Sales Report:Supplement No. 235 dated Jul 12, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
463766
This series of Notes was issued and sold upon the funding of the borrower loan #43373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-24-2010 |
| |
Auction end date:
| Jul-01-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $141.48 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $141.48 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 31% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Retired |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 13
/
13 | Length of status: | 11y 9m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 21 | Stated income: | $1-$24,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,532 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 95% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| dollar-hawk1 |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
in need of used truck
Purpose of loan:
This loan will be used to? buy a used truck
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $ 1911.00
Monthly expenses: $
??Housing: $ 0. own
??Insurance: $ 68.
??Car expenses: $
??Utilities: $ 55.
??Phone, cable, internet: $ 50.
??Food, entertainment: $ 125.
??Clothing, household expenses $ 75.
??Credit cards and other loans: $ 175.
??Other expenses: $ 200.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I have 1 default & 2 on the way to default in only 7 months as a lender. Hoped for better as we lenders are real people just like you. We are taking a chance on you. Will you promise to pay this back - NO MATTER WHAT? - Toastmaster007
A:
yes i do. im a honest person. i m 70 yrs old but im very active i do odd jobs for people to make extra money. my old truck is ready to retire. without another one im unable to do anything . i really need this loan so i can get back to work and provide medical transportation to my handicapped niece. if i could have waited three to four months i could get the money from her. but im in need of truck now. ty.
(Jun-28-2010)
Q:
Please explain your high revolving debt balance (ie, how did you run up this debt?). Please list each of your debts. Thanks and best wishes. - reflective-rupee
A:
how do most people run up debts. well with me death in the family was one . you know state dont cover funeral charges completely. had few emergencys. like chimney collapsed had to make repairs to house and rebuild chimney. other than that high interest rates. like here when im finished paying off loan i will have paid over 1500 dollars in interest rates alone.
(Jun-28-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| orderly-leverage | $30.00 | $30.00 | 6/24/2010 3:58:03 PM |
| Pman | $25.00 | $25.00 | 6/24/2010 3:59:05 PM |
| AF-Chief | $28.00 | $28.00 | 6/24/2010 3:52:04 PM |
| desertoasis | $25.00 | $25.00 | 6/24/2010 4:24:24 PM |
| Imaginos1892 | $25.00 | $25.00 | 6/24/2010 6:08:59 PM |
| simplelender80 | $50.00 | $50.00 | 6/24/2010 3:57:25 PM |
| MADAOO7 | $50.00 | $50.00 | 6/24/2010 3:57:29 PM |
| Havana21 | $25.00 | $25.00 | 6/24/2010 3:57:33 PM |
| relentless-penny | $25.00 | $25.00 | 6/24/2010 3:57:43 PM |
| life-is-great | $25.00 | $25.00 | 6/24/2010 4:00:33 PM |
| What-goes-around-comes-around | $25.00 | $25.00 | 6/25/2010 5:14:29 AM |
| wlm3012 | $25.00 | $25.00 | 6/25/2010 9:14:37 AM |
| FeedTheMachine | $100.00 | $100.00 | 6/25/2010 7:09:53 AM |
| CapeDollars | $25.00 | $25.00 | 6/25/2010 9:36:29 AM |
| loyalist1 | $50.00 | $50.00 | 6/25/2010 12:19:54 PM |
| boogles72 | $50.00 | $50.00 | 6/25/2010 1:45:55 PM |
| Rattlehead | $25.00 | $25.00 | 6/26/2010 8:20:28 AM |
| AlexTrep | $25.00 | $25.00 | 6/27/2010 1:26:50 PM |
| kind-responsibility-balancer | $50.00 | $49.52 | 6/28/2010 9:35:14 AM |
| thorough-exchange4 | $25.00 | $25.00 | 6/27/2010 8:39:26 PM |
| well-mannered-income3 | $25.00 | $25.00 | 6/28/2010 8:46:56 PM |
| Amber_Stone | $25.00 | $25.00 | 6/28/2010 9:41:04 PM |
| top-courteous-peso | $25.00 | $25.00 | 6/29/2010 8:39:57 AM |
| MrPie | $25.00 | $25.00 | 6/30/2010 12:39:29 PM |
| balanced-balance6 | $25.00 | $25.00 | 6/30/2010 10:59:59 AM |
| finance-prescription | $100.00 | $100.00 | 7/1/2010 5:09:44 AM |
| umfan123 | $25.00 | $25.00 | 7/1/2010 7:41:47 AM |
| fervent-power | $25.00 | $25.00 | 7/1/2010 10:33:30 AM |
| enthusiastic-balance5 | $300.00 | $300.00 | 7/1/2010 2:34:35 PM |
| Comoparklender | $40.00 | $40.00 | 6/24/2010 3:59:50 PM |
| reflective-rupee | $25.00 | $25.00 | 6/24/2010 4:00:21 PM |
| orderly-loot | $25.00 | $25.00 | 6/24/2010 4:00:56 PM |
| bid-czar8 | $71.48 | $71.48 | 6/24/2010 3:57:38 PM |
| IntrepidInvestment | $50.00 | $50.00 | 6/24/2010 3:57:50 PM |
| cash-spark3 | $50.00 | $50.00 | 6/24/2010 3:57:58 PM |
| personal-lender | $25.00 | $25.00 | 6/24/2010 3:58:09 PM |
| first-upright-payout | $25.00 | $25.00 | 6/24/2010 4:00:49 PM |
| kind-adventurous-finance | $30.00 | $30.00 | 6/25/2010 7:50:49 AM |
| DosPassos | $25.00 | $25.00 | 6/25/2010 5:59:46 AM |
| m3498 | $25.00 | $25.00 | 6/25/2010 9:36:10 AM |
| Artist_Blue | $25.00 | $25.00 | 6/25/2010 9:46:19 AM |
| soulful-truth | $1,000.00 | $1,000.00 | 6/25/2010 4:25:58 PM |
| tender-deal | $25.00 | $25.00 | 6/25/2010 12:09:34 PM |
| mercuriant | $25.00 | $25.00 | 6/25/2010 4:29:50 PM |
| famous-bill | $50.00 | $50.00 | 6/26/2010 6:04:40 AM |
| transparency-advocator | $50.00 | $50.00 | 6/25/2010 6:54:34 PM |
| 1800porsche | $25.00 | $25.00 | 6/26/2010 2:44:36 PM |
| blue-pragmatic-truth | $25.00 | $25.00 | 6/26/2010 6:41:16 AM |
| SNH | $50.00 | $50.00 | 6/26/2010 12:39:55 PM |
| delivery | $25.00 | $25.00 | 6/27/2010 4:35:18 PM |
| AlexTrep | $25.00 | $25.00 | 6/27/2010 1:34:57 PM |
| greenwell | $25.00 | $25.00 | 6/27/2010 4:35:05 PM |
| head | $25.00 | $25.00 | 6/27/2010 5:04:56 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/28/2010 3:04:33 PM |
| network2 | $30.00 | $30.00 | 6/28/2010 8:07:07 PM |
| heat25 | $25.00 | $25.00 | 6/29/2010 8:34:25 AM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/30/2010 6:35:20 PM |
| coasterman | $25.00 | $25.00 | 6/30/2010 6:48:51 PM |
| buffalobills | $25.00 | $25.00 | 7/1/2010 8:07:20 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 6/30/2010 10:13:54 PM |
| mckhbnpc | $30.00 | $30.00 | 7/1/2010 8:01:43 AM |
| Whipster | $25.00 | $25.00 | 7/1/2010 12:32:22 PM |
| gshx2 | $36.00 | $36.00 | 7/1/2010 11:42:26 AM |
| Bob450 | $30.00 | $30.00 | 7/1/2010 1:58:00 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 7/1/2010 3:42:14 PM |
| worldly-gold | $50.00 | $50.00 | 7/1/2010 2:03:23 PM |
| Leshan | $25.00 | $25.00 | 7/1/2010 2:58:20 PM |
| Engineer44 | $25.00 | $25.00 | 7/1/2010 3:50:18 PM |
| 68 bids
|
Borrower Payment Dependent Notes Series
464230
This series of Notes was issued and sold upon the funding of the borrower loan #43347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jun-28-2010 |
| |
Auction end date:
| Jul-05-2010 |
|
|
Starting lender yield:
| 8.30% |
Starting borrower rate/APR:
| 9.30% / 9.64% |
Starting monthly payment:
| $319.40 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $319.40 |
| |
|
Auction yield range:
| 2.98% - 8.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1981 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
8 | Length of status: | 2y 7m |
|
Credit score:
| 800-819 (Jun-2010) |
Total credit lines:
| 18 |
Occupation: | Pilot - Private/Com... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,241 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 36% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| svcta |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business Start Up
Purpose of loan:
This loan will be used start a specialty storage/ band rehearsal space. Birmingham, Alabama currently has no such resource for musicians and experience has shown it to be a good business from my experiences in other cities. Having run an advertisement in a local paper I believe that the business will be profitable based on the number of phone calls that I have fielded. I have a good deal of experience in these types of places and recognize the needs and the pitfalls of such a business.
My financial situation is good. I have a good monthly income that leaves me with comfortable disposable cash after all of my obligations are met. A 3-year term for a loan such as this is picture perfect for me and repayment is no problem.
I am a good candidate for this loan because I have had a lot of contact with the type of business which I am starting and I believe through research that the business will be successful. My financial situation is such that repaying the loan will not stretch me out or create a delicate money situation for me. I also guard my credit very closely and being financially responsible is important to me.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
After your research, have you worked out a pro forma budget for two years to estimate income, expenses and cash flow? Do you have a sense of the products/services you would offer and the fees you can charge? Do you have all your permits? Thx - mbf2234
A:
Good morning,
I have a projection of costs put together from a detailed materials list for the build out, monthly lease costs, utilities, etc. The space that I am securing will allow for the numbers that I have been hopeful for. 40% utilization of the space that I will offer will cover monthly costs; I have names on a waiting list already that should cover that. ROI should take 1.5 years. Permits once lease is secured; Business falls under "Long-term storage" category = easy requirements.
(Jul-01-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dharma1 | $25.00 | $25.00 | 6/28/2010 4:41:23 PM |
| delicious-social132 | $25.00 | $25.00 | 6/28/2010 4:46:33 PM |
| Ivan2007 | $50.00 | $50.00 | 6/28/2010 4:40:39 PM |
| successful-euro | $30.00 | $30.00 | 6/28/2010 4:41:36 PM |
| credit-investor5 | $100.00 | $100.00 | 6/28/2010 4:47:03 PM |
| tekkie2412 | $25.00 | $25.00 | 6/28/2010 4:47:09 PM |
| ThomasC | $25.00 | $25.00 | 6/28/2010 4:47:34 PM |
| a-wealth-visionary | $25.00 | $25.00 | 6/28/2010 4:45:23 PM |
| SCTrojangirl | $25.00 | $25.00 | 6/28/2010 4:53:43 PM |
| bountiful-durability | $100.00 | $100.00 | 6/28/2010 4:46:39 PM |
| simplelender80 | $100.00 | $100.00 | 6/28/2010 4:46:48 PM |
| Global2010 | $50.00 | $50.00 | 6/28/2010 4:47:26 PM |
| 1800porsche | $25.00 | $25.00 | 6/28/2010 4:55:13 PM |
| syounker | $25.00 | $25.00 | 6/28/2010 4:49:57 PM |
| tntmojave | $25.00 | $25.00 | 6/28/2010 4:48:10 PM |
| radforj22 | $50.00 | $50.00 | 6/28/2010 4:56:24 PM |
| liberty-destiny3 | $25.00 | $25.00 | 6/28/2010 4:57:00 PM |
| bid-czar8 | $100.00 | $100.00 | 6/28/2010 4:51:23 PM |
| potatoepicker | $50.00 | $50.00 | 6/28/2010 4:51:41 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/28/2010 4:49:41 PM |
| pavelz | $100.00 | $100.00 | 6/28/2010 4:58:08 PM |
| power-defender7 | $40.00 | $40.00 | 6/28/2010 5:14:30 PM |
| orindalender | $50.00 | $50.00 | 6/28/2010 4:57:38 PM |
| meenan | $25.00 | $25.00 | 6/28/2010 4:55:30 PM |
| finance-negotiator2 | $25.00 | $25.00 | 6/28/2010 4:55:41 PM |
| alpinaut | $25.00 | $25.00 | 6/28/2010 4:56:03 PM |
| alexstar | $25.00 | $25.00 | 6/28/2010 6:17:31 PM |
| koa | $50.00 | $50.00 | 6/28/2010 6:17:34 PM |
| efficient-marketplace | $50.00 | $50.00 | 6/28/2010 6:49:45 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/28/2010 6:17:10 PM |
| lloyd_s | $25.00 | $25.00 | 6/29/2010 12:05:47 AM |
| Steveoo1 | $25.00 | $25.00 | 6/28/2010 11:52:46 PM |
| Tai | $25.00 | $25.00 | 6/28/2010 11:55:36 PM |
| bowdish1 | $26.38 | $26.38 | 6/29/2010 12:06:17 AM |
| peerlender | $25.00 | $25.00 | 6/29/2010 1:39:34 AM |
| Dweeberkitty1 | $25.00 | $25.00 | 6/29/2010 12:18:47 AM |
| burgeoning-silver | $25.00 | $25.00 | 6/29/2010 12:19:08 AM |
| aue513 | $25.00 | $25.00 | 6/29/2010 7:03:33 AM |
| 4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 6/29/2010 7:04:41 AM |
| figs4u2 | $80.00 | $80.00 | 6/29/2010 7:05:43 AM |
| SNH | $50.00 | $50.00 | 6/29/2010 5:25:04 AM |
| NJournalist | $25.00 | $25.00 | 6/29/2010 6:14:34 AM |
| bchen78875 | $50.00 | $50.00 | 6/29/2010 7:05:53 AM |
| first-pragmatic-note | $25.00 | $25.00 | 6/29/2010 7:06:50 AM |
| afotherg | $33.76 | $33.76 | 6/29/2010 8:49:37 AM |
| red-trade-cologne | $25.00 | $25.00 | 6/29/2010 7:05:39 AM |
| GElender | $25.12 | $25.12 | 6/29/2010 7:15:58 AM |
| FinDoc | $25.00 | $25.00 | 6/29/2010 9:39:25 AM |
| money-owner2 | $250.00 | $250.00 | 6/29/2010 9:35:06 AM |
| LoanAngel | $25.00 | $25.00 | 6/29/2010 10:19:24 AM |
| BankOfFrankFairness | $32.39 | $32.39 | 6/29/2010 9:14:57 AM |
| coin-jamboree | $50.00 | $50.00 | 6/29/2010 11:19:47 AM |
| thedoctor | $83.28 | $83.28 | 6/29/2010 1:35:23 PM |
| Asparagirl | $25.00 | $25.00 | 6/29/2010 3:12:40 PM |
| harty | $60.00 | $60.00 | 6/29/2010 12:30:40 PM |
| -J | $25.00 | $25.00 | 6/29/2010 5:19:22 PM |
| dollars4debts | $25.00 | $25.00 | 6/29/2010 5:15:35 PM |
| Hutpit | $29.23 | $29.23 | 6/29/2010 11:37:38 PM |
| skuba | $50.00 | $50.00 | 6/29/2010 11:22:35 PM |
| KiwiElf | $30.00 | $30.00 | 6/29/2010 11:22:50 PM |
| reueljw | $25.00 | $25.00 | 6/29/2010 11:23:16 PM |
| FlexFunding | $100.00 | $100.00 | 6/29/2010 11:43:20 PM |
| impartial-deal | $25.00 | $25.00 | 6/29/2010 11:44:18 PM |
| langdonx | $25.00 | $25.00 | 6/29/2010 11:50:45 PM |
| NATIVEBORN | $25.00 | $25.00 | 6/29/2010 11:43:26 PM |
| majormoves1 | $25.00 | $25.00 | 6/29/2010 11:43:39 PM |
| museic1 | $25.00 | $25.00 | 6/30/2010 5:54:53 AM |
| Natronpee | $25.00 | $25.00 | 6/30/2010 7:04:35 AM |
| JJS180 | $25.00 | $25.00 | 6/29/2010 11:43:22 PM |
| discrete-asset | $25.00 | $25.00 | 6/30/2010 5:46:47 AM |
| CACO_Bank | $50.00 | $50.00 | 6/30/2010 8:32:02 AM |
| honorable-vigilance | $50.00 | $50.00 | 6/30/2010 9:06:04 AM |
| yield-seeker | $25.00 | $25.00 | 6/30/2010 6:57:30 AM |
| Kame | $25.00 | $25.00 | 6/30/2010 11:50:04 AM |
| totoro | $25.00 | $25.00 | 6/30/2010 11:50:11 AM |
| zenchef | $25.00 | $25.00 | 6/30/2010 9:37:11 AM |
| orange-dollar-guild | $50.00 | $50.00 | 6/30/2010 1:56:47 PM |
| j2ee | $25.00 | $25.00 | 6/30/2010 3:35:53 PM |
| faldska | $25.00 | $25.00 | 6/30/2010 1:09:27 PM |
| Hoov | $25.00 | $25.00 | 6/30/2010 3:44:57 PM |
| BlindProphet | $25.00 | $25.00 | 6/30/2010 6:21:01 PM |
| p1k4blu | $25.00 | $25.00 | 7/1/2010 4:25:21 AM |
| Tradesmanlender | $25.00 | $25.00 | 7/1/2010 8:14:53 AM |
| L-vex | $25.00 | $25.00 | 7/1/2010 8:15:08 AM |
| emprestador | $25.00 | $25.00 | 7/1/2010 7:26:25 AM |
| cjames84 | $25.00 | $25.00 | 7/1/2010 7:39:40 AM |
| divedude | $25.00 | $25.00 | 7/1/2010 8:55:27 AM |
| lostontheedge | $25.00 | $25.00 | 7/1/2010 8:55:58 AM |
| Approved1234 | $50.00 | $50.00 | 7/1/2010 5:49:45 AM |
| silver-ace | $50.00 | $50.00 | 7/1/2010 8:44:56 AM |
| Emberfox | $25.00 | $25.00 | 7/1/2010 9:34:39 AM |
| QuantumLobster | $25.00 | $25.00 | 7/1/2010 8:55:02 AM |
| GenerousGentleMan | $75.00 | $75.00 | 7/1/2010 9:37:39 AM |
| dartmouth99 | $25.00 | $25.00 | 7/1/2010 8:55:12 AM |
| bradania | $25.00 | $25.00 | 7/1/2010 8:55:47 AM |
| neenerman | $75.00 | $75.00 | 7/1/2010 7:09:25 AM |
| otalon | $25.00 | $25.00 | 7/1/2010 11:26:15 AM |
| wwwUniversal | $25.00 | $25.00 | 7/1/2010 11:57:57 AM |
| roadster199 | $25.00 | $25.00 | 7/1/2010 9:06:09 AM |
| jo2y | $25.00 | $25.00 | 7/1/2010 9:35:31 AM |
| responsibility-butterfly | $25.00 | $25.00 | 7/1/2010 12:13:17 PM |
| yertle9 | $25.00 | $2.45 | 7/1/2010 10:09:47 AM |
| duty-gatherer | $25.00 | $25.00 | 7/1/2010 4:03:15 PM |
| EJO | $25.00 | $25.00 | 7/1/2010 4:07:34 PM |
| forthright-principal2 | $25.00 | $25.00 | 7/1/2010 3:52:11 PM |
| khamen | $25.00 | $25.00 | 7/1/2010 11:41:45 PM |
| the-worthy-income | $25.00 | $25.00 | 7/1/2010 7:43:21 PM |
| lawyervon | $25.00 | $25.00 | 7/2/2010 9:38:07 AM |
| favorite-commerce | $50.00 | $50.00 | 7/2/2010 9:12:34 AM |
| BlessedEveryDay | $25.00 | $25.00 | 7/2/2010 7:14:05 AM |
| rockclimbercyclist | $25.00 | $25.00 | 7/2/2010 3:14:41 PM |
| interstellar | $50.00 | $50.00 | 7/2/2010 9:40:52 AM |
| JABank | $25.00 | $25.00 | 7/2/2010 5:20:44 PM |
| crw1950 | $50.00 | $50.00 | 7/2/2010 6:57:34 PM |
| dontletmoneyfoolya | $50.00 | $50.00 | 7/2/2010 5:20:36 PM |
| bankisopen | $200.00 | $200.00 | 7/4/2010 3:52:05 AM |
| silver-boots | $50.00 | $50.00 | 7/4/2010 6:18:32 AM |
| availableloan | $25.00 | $25.00 | 7/5/2010 9:30:41 AM |
| edieg | $25.00 | $25.00 | 7/5/2010 12:17:57 PM |
| encore02 | $50.00 | $50.00 | 7/5/2010 1:55:59 PM |
| skubwa | $25.00 | $25.00 | 7/5/2010 3:08:08 PM |
| payout-magician | $25.00 | $25.00 | 7/5/2010 11:53:33 AM |
| stilleto8 | $25.00 | $25.00 | 6/28/2010 4:42:09 PM |
| tbrnet | $50.00 | $50.00 | 6/28/2010 4:45:42 PM |
| Havana21 | $25.00 | $25.00 | 6/28/2010 4:46:00 PM |
| personal-lender | $25.00 | $25.00 | 6/28/2010 4:46:16 PM |
| Tc11902 | $25.00 | $25.00 | 6/28/2010 4:46:28 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 6/28/2010 4:47:29 PM |
| riproaringrapids | $25.00 | $25.00 | 6/28/2010 4:41:20 PM |
| loot-heart | $50.00 | $50.00 | 6/28/2010 4:47:47 PM |
| mlopez2007 | $25.00 | $25.00 | 6/28/2010 4:48:01 PM |
| kenji4861 | $25.00 | $25.00 | 6/28/2010 4:41:58 PM |
| Artist_Blue | $25.00 | $25.00 | 6/28/2010 4:42:42 PM |
| flexible-value | $28.00 | $28.00 | 6/28/2010 4:45:53 PM |
| hookUup | $25.00 | $25.00 | 6/28/2010 4:46:43 PM |
| gojackgo | $50.00 | $50.00 | 6/28/2010 4:46:54 PM |
| investment-network | $25.00 | $25.00 | 6/28/2010 4:47:42 PM |
