Sales Report:Supplement No. 2 dated Jul 29, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 398664
This series of Notes was issued and sold upon the funding of the borrower loan #43700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,700.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jul-19-2010 
  Auction end date:  Jul-19-2010 
 
Starting lender yield: 6.10% Starting borrower rate/APR: 7.10% / 7.44% Starting monthly payment: $83.49
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $83.49
 
Auction yield range: 2.93% - 6.10% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 10
Enhanced (1-5): 5
First credit line: Apr-1975 Debt/Income ratio: 15%
Credit score: 740-759 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 14 / 10Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 46 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,074Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: SFplaya Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 2 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
740-759 (Aug-2007)
760-779 (Feb-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 2  
Description
Consolidating credit card balances
Purpose of loan:
I am consolidating approximately $3,200 in credit card debt outstanding and want to take advantage of a lower rate on Propser.com than what I am currently paying on one of my cards, which is currently charging me a 11.99% (APR) interest rate.? I plan on using this Prosper loan and $600 in savings to eliminate this debt.

My financial situation:
I am currently employed for the last 3 years and 9 months as a Credit Analyst.? I pay all?utility, cable, credit card, rent?and miscellaneous bills on-time.?

Monthly Rent:? $854
Monthly Utilities/Cable:? $100
Monthly Miscellaneous Expenses:? $800

Pre-tax Monthly Income, including?6% 401k contribution:? $5,829
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
saysana$25.00$25.007/19/2010 4:54:29 PM
ExiledSeraph$25.00$25.007/19/2010 5:01:30 PM
epicanthal$25.00$25.007/19/2010 5:03:50 PM
mwl$25.00$25.007/19/2010 5:04:24 PM
auction-rocket$25.00$25.007/19/2010 5:05:16 PM
atlaaron$25.00$25.007/19/2010 5:05:28 PM
Mark-O-Polo$25.00$25.007/19/2010 5:07:40 PM
munnu$25.00$25.007/19/2010 5:10:35 PM
IncomeTemple$25.00$25.007/19/2010 5:11:44 PM
Westerly$38.31$38.317/19/2010 5:11:41 PM
personal-lender$25.00$25.007/19/2010 5:18:19 PM
gold-heaven9$25.00$25.007/19/2010 5:21:10 PM
tech310$100.00$100.007/19/2010 5:21:36 PM
Investoman$100.00$100.007/19/2010 5:21:41 PM
sisterkate$25.00$25.007/19/2010 5:11:36 PM
frankdelraza$25.00$25.007/19/2010 5:11:45 PM
simplelender80$100.00$100.007/19/2010 5:22:25 PM
investment-network$25.00$25.007/19/2010 5:22:32 PM
paddatjie$25.00$25.007/19/2010 5:12:36 PM
inspired-contract9$50.00$50.007/19/2010 5:23:03 PM
Havana21$75.00$75.007/19/2010 5:23:56 PM
DreDub$50.00$50.007/19/2010 5:25:26 PM
BaxterEvil$25.00$25.007/19/2010 5:25:35 PM
bradania$25.00$25.007/19/2010 5:26:01 PM
jazzlender$25.00$25.007/19/2010 5:15:55 PM
Veridic$25.00$25.007/19/2010 5:26:19 PM
kyomoon$50.00$50.007/19/2010 5:26:32 PM
sajitk$25.00$25.007/19/2010 5:26:44 PM
lowestghost$25.00$25.007/19/2010 5:26:39 PM
delicious-social132$40.00$40.007/19/2010 5:17:04 PM
orgy63$25.00$25.007/19/2010 5:22:40 PM
1800porsche$25.00$25.007/19/2010 5:25:34 PM
suave-dollar$40.00$40.007/19/2010 5:25:40 PM
Nco$25.00$25.007/19/2010 5:26:18 PM
MissionMicroFinance$25.00$25.007/19/2010 5:02:29 PM
synergy4all$25.00$25.007/19/2010 5:05:29 PM
Artist_Blue$25.00$25.007/19/2010 5:05:55 PM
community-pipeline8$50.00$50.007/19/2010 5:09:22 PM
kenji4861$25.00$25.007/19/2010 5:09:32 PM
Zoomie$25.00$25.007/19/2010 5:11:30 PM
Sigonio$25.00$25.007/19/2010 5:11:38 PM
albatross897$25.00$25.007/19/2010 5:11:47 PM
Shockem923$25.00$25.007/19/2010 5:11:40 PM
peace-cadence$25.00$25.007/19/2010 5:11:49 PM
bdloans$50.00$50.007/19/2010 5:13:14 PM
market-socrates4$25.00$25.007/19/2010 5:13:04 PM
successful-euro$30.00$30.007/19/2010 5:14:26 PM
kulender$25.00$25.007/19/2010 5:03:47 PM
moola-man$50.00$50.007/19/2010 5:16:29 PM
j2ee$25.00$25.007/19/2010 5:17:05 PM
Mookouw$25.00$25.007/19/2010 5:04:42 PM
hookUup$25.00$25.007/19/2010 5:16:51 PM
js60l$25.00$25.007/19/2010 5:05:20 PM
lagnisiruk$25.00$25.007/19/2010 5:06:28 PM
the_winning_ticket$35.00$35.007/19/2010 5:17:37 PM
Strato$25.00$25.007/19/2010 5:07:00 PM
afotherg$40.00$40.007/19/2010 5:07:54 PM
riproaringrapids$25.00$25.007/19/2010 5:09:42 PM
dlshap$25.00$25.007/19/2010 5:22:09 PM
lending-bear$75.00$75.007/19/2010 5:11:12 PM
LKN2RTR$25.00$25.007/19/2010 5:11:35 PM
the-financier814$25.00$25.007/19/2010 5:11:43 PM
treasure-hunter270$25.00$25.007/19/2010 5:22:46 PM
proper-p2p6$100.00$100.007/19/2010 5:23:13 PM
thorough-exchange4$40.00$40.007/19/2010 5:23:45 PM
lendermender$25.00$25.007/19/2010 5:25:10 PM
trucklawyer$25.00$25.007/19/2010 5:25:11 PM
diplomatic-wealth7$100.00$100.007/19/2010 5:25:55 PM
ADenny$25.00$25.007/19/2010 5:26:38 PM
bchen78875$50.00$43.817/19/2010 5:26:46 PM
Banker7371$25.00$25.007/19/2010 5:22:00 PM
tntmojave$25.00$25.007/19/2010 5:22:55 PM
meenan$25.00$25.007/19/2010 5:23:20 PM
ethicalhumanist$25.00$25.007/19/2010 5:23:25 PM
leftcoast52$25.00$25.007/19/2010 5:25:37 PM
boogaboogabooga$25.00$25.007/19/2010 5:26:02 PM
kanewna$67.88$67.887/19/2010 5:26:41 PM
77 bids
 
Borrower Payment Dependent Notes Series 439494
This series of Notes was issued and sold upon the funding of the borrower loan #43719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jul-13-2010 
  Auction end date:  Jul-20-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 23.03% Starting monthly payment: $44.54
Final lender yield: 16.00% Final borrower rate/APR: 17.00% / 20.08% Final monthly payment: $42.78
 
Auction yield range: 7.93% - 18.90% Estimated loss impact: 6.86%  
Lender servicing fee: 1.00% Estimated return: 9.14%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 5
First credit line: Feb-1999 Debt/Income ratio: Not calculated
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:6y 5m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,343Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: peaceful-investment9 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my education
Purpose of loan:
This loan will be used to pay books and tuition for the current semester.

My financial situation:
I am a good candidate for this loan because I have never missed? on any of my payments and I have a good track record. Plus, I have a steady job and have been working for the same company for over 6 years now.


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
market-pudding$25.00$25.007/15/2010 4:42:48 AM
invest-in-ed$135.00$135.007/15/2010 7:12:40 PM
khamlagirl$25.00$25.007/16/2010 5:15:20 PM
precious-coin3$25.00$25.007/17/2010 9:33:53 AM
Sol_Invictus$25.00$25.007/17/2010 2:09:41 PM
scientists$25.00$25.007/19/2010 10:33:51 AM
bonus-sensai825$50.00$50.007/19/2010 12:04:48 PM
caddy5662$25.00$25.007/19/2010 12:31:16 PM
wojo$25.00$25.007/19/2010 1:28:49 PM
engbusres$40.00$40.007/19/2010 8:27:44 PM
Leshan$75.00$75.007/20/2010 7:06:56 AM
timmybraley$255.36$255.367/20/2010 3:36:57 PM
trumpeter5$25.00$25.007/20/2010 3:39:29 PM
Nerdster1$25.01$25.017/20/2010 3:39:03 PM
nildivloans$50.00$19.637/20/2010 12:55:50 PM
Reliance_Banker$25.00$25.007/16/2010 4:22:44 PM
wild-orange$50.00$50.007/19/2010 9:52:05 AM
santhana$50.00$50.007/19/2010 11:16:29 AM
edts13$50.00$50.007/19/2010 12:56:47 PM
upbeat-wealth$25.00$25.007/19/2010 9:29:57 PM
dmk2006$25.00$25.007/20/2010 6:29:03 AM
Reliance_Banker$25.00$25.007/20/2010 3:02:06 PM
lijah10$25.00$25.007/20/2010 3:18:52 PM
icon7$25.00$25.007/20/2010 3:54:20 PM
CBTW$100.00$100.007/20/2010 12:01:06 PM
25 bids
 
Borrower Payment Dependent Notes Series 465774
This series of Notes was issued and sold upon the funding of the borrower loan #43697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jul-09-2010 
  Auction end date:  Jul-16-2010 
 
Starting lender yield: 6.10% Starting borrower rate/APR: 7.10% / 7.44% Starting monthly payment: $61.85
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $61.85
 
Auction yield range: 2.93% - 6.10% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 10
Enhanced (1-5): 5
First credit line: Nov-1992 Debt/Income ratio: 11%
Credit score: 800-819 (Jun-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 9 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $967Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: focused-durability8 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
going back to school
Purpose of loan:
This loan will be used to?
going back to cosmetology school.
My financial situation:
I am a good candidate for this loan because? I don't have any major debs. I want to go back to school to get a better job, hence better pay.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
stilleto8$25.00$25.007/9/2010 4:46:23 PM
VWA_to_the_Rescue$25.00$25.007/9/2010 4:51:24 PM
murren$25.00$25.007/9/2010 4:51:38 PM
american6$50.00$50.007/9/2010 4:51:50 PM
Carpetkid$50.00$50.007/9/2010 4:52:05 PM
affluence-pumpkin0$25.00$25.007/9/2010 4:52:21 PM
FlexFunding$100.00$100.007/9/2010 4:52:18 PM
jt88$25.00$25.007/9/2010 4:52:34 PM
Artist_Blue$25.00$25.007/9/2010 4:53:23 PM
riproaringrapids$25.00$25.007/9/2010 4:53:06 PM
Philolend$25.00$25.007/9/2010 4:51:43 PM
dharma1$25.00$25.007/9/2010 4:53:29 PM
skvat$25.00$25.007/9/2010 4:54:16 PM
wwwUniversal$25.00$25.007/9/2010 5:14:43 PM
F_r_e_d_s__B_a_n_k$50.00$50.007/9/2010 5:23:31 PM
ujiba$25.00$25.007/9/2010 5:12:39 PM
RandyL3$25.00$25.007/9/2010 5:14:05 PM
blot44$25.00$25.007/9/2010 7:25:37 PM
julijask$29.62$29.627/10/2010 1:34:28 AM
JohnSmith10$25.00$25.007/11/2010 10:21:50 AM
heerzaquestion$25.00$25.007/13/2010 3:40:19 PM
Lender0307$25.00$25.007/14/2010 8:53:58 AM
kgeezy$25.00$25.007/14/2010 2:28:35 PM
availableloan$25.00$25.007/14/2010 7:18:29 PM
OregonDane$25.00$25.007/16/2010 9:31:08 AM
Interral$25.00$25.007/16/2010 10:49:13 AM
ttnk62918$25.00$25.007/16/2010 12:48:55 PM
dontletmoneyfoolya$50.00$50.007/16/2010 2:18:57 PM
wild-orange$50.00$50.007/16/2010 3:46:27 PM
meux99$25.00$25.007/9/2010 4:51:19 PM
moola-man$50.00$50.007/9/2010 4:51:54 PM
villagers$50.00$50.007/9/2010 4:52:25 PM
TheGrayFox$25.00$25.007/9/2010 4:52:40 PM
DonaldColorado$25.00$25.007/9/2010 4:52:46 PM
kenji4861$25.00$25.007/9/2010 4:53:40 PM
Havana21$25.00$25.007/9/2010 4:54:26 PM
Algaes$50.00$20.387/9/2010 4:54:33 PM
tech310$50.00$50.007/9/2010 4:50:22 PM
cyberie21$50.00$50.007/9/2010 4:51:17 PM
pakrbkr$50.00$50.007/9/2010 4:51:29 PM
cognizant-responsibility9$25.00$25.007/10/2010 10:21:48 AM
JohnSmith10$25.00$25.007/9/2010 9:17:08 PM
FirstLender$25.00$25.007/11/2010 6:27:48 AM
quantumwellguy$50.00$50.007/12/2010 6:13:30 AM
Taxman44$25.00$25.007/12/2010 1:58:24 PM
truth-in-advertising$25.00$25.007/12/2010 10:13:06 PM
CBTW$100.00$100.007/13/2010 11:24:08 AM
CoolBreezeWarlord$25.00$25.007/13/2010 6:01:07 PM
LittleRhody07$25.00$25.007/14/2010 6:10:27 AM
faithful-steward$25.00$25.007/14/2010 8:58:48 AM
goldsun$25.00$25.007/14/2010 6:42:13 PM
HealthAndSafety$100.00$100.007/14/2010 8:11:55 PM
liberty-destiny3$25.00$25.007/14/2010 6:10:42 PM
octoberfresh$25.00$25.007/15/2010 7:45:07 AM
simiray$25.00$25.007/15/2010 4:28:38 PM
eCapital$25.00$25.007/15/2010 4:51:39 PM
ultimate-commitment$25.00$25.007/15/2010 8:33:21 PM
worth-quark$25.00$25.007/16/2010 2:22:10 PM
StocksMan$50.00$50.007/16/2010 4:42:22 PM
59 bids
 
Borrower Payment Dependent Notes Series 466372
This series of Notes was issued and sold upon the funding of the borrower loan #43713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jul-13-2010 
  Auction end date:  Jul-20-2010 
 
Starting lender yield: 8.30% Starting borrower rate/APR: 9.30% / 9.64% Starting monthly payment: $383.27
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $383.27
 
Auction yield range: 2.93% - 8.30% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 5
First credit line: Nov-1991 Debt/Income ratio: 19%
Credit score: 840-859 (Jul-2010) Inquiries last 6m: 1Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,478Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: transaction-boss6 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit cards / legal fees (divorce)
Purpose of loan:
This loan will be used to pay off high-interest credit card debt and legal fees related to my?pending divorce. We have signed the papers and are simply waiting for a court date.

My financial situation:
I am a good candidate for this loan because?the monthly payments on this personal loan will be less than what I'm currently paying out monthly for credit cards and legal fees combined which will?help me build up my savings. I have been paying an average of?three times the minimum payment on the credit cards to get caught up. I have worked?in?the ERP and enterprise business software market since 1997, have a BA Degree from a very good private college, and am a firm believer in paying my bills on-time (that's?how my parent's raised me). The dissolution to my marriage allows me to keep the house (currently going through the loan assumption process) and?my children (who mean everything to me). My youngest child?will be in?kindergarten this year saving me more per moth in daycare expenses than I will be paying out in spousal support for the next two years so this will definitely get me back to a much more stable financial situation.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
munnu$25.00$25.007/13/2010 4:11:36 PM
Buffer10$200.00$200.007/13/2010 4:11:28 PM
successful-euro$75.00$75.007/13/2010 4:17:14 PM
Artist_Blue$25.00$25.007/13/2010 4:18:35 PM
Rysterola82$25.00$25.007/13/2010 4:19:35 PM
riproaringrapids$25.00$25.007/13/2010 4:19:43 PM
the-transaction-stronghold$50.00$50.007/13/2010 4:25:45 PM
moneyfriend$50.00$50.007/13/2010 4:28:29 PM
commerce-voyager$25.00$25.007/13/2010 4:28:45 PM
Carpetkid$50.00$50.007/13/2010 4:32:41 PM
jt88$25.00$25.007/13/2010 4:32:57 PM
hookUup$25.00$25.007/13/2010 4:33:55 PM
Ocean713$50.00$50.007/13/2010 4:22:10 PM
antlr$25.00$25.007/13/2010 4:34:38 PM
Ivan2007$50.00$50.007/13/2010 4:38:46 PM
rbc_ventures$25.00$25.007/13/2010 4:39:14 PM
jangalt$72.00$72.007/13/2010 4:25:36 PM
treasure-hunter270$25.00$25.007/13/2010 4:26:15 PM
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syounker$25.00$25.007/13/2010 4:34:33 PM
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the_winning_ticket$35.00$35.007/13/2010 4:38:37 PM
money-bauble$100.00$100.007/13/2010 4:37:06 PM
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ptjg$89.96$89.967/14/2010 4:42:06 PM
JGB$73.69$73.697/14/2010 2:40:37 PM
Dweeberkitty1$25.00$25.007/14/2010 2:44:11 PM
guardlender$25.00$25.007/14/2010 2:54:00 PM
gigabit$26.76$26.767/14/2010 3:36:23 PM
KramericaIndustries$25.00$25.007/14/2010 4:26:39 PM
minista$25.00$25.007/14/2010 4:27:11 PM
Jarod213$25.00$25.007/14/2010 9:04:21 PM
Bank_Of_XL$25.00$25.007/14/2010 6:52:36 PM
Namrok$25.00$25.007/15/2010 9:37:39 AM
principal-bull$25.00$25.007/15/2010 9:38:23 AM
FinDoc$25.00$25.007/15/2010 10:37:50 AM
tsui517$25.00$25.007/15/2010 10:42:42 AM
JJS180$25.00$25.007/15/2010 10:44:05 AM
moola-monger9$100.00$100.007/15/2010 10:58:52 AM
kmwvma$25.00$5.517/15/2010 11:09:22 AM
elated-greenback$50.00$50.007/15/2010 9:54:38 AM
jms1983$25.00$25.007/15/2010 4:16:45 PM
pumped130$25.00$25.007/15/2010 5:20:03 PM
investment-tempo$50.00$50.007/16/2010 10:32:12 AM
ladderskibum$75.00$75.007/16/2010 12:54:17 PM
respectful-integrity3$25.00$25.007/16/2010 1:08:18 PM
trumpeter7$50.00$50.007/16/2010 1:52:08 PM
JustOneVoice$25.00$25.007/16/2010 3:19:51 PM
kind-value-pouch$50.00$50.007/16/2010 5:43:30 PM
Barrayaran$25.00$25.007/17/2010 6:44:10 PM
cebgop$25.00$25.007/17/2010 11:17:22 PM
DHolly$25.00$25.007/19/2010 5:28:14 AM
octoberfresh$25.00$25.007/19/2010 7:37:00 AM
curious_lionel$25.00$25.007/19/2010 4:14:24 PM
planet613$25.00$25.007/19/2010 4:48:04 PM
Paxman84$25.00$25.007/19/2010 5:22:38 PM
leverage-monger$25.00$25.007/20/2010 9:03:50 AM
debtcollector$75.00$75.007/20/2010 5:32:46 AM
Dollars4Rent$25.00$25.007/20/2010 6:24:51 AM
quad$75.00$75.007/20/2010 2:27:35 PM
curious_lionel$25.00$25.007/20/2010 9:27:37 AM
entertaining-credit3$25.00$25.007/20/2010 2:12:59 PM
316 bids
 
Borrower Payment Dependent Notes Series 466936
This series of Notes was issued and sold upon the funding of the borrower loan #43703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,100.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jul-16-2010 
  Auction end date:  Jul-23-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 23.33% Starting monthly payment: $40.82
Final lender yield: 17.50% Final borrower rate/APR: 18.50% / 21.90% Final monthly payment: $40.04
 
Auction yield range: 7.93% - 18.90% Estimated loss impact: 6.90%  
Lender servicing fee: 1.00% Estimated return: 10.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 10
Enhanced (1-5): 4
First credit line: Aug-1991 Debt/Income ratio: 35%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 31 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39,007Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 75%  
   Homeownership: No  
Screen name: dedicated-responsibility1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto transmission
Purpose of loan:
This loan will be used to make a purchase of a transmission & installation for my work vehicle. My job requires me to travel throughout west coast & my mechanic has said it would be prudent to change the transmission with as many miles as it has (197k) & with all the driving I do. I love my car a '97 BMW?& have researched to find a good deal on a good rebuilt?transmission. Dealer purchase could cost as much as $2500, not inlcuding labor. I located a local dismantler that has one in excellent?condition for $875.?I just need a small loan to jump on the opportunity as O do not want to use anymore credit cards.

My financial situation:
I am a good candidate for this loan because I am?a dependable, responsible individual. I?have a stable good paying job?in the IT industry.?I have a great track record of paying on time. I anticipate paying this loan quickly.

Monthly net income: $ 3325

Monthly expenses: $ 1540
??Housing: $ 150
??Insurance: $ 114
??Car expenses: $?230 incl. fuel
??Utilities: $ 0
??Phone, cable, internet: $ 190
??Food, entertainment: $ 125
??Clothing, household expenses $
??Credit cards and other loans: $?650
??Other expenses: $ 80
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
market-pudding$25.00$25.007/18/2010 1:56:05 PM
credit-panda1$25.00$25.007/18/2010 5:31:14 PM
serene-capital$25.00$25.007/20/2010 11:44:04 AM
caseattle$25.00$25.007/20/2010 4:36:15 PM
jcw3rd$25.00$25.007/22/2010 6:16:26 PM
FinanceEngine$25.00$25.007/22/2010 8:15:34 PM
Uylsses$100.00$71.067/23/2010 9:46:12 AM
Kelor99$25.00$25.007/23/2010 12:26:53 PM
rupee-kung-fu7$34.25$34.257/23/2010 2:06:33 PM
icon7$30.00$30.007/23/2010 4:53:38 PM
FLA-$25.00$25.007/23/2010 4:54:15 PM
order-bee1$150.00$150.007/23/2010 4:51:26 PM
MC7608$34.69$34.697/23/2010 4:57:00 PM
wwwUniversal$25.00$25.007/23/2010 4:54:50 PM
kinetic-social$40.00$40.007/23/2010 4:57:10 PM
LittleRhody07$25.00$25.007/19/2010 6:25:29 AM
Reliance_Banker$25.00$25.007/21/2010 2:46:28 PM
neorunner$25.00$25.007/22/2010 5:40:57 PM
SuperInvestor82$25.00$25.007/22/2010 5:56:10 PM
Free-the-usa-1776$25.00$25.007/22/2010 10:05:53 PM
850$50.00$50.007/23/2010 12:19:52 AM
PropertyInvest$25.00$25.007/23/2010 4:20:24 AM
JBF_Investments$25.00$25.007/22/2010 5:15:05 PM
forthright-trade$25.00$25.007/23/2010 10:04:18 AM
amlu1988$25.00$25.007/23/2010 12:52:13 PM
Bank_Of_XL$25.00$25.007/23/2010 1:14:45 PM
fireferd$40.00$40.007/23/2010 8:08:51 AM
gilbrear$25.00$25.007/23/2010 9:28:07 AM
outofoffice$50.00$50.007/23/2010 12:02:49 PM
wild-orange$25.00$25.007/23/2010 3:22:03 PM
one-midas$25.00$25.007/23/2010 4:22:35 PM
CACO_Bank$25.00$25.007/23/2010 4:53:43 PM
blue-useful-auction$25.00$25.007/23/2010 4:53:55 PM
33 bids
 
Borrower Payment Dependent Notes Series 466946
This series of Notes was issued and sold upon the funding of the borrower loan #43715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.5% Auction start date:  Jul-19-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 22.51% Starting borrower rate/APR: 23.51% / 25.79% Starting monthly payment: $136.42
Final lender yield: 21.48% Final borrower rate/APR: 22.48% / 24.75% Final monthly payment: $134.54
 
Auction yield range: 7.93% - 22.51% Estimated loss impact: 9.01%  
Lender servicing fee: 1.00% Estimated return: 12.47%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 5
Enhanced (1-5): 5
First credit line: May-1997 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Jul-2010) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $69Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: Jules97 Borrower's state: Missouri Borrower's group: Navy &amp; Marine Corps Debt Relief Association
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 760-779 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2008)
 
Principal balance: $1,868.59 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
New Roof and Gutters
Purpose of loan:
Replace the roof and gutters on our home.

My financial situation:
I am a good candidate for this loan because I pay my bills on time and in full.

Monthly net income: $5000

Monthly expenses: $4570
??Housing: $1300
??Insurance: $120
??Car expenses: $400
??Utilities: $250
??Phone, cable, internet: $300
??Food, entertainment: $700
??Clothing, household expenses $300
??Credit cards and other loans: $1200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: With your great track record with Prosper, why such a high interest rate offered? How are sales with Avon and how is the new graphics company doing? - Islandgal
A: Thanks for asking. Prosper suggested the interest rate and we were hoping to both have the loan funded and have the interest bid down. I really don't know what the algorithm is, but I was a bit surprised. I am not selling Avon any longer. I clean house for an older man weekly at $15/hr usually 4hrs/wk so $240/mo. Graphics is slow but I get $50/project. I am also helping a friend with a new bakery. I earn $30-$50 per custom cake order. My husband's salary has increased and life is good. :) (Jul-22-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Myrick$25.00$25.007/20/2010 10:45:09 AM
BrighterSuns$25.00$25.007/22/2010 9:42:32 PM
reflective-rupee$25.00$25.007/23/2010 11:13:55 AM
jhouman$25.00$25.007/24/2010 2:54:22 AM
selector568$200.00$200.007/25/2010 8:27:22 AM
Bob450$30.00$30.007/25/2010 12:14:35 PM
agbullet55443$100.00$100.007/24/2010 9:15:55 PM
nalaari$26.55$26.557/25/2010 6:49:20 AM
favorite-commerce$25.00$25.007/26/2010 6:40:46 AM
PCity-LOA15$35.00$35.007/26/2010 6:50:37 AM
coin-spilunker$33.14$33.147/26/2010 7:30:37 AM
ryan6853$25.00$25.007/26/2010 7:51:18 AM
Spraydawg$252.85$252.857/26/2010 7:36:11 AM
economy-caper9$25.00$25.007/26/2010 9:45:30 AM
engbusres$35.00$35.007/26/2010 9:51:10 AM
whatreality$35.70$35.707/26/2010 10:26:01 AM
jonnysixgun$28.70$28.707/26/2010 11:23:59 AM
social-zebra$28.00$28.007/26/2010 11:37:47 AM
DasMula$50.00$50.007/26/2010 11:58:34 AM
lucky2$25.00$25.007/26/2010 12:04:54 PM
graceful-credit5$50.00$50.007/26/2010 1:50:21 PM
ultimate-peace$25.00$25.007/26/2010 2:12:43 PM
MONEY_IN_THE_BANK$25.00$25.007/26/2010 2:29:46 PM
FallonCredit$25.00$25.007/26/2010 2:49:08 PM
paceme1$25.66$25.667/26/2010 2:59:24 PM
myduck$30.00$30.007/26/2010 3:09:58 PM
shrewd-income$75.00$75.007/26/2010 3:43:44 PM
Rollshaft$35.00$35.007/26/2010 3:57:00 PM
red-deal-genius$28.00$28.007/26/2010 3:59:33 PM
wisconsinvestor$200.00$200.007/26/2010 4:31:40 PM
kalihan42$25.00$25.007/26/2010 4:40:58 PM
Nerdster1$25.01$25.017/26/2010 4:48:03 PM
noconnor01$25.00$25.007/20/2010 6:41:22 PM
AlexTrep$25.00$25.007/20/2010 10:17:23 PM
asset-fanatic$25.00$25.007/22/2010 8:52:52 AM
dynrep$100.00$72.727/22/2010 8:15:08 AM
Islandgal$35.00$35.007/22/2010 1:05:53 PM
jgar_O$25.00$25.007/22/2010 6:24:30 PM
red-favorable-basis$25.00$25.007/22/2010 7:53:02 PM
well-mannered-income3$40.00$40.007/23/2010 11:29:57 AM
Moe87$50.00$50.007/24/2010 1:06:41 PM
lucrative-loan$50.00$50.007/24/2010 9:16:27 PM
genuine-integrity0$25.00$25.007/24/2010 11:36:03 AM
brother_tam$500.00$500.007/25/2010 12:59:33 PM
bold-attentive-listing$25.00$25.007/25/2010 4:42:28 PM
Graven33$25.00$25.007/25/2010 4:20:59 PM
NekHoldings$25.00$25.007/26/2010 5:19:26 AM
martymaniaman$32.01$32.017/26/2010 5:57:58 AM
btormc5$30.00$30.007/26/2010 6:22:40 AM
Sol_Invictus$25.00$25.007/26/2010 7:50:37 AM
beachliving29$26.01$26.017/26/2010 8:43:05 AM
Miklot$93.22$93.227/26/2010 9:04:15 AM
leverage-monger$50.00$50.007/26/2010 9:20:14 AM
shrewd-income$25.00$25.007/26/2010 9:46:15 AM
bunnybear$35.15$35.157/26/2010 9:59:12 AM
dudebrah$25.00$25.007/26/2010 10:43:18 AM
atlrealtor$25.00$25.007/26/2010 11:15:22 AM
revenue-driver8$25.00$25.007/26/2010 1:58:04 PM
farchoir$25.00$25.007/26/2010 2:15:43 PM
noble-marketplace$25.00$25.007/26/2010 2:41:34 PM
cbivitz$200.00$200.007/26/2010 2:54:47 PM
Mikale360$25.00$25.007/26/2010 2:59:54 PM
pani5ue$25.00$25.007/26/2010 3:36:46 PM
sgt-schultz$25.00$25.007/26/2010 3:53:25 PM
fotep-financial$25.00$25.007/26/2010 4:03:54 PM
Hatdance$25.00$25.007/26/2010 4:43:50 PM
Kyileo$25.00$25.007/26/2010 4:44:31 PM
leverage-monger$25.00$25.007/26/2010 4:39:22 PM
RecoveryLender$25.00$25.007/26/2010 4:46:44 PM
FallonCredit$37.28$37.287/26/2010 4:49:00 PM
ronin4sale$25.00$25.007/26/2010 4:54:18 PM
71 bids
 
Borrower Payment Dependent Notes Series 467010
This series of Notes was issued and sold upon the funding of the borrower loan #43711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,475.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 7.0% Auction start date:  Jul-16-2010 
  Auction end date:  Jul-23-2010 
 
Starting lender yield: 23.55% Starting borrower rate/APR: 24.55% / 26.85% Starting monthly payment: $611.61
Final lender yield: 23.55% Final borrower rate/APR: 24.55% / 26.85% Final monthly payment: $611.61
 
Auction yield range: 7.93% - 23.55% Estimated loss impact: 7.56%  
Lender servicing fee: 1.00% Estimated return: 15.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 6
Enhanced (1-5): 5
First credit line: Jul-1985 Debt/Income ratio: 30%
Credit score: 760-779 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 18 / 14Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 47 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,445Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: TO-THE-FUTURE Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION LOAN
DEBT CONSOLIDATION TO ELIMINATE CREDIT CARD DEBT
Purpose of loan: This loan will be used to consolidate all my debt from credit cards. The credit card interest rates are out of control (upwards of 29% on some of them), and I want to be able to make one single payment a month. The main reason for wanting the prosper loan is to simplify the payments, and get rid of the debt. This is important for my family because it's time for a larger house - but first we need to clear our debt!

My financial situation: I am paying off the credit debt, but with a couple being at the 25% and 30% range, the interest is KILLING me! So I am looking to get a better interest rate, and simplify the paying every month.
I am a good candidate for this loan because I have NEVER been late on a payment with anyone. I am employed for 9 months now with a stable company. My previous employer closed their doors after being open 20 years.

