Sales Report:Supplement No. 15 dated Aug 18, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 459305
This series of Notes was issued and sold upon the funding of the borrower loan #44003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Aug-06-2010 
  Auction end date:  Aug-13-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $314.52
Final lender yield: 7.25% Final borrower rate/APR: 8.25% / 8.59% Final monthly payment: $314.52
 
Auction yield range: 2.89% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1996 Debt/Income ratio: 8%
Credit score: 740-759 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 20 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,548Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: No  
Screen name: historic-nickel Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying an engagement ring
Purpose of loan:
I will use this loan to purchase an engagement ring for my girlfriend (soon to be fiance?I hope)?of five years

My financial situation:
I am a CPA at a Big 4 accounting firm, where I was recently promoted to Senior Manager. The promotion comes with a 20% raise (effective Oct10), which is not reflected in my financial information in this listing. I also have $20,000 in a trading account, which I could use to buy the ring but would rather not for tax reasons (pretty healthy short-term gains).

Monthly income/ expense

Salary (after tax)??????????? $5,400

Rent???????????????????????????? ? 1,500
Dining/groceries?????????????????500
Student loans????????????????????300
Utilities??????????????????????????????100
Insurance???????????????????????????125
Misc??????????????????????????????????500

Available for savings????$2,375
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
wormdc$25.00$25.008/6/2010 1:58:42 PM
meenan$25.00$25.008/6/2010 1:59:31 PM
Picopie$50.00$50.008/6/2010 1:59:52 PM
cash-sensai2$25.00$25.008/6/2010 2:00:21 PM
ray1051$75.00$75.008/6/2010 2:00:22 PM
authoritative-capital$25.00$25.008/6/2010 2:00:59 PM
majestic-dedication$50.00$50.008/6/2010 2:02:03 PM
generous-deal6$25.00$25.008/6/2010 2:02:11 PM
kyomoon$50.00$50.008/6/2010 2:02:14 PM
newest-generosity-saga$25.00$25.008/6/2010 2:02:19 PM
moola-wildebeest3$50.00$50.008/6/2010 2:02:27 PM
gold-commander0$50.00$50.008/6/2010 2:02:24 PM
kulender$25.00$25.008/6/2010 2:02:30 PM
sensible-gain884$50.00$50.008/6/2010 2:02:28 PM
RussianPrincess$100.00$100.008/6/2010 2:02:31 PM
kenji4861$25.00$25.008/6/2010 2:02:46 PM
MoneyU4IA$50.00$50.008/6/2010 2:02:35 PM
OCLend$25.00$25.008/6/2010 2:02:50 PM
simplelender80$250.00$250.008/6/2010 2:02:39 PM
Mantis75$25.00$25.008/6/2010 2:03:02 PM
kegs$100.00$100.008/6/2010 2:03:02 PM
VBAces$75.00$75.008/6/2010 2:03:31 PM
Hogpilot$50.00$50.008/6/2010 2:03:35 PM
the-productive-agreement$25.00$25.008/6/2010 2:03:49 PM
delicious-social132$40.00$40.008/6/2010 2:03:58 PM
orgy63$40.00$40.008/6/2010 1:59:39 PM
Artist_Blue$25.00$25.008/6/2010 1:59:43 PM
windfall46$25.00$25.008/6/2010 2:00:34 PM
community-pipeline8$50.00$50.008/6/2010 2:01:08 PM
schpere$25.00$25.008/6/2010 2:01:12 PM
ingenious-order783$25.00$25.008/6/2010 2:01:34 PM
jbaum$80.00$80.008/6/2010 2:02:06 PM
lagnisiruk$25.00$25.008/6/2010 2:02:09 PM
RockCrown$25.00$25.008/6/2010 2:02:16 PM
malicea$50.00$50.008/6/2010 2:02:22 PM
jstnow$25.00$25.008/6/2010 2:06:45 PM
fcb202$50.00$50.008/6/2010 2:02:51 PM
cablenews$50.00$50.008/6/2010 2:07:16 PM
ksmith08$50.00$50.008/6/2010 2:03:06 PM
bayareainv$38.96$38.968/6/2010 2:07:22 PM
MrDavid$50.00$50.008/6/2010 2:03:19 PM
gain-seagull9$25.00$25.008/6/2010 2:07:34 PM
jeffaa$50.00$50.008/6/2010 2:07:46 PM
Skramar$25.00$25.008/6/2010 2:03:37 PM
joshua18$25.00$25.008/6/2010 2:03:41 PM
RandyL3$25.00$25.008/6/2010 2:07:50 PM
inspired-contract9$75.00$75.008/6/2010 2:03:52 PM
tekkie2412$50.00$50.008/6/2010 2:03:59 PM
acropiloterau2002$25.00$25.008/6/2010 2:08:38 PM
reinforced-reward$25.00$25.008/6/2010 2:08:57 PM
sensible-trade$100.00$100.008/6/2010 2:09:01 PM
speyer$50.00$50.008/6/2010 2:23:03 PM
Ivan2007$50.00$50.008/6/2010 2:07:04 PM
larrybird$100.00$100.008/6/2010 2:08:07 PM
alaco$50.00$50.008/6/2010 2:08:23 PM
mtp$50.00$50.008/6/2010 3:19:02 PM
wise-silver-wonder$25.00$25.008/6/2010 3:19:30 PM
stoopidnoodle$25.00$25.008/6/2010 4:42:43 PM
payment-gusto$25.00$25.008/6/2010 5:07:36 PM
greenwell$26.13$26.138/6/2010 8:53:25 PM
dcap3$100.00$100.008/6/2010 4:38:21 PM
thedoctor$71.08$71.088/6/2010 9:13:46 PM
currency-persimmon$25.00$25.008/6/2010 5:18:20 PM
Jassi$25.00$25.008/6/2010 10:07:12 PM
Havana21$75.00$75.008/6/2010 10:08:49 PM
djh47a$25.00$25.008/6/2010 10:14:17 PM
hopethisworks$100.00$100.008/6/2010 10:52:54 PM
Jarod213$25.00$25.008/7/2010 5:39:42 AM
Cheburashka$30.00$30.008/6/2010 9:32:40 PM
skuba$50.00$50.008/7/2010 5:57:41 AM
alpinaut$50.00$50.008/7/2010 5:57:48 AM
julijask$25.00$25.008/6/2010 9:55:23 PM
Eagledrop$25.00$25.008/7/2010 6:38:49 AM
SARMAR$50.00$50.008/7/2010 8:08:11 AM
IIP77$25.00$25.008/7/2010 9:27:58 AM
tomspc$25.00$25.008/7/2010 6:22:49 AM
bmcg$25.00$25.008/7/2010 4:22:29 PM
compassion-burrito$25.00$25.008/7/2010 6:12:42 PM
Phantom99$25.00$25.008/7/2010 12:47:30 PM
Merganser$50.00$50.008/7/2010 1:32:32 PM
E_G$50.00$50.008/7/2010 9:18:34 PM
CPAMAN$25.00$25.008/8/2010 6:18:02 AM
gWellington$41.12$41.128/8/2010 6:38:52 AM
The_Secret$25.00$25.008/8/2010 7:37:33 AM
Cai8899$28.54$28.548/7/2010 11:02:42 PM
engaging-worth$25.00$25.008/8/2010 2:42:52 PM
bigbucksfunding$36.94$36.948/8/2010 11:58:41 AM
dharma1$25.00$25.008/8/2010 3:17:30 PM
KDW08$25.00$25.008/8/2010 6:43:00 AM
PowerCouple$30.00$30.008/9/2010 6:40:08 AM
kaykarun$35.11$35.118/9/2010 7:03:10 AM
KiwiElf$27.88$27.888/9/2010 7:32:44 AM
tech310$50.00$50.008/8/2010 9:34:00 PM
thestartuplender$50.00$50.008/9/2010 8:36:35 AM
important-ore$50.00$50.008/9/2010 8:37:07 AM
trade-pragmatist$25.00$25.008/9/2010 8:37:38 AM
majormoves1$25.00$25.008/9/2010 8:39:01 AM
economy-balance$25.00$25.008/9/2010 8:38:33 AM
InvestorPartners$25.00$25.008/9/2010 8:38:47 AM
Ariesian1$50.00$50.008/9/2010 8:42:51 AM
the-transaction-stronghold$50.00$50.008/9/2010 10:57:45 AM
SoCalRancher$25.00$25.008/9/2010 8:39:25 AM
funfamilyX4$25.00$25.008/9/2010 8:39:40 AM
Kerrysbay$50.00$50.008/9/2010 8:40:17 AM
Divest$29.94$29.948/9/2010 11:49:37 AM
kevinchu$25.00$25.008/9/2010 12:42:33 PM
jsmith1450$51.09$51.098/9/2010 11:45:10 AM
aue513$25.58$25.588/9/2010 1:07:57 PM
a-special-power$25.00$25.008/9/2010 1:53:54 PM
GElender$50.00$39.068/9/2010 3:37:34 PM
grantjt442$50.00$50.008/9/2010 10:46:15 PM
circustab$50.00$50.008/10/2010 8:19:25 AM
intuitive-bill$25.00$25.008/10/2010 11:23:54 AM
missmoneypenny48$25.00$25.008/10/2010 6:49:30 PM
tsmonaghan$30.00$30.008/10/2010 7:05:25 PM
outofoffice$50.00$50.008/11/2010 9:44:53 AM
ethicalhumanist$25.00$25.008/11/2010 12:23:51 PM
Patrician$25.00$25.008/11/2010 12:38:05 PM
abnvette$25.00$25.008/11/2010 3:47:51 PM
Frugal$25.00$25.008/11/2010 9:09:54 PM
PalmerTheEmbalmer$32.00$32.008/11/2010 11:24:13 PM
c03rc3$25.00$25.008/12/2010 12:52:40 PM
haryassman$25.00$25.008/12/2010 3:08:00 PM
historyman$25.00$25.008/12/2010 6:11:19 PM
Lancasterdust$50.00$50.008/12/2010 4:20:31 PM
bughead$25.00$25.008/12/2010 6:01:51 PM
RadarLuv$25.00$25.008/13/2010 4:08:12 AM
Loves-Corvairs$50.00$50.008/12/2010 8:52:53 PM
unafraid-loan5$25.00$25.008/13/2010 5:31:33 AM
Allichar$164.39$164.398/13/2010 8:46:32 AM
trunderw$25.00$25.008/13/2010 5:47:38 AM
West_End_Local$25.00$25.008/13/2010 6:37:53 AM
trustworthy-finance6$100.00$100.008/13/2010 7:21:19 AM
justinology$54.67$54.678/13/2010 1:01:23 PM
nanaof7$25.00$25.008/13/2010 9:47:58 AM
GermanKid$50.00$50.008/13/2010 11:00:08 AM
StocksMan$50.00$50.008/13/2010 1:54:30 PM
paddatjie$25.00$25.008/6/2010 1:59:17 PM
Weaverville$25.00$25.008/6/2010 1:59:23 PM
DukSerduk$25.00$25.008/6/2010 1:59:41 PM
dontscrewmeover1$25.00$25.008/6/2010 2:00:27 PM
freesia54$50.00$50.008/6/2010 2:01:57 PM
afotherg$40.00$40.008/6/2010 2:02:01 PM
trident9$50.00$50.008/6/2010 2:02:05 PM
AF-Chief$32.00$32.008/6/2010 2:02:05 PM
ThomasC$25.00$25.008/6/2010 2:02:18 PM
puifais$50.00$50.008/6/2010 2:02:20 PM
successful-euro$50.00$50.008/6/2010 2:02:36 PM
investment-network$50.00$50.008/6/2010 2:03:18 PM
mrbanker$100.00$100.008/6/2010 2:03:25 PM
moneyfriend$50.00$50.008/6/2010 2:03:29 PM
Rivervale_Westwood$25.00$25.008/6/2010 2:03:32 PM
platinum-genetics$25.00$25.008/6/2010 2:03:44 PM
Goodlender42$25.00$25.008/6/2010 2:03:45 PM
diplomatic-wealth7$100.00$100.008/6/2010 2:03:55 PM
klinebarger$25.00$25.008/6/2010 2:04:22 PM
top-sensible-yield$50.00$50.008/6/2010 1:59:37 PM
innocent-income4$25.00$25.008/6/2010 2:01:58 PM
personal-lender$25.00$25.008/6/2010 2:02:55 PM
market-socrates4$50.00$50.008/6/2010 2:07:12 PM
eyal0$25.00$25.008/6/2010 2:03:21 PM
CleeClee$50.00$50.008/6/2010 2:03:26 PM
mohican21$50.00$50.008/6/2010 2:07:53 PM
SpectrumCen$25.00$25.008/6/2010 2:08:01 PM
buckyhead2000$25.00$25.008/6/2010 2:04:01 PM
sandeepPR$25.00$25.008/6/2010 2:04:04 PM
credit-vinyl$25.00$25.008/6/2010 2:08:19 PM
dr-dollar$25.00$25.008/6/2010 2:04:17 PM
ncbobcat50$25.00$25.008/6/2010 2:08:36 PM
Tenfutta$25.00$25.008/6/2010 2:08:46 PM
helpishere777$25.00$25.008/6/2010 2:09:06 PM
fund-baker9$31.63$31.638/6/2010 2:47:33 PM
CaptainBlueberry$25.00$25.008/6/2010 2:06:24 PM
medman$50.00$50.008/6/2010 2:06:48 PM
jcttjg$50.00$50.008/6/2010 2:07:03 PM
bountiful-durability$100.00$100.008/6/2010 2:08:04 PM
dollardave$100.00$100.008/6/2010 3:18:10 PM
mvpvapi$50.00$50.008/6/2010 2:08:42 PM
newgroom422$25.00$25.008/6/2010 3:18:40 PM
benjamins-voyage$25.00$25.008/6/2010 3:14:03 PM
djs81$25.00$25.008/6/2010 4:38:27 PM
Attract$25.00$25.008/6/2010 6:12:39 PM
blot44$25.00$25.008/6/2010 6:42:45 PM
Passionate_Nurse$50.00$50.008/6/2010 8:58:50 PM
myduck$50.00$50.008/6/2010 6:27:33 PM
flwah$25.00$25.008/6/2010 9:55:34 PM
lloyd_s$25.00$25.008/6/2010 9:55:41 PM
skidroe33$85.00$85.008/6/2010 10:18:51 PM
listing-builder$50.00$50.008/6/2010 8:06:50 PM
mlopez2007$25.00$25.008/7/2010 3:17:36 AM
unclejaef$25.00$25.008/6/2010 10:07:14 PM
DeltaGambler$25.00$25.008/6/2010 10:08:57 PM
Peer-to-PeerFunding$50.00$50.008/6/2010 10:33:56 PM
unequaled-payout$25.00$25.008/7/2010 10:22:51 AM
mizount$50.00$50.008/7/2010 7:28:17 AM
jengachamp$25.00$25.008/7/2010 8:57:42 AM
DavenportCapital$25.00$25.008/7/2010 1:32:35 PM
hard-working-loot$25.00$25.008/7/2010 5:03:00 PM
bold-pleasant-gold$25.00$25.008/7/2010 9:30:00 PM
auction-sage$25.00$25.008/8/2010 4:58:34 AM
don8ter$51.53$51.538/7/2010 11:02:47 PM
Pasagam$25.00$25.008/7/2010 5:03:04 PM
balance-gatherer1$25.00$25.008/7/2010 6:22:49 PM
dtrain5$25.00$25.008/7/2010 8:27:51 PM
responsibility-euphoria0$28.00$28.008/8/2010 9:27:56 AM
compassion-lotus5$25.00$25.008/8/2010 8:32:54 AM
sellbuy40$25.00$25.008/8/2010 1:58:01 PM
Bookophile$50.00$50.008/8/2010 2:52:33 PM
syounker$25.00$25.008/8/2010 3:17:40 PM
psanders75$50.00$50.008/8/2010 4:34:54 PM
RandyL3$25.00$25.008/8/2010 3:19:05 PM
money-bauble$25.00$25.008/9/2010 7:17:29 AM
degster$25.00$25.008/9/2010 7:43:42 AM
iolaire$25.00$25.008/9/2010 8:34:42 AM
crawfingers$26.33$26.338/9/2010 8:35:47 AM
mjdaking$25.00$25.008/9/2010 8:38:10 AM
commerce-voyager$25.00$25.008/9/2010 8:38:30 AM
Carpetkid$35.32$35.328/9/2010 8:38:43 AM
pipopirate$25.00$25.008/9/2010 8:43:10 AM
Divest$70.67$70.678/9/2010 9:01:28 AM
Micro_Funds$25.00$25.008/9/2010 10:08:43 AM
supreme-economy9$25.00$25.008/9/2010 10:30:58 AM
neighborly-hope6$100.00$100.008/9/2010 8:37:43 AM
BayShell$50.00$50.008/9/2010 8:38:47 AM
edognyc$25.00$25.008/9/2010 9:22:41 AM
108lender$100.00$100.008/9/2010 11:46:56 AM
forthright-dedication$25.00$25.008/9/2010 11:46:54 AM
lostontheedge$25.00$25.008/9/2010 2:12:32 PM
HUNTER599673$25.00$25.008/9/2010 3:28:33 PM
octoberfresh$25.00$25.008/10/2010 6:52:18 AM
wwwUniversal$25.00$25.008/10/2010 1:43:07 PM
joey1966$25.00$25.008/10/2010 3:24:56 PM
otalon$25.00$25.008/10/2010 6:06:49 PM
JohnSmith10$25.00$25.008/11/2010 6:54:59 PM
patriot897$50.00$50.008/11/2010 11:08:01 PM
thankful-nickel2$25.00$25.008/11/2010 6:04:28 PM
EverettFinancial$25.00$25.008/12/2010 11:38:11 AM
bid-carrier0$25.00$25.008/12/2010 3:25:03 PM
moneytolend72$25.00$25.008/12/2010 3:56:02 PM
sunny1985$25.00$25.008/12/2010 3:41:58 PM
johnk317$37.03$37.038/12/2010 4:38:34 PM
mrnazraq$50.00$50.008/12/2010 4:58:43 PM
friendinmoney$25.00$25.008/12/2010 9:44:09 PM
rework$25.00$25.008/13/2010 6:24:09 AM
johnk317$100.00$100.008/13/2010 6:41:28 AM
ErvLending$25.00$25.008/13/2010 8:50:25 AM
tolerant-dinero2$25.00$25.008/13/2010 9:32:28 AM
GoingFishing$50.00$50.008/13/2010 8:08:55 AM
MoneyOps$25.00$25.008/13/2010 4:52:47 AM
BankofPaul$30.00$30.008/13/2010 5:15:37 AM
friendinmoney$25.00$25.008/13/2010 10:31:47 AM
ivar$25.00$25.008/13/2010 6:59:51 AM
rce1964$25.00$25.008/13/2010 8:20:54 AM
jigsawhc$30.00$30.008/13/2010 9:13:06 AM
254 bids
 
Borrower Payment Dependent Notes Series 468681
This series of Notes was issued and sold upon the funding of the borrower loan #44000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,400.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Jul-30-2010 
  Auction end date:  Aug-06-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $108.57
Final lender yield: 31.00% Final borrower rate/APR: 32.00% / 35.65% Final monthly payment: $104.53
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 20.12%  
Lender servicing fee: 1.00% Estimated return: 10.88%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1988 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 14 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,552Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: forwardpay Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Goal: 720+
Purpose of loan:
This loan will be used to pay off a $2300 credit card balance with HouseHold Bank. It will cost me $20/month more than what I am currently paying, which is already more than the minimum payment -- I always pay more than the minimums.

The long term goal is to raise my credit score and eventually buy property. Two years ago my credit scores were in the low 700's, and now simply due to tougher score formulas and reduced credit limits, my scores are in the 660's to 680's.? You can see that there are no delinquencies, foreclosures or bankruptcies on my record. I think that the key to getting back up to 720 is reducing my credit utilization and getting a bank installment loan on my credit report. Eventually, a mortgage will be possible!

My financial situation:
I am a good candidate for this loan because???
I ALWAYS PAY ON TIME. NOT ONE LATE OR MISSED PAYMENT IN SEVEN YEARS. My goal is to build credit, not ruin it. I have run my own technology consulting business for over eight years and I am blessed with a plethora of very loyal clients. I live simply and within my means and I take my financial obligations seriously.

