Sales Report:Supplement No. 227 dated Jun 29, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 312036
This series of Notes was issued and sold upon the funding of the borrower loan #43164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jun-18-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 6.10% Starting borrower rate/APR: 7.10% / 7.44% Starting monthly payment: $61.85
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $61.85
 
Auction yield range: 2.98% - 6.10% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1994 Debt/Income ratio: 3%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 6Length of status:11y 5m
Credit score: 740-759 (Jun-2010) Total credit lines: 19 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: RewardedWithMaturity Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my education
Purpose of loan:
This loan will be used towards my fall semester's tuition.

Why not apply for a student loan from other institutions?
I've always tried to obtain loans from the federal government, but current interest rates from this lender are comparable to any rates I can obtain through Prosper. As a Prosper lender myself, I feel that it would be a good thing to give a chance to other lenders on Prosper.

Monthly net income: $ 4200

Monthly expenses: $
??Housing: $ 620
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 125
??Phone, cable, internet: $ 100
??Food, entertainment: $ 600
??Clothing, household expenses $100
??Credit cards and other loans: $ 300
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.006/18/2010 4:29:43 PM
investment-network$25.00$25.006/18/2010 4:30:57 PM
Ivan2007$50.00$50.006/18/2010 4:29:36 PM
dharma1$25.00$25.006/18/2010 4:29:47 PM
julijask$35.00$35.006/19/2010 2:09:06 PM
rockclimbercyclist$25.00$25.006/20/2010 10:44:41 AM
TomDalonajay$25.00$25.006/21/2010 4:53:19 PM
heerzaquestion$25.00$25.006/22/2010 3:43:05 PM
tomjac2000$25.00$25.006/22/2010 7:24:46 PM
njmlaj726$25.00$25.006/22/2010 8:36:41 PM
buukyak$25.00$25.006/22/2010 4:49:10 PM
principal-bull$25.00$25.006/23/2010 3:45:13 PM
1phantom$50.00$50.006/23/2010 4:30:19 PM
dontletmoneyfoolya$50.00$50.006/23/2010 7:45:15 PM
Dollars4Rent$25.00$25.006/23/2010 9:18:05 PM
a-shiny-dime$25.00$25.006/24/2010 5:01:16 PM
market-jam$37.17$37.176/24/2010 5:09:48 PM
Bodyboard$25.00$25.006/24/2010 6:03:40 PM
all_of_that_one$25.00$25.006/25/2010 6:52:33 AM
malcolmreynolds$25.00$25.006/25/2010 7:45:18 AM
UCSBGAUCHOS$30.00$30.006/25/2010 3:56:04 PM
wild-orange$25.00$25.006/25/2010 4:24:01 PM
riproaringrapids$25.00$25.006/18/2010 4:29:44 PM
rockclimbercyclist$25.00$25.006/18/2010 4:30:05 PM
loot-heart$50.00$13.796/18/2010 4:31:00 PM
meux99$25.00$25.006/18/2010 4:29:46 PM
treasure-hunter270$25.00$25.006/18/2010 4:31:17 PM
successful-euro$50.00$50.006/18/2010 4:29:41 PM
Artist_Blue$25.00$25.006/18/2010 4:29:50 PM
ethicalhumanist$25.00$25.006/18/2010 4:33:04 PM
blot44$25.00$25.006/18/2010 8:21:05 PM
wwwUniversal$25.00$25.006/19/2010 3:54:46 AM
ujiba$25.00$25.006/19/2010 1:23:51 PM
cwegert$25.00$25.006/19/2010 1:26:01 PM
cloud8$40.00$40.006/19/2010 10:41:00 PM
RandyL3$33.00$33.006/19/2010 2:09:29 PM
cwegert$26.99$26.996/20/2010 7:40:52 PM
letsbank$25.00$25.006/20/2010 9:14:07 PM
julijask$35.00$35.006/23/2010 4:31:45 PM
Patrician$31.56$31.566/24/2010 9:48:21 AM
Dollars4Rent$25.00$25.006/23/2010 9:18:20 PM
the-worthy-income$25.00$25.006/24/2010 9:12:30 AM
dma1206$25.00$25.006/24/2010 10:07:08 AM
G-Love$360.01$360.016/24/2010 11:46:00 AM
nicebank$54.93$54.936/24/2010 4:20:10 PM
Chef_boy$25.00$25.006/24/2010 10:25:12 PM
Lo0se_mo0se$25.00$25.006/24/2010 10:33:27 PM
a-wealth-visionary$25.00$25.006/24/2010 10:54:19 PM
Tsimmeej$25.00$25.006/24/2010 5:00:52 PM
dbanwart$25.00$25.006/25/2010 5:43:50 AM
alpinaut$25.00$25.006/25/2010 10:55:48 AM
gpuck$25.00$25.006/25/2010 11:38:09 AM
loanman2007$75.00$75.006/25/2010 7:39:30 AM
moneytolend72$27.55$27.556/25/2010 8:54:04 AM
REITRUST$25.00$25.006/25/2010 9:33:00 AM
StocksMan$50.00$50.006/25/2010 4:27:10 PM
56 bids
 
Borrower Payment Dependent Notes Series 326208
This series of Notes was issued and sold upon the funding of the borrower loan #43190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 19.0% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.44% Starting monthly payment: $54.28
Final lender yield: 24.00% Final borrower rate/APR: 25.00% / 28.23% Final monthly payment: $47.71
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 20.38%  
Lender servicing fee: 1.00% Estimated return: 3.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1998 Debt/Income ratio: 33%
Basic (1-10): 5 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 10 / 12Length of status:5y 5m
Credit score: 620-639 (Jun-2010) Total credit lines: 18 Occupation: Analyst
Now delinquent: 3 Revolving credit balance: $5,214Stated income:$50,000-$74,999
Amount delinquent: $3,901 Bankcard utilization: 86%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: djohn78 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 21 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2008)
600-619 (Dec-2007)
500-519 (Dec-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
Iraq Vet W/ new baby
Hello,
My I am asking for a loan for two reasons. First off my wife (who is an RN) just had our 2nd baby (May 27),?she was very sick?for 6 months of the pregnancy and was basically unable to work. We have done ok, but we just?need a little help until she goes back to work.?Also I've been working hard to get my credit score higher. I had a Prosper loan about 3 years ago. At that time my credit score was about 150 points lower then it is today. At that time Texas was very restrictive about interest rates, so I might not be able to have a very high rate. I am a Sr Analyst with an investment firm and I also have gone back to college.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, why did you have 3 delinquent? Would you please describe your monthly income & expenses? Thanks, - p2ploan-sensation211
A: The delinquencies are minor, we have just been a little behind the past couple of months. Once my wife goes back to work (Late July) we will be totally caught up. I also am a 40% disabled vet so we receive monthly payments from the VA of $679.. Also I am a student and we get monthly housing payments from the VA of $750 when I am in school (starts in August). $1500/ month house, and 1102 car payments. Had taken classes all summer we may not have fallen behind, but the sum schedule is different (Jun-24-2010)
Q: Please explain the current delinquencies on your credit profile. Thanks and best wishes. - reflective-rupee
A: The delinquencies are minor, we have just been a little behind the past couple of months. Once my wife goes back to work (Late July) we will be totally caught up. I also am a 40% disabled vet so we receive monthly payments from the VA of $679.. Also I am a student and we get monthly housing payments from the VA of $750 when I am in school (starts in August). I have more pending VA disability claims which should settle soon. See other question for more details on my expenses. (Jun-24-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
alexgalt$100.00$100.006/21/2010 4:07:40 PM
jhouman$25.00$25.006/23/2010 4:36:52 PM
wlm3012$50.00$50.006/23/2010 5:41:38 PM
truth-trapper$75.00$75.006/23/2010 7:26:20 PM
exchange-cowbell5$25.00$25.006/25/2010 7:14:09 AM
crazybill$25.00$25.006/25/2010 9:54:28 AM
golffish2$100.00$100.006/25/2010 4:16:44 AM
Nephi$100.00$100.006/25/2010 6:00:16 AM
marwadi-62$100.00$100.006/25/2010 11:49:30 AM
Aberdeen$400.00$400.006/23/2010 8:44:30 AM
eboomer2611$25.00$25.006/23/2010 4:52:33 PM
Flying_Tilapia$25.00$25.006/23/2010 10:30:11 PM
Tlrdlrrnch$25.00$25.006/24/2010 8:21:01 PM
crstal2000$50.00$50.006/24/2010 11:26:21 PM
BrighterSuns$25.00$25.006/25/2010 9:16:37 AM
Dave_Cashflow$44.23$13.696/25/2010 9:24:57 AM
Randawg$36.31$36.316/25/2010 10:04:10 AM
17 bids
 
Borrower Payment Dependent Notes Series 360322
This series of Notes was issued and sold upon the funding of the borrower loan #43246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-23-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $92.78
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $92.78
 
Auction yield range: 7.98% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1992 Debt/Income ratio: 20%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 7Length of status:0y 8m
Credit score: 660-679 (Jun-2010) Total credit lines: 37 Occupation: Other
Now delinquent: 0 Revolving credit balance: $14,355Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 50%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 7    
Screen name: Norbie Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
commuter car needs tires
I need a set of tires for my 2006 Camry. I can afford as much as a $100 a month. Would be happy to set up ACH payments
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Are you buying something else too? This amount seems far higher than what you would need for new tires. Thanks and best wishes. - reflective-rupee
A: Yes there is more. Sorry, it's my first experience listing a request. My car is at 100,000 miles. It will be paid off soon and I intend to keep it. I will be purchasing factory steel wheels so I can put the original type of tire back on the car for better ride and gas mileage. I am also going to be peforming significant maintenance on the car, and maybe replace the camshaft belt. (Jun-22-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orderly-loot$25.00$25.006/21/2010 3:52:59 PM
hrubinst$25.00$25.006/21/2010 3:55:55 PM
simplelender80$100.00$100.006/21/2010 3:57:28 PM
bountiful-durability$100.00$100.006/21/2010 3:52:39 PM
orgy63$25.00$25.006/21/2010 3:55:32 PM
studious-bonus7$50.00$50.006/21/2010 3:55:52 PM
Avala$50.00$50.006/21/2010 3:56:24 PM
bchen78875$25.00$25.006/21/2010 4:10:08 PM
SNH$50.00$50.006/21/2010 4:19:50 PM
GlowHost$50.00$50.006/21/2010 4:20:58 PM
market-pudding$25.00$25.006/21/2010 4:59:13 PM
Dahlozer$25.00$25.006/21/2010 5:02:31 PM
somebody32$25.00$25.006/21/2010 5:03:29 PM
riproaringrapids$25.00$25.006/21/2010 5:07:32 PM
UT-Longhorn$25.00$25.006/21/2010 5:08:12 PM
yield-seeker$25.00$25.006/21/2010 5:07:51 PM
head$25.00$25.006/21/2010 5:10:15 PM
Artist_Blue$25.00$25.006/21/2010 5:39:52 PM
DadWarbucks$25.00$25.006/21/2010 10:06:52 PM
the-silver-blaster$40.00$40.006/22/2010 9:46:42 AM
Josphine$25.00$25.006/22/2010 6:39:54 AM
syounker$25.00$25.006/22/2010 6:54:44 AM
ichibon$75.00$75.006/22/2010 5:30:32 AM
income-fortress$25.00$25.006/22/2010 6:24:33 AM
radforj22$25.00$25.006/22/2010 10:55:14 AM
Winsten$50.00$50.006/22/2010 1:24:59 PM
ommcd$25.00$25.006/22/2010 3:41:30 PM
Binan$25.00$25.006/22/2010 4:08:46 PM
dontletmoneyfoolya$50.00$50.006/23/2010 6:34:46 AM
american6$25.00$25.006/21/2010 3:56:38 PM
personal-lender$25.00$25.006/21/2010 3:57:41 PM
successful-euro$50.00$50.006/21/2010 3:53:20 PM
Pulchritudinous$25.00$25.006/21/2010 3:54:06 PM
treasure-hunter270$25.00$25.006/21/2010 3:57:20 PM
Havana21$25.00$25.006/21/2010 3:59:23 PM
the-profit-oracle$25.00$25.006/21/2010 4:18:52 PM
the-transaction-stronghold$25.00$25.006/21/2010 4:24:13 PM
IIP77$25.00$25.006/21/2010 4:53:01 PM
Easystreet$25.00$25.006/21/2010 4:55:13 PM
szetowski$25.00$25.006/21/2010 4:55:23 PM
LenderByDay$25.00$25.006/21/2010 4:58:49 PM
Tradesmanlender$25.00$25.006/21/2010 5:03:01 PM
flexible-value$26.00$26.006/21/2010 5:04:58 PM
lagnisiruk$25.00$25.006/21/2010 5:05:17 PM
zaxsan$25.00$25.006/22/2010 4:24:51 AM
Clambake$50.00$50.006/21/2010 9:53:47 PM
hughro$30.00$30.006/22/2010 9:07:31 AM
enthralling-deal180$100.00$100.006/22/2010 9:35:16 AM
tech310$50.00$50.006/22/2010 12:19:44 AM
line6owner$35.00$35.006/22/2010 9:56:05 AM
nikkiesgrandma$50.00$50.006/22/2010 5:34:34 AM
mmckune$25.00$25.006/22/2010 9:48:30 AM
BigGuyBank$25.00$25.006/22/2010 12:17:15 PM
zone6$50.00$50.006/22/2010 7:30:09 PM
credit-panda1$25.00$25.006/23/2010 6:18:57 AM
reflective-rupee$700.00$419.006/22/2010 4:32:32 PM
EngineersAlliance$75.00$75.006/22/2010 4:34:35 PM
wwwUniversal$25.00$25.006/22/2010 8:29:28 PM
wlm3012$25.00$25.006/23/2010 7:52:18 AM
59 bids
 
Borrower Payment Dependent Notes Series 460442
This series of Notes was issued and sold upon the funding of the borrower loan #43211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-15-2010 
  Auction end date:  Jun-22-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $159.46
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1994 Debt/Income ratio: 19%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:2y 4m
Credit score: 760-779 (May-2010) Total credit lines: 33 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $16,093Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 54%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: ljom Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 20 ( 87% ) 760-779 (Latest)
Principal borrowed: $13,000.00< 31 days late: 3 ( 13% )  
760-779 (Aug-2009)
780-799 (Oct-2008)
740-759 (Jan-2008)
720-739 (Nov-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Consolidate Debt
Purpose of loan:
The primary purpose of the loan is to consolidate credit balances?one monthly payment.? The breakdown is as follows:

Credit Card: $5000

My financial situation:

On a monthly basis:

Income:
My: $6,000
Spouse's: $3,000
Rental: $1,400
Total: $10,400

Debt:
Mortgages: $4,000
Auto Loans: $865
Student Loans: $250
Credit Cards (minimum): $200
LOC: $100
Total Debt: $5,415

Cash flow: $4985

In addition to the positive cash flow, I have been historically a good payer who has always honored my debts.? Though my payment history shows that I was late on 3 payments the issue had more to do with setting up payments with the proper bank account rather than an inability to pay.


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello - why do you need this loan? Your figures indicate that you have substantial extra cash available each month. Thx - heerzaquestion
A: We typically use our extra cash flow for living expenses and paying off our entire credit card balance every month to avoid interest. A recent vacation and rental repairs depleted our cash reserves so we're working on rebuilding it. The $5000 will be used to payoff our credit card balance so we can avoid the 20%+ interest on the card. (Jun-16-2010)
Q: What was your last Prosper Loan for? And can you be a little more specific on how you will use this one? Thanks! - conductor146
A: Specifically, the $5000 will be used to help us pay off our credit card balance so I can avoid credit card interest. The previous proper loan in 2007-2008 was used to consolidate several credit cards into one payment. (Jun-20-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
successful-euro$50.00$50.006/15/2010 3:45:00 PM
meux99$25.00$25.006/15/2010 3:45:44 PM
personal-lender$25.00$25.006/15/2010 3:46:50 PM
SNH$50.00$50.006/15/2010 3:47:25 PM
meenan$25.00$25.006/15/2010 3:48:55 PM
dontscrewmeover1$25.00$25.006/15/2010 3:49:41 PM
ommcd$25.00$25.006/15/2010 3:55:07 PM
aue513$25.00$25.006/15/2010 3:55:20 PM
Ivan2007$50.00$50.006/15/2010 3:45:10 PM
tender-integrity3$50.00$50.006/15/2010 3:45:51 PM
impressive-credit431$200.00$200.006/15/2010 3:46:09 PM
alexstar$25.00$25.006/15/2010 3:48:34 PM
figs4u2$80.00$80.006/15/2010 3:49:31 PM
koa$50.00$50.006/15/2010 3:46:47 PM
loot-heart$50.00$50.006/15/2010 3:47:33 PM
turbospeed$25.00$25.006/15/2010 3:47:42 PM
j2ee$25.00$25.006/15/2010 3:54:16 PM
klinebarger$25.00$25.006/15/2010 3:54:47 PM
simplelender80$100.00$100.006/15/2010 3:49:50 PM
studious-bonus7$50.00$50.006/15/2010 3:50:20 PM
JJS180$25.00$25.006/15/2010 3:56:26 PM
Phantom99$25.00$25.006/15/2010 4:13:15 PM
power-defender7$40.00$40.006/15/2010 3:56:23 PM
kmwvma$25.00$25.006/15/2010 4:12:22 PM
wwwUniversal$25.00$25.006/16/2010 4:27:04 PM
value-pouch$50.00$50.006/17/2010 10:17:22 PM
justin323$25.00$25.006/18/2010 10:33:42 AM
KlarthXVII$25.00$25.006/18/2010 4:36:56 PM
lender12345$25.00$25.006/19/2010 8:57:24 AM
starry2001$25.00$25.006/19/2010 6:30:00 AM
socal-lender$25.00$25.006/19/2010 9:42:26 PM
cloud8$40.00$40.006/19/2010 10:41:21 PM
JohnSmith10$25.00$25.006/19/2010 5:17:33 PM
Phatt-Daddy$35.79$35.796/20/2010 1:11:49 PM
BankofBeth$25.00$25.006/19/2010 6:31:01 PM
exchange-dreams$25.00$25.006/19/2010 9:38:08 PM
JGuide$26.01$26.016/20/2010 8:31:10 AM
vulgy$25.00$25.006/21/2010 6:37:26 AM
conductor146$25.00$25.006/20/2010 9:07:49 PM
Dopplerbob$25.00$25.006/21/2010 11:00:13 AM
martymaniaman$25.00$25.006/21/2010 11:13:44 AM
ItNoKnot$30.00$30.006/21/2010 4:56:44 PM
rce1964$25.00$25.006/21/2010 10:19:42 PM
natural-affluence4$50.00$50.006/21/2010 7:25:33 PM
AustinAmerica$25.00$25.006/21/2010 10:56:14 PM
knight345$213.82$213.826/21/2010 8:13:48 PM
Snoopylover$25.00$25.006/21/2010 9:49:14 PM
ALANGREANSPAN$50.00$50.006/22/2010 6:43:13 AM
BKuhl44$100.00$100.006/22/2010 7:13:19 AM
the-debt-fluffy-bunny$25.00$25.006/21/2010 10:15:42 PM
grampy48$50.00$50.006/22/2010 9:23:16 AM
NYCLAIMSGUY$25.00$25.006/22/2010 4:21:39 AM
Richmp412$25.00$25.006/22/2010 7:03:20 AM
marshallmanhattan$25.00$25.006/22/2010 7:18:12 AM
sharp518$25.00$25.006/22/2010 8:40:44 AM
dmitriy2$25.00$25.006/22/2010 12:22:01 PM
Sven79$200.00$200.006/22/2010 1:34:57 PM
friendinmoney$50.00$50.006/22/2010 3:42:04 PM
DADOF1$25.00$25.006/22/2010 3:33:24 PM
dharma1$25.00$25.006/15/2010 3:45:54 PM
riproaringrapids$25.00$25.006/15/2010 3:45:58 PM
pavelz$100.00$100.006/15/2010 3:46:38 PM
AmericanCredit$25.00$25.006/15/2010 3:47:56 PM
moltopaolo$50.00$50.006/15/2010 3:49:36 PM
ethicalhumanist$25.00$25.006/15/2010 3:51:58 PM
skvat$25.00$25.006/15/2010 3:52:16 PM
generous-deal6$25.00$25.006/15/2010 3:52:23 PM
flexible-return297$25.00$25.006/15/2010 3:53:07 PM
peb44$50.00$50.006/15/2010 3:53:18 PM
a-responsible-return$25.00$25.006/15/2010 3:56:01 PM
kmr2$350.00$350.006/15/2010 4:02:07 PM
kenji4861$25.00$25.006/15/2010 3:45:04 PM
bchen78875$28.89$28.896/15/2010 4:13:00 PM
orgy63$25.00$25.006/15/2010 3:48:11 PM
mlopez2007$25.00$25.006/15/2010 3:48:33 PM
tntmojave$25.00$25.006/15/2010 3:49:20 PM
Artist_Blue$25.00$25.006/15/2010 3:45:35 PM
reinforced-reward$25.00$25.006/15/2010 3:52:25 PM
NJournalist$25.00$25.006/15/2010 3:52:38 PM
treasure-hunter270$25.00$25.006/15/2010 3:48:24 PM
oskizzle$25.00$25.006/15/2010 3:53:49 PM
interest-jedi0$50.00$50.006/15/2010 3:49:02 PM
american6$50.00$50.006/15/2010 3:49:10 PM
flexible-value$28.00$28.006/15/2010 3:49:21 PM
serpentine$50.00$50.006/15/2010 3:55:25 PM
hrubinst$25.00$25.006/15/2010 3:50:23 PM
Avala$50.00$50.006/15/2010 3:50:40 PM
alpinaut$25.00$25.006/15/2010 3:51:57 PM
Havana21$25.00$25.006/15/2010 3:52:57 PM
lagnisiruk$25.00$25.006/15/2010 3:53:38 PM
MONEYLENDER101$83.27$83.276/15/2010 3:55:31 PM
RandyL3$33.00$33.006/15/2010 4:03:34 PM
head$25.00$25.006/15/2010 4:13:37 PM
revenue-youngster$25.00$7.516/15/2010 6:23:53 PM
p2p-eagle9$25.00$25.006/15/2010 5:58:25 PM
Mav26$100.00$100.006/16/2010 2:21:22 PM
5starlady$35.00$35.006/16/2010 11:47:59 AM
Simply2fly$25.00$25.006/16/2010 9:14:45 PM
Personal-Bond$28.38$28.386/17/2010 12:48:38 AM
tallfund$75.00$75.006/19/2010 8:58:27 AM
katnmouse$25.00$25.006/19/2010 9:15:56 AM
Kelor99$25.00$25.006/20/2010 6:09:18 PM
LoveVA$45.00$45.006/21/2010 6:42:14 AM
RugbyFan$25.65$25.656/21/2010 10:06:48 AM
MonkeyHero$25.00$25.006/21/2010 4:20:48 PM
bankojerry$25.00$25.006/21/2010 4:54:46 PM
admirable-credit$25.00$25.006/21/2010 4:57:46 PM
Cherrypicker$50.00$50.006/21/2010 6:21:15 PM
forthright-principal2$25.00$25.006/21/2010 5:16:09 PM
best-generosity-financier$25.00$25.006/21/2010 5:48:16 PM
HaniaGroup$30.00$30.006/22/2010 3:03:59 AM
Dollars4Rent$25.00$25.006/21/2010 8:24:54 PM
Patrician$50.00$50.006/21/2010 10:06:37 PM
jwood3030$35.00$35.006/21/2010 10:19:01 PM
GBlack$35.00$35.006/21/2010 11:21:15 PM
wonderous-power$25.00$25.006/22/2010 3:51:27 AM
crw1950$50.00$50.006/22/2010 6:24:53 AM
aloantime07$25.00$25.006/22/2010 12:09:34 PM
relierma$25.00$25.006/22/2010 1:54:50 PM
oldrebel$25.00$25.006/22/2010 10:52:48 AM
POLRBEAR$44.68$44.686/22/2010 2:02:03 PM
121 bids
 
Borrower Payment Dependent Notes Series 461956
This series of Notes was issued and sold upon the funding of the borrower loan #43193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Jun-10-2010 
  Auction end date:  Jun-17-2010 
 
Starting lender yield: 33.28% Starting borrower rate/APR: 34.28% / 38.41% Starting monthly payment: $44.83
Final lender yield: 33.28% Final borrower rate/APR: 34.28% / 38.41% Final monthly payment: $44.83
 
Auction yield range: 13.98% - 33.28% Estimated loss impact: 15.53%  
Lender servicing fee: 1.00% Estimated return: 17.75%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2003 Debt/Income ratio: 36%
Basic (1-10): 6 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 9 / 5Length of status:2y 11m
Credit score: 660-679 (Jun-2010) Total credit lines: 34 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $4,692Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 86%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 3    
Screen name: coin-carnation4 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off some bill
Purpose of loan:
This loan will be used to help me pay off some bills like credit cards.

My financial situation:
I am a good candidate for this loan because I know? that I am trustworthy about making payments and using for a good purpose.

Monthly net income: $ Before taxes my check is $3100.00

Monthly expenses: $
??Housing: $ 425
??Insurance: $ 125
??Car expenses: $ 428
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
transaction-circuit$25.00$25.006/10/2010 3:35:38 PM
MONEY_IN_THE_BANK$43.64$43.646/12/2010 9:15:46 PM
DonDiego$25.00$25.006/14/2010 6:33:03 PM
realtormoises$25.00$25.006/16/2010 5:44:01 AM
mrxtravis$25.00$25.006/16/2010 9:57:46 AM
Frosty$50.00$50.006/16/2010 7:51:21 PM
FASTIZIO_P$25.00$25.006/16/2010 4:36:09 PM
SolarMoonshine$25.00$25.006/17/2010 10:05:44 AM
carrinel$100.00$100.006/17/2010 8:29:50 AM
tcbmc$25.00$25.006/17/2010 6:58:29 AM
noble-revenue$100.00$100.006/17/2010 10:49:26 AM
YsoSLO$50.00$50.006/17/2010 10:14:21 AM
AlexTrep$25.00$25.006/14/2010 6:26:54 PM
Marfloogan$25.00$25.006/17/2010 1:06:26 AM
BrownleeManagement$25.00$25.006/16/2010 4:36:06 PM
jhernand17$25.00$25.006/16/2010 8:58:37 PM
reflective-rupee$25.00$25.006/17/2010 11:23:22 AM
Isotope$25.00$25.006/17/2010 12:22:44 PM
NekHoldings$25.00$25.006/17/2010 5:02:18 AM
jono9999$100.00$100.006/17/2010 12:37:22 PM
reflective-rupee$100.00$81.366/17/2010 12:38:36 PM
Leshan$25.00$25.006/17/2010 6:17:53 AM
carrinel$100.00$100.006/17/2010 8:30:12 AM
23 bids
 
Borrower Payment Dependent Notes Series 462212
This series of Notes was issued and sold upon the funding of the borrower loan #43188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-11-2010 
  Auction end date:  Jun-18-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $159.46
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1974 Debt/Income ratio: 24%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 9Length of status:18y 11m
Credit score: 740-759 (Jun-2010) Total credit lines: 31 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $25,769Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 70%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 1    
Screen name: credit-halo9 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
please help me to consolidate
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kunger$25.00$25.006/11/2010 4:09:57 PM
impressive-credit431$200.00$200.006/11/2010 4:12:51 PM
riproaringrapids$25.00$25.006/11/2010 4:13:35 PM
personal-lender$25.00$25.006/11/2010 4:16:37 PM
gauss02$25.00$25.006/11/2010 4:17:45 PM
gracej$25.00$25.006/11/2010 4:18:06 PM
Pasagam$25.00$25.006/11/2010 4:18:22 PM
hrubinst$25.00$25.006/11/2010 4:21:37 PM
Avala$50.00$50.006/11/2010 4:21:42 PM
balanced-bill7$100.00$100.006/11/2010 4:22:20 PM
the-silver-blaster$40.00$40.006/11/2010 4:23:22 PM
alpinaut$25.00$25.006/11/2010 4:23:26 PM
cash-spark3$25.00$25.006/11/2010 4:23:40 PM
bold-durability-drum$50.00$50.006/11/2010 4:23:54 PM
samo102us$25.00$25.006/11/2010 4:39:04 PM
koa$50.00$50.006/11/2010 4:16:32 PM
Tai$25.00$25.006/11/2010 4:16:54 PM
AmericanCredit$25.00$25.006/11/2010 4:18:25 PM
treasure-hunter270$25.00$25.006/11/2010 4:19:15 PM
investment-defender$25.00$25.006/11/2010 8:49:41 PM
wise-spiritual-commitment$31.75$31.756/11/2010 9:05:13 PM
reinforced-reward$25.00$25.006/11/2010 9:20:16 PM
truth-image$50.00$50.006/11/2010 4:20:06 PM
meenan$25.00$25.006/11/2010 4:20:11 PM
interest-jedi0$50.00$50.006/11/2010 4:20:15 PM
flexible-value$28.00$28.006/11/2010 4:20:43 PM
successful-euro$30.00$30.006/11/2010 4:13:10 PM
dharma1$25.00$25.006/11/2010 4:13:30 PM
radforj22$28.42$28.426/11/2010 4:23:19 PM
chestnut4$25.00$25.006/12/2010 9:14:34 AM
loot-heart$50.00$50.006/11/2010 4:17:35 PM
gulch$30.00$30.006/12/2010 10:35:18 AM
fortytwo$83.82$83.826/11/2010 4:19:20 PM
rescue$27.77$27.776/12/2010 11:19:45 AM
skvat$25.00$25.006/11/2010 6:04:56 PM
david5000$50.00$50.006/11/2010 4:20:54 PM
moltopaolo$50.00$50.006/11/2010 4:20:59 PM
anton$126.95$126.956/12/2010 1:13:16 PM
pi31415$25.00$25.006/12/2010 1:22:32 PM
stensonb$25.00$25.006/12/2010 1:24:57 PM
skuba$50.00$50.006/12/2010 1:26:48 PM
ichibon$75.00$75.006/11/2010 4:23:46 PM
benjamin67$25.00$25.006/12/2010 6:49:40 AM
halothane_logic$25.00$25.006/12/2010 8:15:22 AM
systematic0$25.00$25.006/11/2010 5:59:44 PM
TheReaderRabbit$25.00$25.006/11/2010 7:19:57 PM
KiwiElf$30.00$30.006/12/2010 10:19:40 AM
enthusiastic-balance5$37.78$37.786/12/2010 12:24:41 AM
Ripsaw4U$25.00$25.006/12/2010 1:15:01 PM
h_corey$27.42$27.426/12/2010 1:21:40 PM
wrchism$35.05$35.056/12/2010 1:23:52 PM
smartie1$25.00$25.006/12/2010 7:04:39 AM
morpholog$25.00$25.006/12/2010 1:25:24 PM
thedoctor$36.42$36.426/12/2010 1:25:54 PM
castleman$25.00$25.006/12/2010 1:27:49 PM
jonesboyz$25.00$25.006/12/2010 1:39:06 PM
pawsitive$25.00$25.006/12/2010 1:39:45 PM
blackstar$25.00$25.006/12/2010 9:45:57 AM
easylender$25.00$25.006/12/2010 10:19:41 AM
Tradesmanlender$25.00$25.006/12/2010 12:42:38 PM
purohit$25.00$25.006/12/2010 1:11:20 PM
LordKinbote$25.00$25.006/12/2010 1:23:02 PM
ADenny$25.00$25.006/12/2010 1:25:09 PM
Kame$25.00$25.006/12/2010 1:41:08 PM
naniamo$25.00$25.006/12/2010 1:41:18 PM
mammalian4$25.00$25.006/14/2010 7:45:04 PM
OregonDane$25.00$25.006/17/2010 8:59:52 PM
crw1950$50.00$50.006/18/2010 6:30:17 AM
Charmart$25.00$25.006/18/2010 2:28:30 AM
1phantom$50.00$50.006/18/2010 8:31:04 AM
wwwUniversal$25.00$25.006/18/2010 11:37:31 AM
value-guru3$25.00$25.006/18/2010 3:31:16 PM
Artist_Blue$25.00$25.006/11/2010 4:13:44 PM
pavelz$100.00$100.006/11/2010 4:16:10 PM
jdrez$25.00$25.006/11/2010 4:17:17 PM
point-shooter$25.00$25.006/11/2010 4:18:58 PM
alexstar$25.00$25.006/11/2010 4:20:03 PM
hookUup$25.00$25.006/11/2010 4:21:03 PM
dontscrewmeover1$25.00$25.006/11/2010 4:21:06 PM
simplelender80$100.00$100.006/11/2010 4:21:10 PM
studious-bonus7$50.00$50.006/11/2010 4:21:31 PM
determined-deal7$25.00$25.006/11/2010 4:24:10 PM
shrewd-truth1$25.00$25.006/11/2010 4:24:21 PM
burgeoning-silver$25.00$25.006/11/2010 4:10:04 PM
meux99$25.00$25.006/11/2010 4:13:18 PM
tender-integrity3$50.00$50.006/11/2010 4:13:24 PM
SNH$50.00$50.006/11/2010 4:17:26 PM
kenji4861$25.00$25.006/11/2010 4:18:44 PM
orgy63$25.00$25.006/11/2010 4:18:54 PM
skibum78$40.00$40.006/11/2010 10:20:40 PM
kegs$100.00$100.006/11/2010 4:20:30 PM
seabass123$25.00$25.006/11/2010 4:20:35 PM
tntmojave$25.00$25.006/11/2010 4:20:38 PM
NJournalist$25.00$25.006/11/2010 10:49:38 PM
figs4u2$80.00$80.006/11/2010 4:20:47 PM
Ivan2007$25.00$25.006/11/2010 4:12:21 PM
ddog0224$25.00$25.006/11/2010 4:21:46 PM
Marathoner$25.00$25.006/11/2010 4:14:12 PM
inspired-contract9$50.00$50.006/11/2010 4:16:20 PM
delicious-social132$25.00$25.006/11/2010 4:16:26 PM
achillesa$25.00$25.006/11/2010 4:17:51 PM
new-return-faire$50.00$50.006/11/2010 4:17:59 PM
kulender$30.00$30.006/11/2010 4:19:01 PM
Bank42$50.00$50.006/11/2010 4:19:08 PM
naina_my_daughter$25.00$25.006/12/2010 10:39:33 AM
soulwork$25.00$25.006/12/2010 11:19:34 AM
a-responsible-return$25.00$25.006/11/2010 4:20:22 PM
american6$50.00$50.006/11/2010 4:20:26 PM
trade-structure$25.00$25.006/11/2010 7:25:37 PM
lost-money-so-far-on-these$25.00$25.006/12/2010 1:23:50 PM
generous-deal6$25.00$25.006/11/2010 8:29:35 PM
djs81$50.00$50.006/12/2010 1:26:08 PM
micko$25.00$25.006/12/2010 1:27:07 PM
jeffc92$32.12$32.126/12/2010 1:39:02 PM
ramsumana$25.00$25.006/11/2010 4:23:34 PM
careful-benjamins8$25.00$25.006/11/2010 4:24:13 PM
FG9YTR$25.00$25.006/11/2010 11:20:44 PM
money-bauble$75.00$75.006/11/2010 4:37:06 PM
famous-bill$50.00$50.006/12/2010 5:54:41 AM
Hiru$25.00$25.006/12/2010 6:49:35 AM
green-thoughtful-yield$50.00$50.006/11/2010 4:40:41 PM
decisive-capital$31.96$31.966/12/2010 11:51:04 AM
turbolozano$25.00$25.006/12/2010 1:04:56 PM
vfernandez1973$25.00$25.006/12/2010 1:05:03 PM
Raetha$25.00$25.006/12/2010 1:12:56 PM
Phantom99$25.00$25.006/12/2010 1:14:54 PM
dashawn$25.00$25.006/12/2010 1:22:18 PM
pipopirate$25.00$25.006/12/2010 1:23:36 PM
BayShell$50.00$50.006/12/2010 1:25:06 PM
Mark-O-Polo$25.00$25.006/12/2010 1:25:21 PM
Ellisdee$27.75$27.756/12/2010 1:39:49 PM
Futurero$25.00$25.006/12/2010 1:41:03 PM
superchicken$25.00$25.006/12/2010 1:41:13 PM
bayareainv$44.58$44.586/12/2010 12:42:33 PM
fair-funds$25.00$25.006/12/2010 1:05:07 PM
dartmouth99$25.00$25.006/12/2010 1:39:17 PM
BludAx$25.00$25.006/12/2010 1:41:07 PM
Boxhead$25.00$20.216/12/2010 1:41:46 PM
mammalian4$25.00$25.006/15/2010 2:00:56 PM
JerryB96$25.00$25.006/18/2010 8:41:05 AM
PalmerTheEmbalmer$25.00$25.006/18/2010 1:00:53 PM
141 bids
 
Borrower Payment Dependent Notes Series 462230
This series of Notes was issued and sold upon the funding of the borrower loan #43199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-11-2010 
  Auction end date:  Jun-18-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.53% Starting monthly payment: $47.84
Final lender yield: 7.50% Final borrower rate/APR: 8.50% / 10.83% Final monthly payment: $47.35
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 5.39%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-2004 Debt/Income ratio: 33%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 12Length of status:2y 11m
Credit score: 700-719 (May-2010) Total credit lines: 13 Occupation: Tradesman - Mechani...
Now delinquent: 0 Revolving credit balance: $7,988Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 42%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: MrPie Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Lender increasing credit score
Purpose of loan:
This loan will be used to?create more credit history to pay off all debt.
My financial situation:
I am a good candidate for this loan because? as a lender on prosper I know how important it is to pay on time everytime. Ive never been late on any account. I am a maintenance mechanic at a tyson plant been there for almost 3 years. ive got regular 40 hours and 3 hours mandatory overtime per week.

