Sales Report:Supplement No. 240 dated Jul 20, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 383608
This series of Notes was issued and sold upon the funding of the borrower loan #43461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jul-12-2010 
  Auction end date:  Jul-15-2010 
 
Starting lender yield: 19.01% Starting borrower rate/APR: 20.01% / 23.79% Starting monthly payment: $37.17
Final lender yield: 19.01% Final borrower rate/APR: 20.01% / 23.79% Final monthly payment: $37.17
 
Auction yield range: 7.93% - 19.01% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.07%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2004 Debt/Income ratio: 55%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 13 / 12Length of status:3y 8m
Credit score: 660-679 (Jul-2010) Total credit lines: 26 Occupation: Other
Now delinquent: 0 Revolving credit balance: $5,751Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 84%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: ClaytonMoore Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need New Tires
I need to purchase new tires for my 2006 Impala. On June 6, 2010 I lost control going around an off ramp. I hit a light pole. Now, a week after getting it back from the collision center, it has a leaking tire. The guy at the tire place said it is too worn to fix. (I know that, but can't afford to purchase new tires.)

I would like to purchase 4 new tires asap so I or my wife do not have another accident. I wold be about to make these payments with no problems. It is just hard to build up that much money all at once with a 3 month old. You may ask any questions needed. Thank you for your time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Could you please break out your monthly income and expenses for us? Thank you! - Spiceyduck
A: Income: $3,600 month between my wife and I. Expenses: 10 Credit Cards Bills: $265 Month 2 Car Payments: $750 Month 1 House Payment: $1450 Month Car Insurance: $152 Month Gas: $350 Month (estimated) I put $75 from my paycheck into savings each payday. The savings that we had, we used to keep up on our bills while my wife was out on maternity leave. (Jul-14-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
FLA-$25.00$25.007/13/2010 4:54:10 AM
CaliforniaSingleMom$100.00$100.007/14/2010 3:50:02 PM
brondero$45.00$45.007/14/2010 7:39:15 PM
moola-monger9$100.00$100.007/15/2010 11:21:00 AM
Ven58$25.00$25.007/15/2010 3:37:28 PM
Little_Tuna_College_Fund$163.26$155.007/15/2010 9:58:33 PM
Catalina_Enterprises$100.00$100.007/14/2010 1:54:45 PM
jasunshine$25.00$25.007/15/2010 6:53:36 AM
Spiceyduck$50.00$50.007/15/2010 8:11:36 AM
IcedMochaFund$25.00$25.007/15/2010 11:05:35 AM
caseattle$25.00$25.007/15/2010 11:07:32 AM
Bank_Of_XL$50.00$50.007/15/2010 1:27:43 PM
jgar_O$25.00$25.007/15/2010 3:44:15 PM
marwadi-62$100.00$100.007/15/2010 7:14:11 PM
friendly-money$100.00$100.007/15/2010 10:16:49 PM
wwwUniversal$25.00$25.007/15/2010 10:17:16 PM
market-pudding$25.00$25.007/15/2010 10:00:36 PM
17 bids
 
Borrower Payment Dependent Notes Series 447248
This series of Notes was issued and sold upon the funding of the borrower loan #43467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 6.10% Starting borrower rate/APR: 7.10% / 7.44% Starting monthly payment: $46.38
Final lender yield: 4.92% Final borrower rate/APR: 5.92% / 6.26% Final monthly payment: $45.58
 
Auction yield range: 2.98% - 6.10% Estimated loss impact: 0.59%  
Lender servicing fee: 1.00% Estimated return: 4.33%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1999 Debt/Income ratio: 20%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 12Length of status:3y 10m
Credit score: 800-819 (Jul-2010) Total credit lines: 25 Occupation: Other
Now delinquent: 0 Revolving credit balance: $7,280Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 17%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: wonderfunk Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 22 ( 100% ) 800-819 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
780-799 (Jul-2009)
740-759 (May-2008)
 
Principal balance: $0.03 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
wedding
Purpose of loan:
This loan will be used to pay off final wedding expenses.? The wedding is July 31.? Everything else is paid in cash.

My financial situation:
I am a good candidate for this loan because I am good for it.? I have borrowed on Prosper previously and paid off as agreed - though Prosper's accounting leaves me with a 3 cent principal balance.

My credit score is trending higher as you can see on this listing.

If you have any questions - ask!? Thanks for your help!
Information in the Description is not verified.
Friends And Family Winning Bids
Superfly247 has bid a total of $740.56 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: How can prosper leave a debt amount ($.03)? - direct-compassion
A: Beats me! If you check my profile you will see on my loan history that the loan is coded as paid. So, go figure. (Jul-08-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
indomart$50.00$50.007/8/2010 1:51:22 PM
best-generosity-financier$25.00$25.007/11/2010 5:49:30 PM
lockstock$25.00$25.007/11/2010 11:34:32 PM
filovirus$25.00$25.007/12/2010 11:18:54 AM
UCSBGAUCHOS$35.00$35.007/12/2010 1:34:47 PM
divergregg$25.00$25.007/12/2010 3:52:55 PM
truth-in-advertising$25.00$25.007/12/2010 10:13:52 PM
dma1206$25.00$25.007/13/2010 1:59:32 AM
redtilapia$25.00$25.007/13/2010 8:37:59 AM
wwwUniversal$25.00$25.007/13/2010 3:58:31 PM
Superfly247$740.56$740.567/7/2010 1:43:31 PM
goldsun$25.00$25.007/7/2010 5:46:54 PM
dstolars$25.00$25.007/9/2010 10:39:58 AM
loanman2007$50.00$50.007/10/2010 9:26:33 AM
luper$41.45$41.457/9/2010 7:52:53 PM
sweety075$25.00$25.007/10/2010 11:16:30 AM
billnsc$100.00$100.007/10/2010 7:33:02 PM
martymaniaman$40.03$40.037/12/2010 5:14:09 AM
BURNERA_1$75.00$75.007/12/2010 7:13:21 AM
Isotope$25.00$17.967/13/2010 6:48:40 AM
dmitriy2$25.00$25.007/13/2010 10:35:27 AM
gpuck$25.00$25.007/13/2010 2:16:00 PM
Chesterite$25.00$25.007/13/2010 1:47:47 PM
23 bids
 
Borrower Payment Dependent Notes Series 463508
This series of Notes was issued and sold upon the funding of the borrower loan #43541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-02-2010 
  Auction end date:  Jul-09-2010 
 
Starting lender yield: 18.00% Starting borrower rate/APR: 19.00% / 21.22% Starting monthly payment: $73.31
Final lender yield: 18.00% Final borrower rate/APR: 19.00% / 21.22% Final monthly payment: $73.31
 
Auction yield range: 10.98% - 18.00% Estimated loss impact: 10.42%  
Lender servicing fee: 1.00% Estimated return: 7.58%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2000 Debt/Income ratio: 12%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 7Length of status:1y 10m
Credit score: 700-719 (Jun-2010) Total credit lines: 24 Occupation: Analyst
Now delinquent: 1 Revolving credit balance: $8,551Stated income:$50,000-$74,999
Amount delinquent: $68 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 3    
Screen name: brightest-healthy-deal Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
I'd rather pay a Prosper Investor?the interest rather than the bailed-out?banks.????

My financial situation:
My wife and I have stable incomes with potential for bonuses to repay early. I suppose my credit score remains poor since we bought a home last year, and we've had remodeling expenses. But I've paid all accounts on time for at least the last five years. I have $70,000 in an IRA which could be withdrawn should I need money to repay this Prosper loan, but that would only occur in case of emergency. But your loan is safe and will be repaid - this could be the easiest loan on Prosper for which to make?18%n. Also, my car will be paid off in 3 months. The delinquent account for $68 is a "Book of the Month Club"?that was paid?ages ago, yet refuses to go away.

Monthly net income: $ 9,000 combined

Monthly expenses: $
??Housing: $ 2000
??Insurance: $ 200
??Car expenses: $ 800
??Utilities: $ 400
??Phone, cable, internet: $ 250
??Food, entertainment: $ 500
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kazanov$25.00$25.007/2/2010 10:15:22 PM
vest_vortex$25.00$25.007/8/2010 5:42:53 PM
peregrine$50.00$50.007/8/2010 9:05:18 PM
wwwUniversal$25.00$25.007/8/2010 10:11:27 PM
sensational-peace6$50.00$50.007/9/2010 6:05:55 AM
Tizzo27$45.18$45.187/8/2010 9:12:13 PM
social-zebra$25.00$25.007/9/2010 8:05:23 AM
bonus-quark4$25.00$25.007/9/2010 8:44:14 AM
ultimate-peace$25.00$25.007/9/2010 1:20:09 PM
VonAp$25.00$25.007/9/2010 1:54:03 PM
hillerod$25.00$25.007/9/2010 2:44:35 PM
ddoneday$31.84$31.847/9/2010 3:19:13 PM
credit-coach118$30.00$30.007/9/2010 9:46:13 AM
brightest-dignified-penny$25.00$25.007/9/2010 3:34:31 PM
113121$2,000.00$999.657/8/2010 5:12:29 PM
loss-of-control$25.00$25.007/8/2010 5:58:24 PM
principal-laser$80.00$80.007/9/2010 4:03:59 AM
manatee21$50.00$50.007/9/2010 8:14:48 AM
lateflight$25.00$25.007/9/2010 12:41:44 AM
top-tranquil-justice$27.74$27.747/9/2010 8:58:14 AM
CaliforniaSun$25.00$25.007/9/2010 9:10:36 AM
credit-haven7$25.00$25.007/9/2010 7:34:18 AM
debtcollector$100.00$100.007/9/2010 12:33:55 PM
Astyanax$35.59$35.597/9/2010 1:56:50 PM
nanaof7$25.00$25.007/9/2010 2:13:32 PM
patriot384$100.00$100.007/9/2010 3:18:20 PM
GrowthAspirations$50.00$50.007/9/2010 10:15:01 AM
27 bids
 
Borrower Payment Dependent Notes Series 464408
This series of Notes was issued and sold upon the funding of the borrower loan #43529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jun-30-2010 
  Auction end date:  Jul-07-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $90.47
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1983 Debt/Income ratio: 33%
Basic (1-10): 5 Inquiries last 6m: 10Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 35 / 32Length of status:19y 10m
Credit score: 700-719 (Jun-2010) Total credit lines: 93 Occupation: Professor
Now delinquent: 0 Revolving credit balance: $17,635Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 75%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: intrepid-camaraderi4 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Helping my Children
Purpose of loan:
This loan will be used? to help my children who are in need of some extra money, I can't afford the 2000, but I can afford a monthly payment of $90.?

My financial situation:
I am a good candidate for this loan because I have never made a late payment and always pay my debt and need this money.

Monthly net income: $ 7863.00

Monthly expenses: $
??Housing: $ 875
??Insurance: $?133
??Car expenses: $ 460
??Utilities: $ 190
??Phone, cable, internet: $?225
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 450
??Other expenses: $ 900
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You make over $100K a year but you can't afford to give/loan your children $2K? And you have $17K of debt. What are you spending all your salary on? - SeeksValue
A: I have a mortgage that is not listed that is $1000.00, I am a firm believer in God and I give 10% of what I make every month to the church. I also have a car payment of $400.00. The only things I spend my money are on food for my family, bills and my church. I have been a single Mom and raised my three children, if I had the money trust I would not be coming here and payin such high interest but its what I need to do for the moment to help my children. (Jul-02-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SNH$75.00$75.006/30/2010 4:36:32 PM
SeaSkyGuy71$25.00$25.007/1/2010 11:22:10 AM
reflective-rupee$25.00$25.007/1/2010 5:09:28 PM
SeeksValue$25.00$25.007/2/2010 8:07:36 AM
nilonc1$25.00$25.007/1/2010 10:15:10 PM
FASTIZIO_P$25.00$25.007/2/2010 5:09:06 PM
realtormoises$25.00$25.007/3/2010 6:34:30 AM
zone6$200.00$200.007/4/2010 9:37:26 PM
skillful-asset5$45.00$45.007/5/2010 8:49:34 PM
green-agreement-animal$25.00$25.007/5/2010 10:36:36 PM
JustMee$25.00$25.007/6/2010 12:49:56 PM
dynrep$100.00$100.007/6/2010 3:43:02 PM
mohara25$35.41$35.417/6/2010 4:06:07 PM
three-for-6$56.58$56.587/6/2010 5:57:34 PM
brondero$40.00$40.007/7/2010 6:25:05 AM
Bob450$30.00$30.007/7/2010 9:33:42 AM
FarmersBank$25.00$25.007/7/2010 6:24:27 AM
Lubava$50.00$50.007/7/2010 7:55:31 AM
relentless-penny$50.00$50.007/7/2010 9:20:57 AM
well-mannered-income3$40.00$40.007/7/2010 2:38:53 PM
SlickNick$25.00$25.007/7/2010 1:07:54 PM
elmo667$36.95$36.957/7/2010 1:29:01 PM
wise-courageous-social$25.00$25.007/7/2010 2:24:39 PM
TheLightInMe$25.00$25.007/7/2010 3:50:04 PM
jhernand17$25.00$25.007/7/2010 11:38:44 AM
balanced-balance6$25.00$25.007/7/2010 3:46:21 PM
reflective-rupee$25.00$25.007/7/2010 1:41:54 PM
GetLoan$200.00$200.007/7/2010 2:03:07 PM
Land_on_your_feet$25.00$25.007/7/2010 3:14:57 PM
SeeksValue$25.00$25.007/1/2010 6:26:36 AM
unger$50.00$50.007/1/2010 3:52:53 PM
majestic-currency3$25.00$25.007/3/2010 7:42:04 PM
bankbuddy55$25.00$25.007/4/2010 2:13:37 PM
retired272$25.00$25.007/5/2010 5:03:22 PM
well-mannered-income3$25.00$25.007/5/2010 7:46:16 PM
SolarMoonshine$25.00$25.007/6/2010 9:57:26 AM
helping-out$50.00$50.007/5/2010 10:10:32 PM
wealth-pipeline$25.00$25.007/6/2010 11:39:05 AM
NekHoldings$25.00$25.007/7/2010 5:38:53 AM
NOLIMITTEE$25.00$2.017/7/2010 3:44:57 AM
thomas16882004$25.00$25.007/7/2010 4:26:38 AM
favorite-commerce$25.00$25.007/7/2010 8:09:20 AM
Leshan$25.00$25.007/7/2010 9:15:35 AM
leverage-monger$25.00$25.007/7/2010 9:51:54 AM
credit-coach118$25.00$25.007/7/2010 2:34:58 PM
majestic-currency3$50.00$50.007/7/2010 4:14:44 PM
leverage-monger$137.00$137.007/7/2010 2:28:17 PM
JiggaJoeyS$27.05$27.057/7/2010 3:59:33 PM
48 bids
 
Borrower Payment Dependent Notes Series 464556
This series of Notes was issued and sold upon the funding of the borrower loan #43520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,700.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-01-2010 
  Auction end date:  Jul-08-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $68.72
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $68.72
 
Auction yield range: 10.98% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1999 Debt/Income ratio: 88%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Retired
Enhanced (1-5):4 Current / open credit lines: 8 / 6Length of status:11y 6m
Credit score: 660-679 (Jun-2010) Total credit lines: 17Stated income:$1-$24,999
Now delinquent: 0 Revolving credit balance: $11,247 
Amount delinquent: $0 Bankcard utilization: 92%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: douggy-poo Borrower's state: NorthCarolina Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Real Estate Investing Program
Purpose of loan:
This loan will be used to? Purchase the Filthy Riches program and use to buy, sell and then sell the note to a note buyer.? I also plan to activate a shelf corporation that I own to use a business vehicle for me to get off SSDI.

My financial situation:
I am a good candidate for this loan because? I have not missed a payment in 7 years.

Monthly net income: $ 876

Monthly expenses: $ 715
??Housing: $ 200
??Insurance: $ 100
??Car expenses: $ 250
??Utilities: $ 0
??Phone, cable, internet: $ 40
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 125
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: FYI, here's another real estate investing program you might want to look into. www.investorsunited.com. - new-peso-concerto
A: I may consider this additional investing education a little later but not now. It will be noted on my list of things to do in the future though. (Jul-06-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
fortress767$25.00$25.007/1/2010 4:45:23 PM
ferocious-exchange3$25.00$25.007/1/2010 4:45:26 PM
shiny-dollar9$25.00$25.007/1/2010 4:45:46 PM
rvfbroker$25.00$25.007/1/2010 4:45:49 PM
calkidd05$25.00$25.007/1/2010 4:49:44 PM
StarzRLimit$25.00$25.007/1/2010 4:50:03 PM
Lam0nt$25.00$25.007/1/2010 4:46:03 PM
kginatl$25.00$25.007/1/2010 4:48:19 PM
Comoparklender$25.00$25.007/1/2010 4:48:54 PM
autonomous-truth$25.00$25.007/1/2010 4:49:57 PM
payment-gusto$25.00$25.007/1/2010 4:50:13 PM
AlexTrep$25.00$25.007/1/2010 4:54:44 PM
interstellar$50.00$50.007/2/2010 3:00:46 PM
graceful-credit5$50.00$50.007/6/2010 3:34:22 PM
maricel10$50.00$50.007/7/2010 2:48:13 AM
best-listing-toro$25.00$25.007/7/2010 5:03:08 PM
Whipster$25.00$25.007/8/2010 4:16:56 PM
valiant-liberty4$25.00$25.007/1/2010 4:49:42 PM
famous-bill$50.00$50.007/1/2010 4:50:10 PM
Georgia_Boy$25.00$25.007/1/2010 4:47:33 PM
supreme-hope$25.00$25.007/1/2010 4:48:15 PM
shrewd-peace7$50.00$50.007/1/2010 4:48:38 PM
best-point-flow$50.00$50.007/1/2010 4:49:31 PM
seisen$77.39$77.397/1/2010 4:49:50 PM
jml3482$25.00$25.007/1/2010 4:49:54 PM
thestartuplender$35.00$35.007/1/2010 4:50:16 PM
treasure-bliss$100.00$100.007/1/2010 4:50:18 PM
javajo22$25.00$25.007/1/2010 4:45:54 PM
riproaringrapids$25.00$25.007/1/2010 4:47:24 PM
Cypher041$25.00$21.547/1/2010 4:50:25 PM
top-courteous-peso$25.00$25.007/1/2010 5:05:08 PM
srthsvghdthtr$25.00$25.007/1/2010 5:16:09 PM
GS-ROCK$32.74$32.747/2/2010 1:52:18 PM
hektek22$300.00$300.007/6/2010 10:07:53 AM
new-truth-chuckler$50.00$50.007/6/2010 11:19:06 AM
transaction-circuit$25.00$25.007/6/2010 5:05:54 PM
mammalian4$25.00$25.007/7/2010 9:46:46 AM
asset-bada-bing$25.00$25.007/7/2010 5:48:30 PM
ali82$25.00$25.007/7/2010 9:08:17 PM
jcn12321$25.00$25.007/8/2010 6:44:56 AM
Leshan$33.33$33.337/8/2010 8:58:01 AM
lib5836$25.00$25.007/7/2010 11:23:37 PM
wild-orange$25.00$25.007/8/2010 3:07:18 PM
goodhearted-basis4$25.00$25.007/8/2010 4:38:37 PM
44 bids
 
Borrower Payment Dependent Notes Series 464784
This series of Notes was issued and sold upon the funding of the borrower loan #43449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jul-01-2010 
  Auction end date:  Jul-08-2010 
 
Starting lender yield: 7.30% Starting borrower rate/APR: 8.30% / 8.64% Starting monthly payment: $141.64
Final lender yield: 7.30% Final borrower rate/APR: 8.30% / 8.64% Final monthly payment: $141.64
 
Auction yield range: 2.98% - 7.30% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1996 Debt/Income ratio: 27%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 6Length of status:14y 7m
Credit score: 800-819 (Jun-2010) Total credit lines: 23 Occupation: Military Enlisted
Now delinquent: 0 Revolving credit balance: $6,420Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: leverage-antioxidant Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
One-time loan
Purpose of loan:
This loan will be used to?build credit and use for truck.?

My financial situation:
I am a good candidate for this loan because?I'm in the military and can set up an allotment to ensure minimum payment is made monthly.? I entend on paying this loan off in full within a few months.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dharma1$25.00$25.007/1/2010 4:51:50 PM
a-wealth-visionary$25.00$25.007/1/2010 4:52:34 PM
stilleto8$25.00$25.007/1/2010 4:48:45 PM
successful-euro$30.00$30.007/1/2010 4:52:01 PM
personal-lender$25.00$25.007/1/2010 4:56:44 PM
kenji4861$25.00$25.007/1/2010 4:52:16 PM
delicious-social132$25.00$25.007/1/2010 4:56:59 PM
SCTrojangirl$25.00$25.007/1/2010 4:59:48 PM
AmericanCredit$25.00$25.007/1/2010 5:00:21 PM
tekkie2412$25.00$25.007/1/2010 4:57:15 PM
finance-negotiator2$25.00$25.007/1/2010 5:00:42 PM
treasure-hunter270$25.00$25.007/1/2010 4:57:45 PM
interest-jedi0$50.00$50.007/1/2010 4:57:56 PM
tntmojave$25.00$25.007/1/2010 4:58:01 PM
Cai8899$75.00$75.007/1/2010 5:01:50 PM
orange-dollar-guild$50.00$50.007/1/2010 5:03:59 PM
alpinaut$25.00$25.007/1/2010 5:00:50 PM
potatoepicker$50.00$50.007/1/2010 5:04:26 PM
clean-loyalty$25.00$25.007/1/2010 5:01:11 PM
tbrnet$50.00$50.007/1/2010 5:05:06 PM
bchen78875$50.00$50.007/1/2010 5:07:18 PM
Alpha-AssistU$100.00$100.007/1/2010 5:03:40 PM
bountiful-durability$100.00$100.007/1/2010 4:57:01 PM
orgy63$25.00$25.007/1/2010 4:57:41 PM
kindness-percolator5$25.00$25.007/1/2010 5:04:59 PM
murren$25.00$25.007/1/2010 5:05:26 PM
GElender$50.00$50.007/1/2010 5:05:53 PM
impressive-credit431$50.00$2.507/1/2010 5:07:41 PM
moneyfriend$50.00$50.007/1/2010 5:01:00 PM
tech310$50.00$50.007/1/2010 5:03:10 PM
discrete-asset$25.00$25.007/1/2010 5:03:16 PM
BlindProphet$25.00$25.007/1/2010 5:04:27 PM
american6$50.00$50.007/1/2010 5:05:24 PM
skvat$25.00$25.007/1/2010 5:06:34 PM
Bank_Of_XL$25.00$25.007/2/2010 7:01:44 AM
beachfunder$25.00$25.007/3/2010 8:22:33 AM
ethicalhumanist$25.00$25.007/3/2010 5:42:55 AM
penny-finder$25.00$25.007/4/2010 11:07:36 AM
kf88$28.00$28.007/5/2010 12:07:12 PM
JABank$25.00$25.007/5/2010 5:09:25 PM
The-Lighthouse-Group$25.00$25.007/6/2010 8:32:39 AM
Lender0307$25.00$25.007/6/2010 10:19:30 AM
simiray$25.00$25.007/6/2010 2:30:17 PM
Dollars4Rent$25.00$25.007/6/2010 6:33:47 PM
dollarboy$25.00$25.007/6/2010 7:15:38 PM
alex206$30.00$30.007/7/2010 3:24:37 AM
ingenious-order783$50.00$50.007/7/2010 9:15:04 AM
NoNameLender$60.00$60.007/7/2010 5:01:01 PM
availableloan$25.00$25.007/7/2010 7:39:57 PM
asset-bada-bing$25.00$25.007/7/2010 5:59:35 PM
Charmart$25.00$25.007/7/2010 6:17:31 PM
Barrayaran$25.00$25.007/8/2010 5:22:36 AM
usd1027$25.00$25.007/8/2010 5:23:24 AM
gsp1885$27.00$27.007/8/2010 9:18:25 AM
cwegert$58.10$58.107/8/2010 1:01:20 PM
affluence-pumpkin0$25.00$25.007/8/2010 11:33:35 AM
moneytolend72$25.00$25.007/8/2010 9:18:02 AM
art75$25.00$25.007/8/2010 2:33:10 PM
SalukiLending$26.40$26.407/8/2010 2:08:30 PM
Artist_Blue$25.00$25.007/1/2010 4:51:23 PM
riproaringrapids$25.00$25.007/1/2010 4:51:45 PM
simplelender80$100.00$100.007/1/2010 4:57:04 PM
the-transaction-stronghold$50.00$50.007/1/2010 4:57:25 PM
investment-network$25.00$25.007/1/2010 4:57:32 PM
proper-p2p6$100.00$100.007/1/2010 4:59:53 PM
1800porsche$25.00$25.007/1/2010 5:00:26 PM
loot-heart$50.00$50.007/1/2010 4:57:37 PM
jengachamp$25.00$25.007/1/2010 5:01:20 PM
meenan$25.00$25.007/1/2010 5:00:37 PM
dontscrewmeover1$25.00$25.007/1/2010 5:05:04 PM
ujiba$25.00$25.007/1/2010 5:05:21 PM
orindalender$50.00$50.007/1/2010 5:05:28 PM
harty$60.00$60.007/1/2010 5:02:32 PM
ferocious-exchange3$25.00$25.007/1/2010 5:06:28 PM
loyalist1$100.00$100.007/1/2010 5:06:32 PM
flexible-value$28.00$28.007/1/2010 4:56:35 PM
Tc11902$25.00$25.007/1/2010 4:56:53 PM
gojackgo$50.00$50.007/1/2010 4:57:09 PM
jangalt$72.00$72.007/1/2010 4:57:20 PM
mlopez2007$25.00$25.007/1/2010 4:57:50 PM
thestartuplender$35.00$35.007/1/2010 5:05:34 PM
Approved1234$50.00$50.007/1/2010 5:05:45 PM
ray1051$50.00$50.007/1/2010 5:05:48 PM
teller$60.00$60.007/1/2010 5:05:55 PM
inspired-contract9$50.00$50.007/1/2010 4:58:53 PM
bid-czar8$100.00$100.007/1/2010 4:59:20 PM
dedication-merman$50.00$50.007/1/2010 5:06:49 PM
Havana21$25.00$25.007/1/2010 5:07:11 PM
Ivan2007$25.00$25.007/1/2010 4:59:37 PM
radforj22$50.00$50.007/1/2010 5:00:56 PM
liberty-destiny3$25.00$25.007/1/2010 5:01:04 PM
commerce-voyager$25.00$25.007/1/2010 5:02:42 PM
SNH$75.00$75.007/1/2010 5:02:53 PM
bondhedger$25.00$25.007/1/2010 6:40:02 PM
lender_100$25.00$25.007/1/2010 5:04:41 PM
meux99$25.00$25.007/1/2010 5:05:19 PM
credit-investor5$100.00$100.007/1/2010 5:05:32 PM
neenerman$75.00$75.007/1/2010 5:06:19 PM
finance-symphony7$25.00$25.007/1/2010 9:09:38 PM
RandyL3$33.00$33.007/1/2010 5:06:41 PM
bayareainv$100.00$100.007/1/2010 5:07:34 PM
wwwUniversal$25.00$25.007/1/2010 10:11:01 PM
trent98375$25.00$25.007/1/2010 11:26:16 PM
roadster199$25.00$25.007/2/2010 8:09:29 AM
rockclimbercyclist$25.00$25.007/2/2010 3:10:04 PM
outofoffice$50.00$50.007/3/2010 12:49:55 PM
Lender75$25.00$25.007/4/2010 8:42:03 PM
dmitriy2$25.00$25.007/5/2010 1:58:11 PM
retirementlady$25.00$25.007/6/2010 10:41:57 AM
octoberfresh$25.00$25.007/6/2010 1:20:00 PM
dmitriy2$25.00$25.007/7/2010 10:06:40 AM
best-listing-toro$25.00$25.007/7/2010 5:09:42 PM
rockytop$75.00$75.007/7/2010 5:27:57 PM
Spiv_51$25.00$25.007/8/2010 3:55:11 AM
quantumwellguy$50.00$50.007/8/2010 7:43:57 AM
Traal$25.00$25.007/7/2010 7:36:27 PM
indomart$50.00$50.007/8/2010 1:44:03 PM
journey0$25.00$25.007/8/2010 8:41:06 AM
118 bids
 
Borrower Payment Dependent Notes Series 464790
This series of Notes was issued and sold upon the funding of the borrower loan #43511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jul-08-2010 
  Auction end date:  Jul-10-2010 
 
Starting lender yield: 6.10% Starting borrower rate/APR: 7.10% / 7.44% Starting monthly payment: $30.92
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $30.92
 
Auction yield range: 2.93% - 6.10% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1990 Debt/Income ratio: 14%
Basic (1-10): 10 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 10Length of status:2y 10m
Credit score: 780-799 (Jun-2010) Total credit lines: 22 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $5,807Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 25%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 18    
Screen name: exchange-cycle Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
I need to have a boundary survey done on my property

My financial situation:
I have a stable income and share the expenses with my spouse. I just don't have the money saved and I have an immediate need.
?I plan on treating this loan as a legally binding agreement and have enrolled in automatic payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DonaldColorado$25.00$25.007/8/2010 4:02:01 PM
transaction-aggregator7$25.00$25.007/8/2010 4:02:29 PM
personal-lender$25.00$25.007/8/2010 4:09:27 PM
simplelender80$100.00$100.007/8/2010 4:09:32 PM
serpentine$50.00$50.007/8/2010 4:05:01 PM
successful-euro$50.00$50.007/8/2010 4:08:32 PM
bountiful-durability$100.00$100.007/8/2010 4:09:30 PM
Katburg$50.00$50.007/8/2010 4:01:45 PM
lincs$25.00$25.007/8/2010 4:01:54 PM
riproaringrapids$25.00$25.007/8/2010 4:04:05 PM
balance2$25.00$25.007/8/2010 4:04:37 PM
a-wealth-visionary$25.00$25.007/8/2010 4:05:12 PM
Okeey$48.22$48.227/8/2010 4:05:53 PM
tekkie2412$50.00$50.007/8/2010 4:09:36 PM
ingenious-order783$25.00$25.007/9/2010 8:21:56 AM
dharma1$25.00$25.007/8/2010 4:05:41 PM
head$25.00$25.007/8/2010 4:08:14 PM
Rysterola82$25.00$25.007/8/2010 4:01:37 PM
reinforced-reward$25.00$25.007/8/2010 4:08:02 PM
julijask$35.00$35.007/8/2010 4:12:16 PM
kenji4861$25.00$25.007/8/2010 4:05:47 PM
sandeepPR$25.00$25.007/8/2010 4:07:41 PM
KeepOnRunning$50.00$50.007/8/2010 4:07:59 PM
Hoov$25.00$25.007/8/2010 4:08:12 PM
jangalt$72.00$41.787/8/2010 4:09:41 PM
wwwUniversal$25.00$25.007/8/2010 4:16:19 PM
RicheyRich$25.00$25.007/9/2010 6:36:14 AM
27 bids
 
Borrower Payment Dependent Notes Series 464882
This series of Notes was issued and sold upon the funding of the borrower loan #43452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 21.55% Starting borrower rate/APR: 22.55% / 24.82% Starting monthly payment: $115.43
Final lender yield: 18.00% Final borrower rate/APR: 19.00% / 21.22% Final monthly payment: $109.97
 
Auction yield range: 7.98% - 21.55% Estimated loss impact: 8.42%  
Lender servicing fee: 1.00% Estimated return: 9.58%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1986 Debt/Income ratio: 8%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 4Length of status:17y 1m
Credit score: 700-719 (Jul-2010) Total credit lines: 24 Occupation: Engineer - Mechanic...
Now delinquent: 0 Revolving credit balance: $3,438Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 76%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 7    
Screen name: daddy-bigbucks Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidating debt
Purpose of loan:
This loan will be used to? consolidate some debt into one payment????

My financial situation:
I am a good candidate for this loan because? i only need the advance for a short time and expect to pay this loan off early

Monthly net income: $ 5080.00

Monthly expenses: $
??Housing: $ 2400.00
??Insurance: $ 123.00
??Car expenses: $ 235.00
??Utilities: $ 393.00
??Phone, cable, internet: $ 155.00
??Food, entertainment: $ 750.00
??Clothing, household expenses $
??Credit cards and other loans: $ 100.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
income-fortress$25.00$25.007/6/2010 4:31:30 PM
j5505$26.00$26.007/8/2010 7:42:10 PM
Reliance_Banker$25.00$25.007/8/2010 8:53:59 PM
meabandit$104.90$104.907/8/2010 6:55:00 PM
balance-chestnut$62.50$62.507/9/2010 8:39:15 AM
Pu239$60.00$60.007/9/2010 8:13:18 AM
pythia$25.00$25.007/10/2010 4:41:25 AM
platinum-czar$100.00$100.007/10/2010 9:27:37 AM
mex_invests$25.00$25.007/10/2010 9:38:06 AM
himanshuko$32.82$32.827/10/2010 11:43:36 AM
worthy-bid4$25.00$25.007/10/2010 12:38:10 PM
guardian3$25.00$25.007/11/2010 9:08:26 AM
KLcapital$25.00$25.007/11/2010 8:59:34 PM
scientists$25.00$25.007/12/2010 9:52:39 AM
wlm3012$25.00$25.007/12/2010 10:45:34 AM
EngineersAlliance$50.00$50.007/12/2010 12:36:17 PM
credit-panda1$25.00$25.007/12/2010 11:02:19 AM
bonus-quark4$25.00$25.007/12/2010 12:39:08 PM
jonnysixgun$25.00$25.007/12/2010 8:31:57 PM
Free-the-usa-1776$32.00$32.007/12/2010 9:43:15 PM
malomar66$43.99$43.997/12/2010 10:54:29 PM
LARRY4NY$25.00$25.007/12/2010 8:31:21 PM
Leshan$33.33$33.337/13/2010 7:11:04 AM
scottr$25.00$25.007/13/2010 2:40:10 AM
grampy48$25.00$25.007/13/2010 9:06:58 AM
djkaiser$25.00$25.007/13/2010 10:43:16 AM
platinum-czar$118.00$118.007/13/2010 10:57:24 AM
NewYorker48$50.00$50.007/13/2010 2:06:48 PM
trade-elm$25.00$25.007/13/2010 1:46:20 PM
Big_Funder$35.00$35.007/13/2010 9:02:35 AM
FJerry$50.00$50.007/13/2010 2:51:40 PM
CACO_Bank$25.00$25.007/13/2010 2:31:34 PM
porwestco$25.00$25.007/13/2010 3:29:20 PM
revenue-appraiser$30.00$30.007/13/2010 3:36:41 PM
zztopdog$25.00$25.007/13/2010 10:55:29 AM
Snoopylover$25.00$25.007/13/2010 10:57:28 AM
orange-happy-dinero$50.00$50.007/13/2010 1:05:10 PM
iamcriswoh$25.00$25.007/13/2010 3:30:53 PM
ddog0224$25.00$25.007/13/2010 3:55:35 PM
lendstats_com$25.00$25.007/6/2010 6:46:43 PM
SolarMoonshine$25.00$25.007/6/2010 5:38:50 PM
integrity-doctor$100.00$100.007/6/2010 7:34:55 PM
lawboy74$25.00$25.007/7/2010 6:51:39 AM
market-pudding$25.00$14.737/7/2010 4:44:04 AM
sharp518$25.00$25.007/8/2010 9:18:30 AM
jcquiroz$25.00$25.007/8/2010 11:48:53 AM
calkidd05$25.00$25.007/8/2010 9:49:56 PM
enthusiastic-balance5$200.00$200.007/9/2010 8:37:39 AM
portfolio-turbine$25.00$25.007/9/2010 8:01:54 PM
meggo33$25.00$25.007/10/2010 4:48:34 AM
CoolPlexer$25.00$25.007/10/2010 6:26:41 AM
DRA-Properties$25.00$25.007/10/2010 7:04:14 AM
sportcraft18$25.00$25.007/11/2010 7:46:26 AM
sosleep$26.68$26.687/12/2010 8:23:16 AM
brightest-dignified-penny$25.00$25.007/12/2010 8:43:19 AM
FundMaker$25.00$25.007/12/2010 4:48:01 AM
Veiglcc$25.00$25.007/12/2010 7:11:42 AM
Cashlender1992$25.00$25.007/12/2010 10:59:25 AM
Bidwinner08$25.97$25.977/12/2010 12:39:46 PM
accelerator1$25.00$25.007/12/2010 2:17:53 PM
frclmym$50.00$50.007/12/2010 6:28:27 PM
pja138$75.00$75.007/12/2010 8:08:51 PM
BuzzyBee336$25.00$25.007/12/2010 8:50:29 PM
phchristensen$50.00$50.007/13/2010 4:54:16 AM
lender-inc$30.00$30.007/13/2010 8:39:07 AM
noble-yield136$25.00$25.007/13/2010 2:55:46 PM
BankLV$25.00$25.007/13/2010 2:36:37 PM
goodhearted-basis4$25.00$25.007/13/2010 2:38:12 PM
patriot384$200.00$200.007/13/2010 3:28:30 PM
jybank$25.00$25.007/13/2010 10:40:35 AM
kajams$28.08$28.087/13/2010 3:04:39 PM
doopers$25.00$25.007/13/2010 3:06:26 PM
SAR-2$46.00$46.007/13/2010 11:26:40 AM
wwwUniversal$25.00$25.007/13/2010 3:52:14 PM
onecooldrink$25.00$25.007/13/2010 3:56:14 PM
JBG$25.00$25.007/13/2010 4:01:56 PM
gpuck$25.00$25.007/13/2010 2:31:05 PM
point-berserker$25.00$25.007/13/2010 4:01:54 PM
khamlagirl$25.00$25.007/13/2010 4:08:19 PM
79 bids
 
Borrower Payment Dependent Notes Series 464912
This series of Notes was issued and sold upon the funding of the borrower loan #43546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 35.05% Final monthly payment: $43.00
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 19.76%  
Lender servicing fee: 1.00% Estimated return: 10.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2004 Debt/Income ratio: 19%
Basic (1-10): 5 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 10 / 7Length of status:2y 5m
Credit score: 660-679 (Jul-2010) Total credit lines: 19 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $2,946Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 100%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: pure-payment195 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a high interest loan
The loan is needed for a payoff of funds that were borrowed for an emergency. This loan will be used to pay off that high interest. My financial situation is stable. I am a good candidate for this loan because I always pay on time and have no delinquent accounts and try to pay off all small loans first. Got two kids that I need to provide for and this loan will be a cushion should another emergency occur. Single mom who commutes 140 miles to work 5 days a week to make sure I can provide for my kids. This loan would ne a great help to replace the funds for my mortgage that was used to pay the baby sitter because child support order was sent to the wrong employer and have to wait until month end for my first payment

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Dave_Cashflow$25.00$25.007/6/2010 4:54:12 PM
realtormoises$25.00$25.007/7/2010 5:46:29 AM
kingston1$25.00$25.007/7/2010 4:22:49 PM
DonDiego$25.00$25.007/9/2010 2:01:34 AM
debestof83$33.00$33.007/11/2010 12:40:35 PM
vest_vortex$25.00$25.007/11/2010 1:47:52 PM
diligent-moola9$26.00$26.007/12/2010 10:05:49 AM
malomar66$40.00$40.007/12/2010 10:55:29 PM
jdtrip03$51.76$51.767/12/2010 6:56:37 PM
SouthernRemarketing$25.00$25.007/13/2010 5:28:00 AM
LeoBUSIIT$25.00$25.007/13/2010 9:17:20 AM
Leshan$33.33$33.337/13/2010 7:12:12 AM
Bobtep23$35.90$35.907/13/2010 2:07:01 PM
CACO_Bank$25.00$25.007/13/2010 2:32:20 PM
wise-repayment-seeker$25.00$25.007/13/2010 3:24:35 PM
thenewkaisersoze$25.00$25.007/13/2010 4:04:02 PM
Hokies$25.00$25.007/13/2010 12:52:16 PM
social-hunter5$29.64$29.647/13/2010 3:11:37 PM
SNH$75.00$75.007/6/2010 4:40:04 PM
order-bee1$25.00$25.007/6/2010 6:03:31 PM
bright-exchange$25.00$25.007/6/2010 5:35:45 PM
marwadi-62$50.00$44.207/10/2010 8:36:30 PM
exchange-cowbell5$25.00$25.007/12/2010 6:51:34 PM
DonDiego$25.00$25.007/12/2010 11:53:07 PM
Isotope$25.00$25.007/13/2010 6:50:43 AM
Tahoeman$25.00$25.007/13/2010 8:05:11 AM
PotBellyPete$40.00$40.007/13/2010 12:28:54 PM
love2garden$41.17$41.177/13/2010 2:24:21 PM
MrDance123$50.00$50.007/13/2010 3:13:09 PM
Leopoldine$25.00$25.007/13/2010 12:24:40 PM
khamlagirl$25.00$25.007/13/2010 4:09:47 PM
sensational-peace6$25.00$25.007/13/2010 3:04:15 PM
32 bids
 
Borrower Payment Dependent Notes Series 465336
This series of Notes was issued and sold upon the funding of the borrower loan #43479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $113.09
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-2008 Debt/Income ratio: 8%
Basic (1-10): 5 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 4 / 4Length of status:3y 11m
Credit score: 640-659 (Jul-2010) Total credit lines: 5 Occupation: Other
Now delinquent: 0 Revolving credit balance: $1,031Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 44%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: value-taxi Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
moving deposit
?

My financial situation:
I am a good candidate for this loan because?
i been never late on my bill or to work i am fully a response person and my wife is a full time employee as will
Monthly net income: $
2400
Monthly expenses: $
??Housing: $ 700.00
??Insurance: $?100.00
??Car expenses: $?200
??Utilities: $ 150
??Phone, cable, internet: $ 105.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $ 200
??Other expenses: $ 195.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: HI, What are you and your wife's jobs? How long have you both been in your work? Where do you move to and why? Thanks, - p2ploan-sensation211
A: i just got promoted to ass manger at cvs/pharmarcy im in mangerment trainning staring to day my wife a sales rep for dpi kroser grocery i been in my job 4 year cleark 2 year superviser and manger training today my 4 years machandiser 4 year sale rep moving in same town california bigger houses family of 5 living in big one bed appt . thank you . (Jul-08-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dedication-merman$50.00$39.237/6/2010 4:25:13 PM
SolarMoonshine$25.00$25.007/6/2010 5:51:57 PM
realtormoises$25.00$25.007/7/2010 5:48:04 AM
FASTIZIO_P$25.00$25.007/7/2010 4:38:48 PM
unger$50.00$50.007/7/2010 7:31:38 PM
Amber_Stone$25.00$25.007/7/2010 7:48:33 PM
Texas2020$170.64$170.647/8/2010 4:23:16 AM
kingston1$25.00$25.007/8/2010 4:53:12 PM
skillful-asset5$30.00$30.007/10/2010 4:58:10 AM
p2ploan-sensation211$25.00$25.007/10/2010 10:11:02 AM
boo_hoo$50.00$50.007/10/2010 8:05:19 AM
nethosters$25.00$25.007/10/2010 11:15:18 AM
eboomer2611$25.00$25.007/11/2010 3:43:41 PM
bull_lender$36.00$36.007/11/2010 3:56:34 PM
jamiee73$25.00$25.007/11/2010 4:37:03 PM
truth-trapper$25.00$25.007/11/2010 9:02:15 PM
Ronnieboy888$50.00$50.007/12/2010 10:59:32 AM
AlexTrep$25.00$25.007/12/2010 11:01:59 AM
sweetlan$25.00$25.007/12/2010 3:46:49 PM
kindness-venture1$25.00$25.007/13/2010 3:41:41 AM
CADETTO$79.15$79.157/13/2010 8:51:11 AM
Bob450$25.00$25.007/13/2010 1:49:56 PM
heerzaquestion$25.00$25.007/13/2010 3:43:30 PM
YoungTaxMan$25.00$25.007/13/2010 4:13:37 PM
majestic-currency3$25.00$25.007/13/2010 4:20:07 PM
BlessedEveryDay$30.00$30.007/6/2010 4:37:35 PM
winmals$25.00$25.007/6/2010 5:53:53 PM
reflective-rupee$25.00$25.007/7/2010 5:04:24 PM
Rogelio48$29.98$29.987/7/2010 6:02:19 PM
well-mannered-income3$25.00$25.007/7/2010 8:16:48 PM
MrPie$25.00$25.007/8/2010 5:17:22 AM
purposeful-gold$30.00$30.007/8/2010 12:22:53 PM
market-pudding$25.00$25.007/8/2010 2:47:49 PM
kevlar$25.00$25.007/8/2010 11:51:36 PM
FASTIZIO_P$100.00$100.007/9/2010 4:59:32 AM
turbostar666$30.00$30.007/9/2010 11:53:33 AM
SNH$75.00$75.007/9/2010 4:04:31 PM
phchristensen$50.00$50.007/10/2010 7:01:38 AM
Trespass4$60.00$60.007/10/2010 6:39:02 PM
mbcjk$25.00$25.007/11/2010 3:19:35 PM
marwadi-62$50.00$50.007/10/2010 8:38:09 PM
gshx2$36.00$36.007/12/2010 9:19:33 AM
vdubbora$100.00$100.007/12/2010 9:51:18 AM
RyanM561$25.00$25.007/12/2010 6:10:32 AM
Asian-Persuasion$25.00$25.007/12/2010 2:25:31 PM
buffalobills$25.00$25.007/12/2010 4:21:40 PM
leslends$25.00$25.007/13/2010 6:16:08 AM
bmw2$54.00$54.007/13/2010 10:28:20 AM
Leshan$25.00$25.007/13/2010 7:26:42 AM
grampy48$25.00$25.007/13/2010 11:58:09 AM
cunning-bill$25.00$25.007/13/2010 11:58:21 AM
khamlagirl$25.00$25.007/13/2010 4:13:16 PM
skillful-asset5$25.00$25.007/13/2010 4:00:47 PM
order-bee1$500.00$500.007/13/2010 4:14:00 PM
iamdoug$25.00$25.007/13/2010 4:20:37 PM
55 bids
 
Borrower Payment Dependent Notes Series 465588
This series of Notes was issued and sold upon the funding of the borrower loan #43555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Jul-08-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $203.56
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $203.56
 
Auction yield range: 13.93% - 34.00% Estimated loss impact: 16.27%  
Lender servicing fee: 1.00% Estimated return: 17.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1999 Debt/Income ratio: 26%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 11 / 10Length of status:5y 6m
Credit score: 620-639 (Jul-2010) Total credit lines: 29 Occupation: Professional
Now delinquent: 1 Revolving credit balance: $3,423Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 74%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: tryng2change Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 34 ( 100% ) 620-639 (Latest)
Principal borrowed: $3,001.00< 31 days late: 0 ( 0% )  
560-579 (Aug-2007)
 
Principal balance: $243.13 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Payoff credit cards
Purpose of loan:
This loan will be used to? pay off credit cards and other household bills so that I can?have one payment instead of several payments with different due dates. I intend to use these funds to pay off these smaller accounts that I have had to use after my husband lost his job and the unemployment was cut off.?He is currently looking for another job, but in the meantime, I am responsible for all bills.? I am blessed that I have a good full time job with benefits and they have tried to assist me by proposing a pay increase in the next month or so.? I? need your help and my record with Prosper is excellent and the funds will continue to be drafted from my account every month on time.

