | $50.00 | 9/1/2010 2:49:56 PM |
| stock106 | $25.00 | $25.00 | 9/1/2010 2:50:49 PM |
| calkidd05 | $25.00 | $25.00 | 9/1/2010 2:50:00 PM |
| b-rent | $25.00 | $25.00 | 9/1/2010 2:50:58 PM |
| niq4soccer | $25.00 | $25.00 | 9/1/2010 2:50:06 PM |
| dreammachine | $50.00 | $50.00 | 9/1/2010 2:50:10 PM |
| TW2000 | $25.00 | $25.00 | 9/1/2010 2:50:16 PM |
| deadbabyseal | $25.00 | $25.00 | 9/1/2010 2:51:19 PM |
| Dubbs360 | $25.00 | $25.00 | 9/1/2010 2:50:46 PM |
| industrious-silver | $50.00 | $50.00 | 9/1/2010 2:50:54 PM |
| safe-velocity4 | $50.00 | $50.00 | 9/1/2010 2:51:31 PM |
| leodaguy | $100.00 | $100.00 | 9/1/2010 2:51:02 PM |
| lucrative-dollar | $50.00 | $50.00 | 9/1/2010 2:51:35 PM |
| EJL | $25.00 | $25.00 | 9/1/2010 2:51:20 PM |
| important-ore | $50.00 | $39.85 | 9/1/2010 2:52:02 PM |
| asmithj | $50.00 | $50.00 | 9/1/2010 2:51:44 PM |
| loyalist1 | $25.00 | $25.00 | 9/1/2010 2:51:49 PM |
| gandalf | $50.00 | $50.00 | 9/1/2010 6:34:53 PM |
| johnk317 | $25.00 | $25.00 | 9/1/2010 5:28:38 PM |
| patriot897 | $25.00 | $25.00 | 9/1/2010 7:51:28 PM |
| YoungTaxMan | $25.00 | $25.00 | 9/2/2010 10:15:30 AM |
| thankful-nickel2 | $25.00 | $25.00 | 9/1/2010 7:41:50 PM |
| Bob450 | $25.00 | $25.00 | 9/1/2010 8:09:18 PM |
| danza | $25.00 | $25.00 | 9/1/2010 10:37:58 PM |
| admirable-credit | $25.00 | $25.00 | 9/2/2010 1:18:49 AM |
| lucrative-coin | $50.00 | $50.00 | 9/2/2010 6:11:26 AM |
| systematic-loan | $25.00 | $25.00 | 9/2/2010 5:32:18 AM |
| LOLgivin_monies | $25.04 | $25.04 | 9/2/2010 7:16:47 AM |
| grampy48 | $25.00 | $25.00 | 9/2/2010 1:54:08 PM |
| Amber_Stone | $25.00 | $25.00 | 9/2/2010 9:42:20 AM |
| ethicalhumanist | $25.00 | $25.00 | 9/2/2010 10:07:18 AM |
| aquistoyraul | $25.00 | $25.00 | 9/2/2010 12:59:41 PM |
| scoobiedoo | $25.00 | $25.00 | 9/2/2010 2:22:41 PM |
| vdubbora | $50.00 | $50.00 | 9/2/2010 2:28:29 PM |
| simplelender80 | $100.00 | $100.00 | 8/26/2010 2:57:46 PM |
| reflective-rupee | $25.00 | $25.00 | 8/26/2010 3:02:42 PM |
| ommcd | $25.00 | $25.00 | 8/28/2010 5:47:05 AM |
| on_your_side | $25.00 | $25.00 | 8/28/2010 11:46:09 AM |
| bountiful-durability | $100.00 | $100.00 | 8/28/2010 10:56:02 PM |
| AlexTrep | $25.00 | $25.00 | 8/29/2010 11:05:42 PM |
| bchen78875 | $25.00 | $25.00 | 8/30/2010 8:57:24 AM |
| handshake5 | $25.00 | $25.00 | 8/30/2010 11:57:19 AM |
| hope-eagle6 | $25.00 | $25.00 | 8/30/2010 11:09:05 AM |
| moola-monger9 | $50.00 | $50.00 | 8/30/2010 1:50:36 PM |
| moola-wildebeest3 | $34.34 | $34.34 | 8/30/2010 3:47:38 PM |
| kegs | $100.00 | $100.00 | 8/30/2010 2:11:59 PM |
| shur | $25.00 | $25.00 | 8/31/2010 6:27:50 AM |
| logical-loyalty0 | $25.00 | $25.00 | 8/30/2010 8:12:04 PM |
| larrybird | $30.13 | $30.13 | 8/31/2010 12:21:08 PM |
| j-lender | $44.53 | $44.53 | 8/31/2010 6:30:35 AM |
| supreme-hope | $25.00 | $25.00 | 8/31/2010 4:02:40 PM |
| joebob78 | $28.84 | $28.84 | 8/31/2010 5:54:57 PM |
| shrewd-peace7 | $46.37 | $46.37 | 8/31/2010 7:10:49 PM |
| HiccupinGminor | $29.76 | $29.76 | 9/1/2010 1:14:45 AM |
| Kijib | $25.00 | $25.00 | 9/1/2010 2:25:53 PM |
| snoopey100 | $25.00 | $25.00 | 9/1/2010 2:31:02 PM |
| Rosencranz | $25.00 | $25.00 | 9/1/2010 2:31:16 PM |
| misterhobbs | $25.00 | $25.00 | 9/1/2010 2:31:34 PM |
| friendlyviking | $48.46 | $48.46 | 9/1/2010 2:32:47 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/1/2010 12:10:43 PM |
| joyful-treasure2 | $50.00 | $50.00 | 9/1/2010 2:43:51 PM |
| freshdiet | $25.00 | $25.00 | 9/1/2010 2:43:53 PM |
| upright-revenue7 | $25.00 | $25.00 | 9/1/2010 2:44:11 PM |
| wwwUniversal | $25.00 | $25.00 | 9/1/2010 2:46:24 PM |
| dinero-mason | $50.00 | $50.00 | 9/1/2010 2:46:55 PM |
| hizzy | $50.00 | $50.00 | 9/1/2010 2:12:21 PM |
| direct-yield | $25.00 | $25.00 | 9/1/2010 2:47:38 PM |
| fairness-kayak | $25.00 | $25.00 | 9/1/2010 2:48:34 PM |
| vontuse | $25.00 | $25.00 | 9/1/2010 2:48:59 PM |
| maple1 | $25.00 | $25.00 | 9/1/2010 2:50:00 PM |
| 0600Zulu | $25.00 | $25.00 | 9/1/2010 2:50:14 PM |
| hottogo456 | $25.00 | $25.00 | 9/1/2010 2:50:52 PM |
| rbettenc | $50.00 | $50.00 | 9/1/2010 2:51:07 PM |
| Sateesh | $100.00 | $100.00 | 9/1/2010 2:51:17 PM |
| return-pumpkin7 | $25.00 | $25.00 | 9/1/2010 2:51:21 PM |
| harmonious-revenue7 | $50.00 | $50.00 | 9/1/2010 2:51:26 PM |
| squarebob | $25.00 | $25.00 | 9/1/2010 2:51:30 PM |
| best-coin-miser | $25.00 | $25.00 | 9/1/2010 2:30:58 PM |
| top-historic-peso | $25.00 | $25.00 | 9/1/2010 2:31:00 PM |
| rogue_monster | $25.00 | $25.00 | 9/1/2010 2:31:04 PM |
| S-Master | $25.00 | $25.00 | 9/1/2010 2:51:43 PM |
| Grandmahoneybee | $30.00 | $30.00 | 9/1/2010 2:31:07 PM |
| traice | $25.00 | $25.00 | 9/1/2010 2:31:14 PM |
| famous-bill | $25.00 | $25.00 | 9/1/2010 2:31:24 PM |
| methodical-capital7 | $25.00 | $25.00 | 9/1/2010 2:31:21 PM |
| cospilot | $25.00 | $25.00 | 9/1/2010 2:31:43 PM |
| balance-warrior | $25.00 | $25.00 | 9/1/2010 2:32:04 PM |
| CPAMAN | $25.00 | $25.00 | 9/1/2010 2:32:21 PM |
| tuneman1980 | $25.00 | $25.00 | 9/1/2010 2:43:02 PM |
| investment-tempo | $50.00 | $50.00 | 9/1/2010 2:43:11 PM |
| designs626 | $50.00 | $50.00 | 9/1/2010 2:43:07 PM |
| valiant-liberty4 | $50.00 | $50.00 | 9/1/2010 2:43:39 PM |
| waterlogged39 | $25.00 | $25.00 | 9/1/2010 2:43:47 PM |
| gimincorp | $33.67 | $33.67 | 9/1/2010 2:43:56 PM |
| pixeldave | $50.00 | $50.00 | 9/1/2010 2:44:01 PM |
| tenchi2777 | $50.00 | $50.00 | 9/1/2010 2:44:21 PM |
| income-pillow | $50.00 | $50.00 | 9/1/2010 2:44:27 PM |
| kind-efficient-credit | $25.00 | $25.00 | 9/1/2010 2:44:49 PM |
| red-favorable-basis | $25.00 | $25.00 | 9/1/2010 2:46:08 PM |
| robust-trade | $25.72 | $25.72 | 9/1/2010 2:47:02 PM |
| HelpfulLender1 | $25.00 | $25.00 | 9/1/2010 2:48:11 PM |
| teller | $25.00 | $25.00 | 9/1/2010 2:48:31 PM |
| TennSquire | $50.00 | $50.00 | 9/1/2010 2:50:08 PM |
| siafu_kali | $25.00 | $25.00 | 9/1/2010 2:50:19 PM |
| Gibbyland | $50.00 | $50.00 | 9/1/2010 2:50:30 PM |
| mattemmo | $25.00 | $25.00 | 9/1/2010 2:49:59 PM |
| credit-wheel7 | $40.00 | $40.00 | 9/1/2010 2:50:56 PM |
| astute-dollar | $50.00 | $50.00 | 9/1/2010 2:50:04 PM |
| DUDE66 | $34.57 | $34.57 | 9/1/2010 2:50:08 PM |
| delivery | $25.00 | $25.00 | 9/1/2010 2:51:05 PM |
| jstnow | $25.00 | $25.00 | 9/1/2010 2:50:13 PM |
| firewomin | $50.00 | $50.00 | 9/1/2010 2:50:21 PM |
| kain11286 | $50.00 | $50.00 | 9/1/2010 2:51:22 PM |
| DeutscheBank | $25.00 | $25.00 | 9/1/2010 2:50:43 PM |
| LAM26 | $25.00 | $25.00 | 9/1/2010 2:50:50 PM |
| kahn42 | $50.00 | $50.00 | 9/1/2010 2:51:33 PM |
| FeedTheMachine | $72.25 | $72.25 | 9/1/2010 2:51:45 PM |
| dime-vista2 | $25.00 | $25.00 | 9/1/2010 6:05:50 PM |
| prophetofomaha | $50.00 | $50.00 | 9/1/2010 2:51:59 PM |
| JiggaJoeyS | $26.58 | $26.58 | 9/1/2010 6:49:29 PM |
| credit-sasquatch3 | $50.00 | $50.00 | 9/1/2010 5:48:48 PM |
| Leshan | $25.00 | $25.00 | 9/2/2010 8:14:10 AM |
| mmmaacc | $50.00 | $50.00 | 9/1/2010 6:04:32 PM |
| Starfin300 | $25.00 | $25.00 | 9/1/2010 7:07:47 PM |
| Sapphicat | $50.00 | $50.00 | 9/2/2010 12:30:34 PM |
| mutual-benefit | $25.00 | $25.00 | 9/2/2010 12:51:30 PM |
| Pu239 | $60.00 | $60.00 | 9/2/2010 7:47:12 AM |
| green-rapid-openness | $50.00 | $50.00 | 9/2/2010 9:25:24 AM |
| basis-image | $25.00 | $25.00 | 9/2/2010 11:39:49 AM |
| 207 bids
|
Borrower Payment Dependent Notes Series
473098
This series of Notes was issued and sold upon the funding of the borrower loan #44347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Aug-26-2010 |
| |
Auction end date:
| Sep-02-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $205.47 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $205.47 |
| |
|
Auction yield range:
| 10.89% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 660-679 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $261 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fairness-brigade9 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Creating a Cushion
I am requesting this loan to create a cushion for my financial situation. I currently make enough money to cover my mortgage, support my family, and make monthly contributions to an IRA. My family and I live a comfortable life, but the stress of living paycheck to paycheck is an issue this loan will fix immediately. This money would provide the cushion I need to allow my money to make money, save money on debt interest, and keep enough money in the bank to ease the worry of any possible extraordinary expenses such as the needs of my two boys (Calib and Cullen), car repair, etc. A portion of this money, approximately $900, will be used to pay my car insurance for the rest of the term, and free nearly $300 a month of my own money. The next $1,000 will be used to eliminate two medical bills and a credit card balance, currently paid in monthly, installments. I will invest $500 into my IRA and the remaining balance will stay in the bank to provide the cushion I desire.
My credit score is a result of poor decisions made by an immature and inexperienced version of the man I am today. I am a different person now with my two boys creating all the motivation I need to continue to improve my life. The tax lien on my report is from 2004, noted as satisfied, and ended with the government sending me a check with interest, but never removing the claim. My short tenure with my current employer comes after deciding to leave the company I had been with for the previous six and a half years in an effort to further my career. I began as an assistant manager in January 2009 and took over my location in September of the same year. The company is franchising now, and revenues are increasing over last year. The growth potential is real, and I am focused on succeeding. I own my home, and my student loans are deferred until 2014.
Thank you for taking the time to consider my request and situation.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A:
I expect to pay this off in 24 months. This time frame should get my credit level much higher, and allow a better debt to equity ratio on my house so that I can pursue a HELOC.
Thank you for your consideration.
