Sales Report:Supplement No. 236 dated Jul 13, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
462652
This series of Notes was issued and sold upon the funding of the borrower loan #43377, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-28-2010 |
| |
Auction end date:
| Jul-05-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $159.46 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 7y 8m |
|
Credit score:
| 760-779 (Jun-2010) |
Total credit lines:
| 27 |
Occupation: | Food Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,886 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 13% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 28 | | | | |
|
Screen name:
| ore-agave9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DVD Kiosks Rental Business.
Purpose of loan:
This loan will be used to?
Buy equipment for my new business. Dvd Kiosks are the wave of our future. Like Red Box. It will have a great return on investment.
My financial situation:
I am a good candidate for this loan because?
I am in a great position to pay back the loan even if the Kiosks have a minimal return on ivestment.
Monthly net income: $ 3500
Monthly expenses: $
??Housing: $
1450
??Insurance: $
80
??Car expenses: $ 150
??Utilities: $ 250
??Phone, cable, internet: $
80
??Food, entertainment: $
200
??Clothing, household expenses $
50
??Credit cards and other loans: $
150
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I have 1 default & 2 on the way to default in only 7 months as a lender. Hoped for better as we lenders are real people just like you. We are taking a chance on you. Will you promise to pay this back - NO MATTER WHAT? - Toastmaster007
A:
I think I answered this yesterday. Oh well. I have been with my job for 8 years. I am stable, and well paid. I will not have a problem paying back this loan. No Matter What. I will be at this job for quite a while. possibly until retirement. So I promise to pay this loan back in full.
(Jun-30-2010)
Q:
What is the story on the delinquencies? Thanks. - mbf2234
A:
What delinquencies are you asking about?
(Jul-01-2010)
Q:
Totally agree about the DVD kiosk - could be very lucrative for you.
Your report shows 28 delinquencies in the last 7 years... that is what the other person was asking about. Do you know what those are? - Simply2fly
A:
No I do not. I am going to pull my credit file and see. My credit score was 700 last week. I have been monitoring that. I will check that out and re-post.
(Jul-03-2010)
Q:
Good luck. I use Redbox concept so I think it has great potential. Is this a franchise? Are you starting your own company? If so do you have a prototype? A website? How much are you charging? Thanks and good luck. - tranquil-return4
A:
Yes I would be an owner operator. Eventually with my own web-site. The corporate backing and support of a company that knows what to do to be successful in the business. Redbox is owned by McDonald's and Coinstar. There is no opportunity for individuals like us. The web address is www.dvdnowkiosks.com They can explain the business and cost.
(Jul-03-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dharma1 | $25.00 | $25.00 | 6/28/2010 4:41:28 PM |
| Comoparklender | $30.00 | $30.00 | 6/28/2010 4:42:27 PM |
| orderly-loot | $25.00 | $25.00 | 6/28/2010 4:41:19 PM |
| orgy63 | $25.00 | $25.00 | 6/28/2010 4:45:07 PM |
| stilleto8 | $25.00 | $25.00 | 6/28/2010 4:42:13 PM |
| bountiful-durability | $50.00 | $50.00 | 6/28/2010 4:45:13 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/28/2010 4:48:08 PM |
| Havana21 | $25.00 | $25.00 | 6/28/2010 4:46:02 PM |
| hrubinst | $25.00 | $25.00 | 6/28/2010 4:48:28 PM |
| fair-funds | $25.00 | $25.00 | 6/28/2010 4:46:24 PM |
| all_of_that_one | $25.00 | $25.00 | 6/28/2010 4:56:19 PM |
| reueljw | $25.00 | $25.00 | 6/28/2010 4:57:32 PM |
| ray1051 | $50.00 | $50.00 | 6/28/2010 4:51:58 PM |
| enthralling-deal180 | $100.00 | $100.00 | 6/28/2010 4:50:13 PM |
| Winsten | $50.00 | $50.00 | 6/28/2010 4:50:22 PM |
| Panna | $25.00 | $25.00 | 6/28/2010 4:58:46 PM |
| potatoepicker | $50.00 | $50.00 | 6/28/2010 4:51:36 PM |
| unclejaef | $25.00 | $25.00 | 6/28/2010 5:12:51 PM |
| meenan | $25.00 | $25.00 | 6/28/2010 4:55:33 PM |
| mpactlender | $25.00 | $25.00 | 6/28/2010 4:55:47 PM |
| proper-p2p6 | $100.00 | $100.00 | 6/28/2010 4:53:52 PM |
| alexstar | $25.00 | $25.00 | 6/28/2010 4:56:12 PM |
| 1800porsche | $25.00 | $25.00 | 6/28/2010 4:55:16 PM |
| NATIVEBORN | $25.00 | $25.00 | 6/28/2010 4:58:17 PM |
| radforj22 | $50.00 | $50.00 | 6/28/2010 4:56:27 PM |
| lender_100 | $25.00 | $25.00 | 6/28/2010 4:58:00 PM |
| head | $25.00 | $25.00 | 6/28/2010 5:12:26 PM |
| clean-loyalty | $25.00 | $25.00 | 6/28/2010 4:58:32 PM |
| lagnisiruk | $25.00 | $25.00 | 6/28/2010 5:13:40 PM |
| PatRichi | $25.00 | $25.00 | 6/28/2010 5:59:56 PM |
| thedoctor | $90.00 | $90.00 | 6/28/2010 11:52:52 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/29/2010 12:18:56 AM |
| BankOfFrankFairness | $50.00 | $50.00 | 6/29/2010 12:07:12 AM |
| Cai8899 | $75.00 | $75.00 | 6/29/2010 5:49:32 AM |
| first-upright-payout | $25.00 | $25.00 | 6/29/2010 5:59:32 AM |
| Divot | $25.00 | $25.00 | 6/29/2010 7:06:10 AM |
| morpholog | $25.00 | $25.00 | 6/29/2010 7:06:17 AM |
| PCGeekWI | $25.00 | $25.00 | 6/29/2010 7:06:22 AM |
| impartial-deal | $25.00 | $25.00 | 6/29/2010 7:06:52 AM |
| kashikoe | $25.00 | $25.00 | 6/29/2010 7:04:02 AM |
| SimpleChoice | $25.00 | $25.00 | 6/29/2010 6:39:40 AM |
| chipperjohnson | $50.00 | $50.00 | 6/29/2010 7:00:36 AM |
| bayareainv | $25.26 | $25.26 | 6/29/2010 7:06:11 AM |
| Investitall | $25.00 | $25.00 | 6/29/2010 7:06:37 AM |
| thorough-exchange4 | $40.00 | $40.00 | 6/29/2010 7:04:49 AM |
| Castellan | $25.00 | $25.00 | 6/29/2010 7:05:16 AM |
| Marathoner | $25.00 | $25.00 | 6/29/2010 7:05:24 AM |
| tsui517 | $25.00 | $25.00 | 6/29/2010 7:06:16 AM |
| HarrisonHome | $25.00 | $25.00 | 6/29/2010 8:04:27 AM |
| Loan_Some_Money | $25.00 | $25.00 | 6/29/2010 1:19:26 PM |
| wwwUniversal | $25.00 | $25.00 | 6/30/2010 4:28:39 PM |
| SpotLending | $25.00 | $25.00 | 7/1/2010 8:35:28 PM |
| paqattack | $25.00 | $25.00 | 7/2/2010 1:18:03 PM |
| tomjac2000 | $25.00 | $25.00 | 7/2/2010 6:11:59 PM |
| pilot1723 | $25.90 | $25.90 | 7/3/2010 1:34:20 PM |
| labate | $31.39 | $31.39 | 7/3/2010 4:35:58 PM |
| Snoopylover | $25.00 | $25.00 | 7/3/2010 4:57:24 PM |
| colorfulgardener | $25.00 | $25.00 | 7/4/2010 6:18:22 AM |
| leverage-monger | $25.00 | $25.00 | 7/5/2010 3:25:02 PM |
| matw123 | $25.00 | $25.00 | 7/5/2010 3:52:46 PM |
| kenji4861 | $25.00 | $25.00 | 6/28/2010 4:42:04 PM |
| gojackgo | $50.00 | $50.00 | 6/28/2010 4:46:57 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/28/2010 4:48:24 PM |
| riproaringrapids | $25.00 | $25.00 | 6/28/2010 4:41:35 PM |
| successful-euro | $30.00 | $30.00 | 6/28/2010 4:41:44 PM |
| american6 | $50.00 | $50.00 | 6/28/2010 4:45:49 PM |
| Artist_Blue | $25.00 | $25.00 | 6/28/2010 4:42:46 PM |
| bid-czar8 | $100.00 | $100.00 | 6/28/2010 4:51:26 PM |
| personal-lender | $25.00 | $25.00 | 6/28/2010 4:46:11 PM |
| Tc11902 | $25.00 | $25.00 | 6/28/2010 4:46:30 PM |
| simplelender80 | $100.00 | $100.00 | 6/28/2010 4:46:50 PM |
| BaxterEvil | $25.00 | $25.00 | 6/28/2010 4:52:09 PM |
| credit-investor5 | $100.00 | $100.00 | 6/28/2010 4:46:59 PM |
| jangalt | $72.00 | $72.00 | 6/28/2010 4:47:19 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 6/28/2010 4:47:31 PM |
| get30inc | $25.00 | $25.00 | 6/28/2010 4:53:14 PM |
| loot-heart | $50.00 | $50.00 | 6/28/2010 4:47:50 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/28/2010 4:47:58 PM |
| ichibon | $75.00 | $75.00 | 6/28/2010 4:53:31 PM |
| tntmojave | $25.00 | $25.00 | 6/28/2010 4:48:12 PM |
| flexible-value | $28.00 | $28.00 | 6/28/2010 4:45:50 PM |
| Avala | $50.00 | $50.00 | 6/28/2010 4:48:43 PM |
| delicious-social132 | $25.00 | $25.00 | 6/28/2010 4:46:36 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/28/2010 4:54:40 PM |
| tekkie2412 | $25.00 | $25.00 | 6/28/2010 4:47:12 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/28/2010 4:49:44 PM |
| bchen78875 | $50.00 | $50.00 | 6/28/2010 4:55:36 PM |
| finance-negotiator2 | $25.00 | $25.00 | 6/28/2010 4:55:43 PM |
| alpinaut | $25.00 | $25.00 | 6/28/2010 4:56:07 PM |
| SNH | $50.00 | $50.00 | 6/28/2010 4:56:16 PM |
| FlexFunding | $100.00 | $100.00 | 6/28/2010 4:57:29 PM |
| durability-bandit1 | $50.00 | $50.00 | 6/28/2010 4:57:55 PM |
| Ivan2007 | $25.00 | $25.00 | 6/28/2010 4:53:17 PM |
| AmericanCredit | $25.00 | $25.00 | 6/28/2010 4:55:10 PM |
| meux99 | $25.00 | $25.00 | 6/28/2010 5:12:50 PM |
| SCTrojangirl | $25.00 | $25.00 | 6/28/2010 4:53:46 PM |
| GElender | $36.30 | $36.30 | 6/28/2010 5:13:31 PM |
| Jassi | $25.00 | $25.00 | 6/28/2010 4:55:55 PM |
| JJS180 | $25.00 | $25.00 | 6/28/2010 5:13:41 PM |
| moneyfriend | $50.00 | $50.00 | 6/28/2010 4:56:33 PM |
| liberty-destiny3 | $25.00 | $25.00 | 6/28/2010 4:57:02 PM |
| orindalender | $50.00 | $50.00 | 6/28/2010 4:57:42 PM |
| skuba | $50.00 | $50.00 | 6/28/2010 4:58:15 PM |
| mizount | $25.00 | $25.00 | 6/28/2010 5:12:29 PM |
| cowboyskier | $47.78 | $47.78 | 6/28/2010 4:58:53 PM |
| nuclearmoose | $25.00 | $25.00 | 6/28/2010 5:13:32 PM |
| reinforced-reward | $25.00 | $25.00 | 6/28/2010 5:13:35 PM |
| network2 | $25.00 | $25.00 | 6/28/2010 8:08:55 PM |
| syounker | $25.00 | $25.00 | 6/28/2010 6:17:30 PM |
| jengachamp | $25.00 | $25.00 | 6/28/2010 6:55:59 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/29/2010 3:24:37 AM |
| antlr | $25.00 | $25.00 | 6/29/2010 12:07:29 AM |
| Phantom99 | $25.00 | $25.00 | 6/29/2010 12:18:54 AM |
| treasure-bliss | $100.00 | $100.00 | 6/29/2010 3:30:31 AM |
| djs81 | $50.00 | $50.00 | 6/29/2010 7:02:29 AM |
| j2ee | $25.00 | $25.00 | 6/29/2010 7:05:25 AM |
| lostontheedge | $25.00 | $25.00 | 6/29/2010 4:54:25 AM |
| buckyhead2000 | $25.00 | $25.00 | 6/29/2010 7:06:18 AM |
| anakinsolo | $25.00 | $25.00 | 6/29/2010 7:06:24 AM |
| tolstoy00 | $25.00 | $25.00 | 6/29/2010 7:06:35 AM |
| majormoves1 | $25.00 | $25.00 | 6/29/2010 7:06:39 AM |
| trade-watcher | $25.00 | $25.00 | 6/29/2010 7:06:54 AM |
| mikeandcat | $35.49 | $35.49 | 6/29/2010 5:44:25 AM |
| outwish | $25.00 | $25.00 | 6/29/2010 7:05:30 AM |
| djh47a | $25.00 | $25.00 | 6/29/2010 7:06:55 AM |
| zaxsan | $25.00 | $25.00 | 6/29/2010 7:02:23 AM |
| geekguy | $25.00 | $25.00 | 6/29/2010 7:02:27 AM |
| jfd287 | $25.00 | $25.00 | 6/29/2010 8:24:22 AM |
| hookUup | $25.00 | $25.00 | 6/29/2010 7:05:30 AM |
| dumbass | $25.00 | $25.00 | 6/29/2010 7:06:12 AM |
| svandgts | $25.00 | $25.00 | 6/29/2010 7:07:08 AM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 6/29/2010 9:34:37 AM |
| tranquil-return4 | $25.00 | $25.00 | 6/29/2010 8:16:02 AM |
| tatsuo20001 | $25.00 | $7.88 | 6/29/2010 9:34:53 AM |
| rjsdsu | $25.00 | $25.00 | 7/3/2010 10:51:28 AM |
| marwadi-62 | $50.00 | $50.00 | 7/3/2010 11:55:08 AM |
| MacBrandon | $25.00 | $25.00 | 7/3/2010 9:39:31 PM |
| BlessedEveryDay | $25.00 | $25.00 | 7/4/2010 3:03:55 PM |
| 138 bids
|
Borrower Payment Dependent Notes Series
463610
This series of Notes was issued and sold upon the funding of the borrower loan #43397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jul-01-2010 |
| |
Auction end date:
| Jul-08-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $170.52 |
|
Final lender yield:
| 12.75% |
Final borrower rate/APR:
| 13.75% / 15.90% |
Final monthly payment:
| $170.28 |
| |
|
Auction yield range:
| 5.98% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.54% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 30% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
4 | Length of status: | 7y 6m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 19 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,573 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 35% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| credit-prominence4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting auto expense in line
Purpose of loan:
This loan will be used to?buy a car for around $2000.00 and pay down the one I have now by $3000.00.? This will help ensure that I can sell the car I am now paying $328.00 per month on and cut my payments in 1/2 for less time.?
My financial situation:
I am a good candidate for this loan because?I and my spouse have both been on the same job for 7 years; we own our home and pay our bills.? Our other debts are in line with our goals but our vehicle expense is more than we want.
Monthly net income: $ 5000.00
Monthly expenses: $
3500.00
??Housing: $
400.00
??Insurance: $
100.00
??Car expenses: $
668.00
??Utilities: $
300.00
??Phone, cable, internet: $
100.00
??Food, entertainment: $
1000.00
??Clothing, household expenses $
250.00
??Credit cards and other loans: $
550.00
??Other expenses: $
250.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why does credit report reflect no home ownership? - Machbannai
A:
I am not sure. We paid off our Wachovia Mortgage in Nov 2008. We have a 28k mortgage on 19 adjoining acres. But our place is free and clear. We get the homestead exemption every year. Not sure if you can see our address but our property is listed with the escambia county tax office in Florida. But if you look at our closed accounts on the credit report you can see we had a mortgage from 1995 to 2008.
(Jul-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zento | $25.00 | $25.00 | 7/1/2010 5:09:01 PM |
| Mav26 | $40.00 | $40.00 | 7/1/2010 6:51:53 PM |
| Josphine | $25.00 | $25.00 | 7/2/2010 10:45:12 AM |
| mosby | $48.00 | $48.00 | 7/3/2010 11:37:28 AM |
| Kelor99 | $25.00 | $25.00 | 7/3/2010 10:21:59 AM |
| forthright-principal2 | $25.00 | $25.00 | 7/3/2010 11:37:44 AM |
| marwadi-62 | $32.00 | $32.00 | 7/3/2010 11:57:05 AM |
| Sol_Invictus | $25.00 | $25.00 | 7/3/2010 6:16:24 AM |
| FinanceEngine | $30.00 | $30.00 | 7/3/2010 9:47:37 PM |
| rockhound84 | $25.00 | $25.00 | 7/4/2010 3:51:45 AM |
| Toony | $25.00 | $25.00 | 7/3/2010 8:34:47 PM |
| cash-tent | $25.00 | $25.00 | 7/4/2010 11:06:44 AM |
| biofred | $50.00 | $50.00 | 7/5/2010 7:48:02 AM |
| favorite-commerce | $50.00 | $50.00 | 7/5/2010 5:06:48 PM |
| market-pudding | $25.00 | $25.00 | 7/5/2010 5:52:16 PM |
| ajayne1953 | $85.00 | $85.00 | 7/5/2010 7:01:55 PM |
| hawk357 | $25.00 | $25.00 | 7/6/2010 6:39:28 AM |
| buckeyebucks | $50.00 | $50.00 | 7/5/2010 9:02:50 PM |
| captainzero | $70.00 | $70.00 | 7/6/2010 3:35:23 PM |
| Barky52 | $25.00 | $25.00 | 7/6/2010 2:28:04 PM |
| intuitive-bill | $25.00 | $25.00 | 7/6/2010 4:12:00 PM |
| loss-of-control | $25.00 | $25.00 | 7/6/2010 6:50:27 PM |
| gogene2002 | $25.00 | $25.00 | 7/7/2010 8:52:34 AM |
| ready-interest9 | $25.00 | $25.00 | 7/7/2010 3:07:46 PM |
| dontletmoneyfoolya | $50.00 | $50.00 | 7/7/2010 3:19:17 PM |
| exact-peso2 | $27.50 | $27.50 | 7/7/2010 10:51:53 AM |
| StreetJustice | $46.79 | $46.79 | 7/7/2010 4:38:30 PM |
| Sven79 | $50.00 | $50.00 | 7/7/2010 4:37:04 PM |
| ookamikun | $50.00 | $50.00 | 7/7/2010 4:32:43 PM |
| UncleSafety | $25.00 | $25.00 | 7/7/2010 6:42:02 PM |
| Machbannai | $25.00 | $25.00 | 7/7/2010 5:33:29 PM |
| hidavehi | $25.77 | $25.77 | 7/7/2010 5:22:16 PM |
| availableloan | $25.00 | $25.00 | 7/7/2010 7:44:02 PM |
| credit-missile | $25.00 | $25.00 | 7/7/2010 8:20:33 PM |
| gjm6d | $25.00 | $25.00 | 7/7/2010 8:59:34 PM |
| Lo0se_mo0se | $25.00 | $25.00 | 7/8/2010 12:35:57 AM |
| dpries123 | $25.00 | $25.00 | 7/8/2010 8:48:49 AM |
| DasMula | $50.00 | $50.00 | 7/7/2010 9:12:59 PM |
| rainbowsorbet | $25.00 | $25.00 | 7/8/2010 7:41:33 AM |
| shneb | $100.00 | $100.00 | 7/8/2010 11:11:00 AM |
| olin5 | $25.00 | $25.00 | 7/8/2010 5:03:04 AM |
| crazyinjun | $36.06 | $36.06 | 7/8/2010 11:18:38 AM |
| pythia | $25.00 | $25.00 | 7/8/2010 11:50:13 AM |
| durability-high-five | $25.00 | $25.00 | 7/8/2010 10:07:06 AM |
| kindofaloaner | $25.00 | $25.00 | 7/8/2010 10:10:52 AM |
| CACO_Bank | $25.00 | $25.00 | 7/8/2010 11:02:26 AM |
| steady-funds3 | $28.83 | $28.83 | 7/8/2010 2:56:29 PM |
| wealth-multiplier | $25.00 | $25.00 | 7/8/2010 3:36:18 PM |
| Digs | $25.00 | $25.00 | 7/8/2010 3:49:50 PM |
| bughead | $25.00 | $25.00 | 7/8/2010 3:10:39 PM |
| trustworthy-finance6 | $100.00 | $100.00 | 7/8/2010 12:17:47 PM |
| atlrealtor | $25.00 | $25.00 | 7/8/2010 12:23:18 PM |
| juxtapose | $25.00 | $25.00 | 7/8/2010 12:47:24 PM |
| zxcvbn | $200.00 | $64.06 | 7/8/2010 2:07:07 PM |
| jlot16 | $25.00 | $25.00 | 7/8/2010 2:35:50 PM |
| 99Lender | $25.00 | $25.00 | 7/8/2010 4:36:05 PM |
| matthewa | $25.00 | $25.00 | 7/8/2010 4:28:07 PM |
| icon7 | $25.00 | $25.00 | 7/8/2010 4:29:48 PM |
| cdavefly | $30.00 | $30.00 | 7/8/2010 4:41:32 PM |
| top-courteous-peso | $250.00 | $250.00 | 7/1/2010 5:03:54 PM |
| JABank | $25.00 | $25.00 | 7/1/2010 5:59:33 PM |
| buckyhead2000 | $25.00 | $25.00 | 7/2/2010 2:41:42 PM |
| peace-thinker4 | $25.00 | $25.00 | 7/2/2010 6:56:22 PM |
| p2p-eagle9 | $25.00 | $25.00 | 7/3/2010 5:05:06 AM |
| credit-fox3 | $25.00 | $25.00 | 7/2/2010 11:14:00 PM |
| Kessler | $26.00 | $26.00 | 7/3/2010 5:51:26 AM |
| credit-panda1 | $50.00 | $50.00 | 7/3/2010 8:53:49 AM |
| aganippe | $25.00 | $25.00 | 7/3/2010 9:18:17 AM |
| revenue-youngster | $25.00 | $25.00 | 7/2/2010 7:26:56 PM |
| nolahelper | $25.00 | $25.00 | 7/3/2010 3:47:06 AM |
| cashasaurus0 | $100.00 | $100.00 | 7/3/2010 6:37:24 AM |
| hidavehi | $33.00 | $33.00 | 7/3/2010 6:48:28 AM |
| wwwUniversal | $25.00 | $25.00 | 7/3/2010 12:05:13 PM |
| RandyL3 | $25.00 | $25.00 | 7/3/2010 9:33:00 PM |
| fotep-financial | $25.00 | $25.00 | 7/3/2010 7:40:01 PM |
| Terapin0511 | $30.00 | $30.00 | 7/4/2010 8:13:57 PM |
| cello1 | $25.00 | $25.00 | 7/4/2010 10:30:19 AM |
| seabowl | $25.00 | $25.00 | 7/5/2010 5:08:32 PM |
| jojnax | $25.00 | $25.00 | 7/5/2010 2:18:01 PM |
| PadreAyudate | $25.57 | $25.57 | 7/5/2010 8:56:00 PM |
| a-wealth-visionary | $50.00 | $50.00 | 7/6/2010 2:32:08 AM |
| Lender0307 | $25.00 | $25.00 | 7/6/2010 10:17:58 AM |
| ivanhoe78 | $35.80 | $35.80 | 7/6/2010 10:04:30 AM |
| graceful-credit5 | $50.00 | $50.00 | 7/6/2010 3:31:50 PM |
| StrongMonty | $25.00 | $25.00 | 7/6/2010 1:43:30 PM |
| mammalian4 | $50.00 | $50.00 | 7/6/2010 6:16:18 PM |
| MattProsper | $25.00 | $25.00 | 7/6/2010 8:04:05 PM |
| credit-missile | $25.00 | $25.00 | 7/6/2010 8:06:28 PM |
| PropertyInvest | $25.00 | $25.00 | 7/7/2010 4:21:21 AM |
| KingCroesus | $25.00 | $25.00 | 7/7/2010 12:47:08 AM |
| heerzaquestion | $25.00 | $25.00 | 7/7/2010 5:22:54 AM |
| nalaari | $32.56 | $32.56 | 7/7/2010 5:46:28 AM |
| GABC-1 | $50.00 | $50.00 | 7/7/2010 8:36:15 AM |
| credit-missile | $25.00 | $25.00 | 7/7/2010 6:21:45 AM |
| kilpat | $27.93 | $27.93 | 7/7/2010 6:33:30 AM |
| social-zebra | $25.00 | $25.00 | 7/7/2010 9:38:59 AM |
| Leshan | $33.33 | $33.33 | 7/7/2010 9:23:22 AM |
| SC2TX | $50.00 | $50.00 | 7/7/2010 11:50:17 AM |
| fotep-financial | $25.00 | $25.00 | 7/7/2010 12:23:43 PM |
| JJHawk | $50.00 | $50.00 | 7/7/2010 11:00:56 AM |
| haryassman | $25.00 | $25.00 | 7/7/2010 3:03:06 PM |
| CBTW | $25.00 | $25.00 | 7/7/2010 2:54:32 PM |
| Dskillz | $25.00 | $25.00 | 7/7/2010 4:59:38 PM |
| DADOF1 | $25.00 | $25.00 | 7/7/2010 6:06:18 PM |
| best-listing-toro | $25.00 | $25.00 | 7/7/2010 4:59:37 PM |
| NorthwestLoan1 | $25.00 | $25.00 | 7/7/2010 7:10:39 PM |
| kind-value-pouch | $50.00 | $50.00 | 7/7/2010 5:35:52 PM |
| lukeskywalkerkp | $26.29 | $26.29 | 7/7/2010 8:38:53 PM |
| patriot384 | $300.00 | $300.00 | 7/7/2010 8:41:30 PM |
| sanfelice14 | $30.00 | $30.00 | 7/8/2010 5:12:13 AM |
| ksubd | $75.00 | $75.00 | 7/7/2010 10:28:09 PM |
| enthusiastic-point | $25.00 | $25.00 | 7/8/2010 8:03:50 AM |
| best-generosity-financier | $25.00 | $25.00 | 7/7/2010 8:21:30 PM |
| porwestco | $25.00 | $25.00 | 7/8/2010 6:53:56 AM |
| ltdalum | $88.00 | $88.00 | 7/8/2010 11:13:18 AM |
| moneytolend72 | $30.00 | $30.00 | 7/8/2010 9:06:56 AM |
| steady-dime | $25.00 | $25.00 | 7/8/2010 7:57:34 AM |
| fund-fox4 | $30.00 | $30.00 | 7/8/2010 2:01:48 PM |
| PeterPsych | $100.00 | $100.00 | 7/8/2010 12:38:31 PM |
| cbivitz | $200.00 | $200.00 | 7/8/2010 1:47:14 PM |
| jimmya | $31.14 | $31.14 | 7/8/2010 9:43:30 AM |
| greekgst99 | $25.00 | $25.00 | 7/8/2010 2:11:15 PM |
| lucrative-coin | $50.00 | $50.00 | 7/8/2010 2:39:46 PM |
| bamboozled_again | $39.60 | $39.60 | 7/8/2010 3:35:07 PM |
| ddog0224 | $39.76 | $39.76 | 7/8/2010 1:30:00 PM |
| chesu87 | $27.01 | $27.01 | 7/8/2010 1:52:03 PM |
| salegalaxy | $25.00 | $25.00 | 7/8/2010 2:06:38 PM |
| 127 bids
|
Borrower Payment Dependent Notes Series
463660
This series of Notes was issued and sold upon the funding of the borrower loan #43374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-23-2010 |
| |
Auction end date:
| Jun-30-2010 |
|
|
Starting lender yield:
| 25.38% |
Starting borrower rate/APR:
| 26.38% / 30.32% |
Starting monthly payment:
| $40.49 |
|
Final lender yield:
| 19.88% |
Final borrower rate/APR:
| 20.88% / 24.68% |
Final monthly payment:
| $37.61 |
| |
|
Auction yield range:
| 10.98% - 25.38% |
Estimated loss impact:
| 10.48% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Retired |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 1
/
1 | Length of status: | 9y 7m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 4 | Stated income: | $1-$24,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $316 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 126% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| spirited-transaction224 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
spirited-Transaction224
Purpose of loan:
This loan will be used to?pay off 1 credit and do a 100,000.00 service to my car.
My financial situation:
I am a good candidate for this loan because my expences are low enough fo me to?make the payment.?
I am paying the one credit card that I have.? I have a room mate that pays me rent of?$400.00,?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????
Monthly net income: $949.00????
