Sales Report:Supplement No. 1 dated Jul 27, 2010 to Prospectus dated Jul 26, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
272077
This series of Notes was issued and sold upon the funding of the borrower loan #43675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-30-2010 |
| |
Auction end date:
| Jul-07-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $121.27 |
|
Final lender yield:
| 24.85% |
Final borrower rate/APR:
| 25.85% / 28.17% |
Final monthly payment:
| $120.63 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 7
Enhanced (1-5): 5 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Jun-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $240 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SuzieQGramma |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to? pay medical bills and consolidate debt
My financial situation:
I am a good candidate for this loan because? I take my financial responsibilities very seriously. My intention is?to use my Prosper loan?to consolidate my debt?and medical bills. My monthly income would then be sufficient to pay my bills and have more than enough to pay my Prosper loan. I am a single parent with a daughter who is a senior in college. My daughter's college expenses, which I pay, average about $1,000 per month. My daughter works 30 hours per week besides being a full-time student. She recieves very good grades and is on schedule to graduate this summer. The money for college expenses I now pay will be available to?acellerate payments on?my Prosper loan. In addition, I have guardianship of my two granddaughters, ages 8 and 9. My granddaughters' father, my son, is in the Army and was seriously wounded in Iraq. My career Army son, after numerous surgeries and extensive therapies, is scheduled for a third tour in Iraq.?Besides the added expense of my granddaughters living with me, there has been unexpected medical bills. My credit rating would be over 100 points higher if I did not get overwhelmed with added expenses that caused me to fall behind in some of my bills, yet I could never turn my back on my family when?needed. My granddaughters are very special and?dear to me!? I would be?most grateful for your help.
Monthly net income: $ 4050????
Monthly expenses: $4050
Housing:$950
??Insurance: $375 Life, Home, Car, Business Liability, Medical?
??Car expenses: $525 Payment, Gas, Maintenance
??Utilities: $225
??Phone, cable, internet: $100
??Food, entertainment: $275
??Clothing, household expenses $325?
??Credit cards and other loans: $275 This would be available to pay my Prosper loan
??Other expenses: $900-$1000 Daughter's average monthly college expenses
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| shrewd-income | $25.00 | $25.00 | 7/1/2010 7:49:41 PM |
| wach | $25.00 | $25.00 | 7/2/2010 5:50:46 PM |
| PadreAyudate | $25.00 | $25.00 | 7/2/2010 4:44:17 PM |
| glroark | $50.00 | $50.00 | 7/2/2010 6:07:36 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/5/2010 1:06:08 PM |
| mckhbnpc | $30.00 | $30.00 | 7/6/2010 8:18:50 AM |
| market-pudding | $25.00 | $25.00 | 7/5/2010 5:48:42 PM |
| jguerrajr | $64.06 | $64.06 | 7/6/2010 6:35:40 AM |
| djkaiser | $26.56 | $26.56 | 7/6/2010 10:53:37 AM |
| Pu239 | $60.00 | $60.00 | 7/6/2010 8:56:17 AM |
| new-peso-concerto | $25.00 | $25.00 | 7/6/2010 2:04:19 PM |
| b-rent | $25.00 | $25.00 | 7/6/2010 4:05:54 PM |
| admirable-credit | $25.00 | $25.00 | 7/6/2010 4:05:40 PM |
| bluebouyz | $38.00 | $38.00 | 7/6/2010 5:38:07 PM |
| winger66 | $25.00 | $25.00 | 7/6/2010 6:47:28 PM |
| Snoopylover | $25.00 | $25.00 | 7/6/2010 10:43:49 PM |
| maricel10 | $50.00 | $50.00 | 7/7/2010 2:44:03 AM |
| glenium | $25.00 | $25.00 | 7/7/2010 3:32:31 AM |
| JohnWS | $50.00 | $50.00 | 7/7/2010 7:08:37 AM |
| VonAp | $30.00 | $30.00 | 7/7/2010 6:21:55 AM |
| jhernand17 | $25.00 | $25.00 | 7/7/2010 8:29:52 AM |
| draggon77 | $25.00 | $25.00 | 7/7/2010 8:58:10 AM |
| top-tranquil-justice | $27.45 | $27.45 | 7/7/2010 7:11:01 AM |
| manatee21 | $40.00 | $40.00 | 7/7/2010 8:37:39 AM |
| Leshan | $25.00 | $25.00 | 7/7/2010 9:12:10 AM |
| MSLendingLLC | $41.02 | $41.02 | 7/7/2010 9:37:14 AM |
| zadok | $50.00 | $50.00 | 7/7/2010 9:44:02 AM |
| eretro | $25.91 | $25.91 | 7/7/2010 8:24:49 AM |
| PotBellyPete | $40.00 | $40.00 | 7/7/2010 8:45:35 AM |
| credit-coach118 | $25.00 | $25.00 | 7/7/2010 9:01:19 AM |
| sunshinysmiles | $25.00 | $25.00 | 7/7/2010 11:04:13 AM |
| Ponies88 | $25.00 | $25.00 | 7/7/2010 10:33:09 AM |
| CliffordtheRed | $45.00 | $45.00 | 7/7/2010 2:11:36 PM |
| CACO_Bank | $25.00 | $25.00 | 7/7/2010 4:07:02 PM |
| ultimate-peace | $600.00 | $600.00 | 7/7/2010 3:13:22 PM |
| sensational-peace6 | $50.00 | $50.00 | 7/7/2010 3:15:23 PM |
| wwwUniversal | $25.00 | $25.00 | 7/7/2010 4:07:32 PM |
| bossmanuc | $25.00 | $25.00 | 7/7/2010 2:30:50 PM |
| Land_on_your_feet | $25.00 | $25.00 | 7/7/2010 3:11:56 PM |
| green-agreement-animal | $25.00 | $21.25 | 7/7/2010 3:52:59 PM |
| AM2008 | $25.00 | $25.00 | 7/7/2010 4:00:20 PM |
| AlexTrep | $25.00 | $25.00 | 6/30/2010 4:25:54 PM |
| Wachocia | $25.00 | $25.00 | 6/30/2010 5:00:39 PM |
| new-truth-chuckler | $40.00 | $40.00 | 7/2/2010 6:27:27 PM |
| marwadi-62 | $50.00 | $50.00 | 7/3/2010 11:54:40 AM |
| MrPie | $25.00 | $25.00 | 7/3/2010 1:36:11 PM |
| frclmym | $50.00 | $50.00 | 7/3/2010 10:53:07 PM |
| blissful-gain | $75.00 | $75.00 | 7/5/2010 6:50:48 PM |
| KTOWN | $25.00 | $25.00 | 7/5/2010 8:16:09 PM |
| new-truth-chuckler | $50.00 | $50.00 | 7/6/2010 11:18:15 AM |
| wealth-pipeline | $25.00 | $25.00 | 7/6/2010 6:51:00 AM |
| santhana | $35.00 | $35.00 | 7/6/2010 11:42:42 AM |
| malomar66 | $43.73 | $43.73 | 7/6/2010 3:30:43 PM |
| graceful-credit5 | $50.00 | $50.00 | 7/6/2010 3:24:29 PM |
| glazeddonuts | $25.00 | $25.00 | 7/6/2010 6:04:44 PM |
| autoconnection | $27.00 | $27.00 | 7/7/2010 5:24:30 AM |
| fabeasy | $29.72 | $29.72 | 7/7/2010 4:11:53 AM |
| Leopoldine | $25.60 | $25.60 | 7/7/2010 7:49:03 AM |
| nybanker85 | $100.00 | $100.00 | 7/7/2010 6:39:25 AM |
| haryassman | $25.00 | $25.00 | 7/7/2010 8:44:58 AM |
| hogtales | $25.00 | $25.00 | 7/7/2010 11:05:46 AM |
| grnii78 | $80.49 | $80.49 | 7/7/2010 12:31:57 PM |
| grampy48 | $25.00 | $25.00 | 7/7/2010 2:21:54 PM |
| GS-ROCK | $29.21 | $29.21 | 7/7/2010 11:49:13 AM |
| truelumen | $25.00 | $25.00 | 7/7/2010 12:29:15 PM |
| djmjkelso | $25.00 | $25.00 | 7/7/2010 3:33:39 PM |
| wise-courageous-social | $25.00 | $25.00 | 7/7/2010 2:23:49 PM |
| jybank | $25.00 | $25.00 | 7/7/2010 10:57:30 AM |
| goodhearted-basis4 | $25.00 | $25.00 | 7/7/2010 4:12:54 PM |
| Happyhourcomics | $25.00 | $25.00 | 7/7/2010 11:17:46 AM |
| Engineer44 | $25.00 | $25.00 | 7/7/2010 3:37:41 PM |
| TicTac | $25.00 | $25.00 | 7/7/2010 3:17:06 PM |
| 72 bids
|
Borrower Payment Dependent Notes Series
439155
This series of Notes was issued and sold upon the funding of the borrower loan #43634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jul-12-2010 |
| |
Auction end date:
| Jul-19-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $30.92 |
|
Final lender yield:
| 6.00% |
Final borrower rate/APR:
| 7.00% / 7.34% |
Final monthly payment:
| $30.88 |
| |
|
Auction yield range:
| 2.93% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 10
Enhanced (1-5): 5 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-779 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,584 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Ducatiman1978 |
Borrower's state:
| Florida |
Borrower's group:
| Virginia Tech Alumni |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2007)
720-739
(Dec-2006)
720-739
(Oct-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Reinvesting in Prosper
Purpose of loan:
This loan will be used to reinvest in the Prosper Marketplace.
My financial situation:My wife and I collectively make over $160k per year.
I am a good candidate for this loan because?I am using it for investing.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| swiftsoul | $25.00 | $25.00 | 7/12/2010 10:57:42 AM |
| wwwUniversal | $25.00 | $25.00 | 7/12/2010 11:01:49 AM |
| beachfunder | $25.00 | $25.00 | 7/13/2010 4:45:49 PM |
| HealthAndSafety | $100.00 | $100.00 | 7/14/2010 8:12:34 PM |
| sweety075 | $25.00 | $25.00 | 7/14/2010 8:30:03 PM |
| TheWainer | $25.00 | $25.00 | 7/15/2010 10:50:43 AM |
| SpotLending | $25.00 | $25.00 | 7/15/2010 11:02:13 AM |
| dproxima | $25.00 | $25.00 | 7/15/2010 6:31:02 PM |
| ttnk62918 | $25.00 | $25.00 | 7/16/2010 12:48:51 PM |
| khamlagirl | $25.00 | $25.00 | 7/16/2010 5:10:23 PM |
| sbv1689 | $30.00 | $30.00 | 7/16/2010 6:59:17 PM |
| djmjkelso | $27.72 | $27.72 | 7/16/2010 10:34:02 PM |
| cebgop | $25.00 | $25.00 | 7/17/2010 10:58:29 PM |
| ChristopherHS | $25.00 | $25.00 | 7/18/2010 10:28:41 AM |
| Approved | $25.00 | $25.00 | 7/18/2010 11:13:49 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 7/18/2010 2:02:22 PM |
| StocksMan | $50.00 | $50.00 | 7/19/2010 10:13:59 AM |
| RandyL3 | $25.00 | $25.00 | 7/12/2010 10:57:08 AM |
| Taien | $25.00 | $17.28 | 7/13/2010 3:01:37 AM |
| Firescreek | $25.00 | $25.00 | 7/13/2010 11:50:09 AM |
| exchange-squirrel | $25.00 | $25.00 | 7/14/2010 12:03:56 PM |
| GTMoneyMan | $25.00 | $25.00 | 7/15/2010 5:28:06 AM |
| bornsucka | $25.00 | $25.00 | 7/15/2010 11:01:59 AM |
| improvman | $25.00 | $25.00 | 7/15/2010 3:03:53 PM |
| Personal-Bond | $50.00 | $50.00 | 7/16/2010 9:56:15 PM |
| DragonMaster9000 | $100.00 | $100.00 | 7/17/2010 7:15:05 AM |
| Dollars4Rent | $25.00 | $25.00 | 7/17/2010 9:10:46 AM |
| cebgop | $25.00 | $25.00 | 7/17/2010 11:41:36 PM |
| KSPHoldings | $25.00 | $25.00 | 7/18/2010 6:47:55 AM |
| Bank_Of_XL | $25.00 | $25.00 | 7/18/2010 9:23:28 AM |
| wild-orange | $50.00 | $50.00 | 7/19/2010 9:47:25 AM |
| 31 bids
|
Borrower Payment Dependent Notes Series
463789
This series of Notes was issued and sold upon the funding of the borrower loan #43631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jul-12-2010 |
| |
Auction end date:
| Jul-19-2010 |
|
|
Starting lender yield:
| 13.85% |
Starting borrower rate/APR:
| 14.85% / 17.02% |
Starting monthly payment:
| $345.92 |
|
Final lender yield:
| 13.85% |
Final borrower rate/APR:
| 14.85% / 17.02% |
Final monthly payment:
| $345.92 |
| |
|
Auction yield range:
| 5.93% - 13.85% |
Estimated loss impact:
| 5.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 8
Enhanced (1-5): 5 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 740-759 (Jun-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,943 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cash-comet3 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Sep-2009)
|
|
Principal balance:
| $4,104.59 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
pay off high interest debt
Purpose of loan:
This loan will be used to pay off some of my high interest credit card debt
My financial situation:
I am a good candidate for this loan because I have a good stable income and have not been late on any payments.
Monthly net income: $ 16000
Monthly expenses: $
??Housing: $ 3500
??Insurance: $ 330
??Car expenses: $800
??Utilities: $ 700
??Phone, cable, internet: $ 200
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Comoparklender | $30.00 | $30.00 | 7/12/2010 10:28:14 AM |
| B-rad_the_Coug | $25.00 | $25.00 | 7/12/2010 10:27:24 AM |
| nybanker85 | $50.00 | $50.00 | 7/12/2010 10:29:06 AM |
| tech310 | $50.00 | $50.00 | 7/12/2010 10:40:06 AM |
| rescue | $50.00 | $50.00 | 7/12/2010 10:42:08 AM |
| ray1051 | $25.00 | $25.00 | 7/12/2010 10:40:14 AM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/12/2010 10:52:58 AM |
| treasure-hunter270 | $25.00 | $25.00 | 7/12/2010 10:52:01 AM |
| delicious-social132 | $35.00 | $35.00 | 7/12/2010 10:53:22 AM |
| anders94 | $25.00 | $25.00 | 7/12/2010 10:54:16 AM |
| Rysterola82 | $25.00 | $25.00 | 7/12/2010 10:55:48 AM |
| Vegasjim | $25.00 | $25.00 | 7/12/2010 10:55:15 AM |
| enthralling-deal180 | $100.00 | $100.00 | 7/12/2010 10:56:13 AM |
| the-silver-blaster | $50.00 | $50.00 | 7/12/2010 10:56:49 AM |
| deal-frontier | $100.00 | $100.00 | 7/12/2010 10:58:35 AM |
| community-pipeline8 | $50.00 | $50.00 | 7/12/2010 10:59:37 AM |
| Prosp_Lender | $50.00 | $50.00 | 7/12/2010 10:58:47 AM |
| personal-lender | $25.00 | $25.00 | 7/12/2010 10:52:22 AM |
| top-courteous-peso | $250.00 | $250.00 | 7/12/2010 11:01:53 AM |
| vibraphone3 | $50.00 | $50.00 | 7/12/2010 11:02:03 AM |
| Katburg | $35.00 | $35.00 | 7/12/2010 10:56:24 AM |
| foxtrot12 | $50.00 | $50.00 | 7/12/2010 11:32:20 AM |
| auction-elvis | $25.00 | $25.00 | 7/12/2010 12:19:28 PM |
| american6 | $25.00 | $25.00 | 7/12/2010 12:19:05 PM |
| RationalWorld | $25.00 | $25.00 | 7/12/2010 10:59:48 AM |
| reward-motion | $25.00 | $25.00 | 7/12/2010 11:00:11 AM |
| jdrez | $25.00 | $25.00 | 7/12/2010 11:01:30 AM |
| Ocean713 | $50.00 | $50.00 | 7/12/2010 11:02:20 AM |
| bold-special-peace7 | $50.00 | $50.00 | 7/12/2010 11:02:40 AM |
| silver-nirvana | $25.00 | $25.00 | 7/12/2010 2:46:42 PM |
| a-truth-upholder | $50.00 | $50.00 | 7/12/2010 11:03:08 AM |
| sensible-order2 | $25.00 | $25.00 | 7/12/2010 3:31:26 PM |
| SimpleChoice | $25.00 | $25.00 | 7/12/2010 12:11:31 PM |
| dollardave | $100.00 | $100.00 | 7/12/2010 12:19:40 PM |
| ccdmp2004 | $25.00 | $25.00 | 7/12/2010 1:01:24 PM |
| thoughtful-payment268 | $50.00 | $50.00 | 7/12/2010 10:37:17 PM |
| bchen78875 | $25.00 | $25.00 | 7/13/2010 1:43:54 AM |
| syounker | $25.00 | $25.00 | 7/12/2010 5:27:16 PM |
| Stollewood | $28.80 | $28.80 | 7/13/2010 1:20:53 AM |
| thestartuplender | $35.00 | $35.00 | 7/12/2010 6:01:27 PM |
| Avala | $50.00 | $50.00 | 7/12/2010 10:51:28 PM |
| kulender | $25.00 | $25.00 | 7/13/2010 6:26:29 AM |
| CROBRUN | $50.00 | $50.00 | 7/13/2010 7:35:41 AM |
| durability-bandit1 | $50.00 | $50.00 | 7/13/2010 7:35:53 AM |
| richboy56 | $50.00 | $50.00 | 7/13/2010 7:36:04 AM |
| peace-missile | $25.00 | $25.00 | 7/13/2010 7:36:24 AM |
| loot-heart | $50.00 | $50.00 | 7/13/2010 7:36:38 AM |
| kirkjerk | $25.00 | $25.00 | 7/13/2010 7:36:49 AM |
| jga516 | $25.00 | $25.00 | 7/13/2010 7:36:56 AM |
| stollcm | $25.00 | $25.00 | 7/13/2010 7:37:03 AM |
| thoughtful-community7 | $25.00 | $25.00 | 7/13/2010 7:37:11 AM |
| Winsten | $50.00 | $50.00 | 7/13/2010 7:39:15 AM |
| AF-Chief | $26.52 | $26.52 | 7/13/2010 7:39:24 AM |
| Havana21 | $25.00 | $25.00 | 7/13/2010 7:39:33 AM |
| peso-windmill | $50.00 | $50.00 | 7/13/2010 7:35:38 AM |
| efficient-marketplace | $50.00 | $50.00 | 7/13/2010 7:35:45 AM |
| tallmon | $25.00 | $25.00 | 7/13/2010 7:39:55 AM |
| Max8319 | $25.00 | $25.00 | 7/13/2010 7:35:57 AM |
| RMB-Investments | $50.00 | $50.00 | 7/13/2010 7:36:00 AM |
| JohnW12 | $25.00 | $25.00 | 7/13/2010 7:36:20 AM |
| lloyd_s | $25.00 | $25.00 | 7/13/2010 2:21:47 AM |
| resource777 | $50.00 | $50.00 | 7/13/2010 7:40:37 AM |
| relentless-penny | $25.00 | $25.00 | 7/13/2010 7:36:35 AM |
| ommcd | $25.00 | $25.00 | 7/13/2010 7:36:41 AM |
| 4est | $25.00 | $25.00 | 7/13/2010 2:26:45 AM |
| chestnut4 | $25.00 | $25.00 | 7/13/2010 7:36:57 AM |
| Panna | $25.00 | $25.00 | 7/13/2010 7:37:04 AM |
| bodascafe | $25.00 | $25.00 | 7/13/2010 7:37:09 AM |
| Lightlife | $33.68 | $33.68 | 7/13/2010 7:37:15 AM |
| visionary-community | $25.00 | $25.00 | 7/13/2010 7:37:25 AM |
| steady-bazaar | $50.00 | $50.00 | 7/13/2010 7:39:16 AM |
| HarrisonHome | $25.00 | $25.00 | 7/13/2010 7:39:35 AM |
| the-profit-oracle | $25.00 | $25.00 | 7/13/2010 2:43:40 AM |
| castleman | $25.00 | $25.00 | 7/13/2010 7:39:39 AM |
| treasure-bliss | $98.22 | $98.22 | 7/13/2010 2:43:48 AM |
| boater01 | $48.26 | $48.26 | 7/13/2010 7:39:57 AM |
| worth-arch | $25.00 | $25.00 | 7/13/2010 7:40:18 AM |
| orange-preeminant-bill | $25.60 | $25.60 | 7/13/2010 7:40:24 AM |
| enthusiastic-balance5 | $42.90 | $42.90 | 7/13/2010 7:40:33 AM |
| wise-pound-eagle | $50.00 | $50.00 | 7/13/2010 7:40:38 AM |
| wampum-chorus3 | $25.00 | $25.00 | 7/13/2010 7:33:43 AM |
| fareast_man | $25.00 | $25.00 | 7/13/2010 7:35:40 AM |
| balanced-bill7 | $41.27 | $41.27 | 7/13/2010 7:35:51 AM |
| calm-deal7 | $25.00 | $25.00 | 7/13/2010 7:36:01 AM |
| flexible-return297 | $25.00 | $25.00 | 7/13/2010 7:36:37 AM |
| upbeat-investment9 | $25.00 | $25.00 | 7/13/2010 7:36:42 AM |
| hizzy | $25.00 | $25.00 | 7/13/2010 7:36:47 AM |
| fly99 | $25.00 | $25.00 | 7/13/2010 7:36:58 AM |
| KileNSmyth4 | $25.00 | $25.00 | 7/13/2010 7:37:10 AM |
| arcangel72 | $25.00 | $25.00 | 7/13/2010 7:37:13 AM |
| get30inc | $25.00 | $25.00 | 7/13/2010 7:37:21 AM |
| LiveFreeand | $39.89 | $39.89 | 7/13/2010 7:38:50 AM |
| SCTrojangirl | $25.00 | $25.00 | 7/13/2010 7:39:13 AM |
| green-thoughtful-yield | $50.00 | $50.00 | 7/13/2010 7:39:24 AM |
| anyoi | $30.54 | $30.54 | 7/13/2010 7:39:58 AM |
| RandyL3 | $25.00 | $25.00 | 7/13/2010 7:40:08 AM |
| yield-seeker | $25.00 | $25.00 | 7/13/2010 7:40:16 AM |
| cello1 | $25.00 | $25.00 | 7/13/2010 7:40:34 AM |
| wwwUniversal | $25.00 | $25.00 | 7/13/2010 3:47:20 PM |
| majestic-cash0 | $50.00 | $50.00 | 7/13/2010 3:24:03 PM |
| BrighterSuns | $25.00 | $25.00 | 7/13/2010 5:43:10 PM |
| blue-useful-auction | $25.00 | $25.00 | 7/13/2010 4:52:06 PM |
| loan-oath0 | $25.00 | $25.00 | 7/13/2010 6:16:55 PM |
| credit-panda1 | $25.00 | $25.00 | 7/14/2010 7:03:30 AM |
| natural-affluence4 | $50.00 | $50.00 | 7/14/2010 8:47:18 PM |
| spiff666 | $25.00 | $25.00 | 7/14/2010 8:50:31 PM |
| integrity-doctor | $100.00 | $100.00 | 7/15/2010 11:47:57 AM |
| gain-dolphin | $25.00 | $25.00 | 7/15/2010 1:22:46 PM |
| Sol_Invictus | $25.00 | $25.00 | 7/16/2010 3:07:57 AM |
| Chessplayer71 | $28.60 | $28.60 | 7/16/2010 6:28:25 AM |
| juxtapose | $50.00 | $50.00 | 7/16/2010 8:17:37 AM |
| MoneyBag4366 | $25.00 | $25.00 | 7/16/2010 3:57:43 PM |
| BankofBeth | $25.00 | $25.00 | 7/17/2010 9:38:22 AM |
| ekn_enterprises | $42.55 | $42.55 | 7/17/2010 11:00:06 AM |
| zooom7 | $50.00 | $50.00 | 7/17/2010 12:46:46 PM |
| atomantic | $75.00 | $75.00 | 7/17/2010 6:55:03 AM |
| CSinvestments | $25.00 | $25.00 | 7/17/2010 7:09:39 AM |
| rockhound84 | $25.00 | $25.00 | 7/17/2010 4:01:25 PM |
| mgking007 | $25.00 | $25.00 | 7/17/2010 11:57:45 PM |
| Higheagle | $50.81 | $50.81 | 7/18/2010 10:54:18 AM |
| MikeyGee1 | $30.94 | $30.94 | 7/18/2010 4:26:20 PM |
| jdadverb | $37.18 | $37.18 | 7/18/2010 8:31:51 PM |
| erowis | $25.00 | $25.00 | 7/19/2010 1:33:08 AM |
| Sven79 | $50.00 | $50.00 | 7/19/2010 10:11:21 AM |
| leverage-monger | $25.00 | $25.00 | 7/19/2010 9:31:16 AM |
| lender-E | $25.00 | $25.00 | 7/19/2010 9:41:05 AM |
| bountiful-durability | $100.00 | $100.00 | 7/12/2010 10:28:01 AM |
| nunnie | $25.00 | $25.00 | 7/12/2010 10:23:28 AM |
| Artist_Blue | $25.00 | $25.00 | 7/12/2010 10:33:49 AM |
| bid-czar8 | $100.00 | $100.00 | 7/12/2010 10:28:33 AM |
| simplelender80 | $100.00 | $100.00 | 7/12/2010 10:39:51 AM |
| bold-durability-drum | $50.00 | $50.00 | 7/12/2010 10:42:27 AM |
| riproaringrapids | $25.00 | $25.00 | 7/12/2010 10:43:30 AM |
| buckyhead2000 | $25.00 | $25.00 | 7/12/2010 10:48:05 AM |
| studious-bonus7 | $100.00 | $100.00 | 7/12/2010 10:51:41 AM |
| Thylow | $25.00 | $25.00 | 7/12/2010 10:43:43 AM |
| qtmspin | $25.00 | $25.00 | 7/12/2010 10:53:13 AM |
| villagers | $25.00 | $25.00 | 7/12/2010 10:54:44 AM |
| ichibon | $100.00 | $100.00 | 7/12/2010 10:55:00 AM |
| objective-investor | $100.00 | $100.00 | 7/12/2010 10:57:22 AM |
| important-ore | $50.00 | $50.00 | 7/12/2010 10:57:58 AM |
| Pulchritudinous | $25.00 | $25.00 | 7/12/2010 10:57:38 AM |
| bambampk | $25.00 | $25.00 | 7/12/2010 11:00:23 AM |
| generous-deal6 | $25.00 | $25.00 | 7/12/2010 11:00:38 AM |
| special-currency6 | $100.00 | $100.00 | 7/12/2010 11:03:14 AM |
| moola-man | $30.00 | $30.00 | 7/12/2010 10:54:36 AM |
| cyberie21 | $25.00 | $25.00 | 7/12/2010 11:07:12 AM |
| orgy63 | $25.00 | $25.00 | 7/12/2010 10:55:36 AM |
| successful-euro | $30.00 | $30.00 | 7/12/2010 10:58:07 AM |
| oaktown23 | $50.00 | $50.00 | 7/12/2010 12:19:22 PM |
| Tahoeguy | $32.87 | $32.87 | 7/12/2010 12:19:39 PM |
| kid8549 | $25.00 | $25.00 | 7/12/2010 10:59:30 AM |
| Preferred-Lender | $25.00 | $25.00 | 7/12/2010 12:19:26 PM |
| FirstBank | $100.00 | $100.00 | 7/12/2010 11:01:19 AM |
| janus_god | $25.00 | $25.00 | 7/12/2010 11:03:23 AM |
| noble-revenue | $29.98 | $29.98 | 7/12/2010 9:33:11 PM |
| Cheburashka | $25.00 | $25.00 | 7/13/2010 1:13:10 AM |
| hrubinst | $25.00 | $25.00 | 7/13/2010 2:27:00 AM |
| a-finance-nirvana | $25.00 | $25.00 | 7/13/2010 2:55:21 AM |
| SBT | $25.00 | $25.00 | 7/13/2010 3:28:27 AM |
| blackstar | $25.00 | $25.00 | 7/13/2010 5:02:41 AM |
| orderly-loot | $25.00 | $25.00 | 7/13/2010 5:36:27 AM |
| 350DGRZ | $25.00 | $25.00 | 7/13/2010 7:35:42 AM |
| stilleto8 | $50.00 | $50.00 | 7/13/2010 7:35:55 AM |
| the-transaction-stronghold | $25.00 | $25.00 | 7/13/2010 7:36:32 AM |
| SmokeyMirror | $50.00 | $50.00 | 7/13/2010 7:36:45 AM |
| cjames84 | $25.00 | $25.00 | 7/13/2010 7:36:52 AM |
| bowdish1 | $50.00 | $50.00 | 7/13/2010 2:01:46 AM |
| 1800porsche | $25.00 | $25.00 | 7/13/2010 7:37:02 AM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/13/2010 7:37:08 AM |
| radforj22 | $25.00 | $25.00 | 7/13/2010 7:37:14 AM |
| worthy-truth | $25.00 | $25.00 | 7/13/2010 7:37:24 AM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/13/2010 7:38:33 AM |
| Fingar | $25.00 | $25.00 | 7/13/2010 7:39:17 AM |
| new-social-economist | $25.00 | $25.00 | 7/13/2010 7:39:31 AM |
| gulch | $30.00 | $30.00 | 7/13/2010 7:35:37 AM |
| ClearLake | $25.00 | $25.00 | 7/13/2010 7:39:42 AM |
| swm | $25.00 | $25.00 | 7/13/2010 7:35:44 AM |
| SDNLR | $25.00 | $25.00 | 7/13/2010 7:39:47 AM |
| thorough-exchange4 | $25.00 | $25.00 | 7/13/2010 7:35:46 AM |
| first-upright-payout | $25.00 | $25.00 | 7/13/2010 7:35:58 AM |
| js44043 | $25.00 | $25.00 | 7/13/2010 7:40:04 AM |
| JGB | $69.02 | $69.02 | 7/13/2010 7:40:09 AM |
| life-is-great | $25.00 | $25.00 | 7/13/2010 7:36:26 AM |
| nikkiesgrandma | $50.00 | $50.00 | 7/13/2010 7:36:29 AM |
| coloradoloanman | $25.00 | $25.00 | 7/13/2010 7:36:46 AM |
| indianoven | $42.89 | $42.89 | 7/13/2010 7:36:59 AM |
| authoritative-platinum7 | $36.06 | $20.73 | 7/13/2010 7:49:35 AM |
| UT-Longhorn | $25.00 | $25.00 | 7/13/2010 7:37:17 AM |
| Gibbyland | $29.90 | $29.90 | 7/13/2010 7:37:30 AM |
| gracej | $25.00 | $25.00 | 7/13/2010 7:38:34 AM |
| jrbill1998 | $50.00 | $50.00 | 7/13/2010 7:38:54 AM |
| trustworthy-fairness | $50.00 | $50.00 | 7/13/2010 7:39:11 AM |
| nickel-ferret | $25.00 | $25.00 | 7/13/2010 7:39:28 AM |
| money-bauble | $53.74 | $53.74 | 7/13/2010 7:39:51 AM |
| ddog0224 | $25.00 | $25.00 | 7/13/2010 2:43:55 AM |
| sammyhammy | $25.00 | $25.00 | 7/13/2010 7:40:00 AM |
| Phantom99 | $25.00 | $25.00 | 7/13/2010 7:40:10 AM |
| heavenly-repayment4 | $30.00 | $30.00 | 7/13/2010 7:40:15 AM |
| hope-eagle6 | $25.00 | $25.00 | 7/13/2010 7:40:21 AM |
| metro457 | $25.00 | $25.00 | 7/13/2010 7:40:30 AM |
| lucrative-loan | $50.00 | $50.00 | 7/13/2010 2:54:42 AM |
| Slend49 | $25.00 | $25.00 | 7/13/2010 7:40:35 AM |
| ManhattanLender | $25.00 | $25.00 | 7/13/2010 9:02:21 AM |
| return-eclipse0 | $25.00 | $25.00 | 7/13/2010 5:36:23 AM |
| internetwolf | $25.00 | $25.00 | 7/13/2010 6:26:16 AM |
| green-radiant-durability | $50.00 | $50.00 | 7/13/2010 7:24:23 AM |
| nanda | $25.00 | $25.00 | 7/13/2010 7:35:39 AM |
| whatreality | $50.00 | $50.00 | 7/13/2010 11:18:41 AM |
| new-return-faire | $44.39 | $44.39 | 7/13/2010 7:35:49 AM |
| Marathoner | $25.00 | $25.00 | 7/13/2010 7:35:59 AM |
| 8bitnintendo | $25.00 | $25.00 | 7/13/2010 7:36:02 AM |
| cvfriend | $32.51 | $32.51 | 7/13/2010 7:36:21 AM |
| Syndication | $25.00 | $25.00 | 7/13/2010 7:36:40 AM |
| orange-dollar-guild | $50.00 | $50.00 | 7/13/2010 7:36:43 AM |
| gametime34 | $63.54 | $63.54 | 7/13/2010 7:36:54 AM |
| overflowinglife | $25.00 | $25.00 | 7/13/2010 7:37:07 AM |
| Alpha-AssistU | $50.00 | $50.00 | 7/13/2010 7:37:10 AM |
| j2ee | $25.00 | $25.00 | 7/13/2010 7:37:17 AM |
| diablo_ny | $25.00 | $25.00 | 7/13/2010 7:38:36 AM |
| wahoo-trader | $25.00 | $25.00 | 7/13/2010 7:38:38 AM |
| transaction-aggregator7 | $25.00 | $25.00 | 7/13/2010 7:38:55 AM |
| commitment-farm | $25.00 | $25.00 | 7/13/2010 7:39:29 AM |
| Headhunter14 | $25.00 | $25.00 | 7/13/2010 7:39:41 AM |
| teller | $25.00 | $25.00 | 7/13/2010 7:39:53 AM |
| bankerboy333 | $25.00 | $25.00 | 7/13/2010 7:40:01 AM |
| loan-master996 | $25.85 | $25.85 | 7/13/2010 7:40:11 AM |
| dedicated-hope640 | $25.00 | $25.00 | 7/13/2010 7:40:36 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/13/2010 7:49:35 AM |
| rockhound84 | $25.00 | $25.00 | 7/13/2010 2:29:47 PM |
| market-assembler | $50.00 | $50.00 | 7/13/2010 2:50:33 PM |
| forthright-principal2 | $25.00 | $25.00 | 7/13/2010 8:02:20 PM |
| calbertrand | $125.00 | $125.00 | 7/13/2010 8:01:38 PM |
| durability-halibut | $25.00 | $25.00 | 7/13/2010 5:06:23 PM |
| Big_Funder | $35.00 | $35.00 | 7/13/2010 10:15:47 PM |
| peb44 | $25.00 | $25.00 | 7/13/2010 7:14:53 PM |
| friendly-money | $100.00 | $100.00 | 7/15/2010 9:43:47 PM |
| ttnk62918 | $25.00 | $25.00 | 7/16/2010 12:42:06 PM |
| tazzy531 | $25.00 | $25.00 | 7/16/2010 10:57:34 PM |
| 4dlsmith | $75.00 | $75.00 | 7/17/2010 6:19:24 PM |
| Johnab | $50.00 | $50.00 | 7/17/2010 8:33:31 PM |
| jybank | $25.00 | $25.00 | 7/17/2010 11:01:48 PM |
| outofoffice | $25.00 | $25.00 | 7/18/2010 1:05:21 PM |
| bjr01 | $25.00 | $25.00 | 7/18/2010 4:00:27 PM |
| patriot384 | $450.00 | $450.00 | 7/18/2010 4:29:31 PM |
| wisconsinvestor | $100.00 | $100.00 | 7/18/2010 3:27:39 PM |
| lth35 | $40.00 | $40.00 | 7/18/2010 7:47:11 PM |
| lender12345 | $25.00 | $25.00 | 7/18/2010 8:25:20 PM |
| Nerdster1 | $25.01 | $25.01 | 7/19/2010 10:06:37 AM |
| red-favorable-basis | $25.00 | $25.00 | 7/19/2010 6:24:49 AM |
| fortunesell | $25.00 | $25.00 | 7/19/2010 7:32:17 AM |
| friendinmoney | $43.81 | $43.81 | 7/19/2010 10:13:59 AM |
| 252 bids
|
Borrower Payment Dependent Notes Series
465823
This series of Notes was issued and sold upon the funding of the borrower loan #43660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jul-09-2010 |
| |
Auction end date:
| Jul-12-2010 |
|
|
Starting lender yield:
| 33.30% |
Starting borrower rate/APR:
| 34.30% / 36.74% |
Starting monthly payment:
| $112.10 |
|
Final lender yield:
| 33.30% |
Final borrower rate/APR:
| 34.30% / 36.74% |
Final monthly payment:
| $112.10 |
| |
|
Auction yield range:
| 13.93% - 33.30% |
Estimated loss impact:
| 15.54% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.76% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 6
Enhanced (1-5): 4 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| purposeful-note0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Truck Repairs
Purpose of loan:
Fix my truck. The AC?just went out and I?need new tires bad.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hello, can you tell us what you do for employement? also provided us a little detail about your income and expenses?
Thanks - Asian-Persuasion
A:
I work at a nuclear power plant. I am a system scheduler & the maintenance coordinator for the I & C techs. My base salary is 45,000. I do however get aproximately 250+ hours of overtime throughout the year.
I do not have a house payment. My truck and insurance payment are just under $500 a month.
(Jul-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| gelidfrank | $25.00 | $25.00 | 7/9/2010 5:06:46 PM |
| burrito6 | $25.00 | $25.00 | 7/9/2010 5:06:42 PM |
| dedication-merman | $50.00 | $50.00 | 7/9/2010 5:06:51 PM |
| Gibbyland | $50.00 | $50.00 | 7/9/2010 5:06:59 PM |
| RMB-Investments | $25.00 | $25.00 | 7/9/2010 5:07:20 PM |
| birddogsb | $50.00 | $50.00 | 7/9/2010 5:07:30 PM |
| Artist_Blue | $25.00 | $25.00 | 7/9/2010 5:07:36 PM |
| PRGuyinVA | $25.00 | $25.00 | 7/9/2010 5:07:43 PM |
| rock-turner | $25.00 | $25.00 | 7/9/2010 5:07:51 PM |
| schpere | $25.00 | $25.00 | 7/9/2010 5:07:47 PM |
| finance-prescription | $50.00 | $50.00 | 7/9/2010 5:10:55 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/9/2010 5:12:20 PM |
| noble-revenue | $25.00 | $25.00 | 7/9/2010 5:13:16 PM |
| FASTIZIO_P | $25.00 | $25.00 | 7/9/2010 5:15:15 PM |
| green-rapid-openness | $50.00 | $50.00 | 7/9/2010 5:28:35 PM |
| simplelender80 | $50.00 | $50.00 | 7/9/2010 5:07:28 PM |
| nybanker85 | $75.00 | $6.12 | 7/9/2010 5:08:30 PM |
| scarlet-velvet | $25.00 | $25.00 | 7/9/2010 6:35:04 PM |
| JustMee | $25.00 | $25.00 | 7/9/2010 6:47:52 PM |
| goldenhamster | $50.00 | $50.00 | 7/9/2010 7:53:00 PM |
| Whipster | $50.00 | $50.00 | 7/9/2010 6:36:35 PM |
| Evolver | $50.00 | $50.00 | 7/10/2010 8:42:56 AM |
| reflective-rupee | $25.00 | $25.00 | 7/10/2010 1:36:58 PM |
| Amber_Stone | $26.00 | $26.00 | 7/9/2010 10:35:16 PM |
| reflective-rupee | $25.00 | $25.00 | 7/10/2010 1:37:18 PM |
| Asian-Persuasion | $25.00 | $25.00 | 7/11/2010 2:31:05 PM |
| npokpr | $25.00 | $25.00 | 7/11/2010 2:54:01 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/11/2010 9:23:17 AM |
| Uylsses | $100.00 | $100.00 | 7/11/2010 1:59:27 PM |
| nodebt2012 | $25.00 | $25.00 | 7/12/2010 10:26:34 AM |
| Ronnieboy888 | $25.00 | $25.00 | 7/12/2010 11:07:38 AM |
| treasure-hunter270 | $25.00 | $25.00 | 7/9/2010 5:07:26 PM |
| nanda | $25.00 | $25.00 | 7/9/2010 5:07:33 PM |
| logical-loyalty0 | $25.00 | $25.00 | 7/9/2010 5:07:40 PM |
| loanfairy | $25.00 | $25.00 | 7/9/2010 5:07:41 PM |
| moopi | $50.00 | $50.00 | 7/9/2010 5:07:45 PM |
| zone6 | $100.00 | $100.00 | 7/9/2010 5:07:46 PM |
| hyrolln | $25.00 | $25.00 | 7/9/2010 5:07:49 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 7/9/2010 5:07:54 PM |
| SBT | $25.00 | $25.00 | 7/9/2010 5:08:03 PM |
| skuba | $25.00 | $25.00 | 7/9/2010 5:08:22 PM |
| kingston1 | $25.00 | $25.00 | 7/9/2010 5:13:17 PM |
| uncleegg | $45.57 | $45.57 | 7/9/2010 5:06:52 PM |
| loan-genie88 | $25.00 | $25.00 | 7/9/2010 5:06:55 PM |
| Diamond_Jim | $25.00 | $25.00 | 7/9/2010 5:07:23 PM |
| Comoparklender | $50.00 | $50.00 | 7/9/2010 5:07:38 PM |
| Caerus | $25.00 | $25.00 | 7/9/2010 5:07:59 PM |
| reflective-rupee | $25.00 | $25.00 | 7/9/2010 6:17:37 PM |
| svandgts | $50.00 | $50.00 | 7/9/2010 5:08:08 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/9/2010 7:15:07 PM |
| unger | $25.00 | $25.00 | 7/9/2010 7:23:10 PM |
| Yomain | $25.00 | $25.00 | 7/9/2010 5:23:04 PM |
| hektek22 | $300.00 | $300.00 | 7/10/2010 8:41:53 AM |
| wwwUniversal | $25.00 | $25.00 | 7/10/2010 8:44:22 AM |
| fund-secret-agent | $25.00 | $25.00 | 7/9/2010 8:08:26 PM |
| Kyileo | $25.00 | $25.00 | 7/10/2010 10:02:24 AM |
| Kqwik | $30.31 | $30.31 | 7/10/2010 11:34:58 PM |
| greenback-turbine9 | $26.00 | $26.00 | 7/11/2010 3:00:04 AM |
| Moneypenny6 | $30.00 | $30.00 | 7/11/2010 9:58:55 AM |
| brilliant-balance | $25.00 | $25.00 | 7/10/2010 12:41:32 PM |
| reflective-rupee | $25.00 | $25.00 | 7/10/2010 1:37:08 PM |
| marwadi-62 | $61.00 | $61.00 | 7/10/2010 8:38:43 PM |
| order-bee1 | $50.00 | $50.00 | 7/11/2010 3:33:25 PM |
| jamiee73 | $25.00 | $25.00 | 7/12/2010 9:46:35 AM |
| inspiring-reward | $25.00 | $25.00 | 7/12/2010 9:26:33 AM |
| 65 bids
|
Borrower Payment Dependent Notes Series
465857
This series of Notes was issued and sold upon the funding of the borrower loan #43678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jul-12-2010 |
| |
Auction end date:
| Jul-19-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $92.77 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $92.77 |
| |
|
Auction yield range:
| 2.93% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 10
Enhanced (1-5): 4 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 800-819 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,849 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| repayment-mad-scientist0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need Flooring For New Location
USE: I am expanding my business. The move is scheduled for Aug. 1st and I am still waiting on an SBA loan. That loan won't be in soon enough to put in the flooring. The flooring must be in place so I can at least run classes until the rest of the equipment is put in. I really don't want to put this on credit cards due to the rates and my desire to clear off all credit card debt.
ABILITY TO PAY: I have a full time job that pays well and I have always paid all my debts. I have paid down a significant potion of revolving debt in the last year and intend to continue with this goal. Thank you so much for you consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| community-pipeline8 | $50.00 | $50.00 | 7/12/2010 10:18:09 AM |
| kid8549 | $25.00 | $25.00 | 7/12/2010 10:18:26 AM |
| auction-elvis | $25.00 | $25.00 | 7/12/2010 10:18:31 AM |
| stable-money | $25.00 | $25.00 | 7/12/2010 10:26:49 AM |
| tekkie2412 | $50.00 | $50.00 | 7/12/2010 10:29:25 AM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/12/2010 10:29:34 AM |
| inspired-contract9 | $50.00 | $50.00 | 7/12/2010 10:30:32 AM |
| moneyfriend | $50.00 | $50.00 | 7/12/2010 10:31:04 AM |
| meenan | $25.00 | $25.00 | 7/12/2010 10:30:48 AM |
| radforj22 | $50.00 | $50.00 | 7/12/2010 10:31:01 AM |
| BlindProphet | $25.00 | $25.00 | 7/12/2010 10:31:42 AM |
| jengachamp | $25.00 | $25.00 | 7/12/2010 10:31:13 AM |
| riproaringrapids | $25.00 | $25.00 | 7/12/2010 10:24:16 AM |
| Preferred-Lender | $25.00 | $25.00 | 7/12/2010 10:26:22 AM |
| fireboss | $25.00 | $25.00 | 7/12/2010 10:27:09 AM |
| Rysterola82 | $25.00 | $25.00 | 7/12/2010 10:27:29 AM |
| oskizzle | $25.00 | $25.00 | 7/12/2010 10:28:39 AM |
| investment-network | $25.00 | $25.00 | 7/12/2010 10:29:39 AM |
| orgy63 | $25.00 | $25.00 | 7/12/2010 10:29:48 AM |
| mlopez2007 | $25.00 | $25.00 | 7/12/2010 10:30:11 AM |
| AmericanCredit | $25.00 | $25.00 | 7/12/2010 10:30:45 AM |
| bchen78875 | $50.00 | $33.00 | 7/12/2010 10:32:08 AM |
| wwwUniversal | $25.00 | $25.00 | 7/12/2010 11:01:50 AM |
| julijask | $35.00 | $35.00 | 7/13/2010 2:21:37 AM |
| SpotLending | $25.00 | $25.00 | 7/13/2010 5:47:56 AM |
| heerzaquestion | $25.00 | $25.00 | 7/14/2010 3:57:04 PM |
| triumphant-bonus | $30.00 | $30.00 | 7/16/2010 3:12:15 PM |
| eBankInvest | $50.00 | $50.00 | 7/16/2010 1:10:02 PM |
| khamlagirl | $25.00 | $25.00 | 7/16/2010 5:12:32 PM |
| joetrish | $50.00 | $50.00 | 7/16/2010 9:01:05 PM |
| availableloan | $25.00 | $25.00 | 7/16/2010 9:29:48 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/17/2010 9:12:52 AM |
| principal-bull | $25.00 | $25.00 | 7/17/2010 5:35:48 PM |
| Rivermaverick | $25.00 | $25.00 | 7/17/2010 5:48:03 PM |
| eddievegas415 | $50.00 | $50.00 | 7/17/2010 9:58:33 PM |
| cebgop | $25.00 | $25.00 | 7/17/2010 11:41:37 PM |
| PalmerTheEmbalmer | $30.00 | $30.00 | 7/18/2010 1:55:24 PM |
| natural-affluence4 | $35.00 | $35.00 | 7/18/2010 7:02:53 PM |
| dmitriy2 | $25.00 | $25.00 | 7/18/2010 10:02:08 PM |
| lendermender | $25.00 | $25.00 | 7/12/2010 10:19:31 AM |
| dlshap | $25.00 | $25.00 | 7/12/2010 10:18:52 AM |
| Ocean713 | $50.00 | $50.00 | 7/12/2010 10:23:05 AM |
| DonaldColorado | $25.00 | $25.00 | 7/12/2010 10:23:18 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 7/12/2010 10:25:32 AM |
| Artist_Blue | $25.00 | $25.00 | 7/12/2010 10:26:59 AM |
| worldly-kindness8 | $25.00 | $25.00 | 7/12/2010 10:18:14 AM |
| successful-euro | $50.00 | $50.00 | 7/12/2010 10:29:13 AM |
| simplelender80 | $100.00 | $100.00 | 7/12/2010 10:29:18 AM |
| jangalt | $72.00 | $72.00 | 7/12/2010 10:29:29 AM |
| interest-jedi0 | $50.00 | $50.00 | 7/12/2010 10:30:19 AM |
| treasure-hunter270 | $25.00 | $25.00 | 7/12/2010 10:29:59 AM |
| tntmojave | $25.00 | $25.00 | 7/12/2010 10:30:26 AM |
| alpinaut | $25.00 | $25.00 | 7/12/2010 10:30:54 AM |
| clean-loyalty | $25.00 | $25.00 | 7/12/2010 10:31:10 AM |
| SNH | $75.00 | $75.00 | 7/12/2010 10:31:27 AM |
| important-ore | $100.00 | $100.00 | 7/12/2010 10:26:30 AM |
| kenji4861 | $25.00 | $25.00 | 7/12/2010 10:28:05 AM |
| blue-useful-auction | $25.00 | $25.00 | 7/12/2010 10:37:35 AM |
| loot-heart | $50.00 | $50.00 | 7/12/2010 10:29:42 AM |
| proper-p2p6 | $100.00 | $100.00 | 7/12/2010 10:30:40 AM |
| commerce-voyager | $25.00 | $25.00 | 7/12/2010 10:31:18 AM |
| RandyL3 | $25.00 | $25.00 | 7/12/2010 10:57:10 AM |
| ingenious-order783 | $25.00 | $25.00 | 7/12/2010 1:00:45 PM |
| rancher7 | $25.00 | $25.00 | 7/12/2010 6:02:13 PM |
| Bank_Of_XL | $25.00 | $25.00 | 7/12/2010 9:03:44 PM |
| surfsider123 | $25.00 | $25.00 | 7/14/2010 2:47:51 PM |
| HealthAndSafety | $100.00 | $100.00 | 7/14/2010 8:12:55 PM |
| lefty756 | $25.00 | $25.00 | 7/16/2010 3:06:23 PM |
| knark | $25.00 | $25.00 | 7/16/2010 12:49:36 PM |
| Asparagirl | $25.00 | $25.00 | 7/16/2010 6:43:22 PM |
| minatoku | $25.00 | $25.00 | 7/16/2010 8:42:26 PM |
| bid-promiser | $25.00 | $25.00 | 7/16/2010 9:24:55 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/17/2010 9:13:07 AM |
| aspareteam | $75.00 | $75.00 | 7/17/2010 12:52:26 PM |
| b111 | $100.00 | $100.00 | 7/17/2010 1:58:45 PM |
| cebgop | $25.00 | $25.00 | 7/17/2010 10:59:09 PM |
| bornsucka | $25.00 | $25.00 | 7/17/2010 1:54:39 PM |
| MN_Lender | $25.00 | $25.00 | 7/18/2010 10:49:53 AM |
| swissbanker | $75.00 | $75.00 | 7/18/2010 4:51:24 PM |
| HappyToLoan | $30.00 | $30.00 | 7/18/2010 6:08:20 PM |
| natural-affluence4 | $35.00 | $35.00 | 7/18/2010 7:02:26 PM |
| octoberfresh | $25.00 | $25.00 | 7/19/2010 7:34:35 AM |
| 82 bids
|
Borrower Payment Dependent Notes Series
466313
This series of Notes was issued and sold upon the funding of the borrower loan #43657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jul-14-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 7.30% |
Starting borrower rate/APR:
| 8.30% / 8.64% |
Starting monthly payment:
| $173.11 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $173.11 |
| |
|
Auction yield range:
| 2.93% - 7.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 9
Enhanced (1-5): 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 840-859 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $374 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-diplomatic-hope |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a motorcycle
Purpose of loan:
Purchase of a motorcycle
My financial situation:
Steady and secure income
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What kind of bike are you planning on purchasing? - moneytolend72
A:
Gsxr 750
(Jul-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| community-pipeline8 | $50.00 | $50.00 | 7/14/2010 5:13:30 PM |
| DonaldColorado | $25.00 | $25.00 | 7/14/2010 5:13:44 PM |
| dlshap | $25.00 | $25.00 | 7/14/2010 5:14:01 PM |
| Ocean713 | $50.00 | $50.00 | 7/14/2010 5:14:07 PM |
| kenji4861 | $25.00 | $25.00 | 7/14/2010 5:13:50 PM |
| tekkie2412 | $50.00 | $50.00 | 7/14/2010 5:14:31 PM |
| mlopez2007 | $25.00 | $25.00 | 7/14/2010 5:14:45 PM |
| tntmojave | $25.00 | $25.00 | 7/14/2010 5:14:54 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/14/2010 5:14:59 PM |
| moneyfriend | $50.00 | $50.00 | 7/14/2010 5:15:09 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/14/2010 5:15:32 PM |
| moola-man | $50.00 | $50.00 | 7/14/2010 5:16:32 PM |
| hookUup | $25.00 | $25.00 | 7/14/2010 5:17:09 PM |
| Havana21 | $25.00 | $25.00 | 7/14/2010 5:17:05 PM |
| j2ee | $25.00 | $25.00 | 7/14/2010 5:17:22 PM |
| antlr | $25.00 | $25.00 | 7/14/2010 5:17:33 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/14/2010 5:18:08 PM |
| personal-lender | $25.00 | $25.00 | 7/14/2010 5:19:32 PM |
| munnu | $25.00 | $25.00 | 7/14/2010 5:13:27 PM |
| auction-sage | $25.00 | $25.00 | 7/14/2010 5:22:55 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/14/2010 5:14:40 PM |
| meenan | $25.00 | $25.00 | 7/14/2010 5:15:06 PM |
| delicious-social132 | $40.00 | $40.00 | 7/14/2010 5:17:21 PM |
| justice-dna | $30.00 | $30.00 | 7/14/2010 5:26:33 PM |
| generous-deal6 | $25.00 | $25.00 | 7/14/2010 5:17:54 PM |
| teejay411 | $100.00 | $100.00 | 7/14/2010 5:27:30 PM |
| radforj22 | $50.00 | $50.00 | 7/14/2010 5:41:40 PM |
| thestartuplender | $35.00 | $35.00 | 7/14/2010 5:23:58 PM |
| Investoman | $100.00 | $100.00 | 7/14/2010 5:26:08 PM |
| roadster199 | $25.00 | $25.00 | 7/14/2010 5:34:11 PM |
| Bio-physicist | $25.00 | $25.00 | 7/14/2010 10:06:20 PM |
| loanfairy | $25.00 | $25.00 | 7/14/2010 10:26:28 PM |
| liberty-destiny3 | $50.00 | $50.00 | 7/15/2010 7:27:37 AM |
| marketplace-cello5 | $50.00 | $50.00 | 7/15/2010 9:36:38 AM |
| fair-funds | $25.00 | $25.00 | 7/15/2010 11:03:40 AM |
| dharma1 | $25.00 | $25.00 | 7/15/2010 11:03:27 AM |
| USMC0311 | $25.00 | $25.00 | 7/15/2010 11:03:39 AM |
| safe-kindness5 | $25.00 | $25.00 | 7/15/2010 9:36:27 AM |
| kmwvma | $25.00 | $25.00 | 7/15/2010 11:09:23 AM |
| wdove511 | $30.00 | $30.00 | 7/15/2010 10:37:31 AM |
| lifegrowth | $25.00 | $25.00 | 7/15/2010 12:21:41 PM |
| bchen78875 | $50.00 | $50.00 | 7/15/2010 10:38:37 AM |
| nickel-synapse | $25.00 | $25.00 | 7/15/2010 12:51:25 PM |
| jjb3 | $25.00 | $25.00 | 7/15/2010 10:44:19 AM |
| stilleto8 | $25.00 | $25.00 | 7/15/2010 3:37:01 PM |
| ThomasC | $25.00 | $25.00 | 7/15/2010 3:37:34 PM |
| Phantom99 | $25.00 | $25.00 | 7/15/2010 11:03:12 AM |
| loot-heart | $50.00 | $50.00 | 7/15/2010 3:37:30 PM |
| bid-czar8 | $100.00 | $100.00 | 7/15/2010 3:37:35 PM |
| kmr2 | $25.00 | $25.00 | 7/15/2010 11:09:40 AM |
| RandyL3 | $25.00 | $25.00 | 7/15/2010 11:10:17 AM |
| cash-vault | $25.00 | $25.00 | 7/15/2010 11:16:56 AM |
| Mav26 | $75.00 | $75.00 | 7/15/2010 12:52:32 PM |
| important-ore | $25.00 | $25.00 | 7/15/2010 3:06:28 PM |
| Global2010 | $50.00 | $50.00 | 7/15/2010 3:37:33 PM |
| Lii4me | $50.00 | $2.54 | 7/15/2010 3:37:35 PM |
| outofoffice | $50.00 | $50.00 | 7/16/2010 6:37:57 AM |
| brinabonzo | $25.00 | $25.00 | 7/16/2010 10:15:37 AM |
| turbospeed | $25.00 | $25.00 | 7/16/2010 10:36:59 PM |
| mojii77 | $50.00 | $50.00 | 7/16/2010 6:52:33 PM |
| wwwUniversal | $25.00 | $25.00 | 7/17/2010 8:16:20 AM |
| cebgop | $25.00 | $25.00 | 7/17/2010 11:20:50 PM |
| cebgop | $25.00 | $25.00 | 7/18/2010 10:53:20 AM |
| natural-affluence4 | $45.00 | $45.00 | 7/18/2010 7:09:46 PM |
| jehopper5 | $25.00 | $25.00 | 7/19/2010 3:42:32 PM |
| dmitriy2 | $25.00 | $25.00 | 7/19/2010 5:16:26 PM |
| Aristocrat | $25.00 | $25.00 | 7/20/2010 10:04:50 AM |
| beachfunder | $25.00 | $25.00 | 7/20/2010 11:00:07 AM |
| simiray | $25.00 | $25.00 | 7/20/2010 11:11:15 AM |
| cwegert | $25.00 | $25.00 | 7/20/2010 2:13:42 PM |
| BlindSquirrel | $25.00 | $25.00 | 7/20/2010 4:36:44 PM |
| finance-symphony7 | $25.00 | $25.00 | 7/20/2010 5:49:23 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/20/2010 8:56:20 PM |
| Patrician | $26.63 | $26.63 | 7/21/2010 1:46:16 AM |
| FJerry | $25.00 | $25.00 | 7/21/2010 1:54:57 AM |
| Spiv_51 | $25.00 | $25.00 | 7/21/2010 4:25:27 AM |
| martymaniaman | $25.00 | $25.00 | 7/21/2010 5:50:53 AM |
| Zeenos | $30.00 | $30.00 | 7/20/2010 10:27:25 PM |
| 1phantom | $33.14 | $33.14 | 7/21/2010 9:14:14 AM |
| Snoopylover | $25.00 | $25.00 | 7/21/2010 11:09:36 AM |
| REITRUST | $25.00 | $25.00 | 7/21/2010 9:19:00 AM |
| jasunshine | $25.00 | $25.00 | 7/21/2010 12:10:07 PM |
| kid8549 | $25.00 | $25.00 | 7/14/2010 5:13:32 PM |
| Preferred-Lender | $25.00 | $25.00 | 7/14/2010 5:14:12 PM |
| investment-network | $25.00 | $25.00 | 7/14/2010 5:14:36 PM |
| orgy63 | $25.00 | $25.00 | 7/14/2010 5:14:38 PM |
| simplelender80 | $100.00 | $100.00 | 7/14/2010 5:14:29 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/14/2010 5:14:49 PM |
| BlindProphet | $25.00 | $25.00 | 7/14/2010 5:15:14 PM |
| skvat | $25.00 | $25.00 | 7/14/2010 5:16:58 PM |
| tbrnet | $50.00 | $50.00 | 7/14/2010 5:17:15 PM |
| successful-euro | $75.00 | $75.00 | 7/14/2010 5:13:40 PM |
| riproaringrapids | $25.00 | $25.00 | 7/14/2010 5:13:55 PM |
| jangalt | $72.00 | $72.00 | 7/14/2010 5:14:33 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/14/2010 5:15:02 PM |
| jazzlender | $25.00 | $25.00 | 7/14/2010 5:15:57 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/14/2010 5:25:23 PM |
| tech310 | $100.00 | $100.00 | 7/14/2010 5:25:46 PM |
| kulender | $50.00 | $50.00 | 7/14/2010 5:17:45 PM |
| Ivan2007 | $50.00 | $50.00 | 7/14/2010 5:18:13 PM |
| rbc_ventures | $25.00 | $25.00 | 7/14/2010 5:18:22 PM |
| Banker7371 | $25.00 | $25.00 | 7/14/2010 5:27:19 PM |
| blot44 | $25.00 | $25.00 | 7/14/2010 5:37:45 PM |
| Octavian315 | $35.00 | $35.00 | 7/14/2010 5:25:40 PM |
| MLMarine | $25.00 | $25.00 | 7/14/2010 5:26:46 PM |
| NATIVEBORN | $25.00 | $25.00 | 7/14/2010 5:27:14 PM |
| bruin558 | $60.00 | $60.00 | 7/14/2010 10:37:13 PM |
| Namrok | $25.00 | $25.00 | 7/15/2010 9:37:41 AM |
| money-owner2 | $30.00 | $30.00 | 7/14/2010 11:02:58 PM |
| unclejaef | $25.00 | $25.00 | 7/15/2010 10:39:08 AM |
| Tc11902 | $25.00 | $25.00 | 7/15/2010 11:03:36 AM |
| gojackgo | $43.19 | $43.19 | 7/15/2010 11:03:32 AM |
| alpinaut | $25.00 | $25.00 | 7/15/2010 11:09:37 AM |
| Timchenko_LLC | $25.00 | $25.00 | 7/15/2010 11:09:43 AM |
| money-bauble | $25.00 | $25.00 | 7/15/2010 12:18:19 PM |
| thunderkiss | $25.00 | $25.00 | 7/15/2010 12:41:32 PM |
| julijask | $25.00 | $25.00 | 7/15/2010 10:39:12 AM |
| JKEnterprises | $25.00 | $25.00 | 7/15/2010 2:41:28 PM |
| Sam65 | $25.00 | $25.00 | 7/15/2010 1:06:25 PM |
| american6 | $50.00 | $50.00 | 7/15/2010 11:03:35 AM |
| thorough-exchange4 | $40.00 | $40.00 | 7/15/2010 11:09:30 AM |
| greenwell | $49.36 | $49.36 | 7/15/2010 11:09:39 AM |
| figs4u2 | $50.00 | $50.00 | 7/15/2010 1:53:38 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/15/2010 3:37:34 PM |
| bedok | $25.00 | $25.00 | 7/16/2010 9:13:31 PM |
| kgeezy | $25.00 | $25.00 | 7/17/2010 2:13:02 PM |
| vutah | $25.00 | $25.00 | 7/17/2010 2:58:37 PM |
| Planecourage | $25.00 | $25.00 | 7/18/2010 11:18:07 AM |
| myworld701 | $25.00 | $25.00 | 7/18/2010 3:18:39 PM |
| octoberfresh | $25.00 | $25.00 | 7/19/2010 7:38:10 AM |
| Sven79 | $50.00 | $50.00 | 7/19/2010 10:11:36 AM |
| tieshuanpan | $50.00 | $50.00 | 7/19/2010 9:12:16 PM |
| Earn_money | $25.00 | $25.00 | 7/20/2010 9:13:16 AM |
| capital-star5 | $25.00 | $25.00 | 7/20/2010 10:38:29 AM |
| 1st_Prosper_Lender | $25.00 | $25.00 | 7/20/2010 5:47:08 AM |
| moneytolend72 | $25.00 | $25.00 | 7/20/2010 11:58:15 AM |
| dollarsforrent | $25.00 | $25.00 | 7/20/2010 12:32:38 PM |
| bamboozled_again | $87.88 | $87.88 | 7/20/2010 4:39:32 PM |
| Chewbaca | $25.00 | $25.00 | 7/20/2010 6:36:44 PM |
| blue-rapid-nickel | $25.00 | $25.00 | 7/20/2010 7:50:05 PM |
| Jollyrancher | $300.00 | $300.00 | 7/21/2010 3:13:47 AM |
| Charmart | $25.00 | $25.00 | 7/21/2010 2:51:29 AM |
| Lender0307 | $25.00 | $25.00 | 7/20/2010 7:09:08 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 7/21/2010 6:01:31 AM |
| jcw3rd | $25.00 | $25.00 | 7/21/2010 7:12:23 AM |
| hunterMG | $25.26 | $25.26 | 7/20/2010 10:25:47 PM |
| Bank_Of_XL | $25.00 | $25.00 | 7/21/2010 8:03:49 AM |
| debt-legend | $25.00 | $25.00 | 7/21/2010 9:14:00 AM |
| thebadpelican | $25.00 | $25.00 | 7/21/2010 2:44:44 PM |
| qkinger | $50.00 | $50.00 | 7/21/2010 10:43:07 AM |
| StocksMan | $50.00 | $50.00 | 7/21/2010 5:11:11 PM |
| 151 bids
|
Borrower Payment Dependent Notes Series
466531
This series of Notes was issued and sold upon the funding of the borrower loan #43682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jul-14-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 8.30% |
Starting borrower rate/APR:
| 9.30% / 9.64% |
Starting monthly payment:
| $287.46 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $287.46 |
| |
|
Auction yield range:
| 2.93% - 8.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 9
Enhanced (1-5): 5 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 800-819 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,922 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| self-reliant-responsibility9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finished basement for family!
