Sales Report:Supplement No. 13 dated Aug 16, 2010 to Prospectus dated Jul 26, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
465110
This series of Notes was issued and sold upon the funding of the borrower loan #43915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Aug-02-2010 |
| |
Auction end date:
| Aug-08-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $246.56 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $246.56 |
| |
|
Auction yield range:
| 10.93% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1975 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Jul-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
2 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,033 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| compassion-mirth1 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Time to settle in a new home
Thank you for taking the time to consider my loan request. I am a divorced Mom with two small children. As I settle into a new life, one of my main priorities is to find a temporary home for my family. I intend to rent for the next year and while I rent, I will be saving to buy a small house. Rentals in my area often require a fairly large deposit up front (typically 3 months). Given my situation, I do not have a large sum of money readily available. Therefore I am seeking to secure a small loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| copper | $30.00 | $30.00 | 8/2/2010 11:30:19 AM |
| treasure-bliss | $100.00 | $100.00 | 8/2/2010 11:33:39 AM |
| Comoparklender | $40.00 | $40.00 | 8/2/2010 11:28:56 AM |
| loyalist1 | $50.00 | $50.00 | 8/2/2010 11:36:57 AM |
| balance-handshake7 | $25.00 | $25.00 | 8/2/2010 11:54:09 AM |
| personal-lender | $25.00 | $25.00 | 8/2/2010 11:55:17 AM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/2/2010 12:11:47 PM |
| balanced-bill7 | $50.00 | $50.00 | 8/2/2010 12:13:48 PM |
| BeanCownter | $100.00 | $100.00 | 8/2/2010 12:38:28 PM |
| the-purposeful-principal | $25.00 | $25.00 | 8/2/2010 12:37:47 PM |
| kind-bill-supporter | $50.00 | $50.00 | 8/2/2010 12:42:51 PM |
| cash-spark3 | $25.00 | $25.00 | 8/2/2010 12:41:58 PM |
| the-silver-blaster | $50.00 | $50.00 | 8/2/2010 12:40:17 PM |
| AlexTrep | $25.00 | $25.00 | 8/2/2010 12:52:39 PM |
| inspiring-reward | $100.00 | $100.00 | 8/3/2010 9:13:32 AM |
| reflective-rupee | $25.00 | $25.00 | 8/3/2010 10:59:42 AM |
| speedy-point | $25.00 | $25.00 | 8/3/2010 5:21:15 PM |
| cablenews | $25.00 | $25.00 | 8/4/2010 3:19:48 AM |
| enthralling-deal180 | $100.00 | $100.00 | 8/4/2010 6:22:48 AM |
| newgroom422 | $25.00 | $25.00 | 8/5/2010 6:18:27 AM |
| puifais | $25.00 | $25.00 | 8/5/2010 6:18:08 AM |
| dcap3 | $100.00 | $100.00 | 8/5/2010 8:54:39 AM |
| important-openness1 | $100.00 | $100.00 | 8/5/2010 9:33:15 AM |
| Tycho | $26.00 | $26.00 | 8/5/2010 3:28:06 PM |
| chkrvrty | $25.00 | $25.00 | 8/5/2010 4:46:51 PM |
| intuitive-bill | $25.00 | $25.00 | 8/5/2010 4:58:51 PM |
| Schu | $50.00 | $50.00 | 8/5/2010 5:01:30 PM |
| painterflipper | $50.00 | $50.00 | 8/5/2010 4:58:29 PM |
| the-productive-agreement | $25.00 | $25.00 | 8/5/2010 8:03:34 PM |
| tekstyle38 | $100.00 | $100.00 | 8/5/2010 8:55:02 PM |
| payment-gusto | $25.00 | $25.00 | 8/5/2010 7:52:48 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 8/6/2010 1:27:38 AM |
| asmithj | $50.00 | $50.00 | 8/6/2010 9:37:51 AM |
| Ducatiman1978 | $25.00 | $25.00 | 8/6/2010 10:28:32 AM |
| investment-forte | $25.00 | $25.00 | 8/6/2010 10:39:15 AM |
| nickel-position | $25.00 | $25.00 | 8/6/2010 10:40:21 AM |
| FeedTheMachine | $78.66 | $78.66 | 8/6/2010 10:41:48 AM |
| bulabula | $25.00 | $25.00 | 8/6/2010 10:41:54 AM |
| helpishere777 | $25.00 | $25.00 | 8/6/2010 12:38:19 PM |
| lucrative-coin | $50.00 | $50.00 | 8/6/2010 1:07:22 PM |
| sensible-trade | $100.00 | $100.00 | 8/6/2010 12:23:07 PM |
| ChrisKwan | $25.00 | $25.00 | 8/6/2010 3:18:22 PM |
| famous-hope | $30.00 | $30.00 | 8/6/2010 3:19:39 PM |
| top-courteous-peso | $100.00 | $100.00 | 8/6/2010 3:19:49 PM |
| kmavm | $25.00 | $25.00 | 8/6/2010 3:20:49 PM |
| delivery | $25.00 | $25.00 | 8/6/2010 3:21:48 PM |
| wwwUniversal | $25.00 | $25.00 | 8/6/2010 3:22:00 PM |
| wicker1 | $25.00 | $25.00 | 8/6/2010 3:22:57 PM |
| WillyBobba | $25.00 | $25.00 | 8/6/2010 3:23:41 PM |
| hc90474 | $25.00 | $25.00 | 8/6/2010 3:33:58 PM |
| hste_llc | $25.00 | $25.00 | 8/6/2010 3:20:41 PM |
| generous-deal6 | $25.00 | $25.00 | 8/6/2010 3:20:51 PM |
| logical-loyalty0 | $25.00 | $25.00 | 8/6/2010 3:21:06 PM |
| deadbabyseal | $25.00 | $25.00 | 8/6/2010 3:21:35 PM |
| balance-gatherer1 | $25.00 | $25.00 | 8/6/2010 3:21:42 PM |
| ingenious-diversification | $25.00 | $25.00 | 8/6/2010 3:21:43 PM |
| piter-to-la-investment | $25.00 | $25.00 | 8/6/2010 3:22:20 PM |
| t2smoney | $25.00 | $25.00 | 8/6/2010 3:22:26 PM |
| life-is-great | $50.00 | $50.00 | 8/6/2010 3:23:33 PM |
| affluence-companion2 | $50.00 | $50.00 | 8/6/2010 9:04:32 PM |
| anton | $150.00 | $150.00 | 8/6/2010 9:10:11 PM |
| ramst41 | $100.00 | $100.00 | 8/7/2010 12:54:53 AM |
| frogperson | $50.00 | $50.00 | 8/7/2010 10:02:21 AM |
| Bob450 | $25.00 | $25.00 | 8/7/2010 2:05:19 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 8/7/2010 4:37:35 PM |
| loanforunclesam | $25.00 | $25.00 | 8/7/2010 6:19:52 PM |
| gochargers | $25.00 | $25.00 | 8/7/2010 9:00:40 PM |
| fascinating-gold | $85.47 | $85.47 | 8/7/2010 12:09:45 PM |
| IncomeTemple | $25.00 | $25.00 | 8/7/2010 2:01:27 PM |
| boo_hoo | $50.00 | $50.00 | 8/7/2010 3:20:39 PM |
| compassion-paladin042 | $25.00 | $25.00 | 8/8/2010 11:14:23 AM |
| Artist_Blue | $25.00 | $25.00 | 8/2/2010 11:31:31 AM |
| patriot897 | $25.00 | $25.00 | 8/2/2010 11:54:36 AM |
| simplelender80 | $50.00 | $50.00 | 8/2/2010 11:52:24 AM |
| asiaratt | $50.00 | $50.00 | 8/2/2010 11:52:49 AM |
| reward-adventure | $30.00 | $30.00 | 8/2/2010 11:53:04 AM |
| mtp | $50.00 | $50.00 | 8/2/2010 12:00:51 PM |
| WalnutCreekguy | $25.00 | $25.00 | 8/2/2010 12:05:04 PM |
| kaykarun | $25.00 | $25.00 | 8/2/2010 12:35:10 PM |
| igotmoney | $25.00 | $25.00 | 8/2/2010 12:55:41 PM |
| zorg77 | $25.00 | $25.00 | 8/2/2010 9:59:28 PM |
| Cybercusp | $25.00 | $25.00 | 8/2/2010 10:09:10 PM |
| magnolia161 | $50.00 | $50.00 | 8/3/2010 7:50:52 AM |
| TheYellowDart | $25.00 | $25.00 | 8/3/2010 12:07:48 PM |
| beans53 | $25.00 | $25.00 | 8/3/2010 11:16:08 AM |
| cestesV | $50.00 | $50.00 | 8/3/2010 5:20:58 PM |
| Havana21 | $25.00 | $25.00 | 8/4/2010 1:36:19 AM |
| leodaguy | $100.00 | $100.00 | 8/4/2010 6:03:30 AM |
| well-mannered-income3 | $30.00 | $30.00 | 8/4/2010 10:12:00 AM |
| kegs | $100.00 | $100.00 | 8/4/2010 12:48:18 PM |
| zone6 | $100.00 | $100.00 | 8/4/2010 7:19:10 PM |
| AAAInvestments | $25.00 | $25.00 | 8/5/2010 6:57:44 AM |
| ferocious-exchange3 | $50.00 | $50.00 | 8/5/2010 4:58:18 PM |
| tidy-generosity | $25.00 | $25.00 | 8/5/2010 4:58:26 PM |
| IIP77 | $25.00 | $25.00 | 8/5/2010 4:57:54 PM |
| MetraLynn | $25.00 | $25.00 | 8/5/2010 4:58:32 PM |
| bountiful-durability | $100.00 | $100.00 | 8/5/2010 5:38:48 PM |
| larrybird | $100.00 | $100.00 | 8/5/2010 6:28:07 PM |
| ogmanny | $50.00 | $50.00 | 8/6/2010 1:54:10 AM |
| poeman | $25.00 | $25.00 | 8/6/2010 9:59:08 AM |
| FASTIZIO_P | $25.00 | $25.00 | 8/6/2010 10:28:22 AM |
| somebody32 | $25.00 | $25.00 | 8/6/2010 10:39:20 AM |
| social-conductor4 | $25.00 | $25.00 | 8/6/2010 10:40:18 AM |
| moopi | $25.00 | $25.00 | 8/6/2010 10:41:13 AM |
| GABC-1 | $25.00 | $25.00 | 8/6/2010 11:56:39 AM |
| green-moola-sniffer | $50.00 | $50.00 | 8/6/2010 3:20:33 PM |
| jstnow | $25.00 | $25.00 | 8/6/2010 3:20:37 PM |
| ITExec | $72.53 | $72.53 | 8/6/2010 3:20:43 PM |
| famous-bill | $50.00 | $50.00 | 8/6/2010 3:20:45 PM |
| direct-yield | $25.00 | $25.00 | 8/6/2010 3:21:30 PM |
| first-upright-payout | $50.00 | $50.00 | 8/6/2010 3:21:23 PM |
| honorable-yield | $35.00 | $35.00 | 8/6/2010 3:21:56 PM |
| schoolchamp | $25.00 | $25.00 | 8/6/2010 3:22:12 PM |
| StreetJustice | $29.92 | $29.92 | 8/6/2010 3:22:16 PM |
| AF-Chief | $33.00 | $33.00 | 8/6/2010 3:23:14 PM |
| AF_Trust | $50.00 | $50.00 | 8/6/2010 3:33:42 PM |
| bnlforever | $25.00 | $25.00 | 8/6/2010 3:34:00 PM |
| ElAbel11 | $25.00 | $25.00 | 8/6/2010 3:34:02 PM |
| financial-frenzy | $50.00 | $50.00 | 8/6/2010 3:34:23 PM |
| Cre8iveCash | $25.00 | $25.00 | 8/6/2010 3:19:19 PM |
| IntrepidInvestment | $50.00 | $50.00 | 8/6/2010 3:20:47 PM |
| genuine-responsibility8 | $50.00 | $50.00 | 8/6/2010 3:20:53 PM |
| ayerobbie | $25.00 | $25.00 | 8/6/2010 3:21:33 PM |
| beakerfish | $50.00 | $50.00 | 8/6/2010 6:14:29 PM |
| point-berserker | $25.00 | $25.00 | 8/6/2010 3:34:06 PM |
| KiwiElf | $30.00 | $30.00 | 8/6/2010 9:13:37 PM |
| floridass | $25.00 | $25.00 | 8/6/2010 9:13:57 PM |
| red-favorable-basis | $25.00 | $25.00 | 8/6/2010 5:12:57 PM |
| Phantom99 | $25.00 | $25.00 | 8/6/2010 10:07:05 PM |
| dparkhom | $25.00 | $25.00 | 8/6/2010 10:04:28 PM |
| PatRichi | $25.00 | $25.00 | 8/6/2010 10:07:01 PM |
| Leshan | $33.33 | $33.33 | 8/6/2010 11:07:37 PM |
| christifa | $25.00 | $25.00 | 8/6/2010 11:32:56 PM |
| purposeful-benefit5 | $100.00 | $100.00 | 8/7/2010 6:25:01 AM |
| shrewd-truth1 | $25.00 | $25.00 | 8/7/2010 7:18:05 AM |
| fascinating-gold | $100.00 | $100.00 | 8/7/2010 2:18:06 PM |
| upbeat-marketplace | $25.00 | $25.00 | 8/7/2010 5:25:07 PM |
| EretzCapital | $75.00 | $75.00 | 8/8/2010 7:15:57 AM |
| CC911 | $25.00 | $25.00 | 8/8/2010 9:57:37 AM |
| reflective-rupee | $25.00 | $25.00 | 8/8/2010 1:44:34 PM |
| reflective-rupee | $150.00 | $116.09 | 8/8/2010 1:44:46 PM |
| 141 bids
|
Borrower Payment Dependent Notes Series
469170
This series of Notes was issued and sold upon the funding of the borrower loan #43927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,200.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.3% |
Auction start date:
| Jul-30-2010 |
| |
Auction end date:
| Aug-04-2010 |
|
|
Starting lender yield:
| 9.25% |
Starting borrower rate/APR:
| 10.25% / 10.60% |
Starting monthly payment:
| $265.55 |
|
Final lender yield:
| 6.85% |
Final borrower rate/APR:
| 7.85% / 8.19% |
Final monthly payment:
| $256.39 |
| |
|
Auction yield range:
| 2.93% - 9.25% |
Estimated loss impact:
| 1.30% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.55% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 760-779 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $97,559 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| note-samaritan |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2009)
800-819
(Aug-2009)
|
|
Principal balance:
| $8,120.31 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Refinancing my Prosper Loan
This loan will be used to refinance my current Prosper loan.
My financial situation: I have an outstanding payment history with my current loan. No default on any of my bills at all. I want to get a good rate on my existing current loan so I can pay it off faster. I am confident that I can do this because my original cc debt was $15,000 and not it is less than $8,200. Almost half has been paid off in less than a year. I am hoping I can close this loan before 2013.I am an RN; I have a good, stable well-paid job. My net income runs from $6,00-$6,500/mo because of open overtime opportunities. Please don't be discouraged with my revolving credit balance because this is tied up in our mortgage that we are embracing. We plan to ride this mortgage economy until it bounces back. This is one investment that you will be guaranteed to see your money back. Thank you everyone in advance for your confidence.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 7/30/2010 10:19:05 AM |
| Weaverville | $25.00 | $25.00 | 7/30/2010 10:24:07 AM |
| Picopie | $50.00 | $50.00 | 7/30/2010 10:23:37 AM |
| unequaled-payout | $100.00 | $100.00 | 7/30/2010 10:25:44 AM |
| Rdodson11 | $25.00 | $25.00 | 7/30/2010 10:28:40 AM |
| gauss02 | $50.00 | $50.00 | 7/30/2010 10:25:02 AM |
| velocity-alert1 | $50.00 | $50.00 | 7/30/2010 10:35:34 AM |
| radforj22 | $50.00 | $50.00 | 7/30/2010 10:28:42 AM |
| personal-lender | $25.00 | $25.00 | 7/30/2010 10:35:59 AM |
| cebgop | $25.00 | $25.00 | 7/30/2010 10:38:22 AM |
| kegs | $100.00 | $100.00 | 7/30/2010 10:36:41 AM |
| banker727 | $50.00 | $50.00 | 7/30/2010 10:38:34 AM |
| spname | $25.00 | $25.00 | 7/30/2010 10:55:43 AM |
| TriSail | $25.00 | $25.00 | 7/30/2010 10:55:45 AM |
| the-repayment-treaty | $25.00 | $25.00 | 7/30/2010 10:58:50 AM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 7/30/2010 10:56:54 AM |
| clean-loyalty | $25.00 | $25.00 | 7/30/2010 10:57:39 AM |
| Rivervale_Westwood | $25.00 | $25.00 | 7/30/2010 11:02:21 AM |
| FirstPlaceBusinessFunding | $25.00 | $25.00 | 7/30/2010 11:03:08 AM |
| rosie777 | $40.00 | $40.00 | 7/30/2010 10:52:36 AM |
| lowrate | $25.00 | $25.00 | 7/30/2010 11:06:26 AM |
| betak | $50.00 | $50.00 | 7/30/2010 11:02:13 AM |
| ebgb234 | $25.00 | $25.00 | 7/30/2010 11:03:02 AM |
| Musicman1950 | $25.00 | $25.00 | 7/30/2010 11:03:16 AM |
| Daneistes | $100.00 | $100.00 | 7/30/2010 10:56:00 AM |
| platinum-genetics | $25.00 | $25.00 | 7/30/2010 11:09:35 AM |
| 16888 | $50.00 | $50.00 | 7/30/2010 10:57:58 AM |
| Skramar | $25.00 | $25.00 | 7/30/2010 11:05:34 AM |
| bold-yield-rumbler | $25.00 | $25.00 | 7/30/2010 10:59:14 AM |
| kumpa2u | $25.00 | $25.00 | 7/30/2010 11:11:56 AM |
| Carpetkid | $50.00 | $50.00 | 7/30/2010 10:59:27 AM |
| Dreamconnection | $25.00 | $25.00 | 7/30/2010 11:13:08 AM |
| CleeClee | $50.00 | $50.00 | 7/30/2010 11:00:28 AM |
| best-coin-miser | $25.00 | $25.00 | 7/30/2010 11:13:44 AM |
| scottburger | $200.00 | $200.00 | 7/30/2010 11:13:48 AM |
| payout-optimizer | $25.00 | $25.00 | 7/30/2010 11:14:44 AM |
| TheBiggTree | $25.00 | $25.00 | 7/30/2010 11:11:50 AM |
| Hogpilot | $50.00 | $50.00 | 7/30/2010 11:05:13 AM |
| MrBodaggit | $25.00 | $25.00 | 7/30/2010 11:21:11 AM |
| joshua18 | $25.00 | $25.00 | 7/30/2010 11:09:12 AM |
| BeanCownter | $100.00 | $100.00 | 7/30/2010 11:22:18 AM |
| all_of_that_one | $25.00 | $25.00 | 7/30/2010 11:09:26 AM |
| Investoman | $100.00 | $100.00 | 7/30/2010 11:22:25 AM |
| Goodlender42 | $25.00 | $25.00 | 7/30/2010 11:09:40 AM |
| delicious-social132 | $40.00 | $40.00 | 7/30/2010 11:24:26 AM |
| a-truth-upholder | $50.00 | $50.00 | 7/30/2010 11:24:32 AM |
| Mr_Marcus | $50.00 | $50.00 | 7/30/2010 11:11:33 AM |
| marketplace-cello5 | $50.00 | $50.00 | 7/30/2010 11:25:02 AM |
| happy-girl | $25.00 | $25.00 | 7/30/2010 11:22:34 AM |
| pragmatic-contract | $25.00 | $25.00 | 7/30/2010 11:23:56 AM |
| billy_hoe_22 | $37.19 | $37.19 | 7/30/2010 11:31:40 AM |
| alpinaut | $25.00 | $25.00 | 7/30/2010 11:25:06 AM |
| money-bauble | $100.00 | $100.00 | 7/30/2010 11:25:21 AM |
| ingenious-order783 | $25.00 | $25.00 | 7/30/2010 11:25:26 AM |
| sandeepPR | $25.00 | $25.00 | 7/30/2010 11:35:06 AM |
| LoanAngel | $25.00 | $25.00 | 7/30/2010 11:35:42 AM |
| rakstar | $50.00 | $50.00 | 7/30/2010 11:36:04 AM |
| pakrbkr | $25.00 | $25.00 | 7/30/2010 11:38:38 AM |
| Supernick | $50.00 | $50.00 | 7/30/2010 11:33:08 AM |
| Raptorman | $25.00 | $25.00 | 7/30/2010 11:33:41 AM |
| asya | $29.00 | $29.00 | 7/30/2010 11:40:57 AM |
| syounker | $25.00 | $25.00 | 7/30/2010 11:24:55 AM |
| jazzlender | $25.00 | $25.00 | 7/30/2010 11:25:11 AM |
| Simply2fly | $25.00 | $25.00 | 7/30/2010 11:29:48 AM |
| tekkie2412 | $50.00 | $50.00 | 7/30/2010 11:30:36 AM |
| hard-working-loot | $25.00 | $25.00 | 7/30/2010 12:03:57 PM |
| Tc11902 | $50.00 | $50.00 | 7/30/2010 11:32:26 AM |
| important-ore | $50.00 | $50.00 | 7/30/2010 11:32:43 AM |
| mlopez2007 | $25.00 | $25.00 | 7/30/2010 12:05:49 PM |
| green-credit-bliss | $25.00 | $25.00 | 7/30/2010 11:33:33 AM |
| LALO79 | $25.00 | $25.00 | 7/30/2010 11:33:45 AM |
| tolstoy00 | $25.00 | $25.00 | 7/30/2010 12:06:10 PM |
| adir1 | $25.00 | $25.00 | 7/30/2010 11:35:26 AM |
| teller | $60.00 | $60.00 | 7/30/2010 12:07:09 PM |
| TJ643 | $25.00 | $25.00 | 7/30/2010 11:37:16 AM |
| kirkjerk | $25.00 | $25.00 | 7/30/2010 12:03:59 PM |
| anyoi | $47.45 | $47.45 | 7/30/2010 12:08:09 PM |
| MiniBank998 | $50.00 | $50.00 | 7/30/2010 11:39:08 AM |
| supreme-hope | $25.00 | $25.00 | 7/30/2010 12:06:08 PM |
| myextracash | $25.00 | $25.00 | 7/30/2010 11:41:46 AM |
| dr-dollar | $25.00 | $25.00 | 7/30/2010 12:11:02 PM |
| RandyL3 | $25.00 | $25.00 | 7/30/2010 12:11:17 PM |
| Dutchhunter | $26.41 | $26.41 | 7/30/2010 12:03:21 PM |
| klinebarger | $25.00 | $25.00 | 7/30/2010 12:15:14 PM |
| balance2 | $25.00 | $25.00 | 7/30/2010 12:04:12 PM |
| benefit-sniffer | $25.00 | $25.00 | 7/30/2010 12:04:50 PM |
| nunnie | $25.00 | $25.00 | 7/30/2010 12:06:35 PM |
| schnatty | $50.00 | $50.00 | 7/30/2010 12:07:02 PM |
| cash-merry-maker | $25.00 | $25.00 | 7/30/2010 1:29:03 PM |
| FutureLenderEC | $25.00 | $25.00 | 7/30/2010 1:39:02 PM |
| IIP77 | $25.00 | $25.00 | 7/30/2010 2:29:31 PM |
| wwwUniversal | $25.00 | $25.00 | 7/30/2010 2:24:28 PM |
| suburbanman64 | $35.00 | $35.00 | 7/30/2010 2:29:13 PM |
| Crisscross | $50.00 | $50.00 | 7/30/2010 1:50:27 PM |
| CASHGIRL | $42.52 | $42.52 | 7/30/2010 2:24:12 PM |
| blissful-note7 | $25.00 | $25.00 | 7/30/2010 2:40:09 PM |
| SpotLending | $50.00 | $50.00 | 7/31/2010 6:52:20 AM |
| outofoffice | $50.00 | $50.00 | 7/31/2010 7:51:24 AM |
| entertaining-credit3 | $25.00 | $25.00 | 7/31/2010 9:55:08 AM |
| MoneyForNothing | $32.55 | $32.55 | 7/31/2010 10:01:55 AM |
| interstellar | $50.00 | $50.00 | 7/31/2010 4:07:03 PM |
| LenderCB | $25.00 | $25.00 | 8/1/2010 1:18:02 PM |
| Patrician | $25.00 | $25.00 | 8/2/2010 10:34:55 AM |
| AF_Trust | $27.49 | $27.49 | 8/3/2010 10:05:04 AM |
| djmjkelso | $25.00 | $25.00 | 8/3/2010 12:55:58 PM |
| prossperous01 | $25.00 | $25.00 | 8/3/2010 12:16:16 PM |
| Chesterite | $25.00 | $25.00 | 8/3/2010 12:17:57 PM |
| RememberToForget | $50.00 | $50.00 | 8/4/2010 5:22:39 AM |
| ProModelA | $25.00 | $25.00 | 8/4/2010 6:54:10 AM |
| eastindianprince | $25.00 | $25.00 | 8/4/2010 8:36:32 AM |
| crawfingers | $25.00 | $25.00 | 7/30/2010 10:19:50 AM |
| Zanch | $25.00 | $25.00 | 7/30/2010 10:24:15 AM |
| fund-baker9 | $50.00 | $50.00 | 7/30/2010 10:34:51 AM |
| fcb202 | $50.00 | $50.00 | 7/30/2010 10:28:22 AM |
| gojackgo | $50.00 | $50.00 | 7/30/2010 10:36:01 AM |
| economy-balance | $25.00 | $25.00 | 7/30/2010 10:28:54 AM |
| forthright-dedication | $25.00 | $25.00 | 7/30/2010 10:36:48 AM |
| shrewd-deal | $25.00 | $25.00 | 7/30/2010 10:37:09 AM |
| Mantis75 | $25.00 | $25.00 | 7/30/2010 10:38:31 AM |
| ksmith08 | $50.00 | $50.00 | 7/30/2010 10:39:06 AM |
| auction-turbine4 | $25.00 | $25.00 | 7/30/2010 10:39:03 AM |
| successful-euro | $50.00 | $50.00 | 7/30/2010 10:39:36 AM |
| klin | $25.00 | $25.00 | 7/30/2010 10:37:07 AM |
| transparency-halo | $25.00 | $25.00 | 7/30/2010 10:37:35 AM |
| Tradesmanlender | $25.00 | $25.00 | 7/30/2010 10:37:57 AM |
| neighborly-hope6 | $100.00 | $100.00 | 7/30/2010 10:52:38 AM |
| investment-network | $50.00 | $50.00 | 7/30/2010 10:53:00 AM |
| eyal0 | $25.00 | $25.00 | 7/30/2010 10:56:21 AM |
| tech310 | $100.00 | $100.00 | 7/30/2010 10:54:50 AM |
| silver-armada | $50.00 | $50.00 | 7/30/2010 10:55:57 AM |
| best-deal-banker | $50.00 | $50.00 | 7/30/2010 10:57:00 AM |
| credit-magician | $50.00 | $50.00 | 7/30/2010 10:57:12 AM |
| moneyfriend | $50.00 | $50.00 | 7/30/2010 11:00:37 AM |
| GeorgiaCredit | $25.00 | $25.00 | 7/30/2010 10:57:22 AM |
| mrbanker | $100.00 | $100.00 | 7/30/2010 10:57:48 AM |
| truth-image | $50.00 | $50.00 | 7/30/2010 11:03:03 AM |
| VBAces | $75.00 | $75.00 | 7/30/2010 11:00:41 AM |
| Diosia | $25.00 | $25.00 | 7/30/2010 11:01:12 AM |
| newyork6264 | $25.00 | $25.00 | 7/30/2010 10:52:41 AM |
| MrDavid | $50.00 | $50.00 | 7/30/2010 10:53:37 AM |
| Ivan2007 | $50.00 | $50.00 | 7/30/2010 10:54:26 AM |
| kind-adventurous-finance | $25.00 | $25.00 | 7/30/2010 11:03:38 AM |
| nonukem | $25.00 | $25.00 | 7/30/2010 11:08:14 AM |
| mtp | $50.00 | $50.00 | 7/30/2010 11:04:24 AM |
| jeffpac | $55.00 | $55.00 | 7/30/2010 11:06:54 AM |
| busybee007 | $25.00 | $25.00 | 7/30/2010 11:07:10 AM |
| bonus-antioxidant | $25.00 | $25.00 | 7/30/2010 11:00:31 AM |
| hope-amigo | $25.00 | $25.00 | 7/30/2010 11:14:10 AM |
| AFairDeal | $25.00 | $25.00 | 7/30/2010 11:11:06 AM |
| gold-sushi | $50.00 | $50.00 | 7/30/2010 11:16:02 AM |
| greenbacchus | $25.00 | $25.00 | 7/30/2010 11:17:23 AM |
| ok | $50.00 | $50.00 | 7/30/2010 11:13:19 AM |
| brewman | $25.00 | $25.00 | 7/30/2010 11:18:30 AM |
| derek-from-berkeley | $25.00 | $25.00 | 7/30/2010 11:07:20 AM |
| Patter256 | $25.00 | $25.00 | 7/30/2010 11:15:13 AM |
| green-unassailable-investment | $25.00 | $25.00 | 7/30/2010 11:16:47 AM |
| diplomatic-wealth7 | $100.00 | $100.00 | 7/30/2010 11:24:24 AM |
| the-productive-agreement | $25.00 | $25.00 | 7/30/2010 11:18:44 AM |
| haplender | $50.00 | $50.00 | 7/30/2010 11:19:21 AM |
| flexible-vigilance7 | $25.00 | $25.00 | 7/30/2010 11:27:19 AM |
| burgeoning-silver | $25.00 | $25.00 | 7/30/2010 11:20:56 AM |
| bid-czar8 | $100.00 | $100.00 | 7/30/2010 11:30:30 AM |
| YellowJacket | $25.00 | $25.00 | 7/30/2010 11:30:47 AM |
| inspired-contract9 | $50.00 | $50.00 | 7/30/2010 11:24:20 AM |
| ijspence | $25.00 | $25.00 | 7/30/2010 11:24:33 AM |
| buckyhead2000 | $25.00 | $25.00 | 7/30/2010 11:31:52 AM |
| jjb3 | $25.00 | $25.00 | 7/30/2010 11:25:18 AM |
| jsmith1450 | $150.00 | $150.00 | 7/30/2010 11:35:33 AM |
| wealthstar | $50.00 | $50.00 | 7/30/2010 11:22:04 AM |
| entreprenooner | $25.00 | $25.00 | 7/30/2010 11:22:14 AM |
| blue-exuberant-economy | $25.00 | $25.00 | 7/30/2010 11:22:38 AM |
| FlexFunding | $88.01 | $88.01 | 7/30/2010 11:24:11 AM |
| ray1051 | $75.00 | $75.00 | 7/30/2010 11:40:43 AM |
| trade-surge3 | $50.00 | $50.00 | 7/30/2010 11:34:56 AM |
| love_what_you_do | $25.00 | $25.00 | 7/30/2010 11:25:15 AM |
| moola-man | $50.00 | $50.00 | 7/30/2010 11:25:37 AM |
| actuarial_investor | $25.00 | $25.00 | 7/30/2010 11:37:07 AM |
| moneynmotion | $25.00 | $25.00 | 7/30/2010 11:30:03 AM |
| perlindc | $85.14 | $85.14 | 7/30/2010 11:31:27 AM |
| meux99 | $25.00 | $25.00 | 7/30/2010 11:32:12 AM |
| commerce-triumph | $25.00 | $25.00 | 7/30/2010 11:35:17 AM |
| orange-courageous-dedication | $40.00 | $40.00 | 7/30/2010 12:06:52 PM |
| dparkhom | $25.00 | $25.00 | 7/30/2010 12:04:36 PM |
| commerce-voyager | $25.00 | $25.00 | 7/30/2010 12:12:51 PM |
| ramsbladder | $25.00 | $25.00 | 7/30/2010 12:02:08 PM |
| unclejaef | $25.00 | $25.00 | 7/30/2010 12:09:36 PM |
| lloyd_s | $25.00 | $25.00 | 7/30/2010 12:02:52 PM |
| Bostonbanker | $25.00 | $25.00 | 7/30/2010 12:11:33 PM |
| fair-funds | $25.00 | $25.00 | 7/30/2010 1:24:31 PM |
| wormdc | $25.00 | $25.00 | 7/30/2010 12:14:13 PM |
| best-ingenious-funds | $25.00 | $25.00 | 7/30/2010 2:31:50 PM |
| harty | $60.00 | $60.00 | 7/30/2010 1:54:06 PM |
| Teminole | $25.00 | $3.66 | 7/30/2010 2:57:25 PM |
| tender-integrity3 | $50.00 | $50.00 | 7/30/2010 2:29:40 PM |
| lenderrob | $25.00 | $25.00 | 8/1/2010 10:27:32 AM |
| bannybucks | $25.00 | $25.00 | 8/1/2010 9:39:08 PM |
| Paxman84 | $25.00 | $25.00 | 8/2/2010 5:08:17 PM |
| BeanCownter | $500.00 | $500.00 | 8/3/2010 6:43:24 AM |
| marshallmanhattan | $25.00 | $25.00 | 8/3/2010 6:44:43 AM |
| dproxima | $25.58 | $25.58 | 8/3/2010 4:57:14 PM |
| 200 bids
|
Borrower Payment Dependent Notes Series
469264
This series of Notes was issued and sold upon the funding of the borrower loan #43909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.0% |
Auction start date:
| Jul-30-2010 |
| |
Auction end date:
| Aug-06-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 28.00% |
Final borrower rate/APR:
| 29.00% / 32.59% |
Final monthly payment:
| $83.81 |
| |
|
Auction yield range:
| 16.93% - 34.00% |
Estimated loss impact:
| 25.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 2.37% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 680-699 (Jul-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
9 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,023 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Dusty787 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Anniversary Cruise
Purpose of loan:
This loan will be used to? Go on a much needed vacation for our 5th Anniversary..