(Aug-28-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| EBITDA | $25.00 | $25.00 | 8/26/2010 3:02:25 PM |
| simplelender80 | $100.00 | $100.00 | 8/26/2010 3:03:14 PM |
| reflective-rupee | $25.00 | $25.00 | 8/26/2010 3:02:43 PM |
| zipemdown | $50.00 | $50.00 | 8/26/2010 3:06:52 PM |
| best-ingenious-funds | $25.00 | $25.00 | 8/27/2010 8:08:50 AM |
| ommcd | $25.00 | $25.00 | 8/28/2010 7:02:03 AM |
| bountiful-durability | $100.00 | $100.00 | 8/28/2010 10:56:00 PM |
| miked8303 | $25.00 | $25.00 | 8/30/2010 7:42:53 AM |
| kulender | $42.55 | $42.55 | 8/29/2010 7:06:09 PM |
| AlexTrep | $25.00 | $25.00 | 8/30/2010 11:35:25 AM |
| hope-eagle6 | $25.00 | $25.00 | 8/30/2010 11:39:30 AM |
| 108lender | $100.00 | $100.00 | 8/30/2010 11:05:34 AM |
| bchen78875 | $25.00 | $25.00 | 8/30/2010 11:09:07 AM |
| tech310 | $50.00 | $50.00 | 8/30/2010 9:01:00 PM |
| j-lender | $50.00 | $50.00 | 8/31/2010 1:21:39 PM |
| shrewd-peace7 | $36.47 | $36.47 | 9/1/2010 4:34:57 AM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/31/2010 6:13:39 PM |
| Whipster | $75.00 | $75.00 | 9/1/2010 5:10:42 AM |
| consomedia | $28.94 | $28.94 | 8/31/2010 7:20:08 PM |
| samo102us | $25.00 | $25.00 | 9/1/2010 9:16:04 AM |
| SolarMoonshine | $25.00 | $25.00 | 9/1/2010 10:32:43 AM |
| enthralling-deal180 | $100.00 | $100.00 | 9/1/2010 12:10:43 PM |
| on_your_side | $25.00 | $25.00 | 9/1/2010 11:18:22 AM |
| life-is-great | $50.00 | $50.00 | 9/1/2010 2:49:56 PM |
| dreammachine | $40.76 | $40.76 | 9/1/2010 2:50:11 PM |
| industrious-silver | $25.00 | $25.00 | 9/1/2010 2:50:55 PM |
| prophetofomaha | $50.00 | $50.00 | 9/1/2010 2:52:00 PM |
| wgc | $25.00 | $25.00 | 9/1/2010 4:24:34 PM |
| well-rounded-dinero | $25.00 | $25.00 | 9/1/2010 4:24:43 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 9/1/2010 4:24:47 PM |
| sturdy-openness885 | $25.00 | $25.00 | 9/1/2010 4:24:55 PM |
| altoviolinist | $25.00 | $25.00 | 9/1/2010 4:25:01 PM |
| epic-balance0 | $25.00 | $25.00 | 9/1/2010 4:25:16 PM |
| economy-producer | $25.00 | $25.00 | 9/1/2010 4:25:18 PM |
| loan_doctor | $25.00 | $25.00 | 9/1/2010 4:25:26 PM |
| nicklds | $25.00 | $25.00 | 9/1/2010 4:26:12 PM |
| red-favorable-basis | $25.00 | $25.00 | 9/1/2010 2:46:10 PM |
| GreenNotes | $25.77 | $25.77 | 9/1/2010 2:47:02 PM |
| fairness-kayak | $25.00 | $25.00 | 9/1/2010 2:48:35 PM |
| teller | $25.00 | $25.00 | 9/1/2010 2:48:32 PM |
| investisure | $43.01 | $43.01 | 9/1/2010 2:51:04 PM |
| rbettenc | $50.00 | $50.00 | 9/1/2010 2:51:08 PM |
| orange-dollar-guild | $25.00 | $25.00 | 9/1/2010 2:50:23 PM |
| admirable-basis1 | $37.50 | $37.50 | 9/1/2010 2:51:27 PM |
| S-Master | $25.00 | $25.00 | 9/1/2010 2:51:43 PM |
| kahn42 | $50.00 | $50.00 | 9/1/2010 2:51:33 PM |
| credit-missile | $25.00 | $25.00 | 9/1/2010 11:07:39 PM |
| smart-leverage7 | $30.00 | $30.00 | 9/1/2010 4:24:45 PM |
| Zingaro | $25.00 | $25.00 | 9/1/2010 4:24:48 PM |
| elevated-investment | $25.00 | $25.00 | 9/1/2010 4:24:56 PM |
| NOLALEND | $25.00 | $25.00 | 9/1/2010 4:25:07 PM |
| asset-trumpeter | $50.00 | $50.00 | 9/1/2010 4:25:15 PM |
| engaging-worth | $25.00 | $25.00 | 9/1/2010 4:24:46 PM |
| CC911 | $25.00 | $25.00 | 9/1/2010 4:24:52 PM |
| Quentin8002 | $25.00 | $25.00 | 9/1/2010 4:26:13 PM |
| safe-kindness5 | $25.00 | $25.00 | 9/1/2010 4:25:00 PM |
| head | $25.00 | $25.00 | 9/1/2010 4:26:34 PM |
| awe-inspiring-benefit | $50.00 | $50.00 | 9/1/2010 4:25:30 PM |
| payment-gusto | $25.00 | $25.00 | 9/1/2010 4:26:17 PM |
| the-silver-blaster | $35.00 | $5.32 | 9/1/2010 4:26:40 PM |
| wwwUniversal | $25.00 | $25.00 | 9/1/2010 5:07:01 PM |
| green-rapid-openness | $50.00 | $50.00 | 9/2/2010 9:41:40 AM |
| bullish2bearish | $40.00 | $40.00 | 9/1/2010 7:26:55 PM |
| EretzCapital | $33.55 | $33.55 | 9/1/2010 9:13:50 PM |
| rf7949 | $25.00 | $25.00 | 9/2/2010 5:44:49 AM |
| Leshan | $33.33 | $33.33 | 9/2/2010 8:16:08 AM |
| bid-czar8 | $50.00 | $50.00 | 8/26/2010 3:01:52 PM |
| contract-happiness1 | $25.00 | $25.00 | 8/26/2010 3:09:51 PM |
| Trakissta | $150.00 | $150.00 | 8/27/2010 7:10:19 AM |
| handshake5 | $25.00 | $25.00 | 8/30/2010 11:57:21 AM |
| moola-monger9 | $50.00 | $50.00 | 8/30/2010 1:50:36 PM |
| logical-loyalty0 | $25.00 | $25.00 | 8/30/2010 9:59:09 PM |
| extraordinary-transaction | $50.00 | $50.00 | 8/30/2010 9:59:15 PM |
| marketplace-spark | $50.00 | $50.00 | 8/30/2010 10:43:35 PM |
| shur | $25.00 | $25.00 | 8/31/2010 1:21:36 PM |
| loyalist1 | $49.33 | $49.33 | 8/31/2010 7:15:27 AM |
| geniusj | $25.00 | $25.00 | 9/1/2010 3:25:16 AM |
| larrybird | $36.93 | $36.93 | 8/31/2010 10:21:06 PM |
| qtmspin | $50.00 | $50.00 | 9/1/2010 10:43:56 AM |
| HiccupinGminor | $30.75 | $30.75 | 9/1/2010 4:35:05 AM |
| kegs | $100.00 | $100.00 | 9/1/2010 8:03:44 AM |
| yeti888 | $25.00 | $25.00 | 9/1/2010 2:31:23 PM |
| FASTIZIO_P | $26.79 | $26.79 | 9/1/2010 2:32:00 PM |
| Mariner3605 | $25.00 | $25.00 | 9/1/2010 11:17:25 AM |
| dime-vista2 | $25.00 | $25.00 | 9/1/2010 2:44:05 PM |
| kindness-venture1 | $25.00 | $25.00 | 9/1/2010 2:44:16 PM |
| IIP77 | $25.00 | $25.00 | 9/1/2010 2:46:27 PM |
| lendme2 | $25.00 | $25.00 | 9/1/2010 2:49:25 PM |
| sweetlan | $25.00 | $25.00 | 9/1/2010 3:49:46 PM |
| DHolly | $25.00 | $25.00 | 9/1/2010 4:14:38 PM |
| happy-return4 | $25.00 | $25.00 | 9/1/2010 4:24:36 PM |
| golden-cat | $25.00 | $25.00 | 9/1/2010 4:24:50 PM |
| yarg | $25.00 | $25.00 | 9/1/2010 4:25:15 PM |
| tolerant-interest4 | $25.00 | $25.00 | 9/1/2010 4:25:17 PM |
| adir1 | $25.00 | $25.00 | 9/1/2010 4:25:19 PM |
| KiwiElf | $25.00 | $25.00 | 9/1/2010 4:26:18 PM |
| dinero-mason | $50.00 | $50.00 | 9/1/2010 2:46:55 PM |
| turbostar666 | $25.00 | $25.00 | 9/1/2010 4:33:45 PM |
| social-conductor4 | $25.00 | $25.00 | 9/1/2010 2:48:04 PM |
| new-social-economist | $50.00 | $50.00 | 9/1/2010 2:49:58 PM |
| supreme-hope | $25.00 | $25.00 | 9/1/2010 2:50:03 PM |
| 0600Zulu | $25.00 | $25.00 | 9/1/2010 2:50:15 PM |
| b-rent | $25.00 | $25.00 | 9/1/2010 2:50:58 PM |
| delivery | $25.00 | $25.00 | 9/1/2010 2:51:06 PM |
| favorite-commerce | $25.00 | $25.00 | 9/1/2010 6:04:16 PM |
| lucrative-dollar | $50.00 | $50.00 | 9/1/2010 2:51:36 PM |
| important-ore | $50.00 | $50.00 | 9/1/2010 2:52:03 PM |
| payout-detective7 | $25.00 | $25.00 | 9/1/2010 2:51:55 PM |
| gandalf | $50.00 | $50.00 | 9/1/2010 6:34:54 PM |
| hard-working-loot | $25.00 | $25.00 | 9/1/2010 2:54:18 PM |
| worthy-bid4 | $25.00 | $25.00 | 9/1/2010 2:53:37 PM |
| Bob450 | $25.00 | $25.00 | 9/1/2010 8:11:16 PM |
| asiaratt | $50.00 | $50.00 | 9/1/2010 3:28:35 PM |
| myduck | $30.00 | $30.00 | 9/1/2010 3:43:18 PM |
| credit-missile | $25.00 | $25.00 | 9/1/2010 11:07:58 PM |
| matt_2006 | $25.00 | $25.00 | 9/1/2010 4:24:47 PM |
| magnolia161 | $50.00 | $50.00 | 9/1/2010 4:24:51 PM |
| gelidfrank | $25.00 | $25.00 | 9/1/2010 4:25:12 PM |
| the-persistent-reward | $25.00 | $25.00 | 9/1/2010 4:24:27 PM |
| Investoman | $50.00 | $50.00 | 9/1/2010 4:25:20 PM |
| cestesV | $50.00 | $50.00 | 9/1/2010 4:24:40 PM |
| mtquan | $25.00 | $25.00 | 9/1/2010 4:24:49 PM |
| richboy56 | $25.00 | $25.00 | 9/1/2010 4:26:10 PM |
| Ducatiman1978 | $25.00 | $25.00 | 9/1/2010 4:24:57 PM |
| Hambone1111 | $25.00 | $25.00 | 9/1/2010 4:26:30 PM |
| papaman | $25.00 | $25.00 | 9/1/2010 4:25:24 PM |
| zorg77 | $25.00 | $25.00 | 9/1/2010 4:26:39 PM |
| piter-to-la-investment | $25.00 | $25.00 | 9/1/2010 4:26:07 PM |
| PatRichi | $25.00 | $25.00 | 9/1/2010 4:26:31 PM |
| extraordinary-interest1 | $50.00 | $50.00 | 9/1/2010 4:27:24 PM |
| jns48 | $25.00 | $25.00 | 9/1/2010 5:04:31 PM |
| loan-fate | $75.00 | $75.00 | 9/1/2010 5:07:11 PM |
| credit-sasquatch3 | $29.00 | $29.00 | 9/1/2010 5:53:53 PM |
| green-rapid-openness | $50.00 | $50.00 | 9/2/2010 9:41:59 AM |
| mpatrick | $25.00 | $25.00 | 9/1/2010 9:56:52 PM |
| credit-missile | $25.00 | $25.00 | 9/1/2010 11:07:18 PM |
| keeper24 | $25.00 | $25.00 | 9/2/2010 5:28:35 AM |
| Flshedman | $50.00 | $50.00 | 9/2/2010 7:11:22 AM |
| green-rapid-openness | $50.00 | $50.00 | 9/2/2010 9:42:26 AM |
| ethicalhumanist | $50.00 | $50.00 | 9/2/2010 10:10:24 AM |
| 140 bids
|
Borrower Payment Dependent Notes Series
473624
This series of Notes was issued and sold upon the funding of the borrower loan #44350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.0% |
Auction start date:
| Aug-30-2010 |
| |
Auction end date:
| Sep-05-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $180.94 |
| |
|
Auction yield range:
| 16.89% - 34.00% |
Estimated loss impact:
| 26.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 660-679 (Aug-2010) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 11y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,920 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-sunny-contract |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off other personal loan
Purpose of loan:
This loan will be used?to pay off existing other finances?and make one lower monthly?payment.?
My financial situation:
I am a good candidate for this loan because i will make my payment on time.
Monthly net income: $
5800
Monthly expenses: $
??Housing: $ 1350
??Insurance: $?90
??Car expenses: $ 1500
??Utilities:?0?
??Phone, cable, internet:?100?
??Food, entertainment:?300?
??Clothing, household expenses?100?
??Credit cards and other loans:?428
??Other expenses:?0
Information in the Description is not verified.
Friends And Family Winning Bids
El_Mata_Culebra has bid a total of
$300.36 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
wat is your rank and wats your duty station. do you plan to set up automatic payments for this loan - restless-dime
A:
im an E-6 and im on the submarine USS Georgia stationed in kings bay Ga. and yes i plan to set up automatic payments.
(Sep-04-2010)
Q:
Please explain the delinquincies shown on your listing. Please answer publicly. Thanks. - tigercat
A:
the delinquincies on my report were over three years ago. it happened because my wife lost her job. we consolidated all of my credit cards three years ago this october and they will be all paid off in dec of this year.
(Sep-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MilitaryLending | $25.00 | $25.00 | 8/30/2010 4:22:23 PM |
| Military-2-Military | $1,000.00 | $1,000.00 | 8/31/2010 5:59:50 AM |
| Kash2010lu | $50.00 | $50.00 | 8/31/2010 7:14:39 PM |
| El_Mata_Culebra | $300.36 | $300.36 | 9/1/2010 1:24:58 AM |
| loanman2007 | $75.00 | $75.00 | 9/1/2010 5:53:04 AM |
| nodebt2012 | $27.03 | $27.03 | 9/1/2010 5:38:02 PM |
| JGuide | $50.08 | $50.08 | 9/2/2010 6:19:52 PM |
| JGuide | $100.08 | $100.08 | 9/2/2010 6:26:21 PM |
| reflective-rupee | $25.00 | $25.00 | 9/3/2010 10:42:30 AM |
| loan-kung-fu | $233.38 | $233.38 | 9/3/2010 10:59:58 AM |
| gold-point | $50.00 | $50.00 | 9/3/2010 3:55:13 PM |
| zone6 | $100.00 | $77.35 | 9/4/2010 2:28:17 AM |
| unger | $50.00 | $50.00 | 9/4/2010 5:22:25 AM |
| restless-dime | $26.00 | $26.00 | 9/4/2010 8:07:50 AM |
| tigercat | $50.00 | $50.00 | 9/4/2010 10:24:38 AM |
| nfx | $50.00 | $50.00 | 9/4/2010 11:21:26 AM |
| innovator2 | $50.00 | $50.00 | 9/4/2010 4:26:21 PM |
| snm2001 | $25.00 | $25.00 | 9/4/2010 6:43:06 PM |
| aks12 | $25.00 | $25.00 | 9/4/2010 7:21:11 PM |
| loan-kung-fu | $383.55 | $383.55 | 9/5/2010 5:12:47 AM |
| productive-ore | $50.00 | $50.00 | 8/30/2010 7:48:48 PM |
| hope-relief0 | $100.00 | $100.00 | 8/31/2010 10:00:19 AM |
| alexgalt | $100.00 | $100.00 | 9/1/2010 1:28:37 AM |
| Kash2010lu | $100.00 | $100.00 | 9/1/2010 9:26:58 AM |
| SolarMoonshine | $25.00 | $25.00 | 9/1/2010 10:26:05 AM |
| Jaffet | $500.00 | $500.00 | 9/1/2010 7:11:08 PM |
| Rollshaft | $27.17 | $27.17 | 9/3/2010 5:14:09 AM |
| loan-kung-fu | $300.00 | $300.00 | 9/3/2010 5:13:04 AM |
| Bob450 | $25.00 | $25.00 | 9/3/2010 4:21:32 PM |
| bughead | $25.00 | $25.00 | 9/3/2010 6:01:35 PM |
| hellasow | $25.00 | $25.00 | 9/4/2010 4:34:58 AM |
| investinFla | $25.00 | $25.00 | 9/4/2010 11:02:53 AM |
| momentous-value | $25.00 | $25.00 | 9/4/2010 6:22:17 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
473840
This series of Notes was issued and sold upon the funding of the borrower loan #44343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Aug-31-2010 |
| |
Auction end date:
| Sep-01-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $82.19 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $82.19 |
| |
|
Auction yield range:
| 10.89% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 | Stated income: | $1-$24,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,528 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-taxi7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
nashvilleringtones.com web business
Purpose of loan:
This loan will be used?for startup of web business selling ringtone. I own nashvilleringtones.com and am building the web site now.?
There is an error on my stated income, it should be about 20,000 per year.
My financial situation:
I am a good candidate for this loan because?I have a good credit rating and the profits from this business should grow swiftly, I will be using mobile marketing with this web site.?
Monthly net income: $ 1800.00
Monthly expenses: $
??Housing: $ 425.00
??Insurance: $60.00
??Car expenses: $ 20.00
??Utilities: $ 100.00
??Phone, cable, internet: $45.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 50.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| EBITDA | $25.00 | $25.00 | 8/31/2010 2:47:30 PM |
| silverloan | $25.00 | $25.00 | 8/31/2010 3:13:31 PM |
| ahalls | $25.00 | $25.00 | 8/31/2010 3:20:54 PM |
| skuba | $25.00 | $25.00 | 9/1/2010 1:27:07 AM |
| dinero-mason | $42.95 | $42.95 | 8/31/2010 4:33:08 PM |
| lloyd_s | $25.00 | $25.00 | 9/1/2010 2:54:35 AM |
| Whipster | $50.00 | $50.00 | 9/1/2010 3:40:30 AM |
| Abstract | $25.00 | $25.00 | 9/1/2010 5:44:02 AM |
| HHP | $25.00 | $25.00 | 9/1/2010 5:44:09 AM |
| cashhelp | $25.00 | $25.00 | 9/1/2010 5:49:22 AM |
| bountiful-durability | $42.02 | $42.02 | 8/31/2010 6:48:40 PM |
| richrobe | $50.00 | $50.00 | 8/31/2010 9:00:01 PM |
| dedicated-diversification5 | $100.00 | $58.07 | 9/1/2010 9:04:46 AM |
| pavelz | $31.29 | $31.29 | 9/1/2010 12:04:22 AM |
| momoney2lend | $25.00 | $25.00 | 9/1/2010 2:16:00 AM |
| jga516 | $25.00 | $25.00 | 9/1/2010 2:48:53 AM |
| iLoaner | $25.00 | $25.00 | 9/1/2010 2:54:18 AM |
| antrux | $25.00 | $25.00 | 9/1/2010 3:24:46 AM |
| czar3 | $25.31 | $25.31 | 9/1/2010 3:39:42 AM |
| first-upright-payout | $50.00 | $50.00 | 9/1/2010 5:44:05 AM |
| kind-efficient-credit | $25.00 | $25.00 | 9/1/2010 7:09:31 AM |
| handshake5 | $25.00 | $25.00 | 8/31/2010 2:50:18 PM |
| DadWarbucks | $25.00 | $25.00 | 8/31/2010 3:44:55 PM |
| transaction-circuit | $25.00 | $25.00 | 8/31/2010 2:43:56 PM |
| simplelender80 | $100.00 | $100.00 | 8/31/2010 2:47:37 PM |
| tallmon | $25.00 | $25.00 | 8/31/2010 4:01:43 PM |
| bid-czar8 | $50.00 | $50.00 | 8/31/2010 2:47:24 PM |
| kidsskipp | $50.00 | $50.00 | 8/31/2010 4:06:04 PM |
| persistent-basis8 | $50.00 | $50.00 | 8/31/2010 4:32:46 PM |
| jleng | $25.00 | $25.00 | 8/31/2010 3:24:13 PM |
| birddogsb | $25.00 | $25.00 | 8/31/2010 4:46:05 PM |
| Strato | $25.00 | $25.00 | 8/31/2010 10:59:27 PM |
| brother_tam | $50.00 | $50.00 | 8/31/2010 4:11:55 PM |
| useful-p2ploan | $45.26 | $45.26 | 8/31/2010 4:31:51 PM |
| jonn834 | $25.00 | $25.00 | 8/31/2010 4:33:12 PM |
| seisen | $46.84 | $46.84 | 8/31/2010 4:33:25 PM |
| r0b3m4n | $25.00 | $25.00 | 9/1/2010 2:30:05 AM |
| compassion-bauble4 | $25.00 | $25.00 | 9/1/2010 3:38:56 AM |
| dime-beeper | $25.31 | $25.31 | 9/1/2010 3:43:39 AM |
| beakerfish | $100.00 | $100.00 | 8/31/2010 5:57:47 PM |
| WalnutCreekguy | $50.00 | $50.00 | 9/1/2010 5:43:53 AM |
| ThatDanGuy | $25.00 | $25.00 | 9/1/2010 5:44:06 AM |
| umfan123 | $25.00 | $25.00 | 9/1/2010 8:59:14 AM |
| orange-preeminant-bill | $50.00 | $50.00 | 9/1/2010 12:05:06 AM |
| Vreet | $25.00 | $25.00 | 9/1/2010 12:04:11 AM |
| treasure-bliss | $82.95 | $82.95 | 9/1/2010 12:05:09 AM |
| LuvToLend | $25.00 | $25.00 | 9/1/2010 1:09:04 AM |
| Sitgarath | $25.00 | $25.00 | 9/1/2010 3:24:33 AM |
| helpful-listing | $25.00 | $25.00 | 9/1/2010 3:43:36 AM |
| meteoric-asset4 | $25.00 | $25.00 | 9/1/2010 3:43:45 AM |
| RadCad1 | $50.00 | $50.00 | 9/1/2010 5:44:07 AM |
| inspired-duty5 | $25.00 | $25.00 | 9/1/2010 8:04:19 AM |
| phillipd48 | $25.00 | $25.00 | 9/1/2010 8:59:15 AM |
| money-bauble | $100.00 | $100.00 | 9/1/2010 8:53:50 AM |
| 54 bids
|
Borrower Payment Dependent Notes Series
474002
This series of Notes was issued and sold upon the funding of the borrower loan #44365, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-02-2010 |
| |
Auction end date:
| Sep-08-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $102.73 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $102.73 |
| |
|
Auction yield range:
| 10.89% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,178 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| poetic-community |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high-interest credit cards
Purpose of loan:
This loan will be used to?pay off my credit card balances.
