Sales Report:Supplement No. 10 dated Aug 11, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 449297
This series of Notes was issued and sold upon the funding of the borrower loan #43860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Jul-29-2010 
  Auction end date:  Aug-05-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $62.90
Final lender yield: 6.00% Final borrower rate/APR: 7.00% / 7.34% Final monthly payment: $61.75
 
Auction yield range: 2.93% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 4.45%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-2001 Debt/Income ratio: 6%
Credit score: 820-839 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 17 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,307Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: Yes  
Screen name: Melintas08 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Replacing Air Conditioning&Furnace
Purpose of loan:
This loan will be used to replace very old furnace and air condition?

My financial situation:
I am a good candidate for this loan because I always pay all my payment on time, fully pay credit card?every month,?very good credit score, no bad debt. I have 401K and ROTH IRA much larger than the loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
cebgop$25.00$25.007/29/2010 5:07:26 PM
RandyL3$25.00$25.007/29/2010 5:48:52 PM
wwwUniversal$25.00$25.007/29/2010 5:59:07 PM
turbospeed$25.00$25.007/29/2010 6:13:50 PM
Approved$25.00$25.007/29/2010 6:16:55 PM
interstellar$27.28$27.287/29/2010 6:23:05 PM
NoNameLender$44.42$44.427/29/2010 7:00:09 PM
Megatron404$25.00$25.008/1/2010 11:43:19 AM
AF_Trust$50.00$50.008/2/2010 10:30:00 AM
BlessedEveryDay$25.00$25.008/2/2010 1:17:27 PM
MSTCOURTJESTER$50.00$50.008/3/2010 12:24:50 PM
TabascoKat$31.00$31.008/3/2010 11:46:31 AM
scotty61$25.00$25.008/3/2010 5:13:24 PM
elevated-finance$32.89$32.898/3/2010 5:33:57 PM
Dollars4Rent$25.00$25.008/3/2010 8:34:48 PM
Snoopylover$25.00$25.008/4/2010 1:03:01 AM
Spkthewrd3$25.00$25.008/4/2010 7:05:44 AM
musicmender$50.00$50.008/4/2010 8:02:31 AM
HappyToLoan$30.00$30.008/4/2010 6:39:10 PM
qkinger$50.00$50.008/4/2010 9:58:50 PM
BlessedEveryDay$25.00$25.008/5/2010 4:54:28 AM
jmainc$25.00$25.008/5/2010 6:55:12 AM
trufan49$50.00$50.008/5/2010 7:29:42 AM
JB2006$25.00$25.008/5/2010 8:36:21 AM
Bodyboard$25.00$25.008/5/2010 9:16:47 AM
GenerousGentleMan$75.00$75.008/5/2010 9:35:28 AM
FundMaker$25.00$25.008/5/2010 12:20:37 PM
heerzaquestion$25.00$25.008/5/2010 1:32:16 PM
bannybucks$25.00$25.008/5/2010 1:13:00 PM
grasscutter$100.00$100.008/5/2010 3:02:25 PM
LawyerLoan$50.00$50.008/5/2010 2:10:40 PM
tieshuanpan$25.00$25.008/5/2010 1:40:57 PM
nbah123$50.00$50.008/5/2010 3:06:43 PM
emjaybee$25.00$25.008/5/2010 3:48:30 PM
Earnest_Money$25.00$7.007/29/2010 7:18:59 PM
blot44$25.00$25.007/29/2010 9:49:35 PM
rapid-currency$50.00$50.008/1/2010 10:37:39 PM
prainvestment$50.00$50.008/2/2010 10:14:14 AM
REITRUST$25.00$25.008/2/2010 11:00:12 AM
IwillHuntUdown$25.41$25.418/2/2010 6:47:07 PM
SpotLending$25.00$25.008/3/2010 11:11:52 AM
balanceheart$42.00$42.008/3/2010 11:47:25 AM
Sitgarath$25.00$25.008/3/2010 12:34:56 PM
GreenHill$30.00$30.008/3/2010 1:08:21 PM
bughead$25.00$25.008/3/2010 6:22:55 PM
eastindianprince$25.00$25.008/4/2010 8:27:15 AM
BipedalHominid$25.00$25.008/4/2010 12:20:01 PM
zx12rider$25.00$25.008/4/2010 9:35:09 PM
dmitriy2$25.00$25.008/4/2010 10:45:17 PM
hilsoon$25.00$25.008/5/2010 2:49:04 AM
The-Lighthouse-Group$25.00$25.008/5/2010 5:52:23 AM
REITRUST$25.00$25.008/5/2010 7:08:22 AM
wild-orange$100.00$100.008/5/2010 10:03:36 AM
Hotrod52$30.00$30.008/5/2010 11:03:27 AM
debt-legend$25.00$25.008/5/2010 11:06:45 AM
ryan6853$25.00$25.008/5/2010 1:44:47 PM
leverage-tsunami$25.00$25.008/5/2010 1:45:17 PM
jns48$25.00$25.008/5/2010 2:01:39 PM
malcolmreynolds$25.00$25.008/5/2010 2:35:20 PM
BaxterSandy$25.00$25.008/5/2010 4:04:15 PM
aafg69$25.00$25.008/5/2010 4:13:34 PM
61 bids
 
Borrower Payment Dependent Notes Series 460233
This series of Notes was issued and sold upon the funding of the borrower loan #43845, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,750.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 36.6% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-09-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $79.16
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $79.16
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 38.61%  
Lender servicing fee: 1.00% Estimated return: -4.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Oct-1996 Debt/Income ratio: 32%
Credit score: 620-639 (Jul-2010) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:10y 3m
Amount delinquent: $0 Total credit lines: 47 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,280Stated income:$50,000-$74,999
Delinquencies in last 7y: 18 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: TryItNow Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 24 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,250.00< 31 days late: 0 ( 0% )  
640-659 (Dec-2009)
640-659 (Nov-2009)
620-639 (Jul-2008)
600-619 (Mar-2008)
 
Principal balance: $523.58 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
Paying Off a Couple of Credit Cards
Purpose of loan:
This loan will be used?to pay off a couple of credit cards

My financial situation:
I am a good candidate for this loan because I have been re=building my credit and have been paying on my current Prosper loan for over 2 years and have never been late.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 360
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why is your revolving debt up substantially since the time of your first Prosper loan? Thanks and best wishes. - reflective-rupee
A: Had un-expected auto expenses and used my credit cards, this is what I hope to pay off with this loan. (Aug-04-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Jasmel$25.00$25.008/2/2010 11:33:29 AM
Moe87$25.00$25.008/2/2010 6:56:09 PM
zone6$100.00$69.998/4/2010 7:18:17 PM
FASTIZIO_P$25.00$25.008/5/2010 4:58:57 PM
dstolars$25.00$25.008/5/2010 5:16:23 PM
mrxtravis$25.00$25.008/6/2010 10:27:43 AM
mrxtravis$50.00$50.008/6/2010 10:27:48 AM
innovator2$50.00$50.008/6/2010 12:12:03 PM
big_balla_papi$25.00$25.008/6/2010 10:41:41 PM
Leshan$100.00$100.008/6/2010 11:06:02 PM
jhernand17$25.00$25.008/6/2010 11:11:20 PM
american-investor$25.00$25.008/7/2010 5:40:51 AM
carrinel$25.00$25.008/7/2010 8:27:58 AM
Moe87$35.00$35.008/7/2010 3:30:08 PM
Bob450$25.00$25.008/7/2010 2:04:19 PM
ustfu$25.00$25.008/8/2010 1:44:34 AM
bughead$25.00$25.008/8/2010 1:01:18 PM
innovator2$25.00$25.008/8/2010 10:09:41 AM
Phatt-Daddy$100.00$100.008/9/2010 5:57:44 AM
truth-gondola5$25.00$25.008/9/2010 7:53:51 AM
sparkling-contract7$25.00$25.008/9/2010 9:18:31 AM
unger$50.00$50.008/9/2010 9:47:57 AM
SlickNick$25.00$25.008/9/2010 10:57:14 AM
UCLA4life$35.00$35.008/2/2010 12:37:11 PM
return-grizzly$100.00$100.008/3/2010 1:29:16 PM
reflective-rupee$25.00$25.008/4/2010 7:40:02 PM
innovator2$50.00$50.008/5/2010 12:45:59 PM
prominence8$25.00$25.008/5/2010 7:56:24 PM
lucrative-loan$50.00$50.008/5/2010 11:55:42 PM
fabulous-community4$200.00$200.008/6/2010 9:36:29 AM
Rogelio48$30.00$30.008/6/2010 10:30:44 AM
jhouman$25.00$25.008/6/2010 9:39:35 PM
wbwill$25.00$25.008/7/2010 12:21:30 AM
lucrative-coin$50.00$50.008/7/2010 9:26:53 AM
EretzCapital$25.00$25.008/8/2010 7:17:53 AM
friendinmoney$25.00$25.008/8/2010 6:20:20 PM
lender12345$25.00$25.008/8/2010 8:02:51 PM
YoungTaxMan$25.00$25.008/8/2010 1:53:42 PM
innovator2$25.00$25.008/8/2010 11:19:16 PM
NekHoldings$25.00$25.008/9/2010 6:43:10 AM
skockie$50.00$50.008/9/2010 10:29:44 AM
matthewa$25.00$25.008/9/2010 9:29:24 AM
Red-Bull-One$30.01$30.018/9/2010 10:40:40 AM
innovator2$25.00$25.008/9/2010 11:21:19 AM
44 bids
 
Borrower Payment Dependent Notes Series 468463
This series of Notes was issued and sold upon the funding of the borrower loan #43851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Jul-27-2010 
  Auction end date:  Jul-29-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $67.85
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.15% Final monthly payment: $67.85
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1999 Debt/Income ratio: 1%
Credit score: 640-659 (Jul-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 0 / 0Length of status:1y 0m
Amount delinquent: $1,078 Total credit lines: 28 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: admirable-funds9 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $4199
Monthly expenses: $ 2088
??Housing: $1320??
?Insurance: $68???
Car expenses: $0
??Utilities: $?300
??Phone, cable, internet: $ 120
??Food, entertainment: $?300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
108lender$25.00$25.007/27/2010 12:56:35 PM
spsavage$25.00$25.007/27/2010 1:03:57 PM
investment-star$50.00$50.007/27/2010 1:09:11 PM
SeaDevil$50.00$50.007/27/2010 1:11:23 PM
Rogesparkguy$25.00$25.007/27/2010 1:18:48 PM
authoritative-capital$25.00$25.007/27/2010 1:21:13 PM
villagers$25.00$25.007/27/2010 1:20:55 PM
bonus-tent$25.00$25.007/27/2010 1:22:37 PM
zippy-interest$25.00$25.007/27/2010 1:21:42 PM
pixeldave$50.00$50.007/27/2010 1:24:44 PM
trimwork99$25.00$25.007/27/2010 1:22:27 PM
Ducatiman1978$25.00$25.007/27/2010 1:33:47 PM
Artist_Blue$25.00$25.007/27/2010 1:37:43 PM
KiwiElf$25.00$25.007/27/2010 1:42:12 PM
rosario1$25.00$25.007/27/2010 1:43:50 PM
forthright-dedication$25.00$25.007/27/2010 2:50:02 PM
Hambone1111$25.00$25.007/27/2010 2:12:56 PM
chief_wo$25.00$25.007/27/2010 3:38:31 PM
wampum-chorus3$40.60$40.607/27/2010 6:33:10 PM
kubien$50.00$50.007/28/2010 4:17:50 AM
aguru54$25.00$25.007/28/2010 6:53:39 AM
calbear89$25.00$25.007/28/2010 8:33:18 AM
nowits10$32.22$32.227/28/2010 8:43:04 AM
Diamond_Jim$25.00$25.007/28/2010 12:06:37 PM
phredd$25.00$25.007/28/2010 4:29:51 PM
Investoman$120.00$102.187/28/2010 6:51:28 PM
peb44$25.00$25.007/28/2010 5:38:50 PM
simplelender80$50.00$50.007/27/2010 1:05:09 PM
special-currency6$25.00$25.007/27/2010 1:14:53 PM
IIP77$25.00$25.007/27/2010 1:28:38 PM
worthy-bid8$25.00$25.007/27/2010 1:33:22 PM
red-favorable-basis$25.00$25.007/27/2010 1:32:11 PM
tech310$25.00$25.007/27/2010 1:35:58 PM
economy-balance$25.00$25.007/27/2010 1:35:23 PM
enthusiastic-balance5$100.00$100.007/27/2010 1:37:00 PM
supreme-hope$25.00$25.007/27/2010 6:43:47 PM
zone8$100.00$100.007/28/2010 3:34:23 AM
PCity-LOA15$25.00$25.007/28/2010 7:24:57 AM
bright-balance$50.00$50.007/28/2010 7:38:00 AM
SolarMoonshine$25.00$25.007/28/2010 9:55:40 AM
agiovasil$25.00$25.007/28/2010 10:11:32 AM
benevolent-bonus$25.00$25.007/28/2010 2:38:09 PM
Interloper$25.00$25.007/28/2010 4:49:40 PM
listing-zone7$25.00$25.007/28/2010 6:36:11 PM
44 bids
 
Borrower Payment Dependent Notes Series 468867
This series of Notes was issued and sold upon the funding of the borrower loan #43842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-04-2010 
  Auction end date:  Aug-09-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.67% Starting monthly payment: $60.24
Final lender yield: 23.75% Final borrower rate/APR: 24.75% / 28.65% Final monthly payment: $59.44
 
Auction yield range: 10.93% - 24.75% Estimated loss impact: 10.38%  
Lender servicing fee: 1.00% Estimated return: 13.37%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-2001 Debt/Income ratio: 42%
Credit score: 700-719 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,407Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: TheSpecialOne Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 64 ( 96% ) 700-719 (Latest)
Principal borrowed: $12,500.00< 31 days late: 3 ( 4% )  
700-719 (Oct-2007)
700-719 (Feb-2007)
700-719 (Jan-2007)
700-719 (Oct-2006)
 
Principal balance: $592.67 31+ days late: 0 ( 0% )
Total payments billed: 67  
Description
My personal loan
Purpose of loan:
This loan will be used to maintain enough liquid cash while moving due to career advancement.

My financial situation:
I am a good candidate for this loan because I have a history of timely payments including on Prosper.? The few <31 days late dings on Prosper are due to banking snafus...gotta love banks especially when you switch a bank, never seems to go as smooth as they promise. I am gainfully employed with a state university in the Midwest and am actively advancing my career.? My wife had gone back to school to finish her degree and that is part of the reason we have not been able to get as much ahead as of course we would have liked.? She is student teaching this fall, and will then be actively seeking employment, while substitute teaching in the mean time.

Thanks for your support!


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
durable-economy2$25.00$25.008/4/2010 2:08:08 PM
Moe87$75.00$75.008/4/2010 5:14:57 PM
FinanceEngine$30.00$30.008/6/2010 8:03:13 PM
1-HARD-HEAD$50.00$11.548/7/2010 1:27:37 AM
attractive-rate$25.00$25.008/7/2010 7:00:29 PM
loanman2007$25.00$25.008/7/2010 12:01:03 PM
power-secret-agent$25.00$25.008/8/2010 2:58:47 AM
money-baron$63.57$63.578/8/2010 6:37:44 AM
vivacious-p2p3$25.00$25.008/8/2010 5:33:58 PM
SkinnyFish$25.00$25.008/8/2010 3:09:58 PM
Kyileo$25.00$25.008/8/2010 4:10:32 PM
allbalooboy2$25.00$25.008/8/2010 8:14:47 PM
lendstats_com$200.00$200.008/9/2010 8:07:29 AM
loyalist1$100.00$100.008/4/2010 2:08:12 PM
genuine-integrity0$25.00$25.008/6/2010 1:27:20 PM
exchange-dreams$25.00$25.008/6/2010 6:49:25 PM
interstellar$45.89$45.898/6/2010 9:39:01 PM
maccpro1$50.00$50.008/7/2010 12:49:31 AM
drmoney11$25.00$25.008/7/2010 8:03:28 PM
impartial-deal$25.00$25.008/7/2010 1:48:52 PM
power-secret-agent$25.00$25.008/8/2010 2:59:04 AM
harddollars$75.00$75.008/8/2010 6:59:11 AM
hellasow$30.00$30.008/8/2010 3:03:23 PM
ethicalhumanist$25.00$25.008/8/2010 6:24:31 PM
five-star-note$69.00$69.008/8/2010 9:42:36 PM
attractive-fund$50.00$50.008/9/2010 6:37:36 AM
113121$300.00$300.008/9/2010 8:15:14 AM
Mr-Miracle$25.00$25.008/9/2010 7:11:16 AM
heerzaquestion$25.00$25.008/9/2010 9:46:34 AM
29 bids
 
Borrower Payment Dependent Notes Series 469025
This series of Notes was issued and sold upon the funding of the borrower loan #43913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Jul-29-2010 
  Auction end date:  Aug-03-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $224.34
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $224.34
 
Auction yield range: 13.93% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1989 Debt/Income ratio: 7%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:20y 5m
Amount delinquent: $0 Total credit lines: 36 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $835Stated income:$25,000-$49,999
Delinquencies in last 7y: 20 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: adventurous-felicity1 Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
replacing bathroom
Purpose of loan:
This loan will be used to? replacing bathroom

My financial situation:
I am a good candidate for this loan

Monthly net income: $ 2128

Monthly expenses: $
??Housing: $??1324???
??Insurance: $???Car expenses
??Utilities:?
??Phone, cable, internet??Food,?
??Clothing, household expenses $
??Credit cards and other loans:?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Dubbs360$50.00$50.007/29/2010 4:38:35 PM
Artist_Blue$25.00$25.007/29/2010 4:57:45 PM
somebody32$25.00$25.007/29/2010 5:00:09 PM
brother_tam$50.00$50.007/29/2010 5:08:05 PM
108lender$75.00$75.007/29/2010 5:09:33 PM
speedy-point$25.00$25.007/29/2010 5:11:45 PM
simplelender80$100.00$100.007/29/2010 5:09:58 PM
kmr2$100.00$100.007/29/2010 5:10:45 PM
vkorichkov$25.00$25.007/29/2010 5:14:14 PM
kidsskipp$25.00$25.007/29/2010 5:15:06 PM
asset-professor$25.00$25.007/29/2010 5:16:36 PM
payment-gusto$25.00$25.007/29/2010 5:14:48 PM
reward-adventure$30.00$30.007/29/2010 5:17:18 PM
puifais$25.00$25.007/29/2010 5:15:23 PM
yank918$25.00$25.007/29/2010 5:17:43 PM
patriot897$25.00$25.007/29/2010 5:17:51 PM
villagers$25.00$25.007/29/2010 5:16:44 PM
poeman$25.00$25.007/29/2010 5:17:09 PM
autonomous-truth$25.00$25.007/29/2010 5:19:54 PM
AF-Chief$33.00$33.007/29/2010 5:20:05 PM
teller$25.00$25.007/29/2010 5:20:10 PM
RMB-Investments$25.00$25.007/29/2010 5:20:24 PM
Ducatiman1978$25.00$25.007/29/2010 5:18:31 PM
lagnisiruk$25.00$25.007/29/2010 5:21:08 PM
financial-frenzy$25.00$25.007/29/2010 5:21:45 PM
rock-turner$25.00$25.007/29/2010 5:22:49 PM
generous-deal6$25.00$25.007/29/2010 5:21:17 PM
S-Master$25.00$25.007/29/2010 5:23:48 PM
tsquared_030$25.00$25.007/29/2010 5:27:03 PM
Vreet$25.00$25.007/29/2010 5:25:44 PM
bountiful-durability$50.00$50.007/29/2010 5:27:11 PM
sharkm$50.00$50.007/29/2010 5:28:29 PM
ukstevenhawaii$50.00$50.007/29/2010 5:29:14 PM
WBB21$25.00$25.007/29/2010 5:32:52 PM
ASR3$25.00$25.007/29/2010 5:33:05 PM
zippy-interest$25.00$25.007/29/2010 5:36:47 PM
special-currency6$25.00$25.007/29/2010 5:36:42 PM
fuzed$30.00$30.007/29/2010 5:37:34 PM
bulabula$25.00$25.007/29/2010 5:42:22 PM
GeelongTrader$25.00$25.007/29/2010 5:42:33 PM
cgkid$25.00$25.007/29/2010 5:42:43 PM
fairness-kayak$25.00$25.007/29/2010 5:44:54 PM
Craig_B$25.00$25.007/29/2010 5:45:32 PM
jmcdon7230$25.00$25.007/29/2010 5:45:38 PM
principal-mermaid$300.00$300.007/29/2010 6:56:40 PM
dws2380$25.00$25.008/1/2010 6:51:24 PM
income-rocker2$100.00$100.008/2/2010 6:16:12 AM
Ronnieboy888$25.00$25.008/2/2010 2:24:06 PM
terrific-fund5$25.00$25.007/29/2010 4:38:32 PM
Schu$44.82$44.827/29/2010 4:41:24 PM
Comoparklender$25.00$25.007/29/2010 4:59:04 PM
first-upright-payout$50.00$50.007/29/2010 5:08:51 PM
copper$50.00$50.007/29/2010 5:09:48 PM
metro457$40.00$40.007/29/2010 5:13:46 PM
GiantAardvark$25.00$25.007/29/2010 5:14:36 PM
nrowland$25.00$25.007/29/2010 5:12:35 PM
kmavm$25.00$25.007/29/2010 5:15:42 PM
zorg77$25.00$25.007/29/2010 5:15:46 PM
asiaratt$50.00$50.007/29/2010 5:16:09 PM
money-bauble$100.00$100.007/29/2010 5:16:15 PM
KHU2-B$25.00$25.007/29/2010 5:16:30 PM
balance-handshake7$25.00$25.007/29/2010 5:17:24 PM
Havana21$25.00$25.007/29/2010 5:18:07 PM
top-courteous-peso$25.00$25.007/29/2010 5:18:38 PM
Rattlehead$25.00$25.007/29/2010 5:19:09 PM
green-moola-sniffer$50.00$50.007/29/2010 5:17:03 PM
soulful-truth$1,000.00$1,000.007/29/2010 5:18:57 PM
enthusiastic-balance5$50.00$50.007/29/2010 5:19:24 PM
worthy-bid8$50.00$50.007/29/2010 5:18:19 PM
genuine-responsibility8$50.00$50.007/29/2010 5:20:33 PM
tech310$25.00$25.007/29/2010 5:18:49 PM
deal-secret-agent$25.00$25.007/29/2010 5:20:38 PM
igotmoney$25.00$25.007/29/2010 5:20:56 PM
njlom$25.00$25.007/29/2010 5:20:18 PM
personal-lender$25.00$25.007/29/2010 5:22:12 PM
porwestco$25.00$25.007/29/2010 5:22:41 PM
forthright-dedication$100.00$100.007/29/2010 5:22:23 PM
marketplace-cello5$25.00$25.007/29/2010 5:25:48 PM
Cre8iveCash$25.00$25.007/29/2010 5:26:08 PM
first-restless-payout$50.00$50.007/29/2010 5:26:36 PM
zone8$100.00$100.007/29/2010 5:28:05 PM
jonbozeman$25.00$25.007/29/2010 5:28:36 PM
magusfoo$25.00$25.007/29/2010 5:30:55 PM
the-precious-bid$25.00$25.007/29/2010 5:31:09 PM
rapid-power2$25.00$25.007/29/2010 5:31:32 PM
GeorgiaCredit$25.00$25.007/29/2010 5:32:03 PM
Duanep01$25.00$25.007/29/2010 5:33:58 PM
DUDE66$25.00$25.007/29/2010 5:34:48 PM
Angleofcare$25.00$25.007/29/2010 5:35:17 PM
mg6619$25.00$25.007/29/2010 5:36:28 PM
ThatDanGuy$30.00$30.007/29/2010 5:36:53 PM
VBAces$25.00$25.007/29/2010 5:37:51 PM
mtp$50.00$50.007/29/2010 5:40:39 PM
compassion-bauble4$25.00$25.007/29/2010 5:40:42 PM
gelidfrank$25.00$25.007/29/2010 5:40:28 PM
thrifty-funds1$25.00$25.007/29/2010 5:43:22 PM
restondoublek$25.00$25.007/29/2010 5:41:54 PM
Diamond_Jim$25.00$25.007/29/2010 5:44:10 PM
stock106$25.00$25.007/29/2010 5:45:45 PM
authoritative-platinum7$25.00$17.187/29/2010 5:45:49 PM
pixeldave$50.00$50.007/29/2010 5:45:13 PM
market-pudding$25.00$25.007/29/2010 8:53:59 PM
ComputerCash25$25.00$25.007/30/2010 2:09:32 PM
zasonsasu1$25.00$25.007/30/2010 3:30:47 PM
Kqwik$25.00$25.007/30/2010 4:38:22 PM
BrighterSuns$25.00$25.007/31/2010 8:58:48 AM
marwadi-62$50.00$50.007/31/2010 12:05:50 PM
Littlepeng$25.00$25.008/1/2010 8:44:51 AM
AlexTrep$25.00$25.008/2/2010 6:04:12 AM
Rogelio48$25.00$25.008/2/2010 6:12:45 PM
wwwUniversal$25.00$25.008/2/2010 10:26:44 PM
ChrisKwan$25.00$25.008/3/2010 10:03:47 AM
112 bids
 
Borrower Payment Dependent Notes Series 469095
This series of Notes was issued and sold upon the funding of the borrower loan #43901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-09-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $113.09
Final lender yield: 26.00% Final borrower rate/APR: 27.00% / 30.54% Final monthly payment: $102.06
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 25.50%  
Lender servicing fee: 1.00% Estimated return: 0.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-1995 Debt/Income ratio: 47%
Credit score: 640-659 (Jul-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:9y 0m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,894Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: CTFE1 Borrower's state: Missouri Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 36 ( 100% ) 640-659 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
620-639 (Jul-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
New driveway
Hello and thank you for viewing my listing.

I'm a big baseball fan. I also enjoy the NHRA whenever they come to town. I enjoy keeping up on technology.



I work in the Telecommunication field. I've been at my current job for?9 years.

My current monthly net income is $3400.

Here's my monthly budget with the prosper loan in place:
$898 - Mortgage
$48.00 - Electricity
$79.00 - Telephone
$609.00 - Car Payment
Paid up for the year - Insurance
$60- Gas
$361- Motorcycle
$300 - Groceries
$Very little - Recreation
$62 - Internet
$150- Credit Cards
$76- Dell Computer
--------------
$2643 - total monthly expenditures

As you can see, I have over $700 left over to be used, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again.

I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time.

Thank you again for viewing my listing, and God bless.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
UCLA4life$35.00$35.008/2/2010 5:22:47 PM
WonByOne$25.00$25.008/4/2010 12:14:33 PM
Aberdeen$400.00$400.008/6/2010 9:37:55 AM
Aberdeen$400.00$400.008/6/2010 9:37:54 AM
ustfu$25.00$25.008/7/2010 1:28:51 AM
Leopoldine$25.00$25.008/7/2010 11:27:05 PM
wlm3012$25.00$25.008/8/2010 10:35:13 AM
autonomous-power$70.00$70.008/8/2010 8:48:20 PM
CA_Lender$25.00$25.008/8/2010 10:59:30 PM
chameleon125$150.00$150.008/8/2010 9:26:18 PM
SolarMoonshine$25.00$25.008/9/2010 9:56:53 AM
jpaulnyc$75.00$75.008/9/2010 11:29:36 AM
jhouman$25.00$25.008/9/2010 11:47:54 AM
WZ3190$25.02$25.028/9/2010 11:35:53 AM
Kash2010lu$50.00$50.008/9/2010 1:11:45 PM
exchange-cowbell5$50.00$50.008/9/2010 2:27:15 PM
exchange-cowbell5$50.00$50.008/9/2010 2:28:11 PM
five-star-note$60.00$60.008/9/2010 12:58:23 PM
Moe87$125.00$125.008/9/2010 2:47:15 PM
clemclan$25.00$25.008/9/2010 3:03:04 PM
BrighterSuns$25.00$25.008/9/2010 3:08:16 PM
payment-halo$25.00$25.008/9/2010 3:36:15 PM
kind-bid-genome$25.00$25.008/9/2010 3:33:20 PM
Feyenoord$50.00$50.008/9/2010 3:39:21 PM
new-smart-fund$50.00$50.008/9/2010 4:34:31 PM
balanced-balance6$27.00$27.008/9/2010 4:38:42 PM
myutmost$39.00$39.008/6/2010 7:53:59 AM
titancash4u$25.00$17.928/6/2010 8:32:54 PM
realtormoises$25.00$25.008/7/2010 7:47:48 AM
coldfuzion$48.21$48.218/8/2010 12:55:30 PM
lender12345$25.00$25.008/8/2010 8:07:27 PM
wild-orange$25.00$25.008/9/2010 10:09:39 AM
jhouman$25.00$25.008/9/2010 11:31:53 AM
revenue-driver8$52.07$52.078/9/2010 12:54:03 PM
rockhound84$25.00$25.008/9/2010 1:14:22 PM
exchange-cowbell5$50.00$50.008/9/2010 2:26:56 PM
DasMula$25.00$25.008/9/2010 12:48:45 PM
skillful-asset5$25.00$25.008/9/2010 2:51:25 PM
fireferd$50.00$50.008/9/2010 3:29:19 PM
theprodb$100.78$100.788/9/2010 4:01:16 PM
CPAecs$25.00$25.008/9/2010 4:15:06 PM
eriqnoodle$25.00$25.008/9/2010 4:32:51 PM
Bob450$25.00$25.008/9/2010 3:33:33 PM
43 bids
 
Borrower Payment Dependent Notes Series 469165
This series of Notes was issued and sold upon the funding of the borrower loan #43907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Jul-29-2010 
  Auction end date:  Aug-05-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $616.41
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $616.41
 
Auction yield range: 10.93% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-2002 Debt/Income ratio: 44%
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:7y 11m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,602Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: dedication-bridge Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt! Want2getMarried!
Purpose of loan:
This loan will be used to consolidate my debt and get it paid off in?3 years.? I want to get married in a couple of years and not be stressed with looming?debt hanging over our heads.??I would also like to?buy a house and have children in the?next?5 years?and not have this debt burden holding me and my boyfriend back.

My financial situation:
I am a good candidate for this loan because I have never been late on a payment, have a steady job, and am motivated to pay off the loan during the term. I am an extremely responsible individual and take this loan seriously.