Monthly net income: me $2480 wife $ 1025

Monthly expenses: $ 2003
??Housing: $ 1023????
??Insurance: $ 70
??Car fuel: $200
??Utilities: $ 75
??Phone, cable, internet: $95
??Food, entertainment: $ 200?
??Credit cards and other loans: $300
??Other expenses: $ 40 movie night
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$250.00$250.006/14/2010 3:35:07 PM
enthusiastic-balance5$100.00$100.006/15/2010 11:22:26 AM
Mantis75$25.00$25.006/15/2010 11:50:07 AM
Octamer$30.00$30.006/15/2010 4:09:15 PM
TJGbank$25.00$25.006/15/2010 1:39:17 PM
YummiBear$25.00$25.006/15/2010 8:04:55 PM
Cherrypicker$50.00$50.006/16/2010 11:24:14 AM
FLFF$50.00$50.006/16/2010 2:01:13 PM
FundMaker$30.00$30.006/16/2010 2:04:18 PM
Nasdaq$25.00$25.006/18/2010 6:36:57 AM
benevolent-benefit$25.00$25.006/18/2010 6:55:56 AM
alvinsl$25.00$25.006/18/2010 10:40:44 AM
kevdigital$25.00$25.006/18/2010 3:51:07 PM
Richlaw$200.00$170.406/18/2010 12:06:46 PM
skaught$34.00$34.006/18/2010 2:54:51 PM
wild-orange$25.00$25.006/18/2010 12:38:05 PM
Johnab$25.00$25.006/18/2010 3:36:26 PM
DRJWAW$25.00$25.006/18/2010 4:05:21 PM
Kelor99$25.00$25.006/14/2010 5:56:39 PM
Megatron404$25.00$25.006/15/2010 11:23:45 AM
tacologic$25.00$25.006/15/2010 2:14:50 PM
golfreak923$35.00$35.006/15/2010 3:12:28 PM
lenderrn$25.60$25.606/15/2010 4:06:39 PM
JCPlending$25.00$25.006/16/2010 9:00:39 AM
loanman2007$200.00$200.006/16/2010 9:39:46 AM
Lender0307$25.00$25.006/16/2010 10:05:40 PM
CASHMAX$25.00$25.006/18/2010 5:38:44 AM
gpuck$25.00$25.006/17/2010 5:56:21 PM
value-pouch$50.00$50.006/17/2010 10:13:58 PM
khamlagirl$25.00$25.006/18/2010 11:40:37 AM
PalmerTheEmbalmer$25.00$25.006/18/2010 12:58:20 PM
31 bids
 
Borrower Payment Dependent Notes Series 462548
This series of Notes was issued and sold upon the funding of the borrower loan #43267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-15-2010 
  Auction end date:  Jun-21-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $159.46
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-2001 Debt/Income ratio: 54%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 17 / 17Length of status:0y 3m
Credit score: 760-779 (Jun-2010) Total credit lines: 36 Occupation: Other
Now delinquent: 0 Revolving credit balance: $15,450Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 23%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: fabulous-responsibility6 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
puting in new windows
Purpose of loan:
This loan will be used to change the windows in my house

My financial situation:
I am a good candidate for this loan because im always paying my bills on time

Monthly net income: $ 1680

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
hrubinst$25.00$25.006/15/2010 3:50:24 PM
Artist_Blue$25.00$25.006/15/2010 3:56:10 PM
studious-bonus7$50.00$50.006/15/2010 3:50:20 PM
Avala$50.00$50.006/15/2010 3:50:39 PM
loot-heart$50.00$50.006/15/2010 4:15:31 PM
syounker$25.00$25.006/15/2010 7:05:27 PM
fair-funds$25.00$25.006/15/2010 10:04:41 PM
riproaringrapids$25.00$25.006/15/2010 10:05:05 PM
rescue$50.00$50.006/16/2010 10:21:11 AM
teller$25.00$25.006/16/2010 5:24:34 AM
payment-freshmaker$50.00$50.006/16/2010 12:04:34 PM
gallant-economy9$25.00$25.006/16/2010 9:35:01 AM
admirable-basis1$25.00$25.006/16/2010 9:34:46 AM
balanced-bill7$94.33$94.336/16/2010 10:32:08 AM
market-walnut5$30.00$30.006/16/2010 1:20:06 PM
halothane_logic$25.00$25.006/16/2010 3:00:51 PM
sensible-community1$50.00$50.006/16/2010 3:34:29 PM
orderly-loot$25.00$25.006/16/2010 9:54:59 PM
oskizzle$25.00$25.006/16/2010 10:36:06 PM
bchen78875$25.00$25.006/17/2010 1:10:04 AM
famous-bill$50.00$50.006/17/2010 5:15:30 AM
delicious-social132$25.00$25.006/17/2010 12:53:20 PM
upbeat-investment9$25.00$25.006/17/2010 7:40:46 PM
IIP77$25.00$25.006/18/2010 10:47:54 AM
benevolent-benefit$25.00$25.006/18/2010 11:16:10 AM
hyeholdings$25.00$25.006/18/2010 7:33:49 PM
UT-Longhorn$25.00$25.006/19/2010 6:14:48 AM
JohnW12$25.00$25.006/19/2010 5:39:47 AM
Craig172$100.00$100.006/19/2010 11:34:43 AM
premierdevelopment1$100.00$100.006/20/2010 12:32:37 PM
j2ee$25.00$25.006/21/2010 7:54:48 AM
new-social-economist$25.00$25.006/20/2010 10:39:37 PM
head$25.00$25.006/21/2010 2:10:47 PM
DadWarbucks$25.00$25.006/21/2010 11:47:00 AM
Dahlozer$25.00$25.006/21/2010 12:25:35 PM
cello1$25.00$25.006/21/2010 2:04:40 PM
Oupa-George$25.00$25.006/21/2010 4:56:26 PM
PhalanxBulldog$25.00$25.006/21/2010 4:56:54 PM
bazzer$25.00$25.006/21/2010 4:57:54 PM
money2k$25.00$25.006/21/2010 4:59:57 PM
chipperjohnson$25.00$25.006/21/2010 5:01:23 PM
A007$25.00$25.006/21/2010 5:01:37 PM
flwah$25.00$25.006/21/2010 5:01:43 PM
flexible-value$26.00$26.006/21/2010 5:04:51 PM
jameskdean$25.00$25.006/21/2010 4:57:12 PM
theaterguy$25.00$25.006/21/2010 4:56:56 PM
nodrivelpls$25.00$25.006/21/2010 4:58:09 PM
tlam168$50.00$50.006/21/2010 4:58:21 PM
skuba$25.00$25.006/21/2010 4:58:25 PM
papaman$25.00$25.006/21/2010 4:58:23 PM
omerta6102$50.00$50.006/21/2010 4:58:41 PM
rose88$25.00$25.006/21/2010 4:59:51 PM
loanshark4u$25.00$25.006/21/2010 4:59:49 PM
leftcoast52$25.00$25.006/21/2010 4:59:52 PM
ADIDASNO$25.00$25.006/21/2010 5:00:11 PM
wwwUniversal$25.00$25.006/21/2010 5:40:26 PM
pbo922$25.00$25.006/21/2010 5:01:00 PM
Binan$25.00$25.006/21/2010 5:01:03 PM
Tradesmanlender$25.00$25.006/21/2010 5:02:56 PM
TennSquire$25.00$25.006/21/2010 5:01:28 PM
reflective-rupee$200.00$173.536/21/2010 6:07:46 PM
phillipd48$25.00$25.006/21/2010 5:02:51 PM
enigmallc$25.00$25.006/21/2010 5:04:10 PM
somebody32$25.00$25.006/21/2010 5:03:25 PM
DrStaff$60.00$60.006/21/2010 5:04:13 PM
Supernick$50.00$50.006/21/2010 5:04:35 PM
Clambake$50.00$50.006/21/2010 5:09:18 PM
brazilofmux$100.00$100.006/21/2010 5:10:03 PM
Weaverville$50.00$50.006/21/2010 5:09:40 PM
the-cash-allotment$27.79$27.796/21/2010 5:35:22 PM
spsavage$25.00$25.006/21/2010 5:40:23 PM
american6$25.00$25.006/15/2010 3:50:50 PM
flexible-return297$25.00$25.006/15/2010 3:53:07 PM
kmr2$350.00$350.006/15/2010 4:02:07 PM
SNH$50.00$50.006/15/2010 3:47:26 PM
treasure-hunter270$25.00$25.006/15/2010 3:51:28 PM
personal-lender$25.00$25.006/15/2010 3:51:41 PM
Havana21$25.00$25.006/15/2010 3:53:02 PM
orgy63$25.00$25.006/15/2010 3:50:05 PM
elephantparty$25.00$25.006/15/2010 8:39:55 PM
peb44$50.00$50.006/15/2010 3:53:18 PM
alcyon$25.00$25.006/16/2010 4:19:43 AM
blackstar$25.00$25.006/16/2010 5:30:44 AM
ichibon$25.00$25.006/16/2010 7:09:55 AM
generous-deal6$25.00$25.006/16/2010 8:51:33 AM
fcukciti$50.00$50.006/16/2010 4:09:34 AM
BashtonLends$50.00$50.006/16/2010 10:49:37 AM
ddog0224$25.00$25.006/16/2010 11:39:40 AM
cash-spark3$25.00$25.006/16/2010 8:54:37 AM
green-thoughtful-yield$44.34$44.346/16/2010 1:20:12 PM
shrewd-deal$25.00$25.006/16/2010 2:15:46 PM
wise-spiritual-commitment$50.00$50.006/16/2010 2:15:40 PM
pavelz$25.00$25.006/16/2010 3:15:59 PM
radforj22$25.00$25.006/16/2010 1:15:24 PM
Syndication$25.00$25.006/16/2010 5:29:38 PM
the-profit-oracle$25.00$25.006/16/2010 4:36:36 PM
the-silver-blaster$40.00$40.006/16/2010 4:51:04 PM
successful-euro$30.00$30.006/17/2010 6:45:22 AM
wdove511$25.00$25.006/17/2010 12:39:56 AM
holstj$25.00$25.006/18/2010 11:41:33 AM
bountiful-durability$50.00$50.006/18/2010 2:09:49 PM
relentless-penny$25.00$25.006/18/2010 2:51:16 PM
yield-seeker$25.00$25.006/18/2010 3:59:56 PM
szetowski$25.00$25.006/19/2010 8:19:36 AM
LenderByDay$25.00$25.006/20/2010 12:59:45 AM
AF-Chief$28.00$28.006/21/2010 8:30:09 AM
BooFoo22$25.00$25.006/21/2010 9:40:29 AM
Aeroman32$25.00$25.006/20/2010 10:50:17 PM
life-is-great$25.00$25.006/21/2010 2:32:46 PM
justice-clipper$50.00$50.006/21/2010 9:39:56 AM
the-transaction-stronghold$25.00$25.006/21/2010 2:33:59 PM
ray1051$25.00$25.006/21/2010 2:33:31 PM
upbeat-investment9$50.00$50.006/21/2010 4:37:15 PM
WeAlNe$25.00$25.006/21/2010 4:58:10 PM
ILoveSushi$25.00$25.006/21/2010 4:58:43 PM
MoNeYMaN5$25.00$25.006/21/2010 4:59:00 PM
revenue-achievement$25.00$25.006/21/2010 4:59:46 PM
dollar-oracle55$25.00$25.006/21/2010 5:00:03 PM
bigphish$25.00$25.006/21/2010 5:01:17 PM
wizardii$25.00$25.006/21/2010 5:02:36 PM
ALVO$35.75$35.756/21/2010 4:52:13 PM
DaveG56313$25.00$25.006/21/2010 4:55:27 PM
MrBluesummers$50.00$50.006/21/2010 5:09:15 PM
ISHLEP67$28.07$28.076/21/2010 4:56:27 PM
MARSTUN$25.06$25.066/21/2010 4:57:55 PM
mrfixerupper$25.00$25.006/21/2010 4:58:12 PM
broepke$25.00$25.006/21/2010 4:59:44 PM
lending-bear$32.13$32.136/21/2010 4:58:53 PM
All_Wins$25.00$25.006/21/2010 5:00:08 PM
topher515$25.00$25.006/21/2010 4:59:22 PM
tornandfrayed$25.00$25.006/21/2010 4:59:42 PM
mmckune$25.00$25.006/21/2010 5:00:54 PM
caNative$25.00$25.006/21/2010 5:01:14 PM
honorable-yield$50.00$50.006/21/2010 5:01:20 PM
CPAMAN$25.00$25.006/21/2010 5:01:53 PM
midde551$25.00$25.006/21/2010 5:02:03 PM
Eagledrop$25.00$25.006/21/2010 5:01:12 PM
Carpetkid$25.00$25.006/21/2010 5:01:32 PM
lagnisiruk$25.00$25.006/21/2010 5:05:11 PM
biobulator$25.00$25.006/21/2010 5:04:15 PM
RationalWorld$25.00$25.006/21/2010 5:04:30 PM
irrelevant$25.00$25.006/21/2010 5:09:44 PM
best-generosity-financier$25.00$25.006/21/2010 5:49:45 PM
143 bids
 
Borrower Payment Dependent Notes Series 462678
This series of Notes was issued and sold upon the funding of the borrower loan #43182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,900.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Jun-14-2010 
  Auction end date:  Jun-18-2010 
 
Starting lender yield: 21.55% Starting borrower rate/APR: 22.55% / 24.82% Starting monthly payment: $188.53
Final lender yield: 21.55% Final borrower rate/APR: 22.55% / 24.82% Final monthly payment: $188.53
 
Auction yield range: 7.98% - 21.55% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 13.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1987 Debt/Income ratio: 10%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 4Length of status:19y 9m
Credit score: 700-719 (Jun-2010) Total credit lines: 18 Occupation: Social Worker
Now delinquent: 0 Revolving credit balance: $5,672Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 56%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 3    
Screen name: tender-benefit2 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
I need the loan:
To pay off my credit cards so that I can raise my credit score and buy a house within the near future.


My financial situation:
I am a good candidate for this loan because I pay all bills on time and have a decent?income with low expenses. I been on my Job with the?Human Resource Administration for the City of New York for over 20 years. I have a 401k and money inside my pension funds.

Monthly net income: $
3900
Monthly expenses: $
??Housing: $700
Insurance: $ 125
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $?200
??Clothing, household expenses $?200
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loot-heart$50.00$50.006/14/2010 4:06:45 PM
personal-lender$25.00$25.006/14/2010 4:15:43 PM
klinebarger$25.00$25.006/14/2010 4:36:41 PM
Pulchritudinous$25.00$25.006/14/2010 4:08:47 PM
studious-bonus7$50.00$50.006/14/2010 4:12:04 PM
blackstar$25.00$25.006/14/2010 4:41:13 PM
pavelz$50.00$50.006/14/2010 4:42:24 PM
tech_helper$36.40$36.406/14/2010 4:42:31 PM
treasure-hunter270$25.00$25.006/14/2010 4:14:10 PM
ichibon$75.00$75.006/14/2010 4:17:01 PM
Asynch$25.00$25.006/14/2010 4:59:41 PM
agreement-sycamore$50.00$50.006/14/2010 5:00:43 PM
generous-deal6$25.00$25.006/14/2010 4:18:41 PM
ddog0224$25.00$25.006/14/2010 4:13:08 PM
american6$25.00$25.006/14/2010 4:13:19 PM
Havana21$25.00$25.006/14/2010 4:22:21 PM
simplelender80$100.00$100.006/14/2010 4:14:25 PM
wise-spiritual-commitment$50.00$50.006/14/2010 4:23:13 PM
shrewd-deal$25.00$25.006/14/2010 4:25:05 PM
shrewd-truth1$25.00$25.006/14/2010 4:17:28 PM
balanced-bill7$100.00$100.006/14/2010 4:18:02 PM
yield-seeker$25.00$25.006/14/2010 7:36:12 PM
peb44$50.00$50.006/14/2010 4:23:41 PM
green-thoughtful-yield$50.00$50.006/14/2010 4:40:53 PM
penny-chooser$50.00$50.006/14/2010 4:41:46 PM
nick456sd$50.00$50.006/14/2010 4:24:53 PM
wayman$25.00$25.006/14/2010 4:42:43 PM
balance-whistle7$25.00$25.006/14/2010 4:43:02 PM
credit-coach118$25.00$25.006/14/2010 9:15:35 PM
money-explorer3$25.00$25.006/14/2010 4:36:11 PM
active-trade4$50.00$50.006/14/2010 4:52:10 PM
mla$25.00$25.006/14/2010 4:39:18 PM
mzman$25.00$25.006/14/2010 4:39:39 PM
Ripsaw4U$25.00$25.006/14/2010 4:39:45 PM
j2ee$25.00$25.006/14/2010 4:42:19 PM
kchen486$50.00$50.006/14/2010 4:42:34 PM
enthusiastic-balance5$100.00$100.006/14/2010 4:42:58 PM
adamk911$50.00$50.006/14/2010 4:44:08 PM
point-berserker$25.00$25.006/14/2010 7:41:28 PM
exchange-dreams$25.00$25.006/14/2010 8:56:39 PM
asset-professor$25.00$25.006/14/2010 6:54:49 PM
ommcd$25.00$25.006/14/2010 8:15:41 PM
reflective-rupee$1,450.00$753.526/14/2010 10:04:44 PM
jdl424$185.08$185.086/14/2010 10:17:23 PM
wwwUniversal$25.00$25.006/14/2010 10:20:39 PM
top-courteous-peso$25.00$25.006/15/2010 8:43:39 AM
wlm3012$50.00$50.006/15/2010 8:45:57 AM
market-pudding$25.00$25.006/15/2010 3:04:38 PM
CK1$25.00$25.006/15/2010 9:12:24 AM
JustMee$25.00$25.006/15/2010 5:17:55 PM
heerzaquestion$100.00$100.006/16/2010 4:20:14 AM
income-fortress$25.00$25.006/17/2010 6:40:06 AM
Easystreet$25.00$25.006/18/2010 2:24:57 AM
new-return-faire$50.00$50.006/14/2010 4:07:10 PM
orgy63$25.00$25.006/14/2010 4:11:37 PM
hrubinst$25.00$25.006/14/2010 4:12:40 PM
impressive-credit431$200.00$200.006/14/2010 4:19:23 PM
flexible-return297$25.00$25.006/14/2010 4:22:43 PM
SNH$50.00$50.006/14/2010 4:06:30 PM
the-silver-blaster$40.00$40.006/14/2010 4:08:10 PM
richboy56$50.00$50.006/14/2010 4:39:12 PM
Phantom99$25.00$25.006/14/2010 4:40:41 PM
rescue$50.00$50.006/14/2010 4:40:57 PM
Avala$50.00$50.006/14/2010 4:12:43 PM
worth-arch$25.00$25.006/14/2010 4:42:26 PM
gracej$25.00$25.006/14/2010 4:07:18 PM
top-historic-peso$25.00$25.006/14/2010 4:43:19 PM
castleman$25.00$25.006/14/2010 4:52:14 PM
brilliant-revenue$25.00$25.006/14/2010 5:00:51 PM
openness-prospector$25.00$25.006/14/2010 5:39:35 PM
velocity-warrior$50.00$50.006/14/2010 4:21:56 PM
platinum-sorcerer6$50.00$50.006/14/2010 4:23:30 PM
cash-spark3$25.00$25.006/14/2010 4:16:39 PM
jdrez$25.00$25.006/14/2010 4:18:55 PM
bonus-patriot$25.00$25.006/14/2010 7:10:01 PM
inspired-contract9$25.00$25.006/14/2010 4:38:48 PM
dinero-speaker$50.00$50.006/14/2010 4:39:38 PM
riproaringrapids$25.00$25.006/14/2010 4:40:34 PM
visionary-community$25.00$25.006/14/2010 4:41:54 PM
point-shooter$25.00$25.006/14/2010 4:42:08 PM
lendstats_com$25.00$25.006/14/2010 4:43:40 PM
greenback-museum$25.00$25.006/14/2010 4:40:59 PM
Anny-Disco$100.00$100.006/14/2010 4:41:16 PM
trustworthy-fairness$50.00$50.006/14/2010 4:41:56 PM
chestnut4$25.00$25.006/14/2010 4:42:56 PM
gulch$30.00$30.006/14/2010 4:44:57 PM
scoobiedoo$25.00$25.006/14/2010 5:01:21 PM
Bank_Of_XL$25.00$25.006/14/2010 5:11:32 PM
revenue-prospector$25.00$25.006/14/2010 8:25:08 PM
plentiful-reward$50.00$50.006/14/2010 9:50:18 PM
credit-panda1$25.00$25.006/15/2010 9:40:25 AM
DcUnited$30.00$30.006/14/2010 9:59:35 PM
reflective-rupee$100.00$100.006/15/2010 3:01:23 PM
reflective-rupee$100.00$100.006/15/2010 3:01:49 PM
TravisMcGee$25.00$25.006/15/2010 8:37:02 PM
interstellar$50.00$50.006/16/2010 6:34:53 AM
tnjohnso$25.00$25.006/16/2010 4:37:13 PM
lendstats_com$75.00$75.006/16/2010 6:49:36 PM
tompau$25.00$25.006/17/2010 6:13:18 AM
sharp518$25.00$25.006/17/2010 1:48:37 PM
pposFUNDing$25.00$25.006/17/2010 10:15:36 PM
duty-monger$50.00$50.006/18/2010 3:16:03 AM
102 bids
 
Borrower Payment Dependent Notes Series 462758
This series of Notes was issued and sold upon the funding of the borrower loan #43261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jun-16-2010 
  Auction end date:  Jun-22-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $111.34
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $111.34
 
Auction yield range: 7.98% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2001 Debt/Income ratio: 55%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 9 / 8Length of status:6y 11m
Credit score: 660-679 (Jun-2010) Total credit lines: 16 Occupation: Car Dealer
Now delinquent: 0 Revolving credit balance: $17,358Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 91%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: first-reward-evergreen Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Urgently need a New A/C Unit!
Purpose of loan:
Our A/C Unit?is broken.?We?requested?an estimate to fix it from 4 different companies/contractors. We will need to replace freeyon lines too, because of a leak, the 10year-old unit is also damaged. Total cost?will be $5500 (A/C Unit, lines replacement, wall repair), we?currently have $2000 available, will come up with difference.?We're requesting this loan because it's quite an emergency to get it fixed ASAP, since Miami temperatures in the summer are always close to 100F.


Monthly net income: $ 4500 (Alone) + 2500 (My Wife)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Thylow$25.00$25.006/16/2010 4:19:40 PM
personal-lender$25.00$25.006/16/2010 4:21:56 PM
Havana21$25.00$25.006/16/2010 4:22:45 PM
orderly-loot$25.00$25.006/16/2010 9:54:54 PM
hrubinst$25.00$25.006/16/2010 4:20:28 PM
treasure-hunter270$25.00$25.006/16/2010 4:21:26 PM
uncleharold$35.00$35.006/16/2010 8:35:44 PM
bchen78875$25.00$25.006/17/2010 1:10:20 AM
famous-bill$50.00$50.006/17/2010 5:15:25 AM
successful-euro$30.00$30.006/17/2010 6:45:18 AM
flexible-return297$25.00$25.006/17/2010 3:58:39 PM
loot-heart$50.00$50.006/17/2010 4:00:23 PM
bigdogsafety1$25.00$25.006/17/2010 3:19:50 PM
ichibon$75.00$75.006/18/2010 3:19:42 AM
riproaringrapids$25.00$25.006/17/2010 7:44:36 PM
careful-benjamins8$50.00$50.006/18/2010 9:42:29 AM
yield-seeker$25.00$25.006/18/2010 3:59:51 PM
the-profit-oracle$25.00$25.006/18/2010 11:17:16 AM
bountiful-durability$50.00$50.006/18/2010 2:09:42 PM
reflective-rupee$25.00$25.006/18/2010 4:59:54 PM
mulberry4$25.00$25.006/18/2010 7:29:58 PM
UT-Longhorn$25.00$25.006/19/2010 6:14:44 AM
lender12345$25.00$25.006/19/2010 9:20:49 AM
cvfriend$50.00$50.006/19/2010 7:24:42 PM
j2ee$25.00$25.006/19/2010 10:05:27 AM
Ven58$25.00$25.006/19/2010 1:26:18 PM
thefiringzod$25.00$25.006/20/2010 4:04:36 AM
life-is-great$25.00$25.006/20/2010 6:54:42 AM
new-social-economist$25.00$25.006/20/2010 10:39:33 PM
Aeroman32$25.00$25.006/20/2010 10:50:12 PM
GlowHost$50.00$50.006/21/2010 5:29:56 AM
cello1$25.00$25.006/21/2010 2:04:37 PM
green-glowing-gain$25.00$25.006/21/2010 2:33:42 PM
AF-Chief$28.00$28.006/21/2010 8:30:04 AM
DadWarbucks$25.00$25.006/21/2010 11:47:05 AM
ElevenHills$25.00$25.006/21/2010 12:28:00 PM
the-transaction-stronghold$25.00$25.006/21/2010 2:33:55 PM
omahajay$25.00$25.006/21/2010 2:45:19 PM
reflective-rupee$300.00$88.426/21/2010 2:48:24 PM
attractive-fund$25.00$25.006/21/2010 5:21:52 PM
ethicalhumanist$25.00$25.006/22/2010 2:09:28 PM
american6$25.00$25.006/16/2010 4:20:53 PM
simplelender80$100.00$100.006/16/2010 4:21:32 PM
syounker$25.00$25.006/16/2010 4:25:32 PM
studious-bonus7$50.00$50.006/16/2010 4:20:03 PM
Avala$50.00$50.006/16/2010 4:20:44 PM
the-silver-blaster$40.00$40.006/16/2010 7:36:02 PM
Artist_Blue$25.00$25.006/16/2010 4:17:00 PM
peb44$50.00$50.006/16/2010 4:23:00 PM
orgy63$25.00$25.006/16/2010 4:19:47 PM
SNH$28.58$28.586/17/2010 4:50:59 AM
Bank_Of_XL$100.00$100.006/16/2010 6:30:27 PM
poetic-yield3$25.00$25.006/17/2010 9:34:52 AM
blackstar$25.00$25.006/17/2010 11:34:36 AM
peace-missile$25.00$25.006/17/2010 2:11:08 PM
nunnie$25.00$25.006/17/2010 7:24:45 PM
stoopidnoodle$25.00$25.006/17/2010 1:20:22 PM
Easystreet$25.00$25.006/18/2010 2:25:07 AM
teller$25.00$25.006/18/2010 6:54:52 AM
upbeat-investment9$25.00$25.006/17/2010 7:40:41 PM
economy-producer$25.00$25.006/18/2010 8:54:06 AM
SimpleChoice$25.00$25.006/18/2010 9:43:07 AM
kindness-hickory5$25.00$25.006/18/2010 8:21:19 AM
Cheburashka$25.00$25.006/18/2010 10:50:37 AM
VEZIROGLUA$50.00$50.006/18/2010 10:40:26 AM
revenue-officer36$50.00$50.006/18/2010 9:41:27 AM
holstj$25.00$25.006/18/2010 11:41:27 AM
loan-genie88$25.00$25.006/18/2010 12:25:56 PM
relentless-penny$25.00$25.006/18/2010 2:51:12 PM
lend_to_you$25.00$25.006/19/2010 4:29:47 AM
imoutdoorsy$25.00$25.006/18/2010 10:30:06 PM
JohnW12$25.00$25.006/19/2010 5:39:39 AM
Imaginos1892$25.00$25.006/19/2010 8:48:34 AM
Easy-eLoan$25.00$25.006/19/2010 7:03:01 AM
wlm3012$25.00$25.006/19/2010 11:46:03 AM
Billfred$25.00$25.006/19/2010 8:40:40 PM
dave601m$25.00$25.006/19/2010 11:14:48 AM
adir1$25.00$25.006/19/2010 4:59:54 PM
whois-JohnGalt$25.00$25.006/20/2010 7:25:24 AM
ray1051$25.00$25.006/21/2010 7:26:39 AM
justice-clipper$50.00$50.006/21/2010 9:39:51 AM
Uylsses$100.00$100.006/21/2010 9:53:54 AM
gnar$25.00$25.006/20/2010 9:54:58 PM
BooFoo22$25.00$25.006/21/2010 9:40:27 AM
Phantom99$25.00$25.006/21/2010 8:57:11 AM
cash-spark3$25.00$25.006/21/2010 2:33:39 PM
sakha$50.00$50.006/21/2010 2:32:45 PM
jamschmidt$25.00$25.006/21/2010 2:33:37 PM
hughro$100.00$100.006/22/2010 9:04:51 AM
89 bids
 
Borrower Payment Dependent Notes Series 462926
This series of Notes was issued and sold upon the funding of the borrower loan #43252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Jun-18-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 21.55% Starting borrower rate/APR: 22.55% / 24.82% Starting monthly payment: $134.66
Final lender yield: 20.00% Final borrower rate/APR: 21.00% / 23.25% Final monthly payment: $131.86
 
Auction yield range: 7.98% - 21.55% Estimated loss impact: 8.47%  
Lender servicing fee: 1.00% Estimated return: 11.53%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1991 Debt/Income ratio: 9%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 5Length of status:6y 3m
Credit score: 700-719 (Jun-2010) Total credit lines: 27 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $3,138Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 78%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 10    
Screen name: dynamic-order Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Down payment for used car loan
Purpose of loan:
My wife needed a car, by putting more money down on a used car, we were able to get the car she needed at an interest rate and payment we could easily afford, and the car is safe enough for the large amount of Minnesota driving she does (which includes work and driving our two children to school).

My financial situation:
My credit took a hit a few years back because we had a bankruptcy that resulted from a small business we owned that didn't work. The bankruptcy was not at all due to reckless spending or bad decisions. Now my credit is stronger, I make a good income, and I am up to date on all my bills, but the past credit problems make it difficult to get the credit I need.

Monthly net income: About $4,350 after 401k and benefits are taken out.

