Sales Report:Supplement No. 225 dated Jun 25, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
459706
This series of Notes was issued and sold upon the funding of the borrower loan #43119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 1m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 6 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,812 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 77% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| supreme-duty5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your business? What is your plan with the cash? Thanks - PrepWonder
A:
I am a professional full time "interactive designer" in Manhattan. I also do freelance work on my own; this is growing quickly and the computer I currently have is not able to support/run the professional software I use. I will use the loan to purchase a new computer, professional software (these alone total over $2500), advertising/marketing, and necessary items to establish a "home office."
(Jun-09-2010)
Q:
What is your business? Thanks. - treasure-chestnut
A:
I am a professional "interactive designer" in Manhattan.
(Jun-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 6/2/2010 4:15:25 PM |
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 4:12:43 PM |
| cash-spark3 | $25.00 | $25.00 | 6/2/2010 4:22:13 PM |
| Phantom99 | $25.00 | $25.00 | 6/2/2010 4:23:00 PM |
| top-historic-peso | $26.00 | $26.00 | 6/2/2010 4:23:14 PM |
| orderly-leverage | $30.00 | $30.00 | 6/2/2010 4:23:20 PM |
| Rattlehead | $25.00 | $25.00 | 6/2/2010 4:23:37 PM |
| zorg77 | $25.00 | $25.00 | 6/2/2010 4:24:57 PM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 4:25:47 PM |
| j245213 | $25.00 | $25.00 | 6/2/2010 4:43:14 PM |
| abundant-listing0 | $50.00 | $50.00 | 6/2/2010 4:43:26 PM |
| coachmike15 | $25.00 | $25.00 | 6/2/2010 4:23:11 PM |
| worth-arch | $25.00 | $25.00 | 6/2/2010 4:23:17 PM |
| personal-lender | $25.00 | $25.00 | 6/2/2010 4:23:30 PM |
| jrbill1998 | $50.00 | $50.00 | 6/2/2010 4:25:38 PM |
| spirited-commitment | $25.00 | $25.00 | 6/2/2010 4:43:27 PM |
| FinDoc | $25.00 | $25.00 | 6/2/2010 4:46:46 PM |
| qwsd12 | $40.00 | $40.00 | 6/2/2010 4:22:55 PM |
| power-pagoda | $25.00 | $25.00 | 6/2/2010 4:24:47 PM |
| MADAOO7 | $50.00 | $50.00 | 6/2/2010 4:26:40 PM |
| impeccable-transparency | $33.12 | $33.12 | 6/2/2010 4:43:25 PM |
| 1-HARD-HEAD | $75.00 | $75.00 | 6/3/2010 10:07:24 AM |
| Whipster | $50.00 | $50.00 | 6/2/2010 4:55:19 PM |
| mercuriant | $25.00 | $25.00 | 6/2/2010 6:32:14 PM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 3:20:02 PM |
| Finchy78 | $25.00 | $25.00 | 6/5/2010 8:48:35 AM |
| wuvmykidz | $136.08 | $136.08 | 6/4/2010 8:17:41 PM |
| d_grbg | $25.00 | $25.00 | 6/7/2010 6:14:04 AM |
| new-return-faire | $100.00 | $100.00 | 6/7/2010 9:26:21 AM |
| neorunner | $25.00 | $25.00 | 6/7/2010 7:26:18 PM |
| ptjg | $25.00 | $25.00 | 6/7/2010 7:27:40 PM |
| leverage-monger | $25.00 | $25.00 | 6/8/2010 9:28:39 AM |
| Bob450 | $30.00 | $30.00 | 6/7/2010 8:09:33 PM |
| Vans1975 | $36.00 | $36.00 | 6/8/2010 11:51:20 AM |
| DasMula | $25.00 | $25.00 | 6/8/2010 9:54:46 AM |
| b-rent | $25.00 | $25.00 | 6/8/2010 12:09:14 PM |
| realtormoises | $25.00 | $25.00 | 6/8/2010 12:11:59 PM |
| trade-goblin9 | $25.00 | $25.00 | 6/8/2010 3:26:02 PM |
| cash-tent | $25.00 | $25.00 | 6/8/2010 3:46:15 PM |
| wbp | $25.00 | $25.00 | 6/8/2010 2:58:13 PM |
| loan-fate | $26.17 | $26.17 | 6/8/2010 3:18:30 PM |
| trade-goblin9 | $25.00 | $25.00 | 6/8/2010 3:25:46 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/8/2010 3:31:08 PM |
| sturdy-peace9 | $75.00 | $75.00 | 6/8/2010 7:12:52 PM |
| irrelevant | $25.00 | $25.00 | 6/8/2010 4:31:08 PM |
| csa_101824 | $25.00 | $25.00 | 6/9/2010 12:18:52 PM |
| truth-in-advertising | $25.00 | $25.00 | 6/8/2010 7:23:33 PM |
| balanced-return5 | $25.00 | $25.00 | 6/9/2010 7:44:41 AM |
| edts13 | $50.00 | $50.00 | 6/9/2010 1:25:42 PM |
| ultimate-peace | $125.00 | $125.00 | 6/9/2010 3:13:55 PM |
| brightest-excellent-rate | $100.00 | $100.00 | 6/9/2010 3:36:50 PM |
| riveting-credit5 | $200.00 | $200.00 | 6/9/2010 4:07:40 PM |
| investment-party | $40.50 | $40.50 | 6/9/2010 1:33:50 PM |
| PotBellyPete | $50.00 | $50.00 | 6/9/2010 10:35:41 AM |
| MattProsper | $30.00 | $30.00 | 6/9/2010 11:08:01 AM |
| icon7 | $30.00 | $30.00 | 6/9/2010 11:21:44 AM |
| willinvest | $25.00 | $25.00 | 6/9/2010 3:01:48 PM |
| jjsparks28 | $67.85 | $67.85 | 6/9/2010 3:56:33 PM |
| revenue-appraiser | $27.42 | $27.42 | 6/9/2010 4:03:07 PM |
| farchoir | $25.00 | $25.00 | 6/9/2010 1:29:56 PM |
| cforell | $100.00 | $100.00 | 6/9/2010 3:34:28 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/2/2010 4:12:57 PM |
| finance-prescription | $50.00 | $50.00 | 6/2/2010 4:15:35 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/2/2010 4:24:11 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/2/2010 4:22:37 PM |
| samo102us | $25.00 | $25.00 | 6/2/2010 4:26:37 PM |
| shrewd-peace7 | $30.00 | $30.00 | 6/2/2010 4:12:18 PM |
| S-Master | $25.00 | $25.00 | 6/2/2010 4:15:28 PM |
| Interstate_Rate | $250.00 | $250.00 | 6/2/2010 4:18:43 PM |
| treasure-bliss | $100.00 | $100.00 | 6/2/2010 4:18:55 PM |
| Streamfeeder | $25.00 | $25.00 | 6/2/2010 5:04:00 PM |
| SNH | $50.00 | $50.00 | 6/2/2010 4:23:03 PM |
| JGB | $100.00 | $100.00 | 6/2/2010 4:23:24 PM |
| Bank42 | $50.00 | $50.00 | 6/2/2010 4:24:30 PM |
| simplelender80 | $50.00 | $50.00 | 6/2/2010 4:24:40 PM |
| svandgts | $50.00 | $50.00 | 6/2/2010 4:24:54 PM |
| shrewd-deal | $25.00 | $25.00 | 6/2/2010 4:25:03 PM |
| important-ore | $50.00 | $16.83 | 6/2/2010 4:43:37 PM |
| loyalist1 | $100.00 | $100.00 | 6/3/2010 6:23:59 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 6/3/2010 7:26:10 PM |
| interstellar | $50.00 | $50.00 | 6/4/2010 1:10:58 AM |
| Wachocia | $25.00 | $25.00 | 6/4/2010 1:42:51 AM |
| eriqnoodle | $25.00 | $25.00 | 6/5/2010 8:07:39 AM |
| dws2380 | $25.00 | $25.00 | 6/6/2010 11:55:32 AM |
| ChrisKwan | $25.00 | $25.00 | 6/7/2010 6:56:51 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/7/2010 9:53:32 AM |
| aarons34 | $25.00 | $25.00 | 6/6/2010 10:52:44 AM |
| market-pudding | $25.00 | $25.00 | 6/7/2010 11:41:53 AM |
| careful-compassion | $25.00 | $25.00 | 6/7/2010 11:51:26 AM |
| penny-surgeon | $25.00 | $25.00 | 6/7/2010 2:32:20 PM |
| buffalobills | $25.00 | $25.00 | 6/8/2010 10:23:09 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:48:47 AM |
| interest88 | $25.00 | $25.00 | 6/8/2010 2:42:07 PM |
| wowlender | $25.00 | $25.00 | 6/8/2010 3:17:34 PM |
| CMDCO | $50.00 | $50.00 | 6/8/2010 4:39:27 PM |
| coyone | $50.00 | $50.00 | 6/8/2010 8:30:23 PM |
| MONEY_IN_THE_BANK | $27.47 | $27.47 | 6/8/2010 10:11:25 PM |
| evergreen16 | $50.00 | $50.00 | 6/8/2010 10:15:48 PM |
| power-secret-agent | $25.00 | $25.00 | 6/9/2010 4:17:22 AM |
| Leshan | $25.00 | $25.00 | 6/9/2010 8:50:47 AM |
| photo999 | $25.00 | $25.00 | 6/8/2010 7:28:35 PM |
| patriot384 | $60.00 | $60.00 | 6/8/2010 7:49:23 PM |
| scroooge | $25.00 | $25.00 | 6/9/2010 9:36:32 AM |
| cognizant-responsibility9 | $25.00 | $25.00 | 6/9/2010 10:28:09 AM |
| back-scratchers | $25.00 | $25.00 | 6/9/2010 2:05:38 AM |
| paul1 | $25.00 | $25.00 | 6/8/2010 7:20:24 PM |
| rate-hickory | $25.00 | $25.00 | 6/9/2010 7:13:23 AM |
| Kyileo | $25.00 | $25.00 | 6/9/2010 8:43:31 AM |
| money-bauble | $100.00 | $100.00 | 6/9/2010 8:54:36 AM |
| credit-coach118 | $25.00 | $25.00 | 6/9/2010 2:56:21 PM |
| I_want_to_help_you | $25.00 | $25.00 | 6/9/2010 3:28:02 PM |
| worthy-bid4 | $25.00 | $25.00 | 6/9/2010 9:37:22 AM |
| Silverling6 | $25.00 | $25.00 | 6/9/2010 9:37:58 AM |
| kendigme | $25.00 | $25.00 | 6/9/2010 3:30:01 AM |
| wonder3 | $25.00 | $25.00 | 6/9/2010 5:52:55 AM |
| 1phantom | $25.00 | $25.00 | 6/9/2010 7:07:21 AM |
| drb4ever | $25.00 | $25.00 | 6/9/2010 7:39:19 AM |
| victorcab | $25.00 | $25.00 | 6/9/2010 8:32:58 AM |
| stable-bonus | $27.48 | $27.48 | 6/9/2010 9:55:17 AM |
| billybragg | $25.00 | $25.00 | 6/9/2010 10:10:34 AM |
| LeoBUSIIT | $25.00 | $25.00 | 6/9/2010 2:11:36 PM |
| blitz_ac | $30.08 | $30.08 | 6/9/2010 2:14:14 PM |
| ds5184 | $25.00 | $25.00 | 6/9/2010 2:51:49 PM |
| malomar66 | $50.00 | $50.00 | 6/9/2010 12:31:19 PM |
| taetrade | $25.00 | $25.00 | 6/9/2010 4:00:09 PM |
| 125 bids
|
Borrower Payment Dependent Notes Series
460840
This series of Notes was issued and sold upon the funding of the borrower loan #43195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 33.59% |
Final borrower rate/APR:
| 34.59% / 37.04% |
Final monthly payment:
| $225.02 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 19.98% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 24% |
|
Basic (1-10):
| 3 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 8
/
5 | Length of status: | 18y 10m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 33 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,023 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 93% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 20 | | | | |
|
Screen name:
| compatible-coin6 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My own reasons
Purpose of loan:
This loan will be used to?
This loan will be used to pay off a high APR credit cards that are left over from my divorce?and give me a peace of mind it is taken care of prior to me deploying for 2 years and also to help me resod my yard which the HOA have been sending me notices to do since we had a?numerious freezes here over the winter it has killed my grass.?I will set up a allotment to guarantee the loan payment is made each month and to ensure the loan is repayed with in 2 years. Thank you to all who bid and in helping me with this.
My financial situation:
I am a good candidate for this loan because?
I am a hard working American soldier and I am 100% trust worthy to repay what I borrow.
Monthly net income: $
4700.00
Monthly expenses: $
??Housing: $?2000
??Insurance: $ 100
??Car expenses: $ 0
??Utilities: $?150
??Phone, cable, internet: $ 75
??Food, entertainment: $?300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 300
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Thank you for validating employment and income. Meets Military Credit Index. - Military-2-Military
A:
Your welcome, thank you for taking a interest in my listing and showing how soldiers help soldiers when they need alittle help!
(Jun-03-2010)
Q:
Thanks for your service! Please comment on DQs, 1 Public and total your monthly expenses: - JGuide
A:
The DQ's were from back when I was a lower enlisted and found out the hard way I was in over my head, 8 years ago I fiiled a bankruptcy to try to get a clean start. I did not file on my home or vehicles. With my current monthly income I can afford to make this payment and get these 2 cards payed off and get my yard fixed before I PCS to Kuwait in 2 weeks.
(Jun-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $100.00 | $100.00 | 6/2/2010 4:47:27 PM |
| Military-2-Military | $1,000.00 | $1,000.00 | 6/2/2010 8:18:55 PM |
| Amber_Stone | $25.00 | $25.00 | 6/3/2010 9:22:22 AM |
| loanman2007 | $100.00 | $100.00 | 6/4/2010 10:40:51 AM |
| unger | $50.00 | $50.00 | 6/4/2010 7:32:20 PM |
| Skeptical-one | $25.00 | $25.00 | 6/7/2010 9:29:29 AM |
| impressive-openness7 | $50.00 | $50.00 | 6/7/2010 11:21:10 AM |
| thefisherman | $25.00 | $25.00 | 6/7/2010 12:40:50 PM |
| enthusiastic-balance5 | $200.00 | $200.00 | 6/8/2010 6:34:24 AM |
| tigercat | $50.00 | $50.00 | 6/8/2010 10:45:08 AM |
| shawnw2 | $146.81 | $146.81 | 6/8/2010 2:00:07 PM |
| well-mannered-income3 | $70.00 | $70.00 | 6/8/2010 3:37:55 PM |
| mrxtravis | $100.00 | $100.00 | 6/8/2010 2:30:07 PM |
| wlm3012 | $50.00 | $50.00 | 6/8/2010 2:51:31 PM |
| Leshan | $25.00 | $25.00 | 6/9/2010 8:56:00 AM |
| dynrep | $25.00 | $25.00 | 6/9/2010 8:01:48 AM |
| well-mannered-income3 | $50.00 | $50.00 | 6/9/2010 1:36:23 PM |
| credit-missile | $25.00 | $25.00 | 6/9/2010 6:37:26 AM |
| GetLoan | $128.83 | $128.83 | 6/9/2010 10:40:20 AM |
| well-mannered-income3 | $50.00 | $50.00 | 6/9/2010 3:49:38 PM |
| payment-halo | $25.00 | $25.00 | 6/9/2010 4:11:06 PM |
| Tono | $30.00 | $30.00 | 6/9/2010 1:17:00 PM |
| DMKAssetManagement | $50.00 | $50.00 | 6/9/2010 3:48:30 PM |
| reflective-rupee | $100.00 | $100.00 | 6/4/2010 11:29:05 AM |
| MilitaryLending | $40.00 | $40.00 | 6/4/2010 9:12:30 PM |
| CaptainCrunch | $100.00 | $100.00 | 6/4/2010 9:16:30 PM |
| gpuck | $25.00 | $25.00 | 6/4/2010 8:44:43 PM |
| wlm3012 | $25.00 | $25.00 | 6/6/2010 12:16:01 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/6/2010 6:40:34 AM |
| lepolgr | $50.00 | $50.00 | 6/7/2010 1:39:32 PM |
| Kash2010lu | $25.00 | $25.00 | 6/8/2010 6:37:10 AM |
| shawnw2 | $169.69 | $169.69 | 6/8/2010 3:09:53 PM |
| Johnab | $26.00 | $26.00 | 6/8/2010 4:28:32 PM |
| EODLEGS | $25.00 | $25.00 | 6/8/2010 7:37:23 PM |
| DasMula | $25.00 | $25.00 | 6/8/2010 6:24:14 PM |
| loanman2007 | $50.00 | $50.00 | 6/9/2010 5:20:08 AM |
| DasMula | $25.00 | $25.00 | 6/8/2010 6:23:26 PM |
| DasMula | $25.00 | $25.00 | 6/8/2010 6:23:40 PM |
| himistu22 | $25.00 | $25.00 | 6/9/2010 5:46:22 AM |
| julian_rojas72 | $5,000.00 | $1,788.67 | 6/9/2010 4:10:13 PM |
| Frosty | $50.00 | $50.00 | 6/9/2010 2:21:09 PM |
| 41 bids
|
Borrower Payment Dependent Notes Series
462096
This series of Notes was issued and sold upon the funding of the borrower loan #43163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jun-09-2010 |
| |
Auction end date:
| Jun-11-2010 |
|
|
Starting lender yield:
| 8.30% |
Starting borrower rate/APR:
| 9.30% / 9.64% |
Starting monthly payment:
| $383.27 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $383.27 |
| |
|
Auction yield range:
| 2.98% - 8.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1972 |
Debt/Income ratio:
| 24% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 2m |
|
Credit score:
| 800-819 (Jun-2010) |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,075 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 1% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| banshee4 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Oct-2009)
|
|
Principal balance:
| $12,836.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Business Expansion
Purpose of loan:
This loan will be used to continue the expansion of my business. I can use this money to establish two other areas to sell in. Which means more product and more people. In this ecomomy, "steady as she goes". Don't over comit and work harder! Thanks for the help.
My financial situation:
I am a good candidate for this loan because I have and will continue to make payments on the first loan. This will just expedite the payment process. I really like the way prosper works because I feel I'm helping others out as well.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jackbauer | $25.00 | $25.00 | 6/9/2010 4:10:29 PM |
| Taien | $50.00 | $50.00 | 6/9/2010 4:10:53 PM |
| best-ingenious-funds | $25.00 | $25.00 | 6/9/2010 4:10:57 PM |
| cberthiaume | $25.00 | $25.00 | 6/9/2010 4:11:14 PM |
| bold-durability-drum | $50.00 | $50.00 | 6/9/2010 4:12:14 PM |
| nonukem | $25.00 | $25.00 | 6/9/2010 4:13:31 PM |
| orgy63 | $25.00 | $25.00 | 6/9/2010 4:13:48 PM |
| 1fortheroad | $25.00 | $25.00 | 6/9/2010 4:14:55 PM |
| alexstar | $25.00 | $25.00 | 6/9/2010 4:15:48 PM |
| truth-image | $50.00 | $50.00 | 6/9/2010 4:16:00 PM |
| meenan | $25.00 | $25.00 | 6/9/2010 4:16:06 PM |
| a-responsible-return | $25.00 | $25.00 | 6/9/2010 4:16:27 PM |
| seabass123 | $25.00 | $25.00 | 6/9/2010 4:16:50 PM |
| hookUup | $25.00 | $25.00 | 6/9/2010 4:17:16 PM |
| BayShell | $26.32 | $26.32 | 6/9/2010 4:21:52 PM |
| Walkingcowboy | $25.00 | $25.00 | 6/9/2010 4:22:01 PM |
| loyalist1 | $100.00 | $100.00 | 6/9/2010 4:22:48 PM |
| open-minded-credit4 | $25.00 | $25.00 | 6/9/2010 4:10:37 PM |
| successful-euro | $30.00 | $30.00 | 6/9/2010 4:11:29 PM |
| impartial-deal | $25.45 | $25.45 | 6/9/2010 4:11:39 PM |
| lively-point | $25.00 | $25.00 | 6/9/2010 4:24:27 PM |
| saver20 | $25.00 | $25.00 | 6/9/2010 4:12:29 PM |
| Lo0se_mo0se | $25.00 | $25.00 | 6/9/2010 4:25:17 PM |
| axl163 | $25.00 | $25.00 | 6/9/2010 4:12:50 PM |
| Rdodson11 | $25.00 | $25.00 | 6/9/2010 4:13:07 PM |
| top-payout-fixer | $25.00 | $25.00 | 6/9/2010 4:13:10 PM |
| nuclearmoose | $25.00 | $25.00 | 6/9/2010 4:14:11 PM |
| bchen78875 | $50.00 | $50.00 | 6/9/2010 4:14:32 PM |
| wormdc | $25.00 | $25.00 | 6/9/2010 4:14:36 PM |
| gojackgo | $50.00 | $50.00 | 6/9/2010 4:44:58 PM |
| tntmojave | $25.00 | $25.00 | 6/9/2010 4:16:54 PM |
| figs4u2 | $80.00 | $80.00 | 6/9/2010 4:17:02 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 6/9/2010 5:00:50 PM |
| sensible-community1 | $25.00 | $25.00 | 6/9/2010 5:02:35 PM |
| svandgts | $50.00 | $50.00 | 6/9/2010 4:17:33 PM |
| Pasagam | $25.00 | $25.00 | 6/9/2010 4:10:24 PM |
| Aeroman32 | $25.00 | $25.00 | 6/9/2010 4:10:28 PM |
| transparency-giant | $50.00 | $50.00 | 6/9/2010 5:03:48 PM |
| sharkm | $25.00 | $25.00 | 6/9/2010 5:04:02 PM |
| shadowflame_99 | $25.00 | $25.00 | 6/9/2010 4:11:19 PM |
| Northsider | $50.00 | $50.00 | 6/9/2010 5:04:20 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/9/2010 4:11:44 PM |
| GrommetPosse | $25.00 | $25.00 | 6/9/2010 4:11:54 PM |
| bright-investment | $30.00 | $30.00 | 6/9/2010 5:05:17 PM |
| responsibility-euphoria0 | $25.00 | $25.00 | 6/9/2010 5:05:36 PM |
| investmentgroup | $25.00 | $25.00 | 6/9/2010 4:12:16 PM |
| Artist_Blue | $25.00 | $25.00 | 6/9/2010 4:12:26 PM |
| bnordman | $25.00 | $25.00 | 6/9/2010 5:05:53 PM |
| macgeek | $26.54 | $26.54 | 6/9/2010 5:05:55 PM |
| RandomMonkey | $25.00 | $25.00 | 6/9/2010 5:06:26 PM |
| kvandivo | $25.00 | $25.00 | 6/9/2010 5:06:30 PM |
| ramsbladder | $25.00 | $25.00 | 6/9/2010 5:06:50 PM |
| gatorbanker | $71.32 | $71.32 | 6/9/2010 5:07:01 PM |
| blackberry9 | $25.00 | $25.00 | 6/9/2010 5:07:08 PM |
| JohnGalt94 | $25.00 | $25.00 | 6/9/2010 5:07:19 PM |
| coup173 | $25.00 | $25.00 | 6/9/2010 5:07:28 PM |
| deal-multiplier9 | $25.00 | $25.00 | 6/9/2010 5:07:39 PM |
| guardlender | $25.00 | $25.00 | 6/9/2010 5:07:44 PM |
| the-silver-blaster | $25.00 | $25.00 | 6/9/2010 4:13:47 PM |
| independent-investment | $25.00 | $25.00 | 6/9/2010 5:08:15 PM |
| ddibernardo | $25.00 | $25.00 | 6/9/2010 5:08:26 PM |
| balance-whistle7 | $50.00 | $50.00 | 6/9/2010 4:21:43 PM |
| Steveoo1 | $25.00 | $25.00 | 6/9/2010 5:08:32 PM |
| Carpetkid | $50.00 | $50.00 | 6/9/2010 5:08:39 PM |
| CaptainBlueberry | $25.00 | $25.00 | 6/9/2010 5:08:47 PM |
| credit-scout7 | $30.00 | $30.00 | 6/9/2010 5:08:57 PM |
| SNH | $50.00 | $50.00 | 6/9/2010 4:14:18 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/9/2010 4:22:40 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/9/2010 4:16:11 PM |
| Phantom99 | $25.00 | $25.00 | 6/9/2010 4:16:49 PM |
| flexible-value | $28.00 | $28.00 | 6/9/2010 4:17:01 PM |
| auction-turbine4 | $25.00 | $25.00 | 6/9/2010 4:24:16 PM |
| david5000 | $50.00 | $50.00 | 6/9/2010 4:17:07 PM |
| simplelender80 | $100.00 | $100.00 | 6/9/2010 4:17:25 PM |
| fiscal65 | $25.00 | $25.00 | 6/9/2010 5:23:05 PM |
| gauss02 | $25.00 | $25.00 | 6/9/2010 4:24:45 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 6/9/2010 5:23:59 PM |
| psa1995 | $50.00 | $50.00 | 6/9/2010 4:44:56 PM |
| wonderfulwyo | $25.00 | $25.00 | 6/9/2010 5:03:02 PM |
| RG | $29.17 | $29.17 | 6/9/2010 5:03:43 PM |
| commerce-handshake | $50.00 | $50.00 | 6/9/2010 5:03:52 PM |
| active-trade4 | $50.00 | $50.00 | 6/9/2010 4:22:23 PM |
| alpinaut | $25.00 | $25.00 | 6/9/2010 4:22:26 PM |
| koa | $50.00 | $50.00 | 6/9/2010 4:22:55 PM |
| heroic-platinum | $25.00 | $25.00 | 6/9/2010 5:05:15 PM |
| jla720 | $35.00 | $35.00 | 6/9/2010 5:05:23 PM |
| F16Pilot | $25.00 | $25.00 | 6/9/2010 5:05:42 PM |
| pfenness | $25.00 | $25.00 | 6/9/2010 5:05:53 PM |
| IIP77 | $25.00 | $25.00 | 6/9/2010 5:06:00 PM |
| bluesky07 | $25.00 | $25.00 | 6/9/2010 5:06:06 PM |
| ray1051 | $25.00 | $25.00 | 6/9/2010 4:23:47 PM |
| SpadeMike | $26.92 | $26.92 | 6/9/2010 5:06:18 PM |
| harty | $60.00 | $60.00 | 6/9/2010 4:23:53 PM |
| GeorgiaGator | $42.35 | $42.35 | 6/9/2010 4:23:58 PM |
| trevandtal | $25.00 | $25.00 | 6/9/2010 5:06:33 PM |
| fxsrider | $25.00 | $25.00 | 6/9/2010 5:06:43 PM |
| ryreesado | $25.00 | $25.00 | 6/9/2010 5:06:51 PM |
| roccofox | $50.00 | $50.00 | 6/9/2010 5:06:55 PM |
| life-is-great | $25.00 | $25.00 | 6/9/2010 4:24:19 PM |
| silvip | $25.00 | $25.00 | 6/9/2010 5:07:06 PM |
| Tai | $25.00 | $25.00 | 6/9/2010 4:24:38 PM |
| thorough-exchange4 | $39.35 | $39.35 | 6/9/2010 4:24:46 PM |
| DavenportCapital | $25.00 | $25.00 | 6/9/2010 5:07:28 PM |
| moneynmotion | $25.00 | $25.00 | 6/9/2010 4:24:51 PM |
| surfhoss644 | $25.00 | $25.00 | 6/9/2010 5:07:48 PM |
| wampum-optimization | $34.39 | $34.39 | 6/9/2010 5:08:15 PM |
| Chuck9802 | $50.00 | $50.00 | 6/9/2010 5:08:30 PM |
| emt747 | $25.00 | $25.00 | 6/9/2010 5:08:40 PM |
| steady-gain5 | $25.00 | $25.00 | 6/9/2010 5:08:55 PM |
| Kerrysbay | $50.00 | $50.00 | 6/9/2010 5:09:00 PM |
| steady-bazaar | $27.11 | $27.11 | 6/9/2010 5:09:13 PM |
| pbeach05 | $25.00 | $25.00 | 6/9/2010 5:09:23 PM |
| cash-queen | $50.00 | $50.00 | 6/9/2010 5:09:27 PM |
| Velocity_Lenders | $50.00 | $50.00 | 6/9/2010 4:39:29 PM |
| Underzenith85 | $25.00 | $25.00 | 6/9/2010 4:44:58 PM |
| important-dollar1 | $32.41 | $32.41 | 6/9/2010 5:02:42 PM |
| hawaiiangirl76 | $25.00 | $25.00 | 6/9/2010 5:03:44 PM |
| spenrod | $50.00 | $50.00 | 6/9/2010 5:04:28 PM |
| paladin847 | $25.00 | $25.00 | 6/9/2010 5:05:02 PM |
| Toby1montana | $53.89 | $53.89 | 6/9/2010 5:05:09 PM |
| petech | $25.00 | $25.00 | 6/9/2010 5:05:16 PM |
| 1phantom | $44.44 | $44.44 | 6/9/2010 5:05:34 PM |
| srgriff | $25.00 | $25.00 | 6/9/2010 5:05:46 PM |
| The_Loan_Ranger | $26.58 | $26.58 | 6/9/2010 5:06:12 PM |
| monroemoney | $25.00 | $25.00 | 6/9/2010 5:06:25 PM |
| HHP | $25.00 | $25.00 | 6/9/2010 5:06:35 PM |
| Jack1966 | $25.00 | $25.00 | 6/9/2010 5:06:48 PM |
| Airthus | $25.00 | $25.00 | 6/9/2010 5:06:59 PM |
| CASHGIRL | $50.00 | $50.00 | 6/9/2010 5:07:53 PM |
| Philosonie | $25.00 | $25.00 | 6/9/2010 5:07:59 PM |
| diligent-leverage | $25.00 | $25.00 | 6/9/2010 7:19:43 PM |
| mykkai | $25.00 | $25.00 | 6/9/2010 5:08:22 PM |
| ijspence | $25.00 | $25.00 | 6/9/2010 5:08:37 PM |
| listing-shooter4 | $25.00 | $25.00 | 6/9/2010 5:08:41 PM |
| Composure1 | $25.00 | $25.00 | 6/9/2010 5:08:45 PM |
| MoneyForNothing | $26.74 | $26.74 | 6/9/2010 7:41:35 PM |
| Merganser | $25.00 | $25.00 | 6/9/2010 5:08:59 PM |
| fireboss | $25.00 | $25.00 | 6/9/2010 5:09:12 PM |
| rjw_mpwr | $25.00 | $25.00 | 6/9/2010 5:09:29 PM |
| business_savvy | $49.50 | $49.50 | 6/9/2010 8:04:42 PM |
| green-glowing-gain | $25.00 | $25.00 | 6/10/2010 9:36:09 AM |
| WindyKid | $25.00 | $25.00 | 6/9/2010 9:31:06 PM |
| fair-funds | $25.00 | $25.00 | 6/9/2010 11:19:56 PM |
| KramericaIndustries | $25.00 | $25.00 | 6/10/2010 12:25:29 AM |
| stable-money | $25.00 | $25.00 | 6/10/2010 10:10:12 AM |
| wampum-reaction2 | $25.00 | $25.00 | 6/10/2010 7:40:09 AM |
| bigphish | $25.00 | $25.00 | 6/10/2010 10:45:21 AM |
| phillipd48 | $25.00 | $25.00 | 6/10/2010 7:59:47 AM |
| devoider | $25.00 | $25.00 | 6/10/2010 8:40:28 AM |
| newyork6264 | $25.00 | $25.00 | 6/10/2010 4:15:02 AM |
| blot44 | $25.00 | $25.00 | 6/10/2010 6:52:12 AM |
| rudyindc | $25.00 | $25.00 | 6/10/2010 10:10:13 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 6/10/2010 10:10:35 AM |
| hopeful-point | $25.00 | $25.00 | 6/10/2010 10:10:53 AM |
| dbzen | $50.00 | $50.00 | 6/10/2010 10:10:57 AM |
| saritha | $25.00 | $25.00 | 6/10/2010 10:11:03 AM |
| blissful-note7 | $25.00 | $25.00 | 6/10/2010 10:11:20 AM |
| teller | $34.12 | $34.12 | 6/10/2010 8:19:44 AM |
| NATIVEBORN | $25.00 | $25.00 | 6/10/2010 10:14:28 AM |
| museic1 | $25.00 | $25.00 | 6/10/2010 10:14:44 AM |
| Castellan | $25.00 | $25.00 | 6/10/2010 10:15:14 AM |
| antrux | $25.00 | $25.00 | 6/10/2010 9:35:07 AM |
| otalon | $30.88 | $30.88 | 6/10/2010 1:00:31 PM |
| FrayBentos | $25.00 | $25.00 | 6/10/2010 10:10:07 AM |
| calkidd05 | $25.00 | $25.00 | 6/10/2010 10:10:57 AM |
| kmr2 | $50.00 | $50.00 | 6/10/2010 10:11:06 AM |
| rulender | $50.00 | $50.00 | 6/10/2010 10:14:45 AM |
| majormoves1 | $25.00 | $25.00 | 6/10/2010 10:15:07 AM |
| bradania | $25.00 | $4.30 | 6/10/2010 4:19:41 PM |
| misterhobbs | $25.00 | $25.00 | 6/10/2010 12:54:35 PM |
| Green_Bean | $25.00 | $25.00 | 6/10/2010 2:39:39 PM |
| BeansMan02 | $25.00 | $25.00 | 6/9/2010 4:10:48 PM |
| heretolendit | $25.00 | $25.00 | 6/9/2010 4:10:55 PM |
| Ivan2007 | $50.00 | $50.00 | 6/9/2010 4:11:11 PM |
| dharma1 | $25.00 | $25.00 | 6/9/2010 4:11:47 PM |
| kulender | $25.00 | $25.00 | 6/9/2010 4:11:52 PM |
| jjb3 | $25.00 | $25.00 | 6/9/2010 4:12:11 PM |
| kenji4861 | $25.00 | $25.00 | 6/9/2010 4:13:26 PM |
| tbrnet | $25.00 | $25.00 | 6/9/2010 4:13:38 PM |
| icchok | $50.00 | $50.00 | 6/9/2010 4:13:59 PM |
| briphi | $100.00 | $100.00 | 6/9/2010 4:14:24 PM |
| mlopez2007 | $50.00 | $50.00 | 6/9/2010 4:15:30 PM |
| moltopaolo | $50.00 | $50.00 | 6/9/2010 4:17:12 PM |
| payout-banker4 | $25.00 | $25.00 | 6/9/2010 4:17:23 PM |
| ujiba | $25.00 | $25.00 | 6/9/2010 4:21:35 PM |
| cash-merry-maker | $25.00 | $25.00 | 6/9/2010 4:22:33 PM |
| personal-lender | $25.00 | $25.00 | 6/9/2010 4:23:13 PM |
| afotherg | $40.00 | $40.00 | 6/9/2010 4:23:46 PM |
| generator596 | $50.00 | $50.00 | 6/9/2010 4:23:54 PM |
| fortytwo | $100.00 | $100.00 | 6/9/2010 4:11:25 PM |
| suburbanman64 | $27.22 | $27.22 | 6/9/2010 4:12:25 PM |
| hyrolln | $25.00 | $25.00 | 6/9/2010 4:25:02 PM |
| wampum-chorus3 | $25.00 | $25.00 | 6/9/2010 4:12:47 PM |
| aue513 | $25.00 | $25.00 | 6/9/2010 4:13:02 PM |
| iolaire | $25.00 | $25.00 | 6/9/2010 4:13:06 PM |
| shrewd-deal | $25.00 | $25.00 | 6/9/2010 4:13:42 PM |
| dschaaf | $25.00 | $25.00 | 6/9/2010 4:37:07 PM |
| point-shooter | $25.00 | $25.00 | 6/9/2010 4:14:00 PM |
| micko | $25.00 | $25.00 | 6/9/2010 4:14:41 PM |
| rescue | $70.00 | $70.00 | 6/9/2010 4:44:53 PM |
| american6 | $50.00 | $50.00 | 6/9/2010 4:16:29 PM |
| kegs | $100.00 | $100.00 | 6/9/2010 4:16:35 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/9/2010 4:17:19 PM |
| pauledgarm | $50.00 | $50.00 | 6/9/2010 4:17:28 PM |