Please let me know if you have any questions, and thank you for supporting this loan! My family and I appreciate it!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How much are you currently paying toward your credit cards? Please answer publicly. - jimmya
A: RIGHT NOW THE INTEREST RATES ARE 24.9 TO 29.8.... THANK YOU....I APPRECIATE YOUR HELP IN LOWERING THIS INTEREST RATE. (Jul-22-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Contour$50.00$50.007/16/2010 5:00:34 PM
a-finance-nirvana$25.00$25.007/16/2010 5:00:31 PM
Pulchritudinous$25.00$25.007/16/2010 5:16:25 PM
successful-euro$30.00$30.007/16/2010 5:12:59 PM
aggresive-loyalty$25.00$25.007/16/2010 5:13:13 PM
economy-structure9$25.00$25.007/16/2010 5:13:28 PM
treasure-hunter270$25.00$25.007/16/2010 5:17:54 PM
personal-lender$25.00$25.007/16/2010 5:18:16 PM
bid-czar8$100.00$100.007/16/2010 5:15:10 PM
villagers$25.00$25.007/16/2010 5:19:37 PM
ichibon$100.00$100.007/16/2010 5:19:46 PM
enthralling-deal180$100.00$100.007/16/2010 5:20:07 PM
Investoman$100.00$100.007/16/2010 5:21:26 PM
ddog0224$25.00$25.007/16/2010 5:21:40 PM
MSME$50.00$50.007/16/2010 5:21:50 PM
first-upright-payout$25.00$25.007/16/2010 5:22:18 PM
goldie414$50.00$50.007/16/2010 5:00:36 PM
the-silver-blaster$50.00$50.007/16/2010 5:20:20 PM
pixeldave$50.00$50.007/16/2010 5:01:26 PM
generous-deal6$25.00$25.007/16/2010 5:20:32 PM
maldok1$25.00$25.007/16/2010 5:25:58 PM
mpatrick$25.00$25.007/16/2010 5:22:05 PM
Bio-physicist$25.00$25.007/16/2010 5:23:51 PM
TW325$25.00$25.007/16/2010 5:47:15 PM
community-pipeline8$49.99$49.997/16/2010 6:02:29 PM
market-assembler$50.00$50.007/16/2010 5:25:02 PM
summerlander$25.00$25.007/16/2010 6:06:54 PM
worthy-bid8$200.00$200.007/16/2010 5:25:21 PM
aurorafinancial$50.00$50.007/16/2010 5:25:51 PM
syounker$25.00$25.007/16/2010 6:47:33 PM
Jakono$25.00$25.007/16/2010 6:51:51 PM
sociallender$25.00$25.007/16/2010 7:27:09 PM
reward-motion$25.00$25.007/16/2010 6:02:20 PM
worth-jedi5$25.00$25.007/16/2010 8:07:21 PM
Savings_EQ_Dignity$35.00$35.007/16/2010 6:51:56 PM
dwidea$25.00$25.007/16/2010 7:33:44 PM
reflective-rupee$25.00$25.007/16/2010 7:37:36 PM
responsibility-butterfly$25.00$25.007/16/2010 7:51:22 PM
Phantom99$25.00$25.007/16/2010 8:31:39 PM
ThompsonCapital$25.00$25.007/16/2010 10:11:31 PM
HaveToWrite$25.00$25.007/16/2010 9:02:02 PM
bold-currency-holly$25.00$25.007/16/2010 9:31:13 PM
kirkjerk$25.00$25.007/16/2010 10:56:31 PM
ready-interest9$25.00$25.007/16/2010 11:37:11 PM
bold-durability-drum$39.57$39.577/16/2010 10:22:12 PM
important-ore$44.36$44.367/17/2010 12:51:27 AM
lloyd_s$25.00$25.007/16/2010 11:37:14 PM
abeprof70$25.00$25.007/17/2010 2:46:20 AM
objective-investor$26.68$26.687/17/2010 2:41:51 AM
Mommy_of_3_Princesses$25.00$25.007/16/2010 5:33:35 PM
authoritative-platinum7$34.22$34.227/16/2010 5:33:40 PM
FirstBank$44.54$44.547/16/2010 5:34:44 PM
BuckeyeTap$25.00$25.007/17/2010 5:51:15 AM
F16Pilot$25.00$25.007/17/2010 6:31:49 AM
wampum-chorus3$25.00$25.007/16/2010 6:51:54 PM
well-rounded-dinero$50.00$50.007/17/2010 7:51:17 AM
BBall_Mom$25.00$25.007/17/2010 7:01:18 AM
market-pudding$25.00$25.007/16/2010 7:34:25 PM
Trakissta$122.02$122.027/16/2010 8:03:48 PM
papaloha$36.21$36.217/17/2010 9:06:19 AM
Dap2005$25.00$25.007/17/2010 9:46:56 AM
agreement-sycamore$31.28$31.287/17/2010 10:12:41 AM
LiveFreeand$41.64$41.647/17/2010 9:41:29 AM
del30$25.00$25.007/17/2010 10:31:24 AM
adama_48$25.00$25.007/17/2010 9:46:47 AM
the-debt-fluffy-bunny$25.00$25.007/16/2010 11:21:22 PM
mattemmo$25.00$25.007/17/2010 10:16:23 AM
Isaac007$25.00$25.007/17/2010 12:56:29 PM
jdl424$102.00$102.007/17/2010 11:45:34 AM
inspired-contract9$25.00$25.007/17/2010 12:55:17 PM
Cheburashka$25.00$25.007/17/2010 1:16:40 PM
sweetlan$25.00$25.007/17/2010 4:37:23 AM
vegibenz$25.00$25.007/17/2010 12:56:02 PM
georg$25.00$25.007/17/2010 1:10:30 PM
new-social-economist$25.00$25.007/17/2010 4:56:25 AM
snappy$35.37$35.377/17/2010 1:31:50 PM
polymerchemist$25.00$25.007/17/2010 5:22:36 AM
peerlender$25.00$25.007/17/2010 1:14:17 PM
currency-agave$25.00$25.007/17/2010 5:41:18 AM
gracej$25.00$25.007/17/2010 1:35:27 PM
boater01$40.34$40.347/17/2010 1:55:47 PM
teller$25.00$25.007/17/2010 1:35:50 PM
Slend49$25.00$25.007/17/2010 8:41:32 AM
diplomatic-wealth7$25.00$25.007/17/2010 1:40:38 PM
DcUnited$30.00$30.007/17/2010 1:53:56 PM
BuffetRocks$50.00$50.007/17/2010 2:14:12 PM
time4aloan$50.00$50.007/17/2010 2:14:30 PM
adaptable-income$25.00$25.007/17/2010 2:23:56 PM
sugarhoof$25.00$25.007/17/2010 2:25:12 PM
durability-mad-scientist4$28.99$28.997/17/2010 2:25:28 PM
miket71$36.35$36.357/17/2010 2:14:08 PM
worth-arch$25.00$25.007/17/2010 2:25:59 PM
reinforced-revenue069$25.00$25.007/17/2010 10:27:40 AM
sentimental-euro$25.00$25.007/17/2010 2:23:54 PM
affluence-tomahawk$25.00$25.007/17/2010 2:24:04 PM
orderly-loot$25.00$25.007/17/2010 2:25:29 PM
busnssmn$25.00$25.007/17/2010 12:55:14 PM
Stollewood$50.00$50.007/17/2010 3:46:16 PM
castleman$25.00$25.007/17/2010 1:15:00 PM
GoodScot$25.00$25.007/17/2010 1:29:18 PM
Dutchhunter$34.55$34.557/17/2010 1:31:00 PM
sparkling-silver1$25.00$25.007/17/2010 6:26:17 PM
bahamaman$100.00$100.007/17/2010 7:27:38 PM
visionary-community$25.00$25.007/17/2010 6:36:17 PM
Katburg$35.00$35.007/17/2010 6:57:10 PM
streak269$25.00$25.007/17/2010 8:36:59 PM
raisingophelia$25.00$25.007/17/2010 8:07:27 PM
BlackFred$25.00$25.007/17/2010 1:51:15 PM
rae4sunshine$50.00$50.007/17/2010 10:12:52 PM
macgeek$39.03$39.037/17/2010 1:53:54 PM
Railbird$25.00$25.007/17/2010 11:22:18 PM
Peterman$25.00$25.007/17/2010 2:13:37 PM
iLoaner$25.00$25.007/18/2010 12:02:32 AM
wise-handy-finance$25.00$25.007/18/2010 1:12:08 AM
new-return-faire$36.31$36.317/18/2010 2:56:18 AM
SanJoser$25.00$25.007/18/2010 5:21:17 AM
Megaton$25.00$25.007/18/2010 1:54:59 AM
thoughtful-payment268$30.00$30.007/17/2010 3:46:18 PM
iolaire$25.00$25.007/18/2010 8:41:54 AM
SCTrojangirl$25.00$25.007/18/2010 10:29:25 AM
WindyKid$25.00$25.007/17/2010 6:57:05 PM
ciscoparrot$25.00$25.007/17/2010 6:57:08 PM
dollar-spy$25.00$25.007/17/2010 7:21:59 PM
morfie$25.00$25.007/17/2010 8:07:28 PM
the-aggresive-principal$25.00$25.007/17/2010 8:41:20 PM
responsible-investment0$26.55$26.557/17/2010 8:41:29 PM
cathexis$100.00$100.007/18/2010 12:26:29 AM
famous-bill$25.80$25.807/18/2010 1:06:44 AM
fcukciti$50.00$50.007/18/2010 12:51:36 PM
nytrnbow$25.00$25.007/18/2010 6:16:22 AM
linklady$40.47$40.477/18/2010 12:59:22 PM
helpinghand63$36.15$36.157/18/2010 4:37:31 PM
MO_Investor$25.00$25.007/18/2010 10:44:49 AM
realinvestora$25.00$25.007/18/2010 4:31:24 PM
pavelz$25.30$25.307/18/2010 4:31:37 PM
SDNLR$25.00$25.007/18/2010 10:48:06 AM
tranquil-return4$25.00$25.007/18/2010 4:37:34 PM
nikkiesgrandma$34.25$34.257/18/2010 7:24:02 PM
Cluvnupe06$25.00$25.007/18/2010 7:24:08 PM
integrity-trumpet$38.58$23.447/18/2010 7:24:20 PM
balance-warrior$25.00$25.007/18/2010 7:11:28 PM
Dreams4Cash$25.00$25.007/18/2010 7:23:23 PM
GlowHost$50.00$50.007/18/2010 7:23:47 PM
internetwolf$25.00$25.007/18/2010 7:24:03 PM
first-fund-empenada$25.00$25.007/18/2010 7:24:06 PM
brightest-affluence-motivator$39.67$39.677/18/2010 7:24:13 PM
mulberry4$25.00$25.007/18/2010 11:03:31 AM
kindness-hickory5$25.00$25.007/18/2010 7:24:18 PM
reflective-rupee$25.00$25.007/18/2010 7:36:46 PM
beakerfish$50.00$50.007/18/2010 2:06:04 PM
green-unassailable-investment$50.00$50.007/18/2010 3:56:47 PM
zorg77$25.00$25.007/18/2010 3:58:26 PM
dickfore$25.00$25.007/18/2010 4:06:34 PM
wise-cash-keeper$25.00$25.007/18/2010 4:26:20 PM
stylish-generosity6$25.00$25.007/18/2010 4:56:28 PM
enterprising-cash3$46.66$46.667/18/2010 6:56:42 PM
nunnie$25.00$25.007/18/2010 7:07:38 PM
dollar-high-five$25.00$25.007/18/2010 7:11:26 PM
californiakhan$25.00$25.007/18/2010 7:22:51 PM
loan-genie88$25.00$25.007/18/2010 7:23:54 PM
dedicated-hope640$25.00$25.007/18/2010 7:24:02 PM
life-is-great$25.00$25.007/18/2010 7:24:07 PM
holstj$25.00$25.007/18/2010 7:24:16 PM
TheFamilyFund$25.00$25.007/18/2010 7:26:36 PM
Aquarius29$38.57$38.577/19/2010 7:38:31 AM
SqueezeKing$25.00$25.007/19/2010 8:31:24 AM
new-peso-concerto$75.00$75.007/19/2010 9:30:41 AM
roi-advantage$25.00$25.007/19/2010 10:28:05 AM
eloquent-bill6$25.00$25.007/19/2010 9:46:26 AM
monstersdad$50.00$50.007/19/2010 9:52:35 AM
interstellar$31.54$31.547/20/2010 1:34:38 AM
principal-bull$25.00$25.007/19/2010 6:26:37 PM
calbertrand$25.00$25.007/20/2010 9:02:43 AM
njcass79$75.00$75.007/20/2010 9:18:43 AM
lsx7$100.00$100.007/20/2010 10:20:00 AM
ChrisKwan$25.00$25.007/20/2010 4:40:15 PM
peregrine$44.66$44.667/20/2010 7:52:30 PM
joyful-power9$25.00$25.007/20/2010 10:50:25 PM
ddamenace$30.00$30.007/20/2010 7:32:19 PM
green-rapid-openness$50.00$50.007/22/2010 3:19:24 AM
payment-halo$25.00$25.007/22/2010 8:25:34 AM
finance-solo$50.00$50.007/22/2010 5:31:14 AM
Astounding$25.00$25.007/22/2010 2:19:28 PM
Bob450$30.00$30.007/22/2010 1:22:41 PM
credit-missile$25.00$25.007/22/2010 7:57:26 PM
Imaginos1892$100.00$100.007/22/2010 10:32:55 PM
1traveler$25.00$25.007/22/2010 10:03:41 PM
DRA-Properties$25.00$25.007/22/2010 5:53:25 PM
credit-missile$25.00$25.007/22/2010 7:58:09 PM
Dollarhide$25.00$25.007/23/2010 8:51:17 AM
houli123$500.00$500.007/22/2010 11:48:11 PM
ultimate-dough0$25.00$25.007/23/2010 9:57:03 AM
leverage-monger$25.00$25.007/23/2010 10:01:54 AM
VonAp$60.00$60.007/23/2010 11:42:39 AM
integrity-doctor$100.00$100.007/23/2010 7:55:04 AM
dano1965$50.00$50.007/23/2010 1:46:15 PM
mdgbank$25.00$25.007/23/2010 1:51:06 PM
sensational-peace6$75.00$75.007/23/2010 1:58:52 PM
Whipster$50.00$50.007/23/2010 8:12:51 AM
VBPlayer$30.00$30.007/23/2010 8:54:07 AM
CSinvestments$25.00$25.007/23/2010 10:54:35 AM
wise-courageous-social$25.00$25.007/23/2010 2:26:29 PM
PropertyInvest$25.00$25.007/23/2010 4:48:06 PM
BrighterSuns$25.00$25.007/23/2010 2:51:32 PM
Nerdster1$25.01$25.017/23/2010 3:16:53 PM
bountiful-durability$100.00$100.007/16/2010 5:15:05 PM
Comoparklender$50.00$50.007/16/2010 5:16:06 PM
rate-mogul$50.00$50.007/16/2010 5:16:30 PM
tech310$100.00$100.007/16/2010 5:15:44 PM
anders94$25.00$25.007/16/2010 5:19:36 PM
studious-bonus7$100.00$100.007/16/2010 5:17:43 PM
kulender$25.00$25.007/16/2010 5:21:07 PM
pnace$35.00$35.007/16/2010 5:00:46 PM
ideal-platinum1$100.00$100.007/16/2010 5:00:52 PM
top-courteous-peso$80.00$80.007/16/2010 5:20:06 PM
techs$25.00$25.007/16/2010 5:01:17 PM
foxtrot12$50.00$50.007/16/2010 5:20:49 PM
Havana21$75.00$75.007/16/2010 5:25:35 PM
brightest-breathtaking-finance$100.00$100.007/16/2010 5:25:54 PM
kmr2$71.02$71.027/16/2010 5:34:33 PM
elegant-income3$30.00$30.007/16/2010 5:13:17 PM
Thylow$25.00$25.007/16/2010 5:51:17 PM
thorough-exchange4$25.00$25.007/16/2010 5:26:13 PM
robot777$40.00$40.007/16/2010 5:15:28 PM
simplelender80$100.00$100.007/16/2010 5:15:40 PM
jdrez$25.00$25.007/16/2010 5:34:31 PM
rescue$50.00$50.007/16/2010 5:15:56 PM
AdamDB$25.00$25.007/16/2010 6:11:12 PM
Anny-Disco$100.00$100.007/16/2010 7:46:46 PM
SimpleChoice$25.00$25.007/16/2010 7:51:24 PM
orange-preeminant-bill$69.63$69.637/16/2010 8:07:19 PM
sensible-order2$25.00$25.007/16/2010 8:07:23 PM
deal-frontier$36.28$36.287/16/2010 8:51:16 PM
value-caravan$25.00$25.007/16/2010 9:12:09 PM
qtmspin$25.00$25.007/16/2010 5:19:00 PM
capital-mover7$45.93$45.937/16/2010 8:56:20 PM
cpblue79$25.49$25.497/16/2010 10:31:45 PM
munnu$25.00$25.007/16/2010 5:21:08 PM
moola-man$30.00$30.007/16/2010 9:46:29 PM
drumcorpsnut$27.07$27.077/17/2010 2:46:21 AM
ryan23$25.00$25.007/16/2010 5:25:05 PM
bowdish1$50.00$50.007/17/2010 4:37:33 AM
worldly-community3$25.00$25.007/16/2010 5:33:37 PM
a-thoughtful-principal$78.00$78.007/16/2010 5:35:05 PM
treasure-bliss$100.00$100.007/17/2010 4:37:35 AM
shadargroup$25.00$25.007/16/2010 5:51:22 PM
p2p-harmony$30.56$30.567/17/2010 7:01:27 AM
foothillender$25.00$25.007/17/2010 6:32:03 AM
inforapenny$50.00$50.007/16/2010 6:52:00 PM
coin-investor$25.00$25.007/16/2010 7:06:52 PM
inspiring-reward$150.00$150.007/17/2010 6:57:13 AM
MLMarine$25.00$25.007/17/2010 8:12:07 AM
djronin47$25.00$25.007/16/2010 7:36:37 PM
callmebryan$25.00$25.007/17/2010 8:51:14 AM
radforj22$25.00$25.007/17/2010 8:06:37 AM
melodious-fairness$25.00$25.007/17/2010 8:41:29 AM
estokes76$100.00$100.007/16/2010 9:09:36 PM
IIP77$25.00$25.007/16/2010 9:31:30 PM
riproaringrapids$25.00$25.007/17/2010 9:41:28 AM
knothead$25.00$25.007/16/2010 9:37:51 PM
KBank$25.00$25.007/17/2010 9:46:36 AM
Artist_Blue$25.00$25.007/17/2010 9:32:34 AM
AlexTrep$25.00$25.007/16/2010 10:01:27 PM
Prosp_Lender$28.08$28.087/16/2010 10:07:27 PM
Heatguy$25.00$25.007/16/2010 10:31:13 PM
unassassinable$25.00$25.007/16/2010 11:01:47 PM
lendmedo$25.00$25.007/17/2010 11:07:58 AM
DreDub$50.00$50.007/17/2010 12:11:24 AM
runner262$25.00$25.007/17/2010 1:12:51 PM
giannyny$25.00$25.007/17/2010 1:15:35 PM
Viamin$25.00$25.007/17/2010 12:55:03 PM
adamnash$25.00$25.007/17/2010 12:55:43 PM
tallmon$25.00$25.007/17/2010 4:37:32 AM
minddoc$25.00$25.007/17/2010 1:11:59 PM
OrcaFIN$25.00$25.007/17/2010 1:14:41 PM
jammers$25.00$25.007/17/2010 1:30:19 PM
money-bauble$25.00$25.007/17/2010 6:57:50 AM
suomynona$25.00$25.007/17/2010 7:01:25 AM
visionary-commerce$25.00$25.007/17/2010 7:16:14 AM
scottjbarn$25.00$25.007/17/2010 1:54:11 PM
atrain2007$25.00$25.007/17/2010 8:31:17 AM
heavenly-repayment4$26.21$26.217/17/2010 8:41:24 AM
Aegean$25.00$25.007/17/2010 2:09:36 PM
JFKPilot$25.00$25.007/17/2010 9:01:59 AM
Rothgoe$25.00$25.007/17/2010 1:51:01 PM
danthemon35$25.00$25.007/17/2010 2:12:46 PM
slartibardfast$25.00$25.007/17/2010 2:13:19 PM
smloanbigresult$25.00$25.007/17/2010 2:10:20 PM
NELNET$36.22$36.227/17/2010 2:11:43 PM
JGB$54.86$54.867/17/2010 2:13:23 PM
nybanker85$50.00$50.007/17/2010 9:57:22 AM
Fiimg$50.00$50.007/17/2010 10:06:18 AM
tremendous-payment$25.00$25.007/17/2010 2:25:26 PM
bold-special-peace7$44.72$44.727/17/2010 2:26:11 PM
ahalls$25.00$25.007/17/2010 2:16:39 PM
thrifty-return$25.44$25.447/17/2010 2:23:24 PM
finance-prescription$25.00$25.007/17/2010 3:46:14 PM
reward-walnut$25.00$25.007/17/2010 11:08:34 AM
economy-producer$25.00$25.007/17/2010 2:26:04 PM
analogman$25.00$25.007/17/2010 1:10:46 PM
inspired-agreement$25.00$25.007/17/2010 5:52:04 PM
shrewd-deal$25.00$25.007/17/2010 6:26:20 PM
robweiss$25.00$25.007/17/2010 1:28:03 PM
Herluftrolle$25.00$25.007/17/2010 1:29:07 PM
indomitable-felicity$25.00$25.007/17/2010 7:06:41 PM
madpinto21$28.40$28.407/17/2010 1:31:03 PM
well-mannered-income3$25.00$25.007/17/2010 6:26:48 PM
zzztimbo$50.00$50.007/17/2010 6:57:06 PM
gavinfh$25.00$25.007/17/2010 8:37:14 PM
mercuriant$25.00$25.007/17/2010 1:39:55 PM
syberhat$27.77$27.777/17/2010 1:51:03 PM
anyoi$34.81$34.817/17/2010 1:55:42 PM
nycfinance$25.00$25.007/17/2010 11:07:31 PM
MKLInvestments$25.00$25.007/17/2010 2:09:12 PM
Phillip298$25.00$25.007/17/2010 2:10:57 PM
success1001$36.73$36.737/17/2010 2:11:45 PM
cash-boots$25.00$25.007/17/2010 2:24:11 PM
czar3$29.42$29.427/17/2010 2:24:55 PM
masonn$50.00$50.007/18/2010 5:21:20 AM
impeccable-transparency$25.90$25.907/17/2010 2:25:58 PM
Loanliness$25.00$25.007/18/2010 6:42:54 AM
Contact911$50.00$50.007/18/2010 5:21:21 AM
Trakissta$27.98$27.987/18/2010 7:38:15 AM
twirl2$25.00$25.007/18/2010 5:46:20 AM
Bank_Of_XL$50.00$50.007/18/2010 9:32:30 AM
norcaliboy22$25.00$25.007/18/2010 10:31:48 AM
golden-cat$25.00$25.007/17/2010 6:57:06 PM
pbenjamin$25.00$25.007/17/2010 9:26:13 PM
bid-arrow9$25.00$25.007/18/2010 11:06:17 AM
rate-gravity$100.00$100.007/18/2010 11:53:05 AM
Entejaeger$25.00$25.007/18/2010 5:21:19 AM
Raye147$25.00$25.007/18/2010 11:26:42 AM
inspired-duty5$25.42$25.427/18/2010 8:18:06 AM
moola-wildebeest3$50.00$50.007/18/2010 1:25:59 PM
first-class-dime$50.00$50.007/18/2010 3:09:45 PM
CASSHMAN$50.00$50.007/18/2010 4:37:02 PM
loan-adventurer7$36.00$36.007/18/2010 4:37:29 PM
orgy63$25.00$25.007/18/2010 3:18:30 PM
8bitnintendo$25.00$25.007/18/2010 10:46:11 AM
Binan$25.00$25.007/18/2010 5:36:19 PM
TeamAmerica$25.00$25.007/18/2010 4:37:33 PM
new-honorable-rate$25.00$25.007/18/2010 7:11:22 PM
bayfocus$25.00$25.007/18/2010 7:11:31 PM
happy-return4$25.00$25.007/18/2010 7:22:54 PM
4link$50.00$50.007/18/2010 7:23:59 PM
KrazyCelticKid$75.00$75.007/18/2010 7:24:05 PM
building-america$25.00$25.007/18/2010 7:24:17 PM
gulch$25.00$25.007/18/2010 7:24:04 PM
kind-unassuming-fund$25.00$25.007/18/2010 7:24:09 PM
UT-Longhorn$25.00$25.007/18/2010 7:24:14 PM
blue-useful-auction$25.00$25.007/18/2010 11:10:55 AM
Int_PrinRateTime4000$35.00$35.007/18/2010 12:09:23 PM
reflective-rupee$25.00$25.007/18/2010 7:36:34 PM
reflective-rupee$25.00$25.007/18/2010 7:36:57 PM
wwwUniversal$25.00$25.007/18/2010 10:20:21 PM
upright-asset2$25.00$25.007/18/2010 4:36:59 PM
mla$25.00$25.007/18/2010 4:37:03 PM
vacaerol$30.00$30.007/18/2010 7:23:56 PM
balance-voyager$100.00$100.007/18/2010 7:24:05 PM
nickel-ferret$25.00$25.007/18/2010 7:24:10 PM
friendly-market5$50.00$50.007/18/2010 7:24:19 PM
Reputation1$50.00$50.007/18/2010 7:26:45 PM
CornerKetch$25.00$25.007/18/2010 7:31:25 PM
ptjg$25.00$25.007/19/2010 10:28:47 AM
favorite-commerce$25.00$25.007/19/2010 11:26:47 AM
attractive-rate$25.00$25.007/19/2010 7:00:44 PM
commanding-income774$25.00$25.007/19/2010 5:29:46 PM
tnjohnso$25.00$25.007/20/2010 1:18:46 AM
elegant-loot$25.00$25.007/20/2010 10:43:37 AM
debtcollector$100.00$100.007/20/2010 5:31:00 AM
credit-panda1$25.00$25.007/20/2010 12:03:26 PM
FJerry$25.00$25.007/21/2010 1:52:15 AM
the-bill-matrix$25.00$25.007/21/2010 9:24:44 AM
Easystreet$25.00$25.007/21/2010 10:11:41 AM
CADETTO$42.01$42.017/21/2010 8:30:41 AM
forthright-rupee$25.00$25.007/21/2010 10:55:42 AM
green-rapid-openness$50.00$50.007/22/2010 3:19:02 AM
a-resplendent-commitment$45.00$45.007/21/2010 4:56:06 PM
ccclaireee333$25.00$25.007/22/2010 9:58:59 AM
dynrep$100.00$100.007/22/2010 8:09:00 AM
rockhound84$25.00$25.007/22/2010 12:30:36 PM
lender-inc$25.00$25.007/22/2010 5:42:30 PM
blackstar$25.00$25.007/22/2010 6:51:47 PM
rockhound84$25.00$25.007/22/2010 6:21:50 PM
credit-missile$25.00$25.007/22/2010 7:56:54 PM
850$50.00$50.007/23/2010 12:10:41 AM
persistent-funds9$34.56$34.567/23/2010 6:25:30 AM
integrity-cowbell$25.00$25.007/23/2010 6:46:34 AM
dgagli1$35.00$35.007/23/2010 7:37:09 AM
pythia$25.00$25.007/23/2010 6:25:47 AM
wonder3$25.00$25.007/23/2010 6:32:33 AM
maximizer$25.00$25.007/23/2010 7:05:01 AM
skillful-asset5$35.00$35.007/22/2010 7:54:58 PM
Chiss$25.00$25.007/22/2010 10:01:54 PM
principal-laser$100.00$100.007/23/2010 10:11:56 AM
dynrep$150.00$150.007/23/2010 11:29:09 AM
ponch12$26.92$26.927/23/2010 11:37:51 AM
wilmajean$50.00$50.007/23/2010 2:53:14 AM
lucrative-coin$50.00$50.007/23/2010 12:26:51 PM
gotigers1972$30.00$30.007/23/2010 5:42:31 AM
patriot384$200.00$200.007/23/2010 1:09:52 PM
leverage-monger$25.00$25.007/23/2010 1:33:24 PM
five-star-investment8$25.00$25.007/23/2010 9:02:44 AM
brightest-dignified-penny$25.00$25.007/23/2010 10:52:01 AM
Madmigel$69.05$69.057/23/2010 2:51:38 PM
Hatdance$25.00$25.007/23/2010 4:30:26 PM
compatible-diversification$25.00$25.007/23/2010 4:34:27 PM
leverage-monger$59.00$59.007/23/2010 4:17:01 PM
408 bids
 
Borrower Payment Dependent Notes Series 467072
This series of Notes was issued and sold upon the funding of the borrower loan #43725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,300.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-19-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $73.35
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $73.35
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 10
Enhanced (1-5): 4
First credit line: Apr-1999 Debt/Income ratio: 20%
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 1Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 21 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,672Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: TBO_LLC Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to? Consolidate varying rate credit cards. I know that you can't borrow your way out of debt but a lower rate makes it go away faster. I just paid off a $2200 balance on my home Improvment card that has not been reported yet.

My financial situation:
I am a good candidate for this loan because? I have a steady work history and no delinquencies.

Monthly net income: $ 3850.00

Monthly expenses: $ 1645
Housing: $ 800.
Insurance: $ 100.
Car expenses: $ 0
Utilities: $ 80.00
Phone, cable, internet: $ 65.00
Food, entertainment: $ 100-150.00
Clothing, household expenses $
Credit cards and other loans: $ 500.00 (will be replaced by this loan)
Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
successful-euro$50.00$50.007/19/2010 5:09:50 PM
rescue$50.00$50.007/19/2010 5:16:41 PM
Artist_Blue$25.00$25.007/19/2010 5:06:56 PM
personal-lender$25.00$25.007/19/2010 5:18:53 PM
delicious-social132$35.00$35.007/19/2010 5:19:26 PM
ichibon$100.00$100.007/19/2010 5:19:55 PM
kulender$25.00$25.007/19/2010 5:20:45 PM
munnu$25.00$25.007/19/2010 5:21:04 PM
LittleRhody07$25.00$25.007/20/2010 5:16:11 AM
principal-bull$25.00$25.007/19/2010 6:28:01 PM
RandyL3$25.00$25.007/21/2010 2:02:08 AM
zevonyc$25.00$25.007/21/2010 7:12:31 AM
treasure-hunter270$25.00$25.007/21/2010 3:10:21 PM
outofoffice$50.00$50.007/21/2010 4:28:23 PM
Light_Verity$200.00$200.007/22/2010 4:15:55 PM
Boba1964$25.00$25.007/23/2010 8:15:03 PM
money-engine$25.00$25.007/23/2010 8:23:55 PM
PadreAyudate$25.00$25.007/24/2010 7:38:40 AM
GUIDOLANDIA$25.00$25.007/23/2010 9:38:25 PM
tsmonaghan$25.00$25.007/24/2010 10:36:16 AM
Snoopylover$25.00$25.007/24/2010 2:36:40 AM
listing-exchanger596$29.36$29.367/24/2010 4:55:52 AM
microfunder$25.00$25.007/24/2010 7:07:12 PM
ultimate-commitment$25.00$25.007/24/2010 9:09:57 PM
HealthAndSafety$100.00$100.007/24/2010 9:44:23 PM
productive-finance$25.00$25.007/24/2010 10:22:16 AM
emunah6$25.00$25.007/25/2010 10:09:29 AM
debt-legend$25.00$25.007/25/2010 9:44:32 AM
vutah$25.00$25.007/24/2010 1:36:06 PM
Jcardone33$25.00$25.007/25/2010 3:16:42 PM
Crysalith$28.47$28.477/24/2010 6:30:44 PM
wwilcoxen$50.00$50.007/24/2010 9:40:48 PM
PalmerTheEmbalmer$25.00$25.007/25/2010 4:09:40 PM
M_ERIC_CANE$50.00$50.007/26/2010 5:42:57 AM
Spkthewrd3$25.00$25.007/26/2010 6:21:48 AM
singletrck$25.00$25.007/26/2010 7:59:08 AM
qtmspin$25.00$25.007/19/2010 5:19:19 PM
Investoman$100.00$26.887/19/2010 5:21:27 PM
ethicalhumanist$25.00$25.007/19/2010 5:23:27 PM
studious-bonus7$100.00$100.007/19/2010 5:18:42 PM
anders94$25.00$25.007/19/2010 5:19:30 PM
Mav26$25.00$25.007/19/2010 6:43:04 PM
ChristopherHS$25.00$25.007/21/2010 2:14:57 AM
Iloanyoumoney$25.00$25.007/21/2010 9:51:32 AM
Cliffie83$30.67$30.677/21/2010 6:46:19 PM
Cherrypicker$25.00$25.007/21/2010 7:58:21 PM
sagitarius84$25.62$25.627/22/2010 12:37:12 PM
Flying_Tilapia$25.00$25.007/22/2010 3:44:35 PM
Dollars4Rent$25.00$25.007/22/2010 7:58:21 PM
FundMaker$25.00$25.007/23/2010 1:31:41 PM
crw1950$50.00$50.007/23/2010 7:31:56 PM
starry2001$25.00$25.007/23/2010 6:13:42 PM
Kelor99$25.00$25.007/24/2010 9:41:59 AM
bornsucka$25.00$25.007/24/2010 3:05:47 AM
mlpinz$50.00$50.007/24/2010 5:24:15 AM
rummy06$25.00$25.007/24/2010 7:15:17 PM
PAPAT$30.00$30.007/24/2010 7:44:08 AM
DaddyBill$25.00$25.007/24/2010 8:38:52 AM
durability-halibut$25.00$25.007/24/2010 10:46:27 PM
RIVERHTS$50.00$50.007/24/2010 11:06:46 AM
best-generosity-financier$25.00$25.007/25/2010 11:43:40 AM
Richmp412$25.00$25.007/24/2010 12:48:08 PM
mwichmann4$44.00$44.007/24/2010 4:00:01 PM
EasternLender$25.00$25.007/25/2010 5:44:24 PM
Johnab$25.00$25.007/26/2010 7:28:26 AM
shur$25.00$25.007/26/2010 8:37:07 AM
66 bids
 
Borrower Payment Dependent Notes Series 467086
This series of Notes was issued and sold upon the funding of the borrower loan #43717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jul-19-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $407.12
Final lender yield: 31.48% Final borrower rate/APR: 32.48% / 34.90% Final monthly payment: $394.39
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 19.85%  
Lender servicing fee: 1.00% Estimated return: 11.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 4
Enhanced (1-5): 5
First credit line: Jun-1997 Debt/Income ratio: 17%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 1Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 7 / 4Length of status:7y 0m
Amount delinquent: $0 Total credit lines: 31 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,976Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: oborseth Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 38 ( 90% ) 680-699 (Latest)
Principal borrowed: $6,600.00< 31 days late: 4 ( 10% )  
680-699 (May-2010)
680-699 (Apr-2008)
620-639 (May-2007)
640-659 (Jul-2006)
 
Principal balance: $1,012.65 31+ days late: 0 ( 0% )
Total payments billed: 42  
Description
4th Prosper Loan - Long Time User
Purpose of loan:
This loan will be used to pay off my current Prosper loan and pay for our families trip to Brazil in December for our wedding there. I am a long time borrower and lender on Prosper. This will be my 4th loan through Prosper and I have always been a stellar borrower. I don't recall what the 4 late payments were from but I think they were from when I had changed banks and didn't update Prosper. As you can see, my credit profile shows 0 delinquencies, my debt to income ratio is very low, and my enhanced Prosper score is 5/5. The HR rating is completely unwarranted.

Monthly NET income: $6000+ (gross: $7583+)

Monthly expenses:
??Housing: $1700
??Insurance: $180
??Car expenses: $600
??Utilities: $150
??Phone, cable, internet: $50
??Food, entertainment: $600
??Clothing, household expenses $200
??Credit cards and other loans: $150
Preschool: $750
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of $176.13 in winning bids.
"A fellow Colorado resident!"
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
principal-mermaid$300.00$300.007/19/2010 6:22:27 PM
lender12345$25.00$25.007/20/2010 8:34:28 PM
JGuide$51.13$51.137/20/2010 9:43:25 PM
alexgalt$100.00$100.007/21/2010 7:16:33 AM
loanman2007$50.00$50.007/21/2010 11:42:41 AM
enthusiastic-balance5$300.00$300.007/21/2010 6:15:07 PM
reflective-rupee$125.00$125.007/22/2010 11:12:16 AM
respectful-credit3$25.00$25.007/22/2010 5:23:21 PM
SolarMoonshine$200.00$200.007/22/2010 3:50:43 PM
unger$150.00$150.007/23/2010 3:58:25 AM
note-pursuit$25.00$25.007/22/2010 4:51:57 PM
pietro_torna_indietro$26.33$26.337/23/2010 10:58:59 AM
well-mannered-income3$60.00$60.007/23/2010 11:28:30 AM
larryboy10$25.00$25.007/23/2010 12:04:37 PM
icanhasloanz$200.00$200.007/23/2010 1:00:45 PM
well-mannered-income3$100.00$100.007/23/2010 8:21:29 AM
taetrade$25.00$25.007/23/2010 5:42:28 PM
myutmost$29.95$29.957/23/2010 8:50:31 PM
kingston1$25.00$25.007/23/2010 5:22:59 PM
Paxman84$50.00$50.007/24/2010 7:34:26 AM
congardner1$25.00$25.007/24/2010 11:06:34 AM
MrPie$25.00$25.007/24/2010 11:18:13 AM
upbeat-wealth$25.00$25.007/24/2010 12:29:07 PM
ice518$30.00$30.007/24/2010 3:00:22 PM
tcbmc$50.00$50.007/24/2010 3:24:37 PM
umwol13$25.00$25.007/24/2010 8:18:03 AM
ddoneday$35.00$35.007/24/2010 9:25:16 PM
ddoneday$34.81$34.817/24/2010 9:29:45 PM
sincere-balance$25.00$25.007/24/2010 9:36:34 PM
nickel-acrobat$100.00$100.007/24/2010 9:36:00 PM
JauaFlash$28.69$28.697/25/2010 7:58:05 AM
wlm3012$25.00$25.007/25/2010 11:51:51 AM
bold-flexible-transaction$25.00$25.007/25/2010 2:47:39 PM
Moe87$50.00$50.007/24/2010 1:13:09 PM
Feyenoord$25.00$25.007/25/2010 4:54:09 PM
orange-pound-party$35.00$35.007/24/2010 4:46:44 PM
hawaiitechnical$25.00$25.007/24/2010 7:47:25 PM
onecooldrink$25.00$25.007/25/2010 12:22:06 AM
debt-legend$25.00$25.007/25/2010 9:46:35 AM
Kennfusion$35.00$35.007/26/2010 3:51:54 AM
golffish2$100.00$100.007/26/2010 4:42:40 AM
crw1950$50.00$50.007/26/2010 6:15:18 AM
snm2001$25.00$25.007/26/2010 7:50:50 AM
clemclan$25.00$25.007/26/2010 8:16:51 AM
glroark$50.00$50.007/26/2010 9:31:28 AM
Eaglehigh$25.00$25.007/26/2010 1:56:56 PM
courteous-bazaar$200.00$200.007/26/2010 2:18:46 PM
YoungTaxMan$525.00$525.007/26/2010 2:07:05 PM
exciting-fairness$200.00$200.007/26/2010 2:23:59 PM
113121$1,000.00$906.277/26/2010 3:25:52 PM
gold-cluster$100.00$100.007/26/2010 3:30:12 PM
farchoir$25.00$25.007/26/2010 3:35:57 PM
JGuide$100.00$100.007/26/2010 3:27:00 PM
autonomous-truth$25.00$25.007/26/2010 3:38:50 PM
shrewd-income$150.00$150.007/26/2010 3:44:40 PM
mkvance$25.78$25.787/26/2010 4:38:30 PM
rockwild$40.94$40.947/26/2010 4:33:54 PM
PeePaw$25.00$25.007/26/2010 4:45:54 PM
brightest-dignified-penny$25.00$25.007/26/2010 4:44:42 PM
NoMoreDebt4Me$30.69$30.697/26/2010 4:45:06 PM
FallonCredit$25.00$25.007/26/2010 4:44:40 PM
thoughtful-integrity$34.13$34.137/26/2010 4:52:49 PM
market-pudding$25.00$25.007/20/2010 1:33:17 PM
nodebt2012$40.00$40.007/20/2010 8:45:40 AM
BrighterSuns$25.00$25.007/20/2010 8:33:23 PM
respectful-credit3$27.00$27.007/21/2010 5:54:23 PM
PackFan13$25.00$25.007/21/2010 9:06:03 PM
reflective-rupee$125.00$125.007/21/2010 7:54:18 PM
Kash2010lu$50.00$50.007/21/2010 6:16:51 PM
well-mannered-income3$150.00$150.007/22/2010 9:46:29 AM
realtormoises$25.00$25.007/22/2010 1:09:42 PM
UCLA4life$25.00$25.007/22/2010 9:52:20 AM
shrewd-income$100.00$100.007/22/2010 2:42:55 PM
CommunityArts_Non-profit$25.00$25.007/22/2010 3:18:51 PM
FarmersBank$28.57$28.577/22/2010 11:31:48 AM
rate-farm3$225.65$225.657/23/2010 9:12:30 AM
Jinja$28.55$28.557/23/2010 12:57:27 PM
icanhasloanz$200.00$200.007/23/2010 12:59:00 PM
EverettFinancial$25.00$25.007/23/2010 2:07:04 PM
attractive-rate$25.00$25.007/23/2010 2:36:10 PM
eriqnoodle$25.00$25.007/23/2010 4:06:13 PM
draggon77$25.00$25.007/23/2010 5:07:34 PM
chameleon125$75.00$75.007/23/2010 9:10:54 PM
PXM-Financial$50.00$50.007/23/2010 10:30:54 PM
EretzCapital$90.02$90.027/23/2010 5:42:38 PM
kingston1$25.00$25.007/23/2010 9:00:33 PM
zydeco337$25.00$25.007/24/2010 11:31:40 AM
genuine-integrity0$25.00$25.007/24/2010 11:34:11 AM
icanloanit2u$50.00$50.007/24/2010 12:41:47 PM
vine99$50.00$50.007/24/2010 2:08:43 PM
autonomous-power$45.00$45.007/24/2010 7:16:19 PM
LKCGICG$50.00$50.007/24/2010 10:12:45 PM
Sandboxer$40.00$40.007/24/2010 11:22:11 PM
supreme-hope$25.00$25.007/25/2010 7:47:26 AM
coyone$64.90$64.907/24/2010 11:20:06 AM
reward-dynamo$25.00$25.007/25/2010 10:58:38 AM
Kash2010lu$25.00$25.007/24/2010 1:05:39 PM
Kqwik$162.40$162.407/25/2010 5:49:02 PM
Graven33$25.00$25.007/25/2010 4:23:51 PM
twjh$25.00$25.007/24/2010 4:48:23 PM
nodebt2012$25.00$25.007/24/2010 7:26:29 PM
hellasow$25.00$25.007/25/2010 3:53:48 AM
AtmaSingshu$25.00$25.007/25/2010 5:24:06 AM
mobius_titan$25.00$25.007/26/2010 3:20:48 AM
marinbb$50.00$50.007/26/2010 5:03:58 AM
lookin_up$50.00$50.007/26/2010 5:47:07 AM
Robertd918$25.00$25.007/26/2010 6:02:36 AM
red-favorable-basis$25.00$25.007/26/2010 6:04:37 AM
Hummer-Guy$25.00$25.007/26/2010 6:26:09 AM
fairness-atmosphere$30.00$30.007/26/2010 7:23:35 AM
RyanM561$25.00$25.007/26/2010 7:27:25 AM
Fun54115$25.00$25.007/26/2010 8:36:17 AM
GABC-1$26.00$26.007/26/2010 8:55:17 AM
fairgirl$25.00$25.007/26/2010 9:36:24 AM
entertaining-revenue$25.00$25.007/26/2010 10:04:46 AM
JGuide$25.00$25.007/26/2010 10:17:57 AM
tacologic$200.00$200.007/26/2010 1:59:48 PM
REITRUST$25.00$25.007/26/2010 2:09:23 PM
revenue-driver8$50.00$50.007/26/2010 1:59:43 PM
Kash2010lu$25.00$25.007/26/2010 2:07:16 PM
bambampk$25.00$25.007/26/2010 2:11:35 PM
rockhound84$25.00$25.007/26/2010 2:40:21 PM
courteous-note1$30.00$30.007/26/2010 2:22:46 PM
ultimate-dough0$25.00$25.007/26/2010 2:37:23 PM
Rip128$100.00$100.007/26/2010 3:21:47 PM
mrreynol$25.00$25.007/26/2010 3:34:23 PM
autonomous-truth$100.00$100.007/26/2010 3:27:45 PM
llennoc$25.00$25.007/26/2010 3:45:32 PM
worth-jedi5$50.00$50.007/26/2010 3:30:51 PM
icon688$25.00$25.007/26/2010 3:34:29 PM
RecoveryLender$25.00$25.007/26/2010 3:36:02 PM
loanman2007$25.00$25.007/26/2010 4:02:59 PM
loanman2007$175.00$175.007/26/2010 4:04:59 PM
malomar66$55.78$55.787/26/2010 4:00:06 PM
WxChem$37.40$37.407/26/2010 4:09:06 PM
bmw2$50.00$50.007/26/2010 4:14:31 PM
Nerdster1$40.01$40.017/26/2010 4:43:31 PM
twjh$25.00$25.007/26/2010 4:52:52 PM
138 bids
 
Borrower Payment Dependent Notes Series 467342
This series of Notes was issued and sold upon the funding of the borrower loan #43701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Jul-20-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 21.55% Starting borrower rate/APR: 22.55% / 25.08% Starting monthly payment: $57.71
Final lender yield: 20.00% Final borrower rate/APR: 21.00% / 23.51% Final monthly payment: $56.51
 
Auction yield range: 7.93% - 21.55% Estimated loss impact: 8.47%  
Lender servicing fee: 1.00% Estimated return: 11.53%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 8
Enhanced (1-5): 5
First credit line: Sep-1989 Debt/Income ratio: 15%
Credit score: 700-719 (Jul-2010) Inquiries last 6m: 1Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 4 / 2Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 31 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,633Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: diversification-bumblebee0 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
BILL CONSOLIDATION
Purpose of loan:
This loan will be used to?
CONSOLIDATE BILLS
My financial situation:
I am a good candidate for this loan because?
I ALWAYS PAY WHAT I OWE.??? NOTHING IS FREE, IF I GET THE LOAN YOU WILL BE PAID IN FULL ON TIME EACH MONTH.
Monthly net income: $
2000.00
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 250.00
??Car expenses: $ 60.00
??Utilities: $ 96.00
??Phone, cable, internet: $?100.00??Food, entertainment: $ 200.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 160.00
??Other expenses: $ 75.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I think you?re a great candidate to pledge / bid for!!.What's your share of the monthly rent (or mortgage) and what's your significant others? Also, what do you pay monthly toward the auto lease (or car loan) and what does your significant other pay? - SmartConsolidation
A: I am married and my husband does work. his annual income is roughly 35000.00 per year. he is a supervisor with the pa game commission. my 23 year old daughter also lives with us and works part time for the past 5 years at carrols rest home in bedford, pa. the loan is actually for her, but i want to purchase the car for her as she totaled her saturn 2 weeks ago. we have no mortgage and have a clear deed. (Jul-21-2010)
Q: Do you have an IRA, 401k, or 403b? If so, what?s a rough estimate of the value? Unlike a Pension fund, these have cash value and can be partially withdrawn. ONLY do this if behind on payments to save your credit. Penalties to cash in are STEEP! - SmartConsolidation
A: i do not have any of these. (Jul-21-2010)
Q: How do you build up your revolving debt? Thanks and best wishes. - reflective-rupee
A: not sure how to answer that question. i closed out two credit cards and am paying them down each month with large payments. ie: last month i paid approximately $500.00 on a debt load that i made in prior years. hard lesson to learn! (Jul-21-2010)
Q: I am funding your loan. Please don't borrow against existing credit lines after consolidation. Use this opportunity to get out of debt. Please save enough $ to cover 3 months of total living expense. Good Luck - BuzzyBee336
A: i do not want to incur any more debt load. i am actually working 3 part time jobs and one full time job myself. my husband works full time for the state of pennsylvania and my college age daughter, who will graduate and become an RN in may or june of 2011, works part time at a rest home. she has been there for 5 years and my husband has been at his job for over 18 years. he has been a supervisor for 3 years now. (Jul-26-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Approved$25.00$25.007/20/2010 4:01:57 PM
rate-mogul$50.00$50.007/20/2010 4:37:15 PM
wwwUniversal$25.00$25.007/20/2010 11:01:20 PM
SmartConsolidation$25.00$25.007/21/2010 3:12:55 PM
sincere-balance$25.00$25.007/21/2010 7:07:48 PM
SOP_Bank$25.00$25.007/21/2010 5:10:34 PM
caseattle$25.00$25.007/22/2010 12:03:21 PM
doopers$25.00$25.007/22/2010 11:03:42 PM
integrity-doctor$100.00$100.007/23/2010 8:02:17 AM
power-secret-agent$30.32$30.327/24/2010 3:43:39 AM
s270$25.00$25.007/24/2010 4:48:24 AM
rockhound84$25.00$22.757/24/2010 8:13:19 AM
kenang1$25.00$25.007/24/2010 1:17:17 PM
tech310$75.00$75.007/24/2010 4:21:41 PM
4mydaughterseducation$25.00$25.007/24/2010 6:41:30 PM
Bank_of_T$26.93$26.937/24/2010 9:23:41 AM
lucrative-coin$50.00$50.007/25/2010 10:32:55 AM
Lend_Dan$75.00$75.007/24/2010 5:15:58 PM
KSPHoldings$25.00$25.007/25/2010 6:50:41 AM
mercuriant$25.00$25.007/20/2010 4:17:42 PM
mckhbnpc$30.00$30.007/20/2010 4:19:05 PM
top-courteous-peso$80.00$80.007/20/2010 4:14:37 PM
Bank_Of_XL$50.00$50.007/21/2010 8:01:10 AM
Reliance_Banker$25.00$25.007/21/2010 2:49:24 PM
SolarMoonshine$25.00$25.007/21/2010 3:34:58 PM
favorite-commerce$25.00$25.007/22/2010 11:11:57 AM
tnjohnso$25.00$25.007/22/2010 3:21:49 PM
transaction-circuit$25.00$25.007/22/2010 5:56:48 PM
poolshark72$25.00$25.007/22/2010 6:41:12 PM
credit-panda1$25.00$25.007/23/2010 3:12:56 AM
spiff666$25.00$25.007/23/2010 7:07:13 AM
forthright-principal2$25.00$25.007/23/2010 12:23:08 PM
Kelor99$25.00$25.007/23/2010 12:29:14 PM
outofoffice$50.00$50.007/23/2010 12:03:34 PM
MoneyBag4366$25.00$25.007/23/2010 9:46:57 PM
green-rapid-openness$50.00$50.007/24/2010 4:22:22 AM
leverage-monger$25.00$25.007/24/2010 9:21:20 AM
SkinnyFish$25.00$25.007/24/2010 9:33:23 AM
ethicalhumanist$25.00$25.007/24/2010 5:22:40 PM
True-Patriot$25.00$25.007/24/2010 12:41:06 PM
vutah$25.00$25.007/25/2010 1:46:37 PM
rockhound84$25.00$25.007/24/2010 1:01:18 PM
jpollar$50.00$50.007/24/2010 6:51:16 PM
BuzzyBee336$35.00$35.007/24/2010 9:41:43 PM
44 bids
 
Borrower Payment Dependent Notes Series 467348
This series of Notes was issued and sold upon the funding of the borrower loan #43721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-20-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 26.25% Starting borrower rate/APR: 27.25% / 29.59% Starting monthly payment: $245.76
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $245.76
 