My financial situation:
I am a good candidate for this loan because? I have one loan currently with Prosper and have never been late on a payment and only have 2 payment left with expected pay off date of September 5, 2010.? My current income is due to increase on August 1, 2010 by another $5000 due to a promotion when my former college merged with another local college and I was named Registrar of both locations.? I have to travel between the two locations so I?will be compensated for the extra work and the increased number o students that I will serve. ?

Monthly net income: $ 3198.48

Monthly expenses: $
??Housing: $ 400.00 monthly
??Insurance: $ 300.00 monthly
??Car expenses: $ 378.65 car payment (1 more year) and 246.00 car insurance
??Utilities: $ 130.00 monthly
??Phone, cable, internet: $ 198.32 monthly
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 500.00 monthly
??Other expenses: $ diabetic medicine (100.00 monthly)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you go into detail on the delinquency that is showing on your credit report? Thanks. - bright-exchange
A: Yes, it is a hospital bill balance of $242.00 that I am currently paying off. It was originally over $1000 but I have gotten it down to this amount. This is one of the bills that I would like to clear up since it is the only delinquency on my account. Please don't hesitate to ask more questions if needed. Have a blessed day. (Jul-09-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
finance-prescription$50.00$50.007/8/2010 4:12:34 PM
fixing_financials$25.00$25.007/8/2010 9:10:19 PM
restless-dime$25.00$25.007/8/2010 9:25:27 PM
kingston1$25.00$25.007/8/2010 11:16:32 PM
JustMee$25.00$25.007/8/2010 6:30:23 PM
heerzaquestion$75.00$75.007/9/2010 6:32:24 AM
Jasmel$400.00$400.007/8/2010 8:35:40 PM
AlexTrep$25.00$25.007/9/2010 4:04:52 PM
green-rapid-openness$50.00$50.007/9/2010 5:10:37 PM
green-rapid-openness$50.00$50.007/9/2010 5:11:30 PM
UCLA4life$25.00$25.007/10/2010 1:34:55 AM
supreme-hope$25.00$25.007/10/2010 2:00:02 AM
fund-secret-agent$25.00$25.007/9/2010 8:09:12 PM
ohmarkybaby$25.00$25.007/10/2010 3:25:42 PM
SolarMoonshine$25.00$25.007/11/2010 9:26:46 AM
Skeptical-one$40.00$40.007/12/2010 8:32:35 AM
Aberdeen$400.00$400.007/12/2010 2:38:49 PM
twjh$25.00$25.007/12/2010 2:46:17 PM
Evolver$31.40$31.407/12/2010 2:38:53 PM
FinanceEngine$25.00$25.007/12/2010 4:33:17 PM
back-scratchers$25.00$25.007/12/2010 4:59:20 PM
113121$3,500.00$310.477/12/2010 2:37:57 PM
capital-deployment$25.00$25.007/12/2010 6:26:04 PM
portfolio-turbine$50.00$50.007/12/2010 6:48:06 PM
Ven58$25.00$25.007/13/2010 5:11:27 AM
BrighterSuns$25.00$25.007/13/2010 3:24:57 PM
cunning-bill$25.00$25.007/13/2010 12:04:44 PM
integrity-doctor$100.00$100.007/13/2010 3:55:30 PM
a_falk22$25.00$25.007/13/2010 8:36:28 PM
top-courteous-peso$25.00$25.007/8/2010 4:15:22 PM
reflective-rupee$100.00$100.007/8/2010 5:22:49 PM
BradP$40.00$40.007/8/2010 5:21:29 PM
Legally_Blonde$66.10$66.107/8/2010 9:04:20 PM
noble-revenue$25.00$25.007/8/2010 9:26:35 PM
investment-daydream$25.00$25.007/8/2010 4:14:23 PM
big_balla_papi$25.00$25.007/9/2010 12:26:17 AM
MoneyForNothing$25.70$25.707/8/2010 6:04:57 PM
principal-mermaid$300.00$300.007/9/2010 6:19:24 AM
credit-elation1$25.00$25.007/9/2010 10:56:45 AM
SFBank$200.00$200.007/9/2010 4:35:10 PM
Kash2010lu$35.00$35.007/9/2010 12:20:02 PM
well-mannered-income3$40.00$40.007/9/2010 4:15:13 PM
green-rapid-openness$50.00$50.007/9/2010 5:11:08 PM
MrPie$25.00$25.007/10/2010 4:56:53 AM
red-favorable-basis$25.00$25.007/10/2010 8:44:01 AM
bright-exchange$25.00$25.007/9/2010 7:40:34 PM
unger$25.00$25.007/10/2010 10:15:35 AM
return-grizzly$100.00$100.007/10/2010 4:15:28 PM
golffish2$100.00$100.007/12/2010 4:19:35 AM
mikeandcat$50.00$50.007/12/2010 5:31:19 AM
Aberdeen$400.00$400.007/12/2010 2:46:24 PM
wwwUniversal$25.00$25.007/12/2010 2:39:02 PM
CoolPlexer$25.00$25.007/12/2010 7:13:26 PM
AtmaSingshu$25.00$25.007/13/2010 6:08:32 AM
realtormoises$25.00$25.007/13/2010 6:12:53 AM
fervent-commerce$25.00$25.007/13/2010 7:13:41 AM
lucrative-loan$31.08$31.087/13/2010 9:26:37 AM
Kqwik$27.00$27.007/13/2010 10:07:26 AM
The-Lighthouse-Group$25.00$25.007/13/2010 7:25:17 AM
a_falk22$25.00$25.007/13/2010 11:17:29 AM
rlaboy$25.00$25.007/13/2010 12:03:50 PM
buffalobills$25.00$25.007/13/2010 12:38:36 PM
MStackIV$29.93$29.937/13/2010 12:03:48 PM
market-pudding$25.00$25.007/13/2010 8:54:45 AM
trainu$37.32$37.327/13/2010 2:21:44 PM
sweetlan$25.00$25.007/13/2010 3:49:33 PM
glroark$100.00$100.007/13/2010 12:36:59 PM
brightest-dignified-penny$25.00$25.007/13/2010 4:31:43 PM
ethicalhumanist$25.00$25.007/13/2010 5:13:13 PM
gpuck$25.00$25.007/13/2010 5:42:55 PM
moneybags16$25.00$25.007/13/2010 8:00:23 PM
chameleon125$125.00$125.007/13/2010 8:42:38 PM
gshx2$36.00$36.007/13/2010 5:26:03 PM
73 bids
 
Borrower Payment Dependent Notes Series 465726
This series of Notes was issued and sold upon the funding of the borrower loan #43576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jul-09-2010 
  Auction end date:  Jul-16-2010 
 
Starting lender yield: 9.30% Starting borrower rate/APR: 10.30% / 10.65% Starting monthly payment: $243.06
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $239.55
 
Auction yield range: 2.93% - 9.30% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1998 Debt/Income ratio: 11%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 8Length of status:7y 1m
Credit score: 820-839 (Jun-2010) Total credit lines: 33 Occupation: Professor
Now delinquent: 0 Revolving credit balance: $3,824Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 13%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Proffesork Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Kitchen and bathroom update
Purpose of loan:
This loan will be used to?make some much needed improvements to our master bathroom and kitchen floors. We have a wonderful house but these two areas have been negelcted somewhat.

My financial situation:
I am a good candidate for this loan because??We have never defaulted on a loan and?are in good shape with our home.?I am?fulltime tenured at the college. Very low balances on our credit..

Monthly net income: $
12,300
Monthly expenses: $
??Housing: $ 1800
??Insurance: $ 120
??Car expenses: $ 336
??Utilities: $ 150
??Phone, cable, internet: $ 250
??Food, entertainment: $ 500
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
currency-persimmon$25.00$25.007/9/2010 4:44:53 PM
schpere$25.00$25.007/9/2010 4:44:57 PM
ADenny$25.00$25.007/9/2010 4:47:31 PM
VWA_to_the_Rescue$25.00$25.007/9/2010 4:51:25 PM
moola-man$50.00$50.007/9/2010 4:51:56 PM
villagers$50.00$50.007/9/2010 4:52:26 PM
jt88$25.00$25.007/9/2010 4:52:37 PM
TheGrayFox$25.00$25.007/9/2010 4:52:41 PM
Algaes$50.00$50.007/9/2010 4:54:36 PM
emt747$25.00$25.007/9/2010 4:44:56 PM
syounker$25.00$25.007/9/2010 4:55:37 PM
overflowinglife$25.00$25.007/9/2010 4:55:19 PM
revmax$25.00$25.007/9/2010 4:57:08 PM
loyalist1$100.00$100.007/9/2010 4:57:18 PM
murren$25.00$25.007/9/2010 4:51:39 PM
credit-coach118$40.00$40.007/9/2010 4:52:02 PM
Carpetkid$50.00$50.007/9/2010 4:52:08 PM
FlexFunding$100.00$100.007/9/2010 4:52:17 PM
Artist_Blue$25.00$25.007/9/2010 4:53:24 PM
delicious-social132$40.00$40.007/9/2010 4:55:08 PM
logical-loyalty0$25.00$25.007/9/2010 4:55:41 PM
RMB-Investments$50.00$50.007/9/2010 4:55:49 PM
first-restless-payout$50.00$50.007/9/2010 4:56:05 PM
johngaltline$25.00$25.007/9/2010 4:56:50 PM
acropiloterau2002$25.00$25.007/9/2010 4:56:59 PM
Tc11902$25.00$25.007/9/2010 4:57:23 PM
wwwUniversal$25.00$25.007/9/2010 5:13:51 PM
RandyL3$25.00$25.007/9/2010 5:14:03 PM
interstellar$50.00$50.007/9/2010 7:01:21 PM
SCD$25.00$25.007/10/2010 9:13:23 PM
UncleSafety$50.00$50.007/11/2010 12:40:38 PM
bull_lender$36.00$36.007/11/2010 4:01:01 PM
julietgolf$50.00$50.007/12/2010 1:35:07 AM
The-Lighthouse-Group$25.00$25.007/11/2010 10:37:48 AM
PurplePonchoMan$25.00$25.007/12/2010 8:25:48 AM
responsibility-butterfly$25.00$25.007/12/2010 11:08:13 AM
Montgomery-Burns$25.00$25.007/13/2010 1:09:34 AM
tender-integrity3$36.83$36.837/13/2010 2:55:03 AM
Cherrypicker$50.00$50.007/13/2010 10:11:28 AM
adhawan325$25.00$25.007/13/2010 5:04:17 PM
sensational-dollar$25.00$25.007/13/2010 6:04:48 PM
MoneyTree79$25.00$25.007/13/2010 6:44:43 PM
availableloan$25.00$25.007/13/2010 7:16:13 PM
OzGuy609$25.00$25.007/13/2010 10:21:44 PM
octoberfresh$25.00$25.007/14/2010 7:12:18 AM
gzeo$25.00$25.007/14/2010 9:40:15 AM
frankandirene$25.00$25.007/14/2010 4:53:22 PM
kgeezy$25.00$25.007/14/2010 2:28:34 PM
boomer5$25.00$25.007/14/2010 5:13:11 PM
friendinmoney$50.00$50.007/14/2010 4:21:30 PM
bamboozled_again$52.83$52.837/14/2010 4:35:05 PM
Dskillz$30.00$30.007/14/2010 5:51:25 PM
vutah$25.00$25.007/14/2010 6:26:16 PM
liquidhorse$42.41$42.417/14/2010 7:16:37 PM
natural-affluence4$50.00$50.007/14/2010 8:44:36 PM
happyinvester$30.00$30.007/14/2010 10:57:44 PM
goldsun$25.00$25.007/14/2010 6:41:08 PM
manthrax3$50.00$50.007/15/2010 9:47:05 AM
dmitriy2$25.00$25.007/15/2010 10:00:15 AM
Dollars4Rent$25.00$25.007/14/2010 9:24:52 PM
DiabolicalGamer$25.00$25.007/15/2010 9:56:55 AM
lostperception$30.00$30.007/15/2010 11:10:44 AM
jimbo29blue$50.00$50.007/15/2010 12:07:09 PM
gustavholstopus32$25.00$25.007/15/2010 11:14:37 AM
jimbo29blue$36.00$36.007/15/2010 12:07:36 PM
dollardave$100.00$100.007/15/2010 12:17:01 PM
improvman$50.00$50.007/15/2010 3:02:29 PM
GarBear88$100.00$100.007/15/2010 6:33:47 PM
redtilapia$25.00$25.007/15/2010 9:06:20 PM
nalaari$25.44$25.447/16/2010 6:57:21 AM
NYCLAIMSGUY$25.00$25.007/16/2010 5:10:11 AM
12Knocksinna$25.00$25.007/16/2010 9:04:22 AM
market-pudding$25.00$25.007/15/2010 10:19:21 PM
Leopoldine$25.00$25.007/15/2010 10:30:39 PM
colorfulgardener$25.00$25.007/15/2010 11:00:06 PM
TBCapitol$53.57$53.577/16/2010 5:30:45 AM
stockpicker_jboy$25.00$25.007/16/2010 9:47:28 AM
eastindianprince$25.00$25.007/16/2010 10:40:36 AM
CACO_Bank$25.00$25.007/16/2010 6:42:50 AM
moneytolend72$25.00$25.007/16/2010 7:23:46 AM
NELI$307.40$307.407/16/2010 7:32:55 AM
FundMaker$25.00$25.007/16/2010 10:03:36 AM
MidCityLending$50.00$50.007/16/2010 12:58:29 PM
BigMac1953$25.00$25.007/16/2010 12:47:12 PM
knark$25.00$25.007/16/2010 12:52:16 PM
GBlack$25.00$25.007/16/2010 9:49:17 AM
faithful-steward$50.00$50.007/16/2010 10:53:29 AM
FinanciallySavvyMom$25.00$25.007/16/2010 11:31:47 AM
radiant-return$25.00$25.007/16/2010 3:53:06 PM
LawyerLoan$50.00$50.007/16/2010 4:38:41 PM
StocksMan$50.00$50.007/16/2010 4:41:47 PM
tsui517$25.00$25.007/9/2010 4:48:44 PM
tech310$50.00$50.007/9/2010 4:50:24 PM
DonaldColorado$25.00$25.007/9/2010 4:52:45 PM
Aegean$25.00$25.007/9/2010 4:44:50 PM
hookUup$25.00$25.007/9/2010 4:54:49 PM
Daneistes$65.00$65.007/9/2010 4:45:00 PM
julijask$25.00$25.007/9/2010 4:54:58 PM
zielojo$25.00$25.007/9/2010 4:55:04 PM
Supernick$50.00$50.007/9/2010 4:54:42 PM
Vreet$50.00$50.007/9/2010 4:55:23 PM
j2ee$25.00$25.007/9/2010 4:55:13 PM
rulender$50.00$50.007/9/2010 4:55:29 PM
CaptainBlueberry$25.00$25.007/9/2010 4:55:45 PM
impartial-deal$25.00$25.007/9/2010 4:47:49 PM
antlr$25.00$25.007/9/2010 4:55:53 PM
green-radiant-durability$50.00$50.007/9/2010 4:56:14 PM
guardlender$25.00$25.007/9/2010 4:57:59 PM
kulender$50.00$50.007/9/2010 4:58:22 PM
point-solstice$50.00$50.007/9/2010 5:00:40 PM
Philolend$25.00$25.007/9/2010 4:51:44 PM
Binan$25.00$25.007/9/2010 5:01:12 PM
majormoves1$25.00$25.007/9/2010 5:01:17 PM
GenerousGentleMan$75.00$75.007/9/2010 5:01:21 PM
bayareainv$100.00$67.837/9/2010 5:01:27 PM
money-bauble$100.00$100.007/9/2010 5:01:23 PM
affluence-pumpkin0$25.00$25.007/9/2010 4:52:22 PM
kenji4861$25.00$25.007/9/2010 4:53:41 PM
ray1051$50.00$50.007/9/2010 4:54:11 PM
skvat$25.00$25.007/9/2010 4:54:18 PM
Havana21$25.00$25.007/9/2010 4:54:28 PM
Pulchritudinous$25.00$25.007/9/2010 4:54:45 PM
dontscrewmeover1$25.00$25.007/9/2010 4:54:54 PM
tbrnet$50.00$50.007/9/2010 4:55:00 PM
moola-rose8$50.00$50.007/9/2010 4:56:00 PM
GElender$50.00$50.007/9/2010 4:56:52 PM
Gnube$25.00$25.007/9/2010 4:58:30 PM
forthright-principal2$25.00$25.007/9/2010 5:14:47 PM
minista$25.00$25.007/9/2010 5:15:06 PM
principal-bull$25.00$25.007/9/2010 5:22:59 PM
turbospeed$25.00$25.007/9/2010 5:23:27 PM
ethicalhumanist$25.00$25.007/9/2010 5:06:22 PM
Bank_Of_XL$25.00$25.007/9/2010 7:17:22 PM
bannybucks$25.00$25.007/9/2010 9:24:27 PM
turbostar666$29.79$29.797/10/2010 1:12:02 AM
FinanceEngine$25.00$25.007/9/2010 9:01:48 PM
SOP_Bank$25.00$25.007/10/2010 1:05:42 PM
jimduism$25.00$25.007/10/2010 11:06:12 PM
ingenious-order783$50.00$50.007/11/2010 5:21:52 AM
Finspons$25.00$25.007/10/2010 2:26:04 PM
RainMakers$25.00$25.007/11/2010 6:27:44 PM
Rearden_Steel$25.00$25.007/12/2010 7:30:40 AM
copiosus$50.00$50.007/12/2010 10:05:43 AM
dsgfl1$100.00$100.007/12/2010 11:12:51 AM
favorite-commerce$50.00$50.007/12/2010 2:22:23 PM
manuvns$25.00$25.007/13/2010 12:51:02 AM
gsp1885$27.00$27.007/13/2010 12:54:39 AM
Ven58$25.00$25.007/13/2010 5:07:26 PM
calbertrand$195.00$195.007/13/2010 8:07:30 PM
mgking007$50.00$50.007/13/2010 11:31:41 PM
Barky52$25.00$25.007/14/2010 4:36:31 AM
Oakland$50.00$50.007/14/2010 10:31:22 AM
RichDadPoorDad$25.00$25.007/14/2010 1:58:53 PM
surfsider123$25.00$25.007/14/2010 2:45:19 PM
Jollyrancher$400.00$400.007/14/2010 7:47:37 PM
buffalobills$25.00$25.007/14/2010 10:47:35 PM
StrongMonty$25.00$25.007/14/2010 7:02:55 PM
revenue-sapling$25.00$25.007/14/2010 7:24:12 PM
sgt-schultz$25.00$25.007/15/2010 7:13:55 AM
Lotsofbears$25.00$25.007/15/2010 8:05:32 AM
EJO$25.00$25.007/15/2010 10:26:53 AM
Tiger6543$25.00$25.007/15/2010 10:25:08 AM
REITRUST$25.00$25.007/15/2010 10:27:44 AM
1stBankAndHal$25.00$25.007/15/2010 10:11:50 AM
Richmp412$25.00$25.007/15/2010 11:52:00 AM
crw1950$50.00$50.007/15/2010 1:46:12 PM
triumphant-bonus$50.00$50.007/15/2010 3:34:26 PM
revenue-driver8$25.00$25.007/15/2010 4:16:37 PM
lawyervon$25.00$25.007/15/2010 11:33:08 AM
khamlagirl$25.00$25.007/15/2010 3:59:56 PM
bebeshor$25.00$25.007/15/2010 4:17:52 PM
jms1983$25.00$25.007/15/2010 4:36:10 PM
soular21804$25.00$25.007/15/2010 6:13:54 PM
QsDad$25.00$25.007/15/2010 8:31:27 PM
bear01$30.00$30.007/15/2010 10:16:57 PM
all_of_that_one$25.00$25.007/16/2010 4:20:34 AM
gothampark$25.00$25.007/15/2010 4:55:44 PM
Charmart$25.00$25.007/16/2010 2:44:32 AM
Pendruce$25.00$25.007/16/2010 7:07:03 AM
porwestco$25.00$25.007/16/2010 5:26:04 AM
hilsoon$25.00$25.007/16/2010 9:41:31 AM
stockpicker_jboy$25.00$25.007/16/2010 9:46:48 AM
rjsdsu$25.00$25.007/16/2010 9:48:53 AM
hunterMG$25.00$25.007/16/2010 11:49:37 AM
yield-quest$125.00$125.007/16/2010 12:02:14 PM
Jester8967$50.00$50.007/16/2010 9:06:28 AM
walkinsky$56.49$56.497/16/2010 1:41:01 PM
slwholesales$33.41$33.417/16/2010 1:55:59 PM
bankojerry$25.00$25.007/16/2010 3:14:34 PM
friendinmoney$25.00$25.007/16/2010 3:38:14 PM
LSolarte$35.00$35.007/16/2010 4:06:57 PM
dontletmoneyfoolya$50.00$50.007/16/2010 2:18:54 PM
192 bids
 
Borrower Payment Dependent Notes Series 465848
This series of Notes was issued and sold upon the funding of the borrower loan #43568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jul-12-2010 
  Auction end date:  Jul-19-2010 
 
Starting lender yield: 9.00% Starting borrower rate/APR: 10.00% / 10.34% Starting monthly payment: $64.53
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $61.85
 
Auction yield range: 2.93% - 9.00% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1995 Debt/Income ratio: 35%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 9 / 9Length of status:11y 1m
Credit score: 740-759 (Jun-2010) Total credit lines: 20 Occupation: Tradesman - Plumber
Now delinquent: 0 Revolving credit balance: $49,820Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 56%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: elevated-order3 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
To consolidate a high interest loan
Purpose of loan:
This loan will be used to? Pay off a high interest rate credit card. (23.99%)I will get a better rate and paid off in 3 years.
My financial situation:

I am a good candidate for this loan because?

I have good credit score and have never defaulted on a loan or late for a payment.

I have had my secure job for 11 years with public employment.

I have been thinking about prosper for some time now but just never joined up. Now I figure why not pay the interest to private investors instead of the credit card companies. I was married last year and we have been very serious on paying down our credit cards. We have paid down over 3000.00 in last 6 months.

I have no one to vouch for me on here because my state is not a lender state.
Th
Thank you for looking at my loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Raetha$25.00$25.007/12/2010 10:19:48 AM
Sykes66$25.00$25.007/12/2010 10:21:34 AM
halfpintc$25.00$25.007/12/2010 10:22:18 AM
ILfarmboy$39.68$39.687/12/2010 10:22:30 AM
bulldawg$25.00$12.767/12/2010 10:22:34 AM
durable-trade$25.00$25.007/12/2010 10:21:33 AM
nv$25.00$25.007/12/2010 10:22:29 AM
treasure-hunter270$25.00$25.007/12/2010 10:30:04 AM
ingenious-order783$25.00$25.007/12/2010 1:03:33 PM
julijask$35.00$35.007/13/2010 2:21:32 AM
surfsider123$25.00$25.007/14/2010 2:46:16 PM
octoberfresh$25.00$25.007/15/2010 7:45:24 AM
jchurchi$25.00$25.007/16/2010 10:00:46 AM
triumphant-bonus$34.00$34.007/16/2010 3:06:41 PM
JustLikeYou$25.00$25.007/16/2010 5:00:49 PM
surferracerskaterboy$50.00$50.007/16/2010 8:17:07 PM
Patrician$29.47$29.477/17/2010 1:33:02 PM
exchange-squirrel$25.00$25.007/17/2010 5:18:35 PM
malcolmreynolds$25.00$25.007/17/2010 6:16:24 PM
cebgop$25.00$25.007/17/2010 11:41:33 PM
green-agreement-animal$25.00$25.007/18/2010 3:23:53 AM
fallentimbers$25.00$25.007/18/2010 7:33:22 AM
eddievegas415$54.74$54.747/17/2010 9:53:00 PM
natural-affluence4$35.00$35.007/18/2010 6:59:38 PM
loanman2007$50.00$50.007/19/2010 5:11:36 AM
Richmp412$25.00$25.007/19/2010 9:08:28 AM
wild-orange$50.00$50.007/19/2010 9:45:23 AM
yield-blanket$25.00$25.007/12/2010 10:19:01 AM
jhuang617$26.10$26.107/12/2010 10:19:08 AM
Strato$25.00$25.007/12/2010 10:19:50 AM
trucklawyer$25.00$25.007/12/2010 10:20:45 AM
AgTiPinisher$25.00$25.007/12/2010 10:21:14 AM
Ellisdee$50.00$50.007/12/2010 10:22:33 AM
community-pipeline8$50.00$50.007/12/2010 10:18:11 AM
kid8549$25.00$25.007/12/2010 10:18:23 AM
dlshap$25.00$25.007/12/2010 10:18:49 AM
Billfred$25.00$25.007/12/2010 10:22:31 AM
bradny$25.00$25.007/12/2010 11:24:00 AM
wwwUniversal$25.00$25.007/12/2010 11:01:48 AM
ingenious-order783$25.00$25.007/12/2010 1:02:55 PM
principal-bull$25.00$25.007/13/2010 4:44:34 PM
CoolBreezeWarlord$25.00$25.007/13/2010 6:01:47 PM
Barrayaran$25.00$25.007/14/2010 4:59:36 AM
prainvestment$50.00$50.007/14/2010 7:39:13 AM
frankandirene$25.00$25.007/14/2010 4:55:34 PM
HealthAndSafety$100.00$100.007/14/2010 8:12:13 PM
The-Lighthouse-Group$25.00$25.007/15/2010 9:46:38 AM
ttnk62918$25.00$25.007/16/2010 12:48:56 PM
khamlagirl$25.00$25.007/16/2010 5:07:45 PM
OCmortgagebanker$35.00$35.007/16/2010 5:07:57 PM
GEOFFS3$25.00$25.007/16/2010 8:17:56 PM
Dollars4Rent$25.00$25.007/17/2010 9:06:34 AM
Dollars4Rent$25.00$25.007/17/2010 9:06:08 AM
faithful-steward$25.00$25.007/16/2010 10:00:33 PM
SchaeferJ$25.00$25.007/17/2010 1:11:39 PM
BankofBeth$25.00$25.007/17/2010 9:17:13 AM
casinvestments$25.00$25.007/18/2010 3:22:42 AM
PalmerTheEmbalmer$25.00$25.007/18/2010 1:58:21 PM
Cliffie83$25.00$25.007/18/2010 7:35:57 PM
best-generosity-financier$25.00$25.007/18/2010 9:29:17 PM
Charmart$25.00$25.007/19/2010 2:47:46 AM
barryb77$100.00$100.007/19/2010 6:13:03 AM
1phantom$48.25$48.257/19/2010 6:32:59 AM
Spkthewrd3$25.00$25.007/19/2010 5:51:41 AM
64 bids
 
Borrower Payment Dependent Notes Series 466174
This series of Notes was issued and sold upon the funding of the borrower loan #43535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-12-2010 
  Auction end date:  Jul-15-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $161.70
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $161.70
 
Auction yield range: 10.93% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1988 Debt/Income ratio: 9%
Basic (1-10): 8 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 8Length of status:6y 10m
Credit score: 640-659 (Jul-2010) Total credit lines: 29 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $9,001Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 54%  
Public records last 12m / 10y: 0/ 2 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: goal-finance3 Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Legal Fees & Dental Expense
Purpose of loan:
We need a legal retainer fee ($1000)?for a business my husband and former partners are dissolivng, and my son needs orthodontic work? ($2,880) which is not covered by insurance.

My financial situation:
I am a good candidate for this loan because I am very conscientious about paying my bills on time?and of the idea of peer to peer lending groups.?I tried to borrow from my credit union and while I am worthy of the credit, they will not make a loan for such a small amount and it makes no sense to me to take out a huge loan when I don't need that much.? Besides my income from employment, I have an investment property which nets me $400 a month after I have paid the mortgage and condo dues.? This property is on the market and I plan to pay off this loan, as well as many of my outstanding debt (if not all) once the unit has sold.?

Monthly net income: $ 4506

Monthly expenses: $ 2820
??Housing: $ 1010
??Insurance: $ 175
??Car expenses: $ 0
??Utilities: $ 125
??Phone, cable, internet: $ 120
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $?539??Other expenses: $ 250 - I have a 7 year old - anything can come up!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DER$50.00$50.007/12/2010 10:18:36 AM
Nickle-and-Dime-Loans$25.00$25.007/12/2010 10:19:17 AM
silverloan$25.00$25.007/12/2010 10:18:20 AM
suomynona$25.00$25.007/12/2010 10:21:05 AM
a-truth-upholder$50.00$50.007/12/2010 10:22:59 AM
NYLG$25.00$25.007/12/2010 10:22:22 AM
HamletTower$25.00$25.007/12/2010 10:23:31 AM
treasure-bliss$100.00$100.007/12/2010 10:27:42 AM
seisen$38.32$38.327/12/2010 10:29:01 AM
AF-Chief$28.00$28.007/12/2010 10:28:49 AM
papaloha$50.00$50.007/12/2010 10:21:11 AM
responsive-rate884$25.00$25.007/12/2010 10:32:16 AM
Comoparklender$40.00$40.007/12/2010 10:24:00 AM
sweetlan$25.00$25.007/12/2010 10:32:47 AM
cloudsrest$25.00$25.007/12/2010 10:32:31 AM
floridass$25.00$25.007/12/2010 10:32:43 AM
restech$25.00$25.007/12/2010 10:33:08 AM
loyalist1$50.00$50.007/12/2010 10:24:50 AM
Vreet$25.00$25.007/12/2010 10:33:21 AM
riproaringrapids$25.00$25.007/12/2010 10:34:02 AM
successful-euro$40.00$40.007/12/2010 10:34:10 AM
AlexTrep$25.00$25.007/12/2010 10:34:16 AM
thorough-exchange4$25.00$25.007/12/2010 10:34:44 AM
NomoredebtCA$50.00$50.007/12/2010 10:34:58 AM
SacramentoLoaners$25.00$25.007/12/2010 10:35:04 AM
parsec9$25.00$25.007/12/2010 10:40:47 AM
purdue98$25.00$25.007/12/2010 10:41:06 AM
bid-czar8$100.00$100.007/12/2010 10:31:55 AM
qwsd12$40.00$40.007/12/2010 10:32:14 AM
DDHMoney$25.00$25.007/12/2010 10:32:25 AM
lillian27$25.00$25.007/12/2010 10:32:38 AM
MylesNH$27.16$27.167/12/2010 10:32:41 AM
authoritative-platinum7$25.00$25.007/12/2010 10:33:36 AM
Katburg$25.00$25.007/12/2010 10:48:36 AM
head$25.00$25.007/12/2010 10:48:56 AM
moola-man$25.00$25.007/12/2010 10:49:01 AM
rescue$100.00$100.007/12/2010 10:49:05 AM
RMB-Investments$25.00$24.117/12/2010 10:50:35 AM
DeutscheBank$25.00$25.007/12/2010 10:48:48 AM
S-Master$25.00$25.007/12/2010 10:56:36 AM
enthusiastic-balance5$50.00$50.007/12/2010 10:50:22 AM
mercuriant$25.00$25.007/12/2010 11:01:38 AM
dollardave$100.00$100.007/12/2010 11:16:27 AM
JustMee$25.00$25.007/12/2010 5:56:27 PM
new-truth-chuckler$37.25$37.257/13/2010 1:48:02 PM
ethicalhumanist$25.00$25.007/13/2010 6:01:39 PM
green-rapid-openness$50.00$50.007/15/2010 6:50:11 AM
buffalobills$25.00$25.007/15/2010 7:30:01 AM
green-rapid-openness$50.00$50.007/15/2010 6:50:35 AM
kid8549$25.00$25.007/12/2010 10:18:47 AM
zone8$100.00$100.007/12/2010 10:17:48 AM
FASTIZIO_P$27.00$27.007/12/2010 10:20:10 AM
special-currency6$50.00$50.007/12/2010 10:22:55 AM
efficient-marketplace$50.00$50.007/12/2010 10:23:24 AM
brightest-asset-healer$25.00$25.007/12/2010 10:23:34 AM
transaction-eclipse$25.00$25.007/12/2010 10:24:44 AM
reinforced-revenue069$25.00$25.007/12/2010 10:24:58 AM
loot-heart$50.00$50.007/12/2010 10:25:11 AM
generous-deal6$25.00$25.007/12/2010 10:24:11 AM
Gibbyland$50.00$50.007/12/2010 10:25:05 AM
oldmora$35.53$35.537/12/2010 10:25:09 AM
Artist_Blue$25.00$25.007/12/2010 10:27:40 AM
Thylow$100.00$100.007/12/2010 10:28:23 AM
famous-bill$50.00$50.007/12/2010 10:28:38 AM
greenwell$25.00$25.007/12/2010 10:28:45 AM
Ocean713$50.00$50.007/12/2010 10:22:01 AM
turbolozano$25.00$25.007/12/2010 10:32:13 AM
LittlePiggyBank$25.00$25.007/12/2010 10:23:26 AM
nybanker85$50.00$50.007/12/2010 10:32:20 AM
top-historic-peso$26.00$26.007/12/2010 10:31:59 AM
clean-pound2$50.00$50.007/12/2010 10:32:28 AM
resource777$50.00$50.007/12/2010 10:32:34 AM
villagers$25.00$25.007/12/2010 10:32:44 AM
tkr2$25.00$25.007/12/2010 10:24:38 AM
GreenNotes$26.63$26.637/12/2010 10:24:41 AM
payment-gusto$25.00$25.007/12/2010 10:33:11 AM
pfarrokh$50.00$50.007/12/2010 10:25:04 AM
GatorBux$25.00$25.007/12/2010 10:25:07 AM
fortress767$25.00$25.007/12/2010 10:34:04 AM
pound-flow$25.00$25.007/12/2010 10:33:58 AM
InvestorPartners$25.00$25.007/12/2010 10:34:32 AM
cash-spark3$50.00$50.007/12/2010 10:34:39 AM
svandgts$25.00$25.007/12/2010 10:40:51 AM
hgmlp$25.00$25.007/12/2010 10:40:57 AM
stock106$25.00$25.007/12/2010 10:41:03 AM
greenback-amplifier$25.00$25.007/12/2010 10:41:10 AM
ChuckieG$50.00$50.007/12/2010 10:40:55 AM
supreme-bonus0$25.00$25.007/12/2010 10:31:53 AM
first-restless-payout$50.00$50.007/12/2010 10:33:28 AM
icchok$50.00$50.007/12/2010 10:33:39 AM
fuzed$30.00$30.007/12/2010 10:34:07 AM
thedreamer$25.00$25.007/12/2010 10:48:43 AM
money-bauble$100.00$100.007/12/2010 10:48:57 AM
loan-genie88$25.00$25.007/12/2010 10:49:33 AM
IntrepidInvestment$50.00$50.007/12/2010 10:49:35 AM
brother_tam$50.00$50.007/12/2010 10:50:32 AM
kind-adventurous-finance$30.00$30.007/12/2010 10:49:36 AM
kmr2$100.00$100.007/12/2010 10:50:28 AM
top-courteous-peso$25.00$25.007/12/2010 10:56:01 AM
wwwUniversal$25.00$25.007/12/2010 10:55:41 AM
Streamfeeder$25.00$25.007/12/2010 11:00:52 AM
Wachocia$25.00$25.007/12/2010 4:12:04 PM
foothillender$25.00$25.007/13/2010 6:34:38 AM
market-pudding$25.00$25.007/13/2010 10:55:22 AM
Uylsses$100.00$100.007/13/2010 4:48:58 PM
105 bids
 
Borrower Payment Dependent Notes Series 466250
This series of Notes was issued and sold upon the funding of the borrower loan #43538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-13-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $159.46
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1991 Debt/Income ratio: 32%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:7y 9m
Credit score: 740-759 (Jul-2010) Total credit lines: 17 Occupation: Food Service Manage...
Now delinquent: 0 Revolving credit balance: $10,118Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 66%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: DR1500 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 24 ( 100% ) 740-759 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
700-719 (Jun-2008)
600-619 (Dec-2007)
 
Principal balance: $2,843.98 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
IVF for pregnancy
Purpose of loan:
This loan will be used to help supplement the cost of IVF
My financial situation:
I have had a prosper loan for the last two years and have never been late
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kid8549$25.00$25.007/13/2010 4:12:33 PM
community-pipeline8$50.00$50.007/13/2010 4:12:12 PM
impartial-deal$25.00$25.007/13/2010 4:17:29 PM
DonaldColorado$25.00$25.007/13/2010 4:18:12 PM
Artist_Blue$25.00$25.007/13/2010 4:18:40 PM
bid-czar8$100.00$100.007/13/2010 4:19:00 PM
Ocean713$50.00$50.007/13/2010 4:22:18 PM
Rysterola82$25.00$25.007/13/2010 4:19:39 PM
simplelender80$100.00$100.007/13/2010 4:25:12 PM
treasure-hunter270$25.00$25.007/13/2010 4:26:22 PM
mlopez2007$25.00$25.007/13/2010 4:26:37 PM
Preferred-Lender$25.00$25.007/13/2010 4:23:36 PM
munnu$25.00$25.007/13/2010 4:11:39 PM
moneyfriend$50.00$50.007/13/2010 4:28:34 PM
SNH$75.00$75.007/13/2010 4:28:49 PM
BlindProphet$25.00$25.007/13/2010 4:29:01 PM
bchen78875$50.00$50.007/13/2010 4:29:07 PM
Carpetkid$50.00$50.007/13/2010 4:32:45 PM
ray1051$50.00$50.007/13/2010 4:33:27 PM
hookUup$25.00$25.007/13/2010 4:33:59 PM
moola-man$50.00$50.007/13/2010 4:32:35 PM
rescue$50.00$50.007/13/2010 4:33:03 PM
Comoparklender$50.00$50.007/13/2010 4:33:10 PM
Ivan2007$50.00$50.007/13/2010 4:38:52 PM
credit-investor5$39.10$39.107/13/2010 4:37:35 PM
tekkie2412$50.00$50.007/13/2010 4:25:29 PM
the_winning_ticket$35.00$35.007/13/2010 4:38:42 PM
reinforced-reward$25.00$25.007/13/2010 4:41:46 PM
tntmojave$25.00$25.007/13/2010 4:27:31 PM
studious-bonus7$100.00$100.007/13/2010 4:43:35 PM
personal-lender$25.00$25.007/13/2010 4:43:07 PM
qtmspin$25.00$25.007/13/2010 4:44:41 PM
skvat$25.00$25.007/13/2010 4:33:35 PM
Havana21$25.00$25.007/13/2010 4:33:42 PM
objective-investor$100.00$100.007/13/2010 4:47:07 PM
j2ee$25.00$25.007/13/2010 4:34:11 PM
kulender$50.00$50.007/13/2010 4:36:11 PM
Prosp_Lender$50.00$50.007/13/2010 4:47:39 PM
djs81$50.00$50.007/13/2010 4:37:12 PM
unclejaef$25.00$25.007/13/2010 4:37:14 PM
jdrez$25.00$25.007/13/2010 4:48:59 PM
jasperpants$25.00$25.007/13/2010 4:39:24 PM
Katburg$50.00$50.007/13/2010 4:39:53 PM
cyberie21$40.00$40.007/13/2010 4:49:52 PM
serpentine$50.00$50.007/13/2010 4:40:22 PM
Tasmir$25.00$25.007/13/2010 4:52:06 PM
thedoctor$90.00$90.007/13/2010 4:52:38 PM
kmwvma$25.00$25.007/13/2010 4:53:01 PM
julijask$25.00$25.007/13/2010 4:53:07 PM
sensible-order2$25.00$25.007/13/2010 4:51:56 PM
anakinsolo$25.00$25.007/13/2010 4:52:05 PM
gold-heaven9$25.00$25.007/13/2010 4:54:44 PM
langdonx$25.00$25.007/13/2010 4:53:03 PM
museic1$25.00$25.007/13/2010 4:53:11 PM
Aberdeen$400.00$400.007/13/2010 4:55:12 PM
enthralling-deal180$100.00$100.007/13/2010 4:46:44 PM
important-ore$50.00$50.007/13/2010 4:47:27 PM
wwwUniversal$25.00$25.007/13/2010 5:09:10 PM
blue-euro-entrepreneur$25.00$25.007/13/2010 4:50:25 PM
buckyhead2000$25.00$25.007/13/2010 4:52:59 PM
pbandjb$25.00$25.007/13/2010 4:53:09 PM
successful-euro$75.00$75.007/13/2010 4:17:18 PM
nybanker85$75.00$75.007/13/2010 4:18:09 PM
kenji4861$25.00$25.007/13/2010 4:18:52 PM
riproaringrapids$25.00$25.007/13/2010 4:19:47 PM
orgy63$25.00$25.007/13/2010 4:26:10 PM
interest-jedi0$50.00$50.007/13/2010 4:27:16 PM
proper-p2p6$100.00$100.007/13/2010 4:28:00 PM
jangalt$72.00$72.007/13/2010 4:25:40 PM
bountiful-durability$50.00$50.007/13/2010 4:33:20 PM
dlshap$25.00$25.007/13/2010 4:21:00 PM
generous-deal6$25.00$25.007/13/2010 4:36:27 PM
blue-useful-auction$25.00$25.007/13/2010 4:36:48 PM
antlr$25.00$25.007/13/2010 4:34:42 PM
Jassi$25.00$25.007/13/2010 4:37:29 PM
NATIVEBORN$25.00$25.007/13/2010 4:37:19 PM
engaging-worth$25.00$25.007/13/2010 4:37:32 PM
reueljw$25.00$25.007/13/2010 4:41:49 PM
inspired-contract9$50.00$50.007/13/2010 4:27:50 PM
meenan$25.00$25.007/13/2010 4:28:13 PM
jazzlender$25.00$25.007/13/2010 4:31:01 PM
degster$25.00$25.007/13/2010 4:31:28 PM
anders94$25.00$25.007/13/2010 4:45:35 PM
delicious-social132$40.00$40.007/13/2010 4:34:10 PM
FirstBank$100.00$100.007/13/2010 4:48:42 PM
majormoves1$25.00$25.007/13/2010 4:37:01 PM
money-bauble$100.00$100.007/13/2010 4:37:10 PM
auction-sage$25.00$25.007/13/2010 4:48:05 PM
dinero-philosopher3$25.00$25.007/13/2010 4:48:26 PM
johngaltline$25.00$25.007/13/2010 4:50:18 PM
FlexFunding$73.07$73.077/13/2010 4:50:58 PM
rbc_ventures$25.00$25.007/13/2010 4:39:18 PM
greenwell$174.61$174.617/13/2010 4:50:27 PM
JJS180$25.00$25.007/13/2010 4:53:04 PM
Apeman00$25.00$25.007/13/2010 4:53:19 PM
morpholog$25.00$25.007/13/2010 4:52:36 PM
naniamo$25.00$25.007/13/2010 4:52:39 PM
YellowJacket$25.00$25.007/13/2010 4:52:46 PM
brightest-breathtaking-finance$100.00$100.007/13/2010 4:44:24 PM
Koorblow$100.00$67.567/13/2010 4:54:58 PM
tech310$100.00$100.007/13/2010 4:44:34 PM
villagers$25.00$25.007/13/2010 4:45:53 PM
ichibon$100.00$100.007/13/2010 4:46:04 PM
reward-motion$33.66$33.667/13/2010 4:47:56 PM
thestartuplender$35.00$35.007/13/2010 4:50:43 PM
alexstar$25.00$25.007/13/2010 4:52:49 PM
TK4$25.00$25.007/13/2010 4:53:13 PM
benefit-judo5$50.00$50.007/13/2010 4:54:10 PM
108 bids
 
Borrower Payment Dependent Notes Series 466340
This series of Notes was issued and sold upon the funding of the borrower loan #43562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jul-14-2010 
  Auction end date:  Jul-14-2010 
 
Starting lender yield: 6.10% Starting borrower rate/APR: 7.10% / 7.44% Starting monthly payment: $30.92
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $30.92
 
Auction yield range: 2.93% - 6.10% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1993 Debt/Income ratio: 24%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Part-time employee
Enhanced (1-5):4 Current / open credit lines: 3 / 3Length of status:1y 11m
Credit score: 720-739 (Jul-2010) Total credit lines: 12 Occupation: Student - College S...
Now delinquent: 0 Revolving credit balance: $5,308Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 21%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: likeable-wealth0 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off financial oversight.
Purpose of loan:
This loan will be used to pay bills and credit cards off. This loan will allow for additional time needed to get things figured out and to create a more stable financial environment.