Monthly net income: $ 3800

Monthly expenses: $ 2490
??Housing: $ 750
??Insurance: $ 100
??Car expenses: $ 240
??Utilities: $ 200
??Phone, cable, internet: $ 230
??Food, entertainment: $ 450
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 420
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
principal-mermaid$300.00$300.007/30/2010 12:21:27 PM
ComputerCash25$52.08$52.087/30/2010 2:40:16 PM
Corporal$25.00$25.008/1/2010 4:44:15 PM
ComputerCash25$25.00$25.008/3/2010 4:02:58 AM
mohara25$100.00$100.008/3/2010 8:29:48 AM
LKCGICG$25.00$25.008/3/2010 4:24:37 PM
Tono$50.00$50.008/3/2010 7:26:50 PM
funfamilyX4$25.00$25.008/4/2010 6:46:12 PM
social-zebra$30.00$30.008/5/2010 7:21:41 AM
Leopoldine$25.00$25.008/5/2010 5:31:20 PM
market-pudding$25.00$25.008/5/2010 6:01:01 PM
Leshan$33.33$33.338/5/2010 5:04:30 PM
prominence8$30.00$30.008/5/2010 7:09:22 PM
publisherptw$25.00$25.008/5/2010 7:14:03 PM
aztocas$50.00$50.008/6/2010 6:53:40 AM
grampy48$25.00$25.008/6/2010 8:09:12 AM
investment-visionary$25.00$25.008/6/2010 9:26:23 AM
businessguy29$25.00$25.008/6/2010 8:15:31 AM
LOLgivin_monies$25.00$5.038/6/2010 9:46:23 AM
glenium$25.00$25.008/6/2010 9:33:06 AM
bonus-quark4$25.00$25.008/6/2010 10:05:10 AM
Bob450$25.00$25.008/6/2010 9:36:07 AM
gristle_mcthornbody$25.00$25.008/6/2010 9:46:04 AM
nodebt2012$25.00$25.007/30/2010 4:57:11 PM
Kash2010lu$25.00$25.007/31/2010 9:13:32 AM
neorunner$25.00$25.008/1/2010 7:08:32 AM
exchange-cowbell5$25.00$25.008/2/2010 9:40:52 PM
brondero$96.00$96.008/3/2010 3:59:35 PM
realtormoises$25.00$25.008/4/2010 7:08:54 AM
Core-Marketing$100.00$100.008/5/2010 2:14:15 PM
Starfin-Capital-Management$300.00$300.008/5/2010 3:02:10 PM
Bobtep23$47.00$47.008/5/2010 3:28:14 PM
chato2345$100.00$100.008/5/2010 4:46:02 PM
kindness-venture1$25.00$25.008/5/2010 4:56:14 PM
sturdy-peace9$75.00$75.008/5/2010 6:31:23 PM
LKCGICG$25.00$25.008/5/2010 6:45:56 PM
what_goes_around$50.00$50.008/5/2010 6:30:50 PM
Fillinganeed$25.00$25.008/5/2010 10:50:00 PM
kingston1$25.00$25.008/5/2010 8:39:16 PM
larryboy10$25.00$25.008/5/2010 8:56:06 PM
DasMula$25.00$25.008/6/2010 12:43:51 AM
zone6$68.81$68.818/6/2010 2:52:52 AM
trainu$79.49$79.498/6/2010 6:54:30 AM
prodigy525$25.00$25.008/6/2010 5:24:42 AM
lucrative-coin$158.26$158.268/6/2010 8:55:36 AM
peb44$25.00$25.008/6/2010 9:35:31 AM
46 bids
 
Borrower Payment Dependent Notes Series 469209
This series of Notes was issued and sold upon the funding of the borrower loan #43966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Jul-30-2010 
  Auction end date:  Aug-06-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $339.27
Final lender yield: 33.95% Final borrower rate/APR: 34.95% / 38.67% Final monthly payment: $339.06
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-2002 Debt/Income ratio: 30%
Credit score: 620-639 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 19 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,297Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: fivefish Borrower's state: California Borrower's group: PaCiFiC iSLaNdErS UniTe
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 8 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
600-619 (Oct-2009)
620-639 (Jul-2008)
600-619 (Jun-2008)
560-579 (Oct-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
Relist: a 2nd car for my family
I am relisting this loan request. The original loan request was canceled per Prosper's message, there was a bug in the system? which caused my credit score to calculate inaccurately. I am hoping this time around we will get the loan funded....

Purpose of loan:
This loan will be used to? buy a second car for my use

My financial situation:
I am a good candidate for this loan because? I have already repaid back the prosper loan with no late payments, all our bills are paid on time and with my credit cards, we pay more than the minimum to help us get out of debt a lot faster.

Monthly net income: $ 6548

Monthly expenses: $ 4866
??Housing: $ 1769
??Insurance: $ 112
??Car expenses: $ 485.45
??Utilities: $ included in rent
??Phone, cable, internet: $ included in rent
??Food, entertainment: $ 1000
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1000 (we pay more than the minimum)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: wat is your military rank and duty station. do you plan on making automatic payment. please answer publicly - restless-dime
A: Dear Sir or Ma'm, I am an E-4 and my duty station is in Bahrain. I plan on making automatic payments to this loan. Thank you for your time and consideration on my loan. (Aug-05-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.007/30/2010 11:08:26 AM
big_balla_papi$25.00$25.008/1/2010 10:39:25 PM
reflective-rupee$25.00$25.008/2/2010 8:53:39 AM
realtormoises$25.00$25.008/4/2010 7:10:23 AM
WonByOne$25.00$25.008/4/2010 12:11:09 PM
DHolly$25.00$25.008/5/2010 4:13:53 AM
twjh$25.00$25.008/5/2010 1:33:12 PM
kingston1$25.00$25.008/5/2010 4:56:30 PM
Leshan$150.00$150.008/5/2010 5:19:09 PM
sturdy-peace9$75.00$75.008/5/2010 6:39:08 PM
reflective-rupee$25.00$25.008/5/2010 9:34:46 PM
prominence8$25.00$25.008/5/2010 7:50:47 PM
reflective-rupee$25.00$25.008/5/2010 9:35:28 PM
grampy48$25.00$25.008/6/2010 8:14:36 AM
investment-visionary$30.45$30.458/6/2010 9:29:24 AM
restless-dime$28.32$28.328/6/2010 7:53:08 AM
gold-cluster$100.00$100.008/6/2010 7:58:10 AM
NekHoldings$25.00$25.008/6/2010 8:31:46 AM
fabulous-community4$200.00$200.008/6/2010 9:36:25 AM
cunning-bill$25.00$25.008/6/2010 10:12:57 AM
julian_rojas72$2,002.40$942.068/6/2010 10:18:50 AM
BLUE300Z$50.00$50.008/6/2010 9:47:50 AM
riveting-credit5$500.00$500.008/6/2010 10:17:42 AM
Military-2-Military$1,000.00$1,000.007/31/2010 12:23:10 PM
Kash2010lu$25.00$25.007/31/2010 9:18:39 AM
mikeandcat$50.00$50.008/2/2010 5:34:47 AM
mrxtravis$25.00$25.008/2/2010 10:32:44 AM
reflective-rupee$75.00$75.008/2/2010 8:53:55 AM
lucrative-loan$28.07$28.078/3/2010 10:51:15 AM
autonomous-truth$25.00$25.008/3/2010 12:56:38 PM
well-mannered-income3$30.00$30.008/3/2010 7:37:28 PM
zone6$500.00$500.008/3/2010 9:35:49 PM
riveting-credit5$2,000.00$2,000.008/4/2010 10:45:51 PM
mrxtravis$50.00$50.008/5/2010 2:56:34 AM
supreme-hope$25.00$25.008/5/2010 7:41:56 AM
YoungTaxMan$700.00$700.008/5/2010 1:30:07 PM
Kash2010lu$25.00$25.008/5/2010 5:55:24 PM
Cpay2Me$25.00$25.008/5/2010 9:06:51 PM
reflective-rupee$25.00$25.008/5/2010 9:35:02 PM
reflective-rupee$25.00$25.008/5/2010 9:34:30 PM
Headfones$25.00$25.008/5/2010 8:31:03 PM
CoolPlexer$25.00$25.008/6/2010 5:23:33 AM
principal-laser$41.09$41.098/6/2010 7:28:44 AM
gold-cluster$50.00$50.008/6/2010 8:00:51 AM
gold-cluster$50.00$50.008/6/2010 7:59:40 AM
restless-dime$25.00$25.008/6/2010 8:31:32 AM
capital-galaxy$125.00$125.008/6/2010 9:57:53 AM
AdamsWay$50.00$50.008/6/2010 10:14:50 AM
Nerdster1$25.01$25.018/6/2010 10:18:56 AM
FallonCredit$25.00$25.008/6/2010 10:08:15 AM
50 bids
 
Borrower Payment Dependent Notes Series 469783
This series of Notes was issued and sold upon the funding of the borrower loan #43953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.7% Auction start date:  Aug-04-2010 
  Auction end date:  Aug-11-2010 
 
Starting lender yield: 22.65% Starting borrower rate/APR: 23.65% / 27.12% Starting monthly payment: $585.74
Final lender yield: 22.65% Final borrower rate/APR: 23.65% / 27.12% Final monthly payment: $585.74
 
Auction yield range: 7.93% - 22.65% Estimated loss impact: 9.24%  
Lender servicing fee: 1.00% Estimated return: 13.41%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2000 Debt/Income ratio: 27%
Credit score: 800-819 (Aug-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:13y 2m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,029Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: Yes  
Screen name: a-independent-euro Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan: This loan will be used to pay down the majority owed on my credit cards. The balance of which has gradually increased over the last two years due to my wife losing her job last summer (she has since found a new full time position) and also from needing to travel back and forth to the U.K. to visit my terminally ill father several times as well as funeral expenses incurred, I also had 2 surgeries last year, and though I do have medical insurance and did not lose time at work, there were still deductibles to be paid and expenses related to these surgeries. I am in a situation where I can pay all of my basic living expenses, but unfortunately, cannot pay down large enough amounts each month to reduce my credit card balances significantly which is what I would like to do with one payment rather than several each month.?

My financial situation: I am a good candidate for this loan because I have a secure and well paying job as a manager in an excellent worldwide manufacturing company. I consistently pay all of my bills on time and have not had any late payments with any creditor; I have no defaults or collections and maintain a steady income stream. I also own my own home which is currently worth about $300K which is the approximate balance on the loan. It was purchased for $395K 4 years ago and we have no plans to move any time soon. I also own 2 cars and have no car payments.

Monthly net income: $5000?
Monthly expenses:
$ ??Housing: $ 2400??
Insurance: $ 230??
Car expenses: $ 200??
Utilities: $ 300???
Phone, cable, internet: $ 200??
Credit cards and other loans: $ 1000??
Other expenses: $75 HOA
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, your total revolving balance is $32,000. What portion of that is for credit cards? What portion is a home equity line of credit? Thanks. - interest88
A: Hello Unfortunately all the debt is all credit card due to the reasons explained in my profile. Regards (Aug-10-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
peace-saber0$25.00$25.008/4/2010 2:07:57 PM
tech310$100.00$100.008/4/2010 2:09:12 PM
Bio-physicist$25.00$25.008/4/2010 2:09:37 PM
350DGRZ$25.00$25.008/4/2010 2:10:08 PM
Weaverville$50.00$50.008/4/2010 2:08:00 PM
Artist_Blue$25.00$25.008/4/2010 2:08:26 PM
ethicalhumanist$25.00$25.008/4/2010 2:10:07 PM
dollar-oracle55$25.00$25.008/4/2010 2:13:03 PM
silverloan$50.00$50.008/4/2010 2:10:17 PM
tedsrfdude$25.00$25.008/4/2010 2:15:05 PM
richboy56$50.00$50.008/4/2010 2:11:04 PM
enthralling-deal180$100.00$100.008/4/2010 2:13:09 PM
Picopie$50.00$50.008/4/2010 2:11:09 PM
secobarbital$50.00$50.008/4/2010 2:15:43 PM
income-fortress$25.00$25.008/4/2010 2:12:33 PM
kegs$100.00$100.008/4/2010 2:12:51 PM
jbaum$25.00$25.008/4/2010 2:13:02 PM
chkrvrty$25.00$25.008/4/2010 2:17:23 PM
luckyldy$35.00$35.008/4/2010 2:17:33 PM
the-productive-agreement$25.00$25.008/4/2010 2:15:43 PM
Favish$50.00$50.008/4/2010 2:18:14 PM
radiant-fund$25.00$25.008/4/2010 2:16:24 PM
RetiredATC$50.00$50.008/4/2010 2:16:36 PM
tenacious-compassion9$25.00$25.008/4/2010 2:16:42 PM
spaceman1645$100.00$100.008/4/2010 2:16:45 PM
docktah$50.00$50.008/4/2010 2:14:59 PM
paymentologist$25.00$25.008/4/2010 2:15:23 PM
Goodlender42$25.00$25.008/4/2010 2:15:27 PM
radforj22$25.00$25.008/4/2010 2:18:20 PM
bonus-poplar2$50.00$50.008/4/2010 2:16:00 PM
top-courteous-peso$80.00$80.008/4/2010 2:19:16 PM
sensible-order2$50.00$50.008/4/2010 2:16:15 PM
aggielender$25.00$25.008/4/2010 2:16:43 PM
ichibon$100.00$100.008/4/2010 2:17:01 PM
simplelender80$250.00$250.008/4/2010 2:17:03 PM
panther757$25.00$25.008/4/2010 2:17:35 PM
top-courteous-peso$100.00$100.008/4/2010 2:17:42 PM
socrates520$50.00$50.008/4/2010 2:17:48 PM
yield-lion$25.00$25.008/4/2010 2:18:05 PM
Rinastiti$25.00$25.008/4/2010 3:28:40 PM
the-profit-oracle$25.00$25.008/4/2010 2:19:03 PM
hitsman$100.00$100.008/4/2010 8:14:33 PM
schpere$25.00$25.008/5/2010 3:17:51 AM
RusRobo$25.00$25.008/5/2010 3:58:41 AM
adir1$25.00$25.008/5/2010 4:13:26 AM
money-bauble$200.00$200.008/5/2010 2:59:21 AM
DadWarbucks$25.00$25.008/5/2010 2:40:33 AM
DcUnited$30.00$30.008/5/2010 3:18:17 AM
reflective-rupee$50.00$50.008/5/2010 5:07:52 AM
dcap3$100.00$100.008/5/2010 8:30:06 AM
JustMee$25.00$25.008/5/2010 6:30:24 AM
kbodendorf$25.00$25.008/5/2010 7:42:37 AM
jdrez$25.00$25.008/5/2010 8:53:11 AM
CommerciaLender$25.00$25.008/5/2010 11:33:38 AM
BankofRon$25.00$25.008/5/2010 10:37:31 AM
larrybird$100.00$100.008/5/2010 6:27:51 PM
bountiful-durability$100.00$100.008/5/2010 5:32:48 PM
credit-vinyl$25.00$25.008/5/2010 6:22:33 PM
first-upright-payout$50.00$50.008/5/2010 6:47:48 PM
wellsfrugal$25.00$25.008/6/2010 1:02:37 AM
stoopidnoodle$25.00$25.008/6/2010 9:35:27 AM
cestesV$50.00$50.008/6/2010 9:12:45 AM
friendly-credit2$50.00$50.008/6/2010 9:33:44 AM
wampum-chorus3$25.00$25.008/6/2010 10:23:38 AM
new-peso-concerto$100.00$100.008/6/2010 11:25:32 AM
sensible-trade$100.00$100.008/6/2010 12:22:55 PM
helpishere777$25.00$25.008/6/2010 12:38:03 PM
blue-useful-auction$25.00$25.008/6/2010 1:06:43 PM
wild_carrot$25.00$25.008/6/2010 2:14:00 PM
Bob450$40.00$40.008/6/2010 3:21:06 PM
financial-frenzy$50.00$50.008/6/2010 3:34:14 PM
skuba$25.00$25.008/7/2010 5:57:58 AM
brazilofmux$25.00$25.008/7/2010 6:28:28 AM
52digital$25.00$25.008/7/2010 11:53:22 AM
squarebob$25.00$25.008/7/2010 1:34:09 PM
anton$47.43$47.438/7/2010 9:27:56 AM
auction-seeker$25.00$25.008/7/2010 4:05:51 PM
blackstar$25.00$25.008/7/2010 9:57:57 AM
compassion-burrito$25.00$25.008/7/2010 6:12:49 PM
E_G$50.00$50.008/7/2010 9:18:46 PM
jeffaa$45.81$45.818/7/2010 8:17:55 PM
bigdogsafety1$25.00$25.008/8/2010 7:32:39 AM
ptjg$25.00$25.008/8/2010 3:18:15 AM
Bookophile$100.00$100.008/8/2010 2:48:31 PM
NS_Consult$25.00$25.008/8/2010 7:52:07 PM
hellasow$25.00$25.008/8/2010 3:23:02 PM
well-mannered-income3$80.00$80.008/8/2010 3:53:56 PM
responsibility-scrutinzer$25.00$25.008/8/2010 6:37:37 PM
fireboss$49.50$49.508/9/2010 8:24:25 AM
happy-return4$50.59$50.598/9/2010 2:12:32 AM
nonregla$25.00$25.008/9/2010 10:53:11 AM
gold-disk$34.68$34.688/9/2010 11:22:46 AM
kaykarun$25.00$25.008/9/2010 11:48:29 AM
important-openness1$100.00$100.008/9/2010 12:52:32 PM
Phantom99$25.00$25.008/9/2010 11:47:03 AM
affluent-anteater$25.00$25.008/9/2010 3:00:53 PM
TheYellowDart$25.00$25.008/9/2010 5:17:26 PM
lender-inc$30.65$30.658/9/2010 5:18:19 PM
superstar449$40.00$40.008/9/2010 5:18:43 PM
don8ter$25.00$25.008/9/2010 7:06:54 PM
investment-prairie8$50.00$50.008/9/2010 7:05:17 PM
Tammy102800$25.00$25.008/9/2010 7:06:47 PM
Floridian71$25.00$25.008/9/2010 7:06:52 PM
B-rad_the_Coug$25.00$25.008/9/2010 7:12:32 PM
t2smoney$25.00$25.008/9/2010 7:05:10 PM
bigmatt$25.00$25.008/9/2010 7:07:16 PM
bold-restless-dinero$25.00$25.008/10/2010 9:33:12 AM
octoberfresh$25.00$25.008/10/2010 7:08:59 AM
grystndoc$25.00$25.008/10/2010 11:03:47 AM
Warwick$25.00$25.008/10/2010 11:07:46 AM
Ripsaw4U$50.00$50.008/10/2010 11:07:51 AM
alfster1$32.42$32.428/10/2010 11:07:35 AM
crawfingers$25.00$25.008/10/2010 11:08:37 AM
Cpay2Me$25.00$25.008/10/2010 11:07:40 AM
cassius84$25.00$25.008/10/2010 11:07:48 AM
first-restless-payout$50.00$50.008/10/2010 11:08:57 AM
jsmith1450$100.00$100.008/10/2010 11:07:53 AM
mason13a$25.00$25.008/10/2010 11:09:13 AM
speedy-point$25.00$25.008/10/2010 11:09:25 AM
personal-lender$25.00$25.008/10/2010 11:09:32 AM
alexstar$25.00$25.008/10/2010 11:09:04 AM
silver-flower448$25.00$25.008/10/2010 11:09:16 AM
TennSquire$50.00$50.008/10/2010 11:09:23 AM
dinero-speaker$25.00$25.008/10/2010 11:09:41 AM
PatRichi$25.00$25.008/10/2010 11:09:57 AM
fair_rates$25.00$25.008/10/2010 11:10:58 AM
turbostar666$30.00$30.008/10/2010 11:11:40 AM
SCTrojangirl$50.00$50.008/10/2010 11:11:58 AM
Whipster$75.00$75.008/10/2010 11:11:38 AM
SelectTrustLending$50.00$50.008/10/2010 11:11:50 AM
loan-fate$50.00$50.008/10/2010 11:12:06 AM
intuitive-bill$25.00$25.008/10/2010 11:24:48 AM
Dahlozer$25.00$25.008/10/2010 10:38:50 AM
murtaza$50.00$50.008/10/2010 11:08:08 AM
upbeat-investment9$50.00$50.008/10/2010 11:08:31 AM
Shockem923$25.00$25.008/10/2010 11:08:37 AM
loot-heart$50.00$50.008/10/2010 11:08:48 AM
hawker$66.93$66.938/10/2010 11:08:59 AM
mmckune$25.00$25.008/10/2010 11:09:03 AM
worthy-bid8$100.00$100.008/10/2010 11:09:07 AM
standanddeliver$25.00$25.008/10/2010 11:09:15 AM
Approved1234$25.00$25.008/10/2010 11:09:26 AM
educationfirst$25.00$25.008/10/2010 11:09:50 AM
onlyinchicago$25.00$25.008/10/2010 11:10:04 AM
theaterguy$25.00$25.008/10/2010 11:18:01 AM
Marathoner$50.00$50.008/10/2010 11:33:44 AM
kindness-percolator5$25.00$25.008/10/2010 3:29:19 PM
trustworthy-finance6$100.00$100.008/10/2010 5:58:37 PM
investment-cluster$25.00$25.008/10/2010 7:01:46 PM
payment-halo$25.00$25.008/10/2010 5:41:32 PM
COCHINOBOY$50.00$50.008/10/2010 3:40:17 PM
scratch4you$25.00$25.008/10/2010 3:56:25 PM
bold-attentive-listing$39.88$39.888/10/2010 4:21:54 PM
jules3304$25.00$25.008/10/2010 4:28:20 PM
mykeystoy$25.00$25.008/11/2010 12:32:55 AM
back-scratchers$25.00$25.008/11/2010 5:34:54 AM
d_grbg$25.00$25.008/10/2010 9:47:39 PM
pnqiad$25.00$25.008/11/2010 6:29:34 AM
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exact-peso2$25.00$25.008/11/2010 7:29:21 AM
dynrep$50.00$50.008/11/2010 5:37:38 AM
rockhound84$25.00$25.008/11/2010 5:39:05 AM
MTF$50.00$50.008/11/2010 8:21:27 AM
credit-missile$32.69$32.698/11/2010 6:52:22 AM
Dollars4Rent$25.00$25.008/11/2010 3:27:14 AM
rupee-kung-fu7$38.59$38.598/11/2010 11:01:23 AM
Ast24$25.00$25.008/11/2010 7:34:56 AM
rate-hickory$25.00$25.008/11/2010 8:01:16 AM
tompau$25.00$25.008/11/2010 8:35:34 AM
EretzCapital$76.17$76.178/11/2010 9:03:33 AM
ddoneday$25.00$25.008/11/2010 12:44:36 PM
market-pudding$25.00$25.008/11/2010 1:01:18 PM
LKCGICG$25.00$25.008/11/2010 10:59:56 AM
crawfishcentral$25.00$25.008/11/2010 1:12:46 PM
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blue-euro-entrepreneur$25.00$25.008/4/2010 2:10:10 PM
superstar449$25.00$25.008/4/2010 2:08:13 PM
ray1051$25.00$25.008/4/2010 2:08:24 PM
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rescue$50.00$50.008/4/2010 2:15:52 PM
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MrDavid$27.23$27.238/4/2010 2:18:30 PM
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asset-equilibrium0$25.00$25.008/4/2010 2:27:43 PM
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heavy_ax$25.00$25.008/4/2010 2:19:01 PM
RedantFinance$25.00$25.008/4/2010 2:19:36 PM
medic_up$50.00$50.008/4/2010 7:22:59 PM
reflective-rupee$25.00$25.008/4/2010 7:48:37 PM
reflective-rupee$35.00$35.008/4/2010 9:08:52 PM
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reflective-rupee$100.00$100.008/5/2010 5:09:42 AM
BeanCownter$200.00$200.008/5/2010 5:42:59 AM
Gabriel02$25.00$25.008/5/2010 8:47:43 AM
puifais$25.00$25.008/5/2010 7:42:36 AM
mercuriant$25.00$25.008/5/2010 9:37:19 AM
GoSix$25.00$25.008/5/2010 9:35:23 AM
riproaringrapids$25.00$25.008/5/2010 10:03:40 AM
reflective-rupee$100.00$100.008/5/2010 9:37:43 AM
greggathelegga$50.00$50.008/5/2010 11:39:35 AM
akahoss$25.00$25.008/5/2010 1:53:00 PM
iLoaner$25.00$25.008/5/2010 2:08:04 PM
hrubinst$25.00$25.008/5/2010 3:27:42 PM
Trakissta$150.00$150.008/5/2010 7:00:23 PM
what_goes_around$100.00$100.008/5/2010 6:49:41 PM
alaco$25.00$25.008/5/2010 8:57:40 PM
fishintime$25.00$25.008/6/2010 6:52:44 AM
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mikrolown$30.00$30.008/6/2010 7:28:48 AM
Bank_Of_XL$100.00$100.008/6/2010 7:07:10 AM
Tradesmanlender$25.00$25.008/6/2010 9:35:35 AM
TaoPooh$25.00$25.008/6/2010 9:37:25 AM
bonus-buddy2$35.00$35.008/6/2010 9:18:17 AM
Cai8899$50.00$50.008/6/2010 11:18:35 AM
Wildcat_Lender$25.00$25.008/7/2010 12:53:53 AM
balance-gatherer1$25.00$25.008/7/2010 4:42:31 AM
LenderByDay$25.00$25.008/6/2010 11:42:38 PM
frogperson$100.00$100.008/7/2010 10:15:07 AM
jlot16$25.00$25.008/7/2010 8:42:31 AM
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mpactlender$25.00$25.008/8/2010 7:12:53 AM
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friendly-gold$50.00$50.008/7/2010 10:03:09 PM
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syounker$25.00$25.008/8/2010 3:17:44 PM
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dynrep$100.00$100.008/8/2010 3:59:03 PM
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edognyc$25.00$25.008/9/2010 9:29:12 AM
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FinDoc$25.00$25.008/9/2010 11:43:58 AM
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emphatic-deal5$30.07$30.078/9/2010 11:07:33 AM
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chicco$80.00$80.008/9/2010 1:32:46 PM
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GElender$50.00$50.008/9/2010 4:02:34 PM
wealth-pal3$25.00$25.008/9/2010 5:43:19 PM
ommcd$25.00$25.008/9/2010 5:17:48 PM
Peer-to-PeerFunding$50.00$50.008/9/2010 7:05:38 PM
TIC0331$50.00$50.008/9/2010 7:07:12 PM
elasermd$50.00$50.008/9/2010 7:12:42 PM
Panna$25.00$25.008/9/2010 7:57:56 PM
platinum-optimization1$25.00$25.008/9/2010 8:27:47 PM
geniusj$25.00$25.008/9/2010 8:38:10 PM
Rashanir$25.00$25.008/9/2010 7:05:51 PM
danerman$44.97$44.978/9/2010 7:06:39 PM
nalaari$25.00$25.008/9/2010 9:25:51 PM
icontender$25.00$25.008/9/2010 10:08:51 PM
peerlender$25.00$25.008/9/2010 8:46:31 PM
silvercertificate$25.00$25.008/10/2010 6:46:29 AM
smallfry$25.00$25.008/10/2010 7:32:36 AM
Sol_Invictus$25.00$25.008/10/2010 7:57:03 AM
WeAlNe$25.00$25.008/10/2010 11:07:47 AM
CapeDollars$50.00$50.008/10/2010 11:08:09 AM
mlsstelulah$25.00$25.008/10/2010 11:08:30 AM
love_what_you_do$25.00$25.008/10/2010 11:08:54 AM
rmachi$25.00$25.008/10/2010 11:09:00 AM
ClearLake$25.00$25.008/10/2010 11:09:19 AM
stanbalwight4$25.00$25.008/10/2010 11:08:11 AM
bonus-zone$50.00$50.008/10/2010 11:08:21 AM
Purple11$100.00$100.008/10/2010 11:08:33 AM
WeR5A$25.00$25.008/10/2010 11:08:38 AM
finance-prescription$50.00$50.008/10/2010 11:08:50 AM
SmokeyMirror$50.00$50.008/10/2010 11:09:12 AM
wwwUniversal$25.00$25.008/10/2010 11:09:30 AM
Yanwoo$25.00$25.008/10/2010 11:09:50 AM
MARSTUN$50.00$50.008/10/2010 9:27:42 AM
thetropics18$25.00$25.008/10/2010 11:11:55 AM
market-assembler$25.00$25.008/10/2010 11:33:49 AM
PK_USMC$25.00$25.008/10/2010 11:37:38 AM
SKOAL$33.70$5.848/10/2010 12:02:29 PM
Good_Karma_Cafe$25.00$25.008/10/2010 10:57:43 AM
bxdoc$75.00$75.008/10/2010 12:43:06 PM
poetic-economy$29.00$29.008/10/2010 1:11:50 PM
subtle-deal5$25.00$25.008/10/2010 11:07:29 AM
zebra7$200.00$200.008/10/2010 11:07:43 AM
rebelduke$50.00$50.008/10/2010 11:08:10 AM
MBIntl$50.00$50.008/10/2010 11:08:15 AM
MrBluesummers$50.00$50.008/10/2010 11:08:34 AM
Gobsek$25.00$25.008/10/2010 11:09:18 AM
buddy486$25.00$25.008/10/2010 11:10:07 AM
chlebie$37.02$37.028/10/2010 11:11:59 AM
kulender$25.00$25.008/10/2010 11:37:38 AM
selfmademan$25.00$25.008/10/2010 3:29:20 PM
elegant-loot$25.00$25.008/10/2010 3:29:26 PM
pythia$25.00$25.008/10/2010 4:20:40 PM
dahnkster$25.00$25.008/10/2010 6:22:19 PM
moneyin08$25.00$25.008/10/2010 6:37:39 PM
Bob450$25.00$25.008/10/2010 3:41:50 PM
candyphantom$25.00$25.008/10/2010 9:10:19 PM
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r1w$25.00$25.008/10/2010 4:30:44 PM
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BankofBeth$25.00$25.008/10/2010 5:49:37 PM
JontheBuilder$25.00$25.008/10/2010 5:51:40 PM
bold-dynamic-silver$25.00$25.008/10/2010 10:20:55 PM
Leshan$33.33$33.338/11/2010 3:46:30 AM
OnTracInvest$25.00$25.008/10/2010 7:44:49 PM
IwillHuntUdown$52.97$52.978/11/2010 5:16:14 AM
kendigme$25.00$25.008/11/2010 2:57:41 AM
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wls31607$44.70$44.708/11/2010 9:20:18 AM
TheLightInMe$25.00$25.008/11/2010 9:23:35 AM
Bidwinner08$61.98$61.988/11/2010 10:05:09 AM
eprometheus$65.00$65.008/11/2010 8:51:21 AM
Decent$47.15$47.158/11/2010 10:36:39 AM
Smallbear$25.00$25.008/11/2010 6:27:23 AM
rate-allocator$30.00$30.008/11/2010 10:31:08 AM
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kwan$25.00$25.008/11/2010 11:08:22 AM
dorfinia$50.00$50.008/11/2010 12:14:34 PM
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easylivin$25.00$25.008/11/2010 1:42:33 PM
entertaining-revenue$37.13$37.138/11/2010 10:10:39 AM
rapid-currency$69.41$69.418/11/2010 1:30:14 PM
zztopdog$25.00$25.008/11/2010 1:44:59 PM
354 bids
 