Auction yield range: 10.93% - 26.25% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 7
Enhanced (1-5): 4
First credit line: Oct-1995 Debt/Income ratio: 20%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 9 / 5Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,623Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: No  
Screen name: inventive-dinero8 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit cards
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Do you have an IRA, 401k, or 403b? If so, what?s a rough estimate of the value? Unlike a Pension fund, these have cash value and can be partially withdrawn. ONLY do this if behind on payments to save your credit. Penalties to cash in are STEEP! - SmartConsolidation
A: Yes but just getting started with it at Quiktrip (Jul-21-2010)
Q: Can you briefly explain your income and employment status more? Is this monthly amount before or after taxes are taken out? Also, does the amount listed include your significant others income or is this separate? - SmartConsolidation
A: I work as asst. Manager at Quiktrip I bring home around 2350.00 a month after taxes and insurance that is just my income (Jul-21-2010)
Q: I think you?re a great candidate to pledge / bid for!!... Can you briefly list payments on other car loans, personal loans, credit cards, mortgages, etc?.. Also, what are the monthly utilities, ins., living expenses, leases, etc. payments?.. THANKS! - SmartConsolidation
A: only have 1 car loan 413/month no personal loans 2 credit cards best buy no interest til 2012 with 2000 balance and bank of america with 1600 balance pay 500 mortgage utilites about 100 month. This is half not using my wife income for loan she pays other half of mortgage and utilities (Jul-21-2010)
Q: Hi and good luck to you. I am interested and comparing your listing to other borrowers. It would help your cause if we knew more of your situation like income and expenses and more details that show you are in control of your finances. Thanks. - back-scratchers
A: not sure what you are asking but I bring home 2350 a month after taxes and insurance I am married but only using my income for this loan have 1 car loan 413/ month mortgage 1000/ month utilites 200/ month that i pay half of. (Jul-21-2010)
Q: Hi, my question is in the description of the loan. could you explane the part that was left out? Also a little more about your job? Thanks - 1-HARD-HEAD
A: not sure what was left out? I am Asst. Manager at Quiktrip I bring home around 2350 a month after taxes and insurance I have good-excellent credit have had things come up that i want to get paid and keep my credit the way it is if not better it (Jul-21-2010)
5 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kfi805$25.00$25.007/20/2010 4:01:26 PM
FEWDollars$25.00$25.007/20/2010 4:01:47 PM
blue_skies_ahead$25.00$25.007/20/2010 4:01:30 PM
marketologist327$25.00$25.007/20/2010 4:03:00 PM
copper$30.00$30.007/20/2010 4:01:35 PM
Comoparklender$40.00$40.007/20/2010 4:03:03 PM
a-truth-upholder$50.00$50.007/20/2010 4:03:12 PM
r0b3m4n$25.00$25.007/20/2010 4:02:25 PM
Helenska11$25.00$25.007/20/2010 4:02:29 PM
listing-trapper3$50.00$50.007/20/2010 4:03:38 PM
nybanker85$50.00$50.007/20/2010 4:03:14 PM
successful-euro$30.00$30.007/20/2010 4:04:15 PM
Jonb6919$25.00$25.007/20/2010 4:03:40 PM
circuitfive$25.00$25.007/20/2010 4:04:51 PM
GInBaghdad$25.00$25.007/20/2010 4:06:01 PM
easybreezy$25.00$25.007/20/2010 4:05:50 PM
desertoasis$25.00$25.007/20/2010 4:06:00 PM
rhin0cerx$50.00$50.007/20/2010 4:06:07 PM
natecam$25.00$25.007/20/2010 4:06:33 PM
vibraphone3$50.00$50.007/20/2010 4:06:16 PM
zorg77$25.00$25.007/20/2010 4:06:37 PM
bold-special-peace7$49.00$49.007/20/2010 4:06:25 PM
innocent-loot$25.00$25.007/20/2010 4:07:00 PM
TheGeek$25.00$25.007/20/2010 4:06:42 PM
RebuildALife$25.00$25.007/20/2010 4:07:09 PM
worthy-bid8$100.00$100.007/20/2010 4:07:24 PM
rookiecrd1$50.00$50.007/20/2010 4:07:47 PM
bambampk$26.00$26.007/20/2010 4:08:04 PM
asset-professor$25.00$25.007/20/2010 4:08:47 PM
SacramentoLoaners$25.00$25.007/20/2010 4:09:10 PM
payment-freshmaker$50.00$50.007/20/2010 4:09:18 PM
parsec9$25.00$25.007/20/2010 4:09:37 PM
Gixxer600$25.00$25.007/20/2010 4:09:43 PM
kind-adventurous-finance$30.00$30.007/20/2010 4:09:42 PM
radforj22$25.00$25.007/20/2010 4:09:55 PM
moola-man$25.00$25.007/20/2010 4:10:13 PM
rvfbroker$25.00$25.007/20/2010 4:10:27 PM
gulch$25.00$25.007/20/2010 4:10:30 PM
oldmora$47.90$47.907/20/2010 4:10:33 PM
ThatDanGuy$30.00$30.007/20/2010 4:10:40 PM
Schu$50.00$50.007/20/2010 4:10:43 PM
ChuckieG$50.00$50.007/20/2010 4:11:28 PM
kidsskipp$25.00$25.007/20/2010 4:12:03 PM
versatile-platinum4$25.00$25.007/20/2010 4:11:12 PM
Ocean713$50.00$50.007/20/2010 4:12:19 PM
cash-spark3$25.00$25.007/20/2010 4:11:47 PM
valiant-liberty4$25.00$25.007/20/2010 4:11:54 PM
Nickle-and-Dime-Loans$25.00$25.007/20/2010 4:12:13 PM
special-currency6$50.00$50.007/20/2010 4:12:21 PM
Whipster$50.00$50.007/20/2010 4:17:14 PM
fairhelper$25.00$25.007/20/2010 4:02:24 PM
Artist_Blue$25.00$25.007/20/2010 4:02:33 PM
brilliant-balance$25.00$25.007/20/2010 4:17:55 PM
euro-shrine$25.00$25.007/20/2010 4:02:56 PM
seisen$100.00$100.007/20/2010 4:03:31 PM
gotjack$25.00$25.007/20/2010 4:03:36 PM
AlexTrep$25.00$25.007/20/2010 4:03:46 PM
bassman2$25.00$25.007/20/2010 4:04:21 PM
famous-bill$50.00$50.007/20/2010 4:04:27 PM
sensible-order2$25.00$25.007/20/2010 4:04:53 PM
Gibbyland$50.00$50.007/20/2010 4:04:58 PM
Rattlehead$25.00$25.007/20/2010 4:05:33 PM
intelligent-yield$25.00$25.007/20/2010 4:05:44 PM
FeedTheMachine$100.00$100.007/20/2010 4:05:49 PM
asmithj$50.00$50.007/20/2010 4:05:54 PM
delivery$25.00$25.007/20/2010 4:05:59 PM
contract-giant$25.00$25.007/20/2010 4:06:04 PM
life-is-great$25.00$25.007/20/2010 4:06:12 PM
BroncoNaug$50.00$50.007/20/2010 4:06:22 PM
logical-moola4$50.00$50.007/20/2010 4:06:53 PM
mtquan$25.00$25.007/20/2010 4:07:02 PM
creative-market5$25.00$25.007/20/2010 4:07:22 PM
Red_b17$50.00$50.007/20/2010 4:08:07 PM
value-dna$50.00$50.007/20/2010 4:08:25 PM
DreDub$35.51$35.517/20/2010 4:09:00 PM
benefit-squirrel$25.00$25.007/20/2010 4:09:04 PM
Vennela$25.00$25.007/20/2010 4:09:14 PM
Share_The_Wealth$50.00$50.007/20/2010 4:09:27 PM
matt_2006$25.00$25.007/20/2010 4:10:16 PM
stock106$25.00$25.007/20/2010 4:10:34 PM
picklesforarthur$25.00$25.007/20/2010 4:11:14 PM
punctual-kindness3$25.00$25.007/20/2010 4:11:20 PM
jonbozeman$25.00$25.007/20/2010 4:11:32 PM
restech$25.00$23.467/20/2010 4:12:28 PM
S-Master$25.00$25.007/20/2010 4:16:33 PM
1-HARD-HEAD$50.00$50.007/21/2010 3:10:53 PM
ChrisKwan$25.00$25.007/22/2010 9:51:29 AM
interstellar$50.00$50.007/23/2010 9:39:44 AM
FinanceEngine$25.00$25.007/23/2010 2:54:24 PM
loan-fate$50.00$50.007/24/2010 9:44:41 AM
financial-frenzy$25.00$25.007/24/2010 2:32:58 PM
Maetryx$42.93$42.937/24/2010 5:31:33 AM
back-scratchers$25.00$25.007/24/2010 11:46:32 PM
lucrative-coin$50.00$50.007/25/2010 10:33:45 AM
commanding-income774$25.00$25.007/26/2010 2:42:12 AM
bizlady75$25.00$25.007/20/2010 4:01:28 PM
Mailman2004$50.00$50.007/20/2010 4:02:51 PM
interest-griffin$25.00$25.007/20/2010 4:01:32 PM
gallant-camaraderi$25.71$25.717/20/2010 4:01:50 PM
calkidd05$25.00$25.007/20/2010 4:01:58 PM
reward-walnut$25.00$25.007/20/2010 4:02:27 PM
shrewd-peace7$50.00$50.007/20/2010 4:03:30 PM
GatorBux$25.00$25.007/20/2010 4:03:42 PM
AF-Chief$28.00$28.007/20/2010 4:04:12 PM
LuvToLend$25.00$25.007/20/2010 4:04:19 PM
IIP77$25.00$25.007/20/2010 4:03:47 PM
jengachamp$25.00$25.007/20/2010 4:05:39 PM
bountiful-durability$50.00$50.007/20/2010 4:05:36 PM
israel15$25.00$25.007/20/2010 4:06:08 PM
emphatic-deal5$40.00$40.007/20/2010 4:06:19 PM
exchange-synapse$50.00$50.007/20/2010 4:06:23 PM
hc90474$25.00$25.007/20/2010 4:06:59 PM
Investoman$75.00$75.007/20/2010 4:06:33 PM
dime-reaction$25.00$25.007/20/2010 4:07:05 PM
inspired-duty5$100.00$100.007/20/2010 4:06:48 PM
Bio-physicist$25.00$25.007/20/2010 4:07:16 PM
jml3482$25.00$25.007/20/2010 4:07:13 PM
stevefelty$30.00$30.007/20/2010 4:07:45 PM
rawman$25.00$25.007/20/2010 4:07:52 PM
norcaliboy22$25.00$25.007/20/2010 4:07:54 PM
moola-wildebeest3$25.00$25.007/20/2010 4:08:15 PM
svandgts$25.00$25.007/20/2010 4:08:27 PM
speedy-point$25.00$25.007/20/2010 4:08:42 PM
PRGuyinVA$25.00$25.007/20/2010 4:08:56 PM
lowrate$25.00$25.007/20/2010 4:08:45 PM
Georgia_Boy$25.00$25.007/20/2010 4:09:07 PM
sharpchicago$25.00$25.007/20/2010 4:09:13 PM
loan-genie88$25.00$25.007/20/2010 4:09:16 PM
clean-pound2$50.00$50.007/20/2010 4:10:11 PM
thorough-exchange4$25.00$25.007/20/2010 4:10:04 PM
Vreet$25.00$25.007/20/2010 4:10:24 PM
SNH$75.00$75.007/20/2010 4:10:29 PM
bullish2bearish$35.00$35.007/20/2010 4:10:53 PM
pixeldave$50.00$50.007/20/2010 4:10:57 PM
asiaratt$29.36$29.367/20/2010 4:10:37 PM
loot-heart$50.00$50.007/20/2010 4:11:24 PM
zone8$100.00$100.007/20/2010 4:12:07 PM
greatwhiteninja$25.00$25.007/20/2010 4:11:51 PM
loyalist1$50.00$50.007/20/2010 4:12:26 PM
Wellman$100.00$100.007/20/2010 4:11:57 PM
chicagoman$25.00$25.007/20/2010 4:12:05 PM
FASTIZIO_P$27.00$27.007/20/2010 4:12:16 PM
wwwUniversal$25.00$25.007/20/2010 4:15:52 PM
CashCow-Moooo-la$25.00$25.007/20/2010 4:02:43 PM
UT-Longhorn$25.00$25.007/20/2010 4:02:52 PM
HHP$25.00$25.007/20/2010 4:03:34 PM
yeti888$25.00$25.007/20/2010 4:04:55 PM
orderly-leverage$30.00$30.007/20/2010 4:05:42 PM
bnlforever$25.00$25.007/20/2010 4:05:56 PM
Dubbs360$50.00$50.007/20/2010 4:07:11 PM
Bank42$50.00$50.007/20/2010 4:09:02 PM
LoansomeRanger$25.00$25.007/20/2010 4:09:06 PM
ore-armada$50.00$50.007/20/2010 4:09:26 PM
DER$50.00$50.007/20/2010 4:09:33 PM
momoney2lend$25.00$25.007/20/2010 4:10:15 PM
inspiring-reward$150.00$150.007/20/2010 4:10:26 PM
gelidfrank$25.00$25.007/20/2010 4:10:35 PM
hgmlp$25.00$25.007/20/2010 4:11:30 PM
generous-deal6$25.00$25.007/20/2010 4:12:23 PM
gshx2$36.00$36.007/20/2010 9:31:07 PM
market-pudding$25.00$25.007/21/2010 4:57:22 AM
top-courteous-peso$25.00$25.007/21/2010 8:52:23 AM
mercuriant$25.00$25.007/21/2010 9:24:12 AM
SolarMoonshine$25.00$25.007/21/2010 9:55:56 AM
monstersdad$34.13$34.137/22/2010 11:28:08 AM
wonder3$50.00$50.007/23/2010 4:24:32 PM
realtormoises$25.00$25.007/23/2010 7:14:13 PM
ethicalhumanist$25.00$25.007/24/2010 5:26:46 PM
buffalobills$25.00$25.007/25/2010 4:10:29 PM
169 bids
 
Borrower Payment Dependent Notes Series 467436
This series of Notes was issued and sold upon the funding of the borrower loan #43712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Jul-19-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 33.15% Starting borrower rate/APR: 34.15% / 36.59% Starting monthly payment: $179.03
Final lender yield: 33.00% Final borrower rate/APR: 34.00% / 36.44% Final monthly payment: $178.69
 
Auction yield range: 13.93% - 33.15% Estimated loss impact: 15.52%  
Lender servicing fee: 1.00% Estimated return: 17.48%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 6
Enhanced (1-5): 5
First credit line: Jul-1992 Debt/Income ratio: 16%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:13y 6m
Amount delinquent: $0 Total credit lines: 40 Occupation: Social Worker
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,424Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: p2ploan-celebration8 Borrower's state: Illinois Borrower's group: Road To Better Credit
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Making a better life for my kids
Purpose of loan:
This loan will be used to? consolidate bills and needed car repairs
My financial situation:
I am a good candidate for this loan because? I?am a single mother of two wonderful boys who mean the world to me and I am doing everything I can to give them the best life possible.? Unfortunately?I went through a divorce a few years ago and did everything in my power to keep up but it finally came to a point I was fighting a losing battle.? I had to file bankruptcy due to an expensive divorce and getting stuck with alot of bills as they were in my name. Prior to the bankruptcy I had a credit score of 800 as I ALWAYS paid my bills and was never late.? I can PROMISE I will never allow that to happen again.? I have a great job and have been there for 13 years.? I have many references I can give you as to my character and financial stability to pay my bills.? The loan payments can be direct debited from my bank account.? I?have a couple bills left due to reaffirmation and also have some car repairs.? I would like to just have one payment.? I appreciate you taking the time to read my application and please do not hesitate to ask any questions.? Thank you!!!!

Monthly net income: $ 3742

Monthly expenses: $
??Housing: $ 750
??Insurance: $ 106
??Car expenses: $ 355
??Utilities: $ 150
??Phone, cable, internet: $ 125
??Food, entertainment: $ 250
??Clothing, household expenses $ 100?
??Credit cards and other loans: $ 200
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, You indicate that you can give references for your character, but there's no recommendation in your listing by your friend? Also, are those 6 delinquencies all from divorce? Why do you have 94% bankcard utilization? Thanks, - p2ploan-sensation211
A: I am new to this so I had stated I could provide references from people such as landlord or friends. I have disputed the 6 delinquencies as I was never late on any payments. I was told that those were due to the bankruptcy and should be changed to included in bankruptcies not delinquencies. My credit limit is only 1500 right now and had some unexpected expenses a while back that I had no choice but to use my credit card. That will be paid with this loan. (Jul-23-2010)
Q: Is that $250 for food accurate for 3 persons (you & your children)? Thanks, - p2ploan-sensation211
A: I would say anywhere from 250 to 350. I am a fairly good bargain shopper and I do buy stuff in bulk at times. I also have family that raise cattle so I don't have to buy a lot of meat. (Jul-23-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
finance-prescription$50.00$50.007/19/2010 5:15:12 PM
unger$100.00$100.007/19/2010 7:46:44 PM
green-rapid-openness$50.00$50.007/20/2010 4:41:25 AM
pembull$25.00$25.007/19/2010 6:33:45 PM
muirheaj$25.00$25.007/20/2010 8:38:48 AM
new-peso-concerto$100.00$100.007/20/2010 11:03:43 AM
noble-revenue$25.00$25.007/20/2010 4:36:18 PM
joyful-power9$50.00$50.007/20/2010 11:16:46 PM
tcbmc$25.00$25.007/21/2010 8:52:24 AM
BradP$50.00$50.007/21/2010 11:03:03 AM
loanman2007$25.00$25.007/22/2010 6:47:25 AM
jamiee73$25.00$25.007/21/2010 10:21:26 PM
-Tuxedo-$50.00$50.007/21/2010 10:36:05 PM
bold-direct-asset$25.00$25.007/22/2010 12:54:05 PM
Ven58$25.00$25.007/22/2010 11:33:08 AM
kingston1$25.00$25.007/22/2010 4:26:56 PM
rockhound84$25.00$25.007/22/2010 6:18:56 PM
p2ploan-sensation211$25.00$25.007/22/2010 8:41:08 PM
income-rocker2$50.00$50.007/23/2010 4:30:14 AM
exchange-cowbell5$25.00$25.007/22/2010 6:41:27 PM
Evolver$41.46$41.467/23/2010 1:24:06 AM
danza$25.00$5.867/23/2010 9:51:44 AM
payment-halo$25.00$25.007/23/2010 10:24:18 AM
davidy$25.00$25.007/23/2010 10:52:43 AM
irrelevant$25.00$25.007/23/2010 5:22:04 PM
LogCabin5$50.00$50.007/23/2010 8:26:03 PM
scoobiedoo$25.00$25.007/23/2010 10:04:08 PM
ultimate-power2$25.00$25.007/24/2010 9:49:35 AM
TFAD72$25.00$25.007/24/2010 11:58:01 AM
funimuni$25.00$25.007/24/2010 4:07:31 PM
ethicalhumanist$25.00$25.007/24/2010 4:07:39 PM
bold-dynamic-silver$25.00$25.007/24/2010 5:10:33 PM
Maetryx$42.92$42.927/24/2010 5:27:23 AM
rockhound84$25.00$25.007/25/2010 5:44:15 AM
wise-blazing-currency$30.00$30.007/24/2010 1:22:12 PM
red-ready-principal$25.00$25.007/25/2010 12:02:08 AM
jcw3rd$25.00$25.007/25/2010 8:28:49 AM
california5andime$25.00$25.007/25/2010 1:13:45 PM
top-courteous-peso$25.00$25.007/26/2010 6:01:13 AM
first-dinero-igloo$27.93$27.937/26/2010 6:48:16 AM
RyanM561$25.00$25.007/26/2010 7:30:14 AM
NekHoldings$25.00$25.007/26/2010 9:05:42 AM
sturdy-peace9$84.00$84.007/26/2010 11:19:38 AM
lucky2$25.00$25.007/26/2010 12:15:17 PM
revenue-driver8$25.00$25.007/26/2010 2:01:31 PM
insrq$25.00$25.007/26/2010 2:06:59 PM
ultimate-peace$150.00$150.007/26/2010 2:16:05 PM
MONEY_IN_THE_BANK$25.00$25.007/26/2010 2:38:05 PM
back-scratchers$25.00$25.007/26/2010 4:14:37 PM
brightest-dignified-penny$25.00$25.007/26/2010 4:46:35 PM
friendinmoney$25.00$25.007/26/2010 4:55:36 PM
top-courteous-peso$25.00$25.007/19/2010 5:15:14 PM
green-rapid-openness$50.00$50.007/20/2010 4:42:47 AM
Amber_Stone$25.00$25.007/19/2010 5:50:36 PM
green-rapid-openness$50.00$50.007/20/2010 4:43:26 AM
DHolly$25.00$25.007/20/2010 5:27:25 AM
income-rocker2$25.00$25.007/20/2010 9:37:44 AM
SolarMoonshine$25.00$25.007/20/2010 10:04:02 AM
lostviajero$25.00$25.007/20/2010 10:57:14 AM
green-rapid-openness$50.00$50.007/20/2010 4:42:09 AM
AlexTrep$25.00$25.007/20/2010 4:39:28 PM
MrMoneyBags$30.00$30.007/20/2010 8:29:24 PM
market-pudding$25.00$25.007/21/2010 4:52:29 AM
markhmn$50.00$50.007/21/2010 7:11:10 AM
gshx2$36.00$36.007/20/2010 9:24:34 PM
bright-exchange$25.00$25.007/20/2010 10:31:20 PM
interstellar$50.00$50.007/21/2010 1:48:15 AM
Helping-One-Another$121.53$121.537/21/2010 5:24:44 PM
platinum-cargo$25.00$25.007/21/2010 9:04:47 PM
simeonthewhale$25.00$25.007/22/2010 7:48:58 AM
impressive-openness7$31.25$31.257/22/2010 7:32:02 AM
gsd$25.00$25.007/22/2010 4:47:03 PM
420limo$29.25$29.257/22/2010 4:52:43 PM
explorer925$35.00$35.007/22/2010 8:08:04 PM
spiff666$25.00$25.007/23/2010 7:04:37 AM
chongngoc$50.00$50.007/23/2010 1:48:39 PM
hawaiitechnical$25.00$25.007/23/2010 10:16:21 AM
CoolPlexer$25.00$25.007/23/2010 6:12:52 PM
havok555$25.00$25.007/23/2010 7:06:40 PM
realtormoises$25.00$25.007/23/2010 7:13:11 PM
boo_hoo$50.00$50.007/23/2010 4:21:21 PM
courteous-cash6$36.00$36.007/24/2010 7:14:29 AM
MrPie$25.00$25.007/24/2010 11:20:03 AM
beach_bum$25.00$25.007/24/2010 12:09:35 PM
icanloanit2u$50.00$50.007/24/2010 1:53:32 PM
lucrative-coin$50.00$50.007/25/2010 8:47:52 AM
vine99$50.00$50.007/25/2010 4:51:14 PM
CMDCO$50.00$50.007/24/2010 6:34:40 PM
Bob450$30.00$30.007/24/2010 8:14:16 PM
IFGINVEST$48.96$48.967/24/2010 8:19:27 PM
LOAN_DOC$50.00$50.007/25/2010 10:07:16 AM
Rollshaft$25.00$25.007/26/2010 6:01:56 AM
dynrep$25.00$25.007/26/2010 8:26:36 AM
fairgirl$25.00$25.007/26/2010 9:42:48 AM
FOFagent1$200.00$200.007/26/2010 10:04:56 AM
njcass79$30.00$30.007/26/2010 10:26:06 AM
RecoveryLender$25.00$25.007/26/2010 10:32:44 AM
social-zebra$27.00$27.007/26/2010 11:44:19 AM
Chesterite$25.34$25.347/26/2010 12:37:36 PM
branaa99$25.00$25.007/26/2010 1:29:17 PM
2152$25.00$25.007/26/2010 1:25:40 PM
sweetlan$25.00$25.007/26/2010 1:53:53 PM
gmv814$40.00$40.007/26/2010 2:55:34 PM
bid-acrobat4$32.49$32.497/26/2010 4:01:57 PM
friendinmoney$25.00$25.007/26/2010 4:10:57 PM
Nerdster1$40.01$40.017/26/2010 4:44:50 PM
discrete-nickel$100.00$100.007/26/2010 4:45:23 PM
friendinmoney$25.00$25.007/26/2010 4:51:13 PM
108 bids
 
Borrower Payment Dependent Notes Series 467454
This series of Notes was issued and sold upon the funding of the borrower loan #43709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,800.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-19-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $57.41
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $57.41
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 4
First credit line: Apr-1981 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 16 / 11Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 34 Occupation: Student - College J...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,430Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: Yes  
Screen name: Juls404 Borrower's state: Ohio Borrower's group: 1st and BEST for Loans
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 35 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,700.00< 31 days late: 0 ( 0% )  
580-599 (Jan-2008)
580-599 (Dec-2007)
620-639 (May-2007)
600-619 (Mar-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Paying for College
Purpose of loan:

This loan will be used to pay part of my tuition.? I just received a small grant to cover part of it, so this Prosper loan will be used to pay the remainder.? I don't want to put it on a credit card.

My financial situation:

I am a good candidate for this loan because, in addition to being a full-time student, I have a part-time job that I got through eLance.? I also just started selling my artwork.? I paint ceramic tiles and frame them.? I sold my first one recently, and I plan on creating more to sell at art shows.

I am a homeowner and I am current on all of my bills.? Besides my mortgage, I have a second mortgage and three credit cards that I pay on.? My utility bills are a lot lower than average.? For one thing, I have never had cable TV.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.007/19/2010 5:06:52 PM
studious-bonus7$100.00$100.007/19/2010 5:18:38 PM
successful-euro$50.00$50.007/19/2010 5:09:48 PM
rescue$50.00$50.007/19/2010 5:16:36 PM
personal-lender$25.00$25.007/19/2010 5:18:58 PM
enthralling-deal180$100.00$100.007/19/2010 5:20:11 PM
Aberdeen$400.00$400.007/19/2010 5:37:42 PM
JustinCase$50.00$50.007/23/2010 8:50:44 AM
cwegert$71.95$71.957/23/2010 11:10:07 AM
mlpinz$50.00$50.007/24/2010 5:25:35 AM
DaddyBill$25.00$25.007/24/2010 8:44:02 AM
jayk63$25.00$25.007/25/2010 4:35:16 AM
colorfulgardener$25.00$25.007/25/2010 9:16:25 AM
debt-legend$25.00$25.007/25/2010 9:53:25 AM
Johnab$50.00$50.007/24/2010 6:03:29 PM
HealthAndSafety$100.00$100.007/24/2010 9:45:05 PM
kc_dude$25.00$25.007/25/2010 10:50:13 AM
Cherrypicker$50.00$50.007/26/2010 6:19:55 AM
anders94$25.00$25.007/19/2010 5:19:34 PM
kulender$25.00$25.007/19/2010 5:20:46 PM
munnu$25.00$25.007/19/2010 5:21:02 PM
Investoman$100.00$31.167/19/2010 5:21:21 PM
delicious-social132$35.00$35.007/19/2010 5:19:25 PM
ichibon$100.00$100.007/19/2010 5:19:50 PM
MoneyForNothing$51.11$51.117/20/2010 5:42:33 AM
heerzaquestion$25.00$25.007/22/2010 5:11:29 PM
Lender0307$25.00$25.007/22/2010 9:13:31 PM
LittleMingo$30.00$30.007/25/2010 3:40:55 AM
best-generosity-financier$25.00$25.007/25/2010 11:45:56 AM
martymaniaman$80.00$80.007/26/2010 6:02:44 AM
penny-finder$25.78$25.787/26/2010 10:00:06 AM
blue-useful-auction$25.00$25.007/26/2010 10:20:58 AM
wwwUniversal$25.00$25.007/26/2010 4:06:43 PM
33 bids
 
Borrower Payment Dependent Notes Series 467624
This series of Notes was issued and sold upon the funding of the borrower loan #43727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 34.5% Auction start date:  Jul-22-2010 
  Auction end date:  Jul-23-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $678.54
Final lender yield: 33.98% Final borrower rate/APR: 34.98% / 37.43% Final monthly payment: $678.37
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 36.51%  
Lender servicing fee: 1.00% Estimated return: -2.53%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 1
Enhanced (1-5): 5
First credit line: Sep-1998 Debt/Income ratio: 45%
Credit score: 700-719 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 1 Current / open credit lines: 9 / 8Length of status:16y 4m
Amount delinquent: $1,878 Total credit lines: 43 Occupation: Military Officer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,050Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: payment-boomer Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consilidation
Purpose of loan:
This loan will be used to consolidate all of my loans into one central payment and to pay for a family trip to visit my wife's grandmother, who is gravely ill in Texas

My financial situation:
I am a good candidate for this loan because as a 16 year military member, I know the repercussions to my career of not repaying my debts in full.

Monthly net income: $ 6300

Monthly expenses: $ 4900
??Housing: $ 1798
??Insurance: $ 150
??Car expenses: $810
??Utilities: $ 450
??Phone, cable, internet: $ 110
??Food, entertainment: $ 600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 900
??Other expenses: $ 4900
Information in the Description is not verified.
Friends And Family Winning Bids
julian_rojas72 has bid a total of $7,000.00 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Military-2-Military$2,500.00$2,500.007/22/2010 10:42:54 AM
vigilance-apple3$155.00$155.007/23/2010 9:41:42 AM
julian_rojas72$7,000.00$7,000.007/23/2010 6:17:16 PM
aurorafinancial$50.00$50.007/23/2010 6:22:58 PM
alexgalt$100.00$100.007/23/2010 6:22:40 PM
reflective-rupee$25.00$25.007/22/2010 4:43:32 PM
Legally_Blonde$126.53$126.537/22/2010 7:10:18 PM
Jaffet$7,000.00$5,043.477/23/2010 6:17:32 PM
8 bids
 
Borrower Payment Dependent Notes Series 467646
This series of Notes was issued and sold upon the funding of the borrower loan #43729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,700.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-20-2010 
  Auction end date:  Jul-27-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $257.85
Final lender yield: 32.95% Final borrower rate/APR: 33.95% / 36.39% Final monthly payment: $254.47
 
Auction yield range: 10.93% - 34.00% Estimated loss impact: 10.84%  
Lender servicing fee: 1.00% Estimated return: 22.11%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 6
Enhanced (1-5): 3
First credit line: Aug-1990 Debt/Income ratio: 43%
Credit score: 700-719 (Jul-2010) Inquiries last 6m: 1Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 17 / 10Length of status:13y 11m
Amount delinquent: $0 Total credit lines: 50 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,465Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: Godbless Borrower's state: Missouri Borrower's group: Christian Opportunities
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 57 ( 74% ) 700-719 (Latest)
Principal borrowed: $13,300.00< 31 days late: 20 ( 26% )  
680-699 (Sep-2009)
600-619 (Oct-2007)
540-559 (Aug-2006)
 
Principal balance: $4,088.56 31+ days late: 0 ( 0% )
Total payments billed: 77  
Description
PAYING OFF MY CREDIT CARDS
Purpose of loan:
This loan will be used to consolidate credit card debt.

Financial situation:
I am a good candidate for this loan because I have had two other Prosper loans which have been "paid in full" and I am currently paying off another Prosper loan.??I have also worked as a secretary for the same company for almost 14 years.? I believe in paying my debts and you will all be paid back in full, so there will not be a risk.? Thank you for taking the time to bid on my loan.? ?

Monthly net income: $ 2810 (Gross Annual Income $51,549)

Monthly expenses: $ 2105
??Housing: $ 589
??Insurance: $ 55
??Car expenses: $ 359?
??Utilities: $ 130
??Phone, cable, internet: $ 97
??Food, entertainment: $ 200
??Clothing, household expenses $ 100?
??Credit cards and other loans: $?500
??Other expenses: $ 75
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You're previous 3 loans over the last 3 years were all for the purpose of paying off credit cards. How is this different from borrowing from Peter to to pay Paul? At what point do you plan on stop incurring debt on credit cards? - Aristocrat
A: My credit card debt has tremendously decreased over the past few years and my credit score has also improved over 160 points in the past almost four years. The interest rates on my credit cards are high and I have calculated that by getting a Prosper loan, I can get out of credit card debt a lot faster. I can also pay off the loan before 36 months. Thank you for the question. (Jul-21-2010)
Q: I congratulate you on being a long time Prosper member and paying off two loans. Can you explain why 25%+ of your payments were late? Thanks. - killdare
A: This was during the time of financial hardship and I had to stop working my part time evening job to help an elderly parent. Since then, I have been promoted with my primary job so being late should never again be an issue. Thanks for the question. (Jul-21-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bankbuddy55$100.00$100.007/20/2010 8:23:04 PM
green-rapid-openness$50.00$50.007/21/2010 3:25:53 AM
green-rapid-openness$50.00$50.007/21/2010 3:26:52 AM
reflective-rupee$25.00$25.007/21/2010 9:24:14 AM
admirable-loyalty$25.00$25.007/21/2010 3:34:51 PM
platinum-cargo$25.00$25.007/21/2010 5:27:45 PM
return-grizzly$100.00$100.007/22/2010 2:23:38 AM
UCLA4life$25.00$25.007/21/2010 5:27:01 PM
oath163$100.00$100.007/22/2010 8:02:28 AM
SolarMoonshine$25.00$25.007/22/2010 10:06:10 AM
SaintMatthew$25.00$25.007/22/2010 3:49:24 PM
icanhasloanz$100.00$100.007/23/2010 1:12:27 PM
inforapenny$25.00$25.007/23/2010 1:23:00 PM
marinbb$50.00$50.007/25/2010 5:55:40 PM
groundsquirrel$25.00$25.007/25/2010 7:37:03 AM
FarmersBank$25.00$25.007/26/2010 6:05:28 AM
bobd32$25.00$25.007/26/2010 11:53:34 AM
AlexTrep$25.00$25.007/26/2010 3:47:49 PM
Whipster$50.00$50.007/26/2010 3:57:51 PM
ttnk62918$25.00$25.007/26/2010 5:33:27 PM
bold-attentive-listing$29.84$29.847/26/2010 5:17:33 PM
prodigy525$25.00$25.007/26/2010 5:46:29 PM
ethicalhumanist$25.00$25.007/26/2010 6:06:10 PM
tompau$25.00$25.007/26/2010 6:54:16 PM
EEasyMoney$50.00$50.007/26/2010 8:40:08 PM
1traveler$25.00$25.007/26/2010 11:28:26 PM
patriot384$150.00$150.007/27/2010 4:35:10 AM
reflective-rupee$25.00$25.007/26/2010 10:46:47 PM
FASTIZIO_P$25.00$25.007/26/2010 11:08:01 PM
cbivitz$300.00$300.007/27/2010 5:16:16 AM
Kash2010lu$35.00$35.007/27/2010 6:35:41 AM
skillful-asset5$30.00$30.007/27/2010 5:25:35 AM
RecoveryLender$25.00$25.007/27/2010 5:39:42 AM
Bob450$28.00$28.007/27/2010 7:28:47 AM
dynrep$25.00$25.007/27/2010 8:56:30 AM
squarebob$25.00$25.007/27/2010 10:13:12 AM
quest0$43.19$43.197/27/2010 9:30:05 AM
branaa99$25.00$25.007/27/2010 12:33:55 PM
Sibelius2$25.00$25.007/27/2010 10:57:00 AM
Astyanax$35.00$35.007/27/2010 11:55:36 AM
Zipcut$31.99$31.997/27/2010 11:40:15 AM
2152$25.00$25.007/27/2010 12:48:47 PM
SouthernRemarketing$25.00$25.007/27/2010 12:51:33 PM
grampy48$50.00$50.007/27/2010 1:30:07 PM
wlm3012$25.00$25.007/27/2010 1:44:10 PM
ddoneday$31.28$31.287/27/2010 1:58:08 PM
leverage-monger$75.00$75.007/27/2010 1:57:39 PM
punjab$54.11$54.117/27/2010 3:28:48 PM
credit-coach118$35.00$35.007/27/2010 3:42:28 PM
wisconsinvestor$100.00$100.007/27/2010 2:39:30 PM
leverage-monger$75.00$75.007/27/2010 3:10:22 PM
hershey88$66.16$66.167/27/2010 2:54:44 PM
autonomous-kindness$50.00$50.007/27/2010 3:07:28 PM
principal-mermaid$300.00$300.007/20/2010 5:05:43 PM
green-rapid-openness$50.00$50.007/21/2010 3:25:14 AM
green-rapid-openness$50.00$50.007/21/2010 3:26:25 AM
market-pudding$25.00$25.007/21/2010 11:45:30 AM
BradP$65.00$65.007/21/2010 11:11:18 AM
loan-tycoon0$50.00$50.007/21/2010 11:01:21 PM
well-mannered-income3$40.00$40.007/21/2010 9:34:46 PM
booOST$100.00$100.007/22/2010 10:13:08 AM
PCity-LOA15$35.00$35.007/22/2010 12:06:43 PM
boo_hoo$50.00$50.007/22/2010 4:15:43 PM
top-courteous-peso$25.00$25.007/22/2010 4:47:17 PM
bonus-poplar2$50.00$50.007/23/2010 10:28:30 AM
realtormoises$25.00$25.007/23/2010 12:17:53 PM
EverettFinancial$25.00$25.007/23/2010 2:14:12 PM
wonder3$35.00$35.007/23/2010 4:32:45 PM
Kash2010lu$50.00$50.007/24/2010 6:10:21 AM
myutmost$25.00$25.007/23/2010 8:52:31 PM
samseth$25.00$25.007/24/2010 10:45:11 AM
Moe87$25.00$25.007/25/2010 8:35:35 AM
bahamaman$50.00$50.007/25/2010 12:21:05 PM
vine99$50.00$50.007/24/2010 2:20:30 PM
BrighterSuns$25.00$25.007/25/2010 1:16:35 PM
propertytransformer$30.00$30.007/26/2010 4:05:47 AM
shrewd-income$50.00$50.007/26/2010 9:57:37 AM
1stBankAndHal$25.00$25.007/26/2010 11:56:07 AM
squarebob$25.00$25.007/26/2010 1:23:28 PM
squarebob$25.00$25.007/26/2010 1:23:56 PM
squarebob$25.00$25.007/26/2010 1:27:34 PM
autonomous-truth$200.00$200.007/26/2010 3:17:05 PM
autonomous-truth$25.00$25.007/26/2010 3:38:51 PM
note-buddy$109.85$109.857/26/2010 4:45:58 PM
LendToCause$25.00$25.007/26/2010 6:45:10 PM
SeaSkyGuy71$25.00$25.007/26/2010 7:32:41 PM
grnii78$76.68$76.687/26/2010 9:18:18 PM
CaliforniaSun$25.00$25.007/26/2010 11:10:40 PM
YoungTaxMan$150.00$150.007/26/2010 9:37:12 PM
IwillHuntUdown$100.00$100.007/27/2010 5:07:24 AM
revenue-appraiser$25.00$25.007/27/2010 5:28:32 AM
credit-goliath$50.00$50.007/27/2010 7:51:02 AM
umfan123$25.00$25.007/27/2010 7:28:49 AM
principal-star$25.00$25.007/27/2010 7:40:04 AM
WonByOne$50.00$50.007/27/2010 8:48:25 AM
ComputerCash23$50.00$50.007/27/2010 10:41:48 AM
SouthernRemarketing$50.00$50.007/27/2010 9:47:33 AM
bid-caballero$32.72$32.727/27/2010 9:54:01 AM
hillerod$25.00$25.007/27/2010 10:03:47 AM
loanman2007$25.00$25.007/27/2010 10:14:11 AM
shrimper$25.00$25.007/27/2010 12:39:03 PM
good4loan$25.00$25.007/27/2010 12:27:40 PM
exciting-fairness$200.00$200.007/27/2010 12:54:32 PM
leverage-monger$75.00$75.007/27/2010 1:42:59 PM
ColoradoLender82$25.00$25.007/27/2010 2:26:01 PM
transparency-tomahawk$25.00$25.007/27/2010 2:35:56 PM
dcm6276$25.00$25.007/27/2010 2:22:03 PM
autonomous-kindness$50.00$50.007/27/2010 3:42:08 PM
snm2001$25.00$25.007/27/2010 3:46:17 PM
payout-bridge$100.00$100.007/27/2010 3:51:08 PM
Feyenoord$36.19$36.197/27/2010 3:55:42 PM
YoungTaxMan$50.47$50.477/27/2010 4:00:11 PM
autonomous-kindness$100.00$69.527/27/2010 3:50:22 PM
113 bids
 
Borrower Payment Dependent Notes Series 467832
This series of Notes was issued and sold upon the funding of the borrower loan #43706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-21-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 30.18% Starting monthly payment: $40.42
Final lender yield: 24.00% Final borrower rate/APR: 25.00% / 28.90% Final monthly payment: $39.76
 
Auction yield range: 10.93% - 25.25% Estimated loss impact: 10.59%  
Lender servicing fee: 1.00% Estimated return: 13.41%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 8
Enhanced (1-5): 4
First credit line: Aug-2002 Debt/Income ratio: 17%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 3Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 21 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,556Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: cordial-payment2 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
High interest credit card
Purpose of loan:
This loan will be used to pay off a high interest rate credit card balance I have.

My financial situation:
I am a good candidate for this loan because I have never been late on a payment on anything before. I have worked hard to get to a good place financially and would like to pay off this high interest rate credit card balance all at once to continue to ?improve my credit. I find the idea of prosper refreshing and like the idea of peer to peer lending. People helping people. Thank you for taking the time to look at my listing.

Monthly net income: $

Monthly expenses: $

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
EngineersAlliance$150.00$150.007/21/2010 4:38:49 PM
SOP_Bank$25.00$25.007/21/2010 5:11:47 PM
foothillender$25.00$25.007/22/2010 6:32:15 AM
mercuriant$25.00$25.007/22/2010 9:52:29 AM
SolarMoonshine$25.00$25.007/22/2010 3:44:23 PM
marwadi-62$100.00$100.007/22/2010 7:43:09 PM
market-pudding$25.00$25.007/23/2010 12:34:36 PM
brilliant-balance$25.00$25.007/23/2010 6:11:17 PM
loan-fate$50.00$50.007/24/2010 9:44:43 AM
Rogelio48$26.30$26.307/24/2010 3:24:45 AM
SFBank$200.00$171.707/25/2010 4:14:23 PM
MoneyTree79$27.00$27.007/24/2010 9:16:29 PM
spiff666$25.00$25.007/25/2010 10:09:16 AM
durable-economy2$25.00$25.007/21/2010 4:49:12 PM
green-rapid-openness$50.00$50.007/22/2010 3:12:30 AM
transaction-circuit$25.00$25.007/22/2010 5:56:53 PM
Uylsses$100.00$100.007/23/2010 9:45:17 AM
MoneyBag4366$25.00$25.007/23/2010 9:43:11 PM
tompau$25.00$25.007/24/2010 4:35:11 PM
ethicalhumanist$25.00$25.007/24/2010 5:43:59 PM
4mydaughterseducation$25.00$25.007/24/2010 6:39:45 PM
21 bids
 
Borrower Payment Dependent Notes Series 467866
This series of Notes was issued and sold upon the funding of the borrower loan #43698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Jul-23-2010 
  Auction end date:  Jul-23-2010 
 
Starting lender yield: 33.15% Starting borrower rate/APR: 34.15% / 36.87% Starting monthly payment: $67.13
Final lender yield: 33.15% Final borrower rate/APR: 34.15% / 36.87% Final monthly payment: $67.13
 
Auction yield range: 13.93% - 33.15% Estimated loss impact: 15.53%  
Lender servicing fee: 1.00% Estimated return: 17.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 6
Enhanced (1-5): 5
First credit line: Feb-1994 Debt/Income ratio: 15%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 20 / 14Length of status:29y 7m
Amount delinquent: $0 Total credit lines: 54 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,038Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: investment-albatross Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay down credit card debt
Purpose of loan:
My bankcard situation changed with all of the new regulation of the banks. I was one of the people who credit limit was reduce. Since my limit was reduce, my utilization became the max. I need to pay down the balances on my credit card debt.
.

Monthly net income: $ 6200

Monthly expenses: $
??Housing: $ 1250
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $?
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
davidy$25.00$25.007/23/2010 2:26:45 PM
balance-handshake7$25.00$25.007/23/2010 2:28:00 PM
Fernpatch_autoshop$25.00$25.007/23/2010 2:28:48 PM
IncomeTemple$25.00$25.007/23/2010 2:27:54 PM
lagnisiruk$25.00$25.007/23/2010 2:28:49 PM
slojudy$25.00$25.007/23/2010 2:31:00 PM
compsciman$29.81$29.817/23/2010 2:32:41 PM
top-courteous-peso$25.00$25.007/23/2010 2:34:05 PM
asmithj$50.00$50.007/23/2010 2:35:25 PM
FeedTheMachine$63.64$63.647/23/2010 2:35:24 PM
emphatic-deal5$40.00$40.007/23/2010 2:35:33 PM
zorg77$25.00$25.007/23/2010 2:35:37 PM
moola-wildebeest3$25.00$25.007/23/2010 2:35:49 PM
asset-professor$25.00$25.007/23/2010 2:35:54 PM
generous-deal6$25.00$25.007/23/2010 2:36:23 PM
jlr613$50.00$50.007/23/2010 2:32:11 PM
droopie1$25.00$25.007/23/2010 2:32:45 PM
jengachamp$25.00$25.007/23/2010 2:35:23 PM
hc90474$25.00$25.007/23/2010 2:35:39 PM
worthy-bid8$100.00$100.007/23/2010 2:35:42 PM
pixeldave$50.00$50.007/23/2010 2:36:14 PM
Judolu$25.00$25.007/23/2010 2:27:02 PM
yngling$25.00$25.007/23/2010 2:27:20 PM
simplewareinc$34.20$34.207/23/2010 2:29:14 PM
rlgnyc$41.10$41.107/23/2010 2:29:17 PM
matt_2006$25.00$25.007/23/2010 2:30:49 PM
Comoparklender$25.00$25.007/23/2010 2:31:35 PM
Artist_Blue$25.00$25.007/23/2010 2:31:47 PM
copper$30.00$30.007/23/2010 2:35:15 PM
delivery$25.00$25.007/23/2010 2:35:28 PM
life-is-great$25.00$25.007/23/2010 2:35:31 PM
Investoman$75.00$75.007/23/2010 2:35:34 PM
lowrate$25.00$25.007/23/2010 2:35:50 PM
PRGuyinVA$25.00$25.007/23/2010 2:35:56 PM
Schu$50.00$50.007/23/2010 2:36:06 PM
ThatDanGuy$30.00$30.007/23/2010 2:36:03 PM
finance-prescription$50.00$50.007/23/2010 2:36:25 PM
villagers$25.00$21.257/23/2010 2:36:28 PM
sharkm$30.00$30.007/23/2010 2:27:40 PM
dbmurch$25.00$25.007/23/2010 2:29:13 PM
jamiee73$25.00$25.007/23/2010 2:31:06 PM
successful-euro$30.00$30.007/23/2010 2:31:49 PM
Rattlehead$25.00$25.007/23/2010 2:35:21 PM
rookiecrd1$50.00$50.007/23/2010 2:35:44 PM
kidsskipp$25.00$25.007/23/2010 2:36:20 PM
45 bids
 
Borrower Payment Dependent Notes Series 467892
This series of Notes was issued and sold upon the funding of the borrower loan #43718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jul-21-2010 
  Auction end date:  Jul-24-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $185.56
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $185.56
 
Auction yield range: 7.93% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 5
First credit line: Oct-1993 Debt/Income ratio: 12%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 2Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 24 Occupation: Engineer - Chemical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,192Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: justice-gazelle Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting Out of Debt
Purpose of loan:
This loan will be used to pay off credit card debt.