My financial situation:
I am a good candidate for this loan because I keep up with monthly payments on credit cards and loans. I understand the importance of making sure to keep up with payments and the effects that missed payments have on credit score. I also understand the importance of keeping up to date with loans and credit cards and keeping a clear line of communication with loan providers.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
munnu$25.00$25.007/14/2010 5:13:25 PM
kenji4861$25.00$25.007/14/2010 5:13:48 PM
riproaringrapids$25.00$25.007/14/2010 5:13:46 PM
tntmojave$25.00$25.007/14/2010 5:14:53 PM
community-pipeline8$50.00$50.007/14/2010 5:13:29 PM
Ocean713$50.00$50.007/14/2010 5:14:07 PM
tekkie2412$50.00$50.007/14/2010 5:14:31 PM
treasure-hunter270$25.00$25.007/14/2010 5:14:40 PM
mlopez2007$25.00$25.007/14/2010 5:14:44 PM
kid8549$25.00$25.007/14/2010 5:13:33 PM
dlshap$25.00$25.007/14/2010 5:14:02 PM
investment-network$25.00$25.007/14/2010 5:14:36 PM
inspired-contract9$50.00$50.007/14/2010 5:14:58 PM
successful-euro$75.00$75.007/14/2010 5:13:39 PM
Ivan2007$25.00$25.007/14/2010 5:13:54 PM
Preferred-Lender$25.00$25.007/14/2010 5:14:11 PM
simplelender80$100.00$100.007/14/2010 5:14:29 PM
jangalt$72.00$72.007/14/2010 5:14:33 PM
orgy63$25.00$25.007/14/2010 5:14:38 PM
interest-jedi0$50.00$50.007/14/2010 5:14:48 PM
proper-p2p6$100.00$93.007/14/2010 5:15:02 PM
RandyL3$25.00$25.007/14/2010 5:25:56 PM
blot44$25.00$25.007/14/2010 5:37:22 PM
julijask$35.00$35.007/14/2010 5:26:03 PM
wwwUniversal$25.00$25.007/14/2010 5:27:05 PM
25 bids
 
Borrower Payment Dependent Notes Series 466512
This series of Notes was issued and sold upon the funding of the borrower loan #43582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-13-2010 
  Auction end date:  Jul-16-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 12.75% Starting monthly payment: $31.89
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 12.75% Final monthly payment: $31.89
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1998 Debt/Income ratio: 45%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 7Length of status:4y 11m
Credit score: 700-719 (Jul-2010) Total credit lines: 11 Occupation: Laborer
Now delinquent: 0 Revolving credit balance: $11,572Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 37%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: champ95 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards and bills
Purpose of loan:
This loan will be used to pay off a number of credit cards that all have low balances so i can have one payment instead of many.

My financial situation:
I am a good candidate for this loan because I will pay it.? I have always made all of my credit card payments and bill payments. ? I don't owe anything that I don't pay.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Buffer10$200.00$200.007/13/2010 4:11:24 PM
community-pipeline8$50.00$50.007/13/2010 4:12:06 PM
kid8549$25.00$25.007/13/2010 4:12:41 PM
DonaldColorado$25.00$12.977/13/2010 4:18:23 PM
successful-euro$75.00$75.007/13/2010 4:17:11 PM
logical-loyalty0$25.00$25.007/13/2010 4:18:11 PM
MM1207$25.00$25.007/13/2010 4:11:46 PM
peruse$25.00$25.007/13/2010 4:16:19 PM
nybanker85$75.00$75.007/13/2010 4:18:06 PM
market-assembler$50.00$50.007/13/2010 5:07:29 PM
cloud8$30.00$30.007/14/2010 2:39:40 PM
focused-dime8$25.00$25.007/15/2010 4:54:35 AM
stephen_c01$25.00$25.007/15/2010 3:37:02 PM
rome1426$25.00$25.007/16/2010 1:06:40 AM
pnace$25.00$25.007/13/2010 4:11:43 PM
munnu$25.00$25.007/13/2010 4:11:34 PM
a-finance-nirvana$25.00$25.007/13/2010 4:16:25 PM
jdrez$25.00$25.007/13/2010 4:17:04 PM
reward-walnut$25.00$25.007/13/2010 4:12:04 PM
outofoffice$50.00$50.007/14/2010 1:54:43 PM
interstellar$50.00$50.007/14/2010 2:03:38 PM
Pickmar$25.00$25.007/14/2010 11:28:13 AM
HealthAndSafety$50.00$50.007/14/2010 8:16:45 PM
brginhuntr$32.03$32.037/16/2010 7:52:38 AM
24 bids
 
Borrower Payment Dependent Notes Series 466698
This series of Notes was issued and sold upon the funding of the borrower loan #43573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jul-14-2010 
  Auction end date:  Jul-15-2010 
 
Starting lender yield: 12.85% Starting borrower rate/APR: 13.85% / 16.01% Starting monthly payment: $204.63
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $204.63
 
Auction yield range: 5.93% - 12.85% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2003 Debt/Income ratio: 17%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 12Length of status:2y 8m
Credit score: 720-739 (Jul-2010) Total credit lines: 21 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $13,416Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 55%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: gbimports Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 42 ( 100% ) 720-739 (Latest)
Principal borrowed: $17,500.00< 31 days late: 0 ( 0% )  
720-739 (Dec-2009)
700-719 (Oct-2009)
640-659 (Sep-2009)
600-619 (Aug-2008)
 
Principal balance: $6,562.20 31+ days late: 0 ( 0% )
Total payments billed: 42  
Description
refinance my first loan
Purpose of loan:
This loan will be used to pay of my first loan with a higher rate

My financial situation:
I am a good candidate for this loan because I always pay on time and I am on top of my credit score and I am on my way to become debt free.

Monthly net income: $? 6000.00

Monthly expenses: $
??Housing: $? 1500
??Insurance: $ 200
??Car expenses: $ 430
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $? 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1500
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.007/14/2010 5:16:00 PM
tech310$50.00$50.007/14/2010 5:16:04 PM
rescue$50.00$50.007/14/2010 5:16:37 PM
Comoparklender$50.00$50.007/14/2010 5:16:43 PM
brightest-breathtaking-finance$100.00$100.007/14/2010 5:20:29 PM
delicious-social132$35.00$35.007/14/2010 5:20:51 PM
anders94$25.00$25.007/14/2010 5:21:26 PM
generous-deal6$25.00$25.007/14/2010 5:23:04 PM
Pulchritudinous$25.00$25.007/14/2010 5:22:23 PM
important-ore$50.00$50.007/14/2010 5:22:32 PM
kulender$25.00$25.007/14/2010 5:24:22 PM
Koorblow$100.00$100.007/14/2010 5:24:45 PM
mpatrick$25.00$25.007/14/2010 5:26:10 PM
cash-vault$25.00$25.007/14/2010 5:26:16 PM
bountiful-durability$50.00$50.007/14/2010 5:26:19 PM
Banker7371$25.00$25.007/14/2010 5:27:26 PM
treasure-hunter270$25.00$25.007/14/2010 5:19:54 PM
personal-lender$25.00$25.007/14/2010 5:20:06 PM
nybanker85$38.92$38.927/14/2010 5:35:26 PM
successful-euro$30.00$30.007/14/2010 5:35:00 PM
Finspons$25.00$25.007/14/2010 6:03:01 PM
create42xn$50.00$50.007/14/2010 6:16:32 PM
objective-investor$100.00$100.007/14/2010 5:22:14 PM
riproaringrapids$25.00$25.007/14/2010 5:51:28 PM
Prosp_Lender$50.00$50.007/14/2010 5:22:38 PM
Aberdeen$500.00$500.007/14/2010 5:57:01 PM
Kissabledevil$25.00$25.007/14/2010 7:00:34 PM
a-finance-nirvana$25.00$25.007/14/2010 8:12:48 PM
RedCentre$500.00$500.007/14/2010 5:25:05 PM
MLMarine$25.00$25.007/14/2010 5:26:49 PM
Bio-physicist$25.00$25.007/14/2010 10:06:24 PM
Havana21$75.00$75.007/14/2010 10:51:18 PM
thoughtful-community7$25.00$25.007/14/2010 11:26:20 PM
worth-arch$25.00$25.007/14/2010 11:41:21 PM
Airthus$25.00$25.007/14/2010 11:36:25 PM
attractive-rate$25.00$25.007/15/2010 3:21:16 AM
Aberdeen$400.00$400.007/14/2010 5:57:05 PM
treasure-bliss$25.00$25.007/15/2010 4:51:17 AM
jaynlana$25.00$25.007/15/2010 6:17:01 AM
Katburg$31.59$5.617/15/2010 6:41:59 AM
j2ee$25.00$25.007/14/2010 8:11:38 PM
Debt-free-Southern-California$25.00$25.007/14/2010 8:15:57 PM
special-currency6$25.00$25.007/14/2010 8:56:25 PM
Marathoner$25.00$25.007/14/2010 9:36:28 PM
the-transaction-stronghold$25.00$25.007/14/2010 11:26:18 PM
american6$25.00$25.007/14/2010 11:41:22 PM
blackstar$25.00$25.007/15/2010 4:32:38 AM
loot-heart$32.42$32.427/15/2010 4:41:23 AM
MoneyForNothing$73.49$73.497/15/2010 6:29:22 AM
qtmspin$25.00$25.007/14/2010 5:20:48 PM
ichibon$100.00$100.007/14/2010 5:21:39 PM
villagers$25.00$25.007/14/2010 5:21:32 PM
FirstBank$100.00$100.007/14/2010 5:23:11 PM
jdrez$25.00$25.007/14/2010 5:23:18 PM
thestartuplender$35.00$35.007/14/2010 5:24:10 PM
ray1051$25.00$25.007/14/2010 5:16:09 PM
munnu$25.00$25.007/14/2010 5:24:29 PM
ddog0224$25.00$25.007/14/2010 5:24:58 PM
reinforced-revenue069$25.00$25.007/14/2010 5:25:31 PM
studious-bonus7$100.00$100.007/14/2010 5:19:43 PM
Thylow$25.00$25.007/14/2010 5:34:55 PM
bid-czar8$100.00$100.007/14/2010 5:35:20 PM
kmr2$250.00$250.007/14/2010 5:34:57 PM
ethicalhumanist$25.00$25.007/14/2010 5:35:13 PM
moola-man$30.00$30.007/14/2010 5:21:29 PM
brightest-affluence-motivator$25.00$25.007/14/2010 5:51:29 PM
Aberdeen$400.00$400.007/14/2010 5:57:14 PM
enthusiastic-balance5$25.00$25.007/14/2010 6:16:31 PM
enthralling-deal180$100.00$100.007/14/2010 5:22:00 PM
wanna-help$25.00$25.007/14/2010 6:42:06 PM
Ocean713$50.00$50.007/14/2010 5:23:29 PM
blue-useful-auction$25.00$25.007/14/2010 7:34:46 PM
radforj22$25.00$25.007/14/2010 8:11:36 PM
MSME$50.00$50.007/14/2010 5:25:13 PM
first-upright-payout$25.00$25.007/14/2010 5:26:37 PM
top-courteous-peso$250.00$250.007/14/2010 5:27:32 PM
uncleharold$35.00$35.007/14/2010 11:41:17 PM
overflowinglife$25.00$25.007/14/2010 11:26:20 PM
Georgia_Boy$25.00$25.007/15/2010 3:21:18 AM
Aberdeen$400.00$400.007/14/2010 5:57:02 PM
OrcaFIN$25.00$25.007/15/2010 4:21:15 AM
market-walnut5$28.30$28.307/15/2010 4:47:17 AM
wwwUniversal$25.00$25.007/15/2010 6:26:52 AM
calbertrand$150.00$150.007/15/2010 7:13:38 AM
forthright-principal2$25.00$25.007/15/2010 7:16:21 AM
trustworthy-fairness$50.00$50.007/14/2010 8:51:31 PM
FinanceEngine$25.00$25.007/14/2010 8:55:59 PM
enriching-fund4$30.26$30.267/14/2010 11:06:16 PM
Jerry44$26.00$26.007/15/2010 3:56:23 AM
forthright-trade$25.00$25.007/15/2010 5:26:27 AM
social-conductor4$25.00$25.007/15/2010 6:26:19 AM
91 bids
 
Borrower Payment Dependent Notes Series 466822
This series of Notes was issued and sold upon the funding of the borrower loan #43491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,150.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-16-2010 
  Auction end date:  Jul-18-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $167.76
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $167.76
 
Auction yield range: 10.93% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2007 Debt/Income ratio: 11%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 5Length of status:6y 6m
Credit score: 680-699 (Jul-2010) Total credit lines: 6 Occupation: Other
Now delinquent: 0 Revolving credit balance: $2,284Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 32%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: visionary-loot Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Just want to be with the man I love
Purpose of loan:
This loan will be used to?To pay off a few debts then he can buy a plane ticket to be with me and we can get married. This is our chance for happiness.? I have been a widow for 12 years and I am ready to happy and married again. We really love each and we just want to be together.? But for us to be together we need a little help getting there.? We have already cut back and asking for less.?
My financial situation:
I am a good candidate for this loan because??I have no?children at home.? I live by myself, so my needs are not high.? I work from home for my company so I don't have car expense other then?gas for a month for?local travel.? I am able to work overtime so I can make more then my normal net income.??Once he is able to get here, then we will have two incomes and this can be paid back easily.?

Monthly net income: $ 1600.00

Monthly expenses: $ 1052..00
??Housing: $ 232.
??Insurance: $ 50
??Car expenses: $ 20
??Utilities: $ 100
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 300
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DeutscheBank$25.00$25.007/16/2010 4:58:11 PM
worth-jedi5$25.00$25.007/16/2010 4:59:12 PM
pixeldave$50.00$50.007/16/2010 5:01:24 PM
purdue98$25.00$25.007/16/2010 4:58:02 PM
ThatDanGuy$30.00$30.007/16/2010 4:59:17 PM
successful-euro$30.00$30.007/16/2010 5:11:40 PM
principal-kangaroo$25.00$25.007/16/2010 5:07:56 PM
Ocean713$50.00$50.007/16/2010 5:14:35 PM
picklesforarthur$25.00$25.007/16/2010 5:09:22 PM
IIP77$25.00$25.007/16/2010 5:11:20 PM
RMB-Investments$25.00$25.007/16/2010 5:17:05 PM
ferocious-exchange3$25.00$25.007/16/2010 5:17:11 PM
personal-lender$25.00$25.007/16/2010 5:17:30 PM
kidsskipp$25.00$25.007/16/2010 5:14:14 PM
special-currency6$50.00$50.007/16/2010 5:14:38 PM
first-upright-payout$25.00$25.007/16/2010 5:18:21 PM
Rattlehead$25.00$25.007/16/2010 5:18:28 PM
sweetlan$25.00$25.007/16/2010 5:15:16 PM
desertoasis$25.00$25.007/16/2010 5:19:16 PM
contract-giant$25.00$25.007/16/2010 5:19:21 PM
rescue$100.00$100.007/16/2010 5:16:46 PM
thestartuplender$35.00$35.007/16/2010 5:17:16 PM
simplelender80$50.00$50.007/16/2010 5:17:24 PM
Pman$25.00$25.007/16/2010 5:17:37 PM
exchange-synapse$50.00$50.007/16/2010 5:20:40 PM
FeedTheMachine$100.00$100.007/16/2010 5:18:42 PM
GInBaghdad$25.00$25.007/16/2010 5:19:19 PM
emphatic-deal5$40.00$40.007/16/2010 5:20:28 PM
social-conductor4$25.00$25.007/16/2010 5:08:20 PM
versatile-platinum4$25.00$25.007/16/2010 5:08:44 PM
mercuriant$25.00$25.007/16/2010 5:24:50 PM
zone8$100.00$100.007/16/2010 5:14:23 PM
generous-deal6$25.00$25.007/16/2010 5:14:45 PM
payment-gusto$25.00$25.007/16/2010 5:15:21 PM
thedreamer$25.00$25.007/16/2010 5:16:42 PM
enthusiastic-balance5$50.00$50.007/16/2010 5:16:55 PM
brother_tam$50.00$50.007/16/2010 5:17:01 PM
tech310$75.00$75.007/16/2010 5:17:20 PM
orderly-leverage$30.00$30.007/16/2010 5:18:35 PM
vibraphone3$50.00$50.007/16/2010 5:20:25 PM
BroncoNaug$25.00$25.007/16/2010 5:20:38 PM
wwwUniversal$25.00$25.007/16/2010 5:24:34 PM
foothillender$25.00$25.007/17/2010 6:37:08 AM
hmarquiss4$50.00$50.007/16/2010 6:57:56 PM
cards4u$145.80$145.807/17/2010 8:23:49 AM
KrisKringle$50.00$50.007/17/2010 10:36:35 AM
S-Master$25.00$25.007/17/2010 1:58:51 PM
principal-bull$25.00$25.007/17/2010 5:24:44 PM
dedicated-diversification5$35.85$35.857/16/2010 4:58:07 PM
punctual-kindness3$25.00$25.007/16/2010 5:10:06 PM
bullish2bearish$35.00$35.007/16/2010 5:01:12 PM
cash-spark3$25.00$25.007/16/2010 5:12:36 PM
aFro$25.00$25.007/16/2010 5:07:29 PM
authoritative-platinum7$25.00$25.007/16/2010 5:15:33 PM
AF-Chief$28.00$28.007/16/2010 5:11:37 PM
villagers$25.00$25.007/16/2010 5:15:13 PM
delivery$25.00$25.007/16/2010 5:19:10 PM
rhin0cerx$50.00$50.007/16/2010 5:19:22 PM
kmr2$100.00$100.007/16/2010 5:16:58 PM
bold-special-peace7$49.00$33.357/16/2010 5:20:42 PM
easybreezy$25.00$25.007/16/2010 5:18:48 PM
bnlforever$25.00$25.007/16/2010 5:19:09 PM
life-is-great$25.00$25.007/16/2010 5:19:26 PM
Schu$50.00$50.007/16/2010 5:00:26 PM
ryanplays311$25.00$25.007/16/2010 5:09:55 PM
tsclend07$25.00$25.007/16/2010 5:30:33 PM
Comoparklender$25.00$25.007/16/2010 5:11:33 PM
Wellman$100.00$100.007/16/2010 5:13:53 PM
Buffer10$100.00$100.007/16/2010 5:14:01 PM
FASTIZIO_P$27.00$27.007/16/2010 5:14:26 PM
first-restless-payout$50.00$50.007/16/2010 5:15:25 PM
circustab$50.00$50.007/16/2010 8:57:20 PM
soulful-truth$1,000.00$1,000.007/16/2010 5:18:25 PM
jengachamp$25.00$25.007/16/2010 5:18:32 PM
intelligent-yield$25.00$25.007/16/2010 5:18:39 PM
asmithj$50.00$50.007/16/2010 5:19:07 PM
israel15$25.00$25.007/16/2010 5:19:25 PM
market-pudding$25.00$25.007/16/2010 7:45:50 PM
top-courteous-peso$25.00$25.007/17/2010 2:31:40 PM
Moneypenny6$30.00$30.007/17/2010 12:23:21 PM
marwadi-62$100.00$100.007/17/2010 7:43:08 PM
81 bids
 
Borrower Payment Dependent Notes Series 419745
This series of Notes was issued and sold upon the funding of the borrower loan #43547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-08-2010 
  Auction end date:  Jul-09-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $63.79
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $63.79
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2002 Debt/Income ratio: Not calculated
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 14Length of status:1y 1m
Credit score: 720-739 (Jul-2010) Total credit lines: 28 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $7,871Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 37%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: loot-hunter Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off some credit cards
I am presently looking to pay off a credit card which I have been paying $100/month towards (above the minimum). I have around $2000 on it and it is with Chase Bank. At the time I took it out the interest rate was reasonable. The $2000 was used for recent home repairs including a new hot water tank.

I have never missed a payment on any of my accounts and have a good job in sales. I have been in sales for four years now since finishing my Bachelor's degree in 2006. I am also taking courses toward a professional designation.

In addition to my income from my job I also have two rental units both in one year leases, one renewed for August, the other until January 2011.


A brief rundown of my monthly payments:

$900 mortgage, taxes and insurance on rental duplex
$400 housing expenses (split with girlfriend in her duplex)
$100 auto insurance (my car a 2003 Ford Escape is paid off)
$100 food
$100 gas
$200 loan for a remodel done three years ago when I bought my house (2007, 5 yr loan)
$100 miscellaneous expenses
$65 whole life insurance premium
$100 for current credit card payment (to be replaced by this loan)
$2065 total payments.

$625 Upper unit rental income
$625 lower unit rental income
$1250 total rental income

$1500 Average after tax monthly income from current commission based job

$2750 Total approximate after tax monthly income
$2065 approximate total monthly payments

$685 In additional income for savings and incidentals


My rental property brings in
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DonaldColorado$25.00$25.007/8/2010 4:02:01 PM
fairwealth$25.00$25.007/8/2010 4:02:36 PM
riproaringrapids$25.00$25.007/8/2010 4:04:06 PM
pbandjb$25.00$25.007/8/2010 4:04:35 PM
bountiful-durability$100.00$100.007/8/2010 4:05:46 PM
bid-czar8$100.00$100.007/8/2010 4:06:01 PM
inventive-exchange$25.00$25.007/8/2010 4:07:46 PM
chipperjohnson$50.00$50.007/8/2010 4:07:54 PM
thedoctor$58.81$58.817/8/2010 4:08:06 PM
loot-heart$50.00$50.007/8/2010 4:09:48 PM
treasure-hunter270$25.00$25.007/8/2010 4:09:51 PM
interest-jedi0$50.00$50.007/8/2010 4:09:55 PM
tntmojave$25.00$25.007/8/2010 4:09:58 PM
dharma1$25.00$25.007/8/2010 4:05:43 PM
sandeepPR$25.00$25.007/8/2010 4:07:40 PM
synergy4all$25.00$25.007/8/2010 4:07:48 PM
KeepOnRunning$50.00$50.007/8/2010 4:07:58 PM
studious-bonus7$50.00$50.007/8/2010 4:10:04 PM
american6$25.00$25.007/8/2010 4:10:07 PM
Katburg$50.00$50.007/8/2010 4:01:45 PM
lincs$25.00$25.007/8/2010 4:01:55 PM
nybanker85$50.00$50.007/8/2010 4:07:35 PM
haven001$25.00$25.007/8/2010 4:07:44 PM
ebusinessagent$25.00$25.007/8/2010 4:08:04 PM
reueljw$25.00$25.007/8/2010 4:08:09 PM
tekkie2412$50.00$50.007/8/2010 4:09:36 PM
the-transaction-stronghold$50.00$50.007/8/2010 4:09:45 PM
inspired-contract9$50.00$14.197/8/2010 4:10:17 PM
orderly-loot$25.00$25.007/8/2010 4:04:03 PM
kenji4861$25.00$25.007/8/2010 4:05:48 PM
Comoparklender$30.00$30.007/8/2010 4:05:51 PM
OldestBrother$50.00$50.007/8/2010 4:07:45 PM
atlaaron$25.00$25.007/8/2010 4:07:47 PM
all_of_that_one$25.00$25.007/8/2010 4:08:00 PM
head$25.00$25.007/8/2010 4:08:13 PM
jangalt$72.00$72.007/8/2010 4:09:42 PM
rescue$250.00$250.007/8/2010 4:05:09 PM
mrzz$25.00$25.007/8/2010 4:07:56 PM
reinforced-reward$25.00$25.007/8/2010 4:08:01 PM
simplelender80$100.00$100.007/8/2010 4:09:33 PM
mlopez2007$25.00$25.007/8/2010 4:09:54 PM
Rysterola82$25.00$25.007/8/2010 4:01:38 PM
serpentine$50.00$50.007/8/2010 4:05:02 PM
ArmstrongVentures$25.00$25.007/8/2010 4:07:43 PM
airon7$25.00$25.007/8/2010 4:07:50 PM
Hoov$25.00$25.007/8/2010 4:08:10 PM
personal-lender$25.00$25.007/8/2010 4:09:25 PM
orgy63$25.00$25.007/8/2010 4:09:49 PM
48 bids
 
Borrower Payment Dependent Notes Series 464721
This series of Notes was issued and sold upon the funding of the borrower loan #43458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jun-30-2010 
  Auction end date:  Jul-07-2010 
 
Starting lender yield: 8.30% Starting borrower rate/APR: 9.30% / 9.64% Starting monthly payment: $367.30
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $367.30
 
Auction yield range: 2.98% - 8.30% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1985 Debt/Income ratio: 27%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 10Length of status:10y 1m
Credit score: 800-819 (Jun-2010) Total credit lines: 22 Occupation: Nurse's Aide
Now delinquent: 0 Revolving credit balance: $23,558Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 2%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: courteous-contract9 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my my home equity loan
I am a good candidate for this loan because, I pay all my bills on time, and I have a very good credit history. This loan is not for me to use as any means of pleasure, but to help me with paying off on my home equity loan. I am well aware that times are very hard right now in this economy but I have kept a very good track record of holding a decent paying job that keeps me focus every day in order to take care of my financial responsibilities. I am hoping that I can get funded for this loan. Once I am able to put this money towars the home equity loan, my monthly payments will go directly towards paying off this loan.
Thanks for your time in this matter.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dschaaf$25.00$25.006/30/2010 4:24:05 PM
jangalt$72.00$72.006/30/2010 4:30:00 PM
simplelender80$100.00$100.006/30/2010 4:29:37 PM
stilleto8$50.00$50.006/30/2010 4:22:57 PM
mlopez2007$25.00$25.006/30/2010 4:30:24 PM
Artist_Blue$25.00$25.006/30/2010 4:24:33 PM
moneyfriend$50.00$50.006/30/2010 4:33:54 PM
liberty-destiny3$25.00$25.006/30/2010 4:34:00 PM
Ivan2007$25.00$25.006/30/2010 4:32:19 PM
clean-loyalty$25.00$25.006/30/2010 4:34:16 PM
dontscrewmeover1$25.00$25.006/30/2010 4:26:49 PM
alpinaut$25.00$25.006/30/2010 4:33:40 PM
lender_100$25.00$25.006/30/2010 4:34:13 PM
commerce-voyager$25.00$25.006/30/2010 4:36:06 PM
SNH$75.00$75.006/30/2010 4:36:38 PM
delicious-social132$25.00$25.006/30/2010 4:29:31 PM
cello1$25.00$25.006/30/2010 4:37:54 PM
money-owner2$250.00$250.006/30/2010 4:35:43 PM
the-transaction-stronghold$50.00$50.006/30/2010 4:30:05 PM
zenchef$25.00$25.006/30/2010 4:38:19 PM
investment-network$25.00$25.006/30/2010 4:30:10 PM
orgy63$25.00$25.006/30/2010 4:30:17 PM
tbrnet$25.00$25.006/30/2010 4:36:23 PM
ethicalhumanist$25.00$25.006/30/2010 4:39:20 PM
inspired-contract9$50.00$50.006/30/2010 4:31:17 PM
best-ingenious-funds$25.00$25.006/30/2010 4:38:21 PM
murren$25.00$25.006/30/2010 4:32:10 PM
impressive-credit431$62.46$62.466/30/2010 5:25:31 PM
SCTrojangirl$25.00$25.006/30/2010 4:32:40 PM
DavenportCapital$25.00$25.006/30/2010 4:46:00 PM
BlindProphet$25.00$25.006/30/2010 6:20:55 PM
finance-negotiator2$25.00$25.006/30/2010 4:33:33 PM
phillipd48$25.00$25.006/30/2010 6:45:41 PM
radforj22$50.00$50.006/30/2010 4:33:48 PM
orindalender$50.00$50.006/30/2010 4:34:06 PM
balance2$25.00$25.006/30/2010 5:25:20 PM
crazybill$25.00$25.006/30/2010 7:40:02 PM
Cheburashka$25.00$25.006/30/2010 5:40:37 PM
michaelndn$25.00$25.006/30/2010 6:45:25 PM
-J$25.00$25.006/30/2010 4:36:14 PM
glimmering-credit4$25.00$25.006/30/2010 10:34:21 PM
thorough-exchange4$40.00$40.007/1/2010 4:34:54 AM
loyalist1$25.00$25.007/1/2010 4:35:21 AM
ujiba$25.00$25.007/1/2010 4:35:45 AM
kindness-percolator5$25.00$25.006/30/2010 4:39:25 PM
kmr2$300.00$300.006/30/2010 5:19:25 PM
potatoepicker$50.00$50.006/30/2010 5:34:33 PM
bayfocus$25.00$25.006/30/2010 6:05:10 PM
UT-Longhorn$25.00$25.007/1/2010 4:45:45 AM
neenerman$75.00$75.007/1/2010 7:09:20 AM
achillesa$25.00$25.007/1/2010 7:54:22 AM
Stafo$50.00$50.006/30/2010 8:26:22 PM
ferocious-exchange3$25.00$25.007/1/2010 8:06:17 AM
ray1051$50.00$50.007/1/2010 6:24:30 AM
GElender$50.00$50.007/1/2010 6:24:42 AM
radiant-cash$100.00$100.006/30/2010 10:09:20 PM
dedication-merman$50.00$50.007/1/2010 8:24:33 AM
money-bauble$48.24$48.247/1/2010 2:55:08 AM
RandyL3$25.00$25.007/1/2010 8:30:05 AM
systematic0$25.00$25.007/1/2010 8:34:28 AM
svandgts$25.00$25.007/1/2010 4:34:58 AM
bodascafe$25.00$25.007/1/2010 8:56:08 AM
anything-but-ordinary$25.00$25.007/1/2010 9:29:32 AM
JGB$43.64$43.647/1/2010 6:20:18 AM
green-glowing-gain$25.00$25.007/1/2010 9:36:12 AM
108lender$75.00$75.007/1/2010 8:56:22 AM
emprestador$25.00$25.007/1/2010 7:26:21 AM
neutrino6$25.00$25.007/1/2010 9:35:17 AM
myextracash$25.00$25.007/1/2010 9:37:25 AM
otter$25.00$25.007/1/2010 11:27:25 AM
Merganser$25.00$25.007/1/2010 11:28:21 AM
BayShell$50.00$50.007/1/2010 11:30:26 AM
dtrain5$25.00$25.007/1/2010 11:31:12 AM
bchen78875$25.00$25.007/1/2010 8:47:47 AM
sunshine1121$25.00$25.007/1/2010 11:48:19 AM
Steveoo1$25.00$25.007/1/2010 11:55:46 AM
USCGC$50.00$50.007/1/2010 11:22:23 AM
Banco de Claydo$25.00$25.007/1/2010 11:23:24 AM
WaitForIt$25.00$25.007/1/2010 11:23:55 AM
JohnBanks$25.00$25.007/1/2010 11:26:24 AM
chillware$25.00$25.007/1/2010 11:28:19 AM
Tai$25.00$25.007/1/2010 11:31:10 AM
diligent-leverage$25.00$25.007/1/2010 12:18:00 PM
soursoup$25.00$25.007/1/2010 9:24:34 AM
Walkingcowboy$25.00$25.007/1/2010 12:21:19 PM
Screemer$50.00$50.007/1/2010 9:35:52 AM
heroic-platinum$25.00$25.007/1/2010 9:37:47 AM
lend_to_you$25.00$25.007/1/2010 12:38:23 PM
kcole10$25.00$25.007/1/2010 11:54:40 AM
briphi$54.02$54.027/1/2010 9:45:30 AM
suburbanman64$27.03$27.037/1/2010 11:57:23 AM
Vinsonj$25.00$25.007/1/2010 12:03:41 PM
CAGE-Investments$50.00$50.007/1/2010 12:50:47 PM
cash-merry-maker$25.00$25.007/1/2010 12:51:00 PM
8bitnintendo$25.00$25.007/1/2010 10:29:48 AM
minista$25.00$25.007/1/2010 1:25:36 PM
oceanwind1950$25.00$25.007/1/2010 12:37:00 PM
moltopaolo$32.72$32.727/1/2010 12:38:31 PM
stoopidnoodle$25.00$25.007/1/2010 11:53:48 AM
Dazz2061$25.00$25.007/1/2010 11:55:10 AM
Big_Baller$25.00$25.007/1/2010 1:24:30 PM
Green_Bean$25.00$25.007/1/2010 12:14:35 PM
Cr_Sunset$25.00$25.007/1/2010 12:16:15 PM
Yotaman$25.00$25.007/1/2010 12:17:56 PM
HHP$25.00$25.007/1/2010 12:19:02 PM
Jack1966$25.00$25.007/1/2010 12:19:18 PM
LittleTiny$25.00$25.007/1/2010 4:06:17 PM
madison64$25.00$25.007/1/2010 4:06:22 PM
bsmtloan$50.00$50.007/1/2010 4:06:28 PM
ProfPC$25.00$25.007/1/2010 4:06:43 PM
golden-contract8$42.79$42.797/1/2010 4:06:48 PM
jga516$25.00$25.007/1/2010 12:21:03 PM
fxsrider$25.00$25.007/1/2010 4:06:53 PM
bowdish1$100.00$100.007/1/2010 12:21:28 PM
wampum-chorus3$25.00$25.007/1/2010 3:01:23 PM
famous-bill$50.00$50.007/1/2010 3:25:49 PM
saihu$25.00$25.007/1/2010 12:37:06 PM
wormdc$25.00$25.007/1/2010 4:06:13 PM
transparency-giant$30.61$30.617/1/2010 12:49:12 PM
profitable-asset1$25.00$25.007/1/2010 4:06:17 PM
money-explorer3$25.00$25.007/1/2010 4:06:28 PM
jeangot$25.00$25.007/1/2010 4:06:52 PM
winlender$25.00$25.007/1/2010 4:07:06 PM
transparency-advocator$50.00$50.007/1/2010 2:50:57 PM
SDNLR$25.00$25.007/1/2010 3:09:30 PM
Supernick$50.00$50.007/1/2010 3:50:51 PM
sugarhoof$25.00$25.007/1/2010 4:06:15 PM
demoseal$25.00$25.007/1/2010 4:06:20 PM
openness-prospector$25.00$25.007/1/2010 4:06:25 PM
ferdberfel$50.00$50.007/1/2010 4:06:29 PM
gold-sushi$25.00$25.007/1/2010 4:06:46 PM
steady-bazaar$34.07$34.077/1/2010 4:06:56 PM
kulender$30.00$30.007/1/2010 4:07:07 PM
wwwUniversal$25.00$25.007/1/2010 4:11:21 PM
the-worthy-income$25.00$25.007/1/2010 7:44:35 PM
Lo0se_mo0se$25.00$25.007/1/2010 7:47:40 PM
PurplePonchoMan$25.00$25.007/2/2010 9:39:16 AM
favorite-commerce$50.00$50.007/3/2010 12:04:47 PM
rockhound84$25.00$25.007/4/2010 3:50:53 AM
payout-magician$25.00$25.007/5/2010 11:57:33 AM
market-pudding$25.00$25.007/5/2010 5:51:30 PM
emmeyP$25.00$25.007/5/2010 8:30:04 PM
dsav607$29.40$29.407/6/2010 5:53:22 AM
green-agreement-animal$25.00$25.007/6/2010 10:00:51 AM
bannybucks$25.00$25.007/6/2010 8:37:20 AM
bamboozled_again$53.18$53.187/6/2010 11:14:17 PM
zpellman$94.24$94.247/7/2010 6:24:19 AM
REITRUST$25.00$25.007/7/2010 10:17:16 AM
Cherrypicker$50.00$50.007/7/2010 9:43:10 AM
ultimatepaintball$25.00$25.007/7/2010 10:41:36 AM
HenryK7$25.00$25.007/7/2010 10:38:48 AM
successful-euro$75.00$75.006/30/2010 4:25:04 PM
riproaringrapids$25.00$25.006/30/2010 4:25:07 PM
dharma1$25.00$25.006/30/2010 4:25:11 PM
selector568$300.00$300.006/30/2010 4:26:48 PM
american6$50.00$50.006/30/2010 4:29:11 PM
flexible-value$28.00$28.006/30/2010 4:29:16 PM
personal-lender$25.00$25.006/30/2010 4:29:25 PM
Tc11902$25.00$25.006/30/2010 4:29:28 PM
fair-funds$25.00$25.006/30/2010 4:29:26 PM
bountiful-durability$100.00$100.006/30/2010 4:29:35 PM
gojackgo$50.00$50.006/30/2010 4:29:42 PM
tekkie2412$25.00$25.006/30/2010 4:29:55 PM
tntmojave$25.00$25.006/30/2010 4:30:34 PM
proper-p2p6$100.00$100.006/30/2010 4:32:47 PM
1800porsche$25.00$25.006/30/2010 4:33:18 PM
bid-czar8$100.00$100.006/30/2010 4:31:50 PM
kenji4861$25.00$25.006/30/2010 4:25:31 PM
AmericanCredit$25.00$25.006/30/2010 4:33:13 PM
affluence-pumpkin0$25.00$25.006/30/2010 4:36:00 PM
jjb3$25.00$25.006/30/2010 4:28:47 PM
Havana21$25.00$25.006/30/2010 4:37:05 PM
Cai8899$75.00$75.006/30/2010 4:35:16 PM
discrete-asset$25.00$25.006/30/2010 4:37:37 PM
point-solstice$50.00$50.006/30/2010 4:35:39 PM
intuitive-bill$25.00$25.006/30/2010 4:35:45 PM
harty$60.00$60.006/30/2010 4:35:50 PM
loot-heart$50.00$50.006/30/2010 4:30:12 PM
Alpha-AssistU$100.00$100.006/30/2010 4:38:28 PM
treasure-hunter270$25.00$25.006/30/2010 4:30:18 PM
interest-jedi0$50.00$50.006/30/2010 4:30:29 PM
tech310$50.00$50.006/30/2010 4:37:15 PM
DeilaMiah$25.00$25.006/30/2010 4:54:38 PM
orange-dollar-guild$50.00$50.006/30/2010 4:39:03 PM
meenan$25.00$25.006/30/2010 4:33:27 PM
Rdodson11$25.00$25.006/30/2010 5:25:37 PM
jengachamp$25.00$25.006/30/2010 4:34:32 PM
commerce-triumph$25.00$25.006/30/2010 5:34:29 PM
m3498$25.00$25.006/30/2010 7:55:13 PM
RMB-Investments$50.00$50.006/30/2010 8:34:34 PM
unassuming-note$25.00$25.006/30/2010 6:45:23 PM
wdove511$26.28$26.287/1/2010 2:34:51 AM
efficient-marketplace$50.00$50.007/1/2010 4:34:51 AM
antlr$25.00$25.007/1/2010 4:35:20 AM
hookUup$25.00$25.007/1/2010 4:35:28 AM
credit-investor5$100.00$100.007/1/2010 4:36:30 AM
blissful-note7$25.00$25.006/30/2010 4:45:56 PM
rebelduke$50.00$50.007/1/2010 5:44:50 AM
Luminous-P$25.00$25.006/30/2010 4:54:36 PM
ddibernardo$39.39$39.396/30/2010 5:25:39 PM
meux99$25.00$25.007/1/2010 4:35:17 AM
power-defender7$25.00$25.007/1/2010 4:45:31 AM
thestartuplender$35.00$35.007/1/2010 5:19:23 AM
midwestSurfer$25.00$25.007/1/2010 7:34:22 AM
Approved1234$50.00$50.007/1/2010 5:49:41 AM
supergiant3$50.00$50.007/1/2010 8:14:55 AM
teller$60.00$60.007/1/2010 6:29:21 AM
skvat$25.00$25.007/1/2010 8:15:17 AM
basis-daydream$29.10$29.106/30/2010 11:14:25 PM
elasermd$47.00$47.007/1/2010 8:19:46 AM
aue513$35.00$35.007/1/2010 8:24:29 AM
alcyon$25.00$25.007/1/2010 3:19:21 AM
cjames84$25.00$25.007/1/2010 7:39:36 AM
syounker$25.00$25.007/1/2010 4:35:19 AM
attractive-rate$25.00$25.007/1/2010 4:49:25 AM
useful-p2ploan$50.00$50.007/1/2010 8:55:26 AM
iLoaner$25.00$25.007/1/2010 8:55:50 AM
quantumwellguy$50.00$50.007/1/2010 5:49:25 AM
bayareainv$100.00$100.007/1/2010 9:06:13 AM
Georgia_Boy$25.00$25.007/1/2010 5:55:06 AM
authoritative-capital$25.00$25.007/1/2010 10:10:11 AM
nickel-synapse$50.00$50.007/1/2010 10:25:20 AM
Taien$50.00$50.007/1/2010 9:35:24 AM
AJSinvest$25.00$25.007/1/2010 11:25:58 AM
BiggestG$25.00$25.007/1/2010 8:47:14 AM
Kerrysbay$42.72$42.727/1/2010 10:10:04 AM
Dutchhunter$50.00$50.007/1/2010 11:53:10 AM
revenue-officer36$25.00$25.007/1/2010 8:56:07 AM
Emergent$25.00$25.007/1/2010 11:23:44 AM
burgeoning-silver$25.00$25.007/1/2010 9:06:07 AM
CACO_Bank$50.00$50.007/1/2010 12:16:26 PM
peerlender$25.00$25.007/1/2010 11:31:19 AM
peace-missile$25.00$25.007/1/2010 12:18:03 PM
jd006006$40.00$40.007/1/2010 12:19:05 PM
KiwiElf$30.00$30.007/1/2010 11:36:06 AM
Lender75$50.00$50.007/1/2010 11:37:00 AM
afotherg$27.01$27.017/1/2010 12:21:50 PM
FutureLenderEC$25.00$25.007/1/2010 12:35:50 PM
bonFire8$25.00$25.007/1/2010 11:52:04 AM
zyztemboy$25.00$25.007/1/2010 11:53:43 AM
Dweeberkitty1$25.00$25.007/1/2010 12:38:26 PM
awwaww$25.00$25.007/1/2010 11:54:43 AM
lloyd_s$25.00$25.007/1/2010 12:38:47 PM
CASHGIRL$50.00$50.007/1/2010 11:55:35 AM
laughmotel$50.00$50.007/1/2010 9:54:30 AM
alexstar$25.00$25.007/1/2010 12:02:57 PM
GeorgiaGator$34.15$34.157/1/2010 12:48:39 PM
responsibility-butterfly$25.00$25.007/1/2010 12:32:19 PM
coloradoloanman$25.00$25.007/1/2010 12:37:30 PM
RG$35.00$35.007/1/2010 11:27:27 AM
skuba$50.00$50.007/1/2010 11:35:51 AM
RobotTwo$25.00$25.007/1/2010 11:49:07 AM
Reinadog9$50.00$50.007/1/2010 2:50:58 PM
spenrod$28.89$28.897/1/2010 11:53:46 AM
balance6$25.00$25.007/1/2010 3:26:13 PM
buckyhead2000$25.00$25.007/1/2010 12:03:27 PM
Algaes$50.00$50.007/1/2010 12:03:44 PM
cleared2land$25.00$25.007/1/2010 12:17:02 PM
baci99$25.00$25.007/1/2010 12:17:23 PM
pwkpwk$25.00$25.007/1/2010 12:18:07 PM
soccermom33$25.00$25.007/1/2010 4:06:16 PM
1fortheroad$25.00$25.007/1/2010 12:19:20 PM
treasure-transporter$25.00$25.007/1/2010 4:06:18 PM
tender-deal$25.00$25.007/1/2010 4:06:26 PM
kvandivo$25.00$25.007/1/2010 4:06:37 PM
Pasagam$25.00$25.007/1/2010 4:06:47 PM
lifegrowth$25.00$25.007/1/2010 12:20:43 PM
IIP77$25.00$25.007/1/2010 4:06:51 PM
generator596$50.00$50.007/1/2010 4:06:57 PM
revenue-prospector$50.00$50.007/1/2010 4:07:08 PM
GetItRight$25.00$25.007/1/2010 3:01:21 PM
BabyLender$25.00$25.007/1/2010 3:01:26 PM
GrommetPosse$25.00$25.007/1/2010 12:36:57 PM
Lii4me$40.44$40.447/1/2010 12:38:10 PM
greenwell$60.25$60.257/1/2010 12:40:48 PM
cloud8$38.03$38.037/1/2010 4:06:14 PM
steady-gain5$25.00$25.007/1/2010 12:49:14 PM
Asynch$25.00$25.007/1/2010 4:06:23 PM
codingbuddy$25.00$25.007/1/2010 4:06:55 PM
tender-integrity3$50.00$26.127/1/2010 4:07:08 PM
head$25.00$25.007/1/2010 2:52:42 PM
mgking007$25.00$25.007/1/2010 3:01:22 PM
mglanham$25.00$25.007/1/2010 3:25:50 PM
DrMoneyBags$25.00$25.007/1/2010 4:05:20 PM
Seafirst$42.91$42.917/1/2010 4:06:14 PM
SonomaHills$25.00$25.007/1/2010 4:06:18 PM
Mr_Money$25.00$25.007/1/2010 4:06:22 PM
agile-loan0$25.00$25.007/1/2010 4:06:27 PM
nexus030$25.00$25.007/1/2010 4:06:33 PM
mla$25.00$25.007/1/2010 4:06:50 PM
point-shooter$25.00$25.007/1/2010 4:06:57 PM
debtcollector$100.00$100.007/2/2010 12:31:07 PM
forthright-principal2$25.00$25.007/3/2010 9:17:04 AM
dmitriy2$25.00$25.007/3/2010 10:52:40 PM
fotep-financial$25.00$25.007/3/2010 7:33:45 PM
surfsider123$25.00$25.007/4/2010 4:55:16 PM
gsp1885$27.00$27.007/5/2010 7:37:57 PM
balance-chestnut$50.00$50.007/6/2010 8:49:49 AM
fcukciti$50.00$50.007/6/2010 5:04:20 AM
octoberfresh$25.00$25.007/6/2010 6:58:00 AM
Montgomery-Burns$25.00$25.007/6/2010 5:05:50 PM
mytime06$25.00$25.007/6/2010 6:58:35 PM
interstellar$50.00$50.007/6/2010 10:43:43 PM
KingCroesus$25.00$25.007/7/2010 12:45:36 AM
intuitive-bill$50.00$50.007/7/2010 7:54:15 AM
ingenious-order783$50.00$50.007/7/2010 9:14:04 AM
DiabolicalGamer$25.00$25.007/7/2010 10:18:00 AM
colorfulgardener$25.00$25.007/7/2010 8:18:45 AM
Ardy123$25.00$25.007/7/2010 11:06:25 AM
MPdeez$73.31$73.317/7/2010 4:16:36 PM
310 bids
 
Borrower Payment Dependent Notes Series 464859
This series of Notes was issued and sold upon the funding of the borrower loan #43470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,200.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-01-2010 
  Auction end date:  Jul-08-2010 
 
Starting lender yield: 10.50% Starting borrower rate/APR: 11.50% / 13.63% Starting monthly payment: $72.55
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $70.16
 
Auction yield range: 3.98% - 10.50% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1996 Debt/Income ratio: 14%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 3Length of status:6y 1m
Credit score: 700-719 (Jul-2010) Total credit lines: 10 Occupation: Other
Now delinquent: 0 Revolving credit balance: $909Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 36%  
Public records last 12m / 10y: 0/ 2 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: loveca Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 27 ( 100% ) 700-719 (Latest)
Principal borrowed: $5,600.00< 31 days late: 0 ( 0% )  
640-659 (Feb-2008)
 
Principal balance: $1,587.03 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
Dental work
Purpose of loan:
This loan will be used to? Hello everyone, this will be my second loan with Prosper. I am toward the end of paying off my first loan of $5800. As you can see I have always been on time with the loan.
I used the first loan to buy a car that has served me well (and hopefully will for another few years)

My current loan request is for much less this time. I recently had dental work done on my teeth. My insurance covered most of the surgeries, but not the cost of the 3 caps/crowns. I used my credit cards to pay the dentist.
The credit card company is charging me a an enormous rate of 29.70%. I am looking to for a loan that is lower than that, that I can comfortable pay off in 36 months.
.