My financial situation: decent
I am a good candidate for this loan because? I am a responsible person and always re-pay my debts... I will also be receiving a raise in September and I will go to full time employee status.. The raise will be about $4,000 to $5,000 more per year.. My wife will also be helping me re-pay this loan and she makes around $35,000 or $36,000 per year... She is the head of her department as the EDI coordinator for http://www.intelektechnologies.com.. Please help my wife and I enjoy our Anniversary by helping us get this loan... If you have any questions please feel free to ask... Thank you....
Monthly net income: $ 1800
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 150
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 600
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Kash2010lu | $50.00 | $50.00 | 7/30/2010 8:45:53 PM |
| ComputerCash25 | $25.00 | $25.00 | 7/30/2010 9:50:54 PM |
| neorunner | $25.00 | $25.00 | 8/1/2010 7:06:20 AM |
| usedtoborrow | $50.00 | $50.00 | 8/1/2010 6:24:42 PM |
| penny-sergeant | $25.00 | $25.00 | 8/2/2010 6:04:17 AM |
| WonByOne | $25.00 | $25.00 | 8/3/2010 11:51:26 AM |
| autonomous-truth | $25.00 | $25.00 | 8/4/2010 1:49:47 AM |
| JerryB96 | $25.00 | $25.00 | 8/4/2010 8:28:03 PM |
| BigBizBuilder | $36.08 | $36.08 | 8/5/2010 5:46:56 AM |
| wlm3012 | $25.00 | $25.00 | 8/5/2010 8:44:25 AM |
| IASKGOD | $25.00 | $25.00 | 8/5/2010 8:17:14 AM |
| MrRooster101 | $25.00 | $25.00 | 8/5/2010 12:14:29 PM |
| Moe87 | $25.00 | $25.00 | 8/5/2010 5:36:33 PM |
| marwadi-62 | $300.00 | $300.00 | 8/5/2010 6:04:00 PM |
| Gandalf0001 | $25.00 | $25.00 | 8/5/2010 5:03:08 PM |
| Leshan | $75.00 | $75.00 | 8/5/2010 6:05:12 PM |
| funimuni | $25.00 | $25.00 | 8/5/2010 6:57:31 PM |
| prominence8 | $35.00 | $35.00 | 8/5/2010 7:30:33 PM |
| verticalhorizon | $32.43 | $32.43 | 8/6/2010 4:30:17 AM |
| Moe87 | $25.00 | $25.00 | 8/6/2010 4:32:42 AM |
| wealth-pipeline | $25.00 | $25.00 | 8/6/2010 7:13:01 AM |
| bmw2 | $60.00 | $60.00 | 8/6/2010 8:04:33 AM |
| genuine-integrity0 | $25.00 | $25.00 | 8/6/2010 8:12:54 AM |
| grampy48 | $50.00 | $50.00 | 8/6/2010 8:15:34 AM |
| fabulous-community4 | $200.00 | $200.00 | 8/6/2010 9:36:27 AM |
| alexgalt | $100.00 | $100.00 | 7/30/2010 11:37:46 AM |
| exchange-cowbell5 | $50.00 | $50.00 | 8/2/2010 9:39:31 PM |
| brondero | $80.00 | $49.40 | 8/3/2010 3:49:50 PM |
| CoolPlexer | $25.00 | $25.00 | 8/3/2010 6:33:26 PM |
| marybennet | $25.00 | $25.00 | 8/3/2010 7:08:57 PM |
| ronin4sale | $25.00 | $25.00 | 8/4/2010 12:00:37 PM |
| realtormoises | $25.00 | $25.00 | 8/4/2010 5:28:40 PM |
| riveting-credit5 | $200.00 | $200.00 | 8/4/2010 10:52:18 PM |
| Kash2010lu | $25.00 | $25.00 | 8/5/2010 5:54:01 PM |
| credit-missile | $25.00 | $25.00 | 8/5/2010 5:59:26 PM |
| DasMula | $25.00 | $25.00 | 8/6/2010 12:27:32 AM |
| credit-missile | $25.00 | $25.00 | 8/6/2010 1:04:47 AM |
| khamlagirl | $25.00 | $25.00 | 8/6/2010 4:49:16 AM |
| DasMula | $25.00 | $25.00 | 8/6/2010 12:27:16 AM |
| Mikale360 | $25.00 | $25.00 | 8/6/2010 6:40:23 AM |
| Bob450 | $30.00 | $30.00 | 8/6/2010 9:39:20 AM |
| diligent-moola9 | $32.09 | $32.09 | 8/6/2010 9:59:08 AM |
| 42 bids
|
Borrower Payment Dependent Notes Series
469280
This series of Notes was issued and sold upon the funding of the borrower loan #43964, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.8% |
Auction start date:
| Jul-30-2010 |
| |
Auction end date:
| Aug-06-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $240.95 |
|
Final lender yield:
| 24.75% |
Final borrower rate/APR:
| 25.75% / 29.27% |
Final monthly payment:
| $240.95 |
| |
|
Auction yield range:
| 10.93% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.34% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $10,762 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| durable-market7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 1
( 11% )
| 680-699
(Sep-2009)
|
|
Principal balance:
| $4,647.83 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
college tution fees
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Comoparklender | $25.00 | $25.00 | 7/30/2010 10:23:09 AM |
| Artist_Blue | $25.00 | $25.00 | 7/30/2010 10:22:36 AM |
| treasure-bliss | $100.00 | $100.00 | 7/30/2010 10:28:07 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 7/30/2010 10:28:10 AM |
| payment-gusto | $25.00 | $25.00 | 7/30/2010 10:44:21 AM |
| asiaratt | $50.00 | $50.00 | 7/30/2010 10:45:35 AM |
| asset-professor | $25.00 | $25.00 | 7/30/2010 10:45:43 AM |
| patriot897 | $25.00 | $25.00 | 7/30/2010 10:46:52 AM |
| igotmoney | $25.00 | $25.00 | 7/30/2010 10:50:20 AM |
| financial-frenzy | $25.00 | $25.00 | 7/30/2010 10:50:57 AM |
| money-bauble | $100.00 | $100.00 | 7/30/2010 10:45:38 AM |
| tech310 | $75.00 | $75.00 | 7/30/2010 10:54:55 AM |
| worthy-bid8 | $50.00 | $50.00 | 7/30/2010 10:47:16 AM |
| deal-secret-agent | $25.00 | $25.00 | 7/30/2010 10:49:37 AM |
| personal-lender | $25.00 | $25.00 | 7/30/2010 10:51:56 AM |
| mtp | $50.00 | $50.00 | 7/30/2010 11:04:10 AM |
| DUDE66 | $25.00 | $25.00 | 7/30/2010 10:58:40 AM |
| TheYellowDart | $25.00 | $25.00 | 7/30/2010 11:10:26 AM |
| apeloans | $25.00 | $25.00 | 7/30/2010 11:10:30 AM |
| WalnutCreekguy | $25.00 | $25.00 | 7/30/2010 11:12:02 AM |
| BenOrt | $25.00 | $25.00 | 7/30/2010 11:12:46 AM |
| bold-principal-thinker | $25.00 | $25.00 | 7/30/2010 11:22:47 AM |
| newest-inspiring-power | $25.00 | $25.00 | 7/30/2010 11:33:21 AM |
| brother_tam | $34.87 | $34.87 | 7/30/2010 12:08:04 PM |
| shrewd-peace7 | $35.00 | $35.00 | 7/30/2010 12:08:10 PM |
| accordion8 | $25.00 | $25.00 | 7/30/2010 12:08:28 PM |
| rock-turner | $25.00 | $25.00 | 7/30/2010 12:08:26 PM |
| klinebarger | $25.00 | $25.00 | 7/30/2010 12:14:54 PM |
| Yanwoo | $25.00 | $25.00 | 7/30/2010 12:49:07 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 7/30/2010 12:10:08 PM |
| sweetlan | $25.00 | $25.00 | 7/30/2010 2:09:06 PM |
| czar3 | $40.00 | $40.00 | 7/30/2010 2:29:23 PM |
| loanscholar | $50.00 | $50.00 | 7/30/2010 2:04:07 PM |
| njlom | $25.00 | $25.00 | 7/30/2010 2:19:12 PM |
| zorg77 | $25.00 | $25.00 | 7/30/2010 2:19:46 PM |
| bahamaman | $30.00 | $30.00 | 7/30/2010 2:29:29 PM |
| villagers | $25.00 | $25.00 | 7/30/2010 2:30:51 PM |
| danthemon35 | $25.00 | $25.00 | 7/30/2010 2:32:01 PM |
| loot-heart | $40.46 | $40.46 | 7/30/2010 2:40:13 PM |
| soulful-truth | $25.00 | $25.00 | 7/30/2010 2:56:58 PM |
| balanced-bill7 | $50.00 | $50.00 | 7/30/2010 2:59:26 PM |
| HHP | $25.00 | $25.00 | 7/30/2010 2:19:15 PM |
| eronyc | $25.00 | $25.00 | 7/30/2010 2:30:55 PM |
| return-eclipse0 | $25.00 | $25.00 | 7/30/2010 2:39:17 PM |
| summerlander | $25.00 | $25.00 | 7/30/2010 7:14:22 PM |
| hawkhelp | $25.00 | $25.00 | 7/31/2010 3:25:24 AM |
| astute-dollar | $50.00 | $50.00 | 7/31/2010 5:15:50 AM |
| sunny-cash4 | $25.00 | $25.00 | 7/31/2010 7:49:46 AM |
| kaykarun | $25.00 | $25.00 | 7/31/2010 3:06:15 PM |
| puifais | $25.00 | $25.00 | 7/31/2010 12:00:08 PM |
| lilgates26 | $25.00 | $25.00 | 7/31/2010 6:29:18 PM |
| the-purposeful-principal | $25.00 | $25.00 | 8/1/2010 7:19:20 AM |
| BeanCownter | $100.00 | $100.00 | 8/1/2010 9:09:33 AM |
| inspiring-reward | $100.00 | $100.00 | 8/1/2010 10:54:30 AM |
| sympathetic-asset | $25.00 | $25.00 | 8/1/2010 10:25:13 AM |
| cablenews | $25.00 | $25.00 | 8/1/2010 1:49:19 PM |
| kind-bill-supporter | $50.00 | $50.00 | 8/2/2010 7:40:00 AM |
| Interstate_Rate | $25.00 | $25.00 | 8/2/2010 6:04:18 AM |
| phillipd48 | $25.00 | $25.00 | 8/2/2010 6:29:09 AM |
| Cre8iveCash | $25.00 | $25.00 | 8/2/2010 10:34:44 AM |
| cestesV | $50.00 | $50.00 | 8/2/2010 9:41:40 AM |
| Cybercusp | $25.00 | $25.00 | 8/2/2010 5:34:34 PM |
| chkrvrty | $25.00 | $25.00 | 8/2/2010 5:34:29 PM |
| the-productive-agreement | $25.00 | $25.00 | 8/3/2010 6:59:45 AM |
| bulabula | $25.00 | $25.00 | 8/3/2010 7:00:02 AM |
| magnolia161 | $50.00 | $50.00 | 8/3/2010 7:50:48 AM |
| KiwiElf | $30.00 | $30.00 | 8/4/2010 5:03:03 AM |
| enthralling-deal180 | $100.00 | $100.00 | 8/4/2010 6:22:42 AM |
| leodaguy | $100.00 | $100.00 | 8/4/2010 6:03:27 AM |
| radforj22 | $25.00 | $25.00 | 8/4/2010 10:27:32 AM |
| peace-saber0 | $25.00 | $25.00 | 8/4/2010 5:52:34 PM |
| tsquared_030 | $25.00 | $25.00 | 8/5/2010 2:44:00 AM |
| somebody32 | $25.00 | $25.00 | 8/5/2010 6:17:33 AM |
| generous-deal6 | $25.00 | $25.00 | 8/5/2010 6:17:49 AM |
| tidy-generosity | $25.00 | $25.00 | 8/5/2010 5:24:00 AM |
| PatRichi | $25.00 | $25.00 | 8/5/2010 6:17:35 AM |
| painterflipper | $50.00 | $50.00 | 8/5/2010 5:32:43 AM |
| IntrepidInvestment | $43.75 | $43.75 | 8/5/2010 6:17:44 AM |
| important-openness1 | $100.00 | $100.00 | 8/5/2010 9:33:12 AM |
| first-upright-payout | $33.48 | $33.48 | 8/5/2010 10:58:03 AM |
| moopi | $25.00 | $25.00 | 8/5/2010 1:03:59 PM |
| lostontheedge | $25.00 | $25.00 | 8/5/2010 3:57:36 PM |
| Patter256 | $25.00 | $25.00 | 8/5/2010 4:54:38 PM |
| MAYBROOK | $50.00 | $50.00 | 8/5/2010 4:55:20 PM |
| best-coin-miser | $25.00 | $14.64 | 8/5/2010 4:55:22 PM |
| Leshan | $40.84 | $40.84 | 8/5/2010 6:06:28 PM |
| Whipster | $25.00 | $25.00 | 8/5/2010 6:49:37 PM |
| wwwUniversal | $25.00 | $25.00 | 8/6/2010 7:28:46 AM |
| copper | $30.00 | $30.00 | 7/30/2010 10:21:51 AM |
| simplelender80 | $50.00 | $50.00 | 7/30/2010 10:43:00 AM |
| reward-adventure | $30.00 | $30.00 | 7/30/2010 10:46:20 AM |
| balance-handshake7 | $25.00 | $25.00 | 7/30/2010 10:46:27 AM |
| enthusiastic-balance5 | $50.00 | $50.00 | 7/30/2010 10:48:31 AM |
| metro457 | $40.00 | $40.00 | 7/30/2010 10:43:28 AM |
| porwestco | $25.00 | $25.00 | 7/30/2010 10:52:21 AM |
| vkorichkov | $25.00 | $25.00 | 7/30/2010 10:44:02 AM |
| kidsskipp | $25.00 | $25.00 | 7/30/2010 10:44:38 AM |
| first-restless-payout | $50.00 | $50.00 | 7/30/2010 10:53:57 AM |
| Rattlehead | $25.00 | $25.00 | 7/30/2010 10:48:08 AM |
| ThatDanGuy | $30.00 | $30.00 | 7/30/2010 11:00:08 AM |
| VBAces | $25.00 | $25.00 | 7/30/2010 11:01:00 AM |
| authoritative-platinum7 | $25.00 | $25.00 | 7/30/2010 11:08:47 AM |
| finance-prescription | $50.00 | $50.00 | 7/30/2010 11:11:41 AM |
| cgkid | $25.00 | $25.00 | 7/30/2010 11:06:40 AM |
| rescue | $100.00 | $100.00 | 7/30/2010 11:19:08 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 7/30/2010 11:17:46 AM |
| Nerdster1 | $25.00 | $25.00 | 7/30/2010 11:38:01 AM |
| lendme2 | $25.00 | $25.00 | 7/30/2010 11:41:33 AM |
| jga516 | $25.00 | $25.00 | 7/30/2010 12:08:25 PM |
| Palacios | $50.00 | $50.00 | 7/30/2010 11:39:26 AM |
| Havana21 | $25.00 | $25.00 | 7/30/2010 12:06:00 PM |
| stock106 | $25.00 | $25.00 | 7/30/2010 11:42:01 AM |
| The_Secret | $25.00 | $25.00 | 7/30/2010 12:08:29 PM |
| yank918 | $25.00 | $25.00 | 7/30/2010 12:45:52 PM |
| SirJev | $25.00 | $25.00 | 7/30/2010 12:49:08 PM |
| credit-wheel7 | $25.00 | $25.00 | 7/30/2010 1:45:03 PM |
| randsenterprise | $25.00 | $25.00 | 7/30/2010 1:19:06 PM |
| well-mannered-income3 | $30.00 | $30.00 | 7/30/2010 1:37:16 PM |
| IIP77 | $25.00 | $25.00 | 7/30/2010 2:19:05 PM |
| gain-bridge | $25.00 | $25.00 | 7/30/2010 12:15:10 PM |
| Viamin | $25.00 | $25.00 | 7/30/2010 2:29:21 PM |
| gotjack | $25.00 | $25.00 | 7/30/2010 2:32:15 PM |
| S-Master | $25.00 | $25.00 | 7/30/2010 2:19:16 PM |
| Santa_Osage | $25.00 | $25.00 | 7/30/2010 2:29:17 PM |
| reflective-rupee | $25.00 | $25.00 | 7/30/2010 1:13:48 PM |
| texrob20 | $25.00 | $25.00 | 7/30/2010 2:39:25 PM |
| AlexTrep | $25.00 | $25.00 | 7/30/2010 2:40:02 PM |
| MTlender | $25.00 | $25.00 | 7/30/2010 2:29:24 PM |
| suomynona | $25.00 | $25.00 | 7/30/2010 2:39:26 PM |
| PRGuyinVA | $25.00 | $25.00 | 7/30/2010 4:44:12 PM |
| mjdaking | $25.00 | $25.00 | 7/30/2010 6:45:09 PM |
| outofoffice | $25.00 | $25.00 | 7/31/2010 7:53:13 AM |
| speedy-point | $25.00 | $25.00 | 7/31/2010 8:30:15 AM |
| newgroom422 | $25.00 | $25.00 | 7/31/2010 4:01:28 PM |
| scoobiedoo | $25.00 | $25.00 | 8/1/2010 1:05:11 PM |
| the-silver-blaster | $50.00 | $50.00 | 8/1/2010 6:36:20 PM |
| richrobe | $25.00 | $25.00 | 8/1/2010 4:44:24 PM |
| ticketman2 | $25.00 | $25.00 | 8/1/2010 10:46:11 PM |
| lloyd_s | $25.00 | $25.00 | 8/2/2010 12:59:21 AM |
| cash-spark3 | $25.00 | $25.00 | 8/2/2010 1:24:15 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 8/2/2010 8:54:54 AM |
| ethicalhumanist | $25.00 | $25.00 | 8/2/2010 5:04:27 PM |
| shrewd-truth1 | $25.00 | $25.00 | 8/2/2010 5:29:40 PM |
| poeman | $25.00 | $25.00 | 8/2/2010 10:29:30 PM |
| affluence-tycoon | $25.00 | $25.00 | 8/3/2010 6:59:40 AM |
| MetraLynn | $25.00 | $25.00 | 8/3/2010 7:00:00 AM |
| irrelevant | $25.00 | $25.00 | 8/3/2010 6:21:53 PM |
| Schu | $49.70 | $49.70 | 8/3/2010 9:04:05 PM |
| kegs | $100.00 | $100.00 | 8/4/2010 12:48:11 PM |
| FeedTheMachine | $100.00 | $100.00 | 8/5/2010 2:56:42 AM |
| kmavm | $25.00 | $25.00 | 8/5/2010 6:17:48 AM |
| genuine-responsibility8 | $50.00 | $50.00 | 8/5/2010 6:17:55 AM |
| delivery | $25.00 | $25.00 | 8/5/2010 6:19:27 AM |
| social-conductor4 | $25.00 | $25.00 | 8/5/2010 6:18:12 AM |
| AAAInvestments | $25.00 | $25.00 | 8/5/2010 6:57:40 AM |
| AF-Chief | $33.00 | $33.00 | 8/5/2010 6:17:41 AM |
| asmithj | $50.00 | $50.00 | 8/5/2010 6:19:12 AM |
| anton | $70.26 | $70.26 | 8/5/2010 8:28:58 AM |
| dcap3 | $100.00 | $100.00 | 8/5/2010 8:54:36 AM |
| logical-loyalty0 | $25.00 | $25.00 | 8/5/2010 8:44:07 AM |
| intuitive-bill | $25.00 | $25.00 | 8/5/2010 9:13:01 AM |
| Pu239 | $60.00 | $60.00 | 8/5/2010 8:15:48 AM |
| investment-forte | $25.00 | $25.00 | 8/5/2010 9:34:35 AM |
| autonomous-truth | $25.00 | $25.00 | 8/5/2010 1:04:22 PM |
| direct-yield | $25.00 | $25.00 | 8/5/2010 1:04:49 PM |
| deadbabyseal | $25.00 | $25.00 | 8/5/2010 2:27:35 PM |
| Tycho | $26.00 | $26.00 | 8/5/2010 3:28:18 PM |
| FASTIZIO_P | $27.00 | $27.00 | 8/5/2010 4:13:27 PM |
| Bob450 | $26.00 | $26.00 | 8/5/2010 4:50:53 PM |
| lagnisiruk | $25.00 | $25.00 | 8/5/2010 4:55:13 PM |
| Hokie83 | $25.00 | $25.00 | 8/5/2010 4:55:14 PM |
| green-moola-sniffer | $50.00 | $50.00 | 8/5/2010 4:55:17 PM |
| 172 bids
|
Borrower Payment Dependent Notes Series
470342
This series of Notes was issued and sold upon the funding of the borrower loan #43932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Aug-06-2010 |
| |
Auction end date:
| Aug-13-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $248.80 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $248.80 |
| |
|
Auction yield range:
| 16.89% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 14
/
12 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,731 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newest-fairness-toro |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off 2 of my 4 credit cards
Purpose of loan: Pay off two credit cards.