Monthly expenses: Standard monthly expenses, only one credit card payment which is minimal, low car payment ($212)

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What kind of professional are you?. - principal-star
A: I work in marketing and account management at a very large (Fortune 50) company. I've been in marketing for about 15 years and in this indstury for more than six. (Jun-24-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lendstats_com$25.00$25.006/18/2010 4:33:43 PM
green-thoughtful-yield$45.00$13.686/19/2010 6:29:31 PM
SolarMoonshine$25.00$25.006/20/2010 9:20:04 AM
exchange-dreams$25.00$25.006/19/2010 9:45:21 PM
Reliance_Banker$25.00$25.006/20/2010 2:36:55 PM
charitycoon$25.00$25.006/20/2010 2:46:14 PM
first-serene-credit$25.00$25.006/21/2010 3:42:50 PM
market-pudding$25.00$25.006/21/2010 4:59:14 PM
income-fortress$25.00$25.006/22/2010 6:24:31 AM
dontletmoneyfoolya$50.00$50.006/22/2010 5:19:40 PM
credit-coach118$25.00$25.006/22/2010 4:06:43 PM
G-Love$500.00$500.006/23/2010 6:33:25 AM
wlm3012$25.00$25.006/23/2010 7:50:46 AM
scratch4you$27.80$27.806/23/2010 4:22:09 PM
Ambassador$50.00$50.006/23/2010 7:58:42 PM
ethicalhumanist$25.00$25.006/24/2010 10:45:19 AM
Streamfeeder$25.00$25.006/24/2010 11:22:24 AM
truelumen$25.00$25.006/24/2010 11:54:20 AM
78$25.40$25.406/24/2010 1:15:53 PM
kind-bill-supporter$50.00$50.006/24/2010 5:00:35 PM
pythia$25.00$25.006/24/2010 5:24:49 PM
nashibaksi$25.00$25.006/24/2010 6:45:11 PM
economy-caper9$25.00$25.006/24/2010 10:10:47 PM
NJournalist$25.00$25.006/24/2010 5:00:53 PM
PotBellyPete$40.00$40.006/25/2010 8:45:05 AM
b-rent$25.00$25.006/24/2010 9:48:22 PM
capital-baron507$100.00$100.006/24/2010 10:36:49 PM
draggon77$25.00$25.006/25/2010 7:50:09 AM
leverage-monger$25.00$25.006/25/2010 8:06:58 AM
Uylsses$100.00$100.006/25/2010 1:15:58 PM
wealth-pipeline$25.00$25.006/25/2010 9:28:42 AM
one-midas$25.00$25.006/25/2010 2:00:22 PM
limastorm$51.17$51.176/25/2010 10:15:02 AM
MrCoffee$25.00$25.006/25/2010 10:29:44 AM
patriot384$70.00$70.006/25/2010 10:38:41 AM
alpinaut$25.00$25.006/25/2010 11:02:42 AM
Bob450$40.00$40.006/25/2010 12:24:00 PM
trade-elm$25.00$25.006/25/2010 12:25:38 PM
Islandgal$100.00$100.006/25/2010 1:46:51 PM
squarebob$25.00$25.006/25/2010 3:25:38 PM
revenue-appraiser$28.88$28.886/25/2010 3:27:50 PM
goodhearted-basis4$25.00$25.006/25/2010 4:26:04 PM
Ponies88$25.00$25.006/22/2010 10:34:36 AM
Pu239$60.00$60.006/23/2010 12:46:15 PM
integrity-doctor$100.00$100.006/23/2010 2:59:52 PM
Techne_Funds_LLC$25.00$25.006/23/2010 4:57:01 PM
brondero$70.00$70.006/24/2010 4:45:31 AM
gjm6d$25.00$25.006/23/2010 8:40:10 PM
jimmya$25.00$25.006/24/2010 10:27:55 AM
credit-panda1$25.00$25.006/24/2010 6:54:39 AM
d_grbg$25.00$25.006/24/2010 6:28:02 AM
Leshan$25.00$25.006/24/2010 2:09:50 PM
LibbyZ$25.35$25.356/24/2010 10:24:38 AM
brondero$25.00$25.006/24/2010 10:44:41 AM
squarebob$25.00$25.006/24/2010 10:50:19 AM
nalaari$56.40$56.406/24/2010 2:08:59 PM
satisfying-deal5$25.00$25.006/24/2010 5:00:37 PM
guardian3$25.00$25.006/24/2010 6:21:43 PM
gothampark$25.00$25.006/24/2010 4:09:46 PM
MattProsper$50.00$50.006/24/2010 10:53:35 PM
YeoLenderSource$25.00$25.006/24/2010 5:00:30 PM
jybank$25.00$25.006/24/2010 5:14:11 PM
mustang9935$30.00$30.006/25/2010 5:56:21 AM
Prairie-MN$30.00$30.006/24/2010 7:55:55 PM
grampy48$25.00$25.006/25/2010 7:44:45 AM
principal-star$25.00$25.006/25/2010 9:36:50 AM
CaliforniaSun$25.00$25.006/24/2010 10:04:50 PM
solin003$30.00$30.006/25/2010 12:10:41 AM
malcolmreynolds$25.00$25.006/25/2010 7:45:58 AM
DRA-Properties$25.24$25.246/25/2010 7:42:11 AM
eprometheus$72.00$72.006/25/2010 8:15:38 AM
TheGeek$25.00$25.006/25/2010 12:50:15 PM
forthright-trade$25.00$25.006/25/2010 9:28:25 AM
Bidwinner08$31.43$31.436/25/2010 9:31:14 AM
direct-compassion$26.00$26.006/25/2010 2:11:21 PM
benefit-javelin$50.00$50.006/25/2010 10:21:57 AM
manatee21$75.00$75.006/25/2010 10:32:28 AM
FundMaker$25.00$25.006/25/2010 11:03:21 AM
kind-bid-genome$25.00$25.006/25/2010 11:33:55 AM
curious166$50.00$50.006/25/2010 11:15:35 AM
vigilance-searcher$25.00$25.006/25/2010 11:48:15 AM
wealth-multiplier$25.00$25.006/25/2010 12:07:45 PM
1phantom$25.00$25.006/25/2010 1:10:15 PM
dunrizzo$26.65$26.656/25/2010 1:19:12 PM
ryan6853$25.00$25.006/25/2010 1:52:08 PM
moola-accelerator6$30.00$30.006/25/2010 2:42:43 PM
Top_Gun_Lender$35.00$35.006/25/2010 3:11:25 PM
mckhbnpc$30.00$30.006/25/2010 3:24:48 PM
investment-seeker7$25.00$25.006/25/2010 4:13:20 PM
89 bids
 
Borrower Payment Dependent Notes Series 462998
This series of Notes was issued and sold upon the funding of the borrower loan #43173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-18-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 8.33% Starting borrower rate/APR: 9.33% / 11.43% Starting monthly payment: $63.91
Final lender yield: 8.33% Final borrower rate/APR: 9.33% / 11.43% Final monthly payment: $63.91
 
Auction yield range: 3.98% - 8.33% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.21%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2000 Debt/Income ratio: 30%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 14 / 12Length of status:2y 1m
Credit score: 720-739 (Jun-2010) Total credit lines: 23 Occupation: Other
Now delinquent: 0 Revolving credit balance: $2,953Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 65%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: stream9 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for College
Purpose of loan:
This loan will be used to pay tuition for this summer semester.

My financial situation:
I am a good candidate for this loan because I have never made a late payment on anything. I am responsible with my bills, and my continuous goal is to pay down my debt as soon as possible.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SOBRO-FINANCE$50.00$50.006/19/2010 8:02:50 PM
tjone69$30.00$30.006/23/2010 1:40:54 PM
best-agreement-exchanger$25.00$25.006/23/2010 7:34:21 PM
a-compatible-velocity$25.00$25.006/23/2010 10:13:17 PM
dubois31$25.00$25.006/24/2010 11:27:27 AM
integrity-cowbell$25.00$25.006/24/2010 4:54:30 PM
MoneyTree79$50.00$50.006/24/2010 7:18:41 PM
transparent-community1$50.00$50.006/24/2010 5:04:21 PM
happyface$50.00$50.006/24/2010 7:58:32 PM
reflective-rupee$285.00$69.486/25/2010 2:59:49 PM
Srijaya$25.00$25.006/25/2010 3:35:13 PM
brondero$100.00$100.006/25/2010 9:44:08 AM
foldingbenny2$50.00$50.006/25/2010 10:06:50 AM
invest-in-ed$175.00$175.006/25/2010 2:53:26 PM
justice-officer$50.52$50.526/25/2010 3:41:36 PM
wwwUniversal$25.00$25.006/25/2010 3:05:35 PM
wild-orange$25.00$25.006/25/2010 4:24:58 PM
hardwareman$500.00$500.006/22/2010 5:32:53 PM
bountiful-durability$100.00$100.006/22/2010 6:36:29 PM
persistent-funds9$25.00$25.006/23/2010 6:20:35 PM
happyface$50.00$50.006/24/2010 7:58:12 PM
agbullet55443$100.00$100.006/24/2010 5:35:20 PM
orbital-gain$50.00$50.006/25/2010 7:05:17 AM
versatilenyguy$100.00$100.006/25/2010 8:08:57 AM
keeper24$25.00$25.006/25/2010 5:41:52 AM
EretzCapital$25.00$25.006/25/2010 11:51:18 AM
alvinsl$25.00$25.006/25/2010 7:31:42 AM
TheGeek$25.00$25.006/25/2010 12:49:32 PM
responsibility-blanket6$25.00$25.006/25/2010 9:38:43 AM
Sam40$25.00$25.006/25/2010 4:00:19 PM
careful-money2$50.00$50.006/25/2010 12:47:51 PM
lazyeye$25.00$25.006/25/2010 4:24:59 PM
32 bids
 
Borrower Payment Dependent Notes Series 463016
This series of Notes was issued and sold upon the funding of the borrower loan #43205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,700.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-28-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $348.32
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $348.32
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1997 Debt/Income ratio: 36%
Basic (1-10): 4 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 11 / 9Length of status:23y 8m
Credit score: 640-659 (Jun-2010) Total credit lines: 40 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $8,507Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 89%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: bestmeme Borrower's state: Alabama Borrower's group: Small Business &amp; Self Employed
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 97% ) 640-659 (Latest)
Principal borrowed: $12,500.00< 31 days late: 1 ( 3% )  
640-659 (May-2010)
620-639 (Apr-2007)
620-639 (Mar-2007)
 
Principal balance: $0.03 31+ days late: 0 ( 0% )
Total payments billed: 37  
Description
home upgrade/debt consolidation
Purpose of loan:
I am submitting this loan request for the following reasons: First and foremost a portion of this loan will be used for medical/dental copays which seem to be adding up and insurance maxing out. Included are root canals, crowns, x-rays costs, office visits to specialists totalling $2100. Next, a small debt consolidation of $3500 would eliminate? a few small credit card limits with high interest rates. Finally, we have made some home improvements which need to be completed and replacing a couple of appliances totalling 2100. The total amount I am asking for is $7700. This would be helpful in maintaining a manageable budget in one easy payment to Prosper.
My financial situation:
I am a good candidate for this loan because? I would hope that my history with Prosper will indicate that I am a reliable, responsible and capable customer for repaying this loan which is considerably less that my previous loan. The previous loan was paid on time monthly and has been paid in full with no difficulty. In addition, my credit score has improved significantly and I would like to continue on that path. Thank you for your thoughtful consideration of my application. Please feel free to contact me if you have any further questions. I am happy to respond.

Monthly net income: $ 3700.00

Monthly expenses: $
??Housing: $?
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Total expenditure for monthly bills totals approximately 2,500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, your profile indicates you are not a home owner. However, in your description you say you will use part of the funds for home repairs. Can you please explain? Also, why did you make 37 payments on your last loan instead of 36? Thanks. - interest88
A: Actually, I am a homeowner with my husband who is responsible for mortage payments so I did not list as a part of my budget. I am not aware of 37 payments. The payments were all automatic deductions with a slightly higher final payment and there was never a problem. Hope this is helpful. (Jun-27-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.006/21/2010 4:07:49 PM
Kash2010lu$50.00$50.006/21/2010 10:32:05 PM
order-bee1$200.00$200.006/21/2010 9:24:11 PM
113121$25.00$25.006/22/2010 7:40:43 AM
jhouman$25.00$25.006/22/2010 4:11:11 PM
jhouman$25.00$25.006/23/2010 4:36:53 PM
Sven79$100.00$100.006/24/2010 10:54:27 AM
reflective-rupee$25.00$25.006/24/2010 9:51:57 PM
BrighterSuns$25.00$25.006/25/2010 9:06:42 AM
Bob450$35.00$35.006/25/2010 12:32:24 PM
realtormoises$25.00$25.006/25/2010 9:38:27 AM
reasonable-power$25.00$25.006/25/2010 5:29:47 PM
silver-frog0$495.00$495.006/26/2010 10:55:00 AM
wlm3012$25.00$25.006/26/2010 2:12:14 PM
five-star-note$50.00$50.006/26/2010 9:14:43 AM
Amber_Stone$1,000.00$1,000.006/26/2010 9:07:10 AM
big_balla_papi$25.00$25.006/26/2010 10:12:39 AM
autumn_leaves$25.00$25.006/27/2010 8:10:50 AM
blitzen40$25.00$25.006/26/2010 3:20:30 PM
capital-galaxy$150.00$150.006/26/2010 4:58:25 PM
dough-rocket$50.00$50.006/27/2010 1:01:26 PM
DasMula$25.00$25.006/26/2010 7:23:55 PM
compatible-diversification$25.00$25.006/27/2010 2:47:39 PM
restless-dime$25.00$25.006/27/2010 4:21:13 PM
jamiee73$25.00$25.006/27/2010 7:47:18 AM
autumn_leaves$25.00$25.006/27/2010 7:55:17 AM
superb-kindness2$25.00$25.006/27/2010 9:29:05 PM
periko$25.00$25.006/27/2010 12:53:27 PM
sparkling-contract7$25.00$25.006/27/2010 12:19:05 PM
millioncan$25.00$25.006/27/2010 2:00:37 PM
purposeful-benefit5$50.00$50.006/27/2010 3:38:36 PM
jbloans$30.00$30.006/27/2010 4:04:49 PM
agreement-animal$52.15$52.156/27/2010 6:31:38 PM
larryboy10$25.00$25.006/27/2010 5:11:51 PM
victor111$100.00$100.006/28/2010 1:32:58 AM
reflective-rupee$125.00$125.006/28/2010 5:40:06 AM
farchoir$25.00$25.006/28/2010 5:46:40 AM
heritage_loans$70.71$70.716/23/2010 6:51:57 PM
visionary-deal3$100.00$100.006/24/2010 12:09:06 AM
aztocas$50.00$50.006/24/2010 6:27:30 AM
majestic-currency3$50.00$50.006/24/2010 1:02:18 PM
gbruenin$25.00$25.006/24/2010 4:59:21 PM
marinbb$25.00$25.006/24/2010 6:52:52 PM
well-mannered-income3$25.00$25.006/25/2010 7:18:08 AM
zone6$141.23$141.236/25/2010 6:33:21 PM
autumn_leaves$25.00$25.006/25/2010 7:59:04 PM
Frosty$50.00$50.006/25/2010 8:40:26 PM
payment-halo$25.00$25.006/26/2010 2:48:39 PM
worldly-gold$100.00$100.006/26/2010 7:52:08 PM
Amber_Stone$1,000.00$1,000.006/26/2010 9:11:17 AM
Amber_Stone$1,000.00$1,000.006/26/2010 9:12:26 AM
umwol13$25.00$25.006/27/2010 6:02:16 AM
autumn_leaves$25.00$25.006/27/2010 8:08:41 AM
mutual-benefit$25.00$25.006/26/2010 11:37:29 AM
clemclan$30.00$30.006/26/2010 1:24:53 PM
reliable-vigilance$26.23$26.236/27/2010 7:18:56 AM
credit-coach118$25.00$25.006/27/2010 5:38:42 PM
Moe87$27.49$27.496/27/2010 10:06:52 AM
reflective-rupee$100.00$100.006/27/2010 9:02:37 PM
the-payout-hug$30.00$30.006/27/2010 10:25:42 AM
return-grizzly$1,000.00$1,000.006/28/2010 12:05:14 AM
Lender-Trader$28.29$28.296/28/2010 4:11:05 AM
NekHoldings$25.00$25.006/28/2010 4:59:10 AM
RugbyFan$25.00$25.006/28/2010 5:39:48 AM
PrincessGrace33$200.00$200.006/27/2010 2:01:26 PM
AlexTrep$25.00$25.006/27/2010 1:56:48 PM
113121$100.00$11.716/28/2010 5:59:39 AM
Rip128$200.00$200.006/27/2010 8:12:38 PM
emance$47.19$47.196/27/2010 7:51:16 PM
best-generosity-financier$25.00$25.006/27/2010 8:29:52 PM
deal-promiser$50.00$50.006/28/2010 12:47:18 AM
71 bids
 
Borrower Payment Dependent Notes Series 463284
This series of Notes was issued and sold upon the funding of the borrower loan #43185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jun-18-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 10.00% Starting borrower rate/APR: 11.00% / 11.35% Starting monthly payment: $245.54
Final lender yield: 8.45% Final borrower rate/APR: 9.45% / 9.79% Final monthly payment: $240.07
 
Auction yield range: 2.98% - 10.00% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.95%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1992 Debt/Income ratio: 9%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Retired
Enhanced (1-5):5 Current / open credit lines: 4 / 4Length of status:1y 0m
Credit score: 820-839 (May-2010) Total credit lines: 17Stated income:$25,000-$49,999
Now delinquent: 0 Revolving credit balance: $2,783 
Amount delinquent: $0 Bankcard utilization: 11%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: loyalty-magnifico3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Roof For Working Retiree
Purpose of loan:
This loan will be used to?help pay for the next major rehab project on my?"new"?house: replacing the roof.? First estimate is $12K to replace roof, gutters, and dry rot on facia and bridge rafters.? I?m getting 2 more estimates but believe they will be in the same range based on the extent of work needed.

I am a good candidate for this loan because?.I pay attention to not being late with my payments and to not being over-extended.? Although I retired early, I still have a widely-known?reputation?in my former industry; a skill set in high demand; and consequently easy options for part- & full-time work.? I am currently working so I won?t have to borrow the full amount needed to fix the roof.? I also have a large retirement account to fall back on if needed.

My financial situation:
Income:?
$2500/mo net from pension
$850/mo from my son & his family who share the house with me
Total: $3350/mo?
Supplemented by up to $5000/mo (net) from employment (40+ hrs/wk possible, actual hours-discretionary).? Currently working full-time.??

Expenses:?
House (PITI)-$800/mo
Utilities (gas, elec, water, garbage, cable, internet)-$500/mo
Transportation (truck & motorcycle gas & insurance)-$350/mo
Food & Entertainment-$900/mo
Total:? $2550/mo
Other debt: credit cards; interest at 16%.









Information in the Description is not verified.
Friends And Family Winning Bids
proton346 has bid a total of $1,275.00 in winning bids.
"I've known this borrower for over 12 years. He has a very high level of integrity, a keen sense of responsibility and is just generally an honest, stand-up guy. I KNOW I will get every penny back with interest...I feel 100% good about putting my money where my mouth is!!"
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: Hi, what was your occupation? thanks, - p2ploan-sensation211
A: I was a track inspector and operations liaison supervisor for a large regional rapid transit system. (A liaison monitors outside contractors working on district property to ensure the safety of both work crews and trains as well as helps them complete their work in compliance with all the rules, regulations, contract specifications and safety standards that pertain to their particular project.) (Jun-20-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
friendly-worth3$50.00$50.006/18/2010 4:40:04 PM
proton346$25.00$25.006/18/2010 6:09:48 PM
midifool$25.00$25.006/18/2010 4:41:02 PM
bondhedger$25.00$25.006/19/2010 9:49:32 PM
building_community$50.00$50.006/19/2010 4:19:29 PM
techstarman$100.00$100.006/19/2010 9:28:33 PM
wwwUniversal$25.00$25.006/19/2010 9:46:19 PM
hmarquiss4$25.00$25.006/20/2010 1:29:28 PM
LoveVA$50.00$50.006/21/2010 6:41:01 AM
vulgy$50.00$50.006/21/2010 6:52:05 AM
psalms6612$25.00$25.006/21/2010 9:21:27 AM
Agent-S$25.00$25.006/21/2010 6:43:05 PM
vine99$90.00$90.006/21/2010 8:52:58 PM
UncleScroogeDMD$50.00$50.006/22/2010 12:47:36 PM
proton346$500.00$500.006/22/2010 2:15:38 PM
Jarod213$25.00$25.006/22/2010 3:00:29 PM
Helping-One-Another$52.16$52.166/22/2010 6:25:23 PM
bridgedoctor$25.00$25.006/23/2010 8:29:10 AM
dbanwart$25.00$25.006/22/2010 7:02:57 PM
dmitriy2$25.00$25.006/23/2010 10:02:24 AM
gogrannygo$25.00$25.006/22/2010 10:14:49 PM
listing-exchanger596$27.74$27.746/23/2010 11:49:36 AM
LovinMe$26.56$26.566/23/2010 12:39:20 PM
patrickj79$29.55$29.556/23/2010 5:35:41 PM
gsp1885$27.00$27.006/23/2010 4:26:29 PM
ultimatepaintball$25.00$25.006/24/2010 10:07:24 AM
LoanMoneyToYou$25.00$25.006/24/2010 12:14:28 AM
RecoveryLender$25.00$25.006/24/2010 10:25:19 AM
katnmouse$30.00$30.006/24/2010 12:46:32 PM
freeroll14$50.00$50.006/24/2010 10:16:21 AM
ethicalhumanist$25.00$25.006/24/2010 10:49:26 AM
qkinger$50.00$50.006/24/2010 11:05:05 AM
prossperous01$25.00$25.006/24/2010 11:32:12 AM
yield-quest$100.00$100.006/24/2010 1:05:35 PM
PrepWonder$25.00$25.006/24/2010 1:17:40 PM
la_tim$50.00$50.006/24/2010 3:19:30 PM
dpdaug$40.00$40.006/24/2010 3:40:09 PM
Money_Hog$25.00$25.006/24/2010 4:38:10 PM
Hotrod52$34.38$34.386/24/2010 8:04:41 PM
QsDad$25.00$25.006/24/2010 9:33:32 PM
Chillito$35.00$35.006/25/2010 1:04:19 AM
unbelievable-value2$25.00$25.006/24/2010 4:58:28 PM
transparent-community1$50.00$50.006/24/2010 5:15:58 PM
Photoman42$25.00$25.006/24/2010 5:47:21 PM
Lotsofbears$25.00$25.006/25/2010 8:38:13 AM
blissful-note7$25.00$25.006/24/2010 9:48:59 PM
pilot1723$33.00$33.006/25/2010 9:51:52 AM
Richmp412$25.00$25.006/25/2010 6:47:37 AM
persistent-funds9$50.00$50.006/25/2010 7:53:44 AM
trade-elm$25.00$25.006/25/2010 12:26:19 PM
squarebob$25.00$25.006/25/2010 3:27:13 PM
abfab1723$25.00$25.006/25/2010 10:00:26 AM
glc527$50.00$50.006/25/2010 11:55:12 AM
Long-term2040$25.00$25.006/25/2010 1:30:50 PM
benjamin67$71.89$71.896/25/2010 1:37:37 PM
buukyak$100.00$100.006/25/2010 1:06:13 PM
one-midas$25.00$25.006/25/2010 1:33:43 PM
Young-Y$27.11$27.116/25/2010 3:58:16 PM
proton346$25.00$25.006/25/2010 4:15:33 PM
StocksMan$50.00$50.006/25/2010 4:28:22 PM
dontscrewmeover1$25.00$25.006/18/2010 4:34:07 PM
proton346$25.00$25.006/18/2010 5:58:49 PM
baroo$25.00$9.126/18/2010 4:40:24 PM
seattle$25.00$25.006/18/2010 4:41:00 PM
turbospeed$25.00$25.006/18/2010 4:41:28 PM
proton346$75.00$75.006/18/2010 5:59:16 PM
proton346$25.00$25.006/18/2010 6:11:00 PM
zx12rider$25.00$25.006/18/2010 6:39:26 PM
tipan1$86.00$86.006/19/2010 6:02:29 AM
Photoman42$25.00$25.006/18/2010 11:39:33 PM
Bski745$25.00$25.006/19/2010 11:31:25 AM
KWarrior$25.00$25.006/19/2010 4:19:34 PM
gpuck$25.00$25.006/19/2010 6:59:57 PM
GrayStudio$50.00$50.006/19/2010 7:44:29 PM
Guiren$100.00$100.006/20/2010 7:55:19 PM
minista$25.00$25.006/19/2010 9:46:28 PM
Ven58$25.00$25.006/21/2010 12:04:15 AM
Lefty_the_Lender$25.00$25.006/21/2010 1:02:48 PM
Rearden_Steel$25.00$25.006/21/2010 9:15:27 AM
rupee-sequoia$50.00$50.006/21/2010 12:26:22 PM
Traal$25.00$25.006/21/2010 12:51:02 PM
rdrloan$50.00$50.006/21/2010 2:33:21 PM
Jynxie$50.00$50.006/21/2010 4:53:59 PM
forthright-principal2$25.00$25.006/21/2010 5:16:07 PM
Lender0307$25.00$25.006/21/2010 10:05:51 PM
octoberfresh$25.00$25.006/22/2010 6:27:26 AM
proton346$500.00$500.006/22/2010 2:08:37 PM
lepolgr$50.00$50.006/22/2010 8:10:29 PM
JLPicard$46.58$46.586/22/2010 8:12:56 PM
G-Love$500.00$500.006/23/2010 6:36:38 AM
JGuide$100.08$100.086/23/2010 7:10:10 AM
OzGuy609$25.00$25.006/23/2010 5:38:05 AM
JGuide$25.38$25.386/23/2010 7:41:38 AM
Halos2002$50.00$50.006/23/2010 10:38:21 AM
DiabolicalGamer$25.00$25.006/23/2010 11:09:48 AM
LSAR$25.00$25.006/23/2010 5:44:37 PM
PrepWonder$75.00$75.006/23/2010 5:47:59 PM
RadarLuv$25.00$25.006/23/2010 10:33:48 PM
kristl$58.28$58.286/24/2010 12:17:29 AM
dontletmoneyfoolya$50.00$50.006/23/2010 7:45:16 PM
zoranian$25.00$25.006/24/2010 4:48:15 AM
squarebob$25.00$25.006/24/2010 11:05:16 AM
Sven79$50.00$50.006/24/2010 11:11:29 AM
tacologic$50.00$50.006/24/2010 3:21:08 PM
investment-cluster$25.00$25.006/24/2010 4:36:53 PM
virujava$50.00$50.006/24/2010 6:15:50 PM
Johnab$50.00$50.006/24/2010 7:26:01 PM
conductor146$75.00$75.006/24/2010 7:58:54 PM
jcw3rd$25.00$25.006/24/2010 9:24:56 PM
aggielender$55.76$55.766/24/2010 4:39:22 PM
jimmya$30.30$30.306/25/2010 1:52:33 AM
pumped130$29.00$29.006/25/2010 4:15:51 AM
loanman2007$200.00$200.006/25/2010 4:26:11 AM
bankojerry$25.00$25.006/24/2010 5:14:19 PM
Damostuff$25.00$25.006/24/2010 5:09:45 PM
gilbrear$25.00$25.006/25/2010 5:52:51 AM
seabowl$50.00$50.006/24/2010 8:00:14 PM
runfree$121.45$121.456/25/2010 7:43:38 AM
vc4114$36.78$36.786/25/2010 9:40:17 AM
proton346$100.00$100.006/24/2010 11:15:12 PM
maineman$25.00$25.006/25/2010 1:05:06 AM
FundMaker$25.00$25.006/25/2010 11:11:54 AM
hawk357$30.00$30.006/25/2010 7:03:04 AM
sirpher$30.83$30.836/25/2010 7:21:40 AM
BicyclePostLendingDivision$27.77$27.776/25/2010 7:26:14 AM
malcolmreynolds$25.00$25.006/25/2010 7:46:40 AM
leverage-monger$25.00$25.006/25/2010 8:04:46 AM
lucrative-coin$50.00$50.006/25/2010 8:54:34 AM
loyalty-czar$46.78$46.786/25/2010 1:21:38 PM
LawyerLoan$100.00$100.006/25/2010 1:57:33 PM
SummaCapital$200.00$200.006/25/2010 2:53:27 PM
UncleSafety$100.00$100.006/25/2010 10:12:59 AM
EretzCapital$36.50$36.506/25/2010 11:54:05 AM
slxvq$50.00$50.006/25/2010 12:08:05 PM
worth-quark$25.00$25.006/25/2010 2:07:26 PM
iscout$105.00$105.006/25/2010 2:31:19 PM
rockhound84$25.00$25.006/25/2010 1:59:06 PM
sunny1985$25.00$25.006/25/2010 2:29:39 PM
green-rapid-openness$100.00$100.006/25/2010 3:56:55 PM
AtlantistoXanadu$100.00$100.006/25/2010 4:12:05 PM
JedClampett$75.00$75.006/25/2010 3:17:02 PM
philantist$25.00$25.006/25/2010 4:05:55 PM
142 bids
 
Borrower Payment Dependent Notes Series 463334
This series of Notes was issued and sold upon the funding of the borrower loan #43214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-23-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $159.46
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2004 Debt/Income ratio: 24%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:4y 1m
Credit score: 760-779 (Jun-2010) Total credit lines: 10 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $6,009Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 31%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: exchange-equation Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fixing up and reselling a car
Purpose of loan:
This loan will be used to buy a Mazdaspeed Miata for resell. The car is in good condition, pretty dirty, and has been sitting for a year. The interior needs to be put back together, and some after market parts need to be exchanged for stock (stock parts are included). A new trunk lid will be needed. Other than that, I stand to make a pretty good profit from putting this car back together. The seller is holding the car for me until 07/02, which should give me plenty of time to get the loan and buy the car.

My financial situation: I have plenty of income to cover my monthly expenses, but no good way of financing a non-running car. I have never been in a situation where I was unable to pay my bills on time, and my job is very stable. My wife's job is very stable as well.

I am a good candidate for this loan because I know this car inside and out. Only 5,400 of them were ever made, and I already own one, and have done pretty extensive work on it. I am confident in my ability to restore this car to a very resellable condition, and should be able to resell it for $9,000 - $11,000 when all is said and done.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orderly-loot$25.00$25.006/23/2010 4:11:29 PM
orgy63$25.00$25.006/23/2010 4:12:16 PM
credit-investor5$100.00$100.006/23/2010 4:16:20 PM
Global2010$50.00$50.006/23/2010 4:17:09 PM
elasermd$50.00$50.006/23/2010 4:17:17 PM
mlopez2007$25.00$25.006/23/2010 4:18:36 PM
tntmojave$25.00$25.006/23/2010 4:18:51 PM
Avala$50.00$50.006/23/2010 4:19:13 PM
Winsten$50.00$50.006/23/2010 4:21:16 PM
bountiful-durability$100.00$100.006/23/2010 4:13:29 PM
kenji4861$25.00$25.006/23/2010 4:13:35 PM
ethicalhumanist$25.00$25.006/23/2010 4:14:32 PM
personal-lender$25.00$25.006/23/2010 4:15:02 PM
commerce-triumph$25.00$25.006/23/2010 4:26:03 PM
red-trade-cologne$25.00$25.006/23/2010 4:15:24 PM
nanda$25.00$25.006/23/2010 4:26:18 PM
delicious-social132$25.00$25.006/23/2010 4:15:29 PM
american6$50.00$50.006/23/2010 4:14:25 PM
hookUup$25.00$25.006/23/2010 4:15:57 PM
fair-funds$25.00$25.006/23/2010 4:15:14 PM
UT-Longhorn$25.00$25.006/23/2010 4:16:02 PM
simplelender80$100.00$100.006/23/2010 4:16:12 PM
gojackgo$50.00$50.006/23/2010 4:16:17 PM
bchen78875$50.00$50.006/23/2010 4:17:56 PM
loot-heart$50.00$50.006/23/2010 4:18:20 PM
treasure-hunter270$25.00$25.006/23/2010 4:18:30 PM
studious-bonus7$50.00$50.006/23/2010 4:18:57 PM
head$25.00$25.006/23/2010 4:19:52 PM
purposeful-benefit5$25.00$25.006/23/2010 5:50:17 PM
syounker$25.00$25.006/23/2010 4:20:23 PM
surfhoss644$28.12$28.126/23/2010 4:20:33 PM
Railbird$25.00$25.006/23/2010 4:20:51 PM
Binan$25.00$25.006/23/2010 4:19:49 PM
zaxsan$25.00$25.006/23/2010 4:20:00 PM
Jassi$25.00$25.006/23/2010 4:20:37 PM
enthralling-deal180$100.00$100.006/23/2010 4:20:48 PM
stilleto8$25.00$25.006/23/2010 8:54:40 PM
ommcd$25.00$25.006/23/2010 4:24:00 PM
money-bauble$75.00$75.006/23/2010 10:20:16 PM
PersonalBnkr$25.00$25.006/23/2010 4:25:10 PM
dtrain5$25.00$25.006/23/2010 4:25:19 PM
achillesa$25.00$25.006/23/2010 4:24:52 PM
muzicman$50.00$50.006/23/2010 4:25:53 PM
fareast_man$25.00$25.006/23/2010 4:26:28 PM
PatRichi$25.00$25.006/24/2010 6:49:29 AM
Comoparklender$30.00$30.006/24/2010 8:30:33 AM
dreammachine$50.00$50.006/24/2010 9:13:47 AM
skvat$25.00$25.006/23/2010 7:49:30 PM
ray1051$50.00$50.006/24/2010 3:20:31 AM
GElender$32.32$32.326/24/2010 10:25:33 AM
BaxterEvil$25.00$25.006/24/2010 11:21:07 AM
simiray$25.00$25.006/24/2010 11:42:13 AM
green-penny-finder$25.00$25.006/24/2010 9:44:19 AM
reflective-rupee$25.00$25.006/24/2010 10:20:34 AM
unclejaef$25.00$25.006/24/2010 10:25:36 AM
DadWarbucks$25.00$25.006/24/2010 11:00:54 AM
NATIVEBORN$25.00$25.006/24/2010 11:54:40 AM
runbix7$25.00$25.006/24/2010 1:01:32 PM
Max8319$25.00$25.006/24/2010 7:24:38 PM
reflective-rupee$600.00$496.416/24/2010 9:40:38 PM
RandyL3$25.00$25.006/24/2010 9:50:58 PM
4XKcWfGvp9kC3ELjo4pL$25.00$25.006/24/2010 5:19:28 PM
GoGators01$25.00$25.006/25/2010 7:09:47 AM
DalCowboys$25.00$25.006/25/2010 7:36:22 AM
capital-mover7$50.00$50.006/24/2010 8:39:45 PM
loan-kung-fu$25.00$25.006/24/2010 9:22:42 PM
KiwiElf$30.00$30.006/24/2010 9:24:32 PM
riproaringrapids$25.00$25.006/23/2010 4:11:34 PM
successful-euro$30.00$30.006/23/2010 4:11:45 PM
Havana21$25.00$25.006/23/2010 4:14:45 PM
point-zebra$25.00$25.006/23/2010 4:15:48 PM
tekkie2412$25.00$25.006/23/2010 4:16:29 PM
jangalt$72.00$72.006/23/2010 4:16:58 PM
Ivan2007$25.00$25.006/23/2010 4:18:04 PM
alexstar$25.00$25.006/23/2010 4:18:40 PM
dharma1$25.00$25.006/23/2010 4:13:41 PM
Lii4me$50.00$50.006/23/2010 4:25:02 PM
flexible-value$28.00$28.006/23/2010 4:14:27 PM
potatoepicker$50.00$50.006/23/2010 4:25:38 PM
power-defender7$40.00$40.006/23/2010 4:14:56 PM
Halos2002$50.00$50.006/23/2010 4:26:06 PM
farbav$25.00$25.006/23/2010 4:26:13 PM
FlexFunding$100.00$100.006/23/2010 4:15:39 PM
Tc11902$25.00$25.006/23/2010 4:15:19 PM
SNH$50.00$50.006/23/2010 4:16:40 PM
szetowski$25.00$25.006/23/2010 4:16:07 PM
mrbanker$100.00$100.006/23/2010 4:17:05 PM
the-transaction-stronghold$50.00$50.006/23/2010 4:17:24 PM
ThomasC$25.00$25.006/23/2010 4:17:34 PM
interest-jedi0$50.00$50.006/23/2010 4:18:46 PM
hrubinst$25.00$25.006/23/2010 4:19:00 PM
inspired-contract9$50.00$50.006/23/2010 4:19:43 PM
Divot$25.00$25.006/23/2010 4:20:07 PM
Artist_Blue$25.00$25.006/23/2010 4:21:02 PM
bid-czar8$100.00$100.006/23/2010 4:24:13 PM
dontscrewmeover1$25.00$25.006/23/2010 4:24:27 PM
djs81$50.00$50.006/23/2010 4:25:12 PM
alpinaut$25.00$25.006/23/2010 4:25:26 PM
briphi$100.00$100.006/23/2010 4:25:29 PM
Breakfast_Gypsy$25.00$25.006/23/2010 4:25:43 PM
mikeandcat$50.00$50.006/24/2010 9:11:26 AM
persistent-funds9$25.00$25.006/23/2010 6:22:11 PM
Felix14$25.00$25.006/23/2010 7:39:20 PM
benefit-dreams$50.00$50.006/23/2010 8:11:11 PM
apetrock$50.00$50.006/23/2010 10:50:45 PM
geekguy$25.00$25.006/24/2010 10:54:38 AM
logical-loyalty0$25.00$25.006/24/2010 2:54:26 PM
buckyhead2000$25.00$25.006/24/2010 9:54:40 AM
sanych$50.00$50.006/24/2010 9:56:07 AM
quirky$25.00$25.006/24/2010 10:12:47 AM
life-is-great$25.00$25.006/24/2010 10:39:40 AM
first-upright-payout$25.00$25.006/24/2010 11:47:11 AM
a-finance-nirvana$25.00$25.006/24/2010 11:54:45 AM
brightest-useful-social$38.15$38.156/24/2010 12:14:30 PM
successful-agreement7$50.00$50.006/24/2010 2:25:20 PM
lagnisiruk$25.00$25.006/24/2010 6:10:17 PM
blackstar$25.00$25.006/24/2010 6:54:39 PM
pioneer580$50.00$50.006/24/2010 7:49:47 PM
skuba$50.00$50.006/24/2010 9:24:41 PM
asset-trumpeter$50.00$50.006/24/2010 4:15:07 PM
JJS180$25.00$25.006/24/2010 9:36:45 PM
wild_carrot$25.00$25.006/24/2010 9:21:31 PM
122 bids
 
Borrower Payment Dependent Notes Series 463582
This series of Notes was issued and sold upon the funding of the borrower loan #43273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-22-2010 
  Auction end date:  Jun-24-2010 
 
Starting lender yield: 26.25% Starting borrower rate/APR: 27.25% / 29.59% Starting monthly payment: $245.76
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $245.76
 
Auction yield range: 10.98% - 26.25% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2003 Debt/Income ratio: 29%
Basic (1-10): 7 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 12 / 12Length of status:1y 0m
Credit score: 700-719 (Jun-2010) Total credit lines: 18 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $7,601Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 32%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: bgoodman Borrower's state: Georgia Borrower's group: Big Red Money Machine Entrepreneurs &amp; Debt Consolidation
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 61 ( 98% ) 700-719 (Latest)
Principal borrowed: $9,000.00< 31 days late: 1 ( 2% )  
600-619 (Aug-2009)
620-639 (Apr-2009)
620-639 (Mar-2008)
540-559 (Dec-2007)
 
Principal balance: $1,535.70 31+ days late: 0 ( 0% )
Total payments billed: 62  
Description
End of A Journey - No Credit Cards!
Purpose of loan:
This loan will be used to pay off the last of my credit cards.