Monthly expenses: $300.00 approx
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| santhana | $55.48 | $55.48 | 6/29/2010 9:54:41 AM |
| Leshan | $33.33 | $33.33 | 6/30/2010 8:32:59 AM |
| wild-orange | $25.00 | $25.00 | 6/30/2010 10:40:48 AM |
| ultimate-peace | $300.00 | $300.00 | 6/30/2010 3:41:41 PM |
| brightest-dignified-penny | $25.00 | $5.20 | 6/30/2010 4:09:30 PM |
| asya | $30.99 | $30.99 | 6/30/2010 11:58:55 AM |
| peb44 | $25.00 | $25.00 | 6/30/2010 4:04:54 PM |
| hektek22 | $300.00 | $300.00 | 6/28/2010 5:20:19 PM |
| JaceSpade | $25.00 | $25.00 | 6/28/2010 11:10:07 PM |
| Nusk | $25.00 | $25.00 | 6/29/2010 6:40:01 PM |
| Firescreek | $25.00 | $25.00 | 6/30/2010 8:33:18 AM |
| order-bee1 | $25.00 | $25.00 | 6/30/2010 12:40:46 PM |
| donenzo | $25.00 | $25.00 | 6/30/2010 1:46:01 PM |
| wwwUniversal | $25.00 | $25.00 | 6/30/2010 4:09:50 PM |
| DRA-Properties | $25.00 | $25.00 | 6/30/2010 1:27:28 PM |
| sensational-peace6 | $50.00 | $50.00 | 6/30/2010 4:03:52 PM |
| 16 bids
|
Borrower Payment Dependent Notes Series
463964
This series of Notes was issued and sold upon the funding of the borrower loan #43468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,499.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-28-2010 |
| |
Auction end date:
| Jul-05-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $239.16 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $239.16 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1994 |
Debt/Income ratio:
| 33% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 9m |
|
Credit score:
| 780-799 (Jun-2010) |
Total credit lines:
| 12 |
Occupation: | Retail Management |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $24,557 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 33% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jharnisch |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating my credit cards
Purpose of loan:
This loan will be used to?
pay off my credit card debt that I acquired during my marriage and divorce. I am looking for a fresh start and this will help the process. I have been trying to pay them down but it is just a slow process with the high interest rates on a couple of the cards.
My financial situation:
I am a good candidate for this loan because?I have never been late on any payment for anything. I have been at my job for almost 8 years so I have a stable financial situation.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dharma1 | $25.00 | $25.00 | 6/28/2010 4:41:27 PM |
| Comoparklender | $30.00 | $30.00 | 6/28/2010 4:42:24 PM |
| flexible-value | $28.00 | $28.00 | 6/28/2010 4:45:51 PM |
| Tc11902 | $25.00 | $25.00 | 6/28/2010 4:46:30 PM |
| tekkie2412 | $25.00 | $25.00 | 6/28/2010 4:47:11 PM |
| mlopez2007 | $25.00 | $25.00 | 6/28/2010 4:48:03 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/28/2010 4:48:07 PM |
| orderly-loot | $25.00 | $25.00 | 6/28/2010 4:41:16 PM |
| enthralling-deal180 | $100.00 | $100.00 | 6/28/2010 4:50:12 PM |
| successful-euro | $30.00 | $30.00 | 6/28/2010 4:41:43 PM |
| Winsten | $50.00 | $50.00 | 6/28/2010 4:50:21 PM |
| Havana21 | $25.00 | $25.00 | 6/28/2010 4:46:02 PM |
| delicious-social132 | $25.00 | $25.00 | 6/28/2010 4:46:35 PM |
| first-upright-payout | $25.00 | $25.00 | 6/28/2010 4:52:30 PM |
| Ivan2007 | $25.00 | $25.00 | 6/28/2010 4:53:17 PM |
| personal-lender | $25.00 | $25.00 | 6/28/2010 4:46:12 PM |
| liberty-destiny3 | $25.00 | $25.00 | 6/28/2010 4:57:02 PM |
| get30inc | $25.00 | $25.00 | 6/28/2010 4:53:13 PM |
| proper-p2p6 | $100.00 | $100.00 | 6/28/2010 4:53:51 PM |
| 1800porsche | $25.00 | $25.00 | 6/28/2010 4:55:16 PM |
| bchen78875 | $50.00 | $50.00 | 6/28/2010 4:55:37 PM |
| orindalender | $50.00 | $50.00 | 6/28/2010 4:57:41 PM |
| durability-bandit1 | $50.00 | $50.00 | 6/28/2010 4:57:54 PM |
| alpinaut | $25.00 | $25.00 | 6/28/2010 4:56:07 PM |
| alexstar | $25.00 | $25.00 | 6/28/2010 4:56:12 PM |
| SNH | $50.00 | $50.00 | 6/28/2010 4:56:18 PM |
| clean-loyalty | $25.00 | $25.00 | 6/28/2010 4:58:32 PM |
| lagnisiruk | $25.00 | $25.00 | 6/28/2010 6:17:24 PM |
| hookUup | $25.00 | $25.00 | 6/28/2010 5:14:13 PM |
| syounker | $25.00 | $25.00 | 6/28/2010 5:14:19 PM |
| jengachamp | $25.00 | $25.00 | 6/28/2010 6:55:58 PM |
| Jassi | $25.00 | $25.00 | 6/29/2010 12:06:55 AM |
| unclejaef | $25.00 | $25.00 | 6/29/2010 12:07:20 AM |
| thedoctor | $90.00 | $90.00 | 6/28/2010 11:52:54 PM |
| meux99 | $25.00 | $25.00 | 6/29/2010 12:07:18 AM |
| GElender | $31.64 | $31.64 | 6/29/2010 12:18:43 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/29/2010 12:18:55 AM |
| loan-kung-fu | $25.00 | $25.00 | 6/29/2010 5:59:33 AM |
| PatRichi | $25.00 | $25.00 | 6/29/2010 6:09:27 AM |
| mizount | $25.00 | $25.00 | 6/29/2010 7:05:08 AM |
| pavelz | $100.00 | $100.00 | 6/29/2010 7:05:45 AM |
| JJS180 | $25.00 | $25.00 | 6/29/2010 7:05:27 AM |
| skvat | $25.00 | $25.00 | 6/29/2010 7:15:57 AM |
| reueljw | $25.00 | $25.00 | 6/29/2010 7:04:51 AM |
| point-solstice | $50.00 | $50.00 | 6/29/2010 9:34:58 AM |
| top-silver-american | $25.00 | $25.00 | 6/29/2010 11:09:47 AM |
| coin-jamboree | $50.00 | $50.00 | 6/29/2010 11:19:48 AM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 6/29/2010 9:34:35 AM |
| money-owner2 | $250.00 | $250.00 | 6/29/2010 9:35:06 AM |
| intuitive-bill | $25.00 | $25.00 | 6/29/2010 12:14:52 PM |
| harty | $60.00 | $60.00 | 6/29/2010 12:30:41 PM |
| money-bauble | $54.26 | $54.26 | 6/29/2010 12:00:51 PM |
| impartial-deal | $25.00 | $25.00 | 6/29/2010 1:35:30 PM |
| 4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 6/29/2010 12:34:23 PM |
| commerce-voyager | $25.00 | $25.00 | 6/29/2010 4:11:08 PM |
| -J | $25.00 | $25.00 | 6/29/2010 5:19:23 PM |
| PaulW | $25.00 | $25.00 | 6/29/2010 11:05:30 PM |
| charlieok | $25.00 | $25.00 | 6/29/2010 11:16:38 PM |
| balance-force | $26.00 | $26.00 | 6/29/2010 11:03:35 PM |
| titaniumtommy | $25.00 | $25.00 | 6/29/2010 11:05:43 PM |
| _kyle | $25.00 | $25.00 | 6/29/2010 11:39:24 PM |
| degster | $25.00 | $25.00 | 6/29/2010 11:39:34 PM |
| asset-caballero | $25.00 | $25.00 | 6/29/2010 11:36:09 PM |
| salala | $25.00 | $25.00 | 6/29/2010 11:41:07 PM |
| social-comet7 | $25.00 | $25.00 | 6/29/2010 11:39:46 PM |
| new-reward-sequoia | $25.00 | $25.00 | 6/29/2010 11:42:14 PM |
| Phantom99 | $25.00 | $25.00 | 6/29/2010 11:42:46 PM |
| ctgscott | $25.00 | $25.00 | 6/29/2010 11:20:31 PM |
| SourDoughSteve | $25.00 | $25.00 | 6/29/2010 11:20:57 PM |
| ILfarmboy | $26.54 | $26.54 | 6/29/2010 11:36:58 PM |
| Hutpit | $50.00 | $50.00 | 6/29/2010 11:37:37 PM |
| johngaltline | $25.00 | $25.00 | 6/29/2010 11:39:02 PM |
| ChicoBob | $29.38 | $29.38 | 6/29/2010 11:40:15 PM |
| transparency-giant | $25.76 | $25.76 | 6/29/2010 11:41:08 PM |
| honorable-vigilance | $25.00 | $25.00 | 6/30/2010 8:59:30 AM |
| felicity-loyalist0 | $25.00 | $25.00 | 6/30/2010 4:09:44 PM |
| stemper | $50.00 | $50.00 | 6/30/2010 6:42:16 PM |
| dmitriy2 | $25.00 | $25.00 | 7/1/2010 9:58:50 AM |
| myidear | $25.00 | $25.00 | 7/2/2010 2:23:59 AM |
| Castelj | $36.00 | $36.00 | 7/2/2010 5:59:16 AM |
| whatreality | $25.00 | $25.00 | 7/2/2010 7:30:23 AM |
| BankofBeth | $25.00 | $25.00 | 7/2/2010 2:11:58 PM |
| squarebob | $25.00 | $25.00 | 7/2/2010 12:22:40 PM |
| crw1950 | $50.00 | $50.00 | 7/2/2010 6:52:40 PM |
| PadreAyudate | $25.00 | $25.00 | 7/2/2010 4:33:43 PM |
| JerryB96 | $25.00 | $25.00 | 7/3/2010 9:52:53 AM |
| chuchutrain | $25.00 | $25.00 | 7/2/2010 7:40:10 PM |
| Loan-trust25 | $25.00 | $25.00 | 7/3/2010 1:10:12 PM |
| edsmoney | $100.00 | $100.00 | 7/4/2010 7:39:57 AM |
| CACO_Bank | $25.00 | $25.00 | 7/4/2010 8:13:52 AM |
| Schwamie | $65.98 | $65.98 | 7/4/2010 2:06:47 AM |
| silver-boots | $25.00 | $25.00 | 7/5/2010 5:48:40 AM |
| wise-benjamins-fortress | $100.00 | $100.00 | 7/5/2010 7:23:50 AM |
| Charmart | $25.00 | $25.00 | 7/5/2010 5:20:45 AM |
| Richmp412 | $25.00 | $25.00 | 7/5/2010 7:58:42 AM |
| Trident-Fund | $50.00 | $50.00 | 7/4/2010 9:15:45 PM |
| payout-magician | $25.00 | $25.00 | 7/5/2010 11:51:14 AM |
| dmitriy2 | $25.00 | $25.00 | 7/5/2010 1:38:24 PM |
| baldwinms | $25.00 | $25.00 | 7/5/2010 2:41:23 PM |
| kenji4861 | $25.00 | $25.00 | 6/28/2010 4:42:02 PM |
| american6 | $50.00 | $50.00 | 6/28/2010 4:45:48 PM |
| simplelender80 | $100.00 | $100.00 | 6/28/2010 4:46:50 PM |
| jangalt | $72.00 | $72.00 | 6/28/2010 4:47:18 PM |
| riproaringrapids | $25.00 | $25.00 | 6/28/2010 4:41:23 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/28/2010 4:47:57 PM |
| tntmojave | $25.00 | $25.00 | 6/28/2010 4:48:12 PM |
| hrubinst | $25.00 | $25.00 | 6/28/2010 4:48:29 PM |
| Artist_Blue | $25.00 | $25.00 | 6/28/2010 4:42:45 PM |
| stilleto8 | $25.00 | $25.00 | 6/28/2010 4:42:12 PM |
| potatoepicker | $50.00 | $50.00 | 6/28/2010 4:51:37 PM |
| fair-funds | $25.00 | $25.00 | 6/28/2010 4:46:24 PM |
| ray1051 | $50.00 | $50.00 | 6/28/2010 4:51:57 PM |
| BaxterEvil | $25.00 | $25.00 | 6/28/2010 4:52:11 PM |
| credit-investor5 | $100.00 | $100.00 | 6/28/2010 4:47:00 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 6/28/2010 4:47:31 PM |
| orgy63 | $25.00 | $25.00 | 6/28/2010 4:45:06 PM |
| bountiful-durability | $50.00 | $50.00 | 6/28/2010 4:45:12 PM |
| loot-heart | $50.00 | $50.00 | 6/28/2010 4:47:49 PM |
| gojackgo | $50.00 | $50.00 | 6/28/2010 4:46:56 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/28/2010 4:49:44 PM |
| meenan | $25.00 | $25.00 | 6/28/2010 4:55:33 PM |
| mpactlender | $25.00 | $25.00 | 6/28/2010 4:55:48 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/28/2010 4:48:23 PM |
| moneyfriend | $50.00 | $50.00 | 6/28/2010 4:56:33 PM |
| Avala | $50.00 | $50.00 | 6/28/2010 4:48:42 PM |
| skuba | $50.00 | $50.00 | 6/28/2010 4:58:16 PM |
| bid-czar8 | $100.00 | $100.00 | 6/28/2010 4:51:25 PM |
| ichibon | $75.00 | $75.00 | 6/28/2010 4:53:30 PM |
| SCTrojangirl | $25.00 | $25.00 | 6/28/2010 4:53:45 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/28/2010 4:54:39 PM |
| AmericanCredit | $25.00 | $25.00 | 6/28/2010 4:55:10 PM |
| radforj22 | $50.00 | $50.00 | 6/28/2010 4:56:27 PM |
| thorough-exchange4 | $40.00 | $40.00 | 6/28/2010 4:57:19 PM |
| finance-negotiator2 | $25.00 | $25.00 | 6/28/2010 4:55:43 PM |
| lender_100 | $25.00 | $25.00 | 6/28/2010 4:58:00 PM |
| Panna | $25.00 | $25.00 | 6/28/2010 4:58:45 PM |
| NATIVEBORN | $25.00 | $25.00 | 6/28/2010 5:14:32 PM |
| efficient-marketplace | $50.00 | $50.00 | 6/28/2010 6:49:46 PM |
| BankOfFrankFairness | $37.94 | $37.94 | 6/29/2010 12:07:12 AM |
| nuclearmoose | $25.00 | $25.00 | 6/28/2010 11:55:19 PM |
| antlr | $25.00 | $25.00 | 6/29/2010 12:07:29 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/29/2010 3:24:36 AM |
| SimpleChoice | $25.00 | $25.00 | 6/29/2010 6:39:39 AM |
| head | $25.00 | $25.00 | 6/29/2010 5:25:00 AM |
| treasure-bliss | $100.00 | $100.00 | 6/29/2010 3:30:30 AM |
| power-defender7 | $40.00 | $40.00 | 6/29/2010 7:05:31 AM |
| loyalist1 | $100.00 | $100.00 | 6/29/2010 7:05:59 AM |
| lloyd_s | $25.00 | $25.00 | 6/29/2010 7:06:31 AM |
| Cai8899 | $75.00 | $75.00 | 6/29/2010 5:49:33 AM |
| svandgts | $25.00 | $25.00 | 6/29/2010 6:39:32 AM |
| FlexFunding | $100.00 | $100.00 | 6/29/2010 7:04:50 AM |
| tech310 | $27.20 | $27.20 | 6/29/2010 7:04:53 AM |
| reinforced-reward | $25.00 | $25.00 | 6/29/2010 7:05:26 AM |
| HarrisonHome | $25.00 | $25.00 | 6/29/2010 8:04:26 AM |
| ethicalhumanist | $25.00 | $25.00 | 6/29/2010 7:01:28 AM |
| ommcd | $25.00 | $25.00 | 6/29/2010 7:05:38 AM |
| tranquil-return4 | $25.00 | $25.00 | 6/29/2010 8:16:00 AM |
| Kelor99 | $25.00 | $25.00 | 6/29/2010 11:07:16 AM |
| Steveoo1 | $25.00 | $25.00 | 6/29/2010 9:35:36 AM |
| SmokeyMirror | $50.00 | $50.00 | 6/29/2010 1:59:32 PM |
| buckyhead2000 | $25.00 | $25.00 | 6/29/2010 1:35:29 PM |
| Tai | $25.00 | $25.00 | 6/29/2010 12:44:25 PM |
| affluence-pumpkin0 | $25.00 | $25.00 | 6/29/2010 2:24:37 PM |
| dollars4debts | $25.00 | $25.00 | 6/29/2010 5:15:34 PM |
| djh47a | $25.00 | $25.00 | 6/29/2010 8:59:23 PM |
| rmachi | $25.00 | $25.00 | 6/29/2010 11:07:08 PM |
| BiggestG | $25.00 | $25.00 | 6/29/2010 11:08:14 PM |
| SkiNZ | $25.00 | $25.00 | 6/29/2010 11:18:41 PM |
| YellowJacket | $25.00 | $25.00 | 6/29/2010 11:19:37 PM |
| ClearLake | $25.00 | $25.00 | 6/29/2010 11:20:25 PM |
| dansarkis | $25.00 | $25.00 | 6/29/2010 11:22:05 PM |
| the-financier814 | $25.00 | $25.00 | 6/29/2010 11:37:06 PM |
| langdonx | $25.00 | $25.00 | 6/29/2010 11:40:22 PM |
| MikeB918 | $25.00 | $25.00 | 6/29/2010 11:37:24 PM |
| deepventures | $25.00 | $25.00 | 6/29/2010 11:37:33 PM |
| Natronpee | $25.00 | $25.00 | 6/29/2010 11:40:18 PM |
| slartibardfast | $25.00 | $25.00 | 6/29/2010 11:41:30 PM |
| TheColoradoDon | $25.00 | $25.00 | 6/29/2010 11:41:54 PM |
| five-star-justice | $36.00 | $36.00 | 6/29/2010 11:42:37 PM |
| don8ter | $44.83 | $44.83 | 6/29/2010 11:42:59 PM |
| Divot | $25.00 | $25.00 | 6/29/2010 11:43:32 PM |
| KiwiElf | $25.00 | $25.00 | 6/29/2010 11:07:51 PM |
| djs81 | $40.44 | $40.44 | 6/29/2010 11:22:58 PM |
| RLC | $25.22 | $25.22 | 6/29/2010 11:35:37 PM |
| yachey | $25.00 | $25.00 | 6/29/2010 11:37:01 PM |
| museic1 | $25.00 | $25.00 | 6/29/2010 11:40:20 PM |
| zaxsan | $25.00 | $25.00 | 6/29/2010 11:43:10 PM |
| TK4 | $25.00 | $16.81 | 6/29/2010 11:43:35 PM |
| outofoffice | $50.00 | $50.00 | 6/30/2010 5:20:17 PM |
| rockhound84 | $25.00 | $25.00 | 6/30/2010 4:52:25 PM |
| wonderous-power | $25.00 | $25.00 | 7/2/2010 2:21:34 AM |
| RadarLuv | $25.00 | $25.00 | 7/3/2010 4:01:07 AM |
| emunah6 | $25.00 | $25.00 | 7/3/2010 10:21:54 AM |
| bkb7484 | $25.00 | $25.00 | 7/3/2010 4:35:34 AM |
| fotep-financial | $25.00 | $25.00 | 7/3/2010 7:41:25 PM |
| FundMaker | $25.00 | $25.00 | 7/3/2010 2:18:08 PM |
| MonkeyHero | $25.00 | $25.00 | 7/3/2010 10:25:58 PM |
| afterhours | $25.00 | $25.00 | 7/4/2010 11:07:09 AM |
| mwichmann4 | $55.00 | $55.00 | 7/4/2010 2:11:30 PM |
| Terapin0511 | $30.00 | $30.00 | 7/4/2010 8:16:24 PM |
| cello1 | $25.00 | $25.00 | 7/5/2010 8:45:43 AM |
| gustavholstopus32 | $25.00 | $25.00 | 7/5/2010 5:34:32 AM |
| availableloan | $25.00 | $25.00 | 7/5/2010 9:17:01 AM |
| socal-lender | $25.00 | $25.00 | 7/5/2010 1:41:14 PM |
| 204 bids
|
Borrower Payment Dependent Notes Series
464056
This series of Notes was issued and sold upon the funding of the borrower loan #43403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-25-2010 |
| |
Auction end date:
| Jul-02-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $101.06 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $101.06 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 22y 8m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,474 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 134% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 15 | | | | |
|
Screen name:
| payout-oracle6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving; Need up front Money
Purpose of loan:
This loan will be used to help me relocate.? I plan to relocate with?my ex wife and daughter?to an area 50 miles north of us here in San Diego so as to find less expensive living arrangements.? In doing so, the cost to relocate is expensive especially when one?considers the cost of renting a truck, paying a security deposit, purchsing used appliances for the home, etc.
My financial situation:
I am a good candidate for this loan because I have over a 17 year employment history with the company for which I work and make $120K per year.? I ran into some trouble two years ago when my wife and I got in over our heads with a mortage we simply could not afford but since then I have worked very hard to restablish my credit and feel a 660 isn't great bad it isn't all that bad either.?
Monthly net income: $ 5500
Monthly expenses: $
??Housing: $ 1900
??Insurance: $
??Car expenses: $ 500
??Utilities: $ 200
??Phone, cable, internet: $ 125
??Food, entertainment: $ 600
??Clothing, household expenses $200
??Credit cards and other loans: $ 250
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Comoparklender | $25.00 | $25.00 | 6/25/2010 4:55:26 PM |
| orderly-leverage | $30.00 | $30.00 | 6/25/2010 5:05:12 PM |
| Pman | $25.00 | $25.00 | 6/25/2010 5:05:44 PM |
| Artist_Blue | $25.00 | $25.00 | 6/25/2010 5:07:51 PM |
| reflective-rupee | $25.00 | $25.00 | 6/25/2010 4:58:46 PM |
| cash-spark3 | $50.00 | $50.00 | 6/25/2010 5:05:09 PM |
| simplelender80 | $50.00 | $50.00 | 6/25/2010 5:04:52 PM |
| IntrepidInvestment | $50.00 | $50.00 | 6/25/2010 5:05:05 PM |
| first-upright-payout | $25.00 | $25.00 | 6/25/2010 5:06:25 PM |
| kind-adventurous-finance | $30.00 | $30.00 | 6/25/2010 5:07:57 PM |
| JustMee | $25.00 | $25.00 | 6/25/2010 7:30:46 PM |
| MrMoneyBags | $35.00 | $35.00 | 6/26/2010 1:44:09 PM |
| AlexTrep | $25.00 | $25.00 | 6/27/2010 1:27:06 PM |
| AlexTrep | $25.00 | $25.00 | 6/27/2010 1:35:07 PM |
| S-Master | $25.00 | $25.00 | 6/27/2010 7:49:48 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/28/2010 4:14:30 PM |
| glroark | $50.00 | $50.00 | 6/28/2010 5:02:12 PM |
| zone6 | $100.00 | $100.00 | 6/28/2010 7:39:58 PM |
| MrPie | $25.00 | $25.00 | 6/30/2010 12:42:47 PM |
| willinvest | $25.00 | $25.00 | 6/30/2010 2:06:33 PM |
| revenue-youngster | $25.00 | $25.00 | 6/30/2010 7:01:38 PM |
| mckhbnpc | $30.00 | $30.00 | 7/1/2010 10:54:51 AM |
| Maetryx | $53.25 | $53.25 | 7/1/2010 8:39:18 PM |
| Pu239 | $60.00 | $60.00 | 7/2/2010 10:51:03 AM |
| maricel10 | $50.00 | $50.00 | 7/2/2010 2:34:07 AM |
| squarebob | $25.00 | $25.00 | 7/2/2010 12:19:11 PM |
| ultimate-peace | $50.00 | $50.00 | 7/2/2010 11:19:04 AM |
| vigilance-searcher | $25.00 | $25.00 | 7/2/2010 8:33:47 AM |
| friendinmoney | $30.73 | $30.73 | 7/2/2010 4:20:00 PM |
| MADAOO7 | $50.00 | $50.00 | 6/25/2010 5:04:54 PM |
| Havana21 | $25.00 | $25.00 | 6/25/2010 5:04:57 PM |
| personal-lender | $25.00 | $25.00 | 6/25/2010 5:05:16 PM |
| loyalist1 | $50.00 | $50.00 | 6/25/2010 5:08:34 PM |
| soulful-truth | $1,000.00 | $260.02 | 6/25/2010 5:08:47 PM |
| top-courteous-peso | $25.00 | $25.00 | 6/26/2010 9:20:26 AM |
| wwwUniversal | $25.00 | $25.00 | 6/26/2010 9:20:23 AM |
| Wachocia | $25.00 | $25.00 | 6/28/2010 6:25:48 AM |
| bold-dynamic-silver | $25.00 | $25.00 | 6/30/2010 8:38:43 AM |
| exchange-cowbell5 | $100.00 | $100.00 | 7/1/2010 3:46:49 PM |
| cbivitz | $200.00 | $200.00 | 7/1/2010 4:00:42 PM |
| b-rent | $25.00 | $25.00 | 7/1/2010 12:38:38 PM |
| CMDCO | $50.00 | $50.00 | 7/1/2010 4:36:26 PM |
| gshx2 | $36.00 | $36.00 | 7/1/2010 4:32:06 PM |
| dRatedOnly | $25.00 | $25.00 | 7/1/2010 5:18:55 PM |
| marwadi-62 | $100.00 | $100.00 | 7/1/2010 6:27:38 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 7/2/2010 8:00:59 AM |
| asian808 | $25.00 | $25.00 | 7/1/2010 7:31:33 PM |
| lucrative-coin | $50.00 | $50.00 | 7/2/2010 9:45:24 AM |
| patriot384 | $50.00 | $50.00 | 7/2/2010 12:34:00 PM |
| LendingBug | $25.00 | $25.00 | 7/2/2010 6:27:15 AM |
| credit-coach118 | $60.00 | $60.00 | 7/2/2010 11:25:54 AM |
| Leshan | $25.00 | $25.00 | 7/2/2010 8:55:45 AM |
| interstellar | $50.00 | $50.00 | 7/2/2010 3:00:51 PM |
| Land_on_your_feet | $25.00 | $25.00 | 7/2/2010 1:48:14 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 7/2/2010 4:53:57 PM |
| PadreAyudate | $25.00 | $25.00 | 7/2/2010 4:37:57 PM |
| 56 bids
|
Borrower Payment Dependent Notes Series
464114
This series of Notes was issued and sold upon the funding of the borrower loan #43365, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Jul-06-2010 |
| |
Auction end date:
| Jul-09-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 13.98% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 2m |
|
Credit score:
| 600-619 (Jun-2010) |
Total credit lines:
| 51 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $8,798 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $1,089 |
Bankcard utilization:
| 87% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| whaizmacheddah |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(May-2010)
620-639
(Jul-2009)
640-659
(Jul-2008)
|
|
Principal balance:
| $338.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
going on summer vacation to Disney
Purpose of loan:
This loan will be used to? pay off my other prosper loan and fund summer vacation to Orlando in August
My financial situation:
I am a good candidate for this loan because? my financial situation is great. i have close to 1000 dollars in disposable income each month now due to paying off some credit card bills.
Monthly net income: $ 3500
Monthly expenses: $ 2915
??Housing: $ 1100
??Insurance: $ 75
??Car expenses: $ 440
??Utilities: $?100
??Phone, cable, internet: $ 200
??Food, entertainment: $300
??Clothing, household expenses $ 200
??Credit cards and other loans: $500
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Congrats on paying your first Prosper Loan consistently on time! Can you explain the current $1,089 delinquent account that's showing in your credit profile? - BrighterSuns
A:
that was a mortage payment from march of this year that went 30 days delinquent. it was an oversight on my part and i'm caught up on it now. i have brought it to the bank's attention. but have had no success getting it removed yet.
(Jul-09-2010)
Q:
Please explain the $1K delinquency. - Pu239
A:
that was a mortgage payment from march that went 30 days delinquent. it was an oversight on my part and i've caught up on it now. i brought it to the bank's attention when i made this listing because i noticed the delinquency too. they've told me it will be taken care of.
