Sales Report:Supplement No. 223 dated Jun 23, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
438174
This series of Notes was issued and sold upon the funding of the borrower loan #43078, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 33.30% |
Starting borrower rate/APR:
| 34.30% / 36.74% |
Starting monthly payment:
| $224.20 |
|
Final lender yield:
| 33.30% |
Final borrower rate/APR:
| 34.30% / 36.74% |
Final monthly payment:
| $224.20 |
| |
|
Auction yield range:
| 13.98% - 33.30% |
Estimated loss impact:
| 15.54% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.76% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2008 |
Debt/Income ratio:
| 9% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 8m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 2 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,235 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 61% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| independent-openness |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate my debt
My financial situation:
I am a good candidate for this loan because I am financially responsible and I was never late on any payments that I had to make
Monthly net income: $ 29 000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
exactly what loans will you be consolidating? revolving credit is only $1200. thanks - shrewd-income
A:
My family took out a loan to help me during a rough period in my life. I would like to pay them back, as well as pay off my credit card debt.
Thank you.
(Jun-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| hyrolln | $25.00 | $25.00 | 6/11/2010 4:14:59 PM |
| helping-out | $35.00 | $35.00 | 6/11/2010 4:19:51 PM |
| autonomous-truth | $50.00 | $50.00 | 6/11/2010 4:17:09 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/11/2010 4:19:32 PM |
| simplelender80 | $50.00 | $50.00 | 6/11/2010 4:19:44 PM |
| Diamond_Jim | $25.00 | $25.00 | 6/11/2010 4:19:38 PM |
| svandgts | $50.00 | $50.00 | 6/11/2010 4:19:47 PM |
| Amber_Stone | $25.00 | $25.00 | 6/11/2010 8:34:40 PM |
| BradP | $50.00 | $50.00 | 6/12/2010 8:25:21 AM |
| Artist_Blue | $25.00 | $25.00 | 6/12/2010 1:59:34 PM |
| marketplace-buckeye | $25.00 | $25.00 | 6/14/2010 10:01:26 AM |
| skuba | $25.00 | $25.00 | 6/14/2010 10:56:56 AM |
| gelidfrank | $25.00 | $25.00 | 6/14/2010 10:57:07 AM |
| Buffer10 | $25.00 | $25.00 | 6/14/2010 10:56:40 AM |
| kind-efficient-credit | $25.00 | $25.00 | 6/14/2010 9:46:20 AM |
| swoosh | $25.00 | $25.00 | 6/14/2010 10:56:50 AM |
| income-pillow | $50.00 | $50.00 | 6/14/2010 4:25:28 PM |
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:25:30 PM |
| bankbuddy55 | $50.00 | $50.00 | 6/14/2010 7:10:06 PM |
| FinDoc | $25.00 | $25.00 | 6/14/2010 4:38:27 PM |
| exchange-dreams | $25.00 | $25.00 | 6/14/2010 9:02:30 PM |
| 3am-preacher | $25.00 | $25.00 | 6/15/2010 9:13:09 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/15/2010 10:04:12 AM |
| slico | $25.00 | $25.00 | 6/15/2010 4:26:40 PM |
| S-Master | $25.00 | $25.00 | 6/15/2010 4:26:53 PM |
| inspiring-reward | $200.00 | $200.00 | 6/15/2010 4:26:59 PM |
| JeffHoll | $25.00 | $25.00 | 6/15/2010 7:39:19 PM |
| ah-long | $25.00 | $25.00 | 6/16/2010 11:06:52 AM |
| bassman2 | $25.00 | $25.00 | 6/16/2010 11:06:58 AM |
| unger | $50.00 | $50.00 | 6/16/2010 3:16:56 PM |
| reflective-rupee | $3,000.00 | $500.61 | 6/16/2010 2:00:16 PM |
| wwwUniversal | $25.00 | $25.00 | 6/16/2010 2:05:02 PM |
| MrPie | $25.00 | $25.00 | 6/16/2010 4:23:20 PM |
| wlm3012 | $25.00 | $25.00 | 6/17/2010 8:07:58 AM |
| Leshan | $25.00 | $25.00 | 6/17/2010 6:15:13 AM |
| wlm3012 | $25.00 | $25.00 | 6/17/2010 8:06:14 AM |
| eronyc | $25.00 | $25.00 | 6/17/2010 11:14:53 AM |
| HayrideRanch | $25.00 | $25.00 | 6/17/2010 11:38:11 AM |
| MrMoneyBags | $29.16 | $29.16 | 6/17/2010 11:25:02 AM |
| aultraman | $25.00 | $25.00 | 6/17/2010 1:38:51 PM |
| gmv814 | $50.00 | $50.00 | 6/17/2010 10:11:53 PM |
| ayiticheri | $25.00 | $25.00 | 6/18/2010 4:48:33 AM |
| Pu239 | $60.00 | $60.00 | 6/18/2010 7:21:46 AM |
| BDS | $25.00 | $25.00 | 6/17/2010 8:09:20 PM |
| kindness-venture1 | $25.00 | $25.00 | 6/18/2010 5:35:36 AM |
| reflective-rupee | $100.00 | $100.00 | 6/18/2010 10:36:23 AM |
| LOAN_DOC | $50.00 | $50.00 | 6/18/2010 10:48:25 AM |
| localsports38 | $42.96 | $42.96 | 6/18/2010 8:31:39 AM |
| reflective-rupee | $100.00 | $100.00 | 6/18/2010 10:36:40 AM |
| jhernand17 | $25.00 | $25.00 | 6/18/2010 10:31:44 AM |
| Kqwik | $48.96 | $48.96 | 6/18/2010 10:52:47 AM |
| DasMula | $25.00 | $25.00 | 6/18/2010 12:17:00 PM |
| burrito6 | $25.00 | $25.00 | 6/11/2010 4:18:16 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/11/2010 4:18:40 PM |
| SBT | $25.00 | $25.00 | 6/11/2010 4:19:35 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/11/2010 4:19:41 PM |
| RMB-Investments | $25.00 | $25.00 | 6/11/2010 4:14:00 PM |
| friendly-worth3 | $25.00 | $25.00 | 6/11/2010 4:14:36 PM |
| Caerus | $25.00 | $25.00 | 6/11/2010 4:19:29 PM |
| reflective-rupee | $25.00 | $25.00 | 6/11/2010 6:09:04 PM |
| kubien | $25.00 | $25.00 | 6/12/2010 9:59:43 PM |
| 108lender | $25.00 | $25.00 | 6/12/2010 1:55:45 PM |
| zone6 | $46.26 | $46.26 | 6/12/2010 2:26:27 PM |
| kingston1 | $25.00 | $25.00 | 6/13/2010 12:09:36 AM |
| genuine-responsibility8 | $50.00 | $50.00 | 6/14/2010 10:57:02 AM |
| realtormoises | $25.00 | $25.00 | 6/14/2010 2:28:55 PM |
| contract-maracas | $48.00 | $48.00 | 6/14/2010 8:21:07 AM |
| Speculator | $25.00 | $25.00 | 6/13/2010 5:39:36 PM |
| reward-adventure | $25.00 | $25.00 | 6/14/2010 11:24:39 AM |
| Aleut | $25.00 | $25.00 | 6/14/2010 9:46:18 AM |
| platinum-genetics | $50.00 | $50.00 | 6/14/2010 10:57:05 AM |
| well-mannered-income3 | $25.00 | $25.00 | 6/14/2010 4:01:00 PM |
| zone6 | $200.00 | $200.00 | 6/14/2010 11:13:47 PM |
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:26:59 PM |
| Rogesparkguy | $25.00 | $25.00 | 6/14/2010 8:09:54 PM |
| coasterman | $25.00 | $25.00 | 6/15/2010 8:51:29 AM |
| shrewd-peace7 | $25.00 | $25.00 | 6/15/2010 4:26:30 PM |
| sharp-money3 | $25.00 | $25.00 | 6/15/2010 4:26:54 PM |
| workinghardoregon | $25.00 | $25.00 | 6/16/2010 9:34:38 AM |
| 2blending | $50.00 | $50.00 | 6/16/2010 9:42:42 AM |
| A007 | $25.00 | $25.00 | 6/16/2010 11:06:57 AM |
| gallant-economy9 | $25.00 | $25.00 | 6/16/2010 9:35:16 AM |
| IIP77 | $25.00 | $25.00 | 6/16/2010 7:05:13 AM |
| brilliant-balance | $25.00 | $25.00 | 6/16/2010 2:04:36 PM |
| kind-bill-supporter | $25.00 | $25.00 | 6/16/2010 10:15:34 AM |
| cashhelp | $25.00 | $25.00 | 6/16/2010 2:04:58 PM |
| MattProsper | $30.00 | $30.00 | 6/16/2010 10:30:11 PM |
| TripleNickle | $37.50 | $37.50 | 6/16/2010 8:46:47 PM |
| noble-revenue | $25.00 | $25.00 | 6/17/2010 10:27:38 AM |
| kendigme | $26.48 | $26.48 | 6/17/2010 3:25:53 AM |
| ethicalhumanist | $25.00 | $25.00 | 6/17/2010 3:55:54 PM |
| impressive-openness7 | $50.00 | $50.00 | 6/17/2010 8:48:52 AM |
| Marfloogan | $25.00 | $25.00 | 6/17/2010 9:46:03 AM |
| Ray3486 | $25.00 | $25.00 | 6/17/2010 2:57:05 PM |
| sensational-peace6 | $50.00 | $50.00 | 6/17/2010 3:54:57 PM |
| paul1 | $25.00 | $25.00 | 6/17/2010 3:56:37 PM |
| tigercat | $50.00 | $50.00 | 6/17/2010 3:30:42 PM |
| jjsparks28 | $79.68 | $79.68 | 6/17/2010 3:48:56 PM |
| penny-sergeant | $25.00 | $25.00 | 6/18/2010 7:23:01 AM |
| b-rent | $25.00 | $25.00 | 6/17/2010 3:58:01 PM |
| 1phantom | $25.00 | $25.00 | 6/18/2010 8:22:10 AM |
| lucky2 | $25.00 | $25.00 | 6/18/2010 2:35:04 AM |
| photo999 | $25.00 | $25.00 | 6/17/2010 7:32:19 PM |
| love2garden | $25.39 | $25.39 | 6/18/2010 7:19:13 AM |
| DMKAssetManagement | $25.00 | $25.00 | 6/18/2010 8:13:08 AM |
| Bob450 | $35.00 | $35.00 | 6/17/2010 9:49:19 PM |
| jybank | $25.00 | $25.00 | 6/17/2010 10:00:42 PM |
| kindness-venture1 | $25.00 | $25.00 | 6/18/2010 5:36:19 AM |
| clean-camaraderi | $25.00 | $25.00 | 6/18/2010 11:23:22 AM |
| mammalian4 | $50.00 | $50.00 | 6/18/2010 11:40:50 AM |
| credit-coach118 | $25.00 | $25.00 | 6/18/2010 9:14:46 AM |
| Snoopylover | $25.00 | $25.00 | 6/18/2010 10:00:52 AM |
| Wyatte | $50.00 | $50.00 | 6/18/2010 1:35:24 PM |
| ultimate-dough0 | $25.00 | $25.00 | 6/18/2010 10:14:08 AM |
| frogperson | $100.00 | $100.00 | 6/18/2010 2:12:00 PM |
| DCsource | $25.00 | $25.00 | 6/18/2010 10:41:38 AM |
| Engineer44 | $30.00 | $30.00 | 6/18/2010 4:06:54 PM |
| Teller1337 | $25.00 | $25.00 | 6/18/2010 11:13:48 AM |
| responsible-worth113 | $25.00 | $25.00 | 6/18/2010 1:17:12 PM |
| order-bee1 | $250.00 | $250.00 | 6/18/2010 1:33:18 PM |
| secrets10169 | $25.00 | $25.00 | 6/18/2010 11:45:26 AM |
| SouthernRemarketing | $25.00 | $25.00 | 6/18/2010 3:42:42 PM |
| 122 bids
|
Borrower Payment Dependent Notes Series
461276
This series of Notes was issued and sold upon the funding of the borrower loan #43087, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-04-2010 |
| |
Auction end date:
| Jun-11-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $121.27 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $121.27 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 38% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 15
/
15 | Length of status: | 4y 7m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 19 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,924 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 23% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Caribbeanwoman21 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off my credit cards?
My financial situation:
I am a good candidate for this loan because I am?willing to pay my loans ontime and in full?
Monthly net income: $1340
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: partially $182.00
??Utilities: $
??Phone, cable, internet: cell phone $100.70 cable: $125.39?internet: $49.35
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: credit cards $460.00 Student loans minimum:?$40.00?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sharp-money3 | $25.00 | $25.00 | 6/4/2010 4:07:37 PM |
| IIP77 | $25.00 | $25.00 | 6/4/2010 4:11:03 PM |
| successful-euro | $40.00 | $40.00 | 6/4/2010 4:28:04 PM |
| S-Master | $25.00 | $25.00 | 6/4/2010 4:28:06 PM |
| point-shooter | $25.00 | $25.00 | 6/4/2010 4:07:44 PM |
| desertoasis | $25.00 | $25.00 | 6/4/2010 4:12:34 PM |
| cash-spark3 | $25.00 | $25.00 | 6/4/2010 4:33:52 PM |
| power-pagoda | $25.00 | $25.00 | 6/4/2010 4:34:42 PM |
| Interstate_Rate | $137.94 | $137.94 | 6/4/2010 5:49:28 PM |
| treasure-bliss | $100.00 | $100.00 | 6/4/2010 4:28:10 PM |
| qwsd12 | $40.00 | $40.00 | 6/4/2010 4:33:54 PM |
| zorg77 | $25.00 | $25.00 | 6/4/2010 4:34:44 PM |
| dschaaf | $25.00 | $7.08 | 6/4/2010 9:39:49 PM |
| Dubbs360 | $39.55 | $39.55 | 6/4/2010 5:59:55 PM |
| supreme-hope | $25.00 | $25.00 | 6/4/2010 4:33:03 PM |
| SNH | $50.00 | $50.00 | 6/4/2010 4:34:01 PM |
| Rattlehead | $25.00 | $25.00 | 6/4/2010 4:34:18 PM |
| JGB | $74.00 | $74.00 | 6/4/2010 4:49:47 PM |
| teller | $25.00 | $25.00 | 6/4/2010 6:03:23 PM |
| wlm3012 | $25.00 | $25.00 | 6/6/2010 11:20:53 AM |
| realtormoises | $25.00 | $25.00 | 6/8/2010 12:15:13 PM |
| trade-goblin9 | $25.00 | $25.00 | 6/8/2010 3:33:43 PM |
| Montgomery-Burns | $25.00 | $25.00 | 6/8/2010 2:39:31 PM |
| finance-prescription | $100.00 | $100.00 | 6/8/2010 4:32:27 PM |
| Bob450 | $25.00 | $25.00 | 6/8/2010 8:15:59 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/9/2010 7:46:20 PM |
| MattProsper | $25.00 | $25.00 | 6/9/2010 9:15:33 PM |
| klemer | $25.00 | $25.00 | 6/10/2010 3:21:30 PM |
| order-bee1 | $50.00 | $50.00 | 6/10/2010 9:58:43 PM |
| Leshan | $25.00 | $25.00 | 6/11/2010 6:27:15 AM |
| FundMaker | $25.00 | $25.00 | 6/10/2010 4:44:58 PM |
| Whipster | $25.00 | $25.00 | 6/11/2010 1:32:32 PM |
| patriot384 | $70.00 | $70.00 | 6/11/2010 6:26:10 AM |
| 1phantom | $25.00 | $25.00 | 6/11/2010 6:17:03 AM |
| ekn_enterprises | $25.00 | $25.00 | 6/11/2010 10:49:52 AM |
| velocity-warrior | $50.00 | $50.00 | 6/11/2010 2:11:32 PM |
| fortytwo | $50.00 | $50.00 | 6/4/2010 4:10:39 PM |
| DadWarbucks | $25.00 | $25.00 | 6/4/2010 4:13:16 PM |
| MADAOO7 | $50.00 | $50.00 | 6/4/2010 4:06:03 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/4/2010 4:09:03 PM |
| benefit-squirrel | $25.00 | $25.00 | 6/4/2010 4:32:48 PM |
| Phantom99 | $25.00 | $25.00 | 6/4/2010 4:33:57 PM |
| top-historic-peso | $26.00 | $26.00 | 6/4/2010 4:34:04 PM |
| personal-lender | $25.00 | $25.00 | 6/4/2010 4:34:12 PM |
| simplelender80 | $50.00 | $50.00 | 6/4/2010 4:34:40 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/4/2010 4:34:52 PM |
| Gibbyland | $31.83 | $31.83 | 6/4/2010 6:17:19 PM |
| samo102us | $25.00 | $25.00 | 6/4/2010 4:05:58 PM |
| autonomous-truth | $25.00 | $25.00 | 6/4/2010 4:06:38 PM |
| worth-arch | $25.00 | $25.00 | 6/4/2010 4:34:06 PM |
| Bank42 | $50.00 | $50.00 | 6/4/2010 4:34:36 PM |
| jrbill1998 | $50.00 | $50.00 | 6/4/2010 4:34:51 PM |
| shrewd-peace7 | $50.00 | $50.00 | 6/4/2010 4:08:45 PM |
| zone6 | $99.63 | $99.63 | 6/4/2010 4:49:46 PM |
| payment-gusto | $25.00 | $25.00 | 6/4/2010 4:14:30 PM |
| melodious-fairness | $25.00 | $25.00 | 6/4/2010 6:27:08 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/4/2010 8:02:10 PM |
| orderly-leverage | $30.00 | $30.00 | 6/4/2010 4:34:07 PM |
| market-pudding | $25.00 | $25.00 | 6/5/2010 2:46:28 PM |
| ds5184 | $25.00 | $25.00 | 6/9/2010 3:19:13 PM |
| testguy | $25.00 | $25.00 | 6/9/2010 7:24:15 PM |
| checzwick | $25.00 | $25.00 | 6/10/2010 1:00:47 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/10/2010 9:56:13 AM |
| kendigme | $27.97 | $27.97 | 6/11/2010 3:20:00 AM |
| principal-star | $25.00 | $25.00 | 6/10/2010 6:43:44 PM |
| zippy-market5 | $25.00 | $25.00 | 6/11/2010 10:18:17 AM |
| Prairie-MN | $30.00 | $30.00 | 6/10/2010 5:32:39 PM |
| JohnQGalt | $50.00 | $50.00 | 6/11/2010 3:27:32 PM |
| vine99 | $40.00 | $40.00 | 6/10/2010 8:53:39 PM |
| bold-attentive-listing | $50.00 | $50.00 | 6/11/2010 9:51:24 AM |
| integrity-doctor | $100.00 | $100.00 | 6/11/2010 9:56:02 AM |
| 124SpiderMan | $50.00 | $50.00 | 6/11/2010 11:31:22 AM |
| pythia | $25.00 | $25.00 | 6/11/2010 9:08:13 AM |
| investment-cluster | $25.00 | $25.00 | 6/11/2010 2:22:57 PM |
| fireferd | $25.00 | $25.00 | 6/11/2010 3:28:40 PM |
| just-trade0 | $36.00 | $36.00 | 6/11/2010 3:31:16 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 6/11/2010 10:40:42 AM |
| benefit-flow | $40.00 | $40.00 | 6/11/2010 11:11:38 AM |
| Moneypenny6 | $30.00 | $30.00 | 6/11/2010 11:27:36 AM |
| scroooge | $25.00 | $25.00 | 6/11/2010 3:30:37 PM |
| 80 bids
|
Borrower Payment Dependent Notes Series
461756
This series of Notes was issued and sold upon the funding of the borrower loan #43090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-09-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 29.51% |
Starting monthly payment:
| $48.51 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 29.51% |
Final monthly payment:
| $48.51 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 5
/
3 | Length of status: | 2y 0m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 14 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $458 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| workhorse075 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off two credit cards
Purpose of loan:
This loan will be used to? pay off 2 credit cards
My financial situation:
I am a good candidate for this loan because? I never missed a payment-wife on disability pay-receive 200.00 rent on a mobile home that is paid for- build conputers and troubleshoot locally as a hobby- make 100.00 or more monthly
Monthly net income: $ 1000.00
Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 0.00
??Car expenses: $ 20.00
??Utilities: $ 236.00
??Phone, cable, internet: $ 100.00
??Food, entertainment:200.00?Clothing, household expenses $?20.00?
??Credit cards and other loans: $ 35.00
??Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 6/9/2010 4:12:39 PM |
| top-historic-peso | $26.00 | $26.00 | 6/9/2010 4:19:53 PM |
| Brown98 | $25.00 | $25.00 | 6/9/2010 4:21:57 PM |
| cash-spark3 | $25.00 | $25.00 | 6/9/2010 4:19:30 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/9/2010 4:24:31 PM |
| SNH | $50.00 | $50.00 | 6/9/2010 4:19:40 PM |
| orderly-leverage | $30.00 | $30.00 | 6/9/2010 4:20:04 PM |
| payment-gusto | $25.00 | $25.00 | 6/10/2010 11:54:51 AM |
| desertoasis | $25.00 | $25.00 | 6/10/2010 12:09:49 PM |
| worth-arch | $25.00 | $4.00 | 6/10/2010 2:29:56 PM |
| DUDE66 | $25.00 | $25.00 | 6/10/2010 12:39:42 PM |
| admirable-loyalty | $25.00 | $25.00 | 6/10/2010 6:50:31 PM |
| bid-treaty | $50.00 | $50.00 | 6/11/2010 4:56:59 PM |
| wlm3012 | $25.00 | $25.00 | 6/13/2010 1:27:18 PM |
| S-Master | $25.00 | $25.00 | 6/9/2010 4:15:43 PM |
| MADAOO7 | $50.00 | $50.00 | 6/9/2010 4:21:12 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/9/2010 4:23:42 PM |
| simplelender80 | $50.00 | $50.00 | 6/9/2010 4:20:46 PM |
| qwsd12 | $40.00 | $40.00 | 6/9/2010 4:19:35 PM |
| personal-lender | $25.00 | $25.00 | 6/9/2010 4:20:06 PM |
| transaction-circuit | $25.00 | $25.00 | 6/9/2010 4:22:04 PM |
| tech_helper | $25.00 | $25.00 | 6/9/2010 4:22:32 PM |
| greenwell | $25.00 | $25.00 | 6/9/2010 4:25:15 PM |
| JustMee | $25.00 | $25.00 | 6/9/2010 9:50:49 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/9/2010 5:36:56 PM |
| loot-heart | $50.00 | $50.00 | 6/10/2010 9:35:57 AM |
| scarlet-velvet | $25.00 | $25.00 | 6/11/2010 6:45:40 PM |
| jazz619 | $25.00 | $25.00 | 6/12/2010 8:00:14 AM |
| marwadi-62 | $100.00 | $100.00 | 6/12/2010 10:08:21 AM |
| payment-halo | $25.00 | $25.00 | 6/12/2010 5:40:52 PM |
| mammalian4 | $50.00 | $50.00 | 6/12/2010 1:04:43 PM |
| interstellar | $50.00 | $50.00 | 6/12/2010 1:42:45 PM |
| heerzaquestion | $25.00 | $25.00 | 6/13/2010 7:41:14 AM |
| dws2380 | $25.00 | $25.00 | 6/14/2010 2:18:53 AM |
| 34 bids
|
Borrower Payment Dependent Notes Series
461768
This series of Notes was issued and sold upon the funding of the borrower loan #43144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,060.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-10-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $83.27 |
|
Final lender yield:
| 24.50% |
Final borrower rate/APR:
| 25.50% / 27.81% |
Final monthly payment:
| $82.45 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 3m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 20 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,674 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 58% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| point-twister |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan to repair my car.
Purpose of loan:
This loan will be used to repair my car.
My financial situation:
I am a good candidate for this loan because I am now current with all my bills and paying on a regular basis.
Monthly net income: $ 2293
Monthly expenses: $
??Housing: $
350
??Insurance: $
120 ??
??Car expenses: $
120
??Utilities: $
30
??Phone, cable, internet: $
80
??Food, entertainment: $
200
??Clothing, household expenses $
0
??Credit cards and other loans: $
375 Car loan last payment is October, and expenses in this category will be $200 a month.
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain your delinquencies. - penny-surgeon
A:
The delinquencies were for Student Loans. I have now caught up with them and I am not delinquent on any loan or credit cards.
(Jun-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SolarMoonshine | $25.00 | $25.00 | 6/11/2010 3:45:07 PM |
| penny-surgeon | $25.00 | $25.00 | 6/11/2010 9:54:58 PM |
| exchange-dreams | $25.00 | $25.00 | 6/12/2010 9:41:32 AM |
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:26:53 PM |
| EngineersAlliance | $40.97 | $40.97 | 6/15/2010 6:39:37 AM |
| master648 | $40.00 | $40.00 | 6/15/2010 7:41:01 PM |
| CapricornLending | $25.00 | $25.00 | 6/15/2010 8:36:41 PM |
| SeminoleHoldings | $25.00 | $25.00 | 6/16/2010 11:46:18 AM |
| manatee21 | $75.00 | $75.00 | 6/16/2010 2:30:46 PM |
| LARRY4NY | $25.00 | $25.00 | 6/16/2010 4:35:46 PM |
| order-bee1 | $25.00 | $25.00 | 6/16/2010 7:47:20 PM |
| wa_boarder | $30.00 | $30.00 | 6/16/2010 10:57:14 PM |
| ddoneday | $30.39 | $30.39 | 6/16/2010 4:20:59 PM |
| Reliance_Banker | $25.00 | $25.00 | 6/16/2010 7:30:23 PM |
| ASuperJohn | $200.00 | $200.00 | 6/16/2010 5:14:57 PM |
| systematic-fairness | $25.00 | $25.00 | 6/17/2010 8:23:03 AM |
| Leshan | $25.00 | $25.00 | 6/17/2010 6:01:29 AM |
| carrinel | $100.00 | $100.00 | 6/17/2010 3:01:22 PM |
| fuke | $25.00 | $25.00 | 6/17/2010 12:35:03 PM |
| MrMoneyBags | $30.00 | $30.00 | 6/17/2010 11:22:43 AM |
| wise-careful-greenback | $25.00 | $25.00 | 6/17/2010 3:06:28 PM |
| icon7 | $25.00 | $25.00 | 6/17/2010 3:14:56 PM |
| hawaiitechnical | $25.00 | $25.00 | 6/17/2010 12:55:56 PM |
| evergreen16 | $76.00 | $76.00 | 6/17/2010 2:21:55 PM |
| rjsdsu | $25.00 | $25.00 | 6/17/2010 2:51:57 PM |
| patriot384 | $70.00 | $70.00 | 6/17/2010 3:32:24 PM |
| marwadi-62 | $100.00 | $100.00 | 6/12/2010 10:10:25 AM |
| wlm3012 | $25.00 | $25.00 | 6/13/2010 4:33:02 PM |
| worldly-gold | $50.00 | $50.00 | 6/14/2010 4:25:22 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/14/2010 7:12:09 PM |
| scroooge | $25.00 | $25.00 | 6/15/2010 10:31:57 AM |
| market-pudding | $25.00 | $25.00 | 6/15/2010 7:28:11 PM |
| MrRooster101 | $25.00 | $25.00 | 6/16/2010 1:56:00 PM |
| Astyanax | $30.00 | $30.00 | 6/16/2010 2:09:39 PM |
| b-rent | $25.00 | $25.00 | 6/16/2010 4:16:37 PM |
| Ambassador | $50.00 | $50.00 | 6/16/2010 3:41:40 PM |
| Bob450 | $30.00 | $27.94 | 6/16/2010 9:39:24 PM |
| jybank | $25.00 | $25.00 | 6/16/2010 10:00:26 PM |
| satisfying-deal5 | $100.00 | $100.00 | 6/16/2010 4:26:43 PM |
| unfixer | $25.00 | $25.00 | 6/16/2010 6:33:16 PM |
| prominence8 | $25.00 | $25.00 | 6/16/2010 9:15:03 PM |
| goffmt | $33.99 | $33.99 | 6/17/2010 8:45:27 AM |
| Bakerboy1983 | $46.69 | $46.69 | 6/16/2010 7:05:30 PM |
| buckskin1234 | $25.00 | $25.00 | 6/16/2010 9:18:30 PM |
| virtuous-coin | $25.00 | $25.00 | 6/17/2010 3:57:54 AM |
| paul1 | $25.00 | $25.00 | 6/17/2010 7:28:39 AM |
| Pu239 | $60.00 | $60.00 | 6/17/2010 8:20:36 AM |
| DaiUy | $25.00 | $25.00 | 6/17/2010 10:50:28 AM |
| jhernand17 | $25.00 | $25.00 | 6/17/2010 9:08:31 AM |
| Snoopylover | $25.00 | $25.00 | 6/17/2010 11:24:34 AM |
| investment-cluster | $25.00 | $25.00 | 6/17/2010 1:39:51 PM |
| DasMula | $25.00 | $25.00 | 6/17/2010 12:55:57 PM |
| malomar66 | $44.02 | $44.02 | 6/17/2010 2:16:24 PM |
| 53 bids
|
Borrower Payment Dependent Notes Series
461800
This series of Notes was issued and sold upon the funding of the borrower loan #43062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-09-2010 |
| |
Auction end date:
| Jun-16-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 28.38% |
Final borrower rate/APR:
| 29.38% / 31.75% |
Final monthly payment:
| $126.34 |
| |
|
Auction yield range:
| 10.98% - 34.00% |
Estimated loss impact:
| 10.71% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.67% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1996 |
Debt/Income ratio:
| 38% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 10m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 12 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,758 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 58% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| return-fox435 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation - Baby coming
The purpose of this loan will be to consolidate some debt prior to my new baby coming. Please help out!
My husband's income is $75,000 per year. I would like to consolidate my debt into 1 monthly payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why was the loan in 2008 cancelled? - Kash2010lu
A:
This loan was cancelled by my husband and I as he received a bonus at that time as we asked Prosper to cancel the loan.
(Jun-15-2010)
Q:
You mentioned husband's income. What is your combined monthly net income, and approx. combined............. see my page, please. thank you. - Tono
A:
Combined monthly net income is $7000.
Mortgage - 2800
Autos - 840
Internet/phone/cell - 400
Other - 1500
(Jun-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lendstats_com | $25.00 | $25.00 | 6/9/2010 4:12:07 PM |
| ChrisKwan | $25.00 | $25.00 | 6/11/2010 4:34:48 AM |
| realtormoises | $25.00 | $25.00 | 6/14/2010 2:24:46 PM |
| lendstats_com | $75.00 | $75.00 | 6/14/2010 7:50:08 PM |
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:26:43 PM |
| Bob450 | $25.00 | $25.00 | 6/14/2010 9:09:29 PM |
| asset-professor | $25.00 | $25.00 | 6/14/2010 6:59:52 PM |
| finance-prescription | $26.42 | $26.42 | 6/15/2010 10:33:46 AM |
| Land_on_your_feet | $25.00 | $25.00 | 6/15/2010 2:50:43 PM |
| Mikules | $27.17 | $27.17 | 6/15/2010 3:00:44 PM |
| Kash2010lu | $35.00 | $35.00 | 6/15/2010 9:46:17 AM |
| golden-cat | $25.00 | $25.00 | 6/15/2010 9:55:05 AM |
| wwwUniversal | $25.00 | $25.00 | 6/15/2010 1:29:51 PM |
| JeffHoll | $100.00 | $100.00 | 6/15/2010 7:07:41 PM |
| wlm3012 | $50.00 | $50.00 | 6/15/2010 7:32:42 PM |
| wlm3012 | $50.00 | $50.00 | 6/15/2010 7:33:01 PM |
| credit-missile | $25.00 | $25.00 | 6/16/2010 7:42:06 AM |
| Leshan | $25.00 | $25.00 | 6/16/2010 8:56:52 AM |
| Ambassador | $25.00 | $25.00 | 6/16/2010 3:41:12 AM |
| order-bee1 | $25.00 | $25.00 | 6/15/2010 11:37:44 PM |
| keeper24 | $25.00 | $25.00 | 6/16/2010 5:35:09 AM |
| rospa | $25.00 | $25.00 | 6/16/2010 12:16:12 AM |
| duckbill_1972 | $25.00 | $25.00 | 6/16/2010 6:55:09 AM |
| grnii78 | $53.16 | $53.16 | 6/16/2010 7:37:47 AM |
| 99Lender | $25.00 | $25.00 | 6/16/2010 8:33:40 AM |
| DasMula | $25.00 | $25.00 | 6/16/2010 3:26:19 PM |
| eboomer2611 | $25.00 | $25.00 | 6/16/2010 11:37:27 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/16/2010 11:58:52 AM |
| hamster | $28.30 | $28.30 | 6/16/2010 1:16:57 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/16/2010 1:19:28 PM |
| SeminoleHoldings | $28.97 | $28.97 | 6/16/2010 11:42:36 AM |
| glenium | $25.00 | $25.00 | 6/16/2010 11:49:07 AM |
| I_want_to_help_you | $25.00 | $25.00 | 6/16/2010 12:03:18 PM |
| independent-dollar | $30.75 | $30.75 | 6/16/2010 3:27:44 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/16/2010 2:01:39 PM |
| Starfin-Capital-Management | $75.00 | $75.00 | 6/16/2010 3:07:14 PM |
| heerzaquestion | $25.00 | $25.00 | 6/16/2010 3:38:12 PM |
| Sonihal | $58.84 | $58.84 | 6/16/2010 3:40:08 PM |
| exchange-dreams | $25.00 | $25.00 | 6/12/2010 9:48:56 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/14/2010 10:15:33 AM |
| Credit4Talent | $25.00 | $25.00 | 6/14/2010 11:16:18 AM |
| MattProsper | $50.00 | $50.00 | 6/14/2010 9:27:30 PM |
| squarebob | $25.00 | $25.00 | 6/15/2010 6:26:12 AM |
| Serpent2801 | $35.55 | $35.55 | 6/15/2010 6:57:36 AM |
| squarebob | $25.00 | $25.00 | 6/15/2010 6:15:11 AM |
| squarebob | $25.00 | $25.00 | 6/15/2010 6:25:43 AM |
| transaction-animal8 | $25.00 | $25.00 | 6/15/2010 9:12:19 AM |
| CapricornLending | $35.00 | $35.00 | 6/15/2010 8:38:58 PM |
| monstersdad | $33.50 | $33.50 | 6/15/2010 11:38:26 PM |
| omegamon1 | $25.00 | $25.00 | 6/15/2010 3:59:32 PM |
| Rip128 | $100.00 | $100.00 | 6/15/2010 4:34:49 PM |
| ASuperJohn | $200.00 | $200.00 | 6/15/2010 4:13:47 PM |
| Reliance_Banker | $25.00 | $25.00 | 6/15/2010 5:07:49 PM |
| Pu239 | $60.00 | $60.00 | 6/16/2010 8:21:49 AM |
| Kash2010lu | $35.00 | $35.00 | 6/15/2010 8:18:04 PM |
| contract-giant | $25.00 | $25.00 | 6/16/2010 10:15:57 AM |
| LeoBUSIIT | $25.00 | $25.00 | 6/16/2010 7:15:01 AM |
| credit-missile | $73.32 | $73.32 | 6/16/2010 7:38:00 AM |
| payment-halo | $25.00 | $25.00 | 6/16/2010 2:54:41 PM |
| Mark-M | $25.00 | $25.00 | 6/16/2010 3:05:37 PM |
| back-scratchers | $25.00 | $25.00 | 6/16/2010 3:34:11 PM |
| alluring-yield5 | $28.88 | $28.88 | 6/16/2010 9:26:20 AM |
| booOST | $143.49 | $143.49 | 6/16/2010 3:43:32 PM |
| peso-miser | $25.00 | $25.00 | 6/16/2010 10:35:19 AM |
| worthy-bid4 | $25.00 | $25.00 | 6/16/2010 9:41:33 AM |
| SkyLoan | $25.00 | $25.00 | 6/16/2010 11:06:16 AM |
| partyplan | $25.00 | $25.00 | 6/16/2010 10:08:58 AM |
| Bob450 | $25.00 | $25.00 | 6/16/2010 10:10:00 AM |
| rockhound84 | $25.00 | $25.00 | 6/16/2010 11:14:10 AM |
| genuine-dime | $50.00 | $50.00 | 6/16/2010 1:19:12 PM |
| revenue-sapling | $25.00 | $25.00 | 6/16/2010 10:55:04 AM |
| Trekow | $25.00 | $25.00 | 6/16/2010 2:25:25 PM |
| sturdy-peace9 | $75.00 | $75.00 | 6/16/2010 2:51:51 PM |
| Madmigel | $50.00 | $50.00 | 6/16/2010 3:28:10 PM |
| greekgst99 | $25.00 | $25.00 | 6/16/2010 3:51:30 PM |
| investment-cluster | $25.00 | $25.00 | 6/16/2010 1:34:40 PM |
| jhernand17 | $25.00 | $25.00 | 6/16/2010 1:38:16 PM |
| FundMaker | $25.00 | $25.00 | 6/16/2010 1:42:59 PM |
| mammalian4 | $50.00 | $50.00 | 6/16/2010 2:02:18 PM |
| Amber_Stone | $25.00 | $25.00 | 6/16/2010 4:06:42 PM |
| payout-bridge | $200.00 | $41.65 | 6/16/2010 4:07:01 PM |
| 81 bids
|
Borrower Payment Dependent Notes Series
461992
This series of Notes was issued and sold upon the funding of the borrower loan #43083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,400.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-10-2010 |
| |
Auction end date:
| Jun-13-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $97.02 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $97.02 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 5 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 15
/
14 | Length of status: | 4y 1m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 37 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,401 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 83% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| ideal-trade167 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to?
To purchase a used car.????
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
5,000
Monthly expenses: $
??Housing: $
??Insurance: $ 60
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 75
??Food, entertainment: $?50??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| cash-spark3 | $25.00 | $25.00 | 6/10/2010 3:35:03 PM |
| qwsd12 | $40.00 | $40.00 | 6/10/2010 3:35:04 PM |
| S-Master | $25.00 | $25.00 | 6/10/2010 3:50:00 PM |
| top-historic-peso | $26.00 | $26.00 | 6/10/2010 3:35:07 PM |
| personal-lender | $25.00 | $25.00 | 6/10/2010 3:35:13 PM |
| reflective-rupee | $25.00 | $25.00 | 6/10/2010 4:28:41 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/10/2010 3:35:28 PM |
| sympathetic-asset | $25.00 | $25.00 | 6/10/2010 10:30:04 PM |
| JGB | $76.31 | $76.31 | 6/11/2010 6:31:27 AM |
| IIP77 | $25.00 | $25.00 | 6/10/2010 4:51:55 PM |
| jonbozeman | $25.00 | $25.00 | 6/11/2010 9:41:16 AM |
| tidy-cash1 | $50.00 | $50.00 | 6/11/2010 9:55:39 AM |
| well-mannered-income3 | $25.00 | $25.00 | 6/11/2010 7:55:29 AM |
| money-bauble | $25.00 | $25.00 | 6/11/2010 1:39:58 PM |
| danthemon35 | $25.00 | $25.00 | 6/11/2010 1:45:04 PM |
| Phantom99 | $25.00 | $25.00 | 6/11/2010 9:40:54 AM |
| power-pagoda | $25.00 | $25.00 | 6/11/2010 9:41:18 AM |
| Anny-Disco | $50.00 | $50.00 | 6/11/2010 9:41:26 AM |
| Interstate_Rate | $25.00 | $25.00 | 6/11/2010 2:41:14 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/11/2010 3:34:44 PM |
| Rattlehead | $25.00 | $25.00 | 6/11/2010 1:34:39 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/11/2010 3:41:20 PM |
| heerzaquestion | $25.00 | $25.00 | 6/12/2010 5:51:36 AM |
| greenwell | $25.00 | $25.00 | 6/12/2010 2:13:01 PM |
| exchange-dreams | $25.00 | $25.00 | 6/12/2010 9:43:58 AM |
| mercuriant | $25.00 | $25.00 | 6/12/2010 1:42:19 PM |
| mammalian4 | $50.00 | $50.00 | 6/12/2010 11:29:37 PM |
| StrategicFinancier21 | $25.00 | $25.00 | 6/12/2010 5:06:12 PM |
| dough-shooter | $150.00 | $150.00 | 6/12/2010 11:29:08 PM |
| SNH | $50.00 | $50.00 | 6/10/2010 3:35:07 PM |
| orderly-leverage | $30.00 | $30.00 | 6/10/2010 3:35:09 PM |
| Thylow | $100.00 | $100.00 | 6/10/2010 3:35:37 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/10/2010 3:36:39 PM |
| loot-heart | $50.00 | $50.00 | 6/10/2010 3:38:24 PM |
| simplelender80 | $50.00 | $50.00 | 6/10/2010 3:35:20 PM |
| MADAOO7 | $50.00 | $50.00 | 6/10/2010 3:35:29 PM |
| autonomous-truth | $25.00 | $25.00 | 6/10/2010 6:59:38 PM |
| tech_helper | $25.00 | $25.00 | 6/10/2010 3:35:42 PM |
| Artist_Blue | $25.00 | $25.00 | 6/10/2010 3:47:45 PM |
| pavelz | $50.00 | $50.00 | 6/11/2010 8:34:45 AM |
| commerce-handshake | $25.00 | $25.00 | 6/11/2010 9:41:13 AM |
| desertoasis | $25.00 | $25.00 | 6/11/2010 9:41:21 AM |
| orange-preeminant-bill | $27.00 | $27.00 | 6/10/2010 4:21:15 PM |
| best-point-flow | $50.00 | $50.00 | 6/10/2010 8:00:17 PM |
| zorg77 | $25.00 | $25.00 | 6/11/2010 10:15:03 AM |
| coachmike15 | $25.00 | $25.00 | 6/11/2010 10:55:32 AM |
| kidsskipp | $25.00 | $25.00 | 6/11/2010 11:15:50 AM |
| payment-gusto | $25.00 | $25.00 | 6/11/2010 1:06:06 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/10/2010 6:48:33 PM |
| bowdish1 | $35.64 | $35.64 | 6/11/2010 6:05:04 AM |
| moola-accelerator6 | $25.00 | $25.00 | 6/11/2010 10:09:41 AM |
| teller | $25.00 | $25.00 | 6/11/2010 8:40:47 AM |
| ukstevenhawaii | $48.71 | $48.71 | 6/11/2010 12:54:38 PM |
| suomynona | $25.00 | $25.00 | 6/11/2010 9:37:09 AM |
| shrewd-deal | $25.00 | $25.00 | 6/11/2010 9:41:27 AM |
| penny-surgeon | $25.00 | $25.00 | 6/11/2010 10:33:34 AM |
| actvtrdr | $35.00 | $35.00 | 6/11/2010 10:55:34 AM |
| shrewd-peace7 | $28.25 | $28.25 | 6/11/2010 1:05:37 PM |
| Bank42 | $50.00 | $50.00 | 6/11/2010 1:34:41 PM |
| worth-arch | $25.00 | $25.00 | 6/11/2010 2:19:40 PM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:34:36 PM |
| jrbill1998 | $50.00 | $50.00 | 6/11/2010 2:41:16 PM |
| Havana21 | $25.00 | $25.00 | 6/12/2010 4:19:40 PM |
| famous-bill | $50.00 | $28.09 | 6/12/2010 11:39:37 PM |
| wwwUniversal | $25.00 | $25.00 | 6/12/2010 11:39:43 PM |
| EngineersAlliance | $75.00 | $75.00 | 6/12/2010 11:39:40 PM |
| 66 bids
|
Borrower Payment Dependent Notes Series
462030
This series of Notes was issued and sold upon the funding of the borrower loan #43100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-09-2010 |
| |
Auction end date:
| Jun-16-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $245.76 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $245.76 |
| |
|
Auction yield range:
| 10.98% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 3m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 12 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,877 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 69% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| lof1985 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off debt.
My financial situation: Fairly well
I am a good candidate for this loan because I am an honest working person, trying to start over and trying to better myself for myself and family.
Monthly net income: $
Monthly expenses: $
??Housing: $ 700
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I think your a great candidate for this loan!...Can you explain your employment status a bit more...... Where you work, how long you've been here, what you do, how your monthly pay is calculated, etc? THANKS!! - SmartConsolidation
A:
I work full-time at best buy, I've been working there for over 6 years, I am a geek squad home theater installer and I get paid bi-weekly. any more questions feel free to ask.
(Jun-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 6/9/2010 4:12:46 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/9/2010 4:21:06 PM |
| pavelz | $50.00 | $50.00 | 6/9/2010 4:21:28 PM |
| important-ore | $33.17 | $33.17 | 6/9/2010 4:36:00 PM |
| finance-prescription | $50.00 | $50.00 | 6/9/2010 4:13:23 PM |
| payment-gusto | $25.00 | $25.00 | 6/9/2010 4:14:47 PM |
| chicagoman | $25.00 | $25.00 | 6/9/2010 4:45:04 PM |
| WhiteKnightVentures | $30.00 | $30.00 | 6/9/2010 4:10:56 PM |
| tech_helper | $25.00 | $25.00 | 6/9/2010 4:22:28 PM |
| DadWarbucks | $25.00 | $25.00 | 6/9/2010 5:09:03 PM |
| upright-revenue7 | $47.92 | $47.92 | 6/9/2010 5:23:54 PM |
| bassman2 | $25.00 | $25.00 | 6/9/2010 4:36:01 PM |
| cash-spark3 | $25.00 | $25.00 | 6/9/2010 4:19:23 PM |
| SNH | $50.00 | $50.00 | 6/9/2010 4:19:46 PM |
| power-pagoda | $25.00 | $25.00 | 6/9/2010 6:16:10 PM |
| personal-lender | $25.00 | $25.00 | 6/9/2010 4:20:14 PM |
| money-bauble | $36.05 | $36.05 | 6/9/2010 7:30:00 PM |
| Ocean713 | $44.32 | $44.32 | 6/9/2010 7:35:40 PM |
| desertoasis | $25.00 | $25.00 | 6/9/2010 7:45:41 PM |
| svandgts | $43.62 | $43.62 | 6/9/2010 7:54:44 PM |
| brother_tam | $50.00 | $50.00 | 6/9/2010 4:23:32 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/9/2010 4:24:36 PM |
| Lam0nt | $25.00 | $25.00 | 6/9/2010 4:36:04 PM |
| israel15 | $25.00 | $25.00 | 6/9/2010 4:36:17 PM |
| payout-detective7 | $25.00 | $25.00 | 6/10/2010 3:54:36 AM |
| sgf | $50.00 | $50.00 | 6/9/2010 5:22:33 PM |
| treasure-bliss | $100.00 | $100.00 | 6/9/2010 4:45:08 PM |
| rock-turner | $25.00 | $25.00 | 6/9/2010 5:22:54 PM |
| AlexTrep | $25.00 | $25.00 | 6/9/2010 5:23:57 PM |
| supreme-hope | $25.00 | $25.00 | 6/10/2010 6:25:35 AM |
| gettingonyourfeet | $25.00 | $25.00 | 6/10/2010 6:29:39 AM |
| commerce-handshake | $25.00 | $25.00 | 6/9/2010 5:30:28 PM |
| raisingophelia | $25.00 | $25.00 | 6/9/2010 5:39:54 PM |
| bold-principal-thinker | $25.00 | $25.00 | 6/10/2010 8:40:30 AM |
| gotjack | $25.00 | $25.00 | 6/10/2010 8:40:44 AM |
| kind-scholarly-peace | $25.00 | $25.00 | 6/9/2010 7:44:59 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/9/2010 7:50:18 PM |
| dschaaf | $25.00 | $25.00 | 6/10/2010 9:00:17 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/9/2010 5:46:06 PM |
| shrewd-deal | $25.00 | $25.00 | 6/9/2010 6:15:46 PM |
| balance-warrior | $25.00 | $25.00 | 6/9/2010 6:49:44 PM |
| kind-responsibility-balancer | $31.52 | $31.52 | 6/9/2010 7:50:14 PM |
| CSUgrad08 | $25.00 | $25.00 | 6/10/2010 11:25:30 AM |
| social-conductor4 | $25.00 | $25.00 | 6/10/2010 8:40:31 AM |
| ukstevenhawaii | $34.73 | $34.73 | 6/10/2010 8:51:04 AM |
| benjamin67 | $25.00 | $25.00 | 6/10/2010 1:55:33 PM |
| junctionking | $25.00 | $25.00 | 6/10/2010 8:19:41 AM |
| JFKPilot | $25.00 | $25.00 | 6/10/2010 8:40:23 AM |
| falcon88dp | $25.00 | $25.00 | 6/10/2010 8:40:43 AM |
| transparency-burger | $25.88 | $25.88 | 6/10/2010 10:20:42 AM |
| Zolton | $61.45 | $61.45 | 6/10/2010 11:19:42 AM |
| SDNLR | $25.00 | $25.00 | 6/10/2010 11:25:31 AM |
| fairhelper | $25.00 | $25.00 | 6/10/2010 9:54:44 AM |
| autonomous-truth | $25.00 | $25.00 | 6/10/2010 2:09:44 PM |
| jrbill1998 | $50.00 | $50.00 | 6/10/2010 2:09:48 PM |
| systemlender | $25.00 | $25.00 | 6/10/2010 10:12:14 AM |
| seisen | $43.53 | $43.53 | 6/10/2010 10:12:27 AM |
| californiakhan | $30.00 | $30.00 | 6/10/2010 11:25:29 AM |
| point-shooter | $25.00 | $25.00 | 6/10/2010 2:09:42 PM |
| shrewd-peace7 | $30.00 | $30.00 | 6/10/2010 2:29:36 PM |
| successful-euro | $30.00 | $30.00 | 6/10/2010 2:29:38 PM |
| RochelleW | $25.00 | $25.00 | 6/11/2010 11:27:33 AM |
| ethicalhumanist | $25.00 | $25.00 | 6/12/2010 8:09:35 AM |
| ChrisKwan | $25.00 | $25.00 | 6/14/2010 9:37:45 AM |
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:26:52 PM |
| Calif-smo | $25.00 | $25.00 | 6/14/2010 7:12:01 PM |
| kendigme | $25.00 | $25.00 | 6/15/2010 2:15:52 AM |
| mammalian4 | $50.00 | $50.00 | 6/14/2010 7:49:34 PM |
| interstellar | $50.00 | $50.00 | 6/15/2010 10:25:02 AM |
| wlm3012 | $25.00 | $25.00 | 6/15/2010 8:06:56 AM |
| sensational-peace6 | $50.00 | $50.00 | 6/15/2010 1:17:36 PM |
| Byrd24 | $100.00 | $100.00 | 6/15/2010 4:58:19 PM |
| Rogelio48 | $45.00 | $45.00 | 6/16/2010 6:04:40 AM |
| Bob450 | $30.00 | $30.00 | 6/16/2010 10:17:45 AM |
| fireferd | $50.00 | $50.00 | 6/16/2010 4:07:09 PM |
| patriot384 | $70.00 | $70.00 | 6/16/2010 12:39:45 PM |
| manatee21 | $70.00 | $70.00 | 6/16/2010 2:29:36 PM |
| cippy | $50.00 | $50.00 | 6/16/2010 2:16:55 PM |
| payment-halo | $25.00 | $25.00 | 6/16/2010 3:08:33 PM |
| reflective-rupee | $25.00 | $25.00 | 6/16/2010 3:47:24 PM |
| top-historic-peso | $26.00 | $26.00 | 6/9/2010 4:19:47 PM |
| worth-arch | $25.00 | $25.00 | 6/9/2010 4:19:55 PM |
| simplelender80 | $50.00 | $50.00 | 6/9/2010 4:20:42 PM |
| MADAOO7 | $50.00 | $50.00 | 6/9/2010 4:21:08 PM |
| slartibardfast | $25.00 | $25.00 | 6/9/2010 4:36:06 PM |
| S-Master | $25.00 | $25.00 | 6/9/2010 4:13:21 PM |
| IIP77 | $25.00 | $25.00 | 6/9/2010 4:36:46 PM |
| coachmike15 | $25.00 | $25.00 | 6/9/2010 4:38:18 PM |
| inventive-exchange | $25.00 | $25.00 | 6/9/2010 5:02:04 PM |
| orderly-leverage | $30.00 | $30.00 | 6/9/2010 4:20:00 PM |
| traice | $25.00 | $25.00 | 6/9/2010 4:36:08 PM |
| elegant-loot | $25.00 | $25.00 | 6/9/2010 4:36:24 PM |
| mizount | $25.00 | $25.00 | 6/9/2010 4:36:42 PM |
| plainsmart | $25.00 | $25.00 | 6/9/2010 5:54:41 PM |
| qwsd12 | $40.00 | $40.00 | 6/9/2010 4:19:31 PM |
| orange-preeminant-bill | $33.12 | $33.12 | 6/9/2010 4:45:06 PM |
| BigCityLending | $25.00 | $25.00 | 6/9/2010 5:03:10 PM |
| Dave0 | $25.00 | $25.00 | 6/9/2010 5:03:19 PM |
| teller | $25.00 | $25.00 | 6/9/2010 5:07:02 PM |
| lloyd_s | $25.00 | $25.00 | 6/9/2010 5:07:14 PM |
| Phantom99 | $25.00 | $25.00 | 6/9/2010 4:25:08 PM |
| newest-inspiring-power | $25.00 | $25.00 | 6/9/2010 4:36:02 PM |
| slg6200 | $25.00 | $25.00 | 6/9/2010 4:36:08 PM |
| venture332 | $25.00 | $25.00 | 6/10/2010 4:59:39 AM |
| r0b3m4n | $25.00 | $25.00 | 6/9/2010 5:22:56 PM |
| DeutscheBank | $25.00 | $25.00 | 6/10/2010 5:24:37 AM |
| robweiss | $25.00 | $25.00 | 6/9/2010 5:00:41 PM |
| shellcollector | $25.00 | $25.00 | 6/9/2010 5:01:28 PM |
| jga516 | $25.00 | $25.00 | 6/9/2010 5:03:17 PM |
| best-point-flow | $50.00 | $50.00 | 6/10/2010 7:59:57 AM |
| auction-workhorse679 | $25.00 | $25.00 | 6/10/2010 8:40:39 AM |
| macgeek | $25.00 | $25.00 | 6/9/2010 7:50:17 PM |
| the-silver-blaster | $25.00 | $25.00 | 6/9/2010 9:24:44 PM |
| loot-heart | $50.00 | $50.00 | 6/10/2010 9:35:50 AM |
| MTlender | $25.00 | $25.00 | 6/9/2010 5:22:20 PM |
| Gibbyland | $35.87 | $35.87 | 6/9/2010 5:23:29 PM |
| HHP | $25.00 | $25.00 | 6/9/2010 5:23:59 PM |
| just-money930 | $50.00 | $50.00 | 6/9/2010 5:30:29 PM |
| Anny-Disco | $35.85 | $35.85 | 6/10/2010 1:05:26 AM |
| asiaratt | $100.00 | $100.00 | 6/10/2010 3:14:36 AM |
| wlm3012 | $25.00 | $25.00 | 6/10/2010 10:10:16 AM |
| Interstate_Rate | $69.37 | $69.37 | 6/10/2010 7:59:58 AM |
| Dreams4Cash | $25.00 | $25.00 | 6/9/2010 9:24:46 PM |
| LessAllan | $50.00 | $50.00 | 6/10/2010 11:54:44 AM |
| zone6 | $38.95 | $38.95 | 6/10/2010 9:00:13 AM |
| sharp-money3 | $25.00 | $25.00 | 6/10/2010 2:09:42 PM |
| Rattlehead | $25.00 | $25.00 | 6/10/2010 2:29:40 PM |
| Whipster | $50.00 | $50.00 | 6/10/2010 2:29:54 PM |
| JBA25 | $25.00 | $25.00 | 6/10/2010 6:54:34 AM |
| valiant-liberty4 | $25.00 | $25.00 | 6/10/2010 9:45:57 AM |
| inspiring-reward | $64.52 | $64.52 | 6/10/2010 8:10:53 AM |
| jonbozeman | $25.00 | $25.00 | 6/10/2010 9:24:52 AM |
| social-vibrato | $25.00 | $25.00 | 6/10/2010 11:25:28 AM |
| 87Marc | $25.00 | $25.00 | 6/10/2010 11:25:56 AM |
| payout-mongoose | $32.82 | $32.82 | 6/10/2010 12:24:36 PM |
| building_community | $25.00 | $25.00 | 6/10/2010 1:04:39 PM |
| zorg77 | $25.00 | $25.00 | 6/10/2010 2:09:45 PM |
| scottr | $25.00 | $24.55 | 6/10/2010 2:35:29 PM |
| JGB | $92.45 | $92.45 | 6/10/2010 10:12:30 AM |
| stock106 | $30.00 | $30.00 | 6/10/2010 11:25:57 AM |
| TommyTucker | $25.00 | $25.00 | 6/10/2010 12:20:33 PM |
| DUDE66 | $25.00 | $25.00 | 6/10/2010 12:39:39 PM |
| Bank42 | $50.00 | $50.00 | 6/10/2010 2:29:38 PM |
| JustMee | $25.00 | $25.00 | 6/10/2010 9:18:31 PM |
| mercuriant | $25.00 | $25.00 | 6/10/2010 5:07:24 PM |
| order-bee1 | $75.00 | $75.00 | 6/13/2010 10:59:11 AM |
| worldly-gold | $50.00 | $50.00 | 6/14/2010 4:24:18 PM |
| openness-prospector | $50.00 | $50.00 | 6/14/2010 5:39:32 PM |
| wonder3 | $25.00 | $25.00 | 6/14/2010 6:25:54 PM |
| asset-professor | $25.00 | $25.00 | 6/14/2010 7:05:32 PM |
| wwwUniversal | $25.00 | $25.00 | 6/14/2010 7:49:33 PM |
| impressive-openness7 | $50.00 | $50.00 | 6/15/2010 8:59:22 AM |
| frogperson | $125.00 | $125.00 | 6/15/2010 9:58:09 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/15/2010 10:49:37 AM |
| 1phantom | $25.00 | $25.00 | 6/15/2010 4:21:00 PM |
| dws2380 | $25.00 | $25.00 | 6/15/2010 4:35:50 PM |
| jybank | $25.00 | $25.00 | 6/15/2010 9:24:35 PM |
| MattProsper | $100.00 | $100.00 | 6/15/2010 9:35:26 PM |
| willinvest | $25.00 | $25.00 | 6/15/2010 4:57:02 PM |
| market-pudding | $25.00 | $25.00 | 6/15/2010 7:26:04 PM |
| charitycoon | $25.00 | $25.00 | 6/15/2010 7:45:24 PM |
| the-payout-hug | $25.00 | $25.00 | 6/15/2010 7:52:33 PM |
| credit-coach118 | $25.00 | $25.00 | 6/16/2010 8:50:37 AM |
| buffalobills | $25.00 | $25.00 | 6/16/2010 10:41:27 AM |
| forthright-trade | $25.00 | $25.00 | 6/16/2010 10:49:42 AM |
| Decent | $50.00 | $50.00 | 6/16/2010 1:24:28 PM |
| FundMaker | $30.00 | $30.00 | 6/16/2010 1:49:06 PM |
| rate-hickory | $25.00 | $25.00 | 6/16/2010 7:19:34 AM |
| payout-bridge | $99.31 | $99.31 | 6/16/2010 4:08:59 PM |
| rockhound84 | $25.00 | $25.00 | 6/16/2010 11:15:54 AM |
| Engineer44 | $30.00 | $30.00 | 6/16/2010 4:08:56 PM |
| 171 bids
|
Borrower Payment Dependent Notes Series
462098
This series of Notes was issued and sold upon the funding of the borrower loan #43068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jun-10-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 22.55% |
Starting borrower rate/APR:
| 23.55% / 25.84% |
Starting monthly payment:
| $331.47 |
|
Final lender yield:
| 21.00% |
Final borrower rate/APR:
| 22.00% / 24.26% |
Final monthly payment:
| $324.62 |
| |
|
Auction yield range:
| 7.98% - 22.55% |
Estimated loss impact:
| 8.49% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.51% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 10m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 30 |
Occupation: | Engineer - Electric... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $18,677 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 70% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| cp-family |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lower Interest Rate
Purpose of loan:
This loan is for debt consolidation and will be used to payoff high interest credit cards.? I plan on paying off 2 credit cards with this loan.? Both are at 34.99%
My financial situation:
I have had a secure job with a fortune 500 IT company for the last 5 years, and have been in the IT industry for over 12 years.
Here are the monthly balances of the two credit cards I plan to pay off.
Card #1: $275/5500
Card #2: $125/3000
Total:$400/month - Prosper Loan estimate would be $331, saving a monthly average of $69 and paying off in, at most, 36 months.
With the monthly/annual fees, it works out that I'll be paying these cards off in about 5 years, if I just make these minimum payments.
Cash Flow (monthly):
Income is: $7250 gross / $6053 after-tax
Expenses are:
$1258 ? Mortgage
$1000 ? Food
$200?? ? Utilities
$80???? ? Insurance
$150?? ? Hospital Bills/Etc
$60?????? Gas.
$3373 ? Total Expenses
I have been investing with Prosper as a lender since December of 2007.