Purpose of loan:
This loan will be used to finance the finishing of our basement.? When my husband and I first bought our home, we thought storage in the basement was a great idea.? Now that we have a 21 month old, and another on the way, we are realizing that we need the extra space.? Additionally, having a fully finished basement will increase the resale value of our home when we are ready to sell 3-4 years down the road.
My financial situation:
I am a good candidate for this loan because I have worked hard to make smart financial decisions and have been able to maintain an excellent credit rating with no delinquencies in payments.? I take my financial obligations seriously and have researched many options for financing our basement before looking into Prosper.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Will you be doing this work yourself or hiring an outside contractor? - tadpole256
A:
We are hiring a contractor to do the work. The entire remodel costs more than the $9000 loan amount; however, we have a significant portion already saved for the work.
P.S. My husband initially considered doing it himself, but I talked him out of it!!
(Jul-17-2010)
Q:
If Hiring an outside contractor have you already obtained bids for the work? Are you financing 100% of the cost or only a portion? - tadpole256
A:
Sorry tadpole, I read and answered your previous question prior to this one. Hopefully that answers your question? We actually received bids from 5 different contractors and have selected the one we want to go with already.
(Jul-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tekkie2412 | $50.00 | $50.00 | 7/14/2010 5:14:30 PM |
| jangalt | $72.00 | $72.00 | 7/14/2010 5:14:32 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/14/2010 5:14:46 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/14/2010 5:14:39 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/14/2010 5:14:57 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/14/2010 5:15:01 PM |
| moneyfriend | $50.00 | $50.00 | 7/14/2010 5:15:08 PM |
| jazzlender | $25.00 | $25.00 | 7/14/2010 5:15:55 PM |
| Havana21 | $25.00 | $25.00 | 7/14/2010 5:17:04 PM |
| delicious-social132 | $40.00 | $40.00 | 7/14/2010 5:17:20 PM |
| hookUup | $25.00 | $25.00 | 7/14/2010 5:17:09 PM |
| rbc_ventures | $25.00 | $25.00 | 7/14/2010 5:18:21 PM |
| meenan | $25.00 | $25.00 | 7/14/2010 5:15:05 PM |
| thestartuplender | $35.00 | $35.00 | 7/14/2010 5:23:58 PM |
| tbrnet | $50.00 | $50.00 | 7/14/2010 5:17:14 PM |
| FinDoc | $25.00 | $25.00 | 7/14/2010 5:25:03 PM |
| generous-deal6 | $25.00 | $25.00 | 7/14/2010 5:17:52 PM |
| Octavian315 | $35.00 | $35.00 | 7/14/2010 5:25:40 PM |
| Ocean713 | $50.00 | $50.00 | 7/14/2010 5:35:11 PM |
| seattle | $25.00 | $25.00 | 7/14/2010 5:34:43 PM |
| dlshap | $25.00 | $25.00 | 7/14/2010 5:35:08 PM |
| radforj22 | $50.00 | $50.00 | 7/14/2010 5:41:40 PM |
| blue-useful-auction | $25.00 | $25.00 | 7/14/2010 7:13:39 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/14/2010 5:25:26 PM |
| Investoman | $100.00 | $100.00 | 7/14/2010 5:26:07 PM |
| Banker7371 | $25.00 | $25.00 | 7/14/2010 5:27:20 PM |
| successful-euro | $30.00 | $30.00 | 7/14/2010 5:33:32 PM |
| riproaringrapids | $25.00 | $25.00 | 7/14/2010 5:33:59 PM |
| Bio-physicist | $25.00 | $25.00 | 7/14/2010 10:06:19 PM |
| blot44 | $25.00 | $25.00 | 7/14/2010 5:36:53 PM |
| liberty-destiny3 | $50.00 | $50.00 | 7/15/2010 7:27:36 AM |
| marketplace-cello5 | $50.00 | $50.00 | 7/15/2010 9:36:37 AM |
| top-payout-fixer | $25.78 | $25.78 | 7/15/2010 9:37:23 AM |
| money-owner2 | $25.00 | $25.00 | 7/14/2010 10:51:37 PM |
| skillful-diversification2 | $25.00 | $25.00 | 7/15/2010 10:35:54 AM |
| lender_100 | $25.00 | $25.00 | 7/15/2010 10:37:21 AM |
| SDNLR | $25.00 | $25.00 | 7/15/2010 10:37:28 AM |
| bodascafe | $25.00 | $25.00 | 7/15/2010 10:37:42 AM |
| Steveoo1 | $25.00 | $25.00 | 7/15/2010 10:36:41 AM |
| finance-negotiator2 | $25.00 | $25.00 | 7/15/2010 10:37:25 AM |
| Charlieofalbany | $36.59 | $36.59 | 7/15/2010 10:37:57 AM |
| loot-heart | $50.00 | $50.00 | 7/15/2010 10:38:06 AM |
| dharma1 | $25.00 | $25.00 | 7/15/2010 10:38:30 AM |
| bchen78875 | $50.00 | $50.00 | 7/15/2010 10:38:38 AM |
| julijask | $25.00 | $25.00 | 7/15/2010 10:39:13 AM |
| syounker | $25.00 | $25.00 | 7/15/2010 10:39:01 AM |
| Dweeberkitty1 | $25.00 | $25.00 | 7/15/2010 10:39:23 AM |
| harty | $60.00 | $60.00 | 7/15/2010 10:39:40 AM |
| bid-czar8 | $100.00 | $100.00 | 7/15/2010 10:42:54 AM |
| fair-funds | $25.00 | $25.00 | 7/15/2010 10:42:55 AM |
| Lii4me | $50.00 | $50.00 | 7/15/2010 10:42:56 AM |
| lifegrowth | $25.00 | $25.00 | 7/15/2010 10:43:37 AM |
| Rdodson11 | $25.00 | $25.00 | 7/15/2010 10:43:15 AM |
| money-bauble | $75.00 | $75.00 | 7/15/2010 10:43:26 AM |
| o0Sparrow0o | $25.00 | $25.00 | 7/15/2010 10:55:12 AM |
| FutureLenderEC | $25.00 | $25.00 | 7/15/2010 10:56:53 AM |
| stilleto8 | $25.00 | $25.00 | 7/15/2010 10:57:24 AM |
| Tech-Entrepreneur | $25.00 | $25.00 | 7/15/2010 11:00:46 AM |
| teller | $60.00 | $60.00 | 7/15/2010 11:03:14 AM |
| unclejaef | $25.00 | $25.00 | 7/15/2010 11:03:37 AM |
| safe-kindness5 | $25.00 | $25.00 | 7/15/2010 9:36:25 AM |
| northphoto | $25.00 | $25.00 | 7/15/2010 11:09:28 AM |
| cjames84 | $25.00 | $25.00 | 7/15/2010 11:23:16 AM |
| scrappy-bonus2 | $25.00 | $25.00 | 7/15/2010 11:37:38 AM |
| GeelongTrader | $25.00 | $25.00 | 7/15/2010 11:56:19 AM |
| svandgts | $25.00 | $25.00 | 7/15/2010 12:12:06 PM |
| alpinaut | $25.00 | $25.00 | 7/15/2010 10:37:24 AM |
| balance2 | $25.00 | $25.00 | 7/15/2010 10:37:46 AM |
| awwaww | $25.00 | $25.00 | 7/15/2010 10:37:59 AM |
| best-ingenious-funds | $25.00 | $25.00 | 7/15/2010 10:38:02 AM |
| Tc11902 | $25.00 | $25.00 | 7/15/2010 10:38:12 AM |
| cosmof16 | $25.00 | $25.00 | 7/15/2010 10:38:42 AM |
| Global2010 | $50.00 | $50.00 | 7/15/2010 10:39:05 AM |
| murren | $25.00 | $25.00 | 7/15/2010 10:40:23 AM |
| jh157765 | $25.00 | $25.00 | 7/15/2010 10:55:40 AM |
| JKEnterprises | $25.00 | $12.00 | 7/15/2010 2:41:27 PM |
| martalli | $25.00 | $25.00 | 7/15/2010 10:57:30 AM |
| Yankeeeagle | $25.00 | $25.00 | 7/15/2010 11:01:43 AM |
| kmwvma | $25.00 | $25.00 | 7/15/2010 11:09:25 AM |
| bsmtloan | $46.36 | $46.36 | 7/15/2010 12:11:43 PM |
| thunderkiss | $25.00 | $25.00 | 7/15/2010 12:41:32 PM |
| Sam65 | $25.00 | $25.00 | 7/15/2010 1:06:26 PM |
| SOP_Bank | $25.00 | $25.00 | 7/16/2010 6:17:15 AM |
| minista | $25.00 | $25.00 | 7/15/2010 6:46:35 PM |
| mehlp2 | $25.00 | $25.00 | 7/16/2010 7:09:18 AM |
| entertaining-credit3 | $25.00 | $25.00 | 7/16/2010 9:38:54 AM |
| Kelor99 | $25.00 | $25.00 | 7/16/2010 12:12:37 PM |
| turbospeed | $25.00 | $25.00 | 7/16/2010 10:47:01 PM |
| maryinwonderland | $50.00 | $50.00 | 7/16/2010 6:58:58 PM |
| wwwUniversal | $25.00 | $25.00 | 7/17/2010 8:56:27 AM |
| Kasyll | $25.00 | $25.00 | 7/18/2010 5:41:36 PM |
| Sven79 | $50.00 | $50.00 | 7/19/2010 10:11:38 AM |
| responsibility-butterfly | $25.00 | $25.00 | 7/19/2010 4:53:02 PM |
| planet613 | $50.00 | $50.00 | 7/19/2010 4:59:14 PM |
| Lo0se_mo0se | $25.00 | $25.00 | 7/19/2010 8:20:30 PM |
| khamen | $25.00 | $25.00 | 7/20/2010 12:14:15 PM |
| OoM | $25.00 | $25.00 | 7/20/2010 3:33:54 PM |
| dmitriy2 | $25.00 | $25.00 | 7/20/2010 10:02:09 AM |
| poster177 | $50.00 | $50.00 | 7/20/2010 1:01:11 PM |
| power-cell | $25.00 | $25.00 | 7/20/2010 5:46:02 PM |
| scloans | $25.74 | $25.74 | 7/21/2010 4:00:22 AM |
| HomerdohNY | $25.00 | $25.00 | 7/21/2010 6:33:07 AM |
| CACO_Bank | $25.00 | $25.00 | 7/21/2010 9:15:20 AM |
| REITRUST | $25.00 | $25.00 | 7/21/2010 9:19:32 AM |
| huskies01 | $25.00 | $25.00 | 7/21/2010 12:00:42 PM |
| djlucas | $30.58 | $30.58 | 7/21/2010 1:28:51 PM |
| DasMula | $25.00 | $25.00 | 7/21/2010 3:30:38 PM |
| investment-network | $25.00 | $25.00 | 7/14/2010 5:14:35 PM |
| orgy63 | $25.00 | $25.00 | 7/14/2010 5:14:37 PM |
| simplelender80 | $100.00 | $100.00 | 7/14/2010 5:14:28 PM |
| mlopez2007 | $25.00 | $25.00 | 7/14/2010 5:14:42 PM |
| tntmojave | $25.00 | $25.00 | 7/14/2010 5:14:52 PM |
| j2ee | $25.00 | $25.00 | 7/14/2010 5:17:23 PM |
| kulender | $50.00 | $50.00 | 7/14/2010 5:17:44 PM |
| Ivan2007 | $50.00 | $50.00 | 7/14/2010 5:18:12 PM |
| BlindProphet | $25.00 | $25.00 | 7/14/2010 5:15:12 PM |
| auction-sage | $25.00 | $25.00 | 7/14/2010 5:22:53 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/14/2010 5:15:33 PM |
| moola-man | $50.00 | $50.00 | 7/14/2010 5:16:31 PM |
| ray1051 | $50.00 | $50.00 | 7/14/2010 5:16:52 PM |
| skvat | $25.00 | $25.00 | 7/14/2010 5:16:58 PM |
| antlr | $25.00 | $25.00 | 7/14/2010 5:17:32 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/14/2010 5:18:07 PM |
| MLMarine | $25.00 | $25.00 | 7/14/2010 5:26:44 PM |
| tech310 | $100.00 | $100.00 | 7/14/2010 5:25:46 PM |
| justice-dna | $30.00 | $30.00 | 7/14/2010 5:26:32 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/14/2010 5:33:39 PM |
| personal-lender | $25.00 | $25.00 | 7/14/2010 5:19:33 PM |
| NATIVEBORN | $25.00 | $25.00 | 7/14/2010 5:27:15 PM |
| DonaldColorado | $25.00 | $25.00 | 7/14/2010 5:33:56 PM |
| ZeoInvestments | $25.00 | $25.00 | 7/14/2010 5:34:41 PM |
| blue-euro-entrepreneur | $25.00 | $25.00 | 7/14/2010 5:23:39 PM |
| kid8549 | $25.00 | $25.00 | 7/14/2010 5:33:40 PM |
| kenji4861 | $25.00 | $25.00 | 7/14/2010 5:34:03 PM |
| munnu | $25.00 | $25.00 | 7/14/2010 5:35:04 PM |
| Namrok | $25.00 | $25.00 | 7/15/2010 9:37:42 AM |
| loanfairy | $25.00 | $25.00 | 7/14/2010 10:26:28 PM |
| bruin558 | $60.00 | $60.00 | 7/14/2010 10:37:14 PM |
| serpentine | $50.00 | $50.00 | 7/15/2010 10:35:34 AM |
| sensible-community1 | $50.00 | $50.00 | 7/15/2010 10:29:23 AM |
| Algaes | $50.00 | $50.00 | 7/15/2010 10:37:23 AM |
| AmericanCredit | $25.00 | $25.00 | 7/15/2010 10:37:27 AM |
| wdove511 | $30.00 | $30.00 | 7/15/2010 10:37:30 AM |
| tender-integrity3 | $40.34 | $40.34 | 7/15/2010 10:37:44 AM |
| zenchef | $25.00 | $25.00 | 7/15/2010 10:36:29 AM |
| american6 | $50.00 | $50.00 | 7/15/2010 10:38:10 AM |
| loyalist1 | $100.00 | $100.00 | 7/15/2010 10:38:01 AM |
| neenerman | $75.00 | $75.00 | 7/15/2010 10:38:28 AM |
| UT-Longhorn | $25.00 | $25.00 | 7/15/2010 10:38:15 AM |
| Tai | $25.00 | $25.00 | 7/15/2010 10:38:34 AM |
| gauss02 | $25.00 | $25.00 | 7/15/2010 10:38:23 AM |
| moltopaolo | $50.00 | $50.00 | 7/15/2010 10:39:10 AM |
| authoritative-capital | $25.00 | $25.00 | 7/15/2010 10:39:14 AM |
| power-defender7 | $40.00 | $40.00 | 7/15/2010 10:39:04 AM |
| ThomasC | $25.00 | $25.00 | 7/15/2010 10:39:33 AM |
| USMC0311 | $25.00 | $25.00 | 7/15/2010 10:39:11 AM |
| life-is-great | $25.00 | $25.00 | 7/15/2010 10:39:37 AM |
| bountiful-durability | $100.00 | $100.00 | 7/15/2010 10:41:49 AM |
| junctionking | $25.00 | $25.00 | 7/15/2010 10:43:00 AM |
| pavelz | $100.00 | $100.00 | 7/15/2010 10:42:57 AM |
| kmr2 | $200.00 | $200.00 | 7/15/2010 10:43:38 AM |
| jjb3 | $25.00 | $25.00 | 7/15/2010 10:44:18 AM |
| influential-gain | $25.00 | $25.00 | 7/15/2010 10:57:42 AM |
| heretolendit | $25.00 | $25.00 | 7/15/2010 10:56:01 AM |
| upc_tnt | $25.00 | $25.00 | 7/15/2010 10:57:51 AM |
| RandyL3 | $25.00 | $25.00 | 7/15/2010 11:03:05 AM |
| Phantom99 | $25.00 | $25.00 | 7/15/2010 11:03:12 AM |
| tj1683 | $25.00 | $25.00 | 7/15/2010 11:01:32 AM |
| gojackgo | $50.00 | $50.00 | 7/15/2010 11:03:31 AM |
| acsej | $25.00 | $25.00 | 7/15/2010 11:03:29 AM |
| important-ore | $60.00 | $60.00 | 7/15/2010 11:08:56 AM |
| Timchenko_LLC | $25.00 | $25.00 | 7/15/2010 11:09:42 AM |
| InvestorPartners | $25.00 | $25.00 | 7/15/2010 11:22:56 AM |
| phillipd48 | $25.00 | $25.00 | 7/15/2010 11:23:11 AM |
| ingenious-order783 | $50.00 | $50.00 | 7/15/2010 10:11:00 AM |
| ingenious-order783 | $25.00 | $25.00 | 7/15/2010 12:08:21 PM |
| ptjg | $48.43 | $48.43 | 7/15/2010 11:52:06 AM |
| figs4u2 | $25.17 | $25.17 | 7/15/2010 12:21:38 PM |
| nickel-synapse | $25.00 | $25.00 | 7/15/2010 12:51:25 PM |
| briphi | $100.00 | $100.00 | 7/15/2010 10:37:58 AM |
| dtrain5 | $25.00 | $25.00 | 7/15/2010 10:38:05 AM |
| afotherg | $40.00 | $40.00 | 7/15/2010 10:38:45 AM |
| kindness-percolator5 | $25.00 | $25.00 | 7/15/2010 10:39:25 AM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/15/2010 10:39:29 AM |
| attractive-rate | $25.00 | $25.00 | 7/15/2010 10:39:59 AM |
| skunkor2 | $26.58 | $26.58 | 7/15/2010 12:59:04 PM |
| 1800porsche | $25.00 | $25.00 | 7/15/2010 10:42:52 AM |
| Lender75 | $50.00 | $50.00 | 7/15/2010 10:43:33 AM |
| otalon | $25.00 | $25.00 | 7/15/2010 3:15:39 PM |
| gigabit | $37.55 | $37.55 | 7/15/2010 11:01:45 AM |
| thorough-exchange4 | $40.00 | $40.00 | 7/15/2010 11:09:29 AM |
| KramericaIndustries | $25.00 | $25.00 | 7/15/2010 11:23:19 AM |
| overflowinglife | $25.00 | $25.00 | 7/15/2010 11:32:15 AM |
| KDW08 | $25.00 | $25.00 | 7/15/2010 1:14:07 PM |
| misohoni | $59.76 | $59.76 | 7/15/2010 9:00:16 PM |
| principal-bull | $25.00 | $25.00 | 7/16/2010 10:05:29 AM |
| cerebral-dollar773 | $100.00 | $100.00 | 7/16/2010 11:26:11 AM |
| outofoffice | $50.00 | $50.00 | 7/16/2010 1:39:43 PM |
| respectful-integrity3 | $30.00 | $30.00 | 7/16/2010 1:25:32 PM |
| UncleSafety | $50.00 | $50.00 | 7/16/2010 5:22:54 PM |
| ddamenace | $25.00 | $25.00 | 7/17/2010 8:14:23 AM |
| DragonMaster9000 | $200.00 | $200.00 | 7/16/2010 10:47:19 PM |
| cebgop | $25.00 | $25.00 | 7/17/2010 11:21:31 PM |
| vutah | $25.00 | $25.00 | 7/17/2010 3:00:08 PM |
| adhawan325 | $25.00 | $25.00 | 7/18/2010 10:51:49 AM |
| unbelievable-value2 | $25.00 | $25.00 | 7/19/2010 9:37:10 AM |
| cebgop | $25.00 | $25.00 | 7/19/2010 6:48:47 AM |
| octoberfresh | $25.00 | $25.00 | 7/19/2010 7:38:55 AM |
| manuvns | $25.00 | $25.00 | 7/19/2010 4:51:54 PM |
| socal-lender | $25.00 | $25.00 | 7/19/2010 4:55:45 PM |
| tutnyce | $100.00 | $100.00 | 7/19/2010 5:03:43 PM |
| favorite-commerce | $50.00 | $50.00 | 7/19/2010 11:26:39 AM |
| enthralling-investment | $111.00 | $111.00 | 7/19/2010 11:47:27 AM |
| tadpole256 | $26.54 | $26.54 | 7/19/2010 5:41:05 PM |
| billnsc | $25.00 | $25.00 | 7/20/2010 8:24:31 AM |
| khamen | $25.00 | $25.00 | 7/20/2010 12:17:12 PM |
| dollarsforrent | $25.00 | $25.00 | 7/20/2010 12:36:36 PM |
| GABC-1 | $50.00 | $50.00 | 7/20/2010 2:24:01 PM |
| KSgirl89 | $50.00 | $50.00 | 7/20/2010 4:17:00 PM |
| gothampark | $25.00 | $25.00 | 7/20/2010 5:46:29 PM |
| YummiBear | $25.00 | $25.00 | 7/20/2010 7:24:31 PM |
| joyful-power9 | $25.00 | $25.00 | 7/20/2010 8:43:43 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/20/2010 8:59:13 PM |
| Zeenos | $30.00 | $30.00 | 7/20/2010 10:34:13 PM |
| LoftyIdeals | $25.00 | $25.00 | 7/21/2010 1:58:55 AM |
| Jollyrancher | $200.00 | $200.00 | 7/21/2010 3:08:44 AM |
| Charmart | $25.00 | $25.00 | 7/21/2010 2:52:58 AM |
| Spiv_51 | $25.00 | $25.00 | 7/21/2010 4:26:29 AM |
| Bank_Of_XL | $25.00 | $25.00 | 7/21/2010 8:04:20 AM |
| DHolly | $25.00 | $25.00 | 7/21/2010 5:45:23 AM |
| gzeo | $25.00 | $25.00 | 7/21/2010 9:38:43 AM |
| special-rupee | $30.00 | $30.00 | 7/21/2010 9:55:02 AM |
| forthright-trade | $25.00 | $25.00 | 7/21/2010 11:10:21 AM |
| Montgomery-Burns | $25.00 | $25.00 | 7/21/2010 11:36:59 AM |
| debt-legend | $25.00 | $25.00 | 7/21/2010 9:17:07 AM |
| thebadpelican | $25.00 | $25.00 | 7/21/2010 2:45:21 PM |
| gjm6d | $25.00 | $25.00 | 7/21/2010 11:10:01 AM |
| felicity-loyalist0 | $30.00 | $30.00 | 7/21/2010 4:10:45 PM |
| TBCapitol | $85.58 | $85.58 | 7/21/2010 4:37:00 PM |
| jmainc | $25.00 | $25.00 | 7/21/2010 4:01:31 PM |
| Patrician | $50.00 | $50.00 | 7/21/2010 5:03:21 PM |
| blue-dollar-viking | $25.00 | $25.00 | 7/21/2010 5:09:53 PM |
| 242 bids
|
Borrower Payment Dependent Notes Series
466547
This series of Notes was issued and sold upon the funding of the borrower loan #43692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jul-15-2010 |
| |
Auction end date:
| Jul-22-2010 |
|
|
Starting lender yield:
| 8.30% |
Starting borrower rate/APR:
| 9.30% / 9.64% |
Starting monthly payment:
| $255.52 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $255.52 |
| |
|
Auction yield range:
| 2.93% - 8.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 8
Enhanced (1-5): 5 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 800-819 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,290 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| listing-cymbal |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a Furnace
Purpose of loan:
This loan will be used to pay off the new furnance that my wife and I needed to purchase last winter from Sears.? After?a year of no interests no payments, before the penalties kicked in, we moved the amount to my wife's credit card where it received 0% interest for six months.? We have reached the end of the six month?grace period and rather than let it linger on this?high interest card, the prospect of having it paid off in three years?at a lower?interest rate is much more appealing.??
My financial situation:
I am a good candidate for this loan because we've both worked hard over the last five years to raise our credit scores from the dumps to where mine is 'excellent' and my wife's is 'good'.?
On a side note, we work hard, pay our bills on times and in return received a notice that?our credit card interest rate shot up 6%!? After a referral on the benefits of this webiste, I am happy to know that places like this exist as an alternative to the major credit card companies!? I'm going to tell all my friends!
*? I had to relist, so you might have seen our withdrawn listing previously.? Thanks in advance for helping out our family pay off some debt and get ahead!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 7/15/2010 4:38:44 PM |
| moola-man | $50.00 | $50.00 | 7/15/2010 4:39:50 PM |
| ray1051 | $50.00 | $50.00 | 7/15/2010 4:40:08 PM |
| jazzlender | $25.00 | $25.00 | 7/15/2010 4:39:31 PM |
| delicious-social132 | $40.00 | $40.00 | 7/15/2010 4:40:28 PM |
| antlr | $25.00 | $25.00 | 7/15/2010 4:40:40 PM |
| kulender | $50.00 | $50.00 | 7/15/2010 4:41:00 PM |
| rbc_ventures | $25.00 | $25.00 | 7/15/2010 4:41:18 PM |
| generous-deal6 | $25.00 | $25.00 | 7/15/2010 4:41:04 PM |
| blue-euro-entrepreneur | $25.00 | $25.00 | 7/15/2010 4:45:49 PM |
| simplelender80 | $100.00 | $100.00 | 7/15/2010 4:48:39 PM |
| orgy63 | $25.00 | $25.00 | 7/15/2010 4:48:58 PM |
| tekkie2412 | $50.00 | $50.00 | 7/15/2010 4:48:44 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/15/2010 4:38:36 PM |
| tntmojave | $25.00 | $25.00 | 7/15/2010 4:49:12 PM |
| riproaringrapids | $25.00 | $25.00 | 7/15/2010 4:38:52 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/15/2010 4:49:01 PM |
| meenan | $25.00 | $25.00 | 7/15/2010 4:49:28 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/15/2010 4:49:18 PM |
| Bio-physicist | $25.00 | $25.00 | 7/15/2010 4:50:08 PM |
| marketplace-cello5 | $50.00 | $50.00 | 7/15/2010 4:50:35 PM |
| thorough-exchange4 | $40.00 | $40.00 | 7/15/2010 4:50:55 PM |
| alpinaut | $25.00 | $25.00 | 7/15/2010 4:51:01 PM |
| thestartuplender | $35.00 | $35.00 | 7/15/2010 4:45:58 PM |
| Investoman | $100.00 | $100.00 | 7/15/2010 4:47:06 PM |
| NATIVEBORN | $25.00 | $25.00 | 7/15/2010 4:47:28 PM |
| munnu | $25.00 | $25.00 | 7/15/2010 4:48:18 PM |
| mlopez2007 | $25.00 | $25.00 | 7/15/2010 4:49:06 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/15/2010 4:49:22 PM |
| balance-voyager | $100.00 | $100.00 | 7/15/2010 6:46:28 PM |
| VIGSY | $25.00 | $25.00 | 7/16/2010 7:58:17 AM |
| Rdodson11 | $25.00 | $25.00 | 7/16/2010 9:52:03 AM |
| outofoffice | $50.00 | $50.00 | 7/16/2010 1:37:10 PM |
| julijask | $25.00 | $25.00 | 7/16/2010 2:02:05 PM |
| techs | $25.00 | $25.00 | 7/16/2010 3:00:24 PM |
| bchen78875 | $28.09 | $28.09 | 7/16/2010 2:22:35 PM |
| market-socrates4 | $25.00 | $25.00 | 7/16/2010 3:46:58 PM |
| greenwell | $25.00 | $25.00 | 7/16/2010 3:53:49 PM |
| respectful-integrity3 | $25.00 | $25.00 | 7/16/2010 1:27:37 PM |
| bdloans | $50.00 | $50.00 | 7/16/2010 5:01:41 PM |
| bountiful-durability | $100.00 | $100.00 | 7/16/2010 6:37:32 PM |
| 1800porsche | $25.00 | $25.00 | 7/17/2010 1:06:30 AM |
| diplomatic-wealth7 | $100.00 | $100.00 | 7/17/2010 8:12:48 AM |
| Artist_Blue | $25.00 | $25.00 | 7/17/2010 9:32:09 AM |
| impressive-credit431 | $25.00 | $25.00 | 7/17/2010 11:10:00 AM |
| well-rounded-dinero | $25.00 | $25.00 | 7/17/2010 12:06:29 PM |
| sajitk | $25.00 | $25.00 | 7/17/2010 1:34:56 PM |
| bowdish1 | $100.00 | $100.00 | 7/17/2010 1:56:41 PM |
| djh47a | $25.00 | $25.00 | 7/17/2010 2:26:06 PM |
| Phantom99 | $25.00 | $25.00 | 7/17/2010 2:14:39 PM |
| blukestrel | $25.00 | $25.00 | 7/17/2010 2:16:36 PM |
| bid-arrow9 | $50.00 | $50.00 | 7/17/2010 2:49:55 PM |
| resource777 | $50.00 | $50.00 | 7/17/2010 10:43:41 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/17/2010 2:25:43 PM |
| Jassi | $25.00 | $25.00 | 7/17/2010 2:16:25 PM |
| GElender | $29.75 | $29.75 | 7/17/2010 2:26:02 PM |
| pinnacle10 | $25.00 | $25.00 | 7/18/2010 5:04:42 AM |
| dsgfl1 | $100.00 | $100.00 | 7/17/2010 3:11:24 PM |
| thedoctor | $90.00 | $90.00 | 7/18/2010 10:28:56 AM |
| loantigger | $25.00 | $25.00 | 7/17/2010 7:56:16 PM |
| KiwiElf | $30.00 | $30.00 | 7/18/2010 10:51:37 AM |
| DonaldColorado | $25.00 | $25.00 | 7/18/2010 10:48:38 AM |
| american6 | $32.61 | $32.61 | 7/18/2010 10:54:00 AM |
| Supernick | $50.00 | $50.00 | 7/18/2010 10:51:44 AM |
| interest-jedi0 | $36.86 | $36.86 | 7/18/2010 11:11:36 AM |
| Carpetkid | $50.00 | $50.00 | 7/18/2010 10:53:15 AM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/18/2010 1:25:57 PM |
| Contact911 | $50.00 | $50.00 | 7/18/2010 1:46:35 PM |
| Tradesmanlender | $25.00 | $25.00 | 7/18/2010 2:12:06 PM |
| MoneyU4IA | $50.00 | $50.00 | 7/18/2010 8:42:11 AM |
| credit-investor5 | $100.00 | $100.00 | 7/18/2010 10:29:30 AM |
| SNH | $75.00 | $75.00 | 7/18/2010 10:46:28 AM |
| kindness-percolator5 | $25.00 | $25.00 | 7/18/2010 10:53:24 AM |
| engaging-worth | $25.00 | $25.00 | 7/18/2010 7:11:47 PM |
| bid-czar8 | $100.00 | $100.00 | 7/18/2010 10:53:56 AM |
| neenerman | $75.00 | $75.00 | 7/18/2010 7:31:39 PM |
| srgriff | $25.00 | $25.00 | 7/18/2010 7:31:49 PM |
| PatRichi | $25.00 | $25.00 | 7/18/2010 7:27:40 PM |
| superchicken | $25.00 | $25.00 | 7/18/2010 1:13:19 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 7/18/2010 7:31:36 PM |
| moola-rose8 | $50.00 | $50.00 | 7/18/2010 7:31:45 PM |
| best-ingenious-funds | $25.00 | $25.00 | 7/18/2010 7:31:49 PM |
| octoberfresh | $25.00 | $25.00 | 7/19/2010 7:39:36 AM |
| responsibility-butterfly | $25.00 | $25.00 | 7/18/2010 7:31:41 PM |
| Taien | $50.00 | $36.27 | 7/18/2010 7:31:50 PM |
| zevonyc | $25.00 | $25.00 | 7/19/2010 7:46:03 AM |
| Lender0307 | $25.00 | $25.00 | 7/19/2010 11:31:23 AM |
| unbelievable-value2 | $25.00 | $25.00 | 7/19/2010 9:40:29 AM |
| cebgop | $25.00 | $25.00 | 7/20/2010 11:02:31 AM |
| GABC-1 | $29.00 | $29.00 | 7/20/2010 2:25:12 PM |
| principal-bull | $25.00 | $25.00 | 7/20/2010 5:23:05 PM |
| Zeenos | $30.00 | $30.00 | 7/20/2010 10:35:13 PM |
| REITRUST | $25.00 | $25.00 | 7/21/2010 9:21:07 AM |
| dmitriy2 | $25.00 | $25.00 | 7/21/2010 4:47:36 PM |
| SOP_Bank | $25.00 | $25.00 | 7/21/2010 5:04:59 PM |
| best-generosity-financier | $25.00 | $25.00 | 7/21/2010 5:34:45 PM |
| malcolmreynolds | $25.00 | $25.00 | 7/21/2010 5:39:38 PM |
| knowonder | $25.34 | $25.34 | 7/21/2010 7:51:33 PM |
| Cajunstealth | $175.00 | $175.00 | 7/21/2010 6:49:12 PM |
| Auditman | $50.00 | $50.00 | 7/22/2010 3:06:37 AM |
| crdcteng | $25.00 | $25.00 | 7/22/2010 10:10:00 AM |
| booie | $25.00 | $25.00 | 7/22/2010 10:50:38 AM |
| galloping_unicorns_batman | $25.00 | $25.00 | 7/22/2010 10:57:35 AM |
| zevonyc | $25.00 | $25.00 | 7/22/2010 11:28:54 AM |
| ideal-coin | $100.00 | $100.00 | 7/22/2010 12:10:17 PM |
| sagitarius84 | $25.00 | $25.00 | 7/22/2010 12:28:57 PM |
| fotep-financial | $25.00 | $25.00 | 7/22/2010 1:08:41 PM |
| here2lend | $25.00 | $25.00 | 7/22/2010 1:54:39 PM |
| bluefinch | $25.00 | $25.00 | 7/22/2010 4:22:11 PM |
| hookUup | $25.00 | $25.00 | 7/15/2010 4:40:20 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/15/2010 4:41:10 PM |
| personal-lender | $25.00 | $25.00 | 7/15/2010 4:42:28 PM |
| successful-euro | $50.00 | $50.00 | 7/15/2010 4:34:35 PM |
| MLMarine | $25.00 | $25.00 | 7/15/2010 4:47:26 PM |
| justice-dna | $30.00 | $30.00 | 7/15/2010 4:47:16 PM |
| investment-network | $25.00 | $25.00 | 7/15/2010 4:48:52 PM |
| BlindProphet | $25.00 | $25.00 | 7/15/2010 4:49:36 PM |
| kmwvma | $25.00 | $25.00 | 7/15/2010 4:50:48 PM |
| Havana21 | $60.04 | $60.04 | 7/15/2010 4:40:16 PM |
| tbrnet | $50.00 | $50.00 | 7/15/2010 4:40:23 PM |
| j2ee | $25.00 | $25.00 | 7/15/2010 4:40:30 PM |
| Sam65 | $25.00 | $25.00 | 7/15/2010 4:51:19 PM |
| tech310 | $100.00 | $100.00 | 7/15/2010 4:46:57 PM |
| Banker7371 | $25.00 | $25.00 | 7/15/2010 4:47:31 PM |
| kid8549 | $25.00 | $25.00 | 7/15/2010 4:48:09 PM |
| dlshap | $25.00 | $25.00 | 7/15/2010 4:48:21 PM |
| jangalt | $72.00 | $72.00 | 7/15/2010 4:48:48 PM |
| moneyfriend | $26.96 | $26.96 | 7/15/2010 4:49:33 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/15/2010 4:49:59 PM |
| liberty-destiny3 | $50.00 | $50.00 | 7/15/2010 4:50:31 PM |
| wampum-chorus3 | $25.00 | $25.00 | 7/15/2010 5:26:13 PM |
| versatile-platinum4 | $25.00 | $25.00 | 7/16/2010 12:47:57 PM |
| brightest-dynamic-peace | $25.00 | $25.00 | 7/16/2010 9:43:28 AM |
| unclejaef | $25.00 | $25.00 | 7/16/2010 9:51:06 AM |
| jayhawk1000 | $50.00 | $50.00 | 7/16/2010 2:35:33 PM |
| TrueLending | $25.00 | $25.00 | 7/16/2010 3:47:54 PM |
| BGILlender | $25.00 | $25.00 | 7/16/2010 3:56:23 PM |
| radforj22 | $50.00 | $50.00 | 7/16/2010 12:17:09 PM |
| snowman34 | $25.00 | $25.00 | 7/16/2010 1:46:32 PM |
| JBDAD | $25.00 | $25.00 | 7/16/2010 2:09:24 PM |
| paddatjie | $25.00 | $25.00 | 7/16/2010 2:32:07 PM |
| jms1983 | $25.00 | $25.00 | 7/16/2010 2:36:53 PM |
| DreDub | $50.00 | $50.00 | 7/17/2010 12:11:42 AM |
| tdinbranson | $50.00 | $50.00 | 7/17/2010 8:51:32 AM |
| IIP77 | $25.00 | $25.00 | 7/16/2010 9:31:24 PM |
| kyomoon | $50.00 | $50.00 | 7/17/2010 11:17:27 AM |
| Lo0se_mo0se | $25.00 | $25.00 | 7/17/2010 10:54:07 AM |
| alexstar | $25.00 | $25.00 | 7/17/2010 12:47:07 PM |
| suave-dollar | $40.00 | $40.00 | 7/17/2010 3:56:30 AM |
| FinDoc | $25.00 | $25.00 | 7/17/2010 6:17:11 AM |
| dumbass | $25.00 | $25.00 | 7/17/2010 1:40:24 PM |
| buckyhead2000 | $25.00 | $25.00 | 7/17/2010 1:40:35 PM |
| ddamenace | $50.00 | $50.00 | 7/17/2010 8:17:04 AM |
| lloyd_s | $25.00 | $25.00 | 7/17/2010 2:16:04 PM |
| profit33r | $50.00 | $50.00 | 7/17/2010 5:59:37 PM |
| Hartfelt | $50.00 | $50.00 | 7/17/2010 6:01:22 PM |
| cingular | $25.00 | $25.00 | 7/17/2010 1:33:35 PM |
| head | $25.00 | $25.00 | 7/17/2010 1:35:25 PM |
| Cheburashka | $30.00 | $30.00 | 7/17/2010 1:35:47 PM |
| Emgolda | $25.00 | $25.00 | 7/17/2010 9:06:28 PM |
| BeachWalkz | $25.00 | $25.00 | 7/17/2010 2:08:48 PM |
| cebgop | $25.00 | $25.00 | 7/17/2010 11:23:40 PM |
| skvat | $25.00 | $25.00 | 7/17/2010 2:16:47 PM |
| harty | $60.00 | $60.00 | 7/17/2010 4:07:20 PM |
| Vreet | $50.00 | $50.00 | 7/18/2010 10:53:26 AM |
| gojackgo | $50.00 | $50.00 | 7/18/2010 10:54:02 AM |
| bayareainv | $100.00 | $100.00 | 7/18/2010 10:51:46 AM |
| meux99 | $25.00 | $25.00 | 7/18/2010 10:51:54 AM |
| USMC0311 | $25.00 | $25.00 | 7/18/2010 10:52:32 AM |
| important-ore | $100.00 | $100.00 | 7/18/2010 10:53:10 AM |
| potatoepicker | $50.00 | $50.00 | 7/18/2010 10:54:00 AM |
| outtahoth2o | $25.00 | $25.00 | 7/18/2010 12:52:25 PM |
| MONEYLENDER101 | $25.00 | $25.00 | 7/18/2010 11:19:38 AM |
| investmentgroup | $25.00 | $25.00 | 7/18/2010 3:06:52 PM |
| norcaliboy22 | $25.00 | $25.00 | 7/18/2010 10:31:16 AM |
| briphi | $29.65 | $29.65 | 7/18/2010 7:11:38 PM |
| BayShell | $50.00 | $50.00 | 7/18/2010 10:51:41 AM |
| Charlieofalbany | $50.00 | $50.00 | 7/18/2010 10:52:16 AM |
| Cai8899 | $75.00 | $75.00 | 7/18/2010 10:53:16 AM |
| finance-negotiator2 | $25.00 | $25.00 | 7/18/2010 10:53:28 AM |
| fair-funds | $25.00 | $25.00 | 7/18/2010 10:54:05 AM |
| pavelz | $33.43 | $33.43 | 7/18/2010 7:31:35 PM |
| zielojo | $25.00 | $25.00 | 7/18/2010 7:31:43 PM |
| emprestador | $25.00 | $25.00 | 7/18/2010 7:31:40 PM |
| orange-dollar-guild | $50.00 | $50.00 | 7/18/2010 7:31:47 PM |
| murren | $25.00 | $25.00 | 7/18/2010 4:56:37 PM |
| Railbird | $25.00 | $25.00 | 7/18/2010 7:25:33 PM |
| -J | $25.00 | $25.00 | 7/18/2010 7:31:37 PM |
| m3498 | $25.00 | $25.00 | 7/18/2010 7:31:48 PM |
| wwwUniversal | $25.00 | $25.00 | 7/19/2010 6:28:09 AM |
| favorite-commerce | $50.00 | $50.00 | 7/19/2010 11:26:40 AM |
| 1st_Prosper_Lender | $25.00 | $25.00 | 7/20/2010 5:50:34 AM |
| zippy-revenue8 | $25.00 | $25.00 | 7/20/2010 10:57:50 AM |
| interstellar | $50.00 | $50.00 | 7/20/2010 11:05:06 AM |
| felicity-loyalist0 | $25.00 | $25.00 | 7/21/2010 4:11:48 PM |
| crw1950 | $50.00 | $50.00 | 7/21/2010 7:33:01 PM |
| Alsatian | $75.00 | $75.00 | 7/22/2010 3:54:11 AM |
| top-tranquil-justice | $25.00 | $25.00 | 7/22/2010 6:53:04 AM |
| lonix | $25.00 | $25.00 | 7/22/2010 12:13:14 PM |
| moola-monger9 | $150.00 | $150.00 | 7/22/2010 1:01:01 PM |
| DaddyBill | $25.00 | $25.00 | 7/22/2010 1:41:20 PM |
| ultimatepaintball | $25.00 | $25.00 | 7/22/2010 11:47:35 AM |
| tsmonaghan | $25.00 | $25.00 | 7/22/2010 12:17:15 PM |
| friendinmoney | $25.00 | $25.00 | 7/22/2010 4:12:06 PM |
| golfreak923 | $25.00 | $25.00 | 7/22/2010 1:43:42 PM |
| NoNameLender | $50.00 | $50.00 | 7/22/2010 3:47:57 PM |
| giovani | $25.00 | $25.00 | 7/22/2010 4:07:57 PM |
| 207 bids
|
Borrower Payment Dependent Notes Series
466597
This series of Notes was issued and sold upon the funding of the borrower loan #43637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-14-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $121.19 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $121.19 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 9
Enhanced (1-5): 5 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 760-779 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,608 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| timick |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 29 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $1,900.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2010)
700-719
(Dec-2007)
|
|
Principal balance:
| $433.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Help Me Pay Off High Interest CC's
Purpose of loan:
This loan will be used to pay off high interest balances on my?2 remaining credit cards.? These cards have interest rates as high?as 18%.
I am very serious about becoming debt free!! I would rather pay the interest to lenders at Prosper....Not the evil?CC companies!
My financial situation:
I am a good candidate for this loan because I have already paid off 2 other cards? with intersest rates of over 20%, and my AGF Loan.? My credit?score has soared above 760!?Financially I am now in a great situation and paying off my debts in a very timely manner while on my way to becoming DEBT FREE!? Once paid off, the cards will be destroyed!!Thanks for your help!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jazzlender | $25.00 | $25.00 | 7/14/2010 5:15:54 PM |
| skvat | $25.00 | $25.00 | 7/14/2010 5:16:57 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/14/2010 5:17:12 PM |
| delicious-social132 | $40.00 | $40.00 | 7/14/2010 5:17:18 PM |
| antlr | $25.00 | $25.00 | 7/14/2010 5:17:31 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/14/2010 5:18:06 PM |
| generous-deal6 | $25.00 | $25.00 | 7/14/2010 5:17:50 PM |
| serpentine | $50.00 | $50.00 | 7/14/2010 5:18:29 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/14/2010 5:19:56 PM |
| tech310 | $100.00 | $100.00 | 7/14/2010 5:20:38 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/14/2010 5:22:03 PM |
| villagers | $25.00 | $25.00 | 7/14/2010 5:21:34 PM |
| ichibon | $100.00 | $100.00 | 7/14/2010 5:21:42 PM |
| auction-sage | $25.00 | $25.00 | 7/14/2010 5:22:51 PM |
| Prosp_Lender | $50.00 | $50.00 | 7/14/2010 5:22:41 PM |
| Aberdeen | $400.00 | $400.00 | 7/14/2010 5:24:55 PM |
| Carpetkid | $50.00 | $50.00 | 7/14/2010 5:16:35 PM |
| ddog0224 | $25.00 | $25.00 | 7/14/2010 5:25:00 PM |
| Havana21 | $25.00 | $25.00 | 7/14/2010 5:17:02 PM |
| kulender | $50.00 | $50.00 | 7/14/2010 5:17:43 PM |
| MSME | $50.00 | $50.00 | 7/14/2010 5:25:15 PM |
| Ivan2007 | $50.00 | $50.00 | 7/14/2010 5:18:11 PM |
| rbc_ventures | $25.00 | $25.00 | 7/14/2010 5:18:20 PM |
| anders94 | $25.00 | $25.00 | 7/14/2010 5:21:21 PM |
| LittleMingo | $30.00 | $30.00 | 7/14/2010 6:07:13 PM |
| FirstBank | $100.00 | $100.00 | 7/14/2010 5:23:13 PM |
| gold-heaven9 | $25.00 | $25.00 | 7/14/2010 5:24:40 PM |
| Investoman | $100.00 | $100.00 | 7/14/2010 5:24:48 PM |
| Iloanyoumoney | $25.00 | $25.00 | 7/14/2010 8:10:55 PM |
| bountiful-durability | $50.00 | $50.00 | 7/14/2010 5:26:22 PM |
| wwwUniversal | $25.00 | $25.00 | 7/14/2010 5:41:51 PM |
| Sigmund-Freud | $50.00 | $50.00 | 7/16/2010 3:29:52 PM |
| Alsatian | $60.00 | $60.00 | 7/17/2010 10:38:50 AM |
| lender12345 | $25.00 | $25.00 | 7/18/2010 9:17:53 PM |
| bonus-sensai825 | $25.00 | $25.00 | 7/19/2010 12:10:34 PM |
| Lender0307 | $25.00 | $25.00 | 7/19/2010 11:27:34 AM |
| principal-bull | $25.00 | $25.00 | 7/19/2010 6:35:01 PM |
| billnsc | $25.00 | $25.00 | 7/20/2010 8:26:36 AM |
| Cherrypicker | $35.00 | $35.00 | 7/20/2010 10:04:42 AM |
| BaxterSandy | $33.17 | $33.17 | 7/20/2010 10:33:13 PM |
| booie | $25.00 | $25.00 | 7/21/2010 7:45:07 AM |
| grampy48 | $25.00 | $25.00 | 7/21/2010 9:47:41 AM |
| debt-legend | $25.00 | $25.00 | 7/21/2010 9:20:38 AM |
| Memphis-King | $75.00 | $75.00 | 7/21/2010 1:19:10 PM |
| friendinmoney | $25.00 | $25.00 | 7/21/2010 5:05:10 PM |
| moola-man | $50.00 | $50.00 | 7/14/2010 5:16:30 PM |
| Comoparklender | $50.00 | $50.00 | 7/14/2010 5:16:46 PM |
| ray1051 | $50.00 | $50.00 | 7/14/2010 5:16:51 PM |
| hookUup | $25.00 | $25.00 | 7/14/2010 5:17:08 PM |
| j2ee | $25.00 | $25.00 | 7/14/2010 5:17:25 PM |
| personal-lender | $25.00 | $25.00 | 7/14/2010 5:19:35 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/14/2010 5:19:46 PM |
| qtmspin | $25.00 | $25.00 | 7/14/2010 5:20:44 PM |
| jdrez | $25.00 | $25.00 | 7/14/2010 5:23:21 PM |
| blue-euro-entrepreneur | $25.00 | $25.00 | 7/14/2010 5:23:39 PM |
| thestartuplender | $35.00 | $35.00 | 7/14/2010 5:23:56 PM |
| rescue | $50.00 | $50.00 | 7/14/2010 5:16:39 PM |
| justice-dna | $30.00 | $30.00 | 7/14/2010 5:26:31 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/14/2010 5:25:26 PM |
| reinforced-revenue069 | $25.00 | $25.00 | 7/14/2010 5:25:33 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/14/2010 5:20:31 PM |
| objective-investor | $100.00 | $100.00 | 7/14/2010 5:22:17 PM |
| important-ore | $50.00 | $50.00 | 7/14/2010 5:22:34 PM |
| Ocean713 | $50.00 | $50.00 | 7/14/2010 5:23:32 PM |
| blue-useful-auction | $25.00 | $25.00 | 7/14/2010 7:20:25 PM |
| munnu | $25.00 | $25.00 | 7/14/2010 5:24:31 PM |
| HealthAndSafety | $50.00 | $50.00 | 7/14/2010 8:17:32 PM |
| first-upright-payout | $25.00 | $23.37 | 7/14/2010 5:26:39 PM |
| revenue-driver8 | $25.00 | $25.00 | 7/15/2010 11:33:09 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 7/15/2010 7:55:32 PM |
| outofoffice | $75.00 | $75.00 | 7/16/2010 1:38:33 PM |
| interstellar | $50.00 | $50.00 | 7/16/2010 4:04:37 PM |
| portfolio-turbine | $50.00 | $50.00 | 7/17/2010 6:22:47 PM |
| heerzaquestion | $25.00 | $25.00 | 7/20/2010 5:04:34 AM |
| relierma | $25.00 | $25.00 | 7/20/2010 4:07:27 PM |
| leverage-monger | $25.00 | $25.00 | 7/20/2010 12:33:52 PM |
| OoM | $25.00 | $25.00 | 7/20/2010 3:35:37 PM |
| Jollyrancher | $200.00 | $200.00 | 7/21/2010 3:10:14 AM |
| UCSBGAUCHOS | $25.00 | $25.00 | 7/21/2010 7:22:27 AM |
| DasMula | $25.00 | $25.00 | 7/21/2010 3:35:17 PM |
| isfahanian | $28.46 | $28.46 | 7/21/2010 3:51:05 PM |
| 81 bids
|
Borrower Payment Dependent Notes Series
466609
This series of Notes was issued and sold upon the funding of the borrower loan #43578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jul-14-2010 |
| |
Auction end date:
| Jul-17-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.39% |
Starting monthly payment:
| $55.67 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.39% |
Final monthly payment:
| $55.67 |
| |
|
Auction yield range:
| 7.93% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 9
Enhanced (1-5): 4 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Student - College G... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,305 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| elegant-diversification5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A Grad Student Needs a Little Help.
Purpose of loan: supplementing living expenses
I am a grad student working for a lab at a university.
During summer, we are not getting paid although we are working at the lab as usual.
This year, I have been unsuccessful finding a summer job and am running out of my savings.
Money will be used to cover expenses which require cash payment, such as rent for my apartment.
As soon as the school year starts in Fall, I will be back on regular pay roll and able to pay off.
Please help me. Thank you so much.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tech310 | $50.00 | $50.00 | 7/14/2010 5:16:05 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/14/2010 5:20:31 PM |
| anders94 | $25.00 | $25.00 | 7/14/2010 5:21:23 PM |
| the-silver-blaster | $50.00 | $50.00 | 7/14/2010 5:22:10 PM |
| objective-investor | $100.00 | $100.00 | 7/14/2010 5:22:17 PM |
| important-ore | $50.00 | $50.00 | 7/14/2010 5:22:34 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/14/2010 5:22:02 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/14/2010 5:19:56 PM |
| personal-lender | $25.00 | $25.00 | 7/14/2010 5:20:04 PM |
| ichibon | $100.00 | $100.00 | 7/14/2010 5:21:41 PM |
| Bank_Of_XL | $25.00 | $25.00 | 7/14/2010 6:50:56 PM |
| happyinvester | $34.19 | $34.19 | 7/14/2010 10:58:21 PM |
| Easystreet | $25.00 | $25.00 | 7/16/2010 9:30:26 AM |
| rescue | $50.00 | $50.00 | 7/14/2010 5:16:39 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/14/2010 5:19:46 PM |
| moola-man | $26.78 | $26.78 | 7/14/2010 5:21:31 PM |
| Ocean713 | $50.00 | $39.03 | 7/14/2010 5:23:31 PM |
| Prosp_Lender | $50.00 | $50.00 | 7/14/2010 5:22:40 PM |
| generous-deal6 | $25.00 | $25.00 | 7/14/2010 5:23:06 PM |
| jdrez | $25.00 | $25.00 | 7/14/2010 5:23:21 PM |
| simplelender80 | $100.00 | $100.00 | 7/14/2010 5:16:01 PM |
| ray1051 | $25.00 | $25.00 | 7/14/2010 5:16:09 PM |
| Comoparklender | $50.00 | $50.00 | 7/14/2010 5:16:46 PM |
| qtmspin | $25.00 | $25.00 | 7/14/2010 5:20:45 PM |
| villagers | $25.00 | $25.00 | 7/14/2010 5:21:34 PM |
| FirstBank | $100.00 | $100.00 | 7/14/2010 5:23:13 PM |
| wwwUniversal | $25.00 | $25.00 | 7/15/2010 10:14:31 AM |
| 1-HARD-HEAD | $50.00 | $50.00 | 7/14/2010 10:56:51 PM |
| interstellar | $50.00 | $50.00 | 7/16/2010 9:48:34 AM |
| Reliance_Banker | $25.00 | $25.00 | 7/16/2010 4:28:03 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
466627
This series of Notes was issued and sold upon the funding of the borrower loan #43684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jul-14-2010 |
| |
Auction end date:
| Jul-20-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $85.26 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $85.26 |
| |
|
Auction yield range:
| 5.93% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 8
Enhanced (1-5): 5 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Jul-2010) |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,889 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| asset-arch3 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation Loan
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| simplelender80 | $100.00 | $100.00 | 7/14/2010 5:16:01 PM |
| villagers | $25.00 | $25.00 | 7/14/2010 5:21:34 PM |
| ichibon | $100.00 | $100.00 | 7/14/2010 5:21:41 PM |
| objective-investor | $100.00 | $100.00 | 7/14/2010 5:22:16 PM |
| FirstBank | $100.00 | $100.00 | 7/14/2010 5:23:13 PM |
| tech310 | $50.00 | $50.00 | 7/14/2010 5:16:05 PM |
| Ocean713 | $50.00 | $50.00 | 7/14/2010 5:23:31 PM |
| munnu | $25.00 | $25.00 | 7/14/2010 5:24:30 PM |
| ddog0224 | $25.00 | $25.00 | 7/14/2010 5:24:59 PM |
| cash-vault | $25.00 | $25.00 | 7/14/2010 5:26:17 PM |
| first-upright-payout | $25.00 | $25.00 | 7/14/2010 5:26:39 PM |
| top-courteous-peso | $250.00 | $250.00 | 7/14/2010 5:27:32 PM |
| bid-czar8 | $100.00 | $100.00 | 7/14/2010 5:35:22 PM |
| delicious-social132 | $35.00 | $35.00 | 7/14/2010 5:20:53 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/14/2010 5:22:02 PM |
| jdrez | $25.00 | $25.00 | 7/14/2010 5:23:21 PM |
| MSME | $50.00 | $50.00 | 7/14/2010 5:25:14 PM |
| reinforced-revenue069 | $25.00 | $25.00 | 7/14/2010 5:25:33 PM |
| mpatrick | $25.00 | $25.00 | 7/14/2010 5:26:11 PM |
| Banker7371 | $25.00 | $25.00 | 7/14/2010 5:27:27 PM |
| successful-euro | $30.00 | $30.00 | 7/14/2010 5:35:01 PM |
| totoro | $25.00 | $25.00 | 7/15/2010 9:56:42 AM |
| ttnk62918 | $25.00 | $25.00 | 7/16/2010 12:42:14 PM |
| buckyhead2000 | $25.00 | $25.00 | 7/17/2010 12:56:40 PM |
| hidavehi | $38.00 | $38.00 | 7/18/2010 7:01:26 PM |
| auction-seeker | $25.00 | $25.00 | 7/19/2010 6:41:31 PM |
| ray1051 | $25.00 | $25.00 | 7/14/2010 5:16:09 PM |
| rescue | $50.00 | $50.00 | 7/14/2010 5:16:38 PM |
| Comoparklender | $50.00 | $50.00 | 7/14/2010 5:16:45 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/14/2010 5:19:55 PM |
| personal-lender | $25.00 | $25.00 | 7/14/2010 5:20:05 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/14/2010 5:20:30 PM |
| anders94 | $25.00 | $25.00 | 7/14/2010 5:21:23 PM |
| moola-man | $30.00 | $30.00 | 7/14/2010 5:21:30 PM |
| important-ore | $50.00 | $50.00 | 7/14/2010 5:22:33 PM |
| kulender | $25.00 | $25.00 | 7/14/2010 5:24:21 PM |
| thestartuplender | $35.00 | $35.00 | 7/14/2010 5:24:11 PM |
| gold-heaven9 | $25.00 | $25.00 | 7/14/2010 5:24:42 PM |
| Investoman | $100.00 | $100.00 | 7/14/2010 5:24:47 PM |
| bountiful-durability | $50.00 | $50.00 | 7/14/2010 5:26:21 PM |
| trustworthy-fairness | $100.00 | $100.00 | 7/14/2010 5:32:36 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/14/2010 5:19:45 PM |
| qtmspin | $25.00 | $25.00 | 7/14/2010 5:20:46 PM |
| Prosp_Lender | $50.00 | $50.00 | 7/14/2010 5:22:40 PM |
| generous-deal6 | $25.00 | $25.00 | 7/14/2010 5:23:05 PM |
| kmr2 | $115.33 | $32.00 | 7/14/2010 8:51:28 PM |
| happyinvester | $25.00 | $25.00 | 7/14/2010 10:55:52 PM |
| credit-panda1 | $25.00 | $25.00 | 7/15/2010 7:09:46 PM |
| scott2004114 | $25.00 | $25.00 | 7/17/2010 3:57:29 PM |
| Sven79 | $50.00 | $50.00 | 7/19/2010 10:11:38 AM |
| 50 bids
|
Borrower Payment Dependent Notes Series
466763
This series of Notes was issued and sold upon the funding of the borrower loan #43694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,300.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-16-2010 |
| |
Auction end date:
| Jul-23-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $73.35 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $73.35 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 10
Enhanced (1-5): 4 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 700-719 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 29
/
25 | Length of status: | 13y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,620 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nourishing-economy1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a credit card
Purpose of loan:
This loan will pay off a high interest credit card.???