(Jul-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AlexTrep | $25.00 | $25.00 | 7/6/2010 4:31:10 PM |
| FASTIZIO_P | $25.00 | $25.00 | 7/6/2010 4:44:06 PM |
| red-favorable-basis | $25.00 | $25.00 | 7/6/2010 7:10:58 PM |
| big_balla_papi | $25.00 | $25.00 | 7/7/2010 1:02:18 AM |
| noble-revenue | $25.00 | $25.00 | 7/7/2010 7:56:22 AM |
| well-mannered-income3 | $25.00 | $25.00 | 7/7/2010 5:13:47 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/7/2010 9:08:25 PM |
| GlenBank | $75.00 | $75.00 | 7/7/2010 9:19:01 PM |
| BradP | $60.00 | $60.00 | 7/8/2010 11:01:33 AM |
| commerce-stronghold | $50.00 | $50.00 | 7/8/2010 4:02:01 PM |
| helping-out | $150.00 | $150.00 | 7/8/2010 9:09:15 PM |
| twjh | $25.00 | $25.00 | 7/9/2010 8:43:46 AM |
| Evolver | $50.00 | $50.00 | 7/9/2010 11:27:46 AM |
| big_balla_papi | $25.00 | $25.00 | 7/9/2010 7:44:40 AM |
| RoccoLoan | $50.00 | $50.00 | 7/9/2010 11:31:14 AM |
| enthusiastic-balance5 | $200.00 | $200.00 | 7/9/2010 8:35:25 AM |
| five-star-note | $50.00 | $50.00 | 7/9/2010 1:30:21 PM |
| thisbucksforu | $25.00 | $25.00 | 7/9/2010 1:36:49 PM |
| MrRooster101 | $25.00 | $25.00 | 7/9/2010 2:41:54 PM |
| point-berserker | $25.00 | $25.00 | 7/9/2010 3:23:45 PM |
| Nailman88 | $25.00 | $25.00 | 7/9/2010 3:33:48 PM |
| sweetlan | $25.00 | $25.00 | 7/9/2010 4:40:33 PM |
| kingston1 | $25.00 | $25.00 | 7/6/2010 4:39:57 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 7/6/2010 5:11:38 PM |
| Jasmel | $150.00 | $149.00 | 7/6/2010 6:32:15 PM |
| supreme-hope | $25.00 | $25.00 | 7/6/2010 7:06:31 PM |
| Kash2010lu | $25.00 | $25.00 | 7/6/2010 6:38:17 PM |
| reflective-rupee | $25.00 | $25.00 | 7/6/2010 7:50:59 PM |
| realtormoises | $25.00 | $25.00 | 7/7/2010 5:46:03 AM |
| finance-prescription | $50.00 | $50.00 | 7/7/2010 6:08:51 AM |
| principal-mermaid | $50.00 | $50.00 | 7/7/2010 9:29:09 AM |
| unger | $50.00 | $50.00 | 7/9/2010 2:52:04 AM |
| return-grizzly | $100.00 | $100.00 | 7/9/2010 1:07:00 AM |
| FASTIZIO_P | $100.00 | $100.00 | 7/9/2010 4:49:43 AM |
| UCLA4life | $25.00 | $25.00 | 7/8/2010 5:12:12 PM |
| bold-direct-asset | $25.00 | $25.00 | 7/9/2010 8:06:55 AM |
| sensible-fund | $25.00 | $25.00 | 7/9/2010 6:13:09 AM |
| relentless-penny | $25.00 | $25.00 | 7/9/2010 7:41:25 AM |
| wwwUniversal | $25.00 | $25.00 | 7/9/2010 11:27:53 AM |
| chameleon125 | $50.00 | $50.00 | 7/9/2010 8:02:27 AM |
| Jinja | $30.00 | $30.00 | 7/9/2010 11:31:16 AM |
| gshx2 | $36.00 | $36.00 | 7/9/2010 4:21:56 PM |
| murspot | $25.00 | $25.00 | 7/9/2010 3:56:39 PM |
| gsd | $25.00 | $25.00 | 7/9/2010 4:17:44 PM |
| 44 bids
|
Borrower Payment Dependent Notes Series
464650
This series of Notes was issued and sold upon the funding of the borrower loan #43400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-01-2010 |
| |
Auction end date:
| Jul-08-2010 |
|
|
Starting lender yield:
| 25.38% |
Starting borrower rate/APR:
| 26.38% / 28.97% |
Starting monthly payment:
| $60.74 |
|
Final lender yield:
| 15.00% |
Final borrower rate/APR:
| 16.00% / 18.43% |
Final monthly payment:
| $52.74 |
| |
|
Auction yield range:
| 10.98% - 25.38% |
Estimated loss impact:
| 10.34% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.66% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1999 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 9m |
|
Credit score:
| 660-679 (Jul-2010) |
Total credit lines:
| 7 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,001 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 95% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| carrielu |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 32 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2009)
660-679
(Oct-2007)
|
|
Principal balance:
| $466.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Funeral Expenses for Father
Purpose of loan:
My father passed away June 29, 2010 and did not have a life insurance policy or any money set aside for funeral expenses.? This money will allow us to pay for funeral expenses for my father.?
My financial situation:
I am a good candidate for this loan because I have a stable job and have not been late on a payment in 7 years.? I have a Prosper Loan that will be?paid off in October and?I have not been late for any of the payemnts.
Monthly net income: $
Gross Family Income $6100 per month
Monthly expenses: $
??Housing: $ 1350
??Insurance: $ 165
??Car expenses: $ 400
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 800
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 100
??Other expenses: $ none
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| portfolio-turbine | $50.00 | $50.00 | 7/3/2010 10:42:33 AM |
| durable-economy2 | $25.00 | $25.00 | 7/6/2010 7:21:47 AM |
| grammaspurse | $25.00 | $25.00 | 7/6/2010 9:47:15 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 7/6/2010 4:59:50 PM |
| BlessedEveryDay | $33.00 | $33.00 | 7/6/2010 5:41:36 PM |
| McDeeter | $50.00 | $50.00 | 7/7/2010 8:33:54 AM |
| Math_Physics | $25.00 | $25.00 | 7/7/2010 8:42:28 AM |
| PadreAyudate | $25.00 | $25.00 | 7/8/2010 5:49:21 AM |
| enthusiastic-balance5 | $200.00 | $38.60 | 7/8/2010 6:52:13 AM |
| Leshan | $100.00 | $100.00 | 7/8/2010 9:02:19 AM |
| MattProsper | $25.00 | $25.00 | 7/8/2010 9:08:08 AM |
| DasMula | $25.00 | $25.00 | 7/8/2010 2:12:07 PM |
| kinetic-social | $25.00 | $25.00 | 7/8/2010 3:22:11 PM |
| bull_lender | $36.00 | $36.00 | 7/8/2010 4:17:17 PM |
| Aberdeen | $400.00 | $400.00 | 7/3/2010 7:36:46 AM |
| CoolPlexer | $25.00 | $25.00 | 7/3/2010 7:03:19 PM |
| Spiceyduck | $100.00 | $100.00 | 7/4/2010 2:25:03 PM |
| graceful-credit5 | $50.00 | $50.00 | 7/6/2010 2:49:06 PM |
| impressive-fund0 | $27.40 | $27.40 | 7/6/2010 10:09:46 PM |
| natedog666 | $50.00 | $50.00 | 7/7/2010 5:27:15 AM |
| zadok | $50.00 | $50.00 | 7/7/2010 9:49:34 AM |
| newest-phenomenal-money | $25.00 | $25.00 | 7/7/2010 11:44:10 AM |
| MStackIV | $50.00 | $50.00 | 7/7/2010 4:54:05 PM |
| portfolio-turbine | $25.00 | $25.00 | 7/7/2010 9:36:26 PM |
| vineet | $25.00 | $25.00 | 7/8/2010 8:07:02 AM |
| Ray3486 | $25.00 | $25.00 | 7/7/2010 9:37:15 PM |
| grampy48 | $40.00 | $40.00 | 7/8/2010 7:24:18 AM |
| jsnryn | $25.00 | $25.00 | 7/8/2010 1:39:11 PM |
| Nailman88 | $25.00 | $25.00 | 7/8/2010 2:32:34 PM |
| wild-orange | $25.00 | $25.00 | 7/8/2010 3:09:18 PM |
| friendinmoney | $25.00 | $25.00 | 7/8/2010 4:41:53 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
464718
This series of Notes was issued and sold upon the funding of the borrower loan #43471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-30-2010 |
| |
Auction end date:
| Jul-07-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $207.30 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $207.30 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 20
/
17 | Length of status: | 3y 8m |
|
Credit score:
| 720-739 (Jun-2010) |
Total credit lines:
| 40 |
Occupation: | Architect |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,273 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 53% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| successful-velocity |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2009)
|
|
Principal balance:
| $4,414.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Reducing Credit Card Debt
Purpose of loan:
This loan will be used reduce my Credit Card Debts.? I'd like to apply this to those with higher percentages.
My financial situation:
I am a good candidate for this loan because I am financially responsible to all the debt I have created.? I own a home, own a car and have never defaulted on any of those payments.? I have been diligently working on reducing my debt and feel this could help me get there a little quicker.? I already try to pay more than minimum payment on my CC debts to help reduce them quicker.? My credit score history has gone up, showing I am working very hard and making all payments on time.
Monthly net income: $
Monthly expenses: $
??Housing: $
760.00
??Insurance: $
100.00
??Car expenses (loan): $
280.00
??Utilities: $
50.00 - 100.00
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Diver26 | $25.00 | $25.00 | 6/30/2010 4:21:00 PM |
| californiakhan | $25.00 | $25.00 | 6/30/2010 4:21:06 PM |
| Velocity_Lenders | $25.00 | $25.00 | 6/30/2010 4:21:11 PM |
| loucr2003 | $25.00 | $25.00 | 6/30/2010 4:21:17 PM |
| logical-repayment1 | $48.69 | $48.69 | 6/30/2010 4:21:35 PM |
| Tc11902 | $50.00 | $50.00 | 6/30/2010 4:21:48 PM |
| JTCorp | $25.00 | $25.00 | 6/30/2010 4:22:04 PM |
| actuarial_investor | $25.00 | $25.00 | 6/30/2010 4:22:06 PM |
| fairness-kayak | $25.00 | $25.00 | 6/30/2010 4:22:09 PM |
| payout-detective7 | $25.00 | $25.00 | 6/30/2010 4:22:31 PM |
| danthemon35 | $25.00 | $25.00 | 6/30/2010 4:20:21 PM |
| greeninspirit | $25.00 | $25.00 | 6/30/2010 4:21:01 PM |
| Minnechela | $25.00 | $25.00 | 6/30/2010 4:21:13 PM |
| narblark | $25.00 | $25.00 | 6/30/2010 4:21:18 PM |
| LOWCOUNTRYLENDER | $25.00 | $25.00 | 6/30/2010 4:21:29 PM |
| orderly-loot | $25.00 | $25.00 | 6/30/2010 4:24:23 PM |
| fcukciti | $50.00 | $50.00 | 6/30/2010 4:21:36 PM |
| Artist_Blue | $25.00 | $25.00 | 6/30/2010 4:24:34 PM |
| lively-point | $25.00 | $25.00 | 6/30/2010 4:22:10 PM |
| riproaringrapids | $25.00 | $25.00 | 6/30/2010 4:25:09 PM |
| dharma1 | $25.00 | $25.00 | 6/30/2010 4:25:11 PM |
| mikrolown | $25.00 | $25.00 | 6/30/2010 4:23:21 PM |
| point-shooter | $25.00 | $25.00 | 6/30/2010 4:24:00 PM |
| power-pagoda | $26.00 | $26.00 | 6/30/2010 4:24:03 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/30/2010 4:24:04 PM |
| rescue | $50.00 | $50.00 | 6/30/2010 4:26:18 PM |
| bountiful-durability | $50.00 | $50.00 | 6/30/2010 4:25:36 PM |
| success1001 | $40.21 | $40.21 | 6/30/2010 4:28:10 PM |
| arcangel72 | $25.00 | $25.00 | 6/30/2010 4:28:26 PM |
| visionary-community | $25.00 | $25.00 | 6/30/2010 4:26:19 PM |
| personal-lender | $25.00 | $25.00 | 6/30/2010 4:29:24 PM |
| fair-funds | $25.00 | $25.00 | 6/30/2010 4:29:27 PM |
| tranquil-return4 | $25.00 | $25.00 | 6/30/2010 4:28:44 PM |
| sweet-social2 | $25.00 | $25.00 | 6/30/2010 4:21:02 PM |
| DDHMoney | $25.00 | $25.00 | 6/30/2010 4:21:10 PM |
| Bobafet | $25.00 | $25.00 | 6/30/2010 4:21:16 PM |
| delicious-social132 | $25.00 | $25.00 | 6/30/2010 4:29:32 PM |
| iflyforfun | $25.00 | $25.00 | 6/30/2010 4:22:03 PM |
| jangalt | $72.00 | $72.00 | 6/30/2010 4:30:00 PM |
| kchen486 | $39.53 | $39.53 | 6/30/2010 4:23:57 PM |
| SCTrojangirl | $25.00 | $25.00 | 6/30/2010 4:32:41 PM |
| proper-p2p6 | $100.00 | $55.18 | 6/30/2010 4:32:48 PM |
| Winsten | $50.00 | $50.00 | 6/30/2010 4:31:31 PM |
| Comoparklender | $50.00 | $50.00 | 6/30/2010 4:25:18 PM |
| nick456sd | $50.00 | $50.00 | 6/30/2010 4:26:20 PM |
| Premierelender | $25.00 | $25.00 | 6/30/2010 4:26:37 PM |
| the-money-gargantuan | $25.00 | $25.00 | 6/30/2010 4:28:30 PM |
| orgy63 | $25.00 | $25.00 | 6/30/2010 4:28:58 PM |
| simplelender80 | $100.00 | $100.00 | 6/30/2010 4:29:37 PM |
| gojackgo | $50.00 | $50.00 | 6/30/2010 4:29:43 PM |
| loot-heart | $50.00 | $50.00 | 6/30/2010 4:30:12 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/30/2010 4:30:19 PM |
| tntmojave | $25.00 | $25.00 | 6/30/2010 4:30:34 PM |
| Avala | $50.00 | $50.00 | 6/30/2010 4:30:53 PM |
| bid-czar8 | $100.00 | $100.00 | 6/30/2010 4:31:50 PM |
| ichibon | $75.00 | $75.00 | 6/30/2010 4:32:26 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/30/2010 4:39:19 PM |
| wwwUniversal | $25.00 | $25.00 | 6/30/2010 4:46:46 PM |
| silver-armada | $100.00 | $100.00 | 7/2/2010 4:00:05 AM |
| anything-but-ordinary | $25.00 | $25.00 | 7/3/2010 11:40:57 AM |
| DalCowboys | $25.00 | $25.00 | 7/4/2010 1:29:51 PM |
| payontime1 | $25.00 | $25.00 | 7/4/2010 9:01:26 PM |
| CASSHMAN | $50.00 | $50.00 | 7/5/2010 8:54:34 AM |
| green-agreement-animal | $25.00 | $25.00 | 7/6/2010 10:03:04 AM |
| dano1965 | $50.00 | $50.00 | 7/6/2010 4:13:13 PM |
| graceful-credit5 | $50.00 | $50.00 | 7/6/2010 2:47:11 PM |
| jwood3030 | $35.00 | $35.00 | 7/6/2010 11:14:12 PM |
| greekgst99 | $25.41 | $25.41 | 7/7/2010 5:19:48 AM |
| GABC-1 | $50.00 | $50.00 | 7/7/2010 8:37:09 AM |
| TabascoKat | $48.00 | $48.00 | 7/7/2010 7:05:33 AM |
| top-tranquil-justice | $25.00 | $25.00 | 7/7/2010 7:16:45 AM |
| toocautious | $100.00 | $100.00 | 7/7/2010 5:34:10 AM |
| CommunityArts_Non-profit | $313.82 | $313.82 | 7/7/2010 12:01:24 PM |
| buukyak | $25.00 | $25.00 | 7/7/2010 12:41:15 PM |
| j352000 | $25.00 | $25.00 | 7/7/2010 3:39:26 PM |
| fotep-financial | $25.00 | $25.00 | 7/7/2010 12:24:31 PM |
| gothampark | $25.00 | $25.00 | 7/7/2010 3:36:44 PM |
| puchkoo | $25.00 | $25.00 | 7/7/2010 2:14:19 PM |
| cpbreton | $25.00 | $25.00 | 6/30/2010 4:21:03 PM |
| nojoke411 | $25.00 | $25.00 | 6/30/2010 4:21:08 PM |
| shamil45 | $25.00 | $25.00 | 6/30/2010 4:21:12 PM |
| TRUST68 | $25.00 | $25.00 | 6/30/2010 4:21:17 PM |
| peripatetic | $25.00 | $25.00 | 6/30/2010 4:21:22 PM |
| clean-finance1 | $25.00 | $25.00 | 6/30/2010 4:21:34 PM |
| MrLender101 | $50.00 | $50.00 | 6/30/2010 4:22:04 PM |
| Pasagam | $25.00 | $25.00 | 6/30/2010 4:22:07 PM |
| night0wl | $25.00 | $25.00 | 6/30/2010 4:20:59 PM |
| gettingonyourfeet | $25.00 | $25.00 | 6/30/2010 4:21:04 PM |
| tomas090 | $50.00 | $50.00 | 6/30/2010 4:21:09 PM |
| Bank42 | $50.00 | $50.00 | 6/30/2010 4:23:59 PM |
| RedRaider04 | $50.00 | $50.00 | 6/30/2010 4:21:15 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/30/2010 4:24:02 PM |
| kelseyshea | $25.00 | $25.00 | 6/30/2010 4:21:25 PM |
| 1phantom | $25.00 | $25.00 | 6/30/2010 4:21:32 PM |
| alcyon | $25.00 | $25.00 | 6/30/2010 4:21:36 PM |
| trustu | $25.00 | $25.00 | 6/30/2010 4:22:01 PM |
| interest-jedi0 | $44.66 | $44.66 | 6/30/2010 4:22:12 PM |
| investment-defender | $25.00 | $25.00 | 6/30/2010 4:23:15 PM |
| unrivaled-justice | $25.00 | $25.00 | 6/30/2010 4:23:35 PM |
| kenji4861 | $25.00 | $25.00 | 6/30/2010 4:25:32 PM |
| chestnut4 | $25.00 | $25.00 | 6/30/2010 4:24:03 PM |
| giannyny | $25.00 | $25.00 | 6/30/2010 4:26:16 PM |
| Anny-Disco | $100.00 | $100.00 | 6/30/2010 4:26:21 PM |
| successful-euro | $75.00 | $75.00 | 6/30/2010 4:25:05 PM |
| LeReve | $50.00 | $50.00 | 6/30/2010 4:26:17 PM |
| ms48105 | $25.00 | $25.00 | 6/30/2010 4:26:41 PM |
| robust-trade | $31.73 | $31.73 | 6/30/2010 4:20:16 PM |
| financialsteward123 | $25.00 | $25.00 | 6/30/2010 4:21:05 PM |
| flexible-value | $28.00 | $28.00 | 6/30/2010 4:29:16 PM |
| calkidd05 | $25.00 | $25.00 | 6/30/2010 4:21:19 PM |
| elephantparty | $25.00 | $25.00 | 6/30/2010 4:21:37 PM |
| platinum-sorcerer6 | $47.89 | $47.89 | 6/30/2010 4:22:13 PM |
| enthralling-deal180 | $100.00 | $100.00 | 6/30/2010 4:31:27 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 6/30/2010 4:30:05 PM |
| stilleto8 | $50.00 | $50.00 | 6/30/2010 4:22:58 PM |
| get30inc | $25.00 | $25.00 | 6/30/2010 4:32:13 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/30/2010 4:30:42 PM |
| inspiring-reward | $57.88 | $57.88 | 6/30/2010 4:23:58 PM |
| american6 | $25.00 | $25.00 | 6/30/2010 4:31:01 PM |
| inventive-wealth2 | $25.00 | $25.00 | 6/30/2010 4:26:17 PM |
| ryelk | $25.00 | $25.00 | 6/30/2010 4:26:46 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/30/2010 4:26:50 PM |
| tekkie2412 | $25.00 | $25.00 | 6/30/2010 4:29:56 PM |
| mlopez2007 | $25.00 | $25.00 | 6/30/2010 4:30:25 PM |
| RandyL3 | $33.00 | $33.00 | 6/30/2010 4:39:11 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/30/2010 4:31:18 PM |
| outofoffice | $50.00 | $50.00 | 6/30/2010 5:17:03 PM |
| Ivan2007 | $25.00 | $25.00 | 6/30/2010 4:32:20 PM |
| cloud8 | $30.00 | $30.00 | 7/1/2010 5:19:21 AM |
| heerzaquestion | $25.00 | $25.00 | 7/1/2010 1:49:39 PM |
| enthusiastic-balance5 | $1,000.00 | $1,000.00 | 7/1/2010 2:30:42 PM |
| LittleMingo | $30.00 | $30.00 | 7/2/2010 2:32:25 AM |
| affluence-pumpkin0 | $25.00 | $25.00 | 7/2/2010 9:02:45 AM |
| Kelor99 | $25.00 | $25.00 | 7/5/2010 4:45:09 PM |
| RussiaAC5M | $43.00 | $43.00 | 7/6/2010 5:29:36 AM |
| lender5150 | $25.00 | $25.00 | 7/6/2010 8:32:02 AM |
| InspireLife | $25.00 | $25.00 | 7/6/2010 4:34:54 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/6/2010 6:26:51 PM |
| availableloan | $25.00 | $25.00 | 7/6/2010 8:07:53 PM |
| AaronL | $25.00 | $25.00 | 7/6/2010 8:37:59 PM |
| haryassman | $25.00 | $25.00 | 7/7/2010 8:13:21 AM |
| filovirus | $25.00 | $25.00 | 7/7/2010 4:30:22 AM |
| FinanceEngine | $25.00 | $25.00 | 7/7/2010 2:11:58 PM |
| relierma | $25.00 | $25.00 | 7/7/2010 2:47:22 PM |
| 144 bids
|
Borrower Payment Dependent Notes Series
464970
This series of Notes was issued and sold upon the funding of the borrower loan #43391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,450.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jul-02-2010 |
| |
Auction end date:
| Jul-09-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $156.06 |
|
Final lender yield:
| 29.94% |
Final borrower rate/APR:
| 30.94% / 33.33% |
Final monthly payment:
| $148.24 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 19.75% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.19% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 44% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 9
/
7 | Length of status: | 4y 0m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,484 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 94% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| bluecollarmom |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2009)
620-639
(Jul-2008)
|
|
Principal balance:
| $616.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Debt Free Plan
Purpose of loan:
This loan will be used to pay off?all of?our revolving debt and my original prosper loan; leaving?us with two intallment loans that will be paid off in Oct. of this year and Apr. 2011. The other few hundred dollars are going to go towards our WDW trip this christmas(I just can't wait any longer kids grow up fast).
My financial situation:
I am a good candidate for this loan because I have a stable career in civil engineering, also my husband is a union roofer and although the economy was tough for a couple of years working in construction;?we are doing well and now want to get rid of this bad debt.? I want to put these cards in an installment loan so that no matter what if we can only make the minimum payment they will be paid off in 3 years, I'm hoping for 1 though as I would like to be debt free(almost will still have a mortgage)?by next summer.? This loan will also save?us about $50?a month that we can put towards paying?the loan?off early.???
Monthly net income: $ 2040(mine only)
Monthly expenses: $
??Housing: $ 430
??Insurance: $ 53
??Car expenses: $ 161
??Utilities: $?30
??Phone, cable, internet: $?90
??Food, entertainment: $ 265
??Clothing, household expenses $
??Credit cards and other loans: $ 498.5
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why did you have 3 delinquent in recent 7 years?
Thanks, - p2ploan-sensation211
A:
My 3 deleq. were caused from the bad economy, both my husband and I are in the construction industry. We were not prepared for the housing market to crash and had no emergancy fund, when we got laid off we found ourselves falling behind a few times. We have since gotten ahead and have paid all of our obligations on time.
(Jul-08-2010)
Q:
Your debt/income ratio is 45%, so there is a lot more than just the revolving debt listed that I'd like to get comfortable with. Please list the balances and interest rates on each of your loans (including, but NOT LIMITED TO your credit cards)? - Finspons
A:
114,000 5.5% mortgage(joint w/husband)*not p/o w/this loan
13,000 3% std lns*not p/o w/this loan
4396 13% auto ln(joint w/husband)*not p/o w/this loan
466.08 0% pers. ln*not p/o w/this loan
920.51 22% CC
742.42 30% CC
596.12 16% prosper ln
745.18 8% CC
46.31 8% CC
$3050 to p/o CC leaving a joint mort., joint auto loan p/o in 2011, and a pers loan p/o Oct. 2010. Std. lns r tax ded. and pmt flexable. (I think the joint mortgage keeps me at a high debt to income ratio)carp/o should help
(Jul-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lucrative-loan | $50.00 | $50.00 | 7/6/2010 10:28:09 AM |
| eod_man | $150.00 | $150.00 | 7/5/2010 8:53:18 PM |
| Kash2010lu | $35.00 | $35.00 | 7/5/2010 10:27:50 PM |
| graceful-credit5 | $30.00 | $30.00 | 7/6/2010 2:55:21 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/6/2010 5:56:54 PM |
| UCLA4life | $25.00 | $25.00 | 7/6/2010 10:48:40 PM |
| attractive-rate | $25.00 | $25.00 | 7/7/2010 3:10:15 AM |
| relentless-penny | $100.00 | $100.00 | 7/7/2010 9:25:39 AM |
| enthusiastic-balance5 | $400.00 | $400.00 | 7/8/2010 6:49:40 AM |
| american-investor | $25.00 | $25.00 | 7/8/2010 10:46:52 AM |
| glroark | $50.00 | $50.00 | 7/8/2010 1:22:34 PM |
| CoolPlexer | $25.00 | $25.00 | 7/8/2010 5:01:06 PM |
| credit-missile | $25.00 | $25.00 | 7/8/2010 6:39:27 PM |
| BrighterSuns | $25.00 | $25.00 | 7/8/2010 9:47:42 PM |
| wodude | $25.00 | $25.00 | 7/8/2010 8:35:04 PM |
| snm2001 | $25.00 | $25.00 | 7/8/2010 8:43:12 PM |
| Lender-Trader | $31.27 | $31.27 | 7/8/2010 10:39:42 PM |
| credit-missile | $25.00 | $25.00 | 7/9/2010 12:28:23 AM |
| dough-rocket | $50.00 | $50.00 | 7/9/2010 4:33:32 AM |
| Mikale360 | $25.00 | $25.00 | 7/9/2010 6:35:21 AM |
| credit-missile | $25.00 | $25.00 | 7/9/2010 12:23:40 AM |
| bid-caballero | $30.00 | $30.00 | 7/9/2010 10:42:14 AM |
| social-zebra | $25.00 | $25.00 | 7/9/2010 8:15:22 AM |
| houli123 | $750.00 | $750.00 | 7/9/2010 12:33:40 PM |
| Bob450 | $30.00 | $30.00 | 7/9/2010 12:35:24 PM |
| dood2112 | $25.00 | $25.00 | 7/9/2010 1:59:09 PM |
| Astyanax | $30.00 | $30.00 | 7/9/2010 2:47:47 PM |
| jojofrankie | $37.55 | $37.55 | 7/9/2010 9:34:25 AM |
| ultimate-peace | $100.00 | $100.00 | 7/9/2010 1:21:33 PM |
| SkinnyFish | $25.00 | $25.00 | 7/9/2010 1:49:27 PM |
| Amber_Stone | $25.00 | $25.00 | 7/9/2010 3:10:29 PM |
| Kash2010lu | $25.00 | $25.00 | 7/6/2010 6:04:44 PM |
| realtormoises | $25.00 | $25.00 | 7/6/2010 8:39:09 PM |
| MStackIV | $50.00 | $50.00 | 7/8/2010 12:42:17 PM |
| dudebrah | $25.00 | $25.00 | 7/8/2010 5:02:56 PM |
| portfolio-turbine | $25.00 | $25.00 | 7/8/2010 6:52:05 PM |
| mammalian4 | $50.00 | $50.00 | 7/8/2010 5:01:03 PM |
| sparkling-funds | $25.00 | $25.00 | 7/8/2010 9:15:41 PM |
| credit-missile | $25.00 | $25.00 | 7/8/2010 6:41:40 PM |
| riverflow | $44.61 | $44.61 | 7/8/2010 8:41:20 PM |
| american-investor | $25.00 | $25.00 | 7/9/2010 4:01:31 AM |
| marwadi-62 | $100.00 | $100.00 | 7/8/2010 6:49:00 PM |
| Top_Gun_Lender | $25.48 | $25.48 | 7/9/2010 8:28:39 AM |
| lateflight | $50.00 | $50.00 | 7/9/2010 12:46:54 AM |
| principal-laser | $60.00 | $60.00 | 7/9/2010 4:03:13 AM |
| CaliforniaSun | $25.00 | $25.00 | 7/9/2010 9:23:04 AM |
| grampy48 | $100.00 | $70.35 | 7/9/2010 7:04:00 AM |
| chameleon125 | $50.00 | $50.00 | 7/9/2010 8:00:58 AM |
| gold-cluster | $100.00 | $100.00 | 7/9/2010 12:50:05 PM |
| heerzaquestion | $50.00 | $50.00 | 7/9/2010 1:03:47 PM |
| a_falk22 | $25.00 | $25.00 | 7/9/2010 1:20:34 PM |
| CACO_Bank | $25.00 | $25.00 | 7/9/2010 2:02:42 PM |
| Legally_Blonde | $25.00 | $25.00 | 7/9/2010 3:07:00 PM |
| eclipse056 | $25.74 | $25.74 | 7/9/2010 3:16:31 PM |
| ddoneday | $25.00 | $25.00 | 7/9/2010 3:16:18 PM |
| Skeptical-one | $25.00 | $25.00 | 7/9/2010 10:38:46 AM |
| icanhasloanz | $150.00 | $150.00 | 7/9/2010 1:21:46 PM |
| FinanceEngine | $25.00 | $25.00 | 7/9/2010 1:41:51 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
463873
This series of Notes was issued and sold upon the funding of the borrower loan #43362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jun-24-2010 |
| |
Auction end date:
| Jul-01-2010 |
|
|
Starting lender yield:
| 9.30% |
Starting borrower rate/APR:
| 10.30% / 10.65% |
Starting monthly payment:
| $486.12 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 10.65% |
Final monthly payment:
| $486.12 |
| |
|
Auction yield range:
| 2.98% - 9.30% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.79% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1980 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
3 | Length of status: | 6y 5m |
|
Credit score:
| 840-859 (Jun-2010) |
Total credit lines:
| 29 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,210 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 22% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| peso-vista |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected expenses
Purpose of loan:
This loan will be used to pay several unexpected expenses
My financial situation:
I am a good candidate for this loan because of my income and credit rating.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, why have you come to Prosper for this loan? With your profile, wouldn't it be more beneficial to get a few low rate credit cards? Thanks. - interest88
A:
I have all the credit cards I want/need. I prefer a straight amortizing loan and will likely pay it off prior to maturity. I also wanted to try the service and see what rate I will end up with after the bidding process.
I went through Lending Tree and there is another institution that may ultimately offer a lower rate than this service.