| orgy63 | $25.00 | $25.00 | 6/28/2010 4:47:52 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/28/2010 4:47:55 PM |
| american6 | $50.00 | $50.00 | 6/28/2010 4:45:46 PM |
| proper-p2p6 | $100.00 | $100.00 | 6/28/2010 4:53:49 PM |
| fair-funds | $25.00 | $25.00 | 6/28/2010 4:46:21 PM |
| jangalt | $72.00 | $72.00 | 6/28/2010 4:47:15 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/28/2010 4:48:05 PM |
| thorough-exchange4 | $40.00 | $40.00 | 6/28/2010 4:57:16 PM |
| ray1051 | $50.00 | $50.00 | 6/28/2010 4:51:55 PM |
| tech310 | $50.00 | $50.00 | 6/28/2010 4:58:03 PM |
| ommcd | $25.00 | $25.00 | 6/28/2010 4:58:14 PM |
| clean-loyalty | $25.00 | $25.00 | 6/28/2010 4:58:30 PM |
| Lii4me | $32.04 | $32.04 | 6/28/2010 4:51:28 PM |
| svandgts | $25.00 | $25.00 | 6/28/2010 4:59:25 PM |
| murren | $25.00 | $25.00 | 6/28/2010 4:52:33 PM |
| AmericanCredit | $25.00 | $25.00 | 6/28/2010 4:55:08 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/28/2010 4:56:10 PM |
| balance6 | $25.00 | $25.00 | 6/28/2010 4:56:21 PM |
| moneyfriend | $50.00 | $50.00 | 6/28/2010 4:56:30 PM |
| zento | $25.00 | $25.00 | 6/28/2010 4:57:22 PM |
| lender_100 | $25.00 | $25.00 | 6/28/2010 4:57:58 PM |
| blot44 | $25.00 | $25.00 | 6/28/2010 6:45:12 PM |
| money-bauble | $75.00 | $75.00 | 6/28/2010 5:14:35 PM |
| loyalist1 | $46.62 | $46.62 | 6/28/2010 5:14:33 PM |
| docdekay | $40.00 | $40.00 | 6/28/2010 5:19:32 PM |
| meux99 | $25.00 | $25.00 | 6/28/2010 6:17:07 PM |
| jengachamp | $25.00 | $25.00 | 6/28/2010 6:55:56 PM |
| antlr | $25.00 | $25.00 | 6/29/2010 12:07:26 AM |
| skillful-diversification2 | $25.00 | $25.00 | 6/29/2010 12:16:09 AM |
| skvat | $25.00 | $25.00 | 6/29/2010 12:07:49 AM |
| CAGE-Investments | $50.00 | $50.00 | 6/29/2010 12:16:52 AM |
| generous-deal6 | $25.00 | $25.00 | 6/29/2010 7:05:40 AM |
| CASHGIRL | $34.04 | $34.04 | 6/29/2010 7:06:13 AM |
| Cai8899 | $75.00 | $75.00 | 6/29/2010 5:49:35 AM |
| octoberfresh | $25.00 | $25.00 | 6/29/2010 6:36:04 AM |
| unclejaef | $25.00 | $25.00 | 6/29/2010 8:01:02 AM |
| moltopaolo | $50.00 | $50.00 | 6/29/2010 7:05:42 AM |
| BayShell | $39.26 | $39.26 | 6/29/2010 7:06:21 AM |
| Walkingcowboy | $25.00 | $25.00 | 6/29/2010 7:06:34 AM |
| point-solstice | $50.00 | $50.00 | 6/29/2010 9:34:58 AM |
| head | $25.00 | $25.00 | 6/29/2010 8:24:37 AM |
| Jassi | $25.00 | $25.00 | 6/29/2010 10:19:45 AM |
| intuitive-bill | $25.00 | $25.00 | 6/29/2010 12:14:55 PM |
| PatRichi | $25.00 | $25.00 | 6/29/2010 10:00:57 AM |
| affluence-pumpkin0 | $25.00 | $25.00 | 6/29/2010 2:24:36 PM |
| nuclearmoose | $25.00 | $25.00 | 6/29/2010 12:49:23 PM |
| BaxterEvil | $25.00 | $25.00 | 6/29/2010 4:10:58 PM |
| commerce-voyager | $25.00 | $25.00 | 6/29/2010 4:11:07 PM |
| RandyL3 | $25.00 | $25.00 | 6/29/2010 5:16:19 PM |
| rmachi | $25.00 | $25.00 | 6/29/2010 11:07:09 PM |
| Phantom99 | $25.00 | $25.00 | 6/29/2010 11:42:47 PM |
| lagnisiruk | $25.00 | $25.00 | 6/29/2010 11:00:21 PM |
| BiggestG | $25.00 | $25.00 | 6/30/2010 12:06:25 AM |
| buckyhead2000 | $25.00 | $25.00 | 6/29/2010 11:23:49 PM |
| Tech-Entrepreneur | $25.00 | $25.00 | 6/29/2010 11:41:55 PM |
| ChicoBob | $33.60 | $33.60 | 6/30/2010 7:39:27 AM |
| balance2 | $25.00 | $25.00 | 6/30/2010 9:24:42 AM |
| djh47a | $25.00 | $25.00 | 6/30/2010 6:57:42 AM |
| DadWarbucks | $25.00 | $25.00 | 6/30/2010 11:41:12 AM |
| cingular | $25.00 | $25.00 | 6/30/2010 11:50:13 AM |
| Alpha-AssistU | $50.00 | $50.00 | 6/30/2010 10:51:16 AM |
| cowboyskier | $44.67 | $44.67 | 6/30/2010 12:30:50 PM |
| mizount | $25.00 | $25.00 | 6/30/2010 12:45:26 PM |
| reinforced-reward | $25.00 | $25.00 | 6/30/2010 1:49:27 PM |
| seattleslug | $30.00 | $30.00 | 6/30/2010 2:04:22 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/30/2010 2:39:31 PM |
| best-ingenious-funds | $25.00 | $25.00 | 6/30/2010 9:38:36 AM |
| mikeandcat | $100.00 | $100.00 | 6/30/2010 10:19:25 AM |
| wise-silver-wonder | $25.00 | $25.00 | 6/30/2010 3:36:46 PM |
| kindness-percolator5 | $25.00 | $25.00 | 6/30/2010 3:24:32 PM |
| Vannu | $50.00 | $50.00 | 6/30/2010 11:15:41 AM |
| MVP2008 | $25.00 | $25.00 | 6/30/2010 12:39:52 PM |
| turbostar666 | $30.00 | $30.00 | 6/30/2010 4:27:19 PM |
| ClearLake | $25.00 | $25.00 | 6/30/2010 4:36:46 PM |
| cookienclean | $25.00 | $25.00 | 6/30/2010 4:44:33 PM |
| turbospeed | $25.00 | $25.00 | 7/1/2010 12:54:22 AM |
| kmr2 | $300.00 | $300.00 | 6/30/2010 8:11:17 PM |
| thestartuplender | $35.00 | $35.00 | 7/1/2010 5:19:28 AM |
| auxiliary11 | $25.00 | $25.00 | 7/1/2010 7:06:28 AM |
| greenwell | $250.00 | $250.00 | 7/1/2010 6:04:20 AM |
| TheColoradoDon | $25.00 | $25.00 | 6/30/2010 8:54:23 PM |
| zeelender | $25.00 | $25.00 | 7/1/2010 6:24:44 AM |
| teller | $60.00 | $60.00 | 7/1/2010 6:29:24 AM |
| kanpur63 | $25.00 | $25.00 | 6/30/2010 11:29:55 PM |
| elasermd | $100.00 | $100.00 | 7/1/2010 8:19:41 AM |
| dedication-merman | $50.00 | $50.00 | 7/1/2010 8:24:36 AM |
| linklady | $50.00 | $50.00 | 7/1/2010 8:44:36 AM |
| hayhelp | $25.00 | $25.00 | 7/1/2010 8:55:31 AM |
| minista | $25.00 | $25.00 | 7/1/2010 8:16:19 AM |
| skydiver111 | $25.00 | $25.00 | 7/1/2010 9:16:00 AM |
| project07 | $25.00 | $25.00 | 7/1/2010 8:44:45 AM |
| bmcg | $25.00 | $25.00 | 7/1/2010 9:35:40 AM |
| flexiboy35 | $25.00 | $25.00 | 7/1/2010 8:55:14 AM |
| principal-bull | $25.00 | $25.00 | 7/1/2010 8:56:00 AM |
| KDW08 | $25.00 | $25.00 | 7/1/2010 9:01:04 AM |
| bayareainv | $100.00 | $100.00 | 7/1/2010 9:06:11 AM |
| triumphant-integrity | $25.00 | $25.00 | 7/1/2010 10:18:28 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/1/2010 8:06:19 AM |
| attractive-rate | $25.00 | $25.00 | 7/1/2010 8:47:31 AM |
| achillesa | $25.00 | $25.00 | 7/1/2010 8:47:43 AM |
| geekguy | $25.00 | $25.00 | 7/1/2010 9:37:43 AM |
| DiabolicalGamer | $25.00 | $25.00 | 7/1/2010 3:54:12 PM |
| Ven58 | $25.00 | $25.00 | 7/1/2010 4:11:13 PM |
| Bank_Of_XL | $25.00 | $25.00 | 7/1/2010 7:03:53 PM |
| MTGuy | $50.00 | $50.00 | 7/1/2010 7:51:23 PM |
| SCD | $25.00 | $25.00 | 7/2/2010 5:41:25 AM |
| PurplePonchoMan | $25.00 | $25.00 | 7/2/2010 9:10:42 AM |
| GrayStudio | $32.16 | $32.16 | 7/2/2010 2:42:05 PM |
| PadreAyudate | $25.00 | $25.00 | 7/2/2010 4:31:23 PM |
| credit-fox3 | $25.00 | $25.00 | 7/2/2010 11:34:58 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/3/2010 1:45:32 PM |
| gsp1885 | $27.00 | $27.00 | 7/4/2010 12:04:57 AM |
| dmitriy2 | $50.00 | $50.00 | 7/3/2010 10:42:24 PM |
| bonehead_lender | $50.00 | $50.00 | 7/5/2010 6:57:34 AM |
| JustLikeYou | $28.00 | $28.00 | 7/5/2010 10:19:27 AM |
| ninjamonkey | $200.00 | $200.00 | 7/5/2010 11:46:29 AM |
| kleinbrak | $25.00 | $25.00 | 7/5/2010 2:43:30 PM |
| 254 bids
|
Borrower Payment Dependent Notes Series
464510
This series of Notes was issued and sold upon the funding of the borrower loan #43456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jul-01-2010 |
| |
Auction end date:
| Jul-08-2010 |
|
|
Starting lender yield:
| 13.85% |
Starting borrower rate/APR:
| 14.85% / 17.02% |
Starting monthly payment:
| $415.10 |
|
Final lender yield:
| 13.85% |
Final borrower rate/APR:
| 14.85% / 17.02% |
Final monthly payment:
| $415.10 |
| |
|
Auction yield range:
| 5.98% - 13.85% |
Estimated loss impact:
| 5.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 0m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 18 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,440 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 25% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| cookienclean |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 82% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 5
( 18% )
| 740-759
(Jan-2008)
|
|
Principal balance:
| $2,592.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
No more revolving debt...
Purpose of loan:
This loan will be used to pay off all of my credit cards as well as my current Prosper loan. My financial situation:
I am a good candidate for this loan because I always have, and always will, done my best to be financially responsible.? I'm far from perfect, but I put a very high priority in paying my debts.? I can meet all my payments, paying off all debt with interest over 15% is a priority.? My long term goal is to be credit card free, and I have lowered my revolving debt.??? Slowly but surely,?I am?moving towards?my goal. Monthly net income: $ 3510 Monthly expenses: $
? Housing: $ 840
? Insurance: $ 120
? Car expenses: $ 335
? Utilities: $ 200
? Phone, cable, internet: $ 262
? Food, entertainment: $ 500
? Clothing, household expenses $ 75
? Credit cards and other loans: $ 735
? Other expenses: $ 100 for kids' 529 plans
Total: $3217
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
Do you plan to make the payments for this loan manually or via an automatic withdrawal? I ask because I noticed the 5 late payments on your currently active loan.
Thanks! - balance-chestnut
A:
Payments on this loan would be made via automatic withdrawal.
(Jul-06-2010)
Q:
Your information shows $6440 of revolving credit and you are borrowing $12,000. Are you paying off the $6440 with this money? What are you using the remainder of the money for and can you provide details? Thank you. - falcone
A:
Current revolving debt $6440
Remainder of current Prosper loan $2592
Orthodontics $2400
This leaves $208, which I don't have any particular plans for.
(Jul-06-2010)
Q:
What kind of work do you do and how long have you been with the company? Thanks and Good Luck! - proton346
A:
I work as a manger in a trucking company, and I've been at this current company for a little over 2 years now.
(Jul-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 7/1/2010 4:51:29 PM |
| bountiful-durability | $100.00 | $100.00 | 7/1/2010 4:52:10 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/1/2010 4:58:36 PM |
| orgy63 | $25.00 | $25.00 | 7/1/2010 4:56:29 PM |
| bid-czar8 | $100.00 | $100.00 | 7/1/2010 5:00:18 PM |
| 1800porsche | $25.00 | $25.00 | 7/1/2010 5:00:33 PM |
| Avala | $50.00 | $50.00 | 7/1/2010 4:58:18 PM |
| dickfore | $25.00 | $25.00 | 7/1/2010 4:59:28 PM |
| Slend49 | $25.00 | $25.00 | 7/1/2010 5:03:46 PM |
| Pulchritudinous | $25.00 | $25.00 | 7/1/2010 4:54:24 PM |
| riproaringrapids | $25.00 | $25.00 | 7/1/2010 5:05:17 PM |
| Cai8899 | $50.00 | $50.00 | 7/1/2010 5:01:54 PM |
| SimpleChoice | $25.00 | $25.00 | 7/1/2010 5:02:03 PM |
| RMB-Investments | $50.00 | $50.00 | 7/1/2010 5:06:16 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 7/1/2010 5:06:30 PM |
| Thylow | $25.00 | $25.00 | 7/1/2010 4:56:18 PM |
| tech310 | $50.00 | $50.00 | 7/1/2010 5:03:05 PM |
| nickel-ferret | $25.00 | $25.00 | 7/1/2010 5:08:39 PM |
| personal-lender | $25.00 | $25.00 | 7/1/2010 4:58:43 PM |
| AdamClemSC | $25.00 | $25.00 | 7/1/2010 5:07:22 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/1/2010 5:00:00 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 7/1/2010 5:01:33 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/1/2010 5:02:24 PM |
| SNH | $75.00 | $75.00 | 7/1/2010 5:02:56 PM |
| delicious-social132 | $25.00 | $25.00 | 7/1/2010 5:03:31 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 7/1/2010 5:03:52 PM |
| calm-deal7 | $25.00 | $25.00 | 7/1/2010 5:04:35 PM |
| teller | $25.00 | $25.00 | 7/1/2010 5:06:01 PM |
| interest88 | $25.00 | $25.00 | 7/1/2010 8:39:12 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/1/2010 5:06:28 PM |
| alaco | $25.00 | $25.00 | 7/1/2010 9:24:21 PM |
| HarrisonHome | $25.00 | $25.00 | 7/2/2010 6:17:19 AM |
| wojo | $25.00 | $25.00 | 7/2/2010 6:23:58 AM |
| trustworthy-fairness | $40.00 | $40.00 | 7/2/2010 5:38:33 AM |
| wampum-chorus3 | $25.00 | $25.00 | 7/1/2010 8:09:32 PM |
| contract-giant | $25.00 | $25.00 | 7/1/2010 8:25:12 PM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/2/2010 9:37:43 AM |
| head | $25.00 | $25.00 | 7/2/2010 12:33:47 AM |
| mizount | $25.00 | $25.00 | 7/2/2010 2:48:22 PM |
| debtcollector | $100.00 | $100.00 | 7/2/2010 11:45:06 AM |
| Tradesmanlender | $25.00 | $25.00 | 7/2/2010 1:31:57 PM |
| KiwiElf | $25.00 | $25.00 | 7/2/2010 2:26:39 PM |
| MrMoney0622 | $25.00 | $25.00 | 7/2/2010 2:39:26 PM |
| buckyhead2000 | $25.00 | $25.00 | 7/2/2010 2:41:44 PM |
| restech | $25.00 | $25.00 | 7/2/2010 3:27:58 PM |
| the-profit-oracle | $25.00 | $25.00 | 7/2/2010 4:23:06 PM |
| kmr2 | $250.00 | $250.00 | 7/3/2010 5:43:02 AM |
| money-bauble | $50.00 | $50.00 | 7/3/2010 12:51:22 PM |
| wise-silver-wonder | $25.00 | $25.00 | 7/3/2010 5:24:30 PM |
| flwah | $25.00 | $25.00 | 7/3/2010 5:14:41 PM |
| important-ore | $50.00 | $50.00 | 7/3/2010 8:31:24 PM |
| overflowinglife | $25.00 | $25.00 | 7/3/2010 3:51:30 PM |
| visionary-fund | $50.00 | $50.00 | 7/4/2010 4:43:25 PM |
| Gibbyland | $75.00 | $75.00 | 7/4/2010 11:47:17 AM |
| mikeandcat | $35.85 | $35.85 | 7/4/2010 7:37:43 PM |
| upbeat-investment9 | $25.00 | $25.00 | 7/4/2010 4:53:10 PM |
| Phantom99 | $25.00 | $25.00 | 7/5/2010 5:35:35 AM |
| red-favorable-basis | $25.00 | $25.00 | 7/5/2010 6:18:44 AM |
| zone6 | $100.00 | $100.00 | 7/4/2010 9:51:57 PM |
| tenacious-payout | $25.00 | $25.00 | 7/5/2010 8:51:28 AM |
| syounker | $25.00 | $25.00 | 7/5/2010 9:26:30 AM |
| rescue | $250.00 | $250.00 | 7/5/2010 4:42:38 AM |
| a-finance-nirvana | $25.00 | $25.00 | 7/5/2010 5:35:21 AM |
| Unclejohn | $35.00 | $35.00 | 7/5/2010 8:41:35 AM |
| ALVO | $32.24 | $32.24 | 7/5/2010 5:03:32 PM |
| Divr555 | $25.59 | $25.59 | 7/5/2010 5:04:50 PM |
| dollar-oracle55 | $25.00 | $25.00 | 7/5/2010 5:05:11 PM |
| JagFan | $25.00 | $25.00 | 7/5/2010 5:06:54 PM |
| PhalanxBulldog | $25.00 | $25.00 | 7/5/2010 5:07:00 PM |
| IP | $50.00 | $50.00 | 7/5/2010 5:07:07 PM |
| dmitrk | $25.00 | $25.00 | 7/5/2010 5:07:20 PM |
| treasure-generator | $25.00 | $25.00 | 7/5/2010 5:07:48 PM |
| DadWarbucks | $25.00 | $25.00 | 7/5/2010 5:07:55 PM |
| gracej | $25.00 | $25.00 | 7/5/2010 1:48:39 PM |
| fabster | $25.00 | $25.00 | 7/5/2010 5:03:21 PM |
| spsavage | $25.00 | $25.00 | 7/5/2010 5:03:24 PM |
| Nailman88 | $25.00 | $25.00 | 7/5/2010 2:35:54 PM |
| LenderByDay | $25.00 | $25.00 | 7/5/2010 5:04:42 PM |
| PHI4308 | $25.00 | $25.00 | 7/5/2010 5:05:09 PM |
| Sixmil | $25.00 | $25.00 | 7/5/2010 5:06:52 PM |
| Superc0ld | $27.46 | $27.46 | 7/5/2010 5:07:05 PM |
| i3urtonair | $25.00 | $25.00 | 7/5/2010 5:07:21 PM |
| bazzer | $25.00 | $25.00 | 7/5/2010 5:07:24 PM |
| decisive-capital | $42.81 | $42.81 | 7/5/2010 5:07:48 PM |
| aznmikelee | $25.00 | $25.00 | 7/5/2010 5:03:16 PM |
| kanpur63 | $25.00 | $25.00 | 7/5/2010 5:03:17 PM |
| Approved1234 | $25.00 | $25.00 | 7/5/2010 5:03:19 PM |
| aader | $25.00 | $25.00 | 7/5/2010 5:03:25 PM |
| fundologist | $50.00 | $50.00 | 7/5/2010 6:08:51 PM |
| Interloper | $35.00 | $35.00 | 7/5/2010 5:04:32 PM |
| omerta6102 | $50.00 | $50.00 | 7/5/2010 5:04:45 PM |
| All_Wins | $25.00 | $25.00 | 7/5/2010 5:05:22 PM |
| lucrative-loan | $39.22 | $39.22 | 7/5/2010 5:06:10 PM |
| wdove511 | $25.00 | $25.00 | 7/5/2010 5:06:43 PM |
| Onesiphorus | $25.00 | $25.00 | 7/5/2010 5:06:59 PM |
| nodrivelpls | $25.00 | $25.00 | 7/5/2010 5:07:13 PM |
| money2k | $25.00 | $25.00 | 7/5/2010 5:07:17 PM |
| goldeneye777 | $25.00 | $25.00 | 7/5/2010 5:07:30 PM |
| principal-galaxy | $25.00 | $25.00 | 7/5/2010 5:07:47 PM |
| heng2x | $50.00 | $50.00 | 7/6/2010 12:31:02 AM |
| honorable-vigilance | $25.00 | $25.00 | 7/6/2010 8:33:50 AM |
| rjsdsu | $25.00 | $25.00 | 7/6/2010 8:59:31 AM |
| credit-panda1 | $50.00 | $50.00 | 7/6/2010 9:16:12 AM |
| IeatatWendys | $50.00 | $50.00 | 7/6/2010 2:55:33 PM |
| cloud8 | $55.00 | $55.00 | 7/6/2010 4:11:26 PM |
| forthright-principal2 | $25.00 | $25.00 | 7/6/2010 10:59:21 PM |
| maj0508 | $100.00 | $100.00 | 7/6/2010 10:58:08 PM |
| jodilee31 | $27.73 | $27.73 | 7/7/2010 2:57:42 AM |
| GABC-1 | $47.00 | $47.00 | 7/7/2010 8:40:10 AM |
| rockhound84 | $25.00 | $25.00 | 7/7/2010 8:50:32 AM |
| haryassman | $25.00 | $25.00 | 7/7/2010 8:14:18 AM |
| affluence-pumpkin0 | $50.00 | $50.00 | 7/7/2010 10:59:16 AM |
| principal-laser | $128.00 | $128.00 | 7/7/2010 12:08:08 PM |
| revenue-sapling | $25.00 | $25.00 | 7/7/2010 5:34:12 PM |
| patriot384 | $450.00 | $450.00 | 7/7/2010 8:34:03 PM |
| rbgnr111 | $25.00 | $25.00 | 7/7/2010 9:37:58 PM |
| steady-dime | $25.00 | $25.00 | 7/8/2010 7:57:57 AM |
| spiff666 | $25.00 | $25.00 | 7/7/2010 8:47:57 PM |
| rainbowsorbet | $25.00 | $25.00 | 7/8/2010 7:47:02 AM |
| BrighterSuns | $25.00 | $25.00 | 7/8/2010 8:09:36 AM |
| CACO_Bank | $25.00 | $25.00 | 7/8/2010 11:04:15 AM |
| zxcvbn | $200.00 | $200.00 | 7/8/2010 11:09:01 AM |
| Leshan | $200.00 | $200.00 | 7/8/2010 8:56:20 AM |
| sharp518 | $50.00 | $50.00 | 7/8/2010 9:14:02 AM |
| smart-gain | $50.00 | $50.00 | 7/8/2010 12:31:35 PM |
| bonus-quark4 | $25.00 | $25.00 | 7/8/2010 9:52:16 AM |
| 340 | $50.00 | $50.00 | 7/8/2010 1:43:25 PM |
| dano1965 | $50.00 | $50.00 | 7/8/2010 8:18:56 AM |
| DreamsDoComeTrue | $227.17 | $227.17 | 7/8/2010 2:49:32 PM |
| JTRADER056 | $75.00 | $75.00 | 7/8/2010 11:48:40 AM |
| asset-trumpeter | $25.00 | $25.00 | 7/8/2010 11:49:40 AM |
| cbivitz | $200.00 | $200.00 | 7/8/2010 1:28:43 PM |
| ben1crew | $25.00 | $25.00 | 7/8/2010 10:03:35 AM |
| Sven79 | $50.00 | $50.00 | 7/8/2010 3:37:02 PM |
| Comoparklender | $30.00 | $30.00 | 7/1/2010 4:52:27 PM |
| selector568 | $200.00 | $200.00 | 7/1/2010 4:50:05 PM |
| orderly-loot | $25.00 | $25.00 | 7/1/2010 4:51:58 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/1/2010 4:58:11 PM |
| treasure-bliss | $100.00 | $100.00 | 7/1/2010 5:01:42 PM |
| american6 | $25.00 | $25.00 | 7/1/2010 4:58:29 PM |