This loan will be used to??payoff 2 of 4?credit cards:? ?(1) credit card for?$1000, other $4000.?
My financial situation:? I have a great job and a nice military pension that equals to over $90,000 a year.? I have a wife and 4 kids.
I am a good candidate for this loan because?although?my credit score fair (mostly due to the loss of our home to foreclosure in 2008),?
I pay my debts on time 100%, and the only bad mark on my credit report is the loss of my home to foreclosure.? I do not have any delinquent accounts (reflecting above).
Monthly net income: $ 90.700
Monthly expenses: $
??Housing: $ 1800
??Insurance: $ 128
??Car expenses: $ 566 mo. payment and $180 on gas
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $?1000
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 400
??Other expenses: $ 600
Information in the Description is not verified.
Friends And Family Winning Bids
julian_rojas72 has bid a total of
$991.58 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
Hello, what is your monthly income? Do you still work? And if so, how much does it adds to your pension?
Thank you - niggard
A:
My pension is about $32,000 and I am employed and my income there is an additional $58,700, which equals to $90, 700.
(Aug-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 8/6/2010 2:03:11 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/6/2010 2:04:11 PM |
| simplelender80 | $100.00 | $100.00 | 8/6/2010 2:01:05 PM |
| ingenious-truth0 | $25.00 | $25.00 | 8/6/2010 9:02:57 PM |
| ryan23 | $25.00 | $25.00 | 8/7/2010 12:13:19 AM |
| cablenews | $25.00 | $25.00 | 8/7/2010 9:28:20 AM |
| inspiring-reward | $36.56 | $36.56 | 8/8/2010 8:38:37 AM |
| kegs | $100.00 | $100.00 | 8/9/2010 11:33:21 AM |
| Redmond | $25.00 | $25.00 | 8/9/2010 11:49:03 AM |
| agiovasil | $25.00 | $25.00 | 8/11/2010 8:38:07 AM |
| alexgalt | $100.00 | $100.00 | 8/11/2010 10:38:26 AM |
| Rogesparkguy | $25.00 | $25.00 | 8/11/2010 2:18:25 PM |
| sensible-trade | $50.00 | $50.00 | 8/11/2010 2:39:00 PM |
| tech310 | $25.00 | $25.00 | 8/11/2010 8:04:30 PM |
| julian_rojas72 | $156.03 | $156.03 | 8/12/2010 10:42:01 AM |
| AlexTrep | $25.00 | $25.00 | 8/12/2010 10:48:01 AM |
| SolarMoonshine | $25.00 | $25.00 | 8/12/2010 6:40:19 PM |
| mikelance7 | $25.00 | $25.00 | 8/13/2010 4:32:55 AM |
| emance | $45.00 | $45.00 | 8/13/2010 5:29:37 AM |
| Kash2010lu | $25.00 | $25.00 | 8/13/2010 9:18:07 AM |
| julian_rojas72 | $442.01 | $442.01 | 8/13/2010 10:17:02 AM |
| tompau | $25.00 | $25.00 | 8/13/2010 7:40:14 AM |
| anton | $55.00 | $55.00 | 8/13/2010 9:37:19 AM |
| Emt-James | $41.55 | $7.86 | 8/13/2010 12:53:20 PM |
| Diamond_Jim | $25.00 | $25.00 | 8/7/2010 4:47:47 PM |
| zone8 | $25.00 | $25.00 | 8/7/2010 12:18:22 PM |
| worthy-bid8 | $25.00 | $25.00 | 8/9/2010 6:33:16 AM |
| Greenbak | $25.00 | $25.00 | 8/9/2010 5:58:42 AM |
| 108lender | $75.00 | $75.00 | 8/9/2010 11:30:48 AM |
| larrybird | $100.00 | $100.00 | 8/9/2010 11:50:15 AM |
| special-currency6 | $25.00 | $25.00 | 8/9/2010 2:32:35 PM |
| kind-bill-supporter | $25.00 | $25.00 | 8/10/2010 10:23:33 AM |
| julian_rojas72 | $393.54 | $393.54 | 8/11/2010 10:37:01 AM |
| Kash2010lu | $50.00 | $50.00 | 8/11/2010 12:14:44 PM |
| abnvette | $25.00 | $25.00 | 8/11/2010 4:02:56 PM |
| lillian27 | $50.00 | $50.00 | 8/11/2010 2:39:04 PM |
| roblender | $25.00 | $25.00 | 8/11/2010 2:39:34 PM |
| victor111 | $25.00 | $25.00 | 8/12/2010 11:07:26 AM |
| top-courteous-peso | $50.00 | $50.00 | 8/12/2010 11:03:22 AM |
| reflective-rupee | $25.00 | $25.00 | 8/12/2010 2:32:40 PM |
| Cybercusp | $50.00 | $50.00 | 8/12/2010 3:34:18 PM |
| transaction-animal8 | $25.00 | $25.00 | 8/12/2010 3:50:35 PM |
| pixeldave | $50.00 | $50.00 | 8/12/2010 3:36:28 PM |
| riveting-credit5 | $2,000.00 | $2,000.00 | 8/12/2010 9:31:18 PM |
| jamiee73 | $25.00 | $25.00 | 8/13/2010 9:36:15 AM |
| supreme-hope | $25.00 | $25.00 | 8/13/2010 10:05:52 AM |
| worth-jedi5 | $25.00 | $25.00 | 8/13/2010 11:20:28 AM |
| riveting-credit5 | $889.00 | $889.00 | 8/13/2010 1:55:15 PM |
| 48 bids
|
Borrower Payment Dependent Notes Series
465937
This series of Notes was issued and sold upon the funding of the borrower loan #43935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Aug-04-2010 |
| |
Auction end date:
| Aug-11-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $157.04 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $157.04 |
| |
|
Auction yield range:
| 13.93% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 0m |
|
Amount delinquent:
| $11,278 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $801 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| priceless-bid5 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to?
pay off credit card balances to improve my credit score to start the process of a home purchase.
My financial situation:
I am a good candidate for this loan because?
with fewer bills I would be able to pay this loan off sooner and everyone wins.
Monthly net income: $ 4000.00
Monthly expenses: $
??Housing: $
rent/1000.00
??Insurance: $
400.00
??Car expenses: $
just insurance on 2 vehicles.
??Utilities: $
180.00
??Phone, cable, internet: $
400.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 400.00
??Credit cards and other loans: $
500.00
??Other expenses: $
100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why so many delinquencies? - paceme1
A:
To be honest with you there are a couple that I need to dispute. I do have a couple that are my responsibility. There are some that are coming up as missed payments on my mortgage but it was a short sale. There were a couple of credit cards my ex-wife charged up that I wasn't aware of as well, but clearing those up now that she's gone...lol
(Aug-11-2010)
Q:
What is you profession and how come it says you pay #1000 for rent? - leverage-ectasy
A:
I am a chef. I do pay $1000.00 for rent. I sold my house some time back during my divorce.
(Aug-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| top-courteous-peso | $25.00 | $25.00 | 8/4/2010 2:09:58 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/4/2010 2:12:16 PM |
| principal-mermaid | $300.00 | $300.00 | 8/4/2010 2:40:42 PM |
| uncleegg | $25.00 | $25.00 | 8/5/2010 1:10:10 AM |
| important-openness1 | $100.00 | $100.00 | 8/5/2010 9:33:46 AM |
| larrybird | $100.00 | $100.00 | 8/5/2010 6:29:23 PM |
| leodaguy | $100.00 | $100.00 | 8/6/2010 3:21:16 PM |
| mtp | $50.00 | $50.00 | 8/8/2010 5:29:35 PM |
| magnolia161 | $50.00 | $50.00 | 8/9/2010 11:34:30 AM |
| sensible-trade | $50.00 | $50.00 | 8/9/2010 11:34:38 AM |
| payment-gusto | $25.00 | $25.00 | 8/9/2010 11:52:14 AM |
| kaykarun | $25.00 | $25.00 | 8/9/2010 5:18:00 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 8/9/2010 5:20:21 PM |
| Cybercusp | $25.00 | $25.00 | 8/9/2010 5:20:27 PM |
| nickel-position | $25.00 | $25.00 | 8/9/2010 4:06:50 PM |
| thestartuplender | $50.00 | $50.00 | 8/10/2010 2:12:52 PM |
| kkcoolmom | $37.20 | $37.20 | 8/10/2010 3:27:59 PM |
| Attract | $25.00 | $25.00 | 8/10/2010 3:30:13 PM |
| point-berserker | $25.00 | $25.00 | 8/10/2010 3:30:36 PM |
| Runegeld | $50.00 | $50.00 | 8/10/2010 3:29:57 PM |
| flwah | $25.00 | $25.00 | 8/10/2010 3:30:10 PM |
| AAAInvestments | $25.00 | $25.00 | 8/10/2010 3:32:08 PM |
| bulabula | $25.00 | $25.00 | 8/10/2010 3:32:03 PM |
| jamiee73 | $25.00 | $25.00 | 8/10/2010 3:29:44 PM |
| KiwiElf | $25.00 | $25.00 | 8/10/2010 3:31:49 PM |
| Nerdster1 | $25.00 | $25.00 | 8/10/2010 3:31:56 PM |
| asmithj | $50.00 | $50.00 | 8/10/2010 3:32:05 PM |
| bold-direct-asset | $25.00 | $25.00 | 8/10/2010 5:12:41 PM |
| Bob450 | $25.00 | $25.00 | 8/10/2010 3:40:29 PM |
| KLcapital | $25.00 | $25.00 | 8/10/2010 9:34:34 PM |
| red-ready-principal | $25.00 | $25.00 | 8/10/2010 5:32:33 PM |
| Leshan | $33.33 | $33.33 | 8/11/2010 3:44:11 AM |
| ryanhere | $43.06 | $43.06 | 8/10/2010 7:52:42 PM |
| keeper24 | $25.00 | $25.00 | 8/11/2010 5:30:49 AM |
| glenium | $25.00 | $25.00 | 8/11/2010 3:22:36 AM |
| Artist_Blue | $25.00 | $25.00 | 8/4/2010 2:08:35 PM |
| copper | $50.00 | $50.00 | 8/4/2010 2:09:00 PM |
| simplelender80 | $100.00 | $100.00 | 8/4/2010 2:09:21 PM |
| reward-adventure | $30.00 | $30.00 | 8/4/2010 2:13:38 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/4/2010 2:14:08 PM |
| personal-lender | $25.00 | $25.00 | 8/4/2010 2:14:22 PM |
| enthralling-deal180 | $100.00 | $100.00 | 8/4/2010 2:19:10 PM |
| lean-ore9 | $25.00 | $25.00 | 8/5/2010 6:18:15 AM |
| kind-bill-supporter | $25.00 | $25.00 | 8/5/2010 4:07:43 AM |
| cablenews | $25.00 | $25.00 | 8/5/2010 6:19:09 AM |
| asiaratt | $33.98 | $33.98 | 8/5/2010 5:57:36 PM |
| kegs | $100.00 | $100.00 | 8/5/2010 6:34:29 PM |
| oracle3 | $50.00 | $50.00 | 8/6/2010 9:34:21 AM |
| BeanCownter | $100.00 | $100.00 | 8/6/2010 10:41:35 AM |
| commerce-stronghold | $50.00 | $50.00 | 8/7/2010 2:57:20 AM |
| Rogesparkguy | $25.00 | $25.00 | 8/9/2010 2:22:30 AM |
| cash-spark3 | $25.00 | $25.00 | 8/9/2010 11:34:46 AM |
| credit-vinyl | $25.00 | $25.00 | 8/9/2010 11:45:08 AM |
| zone8 | $100.00 | $100.00 | 8/9/2010 11:47:10 AM |
| inspiring-reward | $100.00 | $100.00 | 8/9/2010 11:48:48 AM |
| dcap3 | $50.00 | $50.00 | 8/9/2010 11:50:59 AM |
| pixeldave | $39.76 | $39.76 | 8/9/2010 11:51:23 AM |
| friendlyviking | $50.00 | $50.00 | 8/10/2010 8:22:37 AM |
| wanna-help | $25.00 | $25.00 | 8/10/2010 9:34:38 AM |
| lillian27 | $50.00 | $50.00 | 8/10/2010 1:32:39 PM |
| engrossing-commerce | $50.00 | $50.00 | 8/10/2010 3:29:49 PM |
| speedy-point | $25.00 | $25.00 | 8/10/2010 3:32:06 PM |
| Ducatiman1978 | $25.00 | $25.00 | 8/10/2010 3:31:54 PM |
| helpishere777 | $25.00 | $25.00 | 8/10/2010 3:32:07 PM |
| AlexTrep | $25.00 | $25.00 | 8/10/2010 3:36:37 PM |
| puifais | $25.00 | $25.00 | 8/10/2010 3:32:04 PM |
| cestesV | $50.00 | $50.00 | 8/10/2010 3:32:06 PM |
| bountiful-durability | $100.00 | $72.67 | 8/10/2010 3:32:13 PM |
| chato2345 | $50.00 | $50.00 | 8/10/2010 4:41:19 PM |
| wealth-pal3 | $25.00 | $25.00 | 8/10/2010 5:13:00 PM |
| Ven58 | $25.00 | $25.00 | 8/10/2010 3:34:30 PM |
| orbital-dollar2 | $25.00 | $25.00 | 8/10/2010 3:40:08 PM |
| VJ_Financial | $25.00 | $25.00 | 8/11/2010 12:32:52 AM |
| bold-dynamic-silver | $25.00 | $25.00 | 8/10/2010 10:18:34 PM |
| Trespass4 | $60.00 | $60.00 | 8/11/2010 7:06:45 AM |
| kind-diligent-coin | $25.00 | $25.00 | 8/11/2010 4:49:57 AM |
| gsd | $25.00 | $25.00 | 8/11/2010 12:22:37 AM |
| revenue-appraiser | $25.00 | $25.00 | 8/11/2010 6:02:04 AM |
| umfan123 | $25.00 | $25.00 | 8/11/2010 6:52:44 AM |
| skubwa | $25.00 | $25.00 | 8/11/2010 7:15:13 AM |
| 80 bids
|
Borrower Payment Dependent Notes Series
469075
This series of Notes was issued and sold upon the funding of the borrower loan #43906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,600.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Aug-09-2010 |
| |
Auction end date:
| Aug-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.88% |
Starting monthly payment:
| $72.38 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.88% |
Final monthly payment:
| $72.38 |
| |
|
Auction yield range:
| 16.89% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| midaran |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2009)
|
|
Principal balance:
| $780.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Transmission For Crown Victoria
Purpose of loan:
This loan will be used to have the transmission in my 2003 Ford Crown Victoria replaced or overhauled.????????
My financial situation:
I am a good candidate for this loan because?over all, my financial situation is?actually not at all bad. I have no credit card bebt.?My debt to income ratio is pretty low due to the fact that i am currently?taking care of?my elderly grandmother and paying low rent. I?am a public safety officer at?The University of Chicago, which is a very secure line of work given the current economy. I know my credit is not exactly a beacon of light, but i wouldn't classify myself as being "high risk". This is my second time around on Prosper, and im very pleased. My first Prosper loan was originally for the same transmission problem. However my Crown Victoria has since been plagued with mechanical problems. Folks, if nothing else after reading my loan request, remember one thing. Please?be careful if you are considering purchasing a Crown Victoria.?It will spend much time in the shop.?Thank You for taking time to read my description.
Monthly net income: $ 1,610????
Monthly expenses: $
??Housing: $210.00?????
??Insurance: $ 100.00
??Car expenses: $ 120.00
??Utilities: $ 0
??Phone, cable, internet: $78.00
??Food, entertainment: $ 160.00
??Clothing, household expenses $ 20.00
??Credit cards and other loans: $30.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
bobnewt has bid a total of
$100.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| simplelender80 | $100.00 | $100.00 | 8/9/2010 2:47:36 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 8/9/2010 2:43:53 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/9/2010 2:49:21 PM |
| kegs | $100.00 | $100.00 | 8/9/2010 3:00:29 PM |
| fabulous-community4 | $150.00 | $150.00 | 8/9/2010 7:37:50 PM |
| reflective-rupee | $25.00 | $25.00 | 8/9/2010 6:57:52 PM |
| SolarMoonshine | $25.00 | $25.00 | 8/10/2010 11:20:48 AM |
| tedi-tif | $25.00 | $16.74 | 8/10/2010 1:59:08 PM |
| atomantic | $25.00 | $25.00 | 8/10/2010 5:27:16 PM |
| CoolPlexer | $25.00 | $25.00 | 8/11/2010 5:54:33 PM |
| prominence8 | $30.00 | $30.00 | 8/11/2010 10:45:32 PM |
| ComputerCash25 | $25.00 | $25.00 | 8/12/2010 7:45:47 AM |
| RyanM561 | $25.00 | $25.00 | 8/12/2010 6:38:38 AM |
| johnk317 | $100.00 | $100.00 | 8/12/2010 10:53:31 AM |
| outofoffice | $25.00 | $25.00 | 8/12/2010 12:34:07 PM |
| Land_on_your_feet | $40.00 | $40.00 | 8/12/2010 1:18:31 PM |
| bobnewt | $100.00 | $100.00 | 8/9/2010 7:34:32 PM |
| alexgalt | $100.00 | $100.00 | 8/9/2010 7:38:06 PM |
| larrybird | $100.00 | $100.00 | 8/9/2010 5:23:02 PM |
| Artist_Blue | $25.00 | $25.00 | 8/9/2010 10:12:29 PM |
| Rollshaft | $28.26 | $28.26 | 8/10/2010 6:25:39 AM |
| Kash2010lu | $35.00 | $35.00 | 8/10/2010 6:40:37 AM |
| WonByOne | $25.00 | $25.00 | 8/10/2010 10:05:03 AM |
| innovator2 | $50.00 | $50.00 | 8/10/2010 5:18:21 PM |
| goldenhamster | $50.00 | $50.00 | 8/10/2010 8:12:34 PM |
| well-mannered-income3 | $25.00 | $25.00 | 8/10/2010 3:44:03 PM |
| glroark | $50.00 | $50.00 | 8/11/2010 8:08:56 AM |
| gbruenin | $25.00 | $25.00 | 8/11/2010 2:43:54 PM |
| tech310 | $25.00 | $25.00 | 8/11/2010 8:04:33 PM |
| innovator2 | $50.00 | $50.00 | 8/11/2010 11:35:32 PM |
| Gregger | $25.00 | $25.00 | 8/12/2010 11:38:51 AM |
| khamlagirl | $25.00 | $25.00 | 8/12/2010 3:32:56 PM |
| mammalian4 | $25.00 | $25.00 | 8/12/2010 3:26:22 PM |
| KapitalX | $25.00 | $25.00 | 8/12/2010 4:25:37 PM |
| lucrative-loan | $50.00 | $50.00 | 8/12/2010 3:46:52 PM |
| 35 bids
|
Borrower Payment Dependent Notes Series
469123
This series of Notes was issued and sold upon the funding of the borrower loan #43967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jul-29-2010 |
| |
Auction end date:
| Aug-05-2010 |
|
|
Starting lender yield:
| 33.00% |
Starting borrower rate/APR:
| 34.00% / 36.44% |
Starting monthly payment:
| $223.36 |
|
Final lender yield:
| 11.00% |
Final borrower rate/APR:
| 12.00% / 14.13% |
Final monthly payment:
| $166.07 |
| |
|
Auction yield range:
| 5.93% - 33.00% |
Estimated loss impact:
| 5.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 36y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,566 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| chevy92 |
Borrower's state:
| Virginia |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 16 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $15,900.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2009)
760-779
(Nov-2009)
720-739
(Aug-2008)
700-719
(Mar-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Consolidating some debts
Purpose of loan:
This loan will be used to consolidate?a few debts that have interest rates higher than I like.?Additonally I like the prospect of borrowing through Prosper. I have had?Prosper?loans in the past and have made all payments on time and will do so with this one. Payments will be automatic.
My financial situation:
I am a good candidate for this loan because I have a very long job history and I make a very good salary.? I try very hard to maintain good credit and the only way I know to do that is pay my bills.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Balance, interest rate and type of debt you will pay off with this loan? What are your other debts including balances, interest rates, and types that will now be covered by this loan? Thanks much and best of luck to you. - BAEVentures
A:
This loan will be used to consolidate 2 cards. One has a balance of approx $2500 and the other is approx $2000. The interest on both are at 24 to 29%. Lowering the interest on these frees up a lot of money that I can use to do more constructive and beneficial things.
(Aug-03-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $25.00 | $25.00 | 7/29/2010 4:49:38 PM |
| outofoffice | $77.59 | $77.59 | 7/29/2010 4:59:58 PM |
| colospgs | $25.00 | $25.00 | 7/29/2010 6:00:36 PM |
| RandyL3 | $25.00 | $25.00 | 7/29/2010 6:18:45 PM |
| calkidd05 | $25.00 | $25.00 | 7/29/2010 7:11:55 PM |
| JGuide | $26.99 | $26.99 | 7/29/2010 10:05:54 PM |
| kronosmetis | $25.00 | $25.00 | 7/30/2010 3:31:50 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 7/31/2010 9:51:16 AM |
| rmpedi33 | $125.00 | $125.00 | 7/31/2010 3:21:45 PM |
| Peterman | $40.00 | $40.00 | 7/31/2010 8:46:16 PM |
| rangers94 | $25.00 | $25.00 | 8/1/2010 5:22:20 AM |
| loanman2007 | $250.00 | $250.00 | 8/1/2010 11:00:19 AM |
| Jeddy | $25.00 | $25.00 | 8/1/2010 12:07:25 PM |
| exchange-dreams | $25.00 | $25.00 | 8/1/2010 12:30:52 PM |
| five-star-investment8 | $25.00 | $25.00 | 8/1/2010 5:30:13 PM |
| Arpad | $50.00 | $50.00 | 8/1/2010 9:19:46 PM |
| midifool | $25.00 | $25.00 | 8/2/2010 10:31:36 AM |
| pythia | $25.00 | $25.00 | 8/2/2010 10:50:33 AM |
| the_prince | $100.00 | $100.00 | 8/2/2010 11:11:57 AM |
| tacologic | $25.00 | $25.00 | 8/2/2010 11:12:57 AM |
| Investoman | $150.00 | $150.00 | 8/2/2010 6:26:45 PM |
| debt-legend | $25.00 | $25.00 | 8/2/2010 5:56:28 PM |
| kapahua | $100.00 | $100.00 | 8/2/2010 8:42:45 PM |
| wonderous-power | $25.00 | $25.00 | 8/3/2010 3:51:12 AM |
| GABC-1 | $50.00 | $50.00 | 8/3/2010 11:01:36 AM |
| lendstats_com | $50.00 | $50.00 | 8/3/2010 11:47:53 AM |
| BAEVentures | $25.00 | $25.00 | 8/3/2010 12:18:20 PM |
| dmk2006 | $25.00 | $25.00 | 8/3/2010 2:54:26 PM |
| FundMaker | $30.00 | $30.00 | 8/3/2010 4:27:59 PM |
| himanshuko | $25.00 | $25.00 | 8/3/2010 8:32:34 PM |
| Johnab | $25.00 | $25.00 | 8/4/2010 4:18:19 AM |
| bughead | $25.00 | $25.00 | 8/4/2010 7:18:10 AM |
| icecoldcash | $25.00 | $25.00 | 8/4/2010 8:41:10 AM |
| jcw3rd | $25.00 | $25.00 | 8/4/2010 10:21:26 AM |
| BAEVentures | $25.00 | $25.00 | 8/4/2010 6:00:49 PM |
| mgking007 | $25.00 | $25.00 | 8/4/2010 7:33:54 PM |
| jpblan11 | $29.12 | $29.12 | 8/4/2010 9:57:23 PM |
| magee425 | $30.82 | $30.82 | 8/4/2010 10:42:05 PM |
| Jinja | $27.59 | $27.59 | 8/5/2010 2:19:32 AM |
| JABank | $25.00 | $25.00 | 8/4/2010 9:07:37 PM |
| TJGbank | $25.00 | $25.00 | 8/5/2010 5:43:15 AM |
| social-zebra | $25.00 | $25.00 | 8/5/2010 7:15:50 AM |
| fireman4 | $25.00 | $25.00 | 8/5/2010 7:53:34 AM |
| PrepWonder | $43.00 | $43.00 | 8/5/2010 7:17:11 AM |
| fireferd | $40.00 | $40.00 | 8/5/2010 9:12:48 AM |
| KirosPOS | $79.30 | $79.30 | 8/5/2010 10:19:15 AM |
| repayment-radio | $50.00 | $50.00 | 8/5/2010 10:38:04 AM |
| Hotrod52 | $35.40 | $35.40 | 8/5/2010 11:05:41 AM |
| exciting-fairness | $200.00 | $200.00 | 8/5/2010 1:56:03 PM |
| velocity-winner | $25.00 | $25.00 | 8/5/2010 2:18:59 PM |
| availableloan | $25.00 | $25.00 | 8/5/2010 2:22:58 PM |
| mpatrick | $35.00 | $35.00 | 8/5/2010 3:17:33 PM |
| Octamer | $73.23 | $73.23 | 8/5/2010 3:17:23 PM |
| LA-Funding-Bank | $25.00 | $25.00 | 8/5/2010 3:40:31 PM |
| cwb8539 | $25.00 | $25.00 | 8/5/2010 4:25:31 PM |
| reflective-rupee | $25.00 | $25.00 | 7/29/2010 4:49:25 PM |
| casaram | $25.00 | $25.00 | 7/29/2010 5:15:34 PM |
| JGuide | $201.99 | $201.99 | 7/29/2010 10:05:20 PM |
| atomantic | $25.00 | $25.00 | 7/30/2010 12:31:03 PM |
| MoneyTree79 | $41.00 | $41.00 | 7/30/2010 6:05:37 PM |
| MoneyForNothing | $46.80 | $46.80 | 7/31/2010 9:01:02 AM |
| CA_Lender | $25.00 | $25.00 | 7/31/2010 2:39:12 PM |
| payout-reaction740 | $25.00 | $25.00 | 8/1/2010 6:18:00 PM |
| Kelor99 | $25.00 | $25.00 | 8/1/2010 2:55:05 PM |
| BeanCownter | $300.00 | $300.00 | 8/1/2010 7:40:18 PM |
| allbalooboy2 | $100.00 | $100.00 | 8/1/2010 9:11:15 PM |
| bannybucks | $25.00 | $25.00 | 8/1/2010 9:37:57 PM |
| poetic-diversification | $250.00 | $250.00 | 8/2/2010 3:22:03 PM |
| gilbrear | $25.00 | $25.00 | 8/2/2010 4:58:13 PM |
| rockhound84 | $25.00 | $25.00 | 8/2/2010 5:12:13 PM |
| bejfishing | $25.00 | $25.00 | 8/2/2010 6:56:24 PM |
| JedClampett | $75.00 | $75.00 | 8/3/2010 1:13:38 AM |
| booie | $25.00 | $25.00 | 8/3/2010 8:31:22 AM |
| Kennfusion | $25.00 | $25.00 | 8/3/2010 5:03:33 AM |
| beaufuture | $25.00 | $25.00 | 8/3/2010 6:14:13 AM |
| rajs | $200.00 | $200.00 | 8/3/2010 11:13:29 AM |
| FinanceEngine | $25.00 | $25.00 | 8/3/2010 11:24:21 AM |
| jpaulnyc | $27.26 | $27.26 | 8/3/2010 11:27:46 AM |
| dammage | $27.12 | $27.12 | 8/3/2010 2:12:03 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 8/3/2010 2:20:19 PM |
| laomedon | $50.00 | $50.00 | 8/3/2010 11:49:31 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 8/4/2010 4:05:06 PM |
| gpuck | $25.00 | $25.00 | 8/4/2010 4:18:47 PM |
| samurai2 | $25.00 | $25.00 | 8/4/2010 4:21:20 PM |
| Dollars4Rent | $25.00 | $25.00 | 8/4/2010 7:49:46 PM |
| JerryB96 | $25.00 | $25.00 | 8/4/2010 8:25:20 PM |
| grampy48 | $49.00 | $49.00 | 8/5/2010 6:41:36 AM |
| Leshan | $75.00 | $75.00 | 8/5/2010 8:44:41 AM |
| Rancid | $25.00 | $25.00 | 8/5/2010 8:26:59 AM |
| rupee-kung-fu7 | $25.57 | $25.57 | 8/5/2010 8:28:18 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 8/5/2010 10:16:29 AM |
| friendinmoney | $25.00 | $25.00 | 8/5/2010 10:32:43 AM |
| DasMula | $25.00 | $25.00 | 8/5/2010 11:41:13 AM |
| Independenttools | $25.00 | $25.00 | 8/5/2010 10:09:10 AM |
| dgagli1 | $26.60 | $26.60 | 8/5/2010 10:31:03 AM |
| malcolmreynolds | $25.00 | $25.00 | 8/5/2010 2:37:30 PM |
| investment-cluster | $25.00 | $25.00 | 8/5/2010 2:20:16 PM |
| thinknovuu | $25.00 | $25.00 | 8/5/2010 2:34:30 PM |
| gpuck | $75.00 | $75.00 | 8/5/2010 3:06:35 PM |
| lenderrn | $42.40 | $42.40 | 8/5/2010 3:15:37 PM |
| ddog0224 | $50.00 | $50.00 | 8/5/2010 3:31:23 PM |
| blue-useful-auction | $25.00 | $25.00 | 8/5/2010 4:30:45 PM |
| Trapman13 | $50.00 | $34.22 | 8/5/2010 4:33:20 PM |
| rockhound84 | $25.00 | $25.00 | 8/5/2010 3:36:20 PM |
| Memphis-King | $60.00 | $60.00 | 8/5/2010 4:35:57 PM |
| 105 bids
|
Borrower Payment Dependent Notes Series
469267
This series of Notes was issued and sold upon the funding of the borrower loan #43912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.0% |
Auction start date:
| Jul-30-2010 |
| |
Auction end date:
| Aug-06-2010 |
|
|
Starting lender yield:
| 14.15% |
Starting borrower rate/APR:
| 15.15% / 17.32% |
Starting monthly payment:
| $277.91 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $277.91 |
| |
|
Auction yield range:
| 5.93% - 14.15% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 720-739 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $753 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fairness-haven8 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
I will be using this loan to consolidate current debts and medical bills all into one easy payment.