(Jun-29-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| riproaringrapids | $25.00 | $25.00 | 6/24/2010 3:51:27 PM |
| seattle | $25.00 | $25.00 | 6/24/2010 3:52:20 PM |
| ArashMass | $30.00 | $30.00 | 6/24/2010 3:52:33 PM |
| power-defender7 | $40.00 | $40.00 | 6/24/2010 3:53:25 PM |
| delicious-social132 | $25.00 | $25.00 | 6/24/2010 3:53:51 PM |
| simplelender80 | $100.00 | $100.00 | 6/24/2010 3:54:25 PM |
| loot-heart | $50.00 | $50.00 | 6/24/2010 3:55:35 PM |
| orgy63 | $25.00 | $25.00 | 6/24/2010 3:55:39 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/24/2010 3:55:44 PM |
| mlopez2007 | $25.00 | $25.00 | 6/24/2010 3:55:49 PM |
| Lii4me | $50.00 | $50.00 | 6/24/2010 3:58:47 PM |
| stilleto8 | $25.00 | $25.00 | 6/24/2010 3:59:38 PM |
| reflective-rupee | $25.00 | $25.00 | 6/24/2010 4:00:26 PM |
| successful-euro | $50.00 | $50.00 | 6/24/2010 3:51:22 PM |
| dharma1 | $25.00 | $25.00 | 6/24/2010 3:51:42 PM |
| personal-lender | $25.00 | $25.00 | 6/24/2010 3:53:30 PM |
| bountiful-durability | $100.00 | $100.00 | 6/24/2010 3:53:54 PM |
| UT-Longhorn | $25.00 | $25.00 | 6/24/2010 3:54:16 PM |
| point-zebra | $25.00 | $25.00 | 6/24/2010 3:54:03 PM |
| credit-investor5 | $100.00 | $100.00 | 6/24/2010 3:54:39 PM |
| 4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 6/24/2010 5:19:26 PM |
| Global2010 | $50.00 | $50.00 | 6/24/2010 3:55:04 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 6/24/2010 3:55:11 PM |
| investment-network | $25.00 | $25.00 | 6/24/2010 3:55:31 PM |
| alexstar | $25.00 | $25.00 | 6/24/2010 3:55:54 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/24/2010 3:56:49 PM |
| zaxsan | $25.00 | $25.00 | 6/24/2010 3:56:55 PM |
| Jassi | $25.00 | $25.00 | 6/24/2010 3:57:09 PM |
| syounker | $25.00 | $25.00 | 6/24/2010 3:57:06 PM |
| bid-czar8 | $100.00 | $100.00 | 6/24/2010 3:58:25 PM |
| bankdaddy | $25.00 | $25.00 | 6/24/2010 3:59:26 PM |
| ray1051 | $50.00 | $50.00 | 6/24/2010 3:59:46 PM |
| BaxterEvil | $25.00 | $25.00 | 6/24/2010 4:00:43 PM |
| murren | $25.00 | $25.00 | 6/24/2010 4:01:04 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/24/2010 4:23:36 PM |
| iolaire | $25.00 | $25.00 | 6/25/2010 7:24:42 AM |
| engaging-yield4 | $25.00 | $25.00 | 6/25/2010 9:35:18 AM |
| CAGE-Investments | $25.00 | $25.00 | 6/25/2010 1:24:32 PM |
| docdekay | $40.00 | $40.00 | 6/25/2010 11:19:28 AM |
| mizount | $25.00 | $25.00 | 6/25/2010 1:54:44 PM |
| JackinGreen | $75.00 | $75.00 | 6/26/2010 6:13:01 AM |
| AmericanCredit | $25.00 | $25.00 | 6/26/2010 10:50:24 AM |
| all_of_that_one | $25.00 | $25.00 | 6/27/2010 8:19:36 AM |
| finance-negotiator2 | $25.00 | $25.00 | 6/27/2010 5:59:32 AM |
| liberty-destiny3 | $25.00 | $25.00 | 6/27/2010 6:19:26 PM |
| mglanham | $25.00 | $25.00 | 6/27/2010 10:27:12 AM |
| Sumach | $25.00 | $25.00 | 6/28/2010 5:54:59 AM |
| NATIVEBORN | $25.00 | $25.00 | 6/28/2010 5:56:15 AM |
| octoberfresh | $25.00 | $25.00 | 6/28/2010 6:56:44 AM |
| bds9646 | $26.00 | $26.00 | 6/28/2010 9:36:05 AM |
| Guiren | $100.00 | $100.00 | 6/27/2010 7:25:15 PM |
| achillesa | $25.00 | $25.00 | 6/28/2010 9:55:07 AM |
| Sven79 | $50.00 | $50.00 | 6/28/2010 2:54:35 AM |
| unclejaef | $25.00 | $25.00 | 6/28/2010 9:57:04 AM |
| availableloan | $25.00 | $25.00 | 6/28/2010 5:55:01 AM |
| orindalender | $50.00 | $50.00 | 6/28/2010 6:40:46 AM |
| brondero | $50.00 | $50.00 | 6/28/2010 9:34:22 AM |
| tech310 | $50.00 | $50.00 | 6/28/2010 9:37:02 AM |
| lostontheedge | $25.00 | $25.00 | 6/28/2010 11:16:08 AM |
| stable-money | $25.00 | $25.00 | 6/28/2010 9:37:13 AM |
| GElender | $43.85 | $43.85 | 6/28/2010 9:57:05 AM |
| skuba | $50.00 | $50.00 | 6/28/2010 9:57:07 AM |
| Tai | $25.00 | $25.00 | 6/28/2010 9:57:22 AM |
| tender-integrity3 | $50.00 | $50.00 | 6/28/2010 9:56:20 AM |
| meux99 | $25.00 | $25.00 | 6/28/2010 9:57:03 AM |
| RG | $27.13 | $27.13 | 6/28/2010 11:44:40 AM |
| koa | $50.00 | $50.00 | 6/28/2010 9:57:19 AM |
| antlr | $25.00 | $25.00 | 6/28/2010 11:46:21 AM |
| Lise46 | $25.00 | $25.00 | 6/28/2010 11:46:30 AM |
| steady-bazaar | $43.08 | $43.08 | 6/28/2010 11:46:41 AM |
| point-shooter | $25.00 | $25.00 | 6/28/2010 11:46:46 AM |
| bowdish1 | $100.00 | $100.00 | 6/28/2010 11:46:51 AM |
| Walkingcowboy | $25.00 | $25.00 | 6/28/2010 11:46:57 AM |
| credit-scout7 | $30.00 | $30.00 | 6/28/2010 11:47:05 AM |
| generous-deal6 | $25.00 | $25.00 | 6/28/2010 11:47:17 AM |
| skvat | $25.00 | $25.00 | 6/28/2010 11:47:21 AM |
| clean-loyalty | $25.00 | $25.00 | 6/28/2010 10:34:25 AM |
| JJS180 | $25.00 | $25.00 | 6/28/2010 11:27:37 AM |
| klinebarger | $25.00 | $25.00 | 6/28/2010 11:27:43 AM |
| aue513 | $25.00 | $25.00 | 6/28/2010 11:26:31 AM |
| truth-image | $50.00 | $50.00 | 6/28/2010 11:27:44 AM |
| kashikoe | $25.00 | $25.00 | 6/28/2010 2:10:00 PM |
| Merganser | $25.00 | $25.00 | 6/28/2010 11:46:23 AM |
| USMC0311 | $25.00 | $25.00 | 6/28/2010 11:46:25 AM |
| wormdc | $25.00 | $25.00 | 6/28/2010 11:46:32 AM |
| top-payout-fixer | $25.00 | $25.00 | 6/28/2010 11:46:33 AM |
| 1fortheroad | $25.00 | $25.00 | 6/28/2010 11:46:45 AM |
| jeffpac | $55.00 | $55.00 | 6/28/2010 11:47:15 AM |
| lagnisiruk | $25.00 | $25.00 | 6/28/2010 11:47:22 AM |
| KHODADAD | $50.00 | $50.00 | 6/28/2010 11:46:39 AM |
| a-finance-nirvana | $25.00 | $25.00 | 6/28/2010 11:46:43 AM |
| nuclearmoose | $25.00 | $25.00 | 6/28/2010 11:47:01 AM |
| Dweeberkitty1 | $25.00 | $25.00 | 6/28/2010 11:47:19 AM |
| youthful-greenback3 | $25.00 | $25.00 | 6/28/2010 4:10:44 PM |
| sensible-community1 | $36.17 | $36.17 | 6/28/2010 12:15:11 PM |
| gigabit | $47.48 | $47.48 | 6/28/2010 12:39:36 PM |
| revenue-driver8 | $25.00 | $25.00 | 6/28/2010 4:22:34 PM |
| mcs86d | $25.00 | $25.00 | 6/28/2010 2:29:23 PM |
| goldeneye777 | $30.31 | $30.31 | 6/28/2010 3:50:10 PM |
| rescue | $37.74 | $37.74 | 6/28/2010 4:02:14 PM |
| svandgts | $25.00 | $25.00 | 6/28/2010 4:26:38 PM |
| Marathoner | $25.00 | $25.00 | 6/28/2010 5:13:17 PM |
| j2ee | $25.00 | $25.00 | 6/28/2010 5:13:20 PM |
| Castellan | $25.00 | $25.00 | 6/28/2010 5:12:49 PM |
| TheColoradoDon | $25.00 | $25.00 | 6/28/2010 5:13:50 PM |
| tsui517 | $25.00 | $25.00 | 6/28/2010 11:54:29 PM |
| bayareainv | $67.42 | $67.42 | 6/28/2010 11:52:08 PM |
| kgeezy | $25.00 | $25.00 | 6/29/2010 12:05:11 AM |
| favorite-commerce | $50.00 | $50.00 | 6/29/2010 7:07:10 AM |
| LEBO | $25.00 | $25.00 | 6/29/2010 7:02:32 AM |
| minista | $25.00 | $25.00 | 6/29/2010 7:07:02 AM |
| Lo0se_mo0se | $25.00 | $25.00 | 6/29/2010 11:03:30 AM |
| 108lender | $63.63 | $63.63 | 6/29/2010 10:10:39 AM |
| Bank_Of_XL | $25.00 | $25.00 | 6/29/2010 1:07:18 PM |
| Heiko | $25.00 | $25.00 | 6/29/2010 10:10:46 AM |
| dpdaug | $50.00 | $50.00 | 6/29/2010 11:01:20 AM |
| interstellar | $31.44 | $31.44 | 6/29/2010 1:19:38 PM |
| silver-halo3 | $100.00 | $100.00 | 6/29/2010 4:13:55 PM |
| best-listing-toro | $25.00 | $25.00 | 6/29/2010 7:11:08 PM |
| credit-observatory | $25.00 | $25.00 | 6/29/2010 6:34:01 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/29/2010 9:28:00 PM |
| SpectrumCapital | $60.31 | $60.31 | 6/29/2010 11:20:55 PM |
| Montgomery-Burns | $25.00 | $25.00 | 6/29/2010 11:19:10 PM |
| Digs | $25.00 | $25.00 | 6/29/2010 11:20:00 PM |
| cashhelp | $25.00 | $25.00 | 6/29/2010 11:39:39 PM |
| cashhelp | $34.61 | $34.61 | 6/30/2010 5:45:28 AM |
| credit-coach118 | $25.00 | $25.00 | 6/30/2010 12:05:43 PM |
| gzeo | $25.00 | $25.00 | 6/30/2010 9:36:32 AM |
| reflective-rupee | $25.00 | $25.00 | 6/30/2010 3:23:06 PM |
| rjsdsu | $25.00 | $25.00 | 6/30/2010 12:39:55 PM |
| bamboozled_again | $53.82 | $53.82 | 6/30/2010 4:45:55 PM |
| improvman | $50.00 | $50.00 | 6/30/2010 9:20:31 PM |
| PPLIN810 | $25.00 | $25.00 | 6/30/2010 4:40:39 PM |
| money-engine | $25.00 | $25.00 | 6/30/2010 8:30:18 PM |
| Barky52 | $25.00 | $25.00 | 7/1/2010 5:56:08 AM |
| Prairie-MN | $30.00 | $30.00 | 6/30/2010 5:06:46 PM |
| patriot384 | $350.00 | $350.00 | 7/1/2010 2:47:58 AM |
| roadster199 | $25.00 | $25.00 | 7/1/2010 8:57:58 AM |
| dano1965 | $25.00 | $25.00 | 7/1/2010 5:59:31 AM |
| dmitriy2 | $100.00 | $100.00 | 7/1/2010 9:44:47 AM |
| triumphant-bonus | $30.00 | $30.00 | 7/1/2010 9:47:11 AM |
| STAN7366 | $50.00 | $50.00 | 7/1/2010 10:09:55 AM |
| fairmaiden | $25.00 | $25.00 | 7/1/2010 10:18:58 AM |
| point-mastery | $100.00 | $100.00 | 7/1/2010 9:27:39 AM |
| Trapman13 | $50.00 | $50.00 | 7/1/2010 9:30:46 AM |
| forthright-trade | $25.00 | $25.00 | 7/1/2010 9:38:53 AM |
| sunshinysmiles | $30.00 | $30.00 | 7/1/2010 10:55:07 AM |
| responsibility-butterfly | $25.00 | $25.00 | 7/1/2010 12:13:02 PM |
| Tsimmeej | $25.00 | $25.00 | 7/1/2010 12:16:50 PM |
| lucrative-coin | $50.00 | $50.00 | 7/1/2010 10:03:55 AM |
| jer74 | $50.95 | $50.95 | 7/1/2010 12:48:33 PM |
| lefty756 | $25.00 | $25.00 | 7/1/2010 1:02:15 PM |
| LA-Funding-Bank | $25.00 | $25.00 | 7/1/2010 2:48:01 PM |
| hilsoon | $25.00 | $25.00 | 7/1/2010 12:33:20 PM |
| duckbill_1972 | $30.00 | $30.00 | 7/1/2010 2:40:32 PM |
| Money2Lend_U | $500.00 | $500.00 | 7/1/2010 2:44:32 PM |
| trustworthy-fairness | $500.00 | $500.00 | 7/1/2010 3:19:51 PM |
| StocksMan | $50.00 | $50.00 | 7/1/2010 3:48:07 PM |
| kenji4861 | $25.00 | $25.00 | 6/24/2010 3:51:31 PM |
| worthy-bid8 | $300.00 | $300.00 | 6/24/2010 3:52:24 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/24/2010 3:53:12 PM |
| fair-funds | $25.00 | $25.00 | 6/24/2010 3:53:40 PM |
| FlexFunding | $100.00 | $100.00 | 6/24/2010 3:53:57 PM |
| hookUup | $25.00 | $25.00 | 6/24/2010 3:54:11 PM |
| szetowski | $25.00 | $25.00 | 6/24/2010 3:54:20 PM |
| SNH | $50.00 | $50.00 | 6/24/2010 3:55:40 PM |
| tntmojave | $25.00 | $25.00 | 6/24/2010 3:56:03 PM |
| ujiba | $25.00 | $25.00 | 6/24/2010 3:57:22 PM |
| Artist_Blue | $25.00 | $25.00 | 6/24/2010 3:52:10 PM |
| ZeoInvestments | $25.00 | $25.00 | 6/24/2010 3:52:15 PM |
| inforapenny | $25.00 | $25.00 | 6/24/2010 3:52:44 PM |
| american6 | $50.00 | $50.00 | 6/24/2010 3:53:02 PM |
| JKKCapital | $25.00 | $25.00 | 6/24/2010 3:52:50 PM |
| flexible-value | $28.00 | $28.00 | 6/24/2010 3:53:07 PM |
| Havana21 | $25.00 | $25.00 | 6/24/2010 3:53:17 PM |
| Tc11902 | $25.00 | $25.00 | 6/24/2010 3:53:44 PM |
| gojackgo | $50.00 | $50.00 | 6/24/2010 3:54:32 PM |
| tekkie2412 | $25.00 | $25.00 | 6/24/2010 3:54:45 PM |
| jangalt | $72.00 | $72.00 | 6/24/2010 3:54:54 PM |
| mrbanker | $100.00 | $100.00 | 6/24/2010 3:55:00 PM |
| ThomasC | $25.00 | $25.00 | 6/24/2010 3:55:18 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/24/2010 3:55:59 PM |
| head | $25.00 | $25.00 | 6/24/2010 3:56:53 PM |
| ommcd | $25.00 | $25.00 | 6/24/2010 3:58:19 PM |
| djs81 | $50.00 | $50.00 | 6/24/2010 3:58:52 PM |
| dtrain5 | $25.00 | $25.00 | 6/24/2010 3:58:55 PM |
| potatoepicker | $50.00 | $50.00 | 6/24/2010 3:59:08 PM |
| inforapenny | $25.00 | $25.00 | 6/24/2010 3:59:24 PM |
| commerce-triumph | $25.00 | $25.00 | 6/24/2010 3:59:15 PM |
| revenue-glider9 | $75.00 | $75.00 | 6/24/2010 3:59:28 PM |
| dontletmoneyfoolya | $50.00 | $50.00 | 6/24/2010 3:59:34 PM |
| caffinate | $110.00 | $110.00 | 6/24/2010 3:59:56 PM |
| life-is-great | $25.00 | $25.00 | 6/24/2010 4:00:29 PM |
| Medops911 | $35.00 | $35.00 | 6/24/2010 4:05:13 PM |
| zento | $25.00 | $25.00 | 6/24/2010 4:30:22 PM |
| leverage-oasis | $25.00 | $25.00 | 6/24/2010 4:52:22 PM |
| reueljw | $25.00 | $25.00 | 6/25/2010 7:05:05 AM |
| Jofga | $25.00 | $25.00 | 6/24/2010 6:45:44 PM |
| bchen78875 | $31.67 | $31.67 | 6/24/2010 8:47:59 PM |
| duty-gatherer | $25.00 | $25.00 | 6/25/2010 9:08:48 AM |
| radforj22 | $50.00 | $50.00 | 6/25/2010 9:29:44 AM |
| demoseal | $25.00 | $25.00 | 6/25/2010 9:35:37 AM |
| SCTrojangirl | $25.00 | $25.00 | 6/25/2010 9:35:46 AM |
| proper-p2p6 | $100.00 | $100.00 | 6/25/2010 9:36:23 AM |
| bodascafe | $25.00 | $25.00 | 6/25/2010 9:37:32 AM |
| Ivan2007 | $25.00 | $25.00 | 6/24/2010 10:00:41 PM |
| alpinaut | $25.00 | $25.00 | 6/25/2010 10:22:09 AM |
| MAJESTIC5 | $50.00 | $50.00 | 6/25/2010 9:35:58 AM |
| Fishy014 | $50.00 | $50.00 | 6/25/2010 3:14:36 PM |
| woodenshoes | $25.00 | $25.00 | 6/25/2010 3:39:50 PM |
| meenan | $25.00 | $25.00 | 6/25/2010 10:22:17 AM |
| gsp1885 | $27.00 | $27.00 | 6/25/2010 11:03:16 AM |
| johndoeProsper | $150.00 | $150.00 | 6/25/2010 11:18:06 AM |
| pavelz | $45.11 | $45.11 | 6/25/2010 4:34:36 PM |
| emprestador | $25.00 | $25.00 | 6/25/2010 5:25:24 PM |
| Reinadog9 | $50.00 | $50.00 | 6/25/2010 9:54:41 PM |
| transparency-advocator | $50.00 | $50.00 | 6/25/2010 6:54:47 PM |
| turbostar666 | $30.00 | $30.00 | 6/25/2010 10:42:37 PM |
| PatRichi | $25.00 | $25.00 | 6/25/2010 11:25:16 PM |
| 1800porsche | $25.00 | $25.00 | 6/26/2010 2:39:37 PM |
| FinDoc | $25.00 | $25.00 | 6/26/2010 6:59:24 PM |
| aganippe | $25.00 | $25.00 | 6/26/2010 8:36:12 AM |
| Rockymtnhi | $56.86 | $56.86 | 6/26/2010 8:34:28 AM |
| ProfPC | $25.00 | $25.00 | 6/27/2010 6:21:48 AM |
| rbotterbLLC | $25.00 | $25.00 | 6/27/2010 2:04:37 PM |
| thorough-exchange4 | $40.00 | $40.00 | 6/27/2010 8:39:49 PM |
| balance6 | $25.00 | $25.00 | 6/27/2010 10:35:03 AM |
| moneyfriend | $50.00 | $50.00 | 6/27/2010 1:19:43 PM |
| logical-loyalty0 | $25.00 | $25.00 | 6/28/2010 5:49:29 AM |
| impressive-credit431 | $500.00 | $500.00 | 6/28/2010 9:55:13 AM |
| gauss02 | $25.00 | $25.00 | 6/28/2010 9:57:21 AM |
| geekguy | $25.00 | $25.00 | 6/28/2010 5:55:34 AM |
| quantumwellguy | $50.00 | $50.00 | 6/28/2010 8:08:08 AM |
| brondero | $25.00 | $25.00 | 6/28/2010 9:34:46 AM |
| GetItRight | $25.00 | $25.00 | 6/28/2010 9:34:28 AM |
| lender_100 | $25.00 | $25.00 | 6/28/2010 9:35:03 AM |
| kegs | $92.18 | $92.18 | 6/28/2010 11:27:45 AM |
| loyalist1 | $100.00 | $100.00 | 6/28/2010 9:57:18 AM |
| briphi | $100.00 | $100.00 | 6/28/2010 9:57:26 AM |
| rosie777 | $40.00 | $40.00 | 6/28/2010 11:45:19 AM |
| harty | $44.47 | $44.47 | 6/28/2010 11:46:18 AM |
| thestartuplender | $35.00 | $35.00 | 6/28/2010 11:46:29 AM |
| power-pagoda | $25.00 | $25.00 | 6/28/2010 11:46:37 AM |
| Cheburashka | $30.00 | $30.00 | 6/28/2010 11:46:44 AM |
| roccofox | $49.18 | $49.18 | 6/28/2010 11:46:47 AM |
| RandyL3 | $25.00 | $25.00 | 6/28/2010 11:47:10 AM |
| serpentine | $50.00 | $50.00 | 6/28/2010 11:47:15 AM |
| MONEYLENDER101 | $95.49 | $95.49 | 6/28/2010 11:47:20 AM |
| KWarrior | $25.00 | $25.00 | 6/28/2010 11:55:25 AM |
| ALL-PRIME | $25.00 | $25.00 | 6/28/2010 11:56:35 AM |
| cowboyskier | $50.00 | $50.00 | 6/28/2010 11:56:50 AM |
| shorthairedg | $46.90 | $46.90 | 6/28/2010 12:14:49 PM |
| phillipd48 | $25.00 | $25.00 | 6/28/2010 12:35:33 PM |
| moltopaolo | $50.00 | $50.00 | 6/28/2010 11:27:46 AM |
| mgking007 | $25.00 | $25.00 | 6/28/2010 1:02:57 PM |
| Zipperdu | $50.00 | $50.00 | 6/28/2010 1:18:45 PM |
| Ocean713 | $37.74 | $37.74 | 6/28/2010 1:44:35 PM |
| figs4u2 | $80.00 | $80.00 | 6/28/2010 11:27:46 AM |
| thedoctor | $68.99 | $68.99 | 6/28/2010 11:44:42 AM |
| buckyhead2000 | $25.00 | $25.00 | 6/28/2010 11:46:05 AM |
| steady-gain5 | $25.00 | $25.00 | 6/28/2010 11:46:19 AM |
| CASHGIRL | $50.00 | $50.00 | 6/28/2010 11:46:24 AM |
| kulender | $25.00 | $25.00 | 6/28/2010 11:46:31 AM |
| Bank42 | $50.00 | $50.00 | 6/28/2010 11:46:42 AM |
| heroic-platinum | $25.00 | $25.00 | 6/28/2010 11:46:53 AM |
| reinforced-reward | $25.00 | $25.00 | 6/28/2010 11:47:18 AM |
| GrommetPosse | $25.00 | $25.00 | 6/28/2010 11:43:38 AM |
| BoughtTheFarm | $25.00 | $25.00 | 6/28/2010 11:56:57 AM |
| jpalmer | $25.00 | $25.00 | 6/28/2010 11:44:17 AM |
| top-courteous-peso | $250.00 | $250.00 | 6/28/2010 12:10:35 PM |
| srgriff | $25.00 | $25.00 | 6/28/2010 11:46:08 AM |
| icchok | $50.00 | $50.00 | 6/28/2010 11:46:40 AM |
| generator596 | $50.00 | $50.00 | 6/28/2010 11:46:45 AM |
| jtrump22 | $25.00 | $25.00 | 6/28/2010 12:24:28 PM |
| best-ingenious-funds | $25.00 | $25.00 | 6/28/2010 11:47:04 AM |
| DiabolicalGamer | $25.00 | $25.00 | 6/28/2010 11:47:30 AM |
| gallant-economy9 | $25.00 | $25.00 | 6/28/2010 12:14:48 PM |
| money-bauble | $75.00 | $75.00 | 6/28/2010 1:04:27 PM |
| moola-rose8 | $25.00 | $25.00 | 6/28/2010 1:19:24 PM |
| dime-blackberry1 | $69.53 | $69.53 | 6/28/2010 1:43:06 PM |
| pwkpwk | $25.00 | $25.00 | 6/28/2010 2:29:40 PM |
| relentless-penny | $50.00 | $50.00 | 6/28/2010 3:40:18 PM |
| persistent-funds9 | $50.00 | $50.00 | 6/28/2010 4:02:57 PM |
| Phantom99 | $25.00 | $25.00 | 6/28/2010 6:16:21 PM |
| jengachamp | $25.00 | $25.00 | 6/28/2010 6:56:00 PM |
| outwish | $25.00 | $25.00 | 6/28/2010 5:13:54 PM |
| Tradesmanlender | $25.00 | $25.00 | 6/28/2010 6:30:07 PM |
| zone6 | $100.00 | $100.00 | 6/28/2010 7:36:54 PM |
| morpholog | $25.00 | $25.00 | 6/28/2010 11:54:57 PM |
| PCGeekWI | $25.00 | $25.00 | 6/29/2010 12:03:06 AM |
| tolstoy00 | $25.00 | $25.00 | 6/29/2010 12:06:30 AM |
| Sixmil | $25.00 | $25.00 | 6/28/2010 11:53:15 PM |
| Investitall | $25.00 | $25.00 | 6/29/2010 12:07:06 AM |
| majormoves1 | $25.00 | $25.00 | 6/29/2010 12:07:14 AM |
| Divot | $25.00 | $25.00 | 6/28/2010 11:51:48 PM |
| dumbass | $25.00 | $25.00 | 6/28/2010 11:52:49 PM |
| tipan1 | $27.00 | $27.00 | 6/29/2010 3:47:55 AM |
| anakinsolo | $25.00 | $25.00 | 6/29/2010 12:04:18 AM |
| BankOfFrankFairness | $50.00 | $50.00 | 6/29/2010 12:07:11 AM |
| SnE | $25.68 | $4.38 | 6/29/2010 12:15:57 AM |
| zippy-revenue8 | $25.00 | $25.00 | 6/29/2010 8:17:03 AM |
| Ven58 | $25.00 | $25.00 | 6/29/2010 7:35:10 AM |
| wwwUniversal | $25.00 | $25.00 | 6/29/2010 7:46:49 AM |
| GrayStudio | $25.60 | $25.60 | 6/29/2010 1:26:01 PM |
| intuitive-bill | $25.00 | $25.00 | 6/29/2010 12:41:21 PM |
| ok | $50.00 | $50.00 | 6/29/2010 3:44:35 PM |
| GotRox | $50.00 | $50.00 | 6/29/2010 5:52:43 PM |
| green-rapid-openness | $100.00 | $100.00 | 6/29/2010 4:26:58 PM |
| Squad51 | $25.00 | $25.00 | 6/29/2010 8:33:12 PM |
| Shelby2082 | $25.00 | $25.00 | 6/29/2010 11:17:48 PM |
| SCD | $25.00 | $25.00 | 6/30/2010 4:05:07 AM |
| calbertrand | $50.00 | $50.00 | 6/30/2010 7:32:46 AM |
| puchkoo | $25.00 | $25.00 | 6/30/2010 8:23:35 AM |
| LesPaul1 | $25.00 | $25.00 | 6/30/2010 11:14:58 AM |
| rdrloan | $50.00 | $50.00 | 6/30/2010 12:05:45 PM |
| seabowl | $26.96 | $26.96 | 6/30/2010 1:07:13 PM |
| MrSolution | $50.00 | $50.00 | 6/30/2010 1:05:49 PM |
| bannybucks | $25.00 | $25.00 | 6/30/2010 4:20:39 PM |
| hidavehi | $26.00 | $26.00 | 6/30/2010 4:36:47 PM |
| greenback-ally | $50.00 | $50.00 | 6/30/2010 6:26:59 PM |
| ommuruga | $75.00 | $75.00 | 6/30/2010 6:46:23 PM |
| Payout_Assured | $25.00 | $25.00 | 6/30/2010 5:14:51 PM |
| lazyeye | $50.00 | $50.00 | 6/30/2010 7:56:56 PM |
| Metasequoia | $25.00 | $25.00 | 6/30/2010 8:32:53 PM |
| eastindianprince | $25.00 | $25.00 | 7/1/2010 5:29:35 AM |
| Scottio | $25.00 | $25.00 | 7/1/2010 6:35:43 AM |
| attractive-rate | $50.00 | $50.00 | 7/1/2010 4:46:03 AM |
| orange-dollar-guild | $50.00 | $50.00 | 7/1/2010 6:49:03 AM |
| crazybill | $25.00 | $25.00 | 6/30/2010 7:34:27 PM |
| jybank | $25.00 | $25.00 | 6/30/2010 10:17:12 PM |
| Lender50 | $25.00 | $25.00 | 7/1/2010 8:10:15 AM |
| Quid-Pro-Quo | $25.00 | $25.00 | 7/1/2010 7:30:30 AM |
| fervent-power | $25.00 | $25.00 | 7/1/2010 10:15:05 AM |
| gshx2 | $36.00 | $36.00 | 7/1/2010 11:32:28 AM |
| Pu239 | $60.00 | $60.00 | 7/1/2010 8:57:04 AM |
| yield-quest | $100.00 | $100.00 | 7/1/2010 12:02:50 PM |
| Nyarpy | $25.00 | $25.00 | 7/1/2010 11:34:10 AM |
| scottr | $25.00 | $25.00 | 7/1/2010 12:37:34 PM |
| Patrician | $50.00 | $50.00 | 7/1/2010 11:54:33 AM |
| beakerfish | $50.00 | $50.00 | 7/1/2010 10:09:05 AM |
| Pomedorov | $50.00 | $50.00 | 7/1/2010 1:56:04 PM |
| sosleep | $25.00 | $25.00 | 7/1/2010 11:33:03 AM |
| Brklyn01 | $30.00 | $30.00 | 7/1/2010 1:59:21 PM |
| blissful-note7 | $25.00 | $25.00 | 7/1/2010 1:16:33 PM |
| chops21 | $30.00 | $30.00 | 7/1/2010 3:35:33 PM |
| 345 bids
|
Borrower Payment Dependent Notes Series
464549
This series of Notes was issued and sold upon the funding of the borrower loan #43406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jul-01-2010 |
| |
Auction end date:
| Jul-03-2010 |
|
|
Starting lender yield:
| 7.30% |
Starting borrower rate/APR:
| 8.30% / 8.64% |
Starting monthly payment:
| $188.85 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $188.85 |
| |
|
Auction yield range:
| 2.98% - 7.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
11 | Length of status: | 11y 7m |
|
Credit score:
| 820-839 (Jun-2010) |
Total credit lines:
| 30 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $16,287 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 29% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| community-honker |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
roof replacement for parents home
Purpose of loan: to replace roof
This loan will be used to?replace the roof on my parents home in Oregon. I purchased this home for them 8 years ago.