| power-pagoda | $25.00 | $25.00 | 6/9/2010 4:17:31 PM |
| kindness-hickory5 | $25.00 | $25.00 | 6/9/2010 5:02:39 PM |
| camaraderi-workhorse | $50.00 | $50.00 | 6/9/2010 5:03:01 PM |
| 1h1m | $25.00 | $25.00 | 6/9/2010 4:10:34 PM |
| AmericanCredit | $25.00 | $25.00 | 6/9/2010 4:10:39 PM |
| Rockymtnhi | $42.46 | $42.46 | 6/9/2010 4:11:04 PM |
| meux99 | $25.00 | $25.00 | 6/9/2010 4:11:43 PM |
| hopethisworks | $90.99 | $90.99 | 6/9/2010 5:05:06 PM |
| riproaringrapids | $25.00 | $25.00 | 6/9/2010 4:11:57 PM |
| transaction-aggregator7 | $25.00 | $25.00 | 6/9/2010 5:05:14 PM |
| determined-contract | $30.00 | $30.00 | 6/9/2010 5:05:33 PM |
| Ocean713 | $50.00 | $50.00 | 6/9/2010 4:12:13 PM |
| peace-missile | $25.00 | $25.00 | 6/9/2010 5:05:54 PM |
| Ikcon07 | $50.00 | $50.00 | 6/9/2010 5:06:03 PM |
| bjmazur | $25.00 | $25.00 | 6/9/2010 5:06:21 PM |
| balance-voyager | $30.12 | $30.12 | 6/9/2010 4:12:51 PM |
| dpfl55 | $25.00 | $25.00 | 6/9/2010 5:06:58 PM |
| engaging-yield4 | $25.00 | $25.00 | 6/9/2010 5:07:05 PM |
| first-pragmatic-note | $25.00 | $25.00 | 6/9/2010 5:07:15 PM |
| lifegrowth | $25.00 | $25.00 | 6/9/2010 5:07:42 PM |
| Dazz2061 | $25.00 | $25.00 | 6/9/2010 5:07:57 PM |
| kchen486 | $25.00 | $25.00 | 6/9/2010 5:08:25 PM |
| best-decisive-peace | $25.00 | $25.00 | 6/9/2010 5:08:28 PM |
| LoWRec | $25.00 | $25.00 | 6/9/2010 5:08:31 PM |
| wampum-prodigy6 | $25.00 | $25.00 | 6/9/2010 5:08:34 PM |
| USMC0311 | $25.00 | $25.00 | 6/9/2010 4:22:13 PM |
| creative-finance7 | $25.00 | $25.00 | 6/9/2010 5:08:44 PM |
| Bank42 | $50.00 | $50.00 | 6/9/2010 4:14:12 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/9/2010 4:14:18 PM |
| rosie777 | $30.00 | $30.00 | 6/9/2010 5:09:26 PM |
| skuba | $50.00 | $50.00 | 6/9/2010 4:22:37 PM |
| nunnie | $25.00 | $25.00 | 6/9/2010 4:22:44 PM |
| radforj22 | $50.00 | $50.00 | 6/9/2010 4:15:04 PM |
| dinero-oasis | $25.00 | $25.00 | 6/9/2010 4:22:59 PM |
| Ven58 | $25.00 | $25.00 | 6/9/2010 5:11:39 PM |
| klinebarger | $25.00 | $25.00 | 6/9/2010 4:23:52 PM |
| Marathoner | $25.00 | $25.00 | 6/9/2010 4:16:43 PM |
| KWarrior | $25.00 | $25.00 | 6/9/2010 5:23:02 PM |
| investment-network | $25.00 | $25.00 | 6/9/2010 4:25:03 PM |
| actuarial_investor | $25.00 | $25.00 | 6/9/2010 4:25:21 PM |
| systemlender | $25.00 | $25.00 | 6/9/2010 5:24:18 PM |
| mla | $25.00 | $25.00 | 6/9/2010 4:37:03 PM |
| samo102us | $25.00 | $25.00 | 6/9/2010 4:37:15 PM |
| KHODADAD | $50.00 | $50.00 | 6/9/2010 4:44:52 PM |
| pavelz | $100.00 | $100.00 | 6/9/2010 4:21:19 PM |
| authoritative-capital | $25.00 | $25.00 | 6/9/2010 5:01:45 PM |
| iLoaner | $25.00 | $25.00 | 6/9/2010 5:04:53 PM |
| delicious-social132 | $25.00 | $25.00 | 6/9/2010 4:22:52 PM |
| Fortuno_per_commodo | $34.52 | $34.52 | 6/9/2010 5:05:11 PM |
| cello1 | $25.00 | $25.00 | 6/9/2010 5:05:33 PM |
| impressive-credit431 | $500.00 | $500.00 | 6/9/2010 4:23:26 PM |
| ElbowToast | $25.00 | $25.00 | 6/9/2010 5:05:41 PM |
| a-special-power | $25.00 | $25.00 | 6/9/2010 5:05:45 PM |
| TNLNYC | $25.00 | $25.00 | 6/9/2010 5:06:04 PM |
| platinum-genetics | $50.00 | $50.00 | 6/9/2010 4:23:45 PM |
| PA2LA | $25.00 | $25.00 | 6/9/2010 5:06:23 PM |
| Tc11902 | $25.00 | $25.00 | 6/9/2010 4:23:55 PM |
| dimitrip1024 | $25.00 | $25.00 | 6/9/2010 5:06:31 PM |
| dospapalotes | $25.00 | $25.00 | 6/9/2010 5:06:34 PM |
| kcole10 | $25.00 | $25.00 | 6/9/2010 5:06:44 PM |
| MTLoans | $25.00 | $25.00 | 6/9/2010 5:06:48 PM |
| secundus | $25.00 | $25.00 | 6/9/2010 5:06:53 PM |
| pinaypie1 | $25.00 | $25.00 | 6/9/2010 9:17:46 PM |
| SonomaHills | $25.00 | $25.00 | 6/9/2010 5:07:10 PM |
| fantastic-openness | $49.14 | $49.14 | 6/9/2010 5:07:16 PM |
| triumphant-commitment | $50.00 | $50.00 | 6/9/2010 5:07:40 PM |
| HunterSix | $25.00 | $25.00 | 6/9/2010 5:07:51 PM |
| AntiKris | $50.00 | $50.00 | 6/9/2010 5:07:58 PM |
| DeltaGambler | $25.00 | $25.00 | 6/9/2010 5:08:13 PM |
| love-interest | $25.00 | $25.00 | 6/9/2010 5:08:44 PM |
| serene-credit4 | $50.00 | $50.00 | 6/9/2010 5:08:53 PM |
| money-bauble | $75.00 | $75.00 | 6/9/2010 4:37:13 PM |
| Cheburashka | $30.00 | $30.00 | 6/9/2010 5:09:10 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/9/2010 5:09:17 PM |
| JGB | $100.00 | $100.00 | 6/9/2010 5:09:24 PM |
| ashik | $50.00 | $50.00 | 6/9/2010 4:44:53 PM |
| golden-responsibility189 | $50.00 | $50.00 | 6/9/2010 4:45:00 PM |
| 108lender | $25.00 | $25.00 | 6/10/2010 5:20:31 AM |
| SpotLending | $25.00 | $25.00 | 6/10/2010 5:54:07 AM |
| DeilaMiah | $25.00 | $25.00 | 6/9/2010 5:01:25 PM |
| RandyL3 | $25.00 | $25.00 | 6/9/2010 5:25:03 PM |
| lendermender | $25.00 | $25.00 | 6/9/2010 5:02:25 PM |
| nagster | $25.00 | $25.00 | 6/9/2010 5:03:54 PM |
| chrisb1414 | $25.00 | $25.00 | 6/9/2010 5:04:10 PM |
| awwaww | $25.00 | $25.00 | 6/9/2010 5:04:14 PM |
| tocchan | $25.00 | $25.00 | 6/9/2010 5:05:05 PM |
| bold-careful-finance | $25.00 | $25.00 | 6/9/2010 5:05:13 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 6/9/2010 5:05:26 PM |
| MO_Investor | $25.00 | $25.00 | 6/9/2010 5:05:32 PM |
| revenue-serenity | $25.00 | $25.00 | 6/9/2010 5:05:47 PM |
| movistar | $25.00 | $25.00 | 6/9/2010 5:05:51 PM |
| AJSinvest | $25.00 | $25.00 | 6/9/2010 5:06:15 PM |
| cosmof16 | $25.00 | $25.00 | 6/9/2010 5:06:24 PM |
| MAJESTIC5 | $31.52 | $31.52 | 6/9/2010 5:06:29 PM |
| diicali | $25.00 | $25.00 | 6/9/2010 5:06:57 PM |
| pragmatic-camaraderi | $25.00 | $25.00 | 6/9/2010 5:07:15 PM |
| zenchef | $25.00 | $25.00 | 6/9/2010 5:07:18 PM |
| bds9646 | $26.00 | $26.00 | 6/9/2010 5:07:30 PM |
| aasx1108 | $25.00 | $25.00 | 6/9/2010 7:09:43 PM |
| toblerone | $44.20 | $44.20 | 6/9/2010 5:08:12 PM |
| bebeshor | $25.00 | $25.00 | 6/9/2010 5:08:17 PM |
| shorthairedg | $50.00 | $50.00 | 6/9/2010 5:08:24 PM |
| BuildingBestLife | $25.00 | $25.00 | 6/9/2010 5:08:32 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 6/9/2010 5:08:38 PM |
| qwsd12 | $40.00 | $40.00 | 6/9/2010 5:08:43 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 6/9/2010 5:08:46 PM |
| bowdish1 | $100.00 | $100.00 | 6/9/2010 5:09:25 PM |
| esabzb | $25.00 | $25.00 | 6/10/2010 9:00:00 AM |
| blukestrel | $25.00 | $25.00 | 6/9/2010 5:10:54 PM |
| golden-contract8 | $50.00 | $50.00 | 6/9/2010 9:56:04 PM |
| rolex77 | $50.00 | $50.00 | 6/10/2010 10:10:22 AM |
| redragon | $25.00 | $25.00 | 6/10/2010 10:10:52 AM |
| ezg | $50.00 | $50.00 | 6/10/2010 10:10:56 AM |
| gigabit | $50.00 | $50.00 | 6/10/2010 10:10:59 AM |
| famous-bill | $50.00 | $50.00 | 6/10/2010 10:11:07 AM |
| crazybill | $25.00 | $25.00 | 6/9/2010 7:19:41 PM |
| social-vibrato | $25.00 | $25.00 | 6/10/2010 11:04:36 AM |
| vine99 | $90.00 | $90.00 | 6/9/2010 9:12:54 PM |
| suomynona | $25.00 | $25.00 | 6/9/2010 9:24:41 PM |
| Turkish101 | $25.00 | $25.00 | 6/10/2010 12:29:43 PM |
| skegee | $25.00 | $25.00 | 6/10/2010 1:04:37 PM |
| Zipperdu | $50.00 | $50.00 | 6/10/2010 9:03:06 AM |
| bayareainv | $25.00 | $25.00 | 6/10/2010 1:19:43 PM |
| excellent-bonus8 | $25.00 | $25.00 | 6/10/2010 9:34:57 AM |
| sicce | $25.00 | $25.00 | 6/10/2010 7:09:43 AM |
| JohnBanks | $25.00 | $25.00 | 6/10/2010 7:24:43 AM |
| heretoprosper | $25.00 | $25.00 | 6/10/2010 10:11:00 AM |
| power-defender7 | $25.00 | $25.00 | 6/10/2010 10:11:50 AM |
| FinDoc | $25.00 | $25.00 | 6/10/2010 10:12:59 AM |
| buckyhead2000 | $25.00 | $25.00 | 6/10/2010 10:14:27 AM |
| wwwUniversal | $25.00 | $25.00 | 6/10/2010 10:14:47 AM |
| cavalier2020 | $25.00 | $25.00 | 6/10/2010 8:59:58 AM |
| basis-daydream | $50.00 | $50.00 | 6/10/2010 10:54:36 AM |
| loot-heart | $50.00 | $50.00 | 6/10/2010 9:35:26 AM |
| BabyLender | $25.00 | $25.00 | 6/10/2010 9:36:21 AM |
| goldeneye777 | $49.05 | $49.05 | 6/10/2010 9:36:28 AM |
| currency-persimmon | $25.00 | $25.00 | 6/10/2010 10:10:14 AM |
| intelligent-yield | $25.00 | $25.00 | 6/10/2010 10:10:21 AM |
| superb-point | $100.00 | $100.00 | 6/10/2010 10:10:55 AM |
| justice-dna | $35.00 | $35.00 | 6/10/2010 10:12:08 AM |
| BigLinCT | $25.00 | $25.00 | 6/10/2010 3:14:34 PM |
| achillesa | $25.00 | $25.00 | 6/10/2010 12:39:34 PM |
| favorite-commerce | $50.00 | $50.00 | 6/10/2010 4:23:11 PM |
| 347 bids
|
Borrower Payment Dependent Notes Series
462352
This series of Notes was issued and sold upon the funding of the borrower loan #43134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-21-2010 |
|
|
Starting lender yield:
| 9.30% |
Starting borrower rate/APR:
| 10.30% / 10.65% |
Starting monthly payment:
| $486.12 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 10.65% |
Final monthly payment:
| $486.12 |
| |
|
Auction yield range:
| 2.98% - 9.30% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.79% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 8% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 7m |
|
Credit score:
| 840-859 (Jun-2010) |
Total credit lines:
| 25 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| orderly-dinero9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Foundation repair of home
Purpose of loan:
This loan will be used to repair foundation trouble?with my home.?
My financial situation:
I am a good candidate for this loan because I can afford this loan and I always pay my debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you describe your job? - Finspons
A:
My home has on certain walls separation from the ceilings, doors that stick and cracks above doorframes. Instructions from the engineer that evaluated my home says that I need column support under the joist as well as the side block walls. He also stated the home lacks positive swale drainage to deflect water away from existing walls. It was also suggested adding a perimeter drain on front, side and rear of home.
(Jun-16-2010)
Q:
Can you describe what you do for a living (I'm not sure because it says "other")? [I realize now that when I asked about your "job" in the last question it was ambiguous because it could refer to the improvements you are making] - Finspons
A:
I am a communications technician.
(Jun-17-2010)
Q:
Can you tell us what you do for a living? - fairmaiden
A:
I am telecommunications technician.
(Jun-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| StocksMan | $50.00 | $50.00 | 6/21/2010 4:00:40 PM |
| successful-euro | $75.00 | $75.00 | 6/14/2010 4:02:19 PM |
| JKKCapital | $25.00 | $25.00 | 6/14/2010 4:03:46 PM |
| inforapenny | $25.00 | $25.00 | 6/14/2010 4:07:34 PM |
| SNH | $50.00 | $50.00 | 6/14/2010 4:08:38 PM |
| meenan | $25.00 | $25.00 | 6/14/2010 4:09:20 PM |
| moltopaolo | $50.00 | $50.00 | 6/14/2010 4:10:38 PM |
| alpinaut | $25.00 | $25.00 | 6/14/2010 4:15:58 PM |
| LEBO | $25.00 | $25.00 | 6/14/2010 4:03:53 PM |
| revenue-glider9 | $75.00 | $75.00 | 6/14/2010 4:04:33 PM |
| Sumach | $25.00 | $25.00 | 6/14/2010 4:04:39 PM |
| stable-money | $25.00 | $25.00 | 6/14/2010 4:04:58 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/14/2010 4:05:07 PM |
| aasx1108 | $25.00 | $25.00 | 6/14/2010 4:24:25 PM |
| benefit-elation | $25.00 | $25.00 | 6/14/2010 4:25:07 PM |
| loot-heart | $50.00 | $50.00 | 6/14/2010 4:06:35 PM |
| kenji4861 | $25.00 | $25.00 | 6/14/2010 4:08:04 PM |
| orgy63 | $25.00 | $25.00 | 6/14/2010 4:08:19 PM |
| kulender | $30.00 | $30.00 | 6/14/2010 4:08:31 PM |
| Bank42 | $50.00 | $50.00 | 6/14/2010 4:08:35 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/14/2010 4:08:42 PM |
| mlopez2007 | $25.00 | $25.00 | 6/14/2010 4:09:03 PM |
| caffinate | $110.00 | $110.00 | 6/14/2010 4:38:10 PM |
| american6 | $50.00 | $50.00 | 6/14/2010 4:09:41 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/14/2010 4:39:20 PM |
| inforapenny | $25.00 | $25.00 | 6/14/2010 4:03:59 PM |
| sicce | $25.00 | $25.00 | 6/14/2010 4:04:48 PM |
| zhiguli | $25.00 | $25.00 | 6/14/2010 4:43:22 PM |
| alexstar | $25.00 | $25.00 | 6/14/2010 4:09:09 PM |
| GeorgiaGator | $30.67 | $30.67 | 6/14/2010 4:51:33 PM |
| kegs | $100.00 | $100.00 | 6/14/2010 4:09:54 PM |
| rdrloan | $50.00 | $50.00 | 6/14/2010 4:17:42 PM |
| figs4u2 | $80.00 | $80.00 | 6/14/2010 4:10:28 PM |
| kunger | $25.00 | $25.00 | 6/14/2010 4:17:52 PM |
| agreement-sycamore | $50.00 | $50.00 | 6/14/2010 5:00:40 PM |
| skvat | $25.00 | $25.00 | 6/14/2010 4:18:26 PM |
| credit-observatory | $25.00 | $25.00 | 6/14/2010 5:29:34 PM |
| zippy-revenue8 | $25.00 | $25.00 | 6/14/2010 4:12:35 PM |
| revenue-prospector | $50.00 | $50.00 | 6/14/2010 4:23:35 PM |
| seattle | $25.00 | $25.00 | 6/14/2010 4:37:44 PM |
| HenryK7 | $25.00 | $25.00 | 6/14/2010 4:20:49 PM |
| Havana21 | $25.00 | $25.00 | 6/14/2010 4:22:13 PM |
| dingus | $25.00 | $25.00 | 6/14/2010 4:37:06 PM |
| zento | $25.00 | $25.00 | 6/14/2010 4:51:32 PM |
| bowdish1 | $33.56 | $33.56 | 6/15/2010 9:01:10 AM |
| head | $25.00 | $25.00 | 6/15/2010 9:29:41 AM |
| credit-maverick1 | $100.00 | $100.00 | 6/15/2010 4:39:46 AM |
| serpentine | $50.00 | $50.00 | 6/15/2010 5:29:35 AM |
| currency-persimmon | $25.00 | $25.00 | 6/15/2010 10:24:44 AM |
| best-ingenious-funds | $25.00 | $25.00 | 6/15/2010 10:25:50 AM |
| rescue | $100.00 | $100.00 | 6/15/2010 10:43:09 AM |
| greenback-boss296 | $50.00 | $50.00 | 6/15/2010 11:20:36 AM |
| tsclend07 | $25.00 | $25.00 | 6/15/2010 11:20:38 AM |
| CirC | $25.00 | $25.00 | 6/15/2010 11:20:49 AM |
| Cr_Sunset | $25.00 | $25.00 | 6/15/2010 11:20:56 AM |
| important-dollar1 | $42.59 | $42.59 | 6/15/2010 11:21:02 AM |
| justice-dna | $35.00 | $35.00 | 6/15/2010 11:21:22 AM |
| life-is-great | $25.00 | $25.00 | 6/15/2010 11:21:52 AM |
| kmr2 | $400.00 | $400.00 | 6/15/2010 11:21:57 AM |
| Armenish | $25.00 | $25.00 | 6/15/2010 11:22:03 AM |
| NATIVEBORN | $25.00 | $25.00 | 6/15/2010 11:23:52 AM |
| KWarrior | $25.00 | $25.00 | 6/15/2010 11:30:34 AM |
| payout-banker4 | $25.00 | $25.00 | 6/15/2010 11:30:47 AM |
| chrisb1414 | $25.00 | $25.00 | 6/15/2010 11:30:57 AM |
| PumpkinHead406 | $25.00 | $25.00 | 6/15/2010 11:34:28 AM |
| micko | $25.00 | $25.00 | 6/15/2010 8:34:47 AM |
| Chesterite | $25.00 | $25.00 | 6/15/2010 1:01:17 PM |
| Bigejv | $80.00 | $80.00 | 6/15/2010 2:16:56 PM |
| bchen78875 | $50.00 | $50.00 | 6/15/2010 8:47:09 AM |
| GiantAardvark | $25.00 | $25.00 | 6/15/2010 10:24:39 AM |
| investmentgroup | $25.00 | $25.00 | 6/15/2010 10:43:08 AM |
| seabass123 | $25.00 | $25.00 | 6/15/2010 10:43:40 AM |
| kind-adventurous-finance | $25.00 | $25.00 | 6/15/2010 11:20:40 AM |
| NR | $25.00 | $25.00 | 6/15/2010 11:20:50 AM |
| kcole10 | $25.00 | $25.00 | 6/15/2010 11:21:08 AM |
| listing-shooter4 | $25.00 | $25.00 | 6/15/2010 11:21:10 AM |
| saver20 | $25.00 | $25.00 | 6/15/2010 11:21:20 AM |
| HUMPTIDUMPTI | $50.00 | $50.00 | 6/15/2010 11:21:29 AM |
| emt747 | $25.00 | $25.00 | 6/15/2010 11:21:48 AM |
| rjw_mpwr | $25.00 | $25.00 | 6/15/2010 11:21:57 AM |
| hopeful-point | $25.00 | $25.00 | 6/15/2010 11:22:02 AM |
| gauss02 | $25.00 | $25.00 | 6/15/2010 11:22:32 AM |
| rose88 | $25.00 | $25.00 | 6/15/2010 11:23:09 AM |
| generator596 | $50.00 | $50.00 | 6/15/2010 11:23:39 AM |
| Tc11902 | $25.00 | $25.00 | 6/15/2010 11:30:48 AM |
| wampum-optimization | $43.50 | $43.50 | 6/15/2010 11:30:52 AM |
| benefit-judo5 | $27.43 | $27.43 | 6/15/2010 10:24:33 AM |
| power-defender7 | $25.00 | $25.00 | 6/15/2010 10:24:46 AM |
| JGB | $100.00 | $100.00 | 6/15/2010 10:24:57 AM |
| suomynona | $25.00 | $25.00 | 6/15/2010 10:49:57 AM |
| Hiru | $25.00 | $25.00 | 6/15/2010 11:20:38 AM |
| wormdc | $25.00 | $25.00 | 6/15/2010 11:20:43 AM |
| important-ore | $100.00 | $100.00 | 6/15/2010 11:20:59 AM |
| calkidd05 | $25.00 | $25.00 | 6/15/2010 11:21:15 AM |
| fortytwo | $54.98 | $54.98 | 6/15/2010 11:21:24 AM |
| TakeCare | $100.00 | $100.00 | 6/15/2010 11:21:39 AM |
| scrappy-bonus2 | $25.00 | $25.00 | 6/15/2010 11:21:50 AM |
| Ven58 | $25.00 | $25.00 | 6/15/2010 11:23:35 AM |
| ezg | $50.00 | $50.00 | 6/15/2010 11:30:33 AM |
| Aegean | $25.00 | $25.00 | 6/15/2010 11:30:36 AM |
| Walkingcowboy | $25.00 | $25.00 | 6/15/2010 11:30:51 AM |
| velocity-onator | $25.00 | $25.00 | 6/15/2010 4:02:34 PM |
| JJS180 | $25.00 | $25.00 | 6/15/2010 12:00:07 PM |
| jbekier | $179.29 | $179.29 | 6/16/2010 9:32:35 AM |
| senior1 | $25.00 | $25.00 | 6/16/2010 5:18:12 PM |
| tsclend07 | $25.00 | $25.00 | 6/16/2010 7:08:38 PM |
| cashhelp | $25.00 | $25.00 | 6/17/2010 4:04:34 PM |
| minista | $25.00 | $25.00 | 6/17/2010 12:59:36 PM |
| jimbo29blue | $46.00 | $46.00 | 6/17/2010 9:28:41 PM |
| SpectrumCapital | $75.00 | $75.00 | 6/17/2010 4:04:35 PM |
| jimbo29blue | $50.00 | $50.00 | 6/17/2010 9:28:15 PM |
| rbotterbLLC | $25.00 | $25.00 | 6/18/2010 8:22:07 AM |
| cashhelp | $50.00 | $50.00 | 6/18/2010 1:24:28 PM |
| greenventures | $25.00 | $25.00 | 6/18/2010 4:21:39 PM |
| preciouschild | $200.00 | $200.00 | 6/18/2010 1:22:32 PM |
| bid-papyrus | $25.00 | $25.00 | 6/18/2010 3:55:49 PM |
| uralrider | $56.94 | $56.94 | 6/18/2010 7:25:25 PM |
| first-serene-credit | $25.00 | $25.00 | 6/18/2010 4:22:50 PM |
| pumped130 | $28.67 | $28.67 | 6/18/2010 5:08:43 PM |
| WxChem | $27.43 | $27.43 | 6/18/2010 7:44:40 PM |
| jcw3rd | $25.00 | $25.00 | 6/18/2010 11:08:20 PM |
| SCD | $25.00 | $25.00 | 6/19/2010 6:40:42 AM |
| ALL-PRIME | $25.00 | $25.00 | 6/19/2010 2:44:34 AM |
| tender-ore | $25.00 | $25.00 | 6/19/2010 3:43:15 AM |
| Finspons | $25.00 | $25.00 | 6/19/2010 6:35:59 AM |
| treasure-omatic2 | $25.00 | $25.00 | 6/19/2010 7:01:37 AM |
| Dollars4Rent | $25.00 | $25.00 | 6/19/2010 9:24:56 AM |
| wicus | $25.00 | $25.00 | 6/19/2010 7:32:56 PM |
| 1phantom | $50.00 | $50.00 | 6/19/2010 11:06:55 AM |
| cloud8 | $29.31 | $29.31 | 6/19/2010 10:41:25 PM |
| BrighterSuns | $25.00 | $25.00 | 6/19/2010 3:03:46 PM |
| svandals | $28.63 | $28.63 | 6/19/2010 4:18:49 PM |
| JohnSmith10 | $25.00 | $25.00 | 6/19/2010 5:19:27 PM |
| stemper | $50.00 | $50.00 | 6/19/2010 8:17:59 PM |
| JB2006 | $25.00 | $25.00 | 6/19/2010 10:00:30 PM |
| Heiko | $25.00 | $25.00 | 6/20/2010 4:19:27 AM |
| MacBrandon | $25.00 | $25.00 | 6/20/2010 6:55:47 AM |
| discrete-asset | $25.00 | $25.00 | 6/21/2010 12:04:30 AM |
| power-cell | $26.00 | $26.00 | 6/20/2010 10:46:53 AM |
| BankofPaul | $25.00 | $25.00 | 6/21/2010 6:44:15 AM |
| jborer | $26.00 | $26.00 | 6/20/2010 12:30:26 PM |
| malcolmreynolds | $25.00 | $25.00 | 6/20/2010 5:49:13 PM |
| exact-peso2 | $27.50 | $27.50 | 6/21/2010 9:29:20 AM |
| simms2k | $25.00 | $25.00 | 6/20/2010 7:47:22 PM |
| TechnologyGuy | $25.00 | $25.00 | 6/20/2010 11:49:54 PM |
| ore-frontier | $25.00 | $25.00 | 6/21/2010 12:45:23 AM |
| Charmart | $25.00 | $25.00 | 6/21/2010 2:30:17 AM |
| BigSurf | $37.00 | $37.00 | 6/21/2010 5:45:16 AM |
| patriot384 | $350.00 | $350.00 | 6/21/2010 6:04:04 AM |
| rapid-currency | $27.46 | $27.46 | 6/21/2010 12:40:40 PM |
| gustavholstopus32 | $25.00 | $25.00 | 6/21/2010 6:29:02 AM |
| dogbait | $50.00 | $50.00 | 6/21/2010 1:41:25 PM |
| 1SteelerFan | $40.00 | $40.00 | 6/21/2010 1:53:03 PM |
| vulgy | $100.00 | $100.00 | 6/21/2010 6:48:45 AM |
| yield-quest | $100.00 | $100.00 | 6/21/2010 8:23:17 AM |
| Lender50 | $25.00 | $25.00 | 6/21/2010 8:17:21 AM |
| crazyinjun | $25.00 | $25.00 | 6/21/2010 9:29:57 AM |
| dontletmoneyfoolya | $50.00 | $50.00 | 6/21/2010 9:39:41 AM |
| Uylsses | $100.00 | $100.00 | 6/21/2010 9:59:23 AM |
| unbelievable-value2 | $25.00 | $25.00 | 6/21/2010 10:13:34 AM |
| mikeandcat | $100.00 | $100.00 | 6/21/2010 9:48:27 AM |
| debt-legend | $25.00 | $25.00 | 6/21/2010 10:34:38 AM |
| Bank_Of_XL | $25.00 | $25.00 | 6/21/2010 11:54:08 AM |
| mcabery | $150.00 | $150.00 | 6/21/2010 1:52:57 PM |
| integrity-cowbell | $25.00 | $25.00 | 6/21/2010 2:18:01 PM |
| freshmaker8 | $50.00 | $50.00 | 6/21/2010 2:51:24 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/14/2010 4:02:41 PM |
| riproaringrapids | $25.00 | $25.00 | 6/14/2010 4:03:05 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/14/2010 4:04:05 PM |
| bankdaddy | $25.00 | $25.00 | 6/14/2010 4:04:28 PM |
| dinero-oasis | $25.00 | $25.00 | 6/14/2010 4:04:36 PM |
| koa | $50.00 | $50.00 | 6/14/2010 4:05:30 PM |
| investment-network | $25.00 | $25.00 | 6/14/2010 4:06:01 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/14/2010 4:09:28 PM |
| availableloan | $25.00 | $25.00 | 6/14/2010 4:11:30 PM |
| systematic0 | $25.00 | $25.00 | 6/14/2010 4:18:18 PM |
| reinforced-reward | $25.00 | $25.00 | 6/14/2010 4:19:02 PM |
| Ivan2007 | $25.00 | $25.00 | 6/14/2010 4:01:58 PM |
| Mr_Money | $25.00 | $25.00 | 6/14/2010 4:21:51 PM |
| antlr | $25.00 | $25.00 | 6/14/2010 4:22:36 PM |
| personal-lender | $25.00 | $25.00 | 6/14/2010 4:05:41 PM |
| ZeoInvestments | $25.00 | $25.00 | 6/14/2010 4:37:46 PM |
| truth-image | $50.00 | $50.00 | 6/14/2010 4:09:13 PM |
| FinDoc | $25.00 | $25.00 | 6/14/2010 4:38:24 PM |
| Artist_Blue | $25.00 | $25.00 | 6/14/2010 4:02:16 PM |
| meux99 | $25.00 | $25.00 | 6/14/2010 4:02:33 PM |
| dharma1 | $25.00 | $25.00 | 6/14/2010 4:02:54 PM |
| flexible-value | $28.00 | $28.00 | 6/14/2010 4:10:19 PM |
| simplelender80 | $100.00 | $100.00 | 6/14/2010 4:11:00 PM |
| pavelz | $100.00 | $100.00 | 6/14/2010 4:05:12 PM |
| delicious-social132 | $25.00 | $25.00 | 6/14/2010 4:05:24 PM |
| AmericanCredit | $25.00 | $25.00 | 6/14/2010 4:07:38 PM |
| snowman34 | $25.00 | $25.00 | 6/14/2010 4:43:21 PM |
| ArashMass | $30.00 | $30.00 | 6/14/2010 4:43:23 PM |
| j2ee | $25.00 | $25.00 | 6/14/2010 4:43:28 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/14/2010 4:44:23 PM |
| klinebarger | $25.00 | $25.00 | 6/14/2010 4:44:36 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/14/2010 4:17:24 PM |
| tntmojave | $25.00 | $25.00 | 6/14/2010 4:10:09 PM |
| hookUup | $25.00 | $25.00 | 6/14/2010 4:10:47 PM |
| NJournalist | $25.00 | $25.00 | 6/14/2010 4:19:05 PM |
| Phantom99 | $25.00 | $25.00 | 6/14/2010 5:29:57 PM |
| turbostar666 | $30.00 | $30.00 | 6/14/2010 4:21:18 PM |
| ujiba | $25.00 | $25.00 | 6/14/2010 4:17:59 PM |
| generous-deal6 | $25.00 | $25.00 | 6/14/2010 4:18:35 PM |
| Minotaur | $25.00 | $25.00 | 6/14/2010 4:37:30 PM |
| bds9646 | $26.00 | $26.00 | 6/14/2010 4:20:31 PM |
| ommcd | $25.00 | $25.00 | 6/14/2010 8:16:21 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 6/14/2010 4:24:02 PM |
| goingplaces99 | $50.00 | $50.00 | 6/14/2010 4:24:41 PM |
| elawn | $50.00 | $50.00 | 6/14/2010 4:24:47 PM |
| jeffpac | $55.00 | $55.00 | 6/14/2010 4:25:10 PM |
| lagnisiruk | $25.00 | $25.00 | 6/14/2010 4:36:25 PM |
| stonechip | $28.66 | $28.66 | 6/14/2010 4:38:44 PM |
| Asynch | $25.00 | $25.00 | 6/14/2010 4:59:39 PM |
| openness-prospector | $25.00 | $25.00 | 6/14/2010 5:39:56 PM |
| winlender | $25.00 | $25.00 | 6/14/2010 8:14:39 PM |
| 1fortheroad | $25.00 | $25.00 | 6/15/2010 9:03:08 AM |
| ptjg | $50.00 | $50.00 | 6/15/2010 9:03:37 AM |
| aue513 | $25.00 | $25.00 | 6/15/2010 4:19:49 AM |
| afotherg | $40.00 | $40.00 | 6/15/2010 10:24:49 AM |
| credit-scout7 | $30.00 | $30.00 | 6/15/2010 10:25:47 AM |
| a-responsible-return | $25.00 | $25.00 | 6/15/2010 10:43:38 AM |
| danny-lender | $50.00 | $50.00 | 6/15/2010 7:49:58 AM |
| docdekay | $40.00 | $40.00 | 6/15/2010 7:55:15 AM |
| calessabay | $25.00 | $25.00 | 6/15/2010 11:20:37 AM |
| ciscoparrot | $25.00 | $25.00 | 6/15/2010 11:20:39 AM |
| Mali1 | $25.00 | $25.00 | 6/15/2010 11:20:54 AM |
| Aethelwolf | $25.00 | $25.00 | 6/15/2010 11:20:59 AM |
| wonderfulwyo | $25.00 | $25.00 | 6/15/2010 11:21:07 AM |
| rosie777 | $30.00 | $30.00 | 6/15/2010 11:21:19 AM |
| schpere | $25.00 | $25.00 | 6/15/2010 11:21:33 AM |
| gigabit | $50.00 | $50.00 | 6/15/2010 11:21:56 AM |
| myextracash | $25.00 | $25.00 | 6/15/2010 11:22:01 AM |
| kmwvma | $25.00 | $25.00 | 6/15/2010 1:30:53 AM |
| guardlender | $25.00 | $25.00 | 6/15/2010 11:22:48 AM |
| Merganser | $25.00 | $25.00 | 6/15/2010 11:23:07 AM |
| favorite-commerce | $50.00 | $50.00 | 6/15/2010 11:23:33 AM |
| FrayBentos | $25.00 | $25.00 | 6/15/2010 11:30:32 AM |
| careful-benjamins8 | $25.00 | $25.00 | 6/15/2010 11:30:37 AM |
| MONEYLENDER101 | $100.00 | $100.00 | 6/15/2010 5:44:44 AM |
| Marathoner | $25.00 | $25.00 | 6/15/2010 11:31:04 AM |
| pauledgarm | $40.02 | $40.02 | 6/15/2010 1:04:32 PM |
| crazybill | $25.00 | $25.00 | 6/15/2010 1:11:19 PM |
| credit-coach118 | $25.00 | $25.00 | 6/15/2010 9:16:12 AM |
| SB-Funding | $50.00 | $43.85 | 6/15/2010 2:34:42 PM |
| money-bauble | $75.00 | $75.00 | 6/15/2010 8:44:07 AM |
| Guiren | $100.00 | $100.00 | 6/15/2010 9:01:56 AM |
| BigLinCT | $25.00 | $25.00 | 6/15/2010 10:24:41 AM |
| serene-credit4 | $31.78 | $31.78 | 6/15/2010 10:43:06 AM |
| Ocean713 | $50.00 | $50.00 | 6/15/2010 10:43:10 AM |
| bold-durability-drum | $50.00 | $50.00 | 6/15/2010 10:43:57 AM |
| transparency-seagull1 | $25.00 | $25.00 | 6/15/2010 11:20:44 AM |
| pcwrangler | $25.00 | $25.00 | 6/15/2010 11:20:58 AM |
| silvip | $25.00 | $25.00 | 6/15/2010 11:21:09 AM |
| superb-point | $100.00 | $100.00 | 6/15/2010 11:21:11 AM |
| gold-sushi | $25.00 | $25.00 | 6/15/2010 11:21:26 AM |
| CASHGIRL | $50.00 | $50.00 | 6/15/2010 11:21:46 AM |
| shorthairedg | $50.00 | $50.00 | 6/15/2010 9:34:53 AM |
| BabyLender | $25.00 | $25.00 | 6/15/2010 11:21:54 AM |
| wampum-chorus3 | $25.00 | $25.00 | 6/15/2010 11:21:58 AM |
| GrommetPosse | $25.00 | $25.00 | 6/15/2010 11:22:07 AM |
| david5000 | $50.00 | $50.00 | 6/15/2010 11:22:38 AM |
| briphi | $100.00 | $100.00 | 6/15/2010 11:22:50 AM |
| vtpilot00 | $50.00 | $50.00 | 6/15/2010 11:23:34 AM |
| Fearless_Lender | $25.00 | $25.00 | 6/15/2010 11:30:24 AM |
| platinum-genetics | $50.00 | $50.00 | 6/15/2010 11:30:31 AM |
| tylerfd | $25.00 | $25.00 | 6/15/2010 11:30:41 AM |
| BayShell | $50.00 | $50.00 | 6/15/2010 11:30:50 AM |
| ray1051 | $25.00 | $25.00 | 6/15/2010 11:30:53 AM |
| rudyindc | $25.00 | $25.00 | 6/15/2010 10:24:43 AM |
| thorough-exchange4 | $40.00 | $40.00 | 6/15/2010 10:24:52 AM |
| golden-responsibility189 | $50.00 | $50.00 | 6/15/2010 10:24:59 AM |
| harty | $60.00 | $60.00 | 6/15/2010 10:25:45 AM |
| diligent-leverage | $25.00 | $25.00 | 6/15/2010 12:55:48 PM |
| smartie1 | $25.00 | $25.00 | 6/15/2010 11:07:27 AM |
| caNative | $25.00 | $25.00 | 6/15/2010 11:20:35 AM |
| open-minded-finance1 | $50.00 | $50.00 | 6/15/2010 11:20:41 AM |
| ryan23 | $50.00 | $50.00 | 6/15/2010 11:20:47 AM |
| dbzen | $50.00 | $50.00 | 6/15/2010 11:21:13 AM |
| nunnie | $25.00 | $25.00 | 6/15/2010 11:21:21 AM |