My financial situation:
This loan will simply move a high interest credit card debt to a reasonable interest rate.??
Monthly net income: $?
$8200.00
Monthly expenses: $??
??Housing: $
2100
??Insurance: $
435
??Car expenses: $1210
??Utilities: $
320
??Phone, cable, internet: $
300
??Food, entertainment: $?
300
??Clothing, household expenses $ 350
??Credit cards and other loans: $
600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| pixeldave | $50.00 | $50.00 | 7/16/2010 5:01:31 PM |
| successful-euro | $30.00 | $30.00 | 7/16/2010 5:13:04 PM |
| thestartuplender | $35.00 | $35.00 | 7/16/2010 4:57:29 PM |
| raisingophelia | $25.00 | $25.00 | 7/16/2010 4:58:22 PM |
| anders94 | $25.00 | $25.00 | 7/16/2010 5:19:32 PM |
| ichibon | $100.00 | $100.00 | 7/16/2010 5:19:52 PM |
| goldie414 | $50.00 | $50.00 | 7/16/2010 5:00:41 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/16/2010 5:20:11 PM |
| munnu | $25.00 | $25.00 | 7/16/2010 5:21:14 PM |
| Investoman | $100.00 | $100.00 | 7/16/2010 5:21:32 PM |
| Havana21 | $75.00 | $75.00 | 7/16/2010 5:25:40 PM |
| MSME | $50.00 | $50.00 | 7/16/2010 5:21:54 PM |
| rescue | $50.00 | $50.00 | 7/16/2010 5:16:00 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/16/2010 5:17:48 PM |
| personal-lender | $25.00 | $25.00 | 7/16/2010 5:18:09 PM |
| worthy-bid8 | $200.00 | $200.00 | 7/16/2010 5:25:25 PM |
| aurorafinancial | $50.00 | $50.00 | 7/16/2010 5:25:47 PM |
| RandyL3 | $25.00 | $25.00 | 7/18/2010 10:52:29 AM |
| AllanBK | $30.00 | $30.00 | 7/23/2010 5:26:49 AM |
| kalihan42 | $25.00 | $25.00 | 7/23/2010 12:25:44 PM |
| sinner_c5 | $27.20 | $27.20 | 7/23/2010 7:57:57 AM |
| BipedalHominid | $30.00 | $30.00 | 7/23/2010 1:23:55 PM |
| wild-orange | $100.00 | $100.00 | 7/23/2010 3:20:26 PM |
| ideal-platinum1 | $100.00 | $100.00 | 7/16/2010 5:00:58 PM |
| qtmspin | $25.00 | $25.00 | 7/16/2010 5:18:56 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/16/2010 5:17:59 PM |
| Banker7371 | $25.00 | $25.00 | 7/16/2010 4:58:18 PM |
| morfie | $25.00 | $25.00 | 7/16/2010 4:58:32 PM |
| thorough-exchange4 | $25.00 | $25.00 | 7/16/2010 4:59:30 PM |
| bountiful-durability | $50.00 | $50.00 | 7/16/2010 5:22:12 PM |
| first-upright-payout | $25.00 | $25.00 | 7/16/2010 5:22:21 PM |
| kulender | $25.00 | $25.00 | 7/16/2010 5:21:02 PM |
| ddog0224 | $25.00 | $25.00 | 7/16/2010 5:21:44 PM |
| generous-deal6 | $25.00 | $9.30 | 7/16/2010 5:56:43 PM |
| delicious-social132 | $35.00 | $35.00 | 7/16/2010 5:19:03 PM |
| villagers | $25.00 | $25.00 | 7/16/2010 5:19:41 PM |
| reward-burger2 | $50.00 | $50.00 | 7/16/2010 5:25:19 PM |
| blue-useful-auction | $25.00 | $25.00 | 7/16/2010 5:25:31 PM |
| maldok1 | $25.00 | $25.00 | 7/16/2010 5:26:01 PM |
| wwwUniversal | $25.00 | $25.00 | 7/17/2010 10:16:34 AM |
| outofoffice | $50.00 | $50.00 | 7/18/2010 1:00:14 PM |
| vutah | $25.00 | $25.00 | 7/18/2010 2:36:26 PM |
| LittleRhody07 | $25.00 | $25.00 | 7/19/2010 6:30:23 AM |
| market-assembler | $50.00 | $50.00 | 7/19/2010 11:04:57 AM |
| gjm6d | $25.00 | $25.00 | 7/21/2010 11:14:15 AM |
| tsmonaghan | $25.00 | $25.00 | 7/22/2010 12:24:57 PM |
| StanTheMan | $31.00 | $31.00 | 7/22/2010 7:27:01 PM |
| crw1950 | $50.00 | $50.00 | 7/22/2010 7:48:57 PM |
| Astyanax | $35.00 | $35.00 | 7/22/2010 6:04:34 PM |
| eddievegas415 | $37.50 | $37.50 | 7/23/2010 6:51:10 AM |
| theloanfiller | $25.00 | $25.00 | 7/22/2010 7:32:50 PM |
| gilbrear | $25.00 | $25.00 | 7/23/2010 9:27:01 AM |
| justme4now | $25.00 | $25.00 | 7/23/2010 3:34:58 PM |
| 53 bids
|
Borrower Payment Dependent Notes Series
466789
This series of Notes was issued and sold upon the funding of the borrower loan #43689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jul-15-2010 |
| |
Auction end date:
| Jul-22-2010 |
|
|
Starting lender yield:
| 21.55% |
Starting borrower rate/APR:
| 22.55% / 24.82% |
Starting monthly payment:
| $192.38 |
|
Final lender yield:
| 21.55% |
Final borrower rate/APR:
| 22.55% / 24.82% |
Final monthly payment:
| $192.38 |
| |
|
Auction yield range:
| 7.93% - 21.55% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 8
Enhanced (1-5): 5 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,639 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| note-axis7 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest credit cards
Purpose of loan:
This loan will be used to pay off two high interest credit cards to open up cash flow in order to make improvements to our new home. I am a good candidate for this loan because I have a stable good paying job, I pay my bills on time and am very motivated by my supportive husband and enthusiastic 2 year old son. Our small, two-income, family of three just bought our first home last year and have been working hard to make it our own little haven.
Information in the Description is not verified.
Friends And Family Winning Bids
vigorous-payment3 has bid a total of
$26.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
what are your fixed income and expenses? - beakerfish
A:
I net $2400.00 a month ($1200 bi-weekly) and cover the following expenses:
Housing: 691.00
Utilities (phone, internet, xcel): 220.00
Car payment: 280.00
Student loan: 145.00
Citi mastercard: 160.00 @ 29% apr
Wells Fargo Visa: 140.00 @ 16% apr
Discover card: 80.00 @ 24% apr (this loan would pay off the Citi and Discover cards)
My husband stays home with our son during the week and works part-time over the weekend to cover insurance, food, and misc. costs
(Jul-16-2010)
Q:
Monthly expenses? Credit card amounts/interest rates? - Trakissta
A:
I net $2400.00 a month ($1200 bi-weekly) and cover the following expenses:
Housing: 691.00
Utilities (phone, internet, xcel): 220.00
Car payment: 280.00
Student loan: 145.00
Citi mastercard: 160.00 @ 29% apr
Wells Fargo Visa: 140.00 @ 16% apr
Discover card: 80.00 @ 24% apr (this loan would pay off the Citi and Discover cards)
My husband stays home with our son during the week and works part-time over the weekend to cover insurance, food, and misc. costs
(Jul-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lendstats_com | $25.00 | $25.00 | 7/15/2010 4:38:05 PM |
| successful-euro | $50.00 | $50.00 | 7/15/2010 4:38:54 PM |
| Comoparklender | $50.00 | $50.00 | 7/15/2010 4:40:02 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/15/2010 4:42:37 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/15/2010 4:42:48 PM |
| villagers | $25.00 | $25.00 | 7/15/2010 4:44:24 PM |
| objective-investor | $32.74 | $32.74 | 7/15/2010 4:45:11 PM |
| the-silver-blaster | $50.00 | $50.00 | 7/15/2010 4:45:03 PM |
| FirstBank | $100.00 | $100.00 | 7/15/2010 4:45:34 PM |
| mercuriant | $25.00 | $25.00 | 7/15/2010 4:46:50 PM |
| Investoman | $100.00 | $100.00 | 7/15/2010 4:46:22 PM |
| bountiful-durability | $100.00 | $100.00 | 7/15/2010 4:38:27 PM |
| Rockymtnhi | $55.48 | $55.48 | 7/15/2010 4:50:25 PM |
| Pulchritudinous | $25.00 | $25.00 | 7/15/2010 4:40:44 PM |
| anders94 | $25.00 | $25.00 | 7/15/2010 4:44:14 PM |
| mpatrick | $25.00 | $25.00 | 7/15/2010 4:47:10 PM |
| vigorous-payment3 | $26.00 | $26.00 | 7/15/2010 8:42:40 PM |
| Bank_Of_XL | $100.00 | $100.00 | 7/15/2010 7:32:24 PM |
| favorite-commerce | $25.00 | $25.00 | 7/16/2010 9:30:02 AM |
| market-pudding | $25.00 | $25.00 | 7/15/2010 10:01:56 PM |
| CornerKetch | $25.00 | $25.00 | 7/16/2010 10:12:55 AM |
| njlom | $100.00 | $100.00 | 7/16/2010 12:27:53 PM |
| Vegasjim | $25.00 | $25.00 | 7/16/2010 8:39:04 AM |
| reflective-rupee | $25.00 | $25.00 | 7/16/2010 1:01:48 PM |
| cerebral-dollar773 | $50.00 | $50.00 | 7/16/2010 11:13:27 AM |
| EngineersAlliance | $75.00 | $75.00 | 7/16/2010 12:17:02 PM |
| ttnk62918 | $25.00 | $25.00 | 7/16/2010 12:41:38 PM |
| WealthBoy | $25.00 | $25.00 | 7/16/2010 12:48:15 PM |
| buffalobills | $25.00 | $25.00 | 7/16/2010 12:50:43 PM |
| Trakissta | $150.00 | $150.00 | 7/16/2010 7:54:40 PM |
| order-bee1 | $100.00 | $100.00 | 7/17/2010 4:30:49 AM |
| burnfromwithin | $25.00 | $25.00 | 7/17/2010 12:35:39 PM |
| interstellar | $50.00 | $50.00 | 7/17/2010 2:31:36 PM |
| wonder3 | $50.00 | $50.00 | 7/17/2010 6:30:37 PM |
| scoobiedoo | $25.00 | $25.00 | 7/18/2010 7:16:50 PM |
| Easystreet | $25.00 | $25.00 | 7/19/2010 6:06:22 AM |
| AlexTrep | $25.00 | $25.00 | 7/19/2010 9:55:23 AM |
| tnjohnso | $25.00 | $25.00 | 7/19/2010 10:28:26 AM |
| caseattle | $25.00 | $25.00 | 7/19/2010 10:40:49 AM |
| ddh81 | $41.10 | $41.10 | 7/19/2010 10:27:27 AM |
| bigb7 | $25.00 | $25.00 | 7/20/2010 5:21:16 PM |
| joyful-power9 | $25.00 | $25.00 | 7/20/2010 10:56:15 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 7/20/2010 4:59:25 PM |
| sharp518 | $29.25 | $29.25 | 7/21/2010 3:29:08 PM |
| ryan6853 | $25.00 | $25.00 | 7/21/2010 4:16:44 PM |
| lucrative-coin | $50.00 | $50.00 | 7/21/2010 2:20:12 PM |
| income-fortress | $25.00 | $25.00 | 7/21/2010 5:27:29 PM |
| patriot384 | $150.00 | $150.00 | 7/21/2010 5:35:54 PM |
| california5andime | $25.00 | $25.00 | 7/21/2010 6:44:46 PM |
| green-rapid-openness | $50.00 | $50.00 | 7/22/2010 3:27:46 AM |
| kindness-numero-uno | $50.00 | $50.00 | 7/22/2010 5:43:18 AM |
| simeonthewhale | $36.40 | $36.40 | 7/22/2010 7:51:15 AM |
| green-rapid-openness | $50.00 | $50.00 | 7/22/2010 3:27:03 AM |
| machkimaspesi | $25.00 | $25.00 | 7/22/2010 10:14:37 AM |
| Moneypenny6 | $30.00 | $30.00 | 7/22/2010 7:06:01 AM |
| Techne_Funds_LLC | $25.00 | $25.00 | 7/22/2010 12:26:53 PM |
| SDD123 | $25.00 | $25.00 | 7/22/2010 3:58:16 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 7/22/2010 1:21:33 PM |
| dynrep | $75.00 | $75.00 | 7/22/2010 4:24:57 PM |
| payment-halo | $25.00 | $25.00 | 7/22/2010 4:26:31 PM |
| DasMula | $25.00 | $25.00 | 7/22/2010 2:28:41 PM |
| sociallender | $25.00 | $25.00 | 7/15/2010 4:38:13 PM |
| robot777 | $40.00 | $40.00 | 7/15/2010 4:39:21 PM |
| simplelender80 | $100.00 | $100.00 | 7/15/2010 4:39:33 PM |
| tech310 | $100.00 | $100.00 | 7/15/2010 4:39:37 PM |
| ray1051 | $25.00 | $25.00 | 7/15/2010 4:39:40 PM |
| personal-lender | $25.00 | $25.00 | 7/15/2010 4:42:57 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/15/2010 4:43:31 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/15/2010 4:44:51 PM |
| top-courteous-peso | $80.00 | $80.00 | 7/15/2010 4:44:44 PM |
| jdrez | $25.00 | $25.00 | 7/15/2010 4:45:39 PM |
| foxtrot12 | $50.00 | $50.00 | 7/15/2010 4:45:54 PM |
| kulender | $25.00 | $25.00 | 7/15/2010 4:46:08 PM |
| ddog0224 | $25.00 | $25.00 | 7/15/2010 4:46:31 PM |
| MSME | $50.00 | $50.00 | 7/15/2010 4:46:37 PM |
| first-upright-payout | $25.00 | $25.00 | 7/15/2010 4:47:21 PM |
| rescue | $50.00 | $50.00 | 7/15/2010 4:39:55 PM |
| rate-mogul | $50.00 | $50.00 | 7/15/2010 4:40:54 PM |
| inforapenny | $50.00 | $50.00 | 7/15/2010 4:58:01 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/15/2010 5:46:44 PM |
| qtmspin | $25.00 | $25.00 | 7/15/2010 4:43:39 PM |
| ichibon | $100.00 | $100.00 | 7/15/2010 4:44:31 PM |
| generous-deal6 | $25.00 | $25.00 | 7/15/2010 4:45:27 PM |
| thestartuplender | $35.00 | $35.00 | 7/15/2010 4:46:03 PM |
| munnu | $25.00 | $25.00 | 7/15/2010 4:46:13 PM |
| Banker7371 | $25.00 | $18.69 | 7/15/2010 4:47:36 PM |
| alexgalt | $100.00 | $100.00 | 7/15/2010 8:47:51 PM |
| FinanceEngine | $25.00 | $25.00 | 7/15/2010 5:06:47 PM |
| Whipster | $50.00 | $50.00 | 7/16/2010 8:38:33 AM |
| foothillender | $25.00 | $25.00 | 7/16/2010 8:13:54 AM |
| moola-monger9 | $150.00 | $150.00 | 7/16/2010 10:00:25 AM |
| wwwUniversal | $25.00 | $25.00 | 7/16/2010 12:17:04 PM |
| credit-panda1 | $25.00 | $25.00 | 7/18/2010 5:33:58 PM |
| elegant-loot | $25.00 | $25.00 | 7/19/2010 10:28:25 AM |
| ptjg | $25.00 | $25.00 | 7/19/2010 10:28:44 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 7/19/2010 2:29:04 PM |
| mammalian4 | $50.00 | $50.00 | 7/19/2010 2:41:51 PM |
| Ven58 | $25.00 | $25.00 | 7/20/2010 1:36:44 AM |
| fulfilling-investment4 | $30.00 | $30.00 | 7/20/2010 4:42:24 PM |
| radiant-return | $25.00 | $25.00 | 7/20/2010 5:55:27 PM |
| Otagaini | $25.00 | $25.00 | 7/20/2010 4:47:45 PM |
| blackstar | $25.00 | $25.00 | 7/21/2010 4:51:28 AM |
| Bill88 | $25.00 | $25.00 | 7/21/2010 2:51:40 PM |
| omegamon1 | $32.00 | $32.00 | 7/21/2010 5:03:46 PM |
| BrighterSuns | $25.00 | $25.00 | 7/21/2010 5:27:04 PM |
| umfan123 | $25.00 | $25.00 | 7/22/2010 7:12:30 AM |
| rate-hickory | $25.00 | $25.00 | 7/22/2010 8:08:06 AM |
| Leshan | $33.33 | $33.33 | 7/22/2010 8:17:16 AM |
| sincere-balance | $25.00 | $25.00 | 7/21/2010 7:02:44 PM |
| social-zebra | $30.00 | $30.00 | 7/22/2010 8:18:38 AM |
| dynrep | $25.00 | $25.00 | 7/22/2010 8:25:20 AM |
| Nerdster1 | $25.01 | $25.01 | 7/22/2010 10:03:19 AM |
| sensational-peace6 | $50.00 | $50.00 | 7/22/2010 3:01:55 PM |
| trumpeter5 | $25.00 | $25.00 | 7/22/2010 3:34:52 PM |
| astra-lender | $50.00 | $50.00 | 7/22/2010 2:17:56 PM |
| 115 bids
|
Borrower Payment Dependent Notes Series
466799
This series of Notes was issued and sold upon the funding of the borrower loan #43688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-16-2010 |
| |
Auction end date:
| Jul-23-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $258.89 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $258.89 |
| |
|
Auction yield range:
| 3.93% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 9
Enhanced (1-5): 5 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-759 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,741 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-fulfilling-hope |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
House down payment
I am using this money for a house down payment.? I have most of the down payment, but with this money, I will reach my goal of paying down 20%.? I save significant money by not having to pay that penalty and have the extra insurance cost.? Thanks for your help!!?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Will you be living in this house? - fairmaiden
A:
Yes! It will by my first home.
(Jul-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| raisingophelia | $25.00 | $25.00 | 7/16/2010 4:58:21 PM |
| thorough-exchange4 | $25.00 | $25.00 | 7/16/2010 4:59:29 PM |
| generous-deal6 | $25.00 | $25.00 | 7/16/2010 5:20:35 PM |
| Banker7371 | $25.00 | $25.00 | 7/16/2010 4:58:18 PM |
| qtmspin | $25.00 | $25.00 | 7/16/2010 5:18:56 PM |
| villagers | $25.00 | $25.00 | 7/16/2010 5:19:41 PM |
| first-upright-payout | $25.00 | $25.00 | 7/16/2010 5:22:21 PM |
| successful-euro | $30.00 | $30.00 | 7/16/2010 5:13:03 PM |
| Anny-Disco | $100.00 | $100.00 | 7/16/2010 7:46:51 PM |
| delicious-social132 | $35.00 | $35.00 | 7/16/2010 5:19:03 PM |
| ddog0224 | $25.00 | $25.00 | 7/16/2010 5:21:44 PM |
| bountiful-durability | $50.00 | $50.00 | 7/16/2010 5:22:12 PM |
| DreDub | $50.00 | $50.00 | 7/17/2010 12:11:29 AM |
| Havana21 | $75.00 | $75.00 | 7/16/2010 5:25:39 PM |
| maldok1 | $25.00 | $25.00 | 7/16/2010 5:26:01 PM |
| ritzman52 | $50.00 | $50.00 | 7/17/2010 5:41:17 AM |
| inspiring-reward | $150.00 | $150.00 | 7/17/2010 6:57:18 AM |
| dwidea | $25.00 | $25.00 | 7/16/2010 7:33:49 PM |
| well-rounded-dinero | $50.00 | $50.00 | 7/17/2010 7:51:22 AM |
| JFKPilot | $25.00 | $25.00 | 7/17/2010 9:02:03 AM |
| GoStrong | $50.00 | $50.00 | 7/16/2010 11:43:05 PM |
| jonus311 | $25.00 | $25.00 | 7/17/2010 7:17:01 AM |
| the-profit-oracle | $25.00 | $25.00 | 7/17/2010 2:28:28 PM |
| a-finance-nirvana | $25.00 | $25.00 | 7/17/2010 2:28:32 PM |
| cklb | $200.00 | $200.00 | 7/17/2010 2:51:51 PM |
| neighborly-hope6 | $200.00 | $200.00 | 7/17/2010 3:48:44 PM |
| trufan49 | $50.00 | $50.00 | 7/18/2010 8:13:08 AM |
| Interloper | $25.78 | $25.78 | 7/18/2010 11:05:52 AM |
| bchen78875 | $25.00 | $25.00 | 7/18/2010 10:52:06 AM |
| outofoffice | $50.00 | $50.00 | 7/18/2010 1:00:49 PM |
| rate-gravity | $100.00 | $100.00 | 7/18/2010 11:53:10 AM |
| zorg77 | $25.00 | $25.00 | 7/18/2010 3:58:34 PM |
| nybanker85 | $38.02 | $38.02 | 7/18/2010 7:28:22 PM |
| SimpleChoice | $25.00 | $25.00 | 7/18/2010 8:08:34 PM |
| wise-cash-keeper | $25.00 | $25.00 | 7/18/2010 4:26:23 PM |
| value-dna | $50.00 | $50.00 | 7/18/2010 10:58:42 PM |
| Bio-physicist | $25.00 | $25.00 | 7/18/2010 7:08:10 PM |
| bowdish1 | $31.83 | $31.83 | 7/19/2010 6:13:47 AM |
| gracej | $25.00 | $25.00 | 7/19/2010 6:48:53 AM |
| Prosp_Lender | $32.18 | $32.18 | 7/18/2010 8:08:38 PM |
| orderly-loot | $25.00 | $25.00 | 7/19/2010 10:02:02 AM |
| rjsdsu | $30.00 | $30.00 | 7/19/2010 7:37:19 AM |
| moola-man | $30.00 | $30.00 | 7/19/2010 11:04:33 AM |
| SDNLR | $25.00 | $25.00 | 7/19/2010 10:40:50 AM |
| important-ore | $38.72 | $38.72 | 7/19/2010 12:16:49 PM |
| reinforced-revenue069 | $25.00 | $25.00 | 7/19/2010 1:39:06 PM |
| orange-preeminant-bill | $31.81 | $7.89 | 7/19/2010 1:46:47 PM |
| tutnyce | $100.00 | $100.00 | 7/19/2010 10:06:02 AM |
| Rockymtnhi | $100.00 | $100.00 | 7/19/2010 4:52:39 PM |
| stylish-generosity6 | $25.00 | $25.00 | 7/19/2010 11:42:12 AM |
| qcksilvr20 | $50.00 | $50.00 | 7/19/2010 12:51:29 PM |
| sildoc | $117.96 | $117.96 | 7/19/2010 6:01:28 PM |
| mvfreel | $100.00 | $100.00 | 7/19/2010 8:34:56 PM |
| Galt_Capitalist | $400.00 | $400.00 | 7/20/2010 12:25:01 PM |
| bondhedger | $25.00 | $25.00 | 7/20/2010 12:26:21 PM |
| NickRac | $30.00 | $30.00 | 7/20/2010 7:58:24 AM |
| aganippe | $25.00 | $25.00 | 7/20/2010 8:20:27 PM |
| Tiffies3 | $64.00 | $64.00 | 7/21/2010 2:54:32 AM |
| ujiba | $25.00 | $25.00 | 7/21/2010 9:39:59 AM |
| tranquil-principal | $125.00 | $125.00 | 7/21/2010 10:06:35 AM |
| oheight | $46.99 | $46.99 | 7/21/2010 3:28:45 PM |
| generous-at-heart | $25.00 | $25.00 | 7/22/2010 1:15:46 PM |
| favorite-commerce | $50.00 | $50.00 | 7/22/2010 11:13:27 AM |
| gustavholstopus32 | $25.00 | $25.00 | 7/22/2010 3:14:24 PM |
| forthright-principal2 | $25.00 | $25.00 | 7/22/2010 1:42:30 PM |
| Astyanax | $30.00 | $30.00 | 7/22/2010 6:05:54 PM |
| Lender0307 | $25.00 | $25.00 | 7/22/2010 9:12:03 PM |
| yu-rik | $75.00 | $75.00 | 7/23/2010 3:50:09 AM |
| DalCowboys | $25.00 | $25.00 | 7/22/2010 6:34:24 PM |
| penny-finder | $40.01 | $40.01 | 7/23/2010 12:28:07 AM |
| forthright-trade | $25.00 | $25.00 | 7/23/2010 10:02:55 AM |
| BlessedEveryDay | $25.00 | $25.00 | 7/23/2010 11:51:09 AM |
| mgking007 | $25.00 | $25.00 | 7/23/2010 12:44:11 PM |
| LA-Funding-Bank | $30.00 | $30.00 | 7/23/2010 1:21:26 PM |
| blue-rapid-nickel | $25.00 | $25.00 | 7/23/2010 1:36:51 PM |
| Memphis-King | $75.00 | $75.00 | 7/23/2010 1:48:42 PM |
| rich329 | $25.00 | $25.00 | 7/23/2010 2:46:13 PM |
| Snoopylover | $25.00 | $25.00 | 7/23/2010 1:38:39 PM |
| StocksMan | $50.00 | $50.00 | 7/23/2010 4:56:07 PM |
| quantumwellguy | $50.00 | $50.00 | 7/23/2010 4:44:22 PM |
| justme4now | $25.00 | $25.00 | 7/23/2010 3:32:09 PM |
| Bzbee | $50.00 | $50.00 | 7/23/2010 4:04:40 PM |
| techs | $25.00 | $25.00 | 7/16/2010 5:01:21 PM |
| pixeldave | $50.00 | $50.00 | 7/16/2010 5:01:30 PM |
| morfie | $25.00 | $25.00 | 7/16/2010 4:58:31 PM |
| dingus | $25.00 | $25.00 | 7/16/2010 5:13:37 PM |
| lender987654321 | $30.00 | $30.00 | 7/16/2010 5:11:50 PM |
| Investoman | $100.00 | $100.00 | 7/16/2010 5:21:31 PM |
| MSME | $50.00 | $50.00 | 7/16/2010 5:21:54 PM |
| ichibon | $100.00 | $100.00 | 7/16/2010 5:19:51 PM |
| goldie414 | $50.00 | $50.00 | 7/16/2010 5:00:40 PM |
| ideal-platinum1 | $100.00 | $100.00 | 7/16/2010 5:00:57 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/16/2010 5:20:11 PM |
| munnu | $25.00 | $25.00 | 7/16/2010 5:21:13 PM |
| reward-burger2 | $50.00 | $50.00 | 7/16/2010 5:25:19 PM |
| aurorafinancial | $50.00 | $50.00 | 7/16/2010 5:25:48 PM |
| rescue | $50.00 | $50.00 | 7/16/2010 5:16:00 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/16/2010 5:17:47 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/16/2010 5:17:58 PM |
| HaveToWrite | $25.00 | $25.00 | 7/16/2010 9:02:07 PM |
| personal-lender | $25.00 | $25.00 | 7/16/2010 5:18:10 PM |
| anders94 | $25.00 | $25.00 | 7/16/2010 5:19:32 PM |
| kulender | $25.00 | $25.00 | 7/16/2010 5:21:03 PM |
| Babygear | $35.00 | $35.00 | 7/16/2010 9:45:36 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 7/16/2010 11:21:25 PM |
| worthy-bid8 | $200.00 | $200.00 | 7/16/2010 5:25:24 PM |
| sensational-kindness | $81.42 | $81.42 | 7/17/2010 9:58:37 AM |
| Fiimg | $50.00 | $50.00 | 7/17/2010 10:06:22 AM |
| Lo0se_mo0se | $25.00 | $25.00 | 7/17/2010 10:34:15 AM |
| bid-czar8 | $39.57 | $39.57 | 7/17/2010 11:35:09 AM |
| marfred | $50.00 | $50.00 | 7/17/2010 12:08:52 PM |
| IIP77 | $25.00 | $25.00 | 7/17/2010 1:21:14 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 7/17/2010 1:40:43 PM |
| brightest-breathtaking-finance | $25.00 | $25.00 | 7/17/2010 2:01:18 PM |
| Artist_Blue | $25.00 | $25.00 | 7/17/2010 9:32:30 AM |
| mattemmo | $25.00 | $25.00 | 7/17/2010 10:16:27 AM |
| ahalls | $25.00 | $25.00 | 7/17/2010 2:16:42 PM |
| scott2004114 | $25.65 | $25.65 | 7/17/2010 3:59:03 PM |
| principal-bull | $25.00 | $25.00 | 7/17/2010 5:34:34 PM |
| rae4sunshine | $50.00 | $50.00 | 7/17/2010 10:12:55 PM |
| objective-investor | $30.00 | $30.00 | 7/17/2010 10:43:07 PM |
| ohwow | $50.00 | $50.00 | 7/17/2010 11:36:43 PM |
| bid-arrow9 | $50.00 | $50.00 | 7/17/2010 2:46:32 PM |
| norcaliboy22 | $25.00 | $25.00 | 7/18/2010 10:31:55 AM |
| SweetPea2 | $100.00 | $100.00 | 7/17/2010 9:14:17 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/18/2010 1:26:02 PM |
| hiduke | $50.00 | $50.00 | 7/18/2010 1:59:10 PM |
| money-bauble | $25.00 | $25.00 | 7/18/2010 4:52:24 PM |
| gumbit | $50.61 | $50.61 | 7/18/2010 7:26:56 PM |
| radforj22 | $25.00 | $25.00 | 7/18/2010 7:27:48 PM |
| ryan23 | $25.00 | $25.00 | 7/18/2010 7:27:53 PM |
| Comoparklender | $50.00 | $50.00 | 7/18/2010 7:28:18 PM |
| Rysterola82 | $25.00 | $25.00 | 7/18/2010 8:17:07 PM |
| leverage-ectasy | $25.00 | $25.00 | 7/18/2010 9:09:31 PM |
| danthemon35 | $25.00 | $25.00 | 7/18/2010 5:43:04 PM |
| kmr2 | $26.99 | $26.99 | 7/18/2010 7:08:13 PM |
| buddy486 | $25.00 | $25.00 | 7/18/2010 7:32:16 PM |
| ttnk62918 | $25.00 | $25.00 | 7/19/2010 7:03:23 AM |
| riproaringrapids | $25.00 | $25.00 | 7/19/2010 10:40:03 AM |
| Sven79 | $50.00 | $50.00 | 7/19/2010 10:11:50 AM |
| market-assembler | $50.00 | $50.00 | 7/19/2010 10:40:13 AM |
| MissionMicroFinance | $25.00 | $25.00 | 7/19/2010 11:17:16 AM |
| SOP_Bank | $25.00 | $25.00 | 7/19/2010 1:25:31 PM |
| RandyL3 | $25.00 | $25.00 | 7/19/2010 4:53:08 PM |
| rockhound84 | $25.00 | $25.00 | 7/19/2010 8:18:41 PM |
| ecstatic-platinum7 | $25.00 | $25.00 | 7/20/2010 9:51:43 AM |
| credit-haven7 | $50.00 | $50.00 | 7/22/2010 7:59:37 AM |
| HolJenks | $25.00 | $25.00 | 7/22/2010 8:41:44 AM |
| wise382 | $25.01 | $25.01 | 7/22/2010 7:15:37 AM |
| boneill | $50.00 | $50.00 | 7/22/2010 1:40:34 PM |
| mvpvapi | $50.00 | $50.00 | 7/22/2010 12:28:32 PM |
| Astounding | $25.00 | $25.00 | 7/22/2010 2:15:22 PM |
| greenback-ally | $50.00 | $50.00 | 7/22/2010 6:35:14 PM |
| beaufuture | $25.00 | $25.00 | 7/23/2010 4:19:34 AM |
| DHolly | $25.00 | $25.00 | 7/23/2010 5:20:38 AM |
| bknite13 | $50.00 | $50.00 | 7/23/2010 6:56:29 AM |
| gilbrear | $25.00 | $25.00 | 7/23/2010 9:30:24 AM |
| JohnSmith10 | $30.00 | $30.00 | 7/22/2010 8:54:59 PM |
| crw1950 | $50.00 | $50.00 | 7/23/2010 11:10:57 AM |
| patriot384 | $400.00 | $400.00 | 7/23/2010 1:08:24 PM |
| AuroraRobbin | $50.00 | $50.00 | 7/23/2010 1:16:01 PM |
| Jeddy | $31.37 | $31.37 | 7/23/2010 10:34:25 AM |
| mistering | $50.00 | $50.00 | 7/23/2010 4:56:50 PM |
| courteous-cash6 | $36.00 | $36.00 | 7/23/2010 4:42:09 PM |
| mgking007 | $25.00 | $25.00 | 7/23/2010 4:01:52 PM |
| one-midas | $50.00 | $50.00 | 7/23/2010 4:21:24 PM |
| curious_lionel | $25.00 | $25.00 | 7/23/2010 4:26:37 PM |
| wwwUniversal | $25.00 | $25.00 | 7/23/2010 4:52:11 PM |
| 168 bids
|
Borrower Payment Dependent Notes Series
466855
This series of Notes was issued and sold upon the funding of the borrower loan #43686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 7.0% |
Auction start date:
| Jul-16-2010 |
| |
Auction end date:
| Jul-23-2010 |
|
|
Starting lender yield:
| 22.55% |
Starting borrower rate/APR:
| 23.55% / 25.84% |
Starting monthly payment:
| $389.97 |
|
Final lender yield:
| 22.55% |
Final borrower rate/APR:
| 23.55% / 25.84% |
Final monthly payment:
| $389.97 |
| |
|
Auction yield range:
| 7.93% - 22.55% |
Estimated loss impact:
| 7.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.02% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 7
Enhanced (1-5): 5 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 760-779 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,680 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enrique326 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fixing my floor and kitchen
Purpose of loan:
This loan will be used to?
fix? my floor kitchen and cabinet in a house in puerto rico
My financial situation:
I am a good candidate for this loan because?
have an excellent credit pay my bill on time
Monthly net income: $
3,500
Monthly expenses: $
??Housing: $
rent 717.00 monthly
??Insurance: $
??Car expenses: $
none
??Utilities: $
??Phone, cable, internet: $
127.00
??Food, entertainment: $
200.00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
cell 69.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ideal-platinum1 | $100.00 | $100.00 | 7/16/2010 5:00:55 PM |
| morfie | $25.00 | $25.00 | 7/16/2010 4:58:28 PM |
| Pulchritudinous | $25.00 | $25.00 | 7/16/2010 5:16:26 PM |
| successful-euro | $30.00 | $30.00 | 7/16/2010 5:13:02 PM |
| personal-lender | $25.00 | $25.00 | 7/16/2010 5:18:12 PM |
| tech310 | $100.00 | $100.00 | 7/16/2010 5:15:46 PM |
| rate-mogul | $50.00 | $50.00 | 7/16/2010 5:16:30 PM |
| the-silver-blaster | $50.00 | $50.00 | 7/16/2010 5:20:21 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/16/2010 5:17:56 PM |
| thorough-exchange4 | $25.00 | $25.00 | 7/16/2010 4:59:27 PM |
| ddog0224 | $25.00 | $25.00 | 7/16/2010 5:21:41 PM |
| qtmspin | $25.00 | $25.00 | 7/16/2010 5:18:58 PM |
| villagers | $25.00 | $25.00 | 7/16/2010 5:19:39 PM |
| first-upright-payout | $25.00 | $25.00 | 7/16/2010 5:22:19 PM |
| cognizant-rate732 | $50.00 | $50.00 | 7/16/2010 5:20:00 PM |
| top-courteous-peso | $80.00 | $80.00 | 7/16/2010 5:20:05 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/16/2010 5:20:09 PM |
| generous-deal6 | $25.00 | $25.00 | 7/16/2010 5:20:34 PM |
| kulender | $25.00 | $25.00 | 7/16/2010 5:21:05 PM |
| MSME | $50.00 | $50.00 | 7/16/2010 5:21:52 PM |
| Anny-Disco | $100.00 | $100.00 | 7/16/2010 7:46:49 PM |
| munnu | $25.00 | $25.00 | 7/16/2010 5:21:10 PM |
| mpatrick | $25.00 | $25.00 | 7/16/2010 5:22:06 PM |
| tekstyle38 | $75.00 | $75.00 | 7/16/2010 10:07:56 PM |
| bid-czar8 | $100.00 | $100.00 | 7/16/2010 5:22:59 PM |
| Contour | $32.63 | $32.63 | 7/17/2010 2:36:39 AM |
| brightest-breathtaking-finance | $71.18 | $71.18 | 7/16/2010 5:25:56 PM |
| maldok1 | $25.00 | $25.00 | 7/16/2010 5:25:59 PM |
| currency-agave | $25.00 | $25.00 | 7/17/2010 5:41:20 AM |
| objective-investor | $25.00 | $25.00 | 7/17/2010 6:02:47 AM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 7/16/2010 11:21:23 PM |
| mercuriant | $25.00 | $25.00 | 7/17/2010 1:39:54 PM |
| danthemon35 | $25.00 | $25.00 | 7/17/2010 2:12:50 PM |
| BBall_Mom | $25.00 | $25.00 | 7/17/2010 2:16:21 PM |
| ahalls | $25.00 | $25.00 | 7/17/2010 2:16:41 PM |
| radforj22 | $25.00 | $25.00 | 7/17/2010 2:28:40 PM |
| witty-compassion | $25.00 | $25.00 | 7/17/2010 2:42:43 PM |
| Thylow | $25.00 | $25.00 | 7/17/2010 2:27:57 PM |
| market-assembler | $38.99 | $38.99 | 7/17/2010 6:17:40 PM |
| tjone69 | $75.00 | $75.00 | 7/17/2010 7:52:58 PM |
| papaloha | $40.72 | $40.72 | 7/17/2010 1:40:09 PM |
| Dap2005 | $25.00 | $25.00 | 7/17/2010 1:40:17 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 7/17/2010 1:40:41 PM |
| loan_doctor | $25.00 | $25.00 | 7/17/2010 7:53:10 PM |
| moola-man | $30.00 | $30.00 | 7/17/2010 9:18:02 PM |
| Megaton | $25.00 | $25.00 | 7/18/2010 1:56:55 AM |
| 371millwood | $300.00 | $300.00 | 7/18/2010 2:48:13 PM |
| beakerfish | $400.00 | $400.00 | 7/18/2010 2:04:34 PM |
| bold-durability-drum | $25.00 | $25.00 | 7/18/2010 4:56:38 PM |
| wise-cash-keeper | $25.00 | $25.00 | 7/18/2010 4:26:21 PM |
| treasure-bliss | $93.47 | $93.47 | 7/18/2010 7:27:16 PM |
| orderly-loot | $25.00 | $25.00 | 7/18/2010 7:25:54 PM |
| worth-jedi5 | $25.00 | $25.00 | 7/18/2010 7:28:35 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/18/2010 7:27:57 PM |
| Prosp_Lender | $30.85 | $30.85 | 7/18/2010 2:04:49 PM |
| MLMarine | $25.00 | $25.00 | 7/18/2010 8:08:31 PM |
| visionary-community | $25.00 | $25.00 | 7/18/2010 8:08:33 PM |
| stylish-generosity6 | $25.00 | $25.00 | 7/18/2010 8:08:41 PM |
| nybanker85 | $30.30 | $30.30 | 7/18/2010 2:44:48 PM |
| syounker | $25.00 | $25.00 | 7/18/2010 8:08:22 PM |
| raisingophelia | $25.00 | $25.00 | 7/18/2010 8:08:35 PM |
| zorg77 | $25.00 | $25.00 | 7/18/2010 3:58:33 PM |
| responsibility-butterfly | $25.00 | $25.00 | 7/18/2010 4:38:28 PM |
| reinforced-revenue069 | $25.00 | $25.00 | 7/18/2010 5:03:06 PM |
| gavinfh | $25.00 | $25.00 | 7/18/2010 11:13:38 PM |
| svandgts | $25.00 | $25.00 | 7/19/2010 3:33:05 AM |
| excellent-greenback | $25.00 | $25.00 | 7/19/2010 4:41:28 AM |
| zone6 | $100.00 | $100.00 | 7/19/2010 6:45:24 AM |
| the-profit-oracle | $25.00 | $25.00 | 7/18/2010 7:27:29 PM |
| pnace | $35.00 | $35.00 | 7/18/2010 7:28:28 PM |
| thestartuplender | $35.00 | $35.00 | 7/19/2010 8:24:28 AM |
| elegant-income3 | $30.00 | $30.00 | 7/19/2010 8:13:50 AM |
| enterprising-cash3 | $50.00 | $50.00 | 7/18/2010 8:08:42 PM |
| tallmon | $25.00 | $25.00 | 7/19/2010 9:55:00 AM |
| FinDoc | $25.00 | $25.00 | 7/19/2010 10:27:29 AM |
| AlexTrep | $25.00 | $25.00 | 7/19/2010 10:40:46 AM |
| favorite-commerce | $25.00 | $25.00 | 7/19/2010 11:26:48 AM |
| ClearLake | $25.00 | $25.00 | 7/19/2010 2:49:38 PM |
| Cluvnupe06 | $25.00 | $25.00 | 7/19/2010 3:39:59 PM |
| american6 | $25.00 | $25.00 | 7/19/2010 3:32:00 PM |
| steady-bazaar | $50.00 | $50.00 | 7/19/2010 4:11:22 PM |
| NickRac | $25.00 | $25.00 | 7/19/2010 10:51:39 AM |
| FundingUSA | $50.00 | $50.00 | 7/19/2010 10:59:48 AM |
| MissionMicroFinance | $25.00 | $25.00 | 7/19/2010 11:17:15 AM |
| saysana | $25.00 | $25.00 | 7/19/2010 12:51:15 PM |
| the-gold-quark | $25.00 | $25.00 | 7/19/2010 3:22:14 PM |
| loan-genie88 | $25.00 | $25.00 | 7/19/2010 3:24:17 PM |
| nickel-ferret | $25.00 | $25.00 | 7/19/2010 4:32:06 PM |
| heavensfx | $25.00 | $7.01 | 7/19/2010 4:51:38 PM |
| brilliant-balance | $25.00 | $25.00 | 7/19/2010 7:01:17 PM |
| runbix7 | $25.00 | $25.00 | 7/20/2010 12:40:10 AM |
| Easystreet | $25.00 | $25.00 | 7/20/2010 8:28:30 AM |
| finance-symphony7 | $50.00 | $50.00 | 7/20/2010 5:48:20 PM |
| MrMoneyBags | $25.00 | $25.00 | 7/20/2010 8:30:28 PM |
| tranquil-principal | $50.00 | $50.00 | 7/21/2010 11:21:10 AM |
| Miklot | $175.00 | $175.00 | 7/21/2010 5:26:59 PM |
| dynrep | $100.00 | $100.00 | 7/22/2010 8:06:13 AM |
| CornerKetch | $25.00 | $25.00 | 7/22/2010 12:53:01 PM |
| dt_one | $25.00 | $25.00 | 7/22/2010 12:54:30 PM |
| green-thoughtful-yield | $31.84 | $31.84 | 7/22/2010 4:47:24 PM |
| isuperwang | $100.00 | $100.00 | 7/23/2010 5:29:58 AM |
| shalofin | $150.00 | $150.00 | 7/23/2010 5:06:26 AM |
| outofoffice | $25.00 | $25.00 | 7/23/2010 12:02:17 PM |
| Sol_Invictus | $25.00 | $25.00 | 7/23/2010 5:42:36 AM |
| kcowin | $25.00 | $25.00 | 7/23/2010 12:56:21 PM |
| integrity-cowbell | $25.00 | $25.00 | 7/23/2010 6:42:23 AM |
| LeoBUSIIT | $25.00 | $25.00 | 7/23/2010 1:54:05 PM |
| CommerciaLender | $25.00 | $25.00 | 7/23/2010 8:18:19 AM |
| wise-courageous-social | $25.00 | $25.00 | 7/23/2010 2:25:08 PM |
| 5kids5 | $25.00 | $25.00 | 7/23/2010 11:22:40 AM |
| lucrative-coin | $50.00 | $50.00 | 7/23/2010 12:25:17 PM |
| encore739 | $25.00 | $25.00 | 7/23/2010 3:33:14 PM |
| compatible-diversification | $25.00 | $25.00 | 7/23/2010 4:32:54 PM |
| ultimate-peace | $50.00 | $50.00 | 7/23/2010 2:37:41 PM |
| techs | $25.00 | $25.00 | 7/16/2010 5:01:18 PM |
| pixeldave | $50.00 | $50.00 | 7/16/2010 5:01:28 PM |
| selector568 | $100.00 | $100.00 | 7/16/2010 5:13:26 PM |
| economy-structure9 | $25.00 | $25.00 | 7/16/2010 5:13:30 PM |
| investor_101 | $25.00 | $25.00 | 7/16/2010 5:14:32 PM |
| ichibon | $100.00 | $100.00 | 7/16/2010 5:19:49 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/16/2010 5:17:46 PM |
| foxtrot12 | $50.00 | $50.00 | 7/16/2010 5:20:50 PM |
| bountiful-durability | $50.00 | $50.00 | 7/16/2010 5:22:09 PM |
| goldie414 | $50.00 | $50.00 | 7/16/2010 5:00:39 PM |
| Bio-physicist | $25.00 | $25.00 | 7/16/2010 5:23:53 PM |
| aurorafinancial | $50.00 | $50.00 | 7/16/2010 5:24:21 PM |
| worthy-bid8 | $200.00 | $200.00 | 7/16/2010 5:25:22 PM |
| inforapenny | $50.00 | $50.00 | 7/16/2010 5:26:08 PM |
| summerlander | $25.00 | $25.00 | 7/16/2010 6:06:55 PM |
| Havana21 | $75.00 | $75.00 | 7/16/2010 5:25:37 PM |
| historic-nickel | $25.00 | $25.00 | 7/16/2010 5:14:41 PM |
| simplelender80 | $100.00 | $100.00 | 7/16/2010 5:15:42 PM |
| rescue | $50.00 | $50.00 | 7/16/2010 5:15:58 PM |
| kmr2 | $25.00 | $25.00 | 7/16/2010 7:19:20 PM |
| market-pudding | $25.00 | $25.00 | 7/16/2010 7:43:16 PM |
| dwidea | $25.00 | $25.00 | 7/16/2010 7:33:46 PM |
| anders94 | $25.00 | $25.00 | 7/16/2010 5:19:34 PM |
| HaveToWrite | $25.00 | $25.00 | 7/16/2010 9:02:04 PM |
| IIP77 | $25.00 | $25.00 | 7/16/2010 9:31:32 PM |
| Investoman | $100.00 | $100.00 | 7/16/2010 5:21:29 PM |
| inspiring-reward | $150.00 | $150.00 | 7/17/2010 6:57:16 AM |
| JFKPilot | $25.00 | $25.00 | 7/17/2010 9:02:01 AM |
| Artist_Blue | $25.00 | $25.00 | 7/17/2010 9:32:32 AM |
| Fiimg | $50.00 | $50.00 | 7/17/2010 10:06:20 AM |
| mattemmo | $25.00 | $25.00 | 7/17/2010 10:16:25 AM |
| DreDub | $50.00 | $50.00 | 7/17/2010 12:11:27 AM |
| a-finance-nirvana | $25.00 | $25.00 | 7/17/2010 12:43:29 PM |
| BuckeyeTap | $25.00 | $25.00 | 7/17/2010 5:51:17 AM |
| well-rounded-dinero | $50.00 | $50.00 | 7/17/2010 7:51:19 AM |
| sociallender | $25.00 | $25.00 | 7/17/2010 10:43:24 AM |
| SimpleChoice | $25.00 | $25.00 | 7/17/2010 6:36:22 PM |
| rae4sunshine | $50.00 | $50.00 | 7/17/2010 10:12:54 PM |
| ryan23 | $25.00 | $25.00 | 7/17/2010 2:16:18 PM |
| nytrnbow | $25.00 | $25.00 | 7/18/2010 6:16:24 AM |
| norcaliboy22 | $25.00 | $25.00 | 7/18/2010 10:31:51 AM |
| bowdish1 | $50.00 | $50.00 | 7/18/2010 10:51:04 AM |
| Comoparklender | $29.64 | $29.64 | 7/17/2010 11:08:00 PM |
| fcukciti | $50.00 | $50.00 | 7/18/2010 12:51:39 PM |
| FirstBank | $100.00 | $100.00 | 7/18/2010 7:26:31 PM |
| money-bauble | $25.00 | $25.00 | 7/18/2010 11:36:29 AM |
| rate-gravity | $100.00 | $100.00 | 7/18/2010 11:53:07 AM |
| agreement-sycamore | $50.00 | $50.00 | 7/18/2010 7:28:30 PM |
| coin-investor | $25.00 | $25.00 | 7/18/2010 7:26:34 PM |
| important-ore | $50.00 | $50.00 | 7/18/2010 7:26:54 PM |
| buddy486 | $25.00 | $25.00 | 7/18/2010 7:32:15 PM |
| orange-preeminant-bill | $54.82 | $54.82 | 7/18/2010 7:27:28 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/18/2010 1:26:01 PM |
| Phantom99 | $25.00 | $25.00 | 7/18/2010 7:28:00 PM |
| bchen78875 | $25.00 | $25.00 | 7/18/2010 7:28:09 PM |
| dickfore | $25.00 | $25.00 | 7/18/2010 7:28:21 PM |
| new-social-economist | $25.00 | $25.00 | 7/18/2010 7:28:36 PM |
| Rysterola82 | $25.00 | $25.00 | 7/18/2010 8:17:06 PM |
| value-dna | $50.00 | $50.00 | 7/18/2010 11:07:33 PM |
| wampum-chorus3 | $25.00 | $25.00 | 7/18/2010 7:23:52 PM |
| ready-interest9 | $25.00 | $25.00 | 7/19/2010 6:28:04 AM |
| teller | $25.00 | $25.00 | 7/18/2010 7:27:06 PM |
| lloyd_s | $25.00 | $25.00 | 7/18/2010 7:28:01 PM |
| riproaringrapids | $25.00 | $25.00 | 7/18/2010 7:28:14 PM |
| cpblue79 | $25.00 | $25.00 | 7/18/2010 7:28:29 PM |
| Cheburashka | $25.00 | $25.00 | 7/19/2010 7:44:54 AM |
| time4aloan | $40.52 | $40.52 | 7/19/2010 9:04:38 AM |
| TaoPooh | $25.00 | $25.00 | 7/19/2010 9:43:53 AM |
| Whipster | $50.00 | $50.00 | 7/19/2010 9:53:06 AM |
| SDNLR | $25.00 | $25.00 | 7/19/2010 9:55:05 AM |
| nprfan5 | $25.00 | $25.00 | 7/19/2010 10:01:49 AM |
| coin-sherpa | $25.00 | $25.00 | 7/19/2010 10:22:26 AM |
| gracej | $25.00 | $25.00 | 7/19/2010 6:48:51 AM |
| loan-adventurer7 | $36.00 | $36.00 | 7/19/2010 10:40:05 AM |
| safe-auction1 | $50.00 | $50.00 | 7/19/2010 7:41:39 AM |
| reflective-rupee | $25.00 | $25.00 | 7/19/2010 11:09:47 AM |
| Bank_Of_XL | $50.00 | $50.00 | 7/19/2010 8:29:20 AM |
| danny-lender | $37.03 | $37.03 | 7/19/2010 11:34:59 AM |
| enthusiastic-balance5 | $25.00 | $25.00 | 7/19/2010 12:10:03 PM |
| inspired-duty5 | $50.00 | $50.00 | 7/19/2010 11:26:44 AM |
| elegant-loot | $25.00 | $25.00 | 7/19/2010 12:33:44 PM |
| qcksilvr20 | $50.00 | $50.00 | 7/19/2010 12:51:27 PM |
| tnjohnso | $25.00 | $25.00 | 7/19/2010 12:33:51 PM |
| busnssmn | $25.00 | $25.00 | 7/19/2010 9:38:10 AM |
| marketplace-cello5 | $25.00 | $25.00 | 7/19/2010 2:49:45 PM |
| BGILlender | $25.00 | $25.00 | 7/19/2010 3:24:44 PM |
| cloud8 | $25.00 | $25.00 | 7/19/2010 3:31:20 PM |
| Katburg | $35.00 | $35.00 | 7/19/2010 10:02:06 AM |
| brittany | $50.00 | $50.00 | 7/19/2010 3:52:31 PM |
| life-is-great | $25.00 | $25.00 | 7/19/2010 3:56:19 PM |
| restless-fund5 | $25.00 | $25.00 | 7/19/2010 4:19:01 PM |
| nunnie | $25.00 | $25.00 | 7/19/2010 10:39:58 AM |
| jdrez | $25.00 | $25.00 | 7/19/2010 10:40:01 AM |
| LendsToMomos | $25.00 | $25.00 | 7/19/2010 11:11:17 AM |
| asset-professor | $40.00 | $40.00 | 7/19/2010 3:22:20 PM |
| Tai | $25.00 | $25.00 | 7/19/2010 4:52:47 PM |
| GoStrong | $50.00 | $50.00 | 7/19/2010 9:48:04 PM |
| theprince | $50.00 | $50.00 | 7/20/2010 10:57:40 PM |
| ChrisKwan | $25.00 | $25.00 | 7/20/2010 4:40:14 PM |
| njcass79 | $25.00 | $25.00 | 7/21/2010 12:20:43 PM |
| broomfieldbucks | $25.00 | $25.00 | 7/21/2010 6:20:05 PM |
| 757FinancialFreedom | $25.00 | $25.00 | 7/21/2010 10:30:44 PM |
| FLSmooth | $50.00 | $50.00 | 7/22/2010 9:27:07 AM |
| mdfrog13 | $50.00 | $50.00 | 7/22/2010 12:13:12 PM |
| favorite-commerce | $50.00 | $50.00 | 7/22/2010 11:13:30 AM |
| Bob450 | $25.00 | $25.00 | 7/22/2010 1:21:38 PM |
| bold-deal-bigwig | $30.00 | $30.00 | 7/22/2010 4:59:50 PM |
| skillful-asset5 | $25.00 | $25.00 | 7/22/2010 7:58:40 PM |
| Imaginos1892 | $100.00 | $100.00 | 7/22/2010 10:31:50 PM |
| Mindful7 | $25.00 | $25.00 | 7/23/2010 7:54:35 AM |
| trumpeter5 | $25.00 | $25.00 | 7/23/2010 6:42:28 AM |
| aultraman | $25.00 | $25.00 | 7/23/2010 8:03:25 AM |
| worthy-bid4 | $25.00 | $25.00 | 7/23/2010 8:50:25 AM |
| leverage-monger | $30.00 | $30.00 | 7/23/2010 10:07:25 AM |
| mex_invests | $25.00 | $25.00 | 7/23/2010 10:39:48 AM |
| auction-seeker | $25.00 | $25.00 | 7/23/2010 11:31:12 AM |
| wonder3 | $50.00 | $50.00 | 7/23/2010 6:15:24 AM |
| DRA-Properties | $25.00 | $25.00 | 7/23/2010 7:52:30 AM |
| lowcostmoney | $25.00 | $25.00 | 7/23/2010 1:56:22 PM |
| colorfulgardener | $25.00 | $25.00 | 7/23/2010 8:17:31 AM |
| gilbrear | $25.00 | $25.00 | 7/23/2010 9:32:00 AM |
| trade-elm | $25.00 | $25.00 | 7/23/2010 12:37:28 PM |
| patriot384 | $150.00 | $150.00 | 7/23/2010 1:11:23 PM |
| wwwUniversal | $25.00 | $25.00 | 7/23/2010 4:53:25 PM |
| 238 bids
|
Borrower Payment Dependent Notes Series
466867
This series of Notes was issued and sold upon the funding of the borrower loan #43693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jul-16-2010 |
| |
Auction end date:
| Jul-23-2010 |
|
|
Starting lender yield:
| 33.23% |
Starting borrower rate/APR:
| 34.23% / 36.67% |
Starting monthly payment:
| $89.60 |
|
Final lender yield:
| 33.00% |
Final borrower rate/APR:
| 34.00% / 36.44% |
Final monthly payment:
| $89.34 |
| |
|
Auction yield range:
| 13.93% - 33.23% |
Estimated loss impact:
| 15.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.48% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 6
Enhanced (1-5): 2 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 21y 9m |
|
Amount delinquent:
| $342 |
Total credit lines:
| 33 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $906 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 71 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| candomanythings65 |
Borrower's state:
| Colorado |
Borrower's group:
| HARD MONEY LOANS |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2009)
640-659
(Oct-2008)
640-659
(Aug-2008)
620-639
(Jul-2008)
|
|
Principal balance:
| $2,091.38 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Personal loan request
Purpose of loan:
This loan will be used to? pay off recent medical bills and purchase tires for vehicles and replace clothes dryer.?
My financial situation:
I am a good candidate for this loan because? I currently have a prosper loan and have not been late on any payments.? I will have credit cards paid off completely at the end of this month.? Also I am trying to improve my credit rating.
Monthly net income: $
My income 2000.00
Spouse? 2600.00
Monthly expenses: $
??Housing: $? 955.00????