| simplelender80 | $100.00 | $100.00 | 7/1/2010 4:58:39 PM |
| Winsten | $50.00 | $50.00 | 7/1/2010 4:59:06 PM |
| hrubinst | $25.00 | $25.00 | 7/1/2010 5:04:47 PM |
| bchen78875 | $25.00 | $25.00 | 7/1/2010 5:07:01 PM |
| authoritative-platinum7 | $50.00 | $50.00 | 7/1/2010 5:03:38 PM |
| gelidfrank | $25.00 | $25.00 | 7/1/2010 5:08:32 PM |
| Alpha-AssistU | $50.00 | $50.00 | 7/1/2010 5:04:55 PM |
| thestartuplender | $35.00 | $35.00 | 7/1/2010 5:05:41 PM |
| Havana21 | $25.00 | $25.00 | 7/1/2010 5:07:30 PM |
| ddog0224 | $25.00 | $25.00 | 7/1/2010 5:08:04 PM |
| Supernick | $50.00 | $50.00 | 7/1/2010 5:08:45 PM |
| qtmspin | $25.00 | $25.00 | 7/1/2010 5:03:18 PM |
| ray1051 | $25.00 | $25.00 | 7/1/2010 5:03:27 PM |
| top-courteous-peso | $250.00 | $250.00 | 7/1/2010 5:03:55 PM |
| GElender | $50.00 | $50.00 | 7/1/2010 5:06:03 PM |
| responsibility-butterfly | $25.00 | $25.00 | 7/1/2010 9:10:40 PM |
| ddamenace | $30.00 | $30.00 | 7/1/2010 7:47:39 PM |
| 8bitnintendo | $25.00 | $25.00 | 7/1/2010 5:07:52 PM |
| ichibon | $45.09 | $45.09 | 7/1/2010 11:56:31 PM |
| blackstar | $25.00 | $25.00 | 7/2/2010 4:02:06 AM |
| finance-symphony7 | $25.00 | $25.00 | 7/1/2010 9:10:15 PM |
| rudyindc | $25.00 | $25.00 | 7/2/2010 8:51:48 AM |
| felicity-daydream | $50.00 | $50.00 | 7/2/2010 7:25:24 AM |
| enthralling-deal180 | $40.28 | $40.28 | 7/2/2010 7:56:57 AM |
| orange-dollar-guild | $50.00 | $50.00 | 7/1/2010 9:49:25 PM |
| Benjamin_Orban | $25.00 | $25.00 | 7/2/2010 11:06:26 AM |
| tranquil-return4 | $25.00 | $25.00 | 7/2/2010 9:40:00 AM |
| get30inc | $25.00 | $25.00 | 7/2/2010 6:17:20 AM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/2/2010 10:38:31 AM |
| new-social-economist | $25.00 | $25.00 | 7/2/2010 10:56:52 AM |
| new-return-faire | $50.00 | $50.00 | 7/2/2010 11:22:49 AM |
| CBTW | $25.00 | $25.00 | 7/2/2010 2:31:41 PM |
| radforj22 | $25.00 | $25.00 | 7/2/2010 9:31:24 AM |
| Moneypenny6 | $30.00 | $30.00 | 7/2/2010 3:41:37 PM |
| MStackIV | $25.00 | $25.00 | 7/2/2010 10:46:17 AM |
| commitment-farm | $25.00 | $25.00 | 7/2/2010 11:31:33 AM |
| Sonos | $25.00 | $25.00 | 7/2/2010 12:21:24 PM |
| Clambake | $50.00 | $50.00 | 7/2/2010 2:41:08 PM |
| bowdish1 | $50.00 | $50.00 | 7/2/2010 3:22:02 PM |
| 850 | $50.00 | $50.00 | 7/2/2010 10:18:33 PM |
| first-upright-payout | $25.00 | $25.00 | 7/3/2010 8:41:28 AM |
| IIP77 | $25.00 | $25.00 | 7/3/2010 6:56:29 AM |
| serpentine | $50.00 | $50.00 | 7/3/2010 10:26:42 AM |
| jasonuz | $25.00 | $25.00 | 7/3/2010 7:58:24 PM |
| friendly-market5 | $50.00 | $50.00 | 7/3/2010 8:00:33 PM |
| heerzaquestion | $25.00 | $25.00 | 7/3/2010 8:58:57 PM |
| metro457 | $25.00 | $25.00 | 7/3/2010 5:41:27 PM |
| platinum-rapture6 | $25.00 | $25.00 | 7/3/2010 3:02:21 PM |
| cello1 | $25.00 | $25.00 | 7/3/2010 5:31:46 PM |
| ccdirectt | $75.00 | $75.00 | 7/4/2010 3:47:40 PM |
| RedCentre | $250.00 | $250.00 | 7/4/2010 12:44:23 PM |
| porwestco | $25.00 | $25.00 | 7/4/2010 3:06:53 PM |
| richboy56 | $50.00 | $50.00 | 7/4/2010 11:38:58 PM |
| selfmademan | $25.00 | $25.00 | 7/4/2010 2:21:27 PM |
| line6owner | $26.00 | $26.00 | 7/5/2010 5:32:17 AM |
| briantrader21 | $25.00 | $25.00 | 7/5/2010 12:11:51 AM |
| bazaar-tulip | $25.00 | $25.00 | 7/5/2010 4:42:11 PM |
| derec | $25.00 | $25.00 | 7/5/2010 5:03:27 PM |
| ADIDASNO | $25.00 | $25.00 | 7/5/2010 5:03:31 PM |
| autodidact42 | $50.00 | $50.00 | 7/5/2010 11:39:45 AM |
| Searlzy | $25.00 | $25.00 | 7/5/2010 5:04:41 PM |
| mizunoman | $25.00 | $25.00 | 7/5/2010 5:04:56 PM |
| NJournalist | $25.00 | $25.00 | 7/5/2010 5:05:07 PM |
| loan-kung-fu | $25.00 | $25.00 | 7/5/2010 3:43:38 PM |
| don8ter | $25.00 | $25.00 | 7/5/2010 5:05:24 PM |
| mpactlender | $25.00 | $25.00 | 7/5/2010 5:06:37 PM |
| Josilot | $25.00 | $25.00 | 7/5/2010 5:06:56 PM |
| papaman | $25.00 | $25.00 | 7/5/2010 5:07:04 PM |
| TheColoradoDon | $25.00 | $25.00 | 7/5/2010 5:07:07 PM |
| mmckune | $25.00 | $25.00 | 7/5/2010 5:07:14 PM |
| biobulator | $25.00 | $25.00 | 7/5/2010 5:07:34 PM |
| Au-Ag-Pt | $25.00 | $25.00 | 7/5/2010 5:03:15 PM |
| CSUgrad08 | $25.00 | $25.00 | 7/5/2010 5:04:09 PM |
| fireboss | $62.72 | $62.72 | 7/5/2010 5:04:51 PM |
| PatRichi | $25.00 | $25.00 | 7/5/2010 5:04:57 PM |
| MARSTUN | $30.87 | $30.87 | 7/5/2010 5:05:15 PM |
| supreme-hope | $25.00 | $25.00 | 7/5/2010 6:30:08 PM |
| blissful-gain | $50.00 | $50.00 | 7/5/2010 6:53:45 PM |
| LongTail | $25.00 | $25.00 | 7/5/2010 5:07:29 PM |
| seattleslug | $25.00 | $12.05 | 7/5/2010 5:07:56 PM |
| Dia_Lucrii | $25.00 | $25.00 | 7/5/2010 5:03:22 PM |
| market-pudding | $25.00 | $25.00 | 7/5/2010 6:07:45 PM |
| DrStaff | $43.65 | $43.65 | 7/5/2010 5:04:33 PM |
| kscc183 | $25.00 | $25.00 | 7/5/2010 5:04:40 PM |
| topher515 | $25.00 | $25.00 | 7/5/2010 5:04:47 PM |
| hanuman77 | $28.44 | $28.44 | 7/5/2010 5:04:55 PM |
| mdfrog13 | $45.00 | $45.00 | 7/6/2010 6:14:08 AM |
| bullwink27 | $25.00 | $25.00 | 7/5/2010 5:05:10 PM |
| zeelender | $25.00 | $25.00 | 7/5/2010 5:07:03 PM |
| Cre8iveCash | $25.00 | $25.00 | 7/5/2010 5:07:26 PM |
| Plotinus | $40.45 | $40.45 | 7/5/2010 5:07:41 PM |
| dparkhom | $25.00 | $25.00 | 7/5/2010 5:07:44 PM |
| Hexnut | $25.00 | $25.00 | 7/5/2010 5:07:54 PM |
| BigGuyBank | $25.00 | $25.00 | 7/6/2010 8:49:53 AM |
| buckeyebucks | $50.00 | $50.00 | 7/5/2010 9:04:36 PM |
| mg95 | $50.00 | $50.00 | 7/6/2010 11:11:59 AM |
| whatreality | $50.00 | $50.00 | 7/6/2010 7:50:11 AM |
| Sub-Vet | $25.00 | $25.00 | 7/6/2010 2:24:02 PM |
| dynrep | $25.00 | $25.00 | 7/6/2010 3:48:11 PM |
| foldingbenny2 | $50.00 | $50.00 | 7/6/2010 2:40:52 PM |
| peb44 | $25.00 | $25.00 | 7/6/2010 2:47:09 PM |
| graceful-credit5 | $50.00 | $50.00 | 7/6/2010 2:47:47 PM |
| attractive-rate | $25.00 | $25.00 | 7/6/2010 4:28:25 PM |
| peb44 | $25.00 | $25.00 | 7/6/2010 6:44:35 PM |
| brother_tam | $200.00 | $200.00 | 7/6/2010 9:44:20 PM |
| wwwUniversal | $25.00 | $25.00 | 7/6/2010 11:02:01 PM |
| QGuy | $37.97 | $37.97 | 7/7/2010 6:07:42 AM |
| doopers | $25.00 | $25.00 | 7/7/2010 5:58:22 AM |
| AmericanBeach | $25.00 | $25.00 | 7/7/2010 6:01:04 AM |
| lazyeye | $25.00 | $25.00 | 7/7/2010 7:00:17 AM |
| hebergee | $25.00 | $25.00 | 7/7/2010 9:12:48 AM |
| jybank | $25.00 | $25.00 | 7/7/2010 11:03:33 AM |
| dynamic-platinum | $25.00 | $25.00 | 7/7/2010 4:02:01 PM |
| gpuck | $25.00 | $25.00 | 7/7/2010 4:26:18 PM |
| LendToCause | $25.00 | $25.00 | 7/7/2010 5:48:20 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/7/2010 6:59:17 PM |
| best-listing-toro | $25.00 | $25.00 | 7/7/2010 5:01:14 PM |
| enthusiastic-point | $25.00 | $25.00 | 7/8/2010 8:04:07 AM |
| PadreAyudate | $25.00 | $25.00 | 7/8/2010 5:49:41 AM |
| 1phantom | $25.00 | $25.00 | 7/8/2010 8:18:10 AM |
| wildebeest9 | $25.00 | $25.00 | 7/8/2010 9:48:45 AM |
| Big_Funder | $35.00 | $35.00 | 7/8/2010 10:04:38 AM |
| mpatrick | $50.00 | $50.00 | 7/8/2010 7:22:05 AM |
| a-golden-deal | $50.00 | $50.00 | 7/8/2010 1:27:15 PM |
| lucrative-coin | $50.00 | $50.00 | 7/8/2010 2:43:17 PM |
| pythia | $25.00 | $25.00 | 7/8/2010 11:50:53 AM |
| wisconsinvestor | $50.00 | $50.00 | 7/8/2010 3:21:42 PM |
| DasMula | $25.00 | $25.00 | 7/8/2010 2:05:57 PM |
| neighborly-peso | $67.43 | $67.43 | 7/8/2010 10:32:32 AM |
| courteous-cash6 | $36.00 | $36.00 | 7/8/2010 10:44:00 AM |
| shrewd-income | $100.00 | $100.00 | 7/8/2010 11:09:39 AM |
| coin-trajectory | $25.98 | $25.98 | 7/8/2010 11:53:02 AM |
| forthright-principal2 | $25.00 | $25.00 | 7/8/2010 3:35:31 PM |
| DasMula | $25.00 | $25.00 | 7/8/2010 2:06:17 PM |
| TravisMcGee | $25.00 | $25.00 | 7/8/2010 4:25:11 PM |
| matthewa | $25.00 | $25.00 | 7/8/2010 4:30:45 PM |
| 276 bids
|
Borrower Payment Dependent Notes Series
464602
This series of Notes was issued and sold upon the funding of the borrower loan #43376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-01-2010 |
| |
Auction end date:
| Jul-08-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $307.43 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $307.43 |
| |
|
Auction yield range:
| 3.98% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 23
/
22 | Length of status: | 11y 7m |
|
Credit score:
| 780-799 (Jun-2010) |
Total credit lines:
| 45 |
Occupation: | Engineer - Mechanic... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $58,568 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 55% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| L2SGirls |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Aug-2007)
|
|
Principal balance:
| $753.83 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate and to pay off my credit cards for good.? My three year plan is to be entirely debt free by 2013.
My financial situation:
I am a good candidate for this loan because?I only have three more payments left?from a previous loan with the Prosper community and I have never been late for any of my payments.
I?am employed at the same job with a local government agency for over 11 years and I have a steady reliable source of income.
I am determined to be debt-free in three years or less!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| orderly-loot | $25.00 | $25.00 | 7/1/2010 4:51:56 PM |
| bountiful-durability | $100.00 | $100.00 | 7/1/2010 4:52:09 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/1/2010 4:58:09 PM |
| personal-lender | $25.00 | $25.00 | 7/1/2010 4:58:46 PM |
| Avala | $50.00 | $50.00 | 7/1/2010 4:58:16 PM |
| Cai8899 | $50.00 | $50.00 | 7/1/2010 5:01:56 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/1/2010 5:02:22 PM |
| Winsten | $50.00 | $50.00 | 7/1/2010 4:59:04 PM |
| riproaringrapids | $25.00 | $25.00 | 7/1/2010 5:02:37 PM |
| Artist_Blue | $25.00 | $25.00 | 7/1/2010 4:51:31 PM |
| dickfore | $25.00 | $25.00 | 7/1/2010 4:59:31 PM |
| tech310 | $50.00 | $50.00 | 7/1/2010 5:03:09 PM |
| authoritative-platinum7 | $50.00 | $50.00 | 7/1/2010 5:03:36 PM |
| hrubinst | $25.00 | $25.00 | 7/1/2010 5:04:50 PM |
| treasure-bliss | $100.00 | $100.00 | 7/1/2010 5:01:40 PM |
| Slend49 | $25.00 | $25.00 | 7/1/2010 5:03:45 PM |
| thestartuplender | $35.00 | $35.00 | 7/1/2010 5:05:39 PM |
| GElender | $50.00 | $50.00 | 7/1/2010 5:06:05 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/1/2010 4:59:58 PM |
| 8bitnintendo | $25.00 | $25.00 | 7/1/2010 5:07:50 PM |
| ichibon | $75.00 | $75.00 | 7/1/2010 7:15:05 PM |
| Supernick | $50.00 | $50.00 | 7/1/2010 5:08:48 PM |
| SNH | $75.00 | $75.00 | 7/1/2010 5:02:58 PM |
| orange-dollar-guild | $50.00 | $50.00 | 7/1/2010 5:04:57 PM |
| contract-giant | $25.00 | $25.00 | 7/1/2010 8:25:10 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/1/2010 5:06:26 PM |
| alaco | $25.00 | $25.00 | 7/1/2010 9:24:20 PM |
| bold-durability-drum | $25.00 | $25.00 | 7/1/2010 5:07:39 PM |
| ddog0224 | $25.00 | $25.00 | 7/1/2010 5:08:02 PM |
| responsibility-butterfly | $25.00 | $25.00 | 7/1/2010 9:10:38 PM |
| Pulchritudinous | $25.00 | $25.00 | 7/2/2010 6:01:26 AM |
| loan-kung-fu | $25.00 | $25.00 | 7/2/2010 9:21:53 AM |
| linklady | $50.00 | $50.00 | 7/1/2010 7:29:46 PM |
| get30inc | $25.00 | $25.00 | 7/1/2010 7:30:10 PM |
| wampum-chorus3 | $25.00 | $25.00 | 7/1/2010 8:09:20 PM |
| Benjamin_Orban | $25.00 | $25.00 | 7/2/2010 11:06:25 AM |
| radforj22 | $25.00 | $25.00 | 7/2/2010 9:31:22 AM |
| ms48105 | $25.00 | $25.00 | 7/2/2010 9:39:51 AM |
| new-social-economist | $25.00 | $25.00 | 7/2/2010 10:56:51 AM |
| Alpha-AssistU | $50.00 | $50.00 | 7/2/2010 9:13:31 AM |
| Sonos | $25.00 | $25.00 | 7/2/2010 12:21:21 PM |
| outofoffice | $50.00 | $50.00 | 7/2/2010 12:27:36 PM |
| turbine2 | $25.00 | $25.00 | 7/2/2010 9:38:23 AM |
| visionary-community | $25.00 | $25.00 | 7/2/2010 9:40:41 AM |
| bowdish1 | $50.00 | $50.00 | 7/2/2010 3:21:58 PM |
| TaoPooh | $25.00 | $25.00 | 7/2/2010 1:24:25 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/2/2010 10:38:30 AM |
| miket71 | $35.67 | $35.67 | 7/2/2010 3:44:52 PM |
| castleman | $25.00 | $25.00 | 7/2/2010 2:27:25 PM |
| time4aloan | $25.00 | $25.00 | 7/2/2010 11:31:51 AM |
| DcUnited | $30.00 | $30.00 | 7/2/2010 3:27:49 PM |
| Digs | $25.00 | $25.00 | 7/2/2010 2:38:44 PM |
| Dreams4Cash | $25.00 | $25.00 | 7/2/2010 2:41:31 PM |
| graceful-investment | $25.00 | $25.00 | 7/2/2010 3:27:35 PM |
| slartibardfast | $25.00 | $25.00 | 7/2/2010 3:42:59 PM |
| samo102us | $25.00 | $25.00 | 7/2/2010 3:44:45 PM |
| encore739 | $25.00 | $25.00 | 7/2/2010 6:27:32 PM |
| RandyL3 | $33.00 | $33.00 | 7/3/2010 5:43:43 AM |
| Aberdeen | $400.00 | $400.00 | 7/3/2010 5:51:25 AM |
| lounges | $25.00 | $25.00 | 7/3/2010 7:21:29 AM |
| Aberdeen | $400.00 | $400.00 | 7/3/2010 5:43:34 AM |
| overflowinglife | $25.00 | $25.00 | 7/3/2010 3:51:26 PM |
| platinum-rapture6 | $25.00 | $25.00 | 7/3/2010 3:06:42 PM |
| danthemon35 | $25.00 | $25.00 | 7/3/2010 5:14:39 PM |
| a-finance-nirvana | $25.00 | $25.00 | 7/3/2010 5:24:50 PM |
| platinum-platoon | $25.00 | $25.00 | 7/4/2010 10:51:28 AM |
| friendly-market5 | $50.00 | $50.00 | 7/3/2010 8:13:41 PM |
| penny-finder | $25.00 | $25.00 | 7/4/2010 11:01:14 AM |
| dirkgently | $25.00 | $25.00 | 7/4/2010 6:17:10 PM |
| aasx1108 | $25.00 | $25.00 | 7/5/2010 8:06:28 AM |
| rescue | $250.00 | $250.00 | 7/5/2010 4:42:35 AM |
| worth-arch | $25.00 | $25.00 | 7/5/2010 5:35:33 AM |
| respectful-integrity3 | $30.00 | $30.00 | 7/5/2010 2:18:57 PM |
| AdamClemSC | $25.00 | $25.00 | 7/5/2010 5:03:59 PM |
| conductor146 | $25.00 | $4.86 | 7/5/2010 5:04:13 PM |
| CA_Lender | $25.00 | $25.00 | 7/5/2010 9:32:40 PM |
| balance-chestnut | $62.50 | $62.50 | 7/6/2010 8:55:04 AM |
| market-pudding | $25.00 | $25.00 | 7/5/2010 7:01:35 PM |
| Kelor99 | $25.00 | $25.00 | 7/6/2010 11:12:22 AM |
| forthright-principal2 | $25.00 | $25.00 | 7/6/2010 3:32:55 PM |
| JABank | $25.00 | $25.00 | 7/6/2010 12:23:44 PM |
| favorite-commerce | $50.00 | $50.00 | 7/6/2010 1:34:25 PM |
| graceful-credit5 | $50.00 | $50.00 | 7/6/2010 2:48:25 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/6/2010 6:27:57 PM |
| brother_tam | $300.00 | $300.00 | 7/6/2010 9:58:57 PM |
| KingCroesus | $25.00 | $25.00 | 7/7/2010 12:49:20 AM |
| asset-trumpeter | $100.00 | $100.00 | 7/7/2010 8:38:22 AM |
| rockhound84 | $25.00 | $25.00 | 7/7/2010 8:51:15 AM |
| ore-bada-bing | $100.00 | $100.00 | 7/7/2010 9:11:56 AM |
| moneybags16 | $25.00 | $25.00 | 7/7/2010 10:10:49 AM |
| haryassman | $25.00 | $25.00 | 7/7/2010 3:06:17 PM |
| captkenr | $25.00 | $25.00 | 7/7/2010 4:05:49 PM |
| Nailman88 | $25.00 | $25.00 | 7/7/2010 4:13:40 PM |
| MoneyTree79 | $25.00 | $25.00 | 7/7/2010 6:07:00 PM |
| mgking007 | $25.00 | $25.00 | 7/7/2010 6:58:30 PM |
| baggydomer | $25.00 | $25.00 | 7/7/2010 9:03:35 PM |
| spiff666 | $25.00 | $25.00 | 7/7/2010 8:44:06 PM |
| doopers | $25.00 | $25.00 | 7/8/2010 5:43:13 AM |
| debt-legend | $25.00 | $25.00 | 7/7/2010 11:25:33 PM |
| gustavholstopus32 | $25.00 | $25.00 | 7/8/2010 5:48:40 AM |
| ethicalhumanist | $25.00 | $25.00 | 7/8/2010 1:24:48 PM |
| jchurchi | $100.00 | $100.00 | 7/8/2010 1:49:03 PM |
| Planecourage | $37.30 | $37.30 | 7/8/2010 3:14:36 PM |
| silver-boots | $50.00 | $50.00 | 7/8/2010 3:17:45 PM |
| triumphant-bonus | $40.76 | $40.76 | 7/8/2010 2:26:32 PM |
| CACO_Bank | $25.00 | $25.00 | 7/8/2010 11:10:46 AM |
| B-rad_the_Coug | $25.00 | $25.00 | 7/8/2010 3:23:17 PM |
| forthright-trade | $25.00 | $25.00 | 7/8/2010 11:42:15 AM |
| cdavefly | $30.00 | $30.00 | 7/8/2010 4:43:32 PM |
| lender987654321 | $30.00 | $30.00 | 7/1/2010 4:49:16 PM |
| american6 | $25.00 | $25.00 | 7/1/2010 4:58:27 PM |
| SimpleChoice | $25.00 | $25.00 | 7/1/2010 5:02:02 PM |
| HarrisonHome | $25.00 | $25.00 | 7/1/2010 5:02:10 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/1/2010 4:58:33 PM |
| Comoparklender | $30.00 | $30.00 | 7/1/2010 4:52:23 PM |
| 1800porsche | $25.00 | $25.00 | 7/1/2010 5:00:31 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 7/1/2010 5:03:51 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 7/1/2010 5:01:32 PM |
| RMB-Investments | $50.00 | $50.00 | 7/1/2010 5:06:14 PM |
| orgy63 | $25.00 | $25.00 | 7/1/2010 4:56:27 PM |
| qtmspin | $25.00 | $25.00 | 7/1/2010 5:03:19 PM |
| Havana21 | $25.00 | $25.00 | 7/1/2010 5:07:29 PM |
| gelidfrank | $25.00 | $25.00 | 7/1/2010 5:08:31 PM |
| bchen78875 | $25.00 | $25.00 | 7/1/2010 5:07:04 PM |
| bid-czar8 | $100.00 | $100.00 | 7/1/2010 5:00:16 PM |
| nickel-ferret | $25.00 | $25.00 | 7/1/2010 5:08:38 PM |
| trustworthy-fairness | $29.21 | $29.21 | 7/1/2010 5:17:16 PM |
| bannybucks | $25.00 | $25.00 | 7/1/2010 6:36:19 PM |
| delicious-social132 | $25.00 | $25.00 | 7/1/2010 5:03:30 PM |
| lovely-order7 | $25.00 | $25.00 | 7/1/2010 7:29:40 PM |
| calm-deal7 | $25.00 | $25.00 | 7/1/2010 5:04:33 PM |
| teller | $25.00 | $25.00 | 7/1/2010 5:05:59 PM |
| the-bill-matrix | $25.00 | $25.00 | 7/1/2010 10:58:49 PM |
| blackstar | $25.00 | $25.00 | 7/2/2010 4:02:03 AM |
| studious-camaraderi | $25.00 | $25.00 | 7/2/2010 8:31:20 AM |
| rudyindc | $25.00 | $25.00 | 7/2/2010 8:51:46 AM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/2/2010 9:37:41 AM |
| SDNLR | $25.00 | $25.00 | 7/2/2010 9:40:58 AM |
| George2384 | $25.00 | $25.00 | 7/2/2010 8:44:33 AM |
| PersonalBnkr | $25.00 | $25.00 | 7/2/2010 12:33:51 AM |
| enthralling-deal180 | $100.00 | $100.00 | 7/2/2010 12:34:00 AM |
| tranquil-return4 | $25.00 | $25.00 | 7/2/2010 9:39:57 AM |
| commitment-farm | $25.00 | $25.00 | 7/2/2010 11:31:31 AM |
| MoneyForNothing | $33.79 | $33.79 | 7/2/2010 5:30:50 AM |
| selector568 | $300.00 | $300.00 | 7/2/2010 10:01:21 AM |
| first-upright-payout | $25.00 | $25.00 | 7/2/2010 11:03:57 AM |