My financial situation:

I am a good candidate for this loan because I have never made a late payment on any loans and I have a flawless history with previous prosper loans. Also my increase in credit score shows my creditworthiness.

Monthly net income: $ 4300

Monthly expenses: $
? Housing: $ 450
? Insurance: $ 90
? Car expenses: $ 300
? Utilities: $ 160
? Phone, cable, internet: $ 125
? Food, entertainment: $ 250
? Clothing, household expenses $ 75
? Credit cards and other loans: $ 650

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ekmendenhall$35.00$35.006/22/2010 1:30:51 PM
visionary-currency$50.00$50.006/22/2010 1:31:59 PM
FeedTheMachine$100.00$100.006/22/2010 1:32:23 PM
SNH$50.00$50.006/22/2010 1:32:32 PM
orderly-leverage$30.00$30.006/22/2010 1:32:37 PM
just-money930$43.41$43.416/22/2010 2:50:19 PM
keeks$25.00$25.006/22/2010 1:40:02 PM
lendstats_com$25.00$25.006/22/2010 1:30:31 PM
MADAOO7$50.00$50.006/22/2010 1:31:20 PM
tech310$50.00$50.006/22/2010 1:32:44 PM
Comoparklender$25.00$25.006/22/2010 1:32:47 PM
circustab$50.00$50.006/22/2010 3:33:25 PM
Mr-Miracle$25.00$25.006/22/2010 3:37:14 PM
cognizant-responsibility9$50.00$50.006/22/2010 5:26:18 PM
S-Master$25.00$25.006/22/2010 3:54:59 PM
cold1$25.00$25.006/22/2010 8:04:36 PM
red-favorable-basis$25.00$25.006/22/2010 8:10:31 PM
orderly-loot$25.00$25.006/22/2010 4:11:17 PM
Calif-smo$35.00$35.006/22/2010 10:02:54 PM
mercuriant$25.00$25.006/22/2010 4:39:34 PM
teller$25.00$25.006/22/2010 4:11:40 PM
MoneyTree79$41.77$41.776/22/2010 6:55:13 PM
SolarMoonshine$50.00$50.006/23/2010 10:00:52 AM
czar3$33.54$33.546/23/2010 10:46:59 AM
foothillender$25.00$25.006/23/2010 8:03:52 AM
1stBankAndHal$50.00$50.006/23/2010 11:55:50 AM
UCLA4life$25.00$25.006/23/2010 9:40:38 AM
Ast24$25.00$25.006/23/2010 9:57:53 AM
monstersdad$50.00$50.006/23/2010 10:33:59 AM
Uylsses$100.00$100.006/23/2010 11:25:50 AM
supreme-hope$25.00$25.006/23/2010 3:29:32 PM
1-HARD-HEAD$50.00$50.006/23/2010 4:18:55 PM
FinanceEngine$25.00$25.006/23/2010 5:49:24 PM
persistent-funds9$25.00$25.006/23/2010 6:23:47 PM
JustMee$25.00$25.006/23/2010 7:52:24 PM
loot-motion$25.00$25.006/23/2010 9:39:25 PM
usbank$25.00$25.006/23/2010 9:53:19 PM
penny-surgeon$25.00$25.006/23/2010 9:24:35 PM
smart-risk-lender$50.00$50.006/24/2010 12:31:17 AM
113121$25.00$25.006/24/2010 6:12:28 AM
checzwick$50.00$50.006/24/2010 5:25:02 AM
fairness-atmosphere$25.00$25.006/24/2010 7:44:00 AM
simplelender80$50.00$50.006/22/2010 1:31:17 PM
bid-czar8$100.00$100.006/22/2010 1:31:25 PM
cognizant-rate732$50.00$50.006/22/2010 1:31:30 PM
IntrepidInvestment$50.00$50.006/22/2010 1:31:55 PM
credit-wheel7$25.00$25.006/22/2010 1:32:01 PM
loot-heart$50.00$50.006/22/2010 1:32:26 PM
top-historic-peso$26.00$26.006/22/2010 1:32:34 PM
Mr-Miracle$25.00$25.006/22/2010 3:04:50 PM
successful-euro$30.00$30.006/22/2010 1:31:14 PM
relentless-penny$25.00$25.006/22/2010 1:31:32 PM
burrito6$25.00$25.006/22/2010 1:31:51 PM
cash-spark3$50.00$50.006/22/2010 1:32:29 PM
personal-lender$25.00$25.006/22/2010 1:32:39 PM
AF-Chief$28.00$28.006/22/2010 1:30:39 PM
Havana21$25.00$25.006/22/2010 1:31:23 PM
greenwell$25.00$25.006/22/2010 1:31:28 PM
LessAllan$25.00$25.006/22/2010 3:52:20 PM
finance-prescription$45.07$45.076/22/2010 2:05:00 PM
EA_Pokerking$25.00$25.006/22/2010 2:06:52 PM
Artist_Blue$25.00$25.006/22/2010 4:11:01 PM
supreme-bonus0$25.00$25.006/22/2010 4:20:51 PM
wwwUniversal$25.00$25.006/22/2010 4:39:36 PM
head$25.00$25.006/22/2010 3:10:57 PM
ommcd$25.00$25.006/22/2010 3:40:46 PM
famous-bill$50.00$50.006/22/2010 3:54:58 PM
calkidd05$25.00$25.006/22/2010 3:55:08 PM
hopethisworks$25.00$25.006/22/2010 4:05:48 PM
BooFoo22$25.00$25.006/22/2010 4:11:58 PM
reflective-rupee$5,000.00$2,343.706/22/2010 4:36:33 PM
srthsvghdthtr$25.00$25.006/22/2010 4:39:28 PM
Whipster$50.00$50.006/22/2010 4:39:45 PM
runbix7$25.00$25.006/23/2010 3:25:05 AM
DreDub$50.00$50.006/22/2010 4:30:38 PM
twjh$25.00$25.006/22/2010 4:39:40 PM
realtormoises$25.00$25.006/23/2010 6:56:31 AM
KrisKringle$44.27$44.276/22/2010 7:49:29 PM
beachfunder$50.00$50.006/22/2010 8:23:13 PM
grnii78$35.79$35.796/22/2010 9:51:58 PM
MoneyForNothing$47.45$47.456/23/2010 2:43:48 AM
wlm3012$50.00$50.006/23/2010 8:20:42 AM
seajab$25.00$25.006/23/2010 11:43:46 AM
smart-risk-lender$50.00$50.006/24/2010 12:30:20 AM
szetheli$156.00$156.006/24/2010 7:15:08 AM
Aberdeen$400.00$400.006/23/2010 7:14:37 PM
p2ploan-sensation211$25.00$25.006/23/2010 6:56:50 PM
Flying_Tilapia$25.00$25.006/23/2010 10:48:07 PM
smart-risk-lender$25.00$25.006/24/2010 12:31:40 AM
89 bids
 
Borrower Payment Dependent Notes Series 463734
This series of Notes was issued and sold upon the funding of the borrower loan #43197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-22-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $80.85
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $80.85
 
Auction yield range: 10.98% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1998 Debt/Income ratio: Not calculated
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 9Length of status:0y 5m
Credit score: 680-699 (Jun-2010) Total credit lines: 20 Occupation: Other
Now delinquent: 0 Revolving credit balance: $10,459Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 86%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: golden-silver6 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit cards
Purpose of loan:
This loan will be used to?pay off debt. I?am going back to school (on-line) to further my education ?

My financial situation:
I am a good candidate for this loan because I do work full-time and I must maintain a good credit score to maintain my current employment.

Monthly net income: $ 2,000

Monthly expenses: $
??Housing: $ 0 - house paid for
??Insurance: $ 120
??Car expenses: $?70 (gas) (work 3 minutes from house)
??Utilities: $ 80
??Phone, cable, internet: $ 65
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $?250
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MADAOO7$50.00$50.006/22/2010 9:56:39 AM
burrito6$25.00$25.006/22/2010 9:58:45 AM
IntrepidInvestment$50.00$50.006/22/2010 9:58:50 AM
cash-spark3$50.00$50.006/22/2010 10:03:46 AM
SNH$50.00$50.006/22/2010 10:03:53 AM
AF-Chief$28.00$28.006/22/2010 9:54:50 AM
Havana21$25.00$25.006/22/2010 9:56:50 AM
simplelender80$50.00$50.006/22/2010 9:56:34 AM
relentless-penny$25.00$25.006/22/2010 9:58:00 AM
head$25.00$25.006/22/2010 10:01:39 AM
noble-revenue$100.00$100.006/22/2010 12:53:59 PM
BigGuyBank$25.00$25.006/22/2010 12:13:11 PM
lagnisiruk$25.00$25.006/22/2010 3:54:47 PM
reflective-rupee$1,000.00$561.006/22/2010 4:41:19 PM
DreDub$50.00$50.006/22/2010 4:30:42 PM
wlm3012$25.00$25.006/23/2010 8:13:24 AM
greenwell$25.00$25.006/22/2010 9:57:29 AM
successful-euro$30.00$30.006/22/2010 9:56:19 AM
bid-czar8$100.00$100.006/22/2010 9:57:05 AM
loot-heart$50.00$50.006/22/2010 10:03:01 AM
visionary-currency$50.00$50.006/22/2010 9:59:05 AM
credit-wheel7$25.00$25.006/22/2010 9:59:17 AM
top-historic-peso$26.00$26.006/22/2010 10:03:59 AM
personal-lender$25.00$25.006/22/2010 10:04:10 AM
FeedTheMachine$100.00$100.006/22/2010 10:02:46 AM
orderly-leverage$30.00$30.006/22/2010 10:04:05 AM
tech310$50.00$50.006/22/2010 10:05:39 AM
Comoparklender$25.00$25.006/22/2010 10:06:11 AM
utmom$25.00$25.006/22/2010 10:42:18 AM
ommcd$25.00$25.006/22/2010 3:40:51 PM
SolarMoonshine$25.00$25.006/23/2010 9:58:45 AM
JustMee$25.00$25.006/23/2010 7:51:29 PM
integrity-doctor$100.00$100.006/25/2010 8:37:08 AM
Uylsses$100.00$100.006/25/2010 6:22:37 AM
34 bids
 
Borrower Payment Dependent Notes Series 463848
This series of Notes was issued and sold upon the funding of the borrower loan #43226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-23-2010 
  Auction end date:  Jun-26-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 12.75% Starting monthly payment: $31.89
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 12.75% Final monthly payment: $31.89
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2006 Debt/Income ratio: 7%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:0y 7m
Credit score: 700-719 (Jun-2010) Total credit lines: 3 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $768Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 11%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: goodhearted-gain7 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for a laptop for college
Purpose of loan:
This loan will be used to purchase a laptop for school.

My financial situation:
I am a good candidate for this loan because I've maintained employment for three years, and I am getting a second?job on campus this fall. I also have enough money in my savings to cover the entire loan, so repayment will not be an issue. My credit score is fantastic for someone my age, evidence of my financial?responsibility and my ability to make payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I (ridiculously) have 1 default & 2 on the way to default in only 7 months as a lender. Hoped for better as we lenders are real people just like you. We are taking a chance on you. Will you promise to pay this back - NO MATTER WHAT? - Toastmaster007
A: Yes. Like I said I have all the funds saved to pay off this loan already. And I can't chance risking my credit score on a default when I have student loans to apply for. (Jun-26-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orgy63$25.00$25.006/23/2010 4:12:12 PM
riproaringrapids$25.00$25.006/23/2010 4:13:23 PM
skvat$25.00$25.006/23/2010 4:14:39 PM
power-defender7$40.00$40.006/23/2010 4:14:52 PM
personal-lender$25.00$25.006/23/2010 4:15:05 PM
red-trade-cologne$25.00$25.006/23/2010 4:15:23 PM
relentless-penny$50.00$50.006/23/2010 4:15:34 PM
hookUup$25.00$17.006/23/2010 4:15:56 PM
orderly-loot$25.00$25.006/23/2010 4:11:54 PM
kenji4861$25.00$25.006/23/2010 4:13:33 PM
american6$50.00$50.006/23/2010 4:14:23 PM
fair-funds$25.00$25.006/23/2010 4:15:12 PM
wwwUniversal$25.00$25.006/23/2010 4:25:06 PM
stephen_c01$25.00$25.006/24/2010 9:33:24 AM
Lo0se_mo0se$25.00$25.006/25/2010 1:34:55 PM
bountiful-durability$100.00$100.006/23/2010 4:13:26 PM
Havana21$25.00$25.006/23/2010 4:14:44 PM
delicious-social132$25.00$25.006/23/2010 4:15:27 PM
FlexFunding$100.00$100.006/23/2010 4:15:41 PM
successful-euro$30.00$30.006/23/2010 4:11:42 PM
dharma1$25.00$25.006/23/2010 4:13:40 PM
flexible-value$28.00$28.006/23/2010 4:14:29 PM
meux99$25.00$25.006/23/2010 4:14:03 PM
Tc11902$25.00$25.006/23/2010 4:15:17 PM
point-zebra$25.00$25.006/23/2010 4:15:46 PM
Cherrypicker$35.00$35.006/24/2010 11:55:37 AM
interstellar$50.00$50.006/24/2010 9:50:46 AM
all_of_that_one$25.00$25.006/25/2010 6:44:00 AM
gavinsp$25.00$25.006/25/2010 11:13:08 AM
RandyL3$25.00$25.006/25/2010 10:22:06 AM
30 bids
 
Borrower Payment Dependent Notes Series 459559
This series of Notes was issued and sold upon the funding of the borrower loan #43258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jun-25-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 23.68% Starting monthly payment: $37.11
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 23.68% Final monthly payment: $37.11
 
Auction yield range: 7.98% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2002 Debt/Income ratio: 16%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:8y 9m
Credit score: 640-659 (Jun-2010) Total credit lines: 11 Occupation: Other
Now delinquent: 0 Revolving credit balance: $1,803Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 64%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: budw2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 25 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
620-639 (Apr-2008)
 
Principal balance: $415.51 31+ days late: 0 ( 0% )
Total payments billed: 25  
Description
Automobile repairs and new tires.
Purpose of loan:
This loan will be used to?? Fix? car need lifters and tires.

My financial situation:
I am a good candidate for this loan because? i get direct deposit weekly

Monthly net income: $ 2,700

Monthly expenses: $1,600?
??Housing: $ 500
??Insurance: $111?
??Car expenses: $367
??Utilities: $ 150
??Phone, cable, internet: $?50
??Food, entertainment: $200?
??Clothing, household expenses $
??Credit cards and other loans: $200?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
GlowHost$50.00$50.006/25/2010 5:02:20 PM
american6$25.00$25.006/25/2010 5:03:51 PM
personal-lender$25.00$25.006/25/2010 5:04:01 PM
Winsten$50.00$50.006/25/2010 5:04:45 PM
Easystreet$25.00$25.006/25/2010 5:05:33 PM
orderly-loot$25.00$25.006/25/2010 4:56:39 PM
studious-bonus7$50.00$50.006/25/2010 5:03:28 PM
treasure-hunter270$25.00$25.006/25/2010 5:03:54 PM
simplelender80$100.00$100.006/25/2010 5:03:57 PM
income-fortress$25.00$25.006/25/2010 5:04:18 PM
ommcd$25.00$25.006/25/2010 5:05:23 PM
loan-genie88$25.00$25.006/25/2010 5:05:53 PM
ray1051$25.00$25.006/25/2010 5:06:03 PM
orgy63$25.00$25.006/25/2010 4:56:45 PM
Comoparklender$50.00$50.006/25/2010 4:58:25 PM
reflective-rupee$25.00$25.006/25/2010 4:58:38 PM
ethicalhumanist$25.00$25.006/25/2010 4:58:59 PM
bountiful-durability$50.00$50.006/25/2010 4:59:16 PM
Havana21$25.00$25.006/25/2010 5:00:24 PM
loyalist1$100.00$100.006/25/2010 4:59:53 PM
hrubinst$25.00$25.006/25/2010 5:03:38 PM
Avala$50.00$50.006/25/2010 5:03:46 PM
riproaringrapids$25.00$25.006/25/2010 5:04:09 PM
enthralling-deal180$100.00$100.006/25/2010 5:04:39 PM
PersonalBnkr$25.00$25.006/25/2010 5:05:40 PM
25 bids
 
Borrower Payment Dependent Notes Series 462153
This series of Notes was issued and sold upon the funding of the borrower loan #43223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-10-2010 
  Auction end date:  Jun-17-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $121.27
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $121.27
 
Auction yield range: 10.98% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1987 Debt/Income ratio: 25%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 12 / 12Length of status:3y 0m
Credit score: 640-659 (Jun-2010) Total credit lines: 27 Occupation: Other
Now delinquent: 0 Revolving credit balance: $7,032Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 83%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: leeniegirl Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off all credit cards
Purpose of loan:
This loan will be used to? pay off all credit cards

My financial situation:
I am a good candidate for this loan because?recently divorced, and now a single mom, my goal is to improve my credit score and save for a home.

Monthly net income: $ 3780.

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I think you?re a great candidate to pledge / bid for!!... Can you briefly list payments on other car loans, personal loans, credit cards, mortgages, etc?.. Also, what are the monthly utilities, ins., living expenses, leases, etc. payments?.. THANKS! - SmartConsolidation
A: Hello! I have no other loans, c.c's total roughly $185/mo. No mortgage, my ex-husband is still living in the home until it gets sold this year. Therefore, he is paying the mortgage. Utilities are low where I live (thank god) comb. of electric, gas - ave. $100/mo. I am buying my car, payments $470./mo. Living expenses, I can only estimate as well, food, gas, clothes, incidentals, maybe $300/mo. Goal is to improve credit score, rebuild my life, and move forward. (Jun-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
FeedTheMachine$100.00$100.006/10/2010 3:36:40 PM
Artist_Blue$25.00$25.006/10/2010 3:47:48 PM
SNH$50.00$50.006/10/2010 3:50:40 PM
MADAOO7$50.00$50.006/10/2010 3:51:08 PM
Headhunter14$25.00$25.006/10/2010 4:34:41 PM
social-conductor4$25.00$25.006/10/2010 5:16:40 PM
qwsd12$40.00$40.006/10/2010 3:50:37 PM
orderly-leverage$30.00$30.006/10/2010 3:50:43 PM
personal-lender$25.00$25.006/10/2010 3:50:46 PM
simplelender80$50.00$50.006/10/2010 3:51:01 PM
GracieLuLu04$25.00$25.006/10/2010 4:16:47 PM
brightest-asset-healer$25.00$25.006/10/2010 4:17:00 PM
kindness-percolator5$25.00$25.006/10/2010 4:18:43 PM
papaloha$28.32$28.326/10/2010 4:51:51 PM
asset-professor$35.00$35.006/10/2010 3:54:37 PM
gain-bridge$25.00$25.006/10/2010 5:16:10 PM
commerce-handshake$25.00$25.006/10/2010 5:17:21 PM
sharp-money3$25.00$25.006/10/2010 4:22:24 PM
brother_tam$50.00$50.006/10/2010 5:06:55 PM
DadWarbucks$25.00$25.006/10/2010 5:07:04 PM
Comoparklender$25.00$25.006/10/2010 5:16:49 PM
foothillender$25.00$25.006/11/2010 7:42:51 AM
Montgomery-Burns$25.00$25.006/11/2010 7:45:27 AM
mammalian4$50.00$50.006/12/2010 1:04:48 PM
heerzaquestion$50.00$50.006/14/2010 5:03:12 AM
LindaRicci$25.00$25.006/14/2010 4:36:02 PM
asset-professor$25.00$25.006/14/2010 7:08:24 PM
ethicalhumanist$25.00$25.006/14/2010 7:16:07 PM
wonder3$25.00$25.006/14/2010 5:44:09 PM
AlexTrep$25.00$25.006/14/2010 6:26:58 PM
loss-of-control$50.00$50.006/14/2010 7:11:36 PM
frogperson$50.00$50.006/15/2010 9:59:15 AM
jcw3rd$25.00$25.006/16/2010 7:32:22 PM
MattProsper$50.00$50.006/16/2010 10:27:28 PM
1phantom$25.00$25.006/17/2010 7:50:12 AM
point-berserker$25.00$25.006/17/2010 2:42:53 AM
tompau$25.00$25.006/17/2010 5:51:21 AM
shellstar$39.43$39.436/17/2010 2:21:01 PM
Maximum_Investment$30.20$30.206/17/2010 10:31:15 AM
cash-daisy$31.64$31.646/17/2010 10:48:39 AM
malomar66$50.00$50.006/17/2010 2:16:40 PM
loot-heart$50.00$50.006/10/2010 3:38:23 PM
top-historic-peso$26.00$26.006/10/2010 3:50:41 PM
tech_helper$25.00$25.006/10/2010 3:51:12 PM
commerce-voyager$25.00$25.006/10/2010 3:54:38 PM
IIP77$25.00$25.006/10/2010 4:18:37 PM
green-thoughtful-yield$50.00$50.006/10/2010 3:36:31 PM
orange-preeminant-bill$100.00$100.006/10/2010 4:21:14 PM
chief_wo$25.00$25.006/10/2010 4:51:12 PM
bowdish1$50.00$50.006/10/2010 5:06:29 PM
S-Master$25.00$25.006/10/2010 3:49:59 PM
impeccable-transparency$25.69$25.696/10/2010 5:16:09 PM
natural-greenback6$25.00$25.006/10/2010 5:16:53 PM
treasure-bliss$66.90$66.906/10/2010 5:17:07 PM
jonbozeman$25.00$25.006/10/2010 5:17:30 PM
life-is-great$25.00$25.006/10/2010 3:54:54 PM
PRGuyinVA$25.00$25.006/10/2010 4:01:14 PM
cash-spark3$25.00$25.006/10/2010 3:50:34 PM
OCedHrt$26.50$26.506/10/2010 4:50:39 PM
famous-bill$47.37$47.376/10/2010 4:51:25 PM
jonn834$25.00$25.006/10/2010 4:51:48 PM
shrewd-peace7$28.79$28.796/10/2010 5:16:56 PM
SnE$25.00$25.006/10/2010 4:16:36 PM
teller$25.00$25.006/10/2010 4:20:45 PM
texrob20$25.00$25.006/10/2010 5:03:57 PM
DasMula$25.00$25.006/10/2010 10:29:09 PM
neutrino6$25.00$25.006/10/2010 5:15:47 PM
JGB$29.41$27.446/10/2010 5:17:36 PM
wwwUniversal$25.00$25.006/11/2010 6:31:18 AM
buffalobills$25.00$25.006/11/2010 7:49:56 AM
JustMee$25.00$25.006/10/2010 9:16:22 PM
wlm3012$25.00$25.006/13/2010 5:08:53 PM
mercuriant$25.00$25.006/14/2010 9:38:44 AM
capital-kingdom$25.00$25.006/15/2010 9:50:39 AM
market-pudding$25.00$25.006/15/2010 7:35:03 PM
jybank$25.00$25.006/16/2010 10:07:45 PM
Free-the-usa-1776$29.00$29.006/16/2010 10:23:44 PM
frogperson$100.00$100.006/16/2010 6:43:12 PM
rate-hickory$25.00$25.006/17/2010 9:10:43 AM
wizard750$25.00$25.006/17/2010 11:02:29 AM
kendigme$25.00$25.006/17/2010 3:24:35 AM
Leshan$25.00$25.006/17/2010 6:11:41 AM
credit-coach118$25.00$25.006/17/2010 2:36:20 PM
Whipster$25.00$25.006/17/2010 7:23:08 AM
Pu239$60.00$60.006/17/2010 8:32:12 AM
willinvest$25.00$25.006/17/2010 10:22:01 AM
MONEY_IN_THE_BANK$42.72$42.726/17/2010 10:32:59 AM
beans53$25.00$25.006/17/2010 3:29:50 PM
Bob450$25.00$25.006/17/2010 2:13:29 PM
icon7$35.00$35.006/17/2010 3:19:46 PM
90 bids
 
Borrower Payment Dependent Notes Series 462257
This series of Notes was issued and sold upon the funding of the borrower loan #43220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-14-2010 
  Auction end date:  Jun-21-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $159.46
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1990 Debt/Income ratio: 39%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 7Length of status:22y 3m
Credit score: 760-779 (Jun-2010) Total credit lines: 21 Occupation: Civil Service
Now delinquent: 0 Revolving credit balance: $14,378Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 41%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: jujbc Borrower's state: Wyoming Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 760-779 (Latest)
Principal borrowed: $10,250.00< 31 days late: 0 ( 0% )  
760-779 (Dec-2006)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Daughter chosen for European band
Purpose of loan:
This loan will be used to fund a European tour for my daughter.? She was chosen to represent my state in a 3 week band tour of Europe.? This is a once in a lifetime opportunity and I really don't want her to miss the chance because I do not have enough cash on hand.?

My financial situation:
I am a good candidate for this loan because I pay my bills on time.? I have a good income from 3 steady jobs, one full time salaried, one part time salaried, and one hourly part time.? I just do not have any money saved at this time.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SNH$50.00$50.006/14/2010 4:06:10 PM
Avala$50.00$50.006/14/2010 4:13:05 PM
the-silver-blaster$40.00$40.006/14/2010 4:18:10 PM
hrubinst$25.00$25.006/14/2010 4:12:26 PM
loot-heart$50.00$50.006/14/2010 4:07:00 PM
personal-lender$25.00$25.006/14/2010 4:15:28 PM
the-profit-oracle$25.00$25.006/14/2010 4:25:25 PM
lagnisiruk$25.00$25.006/14/2010 4:41:19 PM
cash-spark3$25.00$25.006/14/2010 4:44:18 PM
kmwvma$25.00$25.006/15/2010 1:30:46 AM
new-return-faire$32.00$32.006/15/2010 7:16:02 AM
bonus-patriot$25.00$25.006/14/2010 7:10:10 PM
oskizzle$25.00$25.006/14/2010 8:49:34 PM
ddog0224$25.00$25.006/14/2010 10:29:36 PM
serpentine$50.00$50.006/15/2010 5:29:48 AM
shrewd-truth1$25.00$25.006/15/2010 1:19:47 PM
dbanwart$25.00$25.006/15/2010 4:58:41 PM
rockhound84$25.00$25.006/16/2010 5:11:19 AM
syounker$25.00$25.006/15/2010 8:14:46 PM
Clambake$25.02$25.026/16/2010 7:15:49 AM
balanced-bill7$45.66$45.666/16/2010 2:29:35 PM
ILoveSushi$25.00$14.256/16/2010 5:19:37 PM
ToweringDan$50.00$50.006/17/2010 9:47:04 AM
macotra4$36.00$36.006/17/2010 9:15:30 AM
Aberdeen$400.00$400.006/18/2010 8:53:21 AM
invest-in-ed$150.00$150.006/18/2010 7:50:57 AM
skaught$100.00$100.006/18/2010 3:12:46 PM
sfmf$25.00$25.006/18/2010 4:15:09 PM
Hola_James$50.00$50.006/18/2010 11:49:55 AM
jayk63$25.00$25.006/19/2010 5:35:08 AM
Dollars4Rent$25.00$25.006/19/2010 9:23:21 AM
Galdis$25.00$25.006/18/2010 7:31:34 PM
Troutfinder$41.40$41.406/18/2010 11:22:57 PM
Spring342$25.00$25.006/19/2010 8:34:27 AM
nevergivup$50.00$50.006/19/2010 9:05:01 AM
djmjkelso$29.96$29.966/20/2010 12:07:14 AM
Feyenoord$52.31$52.316/20/2010 8:36:30 PM
soular21804$25.00$25.006/20/2010 4:14:23 AM
Midnightdewy$38.91$38.916/19/2010 10:06:48 PM
RugbyFan$25.00$25.006/21/2010 5:00:47 AM
Chewbaca$25.00$25.006/20/2010 2:42:02 PM
andrelaplume$50.00$50.006/20/2010 1:48:24 PM
soulblest$60.00$60.006/20/2010 2:37:52 PM
JerryB96$25.00$25.006/20/2010 7:55:06 PM
Sturgee$25.00$25.006/20/2010 8:11:58 PM
enthralling-investment$50.00$50.006/21/2010 10:04:27 AM
myidear$25.00$25.006/21/2010 4:18:57 AM
BigMac1953$25.00$25.006/21/2010 5:50:10 AM
grampy48$50.00$50.006/21/2010 12:22:07 PM
techreseller$50.00$50.006/21/2010 6:21:44 AM
california2008$50.00$50.006/21/2010 2:04:45 PM
portfolio-turbine$25.00$25.006/21/2010 7:31:37 AM
Calman7$25.00$25.006/21/2010 2:42:30 PM
whatsmyname019$25.00$25.006/21/2010 2:54:57 PM
golfreak923$25.00$25.006/21/2010 9:32:07 AM
SteadyOne$25.00$25.006/21/2010 10:16:10 AM
BankBurns$26.75$26.756/21/2010 10:12:13 AM
CA_Lender$25.00$25.006/21/2010 3:00:22 PM
SC2TX$50.00$50.006/21/2010 3:23:24 PM
american6$25.00$25.006/14/2010 4:13:30 PM
treasure-hunter270$25.00$25.006/14/2010 4:14:22 PM
bchen78875$25.00$25.006/14/2010 4:20:02 PM
Artist_Blue$25.00$25.006/14/2010 4:03:25 PM
flexible-return297$25.00$25.006/14/2010 4:23:03 PM
orgy63$25.00$25.006/14/2010 4:11:51 PM
studious-bonus7$50.00$50.006/14/2010 4:12:22 PM
generous-deal6$25.00$25.006/14/2010 4:44:31 PM
Havana21$25.00$25.006/14/2010 4:22:32 PM
ichibon$70.17$70.176/14/2010 4:17:19 PM
ethicalhumanist$25.00$25.006/14/2010 4:17:23 PM
ommcd$25.00$25.006/14/2010 8:15:54 PM
peb44$50.00$50.006/14/2010 4:23:57 PM
MoneyForNothing$31.46$31.466/14/2010 8:24:52 PM
klinebarger$25.00$25.006/14/2010 6:26:05 PM
Supernick$50.00$50.006/15/2010 9:04:31 AM
BuffetRocks$50.00$50.006/15/2010 9:55:24 AM
flexible-value$26.00$26.006/15/2010 10:57:21 AM
SelectTrustLending$50.00$50.006/15/2010 12:24:51 PM
IIP77$25.00$25.006/16/2010 12:20:27 AM
RationalWorld$25.00$25.006/15/2010 7:34:55 PM
riproaringrapids$25.00$25.006/15/2010 10:05:18 PM
william8$25.00$25.006/16/2010 11:30:56 AM
wdove511$25.00$25.006/16/2010 7:25:25 AM
benevolent-benefit$25.00$25.006/17/2010 5:42:29 AM
bold-social-advantage$100.00$100.006/18/2010 8:43:18 AM
Aberdeen$400.00$400.006/18/2010 8:53:19 AM
upperdeck$25.00$25.006/18/2010 11:24:13 AM
respectful-integrity3$25.00$25.006/18/2010 7:28:48 AM
tomas090$94.88$94.886/18/2010 2:24:30 PM
Richmp412$25.00$25.006/19/2010 6:33:57 AM
point-enforcer$25.00$25.006/19/2010 6:40:42 AM
whitebalcony$50.00$50.006/19/2010 9:04:11 AM
coin-entrepreneur$25.00$25.006/19/2010 10:50:02 AM
Personal-Bond$50.00$50.006/19/2010 10:59:37 AM
autoconnection$25.00$25.006/19/2010 6:27:01 AM
lender12345$25.00$25.006/19/2010 8:53:46 AM
swissbanker$100.00$100.006/19/2010 4:30:32 PM
tallfund$64.00$64.006/19/2010 8:52:20 AM
Kelor99$25.00$25.006/19/2010 5:46:46 PM
enchanted-reward1$31.93$31.936/19/2010 9:21:36 AM
Bank_of_E-Ville$25.69$25.696/19/2010 11:11:19 AM
rangersquire$25.00$25.006/20/2010 12:24:35 AM
rockhound84$25.00$25.006/20/2010 5:26:00 AM
LoanMoneyToYou$29.62$29.626/19/2010 2:34:25 PM
Jumping_Jedi$25.00$25.006/19/2010 4:51:45 PM
Grandmahoneybee$25.00$25.006/20/2010 4:44:06 PM
JaceSpade$25.00$25.006/19/2010 9:53:24 PM
SCD$25.00$25.006/19/2010 10:16:40 PM
gothampark$25.00$25.006/20/2010 2:15:30 PM
orbital-gain$50.00$50.006/21/2010 7:29:04 AM
usd1027$25.00$25.006/20/2010 4:49:56 PM
martymaniaman$69.91$69.916/21/2010 8:25:05 AM
BrLender$29.54$29.546/21/2010 12:04:26 AM
The-Lighthouse-Group$50.00$50.006/21/2010 6:38:33 AM
plouie$32.08$32.086/21/2010 6:58:14 AM
rapid-currency$27.46$27.466/21/2010 12:32:14 PM
debt-legend$25.00$25.006/21/2010 2:29:38 PM
investment-cluster$25.00$25.006/21/2010 3:00:40 PM
RecoveryLender$25.00$25.006/21/2010 3:48:40 PM
119 bids
 
Borrower Payment Dependent Notes Series 462745
This series of Notes was issued and sold upon the funding of the borrower loan #43202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-16-2010 
  Auction end date:  Jun-17-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $129.36
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $129.36
 
Auction yield range: 10.98% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1991 Debt/Income ratio: 21%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 15 / 14Length of status:5y 1m
Credit score: 660-679 (Jun-2010) Total credit lines: 35 Occupation: Other
Now delinquent: 0 Revolving credit balance: $14,696Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 91%  
Public records last 12m / 10y: 0/ 2 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: bold-truth-chooser Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funeral Expenses
Purpose of loan:
This loan will be used to?Help bury my mother in law. She had no insurance and left behind a ton of bills that need to be paid

My financial situation:
I am a good candidate for this loan because? me and my husband both have stable jobs and have been in the same company for 5+ years for both of us

Monthly net income: $ 6000 between us both.
as you can see, my credit score is pretty good and we have zero delinquent accounts which hopefully proves to lenders that we are reliable and can pay this loan back without defaulting.