| Daneistes | $70.00 | $70.00 | 6/15/2010 11:21:30 AM |
| peace-missile | $25.00 | $25.00 | 6/15/2010 11:21:42 AM |
| cash-merry-maker | $25.00 | $25.00 | 6/15/2010 11:21:55 AM |
| love-interest | $25.00 | $25.00 | 6/15/2010 1:39:36 PM |
| radforj22 | $50.00 | $50.00 | 6/15/2010 11:23:27 AM |
| BoughtTheFarm | $25.00 | $25.00 | 6/15/2010 11:23:31 AM |
| Philosonie | $25.00 | $25.00 | 6/15/2010 11:23:45 AM |
| johntina | $27.26 | $27.26 | 6/15/2010 2:04:31 PM |
| RandyL3 | $25.00 | $25.00 | 6/15/2010 11:30:31 AM |
| unassuming-note | $25.00 | $25.00 | 6/15/2010 11:30:35 AM |
| Velocity_Lenders | $42.57 | $42.57 | 6/15/2010 12:49:31 PM |
| Chesterite | $25.00 | $25.00 | 6/15/2010 1:02:11 PM |
| qwsd12 | $40.00 | $40.00 | 6/15/2010 2:14:33 PM |
| vine99 | $100.00 | $100.00 | 6/15/2010 10:06:21 PM |
| jmvingeorgia | $100.00 | $100.00 | 6/16/2010 7:00:04 AM |
| lincmercguy | $25.00 | $25.00 | 6/15/2010 7:21:19 PM |
| GrayStudio | $50.00 | $50.00 | 6/15/2010 10:21:15 PM |
| gzeo | $25.00 | $25.00 | 6/16/2010 9:35:32 AM |
| 850 | $50.00 | $50.00 | 6/15/2010 11:34:53 PM |
| stable-nickel | $25.00 | $25.00 | 6/16/2010 11:26:18 AM |
| UncleSafety | $100.00 | $100.00 | 6/16/2010 5:17:49 PM |
| hydrolucid | $25.00 | $25.00 | 6/17/2010 12:59:33 PM |
| octoberfresh | $25.00 | $25.00 | 6/17/2010 11:59:42 AM |
| 108lender | $45.13 | $45.13 | 6/17/2010 1:30:59 PM |
| fairmaiden | $25.00 | $25.00 | 6/18/2010 4:48:52 AM |
| dma1206 | $25.00 | $25.00 | 6/18/2010 10:00:35 AM |
| cebgop | $25.00 | $25.00 | 6/17/2010 10:44:38 PM |
| respectful-integrity3 | $25.00 | $25.00 | 6/18/2010 7:33:56 AM |
| wwwUniversal | $25.00 | $25.00 | 6/18/2010 10:51:47 AM |
| benevolent-benefit | $50.00 | $50.00 | 6/18/2010 11:09:26 AM |
| open-marketplace | $25.00 | $25.00 | 6/18/2010 10:36:08 AM |
| heng2x | $50.00 | $50.00 | 6/18/2010 1:37:15 PM |
| aislinnn | $25.00 | $25.00 | 6/18/2010 4:22:34 PM |
| payment-freshmaker | $50.00 | $50.00 | 6/18/2010 4:22:52 PM |
| sunsetinvestment | $100.00 | $100.00 | 6/18/2010 8:49:56 PM |
| ksubd | $45.00 | $45.00 | 6/19/2010 7:47:29 AM |
| conductor146 | $25.00 | $25.00 | 6/19/2010 8:51:07 AM |
| khamen | $25.00 | $25.00 | 6/19/2010 9:03:50 AM |
| nehemiah65 | $25.00 | $25.00 | 6/19/2010 9:04:45 AM |
| lender12345 | $25.00 | $25.00 | 6/19/2010 9:13:56 AM |
| natural-affluence4 | $75.00 | $75.00 | 6/18/2010 7:14:55 PM |
| LawyerLoan | $150.00 | $150.00 | 6/18/2010 8:09:47 PM |
| champion08 | $36.84 | $36.84 | 6/18/2010 10:22:34 PM |
| Spring342 | $25.00 | $25.00 | 6/19/2010 8:38:27 AM |
| adir1 | $50.00 | $50.00 | 6/19/2010 5:19:44 PM |
| minatoku | $25.00 | $25.00 | 6/19/2010 8:39:36 AM |
| newest-asset-smasher | $28.40 | $28.40 | 6/19/2010 7:08:37 PM |
| finance-symphony7 | $25.00 | $25.00 | 6/19/2010 7:46:23 PM |
| Montgomery-Burns | $25.00 | $25.00 | 6/19/2010 1:19:16 PM |
| bouvierchamp | $27.94 | $27.94 | 6/19/2010 1:23:54 PM |
| credible-compassion6 | $25.00 | $25.00 | 6/20/2010 7:39:24 AM |
| theloanfiller | $25.00 | $25.00 | 6/19/2010 8:15:55 PM |
| dbanwart | $25.00 | $25.00 | 6/19/2010 6:31:01 PM |
| socal-lender | $25.00 | $25.00 | 6/19/2010 9:40:32 PM |
| hotwired | $25.00 | $25.00 | 6/20/2010 11:49:53 PM |
| Erileb | $25.00 | $25.00 | 6/21/2010 12:03:14 AM |
| bamboozled_again | $149.01 | $149.01 | 6/21/2010 12:03:17 AM |
| lakefront5 | $75.00 | $75.00 | 6/21/2010 2:26:44 AM |
| Spiv_51 | $25.00 | $25.00 | 6/21/2010 3:31:25 AM |
| triumph329 | $50.00 | $50.00 | 6/21/2010 6:29:11 AM |
| edsmoney | $100.00 | $100.00 | 6/21/2010 7:12:42 AM |
| Rivermaverick | $25.00 | $25.00 | 6/20/2010 6:27:20 PM |
| MikeyGee1 | $25.00 | $25.00 | 6/20/2010 11:49:58 PM |
| Ardy123 | $25.00 | $25.00 | 6/21/2010 11:08:36 AM |
| lawyervon | $25.00 | $25.00 | 6/21/2010 12:04:28 AM |
| c03rc3 | $25.00 | $25.00 | 6/21/2010 12:09:30 PM |
| nad139 | $25.00 | $25.00 | 6/21/2010 5:11:11 AM |
| maximizer | $25.00 | $25.00 | 6/21/2010 6:46:15 AM |
| Bank_Of_XL | $25.00 | $25.00 | 6/21/2010 7:06:11 AM |
| ideal-coin | $128.11 | $128.11 | 6/21/2010 8:07:06 AM |
| skubwa | $25.00 | $25.00 | 6/21/2010 8:10:16 AM |
| orbital-gain | $50.00 | $50.00 | 6/21/2010 7:31:12 AM |
| generous-at-heart | $25.00 | $25.00 | 6/21/2010 2:36:07 PM |
| Tiger6543 | $25.00 | $25.00 | 6/21/2010 7:59:45 AM |
| kinetic-truth | $25.00 | $25.00 | 6/21/2010 8:02:38 AM |
| runfree | $70.31 | $70.31 | 6/21/2010 9:20:05 AM |
| friendinmoney | $50.00 | $50.00 | 6/21/2010 3:37:00 PM |
| Damostuff | $25.00 | $25.00 | 6/21/2010 9:42:02 AM |
| enthusiastic-point | $25.00 | $25.00 | 6/21/2010 9:13:14 AM |
| kjb1971 | $25.00 | $25.00 | 6/21/2010 10:27:26 AM |
| ezhik00 | $25.00 | $25.00 | 6/21/2010 10:05:13 AM |
| Randawg | $26.00 | $26.00 | 6/21/2010 11:48:22 AM |
| salis34 | $30.69 | $30.69 | 6/21/2010 12:16:12 PM |
| moneytolend72 | $41.47 | $41.47 | 6/21/2010 1:01:57 PM |
| Rustman | $40.00 | $40.00 | 6/21/2010 4:00:31 PM |
| NewOpportunitiesNewLife | $25.00 | $25.00 | 6/21/2010 2:48:08 PM |
| yogi1975 | $25.00 | $25.00 | 6/21/2010 3:18:31 PM |
| friendinmoney | $50.00 | $50.00 | 6/21/2010 3:37:21 PM |
| blue-relay | $25.00 | $25.00 | 6/21/2010 3:54:51 PM |
| 370 bids
|
Borrower Payment Dependent Notes Series
462560
This series of Notes was issued and sold upon the funding of the borrower loan #43128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jun-15-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 32.00% |
Starting borrower rate/APR:
| 33.00% / 35.42% |
Starting monthly payment:
| $132.33 |
|
Final lender yield:
| 32.00% |
Final borrower rate/APR:
| 33.00% / 35.42% |
Final monthly payment:
| $132.33 |
| |
|
Auction yield range:
| 13.98% - 32.00% |
Estimated loss impact:
| 15.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.53% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 5m |
|
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 7 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,347 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 36% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| ideal-value0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Renovation, New Siding
Purpose of loan:
Originally asked for 11k, sold one of my cars and now all i need is 3k, lets get this funded guys. This loan will be used to put new siding on my home, i own my home with no mortgage. I need the loan to renovate the home and maximize the potential for my cash out loan on the home.
My financial situation:
I am a good candidate for this loan because i have very few expenses, my car and home was paid for in cash.
Monthly net income: $2500
I bring home after taxes roughly $1300 a month with my job as a stylist and another $1200 from my other job, i have been getting a 1099 for the past 2 years from my other job, i can prove both incomes.
Monthly expenses: $
??Insurance: $
100
??Utilities: $
100
??Phone, cable, internet: $
65
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Would you mind expanding your expenses category? - tompau
A:
Amounts listed are monthly expenses
Fuel $150,
Water $60 month, billed quarterly,
Groceries $300 eating good,
extra expenses no more than $300,
CC Varies $200-$1500 because i actually purchase liquidated/overstock items to resell for extra income which i did not include in monthly income for my listing, i pay in full or down to 10% each month,
This is not a joint listing and i do have a spouse that help support these bills.
My actual income this yr is closer to $40k before tax write offs
(Jun-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| green-thoughtful-yield | $50.00 | $50.00 | 6/15/2010 3:54:29 PM |
| principal-mermaid | $300.00 | $300.00 | 6/15/2010 5:42:39 PM |
| kingston1 | $25.00 | $25.00 | 6/15/2010 3:53:11 PM |
| pembull | $25.00 | $25.00 | 6/16/2010 12:24:28 PM |
| AlexTrep | $25.00 | $25.00 | 6/16/2010 4:36:30 PM |
| inspiring-reward | $200.00 | $200.00 | 6/15/2010 4:26:59 PM |
| FinDoc | $25.00 | $25.00 | 6/15/2010 4:27:37 PM |
| 850 | $50.00 | $50.00 | 6/15/2010 11:59:14 PM |
| reflective-rupee | $2,500.00 | $2,200.00 | 6/16/2010 6:29:56 PM |
| reflective-rupee | $25.00 | $25.00 | 6/16/2010 6:30:37 PM |
| cashhelp | $25.00 | $25.00 | 6/16/2010 6:30:45 PM |
| Whipster | $50.00 | $50.00 | 6/16/2010 6:31:07 PM |
| 12 bids
|
Borrower Payment Dependent Notes Series
462566
This series of Notes was issued and sold upon the funding of the borrower loan #43201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-15-2010 |
| |
Auction end date:
| Jun-22-2010 |
|
|
Starting lender yield:
| 11.00% |
Starting borrower rate/APR:
| 12.00% / 14.13% |
Starting monthly payment:
| $199.29 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 3.98% - 11.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 9% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 3m |
|
Credit score:
| 720-739 (Jun-2010) |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,031 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 16% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| entrepreneur1975 |
Borrower's state:
| California |
Borrower's group:
| Harvard University Alumni & Students |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off my medical bills
Purpose of loan:
This loan will be used to pay off medical bills (approximately $4,000) from an ACL reconstructive knee surgery I had at the beginning of the year and pay off a high interest rate credit card bill (approximately $2,000).
My financial situation:
I am a good candidate for this loan because I have a steady job (2+ years), just recently got a promotion, and have low monthly expenses.
Monthly net income: $ 6000
Monthly expenses: $2367.50
??Housing: $
712.50
??Insurance: $110
??Car expenses: $270
??Utilities: $50
??Phone, cable, internet: $175
??Food, entertainment: $500
??Clothing, household expenses $100
??Credit cards and other loans: $200
??Other expenses: $250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
It appears that you could pay off your medical bills and credit cards withing two months (according to what you say your net income is vs your household expenses). Why come to us for a loan? Thank you. - fairmaiden
A:
My medical bills were a lot more than the 4,000; that is just what remains. I paid what I could with savings and my monthly income as I went. I want to pay the remainder with this loan. The rest of my medical bills went on 2 credit cards - of which about 8k remains on a 15 apr card and the 2k on a 23 apr card that I want to payoff with this loan. I'll pay off the 8k with my monthly income and once that's done, I plan to payoff this loan off sooner than the 36 month term.
(Jun-17-2010)
Q:
What do you do for a living? What is your affiliation with Harvard?
Thanks! - knight345
A:
I work for a b2b online media and demand generation firm and am responsible for traffic acquisition and community activity. I am a Harvard College grad.
(Jun-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 6/15/2010 3:45:38 PM |
| pavelz | $100.00 | $100.00 | 6/15/2010 3:46:37 PM |
| personal-lender | $25.00 | $25.00 | 6/15/2010 3:46:53 PM |
| loot-heart | $50.00 | $50.00 | 6/15/2010 3:47:32 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/15/2010 3:49:01 PM |
| american6 | $50.00 | $50.00 | 6/15/2010 3:49:09 PM |
| Avala | $50.00 | $50.00 | 6/15/2010 3:50:39 PM |
| alpinaut | $25.00 | $25.00 | 6/15/2010 3:51:56 PM |
| reinforced-reward | $25.00 | $25.00 | 6/15/2010 3:52:26 PM |
| Havana21 | $25.00 | $25.00 | 6/15/2010 3:52:56 PM |
| j2ee | $25.00 | $25.00 | 6/15/2010 3:54:17 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 6/15/2010 3:55:29 PM |
| Ivan2007 | $50.00 | $50.00 | 6/15/2010 3:45:07 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/15/2010 3:48:23 PM |
| meenan | $25.00 | $25.00 | 6/15/2010 3:48:52 PM |
| flexible-value | $28.00 | $28.00 | 6/15/2010 3:49:22 PM |
| simplelender80 | $100.00 | $100.00 | 6/15/2010 3:49:48 PM |
| successful-euro | $30.00 | $30.00 | 6/15/2010 3:44:58 PM |
| kenji4861 | $25.00 | $25.00 | 6/15/2010 3:45:03 PM |
| generous-deal6 | $25.00 | $25.00 | 6/15/2010 3:52:22 PM |
| AmericanCredit | $25.00 | $25.00 | 6/15/2010 3:47:54 PM |
| jeffpac | $55.00 | $55.00 | 6/15/2010 3:53:36 PM |
| oskizzle | $25.00 | $25.00 | 6/15/2010 3:53:49 PM |
| tntmojave | $25.00 | $25.00 | 6/15/2010 3:49:19 PM |
| figs4u2 | $80.00 | $80.00 | 6/15/2010 3:49:29 PM |
| klinebarger | $25.00 | $25.00 | 6/15/2010 3:54:46 PM |
| serpentine | $50.00 | $50.00 | 6/15/2010 3:55:24 PM |
| kmr2 | $350.00 | $350.00 | 6/15/2010 4:02:06 PM |
| ray1051 | $50.00 | $50.00 | 6/16/2010 5:34:36 AM |
| kegs | $45.32 | $45.32 | 6/16/2010 6:39:30 AM |
| ichibon | $75.00 | $75.00 | 6/16/2010 7:05:37 AM |
| loyalist1 | $100.00 | $100.00 | 6/16/2010 7:40:36 AM |
| alcyon | $25.00 | $25.00 | 6/15/2010 8:55:38 PM |
| admirable-basis1 | $25.00 | $25.00 | 6/16/2010 9:34:45 AM |
| best-ingenious-funds | $25.00 | $25.00 | 6/16/2010 9:35:50 AM |
| Tc11902 | $25.00 | $25.00 | 6/16/2010 5:40:48 AM |
| blackstar | $25.00 | $25.00 | 6/16/2010 5:30:43 AM |
| market-walnut5 | $29.29 | $29.29 | 6/16/2010 7:06:07 AM |
| LAKESPRING | $45.45 | $45.45 | 6/16/2010 7:09:53 AM |
| Phantom99 | $25.00 | $25.00 | 6/16/2010 12:04:55 PM |
| shrewd-deal | $25.00 | $25.00 | 6/16/2010 1:59:37 PM |
| platinum-sorcerer6 | $50.00 | $50.00 | 6/16/2010 3:09:41 PM |
| sensible-community1 | $50.00 | $50.00 | 6/16/2010 3:34:29 PM |
| ddog0224 | $25.00 | $25.00 | 6/16/2010 10:21:23 AM |
| a-finance-nirvana | $25.00 | $25.00 | 6/16/2010 10:24:49 AM |
| green-thoughtful-yield | $49.57 | $49.57 | 6/16/2010 12:14:33 PM |
| DcUnited | $30.00 | $30.00 | 6/16/2010 10:20:46 AM |
| BashtonLends | $50.00 | $50.00 | 6/16/2010 10:49:36 AM |
| greenback-museum | $25.00 | $25.00 | 6/16/2010 2:15:44 PM |
| payment-freshmaker | $50.00 | $50.00 | 6/16/2010 11:59:36 AM |
| halothane_logic | $25.00 | $25.00 | 6/16/2010 3:00:50 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/16/2010 9:09:43 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/16/2010 4:51:45 PM |
| famous-bill | $50.00 | $50.00 | 6/17/2010 5:15:30 AM |
| Investitall | $25.00 | $25.00 | 6/17/2010 1:07:47 AM |
| HeavyDriver03 | $25.00 | $25.00 | 6/17/2010 2:10:17 AM |
| poetic-yield3 | $50.00 | $50.00 | 6/17/2010 9:34:45 AM |
| jasperpants | $25.00 | $25.00 | 6/17/2010 9:35:50 AM |
| a-responsible-return | $25.00 | $25.00 | 6/17/2010 12:53:01 PM |
| GElender | $25.75 | $25.75 | 6/17/2010 12:54:41 PM |
| upbeat-investment9 | $25.00 | $25.00 | 6/17/2010 7:40:45 PM |
| value-pouch | $50.00 | $50.00 | 6/17/2010 10:19:35 PM |
| bigdogsafety1 | $25.00 | $25.00 | 6/17/2010 3:19:54 PM |
| credit-coach118 | $40.00 | $40.00 | 6/18/2010 10:03:46 AM |
| mikeandcat | $100.00 | $100.00 | 6/18/2010 10:19:56 AM |
| kindness-hickory5 | $25.00 | $25.00 | 6/18/2010 8:21:16 AM |
| wormdc | $25.00 | $25.00 | 6/18/2010 1:04:50 AM |
| bmcg | $25.00 | $25.00 | 6/18/2010 9:39:57 AM |
| head | $25.00 | $25.00 | 6/18/2010 10:01:51 AM |
| Marathoner | $25.00 | $25.00 | 6/18/2010 10:39:44 AM |
| Tradesmanlender | $25.00 | $25.00 | 6/18/2010 9:07:14 AM |
| nunnie | $25.00 | $25.00 | 6/18/2010 9:08:16 AM |
| FundMaker | $25.00 | $25.00 | 6/18/2010 3:43:33 PM |
| nehemiah65 | $32.46 | $32.46 | 6/19/2010 9:10:36 AM |
| cloud8 | $40.00 | $40.00 | 6/19/2010 10:41:19 PM |
| dreamhope | $25.00 | $25.00 | 6/21/2010 7:18:17 AM |
| lsx7 | $100.00 | $100.00 | 6/20/2010 7:05:16 PM |
| special-rupee | $25.00 | $25.00 | 6/21/2010 10:28:31 AM |
| colorfulgardener | $25.00 | $25.00 | 6/21/2010 7:17:10 PM |
| marshallmanhattan | $25.00 | $25.00 | 6/22/2010 7:21:17 AM |
| PersonalBnkr | $25.00 | $25.00 | 6/22/2010 5:42:54 AM |
| grampy48 | $25.00 | $25.00 | 6/22/2010 9:35:57 AM |
| LawyerLoan | $50.00 | $50.00 | 6/22/2010 11:45:57 AM |
| koa | $50.00 | $50.00 | 6/15/2010 3:46:46 PM |
| alexstar | $25.00 | $25.00 | 6/15/2010 3:48:35 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/15/2010 3:50:19 PM |
| aue513 | $25.00 | $25.00 | 6/15/2010 3:55:19 PM |
| power-defender7 | $40.00 | $40.00 | 6/15/2010 3:56:22 PM |
| JJS180 | $25.00 | $25.00 | 6/15/2010 3:56:27 PM |
| meux99 | $25.00 | $25.00 | 6/15/2010 3:45:42 PM |
| riproaringrapids | $25.00 | $25.00 | 6/15/2010 3:45:56 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/15/2010 3:46:08 PM |
| moltopaolo | $50.00 | $50.00 | 6/15/2010 3:49:35 PM |
| hrubinst | $25.00 | $25.00 | 6/15/2010 3:50:24 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/15/2010 3:45:49 PM |
| dharma1 | $25.00 | $25.00 | 6/15/2010 3:45:53 PM |
| skvat | $25.00 | $25.00 | 6/15/2010 3:52:13 PM |
| SNH | $50.00 | $50.00 | 6/15/2010 3:47:28 PM |
| orgy63 | $25.00 | $25.00 | 6/15/2010 3:48:10 PM |
| lagnisiruk | $25.00 | $25.00 | 6/15/2010 3:53:39 PM |
| ommcd | $25.00 | $25.00 | 6/15/2010 3:55:06 PM |
| NJournalist | $25.00 | $25.00 | 6/15/2010 3:52:36 PM |
| fair-funds | $25.00 | $25.00 | 6/15/2010 10:04:40 PM |
| flexible-return297 | $25.00 | $25.00 | 6/15/2010 3:53:07 PM |
| peb44 | $50.00 | $50.00 | 6/15/2010 3:53:17 PM |
| syounker | $25.00 | $25.00 | 6/15/2010 7:05:26 PM |
| JKEnterprises | $25.00 | $25.00 | 6/16/2010 6:49:38 AM |
| cash-spark3 | $25.00 | $25.00 | 6/16/2010 8:51:32 AM |
| elephantparty | $25.00 | $25.00 | 6/15/2010 8:39:54 PM |
| spsavage | $25.00 | $25.00 | 6/16/2010 4:44:38 AM |
| teller | $25.00 | $25.00 | 6/16/2010 5:24:33 AM |
| bchen78875 | $50.00 | $50.00 | 6/15/2010 11:42:36 PM |
| fcukciti | $50.00 | $50.00 | 6/16/2010 4:09:33 AM |
| sincere-transparency | $25.00 | $25.00 | 6/16/2010 9:34:53 AM |
| rescue | $46.83 | $46.83 | 6/16/2010 7:54:33 AM |
| jdrez | $25.00 | $25.00 | 6/16/2010 3:09:33 PM |
| truth-image | $49.49 | $49.49 | 6/16/2010 8:59:36 AM |
| balanced-bill7 | $58.45 | $58.45 | 6/16/2010 10:21:22 AM |
| gallant-economy9 | $25.00 | $25.00 | 6/16/2010 9:34:57 AM |
| wise-spiritual-commitment | $25.00 | $25.00 | 6/16/2010 11:07:57 AM |
| kmwvma | $25.00 | $25.00 | 6/16/2010 10:20:32 AM |
| enthusiastic-balance5 | $25.54 | $25.54 | 6/16/2010 10:21:10 AM |
| benjamin67 | $25.00 | $25.00 | 6/16/2010 1:56:25 PM |
| radforj22 | $25.00 | $25.00 | 6/16/2010 1:15:23 PM |
| wwwUniversal | $25.00 | $25.00 | 6/16/2010 1:56:29 PM |
| orderly-loot | $25.00 | $25.00 | 6/16/2010 9:54:58 PM |
| godspeed237 | $25.00 | $25.00 | 6/17/2010 6:49:50 AM |
| Syndication | $25.00 | $25.00 | 6/16/2010 5:29:37 PM |
| red-trade-cologne | $25.00 | $25.00 | 6/16/2010 6:24:39 PM |
| iolaire | $25.00 | $25.00 | 6/17/2010 8:49:36 AM |
| buckyhead2000 | $25.00 | $25.00 | 6/17/2010 12:52:19 AM |
| green-glowing-gain | $25.00 | $25.00 | 6/17/2010 10:49:48 AM |
| BabyLender | $25.00 | $25.00 | 6/17/2010 12:54:51 PM |
| NATIVEBORN | $25.00 | $25.00 | 6/17/2010 1:25:19 AM |
| building-america | $25.00 | $25.00 | 6/17/2010 8:45:14 AM |
| Ranch88 | $50.00 | $50.00 | 6/17/2010 11:14:47 AM |
| capital-mover7 | $25.00 | $25.00 | 6/17/2010 9:35:01 AM |
| interstellar | $41.37 | $41.37 | 6/17/2010 10:29:29 AM |
| delicious-social132 | $25.00 | $25.00 | 6/17/2010 12:52:59 PM |
| stoopidnoodle | $25.00 | $25.00 | 6/17/2010 1:19:48 PM |
| Tai | $25.00 | $25.00 | 6/17/2010 12:54:48 PM |
| Simply2fly | $25.00 | $25.00 | 6/18/2010 8:49:10 AM |
| KiwiElf | $30.00 | $22.23 | 6/18/2010 10:39:53 AM |
| rose88 | $25.00 | $25.00 | 6/18/2010 10:01:37 AM |
| nuclearmoose | $25.00 | $25.00 | 6/18/2010 10:12:29 AM |
| rockhound84 | $25.00 | $25.00 | 6/18/2010 11:14:59 AM |
| loanman2007 | $75.00 | $75.00 | 6/19/2010 5:39:25 AM |
| starry2001 | $25.00 | $25.00 | 6/20/2010 7:26:40 AM |
| JohnSmith10 | $25.00 | $25.00 | 6/20/2010 2:15:05 PM |
| vulgy | $50.00 | $50.00 | 6/21/2010 6:54:38 AM |
| natural-affluence4 | $50.00 | $50.00 | 6/21/2010 10:29:19 AM |
| Rivermaverick | $25.00 | $25.00 | 6/21/2010 6:38:27 PM |
| hunterMG | $25.00 | $25.00 | 6/21/2010 6:53:26 PM |
| AustinAmerica | $25.00 | $25.00 | 6/21/2010 10:59:55 PM |
| Truchaos | $25.25 | $25.25 | 6/21/2010 11:11:57 PM |
| leverage-monger | $25.00 | $25.00 | 6/22/2010 9:56:51 AM |
| justin323 | $25.00 | $25.00 | 6/22/2010 5:05:55 AM |
| julijask | $35.00 | $35.00 | 6/22/2010 3:20:36 PM |
| 158 bids
|
Borrower Payment Dependent Notes Series
462836
This series of Notes was issued and sold upon the funding of the borrower loan #43183, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,600.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-17-2010 |
| |
Auction end date:
| Jun-22-2010 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $124.80 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 17.17% |
Final monthly payment:
| $124.80 |
| |
|
Auction yield range:
| 3.98% - 14.00% |
Estimated loss impact:
| 2.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.85% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| 47% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 14
/
13 | Length of status: | 22y 0m |
|
Credit score:
| 720-739 (Jun-2010) |
Total credit lines:
| 40 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $84,730 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 84% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| resolute-point |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
29.9% interest--Go Away!!!!
Purpose of loan:
The rate on this credit card was raised to 29.9% during the banking crisis.? I had never missed a payment and had no trouble paying my bills.? I'm tired of the bank making huge profits on me.? I want to get this card off my plate.? I've started with a rate 50% lower than what I'm currently paying but hope to have that rate bid down by you good folks.?
My financial situation:
I am a good candidate for this loan because I have a great work history and always pay my bills on time.? I have been with the same employer for over 20 years.? The majority of the revolving debt I have is due to a loan we had to get to pay for some medical bills for our son that were not covered by our insurance.? We have a very favorable rate with the bank for this debt that is due to be paid off in full in 5 1/2 years.? My spouse has been employed with the same company for over 20 years as well.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lender987654321 | $25.00 | $25.00 | 6/17/2010 4:55:55 PM |
| banker581 | $25.00 | $25.00 | 6/18/2010 8:48:00 AM |
| sshgfwb | $25.00 | $25.00 | 6/18/2010 9:51:36 AM |
| Mav26 | $27.41 | $27.41 | 6/18/2010 1:13:54 PM |
| relentless-penny | $300.00 | $300.00 | 6/18/2010 2:23:23 PM |
| heng2x | $50.00 | $50.00 | 6/18/2010 1:38:13 PM |
| boomer61 | $25.00 | $25.00 | 6/19/2010 7:16:07 AM |
| worth-engine5 | $25.00 | $25.00 | 6/19/2010 9:43:32 AM |
| andrewtylerm | $100.00 | $100.00 | 6/19/2010 10:12:24 AM |
| friendly-market5 | $25.00 | $25.00 | 6/19/2010 4:46:04 AM |
| MissDaisey | $53.09 | $53.09 | 6/19/2010 12:19:59 PM |
| 3_boyz | $25.00 | $25.00 | 6/20/2010 4:59:21 AM |
| kingtut999 | $25.00 | $25.00 | 6/19/2010 6:09:27 PM |
| GABC-1 | $35.00 | $35.00 | 6/21/2010 6:10:56 AM |
| wwwUniversal | $25.00 | $25.00 | 6/21/2010 9:55:10 AM |
| Rustang | $50.00 | $50.00 | 6/21/2010 10:05:10 AM |
| note-clarinet | $100.00 | $100.00 | 6/21/2010 4:10:52 AM |
| FinanceEngine | $25.00 | $25.00 | 6/21/2010 11:12:20 AM |
| BMAInvest | $25.00 | $25.00 | 6/21/2010 7:30:06 AM |
| debtcollector | $50.00 | $50.00 | 6/21/2010 3:59:45 PM |
| cbfresh | $25.00 | $25.00 | 6/21/2010 4:01:03 PM |
| srspank24 | $100.00 | $100.00 | 6/21/2010 2:44:07 PM |
| Stavros | $54.21 | $54.21 | 6/21/2010 4:55:19 PM |
| buckeyebucks | $50.00 | $50.00 | 6/21/2010 6:51:02 PM |
| green-rapid-openness | $100.00 | $100.00 | 6/21/2010 10:33:40 PM |
| agreement-sycamore | $50.00 | $50.00 | 6/22/2010 4:38:45 AM |
| gain-dolphin | $50.00 | $50.00 | 6/22/2010 9:53:36 AM |
| 2Below | $25.00 | $25.00 | 6/22/2010 9:10:01 AM |
| intelligent-yield | $25.00 | $25.00 | 6/17/2010 5:01:48 PM |
| arampata | $100.00 | $100.00 | 6/18/2010 4:18:37 AM |
| Bank_Of_XL | $100.00 | $100.00 | 6/18/2010 7:50:27 AM |
| jono9999 | $134.10 | $134.10 | 6/18/2010 4:40:44 AM |
| Imaginos1892 | $25.00 | $25.00 | 6/19/2010 8:50:20 AM |
| STAN7366 | $100.00 | $100.00 | 6/19/2010 10:34:04 AM |
| CaptainKirk | $29.00 | $29.00 | 6/20/2010 6:02:53 AM |
| frosty49 | $100.00 | $100.00 | 6/19/2010 8:02:41 PM |
| swanseasailor | $50.00 | $50.00 | 6/20/2010 3:04:21 AM |
| rockhound84 | $25.00 | $25.00 | 6/20/2010 12:43:37 PM |
| premierdevelopment1 | $200.00 | $200.00 | 6/20/2010 12:33:35 PM |
| mhammond | $50.00 | $50.00 | 6/20/2010 2:08:07 PM |
| honorable-vigilance | $60.00 | $60.00 | 6/21/2010 7:59:38 AM |
| SallyLu | $69.44 | $69.44 | 6/21/2010 8:34:37 AM |
| DKStones | $25.00 | $25.00 | 6/21/2010 9:11:37 AM |
| worthy-bid8 | $500.00 | $500.00 | 6/21/2010 9:33:35 AM |
| OldManP | $25.00 | $25.00 | 6/21/2010 9:40:48 AM |
| supergiant3 | $150.00 | $141.71 | 6/21/2010 9:45:54 AM |
| revenue-sapling | $25.00 | $25.00 | 6/21/2010 12:54:43 PM |
| Lonestar | $76.92 | $76.92 | 6/21/2010 2:32:02 PM |
| GenerousGentleMan | $71.40 | $71.40 | 6/21/2010 3:37:58 PM |
| dynrep | $25.00 | $25.00 | 6/21/2010 4:35:14 PM |
| cash-blueberry | $30.00 | $30.00 | 6/21/2010 7:29:26 PM |
| Ven58 | $25.00 | $25.00 | 6/21/2010 9:49:52 PM |
| fr0gpil0t | $25.00 | $25.00 | 6/22/2010 4:20:21 AM |
| Loan2save | $42.72 | $42.72 | 6/22/2010 8:22:30 AM |
| MortgageeMarty | $25.00 | $25.00 | 6/22/2010 10:53:30 AM |
| 55 bids
|
Borrower Payment Dependent Notes Series
462894
This series of Notes was issued and sold upon the funding of the borrower loan #43189, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,800.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-16-2010 |
| |
Auction end date:
| Jun-23-2010 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 12.11% |
Starting monthly payment:
| $187.15 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $184.98 |
| |
|
Auction yield range:
| 3.98% - 9.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 43% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 2m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 35 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $41,739 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 68% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| indomitable-durability2 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
USCG wants to pay off credit cards
Purpose of loan:
This loan will be used to pay off several high interest credit cards. I will close the credit card accounts immediately after paying them off.