Thank you for your time and consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ethicalhumanist | $25.00 | $25.00 | 6/10/2010 3:36:30 PM |
| sociallender | $25.00 | $25.00 | 6/10/2010 3:47:38 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/10/2010 3:51:05 PM |
| robot777 | $40.00 | $40.00 | 6/10/2010 3:49:36 PM |
| RedCentre | $500.00 | $500.00 | 6/10/2010 3:49:45 PM |
| DasMula | $25.00 | $25.00 | 6/10/2010 10:45:11 PM |
| reflective-rupee | $25.00 | $25.00 | 6/10/2010 4:29:10 PM |
| BenOrt | $25.00 | $25.00 | 6/11/2010 6:42:35 AM |
| Trakissta | $100.00 | $100.00 | 6/10/2010 8:01:50 PM |
| Mojo1 | $25.00 | $25.00 | 6/13/2010 6:14:17 AM |
| mercuriant | $25.00 | $25.00 | 6/14/2010 9:30:27 AM |
| investment-tempo | $35.00 | $35.00 | 6/14/2010 10:14:20 AM |
| wlm3012 | $25.00 | $25.00 | 6/13/2010 5:05:49 PM |
| Bank_Of_XL | $100.00 | $100.00 | 6/13/2010 4:58:36 PM |
| dynrep | $25.00 | $25.00 | 6/14/2010 8:51:22 AM |
| commanding-income774 | $25.00 | $25.00 | 6/14/2010 10:54:02 AM |
| felicity-daydream | $26.50 | $26.50 | 6/14/2010 3:23:12 PM |
| tnjohnso | $25.00 | $25.00 | 6/14/2010 4:40:39 PM |
| houli123 | $33.97 | $33.97 | 6/14/2010 4:21:29 PM |
| natejx | $25.00 | $25.00 | 6/14/2010 8:29:33 PM |
| d_grbg | $25.00 | $25.00 | 6/14/2010 8:30:15 PM |
| haiku328 | $100.00 | $100.00 | 6/15/2010 7:12:10 AM |
| G-Love | $500.00 | $500.00 | 6/15/2010 8:25:16 AM |
| top-courteous-peso | $25.00 | $25.00 | 6/15/2010 8:43:38 AM |
| WealthBoy | $25.00 | $25.00 | 6/14/2010 8:29:35 PM |
| liberty-thinker | $25.00 | $25.00 | 6/15/2010 11:37:39 AM |
| Kyileo | $30.00 | $30.00 | 6/15/2010 2:27:58 PM |
| fair_rates | $25.00 | $25.00 | 6/15/2010 9:15:58 AM |
| kwan | $25.00 | $25.00 | 6/15/2010 9:21:36 AM |
| order-wizard | $25.00 | $25.00 | 6/15/2010 10:46:36 AM |
| Starfin-Capital-Management | $100.00 | $100.00 | 6/15/2010 2:17:47 PM |
| power-secret-agent | $50.00 | $50.00 | 6/15/2010 5:23:58 PM |
| nalaari | $25.65 | $25.65 | 6/16/2010 5:56:23 AM |
| market-pudding | $25.00 | $25.00 | 6/15/2010 7:31:13 PM |
| green-rapid-openness | $100.00 | $100.00 | 6/15/2010 5:41:25 PM |
| CSinvestments | $25.00 | $25.00 | 6/15/2010 8:44:16 PM |
| JeffHoll | $100.00 | $100.00 | 6/15/2010 7:32:06 PM |
| mtnsofutah | $25.00 | $25.00 | 6/16/2010 7:41:31 AM |
| jonnysixgun | $100.00 | $100.00 | 6/15/2010 9:40:12 PM |
| TaoPooh | $25.00 | $25.00 | 6/16/2010 6:09:33 AM |
| payout-reaction740 | $25.00 | $25.00 | 6/16/2010 9:38:44 AM |
| Makemony | $50.00 | $50.00 | 6/16/2010 10:18:16 AM |
| blooming-kindness | $25.00 | $25.00 | 6/16/2010 11:38:08 AM |
| aspire2grow | $25.00 | $25.00 | 6/16/2010 12:00:27 PM |
| meabandit | $40.45 | $40.45 | 6/16/2010 8:44:48 PM |
| lendstats_com | $100.00 | $100.00 | 6/16/2010 9:25:10 PM |
| kendigme | $25.00 | $25.00 | 6/17/2010 3:23:13 AM |
| awwaaww | $50.00 | $50.00 | 6/16/2010 6:00:54 PM |
| 3613925 | $25.00 | $25.00 | 6/16/2010 6:25:22 PM |
| satisfying-deal5 | $100.00 | $100.00 | 6/16/2010 4:37:10 PM |
| order-bee1 | $150.00 | $150.00 | 6/16/2010 7:51:25 PM |
| jmvingeorgia | $150.00 | $150.00 | 6/17/2010 7:07:50 AM |
| noodles932 | $33.46 | $33.46 | 6/16/2010 8:48:52 PM |
| tsquared_030 | $100.00 | $100.00 | 6/17/2010 9:28:41 AM |
| OGS_Capital | $25.00 | $25.00 | 6/17/2010 9:49:20 AM |
| spiff666 | $25.00 | $25.00 | 6/16/2010 9:33:00 PM |
| MattProsper | $80.00 | $80.00 | 6/16/2010 10:26:28 PM |
| seatown7 | $50.00 | $50.00 | 6/17/2010 1:31:22 AM |
| power-secret-agent | $50.00 | $50.00 | 6/17/2010 4:45:29 AM |
| ronin4sale | $25.00 | $25.00 | 6/17/2010 9:17:58 AM |
| exciting-fairness | $200.00 | $200.00 | 6/17/2010 2:55:46 PM |
| msgslg68 | $30.00 | $30.00 | 6/17/2010 3:14:15 PM |
| point-berserker | $25.00 | $25.00 | 6/17/2010 11:44:59 AM |
| balance-chestnut | $50.00 | $50.00 | 6/17/2010 12:00:13 PM |
| PotBellyPete | $39.00 | $39.00 | 6/17/2010 12:28:33 PM |
| VIPBank | $30.00 | $30.00 | 6/17/2010 3:31:54 PM |
| 0403 | $25.00 | $25.00 | 6/17/2010 3:34:58 PM |
| nodlives | $37.32 | $37.32 | 6/17/2010 1:20:40 PM |
| sharp518 | $25.00 | $25.00 | 6/17/2010 1:53:54 PM |
| malomar66 | $40.00 | $40.00 | 6/17/2010 2:17:10 PM |
| credit-missile | $75.00 | $75.00 | 6/17/2010 3:19:03 PM |
| 3am-preacher | $25.00 | $25.00 | 6/10/2010 3:47:29 PM |
| rate-mogul | $50.00 | $50.00 | 6/10/2010 3:49:37 PM |
| new-peso-concerto | $100.00 | $100.00 | 6/11/2010 9:29:58 AM |
| Top_Gun_Lender | $31.86 | $31.86 | 6/10/2010 10:41:20 PM |
| foothillender | $25.00 | $25.00 | 6/11/2010 7:40:57 AM |
| 7arkahc | $45.00 | $45.00 | 6/11/2010 9:53:25 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/11/2010 3:49:03 PM |
| tidy-generosity | $40.00 | $40.00 | 6/14/2010 10:12:19 AM |
| Ven58 | $25.00 | $25.00 | 6/14/2010 10:14:50 AM |
| loanman2007 | $50.00 | $50.00 | 6/14/2010 9:56:30 AM |
| dynrep | $25.00 | $25.00 | 6/14/2010 8:51:07 AM |
| Eaglehigh | $25.00 | $25.00 | 6/14/2010 11:47:46 AM |
| firsttouch1 | $500.00 | $402.42 | 6/14/2010 11:52:51 AM |
| JGuide | $26.10 | $26.10 | 6/14/2010 3:13:26 PM |
| careful-compassion | $25.00 | $25.00 | 6/14/2010 2:27:35 PM |
| northern_paddler | $25.00 | $25.00 | 6/14/2010 6:00:28 PM |
| wwwUniversal | $25.00 | $25.00 | 6/14/2010 8:30:11 PM |
| FinanceEngine | $25.00 | $25.00 | 6/14/2010 9:46:04 PM |
| wonder3 | $25.00 | $25.00 | 6/14/2010 5:41:33 PM |
| squarebob | $25.00 | $25.00 | 6/15/2010 6:02:06 AM |
| credit-panda1 | $50.00 | $50.00 | 6/15/2010 6:31:33 AM |
| Tai | $25.00 | $25.00 | 6/15/2010 8:32:24 AM |
| cashhelp | $25.00 | $25.00 | 6/14/2010 8:29:36 PM |
| asset-professor | $25.00 | $25.00 | 6/14/2010 6:43:59 PM |
| penny-surgeon | $25.00 | $25.00 | 6/14/2010 7:25:34 PM |
| JustMee | $25.00 | $25.00 | 6/15/2010 7:43:48 AM |
| freedom3 | $632.59 | $632.59 | 6/14/2010 9:46:36 PM |
| FIRE09 | $75.00 | $75.00 | 6/15/2010 5:57:16 AM |
| Dollars4Rent | $25.00 | $25.00 | 6/15/2010 7:16:30 AM |
| Techne_Funds_LLC | $25.00 | $25.00 | 6/15/2010 4:50:40 PM |
| squarebob | $25.00 | $25.00 | 6/15/2010 6:29:58 PM |
| charitycoon | $25.00 | $25.00 | 6/15/2010 7:47:12 PM |
| omegamon1 | $25.00 | $25.00 | 6/15/2010 4:01:14 PM |
| SaintMatthew | $25.00 | $25.00 | 6/15/2010 6:36:12 PM |
| intelligent-reward7 | $25.88 | $25.88 | 6/15/2010 7:45:33 PM |
| ghinga | $25.00 | $25.00 | 6/15/2010 5:50:15 PM |
| TravisMcGee | $25.00 | $25.00 | 6/15/2010 8:32:34 PM |
| tompau | $25.00 | $25.00 | 6/16/2010 9:06:04 AM |
| DRA-Properties | $25.00 | $25.00 | 6/16/2010 4:23:27 AM |
| income-fortress | $25.00 | $25.00 | 6/16/2010 10:00:18 AM |
| Socal | $121.09 | $121.09 | 6/16/2010 12:35:11 AM |
| hellasow | $25.00 | $25.00 | 6/16/2010 9:07:17 AM |
| Sol_Invictus | $25.00 | $25.00 | 6/16/2010 7:45:14 AM |
| Ambassador | $50.00 | $50.00 | 6/16/2010 3:38:12 PM |
| buffalobills | $25.00 | $25.00 | 6/16/2010 10:45:25 AM |
| principal-star | $25.00 | $25.00 | 6/16/2010 11:25:49 AM |
| Magician | $40.00 | $40.00 | 6/16/2010 2:07:56 PM |
| investment-cluster | $25.00 | $25.00 | 6/16/2010 4:35:54 PM |
| manatee21 | $75.00 | $75.00 | 6/16/2010 2:31:48 PM |
| SmartBanking | $25.00 | $25.00 | 6/16/2010 5:17:40 PM |
| mhotchan | $97.53 | $97.53 | 6/16/2010 4:13:51 PM |
| RiskAdverse | $25.00 | $25.00 | 6/16/2010 7:55:56 PM |
| Johnab | $50.00 | $50.00 | 6/16/2010 4:37:35 PM |
| mammalian4 | $50.00 | $50.00 | 6/16/2010 4:51:23 PM |
| unfixer | $25.00 | $25.00 | 6/16/2010 6:29:36 PM |
| ptjg | $25.00 | $25.00 | 6/16/2010 4:35:46 PM |
| padewy | $25.00 | $25.00 | 6/16/2010 4:36:02 PM |
| DannyPhantom | $50.00 | $50.00 | 6/16/2010 8:00:57 PM |
| knowonder | $25.00 | $25.00 | 6/16/2010 8:10:05 PM |
| Payout_Assured | $25.00 | $25.00 | 6/17/2010 8:41:44 AM |
| bold-attentive-listing | $55.62 | $55.62 | 6/16/2010 10:25:05 PM |
| rate-hickory | $50.00 | $50.00 | 6/17/2010 9:08:18 AM |
| buckeyebucks | $50.00 | $50.00 | 6/16/2010 7:27:35 PM |
| gothampark | $25.00 | $25.00 | 6/16/2010 8:25:20 PM |
| Leshan | $100.00 | $100.00 | 6/17/2010 6:07:26 AM |
| ingeborg77 | $62.00 | $62.00 | 6/17/2010 6:38:49 AM |
| loan-fate | $30.56 | $30.56 | 6/17/2010 1:31:05 PM |
| worthy-bid4 | $25.00 | $25.00 | 6/17/2010 8:09:13 AM |
| SkinnyFish | $25.00 | $25.00 | 6/17/2010 5:15:58 AM |
| Pu239 | $60.00 | $60.00 | 6/17/2010 8:26:00 AM |
| jcw3rd | $25.00 | $25.00 | 6/17/2010 1:42:00 PM |
| r1w | $25.00 | $25.00 | 6/17/2010 6:37:59 AM |
| don'twannadance | $50.00 | $50.00 | 6/17/2010 6:44:22 AM |
| encore739 | $25.00 | $25.00 | 6/17/2010 3:27:06 PM |
| patriot384 | $140.00 | $140.00 | 6/17/2010 3:34:10 PM |
| intelligent-reward7 | $25.00 | $25.00 | 6/17/2010 8:09:43 AM |
| blitz_ac | $30.00 | $30.00 | 6/17/2010 8:18:03 AM |
| HQLender06851 | $50.00 | $50.00 | 6/17/2010 10:49:45 AM |
| fuke | $25.00 | $25.00 | 6/17/2010 12:33:30 PM |
| colorado_family | $28.00 | $28.00 | 6/17/2010 9:46:33 AM |
| iidemosthenesii | $25.00 | $25.00 | 6/17/2010 11:01:58 AM |
| investment-cluster | $75.00 | $75.00 | 6/17/2010 1:42:22 PM |
| carrinel | $100.00 | $100.00 | 6/17/2010 3:12:39 PM |
| icon7 | $35.00 | $35.00 | 6/17/2010 3:17:49 PM |
| 155 bids
|
Borrower Payment Dependent Notes Series
462116
This series of Notes was issued and sold upon the funding of the borrower loan #43118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,300.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $149.28 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $149.28 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 5 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 6
/
4 | Length of status: | 0y 8m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 10 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $229 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 10% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| glimmering-revenue4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purchasing a Scooter
Purpose of loan:
This loan will be used to purchase a brand new scooter, a Sym HD 200 to be specific. I finally am getting my motorcycle's license, and will use this to get around.
My financial situation:
While I have made mistakes in the past (being an immature college student), I am now more financially stable, especially with my census job that I have. I am now a supervisor, and am getting decent pay. Yes, my credit history may be bad, but I have over 1000 in the bank and am saving in large amounts to make any payments I need.
Monthly net income: $
I net about 2800 dollars after taxes a month.
Monthly expenses: $
??Housing: $
0-live with parents
??Insurance: $
0-Dont have it yet though it is estimated to be $50 a month
??Car expenses: $
0
??Utilities: $
0
??Phone, cable, internet: $54
??Food, entertainment: $
250
??Clothing, household expenses $50
??Credit cards and other loans: $
0
??Other expenses: $
200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what are your long range plans for repayment? The Census job is a temporary short term form of employment? I commend you for the dedication but long range... whats up?? - funds4fun
A:
I have my census job until about august, at which point I will claim unemployment. Yes, in NY, you just need to be working two calender quarters with a minimum earned each quarter to qualify, so I'm ok even though this is temporary work. At which point, I will get a research job because I now have my bachelor's in Biology.
(Jun-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| slico | $25.00 | $25.00 | 6/11/2010 4:17:54 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/11/2010 4:18:39 PM |
| Caerus | $25.00 | $25.00 | 6/11/2010 4:19:28 PM |
| SBT | $25.00 | $25.00 | 6/11/2010 4:19:34 PM |
| reflective-rupee | $25.00 | $25.00 | 6/11/2010 6:08:14 PM |
| burrito6 | $25.00 | $25.00 | 6/11/2010 4:18:15 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/11/2010 4:19:40 PM |
| simplelender80 | $50.00 | $50.00 | 6/11/2010 4:19:43 PM |
| autonomous-truth | $50.00 | $50.00 | 6/11/2010 4:17:07 PM |
| contract-maracas | $25.22 | $25.22 | 6/12/2010 2:13:31 PM |
| LenderFish | $50.00 | $50.00 | 6/13/2010 9:11:51 AM |
| kubien | $25.00 | $25.00 | 6/12/2010 9:59:42 PM |
| social-vibrato | $25.00 | $25.00 | 6/14/2010 7:59:41 AM |
| bebeshor | $25.00 | $25.00 | 6/14/2010 5:15:09 AM |
| well-mannered-income3 | $25.00 | $25.00 | 6/14/2010 4:04:51 PM |
| shrewd-peace7 | $25.00 | $25.00 | 6/14/2010 9:37:52 AM |
| unger | $50.00 | $50.00 | 6/14/2010 3:44:18 PM |
| Rogesparkguy | $25.00 | $25.00 | 6/14/2010 8:09:53 PM |
| Tono | $25.00 | $25.00 | 6/14/2010 4:50:41 PM |
| coasterman | $25.00 | $25.00 | 6/15/2010 8:52:20 AM |
| IIP77 | $25.00 | $25.00 | 6/15/2010 4:26:26 PM |
| dreemin | $100.00 | $100.00 | 6/15/2010 10:03:45 PM |
| Ronnieboy888 | $25.00 | $25.00 | 6/15/2010 10:33:43 PM |
| halothane_logic | $25.00 | $25.00 | 6/16/2010 11:06:48 AM |
| basis-prodigy | $25.00 | $25.00 | 6/16/2010 11:06:55 AM |
| inqbus | $25.00 | $25.00 | 6/16/2010 11:07:35 AM |
| Panitza | $34.91 | $34.91 | 6/16/2010 12:21:28 PM |
| workinghardoregon | $25.00 | $25.00 | 6/16/2010 9:34:37 AM |
| gallant-economy9 | $25.00 | $25.00 | 6/16/2010 9:35:15 AM |
| phredd | $25.00 | $25.00 | 6/16/2010 11:07:36 AM |
| Georgetastic | $25.00 | $25.00 | 6/16/2010 11:06:50 AM |
| KrazyCelticKid | $25.00 | $25.00 | 6/16/2010 11:06:56 AM |
| gimincorp | $25.00 | $25.00 | 6/16/2010 11:07:33 AM |
| famous-bill | $50.00 | $50.00 | 6/17/2010 5:19:44 AM |
| noble-revenue | $25.00 | $25.00 | 6/17/2010 10:34:00 AM |
| capital-galaxy | $46.16 | $46.16 | 6/17/2010 5:45:08 PM |
| loan-genie88 | $25.00 | $25.00 | 6/18/2010 12:30:51 AM |
| DMKAssetManagement | $25.00 | $25.00 | 6/18/2010 8:15:17 AM |
| Diamond_Jim | $25.00 | $25.00 | 6/11/2010 4:19:37 PM |
| svandgts | $50.00 | $50.00 | 6/11/2010 4:19:46 PM |
| RMB-Investments | $25.00 | $25.00 | 6/11/2010 4:13:57 PM |
| zone6 | $100.00 | $100.00 | 6/11/2010 4:16:21 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/11/2010 4:19:32 PM |
| kind-efficient-credit | $25.00 | $25.00 | 6/11/2010 4:19:39 PM |
| helping-out | $35.00 | $35.00 | 6/11/2010 4:19:49 PM |
| Amber_Stone | $25.00 | $25.00 | 6/11/2010 8:28:20 PM |
| Artist_Blue | $25.00 | $25.00 | 6/12/2010 1:27:42 PM |
| time4aloan | $25.00 | $25.00 | 6/12/2010 2:24:50 PM |
| Aleut | $25.00 | $25.00 | 6/12/2010 2:31:21 PM |
| ah-long | $25.00 | $25.00 | 6/12/2010 2:44:41 PM |
| 108lender | $25.00 | $25.00 | 6/12/2010 1:55:43 PM |
| burgeoning-silver | $25.00 | $25.00 | 6/13/2010 9:39:37 PM |
| skuba | $25.00 | $25.00 | 6/14/2010 5:15:10 AM |
| Buffer10 | $25.00 | $25.00 | 6/12/2010 11:14:39 PM |
| marketplace-buckeye | $25.00 | $25.00 | 6/12/2010 4:25:32 PM |
| S-Master | $25.00 | $25.00 | 6/14/2010 9:04:35 AM |
| smart-rate7 | $30.00 | $30.00 | 6/12/2010 6:13:51 PM |
| platinum-genetics | $50.00 | $50.00 | 6/14/2010 9:46:19 AM |
| A007 | $25.00 | $25.00 | 6/14/2010 10:56:23 AM |
| reward-adventure | $25.00 | $25.00 | 6/14/2010 10:56:39 AM |
| NycDean | $50.00 | $50.00 | 6/14/2010 12:55:57 PM |
| Speculator | $25.00 | $25.00 | 6/13/2010 3:05:50 PM |
| mesfinity | $25.00 | $25.00 | 6/14/2010 7:59:42 AM |
| MonkeyB | $25.00 | $25.00 | 6/14/2010 8:15:04 AM |
| realtormoises | $25.00 | $25.00 | 6/14/2010 2:25:54 PM |
| sharp-money3 | $25.00 | $25.00 | 6/14/2010 9:14:36 AM |
| swoosh | $25.00 | $25.00 | 6/13/2010 9:39:36 PM |
| inspiring-reward | $200.00 | $200.00 | 6/14/2010 10:57:04 AM |
| genuine-responsibility8 | $50.00 | $50.00 | 6/14/2010 9:14:37 AM |
| gelidfrank | $25.00 | $25.00 | 6/14/2010 10:34:55 AM |
| bassman2 | $25.00 | $25.00 | 6/14/2010 10:56:26 AM |
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:25:30 PM |
| ore-leather | $25.00 | $25.00 | 6/14/2010 4:23:23 PM |
| squarebob | $25.00 | $25.00 | 6/15/2010 5:58:57 AM |
| impala6464 | $100.00 | $100.00 | 6/14/2010 6:49:52 PM |
| Jrbgood | $50.00 | $50.00 | 6/15/2010 4:24:24 PM |
| Gibbyland | $50.00 | $50.00 | 6/15/2010 4:26:13 PM |
| loan-kung-fu | $25.00 | $25.00 | 6/16/2010 11:06:51 AM |
| TribecaFunding | $25.00 | $25.00 | 6/16/2010 11:06:49 AM |
| Tammy102800 | $25.00 | $25.00 | 6/16/2010 11:06:55 AM |
| Midwestvalues | $100.00 | $100.00 | 6/16/2010 11:06:45 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 6/16/2010 11:06:54 AM |
| charlieok | $25.00 | $25.00 | 6/16/2010 12:21:27 PM |
| Mark-M | $25.00 | $25.00 | 6/16/2010 5:02:13 PM |
| ideal-economy | $35.00 | $35.00 | 6/17/2010 2:44:26 PM |
| econgineer | $62.96 | $62.96 | 6/17/2010 10:10:19 AM |
| surgeon3 | $25.00 | $25.00 | 6/17/2010 7:26:17 PM |
| order-bee1 | $100.00 | $100.00 | 6/17/2010 9:37:51 PM |
| Leshan | $50.00 | $50.00 | 6/18/2010 10:14:02 AM |
| reflective-rupee | $100.00 | $30.75 | 6/18/2010 11:03:16 AM |
| revenue-officer36 | $25.00 | $25.00 | 6/18/2010 9:40:13 AM |
| Engineer44 | $25.00 | $25.00 | 6/18/2010 4:08:18 PM |
| wlm3012 | $25.00 | $25.00 | 6/18/2010 3:06:46 PM |
| 93 bids
|
Borrower Payment Dependent Notes Series
462130
This series of Notes was issued and sold upon the funding of the borrower loan #43105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $92.77 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $92.77 |
| |
|
Auction yield range:
| 2.98% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 10m |
|
Credit score:
| 820-839 (Jun-2010) |
Total credit lines:
| 22 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,736 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 5% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| blue-diversification-guru |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
We had a few small unexpected expenses?including a move across the country,?auto?repairs on both of our vehicles, and normal maintenance repairs on our home.?I am looking for a way to smooth out those expenses without putting it on a credit card.?
My financial situation:
My credit profile says it all. I budget so I can meet all of my expenses and also pay for emergencies. I earn approximately $4,200 a month after bonuses and pay less than $300 a month in revolving credit lines.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| epicanthal | $25.00 | $25.00 | 6/11/2010 4:10:39 PM |
| turbospeed | $25.00 | $25.00 | 6/11/2010 4:18:10 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/11/2010 4:19:16 PM |
| lendermender | $25.00 | $25.00 | 6/11/2010 4:11:43 PM |
| meux99 | $25.00 | $22.15 | 6/11/2010 4:13:16 PM |
| ujiba | $25.00 | $25.00 | 6/11/2010 4:16:59 PM |
| conductor146 | $25.00 | $25.00 | 6/11/2010 6:24:37 PM |
| kunger | $25.00 | $25.00 | 6/11/2010 4:09:59 PM |
| burgeoning-silver | $25.00 | $25.00 | 6/11/2010 4:10:06 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/11/2010 4:12:52 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/11/2010 4:24:00 PM |
| zx12rider | $25.00 | $25.00 | 6/12/2010 5:41:02 AM |
| julijask | $35.00 | $35.00 | 6/12/2010 2:11:10 PM |
| surfsider123 | $25.00 | $25.00 | 6/12/2010 10:08:18 AM |
| JohnSmith10 | $44.00 | $44.00 | 6/13/2010 4:02:04 PM |
| blot44 | $25.00 | $25.00 | 6/13/2010 9:51:44 AM |
| Chesterite | $25.00 | $25.00 | 6/14/2010 3:17:42 PM |
| sven111 | $25.00 | $25.00 | 6/14/2010 4:28:03 PM |
| LindaRicci | $25.00 | $25.00 | 6/14/2010 4:37:57 PM |
| Kelor99 | $25.00 | $25.00 | 6/14/2010 5:50:34 PM |
| all_of_that_one | $25.00 | $25.00 | 6/14/2010 8:55:33 PM |
| octoberfresh | $25.00 | $25.00 | 6/15/2010 6:33:21 AM |
| cwegert | $40.00 | $40.00 | 6/15/2010 8:11:47 AM |
| FLFF | $50.00 | $50.00 | 6/15/2010 12:56:48 PM |
| balance-chestnut | $50.00 | $50.00 | 6/15/2010 10:06:28 PM |
| bfn311 | $25.00 | $25.00 | 6/15/2010 4:49:28 PM |
| BankofRa | $25.00 | $25.00 | 6/15/2010 4:56:34 PM |
| knark | $25.00 | $25.00 | 6/16/2010 11:26:34 AM |
| jimduism | $25.00 | $25.00 | 6/16/2010 10:39:00 PM |
| gavinsp | $25.00 | $25.00 | 6/17/2010 12:58:48 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/17/2010 9:23:16 PM |
| eCapital | $25.00 | $25.00 | 6/17/2010 10:56:51 PM |
| cwegert | $35.00 | $35.00 | 6/17/2010 11:18:15 PM |
| a-wealth-visionary | $89.71 | $89.71 | 6/18/2010 8:13:47 AM |
| best-generosity-financier | $25.00 | $25.00 | 6/17/2010 6:58:26 PM |
| value-pouch | $100.00 | $100.00 | 6/17/2010 10:12:44 PM |
| Simply2fly | $25.00 | $25.00 | 6/18/2010 8:32:37 AM |
| wild-orange | $25.00 | $25.00 | 6/18/2010 12:36:38 PM |
| djalan | $112.25 | $112.25 | 6/18/2010 1:56:19 PM |
| StocksMan | $50.00 | $50.00 | 6/18/2010 4:07:29 PM |
| TomDalonajay | $25.00 | $25.00 | 6/18/2010 10:58:24 AM |
| bradny | $25.00 | $25.00 | 6/18/2010 12:10:52 PM |
| Ivan2007 | $25.00 | $25.00 | 6/11/2010 4:12:23 PM |
| wwwUniversal | $25.00 | $25.00 | 6/11/2010 4:39:46 PM |
| successful-euro | $30.00 | $30.00 | 6/11/2010 4:13:12 PM |
| RandyL3 | $33.00 | $33.00 | 6/11/2010 4:22:53 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 6/11/2010 4:37:16 PM |
| Chad2Help | $25.00 | $25.00 | 6/14/2010 4:51:09 AM |
| bigb7 | $30.00 | $30.00 | 6/14/2010 5:18:23 PM |
| fcrick | $25.00 | $25.00 | 6/15/2010 11:19:57 AM |
| pokey38650 | $25.00 | $25.00 | 6/15/2010 11:23:50 AM |
| cash-vault | $25.00 | $25.00 | 6/15/2010 11:39:47 AM |
| dbanwart | $25.00 | $25.00 | 6/15/2010 4:55:40 PM |
| mg144 | $73.35 | $73.35 | 6/15/2010 8:47:56 PM |
| giovani | $25.00 | $25.00 | 6/16/2010 6:51:31 PM |
| ideal-coin | $102.62 | $102.62 | 6/17/2010 6:11:57 AM |
| aggielender | $50.00 | $50.00 | 6/17/2010 9:09:56 AM |
| felicity-loyalist0 | $25.00 | $25.00 | 6/17/2010 6:27:01 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/17/2010 9:23:31 PM |
| kc_dude | $25.00 | $25.00 | 6/17/2010 9:26:10 PM |
| 1phantom | $50.00 | $50.00 | 6/18/2010 8:26:41 AM |
| G-Love | $534.92 | $534.92 | 6/18/2010 9:53:03 AM |
| julijask | $35.00 | $35.00 | 6/18/2010 11:01:41 AM |
| Patrician | $50.00 | $50.00 | 6/18/2010 9:59:31 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 6/18/2010 1:00:03 PM |
| khamlagirl | $25.00 | $25.00 | 6/18/2010 11:38:59 AM |
| peso-sphinx | $33.00 | $33.00 | 6/18/2010 3:19:00 PM |
| kevdigital | $25.00 | $25.00 | 6/18/2010 3:46:18 PM |
| 68 bids
|
Borrower Payment Dependent Notes Series
462154
This series of Notes was issued and sold upon the funding of the borrower loan #43108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 33.28% |
Starting borrower rate/APR:
| 34.28% / 37.70% |
Starting monthly payment:
| $53.80 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 29.25% |
Final monthly payment:
| $48.35 |
| |
|
Auction yield range:
| 13.98% - 33.28% |
Estimated loss impact:
| 15.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 47% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Retired |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 5m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 34 | Stated income: | $25,000-$49,999 |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $6,296 | |
|
Amount delinquent:
| $5,690 |
Bankcard utilization:
| 88% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 7 | | | | |
|
Screen name:
| longst |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 28 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2010)
680-699
(Jan-2008)
|
|
Principal balance:
| $1,297.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
pay off existing prosper loas
Purpose of loan:
This loan will be used to?pay off existing Prosper loan.?
My financial situation:
I am a good candidate for this loan because?I have been a good customer of Prosper.? I have not missed a payment during the entire history of my loan account with Prosper.?
Monthly net income: $3900.
Monthly expenses: $
??Housing: $775.
??Insurance: $92.
??Car expenses: $273.
??Utilities: $200.
??Phone, cable, internet: $85.
??Food, entertainment: $300.
??Clothing, household expenses $50.
??Credit cards and other loans: $400.
??Other expenses: $ 75
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why would you want to increase your rate from 14% to 30 something? - Kash2010lu
A:
The short answer is that what I'm really accomplishing here is to reduce my
monthly payment by approximately $120.
(Jun-14-2010)
Q:
could you explain the $5,690 in amount delinquent and the 7 instances of delinquency? - green-rapid-openness
A:
Greedy credit card co. sudden jump in interest rate prompted me to discontinue payments while trying to negotiate rate. I failed and card went into collection. It is being paid down by me which my credit report will not reflect. Seven instances were simply late payments sprinkled over several years, which reporting agencies show as delinquent.
(Jun-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:27:02 PM |
| Aberdeen | $400.00 | $400.00 | 6/14/2010 7:36:10 PM |
| r1w | $25.00 | $25.00 | 6/17/2010 6:41:30 AM |
| shrewd-income | $25.00 | $25.00 | 6/17/2010 7:57:08 AM |
| quest0 | $50.00 | $50.00 | 6/18/2010 2:02:14 PM |
| kinetic-social | $30.00 | $30.00 | 6/18/2010 3:43:32 PM |
| jhouman | $25.00 | $25.00 | 6/14/2010 4:43:15 PM |
| exchange-dreams | $25.00 | $25.00 | 6/14/2010 8:50:27 PM |
| wlm3012 | $25.00 | $25.00 | 6/15/2010 8:24:08 AM |
| red-favorable-basis | $25.00 | $25.00 | 6/15/2010 9:46:35 AM |
| chameleon125 | $100.00 | $100.00 | 6/16/2010 8:51:54 AM |
| boo_hoo | $50.00 | $50.00 | 6/16/2010 5:24:44 PM |
| bunnybear | $25.00 | $25.00 | 6/17/2010 4:19:05 PM |
| rlaboy | $25.00 | $25.00 | 6/17/2010 4:22:26 PM |
| nerlands | $25.00 | $25.00 | 6/18/2010 9:40:16 AM |
| allbalooboy2 | $25.00 | $25.00 | 6/17/2010 8:19:34 PM |
| Leshan | $100.00 | $100.00 | 6/18/2010 10:18:21 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/18/2010 10:22:14 AM |
| wise-repayment-seeker | $25.00 | $25.00 | 6/18/2010 10:28:12 AM |
| Free-the-usa-1776 | $30.40 | $0.91 | 6/17/2010 11:10:24 PM |
| skaught | $29.09 | $29.09 | 6/18/2010 12:34:07 PM |
| Bob450 | $35.00 | $35.00 | 6/18/2010 3:11:30 PM |
| khamlagirl | $25.00 | $25.00 | 6/18/2010 11:39:59 AM |
| wild-orange | $25.00 | $25.00 | 6/18/2010 12:37:28 PM |
| hawk357 | $30.00 | $30.00 | 6/18/2010 1:25:09 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
462160
This series of Notes was issued and sold upon the funding of the borrower loan #43080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 33.15% |
Starting borrower rate/APR:
| 34.15% / 36.59% |
Starting monthly payment:
| $223.78 |
|
Final lender yield:
| 33.15% |
Final borrower rate/APR:
| 34.15% / 36.59% |
Final monthly payment:
| $223.78 |
| |
|
Auction yield range:
| 13.98% - 33.15% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 5m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 14 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,911 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 84% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| ferocious-nickel0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for daughter's braces
Purpose of loan:
This loan will be used to? pay for my daughter's braces.
My financial situation:
I am a good candidate for this loan because? I pay my bills on time and I have good credit.
Monthly net income: $ 26,000
Monthly expenses: $
??Housing: $ 949.00
??Insurance: $ 110.00
??Car expenses: $
??Utilities: $ 100.00
??Phone, cable, internet: $?59.95
??Food, entertainment: $ 120.00
??Clothing, household expenses $
??Credit cards and other loans: $?120.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
If your monthly income is 26,000, why do you need to borrow money at such a high interest rate? - genuine-diversification5
A:
It was the only interest rate I could apply for at the time. I would love a lower interest rate.
(Jun-16-2010)
Q:
In one part, you list your yearly income as between 25k and 50k. Then you write that you have a monthly income of 26k. I'm led to believe you are thus making 26k per year.
Also, you've only been at your job for 5 months. What is that you do? - tompau
A:
I did not know my income was listed as 50K. I think the choice was from 25K to 50K. I make 26K a year. Yes I have been on my jobs 5 months because I had been laid off for awhile and after that I was doing temp work. I am a clerical assistant.
(Jun-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loot-heart | $50.00 | $50.00 | 6/11/2010 4:17:41 PM |
| orderly-leverage | $30.00 | $30.00 | 6/11/2010 4:22:07 PM |
| MADAOO7 | $50.00 | $50.00 | 6/11/2010 4:22:40 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/11/2010 4:16:48 PM |
| MoneyMA | $25.00 | $25.00 | 6/11/2010 11:59:36 PM |
| S-Master | $25.00 | $25.00 | 6/11/2010 4:21:25 PM |
| cash-spark3 | $25.00 | $25.00 | 6/11/2010 4:21:55 PM |
| SNH | $50.00 | $50.00 | 6/11/2010 4:22:01 PM |
| personal-lender | $25.00 | $25.00 | 6/11/2010 4:22:11 PM |
| Artist_Blue | $25.00 | $25.00 | 6/11/2010 4:16:04 PM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:34:34 PM |
| StrategicFinancier21 | $25.00 | $25.00 | 6/12/2010 4:49:59 PM |
| desertoasis | $25.00 | $25.00 | 6/12/2010 11:29:36 PM |
| kingston1 | $25.00 | $25.00 | 6/13/2010 12:09:37 AM |
| pavelz | $30.25 | $30.25 | 6/13/2010 1:49:57 PM |
| JGB | $25.00 | $25.00 | 6/13/2010 5:24:52 PM |
| Havana21 | $25.00 | $25.00 | 6/12/2010 4:19:38 PM |
| shrewd-peace7 | $25.00 | $25.00 | 6/12/2010 11:14:37 PM |
| asiaratt | $59.00 | $59.00 | 6/14/2010 7:01:56 AM |
| payment-gusto | $25.00 | $25.00 | 6/14/2010 9:30:50 AM |
| dime-reaction | $25.00 | $25.00 | 6/14/2010 9:35:44 AM |
| Interstate_Rate | $25.00 | $25.00 | 6/12/2010 11:29:39 PM |
| lagnisiruk | $25.00 | $25.00 | 6/13/2010 11:40:01 PM |
| fixing_financials | $25.00 | $25.00 | 6/13/2010 9:14:15 PM |
| supreme-hope | $25.00 | $25.00 | 6/14/2010 9:38:15 AM |
| power-pagoda | $25.00 | $25.00 | 6/14/2010 3:56:01 PM |
| payout-carnival | $25.00 | $25.00 | 6/14/2010 9:35:11 AM |
| benefit-elation | $25.00 | $25.00 | 6/14/2010 12:49:37 PM |
| lloyd_s | $25.00 | $25.00 | 6/14/2010 3:49:17 PM |
| Anny-Disco | $50.00 | $50.00 | 6/14/2010 3:49:42 PM |
| market-pudding | $25.00 | $25.00 | 6/14/2010 4:40:08 PM |
| oskizzle | $25.00 | $25.00 | 6/14/2010 4:35:51 PM |
| bankbuddy55 | $50.00 | $50.00 | 6/14/2010 7:11:14 PM |
| bid-czar8 | $100.00 | $100.00 | 6/14/2010 5:54:49 PM |
| coasterman | $25.00 | $25.00 | 6/15/2010 8:56:26 AM |
| SFDiver | $25.00 | $25.00 | 6/14/2010 8:24:52 PM |
| spsavage | $25.00 | $25.00 | 6/15/2010 10:51:04 AM |
| iGeoff | $25.00 | $25.00 | 6/15/2010 8:59:11 AM |
| moopi | $25.00 | $25.00 | 6/16/2010 12:24:31 PM |
| Galt_Capitalist | $300.00 | $300.00 | 6/16/2010 1:14:09 PM |
| jono9999 | $100.00 | $100.00 | 6/16/2010 1:39:57 PM |
| washboard1 | $100.00 | $100.00 | 6/16/2010 10:55:57 AM |
| cashhelp | $25.00 | $25.00 | 6/16/2010 1:55:51 PM |
| eriqnoodle | $25.00 | $25.00 | 6/16/2010 8:01:15 PM |
| DHolly | $25.00 | $25.00 | 6/17/2010 9:17:49 AM |
| MrPie | $25.00 | $25.00 | 6/17/2010 11:14:23 AM |
| loan-genie88 | $31.54 | $31.54 | 6/18/2010 12:04:06 AM |
| Bob450 | $25.00 | $25.00 | 6/17/2010 9:57:44 PM |
| MattProsper | $25.00 | $25.00 | 6/17/2010 11:04:31 PM |
| Leshan | $25.00 | $25.00 | 6/18/2010 10:19:51 AM |
| interstellar | $50.00 | $50.00 | 6/18/2010 10:50:25 AM |
| Hummer-Guy | $25.00 | $25.00 | 6/18/2010 12:20:18 PM |
| responsible-worth113 | $25.00 | $25.00 | 6/18/2010 1:18:40 PM |
| wwwUniversal | $25.00 | $25.00 | 6/18/2010 11:43:29 AM |
| simplelender80 | $50.00 | $50.00 | 6/11/2010 4:22:34 PM |
| Whipster | $25.00 | $25.00 | 6/12/2010 5:11:01 AM |
| top-historic-peso | $26.00 | $26.00 | 6/11/2010 4:22:04 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/11/2010 4:16:44 PM |
| qwsd12 | $40.00 | $40.00 | 6/11/2010 4:21:58 PM |
| tech_helper | $25.00 | $25.00 | 6/11/2010 4:22:45 PM |
| brother_tam | $50.00 | $50.00 | 6/12/2010 1:59:09 PM |
| danthemon35 | $25.00 | $25.00 | 6/12/2010 6:15:51 PM |
| famous-bill | $50.00 | $50.00 | 6/12/2010 5:50:57 AM |
| greenwell | $25.00 | $25.00 | 6/12/2010 2:13:05 PM |
| orange-preeminant-bill | $60.46 | $60.46 | 6/12/2010 2:31:37 PM |
| Phantom99 | $25.00 | $25.00 | 6/14/2010 7:01:38 AM |
| worth-arch | $25.00 | $25.00 | 6/14/2010 9:30:46 AM |
| Bank42 | $50.00 | $50.00 | 6/14/2010 9:38:38 AM |
| treasure-bliss | $100.00 | $100.00 | 6/14/2010 11:58:07 AM |
| order-bee1 | $200.00 | $200.00 | 6/13/2010 10:53:40 AM |
| fund-secret-agent | $25.00 | $25.00 | 6/14/2010 12:10:57 AM |
| IIP77 | $25.00 | $25.00 | 6/14/2010 12:39:37 PM |
| seisen | $31.21 | $31.21 | 6/14/2010 10:04:39 AM |
| bowdish1 | $39.40 | $39.40 | 6/14/2010 3:49:55 PM |
| commerce-handshake | $25.00 | $25.00 | 6/14/2010 3:49:46 PM |
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:27:02 PM |
| income-pillow | $50.00 | $50.00 | 6/14/2010 4:45:02 PM |
| ommcd | $25.00 | $25.00 | 6/14/2010 8:15:23 PM |
| revenue-achievement | $25.00 | $25.00 | 6/15/2010 1:10:31 PM |
| oreyedoc | $50.00 | $50.00 | 6/15/2010 1:14:39 PM |
| Rips | $25.00 | $25.00 | 6/15/2010 3:19:38 PM |
| currency-oak | $25.00 | $25.00 | 6/15/2010 9:11:19 AM |
| head | $25.00 | $25.00 | 6/15/2010 9:29:35 AM |
| zone6 | $200.00 | $200.00 | 6/15/2010 6:54:57 PM |
| MoneyLender72 | $50.00 | $50.00 | 6/15/2010 9:39:51 PM |
| Sam65 | $25.00 | $25.00 | 6/15/2010 11:53:46 PM |
| johnayan | $25.00 | $25.00 | 6/15/2010 11:55:20 PM |
| neenee1981 | $25.00 | $25.00 | 6/16/2010 12:49:41 PM |
| realtormoises | $25.00 | $25.00 | 6/16/2010 11:02:31 AM |
| pioneer580 | $100.00 | $100.00 | 6/16/2010 11:54:39 AM |
| reflective-rupee | $2,000.00 | $782.14 | 6/16/2010 1:53:15 PM |
| mickw2000 | $25.00 | $25.00 | 6/16/2010 9:11:58 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/16/2010 5:58:29 PM |
| skillful-asset5 | $45.00 | $45.00 | 6/17/2010 8:24:21 PM |
| Bobusa | $25.00 | $25.00 | 6/18/2010 4:59:49 AM |
| sturdy-peace9 | $75.00 | $75.00 | 6/17/2010 7:29:09 PM |
| Amber_Stone | $25.00 | $25.00 | 6/18/2010 6:17:49 AM |
| DasMula | $25.00 | $25.00 | 6/18/2010 12:38:11 PM |
| investment-cluster | $25.00 | $25.00 | 6/18/2010 2:25:53 PM |
| reflective-rupee | $100.00 | $100.00 | 6/18/2010 12:16:29 PM |
| unger | $50.00 | $50.00 | 6/18/2010 2:10:07 PM |
| 101 bids
|
Borrower Payment Dependent Notes Series
462178
This series of Notes was issued and sold upon the funding of the borrower loan #43074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 21.55% |
Starting borrower rate/APR:
| 22.55% / 24.82% |
Starting monthly payment:
| $192.38 |
|
Final lender yield:
| 21.55% |
Final borrower rate/APR:
| 22.55% / 24.82% |
Final monthly payment:
| $192.38 |
| |
|
Auction yield range:
| 7.98% - 21.55% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 5m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 22 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $14,593 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 58% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| worldly-credit755 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to?covert?space in my home into a bathroom.? My daughter is going off to college and so?I will have an empty?bedroom but need to add a bathroom so that?I can rent it out.? I?thought why not turn empty space into income.?
My financial situation:
I am a good candidate for this loan because?I am already finacially stable, but the additional income from renting the room out will help?me to pay this loan back very quickly, in addition to paying?off other expenses/debts.
Monthly net income: $ 3600
Monthly expenses: $
??Housing: $?1000
??Insurance: $ 90
??Car expenses: $ 80
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
The profile says that you do not own your home. Are you doing this improvement to a house you currently rent yourself? - Hatdance
A:
Good question. It is a manufactured home, so it is technically not considered real estate. I own the home but not the land. Hope this helps. Let me know if you need any more clarification.
(Jun-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loot-heart | $50.00 | $50.00 | 6/11/2010 4:17:38 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/11/2010 4:22:21 PM |
| jdrez | $25.00 | $25.00 | 6/11/2010 4:17:17 PM |
| gracej | $25.00 | $25.00 | 6/11/2010 4:18:06 PM |
| impressive-credit431 | $30.00 | $30.00 | 6/11/2010 7:46:28 PM |
| Northsider | $25.00 | $25.00 | 6/11/2010 11:05:42 PM |
| FG9YTR | $25.00 | $25.00 | 6/11/2010 11:20:45 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/11/2010 4:21:32 PM |
| Avala | $50.00 | $50.00 | 6/11/2010 4:21:42 PM |
| simplelender80 | $100.00 | $100.00 | 6/11/2010 4:22:29 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/12/2010 6:15:46 AM |
| Trakissta | $100.00 | $100.00 | 6/12/2010 7:44:24 AM |
| Artist_Blue | $25.00 | $25.00 | 6/11/2010 4:15:59 PM |
| personal-lender | $25.00 | $25.00 | 6/11/2010 4:22:49 PM |
| lamarsam | $25.00 | $25.00 | 6/12/2010 4:24:36 PM |
| visionary-community | $25.00 | $25.00 | 6/12/2010 4:34:47 PM |
| famous-bill | $50.00 | $50.00 | 6/12/2010 5:54:41 AM |
| benjamin67 | $25.00 | $25.00 | 6/12/2010 6:49:40 AM |
| halothane_logic | $25.00 | $25.00 | 6/12/2010 8:15:23 AM |
| finance-prescription | $35.00 | $35.00 | 6/12/2010 10:29:34 AM |
| enriching-capital | $25.00 | $25.00 | 6/13/2010 11:40:16 AM |
| LoansomeRanger | $50.00 | $50.00 | 6/13/2010 11:49:44 AM |
| auction-seeker | $25.00 | $25.00 | 6/12/2010 12:53:04 PM |
| neighborly-bid | $25.00 | $25.00 | 6/13/2010 7:30:32 PM |
| Cheburashka | $25.00 | $25.00 | 6/12/2010 1:59:38 PM |
| bowdish1 | $38.82 | $38.82 | 6/12/2010 2:11:26 PM |
| worth-arch | $25.00 | $25.00 | 6/12/2010 2:31:35 PM |
| chestnut4 | $25.00 | $25.00 | 6/12/2010 2:31:39 PM |
| rescue | $34.19 | $34.19 | 6/12/2010 3:05:32 PM |
| Havana21 | $25.00 | $25.00 | 6/12/2010 4:24:39 PM |
| platinum-sorcerer6 | $50.00 | $50.00 | 6/13/2010 8:49:39 AM |
| Dap2005 | $25.00 | $25.00 | 6/12/2010 4:42:44 PM |
| blackstar | $25.00 | $25.00 | 6/14/2010 9:30:15 AM |
| monstersdad | $29.57 | $29.57 | 6/14/2010 9:38:02 AM |
| californiakhan | $25.00 | $25.00 | 6/14/2010 9:49:31 AM |
| wlm3012 | $25.00 | $25.00 | 6/13/2010 5:18:31 PM |
| ryelk | $25.00 | $25.00 | 6/14/2010 10:44:30 AM |
| DcUnited | $30.00 | $30.00 | 6/14/2010 11:57:58 AM |
| Bronxpsy | $25.00 | $25.00 | 6/13/2010 11:00:30 AM |
| NycDean | $50.00 | $29.28 | 6/14/2010 12:55:58 PM |
| peb44 | $50.00 | $50.00 | 6/13/2010 1:59:41 PM |
| momar75 | $50.00 | $50.00 | 6/13/2010 5:00:44 PM |
| pavelz | $50.00 | $50.00 | 6/14/2010 9:30:09 AM |
| trustu | $25.00 | $25.00 | 6/14/2010 9:30:29 AM |
| iflyforfun | $25.00 | $25.00 | 6/13/2010 11:35:01 PM |
| gulch | $25.00 | $25.00 | 6/13/2010 11:40:48 PM |
| clean-finance1 | $25.00 | $25.00 | 6/14/2010 10:14:55 AM |
| greenback-museum | $25.00 | $25.00 | 6/14/2010 8:39:37 AM |
| integrity-trumpet | $50.00 | $50.00 | 6/14/2010 11:57:39 AM |
| elawn | $50.00 | $50.00 | 6/14/2010 9:14:40 AM |
| penny-chooser | $50.00 | $50.00 | 6/14/2010 11:58:09 AM |
| top-historic-peso | $25.00 | $25.00 | 6/14/2010 11:58:10 AM |
| LAM26 | $25.00 | $25.00 | 6/14/2010 9:36:10 AM |
| foothillender | $25.00 | $25.00 | 6/14/2010 1:26:43 PM |
| wayman | $25.00 | $25.00 | 6/14/2010 11:56:33 AM |
| the-profit-oracle | $25.00 | $25.00 | 6/14/2010 11:58:47 AM |
| logical-repayment1 | $50.00 | $50.00 | 6/14/2010 12:14:39 PM |
| benefit-elation | $50.00 | $50.00 | 6/14/2010 12:49:36 PM |
| interstellar | $50.00 | $50.00 | 6/14/2010 3:55:58 PM |
| wwwUniversal | $25.00 | $25.00 | 6/14/2010 3:50:19 PM |
| wonder3 | $25.00 | $25.00 | 6/15/2010 6:05:24 AM |
| FinanceEngine | $25.00 | $25.00 | 6/16/2010 7:33:34 AM |
| heerzaquestion | $25.00 | $25.00 | 6/16/2010 4:12:39 AM |
| ethicalhumanist | $25.00 | $25.00 | 6/17/2010 4:02:12 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 6/17/2010 7:25:00 PM |
| sharp518 | $25.00 | $25.00 | 6/17/2010 1:56:25 PM |
| Bob450 | $31.00 | $31.00 | 6/17/2010 9:58:55 PM |
| jybank | $25.00 | $25.00 | 6/17/2010 10:13:45 PM |
| power-secret-agent | $50.00 | $50.00 | 6/17/2010 7:10:48 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/17/2010 7:00:13 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 6/17/2010 7:44:37 PM |
| gothampark | $25.00 | $25.00 | 6/17/2010 7:55:34 PM |
| MrPie | $25.00 | $25.00 | 6/18/2010 10:06:42 AM |
| branaa99 | $25.00 | $25.00 | 6/18/2010 9:58:40 AM |
| investment-cluster | $25.00 | $25.00 | 6/18/2010 12:39:38 PM |
| new-return-faire | $50.00 | $50.00 | 6/11/2010 4:18:00 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/11/2010 4:18:47 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/11/2010 4:22:25 PM |
| ichibon | $75.00 | $75.00 | 6/11/2010 4:23:47 PM |
| SNH | $50.00 | $50.00 | 6/11/2010 4:17:26 PM |
| trade-structure | $25.00 | $25.00 | 6/11/2010 7:25:37 PM |
| cash-spark3 | $25.00 | $25.00 | 6/11/2010 4:23:40 PM |
| shrewd-truth1 | $25.00 | $25.00 | 6/11/2010 4:24:22 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/12/2010 10:04:38 AM |
| turbolozano | $25.00 | $25.00 | 6/12/2010 1:04:57 PM |
| orgy63 | $25.00 | $25.00 | 6/11/2010 4:21:21 PM |
| hrubinst | $25.00 | $25.00 | 6/11/2010 4:21:36 PM |
| ddog0224 | $25.00 | $25.00 | 6/11/2010 4:21:47 PM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:29:39 PM |
| american6 | $25.00 | $25.00 | 6/11/2010 4:21:52 PM |
| investment-defender | $25.00 | $25.00 | 6/11/2010 8:49:41 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/12/2010 2:31:09 PM |
| treasure-bliss | $28.73 | $28.73 | 6/12/2010 2:31:33 PM |
| orange-preeminant-bill | $27.25 | $27.25 | 6/12/2010 3:34:34 PM |
| velocity-warrior | $50.00 | $50.00 | 6/12/2010 3:54:38 PM |
| naina_my_daughter | $25.00 | $25.00 | 6/12/2010 10:39:34 AM |
| captainack | $25.00 | $25.00 | 6/12/2010 7:39:33 PM |
| bchen78875 | $25.00 | $25.00 | 6/12/2010 1:42:34 PM |
| green-thoughtful-yield | $43.63 | $43.63 | 6/12/2010 9:54:49 AM |
| coin-investor | $25.00 | $25.00 | 6/12/2010 2:23:00 PM |
| Phantom99 | $25.00 | $25.00 | 6/12/2010 2:26:39 PM |
| nick456sd | $42.35 | $42.35 | 6/13/2010 5:04:38 PM |
| boater01 | $32.40 | $32.40 | 6/12/2010 1:58:16 PM |
| drkosh | $25.00 | $25.00 | 6/12/2010 2:39:45 PM |
| ptjg | $50.00 | $50.00 | 6/13/2010 2:39:41 AM |
| archeanchaos | $25.00 | $25.00 | 6/13/2010 8:34:31 AM |
| flexible-return297 | $25.00 | $25.00 | 6/12/2010 6:59:33 PM |
| Ragnar | $25.00 | $25.00 | 6/12/2010 7:19:34 PM |
| Anny-Disco | $25.00 | $25.00 | 6/12/2010 9:04:38 PM |
| riproaringrapids | $25.00 | $25.00 | 6/13/2010 5:04:36 PM |
| market-pudding | $25.00 | $25.00 | 6/13/2010 7:25:10 PM |
| fairness-kayak | $25.00 | $25.00 | 6/13/2010 5:00:56 AM |
| trustworthy-fairness | $50.00 | $50.00 | 6/14/2010 11:58:30 AM |
| miket71 | $27.16 | $27.16 | 6/14/2010 12:04:51 PM |
| bid-czar8 | $25.00 | $25.00 | 6/14/2010 6:46:06 AM |
| shrewd-deal | $25.00 | $25.00 | 6/14/2010 9:30:22 AM |
| ready-currency | $25.00 | $25.00 | 6/14/2010 8:30:32 AM |
| power-pagoda | $26.00 | $26.00 | 6/14/2010 11:58:34 AM |
| lagnisiruk | $25.00 | $25.00 | 6/14/2010 9:30:44 AM |
| point-shooter | $25.00 | $25.00 | 6/14/2010 11:57:40 AM |
| economy-producer | $25.00 | $25.00 | 6/14/2010 11:58:11 AM |
| samo102us | $25.00 | $25.00 | 6/14/2010 12:39:55 PM |
| mammalian4 | $50.00 | $50.00 | 6/14/2010 3:50:11 PM |
| reflective-rupee | $25.00 | $25.00 | 6/14/2010 4:25:41 PM |
| mlj0671 | $25.00 | $25.00 | 6/15/2010 11:31:48 AM |
| charitycoon | $25.00 | $25.00 | 6/15/2010 7:49:44 PM |
| Bank_of_T | $30.00 | $30.00 | 6/16/2010 8:44:33 PM |
| Ambassador | $50.00 | $50.00 | 6/17/2010 3:44:07 AM |
| surgeon3 | $25.52 | $25.52 | 6/17/2010 7:28:57 PM |
| dynrep | $25.00 | $25.00 | 6/17/2010 7:59:28 PM |
| wealth-samaritan2 | $25.00 | $25.00 | 6/17/2010 4:10:37 PM |
| patriot384 | $140.00 | $140.00 | 6/18/2010 7:39:53 AM |
| PropertyInvest | $25.00 | $25.00 | 6/17/2010 5:02:38 PM |
| Easystreet | $25.00 | $25.00 | 6/18/2010 2:24:52 AM |
| duty-monger | $50.00 | $50.00 | 6/18/2010 3:14:56 AM |
| SC2TX | $50.00 | $50.00 | 6/18/2010 10:25:00 AM |
| bold-attentive-listing | $29.10 | $29.10 | 6/18/2010 10:36:34 AM |
| MattProsper | $75.00 | $75.00 | 6/17/2010 11:05:30 PM |
| I_want_to_help_you | $25.00 | $25.00 | 6/18/2010 8:50:10 AM |
| 1phantom | $25.00 | $25.00 | 6/18/2010 8:20:27 AM |
| ultimate-peace | $100.00 | $100.00 | 6/18/2010 1:48:00 PM |
| carrinel | $50.00 | $50.00 | 6/18/2010 1:54:36 PM |
| Leshan | $25.00 | $25.00 | 6/18/2010 10:21:08 AM |
| Pod1313 | $25.00 | $25.00 | 6/18/2010 2:00:59 PM |
| 144 bids
|
Borrower Payment Dependent Notes Series
462226
This series of Notes was issued and sold upon the funding of the borrower loan #43123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-21-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.39% |
Final monthly payment:
| $86.00 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 20.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 9
/
6 | Length of status: | 4y 11m |
|
Credit score:
| 620-639 (May-2010) |
Total credit lines:
| 28 |
Occupation: | Other |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $2,399 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $408 |
Bankcard utilization:
| 41% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 15 | | | | |
|
Screen name:
| needmoney678 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 95% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 5% )
| 640-659
(Apr-2010)
540-559
(Jul-2008)
580-599
(Jun-2008)
560-579
(May-2008)
|
|
Principal balance:
| $1,043.39 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
pay off some bills
Purpose of loan:
(explain what you will be using this loan for) Need alittle help to catch up with bills.
My financial situation: The loan will be used to pay my property tax and house insurance. Am currently trying to get my finances back on track using various means, including credit counseling to help me better understand and manage my finances.? Just need alittle more help.? I do not like my picture taken--avoid cameras like the plague, so none to submit.? Also, its hard to admit that after all these years I still have much to learn about handling my finances, hence I don't feel comfortable asking friends and family for endorsements.??A huge THANK YOU?to all who have bid on my loan previously, I truly appreciate it, please continue to do so.