My financial situation:
I am a good candidate for this loan because?I always pay my bills on time. Also, I am fortunate enough to have no student loans to repay. I tutor and bartend part-time, earning some extra income.
Monthly net income: $3400
Monthly expenses: $
??Housing: $900
??Insurance: $0
??Car expenses: $0
??Utilities: $60-100
??Phone, cable, internet: $150
??Food, entertainment: $100-200
??Clothing, household expenses $0-100
??Credit cards and other loans: approx. 300-400
??Other expenses: $n/a
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I think you?re a great candidate to pledge / bid for!!.What's your share of the monthly rent (or mortgage) and what's your significant others? Also, what do you pay monthly toward the auto lease (or car loan) and what does your significant other pay? - SmartConsolidation
A:
We split the rent 50/50. We don't need a car, so no car payments of any kind!
(Sep-04-2010)
Q:
Do you have an IRA, 401k, or 403b? If so, what?s a rough estimate of the value? Unlike a Pension fund, these have cash value and can be partially withdrawn. ONLY do this if behind on payments to save your credit. Penalties to cash in are STEEP! - SmartConsolidation
A:
I don't have any of these--I have a TDA, but I don't want to deal with any penalties.
(Sep-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| EBITDA | $25.00 | $25.00 | 9/2/2010 2:44:22 PM |
| green-rapid-openness | $50.00 | $50.00 | 9/3/2010 6:02:21 PM |
| green-rapid-openness | $50.00 | $50.00 | 9/3/2010 6:01:51 PM |
| Brown98 | $25.00 | $25.00 | 9/4/2010 12:05:13 AM |
| SmartConsolidation | $25.00 | $25.00 | 9/5/2010 9:45:10 AM |
| impressive-fund0 | $32.23 | $32.23 | 9/5/2010 9:54:01 AM |
| tedi-tif | $50.00 | $50.00 | 9/5/2010 12:26:54 PM |
| tech310 | $50.00 | $50.00 | 9/6/2010 12:38:10 PM |
| Whipster | $50.00 | $50.00 | 9/6/2010 4:35:17 PM |
| lendstats_com | $200.00 | $200.00 | 9/6/2010 4:35:29 PM |
| 1-HARD-HEAD | $25.00 | $25.00 | 9/7/2010 2:50:23 AM |
| rf7949 | $25.00 | $25.00 | 9/7/2010 5:21:31 AM |
| Red-Bull-One | $32.08 | $32.08 | 9/7/2010 4:21:23 AM |
| favorite-commerce | $25.00 | $25.00 | 9/7/2010 7:54:27 AM |
| testguy | $26.99 | $26.99 | 9/7/2010 9:21:08 AM |
| grammaspurse | $25.00 | $25.00 | 9/7/2010 12:39:18 PM |
| ethicalhumanist | $50.00 | $50.00 | 9/7/2010 3:17:30 PM |
| MasterMind5 | $25.00 | $25.00 | 9/7/2010 3:53:03 PM |
| deepblue34 | $25.00 | $25.00 | 9/7/2010 5:33:47 PM |
| debtcollector | $100.00 | $100.00 | 9/7/2010 9:54:06 PM |
| Kyileo | $25.00 | $25.00 | 9/8/2010 8:01:37 AM |
| minnesotafinancial | $25.00 | $25.00 | 9/8/2010 8:23:16 AM |
| rospa | $25.00 | $25.00 | 9/8/2010 8:54:18 AM |
| atomantic | $25.00 | $25.00 | 9/8/2010 8:44:24 AM |
| debt-legend | $25.00 | $25.00 | 9/8/2010 8:37:56 AM |
| Astyanax | $45.00 | $45.00 | 9/8/2010 12:14:22 PM |
| Nerdster1 | $25.01 | $25.01 | 9/8/2010 12:12:04 PM |
| DasMula | $25.00 | $25.00 | 9/8/2010 12:42:11 PM |
| DasMula | $25.00 | $25.00 | 9/8/2010 12:41:57 PM |
| terrific-dough6 | $50.00 | $50.00 | 9/8/2010 2:54:41 PM |
| clean-fund | $25.00 | $25.00 | 9/8/2010 3:10:52 PM |
| willinvest | $25.00 | $25.00 | 9/8/2010 4:06:26 PM |
| dunrizzo | $28.25 | $28.25 | 9/8/2010 4:06:07 PM |
| patriot897 | $25.00 | $25.00 | 9/8/2010 4:13:15 PM |
| capital-kingdom | $50.00 | $50.00 | 9/8/2010 5:18:44 PM |
| simplelender80 | $100.00 | $100.00 | 9/2/2010 2:45:09 PM |
| handshake5 | $25.00 | $25.00 | 9/2/2010 2:47:04 PM |
| bid-czar8 | $50.00 | $50.00 | 9/2/2010 2:44:00 PM |
| reward-adventure | $30.00 | $28.65 | 9/2/2010 3:55:50 PM |
| green-rapid-openness | $50.00 | $50.00 | 9/3/2010 6:02:07 PM |
| JustMee | $25.00 | $25.00 | 9/4/2010 7:53:29 AM |
| exchange-dreams | $25.00 | $25.00 | 9/4/2010 1:14:48 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/4/2010 6:51:47 PM |
| diversification-maple1 | $25.00 | $25.00 | 9/5/2010 1:22:51 PM |
| lendstats_com | $200.00 | $200.00 | 9/6/2010 4:34:20 PM |
| order-bee1 | $25.00 | $25.00 | 9/6/2010 10:38:34 PM |
| donlenboy | $37.35 | $37.35 | 9/7/2010 6:00:20 AM |
| umfan123 | $25.00 | $25.00 | 9/7/2010 6:12:38 AM |
| point-berserker | $25.00 | $25.00 | 9/7/2010 9:42:58 AM |
| bold-attentive-listing | $25.00 | $25.00 | 9/7/2010 3:22:43 PM |
| Book-Mark | $25.00 | $25.00 | 9/7/2010 4:09:42 PM |
| loss-of-control | $25.00 | $25.00 | 9/7/2010 6:12:51 PM |
| loss-of-control | $50.00 | $50.00 | 9/7/2010 6:12:27 PM |
| benefit-boots | $25.00 | $25.00 | 9/8/2010 12:13:44 AM |
| Top_Gun_Lender | $27.65 | $27.65 | 9/7/2010 11:54:15 PM |
| silver-parsec | $25.00 | $25.00 | 9/7/2010 11:43:11 PM |
| kendigme | $25.00 | $25.00 | 9/8/2010 1:50:40 AM |
| privatebankerva | $25.00 | $25.00 | 9/8/2010 6:56:08 AM |
| Smallbear | $25.00 | $25.00 | 9/8/2010 9:05:01 AM |
| Land_on_your_feet | $25.00 | $25.00 | 9/8/2010 12:03:08 PM |
| Pu239 | $60.00 | $60.00 | 9/8/2010 12:41:14 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 9/8/2010 1:06:57 PM |
| FoosMaster | $51.79 | $51.79 | 9/8/2010 2:26:00 PM |
| RebuildingAmerica | $30.00 | $30.00 | 9/8/2010 5:05:32 PM |
| 64 bids
|
Borrower Payment Dependent Notes Series
474466
This series of Notes was issued and sold upon the funding of the borrower loan #44349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.6% |
Auction start date:
| Sep-07-2010 |
| |
Auction end date:
| Sep-08-2010 |
|
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $314.52 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $314.52 |
| |
|
Auction yield range:
| 2.79% - 7.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,241 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-stylish-trade |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my credit debt and have one easy payment instead of multiple ones. I am getting divorced and need to pay my half of the debt. I have been making payments on this amount this will just make it a lot easier for me to keep track.?This is a safe loan.
My financial situation:
I am a good candidate for this loan because I pay my debts and have good credit. I have a steady reliable job as a teacher?and?will make more money as the years go on.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 9/7/2010 2:27:29 PM |
| cash-sensai2 | $25.00 | $25.00 | 9/7/2010 2:28:00 PM |
| ray1051 | $75.00 | $75.00 | 9/7/2010 2:27:51 PM |
| DukSerduk | $25.00 | $25.00 | 9/7/2010 2:28:17 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 9/7/2010 2:28:32 PM |
| mlandrid | $50.00 | $50.00 | 9/7/2010 2:28:46 PM |
| budyzr | $25.00 | $25.00 | 9/7/2010 2:28:52 PM |
| schpere | $25.00 | $25.00 | 9/7/2010 2:27:34 PM |
| life-is-great | $50.00 | $50.00 | 9/7/2010 2:30:10 PM |
| rosie777 | $30.00 | $30.00 | 9/7/2010 2:30:14 PM |
| Duchdad | $25.00 | $25.00 | 9/7/2010 2:30:57 PM |
| CorporateT00l | $50.00 | $50.00 | 9/7/2010 2:31:01 PM |
| bountiful-durability | $100.00 | $100.00 | 9/7/2010 2:28:34 PM |
| whistledicksmith | $50.00 | $50.00 | 9/7/2010 2:31:04 PM |
| leeball | $50.00 | $50.00 | 9/7/2010 2:28:49 PM |
| liberty-destiny3 | $25.00 | $25.00 | 9/7/2010 2:31:07 PM |
| kegs | $200.00 | $200.00 | 9/7/2010 2:31:57 PM |
| market-socrates4 | $50.00 | $50.00 | 9/7/2010 2:31:50 PM |
| Weaverville | $50.00 | $50.00 | 9/7/2010 2:29:21 PM |
| CleeClee | $50.00 | $50.00 | 9/7/2010 2:32:11 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 9/7/2010 2:32:25 PM |
| ITGuy | $25.00 | $25.00 | 9/7/2010 2:32:36 PM |
| authoritative-capital | $25.00 | $25.00 | 9/7/2010 2:29:59 PM |
| jsmith1450 | $82.72 | $82.72 | 9/7/2010 2:30:05 PM |
| eyal0 | $25.00 | $25.00 | 9/7/2010 2:32:31 PM |
| Rysterola82 | $25.00 | $25.00 | 9/7/2010 2:32:50 PM |
| benefit-celebration | $50.00 | $50.00 | 9/7/2010 2:32:33 PM |
| nosualcneas | $25.00 | $25.00 | 9/7/2010 2:32:56 PM |
| ichibon | $200.00 | $200.00 | 9/7/2010 2:33:01 PM |
| credit-shakespeare9 | $50.00 | $50.00 | 9/7/2010 2:30:53 PM |
| saritha | $30.00 | $30.00 | 9/7/2010 2:33:19 PM |
| organized-payment6 | $50.00 | $50.00 | 9/7/2010 2:33:07 PM |
| kanakakm | $50.00 | $50.00 | 9/7/2010 2:33:27 PM |
| DeesBar | $25.00 | $25.00 | 9/7/2010 2:33:49 PM |
| roblender | $25.00 | $25.00 | 9/7/2010 2:33:34 PM |
| engaging-worth | $30.00 | $30.00 | 9/7/2010 2:31:54 PM |
| consomedia | $50.00 | $50.00 | 9/7/2010 2:34:09 PM |
| BlindProphet | $50.00 | $50.00 | 9/7/2010 2:34:02 PM |
| RockCrown | $50.00 | $50.00 | 9/7/2010 2:32:01 PM |
| economy-orchid | $25.00 | $25.00 | 9/7/2010 2:34:06 PM |
| important-ore | $50.00 | $50.00 | 9/7/2010 2:34:18 PM |
| top-sensible-yield | $50.00 | $50.00 | 9/7/2010 2:32:06 PM |
| senorzookeeper | $25.00 | $25.00 | 9/7/2010 2:34:31 PM |
| harmonious-moola7 | $50.00 | $50.00 | 9/7/2010 2:32:18 PM |
| CorMDNY | $50.00 | $50.00 | 9/7/2010 2:34:57 PM |
| BabyLender | $25.00 | $25.00 | 9/7/2010 2:35:04 PM |
| kyomoon | $50.00 | $50.00 | 9/7/2010 2:32:43 PM |
| platinum-optimization1 | $25.00 | $25.00 | 9/7/2010 2:35:08 PM |
| bigballer105 | $100.00 | $100.00 | 9/7/2010 2:33:30 PM |
| proper-p2p6 | $50.00 | $50.00 | 9/7/2010 2:33:44 PM |
| MoneyU4IA | $50.00 | $50.00 | 9/7/2010 2:34:00 PM |
| Cheburashka | $30.00 | $30.00 | 9/7/2010 2:35:11 PM |
| steady-gain5 | $25.00 | $25.00 | 9/7/2010 2:37:36 PM |
| Tasmir | $25.00 | $25.00 | 9/7/2010 2:38:16 PM |
| red-trade-cologne | $50.00 | $50.00 | 9/7/2010 2:38:36 PM |
| js60l | $25.00 | $25.00 | 9/7/2010 2:38:51 PM |
| transaction-aggregator7 | $25.00 | $25.00 | 9/7/2010 2:39:00 PM |
| ZeoInvestments | $25.00 | $25.00 | 9/7/2010 2:39:13 PM |
| RusRobo | $25.00 | $25.00 | 9/7/2010 2:38:33 PM |
| radforj22 | $100.00 | $100.00 | 9/7/2010 2:38:45 PM |
| jjb3 | $25.00 | $25.00 | 9/7/2010 2:39:50 PM |
| stable-money | $25.00 | $25.00 | 9/7/2010 2:39:09 PM |
| understanding-marketplace | $50.00 | $50.00 | 9/7/2010 2:40:16 PM |
| lenderforyoutoday | $32.32 | $32.32 | 9/7/2010 2:39:35 PM |
| enrichment1 | $50.00 | $50.00 | 9/7/2010 2:38:04 PM |
| donloah | $25.00 | $25.00 | 9/7/2010 2:40:50 PM |
| meux99 | $50.00 | $50.00 | 9/7/2010 2:40:05 PM |
| CaptainBlueberry | $25.00 | $25.00 | 9/7/2010 2:38:54 PM |
| Woodworker57 | $25.00 | $25.00 | 9/7/2010 2:40:33 PM |
| admirable-basis1 | $39.82 | $39.82 | 9/7/2010 2:41:14 PM |
| outwish | $25.00 | $25.00 | 9/7/2010 2:40:44 PM |
| Sigonio | $50.00 | $50.00 | 9/7/2010 2:50:38 PM |
| TommyTucker | $25.00 | $25.00 | 9/7/2010 2:50:43 PM |
| newest-sensible-hope | $50.00 | $50.00 | 9/7/2010 2:51:13 PM |
| dollars4debts | $25.00 | $25.00 | 9/7/2010 2:51:27 PM |
| SARMAR | $50.00 | $50.00 | 9/7/2010 2:51:30 PM |
| best-ingenious-funds | $25.00 | $25.00 | 9/7/2010 2:51:18 PM |
| hookUup | $25.00 | $25.00 | 9/7/2010 2:52:11 PM |
| teller | $50.00 | $50.00 | 9/7/2010 2:51:23 PM |
| SourDoughSteve | $25.00 | $25.00 | 9/7/2010 2:52:00 PM |
| lagnisiruk | $25.00 | $25.00 | 9/7/2010 2:52:48 PM |
| adhawan325 | $25.00 | $25.00 | 9/7/2010 2:53:22 PM |
| scottburger | $50.00 | $50.00 | 9/7/2010 2:52:28 PM |
| Mantis75 | $25.00 | $25.00 | 9/7/2010 2:52:58 PM |
| rjw_mpwr | $25.00 | $25.00 | 9/7/2010 2:52:39 PM |
| pbo922 | $25.00 | $25.00 | 9/7/2010 2:53:55 PM |
| Topaz_John | $50.00 | $50.00 | 9/7/2010 2:52:41 PM |