My financial situation:
I am a good candidate for this loan because I have a stable job and I make my payments on time!

Monthly net income: $ 4,300 (3,200 work income + 1,100 rental income)

Monthly expenses: $
??Housing: $ 2,000 (House payment in CO and Apartment payment)
??Insurance: $ 200
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 300
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 800
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How did you build up this debt? Thanks and best wishes. - reflective-rupee
A: In 2007 I bought my first house. I failed to realize what it took to get a house furnished. after about 3 months the water heater went out and then the garage door went out. I am in the process of picking myself out of the hole I dug and this loan is going to go a long way to getting me out. Thanks for your question. (Jul-22-2010)
Q: Why did you withdraw your recent and fully funded listing at the same linterest rate? - proton346
A: I,unfortunately, made a mistake on my original listing. I entered in my mailing address and not the address where I live therefore I could not provide a utility bill showing the address where I live. My only remedy was to relist the loan. (Jul-23-2010)
Q: Hi j-g, I sympathize! The first few yrs of owning a home can be hard! Please itemize that $800/ mo you spend on debt along with balances & interest rates. Which part will you pay off with this loan? Thanks in advance for your response! - proton346
A: Minimum payment. Balance. Interest rate $150 $7000. 25.9% $100. $2500. 29.9 $160. $5000. 29.9% $50. $1500 - $2500 Between 18.9% and 29.9% - 7 cards (sorry there is a limit to what I can write) I realize that the amount I am requesting is lower than the amount I owe (Jul-23-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
successful-euro$50.00$50.007/21/2010 4:37:20 PM
SCTrojangirl$25.00$25.007/21/2010 4:38:36 PM
personal-lender$25.00$25.007/21/2010 4:47:15 PM
munnu$25.00$25.007/21/2010 4:48:02 PM
diplomatic-wealth7$25.00$25.007/21/2010 4:49:53 PM
Artist_Blue$25.00$25.007/21/2010 4:51:44 PM
zorg77$25.00$25.007/21/2010 4:52:09 PM
Thylow$25.00$25.007/21/2010 4:52:53 PM
teller$25.00$25.007/21/2010 4:53:27 PM
kmr2$250.00$250.007/21/2010 4:53:17 PM
moola-man$30.00$30.007/21/2010 4:54:45 PM
utopia14$25.00$25.007/21/2010 4:53:57 PM
objective-investor$51.69$51.697/21/2010 4:54:46 PM
rescue$50.00$50.007/21/2010 4:45:49 PM
balance-voyager$49.80$49.807/21/2010 5:03:28 PM
Pulchritudinous$25.00$25.007/21/2010 4:46:10 PM
Isaac007$25.00$25.007/21/2010 5:26:33 PM
ichibon$100.00$100.007/21/2010 4:47:26 PM
Investoman$100.00$100.007/21/2010 4:48:16 PM
vacaerol$30.00$30.007/21/2010 5:41:45 PM
brightest-breathtaking-finance$100.00$100.007/21/2010 6:06:29 PM
UT-Longhorn$25.00$25.007/21/2010 7:06:20 PM
wellsfrugal$25.00$25.007/21/2010 6:17:22 PM
FirstBank$26.80$26.807/21/2010 7:13:04 PM
redx$25.00$25.007/21/2010 4:51:20 PM
foxtrot12$50.00$50.007/21/2010 4:52:03 PM
restless-fund5$25.00$25.007/21/2010 4:52:19 PM
gulch$25.00$25.007/21/2010 5:11:32 PM
IeatatWendys$25.00$25.007/21/2010 5:26:34 PM
gokart83$25.00$25.007/22/2010 5:51:19 AM
Gabriel02$25.00$25.007/22/2010 7:21:30 AM
masonn$50.00$50.007/21/2010 5:32:01 PM
Bank_Of_XL$100.00$100.007/22/2010 7:27:59 AM
Havana21$30.00$30.007/22/2010 7:12:24 AM
raisingophelia$25.00$25.007/21/2010 5:41:48 PM
orange-preeminant-bill$41.41$41.417/21/2010 5:52:05 PM
villagers$25.00$25.007/21/2010 6:06:30 PM
treasure-hunter270$25.00$25.007/22/2010 8:11:29 AM
shamil45$25.00$25.007/22/2010 8:22:21 AM
unitedins$25.00$25.007/21/2010 7:16:23 PM
golden-cat$25.00$25.007/22/2010 5:36:15 AM
line6owner$36.00$36.007/22/2010 11:52:58 AM
loan-adventurer7$36.00$36.007/22/2010 9:50:15 AM
reflective-rupee$25.00$25.007/22/2010 1:27:19 PM
worthy-bid8$76.15$76.157/22/2010 2:31:27 PM
RedCentre$99.45$99.457/22/2010 11:30:32 AM
filovirus$25.00$25.007/22/2010 6:36:17 PM
powerful-finance7$25.00$25.007/23/2010 5:51:18 AM
listing-goat$50.00$50.007/23/2010 9:38:22 AM
californiakhan$25.00$25.007/23/2010 9:38:30 AM
tranquil-return4$25.00$25.007/23/2010 3:22:42 AM
anders94$25.00$25.007/23/2010 1:38:30 PM
SimpleChoice$25.00$25.007/23/2010 9:40:56 AM
blue-useful-auction$25.00$25.007/23/2010 1:28:10 PM
zone6$70.00$70.007/23/2010 7:15:16 PM
Ven58$25.00$25.007/24/2010 2:36:21 AM
bchen78875$25.00$25.007/24/2010 2:55:26 AM
green-rapid-openness$50.00$50.007/24/2010 4:42:55 AM
green-rapid-openness$50.00$50.007/24/2010 4:43:47 AM
j5505$91.00$91.007/24/2010 5:10:12 AM
jpollar$50.00$50.007/21/2010 4:44:24 PM
ethicalhumanist$25.00$25.007/21/2010 4:43:27 PM
tech310$100.00$100.007/21/2010 4:45:35 PM
ray1051$25.00$25.007/21/2010 4:45:40 PM
studious-bonus7$100.00$100.007/21/2010 4:46:57 PM
the-silver-blaster$50.00$50.007/21/2010 4:47:45 PM
Goodlender42$25.00$25.007/21/2010 4:50:37 PM
maldok1$25.00$25.007/21/2010 4:52:05 PM
simplelender80$100.00$100.007/21/2010 4:52:26 PM
thorough-exchange4$25.00$25.007/21/2010 4:52:07 PM
moola-wildebeest3$50.00$50.007/21/2010 4:52:42 PM
enthralling-deal180$100.00$100.007/21/2010 4:53:38 PM
maschinenbau$25.00$25.007/21/2010 5:26:29 PM
Ocean713$39.57$39.577/21/2010 5:03:39 PM
ml13$25.00$25.007/21/2010 5:41:41 PM
payout-detective7$25.00$25.007/21/2010 6:51:24 PM
droopie1$25.00$25.007/21/2010 6:36:31 PM
Fiimg$50.00$50.007/21/2010 4:49:34 PM
the-money-gargantuan$25.00$25.007/21/2010 7:31:20 PM
muzicman$50.00$50.007/22/2010 3:26:28 AM
morfie$25.00$25.007/21/2010 5:03:12 PM
DreDub$50.00$50.007/21/2010 5:03:25 PM
Gladglide$40.00$40.007/22/2010 2:46:18 AM
rcn723$25.00$25.007/22/2010 3:26:26 AM
hope-eagle6$25.00$25.007/22/2010 5:36:20 AM
tjone69$50.00$50.007/21/2010 5:17:23 PM
bountiful-durability$59.02$59.027/22/2010 6:51:40 AM
persistent-basis8$25.00$25.007/21/2010 5:41:43 PM
marketplace-cello5$25.00$25.007/21/2010 5:41:52 PM
vwbell$50.00$50.007/22/2010 8:11:27 AM
well-mannered-income3$25.00$25.007/22/2010 7:50:45 AM
radforj22$25.00$25.007/22/2010 8:01:23 AM
a-finance-nirvana$25.00$25.007/21/2010 6:51:27 PM
treasure-bliss$33.59$33.597/21/2010 6:56:53 PM
Comoparklender$46.05$46.057/21/2010 8:32:31 PM
gold-disk$100.00$100.007/21/2010 9:51:50 PM
SharkAttack$34.57$34.577/22/2010 5:36:18 AM
xstreamin$25.00$25.007/22/2010 7:26:27 AM
special-currency6$49.30$49.307/22/2010 8:31:18 AM
wampum-chorus3$25.00$25.007/22/2010 8:37:48 AM
funds-rascal$50.00$50.007/22/2010 12:42:00 PM
Railbird$25.00$25.007/22/2010 9:50:02 AM
mtquan$25.00$25.007/22/2010 12:21:20 PM
kulender$25.00$25.007/22/2010 4:07:15 PM
wwwUniversal$25.00$25.007/22/2010 3:17:38 PM
sharkm$35.00$35.007/23/2010 1:01:55 AM
blackstar$25.00$25.007/23/2010 4:41:19 AM
bid-czar8$30.51$30.517/23/2010 4:01:23 AM
trustworthy-fairness$50.00$50.007/23/2010 9:11:19 AM
patriot897$50.00$50.007/23/2010 9:48:26 AM
GoldenValley$50.00$50.007/23/2010 12:52:55 PM
SNL_Svs$25.00$25.007/23/2010 9:41:50 AM
techs$25.00$25.007/23/2010 12:33:42 PM
aurorafinancial$50.00$50.007/23/2010 5:29:20 PM
felicity-daydream$25.00$25.007/23/2010 6:25:20 PM
p2ploan-sensation211$25.00$25.007/23/2010 7:50:16 PM
the-profit-oracle$25.00$14.097/24/2010 3:35:07 AM
brazilofmux$100.00$100.007/23/2010 5:28:39 PM
green-rapid-openness$50.00$50.007/24/2010 4:43:19 AM
forthright-principal2$25.00$25.007/24/2010 7:01:35 AM
market-pudding$25.00$25.007/24/2010 10:25:47 AM
121 bids
 
Borrower Payment Dependent Notes Series 467904
This series of Notes was issued and sold upon the funding of the borrower loan #43724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jul-21-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 14.00% Starting borrower rate/APR: 15.00% / 15.36% Starting monthly payment: $519.98
Final lender yield: 14.00% Final borrower rate/APR: 15.00% / 15.36% Final monthly payment: $519.98
 
Auction yield range: 2.93% - 14.00% Estimated loss impact: 1.52%  
Lender servicing fee: 1.00% Estimated return: 12.48%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 7
Enhanced (1-5): 5
First credit line: Aug-2003 Debt/Income ratio: 6%
Credit score: 840-859 (Jul-2010) Inquiries last 6m: 2Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 16 Occupation: Pharmacist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $865Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: diversification-dreams Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
To Purchase a House/Remodel
Purpose of loan:
purchase a house and make home improvement

My financial situation:
because I need the money for immediate closing on the house and I know that I am financially stable to pay it back

Monthly net income: $
$10,000

Monthly expenses: $
??Housing: $ 500 (share)
??Insurance: $? (100)
??Car expenses: $ (0) all paid off
??Utilities: $ Include in the Rent
??Phone, cable, internet: $ (50)
??Food, entertainment: $? (400)
??Clothing, household expenses $ (200)
??Credit cards and other loans: $ (0)
??Other expenses: $ (0)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Is this home one that you will be living in or are you buying it as an investment property? Thank you. - fairmaiden
A: I will be living in the house. Maybe Next summer i will put back in the market. is that help? (Jul-22-2010)
Q: Hi, do you plan to buy this house for personal use or to rent out? How much equity do you have on your first house? Can you get a home equity line of credit? Thanks. - interest88
A: I plan to buy this house for personal and investment. Yes i can get home equity line of credit. This home is Cash only. (Jul-22-2010)
Q: Thanks, are you buying the house for cash without a mortgage? How long will it take you to pay back the prosper loan? Good luck with your purchase! - interest88
A: I am buying the house for cash only because it is foreclosure, and it needs a lot of fixing in the inside. I plan to pay the loan back in 9 to 12 months. (Jul-24-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
TSC$100.00$100.007/21/2010 4:32:31 PM
building_community$25.00$25.007/21/2010 4:34:31 PM
Tazeme$25.00$25.007/21/2010 4:34:38 PM
investor_101$50.00$50.007/21/2010 4:34:50 PM
robot777$25.00$25.007/21/2010 4:35:13 PM
fairness-faire$25.00$25.007/21/2010 4:35:19 PM
DiscreetFinancial$25.00$25.007/21/2010 4:34:33 PM
venture_financer$250.00$250.007/21/2010 4:34:53 PM
kginatl$25.00$25.007/21/2010 4:35:04 PM
lenderrb$25.00$25.007/21/2010 4:35:27 PM
vtpilot00$43.77$43.777/21/2010 4:37:57 PM
cfarther$25.00$25.007/21/2010 4:38:03 PM
bankdaddy$25.00$25.007/21/2010 4:38:07 PM
Tiger86$25.00$25.007/21/2010 4:38:29 PM
MasterKey$25.00$25.007/21/2010 4:38:34 PM
stockpiler079$25.00$25.007/21/2010 4:37:48 PM
greeninspirit$50.00$50.007/21/2010 4:37:55 PM
seattle$25.00$25.007/21/2010 4:41:34 PM
organic-commerce9$25.00$25.007/21/2010 4:31:55 PM
precious-auction$25.00$25.007/21/2010 4:32:22 PM
silverloan$50.00$50.007/21/2010 4:34:41 PM
causr08$25.00$25.007/21/2010 4:34:49 PM
JAB$25.00$25.007/21/2010 4:35:00 PM
commshot$25.00$25.007/21/2010 4:35:30 PM
market-walnut5$25.00$25.007/21/2010 4:35:46 PM
Palmetto$50.00$50.007/21/2010 4:37:53 PM
Rattlehead$250.00$250.007/21/2010 4:37:56 PM
RedCentre$355.62$355.627/21/2010 4:38:30 PM
Sven79$26.54$26.547/21/2010 4:52:17 PM
PrivateLenders$25.00$25.007/21/2010 5:02:21 PM
Guiren$100.00$100.007/21/2010 11:27:06 PM
Jabez$25.00$25.007/21/2010 5:02:19 PM
Scottio$25.00$25.007/22/2010 4:48:26 AM
CIC$25.00$25.007/22/2010 8:28:25 AM
worthy-bid8$1,000.00$1,000.007/22/2010 6:51:18 AM
LarWit1512$25.00$25.007/22/2010 6:51:36 AM
totoro$25.00$25.007/22/2010 11:27:45 AM
NickRac$50.00$50.007/22/2010 8:14:39 AM
elated-greenback$50.00$50.007/22/2010 8:17:45 AM
inforapenny$25.00$25.007/22/2010 9:18:32 AM
YDBXMHC$25.00$25.007/22/2010 11:59:59 AM
cloud8$25.00$25.007/22/2010 12:52:32 PM
ingenious-order783$25.00$25.007/22/2010 11:45:31 AM
yadima$30.00$30.007/22/2010 4:04:43 PM
ALL-PRIME$25.00$25.007/22/2010 4:05:35 PM
tuckman$50.00$50.007/22/2010 12:53:39 PM
faithful-steward$50.00$50.007/22/2010 3:33:03 PM
chibear34$25.00$25.007/22/2010 4:59:00 PM
JTHarris$25.00$25.007/22/2010 5:02:30 PM
aoohollis310$50.00$50.007/22/2010 6:23:19 PM
AaronL$25.00$25.007/22/2010 5:51:08 PM
dinero-elevator$50.00$50.007/22/2010 8:24:40 PM
irisheyes9$50.00$50.007/22/2010 9:26:33 PM
FjLenders$50.03$50.037/22/2010 4:05:33 PM
asset-mammal$25.00$25.007/22/2010 4:10:01 PM
holesome$27.60$27.607/23/2010 1:48:43 AM
RobertL857$50.00$50.007/23/2010 4:00:39 AM
friendly-market5$50.00$50.007/23/2010 5:35:14 AM
108lender$65.55$65.557/23/2010 6:23:14 AM
alaco$25.00$25.007/22/2010 6:26:50 PM
850$50.00$50.007/23/2010 12:15:19 AM
basejump0$25.00$25.007/23/2010 1:07:58 AM
bonus-poplar2$50.00$50.007/23/2010 10:28:31 AM
CSinvestments$40.00$40.007/23/2010 10:56:13 AM
sshgfwb$25.00$25.007/23/2010 10:16:52 AM
340$203.53$203.537/23/2010 11:34:51 AM
obedient-investment9$100.00$100.007/23/2010 2:00:41 PM
MonopolyDred$40.25$40.257/23/2010 10:20:45 AM
hope-surge9$25.00$25.007/23/2010 12:51:05 PM
nomad35k$100.00$100.007/23/2010 2:59:45 PM
cutter21$25.00$25.007/23/2010 1:47:13 PM
friendinmoney$25.00$25.007/23/2010 2:00:22 PM
neighborly-hope6$500.00$500.007/23/2010 3:35:24 PM
IP$29.69$29.697/23/2010 5:22:41 PM
MONEY_IN_THE_BANK$25.00$25.007/24/2010 8:41:17 AM
frosty49$100.00$100.007/23/2010 7:15:23 PM
cbz$25.00$25.007/23/2010 7:46:30 PM
OzGuy609$25.00$25.007/24/2010 9:11:55 AM
GoStrong$100.00$100.007/23/2010 8:05:20 PM
ROYFU$31.73$31.737/24/2010 12:57:49 PM
favorite-commerce$25.00$25.007/24/2010 3:54:07 PM
samseth$50.00$50.007/24/2010 6:16:31 PM
exchange-cub$40.00$40.007/24/2010 8:22:53 PM
Peterman$25.00$25.007/24/2010 9:25:52 PM
Moneypenny6$30.00$30.007/25/2010 10:01:01 AM
marelojay$1,000.00$1,000.007/25/2010 11:11:09 AM
w8291$25.00$25.007/24/2010 11:45:14 AM
SpectrumCapital$75.00$75.007/25/2010 11:11:21 AM
galloping_unicorns_batman$25.00$25.007/25/2010 5:08:53 PM
buffalobills$25.00$25.007/25/2010 4:18:58 PM
superstar449$39.53$39.537/24/2010 5:49:20 PM
heatherwood$75.00$75.007/25/2010 12:01:16 AM
lanlie$163.89$163.897/25/2010 8:29:42 AM
verdiprr$75.00$75.007/25/2010 8:31:53 AM
epic-transaction$100.00$100.007/25/2010 4:37:27 PM
TaoPooh$25.00$25.007/26/2010 4:10:41 AM
tntmojave$25.00$25.007/26/2010 5:00:45 AM
favorite-commerce$25.00$25.007/26/2010 6:40:45 AM
happy-girl$25.00$25.007/26/2010 7:03:41 AM
MSBMSB$50.00$50.007/26/2010 7:30:46 AM
Alwayssail$25.00$25.007/26/2010 8:20:46 AM
shur$50.00$50.007/26/2010 8:38:42 AM
PurplePonchoMan$25.00$25.007/26/2010 9:05:17 AM
honorable-vigilance$100.00$100.007/26/2010 9:17:03 AM
gallant-economy9$120.00$120.007/26/2010 9:08:09 AM
Catalina_Enterprises$100.00$100.007/26/2010 9:30:24 AM
reflective-rupee$25.00$25.007/26/2010 9:50:30 AM
WealthBoy$25.00$25.007/26/2010 10:30:49 AM
exciting-greenback$25.00$25.007/26/2010 10:30:58 AM
sentimental-silver7$25.00$25.007/21/2010 4:32:58 PM
banker65010$25.00$25.007/21/2010 4:34:35 PM
Maxmarcus$25.00$25.007/21/2010 4:34:44 PM
a8h8a8$25.00$25.007/21/2010 4:35:17 PM
memphisf01$25.00$25.007/21/2010 4:34:29 PM
munnu$25.00$25.007/21/2010 4:35:25 PM
internetpreneur$25.00$25.007/21/2010 4:34:34 PM
payout-magician$25.00$25.007/21/2010 4:34:47 PM
JKKCapital$25.00$25.007/21/2010 4:35:37 PM
ROCKI9$50.00$50.007/21/2010 4:34:59 PM
kginatl$50.04$50.047/21/2010 4:35:52 PM
CashProvider$225.00$225.007/21/2010 4:35:10 PM
investor_101$50.00$50.007/21/2010 4:35:15 PM
RgPro$73.47$73.477/21/2010 4:35:23 PM
Borrow2Grow$51.00$51.007/21/2010 4:35:40 PM
worthy-bid8$300.00$300.007/21/2010 4:38:05 PM
friendly-helper100$75.00$75.007/21/2010 4:38:09 PM
affert$50.00$50.007/21/2010 4:37:51 PM
Rustang$50.00$50.007/21/2010 4:37:58 PM
curious166$25.94$25.947/21/2010 4:38:25 PM
hotwired$25.00$25.007/21/2010 4:34:37 PM
ProLoans$25.00$25.007/21/2010 4:34:43 PM
friendly-worth3$25.00$25.007/21/2010 4:34:56 PM
rjleves$25.00$25.007/21/2010 4:35:03 PM
Dustley$25.00$25.007/21/2010 4:35:05 PM
BigMonkey$25.00$25.007/21/2010 4:35:21 PM
Dad2SandJ$50.00$50.007/21/2010 4:35:24 PM
loanprosper$25.00$25.007/21/2010 4:37:52 PM
tntmojave$25.00$25.007/21/2010 4:38:00 PM
ZeoInvestments$25.00$25.007/21/2010 4:48:29 PM
mckhbnpc$30.00$30.007/21/2010 4:53:06 PM
jpollar$50.00$50.007/21/2010 4:44:23 PM
income-fortress$25.00$25.007/21/2010 4:54:44 PM
cebgop$25.00$25.007/22/2010 12:42:22 AM
dontscrewmeover1$25.00$25.007/21/2010 5:16:44 PM
371millwood$300.00$300.007/22/2010 7:05:38 AM
CIC$25.00$25.007/22/2010 8:27:34 AM
lanlie$2,000.00$2,000.007/22/2010 9:15:31 AM
Barky52$25.00$25.007/22/2010 6:30:49 AM
blue-useful-auction$25.00$25.007/22/2010 11:33:33 AM
Searlzy$25.00$25.007/22/2010 9:11:17 AM
imlosttoo$31.34$31.347/22/2010 12:52:13 PM
murtaza$25.00$25.007/22/2010 1:11:17 PM
FinDoc$25.00$25.007/22/2010 1:21:15 PM
fotep-financial$25.00$25.007/22/2010 1:37:05 PM
Astounding$25.00$25.007/22/2010 2:11:21 PM
lender12345$25.00$25.007/22/2010 2:13:15 PM
BoughtTheFarm$25.00$25.007/22/2010 4:05:36 PM
well-mannered-income3$25.00$25.007/22/2010 12:56:37 PM
kgeezy$25.00$25.007/22/2010 4:19:10 PM
mcs99$100.00$100.007/22/2010 5:42:26 PM
boomer61$25.00$25.007/22/2010 8:08:15 PM
benevolent-capital1$25.00$25.007/22/2010 4:02:49 PM
Yang$25.00$25.007/22/2010 4:04:44 PM
lazyeye$25.00$25.007/22/2010 4:04:52 PM
jonn834$25.00$25.007/23/2010 1:33:31 AM
nolahelper$25.00$25.007/23/2010 5:55:12 AM
gillijr1001$27.00$27.007/23/2010 8:50:16 AM
tycoon$50.00$50.007/23/2010 8:51:06 AM
fairness-swashbuckler$147.37$147.377/22/2010 9:22:39 PM
LEBO$25.00$25.007/23/2010 8:57:10 AM
matthewa$25.00$25.007/23/2010 1:50:29 AM
octoberfresh$25.00$25.007/23/2010 6:48:05 AM
aerobat$59.00$59.007/23/2010 8:10:22 AM
harmonious-yield$25.00$25.007/23/2010 9:45:15 AM
nimcha$100.00$100.007/23/2010 12:50:42 PM
dlg$25.53$25.537/23/2010 12:51:17 PM
credit-observatory$25.00$25.007/23/2010 5:07:52 PM
Bank_Of_XL$100.00$100.007/23/2010 5:38:39 PM
thoestoe$25.00$25.007/23/2010 10:09:48 PM
TheFamilyFund$25.00$25.007/24/2010 3:25:30 AM
FoosMaster$35.57$35.577/24/2010 6:59:16 AM
rockhound84$50.00$50.007/24/2010 8:17:54 AM
coin-equalizer2$25.00$25.007/24/2010 7:49:58 AM
smart-gain$33.37$33.377/23/2010 7:17:33 PM
smart-loyalty498$30.00$30.007/23/2010 7:52:20 PM
rate-mogul$50.00$50.007/24/2010 3:26:39 PM
lukeskywalkerkp$25.00$25.007/24/2010 5:07:17 PM
dpdaug$74.99$74.997/24/2010 7:44:19 AM
jitterbugqueen$25.00$25.007/24/2010 9:41:47 PM
interest88$25.00$25.007/24/2010 10:14:06 PM
minista$25.00$25.007/25/2010 12:01:37 AM
radiant-loan5$100.00$100.007/25/2010 5:07:35 AM
principal-bull$25.00$25.007/25/2010 11:11:40 AM
CIC$25.00$25.007/24/2010 12:40:16 PM
Traveler40$100.00$100.007/25/2010 2:10:47 PM
bahamaman$50.00$50.007/25/2010 12:48:01 PM
Traveler30$125.00$125.007/25/2010 2:09:37 PM
BigRango$100.00$100.007/24/2010 11:57:56 PM
NickRac$25.00$25.007/25/2010 6:46:31 AM
Fishy014$50.00$50.007/25/2010 4:38:37 PM
Josphine$30.45$30.457/26/2010 5:16:57 AM
Rustang$50.00$50.007/26/2010 7:50:43 AM
VictoryHunter42$25.00$25.007/26/2010 8:50:33 AM
loyalist1$100.00$100.007/26/2010 8:56:20 AM
GABC-1$25.00$25.007/26/2010 9:02:03 AM
hebjet$25.00$25.007/26/2010 8:58:23 AM
CBTW$100.00$100.007/26/2010 9:10:54 AM
falcone$50.00$50.007/26/2010 9:39:29 AM
velocity-alert1$1,000.00$437.207/26/2010 10:20:43 AM
ValyaLibra01$100.00$100.007/26/2010 10:19:42 AM
P3P-Career-Coach$50.00$50.007/26/2010 10:24:03 AM
211 bids
 
Borrower Payment Dependent Notes Series 468168
This series of Notes was issued and sold upon the funding of the borrower loan #43736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jul-23-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $204.12
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $204.12
 
Auction yield range: 7.93% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 5
First credit line: Sep-1996 Debt/Income ratio: 31%
Credit score: 660-679 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 18 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,932Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: efficient-basis Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2009)
 
Principal balance: $2,808.46 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Paying off debt!!!
Purpose of loan:
This loan will be used to pay down some credit card bills.? I took a Prosper loan out last year, and was very happy with process and ease of repayment.? As such, I decided to use it again to keep swinging away at my debt!!!

My financial situation:
I am a good candidate for this loan because, I have never missed a payment, or even been late on a payment?for that matter.?I know how to manage my cash and my debt!!!? I racked up?my credit card debt, remodeling my house, so that is why my score isn't better than it is.??Once I sell my house, I'll have cash to pay down/off my cards...but in this market, that could take a some time, so I have to work on this debt...I'm doing whatever I can to drop expenses and get this burden paid off!!!

Monthly net income: $?4588 (4088 salary and then I took on a roommate, who pays $500)

Monthly expenses: $
??Housing: $ 1100????
??Insurance: $ 165
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 90
??Food, entertainment: $ 200
??Credit cards and other loans: $?950
? Other Prosper Loan: $130
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.007/23/2010 2:32:05 PM
Investoman$100.00$100.007/23/2010 2:38:22 PM
Goodlender42$25.00$25.007/23/2010 2:39:09 PM
enthralling-deal180$100.00$100.007/23/2010 2:39:32 PM
simplelender80$100.00$100.007/23/2010 2:40:09 PM
ichibon$100.00$100.007/23/2010 2:41:40 PM
sharkm$40.00$40.007/23/2010 2:42:00 PM
patriot897$50.00$50.007/23/2010 2:42:44 PM
the-swashbuckler$25.00$25.007/23/2010 3:22:04 PM
Tahoeguy$25.00$25.007/23/2010 3:21:25 PM
important-ore$29.97$29.977/23/2010 3:53:14 PM
successful-euro$50.00$50.007/23/2010 2:31:39 PM
mattemmo$25.00$25.007/23/2010 5:18:18 PM
pixeldave$50.00$50.007/23/2010 5:23:03 PM
bowdish1$50.00$50.007/23/2010 5:22:08 PM
qcksilvr20$50.00$50.007/23/2010 5:26:18 PM
ray1051$25.00$25.007/23/2010 2:36:46 PM
JFKPilot$25.00$25.007/23/2010 5:26:43 PM
Comoparklender$50.00$50.007/23/2010 5:26:56 PM
inspiring-reward$150.00$150.007/23/2010 5:24:33 PM
a-finance-nirvana$25.00$25.007/23/2010 5:27:23 PM
MSME$50.00$50.007/23/2010 5:28:00 PM
IIP77$25.00$25.007/23/2010 5:26:16 PM
diplomatic-wealth7$25.00$25.007/23/2010 2:39:00 PM
HaveToWrite$25.00$25.007/23/2010 5:28:47 PM
moola-wildebeest3$50.00$50.007/23/2010 5:28:52 PM
thorough-exchange4$25.00$25.007/23/2010 5:29:04 PM
marketplace-cello5$25.00$25.007/23/2010 2:39:57 PM
worthy-bid8$200.00$200.007/23/2010 5:27:28 PM
munnu$25.00$25.007/23/2010 5:31:13 PM
first-upright-payout$25.00$25.007/23/2010 5:27:47 PM
Prosp_Lender$50.00$50.007/23/2010 5:31:32 PM
zorg77$25.00$25.007/23/2010 5:27:50 PM
goldie414$50.00$50.007/23/2010 5:27:54 PM
treasure-hunter270$25.00$25.007/23/2010 5:32:06 PM
enterprising-cash3$50.00$50.007/23/2010 5:32:52 PM
restless-fund5$25.00$25.007/23/2010 5:29:31 PM
villagers$25.00$25.007/23/2010 5:32:01 PM
bid-czar8$100.00$100.007/23/2010 5:32:13 PM
nybanker85$50.00$50.007/23/2010 5:32:14 PM
asset-professor$40.00$40.007/23/2010 5:32:32 PM
a-consummate-camaraderi$50.00$50.007/23/2010 7:11:49 PM
Pulchritudinous$25.00$25.007/23/2010 10:12:19 PM
ahalls$25.00$25.007/23/2010 5:18:45 PM
Bio-physicist$25.00$25.007/23/2010 5:22:20 PM
wise-cash-keeper$25.00$25.007/23/2010 5:24:15 PM
tallmon$25.00$25.007/24/2010 3:08:20 AM
SDNLR$25.00$25.007/23/2010 5:25:22 PM
BuffetRocks$39.36$39.367/24/2010 3:23:27 AM
rate-gravity$100.00$100.007/23/2010 5:26:12 PM
lloyd_s$25.00$25.007/24/2010 3:24:23 AM
green-rapid-openness$50.00$50.007/24/2010 4:46:57 AM
DreDub$50.00$50.007/23/2010 5:28:32 PM
trade-walnut7$25.00$25.007/23/2010 5:44:34 PM
treasure-bliss$100.00$100.007/24/2010 3:34:57 AM
green-rapid-openness$50.00$50.007/24/2010 4:46:00 AM
wwwUniversal$25.00$25.007/24/2010 7:01:41 AM
supreme-hope$25.00$25.007/25/2010 5:23:42 PM
integrity-doctor$100.00$100.007/25/2010 5:38:12 PM
Thylow$25.00$25.007/23/2010 2:32:55 PM
tech310$100.00$100.007/23/2010 2:36:42 PM
studious-bonus7$100.00$100.007/23/2010 2:37:45 PM
personal-lender$25.00$25.007/23/2010 2:38:09 PM
xstreamin$25.00$25.007/23/2010 2:40:17 PM
Fiimg$50.00$50.007/23/2010 2:42:23 PM
kmr2$208.48$208.487/23/2010 2:42:13 PM
radforj22$25.00$25.007/23/2010 2:42:35 PM
red-favorable-basis$25.00$25.007/23/2010 3:22:54 PM
the-silver-blaster$50.00$50.007/23/2010 3:22:21 PM
Anny-Disco$25.00$25.007/23/2010 4:11:42 PM
rae4sunshine$50.00$50.007/23/2010 5:18:04 PM
value-dna$50.00$50.007/23/2010 5:18:48 PM
orderly-loot$25.00$25.007/23/2010 5:19:17 PM
norcaliboy22$25.00$25.007/23/2010 5:18:07 PM
morfie$25.00$25.007/23/2010 5:22:15 PM
well-rounded-dinero$25.00$25.007/23/2010 5:23:15 PM
ryan23$25.00$25.007/23/2010 5:20:26 PM
raisingophelia$25.00$25.007/23/2010 5:22:17 PM
MissionMicroFinance$25.00$25.007/23/2010 5:26:23 PM
gracej$25.00$25.007/23/2010 5:26:33 PM
rescue$50.00$50.007/23/2010 2:36:50 PM
redx$25.00$25.007/23/2010 2:39:21 PM
buddy486$25.00$25.007/23/2010 5:26:38 PM
maldok1$25.00$25.007/23/2010 5:29:02 PM
flopcat$25.00$25.007/23/2010 5:29:17 PM
bold-durability-drum$50.00$50.007/23/2010 5:31:19 PM
generous-deal6$25.00$25.007/23/2010 5:31:29 PM
ddog0224$25.00$25.007/23/2010 5:28:16 PM
brightest-breathtaking-finance$100.00$100.007/23/2010 5:32:04 PM
the-gold-quark$25.00$25.007/23/2010 5:32:50 PM
utopia14$25.00$25.007/23/2010 5:28:59 PM
blue-useful-auction$25.00$25.007/23/2010 5:36:53 PM
life-is-great$25.00$25.007/23/2010 5:29:27 PM
thestartuplender$35.00$35.007/23/2010 5:31:24 PM
objective-investor$100.00$100.007/23/2010 5:31:35 PM
SimpleChoice$25.00$25.007/23/2010 5:31:44 PM
foxtrot12$50.00$50.007/23/2010 3:21:54 PM
brittany$50.00$50.007/23/2010 5:32:26 PM
market-assembler$47.54$47.547/23/2010 5:32:54 PM
FirstBank$65.87$65.877/23/2010 4:59:48 PM
danthemon35$25.00$25.007/23/2010 5:18:34 PM
LandE2BG$25.00$25.007/24/2010 2:35:53 AM
riproaringrapids$25.00$25.007/23/2010 5:19:29 PM
Cheburashka$25.00$25.007/23/2010 5:20:05 PM
papaloha$30.60$30.607/24/2010 2:57:51 AM
mpatrick$25.00$25.007/23/2010 5:24:34 PM
Phantom99$25.00$25.007/24/2010 3:24:08 AM
Havana21$75.00$75.007/24/2010 3:25:57 AM
bountiful-durability$50.00$50.007/23/2010 5:27:36 PM
ideal-platinum1$100.00$100.007/23/2010 5:27:44 PM
time4aloan$28.03$28.037/24/2010 3:34:27 AM
green-rapid-openness$50.00$50.007/24/2010 4:46:30 AM
Rysterola82$25.00$25.007/23/2010 5:31:21 PM
jdrez$25.00$25.007/23/2010 5:31:26 PM
dwidea$25.00$25.007/23/2010 5:32:20 PM
fly99$100.00$100.007/24/2010 6:11:55 AM
gokart83$25.00$25.007/23/2010 5:32:35 PM
ingenious-truth0$25.00$25.007/23/2010 11:32:04 PM
CAGE-Investments$25.00$25.007/24/2010 3:34:45 AM
Mrphlox$25.00$25.007/24/2010 4:41:19 AM
reflective-rupee$25.00$25.007/24/2010 6:47:24 PM
lounges$25.00$25.007/24/2010 7:01:23 AM
flexible-duty3$25.00$10.157/24/2010 7:05:31 AM
heerzaquestion$25.00$25.007/25/2010 8:08:47 AM
joeandsam$25.00$25.007/26/2010 1:48:14 AM
blackstar$25.00$25.007/26/2010 5:06:35 AM
126 bids
 
Borrower Payment Dependent Notes Series 464929
This series of Notes was issued and sold upon the funding of the borrower loan #43740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 21.55% Starting borrower rate/APR: 22.55% / 24.82% Starting monthly payment: $192.38
Final lender yield: 21.55% Final borrower rate/APR: 22.55% / 24.82% Final monthly payment: $192.38
 
Auction yield range: 7.98% - 21.55% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 13.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 8
Enhanced (1-5): 5
First credit line: Aug-1995 Debt/Income ratio: 13%
Credit score: 700-719 (Jul-2010) Inquiries last 6m: 3Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,237Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: lean-asset041 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PAY OFF DEBTS
Purpose of loan:
This loan will be used to? payoff credit card debts

My financial situation:
I am a good candidate for this loan because . i have a steady job. I also have a part time job to supplement my income. I am a responsible person

Monthly net income: $ 4686

Monthly expenses: $ 3564
??Housing: $ 789
??Insurance: $ 150
??Car expenses: $ 325
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $?200
??Clothing, household expenses $ 600
??Credit cards and other loans: $ 1000
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
qtmspin$25.00$25.007/6/2010 4:23:09 PM
bchen78875$25.00$25.007/6/2010 4:25:30 PM
ddog0224$25.00$25.007/6/2010 4:26:12 PM
ray1051$25.00$25.007/6/2010 4:23:11 PM
ichibon$75.00$75.007/6/2010 4:27:50 PM
calm-deal7$25.00$25.007/6/2010 4:24:07 PM
RMB-Investments$50.00$50.007/6/2010 4:24:55 PM
orange-preeminant-bill$100.00$100.007/6/2010 4:30:57 PM
Havana21$25.00$25.007/6/2010 4:25:55 PM
nickel-ferret$25.00$25.007/6/2010 4:26:37 PM
hrubinst$25.00$25.007/6/2010 4:27:42 PM
kind-unassuming-fund$25.00$25.007/6/2010 4:29:02 PM
brightest-affluence-motivator$100.00$100.007/6/2010 4:29:23 PM
rescue$250.00$12.457/6/2010 4:38:13 PM
Vegasjim$25.00$25.007/6/2010 4:42:43 PM
3am-preacher$25.00$25.007/6/2010 4:58:09 PM
rate-mogul$50.00$50.007/6/2010 5:04:29 PM
Easystreet$25.00$25.007/6/2010 5:09:36 PM
treasure-hunter270$25.00$25.007/6/2010 5:07:36 PM
mercuriant$25.00$25.007/6/2010 5:11:14 PM
top-courteous-peso$80.00$80.007/6/2010 5:09:14 PM
Imaginos1892$50.00$50.007/6/2010 8:48:52 PM
credit-coach118$25.00$25.007/7/2010 9:37:55 AM
credit-panda1$25.00$25.007/7/2010 1:30:06 PM
FinanceEngine$25.00$25.007/7/2010 2:39:36 PM
DJReflections$25.00$25.007/7/2010 11:57:27 AM
RochelleW$49.11$49.117/7/2010 12:23:39 PM
rockhound84$25.00$25.007/7/2010 4:35:48 PM
beakerfish$200.00$200.007/7/2010 6:34:34 PM
AlexTrep$25.00$25.007/7/2010 5:48:15 PM
interstellar$50.00$50.007/7/2010 6:49:46 PM
ethicalhumanist$25.00$25.007/8/2010 5:49:49 PM
money-bauble$100.00$100.007/8/2010 9:18:47 PM
pythia$25.00$25.007/9/2010 2:51:57 AM
manthrax3$100.00$100.007/9/2010 6:41:37 AM
Kyileo$25.00$25.007/9/2010 5:11:36 PM
principal-star$25.00$25.007/10/2010 8:36:39 AM
platinum-czar$100.00$100.007/10/2010 9:29:44 AM
mpatrick$50.00$50.007/10/2010 5:35:13 PM
bold-principal-thinker$25.00$25.007/10/2010 8:52:21 AM
sweetlan$25.00$25.007/10/2010 11:09:44 AM
doopers$25.00$25.007/11/2010 2:50:06 AM
lucrative-coin$50.00$50.007/11/2010 6:27:07 AM
Pu239$60.00$60.007/12/2010 8:22:39 AM
LoanerPrincipal$25.00$25.007/11/2010 11:02:59 PM
elegant-loot$25.00$25.007/12/2010 11:16:33 AM
patriot384$200.00$200.007/12/2010 12:06:55 PM
power-secret-agent$25.00$25.007/12/2010 5:33:43 PM
malomar66$40.00$40.007/12/2010 10:56:33 PM
wonder3$25.00$25.007/13/2010 5:58:13 AM
Bob450$27.00$27.007/13/2010 8:01:01 AM
SC2TX$100.00$100.007/13/2010 9:10:00 AM
umfan123$25.00$25.007/13/2010 7:13:01 AM
zztopdog$25.00$25.007/13/2010 10:50:02 AM
ronin4sale$25.00$25.007/13/2010 11:01:21 AM
grampy48$25.00$25.007/13/2010 11:59:16 AM
enthusiastic-balance5$100.00$100.007/6/2010 4:23:42 PM
Supernick$50.00$50.007/6/2010 4:26:58 PM
Slend49$25.00$25.007/6/2010 4:23:23 PM
thestartuplender$35.00$35.007/6/2010 4:24:25 PM
Alpha-AssistU$50.00$50.007/6/2010 4:28:44 PM
serpentine$50.00$50.007/6/2010 4:34:05 PM
overflowinglife$25.00$25.007/6/2010 4:35:13 PM
metro457$25.00$25.007/6/2010 4:36:18 PM
friendly-market5$50.00$50.007/6/2010 4:36:40 PM
jasonuz$25.00$25.007/6/2010 4:36:28 PM
upbeat-investment9$25.00$25.007/6/2010 4:37:56 PM
tnjohnso$25.00$25.007/6/2010 5:10:03 PM
robot777$40.00$40.007/6/2010 5:02:27 PM
SolarMoonshine$25.00$25.007/6/2010 5:49:56 PM
Bank_Of_XL$50.00$50.007/6/2010 8:36:07 PM
lendstats_com$25.00$25.007/6/2010 6:46:44 PM
market-pudding$25.00$25.007/7/2010 4:57:48 AM
income-fortress$25.00$25.007/7/2010 6:59:05 AM
reflective-rupee$25.00$25.007/7/2010 2:43:35 PM
wwwUniversal$25.00$25.007/7/2010 12:26:30 PM
reflective-rupee$25.00$25.007/7/2010 2:41:57 PM
integrity-doctor$100.00$100.007/7/2010 6:32:37 PM
JustMee$25.00$25.007/8/2010 5:50:31 AM
enthusiastic-point$25.00$25.007/8/2010 8:07:37 AM
MrPie$25.50$25.507/8/2010 5:21:35 AM
favorite-commerce$25.00$25.007/8/2010 9:17:57 AM
jcquiroz$25.00$25.007/8/2010 11:49:31 AM
green-thoughtful-yield$50.00$50.007/8/2010 7:02:18 PM
buffalobills$25.00$25.007/8/2010 9:20:01 PM
emunah6$25.00$25.007/8/2010 9:47:57 PM
integrity-doctor$100.00$100.007/9/2010 11:13:54 AM
VAGweilo$50.00$50.007/9/2010 11:47:44 AM
loan-fate$47.44$47.447/9/2010 8:14:26 AM
careful-compassion$25.00$25.007/9/2010 2:06:22 PM
sensational-dollar$25.00$25.007/9/2010 3:13:06 PM
mt3209$25.00$25.007/9/2010 3:53:50 PM
grammaspurse$25.00$25.007/9/2010 9:47:45 PM
nalaari$40.57$40.577/10/2010 7:23:39 AM
lendstats_com$75.00$75.007/9/2010 8:17:09 PM
Ven58$25.00$25.007/10/2010 1:12:10 AM
Trident-Fund$25.00$25.007/10/2010 4:47:22 PM
trumpeter5$25.00$25.007/10/2010 11:22:01 AM
blackstar$25.00$25.007/10/2010 7:40:54 PM
dynrep$25.00$25.007/10/2010 9:10:03 PM
bughead$25.00$25.007/11/2010 5:33:01 AM
EngineersAlliance$50.00$50.007/12/2010 12:36:23 PM
a-golden-deal$25.00$25.007/12/2010 2:28:26 PM
bonus-quark4$25.00$25.007/12/2010 12:50:19 PM
new-truth-chuckler$34.65$34.657/12/2010 1:15:12 PM
YeoLenderSource$25.00$25.007/12/2010 2:01:22 PM
Whipster$25.00$25.007/12/2010 7:40:56 PM
money-bauble$100.00$100.007/12/2010 3:21:12 PM
jybank$25.00$25.007/12/2010 10:58:43 PM
hektek22$300.00$300.007/12/2010 10:31:42 PM
Leshan$25.00$25.007/13/2010 7:36:26 AM
privatebankerva$25.00$25.007/13/2010 7:58:02 AM
principal-laser$56.86$56.867/13/2010 5:30:10 AM
fulfilling-investment4$25.00$25.007/13/2010 9:43:40 AM
brightest-dignified-penny$25.00$25.007/13/2010 10:28:40 AM
djkaiser$26.42$26.427/13/2010 10:47:00 AM
credit-goliath$25.00$25.007/13/2010 10:57:36 AM
VTXRider$25.00$25.007/13/2010 11:39:18 AM
118 bids
 
Borrower Payment Dependent Notes Series 465663
This series of Notes was issued and sold upon the funding of the borrower loan #43743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,400.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 7.0% Auction start date:  Jul-13-2010 
  Auction end date:  Jul-20-2010 
 
Starting lender yield: 21.55% Starting borrower rate/APR: 22.55% / 24.82% Starting monthly payment: $207.77
Final lender yield: 19.00% Final borrower rate/APR: 20.00% / 22.24% Final monthly payment: $200.68
 
Auction yield range: 7.93% - 21.55% Estimated loss impact: 7.44%  
Lender servicing fee: 1.00% Estimated return: 11.56%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 7
Enhanced (1-5): 5
First credit line: May-1991 Debt/Income ratio: 11%
Credit score: 780-799 (Jul-2010) Inquiries last 6m: 2Employment status:Full-time employee
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 17 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,278Stated income:$50,000-$74,999
Delinquencies in last 7y: 9 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: thefisherman Borrower's state: Utah Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off High Interest Piano Loan
Purpose of loan:
Pay off a high interest loan on a Yamaha Clavinova piano.It is on a 29% interest loan from CITI.? The debt is outrageous, and to be frank, we should never have done that financing.