??Insurance: $ 250.00
??Car expenses: $ 254.00
??Utilities: $ 175.00????
??Phone, cable, internet: $? 300.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 418.00
??Other expenses: $
Please consider us for another loan.? We are truely grateful for the first loan we obtained with Prosper.? We are currently trying to rebuild our credit.?Thank you for any consideration to this loan request.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hello -
Can you please tell us about the 71 delinquencies listed?
Thanks - heerzaquestion
A:
We had several credit cards and have one payment left. It will be paid off this month. About 6 years ago my mother passed away suddenly, no life ins and her funeral cost landed on me nd my husband. We had to let our own bills go to pay for things and then when we tried to catch up we just couldn't do it. We finally signed up wih a credit counseling service which has helped us a lot. My credit score has improved. We are trying to get back on track.
(Jul-21-2010)
Q:
Your monthly net is $4,600. and your monthly expenses total $2,802
and you need to go into debt for another $2,000. Why? Please
post for lenders. Thanks and all the best. - RecoveryLender
A:
I appologize after reviewing my listing I realized that I forgot about a another payment to Citifinancial and Beneficial the total of those 2 payments is $800.00 per month. The amount left over covers groceries, gas for vehicles and we try to keep about 100.00 per week in checking to help cover unexpected expenses.
(Jul-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| FASTIZIO_P | $25.00 | $25.00 | 7/16/2010 5:25:33 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/16/2010 5:14:57 PM |
| bahamaman | $25.00 | $25.00 | 7/17/2010 8:56:37 PM |
| Kash2010lu | $25.00 | $25.00 | 7/17/2010 10:45:37 PM |
| precious-coin3 | $25.00 | $25.00 | 7/20/2010 4:18:34 PM |
| red-favorable-basis | $25.00 | $25.00 | 7/21/2010 6:04:39 AM |
| bobd32 | $25.00 | $25.00 | 7/22/2010 4:02:22 PM |
| brother_tam | $300.00 | $300.00 | 7/22/2010 8:11:47 PM |
| EretzCapital | $29.31 | $29.31 | 7/23/2010 9:49:16 AM |
| marwadi-62 | $25.00 | $25.00 | 7/23/2010 10:35:14 AM |
| ore-leather | $25.00 | $25.00 | 7/23/2010 10:45:02 AM |
| green-thoughtful-yield | $50.00 | $50.00 | 7/23/2010 9:58:17 AM |
| Bizern | $28.68 | $28.68 | 7/23/2010 10:50:54 AM |
| RecoveryLender | $25.00 | $24.60 | 7/23/2010 11:11:56 AM |
| five-star-note | $70.63 | $70.63 | 7/23/2010 10:53:07 AM |
| ALFLoan | $25.00 | $25.00 | 7/23/2010 11:04:56 AM |
| well-mannered-income3 | $25.00 | $25.00 | 7/23/2010 11:24:28 AM |
| principal-laser | $56.16 | $56.16 | 7/23/2010 4:22:43 AM |
| Leshan | $33.33 | $33.33 | 7/23/2010 7:07:17 AM |
| funtwosay | $25.00 | $25.00 | 7/23/2010 1:55:55 PM |
| economy-caper9 | $25.00 | $25.00 | 7/23/2010 8:39:29 AM |
| unger | $140.00 | $140.00 | 7/23/2010 2:46:12 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 7/23/2010 2:50:42 PM |
| dslobbs | $28.00 | $28.00 | 7/23/2010 4:19:17 PM |
| YoungTaxMan | $25.00 | $25.00 | 7/23/2010 4:46:36 PM |
| wwwUniversal | $25.00 | $25.00 | 7/23/2010 4:54:12 PM |
| principal-mermaid | $300.00 | $300.00 | 7/16/2010 5:41:02 PM |
| reflective-rupee | $25.00 | $25.00 | 7/16/2010 7:39:05 PM |
| well-mannered-income3 | $25.00 | $25.00 | 7/17/2010 6:23:42 PM |
| market-pudding | $25.00 | $25.00 | 7/18/2010 1:58:39 PM |
| AlexTrep | $25.00 | $25.00 | 7/19/2010 10:40:47 AM |
| supreme-hope | $25.00 | $25.00 | 7/21/2010 4:03:00 AM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 7/21/2010 9:38:43 PM |
| platinum-cargo | $25.00 | $25.00 | 7/21/2010 5:24:43 PM |
| lucrative-loan | $32.99 | $32.99 | 7/22/2010 9:50:10 AM |
| Glenn_Graham | $25.00 | $25.00 | 7/22/2010 5:16:47 AM |
| EretzCapital | $25.00 | $25.00 | 7/22/2010 4:42:41 PM |
| BrighterSuns | $25.00 | $25.00 | 7/23/2010 7:29:29 AM |
| glroark | $50.00 | $50.00 | 7/23/2010 7:59:41 AM |
| mrxtravis | $50.00 | $50.00 | 7/23/2010 9:15:18 AM |
| Ven58 | $25.00 | $25.00 | 7/23/2010 10:06:31 AM |
| Bob450 | $25.00 | $25.00 | 7/23/2010 7:44:51 AM |
| EverettFinancial | $25.00 | $25.00 | 7/23/2010 2:04:27 PM |
| bid-caballero | $31.29 | $31.29 | 7/23/2010 4:35:57 PM |
| icon7 | $25.00 | $25.00 | 7/23/2010 4:46:19 PM |
| Nerdster1 | $25.01 | $25.01 | 7/23/2010 3:13:40 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
467043
This series of Notes was issued and sold upon the funding of the borrower loan #43643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Jul-16-2010 |
| |
Auction end date:
| Jul-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.67% |
Final monthly payment:
| $64.50 |
| |
|
Auction yield range:
| 16.93% - 34.00% |
Estimated loss impact:
| 20.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 5
Enhanced (1-5): 5 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 620-639 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 1m |
|
Amount delinquent:
| $5,120 |
Total credit lines:
| 14 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,934 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Maliken |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 78% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,900.00 | < 31 days late:
| 5
( 22% )
| 520-539
(Jul-2008)
|
|
Principal balance:
| $0.16 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Paying off some remaining debt
Purpose of loan:
This loan will be used to pay off some outstanding debt between a few cards to become free and clear. Being able to pay these off will help drive my credit card up quickly.
My financial situation:
I am a good candidate for this loan because my income is good and should be able to pay this loan off early as?I did my last loan. I don't have a lot of overhead and just need to take care of these few outstanding expenses.
Monthly net income: $ 4600
Monthly expenses: $
??Housing: $?600
??Insurance: $ 100
??Car expenses: $ 250????
??Utilities: $ 0????
??Phone, cable, internet: $ 45????
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $?600 (which will get reduced)
??Other expenses: $ 300????
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| UCLA4life | $25.00 | $25.00 | 7/19/2010 10:39:40 AM |
| lean-ore9 | $25.00 | $25.00 | 7/20/2010 2:43:16 PM |
| Phatt-Daddy | $25.00 | $25.00 | 7/23/2010 10:14:56 AM |
| five-star-note | $50.00 | $50.00 | 7/23/2010 10:53:58 AM |
| Leshan | $25.00 | $25.00 | 7/23/2010 1:26:24 PM |
| Catz_aplenty | $25.00 | $25.00 | 7/23/2010 10:32:23 AM |
| ultimate-peace | $300.00 | $300.00 | 7/23/2010 2:40:20 PM |
| Feyenoord | $37.80 | $37.80 | 7/23/2010 3:44:43 PM |
| Moe87 | $30.00 | $30.00 | 7/23/2010 4:40:02 PM |
| lender12345 | $25.00 | $25.00 | 7/18/2010 9:22:07 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/20/2010 3:36:17 PM |
| OrdiNance | $25.00 | $25.00 | 7/21/2010 1:13:51 PM |
| realtormoises | $25.00 | $25.00 | 7/22/2010 1:07:14 PM |
| marwadi-62 | $200.00 | $200.00 | 7/22/2010 7:43:56 PM |
| onecooldrink | $25.00 | $25.00 | 7/23/2010 4:01:01 AM |
| kingston1 | $25.00 | $2.11 | 7/22/2010 4:46:46 PM |
| brondero | $50.00 | $50.00 | 7/23/2010 7:40:14 AM |
| fireferd | $25.00 | $25.00 | 7/23/2010 8:11:01 AM |
| principal-laser | $50.00 | $50.00 | 7/23/2010 10:12:42 AM |
| JayIsABear | $32.12 | $32.12 | 7/23/2010 11:51:13 AM |
| dstolars | $25.00 | $25.00 | 7/23/2010 6:08:22 AM |
| wlm3012 | $25.00 | $25.00 | 7/23/2010 1:53:39 PM |
| GrossBuddha | $100.00 | $100.00 | 7/23/2010 3:53:44 PM |
| dano1965 | $42.97 | $42.97 | 7/23/2010 4:52:51 PM |
| green-safe-wampum | $200.00 | $200.00 | 7/23/2010 4:58:49 PM |
| CACO_Bank | $25.00 | $25.00 | 7/23/2010 4:48:52 PM |
| wild-orange | $25.00 | $25.00 | 7/23/2010 3:23:45 PM |
| Free-the-usa-1776 | $30.00 | $30.00 | 7/23/2010 3:29:03 PM |
| 28 bids
|
Borrower Payment Dependent Notes Series
467231
This series of Notes was issued and sold upon the funding of the borrower loan #43649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jul-20-2010 |
| |
Auction end date:
| Jul-22-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $68.21 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $68.21 |
| |
|
Auction yield range:
| 5.93% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 8
Enhanced (1-5): 4 |
First credit line:
| May-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| progressive-point |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Expensive truck repair and fixes
Purpose of loan:
This loan will be used to fix a fuel pump that went out. It was so expensive because the gas tank is covered with skid plates and that made labor quite costly. I also want to fix the lower ball joints on my truck because it messes with the steering. The truck veers and wanders when I drive.
My financial situation:
I am a good candidate for this loan because I make $800 a month. This loan will be a piece of cake to pay back because the monthly payment is so low. My rent is $290 a month. I spend about a $150 on food and gas. I do not have any other major expenses. I am also a good candidate for this loan because this will be my second loan on prosper. I paid back my first loan on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 7/20/2010 4:04:49 PM |
| rescue | $50.00 | $50.00 | 7/20/2010 4:13:24 PM |
| kulender | $25.00 | $25.00 | 7/20/2010 4:14:45 PM |
| munnu | $25.00 | $25.00 | 7/20/2010 4:14:54 PM |
| aurorafinancial | $50.00 | $50.00 | 7/20/2010 4:39:52 PM |
| delicious-social132 | $35.00 | $35.00 | 7/20/2010 4:14:30 PM |
| Investoman | $100.00 | $100.00 | 7/20/2010 4:15:03 PM |
| Goodlender42 | $25.00 | $25.00 | 7/20/2010 4:17:50 PM |
| FirstBank | $25.00 | $25.00 | 7/20/2010 7:01:15 PM |
| worthy-bid8 | $50.00 | $50.00 | 7/20/2010 7:46:24 PM |
| wellsfrugal | $25.00 | $25.00 | 7/21/2010 3:41:33 AM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/20/2010 8:01:24 PM |
| teller | $25.00 | $25.00 | 7/21/2010 7:32:26 AM |
| Artist_Blue | $25.00 | $25.00 | 7/21/2010 1:47:40 AM |
| bondhedger | $25.00 | $25.00 | 7/21/2010 8:46:14 AM |
| LittleRhody07 | $25.00 | $25.00 | 7/21/2010 5:10:50 AM |
| marwadi-62 | $200.00 | $200.00 | 7/22/2010 7:46:42 PM |
| tech310 | $100.00 | $100.00 | 7/20/2010 4:13:08 PM |
| ray1051 | $25.00 | $25.00 | 7/20/2010 4:13:14 PM |
| personal-lender | $25.00 | $25.00 | 7/20/2010 4:14:19 PM |
| ichibon | $100.00 | $100.00 | 7/20/2010 4:14:34 PM |
| Fiimg | $50.00 | $50.00 | 7/20/2010 4:16:19 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 7/20/2010 4:16:32 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/20/2010 4:14:17 PM |
| lender12345 | $25.00 | $25.00 | 7/20/2010 9:03:13 PM |
| zorg77 | $25.00 | $25.00 | 7/20/2010 4:42:02 PM |
| restless-fund5 | $25.00 | $25.00 | 7/20/2010 4:42:07 PM |
| bid-czar8 | $100.00 | $100.00 | 7/21/2010 3:16:33 AM |
| Prosp_Lender | $30.07 | $30.07 | 7/21/2010 2:58:13 AM |
| stable-nickel | $35.00 | $35.00 | 7/21/2010 5:16:55 AM |
| bobby5832708 | $50.00 | $50.00 | 7/21/2010 6:21:27 AM |
| objective-investor | $69.20 | $42.65 | 7/21/2010 7:56:35 AM |
| gracej | $25.00 | $25.00 | 7/21/2010 2:04:36 AM |
| Havana21 | $27.28 | $27.28 | 7/21/2010 2:04:49 AM |
| income-lion | $25.00 | $25.00 | 7/21/2010 9:45:57 AM |
| kmr2 | $250.00 | $250.00 | 7/21/2010 6:51:51 AM |
| blue-useful-auction | $25.00 | $25.00 | 7/21/2010 7:52:17 AM |
| loyalist1 | $100.00 | $100.00 | 7/21/2010 7:54:50 AM |
| 38 bids
|
Borrower Payment Dependent Notes Series
467275
This series of Notes was issued and sold upon the funding of the borrower loan #43672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jul-19-2010 |
| |
Auction end date:
| Jul-20-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 23.68% |
Starting monthly payment:
| $37.11 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 23.68% |
Final monthly payment:
| $37.11 |
| |
|
Auction yield range:
| 7.93% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 10
Enhanced (1-5): 5 |
First credit line:
| Nov-1971 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
8 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,849 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 44 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jtesta76 |
Borrower's state:
| Ohio |
Borrower's group:
| HARD MONEY LOANS |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New baby, new expenses.
Purpose of loan:
This loan will be used to cover expenses of having a new baby until my wife is able to return to work.
My financial situation: We are in a stable financial situation, but lack a large savings.
I am a good candidate for this loan because I have stable job and I have worked very hard to improve my credit score over the last 4 years. I have been able to keep all of my debts current over the past 18 months. I am on my way to being credit card debt-free in the next 12-18 months.
Monthly net income: $ 3700
Monthly expenses: $ 3000
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 7/19/2010 5:06:45 PM |
| gold-heaven9 | $25.00 | $25.00 | 7/19/2010 5:10:52 PM |
| ideal-platinum1 | $100.00 | $100.00 | 7/19/2010 5:12:45 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/19/2010 5:18:34 PM |
| villagers | $25.00 | $25.00 | 7/19/2010 5:19:37 PM |
| the-silver-blaster | $50.00 | $50.00 | 7/19/2010 5:20:18 PM |
| tech310 | $100.00 | $100.00 | 7/19/2010 5:16:03 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/19/2010 5:18:47 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 7/19/2010 9:20:45 PM |
| simplelender80 | $100.00 | $100.00 | 7/19/2010 5:15:57 PM |
| ichibon | $100.00 | $100.00 | 7/19/2010 5:19:45 PM |
| foxtrot12 | $50.00 | $50.00 | 7/19/2010 5:20:36 PM |
| successful-euro | $50.00 | $50.00 | 7/19/2010 5:09:44 PM |
| ray1051 | $25.00 | $25.00 | 7/19/2010 5:16:10 PM |
| rescue | $50.00 | $50.00 | 7/19/2010 5:16:31 PM |
| personal-lender | $25.00 | $25.00 | 7/19/2010 5:19:08 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/19/2010 5:20:06 PM |
| wwwUniversal | $25.00 | $25.00 | 7/19/2010 5:28:17 PM |
| 18 bids
|
Borrower Payment Dependent Notes Series
467303
This series of Notes was issued and sold upon the funding of the borrower loan #43696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-20-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $101.06 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $101.06 |
| |
|
Auction yield range:
| 10.93% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 8
Enhanced (1-5): 5 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,534 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nickel-companion |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Replacing heating and A/C
Purpose of loan:
This loan will be used to replace the heating & A/C systems
My financial situation:
I am a good candidate for this loan because I have not been late with any payments.? I would honor my commitment to pay this loan back. Although?I have been with my current employer for less than two years, I have been in the same business for 30 years and the previous employer for 16?years.? My employment history is consistent.?
Monthly net income: $4,000
Monthly expenses: $
??Housing: $ 745
??Insurance: $125
??Car expenses: $ 300
??Utilities: $ 380
??Phone, cable, internet: $150
??Food, entertainment: $ 400
??Clothing, household expenses $200
??Credit cards and other loans: $1200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi there, could you explain the high level of revolving credit? Thanks and best of luck with this loan. - green-rapid-openness
A:
Yes. The company I work for now was a brand new company started Jan. 2009. Myself and five others left the company we were working for to be a part of this opportunity. I have no ownership interest. We are building our client base. I am paid on a commision basis so every paycheck is a different amount. This at times creates cash flow challenges. I am working with an adviser now to start paying these amounts down.
(Jul-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| BR2006007 | $25.00 | $25.00 | 7/20/2010 4:01:29 PM |
| blue_skies_ahead | $25.00 | $25.00 | 7/20/2010 4:01:32 PM |
| interest-griffin | $25.00 | $25.00 | 7/20/2010 4:01:33 PM |
| gustavzantanon | $50.00 | $50.00 | 7/20/2010 4:01:54 PM |
| dbmurch | $25.00 | $25.00 | 7/20/2010 4:02:15 PM |
| Artist_Blue | $25.00 | $25.00 | 7/20/2010 4:02:34 PM |
| NoMoreDebt4Me | $25.00 | $25.00 | 7/20/2010 4:02:37 PM |
| logical-gold9 | $25.00 | $25.00 | 7/20/2010 4:02:44 PM |
| coolnatkat | $25.00 | $25.00 | 7/20/2010 4:01:41 PM |
| Comoparklender | $40.00 | $40.00 | 7/20/2010 4:03:04 PM |
| IIP77 | $25.00 | $25.00 | 7/20/2010 4:03:50 PM |
| utmom | $25.00 | $25.00 | 7/20/2010 4:03:25 PM |
| rlgnyc | $51.05 | $51.05 | 7/20/2010 4:04:10 PM |
| Learning2Lend | $50.00 | $50.00 | 7/20/2010 4:03:33 PM |
| HHP | $25.00 | $25.00 | 7/20/2010 4:03:35 PM |
| successful-euro | $30.00 | $30.00 | 7/20/2010 4:04:17 PM |
| orderly-leverage | $30.00 | $30.00 | 7/20/2010 4:05:43 PM |
| Rattlehead | $25.00 | $25.00 | 7/20/2010 4:05:35 PM |
| bountiful-durability | $50.00 | $50.00 | 7/20/2010 4:05:37 PM |
| vibraphone3 | $50.00 | $50.00 | 7/20/2010 4:06:17 PM |
| bnlforever | $25.00 | $25.00 | 7/20/2010 4:05:55 PM |
| emphatic-deal5 | $40.00 | $40.00 | 7/20/2010 4:06:21 PM |
| natecam | $25.00 | $25.00 | 7/20/2010 4:06:31 PM |
| dime-reaction | $25.00 | $25.00 | 7/20/2010 4:07:06 PM |
| mtquan | $25.00 | $25.00 | 7/20/2010 4:07:03 PM |
| creative-market5 | $25.00 | $25.00 | 7/20/2010 4:07:23 PM |
| wwwUniversal | $25.00 | $25.00 | 7/20/2010 4:15:51 PM |
| Whipster | $50.00 | $50.00 | 7/20/2010 4:17:10 PM |
| FlorinFlorin | $25.00 | $25.00 | 7/20/2010 4:02:08 PM |
| zorg77 | $25.00 | $25.00 | 7/20/2010 4:06:38 PM |
| RebuildALife | $25.00 | $25.00 | 7/20/2010 4:07:08 PM |
| gshx2 | $36.00 | $36.00 | 7/20/2010 9:28:51 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/20/2010 8:01:20 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/21/2010 6:46:21 AM |
| CC911 | $25.00 | $25.00 | 7/20/2010 4:01:52 PM |
| jo2y | $25.00 | $25.00 | 7/20/2010 4:02:22 PM |
| simplewareinc | $50.00 | $50.00 | 7/20/2010 4:02:31 PM |
| b2m80s | $25.00 | $25.00 | 7/20/2010 4:02:35 PM |
| kfi805 | $25.00 | $25.00 | 7/20/2010 4:01:27 PM |
| copper | $30.00 | $30.00 | 7/20/2010 4:01:39 PM |
| TCayce | $25.00 | $25.00 | 7/20/2010 4:03:09 PM |
| mudaholic | $25.00 | $25.00 | 7/20/2010 4:02:20 PM |
| marketologist327 | $25.00 | $25.00 | 7/20/2010 4:03:02 PM |
| blue-velocity-investor | $25.00 | $25.00 | 7/20/2010 4:03:22 PM |
| seisen | $46.88 | $46.88 | 7/20/2010 4:03:33 PM |
| AF-Chief | $28.00 | $28.00 | 7/20/2010 4:04:14 PM |
| intelligent-yield | $25.00 | $25.00 | 7/20/2010 4:05:45 PM |
| jengachamp | $25.00 | $25.00 | 7/20/2010 4:05:40 PM |
| israel15 | $25.00 | $25.00 | 7/20/2010 4:06:10 PM |
| asmithj | $50.00 | $50.00 | 7/20/2010 4:05:53 PM |
| delivery | $25.00 | $25.00 | 7/20/2010 4:05:58 PM |
| exchange-synapse | $50.00 | $50.00 | 7/20/2010 4:06:24 PM |
| GInBaghdad | $25.00 | $25.00 | 7/20/2010 4:06:02 PM |
| bold-special-peace7 | $49.00 | $49.00 | 7/20/2010 4:06:27 PM |
| rhin0cerx | $50.00 | $50.00 | 7/20/2010 4:06:06 PM |
| logical-moola4 | $50.00 | $50.00 | 7/20/2010 4:06:55 PM |
| Bio-physicist | $25.00 | $25.00 | 7/20/2010 4:07:19 PM |
| worthy-bid8 | $100.00 | $100.00 | 7/20/2010 4:07:26 PM |
| mercuriant | $25.00 | $25.00 | 7/20/2010 4:17:41 PM |
| joeirps | $25.00 | $25.00 | 7/20/2010 4:02:18 PM |
| famous-bill | $50.00 | $50.00 | 7/20/2010 4:04:28 PM |
| FeedTheMachine | $100.00 | $100.00 | 7/20/2010 4:05:47 PM |
| easybreezy | $25.00 | $25.00 | 7/20/2010 4:05:52 PM |
| contract-giant | $25.00 | $25.00 | 7/20/2010 4:06:05 PM |
| life-is-great | $25.00 | $25.00 | 7/20/2010 4:06:14 PM |
| Investoman | $75.00 | $75.00 | 7/20/2010 4:06:35 PM |
| TheGeek | $25.00 | $25.00 | 7/20/2010 4:06:46 PM |
| inspired-duty5 | $100.00 | $100.00 | 7/20/2010 4:06:51 PM |
| hc90474 | $25.00 | $25.00 | 7/20/2010 4:06:57 PM |
| rookiecrd1 | $50.00 | $44.07 | 7/20/2010 4:07:48 PM |
| S-Master | $25.00 | $25.00 | 7/20/2010 5:02:58 PM |
| 71 bids
|
Borrower Payment Dependent Notes Series
468171
This series of Notes was issued and sold upon the funding of the borrower loan #43708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jul-23-2010 |
| |
Auction end date:
| Jul-26-2010 |
|
|
Starting lender yield:
| 7.30% |
Starting borrower rate/APR:
| 8.30% / 8.64% |
Starting monthly payment:
| $110.16 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $110.16 |
| |
|
Auction yield range:
| 2.93% - 7.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 9
Enhanced (1-5): 5 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 840-859 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,827 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-duty-base |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off all credit cards
Consolidate all of my high interest credit card debt:
This loan will be used to?
Consolidate all of my high interest debt into one with a lower interest rate. Right now with daycare expenses, I'm barely able to pay little more than the minimum monthly amount for the few credit card debts I have. With this loan, I will be able to zero out all of my high interest debt and start saving again. This will greatly increase my family's security and stability.
My financial situation:
I am a good candidate for this loan because I have a secure position with a solid organization that is still expanding. I have a bachelor's degree with over 16 years of professional work experience. I took my latest position because I can make a difference here. I absolutely love my job but I took a major cut in pay and hours to take this job. Within a year or two, I fully expect my hours and pay to increase, but right now, I feel like I'm stuck in financial limbo. I can't stand sending out money just to basically cover interest.
I take great pride in my ethics and integrity. I am very responsible and I always fulfill my obligations. I consider myself to be a caring and responsible father, husband, son, brother and friend.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 7/23/2010 2:30:27 PM |
| riproaringrapids | $25.00 | $25.00 | 7/23/2010 2:31:51 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/23/2010 2:33:18 PM |
| Investoman | $100.00 | $100.00 | 7/23/2010 2:34:14 PM |
| market-socrates4 | $25.00 | $25.00 | 7/23/2010 2:36:15 PM |
| j2ee | $25.00 | $25.00 | 7/23/2010 2:37:00 PM |
| orgy63 | $25.00 | $25.00 | 7/23/2010 2:38:31 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/23/2010 2:38:33 PM |
| mlopez2007 | $25.00 | $25.00 | 7/23/2010 2:38:56 PM |
| ray1051 | $50.00 | $50.00 | 7/23/2010 2:39:05 PM |
| iolaire | $25.00 | $25.00 | 7/23/2010 2:40:23 PM |
| radforj22 | $50.00 | $50.00 | 7/23/2010 2:41:33 PM |
| moneyfriend | $50.00 | $50.00 | 7/23/2010 2:40:49 PM |
| diligent-leverage | $25.00 | $25.00 | 7/23/2010 2:42:51 PM |
| rcflick | $25.00 | $25.00 | 7/23/2010 3:14:39 PM |
| antrux | $25.00 | $25.00 | 7/23/2010 2:47:59 PM |
| benefit-judo5 | $34.08 | $34.08 | 7/23/2010 3:12:57 PM |
| Attract | $25.00 | $25.00 | 7/23/2010 4:11:21 PM |
| Artist_Blue | $25.00 | $25.00 | 7/23/2010 2:31:58 PM |
| dinero-oasis | $25.00 | $25.00 | 7/23/2010 5:18:09 PM |
| coin-sherpa | $25.00 | $25.00 | 7/23/2010 4:58:04 PM |
| scottr | $25.00 | $25.00 | 7/23/2010 5:19:44 PM |
| investment-network | $50.00 | $50.00 | 7/23/2010 2:34:19 PM |
| Goodlender42 | $25.00 | $25.00 | 7/23/2010 2:34:25 PM |
| lloyd_s | $25.00 | $25.00 | 7/23/2010 5:20:30 PM |
| delicious-social132 | $40.00 | $40.00 | 7/23/2010 2:36:56 PM |
| tntmojave | $25.00 | $25.00 | 7/23/2010 2:38:36 PM |
| wealthstar | $50.00 | $50.00 | 7/23/2010 2:40:00 PM |
| enriching-fund4 | $25.00 | $25.00 | 7/23/2010 2:48:01 PM |
| Preferred-Lender | $25.00 | $25.00 | 7/23/2010 3:21:34 PM |
| lagnisiruk | $25.00 | $25.00 | 7/23/2010 3:31:40 PM |
| trevandtal | $25.00 | $25.00 | 7/23/2010 4:26:51 PM |
| life-is-great | $25.00 | $25.00 | 7/23/2010 4:51:18 PM |
| TrixieD | $25.00 | $25.00 | 7/23/2010 4:58:00 PM |
| PBanker | $25.00 | $25.00 | 7/24/2010 2:32:11 AM |
| productive-finance | $25.00 | $25.00 | 7/24/2010 10:22:14 AM |
| kc_dude | $25.00 | $25.00 | 7/25/2010 10:53:43 AM |
| successful-euro | $50.00 | $50.00 | 7/23/2010 2:30:24 PM |
| kulender | $50.00 | $50.00 | 7/23/2010 2:31:52 PM |
| tech310 | $100.00 | $100.00 | 7/23/2010 2:34:53 PM |
| munnu | $25.00 | $25.00 | 7/23/2010 2:35:59 PM |
| paddatjie | $25.00 | $25.00 | 7/23/2010 2:36:10 PM |
| jazzlender | $25.00 | $25.00 | 7/23/2010 2:36:38 PM |
| personal-lender | $25.00 | $25.00 | 7/23/2010 2:37:41 PM |
| dlshap | $25.00 | $25.00 | 7/23/2010 2:38:30 PM |
| meenan | $25.00 | $25.00 | 7/23/2010 2:38:47 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 7/23/2010 2:38:50 PM |
| kyomoon | $50.00 | $50.00 | 7/23/2010 2:38:52 PM |
| RockCrown | $25.00 | $25.00 | 7/23/2010 2:39:17 PM |
| top-sensible-yield | $50.00 | $50.00 | 7/23/2010 2:39:24 PM |
| bobby5832708 | $50.00 | $50.00 | 7/23/2010 2:39:28 PM |
| Merganser | $25.00 | $25.00 | 7/23/2010 2:39:44 PM |
| marketplace-cello5 | $50.00 | $50.00 | 7/23/2010 2:39:52 PM |
| cebgop | $25.00 | $25.00 | 7/23/2010 2:40:08 PM |
| currency-persimmon | $25.00 | $25.00 | 7/23/2010 2:40:35 PM |
| simplelender80 | $100.00 | $100.00 | 7/23/2010 2:40:13 PM |
| ksmith08 | $50.00 | $50.00 | 7/23/2010 2:40:24 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 7/23/2010 2:40:27 PM |
| Shockem923 | $25.00 | $25.00 | 7/23/2010 2:42:09 PM |
| sharkm | $30.00 | $30.00 | 7/23/2010 2:41:57 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 7/23/2010 2:47:35 PM |
| MiniBank998 | $25.00 | $25.00 | 7/23/2010 2:42:14 PM |
| mattpet | $25.00 | $25.00 | 7/23/2010 2:42:30 PM |
| NS22 | $25.00 | $25.00 | 7/23/2010 2:42:56 PM |
| reward-motion | $40.84 | $40.84 | 7/23/2010 3:22:27 PM |
| Moneybags99 | $50.00 | $50.00 | 7/23/2010 4:26:41 PM |
| tbrnet | $50.00 | $50.00 | 7/23/2010 2:30:56 PM |
| gold-heaven9 | $25.00 | $25.00 | 7/23/2010 2:32:23 PM |
| turbospeed | $25.00 | $25.00 | 7/23/2010 2:32:32 PM |
| heavensfx | $25.00 | $25.00 | 7/23/2010 4:57:22 PM |
| JABEZ-OPERATIONS | $25.00 | $25.00 | 7/23/2010 5:18:11 PM |
| elasermd | $50.00 | $50.00 | 7/23/2010 2:35:09 PM |
| Havana21 | $75.00 | $75.00 | 7/23/2010 5:24:02 PM |
| afotherg | $40.00 | $40.00 | 7/23/2010 2:35:57 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/23/2010 2:38:39 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/23/2010 2:38:44 PM |
| crawfingers | $25.00 | $25.00 | 7/23/2010 2:40:39 PM |
| profitable-asset1 | $25.00 | $25.00 | 7/23/2010 2:42:17 PM |
| money-explorer3 | $25.00 | $25.00 | 7/23/2010 5:42:48 PM |
| rosie777 | $40.00 | $40.00 | 7/23/2010 4:51:24 PM |
| wwwUniversal | $25.00 | $25.00 | 7/24/2010 12:31:18 AM |
| Breadandbutter | $25.00 | $25.00 | 7/23/2010 5:17:15 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/23/2010 5:19:27 PM |
| teller | $60.00 | $60.00 | 7/23/2010 5:25:41 PM |
| fireboss | $25.00 | $25.00 | 7/23/2010 5:27:03 PM |
| CapeDollars | $50.00 | $25.08 | 7/23/2010 5:42:50 PM |
| all_of_that_one | $25.00 | $25.00 | 7/24/2010 10:15:58 AM |
| blot44 | $25.00 | $25.00 | 7/24/2010 12:20:38 PM |
| vine99 | $100.00 | $100.00 | 7/24/2010 2:23:39 PM |
| HealthAndSafety | $100.00 | $100.00 | 7/24/2010 9:43:52 PM |
| cloud8 | $40.00 | $40.00 | 7/25/2010 11:56:14 AM |
| eCapital | $25.00 | $25.00 | 7/25/2010 5:40:32 PM |
| simiray | $25.00 | $25.00 | 7/26/2010 8:10:45 AM |
| honorable-vigilance | $25.00 | $25.00 | 7/26/2010 9:27:51 AM |
| 94 bids
|
Borrower Payment Dependent Notes Series
464986
This series of Notes was issued and sold upon the funding of the borrower loan #43581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,700.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Jul-12-2010 |
| |
Auction end date:
| Jul-19-2010 |
|
|
Starting lender yield:
| 22.51% |
Starting borrower rate/APR:
| 23.51% / 25.79% |
Starting monthly payment:
| $144.21 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 22.24% |
Final monthly payment:
| $137.51 |
| |
|
Auction yield range:
| 7.93% - 22.51% |
Estimated loss impact:
| 8.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.06% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 5
Enhanced (1-5): 2 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (Jun-2010) |
Inquiries last 6m:
| 5 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,560 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| astute-agreement |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help Family Business Expand.
Purpose of loan:
This loan will be used to?Expansion....due to wonderful customers!
Our popular family owned? restaurant can be found at http://www.CrazyFishLakeWales.com. We are located in Lake Wales, Florida and the Crazy Fish has been in business for 8 years now....and we continue to grow in popularity. Please feel free to google search us!
We are rated among the top 5 most popular restaurants in the entire state of Florida...and we have more customers then we have capacity.
After spending nearly $50K cash of our own money, we were able to legally increase our seating capacity by switching from septic to city water. This loan will go to the construction of an outdoor seating facility...aka....a deck which will not only increase capacity, but also productivity and revenue as well.
My financial situation:
I am a good candidate for this loan because?Longevity. Excellent credit. We are profitable...and with added seating capacity...we will be more profitable. NOTE OUR CREDIT SCORE IS EXCELLENT....RANGES FROM 785 TO 800.....WE CAN PAY THIS LOAN BACK AND LOOK FORWARD TO DOING SO. Unfortunately, small town banks in our area are not loaning money right now. We are NOT a start up venture...and again...PLEASE CHECK US OUT ON THE NET....THIS EXPANSION WILL INCREASE PROFITS....AND CREATE MORE HAPPY CUSTOMERS!?
I do NOT understand the rating applied by Prosper. And registered lenders can verify our excellent credit rating established by Prosper themselves as they pulled our credit. WE CAN AND WILL PAY THIS LOAN BACK. I have not worked this hard and this long...to ruin my credit over this loan.? ?
This is an old school, family run business built from scratch...if that still counts for anything. We have been in business for 8 years and have grown each year.
Our credit rating is excellent, we own the property our restaurant is located on, we own our own home and a rental duplex. This is a family run business....and supports my family....so I have a vested interest in it's continued success.
My wife, daughter, son, son in law, and two grand children have all worked hard to turn this former biker bar into one of the most popular seafood restaurants in the state of Florida. I am proud of what we have accomplished here. ??
We gross close to a million dollars a year......and we are honest people with a good reputation in this community. As the snow birds depart, we feel this is the right time to begin construction on this new deck which will include our own money as well.
We appreciate your faith and support and look forward to meeting many of you bidders in the future!
Thank You!
http://www.crazyfishlakewales.com
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your annual sales per year over the 8 years? Has the business grown over the years? What is the loan for? What kind of expansion were you looking to do? Why did you chose to borrow rather than use profit for business expansion? - beakerfish
A:
Annual gross sales average around $850,000. The business has grown every year and we took over a run down,.shut down biker bar....and turned it into the top rated restaurant in the state of Florida currently. www.CrazyFishLakeWales.com and you can click on Urban Spoon link on the front main page to verify this. We need to expand outdoor seating . The reason was due to 3 hurricanes that hit central Florida...a few years back. Charlie, Jean, Frances. We survived. Most didn't.
(Jul-15-2010)
Q:
Hi,
You did not answer previous lender's question--why do you want to borrow instead of using your profit to expand your business?
What are your recent 5 years' NET INCOME?
Thanks, - p2ploan-sensation211
A:
We spent over 150k in profits repairing the building after 3 straight hurricanes went through Polk County. The majority of the expansion will come from my profits.. I was told Prosper would be a good alternative for the balance. As I'd rather go this route then the bank. Average net is around 200K as we serve fresh fish which runs a very high food cost. Yet we are still rated number ONE in the state of Florida. Our credit score and zero delinquencies are rock solid.
(Jul-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| swti37 | $50.00 | $50.00 | 7/14/2010 11:46:21 PM |
| LKCGICG | $25.00 | $25.00 | 7/15/2010 4:10:54 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/15/2010 5:52:58 PM |
| Alittleluck | $25.00 | $25.00 | 7/15/2010 7:09:01 PM |
| noodles932 | $50.00 | $50.00 | 7/15/2010 9:30:49 PM |
| purposeful-dedication | $50.00 | $50.00 | 7/16/2010 6:40:25 AM |
| Happyhourcomics | $25.00 | $25.00 | 7/16/2010 7:05:11 PM |
| Boca | $25.00 | $25.00 | 7/17/2010 3:54:56 AM |
| Milonguero | $100.00 | $100.00 | 7/16/2010 9:40:10 PM |
| mortgagemike | $30.00 | $30.00 | 7/17/2010 5:15:57 AM |
| Sol_Invictus | $25.00 | $25.00 | 7/17/2010 2:08:24 PM |
| draggon77 | $25.00 | $25.00 | 7/17/2010 3:13:17 PM |
| loss-of-control | $50.00 | $50.00 | 7/17/2010 3:31:24 PM |
| loss-of-control | $50.00 | $50.00 | 7/17/2010 3:31:06 PM |
| bst | $33.45 | $33.45 | 7/17/2010 3:56:33 PM |
| MattProsper | $75.00 | $75.00 | 7/17/2010 10:07:27 PM |
| loss-of-control | $50.00 | $50.00 | 7/17/2010 3:30:43 PM |
| mex_invests | $25.00 | $25.00 | 7/18/2010 9:03:47 AM |
| grammaspurse | $25.00 | $25.00 | 7/17/2010 8:25:05 PM |
| Gandalf0001 | $30.00 | $30.00 | 7/18/2010 4:56:06 AM |
| gjm6d | $25.00 | $25.00 | 7/18/2010 3:23:19 PM |
| Rulea72 | $35.45 | $35.45 | 7/18/2010 4:01:08 PM |
| Leshan | $33.33 | $33.33 | 7/18/2010 2:36:24 PM |
| Cambium | $30.00 | $30.00 | 7/18/2010 4:44:37 PM |
| infomas | $25.00 | $25.00 | 7/18/2010 5:58:19 PM |
| 99Lender | $25.00 | $25.00 | 7/18/2010 6:37:41 PM |
| noconnor01 | $25.00 | $25.00 | 7/18/2010 12:02:18 PM |
| JCM_MN | $25.00 | $25.00 | 7/18/2010 7:32:55 PM |
| Grandmahoneybee | $25.00 | $25.00 | 7/18/2010 1:33:00 PM |
| BrighterSuns | $25.00 | $25.00 | 7/18/2010 7:29:03 PM |
| best-generosity-financier | $25.00 | $25.00 | 7/18/2010 9:28:12 PM |
| deal-adventurer2 | $25.00 | $25.00 | 7/19/2010 4:36:01 AM |
| KaChingInvestments | $25.00 | $25.00 | 7/19/2010 7:10:50 AM |
| lth35 | $41.44 | $41.44 | 7/18/2010 7:43:22 PM |
| NELI | $50.00 | $35.37 | 7/18/2010 7:56:43 PM |
| Champ3295 | $28.49 | $28.49 | 7/19/2010 8:58:12 AM |
| well-rounded-dinero | $100.00 | $100.00 | 7/19/2010 9:07:13 AM |
| ryan6853 | $25.00 | $25.00 | 7/19/2010 9:46:46 AM |
| TFAD72 | $25.00 | $25.00 | 7/19/2010 9:14:06 AM |
| Bob450 | $50.00 | $50.00 | 7/18/2010 9:21:28 PM |
| lender-E | $25.00 | $25.00 | 7/19/2010 9:39:04 AM |
| Smallbear | $25.00 | $25.00 | 7/19/2010 9:43:44 AM |
| encore739 | $25.00 | $25.00 | 7/19/2010 10:10:47 AM |
| dynrep | $100.00 | $100.00 | 7/19/2010 10:06:33 AM |
| credit-maverick1 | $106.48 | $106.48 | 7/19/2010 6:25:27 AM |
| mbf2234 | $32.96 | $32.96 | 7/19/2010 8:30:51 AM |
| eddievegas415 | $40.00 | $40.00 | 7/19/2010 9:46:59 AM |
| Spiceyduck | $50.00 | $50.00 | 7/13/2010 5:28:55 PM |
| Cory79 | $28.27 | $28.27 | 7/14/2010 4:46:54 PM |
| credit-fox3 | $25.00 | $25.00 | 7/15/2010 12:31:37 AM |
| market-pudding | $25.00 | $25.00 | 7/15/2010 10:10:34 PM |
| JustMee | $25.00 | $25.00 | 7/16/2010 3:27:40 PM |
| treasure-chestnut | $44.53 | $44.53 | 7/16/2010 8:40:44 PM |
| mckhbnpc | $30.00 | $30.00 | 7/16/2010 9:23:22 PM |
| dynamicefficiency | $125.00 | $125.00 | 7/17/2010 8:14:13 AM |
| gothampark | $25.00 | $25.00 | 7/17/2010 8:49:24 AM |
| principal-star | $25.00 | $25.00 | 7/17/2010 10:17:37 AM |
| GrowthAspirations | $80.00 | $80.00 | 7/17/2010 1:25:44 PM |
| freedom3 | $612.09 | $612.09 | 7/17/2010 10:31:39 AM |
| KrisKringle | $27.00 | $27.00 | 7/17/2010 10:44:08 AM |
| new-truth-chuckler | $45.59 | $45.59 | 7/17/2010 4:05:46 PM |
| TicTac | $25.00 | $25.00 | 7/17/2010 6:06:26 PM |
| gilbrear | $25.00 | $25.00 | 7/17/2010 4:26:06 PM |
| ghinga | $30.00 | $30.00 | 7/17/2010 4:57:31 PM |
| mpatrick | $50.00 | $50.00 | 7/17/2010 6:29:18 PM |
| marwadi-62 | $100.00 | $100.00 | 7/17/2010 7:42:23 PM |
| jhernand17 | $25.00 | $25.00 | 7/17/2010 7:43:18 PM |
| rustysailor | $30.00 | $30.00 | 7/18/2010 1:23:01 AM |
| PadreAyudate | $25.00 | $25.00 | 7/18/2010 10:30:17 AM |
| msmlender | $27.88 | $27.88 | 7/18/2010 11:01:22 AM |
| MrCoffee | $27.15 | $27.15 | 7/18/2010 3:05:28 PM |
| hawk357 | $25.00 | $25.00 | 7/18/2010 1:40:02 PM |
| trumpeter5 | $25.00 | $25.00 | 7/18/2010 4:10:29 PM |
| schoolfund | $25.51 | $25.51 | 7/18/2010 8:18:30 PM |
| lucrative-coin | $50.00 | $50.00 | 7/19/2010 6:24:00 AM |
| Compelling-Designs | $100.00 | $100.00 | 7/19/2010 9:31:56 AM |
| worth-jedi5 | $50.00 | $50.00 | 7/19/2010 9:55:47 AM |
| Nerdster1 | $40.01 | $40.01 | 7/19/2010 10:00:56 AM |
| wwwUniversal | $25.00 | $25.00 | 7/19/2010 10:05:40 AM |
| matthewa | $25.00 | $25.00 | 7/19/2010 10:10:44 AM |
| 80 bids
|
Borrower Payment Dependent Notes Series
465062
This series of Notes was issued and sold upon the funding of the borrower loan #43575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-06-2010 |
| |
Auction end date:
| Jul-13-2010 |
|
|
Starting lender yield:
| 25.38% |
Starting borrower rate/APR:
| 26.38% / 28.71% |
Starting monthly payment:
| $80.99 |
|
Final lender yield:
| 25.38% |
Final borrower rate/APR:
| 26.38% / 28.71% |
Final monthly payment:
| $80.99 |
| |
|
Auction yield range:
| 10.98% - 25.38% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 7
Enhanced (1-5): 3 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 4y 5m |
|
Amount delinquent:
| $1,496 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,524 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ghennessy |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 28 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Apr-2010)
520-539
(Feb-2008)
520-539
(Jan-2008)
520-539
(Nov-2007)
|
|
Principal balance:
| $350.93 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Trying to finance college
Purpose of loan:
This loan will be used to help me finance my college education.? I am currently halfway through getting my degree and need a little bit of help so I can finish my education
My financial situation:
I am a good candidate for this loan because I have great job stability and have greatly improved my financial situation and credit within the last few years.
Monthly net income: $ 2416
Monthly expenses: $
??Housing: $675
??Insurance: $ 75
??Car expenses: $?425
??Utilities: $ 175
??Phone, cable, internet: $ 140
??Food, entertainment: $ 250
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 75
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AlexTrep | $25.00 | $25.00 | 7/6/2010 4:31:13 PM |
| Kash2010lu | $25.00 | $25.00 | 7/8/2010 7:14:52 PM |
| lateflight | $25.00 | $25.00 | 7/9/2010 12:53:30 AM |
| sweetlan | $25.00 | $25.00 | 7/9/2010 10:40:56 AM |
| rockhound84 | $25.00 | $25.00 | 7/10/2010 4:28:45 AM |
| red-favorable-basis | $25.00 | $25.00 | 7/10/2010 8:37:08 AM |
| heerzaquestion | $25.00 | $25.00 | 7/11/2010 11:18:50 AM |
| MStackIV | $26.62 | $26.62 | 7/11/2010 12:54:04 PM |
| us957165 | $25.00 | $25.00 | 7/11/2010 5:10:33 PM |
| patriot384 | $100.00 | $100.00 | 7/12/2010 2:40:53 PM |
| GrossBuddha | $100.00 | $100.00 | 7/12/2010 4:21:34 PM |
| eriqnoodle | $25.00 | $25.00 | 7/12/2010 5:48:54 PM |
| dRatedOnly | $25.00 | $25.00 | 7/12/2010 7:54:34 PM |
| houli123 | $339.54 | $339.54 | 7/13/2010 7:00:41 AM |
| umfan123 | $25.00 | $25.00 | 7/13/2010 7:18:21 AM |
| Hephaistion | $25.00 | $25.00 | 7/13/2010 8:59:12 AM |
| supreme-hope | $25.00 | $25.00 | 7/13/2010 7:08:41 AM |
| loyalist1 | $100.00 | $100.00 | 7/7/2010 10:11:51 AM |
| top-courteous-peso | $25.00 | $25.00 | 7/7/2010 9:16:37 PM |
| marinade | $25.00 | $25.00 | 7/8/2010 1:14:54 AM |
| ptjg | $50.00 | $50.00 | 7/8/2010 3:22:24 AM |
| ElbowToast | $40.00 | $40.00 | 7/8/2010 5:04:41 PM |
| zone6 | $169.41 | $169.41 | 7/8/2010 9:56:18 PM |
| brother_tam | $300.00 | $300.00 | 7/9/2010 10:18:51 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/11/2010 9:28:17 AM |
| justice-trailblazer0 | $25.00 | $17.66 | 7/11/2010 10:43:42 PM |
| autonomous-truth | $100.00 | $100.00 | 7/12/2010 2:20:00 PM |
| GrossBuddha | $50.00 | $50.00 | 7/12/2010 4:17:31 PM |
| kindness-venture1 | $25.00 | $25.00 | 7/13/2010 3:37:47 AM |
| point-mastery | $50.00 | $50.00 | 7/12/2010 9:45:01 PM |
| credit-coach118 | $25.00 | $25.00 | 7/13/2010 9:15:09 AM |
| hidavehi | $26.77 | $26.77 | 7/13/2010 9:44:22 AM |
| treasure-financier8 | $25.00 | $25.00 | 7/13/2010 9:46:09 AM |
| Bob450 | $30.00 | $30.00 | 7/13/2010 7:55:12 AM |
| wwwUniversal | $25.00 | $25.00 | 7/13/2010 7:56:50 AM |
| 35 bids
|
Borrower Payment Dependent Notes Series
465286
This series of Notes was issued and sold upon the funding of the borrower loan #43683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-07-2010 |
| |
Auction end date:
| Jul-14-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $159.46 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 9
Enhanced (1-5): 5 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 720-739 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $637 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| exuberant-justice5 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
helping out a sick friend
Purpose of loan:
This loan will be used to help out my cousin?in need. He is ill and needs to pay debts. He helped me in the past and now its my turn.I believe in being generous to others as others have been towards you??
My financial situation:
I am a good candidate for this loan because I have a good income and can easily afford a payment of $160 a month. I am well organized in my finances and have a household income of over $82000 and no real debts.
I have a stable job and work fora great company, besides its for a very good cause. My stability can help others.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tekkie2412 | $50.00 | $50.00 | 7/7/2010 4:26:29 PM |
| tntmojave | $25.00 | $25.00 | 7/7/2010 4:27:29 PM |
| american6 | $25.00 | $25.00 | 7/7/2010 4:27:59 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/7/2010 4:28:48 PM |
| jengachamp | $25.00 | $25.00 | 7/7/2010 4:30:11 PM |
| orgy63 | $25.00 | $25.00 | 7/7/2010 4:25:48 PM |
| personal-lender | $25.00 | $25.00 | 7/7/2010 4:25:55 PM |
| delicious-social132 | $35.00 | $35.00 | 7/7/2010 4:31:16 PM |
| mlopez2007 | $25.00 | $25.00 | 7/7/2010 4:27:14 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/7/2010 4:30:35 PM |
| commerce-voyager | $25.00 | $25.00 | 7/7/2010 4:30:44 PM |
| new-social-economist | $25.00 | $25.00 | 7/7/2010 4:36:31 PM |
| BaxterEvil | $25.00 | $25.00 | 7/7/2010 4:37:06 PM |
| leftcoast52 | $25.00 | $25.00 | 7/7/2010 4:37:20 PM |
| bountiful-durability | $100.00 | $100.00 | 7/7/2010 4:26:15 PM |
| simplelender80 | $100.00 | $100.00 | 7/7/2010 4:26:20 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/7/2010 4:27:07 PM |
| Avala | $50.00 | $50.00 | 7/7/2010 4:27:50 PM |
| kenji4861 | $25.00 | $25.00 | 7/7/2010 4:48:56 PM |
| anders94 | $25.00 | $25.00 | 7/7/2010 4:34:56 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 7/7/2010 4:35:06 PM |
| sammyhammy | $25.00 | $25.00 | 7/7/2010 4:35:45 PM |
| meenan | $25.00 | $25.00 | 7/7/2010 4:29:18 PM |
| radforj22 | $50.00 | $50.00 | 7/7/2010 4:29:44 PM |
| credit-coach118 | $40.00 | $40.00 | 7/7/2010 4:36:44 PM |
| hookUup | $25.00 | $25.00 | 7/7/2010 4:50:24 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/7/2010 4:50:36 PM |
| j2ee | $25.00 | $25.00 | 7/7/2010 4:51:00 PM |
| overflowinglife | $25.00 | $25.00 | 7/7/2010 4:51:05 PM |
| gracej | $25.00 | $25.00 | 7/7/2010 4:51:32 PM |
| logical-loyalty0 | $25.00 | $25.00 | 7/7/2010 4:51:34 PM |
| turbospeed | $25.00 | $25.00 | 7/7/2010 4:31:23 PM |
| jt88 | $25.00 | $25.00 | 7/7/2010 4:38:42 PM |
| dharma1 | $25.00 | $25.00 | 7/7/2010 4:48:46 PM |
| Comoparklender | $50.00 | $50.00 | 7/7/2010 4:48:52 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/7/2010 4:49:24 PM |
| Havana21 | $25.00 | $25.00 | 7/7/2010 4:49:54 PM |
| pakrbkr | $50.00 | $50.00 | 7/7/2010 4:35:16 PM |
| ddog0224 | $25.00 | $25.00 | 7/7/2010 4:50:00 PM |
| Philolend | $25.00 | $25.00 | 7/7/2010 4:36:07 PM |
| zielojo | $25.00 | $25.00 | 7/7/2010 4:50:55 PM |
| FlexFunding | $100.00 | $100.00 | 7/7/2010 4:37:30 PM |
| RMB-Investments | $50.00 | $50.00 | 7/7/2010 4:51:40 PM |
| villagers | $25.00 | $25.00 | 7/7/2010 4:38:05 PM |
| resource777 | $50.00 | $50.00 | 7/7/2010 4:38:23 PM |
| RandyL3 | $25.00 | $25.00 | 7/7/2010 4:38:43 PM |
| TheGrayFox | $25.00 | $25.00 | 7/7/2010 4:38:47 PM |
| serpentine | $50.00 | $50.00 | 7/7/2010 4:47:38 PM |
| orderly-loot | $25.00 | $25.00 | 7/7/2010 4:48:18 PM |
| bid-czar8 | $100.00 | $100.00 | 7/7/2010 4:49:32 PM |
| Supernick | $50.00 | $50.00 | 7/7/2010 4:50:09 PM |
| rulender | $50.00 | $50.00 | 7/7/2010 4:51:15 PM |
| Vegasjim | $25.00 | $21.78 | 7/7/2010 4:52:03 PM |
| Lo0se_mo0se | $25.00 | $25.00 | 7/8/2010 12:43:50 AM |
| freetolive | $25.00 | $25.00 | 7/9/2010 9:42:44 PM |
| Lender0307 | $25.00 | $25.00 | 7/10/2010 8:49:58 PM |
| gavinsp | $25.00 | $25.00 | 7/11/2010 9:53:43 AM |
| Astyanax | $30.00 | $30.00 | 7/13/2010 12:37:22 PM |
| RIVERHTS | $100.00 | $100.00 | 7/13/2010 5:50:52 PM |
| lucabratsie | $25.00 | $25.00 | 7/13/2010 6:27:12 PM |
| philantist | $25.00 | $25.00 | 7/13/2010 8:02:15 PM |
| Patrician | $46.14 | $46.14 | 7/14/2010 2:02:01 PM |
| rce1964 | $25.00 | $25.00 | 7/14/2010 2:22:34 PM |
| NELI | $100.00 | $100.00 | 7/14/2010 3:56:34 PM |
| GoGators01 | $25.00 | $25.00 | 7/14/2010 2:22:06 PM |
| RebuildingAmerica | $25.00 | $25.00 | 7/14/2010 2:45:56 PM |
| wwwUniversal | $25.00 | $25.00 | 7/14/2010 3:52:24 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/7/2010 4:26:47 PM |
| clean-loyalty | $25.00 | $25.00 | 7/7/2010 4:29:59 PM |
| SNH | $75.00 | $75.00 | 7/7/2010 4:30:49 PM |
| Tc11902 | $25.00 | $25.00 | 7/7/2010 4:26:03 PM |
| qtmspin | $25.00 | $25.00 | 7/7/2010 4:31:05 PM |
| loot-heart | $50.00 | $50.00 | 7/7/2010 4:26:59 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/7/2010 4:28:52 PM |
| bchen78875 | $50.00 | $50.00 | 7/7/2010 4:34:21 PM |
| alpinaut | $25.00 | $25.00 | 7/7/2010 4:29:28 PM |
| Underzenith85 | $25.00 | $25.00 | 7/7/2010 4:34:51 PM |
| nybanker85 | $75.00 | $75.00 | 7/7/2010 4:35:28 PM |
| noble-revenue | $50.00 | $50.00 | 7/7/2010 4:35:55 PM |
| moola-man | $30.00 | $30.00 | 7/7/2010 4:36:21 PM |
| discrete-asset | $25.00 | $25.00 | 7/7/2010 4:31:01 PM |
| Carpetkid | $50.00 | $50.00 | 7/7/2010 4:36:56 PM |
| BlindProphet | $25.00 | $25.00 | 7/7/2010 4:31:21 PM |
| jangalt | $72.00 | $72.00 | 7/7/2010 4:26:37 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/7/2010 4:27:20 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/7/2010 4:27:40 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/7/2010 4:28:30 PM |
| AmericanCredit | $25.00 | $25.00 | 7/7/2010 4:29:10 PM |
| ray1051 | $50.00 | $50.00 | 7/7/2010 4:49:40 PM |
| moneyfriend | $50.00 | $50.00 | 7/7/2010 4:29:52 PM |
| julijask | $25.00 | $25.00 | 7/7/2010 4:50:50 PM |
| Vreet | $50.00 | $50.00 | 7/7/2010 4:51:11 PM |
| affluence-pumpkin0 | $25.00 | $25.00 | 7/7/2010 4:37:51 PM |
| tech310 | $100.00 | $100.00 | 7/7/2010 4:30:57 PM |
| CaptainBlueberry | $25.00 | $25.00 | 7/7/2010 4:51:38 PM |
| first-restless-payout | $50.00 | $50.00 | 7/7/2010 4:51:55 PM |
| riproaringrapids | $25.00 | $25.00 | 7/7/2010 4:48:10 PM |
| ichibon | $75.00 | $75.00 | 7/7/2010 4:50:20 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/7/2010 4:50:48 PM |
| syounker | $25.00 | $25.00 | 7/7/2010 4:51:19 PM |
| TK4 | $25.00 | $25.00 | 7/7/2010 4:37:28 PM |
| antlr | $25.00 | $25.00 | 7/7/2010 4:51:45 PM |
| trustworthy-fairness | $50.00 | $50.00 | 7/7/2010 4:38:38 PM |
| DonaldColorado | $25.00 | $25.00 | 7/7/2010 4:46:49 PM |
| rescue | $50.00 | $50.00 | 7/7/2010 4:48:37 PM |
| skvat | $25.00 | $25.00 | 7/7/2010 4:49:48 PM |
| Algaes | $50.00 | $50.00 | 7/7/2010 4:50:03 PM |
| moola-rose8 | $50.00 | $50.00 | 7/7/2010 4:51:52 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/8/2010 1:48:06 PM |
| penny-finder | $25.00 | $25.00 | 7/8/2010 11:16:22 PM |
| roadster199 | $25.00 | $25.00 | 7/9/2010 8:55:58 AM |
| beachfunder | $25.00 | $25.00 | 7/11/2010 9:54:04 AM |
| blue-useful-auction | $25.00 | $25.00 | 7/11/2010 11:27:35 AM |
| market-assembler | $50.00 | $50.00 | 7/13/2010 2:51:07 PM |
| availableloan | $25.00 | $25.00 | 7/13/2010 7:11:52 PM |
| mgking007 | $25.08 | $25.08 | 7/13/2010 11:29:59 PM |
| Rider | $25.00 | $25.00 | 7/14/2010 9:43:03 AM |
| gotwins | $150.00 | $150.00 | 7/13/2010 9:17:32 PM |
| leverage-monger | $25.00 | $25.00 | 7/14/2010 9:50:13 AM |
| Oakland | $50.00 | $50.00 | 7/14/2010 10:29:19 AM |
| MrPie | $25.00 | $25.00 | 7/14/2010 10:52:10 AM |
| NELI | $100.00 | $100.00 | 7/14/2010 3:33:22 PM |
| friendinmoney | $25.00 | $25.00 | 7/14/2010 4:15:23 PM |
| 123 bids
|
Borrower Payment Dependent Notes Series
466098
This series of Notes was issued and sold upon the funding of the borrower loan #43666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,800.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Jul-12-2010 |
| |
Auction end date:
| Jul-19-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $81.42 |
|
Final lender yield:
| 33.95% |
Final borrower rate/APR:
| 34.95% / 37.40% |
Final monthly payment:
| $81.37 |
| |
|
Auction yield range:
| 16.93% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.94% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 2
Enhanced (1-5): 3 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 620-639 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 5m |
|
Amount delinquent:
| $3,670 |
Total credit lines:
| 55 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,415 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sunstar |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 41 ( 98% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,600.00 | < 31 days late:
| 1
( 2% )
| 720-739
(May-2008)
680-699
(Dec-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 42 | | |
Description
Lender paying property tax
Purpose of loan:
This loan will be used to?pay property tax on primary residence
My financial situation:
I am a good candidate for this loan because?
this would be my third loan via prosper and I've always paid my prosper payment on time despite the info that prosper provides about a <31 day late (I will be calling them about this since I've paid both accounts ahead I see no reason to have? me ever being late)?? I'm also a lender with about 1600 still invested.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 7/12/2010 10:43:48 AM |
| chrisb1414 | $25.00 | $25.00 | 7/12/2010 12:39:25 PM |
| reflective-rupee | $25.00 | $25.00 | 7/13/2010 11:47:02 AM |
| mrxtravis | $50.00 | $50.00 | 7/14/2010 8:47:34 AM |
| UCLA4life | $25.00 | $25.00 | 7/14/2010 2:09:16 PM |
| realtormoises | $25.00 | $25.00 | 7/15/2010 12:01:28 PM |
| NekHoldings | $25.00 | $25.00 | 7/16/2010 9:05:14 PM |
| jhouman | $25.00 | $25.00 | 7/17/2010 11:01:42 AM |
| SolarMoonshine | $25.00 | $25.00 | 7/17/2010 1:47:13 PM |
| Free-the-usa-1776 | $30.00 | $30.00 | 7/18/2010 2:05:41 AM |
| Cory79 | $37.40 | $37.40 | 7/18/2010 7:02:37 PM |
| five-star-note | $75.00 | $75.00 | 7/18/2010 1:24:33 PM |
| myutmost | $35.00 | $35.00 | 7/18/2010 2:30:06 PM |
| Leshan | $200.00 | $200.00 | 7/18/2010 2:41:19 PM |
| prominence8 | $30.00 | $30.00 | 7/18/2010 8:54:01 PM |
| Kash2010lu | $25.00 | $25.00 | 7/18/2010 9:26:46 PM |
| Mikale360 | $25.00 | $25.00 | 7/18/2010 11:18:15 PM |
| innovator2 | $50.00 | $32.18 | 7/18/2010 6:56:28 PM |
| return-grizzly | $100.00 | $100.00 | 7/19/2010 3:20:15 AM |
| loanman2007 | $50.00 | $50.00 | 7/19/2010 5:15:19 AM |
| dstolars | $25.00 | $25.00 | 7/19/2010 7:07:18 AM |
| wealth-multiplier | $25.00 | $25.00 | 7/19/2010 8:29:47 AM |
| rustysailor | $35.00 | $35.00 | 7/18/2010 11:25:28 PM |
| loanman2007 | $75.00 | $75.00 | 7/19/2010 10:12:28 AM |
| Moe87 | $25.00 | $25.00 | 7/19/2010 4:18:05 AM |
| farchoir | $25.00 | $25.00 | 7/19/2010 5:20:48 AM |
| lendstats_com | $200.00 | $200.00 | 7/19/2010 9:24:00 AM |
| wild-orange | $25.00 | $25.00 | 7/19/2010 9:45:59 AM |
| Legally_Blonde | $25.00 | $25.00 | 7/12/2010 7:11:04 PM |
| well-mannered-income3 | $35.00 | $35.00 | 7/15/2010 9:03:16 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 7/16/2010 2:04:50 PM |
| a_falk22 | $25.00 | $25.00 | 7/16/2010 6:57:58 PM |
| jhouman | $25.00 | $25.00 | 7/17/2010 1:35:04 PM |
| Kash2010lu | $25.00 | $25.00 | 7/17/2010 1:42:33 PM |
| loss-of-control | $25.00 | $25.00 | 7/17/2010 3:38:03 PM |
| innovator2 | $50.00 | $50.00 | 7/17/2010 5:23:39 PM |
| weezy22 | $26.00 | $26.00 | 7/18/2010 5:34:14 AM |
| lender12345 | $25.00 | $25.00 | 7/18/2010 8:33:23 PM |
| blitzen40 | $25.00 | $25.00 | 7/18/2010 6:14:30 PM |
| 2152 | $25.00 | $25.00 | 7/19/2010 5:07:24 AM |
| micsupra | $39.42 | $39.42 | 7/19/2010 5:33:50 AM |
| payment-halo | $25.00 | $25.00 | 7/19/2010 6:23:10 AM |
| RecoveryLender | $25.00 | $25.00 | 7/19/2010 7:18:24 AM |
| wbwill | $25.00 | $25.00 | 7/18/2010 9:33:54 PM |
| Capit0l | $25.00 | $25.00 | 7/19/2010 5:50:16 AM |
| 45 bids
|
Borrower Payment Dependent Notes Series
466260
This series of Notes was issued and sold upon the funding of the borrower loan #43669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jul-13-2010 |
| |
Auction end date:
| Jul-19-2010 |
|
|
Starting lender yield:
| 9.30% |
Starting borrower rate/APR:
| 10.30% / 10.65% |
Starting monthly payment:
| $486.12 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 10.65% |
Final monthly payment:
| $486.12 |
| |
|
Auction yield range:
| 2.93% - 9.30% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.79% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 8
Enhanced (1-5): 5 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 820-839 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,623 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| triangulation9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Website/Business Improvements
Purpose of loan:
Hello friends! This loan will be used to support business operations for my company.? I am currently in year 3 of operations and I plan to use the loan to refine my current website and also enhance my current web-marketing strategy.?? Specifically, the funds will be used to automate back-office processes (minimizing overhead costs) and expand marketing on the web (generating more sales).? I can provide an executive summary of my business plan for all interested parties.?