I have the income to pay off this loan within 36 months or less. I do not have the ability to pay a lump sum now.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| stilleto8 | $25.00 | $25.00 | 7/1/2010 4:48:50 PM |
| successful-euro | $30.00 | $30.00 | 7/1/2010 4:52:03 PM |
| riproaringrapids | $25.00 | $25.00 | 7/1/2010 4:51:47 PM |
| simplelender80 | $100.00 | $100.00 | 7/1/2010 4:57:07 PM |
| jangalt | $72.00 | $72.00 | 7/1/2010 4:57:21 PM |
| bid-czar8 | $100.00 | $100.00 | 7/1/2010 4:59:22 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/1/2010 4:59:55 PM |
| Tc11902 | $25.00 | $25.00 | 7/1/2010 4:56:55 PM |
| finance-negotiator2 | $25.00 | $25.00 | 7/1/2010 5:00:44 PM |
| moneyfriend | $50.00 | $50.00 | 7/1/2010 5:01:02 PM |
| liberty-destiny3 | $25.00 | $25.00 | 7/1/2010 5:01:06 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/1/2010 4:57:59 PM |
| Artist_Blue | $25.00 | $25.00 | 7/1/2010 4:51:19 PM |
| SNH | $75.00 | $75.00 | 7/1/2010 5:02:51 PM |
| 1800porsche | $25.00 | $25.00 | 7/1/2010 5:00:28 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/1/2010 5:04:08 PM |
| potatoepicker | $50.00 | $50.00 | 7/1/2010 5:04:23 PM |
| tech310 | $50.00 | $50.00 | 7/1/2010 5:03:13 PM |
| flexible-value | $28.00 | $28.00 | 7/1/2010 4:56:33 PM |
| bountiful-durability | $100.00 | $100.00 | 7/1/2010 4:57:01 PM |
| 8bitnintendo | $25.00 | $25.00 | 7/1/2010 5:07:48 PM |
| tekkie2412 | $25.00 | $25.00 | 7/1/2010 4:57:17 PM |
| investment-network | $25.00 | $25.00 | 7/1/2010 4:57:34 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/1/2010 4:57:47 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/1/2010 5:05:01 PM |
| greenwell | $25.00 | $25.00 | 7/1/2010 6:20:49 PM |
| skvat | $25.00 | $25.00 | 7/1/2010 5:06:36 PM |
| bchen78875 | $50.00 | $50.00 | 7/1/2010 5:07:16 PM |
| Algaes | $50.00 | $50.00 | 7/1/2010 5:08:11 PM |
| Cai8899 | $75.00 | $75.00 | 7/1/2010 5:01:48 PM |
| USCGC | $50.00 | $50.00 | 7/1/2010 7:27:25 PM |
| discrete-asset | $25.00 | $25.00 | 7/1/2010 5:03:14 PM |
| BlindProphet | $25.00 | $25.00 | 7/1/2010 5:04:28 PM |
| contract-giant | $25.00 | $25.00 | 7/1/2010 8:25:05 PM |
| ray1051 | $50.00 | $50.00 | 7/1/2010 5:05:49 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/1/2010 5:06:29 PM |
| Havana21 | $25.00 | $25.00 | 7/1/2010 5:07:13 PM |
| tbrnet | $50.00 | $50.00 | 7/1/2010 7:30:03 PM |
| nickel-synapse | $50.00 | $50.00 | 7/1/2010 5:07:43 PM |
| FlexFunding | $100.00 | $100.00 | 7/2/2010 12:32:47 AM |
| responsibility-butterfly | $25.00 | $25.00 | 7/1/2010 5:08:16 PM |
| DrMoneyBags | $25.00 | $25.00 | 7/1/2010 5:08:53 PM |
| BaxterEvil | $25.00 | $25.00 | 7/1/2010 10:19:34 PM |
| GeelongTrader | $25.00 | $25.00 | 7/1/2010 6:40:13 PM |
| Railbird | $25.00 | $25.00 | 7/2/2010 12:32:41 AM |
| american6 | $50.00 | $50.00 | 7/2/2010 12:33:38 AM |
| Lii4me | $47.61 | $47.61 | 7/2/2010 2:53:27 AM |
| TakeCare | $25.00 | $25.00 | 7/2/2010 3:11:47 AM |
| djh47a | $25.00 | $25.00 | 7/1/2010 7:28:08 PM |
| revmax | $25.00 | $25.00 | 7/2/2010 9:37:57 AM |
| safe-finance | $25.00 | $25.00 | 7/2/2010 9:38:27 AM |
| kmr2 | $25.00 | $25.00 | 7/2/2010 7:01:24 AM |
| Winsten | $50.00 | $50.00 | 7/2/2010 7:16:49 AM |
| wampum-chorus3 | $25.00 | $25.00 | 7/1/2010 8:09:19 PM |
| syounker | $25.00 | $25.00 | 7/2/2010 9:46:46 AM |
| ninjamonkey | $100.00 | $100.00 | 7/2/2010 9:49:43 AM |
| Hexnut | $50.00 | $50.00 | 7/1/2010 9:20:09 PM |
| money-bauble | $37.54 | $37.54 | 7/2/2010 9:28:44 AM |
| YellowJacket | $25.00 | $25.00 | 7/2/2010 9:39:02 AM |
| attractive-rate | $25.00 | $25.00 | 7/2/2010 3:47:05 AM |
| wise-silver-wonder | $25.00 | $25.00 | 7/2/2010 9:41:11 AM |
| szetowski | $25.00 | $25.00 | 7/2/2010 11:46:25 AM |
| ebusinessagent | $25.00 | $25.00 | 7/2/2010 12:17:31 PM |
| Phantom99 | $25.00 | $25.00 | 7/2/2010 12:26:21 PM |
| Pulchritudinous | $25.00 | $25.00 | 7/2/2010 6:01:23 AM |
| NATIVEBORN | $25.00 | $25.00 | 7/2/2010 2:06:11 PM |
| ronkr | $29.06 | $29.06 | 7/2/2010 2:17:25 PM |
| bmcg | $25.00 | $25.00 | 7/2/2010 2:20:44 PM |
| thedoctor | $90.00 | $90.00 | 7/2/2010 2:20:57 PM |
| hopethisworks | $38.73 | $38.73 | 7/2/2010 2:27:22 PM |
| BrianRK | $26.00 | $26.00 | 7/2/2010 2:37:04 PM |
| kanewna | $28.10 | $28.10 | 7/2/2010 2:38:50 PM |
| bsmtloan | $50.00 | $50.00 | 7/2/2010 8:56:25 AM |
| mscomeaux | $25.00 | $25.00 | 7/2/2010 2:56:05 PM |
| social-comet7 | $25.00 | $25.00 | 7/2/2010 9:39:18 AM |
| Tradesmanlender | $25.00 | $25.00 | 7/2/2010 9:40:25 AM |
| KeepOnRunning | $36.48 | $36.48 | 7/2/2010 9:46:22 AM |
| cjohnson041 | $25.00 | $25.00 | 7/2/2010 2:17:27 PM |
| johannesfactotum | $25.00 | $25.00 | 7/2/2010 2:17:43 PM |
| rmachi | $25.00 | $25.00 | 7/2/2010 2:19:25 PM |
| Sixmil | $25.00 | $25.00 | 7/2/2010 2:20:54 PM |
| KiwiElf | $30.00 | $30.00 | 7/2/2010 2:21:01 PM |
| Bank_Of_XL | $25.00 | $25.00 | 7/2/2010 10:58:59 AM |
| smartie1 | $25.00 | $25.00 | 7/2/2010 2:37:20 PM |
| buckyhead2000 | $25.00 | $25.00 | 7/2/2010 2:41:47 PM |
| HHP | $25.00 | $25.00 | 7/2/2010 11:31:48 AM |
| guaton | $25.00 | $16.15 | 7/2/2010 2:58:12 PM |
| pi31415 | $25.00 | $25.00 | 7/2/2010 2:17:03 PM |
| naniamo | $25.00 | $25.00 | 7/2/2010 2:36:19 PM |
| ryreesado | $25.00 | $25.00 | 7/2/2010 2:48:54 PM |
| beachfunder | $25.00 | $25.00 | 7/3/2010 8:21:54 AM |
| dharma1 | $25.00 | $25.00 | 7/1/2010 4:51:52 PM |
| kenji4861 | $25.00 | $25.00 | 7/1/2010 4:52:18 PM |
| a-wealth-visionary | $25.00 | $25.00 | 7/1/2010 4:52:35 PM |
| gojackgo | $50.00 | $50.00 | 7/1/2010 4:57:11 PM |
| loot-heart | $50.00 | $50.00 | 7/1/2010 4:57:39 PM |
| orgy63 | $25.00 | $25.00 | 7/1/2010 4:57:42 PM |
| tntmojave | $25.00 | $25.00 | 7/1/2010 4:58:03 PM |
| radforj22 | $50.00 | $50.00 | 7/1/2010 5:00:57 PM |
| clean-loyalty | $25.00 | $25.00 | 7/1/2010 5:01:12 PM |
| mlopez2007 | $25.00 | $25.00 | 7/1/2010 4:57:52 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/1/2010 4:58:56 PM |
| AmericanCredit | $25.00 | $25.00 | 7/1/2010 5:00:23 PM |
| alpinaut | $25.00 | $25.00 | 7/1/2010 5:00:52 PM |
| jengachamp | $25.00 | $25.00 | 7/1/2010 5:01:21 PM |
| GElender | $50.00 | $50.00 | 7/1/2010 5:05:50 PM |
| commerce-voyager | $25.00 | $25.00 | 7/1/2010 5:02:43 PM |
| elasermd | $100.00 | $100.00 | 7/1/2010 5:06:47 PM |
| personal-lender | $25.00 | $25.00 | 7/1/2010 4:56:38 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/1/2010 4:57:30 PM |
| Supernick | $50.00 | $50.00 | 7/1/2010 5:08:43 PM |
| ujiba | $25.00 | $25.00 | 7/1/2010 5:05:22 PM |
| thestartuplender | $35.00 | $35.00 | 7/1/2010 5:05:36 PM |
| teller | $60.00 | $60.00 | 7/1/2010 5:05:57 PM |
| BiggestG | $25.00 | $25.00 | 7/1/2010 5:06:56 PM |
| bayareainv | $100.00 | $100.00 | 7/1/2010 5:07:32 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/1/2010 4:59:50 PM |
| skuba | $48.62 | $48.62 | 7/1/2010 5:07:57 PM |
| alexstar | $25.00 | $25.00 | 7/1/2010 5:08:07 PM |
| meenan | $25.00 | $25.00 | 7/1/2010 5:00:39 PM |
| blot44 | $25.00 | $25.00 | 7/1/2010 7:20:32 PM |
| harty | $60.00 | $60.00 | 7/1/2010 5:02:33 PM |
| Ivan2007 | $25.00 | $25.00 | 7/1/2010 7:35:54 PM |
| orange-dollar-guild | $50.00 | $50.00 | 7/1/2010 5:04:00 PM |
| turbospeed | $25.00 | $25.00 | 7/1/2010 5:05:13 PM |
| credit-investor5 | $100.00 | $100.00 | 7/1/2010 5:05:30 PM |
| head | $25.00 | $25.00 | 7/1/2010 7:28:31 PM |
| dedication-merman | $50.00 | $50.00 | 7/1/2010 5:06:50 PM |
| Jassi | $25.00 | $25.00 | 7/2/2010 12:33:00 AM |
| delicious-social132 | $25.00 | $25.00 | 7/2/2010 12:33:25 AM |
| RandyL3 | $25.00 | $25.00 | 7/1/2010 5:17:32 PM |
| gsp1885 | $27.00 | $27.00 | 7/1/2010 6:19:43 PM |
| meux99 | $25.00 | $25.00 | 7/2/2010 12:32:39 AM |
| hookUup | $25.00 | $25.00 | 7/2/2010 7:49:35 AM |
| blukestrel | $25.00 | $25.00 | 7/2/2010 9:16:28 AM |
| Ponies88 | $25.00 | $25.00 | 7/2/2010 9:37:54 AM |
| ganoman21 | $25.00 | $25.00 | 7/2/2010 9:46:24 AM |
| alaco | $25.00 | $25.00 | 7/1/2010 9:24:25 PM |
| BaltimoreLender | $25.00 | $25.00 | 7/2/2010 9:16:29 AM |
| zaxsan | $25.00 | $25.00 | 7/2/2010 12:32:42 AM |
| djs81 | $50.00 | $50.00 | 7/2/2010 12:32:58 AM |
| johngaltline | $25.00 | $25.00 | 7/2/2010 9:39:11 AM |
| 4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 7/2/2010 12:41:39 PM |
| mizount | $25.00 | $25.00 | 7/2/2010 6:46:42 AM |
| northwesttlr | $25.00 | $25.00 | 7/2/2010 2:17:20 PM |
| chief_wo | $25.00 | $25.00 | 7/2/2010 2:21:07 PM |
| pawsitive | $25.00 | $25.00 | 7/2/2010 2:36:46 PM |
| faldska | $25.00 | $25.00 | 7/2/2010 2:39:44 PM |
| zeelender | $25.00 | $25.00 | 7/2/2010 2:40:56 PM |
| dumbass | $25.00 | $25.00 | 7/2/2010 9:16:31 AM |
| wwwUniversal | $25.00 | $25.00 | 7/2/2010 2:47:25 PM |
| tsui517 | $25.00 | $25.00 | 7/2/2010 2:47:44 PM |
| Heiko | $25.00 | $25.00 | 7/2/2010 9:38:28 AM |
| Rdodson11 | $25.00 | $25.00 | 7/2/2010 9:42:47 AM |
| Breken6 | $25.00 | $25.00 | 7/2/2010 9:46:23 AM |
| Lendomatic | $25.00 | $25.00 | 7/2/2010 2:17:00 PM |
| wrchism | $39.72 | $39.72 | 7/2/2010 2:37:07 PM |
| mikeandcat | $29.79 | $29.79 | 7/2/2010 2:39:31 PM |
| ClearLake | $25.00 | $25.00 | 7/2/2010 2:41:37 PM |
| superchicken | $25.00 | $25.00 | 7/2/2010 2:41:58 PM |
| totoro | $25.00 | $25.00 | 7/2/2010 2:42:13 PM |
| reueljw | $25.00 | $25.00 | 7/2/2010 2:42:21 PM |
| RochelleW | $25.00 | $25.00 | 7/2/2010 11:28:42 AM |
| ThomasC | $25.00 | $25.00 | 7/2/2010 12:51:51 PM |
| Woodworker57 | $25.00 | $25.00 | 7/2/2010 2:36:16 PM |
| Boxhead | $25.00 | $25.00 | 7/2/2010 2:37:17 PM |
| perlindc | $33.97 | $33.97 | 7/2/2010 2:37:26 PM |
| morpholog | $25.00 | $25.00 | 7/2/2010 2:41:02 PM |
| Cheburashka | $30.00 | $30.00 | 7/2/2010 2:42:18 PM |
| BayShell | $26.23 | $26.23 | 7/2/2010 2:42:28 PM |
| KDW08 | $25.00 | $25.00 | 7/2/2010 2:44:24 PM |
| Steveoo1 | $25.00 | $25.00 | 7/2/2010 2:48:59 PM |
| 172 bids
|
Borrower Payment Dependent Notes Series
464585
This series of Notes was issued and sold upon the funding of the borrower loan #43371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-01-2010 |
| |
Auction end date:
| Jul-07-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.53% |
Starting monthly payment:
| $47.84 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.54% |
Final monthly payment:
| $47.84 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1981 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 3m |
|
Credit score:
| 720-739 (Jul-2010) |
Total credit lines:
| 25 |
Occupation: | Other |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $4,583 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $26,931 |
Bankcard utilization:
| 25% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 46 | | | | |
|
Screen name:
| tci432ml |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need help with my business
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 7/1/2010 4:51:20 PM |
| dharma1 | $25.00 | $25.00 | 7/1/2010 4:51:52 PM |
| orderly-loot | $25.00 | $25.00 | 7/1/2010 4:51:57 PM |
| bountiful-durability | $100.00 | $100.00 | 7/1/2010 4:52:10 PM |
| kenji4861 | $25.00 | $25.00 | 7/1/2010 4:52:18 PM |
| Comoparklender | $30.00 | $30.00 | 7/1/2010 4:52:24 PM |
| personal-lender | $25.00 | $25.00 | 7/1/2010 4:56:39 PM |
| Tc11902 | $25.00 | $25.00 | 7/1/2010 4:56:55 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/1/2010 4:58:55 PM |
| AmericanCredit | $25.00 | $25.00 | 7/1/2010 5:00:22 PM |
| tekkie2412 | $25.00 | $25.00 | 7/1/2010 4:57:16 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/1/2010 4:57:47 PM |
| Avala | $50.00 | $50.00 | 7/1/2010 4:58:17 PM |
| delicious-social132 | $25.00 | $25.00 | 7/1/2010 4:57:00 PM |
| simplelender80 | $100.00 | $100.00 | 7/1/2010 4:57:06 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/1/2010 4:57:30 PM |
| loot-heart | $50.00 | $50.00 | 7/1/2010 4:57:39 PM |
| Winsten | $50.00 | $50.00 | 7/1/2010 4:59:05 PM |
| bid-czar8 | $100.00 | $100.00 | 7/1/2010 4:59:22 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/1/2010 4:59:54 PM |
| riproaringrapids | $25.00 | $25.00 | 7/1/2010 4:51:47 PM |
| orgy63 | $25.00 | $25.00 | 7/1/2010 4:56:28 PM |
| flexible-value | $28.00 | $28.00 | 7/1/2010 4:56:33 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/1/2010 4:57:58 PM |
| 1800porsche | $25.00 | $15.00 | 7/1/2010 5:00:28 PM |
| gojackgo | $50.00 | $50.00 | 7/1/2010 4:57:11 PM |
| stilleto8 | $25.00 | $25.00 | 7/1/2010 4:48:49 PM |
| american6 | $25.00 | $25.00 | 7/1/2010 4:58:28 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/1/2010 4:59:50 PM |
| successful-euro | $30.00 | $30.00 | 7/1/2010 4:52:03 PM |
| jangalt | $72.00 | $72.00 | 7/1/2010 4:57:21 PM |
| wwwUniversal | $25.00 | $25.00 | 7/1/2010 5:08:17 PM |
| tntmojave | $25.00 | $25.00 | 7/1/2010 4:58:02 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/1/2010 4:58:10 PM |
| marwadi-62 | $100.00 | $100.00 | 7/3/2010 11:52:46 AM |
| 35 bids
|
Borrower Payment Dependent Notes Series
464661
This series of Notes was issued and sold upon the funding of the borrower loan #43474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jun-30-2010 |
| |
Auction end date:
| Jul-01-2010 |
|
|
Starting lender yield:
| 22.55% |
Starting borrower rate/APR:
| 23.55% / 25.84% |
Starting monthly payment:
| $389.97 |
|
Final lender yield:
| 22.55% |
Final borrower rate/APR:
| 23.55% / 25.84% |
Final monthly payment:
| $389.97 |
| |
|
Auction yield range:
| 7.98% - 22.55% |
Estimated loss impact:
| 8.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.02% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 9% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 15
/
13 | Length of status: | 1y 11m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 24 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $24,204 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 80% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| astute-economy4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards
My financial situation:
I am a good candidate for this loan because I have a low debt/income ratio and I do not have any delinquencies. I am willing to borrow up to $15,000.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bank42 | $50.00 | $50.00 | 6/30/2010 4:23:59 PM |
| Comoparklender | $50.00 | $50.00 | 6/30/2010 4:25:19 PM |
| sociallender | $25.00 | $25.00 | 6/30/2010 4:25:50 PM |
| GlowHost | $50.00 | $50.00 | 6/30/2010 4:27:20 PM |
| 3am-preacher | $25.00 | $25.00 | 6/30/2010 4:26:09 PM |
| Thylow | $25.00 | $25.00 | 6/30/2010 4:28:59 PM |
| enthralling-deal180 | $100.00 | $100.00 | 6/30/2010 4:31:27 PM |
| get30inc | $25.00 | $25.00 | 6/30/2010 4:32:14 PM |
| 1800porsche | $25.00 | $25.00 | 6/30/2010 4:33:24 PM |
| bountiful-durability | $50.00 | $50.00 | 6/30/2010 4:25:37 PM |
| top-courteous-peso | $65.00 | $65.00 | 6/30/2010 4:34:22 PM |
| Easystreet | $25.00 | $25.00 | 6/30/2010 4:34:48 PM |
| SimpleChoice | $25.00 | $25.00 | 6/30/2010 4:35:20 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 6/30/2010 4:35:34 PM |
| loan_doctor | $25.00 | $25.00 | 6/30/2010 4:28:49 PM |
| riproaringrapids | $25.00 | $25.00 | 6/30/2010 4:34:23 PM |
| blackstar | $25.00 | $25.00 | 6/30/2010 4:37:20 PM |
| Cai8899 | $50.00 | $50.00 | 6/30/2010 4:35:18 PM |
| lovely-order7 | $25.00 | $25.00 | 6/30/2010 4:37:24 PM |
| HarrisonHome | $25.00 | $25.00 | 6/30/2010 4:35:25 PM |
| UT-Longhorn | $25.00 | $25.00 | 6/30/2010 4:38:34 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/30/2010 4:38:43 PM |
| shrewd-deal | $25.00 | $25.00 | 6/30/2010 4:38:52 PM |
| the-transaction-stronghold | $25.00 | $25.00 | 6/30/2010 4:38:54 PM |
| american6 | $25.00 | $25.00 | 6/30/2010 4:31:01 PM |
| qtmspin | $25.00 | $25.00 | 6/30/2010 4:37:44 PM |
| BooFoo22 | $25.00 | $25.00 | 6/30/2010 4:38:35 PM |
| Megaton | $25.00 | $25.00 | 6/30/2010 5:16:56 PM |
| mzman | $25.00 | $25.00 | 6/30/2010 4:38:51 PM |
| top-historic-peso | $25.00 | $25.00 | 6/30/2010 4:38:55 PM |
| dinero-speaker | $50.00 | $50.00 | 6/30/2010 4:38:56 PM |
| wayman | $25.00 | $25.00 | 6/30/2010 4:39:21 PM |
| castleman | $25.00 | $25.00 | 6/30/2010 5:41:02 PM |
| SCTrojangirl | $25.00 | $25.00 | 6/30/2010 4:32:51 PM |
| bayfocus | $25.00 | $25.00 | 6/30/2010 6:05:01 PM |
| mercuriant | $25.00 | $25.00 | 6/30/2010 5:10:59 PM |
| hrubinst | $25.00 | $25.00 | 6/30/2010 8:11:02 PM |
| davez0r | $25.00 | $25.00 | 6/30/2010 6:09:25 PM |
| skiforglory | $25.00 | $25.00 | 6/30/2010 6:14:18 PM |
| Imaginos1892 | $150.00 | $150.00 | 6/30/2010 8:32:21 PM |
| PatriotKnight | $25.00 | $25.00 | 6/30/2010 6:34:54 PM |
| SNH | $75.00 | $75.00 | 6/30/2010 4:36:41 PM |
| cvfriend | $47.84 | $47.84 | 7/1/2010 2:55:11 AM |
| kindness-hickory5 | $25.00 | $25.00 | 7/1/2010 3:45:04 AM |
| miket71 | $34.14 | $34.14 | 6/30/2010 4:38:23 PM |
| gulch | $30.00 | $30.00 | 6/30/2010 4:38:30 PM |
| rudyindc | $25.00 | $25.00 | 7/1/2010 3:55:13 AM |
| yield-seeker | $25.00 | $25.00 | 6/30/2010 4:38:36 PM |
| pavelz | $50.00 | $50.00 | 6/30/2010 4:38:51 PM |
| Havana21 | $25.00 | $25.00 | 7/1/2010 4:35:33 AM |
| tolerant-diversification4 | $25.00 | $25.00 | 6/30/2010 8:59:31 PM |
| japher | $25.00 | $25.00 | 7/1/2010 5:25:14 AM |
| point-solstice | $50.00 | $50.00 | 6/30/2010 5:26:26 PM |
| worth-arch | $25.00 | $25.00 | 7/1/2010 2:59:32 AM |
| Ananya | $43.37 | $43.37 | 7/1/2010 3:49:26 AM |
| peerlender | $25.00 | $25.00 | 7/1/2010 4:35:24 AM |
| fair-funds | $25.00 | $25.00 | 7/1/2010 4:35:41 AM |
| Archchancellor | $25.00 | $25.00 | 6/30/2010 6:09:22 PM |
| Bank_Of_XL | $50.00 | $50.00 | 6/30/2010 6:22:11 PM |
| BigLinCT | $25.00 | $25.00 | 7/1/2010 5:10:30 AM |
| Max8319 | $25.00 | $25.00 | 7/1/2010 5:19:44 AM |
| rebelduke | $50.00 | $50.00 | 7/1/2010 5:44:46 AM |
| famous-bill | $50.00 | $50.00 | 7/1/2010 8:14:33 AM |
| Panna | $25.00 | $25.00 | 7/1/2010 8:15:26 AM |
| IIP77 | $25.00 | $25.00 | 7/1/2010 8:15:30 AM |
| 108lender | $25.00 | $25.00 | 7/1/2010 6:49:35 AM |
| tech310 | $50.00 | $50.00 | 6/30/2010 10:34:18 PM |
| jdrez | $25.00 | $25.00 | 7/1/2010 8:16:10 AM |
| cash-spark3 | $25.00 | $25.00 | 7/1/2010 8:16:12 AM |
| bchen78875 | $25.00 | $25.00 | 7/1/2010 8:47:25 AM |
| lloyd_s | $25.00 | $25.00 | 7/1/2010 4:35:26 AM |
| SnE | $25.00 | $25.00 | 7/1/2010 7:59:26 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/1/2010 8:05:39 AM |
| saysana | $25.00 | $25.00 | 7/1/2010 8:14:34 AM |
| snoopey100 | $25.00 | $25.00 | 7/1/2010 8:55:49 AM |
| mcds | $25.00 | $25.00 | 7/1/2010 8:14:37 AM |
| simpy | $25.00 | $25.00 | 7/1/2010 5:19:43 AM |
| top-silver-american | $25.00 | $25.00 | 7/1/2010 8:15:11 AM |
| whsprint | $25.00 | $25.00 | 7/1/2010 9:06:26 AM |
| linklady | $50.00 | $50.00 | 7/1/2010 8:47:52 AM |
| project07 | $25.00 | $25.00 | 7/1/2010 8:54:54 AM |
| auction-workhorse679 | $25.00 | $25.00 | 7/1/2010 9:36:56 AM |
| antrux | $25.00 | $25.00 | 7/1/2010 9:38:29 AM |
| Phantom99 | $25.00 | $25.00 | 7/1/2010 8:56:32 AM |
| danthemon35 | $25.00 | $25.00 | 7/1/2010 8:56:45 AM |
| relentless-penny | $25.00 | $25.00 | 7/1/2010 9:06:34 AM |
| gametime34 | $44.44 | $44.44 | 7/1/2010 10:25:10 AM |
| wampum-prodigy6 | $25.00 | $25.00 | 7/1/2010 9:29:21 AM |
| mulberry4 | $25.00 | $25.00 | 7/1/2010 9:29:33 AM |
| treasure-singularity | $25.00 | $25.00 | 7/1/2010 9:36:28 AM |
| hardwareman | $100.00 | $100.00 | 7/1/2010 8:14:38 AM |
| balance6 | $25.00 | $25.00 | 7/1/2010 8:14:45 AM |
| jstnow | $25.00 | $25.00 | 7/1/2010 8:15:10 AM |
| Ciphernetic | $25.00 | $25.00 | 7/1/2010 9:38:46 AM |
| money-bauble | $64.15 | $64.15 | 7/1/2010 8:15:24 AM |
| platytanz | $50.00 | $50.00 | 7/1/2010 8:20:51 AM |
| AdamClemSC | $25.00 | $25.00 | 7/1/2010 8:54:52 AM |
| topper480 | $25.00 | $25.00 | 7/1/2010 8:55:16 AM |
| monstersdad | $41.63 | $41.63 | 7/1/2010 11:56:49 AM |
| new-social-economist | $25.00 | $25.00 | 7/1/2010 8:56:33 AM |
| Cheburashka | $25.00 | $25.00 | 7/1/2010 11:58:08 AM |
| vegibenz | $25.00 | $25.00 | 7/1/2010 11:10:03 AM |
| golden-investment | $25.00 | $25.00 | 7/1/2010 9:05:51 AM |
| Erogan5877 | $25.00 | $25.00 | 7/1/2010 11:25:43 AM |
| payout-detective7 | $25.00 | $25.00 | 7/1/2010 9:06:36 AM |
| DasCoon | $35.92 | $35.92 | 7/1/2010 12:15:00 PM |
| Ready2Loan | $25.00 | $25.00 | 7/1/2010 11:29:23 AM |
| macgeek | $28.78 | $28.78 | 7/1/2010 12:18:42 PM |
| dschaaf | $25.00 | $25.00 | 7/1/2010 12:20:24 PM |
| USCGC | $50.00 | $50.00 | 7/1/2010 11:36:51 AM |
| the-silver-blaster | $40.00 | $40.00 | 7/1/2010 9:29:31 AM |
| tallmon | $25.00 | $25.00 | 7/1/2010 12:22:04 PM |
| stjules | $29.06 | $29.06 | 7/1/2010 11:49:50 AM |
| TURNTEX75 | $25.00 | $25.00 | 7/1/2010 12:33:41 PM |
| apostle901 | $25.00 | $25.00 | 7/1/2010 12:35:03 PM |
| snappy | $32.79 | $32.79 | 7/1/2010 11:51:58 AM |
| dmfog | $25.00 | $25.00 | 7/1/2010 12:36:26 PM |
| ThisGuyIKnow | $27.32 | $27.32 | 7/1/2010 12:37:32 PM |
| anything-but-ordinary | $25.00 | $25.00 | 7/1/2010 9:40:36 AM |
| Aimvest | $25.00 | $25.00 | 7/1/2010 11:54:48 AM |