My financial situation:
I am a good candidate for this loan because I am active duty Petty Officer 1st Class (E-6) in the United States Coast Guard. I have an EXCELLENT Credit history and have never been late with any payment. Unfortunately, I acquired a bit of credit card debt while I was stationed away from my wife. She was in dental school in New Jersey while I was stationed in South Carolina. I acquired the debt to maintain two separate households and finance my wife's educational expenses. However, my wife has recently graduated and is about to get her license to practice. So, we will have a lot more money to pay off the debt. Although I can easily afford the monthly obligations I have now, getting a loan through prosper will allow me to have a reduced monthly payment and?pay off the entire debt a lot faster.
Personal Info:
I have been in the military for over 10 years and hold an Active Security Clearance. Any investor who funds this loan is GUARANTEED to get paid because I will have the payment automatically alloted from my paycheck.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 6/16/2010 4:17:03 PM |
| peb44 | $50.00 | $50.00 | 6/16/2010 4:22:59 PM |
| Syndication | $25.00 | $25.00 | 6/16/2010 5:29:32 PM |
| uncleharold | $35.00 | $35.00 | 6/16/2010 8:35:42 PM |
| Havana21 | $25.00 | $25.00 | 6/16/2010 4:22:42 PM |
| orgy63 | $25.00 | $25.00 | 6/16/2010 4:19:45 PM |
| orderly-loot | $25.00 | $25.00 | 6/16/2010 9:54:52 PM |
| ichibon | $75.00 | $75.00 | 6/17/2010 1:12:12 AM |
| famous-bill | $50.00 | $50.00 | 6/17/2010 5:15:23 AM |
| successful-euro | $30.00 | $30.00 | 6/17/2010 6:45:16 AM |
| auction-workhorse679 | $25.00 | $25.00 | 6/17/2010 9:35:28 AM |
| peace-missile | $25.00 | $25.00 | 6/17/2010 2:11:06 PM |
| teller | $25.00 | $25.00 | 6/18/2010 6:54:50 AM |
| ddog0224 | $25.00 | $25.00 | 6/18/2010 8:52:23 AM |
| minddoc | $25.00 | $25.00 | 6/18/2010 9:42:22 AM |
| careful-benjamins8 | $50.00 | $50.00 | 6/18/2010 9:42:25 AM |
| Ready2Loan | $25.00 | $25.00 | 6/18/2010 9:44:53 AM |
| upbeat-investment9 | $25.00 | $25.00 | 6/17/2010 7:40:39 PM |
| riproaringrapids | $25.00 | $25.00 | 6/17/2010 7:44:34 PM |
| 4link | $50.00 | $50.00 | 6/18/2010 10:19:35 AM |
| VEZIROGLUA | $50.00 | $50.00 | 6/18/2010 10:40:22 AM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/18/2010 10:50:52 AM |
| generous-deal6 | $25.00 | $25.00 | 6/18/2010 8:52:02 AM |
| holstj | $25.00 | $25.00 | 6/18/2010 11:41:25 AM |
| revenue-officer36 | $50.00 | $50.00 | 6/18/2010 9:41:24 AM |
| SimpleChoice | $25.00 | $25.00 | 6/18/2010 9:43:05 AM |
| tech_helper | $29.28 | $29.28 | 6/18/2010 1:54:42 PM |
| Phantom99 | $25.00 | $25.00 | 6/18/2010 8:51:37 AM |
| radforj22 | $25.00 | $25.00 | 6/18/2010 2:01:01 PM |
| gracej | $25.00 | $25.00 | 6/18/2010 8:52:26 AM |
| visionary-community | $25.00 | $25.00 | 6/18/2010 8:52:37 AM |
| pavelz | $43.70 | $43.70 | 6/18/2010 3:40:59 PM |
| slartibardfast | $25.00 | $25.00 | 6/18/2010 11:16:50 AM |
| bowdish1 | $33.07 | $33.07 | 6/18/2010 11:16:55 AM |
| logical-moola4 | $50.00 | $50.00 | 6/18/2010 10:19:43 AM |
| lendmedo | $25.00 | $25.00 | 6/18/2010 11:40:40 AM |
| dpdn57 | $25.00 | $25.00 | 6/18/2010 12:29:30 PM |
| Dap2005 | $25.00 | $25.00 | 6/18/2010 11:04:11 AM |
| gulch | $30.00 | $30.00 | 6/18/2010 1:39:32 PM |
| worth-arch | $25.00 | $25.00 | 6/18/2010 11:27:33 AM |
| nick456sd | $50.00 | $50.00 | 6/18/2010 1:34:37 PM |
| relentless-penny | $25.00 | $25.00 | 6/18/2010 2:51:10 PM |
| yield-seeker | $25.00 | $25.00 | 6/18/2010 3:59:49 PM |
| mulberry4 | $25.00 | $25.00 | 6/18/2010 7:29:55 PM |
| GatorBux | $100.00 | $100.00 | 6/19/2010 7:14:42 AM |
| uncleegg | $50.00 | $50.00 | 6/19/2010 7:35:59 AM |
| cvfriend | $50.00 | $50.00 | 6/19/2010 7:24:40 PM |
| thefiringzod | $25.00 | $25.00 | 6/19/2010 11:36:41 AM |
| the-profit-oracle | $25.00 | $25.00 | 6/19/2010 2:21:12 PM |
| important-ore | $50.00 | $50.00 | 6/20/2010 2:59:37 PM |
| sakha | $50.00 | $50.00 | 6/20/2010 5:44:40 AM |
| new-social-economist | $25.00 | $25.00 | 6/20/2010 10:39:30 PM |
| life-is-great | $25.00 | $25.00 | 6/20/2010 6:54:39 AM |
| 1phantom | $50.00 | $50.00 | 6/20/2010 9:24:32 AM |
| whois-JohnGalt | $25.00 | $25.00 | 6/20/2010 7:25:17 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 6/21/2010 5:39:49 AM |
| LoisLoan | $25.00 | $25.00 | 6/20/2010 2:09:28 PM |
| Aeroman32 | $25.00 | $25.00 | 6/20/2010 10:50:09 PM |
| drgreer | $25.00 | $25.00 | 6/21/2010 5:14:28 AM |
| ClearLake | $25.00 | $25.00 | 6/21/2010 6:11:45 AM |
| ray1051 | $25.00 | $25.00 | 6/21/2010 7:26:34 AM |
| AF-Chief | $28.00 | $28.00 | 6/21/2010 8:30:02 AM |
| FL-Lender | $25.00 | $25.00 | 6/21/2010 3:25:02 PM |
| shrewd-asset | $25.00 | $25.00 | 6/21/2010 7:56:09 PM |
| entertaining-greenback2 | $31.79 | $31.79 | 6/22/2010 4:08:22 PM |
| G-Love | $500.00 | $500.00 | 6/23/2010 6:21:00 AM |
| chopper94 | $45.43 | $45.43 | 6/22/2010 7:08:37 PM |
| bondhedger | $25.00 | $25.00 | 6/23/2010 6:34:27 AM |
| friendinmoney | $44.88 | $44.88 | 6/23/2010 3:48:18 PM |
| trustworthy-fairness | $500.00 | $500.00 | 6/23/2010 3:48:29 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/16/2010 4:20:00 PM |
| hrubinst | $25.00 | $25.00 | 6/16/2010 4:20:31 PM |
| personal-lender | $25.00 | $25.00 | 6/16/2010 4:22:00 PM |
| syounker | $25.00 | $25.00 | 6/16/2010 4:25:30 PM |
| trustworthy-fairness | $100.00 | $100.00 | 6/16/2010 4:15:05 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/16/2010 4:21:24 PM |
| Avala | $50.00 | $50.00 | 6/16/2010 4:20:41 PM |
| american6 | $25.00 | $25.00 | 6/16/2010 4:20:52 PM |
| flexible-return297 | $25.00 | $25.00 | 6/16/2010 4:22:52 PM |
| loot-heart | $34.71 | $34.71 | 6/17/2010 3:29:35 AM |
| dmfog | $25.00 | $25.00 | 6/17/2010 9:24:34 AM |
| green-glowing-gain | $25.00 | $25.00 | 6/17/2010 10:49:52 AM |
| Cheburashka | $25.00 | $25.00 | 6/17/2010 12:50:27 AM |
| bchen78875 | $25.00 | $25.00 | 6/17/2010 12:54:37 PM |
| godspeed237 | $25.00 | $25.00 | 6/17/2010 7:09:45 AM |
| stoopidnoodle | $25.00 | $25.00 | 6/17/2010 1:20:20 PM |
| building-america | $25.00 | $25.00 | 6/17/2010 8:45:24 AM |
| poetic-yield3 | $25.00 | $25.00 | 6/17/2010 9:34:50 AM |
| blackstar | $25.00 | $25.00 | 6/17/2010 11:34:34 AM |
| delicious-social132 | $25.00 | $25.00 | 6/17/2010 12:53:17 PM |
| bigdogsafety1 | $25.00 | $25.00 | 6/17/2010 3:19:48 PM |
| superindex | $25.00 | $25.00 | 6/17/2010 1:45:55 PM |
| cash-spark3 | $25.00 | $25.00 | 6/17/2010 3:58:57 PM |
| SNH | $50.00 | $50.00 | 6/17/2010 4:00:24 PM |
| murlirao2002 | $25.00 | $25.00 | 6/17/2010 2:49:43 PM |
| jdrez | $25.00 | $25.00 | 6/18/2010 8:50:14 AM |
| economy-producer | $25.00 | $25.00 | 6/17/2010 9:09:32 PM |
| kindness-hickory5 | $25.00 | $25.00 | 6/18/2010 8:14:35 AM |
| rescue | $50.00 | $50.00 | 6/18/2010 8:51:47 AM |
| 8bitnintendo | $25.00 | $25.00 | 6/18/2010 11:28:15 AM |
| treasure-bliss | $25.00 | $25.00 | 6/18/2010 8:51:16 AM |
| ms48105 | $25.00 | $25.00 | 6/18/2010 9:41:15 AM |
| SDNLR | $25.00 | $25.00 | 6/18/2010 9:42:14 AM |
| Cronos | $46.88 | $46.88 | 6/18/2010 11:04:38 AM |
| shrewd-deal | $25.00 | $25.00 | 6/18/2010 10:20:56 AM |
| gogitter | $25.00 | $25.00 | 6/18/2010 10:32:04 AM |
| lend2end | $25.00 | $25.00 | 6/18/2010 11:10:28 AM |
| Aimvest | $25.00 | $25.00 | 6/18/2010 12:20:10 PM |
| loan-genie88 | $25.00 | $25.00 | 6/18/2010 12:25:54 PM |
| bountiful-durability | $50.00 | $50.00 | 6/18/2010 2:09:39 PM |
| new-return-faire | $37.16 | $37.16 | 6/18/2010 4:00:11 PM |
| powerful-finance7 | $25.00 | $25.00 | 6/18/2010 4:29:31 PM |
| worldly-community3 | $25.00 | $25.00 | 6/18/2010 5:54:58 PM |
| lend_to_you | $25.00 | $25.00 | 6/19/2010 4:29:41 AM |
| JohnW12 | $25.00 | $25.00 | 6/19/2010 5:39:36 AM |
| UT-Longhorn | $25.00 | $25.00 | 6/19/2010 6:14:41 AM |
| j2ee | $25.00 | $25.00 | 6/19/2010 10:05:25 AM |
| lender12345 | $25.00 | $25.00 | 6/19/2010 9:24:46 AM |
| dave601m | $25.00 | $25.00 | 6/19/2010 11:14:46 AM |
| a-finance-nirvana | $25.00 | $25.00 | 6/19/2010 2:20:14 PM |
| tekkie2412 | $25.00 | $25.00 | 6/20/2010 11:36:06 AM |
| adir1 | $25.00 | $25.00 | 6/19/2010 4:59:52 PM |
| principal-kung-fu | $25.00 | $20.61 | 6/21/2010 9:04:40 AM |
| gnar | $25.00 | $25.00 | 6/20/2010 9:54:55 PM |
| inspired-contract9 | $25.00 | $25.00 | 6/21/2010 5:04:28 AM |
| DKStones | $25.00 | $25.00 | 6/21/2010 9:10:39 AM |
| Simply2fly | $25.00 | $25.00 | 6/21/2010 11:22:25 AM |
| pioneer580 | $100.00 | $100.00 | 6/21/2010 8:31:30 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/22/2010 2:16:21 PM |
| rockhound84 | $25.00 | $25.00 | 6/22/2010 5:36:49 PM |
| schoolfund | $25.00 | $25.00 | 6/22/2010 5:31:38 PM |
| mxlinux | $50.00 | $50.00 | 6/22/2010 8:11:38 PM |
| Mauler | $50.00 | $50.00 | 6/22/2010 8:30:08 PM |
| organic-commerce2 | $50.00 | $50.00 | 6/22/2010 7:48:33 PM |
| Rulea72 | $93.49 | $93.49 | 6/22/2010 8:22:30 PM |
| lazyeye | $25.00 | $25.00 | 6/22/2010 8:55:34 PM |
| top-tranquil-justice | $41.00 | $41.00 | 6/23/2010 8:30:12 AM |
| julijask | $25.00 | $25.00 | 6/23/2010 9:16:27 AM |
| GPLLending | $25.00 | $25.00 | 6/23/2010 12:07:25 PM |
| evamkir | $25.00 | $25.00 | 6/23/2010 12:17:46 PM |
| MonkeyHero | $25.00 | $25.00 | 6/23/2010 12:55:09 PM |
| HomerdohNY | $25.00 | $25.00 | 6/23/2010 12:15:04 PM |
| G-Love | $250.00 | $250.00 | 6/23/2010 1:32:12 PM |
| LSAR | $25.00 | $25.00 | 6/23/2010 2:16:56 PM |
| 144 bids
|
Borrower Payment Dependent Notes Series
462948
This series of Notes was issued and sold upon the funding of the borrower loan #43213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,900.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-16-2010 |
| |
Auction end date:
| Jun-23-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $60.60 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $60.60 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 8m |
|
Credit score:
| 720-739 (Jun-2010) |
Total credit lines:
| 23 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,843 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 88% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| wealthbuilder8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
proposal prep for senior arts
Purpose of loan:
This loan will be used to?
assist with housing while I continue to market public speaking, arts with seniors and improved employment.
My financial situation:
I am a good candidate for this loan because?I have been a good qualified lender with prosper in the past.
I am receiving savings 10,000.? at the end of the month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 6/16/2010 4:17:24 PM |
| orgy63 | $25.00 | $25.00 | 6/16/2010 4:18:18 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/16/2010 4:18:33 PM |
| figs4u2 | $80.00 | $80.00 | 6/16/2010 4:19:18 PM |
| riproaringrapids | $25.00 | $25.00 | 6/16/2010 4:17:33 PM |
| tntmojave | $25.00 | $25.00 | 6/16/2010 4:19:07 PM |
| moltopaolo | $50.00 | $50.00 | 6/16/2010 4:19:21 PM |
| loot-heart | $50.00 | $50.00 | 6/16/2010 4:17:58 PM |
| meenan | $25.00 | $25.00 | 6/16/2010 4:18:51 PM |
| american6 | $50.00 | $50.00 | 6/16/2010 4:19:01 PM |
| flexible-value | $28.00 | $28.00 | 6/16/2010 4:19:13 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/16/2010 4:19:24 PM |
| reflective-rupee | $1,900.00 | $484.72 | 6/16/2010 4:20:13 PM |
| focused-dime8 | $35.00 | $35.00 | 6/17/2010 8:12:50 AM |
| rodaku | $40.00 | $40.00 | 6/19/2010 7:44:13 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/22/2010 2:22:38 PM |
| jrhinomo | $26.14 | $26.14 | 6/23/2010 9:35:29 AM |
| njmlaj726 | $25.00 | $25.00 | 6/22/2010 8:33:15 PM |
| 1phantom | $50.00 | $50.00 | 6/23/2010 7:32:32 AM |
| Halos2002 | $50.00 | $50.00 | 6/23/2010 10:37:10 AM |
| wild-orange | $50.00 | $50.00 | 6/23/2010 3:23:52 PM |
| Ivan2007 | $25.00 | $25.00 | 6/16/2010 4:17:31 PM |
| meux99 | $25.00 | $25.00 | 6/16/2010 4:17:39 PM |
| dharma1 | $25.00 | $25.00 | 6/16/2010 4:17:43 PM |
| mlopez2007 | $25.00 | $25.00 | 6/16/2010 4:18:41 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/16/2010 4:18:56 PM |
| simplelender80 | $100.00 | $100.00 | 6/16/2010 4:19:27 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/16/2010 4:19:59 PM |
| SNH | $50.00 | $50.00 | 6/16/2010 4:18:26 PM |
| AmericanCredit | $25.00 | $25.00 | 6/16/2010 4:18:09 PM |
| alexstar | $25.00 | $25.00 | 6/16/2010 4:18:46 PM |
| wwwUniversal | $25.00 | $25.00 | 6/16/2010 4:27:06 PM |
| RandyL3 | $33.00 | $33.00 | 6/17/2010 1:25:09 AM |
| JGuide | $26.00 | $26.00 | 6/20/2010 8:42:19 AM |
| finance-symphony7 | $25.00 | $25.00 | 6/19/2010 7:51:10 PM |
| jayk63 | $25.00 | $25.00 | 6/20/2010 6:32:56 PM |
| cloud8 | $40.00 | $40.00 | 6/19/2010 10:41:05 PM |
| forthright-principal2 | $25.00 | $25.00 | 6/21/2010 5:16:12 PM |
| buukyak | $25.00 | $25.00 | 6/22/2010 4:47:57 PM |
| tomjac2000 | $25.00 | $25.00 | 6/22/2010 7:20:52 PM |
| himanshuko | $32.14 | $32.14 | 6/23/2010 1:19:19 PM |
| 41 bids
|
Borrower Payment Dependent Notes Series
463148
This series of Notes was issued and sold upon the funding of the borrower loan #43169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-21-2010 |
| |
Auction end date:
| Jun-22-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 10.98% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 44% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 2m |
|
Credit score:
| 720-739 (Jun-2010) |
Total credit lines:
| 14 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,401 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 42% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| important-openness2 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards/vehicle
Purpose of loan:
This loan will be used to pay off my credit card debt and also, pay off my vehicle loan.
My financial situation:
I am a good candidate for this loan because I have never missed a payment and I'm keeping my credit history in good standings.I am currently full-time employed as "in-stock supervisor" at Target Company in Norman, OK. I have been working with Target for the past 5 years. My income is $1550/monthly and my only monthly expenses are my credit card bills ($190), my car loan ($210), car insurance ($60) and other ($230).
All the other expenses (housing, utilities, phone, cable internet, food, clothing, household expenses) are covered by my husband which makes 60k/year.
Monthly net income: $ 1550
Monthly expenses: $
??Housing: $ 0 ????
??Insurance: $ 60
??Car expenses: $50
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 50
??Clothing, household expenses $100
??Credit cards and other loans: $ 400
??Other expenses: $ 30
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 6/21/2010 3:53:09 PM |
| top-historic-peso | $26.00 | $26.00 | 6/21/2010 3:56:58 PM |
| bid-czar8 | $100.00 | $100.00 | 6/21/2010 3:59:50 PM |
| bountiful-durability | $50.00 | $50.00 | 6/21/2010 4:05:05 PM |
| relentless-penny | $25.00 | $25.00 | 6/21/2010 4:05:15 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/21/2010 3:53:34 PM |
| cash-spark3 | $50.00 | $50.00 | 6/21/2010 3:56:43 PM |
| Havana21 | $25.00 | $25.00 | 6/21/2010 3:58:58 PM |
| visionary-currency | $50.00 | $50.00 | 6/21/2010 4:20:23 PM |
| bnlforever | $25.00 | $25.00 | 6/21/2010 4:22:44 PM |
| somebody32 | $25.00 | $25.00 | 6/21/2010 4:40:12 PM |
| Veggie_Monkey | $25.00 | $25.00 | 6/21/2010 4:40:58 PM |
| Seadrag367 | $25.00 | $25.00 | 6/21/2010 4:42:00 PM |
| loan-tycoon0 | $25.00 | $25.00 | 6/21/2010 4:43:42 PM |
| life-is-great | $25.00 | $25.00 | 6/21/2010 4:16:36 PM |
| moopi | $25.00 | $25.00 | 6/21/2010 4:17:27 PM |
| kginatl | $25.00 | $25.00 | 6/21/2010 4:18:25 PM |
| burrito6 | $25.00 | $25.00 | 6/21/2010 4:19:30 PM |
| ITExec | $39.58 | $39.58 | 6/21/2010 4:18:04 PM |
| rhin0cerx | $25.91 | $25.91 | 6/21/2010 4:18:23 PM |
| credit-wheel7 | $25.00 | $25.00 | 6/21/2010 4:21:23 PM |
| loanscholar | $50.00 | $50.00 | 6/21/2010 4:22:21 PM |
| i3urtonair | $25.00 | $25.00 | 6/21/2010 4:42:11 PM |
| kscc183 | $25.00 | $25.00 | 6/21/2010 4:42:51 PM |
| jcholloway831 | $25.00 | $25.00 | 6/21/2010 4:46:35 PM |
| YellowJacket | $25.00 | $25.00 | 6/21/2010 4:48:14 PM |
| noble-revenue | $100.00 | $100.00 | 6/21/2010 4:48:34 PM |
| revenue-achievement | $25.00 | $25.00 | 6/21/2010 4:48:53 PM |
| oreyedoc | $50.00 | $50.00 | 6/21/2010 4:48:54 PM |
| wgc | $25.00 | $25.00 | 6/21/2010 4:49:16 PM |
| teller | $25.00 | $25.00 | 6/21/2010 4:51:19 PM |
| reflective-rupee | $1,000.00 | $398.51 | 6/21/2010 4:52:34 PM |
| Whipster | $50.00 | $50.00 | 6/21/2010 4:58:26 PM |
| 1-HARD-HEAD | $50.00 | $50.00 | 6/21/2010 9:38:00 PM |
| cashhelp | $25.00 | $25.00 | 6/21/2010 5:16:31 PM |
| JustMee | $25.00 | $25.00 | 6/21/2010 6:53:51 PM |
| Uylsses | $100.00 | $100.00 | 6/22/2010 8:49:28 AM |
| FinanceEngine | $25.00 | $25.00 | 6/22/2010 10:59:12 AM |
| S-Master | $25.00 | $25.00 | 6/21/2010 3:55:35 PM |
| orderly-leverage | $30.00 | $30.00 | 6/21/2010 3:57:01 PM |
| simplelender80 | $50.00 | $50.00 | 6/21/2010 3:57:33 PM |
| loot-heart | $50.00 | $50.00 | 6/21/2010 3:53:43 PM |
| successful-euro | $30.00 | $30.00 | 6/21/2010 3:53:16 PM |
| qwsd12 | $40.00 | $40.00 | 6/21/2010 3:56:47 PM |
| personal-lender | $25.00 | $25.00 | 6/21/2010 3:57:03 PM |
| SNH | $50.00 | $50.00 | 6/21/2010 3:56:49 PM |
| MADAOO7 | $50.00 | $50.00 | 6/21/2010 3:57:39 PM |
| greenwell | $25.00 | $25.00 | 6/21/2010 4:02:02 PM |
| delivery | $25.00 | $25.00 | 6/21/2010 4:18:30 PM |
| riproaringrapids | $25.00 | $25.00 | 6/21/2010 4:03:56 PM |
| AF-Chief | $28.00 | $28.00 | 6/21/2010 4:21:59 PM |
| yield-seeker | $25.00 | $25.00 | 6/21/2010 4:06:41 PM |
| seisen | $50.00 | $50.00 | 6/21/2010 4:17:14 PM |
| star7705 | $25.00 | $25.00 | 6/21/2010 4:46:48 PM |
| rdecartus | $25.00 | $25.00 | 6/21/2010 4:18:02 PM |
| MONEYMATCH | $25.00 | $25.00 | 6/21/2010 4:18:06 PM |
| asmithj | $50.00 | $50.00 | 6/21/2010 4:18:18 PM |
| IntrepidInvestment | $50.00 | $50.00 | 6/21/2010 4:19:37 PM |
| oskizzle | $25.00 | $25.00 | 6/21/2010 4:48:55 PM |
| browneyegravy | $25.00 | $25.00 | 6/21/2010 4:21:05 PM |
| zorg77 | $25.00 | $25.00 | 6/21/2010 4:22:56 PM |
| utmom | $25.00 | $25.00 | 6/21/2010 4:23:29 PM |
| DMark69 | $25.00 | $25.00 | 6/21/2010 4:41:28 PM |
| arejaybe | $25.00 | $25.00 | 6/21/2010 4:41:42 PM |
| stoopidnoodle | $25.00 | $25.00 | 6/21/2010 4:48:50 PM |
| reflective-rupee | $2,000.00 | $2,000.00 | 6/21/2010 4:51:13 PM |
| thomas16882004 | $25.00 | $25.00 | 6/21/2010 4:59:32 PM |
| wwwUniversal | $25.00 | $25.00 | 6/21/2010 5:02:16 PM |
| szetheli | $157.00 | $157.00 | 6/21/2010 6:29:50 PM |
| interstellar | $50.00 | $50.00 | 6/21/2010 10:05:34 PM |
| foothillender | $25.00 | $25.00 | 6/22/2010 6:52:27 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/22/2010 9:52:34 AM |
| 72 bids
|
Borrower Payment Dependent Notes Series
463258
This series of Notes was issued and sold upon the funding of the borrower loan #43122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-21-2010 |
| |
Auction end date:
| Jun-24-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $191.36 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 32% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
6 | Length of status: | 8y 9m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 21 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,329 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 14% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| odbmeth |
Borrower's state:
| Pennsylvania |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 88% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 2
( 13% )
| 660-679
(Apr-2008)
720-739
(Feb-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Just a little more for a masters!
I have been determined to pay my way through graduate school without any student loans and have not built up any student debt as a result, but I need one last little push in order to get my degree. I am a teacher with a very stable and secure job (I have tenure), and I will be getting a $5000/year raise as soon as I get the courses finished. This money will be used to pay for my final classes and materials, plus an additional $700 to cover my wife's plan to become a certified nursing assistant. This loan will help us make more money--and it'll help you, too!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loot-heart | $50.00 | $50.00 | 6/21/2010 3:53:39 PM |
| alexstar | $25.00 | $25.00 | 6/21/2010 3:54:22 PM |
| meenan | $25.00 | $25.00 | 6/21/2010 3:54:33 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/21/2010 3:54:40 PM |
| american6 | $50.00 | $50.00 | 6/21/2010 3:54:46 PM |
| skvat | $25.00 | $25.00 | 6/21/2010 3:58:50 PM |
| riproaringrapids | $25.00 | $25.00 | 6/21/2010 4:03:44 PM |
| bountiful-durability | $100.00 | $100.00 | 6/21/2010 4:05:47 PM |
| orgy63 | $25.00 | $25.00 | 6/21/2010 3:53:46 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/21/2010 3:55:45 PM |
| personal-lender | $25.00 | $25.00 | 6/21/2010 3:57:50 PM |
| credit-investor5 | $100.00 | $100.00 | 6/21/2010 4:12:02 PM |
| Havana21 | $25.00 | $25.00 | 6/21/2010 3:59:08 PM |
| lagnisiruk | $25.00 | $25.00 | 6/21/2010 3:59:29 PM |
| pavelz | $100.00 | $100.00 | 6/21/2010 4:00:24 PM |
| fair-funds | $25.00 | $25.00 | 6/21/2010 4:00:48 PM |
| bruin558 | $36.57 | $36.57 | 6/21/2010 4:16:09 PM |
| red-trade-cologne | $25.00 | $25.00 | 6/21/2010 4:01:49 PM |
| delicious-social132 | $25.00 | $25.00 | 6/21/2010 4:03:07 PM |
| nunnie | $25.00 | $25.00 | 6/21/2010 4:04:22 PM |
| ctgscott | $25.00 | $25.00 | 6/21/2010 4:20:50 PM |
| FlexFunding | $100.00 | $100.00 | 6/21/2010 4:06:00 PM |
| yield-seeker | $25.00 | $25.00 | 6/21/2010 4:06:33 PM |
| hookUup | $25.00 | $25.00 | 6/21/2010 4:08:26 PM |
| UT-Longhorn | $25.00 | $25.00 | 6/21/2010 4:08:53 PM |
| szetowski | $25.00 | $25.00 | 6/21/2010 4:09:21 PM |
| bchen78875 | $25.00 | $25.00 | 6/21/2010 4:10:23 PM |
| gojackgo | $50.00 | $50.00 | 6/21/2010 4:11:00 PM |
| tekkie2412 | $25.00 | $25.00 | 6/21/2010 4:15:58 PM |
| leftcoast52 | $25.00 | $25.00 | 6/21/2010 4:19:20 PM |
| quirky | $25.00 | $25.00 | 6/21/2010 4:22:29 PM |
| DadWarbucks | $25.00 | $25.00 | 6/21/2010 5:00:34 PM |
| jamschmidt | $25.00 | $25.00 | 6/21/2010 4:48:10 PM |
| cello1 | $25.00 | $25.00 | 6/21/2010 4:51:26 PM |
| dharma1 | $25.00 | $25.00 | 6/21/2010 5:05:44 PM |
| rmachi | $25.00 | $25.00 | 6/21/2010 4:56:04 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/21/2010 5:08:51 PM |
| divedude | $25.00 | $25.00 | 6/21/2010 4:56:48 PM |
| wise-silver-wonder | $25.00 | $25.00 | 6/21/2010 4:59:25 PM |
| lostontheedge | $25.00 | $25.00 | 6/21/2010 5:00:29 PM |
| kenji4861 | $25.00 | $25.00 | 6/21/2010 5:05:33 PM |
| Rdodson11 | $25.00 | $25.00 | 6/21/2010 7:19:32 PM |
| AF-Chief | $27.00 | $27.00 | 6/21/2010 5:09:38 PM |
| BooFoo22 | $25.00 | $25.00 | 6/21/2010 5:09:43 PM |
| albatross897 | $25.00 | $25.00 | 6/21/2010 5:49:35 PM |
| museic1 | $25.00 | $25.00 | 6/21/2010 10:21:37 PM |
| money-watcher | $25.00 | $25.00 | 6/21/2010 6:58:50 PM |
| martalli | $65.52 | $65.52 | 6/21/2010 6:26:45 PM |
| NATIVEBORN | $25.00 | $25.00 | 6/21/2010 10:35:06 PM |
| TK4 | $25.00 | $25.00 | 6/21/2010 7:19:40 PM |
| tech310 | $50.00 | $50.00 | 6/22/2010 12:19:31 AM |
| KeepOnRunning | $32.30 | $32.30 | 6/21/2010 9:51:22 PM |
| blukestrel | $25.00 | $25.00 | 6/21/2010 10:07:31 PM |
| Castellan | $25.00 | $25.00 | 6/21/2010 10:07:46 PM |
| Searlzy | $25.00 | $25.00 | 6/21/2010 9:51:04 PM |
| skuba | $50.00 | $50.00 | 6/21/2010 9:51:13 PM |
| Comoparklender | $30.00 | $30.00 | 6/22/2010 7:15:26 AM |
| Jassi | $25.00 | $25.00 | 6/21/2010 10:22:18 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 6/21/2010 10:07:39 PM |
| buckyhead2000 | $25.00 | $25.00 | 6/21/2010 10:08:17 PM |
| degster | $25.00 | $25.00 | 6/21/2010 10:35:03 PM |
| interest-exec9 | $25.00 | $25.00 | 6/21/2010 10:35:12 PM |
| Binan | $25.00 | $25.00 | 6/21/2010 10:36:42 PM |
| best-heavenly-justice | $25.00 | $25.00 | 6/22/2010 9:34:31 AM |
| a-finance-nirvana | $25.00 | $25.00 | 6/21/2010 10:33:49 PM |
| revmax | $25.00 | $25.00 | 6/21/2010 10:36:37 PM |
| nikkiesgrandma | $50.00 | $50.00 | 6/22/2010 5:34:32 AM |
| Divot | $25.00 | $25.00 | 6/22/2010 5:40:41 AM |
| mizount | $25.00 | $25.00 | 6/22/2010 7:54:39 AM |
| new-return-faire | $25.00 | $25.00 | 6/22/2010 8:24:39 AM |
| heroic-platinum | $25.00 | $25.00 | 6/22/2010 9:35:29 AM |
| Railbird | $25.00 | $25.00 | 6/22/2010 9:35:40 AM |
| cash-spark3 | $25.00 | $25.00 | 6/22/2010 9:48:53 AM |
| peb44 | $50.00 | $50.00 | 6/22/2010 9:47:47 AM |
| gracej | $25.00 | $25.00 | 6/22/2010 9:48:46 AM |
| friendly-dime | $25.00 | $25.00 | 6/22/2010 11:39:12 AM |
| KDW08 | $25.00 | $25.00 | 6/22/2010 12:54:56 PM |
| faldska | $25.00 | $25.00 | 6/22/2010 10:11:04 AM |
| Aethelwolf | $25.00 | $25.00 | 6/22/2010 10:10:10 AM |
| decisive-capital | $26.04 | $26.04 | 6/22/2010 10:34:44 AM |
| bid-czar8 | $100.00 | $100.00 | 6/22/2010 3:41:39 PM |
| spsavage | $25.00 | $25.00 | 6/22/2010 1:41:00 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 6/22/2010 1:41:09 PM |
| Dahlozer | $25.00 | $25.00 | 6/22/2010 4:09:50 PM |
| wwwUniversal | $25.00 | $25.00 | 6/22/2010 4:11:32 PM |
| shawndw | $35.00 | $35.00 | 6/22/2010 4:07:07 PM |
| IIP77 | $25.00 | $25.00 | 6/22/2010 4:07:32 PM |
| seattleslug | $30.00 | $30.00 | 6/22/2010 4:08:43 PM |
| totoro | $25.00 | $25.00 | 6/22/2010 4:09:27 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/22/2010 4:11:23 PM |
| guaton | $25.00 | $25.00 | 6/22/2010 4:49:50 PM |
| benjamin67 | $25.00 | $25.00 | 6/22/2010 4:20:49 PM |
| the-silver-blaster | $40.00 | $1.52 | 6/22/2010 4:55:40 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/21/2010 3:53:59 PM |
| tntmojave | $25.00 | $25.00 | 6/21/2010 3:54:58 PM |
| flexible-value | $28.00 | $28.00 | 6/21/2010 3:55:03 PM |
| Artist_Blue | $25.00 | $25.00 | 6/21/2010 4:01:19 PM |
| relentless-penny | $50.00 | $50.00 | 6/21/2010 4:05:36 PM |
| successful-euro | $30.00 | $30.00 | 6/21/2010 3:53:29 PM |
| SNH | $50.00 | $50.00 | 6/21/2010 3:53:55 PM |
| hrubinst | $25.00 | $25.00 | 6/21/2010 3:55:59 PM |
| Avala | $50.00 | $50.00 | 6/21/2010 3:56:16 PM |
| alpinaut | $25.00 | $25.00 | 6/21/2010 3:58:26 PM |
| power-defender7 | $40.00 | $40.00 | 6/21/2010 3:59:57 PM |
| Tc11902 | $25.00 | $25.00 | 6/21/2010 4:00:58 PM |
| elasermd | $58.06 | $58.06 | 6/21/2010 4:19:26 PM |
| mrbanker | $100.00 | $100.00 | 6/21/2010 4:21:14 PM |
| Global2010 | $50.00 | $50.00 | 6/21/2010 4:21:43 PM |
| point-zebra | $25.00 | $25.00 | 6/21/2010 4:06:21 PM |
| orderly-loot | $25.00 | $25.00 | 6/21/2010 4:07:03 PM |
| simplelender80 | $100.00 | $100.00 | 6/21/2010 4:09:43 PM |
| j2ee | $25.00 | $25.00 | 6/21/2010 4:11:08 PM |
| kmwvma | $25.00 | $25.00 | 6/21/2010 4:47:00 PM |
| jangalt | $72.00 | $72.00 | 6/21/2010 4:20:15 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 6/21/2010 4:23:50 PM |
| martalli | $25.00 | $25.00 | 6/21/2010 4:40:28 PM |
| ThomasC | $25.00 | $25.00 | 6/21/2010 4:40:36 PM |
| eighttone | $25.00 | $25.00 | 6/21/2010 4:40:43 PM |
| murren | $25.00 | $25.00 | 6/21/2010 4:41:58 PM |
| flwah | $25.00 | $25.00 | 6/21/2010 4:57:34 PM |
| don8ter | $52.10 | $52.10 | 6/21/2010 4:57:58 PM |
| Ivan2007 | $50.00 | $50.00 | 6/21/2010 5:05:27 PM |
| KiwiElf | $30.00 | $30.00 | 6/21/2010 4:52:54 PM |
| Sixmil | $25.00 | $25.00 | 6/21/2010 4:56:11 PM |
| gigabit | $50.00 | $50.00 | 6/21/2010 5:15:18 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/21/2010 5:15:57 PM |
| head | $25.00 | $25.00 | 6/21/2010 5:16:00 PM |
| meux99 | $25.00 | $25.00 | 6/21/2010 5:05:38 PM |
| ichibon | $75.00 | $75.00 | 6/21/2010 5:07:35 PM |
| Syndication | $25.00 | $25.00 | 6/21/2010 5:07:18 PM |
| tsui517 | $25.00 | $25.00 | 6/21/2010 9:52:47 PM |
| mrzz | $25.00 | $25.00 | 6/21/2010 10:21:25 PM |
| salala | $25.00 | $25.00 | 6/21/2010 10:21:35 PM |
| unclejaef | $25.00 | $25.00 | 6/21/2010 10:21:39 PM |
| brstern2 | $25.00 | $25.00 | 6/21/2010 10:22:16 PM |
| ChicoBob | $40.76 | $40.76 | 6/21/2010 10:23:30 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/21/2010 10:34:41 PM |
| social-comet7 | $25.00 | $25.00 | 6/21/2010 10:35:48 PM |
| JJS180 | $25.00 | $25.00 | 6/21/2010 10:07:50 PM |
| syounker | $25.00 | $25.00 | 6/21/2010 10:10:50 PM |
| bayareainv | $78.95 | $78.95 | 6/21/2010 9:51:07 PM |
| morpholog | $25.00 | $25.00 | 6/21/2010 9:52:50 PM |
| majormoves1 | $25.00 | $25.00 | 6/21/2010 10:07:42 PM |
| impartial-deal | $25.00 | $25.00 | 6/21/2010 10:35:49 PM |
| Phantom99 | $25.00 | $25.00 | 6/21/2010 10:21:30 PM |
| latestone | $25.00 | $25.00 | 6/22/2010 8:39:59 AM |
| peso-windmill | $50.00 | $50.00 | 6/22/2010 9:34:49 AM |
| unassuming-note | $25.00 | $25.00 | 6/22/2010 9:35:02 AM |
| GElender | $50.00 | $50.00 | 6/21/2010 10:36:14 PM |
| generous-deal6 | $25.00 | $25.00 | 6/22/2010 9:47:48 AM |
| flexible-return297 | $25.00 | $25.00 | 6/22/2010 9:47:58 AM |
| fervent-repayment | $25.00 | $25.00 | 6/22/2010 6:14:31 AM |
| zaxsan | $25.00 | $25.00 | 6/22/2010 4:24:38 AM |
| agreement-sycamore | $50.00 | $50.00 | 6/22/2010 4:50:37 AM |
| balanced-bill7 | $41.15 | $41.15 | 6/22/2010 5:59:47 AM |
| Aeroman32 | $25.00 | $25.00 | 6/22/2010 9:17:28 AM |
| surfhoss644 | $50.00 | $50.00 | 6/22/2010 7:54:37 AM |
| CharlieBarlyBear | $50.00 | $50.00 | 6/22/2010 9:07:58 AM |
| LenderByDay | $25.00 | $25.00 | 6/22/2010 9:24:49 AM |
| loyalist1 | $50.00 | $50.00 | 6/22/2010 9:30:59 AM |
| enthralling-deal180 | $100.00 | $100.00 | 6/22/2010 9:35:13 AM |
| shorthairedg | $50.00 | $50.00 | 6/22/2010 9:36:02 AM |
| ddog0224 | $25.00 | $25.00 | 6/22/2010 9:48:41 AM |
| radforj22 | $25.00 | $25.00 | 6/22/2010 10:55:12 AM |
| djs81 | $45.03 | $45.03 | 6/22/2010 11:49:31 AM |
| trumpeter7 | $25.00 | $25.00 | 6/22/2010 12:02:07 PM |
| Captain88 | $25.00 | $25.00 | 6/22/2010 12:25:30 PM |
| zeelender | $25.00 | $25.00 | 6/22/2010 12:52:09 PM |
| Winsten | $50.00 | $50.00 | 6/22/2010 1:24:55 PM |
| engaging-worth | $25.00 | $25.00 | 6/22/2010 4:06:21 PM |
| GREATDEALS | $50.00 | $50.00 | 6/22/2010 1:48:43 PM |
| TheColoradoDon | $25.00 | $25.00 | 6/22/2010 4:09:34 PM |
| ommcd | $25.00 | $25.00 | 6/22/2010 3:40:27 PM |
| easylender | $25.00 | $25.00 | 6/22/2010 4:08:41 PM |
| 174 bids
|
Borrower Payment Dependent Notes Series
463260
This series of Notes was issued and sold upon the funding of the borrower loan #43186, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Jun-18-2010 |
| |
Auction end date:
| Jun-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 21.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 38% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 6
/
4 | Length of status: | 5y 3m |
|
Credit score:
| 620-639 (Jun-2010) |
Total credit lines:
| 11 |
Occupation: | Retail Management |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $289 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $40 |
Bankcard utilization:
| 96% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| ANGEL00 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 23 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2009)
640-659
(Aug-2008)
|
|
Principal balance:
| $836.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
2 LOANS PAID AS AGREED
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because? I pay my bill on time. My credit score on Trans Union is 698 as of today.?My credit score increased on ?Trans union so I don't understand why prosper is showing me a HR.? This is my 3rd Prosper loan and this will be paid on time as my other 2 Prosper loan have been.?It will also be automatic debited from my checking acct.?The only?Delinquency is from a libary for 40.00 for a over due book. I've never had a over due book and I'm trying to get this removed from my credit report. Everything else on my credit report is showing paid as agreed.