Monthly net income: $2,000

Monthly expenses: $1,288?
??Housing: $400
??Insurance: $134
??Car expenses: $120
??Utilities:?N/A included in rent?
??Phone, cable, internet: $70
??Food, entertainment: $100
??Clothing, household expenses?$100?
??Credit cards and other loans: $334
??Other expenses: $30
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why do you want to take a Prosper loan, costing $616/month, when your existing credit card payments are just $334/month? I think it would improve your appeal if you disclosed as much detail as possible about the use of this loan, and existing loans. - panda_panda
A: My existing credit card MINIMUM payment is approximately $334, however, I typically pay more than the minimum so the monthly payment is higher. My credit card debt is spread across several credit cards so I am paying several creditors interest monthly & am not able to really pay down the cards very much. With the Prosper loan, the monthly payment will be higher however there is an end in sight (3 years). Currently with several credit cards, I'm not sure when they would be paid off in full. (Jul-30-2010)
Q: Can you please explain how you accumulated this much debt? I am trying to gauge your level of responsibility and commitment to paying back this loan. Thank you - thaceisbac
A: Throughout college (2002-2007), I only worked part-time & had no choice but to use my credit cards at times to buy necessities like groceries, car maintenance & school supplies. Most recently about $3,000 was charged to cover maintenace for my car & my boyfriend's car. Also, a week trip to Cabo in May with our friends was $3,000 as our friend is going to Iraq for a year & we wanted to spend time with him & we never really travel. I just paid off my car & want to pay off the other debts as well. (Jul-30-2010)
Q: what is/are the current interest rates of your debt(s)? - beakerfish
A: My Chase card is 14.24% & has 50% of my debt on it. My Discover card is 16.99% (however, currently has a special rate of 5.99% until Feb. 2011). My RBS card is 16.74%. My 1st Financial Bank USA card is 16.5%. My Old Navy Card is 21.24% but has a very minimal amount on it. All of my cards used to have an APR of approx 7.99% fixed until the economy went into a recession. Then the credit cards jacked up all of their rates & said it was not specific to me & went up to a high variable rate for all. (Aug-01-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Schu$50.00$50.007/29/2010 4:41:21 PM
traice$25.00$25.007/29/2010 4:56:59 PM
Artist_Blue$25.00$25.007/29/2010 4:57:49 PM
brother_tam$50.00$50.007/29/2010 5:08:02 PM
metro457$40.00$40.007/29/2010 5:13:43 PM
vkorichkov$25.00$25.007/29/2010 5:14:12 PM
speedy-point$25.00$25.007/29/2010 5:11:51 PM
puifais$25.00$25.007/29/2010 5:15:26 PM
zorg77$25.00$25.007/29/2010 5:15:44 PM
magnolia161$25.00$25.007/29/2010 5:13:21 PM
kidsskipp$25.00$25.007/29/2010 5:15:03 PM
poeman$25.00$25.007/29/2010 5:17:11 PM
reward-adventure$30.00$30.007/29/2010 5:17:20 PM
money-bauble$100.00$100.007/29/2010 5:16:13 PM
KHU2-B$25.00$25.007/29/2010 5:16:27 PM
enthusiastic-balance5$50.00$50.007/29/2010 5:19:20 PM
deal-secret-agent$25.00$25.007/29/2010 5:20:36 PM
genuine-responsibility8$50.00$50.007/29/2010 5:20:34 PM
generous-deal6$25.00$25.007/29/2010 5:21:23 PM
njlom$25.00$25.007/29/2010 5:20:16 PM
RMB-Investments$25.00$25.007/29/2010 5:20:21 PM
porwestco$25.00$25.007/29/2010 5:22:43 PM
aasx1108$25.00$25.007/29/2010 5:23:36 PM
forthright-dedication$100.00$100.007/29/2010 5:22:21 PM
rock-turner$25.00$25.007/29/2010 5:22:47 PM
shrewd-deal$25.00$25.007/29/2010 5:23:32 PM
tshurts$25.00$25.007/29/2010 5:23:40 PM
moola-wildebeest3$25.00$25.007/29/2010 5:23:51 PM
marketplace-cello5$25.00$25.007/29/2010 5:25:47 PM
currency-sergeant$25.00$25.007/29/2010 5:24:03 PM
thestartuplender$35.00$35.007/29/2010 5:24:51 PM
first-restless-payout$50.00$50.007/29/2010 5:26:35 PM
zone8$100.00$100.007/29/2010 5:28:09 PM
ukstevenhawaii$50.00$50.007/29/2010 5:29:13 PM
tech310$75.00$75.007/29/2010 5:27:35 PM
magusfoo$25.00$25.007/29/2010 5:30:54 PM
GeorgiaCredit$25.00$25.007/29/2010 5:32:02 PM
the-precious-bid$25.00$25.007/29/2010 5:31:07 PM
HHP$25.00$25.007/29/2010 5:31:36 PM
bodascafe$25.00$25.007/29/2010 5:31:54 PM
exchange-synapse$50.00$50.007/29/2010 5:32:28 PM
relentless-penny$25.00$25.007/29/2010 5:33:56 PM
legend717$25.00$25.007/29/2010 5:35:23 PM
Angleofcare$25.00$25.007/29/2010 5:35:16 PM
cypressdev001$25.00$25.007/29/2010 5:37:58 PM
jns48$25.00$25.007/29/2010 5:36:51 PM
vibraphone3$50.00$50.007/29/2010 5:38:24 PM
Mr2025$43.81$43.817/29/2010 5:38:47 PM
VBAces$25.00$25.007/29/2010 5:37:49 PM
gelidfrank$25.00$25.007/29/2010 5:40:27 PM
compassion-bauble4$25.00$25.007/29/2010 5:40:41 PM
gettingonyourfeet$25.00$25.007/29/2010 5:41:29 PM
Eagledrop$25.00$25.007/29/2010 5:41:30 PM
cgkid$25.00$25.007/29/2010 5:42:42 PM
thrifty-funds1$25.00$25.007/29/2010 5:43:21 PM
restondoublek$25.00$25.007/29/2010 5:41:52 PM
efficient-marketplace$50.00$50.007/29/2010 5:45:24 PM
aggresive-nickel2$25.00$25.007/29/2010 5:45:06 PM
jmcdon7230$25.00$25.007/29/2010 5:45:37 PM
zjonathan$25.00$25.007/29/2010 5:46:46 PM
thedude393$25.00$25.007/29/2010 5:47:16 PM
Ragnar$25.00$25.007/29/2010 5:48:59 PM
apeloans$25.00$25.007/29/2010 5:48:00 PM
finance-prescription$50.00$50.007/29/2010 5:49:06 PM
WalnutCreekguy$25.00$25.007/29/2010 5:49:53 PM
shrewd-truth1$25.00$25.007/29/2010 5:51:09 PM
punctual-kindness3$25.00$25.007/29/2010 5:50:26 PM
greenback-amplifier$25.00$25.007/29/2010 5:52:05 PM
sc91$25.00$25.007/29/2010 5:52:12 PM
Yanwoo$25.00$25.007/29/2010 5:53:32 PM
SirJev$25.00$25.007/29/2010 5:53:57 PM
mimoney16$25.00$25.007/29/2010 5:56:21 PM
javajo22$25.00$25.007/29/2010 5:56:12 PM
balance-hercules$100.00$100.007/29/2010 5:57:12 PM
a-truth-upholder$50.00$50.007/29/2010 5:58:52 PM
the-productive-agreement$25.00$25.007/29/2010 5:57:32 PM
rescue$100.00$100.007/29/2010 5:57:37 PM
randsenterprise$25.00$25.007/29/2010 5:58:02 PM
bassman2$25.00$25.007/29/2010 5:58:56 PM
Ghazz$25.00$25.007/29/2010 5:59:14 PM
investment-forte$25.00$25.007/29/2010 5:59:36 PM
TaoPooh$25.00$25.007/29/2010 6:09:59 PM
murtaza$25.00$25.007/29/2010 5:59:55 PM
bold-principal-thinker$25.00$25.007/29/2010 6:10:55 PM
peruse$25.00$25.007/29/2010 6:11:36 PM
InvestorPartners$25.00$25.007/29/2010 6:10:23 PM
AAAInvestments$25.00$25.007/29/2010 6:10:37 PM
dime-reaction$25.00$25.007/29/2010 6:13:41 PM
ADSFL05$25.00$25.007/29/2010 6:15:38 PM
principal-kangaroo$25.00$25.007/29/2010 6:15:56 PM
neutrino6$25.00$25.007/29/2010 6:18:17 PM
reward-motion$25.00$25.007/29/2010 6:18:23 PM
commitment-farm$25.00$25.007/29/2010 6:18:54 PM
lloyd_s$25.00$25.007/29/2010 6:19:25 PM
listing-trapper3$50.00$50.007/29/2010 6:20:40 PM
industrious-dedication$25.00$25.007/29/2010 6:17:57 PM
maskir$50.00$50.007/29/2010 6:20:50 PM
skunkor2$25.00$25.007/29/2010 6:21:05 PM
Contact911$50.00$50.007/29/2010 6:20:21 PM
Q9-X3$25.00$25.007/29/2010 6:21:46 PM
nybanker85$50.00$50.007/29/2010 6:19:00 PM
cvlender$25.00$25.007/29/2010 6:20:46 PM
droopie1$25.00$25.007/29/2010 6:20:56 PM
persistent-basis8$25.00$25.007/29/2010 6:21:04 PM
mizount$25.00$25.007/29/2010 6:22:33 PM
DadWarbucks$25.00$25.007/29/2010 6:22:43 PM
payout-carnival$25.00$25.007/29/2010 6:21:50 PM
thorough-exchange4$25.00$25.007/29/2010 6:20:10 PM
point-shooter$25.00$25.007/29/2010 6:22:09 PM
KramericaIndustries$25.00$25.007/29/2010 6:22:25 PM
webappersn$25.00$25.007/29/2010 6:20:42 PM
greenback-visionary4$25.00$25.007/29/2010 6:24:07 PM
oldmora$36.12$36.127/29/2010 6:20:54 PM
silverloan$25.00$25.007/29/2010 6:21:01 PM
wwwUniversal$25.00$25.007/29/2010 6:25:11 PM
IntrepidInvestment$50.00$50.007/29/2010 6:23:22 PM
GlobalVisionary$49.80$49.807/29/2010 6:26:05 PM
special-currency6$50.00$50.007/29/2010 6:26:11 PM
loot-heart$50.00$50.007/29/2010 6:22:01 PM
power-sorcerer$25.00$25.007/29/2010 6:26:16 PM
tkr2$25.00$25.007/29/2010 6:26:27 PM
steamboatgal$25.00$25.007/29/2010 6:26:30 PM
logical-loyalty0$25.00$25.007/29/2010 6:26:33 PM
funds-rascal$25.00$25.007/29/2010 6:25:54 PM
mamasbeachhouse$50.00$50.007/29/2010 6:26:01 PM
schpere$25.00$25.007/29/2010 6:22:40 PM
play_ultimate$25.00$25.007/29/2010 6:26:10 PM
Thylow$80.74$80.747/29/2010 6:26:14 PM
slithytove$25.00$25.007/29/2010 6:26:22 PM
value-microscope$25.00$25.007/29/2010 6:26:28 PM
preciousjeni$25.00$25.007/29/2010 6:29:37 PM
currency-oak$25.00$25.007/29/2010 6:24:09 PM
Whipster$25.17$25.177/29/2010 6:27:31 PM
green-moola-sniffer$50.00$50.007/29/2010 6:25:34 PM
suomynona$25.00$25.007/29/2010 6:29:35 PM
ore-armada$50.00$50.007/29/2010 6:26:15 PM
GellMaster$25.00$25.007/29/2010 6:26:19 PM
Katburg$25.00$25.007/29/2010 6:26:32 PM
capital-mogul$36.50$36.507/29/2010 6:27:24 PM
bid-czar8$100.00$100.007/29/2010 6:30:14 PM
FeedTheMachine$51.20$51.207/29/2010 6:59:47 PM
reflective-rupee$25.00$25.007/29/2010 8:11:16 PM
danthemon35$25.00$25.007/29/2010 8:24:38 PM
FLSmooth$50.00$50.007/29/2010 8:53:50 PM
RicheyRich$25.00$25.007/29/2010 7:24:10 PM
rpatusa$25.00$25.007/29/2010 10:09:05 PM
DJReflections$25.00$25.007/30/2010 1:11:32 AM
reflective-rupee$25.00$25.007/29/2010 8:11:27 PM
Jonb6919$25.00$25.007/29/2010 11:40:51 PM
JustMee$25.00$25.007/30/2010 7:29:02 AM
Munnie$25.00$25.007/30/2010 5:04:09 AM
platinum-dojo$25.00$25.007/30/2010 10:01:31 AM
benevolent1$25.00$25.007/30/2010 10:02:02 AM
fuzed$30.00$30.007/30/2010 7:04:08 AM
accordion8$25.00$25.007/30/2010 9:45:05 AM
SolarMoonshine$25.00$25.007/30/2010 10:06:05 AM
relentless-penny$50.00$50.007/30/2010 8:30:23 AM
lendme2$25.00$25.007/30/2010 9:29:15 AM
wise-silver-wonder$25.00$25.007/30/2010 9:39:49 AM
asmithj$50.00$50.007/30/2010 9:40:42 AM
diplomatic-wealth7$25.00$25.007/30/2010 12:09:59 PM
Patter256$25.00$25.007/30/2010 6:09:30 PM
Rogesparkguy$25.00$25.007/30/2010 6:45:04 PM
oath163$25.00$25.007/31/2010 12:56:03 PM
bid-papyrus$25.00$19.057/31/2010 5:11:19 PM
green-rapid-openness$50.00$50.008/1/2010 1:17:02 AM
Rogelio48$25.00$25.008/1/2010 5:11:03 PM
thaceisbac$25.00$25.008/1/2010 6:25:27 PM
rockhound84$25.00$25.008/3/2010 3:38:21 AM
shrewd-income$251.00$251.008/3/2010 11:32:13 AM
tarafied$25.00$25.008/3/2010 12:14:05 PM
thomas16882004$25.00$25.008/3/2010 3:29:19 PM
finance-solo$52.05$52.058/3/2010 6:16:25 PM
kendigme$25.00$25.008/4/2010 3:26:20 AM
Bob450$30.00$30.008/4/2010 7:43:37 AM
worthy-bid4$28.13$28.138/4/2010 7:58:14 AM
blitz_ac$30.00$30.008/4/2010 10:02:33 AM
gshx2$36.00$36.008/4/2010 10:23:59 AM
drluong$25.00$25.008/4/2010 2:49:44 PM
MrMoneyBags$25.00$25.008/4/2010 6:01:32 PM
wonder3$35.00$35.008/4/2010 6:45:46 PM
ballz694$25.00$25.008/4/2010 9:21:57 PM
umfan123$25.00$25.008/5/2010 7:18:28 AM
leverage-monger$25.00$25.008/5/2010 10:43:37 AM
wise-courageous-social$25.00$25.008/5/2010 1:47:47 PM
dpries123$25.00$25.008/5/2010 3:53:54 PM
Dreams4Cash$25.00$25.007/29/2010 4:46:49 PM
orange-preeminant-bill$100.00$100.007/29/2010 4:49:35 PM
IIP77$25.00$25.007/29/2010 4:50:57 PM
revenue-officer36$25.00$25.007/29/2010 4:55:52 PM
Comoparklender$25.00$25.007/29/2010 4:59:01 PM
somebody32$25.00$25.007/29/2010 5:00:12 PM
the-swashbuckler$25.00$25.007/29/2010 5:00:42 PM
coin-investor$25.00$25.007/29/2010 5:00:22 PM
kkcoolmom$50.00$50.007/29/2010 5:06:54 PM
AlexTrep$25.00$25.007/29/2010 5:08:09 PM
copper$50.00$50.007/29/2010 5:09:53 PM
nrowland$25.00$25.007/29/2010 5:12:32 PM
simplelender80$50.00$50.007/29/2010 5:13:09 PM
kmr2$100.00$100.007/29/2010 5:10:42 PM
GiantAardvark$25.00$25.007/29/2010 5:14:33 PM
payment-gusto$25.00$25.007/29/2010 5:14:42 PM
asset-professor$25.00$25.007/29/2010 5:16:33 PM
balance-handshake7$25.00$25.007/29/2010 5:17:22 PM
yank918$25.00$25.007/29/2010 5:17:38 PM
patriot897$25.00$25.007/29/2010 5:17:47 PM
Havana21$25.00$25.007/29/2010 5:18:02 PM
asiaratt$50.00$50.007/29/2010 5:16:11 PM
worthy-bid8$50.00$50.007/29/2010 5:18:16 PM
Ducatiman1978$25.00$25.007/29/2010 5:18:28 PM
villagers$25.00$25.007/29/2010 5:16:42 PM
Rattlehead$25.00$25.007/29/2010 5:19:06 PM
soulful-truth$1,000.00$1,000.007/29/2010 5:18:53 PM
autonomous-truth$25.00$25.007/29/2010 5:19:52 PM
teller$25.00$25.007/29/2010 5:20:08 PM
AF-Chief$33.00$33.007/29/2010 5:20:07 PM
desertoasis$25.00$25.007/29/2010 5:19:31 PM
GrooveBiz$50.00$50.007/29/2010 5:21:56 PM
personal-lender$25.00$25.007/29/2010 5:22:16 PM
igotmoney$25.00$25.007/29/2010 5:20:58 PM
gtyreeiv$25.00$25.007/29/2010 5:21:29 PM
joee$25.00$25.007/29/2010 5:21:33 PM
financial-frenzy$25.00$25.007/29/2010 5:21:43 PM
S-Master$25.00$25.007/29/2010 5:23:47 PM
dedicated-diversification5$100.00$100.007/29/2010 5:24:37 PM
ValyaLibra01$25.00$25.007/29/2010 5:24:11 PM
bonus-chosen-one$25.00$25.007/29/2010 5:24:19 PM
likeable-value$75.00$75.007/29/2010 5:24:31 PM
Nickle-and-Dime-Loans$25.00$25.007/29/2010 5:24:38 PM
jeffreyd81$25.00$25.007/29/2010 5:24:44 PM
momoney2lend$25.00$25.007/29/2010 5:25:38 PM
supreme-hope$25.00$25.007/29/2010 5:25:01 PM
AKgirl81$25.00$25.007/29/2010 5:23:34 PM
Vreet$25.00$25.007/29/2010 5:25:42 PM
integrity-doctor$100.00$100.007/29/2010 5:24:32 PM
sweetlan$25.00$25.007/29/2010 5:24:35 PM
Cre8iveCash$25.00$25.007/29/2010 5:26:09 PM
sharkm$50.00$50.007/29/2010 5:28:31 PM
jonbozeman$25.00$25.007/29/2010 5:28:35 PM
bountiful-durability$50.00$50.007/29/2010 5:27:10 PM
rapid-power2$25.00$25.007/29/2010 5:31:30 PM
purdue98$25.00$25.007/29/2010 5:32:24 PM
ASR3$25.00$25.007/29/2010 5:33:04 PM
WBB21$25.00$25.007/29/2010 5:32:49 PM
Duanep01$25.00$25.007/29/2010 5:33:57 PM
bold-special-peace7$49.00$49.007/29/2010 5:34:16 PM
LittlePiggyBank$25.00$25.007/29/2010 5:34:38 PM
DUDE66$25.00$25.007/29/2010 5:34:46 PM
blazing-money$25.00$25.007/29/2010 5:36:26 PM
kind-efficient-credit$25.00$25.007/29/2010 5:36:49 PM
mg6619$25.00$25.007/29/2010 5:36:27 PM
bullish2bearish$35.00$35.007/29/2010 5:36:36 PM
zippy-interest$25.00$25.007/29/2010 5:36:46 PM
ThatDanGuy$30.00$30.007/29/2010 5:36:52 PM
fortress767$25.00$25.007/29/2010 5:36:59 PM
mtp$50.00$50.007/29/2010 5:40:40 PM
g0avs3327$25.00$25.007/29/2010 5:39:17 PM
asoldier$25.00$25.007/29/2010 5:39:29 PM
Gilgothdae$25.00$25.007/29/2010 5:41:02 PM
bulabula$25.00$25.007/29/2010 5:42:23 PM
social-conductor4$25.00$25.007/29/2010 5:43:35 PM
GeelongTrader$25.00$25.007/29/2010 5:42:32 PM
fairness-kayak$25.00$25.007/29/2010 5:44:52 PM
authoritative-platinum7$25.00$25.007/29/2010 5:45:47 PM
stock106$25.00$25.007/29/2010 5:45:44 PM
Craig_B$25.00$25.007/29/2010 5:45:30 PM
jeromeyuan$25.00$25.007/29/2010 5:46:36 PM
JSON$25.00$25.007/29/2010 5:47:41 PM
TheYellowDart$25.00$25.007/29/2010 5:47:58 PM
jengachamp$25.00$25.007/29/2010 5:49:31 PM
TeamDriftwood$25.00$25.007/29/2010 5:49:41 PM
the-money-gargantuan$25.00$25.007/29/2010 5:48:57 PM
BenOrt$25.00$25.007/29/2010 5:50:13 PM
newgroom422$25.00$25.007/29/2010 5:52:25 PM
a275ranger$25.00$25.007/29/2010 5:51:46 PM
nerdfactor$25.00$25.007/29/2010 5:52:43 PM
NomoredebtCA$50.00$50.007/29/2010 5:53:00 PM
triumph329$25.00$25.007/29/2010 5:53:46 PM
famous-bill$47.11$47.117/29/2010 5:53:55 PM
innocent-loot$25.00$25.007/29/2010 5:53:14 PM
bryantsh$25.00$25.007/29/2010 5:54:04 PM
tearsnstone$25.00$25.007/29/2010 5:55:20 PM
greenbacchus$25.00$25.007/29/2010 5:56:11 PM
ezg$25.00$25.007/29/2010 5:57:15 PM
orange-courageous-dedication$30.00$30.007/29/2010 5:56:37 PM
newest-inspiring-power$25.00$25.007/29/2010 5:59:01 PM
generosity-travels$30.00$30.007/29/2010 5:59:19 PM
bigbryan98$25.00$25.007/29/2010 6:00:05 PM
wise-handy-finance$25.00$25.007/29/2010 6:13:00 PM
PhalanxBulldog$25.00$25.007/29/2010 6:14:03 PM
simpy$25.00$25.007/29/2010 6:15:23 PM
deal-frontier$50.00$50.007/29/2010 6:15:03 PM
janus_god$25.00$25.007/29/2010 6:18:34 PM
kind-responsibility-balancer$50.00$50.007/29/2010 6:18:12 PM
smloanbigresult$25.00$25.007/29/2010 6:18:31 PM
inspired-duty5$100.00$100.007/29/2010 6:20:13 PM
PatRichi$25.00$25.007/29/2010 6:19:32 PM
johnsock$25.00$25.007/29/2010 6:20:44 PM
ChuckieG$50.00$50.007/29/2010 6:20:55 PM
logical-moola4$50.00$50.007/29/2010 6:21:07 PM
flexible-vigilance7$25.00$25.007/29/2010 6:21:17 PM
apostle901$25.00$25.007/29/2010 6:18:33 PM
SPB$25.00$25.007/29/2010 6:21:36 PM
ImaPutz$25.00$25.007/29/2010 6:21:47 PM
87Marc$25.00$25.007/29/2010 6:20:45 PM
demoseal$25.00$25.007/29/2010 6:22:04 PM
riproaringrapids$25.00$25.007/29/2010 6:20:51 PM
350DGRZ$25.00$25.007/29/2010 6:21:01 PM
DeutscheBank$25.00$25.007/29/2010 6:21:06 PM
tidy-generosity$25.00$25.007/29/2010 6:21:10 PM
Interstate_Rate$250.00$250.007/29/2010 6:21:41 PM
papaloha$50.00$50.007/29/2010 6:22:07 PM
deal-pioneer1$25.00$25.007/29/2010 6:22:32 PM
bslavin$25.00$25.007/29/2010 6:22:38 PM
auction-workhorse679$25.00$25.007/29/2010 6:22:41 PM
The_Secret$25.00$25.007/29/2010 6:20:49 PM
worth-arch$25.00$25.007/29/2010 6:24:10 PM
halothane_logic$25.00$25.007/29/2010 6:20:53 PM
miked8303$25.00$25.007/29/2010 6:20:57 PM
gulch$25.00$25.007/29/2010 6:21:06 PM
vacaerol$25.00$25.007/29/2010 6:21:13 PM
Dubbs360$38.50$38.507/29/2010 6:23:29 PM
lagnisiruk$25.00$25.007/29/2010 6:25:43 PM
sdkevin$25.00$25.007/29/2010 6:24:02 PM
steely_dan34$25.00$25.007/29/2010 6:21:42 PM
Lou-Holtz$25.00$25.007/29/2010 6:26:07 PM
special-responsibility$25.00$25.007/29/2010 6:24:11 PM
michael573114$25.00$25.007/29/2010 6:21:45 PM
ambmba$25.00$25.007/29/2010 6:26:20 PM
jasmarc$25.00$25.007/29/2010 6:22:08 PM
Cpay2Me$25.00$25.007/29/2010 6:26:30 PM
moola-man$25.00$25.007/29/2010 6:26:32 PM
green-benefit-enclave$25.00$25.007/29/2010 6:22:36 PM
StrategicFinancier21$25.00$25.007/29/2010 6:26:12 PM
svandgts$25.00$25.007/29/2010 6:26:16 PM
GatorBux$25.00$25.007/29/2010 6:26:23 PM
CapeDollars$25.00$25.007/29/2010 6:26:31 PM
hard-working-loot$25.00$25.007/29/2010 6:29:36 PM
cspot$25.00$25.007/29/2010 6:29:41 PM
first-upright-payout$25.00$25.007/29/2010 6:24:12 PM
kmavm$25.00$25.007/29/2010 6:25:27 PM
kindness-percolator5$25.00$25.007/29/2010 6:29:34 PM
trade-wicket$25.00$25.007/29/2010 6:26:04 PM
Gixxer600$25.00$25.007/29/2010 6:26:09 PM
fund-web3$25.00$25.007/29/2010 6:26:17 PM
blue_skies_ahead$25.00$25.007/29/2010 6:26:24 PM
well-mannered-income3$25.00$25.007/29/2010 6:54:45 PM
pixeldave$50.00$50.007/29/2010 6:26:29 PM
jamiee73$25.00$25.007/29/2010 6:26:44 PM
bronzmajom$25.00$25.007/29/2010 6:32:12 PM
SnakeDoc_Investments$35.52$35.527/29/2010 8:01:42 PM
reflective-rupee$25.00$25.007/29/2010 8:11:02 PM
head$25.00$25.007/29/2010 6:56:47 PM
shrewd-peace7$50.00$50.007/29/2010 9:49:45 PM
CASHGIRL$25.00$25.007/29/2010 10:09:03 PM
coin-sherpa$25.00$25.007/30/2010 2:54:07 AM
trade-surge3$100.00$100.007/29/2010 10:34:05 PM
shiny-dollar9$25.00$25.007/30/2010 4:19:45 AM
treasure-bliss$63.54$63.547/30/2010 4:44:03 AM
Nerdster1$25.00$25.007/30/2010 5:19:14 AM
zone6$100.00$100.007/29/2010 10:04:52 PM
Hokie83$25.00$25.007/30/2010 5:34:31 AM
jhjoe$25.00$25.007/30/2010 6:24:07 AM
honorable-yield$35.00$35.007/30/2010 6:06:36 AM
Palacios$50.00$50.007/30/2010 7:11:12 AM
jonn834$25.00$25.007/30/2010 8:24:24 AM
peb44$25.00$25.007/30/2010 5:25:33 AM
jga516$25.00$25.007/30/2010 9:36:00 AM
responsive-rate884$25.00$25.007/30/2010 9:39:42 AM
gotjack$25.00$25.007/30/2010 10:01:44 AM
norcaliboy22$25.00$25.007/30/2010 7:44:56 AM
1nvest$25.00$25.007/30/2010 10:02:08 AM
credit-sunshine$25.00$25.007/30/2010 9:36:42 AM
blue-useful-auction$25.00$25.007/30/2010 10:28:01 AM
KiwiElf$30.00$30.007/30/2010 12:03:36 PM
affluence-tycoon$25.00$25.007/30/2010 12:12:30 PM
MAYBROOK$50.00$50.007/30/2010 12:49:04 PM
tsquared_030$25.00$25.007/30/2010 12:06:13 PM
best-coin-miser$25.00$25.007/30/2010 2:14:36 PM
balanced-bill7$50.00$50.007/30/2010 2:59:16 PM
power-secret-agent$25.00$25.007/30/2010 5:12:48 PM
CREnvy$25.00$25.007/30/2010 4:39:03 PM
EODCAP$75.00$75.007/31/2010 10:49:00 AM
econgineer$25.00$25.007/31/2010 1:09:52 PM
kaykarun$25.00$25.007/31/2010 3:06:00 PM
wicker1$25.00$25.007/31/2010 8:59:04 AM
beakerfish$50.00$50.007/31/2010 4:50:03 PM
penny-plato$50.00$50.007/31/2010 7:27:51 PM
green-rapid-openness$50.00$50.008/1/2010 1:17:29 AM
nilonc1$25.00$25.007/31/2010 10:48:11 PM
green-rapid-openness$50.00$50.008/1/2010 1:15:24 AM
affluence-companion2$25.00$25.008/1/2010 1:23:01 PM
Amber_Stone$25.00$25.008/1/2010 7:54:44 PM
truth-gondola5$25.26$25.268/2/2010 7:59:48 AM
bright-peso$50.00$50.008/2/2010 7:56:01 AM
credit-coach118$35.00$35.008/2/2010 10:44:21 AM
newest-investment-elevator$25.00$25.008/2/2010 11:30:33 AM
intelligent-yield$25.00$25.008/2/2010 12:53:21 PM
drseuzz$101.61$101.618/2/2010 1:04:48 PM
Investoman$50.00$50.008/2/2010 6:27:42 PM
ComputerCash25$25.00$25.008/3/2010 4:00:52 AM
donlenboy$33.52$33.528/3/2010 10:53:56 AM
lendstats_com$200.00$200.008/3/2010 12:04:54 PM
Megaton$25.00$25.008/3/2010 8:37:47 PM
leverage-monger$25.00$25.008/4/2010 9:24:21 AM
MrPie$25.00$25.008/4/2010 10:20:03 AM
rockhound84$25.00$25.008/4/2010 10:09:27 AM
skillful-asset5$30.00$30.008/4/2010 7:02:49 PM
loss-of-control$25.00$25.008/4/2010 7:12:01 PM
kendigme$25.84$25.848/5/2010 4:13:55 AM
patriot384$100.00$100.008/5/2010 6:42:45 AM
bst$27.75$27.758/5/2010 10:29:46 AM
grampy48$25.00$25.008/5/2010 11:28:40 AM
debt-legend$25.00$25.008/5/2010 11:13:54 AM
investment-happiness$74.78$74.788/5/2010 1:59:35 PM
415 bids
 
Borrower Payment Dependent Notes Series 469261
This series of Notes was issued and sold upon the funding of the borrower loan #43919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Jul-30-2010 
  Auction end date:  Aug-06-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $90.47
Final lender yield: 33.00% Final borrower rate/APR: 34.00% / 37.70% Final monthly payment: $89.34
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 20.25%  
Lender servicing fee: 1.00% Estimated return: 12.75%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1994 Debt/Income ratio: 34%
Credit score: 660-679 (Jun-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 3Length of status:8y 10m
Amount delinquent: $40 Total credit lines: 53 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,601Stated income:$25,000-$49,999
Delinquencies in last 7y: 21 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: compassion-dogwood2 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Trying Again - Pick Me
Purpose of loan:
This loan will be used to? consoladate.

My wish was to get a bigger loan and consolidate everything but I am willing to start small.
I signed up for myfico and have watched my credit score rise from 540 after the divorce to it's present score.?The1 deliquent bill is not listed on myfico nor did the Medical facility try to contact me.?Only after filling out this application did I become aware of this and have taken care of it.

Negative marks on my past credit is the result of a divorce.? Filing Bankruptcy was emotionally harder to do then divorcing the 185lbs oxygen thief that lived off of me for 15 years.? I sure miss my good credit and am looking forward to watching my credit score rise!


My financial situation:
I am a good candidate for this loan because??My goal is to eventually be a loan candidate with a good credit rating.??A good place to start is a small loan.??I am looking forward to the continued rise of my credit score and taking control of?how people view my financial responsibilities.?