My financial situation:I believe I'm a great candidate because I?m one of the lucky few that have had
a steady job for over five years now and continue to pay current creditors on
time over and beyond the minimum payment that is due. I know what you?re asking, ?Why am I coming to
Prosper.com?? Well, I?d much rather be paying you the interest than some big
name creditor.
Monthly Net Income:
$3000.00Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 100.00
??Car expenses: $ 400.00
??Utilities: $ 0.00
??Phone, cable, internet: $0.00
??Food, entertainment: $ 0.00
??Clothing, household expenses $ 0.000
??Credit cards and other loans: $?250.00
??Other expenses: $Past delinquencies from 7 years ago are a result of being laid off from a previous job.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How do you get by with no place to live, no utilities, phone, cable, internet, food, entertainment, clothing or household expenses? - dynrep
A:
I have a soon to be husband that helps me out in that aspect.
(Aug-06-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| platinum-sorcerer6 | $25.00 | $25.00 | 7/30/2010 10:21:46 AM |
| ray1051 | $25.00 | $25.00 | 7/30/2010 10:22:25 AM |
| credit-czar5 | $25.00 | $25.00 | 7/30/2010 10:24:42 AM |
| rescue | $250.00 | $250.00 | 7/30/2010 10:24:58 AM |
| onlyinchicago | $25.00 | $25.00 | 7/30/2010 10:27:17 AM |
| richboy56 | $50.00 | $50.00 | 7/30/2010 10:23:20 AM |
| xstreamin | $25.00 | $25.00 | 7/30/2010 10:27:07 AM |
| Picopie | $50.00 | $50.00 | 7/30/2010 10:23:34 AM |
| BeanCownter | $100.00 | $100.00 | 7/30/2010 10:29:43 AM |
| studious-bonus7 | $100.00 | $100.00 | 7/30/2010 10:29:54 AM |
| patriot897 | $50.00 | $50.00 | 7/30/2010 10:30:35 AM |
| cash-merry-maker | $25.00 | $25.00 | 7/30/2010 10:31:41 AM |
| puifais | $25.00 | $25.00 | 7/30/2010 10:25:31 AM |
| ddog0224 | $25.00 | $25.00 | 7/30/2010 10:31:52 AM |
| TennSquire | $50.00 | $50.00 | 7/30/2010 10:30:54 AM |
| Danvillelover | $25.00 | $25.00 | 7/30/2010 10:32:16 AM |
| djh47a | $25.00 | $25.00 | 7/30/2010 10:31:34 AM |
| BuffetRocks | $45.38 | $45.38 | 7/30/2010 10:32:54 AM |
| dpjd | $50.00 | $50.00 | 7/30/2010 10:27:05 AM |
| hyetech | $35.00 | $35.00 | 7/30/2010 10:32:20 AM |
| generous-deal6 | $25.00 | $25.00 | 7/30/2010 10:33:38 AM |
| truth-companion | $25.00 | $25.00 | 7/30/2010 10:34:39 AM |
| jga516 | $25.00 | $25.00 | 7/30/2010 10:33:59 AM |
| dollar-oracle55 | $25.00 | $25.00 | 7/30/2010 10:34:26 AM |
| financial-frenzy | $50.00 | $50.00 | 7/30/2010 10:35:03 AM |
| personal-lender | $25.00 | $25.00 | 7/30/2010 10:35:50 AM |
| credit-investor5 | $50.00 | $50.00 | 7/30/2010 10:36:34 AM |
| SimpleChoice | $25.00 | $25.00 | 7/30/2010 10:37:14 AM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/30/2010 10:38:39 AM |
| metro457 | $25.00 | $25.00 | 7/30/2010 10:37:44 AM |
| Havana21 | $75.00 | $75.00 | 7/30/2010 10:30:38 AM |
| wwwUniversal | $25.00 | $25.00 | 7/30/2010 10:40:13 AM |
| moola-man | $30.00 | $30.00 | 7/30/2010 10:39:22 AM |
| sdr984 | $25.00 | $25.00 | 7/30/2010 10:40:37 AM |
| physicsjoe | $25.00 | $25.00 | 7/30/2010 10:31:07 AM |
| MSME | $50.00 | $50.00 | 7/30/2010 10:32:10 AM |
| proper-p2p6 | $100.00 | $100.00 | 7/30/2010 10:42:14 AM |
| TheoProf | $50.00 | $50.00 | 7/30/2010 10:42:26 AM |
| simplelender80 | $100.00 | $100.00 | 7/30/2010 10:42:46 AM |
| leverage-holly | $25.00 | $25.00 | 7/30/2010 10:43:18 AM |
| BeemerRider | $25.00 | $25.00 | 7/30/2010 10:43:46 AM |
| crawfingers | $25.00 | $25.00 | 7/30/2010 10:36:15 AM |
| top-commitment-champ | $25.00 | $25.00 | 7/30/2010 10:40:00 AM |
| diplomatic-wealth7 | $25.00 | $25.00 | 7/30/2010 10:41:19 AM |
| delicious-social132 | $35.00 | $35.00 | 7/30/2010 10:41:37 AM |
| speedy-point | $25.00 | $25.00 | 7/30/2010 10:41:53 AM |
| tom48l | $50.00 | $50.00 | 7/30/2010 10:41:58 AM |
| Fiimg | $50.00 | $50.00 | 7/30/2010 10:42:35 AM |
| Cre8iveCash | $25.00 | $25.00 | 7/30/2010 10:53:11 AM |
| axis1 | $25.00 | $25.00 | 7/30/2010 10:52:27 AM |
| docktah | $50.00 | $50.00 | 7/30/2010 10:53:28 AM |
| takarlstad | $25.00 | $25.00 | 7/30/2010 10:52:49 AM |
| tech310 | $100.00 | $100.00 | 7/30/2010 10:54:31 AM |
| loan-paladin470 | $25.00 | $25.00 | 7/30/2010 10:57:44 AM |
| harperpotok | $100.00 | $100.00 | 7/30/2010 10:59:07 AM |
| slymoose | $25.00 | $25.00 | 7/30/2010 11:01:34 AM |
| srilm | $25.00 | $25.00 | 7/30/2010 10:58:33 AM |
| bonus-buddy2 | $35.00 | $35.00 | 7/30/2010 11:03:26 AM |
| kind-adventurous-finance | $50.00 | $50.00 | 7/30/2010 11:03:36 AM |
| gracej | $25.00 | $25.00 | 7/30/2010 11:02:45 AM |
| hrubinst | $25.00 | $25.00 | 7/30/2010 10:56:10 AM |
| worthy-bid8 | $100.00 | $100.00 | 7/30/2010 10:58:15 AM |
| mountains59 | $25.00 | $25.00 | 7/30/2010 11:01:55 AM |
| credit-kahuna | $50.00 | $50.00 | 7/30/2010 11:42:52 AM |
| rockhound84 | $25.00 | $25.00 | 8/2/2010 5:02:33 AM |
| Kessler | $27.00 | $27.00 | 8/2/2010 6:26:37 AM |
| pythia | $25.00 | $25.00 | 8/2/2010 10:53:43 AM |
| Musiclover27 | $25.00 | $25.00 | 8/2/2010 11:13:13 AM |
| hasbegun | $25.00 | $25.00 | 8/2/2010 1:23:17 PM |
| top-courteous-peso | $100.00 | $100.00 | 8/3/2010 11:19:26 AM |
| Watersports | $50.00 | $50.00 | 8/3/2010 1:11:08 PM |
| zevonyc | $25.00 | $25.00 | 8/4/2010 10:16:38 AM |
| rdrloan | $50.00 | $50.00 | 8/4/2010 9:07:49 AM |
| Techne_Funds_LLC | $25.00 | $25.00 | 8/4/2010 4:04:15 PM |
| rockhound84 | $25.00 | $25.00 | 8/5/2010 4:27:51 AM |
| Spring342 | $25.00 | $25.00 | 8/5/2010 8:28:05 AM |
| RJTintheBK | $50.00 | $50.00 | 8/5/2010 11:07:49 AM |
| worth-victor6 | $25.00 | $25.00 | 8/5/2010 1:22:31 PM |
| MoneyBagsRUs | $25.00 | $25.00 | 8/5/2010 2:24:00 PM |
| mrnazraq | $25.00 | $25.00 | 8/5/2010 2:39:18 PM |
| dollardave | $100.00 | $100.00 | 8/5/2010 4:07:30 PM |
| selfmademan | $25.00 | $25.00 | 8/5/2010 4:45:29 PM |
| starry2001 | $25.00 | $25.00 | 8/5/2010 5:07:24 PM |
| paradisenow | $25.00 | $25.00 | 8/5/2010 7:27:04 PM |
| base858 | $30.27 | $30.27 | 8/5/2010 8:06:46 PM |
| jodilee31 | $46.76 | $46.76 | 8/5/2010 8:33:57 PM |
| prohelper | $25.64 | $25.64 | 8/5/2010 11:24:17 PM |
| peaceful-farmer | $50.00 | $50.00 | 8/6/2010 5:55:45 AM |
| patriot384 | $300.00 | $300.00 | 8/6/2010 6:27:00 AM |
| Bujinkan1 | $50.00 | $50.00 | 8/6/2010 8:27:26 AM |
| tender-ore | $25.00 | $25.00 | 8/6/2010 7:30:46 AM |
| gristle_mcthornbody | $25.00 | $25.00 | 8/6/2010 9:49:03 AM |
| bonus-quark4 | $25.00 | $25.00 | 8/6/2010 10:00:30 AM |
| treasure-bliss | $100.00 | $100.00 | 7/30/2010 10:21:28 AM |
| Artist_Blue | $25.00 | $25.00 | 7/30/2010 10:23:01 AM |
| Weaverville | $25.00 | $25.00 | 7/30/2010 10:23:59 AM |
| payout-achievement | $40.00 | $40.00 | 7/30/2010 10:25:16 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 7/30/2010 10:24:46 AM |
| income-fortress | $25.00 | $25.00 | 7/30/2010 10:26:34 AM |
| kbodendorf | $25.00 | $25.00 | 7/30/2010 10:25:26 AM |
| buraky | $50.00 | $50.00 | 7/30/2010 10:25:38 AM |
| redx | $25.00 | $25.00 | 7/30/2010 10:26:40 AM |
| jigsaw | $100.00 | $100.00 | 7/30/2010 10:28:26 AM |
| kegs | $100.00 | $100.00 | 7/30/2010 10:29:04 AM |
| kumpa2u | $25.00 | $25.00 | 7/30/2010 10:24:35 AM |
| Contour | $39.28 | $39.28 | 7/30/2010 10:29:28 AM |
| JebkaClan | $25.00 | $25.00 | 7/30/2010 10:31:29 AM |
| first-upright-payout | $25.00 | $25.00 | 7/30/2010 10:30:28 AM |
| gold-conga | $25.00 | $25.00 | 7/30/2010 10:31:55 AM |
| gold-heaven9 | $25.00 | $25.00 | 7/30/2010 10:30:44 AM |
| best-coin-miser | $25.00 | $25.00 | 7/30/2010 10:31:56 AM |
| macgeek | $48.62 | $48.62 | 7/30/2010 10:32:11 AM |
| calm-deal7 | $25.00 | $25.00 | 7/30/2010 10:31:50 AM |
| Pizza-man | $50.00 | $50.00 | 7/30/2010 10:26:47 AM |
| wampum-chorus3 | $25.00 | $25.00 | 7/30/2010 10:32:07 AM |
| telegon | $25.00 | $25.00 | 7/30/2010 10:33:16 AM |
| american6 | $25.00 | $25.00 | 7/30/2010 10:32:40 AM |
| green-moola-sniffer | $50.00 | $50.00 | 7/30/2010 10:27:22 AM |
| mikrolown | $25.00 | $25.00 | 7/30/2010 10:32:46 AM |
| enthralling-deal180 | $100.00 | $100.00 | 7/30/2010 10:35:24 AM |
| RugbyNick2126 | $25.00 | $25.00 | 7/30/2010 10:35:32 AM |
| heavy_ax | $25.00 | $25.00 | 7/30/2010 10:29:00 AM |
| forthright-dedication | $50.00 | $50.00 | 7/30/2010 10:36:53 AM |
| Yaj | $25.00 | $25.00 | 7/30/2010 10:37:29 AM |
| tranquil-return4 | $25.00 | $25.00 | 7/30/2010 10:29:38 AM |
| Investoman | $100.00 | $100.00 | 7/30/2010 10:30:15 AM |
| greenfuture | $25.00 | $25.00 | 7/30/2010 10:38:48 AM |
| schnatty | $38.29 | $38.29 | 7/30/2010 10:30:33 AM |
| ValyaLibra01 | $25.00 | $25.00 | 7/30/2010 10:39:25 AM |
| melodious-fairness | $25.00 | $25.00 | 7/30/2010 10:31:45 AM |
| 108lender | $200.00 | $200.00 | 7/30/2010 10:40:20 AM |
| enthusiastic-balance5 | $41.04 | $41.04 | 7/30/2010 10:32:05 AM |
| nycfinance | $25.00 | $25.00 | 7/30/2010 10:32:14 AM |
| bigwig633 | $25.00 | $25.00 | 7/30/2010 10:32:18 AM |
| SanJoser | $25.00 | $25.00 | 7/30/2010 10:32:38 AM |
| RMB-Investments | $50.00 | $50.00 | 7/30/2010 10:32:42 AM |
| Approved1234 | $25.00 | $25.00 | 7/30/2010 10:42:07 AM |
| jbaum | $25.00 | $25.00 | 7/30/2010 10:33:03 AM |
| LenderDan | $50.00 | $50.00 | 7/30/2010 10:42:23 AM |
| maule | $25.00 | $25.00 | 7/30/2010 10:42:40 AM |
| trade-pumpkin | $25.00 | $25.00 | 7/30/2010 10:43:23 AM |
| anders94 | $25.00 | $25.00 | 7/30/2010 10:33:43 AM |
| mason13a | $25.00 | $25.00 | 7/30/2010 10:43:57 AM |
| PocketAces | $25.00 | $25.00 | 7/30/2010 10:39:00 AM |
| muzicman | $50.00 | $50.00 | 7/30/2010 10:40:44 AM |
| HaveToWrite | $25.00 | $25.00 | 7/30/2010 10:52:45 AM |
| first-restless-payout | $50.00 | $50.00 | 7/30/2010 10:54:07 AM |
| MrDavid | $50.00 | $50.00 | 7/30/2010 10:53:46 AM |
| priceless-money6 | $50.00 | $50.00 | 7/30/2010 10:55:09 AM |
| chekat | $25.00 | $25.00 | 7/30/2010 10:56:33 AM |
| brutusbone | $25.00 | $25.00 | 7/30/2010 10:59:47 AM |
| best-deal-banker | $25.00 | $25.00 | 7/30/2010 10:57:05 AM |
| VBAces | $50.00 | $50.00 | 7/30/2010 11:00:47 AM |
| SmokeyMirror | $50.00 | $50.00 | 7/30/2010 10:58:08 AM |
| trade-doughnut5 | $25.00 | $25.00 | 7/30/2010 10:58:57 AM |
| Purple11 | $100.00 | $59.11 | 7/30/2010 11:04:41 AM |
| ecila625 | $25.00 | $25.00 | 7/30/2010 11:00:19 AM |
| loyalist1 | $100.00 | $100.00 | 7/30/2010 11:01:41 AM |
| Ready2Loan | $25.00 | $25.00 | 7/30/2010 10:55:21 AM |
| frobin | $50.00 | $50.00 | 7/30/2010 10:56:37 AM |
| tedsrfdude | $25.00 | $25.00 | 7/30/2010 10:58:28 AM |
| mg6619 | $25.00 | $25.00 | 7/30/2010 10:59:22 AM |
| Rivervale_Westwood | $25.00 | $25.00 | 7/30/2010 11:02:35 AM |
| chkrvrty | $25.00 | $25.00 | 7/30/2010 11:38:51 AM |
| rmbot | $25.00 | $25.00 | 7/30/2010 5:24:14 PM |
| stemper | $50.00 | $50.00 | 7/31/2010 6:48:28 PM |
| market-pudding | $25.00 | $25.00 | 8/1/2010 4:47:35 AM |
| Lender0307 | $25.00 | $25.00 | 8/1/2010 7:58:10 PM |
| ramst41 | $100.00 | $100.00 | 8/2/2010 7:45:18 AM |
| ethicalhumanist | $25.00 | $25.00 | 8/2/2010 5:00:43 PM |
| credit-panda1 | $25.00 | $25.00 | 8/3/2010 11:23:22 AM |
| ttnk62918 | $25.00 | $25.00 | 8/3/2010 3:29:12 PM |
| Loan_shark718 | $50.00 | $50.00 | 8/4/2010 7:41:06 PM |
| ultimatepaintball | $25.00 | $25.00 | 8/5/2010 8:23:02 AM |
| top-courteous-peso | $75.00 | $75.00 | 8/5/2010 7:42:41 AM |
| a-golden-deal | $35.00 | $35.00 | 8/5/2010 3:08:33 PM |
| Bob450 | $25.00 | $25.00 | 8/5/2010 4:50:02 PM |
| CACO_Bank | $25.00 | $25.00 | 8/5/2010 5:15:43 PM |
| Tizzo27 | $32.04 | $32.04 | 8/5/2010 7:05:23 PM |
| LesPaul1 | $25.00 | $25.00 | 8/5/2010 6:18:05 PM |
| one-midas | $25.00 | $25.00 | 8/5/2010 7:53:00 PM |
| 1traveler | $25.00 | $25.00 | 8/5/2010 9:07:11 PM |
| all_of_that_one | $25.00 | $25.00 | 8/5/2010 9:49:14 PM |
| merlin981 | $28.24 | $28.24 | 8/5/2010 11:07:47 PM |
| DasMula | $25.00 | $25.00 | 8/6/2010 12:58:39 AM |
| lawyervon | $25.00 | $25.00 | 8/5/2010 11:40:08 PM |
| Jwkeil | $25.00 | $25.00 | 8/6/2010 4:53:11 AM |
| Leshan | $33.33 | $33.33 | 8/6/2010 7:47:58 AM |
| credit-coach118 | $35.00 | $35.00 | 8/6/2010 8:58:01 AM |
| encore739 | $25.00 | $25.00 | 8/6/2010 8:59:44 AM |
| grampy48 | $50.00 | $50.00 | 8/6/2010 8:18:51 AM |
| trustworthy-finance6 | $100.00 | $100.00 | 8/6/2010 8:34:46 AM |
| gtdane | $30.00 | $30.00 | 8/6/2010 10:09:29 AM |
| 193 bids
|
Borrower Payment Dependent Notes Series
469551
This series of Notes was issued and sold upon the funding of the borrower loan #43917, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.6% |
Auction start date:
| Aug-02-2010 |
| |
Auction end date:
| Aug-03-2010 |
|
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $314.52 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $314.52 |
| |
|
Auction yield range:
| 2.93% - 7.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 820-839 (Jul-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $678 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| competent-market5 |
Borrower's state:
| Tennessee |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
business loan (AA)
I am 54 years old and the director of Business Analysts for a major Healthcare company. I have a B.S. in Computer Science/Information Systems and a Masters in Information Systems. . I have been a home owner since 1994 and have sold it and purchased another home in late 2009 at 4.875% (no points). I own 50% of a company that was started in January 2005. This money will be used for marketing purposes to pay for advertisements and mailers to our prospective customers.????????????? I can pay this loan with no problem.
Gross $8700????????????
Monthly Net income - $6699
House $ 1179 (PITI) principal, interest, taxes and insurance????????????
Utilities 500??
Car 480?
Hm Impr 600?
Church offerings 875????????????
Personal Life Ins. 145????
Food 500????????????
Clothing 200???
Car insurance 75?????????????
Recreation 200?????????
Fuel 175????????????????????????
Total $ 4929????????????