Thank you for your consideration.
Monthly net income: $ 2500.00
Monthly expenses: $
??Housing: $ husband pays
??Insurance: $ 70
??Car expenses: $ 433( my car payment)
??Utilities: $ husband?pays
??Phone, cable, internet: $ 130
??Food, entertainment: $ 240
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 60
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the purpose of this loan? - jpaulnyc
A:
Dental work for my child plus I'm taking a few classes at my local college for job advancement.
(Jun-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unassuming-market7 | $50.00 | $50.00 | 6/20/2010 1:04:29 PM |
| UCLA4life | $25.00 | $25.00 | 6/21/2010 10:59:38 AM |
| lucrative-loan | $36.50 | $36.50 | 6/21/2010 5:02:22 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/22/2010 10:09:56 AM |
| restless-dime | $26.05 | $26.05 | 6/22/2010 12:41:41 PM |
| jhouman | $25.00 | $25.00 | 6/22/2010 3:54:28 PM |
| ProModelA | $25.00 | $25.00 | 6/22/2010 3:47:15 PM |
| five-star-note | $50.00 | $50.00 | 6/23/2010 8:24:29 AM |
| master648 | $40.00 | $40.00 | 6/22/2010 6:43:10 PM |
| gain-implementer | $350.00 | $350.00 | 6/23/2010 8:22:50 AM |
| tcbmc | $25.00 | $25.00 | 6/23/2010 9:40:42 AM |
| Flshedman | $50.00 | $50.00 | 6/23/2010 10:52:54 AM |
| tjone69 | $50.00 | $50.00 | 6/23/2010 1:31:45 PM |
| gain-implementer | $150.00 | $45.45 | 6/23/2010 4:45:40 PM |
| JustMee | $25.00 | $25.00 | 6/20/2010 9:53:22 AM |
| return-grizzly | $200.00 | $200.00 | 6/21/2010 8:37:27 AM |
| icanhasloanz | $100.00 | $100.00 | 6/21/2010 2:44:34 AM |
| jpaulnyc | $50.00 | $50.00 | 6/21/2010 12:07:59 PM |
| realtormoises | $25.00 | $25.00 | 6/21/2010 9:46:56 AM |
| glof1967 | $100.00 | $100.00 | 6/21/2010 10:42:45 AM |
| Kash2010lu | $35.00 | $35.00 | 6/21/2010 11:57:59 AM |
| big_balla_papi | $25.00 | $25.00 | 6/21/2010 10:14:34 PM |
| skaught | $25.00 | $25.00 | 6/22/2010 2:40:07 PM |
| reflective-rupee | $25.00 | $25.00 | 6/22/2010 5:01:19 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/23/2010 10:28:35 AM |
| Aberdeen | $400.00 | $400.00 | 6/23/2010 8:24:32 AM |
| jpblan11 | $27.55 | $27.55 | 6/23/2010 2:16:05 PM |
| LTZ | $29.00 | $29.00 | 6/23/2010 4:49:55 PM |
| soulblest | $50.00 | $50.00 | 6/23/2010 5:17:19 PM |
| Top_Gun_Lender | $35.45 | $35.45 | 6/23/2010 5:22:24 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
463386
This series of Notes was issued and sold upon the funding of the borrower loan #43204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jun-18-2010 |
| |
Auction end date:
| Jun-23-2010 |
|
|
Starting lender yield:
| 13.85% |
Starting borrower rate/APR:
| 14.85% / 17.02% |
Starting monthly payment:
| $276.74 |
|
Final lender yield:
| 13.85% |
Final borrower rate/APR:
| 14.85% / 17.02% |
Final monthly payment:
| $276.74 |
| |
|
Auction yield range:
| 5.98% - 13.85% |
Estimated loss impact:
| 5.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1995 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
6 | Length of status: | 8y 9m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 30 |
Occupation: | Biologist |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jmh1850 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 29 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2007)
|
|
Principal balance:
| $1,250.04 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to purchase a more fuel efficient vehicle so that I can sell my?gas-thirsty, income-robbing?07' Dodge Ram.?? The payment on this vehicle is $514 monthly and?insurance is about $1250?annually.? I like it, but at times I commute a lot and will be glad to see the unecessary expenses go!? My plan is to put about $5000 of my savings with the loan to purchase a good used vehicle from an individual.
My financial situation:
I am a good candidate for this loan because I am fortunate enough to have?a?nice paying,?secure civilian position with the military.? In addition to my "day" job, I am also an?instructor/researcher?at a?Big 12 University (Go Pokes!). This income ($1400/mo, year-round) is being used almost exclusively to pay down existing debt.
Also, I?own my?home, along with the land it sits on. This alone frees up a good deal of my income... I?do have some expenses in the form of?a business?loan?I took?out to?help my wife begin a small business?($315 monthly) along with 2 car and a motorcycle payment; however,?I manage repayment of these on my income alone with ease.? Once my wife's business is more established, we plan to use her income to pay off the business, as of now she is?putting proceeds back into operation and to pay a couple salaries (it's a?lunch bistro and she opened about 3 months ago).? The remainder of my?DTI ratio is?student loans.
My wife and I did file bankruptcy about?5 years ago due to?ignorance on our part (no one to blame but us!).? Since that time, we changed our lifestyle by selling our large nice home and building a small house on some family land, not to mention living a lot more sensibly.
Monthly net income: $ 5629 - includes the teaching/research contract
Minimum Monthly expenses: $?2957 (the surplus is?used to pay down?existing debt and for savings)
??Housing: $ 0.00
??Insurance: $ 225.00
??Car expenses: $ 790.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 60.00
??Food, entertainment: $ 550.00
??Clothing, household expenses $ 250.00
??Loan for wife's business?(which I'm?paying until she's on her feet): $ 315.00?
? Previous?Prosper Loan: $ 187.00
? Student loan: $180
??Other expenses: $ 250 (motorcycle payment)
THANK YOU FOR THE CONSIDERATION!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| studious-bonus7 | $50.00 | $50.00 | 6/18/2010 4:32:02 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/18/2010 4:41:38 PM |
| orgy63 | $25.00 | $25.00 | 6/18/2010 4:31:56 PM |
| american6 | $25.00 | $25.00 | 6/18/2010 4:32:23 PM |
| personal-lender | $25.00 | $25.00 | 6/18/2010 4:32:52 PM |
| Havana21 | $25.00 | $25.00 | 6/18/2010 4:33:21 PM |
| mulberry4 | $25.00 | $25.00 | 6/18/2010 7:29:50 PM |
| Syndication | $25.00 | $25.00 | 6/18/2010 4:34:29 PM |
| delicious-social132 | $25.00 | $25.00 | 6/18/2010 4:34:56 PM |
| bchen78875 | $25.00 | $25.00 | 6/18/2010 4:35:30 PM |
| hrubinst | $25.00 | $25.00 | 6/18/2010 4:32:09 PM |
| orderly-loot | $25.00 | $25.00 | 6/18/2010 4:39:49 PM |
| successful-euro | $30.00 | $30.00 | 6/18/2010 4:41:49 PM |
| top-courteous-peso | $35.00 | $35.00 | 6/18/2010 4:35:01 PM |
| riproaringrapids | $25.00 | $25.00 | 6/18/2010 4:35:12 PM |
| lend_to_you | $25.00 | $25.00 | 6/19/2010 4:29:35 AM |
| yield-seeker | $25.00 | $25.00 | 6/18/2010 4:36:40 PM |
| nunnie | $25.00 | $25.00 | 6/18/2010 4:41:13 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/18/2010 4:41:44 PM |
| worldly-community3 | $25.00 | $25.00 | 6/18/2010 5:54:55 PM |
| GatorBux | $100.00 | $100.00 | 6/19/2010 7:14:36 AM |
| Mommy_of_3_Princesses | $25.00 | $25.00 | 6/18/2010 7:39:35 PM |
| JohnW12 | $25.00 | $25.00 | 6/19/2010 5:39:32 AM |
| benevolent-benefit | $25.00 | $25.00 | 6/19/2010 6:14:44 AM |
| NeutronStar | $50.00 | $50.00 | 6/19/2010 8:09:42 AM |
| ImaPutz | $25.00 | $25.00 | 6/19/2010 8:49:31 AM |
| Sefotonga | $25.00 | $25.00 | 6/19/2010 10:59:31 AM |
| new-return-faire | $47.06 | $47.06 | 6/19/2010 8:19:37 PM |
| thefiringzod | $25.00 | $25.00 | 6/19/2010 11:36:37 AM |
| return-eclipse0 | $25.00 | $25.00 | 6/20/2010 6:34:34 AM |
| trustu | $25.00 | $25.00 | 6/19/2010 1:39:40 PM |
| Phantom99 | $25.00 | $25.00 | 6/20/2010 8:59:40 AM |
| selector568 | $189.71 | $189.71 | 6/19/2010 2:18:44 PM |
| penny-chooser | $50.00 | $50.00 | 6/20/2010 12:00:01 PM |
| Yaj | $25.00 | $25.00 | 6/19/2010 3:34:31 PM |
| adir1 | $25.00 | $25.00 | 6/19/2010 4:59:49 PM |
| PaulHenry | $50.00 | $50.00 | 6/19/2010 2:49:39 PM |
| skiforglory | $25.00 | $25.00 | 6/20/2010 2:54:29 PM |
| important-ore | $50.00 | $50.00 | 6/20/2010 2:59:35 PM |
| helpinghand63 | $50.00 | $50.00 | 6/19/2010 8:30:28 PM |
| impeccable-transparency | $50.62 | $50.62 | 6/19/2010 9:14:46 PM |
| gqrob | $30.27 | $30.27 | 6/19/2010 9:21:10 PM |
| favorite-benefit | $50.00 | $50.00 | 6/19/2010 9:49:49 PM |
| shrewd-truth1 | $25.00 | $25.00 | 6/19/2010 10:52:02 PM |
| 108lender | $25.00 | $25.00 | 6/19/2010 8:24:35 PM |
| MO_Investor | $25.00 | $25.00 | 6/19/2010 8:30:25 PM |
| sakha | $50.00 | $50.00 | 6/20/2010 5:44:34 AM |
| chestnut4 | $25.00 | $25.00 | 6/19/2010 10:52:09 PM |
| life-is-great | $25.00 | $25.00 | 6/20/2010 6:54:36 AM |
| stollcm | $25.00 | $25.00 | 6/20/2010 9:24:29 AM |
| whois-JohnGalt | $25.00 | $25.00 | 6/20/2010 7:25:15 AM |
| return-flamenco | $25.00 | $25.00 | 6/20/2010 9:49:27 AM |
| SDNLR | $25.00 | $25.00 | 6/20/2010 9:54:45 AM |
| 113121 | $25.00 | $25.00 | 6/20/2010 11:01:27 AM |
| thunderd | $25.00 | $25.00 | 6/20/2010 11:04:42 AM |
| Bank42 | $31.18 | $31.18 | 6/20/2010 9:05:49 AM |
| SerG_PunK | $25.00 | $25.00 | 6/20/2010 9:06:41 AM |
| kchen486 | $41.07 | $41.07 | 6/20/2010 12:00:20 PM |
| credit-panda1 | $50.00 | $50.00 | 6/21/2010 6:58:17 AM |
| neonnurse | $25.00 | $25.00 | 6/20/2010 3:34:28 PM |
| orange-preeminant-bill | $37.72 | $37.72 | 6/20/2010 3:59:30 PM |
| wwwUniversal | $25.00 | $25.00 | 6/20/2010 4:35:47 PM |
| hidavehi | $44.00 | $44.00 | 6/20/2010 1:30:25 PM |
| 1fortheroad | $25.00 | $25.00 | 6/20/2010 1:39:29 PM |
| sarahsophie | $50.00 | $50.00 | 6/20/2010 2:04:42 PM |
| LoisLoan | $25.00 | $25.00 | 6/20/2010 2:09:26 PM |
| buckyhead2000 | $25.00 | $25.00 | 6/20/2010 4:14:34 PM |
| agreement-sycamore | $50.00 | $50.00 | 6/21/2010 5:39:59 AM |
| Max8319 | $25.00 | $25.00 | 6/21/2010 7:29:15 PM |
| forthright-principal2 | $25.00 | $25.00 | 6/21/2010 5:16:05 PM |
| bondhedger | $25.00 | $25.00 | 6/21/2010 10:04:01 PM |
| skajake | $32.65 | $32.65 | 6/22/2010 2:32:07 PM |
| CSinvestments | $25.00 | $25.00 | 6/22/2010 6:10:04 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/22/2010 4:11:11 PM |
| zone6 | $100.00 | $100.00 | 6/22/2010 7:28:39 PM |
| FundMaker | $30.00 | $30.00 | 6/22/2010 7:29:47 PM |
| manthrax3 | $50.00 | $50.00 | 6/23/2010 7:56:31 AM |
| Avala | $50.00 | $50.00 | 6/18/2010 4:32:16 PM |
| relentless-penny | $25.00 | $25.00 | 6/18/2010 4:36:25 PM |
| simplelender80 | $100.00 | $100.00 | 6/18/2010 4:32:39 PM |
| bountiful-durability | $50.00 | $50.00 | 6/18/2010 4:36:17 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/18/2010 4:32:35 PM |
| Thylow | $25.00 | $25.00 | 6/18/2010 4:41:24 PM |
| ichibon | $75.00 | $75.00 | 6/18/2010 4:35:18 PM |
| holstj | $25.00 | $25.00 | 6/18/2010 4:36:03 PM |
| Ananya | $50.00 | $50.00 | 6/18/2010 5:24:48 PM |
| lounges | $25.00 | $25.00 | 6/19/2010 7:10:02 AM |
| lucrative-loan | $49.25 | $49.25 | 6/19/2010 8:19:44 AM |
| jgar_O | $25.00 | $25.00 | 6/19/2010 8:46:48 AM |
| wampum-prodigy6 | $25.00 | $25.00 | 6/18/2010 8:54:45 PM |
| UT-Longhorn | $25.00 | $25.00 | 6/19/2010 6:14:38 AM |
| Cheburashka | $25.00 | $25.00 | 6/19/2010 1:23:22 PM |
| jethro | $50.00 | $50.00 | 6/19/2010 7:15:36 AM |
| uncleegg | $50.00 | $50.00 | 6/19/2010 7:35:55 AM |
| awm | $50.00 | $50.00 | 6/19/2010 8:05:55 AM |
| credit-maverick1 | $100.00 | $100.00 | 6/19/2010 6:26:05 AM |
| a-finance-nirvana | $25.00 | $25.00 | 6/19/2010 2:20:10 PM |
| conaty | $50.00 | $50.00 | 6/19/2010 7:10:11 AM |
| ptjg | $44.16 | $44.16 | 6/19/2010 9:19:34 AM |
| Lender0010 | $50.00 | $50.00 | 6/19/2010 8:15:01 AM |
| saxquiz | $25.00 | $25.00 | 6/19/2010 4:49:51 PM |
| lender12345 | $100.00 | $100.00 | 6/19/2010 9:06:42 AM |
| j2ee | $25.00 | $25.00 | 6/19/2010 10:05:24 AM |
| dave601m | $25.00 | $25.00 | 6/19/2010 11:14:43 AM |
| steady-bazaar | $25.00 | $25.00 | 6/19/2010 8:30:27 PM |
| suomynona | $25.00 | $25.00 | 6/19/2010 9:39:51 PM |
| SanJoser | $25.00 | $25.00 | 6/19/2010 11:14:31 AM |
| Artist_Blue | $25.00 | $25.00 | 6/19/2010 1:25:45 PM |
| greenback-amplifier | $25.00 | $25.00 | 6/20/2010 4:04:31 AM |
| ideal-platinum1 | $100.00 | $100.00 | 6/20/2010 5:14:37 AM |
| Moneypenny6 | $30.00 | $30.00 | 6/20/2010 9:24:37 AM |
| tallmon | $25.00 | $25.00 | 6/20/2010 9:55:01 AM |
| lendmedo | $25.00 | $25.00 | 6/20/2010 10:46:25 AM |
| PatriotKnight | $25.00 | $25.00 | 6/20/2010 11:04:40 AM |
| the-profit-oracle | $25.00 | $25.00 | 6/20/2010 2:44:41 PM |
| klinebarger | $25.00 | $25.00 | 6/19/2010 8:30:19 PM |
| cvfriend | $50.00 | $50.00 | 6/19/2010 7:24:36 PM |
| Billfred | $25.00 | $25.00 | 6/19/2010 8:40:36 PM |
| Loan_shark718 | $50.00 | $50.00 | 6/19/2010 9:20:52 PM |
| resource777 | $25.00 | $25.00 | 6/20/2010 4:04:33 AM |
| F16Pilot | $25.00 | $25.00 | 6/20/2010 6:39:39 AM |
| monstersdad | $40.90 | $40.90 | 6/20/2010 6:05:59 AM |
| snoopey100 | $25.00 | $25.00 | 6/20/2010 6:34:33 AM |
| special-truth | $42.86 | $42.86 | 6/20/2010 9:31:28 AM |
| Erikdbp | $25.00 | $25.00 | 6/20/2010 10:24:55 AM |
| b2006 | $25.00 | $25.00 | 6/20/2010 9:05:32 AM |
| 1phantom | $50.00 | $50.00 | 6/20/2010 9:24:31 AM |
| market-pudding | $25.00 | $25.00 | 6/20/2010 12:16:55 PM |
| soulwork | $25.00 | $25.00 | 6/20/2010 12:44:42 PM |
| rescue | $50.00 | $50.00 | 6/20/2010 12:00:07 PM |
| radforj22 | $25.00 | $25.00 | 6/20/2010 2:19:35 PM |
| treasure-bliss | $100.00 | $100.00 | 6/20/2010 12:16:33 PM |
| reflective-rupee | $5,000.00 | $2,037.47 | 6/20/2010 4:33:49 PM |
| Aberdeen | $400.00 | $400.00 | 6/20/2010 12:17:53 PM |
| twjh | $25.00 | $25.00 | 6/20/2010 4:35:49 PM |
| usedtoborrow | $100.00 | $100.00 | 6/20/2010 12:25:27 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/20/2010 2:44:31 PM |
| SimpleChoice | $25.00 | $25.00 | 6/20/2010 2:44:35 PM |
| qkinger | $50.00 | $50.00 | 6/20/2010 3:05:24 PM |
| lakefront5 | $75.00 | $75.00 | 6/21/2010 2:35:08 AM |
| charliecubs | $25.00 | $25.00 | 6/21/2010 9:37:07 AM |
| LittleMingo | $29.00 | $29.00 | 6/21/2010 5:58:23 PM |
| smart-risk-lender | $50.00 | $50.00 | 6/21/2010 7:42:33 PM |
| rockhound84 | $25.00 | $25.00 | 6/21/2010 6:43:39 PM |
| green-rapid-openness | $50.00 | $50.00 | 6/21/2010 10:16:58 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 6/21/2010 10:20:28 PM |
| satisfying-deal5 | $25.00 | $25.00 | 6/22/2010 10:41:49 AM |
| loot-motion | $25.00 | $25.00 | 6/22/2010 12:31:19 PM |
| heerzaquestion | $75.00 | $75.00 | 6/22/2010 3:51:49 PM |
| jpblan11 | $27.08 | $27.08 | 6/22/2010 4:05:38 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 6/22/2010 5:57:16 PM |
| aganippe | $25.00 | $25.00 | 6/22/2010 9:25:45 PM |
| 152 bids
|
Borrower Payment Dependent Notes Series
463512
This series of Notes was issued and sold upon the funding of the borrower loan #43192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-21-2010 |
| |
Auction end date:
| Jun-22-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $95.68 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $95.68 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
4 | Length of status: | 4y 1m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 11 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $714 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 17% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| silver-stronghold |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying Appliances For New Kitchen
Hello! This is my first time borrowing with Prosper. My husband and I are in the process of fixing up an old ranch house and starting a 2 acre organic farm. Right now, we're working on our kitchen. While we have saved up the money to cover materials and labor, we need a bit more to buy a stove and fridge.
I work full-time for a small public radio station, and my husband has a full-time job for a landscaper. We're very responsible financially, always pay our bills on time, make an extra mortgage payment every year, etc.
Thank you for your consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dontscrewmeover1 | $25.00 | $25.00 | 6/21/2010 3:55:10 PM |
| personal-lender | $25.00 | $25.00 | 6/21/2010 3:57:59 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/21/2010 3:58:35 PM |
| skvat | $25.00 | $25.00 | 6/21/2010 3:58:47 PM |
| Syndication | $25.00 | $25.00 | 6/21/2010 4:01:34 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/21/2010 4:01:59 PM |
| flexible-value | $28.00 | $28.00 | 6/21/2010 3:55:09 PM |
| lend_to_you | $25.00 | $25.00 | 6/21/2010 4:08:37 PM |
| szetowski | $25.00 | $25.00 | 6/21/2010 4:09:17 PM |
| american6 | $25.00 | $25.00 | 6/21/2010 3:56:26 PM |
| hrubinst | $25.00 | $25.00 | 6/21/2010 3:56:04 PM |
| bchen78875 | $25.00 | $25.00 | 6/21/2010 4:10:38 PM |
| gojackgo | $50.00 | $50.00 | 6/21/2010 4:10:53 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/21/2010 3:57:12 PM |
| Havana21 | $25.00 | $25.00 | 6/21/2010 3:59:03 PM |
| life-is-great | $25.00 | $25.00 | 6/21/2010 4:16:42 PM |
| SNH | $50.00 | $50.00 | 6/21/2010 4:19:59 PM |
| Ranch88 | $50.00 | $50.00 | 6/21/2010 4:02:47 PM |
| jangalt | $72.00 | $72.00 | 6/21/2010 4:20:12 PM |
| riproaringrapids | $25.00 | $25.00 | 6/21/2010 4:03:38 PM |
| bountiful-durability | $50.00 | $50.00 | 6/21/2010 4:04:55 PM |
| point-zebra | $25.00 | $25.00 | 6/21/2010 4:06:16 PM |
| hookUup | $25.00 | $25.00 | 6/21/2010 4:08:21 PM |
| simplelender80 | $100.00 | $100.00 | 6/21/2010 4:09:39 PM |
| credit-investor5 | $100.00 | $100.00 | 6/21/2010 4:12:07 PM |
| mrbanker | $100.00 | $100.00 | 6/21/2010 4:21:11 PM |
| Global2010 | $50.00 | $50.00 | 6/21/2010 4:21:38 PM |
| BooFoo22 | $25.00 | $25.00 | 6/21/2010 4:22:12 PM |
| reflective-rupee | $1,000.00 | $772.00 | 6/21/2010 4:33:52 PM |
| forthright-principal2 | $25.00 | $25.00 | 6/21/2010 5:16:13 PM |
| OwlGirl | $25.00 | $25.00 | 6/21/2010 9:25:02 PM |
| fair-funds | $25.00 | $25.00 | 6/21/2010 4:00:43 PM |
| delicious-social132 | $25.00 | $25.00 | 6/21/2010 4:03:02 PM |
| ichibon | $75.00 | $75.00 | 6/21/2010 4:04:10 PM |
| FlexFunding | $100.00 | $100.00 | 6/21/2010 4:06:05 PM |
| yield-seeker | $25.00 | $25.00 | 6/21/2010 4:06:30 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/21/2010 3:55:38 PM |
| orgy63 | $25.00 | $25.00 | 6/21/2010 3:55:21 PM |
| Avala | $50.00 | $50.00 | 6/21/2010 3:56:09 PM |
| grc | $30.00 | $30.00 | 6/21/2010 4:11:27 PM |
| alpinaut | $25.00 | $25.00 | 6/21/2010 3:58:17 PM |
| power-defender7 | $40.00 | $40.00 | 6/21/2010 3:59:54 PM |
| pavelz | $100.00 | $100.00 | 6/21/2010 4:00:20 PM |
| tekkie2412 | $25.00 | $25.00 | 6/21/2010 4:15:54 PM |
| Artist_Blue | $25.00 | $25.00 | 6/21/2010 4:01:12 PM |
| Tc11902 | $25.00 | $25.00 | 6/21/2010 4:00:55 PM |
| red-trade-cologne | $25.00 | $25.00 | 6/21/2010 4:01:44 PM |
| capital-mover7 | $25.00 | $25.00 | 6/21/2010 4:02:32 PM |
| relentless-penny | $25.00 | $25.00 | 6/21/2010 4:05:28 PM |
| orderly-loot | $25.00 | $25.00 | 6/21/2010 4:07:00 PM |
| elasermd | $50.00 | $50.00 | 6/21/2010 4:22:48 PM |
| UT-Longhorn | $25.00 | $25.00 | 6/21/2010 4:08:50 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 6/21/2010 4:23:46 PM |
| BOZO88 | $25.00 | $25.00 | 6/21/2010 4:15:16 PM |
| turbospeed | $25.00 | $25.00 | 6/21/2010 4:48:03 PM |
| basis-daydream | $50.00 | $50.00 | 6/21/2010 4:21:32 PM |
| quirky | $25.00 | $25.00 | 6/21/2010 4:22:26 PM |
| wwwUniversal | $25.00 | $25.00 | 6/21/2010 5:09:01 PM |
| RandyL3 | $33.00 | $33.00 | 6/21/2010 10:22:43 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
463656
This series of Notes was issued and sold upon the funding of the borrower loan #43198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-21-2010 |
| |
Auction end date:
| Jun-22-2010 |
|
|
Starting lender yield:
| 24.00% |
Starting borrower rate/APR:
| 25.00% / 27.31% |
Starting monthly payment:
| $79.52 |
|
Final lender yield:
| 13.00% |
Final borrower rate/APR:
| 14.00% / 16.16% |
Final monthly payment:
| $68.36 |
| |
|
Auction yield range:
| 3.98% - 24.00% |
Estimated loss impact:
| 2.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.85% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 30% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 18
/
17 | Length of status: | 2y 8m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $70,560 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 84% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| generosity-excellence294 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
720-739
(Sep-2009)
700-719
(Oct-2008)
|
|
Principal balance:
| $3,649.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Family Pain
Purpose of loan:
This loan will be used to pay off a Best Buy (HSBC) account with a (24 month same as cash) balance of $1954.15. This was used to purchase a washer and dryer two years ago for my family. This was before my middle daughter was diagnosed with congenital heart disease. We relocated to Philadelphia to care for her until she passed. She is now in heaven and we are thankful for the time we spent caring for her.
This card has $1227 in deferred interest that goes away if I pay it off but, will be added on top of the balance of $1954.15 if I don't pay it off. The interest rate is 24.24%. So please help. All my other debts are covered by my income.
My financial situation:
I am a good candidate for this loan because I've never been late and always pay on time and have a stable high paying job.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you have a balance on a home equity line of credit? Is so, how much? Thanks and best wishes. - reflective-rupee
A:
I don't have a home equity line of credit. Our home is worth more than the current mortgage balance but, not enough to obtain a home equity line of credit. We have a 30 year fixed rate loan for the home.
(Jun-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| wwwUniversal | $25.00 | $25.00 | 6/21/2010 4:19:42 PM |
| BoughtTheFarm | $25.00 | $25.00 | 6/21/2010 4:22:33 PM |
| commanding-income774 | $25.00 | $25.00 | 6/21/2010 4:26:38 PM |
| Rattlehead | $75.00 | $75.00 | 6/21/2010 4:46:01 PM |
| shortblondemark | $25.00 | $25.00 | 6/21/2010 4:47:59 PM |
| slicrad | $25.00 | $25.00 | 6/21/2010 4:50:52 PM |
| forthright-principal2 | $25.00 | $25.00 | 6/21/2010 5:16:03 PM |
| MasterKey | $25.00 | $25.00 | 6/21/2010 5:08:00 PM |
| affluence-tulip | $25.60 | $25.60 | 6/21/2010 10:33:02 PM |
| systematic0 | $25.00 | $25.00 | 6/21/2010 7:19:27 PM |
| Ven58 | $25.00 | $25.00 | 6/21/2010 9:49:53 PM |
| Loan2save | $25.00 | $25.00 | 6/22/2010 8:20:38 AM |
| lively-exchange | $40.00 | $40.00 | 6/22/2010 9:15:36 AM |
| stuy1998 | $30.00 | $30.00 | 6/22/2010 9:35:24 AM |
| cutter21 | $25.00 | $25.00 | 6/22/2010 11:44:00 AM |
| mosby | $50.00 | $50.00 | 6/22/2010 10:40:53 AM |
| sshgfwb | $25.00 | $25.00 | 6/22/2010 1:59:09 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 6/21/2010 4:15:06 PM |
| payment-freshmaker | $50.00 | $50.00 | 6/21/2010 4:20:36 PM |
| WealthBoy | $25.00 | $25.00 | 6/21/2010 4:42:48 PM |
| lucrative-loan | $25.00 | $25.00 | 6/21/2010 4:46:42 PM |
| productive-finance | $25.00 | $25.00 | 6/21/2010 4:47:35 PM |
| Approved | $50.00 | $50.00 | 6/21/2010 4:47:46 PM |
| FjLenders | $50.03 | $50.03 | 6/21/2010 4:47:58 PM |
| greeninspirit | $50.00 | $50.00 | 6/21/2010 4:46:03 PM |
| scredneck | $50.00 | $50.00 | 6/21/2010 4:47:55 PM |
| NJournalist | $25.00 | $25.00 | 6/21/2010 5:10:57 PM |
| worth-victor6 | $25.00 | $25.00 | 6/22/2010 9:39:28 AM |
| CA_Lender | $25.00 | $25.00 | 6/21/2010 10:44:55 PM |
| income-fortress | $25.00 | $25.00 | 6/22/2010 6:24:35 AM |
| worthy-bid8 | $2,000.00 | $979.37 | 6/22/2010 11:42:46 AM |
| Sealion | $50.00 | $50.00 | 6/22/2010 11:48:27 AM |
| 32 bids
|
Borrower Payment Dependent Notes Series
462409
This series of Notes was issued and sold upon the funding of the borrower loan #43137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,300.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-16-2010 |
| |
Auction end date:
| Jun-23-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $133.40 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $133.40 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 5m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 37 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,496 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 79% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| wise-magnetic-loyalty |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $?
??Insurance: $?
??Car expenses: $?