Monthly net income: $ 2732

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 271
??Car expenses: $ 306
??Utilities: $ 200
??Phone, cable, internet: $ 268
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $ 315
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
BeanCownter$150.00$150.008/1/2010 7:50:21 PM
Amber_Stone$25.00$25.008/1/2010 8:02:56 PM
affluence-promise$25.00$25.008/2/2010 12:22:16 PM
Ronnieboy888$25.00$25.008/2/2010 2:22:32 PM
tigercat$50.00$50.008/2/2010 3:45:41 PM
mrxtravis$25.00$25.008/2/2010 6:19:07 PM
momsloans$25.00$25.008/2/2010 9:33:23 PM
iidowntoearthii$25.00$25.008/2/2010 10:20:14 PM
Rogelio48$25.00$25.008/3/2010 5:19:30 PM
kingston1$25.00$25.008/3/2010 9:14:21 PM
PalmerTheEmbalmer$25.00$25.008/4/2010 11:51:01 AM
MrMoneyBags$25.00$25.008/4/2010 6:03:05 PM
investment-cluster$25.00$25.008/5/2010 2:23:09 PM
Starfin-Capital-Management$64.37$64.378/5/2010 3:10:15 PM
rockhound84$25.00$25.008/5/2010 3:49:52 PM
chato2345$25.00$25.008/5/2010 4:50:10 PM
Bob450$25.00$25.008/5/2010 4:49:11 PM
marwadi-62$100.00$100.008/5/2010 6:03:25 PM
CatFunded$25.00$25.008/5/2010 5:55:04 PM
prominence8$25.00$25.008/5/2010 7:28:51 PM
YoungTaxMan$25.00$25.008/5/2010 9:09:29 PM
glenium$25.00$25.008/6/2010 3:25:01 AM
2152$25.00$25.008/6/2010 5:14:40 AM
deal-promiser$25.00$25.008/6/2010 10:05:32 AM
RecoveryLender$25.00$25.008/6/2010 9:41:16 AM
wirebutterfly$50.00$50.007/30/2010 10:47:00 AM
SolarMoonshine$25.00$25.007/31/2010 7:31:43 AM
jep7070$30.00$30.007/31/2010 10:37:06 AM
GlenBank$75.00$75.008/1/2010 8:49:29 AM
mohara25$112.35$112.358/1/2010 11:38:41 AM
Corporal$25.00$25.008/1/2010 4:40:57 PM
credit-coach118$25.00$25.008/2/2010 10:46:41 AM
simiray$25.00$8.928/2/2010 10:55:58 AM
newest-investment-elevator$25.00$25.008/2/2010 11:28:33 AM
reflective-rupee$25.00$25.008/3/2010 3:24:47 PM
market-pudding$25.00$25.008/4/2010 4:16:14 AM
biofred$25.00$25.008/4/2010 4:16:34 AM
bobnewt$100.00$100.008/4/2010 6:26:34 AM
exchange-cowbell5$25.00$25.008/4/2010 9:56:49 AM
worth-jedi5$25.00$25.008/4/2010 10:28:21 AM
WZ3190$25.03$25.038/4/2010 3:35:09 PM
skillful-asset5$25.00$25.008/4/2010 7:08:43 PM
Catz_aplenty$25.00$25.008/5/2010 6:45:54 AM
bronzmajom$25.00$25.008/5/2010 8:29:01 AM
gshx2$36.00$36.008/5/2010 11:39:03 AM
MrRooster101$25.00$25.008/5/2010 12:07:49 PM
Land_on_your_feet$40.00$40.008/5/2010 3:01:52 PM
unger$50.00$50.008/5/2010 4:51:38 PM
Leshan$33.33$33.338/5/2010 6:03:48 PM
what_goes_around$100.00$100.008/5/2010 7:48:46 PM
P3P-Career-Coach$25.00$25.008/5/2010 10:47:20 PM
rockhound84$25.00$25.008/6/2010 3:39:12 AM
power-secret-agent$25.00$25.008/6/2010 3:52:49 AM
grampy48$25.00$25.008/6/2010 8:20:16 AM
worth-jedi5$25.00$25.008/6/2010 10:00:16 AM
55 bids
 
Borrower Payment Dependent Notes Series 469341
This series of Notes was issued and sold upon the funding of the borrower loan #43916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-06-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $134.61
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $134.61
 
Auction yield range: 13.93% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-2002 Debt/Income ratio: 14%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 2Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 11 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 13 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: rupee-neutrino Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
trying to settle my college loan
Purpose of loan:
This loan will be used to settle my student college loan before it gets reported to the credit bureau... i was able to get a deal with the collection firm that bought my debt, but need that extra money to complete what i already had saved...?i have worked hard to bring my credit score up, so it will break my heart if it goes down again... please help!

My financial situation:
I am a good candidate for this loan because it is a small amount compare to what i make a year, as you can see on my credit record/ trend?i'm not a big spender and i have been paying off everything i have ever owned. it's just that the amount was too great for me to pull right away

Monthly net income: $ 2700

Monthly expenses: $
??Housing: $ 350
??Insurance: $ 80
??Car expenses: $ 30
??Utilities: $ 45
??Phone, cable, internet: $ 40
??Food, entertainment: $ 250
??Clothing, household expenses $
??Credit cards and other loans: $ 190
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.008/2/2010 11:24:33 AM
zone8$100.00$100.008/2/2010 11:25:11 AM
Comoparklender$40.00$40.008/2/2010 11:28:51 AM
treasure-bliss$100.00$100.008/2/2010 11:33:44 AM
diplomatic-wealth7$25.00$25.008/2/2010 11:42:45 AM
asiaratt$50.00$50.008/2/2010 11:52:52 AM
balance-handshake7$25.00$25.008/2/2010 11:54:05 AM
patriot897$25.00$25.008/2/2010 11:54:31 AM
personal-lender$25.00$25.008/2/2010 11:55:24 AM
WalnutCreekguy$25.00$25.008/2/2010 12:04:54 PM
kaykarun$25.00$25.008/2/2010 12:35:14 PM
nickel-position$25.00$25.008/2/2010 1:37:44 PM
SolarMoonshine$25.00$25.008/2/2010 4:35:27 PM
magnolia161$50.00$50.008/3/2010 7:50:56 AM
compassionate-payment9$25.00$25.008/3/2010 3:37:19 PM
chato2345$25.55$25.558/3/2010 4:44:19 PM
pixeldave$50.00$50.008/3/2010 6:21:50 PM
cablenews$25.00$25.008/4/2010 3:19:40 AM
Tono$30.00$30.008/4/2010 4:52:03 PM
cash-spark3$25.00$25.008/4/2010 7:13:12 PM
the-silver-blaster$27.58$27.588/4/2010 9:22:42 PM
igotmoney$25.00$25.008/5/2010 6:18:38 AM
oath163$25.00$25.008/5/2010 6:57:12 AM
important-openness1$100.00$100.008/5/2010 9:33:19 AM
bountiful-durability$100.00$100.008/5/2010 5:38:50 PM
deal-pinnacle7$25.00$25.008/6/2010 1:27:44 AM
speedy-point$25.00$25.008/6/2010 8:37:36 AM
greenwell$50.00$50.008/6/2010 10:29:15 AM
Interloper$25.00$25.008/6/2010 10:29:37 AM
bullincage$25.00$25.008/6/2010 10:29:44 AM
Rogelio48$30.00$30.008/6/2010 10:36:45 AM
carrinel$44.35$44.358/6/2010 3:25:02 PM
KrisKringle$50.00$50.008/6/2010 5:07:42 PM
Artist_Blue$25.00$25.008/2/2010 11:31:25 AM
top-courteous-peso$25.00$25.008/2/2010 11:35:23 AM
copper$30.00$30.008/2/2010 11:30:13 AM
reward-adventure$30.00$30.008/2/2010 11:53:11 AM
mtp$50.00$50.008/2/2010 12:00:59 PM
tech310$25.00$25.008/2/2010 12:33:40 PM
BeanCownter$100.00$100.008/2/2010 12:38:32 PM
kind-bill-supporter$50.00$50.008/2/2010 12:42:54 PM
the-purposeful-principal$25.00$25.008/2/2010 12:37:51 PM
nickel-position$25.00$25.008/2/2010 1:37:56 PM
balanced-bill7$25.00$25.008/2/2010 4:29:15 PM
radforj22$25.00$25.008/3/2010 2:00:39 PM
inspiring-reward$50.57$50.578/3/2010 4:34:03 PM
Havana21$25.00$25.008/4/2010 1:36:12 AM
wampum-chorus3$25.00$25.008/4/2010 4:19:44 AM
enthralling-deal180$100.00$100.008/4/2010 6:22:53 AM
leodaguy$100.00$100.008/4/2010 6:03:33 AM
kegs$100.00$100.008/4/2010 12:48:24 PM
zorg77$25.00$25.008/5/2010 2:22:19 AM
AlexTrep$25.00$25.008/5/2010 6:17:54 AM
Cybercusp$25.00$25.008/5/2010 6:18:06 AM
AAAInvestments$25.00$25.008/5/2010 6:57:52 AM
Rogesparkguy$25.00$25.008/5/2010 8:23:20 AM
dcap3$100.00$100.008/5/2010 8:54:44 AM
loyalist1$50.00$50.008/5/2010 8:38:19 AM
cestesV$50.00$50.008/5/2010 4:58:17 PM
larrybird$100.00$100.008/5/2010 6:28:11 PM
payment-gusto$25.00$25.008/5/2010 7:52:53 PM
greggathelegga$50.00$50.008/6/2010 5:45:14 AM
rosario1$25.00$25.008/6/2010 9:43:43 AM
oracle3$50.00$50.008/6/2010 9:34:13 AM
tjone69$50.00$50.008/6/2010 10:29:03 AM
kellydawn$50.00$50.008/6/2010 10:29:42 AM
HenryS$50.00$36.958/6/2010 10:29:46 AM
market-pudding$25.00$25.008/6/2010 12:52:53 PM
realtormoises$25.00$25.008/6/2010 11:24:52 AM
Bob450$30.00$30.008/6/2010 3:36:03 PM
70 bids
 
Borrower Payment Dependent Notes Series 469353
This series of Notes was issued and sold upon the funding of the borrower loan #43852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,600.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-09-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.88% Starting monthly payment: $72.38
Final lender yield: 31.00% Final borrower rate/APR: 32.00% / 35.81% Final monthly payment: $69.69
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 20.12%  
Lender servicing fee: 1.00% Estimated return: 10.88%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-2007 Debt/Income ratio: 25%
Credit score: 640-659 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:5y 9m
Amount delinquent: $0 Total credit lines: 6 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $802Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: kind-commerce-hut Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moving out from a bad roommate
NOTICE: I'm assuming that my HR rating is due to this listing being a repost\meaning my last listing did not get funded. I forgot to put my apartment number and I could not get verified in time, thus I have to repost my listing. My last listing completed 1200 @ 13.78APR. I'm requesting a higher amount due to a pet deposit. I will have no problem making this payment.

Purpose of loan:
This loan will be used to get myself a new apartment

My financial situation:
I am a good candidate for this loan because I have a steady income.

Monthly net income: $2300

Q&A from previous listing:
Q: Hi! Good luck with your loan and getting away from your bad roommate. How much will your monthly rent be in your new place?A: Thanks! It will be 425 a month with around 60-100 for electricity depending on the season and 50 for internet. On a side note for investors: I've had a 370/mo car payment now for 3 years without missing a beat, the $45 monthly payment will not be a problem. (Jul-12-2010)Q: Is your income primarily from salary or tips?A: Primarily tips. My estimated monthly income is a pretty generous guess because my weekly NET income is usually anywhere from 500-700 . I've been with the company since I was 16. I'm 22 now and will continue to have this job until I'm finished with school (Jul-15-2010)

Monthly expenses: $1300-1600 total
??Housing: $450
??Insurance: $0
??Car expenses: $580
??Utilities: $60-120
??Phone, cable, internet: $40
??Food, entertainment: $200
??Clothing, household expenses $0-100
??Credit cards and other loans: $100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SolarMoonshine$25.00$25.008/4/2010 10:26:49 AM
Iza13$27.87$27.878/5/2010 4:51:58 PM
Headfones$25.00$25.008/5/2010 8:35:37 PM
asset-vibraphone$30.00$30.008/6/2010 11:27:03 AM
ComputerCash25$25.00$25.008/6/2010 3:04:36 PM
KrisKringle$40.00$40.008/6/2010 5:10:07 PM
billybragg$25.00$25.008/6/2010 6:41:39 PM
chato2345$50.00$50.008/6/2010 5:24:51 PM
lucrative-coin$100.00$100.008/7/2010 9:40:13 AM
AdamsWay$25.00$25.008/7/2010 12:38:35 PM
bull_lender$25.00$25.008/7/2010 4:46:59 PM
gadget7$27.23$27.238/8/2010 8:35:15 AM
Kash2010lu$25.00$25.008/8/2010 12:13:04 PM
bughead$25.00$25.008/8/2010 1:06:52 PM
Wachocia$25.00$25.008/8/2010 9:19:19 PM
nymoney$68.00$68.008/9/2010 8:28:49 AM
njcass79$30.00$30.008/9/2010 9:06:40 AM
JauaFlash$29.35$29.358/9/2010 9:48:46 AM
order-bee1$200.00$200.008/9/2010 11:14:47 AM
bankbuddy55$30.00$30.008/2/2010 1:43:13 PM
brondero$75.00$75.008/3/2010 3:40:20 PM
penny-sergeant$25.00$25.008/3/2010 6:59:00 PM
boynumber1$25.00$25.008/6/2010 10:22:59 AM
nickel-position$25.00$25.008/6/2010 10:39:31 AM
realtormoises$25.00$25.008/6/2010 11:25:20 AM
I_want_to_help_you$25.00$8.788/6/2010 1:19:13 PM
momentous-value$25.00$25.008/6/2010 3:32:39 PM
asian808$25.00$25.008/6/2010 8:12:31 PM
mrxtravis$41.13$41.138/7/2010 6:13:32 AM
Leshan$33.33$33.338/6/2010 11:17:30 PM
market-pudding$25.00$25.008/7/2010 4:28:36 AM
marwadi-62$100.00$100.008/7/2010 1:19:55 PM
Wachocia$25.00$25.008/7/2010 10:42:35 PM
MrRooster101$25.00$25.008/8/2010 12:10:43 AM
marinbb$50.00$50.008/8/2010 5:40:31 PM
newequity$25.00$25.008/8/2010 9:26:06 PM
2152$25.00$25.008/9/2010 5:43:37 AM
fair-payment4$25.00$25.008/9/2010 6:19:11 AM
marinbb$25.00$25.008/8/2010 5:40:55 PM
ZLyons$25.00$25.008/8/2010 9:16:41 PM
tcbmc$34.31$34.318/9/2010 9:08:50 AM
wild-orange$25.00$25.008/9/2010 10:04:45 AM
wealth-multiplier$25.00$25.008/9/2010 11:17:29 AM
43 bids
 
Borrower Payment Dependent Notes Series 469377
This series of Notes was issued and sold upon the funding of the borrower loan #43922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-09-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $90.47
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $90.47
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1992 Debt/Income ratio: Not calculated
Credit score: 640-659 (Jul-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:6y 5m
Amount delinquent: $0 Total credit lines: 15 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,801Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: going-for-it Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Start-up..Re-post!!!
Purpose of loan: Business Start-up
This loan will be used to?? purchase business insurance, supplies, marketing materials, accountant, etc.
My financial situation: Is improving
I am a good candidate for this loan because? I am never late on my monthly bills and can handle the requested monthy payment for this loan. I am in the process of growing a small business which is already generating income.My revolving credit is high due to some financial hits? I endured during the recession, but I am recovering and hope to continue with my plans to grow my residential and office cleaning business. This listing was almost fully funded but was cancelled due to a bug found during the Prosper maintenance, I was told to re-list...I hope you will help me again!! This loan will really set things in motion!
Monthly net income: $ 3000+

Monthly expenses: $
??Housing: $?700
??Insurance: $ 180
??Car expenses: $ 200
??Utilities: $ 0
??Phone, cable, internet: $ 75
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 800
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.008/2/2010 11:24:39 AM
zone8$100.00$100.008/2/2010 11:25:03 AM
108lender$75.00$75.008/2/2010 11:24:25 AM
diplomatic-wealth7$25.00$25.008/2/2010 11:42:49 AM
cablenews$25.00$25.008/4/2010 3:18:43 AM
pixeldave$50.00$50.008/5/2010 6:18:28 AM
Rogesparkguy$25.00$25.008/5/2010 8:23:22 AM
kegs$100.00$100.008/5/2010 6:34:10 PM
prominence8$25.00$25.008/5/2010 7:58:47 PM
rosario1$25.00$25.008/6/2010 10:29:59 AM
sensible-trade$50.00$50.008/6/2010 12:23:31 PM
ComputerCash25$25.00$25.008/6/2010 3:05:30 PM
tjone69$25.00$25.008/6/2010 3:33:47 PM
jamiee73$25.00$25.008/6/2010 3:20:01 PM
powerful-finance7$50.00$50.008/6/2010 5:28:26 PM
HenryS$25.00$25.008/6/2010 6:42:49 PM
gpuck$25.00$25.008/6/2010 5:16:48 PM
nodebt2012$25.00$25.008/6/2010 9:50:08 PM
greenwell$28.69$26.488/6/2010 8:17:50 PM
healingangel22$25.00$25.008/7/2010 12:18:31 PM
capital-deployment$25.00$25.008/7/2010 12:21:11 PM
fascinating-gold$50.00$50.008/7/2010 2:29:56 PM
cobramonkey$60.00$60.008/7/2010 2:46:31 PM
fascinating-gold$50.00$50.008/8/2010 4:00:53 PM
victor111$50.00$50.008/9/2010 5:10:27 AM
mike2246s$57.40$57.408/9/2010 6:14:05 AM
loaningmoneybyme$32.50$32.508/8/2010 7:27:56 PM
Fromthebu$25.00$25.008/9/2010 7:39:12 AM
enthralling-investment$25.00$25.008/9/2010 6:30:16 AM
finance-elevator$25.00$25.008/9/2010 7:30:02 AM
GCSS$25.00$25.008/9/2010 8:52:17 AM
tcbmc$25.00$25.008/9/2010 9:06:52 AM
Artist_Blue$25.00$25.008/2/2010 11:35:42 AM
kind-bill-supporter$25.00$25.008/2/2010 12:56:15 PM
inspiring-reward$25.00$25.008/4/2010 9:57:54 AM
wampum-chorus3$25.00$25.008/5/2010 5:00:11 PM
larrybird$100.00$100.008/5/2010 6:28:58 PM
Cybercusp$50.00$50.008/5/2010 5:47:56 PM
dcap3$50.00$50.008/6/2010 10:29:55 AM
helpishere777$25.00$25.008/6/2010 12:38:10 PM
DHolly$25.00$25.008/6/2010 4:23:40 PM
Attract$25.00$25.008/6/2010 6:17:45 PM
lucrative-coin$50.00$50.008/7/2010 9:44:01 AM
loss-of-control$25.00$25.008/7/2010 6:47:20 PM
epic-payout$25.00$25.008/7/2010 10:46:14 AM
newest-investment-elevator$25.00$25.008/8/2010 11:40:37 AM
SongBirdProphecy$25.00$25.008/8/2010 9:11:24 PM
YoungTaxMan$25.00$25.008/8/2010 9:14:44 PM
asset-vibraphone$40.00$40.008/9/2010 3:41:17 AM
d_grbg$25.00$25.008/9/2010 6:19:20 AM
njcass79$33.62$33.628/9/2010 8:00:32 AM
MONEY_IN_THE_BANK$25.00$25.008/9/2010 7:52:09 AM
Free-the-usa-1776$25.00$25.008/9/2010 12:23:42 AM
53 bids
 
Borrower Payment Dependent Notes Series 469657
This series of Notes was issued and sold upon the funding of the borrower loan #43870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-09-2010 
 
Starting lender yield: 21.00% Starting borrower rate/APR: 22.00% / 27.86% Starting monthly payment: $38.19
Final lender yield: 15.22% Final borrower rate/APR: 16.22% / 21.87% Final monthly payment: $35.27
 
Auction yield range: 10.93% - 21.00% Estimated loss impact: 11.15%  
Lender servicing fee: 1.00% Estimated return: 4.07%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1994 Debt/Income ratio: 19%
Credit score: 660-679 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 18 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,369Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: No  
Screen name: palebluedot33 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting Small
Purpose of loan:
This loan will be used to pay on a high interest credit card.? I am starting off small to establish myself as a responsible borrower.

My financial situation:
I am a good candidate for this loan because I have a good job as a teacher now and make enough to pay all my bills on time.? I overused my credit cards in college, having credit card Christmases etc. I have three daughters and I'd like to buy a house before my oldest graduates from high school.

I am using Mint.com to track my bills and budgets and am highly committed to getting out of debt.? This loan will be my top priority. As a Kiva lender I believe in this common sense utilitarian approach.? If all goes well, I will try to consolidate more/all of my debt using p2p lending.

Some mistakes I made are:
When I first started college I was afraid to take all the federal student loan money I was offered, but then used credit cards *doh*
I closed a few accounts once I paid them off, hurting my ratio;
I stopped using my cards completely, so they cut my limits even though I always paid on time;


Monthly net income: $ 3,000

Monthly expenses: $ 2350
??Housing: $ 750
??Insurance: $ 100
??Car expenses: $ 100
??Utilities: $ 50
??Phone, cable, internet: $ 50
??Food, entertainment: $ 600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, I really like that you are also a Kiva lender. Just wondering why your first listing was withdrawn? Please answer publicly. Thanks and best wishes! - rate-hickory
A: Hello, I was thinking there might be some other Kiva fans out there! I withdrew my first listing because I had just got my own checking account and only had starter checks. I would've waited had I realized they were needed. Thanks for asking! (Aug-05-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
eg192$114.81$114.818/5/2010 8:50:27 AM
JaceSpade$25.00$25.008/6/2010 12:09:04 PM
kwan$35.00$35.008/6/2010 10:47:19 AM
Phatt-Daddy$50.00$50.008/6/2010 12:35:56 PM
moo916$25.00$25.008/6/2010 10:12:57 PM
neorunner$25.00$25.008/6/2010 8:51:27 PM
tomdooley12520$44.40$44.408/7/2010 4:13:14 AM
quiggles$25.00$25.008/7/2010 7:06:13 AM
auction-chomper4$25.00$25.008/8/2010 1:55:10 AM
peb44$25.00$25.008/8/2010 5:20:32 AM
mason5$25.00$25.008/7/2010 11:38:26 PM
FinanceEngine$25.00$25.008/8/2010 10:58:34 AM
mobius_titan$25.00$25.008/9/2010 2:46:11 AM
sensational-penny$55.55$55.558/8/2010 10:20:10 PM
s270$37.63$37.638/9/2010 4:58:54 AM
wild-orange$25.00$25.008/9/2010 10:08:17 AM
ToweringDan$75.00$75.008/2/2010 8:55:42 PM
bankrushing$30.19$30.198/3/2010 12:11:50 PM
vulgy$50.00$50.008/5/2010 12:04:12 PM
SOP_Bank$25.00$25.008/5/2010 5:24:27 PM
paul1$25.00$25.008/6/2010 8:55:14 PM
ZLyons$25.00$25.008/7/2010 2:39:08 PM
KrisKringle$25.00$25.008/8/2010 5:30:14 PM
psanders75$50.00$50.008/8/2010 4:41:20 PM
blue-useful-auction$25.00$25.008/9/2010 11:18:58 AM
order-bee1$200.00$82.428/9/2010 11:18:15 AM
26 bids
 
Borrower Payment Dependent Notes Series 469963
This series of Notes was issued and sold upon the funding of the borrower loan #43898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-04-2010 
  Auction end date:  Aug-09-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.46% Starting monthly payment: $61.64
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.46% Final monthly payment: $61.64
 
Auction yield range: 10.93% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-2000 Debt/Income ratio: 12%
Credit score: 700-719 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 10 / 6Length of status:9y 3m
Amount delinquent: $4,423 Total credit lines: 26 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,255Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: stressedparent5050 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buy a engagement ring
Purpose of loan:
This loan will be used to buy a engagement ring.

My financial situation:
I am a good candidate for this loan because I have a full time job and a Prosper account.

Monthly net income: $
1400
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 50
??Car expenses: $ 100
??Utilities: $ 0
??Phone, cable, internet: $ 50
??Food, entertainment: $ 75
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Now delinquent: 2 Amount delinquent: $4,423 ?? - JGuide
A: Those are debts from my divorce that was final in July 2009. 1 of the debts was a joint account with the ex wife and the other is solely mine. After the ex threw me out I had to pay for me a place to live and for my kids. I had to choose either keep roof over my kids heads and feed them or pay those debts. (Aug-05-2010)
Q: Please explain the substantial current delinquency shown on your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A: The 2 delinquency`s are from my divorce. One is a joint loan that I had with the ex wife while we were married and the other is a loan in my name only. Pretty much she waited til the money was spent then threw me out. I had to choose either have a place to live for me and my kids or pay the debts. I chose my kids. At the time the ex wife did not work and still dont. Divorce was final July 09. (Aug-05-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
copper$50.00$50.008/4/2010 2:09:07 PM
simplelender80$50.00$50.008/4/2010 2:13:31 PM
personal-lender$25.00$25.008/4/2010 2:14:36 PM
reward-adventure$30.00$30.008/4/2010 2:13:44 PM
balance-handshake7$25.00$25.008/4/2010 2:14:03 PM
enthralling-deal180$100.00$100.008/5/2010 6:19:11 AM
loyalist1$50.00$50.008/5/2010 8:38:32 AM
important-openness1$100.00$100.008/5/2010 9:33:54 AM
RebuildALife$25.00$25.008/5/2010 2:24:06 PM
kind-bill-supporter$39.17$39.178/6/2010 3:21:09 PM
kegs$41.46$41.468/6/2010 5:22:41 PM
larrybird$50.00$50.008/7/2010 1:32:59 AM
well-mannered-income3$25.00$25.008/8/2010 3:59:51 PM
leodaguy$100.00$100.008/8/2010 5:29:37 PM
BeanCownter$28.05$28.058/8/2010 3:02:38 PM
mtp$50.00$50.008/9/2010 11:51:05 AM
sensible-trade$100.00$100.008/9/2010 11:52:02 AM
cash-spark3$25.00$10.298/9/2010 1:07:42 PM
wwwUniversal$25.00$25.008/9/2010 1:14:16 PM
exchange-cowbell5$25.00$25.008/9/2010 2:33:34 PM
ringosigpi$25.00$25.008/9/2010 4:07:14 PM
Artist_Blue$25.00$25.008/4/2010 2:08:44 PM
diplomatic-wealth7$25.00$25.008/4/2010 2:16:09 PM
cablenews$25.00$25.008/4/2010 2:18:54 PM
uncleegg$25.00$25.008/5/2010 1:10:01 AM
FinDoc$25.00$25.008/5/2010 2:31:41 AM
WalnutCreekguy$25.00$25.008/5/2010 6:19:01 AM
reflective-rupee$25.00$25.008/5/2010 4:00:03 PM
JGuide$26.03$26.038/5/2010 4:05:31 PM
frogperson$100.00$100.008/7/2010 10:07:55 AM
marwadi-62$100.00$100.008/7/2010 1:18:20 PM
asiaratt$25.00$25.008/7/2010 1:53:29 PM
loanman2007$25.00$25.008/9/2010 12:35:34 PM
glroark$50.00$50.008/9/2010 1:48:55 PM
taetrade$25.00$25.008/9/2010 1:33:53 PM
35 bids
 
Borrower Payment Dependent Notes Series 468162
This series of Notes was issued and sold upon the funding of the borrower loan #43864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-06-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $336.52
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $336.52
 
Auction yield range: 13.93% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1994 Debt/Income ratio: 19%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 15 / 15Length of status:2y 5m
Amount delinquent: $2,415 Total credit lines: 42 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,946Stated income:$75,000-$99,999
Delinquencies in last 7y: 6 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: sivaram98 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 40 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,500.00< 31 days late: 0 ( 0% )  
640-659 (May-2010)
660-679 (Dec-2007)
680-699 (Nov-2006)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 40  
Description
Paying off higher rate cards
Purpose of loan:
This loan will be used to?
Paqying off higher interest credit cards
My financial situation:
I am a good candidate for this loan because?