| xphile | $25.00 | $25.00 | 9/7/2010 2:54:07 PM |
| SunsetCoastCapital | $25.00 | $25.00 | 9/7/2010 2:52:50 PM |
| Natronpee | $25.00 | $25.00 | 9/7/2010 2:54:11 PM |
| djh47a | $25.00 | $25.00 | 9/7/2010 2:53:00 PM |
| Maccs55 | $29.20 | $29.20 | 9/7/2010 2:53:26 PM |
| ryreesado | $25.00 | $25.00 | 9/7/2010 2:53:29 PM |
| shorthairedg | $50.00 | $50.00 | 9/7/2010 2:54:00 PM |
| pseudokris | $25.00 | $25.00 | 9/7/2010 2:53:39 PM |
| danthemon35 | $25.00 | $25.00 | 9/7/2010 2:54:57 PM |
| julijask | $25.00 | $25.00 | 9/7/2010 2:54:15 PM |
| buukyak | $50.00 | $50.00 | 9/7/2010 2:55:18 PM |
| 1fortheroad | $25.00 | $25.00 | 9/7/2010 2:55:47 PM |
| paddatjie | $47.98 | $47.98 | 9/7/2010 2:55:21 PM |
| discrete-asset | $25.00 | $25.00 | 9/7/2010 2:55:25 PM |
| natmonkey | $50.00 | $50.00 | 9/7/2010 2:55:34 PM |
| mpthree | $50.00 | $50.00 | 9/7/2010 2:55:45 PM |
| jstnow | $25.00 | $25.00 | 9/7/2010 2:56:34 PM |
| wise-dedicated-power | $50.00 | $50.00 | 9/7/2010 2:55:52 PM |
| deal-promiser1 | $100.00 | $100.00 | 9/7/2010 2:56:42 PM |
| metro457 | $50.00 | $50.00 | 9/7/2010 2:56:44 PM |
| kid8549 | $25.00 | $25.00 | 9/7/2010 2:56:01 PM |
| Octavian315 | $35.00 | $35.00 | 9/7/2010 2:56:10 PM |
| Tenfutta | $25.00 | $25.00 | 9/7/2010 2:57:34 PM |
| wealthstar | $50.00 | $50.00 | 9/7/2010 2:56:47 PM |
| saysana | $25.00 | $25.00 | 9/7/2010 2:57:10 PM |
| cash-queen | $25.00 | $25.00 | 9/7/2010 2:58:02 PM |
| acropiloterau2002 | $25.00 | $25.00 | 9/7/2010 2:58:20 PM |
| Railbird | $25.00 | $25.00 | 9/7/2010 2:59:50 PM |
| helpishere777 | $25.00 | $25.00 | 9/7/2010 2:59:18 PM |
| engaging-yield4 | $25.00 | $25.00 | 9/7/2010 2:59:43 PM |
| Loansforlife | $25.00 | $25.00 | 9/7/2010 2:59:58 PM |
| Sarspatula | $25.00 | $25.00 | 9/7/2010 3:15:35 PM |
| Guiren | $35.94 | $35.94 | 9/7/2010 11:09:21 PM |
| Patrician | $26.63 | $26.63 | 9/7/2010 10:56:26 PM |
| windpiano1962 | $25.00 | $25.00 | 9/8/2010 4:50:13 AM |
| octoberfresh | $35.00 | $35.00 | 9/8/2010 8:48:22 AM |
| rce1964 | $25.00 | $25.00 | 9/8/2010 9:33:23 AM |
| Earnest_Money | $25.00 | $25.00 | 9/8/2010 3:07:10 PM |
| kulender | $25.00 | $25.00 | 9/7/2010 2:27:58 PM |
| wormdc | $25.00 | $25.00 | 9/7/2010 2:28:07 PM |
| wise-dedicated-power | $50.00 | $50.00 | 9/7/2010 2:28:12 PM |
| guardlender | $25.00 | $25.00 | 9/7/2010 2:28:28 PM |
| Rdodson11 | $25.00 | $25.00 | 9/7/2010 2:28:36 PM |
| tech310 | $50.00 | $50.00 | 9/7/2010 2:28:42 PM |
| ChristopherHS | $25.00 | $25.00 | 9/7/2010 2:28:44 PM |
| blissful-responsibility4 | $50.00 | $50.00 | 9/7/2010 2:28:50 PM |
| windfall46 | $25.00 | $25.00 | 9/7/2010 2:29:12 PM |
| inspired-investment8 | $100.00 | $100.00 | 9/7/2010 2:29:17 PM |
| elasermd | $50.00 | $50.00 | 9/7/2010 2:30:19 PM |
| Supernick | $50.00 | $50.00 | 9/7/2010 2:30:40 PM |
| alpinaut | $25.00 | $25.00 | 9/7/2010 2:28:21 PM |
| reward-planetarium | $100.00 | $100.00 | 9/7/2010 2:30:50 PM |
| GD68 | $25.00 | $25.00 | 9/7/2010 2:31:12 PM |
| bruin558 | $60.00 | $60.00 | 9/7/2010 2:28:59 PM |
| hottogo456 | $50.00 | $50.00 | 9/7/2010 2:32:27 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 9/7/2010 2:32:23 PM |
| F_Banks | $50.00 | $50.00 | 9/7/2010 2:32:38 PM |
| VBAces | $50.00 | $50.00 | 9/7/2010 2:32:29 PM |
| HelpFromNY | $50.00 | $50.00 | 9/7/2010 2:30:24 PM |
| MadHun | $100.00 | $100.00 | 9/7/2010 2:32:58 PM |
| dlshap | $25.00 | $25.00 | 9/7/2010 2:30:28 PM |
| financelover | $25.00 | $25.00 | 9/7/2010 2:30:45 PM |
| liederhaus | $50.00 | $50.00 | 9/7/2010 2:33:16 PM |
| j2ee | $25.00 | $25.00 | 9/7/2010 2:31:15 PM |
| Ocean713 | $50.00 | $50.00 | 9/7/2010 2:33:39 PM |
| integrity-onator1 | $25.00 | $25.00 | 9/7/2010 2:31:19 PM |
| flexible-integrity7 | $50.00 | $50.00 | 9/7/2010 2:33:52 PM |
| OCLend | $25.00 | $25.00 | 9/7/2010 2:33:46 PM |
| moneyfriend | $50.00 | $50.00 | 9/7/2010 2:34:11 PM |
| djs81 | $25.00 | $25.00 | 9/7/2010 2:34:04 PM |
| successful-wealth7 | $25.00 | $25.00 | 9/7/2010 2:32:03 PM |
| pakrbkr | $25.00 | $25.00 | 9/7/2010 2:34:14 PM |
| jazzlender | $25.00 | $25.00 | 9/7/2010 2:32:09 PM |
| gold-commander0 | $50.00 | $50.00 | 9/7/2010 2:32:13 PM |
| loanfairy | $25.00 | $25.00 | 9/7/2010 2:34:35 PM |
| pinnacle10 | $25.00 | $25.00 | 9/7/2010 2:32:20 PM |
| balance6 | $25.00 | $25.00 | 9/7/2010 2:34:54 PM |
| Mariner3605 | $25.00 | $25.00 | 9/7/2010 2:34:39 PM |
| cebgop | $25.00 | $25.00 | 9/7/2010 2:34:59 PM |
| bayareainv | $100.00 | $100.00 | 9/7/2010 2:35:02 PM |
| afotherg | $50.00 | $50.00 | 9/7/2010 2:32:40 PM |
| investment-network | $25.00 | $25.00 | 9/7/2010 2:32:46 PM |
| Ivan2007 | $50.00 | $50.00 | 9/7/2010 2:32:54 PM |
| Havana21 | $100.00 | $100.00 | 9/7/2010 2:33:13 PM |
| GElender | $50.00 | $50.00 | 9/7/2010 2:33:24 PM |
| Marathoner | $50.00 | $50.00 | 9/7/2010 2:33:41 PM |
| nuclearmoose | $25.00 | $25.00 | 9/7/2010 2:33:55 PM |
| dharma1 | $25.00 | $25.00 | 9/7/2010 2:35:16 PM |
| Zarf | $50.00 | $50.00 | 9/7/2010 2:38:21 PM |
| Ripsaw4U | $50.00 | $50.00 | 9/7/2010 2:38:29 PM |
| fearless-auction7 | $25.00 | $25.00 | 9/7/2010 2:38:53 PM |
| bold-visionary-rate | $25.00 | $25.00 | 9/7/2010 2:38:14 PM |
| Kame | $25.00 | $25.00 | 9/7/2010 2:38:49 PM |
| Namrok | $25.00 | $25.00 | 9/7/2010 2:37:35 PM |
| anakinsolo | $25.00 | $25.00 | 9/7/2010 2:39:58 PM |
| reinforced-reward | $25.00 | $25.00 | 9/7/2010 2:39:04 PM |
| Flatfoot | $25.00 | $25.00 | 9/7/2010 2:39:32 PM |
| jeffc92 | $50.00 | $50.00 | 9/7/2010 2:40:42 PM |
| axl163 | $25.00 | $25.00 | 9/7/2010 2:39:38 PM |
| i3urtonair | $25.00 | $25.00 | 9/7/2010 2:40:48 PM |
| bmcg | $25.00 | $25.00 | 9/7/2010 2:39:22 PM |
| thoughtful-community7 | $25.00 | $25.00 | 9/7/2010 2:40:39 PM |
| morpholog | $25.00 | $25.00 | 9/7/2010 2:39:29 PM |
| Holtavious | $25.00 | $25.00 | 9/7/2010 2:40:46 PM |
| YellowJacket | $25.00 | $25.00 | 9/7/2010 2:39:47 PM |
| latestone | $25.00 | $25.00 | 9/7/2010 2:40:02 PM |
| harty | $50.00 | $50.00 | 9/7/2010 2:40:25 PM |
| Emgolda | $25.00 | $25.00 | 9/7/2010 2:40:52 PM |
| Keebs | $25.00 | $25.00 | 9/7/2010 2:50:07 PM |
| efficient-marketplace | $50.00 | $50.00 | 9/7/2010 2:50:10 PM |
| happyjackbak | $25.00 | $25.00 | 9/7/2010 2:50:33 PM |
| djc314 | $50.00 | $50.00 | 9/7/2010 2:50:53 PM |
| dickiesweetboy | $50.00 | $50.00 | 9/7/2010 2:50:51 PM |
| loan-selector622 | $25.00 | $25.00 | 9/7/2010 2:50:57 PM |
| generous-deal6 | $50.00 | $50.00 | 9/7/2010 2:51:32 PM |
| meenan | $25.00 | $25.00 | 9/7/2010 2:52:05 PM |
| frankdelraza | $25.00 | $25.00 | 9/7/2010 2:52:30 PM |
| syounker | $25.00 | $25.00 | 9/7/2010 2:52:34 PM |
| SDNLR | $25.00 | $25.00 | 9/7/2010 2:52:53 PM |
| Sixmil | $25.00 | $25.00 | 9/7/2010 2:52:56 PM |
| MAJESTIC5 | $50.00 | $50.00 | 9/7/2010 2:53:33 PM |
| majormoves1 | $25.00 | $25.00 | 9/7/2010 2:52:36 PM |
| theemhdoctor | $25.00 | $25.00 | 9/7/2010 2:53:51 PM |
| mistertao | $25.00 | $25.00 | 9/7/2010 2:52:44 PM |
| ChicoBob | $45.41 | $45.41 | 9/7/2010 2:54:09 PM |
| LenderByDay | $25.00 | $25.00 | 9/7/2010 2:53:14 PM |
| BiggestG | $25.00 | $25.00 | 9/7/2010 2:53:09 PM |
| lowrate | $50.00 | $50.00 | 9/7/2010 2:53:16 PM |
| sugarhoof | $25.00 | $25.00 | 9/7/2010 2:53:21 PM |
| kcole10 | $25.00 | $25.00 | 9/7/2010 2:53:35 PM |
| zyztemboy | $25.00 | $25.00 | 9/7/2010 2:53:24 PM |
| sajitk | $25.00 | $25.00 | 9/7/2010 2:53:41 PM |
| johngaltline | $25.00 | $25.00 | 9/7/2010 2:53:43 PM |
| nofreelunch | $25.00 | $25.00 | 9/7/2010 2:54:04 PM |
| MTLoans | $25.00 | $25.00 | 9/7/2010 2:54:13 PM |
| virtualbank | $25.00 | $25.00 | 9/7/2010 2:54:20 PM |
| tolstoy00 | $25.00 | $25.00 | 9/7/2010 2:55:10 PM |
| Tahoeguy | $27.69 | $27.69 | 9/7/2010 2:55:14 PM |
| commerce-voyager | $25.00 | $25.00 | 9/7/2010 2:55:31 PM |
| blissful-note7 | $25.00 | $25.00 | 9/7/2010 2:56:24 PM |
| unrivaled-power | $150.00 | $150.00 | 9/7/2010 2:56:39 PM |
| good_lender | $50.00 | $50.00 | 9/7/2010 2:55:59 PM |
| mizount | $25.00 | $25.00 | 9/7/2010 2:57:06 PM |
| degster | $25.00 | $25.00 | 9/7/2010 2:56:12 PM |
| NumberThree | $25.00 | $25.00 | 9/7/2010 2:56:37 PM |
| Artist_Blue | $25.00 | $25.00 | 9/7/2010 2:57:31 PM |
| Avid_Skier | $50.00 | $50.00 | 9/7/2010 2:56:41 PM |
| useful-currency | $25.00 | $25.00 | 9/7/2010 2:56:32 PM |
| AFairDeal | $25.00 | $25.00 | 9/7/2010 2:56:53 PM |
| winlender | $25.00 | $25.00 | 9/7/2010 2:56:55 PM |
| nostromo | $50.00 | $50.00 | 9/7/2010 2:56:57 PM |
| first-pragmatic-note | $50.00 | $50.00 | 9/7/2010 2:57:00 PM |
| jsw7us | $50.00 | $50.00 | 9/7/2010 2:56:59 PM |
| ingenious-order783 | $25.00 | $25.00 | 9/7/2010 2:57:12 PM |
| looney-toon | $25.00 | $25.00 | 9/7/2010 2:57:08 PM |
| alaco | $25.00 | $25.00 | 9/7/2010 2:57:39 PM |
| LenderIntegrity24 | $50.00 | $50.00 | 9/7/2010 2:58:11 PM |
| Kerrysbay | $50.00 | $50.00 | 9/7/2010 2:58:13 PM |
| efficient-treasure0 | $50.00 | $50.00 | 9/7/2010 2:59:32 PM |
| treasure-bison | $25.00 | $25.00 | 9/7/2010 2:59:48 PM |
| impeccable-funds5 | $50.00 | $50.00 | 9/7/2010 2:59:13 PM |
| lender987654321 | $50.00 | $50.00 | 9/7/2010 2:59:48 PM |
| peerlender | $25.00 | $25.00 | 9/7/2010 2:59:56 PM |
| HunterSix | $25.00 | $7.29 | 9/7/2010 3:01:44 PM |
| community-pipeline8 | $50.00 | $50.00 | 9/7/2010 3:00:58 PM |
| ritwngr | $25.00 | $25.00 | 9/7/2010 3:01:18 PM |
| Philosonie | $25.00 | $25.00 | 9/7/2010 3:01:41 PM |
| wwwUniversal | $25.00 | $25.00 | 9/7/2010 3:34:03 PM |
| Bank_Of_XL | $25.00 | $25.00 | 9/7/2010 5:15:06 PM |
| blot44 | $25.00 | $25.00 | 9/7/2010 7:32:25 PM |
| MonopolyDred | $25.00 | $25.00 | 9/8/2010 7:37:58 AM |
| 6moonbeams | $100.00 | $100.00 | 9/8/2010 11:32:32 AM |
| SkonkeyGongo | $25.00 | $25.00 | 9/8/2010 11:35:45 AM |
| 260 bids
|
Borrower Payment Dependent Notes Series
474608
This series of Notes was issued and sold upon the funding of the borrower loan #44342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.2% |
Auction start date:
| Sep-07-2010 |
| |
Auction end date:
| Sep-08-2010 |
|
|
Starting lender yield:
| 9.80% |
Starting borrower rate/APR:
| 10.80% / 12.92% |
Starting monthly payment:
| $97.93 |
|
Final lender yield:
| 9.80% |
Final borrower rate/APR:
| 10.80% / 12.92% |
Final monthly payment:
| $97.93 |
| |
|
Auction yield range:
| 3.79% - 9.80% |
Estimated loss impact:
| 3.28% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.52% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 720-739 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 1m |
|
Amount delinquent:
| $5,785 |
Total credit lines:
| 9 |
Occupation: | Student - College G... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,152 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| daman994 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 93% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 2
( 7% )
| 700-719
(Feb-2008)
|
|
Principal balance:
| $0.17 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Rebuilding Credit
Purpose of loan:
This loan will be used to pay down some credit cards in order to improve my credit score, as well as add an additional installment loan to my credit history as a strengthening factor.