My financial situation:
Monthly income: $ 5,700 (just my full-time income)I am the administrator for a medical clinic(7 years now, and my wife is working FT as a paralegal(about 6 years).I make 65k+ a year, and she makes 25k+ a year.I work PT as a paramedic for our local fire department, and my wife also has a PT second job. The d's in my credit were from a bad business deal about 6 years ago.All my loans have auto-pay.

Monthly expenses: $4,365Housing: $1,600Insurance: $260Car expenses: $660Utilities: $300Phone, cable, internet: $150Food, entertainment: $600Clothing, household expenses $150Credit cards and other loans: $245
Other expenses: $400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: At your income/expense level you would be able to pay off the loan that we are refinancing within six months. Why are you getting this loan when you have the residual income (income after expenses) to pay off your existing loan on your own? - vagraces
A: I could pay off this loan today with my savings if I wanted, but I believe in having cash on hand and good cash flow. I will pay this off early. I also need loans in my name to repair my credit from a bad business deal that still shows on my credit today. (Jul-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Jinja$40.00$40.007/13/2010 5:05:44 PM
MrPie$50.00$50.007/13/2010 9:46:06 PM
PrepWonder$77.25$77.257/14/2010 10:02:20 AM
sfmf$27.05$27.057/14/2010 12:07:54 PM
loanman2007$300.00$300.007/14/2010 7:38:21 AM
Dark_Helmet$25.00$25.007/14/2010 5:23:40 PM
FinanceEngine$25.00$25.007/14/2010 8:24:51 PM
integrity-doctor$100.00$100.007/14/2010 8:45:37 PM
Ven58$25.00$25.007/15/2010 9:57:30 AM
market-pudding$25.00$25.007/15/2010 4:43:26 AM
market-walnut5$25.00$25.007/15/2010 4:08:27 PM
ttnk62918$25.00$25.007/16/2010 12:41:35 PM
mdree$50.00$50.007/16/2010 7:01:16 PM
UncleScroogeDMD$100.00$100.007/16/2010 5:39:37 PM
emjaybee$25.00$25.007/16/2010 8:12:31 PM
principal-star$25.00$25.007/17/2010 10:31:26 AM
KirosPOS$53.95$53.957/17/2010 11:46:41 AM
tipan1$25.00$25.007/17/2010 2:00:43 PM
benefit-javelin$26.09$26.097/18/2010 6:27:43 AM
KSPHoldings$25.00$25.007/18/2010 6:58:05 AM
Cromag$25.00$25.007/17/2010 8:32:10 PM
gothampark$25.00$25.007/18/2010 6:11:36 PM
CincyTex$50.00$50.007/18/2010 8:27:39 PM
orange-pound-party$28.35$28.357/18/2010 8:23:09 PM
principal-star$25.00$25.007/19/2010 10:34:05 AM
slxvq$32.03$32.037/19/2010 3:42:02 PM
nav1elt$25.00$25.007/19/2010 3:37:21 PM
scientists$25.00$25.007/19/2010 10:34:59 AM
averagefore$50.00$50.007/19/2010 11:25:47 AM
lendstats_com$69.07$69.077/19/2010 11:47:50 AM
listing-enchilada$30.00$30.007/20/2010 6:04:05 AM
Kennfusion$31.11$31.117/20/2010 8:27:50 AM
mpatrick$40.00$40.007/20/2010 12:30:09 AM
reflective-rupee$25.00$25.007/20/2010 9:43:33 AM
strutter$25.00$25.007/20/2010 10:13:38 AM
rubylender$25.00$25.007/20/2010 10:51:26 AM
TJGbank$25.00$25.007/20/2010 11:20:20 AM
Occhy$50.00$50.007/20/2010 7:51:10 AM
NekHoldings$25.00$25.007/20/2010 12:25:27 PM
UBOtto186$30.00$30.007/20/2010 12:28:28 PM
JGuide$101.99$101.997/20/2010 1:51:56 PM
enthusiastic-balance5$300.00$300.007/20/2010 8:47:45 AM
Kissabledevil$25.00$25.007/20/2010 2:24:34 PM
bigb7$25.21$25.217/20/2010 9:25:48 AM
a-golden-deal$25.00$25.007/20/2010 1:46:32 PM
proton346$25.00$25.007/20/2010 2:10:42 PM
pure-silver$25.00$25.007/20/2010 3:24:00 PM
velocity-winner$25.00$25.007/20/2010 3:31:41 PM
first-dinero-igloo$25.00$25.007/20/2010 2:47:43 PM
wwwUniversal$25.00$25.007/20/2010 3:53:28 PM
SC2TX$100.00$100.007/20/2010 10:34:56 AM
exciting-fairness$200.00$200.007/20/2010 3:43:24 PM
wlm3012$25.00$25.007/20/2010 11:14:55 AM
Bob450$40.00$40.007/20/2010 11:46:14 AM
velocity-squadron$40.00$40.007/20/2010 11:52:25 AM
pure-silver$25.00$25.007/20/2010 1:38:46 PM
patriot384$200.00$200.007/20/2010 3:21:49 PM
Nerdster1$40.01$40.017/20/2010 3:39:55 PM
robot777$40.00$40.007/13/2010 4:30:14 PM
principal-bull$25.00$25.007/13/2010 4:48:48 PM
SolarMoonshine$25.00$25.007/13/2010 6:09:19 PM
Pickmar$25.00$25.007/14/2010 11:17:54 AM
Eaglehigh$25.00$25.007/14/2010 5:30:51 PM
fireman4$30.00$30.007/15/2010 6:17:56 AM
credit-panda1$25.00$25.007/15/2010 7:07:01 PM
SV-AZ$50.00$50.007/16/2010 10:10:09 AM
nalaari$31.38$31.387/16/2010 12:29:14 PM
Only_Money$25.00$25.007/16/2010 1:30:50 PM
spiff666$25.00$25.007/17/2010 6:50:56 AM
Liam227$37.80$37.807/17/2010 8:44:03 AM
matthewa$25.00$25.007/17/2010 10:29:33 AM
YeoLenderSource$25.00$25.007/17/2010 2:14:33 PM
vest_vortex$50.00$50.007/18/2010 10:10:55 AM
note-buddy$160.98$56.867/18/2010 10:21:40 AM
Dollars4Rent$25.00$25.007/18/2010 8:04:02 AM
BankofBeth$25.00$25.007/18/2010 10:23:32 PM
uarewhatuthink$27.16$27.167/19/2010 10:28:01 AM
vanman58$75.00$75.007/19/2010 11:04:45 AM
loss-of-control$25.00$25.007/19/2010 11:09:02 AM
bughead$25.00$25.007/19/2010 10:58:52 AM
mex_invests$25.00$25.007/19/2010 12:41:49 PM
plouie$25.00$25.007/19/2010 1:39:51 PM
excheesehead$100.00$100.007/19/2010 3:45:40 PM
Ambassador$30.00$30.007/19/2010 4:12:20 PM
Techne_Funds_LLC$25.00$25.007/19/2010 5:13:15 PM
calkidd05$25.00$25.007/19/2010 8:56:53 PM
brondero$90.00$90.007/19/2010 9:49:46 PM
donenzo$25.00$25.007/20/2010 6:03:30 AM
dmk2006$25.00$25.007/20/2010 6:30:04 AM
exchange-cowbell5$25.00$25.007/19/2010 7:33:47 PM
Leshan$75.00$75.007/20/2010 7:09:04 AM
Catz_aplenty$26.23$26.237/20/2010 7:18:47 AM
LeoBUSIIT$25.00$25.007/20/2010 7:55:37 AM
income-ferret2$282.02$282.027/20/2010 8:19:52 AM
EEasyMoney$25.00$25.007/20/2010 8:39:19 AM
lepolgr$50.00$50.007/20/2010 8:50:19 AM
credit-coach118$25.00$25.007/20/2010 8:56:32 AM
leverage-monger$25.00$25.007/20/2010 9:08:14 AM
social-zebra$26.00$26.007/20/2010 9:34:23 AM
tacologic$100.00$100.007/20/2010 9:29:30 AM
ORteacher$50.00$50.007/20/2010 9:57:00 AM
brightest-dignified-penny$25.00$25.007/20/2010 10:16:21 AM
OGS_Capital$25.00$25.007/20/2010 7:09:57 AM
trade-elm$25.00$25.007/20/2010 7:32:17 AM
MrPie$25.00$25.007/20/2010 12:21:09 PM
willinvest$25.00$25.007/20/2010 2:24:08 PM
credit-missile$31.76$31.767/20/2010 2:28:39 PM
Sonihal$177.09$177.097/20/2010 9:50:18 AM
mstar925$27.18$27.187/20/2010 3:37:50 PM
icon7$25.00$25.007/20/2010 3:55:56 PM
grampy48$25.00$25.007/20/2010 12:53:14 PM
stable-bonus$29.41$29.417/20/2010 1:49:01 PM
mespeedy36$25.00$25.007/20/2010 2:37:53 PM
Reliance_Banker$25.00$25.007/20/2010 3:02:48 PM
Legally_Blonde$25.00$25.007/20/2010 3:39:39 PM
tigercat$50.00$50.007/20/2010 4:06:10 PM
116 bids
 
Borrower Payment Dependent Notes Series 466047
This series of Notes was issued and sold upon the funding of the borrower loan #43707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-12-2010 
  Auction end date:  Jul-19-2010 
 
Starting lender yield: 9.20% Starting borrower rate/APR: 10.20% / 12.31% Starting monthly payment: $258.89
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $258.89
 
Auction yield range: 3.93% - 9.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 5
First credit line: Aug-1987 Debt/Income ratio: 31%
Credit score: 740-759 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 21 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,066Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: 340 Borrower's state: Washington Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CC paydown
Purpose of loan:
This loan will be used to pay off one of my credit cards.? My promotional period has expired and the APR is now at 15.99% which I would love to reduce of course.? It'd also be a plus to pay the interest to other people than the bank.

My financial situation:
I am a good candidate for this loan because I've never had any delinquent accounts, and I've always pad everything off.? I plan to continue this, I realize my revolving balance and debt/income ratios might be a bit higher than the norm but this is due to me going back to school.? School is paid for by a combination of loans and my job.

Current revolving balances:
Credit Card #1?- approx 6700 @ 2.9%
Credit Card #2 - approx 4000 @ 1.9%
Credit Card #3 - approx 1000 @ 0%
Credit Card #4 - approx 3500 @ 11.99% (This card is my monthly purchases for personal and business use therefore this balance is mostly paid off every month, company re-imburses business expenses once a month)
Credit Card #5 - approx 7000@ 15.99% (the 0% promotion has expired)
All other open lines of credit are a combination of store cards and bank line of credits incase I go over my limits which I have never used yet.

I have approx 5000 in the bank for savings.? I do not wish to use this as this is my savings which I do not touch unless it is a dire emergency.

I am also a lender on this site since 2006, and I currently have about 1200 invested into other borrowers.

Monthly net income: approx $2500

Monthly expenses: approx $2000
??Housing: $500
??Insurance: $50
??Car expenses: $100
??Utilities: $100
??Phone, cable, internet: $50
??Food, entertainment: $50
??Clothing, household expenses $50
??Credit cards and other loans: $539 (approx all the minimums added up, I usually pay more than my minimums)
??Other expenses: $500 (savings for future)

In the end I'll have approx 500 left which is more than enough for a 260 dollar monthly payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orderly-loot$25.00$25.007/12/2010 10:24:32 AM
riproaringrapids$25.00$25.007/12/2010 10:33:05 AM
bold-durability-drum$50.00$50.007/12/2010 10:42:22 AM
studious-bonus7$100.00$100.007/12/2010 10:51:34 AM
american6$25.00$25.007/12/2010 10:51:47 AM
personal-lender$25.00$25.007/12/2010 10:52:26 AM
villagers$25.00$25.007/12/2010 10:54:42 AM
brightest-affluence-motivator$100.00$100.007/12/2010 10:55:07 AM
moola-man$30.00$30.007/12/2010 10:54:33 AM
Rysterola82$25.00$25.007/12/2010 10:55:46 AM
deal-frontier$100.00$100.007/12/2010 10:58:30 AM
Prosp_Lender$50.00$50.007/12/2010 10:58:42 AM
SimpleChoice$25.00$25.007/12/2010 10:59:17 AM
reward-motion$25.00$25.007/12/2010 11:00:08 AM
community-pipeline8$50.00$50.007/12/2010 10:59:34 AM
oaktown23$50.00$50.007/12/2010 10:59:51 AM
generous-deal6$25.00$25.007/12/2010 11:00:36 AM
Preferred-Lender$25.00$25.007/12/2010 11:00:57 AM
FirstBank$100.00$100.007/12/2010 11:01:15 AM
delicious-social132$35.00$35.007/12/2010 10:53:20 AM
elegant-income3$30.00$30.007/12/2010 11:01:43 AM
vibraphone3$50.00$50.007/12/2010 11:01:59 AM
janus_god$25.00$25.007/12/2010 11:03:20 AM
ichibon$100.00$100.007/12/2010 10:54:55 AM
jakesworld$25.00$25.007/12/2010 11:03:05 AM
cyberie21$25.00$25.007/12/2010 11:07:14 AM
special-currency6$100.00$100.007/12/2010 11:03:12 AM
Vegasjim$25.00$25.007/12/2010 10:55:13 AM
transaction-aggregator7$25.00$25.007/12/2010 11:16:44 AM
ddog0224$25.00$25.007/12/2010 11:08:48 AM
inspired-contract9$25.00$25.007/12/2010 11:48:45 AM
trustworthy-fairness$50.00$50.007/12/2010 12:36:14 PM
EPCapital$25.00$25.007/12/2010 1:11:16 PM
Fingar$25.00$25.007/12/2010 1:17:35 PM
wise-bonus-honker$25.00$25.007/12/2010 11:01:45 AM
orange-preeminant-bill$41.61$41.617/12/2010 1:51:38 PM
soulwork$25.00$25.007/12/2010 2:36:59 PM
castleman$25.00$25.007/12/2010 2:37:46 PM
blue-useful-auction$25.00$25.007/12/2010 2:05:52 PM
a-truth-upholder$50.00$50.007/12/2010 11:03:06 AM
buddyholly$30.00$30.007/12/2010 11:07:02 AM
nickel-ferret$25.00$25.007/12/2010 3:31:34 PM
papaloha$42.63$42.637/12/2010 11:23:04 AM
partnerinflight$32.34$32.347/12/2010 11:31:50 AM
kid8549$25.00$25.007/12/2010 12:19:19 PM
commitment-farm$25.00$25.007/12/2010 4:17:38 PM
gold-disk$40.66$40.667/12/2010 4:51:16 PM
Winsten$43.69$43.697/12/2010 1:01:33 PM
friendly-market5$50.00$50.007/12/2010 5:21:37 PM
ms48105$25.00$25.007/12/2010 4:32:40 PM
new-social-economist$25.00$25.007/12/2010 4:36:19 PM
BCdiggs$25.00$25.007/12/2010 5:46:25 PM
coin-jamboree$50.00$50.007/12/2010 5:46:23 PM
saxquiz$25.00$25.007/12/2010 5:46:28 PM
Havana21$25.00$25.007/12/2010 6:47:37 PM
cash-boots$25.00$25.007/12/2010 2:37:50 PM
greenbacchus$25.00$25.007/12/2010 2:46:41 PM
HarrisonHome$25.00$25.007/12/2010 8:11:17 PM
sbsahm$25.00$25.007/12/2010 8:47:13 PM
Stollewood$26.90$26.907/12/2010 8:51:16 PM
antrux$25.00$25.007/12/2010 10:06:17 PM
p2p-harmony$49.18$49.187/12/2010 10:06:30 PM
love_what_you_do$25.00$25.007/12/2010 10:41:18 PM
mocrepsorp13$25.00$25.007/12/2010 10:51:15 PM
revenue-ruler6$25.00$25.007/12/2010 10:17:09 PM
refined-income7$25.00$25.007/12/2010 10:21:25 PM
skiforglory$25.00$25.007/13/2010 1:08:28 AM
czar3$40.00$40.007/12/2010 4:11:46 PM
runner262$25.00$25.007/13/2010 1:11:36 AM
PatriotKnight$25.00$25.007/13/2010 12:52:35 AM
giannyny$25.00$25.007/13/2010 12:52:42 AM
snappy$50.00$50.007/13/2010 1:33:16 AM
PocketAces$25.00$25.007/13/2010 1:11:42 AM
Bubbasnestegg$25.00$25.007/13/2010 1:56:24 AM
IIP77$25.00$25.007/13/2010 1:13:30 AM
TpbiCapitals$50.00$50.007/13/2010 1:58:19 AM
sakha$30.08$30.087/13/2010 2:00:59 AM
boater01$50.00$50.007/13/2010 2:01:16 AM
bowdish1$50.00$50.007/13/2010 2:01:43 AM
walabie$25.00$25.007/13/2010 1:35:23 AM
adama_48$25.00$25.007/13/2010 1:37:35 AM
bchen78875$25.00$25.007/13/2010 1:43:57 AM
dmfog$25.00$25.007/13/2010 2:20:06 AM
tallmon$25.00$25.007/13/2010 1:59:58 AM
lloyd_s$25.00$25.007/13/2010 2:21:45 AM
enthusiastic-balance5$41.35$41.357/13/2010 2:01:12 AM
Noseel$26.22$26.227/13/2010 2:36:43 AM
Justbiz$30.47$30.477/13/2010 2:18:33 AM
kbguru$26.48$26.487/13/2010 2:20:03 AM
BuffetRocks$29.06$29.067/13/2010 2:22:00 AM
illini08actuary$25.00$25.007/13/2010 2:34:38 AM
Phantom99$25.00$25.007/13/2010 2:41:24 AM
loan-master996$40.64$40.647/13/2010 2:41:30 AM
wwwUniversal$25.00$25.007/13/2010 2:57:42 AM
serpentine$50.00$50.007/12/2010 10:06:22 PM
camaraderi-workhorse$30.00$30.007/12/2010 11:11:25 PM
Ravyn$25.00$25.007/13/2010 1:05:31 AM
Cheburashka$25.00$25.007/13/2010 1:13:06 AM
del30$25.00$25.007/13/2010 1:34:12 AM
fmvaulter$25.00$25.007/13/2010 2:35:31 AM
Usurious$25.00$25.007/13/2010 2:36:36 AM
JGB$100.00$100.007/13/2010 2:41:01 AM
miket71$42.67$42.677/13/2010 2:41:36 AM
FinanceEngine$25.00$25.007/13/2010 3:48:48 PM
outofoffice$50.00$50.007/14/2010 1:59:10 PM
market-pudding$25.00$25.007/15/2010 9:43:46 PM
jms1983$25.00$25.007/16/2010 2:08:54 PM
spiff666$25.00$25.007/17/2010 6:44:11 AM
ddamenace$50.00$50.007/17/2010 9:15:38 AM
natural-affluence4$50.00$50.007/18/2010 7:05:51 PM
bountiful-durability$100.00$100.007/12/2010 10:27:59 AM
bid-czar8$100.00$100.007/12/2010 10:28:30 AM
Artist_Blue$25.00$25.007/12/2010 10:33:54 AM
rescue$250.00$250.007/12/2010 10:27:47 AM
Comoparklender$30.00$30.007/12/2010 10:28:11 AM
nybanker85$50.00$50.007/12/2010 10:29:04 AM
brightest-breathtaking-finance$100.00$100.007/12/2010 10:52:55 AM
tech310$100.00$100.007/12/2010 10:53:06 AM
gracej$25.00$25.007/12/2010 10:55:11 AM
orgy63$25.00$25.007/12/2010 10:55:32 AM
objective-investor$100.00$100.007/12/2010 10:57:17 AM
enthralling-deal180$100.00$100.007/12/2010 10:56:10 AM
Katburg$35.00$35.007/12/2010 10:56:20 AM
important-ore$50.00$50.007/12/2010 10:57:55 AM
successful-euro$30.00$30.007/12/2010 10:58:04 AM
sweetlan$25.00$25.007/12/2010 10:57:30 AM
treasure-hunter270$25.00$25.007/12/2010 10:51:56 AM
bambampk$25.00$25.007/12/2010 11:00:18 AM
jdrez$25.00$25.007/12/2010 11:01:25 AM
auction-elvis$25.00$25.007/12/2010 11:01:04 AM
qtmspin$25.00$25.007/12/2010 10:53:15 AM
jme5343$50.00$50.007/12/2010 11:03:11 AM
anders94$25.00$25.007/12/2010 10:54:23 AM
Ready2Loan$25.00$25.007/12/2010 11:03:32 AM
jrbill1998$26.72$26.727/12/2010 11:10:07 AM
steady-bazaar$43.94$43.947/12/2010 11:08:16 AM
LiveFreeand$50.00$50.007/12/2010 11:08:20 AM
treasure-bliss$100.00$100.007/12/2010 11:23:03 AM
SCTrojangirl$25.00$25.007/12/2010 12:42:38 PM
Tahoeguy$50.00$50.007/12/2010 10:59:56 AM
ccdmp2004$25.00$25.007/12/2010 1:01:22 PM
special-truth$28.27$28.277/12/2010 1:32:37 PM
sarisai$101.00$101.007/12/2010 11:01:06 AM
csarradio$25.00$25.007/12/2010 1:32:44 PM
Ocean713$50.00$50.007/12/2010 11:02:16 AM
green-thoughtful-yield$47.81$47.817/12/2010 2:37:39 PM
bold-special-peace7$50.00$50.007/12/2010 11:02:36 AM
platinum-genetics$100.00$100.007/12/2010 1:57:48 PM
Avala$33.95$33.957/12/2010 3:26:21 PM
gold-conga$25.00$25.007/12/2010 11:31:54 AM
sensible-order2$25.00$25.007/12/2010 3:31:24 PM
jasonuz$25.00$25.007/12/2010 5:21:39 PM
AF-Chief$28.00$28.007/12/2010 2:37:48 PM
teller$25.00$25.007/12/2010 8:11:18 PM
seabass123$25.00$25.007/12/2010 8:51:17 PM
GatorBux$71.55$71.557/12/2010 8:01:18 PM
LoveLife45$25.00$25.007/12/2010 8:47:14 PM
red-relentless-money$25.09$25.097/12/2010 10:41:16 PM
workinghardoregon$25.00$25.007/12/2010 10:06:15 PM
thoughtful-payment268$50.00$50.007/12/2010 10:37:16 PM
traveler50$26.89$26.897/13/2010 1:11:33 AM
movistar$25.00$25.007/13/2010 12:52:40 AM
the-swashbuckler$50.00$50.007/12/2010 4:32:05 PM
Dreams4Cash$25.00$25.007/13/2010 1:08:52 AM
Dap2005$25.00$25.007/13/2010 1:37:27 AM
LandE2BG$25.00$25.007/13/2010 1:11:45 AM
yield-explosion1$25.00$25.007/12/2010 5:01:18 PM
Headhunter14$25.00$25.007/13/2010 1:11:57 AM
jonn834$25.00$25.007/13/2010 1:12:54 AM
syounker$25.00$25.007/12/2010 5:27:14 PM
dcdr23$25.00$25.007/13/2010 1:55:37 AM
bonFire8$25.00$25.007/13/2010 1:32:13 AM
money-bauble$47.65$47.657/12/2010 5:56:39 PM
anyoi$36.89$36.897/13/2010 2:01:41 AM
bankerboy333$25.00$25.007/13/2010 2:01:56 AM
thestartuplender$35.00$35.007/12/2010 6:01:25 PM
helpinghand63$29.84$29.847/13/2010 2:02:10 AM
sgmm330$25.00$25.007/13/2010 1:36:32 AM
SDNLR$25.00$25.007/13/2010 1:37:33 AM
drumcorpsnut$50.00$50.007/13/2010 2:19:48 AM
lcole32$25.00$25.007/13/2010 1:59:37 AM
js44043$25.00$25.007/13/2010 2:19:28 AM
ThisGuyIKnow$50.00$50.007/13/2010 2:39:59 AM
ryelk$25.00$25.007/13/2010 2:22:06 AM
zigzagz03$25.00$25.007/12/2010 7:41:35 PM
beatmix01$25.00$25.007/13/2010 2:38:20 AM
bxdoc$43.63$43.637/13/2010 2:41:20 AM
ijspence$25.00$25.007/13/2010 3:07:25 AM
Spring342$25.00$25.007/13/2010 6:30:38 AM
shellcollector$25.00$25.007/13/2010 1:06:55 AM
ClearLake$25.00$25.007/13/2010 1:11:59 AM
nwagers$25.00$25.007/13/2010 1:31:23 AM
THREE-POINTS-LENDING$25.00$25.007/13/2010 1:33:39 AM
sammyhammy$25.00$25.007/13/2010 2:01:54 AM
DcUnited$30.00$30.007/13/2010 2:02:05 AM
abeprof70$25.00$25.007/13/2010 2:17:33 AM
JaxFlorida$25.00$25.007/13/2010 2:34:43 AM
funds-dominator$25.00$25.007/13/2010 2:36:03 AM
time4aloan$50.00$50.007/13/2010 2:41:27 AM
slartibardfast$25.00$8.817/13/2010 2:41:39 AM
market-assembler$50.00$50.007/13/2010 2:50:28 PM
Pickmar$25.00$25.007/14/2010 11:13:53 AM
navy_cash$26.98$26.987/15/2010 7:37:28 PM
danielamity$25.00$25.007/16/2010 2:51:03 PM
ttnk62918$25.00$25.007/16/2010 12:48:58 PM
Shirts$99.00$99.007/16/2010 6:48:54 PM
JerryB96$25.00$25.007/17/2010 8:35:06 AM
Johnab$50.00$50.007/17/2010 8:37:07 PM
one-midas$25.00$25.007/18/2010 4:48:02 PM
loanman2007$100.00$100.007/19/2010 5:19:24 AM
210 bids
 
Borrower Payment Dependent Notes Series 466127
This series of Notes was issued and sold upon the funding of the borrower loan #43746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-13-2010 
  Auction end date:  Jul-20-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $121.27
Final lender yield: 24.44% Final borrower rate/APR: 25.44% / 27.75% Final monthly payment: $119.98
 
Auction yield range: 10.93% - 25.25% Estimated loss impact: 10.60%  
Lender servicing fee: 1.00% Estimated return: 13.84%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 8
Enhanced (1-5): 5
First credit line: Mar-2006 Debt/Income ratio: 4%
Credit score: 640-659 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 5 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,045Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: leaper647 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?I have never missed or been late on a payment on my AMEX card. I own my car so I only pay for insurance and gas. My rent is $700/month which includes all utilities. Almost all of my expenses are fixed, so I know making a monthly payment on this loan is well within what I can afford.

Monthly net income: $3700

Monthly expenses: $1250
??Housing: $700
??Insurance: $150
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $400
??Clothing, household expenses $0
??Credit cards and other loans: $0
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Do you still live in your sister's house? - penny-surgeon
A: Hi- No, I moved to a new apartment in Atlanta. I'm paying $700/month there with all of the utilities included. Thanks! (Jul-14-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
EngineersAlliance$75.00$75.007/13/2010 4:51:22 PM
mercuriant$25.00$25.007/13/2010 4:53:50 PM
Wachocia$25.00$25.007/13/2010 4:54:05 PM
SolarMoonshine$25.00$25.007/13/2010 5:26:48 PM
AlexTrep$25.00$25.007/14/2010 4:35:43 PM
Maximum_Investment$31.59$31.597/15/2010 2:37:04 PM
new-truth-chuckler$35.00$35.007/15/2010 6:43:21 PM
marwadi-62$100.00$100.007/16/2010 6:43:37 AM
ttnk62918$25.00$25.007/16/2010 12:42:28 PM
careful-compassion$25.00$25.007/16/2010 5:15:10 PM
order-bee1$25.00$25.007/17/2010 3:49:22 AM
spiff666$25.00$25.007/17/2010 6:52:24 AM
grammaspurse$25.00$25.007/17/2010 8:28:55 PM
randsenterprise$25.00$25.007/19/2010 7:59:40 AM
first-dinero-igloo$26.02$26.027/19/2010 10:25:51 AM
mammalian4$50.00$50.007/19/2010 2:41:34 PM
ALFLoan$25.00$25.007/19/2010 11:52:24 AM
mreod$35.00$35.007/19/2010 12:29:16 PM
prominence8$30.00$30.007/19/2010 8:54:18 PM
greekgst99$25.00$25.007/20/2010 5:18:18 AM
FundMaker$25.00$25.007/20/2010 7:13:27 AM
ElbowToast$40.00$40.007/20/2010 9:23:06 AM
wowlender$25.00$25.007/20/2010 9:31:39 AM
graceful-credit5$50.00$50.007/20/2010 11:55:17 AM
scroooge$25.00$25.007/20/2010 9:31:36 AM
intuitive-bill$25.00$25.007/20/2010 9:32:01 AM
Leshan$25.00$25.007/20/2010 10:30:32 AM
heatherwood$75.00$75.007/13/2010 4:54:42 PM
1-HARD-HEAD$50.00$50.007/13/2010 11:01:38 PM
felicity-daydream$40.00$40.007/14/2010 4:24:29 PM
MarcusOcean$50.00$50.007/14/2010 6:55:18 PM
market-pudding$25.00$25.007/15/2010 4:45:04 AM
dt_one$25.00$25.007/16/2010 9:22:46 AM
khamlagirl$25.00$25.007/16/2010 5:16:52 PM
capital-kingdom$25.00$25.007/17/2010 5:52:07 AM
precious-coin3$25.00$25.007/17/2010 9:33:56 AM
VikingLender$25.00$25.007/17/2010 12:10:26 AM
barkochva$25.00$25.007/17/2010 8:57:20 PM
loan-fate$28.76$28.767/18/2010 1:06:30 AM
Megaton$25.00$25.007/18/2010 2:09:03 AM
nethosters$25.00$25.007/18/2010 1:07:29 PM
malomar66$40.00$40.007/19/2010 2:34:45 PM
santhana$50.00$50.007/19/2010 11:24:56 AM
cbivitz$100.00$100.007/19/2010 3:49:23 PM
eloquent-bill6$25.00$25.007/19/2010 4:00:17 PM
glenium$25.00$25.007/20/2010 3:46:10 AM
PCity-LOA15$25.00$25.007/20/2010 7:23:44 AM
Trentsteel_98$25.00$25.007/20/2010 9:22:06 AM
SkyLoan$25.00$25.007/20/2010 10:42:24 AM
boneill$50.00$50.007/20/2010 10:23:31 AM
Whipster$25.00$25.007/20/2010 5:47:19 AM
planetibet$50.00$50.007/20/2010 6:32:18 AM
wealth-cub$25.00$25.007/20/2010 1:20:47 PM
exchange-cowbell5$25.00$25.007/20/2010 8:24:45 AM
ultimate-peace$300.00$300.007/20/2010 3:33:55 PM
order-bee1$800.00$800.007/20/2010 4:00:41 PM
wild-orange$25.00$25.007/20/2010 3:47:58 PM
wwwUniversal$25.00$18.637/20/2010 4:05:03 PM
58 bids
 
Borrower Payment Dependent Notes Series 466489
This series of Notes was issued and sold upon the funding of the borrower loan #43710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,250.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jul-14-2010 
  Auction end date:  Jul-20-2010 
 
Starting lender yield: 12.85% Starting borrower rate/APR: 13.85% / 16.01% Starting monthly payment: $247.26
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $247.26
 
Auction yield range: 5.93% - 12.85% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 8
Enhanced (1-5): 4
First credit line: Aug-1979 Debt/Income ratio: 29%
Credit score: 740-759 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 22 / 18Length of status:11y 9m
Amount delinquent: $0 Total credit lines: 60 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $49,681Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: capital-lion4 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Clear smaller credit cards quickly
Purpose of loan:
This loan will be used to consolidate smaller balances.? I have already closed out larger accounts and want to attack the rest in a short period of time.

My financial situation:
I am a good candidate for this loan because I have been blessed with a very good income and employer.? I am determined to tackle my debt in meaningful pieces that won't return.

Monthly net income: $ 6500.00

Monthly expenses: $
??Housing: $????
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bid-czar8$100.00$100.007/14/2010 5:14:22 PM
nybanker85$50.00$50.007/14/2010 5:14:25 PM
tech310$50.00$50.007/14/2010 5:16:06 PM
ray1051$25.00$25.007/14/2010 5:16:10 PM
treasure-hunter270$25.00$25.007/14/2010 5:19:57 PM
personal-lender$25.00$25.007/14/2010 5:20:03 PM
anders94$25.00$25.007/14/2010 5:21:18 PM
important-ore$50.00$50.007/14/2010 5:22:35 PM
enthralling-deal180$100.00$100.007/14/2010 5:22:05 PM
objective-investor$100.00$100.007/14/2010 5:22:19 PM
generous-deal6$25.00$25.007/14/2010 5:23:06 PM
Prosp_Lender$50.00$50.007/14/2010 5:22:42 PM
thestartuplender$35.00$35.007/14/2010 5:24:11 PM
kulender$25.00$25.007/14/2010 5:24:20 PM
ddog0224$25.00$25.007/14/2010 5:25:01 PM
Bio-physicist$25.00$25.007/14/2010 10:06:27 PM
create42xn$45.33$45.337/15/2010 2:47:14 AM
Marathoner$25.00$25.007/15/2010 2:47:22 AM
blackstar$25.00$25.007/15/2010 4:32:41 AM
Gobsek$25.00$25.007/15/2010 6:58:06 AM
exchange-defender$25.00$25.007/15/2010 9:37:04 AM
revenue-officer36$31.77$31.777/15/2010 9:37:26 AM
fareast_man$25.00$25.007/15/2010 10:01:19 AM
dime-sitar$25.00$25.007/14/2010 9:04:14 PM
e6400$26.74$26.747/15/2010 10:26:40 AM
SCTrojangirl$25.00$25.007/15/2010 10:37:08 AM
kmr2$250.00$250.007/15/2010 2:47:20 AM
lloyd_s$25.00$25.007/15/2010 10:33:53 AM
yield-seeker$25.00$25.007/15/2010 10:34:00 AM
OrcaFIN$25.00$25.007/15/2010 4:21:16 AM
masonn$50.00$50.007/15/2010 10:44:27 AM
orgy63$25.00$25.007/15/2010 10:57:21 AM
LandE2BG$25.00$25.007/15/2010 10:58:50 AM
ccdmp2004$25.00$25.007/15/2010 10:59:07 AM
durability-mad-scientist4$27.70$27.707/15/2010 10:59:16 AM
chestnut4$25.00$25.007/15/2010 10:59:27 AM
tech_helper$50.00$50.007/15/2010 10:59:25 AM
tranquil-return4$25.00$25.007/15/2010 10:59:41 AM
shrewd-deal$25.00$25.007/15/2010 10:59:39 AM
orderly-loot$25.00$25.007/15/2010 11:01:05 AM
orange-preeminant-bill$29.45$29.457/15/2010 11:01:29 AM
seabass123$25.00$25.007/15/2010 11:01:37 AM
CrossCreek$25.00$25.007/15/2010 11:08:37 AM
cash-merry-maker$25.00$25.007/15/2010 9:37:30 AM
green-glowing-gain$25.00$25.007/15/2010 9:37:35 AM
restless-balance5$25.00$25.007/15/2010 11:10:15 AM
halothane_logic$25.00$25.007/15/2010 9:51:34 AM
RandyL3$25.00$25.007/15/2010 11:16:59 AM
Peterman$25.00$25.007/15/2010 11:52:05 AM
cjames84$25.00$25.007/15/2010 10:33:44 AM
responsibility-butterfly$25.00$25.007/15/2010 10:37:07 AM
Savings_EQ_Dignity$25.89$25.897/15/2010 12:57:52 PM
Bank_Of_XL$50.00$50.007/15/2010 1:27:07 PM
rudyindc$25.00$25.007/15/2010 2:11:25 PM
upbeat-investment9$25.00$25.007/15/2010 10:43:04 AM
shingu79$43.13$43.137/15/2010 2:26:19 PM
loan-kung-fu$25.00$25.007/15/2010 3:37:09 PM
ashlil01$25.00$25.007/15/2010 3:21:20 PM
a-finance-nirvana$25.00$25.007/15/2010 11:03:09 AM
Entejaeger$25.00$25.007/15/2010 3:36:46 PM
giannyny$25.00$25.007/15/2010 3:46:51 PM
Avala$50.00$50.007/15/2010 3:37:12 PM
LeReve$50.00$50.007/15/2010 11:08:36 AM
balanced-bill7$71.95$71.957/15/2010 4:08:41 PM
nick456sd$50.00$50.007/15/2010 3:46:43 PM
rhodylend$25.00$25.007/15/2010 11:26:14 AM
a-resplendent-asset$25.00$25.007/15/2010 11:31:33 AM
wise-pound-eagle$37.53$37.537/15/2010 11:31:50 AM
unrivaled-justice$60.77$60.777/15/2010 11:37:34 AM
shadargroup$25.00$25.007/15/2010 11:46:34 AM
the-swashbuckler$25.00$25.007/15/2010 11:51:59 AM
tremendous-payment$25.00$25.007/15/2010 2:11:23 PM
blue-useful-auction$25.00$25.007/15/2010 3:09:19 PM
the-money-gargantuan$25.00$25.007/15/2010 3:16:23 PM
jcttjg$25.00$25.007/15/2010 3:27:02 PM
sharkm$35.00$35.007/15/2010 3:27:33 PM
hrubinst$25.00$25.007/15/2010 3:37:46 PM
Premierelender$25.00$25.007/15/2010 3:41:56 PM
snoopey100$25.00$25.007/15/2010 3:46:33 PM
Contact911$50.00$50.007/15/2010 3:56:29 PM
flexible-return297$25.00$25.007/15/2010 4:17:18 PM
systemlender$30.00$30.007/16/2010 7:41:42 AM
buckyhead2000$25.00$25.007/16/2010 9:26:31 AM
credit-panda1$25.00$25.007/16/2010 6:53:55 AM
wwwUniversal$25.00$25.007/16/2010 10:02:15 AM
njlom$100.00$100.007/16/2010 12:26:51 PM
DG2007$25.00$25.007/17/2010 2:13:44 PM
eddievegas415$40.00$40.007/18/2010 2:02:50 PM
calbertrand$25.00$25.007/18/2010 6:50:31 PM
rockhound84$25.00$25.007/19/2010 5:03:01 AM
BrighterSuns$25.00$25.007/19/2010 10:25:11 AM
MC7608$44.52$44.527/19/2010 11:34:16 AM
mammalian4$50.00$50.007/19/2010 2:41:43 PM
worth-victor6$25.00$25.007/20/2010 1:49:43 AM
bluflame9940$31.00$31.007/20/2010 7:11:56 AM
Moneypenny6$30.00$30.007/20/2010 7:30:59 AM
rockhound84$25.00$25.007/20/2010 4:55:45 PM
principal-bull$25.00$25.007/20/2010 5:27:43 PM
simplelender80$100.00$100.007/14/2010 5:16:02 PM
rescue$50.00$50.007/14/2010 5:16:40 PM
studious-bonus7$100.00$100.007/14/2010 5:19:48 PM
brightest-breathtaking-finance$100.00$100.007/14/2010 5:20:32 PM
delicious-social132$35.00$35.007/14/2010 5:20:53 PM
ichibon$100.00$100.007/14/2010 5:21:43 PM
Comoparklender$30.00$30.007/14/2010 5:14:19 PM
Pulchritudinous$25.00$25.007/14/2010 5:22:25 PM
FirstBank$100.00$100.007/14/2010 5:23:14 PM
Ocean713$50.00$50.007/14/2010 5:23:33 PM
jdrez$25.00$25.007/14/2010 5:23:22 PM
Investoman$100.00$100.007/14/2010 5:24:49 PM
MSME$50.00$50.007/14/2010 5:25:16 PM
munnu$25.00$25.007/14/2010 5:24:32 PM
first-upright-payout$25.00$25.007/14/2010 5:26:40 PM
mpatrick$25.00$25.007/14/2010 5:26:11 PM
bountiful-durability$50.00$50.007/14/2010 5:26:23 PM
Banker7371$25.00$25.007/14/2010 5:27:28 PM
top-courteous-peso$250.00$250.007/14/2010 5:27:32 PM
qtmspin$25.00$25.007/14/2010 5:20:42 PM
successful-euro$30.00$30.007/14/2010 5:35:01 PM
villagers$25.00$25.007/14/2010 5:21:35 PM
Thylow$25.00$25.007/14/2010 5:48:39 PM
moola-man$30.00$30.007/14/2010 7:51:46 PM
reinforced-revenue069$25.00$25.007/14/2010 7:41:33 PM
Havana21$75.00$75.007/14/2010 10:51:21 PM
brightest-affluence-motivator$33.55$33.557/15/2010 2:47:16 AM
social-conductor4$25.00$25.007/15/2010 6:26:21 AM
riproaringrapids$25.00$25.007/15/2010 7:01:21 AM
reward-burger2$50.00$50.007/15/2010 9:36:46 AM
CapeDollars$50.00$50.007/15/2010 9:37:19 AM
Westlake91362$25.00$25.007/15/2010 10:26:42 AM
ms48105$25.00$25.007/15/2010 10:32:23 AM
Dap2005$25.00$25.007/15/2010 10:33:05 AM
orange-dollar-guild$42.99$42.997/15/2010 10:33:41 AM
wanna-help$25.00$25.007/15/2010 2:47:15 AM
transaction-aggregator7$25.00$25.007/15/2010 10:33:48 AM
JGB$78.76$78.767/15/2010 10:33:57 AM
teller$25.00$25.007/15/2010 10:38:04 AM
CASHGIRL$25.00$25.007/15/2010 10:38:08 AM
Phantom99$25.00$25.007/15/2010 10:43:07 AM
adam_rodgers$25.00$25.007/15/2010 10:57:17 AM
BuffetRocks$42.52$42.527/15/2010 10:59:00 AM
economy-producer$25.00$25.007/15/2010 10:58:06 AM
colorunner$25.00$25.007/15/2010 10:59:22 AM
graceful-investment$25.00$25.007/15/2010 10:59:13 AM
elegant-income3$25.54$25.547/15/2010 11:00:55 AM
gqrob$50.00$50.007/15/2010 11:09:40 AM
SirJev$35.51$35.517/15/2010 11:46:33 AM
resource777$47.22$47.227/15/2010 11:31:44 AM
worthy-bid8$200.00$200.007/15/2010 12:03:46 PM
8bitnintendo$25.00$25.007/15/2010 10:33:37 AM
Sonos$25.00$25.007/15/2010 1:27:21 PM
bowdish1$50.00$50.007/15/2010 10:38:56 AM
credible-durability$25.00$25.007/15/2010 12:51:32 PM
vegibenz$25.00$25.007/15/2010 2:36:24 PM
ommcd$25.00$25.007/15/2010 10:43:28 AM
burntxsoul$25.00$25.007/15/2010 1:16:27 PM
fiddlerzvi$32.14$32.147/15/2010 10:56:22 AM
peace-habanero$25.00$25.007/15/2010 10:56:41 AM
cberthiaume$25.00$25.007/15/2010 3:27:35 PM
generous-repayment0$25.00$25.007/15/2010 3:29:06 PM
uncleharold$35.00$35.007/15/2010 2:51:29 PM
american6$25.00$25.007/15/2010 3:37:27 PM
SanJoser$25.00$25.007/15/2010 11:08:01 AM
syounker$25.00$25.007/15/2010 3:37:15 PM
oaktown23$36.12$36.127/15/2010 11:08:53 AM
kmwvma$25.00$25.007/15/2010 11:09:36 AM
jgar_O$25.00$25.007/15/2010 3:52:07 PM
IeatatWendys$25.00$25.007/15/2010 4:17:22 PM
treasure-singularity$25.00$25.007/15/2010 11:31:41 AM
wise-spiritual-commitment$50.00$50.007/15/2010 11:46:35 AM
bold-durability-drum$50.00$50.007/15/2010 12:21:36 PM
community-pipeline8$36.12$36.127/15/2010 2:11:27 PM
the-transaction-stronghold$25.00$25.007/15/2010 3:37:27 PM
ready-interest9$25.00$2.697/15/2010 4:17:41 PM
Josphine$41.19$41.197/16/2010 6:38:28 AM
moola-monger9$100.00$100.007/16/2010 9:57:17 AM
cerebral-dollar773$50.00$50.007/16/2010 11:11:39 AM
ttnk62918$25.00$25.007/16/2010 12:42:13 PM
Lo0se_mo0se$25.00$25.007/17/2010 11:05:29 AM
spiff666$25.00$25.007/17/2010 6:46:42 AM
one-midas$50.00$50.007/18/2010 4:52:39 PM
Sven79$50.00$50.007/19/2010 10:11:36 AM
steady-dime$25.00$25.007/19/2010 12:03:05 PM
versatilenyguy$50.00$50.007/20/2010 1:39:25 PM
grampy48$25.00$25.007/20/2010 2:11:49 PM
ManhattanLender$25.00$25.007/20/2010 4:39:34 PM
jimmya$39.87$39.877/20/2010 4:16:32 PM
187 bids
 
Borrower Payment Dependent Notes Series 466511
This series of Notes was issued and sold upon the funding of the borrower loan #43732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jul-19-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 10.00% Starting borrower rate/APR: 11.00% / 11.35% Starting monthly payment: $491.08
Final lender yield: 9.30% Final borrower rate/APR: 10.30% / 10.65% Final monthly payment: $486.12
 
Auction yield range: 2.93% - 10.00% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 7.79%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 5
First credit line: May-1991 Debt/Income ratio: 25%
Credit score: 820-839 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 29 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,733Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: Yes  
Screen name: dikamon Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off cc and doctor bills
Purpose of loan:
Need this loan to make headway on paying off CC as well as some outstanding doctor bills.? I have 2 CC totaling about 15000 as of 6/2010.?