Monthly net income: $
5500
Monthly expenses: $
??Housing: $ 650
??Insurance: $ 200
??Car expenses: $ 550
??Utilities: $ 200
??Phone, cable, internet: $150
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 500
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I would like to bid, but the high delinquent is a little disturbing. What is that all about? - Kash2010lu
A: Please tell me what you are looking at. I have an amex. card that has high balance. Other than that, I dont see any big balances. Thanks (Aug-03-2010)
Q: In my last question i was referring to the $2415 that is listed as delinquent. - Kash2010lu
A: I, honestly, do not know about that amount. Could be one of the bills (health, credit card, etc) on which I paid partially, and partly I was discounted for. That amount could have ended up as delinquent. (Aug-03-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
zone8$100.00$100.008/2/2010 11:25:16 AM
treasure-bliss$100.00$100.008/2/2010 11:33:41 AM
frugalinvestor20$25.00$25.008/2/2010 11:37:31 AM
copper$30.00$30.008/2/2010 11:30:17 AM
lean-ore9$25.00$25.008/2/2010 11:40:30 AM
reward-adventure$30.00$30.008/2/2010 11:53:08 AM
asiaratt$50.00$50.008/2/2010 11:52:50 AM
balance-handshake7$25.00$25.008/2/2010 11:54:08 AM
patriot897$25.00$25.008/2/2010 11:54:34 AM
personal-lender$25.00$25.008/2/2010 11:55:20 AM
tech310$25.00$25.008/2/2010 12:33:41 PM
kaykarun$25.00$25.008/2/2010 12:35:12 PM
UCLA4life$25.00$25.008/2/2010 12:37:09 PM
cash-spark3$25.00$25.008/2/2010 12:41:59 PM
kind-bill-supporter$50.00$50.008/2/2010 12:42:52 PM
nickel-position$50.00$50.008/2/2010 1:38:36 PM
Moe87$50.00$50.008/2/2010 6:54:53 PM
SFBank$300.00$300.008/2/2010 7:13:23 PM
MoneyForNothing$25.38$25.388/2/2010 8:40:33 PM
AlexTrep$25.00$25.008/2/2010 8:20:16 PM
pixeldave$50.00$50.008/3/2010 12:57:18 PM
Cybercusp$25.00$25.008/3/2010 2:51:11 PM
selector568$100.00$100.008/3/2010 5:21:11 PM
enthralling-deal180$100.00$100.008/4/2010 6:22:50 AM
leodaguy$100.00$100.008/4/2010 6:03:31 AM
mikeandcat$50.00$50.008/4/2010 8:00:48 AM
well-mannered-income3$25.00$25.008/4/2010 10:13:47 AM
cestesV$40.80$40.808/4/2010 10:07:35 AM
SolarMoonshine$25.00$25.008/4/2010 10:29:39 AM
oath163$25.00$25.008/5/2010 6:56:07 AM
Rogesparkguy$25.00$25.008/5/2010 8:23:19 AM
important-openness1$100.00$100.008/5/2010 9:33:17 AM
dcap3$100.00$100.008/5/2010 8:54:41 AM
CPADawg$30.00$30.008/5/2010 1:48:05 PM
FarmersBank$25.00$25.008/5/2010 12:10:08 PM
TheYellowDart$25.00$25.008/5/2010 4:57:51 PM
bunnybear$40.00$40.008/5/2010 4:57:32 PM
Aberdeen$400.00$400.008/5/2010 6:32:55 PM
Aberdeen$400.00$400.008/5/2010 6:33:07 PM
larrybird$100.00$100.008/5/2010 6:28:09 PM
Aberdeen$500.00$500.008/5/2010 6:32:54 PM
investmentgroup$25.00$25.008/5/2010 11:08:06 PM
payment-gusto$25.00$25.008/5/2010 7:52:50 PM
twjh$25.00$25.008/5/2010 7:57:38 PM
asmithj$50.00$50.008/6/2010 9:37:52 AM
oracle3$50.00$50.008/6/2010 9:34:12 AM
supreme-hope$25.00$25.008/6/2010 10:28:59 AM
kellydawn$50.00$50.008/6/2010 10:29:42 AM
HenryS$50.00$50.008/6/2010 10:29:45 AM
powerful-finance7$50.00$50.008/6/2010 10:29:52 AM
exchange-cowbell5$100.00$100.008/6/2010 11:18:51 AM
exchange-cowbell5$100.00$100.008/6/2010 11:19:09 AM
anton$49.99$49.998/6/2010 11:20:04 AM
sensational-peace6$50.00$50.008/6/2010 1:25:52 PM
Bob450$35.00$35.008/6/2010 2:08:16 PM
somebody32$25.00$25.008/6/2010 3:16:25 PM
jamiee73$25.00$25.008/6/2010 3:19:57 PM
tidy-generosity$25.00$25.008/6/2010 3:20:56 PM
simplelender80$100.00$100.008/2/2010 11:24:30 AM
Comoparklender$40.00$40.008/2/2010 11:28:55 AM
Artist_Blue$25.00$25.008/2/2010 11:31:29 AM
principal-mermaid$300.00$300.008/2/2010 11:23:36 AM
top-courteous-peso$25.00$25.008/2/2010 11:35:21 AM
diplomatic-wealth7$25.00$25.008/2/2010 11:42:41 AM
mtp$50.00$50.008/2/2010 12:00:54 PM
WalnutCreekguy$25.00$25.008/2/2010 12:04:57 PM
balanced-bill7$50.00$50.008/2/2010 12:13:52 PM
BeanCownter$100.00$100.008/2/2010 12:38:30 PM
the-purposeful-principal$25.00$25.008/2/2010 12:37:48 PM
reflective-rupee$25.00$25.008/2/2010 2:20:53 PM
nickel-position$50.00$50.008/2/2010 1:38:54 PM
myutmost$30.00$30.008/2/2010 4:35:10 PM
igotmoney$25.00$25.008/3/2010 7:00:51 AM
magnolia161$50.00$50.008/3/2010 7:50:54 AM
inspiring-reward$100.00$100.008/3/2010 7:00:25 AM
the-silver-blaster$50.00$50.008/3/2010 7:00:18 AM
wampum-chorus3$25.00$25.008/3/2010 12:55:38 PM
zorg77$25.00$25.008/3/2010 5:20:57 PM
jhouman$25.00$25.008/4/2010 1:14:30 AM
cablenews$25.00$25.008/4/2010 3:19:46 AM
Havana21$25.00$25.008/4/2010 1:36:16 AM
Kash2010lu$50.00$50.008/4/2010 5:44:32 AM
kegs$100.00$100.008/4/2010 12:48:21 PM
zone6$100.00$100.008/4/2010 7:20:08 PM
AAAInvestments$25.00$25.008/5/2010 6:57:46 AM
speedy-point$25.00$25.008/5/2010 6:19:07 AM
davidy$25.00$25.008/5/2010 2:24:12 PM
autonomous-truth$25.00$25.008/5/2010 4:59:55 PM
newgroom422$25.00$25.008/5/2010 4:58:10 PM
rosario1$25.00$25.008/5/2010 5:01:46 PM
puifais$25.00$25.008/5/2010 4:58:05 PM
credit-vinyl$25.00$25.008/5/2010 6:22:46 PM
bountiful-durability$100.00$100.008/5/2010 5:38:49 PM
Aberdeen$400.00$400.008/5/2010 6:33:29 PM
Aberdeen$500.00$500.008/5/2010 6:32:52 PM
deal-pinnacle7$25.00$25.008/6/2010 1:27:40 AM
CoolPlexer$25.00$25.008/6/2010 5:24:27 AM
Ducatiman1978$25.00$25.008/6/2010 10:02:33 AM
FASTIZIO_P$25.00$25.008/6/2010 10:28:23 AM
tjone69$100.00$100.008/6/2010 10:29:01 AM
IIP77$25.00$25.008/6/2010 10:28:57 AM
greenwell$50.00$50.008/6/2010 10:29:14 AM
Interloper$25.00$25.008/6/2010 10:29:37 AM
bullincage$25.00$25.008/6/2010 10:29:44 AM
MetraLynn$25.00$25.008/6/2010 10:41:24 AM
red-favorable-basis$25.00$25.008/6/2010 10:40:09 AM
helpishere777$25.00$25.008/6/2010 12:38:08 PM
genuine-integrity0$25.00$25.008/6/2010 1:19:47 PM
sensible-trade$100.00$100.008/6/2010 12:23:08 PM
blue-useful-auction$25.00$25.008/6/2010 12:39:55 PM
ComputerCash25$25.00$25.008/6/2010 3:08:34 PM
Schu$50.00$50.008/6/2010 3:18:01 PM
social-conductor4$25.00$25.008/6/2010 3:18:44 PM
Cre8iveCash$25.00$25.008/6/2010 3:19:21 PM
investment-forte$25.00$25.008/6/2010 3:20:05 PM
painterflipper$50.00$48.838/6/2010 3:20:59 PM
116 bids
 
Borrower Payment Dependent Notes Series 468282
This series of Notes was issued and sold upon the funding of the borrower loan #43854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jul-26-2010 
  Auction end date:  Aug-02-2010 
 
Starting lender yield: 19.00% Starting borrower rate/APR: 20.00% / 20.37% Starting monthly payment: $445.96
Final lender yield: 10.00% Final borrower rate/APR: 11.00% / 11.35% Final monthly payment: $392.86
 
Auction yield range: 2.93% - 19.00% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 8.49%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 7
Enhanced (1-5): 4
First credit line: Dec-1995 Debt/Income ratio: 15%
Credit score: 840-859 (Jul-2010) Inquiries last 6m: 1Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 21 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: apluslending Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 840-859 (Latest)
Principal borrowed: $25,000.00< 31 days late: 0 ( 0% )  
840-859 (Sep-2009)
840-859 (Sep-2008)
860-879 (Mar-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 4  
Description
Real Estate Imvestment
Purpose of loan:
This loan will be used to acquire a piece of residential real estate in the Phoenix area for fix and flip.? The Phoenix area is a prime target for fix and flip real estate right now. The prices have become so depressed no one could acquire the land and build the homes for the prices they are selling at.

My financial situation:
I am a good candidate for this loan because I currently am a teacher with a stable income and own a successful and profitable carpet cleaning business.? This loan will be used for short term investing.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: 2 part question: 1. Do you still own/operate the carpet cleaning business you bought with your last propser loan? 2. Why did you pay your last loan off so quickly for 25k@13% ? - Aristocrat
A: Yes I still own and operate the carpet cleaning business. I was able to pay off the last loan quickly with some funds from the carpet cleaning business and from some real estate money. Hope that helps (Jul-26-2010)
Q: Hi, what is your timeline to pay off this loan? What is the purchase price of the property you want to buy? Thanks. - interest88
A: The time line to pay the loan off is anywhere from one month to one year. The price of the property that I am looking at purchasing is $40,000. (Jul-30-2010)
Q: Hi, when do you plan to pay off this loan? Thanks. - interest88
A: I plan to pay the loan off anywhere from one month to one year. (Jul-30-2010)
Q: Thanks for your previous response. Last question, why did you start this loan at 19%? You seemingly have good credit so why are you willing to accept such a high interest rate? - Aristocrat
A: I started at a high interest rate based upon my previous experience with prosper. When I started high I noticed that more people were interested and then the rate eventually was bid down some. (Jul-30-2010)
Q: Hi, are you willing to accept a 19% loan? If not, what is the highest acceptable rate? What are your other financing sources for the property? Why don't you finance it with a mortgage or commercial loan? Thanks and good luck. - interest88
A: I plan on doing some partial short term financing through a local lender. (Jul-31-2010)
Q: what are your current fixed income and expenses? - beakerfish
A: current fixed income is approximately $70,000/annually. Fixed expenses are approximately $2200/month. (Jul-31-2010)
6 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
income-fortress$25.00$25.007/26/2010 10:06:20 AM
loyalist1$100.00$100.007/26/2010 10:07:06 AM
worthy-bid8$300.00$300.007/26/2010 10:07:02 AM
Rattlehead$250.00$250.007/26/2010 1:05:43 PM
MasterKey$25.00$25.007/26/2010 3:57:58 PM
CIC$25.00$25.007/26/2010 4:35:26 PM
bankdaddy$25.00$25.007/26/2010 6:23:26 PM
cash-sensai2$25.00$25.007/26/2010 6:29:30 PM
cebgop$25.00$25.007/26/2010 7:23:05 PM
techs$25.00$25.007/27/2010 9:34:03 AM
rdrloan$50.00$50.007/27/2010 9:18:09 AM
bonus-poplar2$50.00$50.007/27/2010 12:38:28 PM
Peterman$50.00$50.007/27/2010 7:34:43 PM
Gar3field$100.00$100.007/28/2010 4:32:59 AM
tech310$100.00$100.007/28/2010 1:08:45 AM
jkmphd$25.00$25.007/28/2010 7:33:16 AM
thunderkiss$25.00$25.007/28/2010 8:03:01 AM
arenangelchild$100.00$100.007/28/2010 8:54:52 AM
best-ingenious-funds$25.00$25.007/28/2010 9:33:23 AM
mrnazraq$50.00$50.007/28/2010 9:33:49 AM
totoro$25.00$25.007/28/2010 10:03:20 AM
greeninspirit$50.00$50.007/28/2010 11:27:45 AM
PurplePonchoMan$25.00$25.007/28/2010 12:32:15 PM
market-socrates4$25.00$25.007/28/2010 4:42:42 PM
inforapenny$25.00$25.007/28/2010 4:43:03 PM
JKKCapital$25.00$25.007/28/2010 4:38:50 PM
Searlzy$25.00$25.007/28/2010 8:19:23 PM
DiabolicalGamer$25.00$25.007/28/2010 5:06:23 PM
KichigaiSensei$25.00$25.007/29/2010 11:05:49 AM
favorite-commerce$50.00$50.007/29/2010 2:04:21 PM
dynrep$25.00$25.007/29/2010 1:49:17 PM
principal-bull$25.00$25.007/29/2010 2:44:32 PM
elevated-finance$28.96$28.967/29/2010 5:31:02 PM
Montgomery-Burns$25.00$25.007/29/2010 5:46:47 PM
edieg$25.00$25.007/30/2010 1:57:16 AM
discrete-asset$25.00$25.007/30/2010 8:34:06 AM
Ven58$25.00$25.007/30/2010 12:07:46 PM
FjLenders$50.03$50.037/30/2010 12:04:08 PM
ProudGranny$25.00$25.007/30/2010 12:14:24 PM
CalCollegeFund19$75.00$75.007/30/2010 2:39:23 PM
LEBO$50.00$50.007/30/2010 2:31:56 PM
AnthonyPierreFund$25.00$25.007/30/2010 2:41:08 PM
aislinnn$25.00$25.007/30/2010 2:39:30 PM
bughead$25.00$25.007/30/2010 3:48:24 PM
Paxman84$25.00$25.007/30/2010 4:28:03 PM
velocity-alert1$100.00$100.007/30/2010 3:17:59 PM
Loves-Corvairs$50.00$50.007/30/2010 4:04:12 PM
Johnab$50.00$50.007/30/2010 7:36:33 PM
bkb7484$25.00$25.007/30/2010 11:32:21 PM
impressive-fund0$29.70$29.707/30/2010 6:35:59 PM
Dollars4Rent$25.00$25.007/30/2010 8:23:29 PM
mytime06$35.88$35.887/31/2010 7:13:22 AM
jmvingeorgia$50.00$50.007/31/2010 4:39:37 AM
outofoffice$50.00$50.007/31/2010 8:02:38 AM
skillful-finance$25.00$25.007/31/2010 12:35:44 PM
BigMonkey$25.00$25.007/31/2010 10:59:09 AM
lazyeye$25.00$25.007/31/2010 4:42:26 PM
Bidwinner08$34.18$34.187/31/2010 5:46:25 PM
freedom3$634.79$634.797/31/2010 6:04:59 PM
superstar449$25.00$25.007/31/2010 5:04:39 PM
BipedalHominid$30.00$30.007/31/2010 6:52:28 PM
Rulea72$55.84$55.847/31/2010 5:22:21 PM
microfunder$25.00$25.007/31/2010 6:09:23 PM
casaram$25.00$25.007/31/2010 6:09:52 PM
dm82$35.00$35.007/31/2010 9:39:41 PM
accelerator1$25.00$25.007/31/2010 6:38:41 PM
strgazr8888$50.00$50.008/1/2010 4:38:28 AM
skubwa$25.00$25.007/31/2010 6:09:21 PM
bradfid$50.00$50.007/31/2010 6:09:27 PM
LesPaul1$25.00$25.007/31/2010 6:09:49 PM
california5andime$25.00$25.007/31/2010 6:11:37 PM
tender-integrity3$50.00$50.008/1/2010 1:09:05 AM
P3P-Career-Coach$25.00$25.008/1/2010 7:42:27 AM
jcw3rd$25.00$25.008/1/2010 8:16:57 AM
velocity-alert1$62.80$62.808/1/2010 7:15:08 AM
selector568$300.00$300.008/1/2010 8:22:03 AM
Moe87$50.00$50.008/1/2010 4:35:39 AM
WCLender$50.00$50.008/1/2010 9:03:41 AM
leverage-monger$71.00$71.008/1/2010 6:25:13 AM
wealth-samaritan2$25.00$25.008/1/2010 6:41:38 AM
pvmnt13$30.40$30.408/1/2010 7:17:27 AM
JTHarris$25.00$25.008/1/2010 10:43:17 AM
interest88$25.00$25.008/1/2010 7:54:22 AM
Lotsofbears$25.00$25.008/1/2010 1:27:04 PM
asafb$300.00$300.008/1/2010 11:29:10 AM
Drivindabus$25.00$25.008/1/2010 11:38:41 AM
yield-captain$25.00$25.008/1/2010 8:50:56 AM
Machbannai$25.68$25.688/1/2010 9:36:01 AM
TechieLender$50.00$50.008/1/2010 12:59:00 PM
Madmigel$35.78$35.788/1/2010 10:27:19 AM
John316$25.00$25.008/1/2010 12:07:08 PM
peso-aggregator$25.00$25.008/1/2010 12:27:03 PM
ptjg$50.00$50.008/1/2010 7:39:51 PM
SpectrumFinance$25.00$25.008/1/2010 8:39:18 PM
Aristocrat$25.00$25.008/1/2010 9:34:30 PM
ksubd$50.00$50.008/1/2010 9:56:26 PM
cash-blueberry$25.00$25.008/2/2010 6:52:08 AM
availableloan$25.00$25.008/2/2010 7:24:10 AM
wojo$25.00$25.008/2/2010 5:35:01 AM
poetic-diversification$250.00$250.008/2/2010 3:18:24 AM
leverage-monger$25.00$25.008/2/2010 6:46:10 AM
DasMula$25.00$25.008/2/2010 6:57:11 AM
Lender50$25.00$25.008/2/2010 7:01:49 AM
Young-Y$39.50$24.518/2/2010 8:38:34 AM
ore-leather$29.80$29.808/2/2010 7:19:42 AM
DoctorJoe$25.00$25.008/2/2010 5:27:03 AM
exact-peso2$25.00$25.008/2/2010 7:39:40 AM
DasMula$25.00$25.008/2/2010 6:56:46 AM
samseth$200.00$200.008/2/2010 9:24:01 AM
rich329$25.00$25.008/2/2010 7:00:31 AM
ddibernardo$100.00$100.008/2/2010 9:09:42 AM
samseth$75.00$75.008/2/2010 7:39:25 AM
bigfoot15$25.11$25.118/2/2010 7:53:28 AM
mgking007$25.00$25.008/2/2010 9:47:30 AM
dammage$27.83$27.838/2/2010 8:32:26 AM
Rustang$50.00$50.007/26/2010 10:06:38 AM
munnu$25.00$25.007/26/2010 1:11:00 PM
108lender$75.00$75.007/26/2010 4:03:20 PM
ethicalhumanist$25.00$25.007/26/2010 4:49:35 PM
FinDoc$25.00$25.007/26/2010 5:13:52 PM
quantumwellguy$50.00$50.007/26/2010 8:14:37 PM
inforapenny$50.00$50.007/27/2010 5:18:02 AM
ekmendenhall$35.00$35.007/27/2010 7:23:48 AM
The_Loan_Runner$25.00$25.007/27/2010 5:36:55 AM
friendly-helper100$75.00$75.007/27/2010 8:53:53 AM
minista$50.00$50.007/27/2010 10:32:32 AM
RedCentre$34.42$34.427/27/2010 12:03:27 PM
credit-investor5$50.00$50.007/27/2010 2:34:47 PM
kgeezy$25.00$25.007/27/2010 4:05:57 PM
prossperous01$25.00$25.007/28/2010 7:29:07 AM
CommerciaLender$25.00$25.007/28/2010 6:20:37 AM
octoberfresh$25.00$25.007/28/2010 7:06:23 AM
affert$50.00$50.007/28/2010 8:00:57 AM
hotwired$25.00$25.007/28/2010 11:12:26 AM
Aimvest$25.00$25.007/28/2010 9:34:02 AM
majestic-cash0$50.00$50.007/28/2010 1:37:28 PM
371millwood$300.00$300.007/28/2010 2:34:52 PM
HRVRfunding$50.00$50.007/28/2010 4:49:39 PM
favorite-commerce$50.00$50.007/28/2010 4:42:17 PM
loanman2007$200.00$200.007/29/2010 6:38:39 AM
roadster199$25.00$25.007/29/2010 8:18:16 AM
GABC-1$25.00$25.007/29/2010 2:34:35 PM
wdjnm$100.00$100.007/29/2010 2:37:30 PM
enriching-payout$25.00$25.007/29/2010 2:44:29 PM
SpectrumCapital$52.73$52.737/29/2010 2:44:16 PM
cashhelp$25.00$25.007/29/2010 2:44:33 PM
wwwUniversal$25.00$25.007/29/2010 2:45:09 PM
minista$25.00$25.007/29/2010 2:45:22 PM
interstellar$50.00$50.007/29/2010 4:22:02 PM
turbostar666$30.00$30.007/29/2010 4:22:27 PM
Digs$25.00$25.007/29/2010 5:54:32 PM
credit-observatory$25.00$25.007/29/2010 6:19:13 PM
browneyegravy$25.00$25.007/29/2010 6:22:58 PM
rbotterbLLC$25.00$25.007/29/2010 7:58:44 PM
CornerKetch$25.00$25.007/29/2010 7:49:10 PM
power-expert$25.00$25.007/30/2010 8:47:34 AM
RealEstateInvestorsoftheUS$25.00$25.007/30/2010 11:54:01 AM
credit-coach118$25.00$25.007/30/2010 2:29:19 PM
gzeo$25.00$25.007/30/2010 2:29:54 PM
janus_god$25.00$25.007/30/2010 2:39:15 PM
Spring342$25.00$25.007/30/2010 2:34:13 PM
ultimatepaintball$25.00$25.007/30/2010 2:34:23 PM
Jester8967$44.38$44.387/30/2010 2:40:35 PM
srosa29$25.00$25.007/30/2010 2:31:55 PM
jms1983$25.00$25.007/30/2010 2:36:36 PM
elevated-finance$75.00$75.007/30/2010 4:47:57 PM
otalon$28.14$28.147/30/2010 3:16:03 PM
wanna-help$35.00$35.007/30/2010 6:14:07 PM
Scottio$25.00$25.007/30/2010 7:42:00 PM
jey6941$25.00$25.007/30/2010 11:29:09 PM
elloboverde$50.00$50.007/30/2010 11:18:42 PM
blissful-note7$25.00$25.007/31/2010 2:44:07 AM
ivar$25.00$25.007/31/2010 11:22:25 AM
HQLender06851$25.00$25.007/31/2010 8:20:14 AM
dontscrewmeover1$25.00$25.007/31/2010 10:54:32 AM
Guiren$100.00$100.007/31/2010 11:25:29 AM
dinero-oasis$25.00$25.007/31/2010 8:49:07 AM
pilot1723$25.00$25.007/31/2010 2:47:18 PM
phaded$25.00$25.007/31/2010 4:56:57 PM
balance-artisan$25.00$25.007/31/2010 6:08:52 PM
top-courteous-peso$80.00$80.007/31/2010 6:09:47 PM
california5andime$25.00$25.007/31/2010 6:11:13 PM
courteous-note1$60.00$60.007/31/2010 4:59:19 PM
Washington_Loan$25.00$25.007/31/2010 6:09:16 PM
BGILlender$25.00$25.007/31/2010 6:09:24 PM
vikings23$25.00$25.007/31/2010 6:09:59 PM
RedCentre$306.49$306.498/1/2010 4:39:19 AM
D-N-A_Investments$30.00$30.008/1/2010 5:10:07 AM
Cory79$33.27$33.278/1/2010 8:13:45 AM
pumped130$29.00$29.008/1/2010 6:14:19 AM
kapahua$100.00$100.008/1/2010 12:10:51 PM
gothampark$25.00$25.008/1/2010 10:52:14 AM
Mindful7$25.00$25.008/1/2010 11:36:11 AM
erowis$25.00$25.008/1/2010 10:41:47 AM
first-serene-credit$25.00$25.008/1/2010 4:59:12 PM
roswellandy$25.00$25.008/1/2010 11:47:39 AM
Sandiegorep$30.68$30.688/1/2010 8:23:16 PM
mgking007$25.00$25.008/1/2010 2:14:45 PM
Arpad$50.00$50.008/1/2010 9:13:27 PM
paradisenow$25.00$25.008/1/2010 3:08:28 PM
rapid-currency$50.00$50.008/1/2010 10:26:09 PM
KlarthXVII$50.00$50.008/1/2010 7:40:04 PM
BeanCownter$1,000.00$1,000.008/1/2010 7:43:02 PM
Schwamie$35.61$35.618/2/2010 2:27:07 AM
lucrative-durability$25.00$25.008/2/2010 3:22:55 AM
PropertyInvest$25.00$25.008/2/2010 4:20:23 AM
rockhound84$25.00$25.008/2/2010 4:52:17 AM
rockhound84$25.00$25.008/2/2010 4:56:14 AM
stockpiler079$25.00$25.008/1/2010 9:26:19 PM
newton77$25.00$25.008/1/2010 11:04:12 PM
emjaybee$25.00$25.008/2/2010 4:49:06 AM
goldenkey$50.00$50.008/2/2010 8:36:05 AM
patriot897$50.00$50.008/2/2010 8:51:36 AM
trade-elm$30.00$30.008/2/2010 9:32:31 AM
patriot384$500.00$500.008/2/2010 9:45:22 AM
mckhbnpc$30.00$30.008/2/2010 8:13:28 AM
blue-useful-auction$25.00$25.008/2/2010 9:57:53 AM
zippy-revenue8$25.00$25.008/2/2010 10:01:50 AM
Slapshot$25.00$25.008/2/2010 9:20:11 AM
SkyLoan$32.99$32.998/2/2010 9:37:43 AM
maximizer$25.00$25.008/2/2010 9:53:13 AM
221 bids
 
Borrower Payment Dependent Notes Series 468986
This series of Notes was issued and sold upon the funding of the borrower loan #43855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,600.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Jul-29-2010 
  Auction end date:  Jul-30-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $150.93
Final lender yield: 10.15% Final borrower rate/APR: 11.15% / 13.27% Final monthly payment: $150.93
 
Auction yield range: 3.93% - 10.15% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1989 Debt/Income ratio: 11%
Credit score: 760-779 (Jul-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 11 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,831Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: first-likeable-credit Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Covered patio
Purpose of loan:
This loan will be used to?
Extend and cover my patio an include a bricked outside BBQ

My financial situation:
I am a good candidate for this loan because?
I make sure to pay my bills and If I can't afford it I don't need it
Monthly net income: $
2400.00

Monthly expenses: $
??Housing: $
??Insurance: $ 50.00
??Car expenses: $
??Utilities: $ 125.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 65.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
czar3$28.83$28.837/29/2010 4:38:46 PM
elasermd$50.00$50.007/29/2010 4:39:23 PM
love_what_you_do$25.00$25.007/29/2010 4:41:09 PM
buraky$50.00$50.007/29/2010 4:41:29 PM
monticello78$50.00$50.007/29/2010 4:40:53 PM
standanddeliver$25.00$25.007/29/2010 4:43:07 PM
Interstate_Rate$500.00$500.007/29/2010 4:42:09 PM
educationfirst$25.00$25.007/29/2010 4:42:47 PM
riproaringrapids$25.00$25.007/29/2010 4:43:01 PM
income-fortress$25.00$25.007/29/2010 4:45:15 PM
reward-motion$25.00$25.007/29/2010 4:43:53 PM
xstreamin$25.00$25.007/29/2010 4:47:23 PM
green-moola-sniffer$50.00$50.007/29/2010 4:48:17 PM
zippy-interest$25.00$25.007/29/2010 4:47:38 PM
dpjd$50.00$50.007/29/2010 4:47:10 PM
emelia$25.00$25.007/29/2010 4:47:34 PM
jigsaw$100.00$100.007/29/2010 4:49:59 PM
ray1051$25.00$25.007/29/2010 4:48:49 PM
steely_dan34$25.00$25.007/29/2010 4:50:22 PM
benevolent-money6$50.00$50.007/29/2010 4:51:40 PM
Rdodson11$25.00$25.007/29/2010 4:51:31 PM
heavy_ax$25.00$25.007/29/2010 4:52:02 PM
kegs$100.00$100.007/29/2010 4:52:12 PM
lloyd_s$25.00$25.007/29/2010 4:50:45 PM
Investoman$100.00$100.007/29/2010 4:53:46 PM
BeanCownter$100.00$100.007/29/2010 4:53:24 PM
schnatty$50.00$50.007/29/2010 4:54:24 PM
patriot897$50.00$50.007/29/2010 4:54:32 PM
TennSquire$50.00$50.007/29/2010 4:55:03 PM
dinero-speaker$25.00$25.007/29/2010 4:55:33 PM
ddog0224$25.00$25.007/29/2010 4:56:33 PM
best-coin-miser$25.00$25.007/29/2010 4:56:43 PM
innocent-income4$25.00$25.007/29/2010 4:55:14 PM
jbaum$25.00$25.007/29/2010 4:59:28 PM
californiakhan$25.00$25.007/29/2010 4:59:59 PM
flwah$25.00$25.007/29/2010 4:59:51 PM
benjamins-voyage$25.00$25.007/29/2010 5:00:46 PM
generous-deal6$25.00$25.007/29/2010 5:01:42 PM
anders94$25.00$25.007/29/2010 5:01:48 PM
eridient$50.00$50.007/29/2010 4:59:36 PM
dollar-oracle55$25.00$25.007/29/2010 5:02:57 PM
truth-companion$25.00$25.007/29/2010 5:03:12 PM
michael573114$25.00$25.007/29/2010 5:00:58 PM
enthralling-deal180$100.00$100.007/29/2010 5:04:48 PM
GrooveBiz$50.00$50.007/29/2010 5:05:04 PM
personal-lender$25.00$25.007/29/2010 5:05:25 PM
forthright-dedication$50.00$50.007/29/2010 5:06:21 PM
Cheburashka$25.00$25.007/29/2010 5:03:42 PM
Q9-X3$25.00$25.007/29/2010 5:04:05 PM
Tradesmanlender$25.00$25.007/29/2010 5:07:07 PM
bahamaman$50.00$40.467/29/2010 5:07:20 PM
credit-investor5$50.00$50.007/29/2010 5:05:53 PM
casaram$25.00$25.007/29/2010 5:15:31 PM
zhiguli$25.00$25.007/29/2010 5:21:40 PM
forthright-principal2$25.00$25.007/29/2010 5:48:37 PM
Montgomery-Burns$25.00$25.007/29/2010 5:56:30 PM
JKKCapital$25.00$25.007/29/2010 5:56:54 PM
blue-useful-auction$25.00$25.007/29/2010 6:07:32 PM
colospgs$25.00$25.007/29/2010 6:28:21 PM
SCD$25.00$25.007/29/2010 8:43:02 PM
aganippe$25.00$25.007/29/2010 9:01:59 PM
unbelievable-value2$25.00$25.007/29/2010 9:44:32 PM
jms1983$25.00$25.007/30/2010 2:40:08 PM
payout-achievement$40.00$40.007/29/2010 4:39:06 PM
kbodendorf$25.00$25.007/29/2010 4:40:22 PM
aneley777$25.00$25.007/29/2010 4:39:45 PM
dospapalotes$40.71$40.717/29/2010 4:38:40 PM
laudable-balance$25.00$25.007/29/2010 4:38:51 PM
puifais$25.00$25.007/29/2010 4:40:37 PM
productive-finance$25.00$25.007/29/2010 4:41:41 PM
moola-wildebeest3$50.00$50.007/29/2010 4:43:40 PM
DadWarbucks$25.00$25.007/29/2010 4:45:04 PM
tranquil-diversification8$25.00$25.007/29/2010 4:44:04 PM
Chuck9802$25.00$25.007/29/2010 4:45:40 PM
don8ter$25.00$25.007/29/2010 4:46:10 PM
mstebnicki$25.00$25.007/29/2010 4:44:26 PM
redx$25.00$25.007/29/2010 4:45:26 PM
kulender$25.00$25.007/29/2010 4:44:43 PM
Pizza-man$50.00$50.007/29/2010 4:45:50 PM
NOLALEND$25.00$25.007/29/2010 4:48:08 PM
Cai8899$50.00$50.007/29/2010 4:46:01 PM
villagers$25.00$25.007/29/2010 4:46:55 PM
moola-man$30.00$30.007/29/2010 4:48:58 PM
onlyinchicago$25.00$25.007/29/2010 4:47:48 PM
Shockem923$25.00$25.007/29/2010 4:50:05 PM
Phantom99$25.00$25.007/29/2010 4:49:44 PM
tranquil-return4$25.00$25.007/29/2010 4:53:10 PM
fund-baker9$50.00$50.007/29/2010 4:50:31 PM
studious-bonus7$100.00$100.007/29/2010 4:53:32 PM
Havana21$75.00$75.007/29/2010 4:54:45 PM
mmckune$25.00$25.007/29/2010 4:56:02 PM
Artist_Blue$25.00$25.007/29/2010 4:57:21 PM
teller$25.00$25.007/29/2010 4:58:17 PM
hyetech$35.00$35.007/29/2010 4:58:10 PM
brazilofmux$100.00$100.007/29/2010 4:58:29 PM
outofoffice$50.00$50.007/29/2010 5:00:27 PM
turbospeed$25.00$25.007/29/2010 5:01:09 PM
DublinCaLender$25.00$25.007/29/2010 5:01:26 PM
SPB$25.00$25.007/29/2010 5:01:34 PM
tntmojave$25.00$25.007/29/2010 5:01:58 PM
richboy56$50.00$50.007/29/2010 5:02:26 PM
telegon$25.00$25.007/29/2010 5:00:15 PM
KiwiElf$35.00$35.007/29/2010 5:00:36 PM
financial-frenzy$50.00$50.007/29/2010 5:03:58 PM
crawfingers$25.00$25.007/29/2010 5:05:41 PM
blackstar$25.00$25.007/29/2010 5:06:00 PM
SimpleChoice$25.00$25.007/29/2010 5:06:35 PM
WeR5A$25.00$25.007/29/2010 5:06:52 PM
aurorafinancial$50.00$50.007/29/2010 5:21:27 PM
loyalist1$100.00$100.007/29/2010 5:38:18 PM
ttnk62918$25.00$25.007/29/2010 5:45:05 PM
Brown98$25.00$25.007/29/2010 5:48:31 PM
minista$25.00$25.007/29/2010 5:59:11 PM
ethicalhumanist$25.00$25.007/29/2010 6:55:59 PM
market-socrates4$25.00$25.007/30/2010 2:34:26 PM
115 bids
 
Borrower Payment Dependent Notes Series 469212
This series of Notes was issued and sold upon the funding of the borrower loan #43857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.7% Auction start date:  Jul-30-2010 
  Auction end date:  Jul-31-2010 
 
Starting lender yield: 22.65% Starting borrower rate/APR: 23.65% / 27.12% Starting monthly payment: $195.25
Final lender yield: 22.65% Final borrower rate/APR: 23.65% / 27.12% Final monthly payment: $195.25
 
Auction yield range: 7.93% - 22.65% Estimated loss impact: 9.24%  
Lender servicing fee: 1.00% Estimated return: 13.41%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1999 Debt/Income ratio: 28%
Credit score: 800-819 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 16 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $160Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: order-ballet Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bathroom falling apart
Purpose of loan:
This loan will be used to?repair bathroom?