My financial situation:
I am a good candidate for this loan because?None of my basic information has changed since the first loan of 2 1/2 years ago, except I have been at the same stable job for another 2 1/2 years and have been on time with all bills.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
stilleto8$25.00$25.007/1/2010 4:48:43 PM
emprestador$25.00$25.007/1/2010 4:50:36 PM
treasure-hunter270$25.00$25.007/1/2010 4:57:43 PM
achillesa$25.00$25.007/1/2010 4:50:33 PM
Artist_Blue$25.00$11.167/1/2010 4:51:26 PM
Aberdeen$400.00$400.007/1/2010 5:02:45 PM
RandyL3$33.00$33.007/1/2010 5:06:46 PM
MoneyForNothing$40.36$40.367/2/2010 5:28:57 AM
dollardave$100.00$100.007/2/2010 3:26:21 AM
outofoffice$75.00$75.007/2/2010 12:25:04 PM
golden-wealth2$50.00$50.007/2/2010 1:24:02 PM
uncleubb$25.00$25.007/2/2010 2:38:55 PM
BlessedEveryDay$33.45$33.457/4/2010 2:03:21 PM
portfolio-turbine$25.00$25.007/5/2010 6:22:35 PM
Lender0307$25.00$25.007/6/2010 10:20:21 AM
jpblan11$25.47$25.477/6/2010 2:34:21 PM
elvisloans$25.00$25.007/7/2010 6:42:24 AM
uvumf$25.00$25.007/6/2010 10:54:39 PM
UncleScroogeDMD$100.00$100.007/7/2010 4:15:38 PM
Leopoldine$25.08$25.087/7/2010 6:06:15 PM
a_andy$25.00$25.007/7/2010 6:05:17 PM
mgking007$50.00$50.007/7/2010 7:02:26 PM
finagler$25.00$25.007/7/2010 7:00:41 PM
RetirementMoney$40.00$40.007/7/2010 9:15:06 PM
freefly67$25.00$25.007/8/2010 7:13:50 AM
crawfishcentral$26.09$26.097/8/2010 9:50:57 AM
BaxterSandy$25.00$25.007/8/2010 9:01:06 AM
LittleMingo$25.08$25.087/8/2010 2:18:14 PM
StocksMan$50.00$50.007/8/2010 4:44:17 PM
orderly-loot$25.00$25.007/1/2010 4:48:41 PM
Ivan2007$25.00$25.007/1/2010 4:49:14 PM
wwwUniversal$25.00$25.007/1/2010 5:08:19 PM
bannybucks$25.00$25.007/1/2010 6:33:48 PM
julijask$35.00$35.007/2/2010 5:31:01 PM
freetolive$25.00$25.007/2/2010 6:42:07 PM
marwadi-62$100.00$100.007/3/2010 11:53:15 AM
JCPlending$25.00$25.007/2/2010 8:49:23 PM
penny-finder$25.00$25.007/4/2010 11:19:29 AM
emunah6$25.00$25.007/4/2010 12:46:43 PM
ethicalhumanist$25.00$25.007/3/2010 8:13:23 PM
jsnryn$25.00$25.007/5/2010 2:17:04 PM
Nailman88$25.00$25.007/5/2010 3:19:39 PM
maplehouse$25.31$25.317/7/2010 7:56:24 AM
CA_Lender$25.00$25.007/7/2010 6:01:33 PM
availableloan$25.00$25.007/7/2010 7:40:59 PM
bluefinch$25.00$25.007/7/2010 10:12:12 PM
Johnab$25.00$25.007/8/2010 4:59:38 AM
moneytolend72$30.00$30.007/8/2010 9:15:23 AM
grampy48$25.00$25.007/8/2010 7:15:05 AM
velocity-winner$25.00$25.007/7/2010 10:35:19 PM
Simply2fly$25.00$25.007/8/2010 10:45:02 AM
indomart$50.00$50.007/8/2010 1:41:44 PM
wild-orange$100.00$100.007/8/2010 3:11:39 PM
53 bids
 
Borrower Payment Dependent Notes Series 464953
This series of Notes was issued and sold upon the funding of the borrower loan #43517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 21.68% Starting borrower rate/APR: 22.68% / 24.95% Starting monthly payment: $154.17
Final lender yield: 21.68% Final borrower rate/APR: 22.68% / 24.95% Final monthly payment: $154.17
 
Auction yield range: 7.98% - 21.68% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 13.17%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1989 Debt/Income ratio: 55%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 17 / 9Length of status:8y 11m
Credit score: 700-719 (Jun-2010) Total credit lines: 47 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $11,432Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 92%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: rapid-gold Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need to consolidate some bills
Purpose of loan:
This loan will be used to? combine some bills I have?so that I only have to?make one payment.? The money has gone to repair/replace things around my house and to pay for orthodontics for my teenage daughter.
My financial situation:
I am a good candidate for this loan because?I have worked continuously since I was 18 and out of high school.? I have a college degree.? I?have never been fired.? I just signed a three year contract at the high school where I teach so I?have a guaranteed job for the next three school years.? My debt to income ratioo looks high but is deceiving.? I got divorced two years ago.? My ex is mandated legally to pay off?many of the bills we had acquired together.? But, because my name is on some of the bills, they still show up in my credit reports.??I am a single mom and I really need this help. If you look at my credit history, I pay everything?on time.?I am dependable and always pay things off.?
Monthly net income: $ 3450.00

Monthly expenses: $
??Housing: $ 1110.00
??Insurance: $ 226.00
??Car expenses: $ 500.00
??Utilities: $ 300.00
??Phone, cable, internet: $ 110.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $?200.00
??Credit cards and other loans: $ 300.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Uylsses$100.00$100.007/6/2010 5:02:56 PM
top-courteous-peso$80.00$80.007/6/2010 5:09:14 PM
integrity-doctor$100.00$100.007/6/2010 7:43:04 PM
Bank_Of_XL$100.00$100.007/7/2010 1:25:59 PM
Milonguero$100.00$100.007/7/2010 7:33:22 PM
marinade$25.00$25.007/8/2010 1:05:47 AM
zone6$100.00$100.007/8/2010 10:11:21 PM
JustMee$25.00$25.007/9/2010 6:52:35 PM
COCHINOBOY$100.00$100.007/9/2010 8:35:48 PM
GeorgiaBoy2008$100.00$100.007/10/2010 10:25:39 AM
Imaginos1892$40.00$40.007/9/2010 9:48:05 PM
CornerKetch$25.00$25.007/11/2010 4:48:29 PM
E-B$50.00$50.007/11/2010 3:45:49 AM
113121$3,000.00$289.037/11/2010 4:38:22 PM
Sol_Invictus$25.00$25.007/12/2010 3:11:15 AM
wonder3$50.00$50.007/12/2010 6:21:56 AM
grammaspurse$25.00$25.007/12/2010 7:45:22 AM
Rogelio48$35.00$35.007/12/2010 10:26:45 AM
dano1965$50.00$50.007/12/2010 11:25:01 AM
ryan6853$25.00$25.007/12/2010 1:19:30 PM
bonus-quark4$25.00$25.007/12/2010 12:52:27 PM
market-pudding$25.00$25.007/12/2010 5:14:03 PM
principal-star$25.00$25.007/12/2010 7:05:58 PM
auction-seeker$25.00$25.007/12/2010 10:23:02 PM
umfan123$25.00$25.007/13/2010 7:14:02 AM
SkyLoan$25.00$25.007/13/2010 2:04:27 PM
NewYorker48$50.00$50.007/13/2010 2:12:07 PM
bayshipping$25.00$25.007/13/2010 2:22:32 PM
new-truth-chuckler$25.00$25.007/13/2010 9:42:45 AM
Land_on_your_feet$26.72$26.727/13/2010 3:01:16 PM
gilbrear$25.00$25.007/13/2010 3:45:54 PM
FinanceEngine$25.00$25.007/13/2010 3:51:34 PM
forthright-trade$25.00$25.007/13/2010 10:59:37 AM
Bob450$25.00$25.007/13/2010 11:47:17 AM
Rulea72$40.12$40.127/13/2010 4:03:13 PM
khamlagirl$25.00$25.007/13/2010 4:15:03 PM
BankLV$25.00$25.007/13/2010 2:39:25 PM
jm2bad$25.00$25.007/7/2010 6:32:30 AM
credit-coach118$35.00$35.007/7/2010 2:36:38 PM
AlexTrep$25.00$25.007/8/2010 9:18:53 AM
ptjg$25.00$25.007/8/2010 9:01:26 PM
beakerfish$200.00$200.007/8/2010 6:52:11 PM
best-listing-toro$25.00$25.007/9/2010 10:14:38 AM
SFBank$200.00$200.007/9/2010 4:36:11 PM
dynrep$25.00$25.007/9/2010 8:33:51 PM
SkinnyFish$25.00$25.007/10/2010 11:58:48 AM
Frosty$25.00$25.007/11/2010 9:43:23 AM
Whipster$50.00$50.007/11/2010 4:48:09 PM
Casual72$100.00$100.007/11/2010 6:46:44 PM
encouraging-rate$25.00$25.007/10/2010 10:36:11 PM
LoanerPrincipal$25.00$25.007/11/2010 11:01:47 PM
point-berserker$25.00$25.007/12/2010 3:56:22 AM
wwwUniversal$25.00$25.007/11/2010 4:48:26 PM
photon8$50.00$50.007/12/2010 9:43:17 AM
drluong$25.00$25.007/12/2010 1:11:27 PM
gothampark$25.00$25.007/12/2010 2:49:07 PM
EretzCapital$50.00$50.007/12/2010 12:36:30 PM
a-golden-deal$25.00$25.007/12/2010 2:29:30 PM
nashibaksi$25.00$25.007/12/2010 6:01:13 PM
Reliance_Banker$25.00$25.007/12/2010 4:37:34 PM
Ven58$25.00$25.007/13/2010 1:20:13 AM
MattProsper$50.00$50.007/12/2010 8:05:05 PM
mpatrick$38.33$38.337/12/2010 9:15:12 PM
nalaari$45.44$45.447/13/2010 6:02:45 AM
Leshan$30.33$30.337/13/2010 7:39:32 AM
MrOglesby$25.00$25.007/13/2010 12:23:43 PM
Astyanax$40.00$40.007/13/2010 12:16:37 PM
auction-chomper4$25.00$25.007/13/2010 7:45:35 AM
Bob450$25.00$25.007/13/2010 8:01:39 AM
leverage-monger$25.00$25.007/13/2010 2:31:54 PM
goodhearted-basis4$25.00$25.007/13/2010 2:33:24 PM
SC2TX$100.00$100.007/13/2010 9:11:16 AM
investment-cluster$50.00$50.007/13/2010 2:57:32 PM
trumpeter5$25.00$25.007/13/2010 10:38:49 AM
brightest-dignified-penny$25.00$25.007/13/2010 10:45:41 AM
revenue-appraiser$25.00$25.007/13/2010 3:47:03 PM
crawfishcentral$25.03$25.037/13/2010 11:04:21 AM
credit-goliath$50.00$50.007/13/2010 11:32:22 AM
patriot384$200.00$200.007/13/2010 3:53:40 PM
bmw2$100.00$100.007/13/2010 12:46:19 PM
iamdoug$25.00$25.007/13/2010 4:22:41 PM
heerzaquestion$25.00$25.007/13/2010 3:45:05 PM
82 bids
 
Borrower Payment Dependent Notes Series 465035
This series of Notes was issued and sold upon the funding of the borrower loan #43570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 10.00% Starting borrower rate/APR: 11.00% / 13.12% Starting monthly payment: $245.54
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $242.71
 
Auction yield range: 3.98% - 10.00% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2000 Debt/Income ratio: 15%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 14Length of status:1y 2m
Credit score: 780-799 (Jun-2010) Total credit lines: 34 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $8,908Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 56%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: generosity-resonance Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
I have a three credit cards with balances I've been working to knock out. This loan is meant to consolidate two of the higher interest ones into one balance and one payment.

My financial situation:
I have terrific credit. We have two cars, both paid off, and a lot of equity in our home, that's more than a lot of people can say. Like I said, I have three cards with balances at the moment. Two of them have slighter higher interest rates than what I could manager here on Prosper.
Thank you for your consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
enthusiastic-balance5$100.00$100.007/6/2010 4:23:39 PM
blackstar$25.00$25.007/6/2010 4:28:02 PM
thestartuplender$35.00$35.007/6/2010 4:24:23 PM
Havana21$25.00$25.007/6/2010 4:25:52 PM
RMB-Investments$50.00$50.007/6/2010 4:24:53 PM
ddog0224$25.00$25.007/6/2010 4:26:10 PM
nickel-ferret$25.00$25.007/6/2010 4:26:36 PM
ichibon$75.00$75.007/6/2010 4:27:48 PM
Pulchritudinous$25.00$25.007/6/2010 4:28:12 PM
Alpha-AssistU$50.00$50.007/6/2010 4:28:42 PM
upbeat-investment9$25.00$25.007/6/2010 4:37:47 PM
brightest-affluence-motivator$100.00$100.007/6/2010 4:29:21 PM
serpentine$50.00$50.007/6/2010 4:34:02 PM
overflowinglife$25.00$25.007/6/2010 4:35:11 PM
jasonuz$25.00$25.007/6/2010 4:36:26 PM
friendly-market5$50.00$50.007/6/2010 4:36:37 PM
syounker$25.00$25.007/6/2010 4:38:46 PM
Fingar$25.00$25.007/6/2010 4:43:41 PM
bold-durability-drum$50.00$50.007/6/2010 4:40:12 PM
wise-pound-eagle$50.00$50.007/6/2010 4:42:05 PM
Vegasjim$25.00$25.007/6/2010 4:42:42 PM
thoughtful-community7$25.00$25.007/6/2010 4:42:51 PM
Artist_Blue$25.00$25.007/6/2010 4:57:04 PM
Comoparklender$30.00$30.007/6/2010 4:57:37 PM
green-radiant-durability$50.00$50.007/6/2010 4:43:47 PM
orgy63$25.00$25.007/6/2010 5:05:59 PM
american6$25.00$25.007/6/2010 5:07:28 PM
bid-czar8$100.00$100.007/6/2010 4:58:35 PM
dickfore$25.00$25.007/6/2010 5:08:09 PM
SCTrojangirl$25.00$25.007/6/2010 5:08:31 PM
1800porsche$25.00$25.007/6/2010 5:08:50 PM
ijspence$25.00$25.007/6/2010 5:05:56 PM
tech310$50.00$50.007/6/2010 5:10:11 PM
zippy-revenue8$25.00$25.007/6/2010 5:43:37 PM
trustworthy-fairness$50.00$50.007/6/2010 5:11:10 PM
studious-bonus7$50.00$50.007/6/2010 5:07:05 PM
a-finance-nirvana$25.00$25.007/6/2010 5:19:27 PM
personal-lender$25.00$25.007/6/2010 5:07:48 PM
brightest-breathtaking-finance$100.00$100.007/6/2010 5:09:52 PM
authoritative-platinum7$50.00$50.007/6/2010 5:10:59 PM
new-social-economist$25.00$25.007/6/2010 5:17:49 PM
gelidfrank$25.00$25.007/6/2010 9:51:47 PM
revenue-prospector$25.00$25.007/6/2010 5:36:22 PM
PocketAces$25.00$25.007/6/2010 10:42:18 PM
chapman18$25.00$25.007/6/2010 11:10:42 PM
a-resplendent-asset$27.62$27.627/6/2010 11:22:38 PM
djh47a$25.00$25.007/6/2010 11:23:32 PM
dinero-speaker$29.79$29.797/6/2010 11:23:47 PM
MNSS$29.55$29.557/6/2010 10:54:58 PM
RSV$25.00$25.007/6/2010 10:56:49 PM
boater01$50.00$50.007/6/2010 10:58:58 PM
IIP77$25.00$25.007/6/2010 8:36:59 PM
bleacher$25.00$25.007/6/2010 11:09:25 PM
Bobafet$25.00$25.007/6/2010 11:12:15 PM
8bitnintendo$25.00$25.007/6/2010 9:46:32 PM
MO_Investor$25.00$25.007/6/2010 11:22:34 PM
Peterman$25.00$25.007/6/2010 11:23:48 PM
Ciphernetic$25.00$25.007/6/2010 10:42:09 PM
Aimvest$25.00$25.007/6/2010 10:44:04 PM
Cheburashka$25.00$25.007/6/2010 10:44:46 PM
adam_rodgers$25.00$25.007/6/2010 11:13:48 PM
proper-commitment5$25.00$25.007/6/2010 11:23:45 PM
tremendous-payment$25.00$25.007/6/2010 11:24:41 PM
silver-halo3$100.00$100.007/7/2010 5:58:23 AM
retiresecure$25.00$25.007/7/2010 7:47:35 AM
forthright-principal2$25.00$25.007/7/2010 10:41:26 AM
utilecapital$26.26$26.267/8/2010 7:02:36 AM
dmitriy2$25.00$25.007/8/2010 3:19:58 PM
midifool$25.00$25.007/9/2010 2:31:24 AM
outofoffice$50.00$50.007/9/2010 3:37:37 PM
best-ingenious-funds$25.00$25.007/11/2010 10:08:24 AM
Dollars4Rent$25.00$25.007/11/2010 3:55:52 PM
lucrative-coin$100.00$100.007/11/2010 6:32:29 AM
Gambino$50.00$50.007/11/2010 6:43:24 AM
triumph329$25.00$25.007/12/2010 9:38:00 AM
simms2k$25.00$25.007/12/2010 5:54:10 AM
moneytolend72$25.00$25.007/12/2010 12:05:28 PM
wojo$25.00$25.007/13/2010 7:23:30 AM
TheTimeIsNow$25.00$25.007/13/2010 9:43:47 AM
CashBank$25.00$25.007/13/2010 7:38:07 AM
integrity-cowbell$25.00$25.007/13/2010 3:09:48 PM
leverage-monger$25.00$25.007/13/2010 2:28:21 PM
biffmush$250.00$250.007/13/2010 4:19:15 PM
calm-deal7$25.00$25.007/6/2010 4:24:05 PM
Supernick$50.00$50.007/6/2010 4:27:01 PM
kind-unassuming-fund$25.00$25.007/6/2010 4:28:57 PM
enthralling-deal180$100.00$100.007/6/2010 4:33:10 PM
bchen78875$25.00$25.007/6/2010 4:25:35 PM
platinum-rapture6$25.00$25.007/6/2010 4:34:53 PM
get30inc$25.00$25.007/6/2010 4:32:52 PM
orange-preeminant-bill$100.00$100.007/6/2010 4:30:55 PM
gracej$25.00$25.007/6/2010 4:39:26 PM
indianoven$50.00$50.007/6/2010 4:43:07 PM
metro457$25.00$25.007/6/2010 4:36:15 PM
radforj22$25.00$25.007/6/2010 4:37:21 PM
rescue$250.00$250.007/6/2010 4:38:11 PM
contract-giant$25.00$25.007/6/2010 4:40:25 PM
restech$25.00$25.007/6/2010 4:40:33 PM
wampum-admirer$25.00$25.007/6/2010 4:40:56 PM
SBT$50.00$50.007/6/2010 4:42:23 PM
orderly-loot$25.00$25.007/6/2010 4:55:19 PM
bountiful-durability$100.00$100.007/6/2010 4:57:25 PM
riproaringrapids$25.00$25.007/6/2010 4:58:19 PM
treasure-hunter270$25.00$25.007/6/2010 5:07:34 PM
Avala$50.00$50.007/6/2010 5:07:16 PM
delicious-social132$35.00$35.007/6/2010 5:10:24 PM
Winsten$50.00$50.007/6/2010 5:07:56 PM
qtmspin$25.00$25.007/6/2010 5:10:18 PM
first-upright-payout$25.00$25.007/6/2010 5:10:57 PM
retirementlady$25.00$25.007/6/2010 5:16:09 PM
Gibbyland$50.00$50.007/6/2010 5:17:55 PM
p2p-harmony$50.00$50.007/6/2010 6:50:00 PM
treasure-bliss$40.00$40.007/6/2010 7:01:32 PM
SimpleChoice$25.00$25.007/6/2010 5:09:46 PM
Slend49$25.00$25.007/6/2010 5:10:27 PM
WillyP345$25.00$25.007/6/2010 6:49:58 PM
financialsteward123$25.00$25.007/6/2010 10:41:49 PM
orange-dollar-guild$50.00$50.007/6/2010 8:46:28 PM
RandyL3$25.00$25.007/6/2010 8:58:19 PM
lamarsam$25.00$25.007/6/2010 10:57:45 PM
diablo_ny$25.00$25.007/6/2010 11:10:12 PM
jdrez$25.00$25.007/6/2010 10:06:44 PM
Teminole$49.56$49.567/6/2010 11:15:48 PM
reward-winner$28.36$28.367/6/2010 11:22:24 PM
unassassinable$25.00$25.007/6/2010 11:23:37 PM
melodious-fairness$25.00$25.007/6/2010 11:23:56 PM
teller$25.00$25.007/6/2010 10:44:02 PM
Katburg$27.77$27.777/6/2010 10:44:23 PM
unrivaled-justice$25.00$15.327/7/2010 12:22:19 AM
BlackFred$25.00$25.007/6/2010 10:56:37 PM
rudyindc$25.00$25.007/6/2010 8:07:10 PM
bowdish1$50.00$50.007/6/2010 10:59:48 PM
balanced-bill7$53.48$53.487/6/2010 8:51:38 PM
bxdoc$28.78$28.787/6/2010 11:13:12 PM
time4aloan$50.00$50.007/6/2010 11:14:27 PM
well-rounded-market$25.00$25.007/6/2010 11:22:13 PM
vanderhp$25.00$25.007/6/2010 11:22:44 PM
responsible-investment0$25.00$25.007/6/2010 11:23:13 PM
cash-boots$25.00$25.007/6/2010 11:23:51 PM
HarrisonHome$25.00$25.007/6/2010 11:24:13 PM
lokiswolf$25.40$25.407/6/2010 10:42:00 PM
inspired-contract9$25.00$25.007/7/2010 12:16:15 AM
mdreiss$25.00$25.007/6/2010 10:44:19 PM
Gar3field$100.00$100.007/7/2010 1:06:55 AM
dschless$25.00$25.007/6/2010 10:56:15 PM
LAM26$25.00$25.007/6/2010 11:11:10 PM
success1001$39.19$39.197/6/2010 11:12:28 PM
lloyd_s$25.00$25.007/6/2010 11:14:24 PM
JGB$33.95$33.957/6/2010 11:14:32 PM
responsibility-butterfly$25.00$25.007/6/2010 11:24:30 PM
smart-gold$25.00$25.007/7/2010 9:36:25 AM
wwwUniversal$25.00$25.007/7/2010 9:39:52 AM
FinanceEngine$25.00$25.007/7/2010 2:43:51 PM
Finspons$30.00$30.007/7/2010 6:10:14 PM
availableloan$25.00$25.007/7/2010 6:51:33 PM
spiff666$25.00$25.007/7/2010 8:46:03 PM
favorite-commerce$50.00$50.007/8/2010 3:37:28 PM
ethicalhumanist$25.00$25.007/8/2010 5:55:11 PM
rockhound84$25.00$25.007/9/2010 4:49:54 AM
rbotterbLLC$25.00$25.007/9/2010 10:06:02 AM
benevolent-benefit$50.00$50.007/10/2010 5:34:48 AM
SOP_Bank$25.00$25.007/10/2010 1:03:57 PM
stemper$50.00$50.007/10/2010 10:09:33 PM
philantist$25.00$25.007/10/2010 10:06:58 PM
Fishy014$50.00$50.007/11/2010 5:25:53 AM
gogrannygo$25.00$25.007/11/2010 6:54:12 AM
JohnSmith10$25.00$25.007/11/2010 10:14:41 AM
relierma$25.00$25.007/11/2010 11:38:04 AM
bold-social-advantage$75.00$75.007/10/2010 2:31:45 PM
Trident-Fund$50.00$50.007/10/2010 4:37:15 PM
elegant-income3$50.00$50.007/11/2010 6:14:54 PM
SnakeV$25.00$25.007/11/2010 6:17:42 PM
ritwik$50.00$50.007/11/2010 6:48:29 PM
zxsport30$25.00$25.007/11/2010 9:49:21 PM
svrider$32.61$32.617/11/2010 6:42:06 AM
RainMakers$25.00$25.007/11/2010 6:26:34 PM
debtcollector$100.00$100.007/11/2010 7:31:59 PM
Rearden_Steel$25.00$25.007/12/2010 7:36:49 AM
bonus-quark4$25.00$25.007/12/2010 1:05:45 PM
giantfan19$75.89$75.897/12/2010 8:43:45 PM
ToloUSN$50.00$50.007/12/2010 10:37:34 PM
Daubertoo$26.47$26.477/12/2010 8:44:49 PM
Charmart$25.00$25.007/13/2010 3:21:58 AM
scrabbler$25.00$25.007/13/2010 6:39:08 AM
Spring342$25.00$25.007/13/2010 6:25:05 AM
Astyanax$30.00$30.007/13/2010 12:21:55 PM
market-assembler$50.00$50.007/13/2010 2:51:14 PM
blb1000$100.00$100.007/13/2010 2:55:36 PM
moneytolend72$25.00$25.007/13/2010 9:56:40 AM
yield-quest$125.00$125.007/13/2010 12:29:12 PM
gustavholstopus32$25.00$25.007/13/2010 12:44:54 PM
StocksMan$50.00$50.007/13/2010 4:21:06 PM
whatsmyname019$25.00$25.007/13/2010 4:21:40 PM
yogi1975$25.00$25.007/13/2010 3:39:28 PM
StocksMan$50.00$50.007/13/2010 4:21:32 PM
195 bids
 
Borrower Payment Dependent Notes Series 465261
This series of Notes was issued and sold upon the funding of the borrower loan #43523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-12-2010 
 
Starting lender yield: 33.28% Starting borrower rate/APR: 34.28% / 38.41% Starting monthly payment: $44.83
Final lender yield: 33.00% Final borrower rate/APR: 34.00% / 38.13% Final monthly payment: $44.67
 
Auction yield range: 13.98% - 33.28% Estimated loss impact: 15.52%  
Lender servicing fee: 1.00% Estimated return: 17.48%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1986 Debt/Income ratio: 27%
Basic (1-10): 6 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 5 / 6Length of status:24y 7m
Credit score: 640-659 (Jun-2010) Total credit lines: 41 Occupation: Professional
Now delinquent: 8 Revolving credit balance: $6,042Stated income:$50,000-$74,999
Amount delinquent: $19,193 Bankcard utilization: 29%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 20    
Screen name: burgeoning-fund6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
medical
Purpose of loan:
This loan will be used to pay off? some of the medical bills that the insurance company didi?not cover for my wife's illness.?
My financial situation:
I am a good candidate for this loan because I?have been at my job for the past 25 years and still there, I have lived in my house?for the last 8 years and still there,?am improving?and building back up my credit score that used to be in the mid 700.? I will be paying this?loan off? early before the 36 months is up?to help build my credit score up again.? Thank you for?the help.....?

Monthly net income: $6,000

Monthly expenses: $
??Housing: $ 1400
??Insurance: $ 200
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1,000.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How early do you plan on paying back this loan? - finance-mammalian2
A: I plan to pay this loan off with in the first year. (Jul-07-2010)
Q: Please explain the very substantial current delinquencies shown in your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A: I ran in to hardship do to my wife getting sick. Now My wife is doing better and we are trying to build back our credit to where it was before which was at the mid 700. If you are able to help I thank you from the the bottom of my heat... (Jul-08-2010)
Q: Are you delinquent on nearly $20K of debt, as your Prosper credit profile indicates? If so, how will you pay this back? Thanks - reflective-rupee
A: Do to a hardship because of my wife being sick is how I became delinquent, but it is not $20K. I am back on my feet and I just got a raise which will help me pay back this loan. I am going to pay back every penny of this loan and I am planning to play it off with in the first 12 months. (Jul-09-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
FASTIZIO_P$25.00$25.007/6/2010 4:44:08 PM
finance-prescription$50.00$50.007/7/2010 6:08:46 AM
noble-revenue$25.00$25.007/7/2010 7:56:25 AM
principal-mermaid$300.00$300.007/7/2010 12:23:22 PM
kingston1$25.00$25.007/8/2010 11:16:32 PM
FASTIZIO_P$100.00$23.007/9/2010 4:35:12 AM
peb44$25.00$25.007/9/2010 5:03:17 AM
reflective-rupee$25.00$25.007/9/2010 10:02:43 AM
RoccoLoan$25.00$25.007/9/2010 11:38:25 AM
green-rapid-openness$50.00$50.007/9/2010 5:16:19 PM
ethicalhumanist$25.00$25.007/9/2010 6:45:54 PM
new-aggresive-investment$50.00$50.007/11/2010 7:51:59 AM
bull_lender$36.00$36.007/11/2010 9:55:35 AM
generosity-travels$30.00$30.007/12/2010 11:10:00 AM
AlexTrep$25.00$25.007/7/2010 9:53:49 AM
Rogesparkguy$25.00$25.007/7/2010 7:37:18 AM
top-courteous-peso$25.00$25.007/7/2010 9:08:30 PM
Peacepower$25.00$25.007/9/2010 1:34:22 PM
exchange-dreams$25.00$25.007/9/2010 10:52:22 AM
skillful-asset5$25.00$25.007/10/2010 5:07:20 AM
truth-trapper$25.00$25.007/11/2010 9:02:41 PM
gshx2$36.00$36.007/12/2010 9:31:42 AM
glroark$50.00$50.007/11/2010 6:08:01 PM
lostviajero$25.00$25.007/12/2010 12:31:15 PM
24 bids
 
Borrower Payment Dependent Notes Series 465295
This series of Notes was issued and sold upon the funding of the borrower loan #43532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-07-2010 
  Auction end date:  Jul-14-2010 
 
Starting lender yield: 11.50% Starting borrower rate/APR: 12.50% / 14.64% Starting monthly payment: $334.54
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $323.61
 
Auction yield range: 3.98% - 11.50% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1994 Debt/Income ratio: 10%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 7Length of status:6y 8m
Credit score: 760-779 (Jun-2010) Total credit lines: 23 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $0Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 36    
Screen name: louieotis Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Investing in a liquor license
Purpose of loan:
This loan is to invest in the purchase of a liquor license for my friend's successful cafe.? The cafe has been opened for 20 months and has been growing exponentially.? Besides a lucrative breakfast and lunch business, we've been pushing to increase the dinner crowd.? We have weekly open mic nights, jazz bands all weekend, and a beautiful deck in the heart of the city.? The liquor license is the step that will take the business to the next level.?
My friend, "CoffeeLove", used a Prosper loan to purchase her espresso machine when this business first opened, and she has paid the loan on time every month.? This is another indication that the business is thriving.? Making this investment is an especially unique opportunity because we're purchasing the liquor license for a fraction of its resale value. This is due to brand new legislation in our county that was introduced to help stimulate small business growth downtown.
I have a vested interest in the cafe's success, not only because my close friends are the owners, but because I see the potential to get a solid return on my investment.?

My financial situation:
I am in a terrific financial position and am excited to have the opportunity to invest in the cafe.? I pay all of my bills far in advance of their due dates and all of my credit cards currently have a zero balance.? I have a secure job with a solid base salary and lucrative commission structure.? Year over year, my income has increased, and this year is shaping up to be my best year yet.? If the business takes an unexpected turn, which has to be considered when making any investment, I have sufficient personal resources to pay off the loan.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
treasure-hunter270$25.00$25.007/7/2010 4:28:05 PM
brightest-breathtaking-finance$100.00$100.007/7/2010 4:30:35 PM
orgy63$25.00$25.007/7/2010 4:25:46 PM
nybanker85$75.00$75.007/7/2010 4:35:27 PM
tech310$100.00$100.007/7/2010 4:30:57 PM
qtmspin$25.00$25.007/7/2010 4:31:06 PM
Avala$50.00$50.007/7/2010 4:27:49 PM
gracej$25.00$25.007/7/2010 4:51:31 PM
anders94$25.00$25.007/7/2010 4:34:57 PM
brightest-affluence-motivator$100.00$100.007/7/2010 4:50:35 PM
new-social-economist$25.00$25.007/7/2010 4:36:30 PM
KileNSmyth4$25.00$25.007/7/2010 4:36:50 PM
syounker$25.00$25.007/7/2010 4:51:22 PM
rescue$50.00$50.007/7/2010 4:48:36 PM
Comoparklender$50.00$50.007/7/2010 4:48:51 PM
bountiful-durability$50.00$50.007/7/2010 4:49:01 PM
bold-durability-drum$50.00$50.007/7/2010 4:49:24 PM
Supernick$50.00$50.007/7/2010 4:50:11 PM
diablo_ny$25.00$25.007/7/2010 7:11:39 PM
bankdaddy$50.00$50.007/7/2010 7:41:58 PM
Rysterola82$25.00$25.007/7/2010 7:51:35 PM
tjone69$50.00$50.007/8/2010 2:31:31 AM
GElender$50.00$50.007/8/2010 7:16:33 AM
Cai8899$50.00$50.007/7/2010 10:31:36 PM
Alpha-AssistU$43.98$43.987/8/2010 8:11:48 AM
enthralling-deal180$100.00$100.007/8/2010 9:06:22 AM
nickel-ferret$25.00$25.007/7/2010 8:46:35 PM
hizzy$25.00$25.007/8/2010 9:38:16 AM
blackstar$25.00$25.007/8/2010 7:23:23 AM
Mavrck88$25.00$25.007/7/2010 10:06:52 PM
head$25.00$25.007/7/2010 11:56:25 PM
SimpleChoice$25.00$25.007/8/2010 8:41:45 AM
calm-deal7$25.00$25.007/8/2010 8:03:22 AM
Winsten$26.68$26.687/8/2010 11:06:20 AM
ommcd$25.00$25.007/8/2010 11:26:29 AM
dickfore$25.00$25.007/8/2010 8:41:29 AM
Havana21$25.00$25.007/8/2010 8:42:08 AM
pound-flow$50.00$50.007/8/2010 1:01:28 PM
chestnut4$25.00$25.007/8/2010 9:37:50 AM
stollcm$25.00$25.007/8/2010 10:26:47 AM
adventure0$100.00$100.007/8/2010 2:58:29 PM
worth-arch$25.00$25.007/8/2010 3:52:09 PM
teller$25.00$25.007/8/2010 3:51:45 PM
one-midas$25.00$25.007/8/2010 5:11:33 PM
the-profit-oracle$25.00$25.007/8/2010 7:48:48 PM
flwah$25.00$25.007/9/2010 2:34:52 AM
theemhdoctor$25.00$25.007/9/2010 2:36:26 AM
PatRichi$25.00$25.007/9/2010 5:44:52 AM
4est$25.00$25.007/9/2010 7:47:14 AM
money-bauble$200.00$200.007/8/2010 9:08:13 PM
iolaire$25.00$25.007/9/2010 8:39:58 AM
kmr2$250.00$250.007/9/2010 8:46:23 AM
bowdish1$37.94$37.947/9/2010 2:36:03 AM
a-finance-nirvana$25.00$25.007/9/2010 9:09:15 AM
tuneman1980$25.00$25.007/9/2010 4:01:44 AM
power-igloo3$25.00$25.007/9/2010 9:43:21 AM
Cheburashka$25.00$25.007/9/2010 5:44:58 AM
auction-workhorse679$25.00$25.007/9/2010 9:44:05 AM
enthusiastic-balance5$62.75$62.757/9/2010 11:27:55 AM
hayhelp$25.00$25.007/9/2010 11:57:29 AM
decisive-capital$45.69$45.697/9/2010 11:57:41 AM
cingular$25.00$25.007/9/2010 11:57:43 AM
Dave0$25.00$25.007/9/2010 11:58:15 AM
SnE$25.00$25.007/9/2010 11:58:18 AM
bodascafe$25.00$25.007/9/2010 12:51:51 PM
DadWarbucks$25.00$25.007/9/2010 8:45:46 AM
Phantom99$25.00$25.007/9/2010 8:46:24 AM
NELNET$35.44$35.447/9/2010 2:11:26 PM
flaloans$27.04$27.047/9/2010 3:01:21 PM
CapeDollars$25.00$25.007/9/2010 3:20:11 PM
cash-merry-maker$25.00$25.007/9/2010 9:47:16 AM
IIP77$25.00$25.007/9/2010 3:21:28 PM
ClearLake$25.00$25.007/9/2010 3:46:23 PM
richboy56$50.00$50.007/9/2010 3:57:42 PM
Sixmil$25.00$25.007/9/2010 11:57:46 AM
cello1$25.00$25.007/9/2010 11:58:02 AM
Searlzy$25.00$25.007/9/2010 12:51:58 PM
Breakfast_Gypsy$25.00$25.007/9/2010 12:57:27 PM
mizount$25.00$25.007/9/2010 1:04:01 PM
agreement-sycamore$50.00$50.007/9/2010 2:36:23 PM
LiveFreeand$30.29$30.297/9/2010 3:19:13 PM
wise-pound-eagle$31.34$31.347/9/2010 3:21:23 PM
Headhunter14$25.00$25.007/9/2010 3:45:45 PM
green-thoughtful-yield$50.00$50.007/9/2010 4:04:37 PM
important-ore$50.00$50.007/9/2010 6:13:48 PM
phillipd48$25.00$25.007/9/2010 6:22:43 PM
bigphish$25.00$25.007/9/2010 6:23:17 PM
Clambake$50.00$50.007/9/2010 6:23:17 PM
irrelevant$25.00$25.007/9/2010 6:24:16 PM
latestone$25.00$25.007/9/2010 6:24:12 PM
deal-frontier$50.00$50.007/9/2010 7:01:46 PM
checkuto$25.00$25.007/9/2010 9:56:28 PM
Prosp_Lender$50.00$50.007/9/2010 11:01:26 PM
gristle$25.00$25.007/10/2010 1:44:49 AM
oaktown23$50.00$50.007/10/2010 10:51:45 AM
Superc0ld$25.00$25.007/10/2010 7:51:55 PM
money2k$25.00$25.007/11/2010 6:29:59 AM
auction-elvis$25.00$25.007/11/2010 1:12:16 PM
the-bill-matrix$25.00$25.007/11/2010 2:48:43 PM
FirstBank$100.00$100.007/11/2010 5:36:43 PM
AF-Chief$28.00$28.007/11/2010 6:59:48 PM
wwwUniversal$25.00$25.007/11/2010 8:24:34 PM
generous-deal6$25.00$25.007/10/2010 10:43:08 PM
loan-oath0$25.00$25.007/11/2010 9:33:58 PM
nodrivelpls$25.00$25.007/11/2010 6:29:56 AM
Preferred-Lender$25.00$25.007/11/2010 6:46:33 AM
Gibbyland$25.00$25.007/12/2010 4:27:04 AM
TeamDriftwood$25.00$25.007/12/2010 7:51:21 AM
bold-special-peace7$50.00$50.007/12/2010 7:26:03 AM
impeccable-transparency$37.08$37.087/12/2010 8:17:40 AM
mmzero$25.00$25.007/11/2010 6:26:19 PM
pennyman$25.00$25.007/12/2010 9:26:13 AM
dollar-oracle55$25.00$25.007/12/2010 9:46:18 AM
elegant-income3$30.00$30.007/11/2010 6:56:56 PM
a-truth-upholder$50.00$50.007/12/2010 9:38:27 AM
janus_god$25.00$25.007/12/2010 9:40:09 AM
adama_48$25.00$25.007/12/2010 9:58:10 AM
suomynona$25.00$25.007/12/2010 9:45:49 AM
TheColoradoDon$25.00$25.007/12/2010 9:46:24 AM
vibraphone3$50.00$50.007/12/2010 4:41:50 AM
jakesworld$25.00$25.007/12/2010 9:37:15 AM
special-currency6$100.00$100.007/12/2010 9:39:08 AM
worthy-truth$25.00$25.007/12/2010 9:41:07 AM
SDNLR$25.00$25.007/12/2010 9:41:17 AM
helpinghand63$50.00$50.007/12/2010 9:46:48 AM
brazilofmux$25.00$25.007/12/2010 11:03:24 AM
cyberie21$25.00$25.007/12/2010 11:07:05 AM
bradny$25.00$25.007/12/2010 11:31:32 AM
TJ-Financial-Group$25.00$25.007/12/2010 4:56:29 PM
DrStaff$25.00$25.007/12/2010 8:01:33 PM
sensible-order2$25.00$25.007/12/2010 3:31:30 PM
topher515$25.00$25.007/13/2010 1:34:58 AM
monticello$25.00$25.007/13/2010 1:36:47 AM
dparkhom$25.00$25.007/13/2010 2:01:08 AM
djp127$25.00$25.007/12/2010 11:08:32 PM
spsavage$25.00$25.007/13/2010 2:01:04 AM
rockhound84$25.00$25.007/13/2010 8:11:42 AM
emmeyP$25.00$25.007/13/2010 10:46:33 AM
mepacho$25.00$25.007/13/2010 11:27:06 AM
Astyanax$30.00$30.007/13/2010 12:39:28 PM
340$50.00$50.007/13/2010 10:54:18 AM
blue-useful-auction$25.00$25.007/13/2010 1:11:19 PM
SpotLending$25.00$25.007/13/2010 3:10:03 PM
LawyerLoan$25.00$25.007/13/2010 6:37:49 PM
HelpfulLender1$50.00$50.007/14/2010 6:54:16 AM
philantist$25.00$25.007/13/2010 8:04:42 PM
bonus-quark4$25.00$25.007/14/2010 7:56:53 AM
leverage-monger$25.00$25.007/14/2010 9:48:51 AM
porwestco$25.00$25.007/14/2010 4:22:49 PM
personal-lender$25.00$25.007/7/2010 4:28:13 PM
studious-bonus7$50.00$50.007/7/2010 4:27:38 PM
american6$25.00$25.007/7/2010 4:27:58 PM
sammyhammy$25.00$25.007/7/2010 4:35:43 PM
villagers$25.00$25.007/7/2010 4:38:04 PM
SCTrojangirl$25.00$25.007/7/2010 4:28:55 PM
bid-czar8$100.00$100.007/7/2010 4:49:31 PM
moola-man$30.00$30.007/7/2010 4:36:20 PM
ichibon$75.00$75.007/7/2010 4:50:18 PM
delicious-social132$35.00$35.007/7/2010 4:31:15 PM
trustworthy-fairness$50.00$50.007/7/2010 4:38:36 PM
noble-revenue$50.00$50.007/7/2010 4:35:56 PM
overflowinglife$25.00$25.007/7/2010 4:51:08 PM
orderly-loot$25.00$25.007/7/2010 4:48:16 PM
ddog0224$25.00$25.007/7/2010 4:49:59 PM
kind-unassuming-fund$25.00$25.007/7/2010 4:50:29 PM
Vegasjim$25.00$25.007/7/2010 4:52:01 PM
riproaringrapids$25.00$25.007/7/2010 4:52:46 PM
SNH$75.00$75.007/7/2010 8:46:37 PM
bchen78875$25.00$25.007/7/2010 6:53:34 PM
icchok$50.00$50.007/8/2010 6:31:24 AM
finagler$35.00$35.007/7/2010 7:05:00 PM
Artist_Blue$25.00$25.007/8/2010 8:41:48 AM
transaction-aggregator7$25.00$25.007/8/2010 8:42:03 AM
brightest-income-hunter$50.00$50.007/8/2010 9:37:01 AM
treasure-bliss$45.00$45.007/8/2010 8:41:53 AM
orange-preeminant-bill$25.00$25.007/8/2010 8:42:06 AM
steady-bazaar$50.00$50.007/8/2010 5:31:29 AM
8bitnintendo$25.00$25.007/8/2010 1:07:02 PM
Katburg$35.00$35.007/8/2010 10:27:41 AM
bxdoc$150.00$150.007/8/2010 8:11:39 AM
jrbill1998$50.00$50.007/8/2010 8:41:32 AM
dschaaf$25.00$25.007/8/2010 9:38:54 AM
hrubinst$25.00$25.007/8/2010 1:52:18 PM
wahoo-trader$25.00$25.007/8/2010 2:21:39 PM
lloyd_s$25.00$25.007/8/2010 3:52:05 PM
lovely-leverage$30.00$30.007/8/2010 12:17:38 PM
yield-seeker$25.00$25.007/8/2010 3:37:52 PM
successful-euro$30.00$30.007/8/2010 3:37:24 PM
don8ter$25.00$25.007/8/2010 3:37:44 PM
thestartuplender$35.00$35.007/8/2010 3:51:46 PM
radforj22$25.00$25.007/8/2010 3:52:29 PM
MTGuy$25.00$25.007/8/2010 6:23:36 PM
KiwiElf$25.00$25.007/9/2010 2:21:31 AM
Tradesmanlender$25.00$25.007/9/2010 2:34:56 AM
ethicalhumanist$25.00$25.007/8/2010 6:09:34 PM
fireboss$25.00$25.007/9/2010 5:44:25 AM
mcs99$75.00$75.007/9/2010 8:43:16 AM
rmachi$25.00$25.007/9/2010 2:19:50 AM
objective-investor$100.00$100.007/9/2010 8:55:51 AM
Binan$25.00$25.007/9/2010 9:09:18 AM
get30inc$25.00$25.007/9/2010 9:23:03 AM
Onesiphorus$25.00$25.007/9/2010 9:44:10 AM
green-glowing-gain$25.00$25.007/9/2010 9:47:22 AM
pubnat$25.00$25.007/9/2010 9:47:15 AM
lostontheedge$25.00$25.007/9/2010 11:56:20 AM
seattleslug$25.00$25.007/9/2010 11:57:52 AM
shawndw$26.84$26.847/9/2010 11:57:37 AM
Ready2Loan$25.00$25.007/9/2010 12:51:53 PM
orange-dollar-guild$50.00$50.007/9/2010 8:45:32 AM
sparkling-silver1$25.00$25.007/9/2010 1:21:18 PM
BuffetRocks$35.18$35.187/9/2010 8:45:47 AM
1800porsche$25.00$25.007/9/2010 1:41:39 PM
Railbird$25.00$25.007/9/2010 1:46:45 PM
realinvestora$25.00$25.007/9/2010 2:36:16 PM
Crisscross$25.00$25.007/9/2010 2:44:36 PM
jtradition$50.00$50.007/9/2010 9:46:21 AM
line6owner$28.00$28.007/9/2010 10:06:50 AM
direct-yield$25.00$25.007/9/2010 3:53:28 PM
sweetlan$25.00$25.007/9/2010 10:53:34 AM
Bobafet$25.00$25.007/9/2010 4:16:10 PM
IeatatWendys$25.00$25.007/9/2010 4:16:52 PM
slartibardfast$25.00$25.007/9/2010 1:54:41 PM
j2ee$25.00$25.007/9/2010 2:11:34 PM
USCGC$50.00$50.007/9/2010 3:57:44 PM
inventive-wealth2$25.00$25.007/9/2010 8:48:06 PM
cassius84$25.00$25.007/9/2010 6:23:30 PM
Paragon13$50.00$50.007/10/2010 8:38:09 AM
community-pipeline8$50.00$50.007/10/2010 9:56:31 AM
jamschmidt$45.79$45.797/10/2010 9:59:50 AM
kid8549$25.00$25.007/10/2010 9:51:38 AM
RationalWorld$25.00$25.007/10/2010 10:24:13 AM
Tahoeguy$50.00$50.007/10/2010 12:41:36 PM
reward-motion$25.00$25.007/10/2010 6:24:19 PM
bambampk$25.00$25.007/10/2010 6:53:54 PM
zeelender$25.00$25.007/10/2010 6:56:32 PM
LenderByDay$25.00$25.007/10/2010 10:17:40 PM
Galdis$25.00$25.007/10/2010 8:19:49 AM
papaloha$50.00$50.007/10/2010 11:21:54 PM
sarisai$101.00$101.007/11/2010 2:36:52 PM
jdrez$25.00$25.007/11/2010 6:17:18 PM
wise-bonus-honker$25.00$25.007/11/2010 8:22:06 PM
biobulator$25.00$25.007/10/2010 10:23:04 PM
iamdehaan$50.00$50.007/11/2010 6:59:51 PM
Ocean713$50.00$50.007/12/2010 7:03:46 AM
p2ploan-caper$25.00$25.007/12/2010 8:16:09 AM
visionary-community$25.00$25.007/12/2010 9:45:24 AM
college_girl$25.00$25.007/11/2010 6:56:46 PM
jme5343$50.00$50.007/12/2010 9:39:01 AM
p2p-harmony$33.06$33.067/11/2010 7:06:39 PM
ms48105$25.00$25.007/12/2010 9:46:46 AM
MARSTUN$34.12$34.127/12/2010 8:04:30 AM
platinum-rapture6$25.00$25.007/12/2010 8:30:07 AM
boogles72$27.74$27.747/12/2010 9:11:16 AM
omerta6102$50.00$50.007/12/2010 9:46:14 AM
piter-to-la-investment$25.00$25.007/12/2010 9:58:14 AM
Brainworm$25.00$25.007/12/2010 11:08:40 AM
DaveG56313$25.00$25.007/12/2010 12:06:17 PM
Frenchynh$25.00$25.007/12/2010 10:06:26 PM
mmckune$25.00$25.007/13/2010 1:36:23 AM
Emberfox$25.00$25.007/13/2010 2:15:45 AM
williamdkit$25.00$10.057/13/2010 2:19:09 AM
Spring342$25.00$25.007/13/2010 6:26:12 AM
B1$58.79$58.797/13/2010 7:10:59 AM
BrooklynJim$25.00$25.007/13/2010 1:43:18 AM
Plotinus$49.20$49.207/13/2010 1:59:19 AM
paul1$25.00$25.007/13/2010 9:22:56 AM
blue-useful-auction$25.00$25.007/13/2010 10:01:30 AM
credit-goliath$25.00$25.007/13/2010 10:39:52 AM
noble-yield136$35.00$35.007/13/2010 8:49:34 AM
BrighterSuns$25.00$25.007/13/2010 3:22:45 PM
market-assembler$50.00$50.007/13/2010 2:51:06 PM
availableloan$25.00$25.007/13/2010 5:04:24 PM
lucrative-coin$50.00$50.007/13/2010 5:46:18 PM
triumphant-bonus$25.00$25.007/14/2010 5:54:59 AM
Dollars4Rent$25.00$25.007/13/2010 8:43:59 PM
Queueball1$50.00$50.007/14/2010 10:56:39 AM
TFAD72$25.00$25.007/14/2010 7:14:59 AM
Oakland$50.00$50.007/14/2010 10:28:43 AM
leverage-monger$74.00$74.007/14/2010 1:46:57 PM
279 bids
 