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What will you use the proceeds of this loan for? Thanks and best wishes. - reflective-rupee
A:
To pay taxes
(Jun-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Whipster | $25.00 | $25.00 | 6/23/2010 5:08:52 AM |
| cash-spark3 | $25.00 | $25.00 | 6/16/2010 4:21:00 PM |
| simplelender80 | $50.00 | $50.00 | 6/16/2010 4:21:37 PM |
| MADAOO7 | $50.00 | $50.00 | 6/16/2010 4:21:41 PM |
| bid-czar8 | $100.00 | $100.00 | 6/16/2010 4:23:54 PM |
| S-Master | $25.00 | $25.00 | 6/16/2010 4:19:56 PM |
| orderly-leverage | $30.00 | $30.00 | 6/16/2010 4:21:15 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/16/2010 4:17:51 PM |
| loot-heart | $50.00 | $50.00 | 6/16/2010 4:18:03 PM |
| lagnisiruk | $25.00 | $25.00 | 6/16/2010 4:23:04 PM |
| top-historic-peso | $26.00 | $26.00 | 6/16/2010 4:21:12 PM |
| washboard1 | $100.00 | $100.00 | 6/16/2010 4:26:59 PM |
| autonomous-truth | $25.00 | $25.00 | 6/17/2010 10:41:01 AM |
| riproaringrapids | $25.00 | $25.00 | 6/17/2010 7:49:39 PM |
| MoneyLender72 | $50.00 | $50.00 | 6/17/2010 1:31:41 PM |
| oskizzle | $25.00 | $25.00 | 6/17/2010 1:31:57 PM |
| Phantom99 | $25.00 | $25.00 | 6/17/2010 4:01:11 PM |
| murlirao2002 | $25.00 | $25.00 | 6/17/2010 2:49:39 PM |
| loan-genie88 | $25.00 | $25.00 | 6/17/2010 5:04:51 PM |
| spsavage | $25.00 | $25.00 | 6/18/2010 10:19:58 AM |
| 1phantom | $25.00 | $25.00 | 6/18/2010 9:05:32 AM |
| head | $25.00 | $25.00 | 6/18/2010 11:34:50 AM |
| relentless-penny | $25.00 | $25.00 | 6/18/2010 2:44:36 PM |
| yield-seeker | $25.00 | $25.00 | 6/18/2010 3:59:43 PM |
| MAYBROOK | $50.00 | $50.00 | 6/19/2010 5:49:49 AM |
| wampum-prodigy6 | $25.00 | $25.00 | 6/18/2010 9:03:29 PM |
| bowdish1 | $50.00 | $50.00 | 6/19/2010 9:36:36 AM |
| EPR | $50.00 | $50.00 | 6/18/2010 9:19:35 PM |
| uncleegg | $50.00 | $50.00 | 6/19/2010 7:29:35 AM |
| Billfred | $25.00 | $25.00 | 6/19/2010 8:40:08 PM |
| lloyd_s | $25.00 | $25.00 | 6/19/2010 2:06:41 PM |
| openness-prospector | $25.00 | $25.00 | 6/19/2010 4:50:33 PM |
| Bank42 | $29.03 | $29.03 | 6/20/2010 12:15:44 PM |
| DeutscheBank | $25.00 | $25.00 | 6/19/2010 5:19:48 PM |
| bryantsh | $25.00 | $25.00 | 6/19/2010 11:04:58 PM |
| cloud8 | $25.00 | $25.00 | 6/19/2010 10:40:35 PM |
| tidy-generosity | $38.95 | $38.95 | 6/20/2010 6:15:54 AM |
| impeccable-transparency | $25.00 | $25.00 | 6/20/2010 10:30:01 AM |
| janus_god | $25.00 | $25.00 | 6/20/2010 12:14:51 PM |
| dudebrah | $25.00 | $25.00 | 6/21/2010 2:04:12 PM |
| MrPie | $25.00 | $25.00 | 6/21/2010 5:11:18 PM |
| glenium | $25.00 | $25.00 | 6/22/2010 2:52:12 AM |
| b-rent | $25.00 | $25.00 | 6/22/2010 4:08:07 PM |
| finance-prescription | $100.00 | $100.00 | 6/22/2010 4:09:07 PM |
| realtormoises | $25.00 | $25.00 | 6/22/2010 4:43:09 PM |
| ds5184 | $25.00 | $25.00 | 6/22/2010 9:47:06 PM |
| crstal2000 | $25.00 | $25.00 | 6/23/2010 12:38:55 AM |
| MSLendingLLC | $32.00 | $32.00 | 6/22/2010 5:14:55 PM |
| madbeefer | $25.00 | $25.00 | 6/23/2010 11:20:37 AM |
| SNH | $50.00 | $50.00 | 6/16/2010 4:21:03 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/16/2010 4:22:30 PM |
| Artist_Blue | $25.00 | $25.00 | 6/16/2010 4:16:29 PM |
| orderly-loot | $25.00 | $25.00 | 6/16/2010 9:49:31 PM |
| qwsd12 | $40.00 | $40.00 | 6/16/2010 4:21:03 PM |
| personal-lender | $25.00 | $25.00 | 6/16/2010 4:21:16 PM |
| greenwell | $25.00 | $25.00 | 6/16/2010 4:27:22 PM |
| Havana21 | $25.00 | $25.00 | 6/16/2010 4:22:34 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/16/2010 4:25:10 PM |
| sarisai | $50.00 | $50.00 | 6/16/2010 7:59:44 PM |
| Rogesparkguy | $25.00 | $25.00 | 6/17/2010 9:39:44 AM |
| noble-revenue | $100.00 | $100.00 | 6/17/2010 11:04:47 AM |
| desertoasis | $25.00 | $25.00 | 6/17/2010 11:15:20 AM |
| time4aloan | $30.00 | $30.00 | 6/17/2010 1:24:09 AM |
| best-point-flow | $35.33 | $35.33 | 6/17/2010 2:49:54 AM |
| famous-bill | $50.00 | $50.00 | 6/17/2010 5:16:04 AM |
| pavelz | $26.84 | $26.84 | 6/17/2010 2:26:16 PM |
| successful-euro | $40.00 | $40.00 | 6/17/2010 6:39:40 AM |
| AlexTrep | $25.00 | $25.00 | 6/17/2010 4:01:48 PM |
| danthemon35 | $25.00 | $25.00 | 6/17/2010 4:04:43 PM |
| skunkor2 | $25.00 | $25.00 | 6/17/2010 11:10:47 AM |
| market-pudding | $25.00 | $25.00 | 6/17/2010 1:32:10 PM |
| stoopidnoodle | $25.00 | $25.00 | 6/17/2010 1:20:07 PM |
| teller | $25.00 | $25.00 | 6/18/2010 6:54:36 AM |
| bountiful-durability | $50.00 | $50.00 | 6/18/2010 2:09:59 PM |
| keeminn | $50.00 | $50.00 | 6/18/2010 11:17:39 AM |
| Helenska11 | $25.00 | $25.00 | 6/19/2010 5:04:36 AM |
| UT-Longhorn | $25.00 | $25.00 | 6/19/2010 6:14:59 AM |
| Lou-Holtz | $25.00 | $25.00 | 6/19/2010 8:24:47 AM |
| versatile-platinum4 | $25.00 | $25.00 | 6/19/2010 12:34:34 PM |
| ArmyGuy | $25.00 | $25.00 | 6/19/2010 1:20:34 PM |
| eronyc | $25.00 | $25.00 | 6/19/2010 1:38:04 PM |
| brother_tam | $50.00 | $50.00 | 6/19/2010 1:51:12 PM |
| wise-handy-finance | $25.00 | $25.00 | 6/19/2010 3:29:29 PM |
| life-is-great | $25.00 | $25.00 | 6/20/2010 6:54:29 AM |
| JGB | $25.00 | $25.00 | 6/20/2010 11:19:40 AM |
| zorg77 | $25.00 | $25.00 | 6/20/2010 12:15:45 PM |
| IIP77 | $25.00 | $25.00 | 6/20/2010 12:15:26 PM |
| just-money930 | $50.00 | $36.85 | 6/20/2010 12:15:46 PM |
| wwwUniversal | $25.00 | $25.00 | 6/20/2010 12:17:51 PM |
| Wachocia | $25.00 | $25.00 | 6/23/2010 10:46:15 AM |
| PotBellyPete | $40.00 | $40.00 | 6/23/2010 8:06:32 AM |
| patriot384 | $70.00 | $70.00 | 6/23/2010 1:05:43 PM |
| CarlosCespedes | $25.00 | $25.00 | 6/23/2010 3:17:40 PM |
| jtc26 | $50.00 | $50.00 | 6/23/2010 3:58:22 PM |
| Engineer44 | $25.00 | $25.00 | 6/23/2010 4:10:23 PM |
| 95 bids
|
Borrower Payment Dependent Notes Series
462577
This series of Notes was issued and sold upon the funding of the borrower loan #43125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-15-2010 |
| |
Auction end date:
| Jun-21-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 10.98% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 11y 10m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 29 |
Occupation: | Postal Service |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $5,376 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $3,272 |
Bankcard utilization:
| 18% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| bbadger |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvements
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $ 4,200
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain your current delinquency on your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A:
gone through divorce and trying to make a fresh start with things
(Jun-18-2010)
Q:
What are the current delinquencies? What will do you about them? thanks - reflective-rupee
A:
I am in a debt free program that is handling those accts.
(Jun-18-2010)
Q:
What home improvement would you like to make, and why not put those off until you have paid off your debts and saved some money to make the improvement? Thanks - reflective-rupee
A:
driveway is really bad shape breaking up
(Jun-18-2010)
Q:
Could you provide the detail for your expenses? Thanks! and Good Luck! - proton346
A:
concrete poured for a 20 by 60 foot driveway plus take away existing concrete and grading and labor
(Jun-19-2010)
Q:
Hi bbadger, thanks for your response...however, I was actually actually asking for your monthly living expenses. Your monthly income info is listed but nothing on your expenses. Thanks! - proton346
A:
monthly income is before taxes. my expenses about 1800 give or take 100
(Jun-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| green-thoughtful-yield | $50.00 | $50.00 | 6/15/2010 3:47:07 PM |
| personal-lender | $25.00 | $25.00 | 6/15/2010 3:51:18 PM |
| MADAOO7 | $50.00 | $50.00 | 6/15/2010 3:51:38 PM |
| Artist_Blue | $25.00 | $25.00 | 6/15/2010 3:54:55 PM |
| S-Master | $25.00 | $25.00 | 6/15/2010 3:45:14 PM |
| loot-heart | $50.00 | $50.00 | 6/15/2010 3:47:40 PM |
| qwsd12 | $40.00 | $40.00 | 6/15/2010 3:51:01 PM |
| orderly-leverage | $30.00 | $30.00 | 6/15/2010 3:51:14 PM |
| lagnisiruk | $25.00 | $25.00 | 6/15/2010 3:53:26 PM |
| greenwell | $25.00 | $25.00 | 6/15/2010 11:54:47 PM |
| market-walnut5 | $50.00 | $50.00 | 6/16/2010 5:59:31 AM |
| joee | $50.00 | $50.00 | 6/16/2010 12:24:52 AM |
| gallant-economy9 | $25.00 | $25.00 | 6/16/2010 9:35:07 AM |
| spsavage | $25.00 | $25.00 | 6/16/2010 3:46:00 PM |
| washboard1 | $100.00 | $100.00 | 6/16/2010 10:55:53 AM |
| payment-freshmaker | $50.00 | $50.00 | 6/16/2010 11:59:32 AM |
| orderly-loot | $25.00 | $25.00 | 6/16/2010 9:49:51 PM |
| oskizzle | $25.00 | $25.00 | 6/16/2010 4:27:18 PM |
| oreyedoc | $50.00 | $50.00 | 6/16/2010 5:00:24 PM |
| sarisai | $50.00 | $50.00 | 6/16/2010 7:59:46 PM |
| successful-euro | $40.00 | $40.00 | 6/17/2010 6:39:42 AM |
| stoopidnoodle | $25.00 | $25.00 | 6/17/2010 1:20:06 PM |
| riproaringrapids | $25.00 | $25.00 | 6/17/2010 7:49:44 PM |
| treasure-bliss | $32.65 | $32.65 | 6/18/2010 12:54:41 PM |
| reflective-rupee | $400.00 | $400.00 | 6/18/2010 12:02:46 PM |
| wampum-prodigy6 | $25.00 | $25.00 | 6/18/2010 9:03:31 PM |
| Helenska11 | $25.00 | $25.00 | 6/19/2010 5:04:38 AM |
| well-mannered-income3 | $50.00 | $50.00 | 6/19/2010 9:48:51 AM |
| best-listing-toro | $25.00 | $25.00 | 6/19/2010 7:19:33 AM |
| jono9999 | $88.86 | $88.86 | 6/19/2010 5:49:28 PM |
| well-mannered-income3 | $100.00 | $100.00 | 6/19/2010 9:48:22 AM |
| ash135 | $25.00 | $25.00 | 6/19/2010 1:05:07 PM |
| brother_tam | $42.70 | $42.70 | 6/19/2010 1:51:13 PM |
| wwwUniversal | $25.00 | $25.00 | 6/19/2010 8:05:48 PM |
| SNH | $50.00 | $50.00 | 6/15/2010 3:51:05 PM |
| bid-czar8 | $100.00 | $100.00 | 6/15/2010 3:55:00 PM |
| cash-spark3 | $25.00 | $25.00 | 6/15/2010 3:50:56 PM |
| simplelender80 | $50.00 | $50.00 | 6/15/2010 3:51:35 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/15/2010 3:47:12 PM |
| currency-oak | $25.00 | $25.00 | 6/15/2010 3:55:55 PM |
| top-historic-peso | $26.00 | $26.00 | 6/15/2010 3:51:09 PM |
| MoneyLender72 | $50.00 | $50.00 | 6/15/2010 9:39:46 PM |
| Havana21 | $25.00 | $25.00 | 6/15/2010 3:52:49 PM |
| knight3136 | $25.00 | $25.00 | 6/15/2010 11:53:32 PM |
| responsive-rate884 | $25.00 | $25.00 | 6/15/2010 10:55:00 PM |
| worth-arch | $25.00 | $25.00 | 6/16/2010 10:20:56 AM |
| loan4teacher | $50.00 | $50.00 | 6/16/2010 11:07:59 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/16/2010 10:19:35 AM |
| moopi | $25.00 | $25.00 | 6/16/2010 4:27:03 PM |
| famous-bill | $50.00 | $50.00 | 6/17/2010 5:16:06 AM |
| AlexTrep | $25.00 | $25.00 | 6/16/2010 4:36:31 PM |
| noble-revenue | $100.00 | $100.00 | 6/17/2010 11:04:45 AM |
| loan-genie88 | $25.00 | $25.00 | 6/17/2010 5:04:53 PM |
| desertoasis | $25.00 | $25.00 | 6/17/2010 1:32:35 PM |
| teller | $25.00 | $25.00 | 6/18/2010 6:54:37 AM |
| 1phantom | $25.00 | $25.00 | 6/18/2010 9:05:34 AM |
| asmithj | $50.00 | $50.00 | 6/18/2010 9:42:55 AM |
| head | $25.00 | $25.00 | 6/18/2010 10:02:40 AM |
| wlm3012 | $25.00 | $25.00 | 6/18/2010 3:43:25 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/18/2010 10:04:50 AM |
| reflective-rupee | $750.00 | $750.00 | 6/18/2010 12:18:15 PM |
| Phantom99 | $25.00 | $25.00 | 6/18/2010 11:15:53 AM |
| bountiful-durability | $50.00 | $50.00 | 6/18/2010 2:10:01 PM |
| relentless-penny | $25.00 | $25.00 | 6/18/2010 2:44:37 PM |
| ChrisKwan | $25.00 | $25.00 | 6/18/2010 4:22:41 PM |
| yield-seeker | $25.00 | $25.00 | 6/18/2010 3:59:45 PM |
| UT-Longhorn | $25.00 | $25.00 | 6/19/2010 6:15:01 AM |
| uncleegg | $50.00 | $50.00 | 6/19/2010 7:29:36 AM |
| EPR | $50.00 | $50.00 | 6/18/2010 9:19:37 PM |
| MAYBROOK | $50.00 | $50.00 | 6/19/2010 5:49:50 AM |
| Lou-Holtz | $25.00 | $25.00 | 6/19/2010 8:24:48 AM |
| KiwiElf | $25.00 | $25.00 | 6/19/2010 1:21:46 PM |
| time4aloan | $30.00 | $30.00 | 6/19/2010 2:19:08 PM |
| Sam65 | $25.00 | $25.00 | 6/19/2010 2:20:43 PM |
| kginatl | $25.00 | $25.00 | 6/19/2010 1:51:24 PM |
| reflective-rupee | $1,000.00 | $884.79 | 6/19/2010 8:00:23 PM |
| sharp518 | $25.00 | $25.00 | 6/20/2010 3:56:24 PM |
| skillful-asset5 | $35.00 | $35.00 | 6/20/2010 6:58:11 PM |
| Ambassador | $25.00 | $25.00 | 6/21/2010 4:43:10 AM |
| 79 bids
|
Borrower Payment Dependent Notes Series
462751
This series of Notes was issued and sold upon the funding of the borrower loan #43116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-16-2010 |
| |
Auction end date:
| Jun-23-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.39% |
Starting monthly payment:
| $55.67 |
|
Final lender yield:
| 13.40% |
Final borrower rate/APR:
| 14.40% / 16.81% |
Final monthly payment:
| $51.56 |
| |
|
Auction yield range:
| 7.98% - 18.90% |
Estimated loss impact:
| 6.80% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 16
/
12 | Length of status: | 4y 3m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 28 |
Occupation: | Engineer - Mechanic... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,849 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 88% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jkurn |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2009)
|
|
Principal balance:
| $798.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Wedding Bells
Purpose of loan:
My fiance and I are finally tying the knot! We've been together for 5 years and are getting married on July 16th!! We are very excited and can't wait to fianlly say "I do". We have most of the wedding paid for, except the photographer. This loan would finish paying him and complete the long list of items involved in a wedding. I already have another loan with Prosper and I have been paying that on time with no problems. I just got a raise in March and there will be another increase in October. If we get this loan, it will be a big relief and allow us to enjoy our special day!!
My financial situation:
I have been employed for 4.5 years by a top engineering firm with a worldwide presence. My yearly income is currently close to $90,000. I have the typical monthly bills, credit card, car payment, housing, etc. I always pay my bills on time and have never been late.
Monthly net income: $6,720
Monthly expenses: $
??Housing: $1,350
??Insurance: $200
??Car expenses: $470
??Utilities: $65
??Phone, cable, internet: $100
??Food, entertainment: $250
??Clothing, household expenses $250
??Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SOP_Bank | $25.00 | $25.00 | 6/17/2010 1:41:28 PM |
| FinanceEngine | $25.00 | $25.00 | 6/18/2010 2:52:42 PM |
| Gandalf0001 | $25.00 | $25.00 | 6/22/2010 7:27:18 PM |
| exact-peso2 | $27.50 | $27.50 | 6/23/2010 3:04:04 PM |
| friendinmoney | $30.00 | $30.00 | 6/23/2010 3:47:25 PM |
| money-fort | $25.00 | $25.00 | 6/23/2010 3:52:04 PM |
| mauge35 | $25.90 | $25.90 | 6/23/2010 11:33:04 AM |
| order-bee1 | $200.00 | $200.00 | 6/23/2010 1:38:48 PM |
| red-favorable-basis | $25.00 | $25.00 | 6/23/2010 2:40:49 PM |
| NutmegFilms | $25.00 | $3.62 | 6/23/2010 3:25:05 PM |
| DackoDenk | $25.00 | $25.00 | 6/18/2010 6:49:09 PM |
| CashBank | $25.00 | $25.00 | 6/22/2010 10:45:43 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/22/2010 4:05:41 PM |
| richmondcowboy | $25.00 | $25.00 | 6/22/2010 9:38:49 PM |
| bjr01 | $25.00 | $25.00 | 6/22/2010 8:42:11 PM |
| TheBigDog | $48.00 | $48.00 | 6/23/2010 1:45:58 AM |
| G-Love | $500.00 | $500.00 | 6/23/2010 6:19:38 AM |
| Miklot | $150.00 | $150.00 | 6/23/2010 10:52:18 AM |
| himanshuko | $30.00 | $30.00 | 6/23/2010 1:17:26 PM |
| moola-accelerator6 | $25.00 | $25.00 | 6/23/2010 10:04:11 AM |
| wild-orange | $25.00 | $25.00 | 6/23/2010 3:17:04 PM |
| money-baron | $27.45 | $27.45 | 6/23/2010 3:47:52 PM |
| bughead | $25.00 | $25.00 | 6/23/2010 11:41:31 AM |
| integrity-doctor | $100.00 | $100.00 | 6/23/2010 2:53:58 PM |
| fireferd | $32.53 | $32.53 | 6/23/2010 3:01:40 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
462775
This series of Notes was issued and sold upon the funding of the borrower loan #43157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,800.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-16-2010 |
| |
Auction end date:
| Jun-23-2010 |
|
|
Starting lender yield:
| 21.00% |
Starting borrower rate/APR:
| 22.00% / 24.26% |
Starting monthly payment:
| $68.74 |
|
Final lender yield:
| 13.58% |
Final borrower rate/APR:
| 14.58% / 16.75% |
Final monthly payment:
| $62.03 |
| |
|
Auction yield range:
| 7.98% - 21.00% |
Estimated loss impact:
| 6.80% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.78% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 20y 8m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 25 |
Occupation: | Other |
|
Now delinquent:
| 4 |
Revolving credit balance:
| $1,747 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 104% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| 12workhard |
Borrower's state:
| Washington |
Borrower's group:
| Brighter Financial Future |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 53 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $9,350.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2008)
600-619
(Sep-2007)
600-619
(Jun-2007)
|
|
Principal balance:
| $1,304.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 53 | | |
Description
Dental Work and Credit Card
This will be my 3rd and final attempt if I don't make it...thanks for your support.? ?I increased interest rate and lowered amount to borrow...Used same template though.
First I would like to thank everyone for looking at my loan request and the perfect payment history I have had since I've had my Prosper Loans (a total of 3 and 2 paid off early) one will be paid off early as well most likely by the end of Summer 2010.
I will use this to pay off credit cards and also?pay for some dental work not covered on my dental plan.? I have a great payment history and hopefully that will be enough to show I will pay this back.??
Thank you for your assistance, and I hope someday I can be a lender and help someone like me in return.
My financial situation:
I am a good candidate for this loan because? I am a good candidate because I will never miss a payment.? Everyone who bids on me will get there money back and make good interest rate.? My debt to imcome ratio is very good.? I have paid off two Prosper loans early.
Monthly net income: $ 4600
Monthly expenses: $ 1730
??Housing: $ 500 (share a condo with a friend)
??Insurance: $ 150
??Car expenses: $ 560
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 150
??Clothing, household expenses $?80
??Credit cards and other loans: $ 150
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $400.00 | $400.00 | 6/19/2010 2:23:03 PM |
| dstolars | $25.00 | $25.00 | 6/20/2010 4:19:35 PM |
| gpuck | $25.00 | $25.00 | 6/22/2010 3:46:57 PM |
| credit-missile | $100.00 | $100.00 | 6/23/2010 9:39:36 AM |
| G-Love | $500.00 | $500.00 | 6/23/2010 6:30:49 AM |
| bughead | $25.00 | $25.00 | 6/23/2010 11:57:21 AM |
| Nusk | $25.00 | $25.00 | 6/23/2010 10:54:41 AM |
| PotBellyPete | $40.00 | $40.00 | 6/23/2010 2:10:07 PM |
| JohnQGalt | $25.00 | $25.00 | 6/23/2010 3:20:34 PM |
| Realty24 | $30.00 | $30.00 | 6/23/2010 3:20:56 PM |
| yu-rik | $50.00 | $6.76 | 6/23/2010 4:00:16 PM |
| MoneyForNothing | $103.24 | $103.24 | 6/16/2010 5:48:25 PM |
| soulblest | $50.00 | $50.00 | 6/20/2010 2:19:55 PM |
| buphigam | $30.00 | $30.00 | 6/22/2010 3:00:53 PM |
| Gandalf0001 | $25.00 | $25.00 | 6/22/2010 7:29:13 PM |
| cleo1255 | $50.00 | $50.00 | 6/22/2010 6:19:51 PM |
| red-favorable-basis | $25.00 | $25.00 | 6/23/2010 2:39:53 PM |
| jcw3rd | $25.00 | $25.00 | 6/23/2010 3:42:02 PM |
| integrity-doctor | $100.00 | $100.00 | 6/23/2010 2:55:58 PM |
| wild-orange | $50.00 | $50.00 | 6/23/2010 3:18:51 PM |
| money-fort | $40.00 | $40.00 | 6/23/2010 3:52:54 PM |
| fireferd | $50.00 | $50.00 | 6/23/2010 2:55:51 PM |
| CA_Lender | $25.00 | $25.00 | 6/23/2010 3:13:20 PM |
| kinetic-social | $25.00 | $25.00 | 6/23/2010 3:51:32 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
462801
This series of Notes was issued and sold upon the funding of the borrower loan #43166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 7.0% |
Auction start date:
| Jun-15-2010 |
| |
Auction end date:
| Jun-22-2010 |
|
|
Starting lender yield:
| 22.55% |
Starting borrower rate/APR:
| 23.55% / 25.84% |
Starting monthly payment:
| $389.97 |
|
Final lender yield:
| 22.55% |
Final borrower rate/APR:
| 23.55% / 25.84% |
Final monthly payment:
| $389.97 |
| |
|
Auction yield range:
| 7.98% - 22.55% |
Estimated loss impact:
| 7.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.02% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 15
/
15 | Length of status: | 10y 6m |
|
Credit score:
| 780-799 (Jun-2010) |
Total credit lines:
| 38 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,422 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 54% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| refined-compassion6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Neraks750
Purpose of loan:
This loan will be used to? Consolidate varying rate credit cards and make a few home repairs.
My financial situation:
I am a good candidate for this loan because? I have a steady work history and no delinquencies.
Monthly net income: $ 2800.00
Monthly expenses: $
??Housing: $ 1500.
??Insurance: $?100.
??Car expenses: $ 200.
??Utilities: $ 250.00
??Phone, cable, internet: $ 65.00
??Food, entertainment: $ 100-150.00
??Clothing, household expenses $
??Credit cards and other loans: $ 400.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ethicalhumanist | $25.00 | $25.00 | 6/15/2010 3:47:01 PM |
| Thylow | $25.00 | $25.00 | 6/15/2010 3:50:01 PM |
| simplelender80 | $100.00 | $100.00 | 6/15/2010 3:51:29 PM |
| ichibon | $75.00 | $75.00 | 6/15/2010 3:54:36 PM |
| loot-heart | $50.00 | $50.00 | 6/15/2010 3:47:34 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/15/2010 4:28:20 PM |
| orgy63 | $25.00 | $25.00 | 6/15/2010 3:50:02 PM |
| Havana21 | $25.00 | $25.00 | 6/15/2010 3:52:58 PM |
| Bank_Of_XL | $100.00 | $100.00 | 6/15/2010 7:16:17 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/15/2010 3:48:26 PM |
| hrubinst | $25.00 | $25.00 | 6/15/2010 3:50:28 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/15/2010 3:51:22 PM |
| kmr2 | $350.00 | $266.48 | 6/15/2010 4:02:00 PM |
| silvercertificate | $25.00 | $25.00 | 6/16/2010 9:04:37 AM |
| penny-surgeon | $25.00 | $25.00 | 6/16/2010 9:10:06 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/16/2010 10:03:46 AM |
| 850 | $50.00 | $50.00 | 6/15/2010 11:52:06 PM |
| FinDoc | $25.00 | $25.00 | 6/16/2010 10:20:08 AM |
| CO_Engineer | $29.11 | $29.11 | 6/16/2010 11:45:25 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 6/16/2010 2:07:41 PM |
| econgineer | $25.00 | $25.00 | 6/16/2010 8:09:29 AM |
| d_grbg | $25.00 | $25.00 | 6/16/2010 10:24:37 AM |
| golden-cat | $25.00 | $25.00 | 6/16/2010 4:35:43 PM |
| calbertrand | $25.00 | $25.00 | 6/17/2010 7:51:20 AM |
| credit-panda1 | $25.00 | $25.00 | 6/17/2010 10:37:09 AM |
| interstellar | $50.00 | $50.00 | 6/17/2010 1:09:17 AM |
| mercuriant | $25.00 | $25.00 | 6/17/2010 9:35:55 AM |
| wlm3012 | $25.00 | $25.00 | 6/17/2010 2:51:15 PM |
| SanJoser | $25.00 | $25.00 | 6/18/2010 8:03:04 AM |
| funtwosay | $25.00 | $25.00 | 6/18/2010 4:05:40 AM |
| wild_carrot | $25.00 | $25.00 | 6/18/2010 10:46:31 AM |
| roadster199 | $25.00 | $25.00 | 6/18/2010 10:48:06 AM |
| CSinvestments | $25.00 | $25.00 | 6/18/2010 6:30:26 PM |
| Imaginos1892 | $100.00 | $100.00 | 6/19/2010 8:47:49 AM |
| Makemony | $50.00 | $50.00 | 6/19/2010 5:27:24 AM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/19/2010 5:29:26 PM |
| Ambassador | $50.00 | $50.00 | 6/20/2010 4:00:38 AM |
| charitycoon | $25.00 | $25.00 | 6/20/2010 2:38:03 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/21/2010 10:41:43 AM |
| lendstats_com | $200.00 | $200.00 | 6/21/2010 5:18:21 AM |
| tompau | $25.00 | $25.00 | 6/21/2010 7:39:59 AM |
| dynrep | $25.00 | $25.00 | 6/21/2010 4:21:09 PM |
| dynrep | $25.00 | $25.00 | 6/21/2010 4:21:28 PM |
| buffalobills | $25.00 | $25.00 | 6/21/2010 7:55:52 PM |
| vine99 | $90.00 | $90.00 | 6/21/2010 8:51:03 PM |
| MrPie | $25.00 | $25.00 | 6/21/2010 5:09:01 PM |
| bold-attentive-listing | $89.29 | $89.29 | 6/21/2010 5:46:40 PM |
| buckeyebucks | $50.00 | $50.00 | 6/21/2010 6:26:02 PM |
| loanermn | $50.00 | $50.00 | 6/21/2010 6:50:40 PM |
| gjm6d | $25.00 | $25.00 | 6/21/2010 7:43:59 PM |
| Madmigel | $75.02 | $75.02 | 6/21/2010 7:06:57 PM |
| Quid-Pro-Quo | $25.00 | $25.00 | 6/21/2010 8:12:18 PM |
| loot-motion | $25.00 | $25.00 | 6/21/2010 8:37:20 PM |
| order-bee1 | $100.00 | $100.00 | 6/21/2010 9:55:48 PM |
| satisfying-deal5 | $66.42 | $66.42 | 6/22/2010 6:14:44 AM |
| green-rapid-openness | $50.00 | $50.00 | 6/21/2010 10:39:56 PM |
| Veiglcc | $25.00 | $25.00 | 6/22/2010 5:17:21 AM |
| SDD123 | $25.00 | $25.00 | 6/22/2010 5:11:15 AM |
| foothillender | $25.00 | $25.00 | 6/22/2010 6:54:10 AM |
| Adventurouschef | $25.00 | $25.00 | 6/22/2010 10:15:26 AM |
| travel101 | $54.85 | $54.85 | 6/22/2010 10:04:55 AM |
| FOFagent1 | $200.00 | $200.00 | 6/22/2010 10:18:50 AM |
| patriot384 | $140.00 | $140.00 | 6/22/2010 1:47:20 PM |
| MattProsper | $25.00 | $25.00 | 6/22/2010 11:09:48 AM |
| omegamon1 | $30.00 | $30.00 | 6/22/2010 2:53:51 PM |
| icon7 | $25.00 | $25.00 | 6/22/2010 3:15:02 PM |
| money-fort | $32.87 | $32.87 | 6/22/2010 3:44:38 PM |
| investment-cluster | $25.00 | $25.00 | 6/22/2010 1:37:51 PM |
| ijspence | $25.00 | $25.00 | 6/22/2010 3:10:37 PM |
| druidpoet | $25.00 | $25.00 | 6/22/2010 3:32:23 PM |
| rate-mogul | $50.00 | $50.00 | 6/15/2010 3:49:55 PM |
| Avala | $50.00 | $50.00 | 6/15/2010 3:50:32 PM |
| american6 | $25.00 | $25.00 | 6/15/2010 3:50:42 PM |
| peb44 | $50.00 | $50.00 | 6/15/2010 3:53:13 PM |
| mpatrick | $49.35 | $49.35 | 6/15/2010 4:13:24 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/15/2010 3:50:15 PM |
| personal-lender | $25.00 | $25.00 | 6/15/2010 3:51:49 PM |
| flexible-return297 | $25.00 | $25.00 | 6/15/2010 3:53:04 PM |
| sociallender | $25.00 | $25.00 | 6/15/2010 3:47:59 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/15/2010 3:54:25 PM |
| cash-spark3 | $25.00 | $25.00 | 6/15/2010 3:54:33 PM |
| market-pudding | $25.00 | $25.00 | 6/15/2010 7:59:35 PM |
| robot777 | $40.00 | $40.00 | 6/15/2010 3:49:54 PM |
| Artist_Blue | $25.00 | $25.00 | 6/15/2010 3:56:05 PM |
| generous-deal6 | $25.00 | $25.00 | 6/15/2010 3:54:38 PM |
| economy-structure9 | $25.00 | $25.00 | 6/15/2010 4:13:26 PM |
| Whipster | $50.00 | $50.00 | 6/16/2010 7:04:31 AM |
| favorite-commerce | $50.00 | $50.00 | 6/16/2010 7:05:32 AM |
| Ven58 | $25.00 | $25.00 | 6/16/2010 7:06:02 AM |
| selector568 | $28.04 | $28.04 | 6/16/2010 8:44:32 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 6/16/2010 2:08:58 PM |
| JustMee | $25.00 | $25.00 | 6/16/2010 8:55:25 AM |
| top-courteous-peso | $25.00 | $25.00 | 6/16/2010 10:18:51 AM |
| wwwUniversal | $25.00 | $25.00 | 6/16/2010 9:57:43 AM |
| romario | $29.57 | $29.57 | 6/16/2010 11:45:23 AM |
| smart-gold | $25.00 | $25.00 | 6/16/2010 12:43:00 PM |
| scoobiedoo | $25.00 | $25.00 | 6/17/2010 2:15:59 PM |
| tnjohnso | $25.00 | $25.00 | 6/17/2010 3:59:39 PM |
| Easystreet | $25.00 | $25.00 | 6/18/2010 2:25:02 AM |
| squarebob | $25.00 | $25.00 | 6/18/2010 12:12:58 PM |
| money-fort | $40.00 | $40.00 | 6/18/2010 11:07:51 PM |
| asset-professor | $25.00 | $25.00 | 6/19/2010 6:45:57 AM |
| DRA-Properties | $25.00 | $25.00 | 6/19/2010 7:40:09 AM |
| mlj0671 | $33.00 | $33.00 | 6/19/2010 10:40:46 AM |
| jmvingeorgia | $100.00 | $100.00 | 6/19/2010 5:43:24 AM |
| Bank_of_T | $30.00 | $30.00 | 6/19/2010 11:27:41 AM |
| manthrax3 | $50.00 | $50.00 | 6/20/2010 9:00:12 AM |
| Investor_83 | $35.11 | $35.11 | 6/19/2010 2:17:23 PM |
| Bob450 | $29.00 | $29.00 | 6/19/2010 7:07:04 PM |
| Bob450 | $25.00 | $25.00 | 6/20/2010 9:14:27 AM |
| moola-accelerator6 | $27.89 | $27.89 | 6/20/2010 7:47:03 PM |
| 3613925 | $25.00 | $25.00 | 6/20/2010 8:29:23 PM |
| fair_rates | $25.00 | $25.00 | 6/21/2010 12:04:24 AM |
| ChrisKwan | $25.00 | $25.00 | 6/21/2010 2:21:22 PM |
| himanshuko | $25.00 | $25.00 | 6/21/2010 8:13:04 AM |
| maximizer | $25.00 | $25.00 | 6/21/2010 1:57:46 PM |
| credit-coach118 | $35.00 | $35.00 | 6/21/2010 2:41:31 PM |
| historic-nickel | $25.00 | $25.00 | 6/21/2010 4:48:37 PM |
| frogperson | $50.00 | $50.00 | 6/21/2010 4:22:35 PM |
| bughead | $25.00 | $25.00 | 6/21/2010 4:26:03 PM |
| benefit-catalyst | $113.22 | $113.22 | 6/21/2010 4:47:39 PM |
| inismor | $25.00 | $25.00 | 6/21/2010 4:50:32 PM |
| squarebob | $25.00 | $25.00 | 6/21/2010 4:52:05 PM |
| LibbyZ | $50.00 | $50.00 | 6/21/2010 5:02:10 PM |
| VitaminFunk | $25.00 | $25.00 | 6/21/2010 5:49:38 PM |
| Sol_Invictus | $25.00 | $25.00 | 6/21/2010 6:12:05 PM |
| power-secret-agent | $25.00 | $25.00 | 6/21/2010 7:09:25 PM |
| Terapin0511 | $34.78 | $34.78 | 6/21/2010 7:10:49 PM |
| nunnie | $25.00 | $25.00 | 6/21/2010 7:56:12 PM |
| True-Patriot | $25.00 | $25.00 | 6/21/2010 9:10:44 PM |
| ghinga | $30.00 | $30.00 | 6/21/2010 5:39:22 PM |
| smart-risk-lender | $150.00 | $150.00 | 6/21/2010 7:38:11 PM |
| Eaglehigh | $25.00 | $25.00 | 6/21/2010 8:01:21 PM |
| Polonius | $38.99 | $38.99 | 6/21/2010 9:39:00 PM |
| order-bee1 | $200.00 | $200.00 | 6/21/2010 9:55:15 PM |
| grampy48 | $25.00 | $25.00 | 6/22/2010 9:27:31 AM |
| debtcollector | $50.00 | $50.00 | 6/22/2010 9:44:13 AM |
| seabowl | $29.00 | $29.00 | 6/21/2010 11:33:07 PM |
| Rogelio48 | $35.00 | $35.00 | 6/22/2010 6:30:29 AM |
| dws2380 | $25.00 | $25.00 | 6/22/2010 6:32:55 AM |
| exact-peso2 | $27.50 | $27.50 | 6/22/2010 6:40:21 AM |
| skillful-asset5 | $50.00 | $50.00 | 6/22/2010 6:55:01 AM |
| Hatdance | $25.00 | $25.00 | 6/22/2010 5:55:37 AM |
| JTRADER056 | $50.00 | $50.00 | 6/22/2010 6:15:28 AM |
| rate-hickory | $50.00 | $50.00 | 6/22/2010 8:33:10 AM |
| houli123 | $1,289.75 | $1,289.75 | 6/22/2010 9:44:58 AM |
| Kyileo | $25.00 | $25.00 | 6/22/2010 9:58:29 AM |
| the-bill-matrix | $25.00 | $25.00 | 6/22/2010 11:31:35 AM |
| benefit-flow | $50.00 | $50.00 | 6/22/2010 1:42:06 PM |
| CADETTO | $120.00 | $120.00 | 6/22/2010 10:28:00 AM |
| integrity-doctor | $100.00 | $100.00 | 6/22/2010 2:45:42 PM |
| duty-monger | $50.00 | $50.00 | 6/22/2010 3:06:38 PM |
| steady-dime | $25.00 | $25.00 | 6/22/2010 1:14:05 PM |
| credit-maverick1 | $81.76 | $81.76 | 6/22/2010 1:25:40 PM |
| rockymtbob | $50.00 | $50.00 | 6/22/2010 2:35:25 PM |
| farchoir | $25.00 | $25.00 | 6/22/2010 3:32:50 PM |
| Engineer44 | $34.00 | $34.00 | 6/22/2010 3:45:22 PM |
| GL464 | $50.00 | $50.00 | 6/22/2010 3:31:37 PM |
| 158 bids
|
Borrower Payment Dependent Notes Series
462957
This series of Notes was issued and sold upon the funding of the borrower loan #43210, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-16-2010 |
| |
Auction end date:
| Jun-23-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $92.77 |
|
Final lender yield:
| 6.00% |
Final borrower rate/APR:
| 7.00% / 7.34% |
Final monthly payment:
| $92.63 |
| |
|
Auction yield range:
| 2.98% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 5% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
6 | Length of status: | 16y 2m |
|
Credit score:
| 800-819 (Jun-2010) |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,919 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 15% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Veggie_Monkey |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Want to be credit card free
I'm down to my last credit card to pay off. Once it's gone, I'll be living on a cash basis. Woot!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| StocksMan | $50.00 | $50.00 | 6/23/2010 4:12:21 PM |
| epicanthal | $25.00 | $25.00 | 6/16/2010 4:15:02 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/16/2010 4:22:17 PM |
| wwwUniversal | $25.00 | $25.00 | 6/16/2010 4:37:07 PM |
| cwegert | $25.00 | $25.00 | 6/17/2010 11:15:24 PM |
| RandyL3 | $33.00 | $33.00 | 6/18/2010 8:20:41 AM |
| Simply2fly | $25.00 | $25.00 | 6/18/2010 8:54:12 AM |
| squarebob | $25.00 | $25.00 | 6/18/2010 12:06:41 PM |
| ujiba | $25.00 | $25.00 | 6/18/2010 4:21:03 PM |
| Kelor99 | $25.00 | $25.00 | 6/19/2010 5:45:05 PM |
| JB2006 | $25.00 | $25.00 | 6/19/2010 10:05:02 PM |
| BankofBeth | $25.00 | $25.00 | 6/20/2010 7:46:46 PM |
| Bread2Lend | $25.00 | $25.00 | 6/21/2010 10:58:50 AM |
| FLFF | $50.00 | $50.00 | 6/21/2010 5:40:01 AM |
| octoberfresh | $25.00 | $25.00 | 6/21/2010 7:25:47 AM |
| heerzaquestion | $25.00 | $25.00 | 6/22/2010 3:41:11 PM |
| BankofRa | $25.00 | $25.00 | 6/22/2010 7:07:15 PM |
| njmlaj726 | $25.00 | $25.00 | 6/22/2010 8:35:14 PM |
| bfn311 | $25.00 | $25.00 | 6/22/2010 5:26:57 PM |
| wealth-safehouse9 | $25.00 | $25.00 | 6/22/2010 5:28:59 PM |
| dbanwart | $25.00 | $25.00 | 6/22/2010 7:00:54 PM |
| ultimate-commitment | $25.00 | $25.00 | 6/22/2010 7:48:04 PM |
| JohnSmith10 | $30.00 | $30.00 | 6/22/2010 9:49:06 PM |
| G-Love | $500.00 | $500.00 | 6/23/2010 6:24:25 AM |
| fcrick | $25.00 | $25.00 | 6/23/2010 10:53:47 AM |
| Aristocrat | $25.00 | $25.00 | 6/23/2010 11:12:10 AM |
| LQ1972 | $50.00 | $50.00 | 6/23/2010 9:36:41 AM |
| giovani | $25.00 | $25.00 | 6/23/2010 3:59:20 PM |
| RIVERHTS | $50.00 | $50.00 | 6/23/2010 12:44:02 PM |
| G-Love | $350.53 | $350.53 | 6/23/2010 1:32:56 PM |
| wild-orange | $50.00 | $50.00 | 6/23/2010 3:24:47 PM |
| beachfunder | $25.00 | $25.00 | 6/16/2010 8:22:56 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 6/16/2010 4:35:38 PM |
| turbospeed | $25.00 | $25.00 | 6/16/2010 7:54:32 PM |
| investmentgroup | $25.00 | $25.00 | 6/18/2010 4:00:14 AM |
| TomDalonajay | $25.00 | $25.00 | 6/18/2010 10:58:27 AM |
| blot44 | $25.00 | $25.00 | 6/18/2010 4:16:36 AM |
| bradny | $25.00 | $25.00 | 6/18/2010 12:13:53 PM |
| cloud8 | $40.00 | $40.00 | 6/19/2010 10:40:33 PM |
| Grisimal | $200.00 | $200.00 | 6/19/2010 6:33:18 PM |
| conductor146 | $25.00 | $25.00 | 6/20/2010 7:50:04 PM |
| BigSurf | $25.00 | $25.00 | 6/21/2010 5:44:05 AM |
| OregonDane | $25.00 | $25.00 | 6/21/2010 7:21:59 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/22/2010 6:46:27 AM |
| sfmdg | $50.00 | $50.00 | 6/22/2010 5:22:47 AM |
| Dollars4Rent | $25.00 | $25.00 | 6/22/2010 6:46:42 AM |
| cwegert | $25.00 | $25.00 | 6/23/2010 9:33:18 AM |
| redtilapia | $25.00 | $25.00 | 6/23/2010 8:36:17 AM |
| dmitriy2 | $25.00 | $25.00 | 6/23/2010 9:55:59 AM |
| PBanker | $25.00 | $25.00 | 6/23/2010 10:17:57 AM |
| trustworthy-fairness | $500.00 | $332.56 | 6/23/2010 3:51:15 PM |
| SummaCapital | $200.00 | $200.00 | 6/23/2010 2:12:24 PM |
| scloans | $38.91 | $38.91 | 6/23/2010 3:20:42 PM |
| 53 bids
|
Borrower Payment Dependent Notes Series
463253
This series of Notes was issued and sold upon the funding of the borrower loan #43207, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,950.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-21-2010 |
| |
Auction end date:
| Jun-22-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $122.15 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $122.15 |
| |
|
Auction yield range:
| 2.98% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1973 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 20
/
16 | Length of status: | 8y 8m |
|
Credit score:
| 780-799 (Jun-2010) |
Total credit lines:
| 46 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $26,816 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 22% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| silv3rglat3 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Replacing the windows to the future
Purpose of this loan:
We currently own nine rental properties in the Roanoke, VA area. Most of our tenants are single mothers who love having a safe quality home to raise their families. We have one unit that needs new windows and have in the past financed the windows for the window installation company. Their funding for new purchase financing has dried up. The recent EPA lead paint installation guidelines have increased the cost of window installation to prevent lead paint contamination during installation. This loan will be used to cover the installation of the new windows for the rental property.