(explain why you are a good candidate for paying back this loan)
Monthly net income: $ $2600.00
Monthly expenses: $ 1870.00
??Housing: $ 600
??Insurance: $ 100
??Car expenses: $?450
??Utilities: $ 150
??Phone, cable, internet: $ 125
??Food, entertainment: $ 120
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 125
??Other expenses: $50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the $408 late all about? - Kash2010lu
A:
Don't know for sure, but will check into it and find out
(Jun-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Legally_Blonde | $25.00 | $25.00 | 6/15/2010 7:49:43 AM |
| jhouman | $25.00 | $25.00 | 6/15/2010 4:27:17 PM |
| return-grizzly | $200.00 | $190.76 | 6/15/2010 4:41:32 PM |
| Hummer-Guy | $25.00 | $25.00 | 6/18/2010 12:25:11 PM |
| wlm3012 | $25.00 | $25.00 | 6/18/2010 3:39:53 PM |
| marwadi-62 | $100.00 | $100.00 | 6/19/2010 9:12:03 AM |
| atomantic | $25.00 | $25.00 | 6/19/2010 9:16:20 AM |
| mapleman5 | $100.00 | $100.00 | 6/19/2010 1:09:34 PM |
| chameleon125 | $50.00 | $50.00 | 6/20/2010 12:04:16 PM |
| Rip128 | $50.00 | $50.00 | 6/20/2010 7:17:20 PM |
| crstal2000 | $50.00 | $50.00 | 6/20/2010 5:19:22 PM |
| Bekim | $25.00 | $25.00 | 6/21/2010 4:51:00 AM |
| income-rocker2 | $39.87 | $39.87 | 6/21/2010 7:37:50 AM |
| Tizzo27 | $70.77 | $70.77 | 6/21/2010 2:36:58 PM |
| Leshan | $75.00 | $75.00 | 6/21/2010 8:42:01 AM |
| vmh20035 | $40.00 | $40.00 | 6/21/2010 3:25:20 PM |
| carrinel | $56.00 | $56.00 | 6/21/2010 11:12:42 AM |
| pumatrap | $26.00 | $26.00 | 6/21/2010 11:32:03 AM |
| ddoneday | $25.00 | $25.00 | 6/21/2010 12:11:05 PM |
| Ray3486 | $25.00 | $25.00 | 6/21/2010 1:18:33 PM |
| basis-image | $25.00 | $25.00 | 6/21/2010 1:55:35 PM |
| dudebrah | $25.00 | $25.00 | 6/21/2010 1:58:04 PM |
| UCLA4life | $25.00 | $25.00 | 6/15/2010 11:42:47 PM |
| realtormoises | $25.00 | $25.00 | 6/17/2010 10:14:44 AM |
| lucrative-loan | $50.00 | $50.00 | 6/18/2010 12:29:37 PM |
| zeeexsixare | $25.00 | $25.00 | 6/18/2010 4:40:47 PM |
| boo_hoo | $50.00 | $50.00 | 6/19/2010 3:10:31 PM |
| Cliffie83 | $41.93 | $41.93 | 6/19/2010 9:52:57 PM |
| meggo33 | $25.00 | $25.00 | 6/19/2010 5:53:03 PM |
| MoneyMaker249 | $83.12 | $83.12 | 6/19/2010 6:51:10 PM |
| Feyenoord | $25.00 | $25.00 | 6/20/2010 8:35:13 PM |
| BigBizBuilder | $188.82 | $188.82 | 6/21/2010 2:07:50 AM |
| maricel10 | $50.00 | $50.00 | 6/21/2010 2:38:39 AM |
| pureliquidhw | $25.00 | $25.00 | 6/21/2010 7:56:07 AM |
| Moe87 | $37.73 | $37.73 | 6/20/2010 2:33:43 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/21/2010 10:52:02 AM |
| IASKGOD | $25.00 | $25.00 | 6/21/2010 10:58:31 AM |
| grampy48 | $25.00 | $25.00 | 6/21/2010 6:53:13 AM |
| Mikale360 | $25.00 | $25.00 | 6/21/2010 3:04:03 PM |
| Kash2010lu | $25.00 | $25.00 | 6/21/2010 3:36:23 PM |
| wild-orange | $25.00 | $25.00 | 6/21/2010 3:46:54 PM |
| Happyhourcomics | $25.00 | $25.00 | 6/21/2010 2:46:27 PM |
| freshmaker8 | $25.00 | $25.00 | 6/21/2010 2:55:35 PM |
| givetolive | $25.00 | $25.00 | 6/21/2010 3:46:18 PM |
| damasterwc | $25.00 | $25.00 | 6/21/2010 3:59:13 PM |
| 45 bids
|
Borrower Payment Dependent Notes Series
462228
This series of Notes was issued and sold upon the funding of the borrower loan #43044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-10-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 10.20% |
Starting borrower rate/APR:
| 11.20% / 13.32% |
Starting monthly payment:
| $591.00 |
|
Final lender yield:
| 10.20% |
Final borrower rate/APR:
| 11.20% / 13.32% |
Final monthly payment:
| $591.00 |
| |
|
Auction yield range:
| 3.98% - 10.20% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.07% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 61% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 24
/
24 | Length of status: | 2y 0m |
|
Credit score:
| 780-799 (Jun-2010) |
Total credit lines:
| 45 |
Occupation: | Scientist |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,945 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 44% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| cerebral-income8 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating two car loans
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| gulch | $30.00 | $30.00 | 6/10/2010 3:37:28 PM |
| new-return-faire | $50.00 | $50.00 | 6/10/2010 3:38:46 PM |
| hrubinst | $25.00 | $25.00 | 6/10/2010 3:50:13 PM |
| tech_helper | $50.00 | $50.00 | 6/10/2010 4:01:45 PM |
| economy-producer | $25.00 | $25.00 | 6/10/2010 4:02:00 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/10/2010 4:02:06 PM |
| kchen486 | $50.00 | $50.00 | 6/10/2010 4:02:22 PM |
| whsprint | $25.00 | $25.00 | 6/10/2010 4:15:47 PM |
| hptcrabbers | $25.00 | $25.00 | 6/10/2010 4:16:00 PM |
| AlexTrep | $25.00 | $25.00 | 6/10/2010 4:16:04 PM |
| chief_wo | $25.00 | $25.00 | 6/10/2010 4:16:19 PM |
| ryanp100 | $25.00 | $25.00 | 6/10/2010 4:16:34 PM |
| jammers | $25.00 | $25.00 | 6/10/2010 4:16:45 PM |
| Premierelender | $25.00 | $25.00 | 6/10/2010 4:16:56 PM |
| sloak | $25.00 | $25.00 | 6/10/2010 4:17:10 PM |
| SeaDevil | $30.91 | $30.91 | 6/10/2010 4:17:14 PM |
| peace-missile | $25.00 | $25.00 | 6/10/2010 4:17:38 PM |
| dmfog | $25.00 | $25.00 | 6/10/2010 4:17:43 PM |
| direct-peso1 | $25.00 | $25.00 | 6/10/2010 4:17:55 PM |
| psa1995 | $47.04 | $47.04 | 6/10/2010 4:18:19 PM |
| enforcer5 | $25.00 | $25.00 | 6/10/2010 4:18:27 PM |
| CAGE-Investments | $58.15 | $58.15 | 6/10/2010 4:18:30 PM |
| riproaringrapids | $25.00 | $25.00 | 6/10/2010 4:18:47 PM |
| Cheburashka | $25.00 | $25.00 | 6/10/2010 4:18:58 PM |
| JGB | $59.71 | $59.71 | 6/10/2010 4:19:04 PM |
| dinero-speaker | $50.00 | $50.00 | 6/10/2010 4:19:09 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/10/2010 4:20:23 PM |
| balance-whistle7 | $25.00 | $25.00 | 6/10/2010 4:20:33 PM |
| lenderman2 | $25.00 | $25.00 | 6/10/2010 4:20:37 PM |
| janus_god | $25.00 | $25.00 | 6/10/2010 4:20:43 PM |
| dschaaf | $25.00 | $25.00 | 6/10/2010 4:21:03 PM |
| macgeek | $50.00 | $50.00 | 6/10/2010 4:21:17 PM |
| Kierf | $25.00 | $25.00 | 6/10/2010 4:21:20 PM |
| adamnash | $25.00 | $25.00 | 6/10/2010 4:21:24 PM |
| visionary-community | $25.00 | $25.00 | 6/10/2010 4:21:34 PM |
| well-rounded-dinero | $50.00 | $50.00 | 6/10/2010 4:21:40 PM |
| zippy-revenue8 | $25.00 | $25.00 | 6/10/2010 4:22:41 PM |
| lendme2 | $26.23 | $26.23 | 6/10/2010 4:51:46 PM |
| Stollewood | $26.94 | $26.94 | 6/10/2010 4:53:08 PM |
| awe53 | $25.00 | $25.00 | 6/10/2010 5:15:33 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/10/2010 3:50:01 PM |
| Phantom99 | $25.00 | $25.00 | 6/10/2010 3:50:20 PM |
| the-money-gargantuan | $25.00 | $25.00 | 6/10/2010 5:17:20 PM |
| JTCorp | $25.00 | $25.00 | 6/10/2010 5:17:27 PM |
| russm011 | $25.00 | $25.00 | 6/10/2010 5:24:43 PM |
| power-pagoda | $26.00 | $26.00 | 6/10/2010 4:01:46 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/10/2010 4:02:37 PM |
| Comoparklender | $30.00 | $30.00 | 6/10/2010 7:35:27 PM |
| fairness-kayak | $25.00 | $25.00 | 6/10/2010 7:35:40 PM |
| mjk406 | $25.00 | $25.00 | 6/10/2010 4:15:37 PM |
| SacramentoLoaners | $25.00 | $25.00 | 6/10/2010 4:15:49 PM |
| mfdbtm | $25.00 | $25.00 | 6/10/2010 4:15:55 PM |
| asset-professor | $50.00 | $50.00 | 6/10/2010 4:16:05 PM |
| roentgen | $25.00 | $25.00 | 6/10/2010 4:16:14 PM |
| skurfa | $25.00 | $25.00 | 6/10/2010 4:16:21 PM |
| vegibenz | $25.00 | $25.00 | 6/10/2010 4:16:43 PM |
| shiny-dollar9 | $25.00 | $25.00 | 6/10/2010 4:16:58 PM |
| nick456sd | $50.00 | $50.00 | 6/10/2010 3:37:42 PM |
| miket71 | $28.92 | $28.92 | 6/10/2010 4:17:29 PM |
| unassassinable | $25.00 | $25.00 | 6/10/2010 4:17:32 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 6/10/2010 4:17:44 PM |
| Binan | $25.00 | $25.00 | 6/10/2010 4:17:49 PM |
| loot-heart | $50.00 | $50.00 | 6/10/2010 3:38:16 PM |
| Macinvest | $25.00 | $25.00 | 6/10/2010 4:17:57 PM |
| jasonuz | $25.00 | $25.00 | 6/10/2010 4:18:03 PM |
| jla720 | $25.00 | $25.00 | 6/10/2010 4:18:08 PM |
| mikrolown | $25.00 | $25.00 | 6/10/2010 4:18:13 PM |
| asset-equilibrium0 | $25.00 | $25.00 | 6/10/2010 4:18:18 PM |
| money_money | $50.00 | $50.00 | 6/10/2010 4:18:25 PM |
| boater01 | $50.00 | $50.00 | 6/10/2010 4:18:29 PM |
| intelligent-credit0 | $50.00 | $50.00 | 6/10/2010 4:18:33 PM |
| twirl2 | $25.00 | $25.00 | 6/10/2010 4:18:51 PM |
| line6owner | $36.00 | $36.00 | 6/10/2010 4:19:09 PM |
| richboy56 | $50.00 | $50.00 | 6/10/2010 4:19:42 PM |
| nunnie | $25.00 | $25.00 | 6/10/2010 4:19:48 PM |
| bid-czar8 | $100.00 | $100.00 | 6/10/2010 4:20:21 PM |
| yachey | $25.00 | $25.00 | 6/10/2010 4:20:44 PM |
| damanq | $25.00 | $25.00 | 6/10/2010 4:21:48 PM |
| orgy63 | $25.00 | $25.00 | 6/10/2010 3:49:53 PM |
| uncleubb | $25.00 | $25.00 | 6/10/2010 4:51:02 PM |
| pavelz | $50.00 | $50.00 | 6/10/2010 3:51:09 PM |
| metro457 | $50.00 | $50.00 | 6/10/2010 3:55:01 PM |
| thunderd | $25.00 | $25.00 | 6/10/2010 5:04:06 PM |
| unitedins | $25.00 | $25.00 | 6/10/2010 4:01:06 PM |
| Bank42 | $50.00 | $50.00 | 6/10/2010 4:01:48 PM |
| rescue | $50.00 | $50.00 | 6/10/2010 4:01:57 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/10/2010 4:02:14 PM |
| cash-spark3 | $25.00 | $25.00 | 6/10/2010 4:02:39 PM |
| the-aggresive-principal | $25.00 | $25.00 | 6/10/2010 5:15:56 PM |
| hopeful-point | $50.00 | $50.00 | 6/10/2010 4:15:45 PM |
| safe-finance | $25.00 | $25.00 | 6/10/2010 4:15:51 PM |
| green-glowing-gain | $25.00 | $25.00 | 6/10/2010 4:15:57 PM |
| Use_It_Wisely | $30.00 | $30.00 | 6/10/2010 4:16:06 PM |
| pbr | $25.00 | $25.00 | 6/10/2010 4:16:22 PM |
| elegant-bonus | $25.00 | $25.00 | 6/10/2010 4:16:33 PM |
| runner262 | $25.00 | $25.00 | 6/10/2010 4:16:45 PM |
| Midwestvalues | $25.00 | $25.00 | 6/10/2010 4:17:04 PM |
| castleman | $25.00 | $25.00 | 6/10/2010 4:17:09 PM |
| nwagers | $25.00 | $25.00 | 6/10/2010 4:17:19 PM |
| plentiful-reward | $50.00 | $50.00 | 6/10/2010 4:17:42 PM |
| Ready2Loan | $25.00 | $25.00 | 6/10/2010 4:18:10 PM |
| wampum-chorus3 | $25.00 | $25.00 | 6/10/2010 4:18:16 PM |
| Marathoner | $25.00 | $25.00 | 6/10/2010 4:18:26 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/10/2010 4:18:36 PM |
| riversmoke | $25.00 | $25.00 | 6/10/2010 4:18:44 PM |
| kmr2 | $178.76 | $178.76 | 6/10/2010 4:18:49 PM |
| tsui517 | $25.00 | $25.00 | 6/10/2010 4:18:57 PM |
| successful-euro | $50.00 | $50.00 | 6/10/2010 4:19:05 PM |
| Dreams4Cash | $25.00 | $25.00 | 6/10/2010 4:19:17 PM |
| sharp-money3 | $25.00 | $25.00 | 6/10/2010 4:19:51 PM |
| influential-compassion9 | $50.00 | $50.00 | 6/11/2010 9:55:56 AM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/10/2010 4:21:22 PM |
| chestnut4 | $25.00 | $25.00 | 6/10/2010 4:21:30 PM |
| money-bauble | $69.55 | $69.55 | 6/10/2010 4:21:42 PM |
| ramblin | $25.00 | $25.00 | 6/10/2010 4:21:51 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/10/2010 4:21:54 PM |
| moola-accelerator6 | $40.00 | $40.00 | 6/11/2010 10:09:25 AM |
| mzman | $25.00 | $25.00 | 6/10/2010 4:22:17 PM |
| bikedc | $25.00 | $25.00 | 6/11/2010 10:31:17 AM |
| teller | $25.00 | $25.00 | 6/10/2010 8:55:35 PM |
| QuinMccoy | $25.00 | $25.00 | 6/10/2010 4:30:49 PM |
| Digs | $25.00 | $25.00 | 6/10/2010 4:51:16 PM |
| junctionking | $25.00 | $25.00 | 6/10/2010 4:51:58 PM |
| gametime34 | $28.84 | $28.84 | 6/10/2010 4:52:16 PM |
| Millmanator | $25.00 | $25.00 | 6/10/2010 5:04:52 PM |
| snappy | $46.20 | $46.20 | 6/10/2010 5:05:29 PM |
| helpinghand63 | $27.36 | $27.36 | 6/10/2010 5:05:58 PM |
| dsfoundation | $25.00 | $25.00 | 6/10/2010 5:16:37 PM |
| mooselover | $25.00 | $25.00 | 6/11/2010 5:25:04 AM |
| rhodylend | $25.00 | $25.00 | 6/11/2010 6:24:33 AM |
| payout-detective7 | $25.00 | $25.00 | 6/10/2010 6:54:43 PM |
| ciccio70 | $25.00 | $25.00 | 6/11/2010 2:40:24 PM |
| impeccable-funds5 | $50.00 | $50.00 | 6/11/2010 2:59:43 PM |
| loan-master996 | $50.00 | $50.00 | 6/11/2010 7:35:29 AM |
| SnE | $25.00 | $25.00 | 6/11/2010 3:59:35 PM |
| TaoPooh | $25.00 | $25.00 | 6/11/2010 9:36:20 AM |
| Dave0 | $25.00 | $25.00 | 6/10/2010 10:05:45 PM |
| SDNLR | $25.00 | $25.00 | 6/11/2010 9:37:38 AM |
| shrewd-peace7 | $30.00 | $30.00 | 6/11/2010 9:38:22 AM |
| first-fund-empenada | $28.00 | $28.00 | 6/11/2010 3:06:18 PM |
| dinero-festivity2 | $82.43 | $82.43 | 6/11/2010 10:07:38 AM |
| danthemon35 | $25.00 | $25.00 | 6/11/2010 1:45:16 PM |
| jga516 | $25.00 | $25.00 | 6/11/2010 2:14:43 PM |
| STAN7366 | $100.00 | $100.00 | 6/12/2010 10:20:18 AM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:29:41 PM |
| naina_my_daughter | $25.00 | $25.00 | 6/12/2010 10:39:35 AM |
| FG9YTR | $25.00 | $25.00 | 6/11/2010 11:20:47 PM |
| drkosh | $25.00 | $25.00 | 6/12/2010 2:39:47 PM |
| momar75 | $50.00 | $50.00 | 6/13/2010 5:00:46 PM |
| BOZO88 | $50.00 | $50.00 | 6/12/2010 2:14:58 PM |
| peb44 | $50.00 | $50.00 | 6/13/2010 1:59:44 PM |
| one-midas | $25.00 | $25.00 | 6/12/2010 9:30:01 PM |
| iflyforfun | $25.00 | $25.00 | 6/13/2010 11:35:03 PM |
| logical-repayment1 | $50.00 | $50.00 | 6/14/2010 12:14:40 PM |
| NycDean | $25.00 | $25.00 | 6/14/2010 12:55:59 PM |
| j2ee | $25.00 | $25.00 | 6/14/2010 1:25:12 PM |
| resource777 | $25.00 | $25.00 | 6/14/2010 2:59:35 PM |
| market-pudding | $25.00 | $25.00 | 6/13/2010 7:24:56 PM |
| Bronxpsy | $25.00 | $25.00 | 6/14/2010 3:46:51 PM |
| clean-finance1 | $25.00 | $25.00 | 6/14/2010 10:14:56 AM |
| ryelk | $25.00 | $25.00 | 6/14/2010 10:44:31 AM |
| ptjg | $50.00 | $50.00 | 6/14/2010 10:56:42 AM |
| californiakhan | $25.00 | $25.00 | 6/14/2010 9:49:33 AM |
| ready-currency | $25.00 | $25.00 | 6/14/2010 10:26:23 AM |
| Supernick | $50.00 | $50.00 | 6/14/2010 4:40:56 PM |
| flexible-value | $26.00 | $26.00 | 6/14/2010 4:42:00 PM |
| honorable-vigilance | $50.00 | $50.00 | 6/15/2010 7:57:16 AM |
| integrity-cowbell | $25.00 | $25.00 | 6/14/2010 5:11:30 PM |
| BuffetRocks | $50.00 | $50.00 | 6/15/2010 9:55:25 AM |
| asafb | $350.00 | $350.00 | 6/15/2010 6:36:58 AM |
| STAN7366 | $50.00 | $50.00 | 6/15/2010 10:29:20 AM |
| grc | $50.00 | $50.00 | 6/15/2010 7:49:05 AM |
| head | $25.00 | $25.00 | 6/15/2010 10:51:03 AM |
| lazyeye | $25.00 | $25.00 | 6/15/2010 4:31:58 PM |
| RationalWorld | $25.00 | $25.00 | 6/15/2010 3:29:35 PM |
| syounker | $25.00 | $25.00 | 6/15/2010 8:14:47 PM |
| haiku328 | $75.00 | $75.00 | 6/15/2010 7:12:42 PM |
| brazilofmux | $100.00 | $100.00 | 6/16/2010 10:20:25 AM |
| wwwUniversal | $25.00 | $25.00 | 6/16/2010 1:56:34 PM |
| awwaaww | $50.00 | $50.00 | 6/16/2010 2:09:58 PM |
| 1phantom | $50.00 | $50.00 | 6/17/2010 7:53:26 AM |
| Avala | $50.00 | $50.00 | 6/10/2010 3:50:14 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/10/2010 3:50:54 PM |
| personal-lender | $25.00 | $25.00 | 6/10/2010 3:51:18 PM |
| top-historic-peso | $25.00 | $25.00 | 6/10/2010 4:01:59 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/10/2010 4:02:09 PM |
| redrum35 | $25.00 | $25.00 | 6/10/2010 4:15:40 PM |
| order-gondola | $25.00 | $25.00 | 6/10/2010 4:16:02 PM |
| Aeroman32 | $25.00 | $25.00 | 6/10/2010 4:16:17 PM |
| ATOHokie | $25.00 | $25.00 | 6/10/2010 4:16:29 PM |
| tidy-dime | $25.00 | $25.00 | 6/10/2010 4:16:37 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 6/10/2010 4:16:53 PM |
| gqrob | $40.00 | $40.00 | 6/10/2010 4:17:12 PM |
| Dap2005 | $25.00 | $25.00 | 6/10/2010 4:17:23 PM |
| Peterman | $25.00 | $25.00 | 6/10/2010 4:17:30 PM |
| loan-kung-fu | $25.00 | $25.00 | 6/10/2010 4:18:17 PM |
| zone6 | $40.70 | $40.70 | 6/10/2010 4:18:24 PM |
| payout-banker4 | $25.00 | $25.00 | 6/10/2010 4:18:54 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/10/2010 4:19:08 PM |
| treasure-bliss | $100.00 | $100.00 | 6/10/2010 4:19:15 PM |
| delicious-social132 | $25.00 | $25.00 | 6/10/2010 3:36:55 PM |
| inspiring-reward | $150.00 | $150.00 | 6/10/2010 4:20:38 PM |
| SNH | $50.00 | $50.00 | 6/10/2010 3:38:08 PM |
| DcUnited | $30.00 | $30.00 | 6/10/2010 4:21:36 PM |
| SkiFastBadly | $25.00 | $25.00 | 6/10/2010 4:21:47 PM |
| gracej | $25.00 | $25.00 | 6/10/2010 3:38:55 PM |
| red-relentless-money | $32.75 | $32.75 | 6/10/2010 4:21:57 PM |
| greenback-museum | $25.00 | $25.00 | 6/10/2010 4:22:18 PM |
| Artist_Blue | $25.00 | $25.00 | 6/10/2010 3:47:39 PM |
| treasure-firestarter8 | $26.87 | $26.87 | 6/10/2010 5:15:27 PM |
| topper480 | $25.00 | $25.00 | 6/10/2010 5:15:40 PM |
| kirkjerk | $25.00 | $25.00 | 6/10/2010 5:17:24 PM |
| american6 | $25.00 | $25.00 | 6/10/2010 3:50:28 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/10/2010 3:50:47 PM |
| shrewd-deal | $25.00 | $25.00 | 6/10/2010 3:51:02 PM |
| inspired-contract9 | $25.00 | $25.00 | 6/10/2010 6:54:36 PM |
| orderly-leverage | $40.00 | $40.00 | 6/10/2010 4:01:50 PM |
| zigzagz03 | $25.00 | $25.00 | 6/10/2010 4:15:45 PM |
| leader91 | $50.00 | $50.00 | 6/10/2010 4:15:55 PM |
| soulwork | $25.00 | $25.00 | 6/10/2010 4:16:11 PM |
| upright-asset2 | $25.00 | $25.00 | 6/10/2010 4:16:16 PM |
| Dutchhunter | $50.00 | $50.00 | 6/10/2010 4:16:31 PM |
| return-percolator8 | $50.00 | $50.00 | 6/10/2010 4:16:59 PM |
| power-igloo3 | $25.00 | $25.00 | 6/10/2010 4:17:07 PM |
| jdrez | $25.00 | $25.00 | 6/10/2010 3:37:32 PM |
| peerlender | $25.00 | $25.00 | 6/10/2010 4:17:15 PM |
| Katburg | $35.00 | $35.00 | 6/10/2010 4:17:25 PM |
| 1fortheroad | $25.00 | $25.00 | 6/10/2010 4:17:46 PM |
| OldFriend | $25.00 | $25.00 | 6/10/2010 4:17:51 PM |
| 108lender | $94.51 | $94.51 | 6/10/2010 4:18:05 PM |
| integrity-doctor | $52.89 | $52.89 | 6/10/2010 4:18:08 PM |
| psztnrw | $25.00 | $25.00 | 6/10/2010 4:18:15 PM |
| first-upright-payout | $25.00 | $25.00 | 6/10/2010 4:18:21 PM |
| logical-moola4 | $50.00 | $50.00 | 6/10/2010 4:18:28 PM |
| fenderxes | $25.00 | $25.00 | 6/10/2010 4:18:32 PM |
| life-is-great | $25.00 | $25.00 | 6/10/2010 4:18:35 PM |
| the-purposeful-principal | $25.00 | $25.00 | 6/10/2010 4:18:45 PM |
| kegs | $100.00 | $100.00 | 6/10/2010 4:18:55 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/10/2010 4:19:02 PM |
| bowdish1 | $50.00 | $50.00 | 6/10/2010 4:19:11 PM |
| objective-investor | $100.00 | $100.00 | 6/10/2010 4:19:55 PM |
| VeridianEnterprise | $50.00 | $50.00 | 6/10/2010 10:09:46 PM |
| Rdodson11 | $25.00 | $25.00 | 6/10/2010 4:20:11 PM |
| wayman | $25.00 | $25.00 | 6/10/2010 4:20:30 PM |
| balance6 | $25.00 | $25.00 | 6/10/2010 4:20:39 PM |
| Relevance | $25.00 | $25.00 | 6/10/2010 4:21:18 PM |
| ichibon | $75.00 | $75.00 | 6/10/2010 4:21:38 PM |
| Anny-Disco | $100.00 | $100.00 | 6/10/2010 4:22:27 PM |
| ddog0224 | $25.00 | $25.00 | 6/10/2010 3:50:24 PM |
| simplelender80 | $100.00 | $100.00 | 6/10/2010 3:50:58 PM |
| snoopey100 | $25.00 | $25.00 | 6/10/2010 4:53:43 PM |
| g314 | $30.00 | $30.00 | 6/10/2010 5:05:30 PM |
| exchange-synapse | $32.32 | $32.32 | 6/10/2010 4:01:43 PM |
| point-shooter | $25.00 | $25.00 | 6/10/2010 4:01:51 PM |
| blackstar | $25.00 | $25.00 | 6/10/2010 4:02:04 PM |
| pbenjamin | $25.00 | $25.00 | 6/10/2010 4:15:48 PM |
| SanJoser | $25.00 | $25.00 | 6/10/2010 4:15:59 PM |
| giannyny | $25.00 | $25.00 | 6/10/2010 4:16:18 PM |
| SirJev | $50.00 | $50.00 | 6/11/2010 9:30:09 AM |
| Edwin_Rae | $25.00 | $25.00 | 6/10/2010 4:16:24 PM |
| orange-preeminant-bill | $31.40 | $31.40 | 6/10/2010 5:17:22 PM |
| drumcorpsnut | $50.00 | $50.00 | 6/10/2010 4:16:50 PM |
| interest-magnolia | $25.00 | $25.00 | 6/11/2010 9:36:15 AM |
| MO_Investor | $25.00 | $25.00 | 6/11/2010 9:36:25 AM |
| Kulchar | $41.30 | $41.30 | 6/10/2010 4:17:22 PM |
| bxdoc | $42.75 | $42.75 | 6/10/2010 4:17:29 PM |
| spirited-bazaar7 | $50.00 | $50.00 | 6/10/2010 4:17:45 PM |
| CrossCreek | $25.00 | $25.00 | 6/11/2010 9:37:33 AM |
| copperfield | $25.00 | $25.00 | 6/10/2010 4:17:58 PM |
| SpectrumCapital | $25.00 | $25.00 | 6/10/2010 4:18:06 PM |
| SimpleChoice | $25.00 | $25.00 | 6/10/2010 4:18:14 PM |
| Interstate_Rate | $49.93 | $49.93 | 6/10/2010 4:18:23 PM |
| Angleofcare | $25.00 | $25.00 | 6/10/2010 4:18:39 PM |
| svandgts | $50.00 | $50.00 | 6/10/2010 4:18:52 PM |
| PatriotKnight | $25.00 | $25.00 | 6/10/2010 4:19:03 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/10/2010 4:19:06 PM |
| organic-income5 | $40.00 | $40.00 | 6/10/2010 6:50:06 PM |
| bobby4u3 | $25.00 | $25.00 | 6/10/2010 4:19:14 PM |
| active-trade4 | $50.00 | $50.00 | 6/10/2010 6:54:36 PM |
| worth-arch | $25.00 | $25.00 | 6/10/2010 4:19:36 PM |
| Ocean713 | $50.00 | $50.00 | 6/10/2010 4:20:09 PM |
| commerce-handshake | $25.00 | $25.00 | 6/10/2010 4:20:13 PM |
| bold-investment-glider | $30.00 | $30.00 | 6/10/2010 4:20:19 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/10/2010 6:55:29 PM |
| mla | $25.00 | $25.00 | 6/10/2010 4:21:06 PM |
| penny-chooser | $50.00 | $50.00 | 6/10/2010 4:21:25 PM |
| credit-maverick1 | $100.00 | $100.00 | 6/11/2010 10:04:14 AM |
| shrewd-truth1 | $25.00 | $25.00 | 6/10/2010 4:21:50 PM |
| samo102us | $25.00 | $25.00 | 6/10/2010 4:21:53 PM |
| steady-bazaar | $25.00 | $25.00 | 6/10/2010 4:22:07 PM |
| bayfocus | $40.00 | $40.00 | 6/11/2010 10:14:45 AM |
| LandE2BG | $25.00 | $25.00 | 6/10/2010 4:51:43 PM |
| BlackFred | $25.00 | $25.00 | 6/10/2010 5:04:49 PM |
| Herluftrolle | $25.00 | $25.00 | 6/10/2010 5:05:53 PM |
| impeccable-transparency | $64.02 | $64.02 | 6/10/2010 10:09:36 PM |
| lively-point | $25.00 | $25.00 | 6/11/2010 12:39:36 PM |
| koinonea | $25.00 | $25.00 | 6/10/2010 5:15:37 PM |
| lloyd_s | $25.00 | $25.00 | 6/10/2010 5:16:57 PM |
| IIP77 | $25.00 | $25.00 | 6/10/2010 6:54:39 PM |
| Featherbee | $25.00 | $25.00 | 6/10/2010 7:35:25 PM |
| systemlender | $25.00 | $25.00 | 6/10/2010 7:35:41 PM |
| thestartuplender | $35.00 | $35.00 | 6/10/2010 9:14:33 PM |
| Aaron_Oz | $25.00 | $25.00 | 6/11/2010 9:36:22 AM |
| jleng | $25.00 | $25.00 | 6/11/2010 6:34:34 AM |
| neighborly-bid | $25.00 | $25.00 | 6/11/2010 7:19:57 AM |
| finance-vault | $25.00 | $25.00 | 6/11/2010 8:40:21 AM |
| benjamin67 | $25.00 | $25.00 | 6/11/2010 12:29:35 PM |
| ms48105 | $25.00 | $25.00 | 6/11/2010 9:38:09 AM |
| checca4u | $25.00 | $25.00 | 6/11/2010 10:05:21 AM |
| showcase731 | $25.00 | $25.00 | 6/11/2010 3:55:51 PM |
| marinebygod | $25.00 | $25.00 | 6/11/2010 7:18:25 PM |
| trade-structure | $25.00 | $25.00 | 6/11/2010 7:25:40 PM |
| bchen78875 | $25.00 | $25.00 | 6/12/2010 1:42:29 PM |
| famous-bill | $50.00 | $50.00 | 6/12/2010 5:54:44 AM |
| best-listing-toro | $25.00 | $25.00 | 6/12/2010 9:47:08 AM |
| Havana21 | $25.00 | $25.00 | 6/12/2010 4:24:42 PM |
| flexible-return297 | $25.00 | $25.00 | 6/12/2010 6:59:35 PM |
| halothane_logic | $25.00 | $25.00 | 6/12/2010 8:15:25 AM |
| platinum-sorcerer6 | $50.00 | $50.00 | 6/13/2010 8:49:43 AM |
| velocity-warrior | $50.00 | $50.00 | 6/12/2010 3:54:40 PM |
| elawn | $50.00 | $50.00 | 6/14/2010 9:14:41 AM |
| captainack | $25.00 | $25.00 | 6/12/2010 7:39:34 PM |
| silvercertificate | $25.00 | $25.00 | 6/13/2010 7:45:12 PM |
| lagnisiruk | $25.00 | $25.00 | 6/13/2010 11:44:47 PM |
| LAM26 | $25.00 | $25.00 | 6/14/2010 9:36:11 AM |
| the-profit-oracle | $25.00 | $25.00 | 6/14/2010 9:30:32 AM |
| radforj22 | $25.00 | $25.00 | 6/14/2010 2:56:07 PM |
| kmwvma | $25.00 | $25.00 | 6/15/2010 1:30:45 AM |
| serpentine | $50.00 | $50.00 | 6/15/2010 5:29:50 AM |
| zx12rider | $25.00 | $25.00 | 6/15/2010 10:16:26 AM |
| Clambake | $50.00 | $50.00 | 6/15/2010 4:14:24 PM |
| wdove511 | $25.00 | $25.00 | 6/16/2010 7:25:23 AM |
| reflective-rupee | $7,000.00 | $5,218.52 | 6/16/2010 1:54:26 PM |
| relierma | $25.00 | $25.00 | 6/16/2010 7:14:17 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/16/2010 5:55:43 PM |
| manugee | $50.00 | $50.00 | 6/16/2010 7:49:02 PM |
| rockhound84 | $25.00 | $25.00 | 6/16/2010 8:47:15 PM |
| 2Below | $25.00 | $25.00 | 6/17/2010 6:27:27 AM |
| gold-dissector | $25.00 | $25.00 | 6/17/2010 7:12:22 AM |
| Charmart | $25.00 | $25.00 | 6/17/2010 2:23:13 AM |
| edsmoney | $100.00 | $100.00 | 6/17/2010 2:23:13 PM |
| rockhound84 | $25.00 | $25.00 | 6/17/2010 10:26:07 AM |
| lucrative-worth | $25.00 | $25.00 | 6/17/2010 11:34:12 AM |
| Rustang | $50.00 | $50.00 | 6/17/2010 9:52:51 AM |
| dblaz5 | $200.00 | $200.00 | 6/17/2010 2:44:41 PM |
| 345 bids
|
Borrower Payment Dependent Notes Series
462280
This series of Notes was issued and sold upon the funding of the borrower loan #43097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,765.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-21-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $170.31 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $170.31 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 3m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 29 |
Occupation: | Other |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $447 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $626 |
Bankcard utilization:
| 4% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 5 | | | | |
|
Screen name:
| mskitty1263 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 62 ( 97% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 2
( 3% )
| 700-719
(Apr-2010)
580-599
(Dec-2007)
580-599
(Nov-2007)
640-659
(Mar-2007)
|
|
Principal balance:
| $995.29 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 64 | | |
Description
Pay off other debt
Purpose of loan:
This loan will be used to pay off an account of my mother's that I signed on and she had fallen behind and to help get my son home from SD to attend my Grandmas 90th birthday.
My financial situation:
I am a good candidate for this loan because I have shown the Prosper community that I am trustworthy. I paid off one loan and am almost done with the other.
Monthly net income: $ 3000
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 64.00
??Car expenses: $ 50.00
??Utilities: $
??Phone, cable, internet: $ 135.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 350.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your employment? - CommunityArts_Non-profit
A:
I have my own housecleaning company. When the company's previous owner decided to retire, I aquired the business.
(Jun-20-2010)
Q:
Hi,
Why are you currently delinquent for $626?
-Thank you,
MM - Mr-Miracle
A:
This is the account that I signed for with my mother. She became ill and fell behind in payments. She has been paying every month now but has not been able to take care of the amount in arrears. I plan to take care of that if I should get this Prosper loan.
(Jun-20-2010)
Q:
Are there any housing, utilities, and food expenses? If so, what are
they? - RecoveryLender
A:
My husband pays housing & food costs. Utilities are split between my company(as I work from home) and my husband.
(Jun-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jhouman | $25.00 | $25.00 | 6/14/2010 4:42:14 PM |
| MoneyForNothing | $37.05 | $37.05 | 6/14/2010 8:21:44 PM |
| RainyDayFunds | $25.00 | $25.00 | 6/16/2010 10:53:55 AM |
| UCLA4life | $25.00 | $25.00 | 6/17/2010 10:44:44 AM |
| zone6 | $100.00 | $100.00 | 6/17/2010 9:36:31 PM |
| Kash2010lu | $35.00 | $35.00 | 6/18/2010 9:04:30 AM |
| Hummer-Guy | $25.00 | $25.00 | 6/18/2010 6:55:18 PM |
| worldly-gold | $50.00 | $50.00 | 6/18/2010 10:36:13 PM |
| lender12345 | $25.00 | $25.00 | 6/19/2010 8:54:22 AM |
| GrossBuddha | $50.00 | $50.00 | 6/18/2010 7:27:22 PM |
| atomantic | $25.00 | $25.00 | 6/19/2010 9:18:55 AM |
| capital-galaxy | $150.00 | $150.00 | 6/18/2010 8:55:41 PM |
| autoconnection | $26.34 | $26.34 | 6/19/2010 6:32:02 AM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 6/19/2010 11:36:51 PM |
| jbloans | $25.00 | $25.00 | 6/19/2010 1:36:56 PM |
| 1traveler | $25.00 | $25.00 | 6/20/2010 8:18:38 PM |
| greenback-chairman5 | $25.00 | $25.00 | 6/20/2010 9:15:47 AM |
| tigerlady92 | $25.00 | $25.00 | 6/20/2010 8:33:39 AM |
| currency-bumblebee | $100.00 | $100.00 | 6/21/2010 5:13:49 AM |
| Leshan | $100.00 | $100.00 | 6/21/2010 8:44:51 AM |
| blitzen40 | $25.00 | $25.00 | 6/20/2010 6:18:26 PM |
| Feyenoord | $50.00 | $50.00 | 6/20/2010 8:37:37 PM |
| NekHoldings | $25.00 | $25.00 | 6/21/2010 4:58:47 AM |
| realtormoises | $25.00 | $25.00 | 6/21/2010 6:43:41 AM |
| vmh20035 | $50.00 | $50.00 | 6/21/2010 3:27:21 PM |
| dynrep | $25.00 | $25.00 | 6/21/2010 9:04:26 AM |
| lend4life13 | $891.72 | $793.12 | 6/21/2010 9:42:43 AM |
| carrinel | $50.00 | $50.00 | 6/21/2010 11:10:30 AM |
| Rip128 | $45.00 | $45.00 | 6/21/2010 12:42:20 PM |
| payout-bridge | $175.00 | $175.00 | 6/21/2010 3:59:25 PM |
| DMKAssetManagement | $41.55 | $41.55 | 6/21/2010 12:33:31 PM |
| dcm6276 | $25.00 | $25.00 | 6/21/2010 12:45:23 PM |
| reflective-rupee | $25.00 | $25.00 | 6/21/2010 2:44:15 PM |
| ultimate-peace | $100.00 | $100.00 | 6/21/2010 3:18:08 PM |
| power-grid134 | $25.00 | $25.00 | 6/21/2010 3:35:07 PM |
| CaliforniaSun | $25.00 | $25.00 | 6/21/2010 3:48:26 PM |
| payout-bridge | $100.00 | $100.00 | 6/21/2010 4:00:09 PM |
| myutmost | $29.07 | $29.07 | 6/14/2010 7:46:21 PM |
| jhouman | $25.00 | $25.00 | 6/15/2010 4:27:20 PM |
| return-grizzly | $200.00 | $200.00 | 6/15/2010 4:43:22 PM |
| myutmost | $28.51 | $28.51 | 6/18/2010 6:26:25 PM |
| worldly-gold | $50.00 | $50.00 | 6/18/2010 10:36:39 PM |
| icanhasloanz | $200.00 | $200.00 | 6/19/2010 2:30:45 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/20/2010 9:45:32 AM |
| YoungTaxMan | $150.00 | $150.00 | 6/20/2010 8:59:33 PM |
| unger | $50.00 | $50.00 | 6/20/2010 4:48:02 PM |
| soulblest | $50.00 | $50.00 | 6/20/2010 2:32:53 PM |
| five-star-note | $50.00 | $50.00 | 6/21/2010 12:44:31 PM |
| ore-dojo | $25.00 | $25.00 | 6/21/2010 2:24:33 PM |
| beer-gardener | $68.36 | $68.36 | 6/21/2010 11:48:40 AM |
| Ray3486 | $25.00 | $25.00 | 6/21/2010 1:18:11 PM |
| bmw2 | $36.00 | $36.00 | 6/21/2010 2:23:46 PM |
| reflective-rupee | $50.00 | $50.00 | 6/21/2010 2:44:01 PM |
| Mikale360 | $25.00 | $25.00 | 6/21/2010 3:05:24 PM |
| well-mannered-income3 | $80.00 | $80.00 | 6/21/2010 3:24:17 PM |
| Kash2010lu | $35.00 | $35.00 | 6/21/2010 3:37:55 PM |
| Kash2010lu | $35.00 | $35.00 | 6/21/2010 3:58:21 PM |
| 57 bids
|
Borrower Payment Dependent Notes Series
462300
This series of Notes was issued and sold upon the funding of the borrower loan #43102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $307.43 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $307.43 |
| |
|
Auction yield range:
| 3.98% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1991 |
Debt/Income ratio:
| 39% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 14
/
12 | Length of status: | 11y 6m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 39 |
Occupation: | Engineer - Mechanic... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $33,314 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 67% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| toneman110 |
Borrower's state:
| Ohio |
Borrower's group:
| BuildingTree |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 58 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $19,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2008)
680-699
(May-2007)
680-699
(Apr-2007)
|
|
Principal balance:
| $2,251.55 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 58 | | |
Description
My loan for home improvement
Thanks for look at my request. The money that I am asking for will be used to remodel our current home so we rent it after our new home is finished being built. The money will be for carpet, painting and a new roof. If you look at my history you will see I paid off one of my loans and the second one will be paid off in one year. (Maybe sooner) So feel safe with me and help I finish my goal and we both win.Thanks
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 6/11/2010 4:16:00 PM |
| new-return-faire | $50.00 | $50.00 | 6/11/2010 4:17:58 PM |
| ddog0224 | $25.00 | $25.00 | 6/11/2010 4:21:46 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/11/2010 4:22:19 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/11/2010 4:22:25 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/11/2010 4:23:22 PM |
| pavelz | $28.93 | $28.93 | 6/11/2010 4:40:42 PM |
| trade-structure | $25.00 | $25.00 | 6/11/2010 7:25:36 PM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:29:39 PM |
| american6 | $25.00 | $25.00 | 6/11/2010 4:21:51 PM |
| benjamin67 | $25.00 | $25.00 | 6/12/2010 6:49:39 AM |
| ichibon | $75.00 | $75.00 | 6/11/2010 4:23:45 PM |
| halothane_logic | $25.00 | $25.00 | 6/12/2010 8:15:21 AM |
| rdrloan | $50.00 | $50.00 | 6/11/2010 4:24:35 PM |
| SNH | $50.00 | $50.00 | 6/11/2010 4:17:28 PM |
| Phantom99 | $25.00 | $25.00 | 6/12/2010 10:14:59 AM |
| turbolozano | $25.00 | $25.00 | 6/12/2010 1:04:55 PM |
| impressive-credit431 | $25.00 | $25.00 | 6/11/2010 7:14:34 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/11/2010 4:21:31 PM |
| gulch | $25.00 | $25.00 | 6/11/2010 9:05:10 PM |
| cash-spark3 | $25.00 | $25.00 | 6/11/2010 4:23:39 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/11/2010 4:24:06 PM |
| shrewd-truth1 | $25.00 | $25.00 | 6/11/2010 4:24:21 PM |
| trustu | $25.00 | $25.00 | 6/12/2010 1:55:21 PM |
| greenback-museum | $25.00 | $25.00 | 6/12/2010 4:35:42 AM |
| tenny321 | $25.00 | $25.00 | 6/12/2010 2:09:05 PM |
| tidy-dime | $25.00 | $25.00 | 6/12/2010 2:31:31 PM |
| worth-arch | $25.00 | $25.00 | 6/12/2010 2:31:34 PM |
| neighborly-bid | $25.00 | $25.00 | 6/12/2010 3:05:08 PM |
| integrity-trumpet | $36.83 | $36.83 | 6/12/2010 9:54:48 AM |
| financial-frenzy | $29.75 | $29.75 | 6/12/2010 3:30:42 PM |
| velocity-warrior | $50.00 | $50.00 | 6/12/2010 3:54:37 PM |
| MrLender101 | $50.00 | $50.00 | 6/12/2010 10:35:21 AM |
| riproaringrapids | $25.00 | $25.00 | 6/12/2010 4:34:37 PM |
| responsible-investment0 | $25.00 | $25.00 | 6/12/2010 4:41:19 PM |
| treasure-bliss | $60.81 | $60.81 | 6/12/2010 1:10:16 AM |
| balance6 | $25.00 | $25.00 | 6/12/2010 11:59:37 AM |
| captainack | $25.00 | $25.00 | 6/12/2010 7:39:32 PM |
| Cheburashka | $25.00 | $25.00 | 6/12/2010 1:44:10 PM |
| ptjg | $50.00 | $50.00 | 6/13/2010 2:39:40 AM |
| shasta1 | $44.48 | $44.48 | 6/12/2010 10:14:35 AM |
| Ripsaw4U | $25.00 | $25.00 | 6/12/2010 10:14:58 AM |
| point-shooter | $25.00 | $25.00 | 6/12/2010 10:35:15 AM |
| intelligent-credit0 | $32.93 | $32.93 | 6/12/2010 12:49:36 PM |
| CAGE-Investments | $53.03 | $53.03 | 6/12/2010 2:31:01 PM |
| top-historic-peso | $25.00 | $25.00 | 6/12/2010 4:34:41 PM |
| monstersdad | $34.55 | $34.55 | 6/12/2010 1:55:41 PM |
| boater01 | $50.00 | $50.00 | 6/12/2010 1:58:15 PM |
| Ragnar | $25.00 | $25.00 | 6/12/2010 7:19:33 PM |
| miket71 | $55.57 | $55.57 | 6/12/2010 2:26:12 PM |
| power-pagoda | $26.00 | $26.00 | 6/14/2010 4:54:34 AM |
| drkosh | $25.00 | $25.00 | 6/12/2010 2:39:44 PM |
| lamarsam | $25.00 | $25.00 | 6/12/2010 4:24:35 PM |
| transparency-advocator | $25.00 | $25.00 | 6/13/2010 6:36:59 AM |
| durability-mad-scientist4 | $37.78 | $37.78 | 6/14/2010 8:34:39 AM |
| arcangel72 | $25.00 | $25.00 | 6/12/2010 4:34:53 PM |
| CalBear5 | $25.00 | $25.00 | 6/14/2010 9:29:42 AM |
| delicious-social132 | $25.00 | $25.00 | 6/14/2010 9:30:06 AM |
| bid-papyrus | $25.00 | $25.00 | 6/14/2010 9:45:50 AM |
| clean-finance1 | $25.00 | $25.00 | 6/14/2010 10:14:54 AM |
| lagnisiruk | $25.00 | $25.00 | 6/14/2010 10:26:25 AM |
| KonkoKid | $50.00 | $50.00 | 6/13/2010 6:39:45 AM |
| commerce-handshake | $25.00 | $25.00 | 6/13/2010 8:34:37 PM |
| heerzaquestion | $25.00 | $25.00 | 6/13/2010 7:49:01 AM |
| adamnash | $25.00 | $25.00 | 6/13/2010 8:54:40 PM |
| icchok | $50.00 | $50.00 | 6/14/2010 11:57:25 AM |
| kmr2 | $130.38 | $130.38 | 6/14/2010 11:57:29 AM |
| kchen486 | $50.00 | $50.00 | 6/14/2010 11:57:35 AM |
| sharkm | $35.00 | $35.00 | 6/14/2010 4:36:26 AM |
| LoansomeRanger | $50.00 | $50.00 | 6/13/2010 11:49:43 AM |
| trustworthy-fairness | $25.79 | $25.79 | 6/13/2010 6:24:33 PM |
| moola-accelerator6 | $40.00 | $40.00 | 6/14/2010 9:29:49 AM |
| jonn834 | $25.00 | $25.00 | 6/14/2010 3:24:32 PM |
| cathexis | $100.00 | $100.00 | 6/14/2010 3:45:31 PM |
| keeminn | $50.00 | $50.00 | 6/14/2010 3:45:39 PM |
| Favish | $37.49 | $37.49 | 6/14/2010 3:46:23 PM |
| Aberdeen | $400.00 | $400.00 | 6/14/2010 9:45:36 AM |
| fenderxes | $25.00 | $25.00 | 6/14/2010 7:29:32 AM |
| upright-asset2 | $25.00 | $25.00 | 6/14/2010 8:59:33 AM |
| kelseyshea | $25.00 | $25.00 | 6/14/2010 9:29:39 AM |
| fiddlerzvi | $29.67 | $29.67 | 6/14/2010 12:04:52 PM |
| lloyd_s | $25.00 | $25.00 | 6/14/2010 9:38:08 AM |
| Aberdeen | $400.00 | $400.00 | 6/14/2010 9:38:37 AM |
| californiakhan | $25.00 | $25.00 | 6/14/2010 9:49:30 AM |
| the-profit-oracle | $25.00 | $25.00 | 6/14/2010 1:41:58 PM |
| angeimack | $25.00 | $25.00 | 6/14/2010 11:14:30 AM |
| yachey | $25.00 | $25.00 | 6/14/2010 3:24:34 PM |
| systemlender | $25.00 | $25.00 | 6/14/2010 11:56:40 AM |
| twirl2 | $25.00 | $25.00 | 6/14/2010 11:57:29 AM |
| Bank42 | $50.00 | $50.00 | 6/14/2010 11:57:33 AM |
| banjot | $25.00 | $25.00 | 6/14/2010 12:04:45 PM |
| zeraphm | $25.00 | $25.00 | 6/14/2010 3:46:24 PM |
| wwwUniversal | $25.00 | $25.00 | 6/14/2010 3:50:13 PM |
| JanLal | $25.00 | $25.00 | 6/14/2010 3:45:59 PM |
| Reinadog9 | $50.00 | $50.00 | 6/14/2010 3:46:16 PM |
| investor7257 | $25.00 | $25.00 | 6/14/2010 3:46:21 PM |
| ommcd | $25.00 | $25.00 | 6/14/2010 3:46:26 PM |
| steiglends | $70.00 | $20.99 | 6/14/2010 3:46:31 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 6/14/2010 11:15:35 PM |
| selector568 | $59.84 | $59.84 | 6/15/2010 7:39:53 AM |
| LittleMingo | $30.00 | $30.00 | 6/15/2010 1:58:50 PM |
| bondhedger | $25.00 | $25.00 | 6/15/2010 11:39:15 PM |
| market-pudding | $25.00 | $25.00 | 6/16/2010 11:46:08 AM |
| kleinbrak | $25.00 | $25.00 | 6/16/2010 7:24:28 PM |
| 1phantom | $50.00 | $50.00 | 6/18/2010 8:35:09 AM |
| Independenttools | $25.00 | $25.00 | 6/18/2010 10:54:52 AM |
| khamlagirl | $25.00 | $25.00 | 6/18/2010 11:48:30 AM |
| value-guru3 | $25.00 | $25.00 | 6/18/2010 3:32:08 PM |
| personal-lender | $25.00 | $25.00 | 6/11/2010 4:22:50 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/11/2010 4:40:38 PM |
| jdrez | $25.00 | $25.00 | 6/11/2010 4:17:16 PM |
| gracej | $25.00 | $25.00 | 6/11/2010 4:18:05 PM |
| chestnut4 | $25.00 | $25.00 | 6/11/2010 7:46:24 PM |
| nick456sd | $25.00 | $25.00 | 6/11/2010 8:04:38 PM |
| FG9YTR | $25.00 | $25.00 | 6/11/2010 11:20:44 PM |
| orgy63 | $25.00 | $25.00 | 6/11/2010 4:21:20 PM |
| hrubinst | $25.00 | $25.00 | 6/11/2010 4:21:37 PM |
| loot-heart | $50.00 | $50.00 | 6/11/2010 4:17:38 PM |
| mzman | $25.00 | $25.00 | 6/12/2010 12:42:40 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/12/2010 12:49:40 PM |
| Avala | $50.00 | $50.00 | 6/11/2010 4:21:41 PM |
| bchen78875 | $25.00 | $25.00 | 6/12/2010 1:42:37 PM |
| Aimvest | $25.00 | $25.00 | 6/12/2010 1:58:10 PM |
| rescue | $50.00 | $50.00 | 6/12/2010 4:35:43 AM |
| listing-shooter4 | $50.00 | $50.00 | 6/12/2010 5:10:34 AM |
| famous-bill | $50.00 | $50.00 | 6/12/2010 5:54:40 AM |
| enthusiastic-balance5 | $62.22 | $62.22 | 6/11/2010 4:39:35 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 6/12/2010 2:29:45 PM |
| unassassinable | $25.00 | $25.00 | 6/12/2010 2:30:59 PM |
| currency-shaker16 | $50.00 | $50.00 | 6/11/2010 8:44:33 PM |
| investment-defender | $25.00 | $25.00 | 6/11/2010 8:49:40 PM |
| MoneyForNothing | $49.65 | $49.65 | 6/11/2010 9:01:40 PM |
| penny-chooser | $50.00 | $50.00 | 6/12/2010 4:20:25 PM |
| economy-producer | $25.00 | $25.00 | 6/12/2010 4:34:42 PM |
| actuarial_investor | $25.00 | $25.00 | 6/12/2010 4:34:49 PM |
| inspiring-reward | $25.00 | $25.00 | 6/12/2010 4:42:25 PM |
| blackstar | $25.00 | $25.00 | 6/12/2010 4:35:45 AM |
| dinero-speaker | $50.00 | $50.00 | 6/12/2010 11:59:39 AM |
| orange-preeminant-bill | $27.47 | $27.47 | 6/12/2010 1:14:45 PM |
| shrewd-peace7 | $29.13 | $29.13 | 6/12/2010 10:24:35 PM |
| Kierf | $25.00 | $25.00 | 6/12/2010 1:44:16 PM |
| visionary-community | $25.00 | $25.00 | 6/12/2010 9:35:44 AM |
| DcUnited | $30.00 | $30.00 | 6/12/2010 1:58:21 PM |
| Ocean713 | $50.00 | $50.00 | 6/13/2010 5:59:44 AM |
| lively-point | $25.00 | $25.00 | 6/13/2010 6:36:25 AM |
| gavinfh | $25.00 | $25.00 | 6/13/2010 7:05:12 AM |
| archeanchaos | $25.00 | $25.00 | 6/13/2010 8:34:30 AM |
| payout-detective7 | $25.00 | $25.00 | 6/12/2010 10:35:17 AM |
| naina_my_daughter | $25.00 | $25.00 | 6/12/2010 10:39:33 AM |
| enriching-capital | $25.00 | $25.00 | 6/13/2010 11:40:15 AM |
| rhodylend | $25.00 | $25.00 | 6/13/2010 3:05:18 PM |
| shrewd-deal | $25.00 | $25.00 | 6/12/2010 1:14:42 PM |
| tranquil-return4 | $25.00 | $25.00 | 6/12/2010 3:30:43 PM |
| castleman | $25.00 | $25.00 | 6/12/2010 1:27:48 PM |
| Havana21 | $25.00 | $25.00 | 6/12/2010 4:24:39 PM |
| tsui517 | $25.00 | $25.00 | 6/12/2010 4:34:40 PM |
| Pasagam | $25.00 | $25.00 | 6/12/2010 4:34:51 PM |
| fairness-kayak | $25.00 | $25.00 | 6/12/2010 4:42:33 PM |
| Dap2005 | $25.00 | $25.00 | 6/12/2010 1:58:12 PM |
| bid-czar8 | $34.29 | $34.29 | 6/13/2010 8:54:39 PM |
| bowdish1 | $50.00 | $50.00 | 6/12/2010 2:11:25 PM |
| flexible-return297 | $25.00 | $25.00 | 6/12/2010 6:59:32 PM |
| samo102us | $25.00 | $25.00 | 6/13/2010 11:09:46 PM |
| one-midas | $25.00 | $25.00 | 6/12/2010 9:29:59 PM |
| piter-to-la-investment | $25.00 | $25.00 | 6/12/2010 2:30:41 PM |
| 108lender | $30.87 | $30.87 | 6/12/2010 10:05:35 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/12/2010 2:31:08 PM |
| Anny-Disco | $37.16 | $37.16 | 6/12/2010 2:31:30 PM |
| platinum-sorcerer6 | $50.00 | $50.00 | 6/13/2010 8:49:37 AM |
| dime-beeper | $30.00 | $30.00 | 6/14/2010 8:34:33 AM |
| gecko68 | $25.00 | $25.00 | 6/12/2010 4:41:18 PM |
| elawn | $50.00 | $50.00 | 6/14/2010 9:14:39 AM |
| Isaac007 | $25.00 | $25.00 | 6/13/2010 10:19:53 AM |
| the-money-gargantuan | $25.00 | $25.00 | 6/14/2010 9:29:46 AM |
| Aberdeen | $500.00 | $500.00 | 6/14/2010 9:45:37 AM |
| Peterman | $25.00 | $25.00 | 6/14/2010 11:39:34 AM |
| successful-euro | $50.00 | $50.00 | 6/14/2010 11:56:28 AM |
| IIP77 | $25.00 | $25.00 | 6/14/2010 11:56:40 AM |
| Interstate_Rate | $50.00 | $50.00 | 6/14/2010 11:57:28 AM |
| objective-investor | $100.00 | $100.00 | 6/14/2010 11:57:30 AM |
| iflyforfun | $25.00 | $25.00 | 6/13/2010 11:35:01 PM |
| floret596 | $25.00 | $25.00 | 6/14/2010 12:10:59 PM |
| Bronxpsy | $25.00 | $25.00 | 6/13/2010 11:00:29 AM |
| peb44 | $50.00 | $50.00 | 6/13/2010 1:59:40 PM |
| time4aloan | $42.17 | $42.17 | 6/14/2010 1:29:39 PM |
| momar75 | $50.00 | $50.00 | 6/13/2010 5:00:43 PM |
| wayman | $35.85 | $35.85 | 6/13/2010 5:04:37 PM |
| ready-currency | $25.00 | $25.00 | 6/14/2010 8:30:32 AM |
| radforj22 | $25.00 | $25.00 | 6/14/2010 2:56:03 PM |
| resource777 | $25.00 | $25.00 | 6/14/2010 2:59:33 PM |
| Marathoner | $25.00 | $25.00 | 6/14/2010 9:29:43 AM |
| a-yield-escalator | $25.00 | $25.00 | 6/14/2010 9:35:06 AM |
| LAM26 | $25.00 | $25.00 | 6/14/2010 9:36:10 AM |
| drkeith | $50.00 | $50.00 | 6/14/2010 3:45:26 PM |
| money-bauble | $41.19 | $41.19 | 6/14/2010 9:37:04 AM |
| CROBRUN | $25.00 | $25.00 | 6/14/2010 3:45:34 PM |
| orange-courageous-dedication | $25.00 | $25.00 | 6/14/2010 3:45:45 PM |
| Composure1 | $33.70 | $33.70 | 6/14/2010 3:46:00 PM |
| syounker | $25.00 | $25.00 | 6/14/2010 3:46:28 PM |
| Aberdeen | $400.00 | $400.00 | 6/14/2010 9:38:36 AM |
| ryelk | $25.00 | $25.00 | 6/14/2010 10:44:28 AM |
| teller | $25.00 | $25.00 | 6/14/2010 11:58:05 AM |
| TRUST68 | $25.00 | $25.00 | 6/14/2010 9:29:34 AM |
| logical-repayment1 | $50.00 | $50.00 | 6/14/2010 12:14:38 PM |
| Aberdeen | $400.00 | $400.00 | 6/14/2010 9:45:44 AM |
| benefit-elation | $50.00 | $50.00 | 6/14/2010 12:49:35 PM |
| spreadgoodwill | $25.00 | $25.00 | 6/14/2010 1:25:55 PM |
| tech_helper | $50.00 | $50.00 | 6/14/2010 11:57:32 AM |
| new-honorable-rate | $25.00 | $25.00 | 6/14/2010 12:04:35 PM |
| payout-paladin0 | $25.00 | $25.00 | 6/14/2010 3:46:12 PM |
| autonomous-basis | $25.00 | $25.00 | 6/14/2010 3:46:29 PM |
| cash-queen | $26.48 | $26.48 | 6/14/2010 12:55:48 PM |
| NycDean | $50.00 | $50.00 | 6/14/2010 12:55:57 PM |
| j2ee | $25.00 | $25.00 | 6/14/2010 1:25:10 PM |
| tremendous-payment | $25.00 | $25.00 | 6/14/2010 3:45:57 PM |
| lucrative-dollar | $25.00 | $25.00 | 6/14/2010 3:46:07 PM |
| cablenews | $50.00 | $50.00 | 6/14/2010 3:46:19 PM |
| RG | $25.00 | $25.00 | 6/14/2010 3:46:25 PM |
| funds-rascal | $25.00 | $25.00 | 6/14/2010 3:46:30 PM |
| BlueProteus | $25.00 | $25.00 | 6/15/2010 11:30:27 PM |
| Johnab | $50.00 | $50.00 | 6/16/2010 4:44:37 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/17/2010 4:03:37 PM |
| martymaniaman | $50.00 | $50.00 | 6/18/2010 6:28:36 AM |
| Dollars4Rent | $25.00 | $25.00 | 6/17/2010 9:27:37 PM |
| MonkeyHero | $25.00 | $25.00 | 6/18/2010 6:41:14 AM |
| CA_Lender | $25.00 | $25.00 | 6/18/2010 3:38:28 PM |
| groovychick | $25.00 | $25.00 | 6/18/2010 3:59:13 PM |
| 227 bids
|
Borrower Payment Dependent Notes Series
462304
This series of Notes was issued and sold upon the funding of the borrower loan #43094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $79.73 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $79.73 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 16
/
13 | Length of status: | 2y 5m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 28 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $18,808 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 58% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| pure-trade3 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
investment
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because? I have a stable job and am a good credit rating candidate.
Monthly net income: $ 4200
Monthly expenses: $
??Housing: $ 1200
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| impressive-credit431 | $500.00 | $500.00 | 6/14/2010 4:01:43 PM |
| AmericanCredit | $25.00 | $25.00 | 6/14/2010 4:07:40 PM |
| a-responsible-return | $25.00 | $25.00 | 6/14/2010 4:09:35 PM |
| tntmojave | $25.00 | $25.00 | 6/14/2010 4:10:12 PM |
| ichibon | $75.00 | $75.00 | 6/14/2010 4:17:18 PM |
| systematic0 | $25.00 | $25.00 | 6/14/2010 4:18:21 PM |
| Phantom99 | $25.00 | $25.00 | 6/14/2010 4:23:26 PM |
| delicious-social132 | $25.00 | $25.00 | 6/14/2010 4:05:26 PM |
| loot-heart | $50.00 | $50.00 | 6/14/2010 4:06:39 PM |
| orgy63 | $25.00 | $25.00 | 6/14/2010 4:08:22 PM |
| meenan | $25.00 | $25.00 | 6/14/2010 4:09:22 PM |
| Ivan2007 | $25.00 | $25.00 | 6/14/2010 4:02:02 PM |
| successful-euro | $75.00 | $75.00 | 6/14/2010 4:02:25 PM |
| riproaringrapids | $25.00 | $25.00 | 6/14/2010 4:03:08 PM |
| personal-lender | $25.00 | $25.00 | 6/14/2010 4:05:37 PM |
| hrubinst | $25.00 | $25.00 | 6/14/2010 4:12:27 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/14/2010 4:08:44 PM |
| alexstar | $25.00 | $25.00 | 6/14/2010 4:09:07 PM |
| truth-image | $50.00 | $50.00 | 6/14/2010 4:09:16 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/14/2010 4:12:20 PM |
| majormoves1 | $25.00 | $25.00 | 6/14/2010 4:20:29 PM |
| generous-deal6 | $25.00 | $25.00 | 6/14/2010 4:18:38 PM |
| bchen78875 | $25.00 | $25.00 | 6/14/2010 4:20:06 PM |
| NATIVEBORN | $25.00 | $25.00 | 6/14/2010 4:21:15 PM |
| Artist_Blue | $25.00 | $25.00 | 6/14/2010 4:02:10 PM |
| dharma1 | $25.00 | $25.00 | 6/14/2010 4:02:59 PM |
| pavelz | $100.00 | $100.00 | 6/14/2010 4:05:16 PM |
| kenji4861 | $25.00 | $25.00 | 6/14/2010 4:08:07 PM |
| mlopez2007 | $25.00 | $25.00 | 6/14/2010 4:09:04 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/14/2010 4:09:31 PM |
| american6 | $50.00 | $50.00 | 6/14/2010 4:09:45 PM |
| kegs | $100.00 | $100.00 | 6/14/2010 4:10:00 PM |
| figs4u2 | $80.00 | $80.00 | 6/14/2010 4:10:31 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/14/2010 4:10:56 PM |
| simplelender80 | $100.00 | $100.00 | 6/14/2010 4:11:02 PM |
| alpinaut | $25.00 | $25.00 | 6/14/2010 4:16:02 PM |
| cash-spark3 | $25.00 | $25.00 | 6/14/2010 4:16:57 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/14/2010 4:17:23 PM |
| skvat | $25.00 | $25.00 | 6/14/2010 4:18:29 PM |
| j2ee | $25.00 | $25.00 | 6/14/2010 4:01:30 PM |
| GElender | $40.67 | $40.67 | 6/14/2010 4:21:41 PM |
| meux99 | $25.00 | $25.00 | 6/14/2010 4:02:38 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/14/2010 4:02:48 PM |
| antlr | $25.00 | $25.00 | 6/14/2010 4:22:39 PM |
| flexible-return297 | $25.00 | $25.00 | 6/14/2010 4:23:02 PM |
| koa | $50.00 | $50.00 | 6/14/2010 4:05:32 PM |
| SNH | $50.00 | $50.00 | 6/14/2010 4:06:12 PM |
| moltopaolo | $50.00 | $50.00 | 6/14/2010 4:10:41 PM |
| hookUup | $25.00 | $25.00 | 6/14/2010 4:10:50 PM |
| Avala | $50.00 | $50.00 | 6/14/2010 4:13:04 PM |
| flexible-value | $28.00 | $28.00 | 6/14/2010 4:10:16 PM |
| reinforced-reward | $25.00 | $25.00 | 6/14/2010 4:19:00 PM |
| NJournalist | $25.00 | $25.00 | 6/14/2010 4:19:09 PM |
| Havana21 | $25.00 | $25.00 | 6/14/2010 4:22:17 PM |
| peb44 | $50.00 | $26.33 | 6/14/2010 4:23:55 PM |
| 55 bids
|
Borrower Payment Dependent Notes Series
462344
This series of Notes was issued and sold upon the funding of the borrower loan #43135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-21-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 10.98% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 38% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 5m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 32 |
Occupation: | Food Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,405 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 60% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 29 | | | | |
|
Screen name:
| smart-trade6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
shop/storage building
Purpose of loan:
This loan will be used to? build a shop/storage building for my home.
My financial situation:
I am a good candidate for this loan because?I have one more payment on my wife's vehicle, and that'll free up $640 more per month.??
Monthly net income: $ monthly household income is $7500.
Monthly expenses: $
??Housing: $ 716
??Insurance: $ 112
??Car expenses: $ 335
??Utilities: $?200
??Phone, cable, internet: $300
??Food, entertainment: $ 600
??Clothing, household expenses $300
??Credit cards and other loans: $ 500
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
29 delinquencies? Please explain (public, please). Thanks. - tompau
A:
The delinquencies were all about 7 years ago when I was in business for myself. I got behind on my credit cards and eventually had to sell my business and file bankruptcy. The public record was the bankruptcy which was discharged about 5 1/2 years ago. if you need anymore information, please let me know.- thanks
(Jun-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loot-heart | $50.00 | $50.00 | 6/14/2010 4:07:03 PM |
| cash-spark3 | $25.00 | $25.00 | 6/14/2010 4:13:35 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/14/2010 4:05:53 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/14/2010 4:05:50 PM |
| S-Master | $25.00 | $25.00 | 6/14/2010 4:12:00 PM |
| greenwell | $25.00 | $25.00 | 6/14/2010 4:20:45 PM |
| openness-prospector | $25.00 | $25.00 | 6/14/2010 5:39:49 PM |
| bid-czar8 | $100.00 | $100.00 | 6/14/2010 5:54:44 PM |
| personal-lender | $25.00 | $25.00 | 6/14/2010 4:14:06 PM |
| MADAOO7 | $50.00 | $50.00 | 6/14/2010 4:15:02 PM |
| generous-deal6 | $25.00 | $25.00 | 6/14/2010 6:35:05 PM |
| Artist_Blue | $25.00 | $25.00 | 6/14/2010 4:39:26 PM |
| lagnisiruk | $25.00 | $25.00 | 6/14/2010 4:24:35 PM |
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:27:12 PM |
| ommcd | $25.00 | $25.00 | 6/14/2010 8:15:21 PM |
| SFDiver | $25.00 | $25.00 | 6/14/2010 8:24:48 PM |
| InvestorPartners | $25.00 | $25.00 | 6/14/2010 11:25:04 PM |
| currency-oak | $25.00 | $25.00 | 6/15/2010 9:11:17 AM |
| oskizzle | $25.00 | $25.00 | 6/15/2010 10:50:32 AM |
| worth-arch | $25.00 | $25.00 | 6/15/2010 1:04:36 PM |
| revenue-achievement | $25.00 | $25.00 | 6/15/2010 1:10:33 PM |
| Rips | $25.00 | $25.00 | 6/15/2010 3:19:37 PM |
| oreyedoc | $50.00 | $50.00 | 6/15/2010 7:45:35 PM |
| market-walnut5 | $50.00 | $50.00 | 6/16/2010 5:59:34 AM |
| loan4teacher | $30.00 | $30.00 | 6/16/2010 11:08:01 AM |
| moopi | $25.00 | $25.00 | 6/16/2010 12:24:34 PM |
| YsoSLO | $50.00 | $50.00 | 6/17/2010 10:07:35 AM |
| noble-revenue | $100.00 | $100.00 | 6/17/2010 11:04:42 AM |
| FASTIZIO_P | $27.00 | $27.00 | 6/17/2010 9:35:38 AM |
| johnayan | $25.00 | $25.00 | 6/17/2010 1:31:44 PM |
| delivery | $25.00 | $25.00 | 6/17/2010 1:32:22 PM |
| dparkhom | $25.00 | $25.00 | 6/18/2010 9:05:52 AM |
| KevinC_63366 | $25.00 | $25.00 | 6/18/2010 10:47:11 AM |
| ndwayno | $25.00 | $25.00 | 6/18/2010 10:59:58 AM |
| teller | $25.00 | $25.00 | 6/18/2010 6:54:41 AM |
| Debdebwildwoman | $25.00 | $25.00 | 6/18/2010 2:27:41 PM |
| wlm3012 | $25.00 | $25.00 | 6/18/2010 3:53:29 PM |
| ElAbel11 | $25.00 | $25.00 | 6/18/2010 11:12:55 AM |
| bountiful-durability | $50.00 | $50.00 | 6/18/2010 2:10:02 PM |
| relentless-penny | $25.00 | $25.00 | 6/18/2010 2:44:38 PM |
| punctual-worth | $25.00 | $25.00 | 6/18/2010 7:14:37 PM |
| 1phantom | $25.00 | $25.00 | 6/18/2010 9:59:39 PM |
| uncleegg | $50.00 | $50.00 | 6/19/2010 7:29:37 AM |
| Helenska11 | $25.00 | $25.00 | 6/19/2010 5:04:40 AM |
| Fernpatch_autoshop | $25.00 | $25.00 | 6/19/2010 2:04:01 PM |
| nycloan | $25.00 | $25.00 | 6/19/2010 6:39:30 AM |
| wwwUniversal | $25.00 | $25.00 | 6/19/2010 7:59:34 PM |
| irrelevant | $25.00 | $25.00 | 6/19/2010 10:15:20 AM |
| Raetha | $25.00 | $25.00 | 6/19/2010 1:19:41 PM |
| gotyourgear | $25.00 | $25.00 | 6/19/2010 1:48:41 PM |
| WorldlyWorker | $25.00 | $25.00 | 6/19/2010 2:04:10 PM |
| DreDub | $50.00 | $50.00 | 6/19/2010 4:42:11 PM |
| dano1965 | $50.00 | $50.00 | 6/21/2010 7:56:11 AM |
| Leshan | $25.00 | $25.00 | 6/21/2010 8:49:47 AM |
| ddoneday | $25.00 | $25.00 | 6/21/2010 12:12:59 PM |
| patriot384 | $70.00 | $70.00 | 6/21/2010 6:10:02 AM |
| tompau | $25.00 | $25.00 | 6/21/2010 9:45:40 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/21/2010 10:30:46 AM |
| goodhearted-basis4 | $25.00 | $25.00 | 6/21/2010 3:58:13 PM |
| loyalist1 | $50.00 | $50.00 | 6/21/2010 1:14:35 PM |
| Kash2010lu | $25.00 | $25.00 | 6/21/2010 3:47:37 PM |
| Engineer44 | $25.00 | $25.00 | 6/21/2010 3:59:51 PM |
| SNH | $50.00 | $50.00 | 6/14/2010 4:13:46 PM |
| top-historic-peso | $26.00 | $26.00 | 6/14/2010 4:13:56 PM |
| orderly-leverage | $30.00 | $30.00 | 6/14/2010 4:14:00 PM |
| simplelender80 | $50.00 | $50.00 | 6/14/2010 4:14:37 PM |
| Havana21 | $25.00 | $25.00 | 6/14/2010 4:22:10 PM |
| qwsd12 | $40.00 | $40.00 | 6/14/2010 4:13:41 PM |
| tech_helper | $25.00 | $25.00 | 6/14/2010 4:15:24 PM |
| Lam0nt | $25.00 | $25.00 | 6/14/2010 6:34:50 PM |
| finance-prescription | $50.00 | $50.00 | 6/14/2010 4:45:07 PM |
| payout-detective7 | $25.00 | $25.00 | 6/15/2010 9:35:24 AM |
| desertoasis | $25.00 | $25.00 | 6/15/2010 8:46:48 AM |
| head | $25.00 | $25.00 | 6/15/2010 10:44:50 AM |
| MoneyLender72 | $50.00 | $50.00 | 6/15/2010 9:39:49 PM |
| spsavage | $25.00 | $25.00 | 6/16/2010 4:44:45 AM |
| treasure-bliss | $100.00 | $100.00 | 6/16/2010 2:14:43 PM |
| washboard1 | $100.00 | $100.00 | 6/16/2010 10:55:56 AM |
| sarisai | $50.00 | $50.00 | 6/16/2010 7:59:48 PM |
| coasterman | $25.00 | $25.00 | 6/16/2010 5:21:27 PM |
| orderly-loot | $25.00 | $25.00 | 6/16/2010 9:49:52 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/17/2010 10:14:30 AM |
| kginatl | $25.00 | $25.00 | 6/17/2010 1:08:20 AM |
| successful-euro | $40.00 | $40.00 | 6/17/2010 6:39:44 AM |
| asmithj | $28.29 | $28.29 | 6/17/2010 1:31:24 PM |
| famous-bill | $50.00 | $50.00 | 6/17/2010 5:16:08 AM |
| Sam65 | $25.00 | $25.00 | 6/17/2010 9:35:34 AM |
| stoopidnoodle | $25.00 | $25.00 | 6/17/2010 1:20:03 PM |
| CC911 | $25.00 | $25.00 | 6/17/2010 1:30:49 PM |
| samo102us | $25.00 | $25.00 | 6/17/2010 1:31:45 PM |
| seisen | $50.00 | $50.00 | 6/17/2010 1:31:20 PM |
| YsoSLO | $50.00 | $50.00 | 6/17/2010 5:44:26 PM |
| wise-silver-wonder | $25.00 | $25.00 | 6/17/2010 10:54:44 PM |
| riproaringrapids | $25.00 | $25.00 | 6/17/2010 7:49:47 PM |
| ash135 | $25.00 | $25.00 | 6/18/2010 7:29:32 AM |
| zone6 | $100.00 | $100.00 | 6/17/2010 9:39:20 PM |
| gustavzantanon | $40.36 | $40.36 | 6/18/2010 10:46:34 AM |
| Au-Ag-Pt | $25.00 | $25.00 | 6/18/2010 10:47:31 AM |
| topher515 | $25.00 | $25.00 | 6/18/2010 9:07:20 AM |
| gizzywump | $25.00 | $25.00 | 6/18/2010 10:47:07 AM |
| selfmademan | $25.00 | $25.00 | 6/18/2010 10:47:59 AM |
| golath24 | $25.00 | $25.00 | 6/18/2010 10:58:02 AM |
| jlr613 | $25.00 | $25.00 | 6/18/2010 11:12:47 AM |
| loan-master996 | $34.46 | $34.46 | 6/18/2010 11:14:50 AM |
| leverage-monger | $75.00 | $75.00 | 6/18/2010 1:05:31 PM |
| yield-seeker | $25.00 | $25.00 | 6/18/2010 3:59:46 PM |
| jono9999 | $250.00 | $250.00 | 6/19/2010 6:30:46 AM |
| snoopey100 | $25.00 | $25.00 | 6/19/2010 1:19:35 PM |
| loan-genie88 | $25.00 | $25.00 | 6/19/2010 8:59:35 AM |
| credit-coach118 | $25.00 | $25.00 | 6/19/2010 2:39:20 PM |
| 108lender | $50.00 | $50.00 | 6/19/2010 9:36:03 AM |
| dbmurch | $25.00 | $25.00 | 6/19/2010 1:18:27 PM |
| derec | $25.00 | $25.00 | 6/19/2010 1:19:46 PM |
| Sateesh | $44.61 | $44.61 | 6/19/2010 1:21:36 PM |
| KiwiElf | $25.00 | $25.00 | 6/19/2010 1:21:43 PM |
| jblack01 | $25.00 | $25.00 | 6/19/2010 1:49:46 PM |
| rhin0cerx | $50.00 | $50.00 | 6/19/2010 1:35:59 PM |
| natecam | $25.00 | $21.05 | 6/19/2010 2:05:18 PM |
| Bob450 | $30.00 | $30.00 | 6/20/2010 10:12:40 AM |
| attractive-fund | $25.00 | $25.00 | 6/21/2010 8:10:04 AM |
| lsx7 | $100.00 | $100.00 | 6/20/2010 6:43:29 PM |
| benefit-flow | $25.00 | $25.00 | 6/21/2010 8:48:53 AM |
| IntrepidInvestment | $100.00 | $100.00 | 6/20/2010 7:16:15 PM |
| Gold-y-locks | $200.00 | $200.00 | 6/20/2010 7:40:57 PM |
| icanhasloanz | $50.00 | $50.00 | 6/20/2010 11:30:40 PM |
| auction-visionary6 | $25.00 | $25.00 | 6/21/2010 9:44:23 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/21/2010 10:54:42 AM |
| asset-pine | $25.00 | $25.00 | 6/21/2010 12:28:08 AM |
| new-truth-chuckler | $38.23 | $38.23 | 6/21/2010 12:03:13 PM |
| SteadyOne | $25.00 | $25.00 | 6/21/2010 10:18:47 AM |
| 130 bids
|
Borrower Payment Dependent Notes Series
462356
This series of Notes was issued and sold upon the funding of the borrower loan #43141, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-21-2010 |
|
|
Starting lender yield:
| 24.00% |
Starting borrower rate/APR:
| 25.00% / 27.31% |
Starting monthly payment:
| $198.80 |
|
Final lender yield:
| 19.70% |
Final borrower rate/APR:
| 20.70% / 22.95% |
Final monthly payment:
| $187.61 |
| |
|
Auction yield range:
| 7.98% - 24.00% |
Estimated loss impact:
| 8.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 59% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 18
/
13 | Length of status: | 27y 10m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 48 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $30,333 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 89% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| commitment-processor |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MILITARY DEBT CONSOLIDATION
Purpose of loan:
This loan will be used to consolidate a portion of my revolving debts before I retire from the Air Force in?36 months. My child will have also graduated from college and will be working, so I plan to focus more on paying off debt than paying for college and living expenses.?