Borrower Payment Dependent Notes Series 465309
This series of Notes was issued and sold upon the funding of the borrower loan #43526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $159.46
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1995 Debt/Income ratio: 13%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 8Length of status:4y 10m
Credit score: 740-759 (Jul-2010) Total credit lines: 34 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $2,785Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 43%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: CentralFLMedRep Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 16 ( 100% ) 740-759 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
640-659 (Sep-2008)
660-679 (Aug-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Making house "Hurricane Ready"
Purpose of loan:
This loan will be used to? Upgrade the wood siding on my home before we get too much further into Hurricane Season.? I have a licensed contractor who is ready to do the work and I would prefer not to put this on a credit card.? I have identified some minor repair issues on the cedar planks on the exterior of my home and I'd like to make sure I'm water tight before the heavy rain/storm season.

My financial situation:
I am a good candidate for this loan because? I have satisfied a Prosper loan in the past exactly as agreed.? I have increased my credit score by greater than 100pts since my last loan.? My debt to income ratio is 13% and my credit score is 750+.? I don't like the idea of having to pay a bank interest on this loan when I can use the Prosper community as an alternative.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
responsibility-butterfly$25.00$25.007/6/2010 4:26:32 PM
contract-giant$25.00$25.007/6/2010 4:27:22 PM
blackstar$25.00$25.007/6/2010 4:27:57 PM
Alpha-AssistU$50.00$50.007/6/2010 4:28:38 PM
kind-unassuming-fund$25.00$25.007/6/2010 4:28:50 PM
Algaes$50.00$50.007/6/2010 4:26:20 PM
gelidfrank$25.00$25.007/6/2010 4:32:45 PM
point-zebra$25.00$25.007/6/2010 4:34:24 PM
ThomasC$25.00$25.007/6/2010 4:34:33 PM
life-is-great$25.00$25.007/6/2010 4:34:35 PM
platinum-rapture6$25.00$25.007/6/2010 4:34:50 PM
nickel-ferret$25.00$25.007/6/2010 4:26:33 PM
stilleto8$50.00$50.007/6/2010 4:31:54 PM
kmr2$300.00$300.007/6/2010 4:33:02 PM
restech$25.00$25.007/6/2010 4:29:44 PM
j2ee$25.00$25.007/6/2010 4:35:02 PM
flexible-value$28.00$28.007/6/2010 4:32:35 PM
money-owner2$250.00$250.007/6/2010 4:32:55 PM
enthralling-deal180$100.00$100.007/6/2010 4:33:08 PM
IIP77$25.00$25.007/6/2010 4:33:27 PM
skillful-diversification2$25.00$25.007/6/2010 4:34:11 PM
delicious-social132$40.00$40.007/6/2010 4:34:40 PM
loyalist1$100.00$100.007/6/2010 4:34:45 PM
overflowinglife$25.00$3.407/6/2010 4:35:04 PM
wwwUniversal$25.00$25.007/6/2010 4:41:19 PM
turbospeed$25.00$25.007/6/2010 5:10:33 PM
ShhDragon$68.83$68.837/7/2010 6:52:32 AM
power-cell$30.00$30.007/7/2010 5:58:17 AM
Photoman42$50.00$50.007/7/2010 9:32:59 AM
McDeeter$50.00$50.007/7/2010 8:36:54 AM
amsoilrules$25.00$25.007/7/2010 6:55:56 AM
maplehouse$26.46$26.467/7/2010 8:01:46 AM
JedClampett$75.00$75.007/7/2010 2:13:38 PM
goldsun$25.00$25.007/7/2010 5:56:04 PM
Finspons$30.00$30.007/7/2010 6:11:26 PM
tacopants$116.40$116.407/8/2010 11:39:14 AM
ethicalhumanist$25.00$25.007/8/2010 1:48:02 PM
lasalsa03$26.30$26.307/9/2010 10:10:34 AM
Nailman88$25.00$25.007/9/2010 3:24:17 PM
entertaining-greenback2$25.00$25.007/9/2010 4:03:10 PM
bannybucks$25.00$25.007/9/2010 9:19:19 PM
qkinger$50.00$50.007/10/2010 9:56:28 AM
billnsc$25.00$25.007/10/2010 7:49:34 PM
Dollars4Rent$25.00$25.007/11/2010 4:02:42 PM
Supernova3$25.00$25.007/11/2010 4:25:44 PM
Proverbs227$44.00$44.007/12/2010 10:40:29 AM
porter22$75.00$75.007/12/2010 1:50:58 PM
TJ-Financial-Group$25.00$25.007/12/2010 4:53:31 PM
Charmart$25.00$25.007/13/2010 3:24:39 AM
jayk63$25.00$25.007/13/2010 3:23:21 AM
Astyanax$40.00$40.007/13/2010 12:31:43 PM
Chesterite$25.00$25.007/13/2010 1:52:09 PM
brlarue$25.00$25.007/13/2010 8:58:40 AM
heerzaquestion$25.00$25.007/13/2010 3:45:59 PM
grampy48$50.00$50.007/13/2010 12:01:19 PM
khamlagirl$25.00$25.007/13/2010 4:21:24 PM
StocksMan$50.00$50.007/13/2010 4:23:26 PM
rudyindc$25.00$25.007/6/2010 4:28:34 PM
new-social-economist$25.00$25.007/6/2010 4:29:31 PM
8bitnintendo$25.00$25.007/6/2010 4:26:02 PM
Supernick$50.00$50.007/6/2010 4:26:47 PM
orange-preeminant-bill$100.00$100.007/6/2010 4:30:52 PM
DrMoneyBags$25.00$25.007/6/2010 4:27:11 PM
Pulchritudinous$25.00$25.007/6/2010 4:28:09 PM
Winsten$50.00$50.007/6/2010 4:28:15 PM
zielojo$25.00$25.007/6/2010 4:32:23 PM
get30inc$25.00$25.007/6/2010 4:32:49 PM
Rdodson11$25.00$25.007/6/2010 4:29:12 PM
brightest-affluence-motivator$100.00$100.007/6/2010 4:29:17 PM
first-upright-payout$25.00$25.007/6/2010 4:33:32 PM
authoritative-platinum7$50.00$50.007/6/2010 4:33:45 PM
Havana21$25.00$25.007/6/2010 4:25:41 PM
ddog0224$25.00$25.007/6/2010 4:26:06 PM
best-ingenious-funds$25.00$25.007/6/2010 4:34:38 PM
orange-dollar-guild$50.00$50.007/6/2010 4:27:28 PM
ichibon$75.00$75.007/6/2010 4:27:43 PM
Ivan2007$25.00$25.007/6/2010 4:32:59 PM
hookUup$25.00$25.007/6/2010 4:28:26 PM
moneylender987$25.00$25.007/6/2010 4:34:09 PM
Global2010$50.00$50.007/6/2010 4:34:28 PM
dontscrewmeover1$25.00$25.007/6/2010 4:31:02 PM
julijask$25.00$25.007/6/2010 4:32:05 PM
gojackgo$50.00$50.007/6/2010 4:32:56 PM
serpentine$50.00$50.007/6/2010 4:33:51 PM
power-defender7$40.00$40.007/6/2010 4:34:25 PM
RandyL3$33.00$33.007/6/2010 4:42:55 PM
marinbb$100.00$100.007/6/2010 7:40:55 PM
MoneyForNothing$36.34$36.347/6/2010 9:59:56 PM
penny-finder$50.00$50.007/6/2010 6:54:15 PM
Lo0se_mo0se$25.00$25.007/7/2010 12:38:47 AM
SCD$25.00$25.007/7/2010 7:11:55 AM
natedog666$100.00$100.007/7/2010 5:24:58 AM
satisfying-durability$25.00$25.007/7/2010 11:02:48 AM
jrlvnv$25.00$25.007/7/2010 5:32:53 PM
dmitriy2$25.00$25.007/8/2010 3:22:52 PM
titancash4u$25.00$25.007/8/2010 9:13:53 PM
tieshuanpan$50.00$50.007/8/2010 9:09:09 PM
agreement-sycamore$50.00$50.007/9/2010 2:39:40 PM
outofoffice$100.00$100.007/9/2010 3:42:22 PM
JohnSmith10$25.00$25.007/9/2010 9:12:40 PM
Lender0307$25.00$25.007/10/2010 8:48:17 PM
stemper$50.00$50.007/10/2010 10:12:03 PM
lucrative-durability$25.00$25.007/10/2010 8:37:28 AM
rockhound84$25.00$25.007/12/2010 4:18:45 AM
lucrative-coin$50.00$50.007/11/2010 6:38:08 AM
triumph329$25.00$25.007/12/2010 9:44:09 AM
mgking007$50.00$50.007/12/2010 12:30:35 PM
12Knocksinna$25.00$25.007/12/2010 12:54:41 PM
LawyerLoan$100.00$100.007/12/2010 5:17:03 PM
pumped130$29.00$29.007/12/2010 4:47:08 PM
best-listing-toro$25.00$25.007/12/2010 4:47:07 PM
TXCapLeader$48.27$48.277/13/2010 6:35:53 AM
velocity-winner$25.00$25.007/13/2010 4:14:16 AM
windpiano1962$25.00$25.007/13/2010 6:37:37 AM
ryuz3$50.00$50.007/13/2010 10:43:31 AM
friendinmoney$35.00$35.007/13/2010 4:00:47 PM
market-assembler$50.00$50.007/13/2010 2:51:09 PM
117 bids
 
Borrower Payment Dependent Notes Series 465331
This series of Notes was issued and sold upon the funding of the borrower loan #43455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jul-07-2010 
  Auction end date:  Jul-14-2010 
 
Starting lender yield: 8.30% Starting borrower rate/APR: 9.30% / 9.64% Starting monthly payment: $463.12
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $463.12
 
Auction yield range: 2.93% - 8.30% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1980 Debt/Income ratio: 22%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 15 / 14Length of status:2y 8m
Credit score: 820-839 (Jul-2010) Total credit lines: 38 Occupation: Attorney
Now delinquent: 0 Revolving credit balance: $6,010Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 12%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: first-vigilance-chef Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
On track to pay off my credit cards
Purpose of loan:
This loan will be used to consolidate my credit card debt and pay it down.? I'm currently making well over the minimum monthly payments for my cards, but the progress is really slow and I would like to see an end in sight.

My financial situation:
I am a good candidate for this loan because I have a solid credit history with no late payments and I'm motivated to pay down my cards.? I'm working hard to get my finances in order before I get married and consolidate households.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Do you know why your profile shows a much lower cc balance than you are requesting? - BankofBeth
A: I have no idea, actually. I believe the revolving credit card balance is taken directly from my credit report; I did not input that information. (Jul-14-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bountiful-durability$100.00$100.007/7/2010 4:26:15 PM
tntmojave$25.00$25.007/7/2010 4:27:28 PM
jengachamp$25.00$25.007/7/2010 4:30:11 PM
commerce-voyager$25.00$25.007/7/2010 4:30:44 PM
the-transaction-stronghold$50.00$50.007/7/2010 4:26:46 PM
investment-network$25.00$25.007/7/2010 4:26:51 PM
orgy63$25.00$25.007/7/2010 4:27:02 PM
personal-lender$25.00$25.007/7/2010 4:25:57 PM
tekkie2412$50.00$50.007/7/2010 4:26:27 PM
villagers$50.00$50.007/7/2010 4:38:07 PM
treasure-hunter270$25.00$25.007/7/2010 4:27:07 PM
DonaldColorado$25.00$25.007/7/2010 4:46:50 PM
riproaringrapids$25.00$25.007/7/2010 4:48:10 PM
pakrbkr$50.00$50.007/7/2010 4:35:15 PM
SCTrojangirl$25.00$25.007/7/2010 4:28:48 PM
meenan$25.00$25.007/7/2010 4:29:18 PM
Pulchritudinous$25.00$25.007/7/2010 4:50:21 PM
zielojo$25.00$25.007/7/2010 4:50:55 PM
FlexFunding$100.00$100.007/7/2010 4:37:31 PM
BlindProphet$25.00$25.007/7/2010 4:31:21 PM
GeorgiaGator$43.87$43.877/7/2010 4:52:06 PM
jt88$25.00$25.007/7/2010 4:38:41 PM
dharma1$25.00$25.007/7/2010 4:48:46 PM
ray1051$50.00$50.007/7/2010 4:49:40 PM
Algaes$50.00$50.007/7/2010 4:50:03 PM
credit-coach118$40.00$40.007/7/2010 4:36:45 PM
Carpetkid$50.00$50.007/7/2010 4:36:55 PM
leftcoast52$25.00$25.007/7/2010 4:37:22 PM
CaptainBlueberry$25.00$25.007/7/2010 4:51:37 PM
RMB-Investments$50.00$50.007/7/2010 4:51:40 PM
nunnie$25.00$25.007/7/2010 4:51:49 PM
resource777$50.00$50.007/7/2010 4:38:23 PM
TheGrayFox$25.00$25.007/7/2010 4:38:47 PM
nickel-synapse$25.00$25.007/7/2010 6:45:32 PM
Marathoner$25.00$25.007/7/2010 6:45:40 PM
open-marketplace$25.00$25.007/7/2010 6:45:45 PM
conaty$50.00$50.007/7/2010 6:45:49 PM
jaker$25.00$25.007/7/2010 6:45:52 PM
autonomous-basis$25.00$25.007/7/2010 6:45:55 PM
Preferred-Lender$25.00$25.007/7/2010 6:46:03 PM
HelpMankind$100.00$100.007/7/2010 6:46:20 PM
Angleofcare$25.00$25.007/7/2010 6:46:24 PM
kenji4861$25.00$25.007/7/2010 4:48:56 PM
BOZO88$25.00$25.007/7/2010 6:46:35 PM
wowsurfer$25.00$25.007/7/2010 6:46:38 PM
iflyforfun$25.00$25.007/7/2010 6:46:47 PM
guardlender$25.00$25.007/7/2010 6:46:53 PM
RandomMonkey$25.00$25.007/7/2010 6:46:58 PM
peace-missile$25.00$25.007/7/2010 6:47:08 PM
IIP77$25.00$25.007/7/2010 6:47:15 PM
codingbuddy$25.00$25.007/7/2010 6:47:17 PM
scottssm$33.00$33.007/7/2010 6:47:23 PM
paladin847$25.00$25.007/7/2010 6:47:32 PM
dinero-festivity2$34.04$34.047/7/2010 6:47:39 PM
steady-gain5$25.00$25.007/7/2010 6:47:45 PM
Lo0se_mo0se$25.00$25.007/7/2010 6:47:49 PM
power-pagoda$25.00$25.007/7/2010 6:48:02 PM
thestartuplender$35.00$35.007/7/2010 6:48:14 PM
DrMoneyBags$25.00$25.007/7/2010 6:48:18 PM
roymckenzie$25.00$25.007/7/2010 6:48:30 PM
moneylender987$25.00$25.007/7/2010 6:48:37 PM
authoritative-capital$25.00$25.007/7/2010 6:48:45 PM
junctionking$25.00$25.007/7/2010 6:48:57 PM
steady-bazaar$100.00$100.007/7/2010 6:49:02 PM
capital-mover7$25.00$25.007/7/2010 6:49:10 PM
delicious-social132$40.00$40.007/7/2010 4:50:59 PM
Vreet$50.00$50.007/7/2010 4:51:10 PM
Massey4$50.00$50.007/7/2010 6:50:19 PM
bds9646$26.00$26.007/7/2010 6:50:26 PM
rulender$32.65$32.657/7/2010 4:51:16 PM
syounker$25.00$25.007/7/2010 4:51:18 PM
kindness-percolator5$25.00$25.007/7/2010 6:50:43 PM
Dweeberkitty1$25.00$25.007/7/2010 6:50:48 PM
point-solstice$50.00$50.007/7/2010 6:50:52 PM
jholebound$25.00$25.007/7/2010 6:51:03 PM
quirky$25.00$25.007/7/2010 6:51:11 PM
a-finance-nirvana$25.00$25.007/7/2010 6:51:23 PM
Jassi$25.00$25.007/7/2010 6:51:50 PM
successful-euro$30.00$30.007/7/2010 4:52:51 PM
Turkish101$25.00$25.007/7/2010 6:45:42 PM
Amaranto$50.00$50.007/7/2010 6:45:53 PM
versatile-platinum4$25.00$25.007/7/2010 6:46:01 PM
gentle-gold$25.00$25.007/7/2010 6:46:10 PM
wampum-optimization$36.36$36.367/7/2010 6:46:17 PM
Attract$25.00$25.007/7/2010 6:46:25 PM
superb-point$100.00$100.007/7/2010 6:46:28 PM
zen1cent$25.00$25.007/7/2010 6:46:31 PM
Adabi$25.00$25.007/7/2010 6:46:36 PM
sarahsophie$50.00$50.007/7/2010 6:46:40 PM
important-ore$100.00$100.007/7/2010 6:46:44 PM
RedGranite$25.00$25.007/7/2010 6:46:51 PM
Ciphernetic$25.00$25.007/7/2010 6:46:59 PM
Yotaman$25.00$25.007/7/2010 6:47:06 PM
PA2LA$25.00$25.007/7/2010 6:47:30 PM
sensible-community1$50.00$50.007/7/2010 6:47:34 PM
HUNTER599673$25.00$25.007/7/2010 6:47:43 PM
actuarial_investor$25.00$25.007/7/2010 6:47:50 PM
pauledgarm$50.00$50.007/7/2010 6:47:53 PM
poetic-yield3$50.00$50.007/7/2010 6:47:57 PM
Kerrysbay$50.00$50.007/7/2010 6:48:04 PM
money-owner2$44.22$44.227/7/2010 6:48:31 PM
auction-turbine4$25.00$25.007/7/2010 6:48:37 PM
revenue-prospector$50.00$50.007/7/2010 6:48:39 PM
kcole10$25.00$25.007/7/2010 6:48:44 PM
iolaire$25.00$25.007/7/2010 6:48:58 PM
impressive-credit431$200.00$200.007/7/2010 6:49:02 PM
wise-diversification-formula$50.00$50.007/7/2010 6:49:08 PM
lend_to_you$25.00$25.007/7/2010 6:49:13 PM
MAJESTIC5$50.00$50.007/7/2010 6:49:41 PM
generous-deal6$25.00$25.007/7/2010 6:49:52 PM
Fuzkaska__F_u_n_d_s$25.00$25.007/7/2010 6:49:56 PM
aue513$25.00$25.007/7/2010 6:50:00 PM
neenerman$36.26$36.267/7/2010 6:50:16 PM
Steveoo1$25.00$25.007/7/2010 6:50:20 PM
ryreesado$25.00$25.007/7/2010 6:50:27 PM
DeltaGambler$25.00$25.007/7/2010 6:50:40 PM
burgeoning-silver$25.00$25.007/7/2010 6:50:47 PM
RandyL3$25.00$25.007/7/2010 6:51:01 PM
achillesa$25.00$25.007/7/2010 6:51:15 PM
agreement-sycamore$50.00$50.007/7/2010 6:51:27 PM
best-ingenious-funds$25.00$25.007/7/2010 6:51:31 PM
finance-negotiator2$25.00$25.007/7/2010 6:52:28 PM
deanches$25.00$25.007/7/2010 6:44:20 PM
japher$25.00$25.007/7/2010 6:45:44 PM
cardmi$50.00$50.007/7/2010 6:45:48 PM
newyork6264$25.00$25.007/7/2010 6:45:58 PM
WindyKid$25.00$25.007/7/2010 6:46:06 PM
cosmof16$25.00$25.007/7/2010 6:46:12 PM
shrewd-peace7$30.00$30.007/7/2010 6:46:23 PM
wwwUniversal$25.00$25.007/7/2010 7:03:09 PM
1phantom$50.00$50.007/7/2010 6:46:37 PM
heretoprosper$25.00$25.007/7/2010 6:46:48 PM
japerk$25.00$25.007/7/2010 6:46:52 PM
moneynmotion$25.00$25.007/7/2010 6:47:01 PM
diligent-leverage$25.00$25.007/7/2010 6:47:07 PM
mgking007$25.00$25.007/7/2010 6:47:10 PM
ProfPC$25.00$25.007/7/2010 6:47:14 PM
fantastic-openness$50.00$50.007/7/2010 6:47:22 PM
Velocity_Lenders$43.62$43.627/7/2010 6:47:25 PM
calkidd05$25.00$25.007/7/2010 6:47:28 PM
DavenportCapital$25.00$25.007/7/2010 6:47:35 PM
fxsrider$25.00$25.007/7/2010 6:47:40 PM
bigphish$25.00$25.007/7/2010 6:47:48 PM
BabyLender$25.00$25.007/7/2010 6:48:04 PM
generator596$50.00$50.007/7/2010 6:48:09 PM
ramsumana$25.00$25.007/7/2010 6:48:29 PM
MoNeYMaN5$25.00$25.007/7/2010 6:48:36 PM
Gnube$25.00$25.007/7/2010 6:48:42 PM
velvetsmog$25.00$25.007/7/2010 6:48:51 PM
Reinadog9$50.00$50.007/7/2010 6:48:59 PM
saihu$25.00$25.007/7/2010 6:49:04 PM
godspeed237$25.00$25.007/7/2010 6:49:09 PM
rosie777$37.52$37.527/7/2010 6:49:48 PM
otter$25.00$25.007/7/2010 6:50:06 PM
spenrod$28.13$28.137/7/2010 6:50:15 PM
Tai$25.00$25.007/7/2010 6:50:21 PM
Philosonie$25.00$25.007/7/2010 6:50:25 PM
JohnGalt94$25.00$25.007/7/2010 6:50:31 PM
mad4wknds$25.00$25.007/7/2010 6:50:33 PM
Toby1montana$65.80$65.807/7/2010 6:50:41 PM
GrommetPosse$25.00$25.007/7/2010 6:50:45 PM
MONEYLENDER101$100.00$100.007/7/2010 6:50:49 PM
heroic-platinum$25.00$25.007/7/2010 6:50:59 PM
Binan$25.00$25.007/7/2010 6:51:13 PM
basis-daydream$48.46$48.467/7/2010 6:51:16 PM
money-bauble$75.00$75.007/7/2010 6:51:20 PM
relentless-penny$50.00$50.007/7/2010 6:51:25 PM
minista$25.00$25.007/7/2010 6:52:12 PM
liberty-destiny3$25.00$25.007/7/2010 6:52:31 PM
Tech-Entrepreneur$25.00$25.007/7/2010 7:02:39 PM
blot44$25.00$25.007/7/2010 8:31:38 PM
Bank_Of_XL$25.00$25.007/8/2010 8:53:28 AM
Barrayaran$25.00$25.007/8/2010 5:28:55 AM
ujiba$25.00$25.007/8/2010 9:39:12 AM
penny-finder$30.00$30.007/8/2010 11:19:13 PM
roadster199$25.00$25.007/9/2010 9:02:29 AM
dsgfl1$100.00$100.007/9/2010 11:29:26 AM
Barky52$25.00$25.007/9/2010 12:57:12 PM
dmitriy2$25.00$25.007/9/2010 1:09:17 PM
elegant-income3$50.00$50.007/11/2010 6:29:47 PM
interstellar$50.00$50.007/12/2010 9:45:38 AM
Cherrypicker$50.00$50.007/12/2010 10:47:43 AM
Ven58$25.00$25.007/13/2010 1:20:19 AM
Rockymtnhi$51.27$51.277/13/2010 2:20:12 AM
SCD$25.00$25.007/13/2010 3:50:00 AM
Astyanax$30.00$30.007/13/2010 12:40:20 PM
principal-bull$25.00$25.007/13/2010 4:37:36 PM
penny-finder$25.00$25.007/13/2010 6:52:38 PM
theskippy$25.00$25.007/13/2010 10:00:38 PM
gpuck$25.00$25.007/13/2010 5:39:18 PM
calbertrand$175.00$175.007/13/2010 8:05:43 PM
leverage-monger$28.00$28.007/14/2010 9:47:22 AM
OoM$25.00$25.007/14/2010 2:47:29 PM
forthright-principal2$25.00$25.007/14/2010 12:33:51 PM
friendinmoney$25.00$25.007/14/2010 4:17:50 PM
jangalt$72.00$72.007/7/2010 4:26:36 PM
proper-p2p6$100.00$100.007/7/2010 4:28:51 PM
clean-loyalty$25.00$25.007/7/2010 4:29:58 PM
SNH$75.00$75.007/7/2010 4:30:49 PM
Tc11902$25.00$25.007/7/2010 4:26:02 PM
discrete-asset$25.00$25.007/7/2010 4:31:02 PM
simplelender80$100.00$100.007/7/2010 4:26:19 PM
AmericanCredit$25.00$25.007/7/2010 4:29:10 PM
alpinaut$25.00$25.007/7/2010 4:29:26 PM
Underzenith85$25.00$25.007/7/2010 4:34:51 PM
radforj22$50.00$50.007/7/2010 4:29:43 PM
american6$50.00$50.007/7/2010 4:36:08 PM
tech310$50.00$50.007/7/2010 4:31:00 PM
loot-heart$50.00$50.007/7/2010 4:26:58 PM
mlopez2007$25.00$25.007/7/2010 4:27:14 PM
interest-jedi0$50.00$50.007/7/2010 4:27:19 PM
bchen78875$50.00$50.007/7/2010 4:34:23 PM
inspired-contract9$50.00$50.007/7/2010 4:28:30 PM
Havana21$25.00$25.007/7/2010 4:49:53 PM
Philolend$25.00$25.007/7/2010 4:36:06 PM
moola-man$50.00$50.007/7/2010 4:36:24 PM
moneyfriend$50.00$50.007/7/2010 4:29:51 PM
tbrnet$50.00$50.007/7/2010 4:50:53 PM
affluence-pumpkin0$25.00$25.007/7/2010 4:37:51 PM
first-restless-payout$50.00$50.007/7/2010 4:51:55 PM
green-radiant-durability$50.00$50.007/7/2010 4:52:16 PM
serpentine$50.00$50.007/7/2010 4:47:38 PM
cyberie21$50.00$50.007/7/2010 4:34:30 PM
VWA_to_the_Rescue$25.00$25.007/7/2010 4:35:06 PM
Supernick$50.00$50.007/7/2010 4:50:08 PM
murren$25.00$25.007/7/2010 4:36:03 PM
dontscrewmeover1$25.00$25.007/7/2010 4:50:47 PM
logical-loyalty0$50.00$50.007/7/2010 4:36:25 PM
julijask$25.00$25.007/7/2010 4:50:51 PM
j2ee$25.00$25.007/7/2010 4:51:01 PM
thoughtful-community7$25.00$25.007/7/2010 4:52:09 PM
dough-collector0$50.00$50.007/7/2010 4:38:18 PM
scrappy-bonus2$25.00$25.007/7/2010 6:45:38 PM
kchen486$25.00$25.007/7/2010 6:45:42 PM
Flatfoot$25.00$25.007/7/2010 6:45:47 PM
interest-magnolia$25.00$25.007/7/2010 6:45:51 PM
determined-deal7$25.00$25.007/7/2010 6:45:54 PM
chrisb1414$25.00$25.007/7/2010 6:45:59 PM
noble-power286$25.00$25.007/7/2010 6:46:04 PM
kleinbrak$25.00$25.007/7/2010 6:46:13 PM
F16Pilot$25.00$25.007/7/2010 6:46:21 PM
AWTT$25.00$25.007/7/2010 6:46:36 PM
selector568$300.00$300.007/7/2010 4:49:03 PM
value-pouch$40.46$40.467/7/2010 6:46:39 PM
Ikcon07$50.00$50.007/7/2010 6:46:50 PM
tlam168$50.00$50.007/7/2010 6:46:54 PM
stoopidnoodle$25.00$25.007/7/2010 6:47:05 PM
mglanham$25.00$25.007/7/2010 6:47:13 PM
jeangot$25.00$25.007/7/2010 6:47:16 PM
skvat$25.00$25.007/7/2010 4:49:47 PM
determined-contract$30.00$30.007/7/2010 6:47:20 PM
secundus$25.00$25.007/7/2010 6:47:29 PM
myextracash$25.00$25.007/7/2010 6:47:36 PM
shadowflame_99$25.00$25.007/7/2010 6:47:42 PM
BigLinCT$25.00$25.007/7/2010 6:47:49 PM
shrewd-deal$25.00$25.007/7/2010 6:47:59 PM
icchok$50.00$50.007/7/2010 6:48:03 PM
8bitnintendo$25.00$25.007/7/2010 6:48:16 PM
hookUup$25.00$25.007/7/2010 4:50:23 PM
restech$25.00$25.007/7/2010 6:48:23 PM
kmr2$128.41$128.417/7/2010 6:48:34 PM
livelytoad$25.00$25.007/7/2010 6:48:43 PM
thorough-exchange4$40.00$40.007/7/2010 6:48:49 PM
CASHGIRL$50.00$50.007/7/2010 6:48:54 PM
transparency-advocator$50.00$50.007/7/2010 6:48:59 PM
building-america$25.00$25.007/7/2010 6:49:08 PM
Ranch88$50.00$50.007/7/2010 6:49:10 PM
Crisscross$50.00$50.007/7/2010 6:49:49 PM
overflowinglife$25.00$25.007/7/2010 4:51:04 PM
HunterSix$25.00$25.007/7/2010 6:50:11 PM
lancetc$25.00$25.007/7/2010 6:50:22 PM
hopethisworks$43.21$43.217/7/2010 6:50:34 PM
NJournalist$25.00$25.007/7/2010 6:50:46 PM
mburke3434$25.00$25.007/7/2010 6:50:50 PM
jeffpac$55.00$55.007/7/2010 6:50:55 PM
Merganser$25.00$25.007/7/2010 6:51:00 PM
elawn$50.00$50.007/7/2010 6:51:08 PM
antlr$25.00$25.007/7/2010 4:51:45 PM
yield-seeker$25.00$25.007/7/2010 6:51:14 PM
moola-rose8$50.00$50.007/7/2010 4:51:52 PM
rescue$50.00$50.007/7/2010 6:44:53 PM
laughmotel$45.00$45.007/7/2010 6:45:34 PM
painta$50.00$50.007/7/2010 6:45:39 PM
nevergivup$25.00$25.007/7/2010 6:45:45 PM
lively-point$25.00$25.007/7/2010 6:45:57 PM
dospapalotes$25.00$25.007/7/2010 6:46:05 PM
najmn103$25.00$25.007/7/2010 6:46:15 PM
SerG_PunK$25.00$25.007/7/2010 6:46:22 PM
social-vibrato$25.00$25.007/7/2010 6:46:26 PM
hopeful-point$25.00$25.007/7/2010 6:46:30 PM
grc$50.00$50.007/7/2010 6:46:33 PM
JKEnterprises$25.00$25.007/7/2010 6:46:39 PM
AndrewNikolas$25.00$25.007/7/2010 6:46:42 PM
pathfinder1027$25.00$25.007/7/2010 6:46:47 PM
KHODADAD$50.00$50.007/7/2010 6:46:55 PM
glimmering-credit4$25.00$25.007/7/2010 6:47:03 PM
pwkpwk$25.00$25.007/7/2010 6:47:09 PM
golden-responsibility189$50.00$50.007/7/2010 6:47:24 PM
Aethelinde$50.00$50.007/7/2010 6:47:33 PM
first-pragmatic-note$25.00$25.007/7/2010 6:47:40 PM
GetItRight$25.00$25.007/7/2010 6:47:46 PM
payout-banker4$25.00$25.007/7/2010 6:47:51 PM
seabass123$25.00$25.007/7/2010 6:47:54 PM
top-payout-fixer$25.00$25.007/7/2010 6:48:00 PM
golden-contract8$50.00$50.007/7/2010 6:48:07 PM
contract-giant$25.00$25.007/7/2010 6:48:20 PM
lenderme$25.00$25.007/7/2010 6:48:27 PM
wampum-reaction2$25.00$25.007/7/2010 6:48:35 PM
kulender$30.00$30.007/7/2010 6:48:38 PM
balance6$25.00$25.007/7/2010 6:48:40 PM
srgriff$25.00$25.007/7/2010 6:48:46 PM
truth-image$50.00$50.007/7/2010 6:48:55 PM
jjb3$25.00$25.007/7/2010 6:49:00 PM
nonukem$25.00$25.007/7/2010 6:49:03 PM
bold-durability-drum$42.57$42.577/7/2010 6:49:06 PM
koa$50.00$50.007/7/2010 6:49:12 PM
johntina$46.04$46.047/7/2010 6:49:42 PM
efficient-marketplace$50.00$50.007/7/2010 6:49:51 PM
Walkingcowboy$25.00$25.007/7/2010 6:49:54 PM
Cheburashka$30.00$30.007/7/2010 6:49:58 PM
roccofox$50.00$50.007/7/2010 6:50:14 PM
suburbanman64$35.00$35.007/7/2010 6:50:19 PM
afotherg$40.00$40.007/7/2010 6:50:23 PM
1fortheroad$25.00$25.007/7/2010 6:50:28 PM
winter-vigilance$25.00$25.007/7/2010 6:50:44 PM
CAGE-Investments$50.00$50.007/7/2010 6:50:48 PM
108lender$100.00$100.007/7/2010 6:50:53 PM
devoider$25.00$25.007/7/2010 6:50:59 PM
Bank42$50.00$50.007/7/2010 6:51:04 PM
bodascafe$25.00$25.007/7/2010 6:51:12 PM
anything-but-ordinary$50.00$50.007/7/2010 6:51:24 PM
emprestador$25.00$25.007/7/2010 6:52:10 PM
bid-czar8$100.00$100.007/7/2010 6:52:25 PM
soursoup$25.00$25.007/7/2010 6:45:36 PM
radpin$50.00$50.007/7/2010 6:45:46 PM
prodigitus$50.00$50.007/7/2010 6:45:50 PM
adaptiveanimal$25.00$25.007/7/2010 6:46:02 PM
forthright-trade$50.00$50.007/7/2010 6:46:07 PM
LAKESPRING$50.00$50.007/7/2010 6:46:18 PM
BACKJUDGE$25.00$25.007/7/2010 6:46:34 PM
Sarspatula$46.95$46.957/7/2010 7:03:10 PM
Ananya$50.00$50.007/7/2010 6:46:46 PM
saritha$25.00$25.007/7/2010 6:46:50 PM
credit-scout7$30.00$30.007/7/2010 6:46:56 PM
zyztemboy$25.00$25.007/7/2010 6:47:04 PM
oceanwind1950$25.00$25.007/7/2010 6:47:09 PM
famous-bill$50.00$50.007/7/2010 6:47:12 PM
biagbigmoney$50.00$50.007/7/2010 6:47:19 PM
Mr_Money$25.00$25.007/7/2010 6:47:24 PM
david5000$50.00$50.007/7/2010 6:47:27 PM
peaceful-agreement2$25.00$25.007/7/2010 6:47:31 PM
toblerone$50.00$50.007/7/2010 6:47:37 PM
Lise46$25.00$25.007/7/2010 6:47:44 PM
HeavyDriver03$25.00$25.007/7/2010 6:47:56 PM
Pasagam$25.00$25.007/7/2010 6:48:06 PM
point-shooter$25.00$25.007/7/2010 6:48:11 PM
alaco$25.00$25.007/7/2010 6:48:22 PM
Ivan2007$25.00$25.007/7/2010 6:48:33 PM
ommcd$25.00$25.007/7/2010 6:48:41 PM
good_lender$50.00$50.007/7/2010 6:48:48 PM
stable-money$25.00$25.007/7/2010 6:48:56 PM
peruse$25.00$25.007/7/2010 6:49:01 PM
SB-Funding$50.00$50.007/7/2010 6:49:07 PM
responsibility-butterfly$25.00$25.007/7/2010 6:49:53 PM
gauss02$25.00$25.007/7/2010 6:50:08 PM
Dazz2061$25.00$25.007/7/2010 6:50:17 PM
MTLoans$25.00$25.007/7/2010 6:50:24 PM
HUMPTIDUMPTI$28.41$28.417/7/2010 6:50:30 PM
iLoaner$25.00$25.007/7/2010 6:50:32 PM
woodenshoes$25.00$25.007/7/2010 6:50:42 PM
systematic0$25.00$25.007/7/2010 6:50:52 PM
bowdish1$100.00$100.007/7/2010 6:51:02 PM
shorthairedg$50.00$50.007/7/2010 6:51:07 PM
fireboss$25.00$25.007/7/2010 6:51:23 PM
harty$60.00$10.757/7/2010 6:52:33 PM
forthright-principal2$25.00$25.007/7/2010 7:03:12 PM
ethicalhumanist$25.00$25.007/8/2010 1:48:07 PM
jchurchi$25.00$25.007/8/2010 2:03:21 PM
favorite-commerce$50.00$50.007/9/2010 8:43:54 AM
outofoffice$50.00$50.007/9/2010 3:43:24 PM
ManhattanLender$25.00$25.007/10/2010 1:57:31 PM
SOP_Bank$25.00$25.007/11/2010 5:47:51 PM
gsp1885$27.00$27.007/11/2010 11:46:32 PM
octoberfresh$25.00$25.007/13/2010 6:49:44 AM
GABC-1$45.00$45.007/13/2010 9:01:03 AM
emmeyP$25.00$25.007/13/2010 10:50:21 AM
Zeenos$25.00$25.007/13/2010 12:10:59 PM
Manta_Rai$25.00$25.007/13/2010 5:37:41 PM
availableloan$25.00$25.007/13/2010 7:12:49 PM
Dollars4Rent$25.00$25.007/13/2010 8:45:10 PM
UncleScroogeDMD$100.00$100.007/14/2010 8:01:21 AM
lateflight$25.00$25.007/13/2010 10:28:53 PM
DiabolicalGamer$25.00$25.007/14/2010 12:34:04 PM
5kids5$30.00$30.007/14/2010 2:47:14 PM
surfsider123$25.00$25.007/14/2010 2:44:11 PM
Mahogany_Group$25.00$25.007/14/2010 3:21:44 PM
gpsgreg$30.00$30.007/14/2010 3:41:39 PM
FundMaker$25.00$25.007/14/2010 3:00:48 PM
398 bids
 
Borrower Payment Dependent Notes Series 465429
This series of Notes was issued and sold upon the funding of the borrower loan #43550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,750.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $441.05
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $441.05
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2004 Debt/Income ratio: 18%
Basic (1-10): 5 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:6y 2m
Credit score: 660-679 (Jun-2010) Total credit lines: 12 Occupation: Tradesman - Mechani...
Now delinquent: 0 Revolving credit balance: $10,311Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 73%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: thekendoll Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 24 ( 100% ) 660-679 (Latest)
Principal borrowed: $21,350.00< 31 days late: 0 ( 0% )  
620-639 (Nov-2009)
740-759 (Dec-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
New Roof and Waterproof Basement
Purpose of loan:
This loan will be used to install a new roof on my home and to waterproof my basement.