My financial situation:
I am a good candidate for this loan because I have a consistent source of income, and most importantly I will be using the loan primarily to improve my credit rating.?I am well aware of the implications of good credit these days, so I am doing what is necessary to make it better. This will be my second load received on Prosper (The other has been successfully paid off)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Weaverville | $25.00 | $25.00 | 9/7/2010 2:29:32 PM |
| ray1051 | $25.00 | $25.00 | 9/7/2010 2:35:42 PM |
| kegs | $50.00 | $50.00 | 9/7/2010 2:36:53 PM |
| ippoco | $50.00 | $50.00 | 9/7/2010 2:34:47 PM |
| rescue | $50.00 | $50.00 | 9/7/2010 2:37:47 PM |
| bountiful-durability | $100.00 | $100.00 | 9/7/2010 2:37:52 PM |
| jazzlender | $25.00 | $25.00 | 9/7/2010 2:43:16 PM |
| bid-czar8 | $50.00 | $50.00 | 9/7/2010 2:42:46 PM |
| Fiimg | $50.00 | $50.00 | 9/7/2010 2:44:38 PM |
| schpere | $25.00 | $25.00 | 9/7/2010 2:45:12 PM |
| handshake5 | $25.00 | $25.00 | 9/7/2010 2:45:44 PM |
| important-ore | $50.00 | $50.00 | 9/7/2010 2:45:04 PM |
| mla | $25.00 | $25.00 | 9/7/2010 2:46:57 PM |
| asset-professor | $50.00 | $50.00 | 9/7/2010 2:49:04 PM |
| ichibon | $200.00 | $200.00 | 9/7/2010 2:48:21 PM |
| objective-investor | $100.00 | $100.00 | 9/7/2010 2:47:41 PM |
| credit-scout7 | $50.00 | $50.00 | 9/7/2010 2:51:07 PM |
| helpinghand75 | $50.00 | $50.00 | 9/7/2010 2:58:54 PM |
| Artist_Blue | $25.00 | $25.00 | 9/7/2010 2:57:59 PM |
| Ocean713 | $50.00 | $50.00 | 9/7/2010 3:00:30 PM |
| community-pipeline8 | $50.00 | $50.00 | 9/7/2010 3:00:44 PM |
| j2ee | $25.00 | $25.00 | 9/7/2010 3:01:24 PM |
| neighborly-bid | $25.00 | $25.00 | 9/7/2010 3:04:10 PM |
| finance-magma7 | $100.00 | $100.00 | 9/7/2010 9:22:23 PM |
| balanced-bill7 | $50.00 | $50.00 | 9/7/2010 10:34:30 PM |
| octoberfresh | $25.00 | $25.00 | 9/8/2010 8:47:11 AM |
| worthy-bid8 | $100.00 | $25.00 | 9/8/2010 9:27:39 AM |
| wwwUniversal | $25.00 | $25.00 | 9/8/2010 9:33:29 AM |
| larrybird | $150.00 | $150.00 | 9/7/2010 2:37:05 PM |
| wise-dedicated-power | $25.00 | $25.00 | 9/7/2010 2:37:25 PM |
| simplelender80 | $250.00 | $250.00 | 9/7/2010 2:41:40 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/7/2010 2:41:47 PM |
| loan-wasp | $50.00 | $50.00 | 9/7/2010 2:42:34 PM |
| authentic-liberty7 | $50.00 | $50.00 | 9/7/2010 2:42:56 PM |
| kmr2 | $150.00 | $150.00 | 9/7/2010 2:46:50 PM |
| yukongin | $100.00 | $100.00 | 9/7/2010 2:49:15 PM |
| proper-p2p6 | $50.00 | $50.00 | 9/7/2010 2:48:42 PM |
| efficient-marketplace | $50.00 | $50.00 | 9/7/2010 2:50:28 PM |
| hookUup | $25.00 | $25.00 | 9/7/2010 2:52:25 PM |
| danthemon35 | $25.00 | $25.00 | 9/7/2010 2:55:01 PM |
| helpful-dough | $50.00 | $50.00 | 9/7/2010 2:57:15 PM |
| organized-payment6 | $50.00 | $50.00 | 9/7/2010 3:01:51 PM |
| gain-seagull9 | $50.00 | $50.00 | 9/7/2010 3:05:21 PM |
| enthusiastic-balance5 | $50.00 | $50.00 | 9/7/2010 3:03:48 PM |
| bondhedger | $25.00 | $25.00 | 9/7/2010 3:13:26 PM |
| Cheburashka | $25.00 | $25.00 | 9/7/2010 5:53:34 PM |
| soheagle | $50.00 | $50.00 | 9/7/2010 9:56:53 PM |
| elegant-bonus | $25.00 | $25.00 | 9/7/2010 11:09:36 PM |
| Ducatiman1978 | $25.00 | $25.00 | 9/7/2010 11:35:51 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/8/2010 8:07:23 AM |
| 108lender | $75.00 | $75.00 | 9/8/2010 8:43:59 AM |
| johngotti | $50.00 | $50.00 | 9/8/2010 9:41:37 AM |
| 52 bids
|
Borrower Payment Dependent Notes Series
474766
This series of Notes was issued and sold upon the funding of the borrower loan #44356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-07-2010 |
| |
Auction end date:
| Sep-08-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $123.28 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $123.28 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Aug-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $95 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| melodious-payment9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Emergency-family
Purpose of loan:
This loan will be used to? Emergency - travel Family
My financial situation:
I am a good candidate for this loan because? Income potential will be increasing this year
Monthly net income: $ 6,250
Monthly expenses: $
??Housing: $ 3895
??Insurance: $ 200.00 (paid by spouse)
??Car expenses: $ 615 ( paid by spouse)
??Utilities: $ 200.00 (paid by spouse)
??Phone, cable, internet: $ 100.00 ( paid by spouse)
??Food, entertainment: $ 100.00 ( paid by spouse)
??Clothing, household expenses $ 50
??Credit cards and other loans: $?0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| simplelender80 | $250.00 | $250.00 | 9/7/2010 2:41:17 PM |
| handshake5 | $25.00 | $25.00 | 9/7/2010 2:46:32 PM |
| danthemon35 | $25.00 | $25.00 | 9/7/2010 2:54:22 PM |
| Vreet | $25.00 | $25.00 | 9/7/2010 3:13:52 PM |
| suomynona | $25.00 | $25.00 | 9/7/2010 3:14:27 PM |
| value-microscope | $25.00 | $25.00 | 9/7/2010 3:15:02 PM |
| truth-eclair | $25.00 | $25.00 | 9/7/2010 3:20:55 PM |
| dedicated-diversification5 | $100.00 | $100.00 | 9/7/2010 3:22:58 PM |
| zone8 | $100.00 | $100.00 | 9/7/2010 3:23:45 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 9/7/2010 3:20:58 PM |
| brother_tam | $40.47 | $40.47 | 9/7/2010 3:23:03 PM |
| treasure-bliss | $100.00 | $100.00 | 9/7/2010 3:23:02 PM |
| finance-prescription | $50.00 | $50.00 | 9/7/2010 3:33:32 PM |
| useful-p2ploan | $50.00 | $50.00 | 9/7/2010 4:38:54 PM |
| sensible-order2 | $50.00 | $50.00 | 9/7/2010 5:11:35 PM |
| DadWarbucks | $25.00 | $25.00 | 9/7/2010 5:12:13 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/7/2010 5:42:30 PM |
| elegant-bonus | $25.00 | $25.00 | 9/7/2010 5:53:02 PM |
| MAYBROOK | $44.91 | $44.91 | 9/7/2010 7:43:05 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/7/2010 6:47:31 PM |
| jonn834 | $25.00 | $25.00 | 9/7/2010 10:54:50 PM |
| kkcoolmom | $25.05 | $25.05 | 9/7/2010 11:03:57 PM |
| tkr2 | $25.00 | $25.00 | 9/7/2010 11:20:09 PM |
| dinero-mason | $25.98 | $25.98 | 9/7/2010 11:20:40 PM |
| gettingonyourfeet | $25.00 | $25.00 | 9/7/2010 11:17:12 PM |
| supreme-hope | $25.00 | $25.00 | 9/7/2010 11:20:13 PM |
| birddogsb | $50.00 | $50.00 | 9/8/2010 4:07:26 AM |
| Ocean713 | $50.00 | $50.00 | 9/8/2010 8:58:04 AM |
| rakem777 | $25.00 | $25.00 | 9/8/2010 9:43:02 AM |
| Malkial | $25.00 | $25.00 | 9/8/2010 9:33:51 AM |
| tallmon | $25.00 | $25.00 | 9/8/2010 9:33:57 AM |
| logical-moola4 | $50.00 | $50.00 | 9/8/2010 9:52:51 AM |
| lawyervon | $25.00 | $25.00 | 9/8/2010 9:44:03 AM |
| Rattlehead | $25.00 | $25.00 | 9/8/2010 10:49:22 AM |
| pfh | $25.00 | $8.72 | 9/8/2010 11:16:20 AM |
| Abstract | $25.00 | $25.00 | 9/8/2010 12:02:49 PM |
| EBITDA | $25.00 | $25.00 | 9/7/2010 2:43:22 PM |
| Artist_Blue | $25.00 | $25.00 | 9/7/2010 2:58:03 PM |
| money-bauble | $91.21 | $91.21 | 9/7/2010 3:13:55 PM |
| phillipd48 | $25.00 | $25.00 | 9/7/2010 3:13:56 PM |
| GMOD026 | $25.00 | $25.00 | 9/7/2010 3:15:08 PM |
| balance-handshake7 | $25.00 | $25.00 | 9/7/2010 3:15:37 PM |
| RadCad1 | $50.00 | $50.00 | 9/7/2010 3:20:53 PM |
| kidsskipp | $50.00 | $50.00 | 9/7/2010 3:20:56 PM |
| yeti888 | $50.00 | $50.00 | 9/7/2010 3:22:25 PM |
| loan-tycoon0 | $25.00 | $25.00 | 9/7/2010 3:33:35 PM |
| bountiful-durability | $100.00 | $100.00 | 9/7/2010 5:12:00 PM |
| Bank42 | $50.00 | $50.00 | 9/7/2010 5:10:52 PM |
| beakerfish | $300.00 | $300.00 | 9/7/2010 5:46:54 PM |
| momoney2lend | $25.00 | $25.00 | 9/7/2010 11:06:42 PM |
| Headhunter14 | $25.00 | $25.00 | 9/7/2010 10:53:56 PM |
| Kreditorium | $25.00 | $25.00 | 9/7/2010 11:06:28 PM |
| lloyd_s | $25.00 | $25.00 | 9/7/2010 11:06:45 PM |
| inspiring-reward | $56.50 | $56.50 | 9/7/2010 11:19:44 PM |
| tech310 | $50.00 | $50.00 | 9/7/2010 11:52:40 PM |
| reflective-rupee | $25.00 | $25.00 | 9/8/2010 12:04:49 AM |
| Wellman | $54.05 | $54.05 | 9/8/2010 12:22:11 AM |
| fund-web3 | $25.00 | $25.00 | 9/8/2010 6:07:25 AM |
| seisen | $53.11 | $53.11 | 9/8/2010 8:02:17 AM |
| dschaaf | $25.00 | $25.00 | 9/8/2010 9:33:44 AM |
| upright-asset2 | $25.00 | $25.00 | 9/8/2010 9:34:02 AM |
| studious-listing8 | $50.00 | $50.00 | 9/8/2010 9:32:51 AM |
| EngineersAlliance | $75.00 | $75.00 | 9/8/2010 11:32:15 AM |
| glroark | $50.00 | $50.00 | 9/8/2010 12:43:23 PM |
| point-berserker | $25.00 | $25.00 | 9/8/2010 12:53:41 PM |
| 65 bids
|
Borrower Payment Dependent Notes Series
472997
This series of Notes was issued and sold upon the funding of the borrower loan #44362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Aug-25-2010 |
| |
Auction end date:
| Sep-01-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $102.73 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $102.73 |
| |
|
Auction yield range:
| 10.89% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 740-759 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,503 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| responsibility-funkmaster |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Debt
Purpose of loan:
This loan will be used to pay off medical bills!
My financial situation:
I am a good candidate for this loan because I have two stable jobs and have always pay bills on time.
Monthly net income: $ 50,000
Monthly expenses: $
??Housing: $ 600
??Insurance: $ 100
??Car expenses: $ 400
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| organic-order | $25.00 | $25.00 | 8/25/2010 2:22:41 PM |
| simplelender80 | $100.00 | $100.00 | 8/25/2010 2:27:29 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 8/25/2010 3:48:58 PM |
| Abstract | $25.00 | $25.00 | 8/26/2010 10:15:54 AM |
| personal-lender | $25.00 | $25.00 | 8/26/2010 12:15:58 PM |
| ommcd | $25.00 | $25.00 | 8/26/2010 3:21:17 PM |
| bountiful-durability | $100.00 | $100.00 | 8/28/2010 10:56:14 PM |
| rf7949 | $25.00 | $25.00 | 8/30/2010 11:56:33 AM |
| marketplace-spark | $25.00 | $25.00 | 8/30/2010 11:07:00 PM |
| umfan123 | $25.00 | $25.00 | 8/31/2010 12:07:12 PM |
| dRatedOnly | $25.00 | $25.00 | 8/31/2010 9:36:37 AM |
| ProModelA | $25.00 | $25.00 | 8/31/2010 3:28:02 PM |
| kindness-venture1 | $25.00 | $25.00 | 8/31/2010 4:05:03 PM |
| eboomer2611 | $25.00 | $25.00 | 8/31/2010 3:02:14 PM |
| loss-of-control | $50.00 | $50.00 | 8/31/2010 5:37:11 PM |
| dudebrah | $25.00 | $25.00 | 8/31/2010 5:14:35 PM |
| Kyileo | $25.00 | $25.00 | 8/31/2010 5:49:42 PM |
| attractive-rate | $25.00 | $25.00 | 8/31/2010 6:21:12 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 8/31/2010 7:04:03 PM |
| phaded | $25.00 | $25.00 | 8/31/2010 9:03:02 PM |
| Happyhourcomics | $25.00 | $25.00 | 9/1/2010 9:54:13 AM |
| Ven58 | $25.00 | $25.00 | 9/1/2010 1:26:53 AM |
| Sudoku | $150.00 | $150.00 | 9/1/2010 5:36:32 AM |
| DaiUy | $25.00 | $25.00 | 9/1/2010 6:52:59 AM |
| thankful-nickel2 | $25.00 | $25.00 | 9/1/2010 12:35:50 PM |
| houli123 | $25.00 | $25.00 | 9/1/2010 7:56:19 AM |
| credit-coach118 | $25.00 | $25.00 | 9/1/2010 8:32:52 AM |
| ultimate-peace | $150.00 | $150.00 | 9/1/2010 12:14:41 PM |
| extraordinary-interest1 | $50.00 | $50.00 | 9/1/2010 2:03:42 PM |
| zipemdown | $50.00 | $50.00 | 8/25/2010 2:45:28 PM |
| reflective-rupee | $25.00 | $25.00 | 8/25/2010 2:24:29 PM |
| bid-czar8 | $50.00 | $50.00 | 8/25/2010 2:24:50 PM |
| EBITDA | $25.00 | $25.00 | 8/25/2010 2:25:07 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/25/2010 7:13:04 PM |
| kidsskipp | $50.00 | $50.00 | 8/26/2010 5:21:59 AM |
| reward-adventure | $30.00 | $30.00 | 8/26/2010 10:21:24 AM |
| contract-happiness1 | $25.00 | $25.00 | 8/26/2010 9:38:57 AM |
| blue-useful-auction | $25.00 | $25.00 | 8/26/2010 10:56:11 AM |
| 108lender | $27.84 | $7.00 | 8/28/2010 11:00:43 PM |
| lender08 | $25.00 | $25.00 | 8/28/2010 11:41:34 AM |
| bchen78875 | $25.00 | $25.00 | 8/28/2010 4:11:56 PM |
| hope-eagle6 | $25.00 | $25.00 | 8/28/2010 4:55:38 PM |
| circustab | $50.00 | $50.00 | 8/30/2010 2:33:59 PM |
| tech310 | $50.00 | $50.00 | 8/30/2010 9:00:52 PM |
| cashhelp | $25.00 | $25.00 | 8/31/2010 8:33:12 AM |
| thomas16882004 | $25.00 | $25.00 | 8/31/2010 12:27:55 PM |
| dynrep | $25.00 | $25.00 | 8/31/2010 8:29:42 AM |
| ttnk62918 | $25.00 | $25.00 | 8/31/2010 9:46:15 AM |
| glroark | $50.00 | $50.00 | 8/31/2010 12:34:36 PM |
| WonByOne | $25.00 | $25.00 | 8/31/2010 12:03:26 PM |
| intuitive-bill | $25.00 | $25.00 | 8/31/2010 2:29:32 PM |
| Whipster | $25.00 | $25.00 | 8/31/2010 7:04:26 PM |
| calbertrand | $25.00 | $25.00 | 8/31/2010 4:29:15 PM |
| TravisMcGee | $25.00 | $25.00 | 8/31/2010 5:22:10 PM |
| skillful-asset5 | $25.00 | $25.00 | 8/31/2010 6:04:15 PM |
| back-scratchers | $25.00 | $25.00 | 9/1/2010 7:00:18 AM |
| silver-parsec | $25.00 | $25.00 | 8/31/2010 10:01:54 PM |
| Prairie-MN | $30.00 | $30.00 | 9/1/2010 9:57:46 AM |
| duty-monger | $50.00 | $50.00 | 9/1/2010 4:28:35 AM |
| khamlagirl | $25.00 | $25.00 | 9/1/2010 4:45:57 AM |
| wonder3 | $25.00 | $25.00 | 9/1/2010 6:46:42 AM |
| goodhearted-basis4 | $25.00 | $25.00 | 9/1/2010 7:54:30 AM |
| onecooldrink | $25.00 | $25.00 | 9/1/2010 8:07:56 AM |
| mckhbnpc | $30.00 | $30.00 | 9/1/2010 8:09:46 AM |
| leverage-monger | $125.00 | $125.00 | 9/1/2010 9:13:59 AM |
| Leshan | $50.00 | $50.00 | 9/1/2010 9:36:11 AM |
| realtormoises | $25.00 | $25.00 | 9/1/2010 12:22:50 PM |
| apple757 | $28.00 | $28.00 | 9/1/2010 12:59:02 PM |
| AlexTrep | $25.00 | $25.00 | 9/1/2010 1:23:28 PM |
| FinanceEngine | $25.00 | $25.00 | 9/1/2010 12:38:20 PM |
| 70 bids
|
Borrower Payment Dependent Notes Series
473047
This series of Notes was issued and sold upon the funding of the borrower loan #44358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.8% |
Auction start date:
| Aug-30-2010 |
| |
Auction end date:
| Sep-06-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $100.39 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 22.37% |
Final monthly payment:
| $91.64 |
| |
|
Auction yield range:
| 10.89% - 24.75% |
Estimated loss impact:
| 10.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.78% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 2m |
|
Amount delinquent:
| $2,043 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,798 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| funnyface43 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 66 ( 97% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,101.00 | < 31 days late:
| 2
( 3% )
| 600-619
(Feb-2008)
600-619
(Dec-2007)
620-639
(May-2007)
|
|
Principal balance:
| $616.29 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 68 | | |
Description
Getting out of Debt
Purpose of loan:
This loan will be used to pay of the remainder of my credit cards.