Balance $ 1700
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kvandivo | $25.00 | $25.00 | 8/2/2010 5:09:14 PM |
| alverado | $41.56 | $41.56 | 8/2/2010 5:09:38 PM |
| GrommetPosse | $25.00 | $25.00 | 8/2/2010 5:09:52 PM |
| InvestorPartners | $25.00 | $25.00 | 8/2/2010 5:10:03 PM |
| afotherg | $40.00 | $40.00 | 8/2/2010 5:10:16 PM |
| majestic-dedication | $50.00 | $50.00 | 8/2/2010 5:10:18 PM |
| djh47a | $25.00 | $25.00 | 8/2/2010 5:10:22 PM |
| wampum-optimization | $50.00 | $50.00 | 8/2/2010 5:10:42 PM |
| generous-deal6 | $25.00 | $25.00 | 8/2/2010 5:10:58 PM |
| Ciphernetic | $25.00 | $25.00 | 8/2/2010 5:11:05 PM |
| jsw7us | $50.00 | $50.00 | 8/2/2010 5:11:14 PM |
| angelinvestor2 | $25.00 | $25.00 | 8/2/2010 5:11:26 PM |
| Yankeeeagle | $25.00 | $25.00 | 8/2/2010 5:09:10 PM |
| Approved1234 | $50.00 | $50.00 | 8/2/2010 5:11:31 PM |
| crawfingers | $25.00 | $25.00 | 8/2/2010 5:09:23 PM |
| gmacpurifier | $25.00 | $25.00 | 8/2/2010 5:11:48 PM |
| discrete-asset | $25.00 | $25.00 | 8/2/2010 5:09:24 PM |
| scott73 | $25.00 | $25.00 | 8/2/2010 5:11:53 PM |
| wormdc | $25.00 | $25.00 | 8/2/2010 5:09:29 PM |
| ray1051 | $50.00 | $50.00 | 8/2/2010 5:10:01 PM |
| sensible-gain884 | $50.00 | $50.00 | 8/2/2010 5:12:53 PM |
| AF-Chief | $32.00 | $32.00 | 8/2/2010 5:10:29 PM |
| conaty | $44.16 | $44.16 | 8/2/2010 5:10:40 PM |
| trade-pragmatist | $25.00 | $25.00 | 8/2/2010 5:13:10 PM |
| kazdag | $49.92 | $49.92 | 8/2/2010 5:13:12 PM |
| dharma1 | $25.00 | $25.00 | 8/2/2010 5:11:06 PM |
| finance-negotiator2 | $25.00 | $25.00 | 8/2/2010 5:11:10 PM |
| meux99 | $25.00 | $25.00 | 8/2/2010 5:14:04 PM |
| Natronpee | $25.00 | $25.00 | 8/2/2010 5:11:21 PM |
| aasx1108 | $25.00 | $25.00 | 8/2/2010 5:11:30 PM |
| Refugee | $50.00 | $50.00 | 8/2/2010 5:11:33 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 8/2/2010 5:14:57 PM |
| Archchancellor | $50.00 | $50.00 | 8/2/2010 5:11:51 PM |
| cash-sensai2 | $25.00 | $25.00 | 8/2/2010 5:11:54 PM |
| Octavian315 | $35.00 | $35.00 | 8/2/2010 5:12:01 PM |
| simplelender80 | $100.00 | $100.00 | 8/2/2010 5:15:29 PM |
| puifais | $50.00 | $50.00 | 8/2/2010 5:12:15 PM |
| gold-commander0 | $50.00 | $50.00 | 8/2/2010 5:12:22 PM |
| gojackgo | $44.21 | $44.21 | 8/2/2010 5:16:07 PM |
| Monrovia | $25.00 | $25.00 | 8/2/2010 5:12:42 PM |
| auction-turbine4 | $25.00 | $25.00 | 8/2/2010 5:16:16 PM |
| shorthairedg | $49.50 | $49.50 | 8/2/2010 5:12:54 PM |
| thesage | $25.00 | $25.00 | 8/2/2010 5:13:00 PM |
| investment-network | $50.00 | $50.00 | 8/2/2010 5:16:25 PM |
| BayShell | $50.00 | $50.00 | 8/2/2010 5:13:11 PM |
| 1800porsche | $25.00 | $25.00 | 8/2/2010 5:09:50 PM |
| TriSail | $25.00 | $25.00 | 8/2/2010 5:16:41 PM |
| onlyinchicago | $25.00 | $25.00 | 8/2/2010 5:13:17 PM |
| donloah | $25.00 | $25.00 | 8/2/2010 5:09:59 PM |
| best-deal-banker | $50.00 | $50.00 | 8/2/2010 5:16:47 PM |
| 16888 | $50.00 | $50.00 | 8/2/2010 5:16:51 PM |
| MoneyU4IA | $50.00 | $50.00 | 8/2/2010 5:13:28 PM |
| innocent-income4 | $25.00 | $25.00 | 8/2/2010 5:10:12 PM |
| Carpetkid | $50.00 | $50.00 | 8/2/2010 5:16:56 PM |
| iolaire | $25.00 | $25.00 | 8/2/2010 5:13:30 PM |
| bonus-antioxidant | $25.00 | $25.00 | 8/2/2010 5:16:58 PM |
| latestone | $25.00 | $25.00 | 8/2/2010 5:10:23 PM |
| Picopie | $50.00 | $50.00 | 8/2/2010 5:13:43 PM |
| bnordman | $25.00 | $25.00 | 8/2/2010 5:10:30 PM |
| betak | $50.00 | $50.00 | 8/2/2010 5:17:05 PM |
| successful-euro | $50.00 | $50.00 | 8/2/2010 5:14:01 PM |
| truth-image | $50.00 | $50.00 | 8/2/2010 5:17:12 PM |
| kgeezy | $25.00 | $25.00 | 8/2/2010 5:14:10 PM |
| ideal-penny8 | $25.00 | $25.00 | 8/2/2010 5:10:38 PM |
| BaltimoreLender | $25.00 | $25.00 | 8/2/2010 5:10:41 PM |
| lowrate | $25.00 | $25.00 | 8/2/2010 5:17:30 PM |
| joshua18 | $25.00 | $25.00 | 8/2/2010 5:17:38 PM |
| best-decisive-peace | $25.00 | $25.00 | 8/2/2010 5:11:04 PM |
| elgollo | $25.00 | $25.00 | 8/2/2010 5:14:44 PM |
| winlender | $25.00 | $25.00 | 8/2/2010 5:11:09 PM |
| payout-optimizer | $25.00 | $25.00 | 8/2/2010 5:17:55 PM |
| best-coin-miser | $50.00 | $50.00 | 8/2/2010 5:15:26 PM |
| the-productive-agreement | $25.00 | $25.00 | 8/2/2010 5:18:05 PM |
| ready-loan | $25.00 | $25.00 | 8/2/2010 5:11:25 PM |
| entreprenooner | $25.00 | $25.00 | 8/2/2010 5:18:10 PM |
| kenji4861 | $25.00 | $25.00 | 8/2/2010 5:15:41 PM |
| inspired-contract9 | $75.00 | $75.00 | 8/2/2010 5:18:20 PM |
| unequaled-payout | $100.00 | $100.00 | 8/2/2010 5:15:47 PM |
| BuildingBestLife | $25.00 | $25.00 | 8/2/2010 5:11:35 PM |
| ijspence | $25.00 | $25.00 | 8/2/2010 5:18:27 PM |
| fund-baker9 | $50.00 | $50.00 | 8/2/2010 5:16:00 PM |
| js60l | $25.00 | $25.00 | 8/2/2010 5:12:02 PM |
| pakrbkr | $25.00 | $25.00 | 8/2/2010 5:18:49 PM |
| ksmith08 | $50.00 | $50.00 | 8/2/2010 5:16:18 PM |
| klinebarger | $25.00 | $25.00 | 8/2/2010 5:18:58 PM |
| Artist_Blue | $25.00 | $25.00 | 8/2/2010 5:12:29 PM |
| TexasLender2007 | $25.00 | $25.00 | 8/2/2010 5:12:47 PM |
| silver-armada | $50.00 | $50.00 | 8/2/2010 5:16:43 PM |
| UncleTupelo2 | $25.00 | $25.00 | 8/2/2010 5:13:01 PM |
| MAJESTIC5 | $50.00 | $50.00 | 8/2/2010 5:13:05 PM |
| RussianPrincess | $100.00 | $100.00 | 8/2/2010 5:13:08 PM |
| VBAces | $75.00 | $75.00 | 8/2/2010 5:17:01 PM |
| gauss02 | $36.69 | $36.69 | 8/2/2010 5:13:53 PM |
| green-unassailable-investment | $25.00 | $25.00 | 8/2/2010 5:18:01 PM |
| BabyLender | $25.00 | $25.00 | 8/2/2010 5:18:06 PM |
| Investoman | $100.00 | $100.00 | 8/2/2010 5:18:13 PM |
| pragmatic-contract | $25.00 | $25.00 | 8/2/2010 5:18:18 PM |
| delicious-social132 | $40.00 | $40.00 | 8/2/2010 5:18:24 PM |
| kevinchu | $25.00 | $25.00 | 8/2/2010 5:20:51 PM |
| money-bauble | $100.00 | $100.00 | 8/2/2010 5:18:32 PM |
| moola-man | $50.00 | $50.00 | 8/2/2010 5:18:35 PM |
| oja | $41.84 | $41.84 | 8/2/2010 5:14:50 PM |
| sandeepPR | $25.00 | $25.00 | 8/2/2010 5:18:45 PM |
| teller | $41.40 | $41.40 | 8/2/2010 5:18:50 PM |
| AJSinvest | $25.00 | $25.00 | 8/2/2010 5:15:12 PM |
| geniusj | $25.00 | $25.00 | 8/2/2010 5:15:24 PM |
| j2ee | $25.00 | $25.00 | 8/2/2010 5:15:28 PM |
| OCLend | $25.00 | $25.00 | 8/2/2010 5:15:50 PM |
| MrDavid | $50.00 | $50.00 | 8/2/2010 5:16:29 PM |
| tech310 | $100.00 | $100.00 | 8/2/2010 5:16:36 PM |
| walkerp | $25.00 | $25.00 | 8/2/2010 5:22:12 PM |
| eyal0 | $25.00 | $25.00 | 8/2/2010 5:16:47 PM |
| CleeClee | $50.00 | $50.00 | 8/2/2010 5:16:57 PM |
| credit-scout7 | $30.00 | $30.00 | 8/2/2010 5:22:25 PM |
| jholebound | $25.00 | $25.00 | 8/2/2010 5:22:28 PM |
| busybee007 | $25.00 | $25.00 | 8/2/2010 5:17:32 PM |
| platinum-genetics | $25.00 | $25.00 | 8/2/2010 5:17:40 PM |
| pleasant-basis | $25.00 | $25.00 | 8/2/2010 5:22:54 PM |
| AFairDeal | $25.00 | $25.00 | 8/2/2010 5:17:45 PM |
| gigabit | $50.00 | $50.00 | 8/2/2010 5:17:54 PM |
| haplender | $50.00 | $50.00 | 8/2/2010 5:18:07 PM |
| BeanCownter | $200.00 | $200.00 | 8/2/2010 5:18:12 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 8/2/2010 5:18:16 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 8/2/2010 5:18:23 PM |
| a-truth-upholder | $50.00 | $50.00 | 8/2/2010 5:18:26 PM |
| jazzlender | $25.00 | $25.00 | 8/2/2010 5:18:29 PM |
| zenchef | $25.00 | $25.00 | 8/2/2010 5:21:52 PM |
| ArtemisFitzlebottom | $50.00 | $50.00 | 8/2/2010 5:21:56 PM |
| balance6 | $25.00 | $25.00 | 8/2/2010 5:22:03 PM |
| vtach87 | $50.00 | $50.00 | 8/2/2010 5:22:08 PM |
| benefit-piano5 | $25.00 | $25.00 | 8/2/2010 5:22:43 PM |
| japper2353 | $25.00 | $25.00 | 8/2/2010 5:22:06 PM |
| windfall46 | $25.00 | $19.15 | 8/2/2010 5:22:56 PM |
| ingenious-order783 | $50.00 | $50.00 | 8/3/2010 10:07:41 AM |
| khamen | $25.00 | $25.00 | 8/3/2010 11:16:56 AM |
| saintjude | $30.00 | $30.00 | 8/3/2010 12:25:37 PM |
| the-swashbuckler | $50.00 | $50.00 | 8/2/2010 5:09:45 PM |
| first-restless-payout | $49.36 | $49.36 | 8/2/2010 5:09:48 PM |
| Tootsolrac | $25.00 | $25.00 | 8/2/2010 5:09:56 PM |
| suave-dollar | $40.00 | $40.00 | 8/2/2010 5:10:00 PM |
| jt88 | $25.00 | $25.00 | 8/2/2010 5:10:07 PM |
| trident9 | $50.00 | $50.00 | 8/2/2010 5:10:20 PM |
| munnu | $25.00 | $25.00 | 8/2/2010 5:10:24 PM |
| jbaum | $80.00 | $80.00 | 8/2/2010 5:10:50 PM |
| kyomoon | $50.00 | $50.00 | 8/2/2010 5:11:01 PM |
| first-pragmatic-note | $25.00 | $25.00 | 8/2/2010 5:11:07 PM |
| leftcoast52 | $25.00 | $25.00 | 8/2/2010 5:11:19 PM |
| fairness-lotus3 | $50.00 | $50.00 | 8/2/2010 5:11:29 PM |
| top-sensible-yield | $50.00 | $50.00 | 8/2/2010 5:11:37 PM |
| trade-cello | $25.00 | $25.00 | 8/2/2010 5:11:49 PM |
| Mostyle | $25.00 | $25.00 | 8/2/2010 5:11:55 PM |
| elasermd | $50.00 | $50.00 | 8/2/2010 5:12:03 PM |
| DukSerduk | $50.00 | $50.00 | 8/2/2010 5:09:31 PM |
| thefiringzod | $25.00 | $25.00 | 8/2/2010 5:12:07 PM |
| ommcd | $25.00 | $25.00 | 8/2/2010 5:09:55 PM |
| freesia54 | $50.00 | $50.00 | 8/2/2010 5:10:04 PM |
| saritha | $25.00 | $25.00 | 8/2/2010 5:12:34 PM |
| Emgolda | $25.00 | $25.00 | 8/2/2010 5:10:14 PM |
| virtualbank | $25.00 | $25.00 | 8/2/2010 5:12:40 PM |
| Citizenryan | $25.00 | $25.00 | 8/2/2010 5:12:45 PM |
| bayareainv | $100.00 | $100.00 | 8/2/2010 5:10:33 PM |
| telegon | $25.00 | $25.00 | 8/2/2010 5:10:47 PM |
| DeltaGambler | $25.00 | $25.00 | 8/2/2010 5:13:22 PM |
| RockCrown | $25.00 | $25.00 | 8/2/2010 5:11:12 PM |
| mar97 | $25.00 | $25.00 | 8/2/2010 5:11:20 PM |
| profitable-asset1 | $25.00 | $25.00 | 8/2/2010 5:11:27 PM |
| newest-generosity-saga | $25.00 | $25.00 | 8/2/2010 5:11:43 PM |
| mtpscuba | $25.00 | $25.00 | 8/2/2010 5:11:58 PM |
| adevadeh | $50.00 | $50.00 | 8/2/2010 5:12:11 PM |
| personal-lender | $25.00 | $25.00 | 8/2/2010 5:16:06 PM |
| lamsabuy | $50.00 | $50.00 | 8/2/2010 5:12:37 PM |
| Jack1966 | $25.00 | $25.00 | 8/2/2010 5:09:18 PM |
| orange-mighty-finance | $50.00 | $50.00 | 8/2/2010 5:09:21 PM |
| Mantis75 | $25.00 | $25.00 | 8/2/2010 5:16:15 PM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 8/2/2010 5:09:26 PM |
| NorthwestValue | $25.00 | $25.00 | 8/2/2010 5:12:57 PM |
| kulender | $40.00 | $40.00 | 8/2/2010 5:09:35 PM |
| norcaliboy22 | $25.00 | $25.00 | 8/2/2010 5:09:47 PM |
| shadowflame_99 | $25.00 | $25.00 | 8/2/2010 5:09:50 PM |
| worthy-wealth3 | $25.00 | $25.00 | 8/2/2010 5:13:19 PM |
| clean-loyalty | $25.00 | $25.00 | 8/2/2010 5:16:49 PM |
| steady-gain5 | $25.00 | $25.00 | 8/2/2010 5:13:23 PM |
| irisheyes9 | $50.00 | $50.00 | 8/2/2010 5:10:10 PM |
| moneyfriend | $50.00 | $50.00 | 8/2/2010 5:17:00 PM |
| Philosonie | $25.00 | $25.00 | 8/2/2010 5:10:25 PM |
| Weaverville | $25.00 | $25.00 | 8/2/2010 5:13:49 PM |
| cpbreton | $25.00 | $25.00 | 8/2/2010 5:10:37 PM |
| mtp | $50.00 | $50.00 | 8/2/2010 5:17:21 PM |
| Hogpilot | $50.00 | $50.00 | 8/2/2010 5:17:25 PM |
| hampa | $25.00 | $25.00 | 8/2/2010 5:10:49 PM |
| lagnisiruk | $25.00 | $25.00 | 8/2/2010 5:10:56 PM |
| jeffpac | $55.00 | $55.00 | 8/2/2010 5:17:31 PM |
| thestartuplender | $50.00 | $50.00 | 8/2/2010 5:11:00 PM |
| TheBiggTree | $25.00 | $25.00 | 8/2/2010 5:17:48 PM |
| meenan | $25.00 | $25.00 | 8/2/2010 5:15:00 PM |
| brewman | $25.00 | $25.00 | 8/2/2010 5:18:03 PM |
| ThomasC | $25.00 | $25.00 | 8/2/2010 5:11:22 PM |
| honorable-yield | $50.00 | $50.00 | 8/2/2010 5:11:46 PM |
| ingenious-order783 | $25.00 | $25.00 | 8/2/2010 5:18:33 PM |
| fcb202 | $50.00 | $50.00 | 8/2/2010 5:15:54 PM |
| buckyhead2000 | $25.00 | $25.00 | 8/2/2010 5:18:38 PM |
| velocity-alert1 | $50.00 | $50.00 | 8/2/2010 5:16:02 PM |
| gentle-gold | $25.00 | $25.00 | 8/2/2010 5:11:59 PM |
| kegs | $100.00 | $100.00 | 8/2/2010 5:16:08 PM |
| orgy63 | $25.00 | $25.00 | 8/2/2010 5:12:05 PM |
| cebgop | $25.00 | $25.00 | 8/2/2010 5:16:10 PM |
| hookUup | $25.00 | $25.00 | 8/2/2010 5:12:09 PM |
| malicea | $50.00 | $50.00 | 8/2/2010 5:12:20 PM |
| neighborly-hope6 | $100.00 | $100.00 | 8/2/2010 5:16:22 PM |
| best-ingenious-funds | $25.00 | $25.00 | 8/2/2010 5:19:01 PM |
| radforj22 | $50.00 | $50.00 | 8/2/2010 5:16:30 PM |
| Ivan2007 | $50.00 | $50.00 | 8/2/2010 5:16:34 PM |
| spname | $25.00 | $25.00 | 8/2/2010 5:16:39 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 8/2/2010 5:12:51 PM |
| Daneistes | $100.00 | $100.00 | 8/2/2010 5:16:43 PM |
| tensalis | $25.00 | $25.00 | 8/2/2010 5:12:55 PM |
| mrbanker | $100.00 | $100.00 | 8/2/2010 5:16:50 PM |
| comtnlover | $25.00 | $25.00 | 8/2/2010 5:13:04 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 8/2/2010 5:16:55 PM |
| golden-platinum7 | $25.00 | $25.00 | 8/2/2010 5:13:16 PM |
| ebgb234 | $25.00 | $25.00 | 8/2/2010 5:17:11 PM |
| Pasagam | $25.00 | $25.00 | 8/2/2010 5:13:25 PM |
| Musicman1950 | $25.00 | $25.00 | 8/2/2010 5:17:14 PM |
| Mr_Marcus | $50.00 | $50.00 | 8/2/2010 5:17:47 PM |
| Dreamconnection | $25.00 | $25.00 | 8/2/2010 5:17:50 PM |
| burgeoning-silver | $25.00 | $25.00 | 8/2/2010 5:18:08 PM |
| Tc11902 | $50.00 | $50.00 | 8/2/2010 5:14:07 PM |
| jjb3 | $25.00 | $25.00 | 8/2/2010 5:18:31 PM |
| transparency-halo | $25.00 | $25.00 | 8/2/2010 5:14:42 PM |
| important-ore | $50.00 | $50.00 | 8/2/2010 5:18:40 PM |
| adir1 | $25.00 | $25.00 | 8/2/2010 5:18:46 PM |
| bewitching-asset3 | $35.21 | $35.21 | 8/2/2010 5:15:01 PM |
| unclejaef | $25.00 | $25.00 | 8/2/2010 5:18:52 PM |
| funfamilyX4 | $25.00 | $25.00 | 8/2/2010 5:15:30 PM |
| economy-balance | $25.00 | $25.00 | 8/2/2010 5:15:57 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 8/2/2010 5:21:50 PM |
| badgermom | $25.00 | $25.00 | 8/2/2010 5:21:58 PM |
| hawkhelp | $25.00 | $25.00 | 8/2/2010 5:22:01 PM |
| nickel-ferret | $25.00 | $25.00 | 8/2/2010 5:22:21 PM |
| the-repayment-treaty | $25.00 | $25.00 | 8/2/2010 5:16:53 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 8/2/2010 5:17:09 PM |
| JPAW777 | $25.00 | $25.00 | 8/2/2010 5:22:29 PM |
| Skramar | $25.00 | $25.00 | 8/2/2010 5:17:28 PM |
| Kerrysbay | $50.00 | $50.00 | 8/2/2010 5:22:51 PM |
| radiant-cash | $100.00 | $100.00 | 8/2/2010 5:22:52 PM |
| Goodlender42 | $25.00 | $25.00 | 8/2/2010 5:17:42 PM |
| ok | $50.00 | $50.00 | 8/2/2010 5:17:51 PM |
| Patter256 | $25.00 | $25.00 | 8/2/2010 5:17:57 PM |
| tekkie2412 | $50.00 | $50.00 | 8/2/2010 5:18:37 PM |
| LALO79 | $25.00 | $25.00 | 8/2/2010 5:18:41 PM |
| dr-dollar | $25.00 | $25.00 | 8/2/2010 5:18:55 PM |
| commerce-voyager | $25.00 | $25.00 | 8/2/2010 5:18:57 PM |
| mlopez2007 | $25.00 | $25.00 | 8/2/2010 5:21:59 PM |
| CaptainBlueberry | $25.00 | $25.00 | 8/2/2010 5:22:16 PM |
| rocket20229 | $25.00 | $25.00 | 8/2/2010 5:22:19 PM |
| BadgerNotes | $25.00 | $25.00 | 8/2/2010 5:22:31 PM |
| azali | $25.00 | $25.00 | 8/2/2010 5:22:49 PM |
| lend_to_you | $25.00 | $25.00 | 8/2/2010 5:22:08 PM |
| NycDean | $50.00 | $50.00 | 8/2/2010 5:22:39 PM |
| Kame | $25.00 | $25.00 | 8/2/2010 5:22:45 PM |
| Bank_Of_XL | $25.00 | $25.00 | 8/2/2010 7:30:25 PM |
| blot44 | $25.00 | $25.00 | 8/2/2010 6:36:10 PM |
| wwwUniversal | $25.00 | $25.00 | 8/2/2010 8:29:14 PM |
| payout-pal | $25.00 | $25.00 | 8/3/2010 5:18:06 AM |
| octoberfresh | $25.00 | $25.00 | 8/3/2010 6:50:43 AM |
| interstellar | $50.00 | $50.00 | 8/3/2010 10:19:01 AM |
| grasscutter | $100.00 | $100.00 | 8/3/2010 1:32:47 PM |
| 267 bids
|
Borrower Payment Dependent Notes Series
469579
This series of Notes was issued and sold upon the funding of the borrower loan #43923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.5% |
Auction start date:
| Aug-02-2010 |
| |
Auction end date:
| Aug-03-2010 |
|
|
Starting lender yield:
| 10.40% |
Starting borrower rate/APR:
| 11.40% / 13.52% |
Starting monthly payment:
| $197.57 |
|
Final lender yield:
| 10.15% |
Final borrower rate/APR:
| 11.15% / 13.27% |
Final monthly payment:
| $196.86 |
| |
|
Auction yield range:
| 3.93% - 10.40% |
Estimated loss impact:
| 3.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,538 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| golden-commitment9 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I Cut The Cards/Help me reduce rate
I withdrew my prior listing because it appears the interest rate of 10% wasn't attactive.? So I changed it to 10.4% to the lender in hopes of making it more attractive.
Purpose of loan:
The loan will be used to pay off high rates on?4 cards so I can finally find financial peace.? By cutting my rate and paying in 3 years my monthly cost will only go up?25 dollars, yet shave years of payments off.? I am paying off 4 cards the day the funds are transferred to my account
My financial situation:
I am a great candidate for this loan because I love my job working in a program that helps people who can't afford health care get treatment.? Changing my credit cards to this 3 year loan is a good financial move for me.? My current gross income is $39,000 a year. My rent is $495 and my car (clear title) expenses are only gas, insurance and maintenance.? My credit card debt is $250 a month. My cable and phone bill totals $47 a month and I do not waste money on frivolous items.My largest expenses the past 3 months were for serious dental work as well as custom contacts which cost over $500 to fix my vision difficulties.