My financial situation:
I am a good candidate for this loan because I pay my bills?

Monthly net income: $2500.00

Monthly expenses: $
??Housing: $ 1167
??Insurance: $ 149
??Car expenses: $ 471
Utilities: $100
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
rcflick$25.00$25.007/30/2010 10:19:42 AM
platinum-sorcerer6$50.00$50.007/30/2010 10:19:40 AM
PatRichi$25.00$25.007/30/2010 10:21:33 AM
Artist_Blue$25.00$25.007/30/2010 10:23:08 AM
dollar-oracle55$50.00$50.007/30/2010 10:23:26 AM
safe-kindness5$25.00$25.007/30/2010 10:24:56 AM
historic-nickel$25.00$25.007/30/2010 10:24:22 AM
payout-achievement$40.00$40.007/30/2010 10:25:19 AM
kbodendorf$25.00$25.007/30/2010 10:25:22 AM
green-moola-sniffer$50.00$50.007/30/2010 10:27:26 AM
buraky$50.00$50.007/30/2010 10:25:33 AM
RationalWorld$25.00$25.007/30/2010 10:27:41 AM
thesage$25.00$25.007/30/2010 10:26:14 AM
redx$25.00$25.007/30/2010 10:26:44 AM
moola-man$30.00$30.007/30/2010 10:27:38 AM
ozzie$25.00$25.007/30/2010 10:29:14 AM
kumpa2u$25.00$25.007/30/2010 10:24:26 AM
jigsaw$100.00$100.007/30/2010 10:28:30 AM
fund-baker9$50.00$50.007/30/2010 10:28:34 AM
Rdodson11$25.00$25.007/30/2010 10:28:41 AM
innocent-income4$25.00$25.007/30/2010 10:31:01 AM
Erikdbp$25.00$25.007/30/2010 10:25:08 AM
GElender$50.00$50.007/30/2010 10:31:42 AM
love_what_you_do$25.00$25.007/30/2010 10:25:32 AM
educationfirst$25.00$25.007/30/2010 10:25:40 AM
kulender$25.00$25.007/30/2010 10:26:07 AM
brazilofmux$100.00$100.007/30/2010 10:32:30 AM
KileNSmyth4$50.00$50.007/30/2010 10:26:56 AM
flyboy24$25.00$25.007/30/2010 10:27:19 AM
tntmojave$25.00$25.007/30/2010 10:33:45 AM
fund-guild$50.00$50.007/30/2010 10:34:08 AM
Amphipolis$50.00$50.007/30/2010 10:33:54 AM
aurorafinancial$50.00$50.007/30/2010 10:34:03 AM
tster$25.00$25.007/30/2010 10:34:58 AM
keeks$25.00$25.007/30/2010 10:34:35 AM
heavy_ax$25.00$25.007/30/2010 10:28:55 AM
Easystreet$25.00$25.007/30/2010 10:29:20 AM
dinero-speaker$25.00$25.007/30/2010 10:31:18 AM
Superc0ld$44.20$44.207/30/2010 10:32:02 AM
lgs83$50.00$50.007/30/2010 10:32:44 AM
tdinbranson$50.00$50.007/30/2010 10:34:10 AM
truth-companion$25.00$25.007/30/2010 10:34:43 AM
bbrelo$25.00$25.007/30/2010 10:34:47 AM
financial-frenzy$50.00$50.007/30/2010 10:35:10 AM
enthralling-deal180$100.00$6.737/30/2010 10:35:30 AM
tnjohnso$25.00$25.007/30/2010 11:10:50 AM
ethicalhumanist$25.00$25.007/30/2010 11:24:44 AM
Whipster$50.00$50.007/30/2010 11:29:53 AM
top-courteous-peso$80.00$80.007/30/2010 11:22:11 AM
chkrvrty$25.00$25.007/30/2010 11:38:44 AM
loan-fate$50.00$50.007/30/2010 11:30:15 AM
d_grbg$25.00$25.007/30/2010 12:07:32 PM
wlm3012$25.00$25.007/30/2010 12:59:51 PM
interstellar$50.00$50.007/30/2010 12:06:51 PM
inismor$25.00$25.007/30/2010 2:39:43 PM
elegant-loot$25.00$25.007/30/2010 2:39:52 PM
JustMee$25.00$25.007/30/2010 3:28:46 PM
MikeyZ2008$49.00$49.007/30/2010 8:44:15 PM
credit-panda1$25.00$25.007/31/2010 3:54:55 AM
cash-arboretum$50.00$50.007/30/2010 10:42:25 PM
treasure-bliss$100.00$100.007/30/2010 10:21:32 AM
integrity-doctor$100.00$100.007/30/2010 10:22:24 AM
ray1051$25.00$25.007/30/2010 10:22:29 AM
richboy56$50.00$50.007/30/2010 10:23:25 AM
Weaverville$25.00$25.007/30/2010 10:24:04 AM
bxdoc$50.00$50.007/30/2010 10:19:59 AM
bookloverInCA$50.00$50.007/30/2010 10:24:08 AM
quirky$50.00$50.007/30/2010 10:23:54 AM
wise-silver-wonder$25.00$25.007/30/2010 10:25:12 AM
gumbit$57.32$57.327/30/2010 10:26:19 AM
orange-courageous-dedication$30.00$30.007/30/2010 10:24:51 AM
a-truth-upholder$50.00$50.007/30/2010 10:21:48 AM
elasermd$50.00$50.007/30/2010 10:25:20 AM
onlyinchicago$25.00$25.007/30/2010 10:27:14 AM
bonus-tent$50.00$50.007/30/2010 10:27:37 AM
poeman$50.00$50.007/30/2010 10:27:44 AM
Picopie$50.00$50.007/30/2010 10:23:27 AM
xstreamin$25.00$25.007/30/2010 10:27:10 AM
TURNTEX75$25.00$25.007/30/2010 10:23:39 AM
joplinoz$50.00$50.007/30/2010 10:27:36 AM
kegs$100.00$100.007/30/2010 10:29:09 AM
Onesiphorus$25.00$25.007/30/2010 10:30:07 AM
ClearLake$25.00$25.007/30/2010 10:24:38 AM
gracej$25.00$25.007/30/2010 10:28:46 AM
puifais$25.00$25.007/30/2010 10:25:27 AM
standanddeliver$25.00$25.007/30/2010 10:25:43 AM
income-fortress$25.00$25.007/30/2010 10:26:28 AM
hyetech$35.00$35.007/30/2010 10:32:24 AM
mmckune$25.00$25.007/30/2010 10:31:38 AM
deal-griffin$100.00$100.007/30/2010 10:27:01 AM
generous-deal6$25.00$25.007/30/2010 10:33:35 AM
anders94$25.00$25.007/30/2010 10:33:40 AM
eridient$25.00$25.007/30/2010 10:33:08 AM
lagnisiruk$25.00$25.007/30/2010 10:33:32 AM
line6owner$32.50$32.507/30/2010 10:27:47 AM
smart-leverage7$25.00$25.007/30/2010 10:29:17 AM
red-favorable-basis$25.00$25.007/30/2010 10:29:33 AM
BeanCownter$100.00$100.007/30/2010 10:29:51 AM
studious-bonus7$100.00$100.007/30/2010 10:30:04 AM
TennSquire$50.00$50.007/30/2010 10:30:45 AM
banjoey$25.00$25.007/30/2010 10:32:38 AM
uvawfs$50.00$50.007/30/2010 10:33:00 AM
jbaum$25.00$25.007/30/2010 10:33:06 AM
ADIDASNO$25.00$25.007/30/2010 10:33:22 AM
BerkeleyBonds$25.00$25.007/30/2010 10:33:34 AM
jtradition$32.62$32.627/30/2010 10:34:16 AM
loyalist1$50.00$50.007/30/2010 11:02:03 AM
frogperson$50.00$50.007/30/2010 11:11:00 AM
350DGRZ$25.00$25.007/30/2010 11:25:44 AM
heatherwood$50.00$50.007/30/2010 11:19:42 AM
Dollarhide$25.00$25.007/30/2010 11:23:49 AM
Rogelio48$30.00$30.007/30/2010 11:36:52 AM
VAGweilo$30.23$30.237/30/2010 12:06:47 PM
inforapenny$30.40$30.407/30/2010 12:07:23 PM
mt3209$25.00$25.007/30/2010 12:02:59 PM
building_community$33.43$33.437/30/2010 12:04:44 PM
EngineersAlliance$75.00$75.007/30/2010 12:44:48 PM
reflective-rupee$100.00$100.007/30/2010 1:14:21 PM
tjone69$75.00$75.007/30/2010 2:39:29 PM
SolarMoonshine$25.00$25.007/30/2010 2:51:12 PM
AKK1980$34.05$34.057/30/2010 2:39:47 PM
techs$25.00$25.007/30/2010 2:39:55 PM
Bank_Of_XL$100.00$100.007/30/2010 3:57:45 PM
blissful-note7$25.00$25.007/31/2010 2:44:19 AM
Rockymtnhi$54.52$54.527/30/2010 9:19:06 PM
125 bids
 
Borrower Payment Dependent Notes Series 469258
This series of Notes was issued and sold upon the funding of the borrower loan #43848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-07-2010 
 
Starting lender yield: 27.00% Starting borrower rate/APR: 28.00% / 31.56% Starting monthly payment: $248.18
Final lender yield: 26.84% Final borrower rate/APR: 27.84% / 31.40% Final monthly payment: $247.66
 
Auction yield range: 10.93% - 27.00% Estimated loss impact: 10.47%  
Lender servicing fee: 1.00% Estimated return: 16.37%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1998 Debt/Income ratio: 70%
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 8Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 36 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,715Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: No  
Screen name: truth-pole Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 720-739 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
720-739 (Dec-2009)
700-719 (Nov-2009)
 
Principal balance: $1,279.44 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Emergency Home Repair
Purpose of loan:
This loan will be used to make emergency repairs to our home.? We own our home and need to repair the damage to the side of our house.? This is my second Prosper loan and all my payments have been on-time and are automatically deducted from my account.? The majority of the money will be used to fix our house and the rest of the money will be used to pay off the first loan and consolidate?the two loans?into one payment.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time.? I am working very hard to pay off the debt that I acquired during college and will work just as hard to get this loan paid off as soon as possible.? ?

Monthly net income: $1600

Monthly expenses: $
??Housing: $ 0
??Insurance: $50
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans:?Credit?Cards/Loans/School?Loans $700 (to have?the?credit cards?paid off?within?a year)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Comoparklender$40.00$40.008/2/2010 11:28:54 AM
loyalist1$50.00$50.008/2/2010 11:36:57 AM
simplelender80$50.00$50.008/2/2010 11:52:22 AM
mtp$50.00$50.008/2/2010 12:00:55 PM
personal-lender$25.00$25.008/2/2010 11:55:21 AM
WalnutCreekguy$25.00$25.008/2/2010 12:04:57 PM
balanced-bill7$50.00$50.008/2/2010 12:13:53 PM
visionary-currency$50.00$50.008/2/2010 12:32:45 PM
diplomatic-wealth7$25.00$25.008/2/2010 12:11:49 PM
BeanCownter$100.00$100.008/2/2010 12:38:30 PM
the-purposeful-principal$25.00$25.008/2/2010 12:37:49 PM
kind-bill-supporter$50.00$50.008/2/2010 12:42:53 PM
cash-spark3$25.00$25.008/3/2010 7:00:19 AM
ERJ$25.00$25.008/3/2010 4:30:48 AM
the-silver-blaster$50.00$50.008/3/2010 11:24:45 AM
reflective-rupee$25.00$25.008/3/2010 11:00:36 AM
igotmoney$25.00$25.008/3/2010 5:21:01 PM
Cybercusp$25.00$25.008/3/2010 5:21:31 PM
Havana21$25.00$25.008/4/2010 1:36:15 AM
leodaguy$25.00$25.008/4/2010 5:58:22 AM
cablenews$25.00$25.008/4/2010 3:19:45 AM
enthralling-deal180$100.00$100.008/4/2010 6:22:51 AM
CC911$25.00$25.008/4/2010 6:02:31 AM
A007$25.00$25.008/4/2010 9:13:10 AM
hamster$25.00$25.008/4/2010 3:20:51 PM
KlarthXVII$50.00$50.008/4/2010 7:31:07 PM
AAAInvestments$25.00$25.008/5/2010 6:57:47 AM
JustMee$25.00$25.008/5/2010 6:28:10 AM
SeaSkyGuy71$25.00$25.008/5/2010 5:41:12 PM
larrybird$100.00$100.008/5/2010 6:28:09 PM
autonomous-truth$25.00$25.008/5/2010 11:18:17 PM
Ducatiman1978$25.00$25.008/6/2010 10:28:33 AM
helpishere777$25.00$25.008/6/2010 12:38:21 PM
order-bee1$100.00$100.008/6/2010 1:01:00 PM
ghinga$25.00$25.008/6/2010 12:59:44 PM
sensible-trade$100.00$100.008/6/2010 12:23:09 PM
delivery$25.00$25.008/6/2010 3:21:50 PM
the-productive-agreement$25.00$25.008/6/2010 3:22:06 PM
FeedTheMachine$100.00$100.008/6/2010 3:22:18 PM
poeman$25.00$25.008/6/2010 3:23:22 PM
somebody32$25.00$25.008/6/2010 3:16:26 PM
social-conductor4$25.00$25.008/6/2010 3:18:46 PM
tidy-generosity$25.00$25.008/6/2010 3:20:57 PM
intuitive-bill$25.00$25.008/6/2010 3:21:12 PM
moopi$25.00$25.008/6/2010 3:21:37 PM
AF-Chief$33.00$33.008/6/2010 3:23:15 PM
favorite-commerce$25.00$25.008/6/2010 3:23:37 PM
financial-frenzy$50.00$50.008/6/2010 3:34:24 PM
FASTIZIO_P$27.00$27.008/6/2010 9:48:41 PM
SANTIAGO1$25.00$25.008/6/2010 7:13:44 PM
ramst41$250.00$250.008/7/2010 12:58:00 AM
Smallbear$25.00$25.008/7/2010 5:36:04 AM
american-investor$25.00$25.008/7/2010 5:38:10 AM
red-favorable-basis$25.00$25.008/6/2010 10:13:57 PM
platinum-czar$50.00$50.008/7/2010 12:48:08 PM
foldingbenny2$45.00$45.008/7/2010 8:36:09 AM
anton$36.94$36.948/7/2010 2:22:36 PM
leverage-monger$25.00$25.008/7/2010 3:12:12 PM
Moe87$25.00$25.008/7/2010 3:33:47 PM
loss-of-control$50.00$50.008/7/2010 6:36:34 PM
credit-maverick1$111.02$111.028/7/2010 12:08:57 PM
debt-legend$25.00$25.008/7/2010 12:41:56 PM
photo999$25.00$25.008/7/2010 8:01:14 PM
gpuck$25.00$25.008/7/2010 2:37:59 PM
principal-star$25.00$25.008/7/2010 9:45:26 PM
balance-gatherer1$25.00$25.008/7/2010 6:22:43 PM
copper$30.00$30.008/2/2010 11:30:16 AM
treasure-bliss$100.00$100.008/2/2010 11:33:42 AM
Artist_Blue$25.00$25.008/2/2010 11:31:28 AM
asiaratt$50.00$50.008/2/2010 11:52:51 AM
reward-adventure$30.00$30.008/2/2010 11:53:09 AM
balance-handshake7$25.00$25.008/2/2010 11:54:07 AM
patriot897$25.00$25.008/2/2010 11:54:33 AM
kaykarun$25.00$25.008/2/2010 12:35:13 PM
nilonc1$25.00$25.008/2/2010 12:49:56 PM
Moe87$25.00$25.008/2/2010 6:54:20 PM
AlexTrep$25.00$25.008/3/2010 7:35:31 AM
magnolia161$50.00$50.008/3/2010 7:50:54 AM
mikeandcat$50.00$42.978/3/2010 10:49:07 AM
zorg77$25.00$25.008/3/2010 5:20:57 PM
inspiring-reward$32.82$32.828/3/2010 5:22:05 PM
well-mannered-income3$512.00$512.008/4/2010 10:17:34 AM
brondero$65.00$65.008/4/2010 11:38:22 AM
kegs$100.00$100.008/4/2010 12:48:22 PM
cestesV$50.00$50.008/5/2010 6:18:42 AM
important-openness1$100.00$100.008/5/2010 9:33:17 AM
dcap3$100.00$100.008/5/2010 8:54:42 AM
FoosMaster$77.19$77.198/5/2010 10:49:16 AM
davidy$25.00$25.008/5/2010 2:24:10 PM
speedy-point$25.00$25.008/5/2010 4:58:19 PM
TheYellowDart$25.00$25.008/5/2010 4:57:52 PM
bountiful-durability$100.00$100.008/5/2010 5:38:49 PM
newgroom422$25.00$25.008/5/2010 4:58:10 PM
thomas16882004$25.00$25.008/5/2010 5:01:28 PM
credit-vinyl$25.00$25.008/5/2010 6:22:47 PM
payment-gusto$25.00$25.008/5/2010 7:52:51 PM
puifais$25.00$25.008/5/2010 7:23:59 PM
deal-pinnacle7$25.00$25.008/6/2010 1:27:41 AM
fabulous-community4$200.00$200.008/6/2010 9:36:16 AM
asmithj$50.00$50.008/6/2010 10:42:29 AM
MetraLynn$25.00$25.008/6/2010 3:21:53 PM
life-is-great$50.00$50.008/6/2010 3:23:34 PM
ferocious-exchange3$25.00$25.008/6/2010 3:33:43 PM
point-berserker$25.00$25.008/6/2010 3:34:07 PM
Schu$50.00$50.008/6/2010 3:18:02 PM
painterflipper$50.00$50.008/6/2010 3:20:59 PM
bulabula$25.00$25.008/6/2010 3:22:37 PM
Bob450$35.00$35.008/6/2010 3:32:23 PM
asian808$25.00$25.008/6/2010 8:09:25 PM
nerlands$25.00$25.008/6/2010 9:31:14 PM
PatRichi$25.00$25.008/6/2010 10:07:03 PM
Phantom99$25.00$25.008/6/2010 10:07:07 PM
kingpin1$50.00$50.008/6/2010 7:47:27 PM
Leshan$75.00$75.008/6/2010 11:10:36 PM
green-rapid-openness$50.00$50.008/7/2010 5:35:19 AM
christifa$25.00$25.008/6/2010 11:32:57 PM
Megaton$25.00$25.008/7/2010 12:33:11 AM
lucrative-coin$50.00$50.008/7/2010 9:32:07 AM
SC2TX$100.00$100.008/7/2010 9:45:40 AM
purposeful-benefit5$54.56$54.568/7/2010 6:19:24 AM
loanman2007$25.00$25.008/7/2010 11:55:05 AM
fascinating-gold$100.00$100.008/7/2010 2:23:14 PM
moola-wildebeest3$50.00$50.008/7/2010 4:37:36 PM
WillyBobba$25.00$25.008/7/2010 8:03:26 PM
floridass$25.00$25.008/7/2010 2:22:42 PM
ZLyons$50.00$50.008/7/2010 2:43:27 PM
p2p-mover0$27.50$27.508/7/2010 2:49:01 PM
calbertrand$25.00$25.008/7/2010 8:59:21 PM
128 bids
 
Borrower Payment Dependent Notes Series 469276
This series of Notes was issued and sold upon the funding of the borrower loan #43861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Jul-30-2010 
  Auction end date:  Aug-06-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $521.08
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $521.08
 
Auction yield range: 5.93% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1989 Debt/Income ratio: 29%
Credit score: 760-779 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:18y 2m
Amount delinquent: $0 Total credit lines: 46 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,979Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: vigilance-seagull Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidating high interest cards
Purpose of loan:
Debt consolidation

My financial situation:
I've never been behind or missed a payment on any type of loan or card. My income is steady and secure