Borrower Payment Dependent Notes Series 470243
This series of Notes was issued and sold upon the funding of the borrower loan #43994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.3% Auction start date:  Aug-06-2010 
  Auction end date:  Aug-13-2010 
 
Starting lender yield: 6.85% Starting borrower rate/APR: 7.85% / 8.19% Starting monthly payment: $547.18
Final lender yield: 6.85% Final borrower rate/APR: 7.85% / 8.19% Final monthly payment: $547.18
 
Auction yield range: 2.89% - 6.85% Estimated loss impact: 1.30%  
Lender servicing fee: 1.00% Estimated return: 5.55%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-1990 Debt/Income ratio: 10%
Credit score: 820-839 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $508Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: VIGSY Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 11 ( 100% ) 820-839 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
780-799 (Sep-2009)
780-799 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Kitchen/Bath Remodel
Purpose of loan:
This loan will be used to remodel my kitchen (floors, cabinets, appliances) and my two small full bathrooms (full gut - new tub, sink, toilet, remove mirrored walls).? The last update was in 1985 and all improvements will add 3x cost to the value of my home.? Additionally, I'm a 2nd time Prosper borrower with perfect pay history.

My financial situation:
I am a good candidate for this loan because I work in the finance industry and know the value of good credit.? I take pride in my credit scores and was raised to respect the dollar and what it means to leverage.

My current monthly net income/expense analysis - Income $6935 - Mortgage $2375, HOA $750 (includes all utilities), Support $1200, Car/Ins $125, Groceries $250, Misc $250.

Questions are welcomed.

Thanks for your consideration.



Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
community-pipeline8$50.00$50.008/6/2010 1:59:35 PM
Artist_Blue$25.00$25.008/6/2010 1:59:44 PM
ray1051$75.00$75.008/6/2010 2:00:23 PM
authoritative-capital$25.00$25.008/6/2010 2:01:00 PM
ingenious-order783$25.00$25.008/6/2010 2:01:34 PM
moola-wildebeest3$50.00$50.008/6/2010 2:02:26 PM
investment-network$50.00$50.008/6/2010 2:03:17 PM
CleeClee$50.00$50.008/6/2010 2:03:26 PM
Rivervale_Westwood$25.00$25.008/6/2010 2:03:33 PM
joshua18$25.00$25.008/6/2010 2:03:41 PM
inspired-contract9$75.00$75.008/6/2010 2:03:52 PM
tekkie2412$50.00$50.008/6/2010 2:03:59 PM
Weaverville$25.00$25.008/6/2010 1:59:23 PM
dr-dollar$25.00$25.008/6/2010 2:04:16 PM
Picopie$50.00$50.008/6/2010 1:59:51 PM
CaptainBlueberry$25.00$25.008/6/2010 2:06:25 PM
successful-euro$50.00$50.008/6/2010 2:02:36 PM
medman$50.00$50.008/6/2010 2:06:49 PM
paddatjie$50.00$50.008/6/2010 2:06:59 PM
kegs$100.00$100.008/6/2010 2:03:01 PM
cablenews$50.00$50.008/6/2010 2:07:17 PM
VBAces$75.00$75.008/6/2010 2:03:31 PM
Hogpilot$50.00$50.008/6/2010 2:03:35 PM
mohican21$50.00$50.008/6/2010 2:07:54 PM
Goodlender42$25.00$25.008/6/2010 2:03:46 PM
diplomatic-wealth7$100.00$100.008/6/2010 2:03:54 PM
ncbobcat50$25.00$25.008/6/2010 2:08:37 PM
klinebarger$25.00$25.008/6/2010 2:04:21 PM
market-socrates4$50.00$50.008/6/2010 2:07:13 PM
alaco$50.00$50.008/6/2010 2:08:24 PM
The_Secret$25.00$25.008/6/2010 2:08:31 PM
Tenfutta$25.00$25.008/6/2010 2:08:47 PM
sensible-trade$100.00$100.008/6/2010 2:09:02 PM
mtp$50.00$50.008/6/2010 3:19:03 PM
helpishere777$25.00$25.008/6/2010 2:09:07 PM
wise-silver-wonder$25.00$25.008/6/2010 3:19:31 PM
mjdaking$25.00$25.008/6/2010 3:15:02 PM
payment-gusto$25.00$25.008/6/2010 3:18:17 PM
DavenportCapital$25.00$25.008/6/2010 4:38:53 PM
currency-persimmon$25.00$25.008/6/2010 5:18:20 PM
blot44$25.00$25.008/6/2010 6:41:54 PM
unequaled-payout$31.63$31.638/6/2010 8:53:32 PM
lifegrowth$25.00$25.008/6/2010 6:38:24 PM
hard-working-loot$25.00$25.008/6/2010 10:13:45 PM
phillipd48$25.00$25.008/6/2010 10:08:44 PM
greenwell$34.48$34.488/6/2010 10:33:51 PM
jcttjg$26.70$26.708/6/2010 10:33:09 PM
Cheburashka$30.00$30.008/6/2010 9:32:38 PM
teller$31.31$31.318/6/2010 9:40:52 PM
dpfl55$25.00$25.008/6/2010 9:48:44 PM
skuba$50.00$50.008/7/2010 5:57:42 AM
tomspc$25.00$25.008/7/2010 6:22:49 AM
alpinaut$50.00$50.008/7/2010 5:57:49 AM
Eagledrop$25.00$25.008/7/2010 6:38:49 AM
forthright-dedication$25.00$25.008/7/2010 7:58:32 AM
hopethisworks$100.00$100.008/6/2010 10:52:53 PM
jengachamp$25.00$25.008/7/2010 8:57:41 AM
HunterSix$25.00$25.008/7/2010 7:58:45 AM
dcap3$51.13$51.138/7/2010 9:28:03 AM
balance-gatherer1$25.00$25.008/7/2010 6:22:49 PM
compassion-burrito$25.00$25.008/7/2010 6:12:43 PM
funfamilyX4$25.00$25.008/7/2010 10:28:11 PM
auction-sage$25.00$25.008/8/2010 4:58:36 AM
bold-special-peace7$50.00$50.008/8/2010 7:37:35 AM
sellbuy40$25.00$25.008/8/2010 1:58:00 PM
engaging-worth$25.00$25.008/8/2010 2:42:53 PM
fcukciti$50.00$50.008/9/2010 4:22:34 AM
newgroom422$25.00$25.008/9/2010 8:12:41 AM
lagnisiruk$25.00$25.008/9/2010 8:37:36 AM
velocity-alert1$50.00$50.008/9/2010 8:37:40 AM
JGB$36.85$36.858/9/2010 8:38:11 AM
BOZO88$25.00$25.008/9/2010 8:38:51 AM
anyoi$25.59$25.598/9/2010 8:39:04 AM
winter-vigilance$25.00$25.008/9/2010 8:39:23 AM
azali$25.00$25.008/9/2010 8:39:28 AM
Ocean713$50.00$50.008/9/2010 8:39:56 AM
toblerone$50.00$50.008/9/2010 8:40:09 AM
aggielender$50.00$50.008/9/2010 8:40:11 AM
Kerrysbay$33.35$33.358/9/2010 7:43:39 AM
best-heavenly-justice$25.00$25.008/9/2010 8:38:24 AM
diversification-maple1$50.00$50.008/9/2010 10:59:27 AM
Merganser$50.00$50.008/9/2010 8:39:32 AM
balance6$25.00$25.008/9/2010 11:07:49 AM
crawfingers$25.00$25.008/9/2010 11:44:22 AM
tdinbranson$27.98$27.988/9/2010 11:48:36 AM
GElender$50.00$50.008/9/2010 3:37:35 PM
rmachi$25.00$25.008/9/2010 8:37:50 PM
commerce-voyager$25.00$25.008/9/2010 9:28:06 PM
icontender$25.00$25.008/9/2010 10:02:36 PM
Havana21$75.00$75.008/10/2010 11:11:33 AM
wanna-help$25.00$25.008/10/2010 9:34:37 AM
silverloan$75.00$75.008/10/2010 1:39:42 PM
lostontheedge$25.00$25.008/10/2010 3:30:41 PM
Marathoner$50.00$50.008/10/2010 4:02:39 PM
elasermd$50.00$50.008/10/2010 5:17:34 PM
pbeach05$25.00$25.008/10/2010 8:03:11 PM
BaltimoreLender$25.00$25.008/10/2010 10:33:27 PM
Hexnut$50.00$50.008/10/2010 9:32:46 PM
Guerrilla_Man$25.00$25.008/11/2010 12:27:35 AM
roblender$25.00$25.008/10/2010 9:43:28 PM
inspired-investment8$100.00$100.008/10/2010 10:17:38 PM
KiwiElf$29.00$29.008/11/2010 12:19:22 AM
SanJoser$25.00$25.008/10/2010 7:02:28 PM
Rdodson11$25.00$25.008/10/2010 7:17:34 PM
DukSerduk$25.00$25.008/10/2010 9:17:28 PM
Tai$25.00$25.008/10/2010 10:17:38 PM
zski$25.00$25.008/11/2010 12:12:34 AM
think-become$25.00$25.008/11/2010 12:33:40 AM
credit-coach118$25.00$25.008/11/2010 8:53:30 AM
MO_Investor$25.00$25.008/11/2010 9:32:52 AM
trufan49$50.00$50.008/11/2010 12:33:35 PM
useful-currency$25.00$25.008/11/2010 12:33:52 PM
CPAMAN$25.00$25.008/11/2010 12:34:11 PM
kevinchu$25.00$25.008/11/2010 12:35:44 PM
intuitive-bill$50.00$50.008/11/2010 12:36:07 PM
superchicken$25.00$25.008/11/2010 12:36:09 PM
achillesa$25.00$25.008/11/2010 12:36:17 PM
chief_wo$25.00$25.008/11/2010 12:33:18 PM
johnsails$42.38$42.388/11/2010 12:33:24 PM
tom0$25.00$25.008/11/2010 9:08:29 AM
rosie777$40.00$40.008/11/2010 12:33:34 PM
ojibwa$50.00$50.008/11/2010 12:37:02 PM
Divot$25.00$25.008/11/2010 12:33:50 PM
DejaVu_NewYork$50.00$50.008/11/2010 9:32:40 AM
bmcg$25.00$25.008/11/2010 12:34:06 PM
kanewna$100.00$100.008/11/2010 9:32:58 AM
vtach87$27.66$27.668/11/2010 12:35:35 PM
KeepOnRunning$37.49$37.498/11/2010 12:35:56 PM
TruckerGuy$25.00$25.008/11/2010 12:36:44 PM
jsmith1450$25.00$25.008/11/2010 2:13:29 PM
Scoote2912$25.00$25.008/11/2010 11:17:53 AM
Kijib$25.00$25.008/11/2010 2:15:08 PM
SpectrumCen$25.00$25.008/11/2010 12:33:46 PM
suburbanman64$35.00$35.008/11/2010 12:33:53 PM
Davidson2$50.00$50.008/11/2010 12:34:01 PM
Tc11902$50.00$50.008/11/2010 12:34:27 PM
pilla$50.00$50.008/11/2010 12:35:38 PM
Railbird$25.00$25.008/11/2010 12:36:04 PM
red-trade-cologne$36.76$36.768/11/2010 12:36:18 PM
Patrician$25.00$25.008/11/2010 12:48:40 PM
Katburg$27.69$27.698/11/2010 2:13:27 PM
entertaining-credit3$50.00$50.008/11/2010 2:58:15 PM
pbandjb$25.00$25.008/11/2010 3:13:07 PM
goldeneye777$25.37$25.378/11/2010 9:02:45 PM
sensational-kindness$59.93$59.938/11/2010 3:47:27 PM
SourDoughSteve$25.00$25.008/11/2010 8:53:15 PM
baseballfan111$50.00$50.008/11/2010 11:42:27 PM
theemhdoctor$25.00$25.008/11/2010 9:02:53 PM
acsej$25.00$25.008/11/2010 9:07:55 PM
derec$25.00$25.008/12/2010 6:52:25 AM
unbeatable-wealth$25.00$25.008/11/2010 8:38:05 PM
peerlender$25.00$25.008/11/2010 8:49:39 PM
h_corey$25.00$25.008/12/2010 9:42:44 AM
Flatfoot$25.00$25.008/11/2010 8:58:25 PM
ultimate-social$25.00$25.008/12/2010 8:17:26 AM
saritha$25.00$25.008/12/2010 12:33:14 AM
wise-deal-panda$25.00$25.008/12/2010 9:32:33 AM
Sixmil$25.00$25.008/12/2010 11:27:52 AM
wntrequinx$25.00$25.008/12/2010 11:42:57 AM
jscope$25.00$25.008/12/2010 1:07:29 PM
LAKESPRING$50.00$50.008/12/2010 11:19:15 AM
steely_dan34$25.00$25.008/12/2010 3:18:37 PM
kyomoon$50.00$50.008/12/2010 3:22:57 PM
flexible-integrity7$125.00$125.008/12/2010 2:59:23 PM
EverettFinancial$50.00$50.008/12/2010 11:52:50 AM
marketplace-cello5$25.00$25.008/12/2010 3:18:04 PM
Shockem923$25.00$25.008/12/2010 3:44:02 PM
power-expert$25.00$25.008/12/2010 3:43:56 PM
champ444$25.00$25.008/12/2010 5:13:17 PM
anton$1,000.00$1,000.008/12/2010 5:25:29 PM
Simply2fly$25.00$25.008/12/2010 6:07:34 PM
GABC-1$25.00$25.008/12/2010 4:03:43 PM
ton100$35.00$35.008/12/2010 6:32:29 PM
diligent-leverage$30.00$30.008/12/2010 4:14:05 PM
SimonHova$29.04$29.048/12/2010 3:44:28 PM
Hartfelt$26.07$26.078/12/2010 6:33:17 PM
thankful-nickel2$25.00$25.008/12/2010 6:36:18 PM
soheagle$25.00$25.008/12/2010 9:22:28 PM
foldingbenny2$55.00$55.008/12/2010 7:04:05 PM
jasperpants$25.00$25.008/13/2010 3:02:23 AM
sajitk$25.00$25.008/13/2010 3:07:41 AM
xphile$25.00$25.008/13/2010 3:13:00 AM
azarael$25.00$25.008/12/2010 9:08:07 PM
Tahoeguy$25.00$25.008/13/2010 5:48:04 AM
durability-bandit1$27.60$27.608/13/2010 3:38:01 AM
OaklandIuMien$50.00$50.008/12/2010 7:58:37 PM
codenoise$25.00$25.008/13/2010 3:07:12 AM
ChicoBob$26.17$26.178/13/2010 3:13:04 AM
paulccsi$50.00$50.008/13/2010 8:06:30 AM
mrpowers5531$25.00$25.008/13/2010 8:12:08 AM
totoro$25.00$25.008/13/2010 8:47:05 AM
benefit-piano5$25.00$25.008/13/2010 10:07:02 AM
oneirish$25.00$25.008/13/2010 10:12:53 AM
TJ-Financial-Group$30.00$30.008/13/2010 1:21:09 PM
palpbert$25.00$25.008/13/2010 12:47:16 PM
kegs$1,400.00$1,109.778/13/2010 1:14:42 PM
bold-visionary-rate$25.00$25.008/13/2010 1:46:56 PM
Mario2007$50.00$50.008/13/2010 1:05:48 PM
grampy48$50.00$50.008/13/2010 1:23:47 PM
dontscrewmeover1$25.00$25.008/6/2010 2:00:27 PM
windfall46$25.00$25.008/6/2010 2:00:34 PM
schpere$25.00$25.008/6/2010 2:01:12 PM
freesia54$50.00$50.008/6/2010 2:01:55 PM
fcb202$50.00$50.008/6/2010 2:02:52 PM
ksmith08$50.00$50.008/6/2010 2:03:05 PM
neighborly-hope6$100.00$100.008/6/2010 2:03:15 PM
MrDavid$50.00$50.008/6/2010 2:03:19 PM
mrbanker$100.00$100.008/6/2010 2:03:25 PM
moneyfriend$50.00$50.008/6/2010 2:03:28 PM
Skramar$25.00$25.008/6/2010 2:03:37 PM
the-productive-agreement$25.00$25.008/6/2010 2:03:50 PM
delicious-social132$40.00$40.008/6/2010 2:03:58 PM
wormdc$25.00$25.008/6/2010 1:58:41 PM
best-coin-miser$25.00$25.008/6/2010 1:58:57 PM
meenan$25.00$25.008/6/2010 1:59:32 PM
MoneyU4IA$50.00$50.008/6/2010 2:02:35 PM
simplelender80$250.00$250.008/6/2010 2:02:38 PM
kenji4861$25.00$25.008/6/2010 2:02:47 PM
personal-lender$25.00$25.008/6/2010 2:02:56 PM
Ivan2007$50.00$50.008/6/2010 2:07:05 PM
Mantis75$25.00$25.008/6/2010 2:03:03 PM
eyal0$25.00$25.008/6/2010 2:03:22 PM
platinum-genetics$25.00$25.008/6/2010 2:03:44 PM
bountiful-durability$100.00$100.008/6/2010 2:08:05 PM
bigbucksfunding$38.78$38.788/6/2010 2:07:57 PM
larrybird$100.00$100.008/6/2010 2:08:07 PM
buckyhead2000$25.00$25.008/6/2010 2:04:02 PM
mvpvapi$50.00$50.008/6/2010 2:08:42 PM
speyer$50.00$50.008/6/2010 2:23:03 PM
jstnow$25.00$25.008/6/2010 2:06:46 PM
gain-seagull9$25.00$25.008/6/2010 2:07:34 PM
acropiloterau2002$25.00$25.008/6/2010 2:08:38 PM
stoopidnoodle$25.00$25.008/6/2010 3:23:53 PM
Attract$25.00$25.008/6/2010 6:12:38 PM
djs81$25.00$25.008/6/2010 9:22:38 PM
mlopez2007$25.00$25.008/6/2010 9:40:54 PM
thedoctor$42.15$42.158/6/2010 9:34:33 PM
myduck$50.00$50.008/6/2010 6:27:32 PM
lloyd_s$25.00$25.008/6/2010 9:55:41 PM
julijask$25.00$25.008/6/2010 9:55:24 PM
flwah$25.00$25.008/6/2010 9:55:35 PM
Peer-to-PeerFunding$50.00$50.008/6/2010 10:33:57 PM
Carpetkid$29.84$29.848/6/2010 9:14:01 PM
sensible-gain884$50.00$50.008/7/2010 5:02:31 AM
unclejaef$25.00$25.008/6/2010 10:07:16 PM
mizount$50.00$50.008/7/2010 7:28:17 AM
Jassi$25.00$25.008/7/2010 6:53:31 AM
money-explorer3$25.00$25.008/7/2010 9:37:35 AM
ujiba$25.00$25.008/7/2010 11:22:43 AM
bayareainv$42.79$42.798/7/2010 11:27:44 AM
soulwork$25.00$25.008/7/2010 11:57:32 AM
SARMAR$50.00$50.008/7/2010 8:08:11 AM
ingenious-order783$50.00$50.008/7/2010 8:48:29 AM
SoCalRancher$25.00$25.008/7/2010 9:07:59 AM
reinforced-reward$25.00$25.008/7/2010 11:33:07 AM
E_G$50.00$50.008/7/2010 9:18:33 PM
catomaior$25.00$25.008/7/2010 9:27:46 PM
dtrain5$25.00$25.008/7/2010 8:27:51 PM
geniusj$25.00$25.008/8/2010 1:07:33 PM
mglanham$25.00$25.008/8/2010 3:43:31 AM
Bookophile$50.00$50.008/8/2010 2:52:34 PM
compassion-lotus5$25.00$25.008/8/2010 8:32:53 AM
tech310$50.00$50.008/8/2010 9:34:01 PM
value-pouch$25.00$25.008/8/2010 3:17:38 PM
syounker$25.00$25.008/8/2010 3:17:40 PM
Phantom99$25.00$25.008/9/2010 5:47:31 AM
refined-income7$25.00$25.008/8/2010 6:42:36 PM
money-bauble$95.75$95.758/9/2010 7:13:25 AM
munnu$25.00$25.008/9/2010 8:38:26 AM
sandeepPR$25.00$25.008/9/2010 8:37:53 AM
roccofox$26.92$26.928/9/2010 8:38:50 AM
burgeoning-silver$25.00$25.008/9/2010 8:39:20 AM
best-deal-banker$50.00$50.008/9/2010 8:39:24 AM
HeavyDriver03$25.00$25.008/9/2010 8:40:11 AM
nickel-ferret$25.00$25.008/9/2010 8:43:11 AM
credit-scout7$30.00$30.008/9/2010 8:43:10 AM
IIP77$25.00$25.008/9/2010 7:32:47 AM
fireboss$25.00$25.008/9/2010 8:48:41 AM
degster$25.00$25.008/9/2010 7:43:43 AM
fund-baker9$50.00$50.008/9/2010 8:38:07 AM
CirC$25.00$25.008/9/2010 8:40:08 AM
lend_to_you$25.00$25.008/9/2010 8:43:11 AM
edognyc$25.00$25.008/9/2010 9:22:41 AM
cclady$200.00$200.008/9/2010 10:55:20 AM
kaykarun$50.00$50.008/9/2010 11:48:20 AM
vkorichkov$30.00$30.008/9/2010 11:58:52 AM
aue513$25.58$25.588/9/2010 1:07:58 PM
best-ingenious-funds$25.00$25.008/9/2010 1:53:41 PM
a-special-power$25.00$25.008/9/2010 1:53:55 PM
important-ore$50.00$50.008/9/2010 5:53:02 PM
red-favorable-basis$25.00$25.008/9/2010 5:17:06 PM
BiggestG$25.00$25.008/9/2010 8:49:20 PM
platinum-optimization1$25.00$25.008/9/2010 8:27:40 PM
Philosonie$25.00$25.008/10/2010 4:43:06 AM
majormoves1$25.00$25.008/9/2010 9:04:40 PM
bright-balance$25.00$25.008/10/2010 4:42:51 AM
wyogirllender$25.00$25.008/10/2010 7:51:37 AM
kanakakm$50.00$50.008/10/2010 7:57:31 AM
MONEYLENDER101$100.00$100.008/10/2010 4:43:08 AM
stable-money$25.00$25.008/10/2010 9:34:23 AM
livelytoad$25.00$25.008/10/2010 7:18:04 AM
bigballer105$100.00$100.008/10/2010 10:57:47 AM
DadWarbucks$25.00$25.008/10/2010 3:33:20 PM
friendlyviking$25.00$25.008/10/2010 3:35:36 PM
liberty-destiny3$50.00$50.008/10/2010 5:08:40 PM
Spcd2Mch$25.00$25.008/10/2010 6:28:13 PM
transparency-giant$39.26$39.268/11/2010 12:34:09 AM
stensonb$25.00$25.008/11/2010 12:19:11 AM
alexstar$25.00$25.008/11/2010 12:23:16 AM
bchen78875$50.00$50.008/11/2010 2:39:01 AM
lendingstar$25.00$25.008/10/2010 8:12:44 PM
Nco$25.00$25.008/11/2010 12:33:10 AM
lenderme$25.00$25.008/11/2010 7:23:54 AM
Veggie_Monkey$25.00$25.008/11/2010 8:52:51 AM
rcr549$25.00$25.008/11/2010 9:32:30 AM
Tradesmanlender$25.00$25.008/11/2010 8:28:04 AM
outofoffice$75.00$75.008/11/2010 9:49:04 AM
Supp0rter$38.56$38.568/11/2010 8:52:43 AM
Searlzy$25.00$25.008/11/2010 12:33:24 PM
FrayBentos$25.00$25.008/11/2010 12:33:29 PM
bullincage$25.00$25.008/11/2010 12:34:09 PM
TriSail$25.00$25.008/11/2010 12:34:54 PM
atomantic$25.00$25.008/11/2010 8:53:00 AM
cleared2land$25.00$25.008/11/2010 12:33:26 PM
head$25.00$25.008/11/2010 12:35:36 PM
Natronpee$25.00$25.008/11/2010 12:36:14 PM
lamsabuy$46.65$46.658/11/2010 12:37:08 PM
life-is-great$50.00$50.008/11/2010 12:33:41 PM
jeffaa$50.00$50.008/11/2010 12:33:46 PM
economy-balance$25.00$25.008/11/2010 12:35:15 PM
johngaltline$25.00$25.008/11/2010 12:36:45 PM
Archchancellor$50.00$50.008/11/2010 12:37:03 PM
RoyFauntleroy$25.00$25.008/11/2010 12:37:06 PM
affluence-tycoon$25.00$25.008/11/2010 2:13:25 PM
abnvette$25.00$25.008/11/2010 3:52:28 PM
RICHMONDREB$50.00$50.008/11/2010 4:09:24 PM
angelbaby123$25.00$25.008/11/2010 3:07:46 PM
seabass123$25.00$25.008/11/2010 3:52:38 PM
skywise$25.00$25.008/11/2010 10:27:36 PM
latestone$25.00$25.008/11/2010 9:08:00 PM
McDeeter$50.00$50.008/12/2010 7:34:20 AM
moola-man$50.00$50.008/12/2010 7:58:46 AM
BenBernanke$25.00$25.008/12/2010 5:22:52 AM
evensteven$25.00$25.008/12/2010 7:07:40 AM
ramsbladder$25.00$25.008/12/2010 9:42:45 AM
integrity-onator1$25.00$25.008/11/2010 9:33:32 PM
ArmstrongVentures$25.00$25.008/12/2010 9:13:41 AM
funds-promiser$39.63$39.638/12/2010 4:32:35 AM
Spring342$25.00$25.008/12/2010 11:03:56 AM
TrueLending$40.92$40.928/12/2010 8:02:27 AM
webwesen$49.51$49.518/12/2010 11:19:27 AM
blue-exuberant-economy$25.00$25.008/12/2010 1:32:29 PM
Kalki$34.65$34.658/12/2010 11:12:30 AM
jpblan11$25.00$25.008/12/2010 2:08:34 PM
rakstar$50.00$50.008/12/2010 2:18:06 PM
loot-heart$49.88$49.888/12/2010 12:12:30 PM
ISLA-VISTA$25.00$25.008/12/2010 12:17:44 PM
revmax$25.00$25.008/12/2010 2:18:08 PM
skidoo99$25.00$25.008/12/2010 11:19:16 AM
akl_5277$25.00$25.008/12/2010 11:27:51 AM
bankofsam$25.00$25.008/12/2010 11:43:02 AM
diverse2$30.00$30.008/12/2010 2:37:31 PM
davidy$25.00$25.008/12/2010 11:52:27 AM
jplatypus$25.00$25.008/12/2010 1:27:25 PM
IPlayOutsideTheBox$25.00$25.008/12/2010 1:42:55 PM
Hokie83$28.42$28.428/12/2010 2:32:28 PM
wilchik$100.00$100.008/12/2010 3:10:59 PM
bid-carrier0$25.00$25.008/12/2010 3:25:34 PM
loan4teacher$50.00$50.008/12/2010 3:58:59 PM
Jumbojack$50.00$50.008/12/2010 4:17:26 PM
beachbum22$25.00$25.008/12/2010 5:43:11 PM
debt-system880$100.00$100.008/12/2010 5:49:22 PM
ams294$50.00$50.008/12/2010 5:56:27 PM
Xukarak$25.00$25.008/12/2010 6:02:49 PM
platinum-rapture6$50.00$50.008/12/2010 6:17:37 PM
ddibernardo$43.84$43.848/12/2010 6:54:59 PM
Global2010$50.00$50.008/12/2010 6:33:40 PM
appleblossomlending$25.00$25.008/12/2010 8:06:57 PM
dumbass$25.00$25.008/13/2010 3:07:28 AM
outwish$25.00$25.008/13/2010 3:13:12 AM
anakinsolo$25.00$25.008/13/2010 3:32:47 AM
jo2y$25.00$25.008/13/2010 3:38:06 AM
YellowJacket$25.00$25.008/13/2010 5:16:58 AM
ralf206$100.00$100.008/12/2010 7:29:42 PM
ashinvest$25.00$25.008/13/2010 3:07:17 AM
new-reward-sequoia$25.00$25.008/13/2010 3:37:38 AM
ClearLake$25.00$25.008/13/2010 8:12:03 AM
contract-festival7$46.95$46.958/13/2010 5:55:16 AM
tolerant-dinero2$25.00$25.008/13/2010 9:32:29 AM
hattric73$25.00$25.008/13/2010 2:52:09 AM
cunning-bill2$25.00$25.008/13/2010 9:34:03 AM
poeman$50.00$50.008/13/2010 6:54:54 AM
fearless-auction7$25.00$25.008/13/2010 9:35:41 AM
1fortheroad$25.00$25.008/13/2010 3:13:19 AM
worth-quark$25.00$25.008/13/2010 7:22:31 AM
meux99$25.00$25.008/13/2010 3:32:51 AM
cheftek$50.00$50.008/13/2010 6:42:48 AM
pseudokris$25.00$25.008/13/2010 6:50:59 AM
moneytolend72$25.00$25.008/13/2010 11:06:52 AM
GABC-1$40.00$40.008/13/2010 9:40:51 AM
a-truth-upholder$35.97$35.978/13/2010 1:04:33 PM
ZeoInvestments$25.00$25.008/13/2010 8:47:35 AM
sainswor99$25.00$25.008/13/2010 1:14:17 PM
wwwUniversal$25.00$25.008/13/2010 1:27:57 PM
albatross897$25.00$25.008/13/2010 10:28:31 AM
helpingyou1$25.00$25.008/13/2010 10:43:01 AM
Cherrypicker06$25.00$25.008/13/2010 11:02:48 AM
ldinob$500.00$500.008/13/2010 11:06:04 AM
Breadandbutter$25.00$25.008/13/2010 12:50:26 PM
johnk317$100.00$100.008/13/2010 1:20:02 PM
410 bids
 
Borrower Payment Dependent Notes Series 470597
This series of Notes was issued and sold upon the funding of the borrower loan #43968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,250.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Aug-09-2010 
  Auction end date:  Aug-16-2010 
 
Starting lender yield: 12.65% Starting borrower rate/APR: 13.65% / 15.80% Starting monthly payment: $246.56
Final lender yield: 12.65% Final borrower rate/APR: 13.65% / 15.80% Final monthly payment: $246.56
 
Auction yield range: 5.89% - 12.65% Estimated loss impact: 5.16%  
Lender servicing fee: 1.00% Estimated return: 7.49%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1984 Debt/Income ratio: 20%
Credit score: 720-739 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 19Length of status:12y 11m
Amount delinquent: $0 Total credit lines: 31 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,003Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: No  
Screen name: blue-deal-position Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 13 ( 100% ) 720-739 (Latest)
Principal borrowed: $8,100.00< 31 days late: 0 ( 0% )  
720-739 (May-2010)
740-759 (Jul-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Energy Saving improvements + paint
Purpose of loan:
This loan will be used to pay for the work I am doing to the exterior of my home that I have been living in since 1997.? I am replacing all of the masonite siding with Hardiplank, upgrading the electrical service and moving the panel box inside my house, replacing all the rotted wood on eves and porch and repainting.? The overall project also includes replacing all of the old windows with low-e glass windows. The window replacement will allow me to receive a $450 rebate from local electric power company and also makes me eligible for IRS tax credits. This is a second attempt with a lower loan request.
My financial situation:
My credit rating and payment track record is very good. I received my first loan with Prosper last August and then refinanced that loan in May 2010 at a lower rate. At that time I had not completed my planning for this project so I have just paid off that loan from my reserve funds and am asking for this loan to help me complete this project.? Once this outside project is completed I will move onto cosmetic improvements inside.This house is currently financed with my State Employees Credit union at a rate of 4.75% and once these improvements are completed, I plan to have the house reappraised?so that I can lower the?loan to value ratio and thus improve my loan margin to get a lower interest rate of 3.75. My current house payment with escrow is $831.00.The escrow takes care of my taxes and house insurance.
My car payment is $262 a month
I have been employed with the state of North Carolina since 1997.Monthly?net income: $ $4800 (this was previously listed incorrectly with gross income figure)