Financial Situation:
EXCELLENT!? I am an active duty Air Force, Chief Master Sergeant E-9 with 27 years of service.? My spouse is an active duty Air?Force, Senior Master Sergeant with 18 years of?service.? We will both be paying off the loan and have an?IMPECCABLE?credit and payment history.? I am?GUARANTEED to pay this?loan off on time and in full. ??
Monthly net income: $ 7700.00, Spouse makes 5700.00.? We also rent our home out and recieve $1,600.00 a month additional income.? Total monthly household $15,000?
Monthly expenses: $
??Housing: $ 1,450 (Rental Home we live in) ?
??Insurance: $ 200
??Car expenses: $ 500
??Utilities: $ 100
??Phone, cable, internet: $?200
??Food, entertainment: $200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ ?500
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you have an IRA, 401k, or 403b? If so, what?s a rough estimate of the value?.. Unlike a Pension fund, these have cash value and can be partially withdrawn. Penalties and taxes are STEEP to do this but WORTH it in a pinch to save your credit score. - SmartConsolidation
A:
Yes, I have a thrift savings plan that would cost me more in penalties trying to withdraw my money than I would like to pay. If my credit score really drops I will definitely consider it. At this time, I can't bring myself to do it. Thank you
for the advice
(Jun-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loanman2007 | $75.00 | $75.00 | 6/17/2010 7:13:23 AM |
| wlm3012 | $50.00 | $50.00 | 6/19/2010 11:40:57 AM |
| credit-coach118 | $25.00 | $25.00 | 6/19/2010 2:38:02 PM |
| MattProsper | $70.00 | $70.00 | 6/19/2010 12:36:29 PM |
| SkyLoan | $30.00 | $30.00 | 6/19/2010 9:27:31 PM |
| exchange-dreams | $50.00 | $50.00 | 6/19/2010 9:42:55 PM |
| FinanceEngine | $25.00 | $25.00 | 6/19/2010 11:09:37 PM |
| ConcreteOne | $30.00 | $30.00 | 6/20/2010 9:10:52 AM |
| Investor_83 | $25.00 | $25.00 | 6/19/2010 2:01:25 PM |
| onecooldrink | $25.00 | $25.00 | 6/20/2010 11:15:32 AM |
| truelumen | $25.00 | $25.00 | 6/19/2010 2:40:26 PM |
| Reliance_Banker | $25.00 | $25.00 | 6/20/2010 2:29:15 PM |
| Ambassador | $100.00 | $100.00 | 6/20/2010 3:59:23 AM |
| auction-seeker | $25.00 | $25.00 | 6/20/2010 8:06:16 AM |
| BuzzyBee336 | $25.00 | $25.00 | 6/20/2010 10:42:24 AM |
| hmarquiss4 | $40.00 | $40.00 | 6/20/2010 1:35:26 PM |
| gothampark | $50.00 | $50.00 | 6/20/2010 2:05:35 PM |
| WZ3190 | $25.09 | $25.09 | 6/21/2010 7:39:17 AM |
| cedar_rose | $25.00 | $25.00 | 6/21/2010 8:27:23 AM |
| JCM_MN | $29.00 | $29.00 | 6/20/2010 8:06:43 PM |
| tender-ore | $25.00 | $25.00 | 6/21/2010 9:44:14 AM |
| forthright-trade | $25.00 | $25.00 | 6/21/2010 10:52:42 AM |
| order-bee1 | $200.00 | $200.00 | 6/21/2010 11:10:34 AM |
| principal-laser | $40.17 | $40.17 | 6/21/2010 12:03:38 PM |
| exact-peso2 | $26.83 | $26.83 | 6/21/2010 6:00:21 AM |
| rapid-currency | $27.46 | $27.46 | 6/21/2010 12:42:09 PM |
| btormc5 | $30.00 | $30.00 | 6/21/2010 7:00:26 AM |
| happy-yield | $25.00 | $25.00 | 6/21/2010 1:59:33 PM |
| grampy48 | $25.00 | $25.00 | 6/21/2010 6:56:06 AM |
| auction-visionary6 | $25.00 | $25.00 | 6/21/2010 9:41:59 AM |
| wealth-multiplier | $30.00 | $30.00 | 6/21/2010 9:58:09 AM |
| credit-maverick1 | $100.00 | $100.00 | 6/21/2010 10:22:08 AM |
| knight345 | $350.00 | $136.18 | 6/21/2010 10:11:14 AM |
| order-bee1 | $200.00 | $200.00 | 6/21/2010 11:11:39 AM |
| billybragg | $25.00 | $25.00 | 6/21/2010 10:33:01 AM |
| leverage-monger | $25.00 | $25.00 | 6/21/2010 12:21:30 PM |
| LeoBUSIIT | $25.00 | $25.00 | 6/21/2010 1:20:26 PM |
| Myrick | $25.00 | $25.00 | 6/14/2010 8:01:49 PM |
| superb-kindness2 | $100.00 | $100.00 | 6/14/2010 9:14:15 PM |
| Bank_Of_XL | $100.00 | $100.00 | 6/15/2010 2:27:43 PM |
| MrPie | $25.00 | $25.00 | 6/17/2010 11:20:25 AM |
| 2cit | $52.00 | $52.00 | 6/18/2010 10:03:20 PM |
| asset-professor | $25.00 | $25.00 | 6/19/2010 6:50:04 AM |
| Imaginos1892 | $50.00 | $50.00 | 6/19/2010 8:34:42 AM |
| lender12345 | $50.00 | $50.00 | 6/19/2010 9:13:24 AM |
| superb-kindness2 | $50.00 | $50.00 | 6/18/2010 8:33:44 PM |
| loanjockey | $25.00 | $25.00 | 6/18/2010 10:14:31 PM |
| bughead | $25.00 | $25.00 | 6/19/2010 1:05:23 PM |
| trade-goblin9 | $114.00 | $114.00 | 6/19/2010 8:32:53 AM |
| best-listing-toro | $25.00 | $25.00 | 6/19/2010 7:03:28 AM |
| Ven58 | $25.00 | $25.00 | 6/19/2010 11:21:09 AM |
| LARRY4NY | $25.00 | $25.00 | 6/19/2010 7:52:17 PM |
| Sol_Invictus | $25.00 | $25.00 | 6/19/2010 8:23:54 PM |
| greekgst99 | $25.00 | $25.00 | 6/20/2010 6:03:59 PM |
| nashibaksi | $25.00 | $25.00 | 6/20/2010 8:27:17 PM |
| gilbrear | $25.00 | $25.00 | 6/20/2010 6:16:34 AM |
| MilitaryAV8R | $25.00 | $25.00 | 6/21/2010 4:47:20 AM |
| winger66 | $37.90 | $37.90 | 6/21/2010 5:36:41 AM |
| maximizer | $25.00 | $25.00 | 6/21/2010 6:45:02 AM |
| gjm6d | $25.00 | $25.00 | 6/21/2010 7:56:12 AM |
| BrighterSuns | $25.00 | $25.00 | 6/20/2010 6:32:27 PM |
| enthusiastic-point | $25.00 | $25.00 | 6/21/2010 9:13:37 AM |
| auction-chomper4 | $25.00 | $25.00 | 6/21/2010 10:01:00 AM |
| ghinga | $30.00 | $30.00 | 6/21/2010 4:27:23 AM |
| gpuck | $25.00 | $25.00 | 6/21/2010 11:50:49 AM |
| nalaari | $37.43 | $37.43 | 6/21/2010 12:22:40 PM |
| mpatrick | $50.00 | $50.00 | 6/21/2010 7:00:45 AM |
| vulgy | $200.00 | $200.00 | 6/21/2010 7:01:36 AM |
| jcw3rd | $25.00 | $25.00 | 6/21/2010 9:06:09 AM |
| money-fort | $25.00 | $25.00 | 6/21/2010 2:58:19 PM |
| myduck | $50.00 | $50.00 | 6/21/2010 3:13:50 PM |
| FL-Lender | $25.00 | $25.00 | 6/21/2010 3:27:58 PM |
| wlm3012 | $50.00 | $50.00 | 6/21/2010 3:38:06 PM |
| steady-dime | $25.00 | $25.00 | 6/21/2010 9:08:08 AM |
| roi-advantage | $25.00 | $25.00 | 6/21/2010 10:17:07 AM |
| Starfin300 | $28.00 | $28.00 | 6/21/2010 10:39:15 AM |
| silver-parsec | $25.00 | $25.00 | 6/21/2010 10:50:43 AM |
| Bob450 | $25.00 | $25.00 | 6/21/2010 10:28:27 AM |
| Randawg | $26.92 | $26.92 | 6/21/2010 11:48:00 AM |
| riveting-credit5 | $1,000.00 | $1,000.00 | 6/21/2010 4:00:26 PM |
| credit-coach118 | $25.00 | $25.00 | 6/21/2010 2:33:06 PM |
| ihelpunow | $50.00 | $50.00 | 6/21/2010 3:12:42 PM |
| DasMula | $25.00 | $25.00 | 6/21/2010 3:19:57 PM |
| SC2TX | $100.00 | $100.00 | 6/21/2010 3:25:48 PM |
| exciting-fairness | $200.00 | $200.00 | 6/21/2010 3:27:22 PM |
| Bito03 | $34.02 | $34.02 | 6/21/2010 3:48:03 PM |
| RecoveryLender | $25.00 | $25.00 | 6/21/2010 3:49:48 PM |
| Leshan | $25.00 | $25.00 | 6/21/2010 3:53:37 PM |
| mxlinux | $50.00 | $50.00 | 6/21/2010 3:59:30 PM |
| 0403 | $25.00 | $25.00 | 6/21/2010 4:01:04 PM |
| 90 bids
|
Borrower Payment Dependent Notes Series
462386
This series of Notes was issued and sold upon the funding of the borrower loan #43099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,100.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-15-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $84.89 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $84.89 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 0m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 11 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $539 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 48% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| kind-diligent-coin |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Putting in a new carpet
Purpose of loan:
This loan will be used to? get a new carpet
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| S-Master | $25.00 | $25.00 | 6/14/2010 4:11:59 PM |
| Havana21 | $25.00 | $25.00 | 6/14/2010 4:22:09 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/14/2010 4:05:49 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/14/2010 4:05:54 PM |
| loot-heart | $50.00 | $50.00 | 6/14/2010 4:07:03 PM |
| top-historic-peso | $26.00 | $26.00 | 6/14/2010 4:13:55 PM |
| MADAOO7 | $50.00 | $50.00 | 6/14/2010 4:15:01 PM |
| generous-deal6 | $25.00 | $25.00 | 6/14/2010 4:51:54 PM |
| greenwell | $25.00 | $25.00 | 6/14/2010 4:20:46 PM |
| bid-czar8 | $100.00 | $100.00 | 6/14/2010 5:54:43 PM |
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:25:26 PM |
| openness-prospector | $25.00 | $25.00 | 6/14/2010 5:39:49 PM |
| ommcd | $25.00 | $25.00 | 6/14/2010 8:15:21 PM |
| SFDiver | $25.00 | $25.00 | 6/14/2010 8:24:47 PM |
| Lam0nt | $25.00 | $25.00 | 6/14/2010 6:34:50 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/15/2010 9:51:59 AM |
| worth-arch | $25.00 | $25.00 | 6/15/2010 10:50:47 AM |
| oskizzle | $25.00 | $25.00 | 6/15/2010 2:14:44 PM |
| reflective-rupee | $25.00 | $25.00 | 6/15/2010 4:34:21 PM |
| market-pudding | $25.00 | $25.00 | 6/15/2010 7:59:37 PM |
| wwwUniversal | $25.00 | $25.00 | 6/15/2010 8:14:50 PM |
| SNH | $50.00 | $50.00 | 6/14/2010 4:13:47 PM |
| lagnisiruk | $25.00 | $25.00 | 6/14/2010 4:24:36 PM |
| qwsd12 | $40.00 | $40.00 | 6/14/2010 4:13:40 PM |
| orderly-leverage | $30.00 | $30.00 | 6/14/2010 4:14:00 PM |
| personal-lender | $25.00 | $25.00 | 6/14/2010 4:14:07 PM |
| simplelender80 | $50.00 | $50.00 | 6/14/2010 4:14:37 PM |
| tech_helper | $25.00 | $25.00 | 6/14/2010 4:15:22 PM |
| cash-spark3 | $25.00 | $25.00 | 6/14/2010 4:13:34 PM |
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:27:16 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/14/2010 4:19:18 PM |
| InvestorPartners | $25.00 | $25.00 | 6/14/2010 11:25:04 PM |
| Artist_Blue | $25.00 | $25.00 | 6/14/2010 4:39:30 PM |
| payout-detective7 | $25.00 | $25.00 | 6/15/2010 9:35:23 AM |
| Phantom99 | $25.00 | $25.00 | 6/15/2010 11:24:19 AM |
| steamboatgal | $25.00 | $25.00 | 6/15/2010 5:49:47 AM |
| desertoasis | $25.00 | $25.00 | 6/15/2010 8:46:46 AM |
| currency-oak | $25.00 | $25.00 | 6/15/2010 9:11:17 AM |
| mercuriant | $25.00 | $25.00 | 6/15/2010 8:48:10 AM |
| Rips | $25.00 | $25.00 | 6/15/2010 3:19:36 PM |
| foothillender | $25.00 | $25.00 | 6/15/2010 1:25:13 PM |
| reflective-rupee | $1,000.00 | $779.00 | 6/15/2010 8:13:41 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
462394
This series of Notes was issued and sold upon the funding of the borrower loan #43092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-21-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.39% |
Starting monthly payment:
| $55.67 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.39% |
Final monthly payment:
| $55.67 |
| |
|
Auction yield range:
| 7.98% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2007 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
2 |
Occupation: | Clerical |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 6 | Stated income: | $1-$24,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,051 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 42% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| unrivaled-hope0 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
need to break a lease
Purpose of loan:
This loan will be used to?Break the lease from an apartment thats not suited for my two small children to be living in.
My financial situation: Is good but they need the payment upfront and will not accept payments therefore I'm applying for a loan.
I am a good candidate for this loan because?I can make the payments and pay more than the minimum requirement.
Monthly net income: $ 1200
Monthly expenses: $ 433
??Housing: $0
??Insurance: $155
??Car expenses: $100
??Utilities: $
??Phone, cable, internet: $100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $80
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You list $0 under housing - what does your present and near-future living situation look like? - tompau
A:
yes I did and thats because I plan to move back in with my mother until i can find myself a better place for me and my children
(Jun-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $50.00 | 6/14/2010 4:06:18 PM |
| mammalian4 | $50.00 | $50.00 | 6/14/2010 8:19:36 PM |
| market-pudding | $25.00 | $25.00 | 6/15/2010 9:25:41 AM |
| Reliance_Banker | $25.00 | $25.00 | 6/16/2010 7:42:56 PM |
| Easystreet | $25.00 | $25.00 | 6/18/2010 2:24:52 AM |
| victorcab | $25.00 | $25.00 | 6/18/2010 11:03:40 PM |
| MattProsper | $25.00 | $25.00 | 6/19/2010 12:37:20 PM |
| Pu239 | $60.00 | $60.00 | 6/19/2010 7:07:52 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/19/2010 5:24:20 PM |
| Grandmahoneybee | $25.00 | $25.00 | 6/20/2010 4:40:39 PM |
| cedar_rose | $25.00 | $25.00 | 6/21/2010 8:31:01 AM |
| radiant-return | $25.00 | $25.00 | 6/20/2010 8:52:54 PM |
| attractive-fund | $25.00 | $25.00 | 6/21/2010 8:12:08 AM |
| wild-orange | $25.00 | $25.00 | 6/21/2010 3:53:24 PM |
| GS-ROCK | $29.00 | $29.00 | 6/21/2010 10:42:07 AM |
| Uylsses | $100.00 | $100.00 | 6/21/2010 10:03:15 AM |
| 1SteelerFan | $25.00 | $25.00 | 6/21/2010 2:01:14 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 6/21/2010 3:58:34 PM |
| orgy63 | $25.00 | $25.00 | 6/14/2010 4:11:49 PM |
| Brown98 | $25.00 | $25.00 | 6/14/2010 4:19:48 PM |
| Artist_Blue | $25.00 | $25.00 | 6/14/2010 4:03:20 PM |
| loot-heart | $50.00 | $50.00 | 6/14/2010 4:06:58 PM |
| studious-bonus7 | $50.00 | $15.89 | 6/14/2010 4:12:14 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/14/2010 4:14:21 PM |
| charitycoon | $25.00 | $25.00 | 6/15/2010 7:51:57 PM |
| frogperson | $100.00 | $100.00 | 6/16/2010 6:46:58 PM |
| interstellar | $50.00 | $50.00 | 6/17/2010 1:09:20 AM |
| power-secret-agent | $25.00 | $25.00 | 6/17/2010 7:20:11 PM |
| run_dmc | $100.00 | $100.00 | 6/19/2010 11:22:30 AM |
| best-listing-toro | $25.00 | $25.00 | 6/19/2010 7:04:36 AM |
| slpark | $37.06 | $37.06 | 6/19/2010 9:28:36 AM |
| lender12345 | $25.00 | $25.00 | 6/19/2010 9:14:58 AM |
| iflyforfun | $25.00 | $25.00 | 6/19/2010 1:20:13 PM |
| alpinaut | $25.00 | $25.00 | 6/20/2010 8:20:04 AM |
| marwadi-62 | $50.00 | $50.00 | 6/19/2010 8:14:10 PM |
| Sol_Invictus | $25.00 | $25.00 | 6/19/2010 8:25:43 PM |
| Grandmahoneybee | $25.00 | $25.00 | 6/20/2010 4:41:11 PM |
| IntrepidInvestment | $50.00 | $50.00 | 6/20/2010 7:22:43 PM |
| enthusiastic-point | $25.00 | $25.00 | 6/21/2010 9:14:01 AM |
| rupee-kung-fu7 | $28.05 | $28.05 | 6/21/2010 1:28:54 PM |
| steady-dime | $25.00 | $25.00 | 6/21/2010 9:09:28 AM |
| mckhbnpc | $30.00 | $30.00 | 6/21/2010 8:19:31 AM |
| myduck | $25.00 | $25.00 | 6/21/2010 3:14:58 PM |
| 43 bids
|
Borrower Payment Dependent Notes Series
462400
This series of Notes was issued and sold upon the funding of the borrower loan #43106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-21-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $154.61 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $154.61 |
| |
|
Auction yield range:
| 2.98% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1983 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
11 | Length of status: | 9y 6m |
|
Credit score:
| 780-799 (Jun-2010) |
Total credit lines:
| 30 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,380 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 37% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| computer0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Nov-2009)
|
|
Principal balance:
| $3,390.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Paying off Line of Credit
Purpose of loan:
This loan will be used to?pay off my?personal line?of credit and reduce the limit from $10,000 to?$2000 for overdraft protection only.?? I am trying to?term out my open ended credit?in preparation of my daughter?applying to colleges soon.
My financial situation:
I am a good candidate for this loan because? I have had several different types of credit in my 30 year?financial history?and I have never had a late payment, been delinquent, or caused any lender grief!!?? I always pay on time and in full as I am sure my credit shows!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dharma1 | $25.00 | $25.00 | 6/14/2010 4:02:52 PM |
| pavelz | $100.00 | $100.00 | 6/14/2010 4:05:11 PM |
| koa | $50.00 | $50.00 | 6/14/2010 4:05:29 PM |
| investment-network | $25.00 | $25.00 | 6/14/2010 4:06:00 PM |
| Bank42 | $50.00 | $50.00 | 6/14/2010 4:08:34 PM |
| david5000 | $50.00 | $50.00 | 6/14/2010 4:10:35 PM |
| hookUup | $25.00 | $25.00 | 6/14/2010 4:10:44 PM |
| simplelender80 | $100.00 | $100.00 | 6/14/2010 4:10:58 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/14/2010 4:17:25 PM |
| skvat | $25.00 | $25.00 | 6/14/2010 4:18:24 PM |
| klinebarger | $25.00 | $25.00 | 6/14/2010 4:20:59 PM |
| Mr_Money | $25.00 | $25.00 | 6/14/2010 4:21:49 PM |
| scottssm | $30.00 | $30.00 | 6/14/2010 4:22:40 PM |
| active-market | $37.12 | $37.12 | 6/14/2010 4:23:09 PM |
| delicious-social132 | $25.00 | $25.00 | 6/14/2010 4:05:22 PM |
| RandyL3 | $33.00 | $33.00 | 6/14/2010 4:23:59 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 6/14/2010 4:24:01 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 6/14/2010 4:36:00 PM |
| SNH | $50.00 | $50.00 | 6/14/2010 4:08:38 PM |
| meenan | $25.00 | $25.00 | 6/14/2010 4:09:19 PM |
| IIP77 | $25.00 | $25.00 | 6/14/2010 4:39:07 PM |
| riproaringrapids | $25.00 | $25.00 | 6/14/2010 4:03:03 PM |
| flexible-value | $28.00 | $28.00 | 6/14/2010 4:10:21 PM |
| meux99 | $25.00 | $25.00 | 6/14/2010 4:04:12 PM |
| payout-banker4 | $25.00 | $25.00 | 6/14/2010 4:40:32 PM |
| personal-lender | $25.00 | $25.00 | 6/14/2010 4:05:42 PM |
| turbospeed | $25.00 | $25.00 | 6/14/2010 4:07:29 PM |
| AmericanCredit | $25.00 | $25.00 | 6/14/2010 4:07:37 PM |
| successful-euro | $75.00 | $15.78 | 6/14/2010 4:43:31 PM |
| point-shooter | $25.00 | $25.00 | 6/14/2010 4:08:27 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/14/2010 4:08:41 PM |
| truth-image | $50.00 | $50.00 | 6/14/2010 4:09:12 PM |
| american6 | $50.00 | $50.00 | 6/14/2010 4:09:40 PM |
| kegs | $100.00 | $100.00 | 6/14/2010 4:09:51 PM |
| kunger | $25.00 | $25.00 | 6/14/2010 4:17:48 PM |
| generous-deal6 | $25.00 | $25.00 | 6/14/2010 4:18:34 PM |
| NJournalist | $25.00 | $25.00 | 6/14/2010 4:19:04 PM |
| fair-funds | $25.00 | $25.00 | 6/14/2010 4:19:33 PM |
| BayShell | $27.62 | $27.62 | 6/14/2010 4:19:42 PM |
| zyztemboy | $25.00 | $25.00 | 6/14/2010 4:19:55 PM |
| briphi | $74.93 | $74.93 | 6/14/2010 4:21:47 PM |
| Havana21 | $25.00 | $25.00 | 6/14/2010 4:22:12 PM |
| junctionking | $25.00 | $25.00 | 6/14/2010 4:23:18 PM |
| QEI_Investor | $25.00 | $25.00 | 6/14/2010 4:24:08 PM |
| ramsumana | $25.00 | $25.00 | 6/14/2010 4:16:11 PM |
| goingplaces99 | $50.00 | $50.00 | 6/14/2010 4:24:39 PM |
| elawn | $50.00 | $50.00 | 6/14/2010 4:24:45 PM |
| jeffpac | $55.00 | $55.00 | 6/14/2010 4:25:08 PM |
| guardlender | $25.00 | $25.00 | 6/14/2010 4:19:40 PM |
| micko | $25.00 | $25.00 | 6/14/2010 4:19:50 PM |
| money-floret | $36.58 | $36.58 | 6/14/2010 4:37:36 PM |
| bds9646 | $26.00 | $26.00 | 6/14/2010 4:20:30 PM |
| julijask | $35.00 | $35.00 | 6/14/2010 4:20:39 PM |
| samo102us | $25.00 | $25.00 | 6/14/2010 4:39:21 PM |
| nonukem | $25.00 | $25.00 | 6/14/2010 4:23:38 PM |
| 1fortheroad | $25.00 | $25.00 | 6/14/2010 4:24:17 PM |
| benefit-elation | $25.00 | $25.00 | 6/14/2010 4:25:05 PM |
| lagnisiruk | $25.00 | $25.00 | 6/14/2010 4:36:27 PM |
| cebgop | $25.00 | $25.00 | 6/15/2010 4:15:11 AM |
| impartial-deal | $41.47 | $41.47 | 6/15/2010 9:14:10 AM |
| fcrick | $25.00 | $25.00 | 6/15/2010 11:25:35 AM |
| Chesterite | $50.00 | $50.00 | 6/15/2010 1:03:49 PM |
| jbekier | $100.00 | $100.00 | 6/16/2010 9:31:35 AM |
| TomDalonajay | $25.00 | $25.00 | 6/18/2010 10:58:29 AM |
| lfcgrad | $50.00 | $50.00 | 6/18/2010 6:26:00 PM |
| redryder20 | $98.00 | $98.00 | 6/19/2010 3:13:33 PM |
| Earnest_Money | $25.00 | $25.00 | 6/19/2010 3:17:43 PM |
| lsx7 | $200.00 | $200.00 | 6/20/2010 6:53:50 PM |
| cloud8 | $40.00 | $40.00 | 6/19/2010 10:41:22 PM |
| eddievegas415 | $61.68 | $61.68 | 6/20/2010 12:03:53 AM |
| bowl800 | $25.00 | $25.00 | 6/20/2010 7:26:01 AM |
| myidear | $25.00 | $25.00 | 6/21/2010 4:19:49 AM |
| Dollars4Rent | $25.00 | $25.00 | 6/20/2010 2:40:47 PM |
| octoberfresh | $25.00 | $25.00 | 6/21/2010 7:22:13 AM |
| UCSBGAUCHOS | $25.00 | $25.00 | 6/21/2010 11:31:40 AM |
| orgy63 | $25.00 | $25.00 | 6/14/2010 4:08:17 PM |
| kulender | $30.00 | $30.00 | 6/14/2010 4:08:29 PM |
| tntmojave | $25.00 | $25.00 | 6/14/2010 4:10:08 PM |
| figs4u2 | $80.00 | $80.00 | 6/14/2010 4:10:26 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/14/2010 4:10:53 PM |
| alpinaut | $25.00 | $25.00 | 6/14/2010 4:15:56 PM |
| suburbanman64 | $35.00 | $35.00 | 6/14/2010 4:20:14 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/14/2010 4:04:15 PM |
| Tai | $25.00 | $25.00 | 6/14/2010 4:05:59 PM |
| loot-heart | $50.00 | $50.00 | 6/14/2010 4:06:34 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 6/14/2010 4:37:23 PM |
| mlopez2007 | $25.00 | $25.00 | 6/14/2010 4:09:01 PM |
| seabass123 | $25.00 | $25.00 | 6/14/2010 4:10:06 PM |
| moltopaolo | $50.00 | $50.00 | 6/14/2010 4:10:37 PM |
| Ivan2007 | $25.00 | $25.00 | 6/14/2010 4:03:56 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/14/2010 4:04:04 PM |
| Artist_Blue | $25.00 | $25.00 | 6/14/2010 4:04:23 PM |
| stable-money | $25.00 | $25.00 | 6/14/2010 4:04:57 PM |
| achillesa | $25.00 | $25.00 | 6/14/2010 4:07:08 PM |
| kenji4861 | $25.00 | $25.00 | 6/14/2010 4:08:01 PM |
| alexstar | $25.00 | $25.00 | 6/14/2010 4:09:10 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/14/2010 4:09:24 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/14/2010 4:17:55 PM |
| bold-durability-drum | $50.00 | $50.00 | 6/14/2010 4:18:13 PM |
| otter | $25.00 | $25.00 | 6/14/2010 4:19:38 PM |
| mad4wknds | $25.00 | $25.00 | 6/14/2010 4:20:54 PM |
| antlr | $25.00 | $25.00 | 6/14/2010 4:22:35 PM |
| revenue-prospector | $50.00 | $50.00 | 6/14/2010 4:23:34 PM |
| icchok | $50.00 | $50.00 | 6/14/2010 4:23:37 PM |
| a-wealth-visionary | $25.00 | $25.00 | 6/14/2010 4:15:53 PM |
| aasx1108 | $25.00 | $25.00 | 6/14/2010 4:24:23 PM |
| systematic0 | $25.00 | $25.00 | 6/14/2010 4:18:16 PM |
| reinforced-reward | $25.00 | $25.00 | 6/14/2010 4:19:03 PM |
| active-trade4 | $50.00 | $50.00 | 6/14/2010 4:38:21 PM |
| oskizzle | $25.00 | $25.00 | 6/14/2010 4:37:32 PM |
| jh157765 | $25.00 | $25.00 | 6/14/2010 4:37:38 PM |
| Quaven | $25.00 | $25.00 | 6/14/2010 4:37:51 PM |
| djlucas | $25.00 | $25.00 | 6/14/2010 4:37:54 PM |
| GrommetPosse | $25.00 | $25.00 | 6/14/2010 4:38:38 PM |
| MO_Investor | $25.00 | $25.00 | 6/14/2010 4:39:04 PM |
| dschaaf | $50.00 | $50.00 | 6/14/2010 4:39:52 PM |
| fireboss | $25.00 | $25.00 | 6/14/2010 4:39:58 PM |
| j2ee | $25.00 | $25.00 | 6/14/2010 4:43:29 PM |
| blot44 | $25.00 | $25.00 | 6/14/2010 7:36:38 PM |
| wwwUniversal | $25.00 | $25.00 | 6/15/2010 8:35:44 AM |
| cash-vault | $25.00 | $25.00 | 6/15/2010 9:16:02 AM |
| giovani | $25.00 | $25.00 | 6/16/2010 7:26:47 PM |
| BankofRa | $25.00 | $25.00 | 6/18/2010 6:17:02 PM |
| abu-dhabi | $50.00 | $50.00 | 6/18/2010 7:46:53 PM |
| AsianDragon | $53.00 | $53.00 | 6/19/2010 2:43:15 AM |
| DaveTheWave | $36.82 | $36.82 | 6/19/2010 3:08:15 PM |
| BankofBeth | $25.00 | $25.00 | 6/19/2010 6:23:31 PM |
| GABC-1 | $50.00 | $50.00 | 6/21/2010 6:06:25 AM |
| Dollars4Rent | $25.00 | $25.00 | 6/20/2010 2:41:02 PM |
| IntrepidInvestment | $50.00 | $50.00 | 6/20/2010 7:33:53 PM |
| Bread2Lend | $25.00 | $25.00 | 6/21/2010 10:55:08 AM |
| wonderous-power | $25.00 | $25.00 | 6/21/2010 4:15:06 AM |
| dontletmoneyfoolya | $50.00 | $50.00 | 6/21/2010 9:39:43 AM |
| nbah123 | $50.00 | $50.00 | 6/21/2010 4:00:58 PM |
| 134 bids
|
Borrower Payment Dependent Notes Series
462420
This series of Notes was issued and sold upon the funding of the borrower loan #43114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $291.25 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $291.25 |
| |
|
Auction yield range:
| 3.98% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 46% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 24
/
17 | Length of status: | 17y 5m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 72 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $34,134 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 45% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| redsushi1234 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I rescue dogs!Get out of DEBT!
Purpose of loan:
This loan will be used to pay off a high interest credit card.
My financial situation:
I am a good candidate for this loan because I have always been current on all payments for? debt and bills. My credit card went from 3.9?(intro rate) ?to 30% and when?I contacted them to discuss this matter they told?me they could?not lower my rate?but thanked me?for?being an excellent customer. I am a Speech Therapist in my local school system and enjoy working with children who have special needs.?I?have a wonderful husband and 4 beautiful children that are my life. ?I also enjoy rescuing ?dogs from my local shelter and help to find them forever homes.?I will?use the money that I am able to save with this loan to help further my?cause.??Thank you for your time and consideration. I would truly appreciate any funding you are able to offer.
Monthly net income: $ 7,200
Monthly expenses: $
??Housing: $?998
??Insurance: $ 156
??Car expenses: $?400
??Utilities: $ 103
??Phone, cable, internet: $ 140
??Food, entertainment: $ 400
??Clothing, household expenses $?600
??Credit cards and other loans: $?500
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
you don't look a day over 20. Did you start working when you were 3? - TheBestDad
A:
Actually that is my daughter but I did look like that not so long ago:)
(Jun-13-2010)
Q:
Is there any chance that your school district will be making any cuts before next year and that your job might be in danger? - tompau
A:
No my job is secure. I have been in this school system for an extended amount of time so if positions were cut it would not be mine. Thank you for your question.
(Jun-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $50.00 | 6/11/2010 4:17:30 PM |
| orgy63 | $25.00 | $25.00 | 6/11/2010 4:21:19 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/11/2010 4:24:05 PM |
| MoneyPlant | $25.00 | $25.00 | 6/11/2010 4:34:56 PM |
| rudyindc | $25.00 | $25.00 | 6/11/2010 4:35:41 PM |
| buddylucy | $25.00 | $25.00 | 6/11/2010 4:35:43 PM |
| Gladglide | $38.33 | $38.33 | 6/11/2010 4:35:46 PM |
| PK_USMC | $25.00 | $25.00 | 6/11/2010 4:35:50 PM |
| special-truth | $50.00 | $50.00 | 6/11/2010 4:36:26 PM |
| e6400 | $50.00 | $50.00 | 6/11/2010 4:36:30 PM |
| forthright-trade | $25.00 | $25.00 | 6/11/2010 4:36:33 PM |
| icchok | $50.00 | $50.00 | 6/11/2010 4:36:50 PM |
| miket71 | $79.13 | $79.13 | 6/11/2010 4:37:27 PM |
| jla720 | $25.00 | $25.00 | 6/11/2010 4:37:31 PM |
| Angleofcare | $25.00 | $25.00 | 6/11/2010 4:37:38 PM |
| kegs | $100.00 | $100.00 | 6/11/2010 4:37:43 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/11/2010 4:38:05 PM |
| dschaaf | $25.00 | $25.00 | 6/11/2010 4:38:14 PM |
| point-shooter | $25.00 | $25.00 | 6/11/2010 4:38:42 PM |
| castleman | $25.00 | $25.00 | 6/11/2010 4:38:51 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/11/2010 4:39:21 PM |
| Anny-Disco | $100.00 | $100.00 | 6/11/2010 4:39:30 PM |
| chestnut4 | $25.00 | $25.00 | 6/11/2010 4:39:36 PM |
| Macinvest | $25.00 | $25.00 | 6/11/2010 4:39:39 PM |
| jdrez | $25.00 | $25.00 | 6/11/2010 4:17:15 PM |
| gracej | $25.00 | $25.00 | 6/11/2010 4:18:03 PM |
| listing-shooter4 | $50.00 | $50.00 | 6/12/2010 5:10:32 AM |
| sparkling-silver1 | $25.00 | $25.00 | 6/12/2010 6:59:33 AM |
| shrewd-truth1 | $25.00 | $25.00 | 6/11/2010 4:24:20 PM |
| logical-loyalty0 | $25.00 | $25.00 | 6/11/2010 4:35:41 PM |
| winterest | $50.00 | $50.00 | 6/11/2010 4:35:47 PM |
| GiantAardvark | $25.00 | $25.00 | 6/11/2010 4:35:56 PM |
| banjot | $25.00 | $25.00 | 6/11/2010 4:36:22 PM |
| fair-responsibility6 | $25.00 | $25.00 | 6/11/2010 4:36:27 PM |
| alexstar | $25.00 | $25.00 | 6/11/2010 4:36:32 PM |
| social-vibrato | $25.00 | $25.00 | 6/11/2010 4:36:35 PM |
| towering-compassion | $50.00 | $50.00 | 6/12/2010 9:54:39 AM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 4:37:08 PM |
| Dap2005 | $25.00 | $25.00 | 6/11/2010 4:37:25 PM |
| jasonuz | $25.00 | $25.00 | 6/11/2010 4:37:30 PM |
| Interstate_Rate | $50.00 | $50.00 | 6/11/2010 4:37:34 PM |
| svandgts | $50.00 | $50.00 | 6/11/2010 4:37:41 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/11/2010 4:37:46 PM |
| nunnie | $25.00 | $25.00 | 6/11/2010 4:37:55 PM |
| Rdodson11 | $25.00 | $25.00 | 6/11/2010 4:38:03 PM |
| lenderman2 | $25.00 | $25.00 | 6/11/2010 4:38:09 PM |
| balance6 | $25.00 | $25.00 | 6/11/2010 4:38:10 PM |
| mla | $25.00 | $25.00 | 6/11/2010 4:38:15 PM |
| DcUnited | $30.00 | $30.00 | 6/11/2010 4:38:19 PM |
| fairness-kayak | $25.00 | $25.00 | 6/12/2010 10:14:46 AM |
| top-historic-peso | $25.00 | $25.00 | 6/11/2010 4:38:44 PM |
| Peterman | $25.00 | $25.00 | 6/11/2010 4:39:06 PM |
| dinero-speaker | $25.00 | $25.00 | 6/11/2010 4:39:13 PM |
| penny-chooser | $50.00 | $50.00 | 6/11/2010 4:39:19 PM |
| blackstar | $25.00 | $25.00 | 6/11/2010 4:39:24 PM |
| Pasagam | $25.00 | $25.00 | 6/12/2010 10:35:12 AM |
| gulch | $30.00 | $30.00 | 6/11/2010 4:39:36 PM |
| finance-vault | $25.00 | $25.00 | 6/11/2010 4:39:40 PM |
| tidy-dime | $25.00 | $25.00 | 6/11/2010 4:39:43 PM |
| shrewd-deal | $25.00 | $25.00 | 6/11/2010 4:39:48 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/11/2010 4:39:55 PM |
| tekkie2412 | $25.00 | $25.00 | 6/11/2010 4:44:34 PM |
| Avala | $50.00 | $50.00 | 6/11/2010 4:21:40 PM |
| american6 | $25.00 | $25.00 | 6/11/2010 4:21:50 PM |
| direct-peso1 | $25.00 | $25.00 | 6/11/2010 4:35:38 PM |
| famous-bill | $50.00 | $50.00 | 6/11/2010 4:35:42 PM |
| BCdiggs | $25.00 | $25.00 | 6/11/2010 4:35:45 PM |
| fairhelper | $25.00 | $25.00 | 6/11/2010 4:35:49 PM |
| rpatusa | $25.00 | $25.00 | 6/11/2010 4:35:53 PM |
| movistar | $25.00 | $25.00 | 6/11/2010 4:36:20 PM |
| social-comet224 | $25.00 | $25.00 | 6/11/2010 4:36:27 PM |
| peace-habanero | $25.00 | $25.00 | 6/11/2010 4:36:32 PM |
| wampum-chorus3 | $25.00 | $25.00 | 6/11/2010 4:36:36 PM |
| successful-euro | $30.00 | $30.00 | 6/11/2010 4:36:38 PM |
| tallmon | $25.00 | $25.00 | 6/11/2010 4:36:42 PM |
| OldFriend | $25.00 | $25.00 | 6/11/2010 4:37:29 PM |
| psa1995 | $50.00 | $50.00 | 6/11/2010 4:37:33 PM |
| logical-moola4 | $50.00 | $50.00 | 6/11/2010 4:37:37 PM |
| kmr2 | $350.00 | $350.00 | 6/11/2010 4:37:40 PM |
| Cheburashka | $25.00 | $25.00 | 6/11/2010 4:37:45 PM |
| line6owner | $36.00 | $36.00 | 6/11/2010 4:37:49 PM |
| bid-czar8 | $100.00 | $100.00 | 6/11/2010 4:38:04 PM |
| power-pagoda | $26.00 | $26.00 | 6/11/2010 4:38:39 PM |
| economy-producer | $25.00 | $25.00 | 6/11/2010 4:38:45 PM |
| dsfoundation | $25.00 | $25.00 | 6/11/2010 4:38:58 PM |
| payout-detective7 | $25.00 | $25.00 | 6/11/2010 4:39:10 PM |
| ms48105 | $25.00 | $25.00 | 6/11/2010 4:39:41 PM |
| influential-compassion9 | $50.00 | $50.00 | 6/11/2010 4:39:46 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/11/2010 4:40:37 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/11/2010 7:45:49 PM |
| investment-defender | $25.00 | $25.00 | 6/11/2010 8:49:40 PM |
| naina_my_daughter | $25.00 | $25.00 | 6/12/2010 10:39:32 AM |
| davidmlucas | $25.00 | $25.00 | 6/12/2010 1:38:14 PM |
| BrighterSuns | $25.00 | $25.00 | 6/12/2010 1:58:00 PM |
| wampum-reaction2 | $25.00 | $25.00 | 6/12/2010 9:54:37 AM |
| actuarial_investor | $25.00 | $25.00 | 6/12/2010 10:14:44 AM |
| soulwork | $25.00 | $25.00 | 6/12/2010 11:25:56 AM |
| rider350 | $25.00 | $25.00 | 6/12/2010 1:12:16 PM |
| vegibenz | $25.00 | $25.00 | 6/12/2010 1:13:38 PM |
| Flanagan | $25.00 | $25.00 | 6/12/2010 1:38:02 PM |
| favorite-commerce | $50.00 | $50.00 | 6/14/2010 8:31:01 AM |
| spiff666 | $25.00 | $25.00 | 6/14/2010 12:06:16 PM |
| rockhound84 | $25.00 | $25.00 | 6/14/2010 12:47:51 PM |
| organic-commerce2 | $50.00 | $50.00 | 6/14/2010 11:33:34 PM |
| Simply2fly | $25.00 | $25.00 | 6/14/2010 7:49:22 PM |
| benevolent-benefit | $25.00 | $25.00 | 6/17/2010 5:40:38 AM |
| KingCroesus | $25.00 | $25.00 | 6/17/2010 9:09:40 PM |
| Zachilles | $27.00 | $27.00 | 6/18/2010 6:14:53 AM |
| manugee | $50.00 | $50.00 | 6/18/2010 7:19:53 AM |
| 1phantom | $50.00 | $50.00 | 6/18/2010 8:41:01 AM |
| MoneyOps | $25.00 | $25.00 | 6/18/2010 11:23:36 AM |
| dmitriy2 | $50.00 | $50.00 | 6/18/2010 11:43:10 AM |
| crawfishcentral | $59.49 | $59.49 | 6/18/2010 11:39:36 AM |
| gogrannygo | $25.00 | $25.00 | 6/18/2010 10:54:37 AM |
| fireferd | $30.00 | $30.00 | 6/18/2010 11:08:52 AM |
| loot-heart | $50.00 | $50.00 | 6/11/2010 4:17:37 PM |
| new-return-faire | $50.00 | $50.00 | 6/11/2010 4:17:56 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/11/2010 4:22:17 PM |
| cash-spark3 | $25.00 | $25.00 | 6/11/2010 4:23:37 PM |
| oldguybiker | $25.00 | $25.00 | 6/11/2010 4:35:39 PM |
| srgriff | $25.00 | $25.00 | 6/11/2010 4:35:43 PM |
| BCTechnology | $25.00 | $25.00 | 6/11/2010 4:35:44 PM |
| a275ranger | $30.00 | $30.00 | 6/11/2010 4:35:49 PM |
| philosopher4 | $25.00 | $25.00 | 6/11/2010 4:35:55 PM |
| zski | $25.00 | $25.00 | 6/11/2010 4:36:28 PM |
| seabass123 | $25.00 | $25.00 | 6/11/2010 4:36:31 PM |
| gold-disk | $100.00 | $100.00 | 6/11/2010 4:36:35 PM |
| kaiger | $25.00 | $25.00 | 6/11/2010 4:36:39 PM |
| cash-boots | $25.00 | $25.00 | 6/11/2010 4:36:46 PM |
| shiny-dollar9 | $25.00 | $25.00 | 6/11/2010 4:37:24 PM |
| copperfield | $25.00 | $25.00 | 6/11/2010 4:37:29 PM |
| first-upright-payout | $25.00 | $25.00 | 6/11/2010 4:37:33 PM |
| twirl2 | $25.00 | $25.00 | 6/11/2010 4:37:41 PM |
| JGB | $88.83 | $88.83 | 6/11/2010 4:37:46 PM |
| Ocean713 | $50.00 | $50.00 | 6/11/2010 4:38:02 PM |
| Kierf | $25.00 | $25.00 | 6/11/2010 4:38:16 PM |
| tech_helper | $50.00 | $50.00 | 6/11/2010 4:38:37 PM |
| trustworthy-fairness | $40.91 | $40.91 | 6/11/2010 4:38:46 PM |
| commerce-handshake | $25.00 | $25.00 | 6/11/2010 4:39:08 PM |
| rescue | $50.00 | $50.00 | 6/11/2010 4:39:23 PM |
| wayman | $50.00 | $50.00 | 6/11/2010 4:39:34 PM |
| treasure-bliss | $86.74 | $86.74 | 6/11/2010 4:39:44 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/11/2010 4:40:00 PM |
| worth-arch | $25.00 | $25.00 | 6/11/2010 4:40:05 PM |
| hrubinst | $25.00 | $25.00 | 6/11/2010 4:21:39 PM |
| ddog0224 | $25.00 | $25.00 | 6/11/2010 4:21:45 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/11/2010 4:23:30 PM |
| ichibon | $75.00 | $75.00 | 6/11/2010 4:23:43 PM |
| Artist_Blue | $25.00 | $25.00 | 6/11/2010 4:16:01 PM |
| pavelz | $50.00 | $50.00 | 6/11/2010 4:24:30 PM |
| tenacious-payout | $25.00 | $25.00 | 6/12/2010 8:54:05 AM |
| vb3jmg | $33.76 | $33.76 | 6/11/2010 4:35:45 PM |
| CaptainBlueberry | $25.00 | $25.00 | 6/11/2010 4:35:51 PM |
| hizzy | $25.00 | $25.00 | 6/11/2010 4:36:29 PM |
| maldok1 | $25.00 | $25.00 | 6/11/2010 4:36:34 PM |
| sgmm330 | $25.00 | $25.00 | 6/11/2010 4:36:40 PM |
| sharkm | $35.00 | $35.00 | 6/11/2010 4:37:08 PM |
| exchange-synapse | $50.00 | $50.00 | 6/11/2010 4:37:22 PM |
| Binan | $25.00 | $25.00 | 6/11/2010 4:37:28 PM |
| loan-kung-fu | $25.00 | $25.00 | 6/11/2010 4:37:32 PM |
| the-purposeful-principal | $25.00 | $25.00 | 6/11/2010 4:37:39 PM |
| tsui517 | $25.00 | $25.00 | 6/11/2010 4:37:44 PM |
| objective-investor | $100.00 | $100.00 | 6/11/2010 4:37:57 PM |
| inspiring-reward | $150.00 | $150.00 | 6/11/2010 4:38:10 PM |
| adamnash | $25.00 | $25.00 | 6/11/2010 4:38:17 PM |
| bxdoc | $44.63 | $44.63 | 6/11/2010 4:39:05 PM |
| riproaringrapids | $25.00 | $25.00 | 6/11/2010 4:39:09 PM |
| mzman | $25.00 | $25.00 | 6/11/2010 4:39:21 PM |
| delicious-social132 | $25.00 | $25.00 | 6/11/2010 4:39:25 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/11/2010 4:39:34 PM |
| kchen486 | $50.00 | $50.00 | 6/11/2010 4:39:37 PM |
| visionary-community | $25.00 | $25.00 | 6/11/2010 4:39:45 PM |
| nick456sd | $50.00 | $50.00 | 6/11/2010 4:39:51 PM |
| credit-superstar3 | $25.00 | $25.00 | 6/11/2010 5:09:35 PM |
| credit-coach118 | $25.00 | $25.00 | 6/11/2010 5:11:13 PM |
| turbolozano | $25.00 | $25.00 | 6/12/2010 1:04:54 PM |
| trade-structure | $25.00 | $25.00 | 6/11/2010 7:25:35 PM |
| life-is-great | $25.00 | $25.00 | 6/11/2010 7:45:47 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/11/2010 4:21:28 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/11/2010 4:22:23 PM |
| matusky | $25.00 | $25.00 | 6/12/2010 1:37:51 PM |
| joudsa | $25.00 | $25.00 | 6/12/2010 1:38:01 PM |
| currency-shaker16 | $50.00 | $50.00 | 6/11/2010 8:44:33 PM |
| personal-lender | $25.00 | $25.00 | 6/11/2010 4:22:52 PM |
| ore-leather | $50.00 | $50.00 | 6/12/2010 1:53:52 PM |
| FG9YTR | $25.00 | $25.00 | 6/11/2010 11:20:42 PM |
| BzJ108 | $25.00 | $25.00 | 6/11/2010 4:35:40 PM |
| kind-scholarly-peace | $25.00 | $25.00 | 6/11/2010 4:35:42 PM |
| Taxeon | $25.00 | $25.00 | 6/11/2010 4:35:48 PM |
| platinum-genetics | $50.00 | $50.00 | 6/11/2010 4:35:52 PM |
| thorough-exchange4 | $25.00 | $25.00 | 6/11/2010 4:35:57 PM |
| Aimvest | $25.00 | $25.00 | 6/11/2010 4:36:12 PM |
| transparency-advocator | $25.00 | $25.00 | 6/11/2010 4:36:23 PM |
| hawksfanmd | $25.00 | $25.00 | 6/11/2010 4:36:30 PM |
| emt747 | $25.00 | $25.00 | 6/11/2010 4:36:34 PM |
| intelligent-credit0 | $50.00 | $50.00 | 6/11/2010 4:36:38 PM |
| slartibardfast | $25.00 | $25.00 | 6/11/2010 4:36:45 PM |
| Katburg | $35.00 | $35.00 | 6/11/2010 4:37:25 PM |
| SpectrumCapital | $25.00 | $25.00 | 6/11/2010 4:37:31 PM |
| zone6 | $100.00 | $100.00 | 6/11/2010 4:37:36 PM |
| boater01 | $50.00 | $50.00 | 6/11/2010 4:37:37 PM |
| payout-banker4 | $25.00 | $25.00 | 6/11/2010 4:37:42 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/11/2010 4:37:47 PM |
| richboy56 | $50.00 | $50.00 | 6/11/2010 4:37:54 PM |
| balance-whistle7 | $25.00 | $25.00 | 6/11/2010 4:38:07 PM |
| Bank42 | $50.00 | $50.00 | 6/11/2010 4:38:41 PM |
| LandE2BG | $25.00 | $25.00 | 6/11/2010 4:38:48 PM |
| greenback-museum | $25.00 | $25.00 | 6/11/2010 4:39:22 PM |
| SimpleChoice | $25.00 | $25.00 | 6/11/2010 4:39:43 PM |
| fenderxes | $25.00 | $25.00 | 6/11/2010 4:39:49 PM |
| Phantom99 | $25.00 | $25.00 | 6/11/2010 4:44:35 PM |
| MonkeyHero | $50.00 | $50.00 | 6/12/2010 3:22:53 PM |
| lendme2 | $36.93 | $36.93 | 6/11/2010 8:34:52 PM |
| arcangel72 | $25.00 | $25.00 | 6/12/2010 10:35:13 AM |
| benjamin67 | $25.00 | $25.00 | 6/12/2010 6:49:38 AM |
| halothane_logic | $25.00 | $25.00 | 6/12/2010 8:15:20 AM |
| careful-benjamins8 | $50.00 | $50.00 | 6/12/2010 8:55:39 AM |
| penny-plato | $50.00 | $50.00 | 6/12/2010 9:26:29 AM |
| MrLender101 | $41.30 | $41.30 | 6/12/2010 9:49:32 AM |
| shasta1 | $50.00 | $50.00 | 6/12/2010 10:14:34 AM |
| lovely-order7 | $25.00 | $25.00 | 6/12/2010 10:35:11 AM |
| time4aloan | $34.00 | $34.00 | 6/12/2010 11:34:42 AM |
| TheBestDad | $25.00 | $25.00 | 6/12/2010 1:38:05 PM |
| walabie | $25.00 | $25.00 | 6/12/2010 1:38:42 PM |
| MrMoney0622 | $25.00 | $21.95 | 6/12/2010 1:39:39 PM |
| golden-wealth2 | $50.00 | $50.00 | 6/14/2010 11:57:26 AM |
| gooberchic84 | $45.00 | $45.00 | 6/14/2010 4:14:05 PM |
| zippy-revenue8 | $25.00 | $25.00 | 6/14/2010 5:29:38 PM |
| rockhound84 | $25.00 | $25.00 | 6/16/2010 8:46:18 PM |
| FinanceEngine | $25.00 | $25.00 | 6/16/2010 8:31:48 PM |
| restless-moola | $25.00 | $25.00 | 6/17/2010 12:36:21 PM |
| lucrative-worth | $25.00 | $25.00 | 6/17/2010 11:42:00 AM |
| mglanham | $25.00 | $25.00 | 6/17/2010 6:39:01 PM |
| felicity-loyalist0 | $25.00 | $25.00 | 6/17/2010 6:28:54 PM |
| averagefore | $25.00 | $25.00 | 6/18/2010 5:41:11 AM |
| Dollars4Rent | $25.00 | $25.00 | 6/17/2010 9:30:39 PM |
| Kyileo | $50.00 | $50.00 | 6/18/2010 10:22:55 AM |
| Charmart | $25.00 | $25.00 | 6/18/2010 2:31:23 AM |
| wwwUniversal | $25.00 | $25.00 | 6/18/2010 11:39:50 AM |
| kevdigital | $25.00 | $25.00 | 6/18/2010 3:52:10 PM |
| fair_rates | $25.00 | $25.00 | 6/18/2010 11:13:09 AM |
| peso-sphinx | $25.00 | $25.00 | 6/18/2010 3:26:35 PM |
| 242 bids
|
Borrower Payment Dependent Notes Series
462512
This series of Notes was issued and sold upon the funding of the borrower loan #43129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $111.34 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $111.34 |
| |
|
Auction yield range:
| 7.98% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 38% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 5m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 16 |
Occupation: | Tradesman - Mechani... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,309 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 91% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| thorough-power9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking For Some Help
Purpose of loan:
This loan will be used to pay for monthly bills and groceries for the next few months. My wife's income has been less than half what it used to be and she used to help out with monthly expenses.
My financial situation:
I am a good candidate for this loan because I have been extremely consistent in paying all my debts on time and generally above the minimum payment due.
Monthly net income: $
45,000
Monthly expenses: $
??Housing: $
1100
??Insurance: $
36
??Car expenses: $
100
??Utilities: $
150
??Phone, cable, internet: $
80
??Food, entertainment: $
40
??Clothing, household expenses $
??Credit cards and other loans: $
550
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $50.00 | 6/14/2010 4:06:24 PM |
| loot-heart | $50.00 | $50.00 | 6/14/2010 4:06:54 PM |
| orgy63 | $25.00 | $25.00 | 6/14/2010 4:11:44 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/14/2010 4:12:08 PM |
| Avala | $50.00 | $50.00 | 6/14/2010 4:12:54 PM |
| ddog0224 | $25.00 | $25.00 | 6/14/2010 4:13:11 PM |
| american6 | $25.00 | $25.00 | 6/14/2010 4:13:24 PM |
| shrewd-truth1 | $25.00 | $25.00 | 6/14/2010 4:17:31 PM |
| velocity-warrior | $50.00 | $50.00 | 6/14/2010 4:22:00 PM |
| new-return-faire | $50.00 | $50.00 | 6/14/2010 4:07:12 PM |
| gracej | $25.00 | $25.00 | 6/14/2010 4:07:23 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/14/2010 4:08:12 PM |
| richboy56 | $50.00 | $50.00 | 6/14/2010 4:39:14 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/14/2010 4:14:17 PM |
| jdrez | $25.00 | $25.00 | 6/14/2010 4:44:33 PM |
| cash-spark3 | $25.00 | $25.00 | 6/14/2010 4:16:43 PM |
| ichibon | $75.00 | $75.00 | 6/14/2010 4:17:07 PM |
| hrubinst | $25.00 | $25.00 | 6/14/2010 4:12:37 PM |
| Havana21 | $25.00 | $25.00 | 6/14/2010 4:22:27 PM |
| simplelender80 | $100.00 | $100.00 | 6/14/2010 4:14:32 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/14/2010 4:18:07 PM |
| klinebarger | $25.00 | $25.00 | 6/14/2010 4:36:47 PM |
| bonus-patriot | $25.00 | $25.00 | 6/14/2010 7:10:03 PM |
| Bank_Of_XL | $50.00 | $50.00 | 6/14/2010 5:12:17 PM |
| green-thoughtful-yield | $49.50 | $49.50 | 6/14/2010 5:44:50 PM |
| impressive-credit431 | $174.21 | $174.21 | 6/14/2010 6:26:17 PM |
| wise-spiritual-commitment | $44.05 | $44.05 | 6/14/2010 6:59:47 PM |
| openness-prospector | $25.00 | $25.00 | 6/14/2010 5:39:39 PM |
| serpentine | $50.00 | $50.00 | 6/15/2010 5:29:42 AM |
| money-bauble | $123.22 | $123.22 | 6/15/2010 10:34:01 AM |
| miked8303 | $25.00 | $25.00 | 6/15/2010 7:39:34 AM |
| SelectTrustLending | $50.00 | $50.00 | 6/15/2010 12:24:39 PM |
| worth-arch | $25.00 | $25.00 | 6/15/2010 2:56:44 PM |
| Phantom99 | $25.00 | $25.00 | 6/15/2010 1:04:37 PM |
| iidemosthenesii | $25.00 | $25.00 | 6/15/2010 1:13:26 PM |
| riproaringrapids | $25.00 | $25.00 | 6/15/2010 10:05:08 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/15/2010 11:55:18 PM |
| reflective-rupee | $500.00 | $441.04 | 6/16/2010 7:11:55 AM |
| wwwUniversal | $25.00 | $25.00 | 6/16/2010 9:58:39 AM |
| wlm3012 | $25.00 | $25.00 | 6/17/2010 2:46:44 PM |
| generous-deal6 | $25.00 | $25.00 | 6/14/2010 4:18:44 PM |
| flexible-return297 | $25.00 | $25.00 | 6/14/2010 4:22:52 PM |
| agreement-sycamore | $50.00 | $50.00 | 6/14/2010 5:00:47 PM |
| platinum-sorcerer6 | $50.00 | $50.00 | 6/14/2010 6:26:20 PM |
| shrewd-deal | $25.00 | $25.00 | 6/14/2010 6:26:29 PM |
| peb44 | $50.00 | $50.00 | 6/14/2010 4:23:46 PM |
| personal-lender | $25.00 | $25.00 | 6/14/2010 4:15:38 PM |
| ommcd | $25.00 | $25.00 | 6/14/2010 8:15:43 PM |
| brilliant-revenue | $25.00 | $25.00 | 6/14/2010 5:00:53 PM |
| pavelz | $29.46 | $29.46 | 6/14/2010 6:26:36 PM |
| revenue-prospector | $25.00 | $25.00 | 6/14/2010 8:34:49 PM |
| roboflare | $25.00 | $25.00 | 6/15/2010 1:30:05 AM |
| BuffetRocks | $50.00 | $50.00 | 6/15/2010 9:55:18 AM |
| rescue | $50.00 | $50.00 | 6/15/2010 11:24:04 AM |
| enthusiastic-balance5 | $50.00 | $50.00 | 6/15/2010 11:31:03 AM |
| penny-chooser | $28.59 | $28.59 | 6/15/2010 7:24:38 AM |
| iamdoug | $25.00 | $25.00 | 6/15/2010 12:56:34 PM |
| payout-detective7 | $25.00 | $25.00 | 6/15/2010 9:35:11 AM |
| Artist_Blue | $25.00 | $25.00 | 6/15/2010 11:23:21 AM |
| economy-producer | $25.00 | $25.00 | 6/15/2010 12:24:36 PM |
| wayman | $25.00 | $25.00 | 6/15/2010 12:24:34 PM |
| Rips | $25.00 | $25.00 | 6/15/2010 3:19:44 PM |
| bchen78875 | $25.00 | $25.00 | 6/15/2010 4:27:53 PM |
| syounker | $25.00 | $25.00 | 6/15/2010 7:05:32 PM |
| fair-funds | $25.00 | $25.00 | 6/15/2010 10:04:46 PM |
| kmr2 | $44.93 | $44.93 | 6/16/2010 7:05:28 AM |
| 66 bids
|
Borrower Payment Dependent Notes Series
462590
This series of Notes was issued and sold upon the funding of the borrower loan #43136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-15-2010 |
| |
Auction end date:
| Jun-22-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $129.36 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 22.24% |
Final monthly payment:
| $118.92 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.45% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.55% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2000 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 16
/
15 | Length of status: | 9y 3m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 24 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,652 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 55% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| briamom1 |
Borrower's state:
| Georgia |
Borrower's group:
| BORROWERS - Free instant Listings - LARGEST GROUP |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 62 ( 98% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,700.00 | < 31 days late:
| 1
( 2% )
| 660-679
(Feb-2008)
660-679
(May-2007)
680-699
(Apr-2007)
|
|
Principal balance:
| $1,058.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 63 | | |
Description
0 LATES!!/3RD LOAN/AUTO REPAIR
Purpose of loan:
This loan will be used to pay the deductible for auto repair, pay bills and to make home improvements.