| melodious-fairness | $25.00 | $25.00 | 7/1/2010 12:46:28 PM |
| thrifty-return | $25.06 | $25.06 | 7/1/2010 12:47:30 PM |
| colorunner | $25.00 | $25.00 | 7/1/2010 10:09:28 AM |
| natejx | $25.00 | $25.00 | 7/1/2010 12:14:43 PM |
| Rostov | $25.00 | $25.00 | 7/1/2010 12:21:31 PM |
| Drazion | $25.00 | $25.00 | 7/1/2010 12:32:16 PM |
| responsibility-butterfly | $25.00 | $25.00 | 7/1/2010 12:32:23 PM |
| wwwUniversal | $25.00 | $25.00 | 7/1/2010 12:40:07 PM |
| e6400 | $36.97 | $36.97 | 7/1/2010 11:50:24 AM |
| fopaul13 | $25.00 | $25.00 | 7/1/2010 11:50:42 AM |
| jammers | $25.00 | $25.00 | 7/1/2010 11:52:00 AM |
| runner262 | $25.00 | $25.00 | 7/1/2010 11:53:12 AM |
| PocketAces | $25.00 | $25.00 | 7/1/2010 11:54:31 AM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 7/1/2010 11:57:49 AM |
| LandE2BG | $25.00 | $25.00 | 7/1/2010 12:01:27 PM |
| Vinsonj | $25.00 | $25.00 | 7/1/2010 12:03:38 PM |
| jaynlana | $25.00 | $25.00 | 7/1/2010 12:14:20 PM |
| bowdish1 | $50.00 | $50.00 | 7/1/2010 12:24:43 PM |
| abeprof70 | $25.00 | $25.00 | 7/1/2010 12:35:18 PM |
| market-solstice2 | $25.00 | $25.00 | 7/1/2010 12:47:17 PM |
| SaintMatthew | $25.00 | $25.00 | 7/1/2010 4:54:18 PM |
| orderly-loot | $25.00 | $25.00 | 6/30/2010 4:24:24 PM |
| point-shooter | $25.00 | $25.00 | 6/30/2010 4:24:01 PM |
| Artist_Blue | $25.00 | $25.00 | 6/30/2010 4:24:49 PM |
| orgy63 | $25.00 | $25.00 | 6/30/2010 4:29:03 PM |
| rate-mogul | $50.00 | $50.00 | 6/30/2010 4:29:01 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/30/2010 4:31:05 PM |
| loan-genie88 | $25.00 | $25.00 | 6/30/2010 4:32:02 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/30/2010 4:32:58 PM |
| personal-lender | $25.00 | $25.00 | 6/30/2010 4:31:16 PM |
| Winsten | $50.00 | $50.00 | 6/30/2010 4:31:32 PM |
| durability-bandit1 | $50.00 | $50.00 | 6/30/2010 4:34:12 PM |
| tnjohnso | $25.00 | $25.00 | 6/30/2010 4:36:29 PM |
| SmokeyMirror | $50.00 | $50.00 | 6/30/2010 4:35:59 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/30/2010 4:38:32 PM |
| syounker | $25.00 | $25.00 | 6/30/2010 4:38:37 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/30/2010 4:38:50 PM |
| successful-euro | $50.00 | $50.00 | 6/30/2010 4:38:53 PM |
| orange-dollar-guild | $50.00 | $50.00 | 6/30/2010 4:39:01 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/30/2010 4:30:43 PM |
| Avala | $50.00 | $50.00 | 6/30/2010 4:30:55 PM |
| tech310 | $50.00 | $50.00 | 6/30/2010 4:37:08 PM |
| penny-chooser | $25.00 | $25.00 | 6/30/2010 4:39:22 PM |
| simplelender80 | $100.00 | $100.00 | 6/30/2010 4:31:08 PM |
| loan-kung-fu | $25.00 | $25.00 | 6/30/2010 4:38:12 PM |
| economy-producer | $25.00 | $25.00 | 6/30/2010 4:38:33 PM |
| Slend49 | $25.00 | $25.00 | 6/30/2010 4:38:38 PM |
| dickfore | $25.00 | $25.00 | 6/30/2010 4:32:04 PM |
| greenback-museum | $25.00 | $25.00 | 6/30/2010 4:38:55 PM |
| ichibon | $75.00 | $75.00 | 6/30/2010 4:32:29 PM |
| tech_helper | $42.78 | $42.78 | 6/30/2010 4:39:23 PM |
| bid-czar8 | $100.00 | $100.00 | 6/30/2010 4:33:09 PM |
| lokiswolf | $30.00 | $30.00 | 6/30/2010 6:09:24 PM |
| upbeat-investment9 | $25.00 | $25.00 | 6/30/2010 4:55:02 PM |
| ddibernardo | $25.00 | $25.00 | 6/30/2010 5:10:35 PM |
| bahamaman | $50.00 | $50.00 | 6/30/2010 7:23:03 PM |
| Teminole | $50.00 | $50.00 | 6/30/2010 7:31:36 PM |
| treasure-bliss | $27.74 | $27.74 | 6/30/2010 4:34:25 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/30/2010 4:34:50 PM |
| Alpha-AssistU | $100.00 | $100.00 | 6/30/2010 8:11:06 PM |
| boogles72 | $33.54 | $33.54 | 6/30/2010 6:09:28 PM |
| calm-deal7 | $25.00 | $25.00 | 6/30/2010 7:49:22 PM |
| capital-mover7 | $50.00 | $50.00 | 7/1/2010 2:54:51 AM |
| radforj22 | $25.00 | $25.00 | 6/30/2010 4:38:12 PM |
| wampum-chorus3 | $25.00 | $25.00 | 7/1/2010 3:19:27 AM |
| authoritative-platinum7 | $100.00 | $100.00 | 6/30/2010 4:38:16 PM |
| Georgia_Boy | $25.00 | $25.00 | 7/1/2010 3:55:12 AM |
| JohnW12 | $25.00 | $25.00 | 6/30/2010 4:38:33 PM |
| Erikdbp | $25.00 | $25.00 | 7/1/2010 3:55:15 AM |
| ClearLake | $25.00 | $25.00 | 6/30/2010 8:14:27 PM |
| psiequalsone | $25.00 | $25.00 | 6/30/2010 8:59:30 PM |
| AlexTrep | $25.00 | $25.00 | 6/30/2010 4:46:16 PM |
| pound-lightning | $50.00 | $50.00 | 7/1/2010 5:59:42 AM |
| jumprun4112 | $50.00 | $50.00 | 7/1/2010 3:55:14 AM |
| teller | $25.00 | $25.00 | 7/1/2010 6:29:25 AM |
| attractive-rate | $25.00 | $25.00 | 7/1/2010 5:09:55 AM |
| thestartuplender | $35.00 | $35.00 | 7/1/2010 5:19:33 AM |
| m3498 | $25.00 | $25.00 | 6/30/2010 7:55:05 PM |
| Premierelender | $25.00 | $25.00 | 6/30/2010 7:55:43 PM |
| cjames84 | $25.00 | $25.00 | 7/1/2010 7:39:28 AM |
| plentiful-reward | $50.00 | $50.00 | 6/30/2010 8:04:21 PM |
| peace-missile | $25.00 | $25.00 | 6/30/2010 8:29:32 PM |
| SummaCapital | $50.00 | $50.00 | 7/1/2010 8:14:33 AM |
| SMARTDISK | $50.00 | $50.00 | 7/1/2010 8:14:47 AM |
| thorough-exchange4 | $25.00 | $25.00 | 7/1/2010 8:15:10 AM |
| stilleto8 | $50.00 | $50.00 | 7/1/2010 8:15:26 AM |
| kmr2 | $33.85 | $33.85 | 7/1/2010 8:15:27 AM |
| psturm | $25.00 | $25.00 | 6/30/2010 9:54:20 PM |
| a-finance-nirvana | $25.00 | $25.00 | 7/1/2010 8:16:09 AM |
| ddog0224 | $25.00 | $25.00 | 7/1/2010 8:16:11 AM |
| new-return-faire | $50.00 | $50.00 | 7/1/2010 8:16:12 AM |
| Bronxpsy | $25.00 | $25.00 | 7/1/2010 2:54:50 AM |
| worthy-truth | $25.00 | $25.00 | 7/1/2010 8:55:37 AM |
| ThompsonCapital | $25.00 | $25.00 | 7/1/2010 8:14:35 AM |
| time4aloan | $50.00 | $50.00 | 7/1/2010 8:56:26 AM |
| ommcd | $25.00 | $25.00 | 7/1/2010 8:16:08 AM |
| careful-benjamins8 | $50.00 | $50.00 | 7/1/2010 9:06:28 AM |
| skydiver111 | $25.00 | $25.00 | 7/1/2010 9:20:32 AM |
| LNDRJoe | $50.00 | $50.00 | 7/1/2010 6:04:33 AM |
| Mommy_of_3_Princesses | $25.00 | $25.00 | 7/1/2010 9:29:25 AM |
| fareast_man | $25.00 | $25.00 | 7/1/2010 9:29:33 AM |
| GElender | $50.00 | $50.00 | 7/1/2010 6:35:33 AM |
| cash-merry-maker | $25.00 | $25.00 | 7/1/2010 9:37:33 AM |
| piter-to-la-investment | $25.00 | $25.00 | 7/1/2010 8:56:11 AM |
| RMB-Investments | $50.00 | $50.00 | 7/1/2010 7:01:17 AM |
| gshx2 | $36.00 | $36.00 | 7/1/2010 9:45:43 AM |
| accordion8 | $25.00 | $25.00 | 7/1/2010 8:56:24 AM |
| Whipster | $50.00 | $50.00 | 7/1/2010 8:57:18 AM |
| hannibal720 | $25.00 | $25.00 | 7/1/2010 7:09:28 AM |
| visionary-community | $25.00 | $25.00 | 7/1/2010 9:06:41 AM |
| worldly-community3 | $25.00 | $25.00 | 7/1/2010 9:29:26 AM |
| muzicman | $50.00 | $50.00 | 7/1/2010 9:29:38 AM |
| larug111 | $50.00 | $50.00 | 7/1/2010 8:07:37 AM |
| exciting-responsibility3 | $25.00 | $25.00 | 7/1/2010 8:14:36 AM |
| frogperson | $75.00 | $75.00 | 7/1/2010 8:14:43 AM |
| svandgts | $25.00 | $25.00 | 7/1/2010 8:14:51 AM |
| loot-heart | $50.00 | $50.00 | 7/1/2010 8:15:12 AM |
| red-relentless-money | $25.00 | $25.00 | 7/1/2010 9:38:48 AM |
| gshx2 | $36.00 | $36.00 | 7/1/2010 9:39:56 AM |
| first-upright-payout | $25.00 | $25.00 | 7/1/2010 8:15:25 AM |
| Ducatiman1978 | $25.00 | $25.00 | 7/1/2010 11:25:46 AM |
| a-special-power | $25.00 | $25.00 | 7/1/2010 9:49:39 AM |
| godsost | $25.00 | $25.00 | 7/1/2010 11:27:03 AM |
| ntegrity1st | $50.00 | $50.00 | 7/1/2010 8:16:40 AM |
| uncleubb | $25.00 | $25.00 | 7/1/2010 11:28:38 AM |
| junctionking | $25.00 | $25.00 | 7/1/2010 11:29:03 AM |
| KiwiElf | $25.00 | $25.00 | 7/1/2010 11:35:38 AM |
| roadster199 | $25.00 | $25.00 | 7/1/2010 11:36:11 AM |
| penny-surgeon | $25.00 | $25.00 | 7/1/2010 10:09:45 AM |
| beakerfish | $50.00 | $50.00 | 7/1/2010 10:11:52 AM |
| imlosttoo | $25.00 | $25.00 | 7/1/2010 8:55:07 AM |
| sgmm330 | $25.00 | $25.00 | 7/1/2010 11:52:12 AM |
| smmgnn99 | $30.00 | $30.00 | 7/1/2010 10:25:25 AM |
| loan-master996 | $42.42 | $42.42 | 7/1/2010 8:56:25 AM |
| Dreams4Cash | $25.00 | $25.00 | 7/1/2010 11:57:28 AM |
| SDNLR | $25.00 | $25.00 | 7/1/2010 11:57:43 AM |
| stoopidnoodle | $25.00 | $25.00 | 7/1/2010 11:58:03 AM |
| holstj | $25.00 | $25.00 | 7/1/2010 9:06:32 AM |
| KBank | $25.00 | $25.00 | 7/1/2010 12:14:02 PM |
| sharkm | $35.00 | $35.00 | 7/1/2010 11:28:42 AM |
| bold-durability-drum | $50.00 | $50.00 | 7/1/2010 9:24:28 AM |
| onlyastepaway | $25.00 | $25.00 | 7/1/2010 12:19:50 PM |
| ptjg | $38.92 | $38.92 | 7/1/2010 9:29:23 AM |
| life-is-great | $25.00 | $25.00 | 7/1/2010 9:29:35 AM |
| del30 | $25.00 | $25.00 | 7/1/2010 11:52:42 AM |
| g314 | $30.00 | $30.00 | 7/1/2010 12:38:50 PM |
| samo102us | $25.00 | $25.00 | 7/1/2010 12:40:32 PM |
| syberhat | $25.22 | $25.22 | 7/1/2010 12:14:29 PM |
| tenny321 | $25.00 | $25.00 | 7/1/2010 12:15:17 PM |
| 8bitnintendo | $25.00 | $25.00 | 7/1/2010 10:30:32 AM |
| drumcorpsnut | $26.28 | $26.28 | 7/1/2010 12:21:33 PM |
| DcUnited | $28.76 | $28.76 | 7/1/2010 12:21:55 PM |
| first-listing-expert | $50.00 | $50.00 | 7/1/2010 10:54:18 AM |
| credit-panda1 | $25.00 | $25.00 | 7/1/2010 11:09:55 AM |
| Headhunter14 | $25.00 | $25.00 | 7/1/2010 11:31:00 AM |
| fiddlerzvi | $25.66 | $25.66 | 7/1/2010 12:47:21 PM |
| reflective-rupee | $100.00 | $100.00 | 7/1/2010 1:11:17 PM |
| Dap2005 | $25.00 | $25.00 | 7/1/2010 11:54:51 AM |
| Millmanator | $25.00 | $25.00 | 7/1/2010 11:57:53 AM |
| Eric15378 | $25.22 | $25.22 | 7/1/2010 12:14:05 PM |
| skurfa | $25.00 | $25.00 | 7/1/2010 12:14:38 PM |
| taxman1971 | $25.00 | $25.00 | 7/1/2010 12:14:58 PM |
| iLoaner | $25.00 | $25.00 | 7/1/2010 12:19:55 PM |
| boater01 | $50.00 | $50.00 | 7/1/2010 12:22:00 PM |
| careful-compassion | $25.00 | $25.00 | 7/1/2010 3:09:40 PM |
| cashhelp | $25.00 | $25.00 | 7/1/2010 12:35:33 PM |
| Peterman | $25.00 | $25.00 | 7/1/2010 12:37:11 PM |
| success1001 | $29.42 | $29.42 | 7/1/2010 12:39:17 PM |
| BuffetRocks | $50.00 | $50.00 | 7/1/2010 12:40:01 PM |
| Moxman125 | $25.00 | $25.00 | 7/1/2010 12:46:56 PM |
| neutrino6 | $25.00 | $25.00 | 7/1/2010 12:47:28 PM |
| srgriff | $25.00 | $11.72 | 7/1/2010 12:48:23 PM |
| interstellar | $50.00 | $50.00 | 7/1/2010 4:10:54 PM |
| 293 bids
|
Borrower Payment Dependent Notes Series
464757
This series of Notes was issued and sold upon the funding of the borrower loan #43368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-01-2010 |
| |
Auction end date:
| Jul-08-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $323.61 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $323.61 |
| |
|
Auction yield range:
| 3.98% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1975 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 18
/
16 | Length of status: | 1y 7m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $106,040 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 77% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| direct-hope3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Down w/high interest credit cards
Purpose of loan:
I have had it with the credit card companies and I need your help. This loan will be used to eliminate the high interest rate credit cards who have taken advantage of me (and many others)?and are forcing me to pay?only minimum amounts?and to earnestly?work to pay off all other outstanding cards.? With your help I can eliminate the need to live "paycheck to paycheck."
My financial situation:
I am an excellent?candidate for this loan because I pay ALL bills on time every month and would love to be able to send more toward the balances in the future.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain your over $100K of revolving debt. Thanks and best wishes. - reflective-rupee
A:
The majority of that amount is a line of credit for a 2nd mortgage
(Jul-06-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 7/1/2010 4:51:34 PM |
| dickfore | $25.00 | $25.00 | 7/1/2010 4:59:30 PM |
| treasure-bliss | $100.00 | $100.00 | 7/1/2010 5:01:38 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/1/2010 4:58:31 PM |
| riproaringrapids | $25.00 | $25.00 | 7/1/2010 5:02:35 PM |
| get30inc | $25.00 | $25.00 | 7/1/2010 4:59:35 PM |
| tech310 | $50.00 | $50.00 | 7/1/2010 5:03:08 PM |
| orderly-loot | $25.00 | $25.00 | 7/1/2010 4:51:55 PM |
| qtmspin | $25.00 | $25.00 | 7/1/2010 5:03:20 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 7/1/2010 5:01:30 PM |
| HarrisonHome | $25.00 | $25.00 | 7/1/2010 5:02:08 PM |
| teller | $25.00 | $25.00 | 7/1/2010 5:05:58 PM |
| authoritative-platinum7 | $50.00 | $50.00 | 7/1/2010 5:03:34 PM |
| Havana21 | $25.00 | $25.00 | 7/1/2010 5:07:26 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/1/2010 5:07:38 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 7/1/2010 5:03:50 PM |
| ddog0224 | $25.00 | $25.00 | 7/1/2010 5:08:01 PM |
| gelidfrank | $25.00 | $25.00 | 7/1/2010 5:08:30 PM |
| RMB-Investments | $50.00 | $50.00 | 7/1/2010 5:06:13 PM |
| steamboatgal | $25.00 | $25.00 | 7/1/2010 6:24:25 PM |
| bid-czar8 | $100.00 | $100.00 | 7/1/2010 5:00:13 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/1/2010 5:02:18 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/1/2010 7:29:38 PM |
| Slend49 | $25.00 | $25.00 | 7/1/2010 5:03:43 PM |
| Cai8899 | $50.00 | $50.00 | 7/1/2010 7:30:01 PM |
| lovely-order7 | $25.00 | $25.00 | 7/1/2010 5:04:53 PM |
| responsibility-butterfly | $25.00 | $25.00 | 7/1/2010 9:10:36 PM |
| blackstar | $25.00 | $25.00 | 7/1/2010 7:29:43 PM |
| 8bitnintendo | $25.00 | $25.00 | 7/1/2010 5:07:49 PM |
| the-bill-matrix | $25.00 | $25.00 | 7/1/2010 10:58:44 PM |
| syounker | $25.00 | $25.00 | 7/2/2010 12:33:52 AM |
| nickel-ferret | $25.00 | $25.00 | 7/1/2010 5:08:37 PM |
| bodascafe | $25.00 | $25.00 | 7/2/2010 7:56:50 AM |
| rudyindc | $25.00 | $25.00 | 7/2/2010 8:51:45 AM |
| fair-hope | $25.00 | $25.00 | 7/2/2010 9:37:18 AM |
| helpinghand63 | $50.00 | $50.00 | 7/2/2010 9:38:36 AM |
| wampum-chorus3 | $25.00 | $25.00 | 7/1/2010 7:59:27 PM |
| visionary-community | $25.00 | $25.00 | 7/2/2010 9:40:39 AM |
| IIP77 | $25.00 | $25.00 | 7/2/2010 7:56:47 AM |
| thetropics18 | $25.00 | $25.00 | 7/2/2010 8:21:53 AM |
| first-upright-payout | $25.00 | $25.00 | 7/1/2010 10:19:41 PM |
| new-social-economist | $25.00 | $25.00 | 7/2/2010 10:56:50 AM |
| revenue-officer36 | $30.96 | $30.96 | 7/2/2010 11:13:50 AM |
| nycfinance | $25.00 | $25.00 | 7/2/2010 9:38:16 AM |
| commitment-farm | $25.00 | $25.00 | 7/2/2010 11:31:30 AM |
| openness-prospector | $25.00 | $25.00 | 7/2/2010 12:06:51 PM |
| Edwin_Rae | $25.00 | $25.00 | 7/2/2010 9:52:42 AM |
| mulberry4 | $25.00 | $25.00 | 7/2/2010 12:34:31 PM |
| five-star-investment8 | $50.00 | $50.00 | 7/2/2010 12:51:53 PM |
| samo102us | $25.00 | $25.00 | 7/2/2010 1:06:29 PM |
| velocity-warrior | $44.19 | $44.19 | 7/2/2010 1:24:29 PM |
| gulch | $30.00 | $30.00 | 7/2/2010 1:26:55 PM |
| miket71 | $31.01 | $31.01 | 7/2/2010 1:27:05 PM |
| tremendous-payment | $25.00 | $25.00 | 7/2/2010 1:27:10 PM |
| direct-yield | $25.00 | $25.00 | 7/2/2010 11:14:05 AM |
| auction-workhorse679 | $25.00 | $25.00 | 7/2/2010 11:14:28 AM |
| studious-camaraderi | $25.00 | $25.00 | 7/2/2010 8:31:19 AM |
| slobrewtx | $25.00 | $25.00 | 7/2/2010 2:35:11 PM |
| MrMoney0622 | $25.00 | $25.00 | 7/2/2010 2:39:21 PM |
| Theboof | $25.00 | $25.00 | 7/2/2010 2:55:56 PM |
| pbr | $25.00 | $25.00 | 7/2/2010 2:56:07 PM |
| lamarsam | $25.00 | $25.00 | 7/2/2010 2:58:16 PM |
| Dreams4Cash | $25.00 | $25.00 | 7/2/2010 9:39:21 AM |
| imlosttoo | $25.00 | $25.00 | 7/2/2010 3:21:00 PM |
| market-walnut5 | $50.00 | $50.00 | 7/2/2010 1:23:28 PM |
| jdrez | $25.00 | $25.00 | 7/2/2010 1:24:00 PM |
| generous-deal6 | $25.00 | $25.00 | 7/2/2010 1:24:27 PM |
| fcukciti | $50.00 | $50.00 | 7/2/2010 1:24:37 PM |
| danthemon35 | $25.00 | $25.00 | 7/2/2010 3:26:50 PM |
| the-money-gargantuan | $25.00 | $25.00 | 7/2/2010 1:24:53 PM |
| gracej | $25.00 | $25.00 | 7/2/2010 1:26:54 PM |
| kmr2 | $350.00 | $350.00 | 7/2/2010 1:26:59 PM |
| DcUnited | $30.00 | $30.00 | 7/2/2010 1:27:03 PM |
| ryanp100 | $25.00 | $25.00 | 7/2/2010 3:35:40 PM |
| balanced-bill7 | $100.00 | $100.00 | 7/2/2010 1:27:12 PM |
| a-finance-nirvana | $25.00 | $25.00 | 7/2/2010 1:27:16 PM |
| influential-compassion9 | $50.00 | $50.00 | 7/2/2010 3:38:31 PM |
| drumcorpsnut | $35.48 | $35.48 | 7/2/2010 3:39:28 PM |
| Phantom99 | $25.00 | $25.00 | 7/2/2010 3:43:12 PM |
| sensible-order2 | $25.00 | $25.00 | 7/2/2010 3:52:53 PM |
| PatriotKnight | $25.00 | $25.00 | 7/2/2010 2:20:31 PM |
| Earl65 | $25.00 | $25.00 | 7/2/2010 2:34:36 PM |
| peerlender | $25.00 | $25.00 | 7/2/2010 2:40:47 PM |
| new-return-faire | $50.00 | $50.00 | 7/2/2010 11:22:37 AM |
| jonn834 | $25.00 | $25.00 | 7/2/2010 2:47:40 PM |
| Picasso2 | $25.00 | $25.00 | 7/2/2010 2:54:28 PM |
| Dutchhunter | $48.98 | $48.98 | 7/2/2010 2:57:43 PM |
| mdreiss | $25.00 | $25.00 | 7/2/2010 2:58:44 PM |
| Strand_Investments | $25.00 | $25.00 | 7/2/2010 3:16:12 PM |
| kirkjerk | $25.00 | $25.00 | 7/2/2010 3:19:27 PM |
| antrux | $25.00 | $25.00 | 7/2/2010 3:21:09 PM |
| XopherMV | $25.00 | $25.00 | 7/2/2010 3:34:11 PM |
| nikgod | $25.00 | $25.00 | 7/2/2010 3:34:53 PM |
| kelseyshea | $25.00 | $25.00 | 7/2/2010 3:38:46 PM |
| momar75 | $30.00 | $30.00 | 7/2/2010 1:23:24 PM |
| socalavi8tor | $25.00 | $25.00 | 7/2/2010 1:23:57 PM |
| iLoaner | $25.00 | $25.00 | 7/2/2010 3:43:02 PM |
| alcyon | $25.00 | $25.00 | 7/2/2010 1:24:33 PM |
| flexible-return297 | $25.00 | $25.00 | 7/2/2010 1:27:18 PM |
| littlemonkey | $25.00 | $25.00 | 7/2/2010 2:38:27 PM |
| Archchancellor | $25.00 | $25.00 | 7/2/2010 2:47:52 PM |
| pinnacle10 | $25.00 | $25.00 | 7/2/2010 2:55:08 PM |
| Aimvest | $25.00 | $25.00 | 7/2/2010 3:00:24 PM |
| g314 | $29.11 | $29.11 | 7/2/2010 3:00:43 PM |
| Rothgoe | $25.00 | $25.00 | 7/2/2010 3:17:06 PM |
| Diver26 | $25.00 | $25.00 | 7/2/2010 3:20:16 PM |
| macgeek | $44.50 | $44.50 | 7/2/2010 3:21:32 PM |
| boater01 | $50.00 | $50.00 | 7/2/2010 3:26:40 PM |
| Lightlife | $41.15 | $41.15 | 7/2/2010 3:26:48 PM |
| lloyd_s | $25.00 | $25.00 | 7/2/2010 3:43:22 PM |
| tidy-dime | $25.00 | $25.00 | 7/2/2010 3:53:15 PM |
| money-bauble | $200.00 | $200.00 | 7/2/2010 9:06:26 PM |
| lounges | $25.00 | $25.00 | 7/3/2010 7:21:28 AM |
| serpentine | $50.00 | $50.00 | 7/3/2010 10:26:39 AM |
| metro457 | $25.00 | $25.00 | 7/3/2010 5:41:25 PM |
| CASSHMAN | $50.00 | $50.00 | 7/4/2010 8:22:01 AM |
| proper-commitment5 | $25.00 | $25.00 | 7/3/2010 10:26:23 PM |
| cello1 | $25.00 | $25.00 | 7/3/2010 5:31:45 PM |
| upbeat-investment9 | $25.00 | $25.00 | 7/4/2010 4:53:08 PM |
| important-ore | $50.00 | $50.00 | 7/3/2010 8:31:22 PM |
| fly99 | $100.00 | $100.00 | 7/5/2010 4:06:36 AM |
| aasx1108 | $25.00 | $25.00 | 7/5/2010 8:06:26 AM |
| silktea | $50.00 | $50.00 | 7/5/2010 10:06:31 AM |
| Third-Eye | $30.00 | $30.00 | 7/5/2010 5:05:19 PM |
| benevolent-benefit | $25.00 | $25.00 | 7/5/2010 12:14:10 PM |
| Panna | $25.00 | $25.00 | 7/5/2010 5:09:07 PM |
| AdamClemSC | $25.00 | $25.00 | 7/5/2010 5:03:59 PM |
| intuitive-bill | $25.00 | $25.00 | 7/5/2010 5:08:30 PM |
| zone6 | $100.00 | $100.00 | 7/5/2010 6:42:57 PM |
| head | $25.00 | $25.00 | 7/5/2010 5:04:53 PM |
| flwah | $25.00 | $25.00 | 7/5/2010 5:07:44 PM |
| stilleto8 | $50.00 | $50.00 | 7/5/2010 5:09:03 PM |
| wwwUniversal | $25.00 | $25.00 | 7/6/2010 4:02:54 AM |
| efficient-marketplace | $50.00 | $50.00 | 7/5/2010 6:56:25 PM |
| forthright-principal2 | $25.00 | $25.00 | 7/6/2010 11:01:50 AM |
| miked8303 | $25.00 | $25.00 | 7/5/2010 9:28:17 PM |
| Lo0se_mo0se | $25.00 | $25.00 | 7/7/2010 12:15:28 AM |
| mgking007 | $25.00 | $25.00 | 7/7/2010 6:59:20 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/7/2010 7:13:00 PM |
| dano1965 | $50.00 | $50.00 | 7/8/2010 8:22:17 AM |
| CACO_Bank | $25.00 | $25.00 | 7/8/2010 11:18:39 AM |
| shrewd-income | $100.00 | $100.00 | 7/8/2010 11:10:36 AM |
| yield-quest | $125.00 | $125.00 | 7/8/2010 12:04:27 PM |
| orgy63 | $25.00 | $25.00 | 7/1/2010 4:56:26 PM |
| Comoparklender | $30.00 | $30.00 | 7/1/2010 4:52:22 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/1/2010 4:58:07 PM |
| 1800porsche | $25.00 | $25.00 | 7/1/2010 5:00:30 PM |
| Avala | $50.00 | $50.00 | 7/1/2010 4:58:15 PM |
| american6 | $25.00 | $25.00 | 7/1/2010 4:58:25 PM |
| SNH | $75.00 | $75.00 | 7/1/2010 5:03:00 PM |
| ichibon | $75.00 | $75.00 | 7/1/2010 4:59:44 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/1/2010 4:59:56 PM |
| bountiful-durability | $100.00 | $100.00 | 7/1/2010 4:52:07 PM |
| delicious-social132 | $25.00 | $25.00 | 7/1/2010 5:03:29 PM |
| calm-deal7 | $25.00 | $25.00 | 7/1/2010 5:04:32 PM |
| orange-dollar-guild | $50.00 | $50.00 | 7/1/2010 5:04:56 PM |
| thestartuplender | $35.00 | $35.00 | 7/1/2010 5:05:38 PM |
| GElender | $50.00 | $50.00 | 7/1/2010 5:06:06 PM |
| bchen78875 | $25.00 | $25.00 | 7/1/2010 5:07:06 PM |
| Supernick | $50.00 | $50.00 | 7/1/2010 5:08:49 PM |
| personal-lender | $25.00 | $25.00 | 7/1/2010 4:58:49 PM |
| Winsten | $50.00 | $50.00 | 7/1/2010 4:59:03 PM |
| linklady | $50.00 | $50.00 | 7/1/2010 5:07:20 PM |
| GeelongTrader | $50.00 | $50.00 | 7/1/2010 6:40:11 PM |