Why there is debt is the doubling of credit card rates that occurred 2 years ago and at the time I did not have a great job.? I certainly will not let you down if you assist me.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Weaverville | $50.00 | $50.00 | 8/2/2010 11:25:56 AM |
| ray1051 | $25.00 | $25.00 | 8/2/2010 11:30:40 AM |
| Artist_Blue | $25.00 | $25.00 | 8/2/2010 11:31:42 AM |
| jdrez | $25.00 | $25.00 | 8/2/2010 11:27:53 AM |
| richboy56 | $50.00 | $50.00 | 8/2/2010 11:32:01 AM |
| Picopie | $50.00 | $50.00 | 8/2/2010 11:32:32 AM |
| kbodendorf | $25.00 | $25.00 | 8/2/2010 11:45:10 AM |
| puifais | $25.00 | $25.00 | 8/2/2010 11:45:24 AM |
| heavy_ax | $25.00 | $25.00 | 8/2/2010 11:47:12 AM |
| kegs | $100.00 | $100.00 | 8/2/2010 11:47:20 AM |
| studious-bonus7 | $100.00 | $100.00 | 8/2/2010 11:47:49 AM |
| dollar-oracle55 | $25.00 | $25.00 | 8/2/2010 11:49:08 AM |
| enthralling-deal180 | $100.00 | $100.00 | 8/2/2010 11:49:25 AM |
| payout-achievement | $40.00 | $40.00 | 8/2/2010 11:44:54 AM |
| Pizza-man | $50.00 | $50.00 | 8/2/2010 11:46:04 AM |
| diplomatic-wealth7 | $50.00 | $50.00 | 8/2/2010 11:50:42 AM |
| maule | $25.00 | $25.00 | 8/2/2010 11:52:00 AM |
| sdr984 | $25.00 | $25.00 | 8/2/2010 11:50:30 AM |
| zhiguli | $25.00 | $25.00 | 8/2/2010 11:55:11 AM |
| MrDavid | $50.00 | $50.00 | 8/2/2010 11:56:32 AM |
| LenderDan | $50.00 | $50.00 | 8/2/2010 11:51:50 AM |
| chekat | $25.00 | $25.00 | 8/2/2010 11:57:15 AM |
| trade-doughnut5 | $25.00 | $25.00 | 8/2/2010 11:58:28 AM |
| tedsrfdude | $25.00 | $25.00 | 8/2/2010 11:57:51 AM |
| brutusbone | $25.00 | $25.00 | 8/2/2010 11:58:47 AM |
| capital_gains | $25.00 | $25.00 | 8/2/2010 12:02:21 PM |
| best-deal-banker | $25.00 | $25.00 | 8/2/2010 11:57:22 AM |
| srilm | $25.00 | $25.00 | 8/2/2010 11:57:59 AM |
| secobarbital | $50.00 | $50.00 | 8/2/2010 12:05:52 PM |
| leeball | $50.00 | $50.00 | 8/2/2010 12:04:22 PM |
| VBAces | $50.00 | $50.00 | 8/2/2010 11:59:17 AM |
| commerce-web5 | $25.00 | $25.00 | 8/2/2010 12:05:10 PM |
| bonus-buddy2 | $35.00 | $35.00 | 8/2/2010 12:00:22 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 8/2/2010 12:08:48 PM |
| CAGE-Investments | $25.00 | $25.00 | 8/2/2010 12:06:13 PM |
| greeninspirit | $25.00 | $25.00 | 8/2/2010 12:02:29 PM |
| haplender | $50.00 | $50.00 | 8/2/2010 12:07:35 PM |
| paymentologist | $25.00 | $25.00 | 8/2/2010 12:03:11 PM |
| klinebarger | $25.00 | $25.00 | 8/2/2010 12:12:29 PM |
| Goodlender42 | $25.00 | $25.00 | 8/2/2010 12:03:55 PM |
| mikrolown | $25.00 | $25.00 | 8/2/2010 12:13:39 PM |
| ctgscott | $25.00 | $25.00 | 8/2/2010 12:16:00 PM |
| the-productive-agreement | $25.00 | $25.00 | 8/2/2010 12:06:55 PM |
| hawkhelp | $25.00 | $25.00 | 8/2/2010 12:30:07 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 8/2/2010 12:33:19 PM |
| Wellman | $100.00 | $100.00 | 8/2/2010 12:33:50 PM |
| casaram | $25.00 | $25.00 | 8/2/2010 12:36:34 PM |
| alaco | $25.00 | $25.00 | 8/2/2010 12:36:40 PM |
| finance-vault | $25.00 | $25.00 | 8/2/2010 12:36:55 PM |
| radiant-fund | $25.00 | $25.00 | 8/2/2010 12:33:02 PM |
| jlot16 | $25.00 | $25.00 | 8/2/2010 12:34:22 PM |
| bewitching-asset3 | $25.00 | $25.00 | 8/2/2010 12:37:22 PM |
| objective-investor | $100.00 | $100.00 | 8/2/2010 12:43:28 PM |
| ms48105 | $25.00 | $25.00 | 8/2/2010 12:40:01 PM |
| crawfingers | $25.00 | $25.00 | 8/2/2010 12:45:20 PM |
| cathybiz | $25.00 | $25.00 | 8/2/2010 12:42:03 PM |
| harperpotok | $100.00 | $100.00 | 8/2/2010 12:54:32 PM |
| minista | $25.00 | $25.00 | 8/2/2010 12:55:47 PM |
| Minnechela | $25.00 | $25.00 | 8/2/2010 12:56:20 PM |
| fareast_man | $25.00 | $25.00 | 8/2/2010 12:44:22 PM |
| bestbid | $25.00 | $25.00 | 8/2/2010 12:54:41 PM |
| rcc7 | $50.00 | $50.00 | 8/2/2010 12:44:31 PM |
| radforj22 | $25.00 | $25.00 | 8/2/2010 12:55:20 PM |
| roadster199 | $25.00 | $25.00 | 8/2/2010 4:06:14 PM |
| bigdogsafety1 | $25.00 | $25.00 | 8/2/2010 3:55:55 PM |
| delicious-cash | $25.00 | $25.00 | 8/2/2010 3:59:20 PM |
| yield-lion | $25.00 | $25.00 | 8/2/2010 4:14:13 PM |
| redx | $25.00 | $25.00 | 8/2/2010 4:49:39 PM |
| credit-coach118 | $35.00 | $35.00 | 8/2/2010 5:24:18 PM |
| jstnow | $25.00 | $25.00 | 8/2/2010 5:30:04 PM |
| ethicalhumanist | $25.00 | $25.00 | 8/2/2010 5:31:52 PM |
| Ocean713 | $50.00 | $50.00 | 8/2/2010 5:30:48 PM |
| return-owner | $25.00 | $25.00 | 8/2/2010 9:05:52 PM |
| wwwUniversal | $25.00 | $25.00 | 8/2/2010 9:10:34 PM |
| well-rounded-dinero | $25.00 | $25.00 | 8/2/2010 7:34:07 PM |
| SlowGardener | $35.00 | $35.00 | 8/2/2010 7:57:22 PM |
| KDW08 | $25.00 | $25.00 | 8/2/2010 8:05:10 PM |
| TrustOne | $25.00 | $25.00 | 8/2/2010 9:20:58 PM |
| Interstate_Rate | $75.00 | $54.34 | 8/3/2010 1:15:13 AM |
| uralrider | $30.30 | $30.30 | 8/3/2010 6:45:31 AM |
| supreme-hope | $25.00 | $25.00 | 8/2/2010 11:27:30 AM |
| buraky | $50.00 | $50.00 | 8/2/2010 11:45:40 AM |
| xstreamin | $25.00 | $25.00 | 8/2/2010 11:46:10 AM |
| jigsaw | $100.00 | $100.00 | 8/2/2010 11:46:51 AM |
| buddy486 | $25.00 | $25.00 | 8/2/2010 11:48:08 AM |
| anders94 | $25.00 | $25.00 | 8/2/2010 11:48:54 AM |
| bid-czar8 | $100.00 | $100.00 | 8/2/2010 11:44:31 AM |
| income-fortress | $25.00 | $25.00 | 8/2/2010 11:45:54 AM |
| credit-investor5 | $50.00 | $50.00 | 8/2/2010 11:49:57 AM |
| proper-p2p6 | $100.00 | $100.00 | 8/2/2010 11:51:21 AM |
| green-moola-sniffer | $50.00 | $50.00 | 8/2/2010 11:46:34 AM |
| BeanCownter | $200.00 | $200.00 | 8/2/2010 11:47:33 AM |
| jbaum | $25.00 | $25.00 | 8/2/2010 11:48:14 AM |
| generous-deal6 | $25.00 | $25.00 | 8/2/2010 11:48:38 AM |
| financial-frenzy | $26.80 | $26.80 | 8/2/2010 11:49:20 AM |
| docktah | $50.00 | $50.00 | 8/2/2010 11:56:08 AM |
| speedy-point | $25.00 | $25.00 | 8/2/2010 11:51:02 AM |
| loyalist1 | $100.00 | $100.00 | 8/2/2010 11:59:43 AM |
| punctual-power7 | $25.00 | $25.00 | 8/2/2010 12:03:01 PM |
| priceless-money6 | $50.00 | $50.00 | 8/2/2010 11:56:51 AM |
| sweet-loan8 | $25.00 | $25.00 | 8/2/2010 12:09:43 PM |
| Hogpilot | $25.00 | $25.00 | 8/2/2010 12:01:57 PM |
| jt530 | $25.00 | $25.00 | 8/2/2010 12:10:32 PM |
| bonus-poplar2 | $50.00 | $50.00 | 8/2/2010 12:11:07 PM |
| Kilolani | $25.00 | $25.00 | 8/2/2010 12:02:49 PM |
| j2ee | $25.00 | $25.00 | 8/2/2010 12:09:33 PM |
| amint17 | $25.00 | $25.00 | 8/2/2010 12:10:45 PM |
| philosopher4 | $50.00 | $50.00 | 8/2/2010 12:05:22 PM |
| icchok | $50.00 | $50.00 | 8/2/2010 12:13:02 PM |
| ddog0224 | $25.00 | $25.00 | 8/2/2010 12:22:48 PM |
| rescue | $50.00 | $50.00 | 8/2/2010 12:07:09 PM |
| BabyLender | $25.00 | $25.00 | 8/2/2010 12:08:04 PM |
| blissful-note7 | $25.00 | $25.00 | 8/2/2010 12:27:11 PM |
| sensible-order2 | $50.00 | $50.00 | 8/2/2010 12:31:52 PM |
| bhrma1 | $25.00 | $25.00 | 8/2/2010 12:34:29 PM |
| the-determined-value | $25.00 | $25.00 | 8/2/2010 12:34:38 PM |
| the-purposeful-principal | $50.00 | $50.00 | 8/2/2010 12:34:44 PM |
| top-commitment-champ | $25.00 | $25.00 | 8/2/2010 12:23:18 PM |
| pleasant-basis | $25.00 | $25.00 | 8/2/2010 12:38:20 PM |
| Cheburashka | $25.00 | $25.00 | 8/2/2010 12:34:56 PM |
| cablenews | $50.00 | $50.00 | 8/2/2010 12:39:32 PM |
| mommyhelper | $25.00 | $25.00 | 8/2/2010 12:36:19 PM |
| slartibardfast | $25.00 | $25.00 | 8/2/2010 12:36:22 PM |
| spaceman1645 | $100.00 | $100.00 | 8/2/2010 12:41:22 PM |
| cash-spark3 | $25.00 | $25.00 | 8/2/2010 12:41:52 PM |
| aggielender | $25.00 | $25.00 | 8/2/2010 12:40:49 PM |
| visionary-community | $25.00 | $25.00 | 8/2/2010 12:42:41 PM |
| drkosh | $25.00 | $25.00 | 8/2/2010 12:37:35 PM |
| RetiredATC | $50.00 | $50.00 | 8/2/2010 12:38:50 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 8/2/2010 12:39:25 PM |
| ichibon | $100.00 | $100.00 | 8/2/2010 12:43:44 PM |
| geniusj | $25.00 | $25.00 | 8/2/2010 12:53:01 PM |
| availableloan | $25.00 | $25.00 | 8/2/2010 12:42:31 PM |
| transaction-aggregator7 | $25.00 | $25.00 | 8/2/2010 12:43:56 PM |
| mcds | $25.00 | $25.00 | 8/2/2010 12:54:18 PM |
| Blends | $35.00 | $35.00 | 8/2/2010 12:54:35 PM |
| reward-burger2 | $50.00 | $50.00 | 8/2/2010 12:44:48 PM |
| telegon | $25.00 | $25.00 | 8/2/2010 1:15:42 PM |
| happy-return4 | $50.00 | $50.00 | 8/2/2010 12:55:34 PM |
| SimpleChoice | $25.00 | $25.00 | 8/2/2010 2:14:20 PM |
| Paxman84 | $25.00 | $25.00 | 8/2/2010 4:03:36 PM |
| bmd23 | $58.56 | $58.56 | 8/2/2010 3:46:20 PM |
| dpjd | $50.00 | $50.00 | 8/2/2010 1:59:34 PM |
| utopia14 | $25.00 | $25.00 | 8/2/2010 1:59:44 PM |
| community-pipeline8 | $50.00 | $50.00 | 8/2/2010 4:29:22 PM |
| Chuck9802 | $25.00 | $25.00 | 8/2/2010 4:49:56 PM |
| Floridian71 | $25.00 | $25.00 | 8/2/2010 5:24:11 PM |
| truth-companion | $25.00 | $25.00 | 8/2/2010 9:14:22 PM |
| ramst41 | $100.00 | $100.00 | 8/2/2010 10:07:11 PM |
| paintedposies | $100.00 | $100.00 | 8/3/2010 1:01:02 AM |
| 150 bids
|
Borrower Payment Dependent Notes Series
469613
This series of Notes was issued and sold upon the funding of the borrower loan #43924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Aug-02-2010 |
| |
Auction end date:
| Aug-09-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $102.73 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 29.52% |
Final monthly payment:
| $100.73 |
| |
|
Auction yield range:
| 10.93% - 26.50% |
Estimated loss impact:
| 11.42% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.58% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,835 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| GreenMiss2007 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
Paying off an open credit line of with a recently spiked interest rate of 29.99%. The monthly payment on this loan will be significantly less than the current minimum payment on the card, which I have no problem currently meeting.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Rogelio48 | $30.00 | $30.00 | 8/2/2010 12:44:08 PM |
| payment-halo | $25.00 | $25.00 | 8/2/2010 4:22:39 PM |
| JustMee | $25.00 | $25.00 | 8/2/2010 5:50:30 PM |
| ptjg | $25.00 | $25.00 | 8/3/2010 10:36:00 AM |
| SolarMoonshine | $25.00 | $25.00 | 8/3/2010 10:45:56 AM |
| careful-compassion | $25.00 | $25.00 | 8/3/2010 10:29:57 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 8/4/2010 10:07:00 AM |
| Tycho | $26.00 | $26.00 | 8/5/2010 3:28:07 PM |
| loan-fate | $50.00 | $50.00 | 8/5/2010 6:37:35 PM |
| rakey | $25.00 | $25.00 | 8/6/2010 6:48:00 AM |
| wowlender | $25.00 | $25.00 | 8/6/2010 10:14:08 AM |
| wwwUniversal | $25.00 | $25.00 | 8/6/2010 12:28:03 PM |
| Smallbear | $25.00 | $25.00 | 8/6/2010 1:08:26 PM |
| changger | $50.00 | $50.00 | 8/6/2010 4:58:09 PM |
| trade-goblin9 | $25.00 | $25.00 | 8/6/2010 5:04:23 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 8/6/2010 3:29:56 PM |
| samurai2 | $25.00 | $25.00 | 8/6/2010 6:36:51 PM |
| interstellar | $50.00 | $50.00 | 8/6/2010 9:38:59 PM |
| spiff666 | $25.00 | $25.00 | 8/7/2010 10:21:38 AM |
| marwadi-62 | $100.00 | $100.00 | 8/7/2010 1:21:14 PM |
| platinum-czar | $50.00 | $50.00 | 8/7/2010 12:51:40 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 8/7/2010 6:01:25 PM |
| sdcc72 | $25.00 | $25.00 | 8/8/2010 2:33:14 PM |
| power-secret-agent | $25.00 | $25.00 | 8/8/2010 2:55:32 AM |
| Kyileo | $25.00 | $25.00 | 8/8/2010 4:07:11 PM |
| Free-the-usa-1776 | $25.00 | $25.00 | 8/9/2010 12:31:39 AM |
| AlexTrep | $25.00 | $25.00 | 8/9/2010 6:02:42 AM |
| bitano | $39.95 | $39.95 | 8/9/2010 8:18:16 AM |
| rate-hickory | $25.00 | $25.00 | 8/9/2010 8:01:12 AM |
| scroooge | $25.00 | $25.00 | 8/9/2010 9:32:34 AM |
| principal-star | $25.00 | $25.00 | 8/9/2010 10:04:10 AM |
| loanman2007 | $150.00 | $150.00 | 8/9/2010 10:39:33 AM |
| order-bee1 | $300.00 | $300.00 | 8/9/2010 11:13:21 AM |
| wild-orange | $25.00 | $25.00 | 8/9/2010 10:07:27 AM |
| first-dinero-igloo | $25.75 | $25.75 | 8/9/2010 11:15:31 AM |
| mercuriant | $25.00 | $25.00 | 8/2/2010 12:56:10 PM |
| nickel-position | $25.00 | $25.00 | 8/2/2010 1:34:10 PM |
| DasMula | $50.00 | $50.00 | 8/2/2010 3:35:50 PM |
| dws2380 | $25.00 | $25.00 | 8/3/2010 7:35:03 AM |
| luann199 | $25.00 | $25.00 | 8/5/2010 10:19:27 AM |
| Iloanyoumoney | $25.00 | $25.00 | 8/5/2010 11:30:40 AM |
| FinanceEngine | $25.00 | $25.00 | 8/6/2010 7:08:29 AM |
| new-peso-concerto | $100.00 | $100.00 | 8/6/2010 11:41:29 AM |
| shellstar | $35.00 | $35.00 | 8/6/2010 2:34:59 PM |
| Bob450 | $25.00 | $25.00 | 8/6/2010 3:44:03 PM |
| wonder3 | $50.00 | $50.00 | 8/7/2010 9:38:31 AM |
| greekgst99 | $25.00 | $17.30 | 8/7/2010 8:00:38 AM |
| SignatureCapital | $25.00 | $25.00 | 8/7/2010 9:49:18 AM |
| leverage-monger | $25.00 | $25.00 | 8/7/2010 3:03:30 PM |
| lucrative-coin | $100.00 | $100.00 | 8/7/2010 10:27:55 AM |
| power-secret-agent | $25.00 | $25.00 | 8/8/2010 2:55:49 AM |
| jcw3rd | $25.00 | $25.00 | 8/8/2010 8:15:28 AM |
| usbank | $25.00 | $25.00 | 8/8/2010 11:00:31 AM |
| wlm3012 | $25.00 | $25.00 | 8/8/2010 10:31:05 AM |
| ethicalhumanist | $25.00 | $25.00 | 8/8/2010 6:11:43 PM |
| attractive-fund | $50.00 | $50.00 | 8/9/2010 6:35:10 AM |
| lendstats_com | $200.00 | $200.00 | 8/9/2010 8:04:40 AM |
| Kash2010lu | $25.00 | $25.00 | 8/9/2010 10:21:09 AM |
| JGuide | $26.00 | $26.00 | 8/9/2010 11:17:09 AM |
| blue-useful-auction | $25.00 | $25.00 | 8/9/2010 11:15:38 AM |
| 60 bids
|
Borrower Payment Dependent Notes Series
469861
This series of Notes was issued and sold upon the funding of the borrower loan #43926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.6% |
Auction start date:
| Aug-03-2010 |
| |
Auction end date:
| Aug-10-2010 |
|
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $251.61 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $251.61 |
| |
|
Auction yield range:
| 2.93% - 7.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1976 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 800-819 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 14y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,634 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| indomitable-dedication7 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to? pay down credit cards
My financial situation:
I am a good candidate for this loan because? i pay my bills Note I was fully funded Posper could not get hold of me I was out of town
from July22 to Aug. 03 Thank You
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| top-sensible-yield | $50.00 | $50.00 | 8/3/2010 2:59:20 PM |
| DukSerduk | $25.00 | $25.00 | 8/3/2010 2:59:34 PM |
| reinforced-reward | $25.00 | $25.00 | 8/3/2010 2:59:10 PM |
| hampa | $25.00 | $25.00 | 8/3/2010 3:03:58 PM |
| GElender | $50.00 | $50.00 | 8/3/2010 2:59:11 PM |
| Artist_Blue | $25.00 | $25.00 | 8/3/2010 3:00:30 PM |
| Picopie | $50.00 | $50.00 | 8/3/2010 3:00:41 PM |
| ray1051 | $75.00 | $75.00 | 8/3/2010 3:02:21 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 8/3/2010 3:02:34 PM |
| meenan | $25.00 | $25.00 | 8/3/2010 3:02:40 PM |
| RussianPrincess | $100.00 | $100.00 | 8/3/2010 3:06:37 PM |
| Kattosha | $25.00 | $25.00 | 8/3/2010 3:03:05 PM |
| onlyinchicago | $25.00 | $25.00 | 8/3/2010 3:06:51 PM |
| afotherg | $40.00 | $40.00 | 8/3/2010 3:03:28 PM |
| DonaldColorado | $25.00 | $25.00 | 8/3/2010 3:02:28 PM |
| djs81 | $28.99 | $28.99 | 8/3/2010 3:07:23 PM |
| sanjl79 | $25.00 | $25.00 | 8/3/2010 3:03:44 PM |
| jbaum | $80.00 | $80.00 | 8/3/2010 3:04:01 PM |
| generous-deal6 | $25.00 | $25.00 | 8/3/2010 3:04:10 PM |
| thestartuplender | $50.00 | $50.00 | 8/3/2010 3:04:13 PM |
| majestic-dedication | $50.00 | $50.00 | 8/3/2010 3:03:32 PM |
| kyomoon | $50.00 | $50.00 | 8/3/2010 3:04:27 PM |
| trident9 | $50.00 | $50.00 | 8/3/2010 3:03:36 PM |
| fund-baker9 | $50.00 | $50.00 | 8/3/2010 3:08:15 PM |
| kegs | $100.00 | $100.00 | 8/3/2010 3:08:40 PM |
| neighborly-hope6 | $100.00 | $100.00 | 8/3/2010 3:09:08 PM |
| investment-network | $50.00 | $50.00 | 8/3/2010 3:09:10 PM |
| Ivan2007 | $50.00 | $50.00 | 8/3/2010 3:09:21 PM |
| CleeClee | $50.00 | $50.00 | 8/3/2010 3:10:01 PM |
| scott73 | $25.00 | $25.00 | 8/3/2010 3:05:19 PM |
| cash-sensai2 | $25.00 | $25.00 | 8/3/2010 3:05:22 PM |
| Octavian315 | $35.00 | $35.00 | 8/3/2010 3:05:30 PM |
| VBAces | $75.00 | $75.00 | 8/3/2010 3:10:18 PM |
| puifais | $50.00 | $50.00 | 8/3/2010 3:05:51 PM |
| ebgb234 | $25.00 | $25.00 | 8/3/2010 3:10:28 PM |
| malicea | $50.00 | $50.00 | 8/3/2010 3:05:55 PM |
| MoneyU4IA | $50.00 | $50.00 | 8/3/2010 3:06:57 PM |
| saritha | $25.00 | $25.00 | 8/3/2010 3:06:10 PM |
| Tc11902 | $50.00 | $50.00 | 8/3/2010 3:07:09 PM |
| platinum-genetics | $25.00 | $25.00 | 8/3/2010 3:11:04 PM |
| thesage | $25.00 | $25.00 | 8/3/2010 3:06:37 PM |
| BayShell | $50.00 | $50.00 | 8/3/2010 3:06:50 PM |
| entreprenooner | $25.00 | $25.00 | 8/3/2010 3:11:54 PM |
| economy-balance | $25.00 | $25.00 | 8/3/2010 3:08:11 PM |
| delicious-social132 | $40.00 | $40.00 | 8/3/2010 3:12:18 PM |
| funfamilyX4 | $25.00 | $25.00 | 8/3/2010 3:07:36 PM |
| alpinaut | $25.00 | $25.00 | 8/3/2010 3:12:28 PM |
| Mantis75 | $25.00 | $25.00 | 8/3/2010 3:08:47 PM |
| tekkie2412 | $50.00 | $50.00 | 8/3/2010 3:12:41 PM |
| ksmith08 | $50.00 | $50.00 | 8/3/2010 3:08:56 PM |
| unequaled-payout | $100.00 | $100.00 | 8/3/2010 3:08:01 PM |
| sandeepPR | $25.00 | $25.00 | 8/3/2010 3:13:05 PM |
| adir1 | $25.00 | $25.00 | 8/3/2010 3:13:15 PM |
| personal-lender | $25.00 | $25.00 | 8/3/2010 3:08:24 PM |
| silver-armada | $50.00 | $50.00 | 8/3/2010 3:09:36 PM |
| eyal0 | $25.00 | $25.00 | 8/3/2010 3:09:40 PM |
| best-deal-banker | $50.00 | $50.00 | 8/3/2010 3:09:51 PM |
| mrbanker | $100.00 | $100.00 | 8/3/2010 3:09:56 PM |
| gigabit | $40.30 | $40.30 | 8/3/2010 3:11:41 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 8/3/2010 3:10:22 PM |
| the-productive-agreement | $25.00 | $25.00 | 8/3/2010 3:11:45 PM |
| buckyhead2000 | $25.00 | $25.00 | 8/3/2010 3:12:45 PM |
| dr-dollar | $25.00 | $25.00 | 8/3/2010 3:13:46 PM |
| ijspence | $25.00 | $25.00 | 8/3/2010 3:12:22 PM |
| ingenious-order783 | $25.00 | $25.00 | 8/3/2010 3:12:34 PM |
| moola-man | $50.00 | $50.00 | 8/3/2010 3:12:39 PM |
| important-ore | $50.00 | $50.00 | 8/3/2010 3:12:56 PM |
| japper2353 | $25.00 | $25.00 | 8/3/2010 3:18:30 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 8/3/2010 3:19:32 PM |
| Cherrypicker06 | $25.00 | $25.00 | 8/3/2010 3:19:59 PM |
| credit-coach118 | $50.00 | $50.00 | 8/3/2010 3:20:28 PM |
| NycDean | $50.00 | $50.00 | 8/3/2010 3:19:08 PM |
| balance6 | $25.00 | $25.00 | 8/3/2010 3:18:29 PM |
| jstnow | $25.00 | $25.00 | 8/3/2010 3:20:38 PM |
| windfall46 | $25.00 | $25.00 | 8/3/2010 3:19:26 PM |
| cyonamine | $25.00 | $25.00 | 8/3/2010 3:19:56 PM |
| RandyL3 | $25.00 | $25.00 | 8/3/2010 3:20:46 PM |
| jsmith1450 | $66.91 | $66.91 | 8/3/2010 3:20:56 PM |
| TrustOne | $25.00 | $25.00 | 8/3/2010 3:21:07 PM |
| medman | $50.00 | $50.00 | 8/3/2010 3:21:16 PM |
| blot44 | $25.00 | $25.00 | 8/3/2010 6:08:40 PM |
| wwwUniversal | $25.00 | $25.00 | 8/3/2010 5:22:07 PM |
| dollarboy | $25.00 | $25.00 | 8/4/2010 6:15:05 AM |
| ansset | $25.00 | $25.00 | 8/4/2010 11:32:58 AM |
| Patrician | $25.00 | $25.00 | 8/5/2010 2:33:12 AM |
| dcap3 | $100.00 | $100.00 | 8/5/2010 8:23:32 AM |
| jasperpants | $25.00 | $25.00 | 8/6/2010 9:34:28 AM |
| outofoffice | $50.00 | $50.00 | 8/6/2010 11:30:05 AM |
| BURNERA_1 | $150.00 | $150.00 | 8/6/2010 5:36:46 PM |
| MonopolyDred | $44.42 | $44.42 | 8/7/2010 3:30:50 AM |
| Tsimmeej | $25.00 | $25.00 | 8/6/2010 9:47:53 PM |
| CharlieMS | $50.00 | $50.00 | 8/6/2010 10:18:59 PM |
| Richmp412 | $25.00 | $25.00 | 8/7/2010 6:51:58 AM |
| eddievegas415 | $27.31 | $27.31 | 8/7/2010 8:34:36 PM |
| AnthonyPierreFund | $25.00 | $25.00 | 8/9/2010 8:23:21 AM |
| moneytolend72 | $25.00 | $25.00 | 8/9/2010 10:53:01 AM |
| sunny1985 | $25.00 | $25.00 | 8/9/2010 12:54:06 PM |
| abnvette | $25.00 | $25.00 | 8/9/2010 2:44:38 PM |
| bughead | $25.00 | $25.00 | 8/9/2010 4:06:46 PM |
| AF_Trust | $33.77 | $33.77 | 8/9/2010 8:45:39 PM |
| bannybucks | $25.00 | $25.00 | 8/10/2010 6:32:45 AM |
| socal-lender | $25.00 | $25.00 | 8/9/2010 10:33:13 PM |
| grampy48 | $25.00 | $25.00 | 8/10/2010 2:33:50 PM |
| BankofBeth | $25.00 | $25.00 | 8/10/2010 12:59:06 PM |
| orgy63 | $40.00 | $40.00 | 8/3/2010 2:59:28 PM |
| meux99 | $25.00 | $25.00 | 8/3/2010 3:00:57 PM |
| community-pipeline8 | $50.00 | $50.00 | 8/3/2010 3:03:02 PM |
| freesia54 | $50.00 | $50.00 | 8/3/2010 3:03:14 PM |
| innocent-income4 | $25.00 | $25.00 | 8/3/2010 3:03:21 PM |
| Weaverville | $25.00 | $25.00 | 8/3/2010 3:00:45 PM |
| ThomasC | $25.00 | $25.00 | 8/3/2010 3:04:50 PM |
| Archchancellor | $50.00 | $50.00 | 8/3/2010 3:05:16 PM |
| Mostyle | $25.00 | $25.00 | 8/3/2010 3:05:25 PM |
| mtpscuba | $25.00 | $25.00 | 8/3/2010 3:05:28 PM |
| js60l | $25.00 | $25.00 | 8/3/2010 3:05:36 PM |
| thefiringzod | $25.00 | $25.00 | 8/3/2010 3:05:41 PM |
| virtualbank | $25.00 | $25.00 | 8/3/2010 3:06:12 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 8/3/2010 3:06:28 PM |
| trade-pragmatist | $25.00 | $25.00 | 8/3/2010 3:06:44 PM |
| Emgolda | $25.00 | $25.00 | 8/3/2010 3:03:24 PM |
| iolaire | $25.00 | $25.00 | 8/3/2010 3:06:58 PM |
| majormoves1 | $25.00 | $25.00 | 8/3/2010 3:07:22 PM |
| AF-Chief | $32.00 | $32.00 | 8/3/2010 3:03:45 PM |
| best-coin-miser | $50.00 | $50.00 | 8/3/2010 3:07:29 PM |
| bayareainv | $37.74 | $37.74 | 8/3/2010 3:03:49 PM |
| simplelender80 | $100.00 | $100.00 | 8/3/2010 3:07:32 PM |
| ideal-penny8 | $25.00 | $25.00 | 8/3/2010 3:03:55 PM |
| suave-dollar | $40.00 | $40.00 | 8/3/2010 3:03:06 PM |
| lagnisiruk | $25.00 | $25.00 | 8/3/2010 3:04:05 PM |
| OCLend | $25.00 | $25.00 | 8/3/2010 3:08:02 PM |
| fcb202 | $50.00 | $50.00 | 8/3/2010 3:08:07 PM |
| djh47a | $25.00 | $25.00 | 8/3/2010 3:03:37 PM |
| RockCrown | $25.00 | $25.00 | 8/3/2010 3:04:34 PM |
| cpbreton | $25.00 | $25.00 | 8/3/2010 3:03:50 PM |
| cebgop | $25.00 | $25.00 | 8/3/2010 3:08:41 PM |
| ready-loan | $25.00 | $25.00 | 8/3/2010 3:04:52 PM |
| angelinvestor2 | $25.00 | $25.00 | 8/3/2010 3:04:57 PM |
| Approved1234 | $50.00 | $50.00 | 8/3/2010 3:05:07 PM |
| MrDavid | $50.00 | $50.00 | 8/3/2010 3:09:12 PM |
| leftcoast52 | $25.00 | $25.00 | 8/3/2010 3:04:39 PM |
| adevadeh | $50.00 | $50.00 | 8/3/2010 3:05:48 PM |
| profitable-asset1 | $25.00 | $25.00 | 8/3/2010 3:05:01 PM |
| newest-generosity-saga | $25.00 | $25.00 | 8/3/2010 3:05:08 PM |
| honorable-yield | $50.00 | $50.00 | 8/3/2010 3:05:11 PM |
| TexasLender2007 | $25.00 | $25.00 | 8/3/2010 3:06:25 PM |
| sensible-gain884 | $50.00 | $50.00 | 8/3/2010 3:06:32 PM |
| kulender | $25.00 | $25.00 | 8/3/2010 3:06:36 PM |
| gold-commander0 | $50.00 | $50.00 | 8/3/2010 3:06:03 PM |
| lamsabuy | $48.62 | $48.62 | 8/3/2010 3:06:11 PM |
| successful-euro | $50.00 | $50.00 | 8/3/2010 3:07:07 PM |
| Citizenryan | $25.00 | $25.00 | 8/3/2010 3:06:19 PM |
| Mr_Marcus | $50.00 | $50.00 | 8/3/2010 3:11:28 PM |
| Investoman | $100.00 | $100.00 | 8/3/2010 3:12:02 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 8/3/2010 3:12:12 PM |
| kenji4861 | $25.00 | $25.00 | 8/3/2010 3:07:52 PM |
| velocity-alert1 | $50.00 | $50.00 | 8/3/2010 3:08:23 PM |
| tech310 | $100.00 | $100.00 | 8/3/2010 3:09:31 PM |
| truth-image | $50.00 | $50.00 | 8/3/2010 3:10:35 PM |
| radforj22 | $50.00 | $50.00 | 8/3/2010 3:09:18 PM |
| mtp | $50.00 | $50.00 | 8/3/2010 3:10:37 PM |
| Hogpilot | $50.00 | $50.00 | 8/3/2010 3:10:41 PM |
| TriSail | $25.00 | $25.00 | 8/3/2010 3:09:32 PM |
| Skramar | $25.00 | $25.00 | 8/3/2010 3:10:46 PM |
| clean-loyalty | $25.00 | $25.00 | 8/3/2010 3:09:51 PM |
| joshua18 | $25.00 | $25.00 | 8/3/2010 3:10:58 PM |
| Goodlender42 | $25.00 | $25.00 | 8/3/2010 3:11:05 PM |
| 16888 | $42.33 | $42.33 | 8/3/2010 3:09:59 PM |
| moneyfriend | $50.00 | $50.00 | 8/3/2010 3:10:14 PM |
| jeffpac | $55.00 | $55.00 | 8/3/2010 3:10:52 PM |
| inspired-contract9 | $75.00 | $75.00 | 8/3/2010 3:12:08 PM |
| kevinchu | $25.00 | $25.00 | 8/3/2010 3:16:56 PM |
| BeanCownter | $200.00 | $200.00 | 8/3/2010 3:11:58 PM |
| unclejaef | $25.00 | $25.00 | 8/3/2010 3:13:25 PM |
| commerce-voyager | $25.00 | $25.00 | 8/3/2010 3:13:48 PM |
| jazzlender | $25.00 | $25.00 | 8/3/2010 3:12:33 PM |
| hawkhelp | $25.00 | $25.00 | 8/3/2010 3:18:26 PM |
| pakrbkr | $25.00 | $25.00 | 8/3/2010 3:13:17 PM |
| klinebarger | $25.00 | $25.00 | 8/3/2010 3:13:54 PM |
| aggielender | $50.00 | $50.00 | 8/3/2010 3:19:48 PM |
| vtach87 | $50.00 | $50.00 | 8/3/2010 3:18:31 PM |
| CaptainBlueberry | $25.00 | $25.00 | 8/3/2010 3:18:42 PM |
| Kame | $25.00 | $25.00 | 8/3/2010 3:19:11 PM |
| ArtemisFitzlebottom | $50.00 | $50.00 | 8/3/2010 3:18:18 PM |
| badgermom | $25.00 | $25.00 | 8/3/2010 3:18:21 PM |
| grampy48 | $25.00 | $25.00 | 8/3/2010 3:20:00 PM |
| benefit-piano5 | $25.00 | $25.00 | 8/3/2010 3:19:09 PM |
| Moron_Buffet | $25.00 | $12.61 | 8/3/2010 3:21:19 PM |
| rjw_mpwr | $25.00 | $25.00 | 8/3/2010 3:19:38 PM |
| wampum-reaction2 | $25.00 | $25.00 | 8/3/2010 3:19:58 PM |
| CirC | $25.00 | $25.00 | 8/3/2010 3:20:16 PM |
| midifool | $25.00 | $25.00 | 8/4/2010 1:26:23 AM |
| RememberToForget | $50.00 | $50.00 | 8/4/2010 5:22:42 AM |
| capital-star5 | $25.00 | $25.00 | 8/5/2010 9:39:29 AM |
| otalon | $25.00 | $25.00 | 8/6/2010 5:10:11 PM |
| elevated-finance | $50.00 | $50.00 | 8/6/2010 5:27:31 PM |
| CharlieMS | $50.00 | $50.00 | 8/6/2010 10:21:12 PM |
| floridahelper | $50.00 | $50.00 | 8/7/2010 10:01:53 AM |
| impartial-deal | $25.00 | $25.00 | 8/7/2010 1:43:37 PM |
| RandyL3 | $25.00 | $25.00 | 8/8/2010 3:14:57 PM |
| Digs | $25.00 | $25.00 | 8/9/2010 11:43:53 AM |
| debt-legend | $25.00 | $25.00 | 8/9/2010 5:42:35 PM |
| trustworthy-finance6 | $100.00 | $100.00 | 8/10/2010 7:01:20 AM |
| thebadpelican | $25.00 | $25.00 | 8/10/2010 9:23:34 AM |
| 203 bids
|
Borrower Payment Dependent Notes Series
469869
This series of Notes was issued and sold upon the funding of the borrower loan #43918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 36.6% |
Auction start date:
| Aug-04-2010 |
| |
Auction end date:
| Aug-11-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $339.27 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $339.27 |
| |
|
Auction yield range:
| 16.93% - 34.00% |
Estimated loss impact:
| 38.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -4.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Aug-2010) |
Inquiries last 6m:
| 13 | Employment status: | Employed |
|
Now delinquent:
| 9 |
Current / open credit lines:
| 9
/
11 | Length of status: | 10y 3m |
|
Amount delinquent:
| $11,914 |
Total credit lines:
| 51 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,842 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| interest-crusader3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Ad Budget for Summer Tour Season
Purpose of loan:
This loan will be used to fund a short term internet advertising campaign for my company, Uncle Sam's New York Tours, which provides Walking Tours, Pub Crawls, Night Tours, and Shopping tours in New York City for guests all over the world.? Our motto is to show you New York, allow you to meet new people, and go home with a story.