My financial situation:
I am a good candidate for this loan for several reasons. First, I have an excellent payment history, not only with the two previous Prosper loans, but with all of my financial accounts. Of the financial accounts I presently have, there has been only one late payment in the last eight years. This late payment was due to a clerical error with my online Bill Pay account. Secondly, I possess a Security Clearance which means I have to pay my accounts on time, or I'll loose my clearance and subsequently my job. Thirdly, I am an honest person and I value my reputation. I truly appreciate the opportunity to borrow from Prosper and would not do anything to jeopardize the possibility of borrowing in the future.
Monthly net income: $3,200.00 (plus overtime/varies)
Monthly expenses: $
Housing: $1,104.00
Insurance: $(included in mortgage payment)
Car expenses: $397.00 (car note for daughter's vehicle, insurance and gas for personal vehicles)
Utilities: $200.00
Phone, cable, internet: $230.00
Food, entertainment: $200.00
Clothing, household expenses $100.00
Credit cards and other loans: $400.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you anticipate any major life events within the next year? This would include marriage, divorce, birth of a child, change in job or job status, declaring bankruptcy, etc? Thanks. - CaribbeanBanker
A:
No, I do not anticipate any major changes in my life within the next year. My job is stable and secure; I have no desire to have additional children; I do not foresee any changes in my marital status and I am paying all of my financial obligations. I do not have need or desire to file bankruptcy. Also, I will continue to reside in my home where I have resided for the last 5 years.
(Jun-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loyalist1 | $100.00 | $100.00 | 6/15/2010 3:46:27 PM |
| mrreynol | $35.00 | $35.00 | 6/15/2010 4:41:13 PM |
| jhouman | $25.00 | $25.00 | 6/16/2010 8:39:38 AM |
| srthsvghdthtr | $25.00 | $25.00 | 6/16/2010 10:44:54 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 6/16/2010 11:47:24 PM |
| jhouman | $25.00 | $25.00 | 6/17/2010 3:59:48 PM |
| FinanceEngine | $25.00 | $25.00 | 6/17/2010 3:36:53 PM |
| soulblest | $45.23 | $45.23 | 6/18/2010 9:14:05 AM |
| neorunner | $25.00 | $25.00 | 6/19/2010 4:26:29 PM |
| BankofBeth | $25.00 | $25.00 | 6/19/2010 6:37:57 PM |
| Mr_Egret | $25.00 | $25.00 | 6/19/2010 6:11:37 PM |
| Jerrys1951 | $25.00 | $25.00 | 6/20/2010 8:34:47 AM |
| The-Lighthouse-Group | $50.00 | $50.00 | 6/21/2010 6:44:48 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/21/2010 10:39:36 AM |
| WZ3190 | $25.25 | $25.25 | 6/21/2010 7:42:00 AM |
| himanshuko | $25.00 | $25.00 | 6/21/2010 8:12:06 AM |
| BlueProteus | $25.00 | $25.00 | 6/21/2010 9:06:35 AM |
| whatreality | $31.33 | $31.33 | 6/21/2010 10:02:21 AM |
| Firescreek | $25.00 | $25.00 | 6/21/2010 4:45:12 PM |
| bullwink27 | $25.00 | $25.00 | 6/21/2010 4:36:38 PM |
| supreme-hope | $25.00 | $25.00 | 6/21/2010 4:47:28 PM |
| Reliance_Banker | $25.00 | $25.00 | 6/21/2010 4:58:15 PM |
| mcm43 | $36.18 | $36.18 | 6/21/2010 8:43:59 PM |
| deepblue34 | $25.00 | $25.00 | 6/21/2010 6:31:26 PM |
| calilending | $42.18 | $42.18 | 6/21/2010 10:56:35 PM |
| Free-the-usa-1776 | $43.70 | $43.70 | 6/21/2010 11:59:04 PM |
| orange-dollar-guild | $30.00 | $30.00 | 6/22/2010 12:55:49 AM |
| divine940 | $25.00 | $25.00 | 6/22/2010 2:13:47 AM |
| toddr54 | $25.00 | $25.00 | 6/22/2010 5:24:11 AM |
| aafg69 | $25.00 | $25.00 | 6/21/2010 8:52:39 PM |
| hamster | $69.19 | $69.19 | 6/22/2010 5:41:46 AM |
| draggon77 | $25.00 | $25.00 | 6/22/2010 7:18:01 AM |
| grampy48 | $25.00 | $25.00 | 6/22/2010 5:41:48 AM |
| wasaabi | $100.00 | $51.07 | 6/22/2010 7:40:59 AM |
| Chesterite | $100.00 | $100.00 | 6/22/2010 7:42:44 AM |
| Bob450 | $30.00 | $30.00 | 6/22/2010 7:31:59 AM |
| MoneyForNothing | $55.16 | $55.16 | 6/15/2010 7:12:04 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/16/2010 10:05:10 AM |
| twjh | $25.00 | $25.00 | 6/16/2010 10:45:00 AM |
| wlm3012 | $100.00 | $100.00 | 6/16/2010 12:32:54 PM |
| GrowthAspirations | $200.00 | $200.00 | 6/16/2010 9:26:32 PM |
| XayV03 | $25.00 | $25.00 | 6/18/2010 1:02:18 PM |
| nickel-liberator | $35.15 | $35.15 | 6/18/2010 4:24:38 PM |
| Spraydawg | $76.08 | $76.08 | 6/18/2010 8:10:30 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 6/19/2010 9:26:29 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/21/2010 11:08:10 AM |
| lendstats_com | $300.00 | $300.00 | 6/21/2010 5:09:21 AM |
| MattProsper | $100.00 | $100.00 | 6/21/2010 4:47:29 PM |
| MrPie | $25.00 | $25.00 | 6/21/2010 5:06:39 PM |
| lsx7 | $200.00 | $200.00 | 6/21/2010 6:57:20 PM |
| BigBizBuilder | $250.00 | $250.00 | 6/21/2010 9:48:11 PM |
| FeedTheMachine | $200.00 | $200.00 | 6/21/2010 8:08:18 PM |
| Ambassador | $50.00 | $50.00 | 6/22/2010 3:29:31 AM |
| Dollars4Rent | $25.00 | $25.00 | 6/21/2010 8:28:36 PM |
| enthralling-investment | $40.00 | $40.00 | 6/22/2010 5:36:05 AM |
| rockhound84 | $25.00 | $25.00 | 6/22/2010 6:05:39 AM |
| rockhound84 | $25.00 | $25.00 | 6/22/2010 6:11:40 AM |
| zxr | $25.00 | $25.00 | 6/22/2010 7:47:11 AM |
| beachliving29 | $29.48 | $29.48 | 6/22/2010 6:34:31 AM |
| partyplan | $50.00 | $50.00 | 6/22/2010 7:27:51 AM |
| dudebrah | $25.00 | $25.00 | 6/22/2010 7:48:17 AM |
| 61 bids
|
Borrower Payment Dependent Notes Series
462882
This series of Notes was issued and sold upon the funding of the borrower loan #43103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,900.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Jun-16-2010 |
| |
Auction end date:
| Jun-20-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $221.66 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $221.66 |
| |
|
Auction yield range:
| 13.98% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 13y 4m |
|
Credit score:
| 620-639 (Jun-2010) |
Total credit lines:
| 12 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,902 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 92% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| wer345 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Oct-2009)
620-639
(Apr-2008)
|
|
Principal balance:
| $2,669.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Need to replace heating/cooling uni
Purpose of loan:
This loan will be used to replace heating/cooling unit in home
My financial situation:
I am a good candidate for this loan because I have a steady work history with a great company. Never late or missed a payment. 2nd Prosper loan with a good payment history. Excellent payment history low score due to utilization of credit card for work travel. Using $5000 of savings for heating/cooling unit but have to replace duct work and installation that is what the loan will be used for.
Monthly net income: $6600
Monthly expenses: $ 3841.00
??Housing: $ 0?home paid off
??Insurance: $?150.00
??Car expenses: $ 598.00
??Utilities: $?300.00
??Phone, cable, internet: $ 250.00
??Food, entertainment: $?300.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 943.00?
??Other expenses: $ 800 to?savings IRA?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What kind of work do you do? And...how big is your house? Thanks! - proton346
A:
I am an Account Manager, home is around 1500 square feet. Older home built around 1930's.
(Jun-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CA_Lender | $25.00 | $25.00 | 6/16/2010 4:14:58 PM |
| kingston1 | $25.00 | $25.00 | 6/16/2010 4:22:55 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/16/2010 4:25:13 PM |
| Amber_Stone | $25.00 | $25.00 | 6/16/2010 8:27:38 PM |
| jono9999 | $250.00 | $250.00 | 6/16/2010 9:18:36 PM |
| UCLA4life | $25.00 | $25.00 | 6/17/2010 10:44:43 AM |
| unassuming-market7 | $25.00 | $25.00 | 6/17/2010 2:07:33 PM |
| Kash2010lu | $50.00 | $50.00 | 6/18/2010 9:03:14 AM |
| BradP | $40.00 | $40.00 | 6/18/2010 10:46:06 AM |
| EA_Pokerking | $25.00 | $25.00 | 6/18/2010 2:11:04 PM |
| reflective-rupee | $200.00 | $200.00 | 6/18/2010 4:58:09 PM |
| pietro_torna_indietro | $28.53 | $28.53 | 6/18/2010 10:49:53 PM |
| Whipster | $50.00 | $50.00 | 6/19/2010 8:05:45 PM |
| Evolver | $34.35 | $34.35 | 6/19/2010 8:06:01 PM |
| asset-pine | $25.00 | $25.00 | 6/19/2010 8:39:36 PM |
| proton346 | $25.00 | $25.00 | 6/20/2010 12:08:29 AM |
| SFBank | $200.00 | $200.00 | 6/20/2010 6:09:42 AM |
| well-mannered-income3 | $70.00 | $70.00 | 6/19/2010 2:08:53 PM |
| return-grizzly | $100.00 | $100.00 | 6/19/2010 2:24:54 PM |
| reflective-rupee | $3,000.00 | $1,414.42 | 6/19/2010 8:03:12 PM |
| twjh | $25.00 | $25.00 | 6/19/2010 8:05:56 PM |
| penny-surgeon | $25.00 | $25.00 | 6/19/2010 8:32:33 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 6/19/2010 9:16:30 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/20/2010 9:16:14 AM |
| 113121 | $200.00 | $200.00 | 6/20/2010 10:59:40 AM |
| jhouman | $25.00 | $25.00 | 6/20/2010 12:25:49 PM |
| tech_helper | $25.00 | $25.00 | 6/16/2010 5:00:17 PM |
| principal-mermaid | $300.00 | $300.00 | 6/16/2010 8:03:36 PM |
| money-baron | $85.95 | $85.95 | 6/17/2010 10:33:17 AM |
| 113121 | $25.00 | $25.00 | 6/17/2010 6:30:10 AM |
| noble-revenue | $100.00 | $100.00 | 6/17/2010 10:46:50 AM |
| big_balla_papi | $25.00 | $25.00 | 6/17/2010 6:26:52 PM |
| realtormoises | $25.00 | $25.00 | 6/18/2010 10:40:51 AM |
| reflective-rupee | $100.00 | $100.00 | 6/18/2010 1:36:58 PM |
| worldly-gold | $100.00 | $100.00 | 6/18/2010 10:23:21 PM |
| reflective-rupee | $100.00 | $100.00 | 6/18/2010 4:58:26 PM |
| red-favorable-basis | $25.00 | $25.00 | 6/19/2010 1:37:10 AM |
| lender12345 | $25.00 | $25.00 | 6/19/2010 9:01:40 AM |
| clemclan | $25.00 | $25.00 | 6/18/2010 9:34:07 PM |
| money-fort | $40.00 | $40.00 | 6/18/2010 11:15:48 PM |
| Amber_Stone | $100.00 | $100.00 | 6/19/2010 7:10:17 PM |
| twjh | $25.00 | $25.00 | 6/19/2010 8:05:57 PM |
| wwwUniversal | $25.00 | $25.00 | 6/19/2010 8:06:07 PM |
| chameleon125 | $150.00 | $150.00 | 6/20/2010 12:06:52 PM |
| AdamsWay | $50.00 | $50.00 | 6/19/2010 7:32:46 PM |
| Aberdeen | $400.00 | $400.00 | 6/19/2010 8:06:04 PM |
| lucrative-loan | $36.75 | $36.75 | 6/19/2010 8:30:48 PM |
| fund-secret-agent | $25.00 | $25.00 | 6/20/2010 7:48:34 AM |
| unger | $75.00 | $75.00 | 6/20/2010 12:59:45 PM |
| 49 bids
|
Borrower Payment Dependent Notes Series
462898
This series of Notes was issued and sold upon the funding of the borrower loan #43109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jun-17-2010 |
| |
Auction end date:
| Jun-21-2010 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 15.36% |
Starting monthly payment:
| $173.33 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $157.37 |
| |
|
Auction yield range:
| 2.98% - 14.00% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 11m |
|
Credit score:
| 820-839 (Jun-2010) |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,673 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 21% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| matthewreinbold |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jan-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
AA Borrower Seeks Operating Capital
Purpose of loan:
I started my company, a software consultancy, in 2003 and have been doing it full time since 2006. I solve complex data collection and visualization problems for businesses as a W2 employee for periods of 3-6 months. For many larger web application projects I also employ a number of other freelancers. The loan is to serve as a backstop in cases where employers delay or postpone payments due to economic hardships. Despite having clients foregoing payments beyond my NET 15 terms with slightly more regularity I have never missed a payment to my subcontractors and would like to guarantee that it stays that way. In the best case scenario the cash reserve will sit in waiting until its time to be paid back to you.
My financial situation is that I currently own my own house, my car is completely paid off, and the debt that I do have is due to student-loans and a home remodeling project (attractive builder rates due to the economy meant adding two bedrooms, a bath, and large finished family room to my house was a worthwhile investment). While I do have high credit card limits and could work with my bank on a small business loan my previous experience with Prosper was extremely positive. When given the choice between working with engaged individual lenders or faceless banks I most definitely choose the former.
I am a good candidate for this loan because my business has been growing, I'm working with a Internet hosting company on developing an exciting new product, and I have positive record on file. The only thing I'm missing is the operating capital to prevent unexpected hiccups from derailing growth. If you're interested in receiving a solid return, helping small business, and investing in a low-risk candidate please consider funding me and this Prosper loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
Do you have a website?
Thank you!
MM - Mr-Miracle
A:
@MM, yes I do. My company is Vox Pop Design and can be found at:
http://voxpopdesign.com .
A copy of the latest email newsletter that was sent out to clients, contractors, and friends discussing latest developments is also available online at:
http://moourl.com/sampleNewsletter
(Jun-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $50.00 | 6/17/2010 4:57:23 PM |
| alexstar | $25.00 | $25.00 | 6/17/2010 4:57:35 PM |
| Havana21 | $25.00 | $25.00 | 6/17/2010 4:59:28 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/17/2010 4:59:56 PM |
| pavelz | $100.00 | $100.00 | 6/17/2010 5:00:06 PM |
| fair-funds | $25.00 | $25.00 | 6/17/2010 5:00:18 PM |
| Aberdeen | $400.00 | $400.00 | 6/17/2010 6:05:41 PM |
| nunnie | $25.00 | $25.00 | 6/17/2010 7:24:49 PM |
| meux99 | $25.00 | $25.00 | 6/17/2010 4:56:04 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/17/2010 4:57:27 PM |
| meenan | $25.00 | $25.00 | 6/17/2010 4:57:41 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/17/2010 4:57:44 PM |
| american6 | $50.00 | $50.00 | 6/17/2010 4:57:47 PM |
| flexible-value | $28.00 | $28.00 | 6/17/2010 4:57:51 PM |
| power-defender7 | $40.00 | $40.00 | 6/17/2010 4:59:53 PM |
| Artist_Blue | $25.00 | $25.00 | 6/17/2010 5:00:33 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/17/2010 5:00:52 PM |
| poetic-yield3 | $50.00 | $50.00 | 6/17/2010 5:01:22 PM |
| capital-mover7 | $25.00 | $25.00 | 6/17/2010 5:01:25 PM |
| riproaringrapids | $25.00 | $25.00 | 6/17/2010 4:55:59 PM |
| lagnisiruk | $25.00 | $25.00 | 6/17/2010 4:59:35 PM |
| value-pouch | $50.00 | $50.00 | 6/17/2010 10:19:33 PM |
| godspeed237 | $25.00 | $25.00 | 6/17/2010 5:01:15 PM |
| building-america | $25.00 | $25.00 | 6/17/2010 5:01:19 PM |
| Phantom99 | $25.00 | $25.00 | 6/18/2010 2:29:41 AM |
| j2ee | $25.00 | $25.00 | 6/18/2010 10:01:49 AM |
| top-payout-fixer | $25.00 | $25.00 | 6/18/2010 10:03:59 AM |
| AmericanCredit | $25.00 | $25.00 | 6/18/2010 10:12:20 AM |
| kindness-hickory5 | $25.00 | $25.00 | 6/18/2010 8:21:14 AM |
| wormdc | $25.00 | $25.00 | 6/18/2010 1:04:48 AM |
| bchen78875 | $27.79 | $27.79 | 6/18/2010 2:29:38 AM |
| selector568 | $137.60 | $137.60 | 6/18/2010 11:13:48 AM |
| buckyhead2000 | $25.00 | $25.00 | 6/18/2010 6:35:53 AM |
| head | $25.00 | $25.00 | 6/18/2010 11:34:48 AM |
| aue513 | $25.00 | $25.00 | 6/18/2010 9:07:44 AM |
| careful-benjamins8 | $25.00 | $25.00 | 6/18/2010 9:40:31 AM |
| interstellar | $50.00 | $50.00 | 6/18/2010 9:42:40 AM |
| mad4wknds | $25.00 | $25.00 | 6/18/2010 3:19:35 PM |
| Tai | $25.00 | $25.00 | 6/18/2010 10:51:35 AM |
| JJS180 | $25.00 | $25.00 | 6/18/2010 11:02:05 AM |
| Bank42 | $50.00 | $50.00 | 6/18/2010 10:12:31 AM |
| steady-gain5 | $25.00 | $25.00 | 6/18/2010 11:28:16 AM |
| majormoves1 | $25.00 | $25.00 | 6/18/2010 11:04:27 AM |
| jbarn | $25.00 | $25.00 | 6/18/2010 11:44:49 AM |
| iflyforfun | $25.00 | $25.00 | 6/18/2010 3:09:31 PM |
| relentless-penny | $50.00 | $50.00 | 6/18/2010 2:51:22 PM |
| conaty | $50.00 | $50.00 | 6/19/2010 7:10:08 AM |
| Rogesparkguy | $25.00 | $25.00 | 6/19/2010 8:24:45 AM |
| zen1cent | $25.00 | $25.00 | 6/18/2010 9:09:38 PM |
| hookUup | $25.00 | $25.00 | 6/18/2010 10:09:30 PM |
| UT-Longhorn | $25.00 | $25.00 | 6/19/2010 6:14:32 AM |
| interest-magnolia | $25.00 | $7.12 | 6/19/2010 9:14:47 AM |
| eddievegas415 | $50.00 | $50.00 | 6/19/2010 11:48:39 PM |
| rodaku | $42.00 | $42.00 | 6/19/2010 7:46:15 PM |
| cloud8 | $40.00 | $40.00 | 6/19/2010 10:41:04 PM |
| The-Lighthouse-Group | $50.00 | $50.00 | 6/21/2010 6:34:43 AM |
| octoberfresh | $25.00 | $25.00 | 6/21/2010 7:26:19 AM |
| successful-euro | $30.00 | $30.00 | 6/17/2010 4:56:52 PM |
| alpinaut | $25.00 | $25.00 | 6/17/2010 4:59:03 PM |
| personal-lender | $25.00 | $25.00 | 6/17/2010 5:00:08 PM |
| tbrnet | $25.00 | $25.00 | 6/17/2010 5:00:13 PM |
| Ranch88 | $50.00 | $50.00 | 6/17/2010 5:01:30 PM |
| MoneyForNothing | $49.61 | $49.61 | 6/17/2010 7:27:08 PM |
| figs4u2 | $80.00 | $80.00 | 6/17/2010 4:57:57 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/17/2010 4:57:59 PM |
| skvat | $25.00 | $25.00 | 6/17/2010 4:59:15 PM |
| generous-deal6 | $25.00 | $25.00 | 6/17/2010 4:59:20 PM |
| a-wealth-visionary | $25.00 | $25.00 | 6/17/2010 5:00:29 PM |
| red-trade-cologne | $25.00 | $25.00 | 6/17/2010 5:00:47 PM |
| delicious-social132 | $25.00 | $25.00 | 6/17/2010 5:01:36 PM |
| Ivan2007 | $25.00 | $25.00 | 6/17/2010 4:55:44 PM |
| kenji4861 | $25.00 | $25.00 | 6/17/2010 4:55:48 PM |
| dharma1 | $25.00 | $25.00 | 6/17/2010 4:56:07 PM |
| investment-network | $25.00 | $25.00 | 6/17/2010 4:57:12 PM |
| loot-heart | $50.00 | $50.00 | 6/17/2010 4:57:15 PM |
| orgy63 | $25.00 | $25.00 | 6/17/2010 4:57:21 PM |
| mlopez2007 | $25.00 | $25.00 | 6/17/2010 4:57:33 PM |
| tntmojave | $25.00 | $25.00 | 6/17/2010 4:57:50 PM |
| klinebarger | $25.00 | $25.00 | 6/17/2010 4:59:48 PM |
| teller | $60.00 | $60.00 | 6/17/2010 5:00:20 PM |
| Tc11902 | $25.00 | $25.00 | 6/17/2010 5:00:23 PM |
| Aberdeen | $400.00 | $400.00 | 6/17/2010 6:05:40 PM |
| micko | $25.00 | $25.00 | 6/18/2010 10:40:15 AM |
| NATIVEBORN | $25.00 | $25.00 | 6/17/2010 10:54:57 PM |
| kulender | $30.00 | $30.00 | 6/18/2010 10:01:34 AM |
| point-shooter | $25.00 | $25.00 | 6/18/2010 10:12:32 AM |
| point-zebra | $25.00 | $25.00 | 6/18/2010 3:39:53 PM |
| syounker | $25.00 | $25.00 | 6/18/2010 10:49:56 AM |
| lend2end | $25.00 | $25.00 | 6/18/2010 11:10:51 AM |
| reinforced-reward | $25.00 | $25.00 | 6/18/2010 9:59:35 AM |
| lloyd_s | $25.00 | $25.00 | 6/18/2010 11:14:48 AM |
| GElender | $50.00 | $50.00 | 6/18/2010 11:16:40 AM |
| cash-merry-maker | $25.00 | $25.00 | 6/18/2010 10:02:11 AM |
| radforj22 | $27.38 | $27.38 | 6/18/2010 11:28:12 AM |
| squarebob | $25.00 | $25.00 | 6/18/2010 12:10:06 PM |
| shorthairedg | $25.00 | $25.00 | 6/18/2010 11:49:44 AM |
| FlexFunding | $100.00 | $100.00 | 6/18/2010 3:24:33 PM |
| yield-seeker | $25.00 | $25.00 | 6/18/2010 3:59:36 PM |
| acsej | $25.00 | $25.00 | 6/18/2010 4:04:30 PM |
| LAM26 | $25.00 | $25.00 | 6/18/2010 3:04:31 PM |
| bountiful-durability | $100.00 | $100.00 | 6/18/2010 3:15:54 PM |
| 108lender | $100.00 | $100.00 | 6/18/2010 4:21:34 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/18/2010 4:21:45 PM |
| Ananya | $50.00 | $50.00 | 6/18/2010 5:24:53 PM |
| prodigitus | $50.00 | $50.00 | 6/19/2010 9:04:42 AM |
| lend_to_you | $25.00 | $25.00 | 6/19/2010 4:25:12 AM |
| velvetsmog | $50.00 | $50.00 | 6/19/2010 8:14:57 AM |
| SpotLending | $50.00 | $50.00 | 6/19/2010 8:15:57 AM |
| ray1051 | $50.00 | $50.00 | 6/19/2010 7:00:33 AM |
| rulender | $25.00 | $25.00 | 6/19/2010 8:09:39 AM |
| Lender0010 | $100.00 | $100.00 | 6/19/2010 8:15:05 AM |
| szetowski | $25.00 | $25.00 | 6/19/2010 8:19:50 AM |
| dbaoracle | $75.50 | $75.50 | 6/19/2010 8:35:08 AM |
| prossperous01 | $25.00 | $25.00 | 6/21/2010 10:04:01 AM |
| 114 bids
|
Borrower Payment Dependent Notes Series
462978
This series of Notes was issued and sold upon the funding of the borrower loan #43133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-16-2010 |
| |
Auction end date:
| Jun-21-2010 |
|
|
Starting lender yield:
| 25.38% |
Starting borrower rate/APR:
| 26.38% / 28.97% |
Starting monthly payment:
| $60.74 |
|
Final lender yield:
| 25.38% |
Final borrower rate/APR:
| 26.38% / 28.97% |
Final monthly payment:
| $60.74 |
| |
|
Auction yield range:
| 10.98% - 25.38% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 3
/
3 | Length of status: | 9y 5m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 8 |
Occupation: | Other |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 2 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| sympathetic-repayment0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
replacing 2 walls with mold problem
Purpose of loan:
This loan will be used to?? The purpose of the loan is several months ago we had two walls develop mold on them.? We have a 10 year old son that has allergies and now asthma.? He got really sick and we had noticed that everytime the mold appeared it would set his allergies off and then his asthma.? We had him tested and the test showed he is allergic to mold.? All we can do is temporarily fix the problem with bleach, but to fix it permanently we need to tear the walls apart and replace them. All i want to do is have a home that is safe for my son to live in but in order to do that we need a loan to replace the walls, so i pray for the help to do that.
My financial situation:
I am a good candidate for this loan because?? We have had financial problems unfortunately as many people have but we have shown that we can pay our bills on time.? I am a hard worker i go to work everyday and pay my bills on time and support my wife and son.? The two public records that show will be off my credit report as of October 2010.? The report also shows a total of 8 credit lines we don't have anything like that we have our house payment and car payment and another loan, we do not have any credit?cards?at all.?I strive everyday to become a better person and continue to improve my credit.? If you give me a chance as you will see, every payment will be made on time every month with no problems.?Thank you
Monthly net income: $ 2500 my wife has a income of 1032.00 per month also
Monthly expenses: $
??Housing: $ 995.00
??Insurance: $ 80.00
??Car expenses: $ 306.00
??Utilities: $ 170.00
??Phone, cable, internet: $ 128.00
??Food, entertainment: $?350.00?
?Clothing, household expenses $
??Credit cards and other l?Other expenses: $ 133.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hello -
Will the loan amount cover the cost of this repair to your walls? - heerzaquestion
A:
We have been looking at prices for the studs, insulation the tear down and either drywall or some other type of material that will resist mold. That is for upstairs, for the downstairs we have to remove the carpet and remove the wall down there to with the same material. We are hoping that it will stay in the price range of 1500.00. So far we are at about 1398.62 with tax. We are just hoping and praying that we don't find any other problems along the way. Thank you so much.
(Jun-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| green-thoughtful-yield | $48.00 | $48.00 | 6/16/2010 5:00:30 PM |
| redondo | $100.00 | $100.00 | 6/17/2010 10:29:31 AM |
| reflective-rupee | $300.00 | $300.00 | 6/18/2010 2:27:37 PM |
| dubois31 | $25.00 | $25.00 | 6/19/2010 6:10:09 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/20/2010 9:18:39 AM |
| neorunner | $25.00 | $25.00 | 6/19/2010 4:32:40 PM |
| reflective-rupee | $1,000.00 | $582.00 | 6/19/2010 8:04:10 PM |
| wwwUniversal | $25.00 | $25.00 | 6/19/2010 8:05:49 PM |
| donenzo | $25.00 | $25.00 | 6/20/2010 12:04:27 PM |
| charitycoon | $25.00 | $25.00 | 6/20/2010 2:41:36 PM |
| dinero-prairie | $50.00 | $50.00 | 6/17/2010 3:06:21 PM |
| FinDoc | $25.00 | $25.00 | 6/18/2010 1:34:32 PM |
| well-mannered-income3 | $70.00 | $70.00 | 6/19/2010 2:10:48 PM |
| wlm3012 | $25.00 | $25.00 | 6/20/2010 3:10:45 PM |
| marwadi-62 | $100.00 | $100.00 | 6/19/2010 8:19:19 PM |
| AlexTrep | $25.00 | $25.00 | 6/21/2010 12:59:36 PM |
| GS-ROCK | $25.00 | $25.00 | 6/21/2010 10:50:50 AM |
| 17 bids
|
Borrower Payment Dependent Notes Series
463024
This series of Notes was issued and sold upon the funding of the borrower loan #43086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-18-2010 |
| |
Auction end date:
| Jun-20-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $175.41 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $175.41 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
4 | Length of status: | 11y 4m |
|
Credit score:
| 720-739 (Jun-2010) |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,674 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 58% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| agreement-platoon |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2009)
|
|
Principal balance:
| $2,486.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
consolidate bills
Purpose of loan:
This loan will be used to? consolidate??credit cards
My financial situation:
I am a good candidate for this loan because??
??I am always on a budget. I need help but I work hard. I am single and have a fulltime job. I am responsible and try to pay my bills on time but it is becoming hard with too much credit card debit.? . interest rates are high!!?I have also always had good?credit but it is getting hard? to keep this?up. ?This is also making it hard to pay my credit cards and my mortgage. I have a part-time job and am trying hard but I need some extra help for now. This loan would make things easier.,consolidate into one small bill?Thank you Friends and Family Winning Bids
Monthly net income: $ 2800
Monthly expenses: $
??Housing: $ 720
??Insurance: $ 120
??Car expenses: $ 250
Utilities: $?250
??Phone, cable, internet: $ 130
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $?450
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 6/18/2010 4:30:15 PM |
| orgy63 | $25.00 | $25.00 | 6/18/2010 4:31:06 PM |
| meenan | $25.00 | $25.00 | 6/18/2010 4:31:28 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/18/2010 4:31:47 PM |
| oskizzle | $25.00 | $25.00 | 6/18/2010 4:33:32 PM |
| ichibon | $75.00 | $75.00 | 6/18/2010 4:35:19 PM |
| meux99 | $25.00 | $25.00 | 6/18/2010 4:30:23 PM |
| successful-euro | $50.00 | $50.00 | 6/18/2010 4:30:28 PM |
| loot-heart | $50.00 | $50.00 | 6/18/2010 4:30:59 PM |
| flexible-value | $28.00 | $28.00 | 6/18/2010 4:31:40 PM |
| Avala | $50.00 | $50.00 | 6/18/2010 4:32:18 PM |
| alpinaut | $25.00 | $25.00 | 6/18/2010 4:33:02 PM |
| Syndication | $25.00 | $25.00 | 6/18/2010 4:34:31 PM |
| godspeed237 | $25.00 | $25.00 | 6/18/2010 4:34:47 PM |
| delicious-social132 | $25.00 | $25.00 | 6/18/2010 4:34:54 PM |
| bchen78875 | $25.00 | $25.00 | 6/18/2010 4:35:26 PM |
| mlopez2007 | $25.00 | $25.00 | 6/18/2010 4:31:21 PM |
| zen1cent | $25.00 | $25.00 | 6/18/2010 9:09:36 PM |
| nevergivup | $25.00 | $25.00 | 6/18/2010 9:49:40 PM |
| Havana21 | $25.00 | $25.00 | 6/18/2010 4:33:17 PM |
| power-defender7 | $40.00 | $40.00 | 6/18/2010 4:33:57 PM |
| pavelz | $100.00 | $100.00 | 6/18/2010 4:34:10 PM |
| Tc11902 | $25.00 | $25.00 | 6/18/2010 4:34:21 PM |
| nunnie | $25.00 | $25.00 | 6/18/2010 4:35:40 PM |
| lend_to_you | $25.00 | $25.00 | 6/19/2010 4:25:09 AM |
| yield-seeker | $25.00 | $25.00 | 6/18/2010 4:36:36 PM |
| orderly-loot | $25.00 | $25.00 | 6/18/2010 4:39:50 PM |
| conaty | $50.00 | $50.00 | 6/19/2010 7:10:07 AM |
| JJS180 | $25.00 | $25.00 | 6/19/2010 9:36:53 AM |
| pathfinder1027 | $25.00 | $25.00 | 6/18/2010 7:30:24 PM |
| gojackgo | $50.00 | $50.00 | 6/19/2010 9:44:33 AM |
| nuclearmoose | $25.00 | $25.00 | 6/19/2010 1:23:39 PM |
| ray1051 | $50.00 | $50.00 | 6/19/2010 7:00:33 AM |
| cardmi | $25.00 | $25.00 | 6/19/2010 2:50:54 AM |
| gentle-gold | $25.00 | $25.00 | 6/19/2010 5:04:30 AM |
| majormoves1 | $25.00 | $25.00 | 6/19/2010 1:51:27 PM |
| uncleegg | $50.00 | $50.00 | 6/19/2010 7:35:56 AM |
| UT-Longhorn | $25.00 | $25.00 | 6/19/2010 6:14:31 AM |
| GElender | $50.00 | $50.00 | 6/19/2010 2:21:01 PM |
| aasx1108 | $25.00 | $25.00 | 6/19/2010 2:22:54 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 6/19/2010 2:30:38 PM |
| prodigitus | $50.00 | $50.00 | 6/19/2010 9:04:41 AM |
| awm | $50.00 | $50.00 | 6/19/2010 8:05:56 AM |
| rosie777 | $30.00 | $30.00 | 6/19/2010 5:59:31 PM |
| interest-magnolia | $25.00 | $25.00 | 6/19/2010 9:14:46 AM |
| poetic-yield3 | $50.00 | $50.00 | 6/19/2010 9:37:13 AM |
| Marathoner | $25.00 | $25.00 | 6/19/2010 1:05:31 PM |
| Mr_Money | $25.00 | $25.00 | 6/19/2010 9:59:39 AM |
| grc | $50.00 | $50.00 | 6/19/2010 11:11:33 AM |
| koa | $41.36 | $41.36 | 6/19/2010 11:21:47 AM |
| cloud8 | $40.00 | $40.00 | 6/19/2010 10:40:59 PM |
| outwish | $25.00 | $25.00 | 6/19/2010 1:53:40 PM |
| unclejaef | $25.00 | $25.00 | 6/19/2010 2:07:17 PM |
| djh47a | $25.00 | $25.00 | 6/19/2010 2:20:52 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/19/2010 2:21:15 PM |
| moneynmotion | $25.00 | $25.00 | 6/19/2010 4:44:31 PM |
| BACKJUDGE | $25.00 | $25.00 | 6/19/2010 3:04:30 PM |
| BOZO88 | $25.00 | $25.00 | 6/19/2010 7:40:51 PM |
| reflective-rupee | $1,000.00 | $565.09 | 6/19/2010 8:05:08 PM |
| LittleMingo | $25.00 | $25.00 | 6/20/2010 8:27:07 AM |
| dharma1 | $25.00 | $25.00 | 6/18/2010 4:30:25 PM |
| SNH | $50.00 | $50.00 | 6/18/2010 4:31:11 PM |
| tntmojave | $25.00 | $25.00 | 6/18/2010 4:31:38 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/18/2010 4:32:03 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/18/2010 4:33:05 PM |
| skvat | $25.00 | $25.00 | 6/18/2010 4:33:10 PM |
| red-trade-cologne | $25.00 | $25.00 | 6/18/2010 4:34:34 PM |
| capital-mover7 | $25.00 | $25.00 | 6/18/2010 4:34:50 PM |
| Ranch88 | $50.00 | $50.00 | 6/18/2010 4:34:52 PM |
| holstj | $25.00 | $25.00 | 6/18/2010 4:36:04 PM |
| bountiful-durability | $50.00 | $50.00 | 6/18/2010 4:36:18 PM |
| point-zebra | $25.00 | $25.00 | 6/18/2010 4:36:34 PM |
| american6 | $50.00 | $50.00 | 6/18/2010 4:31:35 PM |
| personal-lender | $25.00 | $25.00 | 6/18/2010 4:32:49 PM |
| lagnisiruk | $25.00 | $25.00 | 6/18/2010 4:33:26 PM |
| mulberry4 | $25.00 | $25.00 | 6/18/2010 7:29:53 PM |
| fair-funds | $25.00 | $25.00 | 6/18/2010 4:34:17 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/18/2010 4:34:37 PM |
| Ivan2007 | $25.00 | $25.00 | 6/18/2010 4:30:13 PM |
| riproaringrapids | $25.00 | $25.00 | 6/18/2010 4:30:21 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/18/2010 4:31:16 PM |
| alexstar | $25.00 | $25.00 | 6/18/2010 4:31:23 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/18/2010 4:31:32 PM |
| FlexFunding | $100.00 | $100.00 | 6/18/2010 4:36:32 PM |
| hrubinst | $25.00 | $25.00 | 6/18/2010 4:32:06 PM |
| klinebarger | $25.00 | $25.00 | 6/18/2010 4:33:49 PM |
| Artist_Blue | $25.00 | $25.00 | 6/18/2010 4:34:25 PM |
| head | $25.00 | $25.00 | 6/18/2010 4:35:58 PM |
| relentless-penny | $25.00 | $25.00 | 6/18/2010 4:36:26 PM |
| JohnW12 | $25.00 | $25.00 | 6/19/2010 5:39:34 AM |
| GatorBux | $100.00 | $100.00 | 6/19/2010 7:14:39 AM |
| Ananya | $50.00 | $50.00 | 6/18/2010 5:24:50 PM |
| szetowski | $25.00 | $25.00 | 6/19/2010 8:19:49 AM |
| worldly-community3 | $25.00 | $25.00 | 6/18/2010 5:54:56 PM |
| Mommy_of_3_Princesses | $25.00 | $25.00 | 6/18/2010 7:39:37 PM |
| aue513 | $25.00 | $25.00 | 6/19/2010 9:36:24 AM |
| thefiringzod | $25.00 | $25.00 | 6/19/2010 11:36:39 AM |
| micko | $25.00 | $25.00 | 6/19/2010 1:07:24 PM |
| hookUup | $25.00 | $25.00 | 6/18/2010 10:09:28 PM |
| Philosonie | $25.00 | $25.00 | 6/19/2010 1:40:10 PM |
| jpalmer | $50.00 | $50.00 | 6/19/2010 3:49:35 AM |
| Walkingcowboy | $25.00 | $25.00 | 6/19/2010 1:51:19 PM |
| velvetsmog | $50.00 | $50.00 | 6/19/2010 8:14:56 AM |
| Lender0010 | $100.00 | $100.00 | 6/19/2010 8:15:05 AM |
| a-finance-nirvana | $25.00 | $25.00 | 6/19/2010 2:20:12 PM |
| jethro | $50.00 | $50.00 | 6/19/2010 7:15:38 AM |
| japerk | $25.00 | $25.00 | 6/19/2010 8:09:31 AM |
| Rogesparkguy | $25.00 | $25.00 | 6/19/2010 8:24:44 AM |
| figs4u2 | $80.00 | $80.00 | 6/19/2010 9:37:05 AM |
| AmericanCredit | $25.00 | $25.00 | 6/19/2010 9:37:16 AM |
| kleinbrak | $25.00 | $25.00 | 6/19/2010 6:14:41 PM |
| Phantom99 | $46.07 | $46.07 | 6/19/2010 9:04:37 AM |
| j2ee | $25.00 | $25.00 | 6/19/2010 10:05:21 AM |
| UncleScroogeDMD | $100.00 | $100.00 | 6/19/2010 6:55:22 PM |
| cvfriend | $50.00 | $50.00 | 6/19/2010 7:24:37 PM |
| Sefotonga | $25.00 | $25.00 | 6/19/2010 10:59:33 AM |
| skillful-diversification2 | $25.00 | $25.00 | 6/19/2010 9:36:08 AM |
| versatile-platinum4 | $25.00 | $25.00 | 6/19/2010 12:34:36 PM |
| chrisb1414 | $25.00 | $25.00 | 6/19/2010 9:37:26 AM |
| generous-deal6 | $25.00 | $25.00 | 6/19/2010 11:04:46 AM |
| skuba | $50.00 | $50.00 | 6/19/2010 1:23:15 PM |
| dave601m | $25.00 | $25.00 | 6/19/2010 11:14:44 AM |
| Tai | $25.00 | $25.00 | 6/19/2010 1:26:09 PM |
| buckyhead2000 | $25.00 | $25.00 | 6/19/2010 1:39:10 PM |
| teller | $49.73 | $49.73 | 6/19/2010 1:39:57 PM |
| HHP | $25.00 | $25.00 | 6/19/2010 1:49:15 PM |
| Cheburashka | $25.00 | $25.00 | 6/19/2010 1:23:25 PM |
| credit-investor5 | $100.00 | $100.00 | 6/19/2010 1:32:28 PM |
| rulender | $28.11 | $28.11 | 6/19/2010 2:09:14 PM |
| syounker | $25.00 | $25.00 | 6/19/2010 1:40:08 PM |
| NATIVEBORN | $25.00 | $25.00 | 6/19/2010 2:22:04 PM |
| bowdish1 | $100.00 | $100.00 | 6/19/2010 2:06:59 PM |
| serpentine | $50.00 | $50.00 | 6/19/2010 3:19:32 PM |
| value-pouch | $29.80 | $29.80 | 6/19/2010 2:22:40 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 6/19/2010 2:22:50 PM |
| adir1 | $25.00 | $25.00 | 6/19/2010 4:59:50 PM |
| MONEYLENDER101 | $96.84 | $96.84 | 6/19/2010 3:15:59 PM |
| tlam168 | $50.00 | $50.00 | 6/19/2010 5:44:34 PM |
| wwwUniversal | $25.00 | $25.00 | 6/19/2010 8:05:47 PM |
| 139 bids
|
Borrower Payment Dependent Notes Series
463028
This series of Notes was issued and sold upon the funding of the borrower loan #43085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-18-2010 |
| |
Auction end date:
| Jun-20-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 9m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 10 |
Occupation: | Nurse's Aide |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $548 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 82% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| avi87 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 520-539
(Jun-2008)
|
|
Principal balance:
| $424.82 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Fix My Car
Purpose of loan:
This loan will be used to fix my car. Recently it broke down on me and need to fix it as soon as possible.
My financial situation:
I am a good candidate for this loan because I have a stable job and have been working for years. I have been working on my credit as you can see the improvement. I am offering a great rate for investors and I have another loan from prosper that I have paid on time for the past two years
without being late always on time. Any questions I will ba happy to answer.
Monthly net income: $3000 with husband
Monthly expenses
??Housing: $ 300
??Insurance: $ 80
??Car expenses: $ 0
??Utilities: $ 60
??Phone, cable, internet: $ 65
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 60
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lucrative-loan | $50.00 | $50.00 | 6/18/2010 4:36:07 PM |
| usedtoborrow | $25.00 | $25.00 | 6/18/2010 4:30:17 PM |
| Diamond_Jim | $25.00 | $25.00 | 6/18/2010 4:30:39 PM |
| svandgts | $50.00 | $50.00 | 6/18/2010 4:30:43 PM |
| kind-efficient-credit | $25.00 | $5.00 | 6/18/2010 4:30:48 PM |
| niceguy777 | $25.00 | $25.00 | 6/18/2010 7:14:33 PM |
| burrito6 | $25.00 | $25.00 | 6/18/2010 4:30:10 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/18/2010 4:30:36 PM |
| Aberdeen | $400.00 | $400.00 | 6/19/2010 4:49:37 AM |
| lender12345 | $25.00 | $25.00 | 6/19/2010 9:06:01 AM |
| cbivitz | $250.00 | $250.00 | 6/19/2010 11:38:43 AM |
| twjh | $25.00 | $25.00 | 6/19/2010 11:45:32 AM |
| coasterman | $25.00 | $25.00 | 6/19/2010 4:45:22 AM |
| five-star-note | $50.00 | $50.00 | 6/19/2010 2:21:21 PM |
| twjh | $25.00 | $25.00 | 6/19/2010 11:45:30 AM |
| big_balla_papi | $25.00 | $25.00 | 6/20/2010 9:21:41 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/20/2010 9:21:03 AM |
| chameleon125 | $75.00 | $75.00 | 6/20/2010 12:07:39 PM |
| fixing_financials | $25.00 | $25.00 | 6/18/2010 4:53:13 PM |
| autonomous-truth | $50.00 | $50.00 | 6/18/2010 4:30:32 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/18/2010 4:30:40 PM |
| simplelender80 | $50.00 | $50.00 | 6/18/2010 4:30:41 PM |
| helping-out | $35.00 | $35.00 | 6/18/2010 4:30:44 PM |
| zone6 | $100.00 | $100.00 | 6/18/2010 4:30:45 PM |
| Caerus | $25.00 | $25.00 | 6/18/2010 4:30:34 PM |
| SBT | $25.00 | $25.00 | 6/18/2010 4:30:37 PM |
| Aleut | $25.00 | $25.00 | 6/18/2010 4:30:47 PM |
| reflective-rupee | $25.00 | $25.00 | 6/18/2010 4:38:52 PM |
| Kash2010lu | $35.00 | $35.00 | 6/19/2010 9:38:07 AM |
| pietro_torna_indietro | $25.00 | $25.00 | 6/18/2010 10:53:17 PM |
| jpblan11 | $25.00 | $25.00 | 6/19/2010 6:25:47 PM |
| wlm3012 | $25.00 | $25.00 | 6/19/2010 11:42:46 AM |
| UCLA4life | $25.00 | $25.00 | 6/19/2010 1:24:08 PM |
| JustMee | $25.00 | $25.00 | 6/20/2010 9:54:43 AM |
| marwadi-62 | $200.00 | $200.00 | 6/19/2010 8:21:07 PM |
| unger | $100.00 | $100.00 | 6/20/2010 1:06:21 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
463056
This series of Notes was issued and sold upon the funding of the borrower loan #43050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-16-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $191.36 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 48% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 21
/
17 | Length of status: | 13y 4m |
|
Credit score:
| 760-779 (Jun-2010) |
Total credit lines:
| 72 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,851 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 23% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| coin-waterfall8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to?Consolidate some credit cards. We were hit with unexpected bills when?I was recently admitted to the hospital. The only way to pay for these bills was to use a credit card. Instead of paying the 23%?interest and paying for years to come I would like this loan so I know the bill will be paid within 3 years.?
My financial situation:
I am a good candidate for this loan because?My credit rating is very high and I am early at paying all of?my?bills. I am motivated to pay this loan off as quickly as possible and be debt free.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Ivan2007 | $25.00 | $25.00 | 6/16/2010 4:17:29 PM |
| dharma1 | $25.00 | $25.00 | 6/16/2010 4:17:42 PM |
| SNH | $50.00 | $50.00 | 6/16/2010 4:18:28 PM |
| meenan | $25.00 | $25.00 | 6/16/2010 4:18:49 PM |
| successful-euro | $30.00 | $30.00 | 6/16/2010 4:17:16 PM |
| AmericanCredit | $25.00 | $25.00 | 6/16/2010 4:18:06 PM |
| kenji4861 | $25.00 | $25.00 | 6/16/2010 4:17:21 PM |
| alexstar | $25.00 | $25.00 | 6/16/2010 4:18:48 PM |
| safe-kindness5 | $27.00 | $27.00 | 6/17/2010 9:34:40 AM |
| Simply2fly | $25.00 | $25.00 | 6/16/2010 9:24:26 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/16/2010 4:18:30 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/16/2010 4:18:54 PM |
| reflective-rupee | $6,000.00 | $5,089.75 | 6/16/2010 4:19:13 PM |
| riproaringrapids | $25.00 | $25.00 | 6/16/2010 4:15:11 PM |
| mlopez2007 | $25.00 | $25.00 | 6/16/2010 4:18:38 PM |
| american6 | $50.00 | $50.00 | 6/16/2010 4:18:59 PM |
| tntmojave | $25.00 | $25.00 | 6/16/2010 4:19:04 PM |
| JGB | $100.00 | $100.00 | 6/16/2010 4:17:06 PM |
| impressive-credit431 | $228.25 | $228.25 | 6/16/2010 4:17:28 PM |
| meux99 | $25.00 | $25.00 | 6/16/2010 4:17:41 PM |
| loot-heart | $50.00 | $50.00 | 6/16/2010 4:17:57 PM |
| orgy63 | $25.00 | $25.00 | 6/16/2010 4:18:15 PM |
| 22 bids
|
Borrower Payment Dependent Notes Series
463306
This series of Notes was issued and sold upon the funding of the borrower loan #43138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-21-2010 |
| |
Auction end date:
| Jun-22-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $159.46 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 2
/
1 | Length of status: | 10y 1m |
|
Credit score:
| 760-779 (Jun-2010) |
Total credit lines:
| 15 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,449 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 44% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jonk519 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2008)
|
|
Principal balance:
| $814.85 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Paying off my debt!
Purpose of loan:
This loan will be used to?Consolidate my debt!?
My financial situation:
I am a good candidate for this loan because? I'm very serious about getting my debt paid off and feel that Prosper is the best route to do that!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| interest-jedi0 | $50.00 | $50.00 | 6/21/2010 3:54:39 PM |
| american6 | $50.00 | $50.00 | 6/21/2010 3:54:45 PM |
| nunnie | $25.00 | $25.00 | 6/21/2010 4:04:23 PM |
| point-zebra | $25.00 | $25.00 | 6/21/2010 4:06:21 PM |
| yield-seeker | $25.00 | $25.00 | 6/21/2010 4:06:33 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/21/2010 3:53:58 PM |
| mlopez2007 | $25.00 | $25.00 | 6/21/2010 3:54:09 PM |
| alexstar | $25.00 | $25.00 | 6/21/2010 3:54:23 PM |
| meenan | $25.00 | $25.00 | 6/21/2010 3:54:32 PM |
| flexible-value | $28.00 | $28.00 | 6/21/2010 3:55:03 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/21/2010 3:55:44 PM |
| bchen78875 | $25.00 | $25.00 | 6/21/2010 4:10:25 PM |
| lagnisiruk | $25.00 | $25.00 | 6/21/2010 3:59:30 PM |
| power-defender7 | $40.00 | $40.00 | 6/21/2010 3:59:57 PM |
| fair-funds | $25.00 | $25.00 | 6/21/2010 4:00:48 PM |
| pavelz | $100.00 | $100.00 | 6/21/2010 4:00:24 PM |
| Artist_Blue | $25.00 | $25.00 | 6/21/2010 4:01:18 PM |
| Tc11902 | $25.00 | $25.00 | 6/21/2010 4:00:58 PM |
| delicious-social132 | $25.00 | $25.00 | 6/21/2010 4:03:06 PM |
| relentless-penny | $50.00 | $50.00 | 6/21/2010 4:05:35 PM |
| orderly-loot | $25.00 | $25.00 | 6/21/2010 4:07:03 PM |
| elasermd | $50.00 | $50.00 | 6/21/2010 4:22:51 PM |
| UT-Longhorn | $25.00 | $25.00 | 6/21/2010 4:08:53 PM |
| szetowski | $25.00 | $25.00 | 6/21/2010 4:09:20 PM |
| eighttone | $25.00 | $25.00 | 6/21/2010 4:40:43 PM |
| simplelender80 | $100.00 | $100.00 | 6/21/2010 4:09:42 PM |
| gojackgo | $50.00 | $50.00 | 6/21/2010 4:10:59 PM |
| tekkie2412 | $25.00 | $25.00 | 6/21/2010 4:15:57 PM |
| leftcoast52 | $25.00 | $25.00 | 6/21/2010 4:19:20 PM |
| mrbanker | $100.00 | $100.00 | 6/21/2010 4:21:14 PM |
| quirky | $25.00 | $25.00 | 6/21/2010 4:22:29 PM |
| bigballer105 | $50.00 | $50.00 | 6/21/2010 4:41:25 PM |
| murren | $25.00 | $25.00 | 6/21/2010 4:41:58 PM |
| Sixmil | $25.00 | $25.00 | 6/21/2010 4:56:11 PM |
| DadWarbucks | $25.00 | $25.00 | 6/21/2010 5:00:34 PM |
| successful-euro | $75.00 | $75.00 | 6/21/2010 4:47:44 PM |
| turbospeed | $25.00 | $25.00 | 6/21/2010 4:48:02 PM |
| kenji4861 | $25.00 | $25.00 | 6/21/2010 5:05:32 PM |
| Syndication | $25.00 | $25.00 | 6/21/2010 5:07:18 PM |
| divedude | $25.00 | $25.00 | 6/21/2010 4:56:48 PM |
| dharma1 | $25.00 | $25.00 | 6/21/2010 5:05:44 PM |
| Ivan2007 | $50.00 | $50.00 | 6/21/2010 5:05:27 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/21/2010 5:08:51 PM |
| BooFoo22 | $25.00 | $25.00 | 6/21/2010 5:09:42 PM |
| BankOfFrankFairness | $41.35 | $41.35 | 6/21/2010 10:07:40 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/21/2010 5:15:56 PM |
| MoneyForNothing | $39.35 | $39.35 | 6/21/2010 10:30:25 PM |
| ddog0224 | $25.00 | $25.00 | 6/21/2010 10:36:27 PM |
| zaxsan | $25.00 | $25.00 | 6/22/2010 4:24:38 AM |
| rmachi | $25.00 | $25.00 | 6/21/2010 9:52:59 PM |
| unclejaef | $25.00 | $25.00 | 6/21/2010 10:21:40 PM |
| Chesterite | $25.00 | $25.00 | 6/22/2010 8:26:55 AM |
| NATIVEBORN | $25.00 | $25.00 | 6/21/2010 10:35:08 PM |
| albatross897 | $25.00 | $25.00 | 6/21/2010 10:23:24 PM |
| TK4 | $25.00 | $25.00 | 6/21/2010 10:23:32 PM |
| impartial-deal | $25.00 | $25.00 | 6/21/2010 10:35:50 PM |
| reflective-rupee | $1,000.00 | $828.17 | 6/22/2010 5:18:51 AM |
| tech310 | $50.00 | $50.00 | 6/22/2010 12:19:31 AM |
| Chesterite | $50.00 | $50.00 | 6/22/2010 8:36:04 AM |
| tntmojave | $25.00 | $25.00 | 6/21/2010 3:54:57 PM |
| orgy63 | $25.00 | $25.00 | 6/21/2010 3:55:27 PM |
| Avala | $50.00 | $50.00 | 6/21/2010 3:56:14 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/21/2010 3:58:32 PM |
| Havana21 | $25.00 | $25.00 | 6/21/2010 3:59:08 PM |
| red-trade-cologne | $25.00 | $25.00 | 6/21/2010 4:01:48 PM |
| FlexFunding | $100.00 | $100.00 | 6/21/2010 4:06:01 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/21/2010 3:55:16 PM |
| hrubinst | $25.00 | $25.00 | 6/21/2010 3:56:00 PM |
| j2ee | $25.00 | $25.00 | 6/21/2010 4:11:09 PM |
| alpinaut | $25.00 | $25.00 | 6/21/2010 3:58:24 PM |
| personal-lender | $25.00 | $25.00 | 6/21/2010 3:57:52 PM |
| skvat | $25.00 | $25.00 | 6/21/2010 3:58:50 PM |
| jangalt | $72.00 | $72.00 | 6/21/2010 4:20:14 PM |
| riproaringrapids | $25.00 | $25.00 | 6/21/2010 4:03:43 PM |
| bountiful-durability | $100.00 | $100.00 | 6/21/2010 4:05:46 PM |
| Global2010 | $50.00 | $50.00 | 6/21/2010 4:21:42 PM |
| hookUup | $25.00 | $25.00 | 6/21/2010 4:08:25 PM |
| ThomasC | $25.00 | $25.00 | 6/21/2010 4:40:35 PM |
| credit-investor5 | $100.00 | $100.00 | 6/21/2010 4:12:02 PM |
| SNH | $50.00 | $50.00 | 6/21/2010 4:19:55 PM |
| kmwvma | $25.00 | $25.00 | 6/21/2010 4:47:01 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 6/21/2010 4:23:49 PM |
| martalli | $25.00 | $25.00 | 6/21/2010 4:40:27 PM |
| cello1 | $25.00 | $25.00 | 6/21/2010 4:51:25 PM |
| KiwiElf | $25.73 | $25.73 | 6/21/2010 4:52:55 PM |
| meux99 | $25.00 | $25.00 | 6/21/2010 5:05:38 PM |
| wdove511 | $26.64 | $26.64 | 6/21/2010 4:53:00 PM |
| ichibon | $75.00 | $75.00 | 6/21/2010 5:07:35 PM |
| loot-heart | $50.00 | $50.00 | 6/21/2010 5:06:05 PM |
| Aberdeen | $400.00 | $400.00 | 6/21/2010 5:08:45 PM |
| AF-Chief | $27.00 | $27.00 | 6/21/2010 5:09:37 PM |
| tsui517 | $25.00 | $25.00 | 6/21/2010 9:52:48 PM |
| gigabit | $50.00 | $50.00 | 6/21/2010 5:15:17 PM |
| Binan | $25.00 | $25.00 | 6/21/2010 10:36:41 PM |
| Rdodson11 | $25.00 | $25.00 | 6/21/2010 7:19:32 PM |
| head | $25.00 | $25.00 | 6/22/2010 2:19:33 AM |
| syounker | $25.00 | $25.00 | 6/21/2010 9:22:10 PM |
| buckyhead2000 | $25.00 | $25.00 | 6/21/2010 10:08:18 PM |
| RandyL3 | $33.00 | $33.00 | 6/21/2010 10:22:42 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/21/2010 10:33:48 PM |
| museic1 | $25.00 | $25.00 | 6/21/2010 10:21:38 PM |
| Jassi | $25.00 | $25.00 | 6/21/2010 10:22:19 PM |
| BuffetRocks | $50.00 | $50.00 | 6/21/2010 10:22:29 PM |
| skuba | $38.04 | $38.04 | 6/22/2010 3:55:44 AM |
| agreement-sycamore | $50.00 | $50.00 | 6/22/2010 4:50:37 AM |
| forthright-principal2 | $25.00 | $25.00 | 6/22/2010 5:19:28 AM |
| new-return-faire | $25.72 | $25.72 | 6/22/2010 5:16:00 AM |
| 107 bids
|
Borrower Payment Dependent Notes Series
460821
This series of Notes was issued and sold upon the funding of the borrower loan #43089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 30.18% |
Starting monthly payment:
| $40.42 |
|
Final lender yield:
| 20.75% |
Final borrower rate/APR:
| 21.75% / 25.58% |
Final monthly payment:
| $38.06 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.25% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1977 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 1m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 41 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,738 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 10 | | | | |
|
Screen name:
| marble3 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit card
Purpose of loan:
This loan will be used to to pay off one of my credit cards that charge me a fee every year and want to close it. the remainder will be used to pay off a furniture bill.
My financial situation:
I am a good candidate for this loan because i am a hard working family man. I just started a new job and is working out great. Lots of hard work and pays well but just want to get these two bills out of the way. i have a son that works and livess with us along with his sole mate. They pay half of all the household bills. there will be no problem repaying this loan back and more than likey, it will be paid before the full term.
Monthly net income: $ 2600.00
Monthly expenses: $
??Housing: $? 450.00
??Insurance: $ 75.00
??Car expenses: $ 421.00 ( son pays for car)
??Utilities: $ 150.00
??Phone, cable, internet: $ 120.00? (I pay half)
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $?150.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain your delinquencies. - penny-surgeon
A:
A little over 2 years ago my wife lost her job. We tried to stay afloat as best we could. We went to this one company that said they could lower our intrest rates and work with the creditors. It put us even more behind to where we had no other choice but to declare the Bankruptcy. We regret the past but learned from it and look for a brighter furture
(Jun-12-2010)
Q:
Please explain your public record. - penny-surgeon
A:
A little over 2 years ago my wife lost her job, I was the only paycheck in the house at the time. My answer to the last question Goes into this answer.
Thanks
(Jun-12-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transaction-circuit | $25.00 | $25.00 | 6/11/2010 4:22:42 PM |
| exchange-dreams | $25.00 | $25.00 | 6/12/2010 9:36:24 AM |
| marwadi-62 | $25.00 | $25.00 | 6/12/2010 10:06:48 AM |
| LindaRicci | $25.00 | $25.00 | 6/14/2010 4:37:12 PM |
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:26:59 PM |
| BigMac1953 | $25.00 | $25.00 | 6/15/2010 9:52:08 AM |
| Erie100 | $25.00 | $25.00 | 6/15/2010 12:42:16 PM |
| MrRooster101 | $25.00 | $25.00 | 6/16/2010 1:58:41 PM |
| Reliance_Banker | $25.00 | $25.00 | 6/16/2010 7:32:50 PM |
| HermanstadtKid | $25.00 | $25.00 | 6/17/2010 6:55:03 PM |
| TecMula | $25.00 | $25.00 | 6/18/2010 9:04:39 AM |
| ultimate-peace | $175.00 | $175.00 | 6/18/2010 1:53:07 PM |
| greenback-catapult3 | $75.00 | $75.00 | 6/18/2010 1:29:41 PM |
| wild-orange | $25.00 | $25.00 | 6/18/2010 12:36:01 PM |
| skaught | $33.00 | $33.00 | 6/18/2010 12:46:02 PM |
| Engineer44 | $25.00 | $25.00 | 6/18/2010 4:07:41 PM |
| patriot384 | $70.00 | $8.00 | 6/18/2010 2:20:18 PM |
| Catalina_Enterprises | $100.00 | $100.00 | 6/12/2010 3:07:30 PM |
| Halos2002 | $50.00 | $50.00 | 6/14/2010 4:25:41 PM |
| wlm3012 | $25.00 | $25.00 | 6/15/2010 8:15:37 AM |
| MattProsper | $25.00 | $25.00 | 6/16/2010 10:30:48 PM |
| gmv814 | $35.00 | $35.00 | 6/17/2010 10:13:45 PM |
| Leshan | $25.00 | $25.00 | 6/18/2010 10:10:37 AM |
| jybank | $25.00 | $25.00 | 6/18/2010 2:06:36 PM |
| Astyanax | $30.00 | $30.00 | 6/18/2010 2:09:41 PM |
| carrinel | $69.00 | $69.00 | 6/18/2010 1:56:38 PM |
| 26 bids
|
Borrower Payment Dependent Notes Series
460847
This series of Notes was issued and sold upon the funding of the borrower loan #43088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,100.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 25.39% |
Starting borrower rate/APR:
| 26.39% / 28.72% |
Starting monthly payment:
| $85.05 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 28.32% |
Final monthly payment:
| $84.61 |
| |
|
Auction yield range:
| 10.99% - 25.39% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 60% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 5 | Employment status: | Retired |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 18
/
14 | Length of status: | 4y 8m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 51 | Stated income: | $25,000-$49,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $988 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| tobby01 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 15 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,900.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
700-719
(Nov-2009)
620-639
(Aug-2009)
640-659
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
NEED HELP ASAP
Purpose of loan:
This loan will be used to? PAY OFF TAXES
My financial situation:
I am a good candidate for this loan because??? .?I AM A TRUSTWORTHY PERSON.?THIS WILL BE MY THIRD LOAN WITH PROSPER AND WITH NO LATE PAYMENTS.?
Monthly net income: $?3600 MONTH?? 650.00 PENSION???