Monthly net income: $ 3900.00

Monthly expenses: $
??Housing: $ 0.00 - We built?our home and have no mortage
??Insurance: $ 250.00
??Car expenses: $ 350.00
??Utilities: $ 200.00
??Phone, cable, internet: $?200.00
??Food, entertainment: $?500.00
??Clothing, household expenses $ 400.00
??Credit cards and other loans: $ 1000.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello. You are asking for $15,000 to consolidate high interest credit cards, but your credit report shows less than $8,000 in revolving debt. Where will the other $7,000 be going? Thanks and good luck. - payment-halo
A: i'm not sure why the total amount doesnt show up but i have about 15000 in cc debt. Thanks (Jul-31-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
treasure-bliss$100.00$100.007/30/2010 10:21:28 AM
ray1051$25.00$25.007/30/2010 10:22:25 AM
Rdodson11$25.00$25.007/30/2010 10:22:30 AM
fair-hope$25.00$25.007/30/2010 10:24:24 AM
kumpa2u$25.00$25.007/30/2010 10:24:35 AM
upbeat-investment9$25.00$25.007/30/2010 10:24:53 AM
platinum-sorcerer6$25.00$25.007/30/2010 10:21:46 AM
MrLender101$50.00$50.007/30/2010 10:27:03 AM
producer553$25.00$25.007/30/2010 10:25:54 AM
miked8303$25.00$25.007/30/2010 10:28:19 AM
richboy56$50.00$50.007/30/2010 10:23:20 AM
bold-durability-drum$45.66$45.667/30/2010 10:26:54 AM
pixeldave$50.00$50.007/30/2010 10:28:31 AM
easybreezy$49.09$49.097/30/2010 10:27:00 AM
xstreamin$25.00$25.007/30/2010 10:27:06 AM
Picopie$50.00$50.007/30/2010 10:23:35 AM
onlyinchicago$25.00$25.007/30/2010 10:27:18 AM
point-promiser$28.58$28.587/30/2010 10:23:53 AM
Weaverville$25.00$25.007/30/2010 10:23:58 AM
cavalier2020$25.00$25.007/30/2010 10:24:37 AM
first-upright-payout$25.00$25.007/30/2010 10:30:26 AM
schnatty$50.00$50.007/30/2010 10:30:32 AM
Havana21$75.00$75.007/30/2010 10:30:37 AM
worthy-bid8$37.88$37.887/30/2010 10:30:42 AM
kegs$100.00$100.007/30/2010 10:29:02 AM
shrewd-truth1$25.00$25.007/30/2010 10:25:11 AM
IrishBuys$25.00$25.007/30/2010 10:31:22 AM
kbodendorf$25.00$25.007/30/2010 10:25:26 AM
Investoman$100.00$100.007/30/2010 10:30:13 AM
ddog0224$25.00$25.007/30/2010 10:31:51 AM
munnu$25.00$25.007/30/2010 10:32:01 AM
tranquil-diversification8$25.00$25.007/30/2010 10:25:48 AM
wampum-chorus3$25.00$25.007/30/2010 10:32:06 AM
dmfog$25.00$25.007/30/2010 10:30:57 AM
forthright-trade$25.00$25.007/30/2010 10:31:16 AM
reflective-cash0$100.00$100.007/30/2010 10:26:26 AM
djh47a$25.00$25.007/30/2010 10:31:32 AM
partnerinflight$50.00$50.007/30/2010 10:31:36 AM
SanJoser$25.00$25.007/30/2010 10:32:37 AM
cash-merry-maker$25.00$25.007/30/2010 10:31:40 AM
Boca$25.00$25.007/30/2010 10:32:56 AM
mattemmo$25.00$25.007/30/2010 10:32:58 AM
dpjd$50.00$50.007/30/2010 10:27:04 AM
nycfinance$25.00$25.007/30/2010 10:32:13 AM
ddogs$25.00$25.007/30/2010 10:33:11 AM
bigwig633$25.00$25.007/30/2010 10:32:17 AM
Asynch$25.00$25.007/30/2010 10:33:25 AM
pnace$35.00$35.007/30/2010 10:33:31 AM
cladius67$25.00$25.007/30/2010 10:33:27 AM
tripnosis$25.00$25.007/30/2010 10:27:42 AM
Aeroman32$25.00$25.007/30/2010 10:27:45 AM
dollar-oracle55$25.00$25.007/30/2010 10:34:27 AM
mommyhelper$25.00$25.007/30/2010 10:33:44 AM
oht588$35.19$35.197/30/2010 10:34:56 AM
jigsaw$100.00$100.007/30/2010 10:28:25 AM
ValyaLibra01$25.00$25.007/30/2010 10:28:49 AM
Contour$50.00$50.007/30/2010 10:29:27 AM
SimpleChoice$25.00$25.007/30/2010 10:37:13 AM
studious-bonus7$100.00$100.007/30/2010 10:29:52 AM
peace-maximizer8$25.00$25.007/30/2010 10:37:37 AM
metro457$25.00$25.007/30/2010 10:37:43 AM
chestnut4$25.00$25.007/30/2010 10:38:41 AM
Tahoeguy$25.00$25.007/30/2010 10:39:01 AM
affluence-promise$25.99$25.997/30/2010 10:38:14 AM
PocketAces$25.00$25.007/30/2010 10:38:58 AM
moola-man$30.00$30.007/30/2010 10:39:19 AM
108lender$200.00$200.007/30/2010 10:40:17 AM
TennSquire$25.00$25.007/30/2010 10:30:55 AM
top-commitment-champ$25.00$25.007/30/2010 10:39:58 AM
new-return-faire$40.98$40.987/30/2010 10:31:35 AM
gold-conga$25.00$25.007/30/2010 10:31:54 AM
diplomatic-wealth7$25.00$25.007/30/2010 10:41:16 AM
BuffetRocks$50.00$50.007/30/2010 10:32:47 AM
TheoProf$50.00$50.007/30/2010 10:42:25 AM
dime-galaxy$25.00$25.007/30/2010 10:33:09 AM
telegon$25.00$25.007/30/2010 10:33:14 AM
leverage-holly$25.00$25.007/30/2010 10:43:15 AM
thestartuplender$35.00$35.007/30/2010 10:33:24 AM
truth-companion$25.00$25.007/30/2010 10:34:37 AM
CashCow-Moooo-la$25.00$25.007/30/2010 10:44:08 AM
NorthernFunds$25.00$25.007/30/2010 10:35:15 AM
enthralling-deal180$100.00$100.007/30/2010 10:35:22 AM
Yaj$25.00$25.007/30/2010 10:37:28 AM
ommcd$25.00$25.007/30/2010 10:37:46 AM
smilinguy$25.00$25.007/30/2010 10:38:27 AM
kind-unassuming-fund$25.00$25.007/30/2010 10:38:37 AM
greenfuture$25.00$25.007/30/2010 10:38:45 AM
Lakeland$25.00$25.007/30/2010 10:39:09 AM
bountiful-durability$74.76$74.767/30/2010 10:39:42 AM
speedy-point$25.00$25.007/30/2010 10:41:54 AM
Fiimg$50.00$50.007/30/2010 10:42:33 AM
maule$25.00$25.007/30/2010 10:42:37 AM
simplelender80$100.00$100.007/30/2010 10:42:45 AM
takarlstad$25.00$25.007/30/2010 10:52:47 AM
Cre8iveCash$25.00$25.007/30/2010 10:53:12 AM
sarisai$61.92$61.927/30/2010 10:52:43 AM
Peterman$25.00$25.007/30/2010 10:52:57 AM
best-deal-banker$25.00$25.007/30/2010 10:57:04 AM
trapper569$25.00$25.007/30/2010 10:55:50 AM
SilverRain$25.00$25.007/30/2010 10:56:04 AM
helpinghand63$50.00$50.007/30/2010 10:57:19 AM
worth-entrepreneur$25.00$25.007/30/2010 10:57:28 AM
srilm$25.00$25.007/30/2010 10:58:31 AM
gracej$25.00$25.007/30/2010 11:02:46 AM
mg6619$25.00$25.007/30/2010 10:59:20 AM
VBAces$50.00$50.007/30/2010 11:00:46 AM
RedantFinance$25.00$25.007/30/2010 11:05:42 AM
capital_gains$25.00$25.007/30/2010 11:05:49 AM
tech310$100.00$100.007/30/2010 10:54:30 AM
punctual-power7$25.00$25.007/30/2010 11:07:05 AM
Print88$25.00$25.007/30/2010 11:07:34 AM
Purple11$100.00$100.007/30/2010 11:04:42 AM
Ripsaw4U$50.00$50.007/30/2010 11:06:51 AM
ecila625$25.00$25.007/30/2010 11:00:20 AM
Goodlender42$25.00$25.007/30/2010 11:09:42 AM
mountains59$25.00$25.007/30/2010 11:01:53 AM
AFairDeal$25.00$25.007/30/2010 11:11:11 AM
sassykatty$50.00$50.007/30/2010 11:15:58 AM
kind-adventurous-finance$50.00$50.007/30/2010 11:03:37 AM
balance-voyager$100.00$100.007/30/2010 11:16:04 AM
MrBluesummers$50.00$50.007/30/2010 11:17:02 AM
MARSTUN$50.00$50.007/30/2010 11:04:58 AM
philosopher4$50.00$50.007/30/2010 11:13:23 AM
Panther4586$35.00$35.007/30/2010 11:18:39 AM
Warwick$25.00$25.007/30/2010 11:14:07 AM
Domgabriel$25.00$25.007/30/2010 11:19:01 AM
haplender$50.00$50.007/30/2010 11:19:25 AM
Kilolani$25.00$25.007/30/2010 11:06:58 AM
bigtag$25.00$25.007/30/2010 11:20:07 AM
JonBillow$50.00$50.007/30/2010 11:20:30 AM
PK_USMC$25.00$25.007/30/2010 11:15:33 AM
wonderful-return5$25.00$25.007/30/2010 11:21:27 AM
rlcot$50.00$50.007/30/2010 11:16:34 AM
greenbacchus$25.00$25.007/30/2010 11:17:26 AM
purgolder83$25.00$25.007/30/2010 11:17:38 AM
kbguru$50.00$50.007/30/2010 11:18:13 AM
urbane-p2ploan$25.00$25.007/30/2010 11:24:12 AM
leeball$50.00$50.007/30/2010 11:10:47 AM
cfinley106$25.00$25.007/30/2010 11:19:11 AM
ok$50.00$50.007/30/2010 11:13:13 AM
rebelduke$25.00$25.007/30/2010 11:20:37 AM
Aremu$25.00$25.007/30/2010 11:21:16 AM
marilyn7$25.00$25.007/30/2010 11:15:47 AM
bid-czar8$100.00$100.007/30/2010 11:23:41 AM
orange-preeminant-bill$100.00$58.577/30/2010 11:25:38 AM
BabyLender$25.00$25.007/30/2010 11:19:38 AM
How$25.00$25.007/30/2010 11:20:32 AM
anything-but-ordinary$25.00$25.007/30/2010 11:23:04 AM
credit-kahuna$50.00$50.007/30/2010 11:42:53 AM
chkrvrty$25.00$25.007/30/2010 11:38:53 AM
rmbot$25.00$25.007/30/2010 5:24:13 PM
UncleSafety$50.00$50.007/31/2010 1:46:19 PM
all_of_that_one$30.00$30.008/1/2010 7:30:44 AM
affluence-pumpkin0$50.00$50.008/1/2010 10:50:55 AM
zooom7$50.00$50.008/1/2010 3:14:13 PM
rockhound84$25.00$25.008/2/2010 5:03:08 AM
silver-breeze3$25.00$25.008/2/2010 6:00:25 AM
payment-halo$25.00$25.008/2/2010 9:45:21 AM
pythia$25.00$25.008/2/2010 10:53:12 AM
0600Zulu$25.00$25.008/3/2010 10:08:03 AM
Sol_Invictus$25.00$25.008/3/2010 10:27:42 AM
top-courteous-peso$100.00$100.008/3/2010 11:19:26 AM
Hobie88$50.00$50.008/3/2010 11:45:35 AM
credit-panda1$25.00$25.008/3/2010 11:24:50 AM
Richlaw$200.00$200.008/3/2010 1:33:19 PM
Watersports$36.00$36.008/3/2010 1:12:07 PM
calbertrand$50.00$50.008/3/2010 2:25:45 PM
Quid-Pro-Quo$25.00$25.008/3/2010 3:53:35 PM
ajsimac$42.50$42.508/4/2010 5:44:30 AM
rdrloan$50.00$50.008/4/2010 9:07:50 AM
ChazM1980$26.74$26.748/4/2010 8:07:13 AM
dynrep$25.00$25.008/4/2010 11:02:38 AM
brightest-dignified-penny$25.00$25.008/4/2010 3:45:26 PM
KingCroesus$25.00$25.008/4/2010 10:00:49 PM
adir1$25.00$25.008/5/2010 4:19:48 AM
peaceful-farmer$50.00$50.008/5/2010 8:14:51 AM
cutter21$25.00$25.008/5/2010 2:28:54 PM
Southern_Illinois_Girl$70.00$70.008/5/2010 3:18:45 PM
dollardave$100.00$100.008/5/2010 4:07:32 PM
kind-credit-nirvana$25.00$25.008/5/2010 4:57:16 PM
d_grbg$25.00$25.008/5/2010 6:18:07 PM
CACO_Bank$25.00$25.008/5/2010 5:16:36 PM
aspire2grow$25.00$25.008/5/2010 7:43:25 PM
erowis$25.00$25.008/5/2010 9:08:41 PM
guardian3$30.00$30.008/5/2010 6:51:02 PM
mgking007$25.00$25.008/5/2010 10:46:16 PM
roi-advantage$25.00$25.008/5/2010 8:54:09 PM
benevolent-capital1$50.00$50.008/5/2010 10:00:12 PM
worth-victor6$25.00$25.008/5/2010 11:53:30 PM
blissful-note7$25.00$25.008/6/2010 5:28:05 AM
the-durability-planetarium$29.37$29.378/6/2010 6:13:48 AM
patriot384$300.00$300.008/6/2010 6:28:06 AM
liberty-thinker$25.00$25.008/6/2010 6:33:15 AM
jcw3rd$25.00$25.008/6/2010 7:20:34 AM
independent-dollar$30.17$30.178/6/2010 8:59:34 AM
credit-coach118$25.00$25.008/6/2010 9:02:04 AM
xthread$50.00$50.008/6/2010 9:09:39 AM
bughead$25.00$25.008/6/2010 9:42:45 AM
sugybutt$26.29$26.298/6/2010 9:55:04 AM
gtdane$36.78$36.788/6/2010 10:10:51 AM
VIPBank$50.00$50.008/6/2010 10:19:17 AM
trade-walnut7$25.00$25.007/30/2010 10:20:11 AM
Artist_Blue$25.00$25.007/30/2010 10:22:58 AM
benevolent-money6$50.00$50.007/30/2010 10:22:34 AM
laudable-balance$25.00$25.007/30/2010 10:20:04 AM
payout-achievement$40.00$40.007/30/2010 10:25:14 AM
aneley777$25.00$25.007/30/2010 10:25:21 AM
credit-czar5$25.00$25.007/30/2010 10:24:41 AM
rescue$250.00$250.007/30/2010 10:24:57 AM
Chuck9802$25.00$25.007/30/2010 10:26:45 AM
whois-JohnGalt$25.00$25.007/30/2010 10:26:57 AM
puifais$25.00$25.007/30/2010 10:25:31 AM
billiam$28.64$28.647/30/2010 10:27:29 AM
mstebnicki$25.00$25.007/30/2010 10:26:04 AM
objective-investor$77.72$77.727/30/2010 10:26:23 AM
redx$25.00$25.007/30/2010 10:26:39 AM
Pizza-man$50.00$50.007/30/2010 10:26:46 AM
value-microscope$25.00$25.007/30/2010 10:28:23 AM
asset-professor$25.00$25.007/30/2010 10:26:53 AM
DragonQueen$25.00$25.007/30/2010 10:26:58 AM
villagers$25.00$25.007/30/2010 10:27:02 AM
responsibility-butterfly$25.00$25.007/30/2010 10:28:50 AM
heavy_ax$25.00$25.007/30/2010 10:29:00 AM
tranquil-return4$25.00$25.007/30/2010 10:29:37 AM
brightest-affluence-motivator$100.00$100.007/30/2010 10:30:31 AM
orange-courageous-dedication$30.00$30.007/30/2010 10:24:43 AM
gold-heaven9$25.00$25.007/30/2010 10:30:43 AM
utopia14$25.00$25.007/30/2010 10:29:26 AM
gulch$30.00$30.007/30/2010 10:31:13 AM
JebkaClan$25.00$25.007/30/2010 10:31:27 AM
NS22$25.00$25.007/30/2010 10:31:30 AM
happy-girl$25.00$25.007/30/2010 10:30:10 AM
calm-deal7$25.00$25.007/30/2010 10:31:48 AM
foxtrot12$50.00$50.007/30/2010 10:30:29 AM
buraky$50.00$50.007/30/2010 10:25:38 AM
best-coin-miser$25.00$25.007/30/2010 10:31:56 AM
enthusiastic-balance5$100.00$100.007/30/2010 10:32:04 AM
logical-reward8$25.00$25.007/30/2010 10:25:59 AM
macgeek$50.00$50.007/30/2010 10:32:10 AM
physicsjoe$25.00$25.007/30/2010 10:31:06 AM
spqrxxi$25.00$25.007/30/2010 10:26:16 AM
income-fortress$25.00$25.007/30/2010 10:26:35 AM
american6$25.00$25.007/30/2010 10:32:39 AM
Comoparklender$30.00$30.007/30/2010 10:33:01 AM
MSME$50.00$50.007/30/2010 10:32:09 AM
Danvillelover$25.00$25.007/30/2010 10:32:15 AM
californiakhan$25.00$25.007/30/2010 10:33:13 AM
emelia$25.00$25.007/30/2010 10:27:12 AM
DublinCaLender$25.00$25.007/30/2010 10:33:30 AM
TMillard$25.00$25.007/30/2010 10:32:27 AM
green-moola-sniffer$50.00$50.007/30/2010 10:27:21 AM
RMB-Investments$50.00$50.007/30/2010 10:32:41 AM
jbaum$25.00$25.007/30/2010 10:33:02 AM
anders94$25.00$25.007/30/2010 10:33:43 AM
get30inc$25.00$25.007/30/2010 10:27:39 AM
Pasagam$25.00$25.007/30/2010 10:27:43 AM
jga516$25.00$25.007/30/2010 10:33:57 AM
nickel-ferret$25.00$25.007/30/2010 10:34:18 AM
mtquan$25.00$25.007/30/2010 10:34:13 AM
LandE2BG$25.00$25.007/30/2010 10:34:53 AM
Billfred$25.00$25.007/30/2010 10:28:37 AM
crawfingers$25.00$25.007/30/2010 10:36:17 AM
trustworthy-fairness$96.47$96.477/30/2010 10:29:23 AM
BeanCownter$100.00$100.007/30/2010 10:29:42 AM
bold-principal-thinker$25.00$25.007/30/2010 10:38:42 AM
patriot897$50.00$50.007/30/2010 10:30:34 AM
Edwin_Rae$25.00$25.007/30/2010 10:30:41 AM
tranquil-principal$50.00$50.007/30/2010 10:30:59 AM
friendly-market5$50.00$50.007/30/2010 10:31:25 AM
melodious-fairness$25.00$25.007/30/2010 10:31:44 AM
contract-giant$25.00$25.007/30/2010 10:31:47 AM
sdr984$25.00$25.007/30/2010 10:40:38 AM
Panna$25.00$25.007/30/2010 10:32:03 AM
delicious-social132$35.00$35.007/30/2010 10:41:34 AM
tom48l$50.00$50.007/30/2010 10:41:57 AM
hyetech$35.00$35.007/30/2010 10:32:19 AM
teller$25.00$25.007/30/2010 10:32:25 AM
cpbreton$25.00$25.007/30/2010 10:32:43 AM
proper-p2p6$100.00$100.007/30/2010 10:42:15 AM
mikrolown$25.00$25.007/30/2010 10:32:45 AM
Approved1234$25.00$25.007/30/2010 10:42:08 AM
LenderDan$50.00$50.007/30/2010 10:42:24 AM
ramblin$25.00$25.007/30/2010 10:33:10 AM
generous-deal6$25.00$25.007/30/2010 10:33:39 AM
mason13a$25.00$25.007/30/2010 10:43:57 AM
coin-awakening$26.50$26.507/30/2010 10:34:45 AM
financial-frenzy$50.00$50.007/30/2010 10:35:01 AM
Wings06J$25.00$25.007/30/2010 10:35:17 AM
RugbyNick2126$25.00$25.007/30/2010 10:35:32 AM
personal-lender$25.00$25.007/30/2010 10:35:54 AM
forthright-dedication$50.00$50.007/30/2010 10:36:52 AM
wwwUniversal$25.00$25.007/30/2010 10:40:15 AM
muzicman$50.00$50.007/30/2010 10:40:42 AM
trade-pumpkin$25.00$25.007/30/2010 10:43:21 AM
redrock007$25.00$25.007/30/2010 10:53:03 AM
BeemerRider$25.00$25.007/30/2010 10:43:45 AM
HaveToWrite$25.00$25.007/30/2010 10:52:45 AM
MrDavid$50.00$50.007/30/2010 10:53:46 AM
first-restless-payout$50.00$50.007/30/2010 10:54:08 AM
docktah$50.00$50.007/30/2010 10:53:26 AM
red-relentless-money$50.00$50.007/30/2010 10:53:49 AM
blessedpair$50.00$50.007/30/2010 10:55:27 AM
chekat$25.00$25.007/30/2010 10:56:34 AM
priceless-money6$50.00$50.007/30/2010 10:55:08 AM
SmokeyMirror$50.00$50.007/30/2010 10:58:09 AM
hrubinst$25.00$25.007/30/2010 10:56:11 AM
frobin$50.00$50.007/30/2010 10:56:36 AM
brutusbone$25.00$25.007/30/2010 10:59:44 AM
itsthomas$25.00$25.007/30/2010 10:57:30 AM
loan-paladin470$25.00$25.007/30/2010 10:57:42 AM
trade-doughnut5$25.00$25.007/30/2010 10:58:54 AM
axis1$25.00$25.007/30/2010 10:52:25 AM
loyalist1$100.00$100.007/30/2010 11:01:39 AM
greeninspirit$25.00$25.007/30/2010 11:06:31 AM
Ready2Loan$25.00$25.007/30/2010 10:55:20 AM
busybee007$25.00$25.007/30/2010 11:07:13 AM
bonus-buddy2$35.00$35.007/30/2010 11:03:26 AM
TheYellowDart$25.00$25.007/30/2010 11:10:04 AM
tedsrfdude$25.00$25.007/30/2010 10:58:29 AM
flexible1$25.00$25.007/30/2010 11:10:38 AM
TW2000$25.00$25.007/30/2010 10:59:03 AM
harperpotok$100.00$100.007/30/2010 10:59:06 AM
bonanza1973$25.00$25.007/30/2010 11:07:23 AM
commerce-web5$25.00$25.007/30/2010 11:12:29 AM
paymentologist$25.00$25.007/30/2010 11:08:04 AM
mogul16$25.00$25.007/30/2010 11:00:23 AM
slymoose$25.00$25.007/30/2010 11:01:35 AM
Rivervale_Westwood$25.00$25.007/30/2010 11:02:36 AM
CAGE-Investments$25.00$25.007/30/2010 11:15:39 AM
gold-sushi$25.00$25.007/30/2010 11:16:11 AM
buddy486$25.00$25.007/30/2010 11:16:26 AM
mulberry4$25.00$25.007/30/2010 11:17:06 AM
ronow22$25.00$25.007/30/2010 11:05:28 AM
jetfan11$38.00$38.007/30/2010 11:19:12 AM
MBIntl$50.00$50.007/30/2010 11:19:57 AM
stollcm$25.00$25.007/30/2010 11:20:23 AM
Yanwoo$25.00$25.007/30/2010 11:15:30 AM
SirJev$25.00$25.007/30/2010 11:15:36 AM
Prosp_Lender$50.00$50.007/30/2010 11:08:40 AM
miwoktribe$50.00$50.007/30/2010 11:21:51 AM
Mrphlox$25.00$25.007/30/2010 11:16:42 AM
payout-equalizer8$25.00$25.007/30/2010 11:09:29 AM
awwaww$25.00$25.007/30/2010 11:24:16 AM
autonomous-basis$25.00$25.007/30/2010 11:18:34 AM
shadargroup$25.00$25.007/30/2010 11:18:37 AM
the-productive-agreement$25.00$25.007/30/2010 11:18:50 AM
charming-dime$25.00$25.007/30/2010 11:20:20 AM
treasure-dreamer7$50.00$50.007/30/2010 11:20:35 AM
secobarbital$50.00$50.007/30/2010 11:15:01 AM
FirstBank$100.00$100.007/30/2010 11:15:16 AM
bobby4u3$25.00$25.007/30/2010 11:22:22 AM
peruse$25.00$25.007/30/2010 11:23:12 AM
jsmith1450$50.00$50.007/30/2010 11:23:28 AM
business_savvy$25.00$25.007/30/2010 11:16:29 AM
mlsstelulah$25.00$25.007/30/2010 11:17:34 AM
Rodo25$25.39$25.397/30/2010 11:20:12 AM
PeterV$25.00$25.007/30/2010 11:20:43 AM
murtaza$50.00$50.007/30/2010 11:21:09 AM
vwbell$50.00$50.007/30/2010 11:21:46 AM
DeutscheBank$25.00$25.007/30/2010 11:22:58 AM
flexible-vigilance7$25.00$25.007/30/2010 11:25:09 AM
dynrep$25.00$25.007/30/2010 2:24:29 PM
Bank_Of_XL$25.00$25.007/30/2010 3:51:38 PM
outofoffice$50.00$50.008/1/2010 2:11:42 PM
ethicalhumanist$25.00$25.008/2/2010 5:02:47 PM
kind-value-pouch$110.00$110.008/2/2010 3:55:50 PM
rockhound84$25.00$25.008/2/2010 5:12:59 PM
roi-advantage$25.00$25.008/3/2010 9:29:57 AM
JustMee$25.00$25.008/3/2010 8:15:26 AM
redrose1518$30.00$30.008/3/2010 12:39:18 PM
market-pudding$25.00$25.008/4/2010 4:17:35 AM
JustOneVoice$25.00$25.008/4/2010 7:32:32 AM
zevonyc$25.00$25.008/4/2010 10:17:09 AM
paradisenow$25.00$25.008/4/2010 12:31:00 PM
forthright-principal2$25.00$25.008/4/2010 12:29:17 PM
nbeyer$25.00$25.008/4/2010 5:24:25 PM
samurai2$25.00$25.008/4/2010 4:36:38 PM
RJTintheBK$32.50$32.508/5/2010 11:07:50 AM
revenue-sapling$25.00$25.008/5/2010 9:54:34 AM
CommerciaLender$28.00$28.008/5/2010 11:37:45 AM
availableloan$25.00$25.008/5/2010 2:31:27 PM
ultimatepaintball$25.00$25.008/5/2010 7:52:34 PM
wkeboarder21$50.00$50.008/5/2010 6:29:48 PM
DasMula$25.00$25.008/6/2010 1:02:52 AM
Veiglcc$25.00$25.008/6/2010 5:24:02 AM
primed$50.00$50.008/6/2010 5:43:17 AM
buckeyebucks$50.00$50.008/6/2010 6:40:49 AM
tender-ore$25.00$25.008/6/2010 7:31:51 AM
favorite-commerce$50.00$50.008/6/2010 7:47:47 AM
encore739$25.00$25.008/6/2010 9:00:17 AM
dynrep$50.00$50.008/6/2010 7:45:30 AM
Bob450$25.00$25.008/6/2010 8:12:46 AM
trustworthy-finance6$100.00$100.008/6/2010 8:30:29 AM
crawfishcentral$25.00$25.008/6/2010 10:14:38 AM
bonus-quark4$25.00$25.008/6/2010 10:02:07 AM
Madmigel$70.31$70.318/6/2010 10:06:43 AM
396 bids
 
Borrower Payment Dependent Notes Series 469312
This series of Notes was issued and sold upon the funding of the borrower loan #43858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Jul-30-2010 
  Auction end date:  Aug-02-2010 
 
Starting lender yield: 5.93% Starting borrower rate/APR: 6.93% / 9.00% Starting monthly payment: $246.76
Final lender yield: 5.93% Final borrower rate/APR: 6.93% / 9.00% Final monthly payment: $246.76
 
Auction yield range: 5.93% - 5.93% Estimated loss impact: 6.03%  
Lender servicing fee: 1.00% Estimated return: -0.10%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1999 Debt/Income ratio: 12%
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 15 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,707Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: bold-deal-pilot Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Bucket's Wife
Purpose of loan:
This loan will be used consolidate credit card debt.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
atllender has bid a total of $4,000.00 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
atllender$4,000.00$4,000.008/2/2010 10:44:31 AM
GeorgiaLender$4,000.00$4,000.008/2/2010 11:51:22 AM
2 bids
 
Borrower Payment Dependent Notes Series 469416
This series of Notes was issued and sold upon the funding of the borrower loan #43839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-09-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $226.18
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $226.18
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2002 Debt/Income ratio: 20%
Credit score: 620-639 (Jul-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:8y 2m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,132Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: groovy_stu Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 26 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
600-619 (May-2010)
600-619 (May-2008)
 
Principal balance: $519.76 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
Expecting our first baby
Purpose of loan:
My wife and I just found out that we are expecting our first baby.? We just need a little extra cash to help pay for the doctor visits and for our insurance premium.? We also are just trying to get into a better position financially before the baby gets here by consolidating some of my credit cards so that I can get them paid off faster.? I just sold my truck this week so my monthly expenses has gone down.? I would also like to pay off my old prosper loan in place of this one.? I would appreciate all the help from each of you by helping me receive this loan.?

My financial situation:
I am a good candidate for this loan because I am a very honest person that believes in making sure his payments are made on time.? I have already receive a prosper loan and have never been late on making the payments and don't intend to start now.? I will also be setting this up as a direct payment to guarantee that it is payed on time.? I have held the same job for 8 years and have a good steady income.? Please if you have any doubts or questions please let me know.? I really need this loan to put my family in a better position.? Thank you.

Monthly net income: $ 3400.00

Monthly expenses: $
??Housing: $ 200.00
??Insurance: $?60.00
??Car expenses: $?320.00
??Utilities: $ 60.00
??Phone, cable, internet: $ 60.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 1200.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
zone8$100.00$100.008/2/2010 11:25:02 AM
simplelender80$100.00$100.008/2/2010 11:24:39 AM
108lender$75.00$75.008/2/2010 11:24:25 AM
Jasmel$25.00$25.008/2/2010 11:38:31 AM
diplomatic-wealth7$25.00$25.008/2/2010 11:42:49 AM
SFBank$200.00$200.008/3/2010 7:46:09 PM
marybennet$25.00$25.008/3/2010 7:11:08 PM
cablenews$25.00$25.008/4/2010 3:18:43 AM
return-grizzly$100.00$100.008/4/2010 3:25:25 AM
currency-bumblebee$25.00$25.008/5/2010 1:50:56 PM
Cybercusp$50.00$50.008/5/2010 5:47:57 PM
larrybird$100.00$100.008/5/2010 6:29:01 PM
kegs$100.00$100.008/5/2010 6:34:11 PM
new-smart-fund$50.00$50.008/5/2010 6:33:06 PM
fabulous-community4$200.00$200.008/6/2010 9:36:30 AM
rosario1$25.00$25.008/6/2010 10:29:59 AM
helpishere777$25.00$25.008/6/2010 12:38:11 PM
sensible-trade$50.00$50.008/6/2010 12:23:32 PM
dcap3$50.00$50.008/6/2010 3:19:50 PM
kingston1$25.00$25.008/6/2010 3:33:37 PM
innovator2$50.00$50.008/6/2010 8:10:58 PM
Hummer-Guy$37.87$37.878/6/2010 5:41:31 PM
greenwell$50.00$50.008/6/2010 9:57:19 PM
big_balla_papi$25.00$25.008/6/2010 10:42:17 PM
smart-rate7$30.00$30.008/7/2010 10:15:39 AM
jamiee73$25.00$25.008/7/2010 9:27:54 AM
tjone69$25.00$25.008/7/2010 9:28:00 AM
powerful-finance7$50.00$50.008/7/2010 9:28:05 AM
return-grizzly$100.00$100.008/8/2010 5:23:09 AM
twjh$25.00$25.008/8/2010 5:24:15 AM
innovator2$25.00$25.008/8/2010 10:10:02 AM
chameleon125$50.00$50.008/8/2010 9:39:15 PM
SongBirdProphecy$25.00$25.008/8/2010 9:15:02 PM
victor111$50.00$50.008/9/2010 5:13:17 AM
innovator2$25.00$25.008/9/2010 7:31:02 AM
TotosLion$25.00$25.008/9/2010 4:57:24 AM
NekHoldings$25.00$25.008/9/2010 6:52:06 AM
njcass79$25.00$25.008/9/2010 9:09:22 AM
MTF$50.00$50.008/9/2010 9:35:33 AM
snm2001$25.00$25.008/9/2010 10:10:07 AM
Amber_Stone$25.00$25.008/9/2010 10:55:19 AM
a-plentiful-loyalty$48.97$48.978/9/2010 10:37:16 AM
Artist_Blue$25.00$25.008/2/2010 11:35:41 AM
OldManP$25.00$25.008/2/2010 12:14:59 PM
UCLA4life$35.00$35.008/2/2010 12:37:10 PM
kind-bill-supporter$25.00$25.008/2/2010 3:59:11 PM
reflective-rupee$25.00$25.008/2/2010 2:22:56 PM
nilonc1$141.44$141.448/3/2010 9:56:03 PM
inspiring-reward$25.00$25.008/4/2010 11:53:40 AM
well-mannered-income3$30.00$30.008/4/2010 4:37:01 PM
oath163$25.00$25.008/5/2010 6:59:12 AM
Rogesparkguy$25.00$25.008/5/2010 8:23:23 AM
pixeldave$50.00$50.008/5/2010 11:34:14 AM
wampum-chorus3$25.00$25.008/5/2010 5:00:12 PM
houli123$100.00$100.008/5/2010 7:04:12 PM
selector568$50.00$50.008/5/2010 7:07:36 PM
lucrative-loan$50.00$50.008/6/2010 2:53:37 AM
innovator2$50.00$50.008/6/2010 12:18:06 PM
genuine-integrity0$25.00$25.008/6/2010 1:20:57 PM
zone6$100.00$100.008/6/2010 7:29:40 PM
Attract$25.00$25.008/6/2010 6:17:46 PM
nodebt2012$25.00$25.008/6/2010 9:52:31 PM
Kash2010lu$25.00$25.008/7/2010 8:22:52 AM
HenryS$38.05$38.058/7/2010 9:28:09 AM
jbloans$40.00$40.008/7/2010 6:47:48 AM
epic-payout$88.09$88.098/7/2010 10:46:54 AM
gbruenin$25.00$25.008/7/2010 6:23:07 PM
houli123$953.10$953.108/7/2010 11:10:43 PM
blitzen40$25.00$25.008/8/2010 9:36:59 AM
oath163$25.00$25.008/8/2010 9:14:46 AM
restless-dime$25.00$25.008/7/2010 9:56:41 PM
MONEY_IN_THE_BANK$25.00$25.008/8/2010 9:40:02 AM
kidbiz$25.00$25.008/8/2010 7:37:15 PM
YoungTaxMan$300.00$300.008/8/2010 1:56:42 PM
newest-investment-elevator$38.07$38.078/8/2010 8:51:05 PM
ddoneday$30.00$30.008/8/2010 9:08:24 PM
Amber_Stone$25.00$25.008/9/2010 5:04:29 AM
Mikale360$25.00$25.008/9/2010 6:58:31 AM
sturdy-peace9$50.00$50.008/9/2010 7:15:27 AM
cunning-bill$25.00$2.068/8/2010 7:21:49 PM
credit-elation1$25.00$25.008/9/2010 7:24:29 AM
credit-coach118$25.00$25.008/9/2010 9:00:10 AM
impartial-deal$37.35$37.358/9/2010 7:52:49 AM
gochargers$25.00$25.008/9/2010 8:22:13 AM
RyanM561$25.00$25.008/9/2010 10:13:17 AM
IASKGOD$25.00$25.008/9/2010 11:16:19 AM
86 bids
 
Borrower Payment Dependent Notes Series 469424
This series of Notes was issued and sold upon the funding of the borrower loan #43863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-07-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $486.34
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $486.34
 
Auction yield range: 5.93% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1992 Debt/Income ratio: 18%
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:10y 6m
Amount delinquent: $0 Total credit lines: 24 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,015Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: new-ethical-basis Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Freedom
Purpose of loan:
This loan will be used to? elimimate credit card debt once and for all

My financial situation:
I am a good candidate for this loan because? I am?capable of meeting the monthly payments and I?want to?aggressively eliminate my debt