My financial situation:
I am a good candidate for this loan because I have an outstanding credit score (>800), low debt to equity ratio and I am a 10 year seasoned professional in my sector.? I am currently an engineering and recruiting professional in the
Washington DC area and my start-up company focuses on consulting and recruiting services in my field.? My revenues have grown 18% for the last 2 years and I am anticipating 15% growth in 2010 (year 3).? If you have any questions regarding my business or how the money will be spent, I will be more than willing to answer.?
You may notice that I have a high revolving debt credit balance and that is due to monthly business expenses that I execute and I also used a One year "same as cash" loan to replace windows in my house.? The remodeling loan is 30% paid off.?
Again, Thank you for your interest and have a great day!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| community-pipeline8 | $50.00 | $50.00 | 7/13/2010 4:12:12 PM |
| kenji4861 | $25.00 | $25.00 | 7/13/2010 4:18:50 PM |
| Rysterola82 | $25.00 | $25.00 | 7/13/2010 4:19:38 PM |
| snowman34 | $25.00 | $25.00 | 7/13/2010 4:17:22 PM |
| dlshap | $25.00 | $25.00 | 7/13/2010 4:21:00 PM |
| DonaldColorado | $25.00 | $25.00 | 7/13/2010 4:18:16 PM |
| riproaringrapids | $25.00 | $25.00 | 7/13/2010 4:19:46 PM |
| Preferred-Lender | $25.00 | $25.00 | 7/13/2010 4:23:36 PM |
| orgy63 | $25.00 | $25.00 | 7/13/2010 4:26:10 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/13/2010 4:27:48 PM |
| mlopez2007 | $25.00 | $25.00 | 7/13/2010 4:26:36 PM |
| moneyfriend | $50.00 | $50.00 | 7/13/2010 4:28:33 PM |
| jazzlender | $25.00 | $25.00 | 7/13/2010 4:30:58 PM |
| moola-man | $50.00 | $50.00 | 7/13/2010 4:32:35 PM |
| Artist_Blue | $25.00 | $25.00 | 7/13/2010 4:18:40 PM |
| j2ee | $25.00 | $25.00 | 7/13/2010 4:34:12 PM |
| skvat | $25.00 | $25.00 | 7/13/2010 4:33:34 PM |
| generous-deal6 | $25.00 | $25.00 | 7/13/2010 4:36:26 PM |
| delicious-social132 | $40.00 | $40.00 | 7/13/2010 4:34:09 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/13/2010 4:38:41 PM |
| money-bauble | $100.00 | $100.00 | 7/13/2010 4:37:09 PM |
| Jassi | $25.00 | $25.00 | 7/13/2010 4:37:29 PM |
| simplelender80 | $100.00 | $100.00 | 7/13/2010 4:25:11 PM |
| rbc_ventures | $25.00 | $25.00 | 7/13/2010 4:39:17 PM |
| Katburg | $50.00 | $50.00 | 7/13/2010 4:39:51 PM |
| jangalt | $72.00 | $72.00 | 7/13/2010 4:25:39 PM |
| investment-network | $25.00 | $25.00 | 7/13/2010 4:25:55 PM |
| meenan | $25.00 | $25.00 | 7/13/2010 4:28:13 PM |
| serpentine | $50.00 | $50.00 | 7/13/2010 4:40:21 PM |
| BlindProphet | $25.00 | $25.00 | 7/13/2010 4:29:00 PM |
| bchen78875 | $50.00 | $50.00 | 7/13/2010 4:29:08 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/13/2010 4:29:56 PM |
| murren | $25.00 | $25.00 | 7/13/2010 4:32:28 PM |
| ray1051 | $50.00 | $50.00 | 7/13/2010 4:33:26 PM |
| auction-sage | $25.00 | $25.00 | 7/13/2010 4:48:04 PM |
| Gnube | $25.00 | $25.00 | 7/13/2010 4:36:13 PM |
| majormoves1 | $25.00 | $25.00 | 7/13/2010 4:37:01 PM |
| Apeman00 | $25.00 | $25.00 | 7/13/2010 4:53:21 PM |
| silver-nirvana | $25.00 | $25.00 | 7/13/2010 4:51:44 PM |
| thedoctor | $90.00 | $90.00 | 7/13/2010 4:52:38 PM |
| Keebs | $25.00 | $25.00 | 7/13/2010 4:55:08 PM |
| TK4 | $25.00 | $25.00 | 7/13/2010 4:53:14 PM |
| johnsails | $45.36 | $45.36 | 7/13/2010 5:02:47 PM |
| LEBO | $25.00 | $25.00 | 7/13/2010 5:05:14 PM |
| ptjg | $50.00 | $50.00 | 7/13/2010 5:05:40 PM |
| Hutpit | $49.09 | $49.09 | 7/13/2010 5:05:12 PM |
| credit-coach118 | $25.00 | $25.00 | 7/13/2010 5:08:08 PM |
| bold-special-peace7 | $25.00 | $25.00 | 7/13/2010 5:19:08 PM |
| inforapenny | $50.00 | $50.00 | 7/13/2010 4:50:06 PM |
| Railbird | $25.00 | $25.00 | 7/13/2010 5:57:28 PM |
| thoughtful-payment268 | $50.00 | $50.00 | 7/13/2010 4:52:35 PM |
| nuclearmoose | $25.00 | $25.00 | 7/13/2010 6:01:20 PM |
| degster | $25.00 | $25.00 | 7/13/2010 6:06:29 PM |
| don8ter | $30.10 | $30.10 | 7/13/2010 6:52:25 PM |
| fulfilling-investment4 | $30.00 | $30.00 | 7/13/2010 4:54:17 PM |
| Westerly | $36.09 | $36.09 | 7/13/2010 7:01:18 PM |
| FinDoc | $25.00 | $25.00 | 7/13/2010 5:03:07 PM |
| joseapg | $25.00 | $25.00 | 7/13/2010 8:11:29 PM |
| DeathScythe676 | $25.00 | $25.00 | 7/13/2010 8:11:39 PM |
| potatoepicker | $50.00 | $50.00 | 7/13/2010 9:21:15 PM |
| buckyhead2000 | $25.00 | $25.00 | 7/13/2010 5:09:10 PM |
| museic1 | $25.00 | $25.00 | 7/13/2010 5:19:11 PM |
| docdekay | $40.00 | $40.00 | 7/13/2010 5:19:18 PM |
| paulsar71495 | $25.00 | $25.00 | 7/13/2010 9:36:12 PM |
| discrete-asset | $25.00 | $25.00 | 7/13/2010 5:28:15 PM |
| yertle9 | $25.00 | $25.00 | 7/14/2010 5:06:27 AM |
| nikebootie | $25.08 | $25.08 | 7/13/2010 11:40:10 PM |
| jdashv | $25.00 | $25.00 | 7/14/2010 2:37:09 AM |
| mudfoot35 | $50.00 | $50.00 | 7/14/2010 6:41:37 AM |
| rosie777 | $40.00 | $40.00 | 7/14/2010 6:41:45 AM |
| Moneybags99 | $50.00 | $50.00 | 7/14/2010 6:48:03 AM |
| five-star-justice | $36.00 | $36.00 | 7/14/2010 7:02:17 AM |
| exchange-synapse | $50.00 | $50.00 | 7/14/2010 6:41:50 AM |
| nunnie | $25.00 | $25.00 | 7/14/2010 9:01:17 AM |
| workaholic68 | $60.00 | $60.00 | 7/14/2010 8:03:28 AM |
| All_Wins | $25.00 | $25.00 | 7/13/2010 8:11:33 PM |
| best-ingenious-funds | $25.00 | $25.00 | 7/14/2010 9:40:36 AM |
| justice-dna | $30.00 | $30.00 | 7/14/2010 9:52:03 AM |
| sam4232000 | $25.00 | $25.00 | 7/13/2010 10:35:07 PM |
| CIC | $25.00 | $25.00 | 7/14/2010 2:16:25 AM |
| ctgscott | $25.00 | $25.00 | 7/14/2010 2:31:28 AM |
| Strato | $25.00 | $25.00 | 7/14/2010 1:47:59 PM |
| Phillip4ever | $25.00 | $25.00 | 7/14/2010 1:59:22 PM |
| PaulW | $25.00 | $25.00 | 7/14/2010 1:47:24 PM |
| PurplePonchoMan | $25.00 | $25.00 | 7/14/2010 8:54:26 AM |
| rmachi | $25.00 | $25.00 | 7/14/2010 1:48:08 PM |
| ChicoBob | $37.50 | $37.50 | 7/14/2010 9:31:27 AM |
| woodenshoes | $25.00 | $25.00 | 7/14/2010 2:23:34 PM |
| tatsuo20001 | $25.00 | $25.00 | 7/14/2010 2:24:09 PM |
| L-vex | $25.00 | $25.00 | 7/14/2010 2:02:47 PM |
| lloyd_s | $25.00 | $25.00 | 7/14/2010 2:24:44 PM |
| zbfamwl | $25.00 | $25.00 | 7/14/2010 9:46:43 AM |
| Sykes66 | $25.00 | $25.00 | 7/14/2010 2:23:51 PM |
| markwms | $25.00 | $25.00 | 7/14/2010 2:23:57 PM |
| amijo | $29.65 | $29.65 | 7/14/2010 2:24:06 PM |
| brstern2 | $25.00 | $25.00 | 7/14/2010 2:24:12 PM |
| head | $25.00 | $25.00 | 7/14/2010 2:24:19 PM |
| lostontheedge | $25.00 | $25.00 | 7/14/2010 2:24:34 PM |
| greenwell | $25.00 | $25.00 | 7/14/2010 10:37:43 AM |
| Thecozychick | $25.00 | $25.00 | 7/14/2010 2:43:55 PM |
| Hoov | $25.00 | $25.00 | 7/14/2010 2:41:37 PM |
| Phantom99 | $25.00 | $25.00 | 7/14/2010 2:41:46 PM |
| reinforced-reward | $25.00 | $25.00 | 7/14/2010 3:01:43 PM |
| ALL-PRIME | $25.00 | $25.00 | 7/14/2010 3:08:51 PM |
| Sigonio | $25.00 | $25.00 | 7/14/2010 2:53:10 PM |
| the-transaction-stronghold | $29.93 | $29.93 | 7/14/2010 2:54:10 PM |
| payout-paladin0 | $25.00 | $25.00 | 7/14/2010 3:00:46 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 7/14/2010 3:23:33 PM |
| morpholog | $25.00 | $25.00 | 7/14/2010 1:50:10 PM |
| coin-sherpa | $25.00 | $25.00 | 7/14/2010 1:51:21 PM |
| dartmouth99 | $25.00 | $25.00 | 7/14/2010 2:00:35 PM |
| dansarkis | $25.00 | $25.00 | 7/14/2010 2:01:24 PM |
| reueljw | $25.00 | $25.00 | 7/14/2010 2:06:29 PM |
| sabre79 | $25.00 | $25.00 | 7/14/2010 2:21:50 PM |
| Tradesmanlender | $25.00 | $25.00 | 7/14/2010 2:24:15 PM |
| TheColoradoDon | $25.00 | $25.00 | 7/14/2010 2:24:30 PM |
| NELNET | $50.00 | $50.00 | 7/14/2010 2:39:56 PM |
| MikeB918 | $25.00 | $25.00 | 7/14/2010 2:43:29 PM |
| sajitk | $25.00 | $25.00 | 7/14/2010 2:53:15 PM |
| Banker7371 | $25.00 | $25.00 | 7/14/2010 3:07:42 PM |
| zaxsan | $25.00 | $25.00 | 7/14/2010 3:58:08 PM |
| nhm | $44.50 | $44.50 | 7/14/2010 6:27:40 PM |
| boola1010 | $43.17 | $43.17 | 7/14/2010 7:51:28 PM |
| teufelhund | $25.00 | $25.00 | 7/14/2010 7:51:38 PM |
| Bio-physicist | $25.00 | $25.00 | 7/14/2010 10:06:23 PM |
| bruin558 | $80.00 | $80.00 | 7/14/2010 10:36:34 PM |
| spsavage | $25.00 | $25.00 | 7/14/2010 11:47:10 PM |
| brondero | $50.00 | $50.00 | 7/14/2010 7:24:55 PM |
| BiggestG | $25.00 | $25.00 | 7/14/2010 7:37:01 PM |
| liberty-destiny3 | $50.00 | $50.00 | 7/15/2010 7:27:40 AM |
| jjswanso | $25.00 | $25.00 | 7/14/2010 7:57:16 PM |
| zeelender | $25.00 | $25.00 | 7/14/2010 7:57:33 PM |
| systemlender | $30.00 | $30.00 | 7/15/2010 7:59:02 AM |
| dumbass | $25.00 | $25.00 | 7/15/2010 8:46:17 AM |
| revmax | $25.00 | $25.00 | 7/14/2010 8:16:21 PM |
| Namrok | $25.00 | $25.00 | 7/15/2010 9:37:37 AM |
| GenerousGentleMan | $75.00 | $75.00 | 7/15/2010 9:37:46 AM |
| BankOfFrankFairness | $40.15 | $40.15 | 7/14/2010 8:41:22 PM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 7/15/2010 9:54:30 AM |
| marsciguy | $25.00 | $25.00 | 7/15/2010 10:24:21 AM |
| Supp0rter | $26.15 | $26.15 | 7/15/2010 9:52:36 AM |
| linklady | $50.00 | $50.00 | 7/15/2010 10:26:30 AM |
| kanpur63 | $25.00 | $25.00 | 7/15/2010 10:26:37 AM |
| pseudokris | $25.00 | $25.00 | 7/15/2010 10:31:14 AM |
| Kame | $25.00 | $25.00 | 7/15/2010 10:31:47 AM |
| ClearLake | $25.00 | $25.00 | 7/15/2010 10:32:41 AM |
| Emgolda | $25.00 | $25.00 | 7/15/2010 10:58:46 AM |
| rcr549 | $25.00 | $25.00 | 7/15/2010 11:00:23 AM |
| help_each_other | $25.00 | $25.00 | 7/15/2010 11:00:28 AM |
| jo2y | $25.00 | $25.00 | 7/15/2010 9:37:00 AM |
| sail120 | $25.00 | $25.00 | 7/15/2010 9:52:41 AM |
| USCGC | $50.00 | $50.00 | 7/15/2010 10:27:18 AM |
| DadWarbucks | $25.00 | $25.00 | 7/15/2010 10:30:23 AM |
| GreenHill | $25.00 | $25.00 | 7/15/2010 12:11:59 PM |
| chief_wo | $25.00 | $25.00 | 7/15/2010 12:11:55 PM |
| keydet99 | $25.00 | $25.00 | 7/15/2010 1:21:49 PM |
| virtualbank | $25.00 | $25.00 | 7/15/2010 3:06:21 PM |
| FlexFunding | $100.00 | $100.00 | 7/15/2010 3:37:07 PM |
| jcttjg | $25.00 | $25.00 | 7/15/2010 3:27:00 PM |
| WorldlyWorker | $25.00 | $25.00 | 7/15/2010 4:17:15 PM |
| screen23 | $25.00 | $25.00 | 7/15/2010 4:04:00 PM |
| minista | $25.00 | $25.00 | 7/15/2010 4:22:48 PM |
| divedude | $25.00 | $25.00 | 7/15/2010 2:36:16 PM |
| JKEnterprises | $25.00 | $25.00 | 7/15/2010 2:41:31 PM |
| bradwill | $47.52 | $47.52 | 7/15/2010 3:06:17 PM |
| hydrolucid | $25.00 | $25.00 | 7/15/2010 4:22:38 PM |
| market-pudding | $25.00 | $25.00 | 7/15/2010 9:58:54 PM |
| friendly-money | $100.00 | $100.00 | 7/15/2010 9:53:25 PM |
| favorite-commerce | $50.00 | $50.00 | 7/16/2010 9:26:07 AM |
| SOP_Bank | $25.00 | $25.00 | 7/16/2010 6:12:56 AM |
| principal-bull | $25.00 | $25.00 | 7/16/2010 9:46:40 AM |
| dma1206 | $25.00 | $25.00 | 7/16/2010 9:47:57 AM |
| edieg | $25.00 | $25.00 | 7/16/2010 7:14:10 PM |
| responsibility-butterfly | $25.00 | $25.00 | 7/16/2010 9:31:49 PM |
| bedok | $50.00 | $50.00 | 7/16/2010 9:11:21 PM |
| Boca | $25.00 | $25.00 | 7/17/2010 3:58:39 AM |
| credit-observatory | $25.00 | $25.00 | 7/17/2010 8:45:46 AM |
| Registerednurse1 | $25.00 | $25.00 | 7/17/2010 8:12:27 AM |
| ore-leather | $57.66 | $57.66 | 7/17/2010 11:36:26 AM |
| 89323gtx | $30.00 | $30.00 | 7/17/2010 12:38:12 PM |
| Zipperdu | $80.00 | $80.00 | 7/17/2010 12:31:45 PM |
| ohwow | $50.00 | $50.00 | 7/17/2010 11:39:43 PM |
| cebgop | $25.00 | $25.00 | 7/17/2010 11:41:41 PM |
| Ven58 | $25.00 | $25.00 | 7/18/2010 10:51:39 AM |
| Fishy014 | $50.00 | $50.00 | 7/18/2010 12:43:27 PM |
| natural-affluence4 | $50.00 | $50.00 | 7/18/2010 7:06:38 PM |
| natural-affluence4 | $50.00 | $50.00 | 7/18/2010 7:11:13 PM |
| rockhound84 | $25.00 | $25.00 | 7/19/2010 4:59:32 AM |
| Sven79 | $50.00 | $50.00 | 7/19/2010 10:11:24 AM |
| intuitive-bill | $25.00 | $25.00 | 7/19/2010 10:27:37 AM |
| murspot | $25.00 | $25.00 | 7/19/2010 10:27:45 AM |
| colorfulgardener | $25.00 | $25.00 | 7/19/2010 10:24:50 AM |
| dollardave | $100.00 | $100.00 | 7/19/2010 10:28:18 AM |
| wojo | $25.00 | $25.00 | 7/19/2010 12:45:05 PM |
| Tiger86 | $25.00 | $25.00 | 7/19/2010 2:26:14 PM |
| happyjackbak | $25.00 | $25.00 | 7/19/2010 2:06:24 PM |
| lawyervon | $25.00 | $25.00 | 7/19/2010 4:53:00 PM |
| emjaybee | $35.00 | $35.00 | 7/19/2010 4:29:50 PM |
| JABank | $25.00 | $25.00 | 7/19/2010 4:54:00 PM |
| planet613 | $72.13 | $72.13 | 7/19/2010 4:44:39 PM |
| return-twister | $25.00 | $25.00 | 7/19/2010 4:51:40 PM |
| scottr | $25.00 | $25.00 | 7/19/2010 4:52:25 PM |
| ultimatepaintball | $25.00 | $25.00 | 7/19/2010 10:28:20 AM |
| gsp1885 | $28.00 | $28.00 | 7/19/2010 4:53:14 PM |
| patriot384 | $400.00 | $400.00 | 7/19/2010 3:12:40 PM |
| runfree | $34.42 | $34.42 | 7/19/2010 5:12:54 PM |
| penny-finder | $25.00 | $25.00 | 7/19/2010 4:44:32 PM |
| bouvierchamp | $50.00 | $50.00 | 7/19/2010 4:52:45 PM |
| cemseller | $25.00 | $25.00 | 7/19/2010 4:53:50 PM |
| Paxman84 | $50.00 | $50.00 | 7/19/2010 5:13:02 PM |
| commanding-income774 | $25.00 | $25.00 | 7/19/2010 5:25:20 PM |
| fulfilling-investment4 | $100.00 | $100.00 | 7/19/2010 5:42:04 PM |
| munnu | $25.00 | $25.00 | 7/13/2010 4:11:39 PM |
| successful-euro | $75.00 | $75.00 | 7/13/2010 4:17:17 PM |
| kid8549 | $25.00 | $25.00 | 7/13/2010 4:12:34 PM |
| inforapenny | $25.00 | $25.00 | 7/13/2010 4:15:55 PM |
| Ocean713 | $50.00 | $50.00 | 7/13/2010 4:22:16 PM |
| tntmojave | $25.00 | $25.00 | 7/13/2010 4:27:30 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/13/2010 4:26:20 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/13/2010 4:28:00 PM |
| bankdaddy | $25.00 | $25.00 | 7/13/2010 4:31:34 PM |
| caffinate | $110.00 | $110.00 | 7/13/2010 4:17:09 PM |
| worthy-bid8 | $300.00 | $300.00 | 7/13/2010 4:31:31 PM |
| JKKCapital | $25.00 | $25.00 | 7/13/2010 4:33:08 PM |
| antlr | $25.00 | $25.00 | 7/13/2010 4:34:42 PM |
| Havana21 | $25.00 | $25.00 | 7/13/2010 4:33:41 PM |
| unclejaef | $25.00 | $25.00 | 7/13/2010 4:37:15 PM |
| NATIVEBORN | $25.00 | $25.00 | 7/13/2010 4:37:20 PM |
| Ivan2007 | $50.00 | $50.00 | 7/13/2010 4:38:51 PM |
| tekkie2412 | $50.00 | $50.00 | 7/13/2010 4:25:27 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/13/2010 4:27:15 PM |
| totoro | $25.00 | $25.00 | 7/13/2010 4:31:07 PM |
| friendly-helper100 | $75.00 | $75.00 | 7/13/2010 4:31:36 PM |
| Carpetkid | $50.00 | $50.00 | 7/13/2010 4:32:44 PM |
| hookUup | $25.00 | $25.00 | 7/13/2010 4:33:58 PM |
| kulender | $50.00 | $50.00 | 7/13/2010 4:36:11 PM |
| reward-motion | $50.00 | $50.00 | 7/13/2010 4:47:55 PM |
| blue-euro-entrepreneur | $25.00 | $25.00 | 7/13/2010 4:50:24 PM |
| thestartuplender | $35.00 | $35.00 | 7/13/2010 4:50:43 PM |
| JJS180 | $25.00 | $25.00 | 7/13/2010 4:53:05 PM |
| julijask | $25.00 | $25.00 | 7/13/2010 4:53:08 PM |
| personal-lender | $25.00 | $25.00 | 7/13/2010 4:43:07 PM |
| benefit-judo5 | $50.00 | $50.00 | 7/13/2010 4:54:10 PM |
| Guiren | $100.00 | $100.00 | 7/13/2010 5:04:21 PM |
| Victor-E-Lane | $25.00 | $25.00 | 7/13/2010 5:02:41 PM |
| Nishana | $25.00 | $25.00 | 7/13/2010 5:02:55 PM |
| Heiko | $25.00 | $25.00 | 7/13/2010 5:05:56 PM |
| dinero-philosopher3 | $25.00 | $25.00 | 7/13/2010 4:48:25 PM |
| cyberie21 | $40.00 | $40.00 | 7/13/2010 4:49:52 PM |
| GElender | $50.00 | $50.00 | 7/13/2010 5:27:08 PM |
| teejay411 | $27.05 | $27.05 | 7/13/2010 6:12:09 PM |
| Cali123 | $38.87 | $38.87 | 7/13/2010 5:02:53 PM |
| PatRichi | $25.00 | $25.00 | 7/13/2010 8:11:34 PM |
| GCCPartners | $25.00 | $25.00 | 7/13/2010 8:11:38 PM |
| Natronpee | $25.00 | $25.00 | 7/13/2010 8:11:40 PM |
| srgriff | $25.00 | $25.00 | 7/13/2010 8:11:49 PM |
| pbandjb | $25.00 | $25.00 | 7/13/2010 8:11:58 PM |
| Octavian315 | $35.00 | $35.00 | 7/13/2010 8:21:13 PM |
| krumby | $25.00 | $25.00 | 7/13/2010 9:36:35 PM |
| tolstoy00 | $25.00 | $25.00 | 7/13/2010 5:18:00 PM |
| Eagledrop | $25.00 | $25.00 | 7/13/2010 10:26:14 PM |
| bayareainv | $100.00 | $100.00 | 7/13/2010 5:27:13 PM |
| Cai8899 | $75.00 | $75.00 | 7/13/2010 5:27:24 PM |
| SNH | $75.00 | $75.00 | 7/13/2010 5:28:14 PM |
| bountiful-durability | $38.29 | $38.29 | 7/14/2010 5:06:31 AM |
| Bearls | $25.00 | $25.00 | 7/13/2010 11:41:33 PM |
| kmr2 | $25.00 | $25.00 | 7/14/2010 4:43:24 AM |
| titaniumtommy | $25.00 | $25.00 | 7/13/2010 5:51:18 PM |
| Barrayaran | $25.00 | $25.00 | 7/14/2010 5:04:20 AM |
| djs81 | $47.51 | $47.51 | 7/13/2010 7:16:43 PM |
| KiwiElf | $30.00 | $30.00 | 7/13/2010 7:46:24 PM |
| alexstar | $25.00 | $25.00 | 7/13/2010 8:06:29 PM |
| djh47a | $25.00 | $25.00 | 7/14/2010 9:46:58 AM |
| tech310 | $100.00 | $100.00 | 7/13/2010 8:46:24 PM |
| ingenious-order783 | $25.00 | $25.00 | 7/14/2010 9:20:47 AM |
| sanjl79 | $25.00 | $25.00 | 7/14/2010 9:38:39 AM |
| chief219 | $25.00 | $25.00 | 7/13/2010 9:36:21 PM |
| MLMarine | $25.00 | $25.00 | 7/14/2010 12:16:37 PM |
| loot-heart | $50.00 | $50.00 | 7/14/2010 11:21:57 AM |
| Investoman | $100.00 | $100.00 | 7/14/2010 7:43:20 AM |
| KeepOnRunning | $50.00 | $50.00 | 7/14/2010 1:48:25 PM |
| Raetha | $25.00 | $25.00 | 7/14/2010 1:47:56 PM |
| Sixmil | $25.00 | $25.00 | 7/14/2010 1:48:11 PM |
| pipopirate | $25.00 | $25.00 | 7/14/2010 1:48:19 PM |
| latestone | $25.00 | $25.00 | 7/14/2010 2:22:59 PM |
| outwish | $25.00 | $25.00 | 7/14/2010 9:31:26 AM |
| langdonx | $25.00 | $25.00 | 7/14/2010 9:31:33 AM |
| Investitall | $25.00 | $25.00 | 7/14/2010 2:24:07 PM |
| tsui517 | $25.00 | $25.00 | 7/14/2010 2:03:08 PM |
| Boxhead | $25.00 | $25.00 | 7/14/2010 2:05:47 PM |
| bankofkarl | $25.00 | $25.00 | 7/14/2010 2:21:56 PM |
| hayhelp | $25.00 | $25.00 | 7/14/2010 2:22:13 PM |
| seattleslug | $30.00 | $30.00 | 7/14/2010 2:23:35 PM |
| Joem311JE | $25.00 | $25.00 | 7/14/2010 10:01:34 AM |
| secret-santa | $25.00 | $25.00 | 7/14/2010 2:23:55 PM |
| wise-silver-wonder | $25.00 | $25.00 | 7/14/2010 2:24:11 PM |
| xphile | $25.00 | $25.00 | 7/14/2010 2:24:28 PM |
| slartibardfast | $25.00 | $25.00 | 7/14/2010 2:41:59 PM |
| jscope | $25.00 | $25.00 | 7/14/2010 2:41:34 PM |
| unknowable | $25.00 | $25.00 | 7/14/2010 2:53:16 PM |
| transparency-giant | $25.00 | $25.00 | 7/14/2010 2:53:55 PM |
| engaging-worth | $25.00 | $25.00 | 7/14/2010 2:44:13 PM |
| keyfig | $25.00 | $25.00 | 7/14/2010 2:53:11 PM |
| skuba | $36.77 | $36.77 | 7/14/2010 3:36:21 PM |
| green-radiant-durability | $38.05 | $38.05 | 7/14/2010 4:07:50 PM |
| wbahl | $25.00 | $25.00 | 7/14/2010 1:58:11 PM |
| top-courteous-peso | $250.00 | $250.00 | 7/14/2010 4:26:48 PM |
| WindyKid | $25.00 | $25.00 | 7/14/2010 4:12:59 PM |
| Captain88 | $25.00 | $25.00 | 7/14/2010 2:06:14 PM |
| cyberperception | $25.00 | $25.00 | 7/14/2010 4:41:53 PM |
| rulender | $45.55 | $45.55 | 7/14/2010 4:47:40 PM |
| meux99 | $25.00 | $25.00 | 7/14/2010 2:26:19 PM |
| interest-exec9 | $25.00 | $25.00 | 7/14/2010 2:43:53 PM |
| RandyL3 | $25.00 | $25.00 | 7/14/2010 2:46:27 PM |
| BoughtTheFarm | $25.00 | $25.00 | 7/14/2010 3:09:10 PM |
| Landselott | $25.00 | $25.00 | 7/14/2010 3:36:19 PM |
| Mark-O-Polo | $25.00 | $25.00 | 7/14/2010 6:12:32 PM |
| SFBank | $200.00 | $200.00 | 7/14/2010 6:46:15 PM |
| acropiloterau2002 | $25.00 | $25.00 | 7/14/2010 8:16:23 PM |
| kmwvma | $25.00 | $25.00 | 7/14/2010 9:17:32 PM |
| ADenny | $25.00 | $25.00 | 7/14/2010 9:26:15 PM |
| loanfairy | $25.00 | $25.00 | 7/14/2010 10:26:30 PM |
| radforj22 | $50.00 | $50.00 | 7/14/2010 5:41:41 PM |
| Blue_HorseShoe | $25.00 | $25.00 | 7/14/2010 5:56:59 PM |
| DHolly | $25.00 | $25.00 | 7/15/2010 5:40:41 AM |
| Tasmir | $25.00 | $25.00 | 7/15/2010 5:32:28 AM |
| Rockymtnhi | $48.22 | $48.22 | 7/15/2010 6:06:18 AM |
| decisive-capital | $42.41 | $42.41 | 7/15/2010 7:12:02 AM |
| credit-investor5 | $40.15 | $40.15 | 7/15/2010 7:52:47 AM |
| johannesfactotum | $25.00 | $25.00 | 7/15/2010 8:46:14 AM |
| BMP | $25.00 | $25.00 | 7/15/2010 9:54:23 AM |
| WillingToHelpOut | $25.00 | $25.00 | 7/14/2010 8:51:20 PM |
| 108lender | $46.26 | $46.26 | 7/15/2010 9:54:39 AM |
| easylender | $25.00 | $25.00 | 7/15/2010 9:52:09 AM |
| project07 | $25.00 | $25.00 | 7/15/2010 10:26:33 AM |
| rose88 | $25.00 | $25.00 | 7/14/2010 10:16:15 PM |
| monstersdad | $35.84 | $35.84 | 7/15/2010 10:32:19 AM |
| mizount | $25.00 | $25.00 | 7/15/2010 10:32:34 AM |
| cingular | $25.00 | $25.00 | 7/15/2010 10:32:54 AM |
| Guerrilla_Man | $25.00 | $25.00 | 7/15/2010 10:35:29 AM |
| airon7 | $25.00 | $25.00 | 7/15/2010 10:28:37 AM |
| bmcg | $25.00 | $25.00 | 7/15/2010 10:36:22 AM |
| OLYVRC | $25.00 | $25.00 | 7/15/2010 10:35:13 AM |
| dollars4debts | $25.00 | $25.00 | 7/15/2010 10:36:20 AM |
| SpotLending | $25.00 | $25.00 | 7/15/2010 10:57:51 AM |
| Immunologist | $25.00 | $25.00 | 7/15/2010 7:06:30 AM |
| blukestrel | $25.00 | $25.00 | 7/15/2010 10:58:55 AM |
| johngaltline | $25.00 | $25.00 | 7/15/2010 11:00:32 AM |
| marketplace-cello5 | $50.00 | $50.00 | 7/15/2010 9:36:42 AM |
| thorough-exchange4 | $40.00 | $40.00 | 7/15/2010 11:09:32 AM |
| alpinaut | $25.00 | $25.00 | 7/15/2010 11:09:38 AM |
| flexiboy35 | $25.00 | $25.00 | 7/15/2010 9:52:58 AM |
| entertaining-credit3 | $25.00 | $25.00 | 7/15/2010 11:25:48 AM |
| seattleite36 | $25.00 | $25.00 | 7/15/2010 10:23:23 AM |
| elasermd | $100.00 | $100.00 | 7/15/2010 10:31:42 AM |
| a-responsible-return | $25.00 | $25.00 | 7/15/2010 10:35:17 AM |
| nickel-synapse | $25.00 | $25.00 | 7/15/2010 12:51:28 PM |
| Sam65 | $25.00 | $25.00 | 7/15/2010 1:06:21 PM |
| KDW08 | $25.00 | $25.00 | 7/15/2010 1:13:19 PM |
| otalon | $25.00 | $25.00 | 7/15/2010 3:12:14 PM |
| lending-bear | $31.72 | $31.72 | 7/15/2010 3:16:28 PM |
| kalex752 | $37.12 | $37.12 | 7/15/2010 4:16:39 PM |
| Timchenko_LLC | $25.00 | $25.00 | 7/15/2010 11:09:45 AM |
| chilichese | $25.00 | $25.00 | 7/15/2010 11:41:18 AM |
| panthernoelle | $25.00 | $11.40 | 7/15/2010 4:22:16 PM |
| cookienclean | $25.00 | $25.00 | 7/15/2010 4:21:52 PM |
| SpectrumCapital | $75.00 | $75.00 | 7/16/2010 9:42:03 AM |
| cerebral-dollar773 | $50.00 | $50.00 | 7/16/2010 11:25:11 AM |
| DragonMaster9000 | $150.00 | $150.00 | 7/16/2010 11:13:14 PM |
| ManhattanLender | $25.00 | $25.00 | 7/17/2010 12:58:00 PM |
| ddamenace | $30.00 | $30.00 | 7/17/2010 8:45:10 AM |
| wwwUniversal | $25.00 | $25.00 | 7/17/2010 12:47:28 PM |
| b111 | $100.00 | $100.00 | 7/17/2010 1:53:54 PM |
| forthright-principal2 | $25.00 | $25.00 | 7/18/2010 10:48:18 AM |
| cebgop | $27.77 | $27.77 | 7/17/2010 11:02:30 PM |
| cashhelp | $33.52 | $33.52 | 7/18/2010 9:49:17 AM |
| ujiba | $25.00 | $25.00 | 7/18/2010 10:28:38 AM |
| calbertrand | $25.00 | $25.00 | 7/18/2010 6:52:23 PM |
| interstellar | $50.00 | $50.00 | 7/18/2010 10:48:53 AM |
| octoberfresh | $25.00 | $25.00 | 7/19/2010 7:35:55 AM |
| mcs99 | $100.00 | $100.00 | 7/19/2010 8:21:19 AM |
| lincmercguy | $25.00 | $25.00 | 7/18/2010 8:30:24 PM |
| SCD | $25.00 | $25.00 | 7/19/2010 3:47:03 AM |
| julijask | $35.00 | $35.00 | 7/19/2010 10:21:00 AM |
| Damostuff | $25.00 | $25.00 | 7/19/2010 10:22:07 AM |
| Nusk | $25.00 | $25.00 | 7/19/2010 12:38:10 PM |
| Nicedad72 | $25.00 | $25.00 | 7/19/2010 12:42:04 PM |
| captkenr | $50.00 | $50.00 | 7/19/2010 3:12:27 PM |
| edsmoney | $100.00 | $100.00 | 7/19/2010 3:32:21 PM |
| Tsimmeej | $25.00 | $25.00 | 7/19/2010 3:31:34 PM |
| socal-lender | $25.00 | $25.00 | 7/19/2010 4:50:15 PM |
| HenryK7 | $25.00 | $25.00 | 7/19/2010 4:51:43 PM |
| Sumach | $25.00 | $25.00 | 7/19/2010 10:27:22 AM |
| quantumwellguy | $50.00 | $50.00 | 7/19/2010 4:54:57 PM |
| gzeo | $25.00 | $25.00 | 7/19/2010 4:52:09 PM |
| tutnyce | $100.00 | $100.00 | 7/19/2010 5:06:19 PM |
| mammalian4 | $50.00 | $50.00 | 7/19/2010 2:41:35 PM |
| dontletmoneyfoolya | $50.00 | $50.00 | 7/19/2010 3:31:45 PM |
| DiabolicalGamer | $25.00 | $25.00 | 7/19/2010 4:44:26 PM |
| tender-integrity3 | $50.00 | $50.00 | 7/19/2010 4:52:40 PM |
| rjsdsu | $25.00 | $25.00 | 7/19/2010 4:53:52 PM |
| aarons34 | $34.00 | $34.00 | 7/19/2010 5:37:05 PM |
| 402 bids
|
Borrower Payment Dependent Notes Series
466300
This series of Notes was issued and sold upon the funding of the borrower loan #43690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jul-13-2010 |
| |
Auction end date:
| Jul-20-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $203.56 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $203.56 |
| |
|
Auction yield range:
| 16.93% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 4
Enhanced (1-5): 4 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 8m |
|
Amount delinquent:
| $562 |
Total credit lines:
| 19 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $353 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ischmelle |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 97% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 3% )
| 660-679
(May-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
I'm almost there!
Purpose of loan:
I received a Prosper loan 3 years ago that was wonderful for me!? So,
thank you Prosper lenders!? At the time of my last loan, I took care of
the biggest fires, so to speak.? I paid the highest and hardest bills that
my salary was unable to handle.? I cannot say what a blessing my first
loan was.It helped me through a very
difficult time as I recovered from my divorce and enabled me to at least climb
out of the hole, if not all the way, then almost.? Since then, I have had
2 bills (part of the bunch that I was not able to cover with the first loan)
that are higher than I can handle monthly, which is what credit score is
reflecting.? They have been lurking around my life, continuing to lower my
credit score and choking the opportunity out of my income.? This loan
would take care of those remaining bills, as well as my huge dental bill that
is hanging over me, and allow me to FINALLY climb out of that hole for good!
My financial situation:
I am a good candidate for this loan because I was a faithful payer of my first
prosper loan.? The one late payment that is shown is not actually a late
payment, but a glitch in the prosper system on my final payment (I do have an
email from prosper that states that fact.)? I take the idea of peer to peer
borrowing very seriously and I would not apply for this loan if I was unable to
fulfill it.? I have minimized monthly expenses as much as possible and am
prepared to take this final step to get my financial situation back on track.
Monthly net income: $ 2662.92
Monthly expenses: $ 2166.00
??Housing: $ 1035.00
??Insurance: $ 94.00
??Car expenses: $ 305.00
??Utilities: $ 40.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 242.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 7/13/2010 4:35:17 PM |
| mrxtravis | $25.00 | $25.00 | 7/14/2010 9:07:57 AM |
| lean-ore9 | $25.00 | $25.00 | 7/14/2010 4:42:34 PM |
| Amber_Stone | $500.00 | $500.00 | 7/14/2010 8:19:44 PM |
| zone6 | $100.00 | $100.00 | 7/14/2010 9:34:35 PM |
| Skeptical-one | $35.00 | $35.00 | 7/15/2010 9:46:55 AM |
| reflective-rupee | $25.00 | $25.00 | 7/15/2010 12:07:45 PM |
| boo_hoo | $50.00 | $50.00 | 7/15/2010 6:58:57 PM |
| seadrg | $25.00 | $25.00 | 7/15/2010 9:41:05 PM |
| loanman2007 | $25.00 | $25.00 | 7/16/2010 12:10:17 PM |
| kingston1 | $25.00 | $25.00 | 7/16/2010 5:25:10 PM |
| UCLA4life | $25.00 | $25.00 | 7/17/2010 1:35:16 PM |
| BrighterSuns | $25.00 | $25.00 | 7/17/2010 4:06:12 PM |
| mrxtravis | $86.03 | $86.03 | 7/17/2010 4:30:58 PM |
| quicksilver70 | $25.00 | $25.00 | 7/19/2010 2:28:16 AM |
| realtormoises | $25.00 | $25.00 | 7/18/2010 8:00:44 PM |
| mrxtravis | $50.00 | $50.00 | 7/19/2010 10:27:53 AM |
| SolarMoonshine | $25.00 | $25.00 | 7/19/2010 3:37:07 PM |
| julian_rojas72 | $182.02 | $182.02 | 7/19/2010 4:28:44 PM |
| payment-halo | $25.00 | $25.00 | 7/19/2010 3:57:57 PM |
| Kash2010lu | $25.00 | $25.00 | 7/19/2010 5:15:09 PM |
| epic-payout | $25.00 | $25.00 | 7/19/2010 7:10:05 PM |
| Free-the-usa-1776 | $40.00 | $40.00 | 7/20/2010 1:37:47 AM |
| Rip128 | $50.00 | $50.00 | 7/20/2010 5:47:04 AM |
| Denbo32 | $29.41 | $29.41 | 7/20/2010 5:51:45 AM |
| bull_lender | $27.00 | $27.00 | 7/19/2010 6:41:22 PM |
| bayshipping | $27.00 | $27.00 | 7/20/2010 8:14:18 AM |
| foldingbenny2 | $52.00 | $52.00 | 7/20/2010 9:34:10 AM |
| skaught | $30.00 | $30.00 | 7/20/2010 10:10:11 AM |
| Live-Free-or-Die | $100.00 | $100.00 | 7/20/2010 11:45:56 AM |
| return-grizzly | $100.00 | $100.00 | 7/20/2010 1:41:14 PM |
| ore-dojo | $50.00 | $50.00 | 7/20/2010 1:48:03 PM |
| reflective-rupee | $50.00 | $50.00 | 7/20/2010 1:33:16 PM |
| YoungTaxMan | $200.00 | $200.00 | 7/20/2010 2:18:19 PM |
| sweetlan | $25.00 | $25.00 | 7/20/2010 2:44:28 PM |
| mrxtravis | $500.00 | $279.49 | 7/20/2010 3:19:12 PM |
| punjab | $26.15 | $26.15 | 7/20/2010 4:06:55 PM |
| julian_rojas72 | $194.77 | $194.77 | 7/20/2010 11:40:07 AM |
| MrPie | $25.00 | $25.00 | 7/20/2010 12:23:55 PM |
| dcm6276 | $25.00 | $25.00 | 7/20/2010 12:52:28 PM |
| ultimate-peace | $50.00 | $50.00 | 7/20/2010 3:36:04 PM |
| ohmarkybaby | $70.00 | $70.00 | 7/20/2010 4:04:21 PM |
| Legally_Blonde | $25.00 | $25.00 | 7/14/2010 7:46:46 PM |
| well-mannered-income3 | $35.00 | $35.00 | 7/15/2010 9:01:49 PM |
| icanhasloanz | $25.00 | $25.00 | 7/16/2010 1:28:49 AM |
| big_balla_papi | $50.00 | $50.00 | 7/15/2010 11:19:18 PM |
| pi567 | $39.46 | $39.46 | 7/15/2010 8:09:26 PM |
| ore-leather | $25.00 | $25.00 | 7/17/2010 11:37:42 AM |
| Kash2010lu | $35.00 | $35.00 | 7/17/2010 10:32:28 PM |
| lender12345 | $25.00 | $25.00 | 7/18/2010 8:29:19 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 7/19/2010 12:29:48 AM |
| bobd32 | $25.00 | $25.00 | 7/19/2010 10:49:24 AM |
| WonByOne | $50.00 | $50.00 | 7/19/2010 11:22:19 AM |
| cbivitz | $250.00 | $250.00 | 7/19/2010 3:54:14 PM |
| capital-galaxy | $200.00 | $200.00 | 7/19/2010 11:59:59 AM |
| garnetchik | $25.00 | $25.00 | 7/19/2010 12:49:34 PM |
| innovator2 | $100.00 | $100.00 | 7/19/2010 1:29:16 PM |
| exchange-cowbell5 | $50.00 | $50.00 | 7/19/2010 7:48:41 PM |
| unger | $150.00 | $150.00 | 7/19/2010 7:57:26 PM |
| SeanL | $72.89 | $72.89 | 7/19/2010 10:08:09 PM |
| thefisherman | $25.00 | $25.00 | 7/20/2010 10:06:37 AM |
| blitzen40 | $25.00 | $25.00 | 7/20/2010 10:26:56 AM |
| Calif-smo | $70.00 | $70.00 | 7/20/2010 10:31:08 AM |
| LeoBUSIIT | $45.00 | $45.00 | 7/20/2010 7:58:48 AM |
| reflective-rupee | $25.00 | $25.00 | 7/20/2010 1:33:01 PM |
| BrianJx | $32.70 | $32.70 | 7/20/2010 9:38:05 AM |
| unassuming-market7 | $48.06 | $48.06 | 7/20/2010 3:58:43 PM |
| Kash2010lu | $25.00 | $25.00 | 7/20/2010 4:01:11 PM |
| twjh | $25.00 | $25.00 | 7/20/2010 12:56:28 PM |
| mrxtravis | $71.06 | $71.06 | 7/20/2010 1:08:34 PM |
| transparency-tomahawk | $25.00 | $25.00 | 7/20/2010 2:42:49 PM |
| five-star-note | $46.96 | $46.96 | 7/20/2010 4:03:05 PM |
| 72 bids
|
Borrower Payment Dependent Notes Series
466502
This series of Notes was issued and sold upon the funding of the borrower loan #43651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 7.0% |
Auction start date:
| Jul-15-2010 |
| |
Auction end date:
| Jul-22-2010 |
|
|
Starting lender yield:
| 24.00% |
Starting borrower rate/APR:
| 25.00% / 27.31% |
Starting monthly payment:
| $159.04 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 23.25% |
Final monthly payment:
| $150.70 |
| |
|
Auction yield range:
| 7.93% - 24.00% |
Estimated loss impact:
| 7.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.53% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 6
Enhanced (1-5): 2 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 760-779 (Jul-2010) |
Inquiries last 6m:
| 5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,599 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| knight3136 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating My debts
Purpose of loan:
This loan will be used to consolidate my debt. I have a Bank of America Credit Card with a 29.99% and Chase with a 24.99%. If I combined both to a low rate I will be have more money not only to pay this loan faster but to invest more and help others on prosper.
My financial situation:
I am a good candidate for this loan because i have never been late paying my debt and I'm also a lender for prosper. I will probably have this loan payoff within 1 year. I'm never late in paying my bills and I'm a very responsible person.
Monthly net income: $
$3200
Monthly expenses: $
??Housing: $ 600
??Insurance: $
178
??Car expenses: $? 425
??Utilities: $
175.00
??Phone, cable, internet: $
86.00
??Food, entertainment: $
300
??Clothing, household expenses $
100
??Credit cards and other loans: $ 800
??Other expenses: $
100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
Are you still employed? Why did you have 5 recent inquires?
How much is your house value? Are you the only wage earner in your household?
Thanks, - p2ploan-sensation211
A:
Yes I'm still employed. After a couple of days the other inquiries weren't getting bids, so I increased the interest from the given to me by prosper that was 19.98 to 25. My house is worth 295k and yes I'm the only wage earner.
(Jul-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rate-mogul | $50.00 | $50.00 | 7/15/2010 4:40:55 PM |
| economy-structure9 | $25.00 | $25.00 | 7/15/2010 4:33:27 PM |
| robot777 | $40.00 | $40.00 | 7/15/2010 4:39:19 PM |
| market-pudding | $25.00 | $25.00 | 7/15/2010 10:17:20 PM |
| transaction-animal8 | $25.00 | $25.00 | 7/16/2010 8:56:26 AM |
| Myrick | $25.00 | $25.00 | 7/17/2010 11:12:04 AM |
| theonezozo | $25.00 | $25.00 | 7/17/2010 1:11:12 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/18/2010 6:13:18 AM |
| micsupra | $50.00 | $50.00 | 7/17/2010 3:50:53 PM |
| ptjg | $25.00 | $25.00 | 7/18/2010 11:31:25 PM |
| ChrisKwan | $25.00 | $25.00 | 7/19/2010 10:27:53 AM |
| lendstats_com | $200.00 | $200.00 | 7/19/2010 9:26:42 AM |
| caseattle | $25.00 | $25.00 | 7/19/2010 10:12:41 AM |
| Bank_Of_XL | $100.00 | $100.00 | 7/19/2010 5:05:19 PM |
| loanman2007 | $200.00 | $200.00 | 7/20/2010 5:56:01 AM |
| JCPlending | $25.00 | $25.00 | 7/19/2010 8:00:34 PM |
| bright-peso | $25.00 | $25.00 | 7/20/2010 9:33:02 PM |
| new-goal-return | $25.00 | $25.00 | 7/20/2010 4:36:27 PM |
| debtcollector | $50.00 | $50.00 | 7/20/2010 11:51:34 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 7/21/2010 9:24:07 AM |
| income-fortress | $25.00 | $25.00 | 7/21/2010 2:57:21 PM |
| ryan6853 | $25.00 | $25.00 | 7/21/2010 4:20:30 PM |
| TravisMcGee | $30.00 | $30.00 | 7/21/2010 9:03:45 PM |
| FinanceEngine | $30.00 | $30.00 | 7/21/2010 8:33:30 PM |
| b-rent | $25.00 | $25.00 | 7/21/2010 5:27:07 PM |
| Smallbear | $25.00 | $25.00 | 7/22/2010 8:35:21 AM |
| tompau | $25.00 | $25.00 | 7/21/2010 7:45:46 PM |
| -Tuxedo- | $40.00 | $40.00 | 7/21/2010 10:13:23 PM |
| RobertL857 | $50.00 | $50.00 | 7/22/2010 3:59:33 AM |
| castlwizz | $27.56 | $27.56 | 7/22/2010 10:12:50 AM |
| principal-star | $25.00 | $25.00 | 7/22/2010 10:19:56 AM |
| revenue-driver8 | $25.00 | $25.00 | 7/22/2010 10:47:33 AM |
| favorite-commerce | $25.00 | $25.00 | 7/22/2010 11:11:53 AM |
| dynrep | $100.00 | $100.00 | 7/22/2010 8:04:25 AM |
| Sol_Invictus | $25.00 | $25.00 | 7/22/2010 11:34:17 AM |
| harddollars | $25.00 | $25.00 | 7/22/2010 8:23:47 AM |
| KTOWN | $30.00 | $30.00 | 7/22/2010 8:32:54 AM |
| billybragg | $25.00 | $25.00 | 7/22/2010 8:36:03 AM |
| Techne_Funds_LLC | $25.00 | $25.00 | 7/22/2010 12:24:14 PM |
| Bito03 | $26.82 | $26.82 | 7/22/2010 9:45:42 AM |
| astra-lender | $50.00 | $50.00 | 7/22/2010 2:12:18 PM |
| reflective-rupee | $25.00 | $25.00 | 7/22/2010 3:38:34 PM |
| leverage-monger | $25.00 | $25.00 | 7/22/2010 3:51:19 PM |
| credit-tornado689 | $25.00 | $19.17 | 7/22/2010 1:22:22 PM |
| boneill | $50.00 | $50.00 | 7/22/2010 1:35:56 PM |
| leverage-monger | $56.00 | $56.00 | 7/22/2010 1:52:35 PM |
| JGuide | $51.99 | $51.99 | 7/22/2010 4:21:04 PM |
| Jeddy | $30.00 | $30.00 | 7/22/2010 4:25:56 PM |
| radiant-return | $29.00 | $29.00 | 7/22/2010 4:24:49 PM |
| credit-coach118 | $25.00 | $25.00 | 7/15/2010 4:38:18 PM |
| selector568 | $100.00 | $100.00 | 7/15/2010 4:33:23 PM |
| top-courteous-peso | $80.00 | $80.00 | 7/15/2010 4:44:42 PM |
| sociallender | $25.00 | $25.00 | 7/15/2010 4:38:14 PM |
| foothillender | $25.00 | $25.00 | 7/17/2010 2:33:24 PM |
| mpatrick | $50.00 | $50.00 | 7/17/2010 6:36:14 PM |
| tnjohnso | $25.00 | $25.00 | 7/18/2010 7:18:53 AM |
| elegant-loot | $25.00 | $25.00 | 7/18/2010 7:18:42 AM |
| mercuriant | $25.00 | $25.00 | 7/18/2010 7:27:07 PM |
| BrighterSuns | $25.00 | $25.00 | 7/19/2010 7:51:15 PM |
| Legally_Blonde | $25.00 | $25.00 | 7/20/2010 3:45:54 PM |
| fulfilling-investment4 | $30.00 | $30.00 | 7/20/2010 10:36:17 AM |
| favorite-commerce | $50.00 | $50.00 | 7/20/2010 11:02:44 AM |
| b2m80s | $25.00 | $25.00 | 7/20/2010 4:36:27 PM |
| micsupra | $79.49 | $79.49 | 7/20/2010 7:09:04 PM |
| Leshan | $100.00 | $100.00 | 7/21/2010 8:54:31 AM |
| Ven58 | $25.00 | $25.00 | 7/21/2010 3:23:46 PM |
| Miklot | $260.27 | $260.27 | 7/21/2010 5:22:42 PM |
| payment-halo | $25.00 | $25.00 | 7/21/2010 7:12:24 PM |
| MattProsper | $30.00 | $30.00 | 7/21/2010 7:38:20 PM |
| EngineersAlliance | $75.00 | $75.00 | 7/21/2010 7:46:31 PM |
| funds-kingdom | $25.00 | $25.00 | 7/21/2010 10:24:52 PM |
| YeoLenderSource | $25.00 | $25.00 | 7/21/2010 5:27:04 PM |
| buffalobills | $25.00 | $25.00 | 7/21/2010 6:16:44 PM |
| loss-of-control | $25.00 | $25.00 | 7/21/2010 6:37:21 PM |
| econgineer | $41.70 | $41.70 | 7/21/2010 7:58:38 PM |
| ghinga | $30.00 | $30.00 | 7/21/2010 8:11:45 PM |
| green-rapid-openness | $50.00 | $50.00 | 7/22/2010 3:15:45 AM |
| Bito03 | $30.00 | $30.00 | 7/22/2010 9:43:40 AM |
| VTXRider | $25.00 | $25.00 | 7/22/2010 11:23:32 AM |
| SmartBanking | $25.00 | $25.00 | 7/22/2010 11:21:15 AM |
| ttnk62918 | $25.00 | $25.00 | 7/22/2010 12:01:19 PM |
| leverage-monger | $25.00 | $25.00 | 7/22/2010 1:43:26 PM |
| DasMula | $25.00 | $25.00 | 7/22/2010 1:58:51 PM |
| wlm3012 | $25.00 | $25.00 | 7/22/2010 1:58:30 PM |
| jybank | $25.00 | $25.00 | 7/22/2010 3:07:54 PM |
| finance-solo | $25.00 | $25.00 | 7/22/2010 11:57:32 AM |
| pnqiad | $25.00 | $25.00 | 7/22/2010 12:09:02 PM |
| prohelper | $32.98 | $32.98 | 7/22/2010 4:07:27 PM |
| oceanside | $25.00 | $25.00 | 7/22/2010 4:15:56 PM |
| patriot384 | $80.00 | $80.00 | 7/22/2010 4:28:58 PM |
| patriot384 | $120.00 | $120.00 | 7/22/2010 4:21:44 PM |
| wwwUniversal | $25.00 | $25.00 | 7/22/2010 4:22:13 PM |
| payment-halo | $25.00 | $25.00 | 7/22/2010 4:21:28 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 7/22/2010 4:25:35 PM |
| encore739 | $25.00 | $25.00 | 7/22/2010 4:28:31 PM |
| Nerdster1 | $25.02 | $25.02 | 7/22/2010 4:29:03 PM |
| 96 bids
|
Borrower Payment Dependent Notes Series
466518
This series of Notes was issued and sold upon the funding of the borrower loan #43625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-13-2010 |
| |
Auction end date:
| Jul-20-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 10.93% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 8
Enhanced (1-5): 4 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,302 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-punctual-nickel |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off credit card bills and get out of debt.