Monthly expenses: $
??Housing: $?500.00 ??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 49.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $
??Credit cards and other loans: $?30.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $100.00 | $100.00 | 6/2/2010 4:16:12 PM |
| mrxtravis | $100.00 | $100.00 | 6/8/2010 2:26:30 PM |
| JGuide | $26.00 | $26.00 | 6/8/2010 5:25:06 PM |
| DasMula | $25.00 | $25.00 | 6/8/2010 6:25:12 PM |
| realtormoises | $25.00 | $25.00 | 6/8/2010 6:53:58 PM |
| serene-capital | $25.00 | $25.00 | 6/9/2010 12:15:45 AM |
| msgslg68 | $30.00 | $30.00 | 6/9/2010 9:41:12 AM |
| himistu22 | $25.00 | $25.00 | 6/9/2010 5:47:30 AM |
| Mikale360 | $25.00 | $25.00 | 6/9/2010 6:30:50 AM |
| reflective-rupee | $25.00 | $25.00 | 6/8/2010 8:55:37 PM |
| blitz_ac | $25.00 | $25.00 | 6/9/2010 2:26:56 PM |
| wlm3012 | $25.00 | $25.00 | 6/9/2010 2:35:33 PM |
| carrinel | $90.00 | $90.00 | 6/9/2010 9:09:13 AM |
| wlm3012 | $25.00 | $25.00 | 6/9/2010 3:08:24 PM |
| Moe87 | $27.24 | $27.24 | 6/9/2010 4:01:11 PM |
| zztopdog | $25.00 | $25.00 | 6/9/2010 4:08:59 PM |
| RecoveryLender | $25.00 | $25.00 | 6/9/2010 11:15:07 AM |
| kinetic-social | $25.00 | $25.00 | 6/9/2010 4:10:36 PM |
| martymaniaman | $25.00 | $25.00 | 6/9/2010 6:11:27 AM |
| Bob450 | $35.00 | $35.00 | 6/9/2010 9:34:51 AM |
| leverage-monger | $45.00 | $45.00 | 6/9/2010 1:39:34 PM |
| nerlands | $25.00 | $25.00 | 6/9/2010 1:44:56 PM |
| Frosty | $50.00 | $50.00 | 6/9/2010 2:22:23 PM |
| value-rapture | $25.00 | $25.00 | 6/9/2010 2:57:48 PM |
| jjsparks28 | $75.00 | $75.00 | 6/9/2010 3:48:01 PM |
| gpuck | $25.00 | $25.00 | 6/4/2010 8:46:05 PM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 9:19:33 AM |
| blissful-gain | $75.00 | $75.00 | 6/7/2010 8:01:44 PM |
| jsnryn | $25.00 | $25.00 | 6/9/2010 4:42:11 AM |
| Feyenoord | $50.00 | $50.00 | 6/8/2010 5:15:27 PM |
| DasMula | $25.00 | $25.00 | 6/8/2010 6:25:29 PM |
| chameleon125 | $50.00 | $50.00 | 6/9/2010 7:57:13 AM |
| carrinel | $150.00 | $150.00 | 6/9/2010 9:08:54 AM |
| autonomous-truth | $100.00 | $100.00 | 6/8/2010 8:02:00 PM |
| brightest-excellent-rate | $30.00 | $30.00 | 6/9/2010 8:35:42 AM |
| Leshan | $100.00 | $100.00 | 6/9/2010 8:59:49 AM |
| NekHoldings | $25.00 | $25.00 | 6/9/2010 9:54:01 AM |
| DMKAssetManagement | $50.00 | $50.00 | 6/9/2010 3:49:25 PM |
| riveting-credit5 | $200.00 | $200.00 | 6/9/2010 4:08:20 PM |
| khamlagirl | $25.00 | $25.00 | 6/9/2010 4:10:29 PM |
| lend42013 | $25.00 | $25.00 | 6/9/2010 12:40:41 PM |
| mckhbnpc | $30.00 | $30.00 | 6/9/2010 1:57:49 PM |
| payment-halo | $25.00 | $21.76 | 6/9/2010 2:01:22 PM |
| leverage-monger | $40.00 | $40.00 | 6/9/2010 3:44:01 PM |
| mammalian4 | $50.00 | $50.00 | 6/9/2010 4:01:01 PM |
| ds5184 | $25.00 | $25.00 | 6/9/2010 2:55:23 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
461379
This series of Notes was issued and sold upon the funding of the borrower loan #43076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-04-2010 |
| |
Auction end date:
| Jun-11-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $161.70 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $161.70 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Retired |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
6 | Length of status: | 0y 5m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 20 | Stated income: | $75,000-$99,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $30,428 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 83% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| cordial-credit6 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
never missed a payment/retired+cred
Purpose of loan:
This loan will be used to? consolidating a bill for my horse arena, which was placed on a credit card.
My financial situation: I am recently retired from the Department of Revenue, with a very good, stable income. All of my retirement is free spending money, as my husband, who is a tax magistrate, pays all household bills. I own my car.
I am a good candidate for this loan because?I have a good credit score, because I've always made my payments on time. I've been making payments for a long time. The reason I have a D rating is probably due to two other loans we have, none of which has ever been delinquent. This would be a very LOW RISK loan.
Monthly net income: $6,700
Monthly expenses: about $4300
??Housing: $2000
??Insurance: $295
??Car expenses: $300
??Utilities: $175
??Phone, cable, internet: $150
??Food, entertainment: $400
??Clothing, household expenses $200
??Credit cards and other loans: $750
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sharp-money3 | $25.00 | $25.00 | 6/4/2010 4:07:36 PM |
| biz20 | $25.00 | $25.00 | 6/4/2010 4:22:45 PM |
| iLoaner | $25.00 | $25.00 | 6/4/2010 4:23:22 PM |
| special-responsibility | $25.00 | $25.00 | 6/4/2010 4:23:30 PM |
| market-pudding | $25.00 | $25.00 | 6/4/2010 4:26:34 PM |
| natural-greenback6 | $25.00 | $25.00 | 6/4/2010 4:26:48 PM |
| life-is-great | $25.00 | $25.00 | 6/4/2010 4:27:38 PM |
| S-Master | $25.00 | $25.00 | 6/4/2010 4:28:05 PM |
| desertoasis | $25.00 | $25.00 | 6/4/2010 4:12:32 PM |
| successful-euro | $99.28 | $99.28 | 6/4/2010 4:22:58 PM |
| SignatureCapital | $25.00 | $25.00 | 6/4/2010 4:58:52 PM |
| asiaratt | $29.86 | $29.86 | 6/4/2010 4:25:10 PM |
| Streetfighter | $28.15 | $28.15 | 6/4/2010 4:26:45 PM |
| treasure-bliss | $100.00 | $100.00 | 6/4/2010 4:28:09 PM |
| supreme-hope | $25.00 | $25.00 | 6/4/2010 4:33:02 PM |
| point-shooter | $25.00 | $25.00 | 6/4/2010 4:07:42 PM |
| IIP77 | $25.00 | $25.00 | 6/4/2010 4:11:01 PM |
| 87Marc | $25.00 | $25.00 | 6/4/2010 4:23:15 PM |
| Gibbyland | $45.11 | $45.11 | 6/4/2010 4:26:44 PM |
| randsenterprise | $25.00 | $25.00 | 6/4/2010 4:32:20 PM |
| zone6 | $100.00 | $68.22 | 6/4/2010 4:33:05 PM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 8:57:25 AM |
| JustMee | $25.00 | $25.00 | 6/5/2010 3:26:54 PM |
| DasMula | $25.00 | $25.00 | 6/5/2010 9:40:45 AM |
| wlm3012 | $25.00 | $25.00 | 6/6/2010 11:17:42 AM |
| nikebootie | $25.01 | $25.01 | 6/5/2010 1:01:04 PM |
| dollardave | $100.00 | $100.00 | 6/7/2010 12:09:39 PM |
| Firescreek | $25.00 | $25.00 | 6/7/2010 6:33:33 PM |
| realtormoises | $25.00 | $25.00 | 6/8/2010 6:59:13 PM |
| testguy | $25.00 | $25.00 | 6/9/2010 7:27:26 PM |
| wlm3012 | $50.00 | $50.00 | 6/10/2010 7:54:19 AM |
| Sugarmama21 | $34.00 | $34.00 | 6/9/2010 6:11:09 PM |
| RJ-Pilot | $25.00 | $25.00 | 6/10/2010 10:13:08 AM |
| Bob450 | $25.00 | $25.00 | 6/10/2010 6:55:43 PM |
| entertaining-revenue | $31.65 | $31.65 | 6/10/2010 8:27:16 PM |
| dano1965 | $50.00 | $50.00 | 6/11/2010 5:40:21 AM |
| sensational-peace6 | $25.00 | $25.00 | 6/10/2010 3:53:41 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/10/2010 6:46:44 PM |
| Phatt-Daddy | $134.29 | $134.29 | 6/11/2010 9:40:33 AM |
| bold-attentive-listing | $55.95 | $55.95 | 6/11/2010 9:51:02 AM |
| alphabet76 | $50.00 | $50.00 | 6/11/2010 11:22:36 AM |
| BigBizBuilder | $250.00 | $250.00 | 6/11/2010 1:32:07 PM |
| jimmya | $25.00 | $25.00 | 6/10/2010 5:20:52 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 6/11/2010 6:14:53 AM |
| velocity-warrior | $50.00 | $50.00 | 6/11/2010 2:11:32 PM |
| Leshan | $100.00 | $100.00 | 6/11/2010 6:30:11 AM |
| credit-missile | $25.00 | $25.00 | 6/11/2010 3:16:43 PM |
| order-bee1 | $100.00 | $100.00 | 6/10/2010 10:06:32 PM |
| tzvie | $25.00 | $25.00 | 6/11/2010 9:46:16 AM |
| integrity-doctor | $100.00 | $100.00 | 6/11/2010 9:59:52 AM |
| Engineer44 | $35.00 | $35.00 | 6/11/2010 4:05:38 PM |
| wealth-multiplier | $25.00 | $25.00 | 6/11/2010 1:45:46 PM |
| friendinmoney | $25.00 | $25.00 | 6/11/2010 3:02:22 PM |
| credit-missile | $50.00 | $50.00 | 6/11/2010 3:14:32 PM |
| just-trade0 | $36.00 | $36.00 | 6/11/2010 3:34:30 PM |
| shrewd-peace7 | $50.00 | $50.00 | 6/4/2010 4:08:44 PM |
| purdue98 | $25.00 | $25.00 | 6/4/2010 4:13:13 PM |
| cloud8 | $25.00 | $25.00 | 6/4/2010 4:22:56 PM |
| rock-turner | $25.00 | $25.00 | 6/4/2010 4:23:36 PM |
| benefit-squirrel | $25.00 | $25.00 | 6/4/2010 4:32:47 PM |
| DadWarbucks | $25.00 | $25.00 | 6/4/2010 4:13:16 PM |
| graceful-investment | $25.00 | $25.00 | 6/4/2010 4:21:49 PM |
| oldmora | $33.69 | $33.69 | 6/4/2010 4:23:55 PM |
| auction-workhorse679 | $25.00 | $25.00 | 6/4/2010 4:32:49 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/4/2010 4:09:01 PM |
| fortytwo | $50.00 | $50.00 | 6/4/2010 4:10:41 PM |
| teller | $25.00 | $25.00 | 6/4/2010 4:12:22 PM |
| payment-gusto | $25.00 | $25.00 | 6/4/2010 4:14:28 PM |
| a-healthy-affluence | $44.87 | $44.87 | 6/4/2010 4:23:29 PM |
| Jonb6919 | $25.00 | $25.00 | 6/4/2010 4:23:38 PM |
| lloyd_s | $25.00 | $25.00 | 6/4/2010 4:27:59 PM |
| LoanerPrincipal | $25.00 | $25.00 | 6/5/2010 12:09:31 AM |
| aztec | $125.00 | $125.00 | 6/5/2010 5:21:58 AM |
| calkidd05 | $25.00 | $25.00 | 6/6/2010 9:55:16 PM |
| rockhound84 | $25.00 | $25.00 | 6/7/2010 4:22:17 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/7/2010 4:40:38 PM |
| rockhound84 | $25.00 | $25.00 | 6/8/2010 4:45:58 AM |
| eboomer2611 | $25.00 | $25.00 | 6/8/2010 1:41:13 PM |
| Bob450 | $25.00 | $25.00 | 6/8/2010 8:18:10 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 6/8/2010 7:31:55 PM |
| mlj0671 | $25.00 | $25.00 | 6/9/2010 2:21:31 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/9/2010 7:52:26 PM |
| fund-fox4 | $50.00 | $50.00 | 6/10/2010 11:13:39 AM |
| the-payout-hug | $43.00 | $43.00 | 6/10/2010 8:53:19 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/10/2010 10:40:08 AM |
| nashibaksi | $25.00 | $25.00 | 6/10/2010 7:07:32 PM |
| payment-halo | $25.00 | $25.00 | 6/10/2010 8:32:53 PM |
| ekn_enterprises | $31.42 | $31.42 | 6/11/2010 10:52:31 AM |
| cunning-bill | $29.50 | $29.50 | 6/11/2010 1:10:28 PM |
| 1phantom | $25.00 | $25.00 | 6/11/2010 6:18:39 AM |
| sparkling-contract7 | $25.00 | $25.00 | 6/10/2010 6:38:36 PM |
| BrighterSuns | $25.00 | $25.00 | 6/11/2010 8:24:03 AM |
| patriot384 | $70.00 | $70.00 | 6/11/2010 6:24:51 AM |
| rate-hickory | $25.00 | $25.00 | 6/11/2010 2:09:43 PM |
| silver-parsec | $25.00 | $25.00 | 6/11/2010 3:31:15 PM |
| attractive-fund | $25.00 | $25.00 | 6/11/2010 10:10:00 AM |
| credit-missile | $50.00 | $50.00 | 6/11/2010 3:58:00 PM |
| forthright-trade | $25.00 | $25.00 | 6/11/2010 10:59:19 AM |
| ultimate-peace | $100.00 | $100.00 | 6/11/2010 1:02:37 PM |
| RecoveryLender | $25.00 | $25.00 | 6/11/2010 3:53:03 PM |
| 100 bids
|
Borrower Payment Dependent Notes Series
461461
This series of Notes was issued and sold upon the funding of the borrower loan #43047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $46.38 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $46.38 |
| |
|
Auction yield range:
| 2.98% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 0m |
|
Credit score:
| 760-779 (Jun-2010) |
Total credit lines:
| 38 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $25,694 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 19% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| kind-powerful-cash |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation Loan
Purpose of loan:
This loan will be used to help fund our summer vacation
My financial situation:
I am a good candidate for this loan because I plan on paying off this loan by the years end.? I am due $5,500 from my outside employment as a crop consultant.? I plant to use part of this?money to pay off the loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Mantis75 | $25.00 | $25.00 | 6/7/2010 4:06:02 PM |
| km007 | $25.00 | $25.00 | 6/7/2010 4:07:16 PM |
| cberthiaume | $25.00 | $25.00 | 6/7/2010 4:08:30 PM |
| Seafirst | $34.48 | $34.48 | 6/7/2010 4:08:40 PM |
| UncleTupelo2 | $25.00 | $25.00 | 6/7/2010 4:09:10 PM |
| balance6 | $25.00 | $25.00 | 6/7/2010 4:09:15 PM |
| steady-funds3 | $25.00 | $25.00 | 6/7/2010 4:07:03 PM |
| iolaire | $25.00 | $25.00 | 6/7/2010 4:07:45 PM |
| panegryst | $25.00 | $25.00 | 6/7/2010 4:08:28 PM |
| glimmering-credit4 | $25.00 | $25.00 | 6/7/2010 4:08:59 PM |
| equitable-camaraderi | $25.00 | $25.00 | 6/7/2010 4:06:22 PM |
| aue513 | $25.00 | $25.00 | 6/7/2010 4:07:18 PM |
| trillian16 | $25.00 | $25.00 | 6/7/2010 4:08:19 PM |
| direct-peso1 | $25.00 | $25.00 | 6/7/2010 4:08:42 PM |
| SC98007 | $25.00 | $25.00 | 6/7/2010 4:09:08 PM |
| oskizzle | $25.00 | $25.00 | 6/7/2010 4:09:14 PM |
| wwwUniversal | $25.00 | $25.00 | 6/7/2010 4:46:36 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/8/2010 7:56:40 AM |
| Nash2065 | $25.00 | $25.00 | 6/8/2010 8:46:31 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/9/2010 7:16:17 PM |
| octoberfresh | $25.00 | $25.00 | 6/10/2010 10:57:53 AM |
| felicity-loyalist0 | $25.00 | $25.00 | 6/11/2010 5:53:42 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/12/2010 8:51:13 PM |
| Approved | $25.00 | $25.00 | 6/13/2010 9:20:15 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/12/2010 8:51:29 PM |
| swissbanker | $50.00 | $50.00 | 6/13/2010 8:18:22 AM |
| wam37 | $50.00 | $50.00 | 6/14/2010 7:18:18 AM |
| RedGranite | $25.00 | $25.00 | 6/7/2010 4:06:40 PM |
| The_Loan_Ranger | $25.40 | $25.40 | 6/7/2010 4:08:06 PM |
| Duchdad | $25.00 | $25.00 | 6/7/2010 4:08:24 PM |
| Angleofcare | $25.00 | $25.00 | 6/7/2010 4:08:32 PM |
| daisuke | $25.00 | $25.00 | 6/7/2010 4:09:05 PM |
| shrewd-peace7 | $30.00 | $30.00 | 6/7/2010 4:07:37 PM |
| GradStudent34 | $25.00 | $25.00 | 6/7/2010 4:08:08 PM |
| MyPlantsEatBugs | $25.00 | $25.00 | 6/7/2010 4:08:23 PM |
| baci99 | $25.00 | $25.00 | 6/7/2010 4:09:06 PM |
| money-floret | $100.00 | $63.42 | 6/7/2010 4:09:19 PM |
| spreadgoodwill | $25.00 | $25.00 | 6/7/2010 4:06:16 PM |
| mla | $25.00 | $25.00 | 6/7/2010 4:06:24 PM |
| coup173 | $25.00 | $25.00 | 6/7/2010 4:06:49 PM |
| zski | $25.00 | $25.00 | 6/7/2010 4:07:14 PM |
| FmrEngr2Phd | $25.00 | $25.00 | 6/7/2010 4:07:52 PM |
| liberty-revelry2 | $25.00 | $25.00 | 6/7/2010 4:08:21 PM |
| moola-rose8 | $25.00 | $25.00 | 6/7/2010 4:09:04 PM |
| nestegg4e | $25.00 | $25.00 | 6/7/2010 4:09:12 PM |
| RandyL3 | $33.00 | $33.00 | 6/7/2010 4:47:26 PM |
| julijask | $35.00 | $35.00 | 6/7/2010 4:37:05 PM |
| cash-vault | $25.00 | $25.00 | 6/8/2010 3:17:31 PM |
| Tulalue | $25.00 | $25.00 | 6/9/2010 12:31:02 PM |
| Spiv_51 | $25.00 | $25.00 | 6/11/2010 3:39:39 AM |
| ChristopherHS | $25.00 | $25.00 | 6/11/2010 4:40:03 PM |
| redtilapia | $25.00 | $25.00 | 6/14/2010 7:58:31 AM |
| MoneyOps | $25.00 | $25.00 | 6/13/2010 6:30:37 AM |
| PeacefulFlorida | $28.70 | $28.70 | 6/14/2010 12:31:41 PM |
| boynumber1 | $25.00 | $25.00 | 6/14/2010 6:45:10 AM |
| 55 bids
|
Borrower Payment Dependent Notes Series
461763
This series of Notes was issued and sold upon the funding of the borrower loan #43111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,400.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-12-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.57% |
Starting monthly payment:
| $51.96 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.57% |
Final monthly payment:
| $51.96 |
| |
|
Auction yield range:
| 7.98% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 26% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 2m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 22 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $30,598 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 97% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| proper-kindness3 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| steady-funds3 | $25.00 | $25.00 | 6/7/2010 4:10:52 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/7/2010 4:23:26 PM |
| ichibon | $75.00 | $75.00 | 6/7/2010 4:26:32 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/7/2010 4:34:29 PM |
| Avala | $50.00 | $50.00 | 6/7/2010 4:35:22 PM |
| kchen486 | $50.00 | $50.00 | 6/7/2010 4:24:34 PM |
| visionary-community | $25.00 | $25.00 | 6/7/2010 4:34:03 PM |
| riproaringrapids | $25.00 | $25.00 | 6/7/2010 4:21:24 PM |
| Ven58 | $25.00 | $25.00 | 6/7/2010 6:20:49 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/7/2010 4:28:14 PM |
| Phantom99 | $25.00 | $25.00 | 6/7/2010 4:35:38 PM |
| Carne_Chung | $25.00 | $25.00 | 6/8/2010 6:36:13 AM |
| interstellar | $49.26 | $49.26 | 6/8/2010 3:06:13 PM |
| golden-wealth2 | $50.00 | $50.00 | 6/8/2010 12:07:29 PM |
| radar_love | $25.00 | $25.00 | 6/8/2010 4:37:37 PM |
| dime-selector | $25.00 | $25.00 | 6/10/2010 10:53:38 PM |
| Sol_Invictus | $25.00 | $25.00 | 6/10/2010 9:12:49 PM |
| LoanerPrincipal | $25.00 | $25.00 | 6/10/2010 10:55:41 PM |
| gilbrear | $25.00 | $25.00 | 6/11/2010 3:28:03 PM |
| Reliance_Banker | $25.00 | $25.00 | 6/11/2010 7:09:00 PM |
| kazanov | $50.00 | $50.00 | 6/11/2010 8:58:26 PM |
| exchange-dreams | $25.00 | $25.00 | 6/12/2010 9:10:34 AM |
| rescue | $50.00 | $50.00 | 6/7/2010 4:18:03 PM |
| wayman | $25.00 | $25.00 | 6/7/2010 4:22:15 PM |
| orgy63 | $25.00 | $25.00 | 6/7/2010 4:23:56 PM |
| tech_helper | $50.00 | $50.00 | 6/7/2010 4:26:46 PM |
| worth-arch | $25.00 | $25.00 | 6/7/2010 4:34:43 PM |
| penny-chooser | $50.00 | $50.00 | 6/7/2010 4:24:16 PM |
| point-shooter | $25.00 | $25.00 | 6/7/2010 4:24:25 PM |
| hrubinst | $25.00 | $25.00 | 6/7/2010 4:35:18 PM |
| enthusiastic-balance5 | $100.00 | $52.70 | 6/7/2010 4:35:51 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/7/2010 4:39:22 PM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:29:30 AM |
| cash-vault | $25.00 | $25.00 | 6/8/2010 12:54:48 PM |
| nakane66 | $25.00 | $25.00 | 6/9/2010 6:21:35 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 6/11/2010 9:20:06 AM |
| alpinaut | $25.00 | $25.00 | 6/10/2010 7:35:17 PM |
| satisfying-deal5 | $33.04 | $33.04 | 6/11/2010 4:23:56 PM |
| alpinaut | $25.00 | $25.00 | 6/12/2010 8:07:42 AM |
| best-listing-toro | $25.00 | $25.00 | 6/12/2010 9:38:12 AM |
| mammalian4 | $50.00 | $50.00 | 6/12/2010 12:49:20 PM |
| rneckfsu | $25.00 | $25.00 | 6/12/2010 12:53:05 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
461839
This series of Notes was issued and sold upon the funding of the borrower loan #43093, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-09-2010 |
| |
Auction end date:
| Jun-16-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 12.75% |
Starting monthly payment:
| $31.89 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 12.75% |
Final monthly payment:
| $31.89 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1996 |
Debt/Income ratio:
| 3% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 4
/
3 | Length of status: | 4y 1m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $183 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 6% | | |
|
Public records last 12m / 10y:
| 1/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 22 | | | | |
|
Screen name:
| Samantha |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for a Camper Shell
This loan will be use to buy a camper shell for my truck.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| orgy63 | $25.00 | $25.00 | 6/9/2010 4:13:56 PM |
| worth-arch | $25.00 | $25.00 | 6/9/2010 4:18:08 PM |
| shrewd-deal | $25.00 | $24.00 | 6/9/2010 4:20:49 PM |
| ddog0224 | $25.00 | $25.00 | 6/9/2010 4:18:53 PM |
| delicious-social132 | $25.00 | $25.00 | 6/9/2010 4:20:18 PM |
| wwwUniversal | $25.00 | $25.00 | 6/9/2010 7:09:58 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/14/2010 7:07:18 PM |
| emjaybee | $25.00 | $25.00 | 6/15/2010 3:14:36 PM |
| 1phantom | $25.00 | $25.00 | 6/15/2010 4:15:20 PM |
| Spkthewrd3 | $25.00 | $25.00 | 6/15/2010 5:15:07 PM |
| DRJWAW | $25.00 | $25.00 | 6/15/2010 4:16:03 PM |
| soular21804 | $25.00 | $25.00 | 6/15/2010 8:14:53 PM |
| stammyc3 | $25.00 | $25.00 | 6/15/2010 8:50:24 PM |
| credible-compassion6 | $25.00 | $25.00 | 6/16/2010 5:41:25 AM |
| REITRUST | $25.00 | $25.00 | 6/16/2010 8:06:17 AM |
| famous-marketplace9 | $26.00 | $26.00 | 6/16/2010 3:08:49 PM |
| bss97603 | $50.00 | $50.00 | 6/16/2010 3:42:37 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/9/2010 4:17:59 PM |
| Phantom99 | $25.00 | $25.00 | 6/9/2010 4:18:43 PM |
| american6 | $25.00 | $25.00 | 6/9/2010 4:19:10 PM |
| Artist_Blue | $25.00 | $25.00 | 6/9/2010 4:12:34 PM |
| Avala | $50.00 | $50.00 | 6/9/2010 4:18:31 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/9/2010 4:20:34 PM |
| hrubinst | $25.00 | $25.00 | 6/9/2010 4:18:20 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/9/2010 4:20:27 PM |
| focused-dime8 | $25.00 | $25.00 | 6/13/2010 10:51:21 AM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/14/2010 3:59:53 PM |
| elvisloans | $25.00 | $25.00 | 6/15/2010 2:23:15 PM |
| djp127 | $50.00 | $50.00 | 6/15/2010 11:13:43 PM |
| HomerdohNY | $25.00 | $25.00 | 6/16/2010 5:55:31 AM |
| buukyak | $25.00 | $25.00 | 6/16/2010 8:51:51 AM |
| sinner_c5 | $25.00 | $25.00 | 6/16/2010 7:42:59 AM |
| kinetic-social | $25.00 | $25.00 | 6/16/2010 2:33:35 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
462103
This series of Notes was issued and sold upon the funding of the borrower loan #43038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,900.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 15.36% |
Starting monthly payment:
| $135.19 |
|
Final lender yield:
| 8.95% |
Final borrower rate/APR:
| 9.95% / 10.30% |
Final monthly payment:
| $125.75 |
| |
|
Auction yield range:
| 2.98% - 14.00% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.44% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 11y 10m |
|
Credit score:
| 800-819 (Jun-2010) |
Total credit lines:
| 13 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,161 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 41% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| MGM23 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jun-2008)
|
|
Principal balance:
| $3,182.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Upgrade Our Deck
Purpose of loan:
This loan will be used to? upgrade our back deck.? We need to refinish, repair some areas and get some deck furniture.
My financial situation:
I am a good candidate for this loan because? we are an honest and and hard-working family.?
Monthly net income: $ 8900
Monthly expenses: $
??Housing: $ 2700
??Insurance: $ 350
??Car expenses: $ 525
??Utilities: $ 350
??Phone, cable, internet: $ 300
??Food, entertainment: $?725??
? Clothing, household expenses $?840
??Credit cards and other loans: $ 450
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, I want to invest my money, but I'm a little worried about where I should put it. Do you have any ideas? It's in a CD right now and the amount is 1,200. - unique-income2
A:
Hi,
Thanks for your question. I am a firm believe in not putting all your eggs in 1 basket. Without knowing your etire financial position it is difficult to make a good recommendation.
I would probably keep the bulk of it in a CD, and take a smaller portion and put in a higher yielding product. In fact, I would recommend $25 or $50 in this loan listing.
Thank you.
(Jun-14-2010)
Q:
Hi, what part of the country do you live in, and what kind of teacher are you? At $106,000+ Net income a year, it doesn't sound like elementary school! - MortgageeMarty
A:
Hello,
I live in the West. Income is from teaching, private consulting, and a home-based business. Thank you.
(Jun-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| basejump0 | $25.00 | $25.00 | 6/11/2010 7:37:50 PM |
| otalon | $25.00 | $25.00 | 6/14/2010 4:28:23 PM |
| squarebob | $25.00 | $25.00 | 6/15/2010 6:00:09 AM |
| greekpolis | $150.00 | $150.00 | 6/15/2010 10:17:26 AM |
| northphoto | $25.00 | $25.00 | 6/15/2010 10:38:53 AM |
| Supernova3 | $30.00 | $30.00 | 6/15/2010 9:37:36 AM |
| greekpolis | $100.00 | $100.00 | 6/15/2010 3:05:44 PM |
| selector568 | $49.20 | $49.20 | 6/15/2010 4:10:13 PM |
| HumRaahee | $100.00 | $100.00 | 6/15/2010 7:54:24 PM |
| jimbo29blue | $50.00 | $50.00 | 6/16/2010 5:39:15 AM |
| jimbo29blue | $50.00 | $50.00 | 6/16/2010 5:38:54 AM |
| StrongMonty | $25.00 | $25.00 | 6/16/2010 1:32:45 PM |
| mcshew99 | $35.21 | $35.21 | 6/16/2010 12:16:25 PM |
| Lender0307 | $25.00 | $25.00 | 6/16/2010 10:04:46 PM |
| bondhedger | $25.00 | $25.00 | 6/17/2010 6:09:38 AM |
| ethicalhumanist | $25.00 | $25.00 | 6/17/2010 3:57:51 PM |
| FinanceEngine | $30.00 | $30.00 | 6/17/2010 10:29:57 AM |
| BankofPaul | $25.00 | $25.00 | 6/18/2010 5:14:26 AM |
| manugee | $50.00 | $50.00 | 6/18/2010 7:18:11 AM |
| Dollars4Rent | $25.00 | $25.00 | 6/17/2010 9:21:19 PM |
| BaxterSandy | $39.59 | $39.59 | 6/17/2010 10:40:22 PM |
| crw1950 | $50.00 | $50.00 | 6/18/2010 6:28:45 AM |
| prainvestment | $50.00 | $50.00 | 6/18/2010 10:18:22 AM |
| Independenttools | $25.00 | $25.00 | 6/18/2010 10:52:52 AM |
| runfree | $43.99 | $43.99 | 6/18/2010 10:55:41 AM |
| MoneyOps | $25.00 | $25.00 | 6/18/2010 11:19:54 AM |
| porter22 | $75.00 | $75.00 | 6/18/2010 6:58:54 AM |
| paul1 | $35.00 | $35.00 | 6/18/2010 12:38:14 PM |
| djalan | $100.00 | $100.00 | 6/18/2010 1:52:28 PM |
| Bski745 | $25.00 | $25.00 | 6/18/2010 2:20:02 PM |
| trustworthy-finance6 | $50.00 | $50.00 | 6/18/2010 3:29:01 PM |
| Sam40 | $25.00 | $25.00 | 6/18/2010 10:01:20 AM |
| alvinsl | $25.00 | $25.00 | 6/18/2010 10:33:31 AM |
| squarebob | $25.00 | $25.00 | 6/18/2010 11:54:21 AM |
| integrity-cowbell | $25.00 | $25.00 | 6/18/2010 12:11:18 PM |
| skaught | $50.00 | $50.00 | 6/18/2010 12:31:48 PM |
| wild-orange | $25.00 | $25.00 | 6/18/2010 12:42:35 PM |
| gilbrear | $25.00 | $25.00 | 6/18/2010 2:44:19 PM |
| value-guru3 | $25.00 | $25.00 | 6/18/2010 3:29:29 PM |
| jpblan11 | $25.00 | $25.00 | 6/12/2010 4:18:06 PM |
| best-listing-toro | $25.00 | $25.00 | 6/12/2010 9:48:04 AM |
| lender12345 | $25.00 | $25.00 | 6/13/2010 7:56:56 PM |
| Ven58 | $25.00 | $25.00 | 6/14/2010 3:29:41 PM |
| Aberdeen | $400.00 | $400.00 | 6/14/2010 3:29:43 PM |
| FinDoc | $25.00 | $25.00 | 6/14/2010 4:39:22 PM |
| cashhelp | $25.00 | $25.00 | 6/14/2010 8:25:35 PM |
| exchange-dreams | $25.00 | $25.00 | 6/14/2010 8:48:17 PM |
| twjh | $25.00 | $25.00 | 6/14/2010 8:26:02 PM |
| dollarboy | $25.00 | $25.00 | 6/14/2010 10:57:54 PM |
| cashhelp | $50.00 | $50.00 | 6/14/2010 8:29:32 PM |
| DRJWAW | $50.00 | $50.00 | 6/15/2010 4:38:57 PM |
| CA_Lender | $25.00 | $25.00 | 6/15/2010 7:27:41 PM |
| JLPicard | $49.20 | $49.20 | 6/15/2010 8:51:10 PM |
| jimbo29blue | $50.00 | $50.00 | 6/16/2010 5:38:32 AM |
| gold-dissector | $25.00 | $25.00 | 6/16/2010 4:02:36 PM |
| jmvingeorgia | $100.00 | $100.00 | 6/16/2010 11:24:25 AM |
| theskippy | $25.00 | $25.00 | 6/16/2010 1:35:00 PM |
| gsp1885 | $27.00 | $27.00 | 6/16/2010 11:09:38 AM |
| lonix | $25.00 | $25.00 | 6/16/2010 6:31:13 PM |
| restless-moola | $25.00 | $25.00 | 6/17/2010 12:30:34 PM |
| leverage-monger | $25.00 | $25.00 | 6/17/2010 3:18:41 PM |
| martymaniaman | $25.00 | $25.00 | 6/17/2010 9:18:43 AM |
| Johnab | $50.00 | $50.00 | 6/17/2010 4:28:29 PM |
| bobbyt116 | $45.05 | $45.05 | 6/17/2010 6:54:51 PM |
| Schwamie | $45.51 | $45.51 | 6/17/2010 8:13:30 PM |
| heerzaquestion | $25.00 | $25.00 | 6/18/2010 7:42:47 AM |
| zbanker | $30.25 | $30.25 | 6/18/2010 7:53:43 AM |
| PropertyInvest | $25.00 | $25.00 | 6/17/2010 5:00:14 PM |
| FundMaker | $25.00 | $25.00 | 6/18/2010 9:49:41 AM |
| 1phantom | $50.00 | $4.68 | 6/18/2010 8:25:01 AM |
| ccapital | $100.00 | $100.00 | 6/18/2010 10:54:00 AM |
| MonkeyHero | $50.00 | $50.00 | 6/18/2010 6:38:27 AM |
| patriot384 | $400.00 | $400.00 | 6/18/2010 7:35:12 AM |
| bradny | $25.00 | $25.00 | 6/18/2010 12:07:32 PM |
| JerryB96 | $25.00 | $25.00 | 6/18/2010 8:40:33 AM |
| revenue-sapling | $25.00 | $25.00 | 6/18/2010 1:04:33 PM |
| porwestco | $25.00 | $25.00 | 6/18/2010 2:43:39 PM |
| khamlagirl | $25.00 | $25.00 | 6/18/2010 11:38:10 AM |
| b1geasy | $25.00 | $25.00 | 6/18/2010 10:58:39 AM |
| Simply2fly | $25.00 | $25.00 | 6/18/2010 12:36:02 PM |
| Leopoldine | $30.32 | $30.32 | 6/18/2010 1:08:10 PM |
| rockhound84 | $25.00 | $25.00 | 6/18/2010 11:15:35 AM |
| boomarang2 | $25.00 | $25.00 | 6/18/2010 2:55:29 PM |
| zippy-revenue8 | $25.00 | $25.00 | 6/18/2010 3:47:52 PM |
| PalmerTheEmbalmer | $30.00 | $30.00 | 6/18/2010 12:59:20 PM |
| friendinmoney | $25.00 | $25.00 | 6/18/2010 3:57:33 PM |
| 86 bids
|
Borrower Payment Dependent Notes Series
462107
This series of Notes was issued and sold upon the funding of the borrower loan #43071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $161.70 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $161.70 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 4m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 34 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,351 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 31% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| brightest-versatile-yield |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
"Inventory for Mary Kay Products"
Purpose of loan:
This loan will be used to have my product on hand so that my customer will be able to receive their product the same day. I know that if I have my product on hand it will help my business to grow a lot faster.
My financial situation:
I am a good candidate for this loan because my heart desire is to be successful in my business, so that I can help my family to become debt free. I?m presently working on receiving my degree masters degree in Psychology, a mother of three, and getting my business going which shows that I have a dream and a vision.
Monthly net income: $ 2300
Monthly expenses: $
??Housing: $ 897.00
??Insurance: $ 47.00
??Car expenses: $ paid off
??Utilities: $ 110.00
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 130.00
??Credit cards and other loans: $ 50.00
??Other expenses: $120.00 gas/hair cuts
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you list the commission percent you get off of Mary Kay? Meaning is it > 28.57% If not, wouldn't you be losing money on the venture simply by debt financing it? - FeedTheMachine
A:
Hello,
No, I would not be losing because I receive a 50% commission and the thing about Mary Kay if you work the business it sells itself. I really enjoy what I do because it allows me to meet many wonderful women and they love the product. Please feel free to contact me if you have any more questions.
(Jun-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| green-thoughtful-yield | $50.00 | $50.00 | 6/11/2010 4:16:45 PM |
| qwsd12 | $40.00 | $40.00 | 6/11/2010 4:21:58 PM |
| simplelender80 | $50.00 | $50.00 | 6/11/2010 4:22:35 PM |
| tech_helper | $25.00 | $25.00 | 6/11/2010 4:22:46 PM |
| MADAOO7 | $50.00 | $50.00 | 6/11/2010 4:22:41 PM |
| MoneyMA | $25.00 | $25.00 | 6/11/2010 11:59:36 PM |
| orange-preeminant-bill | $25.00 | $25.00 | 6/12/2010 5:35:44 PM |
| desertoasis | $25.00 | $25.00 | 6/13/2010 4:34:35 PM |
| lagnisiruk | $25.00 | $25.00 | 6/13/2010 11:40:00 PM |
| brother_tam | $38.47 | $38.47 | 6/12/2010 11:14:43 PM |
| Phantom99 | $25.00 | $25.00 | 6/14/2010 8:15:07 AM |
| StrategicFinancier21 | $25.00 | $25.00 | 6/12/2010 4:50:00 PM |
| worth-arch | $25.00 | $25.00 | 6/14/2010 10:29:36 AM |
| danthemon35 | $25.00 | $25.00 | 6/13/2010 9:04:51 AM |
| pavelz | $31.34 | $31.34 | 6/13/2010 8:41:13 PM |
| dime-reaction | $25.00 | $25.00 | 6/14/2010 9:35:45 AM |
| payment-gusto | $25.00 | $25.00 | 6/14/2010 12:46:43 PM |
| healingangel22 | $25.00 | $25.00 | 6/14/2010 3:14:29 PM |
| treasure-bliss | $58.47 | $58.47 | 6/14/2010 3:50:04 PM |
| oskizzle | $25.00 | $25.00 | 6/14/2010 4:35:50 PM |
| SFDiver | $25.00 | $25.00 | 6/14/2010 8:24:53 PM |
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:27:01 PM |
| currency-oak | $25.00 | $25.00 | 6/15/2010 9:11:20 AM |
| spsavage | $25.00 | $25.00 | 6/15/2010 10:44:54 AM |
| kginatl | $25.00 | $25.00 | 6/15/2010 3:04:39 PM |
| Rips | $25.00 | $25.00 | 6/15/2010 3:19:39 PM |
| FASTIZIO_P | $27.00 | $27.00 | 6/15/2010 4:14:56 PM |
| CC911 | $25.00 | $25.00 | 6/15/2010 4:14:07 PM |
| MoneyLender72 | $50.00 | $50.00 | 6/15/2010 9:39:52 PM |
| samo102us | $25.00 | $25.00 | 6/16/2010 7:03:50 AM |
| washboard1 | $100.00 | $100.00 | 6/16/2010 10:55:58 AM |
| moopi | $25.00 | $25.00 | 6/16/2010 12:24:31 PM |
| topher515 | $25.00 | $25.00 | 6/16/2010 4:35:59 PM |
| rhin0cerx | $50.00 | $50.00 | 6/16/2010 4:35:29 PM |
| mizunoman | $25.00 | $25.00 | 6/17/2010 1:22:14 AM |
| KiwiElf | $25.00 | $25.00 | 6/16/2010 4:25:53 PM |
| successful-euro | $40.00 | $40.00 | 6/17/2010 6:39:45 AM |
| divedude | $25.00 | $25.00 | 6/17/2010 7:39:29 AM |
| selfmademan | $25.00 | $25.00 | 6/17/2010 9:35:25 AM |
| orderly-loot | $25.00 | $25.00 | 6/16/2010 9:49:54 PM |
| nick5454 | $25.00 | $25.00 | 6/17/2010 1:23:19 AM |
| rlgnyc | $28.08 | $28.08 | 6/17/2010 1:23:25 AM |
| loan-master996 | $33.84 | $33.84 | 6/17/2010 1:24:02 AM |
| Wowzer | $25.00 | $25.00 | 6/17/2010 12:47:36 AM |
| YellowJacket | $25.00 | $25.00 | 6/17/2010 12:48:24 AM |
| Sateesh | $26.88 | $26.88 | 6/17/2010 12:49:46 AM |
| Guerrilla_Man | $25.00 | $25.00 | 6/17/2010 12:51:27 PM |
| natecam | $25.00 | $25.00 | 6/17/2010 1:23:34 AM |
| reflective-rupee | $700.00 | $211.79 | 6/17/2010 1:03:04 PM |
| 108lender | $38.30 | $38.30 | 6/17/2010 6:09:36 AM |
| first-peso-pillow | $25.00 | $25.00 | 6/17/2010 9:00:42 AM |
| surgeon3 | $100.00 | $100.00 | 6/17/2010 7:27:31 PM |
| Bob450 | $25.00 | $25.00 | 6/17/2010 9:52:15 PM |
| paceme1 | $35.00 | $35.00 | 6/17/2010 5:13:34 PM |
| squarebob | $25.00 | $25.00 | 6/18/2010 11:55:07 AM |
| Engineer44 | $25.00 | $25.00 | 6/18/2010 4:08:03 PM |
| jybank | $25.00 | $25.00 | 6/18/2010 10:34:02 AM |
| draggon77 | $25.00 | $25.00 | 6/18/2010 12:37:18 PM |
| squarebob | $25.00 | $25.00 | 6/18/2010 11:52:21 AM |
| cash-spark3 | $25.00 | $25.00 | 6/11/2010 4:21:55 PM |
| SNH | $50.00 | $50.00 | 6/11/2010 4:22:00 PM |
| loot-heart | $50.00 | $50.00 | 6/11/2010 4:17:42 PM |
| S-Master | $25.00 | $25.00 | 6/11/2010 4:21:25 PM |
| orderly-leverage | $30.00 | $30.00 | 6/11/2010 4:22:07 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/11/2010 4:16:47 PM |
| top-historic-peso | $26.00 | $26.00 | 6/11/2010 4:22:04 PM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:34:34 PM |
| personal-lender | $25.00 | $25.00 | 6/11/2010 4:22:10 PM |
| famous-bill | $50.00 | $50.00 | 6/12/2010 5:50:57 AM |
| greenwell | $25.00 | $25.00 | 6/12/2010 2:13:03 PM |
| Artist_Blue | $25.00 | $25.00 | 6/12/2010 1:26:43 PM |
| just-money930 | $26.34 | $26.34 | 6/13/2010 8:25:10 PM |
| cloud8 | $25.00 | $25.00 | 6/12/2010 2:30:07 PM |
| Havana21 | $25.00 | $25.00 | 6/12/2010 4:19:39 PM |
| shrewd-peace7 | $30.00 | $30.00 | 6/14/2010 8:05:01 AM |
| JGB | $52.34 | $52.34 | 6/13/2010 8:59:40 PM |
| knight3136 | $25.00 | $25.00 | 6/13/2010 8:25:03 PM |
| Bank42 | $32.36 | $32.36 | 6/14/2010 3:56:08 PM |
| benefit-elation | $25.00 | $25.00 | 6/14/2010 12:49:37 PM |
| bid-czar8 | $100.00 | $100.00 | 6/14/2010 5:54:50 PM |
| seisen | $39.90 | $39.90 | 6/15/2010 8:45:01 AM |
| ommcd | $25.00 | $25.00 | 6/14/2010 8:15:24 PM |
| oreyedoc | $50.00 | $50.00 | 6/15/2010 10:50:38 AM |
| asmithj | $50.00 | $50.00 | 6/15/2010 2:26:25 PM |
| head | $25.00 | $25.00 | 6/15/2010 9:29:34 AM |
| revenue-achievement | $25.00 | $25.00 | 6/15/2010 1:10:31 PM |
| Sam65 | $25.00 | $25.00 | 6/15/2010 3:14:40 PM |
| johnayan | $25.00 | $25.00 | 6/15/2010 4:15:10 PM |
| Galt_Capitalist | $250.00 | $250.00 | 6/16/2010 1:10:14 PM |
| honorable-yield | $35.00 | $35.00 | 6/16/2010 4:26:17 PM |
| LongTail | $25.00 | $25.00 | 6/16/2010 4:36:00 PM |
| GoodScot | $25.00 | $25.00 | 6/17/2010 1:04:37 AM |
| lcole32 | $25.00 | $25.00 | 6/17/2010 1:05:56 AM |
| delivery | $25.00 | $25.00 | 6/16/2010 4:25:59 PM |
| bajaruss | $25.00 | $25.00 | 6/16/2010 4:26:25 PM |
| bnlforever | $25.00 | $25.00 | 6/16/2010 4:26:32 PM |
| mclilpaws | $25.00 | $25.00 | 6/16/2010 4:27:00 PM |
| Plotinus | $36.40 | $36.40 | 6/16/2010 6:24:49 PM |
| zeelender | $25.00 | $25.00 | 6/16/2010 7:24:33 PM |
| noble-revenue | $100.00 | $100.00 | 6/17/2010 11:04:40 AM |
| seattleite36 | $25.00 | $25.00 | 6/17/2010 12:50:26 PM |
| mdf | $28.91 | $28.91 | 6/17/2010 1:06:56 AM |
| Bomber | $28.58 | $28.58 | 6/17/2010 9:03:39 AM |
| TCayce | $25.00 | $25.00 | 6/17/2010 9:35:19 AM |
| imlosttoo | $25.00 | $25.00 | 6/17/2010 9:45:23 AM |
| Leshan | $100.00 | $100.00 | 6/18/2010 10:12:03 AM |
| 1phantom | $25.00 | $25.00 | 6/18/2010 8:26:04 AM |
| 107 bids
|
Borrower Payment Dependent Notes Series
462151
This series of Notes was issued and sold upon the funding of the borrower loan #43121, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 22.56% |
Starting borrower rate/APR:
| 23.56% / 25.85% |
Starting monthly payment:
| $253.51 |
|
Final lender yield:
| 22.56% |
Final borrower rate/APR:
| 23.56% / 25.85% |
Final monthly payment:
| $253.51 |
| |
|
Auction yield range:
| 7.98% - 22.56% |
Estimated loss impact:
| 9.03% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.53% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 22
/
21 | Length of status: | 19y 3m |
|
Credit score:
| 760-779 (Jun-2010) |
Total credit lines:
| 48 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,899 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 38% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| power-orb8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to? for debt consolidation
My financial situation:
I am a good candidate for this loan because? I am current on by bills
Monthly net income: $ 2700
Monthly expenses: $
??Housing: $ 750
??Insurance: $
??Car expenses: $
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| robot777 | $40.00 | $40.00 | 6/11/2010 4:21:14 PM |
| frogperson | $50.00 | $50.00 | 6/11/2010 4:18:12 PM |
| golden-cat | $25.00 | $25.00 | 6/15/2010 9:55:04 AM |
| FinDoc | $25.00 | $25.00 | 6/15/2010 9:15:28 AM |
| tnjohnso | $25.00 | $25.00 | 6/15/2010 4:27:35 PM |
| beakerfish | $200.00 | $200.00 | 6/16/2010 12:55:13 PM |
| SFBank | $200.00 | $200.00 | 6/16/2010 10:15:47 AM |
| gain-cadence | $41.47 | $41.47 | 6/17/2010 2:59:27 AM |
| AKK1980 | $31.27 | $31.27 | 6/17/2010 9:31:54 AM |
| foothillender | $25.00 | $25.00 | 6/17/2010 6:40:48 AM |
| transaction-animal8 | $25.00 | $25.00 | 6/18/2010 8:48:48 AM |
| reflective-rupee | $3,000.00 | $531.07 | 6/18/2010 10:23:53 AM |
| reflective-rupee | $100.00 | $100.00 | 6/18/2010 12:15:28 PM |
| investment-cluster | $25.00 | $25.00 | 6/18/2010 12:37:52 PM |
| houli123 | $3,300.00 | $3,300.00 | 6/18/2010 10:07:31 AM |
| bold-attentive-listing | $50.00 | $50.00 | 6/18/2010 10:35:46 AM |
| zztopdog | $25.00 | $25.00 | 6/18/2010 4:04:30 PM |
| ptjg | $25.00 | $25.00 | 6/18/2010 11:14:34 AM |
| DasMula | $25.00 | $25.00 | 6/18/2010 12:33:23 PM |
| fireferd | $25.00 | $25.00 | 6/18/2010 11:13:04 AM |
| reflective-rupee | $100.00 | $100.00 | 6/18/2010 12:15:17 PM |
| wlm3012 | $25.00 | $25.00 | 6/18/2010 3:09:10 PM |
| Bob450 | $30.00 | $30.00 | 6/18/2010 3:16:21 PM |
| sociallender | $25.00 | $25.00 | 6/11/2010 4:18:33 PM |
| rate-mogul | $50.00 | $50.00 | 6/11/2010 4:21:15 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/11/2010 4:22:37 PM |
| historic-nickel | $25.00 | $25.00 | 6/11/2010 4:18:09 PM |
| Jester8967 | $25.00 | $25.00 | 6/14/2010 4:39:02 PM |
| asset-professor | $25.00 | $25.00 | 6/14/2010 6:47:42 PM |
| selector568 | $86.19 | $86.19 | 6/15/2010 9:12:48 AM |
| economy-structure9 | $25.00 | $25.00 | 6/15/2010 9:15:30 AM |
| ChrisKwan | $25.00 | $25.00 | 6/15/2010 9:26:30 AM |
| income-fortress | $25.00 | $25.00 | 6/16/2010 10:00:23 AM |
| Bank_Of_XL | $100.00 | $100.00 | 6/16/2010 12:33:08 PM |
| faithfulartist | $100.00 | $100.00 | 6/16/2010 10:18:20 AM |
| rgryoung20 | $25.00 | $25.00 | 6/17/2010 9:24:36 AM |
| MikeyGee1 | $25.00 | $25.00 | 6/17/2010 3:41:17 PM |
| inismor | $25.00 | $25.00 | 6/17/2010 3:41:33 PM |
| Myrick | $25.00 | $25.00 | 6/17/2010 4:10:03 PM |
| dynrep | $50.00 | $50.00 | 6/18/2010 8:51:51 AM |
| Ven58 | $25.00 | $25.00 | 6/18/2010 10:12:18 AM |
| reflective-rupee | $100.00 | $100.00 | 6/18/2010 12:15:07 PM |
| order-bee1 | $25.00 | $25.00 | 6/18/2010 12:24:27 PM |
| frogperson | $100.00 | $100.00 | 6/18/2010 2:13:00 PM |
| SpectrumFinance | $25.00 | $25.00 | 6/18/2010 10:26:21 AM |
| mercuriant | $25.00 | $25.00 | 6/18/2010 10:50:44 AM |
| reflective-rupee | $300.00 | $300.00 | 6/18/2010 10:21:25 AM |
| wwwUniversal | $25.00 | $25.00 | 6/18/2010 10:26:26 AM |
| transparency-tomahawk | $25.00 | $25.00 | 6/18/2010 1:49:10 PM |
| mpatrick | $50.00 | $50.00 | 6/18/2010 12:20:50 PM |
| patriot384 | $140.00 | $140.00 | 6/18/2010 1:06:01 PM |
| 51 bids
|
Borrower Payment Dependent Notes Series
462219
This series of Notes was issued and sold upon the funding of the borrower loan #43126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,400.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jun-10-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 26.00% |
Starting borrower rate/APR:
| 27.00% / 29.33% |
Starting monthly payment:
| $179.63 |
|
Final lender yield:
| 26.00% |
Final borrower rate/APR:
| 27.00% / 29.33% |
Final monthly payment:
| $179.63 |
| |
|
Auction yield range:
| 7.98% - 26.00% |
Estimated loss impact:
| 8.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 32% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 15y 1m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 9 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $32,182 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 95% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| wampum-judo |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help reduce credit card debt
Hello and thank you for considering my loan request.
Purpose of loan:?? I will use this loan to pay down debt on my?credit cards.? I need a better start at paying off this debt --?with a?fixed intrest rate and over a fixed amount of time.??
My financial situation:?? I am a good candidate for this loan because I do not miss payments and I have a stable,?full time job? (at a state government agency)??? I will pay back this loan on time and expect to be able to pay it off early.
Monthly income:?? $3,400? after taxes?? (my individual?monthly income)
Monthly?expenses:
?? *?Mortgage = $770/mo
???* Credit card payments = $500/mo??
??????? >>>? I am trying to move forward with paying these off -- for good!
?? * Car loan = None (car is paid for)
?? * Food / groceries = $300/mo?
?? * Utilities = $175/mo
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the interest rate on the credit cards you intend to pay off using this loan? - Virtuallending
A:
Hello. Thanks for your great question. I want to pay off a part of a credit card that has a 29.5% interest rate. I appreciate your interest in my loan request!
(Jun-13-2010)
Q:
Do you have an IRA, 401k, or 403b? If so, what?s a rough estimate of the value?.. Unlike a Pension fund, these have cash value and can be partially withdrawn. Penalties and taxes are STEEP to do this but WORTH it in a pinch to save your credit score. - SmartConsolidation
A:
Hello. Thank you for your question. No, I do not have an IRA, 401k, or 403b. Thanks for checking.
(Jun-14-2010)
Q:
Does your significant other help with monthly payments or are the other half of household debts in his/her name? (credit cards, personal loans, student loans, auto loans, home rent or car leases, mortgage payments, etc.) THANKS! - SmartConsolidation
A:
Hello and thanks for your question. Yes, my wife helps with the monthly payments. She pays for half of our mortgage and almost all of our utility bills (phone, cable, water/sewer).
My wife does *not* have any outstanding credit card debt, auto loans, or personal loans. She does have a student loan (from the Federal gov't) and she makes all payments on that student loan herself.
Thank you!
(Jun-14-2010)
Q:
How did you build up this revolving debt? Thanks and best wishes. - reflective-rupee
A:
Thank you for your question.
My revolving debt is primarily due to the following items: (1) expenses from my wedding; (2) major renovations after moving into my house (including having the bathroom demolished and re-done and adding central air conditioning); and (3) purchases for home care items after moving into my my house from an apartment (e.g., lawn mower, lawn care tools, ladders, other tools and equipment).
I hope that this helps!
(Jun-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| increase720 | $100.00 | $100.00 | 6/10/2010 3:46:11 PM |
| 3613925 | $25.00 | $25.00 | 6/12/2010 9:29:25 PM |
| dynrep | $25.00 | $25.00 | 6/14/2010 8:54:26 AM |
| dynrep | $25.00 | $25.00 | 6/14/2010 8:53:35 AM |
| dynrep | $25.00 | $25.00 | 6/14/2010 8:54:51 AM |
| dynrep | $25.00 | $25.00 | 6/14/2010 8:55:51 AM |
| Bank_Of_XL | $100.00 | $100.00 | 6/14/2010 1:24:41 PM |
| credit-coach118 | $25.00 | $25.00 | 6/14/2010 4:40:43 PM |
| dynrep | $50.00 | $50.00 | 6/14/2010 7:16:15 PM |
| zone6 | $100.00 | $100.00 | 6/14/2010 11:10:42 PM |
| asset-professor | $25.00 | $25.00 | 6/14/2010 6:44:55 PM |
| tnjohnso | $25.00 | $25.00 | 6/15/2010 9:15:31 AM |
| puyanera | $25.00 | $25.00 | 6/15/2010 11:38:00 PM |
| reflective-rupee | $25.00 | $25.00 | 6/16/2010 1:58:02 PM |
| mtnsofutah | $25.00 | $25.00 | 6/16/2010 7:47:08 AM |
| rick4734 | $50.00 | $50.00 | 6/16/2010 10:12:11 PM |
| zone6 | $234.21 | $166.90 | 6/16/2010 7:05:56 PM |
| 1traveler | $25.00 | $25.00 | 6/16/2010 8:33:21 PM |
| Satur | $50.00 | $50.00 | 6/16/2010 9:18:35 PM |
| MrPie | $25.00 | $25.00 | 6/17/2010 11:03:00 AM |
| Ven58 | $25.00 | $25.00 | 6/16/2010 10:39:46 PM |
| sgt-schultz | $42.15 | $42.15 | 6/17/2010 6:02:17 AM |
| wise-silver-wonder | $25.00 | $25.00 | 6/17/2010 12:52:21 PM |
| Leshan | $25.00 | $25.00 | 6/17/2010 6:14:06 AM |
| trumpeter5 | $25.00 | $25.00 | 6/17/2010 2:23:40 PM |
| AKK1980 | $42.14 | $42.14 | 6/17/2010 9:19:33 AM |
| credit-missile | $81.06 | $81.06 | 6/17/2010 3:04:11 PM |
| carrinel | $100.00 | $100.00 | 6/17/2010 3:05:21 PM |
| VIPBank | $25.00 | $25.00 | 6/17/2010 3:32:40 PM |
| G-Love | $500.00 | $500.00 | 6/17/2010 11:43:36 AM |
| cashhelp | $25.00 | $25.00 | 6/17/2010 11:46:40 AM |
| wwwUniversal | $25.00 | $25.00 | 6/17/2010 1:05:56 PM |
| buffalobills | $25.00 | $25.00 | 6/17/2010 2:59:52 PM |
| DasMula | $75.00 | $75.00 | 6/17/2010 1:06:07 PM |
| Credit4Talent | $25.00 | $25.00 | 6/17/2010 2:01:37 PM |
| Bob450 | $50.00 | $50.00 | 6/17/2010 2:09:00 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/17/2010 3:30:01 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/10/2010 3:51:06 PM |
| rhin0cerx | $29.38 | $29.38 | 6/10/2010 5:06:58 PM |
| payment-halo | $25.00 | $25.00 | 6/10/2010 7:34:40 PM |
| Moneypenny6 | $30.00 | $30.00 | 6/10/2010 7:54:08 PM |
| new-peso-concerto | $75.00 | $75.00 | 6/11/2010 9:23:40 AM |
| exchange-dreams | $25.00 | $25.00 | 6/12/2010 9:54:54 AM |
| booOST | $79.91 | $79.91 | 6/11/2010 11:55:36 PM |
| dynrep | $25.00 | $25.00 | 6/14/2010 8:54:10 AM |
| dynrep | $25.00 | $25.00 | 6/14/2010 9:10:40 AM |
| Myrick | $25.00 | $25.00 | 6/14/2010 7:59:36 PM |
| dynrep | $100.00 | $100.00 | 6/16/2010 7:17:07 AM |
| Socal | $50.00 | $50.00 | 6/16/2010 12:32:52 AM |
| christifa | $188.46 | $188.46 | 6/16/2010 10:36:51 AM |
| restless-moola | $25.00 | $25.00 | 6/16/2010 9:56:46 AM |
| beakerfish | $200.00 | $200.00 | 6/16/2010 12:52:53 PM |
| reflective-rupee | $300.00 | $300.00 | 6/16/2010 1:57:24 PM |
| well-mannered-income3 | $80.00 | $80.00 | 6/16/2010 2:41:16 PM |
| goodcents | $25.00 | $25.00 | 6/16/2010 7:46:23 PM |
| buckeyebucks | $50.00 | $50.00 | 6/16/2010 7:50:13 PM |
| bold-attentive-listing | $50.00 | $50.00 | 6/16/2010 10:26:30 PM |
| mercuriant | $25.00 | $25.00 | 6/17/2010 1:11:45 AM |
| rinyt | $30.00 | $30.00 | 6/16/2010 5:30:25 PM |
| Virtuallending | $50.00 | $50.00 | 6/16/2010 9:49:47 PM |
| noble-revenue | $100.00 | $100.00 | 6/17/2010 10:23:37 AM |
| sturdy-peace9 | $75.00 | $75.00 | 6/16/2010 9:41:13 PM |
| NekHoldings | $25.00 | $25.00 | 6/17/2010 11:09:02 AM |
| money-boomarang | $25.00 | $25.00 | 6/17/2010 1:14:05 PM |
| credit-missile | $50.00 | $50.00 | 6/17/2010 3:05:55 PM |
| leverage-monger | $50.00 | $50.00 | 6/17/2010 3:16:15 PM |
| gilbrear | $25.00 | $25.00 | 6/17/2010 3:30:41 PM |
| power-secret-agent | $30.00 | $30.00 | 6/17/2010 9:31:16 AM |
| roadster199 | $25.00 | $25.00 | 6/17/2010 12:34:35 PM |
| exciting-fairness | $200.00 | $200.00 | 6/17/2010 2:59:23 PM |
| eureka117 | $25.00 | $25.00 | 6/17/2010 1:04:19 PM |
| scoobiedoo | $25.00 | $25.00 | 6/17/2010 2:14:57 PM |
| wlm3012 | $50.00 | $50.00 | 6/17/2010 2:30:04 PM |
| RecoveryLender | $50.00 | $50.00 | 6/17/2010 3:27:21 PM |
| 74 bids
|
Borrower Payment Dependent Notes Series
462243
This series of Notes was issued and sold upon the funding of the borrower loan #43065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.2% |
Auction start date:
| Jun-10-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 20.50% |
Starting borrower rate/APR:
| 21.50% / 23.76% |
Starting monthly payment:
| $758.65 |
|
Final lender yield:
| 20.50% |
Final borrower rate/APR:
| 21.50% / 23.76% |
Final monthly payment:
| $758.65 |
| |
|
Auction yield range:
| 7.98% - 20.50% |
Estimated loss impact:
| 6.68% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 5m |
|
Credit score:
| 800-819 (Jun-2010) |
Total credit lines:
| 11 | Stated income: | Not employed |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,080 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 19% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| fund-kangaroo |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New professor moving to first job.
Purpose of loan:
This loan will be used to:? 1) consolidate credit card loans 2) provide moving and new home start-up funds.
My financial situation:
I am finishing my Ph.D. at a top-tier East Coast university and in August will be starting a job as a professor at a small liberal arts college in the Midwest.? I would like a loan for two reasons.? 1) In the final years of my graduate study, after my fellowship expired, I accumulated personal credit card debt for living expenses.? I used balance transfers and have been paying down my balances at 4.99%.? However, this interest rate will soon expire and I want to lock in a fixed rate.? 2) I am moving in late July and need cash for moving and start-up costs as well as for one-time up-front costs.? Specifically, I need immediate cash to a) hire a moving company b) put down a deposit for my new apartment (first month plus security) c) pay for health and car insurance d) make minor renovations to my home on the East Coast, which I am renting out, to prepare it for move-in condition for the new tenants.? My contract at my new job begins 8/15/10 and my first paycheck will be 8/27/10 and my monthly salary will be $3600.? (Note:? From 1/09 - 5/09 I worked 5-20 hours/week in a restaurant earning $10/hour, but I recently quit in order to concentrate on finishing my dissertation full-time.)? Finally, it may be worth mentioning that much of my personal debt and continuing expenses relate to my 11-year-old dog who is in declining health.? He takes arthritis medications, requires specialized food, and has numerous veterinarian visits.? To support me is also to support a good, gentle, people-loving dog who has supported me throughout my doctoral work.? Thank you very much for reading my listing.
Monthly net income: $
3600
Monthly expenses: $
??Housing: $
700
??Insurance: $
100
??Car expenses: $
50
??Utilities: $ 100
??Phone, cable, internet: $
100
??Food, entertainment: $
400
??Clothing, household expenses $
100
??Credit cards and other loans: $
0
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| well-mannered-income3 | $50.00 | $50.00 | 6/11/2010 7:51:43 AM |
| reflective-rupee | $100.00 | $100.00 | 6/10/2010 4:30:38 PM |
| firsttouch1 | $500.00 | $500.00 | 6/14/2010 11:16:56 AM |
| spartan26 | $65.97 | $65.97 | 6/14/2010 11:29:31 AM |
| zone6 | $200.00 | $200.00 | 6/14/2010 11:12:42 PM |
| squarebob | $25.00 | $25.00 | 6/15/2010 5:56:07 AM |
| LifeRing | $25.00 | $25.00 | 6/15/2010 8:31:06 PM |
| squarebob | $25.00 | $25.00 | 6/15/2010 6:30:42 PM |
| Frosty | $25.00 | $25.00 | 6/16/2010 8:01:05 PM |
| lamsabuy | $8,170.00 | $7,506.52 | 6/17/2010 12:53:02 PM |
| Bob450 | $26.00 | $26.00 | 6/17/2010 2:04:33 PM |
| wlm3012 | $25.00 | $25.00 | 6/17/2010 2:34:19 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/17/2010 3:31:27 PM |
| kelador | $75.00 | $75.00 | 6/17/2010 3:11:11 PM |
| penny-plato | $100.00 | $100.00 | 6/12/2010 9:39:20 AM |
| worldly-community3 | $25.00 | $25.00 | 6/13/2010 5:25:13 PM |
| reflective-rupee | $400.00 | $400.00 | 6/14/2010 8:33:09 PM |
| ponbiki | $25.00 | $25.00 | 6/14/2010 8:33:36 PM |
| squarebob | $25.00 | $25.00 | 6/15/2010 6:31:20 PM |
| reflective-rupee | $5,000.00 | $5,000.00 | 6/16/2010 1:59:10 PM |
| well-mannered-income3 | $150.00 | $150.00 | 6/16/2010 2:44:45 PM |
| JGuide | $25.00 | $25.00 | 6/16/2010 5:34:22 PM |
| MattProsper | $100.00 | $100.00 | 6/16/2010 10:29:28 PM |
| YsoSLO | $100.00 | $100.00 | 6/17/2010 10:02:33 AM |
| reflective-rupee | $5,000.00 | $5,000.00 | 6/16/2010 10:20:23 PM |
| DasMula | $25.00 | $25.00 | 6/17/2010 1:08:42 PM |
| MrPie | $25.00 | $25.00 | 6/17/2010 11:06:00 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/17/2010 10:08:44 AM |
| credit-czar5 | $26.51 | $26.51 | 6/17/2010 12:21:02 PM |
| Bob450 | $100.00 | $100.00 | 6/17/2010 2:06:49 PM |
| wlm3012 | $25.00 | $25.00 | 6/17/2010 2:35:14 PM |
| wwwUniversal | $25.00 | $25.00 | 6/17/2010 12:54:17 PM |
| credit-missile | $25.00 | $25.00 | 6/17/2010 3:27:05 PM |
| credit-missile | $100.00 | $100.00 | 6/17/2010 3:12:10 PM |
| 34 bids
|
Borrower Payment Dependent Notes Series
462285
This series of Notes was issued and sold upon the funding of the borrower loan #43041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $80.85 |
|
Final lender yield:
| 16.00% |
Final borrower rate/APR:
| 17.00% / 19.20% |
Final monthly payment:
| $71.31 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.37% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 26y 10m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 11 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $830 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 39% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| gege22 |
Borrower's state:
| Georgia |
Borrower's group:
| Brighter Financial Future |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 30 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,050.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Oct-2007)
|
|
Principal balance:
| $634.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Purchasing bed to get better sleep.