Monthly net income: $ 3290.76

Monthly expenses: $
??Housing: $?
??Insurance: $140
??Car expenses: $600
??Utilities: $200
??Phone, cable, internet: $104
??Food, entertainment: $?300
??Clothing, household expenses $
??Credit cards and other loans: $ 774
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You didn't list and housing expense. Please explain. - LateOneNight
A: Since I was allowed to only include my income, I did not include my husband's income which covers our housing, day care, clothing, and other expenses. (Aug-04-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
richboy56$50.00$50.008/2/2010 11:32:12 AM
ray1051$25.00$25.008/2/2010 11:30:46 AM
Weaverville$50.00$50.008/2/2010 11:25:50 AM
tech310$100.00$100.008/2/2010 11:36:08 AM
jdrez$25.00$25.008/2/2010 11:28:00 AM
Artist_Blue$25.00$25.008/2/2010 11:31:50 AM
don8ter$25.00$25.008/2/2010 11:42:00 AM
buddy486$25.00$25.008/2/2010 11:38:39 AM
tntmojave$25.00$25.008/2/2010 11:42:32 AM
puifais$25.00$25.008/2/2010 11:45:18 AM
the-profit-oracle$25.00$25.008/2/2010 11:44:21 AM
buraky$50.00$50.008/2/2010 11:45:34 AM
income-fortress$25.00$25.008/2/2010 11:45:50 AM
heavy_ax$25.00$25.008/2/2010 11:47:07 AM
kegs$100.00$100.008/2/2010 11:47:26 AM
studious-bonus7$100.00$100.008/2/2010 11:47:57 AM
generous-deal6$25.00$25.008/2/2010 11:48:33 AM
enthralling-deal180$100.00$100.008/2/2010 11:49:29 AM
sdr984$25.00$25.008/2/2010 11:50:23 AM
crawfingers$25.00$25.008/2/2010 11:49:43 AM
xstreamin$25.00$25.008/2/2010 11:46:14 AM
Approved1234$25.00$25.008/2/2010 11:51:07 AM
BeanCownter$200.00$200.008/2/2010 11:47:41 AM
mason13a$25.00$25.008/2/2010 11:52:38 AM
bonus-buddy2$35.00$35.008/2/2010 12:00:13 PM
Ripsaw4U$50.00$50.008/2/2010 12:02:42 PM
chekat$25.00$25.008/2/2010 11:57:09 AM
tedsrfdude$25.00$25.008/2/2010 11:57:47 AM
commerce-web5$25.00$25.008/2/2010 12:05:15 PM
srilm$25.00$25.008/2/2010 11:58:09 AM
Yanwoo$25.00$25.008/2/2010 12:06:02 PM
CAGE-Investments$25.00$25.008/2/2010 12:06:21 PM
haplender$50.00$50.008/2/2010 12:07:46 PM
rescue$50.00$50.008/2/2010 12:07:22 PM
greeninspirit$25.00$25.008/2/2010 12:02:33 PM
BabyLender$25.00$25.008/2/2010 12:07:57 PM
klinebarger$25.00$25.008/2/2010 12:12:42 PM
icchok$50.00$50.008/2/2010 12:12:55 PM
leeball$50.00$50.008/2/2010 12:04:17 PM
bonus-poplar2$50.00$50.008/2/2010 12:10:59 PM
Warwick$25.00$25.008/2/2010 12:05:32 PM
Peterman$25.00$25.008/2/2010 12:15:12 PM
orange-preeminant-bill$100.00$100.008/2/2010 12:09:02 PM
Bio-physicist$25.00$25.008/2/2010 12:10:10 PM
RICHMONDREB$25.00$25.008/2/2010 12:12:22 PM
Wellman$100.00$100.008/2/2010 12:33:45 PM
Cai8899$50.00$50.008/2/2010 12:22:23 PM
emphatic-deal5$50.00$50.008/2/2010 12:37:03 PM
rbotterbLLC$25.00$25.008/2/2010 12:32:07 PM
stoopidnoodle$25.00$25.008/2/2010 12:38:07 PM
tenacious-compassion9$25.00$25.008/2/2010 12:39:28 PM
aggielender$25.00$25.008/2/2010 12:40:57 PM
mattpet$25.00$25.008/2/2010 12:40:26 PM
VIGSY$25.00$25.008/2/2010 12:37:18 PM
spaceman1645$100.00$100.008/2/2010 12:41:17 PM
TIC0331$50.00$50.008/2/2010 12:41:39 PM
objective-investor$100.00$100.008/2/2010 12:43:19 PM
FLRN$25.00$25.008/2/2010 12:39:03 PM
rcc7$50.00$50.008/2/2010 12:44:38 PM
gold-disk$50.00$50.008/2/2010 12:39:43 PM
funds-promiser$50.00$50.008/2/2010 12:43:38 PM
Minnechela$25.00$25.008/2/2010 12:56:23 PM
chkrvrty$25.00$25.008/2/2010 12:44:57 PM
credit-coach118$35.00$35.008/2/2010 12:45:28 PM
brazilofmux$42.55$42.558/2/2010 1:59:31 PM
blue-useful-auction$25.00$25.008/2/2010 1:53:59 PM
happy-return4$125.00$125.008/2/2010 12:55:43 PM
wwwUniversal$25.00$25.008/2/2010 3:34:11 PM
Tradesmanlender$25.00$25.008/2/2010 1:59:36 PM
yield-lion$25.00$25.008/2/2010 4:14:09 PM
PRGuyinVA$50.00$50.008/2/2010 5:39:16 PM
jstnow$25.00$25.008/2/2010 5:30:10 PM
TennSquire$50.00$50.008/2/2010 8:20:06 PM
educationfirst$25.00$25.008/2/2010 6:54:08 PM
Superc0ld$39.99$39.998/2/2010 5:59:08 PM
circustab$50.00$50.008/2/2010 7:17:53 PM
innocent-income4$25.00$25.008/2/2010 8:20:10 PM
mikeandcat$50.00$50.008/2/2010 8:24:03 PM
ddog0224$25.00$25.008/3/2010 12:29:22 AM
sunny-cash4$25.00$25.008/3/2010 5:49:04 AM
stylish-generosity6$25.00$25.008/3/2010 4:59:11 AM
heerzaquestion$25.00$25.008/3/2010 5:32:52 AM
JustMee$25.00$25.008/3/2010 8:18:53 AM
ingenious-diversification$25.00$25.008/3/2010 10:43:22 AM
azali$50.00$50.008/3/2010 9:01:58 AM
Rdodson11$25.00$25.008/3/2010 11:49:54 AM
friendly-market5$25.00$25.008/3/2010 10:46:26 AM
BankofRon$25.00$25.008/3/2010 10:57:53 AM
briphi$58.81$58.818/3/2010 12:59:56 PM
DasMula$25.00$25.008/3/2010 1:06:01 PM
fund-baker9$50.00$50.008/3/2010 12:24:10 PM
panther757$25.00$25.008/3/2010 12:08:00 PM
socrates520$50.00$50.008/3/2010 1:54:10 PM
backprop$25.00$25.008/3/2010 2:00:52 PM
jcttjg$50.00$50.008/3/2010 3:25:54 PM
HarrisonHome$50.00$50.008/3/2010 5:09:06 PM
peruse$25.00$25.008/3/2010 8:04:25 PM
efficient-treasure0$25.00$25.008/3/2010 9:40:40 PM
KiwiElf$35.00$35.008/4/2010 1:00:06 AM
Interloper$26.73$26.738/4/2010 1:00:16 AM
Katburg$25.99$25.998/4/2010 1:08:17 AM
RedCentre$40.42$40.428/4/2010 1:13:44 AM
SelectTrustLending$30.42$30.428/4/2010 1:25:26 AM
ssh1983$25.00$25.008/4/2010 1:26:42 AM
tuneman1980$25.00$25.008/4/2010 1:33:46 AM
harty$50.00$50.008/4/2010 1:36:29 AM
hawker$30.70$30.708/4/2010 12:59:12 AM
siege01$50.00$50.008/4/2010 4:18:43 AM
Dweeberkitty1$25.00$25.008/4/2010 1:49:37 AM
Hokie83$42.60$42.608/4/2010 4:48:06 AM
dparkhom$25.00$25.008/4/2010 1:33:17 AM
BankofTony$55.00$55.008/4/2010 4:18:20 AM
credit-bada-bing$25.00$25.008/4/2010 4:18:40 AM
steely_dan34$25.00$25.008/4/2010 5:43:24 AM
morfie$25.00$25.008/4/2010 6:48:26 AM
investment-star$50.00$50.008/4/2010 4:18:29 AM
rakstar$41.53$41.538/4/2010 7:12:42 AM
saschar$25.00$25.008/4/2010 5:52:52 AM
PatriotKnight$25.00$25.008/4/2010 6:47:52 AM
deal-griffin$45.93$45.938/4/2010 8:28:16 AM
loan-master996$34.08$34.088/4/2010 6:47:36 AM
transparent-silver$50.00$50.008/4/2010 9:53:56 AM
p2ploan-futurist9$50.00$50.008/4/2010 8:07:34 AM
a-community-aficionado$50.00$50.008/4/2010 10:04:53 AM
DadWarbucks$25.00$25.008/4/2010 7:47:39 AM
dcmotorcyclemayhem$41.02$41.028/4/2010 9:12:38 AM
sail120$25.00$25.008/4/2010 8:22:44 AM
a-resplendent-commitment$25.00$25.008/4/2010 10:54:15 AM
wacko82$50.00$50.008/4/2010 11:37:46 AM
green-moola-sniffer$50.00$50.008/4/2010 9:24:14 AM
asset-equilibrium0$25.00$25.008/4/2010 10:33:17 AM
nikkiesgrandma$50.00$50.008/4/2010 11:43:09 AM
jibe-set$45.66$45.668/4/2010 11:53:43 AM
Rinastiti$25.00$25.008/4/2010 3:28:46 PM
drtexican$27.45$27.458/4/2010 5:27:31 PM
methodical-loot$25.00$25.008/4/2010 5:46:29 PM
KlarthXVII$25.00$25.008/4/2010 7:29:27 PM
finance-conga$25.00$25.008/4/2010 6:57:38 PM
hc90474$41.30$41.308/4/2010 5:52:37 PM
thesage$25.00$25.008/4/2010 8:13:02 PM
affluence-companion2$50.00$50.008/4/2010 11:11:50 PM
MarcusOcean$50.00$50.008/4/2010 11:30:52 PM
nick5454$27.91$27.918/4/2010 8:32:36 PM
outtahoth2o$50.00$50.008/4/2010 9:47:35 PM
a-consummate-camaraderi$40.40$40.408/4/2010 10:08:04 PM
mizount$25.00$25.008/5/2010 2:29:50 AM
Searlzy$25.00$25.008/5/2010 2:30:31 AM
kulender$25.00$25.008/4/2010 8:13:14 PM
RLC$25.45$25.458/5/2010 2:38:07 AM
rlgnyc$26.57$26.578/5/2010 2:43:29 AM
theaterguy$25.00$25.008/5/2010 2:30:05 AM
Aquafina24Ounce$25.00$25.008/4/2010 9:27:38 PM
sfmdg$25.81$25.818/5/2010 2:38:13 AM
bambampk$31.42$31.428/5/2010 2:42:48 AM
nodrivelpls$25.00$25.008/5/2010 2:31:24 AM
Snowflake6515$25.00$25.008/5/2010 2:38:01 AM
broepke$25.00$25.008/5/2010 2:38:52 AM
lostontheedge$25.00$25.008/5/2010 2:39:28 AM
Sol_Invictus$25.00$25.008/5/2010 5:41:10 AM
nolahelper$25.00$25.008/5/2010 6:12:02 AM
jeffaa$50.00$50.008/5/2010 9:44:41 AM
CommerciaLender$25.00$25.008/5/2010 11:39:01 AM
credit-panda1$25.00$25.008/5/2010 2:39:46 PM
xchach1ng$25.00$25.008/5/2010 2:16:03 PM
dollardave$100.00$100.008/5/2010 4:07:33 PM
smalltown_mn$25.00$25.008/5/2010 7:47:50 PM
power-secret-agent$25.00$25.008/6/2010 3:45:01 AM
greggathelegga$50.00$50.008/6/2010 5:41:57 AM
dt_one$25.00$25.008/6/2010 10:39:25 AM
Phatt-Daddy$50.00$50.008/6/2010 12:21:30 PM
KrisKringle$50.00$50.008/6/2010 5:00:43 PM
benefit-surfer$25.00$25.008/6/2010 8:26:53 PM
Newdad6$75.00$75.008/6/2010 6:11:16 PM
rockhound84$25.00$25.008/6/2010 7:24:18 PM
LesPaul1$25.00$25.008/6/2010 10:14:00 PM
market-pudding$25.00$25.008/7/2010 4:30:55 AM
greekgst99$25.00$25.008/7/2010 7:57:25 AM
InvestForWealth$26.48$26.488/7/2010 8:43:35 AM
peb44$25.00$25.008/7/2010 5:33:45 AM
SC2TX$50.00$50.008/7/2010 10:15:54 AM
spiff666$25.00$25.008/7/2010 10:16:11 AM
laomedon$50.00$50.008/7/2010 12:30:57 PM
George2384$25.00$25.008/7/2010 2:57:28 PM
jwstclair$25.00$25.008/7/2010 10:27:46 AM
KingCroesus$25.00$25.008/7/2010 12:49:54 PM
DaveTheWave$38.93$38.938/7/2010 1:14:11 PM
Picopie$50.00$50.008/2/2010 11:32:25 AM
line6owner$28.57$28.578/2/2010 11:26:16 AM
blue-euro-entrepreneur$25.00$25.008/2/2010 11:41:20 AM
jigsaw$100.00$100.008/2/2010 11:46:57 AM
anders94$25.00$25.008/2/2010 11:48:47 AM
dollar-oracle55$25.00$25.008/2/2010 11:49:02 AM
kbodendorf$25.00$25.008/2/2010 11:45:03 AM
speedy-point$25.00$25.008/2/2010 11:50:58 AM
LenderDan$50.00$50.008/2/2010 11:51:43 AM
jbaum$25.00$25.008/2/2010 11:48:22 AM
docktah$50.00$50.008/2/2010 11:56:14 AM
diplomatic-wealth7$50.00$50.008/2/2010 11:50:50 AM
proper-p2p6$100.00$100.008/2/2010 11:51:12 AM
MrDavid$50.00$50.008/2/2010 11:56:26 AM
hrubinst$25.00$25.008/2/2010 11:56:59 AM
worthy-bid8$100.00$100.008/2/2010 11:57:40 AM
best-deal-banker$25.00$25.008/2/2010 11:57:27 AM
brutusbone$25.00$25.008/2/2010 11:58:54 AM
kind-adventurous-finance$50.00$50.008/2/2010 12:00:41 PM
Kilolani$25.00$25.008/2/2010 12:02:55 PM
RedantFinance$25.00$25.008/2/2010 12:02:07 PM
first-restless-payout$50.00$50.008/2/2010 11:56:45 AM
SmokeyMirror$50.00$50.008/2/2010 11:57:34 AM
Moneypenny6$40.00$40.008/2/2010 11:58:01 AM
VBAces$50.00$50.008/2/2010 11:59:26 AM
gracej$25.00$25.008/2/2010 11:59:59 AM
radforj22$25.00$25.008/2/2010 12:09:19 PM
the-productive-agreement$25.00$25.008/2/2010 12:06:45 PM
paymentologist$25.00$25.008/2/2010 12:03:18 PM
Goodlender42$25.00$25.008/2/2010 12:04:01 PM
secobarbital$50.00$50.008/2/2010 12:05:46 PM
credit-kahuna$50.00$50.008/2/2010 12:11:19 PM
blissful-note7$25.00$25.008/2/2010 12:28:27 PM
sensible-order2$50.00$50.008/2/2010 12:31:37 PM
radiant-fund$25.00$25.008/2/2010 12:32:55 PM
the-purposeful-principal$25.00$25.008/2/2010 12:34:35 PM
ArtemisFitzlebottom$50.00$50.008/2/2010 12:15:31 PM
jlot16$25.00$25.008/2/2010 12:34:18 PM
billdpost$25.00$25.008/2/2010 12:24:34 PM
peerlender$25.00$25.008/2/2010 12:37:45 PM
RetiredATC$50.00$50.008/2/2010 12:38:47 PM
benefit-piano5$25.00$25.008/2/2010 12:36:48 PM
simplelender80$250.00$250.008/2/2010 12:44:01 PM
Hartfelt$40.00$40.008/2/2010 12:41:01 PM
Floridian71$25.00$25.008/2/2010 12:45:11 PM
geniusj$25.00$25.008/2/2010 12:52:56 PM
GotCash$25.00$25.008/2/2010 12:52:44 PM
ichibon$100.00$100.008/2/2010 12:43:49 PM
gumbit$33.19$33.198/2/2010 1:59:18 PM
RMB-Investments$49.77$49.778/2/2010 1:05:49 PM
personal-lender$25.00$25.008/2/2010 2:20:05 PM
bigdogsafety1$25.00$25.008/2/2010 3:55:50 PM
chapman18$25.00$25.008/2/2010 4:54:08 PM
kaykarun$25.00$25.008/2/2010 4:29:17 PM
bill-solo$50.00$50.008/2/2010 7:30:42 PM
top-unflappable-economy$50.00$50.008/2/2010 6:34:26 PM
biggreenmachine$55.00$55.008/2/2010 6:03:47 PM
youngmoney7$25.00$25.008/2/2010 7:30:34 PM
Bank_Of_XL$50.00$50.008/2/2010 7:33:02 PM
SlowGardener$25.00$25.008/2/2010 7:47:12 PM
FinDoc$25.00$25.008/2/2010 7:24:10 PM
subtle-deal5$25.00$25.008/2/2010 9:20:22 PM
basis-driver$50.00$50.008/2/2010 9:20:48 PM
TheYellowDart$25.00$25.008/3/2010 7:00:15 AM
julijask$27.98$27.988/2/2010 11:29:37 PM
Edwin_Rae$25.00$25.008/3/2010 9:34:55 AM
Trabey$300.00$300.008/3/2010 7:03:05 AM
blackstar$25.00$25.008/3/2010 7:10:35 AM
head$25.00$25.008/3/2010 10:24:49 AM
revmax$25.00$25.008/3/2010 9:34:51 AM
luckyldy$35.00$35.008/3/2010 10:25:00 AM
boater01$50.00$50.008/3/2010 11:43:13 AM
spsavage$25.00$25.008/3/2010 12:54:10 PM
DasMula$25.00$25.008/3/2010 1:05:42 PM
ccdmp2004$25.00$25.008/3/2010 12:29:29 PM
Havana21$25.00$25.008/3/2010 12:37:07 PM
blue-exuberant-economy$25.00$25.008/3/2010 12:50:03 PM
flwah$25.00$25.008/3/2010 12:55:17 PM
top-courteous-peso$100.00$100.008/3/2010 12:57:13 PM
invincible-duty$25.00$25.008/3/2010 1:04:19 PM
wampum-chorus3$25.00$25.008/3/2010 2:09:09 PM
kingbutthd$25.00$25.008/3/2010 2:19:04 PM
Favish$50.00$50.008/3/2010 4:34:38 PM
Shockem923$25.00$25.008/3/2010 3:25:03 PM
BobJohnson$30.00$30.008/3/2010 5:30:15 PM
irrelevant$25.00$25.008/3/2010 3:29:14 PM
Kijib$25.00$25.008/3/2010 8:44:11 PM
IIP77$25.00$25.008/3/2010 6:21:24 PM
bonus-tent$25.00$25.008/4/2010 1:03:31 AM
bashar$50.00$50.008/3/2010 6:44:59 PM
hanuman77$31.92$31.928/4/2010 1:34:46 AM
decisive-capital$95.93$95.938/3/2010 9:49:05 PM
onlyinchicago$25.00$25.008/3/2010 7:29:29 PM
tremendous-payment$25.00$25.008/4/2010 1:43:35 AM
nalaari$25.00$25.008/4/2010 1:49:25 AM
rockhound84$25.00$25.008/4/2010 3:52:46 AM
moola-man$28.61$28.618/4/2010 1:03:27 AM
Danfromnapa$32.20$32.208/4/2010 1:08:06 AM
flyboy24$25.00$25.008/4/2010 3:02:33 AM
MattTheGr8$25.00$25.008/4/2010 1:13:09 AM
PhalanxBulldog$25.00$25.008/4/2010 1:13:37 AM
mmckune$25.00$25.008/4/2010 1:14:47 AM
thetropics18$25.00$25.008/4/2010 1:33:25 AM
DcUnited$25.00$25.008/4/2010 4:12:32 AM
Frenchynh$25.00$25.008/4/2010 4:18:24 AM
authoritative-capital$25.00$25.008/4/2010 1:46:18 AM
red-favorable-basis$25.00$25.008/4/2010 5:03:01 AM
cablenews$50.00$50.008/4/2010 3:19:15 AM
triumph329$25.00$25.008/4/2010 6:29:17 AM
RationalWorld$25.00$25.008/4/2010 6:48:31 AM
masonn$50.00$50.008/4/2010 4:18:28 AM
Denver-Rental-Properties$30.00$30.008/4/2010 4:18:41 AM
powerful-finance7$50.00$50.008/4/2010 7:13:14 AM
Premierelender$25.00$25.008/4/2010 6:48:43 AM
A007$25.00$25.008/4/2010 9:13:06 AM
millipotski$25.00$25.008/4/2010 9:32:58 AM
revenue-achievement$25.00$25.008/4/2010 7:58:09 AM
DeutscheBank$25.00$25.008/4/2010 8:03:07 AM
quintilian$41.02$41.028/4/2010 8:53:16 AM
ingenious-order783$25.00$25.008/4/2010 10:15:45 AM
KileNSmyth4$26.75$26.758/4/2010 10:27:31 AM
dollars_n_sense$25.00$25.008/4/2010 9:32:32 AM
rdrloan$50.00$50.008/4/2010 9:07:52 AM
IP$44.65$44.658/4/2010 9:12:43 AM
moola-rose8$25.00$25.008/4/2010 12:42:40 PM
DDS84$50.00$50.008/4/2010 10:13:44 AM
Ocean713$75.00$75.008/4/2010 10:14:39 AM
djh47a$25.00$25.008/4/2010 10:17:31 AM
finance-prescription$49.64$49.648/4/2010 10:38:11 AM
currency-trophy$50.00$50.008/4/2010 11:51:36 AM
culldud6900$50.00$50.008/4/2010 11:43:09 AM
JMP$50.00$50.008/4/2010 11:43:40 AM
rulender$34.19$34.198/4/2010 1:07:34 PM
CapeDollars$50.00$50.008/4/2010 1:42:38 PM
affluence-tomahawk$29.09$29.098/4/2010 1:07:32 PM
bigphish$50.00$50.008/4/2010 2:19:51 PM
grystndoc$25.00$25.008/4/2010 3:32:40 PM
Davidson2$50.00$50.008/4/2010 5:58:36 PM
davidc314$50.00$50.008/4/2010 6:27:37 PM
bcg2004$25.00$25.008/4/2010 6:57:32 PM
arcangel72$25.00$25.008/4/2010 6:08:42 PM
ClearLake$25.00$25.008/4/2010 10:07:58 PM
hitsman$100.00$100.008/4/2010 8:14:24 PM
medic_up$50.00$50.008/4/2010 7:22:51 PM
chief_wo$25.00$25.008/5/2010 2:18:46 AM
dartmouth99$25.00$25.008/5/2010 2:31:08 AM
Easystreet$25.00$25.008/5/2010 2:32:21 AM
yertle9$25.00$25.008/5/2010 2:43:18 AM
brooklynjoe$25.00$25.008/5/2010 2:44:13 AM
hermosaloan$25.00$25.008/5/2010 2:37:44 AM
Dap2005$27.27$27.278/5/2010 2:39:54 AM
Onesiphorus$25.00$25.008/5/2010 2:20:08 AM
L-vex$25.00$25.008/5/2010 2:29:46 AM
PatRichi$25.00$25.008/5/2010 2:43:52 AM
chlebie$31.41$13.358/5/2010 2:47:55 AM
power-cactus0$25.00$25.008/5/2010 1:48:03 PM
forthright-principal2$25.00$25.008/5/2010 4:17:30 PM
samurai2$25.00$25.008/5/2010 6:31:35 PM
what_goes_around$300.00$300.008/5/2010 7:46:58 PM
Dollars4Rent$25.00$25.008/5/2010 7:53:00 PM
power-secret-agent$25.00$25.008/6/2010 3:44:46 AM
realestate6606$100.00$100.008/6/2010 10:04:08 AM
mpatrick$50.00$50.008/6/2010 1:58:30 PM
one-midas$25.00$25.008/6/2010 12:42:07 PM
bluflame9940$25.00$25.008/6/2010 2:07:15 PM
worth-sanctuary9$26.72$26.728/6/2010 8:02:34 PM
entertaining-greenback2$26.00$26.008/6/2010 4:17:37 PM
peaceful-farmer$50.00$50.008/7/2010 6:19:20 AM
crw1950$50.00$50.008/7/2010 7:14:27 AM
Crom$25.00$25.008/7/2010 6:30:27 AM
lucrative-coin$100.00$100.008/7/2010 9:50:43 AM
trade-elm$30.00$30.008/7/2010 6:54:05 AM
massuot$25.00$25.008/7/2010 12:14:13 PM
BrighterSuns$25.00$25.008/7/2010 11:05:50 AM
360 bids
 
Borrower Payment Dependent Notes Series 469492
This series of Notes was issued and sold upon the funding of the borrower loan #43869, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-03-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.46% Starting monthly payment: $61.64
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.46% Final monthly payment: $61.64
 
Auction yield range: 10.93% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-2004 Debt/Income ratio: 14%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 13 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: consummate-capital2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Repair for car before lease return
Purpose of loan:
This loan will be used to? Repair vehicle that I am leasing before I have to turn it in on end of Oct. Dont want to go through insurance due to possible rate increase.

My financial situation:
I am a good candidate for this loan because? I have a concret carear since 2006. Have made more money year after and on track to do the same this year, and tring to improve my credit score.

Monthly net income: $ 4000+

Monthly expenses: $
??Housing: $ 1200????
??Insurance: $ 250
??Car expenses: $ 715, ends in?end of Oct this year
??Utilities: $ 90
??Phone, cable, internet: $ 180
??Food, entertainment: $ 400
??Clothing, household expenses $?50
??Credit cards and other loans: $ 100
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jpollar$25.00$25.008/2/2010 11:25:32 AM
copper$30.00$30.008/2/2010 11:30:05 AM
durable-economy2$25.00$25.008/2/2010 11:33:15 AM
Artist_Blue$25.00$25.008/2/2010 11:31:14 AM
transaction-circuit$25.00$25.008/2/2010 11:30:25 AM
loyalist1$50.00$50.008/2/2010 11:36:58 AM
reward-adventure$30.00$30.008/2/2010 11:53:16 AM
asiaratt$50.00$50.008/2/2010 11:52:57 AM
patriot897$25.00$25.008/2/2010 11:54:25 AM
mtp$50.00$50.008/2/2010 12:01:08 PM
WalnutCreekguy$25.00$25.008/2/2010 12:04:48 PM
Rockymtnhi$47.97$47.978/2/2010 12:26:34 PM
mt3209$25.00$25.008/2/2010 12:50:44 PM
SignatureCapital$25.00$25.008/2/2010 1:02:46 PM
nickel-position$25.00$25.008/2/2010 1:35:46 PM
JustMee$25.00$25.008/2/2010 5:49:27 PM
wwwUniversal$25.00$25.008/2/2010 10:15:06 PM
loan-fate$50.00$50.008/2/2010 9:39:03 PM
ramst41$250.00$250.008/2/2010 10:10:41 PM
top-courteous-peso$100.00$100.008/3/2010 11:19:27 AM
Comoparklender$40.00$40.008/2/2010 11:28:43 AM
balance-handshake7$25.00$25.008/2/2010 11:54:00 AM
worthy-bid8$50.00$50.008/2/2010 11:54:56 AM
simplelender80$50.00$50.008/2/2010 11:52:14 AM
Moneypenny6$25.00$25.008/2/2010 11:58:40 AM
personal-lender$25.00$25.008/2/2010 11:55:36 AM
diplomatic-wealth7$25.00$2.038/2/2010 12:11:57 PM
authoritative-platinum7$25.00$25.008/2/2010 12:03:42 PM
heerzaquestion$25.00$25.008/2/2010 12:35:49 PM
mercuriant$25.00$25.008/2/2010 12:39:37 PM
daekpon$25.00$25.008/2/2010 12:52:09 PM
SolarMoonshine$25.00$25.008/2/2010 4:10:35 PM
exchange-cowbell5$25.00$25.008/2/2010 9:36:04 PM
EngineersAlliance$150.00$150.008/2/2010 10:15:05 PM
P3P-Career-Coach$25.00$25.008/3/2010 7:32:36 AM
careful-compassion$25.00$25.008/3/2010 10:28:28 AM
36 bids
 
Borrower Payment Dependent Notes Series 469500
This series of Notes was issued and sold upon the funding of the borrower loan #43836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,100.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-09-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 40.75% Starting monthly payment: $49.76
Final lender yield: 31.00% Final borrower rate/APR: 32.00% / 37.64% Final monthly payment: $47.91
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 25.82%  
Lender servicing fee: 1.00% Estimated return: 5.18%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: May-2001 Debt/Income ratio: Not calculated
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 19 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: nido2usa Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 8 ( 89% ) 660-679 (Latest)
Principal borrowed: $1,000.00< 31 days late: 1 ( 11% )  
680-699 (Mar-2010)
660-679 (Apr-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Paying off final expenses owed
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CommunityArts_Non-profit$25.00$25.008/5/2010 9:03:55 AM
boodo$95.86$95.868/7/2010 11:44:29 AM
Kash2010lu$35.00$35.008/7/2010 8:29:09 AM
marwadi-62$200.00$200.008/7/2010 1:17:54 PM
DasMula$25.00$25.008/7/2010 5:17:53 PM
fabulous-community4$150.00$150.008/7/2010 11:43:01 AM
Kqwik$25.00$25.008/7/2010 6:57:27 PM
lucrative-loan$50.00$50.008/8/2010 8:27:31 AM
wlm3012$25.00$25.008/8/2010 10:10:38 AM
YoungTaxMan$100.00$44.038/8/2010 2:03:07 PM
Starfin-Capital-Management$50.00$50.008/8/2010 8:17:58 PM
five-star-note$25.11$25.118/8/2010 9:37:49 PM
Phatt-Daddy$25.00$25.008/9/2010 5:14:09 AM
MrPie$25.00$25.008/9/2010 9:10:04 AM
reflective-rupee$25.00$25.008/9/2010 10:40:11 AM
wild-orange$25.00$25.008/9/2010 10:05:33 AM
penny-sergeant$25.00$25.008/3/2010 3:20:03 PM
currency-bumblebee$25.00$25.008/5/2010 1:51:54 PM
genuine-integrity0$25.00$25.008/6/2010 1:21:51 PM
Moe87$25.00$25.008/7/2010 3:44:37 PM
Moe87$25.00$25.008/8/2010 5:24:59 AM
drmoney11$25.00$25.008/7/2010 8:08:12 PM
Moe87$25.00$25.008/7/2010 9:49:00 PM
SolarMoonshine$25.00$25.008/8/2010 5:35:13 AM
marybennet$25.00$25.008/8/2010 9:09:38 PM
2152$25.00$25.008/9/2010 4:58:39 AM
26 bids
 
Borrower Payment Dependent Notes Series 469634
This series of Notes was issued and sold upon the funding of the borrower loan #43910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-05-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $328.10
Final lender yield: 10.15% Final borrower rate/APR: 11.15% / 13.27% Final monthly payment: $328.10
 
Auction yield range: 3.93% - 10.15% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-2006 Debt/Income ratio: 13%
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:24y 0m
Amount delinquent: $0 Total credit lines: 11 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,716Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: No  
Screen name: sentimental-nickel3 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to? extended my landscaping business

My financial situation:
I am a good candidate for this loan because? I pay my bills on time.