Thank you for your consideration
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi-I want to understand how much you're paying on the revolving credit outstanding, along with your other expenses. So, what are your total monthly expenses? Thanks. - all_of_that_one
A: My monthly bills: Mortgage/escrow for taxes & insurance 831; Car 262; Car insurance 100; Utilities (water, gas, electric,Phone, cable, cell, security) 400; Revolving credit (required) 850; Food 175; Entertainment 75; 401K (pretax); 300 Medical acct (pretax) 170. This adds up to a little less than about $3200. My additional cash used to pay down of unsecured debt and practice of debit card use instead of revolving cards. (Aug-13-2010)
Q: Why are you spending money on this house when Prosper indicates that you don't own a home? - a2190b
A: Thank you for your question. I can assure you I am purchasing this home. I have looked at various places on my profile to correct the fact that Prosper does not report me as a home owner. When I look at the listing it says that field is populated if the credit report shows a home on it. I can only assume that since my home mortgage is funded through my state employees? credit union that it might not show up on the report. I will check with Prosper by sending them an email. (Aug-15-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.008/9/2010 2:44:44 PM
income-fortress$25.00$25.008/9/2010 2:49:43 PM
xstreamin$25.00$25.008/9/2010 2:49:50 PM
jbaum$25.00$25.008/9/2010 2:50:11 PM
enthralling-deal180$100.00$100.008/9/2010 2:50:23 PM
diplomatic-wealth7$50.00$50.008/9/2010 2:50:36 PM
Weaverville$50.00$50.008/9/2010 2:44:08 PM
paymentologist$25.00$25.008/9/2010 2:53:07 PM
Goodlender42$25.00$25.008/9/2010 2:53:16 PM
simplelender80$250.00$250.008/9/2010 2:46:37 PM
leeball$50.00$50.008/9/2010 2:53:29 PM
objective-investor$100.00$100.008/9/2010 2:54:34 PM
ichibon$100.00$100.008/9/2010 2:54:43 PM
socrates520$50.00$50.008/9/2010 2:55:12 PM
cablenews$50.00$50.008/9/2010 2:55:34 PM
fishintime$25.00$25.008/9/2010 2:56:52 PM
52digital$25.00$25.008/9/2010 2:57:59 PM
E_G$50.00$50.008/9/2010 2:58:26 PM
Bookophile$100.00$100.008/9/2010 2:59:22 PM
spaceman1645$100.00$100.008/9/2010 2:59:32 PM
Hogpilot$25.00$25.008/9/2010 2:59:41 PM
fabulous-community4$150.00$150.008/9/2010 3:03:17 PM
Picopie$34.20$34.208/9/2010 5:07:36 PM
sensible-trade$100.00$100.008/9/2010 7:08:31 PM
Panna$25.00$25.008/9/2010 7:57:39 PM
Krozy$25.00$25.008/9/2010 8:34:02 PM
rcc7$50.00$50.008/9/2010 10:29:16 PM
credit-investor5$50.00$50.008/9/2010 10:32:36 PM
abnvette$25.00$25.008/10/2010 7:12:26 AM
Sol_Invictus$25.00$25.008/10/2010 8:09:59 AM
important-openness1$25.00$25.008/10/2010 8:58:20 AM
bannybucks$25.00$25.008/10/2010 6:43:46 AM
docktah$50.00$50.008/10/2010 11:11:28 AM
CAGE-Investments$25.00$25.008/10/2010 11:12:04 AM
wonderful-revenue0$25.00$25.008/10/2010 12:02:50 PM
helpishere777$25.00$25.008/10/2010 9:22:58 PM
atomantic$50.00$50.008/10/2010 8:10:18 PM
inspired-investment8$100.00$100.008/10/2010 10:17:55 PM
dcap3$50.00$50.008/11/2010 6:13:29 AM
Ocean713$50.00$50.008/11/2010 7:38:26 AM
outofoffice$25.00$25.008/11/2010 9:47:48 AM
kegs$150.00$150.008/11/2010 10:07:59 AM
AFFlyboy$50.00$50.008/12/2010 11:37:55 AM
buddy486$25.00$25.008/12/2010 11:47:34 AM
Sixmil$25.00$25.008/12/2010 11:28:04 AM
riproaringrapids$25.00$25.008/12/2010 6:34:54 PM
gracej$25.00$25.008/12/2010 6:42:47 PM
flexible-integrity7$75.00$75.008/12/2010 9:11:35 PM
platinum-rapture6$25.00$25.008/12/2010 6:17:44 PM
ralf206$100.00$100.008/12/2010 7:42:05 PM
anton$25.00$25.008/12/2010 6:42:36 PM
justice-dna$40.00$40.008/12/2010 6:42:46 PM
upbeat-investment9$25.00$25.008/12/2010 6:42:52 PM
Binan$25.00$25.008/13/2010 7:30:38 AM
mrack$25.00$25.008/13/2010 3:35:58 AM
hrubinst$25.00$25.008/13/2010 3:36:27 AM
DeutscheBank$25.00$25.008/13/2010 10:21:24 AM
hard-working-loot$25.00$25.008/13/2010 10:34:53 AM
red-power-pecan$50.00$50.008/13/2010 9:33:24 AM
silver-armada$50.00$50.008/13/2010 10:49:27 AM
Tradesmanlender$25.00$25.008/13/2010 9:36:58 AM
next2$25.00$25.008/13/2010 10:06:01 AM
Clambake$50.00$50.008/13/2010 8:37:23 AM
chkrvrty$25.00$25.008/13/2010 12:40:28 PM
lucrative-durability$25.00$25.008/13/2010 7:04:38 PM
a2190b$25.00$25.008/13/2010 5:44:20 PM
wlm3012$25.00$25.008/14/2010 11:43:30 AM
Dollars4Rent$25.00$25.008/14/2010 12:31:54 PM
Kessler$27.00$27.008/14/2010 12:32:15 PM
P3P-Career-Coach$25.00$25.008/14/2010 6:26:28 PM
doopers$25.00$25.008/15/2010 7:37:32 AM
crdcteng$25.00$25.008/15/2010 9:50:19 AM
ethicalhumanist$25.00$25.008/15/2010 7:22:21 PM
FinanceEngine$25.00$25.008/16/2010 10:25:33 AM
DasMula$25.00$25.008/16/2010 9:22:19 AM
availableloan$25.00$25.008/16/2010 10:07:37 AM
BrighterSuns$25.00$25.008/16/2010 11:51:28 AM
velocity-winner$25.00$25.008/16/2010 1:09:08 PM
durable-investment8$30.00$30.008/16/2010 11:22:18 AM
ray1051$25.00$25.008/9/2010 2:45:38 PM
jigsaw$100.00$100.008/9/2010 2:50:00 PM
proper-p2p6$100.00$100.008/9/2010 2:50:50 PM
LenderDan$50.00$50.008/9/2010 2:50:59 PM
richboy56$50.00$50.008/9/2010 2:45:07 PM
tech310$100.00$100.008/9/2010 2:47:34 PM
ddog0224$25.00$25.008/9/2010 2:54:58 PM
Bio-physicist$25.00$25.008/9/2010 2:55:25 PM
hitsman$100.00$100.008/9/2010 2:55:49 PM
bountiful-durability$100.00$100.008/9/2010 2:56:26 PM
larrybird$100.00$100.008/9/2010 2:56:38 PM
j2ee$25.00$25.008/9/2010 2:57:14 PM
Investoman$100.00$100.008/9/2010 2:58:44 PM
greeninspirit$25.00$25.008/9/2010 2:52:57 PM
cathexis$50.00$50.008/9/2010 2:58:59 PM
Supernick$50.00$50.008/9/2010 2:59:07 PM
rescue$50.00$50.008/9/2010 2:53:40 PM
Wellman$100.00$100.008/9/2010 2:54:14 PM
GElender$50.00$50.008/9/2010 4:02:48 PM
chicco$80.00$80.008/9/2010 3:00:48 PM
luckyldy$35.00$35.008/9/2010 7:08:22 PM
BeanCownter$200.00$200.008/9/2010 7:08:57 PM
cash-boots$25.00$25.008/9/2010 7:47:41 PM
tranquil-return4$25.00$25.008/10/2010 3:17:41 AM
studious-bonus7$60.68$60.688/10/2010 3:42:33 AM
octoberfresh$25.00$25.008/10/2010 7:06:37 AM
MARSTUN$50.00$50.008/10/2010 11:08:29 AM
iolaire$25.00$25.008/10/2010 2:18:43 PM
buraky$50.00$50.008/10/2010 11:12:19 AM
platinum-optimization1$25.00$25.008/10/2010 6:28:10 PM
the-profit-oracle$25.00$25.008/11/2010 12:35:45 AM
bchen78875$25.00$25.008/11/2010 2:38:44 AM
blue-useful-auction$25.00$25.008/11/2010 7:47:07 AM
Easystreet$25.00$25.008/11/2010 1:58:51 PM
skuba$25.00$25.008/12/2010 6:33:25 AM
wise-deal-panda$50.00$50.008/12/2010 9:32:46 AM
resource777$30.76$30.768/12/2010 6:22:36 AM
thevogelfamily$25.00$25.008/12/2010 11:19:27 AM
oracle3$50.00$50.008/12/2010 12:58:51 PM
Lesburger$25.00$25.008/12/2010 4:17:35 PM
Jumbojack$50.00$50.008/12/2010 4:17:54 PM
Occhy$50.00$50.008/12/2010 3:33:11 PM
bid-carrier0$25.00$25.008/12/2010 3:49:26 PM
Marathoner$50.00$50.008/12/2010 6:35:24 PM
benefit-piano5$25.00$25.008/12/2010 6:42:55 PM
diversification-viking$25.00$25.008/12/2010 9:37:29 PM
new-social-economist$25.00$25.008/12/2010 5:02:39 PM
bid-czar8$50.00$50.008/12/2010 7:12:35 PM
gochargers$96.79$96.798/12/2010 6:35:06 PM
bonus-poplar2$44.39$44.398/12/2010 7:07:38 PM
beachbum22$25.00$25.008/12/2010 7:22:29 PM
blackstar$25.00$25.008/13/2010 4:33:59 AM
DcUnited$25.00$25.008/13/2010 3:16:31 AM
SpectrumCen$25.00$25.008/13/2010 7:22:27 AM
anders94$25.00$25.008/13/2010 10:21:36 AM
tolerant-dinero2$25.00$25.008/13/2010 9:32:40 AM
principal-trident$50.00$50.008/13/2010 9:34:38 AM
wise-silver-wonder$25.00$25.008/13/2010 9:36:06 AM
the-productive-agreement$25.00$25.008/13/2010 12:49:47 PM
chekat$25.00$25.008/13/2010 12:50:24 PM
keeminn$50.00$5.728/13/2010 1:42:07 PM
a2190b$25.00$25.008/13/2010 5:43:51 PM
gold-sycamore$35.00$35.008/13/2010 6:13:39 PM
all_of_that_one$25.00$25.008/13/2010 6:16:21 PM
wwwUniversal$25.00$25.008/13/2010 10:35:32 PM
all_of_that_one$35.00$35.008/13/2010 8:27:59 PM
bank-examiner$25.00$25.008/14/2010 3:38:49 AM
rockhound84$25.00$25.008/14/2010 7:27:56 AM
Kelor99$25.00$25.008/14/2010 12:36:16 AM
aganippe$50.00$50.008/14/2010 6:56:32 AM
MrEville$25.00$25.008/14/2010 8:32:33 PM
jms1983$25.00$25.008/14/2010 4:05:09 PM
lucrative-coin$65.17$65.178/15/2010 8:14:53 AM
maj0508$100.00$100.008/15/2010 12:23:55 AM
Techne_Funds_LLC$25.00$25.008/15/2010 5:01:02 PM
starry2001$25.00$25.008/15/2010 3:36:57 PM
JerryB96$25.00$25.008/15/2010 8:50:24 PM
scott2004114$37.79$37.798/15/2010 9:42:48 PM
SpotLending$25.00$25.008/15/2010 3:25:55 PM
grampy48$25.00$25.008/16/2010 7:47:26 AM
colorfulgardener$25.00$25.008/15/2010 8:32:23 PM
yield-lion2$30.00$30.008/16/2010 9:37:02 AM
forthright-principal2$25.00$25.008/16/2010 7:54:30 AM
MWMoney$25.00$25.008/16/2010 6:56:18 AM
balance-chestnut$62.50$62.508/16/2010 12:27:37 PM
invest-in-ed$50.00$50.008/16/2010 2:04:29 PM
165 bids
 
Borrower Payment Dependent Notes Series 470777
This series of Notes was issued and sold upon the funding of the borrower loan #43972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-10-2010 
  Auction end date:  Aug-17-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $201.91
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $201.91
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1988 Debt/Income ratio: 13%
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 11Length of status:22y 2m
Amount delinquent: $5 Total credit lines: 36 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,027Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: Yes  
Screen name: g-texas Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Expense/Credit card
Purpose of loan:
This loan will be used to consolidate 2 credit cards and to pay off hospital bills from surgery last year.

My financial situation:
I am a good candidate for this loan because I always pay my debts and am diligent in making sure my accounts are current. I am working to get my credit score corrected as it current indicates 1 delinquent account which is incorrect.

Monthly net income: $ 6500

Monthly expenses: $
??Housing: $ 689.57
??Taxes/Insurance: $ 400
??Car expenses: $ 338.73
??Utilities: $ 250.00
??Phone, cable, internet: $ 125
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
top-courteous-peso$25.00$25.008/10/2010 2:57:18 PM
balance-handshake7$25.00$25.008/10/2010 3:16:21 PM
personal-lender$25.00$25.008/10/2010 3:16:41 PM
cablenews$25.00$25.008/10/2010 3:38:30 PM
zone8$100.00$100.008/10/2010 3:39:51 PM
bchen78875$25.00$25.008/11/2010 2:41:13 AM
svandgts$25.00$25.008/11/2010 3:43:39 AM
simplelender80$48.39$48.398/11/2010 12:38:21 PM
Tycho$26.00$26.008/11/2010 2:16:41 PM
tech310$25.00$25.008/11/2010 2:19:08 PM
uncleegg$25.00$25.008/11/2010 2:19:15 PM
Comoparklender$40.00$40.008/11/2010 2:17:23 PM
new-social-economist$25.00$25.008/12/2010 5:18:00 PM
birddogsb$50.00$50.008/12/2010 7:58:26 PM
enthralling-deal180$100.00$100.008/12/2010 7:43:28 PM
bid-czar8$50.00$50.008/12/2010 7:13:24 PM
kind-bill-supporter$50.00$50.008/13/2010 4:37:34 PM
asiaratt$50.00$50.008/14/2010 12:51:55 PM
abnvette$25.00$25.008/15/2010 11:19:48 AM
kulender$50.00$50.008/15/2010 11:52:28 AM
fund-secret-agent$25.00$25.008/15/2010 3:11:11 PM
helping-out$30.00$30.008/15/2010 9:07:46 PM
BeanCownter$100.00$100.008/16/2010 11:26:04 AM
gotjack$25.00$25.008/16/2010 3:27:08 PM
helpishere777$25.00$25.008/16/2010 3:31:42 PM
roblender$25.00$25.008/16/2010 3:38:50 PM
Investoman$50.00$50.008/16/2010 3:42:23 PM
economy-producer$25.00$25.008/16/2010 3:42:45 PM
cash-spark3$25.00$25.008/16/2010 3:42:53 PM
Cybercusp$25.00$25.008/16/2010 3:43:51 PM
mrzz$25.00$25.008/16/2010 3:36:07 PM
seisen$50.00$50.008/16/2010 3:43:08 PM
Ducatiman1978$25.00$25.008/16/2010 3:36:59 PM
well-rounded-dinero$25.00$25.008/16/2010 3:43:24 PM
red-favorable-basis$25.00$25.008/16/2010 3:37:38 PM
wanna-help$25.00$25.008/16/2010 3:44:08 PM
tolerant-interest4$25.00$25.008/16/2010 3:44:12 PM
asset-trumpeter$50.00$50.008/16/2010 3:44:17 PM
magnolia161$50.00$50.008/16/2010 3:44:42 PM
cestesV$50.00$50.008/16/2010 3:41:28 PM
JustMee$25.00$25.008/16/2010 5:10:52 PM
adir1$25.00$25.008/16/2010 3:42:14 PM
PThor$25.00$25.008/16/2010 3:54:26 PM
matt_2006$25.00$25.008/16/2010 3:55:06 PM
Kash2010lu$25.00$25.008/16/2010 8:29:52 PM
mtquan$25.00$25.008/16/2010 10:52:24 PM
zone6$100.00$100.008/16/2010 8:59:44 PM
the-cash-allotment$51.22$51.228/16/2010 5:40:03 PM
tompau$25.00$25.008/17/2010 6:49:29 AM
skubwa$25.00$25.008/17/2010 9:13:59 AM
majestic-currency3$50.00$50.008/17/2010 7:24:57 AM
KRLFS$30.00$30.008/17/2010 9:00:02 AM
Bob450$25.00$25.008/17/2010 12:13:17 PM
danza$25.00$25.008/17/2010 11:45:54 AM
Aleut$25.00$25.008/17/2010 10:42:41 AM
TheYellowDart$25.00$25.008/17/2010 1:32:22 PM
durable-investment8$35.00$35.008/17/2010 11:50:31 AM
credit-vinyl$25.00$25.008/17/2010 2:13:49 PM
leverage-monger$55.00$55.008/17/2010 2:41:19 PM
unger$80.00$80.008/17/2010 2:36:04 PM
leverage-monger$25.00$25.008/17/2010 2:36:43 PM
reward-adventure$30.00$30.008/10/2010 3:15:53 PM
important-openness1$100.00$100.008/10/2010 3:18:58 PM
diplomatic-wealth7$25.00$25.008/10/2010 3:10:55 PM
Artist_Blue$25.00$25.008/10/2010 3:31:00 PM
Ocean713$50.00$50.008/11/2010 7:38:44 AM
lowlite6647$25.00$25.008/11/2010 9:34:06 AM
copper$30.00$30.008/11/2010 11:17:39 AM
halothane_logic$25.00$25.008/11/2010 7:07:46 AM
kegs$100.00$100.008/11/2010 10:13:49 AM
pembull$25.00$25.008/11/2010 11:27:31 AM
WalnutCreekguy$25.00$25.008/11/2010 2:20:10 PM
larrybird$100.00$100.008/11/2010 6:26:25 PM
oracle3$50.00$50.008/12/2010 10:40:15 AM
ComputerCash25$25.00$25.008/12/2010 8:05:33 AM
reflective-rupee$25.00$25.008/12/2010 2:33:12 PM
loyalist1$50.00$50.008/12/2010 3:50:11 PM
investment-prairie8$50.00$50.008/13/2010 1:29:54 AM
red-power-pecan$50.00$50.008/13/2010 7:56:21 PM
dynrep$25.00$25.008/14/2010 4:48:05 PM
the-silver-blaster$35.00$35.008/15/2010 10:27:29 AM
richboy56$25.00$25.008/15/2010 2:16:03 PM
mtp$50.00$50.008/16/2010 9:27:19 AM
leodaguy$95.26$95.268/16/2010 11:25:11 AM
head$25.00$25.008/16/2010 3:33:43 PM
Bob450$25.00$25.008/16/2010 3:34:23 PM
ITExec$26.19$26.198/16/2010 3:32:54 PM
transaction-animal8$25.00$25.008/16/2010 3:37:59 PM
sensible-trade$50.00$50.008/16/2010 3:38:45 PM
IIP77$25.00$25.008/16/2010 3:31:10 PM
epic-balance0$25.00$25.008/16/2010 3:43:00 PM
inspiring-reward$100.00$100.008/16/2010 3:40:04 PM
nellaelyob$50.00$50.008/16/2010 3:36:41 PM
dcap3$75.00$75.008/16/2010 3:44:02 PM
pixeldave$50.00$50.008/16/2010 3:38:57 PM
lillian27$50.00$50.008/16/2010 3:39:02 PM
Zingaro$25.00$25.008/16/2010 3:45:38 PM
Rogesparkguy$25.00$25.008/16/2010 7:27:12 PM
gelidfrank$25.00$25.008/16/2010 3:45:24 PM
jono9999$50.00$50.008/17/2010 3:52:10 AM
168RichCapital$25.00$25.008/17/2010 9:50:12 AM
SolarMoonshine$25.00$25.008/17/2010 9:11:30 AM
Leshan$33.33$33.338/17/2010 5:46:22 AM
IASKGOD$25.00$25.008/17/2010 10:05:58 AM
lendstats_com$200.00$200.008/17/2010 7:07:00 AM
beans53$25.00$25.008/17/2010 11:42:52 AM
supreme-hope$25.00$25.008/17/2010 12:40:28 PM
Interloper$25.00$25.008/17/2010 11:36:30 AM
Ven58$25.00$25.008/17/2010 12:39:45 PM
greenwell$50.00$50.008/17/2010 2:19:59 PM
dynrep$25.00$4.618/17/2010 2:45:51 PM
listing-bada-bing$50.00$50.008/17/2010 2:46:22 PM
dynrep$25.00$25.008/17/2010 2:44:44 PM
113 bids
 
Borrower Payment Dependent Notes Series 471687
This series of Notes was issued and sold upon the funding of the borrower loan #43997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-17-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 41.35% Starting monthly payment: $45.24
Final lender yield: 32.50% Final borrower rate/APR: 33.50% / 39.80% Final monthly payment: $44.39
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 20.21%  
Lender servicing fee: 1.00% Estimated return: 12.29%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1999 Debt/Income ratio: Not calculated
Credit score: 700-719 (Aug-2010) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 40 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,303Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: Nighthorse19 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 30 ( 100% ) 700-719 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
620-639 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to? purchase 17 y/o son's first car

My financial situation:
I am a good candidate for this loan because? I have VA disability benefits and VA Vocational Rehab stipend being paid while I obtain my Master's degree.? I am also participating in VA Work Study which pays non-reportable income.? My spouse is a member of the Missouri National Guard (E-5) and is also a full-time Federal Technician, making over $45k per year

Monthly net income: $2060.00 plus spouse income of $3200.00

Monthly expenses: $ 3035.00
??Housing: $ 650
??Insurance: $ 125
??Car expenses: $ 700
??Utilities: $ 175
??Phone, cable, internet: $ 160
??Food, entertainment: $ 700
??Clothing, household expenses $ 140
??Credit cards and other loans: $ 135
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.008/16/2010 2:32:43 PM
reflective-rupee$25.00$25.008/16/2010 2:39:25 PM
UCLA4life$35.00$35.008/16/2010 2:45:09 PM
Aberdeen$400.00$400.008/16/2010 2:59:25 PM
genuine-integrity0$25.00$25.008/16/2010 2:51:04 PM
Kash2010lu$50.00$50.008/16/2010 8:03:14 PM
unger$50.00$50.008/17/2010 4:36:19 AM
alexgalt$100.00$100.008/16/2010 2:32:34 PM
fabulous-community4$150.00$150.008/16/2010 2:59:23 PM
glroark$50.00$50.008/16/2010 3:01:25 PM
yield-lion2$30.00$30.008/16/2010 3:00:00 PM
mikeandcat$50.00$10.008/17/2010 4:47:52 AM
loanman2007$50.00$50.008/17/2010 6:23:42 AM
13 bids
 
Borrower Payment Dependent Notes Series 468010
This series of Notes was issued and sold upon the funding of the borrower loan #43959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-26-2010 
  Auction end date:  Jul-27-2010 
 
Starting lender yield: 4.00% Starting borrower rate/APR: 5.00% / 7.05% Starting monthly payment: $149.85
Final lender yield: 4.00% Final borrower rate/APR: 5.00% / 7.05% Final monthly payment: $149.85
 
Auction yield range: 3.93% - 4.00% Estimated loss impact: 2.09%  
Lender servicing fee: 1.00% Estimated return: 1.91%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 5
First credit line: Sep-1996 Debt/Income ratio: 13%
Credit score: 700-719 (Jun-2010) Inquiries last 6m: 1Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:9y 6m
Amount delinquent: $0 Total credit lines: 30 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,009Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: unafraid-felicity1 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Refinancing 401k
Purpose of loan:
This loan will be used to? Pay off a 401k loan.? I can only have one outstanding loan.? I'll use these funds to pay off the loan, to take out another, and pay off Pay Pal.? Easy money in interest for about 3 months!

My financial situation:
I am a good candidate for this loan because? It will be paid back in 3 months.
Information in the Description is not verified.
Friends And Family Winning Bids
PayingItForwardPlease has bid a total of $5,000.00 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
PayingItForwardPlease$5,000.00$5,000.007/27/2010 7:03:27 AM
1 bids
 
Borrower Payment Dependent Notes Series 469614
This series of Notes was issued and sold upon the funding of the borrower loan #43969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-06-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $347.39
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $347.39
 
Auction yield range: 5.93% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1983 Debt/Income ratio: Not calculated
Credit score: 800-819 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 11 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,848Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: No  
Screen name: zippy-felicity Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Family Friendly Children's TV
Purpose of loan:
This loan will be used to continue production for?Cousin Ed's Front Porch, a family-friendly children's television show which?combines live?human characteristics and puppets in the styles of?Mr. Rogers Neighborhood and the Muppets.?

My financial situation:
I am a good candidate for this loan because the project is well-planned and well-developed, with an outstanding cast and development team.?I also have other sources of income.


