Sales Report:Supplement No. 222 dated Jun 21, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
460661
This series of Notes was issued and sold upon the funding of the borrower loan #43023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $307.20 |
|
Final lender yield:
| 24.70% |
Final borrower rate/APR:
| 25.70% / 28.02% |
Final monthly payment:
| $300.98 |
| |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.09% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 42% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 2 | Employment status: | Retired |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 17
/
15 | Length of status: | 8y 8m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 27 | Stated income: | $25,000-$49,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,506 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 29% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| puddingc |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 63 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2007)
740-759
(Feb-2007)
|
|
Principal balance:
| $1,755.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 63 | | |
Description
consolidate cards to one payament
What I will use this loan for is to consolidate $7500.00 on my credit cards so I will have only 1 payment to make and have them paid off in 36 months or less. Thanks for reading my listing. Please feel free to ask any questions you want.
Hello, I'm retired military with a steady income of $44244.00 net yearly, or $3687 net income monthly. I have been a Prosper member for 3 years 2 months and only have good things to say about the Prosper Family.
This will be my third loan with Prosper, one is paid off and the other has only 8 payments left. Please? bid with confidence your money is safe and will be paid back to you.
house payment = 384.00monthly
car payment = 318.90
utilities 155.00
I pay all my bills ahead of time, have never missed a payment.?My cridit score has not changed over 3 years, don't know why Prosper has rated me with a D rating.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| buphigam | $30.00 | $30.00 | 6/1/2010 12:14:48 PM |
| MoneyForNothing | $47.00 | $47.00 | 6/1/2010 9:12:28 PM |
| DasMula | $25.00 | $25.00 | 6/2/2010 2:04:14 PM |
| Aberdeen | $400.00 | $400.00 | 6/3/2010 9:17:14 PM |
| Aberdeen | $500.00 | $500.00 | 6/3/2010 9:17:25 PM |
| first-serene-credit | $25.00 | $25.00 | 6/4/2010 8:56:56 AM |
| econgineer | $25.00 | $25.00 | 6/4/2010 1:56:45 PM |
| dbanwart | $25.00 | $25.00 | 6/4/2010 2:52:18 PM |
| five-star-note | $42.54 | $42.54 | 6/4/2010 4:27:52 PM |
| GCSS | $25.00 | $25.00 | 6/4/2010 6:26:23 PM |
| calilending | $28.72 | $28.72 | 6/4/2010 9:39:58 PM |
| grnii78 | $239.68 | $239.68 | 6/5/2010 1:17:05 PM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 8:08:44 AM |
| vivacious-p2p3 | $25.00 | $25.00 | 6/4/2010 6:17:19 PM |
| Bob450 | $40.00 | $40.00 | 6/4/2010 7:45:53 PM |
| new-peso-concerto | $50.00 | $50.00 | 6/5/2010 6:19:32 AM |
| income-rotation9 | $25.00 | $25.00 | 6/6/2010 3:21:09 PM |
| winger66 | $31.43 | $31.43 | 6/6/2010 4:19:53 PM |
| JackinGreen | $75.00 | $75.00 | 6/6/2010 7:15:08 AM |
| Kyileo | $25.00 | $25.00 | 6/5/2010 9:02:41 AM |
| silvercertificate | $25.00 | $25.00 | 6/6/2010 8:43:30 PM |
| fairness-atmosphere | $28.00 | $28.00 | 6/6/2010 10:54:36 AM |
| wlm3012 | $50.00 | $50.00 | 6/5/2010 10:46:35 AM |
| RecoveryLender | $25.00 | $25.00 | 6/7/2010 5:38:27 AM |
| grnii78 | $150.00 | $150.00 | 6/5/2010 1:17:33 PM |
| grampy48 | $50.00 | $50.00 | 6/7/2010 7:22:20 AM |