My financial situation:
I am a good candidate for this loan because I want to get serious about being debt free and cleaning up my financial situation.
Monthly net income: $ 1,800
Monthly expenses: $
??Housing: $ 500
??Insurance: $?
??Car expenses: $110 (gas + car insurance)
??Utilities: $ 70
??Phone, cable, internet: $?60
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $?200 (total minimum payments)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi and good luck on your loan. My question is how would this help you get out of debt? Aren't you just transferring your debt from credit cards to Prosper? - back-scratchers
A:
By transferring my credit card debt to a loan with a lower interest rate than the current APR of the credit card, I'd be saving money on interest.
(Jul-13-2010)
Q:
What is your occupation?
How did you build up your revolving credit balance?
Do you save some money every month now? - p2ploan-sensation211
A:
I am an editor for a historical publishing house. I raked up some of the revolving credit balance after college, while working a few low-paying jobs. The remainder of the debt is from early last year when I was laid off from a magazine. I now have a great job and have been here for a year and want to get my finances in order. I do save money...it's just tough to figure out what to tackle first...setting up a base of saving, investing in 401(k), or paying off debts.
(Jul-20-2010)
Q:
What's your occupation? Is your job secure? What are your credit card interest rates? - p2ploan-sensation211
A:
I have one credit card with 9% APR. My other has a whopping 29.99% APR, so a loan with even a slightly lower APR would be of much help. I am an editor at a publishing house. My job is secure. The company seems to be balancing out; before I started here last year, they cut 401(k) matching, but have just recently reinstated it, which I see as a good sign.
(Jul-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zone8 | $100.00 | $100.00 | 7/13/2010 4:11:54 PM |
| Wellman | $100.00 | $100.00 | 7/13/2010 4:11:59 PM |
| listing-trapper3 | $50.00 | $50.00 | 7/13/2010 4:13:08 PM |
| fattygordon | $25.00 | $25.00 | 7/13/2010 4:12:17 PM |
| seisen | $36.18 | $36.18 | 7/13/2010 4:17:32 PM |
| Artist_Blue | $25.00 | $25.00 | 7/13/2010 4:17:35 PM |
| Comoparklender | $25.00 | $25.00 | 7/13/2010 4:16:37 PM |
| DER | $45.00 | $45.00 | 7/13/2010 4:20:50 PM |
| successful-euro | $30.00 | $30.00 | 7/13/2010 4:18:00 PM |
| generous-deal6 | $25.00 | $25.00 | 7/13/2010 4:22:59 PM |
| FASTIZIO_P | $27.00 | $27.00 | 7/13/2010 4:21:18 PM |
| GatorBux | $25.00 | $25.00 | 7/13/2010 4:23:11 PM |
| Buffer10 | $100.00 | $100.00 | 7/13/2010 4:12:28 PM |
| cloudsrest | $25.00 | $25.00 | 7/13/2010 4:29:29 PM |
| sweetlan | $25.00 | $25.00 | 7/13/2010 4:29:38 PM |
| kidsskipp | $25.00 | $25.00 | 7/13/2010 4:14:12 PM |
| Helenska11 | $25.00 | $25.00 | 7/13/2010 4:16:42 PM |
| attractive-rate | $25.00 | $25.00 | 7/13/2010 4:17:48 PM |
| greenback-amplifier | $25.00 | $25.00 | 7/13/2010 4:32:13 PM |
| special-currency6 | $50.00 | $50.00 | 7/13/2010 4:21:55 PM |
| moola-man | $25.00 | $25.00 | 7/13/2010 4:40:25 PM |
| rescue | $100.00 | $100.00 | 7/13/2010 4:40:30 PM |
| kmr2 | $100.00 | $100.00 | 7/13/2010 4:42:00 PM |
| kind-adventurous-finance | $30.00 | $30.00 | 7/13/2010 4:41:36 PM |
| restech | $25.00 | $25.00 | 7/13/2010 4:29:46 PM |
| Vreet | $25.00 | $25.00 | 7/13/2010 4:30:04 PM |
| IntrepidInvestment | $50.00 | $50.00 | 7/13/2010 4:41:30 PM |
| Whipster | $50.00 | $50.00 | 7/13/2010 4:54:31 PM |
| brother_tam | $50.00 | $33.67 | 7/13/2010 4:42:08 PM |
| wwwUniversal | $25.00 | $25.00 | 7/13/2010 4:54:53 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/13/2010 4:46:36 PM |
| favorite-commerce | $25.00 | $25.00 | 7/14/2010 9:08:39 AM |
| revenue-driver8 | $25.00 | $25.00 | 7/14/2010 9:17:52 AM |
| foothillender | $25.00 | $25.00 | 7/14/2010 8:14:17 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 7/14/2010 8:24:19 PM |
| wonder3 | $50.00 | $50.00 | 7/15/2010 10:52:28 AM |
| interstellar | $50.00 | $50.00 | 7/15/2010 11:23:27 AM |
| heatherwood | $75.00 | $75.00 | 7/15/2010 2:41:21 PM |
| buffalobills | $25.00 | $25.00 | 7/16/2010 12:47:21 PM |
| Finspons | $25.00 | $25.00 | 7/16/2010 12:47:03 PM |
| commanding-income774 | $25.00 | $25.00 | 7/16/2010 5:31:48 PM |
| ChrisKwan | $25.00 | $25.00 | 7/16/2010 7:26:55 PM |
| monstersdad | $50.00 | $50.00 | 7/17/2010 1:31:58 PM |
| bankbuddy55 | $25.00 | $25.00 | 7/19/2010 7:59:13 AM |
| new-peso-concerto | $50.00 | $50.00 | 7/19/2010 9:33:17 AM |
| mckhbnpc | $25.00 | $25.00 | 7/19/2010 10:40:19 AM |
| loan-fate | $50.00 | $50.00 | 7/19/2010 10:40:41 AM |
| santhana | $67.25 | $67.25 | 7/19/2010 11:33:20 AM |
| hektek22 | $300.00 | $300.00 | 7/19/2010 9:24:27 AM |
| bid-papyrus | $25.00 | $25.00 | 7/19/2010 1:56:27 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 7/19/2010 7:35:45 PM |
| umfan123 | $25.00 | $25.00 | 7/20/2010 7:12:01 AM |
| leverage-monger | $25.00 | $25.00 | 7/20/2010 8:59:38 AM |
| boneill | $100.00 | $100.00 | 7/20/2010 10:33:38 AM |
| icon7 | $25.00 | $25.00 | 7/20/2010 4:05:02 PM |
| cassperr | $25.00 | $25.00 | 7/20/2010 3:45:23 PM |
| circuitfive | $25.00 | $25.00 | 7/13/2010 4:12:54 PM |
| yeti888 | $25.00 | $25.00 | 7/13/2010 4:13:52 PM |
| Nickle-and-Dime-Loans | $25.00 | $25.00 | 7/13/2010 4:21:12 PM |
| AF-Chief | $28.00 | $28.00 | 7/13/2010 4:17:53 PM |
| Ocean713 | $50.00 | $50.00 | 7/13/2010 4:21:34 PM |
| clean-pound2 | $50.00 | $50.00 | 7/13/2010 4:29:23 PM |
| sensible-order2 | $25.00 | $25.00 | 7/13/2010 4:13:42 PM |
| villagers | $25.00 | $25.00 | 7/13/2010 4:29:33 PM |
| payment-gusto | $25.00 | $25.00 | 7/13/2010 4:29:48 PM |
| first-restless-payout | $50.00 | $50.00 | 7/13/2010 4:30:09 PM |
| authoritative-platinum7 | $25.00 | $25.00 | 7/13/2010 4:30:19 PM |
| pound-flow | $25.00 | $25.00 | 7/13/2010 4:30:27 PM |
| relentless-penny | $25.00 | $25.00 | 7/13/2010 4:30:31 PM |
| nybanker85 | $50.00 | $50.00 | 7/13/2010 4:29:15 PM |
| cash-spark3 | $50.00 | $50.00 | 7/13/2010 4:30:42 PM |
| parsec9 | $25.00 | $25.00 | 7/13/2010 4:32:03 PM |
| kid8549 | $25.00 | $25.00 | 7/13/2010 4:20:55 PM |
| thedreamer | $25.00 | $25.00 | 7/13/2010 4:40:02 PM |
| money-bauble | $82.89 | $82.89 | 7/13/2010 4:40:14 PM |
| momoney2lend | $25.00 | $25.00 | 7/13/2010 4:40:36 PM |
| zorg77 | $25.00 | $25.00 | 7/13/2010 4:41:39 PM |
| enthusiastic-balance5 | $50.00 | $50.00 | 7/13/2010 4:41:57 PM |
| thorough-exchange4 | $25.00 | $25.00 | 7/13/2010 4:30:44 PM |
| purdue98 | $25.00 | $25.00 | 7/13/2010 4:32:09 PM |
| S-Master | $25.00 | $25.00 | 7/13/2010 4:46:53 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/13/2010 5:30:10 PM |
| mercuriant | $25.00 | $25.00 | 7/13/2010 4:53:52 PM |
| JustMee | $25.00 | $25.00 | 7/13/2010 5:38:26 PM |
| back-scratchers | $25.00 | $25.00 | 7/14/2010 5:33:26 AM |
| ethicalhumanist | $25.00 | $25.00 | 7/14/2010 4:41:55 PM |
| FinanceEngine | $25.00 | $25.00 | 7/14/2010 8:46:36 PM |
| market-pudding | $25.00 | $25.00 | 7/15/2010 4:48:41 AM |
| SFBank | $200.00 | $200.00 | 7/14/2010 6:22:01 PM |
| green-rapid-openness | $50.00 | $50.00 | 7/15/2010 6:47:53 AM |
| green-rapid-openness | $50.00 | $50.00 | 7/15/2010 6:48:17 AM |
| AlexTrep | $25.00 | $25.00 | 7/15/2010 11:09:13 AM |
| ttnk62918 | $25.00 | $25.00 | 7/16/2010 12:42:32 PM |
| order-bee1 | $50.00 | $50.00 | 7/17/2010 4:21:35 AM |
| Megaton | $25.00 | $25.00 | 7/18/2010 2:06:31 AM |
| scoobiedoo | $25.00 | $25.00 | 7/18/2010 7:15:50 PM |
| rockhound84 | $25.00 | $25.00 | 7/19/2010 5:19:06 AM |
| genuine-dime | $100.00 | $100.00 | 7/19/2010 12:37:35 PM |
| patriot384 | $100.00 | $100.00 | 7/19/2010 11:38:23 AM |
| malomar66 | $45.00 | $45.00 | 7/19/2010 2:33:15 PM |
| mammalian4 | $50.00 | $50.00 | 7/19/2010 2:41:40 PM |
| Gobsek | $25.00 | $25.00 | 7/20/2010 6:45:31 AM |
| rate-hickory | $25.00 | $25.00 | 7/20/2010 7:25:27 AM |
| Nerdster1 | $25.01 | $25.01 | 7/20/2010 10:37:08 AM |
| njcass79 | $25.00 | $25.00 | 7/20/2010 12:31:18 PM |
| grampy48 | $25.00 | $25.00 | 7/20/2010 1:01:09 PM |
| Wachocia | $25.00 | $25.00 | 7/20/2010 9:32:21 AM |
| leverage-monger | $100.00 | $100.00 | 7/20/2010 3:07:02 PM |
| ultimate-peace | $50.00 | $50.00 | 7/20/2010 3:36:46 PM |
| credit-coach118 | $25.00 | $25.00 | 7/20/2010 10:44:26 AM |
| order-bee1 | $400.00 | $400.00 | 7/20/2010 4:03:11 PM |
| 111 bids
|
Borrower Payment Dependent Notes Series
466590
This series of Notes was issued and sold upon the funding of the borrower loan #43681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-14-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 26.33% |
Starting borrower rate/APR:
| 27.33% / 29.67% |
Starting monthly payment:
| $328.02 |
|
Final lender yield:
| 21.95% |
Final borrower rate/APR:
| 22.95% / 25.23% |
Final monthly payment:
| $309.47 |
| |
|
Auction yield range:
| 10.93% - 26.33% |
Estimated loss impact:
| 10.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 7
Enhanced (1-5): 5 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Jun-2010) |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,165 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| charlottelender |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 28 ( 97% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 1
( 3% )
| 680-699
(Mar-2010)
640-659
(Jan-2008)
640-659
(Oct-2007)
|
|
Principal balance:
| $817.74 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off a credit card with a much higher interest rate. I have 2 citi card accounts, one with a rate of 8.79% and another with a 30% rate.?The 30%?account was closed?since the card lender wanted to change the terms of the agreement, to which I did not agree to. I just want to pay off the card in its entirety and stop giving citi anymore interest. Taking this loan will also enable to pay it off within 3 years, it will actually be by next april when I get my next work bonus.
My financial situation:
I am a good candidate for this loan because I have shown the ability to continue to make monthly payments on substantially higher balances. I have 3 separate mortgage loans that have always been paid for and enough cash assets in the bank that I have locked up for the time being.
Monthly net income: $
$5000
Monthly expenses: $
??Housing: $ 1100
??Insurance: $ 0 - health insurance paid for by employer
??Car expenses: $ no vehicle live in a downtown area; public transportation paid for by employer
??Utilities: $ included in housing expense
??Phone, cable, internet: $ $125
??Food, entertainment: $ $400
??Clothing, household expenses $ $200
??Credit cards and other loans: $ $800 (student loans, plus the current citi card payment which is about $400/mo.)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| cognizant-rate732 | $50.00 | $50.00 | 7/14/2010 5:21:48 PM |
| payment-freshmaker | $50.00 | $50.00 | 7/14/2010 5:33:25 PM |
| labate | $54.00 | $54.00 | 7/17/2010 7:46:10 AM |
| market-pudding | $25.00 | $25.00 | 7/18/2010 2:33:58 PM |
| loanman2007 | $100.00 | $100.00 | 7/19/2010 10:45:57 AM |
| mercuriant | $25.00 | $25.00 | 7/19/2010 6:01:15 PM |
| houli123 | $5,196.05 | $5,196.05 | 7/21/2010 8:02:15 AM |
| MattProsper | $50.00 | $50.00 | 7/21/2010 9:47:58 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 7/21/2010 11:01:42 AM |
| gjm6d | $25.00 | $25.00 | 7/21/2010 11:10:29 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 7/21/2010 12:43:55 PM |
| leverage-monger | $25.00 | $25.00 | 7/21/2010 2:12:42 PM |
| lucrative-coin | $50.00 | $50.00 | 7/21/2010 2:04:28 PM |
| Skeptical-one | $25.00 | $25.00 | 7/21/2010 2:32:19 PM |
| jybank | $25.00 | $25.00 | 7/21/2010 2:43:42 PM |
| CACO_Bank | $25.00 | $25.00 | 7/21/2010 3:02:22 PM |
| leverage-monger | $25.00 | $25.00 | 7/21/2010 10:20:34 AM |
| DasMula | $25.00 | $25.00 | 7/21/2010 3:34:37 PM |
| social-zebra | $29.00 | $29.00 | 7/21/2010 11:41:59 AM |
| briskdevl07 | $25.00 | $25.00 | 7/21/2010 12:30:11 PM |
| leverage-monger | $25.00 | $25.00 | 7/21/2010 2:36:24 PM |
| leverage-monger | $50.00 | $50.00 | 7/21/2010 2:57:17 PM |
| Moe87 | $25.00 | $25.00 | 7/21/2010 3:55:21 PM |
| investment-cluster | $25.00 | $25.00 | 7/21/2010 4:24:35 PM |
| wwwUniversal | $25.00 | $25.00 | 7/21/2010 4:52:54 PM |
| BrighterSuns | $25.00 | $25.00 | 7/21/2010 5:14:32 PM |
| credit-coach118 | $25.00 | $25.00 | 7/21/2010 5:00:47 PM |
| 113121 | $500.00 | $345.95 | 7/21/2010 5:12:24 PM |
| RedCentre | $500.00 | $500.00 | 7/15/2010 4:23:07 PM |
| boo_hoo | $50.00 | $50.00 | 7/17/2010 12:06:42 PM |
| ptjg | $25.00 | $25.00 | 7/18/2010 11:06:05 AM |
| lender12345 | $25.00 | $25.00 | 7/20/2010 8:25:57 PM |
| leverage-monger | $25.00 | $25.00 | 7/21/2010 9:40:08 AM |
| principal-star | $25.00 | $25.00 | 7/21/2010 9:49:39 AM |
| Leshan | $200.00 | $200.00 | 7/21/2010 8:44:06 AM |
| GCSS | $25.00 | $25.00 | 7/21/2010 1:46:11 PM |
| leverage-monger | $25.00 | $25.00 | 7/21/2010 2:45:56 PM |
| Bill88 | $25.00 | $25.00 | 7/21/2010 2:59:20 PM |
| FOFagent1 | $200.00 | $200.00 | 7/21/2010 2:48:59 PM |
| patriot384 | $200.00 | $200.00 | 7/21/2010 3:16:41 PM |
| Moe87 | $25.00 | $25.00 | 7/21/2010 3:52:15 PM |
| sensational-peace6 | $50.00 | $50.00 | 7/21/2010 3:44:08 PM |
| grampy48 | $50.00 | $50.00 | 7/21/2010 2:05:30 PM |
| DasMula | $25.00 | $25.00 | 7/21/2010 3:34:25 PM |
| mlj0671 | $25.00 | $25.00 | 7/21/2010 3:58:12 PM |
| supreme-hope | $25.00 | $25.00 | 7/21/2010 4:46:14 PM |
| red-favorable-basis | $25.00 | $25.00 | 7/21/2010 4:49:25 PM |
| debt-legend | $25.00 | $25.00 | 7/21/2010 5:14:21 PM |
| 48 bids
|
Borrower Payment Dependent Notes Series
466634
This series of Notes was issued and sold upon the funding of the borrower loan #43652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-15-2010 |
| |
Auction end date:
| Jul-20-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $307.20 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $307.20 |
| |
|
Auction yield range:
| 10.93% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 7
Enhanced (1-5): 5 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $12,012 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thankful-money2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need a new Patio Door and Bricks
Purpose of loan:
Haveing water damage?in back patio door.?
My financial situation:
I am a good candidate for this loan because with my job along with my wifes job we can easily make the payments. Have good standings with any loans and payments for the last 4 years.
Monthly net income: $ 7500.00
Monthly expenses: $
??Housing: $ 2500
??Insurance: $ 300
??Car expenses: $ 250
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $?200
??Credit cards and other loans: $ 400
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| currency-sergeant | $25.00 | $25.00 | 7/15/2010 4:32:24 PM |
| Comoparklender | $40.00 | $40.00 | 7/15/2010 4:34:08 PM |
| circuitfive | $25.00 | $25.00 | 7/15/2010 4:35:36 PM |
| yeti888 | $25.00 | $25.00 | 7/15/2010 4:35:49 PM |
| zone8 | $100.00 | $100.00 | 7/15/2010 4:36:08 PM |
| Buffer10 | $100.00 | $100.00 | 7/15/2010 4:35:33 PM |
| kidsskipp | $25.00 | $25.00 | 7/15/2010 4:35:52 PM |
| loyalist1 | $50.00 | $50.00 | 7/15/2010 4:37:05 PM |
| FASTIZIO_P | $27.00 | $27.00 | 7/15/2010 4:36:24 PM |
| money-bauble | $40.44 | $40.44 | 7/15/2010 4:37:32 PM |
| generous-deal6 | $25.00 | $25.00 | 7/15/2010 4:36:58 PM |
| nybanker85 | $50.00 | $50.00 | 7/15/2010 4:39:00 PM |
| first-restless-payout | $50.00 | $50.00 | 7/15/2010 4:39:16 PM |
| payment-gusto | $25.00 | $25.00 | 7/15/2010 4:39:11 PM |
| moola-man | $25.00 | $25.00 | 7/15/2010 4:41:26 PM |
| enthusiastic-balance5 | $50.00 | $50.00 | 7/15/2010 4:41:41 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/15/2010 4:41:58 PM |
| rescue | $100.00 | $100.00 | 7/15/2010 4:41:28 PM |
| thestartuplender | $35.00 | $35.00 | 7/15/2010 4:42:01 PM |
| simplelender80 | $50.00 | $50.00 | 7/15/2010 4:42:09 PM |
| bountiful-durability | $50.00 | $50.00 | 7/15/2010 4:43:16 PM |
| personal-lender | $25.00 | $25.00 | 7/15/2010 4:42:18 PM |
| soulful-truth | $1,000.00 | $1,000.00 | 7/15/2010 4:43:08 PM |
| orderly-leverage | $30.00 | $30.00 | 7/15/2010 4:43:21 PM |
| easybreezy | $25.00 | $25.00 | 7/15/2010 4:43:32 PM |
| Entejaeger | $25.00 | $25.00 | 7/15/2010 4:32:04 PM |
| asmithj | $50.00 | $50.00 | 7/15/2010 4:43:49 PM |
| contract-giant | $25.00 | $25.00 | 7/15/2010 4:43:59 PM |
| vibraphone3 | $50.00 | $50.00 | 7/15/2010 4:45:14 PM |
| matt_2006 | $25.00 | $25.00 | 7/15/2010 4:45:21 PM |
| emphatic-deal5 | $40.00 | $40.00 | 7/15/2010 4:45:25 PM |
| bold-special-peace7 | $49.00 | $49.00 | 7/15/2010 4:45:43 PM |
| sensible-order2 | $25.00 | $25.00 | 7/15/2010 4:35:45 PM |
| inspired-duty5 | $100.00 | $100.00 | 7/15/2010 4:46:42 PM |
| Ocean713 | $50.00 | $50.00 | 7/15/2010 4:36:33 PM |
| taurleo | $25.00 | $25.00 | 7/15/2010 4:47:41 PM |
| AGSLending | $25.00 | $25.00 | 7/15/2010 4:47:53 PM |
| 1phantom | $25.00 | $25.00 | 7/15/2010 4:47:58 PM |
| relentless-penny | $25.00 | $25.00 | 7/15/2010 4:37:25 PM |
| innocent-loot | $25.00 | $25.00 | 7/15/2010 4:47:45 PM |
| finance-prescription | $50.00 | $50.00 | 7/15/2010 4:37:46 PM |
| dime-reaction | $25.00 | $25.00 | 7/15/2010 4:47:50 PM |
| mtandb | $25.00 | $25.00 | 7/15/2010 4:47:59 PM |
| Bio-physicist | $25.00 | $25.00 | 7/15/2010 4:50:02 PM |
| worthy-bid8 | $100.00 | $100.00 | 7/15/2010 4:51:06 PM |
| revenue-channel8 | $25.00 | $25.00 | 7/15/2010 4:51:27 PM |
| Vreet | $25.00 | $25.00 | 7/15/2010 4:57:59 PM |
| inspiring-reward | $90.00 | $90.00 | 7/15/2010 4:58:11 PM |
| rvfbroker | $25.00 | $25.00 | 7/15/2010 4:58:15 PM |
| Pman | $25.00 | $25.00 | 7/15/2010 4:42:23 PM |
| Rogesparkguy | $25.00 | $25.00 | 7/15/2010 5:47:49 PM |
| FeedTheMachine | $100.00 | $100.00 | 7/15/2010 4:43:26 PM |
| WorldlyWorker | $25.00 | $25.00 | 7/15/2010 6:21:22 PM |
| graceful-investment | $25.00 | $25.00 | 7/15/2010 6:21:15 PM |
| scottr | $25.00 | $25.00 | 7/15/2010 6:21:24 PM |
| desertoasis | $25.00 | $25.00 | 7/15/2010 4:43:55 PM |
| life-is-great | $25.00 | $25.00 | 7/15/2010 4:44:06 PM |
| gulch | $25.00 | $25.00 | 7/15/2010 6:26:40 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/15/2010 4:44:41 PM |
| mizount | $25.00 | $25.00 | 7/15/2010 6:42:19 PM |
| piter-to-la-investment | $25.00 | $25.00 | 7/15/2010 6:51:58 PM |
| rdecartus | $25.00 | $25.00 | 7/15/2010 7:02:18 PM |
| KiwiElf | $25.00 | $25.00 | 7/15/2010 7:36:36 PM |
| AlexTrep | $25.00 | $25.00 | 7/15/2010 7:31:15 PM |
| MoneyMA | $25.00 | $25.00 | 7/15/2010 8:11:15 PM |
| hc90474 | $25.00 | $25.00 | 7/15/2010 4:47:43 PM |
| treasure-bliss | $100.00 | $100.00 | 7/15/2010 8:31:29 PM |
| Banker7371 | $25.00 | $25.00 | 7/15/2010 4:47:47 PM |
| utmom | $25.00 | $25.00 | 7/15/2010 4:47:55 PM |
| Dubbs360 | $50.00 | $50.00 | 7/15/2010 4:48:01 PM |
| kindness-percolator5 | $25.00 | $25.00 | 7/15/2010 10:01:31 PM |
| teller | $25.00 | $25.00 | 7/16/2010 3:37:07 AM |
| Contact911 | $50.00 | $50.00 | 7/15/2010 4:51:25 PM |
| asiaratt | $100.00 | $100.00 | 7/16/2010 5:16:31 AM |
| kind-responsibility-balancer | $47.95 | $47.95 | 7/15/2010 4:58:09 PM |
| InvestorPartners | $25.00 | $25.00 | 7/16/2010 12:56:13 AM |
| Cre8iveCash | $25.00 | $25.00 | 7/16/2010 6:41:55 AM |
| gotjack | $25.00 | $25.00 | 7/16/2010 2:41:29 AM |
| ready-interest9 | $25.00 | $25.00 | 7/16/2010 6:46:29 AM |
| dedicated-diversification5 | $64.23 | $64.23 | 7/16/2010 6:52:01 AM |
| wwwUniversal | $25.00 | $25.00 | 7/16/2010 6:52:11 AM |
| imlosttoo | $25.00 | $25.00 | 7/16/2010 3:52:19 AM |
| SolarMoonshine | $25.00 | $25.00 | 7/15/2010 5:39:11 PM |
| CSUgrad08 | $25.00 | $25.00 | 7/16/2010 7:01:25 AM |
| cashonhand | $25.00 | $25.00 | 7/16/2010 5:16:32 AM |
| Havana21 | $25.00 | $25.00 | 7/15/2010 5:56:23 PM |
| Viamin | $25.00 | $25.00 | 7/15/2010 6:21:21 PM |
| raisingophelia | $25.00 | $25.00 | 7/16/2010 8:21:20 AM |
| ingenious-deal6 | $25.00 | $25.00 | 7/15/2010 6:46:15 PM |
| GatorBux | $25.00 | $25.00 | 7/16/2010 8:37:30 AM |
| xzec777 | $25.00 | $25.00 | 7/15/2010 7:02:16 PM |
| fortress767 | $25.00 | $25.00 | 7/15/2010 7:06:15 PM |
| benevolent1 | $25.00 | $25.00 | 7/16/2010 7:06:59 AM |
| vacaerol | $25.00 | $25.00 | 7/16/2010 8:39:37 AM |
| gelidfrank | $25.00 | $25.00 | 7/15/2010 7:21:23 PM |
| billete | $25.00 | $25.00 | 7/15/2010 9:11:26 PM |
| return-eclipse0 | $25.00 | $25.00 | 7/15/2010 10:26:25 PM |
| selfmademan | $25.00 | $25.00 | 7/16/2010 4:36:14 AM |
| MylesNH | $27.50 | $27.50 | 7/16/2010 5:16:30 AM |
| Jonb6919 | $25.00 | $25.00 | 7/16/2010 6:46:36 AM |
| Megaton | $25.00 | $25.00 | 7/18/2010 2:07:29 AM |
| AF-Chief | $28.00 | $28.00 | 7/15/2010 4:34:25 PM |
| successful-euro | $40.00 | $40.00 | 7/15/2010 4:35:00 PM |
| Wellman | $100.00 | $100.00 | 7/15/2010 4:35:27 PM |
| Kreditorium | $25.00 | $25.00 | 7/15/2010 4:35:56 PM |
| special-currency6 | $50.00 | $50.00 | 7/15/2010 4:36:39 PM |
| bid-czar8 | $87.11 | $87.11 | 7/15/2010 4:37:56 PM |
| icchok | $40.00 | $40.00 | 7/15/2010 4:37:57 PM |
| kmr2 | $100.00 | $100.00 | 7/15/2010 4:41:44 PM |
| brother_tam | $50.00 | $50.00 | 7/15/2010 4:41:50 PM |
| thedreamer | $25.00 | $25.00 | 7/15/2010 4:41:22 PM |
| RMB-Investments | $25.00 | $25.00 | 7/15/2010 4:41:53 PM |
| first-upright-payout | $25.00 | $25.00 | 7/15/2010 4:43:04 PM |
| tech310 | $75.00 | $75.00 | 7/15/2010 4:42:06 PM |
| MADAOO7 | $50.00 | $50.00 | 7/15/2010 4:42:13 PM |
| delivery | $25.00 | $25.00 | 7/15/2010 4:43:54 PM |
| GInBaghdad | $25.00 | $25.00 | 7/15/2010 4:43:58 PM |
| Rattlehead | $25.00 | $25.00 | 7/15/2010 4:43:13 PM |
| jengachamp | $25.00 | $25.00 | 7/15/2010 4:43:19 PM |
| bnlforever | $25.00 | $25.00 | 7/15/2010 4:43:52 PM |
| rhin0cerx | $50.00 | $50.00 | 7/15/2010 4:44:01 PM |
| S-Master | $25.00 | $25.00 | 7/15/2010 4:44:57 PM |
| valiant-liberty4 | $25.00 | $25.00 | 7/15/2010 4:34:29 PM |
| exchange-synapse | $50.00 | $50.00 | 7/15/2010 4:45:42 PM |
| CaboWaboRobo | $25.00 | $25.00 | 7/15/2010 4:46:01 PM |
| zorg77 | $25.00 | $25.00 | 7/15/2010 4:46:34 PM |
| Investoman | $75.00 | $75.00 | 7/15/2010 4:46:19 PM |
| TheGeek | $25.00 | $25.00 | 7/15/2010 4:46:41 PM |
| logical-moola4 | $50.00 | $50.00 | 7/15/2010 4:47:25 PM |
| mamasbeachhouse | $50.00 | $50.00 | 7/15/2010 4:47:48 PM |
| Cypher041 | $25.00 | $25.00 | 7/15/2010 4:47:56 PM |
| jml3482 | $25.00 | $25.00 | 7/15/2010 4:48:01 PM |
| mtquan | $25.00 | $25.00 | 7/15/2010 4:47:46 PM |
| RebuildALife | $25.00 | $25.00 | 7/15/2010 4:47:54 PM |
| villagers | $25.00 | $25.00 | 7/15/2010 4:39:03 PM |
| sweetlan | $25.00 | $25.00 | 7/15/2010 4:39:07 PM |
| authoritative-platinum7 | $25.00 | $25.00 | 7/15/2010 4:39:22 PM |
| creative-market5 | $25.00 | $25.00 | 7/15/2010 4:50:17 PM |
| TeamDriftwood | $25.00 | $25.00 | 7/15/2010 4:58:19 PM |
| intelligent-yield | $25.00 | $25.00 | 7/15/2010 4:43:22 PM |
| revenue-officer36 | $25.00 | $25.00 | 7/15/2010 6:21:25 PM |
| time4aloan | $25.00 | $25.00 | 7/15/2010 6:21:37 PM |
| logical-loyalty0 | $25.00 | $25.00 | 7/15/2010 4:43:57 PM |
| shrewd-peace7 | $37.90 | $37.90 | 7/15/2010 6:27:05 PM |
| israel15 | $25.00 | $25.00 | 7/15/2010 4:44:02 PM |
| BroncoNaug | $50.00 | $50.00 | 7/15/2010 4:45:31 PM |
| Learning2Lend | $50.00 | $50.00 | 7/15/2010 7:02:20 PM |
| natecam | $25.00 | $25.00 | 7/15/2010 4:45:51 PM |
| IIP77 | $25.00 | $25.00 | 7/15/2010 7:36:32 PM |
| blue-velocity-investor | $25.00 | $25.00 | 7/15/2010 4:47:00 PM |
| HHP | $25.00 | $25.00 | 7/15/2010 9:02:06 PM |
| taco798 | $25.00 | $25.00 | 7/15/2010 4:47:44 PM |
| reward-motion | $25.00 | $25.00 | 7/15/2010 9:11:25 PM |
| supreme-hope | $25.00 | $25.00 | 7/15/2010 4:47:57 PM |
| generosity-travels | $38.44 | $38.44 | 7/15/2010 10:26:26 PM |
| transaction-aggregator7 | $25.00 | $25.00 | 7/15/2010 9:51:27 PM |
| five-star-justice | $36.00 | $36.00 | 7/16/2010 3:22:01 AM |
| wdove511 | $25.00 | $25.00 | 7/15/2010 10:26:23 PM |
| accordion8 | $25.00 | $25.00 | 7/16/2010 5:16:38 AM |
| transparency-advocator | $44.07 | $44.07 | 7/15/2010 4:58:17 PM |
| persistent-basis8 | $25.00 | $25.00 | 7/16/2010 6:17:00 AM |
| purdue98 | $25.00 | $25.00 | 7/16/2010 6:51:59 AM |
| wampum-chorus3 | $25.00 | $25.00 | 7/15/2010 5:26:44 PM |
| SNH | $39.11 | $39.11 | 7/15/2010 5:51:16 PM |
| responsive-rate884 | $25.00 | $25.00 | 7/16/2010 5:16:29 AM |
| oldmora | $50.00 | $50.00 | 7/16/2010 5:16:40 AM |
| coin-sherpa | $25.00 | $25.00 | 7/15/2010 6:27:21 PM |
| orange-preeminant-bill | $49.25 | $49.25 | 7/16/2010 6:46:23 AM |
| seisen | $68.74 | $68.74 | 7/15/2010 7:02:14 PM |
| kid8549 | $25.00 | $25.00 | 7/15/2010 7:02:21 PM |
| DeutscheBank | $25.00 | $25.00 | 7/16/2010 7:01:38 AM |
| repaintandrepair | $25.00 | $25.00 | 7/16/2010 7:11:13 AM |
| Preferred-Lender | $25.00 | $25.00 | 7/15/2010 9:11:29 PM |
| angeimack | $25.00 | $25.00 | 7/15/2010 10:46:54 PM |
| mclilpaws | $25.00 | $25.00 | 7/16/2010 3:46:14 AM |
| deal-frontier | $48.12 | $48.12 | 7/16/2010 4:01:24 AM |
| listing-trapper3 | $38.02 | $38.02 | 7/16/2010 5:16:34 AM |
| shiny-dollar9 | $25.00 | $25.00 | 7/16/2010 5:22:50 AM |
| auction-workhorse679 | $25.00 | $25.00 | 7/16/2010 6:46:24 AM |
| NYLG | $25.00 | $25.00 | 7/16/2010 6:46:27 AM |
| greenback-amplifier | $25.00 | $25.00 | 7/16/2010 6:51:58 AM |
| cash-queen | $30.00 | $30.00 | 7/16/2010 8:36:45 AM |
| stock106 | $25.00 | $25.00 | 7/16/2010 8:37:37 AM |
| golden-cat | $25.00 | $9.12 | 7/16/2010 8:56:24 AM |
| interstellar | $50.00 | $50.00 | 7/17/2010 1:35:06 PM |
| 185 bids
|
Borrower Payment Dependent Notes Series
466654
This series of Notes was issued and sold upon the funding of the borrower loan #43663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-14-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $191.36 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 9
Enhanced (1-5): 5 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,329 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| social-hotshot3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Almost debt free!
Purpose of loan:
I only have one credit card left to pay down and I'll finally be debt free!
My financial situation:
I am a good candidate for this loan because in the past I have used loans to help consolidate my debt.? I always make timely payments and when I have extra cash I put it towards my loans instead of spending it.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| riproaringrapids | $25.00 | $25.00 | 7/14/2010 5:15:28 PM |
| Carpetkid | $50.00 | $50.00 | 7/14/2010 5:16:34 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/14/2010 5:17:11 PM |
| kulender | $50.00 | $50.00 | 7/14/2010 5:17:42 PM |
| money-bauble | $37.05 | $37.05 | 7/14/2010 5:18:02 PM |
| Ivan2007 | $50.00 | $50.00 | 7/14/2010 5:18:10 PM |
| rbc_ventures | $25.00 | $25.00 | 7/14/2010 5:18:18 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/14/2010 5:20:30 PM |
| tech310 | $100.00 | $100.00 | 7/14/2010 5:20:37 PM |
| important-ore | $50.00 | $50.00 | 7/14/2010 5:22:32 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/14/2010 5:22:01 PM |
| jdrez | $25.00 | $25.00 | 7/14/2010 5:23:19 PM |
| jazzlender | $25.00 | $25.00 | 7/14/2010 5:15:53 PM |
| ddog0224 | $25.00 | $25.00 | 7/14/2010 5:24:58 PM |
| ray1051 | $50.00 | $50.00 | 7/14/2010 5:16:50 PM |
| reinforced-revenue069 | $25.00 | $25.00 | 7/14/2010 5:25:32 PM |
| delicious-social132 | $40.00 | $40.00 | 7/14/2010 5:17:17 PM |
| antlr | $25.00 | $25.00 | 7/14/2010 5:17:30 PM |
| MSME | $50.00 | $50.00 | 7/14/2010 5:25:13 PM |
| Joem311JE | $25.00 | $25.00 | 7/14/2010 5:26:36 PM |
| first-upright-payout | $25.00 | $25.00 | 7/14/2010 5:26:38 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/14/2010 5:33:37 PM |
| tekkie2412 | $50.00 | $50.00 | 7/14/2010 5:35:30 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/14/2010 5:35:50 PM |
| meenan | $25.00 | $25.00 | 7/14/2010 5:35:52 PM |
| qtmspin | $25.00 | $25.00 | 7/14/2010 5:20:48 PM |
| Preferred-Lender | $25.00 | $25.00 | 7/14/2010 5:35:15 PM |
| orgy63 | $25.00 | $25.00 | 7/14/2010 5:35:36 PM |
| nybanker85 | $50.00 | $50.00 | 7/14/2010 5:51:27 PM |
| ichibon | $100.00 | $100.00 | 7/14/2010 5:21:39 PM |
| BlindProphet | $25.00 | $25.00 | 7/14/2010 5:35:57 PM |
| RandyL3 | $25.00 | $25.00 | 7/14/2010 5:36:28 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 7/14/2010 6:27:30 PM |
| Ocean713 | $50.00 | $50.00 | 7/14/2010 5:23:29 PM |
| thestartuplender | $35.00 | $35.00 | 7/14/2010 5:23:55 PM |
| fair-funds | $25.00 | $25.00 | 7/14/2010 7:47:20 PM |
| krumby | $25.00 | $25.00 | 7/14/2010 5:25:54 PM |
| Keebs | $25.00 | $25.00 | 7/14/2010 8:23:23 PM |
| MLMarine | $25.00 | $25.00 | 7/14/2010 5:26:45 PM |
| money-owner2 | $50.00 | $50.00 | 7/14/2010 8:51:30 PM |
| Banker7371 | $25.00 | $25.00 | 7/14/2010 5:27:22 PM |
| ommcd | $25.00 | $25.00 | 7/14/2010 8:51:23 PM |
| kid8549 | $25.00 | $25.00 | 7/14/2010 5:33:42 PM |
| Vreet | $45.55 | $45.55 | 7/14/2010 10:22:57 PM |
| bid-czar8 | $100.00 | $100.00 | 7/14/2010 5:35:21 PM |
| moneyfriend | $50.00 | $50.00 | 7/14/2010 5:35:55 PM |
| Jerry44 | $26.00 | $26.00 | 7/15/2010 3:56:24 AM |
| OrcaFIN | $25.00 | $25.00 | 7/15/2010 4:21:15 AM |
| active-market | $100.00 | $100.00 | 7/15/2010 5:36:21 AM |
| social-conductor4 | $25.00 | $25.00 | 7/15/2010 6:26:20 AM |
| Strand_Investments | $25.00 | $25.00 | 7/15/2010 7:16:17 AM |
| balance2 | $25.00 | $25.00 | 7/15/2010 7:31:17 AM |
| power-igloo3 | $25.00 | $25.00 | 7/15/2010 8:42:55 AM |
| exchange-defender | $25.00 | $25.00 | 7/15/2010 9:37:03 AM |
| CapeDollars | $50.00 | $50.00 | 7/15/2010 9:37:17 AM |
| cash-merry-maker | $25.00 | $25.00 | 7/15/2010 9:37:28 AM |
| Ciphernetic | $25.00 | $25.00 | 7/15/2010 9:37:48 AM |
| streak269 | $25.00 | $25.00 | 7/15/2010 9:37:56 AM |
| Namrok | $25.00 | $25.00 | 7/15/2010 9:37:44 AM |
| northphoto | $25.00 | $25.00 | 7/15/2010 9:38:10 AM |
| halothane_logic | $25.00 | $25.00 | 7/15/2010 9:51:30 AM |
| forthright-trade | $25.00 | $25.00 | 7/15/2010 5:26:29 AM |
| liberty-destiny3 | $50.00 | $50.00 | 7/15/2010 7:27:35 AM |
| sugarhoof | $25.00 | $25.00 | 7/15/2010 9:36:32 AM |
| hopethisworks | $33.48 | $33.48 | 7/15/2010 9:54:49 AM |
| outofoffice | $50.00 | $50.00 | 7/16/2010 6:37:28 AM |
| minatoku | $25.00 | $25.00 | 7/16/2010 8:45:23 PM |
| Lo0se_mo0se | $25.00 | $25.00 | 7/17/2010 11:00:41 AM |
| myworld701 | $25.00 | $25.00 | 7/18/2010 3:21:27 PM |
| Lender0307 | $25.00 | $25.00 | 7/19/2010 11:29:06 AM |
| ddamenace | $30.00 | $30.00 | 7/20/2010 3:59:49 PM |
| quantumwellguy | $50.00 | $50.00 | 7/20/2010 4:40:54 PM |
| principal-bull | $25.00 | $25.00 | 7/20/2010 5:19:43 PM |
| dreamhope | $25.00 | $25.00 | 7/21/2010 7:41:57 AM |
| DasMula | $25.00 | $25.00 | 7/21/2010 3:36:53 PM |
| wwwUniversal | $25.00 | $25.00 | 7/21/2010 4:53:27 PM |
| moola-man | $50.00 | $50.00 | 7/14/2010 5:16:30 PM |
| rescue | $50.00 | $50.00 | 7/14/2010 5:16:37 PM |
| Comoparklender | $50.00 | $50.00 | 7/14/2010 5:16:43 PM |
| Havana21 | $25.00 | $25.00 | 7/14/2010 5:17:01 PM |
| j2ee | $25.00 | $25.00 | 7/14/2010 5:17:26 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/14/2010 5:18:05 PM |
| serpentine | $50.00 | $50.00 | 7/14/2010 5:18:28 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/14/2010 5:19:43 PM |
| villagers | $25.00 | $25.00 | 7/14/2010 5:21:33 PM |
| dinero-philosopher3 | $25.00 | $25.00 | 7/14/2010 5:23:01 PM |
| Prosp_Lender | $50.00 | $50.00 | 7/14/2010 5:22:39 PM |
| munnu | $25.00 | $25.00 | 7/14/2010 5:24:29 PM |
| blue-euro-entrepreneur | $25.00 | $25.00 | 7/14/2010 5:23:38 PM |
| Investoman | $100.00 | $100.00 | 7/14/2010 5:24:46 PM |
| skvat | $25.00 | $25.00 | 7/14/2010 5:16:56 PM |
| benefit-judo5 | $50.00 | $50.00 | 7/14/2010 5:24:25 PM |
| hookUup | $25.00 | $25.00 | 7/14/2010 5:17:07 PM |
| kmr2 | $75.00 | $75.00 | 7/14/2010 5:25:59 PM |
| generous-deal6 | $25.00 | $25.00 | 7/14/2010 5:17:48 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/14/2010 5:25:27 PM |
| woodenshoes | $25.00 | $25.00 | 7/14/2010 5:27:01 PM |
| bountiful-durability | $100.00 | $100.00 | 7/14/2010 5:26:00 PM |
| justice-dna | $30.00 | $30.00 | 7/14/2010 5:26:30 PM |
| personal-lender | $25.00 | $25.00 | 7/14/2010 5:19:37 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/14/2010 5:19:54 PM |
| kenji4861 | $25.00 | $25.00 | 7/14/2010 5:34:01 PM |
| turbospeed | $25.00 | $25.00 | 7/14/2010 5:34:14 PM |
| radforj22 | $50.00 | $50.00 | 7/14/2010 5:41:38 PM |
| simplelender80 | $100.00 | $100.00 | 7/14/2010 5:35:27 PM |
| anders94 | $25.00 | $25.00 | 7/14/2010 5:21:25 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/14/2010 5:35:47 PM |
| objective-investor | $100.00 | $100.00 | 7/14/2010 5:22:15 PM |
| auction-sage | $25.00 | $25.00 | 7/14/2010 5:22:50 PM |
| create42xn | $50.00 | $50.00 | 7/14/2010 6:16:33 PM |
| FirstBank | $100.00 | $100.00 | 7/14/2010 5:23:11 PM |
| brightest-affluence-motivator | $25.00 | $25.00 | 7/14/2010 6:46:20 PM |
| Mavrck88 | $25.00 | $25.00 | 7/14/2010 7:51:33 PM |
| successful-euro | $30.00 | $30.00 | 7/14/2010 5:33:30 PM |
| Marathoner | $25.00 | $25.00 | 7/14/2010 9:36:29 PM |
| Bio-physicist | $25.00 | $25.00 | 7/14/2010 10:06:16 PM |
| dlshap | $25.00 | $25.00 | 7/14/2010 5:35:10 PM |
| bruin558 | $44.25 | $44.25 | 7/14/2010 10:37:15 PM |
| jangalt | $72.00 | $72.00 | 7/14/2010 5:35:33 PM |
| loanfairy | $25.00 | $25.00 | 7/14/2010 10:26:27 PM |
| mlopez2007 | $25.00 | $25.00 | 7/14/2010 5:35:39 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/14/2010 5:35:41 PM |
| tntmojave | $25.00 | $25.00 | 7/14/2010 5:35:44 PM |
| BanqueDeD | $25.00 | $25.00 | 7/15/2010 5:41:31 AM |
| wanna-help | $25.00 | $25.00 | 7/14/2010 6:42:07 PM |
| Gobsek | $25.00 | $25.00 | 7/15/2010 6:58:05 AM |
| blue-useful-auction | $25.00 | $25.00 | 7/14/2010 7:22:20 PM |
| towering-contract | $25.00 | $25.00 | 7/15/2010 7:16:16 AM |
| CaptainBlueberry | $25.00 | $25.00 | 7/15/2010 7:52:54 AM |
| sc91 | $25.00 | $25.00 | 7/15/2010 7:31:18 AM |
| KramericaIndustries | $25.00 | $25.00 | 7/15/2010 9:07:23 AM |
| LMo212 | $25.00 | $25.00 | 7/15/2010 8:18:59 AM |
| fareast_man | $25.00 | $25.00 | 7/15/2010 9:01:17 AM |
| jjb3 | $25.00 | $25.00 | 7/15/2010 9:37:50 AM |
| reward-burger2 | $50.00 | $50.00 | 7/15/2010 9:36:44 AM |
| vegibenz | $25.00 | $25.00 | 7/15/2010 9:53:30 AM |
| revenue-officer36 | $50.00 | $50.00 | 7/15/2010 9:37:25 AM |
| green-glowing-gain | $25.00 | $25.00 | 7/15/2010 9:37:32 AM |
| Digs | $25.00 | $1.62 | 7/15/2010 9:54:59 AM |
| blackstar | $25.00 | $25.00 | 7/15/2010 4:32:40 AM |
| Katburg | $25.98 | $25.98 | 7/15/2010 7:22:01 AM |
| dgallo | $25.00 | $25.00 | 7/15/2010 8:42:19 AM |
| marketplace-cello5 | $50.00 | $50.00 | 7/15/2010 9:36:35 AM |
| neutrino6 | $25.00 | $25.00 | 7/15/2010 9:37:54 AM |
| RG | $25.11 | $25.11 | 7/15/2010 9:53:11 AM |
| khamlagirl | $25.00 | $25.00 | 7/16/2010 5:24:34 PM |
| invest0808 | $50.00 | $50.00 | 7/17/2010 4:40:02 AM |
| Finance_Pro | $62.58 | $62.58 | 7/17/2010 2:44:32 AM |
| cwegert | $25.00 | $25.00 | 7/19/2010 10:55:20 AM |
| grampy48 | $25.00 | $25.00 | 7/20/2010 1:05:04 PM |
| KSgirl89 | $25.66 | $25.66 | 7/20/2010 4:19:08 PM |
| finance-symphony7 | $25.00 | $25.00 | 7/20/2010 5:52:25 PM |
| CASSHMAN | $75.00 | $75.00 | 7/20/2010 7:29:16 PM |
| Airbandit | $25.72 | $25.72 | 7/21/2010 5:23:57 AM |
| Charmart | $25.00 | $25.00 | 7/21/2010 2:55:22 AM |
| Schlawinzer | $25.00 | $25.00 | 7/21/2010 5:15:34 AM |
| Jeddy | $25.00 | $25.00 | 7/21/2010 1:24:24 PM |
| StocksMan | $50.00 | $50.00 | 7/21/2010 5:13:48 PM |
| friendinmoney | $25.00 | $25.00 | 7/21/2010 5:06:30 PM |
| 159 bids
|
Borrower Payment Dependent Notes Series
466786
This series of Notes was issued and sold upon the funding of the borrower loan #43590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jul-15-2010 |
| |
Auction end date:
| Jul-22-2010 |
|
|
Starting lender yield:
| 19.01% |
Starting borrower rate/APR:
| 20.01% / 23.14% |
Starting monthly payment:
| $44.60 |
|
Final lender yield:
| 15.00% |
Final borrower rate/APR:
| 16.00% / 19.06% |
Final monthly payment:
| $42.19 |
| |
|
Auction yield range:
| 7.93% - 19.01% |
Estimated loss impact:
| 6.84% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 9
Enhanced (1-5): 3 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,484 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ballardneighbor |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 28 ( 97% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 1
( 3% )
| 620-639
(Aug-2009)
620-639
(Jul-2009)
640-659
(Jan-2008)
|
|
Principal balance:
| $1,000.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Consolidating that last bit
Purpose of loan:
This loan will be used to consolidate that last bit o' high interest debt--getting rid of my Wells Fargo credit card once and for all!
My financial situation:
I am a good candidate for this loan because I am responsible, have sworn off further debt, and pay on time.
Monthly net income: $
2600
Monthly expenses: $
??Housing: $ 750
??Insurance: $
75
??Car expenses: $ 120
??Utilities: $ 65
??Phone, cable, internet: $ 65
??Food, entertainment: $ 300
??Clothing, household expenses $
25
??Credit cards and other loans: $ 750
??Other expenses: $
100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tcpfan | $25.00 | $25.00 | 7/16/2010 12:14:26 PM |
| caseattle | $25.00 | $25.00 | 7/19/2010 10:40:48 AM |
| klemer | $25.00 | $25.00 | 7/19/2010 11:56:38 AM |
| sweety075 | $25.00 | $25.00 | 7/20/2010 7:13:29 PM |
| Leshan | $75.00 | $75.00 | 7/22/2010 8:15:50 AM |
| portfolio-turbine | $25.00 | $25.00 | 7/21/2010 8:46:57 PM |
| niq4soccer | $25.00 | $25.00 | 7/22/2010 6:47:30 AM |
| doomsday18 | $25.00 | $25.00 | 7/22/2010 10:17:05 AM |
| glenium | $25.00 | $19.98 | 7/22/2010 10:30:23 AM |
| wild-orange | $50.00 | $50.00 | 7/22/2010 12:56:26 PM |
| UCSBGAUCHOS | $25.00 | $25.00 | 7/22/2010 4:18:42 PM |
| Sigmund-Freud | $50.00 | $50.00 | 7/22/2010 4:20:05 PM |
| DasMula | $25.00 | $25.00 | 7/22/2010 2:26:59 PM |
| BrighterSuns | $25.00 | $25.00 | 7/22/2010 4:23:16 PM |
| loyalist1 | $150.00 | $150.00 | 7/21/2010 7:48:16 AM |
| Glenn_Graham | $25.00 | $25.00 | 7/21/2010 10:46:22 AM |
| precious-coin3 | $25.00 | $25.00 | 7/21/2010 5:26:57 PM |
| FinanceEngine | $30.00 | $30.00 | 7/21/2010 8:35:38 PM |
| richmondcowboy | $25.00 | $25.00 | 7/21/2010 8:13:27 PM |
| enthusiastic-balance5 | $350.00 | $350.00 | 7/21/2010 6:13:33 PM |
| grammaspurse | $25.00 | $25.00 | 7/22/2010 8:00:07 AM |
| astra-lender | $50.00 | $50.00 | 7/22/2010 2:19:24 PM |
| khamlagirl | $25.00 | $25.00 | 7/22/2010 3:25:38 PM |
| wwwUniversal | $25.00 | $25.00 | 7/22/2010 4:23:07 PM |
| Nerdster1 | $25.02 | $25.02 | 7/22/2010 4:30:27 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
466834
This series of Notes was issued and sold upon the funding of the borrower loan #43699, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jul-16-2010 |
| |
Auction end date:
| Jul-23-2010 |
|
|
Starting lender yield:
| 23.00% |
Starting borrower rate/APR:
| 24.00% / 24.37% |
Starting monthly payment:
| $392.33 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $319.40 |
| |
|
Auction yield range:
| 2.93% - 23.00% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 9
Enhanced (1-5): 5 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 820-839 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 15y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,301 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| majestic-note |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CrossFit Affiliate (gym)
Purpose of loan:
This loan will be used to provide additional start up funding for a CrossFit gym.
My financial situation:
I am a good candidate for this loan because I believe in the Prosper (peer to peer) model, and have recently started an investment account with Prosper.? My credit score is above 800, and I've had no collections or delinquencies ever.? My bills are paid on time, every time. The purpose of this loan is to assist with start up capital for my CrossFit affiliate. To date, I have personally invested approximately $6k into start-up costs. CrossFit is an exercise program of constantly varied, functional movements, executed at a high intensity.? Despite my high credit scores, I am willing to take a loan a higher interest rate.? Following growth of other CrossFit affiliates within 25 miles of my proposed location, I anticipate my affiliate being self-sufficient within 8-12 months.? Monthly rental/utility expenses will be $1800, and the monthly membership rate is $150.? At 20 members I will cover rent, utilities, loan payments, and still have additional funds.? It is anticipated that the gym will open with 5-15 members.? Proposed start date is September 1, 2010.? The location I have leased is on a main road with plenty of traffic, and the median household income of the town it's located in is $69,637.? I welcome any questions regarding this loan, and in advance, thank those that choose to invest.?
Information in the Description is not verified.
Friends And Family Winning Bids
enthusiastic-balance5 has bid a total of
$1,500.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
Outside this business, what are your monthly expenses? Any credit card debt and interest rates? Other debts? Income other than stated salary? - Trakissta
A:
I work full-time. My wife is an RN and works part-time. Credit card debts at $2500k, 6.65%, Vehicle loan with $3500 balance 5.25%, Total monthly expenses around $3000.