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$50.00$50.008/2/2010 11:25:57 AM
platinum-sorcerer6$25.00$25.008/2/2010 11:29:38 AM
richboy56$50.00$50.008/2/2010 11:31:57 AM
Investoman$100.00$100.008/2/2010 11:34:03 AM
telegon$25.00$25.008/2/2010 11:34:18 AM
Artist_Blue$25.00$25.008/2/2010 11:31:37 AM
bid-czar8$100.00$100.008/2/2010 11:44:30 AM
greenfuture$25.00$25.008/2/2010 11:35:15 AM
buraky$50.00$50.008/2/2010 11:45:42 AM
Pizza-man$50.00$50.008/2/2010 11:46:03 AM
kbodendorf$25.00$25.008/2/2010 11:45:12 AM
puifais$25.00$25.008/2/2010 11:45:25 AM
xstreamin$25.00$25.008/2/2010 11:46:09 AM
kegs$100.00$100.008/2/2010 11:47:18 AM
green-moola-sniffer$50.00$50.008/2/2010 11:46:32 AM
BeanCownter$200.00$200.008/2/2010 11:47:32 AM
dollar-oracle55$25.00$25.008/2/2010 11:49:09 AM
financial-frenzy$50.00$50.008/2/2010 11:49:18 AM
generous-deal6$25.00$25.008/2/2010 11:48:40 AM
anders94$25.00$25.008/2/2010 11:48:55 AM
SimpleChoice$25.00$25.008/2/2010 11:50:05 AM
enthralling-deal180$100.00$100.008/2/2010 11:49:23 AM
redx$25.00$25.008/2/2010 11:46:00 AM
jbaum$25.00$25.008/2/2010 11:48:12 AM
diplomatic-wealth7$50.00$50.008/2/2010 11:50:41 AM
trade-doughnut5$25.00$25.008/2/2010 11:58:26 AM
bonus-buddy2$35.00$35.008/2/2010 12:00:26 PM
VBAces$50.00$50.008/2/2010 11:59:15 AM
paymentologist$25.00$25.008/2/2010 12:03:09 PM
priceless-money6$50.00$50.008/2/2010 11:56:50 AM
punctual-power7$25.00$25.008/2/2010 12:03:00 PM
brutusbone$25.00$25.008/2/2010 11:58:44 AM
commerce-web5$25.00$25.008/2/2010 12:05:08 PM
CAGE-Investments$25.00$25.008/2/2010 12:06:09 PM
sweet-loan8$25.00$25.008/2/2010 12:09:40 PM
capital_gains$25.00$25.008/2/2010 12:02:18 PM
greeninspirit$25.00$25.008/2/2010 12:02:28 PM
BabyLender$25.00$25.008/2/2010 12:08:05 PM
orange-preeminant-bill$100.00$100.008/2/2010 12:08:42 PM
dynrep$25.00$25.008/2/2010 12:13:19 PM
credit-kahuna$50.00$50.008/2/2010 12:11:32 PM
productive-finance$25.00$25.008/2/2010 12:15:50 PM
ctgscott$25.00$25.008/2/2010 12:15:58 PM
klinebarger$25.00$25.008/2/2010 12:12:26 PM
Contour$50.00$50.008/2/2010 12:19:29 PM
DublinCaLender$25.00$25.008/2/2010 12:20:44 PM
ideal-platinum1$100.00$100.008/2/2010 12:22:31 PM
ddog0224$25.00$25.008/2/2010 12:22:45 PM
Pasagam$25.00$25.008/2/2010 12:19:03 PM
schnatty$50.00$50.008/2/2010 12:19:37 PM
dime-galaxy$25.00$25.008/2/2010 12:20:29 PM
balance6$25.00$25.008/2/2010 12:30:17 PM
sensible-order2$50.00$50.008/2/2010 12:31:54 PM
amint17$25.00$25.008/2/2010 12:10:41 PM
blissful-note7$25.00$25.008/2/2010 12:26:47 PM
Wellman$100.00$100.008/2/2010 12:33:52 PM
mikrolown$25.00$25.008/2/2010 12:13:35 PM
jlot16$25.00$25.008/2/2010 12:34:23 PM
radiant-fund$25.00$25.008/2/2010 12:33:04 PM
Cheburashka$25.00$25.008/2/2010 12:34:55 PM
trustworthy-fairness$100.00$100.008/2/2010 12:19:19 PM
utopia14$50.00$50.008/2/2010 12:19:25 PM
thestartuplender$35.00$35.008/2/2010 12:20:38 PM
NorthernFunds$25.00$25.008/2/2010 12:36:02 PM
Yaj$25.00$25.008/2/2010 12:20:54 PM
miket71$57.05$57.058/2/2010 12:36:16 PM
tranquil-return4$25.00$25.008/2/2010 12:22:39 PM
hawkhelp$25.00$25.008/2/2010 12:29:53 PM
bewitching-asset3$25.00$25.008/2/2010 12:37:21 PM
first-class-note0$25.00$25.008/2/2010 12:30:42 PM
slartibardfast$25.00$25.008/2/2010 12:36:20 PM
alaco$25.00$25.008/2/2010 12:36:39 PM
Vegasjim$25.00$25.008/2/2010 12:33:31 PM
drkosh$25.00$25.008/2/2010 12:37:34 PM
RetiredATC$50.00$50.008/2/2010 12:38:51 PM
awwaww$25.00$25.008/2/2010 12:35:42 PM
inspiring-reward$129.23$129.238/2/2010 12:38:56 PM
finance-vault$25.00$25.008/2/2010 12:36:54 PM
cathybiz$25.00$25.008/2/2010 12:42:02 PM
cash-spark3$25.00$25.008/2/2010 12:41:50 PM
pleasant-basis$25.00$25.008/2/2010 12:38:19 PM
objective-investor$100.00$100.008/2/2010 12:43:30 PM
visionary-community$25.00$25.008/2/2010 12:42:39 PM
transaction-aggregator7$25.00$25.008/2/2010 12:43:55 PM
cablenews$50.00$50.008/2/2010 12:39:31 PM
happy-return4$25.00$25.008/2/2010 12:50:57 PM
fareast_man$25.00$25.008/2/2010 12:44:20 PM
rcc7$50.00$50.008/2/2010 12:44:30 PM
whois-JohnGalt$25.00$25.008/2/2010 12:55:29 PM
geniusj$25.00$25.008/2/2010 12:53:02 PM
mdreiss$25.00$25.008/2/2010 12:54:03 PM
californiakhan$25.00$25.008/2/2010 1:16:06 PM
emelia$25.00$25.008/2/2010 12:55:30 PM
nickel-alien$50.00$50.008/2/2010 3:24:41 PM
hyetech$35.00$35.008/2/2010 3:29:15 PM
BuffetRocks$40.80$40.808/2/2010 3:29:21 PM
FirstBank$58.81$58.818/2/2010 3:34:13 PM
rvmomma$50.00$50.008/2/2010 2:02:36 PM
Interstate_Rate$110.00$110.008/2/2010 3:59:04 PM
delicious-cash$25.00$25.008/2/2010 3:59:19 PM
point-shooter$25.00$25.008/2/2010 3:25:03 PM
treasure-bliss$100.00$100.008/2/2010 4:29:05 PM
community-pipeline8$50.00$50.008/2/2010 4:29:20 PM
orange-courageous-dedication$25.00$25.008/2/2010 3:49:08 PM
bigdogsafety1$25.00$25.008/2/2010 3:55:56 PM
czar3$32.69$32.698/2/2010 4:05:08 PM
coin-investor$25.00$25.008/2/2010 4:05:34 PM
Prosp_Lender$50.00$50.008/2/2010 1:59:49 PM
yield-lion$25.00$25.008/2/2010 4:14:15 PM
reflective-cash0$30.64$30.648/2/2010 4:59:55 PM
IeatatWendys$25.00$25.008/2/2010 9:19:53 PM
zorg77$25.00$25.008/2/2010 9:20:33 PM
GoSix$25.00$25.008/2/2010 10:04:59 PM
ramst41$100.00$100.008/2/2010 10:18:57 PM
djh47a$25.00$25.008/2/2010 11:29:33 PM
ToweringDan$50.00$50.008/2/2010 8:52:21 PM
villagers$25.00$25.008/2/2010 9:59:14 PM
lendme2$43.55$43.558/2/2010 9:19:51 PM
Bobafet$25.00$25.008/2/2010 9:19:55 PM
UnemployedNinjaMom$25.00$25.008/3/2010 8:55:48 AM
leader91$25.00$25.008/3/2010 9:34:22 AM
brother_tam$37.20$37.208/3/2010 6:59:41 AM
Angleofcare$25.00$25.008/3/2010 6:44:09 AM
SPB$25.00$25.008/3/2010 10:03:07 AM
SqueezeKing$25.00$25.008/3/2010 10:03:29 AM
blackstar$25.00$25.008/3/2010 7:10:41 AM
anything-but-ordinary$25.00$25.008/3/2010 9:34:34 AM
justice-clipper$27.51$27.518/3/2010 8:00:56 AM
intlargonaut$100.00$100.008/3/2010 9:44:25 AM
loan-kung-fu$25.00$25.008/3/2010 9:04:20 AM
finance-conga$25.00$25.008/3/2010 9:12:37 AM
rcldesign$25.00$25.008/3/2010 10:02:12 AM
supreme-hope$25.00$25.008/2/2010 11:27:28 AM
jdrez$25.00$25.008/2/2010 11:27:51 AM
ray1051$25.00$25.008/2/2010 11:30:39 AM
Picopie$50.00$50.008/2/2010 11:32:34 AM
tech310$100.00$100.008/2/2010 11:36:00 AM
hythum3$25.00$25.008/2/2010 11:43:42 AM
best-coin-miser$25.00$25.008/2/2010 11:34:11 AM
payout-achievement$40.00$40.008/2/2010 11:44:52 AM
jigsaw$100.00$100.008/2/2010 11:46:49 AM
heavy_ax$25.00$25.008/2/2010 11:47:13 AM
studious-bonus7$100.00$100.008/2/2010 11:47:48 AM
dpjd$50.00$50.008/2/2010 11:44:25 AM
credit-investor5$50.00$50.008/2/2010 11:49:58 AM
truth-companion$25.00$25.008/2/2010 11:49:13 AM
income-fortress$25.00$25.008/2/2010 11:45:56 AM
sdr984$25.00$25.008/2/2010 11:50:33 AM
maule$25.00$25.008/2/2010 11:51:58 AM
buddy486$25.00$25.008/2/2010 11:48:06 AM
docktah$50.00$50.008/2/2010 11:56:07 AM
MrDavid$50.00$50.008/2/2010 11:56:34 AM
proper-p2p6$100.00$100.008/2/2010 11:51:23 AM
LenderDan$50.00$50.008/2/2010 11:51:52 AM
chekat$25.00$25.008/2/2010 11:57:16 AM
best-deal-banker$25.00$25.008/2/2010 11:57:21 AM
srilm$25.00$25.008/2/2010 11:57:57 AM
harperpotok$100.00$100.008/2/2010 11:58:37 AM
loyalist1$100.00$100.008/2/2010 11:59:41 AM
Kilolani$25.00$25.008/2/2010 12:02:48 PM
leeball$50.00$50.008/2/2010 12:04:23 PM
Goodlender42$25.00$25.008/2/2010 12:03:54 PM
tedsrfdude$25.00$25.008/2/2010 11:57:53 AM
rescue$50.00$50.008/2/2010 12:07:05 PM
philosopher4$50.00$50.008/2/2010 12:05:21 PM
secobarbital$50.00$50.008/2/2010 12:05:54 PM
haplender$50.00$50.008/2/2010 12:07:33 PM
icchok$50.00$50.008/2/2010 12:13:05 PM
psztnrw$100.00$100.008/2/2010 12:16:38 PM
Chuck9802$25.00$25.008/2/2010 12:18:26 PM
patriot897$50.00$50.008/2/2010 12:19:40 PM
mtquan$25.00$25.008/2/2010 12:20:51 PM
demoseal$25.00$25.008/2/2010 12:15:55 PM
ladderskibum$25.00$25.008/2/2010 12:16:10 PM
the-productive-agreement$25.00$25.008/2/2010 12:06:59 PM
top-commitment-champ$25.00$25.008/2/2010 12:23:15 PM
happy-girl$25.00$25.008/2/2010 12:19:33 PM
bigwig633$25.00$25.008/2/2010 12:20:20 PM
ramblin$25.00$25.008/2/2010 12:20:34 PM
jt530$25.00$25.008/2/2010 12:10:29 PM
bonus-poplar2$50.00$50.008/2/2010 12:11:09 PM
aneley777$25.00$25.008/2/2010 12:32:40 PM
bhrma1$25.00$25.008/2/2010 12:34:28 PM
melodious-fairness$25.00$25.008/2/2010 12:33:11 PM
brightest-breathtaking-finance$100.00$100.008/2/2010 12:33:17 PM
uncleharold$25.00$25.008/2/2010 12:16:50 PM
mstebnicki$25.00$25.008/2/2010 12:17:17 PM
teller$25.00$25.008/2/2010 12:35:54 PM
oht588$50.00$50.008/2/2010 12:36:11 PM
mommyhelper$25.00$25.008/2/2010 12:36:18 PM
the-purposeful-principal$50.00$50.008/2/2010 12:34:45 PM
Havana21$75.00$75.008/2/2010 12:29:45 PM
the-determined-value$25.00$25.008/2/2010 12:34:37 PM
creative-finance7$25.00$25.008/2/2010 12:38:04 PM
jrbill1998$50.00$50.008/2/2010 12:39:52 PM
gold-heaven9$25.00$25.008/2/2010 12:35:31 PM
LandE2BG$25.00$25.008/2/2010 12:35:48 PM
ptjg$50.00$50.008/2/2010 12:40:34 PM
aggielender$25.00$25.008/2/2010 12:40:48 PM
tenacious-compassion9$25.00$25.008/2/2010 12:39:24 PM
ms48105$25.00$25.008/2/2010 12:40:00 PM
VPRLLC$25.00$25.008/2/2010 12:37:29 PM
stoopidnoodle$25.00$25.008/2/2010 12:38:02 PM
blue-useful-auction$25.00$25.008/2/2010 12:38:41 PM
simplelender80$250.00$250.008/2/2010 12:43:57 PM
arcangel72$25.00$25.008/2/2010 12:41:06 PM
reward-burger2$50.00$50.008/2/2010 12:44:46 PM
spaceman1645$100.00$100.008/2/2010 12:41:24 PM
crawfingers$25.00$25.008/2/2010 12:45:21 PM
Blends$35.00$35.008/2/2010 12:54:35 PM
radforj22$25.00$25.008/2/2010 12:55:21 PM
ichibon$100.00$100.008/2/2010 12:43:43 PM
mcds$25.00$25.008/2/2010 12:54:13 PM
bestbid$25.00$25.008/2/2010 12:54:40 PM
Comoparklender$30.00$30.008/2/2010 3:14:06 PM
rock931$25.00$25.008/2/2010 3:24:40 PM
bold-durability-drum$50.00$50.008/2/2010 3:24:58 PM
mpatrick$25.00$25.008/2/2010 1:55:37 PM
Minnechela$25.00$25.008/2/2010 12:56:19 PM
revenue-officer36$25.65$25.658/2/2010 3:59:00 PM
easybreezy$50.00$50.008/2/2010 3:24:58 PM
m3498$25.00$25.008/2/2010 4:05:09 PM
littlemonkey$25.00$25.008/2/2010 2:39:11 PM
cpbreton$25.00$25.008/2/2010 4:54:02 PM
jstnow$25.00$25.008/2/2010 5:30:03 PM
well-rounded-dinero$25.00$25.008/2/2010 7:34:06 PM
Ocean713$50.00$50.008/2/2010 5:30:47 PM
nybanker85$36.64$36.648/2/2010 9:14:05 PM
samaritan5$25.00$25.008/2/2010 9:19:58 PM
Ducatiman1978$25.00$25.008/2/2010 11:29:42 PM
Panna$25.00$25.008/2/2010 9:20:56 PM
stylish-generosity6$25.00$25.008/3/2010 4:54:04 AM
munnu$25.00$25.008/2/2010 10:05:00 PM
admirable-basis1$25.00$25.008/2/2010 9:19:53 PM
LAM26$25.00$25.008/3/2010 6:49:05 AM
MSME$50.00$50.008/2/2010 10:04:59 PM
newgroom422$25.00$25.008/2/2010 11:34:01 PM
IrishBuys$25.00$25.008/3/2010 6:04:04 AM
bodascafe$25.00$25.008/3/2010 6:44:04 AM
bonanza1973$25.00$25.008/3/2010 6:44:08 AM
ferocious-exchange3$25.00$25.008/3/2010 7:00:07 AM
romario$50.00$50.008/3/2010 6:15:42 AM
night0wl$25.00$25.008/3/2010 9:44:09 AM
Diver26$25.00$25.008/3/2010 6:24:24 AM
nobuffett43$25.00$25.008/3/2010 6:44:06 AM
Dreams4Cash$25.00$25.008/3/2010 10:03:25 AM
useful-p2ploan$50.00$50.008/3/2010 8:09:50 AM
safe-finance$25.00$25.008/3/2010 9:34:17 AM
steamboatgal$25.00$25.008/3/2010 7:51:19 AM
michael573114$25.00$10.238/3/2010 10:04:08 AM
upright-asset2$25.00$25.008/3/2010 9:34:07 AM
banker727$50.00$50.008/3/2010 9:35:02 AM
Dirty637$25.00$25.008/3/2010 9:39:15 PM
253 bids
 
Borrower Payment Dependent Notes Series 470416
This series of Notes was issued and sold upon the funding of the borrower loan #43956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Aug-06-2010 
  Auction end date:  Aug-13-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $629.04
Final lender yield: 7.25% Final borrower rate/APR: 8.25% / 8.59% Final monthly payment: $629.04
 
Auction yield range: 2.89% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1997 Debt/Income ratio: 5%
Credit score: 820-839 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 16 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,501Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: bonus-comet8 Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit card debt
Purpose of loan:
This loan will be used to payoff the credit card debt for a small apparel related retail business I shutdown last year due to the economic slowdown.