My financial situation:
This will be my third loan from prosper. I have paid all of my previous loans off early. My debt to income ratio on here isnt quite right because i have a wife who also brings in an additional 45,000 per year. I have listed below all of my monthly expenditures and?my monthly assets. you will notice that i?will still beable to continue putting money into savings and?I have rounded all?of my?expenditures up.?Here is my current financial situation.
My Monthly Expenses- Mortgage (payment includes escrow of taxes & insurance) $1364.51
?????????????????????????????????? City?Water/Garbage?55.00
???????????????????????????????????Electric 145.00
???????????????????????????????????Natural Gas 90.00
?????????????????????????????????? Local Phone/Internet 80.00??????
?????????????????????????????????? Car Insurance 90.00
?????????????????????????????????? Cell Phones 150.00
???????????????????????????????????Food 500.00
???????????????????????????????????Credit Cards 300.00
???????????????????????????????????Savings 300.00
?????????????????????????????????? Car Gas 400.00
???????????????????????????????????Misc. (clothes, entertainment, ect.) 500.00
Total Cost of Living per Month $4000.00 aprox.

Monthly Income-? I am salary and am paid on a weekly basis my weekly pay after taxes is $813 per week.?$3523 per month.
????????????????????????? My wife's paid weekly as well and after taxes her pay is $788 per week. $3415 per month
????????????????????????? We are both part-time EMT's and I am a part-time Firefighter and we get a mothly check for that as well. That paycheck varies but is on average $170 per month for my wife and $300 per month for me.

As you can see we have plenty of money left over each month we have been using most of it to pay off our house early. but if we get the loan we divide up the extra money each month and use it to pay of this loan early and the rest we will continue to use to pay off our house early.? I am hoping to get this loan to put a new roof on my house and to have a drainage system put in my basement to keep it dry. we have been getting a lot of rain this year and i need to get it done before it costs me more in the long run. I have been a very responisble person with the past 2 loans i got from prosper. I paid one of the loans off 1 year early and the 2nd loan i got i had paid off 2 1/2 years early. you can feel free to check if you would like. again the debt to income ratio on here isnt fair because it doesnt show my wife's income. we are actually alot better off than it looks. I apreciate any help you are willing to give and look forward to doing business with you. any questions feel free to ask. thanks again.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
usedtoborrow$50.00$50.007/6/2010 4:57:45 PM
frugalinvestor20$25.00$25.007/6/2010 4:58:17 PM
Rogesparkguy$25.00$25.007/6/2010 6:03:22 PM
MoneyForNothing$33.48$33.487/6/2010 10:08:00 PM
payment-halo$25.00$25.007/7/2010 6:44:16 PM
eronyc$25.00$25.007/10/2010 1:33:46 AM
houli123$2,862.71$2,862.717/12/2010 8:06:19 AM
Skeptical-one$40.00$40.007/12/2010 8:36:45 AM
SolarMoonshine$25.00$25.007/12/2010 9:51:08 AM
reflective-rupee$25.00$25.007/12/2010 12:47:42 PM
RecoveryLender$25.00$25.007/12/2010 11:02:01 AM
icanhasloanz$800.00$800.007/12/2010 6:17:18 PM
Whipster$25.00$25.007/12/2010 7:43:00 PM
zone6$100.00$100.007/12/2010 9:09:40 PM
visionary-deal3$100.00$100.007/12/2010 4:32:15 PM
NekHoldings$25.00$25.007/13/2010 4:57:49 AM
Kash2010lu$50.00$50.007/13/2010 6:33:16 AM
houli123$2,500.00$2,500.007/13/2010 7:36:40 AM
unger$140.00$140.007/13/2010 7:53:40 AM
mrxtravis$33.51$33.517/13/2010 8:25:44 AM
nilonc1$91.17$91.177/13/2010 11:19:13 AM
buffalobills$25.00$25.007/13/2010 12:37:35 PM
RecoveryLender$25.04$25.047/13/2010 8:49:23 AM
genuine-integrity0$30.00$30.007/13/2010 3:53:26 PM
five-star-note$135.00$135.007/13/2010 11:55:40 AM
Ray3486$25.00$25.007/13/2010 3:49:10 PM
majestic-currency3$25.00$25.007/13/2010 4:23:59 PM
aultraman$25.00$25.007/13/2010 4:13:54 PM
FinDoc$25.00$25.007/6/2010 7:06:19 PM
Legally_Blonde$25.00$25.007/7/2010 9:23:37 AM
nilonc1$50.00$50.007/11/2010 1:17:48 AM
marinbb$100.00$100.007/11/2010 9:31:46 AM
kingston1$25.00$25.007/11/2010 8:47:27 PM
new-smart-fund$50.00$50.007/12/2010 8:17:34 AM
autonomous-truth$100.00$100.007/12/2010 2:26:47 PM
marinbb$50.00$50.007/12/2010 5:48:07 PM
BrighterSuns$25.00$25.007/12/2010 8:18:19 PM
Dollars4Rent$25.00$25.007/12/2010 8:39:26 PM
ogbobb$113.55$113.557/12/2010 3:52:18 PM
big_balla_papi$50.00$50.007/12/2010 11:52:46 PM
realtormoises$25.00$25.007/13/2010 6:12:12 AM
twjh$25.00$25.007/13/2010 7:39:26 AM
revenue-driver8$50.00$44.147/13/2010 9:53:55 AM
sturdy-peace9$100.00$100.007/13/2010 2:08:11 PM
reflective-rupee$125.00$125.007/13/2010 11:42:49 AM
pietro_torna_indietro$25.00$25.007/13/2010 12:47:12 PM
well-mannered-income3$100.00$100.007/13/2010 4:17:38 PM
FallonCredit$44.18$44.187/13/2010 3:27:51 PM
YoungTaxMan$275.00$275.007/13/2010 4:21:35 PM
YoungTaxMan$1,000.00$1,000.007/13/2010 4:10:24 PM
YoungTaxMan$32.22$32.227/13/2010 4:25:17 PM
51 bids
 
Borrower Payment Dependent Notes Series 465551
This series of Notes was issued and sold upon the funding of the borrower loan #43488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,750.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jul-09-2010 
  Auction end date:  Jul-16-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $214.87
Final lender yield: 33.50% Final borrower rate/APR: 34.50% / 36.95% Final monthly payment: $213.53
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 19.98%  
Lender servicing fee: 1.00% Estimated return: 13.52%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1991 Debt/Income ratio: 31%
Basic (1-10): 4 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 9Length of status:7y 8m
Credit score: 720-739 (Jun-2010) Total credit lines: 37 Occupation: Professional
Now delinquent: 1 Revolving credit balance: $16,860Stated income:$100,000+
Amount delinquent: $5,902 Bankcard utilization: 78%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: happyto91 Borrower's state: NorthCarolina Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 720-739 (Latest)
Principal borrowed: $16,000.00< 31 days late: 0 ( 0% )  
660-679 (May-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Please Help with Medical Bills
Purpose of loan:
To begin, we appreciate the fact that if you are reading this request, you are taking the time to consider helping us work through our financial plan to financial security.??

This?year we will celebrate?20 years of marriage.? We have two daughters and own our home. We are actively involved in our local Church.?

I joined my current employer, a large multi-national corporation, 8-1/2 years ago through a company acquisition. Prior, I worked for another large multi-national corporation for 15 years. Our household DTI is lower than shown since our total household income is over $150,000/year.

This loan will be used to consolidate and pay off medical bills incurred over the last eight months - my youngest daughter incurred two severe concussions last fall and the resulting?issues have required numerous MRI's, CT Scans and visits to medical specialists.Consolidating these bills will result in a monthly savings of over $280, which will be used to pay off debt.

I am a good candidate for this loan because I completely paid off my last Prosper loan a month early (April of this year), have addressed?my obligations (medical expenses got us behind on a payment and it has been addressed)?and have a solid budget to get back on track. ?My wife is also employed full-time and her salary ($3600 net/month)?contributes to household expenses so our total household monthly net income is approx $10,000.

In addition to the $10,000 net income, I will begin receiving an after tax raise of $100/month starting July 15 and I have a guaranteed $2250 in Restricted Stock Units open to me every starting in November for the next four years.

I pay Prosper through automatic withdrawal.

With the help of the Prosper community, we can move into a better situation which allows us to improve credit and free up more resources for future investments (incl the Prosper community).

Monthly net income: $ 10,000

Monthly expenses: $ 8620
Mortgage??????$ 2675
Car Pay'ts????$???725?
Car Ins???????? $?? 420 (will go down by $100 this November - daughter will have license for 1 year)
Utilities????????$?? 650
Phone / TV???$?? 200
Cable/Cell????$???150
Groceries?????$?1200
Gas?????????????$?? 800 (my wife gets $100-$200/month mileage reimbursement)
Visa/Amex?? $ 1300
Medical????????$?? 500? (to be paid be Prosper loan) ?

Cash flow?before Prosper Loan????$ 1380

PAID by this Loan
?????????Prosper Loan Pay't?? ???? ???? ???? ????($ 215)
???? ????Medical Pay't?savings???? ???? ???? ???? $?500
? Increased Cash Flow due to Loan???? $ 285
Cash Flow during Loan? ?$1380 + $285? = $1665
Cash Flow after loan- $1731 +?215 = $1880
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Reason why people are not bidding on your loan is because number don't add up. What have you been doing with unused $1,380/mo for the past 3 years ? Why your food bill is $400 (30%) more than necessary? How do you spend $800 in GAS ? - Hi_Max
A: Up until May of this year, we had a $558/mo Prosper loan...we have two high school Girls,plus my Mom often stays with us (my Dad passed away two years ago).... my wife drives much more now with her new job, our 17-yr old drives 20 miles each way to her high school. So the $1380/mo "extra" is only recent...gas and groceries are actual (we have and are still looking to see where else and what else we can cut). Thanks (Jul-14-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.007/9/2010 4:56:40 PM
reflective-rupee$25.00$25.007/9/2010 7:41:03 PM
restless-dime$25.00$25.007/9/2010 11:14:29 PM
BrighterSuns$25.00$25.007/13/2010 5:42:29 PM
Iceman1347$25.00$25.007/14/2010 4:15:32 PM
eronyc$25.00$25.007/14/2010 4:33:01 PM
jhouman$25.00$25.007/14/2010 4:35:04 PM
well-mannered-income3$25.00$25.007/14/2010 6:36:41 PM
big_balla_papi$25.00$25.007/15/2010 12:00:49 AM
YoungTaxMan$364.68$364.687/14/2010 8:23:58 PM
Kash2010lu$25.00$25.007/15/2010 10:52:27 AM
new-smart-fund$50.00$50.007/15/2010 11:00:43 AM
YoungTaxMan$250.00$250.007/15/2010 3:50:48 PM
YoungTaxMan$150.00$150.007/15/2010 3:51:08 PM
YoungTaxMan$100.00$100.007/15/2010 3:50:19 PM
bid-caballero$34.58$34.587/15/2010 4:55:42 PM
social-zebra$29.00$29.007/16/2010 7:49:00 AM
Leshan$100.00$100.007/16/2010 6:52:22 AM
buffalobills$25.00$25.007/16/2010 8:48:19 AM
Feyenoord$43.70$43.707/16/2010 9:29:48 AM
bmw2$150.00$150.007/16/2010 8:44:35 AM
skaught$30.00$30.007/16/2010 9:46:08 AM
exchange-cowbell5$25.00$25.007/16/2010 9:43:27 AM
NekHoldings$25.00$25.007/16/2010 5:22:19 AM
Aberdeen$400.00$400.007/16/2010 5:22:45 AM
mikeandcat$50.00$50.007/16/2010 6:23:34 AM
Mikale360$25.00$25.007/16/2010 6:35:23 AM
faithful-steward$25.00$25.007/16/2010 11:05:12 AM
SolarMoonshine$25.00$25.007/16/2010 9:52:57 AM
DMKAssetManagement$30.83$30.837/16/2010 1:22:59 PM
well-mannered-income3$80.00$80.007/16/2010 2:37:54 PM
ErvLending$25.00$25.007/16/2010 2:06:28 PM
investment-tempo$30.00$30.007/16/2010 10:33:55 AM
eriqnoodle$25.00$25.007/16/2010 3:22:04 PM
ErvLending$25.00$25.007/16/2010 3:51:49 PM
reflective-rupee$50.00$50.007/16/2010 4:08:53 PM
heritage_loans$62.66$62.667/16/2010 1:28:58 PM
credit-missile$25.00$25.007/16/2010 1:52:20 PM
deal-promiser$25.00$25.007/16/2010 4:20:49 PM
alexgalt$100.00$100.007/9/2010 5:08:59 PM
Legally_Blonde$25.00$25.007/9/2010 10:14:58 PM
Skeptical-one$25.00$25.007/12/2010 8:33:28 AM
clemclan$25.00$25.007/12/2010 5:44:08 PM
realtormoises$25.00$25.007/14/2010 7:56:22 AM
mrxtravis$50.00$50.007/14/2010 8:45:33 AM
autonomous-truth$100.00$100.007/14/2010 1:12:15 PM
UCLA4life$25.00$25.007/14/2010 4:36:01 PM
big_balla_papi$25.00$12.937/15/2010 6:57:27 AM
JM245$35.43$35.437/15/2010 11:45:32 AM
bunnybear$31.94$31.947/15/2010 2:06:18 PM
jhouman$25.00$25.007/15/2010 4:17:44 PM
mrxtravis$63.68$63.687/15/2010 9:30:17 PM
principal-mermaid$300.00$300.007/15/2010 7:52:53 PM
Aberdeen$400.00$400.007/16/2010 5:22:44 AM
vigilance-searcher$25.00$25.007/16/2010 10:23:09 AM
reflective-rupee$25.00$25.007/16/2010 11:26:29 AM
ultimate-peace$100.00$100.007/16/2010 11:31:31 AM
fair-payment4$25.00$25.007/16/2010 9:38:17 AM
Philman$25.57$25.577/16/2010 1:30:13 PM
credit-missile$25.00$25.007/16/2010 1:51:49 PM
credit-missile$25.00$25.007/16/2010 1:52:47 PM
CommunityArts_Non-profit$50.00$50.007/16/2010 2:02:37 PM
transparency-tomahawk$25.00$25.007/16/2010 3:10:31 PM
Amber_Stone$25.00$25.007/16/2010 3:55:57 PM
reflective-rupee$25.00$25.007/16/2010 11:26:42 AM
CACO_Bank$25.00$25.007/16/2010 4:25:15 PM
Tono$50.00$50.007/16/2010 3:26:49 PM
houli123$500.00$500.007/16/2010 3:57:38 PM
credit-missile$25.00$25.007/16/2010 1:53:58 PM
69 bids
 
Borrower Payment Dependent Notes Series 465659
This series of Notes was issued and sold upon the funding of the borrower loan #43553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jul-12-2010 
  Auction end date:  Jul-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 31.40% Final borrower rate/APR: 32.40% / 34.81% Final monthly payment: $131.33
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 19.85%  
Lender servicing fee: 1.00% Estimated return: 11.55%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2002 Debt/Income ratio: 26%
Basic (1-10): 5 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 11 / 10Length of status:5y 10m
Credit score: 700-719 (Jul-2010) Total credit lines: 27 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $26,486Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 98%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Goldilocks_57 Borrower's state: Maryland Borrower's group: Debt Consolidators
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 55 ( 95% ) 700-719 (Latest)
Principal borrowed: $13,001.00< 31 days late: 3 ( 5% )  
720-739 (Mar-2008)
720-739 (Jul-2007)
 
Principal balance: $1,970.83 31+ days late: 0 ( 0% )
Total payments billed: 58  
Description
Fixing my Car - major work
Purpose of loan:
This loan will be used to fix my 2004 Maxima.? It is still a great car, but it needs some major engine work to?bring it up to highway standards.?

My financial situation:
I am a great candidate for this loan because I have had 2 previous prosper loans (one is paid off and the other will be paid off in March).? When I originally took out these loans (to pay off high credit card debt) I was given an "A" Rating on Prosper and did not miss a payment until I switched banks for my automatic deposit.? Unknown to me, my school district messed up the transfer date and my check was not put in the new account on the day I was expecting it to be deposited.? By the time I found out about the error,?my two prosper payments?had already been?returned.? When I found out (less than 5 days later) I made the payment right away.? NOW, my credit rating with Prosper is HR which does not reflect my paying ability.? I make an annual salary of $92,000 a year and?will be starting my 30th year of teaching this fall (the 7th with my current employer).? In addition to my yearly salary I also?make an average of $6 - 8,000 a year for summer school and homebound tutoring, so I am very capable of paying back this loan, and I WILL pay it back!??I have been offered a 3 - 5% loan at 2 local car?dealerships if I?want to buy a brand new vehicle,?but I want to re-establish my "A "credit rating with prosper, and fix my car which is in very good condition, but just needs some transmission and air conditioning work.? To me this is much smarter than spending $25,000 on a new car!? Please invest in me; I promise, you?won't be disappointed, and, you will get a VERY high interest rate!

Monthly net income: $5800 ( with base salary)

Monthly expenses: $
??Housing: $ 1375.00
??Insurance: $ 100
??Car expenses: $ 200
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 250
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: see my page please - Tono
A: Hi Tono, Thanks for your question. My total monthly expenses are $3025. My base net salary is $5800.00. This does not include the extra net income I get from homebound tutoring and summer school. That is another $600 to $1200 net per month on top of my base salary of $5800. As I stated on my profile page, I WILL pay this loan back. I want to re-establish my good credit with Prosper and then start to re-invest in Prosper as well. Thanks for your inquiry and suggestions! (Jul-17-2010)
Q: Why has your revolving debt balance gone up since the time of your last Prosper loan? Thanks and best wishes. - reflective-rupee
A: Hi, I purchased a new bed (tempepuric king) and 2 couches through Macy's for 0 % interest over 2 years and that added to my Macy's Credit card even though it is 0% and will be paid off before any interest is ever added on. ALL my credit cards will be zero balance at the end of July (when I get my first instalation of summer school money), except for my Macy's revoling which will be zeroed at the end of August with my final installment of summer school money. Thanks for the question. (Jul-18-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
clemclan$30.00$30.007/12/2010 9:50:26 PM
principal-mermaid$300.00$300.007/14/2010 10:42:35 PM
nodebt2012$25.00$25.007/15/2010 5:31:44 PM
vest_vortex$25.00$25.007/16/2010 7:48:28 PM
BrighterSuns$25.00$25.007/16/2010 8:58:29 PM
BlueSharp$50.00$50.007/17/2010 7:18:12 AM
ddamenace$35.00$35.007/17/2010 9:13:51 AM
eriqnoodle$25.00$25.007/17/2010 5:54:02 PM
five-star-note$75.42$75.427/17/2010 10:03:21 PM
twjh$25.00$25.007/18/2010 2:54:50 PM
Good_Karma_Cafe$25.00$25.007/18/2010 9:03:20 PM
CommunityArts_Non-profit$50.00$50.007/18/2010 9:18:12 PM
finance-solo$39.44$39.447/19/2010 6:56:24 AM
loan-eagle9$25.00$25.007/19/2010 8:16:25 AM
Kash2010lu$25.00$25.007/19/2010 9:13:58 AM
Skeptical-one$35.00$35.007/19/2010 8:37:27 AM
mcgovern2024$25.00$25.007/19/2010 9:49:50 AM
friendinmoney$50.00$50.007/19/2010 10:10:51 AM
NekHoldings$25.00$9.677/19/2010 10:15:01 AM
helping-out$65.00$65.007/15/2010 9:40:17 AM
UCLA4life$25.00$25.007/15/2010 10:40:05 AM
boo_hoo$50.00$50.007/15/2010 6:54:45 PM
lucrative-loan$50.00$50.007/16/2010 9:24:40 AM
realtormoises$25.00$25.007/16/2010 5:34:53 AM
Kash2010lu$35.00$35.007/17/2010 1:43:38 PM
ohwow$50.00$50.007/17/2010 11:48:25 PM
Tono$30.00$30.007/17/2010 3:17:20 PM
sparkling-contract7$25.00$25.007/18/2010 6:25:58 AM
myutmost$31.17$31.177/18/2010 2:33:21 PM
Leshan$190.53$190.537/18/2010 2:45:29 PM
Feyenoord$32.76$32.767/18/2010 4:59:02 PM
lender12345$50.00$50.007/18/2010 8:24:44 PM
Kash2010lu$25.00$25.007/18/2010 9:28:16 PM
Moe87$25.00$25.007/19/2010 4:19:15 AM
Jrbgood$50.00$50.007/18/2010 6:46:28 PM
justanothersushieater$25.00$25.007/19/2010 12:42:49 AM
The-Lighthouse-Group$25.00$25.007/19/2010 5:26:35 AM
carrinel$112.00$112.007/19/2010 7:04:34 AM
bmw2$54.00$54.007/19/2010 8:11:01 AM
thomas16882004$25.00$25.007/19/2010 9:53:24 AM
pietro_torna_indietro$25.00$25.007/18/2010 10:38:21 PM
rockhound84$25.00$25.007/19/2010 10:13:13 AM
Nerdster1$25.01$25.017/19/2010 10:08:13 AM
RyanM561$25.00$25.007/19/2010 9:02:51 AM
houli123$1,000.00$1,000.007/19/2010 10:07:42 AM
45 bids
 
Borrower Payment Dependent Notes Series 465689
This series of Notes was issued and sold upon the funding of the borrower loan #43514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jul-12-2010 
  Auction end date:  Jul-14-2010 
 
Starting lender yield: 9.00% Starting borrower rate/APR: 10.00% / 10.34% Starting monthly payment: $38.72
Final lender yield: 9.00% Final borrower rate/APR: 10.00% / 10.35% Final monthly payment: $38.72
 
Auction yield range: 2.93% - 9.00% Estimated loss impact: 0.61%  
Lender servicing fee: 1.00% Estimated return: 8.39%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1977 Debt/Income ratio: 3%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 1 / 1Length of status:12y 10m
Credit score: 740-759 (Jun-2010) Total credit lines: 24 Occupation: Other
Now delinquent: 10 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 11    
Screen name: silver-admirer2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected Family Visiting 7/31-8/7
Purpose of loan:
This loan will be used for?food, gas and miscellaneous expenses to accommodate?12 family members that are coming to visit for?nine days plus my family of 4. ? They would like us to show them?around- Monterey, S.F.,?Yosemite, Hearst Castle...

My financial situation:
I am a good candidate for this loan because?I am conscientious and I want to be prepared financially for this rare family gathering.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
productive-finance$25.00$25.007/12/2010 10:21:44 AM
ZeoInvestments$25.00$25.007/12/2010 10:23:50 AM
revenue-glider9$75.00$75.007/12/2010 10:39:44 AM
LEBO$25.00$25.007/12/2010 10:46:11 AM
fulfilling-investment4$25.00$25.007/13/2010 9:43:44 AM
frugalinvestor20$25.00$25.007/13/2010 2:02:25 PM
responsibility-butterfly$25.00$25.007/13/2010 2:41:38 PM
CK1$25.00$25.007/13/2010 6:26:19 PM
Dr_M$25.00$25.007/13/2010 6:52:58 PM
income-crescendo1$42.05$42.057/14/2010 7:28:04 AM
PurplePonchoMan$25.00$25.007/14/2010 8:55:09 AM
focused-dime8$26.13$26.137/14/2010 10:54:33 AM
tender-integrity3$50.00$50.007/14/2010 2:42:17 PM
otalon$36.72$36.727/14/2010 2:01:35 PM
LesPaul1$25.00$25.007/14/2010 4:35:07 PM
seattle$25.00$25.007/12/2010 10:23:54 AM
Approved$50.00$50.007/12/2010 10:25:48 AM
bankdaddy$25.00$25.007/12/2010 10:39:41 AM
top-courteous-peso$250.00$250.007/13/2010 4:49:08 PM
sensational-dollar$25.00$25.007/13/2010 6:37:33 PM
Serge2005$25.00$25.007/13/2010 6:24:33 PM
gzeo$25.00$25.007/14/2010 9:40:17 AM
bomdel$25.00$25.007/14/2010 12:33:36 PM
gsp1885$27.00$27.007/14/2010 1:33:04 PM
minista$25.00$25.007/14/2010 2:46:11 PM
Sumach$25.00$25.007/14/2010 4:34:59 PM
FinDoc$25.00$25.007/14/2010 4:33:25 PM
brondero$100.00$18.107/14/2010 7:22:16 PM
wwwUniversal$25.00$25.007/14/2010 8:17:00 PM
FinanceEngine$25.00$25.007/14/2010 8:22:03 PM
HealthAndSafety$100.00$100.007/14/2010 8:14:35 PM
31 bids
 
Borrower Payment Dependent Notes Series 465715
This series of Notes was issued and sold upon the funding of the borrower loan #43558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jul-09-2010 
  Auction end date:  Jul-16-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $135.71
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1999 Debt/Income ratio: 14%
Basic (1-10): 5 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:5y 2m
Credit score: 640-659 (Jul-2010) Total credit lines: 7 Occupation: Other
Now delinquent: 0 Revolving credit balance: $8,432Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 99%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Looking-for-Relief-1 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need help paying debt.
I'm just trying to pay down some debt and need help doing it. I turned to few other commercial lenders and they chose not to help. I'm just looking for someone else to help me. I work very hard and never miss a day of work. I'm a safe bet because I will pay back what ever I owe. I would like to just get ahead. I will fully be able to pay the money back every month. I'm not in bad health. I also am on Salary so I get paid the same amount every 2 weeks. I'm actually really surprised this site gave me a HR listing. I have no delinquent accounts at all. Give me a chance.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What are the balances and interest rates for the credit accounts in question? Thanks! - rustylix
A: Rutylix, My account balances are 5497 interest is 23%, 994 19%, and 1940 23 %. I had 2 accounts with Bank Of America. Bank of America then sold one of my accounts to Barclays who then lowed my balance and then raised interest rates. I was strolling along paying. If I can pay the 2 cards off now, then I can work on the one with Barclays, 5497. I plan on having it payed off before Christmas. I'm tired off credit cards. I have learned from my mistakes and now I want to kill my debt. Thanks (Jul-12-2010)
Q: if it close at or near 34% are you still going to get the loan? why would you pay a higher rate? - EretzCapital
A: EretzCapital, I actually would not be paying more interest. I am going to pay off 2 cards with a combined interest rate of 43 percent, saving myself 9 percent to help pay off the barclays card. I am going to take the loan and knock these 2 balances out if I recieve it. thanks for your question. (Jul-15-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
order-bee1$600.00$600.007/10/2010 2:07:15 AM
retired272$25.00$25.007/10/2010 2:34:13 PM
bright-exchange$25.00$25.007/11/2010 12:17:39 PM
Skeptical-one$25.00$25.007/12/2010 8:29:59 AM
victor111$75.00$75.007/13/2010 4:35:54 AM
innovator2$100.00$100.007/13/2010 1:46:51 AM
MatticusCaesar$51.64$51.647/13/2010 8:30:49 AM
SolarMoonshine$25.00$25.007/13/2010 10:05:34 AM
aztocas$25.00$25.007/13/2010 6:58:12 AM
FASTIZIO_P$100.00$100.007/13/2010 11:01:26 PM
boo_hoo$50.00$50.007/13/2010 11:38:42 PM
nilonc1$150.00$150.007/14/2010 8:55:53 AM
finance-mammalian2$25.00$25.007/14/2010 10:14:22 AM
investment-tempo$100.00$100.007/14/2010 1:54:43 PM
kingston1$25.00$25.007/14/2010 4:42:29 PM
roadroamer$109.00$109.007/14/2010 4:57:44 PM
bankbuddy55$25.00$25.007/14/2010 3:33:54 PM
aztocas$25.00$25.007/15/2010 6:59:00 AM
helping-out$25.00$25.007/15/2010 9:37:52 AM
Rip128$25.00$25.007/15/2010 12:20:30 PM
LKCGICG$25.00$25.007/15/2010 4:02:34 PM
three-for-6$163.57$163.577/15/2010 4:25:07 PM
kind-diligent-coin$25.00$25.007/15/2010 6:08:43 PM
p2ploan-sensation211$25.00$25.007/15/2010 7:45:33 PM
Amber_Stone$25.00$25.007/15/2010 9:06:29 PM
the-felicity-supergiant$33.83$33.837/15/2010 9:11:31 PM
sisepuede$25.00$23.497/16/2010 12:04:53 AM
IceFishingCash$25.00$25.007/15/2010 10:04:12 PM
goodcents$30.00$30.007/15/2010 8:09:01 PM
auction-poblano$25.00$25.007/15/2010 10:18:38 PM
periko$50.00$50.007/10/2010 7:12:16 AM
rustylix$25.00$25.007/12/2010 10:48:57 AM
buffalobills$25.00$25.007/12/2010 12:34:30 PM
FASTIZIO_P$25.00$25.007/13/2010 4:54:03 PM
lean-ore9$25.00$25.007/14/2010 10:49:39 AM
unger$50.00$50.007/14/2010 3:20:43 PM
scarlet-velvet$25.00$25.007/14/2010 4:34:59 PM
bmw2$100.00$100.007/15/2010 9:01:03 AM
KirosPOS$50.00$50.007/15/2010 11:28:31 AM
skater$25.00$25.007/15/2010 1:10:04 PM
a-successful-credit$25.00$25.007/15/2010 3:29:05 PM
YoungTaxMan$100.00$100.007/15/2010 3:44:48 PM
Engineer44$30.00$30.007/15/2010 4:04:32 PM
blue-dollar-viking$35.00$35.007/15/2010 5:14:05 PM
kind-diligent-coin$25.00$25.007/15/2010 6:17:53 PM
Kselr$239.70$239.707/15/2010 7:28:16 PM
havok555$25.00$25.007/15/2010 9:18:56 PM
1313mark1313$50.00$50.007/15/2010 6:18:08 PM
Bob450$25.00$25.007/15/2010 7:56:25 PM
money-fort$33.77$33.777/15/2010 8:09:15 PM
50 bids
 
Borrower Payment Dependent Notes Series 465757
This series of Notes was issued and sold upon the funding of the borrower loan #43559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jul-09-2010 
  Auction end date:  Jul-16-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $226.18
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $226.18
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2004 Debt/Income ratio: 25%
Basic (1-10): 5 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 5 / 3Length of status:3y 2m
Credit score: 680-699 (Jul-2010) Total credit lines: 9 Occupation: Other
Now delinquent: 0 Revolving credit balance: $2,075Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 55%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: orange-exact-coin Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for my wedding
Purpose of loan:
This loan will be used to pay for my wedding this November.

My financial situation:
I am a good candidate for this loan because?
I have a pretty decent credit history, and am an honest borrower. I always pay my bills on time.

Monthly net income: $
$1800

Monthly expenses: $
??Housing: $0, my fiancee's checks pay the rent.
??Insurance: $100
??Car expenses: $440
??Utilities: $ 60
??Phone, cable, internet: $60
??Food, entertainment: $50, varies month to month
??Clothing, household expenses $50
??Credit cards and other loans: $270
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: how does 1,800 monthly add up to 25,000? - silver-parsec
A: the stated income is 25k-49k, specifically last year my w2 said i made 39k gross. the 1800 is roughly what i bring in net every month, depending on overtime and other bonus factors. (Jul-16-2010)
Q: What do you and your fiance do for a living? Does he have large debts and about how much does he earn? - wealth-pipeline
A: my fiancee works for coldstone creamery, she's the beauty you see pictured :) she has no debts, and brought in 22k last year on her w2. Typically she receives 700 every two weeks, our rent is 650 total, so we've got quite a bit of disposable income from her side to cover things also. (Jul-16-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dedication-merman$50.00$50.007/9/2010 5:06:52 PM
RMB-Investments$25.00$25.007/9/2010 5:07:21 PM
Diamond_Jim$25.00$25.007/9/2010 5:07:24 PM
simplelender80$50.00$50.007/9/2010 5:07:29 PM
Comoparklender$50.00$50.007/9/2010 5:07:39 PM
rock-turner$25.00$25.007/9/2010 5:07:52 PM
svandgts$50.00$50.007/9/2010 5:08:09 PM
skuba$25.00$25.007/9/2010 5:08:22 PM
silverloan$25.00$25.007/9/2010 5:31:28 PM
AlexTrep$25.00$25.007/9/2010 5:25:16 PM
treasure-hunter270$25.00$25.007/9/2010 5:07:26 PM
Artist_Blue$25.00$25.007/9/2010 5:07:37 PM
PRGuyinVA$25.00$25.007/9/2010 5:07:44 PM
hyrolln$25.00$25.007/9/2010 5:07:50 PM
enthusiastic-balance5$100.00$100.007/9/2010 5:07:56 PM
SBT$25.00$25.007/9/2010 5:08:04 PM
villagers$25.00$25.007/9/2010 5:08:53 PM
340$100.00$100.007/9/2010 7:34:38 PM
famous-bill$50.00$50.007/10/2010 5:06:25 AM
shrewd-peace7$25.00$25.007/10/2010 1:33:27 PM
rustysailor$27.00$27.007/11/2010 7:34:23 AM
meteoric-asset4$25.00$25.007/11/2010 3:52:58 PM
Buffer10$25.00$25.007/11/2010 6:19:06 PM
HHP$25.00$25.007/10/2010 11:41:32 PM
Preferred-Lender$25.00$25.007/11/2010 6:46:34 AM
comicdoc$25.00$25.007/12/2010 5:47:44 AM
reward-adventure$25.00$25.007/12/2010 6:28:32 AM
lcole32$25.00$25.007/12/2010 8:13:14 AM
platinum-genetics$35.04$35.047/11/2010 8:47:19 PM
jamiee73$25.00$25.007/12/2010 9:46:36 AM
genuine-responsibility8$45.92$45.927/12/2010 9:40:03 AM
ThisGuyIKnow$25.00$25.007/12/2010 9:54:42 AM
gotjack$25.00$25.007/13/2010 2:00:07 AM
order-bee1$300.00$300.007/13/2010 8:40:09 AM
cunning-bill$25.00$25.007/13/2010 12:05:58 PM
order-bee1$50.00$50.007/14/2010 11:07:09 AM
Galt_Capitalist$250.00$250.007/14/2010 2:22:19 PM
kingston1$25.00$25.007/14/2010 4:42:30 PM
market-pudding$25.00$25.007/15/2010 4:55:30 AM
loot-hunter$55.00$55.007/15/2010 6:13:18 AM
Zipcut$25.00$25.007/15/2010 9:15:12 AM
shrewd-income$25.00$25.007/14/2010 9:29:23 PM
innovator2$50.00$50.007/15/2010 3:46:37 PM
income-pillow$36.74$36.747/15/2010 4:17:33 PM
nowits10$25.00$25.007/15/2010 4:26:29 PM
realtormoises$25.00$25.007/15/2010 12:00:54 PM
currency-solo$25.00$25.007/15/2010 5:13:05 PM
nodebt2012$25.00$25.007/15/2010 5:37:00 PM
marwadi-62$50.00$50.007/15/2010 7:13:37 PM
IIP77$25.00$25.007/15/2010 7:56:48 PM
larryboy10$25.00$25.007/15/2010 9:27:46 PM
Leshan$33.33$33.337/16/2010 6:56:26 AM
rockhound84$25.00$25.007/16/2010 7:26:41 AM
dynrep$25.00$25.007/16/2010 8:47:46 AM
bmw2$50.00$50.007/16/2010 8:52:59 AM
mutual-benefit$25.00$25.007/16/2010 9:46:17 AM
vigilance-searcher$25.00$25.007/16/2010 10:25:16 AM
reflective-rupee$25.00$25.007/16/2010 11:24:41 AM
p2p-mover0$27.91$27.917/16/2010 3:49:31 PM
order-bee1$250.00$250.007/16/2010 4:37:17 PM
Gibbyland$50.00$50.007/9/2010 5:07:00 PM
burrito6$25.00$25.007/9/2010 5:07:09 PM
gelidfrank$25.00$25.007/9/2010 5:07:18 PM
birddogsb$50.00$50.007/9/2010 5:07:31 PM
nanda$25.00$25.007/9/2010 5:07:34 PM
Caerus$25.00$25.007/9/2010 5:08:00 PM
S-Master$25.00$25.007/9/2010 5:13:24 PM
loanfairy$25.00$25.007/9/2010 5:07:42 PM
zone6$62.98$62.987/9/2010 5:07:46 PM
sweetlan$25.00$25.007/9/2010 5:08:36 PM
revenue-officer36$25.00$25.007/9/2010 6:23:35 PM
Amber_Stone$25.00$25.007/9/2010 10:37:11 PM
JustMee$25.00$25.007/9/2010 6:59:41 PM
r0b3m4n$25.00$25.007/10/2010 1:42:13 PM
econgineer$25.00$25.007/10/2010 1:07:30 AM
108lender$25.00$25.007/10/2010 1:11:33 AM
retired272$25.00$25.007/10/2010 2:26:52 PM
time4aloan$25.00$25.007/10/2010 8:41:42 PM
mizount$25.00$25.007/11/2010 3:08:09 AM
investment-tempo$50.00$50.007/11/2010 10:04:33 AM
order-bee1$100.00$100.007/11/2010 3:39:42 PM
kind-efficient-credit$25.00$25.007/11/2010 6:19:04 PM
Hawk-Eye$50.00$50.007/11/2010 8:47:33 PM
swoosh$25.00$25.007/11/2010 4:03:56 PM
autonomous-truth$25.93$25.937/12/2010 9:26:23 AM
auction-workhorse679$25.00$25.007/12/2010 8:13:48 AM
green-thoughtful-yield$50.00$50.007/12/2010 8:39:05 AM
zone8$100.00$100.007/12/2010 9:01:22 AM
LuvToLend$25.00$25.007/12/2010 9:26:25 AM
special-currency6$25.00$25.007/12/2010 9:39:13 AM
Aleut$25.00$25.007/12/2010 10:01:20 AM
selfmademan$25.00$25.007/13/2010 1:11:51 AM
basis-prodigy$25.00$25.007/13/2010 2:57:48 AM
brightest-income-hunter$25.00$25.007/13/2010 7:33:41 AM
reflective-rupee$25.00$25.007/13/2010 7:47:29 PM
SolarMoonshine$25.00$25.007/13/2010 6:09:54 PM
nilonc1$100.00$100.007/14/2010 9:17:13 AM
Kqwik$25.85$25.857/14/2010 10:09:53 AM
unger$50.00$50.007/14/2010 3:16:32 PM
well-mannered-income3$25.00$25.007/14/2010 6:41:54 PM
helping-out$40.00$40.007/15/2010 9:38:38 AM
Kash2010lu$25.00$25.007/15/2010 10:46:23 AM
order-bee1$200.00$200.007/15/2010 11:06:23 AM
a-successful-credit$25.00$25.007/15/2010 3:28:42 PM
purposeful-benefit5$100.00$100.007/15/2010 3:50:39 PM
worthy-bid8$25.00$25.007/15/2010 12:06:24 PM
reflective-rupee$25.00$25.007/15/2010 4:45:12 PM
Bob450$25.00$25.007/15/2010 7:57:31 PM
Amber_Stone$25.00$25.007/15/2010 9:01:42 PM
dynamic-capital$25.00$25.007/16/2010 12:21:51 AM
dynrep$25.00$25.007/15/2010 5:04:28 PM
restless-dime$25.00$25.007/15/2010 6:07:49 PM
CACO_Bank$25.00$25.007/16/2010 6:43:41 AM
steves73$50.00$50.007/15/2010 7:06:22 PM
umfan123$25.00$25.007/16/2010 7:21:12 AM
reflective-rupee$150.00$4.297/16/2010 11:24:57 AM
buffalobills$25.00$25.007/16/2010 12:46:22 PM
wealth-pipeline$25.00$25.007/16/2010 1:56:45 PM
well-mannered-income3$80.00$80.007/16/2010 2:39:39 PM
worthy-bid4$25.00$25.007/16/2010 3:00:55 PM
reflective-rupee$25.00$25.007/16/2010 11:24:24 AM
Nerdster1$25.01$25.017/16/2010 3:31:20 PM
rockhound84$25.00$25.007/16/2010 4:38:25 PM
123 bids
 
Borrower Payment Dependent Notes Series 466027
This series of Notes was issued and sold upon the funding of the borrower loan #43485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,985.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jul-12-2010 
  Auction end date:  Jul-16-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $225.50
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $225.50
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2001 Debt/Income ratio: 25%
Basic (1-10): 5 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 3 / 1Length of status:1y 11m
Credit score: 700-719 (Jul-2010) Total credit lines: 12 Occupation: Student - College G...
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: determined-openness1 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying back excess finacial aid
Purpose of loan:
This loan will be used to pay back financial aid that was dispersed to me by my university. My tuition and fees are paid in full yearly by my department since I am a PhD student in the biomedical sciences at my school. However, I decided to take out some student loans to help ease expenses and payoff some debt. My bills have been paid but now according to my university, I've received excess financial aid and have been requested to repay $4985 before I can register for the upcoming fall semester. I have tried to work out a payment agreement with my university, but this requires me to sit out of school until I pay back the money. This doesn't work for me because my income is based on me being registered.? This is my dilemma.

My financial situation:
I am a good candidate for this loan because I have stable income through my full time job as a research assistant as a? part of my dissertation research in a federally funded laboratory (which will conclude in approximately 3-4 yrs).? Since I used the excess financial aid to pay off bills, I have disposable income and am able to easily repay the loan.?