Purpose of loan:
This loan will be used to?
allow me to purchase a good bed and mattress set..I am now using a mattress that is at least 15 years old and I wake up every morning stiff and in pain.? I would love to feel better in the mornings.? When I have had the extra money to get this for myself, I have to get something more urgent.? I have been supporting my daughter and her two boys, ages 9 and 4, while she has been going to college and now Nursing School, she will graduate next May.? Getting this bed would certainly be wonderful and help me start the day feeling better before going off to do my housekeeping job.
My financial situation:
I am a good candidate for this loan because?
I have a stable income from work and retirement benefits from my late husband.? I have greatly improved my credit since getting the last loan from Prosper and I intend to eep doing so.
Monthly net income: $
48,052
Monthly expenses: $
2687
??Housing: $
1199
??Insurance: $
160
??Car expenses: $
358 ????
??Utilities: $
150
??Phone, cable, internet: $
125
??Food, entertainment: $
400
??Clothing, household expenses $
100
??Credit cards and other loans: $
120
??Other expenses: $
75
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MoneyForNothing | $30.28 | $30.28 | 6/11/2010 9:05:55 PM |
| Aberdeen | $400.00 | $400.00 | 6/12/2010 10:29:32 AM |
| jhouman | $25.00 | $25.00 | 6/12/2010 1:44:37 PM |
| CoolPlexer | $26.69 | $26.69 | 6/13/2010 12:43:34 PM |
| exchange-dreams | $25.00 | $25.00 | 6/13/2010 4:29:24 PM |
| jhouman | $25.00 | $25.00 | 6/15/2010 5:55:06 AM |
| PropertyInvest | $25.00 | $25.00 | 6/17/2010 5:04:22 PM |
| G-Love | $539.70 | $285.69 | 6/18/2010 1:46:02 PM |
| fireferd | $100.00 | $100.00 | 6/18/2010 1:49:39 PM |
| Leshan | $57.34 | $57.34 | 6/18/2010 10:23:35 AM |
| wlm3012 | $25.00 | $25.00 | 6/18/2010 3:01:41 PM |
| XayV03 | $25.00 | $25.00 | 6/18/2010 4:01:16 PM |
| Aberdeen | $400.00 | $400.00 | 6/12/2010 10:26:00 AM |
| srthsvghdthtr | $25.00 | $25.00 | 6/12/2010 2:09:10 PM |
| scamps | $25.00 | $25.00 | 6/14/2010 10:17:12 PM |
| JerryB96 | $25.00 | $25.00 | 6/18/2010 8:44:06 AM |
| DasMula | $25.00 | $25.00 | 6/18/2010 12:41:53 PM |
| Flshedman | $50.00 | $50.00 | 6/18/2010 12:50:27 PM |
| CA_Lender | $25.00 | $25.00 | 6/18/2010 3:00:39 PM |
| khamlagirl | $25.00 | $25.00 | 6/18/2010 11:41:38 AM |
| carrinel | $50.00 | $50.00 | 6/18/2010 1:55:56 PM |
| wild-orange | $25.00 | $25.00 | 6/18/2010 12:38:50 PM |
| investment-cluster | $25.00 | $25.00 | 6/18/2010 3:34:14 PM |
| order-bee1 | $250.00 | $250.00 | 6/18/2010 1:35:23 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
462307
This series of Notes was issued and sold upon the funding of the borrower loan #43112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-21-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $30.94 |
|
Final lender yield:
| 6.13% |
Final borrower rate/APR:
| 7.13% / 7.47% |
Final monthly payment:
| $30.94 |
| |
|
Auction yield range:
| 2.98% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.53% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 51% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 12
/
12 | Length of status: | 21y 1m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 27 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $44,705 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 48% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| appetizing-community |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a 21% interest card
Purpose of loan:
This loan will be used to? pay off a credit card with a 21 percent interest rate.
My financial situation:
I am a good candidate for this loan because?I want to get out of debt and I pay all my bills on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Halos2002 | $50.00 | $50.00 | 6/14/2010 4:37:21 PM |
| honorable-vigilance | $100.00 | $100.00 | 6/15/2010 8:05:26 AM |
| grc | $50.00 | $50.00 | 6/16/2010 7:39:13 AM |
| cebgop | $25.00 | $25.00 | 6/17/2010 10:46:18 PM |
| cebgop | $25.00 | $25.00 | 6/17/2010 10:48:33 PM |
| focused-dime8 | $25.00 | $25.00 | 6/19/2010 7:27:33 AM |
| givetolive | $25.00 | $25.00 | 6/20/2010 4:12:39 PM |
| supergiant3 | $150.00 | $110.73 | 6/21/2010 9:39:26 AM |
| Catalina_Enterprises | $200.00 | $200.00 | 6/21/2010 11:28:27 AM |
| Dr_M | $25.00 | $25.00 | 6/21/2010 10:18:32 AM |
| Barrayaran | $25.00 | $25.00 | 6/21/2010 12:41:07 PM |
| otalon | $25.00 | $25.00 | 6/21/2010 1:22:57 PM |
| wild-orange | $50.00 | $50.00 | 6/21/2010 3:52:28 PM |
| BooFoo22 | $25.00 | $25.00 | 6/21/2010 3:54:16 PM |
| wam37 | $50.00 | $50.00 | 6/16/2010 4:22:05 AM |
| Mav26 | $29.27 | $29.27 | 6/16/2010 2:11:12 PM |
| kazanov | $35.00 | $35.00 | 6/16/2010 9:32:13 PM |
| focused-dime8 | $50.00 | $50.00 | 6/17/2010 8:11:58 AM |
| octoberfresh | $25.00 | $25.00 | 6/17/2010 11:59:22 AM |
| tigerlady92 | $25.00 | $25.00 | 6/20/2010 8:35:39 AM |
| dbanwart | $25.00 | $25.00 | 6/21/2010 1:29:03 PM |
| 21 bids
|
Borrower Payment Dependent Notes Series
462339
This series of Notes was issued and sold upon the funding of the borrower loan #43081, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 27.50% |
Final borrower rate/APR:
| 28.50% / 30.86% |
Final monthly payment:
| $83.27 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 19.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 7 | Employment status: | Full-time employee |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 12
/
10 | Length of status: | 12y 9m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 33 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,517 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 87% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| AvidReader17 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jul-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Update Bathroom
Purpose of loan:
I want to thank all the lenders for taking the time out?to view my listing.? I am a previous Prosper client, and as you can see, ?I made all payments on the loan and paid the loan in full.? The purpose of the loan this time around is to remodel the two bathrooms in my husband and?I home.? I will make it my duty to make all monthly payments on time as I did with the previous loan.? Prosper was wonderful in helping us out in the past, and we are sure they will be able to help us this time around.?
My financial situation:
I am a good candidate for this loan because as I did with the previous loan, I will make sure this loan?will be paid on time and paid off as well.? I know my debt/income ratio may seem high, but as you can see I pay all my bills on time and I am not behind on any.
Monthly net income: $
$3000 monthly(not including my husband)
Monthly expenses: $
??Housing: $1950.00
??Insurance: $245.00
??Car expenses: $ 520.00
??Utilities: $200.00?
??Phone, cable, internet: $ 220.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $500.00
??Credit cards and other loans: $1000.00
??Other expenses: $500.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $100.00 | $100.00 | 6/11/2010 4:20:18 PM |
| wlm3012 | $25.00 | $25.00 | 6/13/2010 5:23:09 PM |
| Aberdeen | $400.00 | $400.00 | 6/15/2010 11:02:14 PM |
| myutmost | $40.00 | $40.00 | 6/15/2010 6:26:24 PM |
| Iceman1347 | $25.00 | $25.00 | 6/15/2010 10:57:47 PM |
| realtormoises | $25.00 | $25.00 | 6/17/2010 5:30:11 AM |
| tompau | $25.00 | $25.00 | 6/17/2010 6:01:58 AM |
| MrPie | $25.00 | $25.00 | 6/18/2010 4:11:47 AM |
| skaught | $33.00 | $33.00 | 6/18/2010 12:42:07 PM |
| Mikale360 | $25.00 | $25.00 | 6/18/2010 1:53:49 PM |
| coasterman | $25.00 | $25.00 | 6/18/2010 4:03:47 PM |
| vigilance-searcher | $25.00 | $25.00 | 6/18/2010 10:23:37 AM |
| DasMula | $25.00 | $25.00 | 6/18/2010 12:44:26 PM |
| fireferd | $75.00 | $75.00 | 6/18/2010 11:05:12 AM |
| marinbb | $50.00 | $35.01 | 6/18/2010 2:47:49 PM |
| SouthernRemarketing | $25.00 | $25.00 | 6/18/2010 12:26:51 PM |
| Leshan | $71.65 | $71.65 | 6/18/2010 3:44:51 PM |
| jhouman | $25.00 | $25.00 | 6/12/2010 1:44:38 PM |
| UCLA4life | $25.00 | $25.00 | 6/15/2010 11:23:41 AM |
| jhouman | $25.00 | $25.00 | 6/15/2010 6:45:39 AM |
| Aberdeen | $400.00 | $400.00 | 6/15/2010 11:00:53 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/16/2010 10:00:55 AM |
| Hummer-Guy | $25.00 | $25.00 | 6/16/2010 8:21:25 AM |
| autonomous-power | $50.00 | $50.00 | 6/16/2010 10:15:18 PM |
| Kash2010lu | $35.00 | $35.00 | 6/16/2010 6:47:16 PM |
| CoolPlexer | $25.00 | $25.00 | 6/17/2010 2:33:58 PM |
| allbalooboy2 | $25.00 | $25.00 | 6/17/2010 8:25:40 PM |
| portfolio-turbine | $25.00 | $25.00 | 6/18/2010 7:17:03 AM |
| Feyenoord | $38.54 | $38.54 | 6/18/2010 9:01:31 AM |
| khamlagirl | $25.00 | $25.00 | 6/18/2010 11:42:22 AM |
| wild-orange | $25.00 | $25.00 | 6/18/2010 12:39:42 PM |
| master648 | $30.00 | $30.00 | 6/18/2010 10:12:17 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/18/2010 10:16:45 AM |
| Bob450 | $30.00 | $30.00 | 6/18/2010 3:10:32 PM |
| autumn_leaves | $25.00 | $25.00 | 6/18/2010 3:33:17 PM |
| Kash2010lu | $35.00 | $35.00 | 6/18/2010 4:00:35 PM |
| quest0 | $25.00 | $25.00 | 6/18/2010 2:04:46 PM |
| mickw2000 | $26.80 | $26.80 | 6/18/2010 2:46:54 PM |
| investment-cluster | $25.00 | $25.00 | 6/18/2010 3:28:59 PM |
| 39 bids
|
Borrower Payment Dependent Notes Series
462351
This series of Notes was issued and sold upon the funding of the borrower loan #43096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $287.21 |
|
Final lender yield:
| 24.00% |
Final borrower rate/APR:
| 25.00% / 27.31% |
Final monthly payment:
| $278.32 |
| |
|
Auction yield range:
| 10.98% - 26.38% |
Estimated loss impact:
| 10.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 43% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 21
/
19 | Length of status: | 3y 9m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 60 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $20,299 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 77% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| MALJAR |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 26 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2008)
620-639
(Aug-2007)
640-659
(May-2007)
|
|
Principal balance:
| $1,724.56 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Let's Do it Again! Thanks to you.
I would like to first thank the many of lenders on prosper that help others and myself get access to funding that would be impossible through traditional banking and even those so called credit unions. Your previous help allowed me to purchase my first home, and I hope your additional help will allow me to eliminate these random interest rate fluctuations from creditors by allowing me to consolidate those bills into one while lowering the monthly. Why should I pay banks when there are people like you that work hard for your money and deserve more than those pennies they give you for a savings account, CD, or money market account? Banks not only misappropriate funds they also need bailouts from the American people. The overhead is very low from borrowing from people like you.Read More
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lender12345 | $25.00 | $25.00 | 6/13/2010 8:02:36 PM |
| order-bee1 | $25.00 | $25.00 | 6/18/2010 12:19:32 PM |
| DasMula | $25.00 | $25.00 | 6/18/2010 12:48:07 PM |
| patriot384 | $105.00 | $105.00 | 6/18/2010 1:09:03 PM |
| Aberdeen | $400.00 | $400.00 | 6/18/2010 10:12:22 AM |
| FinanceEngine | $25.00 | $25.00 | 6/18/2010 2:48:54 PM |
| InspireLife | $25.00 | $25.00 | 6/18/2010 2:59:48 PM |
| Bob450 | $30.00 | $30.00 | 6/18/2010 10:41:30 AM |
| frogperson | $100.00 | $100.00 | 6/18/2010 2:13:48 PM |
| wlm3012 | $50.00 | $50.00 | 6/18/2010 3:11:55 PM |
| lfcgrad | $60.00 | $60.00 | 6/18/2010 12:49:37 PM |
| Engineer44 | $30.00 | $30.00 | 6/18/2010 4:09:38 PM |
| investment-cluster | $25.00 | $25.00 | 6/18/2010 2:22:09 PM |
| sensational-peace6 | $50.00 | $50.00 | 6/18/2010 3:15:35 PM |
| houli123 | $1,164.71 | $1,164.71 | 6/18/2010 4:07:23 PM |
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:27:06 PM |
| jhouman | $25.00 | $25.00 | 6/15/2010 8:05:08 AM |
| coasterman | $25.00 | $25.00 | 6/18/2010 10:39:30 AM |
| Chesterite | $30.00 | $30.00 | 6/18/2010 11:27:05 AM |
| red-favorable-basis | $25.00 | $25.00 | 6/18/2010 11:34:52 AM |
| sevenbridges | $147.13 | $147.13 | 6/18/2010 2:01:18 PM |
| vigilance-searcher | $25.00 | $25.00 | 6/18/2010 10:25:10 AM |
| boomarang2 | $25.00 | $25.00 | 6/18/2010 10:36:23 AM |
| CA_Lender | $25.00 | $25.00 | 6/18/2010 3:43:37 PM |
| houli123 | $6,700.30 | $4,197.03 | 6/18/2010 10:10:22 AM |
| Elevate2012 | $25.00 | $25.00 | 6/18/2010 10:44:47 AM |
| skaught | $40.00 | $40.00 | 6/18/2010 12:36:30 PM |
| DasMula | $25.00 | $25.00 | 6/18/2010 12:48:24 PM |
| fireferd | $40.00 | $40.00 | 6/18/2010 11:06:32 AM |
| penny-plato | $100.00 | $100.00 | 6/18/2010 1:10:26 PM |
| unassuming-market7 | $25.00 | $25.00 | 6/18/2010 1:46:33 PM |
| quest0 | $31.13 | $31.13 | 6/18/2010 2:05:53 PM |
| DasMula | $25.00 | $25.00 | 6/18/2010 12:48:38 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
462369
This series of Notes was issued and sold upon the funding of the borrower loan #43130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 8.30% |
Starting borrower rate/APR:
| 9.30% / 9.64% |
Starting monthly payment:
| $319.40 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $319.40 |
| |
|
Auction yield range:
| 2.98% - 8.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 26% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 13y 1m |
|
Credit score:
| 840-859 (Jun-2010) |
Total credit lines:
| 41 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $579 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 4% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| currency-stockpiler6 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 840-859 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2009)
|
|
Principal balance:
| $7,423.50 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt Free
Purpose of loan:
This loan will be used to get out of debt - finally.
My financial situation:
I am a good candidate for this loan because?I have never been late or deliquent on any of my debts since the start of my credit history.?I prefer to give the interest of this loan to people who help me get out of debt rather than banks & credit card companies who are out to get you.
I would greatly appreciate your support in helping me get out of debt.
Thank you very much.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Ivan2007 | $25.00 | $25.00 | 6/11/2010 4:12:20 PM |
| successful-euro | $30.00 | $30.00 | 6/11/2010 4:13:09 PM |
| pavelz | $100.00 | $100.00 | 6/11/2010 4:16:09 PM |
| loot-heart | $50.00 | $50.00 | 6/11/2010 4:17:35 PM |
| orgy63 | $25.00 | $25.00 | 6/11/2010 4:18:51 PM |
| Bank42 | $50.00 | $50.00 | 6/11/2010 4:19:07 PM |
| SNH | $50.00 | $50.00 | 6/11/2010 4:19:12 PM |
| meenan | $25.00 | $25.00 | 6/11/2010 4:20:10 PM |
| a-responsible-return | $25.00 | $25.00 | 6/11/2010 4:20:22 PM |
| zippy-revenue8 | $25.00 | $25.00 | 6/11/2010 4:24:00 PM |
| careful-benjamins8 | $25.00 | $25.00 | 6/11/2010 4:24:13 PM |
| rdrloan | $50.00 | $50.00 | 6/11/2010 4:24:36 PM |
| bigbrown20 | $25.00 | $25.00 | 6/11/2010 4:11:06 PM |
| tenny321 | $25.00 | $25.00 | 6/11/2010 4:36:10 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/11/2010 4:12:50 PM |
| meux99 | $25.00 | $25.00 | 6/11/2010 4:13:19 PM |
| IIP77 | $25.00 | $25.00 | 6/11/2010 4:36:53 PM |
| dharma1 | $25.00 | $25.00 | 6/11/2010 4:13:29 PM |
| investmentgroup | $25.00 | $25.00 | 6/11/2010 4:15:23 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/11/2010 4:16:07 PM |
| skvat | $25.00 | $25.00 | 6/11/2010 6:04:55 PM |
| kenji4861 | $25.00 | $25.00 | 6/11/2010 4:18:43 PM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:29:34 PM |
| coup173 | $25.00 | $25.00 | 6/11/2010 8:59:33 PM |
| alexstar | $25.00 | $25.00 | 6/11/2010 4:20:04 PM |
| tntmojave | $25.00 | $25.00 | 6/11/2010 4:20:38 PM |
| NJournalist | $25.00 | $25.00 | 6/11/2010 10:49:37 PM |
| Gar3field | $100.00 | $100.00 | 6/11/2010 4:11:40 PM |
| 108lender | $33.82 | $33.82 | 6/12/2010 2:35:20 AM |
| tender-integrity3 | $50.00 | $50.00 | 6/11/2010 4:13:23 PM |
| dinero-oasis | $25.00 | $25.00 | 6/11/2010 4:14:15 PM |
| smartie1 | $25.00 | $25.00 | 6/12/2010 7:04:40 AM |
| ethicalhumanist | $25.00 | $25.00 | 6/11/2010 4:24:03 PM |
| MO_Investor | $25.00 | $25.00 | 6/11/2010 4:24:16 PM |
| balance2 | $25.00 | $25.00 | 6/11/2010 4:35:14 PM |
| personal-lender | $25.00 | $25.00 | 6/11/2010 4:16:39 PM |
| treasure-transporter | $25.00 | $25.00 | 6/11/2010 4:35:26 PM |
| Tai | $25.00 | $25.00 | 6/11/2010 4:16:53 PM |
| gauss02 | $25.00 | $25.00 | 6/11/2010 4:17:44 PM |
| achillesa | $25.00 | $25.00 | 6/11/2010 4:17:49 PM |
| point-shooter | $25.00 | $25.00 | 6/11/2010 4:18:57 PM |
| macgeek | $72.75 | $72.75 | 6/11/2010 4:39:42 PM |
| mlopez2007 | $50.00 | $50.00 | 6/11/2010 4:19:53 PM |
| axl163 | $25.00 | $25.00 | 6/11/2010 6:30:31 PM |
| hookUup | $25.00 | $25.00 | 6/11/2010 4:21:03 PM |
| RG | $29.16 | $29.16 | 6/12/2010 1:12:51 PM |
| Armenish | $25.00 | $25.00 | 6/12/2010 1:22:56 PM |
| Ven58 | $25.00 | $25.00 | 6/12/2010 1:28:13 PM |
| spenrod | $27.02 | $27.02 | 6/12/2010 1:41:10 PM |
| reinforced-reward | $25.00 | $25.00 | 6/11/2010 9:20:16 PM |
| SDNLR | $25.00 | $25.00 | 6/12/2010 1:43:00 PM |
| djs81 | $50.00 | $50.00 | 6/12/2010 1:44:55 PM |
| determined-deal7 | $25.00 | $25.00 | 6/11/2010 4:24:09 PM |
| SkonkeyGongo | $25.00 | $25.00 | 6/12/2010 1:52:31 PM |
| zenchef | $25.00 | $25.00 | 6/11/2010 4:24:18 PM |
| secret-santa | $25.00 | $25.00 | 6/12/2010 1:53:59 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 6/12/2010 1:54:17 PM |
| acropiloterau2002 | $25.00 | $25.00 | 6/12/2010 1:55:08 PM |
| gotyourgear | $25.00 | $25.00 | 6/12/2010 1:55:35 PM |
| ferdberfel | $50.00 | $50.00 | 6/11/2010 4:36:41 PM |
| jga516 | $25.00 | $25.00 | 6/12/2010 2:08:59 PM |
| pfenness | $25.00 | $25.00 | 6/11/2010 4:36:52 PM |
| dpfl55 | $25.00 | $25.00 | 6/12/2010 2:10:00 PM |
| Natronpee | $25.00 | $25.00 | 6/12/2010 2:10:29 PM |
| museic1 | $25.00 | $25.00 | 6/12/2010 2:10:42 PM |
| HenryK7 | $25.00 | $25.00 | 6/12/2010 2:13:18 PM |
| Hiru | $25.00 | $25.00 | 6/12/2010 6:49:34 AM |
| a-finance-nirvana | $25.00 | $25.00 | 6/11/2010 4:38:59 PM |
| zoe1971 | $25.00 | $25.00 | 6/12/2010 9:39:31 AM |
| JGB | $47.43 | $47.43 | 6/12/2010 10:14:48 AM |
| jk15 | $50.00 | $50.00 | 6/12/2010 4:28:21 PM |
| soulwork | $25.00 | $25.00 | 6/12/2010 11:19:33 AM |
| auction-seeker | $25.00 | $25.00 | 6/12/2010 12:39:06 PM |
| Northsider | $42.85 | $42.85 | 6/12/2010 5:35:22 AM |
| Marathoner | $25.00 | $25.00 | 6/12/2010 12:49:38 PM |
| michaelndn | $25.00 | $25.00 | 6/12/2010 6:15:31 AM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 6/12/2010 1:22:13 PM |
| awwaww | $25.00 | $25.00 | 6/12/2010 1:41:05 PM |
| KBank | $25.00 | $25.00 | 6/12/2010 1:52:17 PM |
| BigCityLending | $25.00 | $25.00 | 6/12/2010 1:55:37 PM |
| BankOfFrankFairness | $35.79 | $35.79 | 6/12/2010 1:55:47 PM |
| majormoves1 | $25.00 | $25.00 | 6/12/2010 1:55:51 PM |
| jimbo29blue | $50.00 | $50.00 | 6/12/2010 9:53:05 AM |
| keydet99 | $25.00 | $25.00 | 6/12/2010 2:09:51 PM |
| _kyle | $25.00 | $25.00 | 6/12/2010 2:10:02 PM |
| Jassi | $25.00 | $25.00 | 6/12/2010 2:10:25 PM |
| heerzaquestion | $50.00 | $50.00 | 6/13/2010 7:45:48 AM |
| Cerias | $25.00 | $25.00 | 6/12/2010 2:21:44 PM |
| secundus | $25.00 | $25.00 | 6/12/2010 11:10:00 AM |
| wwwUniversal | $25.00 | $25.00 | 6/13/2010 10:44:56 AM |
| minista | $25.00 | $25.00 | 6/12/2010 2:30:45 PM |
| fortytwo | $200.00 | $200.00 | 6/12/2010 1:14:10 PM |
| igalburt | $25.00 | $25.00 | 6/12/2010 1:21:15 PM |
| tylerfd | $25.00 | $25.00 | 6/12/2010 1:23:56 PM |
| bchen78875 | $27.75 | $27.75 | 6/12/2010 1:44:14 PM |
| Yotaman | $25.00 | $25.00 | 6/12/2010 1:52:43 PM |
| hogdriver | $25.00 | $25.00 | 6/12/2010 1:56:57 PM |
| kmwvma | $25.00 | $25.00 | 6/12/2010 2:09:49 PM |
| microfunder | $50.00 | $50.00 | 6/14/2010 6:40:56 AM |
| Jester8967 | $35.00 | $35.00 | 6/14/2010 7:26:00 AM |
| mammalian4 | $50.00 | $50.00 | 6/13/2010 6:55:31 AM |
| excellent-bonus8 | $25.00 | $25.00 | 6/14/2010 9:29:40 AM |
| lender12345 | $25.00 | $25.00 | 6/13/2010 8:05:44 PM |
| tipan1 | $33.00 | $33.00 | 6/13/2010 1:10:37 PM |
| calbertrand | $25.00 | $25.00 | 6/14/2010 7:49:00 AM |
| interstellar | $50.00 | $50.00 | 6/14/2010 9:30:03 AM |
| Jaywatl | $39.91 | $39.91 | 6/14/2010 4:11:41 PM |
| organic-commerce2 | $50.00 | $50.00 | 6/14/2010 11:36:58 PM |
| Simply2fly | $25.00 | $25.00 | 6/14/2010 8:41:58 PM |
| transparency-axis | $25.00 | $25.00 | 6/14/2010 6:49:38 PM |
| octoberfresh | $25.00 | $25.00 | 6/15/2010 11:45:34 AM |
| dsav607 | $25.43 | $25.43 | 6/15/2010 12:26:08 PM |
| paranoid | $25.00 | $25.00 | 6/15/2010 1:00:28 PM |
| vine99 | $100.00 | $100.00 | 6/15/2010 10:05:37 PM |
| LittleMingo | $25.68 | $25.68 | 6/16/2010 4:43:47 AM |
| Airbandit | $25.67 | $25.67 | 6/16/2010 6:23:03 AM |
| giovani | $25.00 | $25.00 | 6/16/2010 6:56:45 PM |
| kleinbrak | $25.00 | $25.00 | 6/16/2010 7:19:17 PM |
| don'twannadance | $50.00 | $50.00 | 6/17/2010 6:40:55 AM |
| heerzaquestion | $25.00 | $25.00 | 6/17/2010 5:29:17 AM |
| ingeborg77 | $50.00 | $50.00 | 6/17/2010 6:37:33 AM |
| cebgop | $25.00 | $25.00 | 6/17/2010 10:38:40 PM |
| kinetic-truth | $25.00 | $25.00 | 6/18/2010 7:52:45 AM |
| bradny | $25.00 | $25.00 | 6/18/2010 12:04:26 PM |
| orbital-gain | $50.00 | $50.00 | 6/18/2010 12:51:05 PM |
| pythia | $25.00 | $25.00 | 6/18/2010 3:14:48 PM |
| Artist_Blue | $25.00 | $25.00 | 6/11/2010 4:13:43 PM |
| sicce | $25.00 | $25.00 | 6/11/2010 4:14:55 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/11/2010 4:16:19 PM |
| delicious-social132 | $25.00 | $25.00 | 6/11/2010 4:16:25 PM |
| harty | $60.00 | $60.00 | 6/11/2010 4:17:05 PM |
| AmericanCredit | $25.00 | $25.00 | 6/11/2010 4:18:24 PM |
| kulender | $30.00 | $30.00 | 6/11/2010 4:19:00 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/11/2010 4:19:14 PM |
| truth-image | $50.00 | $50.00 | 6/11/2010 4:20:06 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/11/2010 4:20:15 PM |
| kegs | $100.00 | $100.00 | 6/11/2010 4:20:29 PM |
| seabass123 | $25.00 | $25.00 | 6/11/2010 4:20:35 PM |
| figs4u2 | $80.00 | $80.00 | 6/11/2010 4:20:47 PM |
| generator596 | $46.07 | $46.07 | 6/11/2010 4:23:16 PM |
| ramsumana | $25.00 | $25.00 | 6/11/2010 4:23:34 PM |
| brightest-income-hunter | $50.00 | $50.00 | 6/11/2010 4:35:13 PM |
| geniusj | $25.00 | $25.00 | 6/11/2010 4:36:13 PM |
| money-bauble | $75.00 | $75.00 | 6/11/2010 4:37:06 PM |
| kirkjerk | $25.00 | $25.00 | 6/11/2010 4:37:23 PM |
| investment-network | $25.00 | $25.00 | 6/11/2010 4:16:56 PM |
| RandyL3 | $25.00 | $25.00 | 6/11/2010 5:46:53 PM |
| Pasagam | $25.00 | $25.00 | 6/11/2010 4:18:21 PM |
| mla | $25.00 | $25.00 | 6/11/2010 8:59:35 PM |
| american6 | $50.00 | $50.00 | 6/11/2010 4:20:25 PM |
| flexible-value | $28.00 | $28.00 | 6/11/2010 4:20:43 PM |
| david5000 | $50.00 | $50.00 | 6/11/2010 4:20:54 PM |
| riproaringrapids | $25.00 | $25.00 | 6/11/2010 4:13:35 PM |
| Dutchhunter | $35.17 | $35.17 | 6/12/2010 6:15:09 AM |
| radforj22 | $50.00 | $50.00 | 6/11/2010 4:23:19 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 6/11/2010 4:24:08 PM |
| myextracash | $25.00 | $25.00 | 6/11/2010 4:24:15 PM |
| tenacious-payout | $25.00 | $25.00 | 6/12/2010 8:52:46 AM |
| koa | $50.00 | $50.00 | 6/11/2010 4:16:31 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 6/11/2010 4:34:59 PM |
| ujiba | $25.00 | $25.00 | 6/11/2010 4:17:00 PM |
| fair-funds | $25.00 | $25.00 | 6/11/2010 4:17:23 PM |
| jimbo29blue | $50.00 | $50.00 | 6/12/2010 9:52:16 AM |
| jimbo29blue | $50.00 | $50.00 | 6/12/2010 9:52:39 AM |
| teller | $35.00 | $35.00 | 6/11/2010 4:38:57 PM |
| samo102us | $25.00 | $25.00 | 6/11/2010 4:39:03 PM |
| showcase731 | $25.00 | $25.00 | 6/11/2010 5:59:43 PM |
| johntina | $37.05 | $37.05 | 6/11/2010 6:30:16 PM |
| moltopaolo | $50.00 | $50.00 | 6/11/2010 4:20:59 PM |
| simplelender80 | $100.00 | $100.00 | 6/11/2010 4:21:09 PM |
| Digs | $25.00 | $25.00 | 6/12/2010 1:24:08 PM |
| guardlender | $25.00 | $25.00 | 6/12/2010 1:25:02 PM |
| alpinaut | $25.00 | $25.00 | 6/11/2010 4:23:26 PM |
| HunterSix | $25.00 | $25.00 | 6/12/2010 1:41:12 PM |
| bold-durability-drum | $50.00 | $50.00 | 6/11/2010 4:23:53 PM |
| suburbanman64 | $35.00 | $35.00 | 6/12/2010 1:43:21 PM |
| kayden | $25.00 | $25.00 | 6/12/2010 1:52:40 PM |
| adama_48 | $25.00 | $25.00 | 6/12/2010 1:53:33 PM |
| liberty-destiny3 | $25.00 | $25.00 | 6/11/2010 11:05:48 PM |
| trevandtal | $25.00 | $25.00 | 6/12/2010 1:55:04 PM |
| Walkingcowboy | $25.00 | $25.00 | 6/12/2010 1:56:21 PM |
| dschaaf | $31.03 | $31.03 | 6/12/2010 1:56:31 PM |
| spreadgoodwill | $25.00 | $25.00 | 6/11/2010 4:36:09 PM |
| littlemonkey | $25.00 | $25.00 | 6/11/2010 4:36:16 PM |
| LAKESPRING | $32.52 | $32.52 | 6/12/2010 2:08:41 PM |
| blissful-note7 | $25.00 | $25.00 | 6/11/2010 4:37:03 PM |
| DeathScythe676 | $25.00 | $25.00 | 6/12/2010 2:09:57 PM |
| langdonx | $25.00 | $25.00 | 6/12/2010 2:10:06 PM |
| nofreelunch | $25.00 | $25.00 | 6/12/2010 2:10:23 PM |
| xphile | $25.00 | $25.00 | 6/12/2010 2:10:32 PM |
| TK4 | $25.00 | $25.00 | 6/12/2010 2:10:40 PM |
| fishman42 | $25.00 | $25.00 | 6/12/2010 6:15:09 AM |
| bowdish1 | $50.00 | $50.00 | 6/11/2010 4:39:33 PM |
| burgeoning-silver | $25.00 | $25.00 | 6/12/2010 7:14:33 AM |
| kunger | $25.00 | $25.00 | 6/11/2010 4:40:11 PM |
| systematic0 | $25.00 | $25.00 | 6/11/2010 5:59:44 PM |
| TheReaderRabbit | $25.00 | $25.00 | 6/11/2010 7:19:58 PM |
| don'twannadance | $100.00 | $100.00 | 6/12/2010 10:04:25 AM |
| don'twannadance | $100.00 | $100.00 | 6/12/2010 10:04:55 AM |
| skibum78 | $50.00 | $50.00 | 6/11/2010 10:20:40 PM |
| hopeful-point | $25.00 | $25.00 | 6/12/2010 4:39:44 AM |
| otter | $25.00 | $25.00 | 6/12/2010 1:24:01 PM |
| donmacprosper | $25.00 | $25.00 | 6/12/2010 7:29:32 AM |
| RandyL3 | $33.00 | $33.00 | 6/12/2010 1:27:33 PM |
| codenoise | $25.00 | $25.00 | 6/12/2010 1:52:04 PM |
| Cluvnupe06 | $25.00 | $25.00 | 6/12/2010 1:53:42 PM |
| Philosonie | $25.00 | $25.00 | 6/12/2010 1:55:06 PM |
| Castellan | $25.00 | $25.00 | 6/12/2010 1:56:24 PM |
| best-listing-toro | $25.00 | $25.00 | 6/12/2010 9:51:58 AM |
| anakinsolo | $25.00 | $25.00 | 6/12/2010 2:09:53 PM |
| Railbird | $25.00 | $25.00 | 6/12/2010 2:10:34 PM |
| lloyd_s | $25.00 | $25.00 | 6/12/2010 2:10:56 PM |
| salala | $25.00 | $25.00 | 6/12/2010 2:11:20 PM |
| Tc11902 | $25.00 | $25.00 | 6/12/2010 2:11:59 PM |
| trade-watcher | $25.00 | $25.00 | 6/12/2010 2:21:41 PM |
| bonus-turbine1 | $25.00 | $22.39 | 6/12/2010 2:22:00 PM |
| CERTIFIED | $100.00 | $100.00 | 6/13/2010 9:39:20 AM |
| runbix7 | $25.00 | $25.00 | 6/13/2010 11:35:23 AM |
| BayShell | $50.00 | $50.00 | 6/12/2010 1:25:05 PM |
| morpholog | $25.00 | $25.00 | 6/12/2010 1:25:27 PM |
| micko | $25.00 | $25.00 | 6/12/2010 1:27:06 PM |
| br4444 | $25.00 | $25.00 | 6/12/2010 1:38:18 PM |
| zyztemboy | $25.00 | $25.00 | 6/12/2010 1:40:06 PM |
| Steveoo1 | $25.00 | $25.00 | 6/12/2010 1:41:15 PM |
| Cheburashka | $30.00 | $30.00 | 6/12/2010 1:42:13 PM |
| impartial-deal | $40.62 | $40.62 | 6/13/2010 6:54:32 PM |
| fiscal65 | $25.00 | $25.00 | 6/12/2010 1:55:12 PM |
| bds9646 | $26.00 | $26.00 | 6/12/2010 1:57:22 PM |
| outofoffice | $50.00 | $50.00 | 6/13/2010 6:32:16 AM |
| mogul991 | $50.00 | $50.00 | 6/13/2010 9:35:04 AM |
| fudJy23 | $25.00 | $25.00 | 6/13/2010 7:21:56 PM |
| Cherrypicker | $50.00 | $50.00 | 6/14/2010 6:18:56 AM |
| favorite-commerce | $50.00 | $50.00 | 6/14/2010 8:31:00 AM |
| GABC-1 | $80.00 | $80.00 | 6/14/2010 3:47:38 PM |
| UncleSafety | $100.00 | $100.00 | 6/14/2010 7:42:03 PM |
| otalon | $25.00 | $25.00 | 6/14/2010 4:34:39 PM |
| rjsdsu | $25.00 | $25.00 | 6/14/2010 4:45:42 PM |
| 12Knocksinna | $25.00 | $25.00 | 6/15/2010 12:51:24 AM |
| entertaining-greenback2 | $29.64 | $29.64 | 6/14/2010 5:25:08 PM |
| northphoto | $25.00 | $25.00 | 6/14/2010 6:04:31 PM |
| ivar | $25.00 | $25.00 | 6/15/2010 7:02:29 AM |
| golfreak923 | $25.00 | $25.00 | 6/15/2010 3:15:35 PM |
| bold-social-advantage | $200.00 | $200.00 | 6/15/2010 7:29:38 PM |
| enya4ever | $40.00 | $40.00 | 6/16/2010 6:30:31 AM |
| syounker | $25.00 | $25.00 | 6/15/2010 8:04:06 PM |
| jbekier | $100.00 | $100.00 | 6/16/2010 9:33:38 AM |
| ksubd | $50.00 | $50.00 | 6/16/2010 4:23:45 PM |
| interest88 | $25.00 | $25.00 | 6/17/2010 5:06:49 AM |
| cedar5 | $40.00 | $40.00 | 6/16/2010 8:00:12 PM |
| aggielender | $100.94 | $100.94 | 6/17/2010 9:11:57 AM |
| Sarspatula | $33.14 | $33.14 | 6/17/2010 9:35:14 AM |
| dn0pes | $27.17 | $27.17 | 6/17/2010 12:34:42 PM |
| loan-genie88 | $25.00 | $25.00 | 6/17/2010 2:28:06 PM |
| ingeborg77 | $50.00 | $50.00 | 6/17/2010 6:37:53 AM |
| Equity_Investor | $50.00 | $50.00 | 6/17/2010 9:31:09 AM |
| tender-ore | $25.00 | $25.00 | 6/17/2010 5:18:40 PM |
| bonus-apple | $500.00 | $500.00 | 6/17/2010 10:47:28 PM |
| CASHMAX | $46.00 | $46.00 | 6/18/2010 5:41:24 AM |
| Dollars4Rent | $25.00 | $25.00 | 6/17/2010 9:28:47 PM |
| 1phantom | $50.00 | $50.00 | 6/18/2010 8:37:31 AM |
| paul1 | $40.00 | $40.00 | 6/18/2010 12:39:48 PM |
| rce1964 | $25.00 | $25.00 | 6/18/2010 10:00:31 AM |
| LA-Funding-Bank | $30.00 | $30.00 | 6/18/2010 2:59:13 PM |
| friendinmoney | $25.00 | $25.00 | 6/18/2010 3:59:46 PM |
| 264 bids
|
Borrower Payment Dependent Notes Series
462405
This series of Notes was issued and sold upon the funding of the borrower loan #43077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 23.68% |
Starting monthly payment:
| $37.11 |
|
Final lender yield:
| 14.80% |
Final borrower rate/APR:
| 15.80% / 19.49% |
Final monthly payment:
| $35.06 |
| |
|
Auction yield range:
| 7.98% - 18.90% |
Estimated loss impact:
| 6.83% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.97% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 10m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 13 |
Occupation: | Other |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $720 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $51 |
Bankcard utilization:
| 22% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| duty-tambourine |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt
Purpose of loan:
This loan will be used to pay off debt and get back on track.
My financial situation:
I am a good candidate for this loan because typically I stay "above water". I have found it difficult to get out of my current rut because once I fell behind, lucrative bank overdraft fees have kept me from catching back up. Each pay period, the vicious cycle continues.
My monthly bills amount to less than my monthly net income. Therefore, if I can pay off my debt, I can stay ahead and on-time with all payments. I would really like to improve my credit rating and move forward in life successfully; I have no other way to get over this hurdle aside from borrowing.
If I cannot receive a loan, I am afraid this depleting cycle will continue indefinitely. Please help! I appreciate your time and consideration.
Monthly net income: $
2184
Monthly expenses: $
??Housing: $
700
??Insurance: $
170
??Car expenses: $
100
??Utilities: $
30
??Phone, cable, internet: $ 130
??Food, entertainment: $
400
??Clothing, household expenses $
100
??Credit cards and other loans: $
245
??Other expenses: $
100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain your deliquency of $51. Thanx - alpinaut
A:
I would like to explain this, however I am uncertain with which creditor this delinquency has occurred. This would require some investigating because to my knowledge, I am not delinquent regarding any of my bills. I strive to stay current with all of my financial responsibilities, even if that means keeping up with only the minimum payment.
(Jun-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| marwadi-62 | $100.00 | $100.00 | 6/12/2010 10:07:55 AM |
| kazanov | $50.00 | $50.00 | 6/11/2010 8:57:51 PM |
| CASSHMAN | $50.00 | $50.00 | 6/13/2010 4:20:24 PM |
| asset-professor | $25.00 | $25.00 | 6/14/2010 6:50:54 PM |
| MrMoneyBags | $25.00 | $25.00 | 6/17/2010 11:33:26 AM |
| buckeyebucks | $50.00 | $50.00 | 6/18/2010 8:31:16 AM |
| kingston1 | $25.00 | $25.00 | 6/18/2010 12:14:50 AM |
| gilbrear | $25.00 | $25.00 | 6/18/2010 2:46:54 PM |
| Bito03 | $25.00 | $25.00 | 6/18/2010 10:12:20 AM |
| Catalina_Enterprises | $100.00 | $100.00 | 6/12/2010 10:25:33 AM |
| fast50gt | $25.00 | $25.00 | 6/15/2010 3:13:02 AM |
| the-dynamic-marketplace | $25.00 | $25.00 | 6/17/2010 3:02:56 PM |
| engbusres | $29.00 | $29.00 | 6/17/2010 8:16:56 PM |
| KTOWN | $44.11 | $44.11 | 6/17/2010 9:29:29 PM |
| heerzaquestion | $25.00 | $22.89 | 6/18/2010 7:40:58 AM |
| broker558 | $25.00 | $25.00 | 6/18/2010 8:25:36 AM |
| wild-orange | $25.00 | $25.00 | 6/18/2010 12:41:00 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 6/18/2010 1:02:10 PM |
| DRA-Properties | $25.00 | $25.00 | 6/18/2010 10:11:50 AM |
| Trygs | $25.00 | $25.00 | 6/18/2010 10:50:34 AM |
| investment-cluster | $50.00 | $50.00 | 6/18/2010 12:52:58 PM |
| patriot384 | $79.00 | $79.00 | 6/18/2010 1:10:31 PM |
| carrinel | $50.00 | $50.00 | 6/18/2010 1:50:12 PM |
| khamlagirl | $25.00 | $25.00 | 6/18/2010 11:44:58 AM |
| Bank_Of_XL | $25.00 | $25.00 | 6/18/2010 12:45:06 PM |
| wlm3012 | $25.00 | $25.00 | 6/18/2010 3:04:05 PM |
| 26 bids
|
Borrower Payment Dependent Notes Series
462433
This series of Notes was issued and sold upon the funding of the borrower loan #43079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-16-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $61.85 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $61.85 |
| |
|
Auction yield range:
| 2.98% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
2 | Length of status: | 7y 1m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 25 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,739 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 72% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| persistent-fairness |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Kitchen upgrades
Purpose of loan:
This loan will be used to upgrade my kitchen.
My financial situation:
I am a good candidate for this loan because I have adequate income, a good credit rating, and I pay my bills on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lancetc | $25.00 | $25.00 | 6/14/2010 4:03:33 PM |
| meux99 | $25.00 | $25.00 | 6/14/2010 4:04:12 PM |
| iolaire | $25.00 | $25.00 | 6/14/2010 4:04:40 PM |
| Tai | $25.00 | $25.00 | 6/14/2010 4:05:58 PM |
| gauss02 | $25.00 | $25.00 | 6/14/2010 4:07:06 PM |
| top-payout-fixer | $25.00 | $25.00 | 6/14/2010 4:07:55 PM |
| SNH | $50.00 | $50.00 | 6/14/2010 4:08:39 PM |
| meenan | $25.00 | $25.00 | 6/14/2010 4:09:18 PM |
| american6 | $50.00 | $50.00 | 6/14/2010 4:09:39 PM |
| moltopaolo | $50.00 | $34.00 | 6/14/2010 4:10:36 PM |
| pavelz | $100.00 | $100.00 | 6/14/2010 4:05:10 PM |
| delicious-social132 | $25.00 | $25.00 | 6/14/2010 4:05:21 PM |
| koa | $50.00 | $50.00 | 6/14/2010 4:05:28 PM |
| RandyL3 | $33.00 | $33.00 | 6/14/2010 4:24:00 PM |
| achillesa | $25.00 | $25.00 | 6/14/2010 4:07:08 PM |
| Pasagam | $25.00 | $25.00 | 6/14/2010 4:07:35 PM |
| kenji4861 | $25.00 | $25.00 | 6/14/2010 4:08:00 PM |
| point-shooter | $25.00 | $25.00 | 6/14/2010 4:08:26 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/14/2010 4:08:40 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/14/2010 4:04:14 PM |
| riproaringrapids | $25.00 | $25.00 | 6/14/2010 4:04:19 PM |
| personal-lender | $25.00 | $25.00 | 6/14/2010 4:05:43 PM |
| investment-network | $25.00 | $25.00 | 6/14/2010 4:05:59 PM |
| kegs | $100.00 | $100.00 | 6/14/2010 4:09:49 PM |
| flexible-value | $28.00 | $28.00 | 6/14/2010 4:10:22 PM |
| wwwUniversal | $25.00 | $25.00 | 6/14/2010 4:25:33 PM |
| cash-vault | $25.00 | $25.00 | 6/15/2010 8:11:02 AM |
| fcrick | $25.00 | $25.00 | 6/15/2010 12:04:51 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/14/2010 4:04:03 PM |
| Rdodson11 | $25.00 | $25.00 | 6/14/2010 4:04:45 PM |
| harty | $60.00 | $60.00 | 6/14/2010 4:06:02 PM |
| loot-heart | $50.00 | $50.00 | 6/14/2010 4:06:33 PM |
| aue513 | $25.00 | $25.00 | 6/14/2010 4:07:51 PM |
| orgy63 | $25.00 | $25.00 | 6/14/2010 4:08:14 PM |
| kulender | $30.00 | $30.00 | 6/14/2010 4:08:29 PM |
| alexstar | $25.00 | $25.00 | 6/14/2010 4:09:10 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/14/2010 4:09:24 PM |
| seabass123 | $25.00 | $25.00 | 6/14/2010 4:10:04 PM |
| figs4u2 | $80.00 | $80.00 | 6/14/2010 4:10:24 PM |
| dharma1 | $25.00 | $25.00 | 6/14/2010 4:04:18 PM |
| AmericanCredit | $25.00 | $25.00 | 6/14/2010 4:07:36 PM |
| wormdc | $25.00 | $25.00 | 6/14/2010 4:08:46 PM |
| mlopez2007 | $25.00 | $25.00 | 6/14/2010 4:09:00 PM |
| truth-image | $50.00 | $50.00 | 6/14/2010 4:09:11 PM |
| Ivan2007 | $25.00 | $25.00 | 6/14/2010 4:03:55 PM |
| Artist_Blue | $25.00 | $25.00 | 6/14/2010 4:04:22 PM |
| stable-money | $25.00 | $25.00 | 6/14/2010 4:04:54 PM |
| Bank42 | $50.00 | $50.00 | 6/14/2010 4:08:33 PM |
| tntmojave | $25.00 | $25.00 | 6/14/2010 4:10:07 PM |
| david5000 | $50.00 | $50.00 | 6/14/2010 4:10:34 PM |
| julijask | $35.00 | $35.00 | 6/14/2010 6:49:40 PM |
| blot44 | $25.00 | $25.00 | 6/14/2010 7:36:09 PM |
| JCPlending | $25.00 | $25.00 | 6/16/2010 9:05:03 AM |
| 53 bids
|
Borrower Payment Dependent Notes Series
462507
This series of Notes was issued and sold upon the funding of the borrower loan #43132, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-21-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 26.85% |
Final borrower rate/APR:
| 27.85% / 30.20% |
Final monthly payment:
| $123.85 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 26.56% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 0.29% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2006 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 3 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 1m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 3 |
Occupation: | Other |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $9 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $315 |
Bankcard utilization:
| 1% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| worlds-best-wealth |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need A Little Debt To Build Credit
Purpose of loan:
Build credit and trust. I want to increase my credit score so I can purchase my first home at a good rate next year. My credit report needs to show more borrowing and my love of travel can help. I've been to Italy, Australia, and plan to see more of Canada this summer. I'll be combining vacation days with paid holidays and weekends for these trips. I won't interrupt my income. I'll charge travel expenses on my cards to boost activity and then consolidate to this loan where payment history can build.
Employment and income:
Steady. I completed entry level work and a training period last December and am promoted to Stock Broker at a nationally known brokerage house (have FINRA Series 7 and 63 licenses). The on-line firm has a concentration of walk-in offices in my state.
My financial situation:
Cash flow positive. Thanks to low expenses I am rapidly building my downpayment for a home. Cash reserves now total $19,800. I'll begin looking for a home once I have $40,000. If something unexpected would happen in the meantime I can easily pay this loan from cash.
MONTHLY HOUSEHOLD BUDGET
complete detail is on my Member page
Total Cash Available - $ 2,833
Fixed Expenses - $ 698
Elective expenses - $ 1,417
Debt Service - $ 255
Unallocated Cash Available - $ 463
Information in the Description is not verified.
Friends And Family Winning Bids
gpuck has bid a total of
$200.00 in winning bids.
"INVESTAR Lenders recommend this loan. We have reviewed budget detail and employment history with the borrower. We have confirmed his total cash balance in four accounts is $19,819. Bid with confidence."
JGuide has bid a total of
$253.93 in winning bids.
"Investar's group has endorsed this listing - they have been right on with every endorsement so far! I have verified contact info..."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
I know you explained your DQ in your last listing. Will you please run it down for us again? Thanks! - gpuck
A:
Yes what I found was this was some kind of cable bill that was not mine. I have never paid for cable in my life, I still live at home. I did manage to get it cleared with the collection agency known as Credit Protection Association and they have since sent me a letter this last March stating it was reported in error and removed from their records. I know recently that it has been sent to Experian also and they should be removing it shortly in the coming months.
(Jun-14-2010)
Q:
FYI - Here's some insight to help your credit score. As odd as it sounds, if you open more lines of credit (more credit cards without annual fees), especially without carrying balances on the cards, this will help your credit quite a bit. - Money_Hog
A:
Yes that is true. For now this will be okay, won't open anything more till later.
(Jun-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| gpuck | $25.00 | $25.00 | 6/14/2010 4:10:48 PM |
| bobnewt | $100.00 | $100.00 | 6/14/2010 6:06:28 PM |
| BAEVentures | $100.00 | $100.00 | 6/15/2010 6:17:32 AM |
| wlm3012 | $50.00 | $50.00 | 6/15/2010 8:41:26 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/15/2010 9:50:48 AM |
| thefisherman | $25.00 | $25.00 | 6/15/2010 11:58:57 AM |
| Octamer | $32.51 | $32.51 | 6/15/2010 4:10:52 PM |
| Catz_aplenty | $25.00 | $25.00 | 6/18/2010 12:12:22 PM |
| marwadi-62 | $50.00 | $50.00 | 6/19/2010 8:16:30 PM |
| Rulea72 | $49.42 | $49.42 | 6/19/2010 9:06:25 PM |
| awesome-silver | $200.00 | $200.00 | 6/20/2010 11:28:13 PM |
| gpuck | $25.00 | $25.00 | 6/21/2010 5:49:05 AM |
| rjglender | $37.50 | $37.50 | 6/20/2010 8:51:35 PM |
| proton346 | $25.00 | $25.00 | 6/21/2010 12:02:46 AM |
| gpuck | $25.00 | $25.00 | 6/21/2010 5:51:11 AM |
| gpuck | $25.00 | $25.00 | 6/21/2010 5:51:57 AM |
| BAEVentures | $25.00 | $25.00 | 6/21/2010 9:22:31 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/21/2010 11:04:28 AM |
| Core-Marketing | $50.00 | $50.00 | 6/21/2010 1:13:10 PM |
| dudebrah | $25.00 | $25.00 | 6/21/2010 2:02:27 PM |
| tigercat | $50.00 | $50.00 | 6/21/2010 2:27:56 PM |
| bettndon | $30.38 | $30.38 | 6/21/2010 3:07:16 PM |
| DasMula | $25.00 | $25.00 | 6/21/2010 3:26:54 PM |
| Kash2010lu | $50.00 | $50.00 | 6/21/2010 3:39:49 PM |
| JGuide | $50.99 | $50.99 | 6/21/2010 3:52:19 PM |
| alexgalt | $100.00 | $100.00 | 6/14/2010 4:38:54 PM |
| lenderrn | $25.60 | $25.60 | 6/15/2010 4:08:03 PM |
| loanman2007 | $200.00 | $200.00 | 6/16/2010 9:47:27 AM |
| Pilot12 | $30.00 | $30.00 | 6/16/2010 5:23:19 PM |
| MrPie | $50.00 | $50.00 | 6/17/2010 11:26:07 AM |
| Nasdaq | $25.00 | $25.00 | 6/17/2010 12:07:39 PM |
| JGuide | $50.99 | $50.99 | 6/17/2010 9:24:32 AM |
| aurorafinancial | $50.00 | $50.00 | 6/18/2010 8:35:35 AM |
| BAEVentures | $25.00 | $25.00 | 6/18/2010 9:07:16 AM |
| olemon1169 | $27.61 | $27.61 | 6/18/2010 7:06:59 PM |
| lender12345 | $25.00 | $25.00 | 6/19/2010 9:17:06 AM |
| JGuide | $100.96 | $100.96 | 6/19/2010 8:36:27 PM |
| micsupra | $26.98 | $26.98 | 6/19/2010 2:48:59 PM |
| word140 | $26.00 | $26.00 | 6/19/2010 3:07:25 PM |
| conductor146 | $25.00 | $25.00 | 6/20/2010 7:46:50 PM |
| TotosLion | $50.00 | $50.00 | 6/21/2010 5:26:14 AM |
| cr55595 | $25.00 | $25.00 | 6/21/2010 7:22:15 AM |
| income-rocker2 | $50.00 | $50.00 | 6/21/2010 7:33:36 AM |
| gpuck | $25.00 | $25.00 | 6/21/2010 5:49:52 AM |
| gpuck | $25.00 | $25.00 | 6/21/2010 5:52:45 AM |
| gpuck | $25.00 | $25.00 | 6/21/2010 5:48:26 AM |
| gpuck | $25.00 | $25.00 | 6/21/2010 5:50:32 AM |
| s270 | $25.00 | $25.00 | 6/21/2010 6:17:04 AM |
| star30 | $30.00 | $30.00 | 6/21/2010 9:33:30 AM |
| Bob450 | $35.00 | $35.00 | 6/21/2010 3:32:03 PM |
| enthusiastic-balance5 | $200.00 | $200.00 | 6/21/2010 10:53:09 AM |
| martymaniaman | $25.00 | $25.00 | 6/21/2010 11:12:38 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/21/2010 10:37:03 AM |
| Land_on_your_feet | $25.00 | $25.00 | 6/21/2010 2:04:17 PM |
| Land_on_your_feet | $50.87 | $50.87 | 6/21/2010 2:09:49 PM |
| GAHeel | $200.00 | $200.00 | 6/21/2010 2:13:01 PM |
| shrewd-asset | $25.00 | $25.00 | 6/21/2010 2:18:43 PM |
| hidavehi | $26.77 | $26.77 | 6/21/2010 4:02:57 PM |
| debt-legend | $25.00 | $25.00 | 6/21/2010 2:40:32 PM |
| IntrepidInvestment | $50.00 | $50.00 | 6/21/2010 3:41:58 PM |
| JGuide | $50.99 | $50.99 | 6/21/2010 3:51:36 PM |
| hopheadmike | $26.00 | $26.00 | 6/21/2010 4:00:45 PM |
| hidavehi | $40.00 | $16.43 | 6/21/2010 4:01:56 PM |
| 63 bids
|
Borrower Payment Dependent Notes Series
462543
This series of Notes was issued and sold upon the funding of the borrower loan #43115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 21.68% |
Starting borrower rate/APR:
| 22.68% / 26.53% |
Starting monthly payment:
| $38.54 |
|
Final lender yield:
| 21.68% |
Final borrower rate/APR:
| 22.68% / 26.53% |
Final monthly payment:
| $38.54 |
| |
|
Auction yield range:
| 7.98% - 21.68% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 11m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 9 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $24 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| funds-conga8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
vacation
Purpose of loan:
This loan will be used to?
take?my mother on a vacation to europe.
My financial situation:
I am a good candidate for this loan because?
I do not have any delinquent accounts.
Monthly net income: $ 1700
Monthly expenses: $
??Housing: $ 500
??Insurance: $
??Car expenses: $ 300 car note
??Utilities: $
??Phone, cable, internet: $ 25
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transaction-circuit | $25.00 | $25.00 | 6/14/2010 4:15:11 PM |
| rate-mogul | $50.00 | $50.00 | 6/14/2010 4:11:23 PM |
| top-courteous-peso | $25.00 | $25.00 | 6/15/2010 10:50:54 AM |
| wwwUniversal | $25.00 | $25.00 | 6/15/2010 10:50:46 AM |
| reflective-rupee | $50.00 | $50.00 | 6/15/2010 3:03:04 PM |
| CK1 | $25.00 | $25.00 | 6/15/2010 11:40:43 PM |
| wlm3012 | $25.00 | $25.00 | 6/16/2010 12:22:30 PM |
| tnjohnso | $25.00 | $25.00 | 6/16/2010 4:26:48 PM |
| Catalina_Enterprises | $200.00 | $200.00 | 6/16/2010 5:06:58 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/14/2010 4:44:12 PM |
| Bank_Of_XL | $25.00 | $25.00 | 6/14/2010 9:17:07 PM |
| foothillender | $25.00 | $25.00 | 6/15/2010 1:21:53 PM |
| reflective-rupee | $50.00 | $50.00 | 6/15/2010 3:03:36 PM |
| reflective-rupee | $860.00 | $200.00 | 6/15/2010 10:48:32 AM |
| GS-ROCK | $25.00 | $25.00 | 6/15/2010 1:25:55 PM |
| market-pudding | $25.00 | $25.00 | 6/15/2010 7:51:31 PM |
| enriching-payout | $25.00 | $25.00 | 6/15/2010 11:50:47 PM |
| JustMee | $25.00 | $25.00 | 6/15/2010 5:17:27 PM |
| mercuriant | $25.00 | $25.00 | 6/16/2010 7:05:19 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/16/2010 10:01:41 AM |
| income-fortress | $25.00 | $25.00 | 6/16/2010 4:37:09 PM |
| Reliance_Banker | $25.00 | $25.00 | 6/16/2010 7:58:03 PM |
| 22 bids
|
Borrower Payment Dependent Notes Series
462639
This series of Notes was issued and sold upon the funding of the borrower loan #43091, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-19-2010 |
|
|
Starting lender yield:
| 13.85% |
Starting borrower rate/APR:
| 14.85% / 17.02% |
Starting monthly payment:
| $345.92 |
|
Final lender yield:
| 13.85% |
Final borrower rate/APR:
| 14.85% / 17.02% |
Final monthly payment:
| $345.92 |
| |
|
Auction yield range:
| 5.98% - 13.85% |
Estimated loss impact:
| 5.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 9y 2m |
|
Credit score:
| 720-739 (Jun-2010) |
Total credit lines:
| 10 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,681 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 54% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| responsibility-bopper5 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a credit card
Purpose of loan:
This loan will be used to pay off one credit card whose interest jumped a huge amount after Feb, 2010 when the new Federal credit card laws went into effect
My financial situation:
I am a good candidate for this loan because I have a steady job as HR Manager at a government agency in MA?with good prospects for contnued employemnt.? I always pay my debts on time, and my credit record shows this.