My financial situation:
I am a good candidate for this loan because I have a high paying stable job with a Fortune 500 firm and live well below my means.? I haven't had a single delinquent loan payment (mortgage, auto, personal credit card) in the past 10+ years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.008/6/2010 1:59:24 PM
orgy63$40.00$40.008/6/2010 1:59:40 PM
Artist_Blue$25.00$25.008/6/2010 1:59:46 PM
meenan$25.00$25.008/6/2010 1:59:33 PM
top-sensible-yield$50.00$50.008/6/2010 1:59:38 PM
dontscrewmeover1$25.00$25.008/6/2010 2:00:25 PM
schpere$30.00$30.008/6/2010 2:00:55 PM
afotherg$40.00$40.008/6/2010 2:02:00 PM
trident9$50.00$50.008/6/2010 2:02:04 PM
generous-deal6$25.00$25.008/6/2010 2:02:12 PM
newest-generosity-saga$25.00$25.008/6/2010 2:02:20 PM
MoneyU4IA$50.00$50.008/6/2010 2:02:33 PM
investment-network$50.00$50.008/6/2010 2:03:16 PM
eyal0$25.00$25.008/6/2010 2:03:23 PM
Rivervale_Westwood$25.00$25.008/6/2010 2:03:34 PM
diplomatic-wealth7$100.00$100.008/6/2010 2:03:53 PM
tekkie2412$50.00$50.008/6/2010 2:04:00 PM
buckyhead2000$25.00$25.008/6/2010 2:04:03 PM
dr-dollar$25.00$25.008/6/2010 2:04:14 PM
Picopie$50.00$50.008/6/2010 1:59:50 PM
ingenious-order783$25.00$25.008/6/2010 2:01:32 PM
gold-commander0$50.00$50.008/6/2010 2:02:23 PM
SoCalRancher$25.00$25.008/6/2010 2:06:53 PM
fcb202$50.00$50.008/6/2010 2:02:53 PM
personal-lender$25.00$25.008/6/2010 2:02:59 PM
moneyfriend$50.00$50.008/6/2010 2:03:27 PM
VBAces$75.00$75.008/6/2010 2:03:29 PM
bigbucksfunding$50.00$50.008/6/2010 2:07:56 PM
delicious-social132$40.00$40.008/6/2010 2:03:55 PM
larrybird$100.00$100.008/6/2010 2:08:12 PM
alaco$50.00$50.008/6/2010 2:08:25 PM
thoughtful-payment268$50.00$50.008/6/2010 2:08:26 PM
The_Secret$25.00$25.008/6/2010 2:08:30 PM
klinebarger$25.00$25.008/6/2010 2:04:19 PM
sensible-trade$100.00$100.008/6/2010 2:09:03 PM
CaptainBlueberry$25.00$25.008/6/2010 2:06:26 PM
mjdaking$25.00$25.008/6/2010 3:15:01 PM
a275ranger$30.00$30.008/6/2010 3:15:09 PM
JGB$76.03$76.038/6/2010 3:15:52 PM
acropiloterau2002$25.00$25.008/6/2010 2:08:40 PM
helpishere777$25.00$25.008/6/2010 2:09:08 PM
Havana21$75.00$75.008/6/2010 3:19:21 PM
sentimental-euro$25.00$25.008/6/2010 3:13:32 PM
phillipd48$25.00$25.008/6/2010 3:15:32 PM
Vreet$31.83$31.838/6/2010 4:37:59 PM
red-deal-genius$25.00$25.008/6/2010 4:37:32 PM
marketplace-cello5$25.00$25.008/6/2010 4:38:01 PM
Carpetkid$50.00$50.008/6/2010 4:38:23 PM
munnu$25.00$25.008/6/2010 4:38:22 PM
paddatjie$37.06$37.068/6/2010 4:38:50 PM
jjb3$25.00$25.008/6/2010 4:38:26 PM
mlopez2007$25.00$25.008/6/2010 4:38:29 PM
currency-persimmon$25.00$25.008/6/2010 5:18:19 PM
hard-working-loot$25.00$25.008/6/2010 5:12:54 PM
dpfl55$25.00$25.008/6/2010 5:47:31 PM
lifegrowth$25.00$25.008/6/2010 6:38:23 PM
blot44$25.00$25.008/6/2010 6:40:37 PM
shorthairedg$50.00$50.008/6/2010 4:37:52 PM
teller$35.00$35.008/6/2010 4:38:28 PM
dharma1$25.00$25.008/6/2010 9:13:19 PM
InvestorPartners$25.00$25.008/6/2010 9:19:59 PM
Ciphernetic$25.00$25.008/6/2010 9:20:12 PM
Koma67$25.00$25.008/6/2010 5:32:33 PM
Cheburashka$30.00$30.008/6/2010 9:32:36 PM
JohnGalt94$25.00$25.008/6/2010 10:05:01 PM
bdloans$50.00$50.008/6/2010 10:13:08 PM
shrewd-deal$25.00$25.008/6/2010 10:14:23 PM
Peer-to-PeerFunding$50.00$50.008/6/2010 10:34:49 PM
djs81$25.00$25.008/6/2010 9:22:39 PM
GiantAardvark$25.00$25.008/6/2010 9:31:42 PM
Jack1966$25.00$25.008/6/2010 9:38:31 PM
skuba$50.00$50.008/7/2010 5:57:43 AM
alpinaut$50.00$50.008/7/2010 5:57:50 AM
Eagledrop$25.00$25.008/7/2010 6:38:52 AM
winter-vigilance$25.00$25.008/7/2010 6:57:29 AM
lucrative-dollar$25.00$25.008/7/2010 7:57:32 AM
kirkjerk$25.00$25.008/7/2010 7:58:01 AM
bold-special-peace7$50.00$50.008/7/2010 7:58:52 AM
money-bauble$54.13$54.138/6/2010 10:21:19 PM
blissful-note7$25.00$25.008/7/2010 7:58:29 AM
Bank_Of_XL$25.00$25.008/7/2010 8:15:23 AM
jengachamp$25.00$25.008/7/2010 8:57:40 AM
exciting-responsibility3$25.00$25.008/7/2010 7:57:51 AM
cello1$25.00$25.008/7/2010 7:57:55 AM
awwaww$25.00$25.008/7/2010 7:58:02 AM
green-radiant-durability$25.00$25.008/7/2010 1:47:35 PM
108lender$75.00$75.008/7/2010 9:27:37 AM
money-explorer3$25.00$25.008/7/2010 9:37:34 AM
geniusj$25.00$25.008/7/2010 3:12:30 PM
jga516$25.00$25.008/7/2010 5:02:47 PM
medman$32.85$32.858/7/2010 5:53:05 PM
compassion-burrito$25.00$25.008/7/2010 6:12:44 PM
mglanham$25.00$25.008/8/2010 3:43:22 AM
auction-sage$25.00$25.008/8/2010 4:58:37 AM
cash-merry-maker$25.00$25.008/8/2010 8:27:29 AM
sellbuy40$25.00$25.008/8/2010 1:57:59 PM
loyalist1$100.00$100.008/8/2010 10:57:41 AM
engaging-worth$25.00$25.008/8/2010 2:42:54 PM
solarwind$25.00$25.008/8/2010 6:42:34 PM
Planecourage$42.64$42.648/8/2010 7:44:18 PM
Bookophile$50.00$50.008/8/2010 2:52:34 PM
fcukciti$50.00$50.008/9/2010 4:22:33 AM
jh157765$25.00$25.008/9/2010 7:52:29 AM
stilleto8$45.82$45.828/9/2010 8:32:41 AM
fireboss$25.00$25.008/9/2010 8:13:06 AM
finance-negotiator2$25.00$25.008/9/2010 8:33:17 AM
lendermender$25.00$25.008/9/2010 8:32:50 AM
fishman42$25.00$25.008/9/2010 8:34:09 AM
HeavyDriver03$25.00$25.008/8/2010 11:52:28 PM
VIGSY$25.00$25.008/9/2010 8:33:52 AM
gojackgo$50.00$50.008/9/2010 8:33:58 AM
16888$50.00$50.008/9/2010 8:34:48 AM
ferocious-exchange3$25.00$25.008/9/2010 8:34:07 AM
AFairDeal$25.00$25.008/9/2010 8:34:52 AM
Headhunter14$25.00$25.008/9/2010 8:34:19 AM
well-rounded-dinero$25.00$25.008/9/2010 8:35:22 AM
TheBiggTree$25.00$25.008/9/2010 8:34:53 AM
nickel-ferret$25.00$25.008/9/2010 8:35:32 AM
brewman$25.00$25.008/9/2010 8:34:58 AM
leader91$25.00$25.008/9/2010 8:35:24 AM
Citizenryan$25.00$25.008/9/2010 8:35:54 AM
meux99$25.00$25.008/9/2010 8:35:29 AM
balance6$25.00$25.008/9/2010 8:35:57 AM
TexasLender2007$25.00$25.008/9/2010 8:35:55 AM
the-transaction-stronghold$50.00$50.008/9/2010 8:36:03 AM
aasx1108$25.00$25.008/9/2010 8:36:16 AM
BeanCownter$200.00$200.008/9/2010 8:36:39 AM
wampum-optimization$50.00$50.008/9/2010 8:36:54 AM
bright-balance$25.00$25.008/9/2010 8:36:51 AM
Philosonie$25.00$25.008/9/2010 8:37:01 AM
ideal-penny8$25.00$25.008/9/2010 8:36:55 AM
MONEYLENDER101$90.93$90.938/9/2010 8:37:20 AM
the-productive-agreement$25.00$25.008/9/2010 8:37:50 AM
reinforced-reward$25.00$25.008/9/2010 8:39:29 AM
irisheyes9$50.00$50.008/9/2010 8:33:13 AM
NorthwestValue$25.00$25.008/9/2010 8:33:21 AM
midwestSurfer$25.00$25.008/9/2010 8:33:59 AM
banker727$50.00$50.008/9/2010 8:34:08 AM
Monrovia$25.00$25.008/9/2010 8:34:40 AM
Daneistes$100.00$100.008/9/2010 8:34:47 AM
Musicman1950$25.00$25.008/9/2010 8:34:51 AM
ok$50.00$50.008/9/2010 8:34:55 AM
pragmatic-contract$25.00$25.008/9/2010 8:35:00 AM
credit-scout7$30.00$30.008/9/2010 8:35:09 AM
ijspence$25.00$25.008/9/2010 8:35:56 AM
Approved1234$50.00$50.008/9/2010 8:36:01 AM
schnatty$49.47$49.478/9/2010 8:36:17 AM
truth-image$50.00$50.008/9/2010 8:36:36 AM
jazzlender$25.00$25.008/9/2010 8:36:44 AM
jt88$25.00$25.008/9/2010 8:37:06 AM
mattpet$25.00$25.008/9/2010 8:37:09 AM
innocent-income4$25.00$25.008/9/2010 8:37:34 AM
CleeClee$50.00$50.008/9/2010 8:37:47 AM
wise-silver-wonder$25.00$25.008/9/2010 8:38:19 AM
pleasant-basis$25.00$25.008/9/2010 11:07:31 AM
unclejaef$25.00$25.008/9/2010 8:39:12 AM
crawfingers$25.00$25.008/9/2010 11:18:36 AM
dparkhom$25.00$25.008/9/2010 11:43:21 AM
flwah$25.00$25.008/9/2010 5:16:51 PM
tranquil-principal$50.00$50.008/9/2010 9:39:46 PM
icontender$25.00$25.008/9/2010 10:02:36 PM
KiwiElf$40.00$40.008/9/2010 8:46:25 PM
livelytoad$25.00$25.008/10/2010 7:18:02 AM
wanna-help$25.00$25.008/10/2010 9:34:37 AM
newgroom422$25.00$25.008/10/2010 3:30:01 PM
thestartuplender$48.39$48.398/10/2010 5:53:01 PM
commerce-voyager$25.00$25.008/10/2010 6:07:48 PM
Marathoner$38.45$38.458/10/2010 5:32:37 PM
lagnisiruk$25.00$25.008/10/2010 6:37:28 PM
liberty-destiny3$50.00$50.008/10/2010 5:08:41 PM
frankdelraza$25.00$25.008/11/2010 12:17:55 AM
roblender$25.00$25.008/10/2010 9:43:29 PM
Tai$25.00$25.008/10/2010 10:17:37 PM
inspired-investment8$100.00$100.008/10/2010 10:17:39 PM
rmachi$25.00$25.008/11/2010 12:13:07 AM
lost-money-so-far-on-these$25.00$25.008/11/2010 12:19:24 AM
lenderme$25.00$25.008/11/2010 7:23:56 AM
mbever10$25.00$25.008/11/2010 12:22:30 AM
NJNY$25.00$25.008/11/2010 12:33:18 AM
phoko$25.00$25.008/11/2010 12:34:04 AM
sanjl79$25.00$25.008/11/2010 9:33:00 AM
MO_Investor$25.00$25.008/11/2010 9:32:53 AM
Scoote2912$25.00$25.008/11/2010 11:17:54 AM
social-comet7$25.00$25.008/11/2010 12:33:38 PM
red-favorable-basis$25.00$25.008/11/2010 8:27:59 AM
virtualbank$25.00$25.008/11/2010 12:35:16 PM
tom0$25.00$25.008/11/2010 9:08:30 AM
onlyinchicago$25.00$25.008/11/2010 12:34:26 PM
outofoffice$50.00$50.008/11/2010 9:44:27 AM
Octavian315$35.00$35.008/11/2010 12:36:47 PM
Tradesmanlender$25.00$25.008/11/2010 12:38:15 PM
leftcoast52$25.00$25.008/11/2010 12:34:24 PM
Emgolda$25.00$25.008/11/2010 12:36:14 PM
JaceSpade$25.00$25.008/11/2010 2:28:28 PM
pbandjb$25.00$25.008/11/2010 3:13:08 PM
trustworthy-finance6$100.00$100.008/11/2010 5:44:24 PM
integrity-onator1$25.00$25.008/11/2010 9:34:03 PM
baseballfan111$50.00$50.008/11/2010 11:42:32 PM
outtahoth2o$25.57$25.578/11/2010 9:07:47 PM
mikeym80$25.01$25.018/11/2010 9:58:24 PM
sensational-kindness$25.00$25.008/11/2010 6:55:45 PM
unbeatable-wealth$25.00$25.008/11/2010 8:38:06 PM
BabyLender$25.00$25.008/12/2010 9:34:20 AM
BaltimoreLender$25.00$25.008/11/2010 8:53:53 PM
Patrician$25.00$25.008/11/2010 8:54:14 PM
lostontheedge$25.00$25.008/11/2010 9:04:09 PM
bid-arrow9$50.00$50.008/12/2010 7:56:33 AM
huorn$25.00$25.008/11/2010 9:16:25 PM
wise-deal-panda$25.00$25.008/12/2010 9:32:34 AM
skidoo99$25.00$25.008/12/2010 11:19:17 AM
funds-promiser$30.33$30.338/12/2010 8:57:46 AM
calkidd05$25.00$25.008/12/2010 10:54:42 AM
Spring342$25.00$25.008/12/2010 11:03:57 AM
IPlayOutsideTheBox$25.00$25.008/12/2010 1:42:54 PM
Kijib$25.00$25.008/12/2010 3:45:37 PM
diligent-leverage$30.00$30.008/12/2010 4:14:06 PM
loan4teacher$50.00$50.008/12/2010 3:58:58 PM
Jumbojack$50.00$50.008/12/2010 4:17:27 PM
soheagle$25.00$25.008/12/2010 9:22:28 PM
SpectrumCen$25.00$25.008/12/2010 6:02:41 PM
rcr549$25.00$25.008/13/2010 3:33:33 AM
OaklandIuMien$50.00$50.008/12/2010 7:58:39 PM
KeepOnRunning$45.03$45.038/13/2010 2:52:22 AM
superchicken$25.00$25.008/13/2010 3:02:46 AM
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zeelender$25.00$25.008/11/2010 10:07:26 PM
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flexible-vigilance7$25.00$25.008/12/2010 6:55:15 AM
suburbanman64$26.62$26.628/11/2010 8:50:22 PM
silver-ace$50.00$50.008/12/2010 9:42:46 AM
coreyjames$25.00$25.008/12/2010 8:08:02 AM
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LAKESPRING$50.00$50.008/12/2010 11:19:14 AM
RoyFauntleroy$25.00$25.008/12/2010 3:21:44 PM
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haryassman$25.00$25.008/12/2010 3:08:02 PM
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Xukarak$25.00$25.008/12/2010 6:02:50 PM
Boca$25.00$25.008/12/2010 6:13:35 PM
platinum-rapture6$50.00$50.008/12/2010 6:17:38 PM
Archchancellor$43.06$43.068/12/2010 4:22:30 PM
equitable-peace9$25.00$25.008/12/2010 9:41:55 PM
abnvette$25.00$25.008/12/2010 6:12:41 PM
flexible-integrity7$75.00$75.008/12/2010 8:54:33 PM
flexible-duty3$25.00$25.008/13/2010 5:53:13 AM
nhloan$25.00$25.008/13/2010 6:08:41 AM
Thecozychick$25.00$25.008/13/2010 3:30:14 AM
GoingFishing$25.00$25.008/13/2010 8:11:52 AM
Tahoeguy$25.00$25.008/13/2010 5:48:07 AM
tolerant-dinero2$25.00$25.008/13/2010 9:32:31 AM
jimbo29blue$50.00$50.008/13/2010 6:46:53 AM
cunning-bill2$25.00$25.008/13/2010 9:34:07 AM
ZeoInvestments$25.00$25.008/13/2010 8:47:36 AM
worthy-commitment7$25.00$25.008/13/2010 10:44:43 AM
moneytolend72$25.00$25.008/13/2010 11:05:27 AM
sgt-schultz$25.00$25.008/13/2010 7:21:12 AM
sajitk$25.00$25.008/13/2010 8:12:42 AM
intuitive-bill$47.58$47.588/13/2010 8:47:22 AM
zx12rider$25.00$25.008/13/2010 1:57:48 PM
ldinob$500.00$500.008/13/2010 10:49:02 AM
flyfisherman99$90.00$90.008/13/2010 11:38:04 AM
wwwUniversal$25.00$25.008/13/2010 12:22:16 PM
512 bids
 
Borrower Payment Dependent Notes Series 470500
This series of Notes was issued and sold upon the funding of the borrower loan #43962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-09-2010 
  Auction end date:  Aug-16-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $301.18
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $301.18
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1999 Debt/Income ratio: 8%
Credit score: 600-619 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 3 / 2Length of status:11y 3m
Amount delinquent: $3,531 Total credit lines: 24 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6Stated income:$50,000-$74,999
Delinquencies in last 7y: 27 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: vandyke22003 Borrower's state: Illinois Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 21 ( 78% ) 600-619 (Latest)
Principal borrowed: $5,200.00< 31 days late: 3 ( 11% )  
560-579 (Oct-2008)
560-579 (Jan-2008)
520-539 (Apr-2007)
520-539 (Mar-2007)
 
Principal balance: $0.04 31+ days late: 3 ( 11% )
Total payments billed: 27  
Description
My 2 loan via Prosper
Purpose of loan:
Due to unforeseen circumstances of owning a home I got behind on my property taxes so this loan will be used for that purpose - due by Sept the 1st.

My financial situation:
I am a good candidate for this loan because I have previously had a loan via Prosper which I paid off within the 36 months allowed. In spite of my listing showing a?D rating,?my income is 74,000 annual so I'm more than capable of fulfilling my obligations to you. Also, as you can see my credit score has increase by 80 point since my last loan. So, with that being said, if you invest in this loan you will not be disappointed!

Monthly expenses: $?1,635.00???
Housing: $ 826.00???
Insurance: $?100.00???
Car expenses: $ 50.00 (own)???
Utilities: $ 148.00???
Phone, cable, internet: $ 105.00???
Food, entertainment: $ 200.00???
Clothing, household expenses $ 100.00???
Credit cards and other loans: $?6.00????
Other expenses: $ 100.00

Again, thanks for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you explain your current DQ's? - jimmya
A: I had the misfortune of having my second mortgage sold to a company by the name of Litton Loan Servicing - owned by Goldman Sachs. Litton failed to credit my mortgage payments ? and a lot of other customers - in a timely fashion, resulting in my account being put into delinquent. (Aug-14-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
balance-handshake7$25.00$25.008/9/2010 2:51:34 PM
personal-lender$25.00$25.008/9/2010 2:52:51 PM
forthright-dedication$25.00$25.008/9/2010 3:03:03 PM
orange-preeminant-bill$100.00$100.008/9/2010 4:37:59 PM
exchange-synapse$50.00$50.008/9/2010 5:13:53 PM
fairhelper$25.00$25.008/9/2010 5:13:59 PM
mvalley$25.00$25.008/9/2010 5:14:08 PM
beezling$52.00$52.008/9/2010 5:14:20 PM
AKgirl81$25.00$25.008/9/2010 5:14:56 PM
currency-sergeant$25.00$25.008/9/2010 5:15:05 PM
newest-inspiring-power$25.00$25.008/9/2010 5:15:03 PM
bryantsh$25.00$25.008/9/2010 5:15:09 PM
shrewd-deal$25.00$25.008/9/2010 5:16:05 PM
AlexTrep$25.00$25.008/9/2010 5:16:04 PM
Nerdster1$25.00$25.008/9/2010 5:16:09 PM
KHU2-B$25.00$25.008/9/2010 5:16:08 PM
richrobe$25.00$25.008/9/2010 5:16:22 PM
S-Master$25.00$25.008/9/2010 5:16:27 PM
kmr2$100.00$100.008/9/2010 5:16:26 PM
eronyc$25.00$25.008/9/2010 5:16:48 PM
stock106$25.00$25.008/9/2010 5:16:55 PM
accordion8$25.00$25.008/9/2010 5:16:58 PM
payment-gusto$25.00$25.008/9/2010 5:17:21 PM
Comoparklender$25.00$25.008/9/2010 5:18:03 PM
Rattlehead$25.00$25.008/9/2010 5:18:43 PM
tech310$75.00$75.008/9/2010 5:19:28 PM
patriot897$25.00$25.008/9/2010 5:20:05 PM
Speculator$100.00$100.008/9/2010 5:19:41 PM
finance-prescription$33.81$33.818/9/2010 4:12:30 PM
Interstate_Rate$96.41$96.418/9/2010 4:38:00 PM
jjswanso$25.00$25.008/9/2010 5:13:44 PM
diversification-medalist$25.00$25.008/9/2010 5:13:48 PM
the-bid-sorcerer$25.00$25.008/9/2010 5:13:53 PM
javajahn$25.00$25.008/9/2010 5:14:05 PM
fund-web3$25.00$25.008/9/2010 5:14:09 PM
czazall$25.00$25.008/9/2010 5:14:15 PM
elegant-loot$25.00$25.008/9/2010 5:14:35 PM
aasx1108$25.00$25.008/9/2010 5:14:57 PM
kind-efficient-credit$25.00$25.008/9/2010 5:15:07 PM
brother_tam$46.93$46.938/9/2010 5:28:03 PM
GrooveBiz$31.33$31.338/9/2010 5:42:47 PM
gala2$25.00$25.008/9/2010 5:15:55 PM
IIP77$25.00$25.008/9/2010 5:16:01 PM
bountiful-durability$50.00$50.008/9/2010 5:16:10 PM
magnolia161$25.00$25.008/9/2010 5:16:14 PM
deal-secret-agent$25.00$25.008/9/2010 5:16:19 PM
asset-professor$25.00$25.008/9/2010 5:16:23 PM
soulful-truth$648.99$648.998/9/2010 5:16:33 PM
Malkial$25.00$25.008/9/2010 5:16:59 PM
wellsfrugal$25.00$25.008/9/2010 7:05:08 PM
metro457$40.00$40.008/9/2010 5:18:40 PM
point-shooter$25.00$25.008/9/2010 7:04:48 PM
frogperson$50.00$50.008/9/2010 5:21:56 PM
revenue-officer36$25.00$25.008/9/2010 9:22:50 PM
treasure-bliss$76.41$76.418/9/2010 7:07:36 PM
compassion-lotus5$25.00$25.008/9/2010 9:52:59 PM
Dreams4Cash$25.00$25.008/9/2010 8:46:05 PM
Vreet$25.00$25.008/10/2010 4:38:51 AM
jga516$25.00$25.008/10/2010 4:38:48 AM
87Marc$25.00$25.008/10/2010 4:57:34 AM
tkr2$25.00$25.008/9/2010 9:08:23 PM
lloyd_s$25.00$25.008/9/2010 9:09:58 PM
cda3$50.00$50.008/10/2010 4:57:28 AM
jleng$25.00$25.008/10/2010 4:57:32 AM
VBAces$25.00$25.008/10/2010 4:57:40 AM
dedicated-diversification5$28.00$28.008/9/2010 9:26:28 PM
uncleegg$25.00$25.008/9/2010 9:53:05 PM
hope-hickory$25.00$25.008/10/2010 4:38:20 AM
floridass$25.00$25.008/10/2010 4:57:37 AM
preciousjeni$25.00$25.008/10/2010 11:04:39 AM
Q9-X3$25.00$25.008/10/2010 11:05:52 AM
marketplace-cello5$25.00$25.008/10/2010 11:08:51 AM
zippy-interest$25.00$25.008/10/2010 11:09:35 AM
PCash$25.00$25.008/10/2010 1:38:28 PM
pixeldave$50.00$50.008/10/2010 1:43:16 PM
loaningmoneybyme$25.51$25.518/10/2010 4:57:50 PM
HammerSmith$25.00$25.008/10/2010 6:13:07 PM
enthralling-deal180$25.00$25.008/12/2010 10:54:11 AM
ore-dojo$25.00$25.008/12/2010 3:10:56 PM
Flying_Tilapia$25.00$25.008/12/2010 3:31:39 PM
bid-czar8$50.00$50.008/12/2010 7:13:16 PM
ralf206$25.00$25.008/12/2010 7:27:13 PM
goodcents$25.00$25.008/12/2010 7:59:19 PM
WOODETROY$25.00$25.008/13/2010 12:16:49 PM
Cromag$25.00$25.008/13/2010 12:05:00 PM
kind-bill-supporter$50.00$50.008/13/2010 2:08:04 PM
asiaratt$50.00$50.008/13/2010 3:01:17 PM
leodaguy$100.00$100.008/13/2010 3:05:59 PM
integrity-doctor$100.00$100.008/13/2010 3:39:45 PM
loss-of-control$25.00$25.008/13/2010 6:14:19 PM
mtp$50.00$28.138/13/2010 10:11:05 PM
WonByOne$25.00$25.008/15/2010 2:07:34 AM
NickRac$25.00$25.008/15/2010 7:34:19 AM
CapStack$25.00$25.008/15/2010 1:26:03 PM
peso-aggregator$35.00$35.008/15/2010 4:27:40 PM
mri555$32.95$32.958/16/2010 10:43:52 AM
revenue-appraiser$39.00$39.008/16/2010 11:46:33 AM
reward-adventure$30.00$30.008/9/2010 2:51:33 PM
Artist_Blue$25.00$25.008/9/2010 2:46:20 PM
cablenews$25.00$25.008/9/2010 3:00:30 PM
important-openness1$100.00$100.008/9/2010 2:56:15 PM
WindyKid$25.00$25.008/9/2010 5:13:51 PM
yield-seeker$25.00$25.008/9/2010 5:14:00 PM
happy-return4$30.00$30.008/9/2010 5:14:06 PM
top-historic-peso$26.00$26.008/9/2010 5:14:10 PM
tshurts$25.00$25.008/9/2010 5:14:54 PM
funds-rascal$25.00$25.008/9/2010 5:14:55 PM
bodascafe$25.00$25.008/9/2010 5:14:59 PM
zorg77$25.00$25.008/9/2010 5:15:06 PM
Lou-Holtz$25.00$25.008/9/2010 5:15:04 PM
contract-eagle$25.00$25.008/9/2010 5:15:18 PM
responsive-rate884$25.00$25.008/9/2010 5:15:28 PM
Schu$50.00$50.008/9/2010 5:15:36 PM
steely_dan34$25.00$25.008/9/2010 5:15:39 PM
investment-forte$25.00$25.008/9/2010 5:16:08 PM
jeromeyuan$25.00$25.008/9/2010 5:16:07 PM
nrowland$25.00$25.008/9/2010 5:16:16 PM
balance-hercules$33.42$33.428/9/2010 5:16:11 PM
astute-dollar$50.00$50.008/9/2010 5:16:25 PM
money-bauble$100.00$100.008/9/2010 5:16:24 PM
BenOrt$25.00$25.008/9/2010 5:16:29 PM
Palacios$50.00$50.008/9/2010 5:16:32 PM
Jonb6919$25.00$25.008/9/2010 5:16:53 PM
GatorBux$25.00$25.008/9/2010 5:16:58 PM
simplelender80$100.00$100.008/9/2010 2:59:58 PM
Ocean713$50.00$50.008/9/2010 5:18:15 PM
top-impressive-dinero$25.00$25.008/9/2010 5:18:21 PM
intelligent-yield$25.00$25.008/9/2010 5:18:14 PM
kidsskipp$25.00$25.008/9/2010 5:19:29 PM
copper$30.00$30.008/9/2010 5:21:22 PM
authoritative-platinum7$25.00$25.008/9/2010 5:21:18 PM
diplomatic-wealth7$25.00$25.008/9/2010 5:22:40 PM
Havana21$25.00$25.008/9/2010 5:03:35 PM
treasure-generator$25.00$25.008/9/2010 5:13:58 PM
smart-gain$25.00$25.008/9/2010 5:14:14 PM
Nickle-and-Dime-Loans$25.00$25.008/9/2010 5:15:06 PM
first-upright-payout$25.00$25.008/9/2010 5:15:53 PM
hawkhelp$25.00$25.008/9/2010 5:15:56 PM
PRGuyinVA$25.00$25.008/9/2010 5:16:00 PM
jeffreyd81$25.00$25.008/9/2010 5:16:06 PM
rescue$100.00$100.008/9/2010 5:16:11 PM
first-restless-payout$50.00$50.008/9/2010 5:16:17 PM
klinebarger$25.00$25.008/9/2010 5:16:20 PM
HHP$25.00$25.008/9/2010 5:16:28 PM
rock-turner$25.00$25.008/9/2010 5:16:31 PM
skuba$25.00$25.008/9/2010 7:07:13 PM
delicious-cash$25.00$25.008/9/2010 5:19:18 PM
lendme2$25.00$25.008/9/2010 7:06:00 PM
worthy-bid8$50.00$50.008/9/2010 5:20:02 PM
WalnutCreekguy$25.00$25.008/9/2010 5:20:08 PM
Kreditorium$25.00$25.008/9/2010 7:09:23 PM
jasmarc$25.00$25.008/9/2010 8:37:53 PM
SqueezeKing$25.00$25.008/9/2010 8:55:29 PM
SDNLR$25.00$25.008/9/2010 8:57:38 PM
iLoaner$25.00$25.008/9/2010 9:03:46 PM
loot-heart$47.55$47.558/9/2010 9:25:13 PM
frogperson$150.00$150.008/9/2010 9:57:17 PM
Sibelius2$25.00$25.008/9/2010 8:55:54 PM
orange-courageous-dedication$30.00$30.008/10/2010 4:42:36 AM
Contact911$31.45$31.458/10/2010 4:57:36 AM
ferocious-exchange3$25.00$25.008/10/2010 4:57:44 AM
schpere$25.00$25.008/10/2010 4:57:39 AM
LuvToLend$25.00$25.008/10/2010 4:57:48 AM
Lam0nt$25.00$25.008/9/2010 9:53:03 PM
nybanker85$50.00$50.008/10/2010 4:57:32 AM
autonomous-truth$25.00$25.008/10/2010 4:57:38 AM
golden-cat$25.00$25.008/10/2010 9:22:41 AM
ready-interest9$25.00$25.008/10/2010 9:32:50 AM
donlenboy$25.00$25.008/10/2010 9:48:44 AM
greenback-visionary4$25.00$25.008/10/2010 11:04:38 AM
DadWarbucks$25.00$25.008/10/2010 11:10:08 AM
purdue98$25.00$25.008/10/2010 9:22:37 AM
SolarMoonshine$25.00$25.008/10/2010 11:19:11 AM
djames82$25.00$25.008/10/2010 12:27:29 PM
mg6619$25.00$25.008/10/2010 11:08:49 AM
thestartuplender$35.00$35.008/10/2010 2:18:36 PM
investment-thinker4$25.00$25.008/10/2010 5:47:48 PM
bchen78875$25.00$25.008/11/2010 2:41:00 AM
WOODETROY$25.00$25.008/11/2010 7:42:13 AM
kegs$100.00$100.008/11/2010 10:13:41 AM
larrybird$100.00$100.008/11/2010 6:26:07 PM
investinFla$50.00$50.008/12/2010 1:55:53 PM
reflective-rupee$25.00$25.008/12/2010 2:33:53 PM
new-social-economist$25.00$25.008/12/2010 5:17:51 PM
gold-sycamore$25.00$25.008/13/2010 6:16:21 PM
gelidfrank$25.00$25.008/13/2010 4:37:27 PM
red-power-pecan$50.00$50.008/13/2010 7:56:09 PM
boo_hoo$50.00$50.008/14/2010 3:19:49 PM
Jerrys1951$25.00$25.008/15/2010 1:31:35 PM
larrynava$25.00$25.008/15/2010 12:30:12 AM
intuitive-bill$50.00$50.008/15/2010 7:51:32 PM
johnk317$46.77$46.778/16/2010 7:40:08 AM
moola-monger9$50.00$50.008/16/2010 9:21:44 AM
grampy48$25.00$25.008/16/2010 7:49:19 AM
Phatt-Daddy$100.00$100.008/16/2010 8:30:45 AM
johnk317$28.23$28.238/16/2010 9:38:11 AM
psycardis$42.10$42.108/16/2010 2:18:58 PM
Nerdster1$25.01$25.018/16/2010 2:40:55 PM
198 bids
 