| trustworthy-fairness | $50.00 | $50.00 | 7/1/2010 5:00:09 PM |
| SimpleChoice | $25.00 | $25.00 | 7/1/2010 5:02:01 PM |
| ugapolsci | $25.00 | $25.00 | 7/1/2010 7:27:45 PM |
| bxdoc | $73.32 | $73.32 | 7/1/2010 7:27:50 PM |
| Syndication | $25.00 | $25.00 | 7/1/2010 7:28:16 PM |
| successful-euro | $30.00 | $30.00 | 7/1/2010 7:30:09 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/1/2010 5:06:25 PM |
| hrubinst | $25.00 | $25.00 | 7/1/2010 7:29:39 PM |
| contract-giant | $25.00 | $25.00 | 7/1/2010 8:25:09 PM |
| muzicman | $47.35 | $47.35 | 7/2/2010 4:11:25 AM |
| Max8319 | $25.00 | $25.00 | 7/1/2010 9:10:42 PM |
| Pulchritudinous | $25.00 | $25.00 | 7/2/2010 6:01:26 AM |
| radforj22 | $25.00 | $25.00 | 7/2/2010 12:33:50 AM |
| zski | $25.00 | $25.00 | 7/2/2010 7:26:18 AM |
| Alpha-AssistU | $50.00 | $50.00 | 7/2/2010 9:13:30 AM |
| ommcd | $25.00 | $25.00 | 7/1/2010 7:29:45 PM |
| tranquil-return4 | $25.00 | $25.00 | 7/2/2010 9:39:56 AM |
| alaco | $25.00 | $25.00 | 7/1/2010 9:24:18 PM |
| life-is-great | $25.00 | $25.00 | 7/2/2010 11:03:56 AM |
| Benjamin_Orban | $25.00 | $25.00 | 7/2/2010 11:06:24 AM |
| cjames84 | $25.00 | $25.00 | 7/2/2010 11:14:23 AM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/2/2010 9:37:40 AM |
| time4aloan | $30.00 | $30.00 | 7/2/2010 11:15:31 AM |
| turbine2 | $25.00 | $25.00 | 7/2/2010 9:38:22 AM |
| ms48105 | $25.00 | $25.00 | 7/2/2010 9:39:49 AM |
| SDNLR | $25.00 | $25.00 | 7/2/2010 9:40:56 AM |
| Vess | $25.00 | $25.00 | 7/2/2010 12:32:22 PM |
| elephantparty | $25.00 | $25.00 | 7/2/2010 1:24:38 PM |
| greenback-museum | $25.00 | $25.00 | 7/2/2010 1:27:00 PM |
| castleman | $25.00 | $25.00 | 7/2/2010 1:27:08 PM |
| texrob20 | $25.00 | $25.00 | 7/2/2010 11:12:45 AM |
| lcole32 | $25.00 | $25.00 | 7/2/2010 11:13:34 AM |
| graceful-investment | $25.00 | $25.00 | 7/2/2010 11:13:42 AM |
| nerdbomber | $25.00 | $25.00 | 7/2/2010 11:22:13 AM |
| loan-kung-fu | $25.00 | $25.00 | 7/2/2010 8:39:18 AM |
| monroemoney | $25.00 | $25.00 | 7/2/2010 2:34:45 PM |
| demoseal | $25.00 | $25.00 | 7/2/2010 11:31:22 AM |
| Sonos | $25.00 | $25.00 | 7/2/2010 12:21:19 PM |
| credit-sunshine | $25.00 | $25.00 | 7/2/2010 9:37:32 AM |
| hizzy | $25.00 | $25.00 | 7/2/2010 3:06:07 PM |
| rescue | $25.00 | $25.00 | 7/2/2010 1:23:34 PM |
| logical-repayment1 | $26.31 | $26.31 | 7/2/2010 1:24:32 PM |
| chestnut4 | $25.00 | $25.00 | 7/2/2010 1:24:46 PM |
| loot-heart | $50.00 | $50.00 | 7/2/2010 1:25:08 PM |
| fair-funds | $25.00 | $25.00 | 7/2/2010 1:26:57 PM |
| top-historic-peso | $25.00 | $25.00 | 7/2/2010 1:27:01 PM |
| Thorny | $25.00 | $25.00 | 7/2/2010 3:34:39 PM |
| worth-arch | $25.00 | $25.00 | 7/2/2010 1:27:06 PM |
| phaded | $25.00 | $25.00 | 7/2/2010 3:36:20 PM |
| cash-spark3 | $25.00 | $25.00 | 7/2/2010 1:27:14 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/2/2010 10:38:29 AM |
| slartibardfast | $25.00 | $25.00 | 7/2/2010 3:42:58 PM |
| BuffetRocks | $50.00 | $50.00 | 7/2/2010 3:43:19 PM |
| Dave0 | $25.00 | $25.00 | 7/2/2010 2:19:34 PM |
| 108lender | $171.93 | $171.93 | 7/2/2010 2:21:15 PM |
| Digs | $25.00 | $25.00 | 7/2/2010 2:38:43 PM |
| anything-but-ordinary | $25.00 | $25.00 | 7/2/2010 11:27:30 AM |
| grekhi | $25.00 | $25.00 | 7/2/2010 2:54:34 PM |
| Katburg | $35.00 | $35.00 | 7/2/2010 3:05:58 PM |
| scottjbarn | $25.00 | $25.00 | 7/2/2010 3:16:16 PM |
| GracieLuLu04 | $25.00 | $25.00 | 7/2/2010 3:20:04 PM |
| syberhat | $50.00 | $50.00 | 7/2/2010 3:21:17 PM |
| bowdish1 | $50.00 | $50.00 | 7/2/2010 3:21:55 PM |
| Phillip298 | $25.00 | $25.00 | 7/2/2010 3:34:42 PM |
| responsible-investment0 | $25.00 | $25.00 | 7/2/2010 1:23:26 PM |
| jga516 | $25.00 | $25.00 | 7/2/2010 3:42:56 PM |
| TaoPooh | $25.00 | $25.00 | 7/2/2010 1:24:25 PM |
| platinum-sorcerer6 | $45.25 | $45.25 | 7/2/2010 1:24:40 PM |
| RandyL3 | $33.00 | $33.00 | 7/2/2010 1:27:27 PM |
| fareast_man | $25.00 | $25.00 | 7/2/2010 1:31:53 PM |
| reward-motion | $25.00 | $25.00 | 7/2/2010 3:52:58 PM |
| TMillard | $25.00 | $25.00 | 7/2/2010 2:35:14 PM |
| Cheburashka | $25.00 | $25.00 | 7/2/2010 2:47:47 PM |
| jammers | $25.00 | $25.00 | 7/2/2010 2:59:59 PM |
| Dap2005 | $25.00 | $25.00 | 7/2/2010 3:00:29 PM |
| janus_god | $25.00 | $25.00 | 7/2/2010 3:19:18 PM |
| tallmon | $25.00 | $25.00 | 7/2/2010 3:26:44 PM |
| restech | $25.00 | $25.00 | 7/2/2010 3:27:54 PM |
| knowledgeable-revenue | $25.16 | $25.16 | 7/2/2010 3:52:49 PM |
| jasonuz | $25.00 | $25.00 | 7/2/2010 11:12:24 PM |
| platinum-rapture6 | $25.00 | $25.00 | 7/3/2010 3:06:41 PM |
| overflowinglife | $25.00 | $25.00 | 7/3/2010 3:51:26 PM |
| the-profit-oracle | $25.00 | $25.00 | 7/3/2010 5:24:47 PM |
| Akkon | $25.00 | $25.00 | 7/3/2010 4:22:02 PM |
| friendly-market5 | $50.00 | $50.00 | 7/3/2010 8:13:41 PM |
| Gibbyland | $75.00 | $75.00 | 7/4/2010 11:47:14 AM |
| richboy56 | $50.00 | $50.00 | 7/4/2010 11:38:55 PM |
| rockhound84 | $25.00 | $25.00 | 7/4/2010 3:56:57 AM |
| platinum-platoon | $25.00 | $25.00 | 7/4/2010 10:51:27 AM |
| randomwalk | $25.00 | $25.00 | 7/5/2010 8:31:28 AM |
| Unclejohn | $35.00 | $35.00 | 7/5/2010 8:41:32 AM |
| availableloan | $25.00 | $25.00 | 7/5/2010 9:41:44 AM |
| USCGC | $50.00 | $50.00 | 7/5/2010 5:07:37 PM |
| thorough-exchange4 | $25.00 | $25.00 | 7/5/2010 5:08:57 PM |
| sparkling-gold | $29.48 | $29.48 | 7/5/2010 5:43:57 PM |
| Tradesmanlender | $25.00 | $25.00 | 7/5/2010 5:05:06 PM |
| Clambake | $50.00 | $50.00 | 7/5/2010 5:07:11 PM |
| top-silver-american | $25.00 | $25.00 | 7/5/2010 5:08:46 PM |
| arcangel72 | $25.00 | $25.00 | 7/5/2010 11:47:13 PM |
| easybreezy | $50.00 | $50.00 | 7/6/2010 2:43:34 AM |
| Teminole | $50.00 | $50.00 | 7/5/2010 5:03:52 PM |
| jonspet214 | $50.00 | $2.82 | 7/6/2010 3:56:38 AM |
| first-listing-expert | $50.00 | $50.00 | 7/5/2010 5:04:05 PM |
| mikeandcat | $50.00 | $50.00 | 7/5/2010 5:08:12 PM |
| SmokeyMirror | $50.00 | $50.00 | 7/5/2010 5:08:51 PM |
| jstnow | $25.00 | $25.00 | 7/5/2010 5:08:56 PM |
| durability-bandit1 | $50.00 | $50.00 | 7/5/2010 5:09:01 PM |
| wampum-admirer | $25.00 | $25.00 | 7/5/2010 7:41:42 PM |
| spiff666 | $25.00 | $25.00 | 7/7/2010 8:45:00 PM |
| gjm6d | $25.00 | $25.00 | 7/7/2010 9:01:02 PM |
| Barrayaran | $25.00 | $25.00 | 7/8/2010 5:32:04 AM |
| 275 bids
|
Borrower Payment Dependent Notes Series
464785
This series of Notes was issued and sold upon the funding of the borrower loan #43409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-02-2010 |
| |
Auction end date:
| Jul-06-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $80.85 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $80.85 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 8% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 3m |
|
Credit score:
| 680-699 (Jul-2010) |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 35 | | | | |
|
Screen name:
| countrysun |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off multiple small bills
Purpose of loan:
I'd like to try out Prosper as a borrower. I've loaned out a few times over the years.
This loan will be used to pay off multiple small bills and a small credit card balance.
My financial situation:
I am a good candidate for this loan because I make enough to pay it back easily.
Monthly net income: $4800
Monthly expenses: $
??Housing: $2000
??Insurance: $112
??Car expenses: $487
??Utilities: $500
??Phone, cable, internet: $100
??Food, entertainment: $400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 220
??Other expenses: $200
Thanks so much!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| steamboatgal | $25.00 | $25.00 | 7/2/2010 3:54:30 PM |
| Comoparklender | $25.00 | $25.00 | 7/2/2010 3:59:10 PM |
| loyalist1 | $50.00 | $50.00 | 7/2/2010 4:01:16 PM |
| hgmlp | $25.00 | $25.00 | 7/2/2010 4:03:12 PM |
| attractive-rate | $25.00 | $25.00 | 7/2/2010 4:05:24 PM |
| ITExec | $98.77 | $98.77 | 7/2/2010 4:05:55 PM |
| thestartuplender | $35.00 | $35.00 | 7/2/2010 4:07:25 PM |
| purdue98 | $25.00 | $25.00 | 7/2/2010 4:08:44 PM |
| Bank42 | $50.00 | $50.00 | 7/2/2010 4:09:47 PM |
| rhin0cerx | $27.78 | $27.78 | 7/2/2010 4:02:01 PM |
| top-historic-peso | $26.00 | $26.00 | 7/2/2010 4:02:21 PM |
| brother_tam | $50.00 | $50.00 | 7/2/2010 4:02:43 PM |
| ThisGuyIKnow | $29.20 | $29.20 | 7/2/2010 3:54:28 PM |
| riproaringrapids | $25.00 | $25.00 | 7/2/2010 4:05:28 PM |
| stock106 | $25.00 | $25.00 | 7/2/2010 4:07:55 PM |
| loot-heart | $50.00 | $50.00 | 7/2/2010 4:09:42 PM |
| famous-bill | $50.00 | $50.00 | 7/2/2010 4:07:36 PM |
| saffron4 | $25.00 | $25.00 | 7/2/2010 4:09:55 PM |
| Wachocia | $25.00 | $25.00 | 7/2/2010 4:18:43 PM |
| marwadi-62 | $100.00 | $100.00 | 7/3/2010 11:47:52 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 7/4/2010 8:34:19 AM |
| wlm3012 | $25.00 | $25.00 | 7/4/2010 7:18:11 PM |
| market-pudding | $25.00 | $25.00 | 7/5/2010 6:00:19 PM |
| the-aggresive-principal | $25.00 | $25.00 | 7/2/2010 3:54:39 PM |
| treasure-bliss | $100.00 | $100.00 | 7/2/2010 3:59:18 PM |
| 1800porsche | $25.00 | $25.00 | 7/2/2010 4:02:27 PM |
| gelidfrank | $25.00 | $25.00 | 7/2/2010 4:04:00 PM |
| benefit-piano5 | $25.00 | $25.00 | 7/2/2010 3:55:28 PM |
| Lam0nt | $25.00 | $25.00 | 7/2/2010 4:05:03 PM |
| boogles72 | $44.94 | $44.94 | 7/2/2010 4:07:46 PM |
| Artist_Blue | $25.00 | $25.00 | 7/2/2010 4:00:18 PM |
| bold-principal-thinker | $25.00 | $25.00 | 7/2/2010 4:08:58 PM |
| Gibbyland | $50.00 | $50.00 | 7/2/2010 4:09:01 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 7/2/2010 4:01:21 PM |
| enthusiastic-balance5 | $50.00 | $50.00 | 7/2/2010 4:01:43 PM |
| pavelz | $50.00 | $50.00 | 7/2/2010 4:09:41 PM |
| orange-dollar-guild | $25.00 | $25.00 | 7/2/2010 4:01:48 PM |
| bid-czar8 | $100.00 | $100.00 | 7/2/2010 4:02:16 PM |
| parsec9 | $25.00 | $25.00 | 7/2/2010 4:02:29 PM |
| qwsd12 | $40.00 | $40.00 | 7/2/2010 4:02:38 PM |
| fortress767 | $25.00 | $25.00 | 7/2/2010 4:04:38 PM |
| shrewd-peace7 | $35.00 | $35.00 | 7/2/2010 3:59:00 PM |
| tech_helper | $25.00 | $25.00 | 7/2/2010 4:09:07 PM |
| AlexTrep | $25.00 | $25.00 | 7/2/2010 4:01:55 PM |
| kmr2 | $100.00 | $100.00 | 7/2/2010 4:02:09 PM |
| RMB-Investments | $25.00 | $25.00 | 7/2/2010 4:02:49 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/2/2010 4:04:46 PM |
| rvfbroker | $25.00 | $25.00 | 7/2/2010 4:04:58 PM |
| asmithj | $50.00 | $13.31 | 7/2/2010 4:09:58 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/2/2010 4:24:38 PM |
| wwwUniversal | $25.00 | $25.00 | 7/2/2010 4:19:06 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/3/2010 7:44:08 AM |
| 52 bids
|
Borrower Payment Dependent Notes Series
464951
This series of Notes was issued and sold upon the funding of the borrower loan #43412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-06-2010 |
| |
Auction end date:
| Jul-12-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $121.27 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $121.27 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 2m |
|
Credit score:
| 680-699 (Jul-2010) |
Total credit lines:
| 16 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $840 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 79% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| benefit-society2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| restech | $25.00 | $25.00 | 7/6/2010 4:29:39 PM |
| contract-giant | $25.00 | $25.00 | 7/6/2010 4:29:56 PM |
| ChuckieG | $50.00 | $50.00 | 7/6/2010 4:29:51 PM |
| money-bauble | $48.09 | $48.09 | 7/6/2010 4:32:39 PM |
| Rogesparkguy | $25.00 | $25.00 | 7/6/2010 4:41:26 PM |
| first-restless-payout | $50.00 | $50.00 | 7/6/2010 4:52:19 PM |
| bid-czar8 | $97.81 | $97.81 | 7/6/2010 4:59:56 PM |
| seisen | $38.80 | $38.80 | 7/6/2010 4:56:33 PM |
| rescue | $100.00 | $100.00 | 7/6/2010 4:52:52 PM |
| Comoparklender | $40.00 | $40.00 | 7/6/2010 4:55:09 PM |
| IntrepidInvestment | $50.00 | $50.00 | 7/6/2010 5:04:13 PM |
| fortress767 | $25.00 | $25.00 | 7/6/2010 5:00:48 PM |
| Artist_Blue | $25.00 | $25.00 | 7/6/2010 4:57:08 PM |
| dedicated-diversification5 | $38.13 | $38.13 | 7/6/2010 5:02:50 PM |
| loot-heart | $50.00 | $50.00 | 7/6/2010 5:03:12 PM |
| greenback-amplifier | $25.00 | $25.00 | 7/6/2010 5:03:55 PM |
| tech310 | $50.00 | $50.00 | 7/6/2010 5:04:01 PM |
| desertoasis | $25.00 | $25.00 | 7/6/2010 5:04:16 PM |
| israel15 | $25.00 | $25.00 | 7/6/2010 5:04:22 PM |
| enthusiastic-balance5 | $50.00 | $50.00 | 7/6/2010 4:59:40 PM |
| kmr2 | $100.00 | $100.00 | 7/6/2010 4:59:50 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/6/2010 5:00:53 PM |
| famous-bill | $50.00 | $50.00 | 7/6/2010 5:02:09 PM |
| life-is-great | $25.00 | $25.00 | 7/6/2010 5:02:32 PM |
| daekpon | $25.00 | $25.00 | 7/6/2010 5:17:31 PM |
| soulful-truth | $1,000.00 | $574.01 | 7/6/2010 5:08:35 PM |
| AF-Chief | $28.00 | $28.00 | 7/6/2010 5:03:26 PM |
| personal-lender | $25.00 | $25.00 | 7/6/2010 5:04:54 PM |
| Wachocia | $25.00 | $25.00 | 7/6/2010 5:19:08 PM |
| wwwUniversal | $25.00 | $25.00 | 7/6/2010 5:19:12 PM |
| first-upright-payout | $25.00 | $25.00 | 7/6/2010 5:08:11 PM |
| FinanceEngine | $25.00 | $25.00 | 7/7/2010 10:04:45 AM |
| market-pudding | $25.00 | $25.00 | 7/8/2010 4:48:18 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/8/2010 5:50:59 PM |
| S-Master | $25.00 | $25.00 | 7/9/2010 12:21:31 AM |
| green-thoughtful-yield | $50.00 | $50.00 | 7/9/2010 4:17:03 PM |
| platinum-czar | $100.00 | $100.00 | 7/10/2010 9:30:44 AM |
| scroooge | $25.00 | $25.00 | 7/12/2010 9:46:20 AM |
| payment-gusto | $25.00 | $25.00 | 7/6/2010 4:30:15 PM |
| orderly-loot | $25.00 | $25.00 | 7/6/2010 4:30:34 PM |
| AlexTrep | $25.00 | $25.00 | 7/6/2010 4:31:25 PM |
| IIP77 | $25.00 | $25.00 | 7/6/2010 4:33:14 PM |
| LittlePiggyBank | $25.00 | $25.00 | 7/6/2010 4:41:37 PM |
| Vreet | $25.00 | $25.00 | 7/6/2010 4:52:07 PM |
| brother_tam | $50.00 | $50.00 | 7/6/2010 5:00:09 PM |
| hgmlp | $25.00 | $25.00 | 7/6/2010 5:00:28 PM |
| gelidfrank | $25.00 | $25.00 | 7/6/2010 5:00:35 PM |
| simplelender80 | $50.00 | $50.00 | 7/6/2010 5:04:32 PM |
| Pman | $25.00 | $25.00 | 7/6/2010 5:04:57 PM |
| riproaringrapids | $25.00 | $25.00 | 7/6/2010 5:01:07 PM |
| thestartuplender | $35.00 | $35.00 | 7/6/2010 5:02:00 PM |
| purdue98 | $25.00 | $25.00 | 7/6/2010 5:02:42 PM |
| SNH | $75.00 | $75.00 | 7/6/2010 5:03:39 PM |
| RMB-Investments | $25.00 | $25.00 | 7/6/2010 5:00:17 PM |
| penny-surgeon | $25.00 | $25.00 | 7/6/2010 5:06:08 PM |
| Gibbyland | $29.16 | $29.16 | 7/6/2010 5:02:48 PM |
| kind-adventurous-finance | $30.00 | $30.00 | 7/6/2010 5:08:16 PM |
| Havana21 | $25.00 | $25.00 | 7/6/2010 5:03:42 PM |
| MADAOO7 | $50.00 | $50.00 | 7/6/2010 5:04:38 PM |
| mckhbnpc | $30.00 | $30.00 | 7/6/2010 5:10:55 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/6/2010 5:19:13 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/6/2010 5:44:13 PM |
| glroark | $50.00 | $50.00 | 7/7/2010 11:00:47 AM |
| MrPie | $25.00 | $25.00 | 7/8/2010 5:23:00 AM |
| irrelevant | $25.00 | $25.00 | 7/8/2010 9:57:10 PM |
| credit-coach118 | $25.00 | $25.00 | 7/12/2010 7:16:33 AM |
| loss-of-control | $25.00 | $25.00 | 7/11/2010 2:45:33 PM |
| gshx2 | $36.00 | $36.00 | 7/12/2010 9:28:21 AM |
| 68 bids
|
Borrower Payment Dependent Notes Series
465011
This series of Notes was issued and sold upon the funding of the borrower loan #43415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Jul-06-2010 |
| |
Auction end date:
| Jul-12-2010 |
|
|
Starting lender yield:
| 30.00% |
Starting borrower rate/APR:
| 31.00% / 33.39% |
Starting monthly payment:
| $129.00 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.39% |
Final monthly payment:
| $129.00 |
| |
|
Auction yield range:
| 13.98% - 30.00% |
Estimated loss impact:
| 16.08% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.92% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
12 | Length of status: | 8y 6m |
|
Credit score:
| 620-639 (Jul-2010) |
Total credit lines:
| 16 |
Occupation: | Tradesman - Electri... |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $28,326 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $75 |
Bankcard utilization:
| 46% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| lakeshow13 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 30 ( 97% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 1
( 3% )
| 600-619
(Oct-2007)
|
|
Principal balance:
| $478.30 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Paying for teaching certificate
Purpose of loan:
This loan will be used to?
Go back to school and get my teaching certificate.? I have a college degree and have a full time job as an electrician but want to get involved with teaching kids and have a more secure job for the future.?
My financial situation:
I am a good candidate for this loan because?
I always pay my bills on time and my previous prosper loan on time.? There is one delinquent payment on my credit which is for a parking ticket.? I always believe in honesty and think one of the worst things a person can do is not honor a committment to pay someone or some company back.?
Monthly net income: $
4200
Monthly expenses: $
??Housing: $?900
??Insurance: $
??Car expenses: $225
??Utilities: $ 40
??Phone, cable, internet: $ 75
??Food, entertainment:?$350?
??Clothing, household expenses $
??Credit cards and other loans: $?750
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AlexTrep | $25.00 | $25.00 | 7/6/2010 4:31:26 PM |
| tech_helper | $25.00 | $25.00 | 7/6/2010 5:18:38 PM |
| red-favorable-basis | $25.00 | $25.00 | 7/7/2010 7:19:24 AM |
| Flinius | $49.06 | $49.06 | 7/7/2010 8:17:18 AM |
| principal-mermaid | $300.00 | $300.00 | 7/7/2010 12:21:21 PM |
| bobd32 | $25.00 | $25.00 | 7/7/2010 1:58:13 PM |
| periko | $25.00 | $25.00 | 7/7/2010 9:45:30 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/8/2010 5:53:56 PM |
| supreme-hope | $25.00 | $25.00 | 7/9/2010 2:16:53 AM |
| verdiprr | $75.00 | $75.00 | 7/9/2010 11:22:57 AM |
| kingston1 | $25.00 | $25.00 | 7/9/2010 4:03:10 PM |
| bull_lender | $36.00 | $36.00 | 7/9/2010 5:31:22 PM |
| curveylady | $25.00 | $25.00 | 7/10/2010 5:43:09 AM |
| principal-mermaid | $300.00 | $300.00 | 7/10/2010 7:09:18 AM |
| lendhouse2008 | $97.15 | $97.15 | 7/10/2010 9:16:55 AM |
| zone6 | $100.00 | $100.00 | 7/10/2010 1:12:44 AM |
| portfolio-turbine | $25.00 | $25.00 | 7/10/2010 6:47:38 AM |
| loan-oath0 | $25.00 | $25.00 | 7/11/2010 9:37:36 PM |
| mikeandcat | $50.00 | $50.00 | 7/12/2010 5:28:01 AM |
| lender12345 | $25.00 | $25.00 | 7/11/2010 11:18:54 AM |
| houli123 | $1,000.00 | $736.79 | 7/12/2010 7:57:57 AM |
| RyanM561 | $25.00 | $25.00 | 7/12/2010 6:17:17 AM |
| investment-daydream | $25.00 | $25.00 | 7/6/2010 4:55:53 PM |
| Kash2010lu | $50.00 | $50.00 | 7/6/2010 6:33:24 PM |
| aztocas | $50.00 | $50.00 | 7/6/2010 8:23:46 PM |
| finance-prescription | $50.00 | $50.00 | 7/7/2010 6:08:47 AM |
| heerzaquestion | $25.00 | $25.00 | 7/7/2010 5:17:17 AM |
| Legally_Blonde | $25.00 | $25.00 | 7/7/2010 9:10:45 AM |
| reflective-rupee | $50.00 | $50.00 | 7/7/2010 11:19:03 AM |
| KDW08 | $25.00 | $25.00 | 7/7/2010 1:47:58 PM |
| well-mannered-income3 | $30.00 | $30.00 | 7/7/2010 12:00:27 PM |
| buffalobills | $25.00 | $25.00 | 7/7/2010 4:14:11 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/7/2010 9:08:28 PM |
| GlenBank | $100.00 | $100.00 | 7/7/2010 9:22:01 PM |
| clemclan | $25.00 | $25.00 | 7/7/2010 10:13:02 PM |
| MStackIV | $50.00 | $50.00 | 7/8/2010 12:49:28 PM |
| nunnie | $25.00 | $25.00 | 7/8/2010 7:28:13 PM |
| chameleon125 | $75.00 | $75.00 | 7/9/2010 8:06:33 AM |
| MrPie | $25.00 | $25.00 | 7/9/2010 1:28:09 PM |
| umfan123 | $25.00 | $25.00 | 7/9/2010 2:16:33 PM |
| green-rapid-openness | $100.00 | $100.00 | 7/9/2010 5:32:17 PM |
| fund-secret-agent | $25.00 | $25.00 | 7/9/2010 8:19:23 PM |
| UCLA4life | $25.00 | $25.00 | 7/10/2010 1:34:54 AM |
| clemclan | $25.00 | $25.00 | 7/11/2010 7:18:55 PM |
| bmw2 | $26.00 | $26.00 | 7/11/2010 7:41:36 PM |
| justice-trailblazer0 | $25.00 | $25.00 | 7/11/2010 10:45:01 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
465177
This series of Notes was issued and sold upon the funding of the borrower loan #43380, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jul-06-2010 |
| |
Auction end date:
| Jul-09-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 5 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 17
/
15 | Length of status: | 22y 6m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 47 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,007 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 91% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| euro-percolator |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Georgetown University education
Purpose of loan:
To pay fees and other expenses related to my daughter attending Georgetown University.