 
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain your public records. - penny-surgeon
A: Hello, the public record was actually in error which we still are after the IRS to take off. they put a lien on the public records from 2006 taxes for a whopping 437.41 cents and 112.34. I have satisfaction letters from them and have sent them 4 times to all bureaus to have that removed. (Jun-17-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.006/16/2010 4:16:31 PM
orderly-leverage$30.00$30.006/16/2010 4:21:14 PM
MADAOO7$50.00$50.006/16/2010 4:21:39 PM
generous-deal6$25.00$25.006/16/2010 4:24:09 PM
danthemon35$25.00$25.006/16/2010 4:25:22 PM
pavelz$50.00$50.006/16/2010 5:00:15 PM
Phantom99$25.00$25.006/16/2010 5:00:22 PM
loot-heart$50.00$50.006/16/2010 4:18:01 PM
qwsd12$40.00$40.006/16/2010 4:21:01 PM
cash-spark3$25.00$25.006/16/2010 4:20:58 PM
SNH$50.00$50.006/16/2010 4:21:06 PM
bonFire8$25.00$25.006/17/2010 1:03:55 AM
desertoasis$25.00$25.006/16/2010 4:37:05 PM
gotjack$25.00$25.006/17/2010 1:06:50 AM
bid-czar8$100.00$100.006/16/2010 4:23:51 PM
just-money930$50.00$50.006/16/2010 5:00:09 PM
lagnisiruk$25.00$25.006/16/2010 5:00:16 PM
autonomous-truth$25.00$25.006/16/2010 5:00:21 PM
Anny-Disco$25.00$25.006/16/2010 5:05:58 PM
MoneyLender72$50.00$50.006/16/2010 4:25:35 PM
best-point-flow$50.00$50.006/16/2010 4:59:49 PM
payment-gusto$25.00$25.006/16/2010 5:00:21 PM
Interstate_Rate$25.00$25.006/16/2010 5:00:27 PM
sarisai$50.00$50.006/16/2010 7:59:43 PM
DadWarbucks$25.00$25.006/17/2010 9:30:55 AM
melodious-fairness$25.00$25.006/17/2010 10:25:27 AM
ticketman2$25.00$25.006/17/2010 1:21:49 AM
JGB$43.20$43.206/17/2010 1:25:49 AM
shrewd-peace7$30.00$30.006/17/2010 11:49:31 AM
worth-arch$25.00$25.006/17/2010 1:25:39 AM
benefit-squirrel$25.00$25.006/17/2010 1:25:59 AM
coachmike15$25.00$25.006/17/2010 7:30:40 AM
treasure-bliss$41.62$41.626/17/2010 1:32:17 PM
Speculator$31.54$31.546/17/2010 11:10:09 AM
reflective-rupee$1,000.00$666.816/17/2010 2:04:11 PM
S-Master$25.00$25.006/16/2010 4:19:54 PM
personal-lender$25.00$25.006/16/2010 4:21:20 PM
washboard1$100.00$100.006/16/2010 4:26:57 PM
brother_tam$43.56$43.566/16/2010 5:00:25 PM
power-pagoda$25.00$25.006/16/2010 5:21:01 PM
top-historic-peso$26.00$26.006/16/2010 4:21:10 PM
orange-preeminant-bill$44.61$44.616/16/2010 7:50:47 PM
Thylow$100.00$100.006/16/2010 4:17:47 PM
FeedTheMachine$100.00$100.006/16/2010 4:17:53 PM
Havana21$25.00$25.006/16/2010 4:22:32 PM
hopethisworks$25.00$25.006/17/2010 12:38:48 AM
simplelender80$50.00$50.006/16/2010 4:21:36 PM
sympathetic-asset$25.00$25.006/16/2010 5:00:13 PM
moola-accelerator6$25.00$25.006/16/2010 4:24:41 PM
green-thoughtful-yield$50.00$50.006/16/2010 4:25:11 PM
greenwell$25.00$25.006/17/2010 1:26:02 AM
point-shooter$25.00$25.006/17/2010 6:15:42 AM
DUDE66$25.00$25.006/16/2010 5:00:14 PM
DeutscheBank$25.00$25.006/17/2010 7:24:30 AM
market-walnut5$50.00$50.006/17/2010 9:15:47 AM
jonn834$25.00$25.006/17/2010 12:48:45 AM
assetmanager$25.00$25.006/17/2010 10:14:38 AM
Ocean713$32.66$32.666/17/2010 10:25:29 AM
orderly-loot$25.00$25.006/16/2010 9:49:29 PM
skunkor2$25.00$25.006/17/2010 11:10:46 AM
time4aloan$30.00$30.006/17/2010 1:24:07 AM
famous-bill$50.00$50.006/17/2010 5:16:01 AM
successful-euro$40.00$40.006/17/2010 6:39:38 AM
currency-oak$25.00$25.006/17/2010 1:31:37 PM
unassassinable$25.00$25.006/17/2010 1:59:54 PM
Rogesparkguy$25.00$25.006/17/2010 9:39:43 AM
tech_helper$25.00$25.006/17/2010 7:34:51 AM
building-america$25.00$25.006/17/2010 8:45:19 AM
joee$50.00$50.006/17/2010 9:15:46 AM
mercuriant$25.00$25.006/17/2010 1:32:32 PM
wwwUniversal$25.00$25.006/17/2010 2:11:01 PM
wlm3012$25.00$25.006/17/2010 2:59:38 PM
72 bids
 
Borrower Payment Dependent Notes Series 462815
This series of Notes was issued and sold upon the funding of the borrower loan #43194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jun-17-2010 
  Auction end date:  Jun-22-2010 
 
Starting lender yield: 6.10% Starting borrower rate/APR: 7.10% / 7.44% Starting monthly payment: $30.92
Final lender yield: 6.05% Final borrower rate/APR: 7.05% / 7.39% Final monthly payment: $30.90
 
Auction yield range: 2.98% - 6.10% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.45%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1997 Debt/Income ratio: 27%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 14Length of status:1y 8m
Credit score: 720-739 (Jun-2010) Total credit lines: 18 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $8,884Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 45%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: theegg11 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 6 ( 100% ) 720-739 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
640-659 (Jan-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Auto Repair
Purpose of loan:
This loan will be used to?? Help repair my car.? Had a breakdown, now I need to get funds to repair it.? Till is about $600.?
My financial situation:
I am a good candidate for this loan because? I have a history with prosper, I have?repaid my last load in full.?? I have a excellent credit that has went up since the last loan.??? Plan on paying this one off quickly like the last one.???My history speaks for itself.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
eCapital$25.00$25.006/17/2010 11:03:17 PM
cwegert$46.33$46.336/17/2010 11:13:25 PM
Simply2fly$25.00$25.006/18/2010 7:10:33 AM
RandyL3$33.00$33.006/18/2010 11:17:30 AM
MoneyTree79$38.00$38.006/18/2010 5:18:18 PM
Personal-Bond$50.00$50.006/19/2010 10:59:39 AM
cwegert$25.00$25.006/19/2010 1:25:14 PM
julijask$35.00$35.006/19/2010 2:09:04 PM
sbv1689$25.00$25.006/19/2010 2:45:36 PM
cloud8$40.00$40.006/19/2010 10:40:32 PM
JGuide$26.19$26.196/20/2010 8:39:27 AM
octoberfresh$25.00$25.006/22/2010 6:26:57 AM
McDeeter$25.00$25.006/22/2010 6:32:20 AM
Dollars4Rent$25.00$25.006/22/2010 6:49:17 AM
wwwUniversal$25.00$25.006/17/2010 5:00:30 PM
ethicalhumanist$25.00$25.006/17/2010 4:59:07 PM
betula$25.00$25.006/17/2010 9:49:59 PM
JGuide$1,000.00$280.486/20/2010 9:48:49 AM
letsbank$25.00$25.006/20/2010 9:12:43 PM
gjm6d$25.00$25.006/21/2010 7:45:27 PM
RugbyFan$26.00$26.006/22/2010 5:32:44 AM
FLFF$50.00$50.006/22/2010 5:54:02 AM
Dollars4Rent$25.00$25.006/22/2010 6:48:47 AM
wam37$50.00$50.006/22/2010 7:03:06 AM
24 bids
 
Borrower Payment Dependent Notes Series 463001
This series of Notes was issued and sold upon the funding of the borrower loan #43243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,300.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-18-2010 
  Auction end date:  Jun-19-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.90% Starting monthly payment: $41.46
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.90% Final monthly payment: $41.46
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2008 Debt/Income ratio: Not calculated
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 2 / 2Length of status:0y 0m
Credit score: 720-739 (Jun-2010) Total credit lines: 13 Occupation: Waiter/Waitress
Now delinquent: 0 Revolving credit balance: $21Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: balance-cypress6 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying summer rent- internship
Purpose of loan:
I plan on using this loan to pay for some summer expenses (rent, etc.) while I am in Austin, TX for an internship that I can add to my growing resume.

I am a good candidate for this loan because I am very responsible and will be in a much more financially stable place within the next month, and can immediately start paying the loan back.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
american6$25.00$25.006/18/2010 4:32:21 PM
ichibon$75.00$75.006/18/2010 4:35:17 PM
hrubinst$25.00$25.006/18/2010 4:32:11 PM
Avala$50.00$50.006/18/2010 4:32:15 PM
delicious-social132$25.00$25.006/18/2010 4:34:56 PM
yield-seeker$25.00$25.006/18/2010 4:36:39 PM
personal-lender$25.00$25.006/18/2010 4:32:54 PM
reflective-rupee$25.00$25.006/18/2010 4:47:35 PM
bountiful-durability$50.00$50.006/18/2010 4:36:16 PM
worldly-community3$25.00$25.006/18/2010 5:54:55 PM
awm$50.00$50.006/19/2010 8:05:54 AM
wampum-prodigy6$25.00$25.006/18/2010 8:54:45 PM
wwwUniversal$25.00$25.006/19/2010 8:09:36 AM
GatorBux$100.00$100.006/19/2010 7:14:35 AM
treasure-hunter270$25.00$25.006/18/2010 4:32:34 PM
Havana21$25.00$25.006/18/2010 4:33:20 PM
riproaringrapids$25.00$25.006/18/2010 4:35:10 PM
successful-euro$30.00$30.006/18/2010 4:41:48 PM
studious-bonus7$50.00$50.006/18/2010 4:32:00 PM
bchen78875$25.00$25.006/18/2010 4:35:33 PM
orgy63$25.00$25.006/18/2010 4:31:55 PM
Syndication$25.00$25.006/18/2010 4:34:27 PM
holstj$25.00$25.006/18/2010 4:36:02 PM
relentless-penny$25.00$25.006/18/2010 4:36:24 PM
orderly-loot$25.00$25.006/18/2010 4:39:49 PM
JohnW12$25.00$25.006/19/2010 5:39:31 AM
Ananya$50.00$50.006/18/2010 5:24:46 PM
Greengroup$50.00$50.006/19/2010 7:25:53 AM
NeutronStar$50.00$20.006/19/2010 8:09:42 AM
Mommy_of_3_Princesses$25.00$25.006/18/2010 7:39:35 PM
mulberry4$25.00$25.006/18/2010 7:29:49 PM
lounges$25.00$25.006/19/2010 7:10:01 AM
conaty$50.00$50.006/19/2010 7:10:11 AM
jethro$50.00$50.006/19/2010 7:15:36 AM
lend_to_you$25.00$25.006/19/2010 4:29:34 AM
uncleegg$50.00$50.006/19/2010 7:35:54 AM
UT-Longhorn$25.00$25.006/19/2010 6:14:37 AM
wanna-help$25.00$25.006/19/2010 6:39:39 AM
38 bids
 
Borrower Payment Dependent Notes Series 463063
This series of Notes was issued and sold upon the funding of the borrower loan #43240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Jun-18-2010 
  Auction end date:  Jun-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $90.47
 
Auction yield range: 13.98% - 34.00% Estimated loss impact: 16.27%  
Lender servicing fee: 1.00% Estimated return: 17.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2006 Debt/Income ratio: 26%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 10Length of status:9y 3m
Credit score: 620-639 (Jun-2010) Total credit lines: 11 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $9,140Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 59%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: jamce68 Borrower's state: California Borrower's group: 1st and BEST for Loans
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 100% ) 620-639 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
600-619 (Sep-2009)
600-619 (Oct-2007)
 
Principal balance: $636.61 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to consolidate credit card dedt.
My financial situation:
I am a good candidate for this loan because?
I pay all my bills and will make the payments on time.
I am currently working in the company has been working for 11 years.

Monthly net income: $ family income:?4400

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 125
??Car expenses: $ 318
??Utilities: $ 150
??Phone, cable, internet: $ 250
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $?600
??Other expenses: $300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kingston1$25.00$25.006/18/2010 4:33:24 PM
transaction-circuit$25.00$25.006/18/2010 4:34:14 PM
CA_Lender$25.00$25.006/18/2010 4:41:40 PM
MoneyForNothing$26.91$26.916/18/2010 8:56:54 PM
BradP$50.00$50.006/19/2010 10:37:18 AM
Whipster$25.00$25.006/18/2010 9:10:14 PM
srthsvghdthtr$25.00$25.006/19/2010 11:54:37 AM
lucrative-loan$50.00$50.006/19/2010 6:05:11 AM
Jasmel$300.00$73.096/19/2010 6:00:53 AM
lender12345$25.00$25.006/19/2010 9:08:04 AM
cbivitz$250.00$250.006/19/2010 11:48:04 AM
twjh$25.00$25.006/19/2010 11:51:44 AM
wlm3012$25.00$25.006/19/2010 11:52:19 AM
UCLA4life$25.00$25.006/19/2010 1:24:06 PM
usedtoborrow$25.00$25.006/18/2010 4:41:51 PM
Yomain$25.00$25.006/19/2010 6:05:04 AM
principal-mermaid$300.00$300.006/19/2010 6:33:03 AM
GrossBuddha$50.00$50.006/18/2010 7:38:33 PM
twjh$25.00$25.006/19/2010 11:51:46 AM
Kash2010lu$25.00$25.006/19/2010 1:30:22 PM
FinDoc$25.00$25.006/19/2010 7:54:37 AM
Aberdeen$400.00$400.006/19/2010 11:51:30 AM
Mr-Miracle$25.00$25.006/19/2010 1:33:03 PM
Aberdeen$400.00$400.006/19/2010 11:51:34 AM
wwwUniversal$25.00$25.006/19/2010 11:54:33 AM
25 bids
 
Borrower Payment Dependent Notes Series 463077
This series of Notes was issued and sold upon the funding of the borrower loan #43179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jun-17-2010 
  Auction end date:  Jun-24-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 31.95% Final borrower rate/APR: 32.95% / 35.37% Final monthly payment: $132.25
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 19.88%  
Lender servicing fee: 1.00% Estimated return: 12.07%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1982 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 2 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):3 Current / open credit lines: 5 / 5Length of status:5y 3m
Credit score: 720-739 (Jun-2010) Total credit lines: 26 Occupation: Sales - Retail
Now delinquent: 2 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $28,649 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 12    
Screen name: Standingtree5 Borrower's state: NorthCarolina Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 34 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,001.00< 31 days late: 0 ( 0% )  
600-619 (Jul-2007)
 
Principal balance: $213.12 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Help! My old Car has croaked!
Purpose of loan:
I need to purchase a more safe and reliable car.?I am looking to get a good used vehicle because of my business and the amount of time I stay on the road. My business has remained constant and even better some months despite the economy. I am thankful for that!

My financial situation:
I have never been late on a payment for my current Prosper loan which ends in August 2010.? My financial stability?has improved since my initial Prosper loan and my dramatically improved credit score reflects that.??I am able to keep all of my monthly bills paid and current. Getting this loan?at a slightly higher rate than the first?loan, will?fit right into?my budget!

Monthly net income: $ 2100

Monthly expenses: $ 1023
??Housing: $ 250
??Insurance: $ 70
??Car expenses: $ 25
??Utilities: $ 60
??Phone, cable, internet: $ 135
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 108
??Other expenses: $ 25
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What do you sell in your business? - friendinmoney
A: I sell cell phone accessories. My location is a rural town, which makes me "the big fish in the little pond." This works to my advantage. Also this industry is constantly changing that in turn creates a perpetual need for new products that I can provide. In an economy that has suffered I have actually done better I am also working on a website that will sell items pertaining to menopausal humor. I figured to go with something I know! (Jun-24-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DasMula$25.00$25.006/18/2010 5:03:02 PM
DasMula$25.00$25.006/18/2010 5:03:14 PM
currency-bumblebee$50.00$50.006/21/2010 5:33:10 AM
UCLA4life$25.00$25.006/23/2010 10:25:44 AM
coasterman$25.00$25.006/23/2010 8:01:53 PM
fairgirl$25.00$25.006/24/2010 5:12:11 AM
chameleon125$50.00$50.006/24/2010 6:18:06 AM
Mark-M$25.00$25.006/24/2010 7:14:46 AM
Rip128$50.00$50.006/24/2010 5:22:00 AM
wealth-pipeline$25.00$25.006/24/2010 6:10:59 AM
exchange-cowbell5$25.00$25.006/24/2010 6:46:13 AM
MSLendingLLC$37.38$37.386/24/2010 7:49:08 AM
wlm3012$25.00$25.006/24/2010 8:31:06 AM
vigilance-searcher$25.00$25.006/24/2010 11:34:48 AM
tcbmc$50.00$50.006/24/2010 8:41:52 AM
aztec$50.00$50.006/24/2010 11:46:07 AM
G-Love$25.00$25.006/24/2010 8:49:07 AM
benefit-javelin$26.50$26.506/24/2010 2:54:56 PM
ultimate-peace$100.00$100.006/24/2010 3:49:19 PM
skaught$100.00$100.006/24/2010 10:00:19 AM
principal-laser$90.90$90.906/24/2010 11:47:00 AM
tzvie$50.00$50.006/24/2010 11:50:56 AM
Rancid$25.00$25.006/24/2010 12:57:14 PM
agent86a$25.00$25.006/24/2010 1:42:43 PM
Graven33$45.08$45.086/24/2010 3:22:49 PM
poormanenterprises$30.00$30.006/24/2010 3:38:00 PM
wise-courageous-social$25.00$25.006/24/2010 4:41:27 PM
lender12345$100.00$100.006/19/2010 9:04:33 AM
jhouman$25.00$25.006/21/2010 10:11:12 AM
jhouman$25.00$25.006/21/2010 4:59:40 PM
return-grizzly$100.00$100.006/23/2010 7:02:23 AM
realtormoises$25.00$25.006/23/2010 9:31:17 AM
Aberdeen$400.00$400.006/23/2010 9:20:50 PM
unger$50.00$50.006/24/2010 6:57:32 AM
Skeptical-one$25.00$25.006/24/2010 8:26:08 AM
Leshan$100.00$100.006/24/2010 9:03:09 AM
CaliforniaSun$25.00$25.006/23/2010 9:47:06 PM
Aberdeen$400.00$400.006/23/2010 9:20:13 PM
Kash2010lu$25.00$25.006/23/2010 11:02:16 PM
SolarMoonshine$25.00$25.006/24/2010 10:07:27 AM
autoconnection$25.00$25.006/24/2010 4:02:35 AM
thomas16882004$25.00$25.006/24/2010 10:13:08 AM
skillful-asset5$25.00$25.006/24/2010 6:19:46 AM
grampy48$25.00$25.006/24/2010 8:49:19 AM
skater$25.00$25.006/24/2010 8:02:41 AM
wlm3012$25.00$25.006/24/2010 8:28:01 AM
Kash2010lu$35.00$35.006/24/2010 9:03:21 AM
niq4soccer$25.00$25.006/24/2010 9:27:02 AM
wild-orange$25.00$25.006/24/2010 10:07:22 AM
five-star-note$50.00$50.006/24/2010 10:25:44 AM
Rip128$45.00$45.006/24/2010 12:35:18 PM
Bobusa$25.00$25.006/24/2010 12:53:08 PM
BigBizBuilder$110.50$110.506/24/2010 2:37:32 PM
debestof83$29.10$29.106/24/2010 4:27:13 PM
Bob450$40.00$40.006/24/2010 4:40:54 PM
icon7$35.00$35.006/24/2010 4:06:11 PM
funds-finder8$52.39$25.546/24/2010 4:38:46 PM
57 bids
 
Borrower Payment Dependent Notes Series 463127
This series of Notes was issued and sold upon the funding of the borrower loan #43208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-28-2010 
 
Starting lender yield: 26.25% Starting borrower rate/APR: 27.25% / 29.59% Starting monthly payment: $245.76
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $245.76
 
Auction yield range: 10.98% - 26.25% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-2004 Debt/Income ratio: 9%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:3y 2m
Credit score: 700-719 (Jun-2010) Total credit lines: 8 Occupation: Other
Now delinquent: 0 Revolving credit balance: $97Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 1%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 5    
Screen name: value-cherry8 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my debt
Purpose of loan:
This loan will be used to pay medical bills. I had some issues and now must pay for the care that was not covered by insurance.

My financial situation good, I am just do not have this much cash.
I am a good candidate for this loan because I have very stable employment and am a responsible individual. I have been at the same company for over 3 years. I have not missed a single payment on a bill in over 3 years either.

Monthly net income: $2,658

Monthly expenses: $1615
??Housing: $750
??Insurance: $125
??Car expenses: Just gas (varies, I don't drive to work)
??Utilities: $20
??Phone, cable, internet: $100
??Food, entertainment: $250
??Clothing, household expenses $50
??Credit cards and other loans: $120
??Other expenses: $200 Metro fare
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
personal-lender$25.00$25.006/21/2010 3:57:07 PM
washboard1$100.00$100.006/21/2010 4:01:04 PM
orderly-leverage$30.00$30.006/21/2010 3:56:59 PM
simplelender80$50.00$50.006/21/2010 3:57:31 PM
Havana21$25.00$25.006/21/2010 3:58:56 PM
life-is-great$25.00$25.006/21/2010 4:16:33 PM
riproaringrapids$25.00$25.006/21/2010 4:03:54 PM
yield-seeker$25.00$25.006/21/2010 4:06:40 PM
Veggie_Monkey$25.00$25.006/21/2010 4:41:00 PM
seisen$50.00$50.006/21/2010 4:17:18 PM
burrito6$25.00$25.006/21/2010 4:19:28 PM
visionary-currency$50.00$50.006/21/2010 4:20:22 PM
credit-wheel7$25.00$25.006/21/2010 4:21:21 PM
loanscholar$50.00$50.006/21/2010 4:22:20 PM
jeromeyuan$25.00$25.006/21/2010 4:23:08 PM
utmom$25.00$25.006/21/2010 4:23:31 PM
somebody32$25.00$25.006/21/2010 4:40:13 PM
reflective-rupee$75.00$75.006/21/2010 4:53:48 PM
ash135$25.00$25.006/21/2010 4:56:07 PM
five-star-justice$36.00$36.006/21/2010 4:59:17 PM
orderly-loot$25.00$25.006/21/2010 4:50:50 PM
green-thoughtful-yield$50.00$50.006/21/2010 4:50:55 PM
teller$25.00$25.006/21/2010 4:51:18 PM
spsavage$25.00$25.006/21/2010 4:52:44 PM
selfmademan$25.00$25.006/21/2010 4:53:03 PM
reflective-rupee$25.00$25.006/21/2010 4:53:29 PM
head$25.00$25.006/21/2010 4:53:46 PM
S-Master$25.00$25.006/21/2010 5:06:35 PM
reflective-rupee$2,000.00$1,755.086/21/2010 5:00:31 PM
JustMee$25.00$25.006/21/2010 6:55:29 PM
wwwUniversal$25.00$25.006/21/2010 8:29:30 PM
riverzeus$31.46$31.466/21/2010 9:24:58 PM
SolarMoonshine$25.00$25.006/22/2010 9:56:55 AM
realtormoises$25.00$25.006/22/2010 4:40:40 PM
first-dinero-igloo$25.00$25.006/23/2010 12:22:14 PM
ChrisKwan$25.00$25.006/23/2010 4:37:00 PM
squarebob$25.00$25.006/24/2010 10:58:53 AM
cippy$50.00$50.006/24/2010 2:06:28 PM
Sugarmama21$75.00$75.006/24/2010 6:36:36 PM
transparent-community1$50.00$50.006/24/2010 4:57:22 PM
top-courteous-peso$25.00$25.006/25/2010 5:30:32 AM
persistent-funds9$25.00$25.006/24/2010 9:51:42 PM
manatee21$75.00$75.006/25/2010 10:42:18 AM
green-rapid-openness$100.00$100.006/25/2010 10:11:43 PM
lender-inc$25.00$25.006/25/2010 9:10:00 PM
ASG_NECO$50.00$50.006/25/2010 10:19:10 PM
Bob450$30.00$30.006/26/2010 2:43:07 PM
JackinGreen$25.00$25.006/26/2010 6:07:00 AM
barkochva$25.00$25.006/26/2010 10:00:55 PM
credit-missile$25.00$25.006/27/2010 12:20:12 PM
worldly-gold$50.00$50.006/26/2010 8:03:17 PM
kjb1971$25.00$25.006/27/2010 2:52:58 AM
Skeptical-one$25.00$25.006/28/2010 9:10:07 AM
goodhearted-basis4$25.00$25.006/28/2010 1:37:54 AM
Vans1975$65.00$65.006/28/2010 8:16:40 AM
mchoreography$50.00$50.006/28/2010 11:44:05 AM
FOFagent1$200.00$200.006/28/2010 11:36:49 AM
PotBellyPete$35.00$35.006/28/2010 12:41:52 PM
MADAOO7$50.00$50.006/21/2010 3:57:37 PM
greenwell$25.00$25.006/21/2010 4:02:06 PM
cash-spark3$50.00$50.006/21/2010 3:56:40 PM
top-historic-peso$26.00$26.006/21/2010 3:56:56 PM
qwsd12$40.00$40.006/21/2010 3:56:44 PM
SNH$50.00$50.006/21/2010 3:56:53 PM
bid-czar8$100.00$100.006/21/2010 3:59:47 PM
bountiful-durability$50.00$50.006/21/2010 4:05:02 PM
relentless-penny$25.00$25.006/21/2010 4:05:12 PM
AF-Chief$28.00$28.006/21/2010 4:21:57 PM
desertoasis$25.00$25.006/21/2010 4:12:36 PM
IntrepidInvestment$50.00$50.006/21/2010 4:19:36 PM
successful-euro$40.00$40.006/21/2010 4:48:32 PM
tuneman1980$25.00$25.006/21/2010 4:49:21 PM
zorg77$25.00$25.006/21/2010 4:22:54 PM
gallant-economy9$25.00$25.006/21/2010 4:52:42 PM
lagnisiruk$25.00$25.006/21/2010 4:52:46 PM
AlexTrep$25.00$25.006/21/2010 4:44:14 PM
dparkhom$25.00$25.006/21/2010 4:58:02 PM
Artist_Blue$25.00$25.006/21/2010 4:47:24 PM
LongTail$25.00$25.006/21/2010 4:59:20 PM
FASTIZIO_P$27.00$27.006/21/2010 4:59:30 PM
Frankk2$25.00$25.006/21/2010 6:09:12 PM
the-cash-allotment$30.00$30.006/21/2010 5:33:35 PM
wlm3012$25.00$25.006/21/2010 6:19:04 PM
money-fort$25.00$25.006/23/2010 11:19:42 PM
squarebob$25.00$25.006/24/2010 10:58:31 AM
market-pudding$25.00$25.006/24/2010 5:44:26 PM
AlexTrep$25.00$25.006/24/2010 5:01:35 PM
privatebankerva$25.00$25.006/25/2010 8:22:20 AM
sensational-peace6$100.00$100.006/25/2010 9:57:51 AM
simeonthewhale$25.00$25.006/25/2010 3:54:49 AM
bbeeler$114.78$114.786/25/2010 5:10:19 AM
brightest-dignified-penny$25.00$25.006/25/2010 5:36:14 PM
three-for-6$108.35$108.356/25/2010 5:19:32 PM
b2m80s$25.00$25.006/25/2010 8:49:24 PM
interstellar$50.00$50.006/25/2010 11:11:46 PM
leverage-monger$25.00$25.006/26/2010 9:45:32 AM
mammalian4$50.00$50.006/26/2010 11:09:18 AM
wlm3012$25.00$25.006/26/2010 11:15:34 AM
patriot384$70.00$70.006/26/2010 5:42:18 PM
AM2008$25.00$25.006/27/2010 3:03:31 PM
E-B$50.00$50.006/27/2010 3:55:10 AM
jamiee73$25.00$25.006/27/2010 7:49:13 AM
scoobiedoo$25.00$25.006/27/2010 9:55:17 PM
credit-missile$25.00$25.006/28/2010 7:24:19 AM
KLcapital$25.00$25.006/27/2010 7:14:35 PM
Leshan$25.00$25.006/28/2010 8:01:01 AM
new-peso-concerto$133.33$133.336/28/2010 8:16:34 AM
principal-star$25.00$25.006/28/2010 9:55:53 AM
John_Galt$25.00$25.006/28/2010 10:58:09 AM
ore-dojo$25.00$25.006/28/2010 11:00:40 AM
110 bids
 
Borrower Payment Dependent Notes Series 463193
This series of Notes was issued and sold upon the funding of the borrower loan #43196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-24-2010 
 
Starting lender yield: 26.25% Starting borrower rate/APR: 27.25% / 29.59% Starting monthly payment: $286.72
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $286.72
 
Auction yield range: 10.98% - 26.25% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1987 Debt/Income ratio: 14%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 2 / 2Length of status:0y 2m
Credit score: 660-679 (Jun-2010) Total credit lines: 13 Occupation: Nurse (LPN)
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 20    
Screen name: duty-resonance4 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for nursing school
Purpose of this loan will be used to help turn my dream of becoming an RN into reality!

My financial situation: I made some credit mistakes when I was younger and have had a hard time getting a loan to fund my school, I have since changed my habits and am turning my financial situation in the positive direction!
I am a good candidate for this loan because?I have full time steady income and am motivated to raise my score so I will be making all payments on time and at times more than one payment a month!