Borrower Payment Dependent Notes Series 470752
This series of Notes was issued and sold upon the funding of the borrower loan #43974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-09-2010 
  Auction end date:  Aug-10-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.46% Starting monthly payment: $61.64
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.46% Final monthly payment: $61.64
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1998 Debt/Income ratio: 20%
Credit score: 700-719 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:9y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,377Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 36%  
   Homeownership: No  
Screen name: truth-pledge Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan2
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.008/9/2010 2:46:18 PM
personal-lender$25.00$25.008/9/2010 2:52:49 PM
transaction-circuit$25.00$25.008/9/2010 2:47:50 PM
simplelender80$100.00$100.008/9/2010 2:59:59 PM
important-openness1$100.00$100.008/9/2010 2:56:14 PM
contract-eagle$25.00$25.008/9/2010 5:15:20 PM
Ocean713$50.00$50.008/9/2010 5:18:17 PM
patriot897$25.00$25.008/9/2010 5:20:06 PM
copper$30.00$30.008/9/2010 5:21:24 PM
mercuriant$25.00$25.008/9/2010 5:23:02 PM
frogperson$50.00$50.008/9/2010 5:21:58 PM
czazall$25.00$25.008/9/2010 5:14:19 PM
bodascafe$25.00$25.008/9/2010 5:15:02 PM
worthy-bid8$50.00$50.008/9/2010 5:20:04 PM
Kreditorium$25.00$25.008/9/2010 7:09:26 PM
Whipster$50.00$50.008/9/2010 5:22:58 PM
lloyd_s$25.00$25.008/9/2010 9:10:01 PM
loan-fate$50.00$50.008/9/2010 9:13:09 PM
reflective-rupee$25.00$25.008/10/2010 4:04:54 AM
wwwUniversal$25.00$25.008/10/2010 4:07:35 AM
glroark$50.00$50.008/10/2010 6:10:31 AM
orange-preeminant-bill$44.62$22.718/9/2010 9:53:11 PM
Tycho$26.00$26.008/9/2010 9:53:21 PM
Moneypenny6$25.00$25.008/10/2010 8:54:51 AM
reward-adventure$30.00$30.008/9/2010 2:51:32 PM
balance-handshake7$25.00$25.008/9/2010 2:51:35 PM
cablenews$25.00$25.008/9/2010 3:00:32 PM
Havana21$25.00$25.008/9/2010 5:03:37 PM
diversification-medalist$25.00$25.008/9/2010 5:13:49 PM
the-bid-sorcerer$25.00$25.008/9/2010 5:13:55 PM
top-impressive-dinero$25.00$25.008/9/2010 5:18:22 PM
metro457$40.00$40.008/9/2010 5:18:42 PM
Rattlehead$25.00$25.008/9/2010 5:18:45 PM
kidsskipp$25.00$25.008/9/2010 5:19:31 PM
WalnutCreekguy$25.00$25.008/9/2010 5:20:09 PM
diplomatic-wealth7$25.00$25.008/9/2010 5:22:39 PM
finance-prescription$50.00$50.008/9/2010 5:23:33 PM
Comoparklender$25.00$25.008/9/2010 5:18:05 PM
Speculator$100.00$100.008/9/2010 5:19:42 PM
authoritative-platinum7$25.00$25.008/9/2010 5:21:20 PM
octoberfresh$25.00$25.008/10/2010 7:20:14 AM
dynrep$25.00$25.008/10/2010 7:46:18 AM
diligent-moola9$26.29$26.298/10/2010 9:42:49 AM
43 bids
 
Borrower Payment Dependent Notes Series 470760
This series of Notes was issued and sold upon the funding of the borrower loan #43965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-10-2010 
  Auction end date:  Aug-16-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $134.61
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $134.61
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1991 Debt/Income ratio: 9%
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 5 / 5Length of status:2y 10m
Amount delinquent: $11,725 Total credit lines: 22 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,195Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: delicious-dinero8 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I would like to pay off bills
Purpose of loan:
This loan will be used to? Pay off bills

My financial situation:
I am a good candidate for this loan because? I have work hard and I have learned the value of credit

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 200.00
??Insurance: $?56.00
??Car expenses: $ 0.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 20.00
??Credit cards and other loans: $ 100.00
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
top-courteous-peso$25.00$25.008/10/2010 2:57:09 PM
important-openness1$100.00$100.008/10/2010 3:18:54 PM
diplomatic-wealth7$25.00$25.008/10/2010 3:10:54 PM
zone8$100.00$100.008/10/2010 3:43:14 PM
cablenews$25.00$25.008/10/2010 6:47:29 PM
bchen78875$25.00$25.008/11/2010 2:41:10 AM
svandgts$25.00$25.008/11/2010 3:53:50 AM
Ocean713$50.00$50.008/11/2010 7:38:45 AM
kegs$100.00$100.008/11/2010 10:13:47 AM
simplelender80$100.00$100.008/11/2010 11:22:45 AM
Comoparklender$40.00$40.008/11/2010 2:17:25 PM
uncleegg$25.00$25.008/11/2010 2:19:16 PM
larrybird$100.00$100.008/11/2010 6:26:18 PM
reflective-rupee$25.00$25.008/12/2010 2:33:10 PM
kind-bill-supporter$25.00$25.008/13/2010 1:12:51 PM
SolarMoonshine$25.00$25.008/13/2010 11:05:41 AM
copper$47.41$47.418/14/2010 7:52:12 AM
richboy56$25.00$25.008/15/2010 2:16:02 PM
mtp$49.86$49.868/15/2010 7:22:27 AM
the-silver-blaster$35.00$35.008/15/2010 10:27:27 AM
leodaguy$100.00$100.008/15/2010 3:43:00 PM
kulender$50.00$50.008/15/2010 11:52:26 AM
BeanCownter$100.00$100.008/16/2010 9:27:16 AM
gelidfrank$25.00$25.008/16/2010 12:42:03 PM
jamiee73$25.00$25.008/16/2010 3:27:34 PM
supreme-hope$25.00$25.008/16/2010 3:26:55 PM
jeffaa$25.00$25.008/16/2010 3:27:12 PM
mikepat55$50.00$50.008/16/2010 3:27:45 PM
red-favorable-basis$25.00$25.008/16/2010 3:37:37 PM
rosario1$25.00$25.008/16/2010 3:37:57 PM
Bob450$25.00$25.008/16/2010 3:33:37 PM
TheYellowDart$25.00$25.008/16/2010 3:33:52 PM
inspiring-reward$100.00$62.758/16/2010 3:40:03 PM
head$25.00$25.008/16/2010 3:27:19 PM
floridass$25.00$25.008/16/2010 3:37:55 PM
pixeldave$50.00$50.008/16/2010 3:38:56 PM
IIP77$25.00$25.008/16/2010 3:31:09 PM
nellaelyob$50.00$50.008/16/2010 3:36:40 PM
roblender$25.00$25.008/16/2010 3:38:49 PM
greggathelegga$25.00$25.008/16/2010 5:41:33 PM
joefoolz$25.00$25.008/16/2010 6:29:47 PM
oracle3$29.98$29.988/16/2010 6:38:16 PM
balance-handshake7$25.00$25.008/10/2010 3:16:22 PM
personal-lender$25.00$25.008/10/2010 3:16:39 PM
Artist_Blue$25.00$25.008/10/2010 3:30:59 PM
reward-adventure$30.00$30.008/10/2010 3:15:51 PM
halothane_logic$25.00$25.008/11/2010 7:07:50 AM
ComputerCash25$25.00$25.008/12/2010 8:04:34 AM
loyalist1$50.00$50.008/12/2010 3:32:09 PM
enthralling-deal180$100.00$100.008/12/2010 3:37:17 PM
birddogsb$50.00$50.008/12/2010 7:58:27 PM
new-social-economist$25.00$25.008/12/2010 5:17:58 PM
bid-czar8$50.00$50.008/12/2010 7:13:23 PM
asiaratt$50.00$50.008/13/2010 5:16:32 PM
red-power-pecan$50.00$50.008/13/2010 7:56:18 PM
helping-out$30.00$30.008/15/2010 9:07:44 PM
helpishere777$25.00$25.008/16/2010 3:31:41 PM
ITExec$50.00$50.008/16/2010 3:32:53 PM
upbeat-coin937$50.00$50.008/16/2010 3:33:27 PM
lillian27$50.00$50.008/16/2010 3:39:01 PM
point-berserker$25.00$25.008/16/2010 3:34:48 PM
Cybercusp$50.00$50.008/16/2010 3:27:00 PM
Ducatiman1978$25.00$25.008/16/2010 3:36:58 PM
gotjack$25.00$25.008/16/2010 3:27:07 PM
admirable-basis1$25.00$25.008/16/2010 3:27:23 PM
reinforced-revenue069$25.00$25.008/16/2010 3:34:35 PM
mrzz$25.00$25.008/16/2010 3:36:06 PM
glimmering-point$25.00$25.008/16/2010 3:37:53 PM
transaction-animal8$25.00$25.008/16/2010 3:37:58 PM
bonus-tent$25.00$25.008/16/2010 3:38:28 PM
sensible-trade$50.00$50.008/16/2010 3:38:44 PM
chato2345$25.00$25.008/16/2010 4:02:48 PM
tech310$25.00$25.008/16/2010 3:46:06 PM
Wachocia$25.00$25.008/16/2010 3:53:43 PM
lucrative-coin$50.00$50.008/16/2010 6:59:07 PM
75 bids
 
Borrower Payment Dependent Notes Series 470908
This series of Notes was issued and sold upon the funding of the borrower loan #43971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-10-2010 
  Auction end date:  Aug-17-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $104.22
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $104.22
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1992 Debt/Income ratio: Not calculated
Credit score: 760-779 (Aug-2010) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 21Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,911 
Delinquencies in last 7y: 1 Bankcard utilization: 23%  
   Homeownership: No  
Screen name: noble-kindness690 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting Graduate School in London
Purpose of loan:
I have been accepted to a graduate program in London which is a very exciting opportunity for me.? I have been approved for funding through student loans, however the disbursement occurs after my program begins and I will need some help getting to and settling there when I arrive.

My financial situation:
I am a good candidate for this loan because I know I will be able to pay it off quickly through other funding sources.? In addition to starting graduate school I have been focusing my attention on starting my own business in web development and design.? I have been looking for employment for about a year, but in a tight economy I recognized that I needed to make some changes to how I was approaching my work and my career.? I'm ready and motivated to advance my life forward through continuing education, the start of a new business opportunity, and enjoying a culturally rich city, such as London.?

Monthly net income: $300 - $500 (current)
I've been working on some small freelance projects to get my business started, my education will be funded through student loans while I continue to find new clients and build my business.

Expenses
My monthly expenses will be covered by educational financial assistance.

The loan I acquire through Prosper will go to the following expenses to get me started before my financial assistance begins.

Flight from the US to the UK:? $700-$1200
Temporary Living Expenses including accommodation and food:? $800 (converted from UK pounds at current rate of $1.59)
Books and Education Costs:? $300 (converted from UK pounds at a current rate of $1.59)
Transportation in the UK (to and from the airport and around the city):? $100 (converted from UK pounds at a current rate of $1.59)
Remainder for bills and leaving expenses in the US:? $600 (costs include storage of my vehicle)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Congratulations! May I ask what your studies will be? Also, are the student loans funded here or from the UK? thanks. - kewgdns
A: Thank you! I'm starting a graduate course in User Experience Design, which is directly related to the type of web services business I would like to start up. The student loans are funded in the US. Let me know if you have any other questions, I'm happy to answer them. (Aug-11-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
cathexis$100.00$100.008/10/2010 2:49:45 PM
Weaverville$25.00$25.008/10/2010 2:49:55 PM
Investoman$100.00$100.008/10/2010 2:54:52 PM
hitsman$100.00$100.008/10/2010 3:18:48 PM
objective-investor$100.00$100.008/10/2010 3:18:00 PM
Bio-physicist$25.00$25.008/10/2010 3:18:31 PM
bountiful-durability$50.00$50.008/10/2010 2:49:59 PM
richboy56$50.00$50.008/10/2010 2:51:56 PM
ray1051$25.00$25.008/10/2010 2:52:17 PM
rescue$50.00$50.008/10/2010 3:17:27 PM
d_grbg$25.00$25.008/12/2010 5:55:28 PM
rockhound84$25.00$25.008/13/2010 5:03:47 AM
Greylox$25.00$25.008/13/2010 10:35:56 AM
psonicl$100.00$100.008/13/2010 3:07:43 PM
stevenm8$25.00$25.008/13/2010 8:46:10 PM
gourd6$29.05$29.058/14/2010 9:19:51 AM
mbf2234$25.00$25.008/15/2010 3:40:12 AM
all_of_that_one$25.00$25.008/15/2010 1:49:47 PM
helynn$25.00$25.008/16/2010 8:48:33 PM
heerzaquestion$25.00$25.008/16/2010 7:26:03 PM
earth70s$25.00$25.008/17/2010 12:20:09 AM
encore739$25.00$25.008/17/2010 9:09:52 AM
money4u2use$25.00$25.008/17/2010 12:57:47 PM
leverage-monger$25.00$25.008/17/2010 2:27:17 PM
simplelender80$250.00$250.008/10/2010 2:52:55 PM
Artist_Blue$25.00$25.008/10/2010 2:51:49 PM
tech310$100.00$100.008/10/2010 2:55:08 PM
xstreamin$25.00$25.008/10/2010 3:14:15 PM
jbaum$25.00$25.008/10/2010 3:14:37 PM
LenderDan$25.00$25.008/10/2010 3:15:33 PM
diplomatic-wealth7$50.00$50.008/10/2010 3:14:48 PM
proper-p2p6$100.00$100.008/10/2010 3:15:08 PM
paymentologist$25.00$25.008/10/2010 3:17:05 PM
Goodlender42$25.00$25.008/10/2010 3:17:09 PM
Wellman$100.00$100.008/10/2010 3:17:42 PM
ichibon$100.00$100.008/10/2010 3:18:01 PM
larrybird$100.00$100.008/10/2010 3:19:16 PM
fishintime$25.00$25.008/10/2010 3:19:19 PM
Supernick$50.00$50.008/10/2010 3:19:57 PM
jigsaw$100.00$100.008/10/2010 3:14:27 PM
leeball$50.00$50.008/10/2010 3:17:26 PM
socrates520$50.00$50.008/10/2010 3:18:19 PM
Bookophile$100.00$36.038/10/2010 3:20:01 PM
HawaiianHelper$50.00$50.008/11/2010 12:43:50 AM
caddy5662$25.00$25.008/11/2010 10:54:10 AM
kewgdns$50.00$50.008/11/2010 3:06:00 PM
kewgdns$50.00$50.008/11/2010 3:06:37 PM
dollardave$59.92$59.928/11/2010 9:21:38 PM
4mydaughterseducation$25.00$25.008/12/2010 9:24:35 PM
interstellar$50.00$50.008/13/2010 5:14:17 PM
Brown98$25.00$25.008/13/2010 3:14:22 PM
Artguy88$50.00$50.008/14/2010 4:28:04 AM
JohnSmith10$25.00$25.008/14/2010 10:56:06 AM
jayk63$25.00$25.008/15/2010 5:14:36 AM
Techne_Funds_LLC$25.00$25.008/15/2010 4:58:30 PM
Lefty_the_Lender$25.00$25.008/15/2010 9:03:00 PM
cutter21$25.00$25.008/16/2010 11:38:26 AM
rockhound84$25.00$25.008/16/2010 4:00:29 PM
greggathelegga$25.00$25.008/16/2010 5:45:15 PM
debt-legend$25.00$25.008/17/2010 8:04:44 AM
credit-kahuna$50.00$50.008/17/2010 11:42:09 AM
Lender0307$25.00$25.008/17/2010 11:49:21 AM
partyplan$25.00$25.008/17/2010 1:25:04 PM
63 bids