My financial situation:
I am a good candidate for this loan because I have already paid 1 loan off with Prosper and have 6 months left on my second loan with Prosper.
Monthly net income: $ 2873.00
Monthly expenses: $
??Housing: $ 575.00
??Insurance: $?131.00
??Car expenses: $?313.00?
??Utilities: $?80.00
??Phone, cable, internet: $ 60.00
??Food, entertainment: $?50.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 250.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the large delinquency. - Pu239
A:
This is 2 medical bills that were filed by on the wrong insurance carriere due to my place of employment changing insurance carriers. I called the medical establishment twice to give them the information on the new insurance carrier. By the time I found out they still had not filed on the new insurance they told me it was too late to file. I disputed this and have tried to make payment arrangements on this.
(Sep-03-2010)
Q:
Hi,
What's your job? Why did you have 20 delinquencies in your first listing?
Why did you have two late payment to Prosper loans?
Thanks, - p2ploan-sensation211
A:
1) I work as an office manager for local government.
2) The delinquencies in my first listing was due to an uncontrolable life change.
3) I had 2 late payments with prosper due to changing banks because they were on ACH draft.
(Sep-06-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| enthusiastic-balance5 | $50.00 | $50.00 | 8/30/2010 4:28:08 PM |
| MoneyForNothing | $36.68 | $36.68 | 8/31/2010 1:07:50 AM |
| hillerod | $25.00 | $25.00 | 9/2/2010 10:12:07 AM |
| Joshua_E | $25.00 | $25.00 | 9/2/2010 6:51:24 AM |
| transaction-mechanic4 | $50.00 | $50.00 | 9/3/2010 3:36:26 PM |
| taetrade | $25.00 | $25.00 | 9/3/2010 6:17:08 PM |
| Red-Bull-One | $25.00 | $25.00 | 9/3/2010 7:15:50 PM |
| kttalamo | $25.00 | $25.00 | 9/3/2010 7:41:26 PM |
| BankofBeth | $25.00 | $25.00 | 9/4/2010 2:31:10 PM |
| sweety075 | $25.00 | $25.00 | 9/4/2010 3:14:33 PM |
| first-genuine-bid | $67.14 | $67.14 | 9/5/2010 11:18:16 AM |
| outofoffice | $50.00 | $50.00 | 9/5/2010 1:21:34 PM |
| Tizzo27 | $43.67 | $43.67 | 9/5/2010 4:28:37 PM |
| loan-adventurer7 | $25.00 | $25.00 | 9/5/2010 2:24:03 PM |
| credit-missile | $25.00 | $25.00 | 9/5/2010 8:32:27 PM |
| platinum-czar | $388.00 | $388.00 | 9/5/2010 9:15:46 PM |
| rockhound84 | $25.00 | $25.00 | 9/5/2010 11:31:17 PM |
| thisbucksforu | $25.00 | $25.00 | 9/5/2010 8:54:13 PM |
| attractive-fund | $50.00 | $50.00 | 9/6/2010 5:03:55 AM |
| redwraith | $25.00 | $25.00 | 9/6/2010 6:27:04 AM |
| hillerod | $25.00 | $25.00 | 9/5/2010 11:30:32 PM |
| Mikale360 | $25.00 | $25.00 | 9/6/2010 7:59:23 AM |
| benefit-boots | $25.00 | $25.00 | 9/6/2010 9:19:27 AM |
| jcw3rd | $25.00 | $25.00 | 9/6/2010 9:31:22 AM |
| kf88 | $25.00 | $25.00 | 9/6/2010 10:40:56 AM |
| exciting-fairness | $200.00 | $200.00 | 9/6/2010 1:48:40 PM |
| Phatt-Daddy | $250.00 | $207.19 | 9/6/2010 12:31:24 PM |
| bunnybear | $33.54 | $33.54 | 9/6/2010 1:22:43 PM |
| snm2001 | $25.00 | $25.00 | 9/6/2010 2:43:23 PM |
| capital-kingdom | $50.00 | $50.00 | 9/6/2010 3:19:15 PM |
| grampy48 | $50.00 | $50.00 | 9/6/2010 3:06:36 PM |
| SkinnyFish | $25.00 | $25.00 | 9/6/2010 3:12:09 PM |
| green-safe-wampum | $67.17 | $67.17 | 9/6/2010 3:14:15 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 9/6/2010 3:54:45 PM |
| thegreatstrafe | $25.00 | $25.00 | 9/2/2010 4:50:33 PM |
| loanman2007 | $100.00 | $100.00 | 9/3/2010 7:35:13 AM |
| bughead | $25.00 | $25.00 | 9/3/2010 1:03:28 PM |
| Cliffie83 | $74.66 | $74.66 | 9/4/2010 5:55:00 AM |
| maccpro1 | $50.00 | $50.00 | 9/4/2010 10:47:38 PM |
| labyrinth0 | $25.00 | $25.00 | 9/4/2010 9:36:23 PM |
| FinanceEngine | $30.00 | $30.00 | 9/5/2010 9:31:37 AM |
| Free-the-usa-1776 | $46.95 | $46.95 | 9/5/2010 6:30:38 PM |
| credit-missile | $25.00 | $25.00 | 9/5/2010 8:31:59 PM |
| credit-missile | $25.00 | $25.00 | 9/5/2010 8:45:37 PM |
| credit-missile | $25.00 | $25.00 | 9/5/2010 8:33:24 PM |
| brondero | $30.00 | $30.00 | 9/6/2010 7:08:55 AM |
| aztec | $50.00 | $50.00 | 9/6/2010 9:19:24 AM |
| gjm6d | $25.00 | $25.00 | 9/6/2010 8:04:18 AM |
| goodcents | $25.00 | $25.00 | 9/6/2010 10:32:54 AM |
| peregrine | $25.00 | $25.00 | 9/6/2010 2:00:48 PM |
| aquistoyraul | $25.00 | $25.00 | 9/6/2010 3:38:59 PM |
| ghinga | $25.00 | $25.00 | 9/6/2010 3:33:06 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
473235
This series of Notes was issued and sold upon the funding of the borrower loan #44355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,700.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.6% |
Auction start date:
| Aug-30-2010 |
| |
Auction end date:
| Sep-06-2010 |
|
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $84.92 |
|
Final lender yield:
| 6.50% |
Final borrower rate/APR:
| 7.50% / 7.84% |
Final monthly payment:
| $83.99 |
| |
|
Auction yield range:
| 2.89% - 7.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.95% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 860-879 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,974 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| DrXtreme |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
motorcycle parts inventory
Purpose of loan:
This loan will be used to?
Fund production of a new motorcycle accesory that is proprietary and patented.? The R&D has been done, this is for funding the first production run, prototypes have already created some preorders.
My financial situation:
I am a good candidate for this loan because?
My goal is to sell out the first run within 6-12 months to repay the loan.? The shop doing the machine work does not take credit cards, and cash is tight at this moment to front the main component inventory (sub componenents and labor are seperately funded out of pocket).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| swiftsoul | $25.00 | $25.00 | 8/30/2010 4:05:49 PM |
| PBanker | $25.00 | $25.00 | 8/30/2010 4:36:07 PM |
| wwwUniversal | $25.00 | $25.00 | 8/30/2010 7:36:28 PM |
| RandyL3 | $25.00 | $25.00 | 8/30/2010 4:27:39 PM |
| doc1 | $100.00 | $100.00 | 8/31/2010 8:28:25 AM |
| blot44 | $25.00 | $25.00 | 8/30/2010 9:20:07 PM |
| beachfunder | $25.00 | $25.00 | 8/31/2010 9:59:40 AM |
| interstellar | $27.72 | $27.72 | 9/1/2010 12:04:14 AM |
| gavinsp | $25.00 | $25.00 | 9/1/2010 8:38:41 AM |
| kgauss | $25.00 | $25.00 | 9/1/2010 5:52:27 PM |
| iolaire | $25.00 | $25.00 | 9/2/2010 3:27:06 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/2/2010 7:34:57 PM |
| thegreatstrafe | $25.00 | $25.00 | 9/2/2010 4:56:10 PM |
| revenue-locomotive | $31.93 | $31.93 | 9/2/2010 7:47:47 PM |
| wam37 | $25.00 | $25.00 | 9/3/2010 5:26:18 AM |
| Westb | $50.00 | $50.00 | 9/3/2010 7:31:39 AM |
| GoGators01 | $25.00 | $25.00 | 9/3/2010 12:19:03 PM |
| cwegert | $25.00 | $25.00 | 9/3/2010 1:11:07 PM |
| gjm6d | $25.00 | $25.00 | 9/3/2010 7:24:56 PM |
| AustinAmerica | $25.00 | $25.00 | 9/3/2010 9:58:46 PM |
| rce1964 | $25.00 | $25.00 | 9/4/2010 12:49:13 AM |
| blindtaxidriver | $25.00 | $25.00 | 9/4/2010 1:01:57 AM |
| stephen_c01 | $25.00 | $25.00 | 9/4/2010 1:31:36 AM |
| marwadi-62 | $100.00 | $100.00 | 9/4/2010 6:30:49 AM |
| bannybucks | $25.00 | $25.00 | 9/4/2010 3:41:30 PM |
| alvinsl | $25.00 | $25.00 | 9/4/2010 4:07:23 PM |
| AsianDragon | $35.00 | $35.00 | 9/4/2010 7:20:38 PM |
| elevated-finance | $60.00 | $60.00 | 9/4/2010 7:54:12 PM |
| MartiniCognac | $25.00 | $25.00 | 9/4/2010 11:55:34 PM |
| cedar5 | $25.00 | $25.00 | 9/4/2010 10:05:25 PM |
| eastindianprince | $25.00 | $25.00 | 9/4/2010 11:03:05 PM |
| Kelor99 | $25.00 | $25.00 | 9/5/2010 9:58:54 AM |
| rmpedi33 | $100.00 | $100.00 | 9/5/2010 3:04:44 PM |
| Global_Lender | $25.00 | $25.00 | 9/5/2010 2:29:27 PM |
| mmullen2 | $70.00 | $70.00 | 9/5/2010 5:28:04 PM |
| coolgenner | $25.00 | $25.00 | 9/6/2010 4:29:27 AM |
| Lender0307 | $25.00 | $25.00 | 9/5/2010 9:13:55 PM |
| Richlaw | $400.00 | $29.10 | 9/6/2010 7:00:14 AM |
| SpotLending | $50.00 | $50.00 | 9/6/2010 7:12:39 AM |
| Approved | $50.00 | $50.00 | 8/30/2010 4:24:23 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 8/30/2010 4:35:54 PM |
| ralf206 | $50.81 | $50.81 | 8/30/2010 7:22:09 PM |
| RandyL3 | $25.00 | $25.00 | 8/30/2010 5:54:07 PM |
| octoberfresh | $35.00 | $35.00 | 8/31/2010 7:17:09 AM |
| dcap3 | $50.00 | $50.00 | 8/31/2010 10:42:58 AM |
| mmmaacc | $50.00 | $50.00 | 8/31/2010 1:53:08 PM |
| oglie1 | $27.25 | $27.25 | 8/31/2010 10:12:44 PM |
| Knyteguy | $25.00 | $25.00 | 8/31/2010 6:45:43 PM |
| HealthAndSafety | $100.00 | $100.00 | 9/1/2010 2:44:26 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/2/2010 7:34:37 PM |
| wealth-safehouse9 | $25.00 | $25.00 | 9/3/2010 5:47:29 AM |
| dmitriy2 | $25.00 | $25.00 | 9/3/2010 12:11:28 PM |
| ttnk62918 | $25.00 | $25.00 | 9/3/2010 3:13:19 PM |
| happyjackbak | $25.00 | $25.00 | 9/3/2010 3:06:35 PM |
| jn_tiger | $25.00 | $25.00 | 9/3/2010 3:20:17 PM |
| elevated-finance | $38.30 | $38.30 | 9/3/2010 5:38:05 PM |
| mozzarella | $40.00 | $40.00 | 9/3/2010 7:41:11 PM |
| penny-finder | $40.00 | $40.00 | 9/4/2010 12:04:38 AM |
| NYCLAIMSGUY | $25.00 | $25.00 | 9/4/2010 5:47:57 AM |
| ray1051 | $50.00 | $50.00 | 9/4/2010 7:14:00 AM |
| GEOFFS3 | $25.00 | $25.00 | 9/4/2010 9:55:41 AM |
| goldsun | $25.00 | $25.00 | 9/4/2010 10:31:36 AM |
| Dskillz | $30.00 | $30.00 | 9/4/2010 1:09:47 PM |
| otalon | $25.00 | $25.00 | 9/4/2010 1:52:36 PM |
| tsmonaghan | $31.90 | $31.90 | 9/4/2010 3:18:59 PM |
| kleinbrak | $25.00 | $25.00 | 9/4/2010 5:14:50 PM |
| bankojerry | $25.00 | $25.00 | 9/5/2010 4:53:36 AM |
| sprinkler5 | $25.00 | $25.00 | 9/5/2010 10:42:18 AM |
| JLPicard | $27.99 | $27.99 | 9/5/2010 12:36:27 PM |
| Richmp412 | $25.00 | $25.00 | 9/6/2010 6:32:09 AM |
| kf88 | $25.00 | $25.00 | 9/6/2010 10:42:08 AM |
| patriot897 | $50.00 | $50.00 | 9/6/2010 10:01:11 AM |
| trade-elm | $25.00 | $25.00 | 9/6/2010 10:34:38 AM |
| LawyerLoan | $25.00 | $25.00 | 9/6/2010 10:02:29 AM |
| jmainc | $25.00 | $25.00 | 9/6/2010 1:01:28 PM |
| slgilligan | $50.00 | $50.00 | 9/6/2010 1:30:11 PM |
| JohnSmith10 | $25.00 | $25.00 | 9/6/2010 2:06:11 PM |
| StocksMan | $50.00 | $50.00 | 9/6/2010 3:58:24 PM |
| 78 bids
|
Borrower Payment Dependent Notes Series
473475
This series of Notes was issued and sold upon the funding of the borrower loan #44352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Aug-30-2010 |
| |
Auction end date:
| Sep-06-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 33.25% |
Final borrower rate/APR:
| 34.25% / 37.96% |
Final monthly payment:
| $112.03 |
| |
|
Auction yield range:
| 16.89% - 34.00% |
Estimated loss impact:
| 20.26% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 620-639 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 24y 8m |
|
Amount delinquent:
| $1,719 |
Total credit lines:
| 43 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $3,328 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tade02 |
Borrower's state:
| Indiana |
Borrower's group:
| P2P Financial |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 80% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 7
( 20% )
| 540-559
(Dec-2007)
560-579
(Dec-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
2nd divorce, getting caught up
Purpose of loan:
This loan will be used to? Get caught up on bills after my second divorce
My financial situation:
I am a good candidate for this loan because?I make really good money I just need a break to get caught up?
Monthly net income: $ 4000.00
Monthly expenses: $
??Housing: $ 600.00
??Insurance: $ 350.00
??Car expenses: $ 356.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 130.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 500.00
??Other expenses: $ 500.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Is the divorce finalized and do you have any children that you will be paying for? Thanks - diversification-maple1
A:
Divorce was final March 30th I pay 416 for 1 child however the way the court has it set up the ex pays me 605 and I pay her 416
Thanks
(Aug-31-2010)
Q:
Please explain Amount delinquent:
$1,719 and the public records which indicate bankruptcy in the past. - nfx
A:
Account delinquncy was for home which is now caught up as of 8-25-2010
banruptcy was back in 2002 from when I got my first divorce and the judge said that I had to pay all her bills plus mine and still give her 700 a month.