Monthly net income: $ 2300-2400

Monthly expenses: $ 375.00
??Housing: $150
??Insurance: $88.00
??Car expenses: $60.00
??Utilities: $Na
??Phone, cable, internet: $38.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$50.00$50.006/21/2010 3:57:30 PM
MADAOO7$50.00$50.006/21/2010 3:57:37 PM
bid-czar8$100.00$100.006/21/2010 3:59:46 PM
personal-lender$25.00$25.006/21/2010 3:57:09 PM
washboard1$100.00$100.006/21/2010 4:01:03 PM
relentless-penny$25.00$25.006/21/2010 4:05:11 PM
yield-seeker$25.00$25.006/21/2010 4:06:39 PM
Helenska11$25.00$25.006/21/2010 4:08:44 PM
somebody32$25.00$25.006/21/2010 4:40:13 PM
desertoasis$25.00$25.006/21/2010 4:12:35 PM
accordion8$25.00$25.006/21/2010 4:43:38 PM
life-is-great$25.00$25.006/21/2010 4:16:32 PM
seisen$50.00$50.006/21/2010 4:17:19 PM
visionary-currency$50.00$50.006/21/2010 4:20:22 PM
zorg77$25.00$25.006/21/2010 4:22:54 PM
utmom$25.00$25.006/21/2010 4:23:32 PM
spsavage$25.00$25.006/21/2010 4:52:44 PM
Veggie_Monkey$25.00$25.006/21/2010 4:41:00 PM
loan4teacher$50.00$50.006/21/2010 4:47:03 PM
Artist_Blue$25.00$25.006/21/2010 4:47:25 PM
successful-euro$40.00$40.006/21/2010 4:48:32 PM
rlrcstr$25.00$25.006/21/2010 5:03:03 PM
cash-spark3$50.00$50.006/21/2010 5:06:52 PM
Lam0nt$25.00$25.006/21/2010 5:08:22 PM
Phantom99$25.00$25.006/21/2010 4:59:27 PM
generous-deal6$25.00$25.006/21/2010 5:16:58 PM
payment-gusto$25.00$25.006/21/2010 5:40:20 PM
qwsd12$40.00$40.006/21/2010 5:06:54 PM
top-historic-peso$26.00$26.006/21/2010 5:06:57 PM
loot-heart$50.00$50.006/21/2010 5:06:06 PM
BooFoo22$25.00$25.006/21/2010 5:08:27 PM
calsig1363$25.00$25.006/21/2010 9:29:51 PM
Loandoc62$25.00$25.006/21/2010 5:10:16 PM
gotjack$25.00$25.006/21/2010 10:05:07 PM
ommcd$25.00$25.006/21/2010 5:16:01 PM
roxon$25.00$25.006/21/2010 10:20:57 PM
brother_tam$50.00$50.006/21/2010 5:40:13 PM
jono9999$100.54$100.546/22/2010 3:49:51 AM
MoneyLender72$49.28$49.286/21/2010 7:59:48 PM
greatwhiteninja$25.00$25.006/21/2010 9:47:22 PM
Gibbyland$32.35$32.356/21/2010 8:59:57 PM
gavinfh$25.00$25.006/22/2010 5:55:52 AM
sharkm$25.00$25.006/21/2010 9:46:59 PM
kginatl$25.00$25.006/21/2010 10:08:03 PM
delivery$25.00$25.006/21/2010 10:23:22 PM
social-conductor4$25.00$25.006/21/2010 10:32:41 PM
randsenterprise$25.00$25.006/21/2010 10:18:35 PM
fair-rate$25.00$25.006/21/2010 10:32:14 PM
Gixxer600$25.00$25.006/22/2010 1:10:02 AM
orange-preeminant-bill$50.73$50.736/21/2010 10:33:54 PM
DadWarbucks$25.00$25.006/22/2010 5:30:27 AM
DowntownLAcash$25.00$25.006/22/2010 6:14:36 AM
RebuildALife$25.00$25.006/22/2010 9:34:55 AM
worth-arch$25.00$25.006/22/2010 9:48:01 AM
noble-revenue$41.71$41.716/22/2010 10:25:35 AM
oskizzle$25.00$25.006/22/2010 12:51:56 PM
ash135$25.00$25.006/22/2010 12:52:07 PM
LBOregon$25.00$25.006/22/2010 12:52:21 PM
decisive-capital$100.00$100.006/22/2010 12:52:25 PM
rhin0cerx$50.00$50.006/22/2010 12:52:31 PM
flwah$25.00$25.006/22/2010 4:09:41 PM
DreDub$50.00$50.006/22/2010 4:30:45 PM
zigzagz03$25.00$25.006/22/2010 4:34:26 PM
smart-rate7$30.00$30.006/22/2010 5:38:14 PM
realtormoises$25.00$25.006/22/2010 4:41:14 PM
coasterman$25.00$25.006/22/2010 6:20:08 PM
Cre8iveCash$25.00$25.006/22/2010 8:50:30 PM
topher515$25.00$25.006/22/2010 9:09:49 PM
Sateesh$44.65$44.656/23/2010 10:22:47 AM
Pman$25.00$25.006/23/2010 8:31:23 AM
yngling$25.00$25.006/23/2010 10:17:12 AM
mudaholic$25.00$25.006/23/2010 10:45:48 AM
rlgnyc$44.13$44.136/23/2010 10:46:33 AM
filovirus$25.00$25.006/23/2010 2:15:16 PM
108lender$25.00$25.006/23/2010 4:36:27 PM
bikingbtb$25.00$25.006/24/2010 9:46:36 AM
famous-bill$50.00$50.006/24/2010 6:21:31 AM
PatRichi$25.00$25.006/24/2010 6:49:34 AM
rockhound84$25.00$25.006/24/2010 7:10:01 AM
TCayce$25.00$25.006/24/2010 9:49:27 AM
reflective-rupee$1,200.00$1,191.046/24/2010 9:56:55 AM
wwwUniversal$25.00$25.006/24/2010 10:13:13 AM
AlexTrep$25.00$25.006/24/2010 5:01:38 PM
bountiful-durability$50.00$50.006/21/2010 4:05:01 PM
orderly-leverage$30.00$30.006/21/2010 3:56:59 PM
Havana21$25.00$25.006/21/2010 3:58:55 PM
greenwell$25.00$25.006/21/2010 4:02:06 PM
IntrepidInvestment$50.00$50.006/21/2010 4:19:35 PM
riproaringrapids$25.00$25.006/21/2010 4:03:53 PM
SeaSoundFinancier$25.00$25.006/21/2010 4:23:40 PM
burrito6$25.00$25.006/21/2010 4:19:28 PM
sarisai$50.00$50.006/21/2010 4:48:05 PM
AF-Chief$28.00$28.006/21/2010 4:21:57 PM
credit-wheel7$25.00$25.006/21/2010 4:21:20 PM
orderly-loot$25.00$25.006/21/2010 4:50:50 PM
green-thoughtful-yield$50.00$50.006/21/2010 4:50:55 PM
loanscholar$50.00$50.006/21/2010 4:22:19 PM
SFDiver$25.00$25.006/21/2010 4:23:14 PM
loyalist1$50.00$50.006/21/2010 4:23:25 PM
jeromeyuan$25.00$25.006/21/2010 4:23:07 PM
head$25.00$25.006/21/2010 4:53:46 PM
AlexTrep$25.00$25.006/21/2010 4:44:14 PM
teller$25.00$25.006/21/2010 4:51:17 PM
gallant-economy9$25.00$25.006/21/2010 4:52:42 PM
lagnisiruk$25.00$25.006/21/2010 4:52:47 PM
FeedTheMachine$100.00$100.006/21/2010 5:05:58 PM
SNH$50.00$50.006/21/2010 5:06:55 PM
S-Master$25.00$25.006/21/2010 5:06:35 PM
Dubbs360$35.14$35.146/21/2010 10:05:05 PM
danthemon35$25.00$25.006/21/2010 5:40:24 PM
lloyd_s$25.00$25.006/21/2010 10:20:08 PM
FASTIZIO_P$27.00$27.006/21/2010 10:22:31 PM
pavelz$50.00$50.006/21/2010 5:40:16 PM
compassion-paladin042$25.00$25.006/21/2010 10:36:19 PM
purdue98$25.00$25.006/21/2010 9:21:13 PM
agreement-sycamore$50.00$50.006/22/2010 4:49:32 AM
larrkon$25.00$25.006/21/2010 9:46:28 PM
OCedHrt$38.10$38.106/21/2010 9:47:39 PM
assetmanager$25.00$25.006/22/2010 6:04:29 AM
pchampions$25.00$25.006/21/2010 9:46:09 PM
tkr2$25.00$25.006/21/2010 10:20:59 PM
SDNLR$25.00$25.006/21/2010 10:06:19 PM
Comoparklender$25.00$25.006/22/2010 7:15:09 AM
HHP$25.00$25.006/21/2010 10:19:13 PM
piter-to-la-investment$25.00$25.006/21/2010 10:39:29 PM
jonbozeman$25.00$25.006/21/2010 10:23:10 PM
coin-sage0$50.00$50.006/21/2010 10:23:43 PM
tech310$50.00$50.006/22/2010 12:30:38 AM
dedicated-diversification5$55.16$55.166/21/2010 10:33:38 PM
knight3136$25.00$25.006/22/2010 2:55:22 AM
phillipd48$25.00$25.006/22/2010 5:05:01 AM
KrazyCelticKid$50.00$50.006/22/2010 8:30:02 AM
LJLender$30.69$30.696/22/2010 9:24:32 AM
Cypher041$25.00$25.006/22/2010 9:34:58 AM
parsec9$25.00$25.006/22/2010 9:35:34 AM
famous-hope$50.00$50.006/22/2010 9:39:47 AM
dparkhom$25.00$25.006/22/2010 12:52:13 PM
Sam65$25.00$25.006/22/2010 12:52:24 PM
bnlforever$25.00$25.006/22/2010 12:52:30 PM
samo102us$25.00$25.006/22/2010 12:52:22 PM
MONEYMATCH$25.00$25.006/22/2010 12:52:28 PM
browneyegravy$25.00$25.006/22/2010 12:51:25 PM
stoopidnoodle$25.00$25.006/22/2010 12:51:53 PM
cash-tiramisu$109.22$109.226/22/2010 12:52:15 PM
gizzywump$25.00$25.006/22/2010 12:52:23 PM
NoMoreDebt4Me$25.00$25.006/22/2010 12:52:34 PM
natecam$25.00$25.006/22/2010 12:52:39 PM
treasure-bliss$44.47$44.476/22/2010 3:53:35 PM
LongTail$25.00$25.006/22/2010 4:08:26 PM
zeelender$25.00$25.006/22/2010 4:09:21 PM
five-star-justice$36.00$36.006/22/2010 4:08:25 PM
KiwiElf$25.00$25.006/22/2010 4:09:22 PM
Plotinus$34.71$34.716/22/2010 4:09:40 PM
teega5$25.00$25.006/22/2010 5:14:25 PM
Tikiland$25.00$25.006/22/2010 5:50:00 PM
MrMcduck$25.00$25.006/23/2010 10:32:23 AM
asmithj$50.00$50.006/23/2010 10:50:15 AM
wlm3012$25.00$25.006/23/2010 8:34:52 AM
Abundanceforus$109.43$109.436/23/2010 1:08:27 PM
aader$25.00$25.006/23/2010 10:17:44 AM
mdf$50.00$50.006/23/2010 10:34:38 AM
ouyangers$25.00$25.006/23/2010 10:49:02 AM
teejay411$100.00$100.006/23/2010 1:09:48 PM
helping-out$30.00$30.006/23/2010 4:10:51 PM
Billfred$25.00$25.006/23/2010 4:37:07 PM
ChrisKwan$25.00$25.006/23/2010 8:11:01 PM
goodcents$25.00$25.006/23/2010 8:03:04 PM
bcg2004$25.00$25.006/24/2010 6:19:50 AM
investment-tempo$50.00$50.006/24/2010 9:36:41 AM
gustavzantanon$26.65$26.656/24/2010 9:45:54 AM
slojudy$25.00$25.006/24/2010 9:49:21 AM
171 bids
 
Borrower Payment Dependent Notes Series 463275
This series of Notes was issued and sold upon the funding of the borrower loan #43167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,700.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jun-18-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 12.85% Starting borrower rate/APR: 13.85% / 16.01% Starting monthly payment: $160.29
Final lender yield: 12.75% Final borrower rate/APR: 13.75% / 15.90% Final monthly payment: $160.06
 
Auction yield range: 5.98% - 12.85% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.54%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2000 Debt/Income ratio: 11%
Basic (1-10): 8 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 10Length of status:5y 0m
Credit score: 740-759 (Jun-2010) Total credit lines: 18 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $430Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 5%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 3    
Screen name: yorktur1966 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 740-759 (Latest)
Principal borrowed: $9,000.00< 31 days late: 0 ( 0% )  
700-719 (Jan-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 4  
Description
Second time Borrower for School
Purpose of loan:
The purpose for this loan is in reference to School. I plan to attend wgu.edu. The fees is 5,000 per year. . I have no?credit cards balances and an IRA of 4,500,? This is my second loan. First loan completely paid off with?no late payments. I intend to take some computer related courses in programming. This will make me more marketable in the job market and most important give me the necessary skills to peform tasks currently done in a more efficent manner at work. An example?is to learn how to access tables at the back end of a software and produce information as requested, write complicated macros for repeated tasks. those are just a few of the examples. I intend to complete this course in 18 months. The total cost if 7,500. I can manage to make payments on the difference of (7,500-4,700)
My monthly net income is 3,200. Thank you.
Rent 1,100
Cable/phone/Water/Electricity 400.
Groceries 600
Car insurance 76
Social Activities 400.00
There are no?car payments
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Do you have savings in addition to your IRA? Where will you get the extra money you need to pay the full $7500? Thanks and Good Luck! - proton346
A: Yes I do, but I have made an agreement to pay the school 2,500 in Feburary of next year.That is after tax returns. (Jun-24-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jgar_O$25.00$25.006/19/2010 8:48:14 AM
totoro$25.00$25.006/19/2010 1:24:01 PM
lender12345$25.00$25.006/19/2010 9:07:36 AM
alpinaut$25.00$25.006/20/2010 8:26:24 AM
marwadi-62$100.00$100.006/19/2010 8:26:29 PM
wwwUniversal$25.00$25.006/19/2010 7:59:30 PM
lsx7$162.00$162.006/20/2010 6:55:47 PM
hidavehi$44.00$44.006/20/2010 1:27:29 PM
buckyhead2000$25.00$25.006/21/2010 12:05:03 AM
credit-panda1$25.00$25.006/21/2010 7:01:09 AM
mosby$50.00$50.006/21/2010 12:51:29 PM
vine99$65.00$65.006/21/2010 8:47:50 PM
rockhound84$25.00$25.006/22/2010 5:48:16 AM
satisfying-deal5$47.98$47.986/22/2010 4:56:18 PM
the-profit-oracle$25.00$25.006/22/2010 8:32:27 PM
zone6$100.00$100.006/22/2010 7:26:18 PM
crdcteng$25.00$25.006/23/2010 2:59:57 PM
hawk357$25.00$25.006/23/2010 9:06:04 PM
rockhound84$25.00$25.006/24/2010 6:46:04 AM
PrepWonder$75.00$75.006/23/2010 5:54:13 PM
lendstats_com$100.00$100.006/23/2010 7:55:27 PM
red-favorable-basis$25.00$25.006/23/2010 8:35:55 PM
patriot384$220.00$220.006/24/2010 6:43:16 AM
todd4416$100.00$100.006/24/2010 10:30:40 AM
TheArtOfLogic$25.00$25.006/24/2010 7:13:57 AM
LittleMingo$25.00$25.006/24/2010 11:50:14 AM
gas$25.00$25.006/24/2010 12:45:11 PM
Trapman13$100.00$100.006/24/2010 9:14:07 AM
trumpeter5$25.00$25.006/24/2010 2:10:10 PM
Leshan$100.00$100.006/24/2010 2:15:39 PM
ttnk62918$25.00$25.006/24/2010 10:21:26 AM
aztec$50.00$50.006/24/2010 11:48:23 AM
kevdigital$25.00$25.006/24/2010 4:04:45 PM
unbelievable-value2$25.00$25.006/24/2010 10:52:06 PM
jybank$25.00$25.006/24/2010 5:18:27 PM
Feyenoord$25.00$25.006/24/2010 6:53:31 PM
erowis$25.00$25.006/24/2010 7:54:09 PM
grampy48$25.00$25.006/25/2010 7:41:27 AM
loanman2007$300.00$300.006/25/2010 7:53:57 AM
versatilenyguy$100.00$100.006/25/2010 8:06:30 AM
turbolozano$50.00$50.006/24/2010 8:40:46 PM
Champion_Lending$25.00$25.006/25/2010 9:51:18 AM
jimmya$30.30$30.306/25/2010 1:57:59 AM
us957165$25.00$23.716/25/2010 10:59:45 AM
direct-asset$25.00$25.006/25/2010 7:29:32 AM
DalCowboys$25.00$25.006/25/2010 7:39:51 AM
leverage-burrito$25.00$25.006/25/2010 7:43:56 AM
lakrav$25.00$25.006/25/2010 7:44:33 AM
trade-elm$25.00$25.006/25/2010 12:29:27 PM
credit-missile$87.58$87.586/25/2010 8:44:22 AM
TheGeek$25.00$25.006/25/2010 12:51:08 PM
Queueball1$50.00$50.006/25/2010 8:41:22 AM
goodhearted-basis4$25.00$25.006/25/2010 4:29:14 PM
JGuide$56.29$56.296/25/2010 10:52:06 AM
AM2171$25.00$25.006/25/2010 12:52:44 PM
gilbrear$25.00$25.006/25/2010 12:59:07 PM
market-pudding$25.00$25.006/25/2010 2:26:11 PM
statenisland51$25.00$25.006/25/2010 4:05:50 PM
lazyeye$25.00$25.006/25/2010 4:21:50 PM
StocksMan$50.00$50.006/25/2010 4:29:22 PM
income-lion$25.00$25.006/18/2010 6:17:47 PM
Kessler$26.00$26.006/19/2010 7:59:28 PM
exchange-dreams$25.00$25.006/19/2010 9:40:21 PM
ptjg$50.00$50.006/21/2010 4:55:30 PM
supasonic$25.00$25.006/21/2010 6:08:15 PM
sflash$27.99$27.996/21/2010 6:50:02 PM
PersonalBnkr$25.00$25.006/22/2010 5:54:42 AM
Spring342$25.00$25.006/22/2010 11:37:58 AM
redmen93$100.00$100.006/22/2010 8:28:24 PM
puchkoo$25.00$25.006/23/2010 7:10:27 AM
scratch4you$25.00$25.006/23/2010 4:25:00 PM
moola-accelerator6$30.00$30.006/23/2010 7:34:20 PM
gjm6d$25.00$25.006/23/2010 8:42:20 PM
gpuck$25.00$25.006/23/2010 9:27:51 PM
SC2TX$50.00$50.006/24/2010 4:52:26 AM
patriot384$84.82$84.826/23/2010 5:24:00 PM
dontletmoneyfoolya$50.00$50.006/23/2010 7:46:19 PM
sparkmeister$25.00$25.006/24/2010 9:49:10 AM
Tizzo27$84.37$84.376/23/2010 9:01:44 PM
fireman4$25.00$25.006/24/2010 7:13:35 AM
mehlp2$25.00$25.006/24/2010 12:15:40 PM
twerns$45.00$45.006/24/2010 12:45:37 PM
Machbannai$25.00$25.006/24/2010 9:20:08 AM
squarebob$25.00$25.006/24/2010 11:04:11 AM
Sven79$50.00$50.006/24/2010 11:11:33 AM
PrepWonder$25.00$25.006/24/2010 1:18:23 PM
tooflets$25.00$25.006/24/2010 1:14:02 PM
balance-chestnut$50.00$50.006/24/2010 4:00:24 PM
persistent-funds9$25.00$25.006/24/2010 9:54:03 PM
hawaii5-0$25.00$25.006/24/2010 11:29:39 PM
investment-cluster$25.00$25.006/24/2010 4:42:05 PM
pythia$25.00$25.006/24/2010 5:21:06 PM
exact-peso2$27.50$27.506/25/2010 5:54:01 AM
jcw3rd$25.00$25.006/24/2010 6:01:13 PM
knight0916$25.00$25.006/24/2010 8:31:25 PM
credit-coach118$25.00$25.006/25/2010 8:47:47 AM
vigilance-searcher$25.00$25.006/25/2010 2:21:18 AM
MattProsper$25.00$25.006/25/2010 11:25:57 AM
wealth-multiplier$25.00$25.006/25/2010 12:15:04 PM
credit-missile$25.00$25.006/25/2010 9:47:01 AM
brondero$50.00$50.006/25/2010 9:53:32 AM
grammaspurse$25.00$25.006/25/2010 4:27:54 PM
klemer$25.00$25.006/25/2010 10:15:45 AM
InvestForWealth$62.46$62.466/25/2010 10:52:26 AM
StrongMonty$25.00$25.006/25/2010 12:52:58 PM
Islandgal$100.00$100.006/25/2010 1:43:44 PM
noble-marketplace$25.00$25.006/25/2010 1:58:44 PM
Srijaya$50.00$50.006/25/2010 3:43:47 PM
108 bids
 
Borrower Payment Dependent Notes Series 463291
This series of Notes was issued and sold upon the funding of the borrower loan #43255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,150.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 11.00% Starting borrower rate/APR: 12.00% / 14.13% Starting monthly payment: $71.41
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $68.57
 
Auction yield range: 3.98% - 11.00% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2003 Debt/Income ratio: 14%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 6Length of status:0y 6m
Credit score: 720-739 (Jun-2010) Total credit lines: 6 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $831Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 19%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: coin-flag Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
The Beginning
I'm 22 years old and have worked two jobs for most of my adult life. I got a little carried away with credit cards when I was 19; I applied for one, and the others came along! I also got health insurance through my first job and exceeded my outpatient coverage, which resulted in several hundred dollars' worth of medical bills. (Once you exceed the annual payout cap, you're responsible for the rest of the amount due.) Finally, I took out a small student loan with my father as the co-signer. I worked just one job from December 2008 to December 2009. I gained a second job and made quite a bit of progress in the past six months. Now I am just down to one job (which, ironically enough, was the "second job" I obtained in December). I make a great hourly income ($8.25 an hour) and have plenty of opportunities for overtime. As you can tell by my credit background, I've ALWAYS been good with my creditors; and despite a generous amount of assistance and support from my family, my debt is one thing I have taken care of directly with hard-work and dedication to my jobs. After all this time, concepts like budgeting and time management are just coming to light. Despite having paid off my credit cards and the fact that budgeting my money is an ongoing practice, I haven't run my credit cards (save for my Bank of America one I use as the "main" one) back up since paying them off! Things are starting to look up. I might even have enough money to buy my own health insurance now. If I can get some money saved up and my finances completely under control, I might even have a shot at living on my own! First thing's first, though -- I see this loan as an opportunity to put my foot in the door through this community. I can pay off the few remaining (but important) debts I have immediately AND also build a relationship with all of you, adding what I know will be another outstanding success to my credit portfolio. I even raised the starting bid APR for this listing from the recommended 9% to 12% to show how sincere I am. It's time to introduce myself!

... Oh, by the way, just so you know, I was shocked to discover that this peer-to-peer lending service causes all loans to be 36-month terms by default.? (I don't see an option to change it.)? I was able to pay off three credit cards, a medical bill (Podiatrist), and a credit line in the most recent six-month period I worked two jobs!? I am certainly not closed off to the idea of paying this loan off early or in more than the monthly payment.? Just saying. :)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
alpinaut$25.00$25.006/21/2010 3:58:13 PM
Havana21$25.00$25.006/21/2010 3:59:02 PM
fair-funds$25.00$25.006/21/2010 4:00:41 PM
Syndication$25.00$25.006/21/2010 4:01:30 PM
bountiful-durability$50.00$50.006/21/2010 4:04:50 PM
relentless-penny$25.00$25.006/21/2010 4:05:25 PM
point-zebra$25.00$25.006/21/2010 4:06:13 PM
orderly-loot$25.00$25.006/21/2010 4:06:58 PM
hookUup$25.00$25.006/21/2010 4:08:16 PM
personal-lender$25.00$25.006/21/2010 3:58:04 PM
teller$55.76$55.766/21/2010 4:12:45 PM
power-defender7$40.00$40.006/21/2010 3:59:52 PM
adir1$25.00$25.006/21/2010 4:14:44 PM
godspeed237$25.00$25.006/21/2010 4:02:25 PM
delicious-social132$25.00$25.006/21/2010 4:03:00 PM
riproaringrapids$25.00$25.006/21/2010 4:03:34 PM
Ranch88$50.00$50.006/21/2010 4:02:41 PM
jangalt$72.00$72.006/21/2010 4:20:10 PM
szetowski$25.00$25.006/21/2010 4:09:16 PM
wowsurfer$25.00$25.006/21/2010 4:19:16 PM
forthright-principal2$25.00$25.006/21/2010 5:16:14 PM
the-profit-oracle$25.00$25.006/22/2010 8:45:10 PM
cwegert$25.00$25.006/23/2010 9:48:25 AM
RandyL3$25.00$25.006/23/2010 10:48:44 AM
interstellar$30.70$30.706/24/2010 9:50:50 AM
Photoman42$25.00$25.006/25/2010 10:16:43 AM
12Knocksinna$25.00$25.006/25/2010 1:29:40 PM
ethicalhumanist$25.00$25.006/25/2010 4:56:50 PM
pavelz$100.00$100.006/21/2010 4:00:17 PM
Tc11902$25.00$25.006/21/2010 4:00:53 PM
Artist_Blue$25.00$25.006/21/2010 4:01:09 PM
yield-seeker$25.00$25.006/21/2010 4:06:26 PM
ray1051$50.00$50.006/21/2010 4:09:05 PM
gojackgo$50.00$50.006/21/2010 4:10:50 PM
grc$50.00$50.006/21/2010 4:11:25 PM
skvat$25.00$25.006/21/2010 3:58:45 PM
BOZO88$25.00$25.006/21/2010 4:15:15 PM
tekkie2412$25.00$25.006/21/2010 4:15:53 PM
red-trade-cologne$25.00$25.006/21/2010 4:01:42 PM
inspired-contract9$50.00$50.006/21/2010 4:01:56 PM
capital-mover7$25.00$25.006/21/2010 4:02:30 PM
wwwUniversal$25.00$25.006/21/2010 4:19:43 PM
ichibon$75.00$75.006/21/2010 4:04:07 PM
Binan$25.00$25.006/21/2010 4:21:01 PM
nunnie$25.00$25.006/21/2010 4:04:19 PM
FlexFunding$100.00$100.006/21/2010 4:06:08 PM
lend_to_you$25.00$25.006/21/2010 4:08:34 PM
UT-Longhorn$25.00$25.006/21/2010 4:08:49 PM
simplelender80$100.00$100.006/21/2010 4:09:38 PM
credit-investor5$100.00$100.006/21/2010 4:12:12 PM
life-is-great$25.00$25.006/21/2010 4:16:40 PM
Aeroman32$25.00$25.006/21/2010 4:20:26 PM
SNH$50.00$50.006/21/2010 4:20:02 PM
mrbanker$100.00$51.546/21/2010 4:21:09 PM
income-lion$25.00$25.006/22/2010 7:06:51 AM
FirstLender$25.00$25.006/24/2010 10:24:30 AM
hawaii5-0$50.00$50.006/24/2010 11:33:23 PM
elvisloans$25.00$25.006/25/2010 12:25:45 PM
tomjac2000$25.00$25.006/25/2010 6:01:52 PM
59 bids
 
Borrower Payment Dependent Notes Series 463299
This series of Notes was issued and sold upon the funding of the borrower loan #43170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 7.0% Auction start date:  Jun-18-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 22.55% Starting borrower rate/APR: 23.55% / 25.84% Starting monthly payment: $311.98
Final lender yield: 22.55% Final borrower rate/APR: 23.55% / 25.84% Final monthly payment: $311.98
 
Auction yield range: 7.98% - 22.55% Estimated loss impact: 7.53%  
Lender servicing fee: 1.00% Estimated return: 15.02%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1989 Debt/Income ratio: 18%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 6Length of status:16y 0m
Credit score: 760-779 (Jun-2010) Total credit lines: 26 Occupation: Civil Service
Now delinquent: 1 Revolving credit balance: $5,003Stated income:$50,000-$74,999
Amount delinquent: $22,757 Bankcard utilization: 18%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: sophisticated-fund6 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
tractor purchase
Purpose of loan:
This loan will be used to? purchase a tractor????

My financial situation:
I am a good candidate for this loan because? I have hardly any debt, and the tractor is to help my?parents with their land?. My delequincey was aproduct of careless trading which landed me in an impossible lease agreement on a toyota truck for $680/mo. after a few months , I just couldn't justify continueing that note.
Monthly net income: $ 3400

Monthly expenses: $
??Housing: $ 215????
??Insurance: $ 110????
??Car expenses: $ 446
??Utilities: $ 125
??Phone, cable, internet: $ 140
??Food, entertainment: $?180??Clothing, household expenses $ 100
??Credit cards and other loans: $ 190
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Could you say more about the delinquency? My understanding is that you still owe $22k for the car. Is that right, and if so, how are you addressing that? - smart-risk-lender
A: This item is closed as a charge-off. (Jun-21-2010)
Q: Do you have anything from the lender showing that they wont attempt to collect? The only way you can settle a debt is to pay for it, negotiate a settlement, or declare bankruptcy. - the-profit-oracle
A: I havea copy of my credit report which states, "CHARGED OFF AS BAD DEBT" ," PROFIT AND LOSS WRITEOFF" , ESTIMATED DATE THIS ITEM WILL BE REMOVED: 12/2014. Thanks (Jun-23-2010)
Q: What was impossible about the lease? Based on the income/expenses you list it appears you clear nearly 1900 per month. - lscott
A: Dealer really stuck it to me, value of vehicle vs amount owed after 4 years of lease amount of 680/mo still almost 23k at end of LEASE. (Jun-25-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orgy63$25.00$25.006/18/2010 4:31:54 PM
simplelender80$100.00$100.006/18/2010 4:32:37 PM
worldly-community3$25.00$25.006/18/2010 5:54:54 PM
personal-lender$25.00$25.006/18/2010 4:32:56 PM
new-return-faire$34.33$34.336/18/2010 7:30:17 PM
Mommy_of_3_Princesses$25.00$25.006/18/2010 7:39:33 PM
ichibon$75.00$75.006/18/2010 4:35:16 PM
Easystreet$25.00$25.006/18/2010 9:03:21 PM
hrubinst$25.00$25.006/18/2010 4:32:12 PM
orderly-loot$25.00$25.006/18/2010 4:39:48 PM
ferocious-exchange3$25.00$25.006/18/2010 5:09:26 PM
Jakono$25.00$25.006/19/2010 4:44:28 AM
JohnW12$25.00$25.006/19/2010 5:39:30 AM
cathexis$100.00$100.006/19/2010 5:44:29 AM
trustu$25.00$25.006/18/2010 4:41:46 PM
unrivaled-justice$25.00$25.006/18/2010 5:35:13 PM
Artist_Blue$25.00$25.006/18/2010 5:35:37 PM
japher$25.00$25.006/18/2010 5:49:50 PM
transparency-advocator$25.00$25.006/18/2010 5:59:33 PM
jethro$50.00$50.006/19/2010 7:15:35 AM
Ananya$50.00$50.006/18/2010 5:24:43 PM
movistar$25.00$25.006/19/2010 7:39:29 AM
FinDoc$25.00$25.006/19/2010 7:54:31 AM
durability-mad-scientist4$62.77$62.776/18/2010 5:39:29 PM
life-is-great$25.00$25.006/18/2010 6:36:03 PM
new-honorable-rate$25.00$25.006/19/2010 8:15:19 AM
velvetsmog$50.00$50.006/19/2010 8:19:47 AM
lendmedo$25.00$25.006/18/2010 7:35:29 PM
greenback-summoner0$25.00$25.006/19/2010 9:36:13 AM
emt747$25.00$25.006/19/2010 9:36:32 AM
bchen78875$25.00$25.006/19/2010 9:37:15 AM
thorough-exchange4$25.00$25.006/19/2010 10:24:31 AM
SanJoser$25.00$25.006/19/2010 11:14:29 AM
wampum-prodigy6$25.00$25.006/18/2010 8:54:43 PM
markluke$50.00$50.006/19/2010 4:56:15 AM
henmota$25.00$25.006/19/2010 1:32:49 PM
wanna-help$25.00$25.006/19/2010 6:39:37 AM
IIP77$25.00$25.006/19/2010 1:36:15 PM
Aimvest$25.00$25.006/19/2010 1:37:52 PM
boater01$50.00$50.006/19/2010 1:50:45 PM
uncleegg$50.00$50.006/19/2010 7:35:53 AM
jla720$25.00$25.006/19/2010 5:35:43 AM
Lender0010$50.00$50.006/19/2010 8:15:00 AM
safe-finance$25.00$25.006/19/2010 2:18:03 PM
money-bauble$56.72$56.726/19/2010 8:19:43 AM
gracej$25.00$25.006/19/2010 8:34:31 AM
piter-to-la-investment$25.00$25.006/19/2010 6:39:35 AM
special-truth$44.25$44.256/19/2010 6:50:19 AM
ImaPutz$25.00$25.006/19/2010 8:49:29 AM
macgeek$38.67$38.676/19/2010 8:55:30 AM
dignified-funds7$25.00$25.006/19/2010 9:35:12 AM
demoseal$25.00$25.006/19/2010 9:35:28 AM
tallmon$25.00$25.006/19/2010 9:36:33 AM
teller$25.00$25.006/19/2010 9:36:40 AM
sarisai$81.68$81.686/19/2010 8:55:24 AM
market-walnut5$38.42$38.426/19/2010 8:59:36 AM
turbolozano$25.00$25.006/19/2010 9:04:36 AM
sugarhoof$25.00$25.006/19/2010 9:35:17 AM
famous-bill$50.00$50.006/19/2010 9:36:02 AM
lloyd_s$25.00$25.006/19/2010 9:36:30 AM
blackstar$25.00$25.006/19/2010 9:36:55 AM
whitebalcony$100.00$100.006/19/2010 9:55:59 AM
iflyforfun$25.00$25.006/19/2010 1:20:41 PM
Sefotonga$25.00$25.006/19/2010 10:59:29 AM
speedy-point$25.00$25.006/19/2010 11:36:33 AM
jlwells$36.68$36.686/19/2010 1:32:36 PM
georg$25.00$25.006/19/2010 1:02:48 PM
Dap2005$25.00$25.006/19/2010 1:37:32 PM
misterhobbs$25.00$25.006/19/2010 1:18:12 PM
jonn834$25.00$25.006/19/2010 1:19:52 PM
shingu79$25.04$25.046/19/2010 1:20:08 PM
peerlender$25.00$25.006/19/2010 1:22:12 PM
DcUnited$30.00$30.006/19/2010 1:50:24 PM
enforcer5$25.00$25.006/19/2010 1:50:49 PM
Cheburashka$25.00$25.006/19/2010 1:23:18 PM
runner262$25.00$25.006/19/2010 1:23:43 PM
pbr$25.00$25.006/19/2010 1:36:38 PM
Picopie$37.69$37.696/19/2010 1:37:58 PM
SnE$25.00$25.006/19/2010 2:18:09 PM
gqrob$26.03$26.036/19/2010 1:50:48 PM
mattbly$25.00$25.006/19/2010 2:02:47 PM
impressive-credit431$25.00$25.006/19/2010 2:06:13 PM
thrifty-return$27.72$27.726/19/2010 2:16:51 PM
Comoparklender$30.00$30.006/19/2010 2:19:05 PM
healingangel22$25.00$25.006/19/2010 3:06:47 PM
cloud8$25.00$25.006/20/2010 12:16:31 PM
marketplace-spark$25.00$25.006/20/2010 4:02:10 PM
wwwUniversal$25.00$25.006/19/2010 7:59:31 PM
charitycoon$25.00$25.006/20/2010 2:44:37 PM
green-thoughtful-yield$50.00$50.006/21/2010 9:55:13 AM
Bekim$32.00$32.006/21/2010 4:49:36 AM
frogperson$50.00$50.006/21/2010 4:22:37 PM
market-pudding$25.00$25.006/22/2010 4:08:23 PM
interstellar$44.63$44.636/22/2010 4:20:18 PM
zone6$100.00$100.006/22/2010 7:24:40 PM
Loan_Some_Money$25.00$25.006/23/2010 8:45:41 AM
SSammy$100.00$100.006/23/2010 4:37:00 PM
superstar449$25.00$25.006/23/2010 8:04:27 PM
mckhbnpc$30.00$30.006/24/2010 11:48:42 AM
squarebob$25.00$25.006/24/2010 11:06:30 AM
squarebob$25.00$25.006/24/2010 11:06:46 AM
Troutfinder$25.00$25.006/24/2010 2:05:29 PM
Leshan$25.00$25.006/24/2010 2:17:22 PM
Prairie-MN$30.00$30.006/24/2010 7:59:09 PM
Bob450$25.00$25.006/24/2010 4:45:15 PM
Bank_of_T$43.42$43.426/24/2010 7:47:04 PM
leverage-monger$60.00$60.006/25/2010 7:56:48 AM
principal-laser$60.47$60.476/25/2010 8:14:42 AM
Miklot$100.00$100.006/25/2010 9:11:19 AM
trade-elm$25.00$25.006/25/2010 12:30:32 PM
goodhearted-basis4$25.00$25.006/25/2010 4:26:46 PM
Whipster$25.00$25.006/25/2010 1:19:17 PM
pellet$25.00$25.006/25/2010 12:58:27 PM
KFB_Investments$27.86$27.866/25/2010 4:10:04 PM
squarebob$26.64$26.646/25/2010 3:30:13 PM
Avala$50.00$50.006/18/2010 4:32:14 PM
holstj$25.00$25.006/18/2010 4:36:00 PM
bountiful-durability$50.00$50.006/18/2010 4:36:15 PM
Bank_Of_XL$25.00$25.006/18/2010 4:56:19 PM
american6$25.00$25.006/18/2010 4:32:20 PM
gulch$26.28$26.286/18/2010 7:35:31 PM
cognizant-rate732$50.00$50.006/18/2010 4:34:59 PM
riproaringrapids$25.00$25.006/18/2010 4:35:09 PM
relentless-penny$25.00$25.006/18/2010 4:36:23 PM
studious-bonus7$50.00$50.006/18/2010 4:31:59 PM
treasure-hunter270$25.00$25.006/18/2010 4:32:33 PM
Ayemia$25.00$25.006/18/2010 9:59:37 PM
Havana21$25.00$25.006/18/2010 4:33:18 PM
successful-euro$30.00$30.006/18/2010 4:41:48 PM
yield-seeker$25.00$25.006/18/2010 4:36:38 PM
maldok1$25.00$25.006/19/2010 5:50:36 AM
conaty$50.00$50.006/19/2010 7:10:10 AM
gavinfh$25.00$25.006/18/2010 5:59:34 PM
wise-spiritual-commitment$50.00$50.006/19/2010 8:34:30 AM
payout-banker4$25.00$25.006/18/2010 6:24:52 PM
peb44$50.00$50.006/19/2010 8:59:37 AM
mulberry4$25.00$25.006/18/2010 7:29:47 PM
neutrino6$25.00$25.006/19/2010 9:35:24 AM
authoritative-capital$25.00$25.006/19/2010 9:35:30 AM
uncleharold$35.00$35.006/19/2010 9:35:49 AM
monstersdad$36.41$36.416/18/2010 7:14:44 PM
j2ee$25.00$25.006/19/2010 10:05:23 AM
alexstar$25.00$25.006/19/2010 10:24:33 AM
dave601m$25.00$25.006/19/2010 11:14:41 AM
thefiringzod$25.00$25.006/19/2010 11:36:36 AM
lend_to_you$25.00$25.006/19/2010 4:29:32 AM
gentle-gold$25.00$25.006/19/2010 5:04:32 AM
vegibenz$25.00$25.006/19/2010 1:05:10 PM
OrcaFIN$25.00$25.006/19/2010 1:20:20 PM
LandE2BG$25.00$25.006/19/2010 1:22:06 PM
UT-Longhorn$25.00$25.006/19/2010 6:14:35 AM
imoutdoorsy$25.00$25.006/18/2010 10:45:03 PM
gardenofeden$31.46$31.466/19/2010 6:36:09 AM
overflowinglife$25.00$25.006/18/2010 11:54:34 PM
br4444$25.00$25.006/19/2010 1:33:31 PM
fopaul13$25.00$25.006/19/2010 1:34:03 PM
lounges$25.00$25.006/19/2010 7:10:00 AM
Katburg$35.00$35.006/19/2010 1:36:42 PM
GatorBux$100.00$100.006/19/2010 7:14:34 AM
refined-income7$25.00$25.006/19/2010 7:14:46 AM
janus_god$25.00$25.006/19/2010 1:51:04 PM
Lightlife$34.79$34.796/19/2010 1:51:35 PM
gold-disk$42.57$42.576/19/2010 5:35:44 AM
RSV$25.00$25.006/19/2010 2:03:46 PM
Gibbyland$44.64$44.646/19/2010 2:04:52 PM
371millwood$300.00$300.006/19/2010 3:06:38 PM
awm$50.00$50.006/19/2010 8:05:53 AM
NeutronStar$50.00$50.006/19/2010 8:09:40 AM
samo102us$25.00$25.006/19/2010 9:36:28 AM
flexible-return297$25.00$25.006/19/2010 9:04:35 AM
soulwork$25.00$25.006/19/2010 9:10:14 AM
ommcd$25.00$25.006/19/2010 11:29:33 AM
green-glowing-gain$25.00$25.006/19/2010 9:36:11 AM
rider350$25.00$25.006/19/2010 1:04:53 PM
balanced-bill7$47.11$47.116/19/2010 11:29:36 AM
versatile-platinum4$25.00$25.006/19/2010 12:34:30 PM
giannyny$25.00$25.006/19/2010 1:04:33 PM
KBank$25.00$25.006/19/2010 1:47:26 PM
analogman$25.00$25.006/19/2010 1:20:05 PM
lokiswolf$26.92$26.926/19/2010 1:22:10 PM
castleman$25.00$25.006/19/2010 1:22:54 PM
petejones32$25.00$25.006/19/2010 1:32:10 PM
lamarsam$25.00$25.006/19/2010 1:34:49 PM
sjlnn$25.00$25.006/19/2010 1:36:35 PM
miket71$31.05$31.056/19/2010 2:07:19 PM
Longtermcapitalmgmt$25.00$25.006/19/2010 2:17:33 PM
tremendous-payment$25.00$25.006/19/2010 2:18:42 PM
Int_PrinRateTime4000$27.92$27.926/19/2010 2:19:02 PM
lysholm$25.00$25.006/19/2010 1:50:05 PM
treasure-bliss$100.00$57.676/19/2010 2:20:01 PM
o0Sparrow0o$25.00$25.006/19/2010 2:03:04 PM
BuffetRocks$50.00$50.006/19/2010 2:06:26 PM
gunderstone$28.21$28.216/20/2010 6:57:19 PM
tnjohnso$25.00$25.006/21/2010 5:09:59 PM
Jester8967$45.00$45.006/22/2010 3:55:07 PM
deadzed$62.00$62.006/23/2010 1:31:05 AM
dontletmoneyfoolya$50.00$50.006/23/2010 6:25:24 AM
ChrisKwan$25.00$25.006/23/2010 9:41:40 AM
mlj0671$25.00$25.006/23/2010 11:22:24 AM
frogperson$100.00$100.006/24/2010 9:05:25 AM
PersonalBnkr$50.00$50.006/23/2010 7:04:19 PM
Stingray8a$25.00$25.006/23/2010 9:01:30 PM
Bob450$25.00$25.006/23/2010 9:26:25 PM
nalaari$43.12$43.126/24/2010 8:07:34 AM
buffalobills$25.00$25.006/24/2010 11:45:56 AM
moola-accelerator6$25.00$25.006/24/2010 2:00:34 PM
turbolozano$85.83$85.836/24/2010 8:42:12 PM
mpatrick$25.00$25.006/24/2010 5:44:08 PM
hidavehi$44.00$44.006/24/2010 7:11:13 PM
Ambassador$25.00$25.006/24/2010 8:20:27 PM
capital-baron507$100.00$100.006/24/2010 10:49:43 PM
colorfulgardener$25.00$25.006/25/2010 9:54:33 AM
vigilance-searcher$25.00$25.006/25/2010 2:19:09 AM
top-courteous-peso$65.00$65.006/25/2010 5:30:24 AM
PotBellyPete$40.00$40.006/25/2010 8:47:31 AM
Bob450$30.00$30.006/25/2010 3:55:29 PM
sensational-peace6$50.00$50.006/25/2010 9:55:16 AM
jybank$25.00$25.006/25/2010 11:10:46 AM
NekHoldings$25.00$25.006/25/2010 12:13:29 PM
TheGeek$25.00$25.006/25/2010 12:51:51 PM
dollar-authority$200.00$200.006/25/2010 2:20:34 PM
221 bids
 