| MrMoney0622 | $25.00 | $25.00 | 7/2/2010 2:39:22 PM |
| peerlender | $25.00 | $25.00 | 7/2/2010 2:40:49 PM |
| Archchancellor | $25.00 | $25.00 | 7/2/2010 2:47:53 PM |
| Aimvest | $25.00 | $25.00 | 7/2/2010 3:00:26 PM |
| five-star-investment8 | $50.00 | $50.00 | 7/2/2010 12:51:53 PM |
| helpinghand63 | $27.49 | $27.49 | 7/2/2010 3:27:24 PM |
| Edwin_Rae | $25.00 | $25.00 | 7/2/2010 9:52:42 AM |
| Max8319 | $25.00 | $25.00 | 7/2/2010 9:56:28 AM |
| syounker | $25.00 | $25.00 | 7/2/2010 1:27:26 PM |
| Phantom99 | $25.00 | $25.00 | 7/2/2010 3:43:14 PM |
| new-return-faire | $50.00 | $50.00 | 7/2/2010 11:22:44 AM |
| Cheburashka | $25.00 | $25.00 | 7/2/2010 2:47:49 PM |
| Dap2005 | $25.00 | $25.00 | 7/2/2010 3:00:30 PM |
| openness-prospector | $25.00 | $25.00 | 7/2/2010 12:06:52 PM |
| restech | $25.00 | $25.00 | 7/2/2010 3:27:55 PM |
| iLoaner | $25.00 | $25.00 | 7/2/2010 3:43:06 PM |
| IIP77 | $25.00 | $25.00 | 7/2/2010 2:48:30 PM |
| pinnacle10 | $25.00 | $25.00 | 7/2/2010 2:55:10 PM |
| lloyd_s | $25.00 | $25.00 | 7/2/2010 3:43:24 PM |
| money-bauble | $200.00 | $200.00 | 7/2/2010 9:06:27 PM |
| jasonuz | $25.00 | $25.00 | 7/2/2010 11:12:25 PM |
| kmr2 | $250.00 | $250.00 | 7/3/2010 5:42:59 AM |
| serpentine | $50.00 | $50.00 | 7/3/2010 10:26:40 AM |
| LittleMingo | $40.00 | $40.00 | 7/2/2010 6:18:02 PM |
| retiresecure | $25.00 | $25.00 | 7/3/2010 8:52:48 AM |
| katnmouse | $45.00 | $45.00 | 7/3/2010 8:15:06 AM |
| Akkon | $25.00 | $25.00 | 7/3/2010 4:22:03 PM |
| important-ore | $50.00 | $50.00 | 7/3/2010 8:31:23 PM |
| the-profit-oracle | $25.00 | $25.00 | 7/3/2010 5:24:46 PM |
| metro457 | $25.00 | $25.00 | 7/3/2010 5:41:25 PM |
| CASSHMAN | $50.00 | $50.00 | 7/4/2010 8:22:02 AM |
| cello1 | $25.00 | $25.00 | 7/3/2010 5:31:45 PM |
| Gibbyland | $75.00 | $75.00 | 7/4/2010 11:47:15 AM |
| heerzaquestion | $25.00 | $25.00 | 7/3/2010 9:06:40 PM |
| UncleSafety | $50.00 | $50.00 | 7/3/2010 9:25:26 PM |
| upbeat-investment9 | $25.00 | $25.00 | 7/4/2010 4:53:08 PM |
| richboy56 | $50.00 | $50.00 | 7/4/2010 11:38:56 PM |
| unclelar | $25.00 | $25.00 | 7/4/2010 12:55:15 PM |
| benevolent-benefit | $25.00 | $25.00 | 7/5/2010 12:13:37 PM |
| Unclejohn | $35.00 | $35.00 | 7/5/2010 8:41:32 AM |
| silktea | $50.00 | $50.00 | 7/5/2010 10:06:32 AM |
| gracej | $25.00 | $25.00 | 7/5/2010 1:48:37 PM |
| bondhedger | $25.00 | $25.00 | 7/5/2010 5:51:30 PM |
| captkenr | $25.00 | $25.00 | 7/6/2010 7:02:54 AM |
| emunah6 | $25.00 | $25.00 | 7/5/2010 7:18:09 PM |
| dsav607 | $25.00 | $25.00 | 7/6/2010 6:01:17 AM |
| JustOneVoice | $25.00 | $25.00 | 7/6/2010 12:29:01 PM |
| JoeXB | $25.00 | $25.00 | 7/6/2010 1:14:40 PM |
| forthright-principal2 | $25.00 | $25.00 | 7/6/2010 1:44:43 PM |
| Cherrypicker | $30.00 | $30.00 | 7/6/2010 12:16:16 PM |
| wwwUniversal | $25.00 | $25.00 | 7/6/2010 1:44:29 PM |
| shrewd-income | $100.00 | $100.00 | 7/6/2010 6:29:26 PM |
| BoCo | $25.00 | $25.00 | 7/7/2010 7:08:31 AM |
| Phantom | $33.51 | $33.51 | 7/7/2010 7:58:29 AM |
| asset-trumpeter | $100.00 | $100.00 | 7/7/2010 10:01:00 AM |
| FinanceEngine | $30.00 | $30.00 | 7/7/2010 7:42:17 AM |
| dmitriy2 | $50.00 | $50.00 | 7/7/2010 9:55:42 AM |
| zippy-revenue8 | $25.00 | $25.00 | 7/7/2010 2:27:28 PM |
| pposFUNDing | $25.00 | $25.00 | 7/7/2010 4:29:14 PM |
| puchkoo | $50.00 | $50.00 | 7/8/2010 9:14:13 AM |
| dano1965 | $36.91 | $36.91 | 7/8/2010 8:23:28 AM |
| Spiv_51 | $25.00 | $25.00 | 7/8/2010 3:53:26 AM |
| moneytolend72 | $30.00 | $30.00 | 7/8/2010 9:10:29 AM |
| Apotheosis | $25.00 | $25.00 | 7/8/2010 9:24:08 AM |
| grampy48 | $50.00 | $50.00 | 7/8/2010 7:11:43 AM |
| salegalaxy | $30.00 | $30.00 | 7/8/2010 2:02:02 PM |
| zxcvbn | $200.00 | $200.00 | 7/8/2010 11:19:10 AM |
| reliable-silver7 | $25.00 | $25.00 | 7/8/2010 4:14:07 PM |
| 214 bids
|
Borrower Payment Dependent Notes Series
464636
This series of Notes was issued and sold upon the funding of the borrower loan #43370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jul-01-2010 |
| |
Auction end date:
| Jul-08-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1997 |
Debt/Income ratio:
| 3% |
|
Basic (1-10):
| 3 |
Inquiries last 6m:
| 5 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 9
/
5 | Length of status: | 3y 5m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 47 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $528 | Stated income: | $100,000+ |
|
Amount delinquent:
| $18,678 |
Bankcard utilization:
| 19% | | |
|
Public records last 12m / 10y:
| 2/ 2 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| Value-Crusader5 |
Borrower's state:
| Connecticut |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2009)
|
|
Principal balance:
| $537.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Paying off debts-lower monthly paym
Purpose of loan:
This loan will be used to lengthen repayment period on property taxes, resulting in a lower monthly payment to get ahead of debt and stay on track to be debt free (other than mortgage) in 5 years.
My financial situation:
I am a good candidate for this loan despite prior difficulty making payments due to a business failure in 2007.? Although behind on two debts with American Express as shown in Prospers summary, I am making monthly payments on this debt and expect to have it paid in full within two years.? In addition, their are two judgements listed, both for a company called ACI, this is an old business debt that I have been paying since October of 2009 and will be paid in full by November.
Monthly net income: $ 6651.78
Monthly expenses: $
??Housing: $ 2408
??Insurance: $ 153
??Car expenses: $ 75
??Utilities: $ 100
??Phone, cable, internet: $ 100?
??Food, entertainment: $?600
??Clothing, household expenses $ 150
??Credit cards and other loans: $?1725
??Other expenses: $
Debts to be paid:
Property Taxes:????$2608????$500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $75.00 | $75.00 | 7/2/2010 4:59:45 PM |
| kingston1 | $25.00 | $25.00 | 7/6/2010 12:01:20 PM |
| coasterman | $25.00 | $25.00 | 7/6/2010 8:19:12 PM |
| YoungTaxMan | $50.00 | $50.00 | 7/6/2010 9:26:21 PM |
| zone6 | $115.25 | $115.25 | 7/6/2010 11:10:06 PM |
| relentless-penny | $75.00 | $75.00 | 7/7/2010 9:23:07 AM |
| reflective-rupee | $25.00 | $25.00 | 7/7/2010 2:48:32 PM |
| adaptable-capital | $250.00 | $250.00 | 7/7/2010 6:05:00 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/7/2010 5:24:13 PM |
| PCity-LOA15 | $30.00 | $30.00 | 7/8/2010 7:27:54 AM |
| reflective-rupee | $25.00 | $25.00 | 7/7/2010 10:05:12 PM |
| gold-cluster | $50.00 | $50.00 | 7/8/2010 11:14:57 AM |
| bonus-quark4 | $25.00 | $25.00 | 7/8/2010 9:55:47 AM |
| reflective-rupee | $100.00 | $64.75 | 7/8/2010 9:58:42 AM |
| mcgovern2024 | $25.00 | $25.00 | 7/8/2010 1:50:53 PM |
| historic-nickel | $25.00 | $25.00 | 7/8/2010 3:22:42 PM |
| well-mannered-income3 | $100.00 | $100.00 | 7/8/2010 2:32:34 PM |
| five-star-note | $30.00 | $30.00 | 7/8/2010 3:56:01 PM |
| ultimate-peace | $50.00 | $50.00 | 7/8/2010 4:01:52 PM |
| wild-orange | $25.00 | $25.00 | 7/8/2010 3:08:35 PM |
| sensational-peace6 | $100.00 | $100.00 | 7/8/2010 3:10:56 PM |
| matthewa | $25.00 | $25.00 | 7/8/2010 4:34:07 PM |
| realtormoises | $25.00 | $25.00 | 7/5/2010 5:52:10 AM |
| FASTIZIO_P | $25.00 | $25.00 | 7/6/2010 4:23:30 AM |
| LaBamba | $100.00 | $100.00 | 7/6/2010 7:17:40 PM |
| heerzaquestion | $25.00 | $25.00 | 7/7/2010 5:05:12 AM |
| mrxtravis | $25.00 | $25.00 | 7/7/2010 7:41:21 AM |
| Kash2010lu | $35.00 | $35.00 | 7/7/2010 10:06:31 AM |
| reflective-rupee | $50.00 | $50.00 | 7/7/2010 2:49:00 PM |
| reflective-rupee | $25.00 | $25.00 | 7/7/2010 2:48:46 PM |
| Bob450 | $25.00 | $25.00 | 7/7/2010 6:43:37 PM |
| reflective-rupee | $25.00 | $25.00 | 7/7/2010 10:04:50 PM |
| gold-cluster | $100.00 | $100.00 | 7/7/2010 8:44:10 PM |
| NekHoldings | $25.00 | $25.00 | 7/8/2010 5:42:43 AM |
| glroark | $100.00 | $100.00 | 7/8/2010 1:21:57 PM |
| twjh | $25.00 | $25.00 | 7/8/2010 1:23:39 PM |
| gold-cluster | $100.00 | $100.00 | 7/8/2010 11:16:11 AM |
| wealth-multiplier | $25.00 | $25.00 | 7/8/2010 3:33:15 PM |
| sweetlan | $25.00 | $25.00 | 7/8/2010 4:35:18 PM |
| 39 bids
|
Borrower Payment Dependent Notes Series
464754
This series of Notes was issued and sold upon the funding of the borrower loan #43382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-01-2010 |
| |
Auction end date:
| Jul-02-2010 |
|
|
Starting lender yield:
| 12.00% |
Starting borrower rate/APR:
| 13.00% / 15.14% |
Starting monthly payment:
| $202.16 |
|
Final lender yield:
| 12.00% |
Final borrower rate/APR:
| 13.00% / 15.14% |
Final monthly payment:
| $202.16 |
| |
|
Auction yield range:
| 3.98% - 12.00% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.86% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 36% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
7 | Length of status: | 27y 5m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 17 |
Occupation: | Laborer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $40,442 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 79% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| museum9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Add to home to take care of parents
Purpose of loan:
Build on to my home, to help take care of my aging?parents? They need to live with someone now, and I want to help them in any way posisble. We need an addition to a room, with wheel chair access.
My financial situation:
I am responsible, and have a steady job. I like the idea of peer to peer lending-- new idea that makes sense.
Monthly net income: $
3000
Monthly expenses: $
??Housing: $?900
??Insurance: $ 60
??Car expenses: $ 130
??Utilities: $?100
??Phone, cable, internet: $ 120
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $?500
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why not take out a home equity line of credit (which would likely have an interest rate under 5%) instead? Thanks and best wishes. - reflective-rupee
A:
Good question. I like the peer to peer concept, and, with the banking industry as it is, I am interested in alternative borrowing options. With the stock market so up and down, this is a good way for me to get a loan, and also help "my neighbor" gain income as well. I also want to become a member as a borrower, in hopes of also become a lender at some point. Thanks for your bid.
(Jul-01-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Comoparklender | $30.00 | $30.00 | 7/1/2010 4:52:22 PM |
| orderly-loot | $25.00 | $25.00 | 7/1/2010 4:51:56 PM |
| julijask | $35.00 | $35.00 | 7/1/2010 4:54:16 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/1/2010 4:58:32 PM |
| hotwired | $25.00 | $25.00 | 7/1/2010 4:46:39 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/1/2010 5:02:19 PM |
| riproaringrapids | $25.00 | $25.00 | 7/1/2010 5:02:36 PM |
| tech310 | $50.00 | $50.00 | 7/1/2010 5:03:08 PM |
| Slend49 | $25.00 | $25.00 | 7/1/2010 5:03:44 PM |
| Pulchritudinous | $25.00 | $25.00 | 7/1/2010 4:53:49 PM |
| diverse2 | $35.00 | $35.00 | 7/1/2010 4:54:19 PM |
| treasure-bliss | $100.00 | $100.00 | 7/1/2010 5:01:38 PM |
| HarrisonHome | $25.00 | $25.00 | 7/1/2010 5:02:09 PM |
| delicious-social132 | $25.00 | $25.00 | 7/1/2010 5:03:29 PM |
| nickel-ferret | $25.00 | $25.00 | 7/1/2010 5:08:38 PM |
| thestartuplender | $35.00 | $35.00 | 7/1/2010 5:05:38 PM |
| get30inc | $25.00 | $25.00 | 7/1/2010 6:06:02 PM |
| teller | $25.00 | $25.00 | 7/1/2010 5:05:59 PM |
| income-fortress | $25.00 | $25.00 | 7/1/2010 4:58:59 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/1/2010 5:06:25 PM |
| emmeyP | $25.00 | $25.00 | 7/1/2010 7:02:02 PM |
| ddog0224 | $25.00 | $25.00 | 7/1/2010 5:08:02 PM |
| Supernick | $50.00 | $50.00 | 7/1/2010 5:08:48 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 7/1/2010 5:01:31 PM |
| BoughtTheFarm | $25.00 | $25.00 | 7/1/2010 5:24:34 PM |
| MTGuy | $25.00 | $25.00 | 7/1/2010 7:49:15 PM |
| RMB-Investments | $50.00 | $50.00 | 7/1/2010 5:06:13 PM |
| responsibility-butterfly | $25.00 | $25.00 | 7/1/2010 9:10:37 PM |
| alaco | $25.00 | $25.00 | 7/1/2010 9:24:19 PM |
| bchen78875 | $25.00 | $25.00 | 7/1/2010 5:07:05 PM |
| gelidfrank | $25.00 | $25.00 | 7/1/2010 5:08:30 PM |
| Bank_Of_XL | $25.00 | $25.00 | 7/1/2010 7:04:37 PM |
| calbertrand | $25.00 | $25.00 | 7/2/2010 5:44:15 AM |
| contract-giant | $25.00 | $25.00 | 7/1/2010 8:25:10 PM |
| dollardave | $100.00 | $100.00 | 7/2/2010 3:26:19 AM |
| bahamaman | $50.00 | $50.00 | 7/1/2010 4:54:14 PM |
| Artist_Blue | $25.00 | $25.00 | 7/1/2010 4:51:33 PM |
| orgy63 | $25.00 | $25.00 | 7/1/2010 4:56:26 PM |
| Winsten | $50.00 | $50.00 | 7/1/2010 4:59:03 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/1/2010 4:59:57 PM |
| Easystreet | $25.00 | $25.00 | 7/1/2010 5:01:26 PM |
| american6 | $25.00 | $25.00 | 7/1/2010 4:58:26 PM |
| SimpleChoice | $25.00 | $25.00 | 7/1/2010 5:02:01 PM |
| ichibon | $36.88 | $36.88 | 7/1/2010 4:59:44 PM |
| bountiful-durability | $100.00 | $100.00 | 7/1/2010 4:52:07 PM |
| bid-czar8 | $100.00 | $100.00 | 7/1/2010 5:00:14 PM |
| 1800porsche | $25.00 | $25.00 | 7/1/2010 5:00:30 PM |
| rollin6978 | $50.00 | $50.00 | 7/1/2010 4:54:00 PM |
| lovely-order7 | $25.00 | $25.00 | 7/1/2010 5:04:54 PM |
| oht588 | $50.00 | $50.00 | 7/1/2010 4:54:21 PM |
| SNH | $75.00 | $75.00 | 7/1/2010 5:02:59 PM |
| 8bitnintendo | $25.00 | $25.00 | 7/1/2010 5:07:49 PM |
| calm-deal7 | $25.00 | $25.00 | 7/1/2010 5:04:32 PM |
| hrubinst | $25.00 | $25.00 | 7/1/2010 5:04:51 PM |
| orange-dollar-guild | $50.00 | $50.00 | 7/1/2010 5:04:57 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/1/2010 4:58:08 PM |
| Avala | $50.00 | $50.00 | 7/1/2010 4:58:15 PM |
| wwwUniversal | $25.00 | $25.00 | 7/1/2010 5:24:39 PM |
| personal-lender | $25.00 | $25.00 | 7/1/2010 4:58:48 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/1/2010 5:07:39 PM |
| trustworthy-fairness | $50.00 | $50.00 | 7/1/2010 5:00:10 PM |
| puyanera | $25.00 | $25.00 | 7/1/2010 5:16:48 PM |
| Cai8899 | $50.00 | $50.00 | 7/1/2010 5:17:20 PM |
| reflective-rupee | $4,000.00 | $2,759.44 | 7/1/2010 5:20:29 PM |
| PersonalBnkr | $25.00 | $25.00 | 7/1/2010 7:27:01 PM |
| qtmspin | $25.00 | $25.00 | 7/1/2010 5:03:20 PM |
| authoritative-platinum7 | $50.00 | $50.00 | 7/1/2010 5:03:35 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 7/1/2010 5:03:50 PM |
| top-courteous-peso | $100.00 | $100.00 | 7/1/2010 5:03:56 PM |
| wampum-chorus3 | $25.00 | $25.00 | 7/1/2010 8:09:20 PM |
| GElender | $50.00 | $50.00 | 7/1/2010 5:06:06 PM |
| linklady | $50.00 | $50.00 | 7/1/2010 5:07:20 PM |
| Havana21 | $25.00 | $25.00 | 7/1/2010 5:07:28 PM |
| first-upright-payout | $25.00 | $25.00 | 7/2/2010 12:11:25 AM |
| shrewd-income | $50.00 | $50.00 | 7/1/2010 8:07:49 PM |
| ommcd | $25.00 | $25.00 | 7/2/2010 4:26:42 AM |
| benjamin67 | $25.00 | $25.00 | 7/1/2010 5:24:37 PM |
| Uylsses | $100.00 | $100.00 | 7/2/2010 5:28:32 AM |
| blackstar | $25.00 | $25.00 | 7/2/2010 4:02:02 AM |
| the-bill-matrix | $25.00 | $25.00 | 7/1/2010 10:58:47 PM |
| enthralling-deal180 | $68.68 | $68.68 | 7/2/2010 12:18:02 AM |
| 81 bids
|
Borrower Payment Dependent Notes Series
464766
This series of Notes was issued and sold upon the funding of the borrower loan #43353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jul-01-2010 |
| |
Auction end date:
| Jul-08-2010 |
|
|
Starting lender yield:
| 19.90% |
Starting borrower rate/APR:
| 20.90% / 23.15% |
Starting monthly payment:
| $282.18 |
|
Final lender yield:
| 19.90% |
Final borrower rate/APR:
| 20.90% / 23.15% |
Final monthly payment:
| $282.18 |
| |
|
Auction yield range:
| 7.98% - 19.90% |
Estimated loss impact:
| 6.96% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.94% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 16y 8m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 27 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,574 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 16% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Ruprecht |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 91% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 2
( 9% )
| 680-699
(Jul-2008)
|
|
Principal balance:
| $2,250.98 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to? pay off debts and have surgery for skin cancer (Basil Cell Carcinoma).
My financial situation:
I am a good candidate for this loan because I have a great job with a major Corporation.? Have been in my same business for 31 year.
Monthly net income: $ 3230.00 plus quarterly commissions and year end bonus.
Monthly expenses: $
??Housing: $ 475.00
??Insurance: $?300.00
??Car expenses: $ 225.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 175.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 200.00
??Other expenses: $ Medications 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
Will you do auto pay for this loan?
Why did you have 2 late payment in your prior Prosper loan?
Thanks, - p2ploan-sensation211
A:
Yes, I will use Auto Pay like I did on my prior loan. The first time that I was late was due to a Credit Card On-Line Payment that double-posted and put me in the Overdrafts. It was the Credit Card Company's error. The second time was when I scheduled a payment on my American Express Corporate Card, which I pay each month with a Company Expense check. My Expense Report didn't get submitted in time and the AMEX Draft came through which put me in the Overdrafts. Thank you for your question.