Monthly net income: $ 1800

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 53
??Car expenses: $ 0
??Utilities: $ 60
??Phone, cable, internet: $120
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 100
? Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Diamond_Jim$25.00$25.007/12/2010 10:49:15 AM
gelidfrank$25.00$25.007/12/2010 10:49:12 AM
simplelender80$50.00$50.007/12/2010 10:49:18 AM
SBT$25.00$25.007/12/2010 10:49:32 AM
S-Master$25.00$25.007/12/2010 10:56:45 AM
reflective-rupee$25.00$25.007/12/2010 12:52:22 PM
SeaSkyGuy71$25.00$25.007/12/2010 1:49:41 PM
basis-prodigy$25.00$25.007/12/2010 2:31:17 PM
sweetlan$25.00$25.007/12/2010 2:31:25 PM
Comoparklender$50.00$50.007/12/2010 2:31:23 PM
Artist_Blue$25.00$25.007/12/2010 11:08:35 AM
well-mannered-income3$25.00$25.007/12/2010 5:42:13 PM
RMB-Investments$25.00$25.007/12/2010 2:31:22 PM
mesfinity$25.00$25.007/12/2010 2:39:10 PM
loan-tycoon0$50.00$50.007/13/2010 1:59:48 AM
SolarMoonshine$25.00$25.007/13/2010 10:03:34 AM
payment-halo$25.00$25.007/13/2010 12:00:22 PM
unger$50.00$50.007/13/2010 7:48:22 PM
thatguyoverseas$41.65$41.657/13/2010 10:44:07 PM
mrxtravis$25.00$25.007/14/2010 8:58:58 AM
Galt_Capitalist$200.00$200.007/14/2010 4:15:52 PM
thomas16882004$25.00$25.007/14/2010 4:16:31 PM
goodcents$25.00$25.007/14/2010 6:36:44 PM
twjh$25.00$25.007/15/2010 6:21:16 PM
kendigme$25.00$25.007/16/2010 2:34:43 AM
MrPie$25.00$25.007/16/2010 3:44:28 AM
CashFlow13$3,000.00$3,000.007/15/2010 6:16:44 PM
bmw2$100.00$100.007/16/2010 9:03:15 AM
gshx2$36.00$36.007/15/2010 8:54:45 PM
historic-nickel$25.00$25.007/16/2010 10:45:31 AM
Whipster$25.00$25.007/15/2010 6:20:43 PM
nanda$25.00$25.007/12/2010 10:49:21 AM
enthusiastic-balance5$100.00$100.007/12/2010 10:49:27 AM
treasure-hunter270$25.00$25.007/12/2010 10:49:16 AM
birddogsb$50.00$50.007/12/2010 10:49:19 AM
villagers$25.00$25.007/12/2010 10:50:18 AM
Caerus$25.00$25.007/12/2010 10:49:30 AM
zone8$100.00$100.007/12/2010 11:02:56 AM
special-currency6$25.00$25.007/12/2010 11:03:19 AM
rock-turner$25.00$25.007/12/2010 2:38:39 PM
burrito6$25.00$25.007/12/2010 2:38:38 PM
Legally_Blonde$25.00$25.007/12/2010 7:03:48 PM
bankbuddy55$50.00$50.007/12/2010 7:41:23 PM
MonkeyB$25.00$25.007/12/2010 4:17:48 PM
green-thoughtful-yield$50.00$32.357/12/2010 4:32:38 PM
jamiee73$25.00$25.007/13/2010 10:41:26 AM
winmals$25.00$25.007/13/2010 5:59:44 PM
DHolly$25.00$25.007/15/2010 5:22:34 PM
coasterman$25.00$25.007/15/2010 6:41:09 PM
rockhound84$25.00$25.007/15/2010 8:39:41 PM
reflective-rupee$25.00$25.007/15/2010 8:46:43 PM
phchristensen$50.00$50.007/16/2010 4:29:57 AM
buffalobills$25.00$25.007/16/2010 12:49:26 PM
systematic-loan$25.00$25.007/16/2010 10:03:33 AM
PCity-LOA15$50.00$50.007/16/2010 10:06:46 AM
55 bids
 
Borrower Payment Dependent Notes Series 466039
This series of Notes was issued and sold upon the funding of the borrower loan #43564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-12-2010 
  Auction end date:  Jul-16-2010 
 
Starting lender yield: 32.33% Starting borrower rate/APR: 33.33% / 36.03% Starting monthly payment: $66.44
Final lender yield: 25.00% Final borrower rate/APR: 26.00% / 28.58% Final monthly payment: $60.44
 
Auction yield range: 10.93% - 32.33% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.38%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1998 Debt/Income ratio: 2%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 1 / 1Length of status:11y 1m
Credit score: 660-679 (Jun-2010) Total credit lines: 9 Occupation: Other
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: runbix7 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper lender to help out a cowork
Purpose of loan:
This loan will be used to? I have lend a Co worker money and he owes other people money. This loan will hopefully allow to get back on his feet and have one payment which I will then make on his behalf.

My financial situation: I have my mortgage and few other basic bills so taking on this loan will not be a problem.
I am a good candidate for this loan because?My coworker is on the hook for this loan if he can't take his last chance and pay me back I will make the loan good! Of the 1500 I am keeping the first monthes payment. I have my W2 and last pay stub ready to send to prosper to verify this loan. If my coworker pays me back early I will be paying the loan off early. With this interest rate I'm tempted to pay it back early and let him pay me a lower interest rate. I have 1150 invested in prosper, I don't want to sell them and want my coworker to pay the interest. He's well aware that the interest compounds and this is going to be a short term loan with this interest rate!

Monthly net income: $2000 take home

Monthly expenses: $
??Housing: $800
??Insurance: $60
??Car expenses: $75
??Utilities: $75
??Phone, cable, internet: $170
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $0000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Do you have an IRA, 401k, or 403b? If so, what?s a rough estimate of the value? Unlike a Pension fund, these have cash value and can be partially withdrawn. ONLY do this if behind on payments to save your credit. Penalties to cash in are STEEP! - SmartConsolidation
A: $77,587.34 is my 401k balance I'm not interested in taking a loan out on it. I have aprox 15k in two separate roth ira accounts. Since this loan is for a co worker I'm going to do it.. I have the Cash but chose to take the loan because he's paying for it. If he does not pay me I will make the payment. On the lending side of prosper I will copy and paste my investment side of the equation.. Available to bid: $49.35 View detail Active Notes: 45 Principal value: $1,117.10 View notes (Jul-13-2010)
Q: I think you?re a great candidate for this loan!...What?s your total 1st and 2nd mortgage payment with yearly (or monthly) property tax and insurance? Also, what?s the rough value and total owed on the home? (use www.zillow.com for estimate) THANKS! - SmartConsolidation
A: My mortgage payment is monthly 763.26. That includes everything, last month I sent in 800 even 282.27 on top of the extra 36.74, 265.32 went to interest 215.67 went to escrow property/insurance. Last when I refinanced my house it was determined the value was 97k and right now my unpaid principal balance on it is 66.709.09. (Jul-13-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jpollar$50.00$50.007/12/2010 10:43:41 AM
top-courteous-peso$25.00$25.007/12/2010 10:56:03 AM
mercuriant$25.00$25.007/12/2010 11:01:40 AM
SolarMoonshine$25.00$25.007/12/2010 5:49:41 PM
brilliant-balance$25.00$25.007/12/2010 7:37:37 PM
whatreality$30.58$30.587/13/2010 11:30:07 AM
heatherwood$75.00$75.007/13/2010 11:39:36 AM
mckhbnpc$30.00$30.007/13/2010 1:46:25 PM
FinanceEngine$25.00$25.007/13/2010 4:45:59 PM
wwwUniversal$25.00$20.337/13/2010 5:09:03 PM
AlexTrep$25.00$25.007/13/2010 5:07:12 PM
EngineersAlliance$150.00$150.007/13/2010 5:09:00 PM
hellasow$50.00$50.007/14/2010 8:42:11 AM
boynumber1$25.00$25.007/14/2010 12:34:25 PM
Wachocia$25.00$25.007/15/2010 11:23:13 AM
micsupra$50.00$50.007/15/2010 3:06:37 PM
BlessedEveryDay$25.00$25.007/15/2010 6:33:24 PM
phchristensen$50.00$50.007/16/2010 4:33:50 AM
Pu239$60.00$60.007/16/2010 8:44:16 AM
kendigme$44.09$44.097/16/2010 2:37:15 AM
ttnk62918$25.00$25.007/16/2010 12:42:22 PM
MrRooster101$25.00$25.007/16/2010 9:45:16 AM
PCity-LOA15$40.00$40.007/16/2010 10:09:25 AM
partyplan$25.00$25.007/16/2010 12:01:42 PM
daekpon$25.00$25.007/12/2010 7:37:29 PM
SOP_Bank$25.00$25.007/13/2010 11:23:00 AM
stephen_c01$25.00$25.007/13/2010 1:29:38 PM
favorite-commerce$25.00$25.007/13/2010 5:18:04 PM
SmartConsolidation$25.00$25.007/13/2010 5:59:03 PM
nethosters$25.00$25.007/14/2010 5:45:30 AM
LSAR$25.00$25.007/14/2010 12:32:46 PM
Reliance_Banker$25.00$25.007/14/2010 5:17:28 PM
market-pudding$25.00$25.007/15/2010 4:40:38 AM
durable-economy2$25.00$25.007/15/2010 7:13:26 AM
wowlender$25.00$25.007/15/2010 11:10:18 AM
marwadi-62$100.00$100.007/15/2010 7:15:47 PM
cash-arboretum$50.00$50.007/16/2010 2:07:31 AM
exchange-cowbell5$25.00$25.007/16/2010 9:33:48 AM
Firescreek$25.00$25.007/16/2010 7:16:30 AM
credit-goliath$25.00$25.007/16/2010 1:34:55 PM
Asian-Persuasion$25.00$25.007/16/2010 2:34:12 PM
careful-compassion$25.00$25.007/16/2010 11:17:17 AM
42 bids
 
Borrower Payment Dependent Notes Series 466075
This series of Notes was issued and sold upon the funding of the borrower loan #43476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jul-12-2010 
  Auction end date:  Jul-19-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $92.78
Final lender yield: 17.15% Final borrower rate/APR: 18.15% / 20.36% Final monthly payment: $90.57
 
Auction yield range: 7.93% - 18.90% Estimated loss impact: 6.89%  
Lender servicing fee: 1.00% Estimated return: 10.26%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1994 Debt/Income ratio: 34%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 23 / 22Length of status:11y 3m
Credit score: 640-659 (Jul-2010) Total credit lines: 58 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $216,148Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 98%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: OZZIE1982 Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 29 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
620-639 (Jan-2008)
600-619 (Dec-2007)
 
Principal balance: $826.63 31+ days late: 0 ( 0% )
Total payments billed: 29  
Description
Pay 2009 Real Estate Taxes
Purpose of loan:
This loan will be used to pay 2009 real estate taxes and refinance balance of existing Prosper loan.

My financial situation:
I am a good candidate for this loan because I have an impeccable credit history, long employment history,?sufficient debt/income, and have steadily been improving my credit scores.? Please acknowledge that of the $216,148 in revolving credit balances reporting, $187,043 is a home equity line of credit used to refinance my conventional home mortgage.??I did this to take advantage of the?freefalling?variable interest rates.? This is also negatively impacting my bankcard utilization rate.?

Monthly net income: $ 4623

Monthly expenses: $
??Housing: $ 650
??Insurance: $?178
??Car expenses: $ 495
??Utilities: $ 78
??Phone, cable, internet: $52
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $653(includes $270/month Beneficial payment)?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
credit-panda1$25.00$25.007/12/2010 11:14:22 AM
Reliance_Banker$25.00$25.007/12/2010 4:29:05 PM
Tokkoutai99$35.00$35.007/12/2010 7:22:12 PM
The-Lighthouse-Group$25.00$25.007/13/2010 7:29:48 AM
Socorro_Capital_Partners$25.00$25.007/13/2010 12:31:36 PM
MStackIV$50.00$50.007/13/2010 12:02:13 PM
portfolio-turbine$50.00$50.007/13/2010 7:25:42 PM
five-star-note$98.82$98.827/14/2010 11:06:32 AM
tcpfan$25.00$25.007/14/2010 4:47:03 PM
Kelor99$25.00$25.007/14/2010 7:05:16 PM
caseattle$25.00$25.007/15/2010 11:07:35 AM
hillerod$25.00$25.007/15/2010 2:52:55 PM
FinanciallySavvyMom$35.75$35.757/16/2010 11:33:38 AM
McDeeter$25.00$25.007/16/2010 2:21:30 PM
khamlagirl$25.00$25.007/16/2010 5:13:59 PM
RebuildingAmerica$25.00$25.007/17/2010 4:26:04 AM
gothampark$25.00$25.007/17/2010 8:54:16 AM
precious-coin3$25.00$25.007/17/2010 9:33:50 AM
jybank$25.00$25.007/17/2010 11:03:17 PM
trade-goblin9$25.00$25.007/18/2010 8:44:02 AM
sweety075$25.00$25.007/18/2010 10:23:14 AM
b1geasy$25.00$25.007/18/2010 10:28:39 AM
Feyenoord$32.75$32.757/18/2010 4:58:02 PM
lender12345$25.00$25.007/18/2010 8:26:12 PM
HomerdohNY$25.00$25.007/19/2010 5:04:52 AM
nalaari$30.00$30.007/19/2010 6:10:17 AM
Bank_Of_XL$25.00$25.007/19/2010 8:26:12 AM
wild-orange$25.00$25.007/19/2010 9:48:54 AM
ezhik00$25.00$25.007/19/2010 9:55:40 AM
moneybags16$25.00$25.007/19/2010 10:16:37 AM
Nerdster1$25.01$25.017/19/2010 10:17:27 AM
Aberdeen$400.00$400.007/12/2010 10:59:02 AM
CA_Lender$25.00$25.007/13/2010 1:42:20 AM
loyalist1$100.00$100.007/13/2010 2:57:39 AM
integrity-doctor$100.00$100.007/14/2010 8:43:34 PM
hawaiitechnical$25.00$25.007/14/2010 9:29:59 PM
happyinvester$25.00$25.007/14/2010 10:56:49 PM
LittleMingo$25.00$25.007/15/2010 9:56:51 AM
red-favorable-basis$25.00$25.007/15/2010 6:18:59 PM
exchange-cowbell5$25.00$25.007/16/2010 9:34:17 AM
eBankInvest$25.00$25.007/16/2010 1:14:51 PM
BlueProteus$25.00$25.007/16/2010 11:00:59 PM
yons88$30.00$30.007/16/2010 10:18:26 PM
iflyforfun$25.00$25.007/16/2010 11:06:18 PM
atomantic$100.00$100.007/17/2010 6:55:50 AM
BrighterSuns$25.00$25.007/17/2010 12:34:41 PM
attractive-rate$25.00$25.007/18/2010 6:25:03 AM
outofoffice$50.00$50.007/18/2010 1:09:31 PM
first-genuine-bid$51.00$51.007/18/2010 12:42:45 PM
Mikale360$25.00$25.007/18/2010 11:30:02 PM
patriot384$300.00$300.007/19/2010 6:00:14 AM
JCM_MN$53.00$53.007/18/2010 7:35:27 PM
ChoiceInvestments$25.00$25.007/18/2010 11:08:52 PM
supreme-hope$25.00$25.007/19/2010 2:44:16 AM
droopie1$25.00$8.677/19/2010 10:16:53 AM
Jinja$25.00$25.007/19/2010 8:45:53 AM
56 bids
 
Borrower Payment Dependent Notes Series 466149
This series of Notes was issued and sold upon the funding of the borrower loan #43464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-12-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $95.68
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-2002 Debt/Income ratio: 7%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 5Length of status:5y 2m
Credit score: 780-799 (Jul-2010) Total credit lines: 10 Occupation: Truck Driver
Now delinquent: 0 Revolving credit balance: $9,558Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 50%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: organic-dollar3 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My wife's unpaid maternity leave
Purpose of loan:
This loan will be used to:
Help us meet our monthly expenses in our usual excellent manner.? My wife, who works full time, does not get paid maternity leave and would like to be out of work for three months after our baby is born.

My financial situation:
I am a good candidate for this loan because?
My wife and I ALWAYS pay our bills on time and take our financial responsibilities very seriously.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kid8549$25.00$25.007/12/2010 10:18:27 AM
auction-elvis$25.00$25.007/12/2010 10:18:30 AM
PK_USMC$25.00$25.007/12/2010 10:19:42 AM
financeboy$30.00$30.007/12/2010 10:19:12 AM
RG$30.21$30.217/12/2010 10:23:10 AM
revenue-prospector$32.61$32.617/12/2010 10:26:47 AM
MO_Investor$25.00$25.007/12/2010 10:26:16 AM
godspeed237$25.00$25.007/12/2010 10:26:53 AM
elawn$50.00$50.007/12/2010 10:27:06 AM
moneynmotion$25.00$25.007/12/2010 10:26:35 AM
Rysterola82$25.00$25.007/12/2010 10:27:26 AM
stable-money$25.00$25.007/12/2010 10:26:48 AM
fireboss$25.00$25.007/12/2010 10:27:08 AM
authoritative-capital$25.00$25.007/12/2010 10:27:11 AM
dharma1$25.00$25.007/12/2010 10:27:54 AM
nybanker85$50.00$50.007/12/2010 10:29:03 AM
dlshap$25.00$25.007/12/2010 10:18:53 AM
orgy63$25.00$25.007/12/2010 10:29:46 AM
tntmojave$25.00$25.007/12/2010 10:30:22 AM
proper-p2p6$100.00$100.007/12/2010 10:30:38 AM
moneyfriend$50.00$50.007/12/2010 10:31:02 AM
AmericanCredit$25.00$25.007/12/2010 10:30:43 AM
meenan$25.00$25.007/12/2010 10:30:46 AM
alpinaut$25.00$25.007/12/2010 10:30:52 AM
Amused1$25.00$25.007/12/2010 10:23:41 AM
riproaringrapids$25.00$25.007/12/2010 10:24:14 AM
Breakfast_Gypsy$25.00$25.007/12/2010 10:25:29 AM
Preferred-Lender$25.00$25.007/12/2010 10:26:20 AM
CD_Lending$50.00$50.007/12/2010 10:35:06 AM
turbospeed$25.00$25.007/12/2010 10:40:19 AM
jengachamp$25.00$25.007/12/2010 10:31:12 AM
SNH$75.00$75.007/12/2010 10:31:30 AM
bchen78875$50.00$50.007/12/2010 10:32:11 AM
Underzenith85$25.00$25.007/12/2010 10:32:18 AM
blue-useful-auction$25.00$25.007/12/2010 10:41:30 AM
ethicalhumanist$25.00$25.007/12/2010 10:48:32 AM
RandyL3$25.00$25.007/12/2010 10:57:12 AM
wwwUniversal$25.00$25.007/12/2010 11:00:49 AM
Finspons$25.00$25.007/12/2010 2:43:35 PM
Ocean713$50.00$50.007/12/2010 10:23:03 AM
DonaldColorado$25.00$25.007/12/2010 10:23:20 AM
orderly-loot$25.00$25.007/12/2010 10:24:08 AM
important-ore$100.00$100.007/12/2010 10:26:28 AM
Artist_Blue$25.00$25.007/12/2010 10:27:00 AM
Jofga$25.00$25.007/12/2010 10:27:10 AM
saihu$25.00$25.007/12/2010 10:26:50 AM
rescue$250.00$250.007/12/2010 10:27:46 AM
Comoparklender$30.00$30.007/12/2010 10:28:10 AM
bid-czar8$100.00$100.007/12/2010 10:28:29 AM
successful-euro$50.00$50.007/12/2010 10:29:12 AM
oskizzle$25.00$25.007/12/2010 10:28:39 AM
jangalt$72.00$72.007/12/2010 10:29:28 AM
simplelender80$100.00$100.007/12/2010 10:29:16 AM
treasure-hunter270$25.00$25.007/12/2010 10:29:54 AM
the-transaction-stronghold$50.00$50.007/12/2010 10:29:32 AM
commerce-voyager$25.00$25.007/12/2010 10:31:16 AM
clean-loyalty$25.00$25.007/12/2010 10:31:08 AM
BlindProphet$25.00$25.007/12/2010 10:31:38 AM
important-dollar1$50.00$50.007/12/2010 10:34:53 AM
wise-diversification-formula$49.32$49.327/12/2010 10:26:52 AM
hopethisworks$91.71$91.717/12/2010 10:27:05 AM
agreement-sycamore$50.00$39.157/12/2010 10:35:17 AM
robot81$25.00$25.007/12/2010 10:35:12 AM
bountiful-durability$100.00$100.007/12/2010 10:27:58 AM
kenji4861$25.00$25.007/12/2010 10:28:03 AM
tekkie2412$50.00$50.007/12/2010 10:29:23 AM
loot-heart$50.00$50.007/12/2010 10:29:41 AM
mlopez2007$25.00$25.007/12/2010 10:30:07 AM
interest-jedi0$50.00$50.007/12/2010 10:30:16 AM
inspired-contract9$50.00$50.007/12/2010 10:30:30 AM
SCTrojangirl$25.00$25.007/12/2010 10:30:36 AM
radforj22$50.00$50.007/12/2010 10:30:59 AM
jazzlender$25.00$25.007/12/2010 10:34:47 AM
73 bids
 
Borrower Payment Dependent Notes Series 466181
This series of Notes was issued and sold upon the funding of the borrower loan #43556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jul-13-2010 
  Auction end date:  Jul-17-2010 
 
Starting lender yield: 13.85% Starting borrower rate/APR: 14.85% / 17.02% Starting monthly payment: $294.03
Final lender yield: 13.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $294.03
 
Auction yield range: 5.93% - 13.85% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1996 Debt/Income ratio: 10%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 6Length of status:4y 8m
Credit score: 760-779 (Jul-2010) Total credit lines: 23 Occupation: Other
Now delinquent: 0 Revolving credit balance: $1,601Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 23%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: TJ4U Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Debt
I am attempting to pay off all credit card debt and personal loans that I have incurred.? It is not alot however I would like to just pay it all off in one lump sum and in 3 years have no debt to my name.?? My credit score is excellent and I work in the financial services industry and have for the past 15 years?so I understand what it means to keep your credit in good standing.?? I would appreciate any funds you would be able to contribute and this will all be paid back in a timely manner.?? Thank you for the time to read this loan proposal.??

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bid-czar8$30.95$30.957/13/2010 4:19:02 PM
nunnie$25.00$25.007/13/2010 4:22:26 PM
ethicalhumanist$25.00$25.007/13/2010 4:23:27 PM
successful-euro$50.00$50.007/13/2010 4:20:35 PM
B-rad_the_Coug$25.00$25.007/13/2010 4:24:08 PM
treasure-hunter270$25.00$25.007/13/2010 4:43:45 PM
brightest-breathtaking-finance$100.00$100.007/13/2010 4:44:27 PM
totoro$25.00$25.007/13/2010 4:31:06 PM
Rysterola82$25.00$25.007/13/2010 4:46:18 PM
riproaringrapids$25.00$25.007/13/2010 4:35:04 PM
FirstBank$100.00$100.007/13/2010 4:48:45 PM
foxtrot12$50.00$50.007/13/2010 4:50:36 PM
jdrez$25.00$25.007/13/2010 4:49:02 PM
thestartuplender$35.00$35.007/13/2010 4:52:11 PM
kulender$25.00$25.007/13/2010 4:53:37 PM
studious-bonus7$100.00$100.007/13/2010 4:43:37 PM
Koorblow$100.00$100.007/13/2010 4:54:59 PM
enthralling-deal180$100.00$100.007/13/2010 4:46:45 PM
Pulchritudinous$25.00$25.007/13/2010 4:47:13 PM
MSME$50.00$50.007/13/2010 5:08:40 PM
Prosp_Lender$50.00$50.007/13/2010 4:47:42 PM
WindyKid$25.00$25.007/13/2010 5:41:35 PM
Serge2005$25.00$25.007/13/2010 6:23:30 PM
munnu$25.00$25.007/13/2010 4:54:35 PM
inspired-duty5$50.00$50.007/13/2010 7:52:43 PM
elegant-income3$30.00$30.007/13/2010 10:01:19 PM
golden-cat$25.00$25.007/14/2010 5:06:22 AM
Katburg$35.00$35.007/14/2010 6:48:15 AM
Debt-free-Southern-California$33.10$33.107/14/2010 6:58:43 AM
Bank_Of_XL$50.00$50.007/13/2010 7:24:40 PM
orange-preeminant-bill$44.80$44.807/14/2010 8:11:54 AM
ddibernardo$25.00$25.007/14/2010 9:47:32 AM
wampum-admirer$25.00$25.007/14/2010 9:47:44 AM
pound-lightning$50.00$50.007/14/2010 9:47:48 AM
bountiful-durability$50.00$50.007/14/2010 9:47:02 AM
ready-interest9$25.00$25.007/14/2010 9:47:30 AM
top-silver-american$25.00$25.007/14/2010 9:47:33 AM
LiveFreeand$50.00$50.007/14/2010 9:47:41 AM
orderly-loot$25.00$25.007/14/2010 10:37:15 AM
orgy63$25.00$25.007/14/2010 10:16:57 AM
coin-sherpa$25.00$25.007/14/2010 12:25:34 PM
brightest-affluence-motivator$58.04$58.047/14/2010 11:13:39 AM
reward-motion$25.00$25.007/14/2010 6:48:26 AM
Pickmar$25.00$25.007/14/2010 11:21:10 AM
pound-flow$47.59$47.597/14/2010 11:22:02 AM
bxdoc$47.65$47.657/14/2010 11:43:13 AM
special-currency6$28.99$28.997/14/2010 12:01:34 PM
cpblue79$50.97$50.977/14/2010 7:26:29 AM
mpatrick$25.00$25.007/14/2010 8:11:41 AM
Finspons$25.00$25.007/14/2010 9:06:56 AM
rcldesign$25.00$25.007/14/2010 1:58:46 PM
mdreiss$25.00$25.007/14/2010 2:01:30 PM
ciscoparrot$25.00$25.007/14/2010 9:31:40 AM
fopaul13$25.00$25.007/14/2010 2:01:45 PM
mikrolown$25.00$25.007/14/2010 2:24:55 PM
papaloha$50.00$50.007/14/2010 2:03:12 PM
sensible-order2$25.00$25.007/14/2010 9:47:12 AM
misterhobbs$25.00$25.007/14/2010 2:03:30 PM
blue-velocity-investor$25.00$25.007/14/2010 9:47:29 AM
p2p-harmony$50.00$50.007/14/2010 9:47:34 AM
Artist_Blue$25.00$25.007/14/2010 9:47:36 AM
icchok$47.59$47.597/14/2010 2:29:40 PM
AlwaysA-Chief$25.00$25.007/14/2010 2:22:04 PM
monstersdad$25.00$25.007/14/2010 9:52:23 AM
mrrc7498$25.00$25.007/14/2010 2:38:50 PM
russm011$25.00$25.007/14/2010 2:39:38 PM
financial-frenzy$30.27$30.277/14/2010 2:41:08 PM
DcUnited$26.06$26.067/14/2010 2:24:38 PM
boater01$35.71$35.717/14/2010 2:25:01 PM
hope-eagle6$25.00$25.007/14/2010 2:25:04 PM
iLoaner$25.00$25.007/14/2010 2:25:21 PM
impeccable-transparency$52.26$52.267/14/2010 2:42:28 PM
treasure-bliss$76.51$76.517/14/2010 10:38:00 AM
Peterman$25.00$25.007/14/2010 2:43:09 PM
Moxman125$25.00$25.007/14/2010 2:39:23 PM
DJReflections$25.00$25.007/14/2010 10:54:55 AM
orbital-transparency$25.00$25.007/14/2010 2:42:32 PM
bold-durability-drum$50.00$50.007/14/2010 2:53:23 PM
american6$25.00$25.007/14/2010 2:54:07 PM
the-profit-oracle$25.00$25.007/14/2010 2:45:01 PM
SimpleChoice$25.00$25.007/14/2010 2:45:27 PM
dragon222$50.00$50.007/14/2010 3:09:14 PM
Banker7371$25.00$25.007/14/2010 3:16:43 PM
Railbird$25.00$25.007/14/2010 1:39:44 PM
Ducatiman1978$25.00$25.007/14/2010 1:47:10 PM
junctionking$25.00$25.007/14/2010 1:50:26 PM
Picopie$34.00$34.007/14/2010 2:02:08 PM
syounker$25.00$25.007/14/2010 2:02:58 PM
Kierf$25.00$25.007/14/2010 2:03:27 PM
Robyn5722$25.00$25.007/14/2010 4:16:26 PM
bchen78875$25.00$25.007/14/2010 2:08:26 PM
macgeek$50.00$50.007/14/2010 2:23:37 PM
slartibardfast$25.00$25.007/14/2010 4:42:01 PM
smart-gold$25.00$25.007/14/2010 4:50:02 PM
kapilville$25.00$25.007/14/2010 2:28:10 PM
return-eclipse0$25.00$25.007/14/2010 2:42:26 PM
visionary-community$25.00$25.007/14/2010 2:42:35 PM
muzicman$50.00$50.007/14/2010 4:33:37 PM
compassion-6070$25.00$25.007/14/2010 4:36:29 PM
Billfred$25.00$25.007/14/2010 4:41:58 PM
Kelor99$25.00$25.007/14/2010 7:01:28 PM
summrs1$25.00$25.007/14/2010 8:12:50 PM
FinanceEngine$25.00$25.007/14/2010 8:53:59 PM
integrity-doctor$100.00$100.007/14/2010 9:20:59 PM
crippledcircus$50.00$50.007/15/2010 8:12:35 AM
market-pudding$25.00$25.007/15/2010 11:06:28 AM
gunderstone$45.30$45.307/15/2010 11:07:42 AM
credit-harp$25.00$25.007/15/2010 10:54:54 AM
IcedMochaFund$25.00$25.007/15/2010 11:01:31 AM
ONECENTATATIME$57.00$57.007/15/2010 11:02:05 AM
all_of_that_one$25.00$25.007/16/2010 4:15:37 AM
reBuild-America$50.00$50.007/16/2010 9:33:08 AM
neighborly-power8$25.00$25.007/16/2010 3:32:42 PM
Lender0307$25.00$25.007/16/2010 10:39:25 PM
spiff666$25.00$25.007/17/2010 6:45:44 AM
nybanker85$50.00$50.007/13/2010 4:24:50 PM
simplelender80$100.00$100.007/13/2010 4:31:41 PM
Comoparklender$50.00$50.007/13/2010 4:33:13 PM
delicious-social132$35.00$35.007/13/2010 4:44:47 PM
tech310$50.00$50.007/13/2010 4:31:46 PM
ray1051$25.00$25.007/13/2010 4:31:54 PM
anders94$25.00$25.007/13/2010 4:45:33 PM
personal-lender$25.00$25.007/13/2010 4:43:55 PM
moola-man$30.00$30.007/13/2010 4:45:44 PM
villagers$25.00$25.007/13/2010 4:45:55 PM
ichibon$100.00$100.007/13/2010 4:46:06 PM
qtmspin$25.00$25.007/13/2010 4:44:39 PM
rescue$50.00$50.007/13/2010 4:33:05 PM
the-silver-blaster$50.00$50.007/13/2010 4:47:01 PM
generous-deal6$25.00$25.007/13/2010 4:48:32 PM
objective-investor$100.00$100.007/13/2010 4:47:09 PM
Ocean713$50.00$50.007/13/2010 4:49:30 PM
ddog0224$25.00$25.007/13/2010 4:55:31 PM
important-ore$50.00$50.007/13/2010 4:47:31 PM
top-courteous-peso$250.00$250.007/13/2010 4:49:10 PM
buckyhead2000$25.00$25.007/13/2010 4:52:58 PM
RedCentre$500.00$500.007/13/2010 5:04:47 PM
zzztimbo$50.00$50.007/14/2010 4:36:28 AM
reinforced-revenue069$25.00$25.007/13/2010 7:16:31 PM
blue-useful-auction$25.00$25.007/14/2010 8:01:03 AM
Halehuaka_i$50.00$50.007/14/2010 7:50:52 AM
castleman$25.00$25.007/14/2010 9:47:38 AM
unrivaled-justice$25.00$25.007/14/2010 9:47:40 AM
ferocious-exchange3$25.00$25.007/14/2010 9:56:48 AM
a-finance-nirvana$25.00$25.007/14/2010 10:08:33 AM
Vegasjim$25.00$25.007/14/2010 9:47:12 AM
deal-frontier$33.79$33.797/14/2010 9:47:28 AM
intuitive-bill$25.00$25.007/14/2010 9:47:31 AM
Oakland$50.00$50.007/14/2010 10:35:32 AM
chomper969$25.00$25.007/14/2010 9:47:50 AM
cocolitovi$30.94$30.947/14/2010 10:16:45 AM
MLMarine$25.00$25.007/14/2010 12:16:42 PM
gracej$25.00$25.007/14/2010 11:13:43 AM
best-phenomenal-treasure$25.00$25.007/14/2010 11:21:31 AM
China0813$25.00$25.007/14/2010 1:47:53 PM
LOWCOUNTRYLENDER$25.00$25.007/14/2010 2:01:42 PM
littlemonkey$25.00$25.007/14/2010 1:47:34 PM
jonn834$25.00$25.007/14/2010 2:08:10 PM
PatriotKnight$25.00$25.007/14/2010 1:48:46 PM
LAM26$25.00$25.007/14/2010 2:23:19 PM
TheBestDad$25.00$25.007/14/2010 1:58:59 PM
miket71$82.29$82.297/14/2010 2:24:53 PM
helpinghand63$50.00$50.007/14/2010 2:25:06 PM
bowdish1$37.91$37.917/14/2010 2:25:28 PM
powerful-finance7$25.00$25.007/14/2010 2:28:15 PM
vibraphone3$50.00$50.007/14/2010 9:47:32 AM
DeutscheBank$25.00$25.007/14/2010 9:47:35 AM
jga516$25.00$25.007/14/2010 2:28:58 PM
danthemon35$25.00$25.007/14/2010 9:47:43 AM
tenny321$25.00$25.007/14/2010 2:23:10 PM
GracieLuLu04$25.00$25.007/14/2010 2:23:21 PM
community-pipeline8$38.83$38.837/14/2010 10:16:52 AM
czar3$40.00$40.007/14/2010 2:41:53 PM
tallmon$25.00$25.007/14/2010 2:24:58 PM
RandyL3$25.00$25.007/14/2010 2:25:02 PM
Avala$50.00$50.007/14/2010 10:37:59 AM
SDNLR$25.00$25.007/14/2010 2:42:37 PM
first-upright-payout$25.00$25.007/14/2010 11:06:40 AM
rhightower003$25.00$25.007/14/2010 2:42:31 PM
enthusiastic-balance5$48.42$48.427/14/2010 11:06:51 AM
diablo_ny$25.00$25.007/14/2010 2:54:22 PM
smprfi222$25.00$25.007/14/2010 11:22:00 AM
djh47a$25.00$25.007/14/2010 2:45:36 PM
seabass123$25.00$25.007/14/2010 3:01:29 PM
banjot$25.00$25.007/14/2010 2:53:18 PM
noble-revenue$28.42$28.427/14/2010 2:54:44 PM
credible-durability$25.00$25.007/14/2010 3:16:37 PM
Kotlovan$25.00$25.007/14/2010 1:46:43 PM
Ready2Loan$25.00$25.007/14/2010 1:48:37 PM
fareast_man$25.00$25.007/14/2010 1:49:08 PM
Thylow$25.00$25.007/14/2010 4:07:42 PM
majestic-cash0$50.00$50.007/14/2010 3:55:12 PM
Cheburashka$25.00$25.007/14/2010 2:03:47 PM
anything-but-ordinary$25.00$25.007/14/2010 4:33:29 PM
skurfa$25.00$25.007/14/2010 2:21:53 PM
kelseyshea$25.00$25.007/14/2010 2:22:09 PM
Tc11902$25.18$25.187/14/2010 4:33:28 PM
worth-arch$25.00$25.007/14/2010 2:25:04 PM
green-thoughtful-yield$50.00$43.667/14/2010 4:42:09 PM
Unclejohn$35.00$35.007/14/2010 2:28:13 PM
melodious-fairness$25.00$25.007/14/2010 2:42:08 PM
loan-master996$50.00$50.007/14/2010 2:42:39 PM
time4aloan$50.00$50.007/14/2010 2:45:41 PM
peerlender$25.00$25.007/14/2010 3:22:00 PM
blissful-note7$25.00$25.007/14/2010 4:33:05 PM
calbertrand$75.00$75.007/15/2010 7:12:36 AM
SOP_Bank$25.00$25.007/15/2010 7:15:45 AM
wwwUniversal$25.00$25.007/15/2010 8:01:37 AM
nolahelper$25.00$25.007/15/2010 10:54:51 AM
blue-useful-auction$25.00$25.007/15/2010 7:56:21 AM
forthright-principal2$25.00$25.007/15/2010 11:03:28 AM
d_grbg$25.00$25.007/15/2010 11:08:59 AM
jms1983$25.00$25.007/15/2010 4:13:59 PM
credit-panda1$25.00$25.007/15/2010 7:08:04 PM
favorite-commerce$50.00$50.007/16/2010 9:26:04 AM
ttnk62918$25.00$25.007/16/2010 12:42:09 PM
cttarheel$50.00$50.007/16/2010 4:02:23 PM
ManhattanLender$25.00$25.007/16/2010 5:12:21 PM
UncleSafety$49.75$49.757/16/2010 5:20:43 PM
commanding-income774$25.00$25.007/16/2010 5:27:28 PM
blackstar$25.00$25.007/16/2010 7:44:52 PM
truth-silo$94.02$94.027/16/2010 6:12:02 PM
fair_rates$25.00$25.007/16/2010 7:11:16 PM
223 bids
 
Borrower Payment Dependent Notes Series 466205
This series of Notes was issued and sold upon the funding of the borrower loan #43549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-15-2010 
  Auction end date:  Jul-15-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.84% Starting monthly payment: $60.64
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.84% Final monthly payment: $60.64
 
Auction yield range: 10.93% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1995 Debt/Income ratio: 18%
Basic (1-10): 7 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 7 / 6Length of status:12y 10m
Credit score: 660-679 (Jul-2010) Total credit lines: 17 Occupation: Police Officer/Corr...
Now delinquent: 0 Revolving credit balance: $5,346Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 85%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 6    
Screen name: payment-pagoda Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repair
Purpose of loan:
This loan will be used to rebuild the engine in my?vehicle.?

My financial situation:
I am a good candidate for this loan because I have a good credit score and a low debt to credit and debt to income ratio.

Monthly net income: $ 2800

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 75
??Car expenses: $ 447
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $?200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 120
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
charles3507$25.71$25.717/15/2010 4:32:27 PM
xzec777$25.00$25.007/15/2010 4:34:16 PM
seisen$50.00$50.007/15/2010 4:34:30 PM
yarg$25.00$25.007/15/2010 4:34:59 PM
Comoparklender$40.00$40.007/15/2010 4:34:11 PM
cash-tiramisu$26.67$26.677/15/2010 4:36:37 PM
kidsskipp$25.00$25.007/15/2010 4:35:53 PM
Learning2Lend$50.00$50.007/15/2010 4:35:59 PM
FASTIZIO_P$27.00$27.007/15/2010 4:36:20 PM
Sam65$25.00$25.007/15/2010 4:37:59 PM
first-restless-payout$50.00$50.007/15/2010 4:39:18 PM
mizunoman$25.00$25.007/15/2010 4:32:47 PM
top-courteous-peso$25.00$25.007/15/2010 4:44:38 PM
Buffer10$100.00$100.007/15/2010 4:35:31 PM
circuitfive$25.00$25.007/15/2010 4:35:38 PM
kid8549$25.00$25.007/15/2010 4:36:14 PM
Ocean713$50.00$50.007/15/2010 4:36:35 PM
Sateesh$34.88$12.627/15/2010 4:39:26 PM
EngineersAlliance$150.00$150.007/15/2010 4:49:53 PM
wwwUniversal$25.00$25.007/15/2010 4:49:38 PM
ouyangers$25.00$25.007/15/2010 4:34:04 PM
AF-Chief$28.00$28.007/15/2010 4:34:27 PM
MrMcduck$25.00$25.007/15/2010 4:32:42 PM
rdecartus$25.00$25.007/15/2010 4:34:57 PM
successful-euro$40.00$40.007/15/2010 4:35:02 PM
Wellman$100.00$100.007/15/2010 4:35:30 PM
zone8$100.00$100.007/15/2010 4:36:11 PM
TCayce$25.00$25.007/15/2010 4:36:36 PM
special-currency6$50.00$50.007/15/2010 4:36:41 PM
generous-deal6$25.00$25.007/15/2010 4:37:02 PM
ElAbel11$25.00$25.007/15/2010 4:37:30 PM
villagers$25.00$25.007/15/2010 4:39:05 PM
sweetlan$25.00$25.007/15/2010 4:39:09 PM
authoritative-platinum7$25.00$25.007/15/2010 4:39:25 PM
Wowzer$25.00$25.007/15/2010 4:32:45 PM
majorf2136$25.00$25.007/15/2010 4:34:03 PM
S-Master$25.00$25.007/15/2010 4:45:00 PM
stoopidnoodle$25.00$25.007/15/2010 4:34:15 PM
F16Pilot$25.00$25.007/15/2010 4:36:12 PM
payment-gusto$25.00$25.007/15/2010 4:39:13 PM
40 bids
 
Borrower Payment Dependent Notes Series 466207
This series of Notes was issued and sold upon the funding of the borrower loan #43544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-13-2010 
  Auction end date:  Jul-18-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $95.68
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1994 Debt/Income ratio: 33%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 16 / 13Length of status:5y 5m
Credit score: 700-719 (Jul-2010) Total credit lines: 38 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $29,488Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 57%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: lovely-duty7 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt
Purpose of loan:
This loan will be used to pay off some unsecure?debt.?

My financial situation:
I am a good candidate for this loan because I have a secure full time job as well as part time job and want to stay ahead.? I had a blip in my income when my husband's job was relocated, but am managing and will?be ahead with this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
successful-euro$50.00$50.007/13/2010 4:20:35 PM
rescue$50.00$50.007/13/2010 4:33:04 PM
studious-bonus7$100.00$100.007/13/2010 4:43:37 PM
tech310$100.00$100.007/13/2010 4:44:35 PM
Comoparklender$50.00$50.007/13/2010 4:33:12 PM
anders94$25.00$25.007/13/2010 4:45:33 PM
objective-investor$100.00$100.007/13/2010 4:47:08 PM
Prosp_Lender$50.00$50.007/13/2010 4:47:42 PM
kulender$25.00$25.007/13/2010 4:53:38 PM
gold-heaven9$25.00$25.007/13/2010 4:54:48 PM
Koorblow$100.00$100.007/13/2010 4:54:58 PM
brightest-breathtaking-finance$100.00$100.007/13/2010 4:44:27 PM
delicious-social132$35.00$35.007/13/2010 4:44:47 PM
Rysterola82$25.00$25.007/13/2010 4:46:18 PM
enthralling-deal180$100.00$100.007/13/2010 4:46:45 PM
sensible-order2$25.00$25.007/13/2010 5:09:07 PM
FirstBank$100.00$100.007/13/2010 4:48:44 PM
Vegasjim$25.00$25.007/13/2010 5:08:55 PM
bountiful-durability$100.00$100.007/13/2010 5:28:06 PM
WindyKid$25.00$25.007/13/2010 5:41:34 PM
ddog0224$25.00$25.007/13/2010 4:55:31 PM
orange-preeminant-bill$50.00$50.007/14/2010 2:08:13 AM
golden-cat$25.00$25.007/14/2010 5:06:21 AM
reward-motion$25.00$25.007/13/2010 8:11:32 PM
orgy63$25.00$25.007/14/2010 9:47:17 AM
community-pipeline8$50.00$50.007/14/2010 9:47:05 AM
cpblue79$25.00$25.007/13/2010 9:53:11 PM
elegant-income3$30.00$30.007/13/2010 10:01:18 PM
Katburg$35.00$35.007/14/2010 6:48:14 AM
Iloanyoumoney$25.00$25.007/14/2010 7:14:04 AM
outofoffice$50.00$50.007/14/2010 1:58:05 PM
ciscoparrot$25.00$25.007/14/2010 9:31:39 AM
a-yield-escalator$25.00$25.007/14/2010 9:37:37 AM
green-thoughtful-yield$39.22$39.227/14/2010 9:47:10 AM
bigb7$25.00$25.007/15/2010 4:27:21 PM
FLFF$50.00$50.007/16/2010 5:45:39 AM
exchange-squirrel$25.00$25.007/17/2010 5:19:30 PM
nybanker85$50.00$50.007/13/2010 4:24:48 PM
bid-czar8$100.00$100.007/13/2010 4:19:01 PM
riproaringrapids$25.00$25.007/13/2010 4:35:03 PM
personal-lender$25.00$25.007/13/2010 4:43:56 PM
moola-man$30.00$30.007/13/2010 4:45:43 PM
villagers$25.00$25.007/13/2010 4:45:54 PM
jdrez$25.00$25.007/13/2010 4:49:02 PM
ethicalhumanist$25.00$25.007/13/2010 4:39:33 PM
treasure-hunter270$25.00$25.007/13/2010 4:43:44 PM
munnu$25.00$25.007/13/2010 4:54:35 PM
qtmspin$25.00$25.007/13/2010 4:44:40 PM
ichibon$100.00$100.007/13/2010 4:46:06 PM
important-ore$50.00$50.007/13/2010 4:47:30 PM
generous-deal6$25.00$25.007/13/2010 4:48:31 PM
Ocean713$50.00$50.007/13/2010 4:49:29 PM
thestartuplender$35.00$35.007/13/2010 4:52:10 PM
reinforced-revenue069$25.00$25.007/13/2010 7:16:31 PM
inspired-duty5$50.00$50.007/13/2010 7:52:42 PM
MSME$50.00$50.007/13/2010 5:08:39 PM
blue-velocity-investor$25.00$25.007/13/2010 9:17:35 PM
MoneyBagsRUs$25.00$25.007/13/2010 5:26:24 PM
Mav26$80.00$80.007/13/2010 7:37:08 PM
heerzaquestion$25.00$25.007/14/2010 8:40:40 AM
blue-useful-auction$25.00$25.007/14/2010 7:57:32 AM
teller$25.00$25.007/14/2010 9:47:16 AM
stoopidnoodle$25.00$25.007/14/2010 9:46:44 AM
blackstar$25.00$15.787/14/2010 9:47:19 AM
zzztimbo$50.00$50.007/14/2010 4:36:27 AM
Lo0se_mo0se$25.00$25.007/14/2010 11:16:38 AM
faithful-steward$25.00$25.007/14/2010 9:28:42 AM
wwwUniversal$25.00$25.007/14/2010 9:53:23 AM
Pepper23$50.00$50.007/15/2010 9:37:34 AM
khamlagirl$25.00$25.007/16/2010 5:17:17 PM
JerryB96$25.00$25.007/17/2010 8:38:18 AM
71 bids
 
Borrower Payment Dependent Notes Series 466221
This series of Notes was issued and sold upon the funding of the borrower loan #43567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-12-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 12.14% Starting monthly payment: $38.27
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 12.14% Final monthly payment: $38.27
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1994 Debt/Income ratio: 15%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 7Length of status:1y 9m
Credit score: 740-759 (Jul-2010) Total credit lines: 19 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $626Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 23%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: green-youthful-credit Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Finish Patio
Purpose of loan:
This loan will be used to? finish a patio that is under construction.? It is a 30 x 30 patio that is over the two car garage taht we have recently renovated but need extra money for the new handrails.