The windows are high-efficiency, double hung, with half-screen. The tenant would love to get some new windows and we are upgrading with the new requirements for the City of Roanoke rental housing quality requirements.
We always repay our loans and lines of credit, I have great credit history and would love to expand our business in the future with offering more quality rental housing and great prices.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alpinaut | $25.00 | $25.00 | 6/21/2010 3:58:14 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/21/2010 3:58:40 PM |
| credit-investor5 | $100.00 | $100.00 | 6/21/2010 4:12:11 PM |
| Havana21 | $25.00 | $25.00 | 6/21/2010 3:59:02 PM |
| Artist_Blue | $25.00 | $25.00 | 6/21/2010 4:01:10 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/21/2010 4:01:57 PM |
| rulestein | $25.00 | $25.00 | 6/21/2010 4:17:03 PM |
| delicious-social132 | $25.00 | $25.00 | 6/21/2010 4:03:00 PM |
| Ranch88 | $50.00 | $50.00 | 6/21/2010 4:02:43 PM |
| agreement-sycamore | $50.00 | $50.00 | 6/21/2010 4:20:30 PM |
| mrbanker | $100.00 | $100.00 | 6/21/2010 4:21:10 PM |
| Global2010 | $50.00 | $50.00 | 6/21/2010 4:21:37 PM |
| yield-seeker | $25.00 | $25.00 | 6/21/2010 4:06:27 PM |
| relentless-penny | $50.00 | $50.00 | 6/21/2010 4:05:31 PM |
| hookUup | $25.00 | $25.00 | 6/21/2010 4:08:18 PM |
| simplelender80 | $100.00 | $100.00 | 6/21/2010 4:09:38 PM |
| ThomasC | $25.00 | $25.00 | 6/21/2010 4:40:31 PM |
| gojackgo | $50.00 | $50.00 | 6/21/2010 4:10:51 PM |
| pragmatic-contract | $25.00 | $25.00 | 6/21/2010 4:41:11 PM |
| bigballer105 | $50.00 | $50.00 | 6/21/2010 4:41:22 PM |
| adir1 | $25.00 | $25.00 | 6/21/2010 4:14:45 PM |
| tekkie2412 | $25.00 | $25.00 | 6/21/2010 4:15:53 PM |
| jangalt | $72.00 | $72.00 | 6/21/2010 4:20:11 PM |
| successful-euro | $75.00 | $75.00 | 6/21/2010 4:47:40 PM |
| cyberie21 | $50.00 | $50.00 | 6/21/2010 4:21:47 PM |
| elasermd | $50.00 | $50.00 | 6/21/2010 4:22:47 PM |
| surfhoss644 | $25.00 | $25.00 | 6/21/2010 4:51:14 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 6/21/2010 4:23:45 PM |
| pwkpwk | $25.00 | $25.00 | 6/21/2010 4:52:08 PM |
| ikaika1 | $50.00 | $50.00 | 6/21/2010 4:23:37 PM |
| wdove511 | $30.00 | $30.00 | 6/21/2010 4:52:57 PM |
| martalli | $25.00 | $25.00 | 6/21/2010 4:40:23 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 6/21/2010 4:40:52 PM |
| KramericaIndustries | $25.00 | $25.00 | 6/21/2010 4:44:57 PM |
| Okeey | $50.00 | $50.00 | 6/21/2010 4:45:41 PM |
| mla | $25.00 | $25.00 | 6/21/2010 4:59:05 PM |
| openness-prospector | $25.00 | $25.00 | 6/21/2010 4:51:10 PM |
| Pasagam | $25.00 | $25.00 | 6/21/2010 4:52:40 PM |
| achillesa | $25.00 | $25.00 | 6/21/2010 4:52:38 PM |
| radforj22 | $50.00 | $50.00 | 6/21/2010 4:55:11 PM |
| fireboss | $25.00 | $25.00 | 6/21/2010 4:55:32 PM |
| money-bauble | $75.00 | $75.00 | 6/21/2010 4:55:37 PM |
| Cheburashka | $30.00 | $30.00 | 6/21/2010 4:55:40 PM |
| wwwUniversal | $25.00 | $25.00 | 6/21/2010 5:09:12 PM |
| bchen78875 | $50.00 | $50.00 | 6/21/2010 4:57:07 PM |
| kenji4861 | $25.00 | $25.00 | 6/21/2010 5:05:28 PM |
| dharma1 | $25.00 | $25.00 | 6/21/2010 5:05:40 PM |
| loot-heart | $50.00 | $24.88 | 6/21/2010 5:06:02 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/21/2010 5:06:17 PM |
| SpotLending | $50.00 | $50.00 | 6/21/2010 8:21:01 PM |
| RandyL3 | $33.00 | $33.00 | 6/21/2010 10:22:47 PM |
| power-defender7 | $40.00 | $40.00 | 6/21/2010 3:59:53 PM |
| Tc11902 | $25.00 | $25.00 | 6/21/2010 4:00:53 PM |
| capital-mover7 | $25.00 | $25.00 | 6/21/2010 4:02:31 PM |
| bountiful-durability | $100.00 | $100.00 | 6/21/2010 4:05:40 PM |
| szetowski | $25.00 | $25.00 | 6/21/2010 4:09:16 PM |
| skvat | $25.00 | $25.00 | 6/21/2010 3:58:46 PM |
| BOZO88 | $25.00 | $25.00 | 6/21/2010 4:15:15 PM |
| pavelz | $100.00 | $100.00 | 6/21/2010 4:00:18 PM |
| personal-lender | $25.00 | $25.00 | 6/21/2010 4:00:32 PM |
| fair-funds | $25.00 | $25.00 | 6/21/2010 4:00:42 PM |
| red-trade-cologne | $25.00 | $25.00 | 6/21/2010 4:01:42 PM |
| Binan | $25.00 | $25.00 | 6/21/2010 4:21:01 PM |
| FlexFunding | $100.00 | $100.00 | 6/21/2010 4:06:07 PM |
| point-zebra | $25.00 | $25.00 | 6/21/2010 4:06:14 PM |
| quirky | $25.00 | $25.00 | 6/21/2010 4:22:23 PM |
| lend_to_you | $25.00 | $25.00 | 6/21/2010 4:08:35 PM |
| UT-Longhorn | $25.00 | $25.00 | 6/21/2010 4:08:49 PM |
| velvetsmog | $50.00 | $50.00 | 6/21/2010 4:09:14 PM |
| murren | $25.00 | $25.00 | 6/21/2010 4:41:54 PM |
| grc | $50.00 | $50.00 | 6/21/2010 4:11:25 PM |
| hawaiiangirl76 | $25.00 | $25.00 | 6/21/2010 4:43:23 PM |
| swiftsoul | $25.00 | $25.00 | 6/21/2010 4:43:34 PM |
| life-is-great | $25.00 | $25.00 | 6/21/2010 4:16:41 PM |
| Aeroman32 | $25.00 | $25.00 | 6/21/2010 4:20:26 PM |
| basis-daydream | $50.00 | $50.00 | 6/21/2010 4:21:30 PM |
| seabass123 | $25.00 | $25.00 | 6/21/2010 4:53:41 PM |
| eighttone | $25.00 | $25.00 | 6/21/2010 4:40:39 PM |
| scholarly-integrity | $25.00 | $25.00 | 6/21/2010 4:41:50 PM |
| Marathoner | $25.00 | $25.00 | 6/21/2010 4:46:23 PM |
| gallant-economy9 | $25.00 | $25.00 | 6/21/2010 4:46:45 PM |
| Ivan2007 | $25.00 | $25.00 | 6/21/2010 4:47:30 PM |
| turbospeed | $25.00 | $25.00 | 6/21/2010 4:48:03 PM |
| impressive-credit431 | $500.00 | $500.00 | 6/21/2010 4:50:45 PM |
| riproaringrapids | $25.00 | $25.00 | 6/21/2010 4:50:57 PM |
| phillipd48 | $25.00 | $25.00 | 6/21/2010 4:50:59 PM |
| dinero-festivity2 | $83.28 | $83.28 | 6/21/2010 4:51:35 PM |
| cello1 | $25.00 | $25.00 | 6/21/2010 4:51:22 PM |
| wormdc | $25.00 | $25.00 | 6/21/2010 4:52:32 PM |
| SDNLR | $25.00 | $25.00 | 6/21/2010 4:58:54 PM |
| investment-network | $25.00 | $25.00 | 6/21/2010 5:06:00 PM |
| swerd | $26.84 | $26.84 | 6/21/2010 10:03:40 PM |
| julijask | $35.00 | $35.00 | 6/21/2010 10:23:40 PM |
| 93 bids
|
Borrower Payment Dependent Notes Series
463359
This series of Notes was issued and sold upon the funding of the borrower loan #43131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-21-2010 |
| |
Auction end date:
| Jun-23-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $161.70 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $161.70 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 12y 10m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 23 |
Occupation: | Construction |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 35 | | | | |
|
Screen name:
| exchange-taxi |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to?pay?help, buy fertilizer, and maintain equipment.?
I have transitioned from hobby farmer to simi-pro.
My financial situation:
I am a good candidate for this loan because?
I have always made money on crops.? we are direct marketers of produce so we get the maximine return on our products.
Monthly net income: $
6,000
Monthly expenses: $
??Housing: $ 810.
??Insurance: $
200??Car expenses: $?0
??Utilities: $ 300
??Phone, cable, internet: $?
200??Food, entertainment: $
500??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500
??Other expenses: $
150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Sounds like you are excited about this change! What is the reason for going semi-pro now with the produce? Has there been a change in your other employment? - proton346
A:
The bigest reason for expanding at this time is that my 17 year old stepson could not find summer employment and the prospect of earning a wage on the farm was exciting to him. A neighbor's son is in the same boat so he has come on board. The more personal reason is that it alows me a chance to expand my market.
(Jun-22-2010)
Q:
Could you explain those 35 delinquencies?? Thanks and Good Luck! - proton346
A:
not completely to my own satisfaction so posibly not to yours but I will try. This may also shed light on the previous question. My employment is centered around the power industry, so we make the bulk of our wages in the early spring, late fall, and early winter when the powerhouses shut down for major repair. At this time the overtime is seemingly without end. During the sumer months when people are running air conditioning the work slows down. I have started small farming to ofset this.
(Jun-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Havana21 | $25.00 | $25.00 | 6/21/2010 3:58:54 PM |
| simplelender80 | $50.00 | $50.00 | 6/21/2010 3:57:29 PM |
| life-is-great | $25.00 | $25.00 | 6/21/2010 4:16:28 PM |
| greenwell | $25.00 | $25.00 | 6/21/2010 4:02:09 PM |
| AF-Chief | $28.00 | $28.00 | 6/21/2010 4:21:56 PM |
| rupee-artisan | $25.00 | $25.00 | 6/21/2010 4:22:03 PM |
| loanscholar | $50.00 | $50.00 | 6/21/2010 4:22:18 PM |
| LJLender | $50.00 | $50.00 | 6/21/2010 4:23:15 PM |
| Loandoc62 | $25.00 | $25.00 | 6/21/2010 4:23:43 PM |
| Lam0nt | $25.00 | $25.00 | 6/21/2010 4:11:34 PM |
| market-walnut5 | $50.00 | $50.00 | 6/21/2010 4:17:11 PM |
| brother_tam | $50.00 | $50.00 | 6/21/2010 4:17:22 PM |
| IntrepidInvestment | $50.00 | $50.00 | 6/21/2010 4:19:34 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 6/21/2010 4:21:03 PM |
| wdove511 | $25.00 | $25.00 | 6/21/2010 4:49:34 PM |
| currency-oak | $25.00 | $25.00 | 6/21/2010 4:22:32 PM |
| ommcd | $25.00 | $25.00 | 6/21/2010 4:23:12 PM |
| payment-gusto | $25.00 | $25.00 | 6/21/2010 4:22:41 PM |
| loyalist1 | $50.00 | $50.00 | 6/21/2010 4:23:24 PM |
| SeaSoundFinancier | $25.00 | $25.00 | 6/21/2010 4:23:39 PM |
| utmom | $25.00 | $25.00 | 6/21/2010 4:23:33 PM |
| treasure-bliss | $30.61 | $30.61 | 6/21/2010 4:53:39 PM |
| Veggie_Monkey | $25.00 | $25.00 | 6/21/2010 4:41:01 PM |
| affluence-promise | $25.00 | $25.00 | 6/21/2010 4:42:13 PM |
| eronyc | $25.00 | $25.00 | 6/21/2010 4:57:01 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/21/2010 4:44:30 PM |
| boybutter | $25.00 | $25.00 | 6/21/2010 4:44:29 PM |
| orderly-loot | $25.00 | $25.00 | 6/21/2010 4:48:06 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/21/2010 4:50:54 PM |
| teller | $25.00 | $25.00 | 6/21/2010 4:51:17 PM |
| Ayemia | $25.00 | $25.00 | 6/21/2010 4:52:19 PM |
| Sibelius2 | $25.00 | $25.00 | 6/21/2010 4:52:06 PM |
| personal-lender | $25.00 | $25.00 | 6/21/2010 5:06:59 PM |
| danthemon35 | $25.00 | $25.00 | 6/21/2010 5:08:44 PM |
| responsive-rate884 | $25.00 | $25.00 | 6/21/2010 4:58:58 PM |
| kkcoolmom | $50.00 | $50.00 | 6/21/2010 5:11:01 PM |
| 87Marc | $25.00 | $25.00 | 6/21/2010 5:15:34 PM |
| power-pagoda | $25.00 | $25.00 | 6/21/2010 5:40:17 PM |
| generous-deal6 | $25.00 | $25.00 | 6/21/2010 5:03:04 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/21/2010 5:05:59 PM |
| reflective-rupee | $600.00 | $580.78 | 6/21/2010 8:24:02 PM |
| orderly-leverage | $30.00 | $30.00 | 6/21/2010 5:06:58 PM |
| suomynona | $25.00 | $25.00 | 6/21/2010 5:15:26 PM |
| ukstevenhawaii | $50.00 | $50.00 | 6/21/2010 5:39:54 PM |
| seisen | $50.00 | $50.00 | 6/21/2010 5:40:03 PM |
| wwwUniversal | $25.00 | $25.00 | 6/21/2010 8:26:14 PM |
| riproaringrapids | $25.00 | $25.00 | 6/21/2010 4:03:51 PM |
| bountiful-durability | $50.00 | $50.00 | 6/21/2010 4:04:58 PM |
| relentless-penny | $25.00 | $25.00 | 6/21/2010 4:05:09 PM |
| Helenska11 | $25.00 | $25.00 | 6/21/2010 4:08:41 PM |
| MADAOO7 | $50.00 | $50.00 | 6/21/2010 3:57:34 PM |
| desertoasis | $25.00 | $25.00 | 6/21/2010 4:12:32 PM |
| bid-czar8 | $100.00 | $100.00 | 6/21/2010 3:59:43 PM |
| washboard1 | $100.00 | $100.00 | 6/21/2010 4:01:02 PM |
| pavelz | $39.61 | $39.61 | 6/21/2010 4:18:14 PM |
| famous-bill | $50.00 | $50.00 | 6/21/2010 4:02:13 PM |
| yield-seeker | $25.00 | $25.00 | 6/21/2010 4:06:37 PM |
| zorg77 | $25.00 | $25.00 | 6/21/2010 4:22:53 PM |
| SFDiver | $25.00 | $25.00 | 6/21/2010 4:23:13 PM |
| rakem777 | $25.00 | $25.00 | 6/21/2010 4:23:59 PM |
| uncleegg | $50.00 | $50.00 | 6/21/2010 4:09:10 PM |
| accordion8 | $25.00 | $25.00 | 6/21/2010 4:43:38 PM |
| AlexTrep | $25.00 | $25.00 | 6/21/2010 4:44:13 PM |
| MoneyLender72 | $50.00 | $50.00 | 6/21/2010 4:17:13 PM |
| bryantsh | $25.00 | $25.00 | 6/21/2010 4:16:20 PM |
| burrito6 | $25.00 | $25.00 | 6/21/2010 4:19:27 PM |
| visionary-currency | $50.00 | $50.00 | 6/21/2010 4:20:21 PM |
| dschaaf | $25.00 | $25.00 | 6/21/2010 4:48:01 PM |
| credit-wheel7 | $25.00 | $25.00 | 6/21/2010 4:21:18 PM |
| credit-fox3 | $25.00 | $25.00 | 6/21/2010 4:22:42 PM |
| InvestorPartners | $25.00 | $25.00 | 6/21/2010 4:22:59 PM |
| jeromeyuan | $25.00 | $25.00 | 6/21/2010 4:23:05 PM |
| steamboatgal | $25.00 | $25.00 | 6/21/2010 4:22:58 PM |
| somebody32 | $25.00 | $25.00 | 6/21/2010 4:40:14 PM |
| CSUgrad08 | $25.00 | $25.00 | 6/21/2010 4:44:58 PM |
| S-Master | $25.00 | $25.00 | 6/21/2010 4:45:34 PM |
| janicewill | $25.00 | $25.00 | 6/21/2010 4:46:34 PM |
| loan4teacher | $50.00 | $50.00 | 6/21/2010 4:47:03 PM |
| Artist_Blue | $25.00 | $25.00 | 6/21/2010 4:47:26 PM |
| sarisai | $50.00 | $50.00 | 6/21/2010 4:48:04 PM |
| successful-euro | $40.00 | $40.00 | 6/21/2010 4:48:31 PM |
| gallant-economy9 | $25.00 | $25.00 | 6/21/2010 4:52:41 PM |
| head | $25.00 | $25.00 | 6/21/2010 4:53:47 PM |
| cash-spark3 | $50.00 | $50.00 | 6/21/2010 5:06:51 PM |
| top-historic-peso | $26.00 | $26.00 | 6/21/2010 5:06:57 PM |
| Phantom99 | $25.00 | $25.00 | 6/21/2010 4:59:26 PM |
| jonbozeman | $25.00 | $25.00 | 6/21/2010 5:15:35 PM |
| commerce-handshake | $25.00 | $25.00 | 6/21/2010 5:39:58 PM |
| Anny-Disco | $50.00 | $50.00 | 6/21/2010 5:40:14 PM |
| worth-arch | $25.00 | $25.00 | 6/21/2010 5:40:17 PM |
| cladius67 | $25.00 | $25.00 | 6/21/2010 5:02:54 PM |
| DadWarbucks | $25.00 | $25.00 | 6/21/2010 6:04:33 PM |
| rlrcstr | $25.00 | $25.00 | 6/21/2010 5:03:02 PM |
| payout-detective7 | $25.00 | $25.00 | 6/21/2010 5:03:13 PM |
| loot-heart | $50.00 | $50.00 | 6/21/2010 5:06:05 PM |
| qwsd12 | $40.00 | $40.00 | 6/21/2010 5:06:53 PM |
| SNH | $50.00 | $50.00 | 6/21/2010 5:06:56 PM |
| BooFoo22 | $25.00 | $25.00 | 6/21/2010 5:08:27 PM |
| Rattlehead | $25.00 | $25.00 | 6/21/2010 5:15:48 PM |
| shrewd-peace7 | $35.00 | $35.00 | 6/21/2010 5:39:58 PM |
| Bank42 | $50.00 | $50.00 | 6/21/2010 5:40:14 PM |
| tech_helper | $25.00 | $25.00 | 6/21/2010 5:40:19 PM |
| 102 bids
|
Borrower Payment Dependent Notes Series
463393
This series of Notes was issued and sold upon the funding of the borrower loan #43180, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-21-2010 |
| |
Auction end date:
| Jun-22-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $242.71 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $242.71 |
| |
|
Auction yield range:
| 3.98% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
4 | Length of status: | 8y 0m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 6 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $27,274 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 68% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| DVARONA |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Aug-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Debt Consolidation
Purpose of loan:
Consolidate Higher Interest credit cards
My financial situation:
I am a good candidate for this loan because I have a steady job. I have been employed the last 9 years. This would also be my second loan with Prosper, I paid the first one well ahead of time.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| riproaringrapids | $25.00 | $25.00 | 6/21/2010 4:03:32 PM |
| Havana21 | $25.00 | $25.00 | 6/21/2010 3:59:14 PM |
| delicious-social132 | $25.00 | $25.00 | 6/21/2010 4:03:13 PM |
| bountiful-durability | $50.00 | $50.00 | 6/21/2010 4:04:46 PM |
| UT-Longhorn | $25.00 | $25.00 | 6/21/2010 4:08:57 PM |
| the-transaction-stronghold | $25.00 | $25.00 | 6/21/2010 4:24:07 PM |
| buukyak | $25.00 | $25.00 | 6/21/2010 4:42:37 PM |
| agreement-sycamore | $50.00 | $50.00 | 6/21/2010 4:44:23 PM |
| revenue-prospector | $25.00 | $25.00 | 6/21/2010 4:44:33 PM |
| fair-funds | $25.00 | $25.00 | 6/21/2010 4:46:29 PM |
| miked8303 | $25.00 | $25.00 | 6/21/2010 4:49:00 PM |
| openness-prospector | $25.00 | $25.00 | 6/21/2010 4:51:11 PM |
| BooFoo22 | $25.00 | $25.00 | 6/21/2010 4:22:09 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/21/2010 4:51:51 PM |
| bid-czar8 | $28.83 | $28.83 | 6/21/2010 4:53:44 PM |
| payout-detective7 | $25.00 | $25.00 | 6/21/2010 4:53:53 PM |
| orgy63 | $25.00 | $25.00 | 6/21/2010 4:41:38 PM |
| castleman | $25.00 | $25.00 | 6/21/2010 4:56:29 PM |
| movistar | $25.00 | $25.00 | 6/21/2010 4:56:39 PM |
| SelectTrustLending | $50.00 | $50.00 | 6/21/2010 4:47:08 PM |
| economy-producer | $25.00 | $25.00 | 6/21/2010 5:03:41 PM |
| famous-bill | $50.00 | $50.00 | 6/21/2010 5:03:46 PM |
| inspired-contract9 | $25.00 | $25.00 | 6/21/2010 5:03:57 PM |
| serpentine | $50.00 | $50.00 | 6/21/2010 4:51:02 PM |
| kmr2 | $350.00 | $350.00 | 6/21/2010 4:51:46 PM |
| velocity-warrior | $50.00 | $50.00 | 6/21/2010 5:04:43 PM |
| shrewd-deal | $25.00 | $25.00 | 6/21/2010 5:05:00 PM |
| ryelk | $25.00 | $25.00 | 6/21/2010 5:05:02 PM |
| american6 | $25.00 | $25.00 | 6/21/2010 5:06:49 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/21/2010 5:08:13 PM |
| Katburg | $35.00 | $35.00 | 6/21/2010 4:56:57 PM |
| lysholm | $25.00 | $25.00 | 6/21/2010 4:57:08 PM |
| enforcer5 | $25.00 | $25.00 | 6/21/2010 4:57:14 PM |
| CAGE-Investments | $42.41 | $42.41 | 6/21/2010 4:58:03 PM |
| Peterman | $25.00 | $25.00 | 6/21/2010 4:57:59 PM |
| bonus-patriot | $25.00 | $25.00 | 6/21/2010 4:58:12 PM |
| chestnut4 | $25.00 | $25.00 | 6/21/2010 4:58:39 PM |
| klinebarger | $25.00 | $25.00 | 6/21/2010 4:58:29 PM |
| order-gondola | $25.00 | $25.00 | 6/21/2010 5:15:31 PM |
| return-eclipse0 | $25.00 | $25.00 | 6/21/2010 4:58:55 PM |
| SanJoser | $25.00 | $25.00 | 6/21/2010 5:15:44 PM |
| lendmedo | $25.00 | $25.00 | 6/21/2010 4:59:01 PM |
| steamboatgal | $25.00 | $25.00 | 6/21/2010 5:16:46 PM |
| rescue | $50.00 | $50.00 | 6/21/2010 5:03:44 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 6/21/2010 6:19:28 PM |
| lifegrowth | $25.00 | $25.00 | 6/21/2010 6:29:33 PM |
| neighborly-bid | $25.00 | $25.00 | 6/21/2010 5:05:06 PM |
| TrixieD | $25.00 | $25.00 | 6/21/2010 6:49:52 PM |
| nick456sd | $50.00 | $50.00 | 6/21/2010 5:05:10 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/21/2010 5:04:26 PM |
| platinum-sorcerer6 | $50.00 | $50.00 | 6/21/2010 5:04:31 PM |
| jdrez | $25.00 | $25.00 | 6/21/2010 5:04:40 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/21/2010 5:04:49 PM |
| availableloan | $25.00 | $25.00 | 6/21/2010 5:06:30 PM |
| pinballeffect | $75.00 | $75.00 | 6/21/2010 8:20:21 PM |
| hrubinst | $25.00 | $25.00 | 6/21/2010 5:06:43 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/21/2010 5:08:23 PM |
| Bailador | $25.00 | $25.00 | 6/21/2010 8:51:13 PM |
| gulch | $30.00 | $30.00 | 6/21/2010 5:08:34 PM |
| BachDegreeNavy | $25.00 | $25.00 | 6/21/2010 8:59:37 PM |
| kchen486 | $50.00 | $50.00 | 6/21/2010 5:08:41 PM |
| holstj | $25.00 | $25.00 | 6/21/2010 5:07:40 PM |
| shabufa | $25.00 | $25.00 | 6/21/2010 9:35:58 PM |
| 108lender | $49.41 | $49.41 | 6/21/2010 9:49:26 PM |
| loot-heart | $50.00 | $50.00 | 6/21/2010 5:10:20 PM |
| new-return-faire | $50.00 | $50.00 | 6/21/2010 5:10:32 PM |
| active-trade4 | $50.00 | $50.00 | 6/21/2010 5:15:25 PM |
| camaraderi-workhorse | $30.00 | $30.00 | 6/21/2010 5:15:29 PM |
| blackstar | $25.00 | $25.00 | 6/21/2010 5:10:29 PM |
| flexible-return297 | $25.00 | $25.00 | 6/21/2010 5:10:39 PM |
| worlds-best-auction | $25.00 | $25.00 | 6/21/2010 5:19:33 PM |
| PocketAces | $25.00 | $25.00 | 6/21/2010 10:09:21 PM |
| hopeful-point | $50.00 | $50.00 | 6/21/2010 5:15:30 PM |
| crisbaby | $25.00 | $25.00 | 6/21/2010 10:17:03 PM |
| jga516 | $25.00 | $25.00 | 6/21/2010 10:19:36 PM |
| 123xyz | $25.00 | $25.00 | 6/21/2010 5:19:49 PM |
| dsfoundation | $25.00 | $25.00 | 6/21/2010 10:20:15 PM |
| drawseeker | $25.00 | $25.00 | 6/21/2010 6:29:31 PM |
| Phantom99 | $25.00 | $25.00 | 6/21/2010 5:40:10 PM |
| wwwUniversal | $25.00 | $25.00 | 6/21/2010 10:22:33 PM |
| yachey | $25.00 | $25.00 | 6/21/2010 5:45:25 PM |
| adir1 | $25.00 | $25.00 | 6/21/2010 5:49:42 PM |
| independent-revenue4 | $42.45 | $42.45 | 6/21/2010 6:54:47 PM |
| OrcaFIN | $25.00 | $25.00 | 6/21/2010 7:04:33 PM |
| bold-durability-drum | $48.43 | $48.43 | 6/21/2010 7:09:46 PM |
| green-planet-guy | $26.00 | $26.00 | 6/21/2010 7:44:45 PM |
| epch | $25.00 | $25.00 | 6/21/2010 7:14:50 PM |
| bonus-acrobat | $50.00 | $50.00 | 6/21/2010 7:55:23 PM |
| bambampk | $25.00 | $25.00 | 6/21/2010 8:19:40 PM |
| theprince | $25.00 | $25.00 | 6/21/2010 8:59:35 PM |
| kenwork | $50.00 | $50.00 | 6/21/2010 8:15:02 PM |
| gobot | $50.00 | $50.00 | 6/21/2010 9:00:26 PM |
| peso-mate | $25.00 | $25.00 | 6/21/2010 9:06:06 PM |
| Whitewall | $25.40 | $25.40 | 6/21/2010 10:02:36 PM |
| david5000 | $50.00 | $50.00 | 6/21/2010 10:04:42 PM |
| Trolley08 | $25.00 | $25.00 | 6/21/2010 10:05:03 PM |
| helpinghand63 | $34.93 | $34.93 | 6/21/2010 10:06:01 PM |
| Premierelender | $25.00 | $25.00 | 6/21/2010 9:48:04 PM |
| junctionking | $25.00 | $25.00 | 6/21/2010 9:48:37 PM |
| bchen78875 | $25.00 | $25.00 | 6/21/2010 10:10:31 PM |
| Opportunity4you | $25.00 | $25.00 | 6/21/2010 10:17:13 PM |
| Jgodd13 | $28.33 | $28.33 | 6/21/2010 10:18:07 PM |
| halothane_logic | $25.00 | $25.00 | 6/21/2010 10:19:22 PM |
| success1001 | $32.47 | $32.47 | 6/21/2010 10:19:40 PM |
| dmfog | $25.00 | $25.00 | 6/21/2010 10:21:02 PM |
| iamdoug | $25.00 | $25.00 | 6/21/2010 10:22:02 PM |
| samo102us | $25.00 | $25.00 | 6/21/2010 10:22:24 PM |
| Personal-Bond | $50.00 | $50.00 | 6/21/2010 10:36:22 PM |
| relentless-penny | $25.00 | $25.00 | 6/21/2010 4:05:23 PM |
| Syndication | $25.00 | $25.00 | 6/21/2010 4:01:26 PM |
| ichibon | $75.00 | $75.00 | 6/21/2010 4:04:05 PM |
| yield-seeker | $25.00 | $25.00 | 6/21/2010 4:06:45 PM |
| orderly-loot | $25.00 | $25.00 | 6/21/2010 4:06:56 PM |
| brilliant-revenue | $25.00 | $25.00 | 6/21/2010 4:44:26 PM |
| BigMoney56 | $25.00 | $25.00 | 6/21/2010 4:48:22 PM |
| SNH | $50.00 | $50.00 | 6/21/2010 4:20:04 PM |
| AF-Chief | $27.00 | $27.00 | 6/21/2010 4:21:52 PM |
| top-historic-peso | $25.00 | $25.00 | 6/21/2010 4:51:54 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/21/2010 4:51:57 PM |
| ommcd | $25.00 | $25.00 | 6/21/2010 4:55:44 PM |
| runner262 | $25.00 | $25.00 | 6/21/2010 4:56:30 PM |
| Picopie | $50.00 | $50.00 | 6/21/2010 4:56:59 PM |
| richboy56 | $50.00 | $50.00 | 6/21/2010 4:44:20 PM |
| successful-euro | $72.60 | $72.60 | 6/21/2010 4:43:32 PM |
| Rips | $25.00 | $25.00 | 6/21/2010 4:45:24 PM |
| ijspence | $25.00 | $25.00 | 6/21/2010 4:45:03 PM |
| gallant-economy9 | $25.00 | $25.00 | 6/21/2010 4:47:13 PM |
| sensible-community1 | $50.00 | $50.00 | 6/21/2010 4:48:29 PM |
| syounker | $25.00 | $25.00 | 6/21/2010 5:03:30 PM |
| visionary-community | $25.00 | $25.00 | 6/21/2010 5:03:43 PM |
| j2ee | $25.00 | $25.00 | 6/21/2010 5:03:57 PM |