(Jul-03-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bountiful-durability | $100.00 | $100.00 | 7/1/2010 4:52:06 PM |
| diverse2 | $25.00 | $25.00 | 7/1/2010 4:54:19 PM |
| Comoparklender | $30.00 | $30.00 | 7/1/2010 4:52:21 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/1/2010 4:58:07 PM |
| market-walnut5 | $25.00 | $25.00 | 7/1/2010 4:47:20 PM |
| american6 | $25.00 | $25.00 | 7/1/2010 4:58:24 PM |
| Winsten | $50.00 | $37.44 | 7/1/2010 4:59:02 PM |
| Easystreet | $25.00 | $25.00 | 7/1/2010 5:01:26 PM |
| GlowHost | $50.00 | $50.00 | 7/1/2010 4:55:36 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/1/2010 5:04:04 PM |
| finance-symphony7 | $25.00 | $25.00 | 7/1/2010 9:07:58 PM |
| felicity-daydream | $75.00 | $75.00 | 7/2/2010 7:24:18 AM |
| whatreality | $25.00 | $25.00 | 7/2/2010 7:32:37 AM |
| wwwUniversal | $25.00 | $25.00 | 7/2/2010 7:41:26 AM |
| hidavehi | $88.00 | $88.00 | 7/2/2010 7:48:24 AM |
| maccpro1 | $50.00 | $50.00 | 7/2/2010 8:32:55 AM |
| MStackIV | $25.00 | $25.00 | 7/2/2010 10:43:11 AM |
| sensational-penny | $53.81 | $53.81 | 7/2/2010 11:36:25 AM |
| MStackIV | $25.00 | $25.00 | 7/2/2010 11:49:02 AM |
| 850 | $50.00 | $50.00 | 7/2/2010 10:15:05 PM |
| LoanMoneyToYou | $26.67 | $26.67 | 7/3/2010 11:02:14 AM |
| Bob450 | $30.00 | $30.00 | 7/4/2010 10:43:17 AM |
| squarebob | $25.00 | $25.00 | 7/5/2010 6:03:43 AM |
| attractive-rate | $25.00 | $25.00 | 7/5/2010 3:56:02 PM |
| Ven58 | $25.00 | $25.00 | 7/5/2010 4:42:15 PM |
| attractive-rate | $25.00 | $25.00 | 7/5/2010 3:56:22 PM |
| new-goal-return | $25.00 | $25.00 | 7/5/2010 5:03:12 PM |
| ksubd | $50.00 | $50.00 | 7/5/2010 5:34:38 PM |
| GravityLab | $25.00 | $25.00 | 7/5/2010 2:58:25 PM |
| market-pudding | $25.00 | $25.00 | 7/5/2010 5:57:22 PM |
| mlj0671 | $25.00 | $25.00 | 7/5/2010 7:45:08 PM |
| ChrisKwan | $25.00 | $25.00 | 7/5/2010 4:50:46 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 7/5/2010 8:14:09 PM |
| pietro_torna_indietro | $30.61 | $30.61 | 7/6/2010 7:09:06 AM |
| new-truth-chuckler | $50.00 | $50.00 | 7/6/2010 11:20:09 AM |
| grammaspurse | $25.00 | $25.00 | 7/6/2010 9:20:12 AM |
| Madmigel | $88.99 | $88.99 | 7/6/2010 9:44:30 AM |
| asset-trumpeter | $25.00 | $25.00 | 7/6/2010 1:23:07 PM |
| graceful-credit5 | $50.00 | $50.00 | 7/6/2010 2:49:44 PM |
| FinanceEngine | $40.00 | $40.00 | 7/6/2010 2:27:37 PM |
| hidavehi | $26.77 | $26.77 | 7/6/2010 7:31:28 PM |
| Imaginos1892 | $75.00 | $75.00 | 7/6/2010 8:45:09 PM |
| JohnWS | $89.73 | $89.73 | 7/7/2010 7:18:50 AM |
| silver-flower448 | $50.00 | $50.00 | 7/7/2010 5:32:38 AM |
| silvercertificate | $25.00 | $25.00 | 7/7/2010 7:51:40 AM |
| PCity-LOA15 | $40.00 | $40.00 | 7/7/2010 9:49:00 AM |
| kokopuff | $25.00 | $25.00 | 7/7/2010 7:16:21 AM |
| Jester8967 | $50.00 | $50.00 | 7/7/2010 9:21:58 AM |
| foothillender | $25.00 | $25.00 | 7/7/2010 7:58:04 AM |
| GABC-1 | $50.00 | $50.00 | 7/7/2010 8:33:50 AM |
| principal-laser | $128.00 | $128.00 | 7/7/2010 12:08:45 PM |
| auction-chomper4 | $25.00 | $25.00 | 7/7/2010 10:25:15 AM |
| MrOglesby | $25.00 | $25.00 | 7/7/2010 4:09:07 PM |
| Ambassador | $44.00 | $44.00 | 7/7/2010 7:07:19 PM |
| pposFUNDing | $28.46 | $28.46 | 7/8/2010 7:38:22 AM |
| MrCoffee | $49.56 | $49.56 | 7/8/2010 1:35:23 AM |
| patriot384 | $300.00 | $300.00 | 7/7/2010 8:39:50 PM |
| wonder3 | $25.00 | $25.00 | 7/8/2010 6:10:45 AM |
| dt_one | $25.00 | $25.00 | 7/8/2010 12:11:21 AM |
| hillerod | $25.00 | $25.00 | 7/8/2010 10:37:47 AM |
| BrighterSuns | $25.00 | $25.00 | 7/8/2010 8:23:18 AM |
| tompau | $25.00 | $25.00 | 7/8/2010 8:26:52 AM |
| I_want_to_help_you | $25.00 | $25.00 | 7/8/2010 11:30:19 AM |
| houli123 | $25.00 | $25.00 | 7/8/2010 12:28:33 PM |
| grampy48 | $25.00 | $25.00 | 7/8/2010 7:13:29 AM |
| ezhik00 | $25.00 | $25.00 | 7/8/2010 9:50:17 AM |
| CACO_Bank | $25.00 | $25.00 | 7/8/2010 11:20:14 AM |
| crdcteng | $25.00 | $25.00 | 7/8/2010 2:55:03 PM |
| ChewyZ | $25.00 | $25.00 | 7/8/2010 11:57:30 AM |
| special-rupee | $30.00 | $30.00 | 7/8/2010 12:28:18 PM |
| bonus-quark4 | $25.00 | $25.00 | 7/8/2010 10:01:56 AM |
| pythia | $25.00 | $25.00 | 7/8/2010 11:53:16 AM |
| reliable-silver7 | $25.00 | $25.00 | 7/8/2010 4:13:10 PM |
| bigbrowntruck | $25.00 | $25.00 | 7/8/2010 4:13:37 PM |
| Whipster | $50.00 | $50.00 | 7/8/2010 4:17:49 PM |
| Artist_Blue | $25.00 | $25.00 | 7/1/2010 4:51:36 PM |
| Avala | $50.00 | $50.00 | 7/1/2010 4:58:14 PM |
| personal-lender | $25.00 | $25.00 | 7/1/2010 4:58:50 PM |
| Thylow | $25.00 | $25.00 | 7/1/2010 4:56:18 PM |
| orgy63 | $25.00 | $25.00 | 7/1/2010 4:56:25 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/1/2010 4:58:31 PM |
| orderly-loot | $25.00 | $25.00 | 7/1/2010 4:51:55 PM |
| robot777 | $40.00 | $40.00 | 7/1/2010 4:52:30 PM |
| simplelender80 | $100.00 | $100.00 | 7/1/2010 4:58:37 PM |
| RedCentre | $500.00 | $500.00 | 7/1/2010 5:16:04 PM |
| _SCI_ | $25.00 | $25.00 | 7/1/2010 7:35:21 PM |
| zento | $25.00 | $25.00 | 7/1/2010 5:08:58 PM |
| credit-panda1 | $25.00 | $25.00 | 7/2/2010 6:29:04 AM |
| red-favorable-basis | $25.00 | $25.00 | 7/2/2010 9:48:53 AM |
| d_grbg | $25.00 | $25.00 | 7/2/2010 7:41:23 AM |
| 1-HARD-HEAD | $50.00 | $50.00 | 7/2/2010 10:09:20 AM |
| moneybags16 | $25.00 | $25.00 | 7/2/2010 1:44:48 PM |
| Tai | $25.00 | $25.00 | 7/2/2010 2:35:49 PM |
| Finchy78 | $25.00 | $25.00 | 7/2/2010 1:55:50 PM |
| debtcollector | $100.00 | $100.00 | 7/2/2010 12:34:54 PM |
| JustMee | $25.00 | $25.00 | 7/2/2010 4:41:11 PM |
| credit-birch | $50.00 | $50.00 | 7/2/2010 8:10:57 PM |
| JoePaNation | $50.00 | $50.00 | 7/3/2010 6:45:52 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 7/3/2010 2:18:05 PM |
| Simply2fly | $25.00 | $25.00 | 7/4/2010 9:34:09 AM |
| LoanerPrincipal | $30.00 | $30.00 | 7/3/2010 11:45:53 PM |
| Sugarmama21 | $56.00 | $56.00 | 7/4/2010 8:40:53 AM |
| new-shiny-cash | $27.56 | $27.56 | 7/4/2010 2:48:45 AM |
| RedCentre | $240.00 | $240.00 | 7/5/2010 1:58:43 PM |
| truth-futurist | $50.00 | $50.00 | 7/5/2010 2:12:16 PM |
| buckeyebucks | $50.00 | $50.00 | 7/5/2010 9:01:29 PM |
| altoviolinist | $25.00 | $25.00 | 7/5/2010 5:03:04 PM |
| spy0 | $25.00 | $25.00 | 7/5/2010 11:31:11 PM |
| b2m80s | $25.00 | $25.00 | 7/5/2010 5:09:13 PM |
| beakerfish | $75.00 | $75.00 | 7/6/2010 12:46:36 PM |
| wild_carrot | $25.00 | $25.00 | 7/6/2010 11:26:38 AM |
| Sub-Vet | $25.00 | $25.00 | 7/6/2010 2:26:19 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/6/2010 6:31:07 PM |
| brother_tam | $300.00 | $300.00 | 7/6/2010 9:52:48 PM |
| integrity-doctor | $100.00 | $100.00 | 7/6/2010 7:30:20 PM |
| green-rapid-openness | $150.00 | $150.00 | 7/6/2010 6:24:54 PM |
| mpatrick | $50.00 | $50.00 | 7/6/2010 6:42:02 PM |
| roi-advantage | $25.00 | $25.00 | 7/7/2010 7:10:44 AM |
| filovirus | $25.00 | $25.00 | 7/7/2010 4:41:09 AM |
| mbf2234 | $25.00 | $25.00 | 7/7/2010 7:17:47 AM |
| manatee21 | $50.00 | $50.00 | 7/7/2010 8:39:53 AM |
| Pu239 | $60.00 | $60.00 | 7/7/2010 7:11:40 AM |
| Realty24 | $25.00 | $25.00 | 7/7/2010 8:04:59 AM |
| cash-daisy | $25.00 | $25.00 | 7/7/2010 7:34:21 AM |
| JeffHoll | $25.00 | $25.00 | 7/7/2010 9:48:58 AM |
| Southern_Illinois_Girl | $66.63 | $66.63 | 7/7/2010 12:38:12 PM |
| JustOneVoice | $25.00 | $25.00 | 7/7/2010 10:42:52 AM |
| TicTac | $25.00 | $25.00 | 7/7/2010 3:20:03 PM |
| grnii78 | $100.00 | $100.00 | 7/7/2010 12:22:27 PM |
| asset-professor | $50.00 | $50.00 | 7/7/2010 4:31:39 PM |
| gothampark | $25.00 | $25.00 | 7/7/2010 3:35:17 PM |
| coldfuzion | $49.49 | $49.49 | 7/7/2010 4:23:27 PM |
| jybank | $25.00 | $25.00 | 7/7/2010 6:07:36 PM |
| best-listing-toro | $25.00 | $25.00 | 7/7/2010 5:09:12 PM |
| Kelor99 | $25.00 | $25.00 | 7/7/2010 5:54:33 PM |
| nashibaksi | $25.00 | $25.00 | 7/7/2010 6:42:58 PM |
| MrPie | $25.00 | $25.00 | 7/8/2010 5:28:44 AM |
| dano1965 | $50.00 | $50.00 | 7/8/2010 8:15:52 AM |
| us957165 | $25.00 | $25.00 | 7/7/2010 7:45:54 PM |
| rjcoutur2001 | $29.51 | $29.51 | 7/8/2010 8:43:31 AM |
| zztopdog | $25.00 | $25.00 | 7/8/2010 9:30:30 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 7/8/2010 6:53:32 AM |
| steady-dime | $25.00 | $25.00 | 7/8/2010 7:58:48 AM |
| rainbowsorbet | $25.00 | $25.00 | 7/8/2010 8:03:35 AM |
| porwestco | $25.00 | $25.00 | 7/8/2010 10:40:45 AM |
| Leshan | $100.00 | $100.00 | 7/8/2010 9:05:09 AM |
| teltech | $50.00 | $50.00 | 7/8/2010 7:14:34 AM |
| slwholesales | $30.77 | $30.77 | 7/8/2010 9:52:53 AM |
| credit-coach118 | $30.00 | $30.00 | 7/8/2010 7:18:15 AM |
| DasMula | $25.00 | $25.00 | 7/8/2010 2:14:13 PM |
| CACO_Bank | $25.00 | $25.00 | 7/8/2010 11:15:38 AM |
| 1phantom | $25.00 | $25.00 | 7/8/2010 8:17:15 AM |
| blackstar | $25.00 | $25.00 | 7/8/2010 11:28:39 AM |
| sensational-peace6 | $75.00 | $75.00 | 7/8/2010 3:12:42 PM |
| a-golden-deal | $50.00 | $50.00 | 7/8/2010 12:38:44 PM |
| ddog0224 | $50.00 | $50.00 | 7/8/2010 1:27:59 PM |
| wisconsinvestor | $100.00 | $100.00 | 7/8/2010 3:16:27 PM |
| trade-goblin9 | $25.00 | $25.00 | 7/8/2010 11:43:19 AM |
| smart-gain | $28.00 | $28.00 | 7/8/2010 12:37:57 PM |
| Sol_Invictus | $25.00 | $25.00 | 7/8/2010 2:26:55 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 7/8/2010 4:40:03 PM |
| blue-relay | $25.00 | $25.00 | 7/8/2010 4:25:40 PM |
| sweetlan | $25.00 | $25.00 | 7/8/2010 4:38:17 PM |
| order-bee1 | $50.00 | $50.00 | 7/8/2010 4:41:15 PM |
| 164 bids
|
Borrower Payment Dependent Notes Series
465194
This series of Notes was issued and sold upon the funding of the borrower loan #43356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jul-07-2010 |
| |
Auction end date:
| Jul-09-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $30.92 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $30.92 |
| |
|
Auction yield range:
| 2.93% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
7 | Length of status: | 2y 2m |
|
Credit score:
| 740-759 (Jul-2010) |
Total credit lines:
| 51 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $13,002 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $1,324 |
Bankcard utilization:
| 40% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 9 | | | | |
|
Screen name:
| bid-hammock |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to take care of household expenses and some minor car maintenance.
My financial situation:
I am a good candidate for this loan because I can pay back the loan in 12 months.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bountiful-durability | $100.00 | $100.00 | 7/7/2010 4:26:16 PM |
| AmericanCredit | $25.00 | $25.00 | 7/7/2010 4:29:11 PM |
| meenan | $25.00 | $25.00 | 7/7/2010 4:29:19 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/7/2010 4:26:48 PM |
| investment-network | $25.00 | $25.00 | 7/7/2010 4:26:52 PM |
| loot-heart | $50.00 | $50.00 | 7/7/2010 4:26:59 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/7/2010 4:27:08 PM |
| tntmojave | $25.00 | $25.00 | 7/7/2010 4:27:30 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/7/2010 4:28:31 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/7/2010 4:28:52 PM |
| tekkie2412 | $50.00 | $50.00 | 7/7/2010 4:26:30 PM |
| alpinaut | $25.00 | $18.00 | 7/7/2010 4:29:30 PM |
| RicheyRich | $25.00 | $25.00 | 7/9/2010 6:34:40 AM |
| jangalt | $72.00 | $72.00 | 7/7/2010 4:26:38 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/7/2010 4:27:21 PM |
| successful-euro | $50.00 | $50.00 | 7/7/2010 4:24:23 PM |
| personal-lender | $25.00 | $25.00 | 7/7/2010 4:25:53 PM |
| simplelender80 | $100.00 | $100.00 | 7/7/2010 4:26:20 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/7/2010 4:28:49 PM |
| wwwUniversal | $25.00 | $25.00 | 7/7/2010 4:37:25 PM |
| orgy63 | $25.00 | $25.00 | 7/7/2010 4:27:03 PM |
| julijask | $35.00 | $35.00 | 7/7/2010 4:34:33 PM |
| rockclimbercyclist | $25.00 | $25.00 | 7/7/2010 6:52:20 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
465334
This series of Notes was issued and sold upon the funding of the borrower loan #43462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-07-2010 |
| |
Auction end date:
| Jul-09-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $143.52 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $143.52 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 0m |
|
Credit score:
| 720-739 (Jul-2010) |
Total credit lines:
| 18 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $95,019 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 97% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| palin |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 26 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2008)
|
|
Principal balance:
| $6,235.10 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Paying Off High Interest Card First
Purpose of loan:
This loan will allow us to pay off our highest-interest credit card, and use the savings to accelerate paying off others.
Our financial situation:
We are less than a year from paying off our first Prosper loan (on time) and are well-positioned to continue to pay all of our obligations on time. However, unexpected home and medical costs last year added to our credit card balances, some of which are at very high interest rates. This loan will replace the most expensive of those, and we will use the monthly savings to pay down the remaining credit cards more quickly.
Thank you for your time and consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| orgy63 | $25.00 | $25.00 | 7/7/2010 4:25:44 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/7/2010 4:30:34 PM |
| moola-man | $30.00 | $30.00 | 7/7/2010 4:36:20 PM |
| qtmspin | $25.00 | $25.00 | 7/7/2010 4:31:06 PM |
| delicious-social132 | $35.00 | $35.00 | 7/7/2010 4:31:15 PM |
| trustworthy-fairness | $50.00 | $50.00 | 7/7/2010 4:38:36 PM |
| Avala | $50.00 | $50.00 | 7/7/2010 4:27:48 PM |
| rescue | $50.00 | $50.00 | 7/7/2010 4:48:36 PM |
| sammyhammy | $25.00 | $25.00 | 7/7/2010 4:35:42 PM |
| gracej | $25.00 | $25.00 | 7/7/2010 4:51:30 PM |
| nybanker85 | $75.00 | $75.00 | 7/7/2010 4:35:26 PM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/7/2010 4:50:28 PM |
| Vegasjim | $25.00 | $25.00 | 7/7/2010 4:52:00 PM |
| ichibon | $75.00 | $75.00 | 7/7/2010 4:50:18 PM |
| SimpleChoice | $25.00 | $25.00 | 7/7/2010 9:16:29 PM |
| tjone69 | $50.00 | $50.00 | 7/8/2010 2:31:30 AM |
| bchen78875 | $25.00 | $25.00 | 7/7/2010 7:37:37 PM |
| Aberdeen | $400.00 | $400.00 | 7/8/2010 8:47:51 AM |
| orange-preeminant-bill | $59.46 | $59.46 | 7/8/2010 8:03:27 AM |
| ommcd | $25.00 | $25.00 | 7/8/2010 8:42:10 AM |
| green-radiant-durability | $50.00 | $50.00 | 7/8/2010 9:03:48 AM |
| SNH | $29.56 | $29.56 | 7/8/2010 11:26:27 AM |
| enthusiastic-balance5 | $98.79 | $98.79 | 7/8/2010 9:12:04 AM |
| Artist_Blue | $25.00 | $25.00 | 7/8/2010 9:29:51 AM |
| chestnut4 | $25.00 | $25.00 | 7/8/2010 9:37:50 AM |
| hizzy | $25.00 | $25.00 | 7/8/2010 9:38:15 AM |
| dschaaf | $25.00 | $25.00 | 7/8/2010 9:38:53 AM |
| Slend49 | $25.00 | $25.00 | 7/8/2010 9:39:29 AM |
| hrubinst | $25.00 | $25.00 | 7/8/2010 2:32:15 PM |
| Winsten | $50.00 | $50.00 | 7/8/2010 8:41:28 AM |
| RandyL3 | $25.00 | $25.00 | 7/8/2010 8:41:37 AM |
| thestartuplender | $35.00 | $35.00 | 7/8/2010 8:42:02 AM |
| enthralling-deal180 | $25.00 | $25.00 | 7/8/2010 8:42:10 AM |
| pound-flow | $50.00 | $50.00 | 7/8/2010 1:01:28 PM |
| stollcm | $25.00 | $25.00 | 7/8/2010 10:26:46 AM |
| worth-arch | $25.00 | $25.00 | 7/8/2010 2:54:23 PM |
| money-bauble | $34.27 | $34.27 | 7/8/2010 3:51:44 PM |
| time4aloan | $30.00 | $30.00 | 7/8/2010 11:13:23 AM |
| flexible-return297 | $25.00 | $25.00 | 7/8/2010 3:51:50 PM |
| SmokeyMirror | $50.00 | $50.00 | 7/8/2010 3:51:58 PM |
| lloyd_s | $25.00 | $25.00 | 7/8/2010 1:48:17 PM |
| loan-kung-fu | $25.00 | $25.00 | 7/8/2010 3:52:32 PM |
| cello1 | $25.00 | $25.00 | 7/8/2010 3:56:34 PM |
| PersonalBnkr | $25.00 | $25.00 | 7/8/2010 3:33:51 PM |
| GElender | $50.00 | $50.00 | 7/8/2010 3:37:19 PM |
| arcangel72 | $25.00 | $25.00 | 7/8/2010 3:52:02 PM |
| Syndication | $25.00 | $25.00 | 7/8/2010 3:52:18 PM |
| first-upright-payout | $25.00 | $25.00 | 7/8/2010 3:52:26 PM |
| life-is-great | $25.00 | $25.00 | 7/8/2010 3:52:36 PM |
| a-finance-nirvana | $25.00 | $16.89 | 7/8/2010 3:56:36 PM |
| titancash4u | $25.00 | $25.00 | 7/8/2010 9:12:05 PM |
| portfolio-turbine | $50.00 | $50.00 | 7/9/2010 9:00:59 AM |
| american6 | $25.00 | $25.00 | 7/7/2010 4:27:57 PM |
| personal-lender | $25.00 | $25.00 | 7/7/2010 4:28:15 PM |
| tech310 | $100.00 | $100.00 | 7/7/2010 4:30:56 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/7/2010 4:28:55 PM |
| anders94 | $25.00 | $25.00 | 7/7/2010 4:34:58 PM |
| jrbill1998 | $50.00 | $50.00 | 7/7/2010 4:36:39 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/7/2010 4:27:38 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/7/2010 4:28:04 PM |
| Supernick | $50.00 | $50.00 | 7/7/2010 4:50:11 PM |
| new-social-economist | $25.00 | $25.00 | 7/7/2010 4:36:30 PM |
| KileNSmyth4 | $25.00 | $25.00 | 7/7/2010 4:36:49 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/7/2010 4:50:35 PM |
| overflowinglife | $25.00 | $25.00 | 7/7/2010 4:51:07 PM |
| blackstar | $25.00 | $25.00 | 7/7/2010 4:37:42 PM |
| syounker | $25.00 | $25.00 | 7/7/2010 4:51:21 PM |
| villagers | $25.00 | $25.00 | 7/7/2010 4:38:02 PM |
| orderly-loot | $25.00 | $25.00 | 7/7/2010 4:48:16 PM |
| Comoparklender | $50.00 | $50.00 | 7/7/2010 4:48:51 PM |
| bountiful-durability | $50.00 | $50.00 | 7/7/2010 4:49:00 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/7/2010 4:49:23 PM |
| ddog0224 | $25.00 | $25.00 | 7/7/2010 4:49:58 PM |
| noble-revenue | $50.00 | $50.00 | 7/7/2010 4:35:57 PM |
| bid-czar8 | $100.00 | $100.00 | 7/7/2010 4:49:30 PM |
| riproaringrapids | $25.00 | $25.00 | 7/7/2010 4:52:45 PM |
| MoneyForNothing | $45.70 | $45.70 | 7/7/2010 6:54:23 PM |
| Rysterola82 | $25.00 | $25.00 | 7/7/2010 7:51:34 PM |
| diablo_ny | $25.00 | $25.00 | 7/7/2010 7:11:38 PM |
| head | $25.00 | $25.00 | 7/7/2010 11:56:26 PM |
| nickel-ferret | $25.00 | $25.00 | 7/7/2010 7:43:10 PM |
| Mavrck88 | $25.00 | $25.00 | 7/7/2010 10:06:51 PM |
| successful-euro | $30.00 | $30.00 | 7/8/2010 8:41:54 AM |
| transaction-aggregator7 | $25.00 | $25.00 | 7/8/2010 7:46:20 AM |
| calm-deal7 | $25.00 | $25.00 | 7/8/2010 8:03:22 AM |
| wampum-chorus3 | $25.00 | $25.00 | 7/8/2010 10:13:27 AM |
| Katburg | $35.00 | $35.00 | 7/8/2010 10:27:40 AM |
| 8bitnintendo | $25.00 | $25.00 | 7/8/2010 8:41:50 AM |
| Gibbyland | $31.26 | $31.26 | 7/8/2010 8:42:04 AM |
| treasure-bliss | $30.00 | $30.00 | 7/8/2010 5:16:38 AM |
| steady-bazaar | $50.00 | $50.00 | 7/8/2010 5:31:28 AM |
| icchok | $50.00 | $50.00 | 7/8/2010 6:31:23 AM |
| brightest-income-hunter | $50.00 | $50.00 | 7/8/2010 9:37:00 AM |
| Havana21 | $25.00 | $25.00 | 7/8/2010 8:06:31 AM |
| teller | $25.00 | $25.00 | 7/8/2010 8:41:59 AM |
| wahoo-trader | $25.00 | $25.00 | 7/8/2010 2:21:38 PM |
| mdreiss | $25.00 | $25.00 | 7/8/2010 3:49:18 PM |
| Cai8899 | $50.00 | $50.00 | 7/8/2010 3:51:32 PM |
| durability-bandit1 | $50.00 | $50.00 | 7/8/2010 3:51:55 PM |
| benjamin67 | $25.00 | $25.00 | 7/8/2010 3:56:22 PM |
| yield-seeker | $25.00 | $25.00 | 7/8/2010 12:06:22 PM |
| ColoradoCamping | $100.00 | $100.00 | 7/8/2010 12:53:29 PM |
| stilleto8 | $50.00 | $50.00 | 7/8/2010 3:51:56 PM |
| 1800porsche | $25.00 | $25.00 | 7/8/2010 3:52:16 PM |
| UT-Longhorn | $25.00 | $25.00 | 7/8/2010 3:52:25 PM |
| balanced-bill7 | $100.00 | $100.00 | 7/8/2010 3:52:35 PM |
| wwwUniversal | $25.00 | $25.00 | 7/8/2010 3:56:31 PM |
| radforj22 | $25.00 | $25.00 | 7/8/2010 3:37:22 PM |
| Phantom99 | $25.00 | $25.00 | 7/8/2010 3:51:43 PM |
| Cheburashka | $25.00 | $25.00 | 7/8/2010 3:51:47 PM |
| bodascafe | $25.00 | $25.00 | 7/8/2010 3:52:27 PM |
| loot-heart | $34.07 | $34.07 | 7/8/2010 3:52:32 PM |
| 112 bids
|
Borrower Payment Dependent Notes Series
463961
This series of Notes was issued and sold upon the funding of the borrower loan #43350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-28-2010 |
| |
Auction end date:
| Jul-05-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $101.06 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $101.06 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 31y 0m |
|
Credit score:
| 760-779 (Jun-2010) |
Total credit lines:
| 31 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,312 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 97% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 6 | | | | |
|
Screen name:
| majestic-p2p |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
buying used car
Purpose of loan:
This loan will be used to?Buy a used car?