Borrower Payment Dependent Notes Series 463303
This series of Notes was issued and sold upon the funding of the borrower loan #43264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-24-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $111.63
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $111.63
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2004 Debt/Income ratio: 44%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 11Length of status:2y 2m
Credit score: 740-759 (Jun-2010) Total credit lines: 15 Occupation: Other
Now delinquent: 0 Revolving credit balance: $1,686Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 12%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: yield-zoomer Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card and Student Loan Payoff
Purpose of loan:
Hello everyone!? I will be using this loan to pay off my Discover card (around $1300) which has a pretty high APR (over 20%).? Also, I will be using the rest of the money to pay off a student loan that is around $2000.? My fiancee and I are trying to get our finances in order before we get married next year, and I would like to eliminate all of my credit card debt.?

My financial situation:
I am a great candidate for this loan because I pride myself in paying ALL of my bills on time!? I never miss payments on anything and I have even dabbled in the investing side of Prosper... (it's actually kind of fun!)

I make decent money (around $2300 every month after taxes and medical/dental/etc are taken out).? I live with my fiancee and she also makes great money as a registered nurse.? Our bills are low and paying this loan on time will not be a problem!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
personal-lender$25.00$25.006/21/2010 3:58:05 PM
Artist_Blue$25.00$25.006/21/2010 4:01:08 PM
godspeed237$25.00$25.006/21/2010 4:02:23 PM
FlexFunding$100.00$100.006/21/2010 4:06:09 PM
yield-seeker$25.00$25.006/21/2010 4:06:26 PM
ray1051$50.00$50.006/21/2010 4:09:04 PM
simplelender80$100.00$100.006/21/2010 4:09:37 PM
skvat$25.00$25.006/21/2010 3:58:44 PM
Havana21$25.00$25.006/21/2010 3:59:01 PM
klinebarger$25.00$25.006/21/2010 3:59:41 PM
pavelz$100.00$100.006/21/2010 4:00:16 PM
power-defender7$40.00$40.006/21/2010 3:59:52 PM
Tc11902$25.00$25.006/21/2010 4:00:53 PM
AWTT$25.00$25.006/21/2010 4:16:48 PM
inspired-contract9$50.00$50.006/21/2010 4:01:56 PM
rulestein$25.00$25.006/21/2010 4:17:02 PM
bountiful-durability$50.00$50.006/21/2010 4:04:50 PM
Global2010$50.00$50.006/21/2010 4:21:36 PM
hookUup$25.00$25.006/21/2010 4:08:15 PM
the-transaction-stronghold$50.00$50.006/21/2010 4:23:44 PM
zen1cent$25.00$25.006/21/2010 4:08:07 PM
UT-Longhorn$25.00$25.006/21/2010 4:08:48 PM
gojackgo$50.00$50.006/21/2010 4:10:50 PM
credit-investor5$100.00$100.006/21/2010 4:12:13 PM
adir1$25.00$25.006/21/2010 4:14:44 PM
BOZO88$25.00$25.006/21/2010 4:15:14 PM
loyalist1$100.00$100.006/21/2010 4:17:36 PM
life-is-great$25.00$25.006/21/2010 4:16:39 PM
wowsurfer$25.00$25.006/21/2010 4:19:15 PM
jangalt$72.00$72.006/21/2010 4:20:09 PM
Binan$25.00$25.006/21/2010 4:21:00 PM
Aeroman32$25.00$25.006/21/2010 4:20:25 PM
BooFoo22$25.00$25.006/21/2010 4:22:10 PM
AF-Chief$27.00$27.006/21/2010 4:21:53 PM
elasermd$50.00$50.006/21/2010 4:22:45 PM
quirky$25.00$25.006/21/2010 4:22:22 PM
eighttone$25.00$25.006/21/2010 4:40:39 PM
intrepid-transaction5$25.00$25.006/21/2010 4:40:51 PM
capital-mover7$25.00$25.006/21/2010 4:02:29 PM
lend_to_you$25.00$25.006/21/2010 4:08:34 PM
aue513$25.00$25.006/21/2010 4:09:45 PM
alpinaut$25.00$25.006/21/2010 3:58:12 PM
fair-funds$25.00$25.006/21/2010 4:00:41 PM
Syndication$25.00$25.006/21/2010 4:01:29 PM
red-trade-cologne$25.00$25.006/21/2010 4:01:41 PM
bds9646$26.00$26.006/21/2010 4:17:55 PM
riproaringrapids$25.00$25.006/21/2010 4:03:33 PM
Ranch88$50.00$50.006/21/2010 4:02:40 PM
delicious-social132$25.00$25.006/21/2010 4:02:59 PM
relentless-penny$25.00$25.006/21/2010 4:05:24 PM
ichibon$75.00$75.006/21/2010 4:04:07 PM
basis-daydream$50.00$50.006/21/2010 4:21:27 PM
point-zebra$25.00$25.006/21/2010 4:06:13 PM
orderly-loot$25.00$25.006/21/2010 4:06:57 PM
ikaika1$50.00$50.006/21/2010 4:23:36 PM
truth-image$50.00$50.006/21/2010 4:09:52 PM
szetowski$25.00$25.006/21/2010 4:09:15 PM
martalli$25.00$25.006/21/2010 4:40:22 PM
figs4u2$80.00$80.006/21/2010 4:10:01 PM
poetic-yield3$33.51$33.516/21/2010 4:10:05 PM
Mr_Bigmoney$25.00$25.006/21/2010 4:41:51 PM
murren$25.00$25.006/21/2010 4:41:53 PM
grc$50.00$50.006/21/2010 4:11:24 PM
teller$60.00$60.006/21/2010 4:12:44 PM
reflective-rupee$800.00$534.776/21/2010 4:43:22 PM
rosie777$30.00$30.006/21/2010 4:14:57 PM
tekkie2412$25.00$25.006/21/2010 4:15:52 PM
SNH$50.00$50.006/21/2010 4:20:03 PM
mrbanker$100.00$100.006/21/2010 4:21:08 PM
ThomasC$25.00$25.006/21/2010 4:40:30 PM
pragmatic-contract$25.00$25.006/21/2010 4:41:10 PM
bigballer105$50.00$50.006/21/2010 4:41:21 PM
orgy63$25.00$25.006/21/2010 4:41:39 PM
cwegert$46.72$46.726/23/2010 9:50:37 AM
Kelor99$25.00$25.006/22/2010 8:34:10 PM
squarebob$25.00$25.006/24/2010 11:08:07 AM
Cherrypicker$50.00$50.006/24/2010 11:54:42 AM
77 bids
 
Borrower Payment Dependent Notes Series 463423
This series of Notes was issued and sold upon the funding of the borrower loan #43217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-23-2010 
 
Starting lender yield: 10.00% Starting borrower rate/APR: 11.00% / 13.12% Starting monthly payment: $163.69
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 3.98% - 10.00% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1997 Debt/Income ratio: 17%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:6y 8m
Credit score: 780-799 (Jun-2010) Total credit lines: 12 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $4,299Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 14%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: diosaorganica Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 100% ) 780-799 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
740-759 (Aug-2007)
 
Principal balance: $577.12 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Bridge Loan
Purpose of loan:
This loan will be used to?
consolidate four outstanding debts and to build a sales page for a new media

My financial situation:
I am a good candidate for this loan because?
I have a great track record.?
I have a current prosper loan that only has 3 payments left on it, which never faltered.?
I actually couch surfed with friends and family for 9 months last year while i was recovering from financial and material loss/theft so that I could keep paying my bills on time.?
I am dedicated to moving forward in life.? I just recently re-passsed my real estate exam and am slowly rising back up the mountain.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
personal-lender$25.00$25.006/21/2010 4:00:33 PM
red-trade-cologne$25.00$25.006/21/2010 4:01:40 PM
delicious-social132$25.00$25.006/21/2010 4:02:59 PM
aue513$25.00$25.006/21/2010 4:04:18 PM
successful-euro$30.00$30.006/21/2010 4:07:45 PM
velvetsmog$50.00$50.006/21/2010 4:09:13 PM
NJournalist$25.00$25.006/21/2010 4:09:31 PM
figs4u2$80.00$80.006/21/2010 4:10:00 PM
grc$50.00$50.006/21/2010 4:11:23 PM
alpinaut$25.00$25.006/21/2010 3:58:11 PM
credit-investor5$100.00$100.006/21/2010 4:12:14 PM
ethicalhumanist$25.00$25.006/21/2010 3:58:41 PM
Havana21$25.00$25.006/21/2010 3:59:01 PM
rosie777$30.00$30.006/21/2010 4:14:56 PM
BOZO88$25.00$25.006/21/2010 4:15:13 PM
stoopidnoodle$25.00$25.006/21/2010 4:16:03 PM
Adabi$25.00$25.006/21/2010 4:16:59 PM
Syndication$25.00$25.006/21/2010 4:01:25 PM
loyalist1$100.00$100.006/21/2010 4:17:35 PM
riproaringrapids$25.00$25.006/21/2010 4:03:31 PM
ommcd$25.00$25.006/21/2010 4:19:31 PM
godspeed237$25.00$25.006/21/2010 4:02:22 PM
capital-mover7$25.00$25.006/21/2010 4:02:28 PM
ichibon$75.00$75.006/21/2010 4:04:03 PM
bountiful-durability$50.00$50.006/21/2010 4:04:46 PM
relentless-penny$25.00$25.006/21/2010 4:05:22 PM
nunnie$25.00$25.006/21/2010 4:04:21 PM
point-zebra$25.00$25.006/21/2010 4:06:12 PM
yield-seeker$25.00$25.006/21/2010 4:06:25 PM
BooFoo22$25.00$25.006/21/2010 4:22:09 PM
quirky$25.00$25.006/21/2010 4:22:22 PM
lend_to_you$25.00$25.006/21/2010 4:08:33 PM
moltopaolo$50.00$50.006/21/2010 4:09:34 PM
simplelender80$100.00$100.006/21/2010 4:09:37 PM
truth-image$50.00$50.006/21/2010 4:09:52 PM
wormdc$25.00$25.006/21/2010 4:09:56 PM
martalli$25.00$25.006/21/2010 4:40:21 PM
Bank42$50.00$50.006/21/2010 4:09:58 PM
poetic-yield3$50.00$50.006/21/2010 4:10:04 PM
AmericanCredit$25.00$25.006/21/2010 4:10:45 PM
pragmatic-contract$25.00$25.006/21/2010 4:41:10 PM
tekkie2412$25.00$25.006/21/2010 4:15:51 PM
bds9646$26.00$26.006/21/2010 4:17:54 PM
SNH$50.00$50.006/21/2010 4:20:04 PM
important-ore$100.00$100.006/21/2010 4:18:56 PM
jangalt$72.00$72.006/21/2010 4:20:09 PM
kulender$30.00$30.006/21/2010 4:20:32 PM
ikaika1$50.00$50.006/21/2010 4:23:35 PM
the-transaction-stronghold$50.00$50.006/21/2010 4:23:43 PM
ThomasC$25.00$25.006/21/2010 4:40:30 PM
bigballer105$50.00$50.006/21/2010 4:41:21 PM
Mr_Bigmoney$25.00$25.006/21/2010 4:41:51 PM
Northsider$30.45$30.456/21/2010 4:43:41 PM
agreement-sycamore$50.00$2.946/21/2010 4:44:22 PM
hawaiiangirl76$25.00$25.006/21/2010 4:43:22 PM
Aberdeen$400.00$400.006/21/2010 4:55:55 PM
b1geasy$25.00$25.006/21/2010 10:05:15 PM
forthright-principal2$25.00$25.006/21/2010 5:16:15 PM
MoneyForNothing$46.61$46.616/21/2010 10:20:43 PM
buukyak$25.00$25.006/23/2010 11:32:57 AM
klinebarger$25.00$25.006/21/2010 3:59:40 PM
fair-funds$25.00$25.006/21/2010 4:00:40 PM
FlexFunding$100.00$100.006/21/2010 4:06:09 PM
UT-Longhorn$25.00$25.006/21/2010 4:08:48 PM
ray1051$50.00$50.006/21/2010 4:09:02 PM
szetowski$25.00$25.006/21/2010 4:09:15 PM
generous-deal6$25.00$25.006/21/2010 4:11:19 PM
skvat$25.00$25.006/21/2010 3:58:44 PM
teller$60.00$60.006/21/2010 4:12:43 PM
BACKJUDGE$25.00$25.006/21/2010 4:14:19 PM
power-defender7$40.00$40.006/21/2010 3:59:52 PM
pavelz$100.00$100.006/21/2010 4:00:15 PM
Artist_Blue$25.00$25.006/21/2010 4:01:08 PM
Tc11902$25.00$25.006/21/2010 4:00:52 PM
life-is-great$25.00$25.006/21/2010 4:16:39 PM
1phantom$50.00$50.006/21/2010 4:17:07 PM
Ranch88$50.00$50.006/21/2010 4:02:39 PM
inspired-contract9$50.00$50.006/21/2010 4:01:55 PM
holstj$25.00$25.006/21/2010 4:04:41 PM
Aeroman32$25.00$25.006/21/2010 4:20:25 PM
mrbanker$100.00$100.006/21/2010 4:21:08 PM
Global2010$50.00$50.006/21/2010 4:21:35 PM
orderly-loot$25.00$25.006/21/2010 4:06:56 PM
elasermd$50.00$50.006/21/2010 4:22:45 PM
zen1cent$25.00$25.006/21/2010 4:08:06 PM
hookUup$25.00$25.006/21/2010 4:08:15 PM
building-america$25.00$25.006/21/2010 4:09:46 PM
kegs$100.00$100.006/21/2010 4:09:49 PM
gojackgo$50.00$50.006/21/2010 4:10:49 PM
koa$50.00$50.006/21/2010 4:11:31 PM
gauss02$25.00$25.006/21/2010 4:11:48 PM
tender-integrity3$50.00$50.006/21/2010 4:14:13 PM
adir1$25.00$25.006/21/2010 4:14:43 PM
rulestein$25.00$25.006/21/2010 4:17:01 PM
Aberdeen$400.00$400.006/21/2010 4:18:33 PM
AWTT$25.00$25.006/21/2010 4:16:47 PM
sensible-community1$50.00$50.006/21/2010 4:19:06 PM
wowsurfer$25.00$25.006/21/2010 4:19:14 PM
Binan$25.00$25.006/21/2010 4:20:59 PM
basis-daydream$50.00$50.006/21/2010 4:21:27 PM
AF-Chief$27.00$27.006/21/2010 4:21:52 PM
eighttone$25.00$25.006/21/2010 4:40:38 PM
intrepid-transaction5$25.00$25.006/21/2010 4:40:50 PM
pleasant-dime$25.00$25.006/21/2010 4:41:09 PM
orgy63$25.00$25.006/21/2010 4:41:38 PM
murren$25.00$25.006/21/2010 4:41:53 PM
trillian16$25.00$25.006/21/2010 4:42:39 PM
richboy56$50.00$50.006/21/2010 4:44:19 PM
revenue-serenity$25.00$25.006/21/2010 4:43:20 PM
Asynch$25.00$25.006/21/2010 4:44:10 PM
uncleubb$25.00$25.006/21/2010 9:48:28 PM
wwwUniversal$25.00$25.006/22/2010 3:45:32 PM
the-profit-oracle$25.00$25.006/22/2010 8:46:28 PM
RandyL3$25.00$25.006/23/2010 10:48:45 AM
114 bids
 
Borrower Payment Dependent Notes Series 463435
This series of Notes was issued and sold upon the funding of the borrower loan #43203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,900.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-28-2010 
 
Starting lender yield: 15.00% Starting borrower rate/APR: 16.00% / 18.18% Starting monthly payment: $101.96
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $98.90
 
Auction yield range: 5.98% - 15.00% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2007 Debt/Income ratio: Not calculated
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):4 Current / open credit lines: 2 / 2Length of status:4y 10m
Credit score: 740-759 (Jun-2010) Total credit lines: 8 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $0Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: green-elevated-auction Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical School Applications
Purpose of loan:
This loan will be used to fund my medical school applications. I am entering my senior year in college and need extra money to fund the medical school applications and traveling costs for interviews. I am also paying for a Kaplan MCAT class, which is very expensive, and I need the loan to help pay for that. I am a VERY dedicated student and really want to become a doctor. I take school very seriously.

My financial situation:
I am a good candidate for this loan because my credit score is actually pretty high. I do have additional lines of credit and would take out more student loans, except student loans cannot be used for outside expenses (such as application fees) and additionally I have already filled out FAFSA and taken as much out in government loans as I can. I am planning on going to medical school and based on my GPA and activities, I do have a very good shot at making it. I just need help with funding the process. Unfortunately, I am also the youngest of five children, and my parents have already taken out their fair portion of loans to put the rest of my siblings through college, and so I need the additional funds to help. My goal is to become a pediatrician and work internationally.

My GPA: 3.9
My Science GPA: 3.9
My activities: cross country, tennis team, model united nation, traveling internationally to volunteer (I have been to Ghana to work at an orphanage and additionally to Galapagos to work with HIV/AIDS; both were funded 100% via grants from my school... my picture on my profile is actually from my trip to Ghana), I am a Truman Scholarship finalist, have been working since I was 16, am a resident assistant, perform independent research with my biochemistry professor, student mentor at school, tutor in both chemistry and German at school, Chemistry club member, Co-founder of squirrel club, have traveled abroad for my German minor, job shadowing at local pediatric clinic, and furthermore co-founded an organization to help raise money for the school I worked at in Ghana.
My major: Biology
My minor: German

Monthly net income: $ My monthly net income varies. I work at Gap when I am home for summers and also am an RA at school. I live with my parents and they will be additionally helping me to pay the loan. During the summer, I make around $2,500 from Gap. As an RA, I will be making around $350 a month.

Monthly expenses: $ 150
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 50
??Food, entertainment: $ 0
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 50
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Syndication$25.00$25.006/21/2010 4:01:24 PM
delicious-social132$25.00$25.006/21/2010 4:03:13 PM
riproaringrapids$25.00$25.006/21/2010 4:03:30 PM
yield-seeker$25.00$25.006/21/2010 4:06:44 PM
Havana21$25.00$25.006/21/2010 3:59:13 PM
SNH$50.00$50.006/21/2010 4:20:05 PM
holstj$25.00$25.006/21/2010 4:04:40 PM
bountiful-durability$50.00$50.006/21/2010 4:04:45 PM
orderly-loot$25.00$25.006/21/2010 4:06:56 PM
successful-euro$30.00$30.006/21/2010 4:07:44 PM
UT-Longhorn$25.00$25.006/21/2010 4:08:56 PM
richboy56$50.00$50.006/21/2010 4:44:17 PM
agreement-sycamore$50.00$50.006/21/2010 4:44:22 PM
SelectTrustLending$50.00$50.006/21/2010 4:47:06 PM
gallant-economy9$25.00$25.006/21/2010 4:47:12 PM
the-transaction-stronghold$25.00$25.006/21/2010 4:24:06 PM
orgy63$25.00$25.006/21/2010 4:41:37 PM
revenue-prospector$25.00$25.006/21/2010 4:44:32 PM
Minnechela$25.00$25.006/21/2010 4:46:25 PM
fair-funds$25.00$25.006/21/2010 4:46:28 PM
noconnor01$25.00$25.006/21/2010 6:59:59 PM
rockhound84$25.00$25.006/22/2010 5:42:48 PM
simiray$25.00$25.006/24/2010 4:45:47 PM
Sol_Invictus$25.00$25.006/24/2010 5:07:16 PM
loot-motion$25.00$25.006/24/2010 10:18:23 PM
sisepuede$50.00$50.006/24/2010 5:48:05 PM
rockhound84$25.00$25.006/25/2010 6:49:51 AM
Sealion$50.00$50.006/25/2010 12:12:45 PM
AtlantistoXanadu$50.00$50.006/25/2010 4:20:03 PM
redrose1518$30.00$30.006/25/2010 8:23:29 PM
Bzbee$50.00$50.006/25/2010 5:49:25 PM
luper$50.00$50.006/25/2010 9:28:51 PM
MrEville$25.00$25.006/26/2010 4:16:23 AM
p2ploan-sensation211$25.00$25.006/26/2010 7:54:41 PM
5kids5$25.00$25.006/26/2010 7:58:32 AM
silverback555$25.00$25.006/27/2010 1:07:38 AM
theloanteacher$25.00$25.006/26/2010 7:25:32 PM
Spenser-Enterprises$25.00$25.006/27/2010 6:41:25 AM
famous-marketplace9$64.00$64.006/27/2010 5:17:48 PM
ichibon$75.00$75.006/21/2010 4:04:02 PM
relentless-penny$25.00$25.006/21/2010 4:05:21 PM
AF-Chief$27.00$27.006/21/2010 4:21:52 PM
nunnie$25.00$25.006/21/2010 4:07:27 PM
iamdoug$25.00$25.006/21/2010 4:45:20 PM
maschinenbau$25.00$25.006/21/2010 4:46:12 PM
brilliant-revenue$25.00$25.006/21/2010 4:44:25 PM
Rips$25.00$25.006/21/2010 4:45:23 PM
icchok$28.33$28.336/21/2010 4:46:56 PM
sensible-community1$50.00$5.676/21/2010 4:48:29 PM
reflective-rupee$25.00$25.006/21/2010 5:27:14 PM
alpinaut$25.00$25.006/24/2010 5:18:21 AM
mammalian4$50.00$50.006/24/2010 7:19:41 AM
dbs$100.00$100.006/24/2010 9:48:58 AM
witness18$200.00$200.006/25/2010 8:16:27 AM
BankofHoneybear$25.00$25.006/24/2010 9:04:09 PM
run_dmc$200.00$200.006/25/2010 11:03:57 AM
marwadi-62$100.00$100.006/25/2010 11:55:45 AM
StrongMonty$25.00$25.006/25/2010 12:55:27 PM
Lo0se_mo0se$25.00$25.006/25/2010 1:31:14 PM
wonderlandkat$25.00$25.006/25/2010 6:23:18 PM
explorer925$25.00$25.006/26/2010 7:04:15 PM
gothampark$25.00$25.006/26/2010 8:17:04 PM
Hidalgo2004$25.00$25.006/26/2010 11:08:01 AM
exchange-grizzly$25.00$25.006/26/2010 1:17:23 PM
Srijaya$25.00$25.006/26/2010 2:16:30 PM
MattProsper$60.00$60.006/27/2010 12:16:28 PM
julijask$30.00$30.006/26/2010 6:56:30 PM
jybank$25.00$25.006/27/2010 2:12:50 PM
versatilenyguy$250.00$250.006/27/2010 4:40:39 PM
elloboverde$50.00$50.006/27/2010 11:25:35 PM
70 bids
 
Borrower Payment Dependent Notes Series 463543
This series of Notes was issued and sold upon the funding of the borrower loan #43206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-22-2010 
  Auction end date:  Jun-27-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $159.46
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1995 Debt/Income ratio: 14%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 12Length of status:9y 0m
Credit score: 720-739 (Jun-2010) Total credit lines: 40 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $28,913Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 77%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: needcash328 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 20 ( 95% ) 720-739 (Latest)
Principal borrowed: $6,500.00< 31 days late: 1 ( 5% )  
660-679 (Oct-2009)
660-679 (May-2008)
660-679 (Apr-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
Kitchen needs desperate updates
Purpose of loan:
This loan will be used to make necessary updates to my kitchen...I have made some updates and this will be the final step!

My financial situation:
I am a good candidate for this loan because I have been with Prosper for sometimes and I have shown a history of always paying my bills on time.? I can get a bank loan but I believe strongly in the?Prosper network model!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orderly-loot$25.00$25.006/22/2010 9:54:32 AM
riproaringrapids$25.00$25.006/22/2010 9:56:08 AM
dharma1$25.00$25.006/22/2010 9:56:13 AM
orgy63$25.00$25.006/22/2010 9:56:27 AM
Global2010$50.00$50.006/22/2010 9:59:22 AM
treasure-hunter270$25.00$25.006/22/2010 10:03:08 AM
interest-jedi0$50.00$50.006/22/2010 10:03:17 AM
yield-seeker$25.00$25.006/22/2010 10:04:41 AM
Rdodson11$25.00$25.006/22/2010 10:05:12 AM
head$25.00$25.006/22/2010 10:05:43 AM
successful-euro$50.00$50.006/22/2010 9:56:06 AM
Mint_Man$25.00$25.006/22/2010 10:34:29 AM
point-zebra$25.00$25.006/22/2010 9:58:09 AM
skvat$25.00$25.006/22/2010 9:56:45 AM
SNH$50.00$50.006/22/2010 9:58:56 AM
Havana21$25.00$25.006/22/2010 9:56:54 AM
lendmedo$25.00$25.006/22/2010 11:24:35 AM
Tc11902$25.00$25.006/22/2010 9:57:22 AM
elasermd$50.00$50.006/22/2010 9:59:27 AM
bountiful-durability$50.00$50.006/22/2010 9:57:44 AM
FlexFunding$100.00$100.006/22/2010 9:58:07 AM
szetowski$25.00$25.006/22/2010 9:58:30 AM
drenalin$25.00$25.006/22/2010 12:04:27 PM
tekkie2412$25.00$25.006/22/2010 9:58:39 AM
jangalt$72.00$72.006/22/2010 9:59:00 AM
nonukem$25.00$25.006/22/2010 12:29:29 PM
Avala$50.00$50.006/22/2010 10:03:32 AM
ThomasC$25.00$25.006/22/2010 9:59:46 AM
loot-heart$50.00$50.006/22/2010 10:02:53 AM
tntmojave$25.00$25.006/22/2010 10:03:19 AM
studious-bonus7$50.00$50.006/22/2010 10:03:22 AM
green-thoughtful-yield$50.00$50.006/22/2010 12:53:58 PM
Jassi$25.00$25.006/22/2010 10:06:20 AM
a-finance-nirvana$25.00$25.006/22/2010 10:05:27 AM
ichibon$25.00$25.006/22/2010 10:05:54 AM
syounker$25.00$25.006/22/2010 10:06:04 AM
Railbird$25.00$25.006/22/2010 10:06:30 AM
sf-funder$25.00$25.006/22/2010 2:04:57 PM
smmgnn99$30.00$30.006/22/2010 2:05:06 PM
agreement-sycamore$50.00$50.006/22/2010 2:25:31 PM
bonus-patriot$25.00$25.006/22/2010 2:25:47 PM
SelectTrustLending$50.00$50.006/22/2010 2:25:59 PM
123xyz$25.00$25.006/22/2010 2:26:03 PM
angelinvestor01$75.00$75.006/22/2010 2:26:12 PM
gobot$50.00$50.006/22/2010 2:26:18 PM
atlantic51$50.00$50.006/22/2010 2:26:37 PM
mrrc7498$25.00$25.006/22/2010 2:26:43 PM
elawn$47.91$47.916/22/2010 2:26:46 PM
balanced-bill7$52.11$52.116/22/2010 11:54:31 AM
teller$25.00$25.006/22/2010 1:41:16 PM
blackstar$25.00$25.006/22/2010 1:32:49 PM
CalBear5$25.00$25.006/22/2010 1:55:30 PM
enthusiastic-balance5$35.00$35.006/22/2010 1:45:15 PM
justice-clipper$50.00$50.006/22/2010 2:25:54 PM
credit-kahuna$32.55$32.556/22/2010 2:26:07 PM
Cartm$33.08$33.086/22/2010 2:26:13 PM
new-social-economist$25.00$25.006/22/2010 2:26:21 PM
bonus-banker$25.00$25.006/22/2010 2:26:35 PM
BashtonLends$50.00$50.006/22/2010 2:26:39 PM
metro457$50.00$50.006/22/2010 2:26:42 PM
Aeroman32$25.00$25.006/22/2010 2:26:46 PM
richboy56$50.00$50.006/22/2010 2:25:31 PM
AF-Chief$27.00$27.006/22/2010 2:25:58 PM
emelia$25.00$25.006/22/2010 2:26:35 PM
momar75$25.97$25.976/22/2010 2:26:38 PM
KrazyCelticKid$75.00$75.006/22/2010 2:26:45 PM
Dollars4Rent$25.00$25.006/26/2010 11:33:09 AM
kenji4861$25.00$25.006/22/2010 9:56:10 AM
american6$50.00$50.006/22/2010 9:56:23 AM
flexible-value$28.00$28.006/22/2010 9:56:26 AM
fair-funds$25.00$25.006/22/2010 9:57:19 AM
red-trade-cologne$25.00$25.006/22/2010 9:57:25 AM
delicious-social132$25.00$25.006/22/2010 9:57:34 AM
relentless-penny$50.00$50.006/22/2010 9:58:03 AM
hookUup$25.00$25.006/22/2010 9:58:24 AM
credit-investor5$100.00$100.006/22/2010 9:58:37 AM
murren$25.00$25.006/22/2010 9:59:52 AM
alexstar$25.00$25.006/22/2010 10:03:15 AM
tech310$50.00$50.006/22/2010 10:05:31 AM
power-defender7$40.00$40.006/22/2010 9:57:09 AM
personal-lender$25.00$25.006/22/2010 9:57:14 AM
inventive-wealth2$25.00$25.006/22/2010 10:50:16 AM
radforj22$25.00$25.006/22/2010 10:55:03 AM
gojackgo$50.00$50.006/22/2010 9:58:34 AM
mrbanker$100.00$100.006/22/2010 9:59:11 AM
the-transaction-stronghold$50.00$50.006/22/2010 9:59:33 AM
BuffetRocks$25.10$25.106/22/2010 11:54:30 AM
UT-Longhorn$25.00$25.006/22/2010 9:58:26 AM
simplelender80$100.00$100.006/22/2010 9:58:31 AM
hrubinst$25.00$25.006/22/2010 10:03:30 AM
turbospeed$25.00$25.006/22/2010 10:01:01 AM
bchen78875$50.00$50.006/22/2010 10:02:32 AM
Ivan2007$25.00$25.006/22/2010 10:02:39 AM
mlopez2007$25.00$25.006/22/2010 10:03:12 AM
gigabit$38.21$38.216/22/2010 10:05:04 AM
inspired-contract9$50.00$50.006/22/2010 10:05:07 AM
Binan$25.00$25.006/22/2010 10:05:29 AM
Divot$25.00$25.006/22/2010 10:05:56 AM
surfhoss644$50.00$50.006/22/2010 10:06:17 AM
zaxsan$25.00$25.006/22/2010 10:05:51 AM
BooFoo22$25.00$25.006/22/2010 10:29:42 AM
enthralling-deal180$100.00$100.006/22/2010 10:06:25 AM
payout-detective7$25.00$25.006/22/2010 10:42:35 AM
chestnut4$25.00$25.006/22/2010 10:42:22 AM
rescue$50.00$50.006/22/2010 10:42:31 AM
openness-prospector$25.00$25.006/22/2010 2:25:43 PM
j2ee$25.00$25.006/22/2010 2:25:53 PM
miked8303$25.00$25.006/22/2010 2:26:01 PM
bonus-acrobat$50.00$50.006/22/2010 2:26:14 PM
Rips$25.00$25.006/22/2010 2:26:19 PM
Syndication$25.00$25.006/22/2010 2:26:30 PM
reflective-cash0$26.52$26.526/22/2010 2:26:34 PM
market-walnut5$50.00$50.006/22/2010 2:26:40 PM
admirable-basis1$25.00$25.006/22/2010 2:26:44 PM
ready-currency$25.00$7.316/22/2010 2:26:48 PM
forthright-principal2$25.00$25.006/22/2010 2:26:56 PM
Personal-Bond$50.00$50.006/22/2010 2:35:01 PM
heroic-platinum$25.00$25.006/22/2010 11:45:49 AM
alcyon$25.00$25.006/22/2010 12:15:56 PM
worth-arch$25.00$25.006/22/2010 12:53:41 PM
Winsten$50.00$50.006/22/2010 1:24:50 PM
top-historic-peso$25.00$25.006/22/2010 1:45:12 PM
Marathoner$25.00$25.006/22/2010 1:55:32 PM
klinebarger$25.00$25.006/22/2010 2:25:48 PM
sensible-community1$50.00$50.006/22/2010 2:26:16 PM
nikkiesgrandma$50.00$50.006/22/2010 2:26:32 PM
TaoPooh$25.00$25.006/22/2010 2:26:38 PM
golden-contract8$50.00$50.006/22/2010 2:26:41 PM
fcukciti$49.24$49.246/22/2010 1:59:45 PM
ommcd$25.00$25.006/22/2010 2:25:46 PM
famous-bill$50.00$50.006/22/2010 2:25:53 PM
holstj$25.00$25.006/22/2010 2:26:10 PM
deal-multiplier9$25.00$25.006/22/2010 2:26:33 PM
mattemmo$25.00$25.006/22/2010 2:26:36 PM
Comoparklender$30.00$30.006/22/2010 2:26:43 PM
wwwUniversal$25.00$25.006/22/2010 3:47:03 PM
Kelor99$25.00$25.006/22/2010 8:30:40 PM
MoneyTree79$25.00$25.006/22/2010 6:54:12 PM
RandyL3$25.00$25.006/24/2010 10:13:02 AM
139 bids
 
Borrower Payment Dependent Notes Series 463557
This series of Notes was issued and sold upon the funding of the borrower loan #43176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,400.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-27-2010 
 
Starting lender yield: 26.00% Starting borrower rate/APR: 27.00% / 29.79% Starting monthly payment: $57.16
Final lender yield: 26.00% Final borrower rate/APR: 27.00% / 29.79% Final monthly payment: $57.16
 
Auction yield range: 16.98% - 26.00% Estimated loss impact: 26.50%  
Lender servicing fee: 1.00% Estimated return: -0.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2005 Debt/Income ratio: 34%
Basic (1-10): 2 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 6 / 5Length of status:4y 9m
Credit score: 680-699 (Jun-2010) Total credit lines: 10 Occupation: Laborer
Now delinquent: 0 Revolving credit balance: $2,186Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 78%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: tn99 Borrower's state: Michigan Borrower's group: Outdoorsmen of America
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 29 ( 88% ) 680-699 (Latest)
Principal borrowed: $1,500.00< 31 days late: 4 ( 12% )  
540-559 (Aug-2007)
 
Principal balance: $267.76 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Relist-Great candidate to loan for
Purpose of loan: This loan will be used to consolidate my 2 cash advances that I currently have and getting four new tires for my car.