| roboflare | $25.00 | $25.00 | 6/21/2010 4:51:08 PM |
| justice-clipper | $50.00 | $50.00 | 6/21/2010 5:04:01 PM |
| Anny-Disco | $100.00 | $100.00 | 6/21/2010 5:05:03 PM |
| greenback-museum | $25.00 | $25.00 | 6/21/2010 5:05:08 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/21/2010 5:06:37 PM |
| personal-lender | $25.00 | $25.00 | 6/21/2010 5:07:03 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 6/21/2010 5:08:37 PM |
| peb44 | $50.00 | $50.00 | 6/21/2010 5:08:54 PM |
| generous-deal6 | $25.00 | $25.00 | 6/21/2010 5:09:02 PM |
| boater01 | $39.05 | $39.05 | 6/21/2010 4:57:13 PM |
| shrewd-truth1 | $25.00 | $25.00 | 6/21/2010 5:09:26 PM |
| Dap2005 | $25.00 | $25.00 | 6/21/2010 4:56:58 PM |
| DcUnited | $30.00 | $30.00 | 6/21/2010 4:57:10 PM |
| BuffetRocks | $50.00 | $50.00 | 6/21/2010 4:57:36 PM |
| dinero-speaker | $50.00 | $50.00 | 6/21/2010 4:58:05 PM |
| cash-spark3 | $25.00 | $25.00 | 6/21/2010 5:10:46 PM |
| penny-chooser | $50.00 | $50.00 | 6/21/2010 4:59:02 PM |
| gqrob | $40.00 | $40.00 | 6/21/2010 4:58:36 PM |
| Viamin | $25.00 | $25.00 | 6/21/2010 5:15:21 PM |
| return-percolator8 | $50.00 | $50.00 | 6/21/2010 5:15:32 PM |
| teller | $25.00 | $25.00 | 6/21/2010 5:00:44 PM |
| Elbanko | $50.00 | $50.00 | 6/21/2010 5:49:40 PM |
| credit-kahuna | $36.58 | $36.58 | 6/21/2010 5:57:40 PM |
| worth-arch | $25.00 | $25.00 | 6/21/2010 5:03:23 PM |
| peace-missile | $25.00 | $25.00 | 6/21/2010 5:03:40 PM |
| mzman | $25.00 | $25.00 | 6/21/2010 5:04:27 PM |
| telegon | $25.00 | $25.00 | 6/21/2010 6:29:30 PM |
| FG9YTR | $25.00 | $25.00 | 6/21/2010 5:04:39 PM |
| upbeat-investment9 | $25.00 | $25.00 | 6/21/2010 5:03:36 PM |
| logical-moola4 | $50.00 | $50.00 | 6/21/2010 5:03:45 PM |
| new-social-economist | $25.00 | $25.00 | 6/21/2010 5:03:49 PM |
| pavelz | $50.00 | $50.00 | 6/21/2010 5:05:23 PM |
| ciscoparrot | $25.00 | $25.00 | 6/21/2010 5:04:21 PM |
| Cartm | $50.00 | $50.00 | 6/21/2010 7:29:58 PM |
| Golfmoney | $50.00 | $50.00 | 6/21/2010 7:44:42 PM |
| Avala | $50.00 | $50.00 | 6/21/2010 5:06:45 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/21/2010 5:07:00 PM |
| Katahdin | $47.82 | $47.82 | 6/21/2010 7:59:42 PM |
| Rothgoe | $25.00 | $25.00 | 6/21/2010 8:51:15 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/21/2010 5:08:31 PM |
| return-confidant | $25.00 | $25.00 | 6/21/2010 9:35:36 PM |
| ddog0224 | $25.00 | $25.00 | 6/21/2010 5:09:52 PM |
| Cheburashka | $25.00 | $25.00 | 6/21/2010 9:50:19 PM |
| gracej | $25.00 | $25.00 | 6/21/2010 5:10:25 PM |
| greenback-boss296 | $50.00 | $50.00 | 6/21/2010 10:04:35 PM |
| bigdogsafety1 | $25.00 | $25.00 | 6/21/2010 10:04:39 PM |
| adama_48 | $25.00 | $25.00 | 6/21/2010 10:05:12 PM |
| littlemonkey | $25.00 | $25.00 | 6/21/2010 5:15:28 PM |
| conductor146 | $25.00 | $25.00 | 6/21/2010 5:15:53 PM |
| j245213 | $25.00 | $25.00 | 6/21/2010 5:15:03 PM |
| zigzagz03 | $25.00 | $25.00 | 6/21/2010 5:19:32 PM |
| truth-futurist | $25.00 | $25.00 | 6/21/2010 5:15:28 PM |
| roentgen | $25.00 | $25.00 | 6/21/2010 5:15:32 PM |
| green-thoughtful-yield | $27.74 | $27.74 | 6/21/2010 5:15:54 PM |
| PCash | $25.00 | $25.00 | 6/21/2010 10:19:33 PM |
| Gibbyland | $32.35 | $32.35 | 6/21/2010 10:20:00 PM |
| peerlender | $25.00 | $25.00 | 6/21/2010 5:32:26 PM |
| wampum-chorus3 | $25.00 | $25.00 | 6/21/2010 6:34:31 PM |
| coin-daisy | $25.00 | $25.00 | 6/21/2010 10:31:06 PM |
| calsig1363 | $25.00 | $25.00 | 6/21/2010 10:31:11 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 6/21/2010 7:09:44 PM |
| JFKPilot | $25.00 | $25.00 | 6/21/2010 6:29:32 PM |
| DeutscheBank | $25.00 | $25.00 | 6/21/2010 6:49:55 PM |
| currency-cigar4 | $100.00 | $100.00 | 6/21/2010 7:44:44 PM |
| angelinvestor01 | $75.00 | $75.00 | 6/21/2010 7:09:26 PM |
| CashMoneyGNOME | $25.00 | $25.00 | 6/21/2010 8:19:42 PM |
| peso-aggregator | $25.00 | $25.00 | 6/21/2010 7:59:41 PM |
| Artist_Blue | $25.00 | $25.00 | 6/21/2010 8:52:58 PM |
| superb-point | $30.47 | $30.47 | 6/21/2010 9:14:41 PM |
| yenlowang | $25.00 | $25.00 | 6/21/2010 10:03:18 PM |
| oldguybiker | $25.00 | $25.00 | 6/21/2010 10:04:09 PM |
| blue-repayment-ceremony | $25.00 | $25.00 | 6/21/2010 10:04:37 PM |
| jrbill1998 | $32.59 | $32.59 | 6/21/2010 10:04:45 PM |
| dma1206 | $25.00 | $25.00 | 6/21/2010 10:05:57 PM |
| mla | $25.00 | $25.00 | 6/21/2010 9:50:08 PM |
| Justbiz | $41.02 | $41.02 | 6/21/2010 10:32:36 PM |
| forthright-principal2 | $25.00 | $25.00 | 6/21/2010 10:36:24 PM |
| Canute | $25.00 | $25.00 | 6/21/2010 10:31:39 PM |
| calm-deal7 | $25.00 | $9.12 | 6/21/2010 10:32:49 PM |
| 210 bids
|
Borrower Payment Dependent Notes Series
463531
This series of Notes was issued and sold upon the funding of the borrower loan #43160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-22-2010 |
| |
Auction end date:
| Jun-22-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $191.36 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 32% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 17
/
16 | Length of status: | 5y 5m |
|
Credit score:
| 760-779 (Jun-2010) |
Total credit lines:
| 33 |
Occupation: | Construction |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,429 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 29% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| peace-percolator2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
puting in a new boiler
Purpose of loan:
This loan will be used to put a new boiler in
My financial situation:
I am a good candidate for this loan because im always paying my bills in a timely manner
Monthly net income: $ 3720
Monthly expenses: $?
??Housing: $?400
??Insurance: $
??Car expenses: $?199
??Utilities: $ 200
??Phone, cable, internet: $ 120
??Food, entertainment: $?600
??Clothing, household expenses $
??Credit cards and other loans: $ 600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ethicalhumanist | $25.00 | $25.00 | 6/22/2010 9:56:41 AM |
| studious-bonus7 | $50.00 | $50.00 | 6/22/2010 10:03:22 AM |
| hrubinst | $25.00 | $25.00 | 6/22/2010 10:03:30 AM |
| american6 | $25.00 | $25.00 | 6/22/2010 10:03:39 AM |
| UT-Longhorn | $25.00 | $25.00 | 6/22/2010 10:04:56 AM |
| enthralling-deal180 | $100.00 | $100.00 | 6/22/2010 10:06:25 AM |
| orgy63 | $25.00 | $25.00 | 6/22/2010 9:56:28 AM |
| Havana21 | $25.00 | $25.00 | 6/22/2010 9:56:57 AM |
| personal-lender | $25.00 | $25.00 | 6/22/2010 10:04:27 AM |
| Avala | $50.00 | $50.00 | 6/22/2010 10:03:32 AM |
| yield-seeker | $25.00 | $25.00 | 6/22/2010 10:04:42 AM |
| relentless-penny | $25.00 | $25.00 | 6/22/2010 2:26:27 PM |
| lendmedo | $25.00 | $25.00 | 6/22/2010 11:24:35 AM |
| movistar | $25.00 | $25.00 | 6/22/2010 2:26:52 PM |
| generous-deal6 | $25.00 | $25.00 | 6/22/2010 2:27:06 PM |
| gracej | $25.00 | $25.00 | 6/22/2010 2:27:11 PM |
| elephantparty | $25.00 | $25.00 | 6/22/2010 2:27:39 PM |
| impressive-credit431 | $71.55 | $71.55 | 6/22/2010 2:27:42 PM |
| cash-spark3 | $25.00 | $25.00 | 6/22/2010 2:27:49 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/22/2010 2:28:23 PM |
| calkidd05 | $25.00 | $25.00 | 6/22/2010 2:35:05 PM |
| Digs | $25.00 | $25.00 | 6/22/2010 2:59:58 PM |
| Artist_Blue | $25.00 | $25.00 | 6/22/2010 3:01:21 PM |
| j2ee | $25.00 | $25.00 | 6/22/2010 3:02:58 PM |
| Tc11902 | $50.00 | $50.00 | 6/22/2010 1:00:04 PM |
| kmr2 | $29.52 | $29.52 | 6/22/2010 3:40:41 PM |
| fair-funds | $25.00 | $25.00 | 6/22/2010 3:41:08 PM |
| Winsten | $50.00 | $50.00 | 6/22/2010 1:24:50 PM |
| apostle901 | $25.00 | $25.00 | 6/22/2010 3:51:07 PM |
| socalavi8tor | $25.00 | $25.00 | 6/22/2010 3:51:40 PM |
| resource777 | $25.00 | $25.00 | 6/22/2010 4:06:04 PM |
| bestman | $25.00 | $25.00 | 6/22/2010 2:26:53 PM |
| neighborly-bid | $25.00 | $25.00 | 6/22/2010 2:27:02 PM |
| loot-heart | $50.00 | $50.00 | 6/22/2010 2:27:09 PM |
| kelseyshea | $25.00 | $25.00 | 6/22/2010 2:27:40 PM |
| pavelz | $50.00 | $50.00 | 6/22/2010 2:27:44 PM |
| rescue | $50.00 | $50.00 | 6/22/2010 2:27:52 PM |
| payment-freshmaker | $50.00 | $50.00 | 6/22/2010 4:09:47 PM |
| peb44 | $50.00 | $50.00 | 6/22/2010 2:27:05 PM |
| money-bauble | $75.00 | $75.00 | 6/22/2010 2:59:44 PM |
| serpentine | $50.00 | $50.00 | 6/22/2010 2:27:37 PM |
| economy-producer | $25.00 | $25.00 | 6/22/2010 2:27:40 PM |
| jdrez | $25.00 | $25.00 | 6/22/2010 2:27:48 PM |
| gulch | $27.69 | $27.69 | 6/22/2010 2:27:54 PM |
| JohnW12 | $25.00 | $25.00 | 6/22/2010 4:11:35 PM |
| TrixieD | $25.00 | $25.00 | 6/22/2010 3:00:23 PM |
| fcukciti | $50.00 | $50.00 | 6/22/2010 4:11:38 PM |
| Ready2Loan | $25.00 | $25.00 | 6/22/2010 2:35:07 PM |
| bowdish1 | $50.00 | $50.00 | 6/22/2010 3:01:30 PM |
| just-benefit | $25.00 | $25.00 | 6/22/2010 2:59:31 PM |
| bonus-acrobat | $50.00 | $50.00 | 6/22/2010 3:03:05 PM |
| AF-Chief | $28.00 | $28.00 | 6/22/2010 3:00:13 PM |
| nprfan5 | $25.00 | $25.00 | 6/22/2010 4:54:37 PM |
| VIGSY | $35.00 | $35.00 | 6/22/2010 4:54:51 PM |
| responsible-investment0 | $25.00 | $25.00 | 6/22/2010 4:54:54 PM |
| icchok | $50.00 | $50.00 | 6/22/2010 4:55:00 PM |
| payout-banker4 | $25.00 | $25.00 | 6/22/2010 4:55:06 PM |
| gqrob | $40.00 | $40.00 | 6/22/2010 4:55:13 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/22/2010 4:55:27 PM |
| Ripsaw4U | $25.00 | $7.65 | 6/22/2010 4:55:31 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/22/2010 3:02:31 PM |
| openness-prospector | $25.00 | $25.00 | 6/22/2010 3:02:52 PM |
| justice-clipper | $50.00 | $50.00 | 6/22/2010 3:03:01 PM |
| Phantom99 | $25.00 | $25.00 | 6/22/2010 3:54:22 PM |
| worth-arch | $25.00 | $25.00 | 6/22/2010 3:54:51 PM |
| upbeat-investment9 | $25.00 | $25.00 | 6/22/2010 4:09:09 PM |
| unison8 | $44.37 | $44.37 | 6/22/2010 4:45:06 PM |
| BashtonLends | $50.00 | $50.00 | 6/22/2010 4:11:49 PM |
| deal-grid7 | $50.00 | $50.00 | 6/22/2010 4:54:38 PM |
| peterpossum | $25.00 | $25.00 | 6/22/2010 4:54:51 PM |
| merle-noir | $50.00 | $50.00 | 6/22/2010 4:54:57 PM |
| svandgts | $50.00 | $50.00 | 6/22/2010 4:55:03 PM |
| inspired-contract9 | $25.00 | $25.00 | 6/22/2010 4:55:14 PM |
| balance-voyager | $82.53 | $82.53 | 6/22/2010 4:20:10 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/22/2010 4:55:24 PM |
| point-shooter | $25.00 | $25.00 | 6/22/2010 4:55:28 PM |
| gecko68 | $25.00 | $25.00 | 6/22/2010 4:54:53 PM |
| balance6 | $25.00 | $25.00 | 6/22/2010 4:54:58 PM |
| Ocean713 | $50.00 | $50.00 | 6/22/2010 4:55:05 PM |
| Dap2005 | $25.00 | $25.00 | 6/22/2010 4:55:09 PM |
| dsfoundation | $25.00 | $25.00 | 6/22/2010 4:55:23 PM |
| tech_helper | $50.00 | $50.00 | 6/22/2010 4:55:28 PM |
| bountiful-durability | $50.00 | $50.00 | 6/22/2010 9:57:45 AM |
| the-transaction-stronghold | $25.00 | $25.00 | 6/22/2010 9:59:38 AM |
| riproaringrapids | $25.00 | $25.00 | 6/22/2010 10:04:31 AM |
| successful-euro | $30.00 | $30.00 | 6/22/2010 10:04:50 AM |
| tech310 | $50.00 | $50.00 | 6/22/2010 10:05:32 AM |
| syounker | $25.00 | $25.00 | 6/22/2010 10:06:04 AM |
| orderly-loot | $25.00 | $25.00 | 6/22/2010 9:54:35 AM |
| ichibon | $75.00 | $75.00 | 6/22/2010 10:42:32 AM |
| SNH | $50.00 | $50.00 | 6/22/2010 9:58:55 AM |
| treasure-hunter270 | $25.00 | $25.00 | 6/22/2010 10:04:16 AM |
| delicious-social132 | $25.00 | $25.00 | 6/22/2010 10:04:30 AM |
| radforj22 | $25.00 | $25.00 | 6/22/2010 10:55:04 AM |
| velocity-warrior | $50.00 | $50.00 | 6/22/2010 2:27:01 PM |
| shrewd-truth1 | $25.00 | $25.00 | 6/22/2010 2:27:07 PM |
| greenback-museum | $25.00 | $25.00 | 6/22/2010 2:27:41 PM |
| nick456sd | $50.00 | $50.00 | 6/22/2010 2:27:46 PM |
| new-return-faire | $50.00 | $50.00 | 6/22/2010 2:27:50 PM |
| platinum-sorcerer6 | $50.00 | $50.00 | 6/22/2010 2:28:21 PM |
| onlyastepaway | $25.00 | $25.00 | 6/22/2010 2:35:07 PM |
| durability-exchanger | $25.00 | $25.00 | 6/22/2010 2:40:32 PM |
| tj1683 | $25.00 | $25.00 | 6/22/2010 2:59:39 PM |
| bonus-patriot | $25.00 | $25.00 | 6/22/2010 3:02:55 PM |
| SelectTrustLending | $50.00 | $50.00 | 6/22/2010 3:03:01 PM |
| head | $25.00 | $25.00 | 6/22/2010 3:10:55 PM |
| tremendous-payment | $25.00 | $25.00 | 6/22/2010 3:44:47 PM |
| shrewd-peace7 | $30.00 | $30.00 | 6/22/2010 3:52:34 PM |
| BuffetRocks | $25.00 | $25.00 | 6/22/2010 1:59:50 PM |
| blackstar | $25.00 | $25.00 | 6/22/2010 1:41:25 PM |
| a-special-power | $25.00 | $25.00 | 6/22/2010 4:05:56 PM |
| gold-conga | $25.00 | $25.00 | 6/22/2010 4:06:02 PM |
| surfhoss644 | $50.00 | $50.00 | 6/22/2010 2:26:45 PM |
| IIP77 | $25.00 | $25.00 | 6/22/2010 2:26:58 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/22/2010 2:27:03 PM |
| flexible-return297 | $25.00 | $25.00 | 6/22/2010 2:27:10 PM |
| castleman | $25.00 | $25.00 | 6/22/2010 2:27:29 PM |
| ryelk | $25.00 | $25.00 | 6/22/2010 2:27:35 PM |
| ddog0224 | $25.00 | $25.00 | 6/22/2010 2:27:47 PM |
| stollcm | $25.00 | $25.00 | 6/22/2010 2:39:51 PM |
| FG9YTR | $25.00 | $25.00 | 6/22/2010 2:27:00 PM |
| trustu | $25.00 | $25.00 | 6/22/2010 2:27:38 PM |
| shrewd-deal | $25.00 | $25.00 | 6/22/2010 2:27:45 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/22/2010 2:27:56 PM |
| famous-bill | $50.00 | $50.00 | 6/22/2010 4:11:43 PM |
| BooFoo22 | $25.00 | $25.00 | 6/22/2010 3:02:30 PM |
| klinebarger | $25.00 | $25.00 | 6/22/2010 3:02:57 PM |
| miked8303 | $25.00 | $25.00 | 6/22/2010 3:03:02 PM |
| littlemonkey | $25.00 | $25.00 | 6/22/2010 3:00:15 PM |
| objective-investor | $25.00 | $25.00 | 6/22/2010 4:54:46 PM |
| bebeshor | $25.00 | $25.00 | 6/22/2010 4:54:52 PM |
| towering-compassion | $50.00 | $50.00 | 6/22/2010 3:10:02 PM |
| junctionking | $25.00 | $25.00 | 6/22/2010 3:00:36 PM |
| lenderman2 | $25.00 | $25.00 | 6/22/2010 4:54:56 PM |
| DcUnited | $30.00 | $30.00 | 6/22/2010 4:55:10 PM |
| mla | $25.00 | $25.00 | 6/22/2010 4:55:15 PM |
| Bank42 | $50.00 | $50.00 | 6/22/2010 4:55:24 PM |
| samo102us | $25.00 | $25.00 | 6/22/2010 3:01:03 PM |
| penny-chooser | $50.00 | $50.00 | 6/22/2010 4:55:29 PM |
| teller | $25.00 | $25.00 | 6/22/2010 3:02:49 PM |
| ommcd | $25.00 | $25.00 | 6/22/2010 3:02:54 PM |
| holstj | $25.00 | $25.00 | 6/22/2010 3:03:04 PM |
| new-social-economist | $25.00 | $25.00 | 6/22/2010 3:03:07 PM |
| Syndication | $25.00 | $25.00 | 6/22/2010 3:03:10 PM |
| bchen78875 | $25.00 | $25.00 | 6/22/2010 3:03:34 PM |
| systemlender | $25.00 | $25.00 | 6/22/2010 3:51:52 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/22/2010 3:54:53 PM |
| power-fate3 | $42.69 | $42.69 | 6/22/2010 3:55:04 PM |
| excellent-bonus8 | $25.00 | $25.00 | 6/22/2010 4:05:42 PM |
| SDNLR | $25.00 | $25.00 | 6/22/2010 3:52:41 PM |
| gallant-economy9 | $25.00 | $25.00 | 6/22/2010 4:06:36 PM |
| cello1 | $25.00 | $25.00 | 6/22/2010 4:10:48 PM |
| sensible-community1 | $50.00 | $50.00 | 6/22/2010 4:11:46 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/22/2010 4:20:46 PM |
| admirable-basis1 | $25.00 | $25.00 | 6/22/2010 4:11:51 PM |
| wayman | $50.00 | $50.00 | 6/22/2010 4:54:54 PM |
| money_money | $50.00 | $50.00 | 6/22/2010 4:55:04 PM |
| enforcer5 | $25.00 | $25.00 | 6/22/2010 4:55:10 PM |
| treasure-bliss | $100.00 | $100.00 | 6/22/2010 4:55:16 PM |
| bid-czar8 | $100.00 | $100.00 | 6/22/2010 4:55:21 PM |
| power-pagoda | $26.00 | $26.00 | 6/22/2010 4:55:25 PM |
| Marathoner | $25.00 | $25.00 | 6/22/2010 4:54:39 PM |
| adamnash | $25.00 | $25.00 | 6/22/2010 4:54:45 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/22/2010 4:54:49 PM |
| commerce-handshake | $25.00 | $25.00 | 6/22/2010 4:54:55 PM |
| balance-whistle7 | $25.00 | $25.00 | 6/22/2010 4:55:01 PM |
| kegs | $25.00 | $25.00 | 6/22/2010 4:55:05 PM |
| Peterman | $25.00 | $25.00 | 6/22/2010 4:55:12 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/22/2010 4:55:26 PM |
| visionary-community | $25.00 | $25.00 | 6/22/2010 4:55:30 PM |
| 170 bids
|
Borrower Payment Dependent Notes Series
463551
This series of Notes was issued and sold upon the funding of the borrower loan #43172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jun-21-2010 |
| |
Auction end date:
| Jun-22-2010 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 15.36% |
Starting monthly payment:
| $381.32 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 15.36% |
Final monthly payment:
| $381.32 |
| |
|
Auction yield range:
| 2.98% - 14.00% |
Estimated loss impact:
| 1.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.48% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 14
/
13 | Length of status: | 13y 1m |
|
Credit score:
| 800-819 (Jun-2010) |
Total credit lines:
| 33 |
Occupation: | Medical Technician |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,378 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 17% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| open-minded-rate4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home remodeling
Purpose of loan:
This loan will be used to?do some much needed cosmetic work on home I purchased.? Needs kitchen, floors and bathroom's ?updated, ?also some deck repair.
My financial situation:
I am a good candidate for this loan because? I pay all my bills on time and I have very low credit card balances and a great credit score.? I don't plan on retiring any time soon.? I am a government employee in Texas and my job is very secure without any chance of layoff.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, can you please tell us about your DQs? Thanks. - interest88
A:
I'm not sure I understand the question. Do you mean dairy queen?
(Jun-21-2010)
Q:
Hi, there are four delinquencies listed on your loan request. Can you please tell us how you got them? Thank you. - interest88
A:
It was during a time my husband was getting out of military and between jobs. Times were hard for a while.
(Jun-22-2010)
Q:
Will you elaborate on the delinquencies (DQs)? How recent is this? What were the accounts? Are they now satisfied? If you can be more forthcoming with your financial history it will reassure investors and may lower your rate. - Socorro_Capital_Partners
A:
They were 6+yrs ago. They are now satisfied as I really have no debt now at all. I honestly don't remember what they were as this was years ago. I would also like to say I was advised by "Prosper" to choose a higher interest rate to get more bids as my credit score allows me to have a very low rate.
(Jun-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tntmojave | $25.00 | $25.00 | 6/21/2010 3:59:37 PM |
| Rattlehead | $250.00 | $250.00 | 6/21/2010 4:07:10 PM |
| inforapenny | $25.00 | $25.00 | 6/21/2010 4:00:06 PM |
| bankdaddy | $25.00 | $25.00 | 6/21/2010 4:00:09 PM |
| ATOHokie | $25.00 | $25.00 | 6/21/2010 4:07:12 PM |
| causr08 | $25.00 | $25.00 | 6/21/2010 4:41:19 PM |
| Yang | $25.00 | $25.00 | 6/21/2010 4:41:27 PM |
| hotwired | $25.00 | $25.00 | 6/21/2010 4:42:42 PM |
| Tazeme | $25.00 | $25.00 | 6/21/2010 4:42:50 PM |
| Palmetto | $50.00 | $50.00 | 6/21/2010 4:43:04 PM |
| Alwayssail | $25.00 | $25.00 | 6/21/2010 4:45:58 PM |
| vtpilot00 | $50.00 | $50.00 | 6/21/2010 4:46:06 PM |
| CymruAmByth | $25.00 | $25.00 | 6/21/2010 4:19:10 PM |
| Dad2SandJ | $50.00 | $50.00 | 6/21/2010 4:50:41 PM |
| worthy-bid8 | $100.00 | $100.00 | 6/21/2010 4:23:03 PM |
| stockpiler079 | $25.00 | $25.00 | 6/21/2010 4:24:15 PM |
| reflective-rupee | $10,000.00 | $7,591.23 | 6/21/2010 4:35:38 PM |
| VTGunz | $25.00 | $25.00 | 6/21/2010 4:40:48 PM |
| Searlzy | $25.00 | $25.00 | 6/21/2010 4:41:26 PM |
| internetpreneur | $25.00 | $25.00 | 6/21/2010 4:41:20 PM |
| lenderrb | $25.00 | $25.00 | 6/21/2010 4:41:33 PM |
| commshot | $25.00 | $25.00 | 6/21/2010 4:41:47 PM |
| sentimental-silver7 | $25.00 | $25.00 | 6/21/2010 4:42:08 PM |
| fairness-faire | $25.00 | $25.00 | 6/21/2010 4:42:23 PM |
| friendly-worth3 | $25.00 | $25.00 | 6/21/2010 4:42:33 PM |
| venture_financer | $250.00 | $250.00 | 6/21/2010 4:42:32 PM |
| ProudGranny | $25.00 | $25.00 | 6/21/2010 4:43:02 PM |
| TSC | $50.00 | $50.00 | 6/21/2010 4:43:07 PM |
| JAB | $25.00 | $25.00 | 6/21/2010 4:45:44 PM |
| smart-gain | $50.00 | $50.00 | 6/21/2010 4:46:19 PM |
| SpectrumCapital | $75.00 | $75.00 | 6/21/2010 4:58:37 PM |
| kginatl | $25.00 | $25.00 | 6/21/2010 5:39:40 PM |
| GrayStudio | $43.71 | $43.71 | 6/21/2010 5:08:40 PM |
| minista | $25.00 | $25.00 | 6/21/2010 5:09:11 PM |
| selector568 | $25.00 | $25.00 | 6/21/2010 6:34:33 PM |
| spencer14883 | $25.00 | $25.00 | 6/21/2010 9:52:03 PM |
| rsd4444 | $25.00 | $25.00 | 6/21/2010 10:17:37 PM |
| ijspence | $25.00 | $25.00 | 6/22/2010 9:46:00 AM |
| income-fortress | $25.00 | $25.00 | 6/22/2010 6:24:38 AM |
| balanceheart | $146.00 | $146.00 | 6/22/2010 8:47:21 AM |
| ferdberfel | $50.00 | $50.00 | 6/22/2010 9:35:31 AM |
| adam_rodgers | $30.60 | $30.60 | 6/22/2010 11:20:22 AM |
| revenue-glider9 | $75.00 | $75.00 | 6/21/2010 4:00:12 PM |
| Rustang | $50.00 | $50.00 | 6/21/2010 4:00:01 PM |
| seattle | $25.00 | $25.00 | 6/21/2010 4:07:24 PM |
| investor_101 | $50.00 | $50.00 | 6/21/2010 4:42:30 PM |
| lazyeye | $25.00 | $25.00 | 6/21/2010 4:42:55 PM |
| REBizGuy | $50.00 | $50.00 | 6/21/2010 4:43:36 PM |
| YDBXMHC | $25.00 | $25.00 | 6/21/2010 4:45:53 PM |
| FinDoc | $25.00 | $25.00 | 6/21/2010 4:46:57 PM |
| market-walnut5 | $25.00 | $25.00 | 6/21/2010 4:47:13 PM |
| TaoPooh | $25.00 | $25.00 | 6/21/2010 4:49:22 PM |
| payout-magician | $25.00 | $25.00 | 6/21/2010 4:41:18 PM |
| DiscreetFinancial | $25.00 | $25.00 | 6/21/2010 4:41:16 PM |
| banker65010 | $25.00 | $25.00 | 6/21/2010 4:41:45 PM |
| CashProvider | $225.00 | $225.00 | 6/21/2010 4:42:03 PM |
| ROCKI9 | $50.00 | $50.00 | 6/21/2010 4:42:21 PM |
| a8h8a8 | $25.00 | $25.00 | 6/21/2010 4:42:24 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/21/2010 4:42:01 PM |
| MissionMicroFinance | $25.00 | $25.00 | 6/21/2010 4:42:06 PM |
| loanprosper | $25.00 | $25.00 | 6/21/2010 4:42:57 PM |
| robot777 | $25.00 | $25.00 | 6/21/2010 4:42:59 PM |
| theonezozo | $25.00 | $25.00 | 6/21/2010 4:43:52 PM |
| egw | $25.00 | $25.00 | 6/21/2010 4:45:04 PM |
| rjleves | $25.00 | $25.00 | 6/21/2010 4:45:46 PM |
| matthewa | $25.00 | $25.00 | 6/21/2010 4:45:56 PM |
| cfarther | $25.00 | $25.00 | 6/21/2010 4:46:00 PM |
| reflective-rupee | $100.00 | $100.00 | 6/21/2010 4:46:12 PM |
| Jabez | $25.00 | $25.00 | 6/21/2010 4:46:22 PM |
| wwwUniversal | $25.00 | $25.00 | 6/21/2010 5:00:01 PM |
| IP | $50.00 | $50.00 | 6/21/2010 4:46:39 PM |
| jpollar | $50.00 | $50.00 | 6/21/2010 4:50:43 PM |
| RgPro | $37.93 | $37.93 | 6/21/2010 6:14:31 PM |
| TheFamilyFund | $25.00 | $25.00 | 6/21/2010 6:14:37 PM |
| inforapenny | $25.00 | $25.00 | 6/21/2010 5:06:11 PM |
| cowboyskier | $50.00 | $50.00 | 6/21/2010 5:07:56 PM |
| BoughtTheFarm | $25.00 | $25.00 | 6/21/2010 5:09:51 PM |
| Bank_Of_XL | $50.00 | $50.00 | 6/21/2010 6:11:58 PM |
| matthewa | $25.00 | $25.00 | 6/22/2010 12:24:29 AM |
| dlg | $25.53 | $25.53 | 6/22/2010 6:14:37 AM |
| totoro | $25.00 | $25.00 | 6/22/2010 10:40:50 AM |
| 81 bids
|