(Jul-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| moneyfriend | $50.00 | $50.00 | 7/16/2010 4:59:06 PM |
| paddatjie | $25.00 | $25.00 | 7/16/2010 5:00:49 PM |
| riproaringrapids | $25.00 | $25.00 | 7/16/2010 5:12:49 PM |
| jazzlender | $25.00 | $25.00 | 7/16/2010 5:15:38 PM |
| kulender | $50.00 | $50.00 | 7/16/2010 5:16:32 PM |
| generous-deal6 | $25.00 | $25.00 | 7/16/2010 5:16:34 PM |
| rbc_ventures | $25.00 | $25.00 | 7/16/2010 5:16:39 PM |
| moola-man | $50.00 | $50.00 | 7/16/2010 5:15:54 PM |
| tbrnet | $50.00 | $50.00 | 7/16/2010 5:16:14 PM |
| meenan | $25.00 | $25.00 | 7/16/2010 5:23:39 PM |
| BlindProphet | $25.00 | $25.00 | 7/16/2010 5:23:42 PM |
| bdloans | $50.00 | $50.00 | 7/16/2010 5:01:37 PM |
| liberty-destiny3 | $50.00 | $50.00 | 7/16/2010 5:23:59 PM |
| blue-euro-entrepreneur | $25.00 | $25.00 | 7/16/2010 5:20:44 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/16/2010 5:23:30 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/16/2010 5:12:46 PM |
| thorough-exchange4 | $40.00 | $40.00 | 7/16/2010 5:24:01 PM |
| balance-voyager | $85.00 | $85.00 | 7/16/2010 5:24:27 PM |
| j2ee | $25.00 | $25.00 | 7/16/2010 5:16:20 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/16/2010 5:16:37 PM |
| serpentine | $40.00 | $40.00 | 7/16/2010 7:03:25 PM |
| minista | $25.00 | $25.00 | 7/16/2010 8:56:25 PM |
| principal-bull | $25.00 | $25.00 | 7/16/2010 11:01:57 PM |
| mentalsweat | $25.00 | $25.00 | 7/16/2010 10:01:19 PM |
| Banker7371 | $25.00 | $25.00 | 7/16/2010 5:22:27 PM |
| nicklds | $50.00 | $50.00 | 7/16/2010 10:31:53 PM |
| ZeoInvestments | $25.00 | $25.00 | 7/16/2010 5:22:50 PM |
| DreDub | $50.00 | $50.00 | 7/17/2010 12:11:40 AM |
| jangalt | $72.00 | $72.00 | 7/16/2010 5:23:10 PM |
| orgy63 | $25.00 | $25.00 | 7/16/2010 5:23:19 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/16/2010 5:23:45 PM |
| alpinaut | $25.00 | $25.00 | 7/16/2010 5:26:06 PM |
| bondhedger | $25.00 | $25.00 | 7/17/2010 4:51:59 AM |
| AdamDB | $25.00 | $25.00 | 7/16/2010 6:11:14 PM |
| bountiful-durability | $100.00 | $100.00 | 7/16/2010 6:37:28 PM |
| basejump0 | $25.00 | $25.00 | 7/16/2010 7:17:03 PM |
| CodeGuy | $25.00 | $25.00 | 7/17/2010 7:16:19 AM |
| Alpha-AssistU | $30.00 | $30.00 | 7/17/2010 9:03:32 AM |
| tdinbranson | $50.00 | $50.00 | 7/17/2010 8:51:29 AM |
| blot44 | $25.00 | $25.00 | 7/16/2010 9:12:11 PM |
| lender_100 | $25.00 | $25.00 | 7/17/2010 11:01:52 AM |
| BayShell | $29.60 | $29.60 | 7/17/2010 1:16:44 PM |
| Charlieofalbany | $26.00 | $26.00 | 7/17/2010 1:56:17 PM |
| kvandivo | $25.00 | $25.00 | 7/17/2010 2:00:27 PM |
| zwx1997 | $25.00 | $25.00 | 7/17/2010 2:10:43 PM |
| demoseal | $25.00 | $25.00 | 7/17/2010 2:10:52 PM |
| kmr2 | $32.67 | $32.67 | 7/17/2010 9:06:17 AM |
| suomynona | $25.00 | $25.00 | 7/17/2010 1:53:40 PM |
| toblerone | $30.26 | $30.26 | 7/17/2010 2:13:25 PM |
| acsej | $25.00 | $25.00 | 7/17/2010 2:13:32 PM |
| fireboss | $25.00 | $25.00 | 7/17/2010 1:54:24 PM |
| gojackgo | $25.00 | $25.00 | 7/17/2010 2:01:10 PM |
| km007 | $25.00 | $25.00 | 7/17/2010 2:09:56 PM |
| Aegean | $25.00 | $25.00 | 7/17/2010 2:11:39 PM |
| skillful-diversification2 | $25.00 | $25.00 | 7/17/2010 2:25:17 PM |
| kindness-percolator5 | $25.00 | $25.00 | 7/17/2010 2:25:21 PM |
| meux99 | $25.00 | $25.00 | 7/17/2010 2:13:54 PM |
| NATIVEBORN | $25.00 | $25.00 | 7/17/2010 2:14:37 PM |
| Phantom99 | $25.00 | $25.00 | 7/17/2010 2:14:41 PM |
| LoansomeRanger | $50.00 | $50.00 | 7/17/2010 10:36:32 AM |
| agile-loan0 | $25.00 | $25.00 | 7/17/2010 2:23:27 PM |
| mudfoot35 | $37.12 | $37.12 | 7/17/2010 11:01:54 AM |
| ashot12 | $25.00 | $25.00 | 7/17/2010 4:46:37 PM |
| Pulchritudinous | $25.00 | $25.00 | 7/17/2010 1:13:37 PM |
| eighttone | $25.00 | $25.00 | 7/17/2010 4:06:44 PM |
| CASHGIRL | $25.00 | $25.00 | 7/17/2010 1:14:00 PM |
| Tai | $25.00 | $25.00 | 7/17/2010 1:15:14 PM |
| thoughtful-community7 | $25.00 | $25.00 | 7/17/2010 6:32:42 PM |
| SDNLR | $25.00 | $25.00 | 7/17/2010 1:33:49 PM |
| mlopez2007 | $25.00 | $25.00 | 7/17/2010 1:36:09 PM |
| woodenshoes | $25.00 | $25.00 | 7/17/2010 8:52:07 PM |
| affluence-pumpkin0 | $25.00 | $25.00 | 7/17/2010 10:01:32 PM |
| cleared2land | $25.00 | $25.00 | 7/17/2010 1:52:24 PM |
| tenny321 | $25.00 | $25.00 | 7/17/2010 1:52:41 PM |
| Mavrck88 | $25.00 | $25.00 | 7/17/2010 10:32:01 PM |
| bds9646 | $26.00 | $26.00 | 7/17/2010 1:54:28 PM |
| bowdish1 | $100.00 | $100.00 | 7/17/2010 1:56:36 PM |
| Preferred-Lender | $25.00 | $25.00 | 7/17/2010 11:47:06 PM |
| intuitive-bill | $25.00 | $25.00 | 7/17/2010 11:47:17 PM |
| junctionking | $25.00 | $25.00 | 7/17/2010 11:26:19 PM |
| moltopaolo | $33.25 | $33.25 | 7/17/2010 2:13:52 PM |
| SC98007 | $25.00 | $25.00 | 7/17/2010 11:47:02 PM |
| gold-sushi | $25.00 | $25.00 | 7/17/2010 2:25:51 PM |
| balance-whistle7 | $50.00 | $50.00 | 7/17/2010 2:36:57 PM |
| portfolio | $50.00 | $50.00 | 7/17/2010 3:26:40 PM |
| syounker | $25.00 | $25.00 | 7/18/2010 10:29:34 AM |
| bayfocus | $25.00 | $25.00 | 7/18/2010 10:43:28 AM |
| aue513 | $25.00 | $25.00 | 7/18/2010 10:43:51 AM |
| worldly-kindness8 | $25.00 | $25.00 | 7/18/2010 10:44:01 AM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/18/2010 10:29:07 AM |
| PK_USMC | $25.00 | $1.52 | 7/18/2010 10:44:05 AM |
| bid-czar8 | $100.00 | $100.00 | 7/18/2010 10:29:29 AM |
| Big_Baller | $25.00 | $25.00 | 7/18/2010 10:43:29 AM |
| Montgomery-Burns | $25.00 | $25.00 | 7/18/2010 10:51:26 AM |
| myextracash | $25.00 | $25.00 | 7/17/2010 11:46:55 PM |
| jms1983 | $25.00 | $25.00 | 7/18/2010 11:02:09 AM |
| blue-useful-auction | $25.00 | $25.00 | 7/18/2010 11:10:09 AM |
| iolaire | $25.00 | $25.00 | 7/18/2010 8:41:57 AM |
| cardinal04 | $25.00 | $25.00 | 7/18/2010 9:36:55 AM |
| stilleto8 | $25.00 | $25.00 | 7/18/2010 10:28:36 AM |
| AmericanCredit | $25.00 | $25.00 | 7/18/2010 10:28:51 AM |
| interest-jedi0 | $50.00 | $50.00 | 7/18/2010 10:29:21 AM |
| kunger | $25.00 | $25.00 | 7/18/2010 10:43:57 AM |
| interstellar | $50.00 | $50.00 | 7/18/2010 10:48:52 AM |
| RandyL3 | $25.00 | $25.00 | 7/18/2010 10:52:31 AM |
| Bank_Of_XL | $25.00 | $25.00 | 7/19/2010 8:26:45 AM |
| octoberfresh | $25.00 | $25.00 | 7/19/2010 7:40:54 AM |
| aggielender | $71.08 | $71.08 | 7/20/2010 7:58:42 AM |
| Zeenos | $50.00 | $50.00 | 7/20/2010 10:37:50 PM |
| enthusiastic-balance5 | $500.00 | $500.00 | 7/21/2010 6:16:24 PM |
| afterhours | $25.00 | $25.00 | 7/21/2010 7:34:42 PM |
| cebgop | $25.00 | $25.00 | 7/22/2010 12:42:01 AM |
| adhawan325 | $25.00 | $25.00 | 7/22/2010 9:49:52 AM |
| tsmonaghan | $25.00 | $25.00 | 7/22/2010 12:22:04 PM |
| moola-monger9 | $150.00 | $150.00 | 7/22/2010 1:02:53 PM |
| favorite-commerce | $50.00 | $50.00 | 7/22/2010 11:13:28 AM |
| gzeo | $25.00 | $25.00 | 7/22/2010 4:46:35 PM |
| yu-rik | $75.00 | $75.00 | 7/23/2010 3:50:54 AM |
| RichDadPoorDad | $25.00 | $25.00 | 7/22/2010 4:41:28 PM |
| rjsdsu | $25.00 | $25.00 | 7/22/2010 4:47:37 PM |
| persistent-funds9 | $40.00 | $40.00 | 7/23/2010 6:23:54 AM |
| Earnest_Money | $25.00 | $25.00 | 7/22/2010 6:30:32 PM |
| want2bfree2 | $25.00 | $25.00 | 7/23/2010 7:37:51 AM |
| c03rc3 | $25.00 | $25.00 | 7/23/2010 9:53:09 AM |
| Digs | $25.00 | $25.00 | 7/23/2010 1:24:58 AM |
| dollardave | $100.00 | $100.00 | 7/23/2010 11:12:13 AM |
| martymaniaman | $37.02 | $37.02 | 7/23/2010 6:11:23 AM |
| hilsoon | $25.00 | $25.00 | 7/23/2010 1:16:42 PM |
| LendingRyan | $25.00 | $25.00 | 7/23/2010 7:05:04 AM |
| surfsider123 | $25.00 | $25.00 | 7/23/2010 2:13:46 PM |
| VBPlayer | $30.00 | $30.00 | 7/23/2010 8:50:35 AM |
| dmitriy2 | $25.00 | $25.00 | 7/23/2010 10:47:35 AM |
| julijask | $35.00 | $35.00 | 7/23/2010 2:13:03 PM |
| techs | $25.00 | $25.00 | 7/16/2010 5:01:14 PM |
| market-socrates4 | $25.00 | $25.00 | 7/16/2010 5:01:34 PM |
| successful-euro | $36.00 | $36.00 | 7/16/2010 5:12:23 PM |
| kenji4861 | $25.00 | $25.00 | 7/16/2010 5:12:53 PM |
| personal-lender | $25.00 | $25.00 | 7/16/2010 5:17:40 PM |
| ray1051 | $50.00 | $50.00 | 7/16/2010 5:16:08 PM |
| tech310 | $100.00 | $100.00 | 7/16/2010 5:22:02 PM |
| radforj22 | $50.00 | $50.00 | 7/16/2010 5:00:19 PM |
| versatile-platinum4 | $25.00 | $25.00 | 7/16/2010 5:00:30 PM |
| dlshap | $25.00 | $25.00 | 7/16/2010 5:22:55 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/16/2010 5:23:21 PM |
| Investoman | $100.00 | $100.00 | 7/16/2010 5:22:03 PM |
| simplelender80 | $100.00 | $100.00 | 7/16/2010 5:23:05 PM |
| hookUup | $25.00 | $25.00 | 7/16/2010 5:16:12 PM |
| delicious-social132 | $40.00 | $40.00 | 7/16/2010 5:16:16 PM |
| antlr | $25.00 | $25.00 | 7/16/2010 5:16:23 PM |
| thestartuplender | $35.00 | $35.00 | 7/16/2010 5:20:56 PM |
| IIP77 | $25.00 | $25.00 | 7/16/2010 9:31:18 PM |
| investment-network | $25.00 | $25.00 | 7/16/2010 5:23:15 PM |
| turbospeed | $25.00 | $25.00 | 7/16/2010 10:47:04 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/16/2010 5:23:34 PM |
| 1800porsche | $25.00 | $25.00 | 7/17/2010 1:06:29 AM |
| iflyforfun | $25.00 | $25.00 | 7/16/2010 11:01:43 PM |
| Havana21 | $75.00 | $75.00 | 7/16/2010 5:24:16 PM |
| Tech-Entrepreneur | $25.00 | $25.00 | 7/16/2010 5:24:55 PM |
| tsclend07 | $25.00 | $25.00 | 7/16/2010 5:32:43 PM |
| wwwUniversal | $25.00 | $25.00 | 7/17/2010 4:52:56 AM |
| Carpetkid | $26.79 | $26.79 | 7/17/2010 4:22:56 AM |
| diplomatic-wealth7 | $100.00 | $100.00 | 7/17/2010 8:12:44 AM |
| impressive-credit431 | $25.00 | $25.00 | 7/16/2010 8:51:20 PM |
| Artist_Blue | $25.00 | $25.00 | 7/17/2010 9:32:13 AM |
| tenacious-payout | $25.00 | $25.00 | 7/16/2010 10:16:40 PM |
| kyomoon | $50.00 | $50.00 | 7/17/2010 11:17:23 AM |
| well-rounded-dinero | $25.00 | $25.00 | 7/17/2010 12:06:26 PM |
| suave-dollar | $40.00 | $40.00 | 7/17/2010 3:56:33 AM |
| bchen78875 | $50.00 | $50.00 | 7/17/2010 1:35:38 PM |
| kirkjerk | $25.00 | $25.00 | 7/17/2010 1:55:36 PM |
| Philosonie | $25.00 | $25.00 | 7/17/2010 1:33:43 PM |
| awe-inspiring-benefit | $42.33 | $42.33 | 7/17/2010 8:16:22 AM |
| skvat | $25.00 | $25.00 | 7/17/2010 1:56:22 PM |
| Jack1966 | $25.00 | $25.00 | 7/17/2010 2:00:02 PM |
| JFKPilot | $25.00 | $25.00 | 7/17/2010 9:01:48 AM |
| catterpillar | $26.45 | $26.45 | 7/17/2010 2:10:46 PM |
| transparency-giant | $47.52 | $47.52 | 7/17/2010 1:53:58 PM |
| USMC0311 | $25.00 | $25.00 | 7/17/2010 2:14:28 PM |
| lloyd_s | $25.00 | $25.00 | 7/17/2010 2:16:03 PM |
| BeachWalkz | $25.00 | $25.00 | 7/17/2010 2:08:43 PM |
| dinero-festivity2 | $29.99 | $29.99 | 7/17/2010 2:25:15 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 7/17/2010 2:25:20 PM |
| fair-funds | $25.00 | $25.00 | 7/17/2010 2:25:49 PM |
| jt88 | $25.00 | $25.00 | 7/17/2010 2:15:57 PM |
| resource777 | $50.00 | $50.00 | 7/17/2010 10:43:39 AM |
| usemymoney | $25.00 | $25.00 | 7/17/2010 2:24:06 PM |
| FloridaBookie | $25.00 | $25.00 | 7/17/2010 2:24:29 PM |
| burgeoning-silver | $25.00 | $25.00 | 7/17/2010 2:25:18 PM |
| tekkie2412 | $50.00 | $50.00 | 7/17/2010 2:25:38 PM |
| important-ore | $44.25 | $44.25 | 7/17/2010 5:21:37 PM |
| Cheburashka | $30.00 | $30.00 | 7/17/2010 1:35:45 PM |
| loantigger | $25.00 | $25.00 | 7/17/2010 7:56:19 PM |
| Emgolda | $25.00 | $25.00 | 7/17/2010 9:06:33 PM |
| shorthairedg | $26.12 | $26.12 | 7/17/2010 1:54:30 PM |
| Ivan2007 | $37.12 | $37.12 | 7/17/2010 11:11:16 PM |
| JKEnterprises | $25.00 | $25.00 | 7/17/2010 11:16:19 PM |
| TheGrayFox | $25.00 | $25.00 | 7/17/2010 2:12:22 PM |
| first-restless-payout | $47.11 | $47.11 | 7/17/2010 11:47:07 PM |
| Toby1montana | $42.36 | $42.36 | 7/17/2010 2:12:56 PM |
| cebgop | $25.00 | $25.00 | 7/17/2010 11:26:35 PM |
| PA2LA | $25.00 | $25.00 | 7/17/2010 11:46:53 PM |
| tender-integrity3 | $29.38 | $29.38 | 7/17/2010 2:24:59 PM |
| harty | $60.00 | $60.00 | 7/17/2010 4:07:19 PM |
| dharma1 | $25.00 | $25.00 | 7/18/2010 10:29:06 AM |
| villagers | $39.67 | $39.67 | 7/17/2010 5:41:14 PM |
| alcyon | $25.00 | $25.00 | 7/18/2010 10:43:35 AM |
| loot-heart | $50.00 | $50.00 | 7/18/2010 10:29:04 AM |
| lendermender | $25.00 | $25.00 | 7/18/2010 10:44:03 AM |
| Tc11902 | $25.00 | $25.00 | 7/18/2010 10:29:08 AM |
| basis-daydream | $47.44 | $47.44 | 7/18/2010 10:43:54 AM |
| blissful-note7 | $25.00 | $25.00 | 7/18/2010 1:12:06 AM |
| finance-negotiator2 | $25.00 | $25.00 | 7/18/2010 5:27:43 AM |
| nestegg4e | $25.00 | $25.00 | 7/18/2010 6:41:15 AM |
| MoneyU4IA | $50.00 | $50.00 | 7/18/2010 8:42:08 AM |
| murren | $25.00 | $25.00 | 7/18/2010 10:29:01 AM |
| american6 | $50.00 | $50.00 | 7/18/2010 10:29:37 AM |
| norcaliboy22 | $25.00 | $25.00 | 7/18/2010 10:31:12 AM |
| laughmotel | $50.00 | $50.00 | 7/18/2010 10:43:50 AM |
| enthusiastic-balance5 | $1,000.00 | $1,000.00 | 7/18/2010 7:23:10 PM |
| hidavehi | $38.00 | $38.00 | 7/18/2010 6:57:10 PM |
| Sven79 | $50.00 | $50.00 | 7/19/2010 10:11:51 AM |
| kgeezy | $25.00 | $25.00 | 7/19/2010 4:54:19 PM |
| satisfying-durability | $25.00 | $25.00 | 7/19/2010 4:51:59 PM |
| planet613 | $50.00 | $50.00 | 7/19/2010 5:01:46 PM |
| Paxman84 | $25.00 | $25.00 | 7/19/2010 5:29:01 PM |
| edieg | $25.00 | $25.00 | 7/20/2010 2:28:44 AM |
| graceful-credit5 | $130.00 | $130.00 | 7/20/2010 6:44:15 AM |
| khamen | $25.00 | $25.00 | 7/20/2010 12:15:40 PM |
| the-revenue-demon | $30.00 | $30.00 | 7/20/2010 9:44:52 PM |
| ultimatepaintball | $25.00 | $25.00 | 7/22/2010 4:47:32 PM |
| yu-rik | $75.00 | $75.00 | 7/23/2010 3:51:47 AM |
| Spiv_51 | $25.00 | $25.00 | 7/23/2010 4:08:36 AM |
| dontletmoneyfoolya | $50.00 | $50.00 | 7/22/2010 4:41:30 PM |
| gsp1885 | $28.00 | $28.00 | 7/22/2010 4:51:54 PM |
| integrity-cowbell | $25.00 | $25.00 | 7/23/2010 6:37:27 AM |
| HenryK7 | $25.00 | $25.00 | 7/22/2010 6:41:18 PM |
| YummiBear | $25.00 | $25.00 | 7/22/2010 7:38:41 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/22/2010 7:51:09 PM |
| credit-vinyl | $25.00 | $25.00 | 7/23/2010 9:37:07 AM |
| Crystalprop | $25.00 | $25.00 | 7/23/2010 9:38:58 AM |
| turbostar666 | $27.12 | $27.12 | 7/23/2010 1:16:38 AM |
| GrayStudio | $32.83 | $32.83 | 7/23/2010 1:25:11 AM |
| mgking007 | $25.00 | $25.00 | 7/23/2010 12:45:31 PM |
| Troutfinder | $30.00 | $30.00 | 7/23/2010 11:09:32 AM |
| StocksMan | $50.00 | $50.00 | 7/23/2010 4:56:34 PM |
| 245 bids
|
Borrower Payment Dependent Notes Series
466958
This series of Notes was issued and sold upon the funding of the borrower loan #43572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jul-19-2010 |
| |
Auction end date:
| Jul-23-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 23.68% |
Starting monthly payment:
| $37.11 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 23.68% |
Final monthly payment:
| $37.11 |
| |
|
Auction yield range:
| 7.93% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 10
Enhanced (1-5): 5 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 660-679 (Jul-2010) |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Student - College G... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,014 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hakeon |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cash 4 School
Purpose of loan:
This loan will be used to buy books for school before financial aid is available later this fall
My financial situation:
I am a good candidate for this loan because I am a mature, full-time employed, family man working through a graduate program from which I will graduate next spring with significant income increase.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $50.00 | $50.00 | 7/19/2010 5:09:51 PM |
| rescue | $50.00 | $50.00 | 7/19/2010 5:16:42 PM |
| anders94 | $25.00 | $25.00 | 7/19/2010 5:19:29 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/19/2010 5:18:43 PM |
| the-silver-blaster | $50.00 | $50.00 | 7/19/2010 5:20:25 PM |
| kulender | $25.00 | $25.00 | 7/19/2010 5:20:44 PM |
| ichibon | $100.00 | $100.00 | 7/19/2010 5:19:56 PM |
| Investoman | $100.00 | $66.02 | 7/19/2010 5:21:28 PM |
| munnu | $25.00 | $25.00 | 7/19/2010 5:21:05 PM |
| qtmspin | $25.00 | $25.00 | 7/19/2010 5:19:18 PM |
| market-pudding | $25.00 | $25.00 | 7/20/2010 1:24:11 PM |
| joyful-power9 | $25.00 | $25.00 | 7/20/2010 10:58:24 PM |
| credit-panda1 | $25.00 | $25.00 | 7/21/2010 8:56:40 AM |
| Reliance_Banker | $25.00 | $25.00 | 7/21/2010 2:41:27 PM |
| focused-dime8 | $33.98 | $33.98 | 7/22/2010 8:12:58 AM |
| Streamfeeder | $25.00 | $25.00 | 7/22/2010 11:51:20 AM |
| interstellar | $50.00 | $50.00 | 7/22/2010 11:29:54 AM |
| wilmajean | $50.00 | $50.00 | 7/23/2010 2:56:28 AM |
| tech310 | $100.00 | $100.00 | 7/19/2010 5:16:07 PM |
| ray1051 | $25.00 | $25.00 | 7/19/2010 5:16:16 PM |
| personal-lender | $25.00 | $25.00 | 7/19/2010 5:18:50 PM |
| wwwUniversal | $25.00 | $25.00 | 7/19/2010 6:08:02 PM |
| Easystreet | $25.00 | $25.00 | 7/21/2010 3:10:16 PM |
| Greylox | $25.00 | $25.00 | 7/22/2010 7:57:07 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
466978
This series of Notes was issued and sold upon the funding of the borrower loan #43646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-16-2010 |
| |
Auction end date:
| Jul-23-2010 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 32.38% |
Starting monthly payment:
| $84.90 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 21.22% |
Final monthly payment:
| $73.31 |
| |
|
Auction yield range:
| 10.93% - 29.00% |
Estimated loss impact:
| 10.42% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.58% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 8
Enhanced (1-5): 3 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
16 | Length of status: | 9y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,255 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mdgbank |
Borrower's state:
| California |
Borrower's group:
| ALL DOCTORS MD,DO,OD,DDS,DMD,PhD,DVM,DPM,DC,PharmD,J |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 59 ( 98% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 2% )
| 620-639
(Jun-2008)
600-619
(Jun-2007)
|
|
Principal balance:
| $382.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 60 | | |
Description
Putting in new kitchen cabinets
Purpose of loan:
I need?to replace cabinets in?the kitchen that?have been?ruined by?a water leak.
My financial situation:
I am a good candidate for this loan because I can easily fit the payment into my monthly budget, and?I?have steady employment as faculty at a major university.
Monthly net income: $ 5200.00
Monthly expenses: $
??Housing: $ 1,375
??Insurance: $ 45
??Car expenses: $ 375
??Utilities: $ 140
??Phone, cable, internet: $ 145
??Food, entertainment: $ 600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 450
??Other expenses: $ 75
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A:
I'm not planning to pay the loan off ahead of schedule
(Jul-20-2010)
Q:
Hi there, could you explain the high level of revolving credit? What is the average interest? Thanks and best of luck with this loan! - green-rapid-openness
A:
I ran up a lot of credit card debt in graduate school. The interest ranges from 10% up to about 18%. I'm just now getting to a position where I can start really paying that debt off.
(Jul-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loyalist1 | $100.00 | $100.00 | 7/16/2010 5:12:30 PM |
| MoneyForNothing | $47.72 | $47.72 | 7/17/2010 7:35:56 AM |
| hektek22 | $300.00 | $98.89 | 7/21/2010 8:49:16 PM |
| wlm3012 | $25.00 | $25.00 | 7/22/2010 2:07:04 PM |
| jhouman | $25.00 | $25.00 | 7/22/2010 5:02:41 PM |
| Astyanax | $45.00 | $45.00 | 7/22/2010 6:13:07 PM |
| jhouman | $25.00 | $25.00 | 7/22/2010 4:46:43 PM |
| ghinga | $25.00 | $25.00 | 7/23/2010 6:15:07 AM |
| klemer | $25.00 | $25.00 | 7/23/2010 10:29:42 AM |
| SkyLoan | $30.23 | $30.23 | 7/23/2010 11:55:00 AM |
| credit-missile | $50.54 | $50.54 | 7/23/2010 2:02:47 PM |
| LittleMingo | $25.00 | $25.00 | 7/23/2010 10:30:09 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 7/23/2010 10:57:06 AM |
| clemclan | $25.00 | $25.00 | 7/23/2010 11:20:49 AM |
| patriot384 | $150.00 | $150.00 | 7/23/2010 3:20:46 PM |
| djkaiser | $25.00 | $25.00 | 7/23/2010 1:47:18 PM |
| credit-missile | $45.29 | $45.29 | 7/23/2010 2:12:23 PM |
| wild-orange | $25.00 | $25.00 | 7/23/2010 3:22:43 PM |
| friendinmoney | $50.00 | $50.00 | 7/23/2010 4:04:16 PM |
| RecoveryLender | $25.00 | $25.00 | 7/23/2010 3:56:44 PM |
| friendinmoney | $50.00 | $50.00 | 7/23/2010 4:58:38 PM |
| Aberdeen | $400.00 | $400.00 | 7/21/2010 8:36:47 AM |
| CoolPlexer | $25.00 | $25.00 | 7/22/2010 5:15:12 AM |
| adventure0 | $75.00 | $75.00 | 7/22/2010 8:04:09 PM |
| Leshan | $31.92 | $31.92 | 7/23/2010 7:09:38 AM |
| fireferd | $100.00 | $100.00 | 7/23/2010 8:10:11 AM |
| bst | $46.40 | $46.40 | 7/22/2010 10:19:57 PM |
| grampy48 | $50.00 | $50.00 | 7/23/2010 2:35:47 PM |
| hillerod | $25.00 | $25.00 | 7/23/2010 11:01:28 AM |
| Gandalf0001 | $68.33 | $68.33 | 7/23/2010 1:32:30 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 7/23/2010 2:48:03 PM |
| Free-the-usa-1776 | $30.00 | $30.00 | 7/23/2010 1:43:04 PM |
| credit-missile | $50.00 | $50.00 | 7/23/2010 2:05:29 PM |
| Moe87 | $30.68 | $30.68 | 7/23/2010 4:40:43 PM |
| Mikale360 | $25.00 | $25.00 | 7/23/2010 3:00:35 PM |
| dano1965 | $50.00 | $50.00 | 7/23/2010 4:52:14 PM |
| wwwUniversal | $25.00 | $25.00 | 7/23/2010 4:55:22 PM |
| 37 bids
|
Borrower Payment Dependent Notes Series
466986
This series of Notes was issued and sold upon the funding of the borrower loan #43587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-16-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.84% |
Starting monthly payment:
| $60.64 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.84% |
Final monthly payment:
| $60.64 |
| |
|
Auction yield range:
| 10.93% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 8
Enhanced (1-5): 5 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 4m |
|
Amount delinquent:
| $35 |
Total credit lines:
| 27 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,804 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Queens83 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Marketing Materials - New Business
I have a successful full-time job, but I've always dreamed of owning my own business. I've recently taken classes and have become certified in various areas of the Beauty Services Industry. Without getting into too much detail, I'd like to start my Beauty Service business before the end of the year. This loan that I plan on getting will be used for marketing materials, I've included a breakdown from Excel below. Once I have all the marketing materials I believe I will be able to build clientele. All money that I make from clients will be used to buy inventory and keep the business going. I'm very organized and business minded and really believe that my business will skyrocket. If for any reason my business doesn't do well, I have a good job and would be able to pay this complete loan off with a few paychecks.
Please help me fulfill my dream and I'll ensure your return is met.
Item Vendor Estimated Amount
Website Domain/E-mail Yahoo Small Business Solutions/GoDaddy.com $55.00
Thorough check of all licenses needed The Company Corporation $100.00
Business License State of New York $100.00
Makeup Artist for Marketing Materials MAC Makeup $75.00
Model for Marketing Materials www.modelmayhem.com $125.00
Photographer for Marketing Materials $200.00
Marketing Materials www.vistaprint.com $250.00
Starting Inventory Wholesale Suppliers $200.00
Uniforms (t-shirts) www.customink.com $135.00
Workers for handing out flyers Family $155.00
Promotional Items Vistaprint/customink.com $105.00
TOTAL TOTAL $1,500.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Schu | $50.00 | $50.00 | 7/16/2010 5:00:24 PM |
| ryanplays311 | $25.00 | $25.00 | 7/16/2010 5:09:54 PM |
| bullish2bearish | $35.00 | $35.00 | 7/16/2010 5:01:11 PM |
| pixeldave | $50.00 | $50.00 | 7/16/2010 5:01:23 PM |
| versatile-platinum4 | $25.00 | $25.00 | 7/16/2010 5:08:43 PM |
| Kreditorium | $25.00 | $25.00 | 7/16/2010 5:14:19 PM |
| IIP77 | $25.00 | $25.00 | 7/16/2010 5:11:19 PM |
| AF-Chief | $28.00 | $28.00 | 7/16/2010 5:11:36 PM |
| successful-euro | $30.00 | $30.00 | 7/16/2010 5:11:39 PM |
| FASTIZIO_P | $27.00 | $27.00 | 7/16/2010 5:14:28 PM |
| generous-deal6 | $25.00 | $25.00 | 7/16/2010 5:14:44 PM |
| picklesforarthur | $25.00 | $25.00 | 7/16/2010 5:09:20 PM |
| Comoparklender | $25.00 | $25.00 | 7/16/2010 5:11:32 PM |
| hgmlp | $25.00 | $25.00 | 7/16/2010 5:12:01 PM |
| wwwUniversal | $25.00 | $25.00 | 7/16/2010 5:24:36 PM |
| JustMee | $25.00 | $25.00 | 7/16/2010 6:36:06 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/19/2010 9:55:20 AM |
| interstellar | $41.35 | $41.35 | 7/19/2010 4:52:50 PM |
| green-rapid-openness | $50.00 | $50.00 | 7/21/2010 3:46:58 AM |
| gshx2 | $36.00 | $36.00 | 7/20/2010 9:19:52 PM |
| aFro | $25.00 | $25.00 | 7/16/2010 5:07:32 PM |
| 87Marc | $25.00 | $25.00 | 7/16/2010 5:11:44 PM |
| benefit-piano5 | $25.00 | $25.00 | 7/16/2010 5:12:11 PM |
| principal-kangaroo | $25.00 | $25.00 | 7/16/2010 5:07:55 PM |
| Wellman | $100.00 | $100.00 | 7/16/2010 5:13:51 PM |
| zone8 | $100.00 | $100.00 | 7/16/2010 5:14:22 PM |
| punctual-kindness3 | $25.00 | $25.00 | 7/16/2010 5:10:05 PM |
| Ocean713 | $50.00 | $50.00 | 7/16/2010 5:14:34 PM |
| S-Master | $25.00 | $25.00 | 7/16/2010 5:20:18 PM |
| social-conductor4 | $25.00 | $25.00 | 7/16/2010 5:08:19 PM |
| AEH_Now | $50.00 | $50.00 | 7/16/2010 5:25:53 PM |
| rlrcstr | $25.00 | $25.00 | 7/16/2010 5:09:16 PM |
| cash-spark3 | $25.00 | $25.00 | 7/16/2010 5:12:34 PM |
| Buffer10 | $100.00 | $100.00 | 7/16/2010 5:14:02 PM |
| circuitfive | $25.00 | $25.00 | 7/16/2010 5:14:05 PM |
| kidsskipp | $25.00 | $25.00 | 7/16/2010 5:14:13 PM |
| special-currency6 | $50.00 | $50.00 | 7/16/2010 5:14:37 PM |
| money-bauble | $34.56 | $2.65 | 7/16/2010 5:14:53 PM |
| market-pudding | $25.00 | $25.00 | 7/16/2010 7:35:26 PM |
| LittleRhody07 | $25.00 | $25.00 | 7/19/2010 6:27:51 AM |
| AlexTrep | $25.00 | $25.00 | 7/20/2010 9:52:28 AM |
| green-rapid-openness | $50.00 | $50.00 | 7/21/2010 3:46:35 AM |
| deepblue34 | $25.00 | $25.00 | 7/21/2010 6:06:35 PM |
| 43 bids
|
Borrower Payment Dependent Notes Series
467084
This series of Notes was issued and sold upon the funding of the borrower loan #43628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jul-19-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 7.30% |
Starting borrower rate/APR:
| 8.30% / 8.64% |
Starting monthly payment:
| $157.37 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $157.37 |
| |
|
Auction yield range:
| 2.93% - 7.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 8
Enhanced (1-5): 5 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 800-819 (Jul-2010) |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,648 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| stable-order4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fireman trying to buy a motorcycle!
Purpose of loan:
This loan will be used to?
My financial situation:Steady job with a steady paycheck in a field that isn't going anywhere! Plus a lot of availible overtime!
I am a good candidate for this loan because I will be able to pay the monthly payment with no problem.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $25.00 | $25.00 | 7/19/2010 5:03:45 PM |
| kenji4861 | $25.00 | $25.00 | 7/19/2010 5:09:31 PM |
| paddatjie | $25.00 | $25.00 | 7/19/2010 5:12:37 PM |
| bdloans | $50.00 | $50.00 | 7/19/2010 5:13:13 PM |
| successful-euro | $30.00 | $30.00 | 7/19/2010 5:14:24 PM |
| tbrnet | $50.00 | $50.00 | 7/19/2010 5:16:55 PM |
| Artist_Blue | $25.00 | $25.00 | 7/19/2010 5:05:54 PM |
| personal-lender | $25.00 | $25.00 | 7/19/2010 5:18:20 PM |
| orgy63 | $25.00 | $25.00 | 7/19/2010 5:22:39 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/19/2010 5:23:12 PM |
| market-socrates4 | $25.00 | $25.00 | 7/19/2010 5:13:02 PM |
| thorough-exchange4 | $40.00 | $40.00 | 7/19/2010 5:23:44 PM |
| turbospeed | $25.00 | $25.00 | 7/19/2010 5:25:15 PM |
| DreDub | $50.00 | $50.00 | 7/19/2010 5:25:25 PM |
| 1800porsche | $25.00 | $25.00 | 7/19/2010 5:25:33 PM |
| kyomoon | $50.00 | $50.00 | 7/19/2010 5:26:31 PM |
| j2ee | $25.00 | $25.00 | 7/19/2010 5:17:06 PM |
| life-is-great | $25.00 | $25.00 | 7/19/2010 5:28:40 PM |
| CPAMAN | $25.00 | $25.00 | 7/19/2010 5:30:39 PM |
| Rysterola82 | $25.00 | $25.00 | 7/19/2010 5:31:32 PM |
| SARMAR | $50.00 | $50.00 | 7/19/2010 5:33:14 PM |
| fireheart | $25.00 | $25.00 | 7/19/2010 5:33:23 PM |
| tech310 | $100.00 | $100.00 | 7/19/2010 5:21:35 PM |
| dlshap | $25.00 | $25.00 | 7/19/2010 5:22:11 PM |
| Gunny89 | $25.00 | $25.00 | 7/19/2010 7:37:35 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 7/19/2010 5:25:54 PM |
| alpinaut | $25.00 | $25.00 | 7/19/2010 8:02:28 PM |
| mlopez2007 | $25.00 | $25.00 | 7/19/2010 5:26:55 PM |
| tekkie2412 | $50.00 | $50.00 | 7/19/2010 5:27:33 PM |
| Emgolda | $25.00 | $25.00 | 7/19/2010 5:27:47 PM |
| mraleig | $125.00 | $125.00 | 7/19/2010 8:26:16 PM |
| lincmercguy | $25.00 | $25.00 | 7/19/2010 8:57:05 PM |
| potatoepicker | $32.78 | $32.78 | 7/19/2010 5:29:28 PM |
| tsui517 | $25.00 | $25.00 | 7/19/2010 5:29:41 PM |
| budyzr | $25.00 | $25.00 | 7/19/2010 5:30:42 PM |
| AgTiPinisher | $25.00 | $25.00 | 7/20/2010 1:38:33 AM |
| diverse2 | $30.00 | $30.00 | 7/19/2010 5:32:31 PM |
| langdonx | $25.00 | $25.00 | 7/19/2010 5:32:38 PM |
| unclejaef | $25.00 | $25.00 | 7/20/2010 1:53:16 AM |
| moneyfriend | $50.00 | $50.00 | 7/20/2010 1:56:06 AM |
| a-truth-upholder | $50.00 | $50.00 | 7/20/2010 1:56:21 AM |
| js60l | $25.00 | $25.00 | 7/20/2010 3:41:59 AM |
| reueljw | $25.00 | $25.00 | 7/20/2010 3:18:40 AM |
| ctgscott | $25.00 | $25.00 | 7/19/2010 6:26:16 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/20/2010 4:51:35 AM |
| Schuld66 | $25.00 | $25.00 | 7/20/2010 5:41:32 AM |
| bruin558 | $60.00 | $60.00 | 7/20/2010 5:51:28 AM |
| Goodlender42 | $25.00 | $25.00 | 7/19/2010 6:46:41 PM |
| prossperous01 | $25.00 | $25.00 | 7/20/2010 6:26:35 AM |
| bchen78875 | $27.87 | $27.87 | 7/20/2010 7:03:39 AM |
| flopcat | $25.00 | $25.00 | 7/20/2010 7:51:15 AM |
| naina_my_daughter | $25.00 | $25.00 | 7/19/2010 10:56:30 PM |
| ClearLake | $25.00 | $25.00 | 7/20/2010 9:39:13 AM |
| museic1 | $25.00 | $25.00 | 7/20/2010 9:56:27 AM |
| Jassi | $25.00 | $25.00 | 7/20/2010 10:33:16 AM |
| jangalt | $35.00 | $35.00 | 7/20/2010 10:11:37 AM |
| Cherrypicker06 | $25.00 | $25.00 | 7/20/2010 10:58:21 AM |
| token34 | $25.00 | $25.00 | 7/20/2010 10:57:51 AM |
| Dave0 | $25.00 | $25.00 | 7/20/2010 10:58:28 AM |
| pawsitive | $25.00 | $25.00 | 7/20/2010 10:57:56 AM |
| cyberie21 | $40.00 | $40.00 | 7/20/2010 10:58:57 AM |
| mrpowers5531 | $25.00 | $25.00 | 7/20/2010 10:58:20 AM |
| monstersdad | $50.00 | $50.00 | 7/20/2010 10:59:22 AM |
| reinforced-reward | $25.00 | $25.00 | 7/20/2010 10:59:03 AM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 7/20/2010 10:59:16 AM |
| zeelender | $25.00 | $25.00 | 7/20/2010 10:59:25 AM |
| CapeDollars | $50.00 | $50.00 | 7/20/2010 6:03:04 AM |
| credit-coach118 | $45.00 | $45.00 | 7/20/2010 11:00:51 AM |
| RockCrown | $25.00 | $25.00 | 7/20/2010 7:01:32 AM |
| ingenious-order783 | $25.00 | $25.00 | 7/20/2010 7:06:39 AM |
| octoberfresh | $25.00 | $25.00 | 7/20/2010 8:20:30 AM |
| bayareainv | $31.54 | $31.54 | 7/20/2010 8:21:27 AM |
| JJS180 | $25.00 | $25.00 | 7/20/2010 9:56:35 AM |
| All_Wins | $25.00 | $25.00 | 7/20/2010 10:58:54 AM |
| virtualbank | $25.00 | $25.00 | 7/20/2010 10:59:28 AM |
| theemhdoctor | $25.00 | $25.00 | 7/20/2010 10:59:35 AM |
| teufelhund | $25.00 | $25.00 | 7/20/2010 11:01:01 AM |
| afotherg | $40.00 | $40.00 | 7/19/2010 5:07:53 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/19/2010 5:09:21 PM |
| riproaringrapids | $25.00 | $25.00 | 7/19/2010 5:09:39 PM |
| munnu | $25.00 | $25.00 | 7/19/2010 5:10:34 PM |
| jazzlender | $25.00 | $25.00 | 7/19/2010 5:15:54 PM |
| MissionMicroFinance | $25.00 | $25.00 | 7/19/2010 5:02:30 PM |
| delicious-social132 | $40.00 | $40.00 | 7/19/2010 5:17:03 PM |
| Banker7371 | $25.00 | $25.00 | 7/19/2010 5:22:01 PM |
| tntmojave | $25.00 | $25.00 | 7/19/2010 5:22:53 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/19/2010 5:22:45 PM |
| meenan | $25.00 | $25.00 | 7/19/2010 5:23:19 PM |
| suave-dollar | $40.00 | $40.00 | 7/19/2010 5:25:42 PM |
| moola-man | $50.00 | $50.00 | 7/19/2010 5:16:28 PM |
| hookUup | $25.00 | $25.00 | 7/19/2010 5:16:50 PM |
| loantigger | $25.00 | $25.00 | 7/19/2010 5:27:46 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/19/2010 5:17:36 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/19/2010 5:29:54 PM |
| investmentgroup | $25.00 | $25.00 | 7/19/2010 5:30:10 PM |
| gold-heaven9 | $25.00 | $25.00 | 7/19/2010 5:21:09 PM |
| Investoman | $100.00 | $100.00 | 7/19/2010 5:21:40 PM |
| saysana | $25.00 | $25.00 | 7/19/2010 5:33:54 PM |
| simplelender80 | $100.00 | $100.00 | 7/19/2010 5:22:24 PM |
| investment-network | $25.00 | $25.00 | 7/19/2010 5:22:31 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/19/2010 5:23:02 PM |
| credit-investor5 | $32.85 | $32.85 | 7/19/2010 6:36:24 PM |
| Havana21 | $75.00 | $75.00 | 7/19/2010 5:23:54 PM |
| generous-deal6 | $25.00 | $25.00 | 7/19/2010 8:02:22 PM |
| bountiful-durability | $100.00 | $100.00 | 7/19/2010 8:02:29 PM |
| MoneyU4IA | $50.00 | $50.00 | 7/19/2010 8:02:33 PM |
| thestartuplender | $25.00 | $25.00 | 7/19/2010 9:41:17 PM |
| BiggestG | $25.00 | $25.00 | 7/19/2010 5:29:04 PM |
| antlr | $25.00 | $25.00 | 7/20/2010 12:56:28 AM |
| majormoves1 | $25.00 | $25.00 | 7/20/2010 1:38:25 AM |
| KB4UF | $25.00 | $25.00 | 7/19/2010 5:32:28 PM |
| Sven79 | $50.00 | $50.00 | 7/19/2010 5:32:54 PM |
| RandyL3 | $25.00 | $25.00 | 7/20/2010 1:54:35 AM |
| greenwell | $94.99 | $94.99 | 7/20/2010 1:55:33 AM |
| JonnyCash | $25.00 | $25.00 | 7/20/2010 1:55:45 AM |
| djs81 | $37.48 | $37.48 | 7/20/2010 3:18:57 AM |
| KiwiElf | $30.00 | $30.00 | 7/20/2010 5:38:25 AM |
| outtahoth2o | $36.22 | $36.22 | 7/20/2010 6:26:29 AM |
| fairness-kayak | $25.00 | $25.00 | 7/19/2010 8:21:38 PM |
| acropiloterau2002 | $25.00 | $25.00 | 7/19/2010 9:16:30 PM |
| bsmtloan | $50.00 | $50.00 | 7/20/2010 8:02:13 AM |
| entertaining-credit3 | $50.00 | $50.00 | 7/20/2010 8:59:06 AM |
| peace-saber0 | $25.00 | $25.00 | 7/20/2010 9:37:30 AM |
| bodascafe | $25.00 | $25.00 | 7/20/2010 9:39:33 AM |
| NATIVEBORN | $25.00 | $25.00 | 7/20/2010 1:55:31 AM |
| alexstar | $25.00 | $25.00 | 7/20/2010 10:33:03 AM |
| t-loan | $25.00 | $25.00 | 7/20/2010 10:58:18 AM |
| pulmdoc | $25.00 | $25.00 | 7/20/2010 10:58:26 AM |
| shorttail | $25.00 | $25.00 | 7/20/2010 10:58:19 AM |
| brainy-dedication | $25.00 | $25.00 | 7/20/2010 10:58:22 AM |
| xphile | $25.00 | $25.00 | 7/20/2010 10:59:26 AM |
| LordKinbote | $25.00 | $25.00 | 7/20/2010 10:58:28 AM |
| TK4 | $25.00 | $25.00 | 7/20/2010 5:38:28 AM |
| palpbert | $25.00 | $25.00 | 7/20/2010 10:58:30 AM |
| Blue_HorseShoe | $25.00 | $25.00 | 7/20/2010 11:00:53 AM |
| jasperpants | $25.00 | $25.00 | 7/20/2010 10:58:41 AM |
| donloah | $25.00 | $16.27 | 7/20/2010 11:01:03 AM |
| Hoov | $25.00 | $25.00 | 7/20/2010 10:59:01 AM |
| Kame | $25.00 | $25.00 | 7/20/2010 10:59:18 AM |
| dma1206 | $25.00 | $25.00 | 7/20/2010 11:01:02 AM |
| hope-encourager | $50.00 | $50.00 | 7/20/2010 8:03:37 AM |
| huorn | $25.00 | $25.00 | 7/20/2010 10:58:23 AM |
| Viamin | $25.00 | $25.00 | 7/20/2010 10:58:27 AM |
| KeepOnRunning | $50.00 | $50.00 | 7/20/2010 10:59:08 AM |
| wwwUniversal | $25.00 | $25.00 | 7/20/2010 11:05:15 AM |
| 145 bids
|
Borrower Payment Dependent Notes Series
467176
This series of Notes was issued and sold upon the funding of the borrower loan #43685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Jul-19-2010 |
| |
Auction end date:
| Jul-26-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 16.93% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 3
Enhanced (1-5): 1 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 600-619 (Jul-2010) |
Inquiries last 6m:
| 6 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 18y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,929 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ck8243 |
Borrower's state:
| Indiana |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 88% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 3
( 12% )
| 620-639
(Jul-2009)
640-659
(Apr-2008)
560-579
(Feb-2008)
540-559
(Jan-2008)
|
|
Principal balance:
| $1,190.05 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
RELIST-WILL NOT LET YOU DOWN!
Thank you for taking the time to review my listing.? My daughter graduated high school and will be leaving for college in August.? We were able to obtain loans and scholarships to cover everything but the last $2,500.? Normally I would not need to request a loan to cover this, but I won't be able to come up with that amount in the short time she needs it, so I am hoping to obtain a second loan through Prosper.
I am a good candiate for this loan because?I am a current Prosper member and in good standing.??The drop in my credit score was due to my hours at work being cut substantially last year due to the economy and we fell behind in some bills.? My income was cut by $25,000 last?year.? Everything is now back to normal and I am working 70-80 hours a week.? I am caught up on all of my obligations, and I promise I will not let you down if you take the chance on me by bidding on my loan.
Monthly Budget:
Mortgage $1,122.73
Second Mortgage $225.82
Automobile Payments $1,309.13
Credit Cards $246.00
Car Insurance $350.00?
Utilities (Electric/Gas/Trash) $333.66
Current Prosper Loan: $125.00?
Total Monthly Income:$5,200.00 per month after taxes
My wife also works, but I am not including her income in the above.
Thank you again for your consideration in funding my loan.? This is our first child headed to college, and we want to be able to help her out as much as we can.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| cbivitz | $100.00 | $100.00 | 7/19/2010 6:55:57 PM |
| lender12345 | $25.00 | $25.00 | 7/20/2010 8:46:50 PM |
| invest-in-ed | $175.00 | $175.00 | 7/21/2010 8:45:49 AM |
| OrdiNance | $40.31 | $40.31 | 7/21/2010 1:15:02 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 7/21/2010 10:31:54 PM |
| well-mannered-income3 | $25.00 | $25.00 | 7/22/2010 9:51:58 AM |
| realtormoises | $25.00 | $25.00 | 7/22/2010 1:10:20 PM |
| FASTIZIO_P | $25.00 | $25.00 | 7/22/2010 4:46:56 PM |
| mrxtravis | $45.51 | $45.51 | 7/22/2010 5:06:17 PM |
| brondero | $40.00 | $40.00 | 7/23/2010 7:46:20 AM |
| mohara25 | $113.27 | $113.27 | 7/23/2010 6:23:21 PM |
| Frosty | $30.00 | $30.00 | 7/23/2010 9:48:36 PM |
| reflective-rupee | $25.00 | $25.00 | 7/24/2010 6:44:53 PM |
| Bob450 | $25.00 | $25.00 | 7/24/2010 8:11:12 PM |
| brondero | $30.00 | $30.00 | 7/24/2010 8:07:17 AM |
| bayshipping | $30.18 | $30.18 | 7/24/2010 9:55:58 PM |
| supreme-hope | $25.00 | $25.00 | 7/25/2010 7:48:25 AM |
| helynn | $25.00 | $25.00 | 7/25/2010 10:28:40 AM |
| Tizzo27 | $37.13 | $37.13 | 7/25/2010 12:19:42 PM |
| Live-Free-or-Die | $100.00 | $100.00 | 7/24/2010 4:07:45 PM |
| Feyenoord | $25.00 | $25.00 | 7/25/2010 4:55:31 PM |
| jdtrip03 | $100.00 | $100.00 | 7/25/2010 4:59:18 PM |
| leverage-symphony | $60.00 | $60.00 | 7/24/2010 5:08:20 PM |
| Sandboxer | $40.00 | $40.00 | 7/24/2010 6:03:37 PM |
| return-grizzly | $100.00 | $100.00 | 7/25/2010 4:22:09 AM |
| draggon77 | $25.00 | $25.00 | 7/25/2010 7:08:32 AM |
| wealth-pipeline | $25.00 | $25.00 | 7/20/2010 9:03:07 AM |
| zone6 | $100.00 | $100.00 | 7/20/2010 7:30:51 PM |
| UCLA4life | $25.00 | $25.00 | 7/21/2010 5:27:02 PM |
| Cory79 | $25.00 | $25.00 | 7/21/2010 6:43:53 PM |
| well-mannered-income3 | $25.00 | $25.00 | 7/22/2010 9:37:55 AM |
| lucrative-loan | $50.00 | $50.00 | 7/23/2010 2:03:06 AM |
| Kash2010lu | $35.00 | $35.00 | 7/22/2010 7:22:11 PM |
| bmw2 | $50.00 | $50.00 | 7/22/2010 9:04:01 PM |
| BrighterSuns | $25.00 | $25.00 | 7/23/2010 1:09:06 PM |
| worth-jedi5 | $50.00 | $50.00 | 7/23/2010 3:27:05 PM |
| prominence8 | $25.00 | $25.00 | 7/24/2010 9:20:08 AM |
| givetolive | $25.00 | $25.00 | 7/24/2010 1:53:26 AM |
| jeffe43 | $50.00 | $50.00 | 7/24/2010 11:04:33 AM |
| lend4life13 | $502.49 | $48.86 | 7/24/2010 11:43:50 AM |
| Dave_Cashflow | $174.74 | $174.74 | 7/24/2010 2:54:46 PM |
| westernson | $50.00 | $50.00 | 7/24/2010 6:48:30 PM |
| FASTIZIO_P | $50.00 | $50.00 | 7/24/2010 6:54:51 AM |
| WonByOne | $25.00 | $25.00 | 7/25/2010 12:33:36 AM |
| lucrative-coin | $100.00 | $100.00 | 7/25/2010 10:25:16 AM |
| wlm3012 | $25.00 | $25.00 | 7/25/2010 11:55:02 AM |
| portfolio-turbine | $25.00 | $25.00 | 7/25/2010 5:29:13 PM |
| tcbmc | $25.00 | $25.00 | 7/24/2010 3:26:35 PM |
| Investoman | $50.00 | $50.00 | 7/25/2010 5:55:31 PM |
| Free-the-usa-1776 | $25.00 | $25.00 | 7/25/2010 10:54:03 AM |
| california5andime | $25.00 | $25.00 | 7/25/2010 1:11:22 PM |
| Peacepower | $25.00 | $25.00 | 7/25/2010 1:59:23 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 7/25/2010 5:20:57 PM |
| 53 bids
|
Borrower Payment Dependent Notes Series
467306
This series of Notes was issued and sold upon the funding of the borrower loan #43584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Jul-20-2010 |
| |
Auction end date:
| Jul-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $135.71 |
| |
|
Auction yield range:
| 13.93% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 7
Enhanced (1-5): 2 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 600-619 (Jul-2010) |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
21 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $17,161 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| asiababy |
Borrower's state:
| Michigan |
Borrower's group:
| Achieve Greatness |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 38 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Apr-2010)
580-599
(Feb-2008)
600-619
(Apr-2007)
540-559
(Dec-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 38 | | |
Description
debt overhaul
Purpose of loan:
consolidate credit cards
My financial situation:
I am a good candidate for this loan because i have a full time job as well as veteran pension every month.? I pay my bills on time and have had a prosper loan in the past that I paid perfectly.
Monthly net income: $ 4200.00
Monthly expenses: $
??Housing: $?353
??Insurance: $ 250
??Car expenses: $ 100
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 120
??Credit cards and other loans: $ 500
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why is your revolving debt level so much from the time of your last Prosper loan? Thanks and best wishes. - reflective-rupee
A:
Hi! There were a few high dollar items that i needed to purchase and didnt have cash on hand..a pellet stove to help with gas costs (i live in a cold climate), a water purification system due to our high iron and sediment content in our water. That helped me save on bottled water. And dental work ( a couple root canals)!! ouch!!
Any other questions please let me know!
Thanks for your help!!
(Jul-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $100.00 | $100.00 | 7/20/2010 4:03:28 PM |
| frugalinvestor20 | $25.00 | $25.00 | 7/20/2010 4:13:40 PM |
| Jasmel | $250.00 | $250.00 | 7/20/2010 4:28:49 PM |
| investmentgroup | $25.00 | $25.00 | 7/20/2010 4:08:22 PM |
| new-smart-fund | $50.00 | $50.00 | 7/20/2010 5:06:27 PM |
| principal-mermaid | $300.00 | $300.00 | 7/20/2010 5:03:57 PM |
| well-mannered-income3 | $30.00 | $30.00 | 7/20/2010 5:29:30 PM |
| big_balla_papi | $50.00 | $50.00 | 7/21/2010 12:27:17 AM |
| oath163 | $100.00 | $100.00 | 7/21/2010 8:09:35 AM |
| greenback-chairman5 | $25.00 | $25.00 | 7/21/2010 9:01:34 AM |
| green-rapid-openness | $50.00 | $50.00 | 7/21/2010 3:10:22 AM |
| red-favorable-basis | $25.00 | $25.00 | 7/21/2010 6:09:05 AM |
| BradP | $50.00 | $50.00 | 7/21/2010 11:07:53 AM |
| platinum-cargo | $25.00 | $25.00 | 7/21/2010 5:21:19 PM |
| UCLA4life | $25.00 | $25.00 | 7/21/2010 5:27:00 PM |
| market-pudding | $25.00 | $25.00 | 7/21/2010 6:32:55 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 7/21/2010 9:32:25 PM |
| Aberdeen | $400.00 | $400.00 | 7/21/2010 10:46:17 PM |
| Aberdeen | $400.00 | $400.00 | 7/21/2010 10:46:18 PM |
| gain-implementer | $100.00 | $4.86 | 7/22/2010 3:19:11 AM |
| Iceman1347 | $25.00 | $25.00 | 7/22/2010 10:46:45 AM |
| Ven58 | $25.00 | $25.00 | 7/22/2010 11:33:11 AM |
| the-cash-allotment | $26.63 | $26.63 | 7/22/2010 4:02:32 PM |
| Mark-M | $25.00 | $25.00 | 7/23/2010 7:40:22 AM |
| glroark | $50.00 | $50.00 | 7/23/2010 7:44:14 AM |
| top-courteous-peso | $25.00 | $25.00 | 7/20/2010 4:12:40 PM |
| mikeandcat | $50.00 | $50.00 | 7/20/2010 4:54:58 PM |
| green-rapid-openness | $50.00 | $50.00 | 7/21/2010 3:09:56 AM |
| green-rapid-openness | $50.00 | $50.00 | 7/21/2010 3:10:50 AM |
| SolarMoonshine | $25.00 | $25.00 | 7/21/2010 10:05:45 AM |
| reflective-rupee | $25.00 | $25.00 | 7/21/2010 9:07:57 AM |
| zone6 | $100.00 | $100.00 | 7/21/2010 10:44:05 PM |
| portfolio-turbine | $25.00 | $25.00 | 7/22/2010 6:08:56 AM |
| unger | $100.00 | $100.00 | 7/22/2010 2:41:25 AM |
| lucrative-loan | $50.00 | $50.00 | 7/22/2010 12:04:46 PM |
| wlm3012 | $25.00 | $25.00 | 7/22/2010 2:25:29 PM |
| yungtiger | $92.51 | $92.51 | 7/22/2010 4:48:36 PM |
| chameleon125 | $50.00 | $50.00 | 7/22/2010 10:00:00 PM |
| golffish2 | $100.00 | $100.00 | 7/23/2010 7:05:49 AM |
| srthsvghdthtr | $25.00 | $25.00 | 7/23/2010 7:07:20 AM |
| Kash2010lu | $35.00 | $35.00 | 7/22/2010 7:23:59 PM |
| gshx2 | $36.00 | $36.00 | 7/22/2010 11:32:32 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
467360
This series of Notes was issued and sold upon the funding of the borrower loan #43640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jul-20-2010 |
| |
Auction end date:
| Jul-23-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $30.92 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $30.92 |
| |
|
Auction yield range:
| 2.93% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 10
Enhanced (1-5): 4 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (Jul-2010) |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 11y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,918 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jubilant-benefit6 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Renovating finished basement
Purpose of loan:
This loan will be used to renovate our finished basement.? Air conditioner problem led to water damage of?a portion of the carpeting and walls.? Unfortunately, not covered by insurance.?
My financial situation:
I am a good candidate for this loan because my credit record is very good and the amount of the loan is modest.? A home improvement loan is not an option for me at the moment due to the depressed housing market in our area.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $75.00 | $75.00 | 7/20/2010 4:04:24 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/20/2010 4:04:31 PM |
| riproaringrapids | $25.00 | $25.00 | 7/20/2010 4:04:34 PM |
| kenji4861 | $25.00 | $25.00 | 7/20/2010 4:04:38 PM |
| Artist_Blue | $25.00 | $25.00 | 7/20/2010 4:07:58 PM |
| afotherg | $40.00 | $40.00 | 7/20/2010 4:09:52 PM |
| munnu | $25.00 | $25.00 | 7/20/2010 4:10:21 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/20/2010 4:13:45 PM |
| discrete-asset | $25.00 | $25.00 | 7/20/2010 4:08:13 PM |
| swiftsoul | $25.00 | $25.00 | 7/20/2010 4:09:24 PM |
| lender987654321 | $30.00 | $30.00 | 7/20/2010 4:37:02 PM |
| market-socrates4 | $25.00 | $25.00 | 7/20/2010 4:11:02 PM |
| moola-man | $50.00 | $50.00 | 7/20/2010 4:13:16 PM |
| personal-lender | $25.00 | $25.00 | 7/20/2010 4:14:07 PM |
| octoberfresh | $25.00 | $25.00 | 7/21/2010 7:02:56 AM |
| kulender | $50.00 | $50.00 | 7/20/2010 4:05:03 PM |
| bdloans | $50.00 | $50.00 | 7/20/2010 4:11:08 PM |
| jazzlender | $25.00 | $25.00 | 7/20/2010 4:13:03 PM |
| delicious-social132 | $40.00 | $40.00 | 7/20/2010 4:13:32 PM |
| j2ee | $25.00 | $25.00 | 7/20/2010 4:13:34 PM |
| gold-heaven9 | $25.00 | $25.00 | 7/20/2010 4:14:55 PM |
| tech310 | $100.00 | $45.00 | 7/20/2010 4:15:05 PM |
| paddatjie | $25.00 | $25.00 | 7/20/2010 4:10:49 PM |
| wwwUniversal | $25.00 | $25.00 | 7/20/2010 4:20:44 PM |
| dasyjo | $25.00 | $25.00 | 7/20/2010 10:27:23 PM |
| LittleRhody07 | $25.00 | $25.00 | 7/21/2010 5:12:00 AM |
| julijask | $35.00 | $35.00 | 7/21/2010 2:01:48 AM |
| ttnk62918 | $25.00 | $25.00 | 7/21/2010 3:08:29 PM |
| cebgop | $25.00 | $25.00 | 7/22/2010 12:42:12 AM |
| fixer833 | $25.00 | $25.00 | 7/22/2010 11:56:00 AM |
| RandyL3 | $25.00 | $25.00 | 7/23/2010 1:54:38 AM |
| 31 bids
|
Borrower Payment Dependent Notes Series
467428
This series of Notes was issued and sold upon the funding of the borrower loan #43705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jul-20-2010 |
| |
Auction end date:
| Jul-26-2010 |
|
|
Starting lender yield:
| 8.30% |
Starting borrower rate/APR:
| 9.30% / 9.64% |
Starting monthly payment:
| $255.52 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $255.52 |
| |
|
Auction yield range:
| 2.93% - 8.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 8
Enhanced (1-5): 5 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 800-819 (Jul-2010) |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,989 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| auromed |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Credit Card, Business & Travel loan
Purpose of loan:
This loan will be used for a couple purposes...
- I have a couple small balances on credit cards that I want to get rid of. ($800 -Chase, and $4000 - Amex)
- I am having a learning website developed and would like to not put the rest of the development costs on a credit card. I've spent $800 on it so far, and expect another $500 or so will be needed.
- I am planning a trip to China with a friend and his mother who is attending a cancer research conference there.
My financial situation:
I currently have a stable job with a major technology firm, and am on track to wipe out all of my small debts in the next 24 months. This loan will allow me to clear out the credit cards, and then focus on adding to my savings on a more regular basis.