My?financial situation:
The?main reason why my credit is still a HR is because I don't have a long credit history. But if you can see my credit score?history above?the listing, my credit score had jumped up more than 100 points since my last loan. I've been paying my prosper loan and all other loans up-to-date. The cash advances take a huge percentage out every 2 weeks on my pay day. The two cash advances amounts are $426 and $398=$824. The two cash advance total in fees are around $200 a month, so basically I'd save a whole bunch after I get this done and will pay the loan?off easily.I had currently asked for a little bit more than what I had intentially asked for because recently my?old tires are almost out of?treds and?I'm planning on purchasing some new ones?soon. I am also having the payments automatically deducted out of my account every?month.?If you have any questions about my listing, please feel free to ask. I'll be happy to answer. Thank you for checking out my?listing.

Monthly net income: $ 1,136

Monthly expenses: $ 705
??Housing: $ 0 live with parents
??Insurance: $ 78
??Car expenses: $ 130
??Utilities: $
??Phone, cable, internet: $?199
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 198 including?current loan from prosper which is almost done paying off.
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
UCLA4life$25.00$25.006/21/2010 10:06:50 PM
order-bee1$500.00$500.006/21/2010 9:21:06 PM
chameleon125$50.00$50.006/22/2010 7:53:22 AM
SolarMoonshine$25.00$25.006/22/2010 10:08:38 AM
reflective-rupee$25.00$25.006/24/2010 5:19:01 PM
marwadi-62$100.00$100.006/25/2010 11:50:18 AM
BrighterSuns$25.00$25.006/25/2010 8:51:30 AM
jhouman$25.00$25.006/25/2010 4:49:42 PM
clemclan$25.00$25.006/25/2010 6:24:08 PM
icanhasloanz$100.00$100.006/25/2010 11:29:10 PM
worldly-gold$50.00$50.006/26/2010 8:09:08 PM
credit-missile$25.00$25.006/27/2010 12:26:42 PM
zone6$50.00$50.006/26/2010 10:44:32 PM
goodcents$30.00$30.006/27/2010 9:51:59 AM
periko$50.00$50.006/21/2010 11:32:54 PM
Labinga$25.00$25.006/22/2010 8:35:34 AM
Skeptical-one$25.00$25.006/24/2010 8:32:25 AM
sweety075$25.00$25.006/24/2010 2:07:21 PM
wlm3012$25.00$25.006/24/2010 5:20:05 PM
ultimate-power2$25.00$25.006/25/2010 10:43:35 AM
genuine-integrity0$25.00$25.006/26/2010 7:06:54 AM
portfolio-turbine$25.00$25.006/26/2010 7:58:44 AM
mommaroeroe$25.00$25.006/27/2010 8:12:47 AM
the-payout-hug$30.00$20.006/27/2010 10:23:24 AM
investment-cluster$75.00$75.006/27/2010 2:52:21 PM
25 bids
 
Borrower Payment Dependent Notes Series 463647
This series of Notes was issued and sold upon the funding of the borrower loan #43249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,600.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-21-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $96.49
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $96.49
 
Auction yield range: 7.98% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1988 Debt/Income ratio: 8%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 6Length of status:4y 3m
Credit score: 640-659 (Jun-2010) Total credit lines: 20 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $63,812Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 93%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: liberty-wildebeest Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Card
Purpose of loan:
This loan will be used to?
Pay off a high interest credit card????
My financial situation:
I am a good candidate for this loan because? I have a high income and my credit is good. My debt utilization is high, but I am in a program to pay most of this down. I have never missed a loan payment.

Monthly net income: $
8100

Monthly expenses: $
??Housing: $ 2300????
??Insurance: $ 50????
??Car expenses: $
??Utilities: $ 200
??Phone, cable, internet: $ 125
??Food, entertainment: $?200
??Clothing, household expenses $
??Credit cards and other loans: $?600????
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ichibon$75.00$75.006/21/2010 4:04:01 PM
successful-euro$30.00$30.006/21/2010 4:07:43 PM
Havana21$25.00$25.006/21/2010 3:59:12 PM
generous-deal6$25.00$25.006/21/2010 4:20:07 PM
bountiful-durability$50.00$50.006/21/2010 4:04:44 PM
relentless-penny$25.00$25.006/21/2010 4:05:19 PM
yield-seeker$25.00$25.006/21/2010 4:06:43 PM
Thylow$25.00$25.006/21/2010 4:07:32 PM
loot-heart$50.00$50.006/21/2010 4:23:57 PM
new-return-faire$50.00$50.006/21/2010 4:24:01 PM
reflective-rupee$2,000.00$1,427.006/21/2010 4:37:00 PM
SNH$50.00$50.006/21/2010 4:20:06 PM
peb44$50.00$50.006/21/2010 4:19:01 PM
shrewd-truth1$25.00$25.006/21/2010 4:21:49 PM
ddog0224$25.00$25.006/21/2010 4:22:52 PM
cash-spark3$25.00$25.006/21/2010 4:24:03 PM
gracej$25.00$25.006/21/2010 4:23:58 PM
orderly-loot$25.00$25.006/21/2010 4:06:54 PM
loan_doctor$25.00$25.006/21/2010 4:07:53 PM
UT-Longhorn$25.00$25.006/21/2010 4:08:56 PM
impressive-credit431$200.00$200.006/21/2010 4:13:33 PM
riproaringrapids$25.00$25.006/21/2010 4:03:27 PM
holstj$25.00$25.006/21/2010 4:04:39 PM
AF-Chief$28.00$28.006/21/2010 4:21:50 PM
the-transaction-stronghold$25.00$25.006/21/2010 4:24:03 PM
the-silver-blaster$40.00$40.006/21/2010 4:14:59 PM
GlowHost$50.00$50.006/21/2010 4:20:56 PM
BooFoo22$25.00$25.006/21/2010 4:22:06 PM
blackstar$25.00$25.006/21/2010 4:24:00 PM
flexible-return297$25.00$25.006/21/2010 4:24:02 PM
jpollar$50.00$50.006/21/2010 4:50:44 PM
31 bids
 
Borrower Payment Dependent Notes Series 463689
This series of Notes was issued and sold upon the funding of the borrower loan #43270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-22-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 29.00% Starting borrower rate/APR: 30.00% / 32.38% Starting monthly payment: $212.26
Final lender yield: 27.00% Final borrower rate/APR: 28.00% / 30.35% Final monthly payment: $206.82
 
Auction yield range: 10.98% - 29.00% Estimated loss impact: 10.67%  
Lender servicing fee: 1.00% Estimated return: 16.33%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1995 Debt/Income ratio: 18%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 5 / 5Length of status:1y 0m
Credit score: 660-679 (Jun-2010) Total credit lines: 35 Occupation: Truck Driver
Now delinquent: 0 Revolving credit balance: $1,124Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 46%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 20    
Screen name: best-exponential-return Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying new applicances
Purpose of loan:
This loan will be used to? buy new appliances and pay off credit cards.

My financial situation:
I am a good candidate for this loan because?I am a full time worker and i pay all my bills ontime and never late.?Since my bankrupty 4 yrs ago.

Monthly net income: $ 2800.00

Monthly expenses. 1350.00??Housing: $ 525.00
??Insurance: $ 100.00
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MADAOO7$50.00$50.006/22/2010 9:56:39 AM
bid-czar8$100.00$100.006/22/2010 9:57:05 AM
IntrepidInvestment$50.00$50.006/22/2010 9:58:50 AM
visionary-currency$50.00$50.006/22/2010 9:59:05 AM
credit-wheel7$25.00$25.006/22/2010 9:59:18 AM
head$25.00$25.006/22/2010 10:01:38 AM
simplelender80$50.00$50.006/22/2010 9:56:34 AM
RebuildALife$25.00$25.006/22/2010 10:42:34 AM
Havana21$25.00$25.006/22/2010 9:56:51 AM
utmom$25.00$25.006/22/2010 9:59:32 AM
loot-heart$50.00$50.006/22/2010 10:03:02 AM
lagnisiruk$25.00$25.006/22/2010 12:53:15 PM
SNH$50.00$50.006/22/2010 10:03:52 AM
top-historic-peso$26.00$26.006/22/2010 10:04:00 AM
tech310$50.00$50.006/22/2010 10:05:39 AM
Comoparklender$25.00$25.006/22/2010 10:06:12 AM
noble-revenue$29.09$29.096/22/2010 12:44:31 PM
samo102us$25.00$25.006/22/2010 5:51:00 PM
smart-gain$50.00$35.886/22/2010 3:54:29 PM
coasterman$25.00$25.006/22/2010 6:19:07 PM
washboard1$49.00$49.006/22/2010 8:19:51 PM
DreDub$50.00$50.006/22/2010 4:30:43 PM
desertoasis$25.00$25.006/22/2010 5:04:38 PM
Pman$25.00$25.006/23/2010 8:31:22 AM
rhin0cerx$50.00$50.006/23/2010 10:24:02 AM
MONEYMATCH$25.00$25.006/23/2010 10:38:46 AM
Phantom99$25.00$25.006/23/2010 10:51:30 AM
bnlforever$25.00$25.006/23/2010 9:41:21 AM
GreenNotes$25.77$25.776/23/2010 1:16:25 PM
momoney2lend$25.00$25.006/23/2010 1:34:52 PM
bountiful-durability$50.00$50.006/23/2010 10:05:39 AM
SolarMoonshine$25.00$25.006/23/2010 10:09:11 AM
life-is-great$25.00$25.006/23/2010 3:10:55 PM
seisen$50.00$50.006/23/2010 10:38:42 AM
delivery$25.00$25.006/23/2010 10:50:21 AM
dparkhom$25.00$25.006/23/2010 10:50:17 AM
Jonb6919$25.00$25.006/23/2010 1:02:39 PM
zone6$42.73$42.736/23/2010 2:56:38 PM
helping-out$30.00$30.006/23/2010 4:10:50 PM
LBOregon$25.00$25.006/24/2010 10:23:21 AM
PatRichi$25.00$25.006/24/2010 6:49:34 AM
orderly-loot$25.00$25.006/24/2010 1:05:19 PM
nofreelunch$25.00$25.006/24/2010 4:21:24 PM
zeelender$25.00$25.006/24/2010 4:22:06 PM
green-thoughtful-yield$50.00$50.006/24/2010 9:35:40 PM
flexible-value$25.00$25.006/24/2010 4:20:24 PM
mizunoman$25.00$25.006/24/2010 4:20:38 PM
xzec777$25.00$25.006/24/2010 4:20:01 PM
Mantis75$25.00$25.006/24/2010 4:20:11 PM
CC911$25.00$25.006/24/2010 4:20:34 PM
b-rent$25.00$25.006/24/2010 4:21:28 PM
TheColoradoDon$25.00$25.006/24/2010 4:21:42 PM
cash-tiramisu$31.81$31.816/24/2010 4:21:48 PM
selfmademan$25.00$25.006/24/2010 4:21:22 PM
Sateesh$40.49$40.496/24/2010 4:22:49 PM
asmithj$50.00$50.006/24/2010 4:23:01 PM
TCayce$25.00$25.006/24/2010 4:23:44 PM
bankofkarl$25.00$25.006/24/2010 9:46:13 PM
flwah$25.00$25.006/24/2010 9:48:39 PM
wwwUniversal$25.00$25.006/25/2010 10:04:34 AM
marwadi-62$25.00$25.006/25/2010 11:59:17 AM
top-courteous-peso$25.00$25.006/25/2010 10:04:35 AM
AlexTrep$25.00$25.006/25/2010 4:41:47 PM
soulful-truth$1,000.00$1,000.006/25/2010 4:26:07 PM
relentless-penny$25.00$25.006/22/2010 9:58:00 AM
FeedTheMachine$100.00$100.006/22/2010 10:02:46 AM
orderly-leverage$30.00$30.006/22/2010 10:04:05 AM
personal-lender$25.00$25.006/22/2010 10:04:10 AM
successful-euro$30.00$30.006/22/2010 9:56:20 AM
AF-Chief$28.00$28.006/22/2010 9:54:51 AM
greenwell$25.00$25.006/22/2010 9:57:28 AM
burrito6$25.00$25.006/22/2010 9:58:46 AM
cash-spark3$50.00$50.006/22/2010 10:03:47 AM
kginatl$25.00$25.006/22/2010 12:53:57 PM
ommcd$25.00$25.006/22/2010 3:40:51 PM
dreemin$50.00$50.006/22/2010 11:50:57 PM
realtormoises$25.00$25.006/22/2010 4:39:46 PM
Artist_Blue$25.00$25.006/22/2010 4:55:53 PM
qwsd12$40.00$40.006/22/2010 6:51:04 PM
jono9999$250.00$250.006/23/2010 8:36:25 AM
knight3136$25.00$25.006/23/2010 10:05:36 AM
famous-bill$50.00$50.006/23/2010 10:08:12 AM
gizzywump$25.00$25.006/23/2010 10:22:50 AM
brother_tam$50.00$50.006/23/2010 10:25:53 AM
Sam65$25.00$25.006/23/2010 10:50:20 AM
dedicated-diversification5$28.40$28.406/23/2010 12:54:35 PM
treasure-bliss$88.51$88.516/23/2010 4:24:17 PM
wlm3012$25.00$25.006/23/2010 6:08:07 PM
KiwiElf$25.00$25.006/24/2010 9:32:24 AM
loan-master996$43.23$43.236/24/2010 10:22:47 AM
wise-silver-wonder$25.00$25.006/24/2010 10:22:52 AM
saffron4$27.16$27.166/24/2010 10:23:18 AM
compassion-paladin042$25.00$25.006/24/2010 10:23:22 AM
first-upright-payout$25.00$25.006/24/2010 11:46:44 AM
spsavage$25.00$25.006/24/2010 9:10:50 AM
Cypher041$25.00$25.006/24/2010 10:23:15 AM
zrohmm$25.00$25.006/24/2010 4:20:06 PM
nick5454$25.00$25.006/24/2010 4:20:39 PM
A007$25.00$25.006/24/2010 4:21:24 PM
Plotinus$50.00$50.006/24/2010 4:22:09 PM
topher515$25.00$25.006/24/2010 4:22:16 PM
Learning2Lend$27.44$27.446/24/2010 9:22:50 PM
jplatypus$25.00$25.006/24/2010 4:20:03 PM
salala$25.00$25.006/24/2010 4:20:22 PM
heat25$25.00$25.006/24/2010 4:20:39 PM
jlr613$25.00$25.006/24/2010 4:20:46 PM
affluence-tycoon$25.00$25.006/24/2010 4:21:34 PM
bazaar-tulip$25.00$25.006/24/2010 4:21:44 PM
natecam$25.00$25.006/24/2010 4:21:48 PM
hayhelp$25.00$25.006/24/2010 4:21:54 PM
honorable-yield$35.00$35.006/24/2010 4:21:37 PM
mudaholic$25.00$25.006/24/2010 4:22:58 PM
slojudy$25.00$25.006/24/2010 4:23:43 PM
kind-adventurous-finance$30.00$30.006/25/2010 7:50:55 AM
decisive-capital$31.49$31.496/24/2010 9:48:41 PM
NoMoreDebt4Me$25.00$25.006/25/2010 11:45:11 AM
blissful-gain$25.00$25.006/25/2010 8:41:46 AM
Hambone1111$25.00$25.006/25/2010 3:44:46 PM
reflective-rupee$25.00$25.006/25/2010 5:52:20 PM
119 bids
 
Borrower Payment Dependent Notes Series 463709
This series of Notes was issued and sold upon the funding of the borrower loan #43200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jun-24-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 23.68% Starting monthly payment: $37.11
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 23.68% Final monthly payment: $37.11
 
Auction yield range: 7.98% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1994 Debt/Income ratio: 14%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 7Length of status:14y 10m
Credit score: 680-699 (Jun-2010) Total credit lines: 24 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $954Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 17%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 1    
Screen name: elated-openness4 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orgy63$25.00$25.006/24/2010 3:51:47 PM
GlowHost$50.00$50.006/24/2010 3:54:57 PM
Avala$50.00$20.786/24/2010 3:56:24 PM
Easystreet$25.00$25.006/24/2010 3:58:36 PM
d_grbg$25.00$25.006/24/2010 3:59:47 PM
Brown98$25.00$25.006/24/2010 4:05:41 PM
market-walnut5$25.00$25.006/24/2010 4:21:16 PM
orderly-loot$25.00$25.006/24/2010 3:50:59 PM
Pulchritudinous$25.00$25.006/24/2010 3:55:46 PM
income-fortress$25.00$25.006/24/2010 3:56:58 PM
Little_Tuna_College_Fund$79.22$79.226/24/2010 11:02:45 PM
wlm3012$25.00$25.006/24/2010 5:12:59 PM
mlj0671$25.00$25.006/24/2010 8:01:54 PM
Havana21$25.00$25.006/24/2010 3:53:21 PM
the-transaction-stronghold$25.00$25.006/24/2010 3:55:14 PM
studious-bonus7$50.00$50.006/24/2010 3:56:13 PM
treasure-hunter270$25.00$25.006/24/2010 3:56:32 PM
EngineersAlliance$75.00$75.006/24/2010 4:05:32 PM
ethicalhumanist$25.00$25.006/24/2010 3:51:15 PM
bountiful-durability$100.00$100.006/24/2010 3:52:37 PM
SNH$50.00$50.006/24/2010 3:54:49 PM
hrubinst$25.00$25.006/24/2010 3:56:20 PM
Bank_Of_XL$50.00$50.006/24/2010 5:13:53 PM
credit-panda1$25.00$25.006/25/2010 4:49:40 AM
Uylsses$100.00$100.006/25/2010 6:21:10 AM
grammaspurse$25.00$25.006/25/2010 8:29:55 AM
26 bids
 
Borrower Payment Dependent Notes Series 463785
This series of Notes was issued and sold upon the funding of the borrower loan #43191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-22-2010 
  Auction end date:  Jun-24-2010 
 
Starting lender yield: 26.25% Starting borrower rate/APR: 27.25% / 29.59% Starting monthly payment: $225.28
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $225.28
 
Auction yield range: 10.98% - 26.25% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):5 Current / open credit lines: 10 / 10Length of status:1y 10m
Credit score: 700-719 (Jun-2010) Total credit lines: 34 Occupation: Other
Now delinquent: 0 Revolving credit balance: $15,748Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 79%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: credible-point Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Transition to MPRI
Purpose of loan:
This loan will be used to?In transition?for International work to start?8 July 2010, stayed home for 3 months prior due to family emergency without pay. this will cover bills until next check?is in order.

My financial situation:
I am a good candidate for this loan because?I do not pay late on bills?and?majority of the time pay more then is due and will continue to do so when transition takes place.??

Monthly net income: $ 12,000

Monthly expenses: $ 3000.00?
??Housing: $ 905.00
Insurance: $ 150.00
??Car expenses: $ 323.00
??Utilities: $ 200.00?
??Phone, cable, internet: $?200.00
??Food, entertainment: $ 200.00?
??Clothing, household expenses $
??Credit cards and other loans: $ 917.00?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, Based on your description, you won't have income until July 8, 2010. Is that correct? Don't you have saving at all? What kind of international work will you do? Do you project your monthly income $12000 simply by your internation Thank - p2ploan-sensation211
A: I begin my new assignment on July 8 2010. I will then be paid monthly at the end of each month beginning the end of July. I have/had savings but have been home for over 3 months due to a family emergency. I have been in the international field for three years in training. The pay will be as stated. (Jun-24-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Thylow$100.00$100.006/22/2010 9:55:25 AM
bid-czar8$100.00$100.006/22/2010 9:57:02 AM
greenwell$25.00$25.006/22/2010 9:57:31 AM
head$25.00$25.006/22/2010 10:01:42 AM
loot-heart$50.00$50.006/22/2010 10:02:59 AM
cash-spark3$50.00$50.006/22/2010 10:03:43 AM
Comoparklender$25.00$25.006/22/2010 10:06:09 AM
AF-Chief$28.00$28.006/22/2010 9:54:48 AM
socalavi8tor$25.00$25.006/22/2010 9:55:18 AM
zorg77$25.00$25.006/22/2010 10:10:42 AM
successful-euro$30.00$30.006/22/2010 9:56:17 AM
skunkor2$25.00$25.006/22/2010 10:19:39 AM
Artist_Blue$25.00$25.006/22/2010 10:40:55 AM
MrGhost$25.00$25.006/22/2010 9:54:46 AM
bountiful-durability$50.00$50.006/22/2010 9:57:52 AM
simplelender80$50.00$50.006/22/2010 9:56:32 AM
1phantom$25.00$25.006/22/2010 11:20:20 AM
kindness-hickory5$25.00$25.006/22/2010 11:39:27 AM
authoritative-capital$25.00$25.006/22/2010 11:45:14 AM
gain-boomerang5$25.00$25.006/22/2010 12:09:24 PM
IntrepidInvestment$50.00$50.006/22/2010 9:58:48 AM
credit-wheel7$25.00$25.006/22/2010 9:59:13 AM
loyalist1$50.00$50.006/22/2010 9:59:29 AM
top-historic-peso$26.00$26.006/22/2010 10:03:56 AM
uncleegg$50.00$50.006/22/2010 12:51:08 PM
autonomous-truth$25.00$25.006/22/2010 12:51:20 PM
gallant-economy9$25.00$25.006/22/2010 12:52:00 PM
personal-lender$25.00$25.006/22/2010 10:04:14 AM
desertoasis$25.00$25.006/22/2010 12:52:27 PM
brother_tam$34.65$34.656/22/2010 10:05:23 AM
qwsd12$40.00$40.006/22/2010 10:03:49 AM
tech310$50.00$50.006/22/2010 10:05:35 AM
ThisGuyIKnow$41.91$41.916/22/2010 11:19:55 AM
time4aloan$30.00$30.006/22/2010 11:20:35 AM
autonomous-basis$25.00$25.006/22/2010 11:35:22 AM
bryantsh$25.00$25.006/22/2010 12:51:09 PM
intrepid-transaction5$25.00$25.006/22/2010 12:51:24 PM
credit-fox3$25.00$25.006/22/2010 12:51:28 PM
sarisai$50.00$50.006/22/2010 12:51:52 PM
payment-freshmaker$40.00$40.006/22/2010 12:49:55 PM
UT-Longhorn$25.00$25.006/22/2010 12:50:05 PM
yield-seeker$25.00$25.006/22/2010 12:51:02 PM
life-is-great$25.00$25.006/22/2010 12:51:10 PM
soulwork$25.00$25.006/22/2010 12:51:23 PM
MoneyLender72$50.00$50.006/22/2010 12:52:32 PM
ommcd$25.00$25.006/22/2010 3:40:48 PM
power-pagoda$25.00$25.006/22/2010 5:19:33 PM
FEWDollars$25.00$25.006/23/2010 1:19:23 AM
kind-responsibility-balancer$27.63$27.636/23/2010 7:34:59 AM
coachmike15$25.00$25.006/23/2010 8:09:27 AM
sympathetic-asset$25.00$25.006/23/2010 8:15:11 AM
building-america$25.00$25.006/22/2010 5:34:36 PM
money-bauble$29.31$29.316/22/2010 6:29:38 PM
lend2end$25.00$25.006/23/2010 10:00:10 AM
pumatrap$25.00$25.006/23/2010 10:00:17 AM
Lou-Holtz$25.00$25.006/23/2010 10:00:22 AM
chicagoman$25.00$25.006/23/2010 10:00:38 AM
cashonhand$25.00$25.006/23/2010 10:00:54 AM
benefit-squirrel$25.00$25.006/23/2010 10:01:01 AM
wise-handy-finance$25.00$25.006/23/2010 10:01:12 AM
pessimist$50.00$50.006/23/2010 10:01:25 AM
inspiring-reward$150.00$150.006/23/2010 10:01:58 AM
ukstevenhawaii$50.00$3.876/23/2010 10:03:43 AM
bchang2001$34.32$34.326/22/2010 10:49:27 PM
Speculator$26.16$26.166/23/2010 12:44:29 AM
wampum-prodigy6$25.00$25.006/23/2010 10:00:14 AM
MAYBROOK$30.00$30.006/23/2010 10:00:19 AM
whynormal$25.00$25.006/23/2010 10:00:40 AM
cypressdev001$25.00$25.006/23/2010 10:00:45 AM
jga516$25.00$25.006/23/2010 10:01:15 AM
ShinyBigNoogin$50.00$50.006/23/2010 10:01:27 AM
versatile-platinum4$25.00$25.006/23/2010 10:00:25 AM
papaloha$50.00$50.006/23/2010 10:01:32 AM
Dreams4Cash$25.00$25.006/23/2010 10:00:29 AM
a275ranger$25.00$25.006/23/2010 10:01:47 AM
atothez$35.76$35.766/23/2010 10:00:32 AM
social-vibrato$25.00$25.006/23/2010 10:01:54 AM
suomynona$25.00$25.006/23/2010 10:00:42 AM
attractive-rate$25.00$25.006/23/2010 10:00:48 AM
payout-detective7$25.00$25.006/23/2010 10:03:35 AM
return-eclipse0$25.00$25.006/23/2010 10:01:09 AM
svandgts$50.00$50.006/23/2010 10:01:52 AM
DUDE66$25.00$25.006/23/2010 10:02:02 AM
shrewd-peace7$30.00$30.006/23/2010 10:02:09 AM
Lam0nt$25.00$25.006/23/2010 10:03:41 AM
JustMee$25.00$25.006/23/2010 7:50:51 PM
washboard1$50.72$50.726/22/2010 10:05:09 AM
LJLender$25.00$25.006/22/2010 10:06:21 AM
ZTA0796$25.00$25.006/22/2010 10:10:32 AM
InvestorPartners$25.00$25.006/22/2010 10:10:45 AM
steamboatgal$25.00$25.006/22/2010 10:34:39 AM
MADAOO7$50.00$50.006/22/2010 9:56:36 AM
Havana21$25.00$25.006/22/2010 9:56:47 AM
visionary-currency$50.00$50.006/22/2010 9:59:01 AM
teller$25.00$25.006/22/2010 11:39:29 AM
relentless-penny$25.00$25.006/22/2010 9:57:57 AM
burrito6$25.00$25.006/22/2010 9:58:42 AM
S-Master$25.00$25.006/22/2010 10:03:21 AM
jeromeyuan$25.00$25.006/22/2010 9:59:28 AM
orange-preeminant-bill$74.02$74.026/22/2010 12:50:32 PM
SNH$50.00$50.006/22/2010 10:03:55 AM
famous-bill$50.00$50.006/22/2010 12:50:59 PM
market-walnut5$50.00$50.006/22/2010 12:51:11 PM
currency-oak$25.00$25.006/22/2010 12:51:27 PM
treasure-bliss$28.64$28.646/22/2010 12:52:05 PM
FeedTheMachine$100.00$100.006/22/2010 10:02:49 AM
Phantom99$25.00$25.006/22/2010 12:52:50 PM
BooFoo22$25.00$25.006/22/2010 10:04:58 AM
orderly-leverage$30.00$30.006/22/2010 10:04:02 AM
loanscholar$40.17$40.176/22/2010 10:10:41 AM
heavenly-repayment4$25.00$25.006/22/2010 10:54:33 AM
worth-arch$25.00$25.006/22/2010 10:41:59 AM
auction-workhorse679$25.00$25.006/22/2010 11:20:02 AM
p2ploan-leaper$25.00$25.006/22/2010 11:19:56 AM
Gibbyland$50.00$50.006/22/2010 11:21:06 AM
loan-genie88$25.00$25.006/22/2010 12:50:10 PM
riproaringrapids$25.00$25.006/22/2010 12:51:00 PM
jml3482$25.00$25.006/22/2010 12:51:22 PM
rupee-artisan$25.00$25.006/22/2010 12:51:26 PM
parsec9$25.00$25.006/22/2010 12:52:48 PM
revenue-officer36$25.00$25.006/22/2010 12:50:31 PM
Helenska11$25.00$25.006/22/2010 12:51:07 PM
loan4teacher$50.00$50.006/22/2010 12:51:46 PM
orderly-loot$25.00$25.006/22/2010 12:51:58 PM
payment-gusto$25.00$25.006/22/2010 12:52:29 PM
DreDub$50.00$50.006/22/2010 4:30:39 PM
realtormoises$25.00$25.006/22/2010 4:42:34 PM
DeutscheBank$25.00$25.006/22/2010 10:54:30 PM
mamasbeachhouse$50.00$50.006/22/2010 5:26:16 PM
bodascafe$25.00$25.006/23/2010 9:51:14 AM
keeminn$50.00$50.006/23/2010 10:00:21 AM
famous-hope$25.00$25.006/23/2010 10:00:24 AM
sharpchicago$25.00$25.006/23/2010 10:00:34 AM
hard-working-loot$25.00$25.006/23/2010 10:00:57 AM
melodious-fairness$25.00$25.006/23/2010 10:01:04 AM
murlirao2002$25.00$25.006/23/2010 10:01:23 AM
shiregroup$25.00$25.006/22/2010 10:54:29 PM
green-thoughtful-yield$27.14$27.146/22/2010 9:41:02 PM
dreemin$50.00$50.006/22/2010 11:50:51 PM
Ocean713$43.23$43.236/23/2010 5:14:26 AM
TpbiCapitals$50.00$50.006/23/2010 6:29:40 AM
Pman$25.00$25.006/23/2010 8:31:20 AM
basis-mammal$25.00$25.006/23/2010 8:40:13 AM
Ananya$50.00$50.006/23/2010 10:00:13 AM
elijjah$25.00$25.006/23/2010 10:00:18 AM
dspmn$26.00$26.006/23/2010 10:00:28 AM
nrmiokovic$50.00$50.006/23/2010 10:01:06 AM
EPR$50.00$50.006/23/2010 10:00:15 AM
skybolt4$25.00$25.006/23/2010 10:01:18 AM
wcg-nyc$33.09$33.096/23/2010 10:00:21 AM
SerG_PunK$25.00$25.006/23/2010 10:01:30 AM
Ducatiman1978$25.00$25.006/23/2010 10:00:27 AM
impeccable-transparency$56.97$56.976/23/2010 10:01:43 AM
mickeyroi$25.00$25.006/23/2010 10:00:30 AM
mizount$25.00$25.006/23/2010 10:01:49 AM
mvalley$25.00$25.006/23/2010 10:00:33 AM
SFDiver$25.00$25.006/23/2010 10:02:39 AM
persevering$34.53$34.536/23/2010 10:00:46 AM
eronyc$25.00$25.006/23/2010 10:03:32 AM
oldmora$42.88$42.886/23/2010 10:00:59 AM
yeti888$25.00$25.006/23/2010 10:01:21 AM
626457$25.00$25.006/23/2010 10:01:35 AM
gain-bridge$25.00$25.006/23/2010 10:01:56 AM
Mailman2004$50.00$50.006/23/2010 10:02:05 AM
Rips$25.00$25.006/23/2010 10:02:34 AM
165 bids