My financial situation:
My financial situation is solid.? I'm fully employed and am in no danger of losing my job.? I am more than capable of paying off the credit cards over time but by my estimation it will cost me more in the long run at 16%.? I make a decent living as a government contractor but live in a high standard of living area.? Other personal loans are unavailable to me due to my home value being underwater.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What's the breakdown of medical bills to credit card debt in this loan? - velvetsmog
A: I'm sorry if I'm answering this kinda late. CC #1 $13100, CC #2 $200, Total Dr Bills $990 (Jul-24-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
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hawaiiangirl76$25.00$25.007/20/2010 10:59:33 AM
wampum-chorus3$25.00$25.007/20/2010 10:59:36 AM
ALL-PRIME$25.00$25.007/20/2010 11:00:32 AM
awe-inspiring-benefit$50.00$50.007/20/2010 11:00:45 AM
cleared2land$25.00$25.007/20/2010 11:00:58 AM
transparency-giant$50.00$50.007/20/2010 11:01:00 AM
johngaltline$25.00$25.007/20/2010 11:01:07 AM
Preferred-Lender$25.00$25.007/20/2010 11:01:14 AM
systematic0$25.00$25.007/20/2010 11:01:23 AM
good_lender$44.80$44.807/20/2010 11:01:28 AM
guardlender$25.00$25.007/20/2010 11:01:34 AM
phillipd48$25.00$25.007/20/2010 11:01:40 AM
kid8549$25.00$25.007/20/2010 11:01:54 AM
important-ore$100.00$100.007/20/2010 11:01:57 AM
agreement-sycamore$50.00$50.007/20/2010 11:02:02 AM
srgriff$25.00$25.007/20/2010 11:02:08 AM
DrMoneyBags$25.00$25.007/20/2010 11:02:18 AM
frankdelraza$25.00$25.007/20/2010 11:03:09 AM
meux99$25.00$25.007/20/2010 11:03:30 AM
elevated-finance$25.00$25.007/20/2010 4:56:00 PM
blot44$25.00$25.007/20/2010 7:58:46 PM
Montgomery-Burns$25.00$25.007/21/2010 1:48:37 AM
calbertrand$75.00$75.007/20/2010 7:28:50 PM
aganippe$25.00$25.007/20/2010 7:57:53 PM
Bank_Of_XL$25.00$25.007/21/2010 8:04:44 AM
ujiba$25.00$25.007/21/2010 1:48:41 AM
blue-useful-auction$25.00$25.007/21/2010 7:39:08 AM
LOML$40.00$40.007/21/2010 10:44:30 AM
outofoffice$29.18$29.187/21/2010 4:26:51 PM
mikeandcat$100.00$100.007/21/2010 7:27:01 PM
cebgop$25.00$25.007/22/2010 12:42:04 AM
rockhound84$25.00$25.007/22/2010 5:13:23 AM
fotep-financial$25.00$25.007/22/2010 1:07:01 PM
generous-at-heart$25.00$25.007/22/2010 1:14:27 PM
HenryK7$25.00$25.007/22/2010 6:41:22 PM
KingCroesus$25.00$25.007/22/2010 11:54:16 PM
JackinGreen$50.08$50.087/23/2010 4:20:06 AM
ingenious-order783$50.00$50.007/23/2010 7:53:58 AM
isuperwang$183.62$183.627/23/2010 5:30:25 AM
surfsider123$25.00$25.007/23/2010 2:14:50 PM
DHolly$25.00$25.007/23/2010 1:46:52 PM
mammalian4$25.00$25.007/23/2010 5:42:58 PM
fair_rates$25.00$25.007/24/2010 3:22:19 AM
mlpinz$50.00$50.007/24/2010 5:26:36 AM
Ilios$67.10$67.107/24/2010 6:31:14 AM
dinero-storm4$25.00$25.007/24/2010 8:10:49 AM
Metasequoia$25.00$25.007/23/2010 10:33:23 PM
newest-bountiful-basis$25.00$25.007/24/2010 9:57:16 AM
scloans$25.00$25.007/24/2010 11:33:26 AM
availableloan$25.00$25.007/24/2010 12:09:50 PM
historyman$25.00$25.007/24/2010 5:15:41 PM
taylodo$25.00$25.007/24/2010 11:13:50 PM
Brklyn01$25.00$25.007/25/2010 6:26:42 AM
grampy48$25.00$25.007/25/2010 7:54:41 AM
CHAZGEO6685$25.00$25.007/25/2010 1:03:36 PM
maineman$25.00$25.007/25/2010 1:46:29 PM
blLending$25.00$25.007/25/2010 5:04:04 PM
cautious1$50.00$50.007/26/2010 5:13:50 AM
Loan-trust25$37.14$37.147/26/2010 5:46:03 AM
BankofPaul$25.00$25.007/26/2010 6:11:14 AM
wojo$25.00$25.007/26/2010 6:21:00 AM
nav1elt$25.00$25.007/26/2010 6:33:09 AM
calbertrand$25.00$25.007/26/2010 6:41:58 AM
favorite-commerce$50.00$50.007/26/2010 6:40:42 AM
honorable-vigilance$50.00$50.007/26/2010 9:20:03 AM
CashBank$25.00$25.007/26/2010 10:26:26 AM
glc527$35.00$35.007/26/2010 11:09:25 AM
integrity-cowbell$25.00$25.007/26/2010 11:29:09 AM
ideal-coin$100.00$100.007/26/2010 11:39:59 AM
rockhound84$25.00$25.007/26/2010 2:34:28 PM
coolgenner$50.00$50.007/26/2010 3:33:01 PM
GABC-1$25.00$25.007/26/2010 4:21:32 PM
379 bids
 
Borrower Payment Dependent Notes Series 466697
This series of Notes was issued and sold upon the funding of the borrower loan #43716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jul-16-2010 
  Auction end date:  Jul-23-2010 
 
Starting lender yield: 12.85% Starting borrower rate/APR: 13.85% / 16.01% Starting monthly payment: $204.63
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $204.63
 
Auction yield range: 5.93% - 12.85% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 8
Enhanced (1-5): 5
First credit line: Oct-1986 Debt/Income ratio: 8%
Credit score: 740-759 (Jul-2010) Inquiries last 6m: 2Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:14y 10m
Amount delinquent: $0 Total credit lines: 49 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,251Stated income:$75,000-$99,999
Delinquencies in last 7y: 26 Bankcard utilization: 37%  
   Homeownership: Yes  
Screen name: aswsweet16 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for car repair & moving
Purpose of loan:
This loan will be used to?
For closing costs and moving expenses and car repair.
My financial situation:
I am a good candidate for this loan because? I have a good income and have raised my credit score over 200 points in the ast?3 years. Thank You!

Monthly net income: $ 9,000

Monthly expenses: $
??Housing: $ 1750
??Insurance: $ 200
??Car expenses: $ 0
??Utilities: $ 300
??Phone, cable, internet: $ 120
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 250
??Other expenses: $ vary
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: It says your monthly income is $9000, but your salary is up to $99,000 annually. Where is the additional income from? - sfpinkfloyd
A: The $9000 net is my household net which includes my spouses net income. my net $6000 and his varies from $3000 to $3200 per month (Jul-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Comoparklender$30.00$30.007/16/2010 4:56:59 PM
goldie414$50.00$50.007/16/2010 5:00:43 PM
ideal-platinum1$100.00$100.007/16/2010 5:01:00 PM
simplelender80$100.00$100.007/16/2010 5:15:42 PM
personal-lender$25.00$25.007/16/2010 5:18:07 PM
enthralling-deal180$100.00$100.007/16/2010 5:20:12 PM
techs$25.00$25.007/16/2010 5:01:19 PM
Investoman$100.00$100.007/16/2010 5:21:35 PM
first-upright-payout$25.00$25.007/16/2010 5:22:22 PM
top-courteous-peso$250.00$250.007/16/2010 5:22:30 PM
ray1051$25.00$25.007/16/2010 5:15:50 PM
market-pudding$25.00$25.007/16/2010 7:47:28 PM
ichibon$100.00$100.007/16/2010 5:19:55 PM
munnu$25.00$25.007/16/2010 5:21:17 PM
ddog0224$25.00$25.007/16/2010 5:21:46 PM
MSME$50.00$50.007/16/2010 5:21:56 PM
Havana21$75.00$75.007/16/2010 5:25:41 PM
inspiring-reward$150.00$150.007/17/2010 6:57:20 AM
well-rounded-dinero$50.00$50.007/17/2010 7:51:24 AM
gumbit$25.00$25.007/17/2010 9:03:34 AM
mattemmo$25.00$25.007/17/2010 10:16:29 AM
diplomatic-wealth7$25.00$25.007/17/2010 1:40:45 PM
Fiimg$50.00$50.007/17/2010 10:06:24 AM
a-finance-nirvana$25.00$25.007/17/2010 2:28:33 PM
the-profit-oracle$25.00$25.007/17/2010 2:28:26 PM
totoro$25.00$25.007/17/2010 3:02:10 PM
bid-czar8$53.05$53.057/18/2010 10:31:39 AM
rate-gravity$100.00$100.007/18/2010 11:53:12 AM
IIP77$25.00$25.007/18/2010 1:12:53 PM
moola-wildebeest3$50.00$50.007/18/2010 1:26:03 PM
zorg77$25.00$25.007/18/2010 3:58:36 PM
cash-vault$25.00$25.007/18/2010 10:47:48 AM
bchen78875$25.00$25.007/18/2010 10:52:03 AM
worthy-bid8$200.00$200.007/18/2010 7:27:53 PM
generous-deal6$25.00$25.007/18/2010 7:28:15 PM
hrubinst$25.00$25.007/18/2010 7:27:18 PM
gracej$25.00$25.007/19/2010 6:48:55 AM
Rysterola82$25.00$25.007/18/2010 8:17:08 PM
wise-silver-wonder$25.00$25.007/19/2010 5:11:28 AM
raisingophelia$25.00$25.007/19/2010 10:40:07 AM
Prosp_Lender$50.00$50.007/19/2010 11:04:41 AM
radforj22$25.00$25.007/19/2010 11:04:35 AM
nybanker85$25.00$25.007/19/2010 9:04:57 AM
bowdish1$50.00$50.007/19/2010 3:24:34 PM
life-is-great$25.00$25.007/19/2010 3:56:22 PM
restless-fund5$25.00$25.007/19/2010 4:19:02 PM
Cai8899$49.97$49.977/19/2010 4:53:19 PM
asset-professor$40.00$40.007/19/2010 3:22:22 PM
one-midas$25.00$25.007/19/2010 7:58:03 PM
economy-caper$25.25$25.257/20/2010 9:13:29 AM
JPBank$422.70$422.707/20/2010 6:48:14 AM
flopcat$25.00$25.007/20/2010 7:51:28 AM
Tradesmanlender$25.00$25.007/20/2010 11:02:13 AM
Dia_Lucrii$25.00$25.007/20/2010 4:38:44 PM
ttnk62918$25.00$25.007/20/2010 4:37:36 PM
cyberie21$25.00$25.007/20/2010 4:38:06 PM
KiwiElf$25.00$25.007/21/2010 1:32:57 AM
Dahlozer$25.00$25.007/21/2010 2:04:26 AM
teller$25.00$25.007/21/2010 7:32:33 AM
flwah$25.00$25.007/21/2010 2:05:01 AM
utopia14$25.00$25.007/21/2010 9:36:52 AM
wwwUniversal$25.00$25.007/21/2010 7:51:56 AM
wild_carrot$25.00$11.077/21/2010 9:36:59 AM
auction-workhorse679$100.00$100.007/22/2010 9:45:08 AM
sparkmeister$25.00$25.007/22/2010 11:46:49 AM
the-cash-allotment$30.00$30.007/22/2010 3:57:55 PM
yu-rik$75.00$75.007/23/2010 3:49:05 AM
credit-panda1$25.00$25.007/23/2010 3:04:07 AM
fulfilling-investment4$25.00$25.007/22/2010 4:47:26 PM
TheRock$25.00$25.007/22/2010 5:12:28 PM
pythia$25.00$25.007/23/2010 6:21:38 AM
greenback-ally$50.00$50.007/22/2010 6:32:36 PM
Leshan$75.00$75.007/23/2010 7:04:54 AM
Lender0307$25.00$25.007/22/2010 9:11:16 PM
maldok1$25.00$25.007/16/2010 4:57:16 PM
FirstBank$100.00$100.007/16/2010 4:57:21 PM
thestartuplender$35.00$35.007/16/2010 4:57:33 PM
thorough-exchange4$25.00$25.007/16/2010 4:59:32 PM
tech310$100.00$100.007/16/2010 5:15:47 PM
successful-euro$30.00$30.007/16/2010 5:13:06 PM
qtmspin$25.00$25.007/16/2010 5:18:54 PM
rescue$50.00$50.007/16/2010 5:16:02 PM
Pulchritudinous$25.00$25.007/16/2010 5:20:23 PM
studious-bonus7$100.00$100.007/16/2010 5:17:50 PM
treasure-hunter270$25.00$25.007/16/2010 5:18:00 PM
kulender$25.00$25.007/16/2010 5:21:01 PM
aurorafinancial$50.00$50.007/16/2010 5:25:45 PM
dwidea$25.00$25.007/16/2010 7:33:52 PM
pixeldave$50.00$50.007/16/2010 6:47:46 PM
delicious-social132$35.00$35.007/16/2010 5:19:04 PM
anders94$25.00$25.007/16/2010 5:19:30 PM
villagers$25.00$25.007/16/2010 5:19:43 PM
mpatrick$25.00$25.007/16/2010 5:22:07 PM
bountiful-durability$50.00$50.007/16/2010 5:22:14 PM
Interloper$35.00$35.007/17/2010 2:52:07 AM
HaveToWrite$25.00$25.007/16/2010 9:02:09 PM
DreDub$50.00$50.007/17/2010 12:11:32 AM
JFKPilot$25.00$25.007/17/2010 9:02:05 AM
Artist_Blue$25.00$25.007/17/2010 9:32:27 AM
ahalls$25.00$25.007/17/2010 2:16:44 PM
agreement-sycamore$50.00$50.007/17/2010 6:00:42 PM
brightest-breathtaking-finance$26.93$26.937/17/2010 4:11:29 PM
bid-arrow9$50.00$50.007/18/2010 10:56:48 AM
wise-cash-keeper$25.00$25.007/18/2010 4:26:24 PM
nunnie$25.00$25.007/18/2010 7:25:17 PM
buddy486$25.00$25.007/18/2010 7:32:18 PM
objective-investor$33.65$33.657/18/2010 8:08:36 PM
value-dna$50.00$50.007/18/2010 11:07:35 PM
honorable-vigilance$25.00$25.007/19/2010 8:59:35 AM
ryan23$25.00$25.007/19/2010 10:40:35 AM
buckyhead2000$25.00$25.007/19/2010 11:04:25 AM
MissionMicroFinance$25.00$25.007/19/2010 11:17:17 AM
Josphine$32.67$32.677/19/2010 12:11:35 PM
qcksilvr20$50.00$50.007/19/2010 12:51:31 PM
Sven79$50.00$50.007/19/2010 10:11:46 AM
kmr2$50.00$50.007/19/2010 10:22:28 AM
morfie$25.00$25.007/19/2010 10:22:33 AM
restless-fund5$100.00$100.007/19/2010 5:47:24 PM
Goodlender42$25.00$25.007/19/2010 6:46:32 PM
mpactlender$25.00$25.007/20/2010 6:48:03 AM
GElender$43.22$43.227/20/2010 10:11:26 AM
kmwvma$25.00$25.007/20/2010 4:36:29 PM
noble-revenue$50.00$50.007/20/2010 4:35:28 PM
joyful-power9$25.00$25.007/20/2010 10:44:31 PM
Clambake$50.00$50.007/21/2010 1:35:14 AM
funds-promiser$50.00$50.007/21/2010 7:21:49 AM
FinanceEngine$25.00$25.007/22/2010 8:14:09 PM
crippledcircus$51.49$51.497/22/2010 4:19:16 PM
stockpiler079$25.00$25.007/22/2010 4:40:36 PM
CACO_Bank$25.00$25.007/23/2010 7:56:44 AM
smk420$25.00$25.007/22/2010 6:57:31 PM
BrighterSuns$25.00$25.007/23/2010 7:34:26 AM
StanTheMan$25.00$25.007/22/2010 7:26:57 PM
fireferd$40.00$40.007/23/2010 8:06:49 AM
BeeHive$25.00$25.007/23/2010 7:28:17 AM
135 bids
 
Borrower Payment Dependent Notes Series 466843
This series of Notes was issued and sold upon the funding of the borrower loan #43722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-16-2010 
  Auction end date:  Jul-23-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $223.25
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $223.25
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 5
First credit line: Jun-2000 Debt/Income ratio: 41%
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 19 / 19Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 20 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,269Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: No  
Screen name: a-principal-turtle Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Debt
I am trying to get myself out of the last bit of credit card debt I have left from college so that I can focus on paying Sallie Mae back. I have turned more to a cash-based system of purchasing - a system I did not have the luxury of utilizing while in college.

In recent years, I have not missed a payment and have rarely even payed simply the minimum, yet I still can't seem to climb out of the hole. Since college, I have taught myself to live a very minimalistic lifestyle which I have grown accustom to. By offer me a loan, you would be drastically improving my quality of life.

Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
morfie$25.00$25.007/16/2010 4:58:29 PM
techs$25.00$25.007/16/2010 5:01:16 PM
market-socrates4$25.00$25.007/16/2010 5:01:33 PM
versatile-platinum4$25.00$25.007/16/2010 5:00:29 PM
successful-euro$75.00$75.007/16/2010 5:12:23 PM
moola-man$50.00$50.007/16/2010 5:15:53 PM
qtmspin$25.00$25.007/16/2010 5:18:57 PM
ray1051$50.00$50.007/16/2010 5:16:07 PM
hookUup$25.00$25.007/16/2010 5:16:11 PM
j2ee$25.00$25.007/16/2010 5:16:20 PM
the_winning_ticket$35.00$35.007/16/2010 5:16:36 PM
studious-bonus7$100.00$100.007/16/2010 5:17:46 PM
moneyfriend$50.00$50.007/16/2010 4:59:05 PM
bountiful-durability$50.00$50.007/16/2010 5:22:09 PM
tntmojave$25.00$25.007/16/2010 5:23:24 PM
Bio-physicist$25.00$25.007/16/2010 5:23:48 PM
reward-burger2$50.00$50.007/16/2010 5:25:17 PM
worthy-bid8$200.00$200.007/16/2010 5:25:23 PM
Investoman$100.00$100.007/16/2010 5:21:30 PM
alpinaut$25.00$25.007/16/2010 5:26:05 PM
CaptainBlueberry$25.00$25.007/16/2010 5:33:53 PM
simplelender80$100.00$100.007/16/2010 5:23:04 PM
impressive-credit431$25.00$25.007/16/2010 5:34:29 PM
kenji4861$25.00$25.007/16/2010 5:12:52 PM
summerlander$25.00$25.007/16/2010 6:06:56 PM
tsclend07$25.00$25.007/16/2010 5:32:42 PM
Taien$27.57$27.577/16/2010 5:33:16 PM
green-radiant-durability$25.33$25.337/16/2010 5:34:30 PM
delicious-social132$40.00$40.007/16/2010 5:16:15 PM
108lender$42.42$42.427/16/2010 6:41:18 PM
jt88$25.00$25.007/16/2010 8:31:34 PM
Jack1966$25.00$25.007/16/2010 8:47:19 PM
affluence-pumpkin0$25.00$25.007/16/2010 9:21:20 PM
tech310$100.00$100.007/16/2010 5:18:51 PM
anders94$25.00$25.007/16/2010 5:19:33 PM
HaveToWrite$25.00$25.007/16/2010 9:02:05 PM
thestartuplender$35.00$35.007/16/2010 5:20:55 PM
MSME$50.00$50.007/16/2010 5:21:53 PM
tenacious-payout$25.00$25.007/16/2010 10:16:38 PM
meenan$25.00$25.007/16/2010 5:23:37 PM
1800porsche$25.00$25.007/17/2010 1:06:28 AM
liberty-destiny3$50.00$50.007/16/2010 5:23:58 PM
Havana21$75.00$75.007/16/2010 5:24:12 PM
the-debt-fluffy-bunny$25.00$25.007/16/2010 11:21:24 PM
balance-voyager$100.00$100.007/16/2010 5:24:26 PM
Alpha-AssistU$35.47$35.477/17/2010 2:41:44 AM
awe-inspiring-benefit$30.62$30.627/17/2010 3:21:17 AM
aurorafinancial$50.00$50.007/16/2010 5:25:50 PM
wampum-reaction2$25.00$25.007/17/2010 3:21:19 AM
teller$25.00$25.007/17/2010 4:52:59 AM
currency-agave$25.00$25.007/17/2010 5:41:21 AM
BuckeyeTap$25.00$25.007/17/2010 5:51:17 AM
diplomatic-wealth7$100.00$100.007/17/2010 8:12:43 AM
13nd3r$25.00$25.007/17/2010 8:41:28 AM
deal-frontier$50.00$50.007/16/2010 9:13:34 PM
objective-investor$30.64$30.647/17/2010 9:41:39 AM
rjw_mpwr$25.00$25.007/16/2010 9:46:26 PM
mentalsweat$25.00$25.007/16/2010 10:01:17 PM
Fiimg$50.00$50.007/17/2010 10:06:21 AM
lloyd_s$25.00$25.007/16/2010 10:11:36 PM
nicklds$50.00$50.007/16/2010 10:31:32 PM
mattemmo$25.00$25.007/17/2010 10:16:26 AM
kvandivo$25.00$25.007/16/2010 10:56:29 PM
anyoi$50.00$50.007/16/2010 10:56:38 PM
iflyforfun$25.00$25.007/16/2010 11:01:42 PM
LoansomeRanger$50.00$50.007/17/2010 10:36:31 AM
gojackgo$32.71$32.717/17/2010 11:01:45 AM
bonus-tent$25.00$25.007/17/2010 12:53:21 PM
PFAdvisors$25.00$25.007/17/2010 1:09:36 PM
ciccio70$25.00$25.007/17/2010 1:11:42 PM
HunterSix$25.00$25.007/17/2010 1:12:53 PM
Headhunter14$25.00$25.007/17/2010 1:13:40 PM
sharkm$25.00$25.007/17/2010 1:14:04 PM
dharma1$25.00$25.007/17/2010 1:15:25 PM
Aethelinde$26.22$26.227/17/2010 1:30:47 PM
ryreesado$25.00$25.007/17/2010 1:31:43 PM
zyztemboy$25.00$25.007/17/2010 1:12:34 PM
Picopie$50.00$50.007/17/2010 1:32:50 PM
hopethisworks$43.67$43.677/17/2010 1:14:48 PM
wdove511$30.00$30.007/17/2010 1:15:09 PM
mburke3434$25.00$25.007/17/2010 1:31:17 PM
the2monkeys$25.00$25.007/17/2010 7:06:20 AM
CodeGuy$25.00$25.007/17/2010 7:16:18 AM
Philosonie$25.00$25.007/17/2010 1:33:42 PM
SDNLR$25.00$5.067/17/2010 1:33:47 PM
JFKPilot$25.00$25.007/17/2010 9:01:47 AM
norcaliboy22$25.00$25.007/17/2010 9:03:36 AM
resource777$50.00$50.007/17/2010 10:43:37 AM
mla$25.00$25.007/17/2010 1:11:24 PM
Steveoo1$25.00$25.007/17/2010 1:15:06 PM
spenrod$34.88$34.887/17/2010 1:31:12 PM
Flatfoot$25.00$25.007/17/2010 1:31:37 PM
hermosaloan$25.00$25.007/17/2010 1:32:03 PM
market-assembler$31.75$31.757/18/2010 7:27:36 PM
uncleubb$25.00$25.007/18/2010 7:23:25 PM
StrongMonty$25.00$25.007/22/2010 9:53:20 PM
zevonyc$25.00$25.007/23/2010 8:31:11 AM
mgking007$25.00$25.007/23/2010 12:46:47 PM
wwwUniversal$25.00$25.007/23/2010 4:52:50 PM
paddatjie$25.00$25.007/16/2010 5:00:50 PM
pixeldave$50.00$50.007/16/2010 5:01:28 PM
thorough-exchange4$25.00$25.007/16/2010 4:59:28 PM
mlopez2007$25.00$25.007/16/2010 4:59:37 PM
radforj22$50.00$50.007/16/2010 5:00:18 PM
goldie414$50.00$50.007/16/2010 5:00:39 PM
ideal-platinum1$100.00$100.007/16/2010 5:00:56 PM
riproaringrapids$25.00$25.007/16/2010 5:12:24 PM
community-pipeline8$50.00$50.007/16/2010 5:12:43 PM
jazzlender$25.00$25.007/16/2010 5:15:37 PM
rescue$50.00$50.007/16/2010 5:15:59 PM
antlr$25.00$25.007/16/2010 5:16:21 PM
generous-deal6$25.00$25.007/16/2010 5:16:33 PM
rbc_ventures$25.00$25.007/16/2010 5:16:38 PM
kulender$50.00$50.007/16/2010 5:16:31 PM
treasure-hunter270$25.00$25.007/16/2010 5:17:57 PM
ichibon$100.00$100.007/16/2010 5:19:49 PM
first-upright-payout$25.00$25.007/16/2010 5:22:19 PM
Banker7371$25.00$25.007/16/2010 5:22:28 PM
enthralling-deal180$100.00$100.007/16/2010 5:20:10 PM
bdloans$50.00$50.007/16/2010 5:01:36 PM
ddog0224$25.00$25.007/16/2010 5:21:42 PM
maldok1$25.00$25.007/16/2010 5:26:00 PM
justice-dna$30.00$30.007/16/2010 5:22:17 PM
pwkpwk$25.00$25.007/16/2010 5:33:32 PM
Ocean713$47.26$47.267/16/2010 5:34:19 PM
orgy63$25.00$25.007/16/2010 5:23:18 PM
proper-p2p6$100.00$100.007/16/2010 5:23:33 PM
ryanplays311$25.00$25.007/16/2010 5:41:29 PM
HHP$25.00$25.007/16/2010 5:24:39 PM
AdamDB$25.00$25.007/16/2010 6:11:14 PM
blue-useful-auction$25.00$25.007/16/2010 5:33:24 PM
serpentine$33.80$33.807/16/2010 5:34:27 PM
Anny-Disco$100.00$100.007/16/2010 7:46:50 PM
dedication-merman$50.00$50.007/16/2010 6:41:17 PM
personal-lender$25.00$25.007/16/2010 5:17:41 PM
dwidea$25.00$25.007/16/2010 7:33:47 PM
kmr2$25.00$25.007/16/2010 7:51:30 PM
Georgia_Boy$25.00$25.007/16/2010 9:46:27 PM
villagers$25.00$25.007/16/2010 5:19:40 PM
overflowinglife$25.00$25.007/16/2010 9:13:32 PM
lender_100$25.00$25.007/16/2010 10:41:19 PM
munnu$25.00$25.007/16/2010 5:21:11 PM
auction-elvis$25.00$25.007/16/2010 10:01:25 PM
dlshap$25.00$25.007/16/2010 5:22:56 PM
bid-czar8$100.00$100.007/16/2010 5:23:01 PM
jangalt$72.00$72.007/16/2010 5:23:09 PM
inspired-contract9$50.00$50.007/16/2010 5:23:28 PM
BlindProphet$25.00$25.007/16/2010 5:23:41 PM
Cr_Sunset$25.00$25.007/16/2010 10:56:28 PM
Approved1234$25.47$25.477/17/2010 1:16:18 AM
DreDub$50.00$50.007/17/2010 12:11:27 AM
Carpetkid$26.11$26.117/17/2010 3:26:24 AM
suave-dollar$40.00$40.007/17/2010 3:56:34 AM
Vreet$50.00$50.007/17/2010 4:56:27 AM
Algaes$25.00$25.007/16/2010 6:17:58 PM
inspiring-reward$150.00$150.007/17/2010 6:57:16 AM
well-rounded-dinero$50.00$50.007/17/2010 7:51:20 AM
tdinbranson$50.00$50.007/17/2010 8:51:28 AM
Artist_Blue$25.00$25.007/17/2010 9:32:14 AM
IIP77$25.00$25.007/16/2010 9:31:15 PM
biagbigmoney$50.00$50.007/17/2010 10:27:32 AM
Lo0se_mo0se$25.00$25.007/17/2010 10:30:56 AM
brightest-breathtaking-finance$25.00$25.007/17/2010 9:41:37 AM
mudfoot35$30.61$30.617/17/2010 10:12:33 AM
Ivan2007$47.88$47.887/17/2010 11:33:49 AM
cji$25.00$25.007/17/2010 1:09:33 PM
otter$25.00$25.007/17/2010 1:14:07 PM
dschaaf$28.14$28.147/17/2010 1:32:54 PM
CASHGIRL$25.00$25.007/17/2010 1:13:59 PM
BayShell$50.00$50.007/17/2010 1:16:42 PM
heavenly-repayment4$25.00$25.007/17/2010 6:51:24 AM
Northsider$25.10$25.107/17/2010 1:29:57 PM
lancetc$25.00$25.007/17/2010 1:31:15 PM
MONEYLENDER101$62.29$62.297/17/2010 1:33:39 PM
kyomoon$50.00$50.007/17/2010 11:17:21 AM
bert981980$25.00$25.007/17/2010 1:09:14 PM
ArmyGuy$25.00$25.007/17/2010 1:12:41 PM
Tai$25.00$25.007/17/2010 1:15:12 PM
Supernick$50.00$50.007/17/2010 1:17:20 PM
lamarsam$25.00$25.007/17/2010 1:28:30 PM
SF2Berlin$25.00$25.007/17/2010 1:29:25 PM
donmacprosper$25.00$25.007/17/2010 1:31:27 PM
outofoffice$50.00$50.007/18/2010 1:01:56 PM
lt_dt$25.00$25.007/23/2010 4:35:12 PM
184 bids
 
Borrower Payment Dependent Notes Series 466965
This series of Notes was issued and sold upon the funding of the borrower loan #43728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 34.5% Auction start date:  Jul-20-2010 
  Auction end date:  Jul-27-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $158.33
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $158.33
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 36.51%  
Lender servicing fee: 1.00% Estimated return: -2.51%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 1
Enhanced (1-5): 1
First credit line: Nov-1999 Debt/Income ratio: 28%
Credit score: 600-619 (Jul-2010) Inquiries last 6m: 9Employment status:Full-time employee
Now delinquent: 1 Current / open credit lines: 10 / 5Length of status:6y 9m
Amount delinquent: $423 Total credit lines: 44 Occupation: Other
Public records last 12m / 10y: 1/ 3 Revolving credit balance: $461Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: cnicole Borrower's state: Michigan Borrower's group: Worldpower Investments
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 53 ( 98% ) 600-619 (Latest)
Principal borrowed: $5,000.00< 31 days late: 1 ( 2% )  
540-559 (Jul-2008)
520-539 (Jun-2008)
520-539 (Feb-2008)
520-539 (May-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 54  
Description
3rd Prosper Loan - Career Builder
Purpose of loan:
To further my education by getting my Certificate in Lean Six Sigma from Purdue. The school does offer payment plans but the payments are over $400 a month. My employer may reimburse me for some of the program after it is complete, but you have to pay for it first and pass it. This certificate will increase my income at work or another career in the future. I finished my bachelors in Health Care Administration and want to be an administrator in home health or long term care. When I look at job listings many have asked for knowledge in Lean Six Sigma. I am currently pregnant so no job changes until after my maternity leave but when I?do look I want to be a step ahead of the competition.

I will also be paying off that collection debt of $423.? I have been making monthly payments but didn't know they were going to report it.? Thought we had an agreement.

My financial situation:

I am married.? We have a budget that changes with our children.? It is hard to try to budget in a $400 payment though.? That takes amost all of our extra money.? I do not want to live paycheck to paycheck just to further my education when their are other options.
A $160 payment is easier to budget in.

I am a good candidate for this loan because I have had 2 loans through Prosper and have paid them both off early.? I was late only once and that was because I didn't change over my bank account info when I switched banks.

Monthly net income: $ 2180

Monthly expenses: $?1860

??Health Insurance: $ 130
??Car payment, insurance and expenses: $?470?
??Phone, cable, internet: $ 160?
??Food, entertainment: $?400?
??Credit cards and other loans: $?200
??Child Care: $ 500?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: your budget seems a little tight as there is only an extra $320 left after your expenses. Is there any other income coming in from your spouse or parents. - restless-dime
A: Yes! I am married and he does work. The budget in my listing is for the bills I pay. That is what I have left over but of course my husband helps if needed. We have seperate bank accounts and each of us pay for seperate things. We have just always done it like that. (Jul-23-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.007/20/2010 4:13:38 PM
Cory79$26.25$26.257/21/2010 6:52:15 PM
mrxtravis$25.00$25.007/22/2010 5:04:28 PM
BrighterSuns$25.00$25.007/23/2010 1:15:43 PM
chameleon125$75.00$75.007/23/2010 9:12:18 PM
big_balla_papi$50.00$50.007/24/2010 10:26:04 AM
Bob450$29.00$29.007/24/2010 8:19:26 PM
innovator2$45.50$45.507/25/2010 7:36:11 AM
bahamaman$50.00$50.007/25/2010 12:31:28 PM
leverage-tsunami$25.00$25.007/26/2010 9:56:02 AM
capital-galaxy$150.00$150.007/26/2010 7:04:15 PM
Leshan$75.00$75.007/27/2010 8:21:54 AM
fund-berserker0$50.00$50.007/27/2010 11:15:37 AM
Kash2010lu$50.00$50.007/21/2010 10:44:32 AM
bmw2$50.00$50.007/22/2010 9:09:28 PM
supreme-hope$25.00$25.007/22/2010 8:23:27 PM
UCLA4life$25.00$25.007/23/2010 1:40:00 AM
realtormoises$25.00$25.007/23/2010 12:16:42 PM
aztocas$50.00$50.007/23/2010 6:55:46 AM
supreme-hope$25.00$25.007/23/2010 3:52:36 PM
mrxtravis$32.65$32.657/23/2010 3:53:54 PM
gbruenin$25.00$25.007/23/2010 5:35:35 PM
myutmost$35.00$35.007/23/2010 8:51:26 PM
victor111$50.00$50.007/24/2010 2:44:05 AM
tcbmc$50.00$50.007/24/2010 3:33:19 PM
Moe87$25.00$25.007/25/2010 8:27:06 AM
wyogirllender$25.00$25.007/25/2010 2:35:04 PM
myutmost$30.00$30.007/24/2010 6:12:15 PM
worldpower2$67.74$67.747/26/2010 5:05:54 AM
genuine-integrity0$30.00$30.007/26/2010 6:39:53 AM
bullincage$25.00$25.007/26/2010 10:21:30 AM
icon688$25.00$25.007/26/2010 5:24:17 PM
jhernand17$25.00$25.007/26/2010 10:43:15 PM
Kash2010lu$25.00$25.007/27/2010 6:33:58 AM
Happyhourcomics$25.00$25.007/27/2010 10:14:56 AM
anton$2,150.00$2,103.867/27/2010 3:28:37 PM
36 bids
 
Borrower Payment Dependent Notes Series 467035
This series of Notes was issued and sold upon the funding of the borrower loan #43731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 34.5% Auction start date:  Jul-19-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $361.89
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $361.89
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 36.51%  
Lender servicing fee: 1.00% Estimated return: -2.51%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 1
Enhanced (1-5): 2
First credit line: Nov-1997 Debt/Income ratio: 93%
Credit score: 640-659 (Jul-2010) Inquiries last 6m: 3Employment status:Full-time employee
Now delinquent: 1 Current / open credit lines: 15 / 12Length of status:8y 0m
Amount delinquent: $30 Total credit lines: 42 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,348Stated income:$25,000-$49,999
Delinquencies in last 7y: 9 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: return-hammock5 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to? Pay off my current credit cards and personal loans.? Make multiple payments one.

My financial situation:
I am a good candidate for this loan because??I will set the loan up on allotment and if the lender would prefer I am willing to set up bank drafts.? I will be a member of the Armed Forces until 08-01-2014 (will be re-enlisting)?which will allow me more than enough time to ensure the debt is paid.? I have put in a Warrant Packet and even if they do not pick me up I am sure to be picked up for my E7.? If either of these thing happen, I have?an upcoming deployment scheduled for February of 2011 which will ensure extra income.

Employer:?US Army

Delinquency Explaination: My 1 current?deliquency was caused by a family emergency.? In May of 2009 my 16 year old son attempted suicide and the extra expenses for travel to the different hospitals put my finances in a spiral.