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $ 2800
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
undefined
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dedication-merman | $50.00 | $50.00 | 7/6/2010 4:25:12 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 7/6/2010 4:30:40 PM |
| uncleegg | $50.00 | $50.00 | 7/6/2010 4:27:32 PM |
| wampum-chorus3 | $25.00 | $25.00 | 7/6/2010 4:32:16 PM |
| loan-kung-fu | $25.00 | $25.00 | 7/6/2010 4:30:24 PM |
| shrewd-peace7 | $25.00 | $25.00 | 7/6/2010 4:30:43 PM |
| gotjack | $25.00 | $25.00 | 7/6/2010 4:35:40 PM |
| gimincorp | $25.00 | $25.00 | 7/6/2010 4:32:18 PM |
| swoosh | $25.00 | $25.00 | 7/6/2010 4:33:05 PM |
| Gibbyland | $50.00 | $50.00 | 7/6/2010 4:33:36 PM |
| marketplace-buckeye | $25.00 | $25.00 | 7/6/2010 4:33:42 PM |
| HHP | $25.00 | $25.00 | 7/6/2010 4:32:20 PM |
| bassman2 | $25.00 | $25.00 | 7/6/2010 4:32:41 PM |
| kind-efficient-credit | $25.00 | $25.00 | 7/6/2010 4:33:38 PM |
| Diamond_Jim | $25.00 | $25.00 | 7/6/2010 5:01:14 PM |
| gelidfrank | $25.00 | $25.00 | 7/6/2010 4:58:25 PM |
| faldska | $25.00 | $25.00 | 7/6/2010 4:58:41 PM |
| enriching-capital | $25.00 | $25.00 | 7/6/2010 4:58:46 PM |
| social-conductor4 | $25.00 | $25.00 | 7/6/2010 4:53:46 PM |
| RMB-Investments | $25.00 | $25.00 | 7/6/2010 5:01:11 PM |
| Comoparklender | $50.00 | $50.00 | 7/6/2010 5:01:37 PM |
| logical-loyalty0 | $25.00 | $25.00 | 7/6/2010 5:01:39 PM |
| sharp-money3 | $25.00 | $25.00 | 7/6/2010 4:58:49 PM |
| simplelender80 | $50.00 | $50.00 | 7/6/2010 5:01:21 PM |
| kevlar | $25.00 | $25.00 | 7/7/2010 8:42:37 AM |
| 108lender | $67.17 | $67.17 | 7/6/2010 4:30:07 PM |
| loan-genie88 | $25.00 | $25.00 | 7/6/2010 4:30:49 PM |
| famous-bill | $50.00 | $50.00 | 7/6/2010 4:32:08 PM |
| IIP77 | $25.00 | $25.00 | 7/6/2010 4:33:24 PM |
| Buffer10 | $25.00 | $25.00 | 7/6/2010 4:33:39 PM |
| gallant-economy9 | $25.00 | $25.00 | 7/6/2010 4:32:09 PM |
| TribecaFunding | $25.00 | $25.00 | 7/6/2010 4:32:19 PM |
| CashCowNow | $25.00 | $25.00 | 7/6/2010 4:30:01 PM |
| Speculator | $35.84 | $35.84 | 7/6/2010 4:32:14 PM |
| gustavzantanon | $25.00 | $25.00 | 7/6/2010 4:32:44 PM |
| CSIGuy | $50.00 | $50.00 | 7/6/2010 4:38:35 PM |
| cutaway | $50.00 | $50.00 | 7/6/2010 4:42:48 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/6/2010 5:01:17 PM |
| nanda | $25.00 | $25.00 | 7/6/2010 5:01:30 PM |
| burrito6 | $25.00 | $25.00 | 7/6/2010 4:56:25 PM |
| birddogsb | $50.00 | $50.00 | 7/6/2010 5:01:24 PM |
| Artist_Blue | $25.00 | $25.00 | 7/6/2010 5:01:34 PM |
| loanfairy | $25.00 | $21.99 | 7/6/2010 5:01:41 PM |
| reflective-rupee | $25.00 | $25.00 | 7/6/2010 5:02:40 PM |
| unger | $50.00 | $50.00 | 7/7/2010 7:29:13 PM |
| JustMee | $25.00 | $25.00 | 7/8/2010 5:59:36 AM |
| realtormoises | $25.00 | $25.00 | 7/9/2010 12:01:55 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
465287
This series of Notes was issued and sold upon the funding of the borrower loan #43465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jul-07-2010 |
| |
Auction end date:
| Jul-10-2010 |
|
|
Starting lender yield:
| 21.55% |
Starting borrower rate/APR:
| 22.55% / 24.82% |
Starting monthly payment:
| $192.38 |
|
Final lender yield:
| 21.55% |
Final borrower rate/APR:
| 22.55% / 24.82% |
Final monthly payment:
| $192.38 |
| |
|
Auction yield range:
| 7.93% - 21.55% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 10y 8m |
|
Credit score:
| 720-739 (Jul-2010) |
Total credit lines:
| 25 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,909 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 31% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| dedication-ace |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2009)
|
|
Principal balance:
| $848.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Pay off credit cards
Purpose of loan:
This loan will be used to? pay off 3 credit card balances.
My financial situation:
I am a good candidate for this loan because? I could pay $500.00 a month to pay this loan off.
Monthly net income: $ 2100.00
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $?200.00
??Other expenses: $ 475.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Avala | $50.00 | $50.00 | 7/7/2010 4:27:50 PM |
| ray1051 | $25.00 | $25.00 | 7/7/2010 4:31:11 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/7/2010 4:28:06 PM |
| top-courteous-peso | $80.00 | $80.00 | 7/7/2010 4:30:03 PM |
| nybanker85 | $75.00 | $75.00 | 7/7/2010 4:35:27 PM |
| qtmspin | $25.00 | $25.00 | 7/7/2010 4:31:05 PM |
| rate-mogul | $50.00 | $50.00 | 7/7/2010 4:25:13 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/7/2010 4:27:39 PM |
| personal-lender | $25.00 | $25.00 | 7/7/2010 4:28:12 PM |
| Comoparklender | $50.00 | $50.00 | 7/7/2010 4:48:52 PM |
| bountiful-durability | $50.00 | $50.00 | 7/7/2010 4:49:02 PM |
| dickfore | $25.00 | $25.00 | 7/7/2010 4:28:39 PM |
| tech310 | $50.00 | $50.00 | 7/7/2010 4:30:54 PM |
| riproaringrapids | $25.00 | $25.00 | 7/7/2010 4:52:46 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/7/2010 4:49:12 PM |
| bid-czar8 | $100.00 | $100.00 | 7/7/2010 4:49:31 PM |
| Bank_Of_XL | $25.00 | $25.00 | 7/7/2010 5:24:16 PM |
| lucrative-loan | $39.53 | $39.53 | 7/7/2010 5:41:23 PM |
| ichibon | $75.00 | $75.00 | 7/7/2010 4:50:19 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/7/2010 6:26:34 PM |
| trustworthy-fairness | $50.00 | $50.00 | 7/7/2010 4:38:37 PM |
| rescue | $50.00 | $50.00 | 7/7/2010 4:48:37 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/7/2010 4:50:35 PM |
| overflowinglife | $25.00 | $25.00 | 7/7/2010 4:51:08 PM |
| gracej | $25.00 | $25.00 | 7/7/2010 4:51:32 PM |
| 3am-preacher | $25.00 | $25.00 | 7/7/2010 4:52:43 PM |
| bchen78875 | $25.00 | $25.00 | 7/7/2010 6:53:32 PM |
| Alpha-AssistU | $25.00 | $25.00 | 7/7/2010 7:04:10 PM |
| diablo_ny | $25.00 | $25.00 | 7/7/2010 7:11:39 PM |
| Artist_Blue | $25.00 | $25.00 | 7/7/2010 11:37:04 PM |
| Rysterola82 | $25.00 | $25.00 | 7/7/2010 7:51:36 PM |
| Mavrck88 | $25.00 | $25.00 | 7/7/2010 10:06:53 PM |
| tjone69 | $50.00 | $50.00 | 7/8/2010 2:31:32 AM |
| nickel-ferret | $25.00 | $25.00 | 7/8/2010 8:41:44 AM |
| don8ter | $25.00 | $25.00 | 7/8/2010 11:22:05 AM |
| credit-panda1 | $25.00 | $25.00 | 7/8/2010 9:01:14 AM |
| sweetlan | $25.00 | $25.00 | 7/8/2010 11:43:11 AM |
| blackstar | $25.00 | $25.00 | 7/8/2010 8:41:58 AM |
| p2p-eagle9 | $25.00 | $25.00 | 7/8/2010 3:08:46 PM |
| treasure-bliss | $39.00 | $39.00 | 7/8/2010 9:29:46 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 7/8/2010 9:29:54 AM |
| phillipd48 | $25.00 | $25.00 | 7/8/2010 3:01:21 PM |
| ommcd | $25.00 | $25.00 | 7/8/2010 11:57:33 AM |
| JustMee | $25.00 | $25.00 | 7/8/2010 12:56:46 PM |
| pound-flow | $50.00 | $50.00 | 7/8/2010 1:01:29 PM |
| wahoo-trader | $25.00 | $25.00 | 7/8/2010 2:21:40 PM |
| Clambake | $50.00 | $50.00 | 7/8/2010 3:38:02 PM |
| FinDoc | $25.00 | $25.00 | 7/8/2010 4:52:21 PM |
| reflective-rupee | $25.00 | $25.00 | 7/9/2010 8:37:32 AM |
| reflective-rupee | $25.00 | $25.00 | 7/9/2010 8:32:54 AM |
| wwwUniversal | $25.00 | $25.00 | 7/9/2010 8:43:11 AM |
| integrity-doctor | $100.00 | $100.00 | 7/9/2010 11:18:07 AM |
| Imaginos1892 | $50.00 | $50.00 | 7/9/2010 9:51:12 PM |
| market-pudding | $25.00 | $25.00 | 7/10/2010 4:31:20 AM |
| lendstats_com | $75.00 | $75.00 | 7/9/2010 8:33:21 PM |
| simplelender80 | $100.00 | $100.00 | 7/7/2010 4:28:10 PM |
| american6 | $25.00 | $25.00 | 7/7/2010 4:27:59 PM |
| Easystreet | $25.00 | $25.00 | 7/7/2010 4:30:20 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/7/2010 4:30:35 PM |
| new-social-economist | $25.00 | $25.00 | 7/7/2010 4:36:30 PM |
| KileNSmyth4 | $25.00 | $25.00 | 7/7/2010 4:36:50 PM |
| orgy63 | $25.00 | $25.00 | 7/7/2010 4:25:47 PM |
| villagers | $25.00 | $25.00 | 7/7/2010 4:38:05 PM |
| anders94 | $25.00 | $25.00 | 7/7/2010 4:34:57 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/7/2010 4:49:24 PM |
| sammyhammy | $25.00 | $25.00 | 7/7/2010 4:35:44 PM |
| noble-revenue | $50.00 | $50.00 | 7/7/2010 4:35:56 PM |
| ddog0224 | $25.00 | $25.00 | 7/7/2010 4:49:59 PM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/7/2010 4:50:29 PM |
| Pulchritudinous | $25.00 | $25.00 | 7/7/2010 4:52:47 PM |
| lendstats_com | $25.00 | $25.00 | 7/7/2010 4:32:09 PM |
| Supernick | $50.00 | $50.00 | 7/7/2010 4:50:10 PM |
| moola-man | $30.00 | $30.00 | 7/7/2010 4:36:21 PM |
| mercuriant | $25.00 | $25.00 | 7/7/2010 4:53:54 PM |
| orderly-loot | $25.00 | $25.00 | 7/7/2010 4:48:17 PM |
| syounker | $25.00 | $25.00 | 7/7/2010 4:51:22 PM |
| Vegasjim | $25.00 | $25.00 | 7/7/2010 4:52:02 PM |
| Trakissta | $150.00 | $150.00 | 7/7/2010 8:20:50 PM |
| GElender | $31.97 | $31.97 | 7/7/2010 8:53:25 PM |
| SNH | $75.00 | $75.00 | 7/7/2010 8:11:52 PM |
| steady-bazaar | $50.00 | $50.00 | 7/8/2010 5:31:30 AM |
| head | $25.00 | $25.00 | 7/7/2010 11:56:24 PM |
| hrubinst | $25.00 | $25.00 | 7/7/2010 7:18:08 PM |
| Cai8899 | $42.00 | $42.00 | 7/7/2010 7:37:02 PM |
| icchok | $50.00 | $50.00 | 7/8/2010 6:31:25 AM |
| LongTail | $25.00 | $25.00 | 7/8/2010 9:37:55 AM |
| enthralling-deal180 | $100.00 | $100.00 | 7/8/2010 9:06:22 AM |
| jchurchi | $25.00 | $25.00 | 7/8/2010 2:08:25 PM |
| calm-deal7 | $25.00 | $25.00 | 7/8/2010 8:42:05 AM |
| Whipster | $50.00 | $50.00 | 7/8/2010 3:16:40 PM |
| dschaaf | $25.00 | $25.00 | 7/8/2010 9:38:55 AM |
| mizount | $25.00 | $25.00 | 7/8/2010 3:37:36 PM |
| Katburg | $35.00 | $35.00 | 7/8/2010 10:27:41 AM |
| EA_Pokerking | $25.00 | $25.00 | 7/8/2010 2:33:25 PM |
| SimpleChoice | $25.00 | $25.00 | 7/8/2010 12:44:06 PM |
| tuneman1980 | $25.00 | $25.00 | 7/8/2010 3:37:12 PM |
| Havana21 | $25.00 | $25.00 | 7/8/2010 3:37:26 PM |
| bigphish | $25.00 | $25.00 | 7/8/2010 3:38:05 PM |
| Winsten | $50.00 | $50.00 | 7/8/2010 3:37:38 PM |
| mikeandcat | $50.00 | $50.00 | 7/8/2010 3:37:59 PM |
| the-profit-oracle | $25.00 | $6.53 | 7/8/2010 4:23:06 PM |
| serene-capital | $25.00 | $25.00 | 7/9/2010 2:28:52 AM |
| AlexTrep | $25.00 | $25.00 | 7/8/2010 5:04:18 PM |
| systemlender | $25.00 | $25.00 | 7/9/2010 6:05:37 AM |
| hidavehi | $26.77 | $26.77 | 7/9/2010 6:11:22 AM |
| TeachertoPolitician | $35.00 | $35.00 | 7/9/2010 7:34:00 AM |
| quickstep | $809.20 | $809.20 | 7/9/2010 12:50:14 PM |
| Kyileo | $25.00 | $25.00 | 7/9/2010 5:19:50 PM |
| green-rapid-openness | $50.00 | $50.00 | 7/9/2010 6:58:07 PM |
| 109 bids
|
Borrower Payment Dependent Notes Series
465559
This series of Notes was issued and sold upon the funding of the borrower loan #43394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-08-2010 |
| |
Auction end date:
| Jul-09-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $141.48 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $141.48 |
| |
|
Auction yield range:
| 10.93% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 24% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 16y 9m |
|
Credit score:
| 700-719 (Jul-2010) |
Total credit lines:
| 18 |
Occupation: | Police Officer/Corr... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $653 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 43% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| steady-deal0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off small loans and medical
Purpose of loan:
This loan will be used to?
pay small personal loans and medical bills.
My financial situation:
I am a good candidate for this loan because?
I have a steady work history. I am paid monthly? by direct deposit and a payment can be automatically be deducted from my checking account. Also my wife has a steady income. I need to consolidate these small loans that I have and pay my wife's medical bills. My wife's income will also help with paying this loan back.?
Monthly net income: $
3911 (mine + my wife)
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 300????
??Car expenses: $?800
??Utilities: $ 300
??Phone, cable, internet: $ 240
??Food, entertainment: $ 500????
??Clothing, household expenses $? 100
??Credit cards and other loans: $ ?1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, will you explane why you dont show a house payment?
Is your wife working now? - 1-HARD-HEAD
A:
Our house is paid for. Yes, my wife works full-time.
(Jul-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| thedreamer | $25.00 | $25.00 | 7/8/2010 4:02:21 PM |
| Helenska11 | $25.00 | $25.00 | 7/8/2010 4:04:19 PM |
| head | $25.00 | $25.00 | 7/8/2010 4:04:50 PM |
| rescue | $100.00 | $100.00 | 7/8/2010 4:05:24 PM |
| murlirao2002 | $25.00 | $25.00 | 7/8/2010 4:05:27 PM |
| best-point-flow | $50.00 | $50.00 | 7/8/2010 4:07:03 PM |
| Havana21 | $25.00 | $25.00 | 7/8/2010 4:09:05 PM |
| transaction-aggregator7 | $25.00 | $25.00 | 7/8/2010 4:02:14 PM |
| MADAOO7 | $50.00 | $50.00 | 7/8/2010 4:09:15 PM |
| Comoparklender | $25.00 | $25.00 | 7/8/2010 4:03:53 PM |
| money-bauble | $75.00 | $75.00 | 7/8/2010 4:04:51 PM |
| AF-Chief | $28.00 | $28.00 | 7/8/2010 4:07:06 PM |
| RMB-Investments | $25.00 | $25.00 | 7/8/2010 4:08:44 PM |
| SNH | $75.00 | $75.00 | 7/8/2010 4:09:00 PM |
| tech310 | $50.00 | $50.00 | 7/8/2010 4:09:08 PM |
| jengachamp | $25.00 | $25.00 | 7/8/2010 4:10:46 PM |
| easybreezy | $25.00 | $22.63 | 7/8/2010 4:11:06 PM |
| cvlender | $25.00 | $25.00 | 7/8/2010 4:02:18 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/8/2010 4:02:52 PM |
| cognizant-rate732 | $50.00 | $50.00 | 7/8/2010 4:14:31 PM |
| reflective-rupee | $50.00 | $50.00 | 7/8/2010 5:19:40 PM |
| washboard1 | $100.00 | $100.00 | 7/8/2010 4:05:32 PM |
| famous-bill | $50.00 | $50.00 | 7/8/2010 4:06:02 PM |
| Lam0nt | $25.00 | $25.00 | 7/8/2010 4:07:00 PM |
| orange-preeminant-bill | $87.44 | $87.44 | 7/8/2010 4:07:21 PM |
| kmr2 | $100.00 | $100.00 | 7/8/2010 4:08:37 PM |
| simplelender80 | $50.00 | $50.00 | 7/8/2010 4:09:11 PM |
| personal-lender | $25.00 | $25.00 | 7/8/2010 4:09:20 PM |
| soulful-truth | $1,000.00 | $1,000.00 | 7/8/2010 4:10:23 PM |
| Rattlehead | $25.00 | $25.00 | 7/8/2010 4:10:26 PM |
| ore-bada-bing | $100.00 | $100.00 | 7/8/2010 9:17:35 PM |
| S-Master | $25.00 | $25.00 | 7/9/2010 12:21:24 AM |
| brilliant-balance | $25.00 | $25.00 | 7/8/2010 4:22:47 PM |
| JustMee | $25.00 | $25.00 | 7/8/2010 6:25:32 PM |
| shrewd-peace7 | $35.00 | $35.00 | 7/8/2010 4:03:51 PM |
| treasure-bliss | $100.00 | $100.00 | 7/8/2010 4:04:07 PM |
| sanych | $25.00 | $25.00 | 7/8/2010 4:04:16 PM |
| randsenterprise | $25.00 | $25.00 | 7/8/2010 4:04:26 PM |
| moola-man | $25.00 | $25.00 | 7/8/2010 4:05:22 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/8/2010 4:08:51 PM |
| thestartuplender | $35.00 | $35.00 | 7/8/2010 4:08:54 PM |
| bryantsh | $25.00 | $25.00 | 7/8/2010 4:03:22 PM |
| brother_tam | $50.00 | $50.00 | 7/8/2010 4:08:41 PM |
| wwwUniversal | $25.00 | $25.00 | 7/8/2010 4:14:38 PM |
| first-upright-payout | $25.00 | $25.00 | 7/8/2010 4:10:18 PM |
| bountiful-durability | $50.00 | $50.00 | 7/8/2010 4:10:40 PM |
| loan-tycoon0 | $25.00 | $25.00 | 7/8/2010 4:22:22 PM |
| FeedTheMachine | $50.00 | $50.00 | 7/8/2010 4:10:59 PM |
| Katburg | $25.00 | $25.00 | 7/8/2010 4:02:03 PM |
| dschaaf | $25.00 | $25.00 | 7/8/2010 4:02:55 PM |
| RebuildALife | $25.00 | $25.00 | 7/8/2010 4:03:48 PM |
| Artist_Blue | $25.00 | $25.00 | 7/8/2010 4:03:57 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/8/2010 4:15:24 PM |
| kind-adventurous-finance | $30.00 | $30.00 | 7/8/2010 4:06:58 PM |
| MoneyLender72 | $31.93 | $31.93 | 7/8/2010 4:07:10 PM |
| seisen | $50.00 | $50.00 | 7/8/2010 4:07:17 PM |
| orderly-loot | $25.00 | $25.00 | 7/8/2010 4:08:23 PM |
| enthusiastic-balance5 | $50.00 | $50.00 | 7/8/2010 4:08:34 PM |
| gelidfrank | $25.00 | $25.00 | 7/8/2010 4:08:47 PM |
| mercuriant | $25.00 | $25.00 | 7/8/2010 7:09:22 PM |
| Pman | $25.00 | $25.00 | 7/8/2010 4:09:22 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/8/2010 5:20:05 PM |
| orderly-leverage | $30.00 | $30.00 | 7/8/2010 4:10:51 PM |
| intelligent-yield | $25.00 | $25.00 | 7/8/2010 4:10:54 PM |
| sincere-balance | $25.00 | $25.00 | 7/8/2010 11:21:59 PM |
| FinanceEngine | $25.00 | $25.00 | 7/8/2010 6:02:31 PM |
| 66 bids
|
Borrower Payment Dependent Notes Series
465613
This series of Notes was issued and sold upon the funding of the borrower loan #43383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,800.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-08-2010 |
| |
Auction end date:
| Jul-12-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $89.30 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $89.30 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 19
/
16 | Length of status: | 12y 10m |
|
Credit score:
| 700-719 (Jul-2010) |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $28,401 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 93% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| ready-responsibility1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need Short Term Help
Purpose of loan:
This loan will be used to help me fix my car and pay off an extremely high energy bill.? Both my car and utility bill came at an unexpected time.? My mother came to live with me, and I did not expect the bill that I received by her being here all day.? Also at the same time, I hit a pot hole and ruined the front suspension on my car, which is my only means of transportation.
My financial situation:
I am a good candidate for this loan because, no matter how much I have on me I pay all of my bills on time.? This is just a short term loan.? Anyone's assistance would be greatly appreciated.
Thanks
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lincs | $25.00 | $25.00 | 7/8/2010 4:01:53 PM |
| tenacious-payout | $25.00 | $25.00 | 7/8/2010 4:02:59 PM |
| orderly-loot | $25.00 | $25.00 | 7/8/2010 4:04:00 PM |
| rescue | $250.00 | $250.00 | 7/8/2010 4:05:06 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/8/2010 4:05:15 PM |
| bid-czar8 | $100.00 | $100.00 | 7/8/2010 4:05:58 PM |
| sandeepPR | $25.00 | $25.00 | 7/8/2010 4:07:42 PM |
| gigabit | $50.00 | $50.00 | 7/8/2010 4:07:52 PM |
| tekkie2412 | $50.00 | $50.00 | 7/8/2010 4:09:35 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/8/2010 4:09:43 PM |
| balance2 | $25.00 | $25.00 | 7/8/2010 4:04:36 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/8/2010 4:10:22 PM |
| stilleto8 | $50.00 | $50.00 | 7/8/2010 4:04:47 PM |
| moneyfriend | $50.00 | $50.00 | 7/8/2010 4:10:36 PM |
| serpentine | $50.00 | $50.00 | 7/8/2010 4:05:00 PM |
| oskizzle | $25.00 | $25.00 | 7/8/2010 4:06:49 PM |
| simplelender80 | $100.00 | $100.00 | 7/8/2010 4:09:31 PM |
| orgy63 | $25.00 | $25.00 | 7/8/2010 4:09:49 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/8/2010 4:10:01 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/8/2010 4:10:16 PM |
| jengachamp | $25.00 | $25.00 | 7/8/2010 4:10:48 PM |
| tech310 | $100.00 | $100.00 | 7/8/2010 4:11:10 PM |
| Rysterola82 | $25.00 | $25.00 | 7/8/2010 4:01:35 PM |
| Katburg | $50.00 | $50.00 | 7/8/2010 4:01:44 PM |
| basis-daydream | $50.00 | $50.00 | 7/8/2010 4:05:18 PM |
| bountiful-durability | $100.00 | $100.00 | 7/8/2010 4:05:44 PM |
| nybanker85 | $50.00 | $50.00 | 7/8/2010 4:07:32 PM |
| fervent-repayment | $25.00 | $25.00 | 7/8/2010 4:07:51 PM |
| personal-lender | $25.00 | $25.00 | 7/8/2010 4:09:28 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/8/2010 4:09:54 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/8/2010 4:10:20 PM |
| meenan | $25.00 | $25.00 | 7/8/2010 4:10:31 PM |
| uncleubb | $25.00 | $25.00 | 7/9/2010 2:16:21 AM |
| outofoffice | $50.00 | $50.00 | 7/9/2010 3:49:27 PM |
| 9boag | $25.00 | $25.00 | 7/8/2010 4:02:12 PM |
| transaction-aggregator7 | $25.00 | $25.00 | 7/8/2010 4:02:28 PM |
| dpfl55 | $25.00 | $25.00 | 7/8/2010 4:08:20 PM |
| successful-euro | $50.00 | $50.00 | 7/8/2010 4:08:31 PM |
| DonaldColorado | $25.00 | $25.00 | 7/8/2010 4:02:00 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/8/2010 4:09:50 PM |
| mlopez2007 | $25.00 | $25.00 | 7/8/2010 4:09:52 PM |
| tntmojave | $25.00 | $25.00 | 7/8/2010 4:09:56 PM |
| riproaringrapids | $25.00 | $25.00 | 7/8/2010 4:04:04 PM |
| alpinaut | $25.00 | $25.00 | 7/8/2010 4:10:33 PM |
| clean-loyalty | $25.00 | $25.00 | 7/8/2010 4:10:38 PM |
| SNH | $75.00 | $75.00 | 7/8/2010 4:11:08 PM |
| kenji4861 | $25.00 | $25.00 | 7/8/2010 4:05:47 PM |
| head | $25.00 | $25.00 | 7/8/2010 4:08:15 PM |
| loot-heart | $50.00 | $50.00 | 7/8/2010 4:09:47 PM |
| wwwUniversal | $25.00 | $25.00 | 7/8/2010 4:16:40 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/8/2010 4:11:02 PM |
| dharma1 | $25.00 | $25.00 | 7/8/2010 4:05:41 PM |
| RandyL3 | $25.00 | $25.00 | 7/8/2010 4:16:11 PM |
| Comoparklender | $30.00 | $30.00 | 7/8/2010 4:05:49 PM |
| hawaiiangirl76 | $25.00 | $25.00 | 7/8/2010 4:07:22 PM |
| reinforced-reward | $25.00 | $25.00 | 7/8/2010 4:08:02 PM |
| jangalt | $72.00 | $72.00 | 7/8/2010 4:09:39 PM |
| american6 | $25.00 | $25.00 | 7/8/2010 4:10:05 PM |
| AmericanCredit | $25.00 | $25.00 | 7/8/2010 4:10:29 PM |
| radforj22 | $50.00 | $50.00 | 7/8/2010 4:10:35 PM |
| commerce-voyager | $25.00 | $25.00 | 7/8/2010 4:11:05 PM |
| discrete-asset | $25.00 | $23.00 | 7/8/2010 4:11:14 PM |
| satisfying-durability | $25.00 | $25.00 | 7/9/2010 2:43:48 AM |
| ijspence | $25.00 | $25.00 | 7/9/2010 4:12:52 PM |
| 64 bids
|