Monthly net income: $ 3400
Monthly expenses: $
??Housing: $ 900
??Insurance: $ 122 (health insurance)
??Car expenses: $ 150
??Utilities: $ 50
??Phone, cable, internet: $ 145
??Food, entertainment: $ 400
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 600 - 800
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| new-return-faire | $50.00 | $50.00 | 6/14/2010 4:07:10 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/14/2010 4:12:04 PM |
| hrubinst | $25.00 | $25.00 | 6/14/2010 4:12:40 PM |
| ddog0224 | $25.00 | $25.00 | 6/14/2010 4:13:09 PM |
| cash-spark3 | $25.00 | $25.00 | 6/14/2010 4:16:40 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/14/2010 4:19:24 PM |
| peb44 | $50.00 | $50.00 | 6/14/2010 4:23:42 PM |
| loot-heart | $50.00 | $50.00 | 6/14/2010 4:06:48 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/14/2010 4:08:11 PM |
| money-explorer3 | $25.00 | $25.00 | 6/14/2010 4:36:12 PM |
| richboy56 | $50.00 | $50.00 | 6/14/2010 4:39:12 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/14/2010 4:40:53 PM |
| Avala | $50.00 | $50.00 | 6/14/2010 4:12:44 PM |
| SNH | $50.00 | $50.00 | 6/14/2010 4:06:29 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/14/2010 4:52:13 PM |
| shrewd-truth1 | $25.00 | $25.00 | 6/14/2010 4:17:29 PM |
| visionary-community | $25.00 | $25.00 | 6/14/2010 4:52:40 PM |
| openness-prospector | $25.00 | $25.00 | 6/14/2010 5:39:35 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/14/2010 4:14:11 PM |
| generous-deal6 | $25.00 | $25.00 | 6/14/2010 4:18:41 PM |
| Phantom99 | $25.00 | $25.00 | 6/14/2010 6:59:45 PM |
| jdrez | $25.00 | $25.00 | 6/14/2010 4:18:56 PM |
| ommcd | $25.00 | $25.00 | 6/14/2010 8:15:41 PM |
| adamk911 | $50.00 | $50.00 | 6/14/2010 4:44:09 PM |
| rescue | $50.00 | $50.00 | 6/14/2010 4:52:26 PM |
| wayman | $25.00 | $25.00 | 6/14/2010 4:52:42 PM |
| agreement-sycamore | $50.00 | $50.00 | 6/14/2010 5:00:43 PM |
| greenback-museum | $25.00 | $25.00 | 6/14/2010 4:41:00 PM |
| steamboatgal | $25.00 | $25.00 | 6/15/2010 5:49:41 AM |
| kchen486 | $50.00 | $50.00 | 6/15/2010 7:49:53 AM |
| penny-chooser | $50.00 | $50.00 | 6/14/2010 4:52:39 PM |
| chestnut4 | $25.00 | $25.00 | 6/14/2010 4:52:42 PM |
| bonus-patriot | $25.00 | $25.00 | 6/14/2010 7:10:01 PM |
| brilliant-revenue | $25.00 | $25.00 | 6/14/2010 5:00:51 PM |
| friendly-market5 | $25.00 | $25.00 | 6/14/2010 9:24:40 PM |
| market-pudding | $25.00 | $25.00 | 6/15/2010 9:14:12 AM |
| roboflare | $25.00 | $25.00 | 6/15/2010 1:30:03 AM |
| BuffetRocks | $50.00 | $50.00 | 6/15/2010 9:55:16 AM |
| icchok | $32.73 | $32.73 | 6/15/2010 10:33:27 AM |
| order-wizard | $25.00 | $25.00 | 6/15/2010 10:43:03 AM |
| miked8303 | $25.00 | $25.00 | 6/15/2010 7:39:31 AM |
| serpentine | $50.00 | $50.00 | 6/15/2010 5:29:39 AM |
| business_savvy | $43.40 | $43.40 | 6/15/2010 5:39:38 AM |
| OrcaFIN | $25.00 | $25.00 | 6/15/2010 11:35:28 AM |
| ptjg | $26.93 | $26.93 | 6/15/2010 11:49:34 AM |
| boater01 | $42.04 | $42.04 | 6/15/2010 9:04:26 AM |
| lendmedo | $25.00 | $25.00 | 6/15/2010 2:49:40 PM |
| Ready2Loan | $25.00 | $25.00 | 6/15/2010 9:35:01 AM |
| Rips | $25.00 | $25.00 | 6/15/2010 3:19:41 PM |
| Minnechela | $25.00 | $25.00 | 6/15/2010 9:54:40 AM |
| economy-producer | $25.00 | $25.00 | 6/15/2010 10:25:35 AM |
| movistar | $25.00 | $25.00 | 6/15/2010 9:35:05 AM |
| payout-detective7 | $25.00 | $25.00 | 6/15/2010 9:35:09 AM |
| integrity-trumpet | $50.00 | $50.00 | 6/15/2010 11:22:58 AM |
| bid-czar8 | $100.00 | $100.00 | 6/15/2010 11:22:59 AM |
| inspiring-reward | $25.00 | $25.00 | 6/15/2010 1:55:41 PM |
| radforj22 | $25.00 | $25.00 | 6/15/2010 11:30:49 AM |
| svandgts | $25.00 | $25.00 | 6/15/2010 12:31:10 PM |
| moola-accelerator6 | $40.00 | $40.00 | 6/15/2010 12:34:44 PM |
| iamdoug | $25.00 | $25.00 | 6/15/2010 12:56:33 PM |
| fair-funds | $25.00 | $25.00 | 6/15/2010 10:04:44 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/16/2010 8:51:35 AM |
| selector568 | $181.87 | $181.87 | 6/15/2010 11:51:53 PM |
| rockhound84 | $25.00 | $25.00 | 6/16/2010 5:15:21 AM |
| reflective-rupee | $5,000.00 | $4,423.75 | 6/16/2010 4:40:31 PM |
| wwwUniversal | $25.00 | $25.00 | 6/16/2010 4:44:38 PM |
| totoro | $25.00 | $25.00 | 6/17/2010 12:38:33 AM |
| PropertyInvest | $25.00 | $25.00 | 6/17/2010 5:06:04 PM |
| Econominator | $25.00 | $25.00 | 6/17/2010 6:19:05 PM |
| organic-commerce2 | $50.00 | $50.00 | 6/18/2010 8:50:31 AM |
| BobJohnson | $25.00 | $25.00 | 6/18/2010 12:20:31 PM |
| BUCS | $25.00 | $25.00 | 6/19/2010 3:12:33 AM |
| tender-ore | $25.00 | $25.00 | 6/19/2010 3:39:52 AM |
| gracej | $25.00 | $25.00 | 6/14/2010 4:07:19 PM |
| personal-lender | $25.00 | $25.00 | 6/14/2010 4:15:42 PM |
| velocity-warrior | $50.00 | $50.00 | 6/14/2010 4:21:57 PM |
| klinebarger | $25.00 | $25.00 | 6/14/2010 4:36:42 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/14/2010 4:38:36 PM |
| Thylow | $25.00 | $25.00 | 6/14/2010 4:11:33 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/14/2010 4:05:46 PM |
| simplelender80 | $100.00 | $100.00 | 6/14/2010 4:14:29 PM |
| nick456sd | $50.00 | $50.00 | 6/14/2010 4:44:48 PM |
| gulch | $30.00 | $30.00 | 6/14/2010 4:44:58 PM |
| mzman | $25.00 | $25.00 | 6/14/2010 4:52:12 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/14/2010 4:52:43 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/14/2010 4:18:03 PM |
| orgy63 | $25.00 | $25.00 | 6/14/2010 4:11:39 PM |
| american6 | $25.00 | $25.00 | 6/14/2010 4:13:20 PM |
| Havana21 | $25.00 | $25.00 | 6/14/2010 4:22:22 PM |
| flexible-return297 | $25.00 | $25.00 | 6/14/2010 4:22:45 PM |
| ichibon | $75.00 | $75.00 | 6/14/2010 4:17:02 PM |
| delicious-social132 | $25.00 | $25.00 | 6/14/2010 4:25:02 PM |
| platinum-sorcerer6 | $50.00 | $50.00 | 6/14/2010 4:23:30 PM |
| revenue-prospector | $25.00 | $25.00 | 6/14/2010 8:25:09 PM |
| pavelz | $50.00 | $50.00 | 6/14/2010 4:42:24 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/14/2010 4:44:40 PM |
| inspired-contract9 | $25.00 | $25.00 | 6/14/2010 4:52:08 PM |
| riproaringrapids | $25.00 | $25.00 | 6/14/2010 4:52:17 PM |
| blackstar | $25.00 | $25.00 | 6/14/2010 4:52:34 PM |
| top-historic-peso | $25.00 | $25.00 | 6/14/2010 4:52:44 PM |
| tech_helper | $25.00 | $25.00 | 6/14/2010 5:20:34 PM |
| j2ee | $25.00 | $25.00 | 6/14/2010 4:42:20 PM |
| shrewd-deal | $25.00 | $25.00 | 6/14/2010 4:44:54 PM |
| nunnie | $25.00 | $25.00 | 6/15/2010 7:49:50 AM |
| dinero-speaker | $48.42 | $48.42 | 6/14/2010 4:52:12 PM |
| Anny-Disco | $100.00 | $100.00 | 6/14/2010 4:52:37 PM |
| balance-whistle7 | $25.00 | $25.00 | 6/14/2010 5:00:33 PM |
| mdreiss | $25.00 | $25.00 | 6/15/2010 8:43:16 AM |
| money-bauble | $200.00 | $200.00 | 6/15/2010 8:44:58 AM |
| point-berserker | $25.00 | $25.00 | 6/14/2010 7:36:46 PM |
| worth-arch | $25.00 | $25.00 | 6/14/2010 8:04:35 PM |
| golden-wealth2 | $50.00 | $50.00 | 6/15/2010 10:25:09 AM |
| kegs | $100.00 | $100.00 | 6/15/2010 10:33:28 AM |
| treasure-bliss | $100.00 | $100.00 | 6/15/2010 10:50:12 AM |
| Artist_Blue | $25.00 | $25.00 | 6/15/2010 10:50:44 AM |
| trustworthy-fairness | $50.00 | $50.00 | 6/15/2010 7:49:52 AM |
| penny-plato | $25.00 | $25.00 | 6/15/2010 9:00:02 AM |
| btrfly11 | $25.86 | $25.86 | 6/15/2010 10:01:58 AM |
| Moneypenny6 | $30.00 | $30.00 | 6/15/2010 10:15:37 AM |
| kmr2 | $100.00 | $100.00 | 6/15/2010 4:02:10 PM |
| SelectTrustLending | $50.00 | $50.00 | 6/15/2010 12:24:38 PM |
| neighborly-bid | $25.00 | $25.00 | 6/15/2010 2:56:03 PM |
| Rogue_Funding | $25.00 | $25.00 | 6/15/2010 3:25:33 PM |
| 850 | $50.00 | $50.00 | 6/15/2010 11:43:50 PM |
| syounker | $25.00 | $25.00 | 6/15/2010 7:05:30 PM |
| gallant-economy9 | $25.00 | $25.00 | 6/16/2010 9:35:03 AM |
| bxdoc | $150.00 | $150.00 | 6/16/2010 7:05:48 AM |
| wdove511 | $25.00 | $25.00 | 6/16/2010 7:25:32 AM |
| sensible-community1 | $50.00 | $50.00 | 6/16/2010 3:34:32 PM |
| MGCFINANCIALSERVICES | $25.00 | $25.00 | 6/16/2010 11:47:51 AM |
| bchen78875 | $25.00 | $25.00 | 6/16/2010 10:21:00 AM |
| admirable-basis1 | $25.00 | $25.00 | 6/16/2010 2:15:06 PM |
| benjamin67 | $25.00 | $25.00 | 6/16/2010 4:50:32 PM |
| credit-panda1 | $25.00 | $25.00 | 6/17/2010 7:08:49 AM |
| buckyhead2000 | $25.00 | $25.00 | 6/17/2010 12:52:13 AM |
| 1stAmericanCapital | $25.00 | $25.00 | 6/17/2010 3:59:25 PM |
| top-courteous-peso | $35.00 | $35.00 | 6/17/2010 5:49:38 PM |
| Simply2fly | $25.00 | $25.00 | 6/18/2010 9:36:39 AM |
| rockhound84 | $25.00 | $25.00 | 6/19/2010 4:54:46 AM |
| starry2001 | $25.00 | $25.00 | 6/19/2010 6:33:05 AM |
| massuot | $25.00 | $25.00 | 6/19/2010 7:31:08 AM |
| 141 bids
|
Borrower Payment Dependent Notes Series
462681
This series of Notes was issued and sold upon the funding of the borrower loan #43082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-16-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $180.94 |
| |
|
Auction yield range:
| 13.98% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
9 | Length of status: | 2y 9m |
|
Credit score:
| 620-639 (Jun-2010) |
Total credit lines:
| 38 |
Occupation: | Professional |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $6,925 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 85% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 6 | | | | |
|
Screen name:
| bluebonnet1 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| P2P Financial |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 57 ( 97% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 1
( 2% )
| 620-639
(Jun-2008)
540-559
(Sep-2006)
|
|
Principal balance:
| $1,428.54 |
31+ days late:
| 1
( 2% )
|
|
Total payments billed:
| 59 | | |
Description
Paid off first loan...
Purpose of loan:
This will be my third loan with Prosper.? I am a big fan of Prosper as I have been able to get the money that I need and pay off within a reasonable amount of time.? I will be using this loan to pay off my current active loan with Prosper and use the remaining money to pay off high interest credit cards.? I have been trying to clean up my credit so I can buy a home within the next year and need to get a few of these things paid off.?
My financial situation:
I am a good candidate for this loan because I have a good stable job in which I make good money.? As everyone knows if does take a while to improve credit.? As you will notice I have been late a couple times with payment, however that was due to changing bank accounts and having problems with the automatic withdrawals.? I am a dependable, honest person and hoping to have this loan paid off before the three years.
Monthly net income: $
3500
Monthly expenses: $
??Housing: $
900.00
??Insurance: $
117.00
??Car expenses: $
600.00
??Utilities: $
60.00
??Phone, cable, internet: $
150
??Food, entertainment: $
300
??Clothing, household expenses $
200
??Credit cards and other loans: $
400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tech_helper | $25.00 | $25.00 | 6/14/2010 4:15:14 PM |
| kingston1 | $25.00 | $25.00 | 6/14/2010 4:23:15 PM |
| b-rent | $25.00 | $25.00 | 6/14/2010 4:36:36 PM |
| chameleon125 | $75.00 | $75.00 | 6/14/2010 8:31:23 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/14/2010 4:44:13 PM |
| openness-prospector | $50.00 | $50.00 | 6/14/2010 5:39:33 PM |
| principal-mermaid | $300.00 | $300.00 | 6/14/2010 6:28:07 PM |
| return-grizzly | $100.00 | $100.00 | 6/15/2010 2:05:47 AM |
| pembull | $75.00 | $75.00 | 6/15/2010 11:32:54 AM |
| Jasmel | $300.00 | $300.00 | 6/15/2010 6:27:00 AM |
| Amber_Stone | $400.00 | $400.00 | 6/15/2010 8:57:56 AM |
| Amber_Stone | $200.00 | $200.00 | 6/15/2010 9:12:37 AM |
| innovator2 | $76.16 | $76.16 | 6/15/2010 9:12:58 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/15/2010 9:53:01 AM |
| Gregger | $25.00 | $25.00 | 6/15/2010 12:50:41 PM |
| UCLA4life | $25.00 | $25.00 | 6/15/2010 11:23:41 AM |
| Rip128 | $100.00 | $100.00 | 6/15/2010 12:16:22 PM |
| Amber_Stone | $400.00 | $400.00 | 6/15/2010 2:50:31 PM |
| unger | $50.00 | $50.00 | 6/15/2010 3:09:29 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 6/15/2010 7:44:02 PM |
| reflective-rupee | $100.00 | $100.00 | 6/15/2010 8:05:34 PM |
| reflective-rupee | $150.00 | $150.00 | 6/15/2010 8:26:53 PM |
| Rip128 | $100.00 | $100.00 | 6/15/2010 4:35:50 PM |
| jhouman | $25.00 | $25.00 | 6/15/2010 4:27:26 PM |
| reflective-rupee | $25.00 | $25.00 | 6/15/2010 4:31:57 PM |
| innovator2 | $50.00 | $50.00 | 6/15/2010 5:59:58 PM |
| Sudoku | $60.50 | $60.50 | 6/15/2010 9:39:22 PM |
| bmw2 | $30.00 | $30.00 | 6/15/2010 7:54:13 PM |
| MONEY_IN_THE_BANK | $50.00 | $50.00 | 6/16/2010 8:02:30 AM |
| wwwUniversal | $25.00 | $25.00 | 6/16/2010 8:05:53 AM |
| reflective-rupee | $50.00 | $25.34 | 6/16/2010 8:17:03 AM |
| jhouman | $25.00 | $25.00 | 6/14/2010 4:42:18 PM |
| finance-prescription | $50.00 | $50.00 | 6/14/2010 4:25:17 PM |
| aztocas | $25.00 | $25.00 | 6/15/2010 8:39:30 AM |
| blitzen40 | $25.00 | $25.00 | 6/14/2010 9:33:17 PM |
| red-favorable-basis | $25.00 | $25.00 | 6/15/2010 9:36:46 AM |
| victor111 | $100.00 | $100.00 | 6/15/2010 9:52:02 AM |
| Skeptical-one | $40.00 | $40.00 | 6/15/2010 10:05:40 AM |
| oath163 | $50.00 | $50.00 | 6/15/2010 7:42:26 AM |
| Kash2010lu | $35.00 | $35.00 | 6/15/2010 8:20:39 AM |
| 113121 | $25.00 | $25.00 | 6/15/2010 8:21:09 AM |
| lucrative-loan | $25.00 | $25.00 | 6/15/2010 9:15:46 AM |
| RainyDayFunds | $25.00 | $25.00 | 6/15/2010 2:03:19 PM |
| Legally_Blonde | $50.00 | $50.00 | 6/15/2010 3:42:34 PM |
| PrincessGrace33 | $58.00 | $58.00 | 6/15/2010 6:06:08 PM |
| AlexTrep | $25.00 | $25.00 | 6/15/2010 4:28:35 PM |
| 1traveler | $25.00 | $25.00 | 6/15/2010 4:39:00 PM |
| dreemin | $100.00 | $100.00 | 6/15/2010 10:07:50 PM |
| reflective-rupee | $125.00 | $125.00 | 6/15/2010 8:05:56 PM |
| Kash2010lu | $25.00 | $25.00 | 6/15/2010 8:21:26 PM |
| twjh | $25.00 | $25.00 | 6/15/2010 9:39:36 PM |
| realtormoises | $25.00 | $25.00 | 6/16/2010 5:41:40 AM |
| reflective-rupee | $100.00 | $100.00 | 6/16/2010 8:15:35 AM |
| 53 bids
|
Borrower Payment Dependent Notes Series
462701
This series of Notes was issued and sold upon the funding of the borrower loan #43120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-16-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $74.23 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $74.23 |
| |
|
Auction yield range:
| 7.98% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 2% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
5 | Length of status: | 5y 3m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $39,847 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 2% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 8 | | | | |
|
Screen name:
| power-squirrel |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Repairs from water damage
Purpose of loan:
This loan will be used to?repair water damage from a washing machine malfunction.? I have a second story laundry room and the water leaked through to the kitchen ceiling and walls.?
My financial situation:
I am a good candidate for this loan because?I have a steady income and a good stable?employment.? I have has some slow pays in the past?as I am a single mother but I always pay.? I will set payments up on automatic withdrawal.?
Monthly net income: $ 4649
Monthly expenses: $
??Housing: $ 1300
??Insurance: $ 95
??Car expenses: $ 176
??Utilities: $ 300
??Phone, cable, internet: $ 130
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 10
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| studious-bonus7 | $50.00 | $50.00 | 6/16/2010 4:20:07 PM |
| Avala | $50.00 | $50.00 | 6/16/2010 4:20:47 PM |
| american6 | $25.00 | $25.00 | 6/16/2010 4:20:55 PM |
| SNH | $50.00 | $50.00 | 6/16/2010 4:26:16 PM |
| Artist_Blue | $25.00 | $25.00 | 6/16/2010 4:16:57 PM |
| Havana21 | $25.00 | $25.00 | 6/16/2010 4:22:48 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/16/2010 4:18:37 PM |
| hrubinst | $25.00 | $25.00 | 6/16/2010 4:20:25 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/16/2010 4:21:28 PM |
| Ven58 | $25.00 | $25.00 | 6/16/2010 5:00:23 PM |
| reflective-rupee | $1,700.00 | $1,375.00 | 6/16/2010 4:56:47 PM |
| wwwUniversal | $25.00 | $25.00 | 6/16/2010 5:00:33 PM |
| credit-panda1 | $25.00 | $25.00 | 6/17/2010 10:39:20 AM |
| simplelender80 | $100.00 | $100.00 | 6/16/2010 4:21:33 PM |
| syounker | $25.00 | $25.00 | 6/16/2010 4:25:33 PM |
| market-pudding | $25.00 | $25.00 | 6/16/2010 4:50:52 PM |
| orgy63 | $25.00 | $25.00 | 6/16/2010 4:19:50 PM |
| personal-lender | $25.00 | $25.00 | 6/16/2010 4:21:50 PM |
| peb44 | $50.00 | $50.00 | 6/16/2010 4:23:02 PM |
| 19 bids
|
Borrower Payment Dependent Notes Series
462803
This series of Notes was issued and sold upon the funding of the borrower loan #43124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-17-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $121.27 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $121.27 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 15
/
15 | Length of status: | 0y 11m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 21 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $29,598 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 90% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| helpful-credit2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Just paying off the credit cards
Purpose of loan:
This loan will be used to pay down a couple high-interest cards that I have fairly sizable balances on. I have steady money coming in every month from my job and my small business, but I would like to pay down these cards ASAP!
My financial situation: I have a job as a contract attorney that pays the bills, as well as a clothing venture that is starting to break even, so there are a couple of income streams at the moment.
I am a good candidate for this loan because?I've never been late or defaulted on a debt (though I have been guilty of only paying the minimum on some cards from time to time...).
Monthly net income: $ 7,100
Monthly expenses: $ 4,300
??Housing: $ 1,000
??Insurance: $ 200
??Car expenses: $ 500
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 300
??Clothing, household expenses $ 600
??Credit cards and other loans: $ 1,500
??Other expenses: $ 800 (business expenses)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How did you build up so much revolving debt? Thanks and best wishes. - reflective-rupee
A:
Hi there:
I've had several large expenses placed on the cards recently (2 coast-to-coast moves, law school books and bar course/registration fees, etc.), but really, it comes down to not having had a sense of urgency in paying down the debt. I recently started meeting with a financial planner who outlined just how much money I pay servicing this debt, which is why I want to be more aggressive in paying it down! I am more aware of how much this debt costs me now, which is why I joined Prosper.
(Jun-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 6/17/2010 4:55:52 PM |
| successful-euro | $30.00 | $30.00 | 6/17/2010 4:56:11 PM |
| cash-spark3 | $25.00 | $25.00 | 6/17/2010 4:58:23 PM |
| MADAOO7 | $50.00 | $50.00 | 6/17/2010 4:58:50 PM |
| riproaringrapids | $25.00 | $25.00 | 6/17/2010 7:49:34 PM |
| teller | $25.00 | $25.00 | 6/18/2010 6:54:32 AM |
| top-historic-peso | $26.00 | $26.00 | 6/17/2010 4:58:31 PM |
| orderly-leverage | $30.00 | $30.00 | 6/17/2010 4:58:34 PM |
| kindness-hickory5 | $25.00 | $25.00 | 6/18/2010 8:14:28 AM |
| orderly-loot | $25.00 | $25.00 | 6/17/2010 5:00:53 PM |
| Thylow | $100.00 | $100.00 | 6/17/2010 4:56:59 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/17/2010 4:57:07 PM |
| qwsd12 | $40.00 | $40.00 | 6/17/2010 4:58:25 PM |
| lagnisiruk | $25.00 | $25.00 | 6/18/2010 10:20:45 AM |
| lend2end | $25.00 | $25.00 | 6/18/2010 11:12:01 AM |
| Jonb6919 | $25.00 | $25.00 | 6/18/2010 11:14:42 AM |
| keeminn | $50.00 | $50.00 | 6/18/2010 11:17:36 AM |
| orange-preeminant-bill | $26.83 | $26.83 | 6/18/2010 11:27:29 AM |
| DowntownLAcash | $25.00 | $25.00 | 6/18/2010 9:39:50 AM |
| Ayemia | $25.00 | $25.00 | 6/18/2010 9:41:35 AM |
| 1phantom | $25.00 | $25.00 | 6/18/2010 9:05:28 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 6/18/2010 3:36:32 PM |
| wlm3012 | $25.00 | $25.00 | 6/18/2010 3:48:05 PM |
| Gibbyland | $50.00 | $50.00 | 6/18/2010 11:14:00 AM |
| treasure-bliss | $51.51 | $51.51 | 6/18/2010 11:15:21 AM |
| Phantom99 | $25.00 | $25.00 | 6/18/2010 11:15:50 AM |
| head | $25.00 | $25.00 | 6/18/2010 11:34:53 AM |
| worth-arch | $25.00 | $25.00 | 6/18/2010 12:39:40 PM |
| dedicated-diversification5 | $32.88 | $32.88 | 6/18/2010 11:14:44 AM |
| supreme-bonus0 | $25.00 | $25.00 | 6/18/2010 11:27:20 AM |
| relentless-penny | $25.00 | $25.00 | 6/18/2010 2:44:34 PM |
| Havana21 | $25.00 | $25.00 | 6/17/2010 4:59:23 PM |
| famous-bill | $50.00 | $50.00 | 6/17/2010 5:01:04 PM |
| loan-genie88 | $25.00 | $25.00 | 6/17/2010 5:02:00 PM |
| SNH | $50.00 | $50.00 | 6/17/2010 4:58:27 PM |
| washboard1 | $100.00 | $100.00 | 6/17/2010 5:00:26 PM |
| loot-heart | $50.00 | $50.00 | 6/17/2010 4:57:17 PM |
| S-Master | $25.00 | $25.00 | 6/17/2010 4:58:08 PM |
| personal-lender | $25.00 | $25.00 | 6/17/2010 4:58:38 PM |
| simplelender80 | $50.00 | $50.00 | 6/17/2010 4:58:49 PM |
| bid-czar8 | $100.00 | $100.00 | 6/17/2010 4:59:49 PM |
| openness-prospector | $25.00 | $25.00 | 6/17/2010 10:39:31 PM |
| greenwell | $25.00 | $25.00 | 6/17/2010 5:01:01 PM |
| green-thoughtful-yield | $30.00 | $30.00 | 6/17/2010 6:35:52 PM |
| iLoaner | $25.00 | $25.00 | 6/18/2010 11:13:02 AM |
| reflective-rupee | $500.00 | $153.60 | 6/18/2010 3:36:48 PM |
| poppinkid | $25.00 | $25.00 | 6/18/2010 11:11:27 AM |
| Streetfighter | $28.88 | $28.88 | 6/18/2010 11:12:43 AM |
| green-discrete-responsibility | $25.00 | $25.00 | 6/18/2010 11:26:01 AM |
| UT-Longhorn | $25.00 | $25.00 | 6/18/2010 11:26:46 AM |
| piter-to-la-investment | $25.00 | $25.00 | 6/18/2010 11:26:56 AM |
| Kreditorium | $25.30 | $25.30 | 6/18/2010 11:12:04 AM |
| bountiful-durability | $50.00 | $50.00 | 6/18/2010 2:09:57 PM |
| 53 bids
|
Borrower Payment Dependent Notes Series
462823
This series of Notes was issued and sold upon the funding of the borrower loan #43053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jun-16-2010 |
| |
Auction end date:
| Jun-16-2010 |
|
|
Starting lender yield:
| 21.55% |
Starting borrower rate/APR:
| 22.55% / 25.73% |
Starting monthly payment:
| $46.17 |
|
Final lender yield:
| 21.55% |
Final borrower rate/APR:
| 22.55% / 25.73% |
Final monthly payment:
| $46.17 |
| |
|
Auction yield range:
| 7.98% - 21.55% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
3 | Length of status: | 2y 8m |
|
Credit score:
| 720-739 (Jun-2010) |
Total credit lines:
| 16 |
Occupation: | Civil Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $922 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 61% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| investor320 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need money for childcare
Purpose of loan:
Pay for childcare and summer camp for my daughter
My financial situation:
I am a good candidate for this loan because?I have a secure job and?expect?to be financially solid in the Fall and beyond?
Monthly net income: $ 4300
Monthly expenses: $
??Housing: $ 1840
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $
??Food, entertainment: $?500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 600
??Other expenses: $ 800
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ethicalhumanist | $25.00 | $25.00 | 6/16/2010 4:17:49 PM |
| orgy63 | $25.00 | $25.00 | 6/16/2010 4:19:46 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/16/2010 4:21:25 PM |
| simplelender80 | $100.00 | $100.00 | 6/16/2010 4:21:31 PM |
| Approved | $25.00 | $25.00 | 6/16/2010 4:14:51 PM |
| loan_doctor | $25.00 | $25.00 | 6/16/2010 4:14:53 PM |
| reflective-rupee | $25.00 | $25.00 | 6/16/2010 4:21:23 PM |
| Artist_Blue | $25.00 | $25.00 | 6/16/2010 4:17:02 PM |
| Havana21 | $25.00 | $25.00 | 6/16/2010 4:22:42 PM |
| rate-mogul | $50.00 | $50.00 | 6/16/2010 4:19:32 PM |
| Streamfeeder | $25.00 | $25.00 | 6/16/2010 4:35:24 PM |
| personal-lender | $25.00 | $25.00 | 6/16/2010 4:21:59 PM |
| HRearden65 | $200.00 | $100.00 | 6/16/2010 5:07:06 PM |
| FinDoc | $25.00 | $25.00 | 6/16/2010 4:25:17 PM |
| syounker | $25.00 | $25.00 | 6/16/2010 4:25:30 PM |
| Thylow | $25.00 | $25.00 | 6/16/2010 4:19:39 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/16/2010 4:20:01 PM |
| flexible-return297 | $25.00 | $25.00 | 6/16/2010 4:22:53 PM |
| brilliant-balance | $25.00 | $25.00 | 6/16/2010 4:27:12 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/16/2010 4:25:12 PM |
| hrubinst | $25.00 | $25.00 | 6/16/2010 4:20:30 PM |
| Avala | $50.00 | $50.00 | 6/16/2010 4:20:42 PM |
| american6 | $25.00 | $25.00 | 6/16/2010 4:20:52 PM |
| peb44 | $50.00 | $50.00 | 6/16/2010 4:22:59 PM |
| 371millwood | $300.00 | $300.00 | 6/16/2010 4:27:28 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/16/2010 5:06:05 PM |
| 26 bids
|
Borrower Payment Dependent Notes Series
462865
This series of Notes was issued and sold upon the funding of the borrower loan #43084, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-17-2010 |
| |
Auction end date:
| Jun-19-2010 |
|
|
Starting lender yield:
| 25.38% |
Starting borrower rate/APR:
| 26.38% / 28.97% |
Starting monthly payment:
| $60.74 |
|
Final lender yield:
| 25.38% |
Final borrower rate/APR:
| 26.38% / 28.97% |
Final monthly payment:
| $60.74 |
| |
|
Auction yield range:
| 10.98% - 25.38% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 37% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 3
/
2 | Length of status: | 1y 5m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 18 |
Occupation: | Laborer |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $359 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 71% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 6 | | | | |
|
Screen name:
| ZEEGALLERY |
Borrower's state:
| Minnesota |
Borrower's group:
| Small Business & Self Employed |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 58 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2010)
680-699
(Feb-2008)
640-659
(Apr-2007)
|
|
Principal balance:
| $2,124.17 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 58 | | |
Description
need water softner put in
Purpose of loan:
where we live we have?well water and is high in iron which we need to filter out so we need a water softner which is about?$1200 to purchase which is a better deal than renting?
My financial situation:
I am a good candidate for this loan because?I have made all my pmts on time with my last two loans in which is almost paid off
Monthly net income: $ me and my wife take home $2700 each month
Monthly expenses: $
??Housing: $ 450
??Insurance: $ 97
??Car expenses: $277
??Utilities: $?95
??Phone, cable, internet: $150
??Food, entertainment: $ 250
??Clothing, household expenses $
??Credit cards and other loans: $300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loyalist1 | $100.00 | $100.00 | 6/17/2010 4:56:58 PM |
| Aberdeen | $400.00 | $400.00 | 6/18/2010 12:04:58 PM |
| wlm3012 | $50.00 | $50.00 | 6/18/2010 3:34:23 PM |
| zeeexsixare | $37.34 | $37.34 | 6/18/2010 4:42:09 PM |
| MoneyForNothing | $39.68 | $39.68 | 6/17/2010 7:32:45 PM |
| reflective-rupee | $1,500.00 | $822.98 | 6/18/2010 12:00:53 PM |
| wwwUniversal | $25.00 | $25.00 | 6/18/2010 12:05:00 PM |
| drcoop | $25.00 | $25.00 | 6/18/2010 10:15:46 PM |
| 8 bids
|
Borrower Payment Dependent Notes Series
462877
This series of Notes was issued and sold upon the funding of the borrower loan #43056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-17-2010 |
| |
Auction end date:
| Jun-18-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $74.23 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $74.23 |
| |
|
Auction yield range:
| 7.98% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 10
/
9 | Length of status: | 4y 0m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 29 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,650 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 35% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| funds-pinnacle |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Cards..Auto Repairs..Etc.
I'm a high school English teacher at a Catholic school.? I don't make much monthly income, especially after taxes.? I'm trying to make some repairs on my car (it was a hit-and-run) and am also trying to pay-off a credit card (that has a 29% APR).? This loan would help me do both of those.? I would NOT have any problem paying this loan back (as the monthy payment?is definitely within my range).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you tell us what the estimate on the car repair and the cc amount you are paying off is? - GABC-1
A:
Surely. I received two estimates for the car repair: $1,250 and $1,100. I plan on taking the 1,250 offer, as they'll throw-in a rental car for the three days as well. The credit card is down to about $1,000 and I'm completely ready to just have that out of my life!
(Jun-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| orderly-loot | $25.00 | $25.00 | 6/17/2010 4:54:52 PM |
| orgy63 | $25.00 | $25.00 | 6/17/2010 4:58:06 PM |
| ritwik | $50.00 | $50.00 | 6/17/2010 7:22:33 PM |
| economy-producer | $25.00 | $25.00 | 6/17/2010 9:09:29 PM |
| gold-disk | $25.00 | $25.00 | 6/17/2010 10:15:35 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/17/2010 4:57:01 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/17/2010 4:58:11 PM |
| american6 | $25.00 | $25.00 | 6/17/2010 4:58:20 PM |
| simplelender80 | $100.00 | $100.00 | 6/17/2010 4:58:46 PM |
| sc5 | $50.00 | $50.00 | 6/18/2010 7:44:40 AM |
| nunnie | $25.00 | $25.00 | 6/17/2010 7:24:41 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/17/2010 4:58:42 PM |
| Easystreet | $25.00 | $25.00 | 6/18/2010 9:14:36 AM |
| blackstar | $25.00 | $25.00 | 6/18/2010 4:34:36 AM |
| homebody26 | $25.00 | $25.00 | 6/18/2010 4:50:46 AM |
| kirkjerk | $25.00 | $25.00 | 6/18/2010 5:44:29 AM |
| upbeat-investment9 | $25.00 | $25.00 | 6/17/2010 7:40:36 PM |
| kegs | $32.78 | $32.78 | 6/17/2010 7:44:31 PM |
| Panna | $25.00 | $25.00 | 6/18/2010 6:45:18 AM |
| resource777 | $25.00 | $25.00 | 6/18/2010 7:44:37 AM |
| credit-panda1 | $25.00 | $25.00 | 6/18/2010 10:18:53 AM |
| LeReve | $50.00 | $50.00 | 6/18/2010 6:35:56 AM |
| teller | $25.00 | $25.00 | 6/18/2010 6:54:47 AM |
| tenny321 | $25.00 | $25.00 | 6/18/2010 7:25:18 AM |
| philosopher4 | $25.00 | $25.00 | 6/18/2010 7:44:31 AM |
| gold-conga | $25.00 | $25.00 | 6/18/2010 7:44:38 AM |
| wwwUniversal | $25.00 | $25.00 | 6/18/2010 8:09:42 AM |
| market-pudding | $25.00 | $25.00 | 6/18/2010 12:54:37 PM |
| dm82 | $50.00 | $50.00 | 6/18/2010 4:15:43 PM |
| wlm3012 | $25.00 | $25.00 | 6/18/2010 3:37:01 PM |
| Melrosian | $30.00 | $30.00 | 6/18/2010 4:33:12 PM |
| successful-euro | $50.00 | $50.00 | 6/17/2010 4:56:15 PM |
| hrubinst | $25.00 | $25.00 | 6/17/2010 4:58:16 PM |
| zento | $25.00 | $25.00 | 6/17/2010 5:00:28 PM |
| Artist_Blue | $25.00 | $25.00 | 6/17/2010 5:00:57 PM |
| market-walnut5 | $26.61 | $26.61 | 6/17/2010 7:16:08 PM |
| riproaringrapids | $25.00 | $25.00 | 6/17/2010 7:44:33 PM |
| value-pouch | $25.00 | $25.00 | 6/17/2010 10:19:31 PM |
| velocity-warrior | $34.63 | $34.63 | 6/17/2010 11:10:53 PM |
| special-truth | $25.00 | $25.00 | 6/18/2010 2:29:47 AM |
| shadargroup | $25.00 | $25.00 | 6/18/2010 5:40:52 AM |
| GiantAardvark | $25.00 | $25.00 | 6/18/2010 5:44:31 AM |
| Avala | $50.00 | $50.00 | 6/17/2010 4:58:18 PM |
| kbguru | $32.64 | $32.64 | 6/18/2010 7:25:17 AM |
| personal-lender | $25.00 | $25.00 | 6/17/2010 4:58:55 PM |
| uncleegg | $50.00 | $50.00 | 6/18/2010 7:44:28 AM |
| Havana21 | $25.00 | $25.00 | 6/17/2010 4:59:29 PM |
| stephen_c01 | $25.00 | $25.00 | 6/18/2010 8:20:43 AM |
| the-silver-blaster | $40.00 | $40.00 | 6/17/2010 5:00:58 PM |
| Bank_Of_XL | $50.00 | $50.00 | 6/17/2010 5:03:40 PM |
| callmebryan | $25.00 | $25.00 | 6/17/2010 9:04:54 PM |
| Brown98 | $25.00 | $25.00 | 6/17/2010 5:04:46 PM |
| ichibon | $75.00 | $75.00 | 6/18/2010 3:19:36 AM |
| Josphine | $25.00 | $25.00 | 6/18/2010 5:25:32 AM |
| lloyd_s | $25.00 | $25.00 | 6/18/2010 5:44:33 AM |
| platinum-genetics | $50.00 | $50.00 | 6/18/2010 7:44:29 AM |
| kchen486 | $32.02 | $28.34 | 6/18/2010 7:44:42 AM |
| SongBirdProphecy | $50.00 | $50.00 | 6/17/2010 10:34:41 PM |
| openness-prospector | $25.00 | $25.00 | 6/17/2010 10:39:34 PM |
| EngineersAlliance | $25.00 | $25.00 | 6/18/2010 8:09:38 AM |
| uncleubb | $25.00 | $25.00 | 6/18/2010 10:46:44 AM |
| LawyerLoan | $25.00 | $25.00 | 6/18/2010 8:23:38 PM |
| 62 bids
|
Borrower Payment Dependent Notes Series
463015
This series of Notes was issued and sold upon the funding of the borrower loan #43059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jun-17-2010 |
| |
Auction end date:
| Jun-21-2010 |
|
|
Starting lender yield:
| 8.30% |
Starting borrower rate/APR:
| 9.30% / 9.64% |
Starting monthly payment:
| $255.52 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $255.52 |
| |
|
Auction yield range:
| 2.98% - 8.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1972 |
Debt/Income ratio:
| 49% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
8 | Length of status: | 10y 2m |
|
Credit score:
| 820-839 (Jun-2010) |
Total credit lines:
| 28 |
Occupation: | Retail Management |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $25 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| independent-revenue6 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helping my son start over
Purpose of loan:
My son is going through a divorce and is starting over. I want to help him out without the tax problems of cashing out investment items.
My financial situation:
I have no mortgage debt, both homes are owned free and clear. I am an Assistant Store Manager for Walmart for the last 10 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why did you cancel your previous, identical, listing that successfully funded? - rustylix
A:
I did not send in a document to verify my account soon enough.
(Jun-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 6/17/2010 4:55:46 PM |
| riproaringrapids | $25.00 | $25.00 | 6/17/2010 4:55:58 PM |
| SNH | $50.00 | $50.00 | 6/17/2010 4:57:24 PM |
| mlopez2007 | $25.00 | $25.00 | 6/17/2010 4:57:30 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/17/2010 4:57:43 PM |
| tntmojave | $25.00 | $25.00 | 6/17/2010 4:57:49 PM |
| klinebarger | $25.00 | $25.00 | 6/17/2010 4:59:46 PM |
| pavelz | $100.00 | $100.00 | 6/17/2010 5:00:05 PM |
| fair-funds | $25.00 | $25.00 | 6/17/2010 5:00:17 PM |
| red-trade-cologne | $25.00 | $25.00 | 6/17/2010 5:00:46 PM |
| poetic-yield3 | $50.00 | $50.00 | 6/17/2010 5:01:21 PM |
| stoopidnoodle | $25.00 | $25.00 | 6/17/2010 5:01:45 PM |
| nunnie | $25.00 | $25.00 | 6/17/2010 7:24:51 PM |
| sicce | $25.00 | $25.00 | 6/17/2010 4:55:45 PM |
| loot-heart | $50.00 | $50.00 | 6/17/2010 4:57:14 PM |
| orgy63 | $25.00 | $25.00 | 6/17/2010 4:57:20 PM |
| Havana21 | $25.00 | $25.00 | 6/17/2010 4:59:27 PM |
| AmericanCredit | $25.00 | $25.00 | 6/18/2010 8:21:11 AM |
| aue513 | $25.00 | $25.00 | 6/17/2010 4:59:50 PM |
| syounker | $25.00 | $25.00 | 6/17/2010 5:00:16 PM |
| Artist_Blue | $25.00 | $25.00 | 6/17/2010 5:00:32 PM |
| platinum-dojo | $25.00 | $25.00 | 6/18/2010 8:45:15 AM |
| cello1 | $25.00 | $25.00 | 6/18/2010 8:47:27 AM |
| meux99 | $25.00 | $25.00 | 6/17/2010 4:56:03 PM |
| LAM26 | $25.00 | $25.00 | 6/18/2010 8:48:09 AM |
| Dutchhunter | $50.00 | $50.00 | 6/18/2010 8:49:22 AM |
| meenan | $25.00 | $25.00 | 6/17/2010 4:57:39 PM |
| SDNLR | $25.00 | $25.00 | 6/18/2010 8:50:37 AM |
| american6 | $50.00 | $50.00 | 6/17/2010 4:57:46 PM |
| figs4u2 | $80.00 | $80.00 | 6/17/2010 4:57:56 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/17/2010 4:57:58 PM |
| kirkjerk | $25.00 | $25.00 | 6/18/2010 8:51:07 AM |
| Cheburashka | $30.00 | $30.00 | 6/18/2010 8:51:21 AM |
| skvat | $25.00 | $25.00 | 6/17/2010 4:59:12 PM |
| generous-deal6 | $25.00 | $25.00 | 6/17/2010 4:59:17 PM |
| lagnisiruk | $25.00 | $25.00 | 6/17/2010 4:59:36 PM |
| value-pouch | $50.00 | $50.00 | 6/17/2010 10:19:32 PM |
| openness-prospector | $25.00 | $25.00 | 6/17/2010 10:39:34 PM |
| building-america | $25.00 | $25.00 | 6/17/2010 5:01:18 PM |
| capital-mover7 | $25.00 | $25.00 | 6/17/2010 5:01:24 PM |
| ashik | $50.00 | $50.00 | 6/18/2010 9:58:40 AM |
| KHODADAD | $50.00 | $50.00 | 6/18/2010 9:58:47 AM |
| shrewd-deal | $25.00 | $25.00 | 6/18/2010 10:00:56 AM |
| Tai | $25.00 | $25.00 | 6/18/2010 10:12:12 AM |
| DeltaGambler | $25.00 | $25.00 | 6/18/2010 7:59:30 AM |
| kindness-hickory5 | $25.00 | $25.00 | 6/18/2010 8:21:14 AM |
| Merganser | $25.00 | $25.00 | 6/18/2010 10:39:51 AM |
| dignified-funds7 | $25.00 | $25.00 | 6/18/2010 8:45:14 AM |
| BigEarHole | $36.62 | $36.62 | 6/18/2010 10:46:07 AM |
| BayShell | $42.18 | $42.18 | 6/18/2010 10:47:46 AM |
| Digs | $25.00 | $25.00 | 6/18/2010 8:48:07 AM |
| systemlender | $25.00 | $25.00 | 6/18/2010 8:49:06 AM |
| lend2end | $25.00 | $25.00 | 6/18/2010 11:10:50 AM |
| MTLoans | $25.00 | $25.00 | 6/18/2010 11:12:25 AM |
| dpfl55 | $25.00 | $25.00 | 6/18/2010 11:12:40 AM |
| steady-gain5 | $25.00 | $25.00 | 6/18/2010 11:13:14 AM |
| ray1051 | $25.00 | $25.00 | 6/18/2010 11:17:06 AM |
| bchen78875 | $39.63 | $39.63 | 6/18/2010 8:53:47 AM |
| GeorgiaGator | $48.80 | $48.80 | 6/18/2010 11:27:27 AM |
| head | $25.00 | $25.00 | 6/18/2010 11:34:49 AM |
| pwkpwk | $25.00 | $25.00 | 6/18/2010 9:06:21 AM |
| careful-benjamins8 | $25.00 | $25.00 | 6/18/2010 9:40:29 AM |
| knothead | $25.00 | $25.00 | 6/18/2010 8:46:49 AM |
| coloradoloanman | $25.00 | $25.00 | 6/18/2010 8:46:58 AM |
| paladin847 | $25.00 | $25.00 | 6/18/2010 12:54:35 PM |
| painta | $50.00 | $50.00 | 6/18/2010 8:50:02 AM |
| NATIVEBORN | $25.00 | $25.00 | 6/18/2010 10:03:42 AM |
| achillesa | $25.00 | $25.00 | 6/18/2010 10:11:38 AM |
| Pasagam | $25.00 | $25.00 | 6/18/2010 10:12:01 AM |
| Phantom99 | $25.00 | $25.00 | 6/18/2010 2:15:35 PM |
| HunterSix | $25.00 | $25.00 | 6/18/2010 10:46:56 AM |
| Dazz2061 | $25.00 | $25.00 | 6/18/2010 10:47:52 AM |
| buckyhead2000 | $25.00 | $25.00 | 6/18/2010 10:50:30 AM |
| Charlieofalbany | $50.00 | $50.00 | 6/18/2010 9:42:18 AM |
| axl163 | $25.00 | $25.00 | 6/18/2010 10:59:43 AM |
| Philosonie | $25.00 | $25.00 | 6/18/2010 11:02:02 AM |
| jjb3 | $25.00 | $25.00 | 6/18/2010 11:02:27 AM |
| coup173 | $25.00 | $25.00 | 6/18/2010 9:58:59 AM |
| iolaire | $25.00 | $25.00 | 6/18/2010 10:00:42 AM |
| aasx1108 | $25.00 | $25.00 | 6/18/2010 11:15:00 AM |
| micko | $25.00 | $25.00 | 6/18/2010 10:02:33 AM |
| point-shooter | $25.00 | $25.00 | 6/18/2010 10:03:40 AM |
| MO_Investor | $25.00 | $25.00 | 6/18/2010 11:26:53 AM |
| otter | $25.00 | $25.00 | 6/18/2010 10:38:21 AM |
| awwaww | $25.00 | $25.00 | 6/18/2010 10:46:54 AM |
| pfenness | $25.00 | $25.00 | 6/18/2010 10:50:22 AM |
| Aethelinde | $25.81 | $25.81 | 6/18/2010 11:01:58 AM |
| Walkingcowboy | $25.00 | $25.00 | 6/18/2010 11:02:24 AM |
| reflective-rupee | $2,500.00 | $1,605.74 | 6/18/2010 2:26:53 PM |
| Brown98 | $25.00 | $25.00 | 6/18/2010 2:29:31 PM |
| cloud8 | $40.00 | $40.00 | 6/19/2010 10:41:02 PM |
| SCD | $25.00 | $25.00 | 6/21/2010 8:17:05 AM |
| Rearden_Steel | $25.00 | $25.00 | 6/21/2010 9:18:09 AM |
| dharma1 | $25.00 | $25.00 | 6/17/2010 4:56:06 PM |
| investment-network | $25.00 | $25.00 | 6/17/2010 4:57:11 PM |
| alpinaut | $25.00 | $25.00 | 6/17/2010 4:59:00 PM |
| teller | $60.00 | $60.00 | 6/17/2010 5:00:20 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/17/2010 5:00:50 PM |
| godspeed237 | $25.00 | $25.00 | 6/17/2010 5:01:14 PM |
| Ranch88 | $50.00 | $50.00 | 6/17/2010 5:01:29 PM |
| delicious-social132 | $25.00 | $25.00 | 6/17/2010 5:01:35 PM |
| Ivan2007 | $25.00 | $25.00 | 6/17/2010 4:55:43 PM |
| wormdc | $25.00 | $25.00 | 6/18/2010 1:04:43 AM |
| KrazyCelticKid | $100.00 | $100.00 | 6/18/2010 7:34:31 AM |
| tbrnet | $25.00 | $25.00 | 6/17/2010 5:00:12 PM |
| o0Sparrow0o | $25.00 | $25.00 | 6/18/2010 8:45:13 AM |
| successful-euro | $30.00 | $30.00 | 6/17/2010 4:56:51 PM |
| impressive-credit431 | $473.62 | $473.62 | 6/17/2010 4:56:56 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/17/2010 4:57:26 PM |
| alexstar | $25.00 | $25.00 | 6/17/2010 4:57:36 PM |
| flexible-value | $28.00 | $28.00 | 6/17/2010 4:57:52 PM |
| simplelender80 | $100.00 | $100.00 | 6/17/2010 4:58:00 PM |
| money-bauble | $55.11 | $55.11 | 6/18/2010 8:51:11 AM |
| a-finance-nirvana | $25.00 | $25.00 | 6/18/2010 8:52:00 AM |
| power-defender7 | $40.00 | $40.00 | 6/17/2010 4:59:52 PM |
| personal-lender | $25.00 | $25.00 | 6/17/2010 5:00:09 PM |
| a-special-power | $25.00 | $25.00 | 6/18/2010 9:06:19 AM |
| Tc11902 | $25.00 | $25.00 | 6/17/2010 5:00:23 PM |
| Stock-Stud | $25.00 | $25.00 | 6/18/2010 9:07:09 AM |
| radforj22 | $29.07 | $29.07 | 6/18/2010 9:32:22 AM |
| zenchef | $25.00 | $25.00 | 6/18/2010 9:40:27 AM |
| rustylix | $25.00 | $25.00 | 6/18/2010 9:44:43 AM |
| iLoaner | $25.00 | $25.00 | 6/18/2010 6:20:16 AM |
| icchok | $50.00 | $50.00 | 6/18/2010 10:01:19 AM |
| gauss02 | $25.00 | $25.00 | 6/18/2010 10:12:09 AM |
| AJSinvest | $25.00 | $25.00 | 6/18/2010 10:38:19 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 6/18/2010 8:44:57 AM |
| wdove511 | $26.54 | $26.54 | 6/18/2010 10:47:43 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 6/18/2010 8:46:53 AM |
| Ven58 | $25.00 | $25.00 | 6/18/2010 10:51:40 AM |
| JohnGalt94 | $25.00 | $25.00 | 6/18/2010 8:48:10 AM |
| shadowflame_99 | $25.00 | $25.00 | 6/18/2010 10:59:15 AM |
| Jack1966 | $25.00 | $25.00 | 6/18/2010 11:00:55 AM |
| dinero-festivity2 | $54.93 | $54.93 | 6/18/2010 8:49:28 AM |
| JGB | $44.03 | $44.03 | 6/18/2010 11:15:06 AM |
| seabass123 | $25.00 | $25.00 | 6/18/2010 11:27:28 AM |
| trumpet | $50.00 | $50.00 | 6/18/2010 9:05:50 AM |
| top-payout-fixer | $25.00 | $25.00 | 6/18/2010 9:07:12 AM |
| kulender | $25.00 | $25.00 | 6/18/2010 9:41:19 AM |
| Ciphernetic | $25.00 | $25.00 | 6/18/2010 8:47:33 AM |
| Rdodson11 | $25.00 | $25.00 | 6/18/2010 10:01:16 AM |
| GrommetPosse | $25.00 | $25.00 | 6/18/2010 10:01:32 AM |
| cash-merry-maker | $25.00 | $25.00 | 6/18/2010 10:02:10 AM |
| briphi | $100.00 | $100.00 | 6/18/2010 10:02:30 AM |
| koa | $50.00 | $50.00 | 6/18/2010 10:12:06 AM |
| reflective-rupee | $400.00 | $400.00 | 6/18/2010 2:09:11 PM |
| ptjg | $34.87 | $34.87 | 6/18/2010 10:26:12 AM |
| AntiKris | $27.07 | $27.07 | 6/18/2010 2:25:45 PM |
| samo102us | $25.00 | $25.00 | 6/18/2010 9:07:04 AM |
| green-glowing-gain | $25.00 | $25.00 | 6/18/2010 9:07:07 AM |
| sharkm | $25.00 | $25.00 | 6/18/2010 10:46:47 AM |
| MONEYLENDER101 | $83.63 | $83.63 | 6/18/2010 10:47:37 AM |
| shorthairedg | $29.26 | $29.26 | 6/18/2010 11:13:18 AM |
| afotherg | $35.30 | $35.30 | 6/18/2010 11:15:02 AM |
| Bank42 | $50.00 | $50.00 | 6/18/2010 10:02:37 AM |
| upperdeck | $25.00 | $25.00 | 6/18/2010 11:23:38 AM |
| tender-integrity3 | $50.00 | $50.00 | 6/18/2010 11:27:10 AM |
| bowdish1 | $37.58 | $37.58 | 6/18/2010 10:19:51 AM |
| hopethisworks | $26.21 | $26.21 | 6/18/2010 10:38:26 AM |
| jbarn | $25.00 | $25.00 | 6/18/2010 11:44:48 AM |
| Steveoo1 | $25.00 | $25.00 | 6/18/2010 10:47:04 AM |
| chrisb1414 | $25.00 | $25.00 | 6/18/2010 10:47:57 AM |
| bds9646 | $26.00 | $26.00 | 6/18/2010 11:02:21 AM |
| Fearless_Lender | $25.00 | $25.00 | 6/18/2010 11:13:25 AM |
| lloyd_s | $25.00 | $25.00 | 6/18/2010 11:14:46 AM |
| USMC0311 | $25.00 | $25.00 | 6/18/2010 11:16:57 AM |
| authoritative-capital | $25.00 | $25.00 | 6/18/2010 11:26:43 AM |
| QsDad | $25.00 | $25.00 | 6/19/2010 1:48:32 PM |
| knight345 | $150.00 | $150.00 | 6/21/2010 9:59:56 AM |
| pollak | $25.00 | $25.00 | 6/20/2010 9:49:51 PM |
| lakefront5 | $85.00 | $85.00 | 6/21/2010 2:33:07 AM |
| 171 bids
|
Borrower Payment Dependent Notes Series
463089
This series of Notes was issued and sold upon the funding of the borrower loan #43127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-17-2010 |
| |
Auction end date:
| Jun-19-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $80.85 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $80.85 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 10
/
10 | Length of status: | 12y 5m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 15 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,157 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 94% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| penny-reformer |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving & New Furniture
Purpose of loan:
This loan will be used to?Help with a move and buy a new sofa. I am a single parent and was taking care of my elderly mother, who recently passed away. Due to her death I have to move. I've already been accepted in my new place and just have to complete the deposits and pay a mover.
My financial situation:
I am a good candidate for this loan because?I always pay my bills on time and have been with the same company for 12.5 years.
Monthly net income: $ 1800.00
Monthly expenses: $ 1500.00
??Housing: $649
??Insurance: $50.00
??Car expenses: $80.00
??Utilities: $75.00
??Phone, cable, internet: $125.00
??Food, entertainment: $200.00
??Clothing, household expenses $25.00
??Credit cards and other loans: $300.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| donenzo | $25.00 | $25.00 | 6/17/2010 4:56:08 PM |
| S-Master | $25.00 | $25.00 | 6/17/2010 4:58:07 PM |
| simplelender80 | $50.00 | $50.00 | 6/17/2010 4:58:48 PM |
| Artist_Blue | $25.00 | $25.00 | 6/17/2010 4:55:50 PM |
| shrewd-peace7 | $38.84 | $38.84 | 6/18/2010 4:09:35 AM |
| top-historic-peso | $26.00 | $26.00 | 6/17/2010 4:58:29 PM |
| personal-lender | $25.00 | $25.00 | 6/17/2010 4:58:40 PM |
| 1phantom | $25.00 | $25.00 | 6/18/2010 9:05:26 AM |
| wwwUniversal | $25.00 | $25.00 | 6/18/2010 9:32:24 AM |
| teller | $25.00 | $25.00 | 6/18/2010 6:54:31 AM |
| credit-czar5 | $25.00 | $25.00 | 6/17/2010 7:59:28 PM |
| SnE | $25.00 | $25.00 | 6/18/2010 8:47:39 AM |
| unassassinable | $25.00 | $25.00 | 6/18/2010 9:07:23 AM |
| enriching-fund4 | $25.00 | $25.00 | 6/18/2010 8:45:21 AM |
| worth-arch | $25.00 | $25.00 | 6/18/2010 8:51:35 AM |
| Viamin | $25.00 | $25.00 | 6/18/2010 9:06:26 AM |
| marketologist327 | $25.00 | $25.00 | 6/18/2010 9:21:44 AM |
| successful-euro | $30.00 | $30.00 | 6/17/2010 4:56:10 PM |
| loot-heart | $50.00 | $50.00 | 6/17/2010 4:57:16 PM |
| SNH | $50.00 | $50.00 | 6/17/2010 4:58:28 PM |
| bid-czar8 | $100.00 | $100.00 | 6/17/2010 4:59:48 PM |
| transaction-circuit | $25.00 | $25.00 | 6/17/2010 5:00:10 PM |
| cash-spark3 | $25.00 | $25.00 | 6/17/2010 4:58:22 PM |
| orderly-leverage | $30.00 | $30.00 | 6/17/2010 4:58:33 PM |
| MADAOO7 | $50.00 | $50.00 | 6/17/2010 4:58:50 PM |
| famous-bill | $50.00 | $50.00 | 6/17/2010 5:01:02 PM |
| MoneyLender72 | $50.00 | $50.00 | 6/17/2010 5:01:46 PM |
| loan-genie88 | $25.00 | $25.00 | 6/17/2010 5:01:59 PM |
| Comoparklender | $25.00 | $25.00 | 6/18/2010 8:48:32 AM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/17/2010 4:57:03 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/17/2010 4:57:09 PM |
| authoritative-capital | $25.00 | $25.00 | 6/17/2010 7:29:59 PM |
| riproaringrapids | $25.00 | $25.00 | 6/17/2010 7:49:33 PM |
| qwsd12 | $40.00 | $40.00 | 6/17/2010 4:58:24 PM |
| Havana21 | $25.00 | $25.00 | 6/17/2010 4:59:21 PM |
| washboard1 | $100.00 | $100.00 | 6/17/2010 5:00:25 PM |
| orderly-loot | $25.00 | $25.00 | 6/17/2010 5:00:53 PM |
| Scoote2912 | $25.00 | $25.00 | 6/17/2010 5:19:28 PM |
| bonus-tent | $25.00 | $25.00 | 6/17/2010 8:29:33 PM |
| openness-prospector | $25.00 | $25.00 | 6/17/2010 10:39:30 PM |
| demoseal | $25.00 | $25.00 | 6/18/2010 8:46:30 AM |
| lloyd_s | $25.00 | $25.00 | 6/18/2010 8:50:11 AM |
| power-pagoda | $25.00 | $25.00 | 6/18/2010 7:10:43 AM |
| kindness-hickory5 | $25.00 | $25.00 | 6/18/2010 8:14:27 AM |
| currency-oak | $25.00 | $25.00 | 6/18/2010 9:22:10 AM |
| bowdish1 | $50.00 | $50.00 | 6/18/2010 8:50:12 AM |
| Sibelius2 | $25.00 | $25.00 | 6/18/2010 9:06:01 AM |
| reflective-rupee | $500.00 | $310.16 | 6/18/2010 9:24:04 AM |
| lsx7 | $50.00 | $50.00 | 6/18/2010 9:42:04 PM |
| 49 bids
|
Borrower Payment Dependent Notes Series
463489
This series of Notes was issued and sold upon the funding of the borrower loan #43117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jun-21-2010 |
| |
Auction end date:
| Jun-21-2010 |
|
|
Starting lender yield:
| 21.55% |
Starting borrower rate/APR:
| 22.55% / 24.82% |
Starting monthly payment:
| $192.38 |
|
Final lender yield:
| 21.55% |
Final borrower rate/APR:
| 22.55% / 24.82% |
Final monthly payment:
| $192.38 |
| |
|
Auction yield range:
| 7.98% - 21.55% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 3m |
|
Credit score:
| 720-739 (Jun-2010) |
Total credit lines:
| 19 |
Occupation: | Tradesman - Electri... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $899 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 25% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| pele75 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a car for better mileage
Purpose of loan:
This loan will be used to? purchase a vehicle.
My financial situation: Making good money, but need better gas mileage.
I am a good candidate for this loan because? I have almost no expenses and can repay quickly.
Monthly net income: $ $3,000 - $5,000
Monthly expenses: $ $500
??Housing: $0
??Insurance: $65
??Car expenses: $ 235
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why did you cancel your last listing? Why won't you cancel this loan? Thanks. - Loanliness
A:
My last listing was canceled because Prosper doesn't include bonus structured pay until after it has been paid/received. I work on a program that pays me almost twice what I make monthly in bonuses that are paid at the end of a summer season. I didn't want them to cancel the last loan because I have a deadline to get the car (Mazda, great mileage).
(Jun-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Havana21 | $25.00 | $25.00 | 6/21/2010 3:59:13 PM |
| ichibon | $75.00 | $75.00 | 6/21/2010 4:04:02 PM |
| relentless-penny | $25.00 | $25.00 | 6/21/2010 4:05:20 PM |
| yield-seeker | $25.00 | $25.00 | 6/21/2010 4:06:43 PM |
| orderly-loot | $25.00 | $25.00 | 6/21/2010 4:06:55 PM |
| successful-euro | $30.00 | $30.00 | 6/21/2010 4:07:44 PM |
| a-resplendent-asset | $30.43 | $30.43 | 6/21/2010 4:42:35 PM |
| interest-boomer5 | $35.00 | $35.00 | 6/21/2010 4:43:46 PM |
| peterpossum | $25.00 | $25.00 | 6/21/2010 4:43:56 PM |
| bebeshor | $25.00 | $25.00 | 6/21/2010 4:43:59 PM |
| brilliant-revenue | $25.00 | $25.00 | 6/21/2010 4:44:25 PM |
| Featherbee | $25.00 | $25.00 | 6/21/2010 4:44:31 PM |
| sharp-money3 | $25.00 | $25.00 | 6/21/2010 4:44:41 PM |
| upright-asset2 | $25.00 | $25.00 | 6/21/2010 4:45:10 PM |
| merle-noir | $50.00 | $50.00 | 6/21/2010 4:45:15 PM |
| Rips | $25.00 | $25.00 | 6/21/2010 4:45:23 PM |
| elephantparty | $25.00 | $25.00 | 6/21/2010 4:46:26 PM |
| peb44 | $50.00 | $50.00 | 6/21/2010 4:19:02 PM |
| sociallender | $25.00 | $25.00 | 6/21/2010 4:47:37 PM |
| reflective-rupee | $2,500.00 | $2,116.53 | 6/21/2010 4:50:28 PM |
| AF-Chief | $27.00 | $27.00 | 6/21/2010 4:21:51 PM |
| LoansomeRanger | $50.00 | $50.00 | 6/21/2010 4:44:28 PM |
| wayman | $50.00 | $50.00 | 6/21/2010 4:44:37 PM |
| lenderman2 | $25.00 | $25.00 | 6/21/2010 4:44:40 PM |
| ciccio70 | $25.00 | $25.00 | 6/21/2010 4:44:46 PM |
| VIGSY | $35.00 | $35.00 | 6/21/2010 4:43:53 PM |
| iluxa | $25.00 | $25.00 | 6/21/2010 4:44:53 PM |
| adamk911 | $50.00 | $50.00 | 6/21/2010 4:44:05 PM |
| Sang1963 | $25.00 | $25.00 | 6/21/2010 4:44:56 PM |
| dollar-high-five | $25.00 | $25.00 | 6/21/2010 4:45:00 PM |
| Digs | $25.00 | $25.00 | 6/21/2010 4:45:08 PM |
| revenue-prospector | $25.00 | $25.00 | 6/21/2010 4:44:32 PM |
| balance6 | $25.00 | $25.00 | 6/21/2010 4:45:17 PM |
| russm011 | $25.00 | $25.00 | 6/21/2010 4:44:35 PM |
| inspiring-reward | $106.73 | $106.73 | 6/21/2010 4:45:22 PM |
| seafox7 | $50.00 | $50.00 | 6/21/2010 4:44:50 PM |
| icchok | $50.00 | $50.00 | 6/21/2010 4:46:55 PM |
| admirable-basis1 | $25.00 | $25.00 | 6/21/2010 4:47:11 PM |
| openness-prospector | $50.00 | $50.00 | 6/21/2010 4:47:57 PM |
| drumcorpsnut | $43.11 | $43.11 | 6/21/2010 4:48:26 PM |
| balance-whistle7 | $25.00 | $25.00 | 6/21/2010 4:48:31 PM |
| cognizant-rate732 | $50.00 | $50.00 | 6/21/2010 4:03:23 PM |
| bountiful-durability | $50.00 | $50.00 | 6/21/2010 4:04:44 PM |
| loan_doctor | $25.00 | $25.00 | 6/21/2010 4:07:52 PM |
| Syndication | $25.00 | $25.00 | 6/21/2010 4:01:23 PM |
| riproaringrapids | $25.00 | $25.00 | 6/21/2010 4:03:28 PM |
| GlowHost | $50.00 | $50.00 | 6/21/2010 4:20:56 PM |
| holstj | $25.00 | $25.00 | 6/21/2010 4:04:40 PM |
| UT-Longhorn | $25.00 | $25.00 | 6/21/2010 4:08:56 PM |
| money-explorer3 | $25.00 | $25.00 | 6/21/2010 4:43:48 PM |
| contract-maracas | $50.00 | $50.00 | 6/21/2010 4:43:58 PM |
| responsible-investment0 | $25.00 | $25.00 | 6/21/2010 4:44:03 PM |
| Asynch | $25.00 | $25.00 | 6/21/2010 4:44:11 PM |
| richboy56 | $50.00 | $50.00 | 6/21/2010 4:44:16 PM |
| the-money-gargantuan | $25.00 | $25.00 | 6/21/2010 4:44:28 PM |
| burrito7 | $25.00 | $25.00 | 6/21/2010 4:45:07 PM |
| principal-flow9 | $55.00 | $55.00 | 6/21/2010 4:45:14 PM |
| SelectTrustLending | $50.00 | $50.00 | 6/21/2010 4:47:06 PM |
| happyinvallarta | $50.00 | $50.00 | 6/21/2010 4:48:28 PM |
| SNH | $50.00 | $50.00 | 6/21/2010 4:20:06 PM |
| miked8303 | $25.00 | $25.00 | 6/21/2010 4:48:58 PM |
| BooFoo22 | $25.00 | $25.00 | 6/21/2010 4:22:07 PM |
| the-transaction-stronghold | $25.00 | $25.00 | 6/21/2010 4:24:04 PM |
| orgy63 | $25.00 | $25.00 | 6/21/2010 4:41:36 PM |
| gecko68 | $25.00 | $25.00 | 6/21/2010 4:44:02 PM |
| agreement-sycamore | $50.00 | $50.00 | 6/21/2010 4:44:21 PM |
| commerce-handshake | $25.00 | $25.00 | 6/21/2010 4:44:39 PM |
| ThoughtProvoker | $31.20 | $31.20 | 6/21/2010 4:44:43 PM |
| aasx1108 | $25.00 | $25.00 | 6/21/2010 4:44:00 PM |
| roman2008 | $25.00 | $25.00 | 6/21/2010 4:44:55 PM |
| ryanp100 | $25.00 | $25.00 | 6/21/2010 4:44:59 PM |
| ZacInTheBox | $30.00 | $30.00 | 6/21/2010 4:45:11 PM |
| plentiful-reward | $50.00 | $50.00 | 6/21/2010 4:44:34 PM |
| JandJ-Bank | $25.00 | $25.00 | 6/21/2010 4:44:38 PM |
| Bronxpsy | $25.00 | $25.00 | 6/21/2010 4:44:47 PM |
| PriceyEducation | $25.00 | $25.00 | 6/21/2010 4:44:51 PM |
| iamdoug | $25.00 | $25.00 | 6/21/2010 4:45:19 PM |
| maschinenbau | $25.00 | $25.00 | 6/21/2010 4:46:11 PM |
| Minnechela | $25.00 | $25.00 | 6/21/2010 4:46:24 PM |
| fair-funds | $25.00 | $25.00 | 6/21/2010 4:46:27 PM |
| sensible-community1 | $50.00 | $50.00 | 6/21/2010 4:47:14 PM |
| gallant-economy9 | $25.00 | $25.00 | 6/21/2010 4:47:12 PM |
| thestartuplender | $35.00 | $35.00 | 6/21/2010 4:47:53 PM |
| commitment-farm | $25.00 | $25.00 | 6/21/2010 4:48:25 PM |
| upbeat-investment9 | $100.00 | $100.00 | 6/21/2010 4:50:11 PM |
| 85 bids
|