(Sep-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| investment-thinker4 | $25.00 | $25.00 | 8/30/2010 6:11:55 PM |
| diversification-maple1 | $25.00 | $25.00 | 8/31/2010 2:55:09 PM |
| Moe87 | $25.00 | $25.00 | 9/2/2010 4:03:35 AM |
| FarmersBank | $25.00 | $25.00 | 9/2/2010 6:06:38 PM |
| Sudoku | $100.00 | $100.00 | 9/3/2010 12:59:47 AM |
| currency-bumblebee | $25.00 | $25.00 | 9/3/2010 10:15:11 AM |
| mrxtravis | $44.43 | $44.43 | 9/3/2010 11:48:28 AM |
| YoungTaxMan | $25.00 | $25.00 | 9/3/2010 2:29:27 PM |
| marwadi-62 | $200.00 | $200.00 | 9/4/2010 6:28:32 AM |
| twjh | $25.00 | $25.00 | 9/4/2010 6:34:06 AM |
| duty-kung-fu | $31.90 | $31.90 | 9/4/2010 8:33:59 AM |
| Bob450 | $25.00 | $25.00 | 9/4/2010 10:13:01 AM |
| nfx | $25.00 | $25.00 | 9/4/2010 11:47:16 AM |
| snm2001 | $25.00 | $25.00 | 9/4/2010 6:37:01 PM |
| SouthernRemarketing | $27.28 | $27.28 | 9/5/2010 1:58:22 AM |
| Rip128 | $50.00 | $50.00 | 9/5/2010 11:29:07 AM |
| important-bid8 | $25.00 | $25.00 | 9/5/2010 10:51:26 AM |
| Ronnieboy888 | $25.00 | $25.00 | 9/5/2010 2:01:26 PM |
| wirebutterfly | $50.00 | $50.00 | 9/5/2010 3:03:34 PM |
| outofoffice | $50.00 | $50.00 | 9/5/2010 1:22:08 PM |
| MelanieSt | $32.90 | $32.90 | 9/5/2010 4:56:18 PM |
| Toastmaster007 | $25.00 | $25.00 | 9/5/2010 6:20:10 PM |
| five-star-investment1 | $29.56 | $29.56 | 9/5/2010 5:27:01 PM |
| good4loan | $25.00 | $25.00 | 9/5/2010 11:35:47 PM |
| thisbucksforu | $25.00 | $25.00 | 9/6/2010 3:38:35 AM |
| social-zebra | $26.00 | $26.00 | 9/6/2010 11:11:27 AM |
| ComputerCash25 | $37.70 | $37.70 | 9/6/2010 11:41:50 AM |
| wealth-multiplier | $25.00 | $25.00 | 9/6/2010 12:12:55 PM |
| gra82 | $25.00 | $25.00 | 9/6/2010 12:36:52 PM |
| kf88 | $25.00 | $25.00 | 9/6/2010 12:48:49 PM |
| garnetchik | $30.31 | $30.31 | 9/6/2010 2:23:42 PM |
| grampy48 | $50.00 | $50.00 | 9/6/2010 3:09:10 PM |
| payout-bridge | $750.00 | $176.31 | 9/6/2010 3:59:48 PM |
| UCLA4life | $50.00 | $50.00 | 8/30/2010 4:26:19 PM |
| return-grizzly | $100.00 | $100.00 | 9/1/2010 1:48:46 AM |
| enthusiastic-balance5 | $50.00 | $50.00 | 9/1/2010 4:15:54 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/3/2010 10:06:14 AM |
| bobd32 | $25.00 | $25.00 | 9/3/2010 11:46:39 AM |
| Red-Bull-One | $25.00 | $25.00 | 9/3/2010 7:36:43 PM |
| EODLEGS | $25.00 | $25.00 | 9/3/2010 9:12:57 PM |
| icanhasloanz | $100.00 | $100.00 | 9/3/2010 10:31:10 PM |
| AdamsWay | $25.00 | $25.00 | 9/4/2010 12:37:19 AM |
| Land_on_your_feet | $25.00 | $25.00 | 9/4/2010 10:04:07 AM |
| majesty786 | $50.00 | $50.00 | 9/4/2010 9:30:41 PM |
| oceanside | $25.00 | $25.00 | 9/5/2010 3:51:02 AM |
| eboomer2611 | $25.00 | $25.00 | 9/5/2010 11:26:52 AM |
| jjsparks28 | $110.44 | $110.44 | 9/5/2010 3:32:11 PM |
| gothampark | $25.00 | $25.00 | 9/5/2010 1:39:08 PM |
| upbeat-wealth | $25.00 | $25.00 | 9/5/2010 7:21:33 PM |
| Mikale360 | $25.00 | $25.00 | 9/6/2010 8:11:20 AM |
| peso-aggregator | $25.00 | $25.00 | 9/6/2010 12:40:29 PM |
| WonByOne | $25.00 | $25.00 | 9/6/2010 12:45:59 PM |
| boodo | $137.17 | $137.17 | 9/6/2010 1:13:29 PM |
| ultimate-peace | $141.00 | $141.00 | 9/6/2010 1:39:51 PM |
| aquistoyraul | $25.00 | $25.00 | 9/6/2010 3:33:34 PM |
| workinwestern | $25.00 | $25.00 | 9/6/2010 2:59:29 PM |
| 56 bids
|
Borrower Payment Dependent Notes Series
473683
This series of Notes was issued and sold upon the funding of the borrower loan #44353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Aug-30-2010 |
| |
Auction end date:
| Sep-06-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $143.58 |
|
Final lender yield:
| 33.12% |
Final borrower rate/APR:
| 34.12% / 37.82% |
Final monthly payment:
| $143.17 |
| |
|
Auction yield range:
| 13.89% - 33.35% |
Estimated loss impact:
| 15.73% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.39% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1984 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Aug-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,057 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 38 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| openness-orbiter |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off urgent debt
Purpose of loan:
This loan will be used to? pay off urgent pay day loan debts that were made out of hardship due to home repairs for no air conditioning in the Texas 110 heat and a water well that went bad at the same time.? I have paid off about $2,000 in loans myself and need help to?pay off the remainder.? The pay day loan interest is an unbelieveable 300%, so the 34% Prosper loan is still well below?what I am paying.? ?
My financial situation:
I am a good candidate for this loan because? I take my responsibilities seriously and will?pay off?this loan.? I am a stable, go to work every day American.?? During the time of repayment, I will have the following debts:? $1462. Mortgage,? $622.?Car payment,? $200 utilities,?? $120 credit cards, approx $150 gasoline,? $250.? groceries,? $143. Prosper Loan.? This gives me a net debt ratio of 68% and leaves me approx $1400 per month to meet unexpected expenses.? I expect a bonus from my employer in March of $4,000. which would allow me to pay the Prosper loan in full.? I expect a tax refund in March or April that will allow me to pay off all other debts except the house and car.? I am in a cash flow problem and need your help to get me through it.??You will make a good return? and will not lose on this investment.??Thank you?for your help !
Monthly net income: $ 4350.
Monthly expenses: $?
??Housing: $ 1462
??Insurance: $ included
??Car expenses: $ 622
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
and again............ SEE MY PAGE. Thank you. - Tono
A:
Sorry, I had detailed the debts in the description. I have a debt total of $2377 per month with another $600 approx in utilities, groceries, gasoline, etc. for a total of $2977/$3,000. in expenses. My net paycheck is $4350. per month. The debt includes the proposed Prosper loan. By April, 2011, I hope to reduce the debt to approximately $2084 which would be the house and car. Thanks for your help !
(Aug-31-2010)
Q:
Debts = amounts that you have borrowed and will pay back over time (home, car, credit cards, student loans)
Expenses = amounts that you have pay to live - groceries, utilities, etc. - minnesotafinancial
A:
The debts that I will be paying back with this loan are pay day loans. I will still have my other debts - house, car, credits and my expenses of groceries, utilities, etc. In the spring when I have additional funds come in I hope to pay off all of my other debts except for the house and car. Thank you for your help !
(Sep-01-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sfmf | $25.00 | $25.00 | 8/30/2010 4:12:08 PM |
| Tono | $25.00 | $25.00 | 8/30/2010 4:33:43 PM |
| green-rapid-openness | $50.00 | $50.00 | 8/30/2010 6:50:41 PM |
| glroark | $50.00 | $50.00 | 8/31/2010 12:32:45 PM |
| joyful-power9 | $50.00 | $50.00 | 8/31/2010 3:47:18 PM |
| Bob450 | $25.00 | $25.00 | 9/1/2010 9:56:45 AM |
| shrewd-income | $25.00 | $25.00 | 9/2/2010 12:00:45 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/2/2010 7:30:56 PM |
| Sudoku | $150.00 | $150.00 | 9/3/2010 1:03:00 AM |
| aztocas | $25.00 | $25.00 | 9/3/2010 7:18:00 AM |
| HammerSmith | $25.91 | $25.91 | 9/3/2010 9:10:09 AM |
| important-bid8 | $25.00 | $25.00 | 9/3/2010 9:33:56 AM |
| income-rocker2 | $50.00 | $50.00 | 9/3/2010 9:34:41 AM |
| insrq | $36.38 | $36.38 | 9/3/2010 4:15:15 PM |
| unger | $50.00 | $50.00 | 9/3/2010 7:39:40 PM |
| bold-direct-asset | $25.00 | $25.00 | 9/4/2010 2:26:07 AM |
| lostviajero | $25.00 | $25.00 | 9/5/2010 5:46:36 PM |
| Corporal | $25.00 | $25.00 | 9/5/2010 7:52:45 PM |
| Sudoku | $80.00 | $80.00 | 9/6/2010 6:55:37 AM |
| marwadi-62 | $50.00 | $50.00 | 9/6/2010 10:58:22 AM |
| Pu239 | $60.00 | $60.00 | 9/6/2010 10:29:35 AM |
| ComputerCash25 | $25.00 | $25.00 | 9/6/2010 11:45:22 AM |
| social-zebra | $25.00 | $25.00 | 9/6/2010 11:23:13 AM |
| Land_on_your_feet | $25.00 | $25.00 | 8/30/2010 4:29:47 PM |
| green-rapid-openness | $50.00 | $50.00 | 8/30/2010 6:50:12 PM |
| green-rapid-openness | $50.00 | $50.00 | 8/30/2010 6:51:08 PM |
| reflective-rupee | $25.00 | $25.00 | 8/30/2010 8:10:05 PM |
| abnvette | $25.00 | $25.00 | 8/31/2010 9:39:26 AM |
| Tono | $25.00 | $25.00 | 8/31/2010 5:00:52 PM |
| bright-exchange | $25.00 | $25.00 | 8/31/2010 5:30:22 PM |
| SolarMoonshine | $25.00 | $25.00 | 8/31/2010 5:07:27 PM |
| minnesotafinancial | $25.00 | $25.00 | 9/1/2010 6:17:48 AM |
| Kqwik | $27.00 | $27.00 | 9/2/2010 4:54:40 AM |
| scoobiedoo | $50.00 | $50.00 | 9/2/2010 2:25:49 PM |
| testguy | $25.00 | $25.00 | 9/2/2010 3:20:23 PM |
| circle | $100.00 | $100.00 | 9/2/2010 8:02:14 PM |
| lucrative-coin | $50.00 | $50.00 | 9/3/2010 9:14:13 AM |
| rockhound84 | $25.00 | $25.00 | 9/3/2010 2:16:01 PM |
| Red-Bull-One | $25.00 | $25.00 | 9/3/2010 7:20:20 PM |
| shrewd-income | $75.00 | $75.00 | 9/4/2010 7:15:45 AM |
| spiff666 | $25.00 | $25.00 | 9/4/2010 9:22:55 AM |
| responsibility-blanket6 | $25.00 | $25.00 | 9/4/2010 10:40:25 AM |
| JauaFlash | $25.97 | $25.97 | 9/4/2010 11:48:46 AM |
| realtormoises | $25.00 | $25.00 | 9/4/2010 1:17:24 PM |
| BankofBeth | $25.00 | $25.00 | 9/4/2010 2:49:08 PM |
| CMDCO | $50.00 | $50.00 | 9/4/2010 4:06:54 PM |
| diversification-maple1 | $25.00 | $25.00 | 9/5/2010 10:35:24 AM |
| loss-of-control | $25.00 | $25.00 | 9/5/2010 1:39:33 PM |
| wise-benjamins-fortress | $25.00 | $25.00 | 9/5/2010 7:52:35 PM |
| Sudoku | $78.14 | $78.14 | 9/6/2010 6:54:49 AM |
| ddamenace | $25.00 | $25.00 | 9/6/2010 7:30:57 AM |
| nickel-demon2 | $150.00 | $150.00 | 9/6/2010 9:29:49 AM |
| ultimate-peace | $50.00 | $50.00 | 9/6/2010 1:41:53 PM |
| Phatt-Daddy | $50.00 | $50.00 | 9/6/2010 12:38:19 PM |
| gjm6d | $25.00 | $25.00 | 9/6/2010 2:20:22 PM |
| mutual-benefit | $25.00 | $25.00 | 9/6/2010 1:10:53 PM |
| aquistoyraul | $25.00 | $25.00 | 9/6/2010 3:32:38 PM |
| payout-bridge | $2,000.00 | $916.60 | 9/6/2010 4:03:05 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
473733
This series of Notes was issued and sold upon the funding of the borrower loan #44346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.8% |
Auction start date:
| Aug-31-2010 |
| |
Auction end date:
| Sep-07-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $200.79 |
|
Final lender yield:
| 24.75% |
Final borrower rate/APR:
| 25.75% / 29.27% |
Final monthly payment:
| $200.79 |
| |
|
Auction yield range:
| 10.89% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.34% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 600-619 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,653 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| koonce |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 30 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,300.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jul-2009)
640-659
(Apr-2008)
|
|
Principal balance:
| $296.76 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
New clutch and paying credit card
Purpose of loan:
This loan will be used to replace the clutch in my car and pay off a 29% credit card.?
My financial situation:
I am a good candidate for this loan because I have an excellent payment history and will continue to due so. I also have a solid employment history with long term employment of 7 years????
Monthly net income: $ 2400
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| enthusiastic-balance5 | $50.00 | $50.00 | 8/31/2010 2:49:47 PM |
| loyalist1 | $100.00 | $100.00 | 8/31/2010 2:41:40 PM |
| simplelender80 | $100.00 | $100.00 | 8/31/2010 2:47:43 PM |
| MoneyForNothing | $37.26 | $37.26 | 8/31/2010 6:22:46 PM |
| Trakissta | $150.00 | $150.00 | 8/31/2010 7:22:10 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 8/31/2010 10:06:13 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/1/2010 12:11:35 PM |
| rescue | $50.00 | $50.00 | 9/2/2010 3:55:30 PM |
| finance-magma7 | $100.00 | $100.00 | 9/2/2010 9:30:18 PM |
| burrito6 | $25.00 | $25.00 | 9/3/2010 6:34:20 AM |
| kulender | $50.00 | $50.00 | 9/3/2010 3:04:06 PM |
| qtmspin | $50.00 | $50.00 | 9/3/2010 3:04:46 PM |
| mercuriant | $25.00 | $25.00 | 9/3/2010 3:14:10 PM |
| bchen78875 | $25.00 | $25.00 | 9/4/2010 12:35:50 AM |
| red-favorable-basis | $25.00 | $25.00 | 9/4/2010 6:55:41 AM |
| efficient-marketplace | $30.00 | $30.00 | 9/4/2010 10:04:26 AM |
| generous-deal6 | $25.00 | $25.00 | 9/4/2010 10:04:28 AM |
| yield-lion2 | $30.00 | $30.00 | 9/4/2010 11:07:18 AM |
| labyrinth0 | $25.00 | $25.00 | 9/4/2010 9:40:39 PM |
| drcoop | $25.00 | $25.00 | 9/5/2010 8:13:50 AM |
| radforj22 | $25.00 | $25.00 | 9/5/2010 8:14:10 AM |
| mtquan | $25.00 | $25.00 | 9/6/2010 12:37:37 PM |
| bold-attentive-listing | $25.00 | $25.00 | 9/6/2010 1:58:53 PM |
| asiaratt | $50.00 | $50.00 | 9/6/2010 3:23:32 PM |
| new-social-economist | $34.27 | $34.27 | 9/6/2010 3:49:32 PM |
| Raetha | $25.00 | $25.00 | 9/6/2010 4:29:54 PM |
| nuts | $25.00 | $25.00 | 9/6/2010 4:29:01 PM |
| income-pillow | $29.75 | $29.75 | 9/6/2010 4:31:23 PM |
| ChuckieG | $50.00 | $50.00 | 9/6/2010 4:31:32 PM |
| generosity-giraffe0 | $50.00 | $50.00 | 9/6/2010 4:31:44 PM |
| sweetlan | $25.00 | $25.00 | 9/6/2010 4:30:42 PM |
| reward-planetarium | $100.00 | $1.45 | 9/6/2010 4:32:13 PM |
| ElAbel11 | $25.00 | $25.00 | 9/6/2010 4:31:37 PM |
| principal-samaritan2 | $25.00 | $25.00 | 9/6/2010 4:31:46 PM |
| bid-carrier0 | $25.00 | $25.00 | 9/6/2010 4:31:52 PM |
| elevated-investment | $25.00 | $25.00 | 9/6/2010 4:31:57 PM |
| CaboWaboRobo | $25.00 | $25.00 | 9/6/2010 4:28:09 PM |
| Investoman | $50.00 | $50.00 | 9/6/2010 4:32:02 PM |
| famous-hope | $25.00 | $25.00 | 9/6/2010 4:32:08 PM |
| loan_doctor | $25.00 | $25.00 | 9/6/2010 4:30:37 PM |
| lamsabuy | $93.61 | $93.61 | 9/6/2010 4:31:26 PM |
| MO_Investor | $25.00 | $25.00 | 9/6/2010 4:31:36 PM |
| income-excellence1 | $50.00 | $50.00 | 9/6/2010 4:31:45 PM |
| wowlender | $25.00 | $25.00 | 9/6/2010 4:32:10 PM |
| Ponies88 | $25.00 | $25.00 | 9/6/2010 4:38:07 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 9/6/2010 4:42:02 PM |
| cashhelp | $25.00 | $25.00 | 9/6/2010 4:42:19 PM |
| marketplace-spark | $25.00 | $25.00 | 9/6/2010 4:49:18 PM |
| nethosters | $25.00 | $25.00 | 9/6/2010 5:18:25 PM |
| PropertyInvest | $25.00 | $25.00 | 9/6/2010 6:32:22 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 9/6/2010 6:25:21 PM |
| aultraman | $25.00 | $25.00 | 9/6/2010 8:17:17 PM |
| CoolPlexer | $25.00 | $25.00 | 9/6/2010 6:30:49 PM |
| Pu239 | $60.00 | $60.00 | 9/6/2010 10:15:11 PM |
| ustfu | $25.00 | $25.00 | 9/6/2010 10:40:40 PM |
| CA_Lender | $25.00 | $25.00 | 8/31/2010 2:41:27 PM |
| sfmf | $25.00 | $25.00 | 8/31/2010 2:44:53 PM |
| bid-czar8 | $50.00 | $50.00 | 8/31/2010 2:47:14 PM |
| EBITDA | $25.00 | $25.00 | 8/31/2010 2:47:29 PM |
| handshake5 | $25.00 | $25.00 | 8/31/2010 2:50:11 PM |
| investment-thinker4 | $25.00 | $25.00 | 8/31/2010 6:48:29 PM |
| bountiful-durability | $38.53 | $38.53 | 9/1/2010 10:13:52 AM |
| zipemdown | $50.00 | $50.00 | 9/1/2010 11:19:20 AM |
| JustMee | $25.00 | $25.00 | 9/1/2010 12:24:44 PM |
| tech310 | $50.00 | $50.00 | 9/1/2010 2:44:54 PM |
| reward-adventure | $30.00 | $30.00 | 9/1/2010 7:04:32 PM |
| lendstats_com | $177.97 | $177.97 | 9/2/2010 8:39:49 PM |
| fabulous-community4 | $100.00 | $100.00 | 9/2/2010 8:45:09 PM |
| ommcd | $25.00 | $25.00 | 9/3/2010 3:04:51 PM |
| frogperson | $150.00 | $150.00 | 9/3/2010 9:06:11 PM |
| AlexTrep | $25.00 | $25.00 | 9/3/2010 11:42:23 PM |
| christifa | $25.00 | $25.00 | 9/4/2010 12:36:09 AM |
| thedreamer | $50.00 | $50.00 | 9/4/2010 12:49:31 AM |
| danthemon35 | $25.00 | $25.00 | 9/4/2010 1:27:14 AM |
| moola-monger9 | $45.22 | $45.22 | 9/4/2010 6:27:23 AM |
| peace-saber0 | $25.00 | $25.00 | 9/4/2010 12:19:17 PM |
| order-bee1 | $150.00 | $150.00 | 9/4/2010 2:29:37 PM |
| copper | $50.00 | $50.00 | 9/4/2010 7:02:40 PM |
| miked8303 | $25.00 | $25.00 | 9/5/2010 12:53:30 PM |
| lender987654321 | $25.00 | $25.00 | 9/5/2010 6:57:30 PM |
| teller | $25.00 | $25.00 | 9/6/2010 3:50:34 PM |
| Supp0rter | $32.29 | $32.29 | 9/6/2010 4:25:20 PM |
| mnmcarve | $50.00 | $50.00 | 9/6/2010 4:27:57 PM |
| designs626 | $50.00 | $50.00 | 9/6/2010 4:28:30 PM |
| Trevor_C | $25.00 | $25.00 | 9/6/2010 4:28:39 PM |
| admirable-basis1 | $37.50 | $37.50 | 9/6/2010 4:29:40 PM |
| Aberdeen | $400.00 | $400.00 | 9/6/2010 4:30:57 PM |
| kegs | $100.00 | $100.00 | 9/6/2010 4:31:13 PM |
| bconn078 | $25.00 | $25.00 | 9/6/2010 4:25:00 PM |
| StrongMoney | $50.00 | $50.00 | 9/6/2010 4:31:31 PM |
| HamletTower | $25.00 | $25.00 | 9/6/2010 4:29:32 PM |
| peterpossum | $25.00 | $25.00 | 9/6/2010 4:31:35 PM |
| niq4soccer | $25.00 | $25.00 | 9/6/2010 4:31:43 PM |
| seattleite36 | $25.00 | $25.00 | 9/6/2010 4:29:49 PM |
| investisure | $52.15 | $52.15 | 9/6/2010 4:31:48 PM |
| totoro | $25.00 | $25.00 | 9/6/2010 4:29:56 PM |
| sturdy-openness885 | $25.00 | $25.00 | 9/6/2010 4:31:56 PM |
| adir1 | $25.00 | $25.00 | 9/6/2010 4:32:01 PM |
| head | $25.00 | $25.00 | 9/6/2010 4:30:46 PM |
| gizzywump | $25.00 | $25.00 | 9/6/2010 4:30:56 PM |
| Skiph | $25.00 | $25.00 | 9/6/2010 4:31:34 PM |
| mudaholic | $25.00 | $25.00 | 9/6/2010 4:31:39 PM |
| currency-secret-agent | $50.00 | $50.00 | 9/6/2010 4:31:50 PM |
| thrifty-return | $30.00 | $30.00 | 9/6/2010 4:32:11 PM |
| social-conductor4 | $25.00 | $25.00 | 9/6/2010 4:31:11 PM |
| famous-bill | $25.00 | $25.00 | 9/6/2010 4:31:24 PM |
| soulwork | $25.00 | $25.00 | 9/6/2010 4:31:29 PM |
| fair-rate | $25.00 | $25.00 | 9/6/2010 4:31:38 PM |
| maple1 | $25.00 | $25.00 | 9/6/2010 4:31:54 PM |
| gelidfrank | $25.00 | $25.00 | 9/6/2010 4:31:59 PM |
| the-silver-blaster | $35.00 | $35.00 | 9/6/2010 4:32:03 PM |
| firewomin | $50.00 | $50.00 | 9/6/2010 4:32:12 PM |
| umfan123 | $25.00 | $25.00 | 9/6/2010 4:41:29 PM |
| aganippe | $25.00 | $25.00 | 9/6/2010 5:04:21 PM |
| intelligent-platinum1 | $25.00 | $25.00 | 9/6/2010 6:10:53 PM |
| Bob450 | $30.00 | $30.00 | 9/6/2010 7:35:27 PM |
| highyield | $25.00 | $25.00 | 9/6/2010 8:17:18 PM |
| thankful-nickel2 | $25.00 | $25.00 | 9/6/2010 8:42:00 PM |
| 118 bids
|
Borrower Payment Dependent Notes Series
473781
This series of Notes was issued and sold upon the funding of the borrower loan #44368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Aug-31-2010 |
| |
Auction end date:
| Sep-07-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 16.89% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 740-759 (Aug-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,869 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| well-rounded-fund0 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay most of one my credit cards off
My financial situation:
I am a good candidate for this loan because, I never miss a payment.?