Feel free to pass along any questions, and thanks for reading.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $75.00 | $75.00 | 7/20/2010 4:04:24 PM |
| riproaringrapids | $25.00 | $25.00 | 7/20/2010 4:04:33 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/20/2010 4:04:30 PM |
| kenji4861 | $25.00 | $25.00 | 7/20/2010 4:04:37 PM |
| Artist_Blue | $25.00 | $25.00 | 7/20/2010 4:07:59 PM |
| afotherg | $40.00 | $40.00 | 7/20/2010 4:09:51 PM |
| market-socrates4 | $25.00 | $25.00 | 7/20/2010 4:11:01 PM |
| paddatjie | $25.00 | $25.00 | 7/20/2010 4:10:50 PM |
| moola-man | $50.00 | $50.00 | 7/20/2010 4:13:15 PM |
| j2ee | $25.00 | $25.00 | 7/20/2010 4:13:34 PM |
| Investoman | $100.00 | $100.00 | 7/20/2010 4:15:07 PM |
| tntmojave | $25.00 | $25.00 | 7/20/2010 4:15:35 PM |
| DreDub | $50.00 | $50.00 | 7/20/2010 4:16:03 PM |
| kyomoon | $50.00 | $50.00 | 7/20/2010 4:16:23 PM |
| mlopez2007 | $25.00 | $25.00 | 7/20/2010 4:16:27 PM |
| Sven79 | $50.00 | $50.00 | 7/20/2010 4:17:18 PM |
| Rysterola82 | $25.00 | $25.00 | 7/20/2010 4:17:08 PM |
| Goodlender42 | $25.00 | $25.00 | 7/20/2010 4:17:52 PM |
| naina_my_daughter | $25.00 | $25.00 | 7/20/2010 4:18:25 PM |
| RockCrown | $25.00 | $25.00 | 7/20/2010 4:19:12 PM |
| antlr | $25.00 | $25.00 | 7/20/2010 4:18:39 PM |
| credit-investor5 | $34.88 | $34.88 | 7/20/2010 4:20:13 PM |
| BiggestG | $25.00 | $25.00 | 7/20/2010 4:19:35 PM |
| generosity-giraffe0 | $25.00 | $25.00 | 7/20/2010 4:20:53 PM |
| FlexFunding | $25.00 | $25.00 | 7/20/2010 4:20:23 PM |
| elasermd | $100.00 | $100.00 | 7/20/2010 4:20:29 PM |
| Heiko | $25.00 | $25.00 | 7/20/2010 4:33:40 PM |
| jms1983 | $25.00 | $25.00 | 7/20/2010 4:35:24 PM |
| cookienclean | $25.00 | $25.00 | 7/20/2010 4:35:38 PM |
| munnu | $25.00 | $25.00 | 7/20/2010 4:10:20 PM |
| Searlzy | $25.00 | $25.00 | 7/20/2010 4:37:34 PM |
| Sixmil | $25.00 | $25.00 | 7/20/2010 4:38:00 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/20/2010 4:13:45 PM |
| BludAx | $25.00 | $25.00 | 7/20/2010 4:39:39 PM |
| personal-lender | $25.00 | $25.00 | 7/20/2010 4:14:08 PM |
| blue-euro-entrepreneur | $25.00 | $25.00 | 7/20/2010 4:41:37 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/20/2010 4:15:32 PM |
| discrete-asset | $25.00 | $25.00 | 7/20/2010 4:48:06 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/20/2010 4:15:37 PM |
| meenan | $25.00 | $25.00 | 7/20/2010 4:15:44 PM |
| suave-dollar | $40.00 | $40.00 | 7/20/2010 4:16:07 PM |
| life-is-great | $25.00 | $25.00 | 7/20/2010 4:16:49 PM |
| Havana21 | $47.75 | $47.75 | 7/20/2010 4:56:25 PM |
| SARMAR | $50.00 | $50.00 | 7/20/2010 4:17:27 PM |
| ingenious-order783 | $25.00 | $25.00 | 7/20/2010 4:19:15 PM |
| hope-encourager | $50.00 | $50.00 | 7/20/2010 4:19:29 PM |
| bayareainv | $35.90 | $35.90 | 7/20/2010 4:19:54 PM |
| ADenny | $25.00 | $25.00 | 7/20/2010 4:20:35 PM |
| wealthstar | $25.00 | $25.00 | 7/20/2010 7:31:30 PM |
| MoneyForNothing | $38.70 | $38.70 | 7/20/2010 9:19:09 PM |
| techs | $25.00 | $25.00 | 7/20/2010 10:32:32 PM |
| alexstar | $25.00 | $25.00 | 7/21/2010 1:48:19 AM |
| zeelender | $25.00 | $25.00 | 7/21/2010 1:48:28 AM |
| impressive-credit431 | $75.66 | $75.66 | 7/20/2010 4:42:12 PM |
| meux99 | $25.00 | $25.00 | 7/21/2010 2:01:53 AM |
| bountiful-durability | $100.00 | $100.00 | 7/20/2010 4:48:08 PM |
| djh47a | $25.00 | $25.00 | 7/21/2010 3:12:16 AM |
| head | $25.00 | $25.00 | 7/21/2010 3:16:19 AM |
| Jassi | $25.00 | $25.00 | 7/20/2010 5:51:14 PM |
| majormoves1 | $25.00 | $25.00 | 7/21/2010 3:12:21 AM |
| KiwiElf | $30.00 | $30.00 | 7/21/2010 3:16:26 AM |
| TheColoradoDon | $25.00 | $25.00 | 7/21/2010 4:12:12 AM |
| unclejaef | $25.00 | $25.00 | 7/21/2010 6:51:38 AM |
| Sigonio | $25.00 | $25.00 | 7/21/2010 7:07:54 AM |
| tutnyce | $100.00 | $100.00 | 7/21/2010 7:19:11 AM |
| teller | $60.00 | $60.00 | 7/21/2010 7:32:48 AM |
| panthernoelle | $25.00 | $25.00 | 7/21/2010 8:21:29 AM |
| ndwayno | $25.00 | $25.00 | 7/21/2010 8:21:37 AM |
| PatRichi | $25.00 | $25.00 | 7/21/2010 8:22:31 AM |
| hayhelp | $25.00 | $25.00 | 7/21/2010 8:21:28 AM |
| thedoctor | $100.00 | $100.00 | 7/21/2010 1:32:36 AM |
| Sumach | $25.00 | $25.00 | 7/21/2010 8:36:35 AM |
| greenwell | $43.16 | $43.16 | 7/21/2010 2:02:29 AM |
| NATIVEBORN | $25.00 | $25.00 | 7/21/2010 2:14:54 AM |
| bankofkarl | $25.00 | $25.00 | 7/21/2010 9:21:44 AM |
| palpbert | $25.00 | $25.00 | 7/21/2010 9:23:29 AM |
| skuba | $27.82 | $27.82 | 7/21/2010 9:32:36 AM |
| tranquil-principal | $50.00 | $50.00 | 7/21/2010 9:37:10 AM |
| scholarly-integrity | $25.00 | $25.00 | 7/21/2010 9:36:30 AM |
| bmcg | $25.00 | $25.00 | 7/21/2010 9:38:29 AM |
| ganoman21 | $25.00 | $25.00 | 7/21/2010 9:38:48 AM |
| myextracash | $25.00 | $25.00 | 7/21/2010 9:39:54 AM |
| minista | $25.00 | $25.00 | 7/21/2010 9:47:58 AM |
| octoberfresh | $25.00 | $25.00 | 7/21/2010 7:03:15 AM |
| Zipperdu | $40.00 | $40.00 | 7/21/2010 7:21:04 AM |
| MrGhost | $25.00 | $25.00 | 7/21/2010 10:51:54 AM |
| dartmouth99 | $25.00 | $25.00 | 7/21/2010 8:21:30 AM |
| Supp0rter | $37.57 | $37.57 | 7/21/2010 8:21:47 AM |
| loantigger | $25.00 | $25.00 | 7/21/2010 11:35:26 AM |
| auction-sage | $25.00 | $25.00 | 7/21/2010 11:36:54 AM |
| bondhedger | $25.00 | $25.00 | 7/21/2010 11:37:30 AM |
| DonaldColorado | $25.00 | $25.00 | 7/21/2010 9:32:35 AM |
| WindyKid | $25.00 | $25.00 | 7/21/2010 9:37:05 AM |
| KeepOnRunning | $50.00 | $50.00 | 7/21/2010 9:38:36 AM |
| JJS180 | $25.00 | $25.00 | 7/21/2010 10:51:43 AM |
| Merganser | $25.00 | $25.00 | 7/21/2010 11:08:31 AM |
| TheTimeIsNow | $25.00 | $25.00 | 7/21/2010 11:33:43 AM |
| SpotLending | $25.00 | $25.00 | 7/21/2010 6:46:35 PM |
| cerebral-dollar773 | $100.00 | $100.00 | 7/21/2010 7:53:31 PM |
| cebgop | $25.00 | $25.00 | 7/22/2010 12:42:13 AM |
| LittleMingo | $30.00 | $30.00 | 7/22/2010 1:25:08 AM |
| kindness-sage | $30.00 | $30.00 | 7/22/2010 2:45:58 AM |
| dsgfl1 | $100.00 | $100.00 | 7/22/2010 9:06:35 AM |
| wwwUniversal | $25.00 | $25.00 | 7/22/2010 3:11:27 AM |
| Sarspatula | $32.14 | $32.14 | 7/22/2010 6:06:17 AM |
| Traal | $25.00 | $25.00 | 7/22/2010 12:36:29 PM |
| interstellar | $50.00 | $50.00 | 7/23/2010 1:37:26 AM |
| all_of_that_one | $25.00 | $25.00 | 7/22/2010 10:31:33 PM |
| UncleSafety | $100.00 | $100.00 | 7/23/2010 12:37:34 PM |
| Bzbee | $100.00 | $100.00 | 7/23/2010 4:26:39 PM |
| turbostar666 | $30.00 | $30.00 | 7/24/2010 2:17:26 AM |
| Montgomery-Burns | $25.00 | $25.00 | 7/24/2010 2:32:31 AM |
| Boba1964 | $25.00 | $25.00 | 7/23/2010 8:17:33 PM |
| JohnSmith10 | $25.00 | $25.00 | 7/24/2010 11:36:13 AM |
| Bank_Of_XL | $25.00 | $25.00 | 7/24/2010 3:11:10 PM |
| favorite-commerce | $50.00 | $50.00 | 7/25/2010 9:24:09 AM |
| favorite-commerce | $50.00 | $50.00 | 7/26/2010 6:40:44 AM |
| bdloans | $50.00 | $50.00 | 7/20/2010 4:11:07 PM |
| jazzlender | $25.00 | $25.00 | 7/20/2010 4:13:02 PM |
| simplelender80 | $100.00 | $100.00 | 7/20/2010 4:15:20 PM |
| orgy63 | $25.00 | $25.00 | 7/20/2010 4:15:30 PM |
| thorough-exchange4 | $40.00 | $40.00 | 7/20/2010 4:15:49 PM |
| turbospeed | $25.00 | $25.00 | 7/20/2010 4:15:59 PM |
| 1800porsche | $25.00 | $25.00 | 7/20/2010 4:16:05 PM |
| ray1051 | $50.00 | $50.00 | 7/20/2010 4:16:45 PM |
| Emgolda | $25.00 | $25.00 | 7/20/2010 4:16:40 PM |
| fireheart | $25.00 | $25.00 | 7/20/2010 4:17:30 PM |
| fairness-kayak | $25.00 | $25.00 | 7/20/2010 4:18:16 PM |
| js60l | $25.00 | $25.00 | 7/20/2010 4:19:00 PM |
| peace-saber0 | $25.00 | $25.00 | 7/20/2010 4:19:42 PM |
| potatoepicker | $50.00 | $50.00 | 7/20/2010 4:19:56 PM |
| SNH | $75.00 | $75.00 | 7/20/2010 4:20:38 PM |
| djs81 | $50.00 | $50.00 | 7/20/2010 4:19:49 PM |
| kulender | $50.00 | $50.00 | 7/20/2010 4:05:02 PM |
| randomguy100 | $25.00 | $25.00 | 7/20/2010 4:20:26 PM |
| Hexnut | $50.00 | $50.00 | 7/20/2010 4:20:32 PM |
| JagFan | $25.00 | $25.00 | 7/20/2010 4:31:37 PM |
| quantumwellguy | $50.00 | $50.00 | 7/20/2010 4:36:44 PM |
| GElender | $45.75 | $45.75 | 7/20/2010 4:38:14 PM |
| tbrnet | $50.00 | $50.00 | 7/20/2010 4:13:29 PM |
| Tradesmanlender | $25.00 | $25.00 | 7/20/2010 4:39:01 PM |
| delicious-social132 | $40.00 | $40.00 | 7/20/2010 4:13:31 PM |
| tech310 | $100.00 | $100.00 | 7/20/2010 4:15:05 PM |
| dlshap | $25.00 | $25.00 | 7/20/2010 4:15:14 PM |
| investment-network | $25.00 | $25.00 | 7/20/2010 4:15:27 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/20/2010 4:15:41 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 7/20/2010 4:16:13 PM |
| tekkie2412 | $50.00 | $50.00 | 7/20/2010 4:16:36 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/20/2010 4:16:55 PM |
| saysana | $25.00 | $25.00 | 7/20/2010 4:17:34 PM |
| kgeezy | $25.00 | $25.00 | 7/20/2010 4:18:47 PM |
| top-sensible-yield | $50.00 | $50.00 | 7/20/2010 6:51:32 PM |
| anakinsolo | $25.00 | $25.00 | 7/20/2010 4:20:25 PM |
| Futurero | $25.00 | $25.00 | 7/20/2010 4:20:37 PM |
| help_each_other | $25.00 | $25.00 | 7/20/2010 4:20:42 PM |
| Banker7371 | $25.00 | $25.00 | 7/20/2010 10:47:29 PM |
| cyberie21 | $25.65 | $25.65 | 7/21/2010 1:48:25 AM |
| bchen78875 | $50.00 | $50.00 | 7/21/2010 1:49:08 AM |
| superchicken | $25.00 | $25.00 | 7/21/2010 1:49:21 AM |
| LTR | $25.00 | $25.00 | 7/21/2010 1:58:52 AM |
| spsavage | $25.00 | $25.00 | 7/21/2010 2:00:07 AM |
| outwish | $25.00 | $25.00 | 7/21/2010 2:01:42 AM |
| pawsitive | $25.00 | $25.00 | 7/21/2010 1:48:23 AM |
| theemhdoctor | $25.00 | $25.00 | 7/21/2010 2:02:14 AM |
| Mark-O-Polo | $25.00 | $25.00 | 7/21/2010 1:48:47 AM |
| tsui517 | $25.00 | $25.00 | 7/21/2010 2:05:04 AM |
| Phantom99 | $25.00 | $25.00 | 7/21/2010 2:14:48 AM |
| kmwvma | $25.00 | $25.00 | 7/21/2010 2:02:01 AM |
| slartibardfast | $25.00 | $25.00 | 7/21/2010 2:14:43 AM |
| don8ter | $29.25 | $29.25 | 7/21/2010 2:14:52 AM |
| bobby5832708 | $50.00 | $50.00 | 7/21/2010 6:16:35 AM |
| balance-voyager | $25.00 | $25.00 | 7/21/2010 6:36:38 AM |
| benefit-pro | $25.00 | $25.00 | 7/20/2010 8:29:55 PM |
| lender12345 | $25.00 | $25.00 | 7/20/2010 9:05:38 PM |
| AoP | $50.00 | $50.00 | 7/21/2010 7:11:34 AM |
| blue-useful-auction | $25.00 | $25.00 | 7/21/2010 7:48:12 AM |
| jeffc92 | $33.68 | $33.68 | 7/21/2010 7:48:43 AM |
| smartie1 | $25.00 | $25.00 | 7/21/2010 8:12:01 AM |
| DMark69 | $25.00 | $25.00 | 7/21/2010 8:21:25 AM |
| Veggie_Monkey | $25.00 | $25.00 | 7/21/2010 8:21:32 AM |
| Cai8899 | $46.54 | $46.54 | 7/21/2010 1:32:54 AM |
| stolan | $25.00 | $25.00 | 7/21/2010 8:21:49 AM |
| svandgts | $25.00 | $25.00 | 7/21/2010 1:46:12 AM |
| keydet99 | $25.00 | $25.00 | 7/21/2010 2:01:02 AM |
| buckeye55 | $25.00 | $25.00 | 7/21/2010 2:01:51 AM |
| julijask | $25.00 | $25.00 | 7/21/2010 2:01:56 AM |
| bsmtloan | $29.99 | $29.99 | 7/21/2010 2:04:13 AM |
| sajitk | $25.00 | $25.00 | 7/21/2010 2:05:03 AM |
| albatross897 | $25.00 | $25.00 | 7/21/2010 2:14:32 AM |
| ClearLake | $25.00 | $25.00 | 7/21/2010 9:16:41 AM |
| Guerrilla_Man | $25.00 | $25.00 | 7/21/2010 9:23:14 AM |
| ElChico124 | $25.00 | $25.00 | 7/21/2010 9:36:32 AM |
| best-ingenious-funds | $25.00 | $25.00 | 7/21/2010 9:38:26 AM |
| hawaiiangirl76 | $25.00 | $25.00 | 7/21/2010 9:38:41 AM |
| sanjl79 | $25.00 | $25.00 | 7/21/2010 9:38:20 AM |
| Hoov | $25.00 | $25.00 | 7/21/2010 9:38:34 AM |
| Preferred-Lender | $25.00 | $25.00 | 7/21/2010 9:40:11 AM |
| funds-promiser | $50.00 | $50.00 | 7/21/2010 7:21:33 AM |
| QuantumLobster | $25.00 | $25.00 | 7/21/2010 8:21:24 AM |
| wbahl | $25.00 | $25.00 | 7/21/2010 8:21:45 AM |
| lostontheedge | $25.00 | $25.00 | 7/21/2010 8:22:20 AM |
| Sam65 | $25.00 | $25.00 | 7/21/2010 11:35:22 AM |
| hookUup | $25.00 | $25.00 | 7/21/2010 11:35:47 AM |
| MoneyU4IA | $50.00 | $50.00 | 7/21/2010 11:37:06 AM |
| principal-bull | $25.00 | $25.00 | 7/21/2010 11:41:19 AM |
| ctgscott | $25.00 | $25.00 | 7/21/2010 9:38:23 AM |
| divedude | $25.00 | $25.00 | 7/21/2010 9:38:53 AM |
| pwkpwk | $25.00 | $25.00 | 7/21/2010 9:40:06 AM |
| kid8549 | $25.00 | $25.00 | 7/21/2010 9:51:27 AM |
| outofoffice | $75.00 | $75.00 | 7/21/2010 4:30:23 PM |
| rmachi | $25.00 | $25.00 | 7/21/2010 11:36:50 AM |
| moneyfriend | $50.00 | $40.56 | 7/21/2010 11:37:07 AM |
| SOP_Bank | $25.00 | $25.00 | 7/21/2010 5:06:34 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/21/2010 5:18:01 PM |
| ingeborg77 | $50.00 | $50.00 | 7/21/2010 4:51:16 PM |
| midifool | $25.00 | $25.00 | 7/22/2010 11:47:39 AM |
| bannybucks | $25.00 | $25.00 | 7/22/2010 1:44:01 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/22/2010 12:36:54 PM |
| sensational-dollar | $25.00 | $25.00 | 7/22/2010 5:05:46 PM |
| manuvns | $25.00 | $25.00 | 7/23/2010 1:24:43 AM |
| b1geasy | $25.00 | $25.00 | 7/23/2010 1:51:09 AM |
| RandyL3 | $25.00 | $25.00 | 7/23/2010 1:54:39 AM |
| HenryK7 | $25.00 | $25.00 | 7/22/2010 6:41:24 PM |
| otalon | $25.00 | $25.00 | 7/23/2010 8:09:23 AM |
| GUIDOLANDIA | $25.00 | $25.00 | 7/23/2010 9:37:27 PM |
| adhawan325 | $25.00 | $25.00 | 7/24/2010 2:33:10 AM |
| FundMaker | $25.00 | $25.00 | 7/24/2010 11:40:22 AM |
| payout-magician | $25.00 | $25.00 | 7/25/2010 10:45:45 AM |
| MoneyTree79 | $60.00 | $60.00 | 7/24/2010 9:21:27 PM |
| 229 bids
|
Borrower Payment Dependent Notes Series
467446
This series of Notes was issued and sold upon the funding of the borrower loan #43687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jul-20-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $74.23 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $74.23 |
| |
|
Auction yield range:
| 7.93% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 9
Enhanced (1-5): 5 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,176 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orbital-dedication7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Expenses
Purpose of loan:
This loan will be used to pay for personal expenses.
My financial situation:
I am a good candidate for this loan because I am responsible. I always pay my bills on time.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 7/20/2010 4:04:45 PM |
| blue-useful-auction | $25.00 | $25.00 | 7/20/2010 4:09:01 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/20/2010 4:14:15 PM |
| ichibon | $100.00 | $100.00 | 7/20/2010 4:14:32 PM |
| kulender | $25.00 | $25.00 | 7/20/2010 4:14:47 PM |
| munnu | $25.00 | $25.00 | 7/20/2010 4:14:53 PM |
| zorg77 | $25.00 | $25.00 | 7/20/2010 4:17:03 PM |
| aurorafinancial | $50.00 | $50.00 | 7/20/2010 4:20:57 PM |
| Artist_Blue | $25.00 | $25.00 | 7/20/2010 4:36:53 PM |
| qcksilvr20 | $50.00 | $50.00 | 7/20/2010 4:37:27 PM |
| tech310 | $100.00 | $100.00 | 7/20/2010 4:13:06 PM |
| maldok1 | $25.00 | $25.00 | 7/20/2010 4:41:53 PM |
| foxtrot12 | $50.00 | $50.00 | 7/20/2010 4:14:44 PM |
| Investoman | $100.00 | $100.00 | 7/20/2010 4:15:01 PM |
| simplelender80 | $83.01 | $83.01 | 7/20/2010 4:42:28 PM |
| jdrez | $25.00 | $25.00 | 7/20/2010 4:51:55 PM |
| gracej | $25.00 | $25.00 | 7/20/2010 5:26:38 PM |
| blackstar | $25.00 | $25.00 | 7/20/2010 5:06:52 PM |
| generous-deal6 | $25.00 | $25.00 | 7/20/2010 6:36:28 PM |
| Tahoeguy | $25.00 | $25.00 | 7/20/2010 6:42:07 PM |
| Prosp_Lender | $32.76 | $32.76 | 7/20/2010 9:53:11 PM |
| raisingophelia | $25.00 | $25.00 | 7/20/2010 9:42:44 PM |
| FirstBank | $42.44 | $42.44 | 7/20/2010 5:17:52 PM |
| DreDub | $39.73 | $39.73 | 7/21/2010 3:12:53 AM |
| wwwUniversal | $25.00 | $25.00 | 7/21/2010 3:01:27 AM |
| buddy486 | $25.00 | $25.00 | 7/20/2010 5:59:08 PM |
| djh47a | $25.00 | $4.56 | 7/21/2010 3:16:35 AM |
| objective-investor | $40.00 | $40.00 | 7/20/2010 6:36:29 PM |
| market-pudding | $25.00 | $25.00 | 7/21/2010 4:58:21 AM |
| abfs | $25.00 | $25.00 | 7/21/2010 2:12:43 AM |
| famous-hope | $25.00 | $25.00 | 7/21/2010 2:15:15 AM |
| ray1051 | $25.00 | $25.00 | 7/20/2010 4:13:12 PM |
| Fiimg | $50.00 | $50.00 | 7/20/2010 4:16:17 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 7/20/2010 4:16:30 PM |
| Goodlender42 | $25.00 | $25.00 | 7/20/2010 4:17:47 PM |
| redx | $25.00 | $25.00 | 7/20/2010 4:19:32 PM |
| jpollar | $50.00 | $50.00 | 7/20/2010 4:11:38 PM |
| rescue | $50.00 | $50.00 | 7/20/2010 4:13:23 PM |
| personal-lender | $25.00 | $25.00 | 7/20/2010 4:14:23 PM |
| the-silver-blaster | $50.00 | $50.00 | 7/20/2010 4:14:39 PM |
| rapid-credit428 | $25.00 | $25.00 | 7/20/2010 5:06:23 PM |
| worthy-bid8 | $63.25 | $63.25 | 7/20/2010 5:11:20 PM |
| restless-fund5 | $25.00 | $25.00 | 7/20/2010 4:17:32 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/20/2010 8:01:22 PM |
| bid-czar8 | $39.25 | $39.25 | 7/20/2010 10:01:30 PM |
| Ocean713 | $50.00 | $50.00 | 7/20/2010 4:37:32 PM |
| stephen_c01 | $25.00 | $25.00 | 7/21/2010 2:15:00 AM |
| ddog0224 | $25.00 | $25.00 | 7/21/2010 2:16:26 AM |
| Bio-physicist | $25.00 | $25.00 | 7/20/2010 9:12:47 PM |
| Havana21 | $75.00 | $75.00 | 7/21/2010 2:04:42 AM |
| castleman | $25.00 | $25.00 | 7/21/2010 3:01:26 AM |
| 51 bids
|
Borrower Payment Dependent Notes Series
467498
This series of Notes was issued and sold upon the funding of the borrower loan #43695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,750.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-21-2010 |
| |
Auction end date:
| Jul-26-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $119.60 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $119.60 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 9
Enhanced (1-5): 5 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Jul-2010) |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 21y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Flight Attendant |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,140 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| engaging-wampum5 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
appreciative borrower
Purpose of loan:
This loan will be used to?
This will be used for assisting my 19 year old with down payment on a car. I will use the rest to pay off small credit card.
My financial situation:
I am a good candidate for this loan because?I have a stable work history over 22years, good credit and good work ethic.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| elasermd | $50.00 | $50.00 | 7/21/2010 4:33:55 PM |
| riproaringrapids | $25.00 | $25.00 | 7/21/2010 4:37:18 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/21/2010 4:47:03 PM |
| kenji4861 | $25.00 | $25.00 | 7/21/2010 4:37:12 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/21/2010 4:39:33 PM |
| orgy63 | $25.00 | $25.00 | 7/21/2010 4:48:48 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/21/2010 4:49:03 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 7/21/2010 4:49:33 PM |
| Fiimg | $50.00 | $50.00 | 7/21/2010 4:49:41 PM |
| fireheart | $25.00 | $25.00 | 7/21/2010 4:50:30 PM |
| Goodlender42 | $25.00 | $25.00 | 7/21/2010 4:50:43 PM |
| saysana | $25.00 | $25.00 | 7/21/2010 4:50:34 PM |
| generosity-giraffe0 | $25.00 | $25.00 | 7/21/2010 4:51:37 PM |
| afotherg | $40.00 | $40.00 | 7/21/2010 4:43:09 PM |
| bobby5832708 | $50.00 | $50.00 | 7/21/2010 4:53:10 PM |
| tranquil-principal | $50.00 | $50.00 | 7/21/2010 4:54:01 PM |
| 1800porsche | $25.00 | $25.00 | 7/21/2010 4:49:26 PM |
| safe-payment8 | $25.00 | $25.00 | 7/21/2010 7:53:21 PM |
| Emgolda | $25.00 | $25.00 | 7/21/2010 4:50:02 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/21/2010 4:50:16 PM |
| tech310 | $100.00 | $100.00 | 7/21/2010 4:52:58 PM |
| AoP | $50.00 | $50.00 | 7/21/2010 4:53:25 PM |
| -Tuxedo- | $25.00 | $25.00 | 7/21/2010 10:57:54 PM |
| Merganser | $25.00 | $25.00 | 7/21/2010 4:54:27 PM |
| potatoepicker | $50.00 | $50.00 | 7/21/2010 5:04:33 PM |
| aurorafinancial | $32.03 | $32.03 | 7/22/2010 8:24:03 AM |
| ksmith08 | $50.00 | $50.00 | 7/22/2010 9:49:29 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 7/22/2010 9:51:39 AM |
| julijask | $25.00 | $25.00 | 7/22/2010 11:51:26 AM |
| currency-persimmon | $25.00 | $25.00 | 7/22/2010 11:59:15 AM |
| moneyfriend | $50.00 | $50.00 | 7/22/2010 1:51:29 PM |
| radforj22 | $50.00 | $50.00 | 7/22/2010 10:36:19 AM |
| wwwUniversal | $25.00 | $25.00 | 7/22/2010 3:16:46 PM |
| bchen78875 | $50.00 | $50.00 | 7/22/2010 11:29:46 AM |
| unclejaef | $25.00 | $25.00 | 7/22/2010 4:39:12 PM |
| majormoves1 | $25.00 | $25.00 | 7/22/2010 4:41:31 PM |
| kmwvma | $25.00 | $23.16 | 7/22/2010 10:37:11 PM |
| kid8549 | $25.00 | $25.00 | 7/22/2010 4:40:13 PM |
| buckyhead2000 | $25.00 | $25.00 | 7/22/2010 4:41:26 PM |
| langdonx | $25.00 | $25.00 | 7/22/2010 4:41:34 PM |
| RandyL3 | $25.00 | $25.00 | 7/24/2010 3:25:40 AM |
| ethicalhumanist | $25.00 | $25.00 | 7/24/2010 5:31:35 PM |
| kulender | $25.00 | $25.00 | 7/21/2010 4:36:12 PM |
| successful-euro | $50.00 | $50.00 | 7/21/2010 4:36:58 PM |
| Artist_Blue | $25.00 | $25.00 | 7/21/2010 4:36:35 PM |
| paddatjie | $25.00 | $25.00 | 7/21/2010 4:43:55 PM |
| rescue | $50.00 | $50.00 | 7/21/2010 4:45:58 PM |
| personal-lender | $25.00 | $25.00 | 7/21/2010 4:46:51 PM |
| ichibon | $100.00 | $100.00 | 7/21/2010 4:47:34 PM |
| gold-heaven9 | $25.00 | $25.00 | 7/21/2010 4:48:14 PM |
| tntmojave | $25.00 | $25.00 | 7/21/2010 4:48:55 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/21/2010 4:49:00 PM |
| life-is-great | $25.00 | $25.00 | 7/21/2010 4:50:11 PM |
| SARMAR | $50.00 | $50.00 | 7/21/2010 4:50:26 PM |
| mlopez2007 | $25.00 | $25.00 | 7/21/2010 4:49:52 PM |
| ingenious-order783 | $25.00 | $25.00 | 7/21/2010 4:51:15 PM |
| djs81 | $50.00 | $50.00 | 7/21/2010 4:51:29 PM |
| munnu | $25.00 | $25.00 | 7/21/2010 4:43:25 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/21/2010 4:53:46 PM |
| market-socrates4 | $25.00 | $25.00 | 7/21/2010 4:44:12 PM |
| credit-investor5 | $75.00 | $75.00 | 7/21/2010 5:04:35 PM |
| vwbell | $50.00 | $50.00 | 7/21/2010 5:04:41 PM |
| jazzlender | $25.00 | $25.00 | 7/21/2010 4:45:33 PM |
| delicious-social132 | $40.00 | $40.00 | 7/21/2010 4:46:05 PM |
| j2ee | $25.00 | $25.00 | 7/21/2010 4:46:07 PM |
| Investoman | $100.00 | $100.00 | 7/21/2010 4:48:22 PM |
| dlshap | $25.00 | $25.00 | 7/21/2010 4:48:32 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/21/2010 4:48:52 PM |
| meenan | $25.00 | $25.00 | 7/21/2010 4:49:07 PM |
| suave-dollar | $40.00 | $40.00 | 7/21/2010 4:49:29 PM |
| kyomoon | $50.00 | $50.00 | 7/21/2010 4:49:48 PM |
| ray1051 | $50.00 | $50.00 | 7/21/2010 4:50:06 PM |
| RockCrown | $25.00 | $25.00 | 7/21/2010 4:51:06 PM |
| wealthstar | $50.00 | $50.00 | 7/21/2010 10:22:06 PM |
| marketplace-cello5 | $50.00 | $50.00 | 7/21/2010 9:56:27 PM |
| top-sensible-yield | $50.00 | $50.00 | 7/21/2010 4:52:40 PM |
| anders94 | $25.00 | $25.00 | 7/21/2010 11:01:26 PM |
| simplelender80 | $100.00 | $100.00 | 7/22/2010 4:06:18 AM |
| Gabriel02 | $25.00 | $25.00 | 7/22/2010 7:21:37 AM |
| xstreamin | $25.00 | $25.00 | 7/22/2010 7:26:33 AM |
| iolaire | $25.00 | $25.00 | 7/22/2010 8:37:54 AM |
| bmcg | $25.00 | $25.00 | 7/22/2010 12:43:01 PM |
| zevonyc | $25.00 | $25.00 | 7/22/2010 11:40:48 AM |
| greenwell | $44.96 | $44.96 | 7/22/2010 11:51:16 AM |
| bigphish | $25.00 | $25.00 | 7/22/2010 12:27:23 PM |
| crawfingers | $25.00 | $25.00 | 7/22/2010 12:54:45 PM |
| Cai8899 | $29.85 | $29.85 | 7/22/2010 4:18:53 PM |
| morpholog | $25.00 | $25.00 | 7/22/2010 4:19:21 PM |
| GElender | $50.00 | $50.00 | 7/22/2010 1:51:23 PM |
| DonaldColorado | $25.00 | $25.00 | 7/22/2010 4:38:35 PM |
| acropiloterau2002 | $25.00 | $25.00 | 7/22/2010 4:41:35 PM |
| NATIVEBORN | $25.00 | $25.00 | 7/22/2010 4:40:10 PM |
| MonkeyHero | $25.00 | $25.00 | 7/22/2010 10:59:22 PM |
| mlpinz | $50.00 | $50.00 | 7/24/2010 5:28:58 AM |
| payout-magician | $25.00 | $25.00 | 7/25/2010 10:44:17 AM |
| Hartfelt | $25.00 | $25.00 | 7/25/2010 3:38:13 PM |
| 96 bids
|
Borrower Payment Dependent Notes Series
467500
This series of Notes was issued and sold upon the funding of the borrower loan #43654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jul-20-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $170.52 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $170.52 |
| |
|
Auction yield range:
| 5.93% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 8
Enhanced (1-5): 5 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 720-739 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,437 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-durability-ectasy |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay bills/daughter going to college
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 7/20/2010 4:04:42 PM |
| ray1051 | $25.00 | $25.00 | 7/20/2010 4:13:11 PM |
| personal-lender | $25.00 | $25.00 | 7/20/2010 4:14:24 PM |
| munnu | $25.00 | $25.00 | 7/20/2010 4:14:51 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 7/20/2010 4:16:28 PM |
| compassion-6070 | $25.00 | $25.00 | 7/20/2010 4:32:56 PM |
| credible-durability | $25.00 | $25.00 | 7/20/2010 4:33:00 PM |
| Entejaeger | $25.00 | $25.00 | 7/20/2010 4:35:12 PM |
| brightest-affluence-motivator | $25.78 | $25.78 | 7/20/2010 4:34:50 PM |
| syounker | $25.00 | $25.00 | 7/20/2010 4:35:24 PM |
| Contour | $50.00 | $50.00 | 7/20/2010 4:35:06 PM |
| worthy-bid8 | $200.00 | $200.00 | 7/20/2010 4:35:17 PM |
| HaveToWrite | $25.00 | $25.00 | 7/20/2010 4:37:09 PM |
| mpatrick | $25.00 | $25.00 | 7/20/2010 4:37:06 PM |
| MSME | $50.00 | $50.00 | 7/20/2010 4:37:21 PM |
| buddy486 | $25.00 | $25.00 | 7/20/2010 4:37:23 PM |
| Ocean713 | $50.00 | $50.00 | 7/20/2010 4:37:30 PM |
| fareast_man | $25.00 | $25.00 | 7/20/2010 4:37:55 PM |
| generous-deal6 | $25.00 | $25.00 | 7/20/2010 4:37:37 PM |
| Prosp_Lender | $50.00 | $50.00 | 7/20/2010 4:38:08 PM |
| kmr2 | $250.00 | $250.00 | 7/20/2010 4:37:42 PM |
| treasure-bliss | $100.00 | $100.00 | 7/20/2010 4:38:16 PM |
| ddog0224 | $25.00 | $25.00 | 7/20/2010 4:38:24 PM |
| melodious-fairness | $25.00 | $25.00 | 7/20/2010 4:38:10 PM |
| gracej | $25.00 | $25.00 | 7/20/2010 4:38:27 PM |
| reward-motion | $25.00 | $25.00 | 7/20/2010 4:39:33 PM |
| radforj22 | $25.00 | $25.00 | 7/20/2010 4:39:40 PM |
| thestartuplender | $35.00 | $35.00 | 7/20/2010 4:40:08 PM |
| moola-man | $30.00 | $30.00 | 7/20/2010 4:40:00 PM |
| bid-czar8 | $100.00 | $100.00 | 7/20/2010 4:40:42 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/20/2010 4:42:21 PM |
| Serp | $25.00 | $25.00 | 7/20/2010 4:47:40 PM |
| maldok1 | $25.00 | $25.00 | 7/20/2010 4:15:55 PM |
| neonnurse | $25.00 | $25.00 | 7/20/2010 4:47:15 PM |
| Havana21 | $27.25 | $27.25 | 7/20/2010 4:48:03 PM |
| green-radiant-durability | $34.87 | $34.87 | 7/20/2010 5:26:21 PM |
| rapid-credit428 | $25.00 | $25.00 | 7/20/2010 5:06:21 PM |
| Goodlender42 | $25.00 | $25.00 | 7/20/2010 4:17:45 PM |
| BGILlender | $25.00 | $25.00 | 7/20/2010 7:16:22 PM |
| Tahoeguy | $25.00 | $25.00 | 7/20/2010 6:42:05 PM |
| halothane_logic | $25.00 | $25.00 | 7/20/2010 4:33:02 PM |
| Digs | $25.00 | $25.00 | 7/20/2010 7:37:30 PM |
| Peterman | $25.00 | $25.00 | 7/20/2010 4:34:22 PM |
| Rysterola82 | $25.00 | $25.00 | 7/20/2010 7:56:16 PM |
| Thylow | $25.00 | $25.00 | 7/20/2010 8:42:57 PM |
| pixeldave | $50.00 | $50.00 | 7/20/2010 4:34:54 PM |
| SanJoser | $25.00 | $25.00 | 7/20/2010 4:35:10 PM |
| Bio-physicist | $25.00 | $25.00 | 7/20/2010 4:35:21 PM |
| MLMarine | $25.00 | $25.00 | 7/20/2010 4:35:25 PM |
| reinforced-revenue069 | $25.00 | $25.00 | 7/20/2010 4:36:28 PM |
| goldie414 | $50.00 | $50.00 | 7/20/2010 4:37:13 PM |
| qcksilvr20 | $50.00 | $50.00 | 7/20/2010 4:37:26 PM |
| important-ore | $50.00 | $50.00 | 7/20/2010 4:37:44 PM |
| orderly-loot | $25.00 | $25.00 | 7/20/2010 4:38:42 PM |
| villagers | $25.00 | $25.00 | 7/20/2010 4:40:04 PM |
| orgy63 | $25.00 | $25.00 | 7/20/2010 4:40:47 PM |
| thorough-exchange4 | $25.00 | $25.00 | 7/20/2010 4:41:55 PM |
| MissionMicroFinance | $25.00 | $25.00 | 7/20/2010 4:47:46 PM |
| plentiful-reward | $29.84 | $29.84 | 7/20/2010 4:51:19 PM |
| roman2008 | $25.00 | $25.00 | 7/20/2010 5:57:27 PM |
| community-pipeline8 | $41.06 | $41.06 | 7/20/2010 6:06:22 PM |
| tech310 | $100.00 | $100.00 | 7/20/2010 4:13:06 PM |
| rescue | $50.00 | $50.00 | 7/20/2010 4:13:22 PM |
| Investoman | $100.00 | $100.00 | 7/20/2010 4:15:00 PM |
| kulender | $25.00 | $25.00 | 7/20/2010 4:14:49 PM |
| Fiimg | $50.00 | $50.00 | 7/20/2010 4:16:16 PM |
| Sven79 | $50.00 | $50.00 | 7/20/2010 4:17:22 PM |
| zorg77 | $25.00 | $25.00 | 7/20/2010 4:17:01 PM |
| restless-fund5 | $25.00 | $25.00 | 7/20/2010 4:17:31 PM |
| simplelender80 | $100.00 | $100.00 | 7/20/2010 4:20:47 PM |
| masonn | $50.00 | $50.00 | 7/20/2010 4:35:13 PM |
| Contact911 | $50.00 | $50.00 | 7/20/2010 4:35:15 PM |
| elegant-income3 | $30.00 | $30.00 | 7/20/2010 4:35:44 PM |
| Katburg | $35.00 | $35.00 | 7/20/2010 4:35:56 PM |
| raisingophelia | $25.00 | $25.00 | 7/20/2010 4:36:13 PM |
| inspired-duty5 | $50.00 | $50.00 | 7/20/2010 4:36:25 PM |
| Artist_Blue | $25.00 | $25.00 | 7/20/2010 4:36:51 PM |
| bountiful-durability | $100.00 | $100.00 | 7/20/2010 4:37:05 PM |
| DreDub | $50.00 | $50.00 | 7/20/2010 4:37:10 PM |
| orange-preeminant-bill | $55.15 | $55.15 | 7/20/2010 4:38:17 PM |
| castleman | $25.00 | $25.00 | 7/20/2010 4:38:01 PM |
| objective-investor | $100.00 | $100.00 | 7/20/2010 4:38:31 PM |
| social-conductor4 | $25.00 | $25.00 | 7/20/2010 4:38:40 PM |
| morfie | $25.00 | $25.00 | 7/20/2010 4:39:30 PM |
| FirstBank | $100.00 | $100.00 | 7/20/2010 4:39:53 PM |
| Comoparklender | $50.00 | $50.00 | 7/20/2010 4:39:56 PM |
| mrrc7498 | $25.00 | $25.00 | 7/20/2010 4:40:06 PM |
| first-upright-payout | $25.00 | $25.00 | 7/20/2010 4:39:47 PM |
| nybanker85 | $43.29 | $43.29 | 7/20/2010 4:40:17 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/20/2010 4:14:13 PM |
| delicious-social132 | $35.00 | $35.00 | 7/20/2010 4:14:28 PM |
| ichibon | $100.00 | $100.00 | 7/20/2010 4:14:31 PM |
| a-finance-nirvana | $25.00 | $25.00 | 7/20/2010 4:40:21 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/20/2010 4:40:54 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/20/2010 4:40:57 PM |
| Slend49 | $25.00 | $25.00 | 7/20/2010 4:47:39 PM |
| enlighter | $33.50 | $33.50 | 7/20/2010 5:06:15 PM |
| time4aloan | $42.93 | $42.93 | 7/20/2010 5:02:33 PM |
| wampum-chorus3 | $25.00 | $25.00 | 7/20/2010 5:11:16 PM |
| TrixieD | $25.00 | $25.00 | 7/20/2010 5:58:00 PM |
| forthright-trade | $25.00 | $25.00 | 7/20/2010 7:11:14 PM |
| arwensolo55 | $37.69 | $37.69 | 7/20/2010 7:37:15 PM |
| reward-burger2 | $50.00 | $50.00 | 7/20/2010 4:34:29 PM |
| ideal-platinum1 | $100.00 | $100.00 | 7/20/2010 4:36:59 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/20/2010 4:37:18 PM |
| jdrez | $25.00 | $25.00 | 7/20/2010 4:37:39 PM |
| USCGC | $30.67 | $30.67 | 7/20/2010 10:57:30 PM |
| life-is-great | $25.00 | $25.00 | 7/20/2010 4:38:45 PM |
| asset-professor | $40.00 | $40.00 | 7/20/2010 4:38:57 PM |
| movistar | $25.00 | $25.00 | 7/21/2010 1:31:58 AM |
| vegibenz | $25.00 | $25.00 | 7/21/2010 1:32:21 AM |
| Premierelender | $25.00 | $12.97 | 7/21/2010 1:44:55 AM |
| riproaringrapids | $25.00 | $25.00 | 7/20/2010 4:39:55 PM |
| blackstar | $25.00 | $25.00 | 7/20/2010 4:40:06 PM |
| ready-currency | $25.00 | $25.00 | 7/20/2010 4:47:38 PM |
| wwwUniversal | $25.00 | $25.00 | 7/20/2010 7:56:18 PM |
| balance-voyager | $25.00 | $25.00 | 7/20/2010 10:36:23 PM |
| joyful-power9 | $25.00 | $25.00 | 7/20/2010 10:46:25 PM |
| credit-panda1 | $25.00 | $25.00 | 7/21/2010 9:01:08 AM |
| RandyL3 | $25.00 | $25.00 | 7/21/2010 11:36:24 AM |
| 120 bids
|
Borrower Payment Dependent Notes Series
467554
This series of Notes was issued and sold upon the funding of the borrower loan #43702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-21-2010 |
| |
Auction end date:
| Jul-22-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 10.93% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 8
Enhanced (1-5): 5 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Jul-2010) |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 12y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,607 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kindness-control6 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a balloon payment
Purpose of loan:
This loan will be used to pay off a balloon payment that has suddenly become due.
My financial situation:
I am a good candidate for this loan because we have paid down over $25,000 in debt in the last year and have no delinquencies currently or in the last year.? Unfortunately, because of previous medical bills, our previous delinquencies have harmed our credit score and we can't get a bank to help us with this balloon payment.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Comoparklender | $25.00 | $25.00 | 7/21/2010 4:35:35 PM |
| Artist_Blue | $25.00 | $25.00 | 7/21/2010 4:36:24 PM |
| successful-euro | $40.00 | $40.00 | 7/21/2010 4:37:03 PM |
| interest-griffin | $25.00 | $25.00 | 7/21/2010 4:38:57 PM |
| copper | $30.00 | $30.00 | 7/21/2010 4:39:02 PM |
| asmithj | $50.00 | $50.00 | 7/21/2010 4:40:26 PM |
| life-is-great | $25.00 | $25.00 | 7/21/2010 4:40:52 PM |
| easybreezy | $25.00 | $25.00 | 7/21/2010 4:40:24 PM |
| natecam | $25.00 | $25.00 | 7/21/2010 4:41:06 PM |
| rhin0cerx | $50.00 | $50.00 | 7/21/2010 4:40:42 PM |
| mtquan | $25.00 | $25.00 | 7/21/2010 4:41:27 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 7/21/2010 4:42:10 PM |
| hc90474 | $25.00 | $25.00 | 7/21/2010 4:41:22 PM |
| MissionMicroFinance | $25.00 | $25.00 | 7/21/2010 4:42:21 PM |
| asset-professor | $25.00 | $25.00 | 7/21/2010 4:42:40 PM |
| Gixxer600 | $25.00 | $25.00 | 7/21/2010 4:43:03 PM |
| Red_b17 | $50.00 | $50.00 | 7/21/2010 4:42:06 PM |
| ElAbel11 | $25.00 | $25.00 | 7/21/2010 4:43:15 PM |
| lowrate | $25.00 | $25.00 | 7/21/2010 4:42:29 PM |
| inspiring-reward | $50.00 | $50.00 | 7/21/2010 4:43:30 PM |
| ThatDanGuy | $30.00 | $30.00 | 7/21/2010 4:43:46 PM |
| cash-spark3 | $25.00 | $25.00 | 7/21/2010 4:44:28 PM |
| Wellman | $100.00 | $100.00 | 7/21/2010 4:44:32 PM |
| loyalist1 | $50.00 | $50.00 | 7/21/2010 4:45:01 PM |
| first-restless-payout | $50.00 | $50.00 | 7/21/2010 4:45:23 PM |
| teller | $25.00 | $25.00 | 7/21/2010 4:34:25 PM |
| authoritative-platinum7 | $25.00 | $25.00 | 7/21/2010 4:45:29 PM |
| rescue | $100.00 | $100.00 | 7/21/2010 4:46:22 PM |
| MADAOO7 | $50.00 | $50.00 | 7/21/2010 4:46:42 PM |
| jlr613 | $25.00 | $25.00 | 7/21/2010 4:36:42 PM |
| Pman | $25.00 | $25.00 | 7/21/2010 4:46:48 PM |
| enthusiastic-balance5 | $50.00 | $50.00 | 7/21/2010 4:46:24 PM |
| brother_tam | $50.00 | $50.00 | 7/21/2010 4:46:28 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/21/2010 4:46:31 PM |
| AF-Chief | $28.00 | $28.00 | 7/21/2010 4:39:33 PM |
| Investoman | $75.00 | $75.00 | 7/21/2010 4:41:11 PM |
| fairness-kayak | $25.00 | $25.00 | 7/21/2010 4:50:54 PM |
| worthy-bid8 | $100.00 | $100.00 | 7/21/2010 4:41:38 PM |
| rawman | $25.00 | $25.00 | 7/21/2010 4:41:59 PM |
| generosity-giraffe0 | $30.00 | $30.00 | 7/21/2010 4:51:35 PM |
| kid8549 | $25.00 | $25.00 | 7/21/2010 4:43:33 PM |
| Schu | $50.00 | $50.00 | 7/21/2010 4:43:52 PM |
| bullish2bearish | $35.00 | $35.00 | 7/21/2010 4:44:02 PM |
| pixeldave | $50.00 | $50.00 | 7/21/2010 4:44:05 PM |
| generous-deal6 | $25.00 | $25.00 | 7/21/2010 4:44:59 PM |
| thedreamer | $25.00 | $25.00 | 7/21/2010 4:46:18 PM |
| moopi | $25.00 | $25.00 | 7/21/2010 5:32:10 PM |
| tech310 | $75.00 | $75.00 | 7/21/2010 4:46:35 PM |
| ouyangers | $25.00 | $25.00 | 7/21/2010 5:32:22 PM |
| wwwUniversal | $25.00 | $25.00 | 7/21/2010 5:32:57 PM |
| EJL | $25.00 | $25.00 | 7/21/2010 5:32:11 PM |
| yarg | $25.00 | $25.00 | 7/21/2010 5:32:23 PM |
| helaman | $25.00 | $25.00 | 7/21/2010 4:52:01 PM |
| green-rapid-openness | $50.00 | $50.00 | 7/22/2010 3:02:33 AM |
| b-rent | $25.00 | $25.00 | 7/21/2010 5:26:43 PM |
| oreyedoc | $50.00 | $50.00 | 7/21/2010 5:32:10 PM |
| johnayan | $25.00 | $25.00 | 7/21/2010 5:32:13 PM |
| marcomnzs | $25.00 | $25.00 | 7/21/2010 5:32:21 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/22/2010 9:51:16 AM |
| ChrisKwan | $25.00 | $25.00 | 7/22/2010 9:51:31 AM |
| seisen | $50.00 | $50.00 | 7/21/2010 4:36:54 PM |
| NoMoreDebt4Me | $25.00 | $25.00 | 7/21/2010 4:39:14 PM |
| orderly-leverage | $30.00 | $30.00 | 7/21/2010 4:40:12 PM |
| logical-gold9 | $25.00 | $25.00 | 7/21/2010 4:39:22 PM |
| Rattlehead | $25.00 | $25.00 | 7/21/2010 4:40:00 PM |
| jengachamp | $25.00 | $25.00 | 7/21/2010 4:40:06 PM |
| emphatic-deal5 | $40.00 | $40.00 | 7/21/2010 4:40:59 PM |
| bnlforever | $25.00 | $25.00 | 7/21/2010 4:40:30 PM |
| zorg77 | $25.00 | $25.00 | 7/21/2010 4:41:15 PM |
| PRGuyinVA | $25.00 | $25.00 | 7/21/2010 4:42:49 PM |
| cash-tiramisu | $95.01 | $95.01 | 7/21/2010 4:43:12 PM |
| matt_2006 | $25.00 | $25.00 | 7/21/2010 4:43:22 PM |
| speedy-point | $25.00 | $25.00 | 7/21/2010 4:42:26 PM |
| Sam65 | $25.00 | $25.00 | 7/21/2010 4:43:18 PM |
| Buffer10 | $96.51 | $96.51 | 7/21/2010 4:44:34 PM |
| FASTIZIO_P | $27.00 | $27.00 | 7/21/2010 4:44:45 PM |
| Ocean713 | $50.00 | $50.00 | 7/21/2010 4:44:53 PM |
| special-currency6 | $50.00 | $50.00 | 7/21/2010 4:44:56 PM |
| villagers | $25.00 | $25.00 | 7/21/2010 4:45:18 PM |
| payment-gusto | $25.00 | $25.00 | 7/21/2010 4:45:21 PM |
| kmr2 | $100.00 | $100.00 | 7/21/2010 4:46:26 PM |
| RMB-Investments | $25.00 | $25.00 | 7/21/2010 4:46:29 PM |
| simplelender80 | $50.00 | $50.00 | 7/21/2010 4:46:38 PM |
| personal-lender | $25.00 | $25.00 | 7/21/2010 4:46:43 PM |
| first-upright-payout | $25.00 | $25.00 | 7/21/2010 4:47:17 PM |
| FeedTheMachine | $100.00 | $100.00 | 7/21/2010 4:40:18 PM |
| delivery | $25.00 | $25.00 | 7/21/2010 4:40:33 PM |
| logical-moola4 | $50.00 | $50.00 | 7/21/2010 4:41:20 PM |
| rookiecrd1 | $50.00 | $50.00 | 7/21/2010 4:41:52 PM |
| CaboWaboRobo | $25.00 | $25.00 | 7/21/2010 4:51:53 PM |
| Rogesparkguy | $25.00 | $25.00 | 7/21/2010 4:53:56 PM |
| kidsskipp | $25.00 | $25.00 | 7/21/2010 4:44:37 PM |
| finance-prescription | $50.00 | $50.00 | 7/21/2010 4:45:10 PM |
| Sateesh | $100.00 | $100.00 | 7/21/2010 4:45:30 PM |
| browneyegravy | $25.00 | $25.00 | 7/21/2010 5:32:08 PM |
| thestartuplender | $35.00 | $35.00 | 7/21/2010 4:46:33 PM |
| aFro | $25.00 | $25.00 | 7/21/2010 5:32:15 PM |
| soulful-truth | $1,000.00 | $1,000.00 | 7/21/2010 4:47:19 PM |
| oskizzle | $25.00 | $25.00 | 7/21/2010 5:32:09 PM |
| gotyourgear | $25.00 | $25.00 | 7/21/2010 5:32:16 PM |
| sweetlan | $25.00 | $25.00 | 7/21/2010 4:51:55 PM |
| restless-fund5 | $25.00 | $25.00 | 7/21/2010 4:54:36 PM |
| investment-forte | $25.00 | $25.00 | 7/21/2010 4:54:42 PM |
| AlexTrep | $25.00 | $25.00 | 7/21/2010 5:26:41 PM |
| slojudy | $25.00 | $25.00 | 7/21/2010 5:27:23 PM |
| Warbler | $25.00 | $25.00 | 7/21/2010 5:32:07 PM |
| LBOregon | $25.00 | $25.00 | 7/21/2010 5:32:12 PM |
| majorf2136 | $25.00 | $25.00 | 7/21/2010 5:32:14 PM |
| b2m80s | $25.00 | $8.48 | 7/21/2010 5:32:26 PM |
| iolaire | $25.00 | $25.00 | 7/22/2010 8:37:11 AM |
| market-pudding | $25.00 | $25.00 | 7/22/2010 12:05:33 PM |
| 111 bids
|
Borrower Payment Dependent Notes Series
467724
This series of Notes was issued and sold upon the funding of the borrower loan #43691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-21-2010 |
| |
Auction end date:
| Jul-26-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $79.73 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $79.73 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
|
Basic (1-10): 9
Enhanced (1-5): 5 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 20y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,664 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| statuesque-repayment3 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to? pay bills
My financial situation:
I am a good candidate for this loan because? my credit is good.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| stilleto8 | $50.00 | $50.00 | 7/21/2010 4:36:00 PM |
| kenji4861 | $25.00 | $25.00 | 7/21/2010 4:37:07 PM |
| riproaringrapids | $25.00 | $25.00 | 7/21/2010 4:37:14 PM |
| munnu | $25.00 | $25.00 | 7/21/2010 4:43:23 PM |
| paddatjie | $25.00 | $25.00 | 7/21/2010 4:43:58 PM |
| market-socrates4 | $25.00 | $25.00 | 7/21/2010 4:44:07 PM |
| rescue | $50.00 | $50.00 | 7/21/2010 4:45:52 PM |
| Preferred-Lender | $25.00 | $25.00 | 7/21/2010 4:36:01 PM |
| delicious-social132 | $40.00 | $40.00 | 7/21/2010 4:46:02 PM |
| j2ee | $25.00 | $25.00 | 7/21/2010 4:46:09 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/21/2010 4:37:04 PM |
| simplelender80 | $100.00 | $100.00 | 7/21/2010 4:48:35 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/21/2010 4:48:49 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/21/2010 4:49:01 PM |
| tntmojave | $25.00 | $25.00 | 7/21/2010 4:48:53 PM |
| DreDub | $50.00 | $50.00 | 7/21/2010 4:49:22 PM |
| ray1051 | $50.00 | $50.00 | 7/21/2010 4:50:04 PM |
| life-is-great | $25.00 | $25.00 | 7/21/2010 4:50:08 PM |
| SARMAR | $50.00 | $50.00 | 7/21/2010 4:50:22 PM |
| antlr | $25.00 | $25.00 | 7/21/2010 4:50:56 PM |
| ingenious-order783 | $25.00 | $25.00 | 7/21/2010 4:51:08 PM |
| gold-heaven9 | $25.00 | $25.00 | 7/21/2010 4:48:12 PM |
| orgy63 | $25.00 | $25.00 | 7/21/2010 4:48:43 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/21/2010 4:48:57 PM |
| tekkie2412 | $50.00 | $50.00 | 7/21/2010 4:49:59 PM |
| Rysterola82 | $25.00 | $25.00 | 7/21/2010 4:50:18 PM |
| fireheart | $25.00 | $25.00 | 7/21/2010 4:50:28 PM |
| saysana | $25.00 | $25.00 | 7/21/2010 4:50:31 PM |
| hope-encourager | $50.00 | $50.00 | 7/21/2010 4:51:18 PM |
| interstellar | $50.00 | $50.00 | 7/24/2010 6:48:34 PM |
| Artist_Blue | $25.00 | $25.00 | 7/21/2010 4:36:31 PM |
| afotherg | $40.00 | $40.00 | 7/21/2010 4:43:06 PM |
| elasermd | $50.00 | $50.00 | 7/21/2010 4:33:51 PM |
| bdloans | $50.00 | $50.00 | 7/21/2010 4:44:14 PM |
| jazzlender | $25.00 | $25.00 | 7/21/2010 4:45:31 PM |
| moola-man | $50.00 | $50.00 | 7/21/2010 4:45:45 PM |
| kulender | $25.00 | $25.00 | 7/21/2010 4:36:08 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/21/2010 4:46:59 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/21/2010 4:46:14 PM |
| successful-euro | $50.00 | $50.00 | 7/21/2010 4:36:55 PM |
| Investoman | $100.00 | $100.00 | 7/21/2010 4:48:18 PM |
| meenan | $25.00 | $25.00 | 7/21/2010 4:49:05 PM |
| kyomoon | $50.00 | $50.00 | 7/21/2010 4:49:43 PM |
| thorough-exchange4 | $40.00 | $40.00 | 7/21/2010 4:49:16 PM |
| mlopez2007 | $25.00 | $25.00 | 7/21/2010 4:49:50 PM |
| RockCrown | $25.00 | $25.00 | 7/21/2010 4:51:02 PM |
| peace-saber0 | $25.00 | $20.00 | 7/21/2010 4:51:24 PM |
| personal-lender | $25.00 | $25.00 | 7/21/2010 4:46:55 PM |
| ichibon | $100.00 | $100.00 | 7/21/2010 4:47:28 PM |
| tech310 | $100.00 | $100.00 | 7/21/2010 4:48:23 PM |
| dlshap | $25.00 | $25.00 | 7/21/2010 4:48:34 PM |
| 1800porsche | $25.00 | $25.00 | 7/21/2010 4:49:23 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 7/21/2010 4:49:31 PM |
| Fiimg | $50.00 | $50.00 | 7/21/2010 4:49:36 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/21/2010 4:50:12 PM |
| Goodlender42 | $25.00 | $25.00 | 7/21/2010 4:50:39 PM |
| HealthAndSafety | $100.00 | $100.00 | 7/24/2010 9:45:32 PM |
| 57 bids
|