My financial situation:
I am a good candidate for this loan because?I'm responsible
Monthly net income: $ 4000.00
Monthly expenses: $
??Housing: $? 570.00
??Insurance: $ 27.25
??Car expenses: $?281.00??????Utilities: $ 65.00
??Phone, cable, internet: $ 105.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 300.0
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the delinquincies shown on your listing. Please answer publicly. Thanks. - tigercat
A:
There should be no deinquincies on my CBR. Both GEMB and GMAC have been paid. I got behind when I took off to care for my mother after her open heart surgery.
(Jun-29-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 6/28/2010 4:42:53 PM |
| AlexTrep | $25.00 | $25.00 | 6/28/2010 4:42:37 PM |
| soulful-truth | $1,000.00 | $242.88 | 6/28/2010 4:54:12 PM |
| Pman | $25.00 | $25.00 | 6/28/2010 4:51:33 PM |
| first-upright-payout | $25.00 | $25.00 | 6/28/2010 4:52:19 PM |
| simplelender80 | $50.00 | $50.00 | 6/28/2010 4:50:32 PM |
| MADAOO7 | $50.00 | $50.00 | 6/28/2010 4:50:38 PM |
| kind-adventurous-finance | $30.00 | $30.00 | 6/28/2010 4:53:38 PM |
| BigGuyBank | $25.00 | $25.00 | 6/28/2010 6:17:10 PM |
| wwwUniversal | $25.00 | $25.00 | 6/28/2010 6:41:05 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/29/2010 10:11:47 AM |
| thomas16882004 | $25.00 | $25.00 | 6/29/2010 11:42:56 PM |
| SBRun | $25.00 | $25.00 | 6/30/2010 3:43:55 PM |
| thestartuplender | $100.00 | $100.00 | 7/1/2010 5:59:24 AM |
| thestartuplender | $35.00 | $35.00 | 7/1/2010 5:59:40 AM |
| Spiceyduck | $100.00 | $100.00 | 7/1/2010 4:20:59 PM |
| dRatedOnly | $25.00 | $25.00 | 7/1/2010 5:21:11 PM |
| CapricornLending | $25.00 | $25.00 | 7/1/2010 7:41:08 PM |
| zone6 | $50.00 | $50.00 | 7/1/2010 8:43:04 PM |
| shrewd-income | $100.00 | $100.00 | 7/1/2010 7:59:06 PM |
| squarebob | $25.00 | $25.00 | 7/2/2010 12:23:22 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 7/2/2010 6:14:55 PM |
| marwadi-62 | $100.00 | $100.00 | 7/3/2010 11:48:19 AM |
| note-buddy | $196.00 | $196.00 | 7/2/2010 8:35:45 PM |
| Bob450 | $25.00 | $25.00 | 7/2/2010 8:52:35 PM |
| Rogelio48 | $35.00 | $35.00 | 7/3/2010 2:27:44 PM |
| fotep-financial | $25.00 | $25.00 | 7/3/2010 7:39:14 PM |
| vest_vortex | $25.00 | $25.00 | 7/3/2010 4:16:52 PM |
| CarlosCespedes | $25.00 | $25.00 | 7/3/2010 5:52:58 PM |
| MONEY_IN_THE_BANK | $41.12 | $41.12 | 7/3/2010 11:20:27 PM |
| steven3333 | $25.00 | $25.00 | 7/4/2010 7:15:18 AM |
| phchristensen | $50.00 | $50.00 | 7/4/2010 9:55:35 AM |
| afterhours | $25.00 | $25.00 | 7/4/2010 11:05:42 AM |
| payment-halo | $25.00 | $25.00 | 7/5/2010 1:10:18 PM |
| social-zebra | $25.00 | $25.00 | 7/5/2010 11:08:30 AM |
| DasMula | $25.00 | $25.00 | 7/5/2010 11:45:40 AM |
| vigilance-searcher | $25.00 | $25.00 | 7/5/2010 2:54:27 PM |
| patriot384 | $70.00 | $70.00 | 7/5/2010 12:49:45 PM |
| NS_Consult | $25.00 | $25.00 | 7/5/2010 11:57:38 AM |
| Comoparklender | $25.00 | $25.00 | 6/28/2010 4:43:20 PM |
| personal-lender | $25.00 | $25.00 | 6/28/2010 4:51:04 PM |
| Wachocia | $25.00 | $25.00 | 6/28/2010 6:40:30 PM |
| top-courteous-peso | $25.00 | $25.00 | 6/28/2010 6:41:07 PM |
| cashhelp | $25.00 | $25.00 | 6/29/2010 7:00:28 AM |
| penny-surgeon | $25.00 | $25.00 | 6/29/2010 9:31:26 AM |
| loss-of-control | $50.00 | $50.00 | 6/29/2010 7:20:32 PM |
| reflective-rupee | $25.00 | $25.00 | 6/30/2010 3:26:01 PM |
| JohnSmallberries | $25.00 | $25.00 | 7/1/2010 8:55:59 AM |
| asian808 | $25.00 | $25.00 | 7/1/2010 7:33:12 PM |
| FASTIZIO_P | $100.00 | $100.00 | 7/2/2010 5:30:40 AM |
| maricel10 | $50.00 | $50.00 | 7/2/2010 2:38:01 AM |
| TommyTucker | $25.00 | $25.00 | 7/2/2010 5:24:11 PM |
| Planecourage | $25.00 | $25.00 | 7/3/2010 11:23:48 AM |
| coasterman | $25.00 | $25.00 | 7/3/2010 1:57:42 PM |
| MrPie | $25.00 | $25.00 | 7/3/2010 1:29:47 PM |
| scroooge | $25.00 | $25.00 | 7/3/2010 5:12:10 PM |
| squarebob | $25.00 | $25.00 | 7/5/2010 6:09:51 AM |
| Engineer44 | $25.00 | $25.00 | 7/5/2010 4:37:52 PM |
| RecoveryLender | $25.00 | $25.00 | 7/5/2010 4:37:43 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
464631
This series of Notes was issued and sold upon the funding of the borrower loan #43385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-30-2010 |
| |
Auction end date:
| Jul-07-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 23.68% |
Starting monthly payment:
| $37.11 |
|
Final lender yield:
| 14.93% |
Final borrower rate/APR:
| 15.93% / 19.62% |
Final monthly payment:
| $35.12 |
| |
|
Auction yield range:
| 7.98% - 18.90% |
Estimated loss impact:
| 6.84% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.09% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
8 | Length of status: | 0y 11m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,208 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 97% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| brightest-refined-credit |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cash emergency- Car broke down
Cash Emergency
This loan will be used to fix my car before vacation. Three days before going on our family vacation, our minivan goes down. I either have to fix my car, rent a car, or cancel vacation. I am trying to avoid the last and do not want to use a credit card or one of those stupid payday loans.
My financial situation: Fair to good
I am a good candidate for this loan because a am responsible and have a good cash flow. However, this just came at a bad time. I am using most of available credit and on-hand cash for home improvements.
Monthly net income: $4400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Reliance_Banker | $25.00 | $25.00 | 7/1/2010 7:45:21 PM |
| Sol_Invictus | $25.00 | $25.00 | 7/3/2010 6:15:31 AM |
| Glenn_Graham | $27.40 | $27.40 | 7/6/2010 11:49:24 AM |
| Reliance_Banker | $50.00 | $50.00 | 7/6/2010 4:29:46 PM |
| glazeddonuts | $25.00 | $25.00 | 7/6/2010 6:06:51 PM |
| khamlagirl | $25.00 | $25.00 | 7/7/2010 6:56:17 AM |
| ghinga | $30.00 | $30.00 | 7/7/2010 8:32:26 AM |
| Bito03 | $25.00 | $25.00 | 7/7/2010 10:29:18 AM |
| Nusk | $25.00 | $25.00 | 7/7/2010 10:33:36 AM |
| nildivloans | $50.00 | $50.00 | 7/7/2010 12:02:01 PM |
| Bidwinner08 | $35.97 | $35.97 | 7/7/2010 12:11:18 PM |
| icon7 | $25.00 | $25.00 | 7/7/2010 3:37:06 PM |
| trumpeter5 | $25.00 | $25.00 | 7/7/2010 3:44:04 PM |
| gilbrear | $25.00 | $25.00 | 7/7/2010 4:11:15 PM |
| mustang9935 | $34.00 | $34.00 | 7/7/2010 4:13:28 PM |
| santhana | $44.26 | $44.26 | 7/6/2010 11:43:53 AM |
| PropertyInvest | $25.00 | $25.00 | 7/6/2010 9:39:20 AM |
| JaceSpade | $25.00 | $25.00 | 7/6/2010 10:14:05 AM |
| graceful-credit5 | $50.00 | $50.00 | 7/6/2010 3:27:03 PM |
| Tahoeman | $25.00 | $25.00 | 7/7/2010 8:06:57 AM |
| Leshan | $33.33 | $33.33 | 7/7/2010 9:18:58 AM |
| wild-orange | $50.00 | $50.00 | 7/7/2010 2:19:12 PM |
| mlj0671 | $25.00 | $25.00 | 7/7/2010 4:15:08 PM |
| fireferd | $25.00 | $25.00 | 7/7/2010 3:17:06 PM |
| Uylsses | $100.00 | $100.00 | 7/7/2010 3:50:43 PM |
| supergiant3 | $50.00 | $50.00 | 7/7/2010 4:02:30 PM |
| goodhearted-basis4 | $25.00 | $18.79 | 7/7/2010 4:13:45 PM |
| wwwUniversal | $25.00 | $25.00 | 7/7/2010 4:15:44 PM |
| Payout_Assured | $25.00 | $25.00 | 7/7/2010 3:57:35 PM |
| KTOWN | $26.25 | $26.25 | 7/7/2010 4:16:25 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
464725
This series of Notes was issued and sold upon the funding of the borrower loan #43379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jul-01-2010 |
| |
Auction end date:
| Jul-08-2010 |
|
|
Starting lender yield:
| 8.30% |
Starting borrower rate/APR:
| 9.30% / 9.64% |
Starting monthly payment:
| $255.52 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $255.52 |
| |
|
Auction yield range:
| 2.98% - 8.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 4m |
|
Credit score:
| 800-819 (Jun-2010) |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $16,219 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 49% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| logical-principal7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to pay off higher interest rate credit cards.
My financial situation:
I am an excellent candidate for this loan because my wife and I have always made paying off our obligations our highest priority. We have protected our excellent credit over our 12 years of marriage, and?have always maintained a credit score near 800. I graduated college in 2001?with a BS in Computer Science and have had stable and consistent employment in my field.??My wife is a stay at home mother and raises our 3 children, ages 10, 8, and 5. We have never had a late payment on our credit report nor have we ever been foreclosed upon or declared bankruptcy.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you explain why your previously funded loan at 9.3% was withdrawn? - Rulea72
A:
I made the original loan request of $15,000 to pay of two different credit cards. One card has a fixed rate of 13.24% and the other has a promo rate of 7.5% that doesn't expire until 9/2011. I later determined it would make more sense to just address the higher interest card now, and then make a new Prosper loan request in 15 months for the second card when it adjusts to 17%.
(Jul-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| stilleto8 | $25.00 | $25.00 | 7/1/2010 4:48:48 PM |
| Artist_Blue | $25.00 | $25.00 | 7/1/2010 4:51:21 PM |
| mlopez2007 | $25.00 | $25.00 | 7/1/2010 4:57:51 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/1/2010 4:58:55 PM |
| personal-lender | $25.00 | $25.00 | 7/1/2010 4:56:40 PM |
| delicious-social132 | $25.00 | $25.00 | 7/1/2010 4:56:59 PM |
| bountiful-durability | $100.00 | $100.00 | 7/1/2010 4:57:01 PM |
| meenan | $25.00 | $25.00 | 7/1/2010 5:00:38 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/1/2010 4:57:29 PM |
| jengachamp | $25.00 | $25.00 | 7/1/2010 5:01:21 PM |
| riproaringrapids | $25.00 | $25.00 | 7/1/2010 4:51:46 PM |
| discrete-asset | $25.00 | $25.00 | 7/1/2010 5:03:15 PM |
| kenji4861 | $25.00 | $25.00 | 7/1/2010 4:52:17 PM |
| radforj22 | $50.00 | $50.00 | 7/1/2010 5:00:56 PM |
| american6 | $50.00 | $50.00 | 7/1/2010 5:05:24 PM |
| credit-investor5 | $100.00 | $100.00 | 7/1/2010 5:05:31 PM |
| thestartuplender | $35.00 | $35.00 | 7/1/2010 5:05:35 PM |
| Tc11902 | $25.00 | $25.00 | 7/1/2010 4:56:54 PM |
| orange-dollar-guild | $50.00 | $50.00 | 7/1/2010 5:04:00 PM |
| potatoepicker | $50.00 | $50.00 | 7/1/2010 5:04:24 PM |
| BlindProphet | $25.00 | $25.00 | 7/1/2010 5:04:28 PM |
| zento | $25.00 | $25.00 | 7/1/2010 5:08:59 PM |
| ray1051 | $50.00 | $50.00 | 7/1/2010 5:05:49 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/1/2010 5:06:29 PM |
| bid-czar8 | $100.00 | $100.00 | 7/1/2010 4:59:21 PM |
| Havana21 | $25.00 | $25.00 | 7/1/2010 5:07:12 PM |
| Ivan2007 | $25.00 | $25.00 | 7/1/2010 4:59:38 PM |
| AmericanCredit | $25.00 | $25.00 | 7/1/2010 5:00:22 PM |
| finance-negotiator2 | $25.00 | $25.00 | 7/1/2010 5:00:43 PM |
| liberty-destiny3 | $25.00 | $25.00 | 7/1/2010 5:01:06 PM |
| clean-loyalty | $25.00 | $25.00 | 7/1/2010 5:01:12 PM |
| docdekay | $40.00 | $40.00 | 7/1/2010 5:16:14 PM |
| gsp1885 | $27.00 | $27.00 | 7/1/2010 6:20:06 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/1/2010 5:05:01 PM |
| turbospeed | $25.00 | $25.00 | 7/1/2010 5:05:16 PM |
| skvat | $25.00 | $25.00 | 7/1/2010 5:06:35 PM |
| BiggestG | $25.00 | $25.00 | 7/1/2010 5:06:56 PM |
| bchen78875 | $50.00 | $50.00 | 7/1/2010 5:07:17 PM |
| Tech-Entrepreneur | $25.00 | $25.00 | 7/2/2010 12:41:46 AM |
| roadster199 | $25.00 | $25.00 | 7/2/2010 12:41:47 AM |
| Zipperdu | $50.00 | $50.00 | 7/2/2010 4:42:10 AM |
| Winsten | $250.00 | $250.00 | 7/2/2010 7:10:00 AM |
| minista | $25.00 | $25.00 | 7/2/2010 10:51:33 AM |
| jimbo29blue | $50.00 | $50.00 | 7/2/2010 9:23:36 AM |
| RandyL3 | $33.00 | $33.00 | 7/2/2010 12:33:56 AM |
| manuvns | $25.00 | $25.00 | 7/2/2010 12:41:44 AM |
| TheTimeIsNow | $25.00 | $25.00 | 7/2/2010 7:16:29 AM |
| Shamrock731 | $29.50 | $29.50 | 7/2/2010 1:00:54 PM |
| principal-bull | $25.00 | $25.00 | 7/2/2010 12:21:36 PM |
| fair_rates | $25.00 | $25.00 | 7/2/2010 3:37:34 PM |
| don'twannadance | $50.00 | $50.00 | 7/2/2010 2:24:14 PM |
| Cherrypicker | $50.00 | $50.00 | 7/3/2010 7:23:01 AM |
| interstellar | $50.00 | $50.00 | 7/3/2010 4:56:59 PM |
| Micropterus | $25.00 | $25.00 | 7/3/2010 2:33:52 PM |
| forthright-principal2 | $25.00 | $25.00 | 7/3/2010 9:17:05 AM |
| penny-finder | $25.00 | $25.00 | 7/4/2010 11:17:34 AM |
| emunah6 | $25.00 | $25.00 | 7/4/2010 12:43:26 PM |
| penny-finder | $25.00 | $25.00 | 7/4/2010 11:03:03 AM |
| UncleSafety | $50.00 | $50.00 | 7/3/2010 9:23:43 PM |
| surfsider123 | $25.00 | $25.00 | 7/4/2010 4:56:12 PM |
| JedClampett | $75.00 | $75.00 | 7/4/2010 8:28:15 PM |
| Iamatlast | $50.00 | $50.00 | 7/5/2010 8:38:14 AM |
| octoberfresh | $25.00 | $25.00 | 7/6/2010 6:58:22 AM |
| balance-chestnut | $61.20 | $61.20 | 7/6/2010 8:59:27 AM |
| SOP_Bank | $25.00 | $25.00 | 7/6/2010 2:09:05 PM |
| dsgfl1 | $100.00 | $100.00 | 7/6/2010 12:16:58 PM |
| sunshine1965 | $25.00 | $25.00 | 7/6/2010 4:22:08 PM |
| retirementlady | $25.00 | $25.00 | 7/6/2010 4:55:54 PM |
| quick | $50.00 | $50.00 | 7/6/2010 6:21:48 PM |
| toocautious | $100.00 | $100.00 | 7/7/2010 5:38:13 AM |
| goalieman688 | $55.00 | $55.00 | 7/7/2010 7:02:01 AM |
| REITRUST | $25.00 | $25.00 | 7/7/2010 10:18:19 AM |
| quantumwellguy | $50.00 | $50.00 | 7/7/2010 8:59:51 AM |
| Phantom | $35.00 | $35.00 | 7/7/2010 7:42:14 AM |
| gogene2002 | $25.00 | $25.00 | 7/7/2010 8:54:06 AM |
| jtu55 | $25.00 | $25.00 | 7/7/2010 11:42:11 AM |
| FinanceEngine | $25.00 | $25.00 | 7/7/2010 2:14:21 PM |
| best-listing-toro | $25.00 | $25.00 | 7/7/2010 5:08:13 PM |
| webwesen | $87.50 | $87.50 | 7/7/2010 5:27:29 PM |
| sensational-dollar | $25.00 | $25.00 | 7/7/2010 5:48:17 PM |
| gotwins | $118.42 | $118.42 | 7/7/2010 5:53:03 PM |
| Charmart | $25.00 | $25.00 | 7/7/2010 6:16:09 PM |
| Glowworm11 | $50.00 | $50.00 | 7/7/2010 8:18:52 PM |
| lm150 | $25.00 | $25.00 | 7/8/2010 5:11:11 AM |
| EL_NITIDO | $25.00 | $25.00 | 7/8/2010 7:35:27 AM |
| justin323 | $30.00 | $30.00 | 7/8/2010 1:03:53 AM |
| Barrayaran | $25.00 | $25.00 | 7/8/2010 5:18:38 AM |
| nav1elt | $25.00 | $25.00 | 7/8/2010 9:20:34 AM |
| graceful-credit5 | $50.00 | $50.00 | 7/8/2010 6:45:51 AM |
| utilecapital | $30.00 | $30.00 | 7/8/2010 6:59:56 AM |
| doomsday18 | $25.00 | $25.00 | 7/8/2010 10:01:49 AM |
| debt-legend | $25.00 | $25.00 | 7/7/2010 11:28:20 PM |
| 1phantom | $35.54 | $35.54 | 7/8/2010 8:20:05 AM |
| paul1 | $50.00 | $50.00 | 7/8/2010 8:28:59 AM |
| Spiv_51 | $25.00 | $25.00 | 7/8/2010 3:54:24 AM |
| RIVERHTS | $50.00 | $50.00 | 7/8/2010 9:22:20 AM |
| yield-quest | $125.00 | $125.00 | 7/8/2010 12:01:05 PM |
| gzeo | $25.00 | $25.00 | 7/8/2010 9:38:24 AM |
| courteous-note1 | $25.00 | $25.00 | 7/8/2010 12:49:25 PM |
| kindofaloaner | $25.00 | $25.00 | 7/8/2010 10:09:15 AM |
| bughead | $25.00 | $25.00 | 7/8/2010 3:06:11 PM |
| silver-boots | $39.41 | $39.41 | 7/8/2010 3:22:28 PM |
| favorite-commerce | $50.00 | $50.00 | 7/8/2010 9:11:37 AM |
| courteous-cash6 | $36.00 | $36.00 | 7/8/2010 10:37:44 AM |
| greekgst99 | $25.00 | $25.00 | 7/8/2010 2:13:48 PM |
| gojackgo | $50.00 | $50.00 | 7/1/2010 4:57:10 PM |
| tekkie2412 | $25.00 | $25.00 | 7/1/2010 4:57:16 PM |
| orgy63 | $25.00 | $25.00 | 7/1/2010 4:57:41 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/1/2010 4:57:46 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/1/2010 4:57:57 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/1/2010 4:59:49 PM |
| flexible-value | $28.00 | $28.00 | 7/1/2010 4:56:34 PM |
| simplelender80 | $100.00 | $100.00 | 7/1/2010 4:57:06 PM |
| jangalt | $72.00 | $72.00 | 7/1/2010 4:57:21 PM |
| alpinaut | $25.00 | $25.00 | 7/1/2010 5:00:51 PM |
| investment-network | $25.00 | $25.00 | 7/1/2010 4:57:33 PM |
| loot-heart | $50.00 | $50.00 | 7/1/2010 4:57:38 PM |
| tntmojave | $25.00 | $25.00 | 7/1/2010 4:58:02 PM |
| Cai8899 | $75.00 | $75.00 | 7/1/2010 5:01:49 PM |
| dharma1 | $25.00 | $25.00 | 7/1/2010 4:51:51 PM |
| tech310 | $50.00 | $50.00 | 7/1/2010 5:03:12 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/1/2010 4:59:54 PM |
| successful-euro | $30.00 | $30.00 | 7/1/2010 4:52:02 PM |
| GElender | $50.00 | $50.00 | 7/1/2010 5:05:51 PM |
| teller | $60.00 | $60.00 | 7/1/2010 5:05:56 PM |
| commerce-voyager | $25.00 | $25.00 | 7/1/2010 5:02:43 PM |
| SNH | $75.00 | $75.00 | 7/1/2010 5:02:52 PM |
| Alpha-AssistU | $50.00 | $50.00 | 7/1/2010 5:03:41 PM |
| responsibility-butterfly | $25.00 | $25.00 | 7/1/2010 5:08:13 PM |
| dedication-merman | $50.00 | $50.00 | 7/1/2010 5:06:50 PM |
| bayareainv | $100.00 | $100.00 | 7/1/2010 5:07:33 PM |
| nickel-synapse | $50.00 | $50.00 | 7/1/2010 5:07:43 PM |
| 1800porsche | $25.00 | $25.00 | 7/1/2010 5:00:27 PM |
| blot44 | $25.00 | $25.00 | 7/1/2010 7:20:09 PM |
| moneyfriend | $50.00 | $50.00 | 7/1/2010 5:01:01 PM |
| harty | $60.00 | $60.00 | 7/1/2010 5:02:33 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/1/2010 5:04:09 PM |
| conductor146 | $25.00 | $25.00 | 7/1/2010 5:06:10 PM |
| 8bitnintendo | $25.00 | $23.04 | 7/1/2010 5:07:47 PM |
| PurplePonchoMan | $25.00 | $25.00 | 7/2/2010 9:35:51 AM |
| Sarspatula | $50.00 | $50.00 | 7/2/2010 3:18:54 PM |
| don'twannadance | $50.00 | $50.00 | 7/2/2010 2:24:37 PM |
| ferdberfel | $37.50 | $37.50 | 7/2/2010 3:40:00 PM |
| wwwUniversal | $25.00 | $25.00 | 7/2/2010 3:06:18 PM |
| Kelor99 | $25.00 | $25.00 | 7/3/2010 10:24:48 AM |
| fotep-financial | $25.00 | $25.00 | 7/3/2010 7:40:45 PM |
| spiff666 | $25.00 | $25.00 | 7/4/2010 8:31:44 AM |
| Ven58 | $25.00 | $25.00 | 7/3/2010 5:02:26 PM |
| djmjkelso | $25.00 | $25.00 | 7/3/2010 5:27:00 PM |
| durability-halibut | $25.00 | $25.00 | 7/5/2010 11:24:32 AM |
| dmitriy2 | $50.00 | $50.00 | 7/5/2010 1:55:37 PM |
| Pickmar | $25.00 | $25.00 | 7/5/2010 2:12:45 PM |
| intuitive-bill | $25.00 | $25.00 | 7/5/2010 5:06:32 PM |
| LendAHand24 | $25.00 | $25.00 | 7/5/2010 8:02:29 PM |
| efficient-commitment | $100.00 | $100.00 | 7/6/2010 7:50:22 AM |
| StrongMonty | $25.00 | $25.00 | 7/6/2010 1:52:05 PM |
| tender-integrity3 | $50.00 | $50.00 | 7/6/2010 4:11:55 PM |
| dollarboy | $25.00 | $25.00 | 7/6/2010 7:16:05 PM |
| GrayStudio | $50.00 | $50.00 | 7/6/2010 10:42:53 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/6/2010 6:29:17 PM |
| availableloan | $25.00 | $25.00 | 7/6/2010 8:04:46 PM |
| leverage-symphony | $175.00 | $175.00 | 7/6/2010 11:02:48 PM |
| JerryB96 | $25.00 | $25.00 | 7/6/2010 9:52:09 PM |
| anders94 | $25.00 | $25.00 | 7/7/2010 5:20:55 AM |
| unbelievable-value2 | $25.00 | $25.00 | 7/7/2010 8:29:39 AM |
| filovirus | $25.00 | $25.00 | 7/7/2010 4:32:13 AM |
| Bank_Of_XL | $25.00 | $25.00 | 7/7/2010 6:54:02 AM |
| haryassman | $25.00 | $25.00 | 7/7/2010 8:15:22 AM |
| SnakeV | $25.00 | $25.00 | 7/7/2010 8:51:17 AM |
| dontletmoneyfoolya | $50.00 | $50.00 | 7/7/2010 10:38:53 AM |
| velocity-squadron | $25.00 | $25.00 | 7/7/2010 12:59:07 PM |
| buukyak | $100.00 | $100.00 | 7/7/2010 12:50:26 PM |
| justme4now | $25.00 | $25.00 | 7/7/2010 3:39:19 PM |
| NoNameLender | $50.63 | $50.63 | 7/7/2010 4:55:00 PM |
| earth70s | $25.00 | $25.00 | 7/7/2010 6:30:08 PM |
| rockytop | $75.00 | $75.00 | 7/7/2010 5:26:53 PM |
| 12Knocksinna | $30.00 | $30.00 | 7/8/2010 3:04:10 AM |
| BHP12345 | $25.00 | $25.00 | 7/8/2010 9:48:31 AM |
| velocity-winner | $25.00 | $25.00 | 7/7/2010 10:36:40 PM |
| zxcvbn | $200.00 | $200.00 | 7/8/2010 11:16:33 AM |
| moneytolend72 | $30.00 | $30.00 | 7/8/2010 9:12:13 AM |
| sharp518 | $50.00 | $50.00 | 7/8/2010 9:14:42 AM |
| indomart | $50.00 | $50.00 | 7/8/2010 1:40:29 PM |
| El_Maestro | $25.00 | $25.00 | 7/8/2010 7:52:37 AM |
| jchurchi | $25.00 | $25.00 | 7/8/2010 1:53:33 PM |
| duke12 | $36.26 | $36.26 | 7/8/2010 2:36:19 PM |
| adventure0 | $75.00 | $75.00 | 7/8/2010 2:48:37 PM |
| affluence-pumpkin0 | $25.00 | $25.00 | 7/8/2010 11:32:23 AM |
| pythia | $25.00 | $25.00 | 7/8/2010 11:51:37 AM |
| StocksMan | $50.00 | $50.00 | 7/8/2010 4:43:43 PM |
| bigbrowntruck | $50.00 | $50.00 | 7/8/2010 4:07:09 PM |
| friendinmoney | $50.00 | $50.00 | 7/8/2010 4:42:50 PM |
| 192 bids
|
Borrower Payment Dependent Notes Series
464747
This series of Notes was issued and sold upon the funding of the borrower loan #43359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,700.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-02-2010 |
| |
Auction end date:
| Jul-09-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $149.90 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $149.90 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
7 | Length of status: | 3y 9m |
|
Credit score:
| 720-739 (Jul-2010) |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,349 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 75% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| wealth-neptune |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to? pay off a high interest rate credit card.