Monthly net income: $ 4000
Monthly expenses: $ 3000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Where does your extra $1000 per month above your expenses go? - RecoveryLender
A:
The extra $1000 will go towards paying down my credit cards as $2000 will help, but it is not enough to pay my credit cards off.
(Sep-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| simplelender80 | $100.00 | $100.00 | 8/31/2010 2:45:54 PM |
| 108lender | $25.00 | $25.00 | 9/1/2010 5:18:56 AM |
| SeeksValue | $25.00 | $25.00 | 9/1/2010 10:56:40 AM |
| AlexTrep | $25.00 | $25.00 | 9/5/2010 8:14:17 AM |
| adaptable-capital | $199.40 | $199.40 | 9/6/2010 1:03:18 PM |
| tjone69 | $25.00 | $25.00 | 9/6/2010 4:31:19 PM |
| KiwiElf | $25.00 | $25.00 | 9/6/2010 4:32:49 PM |
| moneygeek | $25.00 | $25.00 | 9/6/2010 4:42:04 PM |
| orange-dollar-guild | $25.00 | $25.00 | 9/6/2010 4:41:46 PM |
| mtquan | $25.00 | $25.00 | 9/6/2010 4:41:41 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 9/6/2010 4:41:55 PM |
| zone8 | $50.00 | $50.00 | 9/6/2010 4:48:14 PM |
| LittleHelp | $25.00 | $25.00 | 9/6/2010 6:42:36 PM |
| nilonc1 | $25.00 | $25.00 | 9/6/2010 10:01:00 PM |
| zone6 | $100.00 | $38.38 | 9/6/2010 10:23:17 PM |
| larryboy10 | $25.00 | $25.00 | 9/6/2010 8:07:38 PM |
| friendinmoney | $25.00 | $25.00 | 9/7/2010 8:44:24 AM |
| penny-sergeant | $25.00 | $25.00 | 9/7/2010 11:12:43 AM |
| Bob450 | $25.00 | $25.00 | 9/7/2010 2:16:43 PM |
| Zipcut | $25.00 | $25.00 | 9/7/2010 2:25:52 PM |
| LKCGICG | $25.00 | $25.00 | 9/7/2010 1:16:08 PM |
| shrewd-income | $100.00 | $100.00 | 9/7/2010 1:47:16 PM |
| good4loan | $25.00 | $25.00 | 9/7/2010 2:29:47 PM |
| dynrep | $50.00 | $50.00 | 8/31/2010 2:44:27 PM |
| SeeksValue | $25.00 | $25.00 | 8/31/2010 4:26:25 PM |
| marketplace-buckeye | $50.00 | $50.00 | 9/1/2010 12:19:04 PM |
| Artist_Blue | $25.00 | $25.00 | 9/2/2010 6:16:01 AM |
| loan-kung-fu | $25.00 | $25.00 | 9/4/2010 1:34:44 AM |
| FinDoc | $25.00 | $25.00 | 9/4/2010 3:22:13 PM |
| well-mannered-income3 | $25.00 | $25.00 | 9/6/2010 9:48:15 AM |
| SolarMoonshine | $25.00 | $25.00 | 9/6/2010 4:02:21 PM |
| agiovasil | $25.00 | $25.00 | 9/6/2010 4:03:35 PM |
| greenwell | $50.00 | $50.00 | 9/6/2010 4:33:55 PM |
| familyman2008 | $25.00 | $25.00 | 9/6/2010 4:39:06 PM |
| IIP77 | $25.00 | $25.00 | 9/6/2010 4:43:30 PM |
| kulender | $100.00 | $100.00 | 9/6/2010 4:46:17 PM |
| supreme-hope | $25.00 | $25.00 | 9/6/2010 4:47:59 PM |
| JustMee | $25.00 | $25.00 | 9/6/2010 5:19:02 PM |
| back-scratchers | $25.00 | $25.00 | 9/7/2010 12:03:36 AM |
| RyanM561 | $25.00 | $25.00 | 9/7/2010 7:59:58 AM |
| mrxtravis | $50.00 | $50.00 | 9/7/2010 8:43:58 AM |
| Land_on_your_feet | $25.00 | $25.00 | 9/7/2010 11:07:58 AM |
| reflective-rupee | $28.14 | $28.14 | 9/7/2010 12:38:51 PM |
| first-dinero-igloo | $27.50 | $27.50 | 9/7/2010 2:04:17 PM |
| Zipcut | $25.00 | $25.00 | 9/7/2010 2:24:39 PM |
| Sudoku | $150.00 | $150.00 | 9/7/2010 2:26:20 PM |
| ultimate-peace | $141.00 | $141.00 | 9/7/2010 1:39:23 PM |
| reflective-rupee | $40.58 | $40.58 | 9/7/2010 2:02:55 PM |
| 48 bids
|
Borrower Payment Dependent Notes Series
473999
This series of Notes was issued and sold upon the funding of the borrower loan #44359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Sep-02-2010 |
| |
Auction end date:
| Sep-09-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 23.00% |
Final borrower rate/APR:
| 24.00% / 27.48% |
Final monthly payment:
| $117.70 |
| |
|
Auction yield range:
| 16.89% - 34.00% |
Estimated loss impact:
| 19.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 3.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 620-639 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,968 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| GREENBIZ |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,400.00 | < 31 days late:
| 0
( 0% )
| 560-579
(Jun-2006)
580-599
(May-2006)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Seeking second loan from prosper
Purpose of loanThis loan will be used to bridge a cash crunch due to
unexpected taxes with my S corporation.
My financial situation: I do not have living expenses ( food, rent, etc.) as these are paid for through a family trust. I
am a good candidate for this loan because I paid my last loan to prosper off
after 36 months without a hitch. I have a perfect payment record for every
single account I have. I am fanatical about never being late for any reason. My
credit score is being affected by Bank of America due to an error and should be
100+ points higher. I have never missed a payment on any account in over 10
years. I am taking a chance on this high interest and hoping to be bid down by
a good percentage.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, you make over $50,000 per year. What do you use this money for? Thanks. - interest88
A:
Other than paying my bills everything I make goes into business ventures. I currently own an organic wine distributorship and am starting a catering business. I found out recently that despite the fact i didn't receive profits on my organic wine company ( an s corp) that were used to pay off some commercial loans that they were still considered profit of which I now owe taxes on out of pocket.
(Sep-05-2010)
Q:
An S Corp (1120S) does not pay any taxes you personally do on your own income tax return (1040) from the profits of the S Corp. The wine business (1120S) obviously made money then, so why were the taxes not paid? - jpblan11
A:
The wine company made a profit yet I didn?t get any of it. It was used to pay off a company loan. I am now obligated to pay taxes out of my own pocket according to my percentage of ownership. I didn?t know I was personally responsible until the accountant sent us a statement to that fact. I figured the company paid the taxes and that was my mistake. We are five years old and this was the first year we have made a profit.
(Sep-06-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $100.00 | $100.00 | 9/2/2010 2:50:08 PM |
| Moe87 | $25.00 | $25.00 | 9/4/2010 6:09:39 AM |
| transaction-mechanic4 | $25.00 | $25.00 | 9/7/2010 1:49:47 PM |
| Moe87 | $25.00 | $25.00 | 9/7/2010 6:00:46 PM |
| atomantic | $50.00 | $50.00 | 9/8/2010 8:39:45 AM |
| minnesotafinancial | $25.00 | $25.00 | 9/8/2010 8:22:18 AM |
| CashCow-Moooo-la | $25.00 | $25.00 | 9/8/2010 3:45:28 PM |
| bst | $31.46 | $31.46 | 9/8/2010 4:14:55 PM |
| bullish2bearish | $30.15 | $30.15 | 9/8/2010 5:37:19 PM |
| snm2001 | $25.00 | $25.00 | 9/8/2010 6:34:06 PM |
| farchoir | $25.00 | $25.00 | 9/8/2010 6:26:35 PM |
| attractive-rate | $25.00 | $25.00 | 9/8/2010 7:33:32 PM |
| credit-missile | $25.00 | $25.00 | 9/9/2010 12:39:07 AM |
| golffish2 | $100.00 | $100.00 | 9/9/2010 4:19:01 AM |
| portfolio-turbine | $25.00 | $25.00 | 9/9/2010 5:00:35 AM |
| crw1950 | $25.00 | $25.00 | 9/9/2010 4:57:47 AM |
| sgvending | $69.56 | $69.56 | 9/9/2010 5:05:40 AM |
| corporatejim | $28.23 | $28.23 | 9/9/2010 5:18:04 AM |
| niq4soccer | $25.00 | $25.00 | 9/9/2010 6:21:18 AM |
| Littlepeng | $25.00 | $25.00 | 9/9/2010 6:36:17 AM |
| lucrative-coin | $50.00 | $50.00 | 9/9/2010 7:08:08 AM |
| red-favorable-basis | $25.00 | $25.00 | 9/9/2010 7:21:06 AM |
| ldr2000 | $50.00 | $50.00 | 9/9/2010 7:16:38 AM |
| benefit-boots | $25.00 | $25.00 | 9/9/2010 7:35:42 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/9/2010 7:52:30 AM |
| interloode | $29.28 | $29.28 | 9/9/2010 7:40:22 AM |
| neorunner | $25.00 | $25.00 | 9/9/2010 8:21:57 AM |
| Champ3295 | $25.00 | $25.00 | 9/9/2010 9:29:01 AM |
| Leshan | $166.65 | $166.65 | 9/9/2010 9:30:21 AM |
| FinanceEngine | $30.00 | $30.00 | 9/9/2010 9:41:20 AM |
| businessguy29 | $25.00 | $25.00 | 9/9/2010 10:01:32 AM |
| WonByOne | $25.00 | $25.00 | 9/9/2010 10:17:28 AM |
| credit-missile | $25.00 | $25.00 | 9/9/2010 10:31:04 AM |
| good4loan | $25.00 | $25.00 | 9/3/2010 10:49:33 PM |
| good4loan | $25.00 | $25.00 | 9/3/2010 10:52:46 PM |
| Aberdeen | $400.00 | $400.00 | 9/4/2010 12:05:02 AM |
| JerryB96 | $25.00 | $25.00 | 9/6/2010 3:51:25 PM |
| CoolPlexer | $25.00 | $25.00 | 9/6/2010 6:32:09 PM |
| golffish2 | $100.00 | $100.00 | 9/7/2010 9:17:03 AM |
| LittleMingo | $25.00 | $25.00 | 9/7/2010 1:16:31 PM |
| wlm3012 | $25.00 | $25.00 | 9/7/2010 6:24:54 PM |
| nashibaksi | $25.00 | $25.00 | 9/7/2010 7:14:48 PM |
| onecooldrink | $25.00 | $25.00 | 9/7/2010 10:37:35 PM |
| dunrizzo | $36.16 | $36.16 | 9/8/2010 9:42:44 AM |
| Astyanax | $40.00 | $40.00 | 9/8/2010 12:12:02 PM |
| vette_311 | $70.38 | $70.38 | 9/8/2010 4:40:29 PM |
| sweety075 | $25.00 | $25.00 | 9/8/2010 5:46:09 PM |
| Bocephus1959 | $50.00 | $50.00 | 9/8/2010 6:07:14 PM |
| california5andime | $25.00 | $25.00 | 9/8/2010 6:57:30 PM |
| Feyenoord | $25.00 | $25.00 | 9/8/2010 7:46:12 PM |
| lendstats_com | $200.00 | $200.00 | 9/8/2010 9:08:57 PM |
| thisbucksforu | $25.00 | $25.00 | 9/9/2010 2:39:58 AM |
| mreggz | $75.00 | $75.00 | 9/9/2010 3:55:12 AM |
| daveinthecity | $25.00 | $25.00 | 9/9/2010 5:30:42 AM |
| zxr | $25.00 | $25.00 | 9/9/2010 6:49:46 AM |
| doopers | $25.00 | $25.00 | 9/9/2010 7:08:48 AM |
| JJ-Loans | $50.00 | $50.00 | 9/9/2010 7:12:40 AM |
| autonomous-power | $40.00 | $40.00 | 9/9/2010 7:24:46 AM |
| head | $25.00 | $25.00 | 9/9/2010 7:38:38 AM |
| Phatt-Daddy | $100.00 | $100.00 | 9/9/2010 7:40:23 AM |
| penny-sergeant | $25.00 | $20.22 | 9/9/2010 7:48:34 AM |
| 1Hockeyfan33 | $32.91 | $32.91 | 9/9/2010 8:14:56 AM |
| bughead | $25.00 | $25.00 | 9/9/2010 9:14:42 AM |
| credit-missile | $25.00 | $25.00 | 9/9/2010 10:18:26 AM |
| 64 bids
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