Monthly net income: $ 4325
Monthly expenses: $ 2175
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $ n/a
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
wise-repayment-kayak$36.00$36.008/2/2010 11:25:21 AM
supreme-hope$25.00$25.008/2/2010 11:27:28 AM
compassion-6070$25.00$25.008/2/2010 11:25:28 AM
ray1051$25.00$25.008/2/2010 11:30:38 AM
Artist_Blue$25.00$25.008/2/2010 11:31:36 AM
Investoman$100.00$100.008/2/2010 11:34:02 AM
Purple11$100.00$100.008/2/2010 11:25:34 AM
jdrez$25.00$25.008/2/2010 11:27:50 AM
hyetech$35.00$35.008/2/2010 11:34:13 AM
richboy56$50.00$50.008/2/2010 11:31:57 AM
cladius67$25.00$25.008/2/2010 11:34:22 AM
payout-achievement$40.00$40.008/2/2010 11:44:52 AM
kbodendorf$25.00$25.008/2/2010 11:45:13 AM
puifais$25.00$25.008/2/2010 11:45:26 AM
frobin$50.00$50.008/2/2010 11:36:27 AM
income-fortress$25.00$25.008/2/2010 11:45:56 AM
redx$25.00$25.008/2/2010 11:46:00 AM
xstreamin$25.00$25.008/2/2010 11:46:07 AM
jigsaw$100.00$100.008/2/2010 11:46:48 AM
kegs$100.00$100.008/2/2010 11:47:17 AM
anders94$25.00$25.008/2/2010 11:48:56 AM
truth-companion$25.00$25.008/2/2010 11:49:12 AM
jbaum$25.00$25.008/2/2010 11:48:11 AM
dpjd$50.00$50.008/2/2010 11:44:25 AM
studious-bonus7$100.00$100.008/2/2010 11:47:48 AM
buddy486$25.00$25.008/2/2010 11:48:05 AM
generous-deal6$25.00$25.008/2/2010 11:48:41 AM
enthralling-deal180$100.00$100.008/2/2010 11:49:23 AM
credit-investor5$50.00$50.008/2/2010 11:49:59 AM
SimpleChoice$25.00$25.008/2/2010 11:50:04 AM
docktah$50.00$50.008/2/2010 11:56:06 AM
sdr984$25.00$25.008/2/2010 11:50:35 AM
proper-p2p6$100.00$100.008/2/2010 11:51:28 AM
LenderDan$50.00$50.008/2/2010 11:51:53 AM
Moneypenny6$50.00$50.008/2/2010 11:57:19 AM
maule$25.00$25.008/2/2010 11:51:58 AM
best-deal-banker$25.00$25.008/2/2010 11:57:20 AM
trade-doughnut5$25.00$25.008/2/2010 11:58:24 AM
harperpotok$100.00$100.008/2/2010 11:58:35 AM
brutusbone$25.00$25.008/2/2010 11:58:43 AM
srilm$25.00$25.008/2/2010 11:57:57 AM
loyalist1$100.00$100.008/2/2010 11:59:40 AM
Hogpilot$25.00$25.008/2/2010 12:01:58 PM
MrDavid$50.00$50.008/2/2010 11:56:35 AM
Goodlender42$25.00$25.008/2/2010 12:03:53 PM
Kilolani$25.00$25.008/2/2010 12:02:47 PM
chekat$25.00$25.008/2/2010 11:57:17 AM
commerce-web5$25.00$25.008/2/2010 12:05:08 PM
tedsrfdude$25.00$25.008/2/2010 11:57:54 AM
leeball$50.00$50.008/2/2010 12:04:24 PM
CAGE-Investments$25.00$25.008/2/2010 12:06:07 PM
rescue$50.00$50.008/2/2010 12:07:03 PM
philosopher4$50.00$50.008/2/2010 12:05:20 PM
haplender$50.00$50.008/2/2010 12:07:31 PM
bonus-poplar2$50.00$50.008/2/2010 12:11:10 PM
paymentologist$25.00$25.008/2/2010 12:03:08 PM
icchok$50.00$50.008/2/2010 12:13:12 PM
amint17$25.00$25.008/2/2010 12:10:39 PM
mikrolown$25.00$25.008/2/2010 12:13:33 PM
wise-bonus-honker$25.00$25.008/2/2010 12:16:16 PM
berkeleyalum$25.00$25.008/2/2010 12:16:19 PM
whois-JohnGalt$25.00$25.008/2/2010 12:18:55 PM
patriot897$50.00$50.008/2/2010 12:19:39 PM
bigwig633$25.00$25.008/2/2010 12:20:11 PM
dime-galaxy$25.00$25.008/2/2010 12:20:28 PM
bountiful-durability$100.00$100.008/2/2010 12:20:56 PM
leverage-holly$25.00$25.008/2/2010 12:21:00 PM
demoseal$25.00$25.008/2/2010 12:15:53 PM
Comoparklender$50.00$50.008/2/2010 12:16:02 PM
ladderskibum$25.00$25.008/2/2010 12:16:10 PM
bold-investment-glider$30.00$30.008/2/2010 12:16:21 PM
uncleharold$25.00$25.008/2/2010 12:16:49 PM
logical-reward8$25.00$25.008/2/2010 12:23:05 PM
utopia14$50.00$50.008/2/2010 12:19:24 PM
happy-girl$25.00$25.008/2/2010 12:19:32 PM
thestartuplender$35.00$35.008/2/2010 12:20:37 PM
CashCow-Moooo-la$25.00$25.008/2/2010 12:21:02 PM
loan-paladin470$25.00$25.008/2/2010 12:22:58 PM
jt530$25.00$25.008/2/2010 12:10:28 PM
moola-man$30.00$30.008/2/2010 12:26:25 PM
aneley777$25.00$25.008/2/2010 12:32:39 PM
brightest-breathtaking-finance$100.00$100.008/2/2010 12:33:17 PM
mobius404$50.00$50.008/2/2010 12:33:28 PM
first-class-note0$25.00$25.008/2/2010 12:30:39 PM
iolaire$25.00$25.008/2/2010 12:14:23 PM
Ready2Loan$25.00$25.008/2/2010 12:33:13 PM
economy-producer$25.00$25.008/2/2010 12:16:07 PM
Vegasjim$25.00$25.008/2/2010 12:33:30 PM
Sefotonga$25.00$25.008/2/2010 12:16:14 PM
psztnrw$100.00$100.008/2/2010 12:16:33 PM
mstebnicki$25.00$25.008/2/2010 12:17:17 PM
Chuck9802$25.00$25.008/2/2010 12:17:49 PM
InvestorPartners$25.00$25.008/2/2010 12:35:32 PM
sarisai$34.12$34.128/2/2010 12:35:55 PM
benjamin67$25.00$25.008/2/2010 12:35:57 PM
monticello78$50.00$50.008/2/2010 12:36:04 PM
the-determined-value$25.00$25.008/2/2010 12:34:36 PM
riproaringrapids$25.00$25.008/2/2010 12:21:09 PM
slartibardfast$25.00$25.008/2/2010 12:36:20 PM
the-purposeful-principal$50.00$50.008/2/2010 12:34:46 PM
casaram$25.00$25.008/2/2010 12:36:35 PM
gold-heaven9$25.00$25.008/2/2010 12:35:30 PM
souperrich$25.00$25.008/2/2010 12:36:00 PM
BuffetRocks$50.00$50.008/2/2010 12:36:12 PM
melodious-fairness$25.00$25.008/2/2010 12:33:06 PM
pleasant-basis$25.00$25.008/2/2010 12:38:18 PM
dalejr410$25.00$25.008/2/2010 12:39:47 PM
teller$25.00$25.008/2/2010 12:35:54 PM
coin-awakening$26.50$26.508/2/2010 12:36:07 PM
miket71$100.00$100.008/2/2010 12:36:15 PM
tenacious-compassion9$25.00$25.008/2/2010 12:39:23 PM
cablenews$50.00$50.008/2/2010 12:39:30 PM
bewitching-asset3$25.00$25.008/2/2010 12:37:20 PM
VPRLLC$25.00$25.008/2/2010 12:37:29 PM
visionary-community$25.00$25.008/2/2010 12:42:39 PM
drkosh$25.00$25.008/2/2010 12:37:33 PM
arcangel72$25.00$25.008/2/2010 12:41:06 PM
creative-finance7$25.00$25.008/2/2010 12:38:03 PM
fareast_man$25.00$25.008/2/2010 12:44:19 PM
rhodylend$25.00$25.008/2/2010 12:44:56 PM
trade-charmer5$25.00$25.008/2/2010 12:43:40 PM
a-special-power$25.00$25.008/2/2010 12:40:11 PM
aggielender$25.00$25.008/2/2010 12:40:47 PM
reward-burger2$50.00$50.008/2/2010 12:44:46 PM
mpatrick$25.00$25.008/2/2010 12:52:24 PM
SBT$50.00$50.008/2/2010 12:45:25 PM
geniusj$25.00$25.008/2/2010 12:53:02 PM
happy-return4$25.00$25.008/2/2010 12:50:56 PM
transaction-aggregator7$25.00$25.008/2/2010 12:43:55 PM
mdreiss$25.00$25.008/2/2010 12:54:02 PM
crawfingers$25.00$25.008/2/2010 12:45:22 PM
turbospeed$25.00$25.008/2/2010 12:51:02 PM
nobanksallowed$25.00$25.008/2/2010 3:10:15 PM
minista$25.00$25.008/2/2010 12:55:46 PM
ramst41$150.00$150.008/2/2010 9:57:39 PM
integrity-cowbell$25.00$25.008/3/2010 5:52:39 AM
JKKCapital$25.00$25.008/3/2010 10:34:25 AM
best-listing-toro$25.00$25.008/3/2010 12:14:23 PM
gustavholstopus32$25.00$25.008/4/2010 9:50:09 AM
samurai2$25.00$25.008/4/2010 4:41:13 PM
Rustang$50.00$50.008/5/2010 7:51:23 AM
platinum-sorcerer6$25.00$25.008/2/2010 11:29:35 AM
SmokeyMirror$50.00$50.008/2/2010 11:25:27 AM
Weaverville$50.00$50.008/2/2010 11:25:58 AM
greenfuture$25.00$25.008/2/2010 11:35:15 AM
best-coin-miser$25.00$25.008/2/2010 11:34:10 AM
telegon$25.00$25.008/2/2010 11:34:17 AM
Picopie$50.00$50.008/2/2010 11:32:35 AM
bid-czar8$100.00$100.008/2/2010 11:44:29 AM
visionary-commerce$25.00$25.008/2/2010 11:42:03 AM
buraky$50.00$50.008/2/2010 11:45:42 AM
Pizza-man$50.00$50.008/2/2010 11:46:02 AM
green-moola-sniffer$50.00$50.008/2/2010 11:46:31 AM
heavy_ax$25.00$25.008/2/2010 11:47:14 AM
dollar-oracle55$25.00$25.008/2/2010 11:49:10 AM
financial-frenzy$50.00$50.008/2/2010 11:49:17 AM
diplomatic-wealth7$50.00$50.008/2/2010 11:50:40 AM
BeanCownter$200.00$200.008/2/2010 11:47:31 AM
VBAces$50.00$50.008/2/2010 11:59:14 AM
bonus-buddy2$35.00$35.008/2/2010 12:00:28 PM
zhiguli$25.00$25.008/2/2010 11:55:13 AM
punctual-power7$25.00$25.008/2/2010 12:02:59 PM
priceless-money6$50.00$50.008/2/2010 11:56:49 AM
the-productive-agreement$25.00$25.008/2/2010 12:07:00 PM
capital_gains$25.00$25.008/2/2010 12:02:16 PM
greeninspirit$25.00$25.008/2/2010 12:02:27 PM
orange-preeminant-bill$100.00$100.008/2/2010 12:08:41 PM
sweet-loan8$25.00$25.008/2/2010 12:09:38 PM
Pilotaceh$25.00$25.008/2/2010 12:14:20 PM
ctgscott$25.00$25.008/2/2010 12:15:57 PM
the-pal328$25.00$25.008/2/2010 12:16:18 PM
klinebarger$25.00$25.008/2/2010 12:12:25 PM
Pasagam$25.00$25.008/2/2010 12:19:02 PM
schnatty$50.00$50.008/2/2010 12:19:36 PM
secobarbital$50.00$50.008/2/2010 12:05:55 PM
Fiimg$50.00$50.008/2/2010 12:20:58 PM
productive-finance$25.00$25.008/2/2010 12:15:49 PM
ddog0224$25.00$25.008/2/2010 12:22:43 PM
Petite_Rose$25.00$25.008/2/2010 12:16:05 PM
grystndoc$25.00$25.008/2/2010 12:16:23 PM
munnu$25.00$25.008/2/2010 12:23:01 PM
trustworthy-fairness$100.00$100.008/2/2010 12:19:18 PM
Contour$50.00$50.008/2/2010 12:19:28 PM
Havana21$75.00$75.008/2/2010 12:29:43 PM
hawkhelp$25.00$25.008/2/2010 12:29:52 PM
DublinCaLender$25.00$25.008/2/2010 12:20:42 PM
balance6$25.00$25.008/2/2010 12:30:15 PM
Yaj$25.00$25.008/2/2010 12:20:53 PM
j2ee$25.00$25.008/2/2010 12:09:36 PM
sensible-order2$25.00$25.008/2/2010 12:31:24 PM
top-commitment-champ$25.00$25.008/2/2010 12:23:13 PM
tranquil-diversification8$25.00$25.008/2/2010 12:26:19 PM
ValyaLibra01$25.00$25.008/2/2010 12:26:31 PM
blissful-note7$25.00$25.008/2/2010 12:26:43 PM
Wellman$100.00$100.008/2/2010 12:33:52 PM
radiant-fund$25.00$25.008/2/2010 12:33:04 PM
hope-eagle6$25.00$25.008/2/2010 12:16:12 PM
orgy63$25.00$25.008/2/2010 12:16:30 PM
emelia$25.00$25.008/2/2010 12:18:59 PM
jlot16$25.00$25.008/2/2010 12:34:23 PM
ramblin$25.00$25.008/2/2010 12:20:32 PM
mtquan$25.00$25.008/2/2010 12:20:49 PM
Prosp_Lender$30.47$30.478/2/2010 12:36:02 PM
moola-wildebeest3$50.00$50.008/2/2010 12:21:19 PM
ideal-platinum1$100.00$100.008/2/2010 12:22:30 PM
blessedpair$50.00$50.008/2/2010 12:36:22 PM
djh47a$25.00$25.008/2/2010 12:34:51 PM
tranquil-return4$25.00$25.008/2/2010 12:22:37 PM
californiakhan$25.00$25.008/2/2010 12:22:52 PM
kmr2$120.45$120.458/2/2010 12:26:07 PM
Wings06J$25.00$25.008/2/2010 12:26:39 PM
tylerfd$25.00$25.008/2/2010 12:35:33 PM
awwaww$25.00$25.008/2/2010 12:35:42 PM
TheoProf$50.00$50.008/2/2010 12:30:20 PM
LandE2BG$25.00$25.008/2/2010 12:35:48 PM
fcukciti$50.00$50.008/2/2010 12:36:07 PM
stoopidnoodle$25.00$25.008/2/2010 12:38:01 PM
bhrma1$25.00$25.008/2/2010 12:34:27 PM
Cheburashka$25.00$25.008/2/2010 12:34:53 PM
RetiredATC$50.00$50.008/2/2010 12:38:52 PM
inspiring-reward$150.00$150.008/2/2010 12:38:56 PM
jammers$25.00$25.008/2/2010 12:35:53 PM
NorthernFunds$25.00$25.008/2/2010 12:36:01 PM
oht588$50.00$50.008/2/2010 12:36:11 PM
mommyhelper$25.00$25.008/2/2010 12:36:17 PM
alaco$25.00$25.008/2/2010 12:36:39 PM
spaceman1645$100.00$100.008/2/2010 12:41:25 PM
jrbill1998$50.00$50.008/2/2010 12:39:51 PM
finance-vault$25.00$25.008/2/2010 12:36:53 PM
Breadandbutter$25.00$25.008/2/2010 12:40:19 PM
ptjg$50.00$50.008/2/2010 12:40:32 PM
blue-useful-auction$25.00$25.008/2/2010 12:37:28 PM
roxon$25.00$25.008/2/2010 12:42:37 PM
RandyL3$25.00$25.008/2/2010 12:41:11 PM
BooFoo22$25.00$25.008/2/2010 12:43:08 PM
cathybiz$25.00$25.008/2/2010 12:42:01 PM
objective-investor$100.00$100.008/2/2010 12:43:31 PM
ichibon$100.00$100.008/2/2010 12:43:42 PM
yenlowang$25.00$25.008/2/2010 12:39:39 PM
ms48105$25.00$25.008/2/2010 12:39:59 PM
sparkling-gold$50.00$50.008/2/2010 12:40:12 PM
docdekay$40.00$40.008/2/2010 12:45:24 PM
rcc7$50.00$50.008/2/2010 12:44:29 PM
cash-spark3$25.00$25.008/2/2010 12:41:49 PM
mcds$25.00$19.348/2/2010 12:54:13 PM
108lender$40.01$40.018/2/2010 12:52:24 PM
hope-hickory$25.00$25.008/2/2010 12:51:01 PM
forthright-dedication$50.00$50.008/2/2010 12:52:01 PM
Paxman84$25.00$25.008/2/2010 4:52:03 PM
wwwUniversal$25.00$25.008/2/2010 8:29:08 PM
hidavehi$55.00$55.008/2/2010 7:23:12 PM
Barky52$25.00$25.008/3/2010 11:59:11 AM
aurorafinancial$43.11$43.118/4/2010 11:28:06 AM
forthright-principal2$25.00$25.008/4/2010 12:34:01 PM
market-socrates4$25.00$25.008/4/2010 3:28:09 PM
availableloan$25.00$25.008/4/2010 3:28:01 PM
zenchef$25.00$25.008/4/2010 6:52:36 PM
roadster199$25.00$25.008/5/2010 6:17:31 AM
258 bids
 
Borrower Payment Dependent Notes Series 469828
This series of Notes was issued and sold upon the funding of the borrower loan #43904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-03-2010 
  Auction end date:  Aug-05-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $224.34
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $224.34
 
Auction yield range: 13.93% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1993 Debt/Income ratio: 24%
Credit score: 700-719 (Jul-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 34 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,532Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: bold-successful-loyalty Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Credit Cards & Dental Work
Purpose of loan:
This loan will be used to pay off credit card and pay for some?major dental?work to be done that is not all covered by our dental insurance.?

My financial situation:
I am a good candidate for this loan because I pay off loans early and I have slowly rebuilt my credit so that I am now in Good Standing.??I have?a lot of?teeth that had work done on them when I was younger and now they are needing to?have crowns put on them and some is bad dental work that was performed.??They want there payment in 2 payments -?and it is over $3000.00 for everything I have to have done.?
Monthly net income: $3942

Monthly expenses: $
??Housing: $0
??Insurance: $?160
??Car expenses: $ 250
??Utilities: $ 450
??Phone, cable, internet: $ 250
??Food, entertainment: $ 200
??Clothing, household expenses $?300
??Credit cards and other loans: $ 600
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why'd you cancel the last listing after you got enough funds? - SeeksValue
A: I did not cancel the last listing - Prosper cancelled. Received an email from them that due to some maintenance they peformed they had to cancel and I need to relist. (Aug-04-2010)
Q: Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A: I plan on paying off sooner - I am hoping to pay off in a least 24 months. But, I listed for 36 in case some unforeseen expense happens. I have always been good about paying early, but I also don't like to over extend myself. (Aug-04-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
copper$30.00$30.008/3/2010 3:01:08 PM
Artist_Blue$25.00$25.008/3/2010 3:01:36 PM
top-courteous-peso$25.00$25.008/3/2010 3:01:58 PM
reflective-rupee$25.00$25.008/3/2010 3:08:46 PM
reward-adventure$30.00$30.008/3/2010 3:15:42 PM
tech310$25.00$25.008/3/2010 3:22:28 PM
gala2$25.00$25.008/3/2010 5:20:46 PM
deal-secret-agent$25.00$25.008/3/2010 5:21:21 PM
Rattlehead$25.00$25.008/3/2010 5:21:24 PM
bahamaman$30.00$30.008/3/2010 5:21:27 PM
metro457$40.00$40.008/3/2010 5:22:03 PM
SDNLR$25.00$25.008/3/2010 4:19:20 PM
astute-dollar$50.00$50.008/3/2010 5:20:48 PM
Palacios$50.00$50.008/3/2010 5:21:14 PM
worthy-bid8$50.00$50.008/3/2010 5:21:25 PM
authoritative-platinum7$25.00$25.008/3/2010 5:22:00 PM
pavelz$25.00$25.008/3/2010 7:59:10 PM
haplender$50.00$50.008/3/2010 8:04:18 PM
forthright-dedication$25.00$25.008/3/2010 6:21:17 PM
AlexTrep$25.00$25.008/3/2010 5:20:52 PM
villagers$25.00$25.008/3/2010 5:21:07 PM
richrobe$25.00$25.008/3/2010 5:21:20 PM
klinebarger$25.00$25.008/3/2010 5:21:23 PM
ThatDanGuy$27.84$27.848/3/2010 6:49:09 PM
Ducatiman1978$25.00$25.008/3/2010 6:21:26 PM
nowits10$25.00$25.008/3/2010 8:35:29 PM
87Marc$25.00$25.008/4/2010 1:33:28 AM
Angleofcare$25.00$25.008/3/2010 7:59:04 PM
comicdoc$25.00$25.008/3/2010 8:04:20 PM
Speculator$29.04$29.048/4/2010 1:49:41 AM
brother_tam$50.00$50.008/4/2010 1:26:52 AM
Havana21$25.00$25.008/4/2010 1:35:06 AM
S-Master$25.00$25.008/4/2010 1:37:49 AM
orange-courageous-dedication$30.00$30.008/4/2010 4:02:38 AM
GatorBux$25.00$25.008/4/2010 1:49:16 AM
ValyaLibra01$25.00$25.008/4/2010 2:37:54 AM
autonomous-truth$25.00$25.008/4/2010 5:28:06 AM
golffish2$100.00$100.008/4/2010 4:17:21 AM
orange-preeminant-bill$59.85$59.858/4/2010 1:49:44 AM
IIP77$25.00$25.008/4/2010 5:03:05 AM
special-currency6$25.00$25.008/4/2010 5:03:57 AM
lean-ore9$25.00$25.008/4/2010 3:12:37 AM
jonn834$25.00$25.008/4/2010 6:47:39 AM
SeeksValue$50.00$50.008/4/2010 5:52:54 AM
papaloha$29.41$29.418/4/2010 6:48:13 AM
valiant-liberty4$25.00$25.008/4/2010 5:52:55 AM
lloyd_s$25.00$25.008/4/2010 6:48:15 AM
mg6619$25.00$25.008/4/2010 6:48:15 AM
FinDoc$25.00$25.008/4/2010 8:02:36 AM
A007$25.00$25.008/4/2010 9:13:10 AM
Malkial$25.00$25.008/4/2010 9:27:35 AM
frogperson$50.00$50.008/4/2010 9:53:41 AM
lostviajero$25.00$25.008/4/2010 10:11:04 AM
jengachamp$25.00$25.008/4/2010 10:13:41 AM
reflective-rupee$25.00$25.008/4/2010 10:50:01 AM
inspiring-reward$50.00$50.008/4/2010 11:43:37 AM
hektek22$300.00$300.008/4/2010 5:42:52 PM
uncleegg$25.00$25.008/5/2010 1:10:13 AM
Whipster$75.00$75.008/4/2010 7:48:03 PM
simplelender80$50.00$50.008/3/2010 3:01:21 PM
Comoparklender$25.00$25.008/3/2010 3:00:12 PM
zone8$100.00$100.008/3/2010 3:07:41 PM
balance-handshake7$25.00$25.008/3/2010 3:15:45 PM
patriot897$25.00$25.008/3/2010 3:15:57 PM
personal-lender$25.00$25.008/3/2010 3:16:23 PM
diplomatic-wealth7$25.00$25.008/3/2010 3:13:39 PM
WalnutCreekguy$25.00$25.008/3/2010 3:17:28 PM
principal-mermaid$300.00$300.008/3/2010 4:02:04 PM
JustMee$25.00$25.008/3/2010 4:53:10 PM
lendme2$25.00$25.008/3/2010 5:20:50 PM
rescue$100.00$100.008/3/2010 5:21:17 PM
soulful-truth$53.83$53.838/3/2010 5:21:23 PM
finance-prescription$50.00$50.008/3/2010 5:21:26 PM
money-bauble$58.04$58.048/3/2010 5:21:29 PM
cgkid$25.00$25.008/3/2010 5:21:59 PM
sweetlan$25.00$25.008/3/2010 6:20:43 PM
balance-hercules$28.58$28.588/3/2010 5:20:47 PM
first-restless-payout$50.00$50.008/3/2010 5:21:22 PM
gelidfrank$25.00$25.008/3/2010 8:35:28 PM
kind-efficient-credit$25.00$25.008/3/2010 6:20:49 PM
cablenews$25.00$25.008/3/2010 6:21:25 PM
asset-professor$25.00$25.008/3/2010 5:21:04 PM
stock106$25.00$25.008/3/2010 5:21:12 PM
payment-gusto$25.00$25.008/3/2010 9:24:01 PM
BenOrt$25.00$25.008/3/2010 5:21:17 PM
financial-frenzy$25.00$25.008/3/2010 5:21:20 PM
kidsskipp$25.00$25.008/3/2010 5:22:02 PM
VBAces$25.00$25.008/3/2010 5:22:08 PM
Aleut$25.00$25.008/3/2010 8:04:19 PM
hawkhelp$25.00$25.008/4/2010 1:10:06 AM
treasure-bliss$38.49$38.498/3/2010 6:49:06 PM
purdue98$25.00$25.008/4/2010 1:29:08 AM
kashikoe$25.00$25.008/3/2010 8:04:20 PM
phillipd48$25.00$25.008/4/2010 1:33:52 AM
nybanker85$25.00$25.008/4/2010 4:19:04 AM
Interstate_Rate$67.93$67.938/4/2010 1:03:09 AM
Diamond_Jim$25.00$25.008/4/2010 5:03:58 AM
DHolly$25.00$25.008/4/2010 5:17:19 AM
r0b3m4n$25.00$25.008/4/2010 1:29:07 AM
workinghardoregon$25.00$25.008/4/2010 1:35:02 AM
GiantAardvark$25.00$25.008/4/2010 5:43:04 AM
revenue-officer36$25.00$25.008/4/2010 1:44:43 AM
enthralling-deal180$100.00$100.008/4/2010 6:23:15 AM
Kash2010lu$35.00$35.008/4/2010 5:47:32 AM
108lender$75.00$75.008/4/2010 6:47:53 AM
worth-arch$25.00$25.008/4/2010 6:48:14 AM
zippy-interest$25.00$25.008/4/2010 6:48:17 AM
zorg77$25.00$25.008/4/2010 6:47:47 AM
DadWarbucks$25.00$25.008/4/2010 7:47:45 AM
bslavin$25.00$25.008/4/2010 9:12:39 AM
ferocious-exchange3$25.00$25.008/4/2010 9:53:37 AM
magnolia161$25.00$25.008/4/2010 1:03:06 PM
reflective-rupee$25.00$25.008/4/2010 10:49:49 AM
reflective-rupee$25.00$25.008/4/2010 10:50:13 AM
vkorichkov$25.00$25.008/4/2010 1:18:42 PM
Tono$50.00$50.008/4/2010 4:44:34 PM
kind-bill-supporter$25.00$25.008/5/2010 4:07:42 AM
EngineerUSMC$198.57$198.578/5/2010 5:37:16 AM
Zgruntlove$55.00$55.008/5/2010 8:14:37 AM
bankbuddy55$75.00$75.008/5/2010 6:47:03 AM
golffish2$100.00$100.008/5/2010 8:46:44 AM
justsk8tingby$64.00$64.008/5/2010 9:14:21 AM
reflective-rupee$100.00$19.428/5/2010 9:56:00 AM
important-openness1$100.00$100.008/5/2010 9:33:44 AM
124 bids
 
Borrower Payment Dependent Notes Series 469840
This series of Notes was issued and sold upon the funding of the borrower loan #43867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-03-2010 
  Auction end date:  Aug-05-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $89.74
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $89.74
 
Auction yield range: 13.93% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-2001 Debt/Income ratio: 34%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,553Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: stable-generosity4 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvements 4 my family
Purpose of loan:
This loan will be used to? Help renovate the bathroom, kitchen, and 1 bedroom at my parents house. I currently live with them. I am a student at the University of Oklahoma, while also working full time. I am also the youth director and Sunday School teacher at a small church in my hometown.?

My financial situation:
I am a good candidate for this loan because? I strive to make all payments on or before the due date. I believe that I am a trustworthy person, as I will make good on any deal that I am a party to. I hope and pray that someone will take a chance on me, as they will not be let down.

Monthly net income: $ 1600

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 100
??Car expenses: $ 403
??Utilities: $
??Phone, cable, internet: $ 140
??Food, entertainment: $?200
??Clothing, household expenses $
??Credit cards and other loans: $ 297
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Comoparklender$25.00$25.008/3/2010 3:00:12 PM
copper$30.00$30.008/3/2010 3:01:07 PM
simplelender80$50.00$50.008/3/2010 3:01:21 PM
Artist_Blue$25.00$25.008/3/2010 3:01:35 PM
zone8$100.00$100.008/3/2010 3:07:24 PM
personal-lender$25.00$25.008/3/2010 3:16:25 PM
balance-handshake7$25.00$25.008/3/2010 3:15:44 PM
SDNLR$25.00$25.008/3/2010 4:19:20 PM
cgkid$25.00$25.008/3/2010 3:24:57 PM
Bailador$25.00$25.008/3/2010 5:19:43 PM
r0b3m4n$25.00$25.008/3/2010 5:19:50 PM
sensible-order2$25.00$25.008/3/2010 5:19:52 PM
authoritative-platinum7$25.00$25.008/3/2010 3:25:23 PM
ssh1983$25.00$25.008/3/2010 5:19:59 PM
point-shooter$25.00$25.008/3/2010 5:20:13 PM
twirl2$25.00$25.008/3/2010 3:54:06 PM
S-Master$25.00$25.008/3/2010 3:29:18 PM
mjdaking$25.00$25.008/3/2010 5:19:49 PM
dspmn$26.00$26.008/3/2010 5:19:53 PM
Bank42$50.00$50.008/3/2010 5:20:03 PM
orderly-leverage$30.00$30.008/3/2010 5:20:09 PM
DUDE66$25.00$25.008/3/2010 5:19:56 PM
worth-arch$25.00$25.008/3/2010 5:20:01 PM
JGB$100.00$100.008/3/2010 5:20:12 PM
inspiring-reward$150.00$150.008/3/2010 5:20:16 PM
SolarMoonshine$25.00$25.008/4/2010 10:17:55 AM
unger$120.00$120.008/4/2010 7:39:24 PM
transaction-circuit$25.00$25.008/3/2010 3:01:18 PM
top-courteous-peso$25.00$25.008/3/2010 3:01:59 PM
diplomatic-wealth7$25.00$25.008/3/2010 3:13:40 PM
reward-adventure$30.00$30.008/3/2010 3:15:43 PM
patriot897$25.00$25.008/3/2010 3:15:56 PM
tech310$25.00$25.008/3/2010 3:22:28 PM
WalnutCreekguy$25.00$25.008/3/2010 3:17:28 PM
brondero$80.00$80.008/3/2010 3:53:08 PM
VBAces$25.00$25.008/3/2010 4:39:35 PM
chato2345$40.00$40.008/3/2010 4:40:25 PM
balance6$25.00$25.008/3/2010 5:19:51 PM
ThatDanGuy$30.00$30.008/3/2010 5:19:57 PM
metro457$40.00$40.008/3/2010 3:25:25 PM
SkepticalBen$25.00$25.008/3/2010 5:20:17 PM
commanding-income774$25.00$25.008/3/2010 5:30:35 PM
kidsskipp$25.00$25.008/3/2010 3:25:24 PM
JustMee$25.00$25.008/3/2010 4:52:45 PM
apeloans$25.00$25.008/3/2010 3:39:37 PM
LoisLoan$25.00$25.008/3/2010 5:19:52 PM
loanscholar$39.77$39.778/3/2010 5:19:54 PM
bewitching-asset3$25.00$25.008/3/2010 5:20:04 PM
SPB$25.00$25.008/3/2010 5:20:11 PM
papaloha$50.00$50.008/3/2010 5:19:55 PM
teller$25.00$25.008/3/2010 5:19:59 PM
investment-forte$25.00$25.008/3/2010 5:20:08 PM
dedicated-diversification5$38.63$9.238/3/2010 5:20:18 PM
selfmademan$25.00$25.008/4/2010 1:02:58 AM
lostviajero$25.00$25.008/4/2010 10:12:18 AM
exchange-cowbell5$25.00$25.008/4/2010 10:03:22 AM
1-HARD-HEAD$50.00$50.008/4/2010 1:13:08 PM
57 bids
 
Borrower Payment Dependent Notes Series 470128
This series of Notes was issued and sold upon the funding of the borrower loan #43866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-05-2010 
  Auction end date:  Aug-10-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $82.19
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $82.19
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1997 Debt/Income ratio: 17%
Credit score: 700-719 (Aug-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:2y 1m
Amount delinquent: $106 Total credit lines: 26 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,392Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: orange-trade-caper Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my LAST credit card
Purpose of loan:
This loan will be used to pay off my last remaining credit card. I have had a lot of medical expenses and weddings the past 6 months, that have led to over spending. I am not going to keep using this card.

My financial situation:
I am a good candidate for this loan because I have learned from my mistakes. I learned the hard way when I was younger, and am now looking forward to having $0 credit card debt.

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 100
??Car expenses: $ 50
??Utilities: $ 50
??Phone, cable, internet: $ 250
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please comment on your current delinquency. Thanks - SeeksValue
A: I've had some unexpected medical expenses over the past 6 months. This card was only for emergencies, and that's what it was used for. Now it's time to get it paid off and start fresh, without any credit cards in my life! Thank you for inquiring . . . I really appreciate your help. (Aug-06-2010)
Q: Please publish a listing of account BALANCE AND corresponding INTEREST RATE for EACH of your current loans/debt/credit cards. (eg, Amex Card: $1500 @ 29%, Cash Call loan: $5000 @ 69%, etc ...). No need to list any personal information - Thank! - Been_There_Owed_That
A: Diners Club International Balance, $ 2,244.47. Interest rate 0%. Car loan Balance, $8,595.12. Interest rate 4.09% Home loan Balance, $4.959.73. Interest rate, 11.32% Mortgage #1 balance, $146,723.20. Interest rate, 5.3750% #2 balance, $8,244.80. Interest rage, 9% (Aug-09-2010)
Q: tell me about the deliquency. What are the interest rates of the credit cards of which you have a balance? - beakerfish
A: The balance is $2,244.47 and the interest rate is 0.00%. Thank you for inquiring. (Aug-09-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.008/5/2010 3:09:59 PM
balance-handshake7$25.00$25.008/5/2010 3:15:28 PM
diplomatic-wealth7$25.00$25.008/5/2010 3:17:14 PM
important-openness1$100.00$100.008/5/2010 3:20:50 PM
dws2380$25.00$25.008/5/2010 3:20:22 PM
FinDoc$25.00$25.008/5/2010 4:54:09 PM
Amber_Stone$25.00$25.008/5/2010 6:03:31 PM
what_goes_around$200.00$200.008/5/2010 6:59:18 PM
wellsfrugal$25.00$25.008/6/2010 1:02:45 AM
Comoparklender$25.00$25.008/6/2010 9:43:41 AM
SolarMoonshine$25.00$25.008/6/2010 10:16:54 AM
Iloanyoumoney$25.00$25.008/6/2010 9:42:44 AM
blue-useful-auction$25.00$25.008/6/2010 11:48:13 AM
TaoPooh$25.00$25.008/6/2010 3:19:32 PM
skuba$25.00$25.008/7/2010 5:52:51 AM
RebuildALife$25.00$25.008/9/2010 6:49:08 AM
trade-goblin9$25.00$25.008/9/2010 9:56:12 AM
cablenews$25.00$25.008/9/2010 11:34:21 AM
kind-bill-supporter$50.00$50.008/9/2010 11:34:58 AM
copper$50.00$50.008/9/2010 11:48:54 AM
kegs$100.00$100.008/9/2010 11:32:59 AM
glroark$50.00$50.008/9/2010 1:49:52 PM
worthy-bid8$50.00$46.968/9/2010 11:50:39 AM
capital-kingdom$25.00$25.008/9/2010 3:24:38 PM
nickel-position$25.00$25.008/9/2010 4:15:12 PM
SeekingAlpha$25.95$25.958/9/2010 6:42:20 PM
attractive-fund$50.00$50.008/9/2010 6:53:55 PM
DasMula$25.00$25.008/9/2010 8:20:30 PM
csa_101824$25.00$25.008/10/2010 9:22:31 AM
personal-lender$25.00$25.008/5/2010 3:15:56 PM
reward-adventure$30.00$30.008/5/2010 3:15:15 PM
reflective-rupee$25.00$25.008/5/2010 3:57:42 PM
Tycho$26.00$26.008/5/2010 5:01:09 PM
simplelender80$50.00$50.008/6/2010 4:07:37 AM
PCash$25.00$25.008/6/2010 5:52:43 AM
orange-preeminant-bill$38.67$38.678/6/2010 8:18:35 AM
new-peso-concerto$52.42$52.428/6/2010 12:02:49 PM
frogperson$100.00$100.008/7/2010 10:15:25 AM
larrybird$100.00$100.008/9/2010 11:33:07 AM
enthralling-deal180$100.00$100.008/9/2010 11:33:24 AM
Havana21$25.00$25.008/9/2010 11:48:45 AM
well-mannered-income3$25.00$25.008/9/2010 4:09:17 PM
SCbutterfly$25.00$25.008/9/2010 5:15:30 PM
Been_There_Owed_That$80.00$80.008/9/2010 5:14:27 PM
shellstar$25.00$25.008/9/2010 8:17:38 PM
wwwUniversal$25.00$25.008/9/2010 5:24:18 PM
SeminoleHoldings$25.00$25.008/10/2010 6:13:15 AM
jfs1179$25.00$25.008/10/2010 9:22:27 AM
48 bids