My financial situation:
I am a good candidate for this loan because? I have the income and cash flow to repay this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 7/2/2010 4:00:10 PM |
| dharma1 | $25.00 | $25.00 | 7/2/2010 4:00:39 PM |
| JandJ-Bank | $25.00 | $25.00 | 7/2/2010 3:53:57 PM |
| stilleto8 | $25.00 | $25.00 | 7/2/2010 3:57:31 PM |
| successful-euro | $50.00 | $50.00 | 7/2/2010 4:00:48 PM |
| Tc11902 | $25.00 | $25.00 | 7/2/2010 4:11:22 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/2/2010 4:12:14 PM |
| tntmojave | $25.00 | $25.00 | 7/2/2010 4:12:28 PM |
| Avala | $50.00 | $50.00 | 7/2/2010 4:12:40 PM |
| bid-czar8 | $100.00 | $100.00 | 7/2/2010 4:13:36 PM |
| radforj22 | $50.00 | $50.00 | 7/2/2010 4:15:13 PM |
| Cai8899 | $30.09 | $30.09 | 7/2/2010 4:16:23 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/2/2010 4:16:52 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/2/2010 4:11:55 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/2/2010 4:12:23 PM |
| Algaes | $50.00 | $50.00 | 7/2/2010 4:20:51 PM |
| liberty-destiny3 | $25.00 | $25.00 | 7/2/2010 4:15:25 PM |
| alaco | $25.00 | $25.00 | 7/2/2010 4:21:56 PM |
| Pulchritudinous | $25.00 | $25.00 | 7/2/2010 4:22:42 PM |
| rudyindc | $25.00 | $25.00 | 7/2/2010 4:23:21 PM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/2/2010 4:23:41 PM |
| new-social-economist | $25.00 | $25.00 | 7/2/2010 4:23:59 PM |
| orgy63 | $25.00 | $25.00 | 7/2/2010 4:11:05 PM |
| personal-lender | $25.00 | $25.00 | 7/2/2010 4:11:18 PM |
| thestartuplender | $35.00 | $35.00 | 7/2/2010 4:19:22 PM |
| simplelender80 | $100.00 | $100.00 | 7/2/2010 4:11:31 PM |
| teller | $60.00 | $60.00 | 7/2/2010 4:19:38 PM |
| bchen78875 | $25.00 | $25.00 | 7/2/2010 4:20:13 PM |
| Supernick | $50.00 | $50.00 | 7/2/2010 4:21:08 PM |
| american6 | $25.00 | $25.00 | 7/2/2010 4:12:45 PM |
| contract-giant | $25.00 | $25.00 | 7/2/2010 4:21:51 PM |
| enthralling-deal180 | $74.45 | $74.45 | 7/2/2010 4:50:13 PM |
| hrubinst | $25.00 | $25.00 | 7/2/2010 4:22:26 PM |
| skuba | $41.65 | $41.65 | 7/2/2010 4:23:28 PM |
| tranquil-return4 | $25.00 | $25.00 | 7/2/2010 4:23:47 PM |
| a-finance-nirvana | $25.00 | $25.00 | 7/2/2010 4:24:28 PM |
| alpinaut | $25.00 | $25.00 | 7/2/2010 4:15:02 PM |
| NATIVEBORN | $25.00 | $25.00 | 7/2/2010 4:24:45 PM |
| clean-loyalty | $25.00 | $25.00 | 7/2/2010 4:15:34 PM |
| vfernandez1973 | $25.00 | $25.00 | 7/2/2010 4:33:16 PM |
| treasure-bliss | $100.00 | $100.00 | 7/2/2010 4:16:06 PM |
| julijask | $25.00 | $25.00 | 7/2/2010 5:36:27 PM |
| SNH | $75.00 | $75.00 | 7/2/2010 4:17:37 PM |
| Slend49 | $25.00 | $25.00 | 7/2/2010 4:18:23 PM |
| credit-investor5 | $50.00 | $18.63 | 7/2/2010 7:06:52 PM |
| lenderme | $25.00 | $25.00 | 7/2/2010 5:20:47 PM |
| nickel-ferret | $25.00 | $25.00 | 7/2/2010 4:21:04 PM |
| DrMoneyBags | $25.00 | $25.00 | 7/2/2010 4:21:16 PM |
| authoritative-platinum7 | $27.56 | $27.56 | 7/2/2010 4:21:26 PM |
| Alpha-AssistU | $50.00 | $50.00 | 7/2/2010 4:23:29 PM |
| Rdodson11 | $25.00 | $25.00 | 7/2/2010 4:23:52 PM |
| kindness-percolator5 | $25.00 | $25.00 | 7/2/2010 5:20:17 PM |
| wanna-help | $25.00 | $25.00 | 7/2/2010 6:06:21 PM |
| outofoffice | $50.00 | $50.00 | 7/3/2010 12:47:51 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/7/2010 7:32:25 PM |
| justin323 | $30.00 | $30.00 | 7/8/2010 1:04:31 AM |
| indomart | $50.00 | $50.00 | 7/8/2010 1:49:53 PM |
| bigbrowntruck | $25.00 | $25.00 | 7/8/2010 4:18:54 PM |
| bornsucka | $25.00 | $25.00 | 7/9/2010 2:32:14 AM |
| orderly-loot | $25.00 | $25.00 | 7/2/2010 4:00:28 PM |
| kenji4861 | $25.00 | $25.00 | 7/2/2010 4:00:52 PM |
| tj1683 | $25.00 | $25.00 | 7/2/2010 3:54:41 PM |
| riproaringrapids | $25.00 | $25.00 | 7/2/2010 4:00:34 PM |
| Comoparklender | $50.00 | $50.00 | 7/2/2010 4:00:44 PM |
| bountiful-durability | $50.00 | $50.00 | 7/2/2010 4:00:58 PM |
| loot-heart | $50.00 | $50.00 | 7/2/2010 4:12:05 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/2/2010 4:14:01 PM |
| AmericanCredit | $25.00 | $25.00 | 7/2/2010 4:14:31 PM |
| 1800porsche | $25.00 | $25.00 | 7/2/2010 4:14:37 PM |
| finance-negotiator2 | $25.00 | $25.00 | 7/2/2010 4:14:55 PM |
| SimpleChoice | $25.00 | $25.00 | 7/2/2010 4:16:29 PM |
| gojackgo | $50.00 | $50.00 | 7/2/2010 4:11:41 PM |
| tekkie2412 | $25.00 | $25.00 | 7/2/2010 4:11:46 PM |
| jangalt | $72.00 | $72.00 | 7/2/2010 4:11:51 PM |
| commerce-voyager | $25.00 | $25.00 | 7/2/2010 4:17:16 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/2/2010 4:12:35 PM |
| calm-deal7 | $25.00 | $25.00 | 7/2/2010 4:18:56 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/2/2010 4:13:01 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/2/2010 4:13:55 PM |
| Havana21 | $25.00 | $25.00 | 7/2/2010 4:20:18 PM |
| responsibility-butterfly | $25.00 | $25.00 | 7/2/2010 4:20:57 PM |
| jengachamp | $25.00 | $25.00 | 7/2/2010 4:15:50 PM |
| wampum-chorus3 | $25.00 | $25.00 | 7/2/2010 4:21:48 PM |
| Global2010 | $50.00 | $50.00 | 7/2/2010 4:22:11 PM |
| get30inc | $25.00 | $25.00 | 7/2/2010 4:22:54 PM |
| hookUup | $25.00 | $25.00 | 7/2/2010 4:22:59 PM |
| tech310 | $50.00 | $50.00 | 7/2/2010 4:17:49 PM |
| discrete-asset | $25.00 | $25.00 | 7/2/2010 4:17:56 PM |
| qtmspin | $25.00 | $25.00 | 7/2/2010 4:18:01 PM |
| ray1051 | $50.00 | $50.00 | 7/2/2010 4:19:29 PM |
| skvat | $25.00 | $25.00 | 7/2/2010 4:19:58 PM |
| 8bitnintendo | $25.00 | $25.00 | 7/2/2010 4:20:32 PM |
| ddog0224 | $25.00 | $25.00 | 7/2/2010 4:20:47 PM |
| mlopez2007 | $25.00 | $25.00 | 7/2/2010 4:12:18 PM |
| gelidfrank | $25.00 | $25.00 | 7/2/2010 4:21:01 PM |
| Carpetkid | $25.00 | $25.00 | 7/2/2010 4:42:20 PM |
| Winsten | $50.00 | $50.00 | 7/2/2010 4:13:17 PM |
| blackstar | $25.00 | $25.00 | 7/2/2010 4:22:35 PM |
| bsmtloan | $36.79 | $36.79 | 7/2/2010 4:23:25 PM |
| meenan | $25.00 | $25.00 | 7/2/2010 4:14:48 PM |
| RandyL3 | $33.00 | $33.00 | 7/2/2010 4:24:34 PM |
| moneyfriend | $50.00 | $50.00 | 7/2/2010 4:15:19 PM |
| orange-preeminant-bill | $76.28 | $76.28 | 7/2/2010 4:16:02 PM |
| harty | $60.00 | $60.00 | 7/2/2010 4:16:57 PM |
| delicious-social132 | $25.00 | $25.00 | 7/2/2010 4:18:16 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 7/2/2010 4:18:29 PM |
| orange-dollar-guild | $50.00 | $50.00 | 7/2/2010 4:18:37 PM |
| BlindProphet | $25.00 | $25.00 | 7/2/2010 4:18:50 PM |
| randomwalk | $25.00 | $25.00 | 7/2/2010 6:36:39 PM |
| life-is-great | $25.00 | $25.00 | 7/2/2010 6:46:24 PM |
| GElender | $50.00 | $50.00 | 7/2/2010 4:19:34 PM |
| RMB-Investments | $50.00 | $50.00 | 7/2/2010 4:19:45 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/2/2010 5:07:56 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/2/2010 4:19:49 PM |
| ThomasC | $25.00 | $25.00 | 7/2/2010 5:20:30 PM |
| Ivan2007 | $25.00 | $25.00 | 7/2/2010 4:21:46 PM |
| ichibon | $75.00 | $75.00 | 7/2/2010 4:22:29 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/2/2010 4:23:55 PM |
| restech | $25.00 | $25.00 | 7/2/2010 4:24:57 PM |
| lucabratsie | $25.00 | $25.00 | 7/5/2010 7:27:52 PM |
| Cherrypicker | $50.00 | $50.00 | 7/6/2010 12:14:27 PM |
| cloud8 | $28.68 | $28.68 | 7/6/2010 3:32:37 PM |
| availableloan | $25.00 | $25.00 | 7/6/2010 8:14:48 PM |
| BaxterSandy | $25.00 | $25.00 | 7/8/2010 9:02:02 AM |
| RebuildingAmerica | $25.87 | $25.87 | 7/8/2010 5:36:51 PM |
| GBlack | $25.00 | $25.00 | 7/8/2010 10:58:33 PM |
| Money_Hog | $25.00 | $25.00 | 7/8/2010 7:03:08 PM |
| 127 bids
|
Borrower Payment Dependent Notes Series
464781
This series of Notes was issued and sold upon the funding of the borrower loan #43459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-01-2010 |
| |
Auction end date:
| Jul-08-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $223.25 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $223.25 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1980 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 22
/
22 | Length of status: | 3y 8m |
|
Credit score:
| 760-779 (Jul-2010) |
Total credit lines:
| 62 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,245 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 34% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| qutiepie |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jul-2008)
720-739
(Jun-2008)
700-719
(Apr-2008)
640-659
(Jul-2007)
|
|
Principal balance:
| $1,348.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Lending a helping hand to my mother
Purpose of loan:
This loan will be used to assist my elderly mother in getting much needed repairs to her home.?She has had patch work repair jobs done every year which simply boiled down to just?a temporary fix.?My desire is?to remedy this situation by helping her fund the cost to get the repairs completely taken care of.???