Monthly net income: $ 4062.27

Monthly expenses: $
??Housing: $ 0?(Husband?pays the mortgage)
??Insurance: $?27 to tricare and $35.00 tricare dental
??Car expenses: $ 700.00
??Utilities: $ 350.00 (lights and water)
??Phone, cable, internet: $ 200.00 (bundle)
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 75.00 (clothes not purchased monthly)
??Credit cards and other loans: $ 600.00+ (currently pay over 600.00 to debts, would prefer to pay one place versus many)?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of $225.08 in winning bids.
"SSG in the Army - improving credit! She is considering Warrant or future contract jobs - and is ONLY eligible for either with a decent credit report! She is focused on her reputation and future."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Military-2-Military$1,000.00$1,000.007/19/2010 8:33:21 PM
reflective-rupee$25.00$25.007/20/2010 3:27:04 PM
Military-2-Military$1,000.00$1,000.007/20/2010 2:36:53 PM
JGuide$200.08$200.087/20/2010 5:42:48 PM
zone6$600.00$600.007/20/2010 7:35:15 PM
Zeenos$50.00$50.007/20/2010 10:43:13 PM
MilitaryLending$895.00$895.007/20/2010 5:08:51 PM
Integrity1st$25.00$25.007/21/2010 5:56:22 AM
jbloans$25.00$25.007/21/2010 8:32:49 PM
zone6$300.00$300.007/21/2010 11:20:53 PM
JGuide$25.00$25.007/22/2010 5:50:52 PM
CaptainCrunch$250.00$250.007/23/2010 8:40:28 AM
larryboy10$25.00$25.007/23/2010 12:16:34 PM
Calif-smo$25.00$25.007/23/2010 9:09:54 PM
GUIDOLANDIA$25.00$25.007/23/2010 9:40:28 PM
Calif-smo$45.17$45.177/23/2010 9:10:35 PM
Dark_Helmet$30.00$30.007/23/2010 5:45:07 PM
reflective-rupee$25.00$25.007/23/2010 7:21:26 PM
zydeco337$25.00$25.007/24/2010 11:34:54 AM
zone6$373.37$373.377/24/2010 11:30:21 PM
reflective-rupee$25.00$25.007/24/2010 6:43:09 PM
lucrative-coin$100.00$100.007/25/2010 10:27:48 AM
well-mannered-income3$40.00$40.007/20/2010 5:22:48 PM
alexgalt$100.00$100.007/20/2010 5:47:54 PM
loanman2007$200.00$200.007/21/2010 1:23:07 PM
Kash2010lu$50.00$50.007/21/2010 6:17:57 PM
realtormoises$25.00$25.007/22/2010 1:12:00 PM
shomikaci$125.00$125.007/23/2010 8:16:13 AM
GABC-1$25.00$25.007/23/2010 1:36:32 PM
Jaffet$2,456.53$1,716.657/23/2010 6:28:45 PM
reflective-rupee$25.00$25.007/23/2010 7:20:57 PM
unger$150.00$150.007/24/2010 2:43:03 AM
Rulea72$121.04$121.047/24/2010 11:15:31 AM
tcbmc$25.00$25.007/24/2010 3:30:32 PM
emjaybee$50.00$50.007/24/2010 3:49:50 PM
hellasow$25.00$25.007/25/2010 3:55:37 AM
JauaFlash$28.69$28.697/25/2010 7:59:36 AM
bobnewt$100.00$100.007/25/2010 8:28:32 AM
gold-cluster$100.00$100.007/25/2010 7:00:12 AM
39 bids
 
Borrower Payment Dependent Notes Series 467041
This series of Notes was issued and sold upon the funding of the borrower loan #43739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jul-19-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 12.85% Starting borrower rate/APR: 13.85% / 16.01% Starting monthly payment: $136.42
Final lender yield: 11.50% Final borrower rate/APR: 12.50% / 14.64% Final monthly payment: $133.81
 
Auction yield range: 5.93% - 12.85% Estimated loss impact: 5.19%  
Lender servicing fee: 1.00% Estimated return: 6.31%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 8
Enhanced (1-5): 4
First credit line: Sep-1996 Debt/Income ratio: 32%
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 1Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 24 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,814Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: Yes  
Screen name: thehoopwi04 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 32 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
680-699 (Jul-2009)
680-699 (Apr-2009)
680-699 (Oct-2007)
 
Principal balance: $649.48 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Paying off wife school loan
Purpose of loan:
Pay off wife school loan from University of Phoenix
My financial situation:
My wife and I both work full time making about 80,000 a year total. I have a credit score of 720+ without missing a payment of any kind in the last 6 years.?

Monthly net income: $ 2100(myself) $4000(with wife)

Monthly expenses: $
??Housing: $ 1000????
??Insurance: $ 165
??Car expenses: $260
??Utilities: $ 150
??Phone, cable, internet: $ 70
??Food, entertainment: $ 350
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 200
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, Are you both employed now? Why do you still have one public record in your listing? - p2ploan-sensation211
A: Yes, we are both working adn the 1 public record was a bankruptcy back in 2004 (Jul-23-2010)
Q: This loan is for your wife's student loan. Will that affect your total income while she is in school? What are your jobs (both)? Thanks, - p2ploan-sensation211
A: She is finished, she took some online courses to finish up here degree. We both are Field Administrators. (Jul-24-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
JABank$25.00$25.007/20/2010 9:39:50 AM
Aberdeen$400.00$400.007/20/2010 11:42:48 AM
RandyL3$25.00$25.007/20/2010 4:36:30 PM
crdcteng$50.00$50.007/21/2010 9:01:42 AM
bondhedger$25.00$25.007/21/2010 9:08:32 AM
word140$25.00$25.007/21/2010 5:33:51 PM
TheRock$50.00$50.007/22/2010 5:08:10 PM
southIT$50.00$50.007/23/2010 8:24:59 AM
gillijr1001$35.00$35.007/23/2010 8:47:16 AM
5kids5$30.00$30.007/23/2010 11:24:37 AM
EverettFinancial$25.00$25.007/23/2010 2:09:55 PM
Bzbee$50.00$50.007/23/2010 4:29:27 PM
Dollars4Rent$25.00$25.007/24/2010 9:19:29 AM
portfolio-turbine$25.00$25.007/23/2010 10:04:26 PM
brondero$65.00$65.007/24/2010 10:00:08 AM
isshoni888$25.00$25.007/24/2010 1:15:47 PM
dproxima$25.00$25.007/24/2010 8:40:57 AM
grampy48$28.00$28.007/25/2010 7:55:23 AM
Free-the-usa-1776$30.00$30.007/24/2010 11:06:36 PM
exciting-fairness$200.00$78.207/26/2010 2:31:08 PM
loanman2007$350.00$350.007/26/2010 4:09:15 PM
bannybucks$25.00$25.007/26/2010 4:25:18 PM
Moe87$25.00$25.007/26/2010 4:40:58 PM
encore739$25.00$25.007/26/2010 4:50:36 PM
friendinmoney$25.00$25.007/26/2010 4:48:21 PM
Aberdeen$400.00$400.007/20/2010 11:42:44 AM
Newfoundcash$25.00$25.007/20/2010 4:34:18 PM
lender12345$50.00$50.007/20/2010 8:50:06 PM
loyalist1$150.00$150.007/21/2010 7:52:21 AM
rockhound84$25.00$25.007/22/2010 5:14:22 AM
RiskAdverse$25.00$25.007/22/2010 11:48:22 AM
Lender0307$25.00$25.007/22/2010 9:14:41 PM
outofoffice$83.06$83.067/23/2010 12:00:08 PM
Kelor99$25.00$25.007/23/2010 12:33:43 PM
BlueProteus$25.00$25.007/23/2010 8:50:24 AM
Champion_Lending$25.00$25.007/23/2010 10:38:15 PM
DackoDenk$25.00$25.007/23/2010 10:54:08 PM
steady-penny1$25.05$25.057/23/2010 8:27:28 PM
Realty24$25.00$25.007/24/2010 1:53:46 PM
rockhound84$25.00$25.007/24/2010 8:19:02 AM
redrose1518$25.00$25.007/24/2010 9:38:26 AM
Sealion$50.00$50.007/25/2010 8:31:01 AM
MattProsper$25.00$25.007/25/2010 10:59:41 AM
brother_tam$100.00$100.007/25/2010 1:00:29 PM
Johnab$50.00$50.007/24/2010 6:05:31 PM
taylodo$30.00$30.007/24/2010 11:08:21 PM
tooflets$25.00$25.007/25/2010 1:39:59 AM
jcw3rd$25.00$25.007/25/2010 8:24:03 AM
FL-Lender$25.00$25.007/26/2010 5:43:31 AM
grant_myron$35.00$35.007/26/2010 6:27:42 AM
cesade$40.14$40.147/26/2010 7:24:05 AM
Aberdeen$400.00$400.007/26/2010 1:53:39 PM
Aberdeen$400.00$400.007/26/2010 1:53:05 PM
the-serene-transaction$70.55$70.557/26/2010 3:03:16 PM
wild-orange$25.00$25.007/26/2010 3:14:50 PM
wild-orange$25.00$25.007/26/2010 3:13:59 PM
djmjkelso$25.00$25.007/26/2010 3:42:55 PM
mgking007$25.00$25.007/26/2010 4:24:23 PM
blue-useful-auction$25.00$25.007/26/2010 4:40:13 PM
mgking007$25.00$25.007/26/2010 4:30:26 PM
riv701$25.00$25.007/26/2010 4:53:53 PM
friendinmoney$25.00$25.007/26/2010 4:52:13 PM
62 bids
 
Borrower Payment Dependent Notes Series 467169
This series of Notes was issued and sold upon the funding of the borrower loan #43704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-19-2010 
  Auction end date:  Jul-23-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 12.75% Starting monthly payment: $31.89
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 12.75% Final monthly payment: $31.89
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 5
First credit line: Jun-1996 Debt/Income ratio: Not calculated
Credit score: 700-719 (Jul-2010) Inquiries last 6m: 0Employment status:Part-time employee
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $118Stated income:$1-$24,999
Delinquencies in last 7y: 11 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: exciting-basis8 Borrower's state: Minnesota Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Education to Help Others
Purpose of loan:
This loan will be used for a distance learning educational program. My goal is to become very active in the natural healing field because I enjoy helping people become healthier. After two years of self-studying I knew that I definitely wanted to pursue a career in this field. Next, I did extensive research for a few months on schools that offer distance learning programs. Now that I located the best accredited school I am ready to get started as soon as possible. It's a two year program, but I am planning on finishing in about one year or less.

There are no traditional colleges that offer programs in the natural healing field. So, I have to attend a specialized college in which federal student loans are not available.

This educational program will allow me to create my own successful natural healing business. Plus, I have the option to work for someone else right after graduating while in the process of establishing my business. The college offers free internships along with helping graduates to find jobs. Also after graduating, I will be able to obtain national certification from at least two different boards.

My financial situation:
I am a good candidate for this loan because I can be trusted to pay back the loan early. I have been at my current place of employment since May 2007, and plan on staying there until I get hired for a better paying job. During these years I have never missed a day of work, and have always been early when arriving at work.

The reason why my past credit history is not great is due to a severe skiing accident that almost killed me. At that time I had no health insurance, physically could not work, and got stuck in a bad financial situation. I learned from those mistakes and strive hard to ensure they never happen again. Now I have health insurance along with a savings account.

Another reason why I can be trusted to pay off the loan early is because I might need another loan to help start my own business after graduating. I need a good reputation on here so I will have the option available for future funding. Since the monthly payment is low it will be very easy for me to make monthly payments consistently on-time until the entire loan is paid off.

Next year when I get my tax refunds I plan on using the majority of that money to pay off most of the loan. I really want to get started on learning very soon, and hope you will be able to assist me along this journey.

Thank you for taking time to consider funding my loan. Please contact me with any questions. I wish you great health for life, and thank you in advance if you can assist me financially.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MissionMicroFinance$25.00$25.007/19/2010 5:02:35 PM
kulender$25.00$25.007/19/2010 5:03:39 PM
kenji4861$25.00$25.007/19/2010 5:09:26 PM
versatile-platinum4$25.00$25.007/19/2010 5:12:33 PM
market-socrates4$25.00$25.007/19/2010 5:12:55 PM
paddatjie$25.00$25.007/19/2010 5:12:41 PM
jazzlender$25.00$25.007/19/2010 5:15:49 PM
j2ee$25.00$25.007/19/2010 5:17:11 PM
generous-deal6$25.00$25.007/19/2010 5:17:25 PM
delicious-social132$40.00$40.007/19/2010 5:16:58 PM
personal-lender$25.00$25.007/19/2010 5:18:28 PM
studious-bonus7$100.00$10.007/19/2010 5:18:34 PM
afotherg$40.00$40.007/19/2010 5:07:48 PM
moneyfriend$50.00$50.007/19/2010 5:12:17 PM
ideal-platinum1$100.00$100.007/19/2010 5:12:45 PM
bdloans$50.00$50.007/19/2010 5:13:08 PM
rbc_ventures$25.00$25.007/19/2010 5:17:39 PM
Artist_Blue$25.00$25.007/19/2010 5:05:48 PM
successful-euro$50.00$50.007/19/2010 5:08:36 PM
community-pipeline8$50.00$50.007/19/2010 5:09:17 PM
munnu$25.00$25.007/19/2010 5:10:27 PM
radforj22$50.00$50.007/19/2010 5:12:27 PM
copperfield$25.00$25.007/19/2010 5:02:05 PM
rescue$50.00$50.007/19/2010 5:16:32 PM
moola-man$50.00$50.007/19/2010 5:16:23 PM
antlr$25.00$25.007/19/2010 5:17:15 PM
hookUup$25.00$25.007/19/2010 5:16:46 PM
the_winning_ticket$35.00$35.007/19/2010 5:17:32 PM
riproaringrapids$25.00$25.007/19/2010 5:09:34 PM
29 bids
 
Borrower Payment Dependent Notes Series 467217
This series of Notes was issued and sold upon the funding of the borrower loan #43723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jul-19-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 7.30% Starting borrower rate/APR: 8.30% / 8.64% Starting monthly payment: $220.32
Final lender yield: 7.30% Final borrower rate/APR: 8.30% / 8.64% Final monthly payment: $220.32
 
Auction yield range: 2.93% - 7.30% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 5
First credit line: Sep-1989 Debt/Income ratio: 24%
Credit score: 800-819 (Jul-2010) Inquiries last 6m: 2Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 32 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,709Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 9%  
   Homeownership: Yes  
Screen name: income-tiramisu Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a Truck
Purpose of loan: This loan will be used to purchase a Truck under 7,000 My financial situation: I am a good candidate for this loan because I have excellent credit and great reputation from lenders. I also pay on paying the balance earlier than 36 months.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
copperfield$25.00$25.007/19/2010 5:02:04 PM
MissionMicroFinance$25.00$25.007/19/2010 5:02:35 PM
successful-euro$50.00$50.007/19/2010 5:08:36 PM
riproaringrapids$25.00$25.007/19/2010 5:09:34 PM
radforj22$50.00$50.007/19/2010 5:12:26 PM
moneyfriend$50.00$50.007/19/2010 5:12:16 PM
market-socrates4$25.00$25.007/19/2010 5:12:54 PM
jazzlender$25.00$25.007/19/2010 5:15:49 PM
moola-man$50.00$50.007/19/2010 5:16:18 PM
hookUup$25.00$25.007/19/2010 5:16:46 PM
delicious-social132$40.00$40.007/19/2010 5:16:58 PM
tech310$100.00$100.007/19/2010 5:21:31 PM
treasure-hunter270$25.00$25.007/19/2010 5:22:42 PM
tntmojave$25.00$25.007/19/2010 5:22:49 PM
inspired-contract9$50.00$50.007/19/2010 5:22:58 PM
jangalt$72.00$72.007/19/2010 5:22:27 PM
thorough-exchange4$40.00$40.007/19/2010 5:23:36 PM
DreDub$50.00$50.007/19/2010 5:25:21 PM
1800porsche$25.00$25.007/19/2010 5:25:29 PM
suave-dollar$40.00$40.007/19/2010 5:25:46 PM
tdinbranson$50.00$50.007/19/2010 5:25:57 PM
kyomoon$50.00$50.007/19/2010 5:26:25 PM
mlopez2007$25.00$25.007/19/2010 5:26:51 PM
tbrnet$50.00$50.007/19/2010 5:16:54 PM
cash-vault$25.00$25.007/19/2010 5:27:37 PM
Emgolda$25.00$25.007/19/2010 5:27:50 PM
the_winning_ticket$35.00$35.007/19/2010 5:17:31 PM
Tc11902$25.00$25.007/19/2010 5:29:24 PM
moola-wildebeest3$50.00$50.007/19/2010 5:29:47 PM
best-ingenious-funds$25.00$25.007/19/2010 5:31:12 PM
Goodlender42$25.00$25.007/19/2010 6:46:45 PM
diplomatic-wealth7$100.00$100.007/19/2010 5:25:51 PM
donmacprosper$25.00$25.007/19/2010 8:02:32 PM
jengachamp$25.00$25.007/19/2010 8:02:37 PM
orindalender$50.00$50.007/19/2010 8:02:44 PM
ddibernardo$50.00$50.007/19/2010 8:02:12 PM
kmr2$300.00$300.007/19/2010 8:02:51 PM
surfhoss644$50.00$50.007/19/2010 8:02:14 PM
intuitive-bill$25.00$25.007/19/2010 8:02:57 PM
AmericanCredit$25.00$25.007/19/2010 8:03:01 PM
funfamilyX4$25.00$25.007/19/2010 8:03:11 PM
rebelduke$50.00$50.007/19/2010 8:02:35 PM
m3498$25.00$25.007/19/2010 8:03:23 PM
commerce-voyager$25.00$25.007/19/2010 8:02:37 PM
Approved1234$50.00$50.007/19/2010 8:03:31 PM
dtrain5$25.00$25.007/19/2010 8:02:46 PM
affluence-pumpkin0$25.00$25.007/19/2010 8:02:55 PM
Breakfast_Gypsy$25.00$25.007/19/2010 8:03:19 PM
CaptainBlueberry$25.00$25.007/19/2010 8:03:27 PM
DDHMoney$25.00$25.007/19/2010 8:03:32 PM
fairness-kayak$25.00$25.007/19/2010 8:21:35 PM
mykkai$25.00$25.007/19/2010 8:03:38 PM
ommcd$25.00$25.007/19/2010 8:03:48 PM
MoneyU4IA$50.00$50.007/19/2010 5:27:59 PM
Keebs$25.00$25.007/19/2010 9:47:55 PM
Vannu$44.04$44.047/19/2010 10:21:28 PM
Preteur$25.00$25.007/19/2010 11:53:28 PM
TheBiggTree$25.00$25.007/19/2010 5:32:23 PM
clean-loyalty$25.00$25.007/19/2010 8:02:36 PM
attractive-rate$25.00$25.007/19/2010 8:02:40 PM
zenchef$25.00$25.007/19/2010 8:02:47 PM
Alpha-AssistU$59.53$59.537/19/2010 8:02:53 PM
first-restless-payout$50.00$50.007/19/2010 8:02:57 PM
the-transaction-stronghold$50.00$50.007/19/2010 8:03:03 PM
-J$25.00$25.007/19/2010 8:03:20 PM
Georgia_Boy$25.00$25.007/19/2010 8:03:30 PM
market-honker$50.00$50.007/19/2010 8:03:36 PM
authoritative-capital$25.00$25.007/19/2010 8:03:46 PM
GoStrong$100.00$100.007/19/2010 9:41:55 PM
Bank_Of_XL$25.00$25.007/20/2010 8:09:14 AM
octoberfresh$25.00$25.007/20/2010 8:22:00 AM
blot44$25.00$25.007/20/2010 7:58:16 PM
FJerry$25.00$25.007/21/2010 1:53:13 AM
principal-bull$25.00$25.007/20/2010 5:22:11 PM
cebgop$25.00$25.007/22/2010 12:42:08 AM
HenryK7$25.00$25.007/22/2010 6:41:23 PM
all_of_that_one$25.00$25.007/22/2010 10:40:58 PM
ideal-coin$100.00$100.007/23/2010 6:15:59 AM
surfsider123$25.00$25.007/23/2010 2:16:48 PM
Lender0307$25.00$25.007/23/2010 9:08:48 AM
starry2001$25.00$25.007/23/2010 6:08:10 PM
Boba1964$25.00$25.007/23/2010 8:04:28 PM
loanshark62$25.00$25.007/23/2010 5:49:13 PM
Dollars4Rent$25.00$25.007/24/2010 9:24:00 AM
unbelievable-value2$25.00$25.007/24/2010 8:50:22 AM
BankofPaul$25.00$25.007/26/2010 6:12:04 AM
kulender$25.00$25.007/19/2010 5:03:38 PM
Artist_Blue$25.00$25.007/19/2010 5:05:48 PM
afotherg$40.00$40.007/19/2010 5:07:47 PM
community-pipeline8$50.00$50.007/19/2010 5:09:17 PM
munnu$25.00$25.007/19/2010 5:10:26 PM
bdloans$50.00$50.007/19/2010 5:13:07 PM
antlr$25.00$25.007/19/2010 5:17:14 PM
j2ee$25.00$25.007/19/2010 5:17:11 PM
rbc_ventures$25.00$25.007/19/2010 5:17:39 PM
personal-lender$25.00$25.007/19/2010 5:18:29 PM
thestartuplender$35.00$35.007/19/2010 5:20:40 PM
kenji4861$25.00$25.007/19/2010 5:09:26 PM
simplelender80$100.00$100.007/19/2010 5:22:19 PM
orgy63$25.00$25.007/19/2010 5:22:35 PM
proper-p2p6$100.00$100.007/19/2010 5:23:08 PM
versatile-platinum4$25.00$25.007/19/2010 5:12:32 PM
meenan$25.00$25.007/19/2010 5:23:15 PM
paddatjie$25.00$25.007/19/2010 5:12:41 PM
alpinaut$25.00$25.007/19/2010 5:24:38 PM
dontscrewmeover1$25.00$25.007/19/2010 5:27:35 PM
tekkie2412$50.00$50.007/19/2010 5:27:29 PM
generous-deal6$25.00$25.007/19/2010 5:17:25 PM
interest-jedi0$50.00$50.007/19/2010 5:29:33 PM
well-rounded-dinero$25.00$25.007/19/2010 5:29:35 PM
investmentgroup$25.00$25.007/19/2010 5:30:07 PM
bid-czar8$100.00$100.007/19/2010 5:30:14 PM
murren$25.00$25.007/19/2010 5:30:45 PM
betaoption$25.00$25.007/19/2010 5:31:39 PM
svandgts$25.00$25.007/19/2010 5:31:54 PM
Sven79$50.00$50.007/19/2010 5:32:57 PM
SARMAR$50.00$50.007/19/2010 5:33:10 PM
fireheart$25.00$25.007/19/2010 5:33:20 PM
Investoman$100.00$100.007/19/2010 5:21:37 PM
saysana$25.00$25.007/19/2010 5:33:50 PM
dlshap$25.00$25.007/19/2010 5:22:16 PM
investment-network$25.00$25.007/19/2010 5:22:29 PM
BlindProphet$25.00$25.007/19/2010 5:23:22 PM
Havana21$75.00$75.007/19/2010 5:23:49 PM
bountiful-durability$100.00$100.007/19/2010 5:25:04 PM
stilleto8$25.00$25.007/19/2010 8:01:36 PM
Headhunter14$25.00$25.007/19/2010 8:02:30 PM
bayfocus$25.00$25.007/19/2010 8:02:34 PM
money-owner2$250.00$250.007/19/2010 8:02:40 PM
Rdodson11$25.00$25.007/19/2010 8:02:48 PM
Walkingcowboy$25.00$25.007/19/2010 8:02:13 PM
lender_100$25.00$25.007/19/2010 8:02:52 PM
Timchenko_LLC$25.00$25.007/19/2010 8:02:16 PM
finance-negotiator2$25.00$25.007/19/2010 8:02:58 PM
loot-heart$50.00$50.007/19/2010 8:03:02 PM
fair-funds$25.00$25.007/19/2010 8:03:08 PM
pavelz$37.17$37.177/19/2010 8:03:19 PM
RMB-Investments$50.00$50.007/19/2010 8:02:35 PM
green-radiant-durability$33.27$33.277/19/2010 8:03:29 PM
anything-but-ordinary$25.00$25.007/19/2010 8:02:42 PM
Lii4me$28.37$28.377/19/2010 8:02:49 PM
american6$50.00$50.007/19/2010 8:03:06 PM
impressive-credit431$75.00$75.007/19/2010 8:03:12 PM
overflowinglife$25.00$25.007/19/2010 8:03:30 PM
harty$60.00$60.007/19/2010 5:27:41 PM
balance-voyager$63.60$63.607/19/2010 8:03:45 PM
dharma1$25.00$25.007/19/2010 5:28:08 PM
tieshuanpan$25.00$25.007/19/2010 9:18:49 PM
life-is-great$25.00$25.007/19/2010 5:28:36 PM
bds9646$26.00$26.007/19/2010 5:29:09 PM
MAJESTIC5$50.00$15.927/19/2010 11:53:29 PM
Contact911$50.00$50.007/19/2010 5:30:00 PM
Rysterola82$25.00$25.007/19/2010 5:31:28 PM
justice-dna$30.00$30.007/19/2010 8:02:24 PM
loyalist1$42.19$42.197/19/2010 8:02:39 PM
point-solstice$50.00$50.007/19/2010 8:02:43 PM
mrbanker$52.91$52.917/19/2010 8:02:50 PM
Ivan2007$25.00$25.007/19/2010 8:03:00 PM
gojackgo$50.00$50.007/19/2010 8:03:06 PM
Supernick$50.00$50.007/19/2010 8:03:17 PM
Ocean713$50.00$50.007/19/2010 8:03:28 PM
AJSinvest$25.00$25.007/19/2010 8:03:33 PM
4XKcWfGvp9kC3ELjo4pL$25.00$25.007/19/2010 8:03:42 PM
moola-rose8$50.00$50.007/19/2010 8:03:46 PM
naina_my_daughter$25.00$25.007/19/2010 10:56:25 PM
wwwUniversal$25.00$25.007/20/2010 1:18:31 AM
tutnyce$50.00$50.007/20/2010 12:09:12 PM
finance-symphony7$25.00$25.007/20/2010 5:50:14 PM
ethicalhumanist$25.00$25.007/21/2010 11:36:36 AM
outofoffice$50.00$50.007/21/2010 4:26:17 PM
Castelj$30.00$30.007/22/2010 6:43:37 AM
RandyL3$25.00$25.007/23/2010 1:54:35 AM
duke12$25.00$25.007/23/2010 3:05:15 PM
Lo0se_mo0se$25.00$25.007/24/2010 12:22:47 AM
12Knocksinna$25.00$25.007/24/2010 3:34:13 AM
isshoni888$25.00$25.007/24/2010 1:23:58 PM
priceless-cash5$25.00$25.007/24/2010 11:41:47 AM
eCapital$25.00$25.007/25/2010 5:47:08 PM
mgking007$25.00$25.007/26/2010 4:11:59 PM
friendinmoney$25.00$25.007/26/2010 4:19:24 PM
180 bids
 
Borrower Payment Dependent Notes Series 467283
This series of Notes was issued and sold upon the funding of the borrower loan #43720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jul-19-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $111.34
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $111.34
 
Auction yield range: 7.93% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 4
First credit line: Nov-1989 Debt/Income ratio: 14%
Credit score: 680-699 (Jun-2010) Inquiries last 6m: 2Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:10y 7m
Amount delinquent: $0 Total credit lines: 35 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,082Stated income:$50,000-$74,999
Delinquencies in last 7y: 29 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: reagolden Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 21 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2010)
620-639 (May-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
Starting Own Pet Service Business
I'm a single mom with a small farm and 17 rescued companion animals including Parrots, Horses, and Dogs. I love working with companion animals and want to make it my career eventually. I have a part-time pet sitting business and am certified in behavior, grooming and dog obedience.

Years ago I had a car accident and lost income and went through a divorce. The impact on my credit is reflected from those past issues but I have reestablished myself and worked very hard.

I also have a business background with 20 years of banking that includes small business and residential mortgages. Thanks for your support and I hope you will be able to bid with confidence on my listing.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what are your current fixed income and expenses? - beakerfish
A: My credit cards are either paid off or have a very low balance. Other than that the income and debts are the same. (Jul-20-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loyalist1$100.00$100.007/19/2010 5:14:18 PM
Artist_Blue$25.00$20.517/19/2010 5:06:45 PM
usedtoborrow$100.00$100.007/19/2010 5:37:19 PM
CoolPlexer$25.00$25.007/19/2010 8:12:09 PM
GoStrong$50.00$50.007/19/2010 9:40:26 PM
market-pudding$25.00$25.007/20/2010 1:25:18 PM
jslo722$25.00$25.007/20/2010 4:48:58 PM
supreme-hope$25.00$25.007/21/2010 4:06:09 AM
blackstar$25.00$25.007/21/2010 4:52:38 AM
SpotLending$25.00$25.007/21/2010 6:48:22 PM
nerlands$25.00$25.007/23/2010 1:36:19 AM
Carnth$25.00$25.007/23/2010 3:34:19 PM
interstellar$28.61$28.617/24/2010 2:53:02 AM
green-rapid-openness$50.00$50.007/24/2010 4:30:57 AM
Dollars4Rent$25.00$25.007/24/2010 9:25:52 AM
green-rapid-openness$50.00$50.007/24/2010 4:30:29 AM
martymaniaman$25.00$25.007/26/2010 6:02:04 AM
income-fortress$25.00$25.007/26/2010 7:00:55 AM
ryan6853$25.00$25.007/26/2010 7:47:05 AM
mckhbnpc$30.00$30.007/26/2010 8:00:14 AM
camer069$25.87$25.877/26/2010 9:41:26 AM
silver-zenith$25.00$25.007/26/2010 9:57:54 AM
duty-monger$50.00$50.007/26/2010 9:53:40 AM
ddog0224$25.00$25.007/26/2010 12:27:38 PM
cbivitz$150.00$150.007/26/2010 3:00:08 PM
Mikale360$25.00$25.007/26/2010 2:55:47 PM
2grindstones$25.00$25.007/26/2010 3:27:44 PM
SpotLending$25.00$25.007/26/2010 3:33:58 PM
MONEY_IN_THE_BANK$25.00$25.007/26/2010 3:50:20 PM
malomar66$40.00$40.007/26/2010 4:00:48 PM
wisconsinvestor$200.00$200.007/26/2010 4:32:38 PM
Nerdster1$30.01$30.017/26/2010 4:46:33 PM
treasure-hunter270$25.00$25.007/19/2010 5:18:46 PM
fortytwo$200.00$200.007/19/2010 5:07:34 PM
jgar_O$25.00$25.007/19/2010 5:48:17 PM
wwwUniversal$25.00$25.007/20/2010 6:57:58 AM
healingangel22$25.00$25.007/20/2010 7:02:13 AM
rubylender$25.00$25.007/20/2010 7:29:35 AM
credit-panda1$25.00$25.007/20/2010 11:57:19 AM
joyful-power9$25.00$25.007/20/2010 11:00:13 PM
red-favorable-basis$25.00$25.007/21/2010 6:00:40 AM
grammaspurse$25.00$25.007/22/2010 8:02:09 AM
marwadi-62$100.00$100.007/22/2010 7:49:51 PM
Credit2Prosper$50.00$50.007/23/2010 6:29:52 AM
portfolio-turbine$25.00$25.007/22/2010 6:11:06 PM
integrity-doctor$100.00$100.007/23/2010 7:45:27 AM
Easystreet$25.00$25.007/23/2010 3:21:32 PM
blue-useful-auction$25.00$25.007/23/2010 5:04:30 PM
JBG$25.00$25.007/24/2010 5:26:52 PM
Jerrys1951$25.00$25.007/24/2010 10:50:05 PM
grampy48$25.00$25.007/25/2010 7:55:54 AM
lucrative-coin$50.00$50.007/25/2010 10:31:03 AM
Moe87$25.00$25.007/26/2010 4:19:48 AM
DoctorJoe$25.00$25.007/26/2010 6:44:10 AM
loyalist1$100.00$100.007/26/2010 8:45:43 AM
wild-orange$25.00$25.007/26/2010 12:38:31 PM
loyalist1$100.00$100.007/26/2010 12:50:52 PM
moola-monger9$100.00$100.007/26/2010 1:45:42 PM
patriot384$300.00$300.007/26/2010 2:34:06 PM
investment-cluster$25.00$25.007/26/2010 3:28:59 PM
Kyileo$25.00$25.007/26/2010 4:49:59 PM
Bob450$25.00$25.007/26/2010 4:47:27 PM
62 bids
 
Borrower Payment Dependent Notes Series 467543
This series of Notes was issued and sold upon the funding of the borrower loan #43714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,400.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-21-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $172.22
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $172.22
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 5
First credit line: Nov-1992 Debt/Income ratio: 11%
Credit score: 700-719 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:8y 5m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,957Stated income:$75,000-$99,999
Delinquencies in last 7y: 6 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: shrewd-loot Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating High Interest Debt
Purpose of loan:
This loan will be used to? combine? the debt on two credit cards with high interest rates.? I'd rather pay interest for fellow Prosper users than the credit card companies.

My financial situation:
I am a good candidate for this loan because? My bills get paid ontime.? I have no problem paying these credit cards currently, however, I would like to lower the interest which would pay them off than much faster.? I will be paying more than the minimum and plan to have the loan returned ahead of schedule.

Monthly net income: $ 5200

Monthly expenses: $
??Housing: $ 400
??Insurance: $ 125
??Car expenses: $ 0 (all paid)
??Utilities: $?225
??Phone, cable, internet: $ 0 (work pays cell and internet, no cable)
??Food, entertainment: $ 225
??Clothing, household expenses $ 125
??Credit cards and other loans: $ 1200 (trying to pay down quickly, this is higher than the minimums)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kulender$25.00$25.007/21/2010 4:36:10 PM
kenji4861$25.00$25.007/21/2010 4:37:10 PM
successful-euro$50.00$50.007/21/2010 4:36:57 PM
community-pipeline8$50.00$50.007/21/2010 4:37:06 PM
munnu$25.00$25.007/21/2010 4:43:24 PM
elasermd$50.00$50.007/21/2010 4:33:53 PM
market-socrates4$25.00$25.007/21/2010 4:44:09 PM
delicious-social132$40.00$40.007/21/2010 4:46:04 PM
j2ee$25.00$25.007/21/2010 4:46:07 PM
moola-man$50.00$50.007/21/2010 4:45:47 PM
ichibon$100.00$100.007/21/2010 4:47:34 PM
treasure-hunter270$25.00$25.007/21/2010 4:48:51 PM
proper-p2p6$100.00$100.007/21/2010 4:49:02 PM
1800porsche$25.00$25.007/21/2010 4:49:25 PM
tntmojave$25.00$25.007/21/2010 4:48:54 PM
meenan$25.00$25.007/21/2010 4:49:06 PM
ray1051$50.00$50.007/21/2010 4:50:05 PM
suave-dollar$40.00$40.007/21/2010 4:49:30 PM
Emgolda$25.00$25.007/21/2010 4:50:03 PM
life-is-great$25.00$25.007/21/2010 4:50:10 PM
antlr$25.00$25.007/21/2010 4:50:58 PM
ingenious-order783$25.00$25.007/21/2010 4:51:12 PM
bobby5832708$50.00$50.007/21/2010 4:53:08 PM
paddatjie$25.00$25.007/21/2010 4:43:56 PM
simplelender80$100.00$100.007/21/2010 5:04:23 PM
svandgts$25.00$25.007/21/2010 6:56:49 PM
fireheart$25.00$25.007/21/2010 4:50:29 PM
saysana$25.00$25.007/21/2010 4:50:33 PM
Goodlender42$25.00$25.007/21/2010 4:50:43 PM
top-sensible-yield$50.00$50.007/21/2010 4:52:39 PM
wealthstar$50.00$50.007/21/2010 10:22:05 PM
marketplace-cello5$50.00$50.007/21/2010 9:56:25 PM
Gabriel02$25.00$25.007/22/2010 7:21:36 AM
currency-persimmon$25.00$25.007/22/2010 11:59:14 AM
bigphish$25.00$25.007/22/2010 12:27:21 PM
crawfingers$25.00$25.007/22/2010 12:54:42 PM
Rysterola82$25.00$25.007/22/2010 1:46:35 PM
unassuming-note$25.00$25.007/22/2010 3:16:20 PM
kmr2$25.00$25.007/22/2010 9:01:24 PM
tranquil-return4$25.00$25.007/23/2010 3:22:47 AM
majormoves1$25.00$25.007/23/2010 1:54:52 AM
bchen78875$50.00$50.007/22/2010 4:40:01 PM
profitable-asset1$25.00$25.007/23/2010 6:51:46 AM
mattpet$25.00$25.007/23/2010 8:57:53 AM
GElender$26.28$26.287/22/2010 10:37:15 PM
livelytoad$50.00$50.007/23/2010 9:38:10 AM
wise-silver-wonder$25.00$25.007/23/2010 9:39:11 AM
djh47a$25.00$25.007/23/2010 9:41:10 AM
patriot897$50.00$50.007/23/2010 9:48:31 AM
unclejaef$25.00$25.007/23/2010 1:54:51 AM
the-profit-oracle$25.00$25.007/23/2010 2:05:10 AM
NS22$25.00$25.007/23/2010 12:06:49 PM
qtmspin$25.00$25.007/23/2010 8:31:33 AM
DadWarbucks$25.00$25.007/23/2010 9:41:01 AM
mlandrid$50.00$50.007/23/2010 10:52:51 AM
techs$25.00$25.007/23/2010 1:36:33 PM
divedude$25.00$25.007/23/2010 5:24:57 PM
hrubinst$25.00$25.007/23/2010 5:29:10 PM
tolstoy00$25.00$25.007/23/2010 5:43:49 PM
economy-balance$25.00$25.007/23/2010 10:46:17 PM
thedoctor$71.41$71.417/24/2010 2:17:37 AM
morpholog$25.00$25.007/24/2010 2:34:35 AM
head$25.00$25.007/24/2010 2:54:41 AM
don8ter$60.00$60.007/23/2010 5:24:26 PM
Jassi$25.00$25.007/24/2010 3:24:35 AM
RJN$25.00$17.947/24/2010 3:34:24 AM
rmachi$25.00$25.007/24/2010 2:18:02 AM
alexstar$25.00$25.007/24/2010 2:54:14 AM
cingular$25.00$25.007/24/2010 2:54:31 AM
wwwUniversal$25.00$25.007/24/2010 2:54:47 AM
museic1$25.00$25.007/24/2010 3:24:49 AM
NATIVEBORN$25.00$25.007/24/2010 3:34:15 AM
ethicalhumanist$25.00$25.007/24/2010 5:35:39 PM
GoldenTrout$25.00$25.007/24/2010 8:43:24 PM
riproaringrapids$25.00$25.007/21/2010 4:37:17 PM
afotherg$40.00$40.007/21/2010 4:43:08 PM
bdloans$50.00$50.007/21/2010 4:44:18 PM
jazzlender$25.00$25.007/21/2010 4:45:33 PM
Artist_Blue$25.00$25.007/21/2010 4:36:34 PM
the_winning_ticket$35.00$35.007/21/2010 4:46:17 PM
studious-bonus7$100.00$100.007/21/2010 4:47:02 PM
dlshap$25.00$25.007/21/2010 4:48:33 PM
inspired-contract9$50.00$50.007/21/2010 4:48:59 PM
Investoman$100.00$100.007/21/2010 4:48:21 PM
orgy63$25.00$25.007/21/2010 4:48:47 PM
Fiimg$50.00$50.007/21/2010 4:49:40 PM
kyomoon$50.00$50.007/21/2010 4:49:47 PM
peace-saber0$25.00$25.007/21/2010 4:51:25 PM
generosity-giraffe0$25.00$25.007/21/2010 4:51:37 PM
djs81$50.00$50.007/21/2010 4:51:30 PM
Merganser$25.00$25.007/21/2010 4:54:26 PM
AoP$50.00$50.007/21/2010 4:53:24 PM
rescue$50.00$50.007/21/2010 4:45:57 PM
personal-lender$25.00$25.007/21/2010 4:46:53 PM
tech310$100.00$100.007/21/2010 4:48:25 PM
diplomatic-wealth7$100.00$100.007/21/2010 4:49:32 PM
safe-payment8$25.00$25.007/21/2010 7:53:20 PM
moola-wildebeest3$50.00$50.007/21/2010 4:50:14 PM
SARMAR$50.00$50.007/21/2010 4:50:25 PM
teller$25.00$25.007/21/2010 8:41:23 PM
RockCrown$25.00$25.007/21/2010 4:51:04 PM
-Tuxedo-$25.00$25.007/21/2010 10:57:53 PM
enthralling-deal180$100.00$100.007/21/2010 4:53:45 PM
tranquil-principal$50.00$50.007/21/2010 4:54:00 PM
woodenshoes$25.00$25.007/21/2010 4:54:34 PM
vwbell$50.00$50.007/21/2010 5:04:40 PM
iolaire$25.00$25.007/22/2010 8:37:53 AM
radforj22$50.00$50.007/22/2010 10:36:17 AM
xstreamin$25.00$25.007/22/2010 7:26:32 AM
julijask$25.00$25.007/22/2010 11:51:28 AM
ksmith08$50.00$50.007/22/2010 9:49:28 AM
Breakfast_Gypsy$25.00$25.007/22/2010 9:51:37 AM
KSPHoldings$25.00$25.007/22/2010 1:29:23 PM
anders94$25.00$25.007/22/2010 10:11:47 AM
moneyfriend$50.00$50.007/22/2010 1:51:28 PM
Cherrypicker$50.00$50.007/22/2010 3:03:41 PM
aurorafinancial$50.00$50.007/22/2010 4:07:53 PM
balance-voyager$50.00$50.007/22/2010 2:16:18 PM
sharkm$25.00$25.007/23/2010 1:01:40 AM
Havana21$75.00$75.007/23/2010 1:54:17 AM
greenwell$25.00$25.007/22/2010 4:41:36 PM
Shockem923$25.00$25.007/23/2010 4:48:21 AM
brazilofmux$73.72$73.727/23/2010 5:36:24 AM
powerful-finance7$25.00$25.007/23/2010 5:51:24 AM
MiniBank998$25.00$25.007/23/2010 6:36:40 AM
BabyLender$25.00$25.007/23/2010 7:27:14 AM
well-rounded-dinero$25.00$25.007/22/2010 8:16:19 PM
brightest-dynamic-peace$25.00$25.007/23/2010 9:41:16 AM
diligent-leverage$25.00$25.007/23/2010 10:06:20 AM
credit-coach118$36.29$36.297/23/2010 11:46:17 AM
kazdag$50.00$50.007/23/2010 7:26:46 AM
Cai8899$29.36$29.367/23/2010 1:37:53 PM
perlindc$100.00$100.007/23/2010 9:38:51 AM
Tradesmanlender$25.00$25.007/23/2010 1:37:48 PM
lagnisiruk$25.00$25.007/23/2010 3:31:33 PM
MrBluesummers$50.00$50.007/23/2010 4:58:43 PM
lostontheedge$25.00$25.007/23/2010 5:24:01 PM
PatRichi$25.00$25.007/23/2010 5:24:53 PM
Attract$25.00$25.007/23/2010 4:11:25 PM
KiwiElf$30.00$30.007/24/2010 2:18:07 AM
buckyhead2000$25.00$25.007/24/2010 2:35:30 AM
cash-vault$25.00$25.007/24/2010 2:55:41 AM
Sixmil$25.00$25.007/23/2010 5:25:05 PM
mpactlender$25.00$25.007/23/2010 5:29:12 PM
benjamin67$25.00$25.007/24/2010 2:54:49 AM
kmwvma$25.00$25.007/24/2010 3:08:56 AM
Banker7371$25.00$25.007/24/2010 3:34:14 AM
147 bids
 
Borrower Payment Dependent Notes Series 467709
This series of Notes was issued and sold upon the funding of the borrower loan #43733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Jul-21-2010 
  Auction end date:  Jul-28-2010 
 
Starting lender yield: 21.55% Starting borrower rate/APR: 22.55% / 24.82% Starting monthly payment: $153.90
Final lender yield: 21.55% Final borrower rate/APR: 22.55% / 24.82% Final monthly payment: $153.90
 
Auction yield range: 7.93% - 21.55% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 13.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 8
Enhanced (1-5): 5
First credit line: Aug-2002 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,772Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: pocharle Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Debt Consolidation Loan
Purpose of loan:
This loan will be used to pay?off my high-interest credit cards. This will allow me to get back to a low debt profile and fund my Independent Contractor business initiatives with cash on hand available and without the need for credit cards.

My financial situation:
I am a good candidate for this loan because I can afford to pay the monthly payments on time (as I always do for all loans). I am a disciplined individual and dedicated to getting out of credit card debt within the next six months. I still live at home so I do not have any other major debt obligations as I have already completed paying off all of my student loans. I have arranged to have up to 30% of my monthly income put towards paying off this loan. You can see this is accounted for in the monthly expenses detailed below. The current recurring credit card expense?will be shifted to this loan repayment.