My financial situation:
I am a good candidate for this loan because? I have a good history of making payments on time and a low debt to income ratio.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
PittsburghCapital$25.00$25.007/12/2010 10:19:04 AM
financeboy$30.00$30.007/12/2010 10:19:11 AM
kid8549$25.00$25.007/12/2010 10:18:28 AM
donmacprosper$25.00$25.007/12/2010 10:21:19 AM
Ivan2007$25.00$25.007/12/2010 10:22:32 AM
RG$40.00$40.007/12/2010 10:23:10 AM
Amused1$25.00$25.007/12/2010 10:23:40 AM
orderly-loot$25.00$25.007/12/2010 10:24:07 AM
riproaringrapids$25.00$25.007/12/2010 10:24:14 AM
the-commitment-idol$25.00$25.007/12/2010 10:26:14 AM
Breakfast_Gypsy$25.00$25.007/12/2010 10:25:28 AM
ramsbladder$25.00$25.007/12/2010 10:26:12 AM
money-floret$100.00$100.007/12/2010 10:19:38 AM
power-defender7$25.00$25.007/12/2010 10:23:11 AM
independent-investment$25.00$25.007/12/2010 10:26:13 AM
wwwUniversal$25.00$25.007/12/2010 11:00:50 AM
cloud8$32.63$32.637/13/2010 2:54:09 AM
five-star-responsibility0$25.00$25.007/12/2010 10:19:06 AM
auction-elvis$25.00$25.007/12/2010 10:18:29 AM
QEI_Investor$25.00$25.007/12/2010 10:19:37 AM
PK_USMC$25.00$25.007/12/2010 10:19:41 AM
Fearless_Lender$25.00$25.007/12/2010 10:19:45 AM
BuildingBestLife$25.00$25.007/12/2010 10:20:12 AM
MO_Investor$25.00$25.007/12/2010 10:26:16 AM
Flatfoot$25.00$25.007/12/2010 10:26:18 AM
TaoPooh$25.00$25.007/12/2010 10:25:42 AM
beaker$25.00$25.007/12/2010 10:26:10 AM
influential-compassion9$31.12$31.127/12/2010 10:26:15 AM
Preferred-Lender$25.00$25.007/12/2010 10:26:19 AM
moneynmotion$25.00$16.257/12/2010 10:26:34 AM
dlshap$25.00$25.007/12/2010 10:18:54 AM
dimitrip1024$25.00$25.007/12/2010 10:20:13 AM
Ocean713$50.00$50.007/12/2010 10:23:03 AM
skillful-diversification2$25.00$25.007/12/2010 10:23:08 AM
DonaldColorado$25.00$25.007/12/2010 10:23:20 AM
important-ore$100.00$100.007/12/2010 10:26:27 AM
RandyL3$25.00$25.007/12/2010 10:57:13 AM
uncleubb$25.00$25.007/13/2010 7:35:04 AM
market-assembler$50.00$50.007/13/2010 2:50:20 PM
39 bids
 
Borrower Payment Dependent Notes Series 466477
This series of Notes was issued and sold upon the funding of the borrower loan #43561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-14-2010 
  Auction end date:  Jul-16-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 30.18% Starting monthly payment: $40.42
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 30.18% Final monthly payment: $40.42
 
Auction yield range: 10.93% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1995 Debt/Income ratio: 17%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 5 / 5Length of status:3y 0m
Credit score: 640-659 (Jun-2010) Total credit lines: 20 Occupation: Other
Now delinquent: 2 Revolving credit balance: $1,360Stated income:$25,000-$49,999
Amount delinquent: $694 Bankcard utilization: 69%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 9    
Screen name: thankful-bid042 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected monthly expense & rent.
Purpose of loan:
Please assist me!? I am a single full time worker?and have come into a financial burden brought?upon by the?absence of my regular bonus?as of last?month.? I can repay this loan, I only ask for a little help.? I would appreciate any and all bids!? Thank you for your consideration.

Monthly net income:? $1818

Monthly expenses: $ 1719
??Housing: $567
??Insurance: $185
??Car expenses: $290
??Utilities: $50
??Phone, cable, internet: $180
??Food, entertainment: $100
??Clothing, household expenses $
??Credit cards and other loans: $347
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
nybanker85$50.00$50.007/14/2010 5:15:15 PM
sweetlan$25.00$25.007/14/2010 5:15:27 PM
payment-gusto$25.00$25.007/14/2010 5:15:31 PM
fuzed$30.00$30.007/14/2010 5:15:40 PM
Sateesh$44.70$44.707/14/2010 5:15:46 PM
jlr613$25.00$25.007/14/2010 5:16:17 PM
famous-bill$50.00$50.007/14/2010 5:18:15 PM
thedreamer$25.00$25.007/14/2010 5:18:25 PM
rescue$100.00$100.007/14/2010 5:18:33 PM
kmr2$100.00$50.307/14/2010 5:18:57 PM
villagers$25.00$25.007/14/2010 5:15:22 PM
first-restless-payout$50.00$50.007/14/2010 5:15:35 PM
authoritative-platinum7$25.00$25.007/14/2010 5:15:39 PM
enthusiastic-balance5$50.00$50.007/14/2010 5:18:54 PM
S-Master$25.00$25.007/14/2010 5:22:08 PM
clean-pound2$50.00$50.007/14/2010 5:15:16 PM
gizzywump$25.00$25.007/14/2010 5:16:13 PM
moola-man$25.00$25.007/14/2010 5:18:31 PM
SolarMoonshine$25.00$25.007/14/2010 6:08:07 PM
top-courteous-peso$25.00$25.007/14/2010 5:21:54 PM
wwwUniversal$25.00$25.007/14/2010 5:25:19 PM
micsupra$50.00$50.007/15/2010 5:47:46 PM
marwadi-62$100.00$100.007/15/2010 7:15:18 PM
AlexTrep$25.00$25.007/15/2010 8:31:56 PM
exchange-dreams$25.00$25.007/16/2010 9:28:52 AM
ttnk62918$25.00$25.007/16/2010 12:42:37 PM
26 bids
 
Borrower Payment Dependent Notes Series 466577
This series of Notes was issued and sold upon the funding of the borrower loan #43552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-15-2010 
  Auction end date:  Jul-15-2010 
 
Starting lender yield: 10.93% Starting borrower rate/APR: 11.93% / 14.06% Starting monthly payment: $232.27
Final lender yield: 10.93% Final borrower rate/APR: 11.93% / 14.06% Final monthly payment: $232.27
 
Auction yield range: 10.93% - 10.93% Estimated loss impact: 10.23%  
Lender servicing fee: 1.00% Estimated return: 0.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1991 Debt/Income ratio: 28%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 11 / 11Length of status:16y 6m
Credit score: 740-759 (Jun-2010) Total credit lines: 19 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $25,726Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 71%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: intuitive-ore1 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Refinance 401k loan
Purpose of loan:
This loan will be used to? pay off my 401k loan so I can take out a new one.? Ill use the new funds to pay off my prosper loan.

My financial situation:
I am a good candidate for this loan because? this loan will be baid off in 3 months.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
PayingItForwardPlease has bid a total of $7,000.00 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
PayingItForwardPlease$7,000.00$7,000.007/15/2010 6:27:02 PM
1 bids
 
Borrower Payment Dependent Notes Series 466611
This series of Notes was issued and sold upon the funding of the borrower loan #43571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,700.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-14-2010 
  Auction end date:  Jul-16-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $149.57
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $149.57
 
Auction yield range: 10.93% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1991 Debt/Income ratio: 26%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 11 / 10Length of status:6y 1m
Credit score: 680-699 (Jul-2010) Total credit lines: 27 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $53,187Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 100%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: squeakersdaddy Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need to Pay off AMEX
Purpose of loan:
This loan will be used to? pay off my American Express card, which doesn't have a payment plan. I tried a small business event this summer, but it failed, and I am willing to pay this off over time. (I bought inventory which I can sell on Ebay over time). I have always paid my American Express card on time and in full before this. Also, my employer's HR department made a mistake last month and submitted some tax withholding information wrong, so my paycheck was short, too, which I was counting on to help pay my AMEX. I have corrected the error and will see the money on my return early next year.

My financial situation:
I am a good candidate for this loan because? I have never defaulted on any loan and I am never late. I have a house with some equity and a 401K with about 28K in it. I have two good vehicles -- one is paid off and the other has 13K left to go (an '07 Toyota minivan). I own a single-family house which I bought as a foreclosure in a nice neighborhood in late 2008, and its value is holding well here in the D.C. area. I am the sole breadwinner for my family, although my wife pitches in as much as possible. She is a part-time teacher and is waiting for the kids to get a little older before returning to work full time. We both have college degrees and are skilled workers.

Monthly net income: $ 5,500.00

Monthly expenses: $
??Housing: $ 1750
??Insurance: $ 120
??Car expenses: $ 100
??Utilities: $ 300
??Phone, cable, internet: $ 70
??Food, entertainment: $ 500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1000
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
villagers$25.00$25.007/14/2010 5:15:19 PM
payment-gusto$25.00$25.007/14/2010 5:15:30 PM
eronyc$25.00$25.007/14/2010 5:15:50 PM
jonbozeman$25.00$25.007/14/2010 5:15:58 PM
piter-to-la-investment$25.00$25.007/14/2010 5:16:24 PM
rescue$100.00$100.007/14/2010 5:18:32 PM
RMB-Investments$25.00$25.007/14/2010 5:19:01 PM
kind-adventurous-finance$30.00$30.007/14/2010 5:18:50 PM
tech310$50.00$50.007/14/2010 5:19:16 PM
simplelender80$50.00$50.007/14/2010 5:19:20 PM
gelidfrank$25.00$25.007/14/2010 5:19:05 PM
thestartuplender$35.00$35.007/14/2010 5:19:09 PM
bountiful-durability$50.00$50.007/14/2010 5:20:15 PM
intelligent-yield$25.00$25.007/14/2010 5:20:23 PM
FeedTheMachine$50.00$50.007/14/2010 5:20:27 PM
bnlforever$25.00$25.007/14/2010 5:20:59 PM
GInBaghdad$25.00$25.007/14/2010 5:21:04 PM
rhin0cerx$50.00$50.007/14/2010 5:21:10 PM
logical-loyalty0$25.00$25.007/14/2010 5:21:04 PM
S-Master$25.00$25.007/14/2010 5:22:07 PM
natecam$25.00$25.007/14/2010 5:23:42 PM
sweetlan$25.00$25.007/14/2010 5:15:26 PM
stock106$25.00$25.007/14/2010 5:16:18 PM
CaboWaboRobo$25.00$25.007/14/2010 5:24:08 PM
cash-spark3$50.00$16.007/14/2010 5:25:08 PM
enthusiastic-balance5$50.00$50.007/14/2010 5:18:53 PM
first-upright-payout$25.00$25.007/14/2010 5:20:08 PM
Rattlehead$25.00$25.007/14/2010 5:20:11 PM
desertoasis$25.00$25.007/14/2010 5:21:02 PM
contract-giant$25.00$25.007/14/2010 5:21:06 PM
life-is-great$25.00$25.007/14/2010 5:21:13 PM
bold-special-peace7$49.00$49.007/14/2010 5:23:34 PM
FinanceEngine$25.00$25.007/14/2010 8:51:19 PM
SFBank$200.00$200.007/14/2010 6:25:24 PM
glroark$50.00$50.007/15/2010 6:36:34 AM
ttnk62918$25.00$25.007/16/2010 12:42:39 PM
first-restless-payout$50.00$50.007/14/2010 5:15:34 PM
authoritative-platinum7$25.00$25.007/14/2010 5:15:38 PM
dedicated-diversification5$100.00$100.007/14/2010 5:16:22 PM
thedreamer$25.00$25.007/14/2010 5:18:26 PM
famous-bill$50.00$50.007/14/2010 5:18:14 PM
momoney2lend$25.00$25.007/14/2010 5:18:35 PM
kmr2$100.00$100.007/14/2010 5:18:56 PM
brother_tam$50.00$50.007/14/2010 5:18:58 PM
MADAOO7$50.00$50.007/14/2010 5:19:23 PM
ferocious-exchange3$25.00$25.007/14/2010 5:19:07 PM
Pman$25.00$25.007/14/2010 5:19:30 PM
Havana21$25.00$25.007/14/2010 5:19:14 PM
personal-lender$25.00$25.007/14/2010 5:19:29 PM
jengachamp$25.00$25.007/14/2010 5:20:18 PM
orderly-leverage$30.00$30.007/14/2010 5:20:21 PM
asmithj$50.00$50.007/14/2010 5:20:57 PM
delivery$25.00$25.007/14/2010 5:21:01 PM
emphatic-deal5$40.00$40.007/14/2010 5:22:56 PM
BroncoNaug$50.00$50.007/14/2010 5:23:08 PM
vibraphone3$50.00$50.007/14/2010 5:22:28 PM
silver-nirvana$25.00$25.007/14/2010 5:24:05 PM
Koorblow$75.00$75.007/14/2010 5:24:43 PM
purdue98$25.00$25.007/14/2010 5:16:20 PM
Aljasa2008$25.00$25.007/14/2010 5:24:26 PM
mercuriant$25.00$25.007/14/2010 5:25:39 PM
moola-man$25.00$25.007/14/2010 5:18:30 PM
IntrepidInvestment$50.00$50.007/14/2010 5:18:49 PM
soulful-truth$1,000.00$1,000.007/14/2010 5:20:10 PM
easybreezy$25.00$25.007/14/2010 5:20:35 PM
israel15$25.00$25.007/14/2010 5:21:10 PM
top-courteous-peso$25.00$25.007/14/2010 5:21:57 PM
exchange-synapse$50.00$50.007/14/2010 5:23:25 PM
nikebootie$25.00$25.007/14/2010 6:40:44 PM
Dairyboy$50.00$50.007/14/2010 5:24:55 PM
wonder3$25.00$25.007/15/2010 10:56:55 AM
AlexTrep$25.00$25.007/16/2010 5:25:00 PM
72 bids
 
Borrower Payment Dependent Notes Series 466621
This series of Notes was issued and sold upon the funding of the borrower loan #43482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jul-14-2010 
  Auction end date:  Jul-16-2010 
 
Starting lender yield: 6.10% Starting borrower rate/APR: 7.10% / 7.44% Starting monthly payment: $154.61
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $154.61
 
Auction yield range: 2.93% - 6.10% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1998 Debt/Income ratio: 20%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 12 / 11Length of status:3y 10m
Credit score: 760-779 (Jul-2010) Total credit lines: 30 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $3,652Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 5%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 1    
Screen name: funds-lionheart4 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Music Studio Upgrades!! Fun!!
Purpose of loan:
This loan will be used to upgrade my home music and recording studio - just for fun!!

My financial situation:
I am a good candidate for this loan because I will not default on the loan.? I will repay with interest - so you win - and I don't have to touch my investments - so I win!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jazzlender$25.00$25.007/14/2010 5:15:53 PM
Carpetkid$50.00$50.007/14/2010 5:16:34 PM
hookUup$25.00$25.007/14/2010 5:17:07 PM
delicious-social132$40.00$40.007/14/2010 5:17:17 PM
kulender$50.00$50.007/14/2010 5:17:43 PM
rbc_ventures$25.00$25.007/14/2010 5:18:19 PM
thestartuplender$35.00$35.007/14/2010 5:23:56 PM
Joem311JE$25.00$25.007/14/2010 5:26:36 PM
serpentine$50.00$50.007/14/2010 5:18:29 PM
MLMarine$25.00$25.007/14/2010 5:26:46 PM
kenji4861$25.00$25.007/14/2010 5:34:02 PM
Ocean713$50.00$50.007/14/2010 5:35:11 PM
Preferred-Lender$25.00$25.007/14/2010 5:35:16 PM
successful-euro$30.00$30.007/14/2010 5:33:31 PM
proper-p2p6$100.00$100.007/14/2010 5:35:51 PM
BlindProphet$25.00$25.007/14/2010 5:35:57 PM
tekkie2412$50.00$50.007/14/2010 5:35:31 PM
investment-network$25.00$25.007/14/2010 5:35:35 PM
orgy63$25.00$25.007/14/2010 5:35:36 PM
moneyfriend$50.00$50.007/14/2010 5:35:55 PM
bid-czar8$100.00$100.007/14/2010 7:47:17 PM
tech310$100.00$100.007/14/2010 5:25:45 PM
DonaldColorado$25.00$25.007/14/2010 5:33:57 PM
bruin558$60.00$60.007/14/2010 10:37:15 PM
meenan$25.00$25.007/14/2010 5:35:53 PM
liberty-destiny3$50.00$50.007/15/2010 7:27:36 AM
marketplace-cello5$50.00$50.007/15/2010 9:36:36 AM
money-owner2$25.00$25.007/14/2010 9:33:05 PM
shellcollector$25.00$25.007/15/2010 10:25:46 AM
RMB-Investments$50.00$50.007/15/2010 10:26:35 AM
Bio-physicist$25.00$25.007/14/2010 10:06:17 PM
first-pragmatic-note$25.00$25.007/15/2010 10:28:09 AM
sensible-community1$50.00$50.007/15/2010 10:29:22 AM
godspeed237$25.00$25.007/15/2010 10:30:38 AM
efficient-marketplace$50.00$50.007/15/2010 10:32:10 AM
impressive-credit431$35.31$35.317/15/2010 10:25:37 AM
coin-jamboree$50.00$50.007/15/2010 10:27:53 AM
toblerone$46.09$46.097/15/2010 10:36:13 AM
Walkingcowboy$25.00$25.007/15/2010 10:29:03 AM
bds9646$26.00$26.007/15/2010 10:36:24 AM
MTLoans$25.00$25.007/15/2010 10:29:08 AM
ferocious-exchange3$25.00$25.007/15/2010 10:36:31 AM
4XKcWfGvp9kC3ELjo4pL$25.00$25.007/15/2010 10:36:50 AM
figs4u2$80.00$80.007/15/2010 10:31:28 AM
dedication-merman$50.00$50.007/15/2010 10:37:01 AM
achillesa$25.00$25.007/15/2010 10:31:54 AM
clean-loyalty$25.00$25.007/15/2010 10:37:12 AM
thorough-exchange4$40.00$40.007/15/2010 10:32:03 AM
commerce-voyager$25.00$25.007/15/2010 10:37:16 AM
dinero-festivity2$78.12$78.127/15/2010 10:35:23 AM
point-solstice$50.00$50.007/15/2010 10:37:05 AM
Namrok$25.00$25.007/15/2010 9:37:43 AM
obedient-agreement1$25.00$25.007/15/2010 10:25:59 AM
rebelduke$50.00$50.007/15/2010 10:26:25 AM
aue513$27.34$27.347/15/2010 10:27:05 AM
simpy$25.00$25.007/15/2010 10:27:58 AM
soursoup$25.00$25.007/15/2010 10:28:04 AM
stilleto8$46.35$46.357/15/2010 10:28:33 AM
svandgts$25.00$25.007/15/2010 10:31:32 AM
klinebarger$25.00$25.007/15/2010 10:35:36 AM
heroic-platinum$25.00$25.007/15/2010 10:36:28 AM
Steveoo1$25.00$25.007/15/2010 10:36:41 AM
Georgia_Boy$25.00$25.007/15/2010 10:37:00 AM
emprestador$25.00$25.007/15/2010 10:37:02 AM
orindalender$50.00$50.007/15/2010 10:37:06 AM
gojackgo$50.00$6.817/15/2010 10:37:19 AM
moola-man$50.00$50.007/14/2010 5:16:30 PM
Havana21$25.00$25.007/14/2010 5:17:01 PM
j2ee$25.00$25.007/14/2010 5:17:25 PM
antlr$25.00$25.007/14/2010 5:17:31 PM
generous-deal6$25.00$25.007/14/2010 5:17:49 PM
Ivan2007$50.00$50.007/14/2010 5:18:10 PM
the_winning_ticket$35.00$35.007/14/2010 5:18:06 PM
auction-sage$25.00$25.007/14/2010 5:22:51 PM
gold-heaven9$25.00$25.007/14/2010 5:24:39 PM
murren$25.00$25.007/14/2010 5:16:27 PM
skvat$25.00$25.007/14/2010 5:16:56 PM
dontscrewmeover1$25.00$25.007/14/2010 5:17:12 PM
bountiful-durability$61.71$61.717/14/2010 5:26:01 PM
woodenshoes$25.00$25.007/14/2010 5:27:02 PM
Banker7371$25.00$25.007/14/2010 5:27:21 PM
julijask$35.00$35.007/14/2010 5:26:04 PM
Koorblow$100.00$100.007/14/2010 5:26:06 PM
justice-dna$30.00$30.007/14/2010 5:26:30 PM
kid8549$25.00$25.007/14/2010 5:33:41 PM
personal-lender$25.00$25.007/14/2010 5:19:36 PM
munnu$25.00$25.007/14/2010 5:35:03 PM
riproaringrapids$25.00$25.007/14/2010 5:33:58 PM
krumby$25.00$25.007/14/2010 5:36:26 PM
radforj22$50.00$50.007/14/2010 5:41:39 PM
inspired-contract9$50.00$50.007/14/2010 5:35:48 PM
scrappy-bonus2$25.00$25.007/14/2010 6:27:30 PM
dinero-philosopher3$25.00$25.007/14/2010 5:23:02 PM
money-bauble$72.00$72.007/14/2010 8:16:47 PM
community-pipeline8$50.00$50.007/14/2010 5:33:38 PM
dlshap$25.00$25.007/14/2010 5:35:09 PM
simplelender80$100.00$100.007/14/2010 5:35:28 PM
jangalt$72.00$72.007/14/2010 5:35:33 PM
treasure-hunter270$25.00$25.007/14/2010 5:35:38 PM
loanfairy$25.00$25.007/14/2010 10:26:27 PM
interest-jedi0$50.00$50.007/14/2010 5:35:42 PM
tntmojave$25.00$25.007/14/2010 5:35:45 PM
benefit-judo5$35.00$35.007/14/2010 8:23:21 PM
Vannu$50.00$50.007/15/2010 10:26:02 AM
acsej$25.00$25.007/15/2010 10:27:55 AM
JohnGalt94$25.00$25.007/15/2010 10:29:11 AM
kmr2$25.00$25.007/14/2010 10:26:24 PM
stable-money$25.00$25.007/15/2010 10:30:34 AM
logical-loyalty0$25.00$25.007/15/2010 10:31:18 AM
calkidd05$25.00$25.007/15/2010 10:28:07 AM
MONEYLENDER101$47.13$47.137/15/2010 10:36:27 AM
surfhoss644$30.34$30.347/15/2010 10:29:14 AM
aasx1108$25.00$25.007/15/2010 10:36:32 AM
iolaire$25.00$25.007/15/2010 10:36:39 AM
Philosonie$25.00$25.007/15/2010 10:36:43 AM
red-trade-cologne$25.00$25.007/15/2010 10:31:24 AM
Cheburashka$30.00$30.007/15/2010 10:36:54 AM
RandomMonkey$25.00$25.007/15/2010 10:31:35 AM
Approved1234$50.00$50.007/15/2010 10:36:59 AM
balance6$25.00$25.007/15/2010 10:31:58 AM
jengachamp$25.00$25.007/15/2010 10:37:14 AM
koa$50.00$50.007/15/2010 10:32:13 AM
anyoi$43.79$43.797/15/2010 10:33:14 AM
wwwUniversal$25.00$25.007/15/2010 10:43:59 AM
ingenious-order783$50.00$50.007/15/2010 10:09:03 AM
ddibernardo$50.00$50.007/15/2010 10:26:21 AM
alverado$69.75$69.757/15/2010 10:28:00 AM
rescue$37.26$37.267/15/2010 10:29:00 AM
fireboss$25.00$25.007/15/2010 10:30:43 AM
truth-image$50.00$50.007/15/2010 10:32:06 AM
shorthairedg$50.00$50.007/15/2010 10:36:28 AM
Alpha-AssistU$50.00$50.007/15/2010 10:36:58 AM
m3498$25.00$25.007/15/2010 10:37:01 AM
-J$25.00$25.007/15/2010 10:37:03 AM
affluence-pumpkin0$25.00$25.007/15/2010 10:37:18 AM
135 bids
 
Borrower Payment Dependent Notes Series 466779
This series of Notes was issued and sold upon the funding of the borrower loan #43565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jul-14-2010 
  Auction end date:  Jul-18-2010 
 
Starting lender yield: 6.10% Starting borrower rate/APR: 7.10% / 7.44% Starting monthly payment: $30.92
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $30.92
 
Auction yield range: 2.93% - 6.10% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-2004 Debt/Income ratio: 11%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 4Length of status:2y 5m
Credit score: 720-739 (Jul-2010) Total credit lines: 10 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $5,450Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 40%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: gold-demon Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle for work commute
Purpose of loan:
This loan will be used to? Purchase a motorcycle to commute to work. Have found and test driven a used motorcycle that has been very well taken care of for a very good price in the classifieds, was planning on waiting a few more months to be able to pay cash, but don't want to miss out on the price for this quality of a bike.

My financial situation:
I am a good candidate for this loan because?My wife and son have been saving up to purchase a 2nd vehicle so when I am at work she is not stuck at home. I have a steady job at a steady company (Walmart) and have been steadily paying off debt with a goal to be completely debt free within 5 years. We recently purchased our home and will be using the tax credit to pay off more debt, hopefully this loan as well. We were hoping to pay cash for our next vehicle, but have found a motorcycle in the classifieds that will be cheaper in the long run and don't want to miss this opportunity. Thank you for taking the time to look at funding this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jazzlender$25.00$25.007/14/2010 5:15:52 PM
antlr$25.00$25.007/14/2010 5:17:30 PM
j2ee$25.00$25.007/14/2010 5:17:27 PM
generous-deal6$25.00$25.007/14/2010 5:17:47 PM
moola-man$50.00$50.007/14/2010 5:16:29 PM
Carpetkid$50.00$50.007/14/2010 5:16:33 PM
Havana21$25.00$25.007/14/2010 5:17:00 PM
kulender$50.00$50.007/14/2010 5:17:41 PM
the_winning_ticket$35.00$25.007/14/2010 5:18:04 PM
HealthAndSafety$100.00$100.007/14/2010 8:14:12 PM
pumped130$25.00$25.007/15/2010 5:21:16 PM
julijask$35.00$35.007/16/2010 9:46:04 AM
khamlagirl$25.00$25.007/16/2010 5:25:19 PM
hmarquiss4$50.00$50.007/16/2010 6:55:26 PM
ranman$25.00$25.007/17/2010 8:18:50 PM
murren$25.00$25.007/14/2010 5:16:27 PM
skvat$25.00$25.007/14/2010 5:16:54 PM
hookUup$25.00$25.007/14/2010 5:17:06 PM
dontscrewmeover1$25.00$25.007/14/2010 5:17:11 PM
money-bauble$100.00$100.007/14/2010 5:18:00 PM
delicious-social132$40.00$40.007/14/2010 5:17:16 PM
wwwUniversal$25.00$25.007/14/2010 5:27:07 PM
jms1983$25.00$25.007/14/2010 6:21:46 PM
RandyL3$25.00$25.007/14/2010 5:25:58 PM
blot44$25.00$25.007/14/2010 5:36:27 PM
LittleRhody07$25.00$25.007/15/2010 10:39:02 AM
ttnk62918$25.00$25.007/16/2010 12:48:52 PM
JohnSmith10$25.00$25.007/17/2010 11:07:14 PM
cebgop$25.00$25.007/17/2010 11:22:25 PM
29 bids
 
Borrower Payment Dependent Notes Series 466827
This series of Notes was issued and sold upon the funding of the borrower loan #43579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-15-2010 
  Auction end date:  Jul-17-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $159.46
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1983 Debt/Income ratio: 12%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 4Length of status:15y 6m
Credit score: 740-759 (Jul-2010) Total credit lines: 37 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $19,450Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 62%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: favorable-kindness2 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay for Daughters Wedding
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? While my current debt is high, this reflects the fact that my wife has been unemployed since February. She recently has found employment and we just need a short term loan to pay for my daughters wedding.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
successful-euro$50.00$50.007/15/2010 4:34:33 PM
kenji4861$25.00$25.007/15/2010 4:38:41 PM
riproaringrapids$25.00$25.007/15/2010 4:38:49 PM
kulender$50.00$50.007/15/2010 4:40:57 PM
hookUup$25.00$25.007/15/2010 4:40:17 PM
treasure-hunter270$25.00$25.007/15/2010 4:42:47 PM
anders94$25.00$25.007/15/2010 4:44:15 PM
villagers$25.00$25.007/15/2010 4:44:22 PM
qtmspin$25.00$25.007/15/2010 4:43:41 PM
enthralling-deal180$100.00$100.007/15/2010 4:44:49 PM
jdrez$25.00$25.007/15/2010 4:45:38 PM
ddog0224$25.00$25.007/15/2010 4:46:30 PM
first-upright-payout$25.00$25.007/15/2010 4:47:20 PM
tekkie2412$50.00$50.007/15/2010 4:48:41 PM
dlshap$25.00$25.007/15/2010 4:48:25 PM
orgy63$25.00$25.007/15/2010 4:48:55 PM
radforj22$50.00$50.007/15/2010 4:49:47 PM
Bio-physicist$25.00$25.007/15/2010 4:50:04 PM
liberty-destiny3$50.00$50.007/15/2010 4:50:28 PM
loanfairy$25.00$25.007/15/2010 4:50:15 PM
Comoparklender$50.00$50.007/15/2010 4:40:00 PM
ray1051$50.00$50.007/15/2010 4:40:04 PM
skvat$25.00$25.007/15/2010 4:40:10 PM
marketplace-cello5$50.00$50.007/15/2010 4:50:32 PM
delicious-social132$40.00$40.007/15/2010 4:40:26 PM
moltopaolo$43.02$43.027/15/2010 5:01:20 PM
studious-bonus7$100.00$100.007/15/2010 4:42:36 PM
aasx1108$25.00$25.007/15/2010 6:36:33 PM
auction-sage$25.00$25.007/15/2010 4:45:24 PM
FirstBank$100.00$100.007/15/2010 4:45:33 PM
UT-Longhorn$25.00$25.007/15/2010 8:36:26 PM
hawaiiangirl76$25.00$25.007/15/2010 7:51:58 PM
dontscrewmeover1$25.00$25.007/15/2010 8:07:35 PM
orindalender$50.00$50.007/15/2010 9:17:00 PM
Rogesparkguy$25.00$25.007/15/2010 8:32:46 PM
Sokarnox$25.00$25.007/15/2010 8:46:15 PM
best-ingenious-funds$25.00$25.007/15/2010 10:51:25 PM
anything-but-ordinary$38.72$38.727/15/2010 9:56:53 PM
balance2$25.00$25.007/15/2010 10:01:33 PM
thorough-exchange4$40.00$40.007/15/2010 4:50:53 PM
alpinaut$25.00$25.007/15/2010 4:50:58 PM
kmr2$25.00$25.007/15/2010 4:51:02 PM
vacaerol$30.00$26.787/15/2010 11:51:19 PM
wampum-chorus3$25.00$25.007/15/2010 5:21:57 PM
outofoffice$50.00$50.007/16/2010 6:36:52 AM
gojackgo$36.31$36.317/15/2010 6:36:34 PM
balance-voyager$100.00$100.007/15/2010 6:46:18 PM
Winsten$46.52$46.527/15/2010 7:51:59 PM
intuitive-bill$25.00$25.007/15/2010 9:16:59 PM
point-solstice$50.00$50.007/15/2010 10:01:34 PM
Yankeeeagle$25.00$25.007/15/2010 10:26:29 PM
wwwUniversal$25.00$25.007/15/2010 11:06:31 PM
RandyL3$25.00$25.007/16/2010 9:48:11 AM
jayk63$25.00$25.007/17/2010 4:58:34 AM
turbospeed$25.00$25.007/16/2010 10:37:00 PM
moola-man$50.00$50.007/15/2010 4:39:46 PM
rescue$50.00$50.007/15/2010 4:39:54 PM
j2ee$25.00$25.007/15/2010 4:40:34 PM
generous-deal6$25.00$25.007/15/2010 4:41:02 PM
Havana21$75.00$75.007/15/2010 4:40:12 PM
Ivan2007$50.00$50.007/15/2010 4:41:12 PM
the_winning_ticket$35.00$35.007/15/2010 4:41:07 PM
personal-lender$25.00$25.007/15/2010 4:42:33 PM
ichibon$100.00$100.007/15/2010 4:44:30 PM
tech310$100.00$100.007/15/2010 4:43:34 PM
thestartuplender$35.00$35.007/15/2010 4:45:56 PM
munnu$25.00$25.007/15/2010 4:46:12 PM
blue-euro-entrepreneur$25.00$25.007/15/2010 4:45:47 PM
MSME$50.00$50.007/15/2010 4:46:36 PM
Banker7371$25.00$25.007/15/2010 4:47:33 PM
jangalt$72.00$72.007/15/2010 4:48:45 PM
Ocean713$50.00$50.007/15/2010 4:48:28 PM
bountiful-durability$100.00$100.007/15/2010 4:38:25 PM
community-pipeline8$50.00$50.007/15/2010 4:38:33 PM
inspired-contract9$50.00$50.007/15/2010 4:49:15 PM
mlopez2007$25.00$25.007/15/2010 4:49:03 PM
meenan$25.00$25.007/15/2010 4:49:25 PM
interest-jedi0$50.00$50.007/15/2010 4:49:08 PM
moneyfriend$50.00$50.007/15/2010 4:49:30 PM
proper-p2p6$100.00$100.007/15/2010 4:49:20 PM
BlindProphet$25.00$25.007/15/2010 4:49:34 PM
jazzlender$25.00$25.007/15/2010 4:39:28 PM
reward-burger2$50.00$50.007/15/2010 4:50:36 PM
syounker$25.00$25.007/15/2010 4:50:41 PM
Timchenko_LLC$25.00$25.007/15/2010 4:51:03 PM
kmwvma$25.00$25.007/15/2010 4:50:52 PM
antlr$25.00$25.007/15/2010 4:40:36 PM
fervent-repayment$25.00$25.007/15/2010 4:57:32 PM
rbc_ventures$25.00$25.007/15/2010 4:41:15 PM
klinebarger$25.00$25.007/15/2010 6:16:36 PM
brightest-breathtaking-finance$100.00$100.007/15/2010 4:43:30 PM
aurorafinancial$50.00$50.007/15/2010 6:16:28 PM
Preferred-Lender$25.00$25.007/15/2010 6:36:32 PM
objective-investor$100.00$100.007/15/2010 4:45:09 PM
gold-heaven9$25.00$25.007/15/2010 4:46:18 PM
Koorblow$100.00$100.007/15/2010 4:46:21 PM
justice-dna$30.00$30.007/15/2010 4:47:14 PM
important-ore$50.00$50.007/15/2010 8:07:57 PM
MoneyMA$25.00$25.007/15/2010 8:11:11 PM
SCTrojangirl$25.00$25.007/15/2010 8:31:36 PM
Rdodson11$25.00$25.007/15/2010 9:11:35 PM
Vreet$25.08$25.087/15/2010 8:36:45 PM
bid-czar8$100.00$100.007/15/2010 4:48:31 PM
simplelender80$100.00$100.007/15/2010 4:48:36 PM
tntmojave$25.00$25.007/15/2010 4:49:09 PM
ferocious-exchange3$25.00$25.007/15/2010 10:21:41 PM
lifegrowth$25.00$25.007/15/2010 10:26:30 PM
michaelndn$25.00$25.007/15/2010 9:56:39 PM
Supernick$26.88$26.887/15/2010 10:26:27 PM
payout-detective7$25.00$25.007/15/2010 10:36:30 PM
worthy-bid8$200.00$200.007/15/2010 4:51:09 PM
nickel-synapse$25.00$25.007/15/2010 4:51:16 PM
pfenness$25.00$25.007/15/2010 11:06:29 PM
meux99$25.00$25.007/15/2010 5:22:02 PM
goingplaces99$28.49$28.497/15/2010 6:36:30 PM
maldok1$25.00$25.007/15/2010 7:41:50 PM
serpentine$26.20$26.207/15/2010 7:52:04 PM
Prosp_Lender$50.00$50.007/15/2010 8:07:58 PM
mydreamsagain$25.00$25.007/15/2010 8:51:44 PM
market-assembler$50.00$50.007/16/2010 2:23:49 PM
120 bids
 
Borrower Payment Dependent Notes Series 467085
This series of Notes was issued and sold upon the funding of the borrower loan #43473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,800.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-16-2010 
  Auction end date:  Jul-17-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $194.03
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $194.03
 
Auction yield range: 10.93% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1991 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 22 / 21Length of status:8y 6m
Credit score: 660-679 (Jul-2010) Total credit lines: 47 Occupation: Other
Now delinquent: 0 Revolving credit balance: $24,820Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 87%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: blue-reverent-funds Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Acupuncture School Loan
Purpose of loan:
This loan will be to pay the remaining balance of my tuition for acupuncture school. The school is not eligible for Sallie Mae lending programs, and I am working a second job to pay tuition. This loan will fill the gap between the tuition due and what I have earned through my extra work.

My financial situation:
I am a good candidate for this loan because I am never late with payments, and I am a self-employed, hard-working, ethical and responsible. I have a high amount of debt as I successfully expanded my fitness business last year, but am turning a steady profit. I am excited about obtaining a license in acupuncture to offer another service in the business I have built and grown the last 8.5 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what are your 2 jobs? why your revolving credit balance is high? is your business growing even in this bad economy? thanks, - p2ploan-sensation211
A: I own a small fitness center and work as a personal trainer for job number one. For job number two, I have begun working for a company that certifies fitness professionals as a teacher trainer. My credit lines were all reduced in 2008/2009 due to the banking industry issues, which made the percentage of my utilized credit rise. My dollar amount of revolving credit is due to low cash flow and high utilization of credit in 2008, when sales were very low. 2009 was profitable, however. I (Jul-17-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bullish2bearish$35.00$35.007/16/2010 5:01:09 PM
pixeldave$50.00$50.007/16/2010 5:01:23 PM
brooklynjoe$25.00$25.007/16/2010 5:07:36 PM
versatile-platinum4$25.00$25.007/16/2010 5:08:43 PM
picklesforarthur$25.00$25.007/16/2010 5:09:19 PM
awesome-return0$25.00$25.007/16/2010 5:11:12 PM
shrewd-peace7$35.00$35.007/16/2010 5:11:29 PM
LuvToLend$25.00$25.007/16/2010 5:12:05 PM
drg6289$25.00$25.007/16/2010 5:12:39 PM
coachmike15$25.00$25.007/16/2010 5:13:36 PM
greatwhiteninja$25.00$25.007/16/2010 5:13:38 PM
kurg$25.00$25.007/16/2010 5:08:06 PM
zone8$100.00$100.007/16/2010 5:14:22 PM
Katburg$25.00$25.007/16/2010 5:14:51 PM
credit-wheel7$25.00$25.007/16/2010 5:09:57 PM
loot-heart$50.00$50.007/16/2010 5:10:38 PM
authoritative-platinum7$25.00$25.007/16/2010 5:15:32 PM
Comoparklender$25.00$25.007/16/2010 5:11:31 PM
ChuckieG$50.00$50.007/16/2010 5:11:59 PM
bassman2$25.00$25.007/16/2010 5:12:09 PM
enthusiastic-balance5$50.00$50.007/16/2010 5:16:53 PM
brother_tam$50.00$50.007/16/2010 5:17:00 PM
RMB-Investments$25.00$25.007/16/2010 5:17:03 PM
Wellman$100.00$100.007/16/2010 5:13:48 PM
Buffer10$100.00$100.007/16/2010 5:14:03 PM
personal-lender$25.00$25.007/16/2010 5:17:34 PM
Rattlehead$25.00$25.007/16/2010 5:18:26 PM
bnlforever$25.00$25.007/16/2010 5:19:10 PM
rhin0cerx$50.00$50.007/16/2010 5:19:23 PM
simplelender80$50.00$50.007/16/2010 5:17:22 PM
S-Master$25.00$25.007/16/2010 5:20:16 PM
BroncoNaug$50.00$50.007/16/2010 5:20:37 PM
social-conductor4$25.00$25.007/16/2010 5:08:17 PM
rlrcstr$25.00$25.007/16/2010 5:09:14 PM
zorg77$25.00$9.367/16/2010 5:21:48 PM
ryanplays311$25.00$25.007/16/2010 5:09:53 PM
87Marc$25.00$25.007/16/2010 5:11:43 PM
famous-bill$50.00$50.007/16/2010 5:12:29 PM
cash-spark3$25.00$25.007/16/2010 5:12:33 PM
valiant-liberty4$25.00$25.007/16/2010 5:13:43 PM
circuitfive$25.00$25.007/16/2010 5:14:04 PM
kidsskipp$25.00$25.007/16/2010 5:14:10 PM
special-currency6$50.00$50.007/16/2010 5:14:37 PM
relentless-penny$25.00$25.007/16/2010 5:14:50 PM
thestartuplender$35.00$35.007/16/2010 5:17:14 PM
tech310$75.00$75.007/16/2010 5:17:18 PM
MADAOO7$50.00$50.007/16/2010 5:17:27 PM
FeedTheMachine$100.00$100.007/16/2010 5:18:44 PM
GInBaghdad$25.00$25.007/16/2010 5:19:17 PM
life-is-great$25.00$25.007/16/2010 5:19:25 PM
ThisGuyIKnow$30.97$30.977/16/2010 5:09:13 PM
MAYBROOK$30.00$30.007/16/2010 5:13:33 PM
sensible-order2$25.00$25.007/16/2010 5:14:07 PM
Kreditorium$25.00$25.007/16/2010 5:14:17 PM
chicagoman$25.00$25.007/16/2010 5:14:20 PM
generous-deal6$25.00$25.007/16/2010 5:14:43 PM
restech$25.00$25.007/16/2010 5:14:48 PM
626457$25.00$25.007/16/2010 5:10:36 PM
payment-gusto$25.00$25.007/16/2010 5:15:19 PM
first-restless-payout$50.00$50.007/16/2010 5:15:22 PM
IIP77$25.00$25.007/16/2010 5:11:18 PM
AF-Chief$28.00$28.007/16/2010 5:11:35 PM
hgmlp$25.00$25.007/16/2010 5:12:01 PM
jonbozeman$25.00$25.007/16/2010 5:12:26 PM
rescue$100.00$100.007/16/2010 5:16:44 PM
kmr2$100.00$100.007/16/2010 5:16:56 PM
uncleegg$50.00$50.007/16/2010 5:13:34 PM
pavelz$30.58$30.587/16/2010 5:13:46 PM
yeti888$25.00$25.007/16/2010 5:14:08 PM
Nickle-and-Dime-Loans$25.00$25.007/16/2010 5:14:25 PM
FASTIZIO_P$27.00$27.007/16/2010 5:14:29 PM
money-bauble$100.00$100.007/16/2010 5:14:52 PM
Gibbyland$40.09$40.097/16/2010 5:15:01 PM
bountiful-durability$50.00$50.007/16/2010 5:18:29 PM
jengachamp$25.00$25.007/16/2010 5:18:30 PM
easybreezy$25.00$25.007/16/2010 5:18:46 PM
asmithj$50.00$50.007/16/2010 5:19:08 PM
delivery$25.00$25.007/16/2010 5:19:13 PM
contract-giant$25.00$25.007/16/2010 5:19:20 PM
israel15$25.00$25.007/16/2010 5:19:24 PM
emphatic-deal5$40.00$40.007/16/2010 5:20:27 PM
exchange-synapse$50.00$50.007/16/2010 5:20:39 PM
natecam$25.00$25.007/16/2010 5:20:47 PM
orderly-leverage$30.00$30.007/16/2010 5:18:33 PM
intelligent-yield$25.00$25.007/16/2010 5:18:37 PM
vibraphone3$50.00$50.007/16/2010 5:20:24 PM
bold-special-peace7$49.00$49.007/16/2010 5:20:41 PM
principal-kangaroo$25.00$25.007/16/2010 5:07:54 PM
green-discrete-responsibility$25.00$25.007/16/2010 5:08:27 PM
punctual-kindness3$25.00$25.007/16/2010 5:10:04 PM
successful-euro$30.00$30.007/16/2010 5:11:38 PM
benefit-piano5$25.00$25.007/16/2010 5:12:11 PM
Ocean713$50.00$50.007/16/2010 5:14:33 PM
loyalist1$50.00$50.007/16/2010 5:14:47 PM
JustMee$25.00$25.007/16/2010 6:36:39 PM
villagers$25.00$25.007/16/2010 5:15:12 PM
sweetlan$25.00$25.007/16/2010 5:15:15 PM
thedreamer$25.00$25.007/16/2010 5:16:43 PM
ferocious-exchange3$25.00$25.007/16/2010 5:17:08 PM
Pman$25.00$25.007/16/2010 5:17:36 PM
market-pudding$25.00$25.007/16/2010 7:31:27 PM
first-upright-payout$25.00$25.007/16/2010 5:18:19 PM
soulful-truth$1,000.00$1,000.007/16/2010 5:18:23 PM
desertoasis$25.00$25.007/16/2010 5:19:15 PM
Koorblow$75.00$75.007/16/2010 5:21:23 PM
105 bids