My financial situation:
I am a good candidate for this loan because?I have an active?loan with Prosper which is, and always has been in good standing. In fact, I have?actually set this loan up to be paid off in full on July 6, 2010, and will be processed through my?credit union and?Bill Pay.?I have no outstanding past due obligations. Additionally, I?m employed full time; I receive a monthly retirement pension; and, in August of this year I will receive a considerable raise when?my employer re-signs?a contract.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| stilleto8 | $25.00 | $25.00 | 7/1/2010 4:48:47 PM |
| dharma1 | $25.00 | $25.00 | 7/1/2010 4:51:51 PM |
| successful-euro | $30.00 | $30.00 | 7/1/2010 4:52:02 PM |
| bountiful-durability | $100.00 | $100.00 | 7/1/2010 4:52:06 PM |
| kenji4861 | $25.00 | $25.00 | 7/1/2010 4:52:17 PM |
| delicious-social132 | $25.00 | $25.00 | 7/1/2010 4:56:59 PM |
| mlopez2007 | $25.00 | $25.00 | 7/1/2010 4:57:51 PM |
| tntmojave | $25.00 | $25.00 | 7/1/2010 4:58:02 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/1/2010 4:58:54 PM |
| Winsten | $50.00 | $50.00 | 7/1/2010 4:59:02 PM |
| personal-lender | $25.00 | $25.00 | 7/1/2010 4:56:43 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/1/2010 4:57:25 PM |
| radforj22 | $50.00 | $50.00 | 7/1/2010 5:00:56 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/1/2010 4:58:06 PM |
| SimpleChoice | $25.00 | $25.00 | 7/1/2010 5:01:59 PM |
| Ivan2007 | $25.00 | $25.00 | 7/1/2010 4:59:37 PM |
| AmericanCredit | $25.00 | $25.00 | 7/1/2010 5:00:21 PM |
| Alpha-AssistU | $100.00 | $100.00 | 7/1/2010 5:03:40 PM |
| orange-dollar-guild | $50.00 | $50.00 | 7/1/2010 5:03:59 PM |
| BlindProphet | $25.00 | $25.00 | 7/1/2010 5:04:27 PM |
| moneyfriend | $50.00 | $50.00 | 7/1/2010 5:01:01 PM |
| liberty-destiny3 | $25.00 | $25.00 | 7/1/2010 5:01:05 PM |
| lovely-order7 | $25.00 | $25.00 | 7/1/2010 5:04:52 PM |
| ray1051 | $50.00 | $50.00 | 7/1/2010 5:05:48 PM |
| ommcd | $25.00 | $25.00 | 7/1/2010 5:06:37 PM |
| qtmspin | $25.00 | $25.00 | 7/1/2010 5:03:23 PM |
| nickel-synapse | $50.00 | $50.00 | 7/1/2010 5:07:42 PM |
| calm-deal7 | $25.00 | $25.00 | 7/1/2010 5:04:31 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/1/2010 5:04:37 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/1/2010 4:57:57 PM |
| DrMoneyBags | $25.00 | $25.00 | 7/1/2010 5:08:52 PM |
| Avala | $50.00 | $50.00 | 7/1/2010 4:58:14 PM |
| orindalender | $50.00 | $50.00 | 7/1/2010 5:05:29 PM |
| GElender | $50.00 | $50.00 | 7/1/2010 5:05:52 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/1/2010 4:59:49 PM |
| responsibility-butterfly | $25.00 | $25.00 | 7/1/2010 5:08:16 PM |
| meenan | $25.00 | $25.00 | 7/1/2010 5:00:37 PM |
| gelidfrank | $25.00 | $25.00 | 7/1/2010 5:08:29 PM |
| alpinaut | $25.00 | $25.00 | 7/1/2010 5:00:51 PM |
| clean-loyalty | $25.00 | $25.00 | 7/1/2010 5:01:11 PM |
| ElevenHills | $25.00 | $25.00 | 7/1/2010 7:26:10 PM |
| lend_to_you | $25.00 | $25.00 | 7/1/2010 7:26:15 PM |
| Aeroman32 | $25.00 | $25.00 | 7/1/2010 7:26:18 PM |
| investment-comet | $25.00 | $25.00 | 7/1/2010 7:26:20 PM |
| Funds2Loan | $25.00 | $25.00 | 7/1/2010 7:26:24 PM |
| penny-chooser | $50.00 | $50.00 | 7/1/2010 7:26:38 PM |
| Aberdeen | $400.00 | $400.00 | 7/1/2010 5:17:23 PM |
| tech310 | $50.00 | $50.00 | 7/1/2010 5:03:07 PM |
| authoritative-platinum7 | $50.00 | $50.00 | 7/1/2010 5:03:33 PM |
| wwwUniversal | $25.00 | $25.00 | 7/1/2010 7:29:53 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 7/1/2010 5:03:49 PM |
| potatoepicker | $50.00 | $50.00 | 7/1/2010 5:04:25 PM |
| awm | $33.02 | $33.02 | 7/1/2010 7:26:04 PM |
| gnar | $25.00 | $25.00 | 7/1/2010 7:26:06 PM |
| uncleharold | $35.00 | $35.00 | 7/1/2010 7:26:13 PM |
| jammo1 | $25.00 | $25.00 | 7/1/2010 7:26:18 PM |
| Ripsaw4U | $25.00 | $25.00 | 7/1/2010 7:26:37 PM |
| m3498 | $50.00 | $50.00 | 7/1/2010 7:26:43 PM |
| teller | $60.00 | $60.00 | 7/1/2010 5:05:56 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/1/2010 5:06:23 PM |
| skvat | $25.00 | $25.00 | 7/1/2010 5:06:35 PM |
| linklady | $50.00 | $50.00 | 7/1/2010 5:07:19 PM |
| Algaes | $50.00 | $50.00 | 7/1/2010 5:08:10 PM |
| steamboatgal | $25.00 | $25.00 | 7/1/2010 6:24:23 PM |
| Vannu | $50.00 | $50.00 | 7/1/2010 7:26:05 PM |
| dave601m | $25.00 | $25.00 | 7/1/2010 7:26:09 PM |
| bigdogsafety1 | $25.00 | $25.00 | 7/1/2010 7:26:14 PM |
| j2ee | $25.00 | $25.00 | 7/1/2010 7:26:17 PM |
| rhodylend | $25.00 | $25.00 | 7/1/2010 7:26:22 PM |
| AlwaysA-Chief | $25.00 | $25.00 | 7/1/2010 7:26:26 PM |
| mzman | $25.00 | $25.00 | 7/1/2010 7:26:37 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/2/2010 1:26:39 PM |
| Kelor99 | $25.00 | $25.00 | 7/3/2010 10:26:57 AM |
| penny-finder | $25.00 | $25.00 | 7/4/2010 11:05:50 AM |
| graceful-credit5 | $30.00 | $30.00 | 7/6/2010 2:51:15 PM |
| generous-repayment0 | $25.00 | $25.00 | 7/6/2010 3:24:32 PM |
| LittleMingo | $30.00 | $30.00 | 7/7/2010 2:23:29 AM |
| natedog666 | $100.00 | $100.00 | 7/7/2010 5:29:10 AM |
| dmitriy2 | $25.00 | $25.00 | 7/7/2010 10:04:25 AM |
| Nailman88 | $25.00 | $25.00 | 7/7/2010 4:17:12 PM |
| intuitive-bill | $25.00 | $25.00 | 7/7/2010 4:54:01 PM |
| usd1027 | $25.00 | $25.00 | 7/8/2010 5:23:06 AM |
| moneytolend72 | $25.00 | $25.00 | 7/8/2010 9:14:21 AM |
| sharp518 | $25.00 | $25.00 | 7/8/2010 9:16:58 AM |
| Artist_Blue | $25.00 | $25.00 | 7/1/2010 4:51:22 PM |
| riproaringrapids | $25.00 | $25.00 | 7/1/2010 4:51:46 PM |
| orderly-loot | $25.00 | $25.00 | 7/1/2010 4:51:54 PM |
| simplelender80 | $100.00 | $100.00 | 7/1/2010 4:57:05 PM |
| bid-czar8 | $100.00 | $100.00 | 7/1/2010 4:59:20 PM |
| orgy63 | $25.00 | $25.00 | 7/1/2010 4:56:25 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/1/2010 4:59:53 PM |
| Tc11902 | $25.00 | $25.00 | 7/1/2010 4:56:53 PM |
| jangalt | $72.00 | $72.00 | 7/1/2010 4:57:20 PM |
| loot-heart | $50.00 | $50.00 | 7/1/2010 4:57:38 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/1/2010 5:02:17 PM |
| commerce-voyager | $25.00 | $25.00 | 7/1/2010 5:02:42 PM |
| trustworthy-fairness | $50.00 | $50.00 | 7/1/2010 5:00:07 PM |
| Comoparklender | $30.00 | $30.00 | 7/1/2010 4:52:20 PM |
| Slend49 | $25.00 | $25.00 | 7/1/2010 5:03:42 PM |
| 1800porsche | $25.00 | $25.00 | 7/1/2010 5:00:27 PM |
| finance-negotiator2 | $25.00 | $25.00 | 7/1/2010 5:00:43 PM |
| lender_100 | $25.00 | $25.00 | 7/1/2010 5:04:41 PM |
| treasure-bliss | $100.00 | $100.00 | 7/1/2010 5:01:37 PM |
| Cai8899 | $75.00 | $75.00 | 7/1/2010 5:01:49 PM |
| harty | $60.00 | $60.00 | 7/1/2010 5:02:32 PM |
| RMB-Investments | $50.00 | $50.00 | 7/1/2010 5:06:12 PM |
| RandyL3 | $33.00 | $33.00 | 7/1/2010 5:06:40 PM |
| BiggestG | $25.00 | $25.00 | 7/1/2010 5:06:57 PM |
| discrete-asset | $25.00 | $25.00 | 7/1/2010 5:03:16 PM |
| flexible-value | $28.00 | $28.00 | 7/1/2010 4:56:34 PM |
| Havana21 | $25.00 | $25.00 | 7/1/2010 5:07:12 PM |
| gojackgo | $50.00 | $50.00 | 7/1/2010 4:57:10 PM |
| tekkie2412 | $25.00 | $25.00 | 7/1/2010 4:57:15 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/1/2010 4:57:46 PM |
| nickel-ferret | $25.00 | $25.00 | 7/1/2010 5:08:36 PM |
| credit-investor5 | $100.00 | $100.00 | 7/1/2010 5:05:32 PM |
| american6 | $25.00 | $25.00 | 7/1/2010 4:58:21 PM |
| blackstar | $25.00 | $25.00 | 7/1/2010 5:05:43 PM |
| dedication-merman | $50.00 | $50.00 | 7/1/2010 5:06:49 PM |
| get30inc | $25.00 | $25.00 | 7/1/2010 4:59:34 PM |
| ichibon | $75.00 | $75.00 | 7/1/2010 4:59:42 PM |
| bayareainv | $100.00 | $100.00 | 7/1/2010 5:07:33 PM |
| 8bitnintendo | $25.00 | $25.00 | 7/1/2010 5:07:46 PM |
| ddog0224 | $25.00 | $25.00 | 7/1/2010 5:08:00 PM |
| Supernick | $50.00 | $50.00 | 7/1/2010 5:08:42 PM |
| slartibardfast | $25.00 | $25.00 | 7/1/2010 7:26:04 PM |
| thefiringzod | $25.00 | $25.00 | 7/1/2010 7:26:10 PM |
| VEZIROGLUA | $50.00 | $50.00 | 7/1/2010 7:26:12 PM |
| AF-Chief | $28.00 | $28.00 | 7/1/2010 7:26:16 PM |
| jengachamp | $25.00 | $25.00 | 7/1/2010 5:01:20 PM |
| coloradoloanman | $25.00 | $25.00 | 7/1/2010 7:26:20 PM |
| DeutscheBank | $25.00 | $25.00 | 7/1/2010 7:26:23 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 7/1/2010 5:01:29 PM |
| Nothus | $25.00 | $25.00 | 7/1/2010 7:26:27 PM |
| point-solstice | $50.00 | $50.00 | 7/1/2010 7:26:44 PM |
| srgriff | $25.00 | $25.00 | 7/1/2010 5:24:41 PM |
| HarrisonHome | $25.00 | $25.00 | 7/1/2010 5:02:06 PM |
| SNH | $75.00 | $75.00 | 7/1/2010 5:02:52 PM |
| mrbanker | $38.47 | $38.47 | 7/1/2010 6:40:08 PM |
| kindness-hickory5 | $25.00 | $25.00 | 7/1/2010 7:26:05 PM |
| poetic-yield3 | $25.00 | $25.00 | 7/1/2010 7:26:11 PM |
| justice-clipper | $50.00 | $50.00 | 7/1/2010 7:26:16 PM |
| Sang1963 | $25.00 | $25.00 | 7/1/2010 7:26:21 PM |
| upbeat-investment9 | $25.00 | $25.00 | 7/1/2010 7:26:40 PM |
| ClearLake | $25.00 | $19.24 | 7/1/2010 7:26:45 PM |
| thestartuplender | $35.00 | $35.00 | 7/1/2010 5:05:35 PM |
| neenerman | $74.78 | $74.78 | 7/1/2010 5:06:20 PM |
| bchen78875 | $25.00 | $25.00 | 7/1/2010 5:07:08 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/1/2010 5:07:37 PM |
| GeelongTrader | $50.00 | $50.00 | 7/1/2010 6:40:09 PM |
| basis-mammal | $30.49 | $30.49 | 7/1/2010 7:26:02 PM |
| whois-JohnGalt | $25.00 | $25.00 | 7/1/2010 7:26:08 PM |
| famous-bill | $50.00 | $50.00 | 7/1/2010 7:26:12 PM |
| adir1 | $25.00 | $25.00 | 7/1/2010 7:26:14 PM |
| tucksta | $25.00 | $25.00 | 7/1/2010 7:26:19 PM |
| lender281 | $25.00 | $25.00 | 7/1/2010 7:26:25 PM |
| overflowinglife | $25.00 | $25.00 | 7/1/2010 7:26:28 PM |
| boogles72 | $50.00 | $50.00 | 7/1/2010 7:26:41 PM |
| outofoffice | $50.00 | $50.00 | 7/2/2010 12:24:36 PM |
| heerzaquestion | $25.00 | $25.00 | 7/3/2010 9:07:59 PM |
| SCD | $25.00 | $25.00 | 7/5/2010 4:04:07 AM |
| loanman2007 | $75.00 | $75.00 | 7/6/2010 6:50:07 AM |
| porwestco | $25.00 | $25.00 | 7/6/2010 1:54:41 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/6/2010 6:32:35 PM |
| availableloan | $25.00 | $25.00 | 7/6/2010 8:11:26 PM |
| uvumf | $25.00 | $25.00 | 7/6/2010 10:54:37 PM |
| FundMaker | $28.00 | $28.00 | 7/7/2010 6:07:35 PM |
| NoNameLender | $55.00 | $55.00 | 7/7/2010 4:56:54 PM |
| mgking007 | $50.00 | $50.00 | 7/7/2010 7:01:44 PM |
| prainvestment | $50.00 | $50.00 | 7/8/2010 1:29:57 PM |
| 170 bids
|
Borrower Payment Dependent Notes Series
464805
This series of Notes was issued and sold upon the funding of the borrower loan #43388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-08-2010 |
| |
Auction end date:
| Jul-09-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $63.79 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $63.79 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 42% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 10
/
8 | Length of status: | 12y 5m |
|
Credit score:
| 700-719 (Jul-2010) |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $33,475 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 100% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| riveting-power5 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 75% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 13% )
| 720-739
(Oct-2009)
|
|
Principal balance:
| $1,629.19 |
31+ days late:
| 1
( 13% )
|
|
Total payments billed:
| 8 | | |
Description
pay off high interest credit card
Purpose of loan:
This loan will be used to?pay off a high interest credit card.
My financial situation:very good, I have a great job with stability.
I am a good candidate for this loan because?I pay all my bills on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $250.00 | $250.00 | 7/8/2010 4:05:08 PM |
| bold-durability-drum | $25.00 | $25.00 | 7/8/2010 4:05:17 PM |
| qtmspin | $25.00 | $25.00 | 7/8/2010 4:11:15 PM |
| Rysterola82 | $25.00 | $25.00 | 7/8/2010 4:15:20 PM |
| Katburg | $35.00 | $35.00 | 7/8/2010 4:16:28 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/8/2010 4:11:04 PM |
| anders94 | $25.00 | $25.00 | 7/8/2010 4:12:27 PM |
| orderly-loot | $25.00 | $25.00 | 7/8/2010 4:04:01 PM |
| head | $25.00 | $25.00 | 7/8/2010 4:15:34 PM |
| Comoparklender | $30.00 | $30.00 | 7/8/2010 4:05:50 PM |
| pound-flow | $50.00 | $50.00 | 7/8/2010 4:16:31 PM |
| one-midas | $25.00 | $10.00 | 7/8/2010 5:11:31 PM |
| Mav26 | $35.00 | $35.00 | 7/8/2010 6:45:08 PM |
| new-social-economist | $25.00 | $25.00 | 7/8/2010 4:12:52 PM |
| villagers | $25.00 | $25.00 | 7/8/2010 4:12:58 PM |
| riproaringrapids | $25.00 | $25.00 | 7/8/2010 4:13:37 PM |
| Supernick | $50.00 | $50.00 | 7/8/2010 4:13:44 PM |
| diablo_ny | $25.00 | $25.00 | 7/8/2010 4:15:11 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/8/2010 5:04:36 PM |
| portfolio-turbine | $25.00 | $25.00 | 7/9/2010 9:02:06 AM |
| bid-czar8 | $100.00 | $100.00 | 7/8/2010 4:06:01 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/8/2010 4:10:10 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/8/2010 4:10:03 PM |
| american6 | $25.00 | $25.00 | 7/8/2010 4:10:06 PM |
| personal-lender | $25.00 | $25.00 | 7/8/2010 4:10:12 PM |
| tech310 | $100.00 | $100.00 | 7/8/2010 4:11:11 PM |
| moola-man | $30.00 | $30.00 | 7/8/2010 4:12:49 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/8/2010 4:13:52 PM |
| gracej | $25.00 | $25.00 | 7/8/2010 4:14:13 PM |
| bchen78875 | $25.00 | $25.00 | 7/8/2010 4:15:51 PM |
| bountiful-durability | $100.00 | $100.00 | 7/8/2010 4:05:46 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/8/2010 4:16:17 PM |
| nybanker85 | $50.00 | $50.00 | 7/8/2010 4:07:34 PM |
| delicious-social132 | $35.00 | $35.00 | 7/8/2010 4:11:21 PM |
| trustworthy-fairness | $50.00 | $50.00 | 7/8/2010 4:13:03 PM |
| ichibon | $75.00 | $75.00 | 7/8/2010 4:13:49 PM |
| Vegasjim | $25.00 | $25.00 | 7/8/2010 4:14:18 PM |
| orgy63 | $25.00 | $25.00 | 7/8/2010 4:14:36 PM |
| Artist_Blue | $25.00 | $25.00 | 7/8/2010 4:16:13 PM |
| wahoo-trader | $25.00 | $25.00 | 7/8/2010 4:16:35 PM |
| delljoec49 | $125.00 | $125.00 | 7/9/2010 9:21:51 AM |
| 41 bids
|
Borrower Payment Dependent Notes Series
464889
This series of Notes was issued and sold upon the funding of the borrower loan #43341, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Jul-01-2010 |
| |
Auction end date:
| Jul-08-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.44% |
Starting monthly payment:
| $54.28 |
|
Final lender yield:
| 29.95% |
Final borrower rate/APR:
| 30.95% / 34.30% |
Final monthly payment:
| $51.57 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 20.75% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.20% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 6m |
|
Credit score:
| 600-619 (Jun-2010) |
Total credit lines:
| 20 |
Occupation: | Other |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $9,618 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $1,105 |
Bankcard utilization:
| 97% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| richardopat |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Aug-2009)
640-659
(Jun-2008)
|
|
Principal balance:
| $921.49 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
New software for new client at 3M
Purpose of loan:
This loan will be used to purchase new software for a new client at 3M which will generate me 20,000 in three months time.
My financial situation:
I am a good candidate for this loan because I have a loan with prosper and it is automatically deducted from my business checking every month. I have never missed a payment, ever!
Monthly net income: $ 4000
Monthly expenses: $ 2000
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What type of work do you do? - P2InvestorSolutions
A:
I am a graphic designer with my own business, I am the only employee, I have 4 separate divisions of 3M I do work for and a new one starting mid July with their Automotive Aftermarkets Division recreatiing all of their technical documents into the new graphic standards set forth by 3M. They have over 200 products, and each one will need recreation of print literature, I need the monies to purchase new software to enable me to create these documents in the compatible software that they have chose
(Jul-03-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| realtormoises | $25.00 | $25.00 | 7/6/2010 10:22:19 AM |
| Frankk2 | $25.00 | $25.00 | 7/6/2010 11:54:52 AM |
| SolarMoonshine | $25.00 | $25.00 | 7/6/2010 9:53:12 AM |
| graceful-credit5 | $50.00 | $50.00 | 7/6/2010 2:53:01 PM |
| portfolio-turbine | $50.00 | $50.00 | 7/6/2010 6:56:35 PM |
| drcoop | $35.00 | $35.00 | 7/6/2010 11:18:36 PM |
| titancash4u | $25.00 | $25.00 | 7/8/2010 12:18:23 AM |
| BrighterSuns | $25.00 | $25.00 | 7/8/2010 8:11:15 AM |
| peb44 | $25.00 | $25.00 | 7/8/2010 11:13:41 AM |
| treasure-chestnut | $50.00 | $6.46 | 7/8/2010 9:56:42 AM |
| kinetic-social | $25.00 | $25.00 | 7/8/2010 3:23:14 PM |
| SNH | $75.00 | $75.00 | 7/3/2010 8:41:25 AM |
| UCLA4life | $25.00 | $25.00 | 7/6/2010 2:23:03 PM |
| lifelongreds | $50.00 | $50.00 | 7/7/2010 3:23:58 AM |
| tcbmc | $43.27 | $43.27 | 7/7/2010 9:11:05 AM |
| cobramonkey | $55.00 | $55.00 | 7/7/2010 9:29:05 AM |
| glroark | $50.00 | $50.00 | 7/7/2010 11:03:38 AM |
| erccpa | $60.27 | $60.27 | 7/7/2010 11:05:50 AM |
| MTF | $50.00 | $50.00 | 7/7/2010 11:10:50 AM |
| aks12 | $25.00 | $25.00 | 7/7/2010 9:13:52 PM |
| cash-tent | $25.00 | $25.00 | 7/7/2010 9:33:54 PM |
| Ray3486 | $25.00 | $25.00 | 7/7/2010 9:37:36 PM |
| TotosLion | $25.00 | $25.00 | 7/8/2010 6:51:51 AM |
| vineet | $25.00 | $25.00 | 7/8/2010 8:28:58 AM |
| dstolars | $25.00 | $25.00 | 7/8/2010 7:35:20 AM |
| upbeat-wealth | $25.00 | $25.00 | 7/8/2010 12:31:58 AM |
| Mikale360 | $25.00 | $25.00 | 7/8/2010 6:41:43 AM |
| unger | $100.00 | $100.00 | 7/8/2010 8:27:18 AM |
| tompau | $25.00 | $25.00 | 7/8/2010 11:46:06 AM |
| wild-orange | $25.00 | $25.00 | 7/8/2010 3:12:29 PM |
| DasMula | $50.00 | $50.00 | 7/8/2010 2:25:27 PM |
| sweetlan | $25.00 | $25.00 | 7/8/2010 4:36:33 PM |
| Leshan | $50.00 | $50.00 | 7/8/2010 3:52:55 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
465493
This series of Notes was issued and sold upon the funding of the borrower loan #43344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-07-2010 |
| |
Auction end date:
| Jul-08-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $121.27 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $121.27 |
| |
|
Auction yield range:
| 10.93% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 29
/
26 | Length of status: | 2y 3m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 47 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $38,138 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 88% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| listing-snowdome |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Music equipment for small town
Purpose of loan:
This loan will be used to?buy musical equipment (stage, risers, mikes) for small music studio in rural town with little to offer kids after school recesses.?
My financial situation:
I am a good candidate for this loan because? I'm an educated musician (I have a Bachelor of Music degree) with 15 years experience teaching.? I love making a difference in my community and church and feel our young people deserve a fair chance in life.? I'm a self starter who is disciplined, firm, and loving toward kids.? I have no fear of failing!? I currently need income because I have 2 family members dying of cancer and we've had more financial strain as a result.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| soulful-truth | $1,000.00 | $1,000.00 | 7/7/2010 4:28:57 PM |
| bountiful-durability | $50.00 | $50.00 | 7/7/2010 4:30:05 PM |
| jrbill1998 | $50.00 | $50.00 | 7/7/2010 4:32:26 PM |
| Alpha-AssistU | $50.00 | $50.00 | 7/7/2010 4:32:32 PM |
| jleng | $25.00 | $25.00 | 7/7/2010 4:32:35 PM |
| pavelz | $50.00 | $50.00 | 7/7/2010 4:33:01 PM |
| inspiring-reward | $25.00 | $25.00 | 7/7/2010 4:33:13 PM |
| Geodrone | $50.00 | $50.00 | 7/7/2010 4:33:16 PM |
| hgmlp | $25.00 | $25.00 | 7/7/2010 4:33:21 PM |
| first-upright-payout | $25.00 | $25.00 | 7/7/2010 4:28:42 PM |
| delivery | $25.00 | $25.00 | 7/7/2010 4:31:59 PM |
| LessAllan | $25.00 | $25.00 | 7/7/2010 4:32:27 PM |
| corvettejrw | $28.87 | $28.87 | 7/7/2010 4:32:36 PM |
| CROBRUN | $50.00 | $50.00 | 7/7/2010 4:32:42 PM |
| ommcd | $25.00 | $25.00 | 7/7/2010 4:32:49 PM |
| contract-giant | $25.00 | $25.00 | 7/7/2010 4:32:55 PM |
| israel15 | $25.00 | $11.13 | 7/7/2010 4:33:23 PM |
| shrewd-peace7 | $30.00 | $30.00 | 7/7/2010 4:32:07 PM |
| treasure-bliss | $100.00 | $100.00 | 7/7/2010 4:32:10 PM |
| 1800porsche | $25.00 | $25.00 | 7/7/2010 4:32:15 PM |
| industrious-dedication | $25.00 | $25.00 | 7/7/2010 4:32:24 PM |
| sharp-money3 | $25.00 | $25.00 | 7/7/2010 4:32:28 PM |
| loan-genie88 | $25.00 | $25.00 | 7/7/2010 4:32:40 PM |
| ChuckieG | $50.00 | $50.00 | 7/7/2010 4:32:54 PM |
| benefit-piano5 | $25.00 | $25.00 | 7/7/2010 4:33:00 PM |
| JustMee | $25.00 | $25.00 | 7/8/2010 6:00:52 AM |
| orderly-leverage | $30.00 | $30.00 | 7/7/2010 4:30:13 PM |
| FeedTheMachine | $50.00 | $50.00 | 7/7/2010 4:30:25 PM |
| cash-spark3 | $50.00 | $50.00 | 7/7/2010 4:32:03 PM |
| parsec9 | $25.00 | $25.00 | 7/7/2010 4:32:16 PM |
| shrewd-deal | $25.00 | $25.00 | 7/7/2010 4:32:29 PM |
| evaglamazon | $25.00 | $25.00 | 7/7/2010 4:32:33 PM |
| GInBaghdad | $25.00 | $25.00 | 7/7/2010 4:32:47 PM |
| radforj22 | $25.00 | $25.00 | 7/7/2010 4:32:57 PM |
| kind-responsibility-balancer | $50.00 | $50.00 | 7/7/2010 4:33:04 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 7/7/2010 4:33:15 PM |
| jengachamp | $25.00 | $25.00 | 7/7/2010 4:30:07 PM |
| intelligent-yield | $25.00 | $25.00 | 7/7/2010 4:30:17 PM |
| easybreezy | $25.00 | $25.00 | 7/7/2010 4:30:45 PM |
| noble-revenue | $100.00 | $100.00 | 7/7/2010 4:31:33 PM |
| dime-fighter | $25.00 | $25.00 | 7/7/2010 4:32:06 PM |
| natural-greenback6 | $25.00 | $25.00 | 7/7/2010 4:32:12 PM |
| power-pagoda | $25.00 | $25.00 | 7/7/2010 4:32:22 PM |
| joee | $50.00 | $50.00 | 7/7/2010 4:32:30 PM |
| godzig | $25.00 | $25.00 | 7/7/2010 4:32:38 PM |
| logical-loyalty0 | $25.00 | $25.00 | 7/7/2010 4:32:44 PM |
| InvestorPartners | $25.00 | $25.00 | 7/7/2010 4:32:50 PM |
| randsenterprise | $25.00 | $25.00 | 7/7/2010 4:32:59 PM |
| bassman2 | $25.00 | $25.00 | 7/7/2010 4:33:18 PM |
| Rattlehead | $25.00 | $25.00 | 7/7/2010 4:29:03 PM |
| asmithj | $50.00 | $50.00 | 7/7/2010 4:31:51 PM |
| desertoasis | $25.00 | $25.00 | 7/7/2010 4:32:00 PM |
| market-walnut5 | $50.00 | $50.00 | 7/7/2010 4:32:13 PM |
| attractive-rate | $25.00 | $25.00 | 7/7/2010 4:32:21 PM |
| Angel_Investor_7 | $25.00 | $25.00 | 7/7/2010 4:32:25 PM |
| marketologist327 | $25.00 | $25.00 | 7/7/2010 4:32:31 PM |
| svandgts | $25.00 | $25.00 | 7/7/2010 4:32:48 PM |
| GeelongTrader | $25.00 | $25.00 | 7/7/2010 4:32:52 PM |
| visionary-currency | $50.00 | $50.00 | 7/7/2010 4:33:09 PM |
| S-Master | $25.00 | $25.00 | 7/8/2010 9:17:33 AM |
| 60 bids
|