Here is the company website that we will be funding advertising for:
www.unclesamsnewyork.com
My financial situation:
I am a good candidate for this loan because we have just finished rebuilding our website, fixed our shopping cart, and we are ready to do some major advertising for the summer, fall and Christmas seasons with Google AdWords.
My Credit Score is a little lower because I have had to access personal sources of credit to fund the rebuilding of our website.
Monthly net income: $ 16,500
Monthly expenses: $
??Housing: $ 2,000
??Insurance: $ 200
??Car expenses: $200
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 1000
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 8000
??Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Winning Bids
julian_rojas72 has bid a total of
$1,199.09 in winning bids.
"Verified Military Officer active duty status. Great justification for current delinquencies. Great Bid!"
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JGuide | $300.00 | $300.00 | 8/6/2010 5:22:18 PM |
| loanman2007 | $100.00 | $100.00 | 8/7/2010 5:18:46 AM |
| kingston1 | $25.00 | $25.00 | 8/10/2010 3:30:15 PM |
| Jaffet | $3,139.88 | $3,139.88 | 8/10/2010 9:53:25 PM |
| Kash2010lu | $50.00 | $50.00 | 8/11/2010 4:41:03 AM |
| Military-2-Military | $2,000.00 | $2,000.00 | 8/11/2010 2:58:33 AM |
| Rip128 | $100.00 | $100.00 | 8/11/2010 6:06:48 AM |
| alexgalt | $100.00 | $100.00 | 8/10/2010 9:57:58 PM |
| bmw2 | $30.00 | $30.00 | 8/11/2010 7:17:01 AM |
| deal-promiser | $25.00 | $25.00 | 8/11/2010 8:33:20 AM |
| orbital-dollar2 | $25.00 | $25.00 | 8/11/2010 11:16:05 AM |
| wlm3012 | $25.00 | $25.00 | 8/11/2010 8:25:52 AM |
| tcbmc | $31.03 | $31.03 | 8/11/2010 1:12:49 PM |
| Frosty | $65.00 | $65.00 | 8/10/2010 4:31:47 PM |
| julian_rojas72 | $1,748.66 | $1,199.09 | 8/10/2010 9:53:56 PM |
| Leshan | $100.00 | $100.00 | 8/11/2010 3:48:53 AM |
| MrPie | $25.00 | $25.00 | 8/11/2010 8:45:06 AM |
| WonByOne | $25.00 | $25.00 | 8/11/2010 10:49:02 AM |
| california5andime | $25.00 | $25.00 | 8/11/2010 12:03:15 PM |
| Kash2010lu | $50.00 | $50.00 | 8/11/2010 12:05:50 PM |
| Bob450 | $60.00 | $60.00 | 8/11/2010 8:02:16 AM |
| 21 bids
|
Borrower Payment Dependent Notes Series
470015
This series of Notes was issued and sold upon the funding of the borrower loan #43970, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Aug-05-2010 |
| |
Auction end date:
| Aug-12-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.46% |
Starting monthly payment:
| $61.64 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.46% |
Final monthly payment:
| $61.64 |
| |
|
Auction yield range:
| 10.89% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,471 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| compassionate-contract2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation + entrepreneur
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because? I am a responsible and hard working individual who was laid off last year and has been working part time jobs since.? I started my own business a few months ago and I am pursuing entrepreneurial interests.? You could be helping out the next Warren Buffet!? ha ha
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 8/5/2010 3:09:49 PM |
| transaction-circuit | $25.00 | $25.00 | 8/5/2010 3:10:19 PM |
| personal-lender | $25.00 | $20.67 | 8/5/2010 3:15:41 PM |
| Tycho | $26.00 | $26.00 | 8/5/2010 3:28:10 PM |
| Free-the-usa-1776 | $25.00 | $25.00 | 8/9/2010 10:55:03 PM |
| heatherwood | $50.00 | $50.00 | 8/10/2010 9:22:29 AM |
| duty-monger | $50.00 | $50.00 | 8/11/2010 9:51:50 AM |
| frogperson | $50.00 | $50.00 | 8/11/2010 2:14:45 PM |
| MechEngLender | $25.00 | $25.00 | 8/11/2010 2:17:47 PM |
| hektek22 | $300.00 | $300.00 | 8/11/2010 5:27:03 PM |
| loan-eagle9 | $25.00 | $25.00 | 8/12/2010 8:01:49 AM |
| msgslg68 | $30.00 | $30.00 | 8/12/2010 9:36:04 AM |
| dorfinia | $50.00 | $50.00 | 8/12/2010 10:02:25 AM |
| Phatt-Daddy | $25.00 | $25.00 | 8/12/2010 6:55:39 AM |
| top-courteous-peso | $50.00 | $50.00 | 8/12/2010 11:03:13 AM |
| johnk317 | $100.00 | $100.00 | 8/12/2010 10:48:43 AM |
| balance-handshake7 | $25.00 | $25.00 | 8/5/2010 3:15:33 PM |
| reward-adventure | $30.00 | $30.00 | 8/5/2010 3:15:06 PM |
| Whipster | $50.00 | $50.00 | 8/9/2010 11:58:47 AM |
| loan-fate | $50.00 | $50.00 | 8/9/2010 9:05:45 PM |
| Ven58 | $25.00 | $25.00 | 8/10/2010 9:22:40 AM |
| wwwUniversal | $25.00 | $25.00 | 8/10/2010 3:40:57 PM |
| revenue-appraiser | $45.00 | $45.00 | 8/11/2010 12:21:52 PM |
| mckhbnpc | $30.00 | $30.00 | 8/11/2010 3:06:01 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 8/11/2010 11:25:05 PM |
| Leshan | $33.33 | $33.33 | 8/12/2010 7:31:18 AM |
| capital-kingdom | $25.00 | $25.00 | 8/12/2010 6:23:10 AM |
| marwadi-62 | $100.00 | $100.00 | 8/12/2010 8:22:13 AM |
| AlexTrep | $25.00 | $25.00 | 8/12/2010 10:47:30 AM |
| wild-orange | $25.00 | $25.00 | 8/12/2010 10:50:07 AM |
| spike22 | $25.00 | $25.00 | 8/12/2010 2:05:52 PM |
| VonAp | $85.00 | $85.00 | 8/12/2010 2:22:30 PM |
| 32 bids
|
Borrower Payment Dependent Notes Series
470033
This series of Notes was issued and sold upon the funding of the borrower loan #43930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Aug-05-2010 |
| |
Auction end date:
| Aug-12-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $184.92 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $184.92 |
| |
|
Auction yield range:
| 10.89% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $910 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ingenious-moola0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit cards car repairs
Purpose of loan:
This loan will be used to?
pay off credit cards, car repairs
My financial situation:
I am a good candidate for this loan because?
I have been employed with same company for seven years, pay my bills, my goal is to be debt free, I?have?lived in same apartment complex for 3 years.? I am stable, dependable
Monthly net income: $
$2,200 month or more, get overtime, hours vary between 2 to 10 per week
Monthly expenses: $ Housing $700/month, $67/mon car insurance, car expenses $50, utilities $65/mon, $128 phone/cable/internet/ food approx $150/mon, credit cards approx $400 mon
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Best of luck! - sfmf
A:
Thank you.
(Aug-12-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 8/5/2010 3:09:50 PM |
| personal-lender | $25.00 | $25.00 | 8/5/2010 3:15:42 PM |
| reward-adventure | $30.00 | $30.00 | 8/5/2010 3:15:07 PM |
| important-openness1 | $100.00 | $100.00 | 8/5/2010 3:20:42 PM |
| MikeyZ2008 | $49.00 | $49.00 | 8/6/2010 10:27:49 AM |
| simplelender80 | $61.19 | $61.19 | 8/8/2010 11:36:14 PM |
| larrybird | $100.00 | $100.00 | 8/9/2010 11:33:05 AM |
| asiaratt | $40.08 | $40.08 | 8/9/2010 11:50:07 AM |
| sensible-trade | $100.00 | $100.00 | 8/10/2010 6:39:03 AM |
| Tycho | $26.00 | $26.00 | 8/10/2010 7:28:58 AM |
| payment-gusto | $25.00 | $25.00 | 8/10/2010 3:39:14 PM |
| magnolia161 | $50.00 | $50.00 | 8/10/2010 3:38:54 PM |
| Whipster | $75.00 | $75.00 | 8/10/2010 6:18:08 PM |
| dcap3 | $75.00 | $75.00 | 8/11/2010 7:23:38 AM |
| moola-wildebeest3 | $41.24 | $41.24 | 8/11/2010 1:43:00 PM |
| delivery | $25.00 | $25.00 | 8/11/2010 2:16:20 PM |
| the-silver-blaster | $50.00 | $50.00 | 8/11/2010 2:18:42 PM |
| Cybercusp | $25.00 | $25.00 | 8/11/2010 2:15:19 PM |
| kaykarun | $25.00 | $25.00 | 8/11/2010 2:19:54 PM |
| blue_skies_ahead | $25.00 | $25.00 | 8/11/2010 2:17:50 PM |
| pound-flow | $25.00 | $25.00 | 8/11/2010 2:18:07 PM |
| loan_doctor | $25.00 | $25.00 | 8/11/2010 2:16:23 PM |
| saffron4 | $25.00 | $25.00 | 8/11/2010 2:18:58 PM |
| financial-frenzy | $50.00 | $50.00 | 8/11/2010 2:19:31 PM |
| orbital-velocity7 | $50.00 | $50.00 | 8/11/2010 2:19:39 PM |
| AlexTrep | $25.00 | $25.00 | 8/11/2010 2:36:04 PM |
| bountiful-durability | $100.00 | $100.00 | 8/11/2010 2:21:13 PM |
| b2m80s | $25.00 | $25.00 | 8/11/2010 4:57:42 PM |
| anton | $65.47 | $65.47 | 8/11/2010 5:03:11 PM |
| divedude | $25.00 | $25.00 | 8/11/2010 6:53:37 PM |
| CaboWaboRobo | $25.00 | $25.00 | 8/11/2010 6:53:45 PM |
| marketplace-cello5 | $25.00 | $25.00 | 8/11/2010 6:53:50 PM |
| bajaruss | $25.00 | $25.00 | 8/11/2010 6:55:13 PM |
| Cre8iveCash | $25.00 | $25.00 | 8/11/2010 6:55:02 PM |
| mudaholic | $25.00 | $25.00 | 8/11/2010 9:07:40 PM |
| dinero-mason | $50.00 | $50.00 | 8/12/2010 2:57:28 AM |
| compassion-paladin042 | $25.00 | $25.00 | 8/12/2010 3:37:29 AM |
| wbahl | $25.00 | $25.00 | 8/11/2010 9:15:11 PM |
| red-favorable-basis | $25.00 | $25.00 | 8/11/2010 9:17:55 PM |
| JFKPilot | $25.00 | $25.00 | 8/11/2010 6:53:52 PM |
| lostontheedge | $25.00 | $25.00 | 8/11/2010 6:54:23 PM |
| dparkhom | $25.00 | $25.00 | 8/11/2010 6:54:27 PM |
| GreenNotes | $26.16 | $11.98 | 8/12/2010 4:52:47 AM |
| balance-gatherer1 | $25.00 | $25.00 | 8/11/2010 8:14:08 PM |
| Phatt-Daddy | $25.00 | $25.00 | 8/12/2010 7:01:20 AM |
| treasure-bliss | $59.77 | $59.77 | 8/11/2010 9:17:48 PM |
| dano1965 | $36.44 | $36.44 | 8/12/2010 10:19:11 AM |
| LAM26 | $25.00 | $25.00 | 8/12/2010 3:37:28 AM |
| simplewareinc | $34.21 | $34.21 | 8/12/2010 4:52:37 AM |
| wwwUniversal | $25.00 | $25.00 | 8/12/2010 4:57:55 AM |
| sfmf | $25.00 | $25.00 | 8/12/2010 11:43:30 AM |
| benefit-boots | $25.00 | $25.00 | 8/12/2010 10:45:46 AM |
| top-courteous-peso | $50.00 | $50.00 | 8/12/2010 11:03:14 AM |
| balance-handshake7 | $25.00 | $25.00 | 8/5/2010 3:15:33 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/5/2010 3:17:13 PM |
| copper | $30.00 | $30.00 | 8/6/2010 3:33:54 PM |
| Moneypenny6 | $25.00 | $25.00 | 8/6/2010 4:16:00 PM |
| skuba | $25.00 | $25.00 | 8/7/2010 5:52:59 AM |
| frogperson | $100.00 | $100.00 | 8/7/2010 10:33:42 AM |
| enthralling-deal180 | $45.26 | $45.26 | 8/8/2010 2:12:30 PM |
| kegs | $100.00 | $100.00 | 8/9/2010 11:32:56 AM |
| cablenews | $25.00 | $25.00 | 8/9/2010 11:34:22 AM |
| kind-bill-supporter | $50.00 | $50.00 | 8/9/2010 11:34:57 AM |
| Comoparklender | $40.00 | $40.00 | 8/9/2010 11:48:13 AM |
| leodaguy | $100.00 | $100.00 | 8/9/2010 11:50:33 AM |
| BeanCownter | $100.00 | $100.00 | 8/9/2010 11:50:27 AM |
| mtp | $50.00 | $50.00 | 8/10/2010 4:40:50 AM |
| inspiring-reward | $100.00 | $100.00 | 8/10/2010 3:37:24 PM |
| cash-spark3 | $25.00 | $25.00 | 8/10/2010 3:38:40 PM |
| bchen78875 | $25.00 | $25.00 | 8/11/2010 2:39:27 AM |
| SolarMoonshine | $25.00 | $25.00 | 8/11/2010 10:26:00 AM |
| Nerdster1 | $25.00 | $25.00 | 8/11/2010 2:15:48 PM |
| wanna-help | $25.00 | $25.00 | 8/11/2010 1:42:49 PM |
| schoolchamp | $25.00 | $25.00 | 8/11/2010 2:17:57 PM |
| Marathoner | $50.00 | $50.00 | 8/11/2010 2:18:01 PM |
| FASTIZIO_P | $27.00 | $27.00 | 8/11/2010 2:14:03 PM |
| AAAInvestments | $25.00 | $25.00 | 8/11/2010 2:15:59 PM |
| thestartuplender | $50.00 | $50.00 | 8/11/2010 2:20:52 PM |
| bullish2bearish | $30.00 | $30.00 | 8/11/2010 2:20:57 PM |
| igotmoney | $25.00 | $25.00 | 8/11/2010 2:19:24 PM |
| friendlyviking | $50.00 | $50.00 | 8/11/2010 2:21:00 PM |
| head | $25.00 | $25.00 | 8/11/2010 2:16:11 PM |
| shanedog | $50.00 | $50.00 | 8/11/2010 2:17:39 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 8/11/2010 2:19:29 PM |
| bnlforever | $25.00 | $25.00 | 8/11/2010 2:19:43 PM |
| zorg77 | $25.00 | $25.00 | 8/11/2010 2:20:54 PM |
| punctual-worth | $25.00 | $25.00 | 8/11/2010 2:43:23 PM |
| benwalla | $50.00 | $50.00 | 8/11/2010 4:52:52 PM |
| zeelender | $25.00 | $25.00 | 8/11/2010 6:54:02 PM |
| unbeatable-wealth | $25.00 | $25.00 | 8/11/2010 8:38:02 PM |
| tuneman1980 | $25.00 | $25.00 | 8/11/2010 6:55:00 PM |
| decisive-capital | $35.80 | $35.80 | 8/11/2010 9:15:32 PM |
| transaction-animal8 | $25.00 | $25.00 | 8/11/2010 4:32:55 PM |
| mt3209 | $25.00 | $25.00 | 8/11/2010 4:37:33 PM |
| ITExec | $25.14 | $25.14 | 8/11/2010 8:54:18 PM |
| credit-wheel7 | $25.00 | $25.00 | 8/11/2010 8:54:24 PM |
| NoMoreDebt4Me | $25.00 | $25.00 | 8/12/2010 4:52:38 AM |
| JSON | $25.00 | $25.00 | 8/11/2010 9:08:09 PM |
| christifa | $25.00 | $25.00 | 8/11/2010 5:32:28 PM |
| flwah | $25.00 | $25.00 | 8/11/2010 6:54:21 PM |
| PatRichi | $25.00 | $25.00 | 8/11/2010 6:54:54 PM |
| FASTIZIO_P | $25.00 | $25.00 | 8/12/2010 4:52:31 AM |
| kmwvma | $25.00 | $25.00 | 8/11/2010 6:55:05 PM |
| FeedTheMachine | $27.73 | $27.73 | 8/11/2010 7:23:22 PM |
| HammerSmith | $25.00 | $25.00 | 8/12/2010 9:07:15 AM |
| 108lender | $75.00 | $75.00 | 8/11/2010 8:50:10 PM |
| derec | $25.00 | $25.00 | 8/11/2010 8:53:07 PM |
| Leshan | $33.33 | $33.33 | 8/12/2010 7:33:34 AM |
| Phantom99 | $25.00 | $25.00 | 8/11/2010 9:08:40 PM |
| loan-master996 | $28.94 | $28.94 | 8/11/2010 9:17:45 PM |
| loan-fate | $50.00 | $50.00 | 8/11/2010 9:17:51 PM |
| wealth-multiplier | $25.00 | $25.00 | 8/11/2010 9:19:19 PM |
| Hokie83 | $25.00 | $25.00 | 8/11/2010 11:27:26 PM |
| mdf | $36.42 | $36.42 | 8/12/2010 4:52:41 AM |
| marwadi-62 | $50.00 | $50.00 | 8/12/2010 8:22:45 AM |
| revenue-appraiser | $30.00 | $30.00 | 8/12/2010 8:46:52 AM |
| johnk317 | $100.00 | $100.00 | 8/12/2010 10:49:40 AM |
| Bob450 | $30.00 | $30.00 | 8/12/2010 1:41:04 PM |
| 118 bids
|
Borrower Payment Dependent Notes Series
470191
This series of Notes was issued and sold upon the funding of the borrower loan #43920, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Aug-05-2010 |
| |
Auction end date:
| Aug-10-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $224.34 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $224.34 |
| |
|
Auction yield range:
| 13.89% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1981 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
4 | Length of status: | 4y 11m |
|
Amount delinquent:
| $2,485 |
Total credit lines:
| 36 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,269 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| scholarly-community3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
investment
Purpose of loan:
This loan will be used to??remodel a home?
My financial situation:
I am a good candidate for this loan because??I have a good payback history and it is within my budget.?
Monthly net income: $ 3,641?
Monthly expenses: $
??Housing: $ 0?
??Insurance: $ 0
??Car expenses: $ 120?
??Utilities: $ 0
??Phone, cable, internet: $ 45?
??Food, entertainment: $ 150
??Clothing, household expenses $ 50?
??Credit cards and other loans: $ 50
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Now delinquent: 3
Amount delinquent: $2,485
?? - JGuide
A:
I'm sorry. I don't know what this means.
(Aug-09-2010)
Q:
According to your credit report above you are like 60 days or more late on around $2500 worth of bills? What's the deal? - JGuide
A:
I don't know anything about that. I checked my credit report last week and everything is current. I made sure of that before applying for a loan. The only thing that i'll be paying for is a school loan that dosn't start payment till Feb 2011. The only recurring charges I have is my cell phone witch is $40.
(Aug-10-2010)
Q:
I think this is what the other person was asking you: On your credit report, it says you are Now delinquent on 3 accounts, the delinquent sum on this is $2,485? - exchange-cowbell5
A:
I don't know anything about that. I checked my credit report last week and everything is current. I made sure of that before applying for a loan. The only thing that i'll be paying for is a school loan that dosn't start payment till Feb 2011. The only recurring charges I have is my cell phone witch is $40.