Monthly net income: $
2000

Monthly expenses: $
??Housing: $ 0 (I live at home with my parents)
??Insurance: $?547?
??Car expenses: $ 150
??Utilities: $?0
??Phone, cable, internet: $?55
??Food, entertainment: $ 100
??Clothing, household expenses $ 30
??Credit cards and other loans: $?500
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, What is your eduction? Occupation? And Independent Contractor Business? Is your income stable? thanks, - p2ploan-sensation211
A: 1. I graduated from Stony Brook University with a Bachelor's degree in Computer Science. 2. I am a Business Technology Consultant specializing in Network Infrastructure & Information Systems. 3. I am an Independent Contractor for a Consulting company & I also have several direct clients that I support on break-fix basis. 4. Yes. I get paid on an hourly basis ($125/hr). I have a monthly minimum of at least 10 hours/month scheduled. I usually go over this threshold. (Jul-25-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
tech310$100.00$100.007/21/2010 4:45:36 PM
rescue$50.00$50.007/21/2010 4:45:52 PM
personal-lender$25.00$25.007/21/2010 4:47:12 PM
studious-bonus7$100.00$100.007/21/2010 4:46:59 PM
the-silver-blaster$50.00$50.007/21/2010 4:47:49 PM
Goodlender42$25.00$25.007/21/2010 4:50:39 PM
kmr2$250.00$250.007/21/2010 4:53:20 PM
the-money-gargantuan$25.00$25.007/21/2010 7:38:02 PM
simplelender80$60.00$60.007/21/2010 4:52:27 PM
enthralling-deal180$100.00$100.007/21/2010 4:53:41 PM
zone6$100.00$100.007/21/2010 11:11:54 PM
loan-adventurer7$36.00$36.007/22/2010 9:50:16 AM
xstreamin$25.00$25.007/22/2010 7:26:29 AM
brightest-breathtaking-finance$45.57$45.577/22/2010 8:38:55 AM
reflective-rupee$25.00$25.007/22/2010 1:04:46 PM
Railbird$25.00$25.007/22/2010 9:50:04 AM
mtquan$25.00$25.007/22/2010 12:21:22 PM
beakerfish$118.63$1.637/22/2010 7:00:27 PM
dollardave$55.64$55.647/24/2010 5:46:21 AM
green-rapid-openness$50.00$50.007/24/2010 10:22:53 AM
green-rapid-openness$50.00$50.007/24/2010 10:23:19 AM
Bob450$30.00$30.007/24/2010 8:06:16 PM
favorite-commerce$25.00$25.007/25/2010 9:24:24 AM
wonder3$35.00$35.007/25/2010 5:20:23 PM
rjcoutur2001$35.00$35.007/26/2010 8:25:11 AM
MONEY_IN_THE_BANK$25.00$25.007/26/2010 4:15:21 PM
AlexTrep$25.00$25.007/26/2010 5:15:14 PM
NickRac$30.00$30.007/26/2010 5:32:49 PM
ethicalhumanist$25.00$25.007/26/2010 6:14:27 PM
funds-kingdom$50.78$50.787/26/2010 7:03:13 PM
p2ploan-sensation211$25.00$25.007/26/2010 7:51:29 PM
micsupra$41.76$41.767/26/2010 8:37:01 PM
kendigme$25.00$25.007/27/2010 3:01:54 AM
cbivitz$300.00$300.007/27/2010 5:25:46 AM
DHolly$25.00$25.007/27/2010 5:40:10 AM
Bob450$25.00$25.007/27/2010 11:00:10 AM
blue-useful-auction$25.00$25.007/27/2010 12:37:50 PM
FinanceEngine$25.00$25.007/27/2010 11:09:22 AM
shrewd-income$100.00$100.007/27/2010 12:40:18 PM
Investor_83$25.00$25.007/27/2010 1:05:23 PM
cognizant-wealth$50.00$50.007/27/2010 2:37:44 PM
checzwick$50.00$50.007/27/2010 5:01:57 PM
marinbb$25.00$25.007/27/2010 7:43:38 PM
all_of_that_one$30.00$30.007/28/2010 6:23:02 AM
umfan123$25.00$25.007/28/2010 7:13:53 AM
successful-euro$50.00$50.007/21/2010 4:37:22 PM
kulender$25.00$25.007/21/2010 4:48:00 PM
munnu$25.00$25.007/21/2010 4:48:05 PM
Fiimg$50.00$50.007/21/2010 4:49:37 PM
diplomatic-wealth7$25.00$25.007/21/2010 4:49:55 PM
Artist_Blue$25.00$25.007/21/2010 4:51:46 PM
restless-fund5$25.00$25.007/21/2010 4:52:21 PM
moola-wildebeest3$50.00$50.007/21/2010 4:52:45 PM
teller$25.00$25.007/21/2010 4:53:29 PM
ray1051$25.00$25.007/21/2010 4:45:41 PM
ichibon$100.00$100.007/21/2010 4:47:29 PM
Investoman$100.00$100.007/21/2010 4:48:18 PM
droopie1$25.00$25.007/21/2010 6:36:33 PM
marketplace-cello5$25.00$25.007/21/2010 9:56:33 PM
Gabriel02$25.00$25.007/22/2010 7:21:33 AM
balance-voyager$56.57$56.577/22/2010 7:13:23 AM
treasure-bliss$25.00$25.007/22/2010 9:26:43 AM
well-mannered-income3$25.00$25.007/21/2010 9:40:13 PM
radforj22$25.00$25.007/22/2010 10:45:27 AM
shamil45$25.00$25.007/22/2010 8:22:24 AM
SolarMoonshine$25.00$25.007/22/2010 10:02:24 AM
line6owner$36.00$36.007/22/2010 10:11:35 AM
techs$25.00$25.007/22/2010 3:27:16 PM
bahamaman$50.00$50.007/25/2010 12:10:10 PM
rjcoutur2001$35.00$35.007/26/2010 8:31:39 AM
madmoney618$40.00$40.007/26/2010 2:11:18 PM
dynrep$50.00$50.007/26/2010 5:01:45 PM
SANTIAGO1$25.00$25.007/26/2010 5:43:27 PM
power-secret-agent$30.00$30.007/26/2010 6:42:55 PM
mex_invests$25.00$25.007/27/2010 7:25:16 AM
foothillender$25.00$25.007/27/2010 12:26:44 PM
WeR5A$25.00$25.007/27/2010 3:17:45 PM
new-truth-chuckler$49.07$49.077/27/2010 3:29:36 PM
Techne_Funds_LLC$25.00$25.007/27/2010 4:47:45 PM
mpatrick$50.00$50.007/27/2010 4:15:38 PM
fervent-power$30.90$30.907/27/2010 5:00:13 PM
Grandmahoneybee$35.00$35.007/27/2010 5:58:35 PM
farchoir$25.00$25.007/27/2010 6:22:56 PM
Loanstou$36.08$36.087/27/2010 6:30:48 PM
marinbb$50.00$50.007/27/2010 7:43:11 PM
VitaminFunk$25.00$25.007/27/2010 8:08:44 PM
JustMee$25.00$25.007/27/2010 9:19:50 PM
seineil$25.00$25.007/28/2010 3:12:31 AM
CommerciaLender$25.00$25.007/28/2010 6:16:57 AM
winger66$25.00$25.007/28/2010 3:49:36 AM
Whipster$25.00$25.007/28/2010 4:57:49 AM
asset-professor$25.00$25.007/28/2010 5:27:19 AM
SkinnyFish$25.00$25.007/28/2010 6:50:44 AM
Flshedman$50.00$50.007/28/2010 7:13:02 AM
94 bids
 
Borrower Payment Dependent Notes Series 467825
This series of Notes was issued and sold upon the funding of the borrower loan #43726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jul-23-2010 
  Auction end date:  Jul-26-2010 
 
Starting lender yield: 6.10% Starting borrower rate/APR: 7.10% / 7.44% Starting monthly payment: $98.95
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $98.95
 
Auction yield range: 2.93% - 6.10% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 10
Enhanced (1-5): 5
First credit line: Apr-1995 Debt/Income ratio: 20%
Credit score: 800-819 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 15 / 12Length of status:7y 3m
Amount delinquent: $0 Total credit lines: 40 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,604Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: glimmering-p2p6 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating debt plus personal
Purpose of loan:
This loan will be used to pay off my $1, 000 PNC Bank credit card, $1,200 Disover card and use the remainding to buy a much needed horse trailer.

My financial situation:
I am a good candidate for this loan because I have steady employment and have been working at the Cincinnati Zoo for a little over 7 years. My position is one that will never cease to exist.??I handle all the donation monies (member, non-member, government and compnaies)?that come into the Zoo and make sure they are properly placed in the correct fund as well as handle all the $1,000 and above donor memberships.?I also have never been late on any of my payments and I have always paid above the "min" amount due. I am looking to get a lower interest rate and consolidate both credit cards. I also have just paid off my 2004 Jeep Wrangler, never missed a payment and was automatically deducted from the checking account bi-weekly.

The remainding money will be used towards a much needed horse trailer. I know that is not a necessity, but I would like to be able to transport my horse to local parks and shows. I also would like to help out the local equine rescue groups with transporting rescued slaughter bound horses. There is such a need for help in that area and being the animal lover that I am, I feel that would be a great use of volunteering my time.

Thank you for considering my loan
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
successful-euro$50.00$50.007/23/2010 2:30:25 PM
kulender$50.00$50.007/23/2010 2:31:53 PM
gold-heaven9$25.00$25.007/23/2010 2:32:25 PM
Okeey$50.00$50.007/23/2010 2:33:00 PM
riproaringrapids$25.00$25.007/23/2010 2:33:19 PM
Investoman$100.00$100.007/23/2010 2:34:15 PM
Goodlender42$25.00$25.007/23/2010 2:34:25 PM
tech310$100.00$100.007/23/2010 2:34:54 PM
community-pipeline8$50.00$50.007/23/2010 2:35:16 PM
market-socrates4$25.00$25.007/23/2010 2:36:16 PM
top-sensible-yield$50.00$50.007/23/2010 2:39:25 PM
cebgop$25.00$25.007/23/2010 2:40:04 PM
moneyfriend$50.00$50.007/23/2010 2:40:50 PM
sharkm$30.00$30.007/23/2010 2:41:57 PM
ujiba$25.00$25.007/23/2010 5:22:22 PM
munnu$25.00$25.007/23/2010 2:36:00 PM
teller$49.12$49.127/23/2010 5:25:42 PM
treasure-hunter270$25.00$25.007/23/2010 2:38:33 PM
meenan$25.00$25.007/23/2010 2:38:47 PM
Merganser$25.00$25.007/23/2010 2:39:45 PM
fireboss$25.00$25.007/23/2010 5:27:03 PM
wealthstar$50.00$50.007/23/2010 2:40:00 PM
simplelender80$100.00$100.007/23/2010 2:40:14 PM
radforj22$50.00$50.007/23/2010 2:41:34 PM
Shockem923$25.00$25.007/23/2010 2:42:09 PM
F_r_e_d_s__B_a_n_k$50.00$50.007/23/2010 2:47:36 PM
lagnisiruk$25.00$25.007/23/2010 3:31:39 PM
gauss02$25.00$25.007/24/2010 2:32:28 AM
Steveoo1$25.00$25.007/24/2010 2:33:26 AM
junctionking$25.00$25.007/24/2010 2:34:48 AM
BayShell$50.00$50.007/24/2010 2:35:08 AM
obedient-investment9$25.00$25.007/23/2010 9:48:22 PM
mrgoldy$25.00$25.007/24/2010 2:29:05 AM
JohnBanks$25.00$25.007/24/2010 2:29:43 AM
Tai$25.00$25.007/24/2010 2:32:34 AM
investmentgroup$25.00$25.007/24/2010 2:33:01 AM
blot44$25.00$25.007/24/2010 12:21:16 PM
icanloanit2u$25.00$25.007/24/2010 12:36:45 PM
payout-magician$25.00$25.007/25/2010 10:37:37 AM
priceless-cash5$25.00$25.007/25/2010 3:29:15 PM
julijask$33.85$33.857/24/2010 5:43:12 PM
eCapital$25.00$25.007/25/2010 5:48:07 PM
kgeezy$25.00$25.007/26/2010 5:16:11 AM
LittleRhody07$25.00$25.007/26/2010 7:35:56 AM
kenji4861$25.00$25.007/23/2010 2:30:28 PM
Artist_Blue$25.00$25.007/23/2010 2:31:58 PM
investment-network$50.00$50.007/23/2010 2:34:20 PM
elasermd$50.00$50.007/23/2010 2:35:10 PM
afotherg$40.00$40.007/23/2010 2:35:57 PM
paddatjie$25.00$25.007/23/2010 2:36:10 PM
delicious-social132$40.00$40.007/23/2010 2:36:57 PM
personal-lender$25.00$25.007/23/2010 2:37:40 PM
dlshap$25.00$25.007/23/2010 2:38:30 PM
kyomoon$50.00$50.007/23/2010 2:38:53 PM
RockCrown$25.00$25.007/23/2010 2:39:18 PM
ksmith08$50.00$50.007/23/2010 2:40:25 PM
profitable-asset1$25.00$25.007/23/2010 2:42:18 PM
mattpet$25.00$25.007/23/2010 2:42:32 PM
cash-vault$25.00$25.007/23/2010 3:22:15 PM
Attract$25.00$25.007/23/2010 4:11:22 PM
jazzlender$25.00$25.007/23/2010 2:36:39 PM
Havana21$75.00$75.007/23/2010 5:24:03 PM
j2ee$25.00$25.007/23/2010 2:37:00 PM
orgy63$25.00$25.007/23/2010 2:38:31 PM
inspired-contract9$50.00$50.007/23/2010 2:38:40 PM
proper-p2p6$100.00$100.007/23/2010 2:38:45 PM
diplomatic-wealth7$100.00$100.007/23/2010 2:38:50 PM
mlopez2007$25.00$25.007/23/2010 2:38:57 PM
bobby5832708$50.00$50.007/23/2010 2:39:28 PM
marketplace-cello5$50.00$50.007/23/2010 2:39:53 PM
currency-persimmon$25.00$25.007/23/2010 2:40:36 PM
crawfingers$25.00$25.007/23/2010 2:40:40 PM
dasyjo$25.00$25.007/24/2010 1:49:57 AM
zyztemboy$25.00$25.007/24/2010 2:31:52 AM
Cheburashka$30.00$22.037/24/2010 2:35:23 AM
BeansMan02$25.00$25.007/24/2010 2:29:36 AM
MyPlantsEatBugs$25.00$25.007/24/2010 2:30:03 AM
littlemonkey$25.00$25.007/24/2010 2:32:05 AM
monroemoney$25.00$25.007/24/2010 2:32:25 AM
peerlender$25.00$25.007/24/2010 2:35:02 AM
wwwUniversal$25.00$25.007/24/2010 2:58:41 AM
dharma1$25.00$25.007/24/2010 2:32:59 AM
all_of_that_one$35.00$35.007/24/2010 10:14:13 AM
ethicalhumanist$25.00$25.007/24/2010 4:01:27 PM
tutnyce$50.00$50.007/25/2010 9:19:22 AM
Bank_Of_XL$25.00$25.007/24/2010 3:08:37 PM
HealthAndSafety$100.00$100.007/24/2010 9:43:35 PM
87 bids
 
Borrower Payment Dependent Notes Series 467859
This series of Notes was issued and sold upon the funding of the borrower loan #43734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,400.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-22-2010 
  Auction end date:  Jul-27-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $236.01
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $236.01
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 8
Enhanced (1-5): 5
First credit line: Nov-1987 Debt/Income ratio: 14%
Credit score: 780-799 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:18y 9m
Amount delinquent: $0 Total credit lines: 18 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,953Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: neighborly-capital2 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Shedding Debt
Purpose of loan:
This loan will be used to pay off a credit card.

My financial situation:
I am a good candidate for this loan because?I?have been?gainfully employed with a steady income as a law enforcement officer for over 18 years. I have a good credit history and have always met my obligations. I would llike to pay off an existing?credit card which would enable?me to better manage?my finances.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
successful-euro$75.00$75.007/22/2010 3:41:50 PM
kenji4861$25.00$25.007/22/2010 3:41:53 PM
riproaringrapids$25.00$25.007/22/2010 3:42:32 PM
Investoman$100.00$100.007/22/2010 3:43:01 PM
Goodlender42$25.00$25.007/22/2010 3:43:06 PM
elasermd$50.00$50.007/22/2010 3:43:33 PM
paddatjie$25.00$25.007/22/2010 3:44:34 PM
market-socrates4$25.00$25.007/22/2010 3:44:40 PM
delicious-social132$40.00$40.007/22/2010 3:45:30 PM
treasure-hunter270$25.00$25.007/22/2010 3:46:57 PM
ray1051$50.00$50.007/22/2010 3:47:21 PM
RockCrown$25.00$25.007/22/2010 3:47:26 PM
diplomatic-wealth7$100.00$100.007/22/2010 3:47:08 PM
simplelender80$100.00$100.007/22/2010 3:47:59 PM
ksmith08$50.00$50.007/22/2010 3:48:08 PM
iolaire$25.00$25.007/22/2010 3:48:03 PM
currency-persimmon$25.00$25.007/22/2010 3:48:36 PM
crawfingers$25.00$25.007/22/2010 3:48:41 PM
moneyfriend$50.00$50.007/22/2010 3:48:49 PM
bid-czar8$60.16$60.167/22/2010 4:06:45 PM
open-minded-credit4$25.00$25.007/22/2010 4:17:06 PM
radforj22$49.60$49.607/22/2010 4:08:13 PM
logical-loyalty0$25.00$25.007/22/2010 4:18:12 PM
villagers$50.00$50.007/22/2010 4:18:16 PM
Ocean713$50.00$50.007/22/2010 4:09:12 PM
loyalist1$100.00$100.007/22/2010 4:18:54 PM
antlr$25.00$25.007/22/2010 4:19:08 PM
wormdc$25.00$25.007/22/2010 4:17:07 PM
money-bauble$78.73$78.737/22/2010 4:19:17 PM
Algaes$45.31$45.317/22/2010 4:19:23 PM
first-restless-payout$50.00$50.007/22/2010 4:17:56 PM
affluence-pumpkin0$25.00$25.007/22/2010 4:18:17 PM
overflowinglife$25.00$25.007/22/2010 4:19:20 PM
IIP77$25.00$25.007/22/2010 4:38:44 PM
jayhawk1000$50.00$50.007/22/2010 4:38:51 PM
bdloans$50.00$50.007/22/2010 4:39:03 PM
rbc_ventures$25.00$25.007/22/2010 4:40:17 PM
Rdodson11$25.00$25.007/22/2010 4:40:23 PM
wampum-chorus3$25.00$25.007/22/2010 4:37:40 PM
Finspons$25.00$25.007/22/2010 4:38:03 PM
tender-integrity3$28.23$28.237/22/2010 4:46:27 PM
the_winning_ticket$35.00$35.007/22/2010 4:40:24 PM
nicklds$44.54$44.547/22/2010 6:06:14 PM
grystndoc$25.00$25.007/22/2010 5:21:15 PM
j2ee$25.00$25.007/22/2010 3:45:34 PM
inspiring-reward$25.00$25.007/22/2010 7:36:22 PM
1800porsche$25.00$25.007/22/2010 3:47:07 PM
mlopez2007$25.00$25.007/22/2010 3:47:14 PM
RMB-Investments$29.71$29.717/22/2010 6:46:14 PM
top-sensible-yield$50.00$50.007/22/2010 3:47:32 PM
enthralling-deal180$100.00$100.007/22/2010 3:47:38 PM
Breakfast_Gypsy$25.00$25.007/22/2010 3:48:14 PM
credit-bada-bing$25.00$25.007/22/2010 8:38:02 PM
ccdmp2004$25.00$25.007/22/2010 10:37:05 PM
goldie414$38.92$38.927/23/2010 12:26:32 AM
hopethisworks$33.73$33.737/23/2010 1:25:48 AM
briphi$25.19$25.197/23/2010 1:26:02 AM
dharma1$25.00$25.007/23/2010 1:26:07 AM
sharkm$25.00$25.007/23/2010 1:01:30 AM
green-radiant-durability$50.00$50.007/22/2010 4:09:14 PM
MSME$40.32$40.327/23/2010 1:39:18 AM
peerlender$25.00$25.007/23/2010 1:25:45 AM
bonus-turbine1$25.00$25.007/22/2010 4:17:05 PM
rudyindc$25.00$25.007/22/2010 4:17:09 PM
tylerfd$25.00$25.007/23/2010 1:27:40 AM
dpfl55$25.00$25.007/23/2010 1:52:31 AM
TheGrayFox$25.00$25.007/22/2010 4:18:18 PM
MoneyU4IA$29.02$29.027/23/2010 1:52:46 AM
-Tuxedo-$25.00$25.007/23/2010 1:52:51 AM
bowdish1$100.00$100.007/23/2010 1:53:06 AM
Carpetkid$50.00$50.007/22/2010 4:19:04 PM
bds9646$26.00$26.007/23/2010 1:53:20 AM
syounker$25.00$25.007/22/2010 4:19:06 PM
baci99$25.00$25.007/23/2010 1:49:16 AM
moola-man$50.00$50.007/22/2010 4:19:08 PM
tenny321$25.00$25.007/23/2010 1:50:51 AM
iLoaner$25.00$25.007/23/2010 1:51:32 AM
anyoi$26.71$26.717/23/2010 1:51:41 AM
MAJESTIC5$35.81$35.817/23/2010 1:51:58 AM
BeachWalkz$25.00$25.007/22/2010 4:26:36 PM
meux99$25.00$25.007/23/2010 1:52:30 AM
safe-finance$25.00$25.007/23/2010 2:02:31 AM
tdinbranson$50.00$50.007/22/2010 4:38:43 PM
thorough-exchange4$40.00$40.007/22/2010 4:39:04 PM
cash-merry-maker$25.00$25.007/23/2010 2:03:20 AM
alpinaut$25.00$25.007/22/2010 4:40:19 PM
Contact911$36.76$36.767/22/2010 4:46:40 PM
soursoup$25.00$25.007/22/2010 4:52:02 PM
objective-investor$43.78$43.787/22/2010 7:52:07 PM
NOLAfam$25.00$25.007/22/2010 7:52:17 PM
Prosp_Lender$32.41$32.417/22/2010 7:57:22 PM
first-upright-payout$25.00$25.007/22/2010 10:43:06 PM
zorg77$25.00$25.007/22/2010 11:06:22 PM
mla$25.00$25.007/23/2010 1:24:34 AM
Picopie$34.01$34.017/23/2010 1:35:07 AM
WindyKid$25.00$25.007/23/2010 1:36:16 AM
kcole10$25.00$25.007/23/2010 1:36:21 AM
suburbanman64$27.13$27.137/23/2010 1:37:05 AM
Cr_Sunset$25.00$25.007/23/2010 1:50:37 AM
acsej$25.00$25.007/23/2010 1:51:06 AM
dollardave$100.00$100.007/23/2010 11:12:09 AM
tj1683$25.00$25.007/23/2010 2:02:53 AM
wwwUniversal$25.00$25.007/23/2010 2:04:40 AM
outofoffice$50.00$50.007/23/2010 12:00:58 PM
lt_dt$25.00$25.007/23/2010 4:41:32 PM
Cherrypicker$50.00$50.007/26/2010 6:21:37 AM
principal-bull$25.00$25.007/26/2010 7:22:37 PM
erowis$25.00$25.007/27/2010 3:49:06 AM
Artist_Blue$25.00$25.007/22/2010 3:42:25 PM
afotherg$40.00$40.007/22/2010 3:44:22 PM
munnu$25.00$25.007/22/2010 3:44:25 PM
jazzlender$25.00$25.007/22/2010 3:45:11 PM
rescue$50.00$50.007/22/2010 3:45:23 PM
studious-bonus7$100.00$100.007/22/2010 3:46:32 PM
personal-lender$25.00$25.007/22/2010 3:46:30 PM
dlshap$25.00$25.007/22/2010 3:46:55 PM
orgy63$25.00$25.007/22/2010 3:46:56 PM
kyomoon$50.00$50.007/22/2010 3:47:11 PM
inspired-contract9$50.00$50.007/22/2010 3:47:01 PM
meenan$25.00$25.007/22/2010 3:47:05 PM
bobby5832708$50.00$50.007/22/2010 3:47:34 PM
Merganser$25.00$25.007/22/2010 3:47:40 PM
marketplace-cello5$50.00$50.007/22/2010 3:47:50 PM
xstreamin$25.00$25.007/22/2010 3:48:01 PM
wealthstar$50.00$50.007/22/2010 3:47:53 PM
fireboss$25.00$25.007/22/2010 4:06:31 PM
Philolend$25.00$25.007/22/2010 4:18:19 PM
moola-rose8$50.00$50.007/22/2010 4:19:03 PM
orange-mighty-finance$25.00$25.007/22/2010 4:17:04 PM
CaptainBlueberry$25.00$25.007/22/2010 4:17:53 PM
ichibon$25.00$25.007/22/2010 4:28:00 PM
dontscrewmeover1$25.00$25.007/22/2010 4:18:59 PM
thestartuplender$35.00$35.007/22/2010 4:38:48 PM
DreDub$50.00$50.007/22/2010 4:39:05 PM
JBDAD$25.00$25.007/22/2010 4:39:28 PM
versatile-platinum4$25.00$25.007/22/2010 4:39:36 PM
jangalt$72.00$72.007/22/2010 4:40:20 PM
VIGSY$25.00$25.007/22/2010 4:40:27 PM
resource777$50.00$50.007/22/2010 4:38:41 PM
TrueLending$25.00$25.007/22/2010 4:38:49 PM
BlindProphet$25.00$25.007/22/2010 4:40:18 PM
balance-voyager$100.00$100.007/22/2010 4:40:28 PM
kulender$25.00$25.007/22/2010 3:42:18 PM
community-pipeline8$50.00$50.007/22/2010 3:42:31 PM
rebelduke$50.00$50.007/22/2010 4:52:15 PM
tech310$100.00$100.007/22/2010 3:43:22 PM
pixeldave$30.00$30.007/22/2010 5:48:26 PM
social-conductor4$25.00$25.007/22/2010 5:56:42 PM
junctionking$25.00$25.007/22/2010 6:46:22 PM
tntmojave$25.00$25.007/22/2010 3:46:59 PM
proper-p2p6$100.00$100.007/22/2010 3:47:03 PM
lend_to_you$25.00$25.007/22/2010 7:56:28 PM
Vreet$25.00$25.007/22/2010 8:37:26 PM
engrossing-commerce$50.00$50.007/22/2010 3:48:56 PM
maldok1$25.00$25.007/22/2010 7:52:13 PM
well-rounded-dinero$25.00$25.007/22/2010 4:06:29 PM
kt103099$25.00$25.007/23/2010 1:26:00 AM
neenerman$26.89$26.897/23/2010 1:26:05 AM
BayShell$36.24$36.247/23/2010 1:26:45 AM
Havana21$50.00$50.007/22/2010 4:08:53 PM
Philosonie$25.00$25.007/23/2010 1:35:44 AM
Bio-physicist$25.00$25.007/22/2010 4:09:54 PM
1fortheroad$25.00$25.007/23/2010 1:26:39 AM
serene-credit4$50.00$50.007/22/2010 4:17:08 PM
VWA_to_the_Rescue$25.00$25.007/22/2010 4:17:54 PM
Toby1montana$29.27$29.277/23/2010 1:52:32 AM
Tc11902$25.00$25.007/22/2010 4:18:30 PM
lloyd_s$25.00$25.007/23/2010 1:53:02 AM
djs81$34.40$34.407/23/2010 1:39:34 AM
Supernick$50.00$50.007/22/2010 4:19:02 PM
hookUup$25.00$25.007/22/2010 4:19:04 PM
jt88$25.00$25.007/22/2010 4:19:07 PM
kmr2$25.00$25.007/22/2010 4:19:30 PM
JGB$47.47$47.477/23/2010 1:51:37 AM
kindness-percolator5$25.00$20.817/23/2010 2:03:50 AM
trevandtal$25.00$25.007/23/2010 1:52:13 AM
bsmtloan$30.88$30.887/23/2010 1:52:24 AM
bountiful-durability$100.00$100.007/22/2010 4:27:05 PM
DcUnited$28.34$28.347/23/2010 1:54:45 AM
justice-dna$30.00$30.007/22/2010 4:38:42 PM
MO_Investor$25.00$25.007/23/2010 2:03:28 AM
julijask$25.00$25.007/22/2010 4:40:07 PM
generous-deal6$25.00$25.007/22/2010 4:40:15 PM
brightest-dynamic-peace$25.00$25.007/22/2010 4:40:26 PM
RandomMonkey$25.00$25.007/22/2010 4:46:20 PM
stable-money$25.00$25.007/22/2010 4:46:26 PM
guardlender$25.00$25.007/22/2010 4:56:16 PM
ideal-platinum1$30.00$30.007/22/2010 8:23:05 PM
tenacious-payout$25.00$25.007/22/2010 9:01:14 PM
bonus-chosen-one$25.00$25.007/22/2010 9:21:29 PM
moola-wildebeest3$47.20$47.207/22/2010 10:42:26 PM
kentb$50.00$50.007/22/2010 11:52:04 PM
Quaven$25.00$25.007/23/2010 1:16:24 AM
108lender$59.93$59.937/23/2010 1:17:13 AM
Dutchhunter$34.81$34.817/23/2010 1:34:21 AM
Cheburashka$30.00$30.007/23/2010 1:37:14 AM
dimitrip1024$25.00$25.007/23/2010 1:49:45 AM
FutureLenderEC$25.00$25.007/23/2010 1:52:05 AM
steady-gain5$25.00$25.007/23/2010 2:03:30 AM
Lo0se_mo0se$25.00$25.007/24/2010 12:17:41 AM
ethicalhumanist$25.00$25.007/24/2010 5:50:09 PM
stable-nickel$30.69$30.697/26/2010 5:44:34 PM
casaram$25.00$25.007/26/2010 8:28:09 PM
Doohickey415$25.00$25.007/26/2010 8:49:48 PM
RandyL3$25.00$25.007/27/2010 9:28:09 AM
205 bids
 
Borrower Payment Dependent Notes Series 467981
This series of Notes was issued and sold upon the funding of the borrower loan #43737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jul-26-2010 
  Auction end date:  Jul-27-2010 
 
Starting lender yield: 10.50% Starting borrower rate/APR: 11.50% / 11.85% Starting monthly payment: $65.95
Final lender yield: 10.50% Final borrower rate/APR: 11.50% / 11.85% Final monthly payment: $65.95
 
Auction yield range: 2.93% - 10.50% Estimated loss impact: 0.61%  
Lender servicing fee: 1.00% Estimated return: 9.89%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 10
Enhanced (1-5): 3
First credit line: May-1997 Debt/Income ratio: 23%
Credit score: 740-759 (Jul-2010) Inquiries last 6m: 1Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:11y 10m
Amount delinquent: $0 Total credit lines: 22 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $124,662Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: JSBACHROCKS Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying down my line of credit
Purpose of loan:
This loan will be used to payoff my line of credit.

My financial situation:
I am a good candidate for this loan because I have good credit and, a full time job in which I have been employed for almost 12 years. I have an additional source of income in a part time job that is extra money to help pay for part of my son's college tuition. I would have no problem making the $100 per month payment to this prosper loan. My debt to income ratio is high because I have used my line of credit to fund my son's education. I have over $200k in equity in my home. This is my 4 time trying to get a loan from prosper! Thanks for considering helping me out.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Rustang$50.00$50.007/26/2010 10:06:39 AM
loyalist1$100.00$100.007/26/2010 10:07:07 AM
worthy-bid8$300.00$300.007/26/2010 10:07:03 AM
mrmojado$25.00$25.007/26/2010 10:07:24 AM
MasterKey$25.00$25.007/26/2010 3:38:57 PM
louisprima$100.00$100.007/26/2010 3:43:39 PM
deal-dreams3$25.00$25.007/26/2010 4:20:22 PM
justalender$25.00$25.007/26/2010 4:43:19 PM
Onlyhappycustomers$25.00$25.007/26/2010 5:18:34 PM
Supervark$50.00$50.007/26/2010 5:50:05 PM
Approved$50.00$50.007/26/2010 6:17:54 PM
cash-sensai2$25.00$25.007/26/2010 6:29:30 PM
cebgop$25.00$25.007/26/2010 7:23:07 PM
money-watcher$30.00$30.007/26/2010 8:52:21 PM
inforapenny$50.00$50.007/27/2010 5:18:02 AM
LateOneNight$50.00$50.007/27/2010 7:41:35 AM
techs$25.00$25.007/27/2010 9:34:04 AM
minista$25.00$25.007/27/2010 10:17:57 AM
Refugee$50.00$50.007/27/2010 11:17:00 AM
friendly-money$100.00$100.007/27/2010 1:13:53 PM
wwwUniversal$25.00$25.007/27/2010 1:44:39 PM
blue-useful-auction$25.00$20.007/26/2010 11:16:34 AM
Rattlehead$250.00$250.007/26/2010 1:05:44 PM
munnu$25.00$25.007/26/2010 1:11:01 PM
income-fortress$25.00$25.007/26/2010 1:26:10 PM
FinDoc$25.00$25.007/26/2010 4:27:56 PM
NickRac$40.00$40.007/26/2010 5:52:52 PM
bankdaddy$25.00$25.007/26/2010 6:23:27 PM
paradisenow$25.00$25.007/26/2010 6:29:24 PM
SV-AZ$50.00$50.007/26/2010 7:44:23 PM
here2lend$25.00$25.007/26/2010 8:33:24 PM
ekmendenhall$35.00$35.007/27/2010 7:23:49 AM
ttnk62918$25.00$25.007/27/2010 9:32:54 AM
friendly-helper100$75.00$75.007/27/2010 8:53:54 AM
bonus-poplar2$50.00$50.007/27/2010 12:38:29 PM
WealthBoy$25.00$25.007/27/2010 2:37:53 PM
credit-investor5$50.00$50.007/27/2010 2:34:48 PM
Cherrypicker$50.00$50.007/27/2010 3:11:15 PM
38 bids
 
Borrower Payment Dependent Notes Series 468705
This series of Notes was issued and sold upon the funding of the borrower loan #43730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Jul-27-2010 
  Auction end date:  Jul-28-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $191.06
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $191.06
 
Auction yield range: 5.93% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2003 Debt/Income ratio: 11%
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,964Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 20%  
   Homeownership: No  
Screen name: favorite-value Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help my mother with some bills
Purpose of loan:
This loan will be used to help my mother with some bills. My stepfather passed 6 months ago and left her with some bills. I am trying to help her get back on her feet, and take some of the pressure off her. I will be responsible for the loan, and able to make the monthly payments. I have a steady job, with very low risk of lay off.?Thanks in advance for considering this loan request.

My financial situation:
I am a good candidate for this loan because I am able to repay?the loan, and pay all my bills on time, I had a bankruptcy(devoice) in 2005 and have paid all my bills on time every since then. I have also moved in with?my mother?to help her out, so I don't have a lot of bills at this time. I am not willing to pay a very high rate.

Monthly net income: $ 1900

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $?0
??Utilities: $?135
??Phone, cable, internet: $?99
??Food, entertainment: $?75
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 150
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
pimienta$25.00$25.007/27/2010 12:53:37 PM
whiterabbit1874$50.00$50.007/27/2010 12:58:12 PM
PatRichi$25.00$25.007/27/2010 12:53:48 PM
kmwvma$25.00$25.007/27/2010 12:53:55 PM
kmr2$250.00$250.007/27/2010 12:54:17 PM
4the4ofus$25.00$25.007/27/2010 12:54:48 PM
speedy-point$25.00$25.007/27/2010 12:59:54 PM
funds-rascal$50.00$50.007/27/2010 1:00:28 PM
sdr984$25.00$25.007/27/2010 12:59:06 PM
Marathoner$50.00$50.007/27/2010 1:01:48 PM
muzicman$50.00$50.007/27/2010 12:59:24 PM
radforj22$25.00$25.007/27/2010 1:02:11 PM
proper-p2p6$100.00$100.007/27/2010 1:02:47 PM
a-truth-upholder$50.00$50.007/27/2010 1:00:17 PM
shrewd-deal$25.00$25.007/27/2010 1:01:14 PM
TheoProf$50.00$50.007/27/2010 1:03:22 PM
Approved1234$25.00$25.007/27/2010 1:02:26 PM
tsquared_030$50.00$50.007/27/2010 1:04:29 PM
Fiimg$50.00$50.007/27/2010 1:03:31 PM
simplelender80$100.00$100.007/27/2010 1:04:39 PM
trade-pumpkin$25.00$25.007/27/2010 1:06:43 PM
mason13a$25.00$25.007/27/2010 1:07:06 PM
chief_wo$25.00$25.007/27/2010 1:07:44 PM
CashCow-Moooo-la$25.00$25.007/27/2010 1:07:56 PM
powerful-finance7$25.00$25.007/27/2010 1:06:15 PM
SimpleChoice$25.00$25.007/27/2010 1:06:59 PM
syounker$25.00$25.007/27/2010 1:08:04 PM
Vang$25.00$25.007/27/2010 1:08:33 PM
laudable-balance$25.00$25.007/27/2010 1:09:46 PM
ted9119$26.21$26.217/27/2010 1:10:11 PM
investment-star$50.00$50.007/27/2010 1:08:54 PM
kbodendorf$25.00$25.007/27/2010 1:11:31 PM
casaram$25.00$25.007/27/2010 1:11:37 PM
credit-tulip$25.00$25.007/27/2010 1:11:28 PM
puifais$25.00$25.007/27/2010 1:11:34 PM
UT-Longhorn$25.00$25.007/27/2010 1:11:57 PM
platinum-rapture6$25.00$25.007/27/2010 1:13:04 PM
juiceman818$25.00$25.007/27/2010 1:13:29 PM
wifibank$50.00$50.007/27/2010 1:13:47 PM
sjlnn$25.00$25.007/27/2010 1:14:10 PM
overflowinglife$25.00$25.007/27/2010 1:11:36 PM
best-phenomenal-treasure$25.00$25.007/27/2010 1:11:44 PM
educationfirst$25.00$25.007/27/2010 1:15:11 PM
riproaringrapids$25.00$25.007/27/2010 1:15:23 PM
sharkm$40.00$40.007/27/2010 1:15:54 PM
zorg77$25.00$25.007/27/2010 1:13:57 PM
onlyastepaway$25.00$25.007/27/2010 1:17:07 PM
moola-wildebeest3$50.00$50.007/27/2010 1:16:23 PM
mstebnicki$25.00$25.007/27/2010 1:17:35 PM
thesage$25.00$25.007/27/2010 1:17:54 PM
davez0r$25.00$25.007/27/2010 1:15:06 PM
standanddeliver$25.00$25.007/27/2010 1:15:29 PM
redx$25.00$25.007/27/2010 1:18:36 PM
IIP77$25.00$25.007/27/2010 1:16:08 PM
Chuck9802$25.00$25.007/27/2010 1:18:51 PM
asset-professor$30.00$30.007/27/2010 1:19:25 PM
whois-JohnGalt$25.00$25.007/27/2010 1:19:43 PM
Pizza-man$50.00$50.007/27/2010 1:18:57 PM
logical-reward8$25.00$25.007/27/2010 1:17:21 PM
kulender$25.00$25.007/27/2010 1:17:44 PM
KileNSmyth4$75.00$75.007/27/2010 1:19:39 PM
spqrxxi$25.00$25.007/27/2010 1:18:06 PM
objective-investor$100.00$100.007/27/2010 1:18:19 PM
easybreezy$50.00$2.407/27/2010 1:19:56 PM
VAGweilo$50.00$50.007/27/2010 4:14:33 PM
Asailorman$25.00$25.007/27/2010 4:15:39 PM
wwwUniversal$25.00$25.007/27/2010 12:57:27 PM
108lender$200.00$200.007/27/2010 12:58:44 PM
new-social-economist$25.00$25.007/27/2010 12:58:54 PM
delicious-social132$35.00$35.007/27/2010 12:59:50 PM
thorough-exchange4$25.00$25.007/27/2010 1:00:58 PM
platinum-sorcerer6$25.00$25.007/27/2010 12:59:17 PM
diplomatic-wealth7$25.00$25.007/27/2010 12:59:46 PM
tom48l$50.00$50.007/27/2010 1:00:08 PM
Beeeej$25.00$25.007/27/2010 1:02:52 PM
rapid-credit428$25.00$25.007/27/2010 1:02:34 PM
the-silver-blaster$50.00$50.007/27/2010 1:02:43 PM
maule$25.00$25.007/27/2010 1:03:40 PM
Cpay2Me$25.00$25.007/27/2010 1:05:16 PM
LenderDan$50.00$50.007/27/2010 1:03:03 PM
JClives$25.00$25.007/27/2010 1:05:57 PM
leverage-holly$25.00$25.007/27/2010 1:06:24 PM
bountiful-durability$50.00$50.007/27/2010 1:05:20 PM
BeemerRider$25.00$25.007/27/2010 1:06:55 PM
wise-silver-wonder$25.00$25.007/27/2010 1:07:17 PM
vkorichkov$30.00$30.007/27/2010 1:07:34 PM
green-radiant-durability$50.00$50.007/27/2010 1:08:12 PM
paradisenow$25.00$25.007/27/2010 1:08:35 PM
sparkling-silver1$25.00$25.007/27/2010 1:08:51 PM
marketplace-cello5$25.00$25.007/27/2010 1:08:19 PM
alfster1$50.00$50.007/27/2010 1:09:20 PM
lokiswolf$30.00$30.007/27/2010 1:10:34 PM
GiantAardvark$25.00$25.007/27/2010 1:08:44 PM
modemco$25.00$25.007/27/2010 1:10:10 PM
dr_bob1500$25.00$25.007/27/2010 1:10:36 PM
orgy63$25.00$25.007/27/2010 1:09:57 PM
love_what_you_do$25.00$25.007/27/2010 1:11:59 PM
payout-achievement$40.00$40.007/27/2010 1:10:04 PM
souperrich$25.00$25.007/27/2010 1:11:25 PM
elasermd$50.00$50.007/27/2010 1:10:16 PM
productive-finance$25.00$25.007/27/2010 1:12:51 PM
aneley777$25.00$25.007/27/2010 1:11:03 PM
psztnrw$100.00$100.007/27/2010 1:11:06 PM
uncleharold$25.00$25.007/27/2010 1:11:19 PM
important-ore$50.00$50.007/27/2010 1:13:49 PM
TeamAmerica$25.00$25.007/27/2010 1:13:25 PM
monticello78$50.00$50.007/27/2010 1:11:47 PM
admirable-basis1$25.00$25.007/27/2010 1:13:31 PM
Interstate_Rate$500.00$500.007/27/2010 1:13:34 PM
special-currency6$100.00$100.007/27/2010 1:14:19 PM
buraky$50.00$50.007/27/2010 1:12:45 PM
upc_tnt$25.00$25.007/27/2010 1:15:34 PM
satanichammy$25.00$25.007/27/2010 1:15:41 PM
phoko$25.00$25.007/27/2010 1:15:48 PM
producer553$25.00$25.007/27/2010 1:17:16 PM
reward-motion$25.00$25.007/27/2010 1:16:52 PM
cash-vault$25.00$25.007/27/2010 1:14:55 PM
tranquil-diversification8$25.00$25.007/27/2010 1:17:04 PM
gumbit$64.58$64.587/27/2010 1:18:16 PM
reflective-cash0$100.00$100.007/27/2010 1:18:29 PM
income-fortress$25.00$25.007/27/2010 1:18:33 PM
DadWarbucks$25.00$25.007/27/2010 1:18:12 PM
HH123$25.00$25.007/27/2010 1:16:46 PM
ferdberfel$26.81$26.817/27/2010 1:19:29 PM
Cai8899$50.00$50.007/27/2010 1:19:11 PM
bold-durability-drum$50.00$50.007/27/2010 1:19:33 PM
DragonQueen$25.00$25.007/27/2010 1:19:49 PM
jasmarc$25.00$25.007/27/2010 1:17:59 PM
money-bauble$200.00$200.007/27/2010 1:18:18 PM
don8ter$25.00$25.007/27/2010 1:19:16 PM
130 bids