(Aug-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| simplelender80 | $100.00 | $100.00 | 8/5/2010 3:08:24 PM |
| Artist_Blue | $25.00 | $25.00 | 8/5/2010 3:10:03 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/5/2010 3:13:37 PM |
| loyalist1 | $50.00 | $50.00 | 8/5/2010 3:20:33 PM |
| lowlite6647 | $25.00 | $25.00 | 8/5/2010 4:44:13 PM |
| indomitable-dedication | $25.00 | $25.00 | 8/5/2010 4:44:29 PM |
| zippy-interest | $25.00 | $25.00 | 8/5/2010 4:45:04 PM |
| zone8 | $100.00 | $100.00 | 8/5/2010 4:46:03 PM |
| important-openness1 | $100.00 | $100.00 | 8/5/2010 3:20:55 PM |
| worthy-bid8 | $25.00 | $25.00 | 8/5/2010 4:46:15 PM |
| miggy5 | $25.00 | $25.00 | 8/5/2010 4:46:25 PM |
| rapid-power2 | $25.00 | $25.00 | 8/5/2010 4:53:04 PM |
| admirable-basis1 | $25.00 | $25.00 | 8/5/2010 4:43:33 PM |
| neutrino6 | $25.00 | $25.00 | 8/5/2010 4:53:41 PM |
| AKgirl81 | $25.00 | $25.00 | 8/5/2010 4:55:02 PM |
| aasx1108 | $25.00 | $25.00 | 8/5/2010 4:55:04 PM |
| special-currency6 | $25.00 | $25.00 | 8/5/2010 4:46:09 PM |
| marketplace-cello5 | $25.00 | $25.00 | 8/5/2010 4:55:41 PM |
| gimincorp | $25.00 | $25.00 | 8/5/2010 4:46:37 PM |
| apeloans | $25.00 | $25.00 | 8/5/2010 4:55:56 PM |
| Aleut | $25.00 | $25.00 | 8/5/2010 4:46:47 PM |
| balance-hercules | $62.18 | $62.18 | 8/5/2010 4:56:03 PM |
| papaloha | $37.04 | $37.04 | 8/5/2010 4:56:38 PM |
| jengachamp | $25.00 | $25.00 | 8/5/2010 4:56:47 PM |
| treasure-bliss | $100.00 | $100.00 | 8/5/2010 4:57:11 PM |
| mizount | $25.00 | $25.00 | 8/5/2010 4:53:59 PM |
| Jonb6919 | $25.00 | $25.00 | 8/5/2010 4:57:25 PM |
| The_Secret | $25.00 | $25.00 | 8/5/2010 4:54:20 PM |
| SirJev | $25.00 | $25.00 | 8/5/2010 4:54:26 PM |
| genuine-responsibility8 | $25.00 | $25.00 | 8/5/2010 4:43:52 PM |
| shiny-dollar9 | $25.00 | $25.00 | 8/5/2010 4:54:31 PM |
| Craig_B | $25.00 | $25.00 | 8/5/2010 4:54:35 PM |
| studious-principal5 | $25.00 | $25.00 | 8/5/2010 4:44:15 PM |
| VBAces | $25.00 | $25.00 | 8/5/2010 4:58:03 PM |
| Comoparklender | $50.00 | $50.00 | 8/5/2010 4:44:31 PM |
| authoritative-platinum7 | $25.00 | $25.00 | 8/5/2010 4:58:13 PM |
| jeromeyuan | $25.00 | $25.00 | 8/5/2010 4:55:07 PM |
| tech310 | $25.00 | $25.00 | 8/5/2010 4:45:26 PM |
| 108lender | $75.00 | $75.00 | 8/5/2010 4:45:31 PM |
| KHU2-B | $25.00 | $25.00 | 8/5/2010 4:55:32 PM |
| investment-forte | $25.00 | $25.00 | 8/5/2010 4:58:52 PM |
| bountiful-durability | $50.00 | $50.00 | 8/5/2010 4:55:43 PM |
| golden-cat | $25.00 | $25.00 | 8/5/2010 4:55:48 PM |
| teller | $25.00 | $25.00 | 8/5/2010 4:56:01 PM |
| cablenews | $25.00 | $25.00 | 8/5/2010 4:46:20 PM |
| stock106 | $25.00 | $25.00 | 8/5/2010 4:56:05 PM |
| ThatDanGuy | $30.00 | $30.00 | 8/5/2010 4:56:18 PM |
| WalnutCreekguy | $25.00 | $25.00 | 8/5/2010 5:00:23 PM |
| deal-secret-agent | $25.00 | $25.00 | 8/5/2010 5:01:12 PM |
| Yanwoo | $25.00 | $25.00 | 8/5/2010 4:54:28 PM |
| BenOrt | $25.00 | $25.00 | 8/5/2010 4:58:02 PM |
| forthright-dedication | $25.00 | $25.00 | 8/5/2010 4:59:30 PM |
| asset-professor | $25.00 | $25.00 | 8/5/2010 4:56:04 PM |
| rescue | $100.00 | $100.00 | 8/5/2010 4:56:06 PM |
| mg6619 | $25.00 | $25.00 | 8/5/2010 4:56:39 PM |
| first-restless-payout | $50.00 | $50.00 | 8/5/2010 5:01:08 PM |
| magnolia161 | $25.00 | $25.00 | 8/5/2010 4:56:56 PM |
| patriot897 | $25.00 | $25.00 | 8/5/2010 5:01:24 PM |
| nrowland | $25.00 | $25.00 | 8/5/2010 4:57:03 PM |
| kmr2 | $100.00 | $100.00 | 8/5/2010 4:57:34 PM |
| metro457 | $40.00 | $40.00 | 8/5/2010 4:58:15 PM |
| finance-prescription | $50.00 | $50.00 | 8/5/2010 4:58:23 PM |
| financial-frenzy | $25.00 | $25.00 | 8/5/2010 5:01:16 PM |
| payment-gusto | $25.00 | $25.00 | 8/5/2010 7:42:32 PM |
| winmals | $25.00 | $25.00 | 8/5/2010 9:47:24 PM |
| Interstate_Rate | $95.61 | $95.61 | 8/5/2010 11:09:31 PM |
| CPAMAN | $25.00 | $25.00 | 8/5/2010 11:26:25 PM |
| dedicated-diversification5 | $61.78 | $61.78 | 8/5/2010 11:43:52 PM |
| loan-kung-fu | $25.00 | $25.00 | 8/5/2010 11:53:33 PM |
| soulful-truth | $25.00 | $25.00 | 8/5/2010 11:55:56 PM |
| Georgetastic | $25.00 | $25.00 | 8/6/2010 5:32:51 AM |
| tuneman1980 | $25.00 | $25.00 | 8/6/2010 5:32:55 AM |
| AlexTrep | $25.00 | $25.00 | 8/6/2010 5:32:46 AM |
| SBT | $25.00 | $25.00 | 8/6/2010 5:32:50 AM |
| barefootpaul | $25.00 | $25.00 | 8/6/2010 5:32:54 AM |
| inspiring-reward | $25.00 | $25.00 | 8/6/2010 5:32:50 AM |
| LuvToLend | $25.00 | $25.00 | 8/6/2010 5:32:55 AM |
| leverage-monger | $25.00 | $25.00 | 8/9/2010 2:17:51 PM |
| income-rocker2 | $50.00 | $50.00 | 8/10/2010 12:22:43 PM |
| orbital-dollar2 | $25.00 | $25.00 | 8/10/2010 3:42:19 PM |
| reward-adventure | $30.00 | $30.00 | 8/5/2010 3:15:19 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/5/2010 3:15:23 PM |
| personal-lender | $25.00 | $25.00 | 8/5/2010 3:16:04 PM |
| gelidfrank | $25.00 | $25.00 | 8/5/2010 4:44:23 PM |
| nowits10 | $25.00 | $25.00 | 8/5/2010 4:44:25 PM |
| nybanker85 | $75.00 | $75.00 | 8/5/2010 4:45:11 PM |
| rock-turner | $25.00 | $25.00 | 8/5/2010 4:45:24 PM |
| HHP | $25.00 | $25.00 | 8/5/2010 4:46:23 PM |
| WBB21 | $25.00 | $25.00 | 8/5/2010 4:53:07 PM |
| mimoney16 | $25.00 | $25.00 | 8/5/2010 4:53:38 PM |
| ADSFL05 | $25.00 | $25.00 | 8/5/2010 4:53:43 PM |
| njlom | $25.00 | $25.00 | 8/5/2010 4:54:08 PM |
| kashikoe | $25.00 | $25.00 | 8/5/2010 4:44:21 PM |
| thrifty-funds1 | $25.00 | $25.00 | 8/5/2010 4:54:41 PM |
| jga516 | $25.00 | $25.00 | 8/5/2010 4:54:47 PM |
| jeffreyd81 | $25.00 | $25.00 | 8/5/2010 4:55:06 PM |
| comicdoc | $25.00 | $25.00 | 8/5/2010 4:45:55 PM |
| Nerdster1 | $25.00 | $25.00 | 8/5/2010 4:55:38 PM |
| Diamond_Jim | $25.00 | $25.00 | 8/5/2010 4:46:40 PM |
| GiantAardvark | $25.00 | $25.00 | 8/5/2010 4:56:32 PM |
| GeorgiaCredit | $25.00 | $25.00 | 8/5/2010 4:53:05 PM |
| flexible-vigilance7 | $25.00 | $25.00 | 8/5/2010 4:53:24 PM |
| murtaza | $25.00 | $25.00 | 8/5/2010 4:53:51 PM |
| RMB-Investments | $25.00 | $25.00 | 8/5/2010 4:54:01 PM |
| lendme2 | $25.00 | $25.00 | 8/5/2010 4:57:24 PM |
| jmcdon7230 | $25.00 | $25.00 | 8/5/2010 4:54:36 PM |
| haplender | $50.00 | $50.00 | 8/5/2010 4:44:18 PM |
| Palacios | $50.00 | $50.00 | 8/5/2010 4:58:00 PM |
| ValyaLibra01 | $25.00 | $25.00 | 8/5/2010 4:44:37 PM |
| PhalanxBulldog | $25.00 | $25.00 | 8/5/2010 4:54:49 PM |
| kind-efficient-credit | $25.00 | $25.00 | 8/5/2010 4:44:40 PM |
| tshurts | $25.00 | $25.00 | 8/5/2010 4:54:59 PM |
| autonomous-truth | $25.00 | $25.00 | 8/5/2010 4:44:53 PM |
| schpere | $25.00 | $25.00 | 8/5/2010 4:45:17 PM |
| AAAInvestments | $25.00 | $25.00 | 8/5/2010 4:58:34 PM |
| money-bauble | $100.00 | $100.00 | 8/5/2010 4:56:07 PM |
| brother_tam | $50.00 | $50.00 | 8/5/2010 4:59:41 PM |
| ukstevenhawaii | $50.00 | $50.00 | 8/5/2010 4:53:02 PM |
| selfmademan | $25.00 | $25.00 | 8/5/2010 4:59:51 PM |
| zorg77 | $25.00 | $25.00 | 8/5/2010 4:56:37 PM |
| magusfoo | $25.00 | $25.00 | 8/5/2010 4:53:03 PM |
| S-Master | $25.00 | $25.00 | 8/5/2010 5:00:02 PM |
| DUDE66 | $25.00 | $25.00 | 8/5/2010 4:57:04 PM |
| bid-czar8 | $93.09 | $93.09 | 8/5/2010 4:53:32 PM |
| nerdfactor | $25.00 | $25.00 | 8/5/2010 4:53:36 PM |
| bigbryan98 | $25.00 | $25.00 | 8/5/2010 4:53:48 PM |
| javajo22 | $25.00 | $25.00 | 8/5/2010 4:53:57 PM |
| Rattlehead | $25.00 | $25.00 | 8/5/2010 5:01:18 PM |
| GrooveBiz | $44.54 | $44.54 | 8/5/2010 4:54:33 PM |
| greenback-amplifier | $25.00 | $25.00 | 8/5/2010 4:54:37 PM |
| shrewd-deal | $25.00 | $25.00 | 8/5/2010 4:55:05 PM |
| newest-inspiring-power | $25.00 | $25.00 | 8/5/2010 4:55:37 PM |
| cgkid | $25.00 | $25.00 | 8/5/2010 4:56:09 PM |
| kidsskipp | $25.00 | $25.00 | 8/5/2010 4:58:06 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 8/5/2010 4:59:44 PM |
| cda3 | $50.00 | $50.00 | 8/5/2010 6:47:37 PM |
| copper | $30.00 | $30.00 | 8/5/2010 11:06:41 PM |
| hard-working-loot | $25.00 | $25.00 | 8/5/2010 11:51:16 PM |
| wellsfrugal | $25.00 | $25.00 | 8/6/2010 12:57:43 AM |
| MitchD | $25.00 | $25.00 | 8/5/2010 11:13:23 PM |
| eronyc | $25.00 | $25.00 | 8/5/2010 11:17:46 PM |
| phredd | $25.00 | $25.00 | 8/5/2010 11:34:36 PM |
| Havana21 | $25.00 | $25.00 | 8/5/2010 11:34:39 PM |
| kindness-hickory5 | $25.00 | $25.00 | 8/6/2010 5:32:45 AM |
| mfosterii | $25.00 | $25.00 | 8/6/2010 5:32:54 AM |
| Raser | $25.00 | $25.00 | 8/6/2010 5:32:48 AM |
| Redmond | $25.00 | $25.00 | 8/6/2010 5:32:52 AM |
| auction-workhorse679 | $25.00 | $25.00 | 8/6/2010 5:32:49 AM |
| newgroom422 | $25.00 | $25.00 | 8/6/2010 5:32:53 AM |
| benevolent1 | $25.00 | $0.76 | 8/6/2010 5:32:57 AM |
| hyrolln | $25.00 | $25.00 | 8/6/2010 10:39:23 AM |
| 151 bids
|
Borrower Payment Dependent Notes Series
470577
This series of Notes was issued and sold upon the funding of the borrower loan #43929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Aug-09-2010 |
| |
Auction end date:
| Aug-13-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $157.04 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $157.04 |
| |
|
Auction yield range:
| 13.89% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 11m |
|
Amount delinquent:
| $8,466 |
Total credit lines:
| 31 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,994 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tidesachangin |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 560-579
(Feb-2008)
640-659
(May-2007)
|
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
First Prosper Loan was paid in full
Purpose of loan:
This loan will be used to?consolidate debts and pay money owed to a good friend.
My financial situation:
I am a good candidate for this loan because?
this is my second prosper loan, and the first was paid full. I am employed in a stable work environment as a Registered Nurse.
Monthly net income: $ 4100
Monthly expenses: $
??Housing: $ 700
??Insurance: $ 50
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 8/9/2010 2:46:05 PM |
| alexgalt | $100.00 | $100.00 | 8/9/2010 2:47:17 PM |
| simplelender80 | $100.00 | $100.00 | 8/9/2010 2:47:44 PM |
| reward-adventure | $30.00 | $30.00 | 8/9/2010 2:51:25 PM |
| personal-lender | $25.00 | $25.00 | 8/9/2010 2:52:30 PM |
| frugalinvestor20 | $25.00 | $25.00 | 8/9/2010 2:47:55 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/9/2010 2:49:29 PM |
| SCbutterfly | $25.00 | $25.00 | 8/9/2010 5:18:48 PM |
| investmentgroup | $25.00 | $25.00 | 8/9/2010 8:46:51 PM |
| rubylender | $25.00 | $25.00 | 8/10/2010 9:37:20 AM |
| djmgd790 | $100.00 | $100.00 | 8/10/2010 12:11:42 PM |
| cablenews | $25.00 | $25.00 | 8/10/2010 12:08:40 PM |
| selector568 | $100.00 | $100.00 | 8/10/2010 12:12:29 PM |
| transaction-animal8 | $25.00 | $25.00 | 8/11/2010 8:28:36 AM |
| exchange-dreams | $25.00 | $25.00 | 8/11/2010 8:46:33 PM |
| flexible-vigilance7 | $25.00 | $25.00 | 8/12/2010 7:41:34 AM |
| twjh | $25.00 | $25.00 | 8/12/2010 11:07:33 AM |
| WOODETROY | $50.00 | $50.00 | 8/12/2010 2:29:05 PM |
| golffish2 | $100.00 | $100.00 | 8/12/2010 11:07:20 AM |
| ore-dojo | $25.00 | $25.00 | 8/12/2010 3:12:09 PM |
| bobd32 | $25.00 | $25.00 | 8/12/2010 3:56:09 PM |
| ralf206 | $25.00 | $25.00 | 8/12/2010 7:09:28 PM |
| MrMoneyBags | $25.00 | $25.00 | 8/13/2010 5:38:19 AM |
| frogperson | $150.00 | $150.00 | 8/12/2010 9:52:20 PM |
| top-courteous-peso | $25.00 | $25.00 | 8/9/2010 2:47:53 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/9/2010 2:51:42 PM |
| UCLA4life | $35.00 | $35.00 | 8/9/2010 2:54:20 PM |
| important-openness1 | $100.00 | $100.00 | 8/9/2010 2:56:08 PM |
| zone8 | $32.38 | $32.38 | 8/9/2010 8:02:39 PM |
| justice-trailblazer0 | $25.00 | $25.00 | 8/9/2010 11:09:34 PM |
| investment-thinker4 | $25.00 | $25.00 | 8/10/2010 5:21:39 AM |
| mikeandcat | $49.45 | $49.45 | 8/10/2010 5:37:29 AM |
| principal-mermaid | $317.26 | $317.26 | 8/10/2010 6:46:57 AM |
| abnvette | $25.00 | $25.00 | 8/10/2010 12:09:05 PM |
| seadogs | $25.00 | $25.00 | 8/10/2010 1:51:22 PM |
| kegs | $100.00 | $100.00 | 8/10/2010 3:39:38 PM |
| larrybird | $100.00 | $100.00 | 8/10/2010 3:39:44 PM |
| CommunityArts_Non-profit | $40.00 | $40.00 | 8/10/2010 5:25:46 PM |
| HammerSmith | $25.00 | $25.00 | 8/10/2010 6:37:55 PM |
| FarmersBank | $25.00 | $25.00 | 8/10/2010 8:09:30 PM |
| bchen78875 | $25.00 | $25.00 | 8/11/2010 2:40:42 AM |
| atomantic | $25.00 | $25.00 | 8/11/2010 11:17:16 AM |
| kind-bill-supporter | $25.00 | $20.91 | 8/11/2010 2:18:10 PM |
| Aberdeen | $400.00 | $400.00 | 8/11/2010 2:29:57 PM |
| oracle3 | $50.00 | $50.00 | 8/11/2010 2:20:44 PM |
| Aberdeen | $400.00 | $400.00 | 8/11/2010 2:28:34 PM |
| CoolPlexer | $25.00 | $25.00 | 8/11/2010 5:51:58 PM |
| reflective-rupee | $25.00 | $25.00 | 8/11/2010 9:30:56 PM |
| ComputerCash25 | $25.00 | $25.00 | 8/12/2010 7:56:17 AM |
| woodlance | $200.00 | $200.00 | 8/12/2010 11:12:35 AM |
| dynamic-capital | $25.00 | $25.00 | 8/12/2010 2:10:30 PM |
| nickel-position | $25.00 | $25.00 | 8/12/2010 2:20:42 PM |
| lean-ore9 | $25.00 | $25.00 | 8/12/2010 3:21:48 PM |
| bondhedger | $25.00 | $25.00 | 8/12/2010 3:58:22 PM |
| MoneyBag4366 | $50.00 | $50.00 | 8/12/2010 4:07:03 PM |
| dime-sanctuary | $25.00 | $25.00 | 8/13/2010 6:49:18 AM |
| LindaRicci | $25.00 | $25.00 | 8/13/2010 5:31:50 AM |
| 57 bids
|
Borrower Payment Dependent Notes Series
471059
This series of Notes was issued and sold upon the funding of the borrower loan #43921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.8% |
Auction start date:
| Aug-11-2010 |
| |
Auction end date:
| Aug-13-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $140.55 |
|
Final lender yield:
| 24.75% |
Final borrower rate/APR:
| 25.75% / 29.27% |
Final monthly payment:
| $140.55 |
| |
|
Auction yield range:
| 10.89% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.34% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
11 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,449 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Dyhouston2 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 70% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 7
( 30% )
| 600-619
(Nov-2009)
620-639
(Jun-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off (and close) credit cards and unsecured loans.? Due to some emergency expenses earlier in the year, I became overextended in credit, and would like to consoldiate.?
My financial situation:
I am a good candidate for this loan because?my debt/income ratio is low, and I make my payments on time, as evidenced by the fact that my credit score is rising.? I actually paid off my other Propser loan?more than 1 year early.??? I also?want to address why I had several late payments early during my previous Prosper loan.? When I requested the first loan it was for moving expenses due to a divorce. Unfortunately, I was saddled with all of my ex-husband's debt as well as mine. It took some time for me to manage all of the due dates, and to make them coincide with my pay periods, which at the time were bi-weekly. Now, I've been promoted and am paid monthly. All my monthly payments are made at the same time - and on time. Again please note that my first loan was ultimately paid off early.
Monthly net income: $ 5,400
Monthly expenses: $
??Housing: $ 1,400
??Insurance: $ 125
??Car expenses: $?289
??Utilities: $ 400
??Phone, cable, internet: $ 250
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $?1,200? (will be consolidated with this loan)
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 8/11/2010 2:35:40 PM |
| reward-adventure | $30.00 | $30.00 | 8/11/2010 2:32:53 PM |
| personal-lender | $25.00 | $25.00 | 8/11/2010 2:33:30 PM |
| lendstats_com | $25.00 | $25.00 | 8/11/2010 2:34:13 PM |
| schpere | $25.00 | $25.00 | 8/11/2010 2:35:54 PM |
| cablenews | $25.00 | $25.00 | 8/11/2010 2:39:58 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 8/11/2010 2:30:11 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/11/2010 2:32:54 PM |
| jleng | $25.00 | $25.00 | 8/11/2010 5:07:29 PM |
| Rattlehead | $25.00 | $25.00 | 8/11/2010 5:07:34 PM |
| payment-gusto | $25.00 | $25.00 | 8/11/2010 5:07:29 PM |
| metro457 | $25.00 | $25.00 | 8/11/2010 5:07:35 PM |
| Comoparklender | $25.00 | $25.00 | 8/11/2010 2:36:52 PM |
| Sibelius2 | $25.00 | $25.00 | 8/11/2010 6:54:17 PM |
| patriot897 | $25.00 | $25.00 | 8/11/2010 2:38:19 PM |
| apostle901 | $25.00 | $25.00 | 8/11/2010 9:08:32 PM |
| asset-professor | $25.00 | $25.00 | 8/11/2010 4:12:26 PM |
| assetmanager | $25.00 | $25.00 | 8/11/2010 8:50:19 PM |
| kidsskipp | $25.00 | $25.00 | 8/11/2010 5:07:35 PM |
| authoritative-platinum7 | $25.00 | $25.00 | 8/11/2010 5:07:49 PM |
| currency-oak | $25.00 | $25.00 | 8/11/2010 9:15:27 PM |
| auction-workhorse679 | $25.00 | $25.00 | 8/12/2010 9:33:19 AM |
| bryantsh | $25.00 | $25.00 | 8/12/2010 9:34:10 AM |
| Interstate_Rate | $89.07 | $89.07 | 8/11/2010 8:53:44 PM |
| DadWarbucks | $25.00 | $25.00 | 8/11/2010 8:59:27 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 8/11/2010 9:16:29 PM |
| titancash4u | $35.00 | $35.00 | 8/11/2010 10:20:52 PM |
| dinero-mason | $50.00 | $50.00 | 8/12/2010 2:53:21 AM |
| jns48 | $25.00 | $25.00 | 8/12/2010 4:52:33 AM |
| abnvette | $25.00 | $25.00 | 8/12/2010 9:43:56 AM |
| Speculator | $100.00 | $100.00 | 8/12/2010 10:39:18 AM |
| Sixmil | $25.00 | $25.00 | 8/12/2010 11:28:07 AM |
| neutrino6 | $25.00 | $25.00 | 8/12/2010 9:33:11 AM |
| reward-motion | $25.00 | $25.00 | 8/12/2010 9:44:30 AM |
| g0avs3327 | $25.00 | $25.00 | 8/12/2010 1:02:49 PM |
| PRGuyinVA | $25.00 | $25.00 | 8/12/2010 10:07:46 AM |
| laidback59 | $25.00 | $25.00 | 8/12/2010 11:40:17 AM |
| sharpchicago | $25.00 | $25.00 | 8/12/2010 12:58:53 PM |
| reflective-rupee | $25.00 | $25.00 | 8/12/2010 2:34:17 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/12/2010 2:29:02 PM |
| larrybird | $100.00 | $100.00 | 8/12/2010 3:37:21 PM |
| ralf206 | $200.00 | $200.00 | 8/12/2010 9:20:28 PM |
| portfolio-turbine | $25.00 | $25.00 | 8/12/2010 7:11:57 PM |
| frogperson | $150.00 | $143.88 | 8/12/2010 9:43:44 PM |
| MADAOO7 | $50.00 | $50.00 | 8/11/2010 2:36:58 PM |
| capital-lesson | $25.00 | $25.00 | 8/11/2010 2:37:01 PM |
| investment-forte | $25.00 | $25.00 | 8/11/2010 2:37:04 PM |
| copper | $30.00 | $30.00 | 8/11/2010 2:38:10 PM |
| kmr2 | $26.87 | $26.87 | 8/11/2010 2:35:55 PM |
| important-openness1 | $100.00 | $100.00 | 8/11/2010 2:36:25 PM |
| WalnutCreekguy | $25.00 | $25.00 | 8/11/2010 2:40:07 PM |
| HHP | $25.00 | $25.00 | 8/11/2010 5:07:38 PM |
| wellsfrugal | $25.00 | $25.00 | 8/11/2010 5:07:27 PM |
| forthright-dedication | $25.00 | $25.00 | 8/11/2010 5:07:31 PM |
| nybanker85 | $37.98 | $37.98 | 8/11/2010 5:07:37 PM |
| AAAInvestments | $25.00 | $25.00 | 8/11/2010 2:36:30 PM |
| tech310 | $25.00 | $25.00 | 8/11/2010 2:37:29 PM |
| worthy-bid8 | $43.59 | $43.59 | 8/11/2010 2:38:18 PM |
| uncleegg | $25.00 | $25.00 | 8/11/2010 2:39:40 PM |
| NYLG | $25.00 | $25.00 | 8/11/2010 8:58:39 PM |
| useful-p2ploan | $27.36 | $27.36 | 8/11/2010 9:15:21 PM |
| kindness-percolator5 | $25.00 | $25.00 | 8/11/2010 9:15:37 PM |
| simplelender80 | $250.00 | $250.00 | 8/11/2010 4:08:24 PM |
| bgood2016 | $25.00 | $25.00 | 8/11/2010 8:53:13 PM |
| momoney2lend | $25.00 | $25.00 | 8/11/2010 8:59:25 PM |
| cda3 | $25.00 | $25.00 | 8/11/2010 5:07:28 PM |
| rock-turner | $25.00 | $25.00 | 8/11/2010 5:07:33 PM |
| skuba | $25.00 | $25.00 | 8/11/2010 5:07:47 PM |
| aggresive-nickel2 | $25.00 | $25.00 | 8/11/2010 9:14:00 PM |
| SolarMoonshine | $25.00 | $25.00 | 8/11/2010 5:40:48 PM |
| PhalanxBulldog | $25.00 | $25.00 | 8/11/2010 8:53:04 PM |
| SDNLR | $25.00 | $25.00 | 8/11/2010 8:53:24 PM |
| atothez | $25.61 | $25.61 | 8/11/2010 8:56:16 PM |
| point-shooter | $25.00 | $25.00 | 8/12/2010 9:44:59 AM |
| lloyd_s | $25.00 | $25.00 | 8/12/2010 9:45:45 AM |
| treasure-bliss | $35.46 | $35.46 | 8/11/2010 9:23:06 PM |
| soulful-truth | $35.00 | $35.00 | 8/12/2010 10:07:44 AM |
| GoStrong | $100.00 | $100.00 | 8/12/2010 11:25:14 AM |
| zippy-interest | $25.00 | $25.00 | 8/12/2010 9:45:13 AM |
| Bailador | $25.00 | $25.00 | 8/12/2010 10:07:35 AM |
| seisen | $60.18 | $60.18 | 8/12/2010 10:40:41 AM |
| hard-working-loot | $25.00 | $25.00 | 8/12/2010 10:53:27 AM |
| cjames84 | $25.00 | $25.00 | 8/12/2010 2:02:26 PM |
| loan-squadron | $25.00 | $25.00 | 8/12/2010 2:02:36 PM |
| sfmf | $25.00 | $25.00 | 8/12/2010 11:43:42 AM |
| kegs | $100.00 | $100.00 | 8/12/2010 3:35:12 PM |
| bid-czar8 | $50.00 | $50.00 | 8/12/2010 7:13:39 PM |
| radar_love | $25.00 | $25.00 | 8/12/2010 7:20:17 PM |
| LindaRicci | $25.00 | $25.00 | 8/13/2010 5:49:04 AM |
| loanman2007 | $50.00 | $50.00 | 8/13/2010 7:06:25 AM |
| 90 bids
|