| blooming-kindness | $25.00 | $25.00 | 6/5/2010 2:23:33 PM |
| payout-reaction740 | $25.00 | $25.00 | 6/5/2010 8:52:57 PM |
| SFBank | $200.00 | $66.58 | 6/6/2010 5:17:06 PM |
| coldfuzion | $26.35 | $26.35 | 6/7/2010 12:44:14 PM |
| vigilance-searcher | $25.00 | $25.00 | 6/6/2010 9:34:59 PM |
| american-investor | $25.00 | $25.00 | 6/7/2010 10:43:06 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/7/2010 9:45:43 AM |
| market-pudding | $25.00 | $25.00 | 6/7/2010 10:04:56 AM |
| jhouman | $25.00 | $25.00 | 6/7/2010 11:24:30 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/7/2010 4:03:43 PM |
| skillful-asset5 | $100.00 | $100.00 | 6/7/2010 5:27:28 PM |
| wonder3 | $25.00 | $25.00 | 6/7/2010 6:39:44 PM |
| Leshan | $100.00 | $100.00 | 6/7/2010 7:09:05 PM |
| impala6464 | $125.00 | $125.00 | 6/7/2010 5:36:28 PM |
| enthusiastic-balance5 | $200.00 | $200.00 | 6/8/2010 6:22:18 AM |
| deepblue34 | $30.00 | $30.00 | 6/7/2010 8:55:02 PM |
| BrighterSuns | $25.00 | $25.00 | 6/7/2010 9:18:13 PM |
| principal-star | $25.00 | $25.00 | 6/7/2010 6:57:14 PM |
| divine940 | $25.00 | $25.00 | 6/8/2010 8:13:48 AM |
| chameleon125 | $100.00 | $100.00 | 6/8/2010 8:18:56 AM |
| attractive-fund | $25.00 | $25.00 | 6/8/2010 8:21:35 AM |
| realtormoises | $25.00 | $25.00 | 6/8/2010 9:06:28 AM |
| credit-missile | $25.00 | $25.00 | 6/8/2010 11:35:35 AM |
| friendinmoney | $25.00 | $25.00 | 6/8/2010 11:39:31 AM |
| Bob450 | $25.00 | $25.00 | 6/8/2010 9:34:54 AM |
| benefit-javelin | $29.91 | $29.91 | 6/8/2010 9:51:35 AM |
| DasMula | $25.00 | $25.00 | 6/8/2010 9:57:18 AM |
| bold-attentive-listing | $68.60 | $68.60 | 6/8/2010 10:05:27 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:38:55 AM |
| exciting-fairness | $200.00 | $200.00 | 6/8/2010 9:29:50 AM |
| reflective-rupee | $25.00 | $25.00 | 6/8/2010 9:42:06 AM |
| superb-kindness2 | $50.00 | $50.00 | 6/2/2010 10:05:45 AM |
| trade-vista | $25.00 | $25.00 | 6/2/2010 11:32:23 AM |
| beachliving29 | $38.58 | $38.58 | 6/3/2010 12:20:29 PM |
| Aberdeen | $400.00 | $400.00 | 6/3/2010 9:17:21 PM |
| Aberdeen | $400.00 | $400.00 | 6/3/2010 9:17:58 PM |
| Aberdeen | $400.00 | $400.00 | 6/3/2010 9:18:29 PM |
| Aberdeen | $400.00 | $400.00 | 6/3/2010 9:17:26 PM |
| JeffHoll | $100.00 | $100.00 | 6/4/2010 11:00:56 AM |
| RainyDayFunds | $25.00 | $25.00 | 6/4/2010 8:55:39 AM |
| five-star-note | $50.00 | $50.00 | 6/4/2010 9:29:31 AM |
| aztec | $100.00 | $100.00 | 6/5/2010 5:05:26 AM |
| Rulea72 | $61.29 | $61.29 | 6/5/2010 3:03:32 PM |
| order-bee1 | $25.00 | $25.00 | 6/5/2010 3:48:24 PM |
| ZOOOM | $25.00 | $25.00 | 6/6/2010 8:45:40 AM |
| loanman2007 | $300.00 | $300.00 | 6/6/2010 10:55:30 AM |
| lendstats_com | $160.55 | $160.55 | 6/6/2010 1:19:41 PM |
| FinanceEngine | $25.00 | $25.00 | 6/5/2010 7:34:18 AM |
| wlm3012 | $50.00 | $50.00 | 6/5/2010 10:46:10 AM |
| freedom3 | $162.75 | $162.75 | 6/6/2010 6:12:37 PM |
| shrewd-income | $50.00 | $50.00 | 6/6/2010 9:12:55 PM |
| credit-sasquatch3 | $32.00 | $32.00 | 6/7/2010 2:17:38 PM |
| omegamon1 | $25.00 | $25.00 | 6/7/2010 7:20:58 AM |
| cash-arboretum | $51.11 | $51.11 | 6/7/2010 12:34:34 PM |
| greenback-chairman5 | $25.00 | $25.00 | 6/7/2010 11:45:28 AM |
| lookin_up | $50.00 | $50.00 | 6/8/2010 5:47:46 AM |
| credit-coach118 | $65.00 | $65.00 | 6/8/2010 8:39:35 AM |
| leverage-monger | $25.00 | $25.00 | 6/8/2010 9:10:47 AM |
| jerrysdet | $25.00 | $25.00 | 6/8/2010 9:18:49 AM |
| 113121 | $110.00 | $110.00 | 6/8/2010 10:42:41 AM |
| chameleon125 | $100.00 | $100.00 | 6/8/2010 7:55:11 AM |
| kendigme | $25.00 | $25.00 | 6/8/2010 3:33:32 AM |
| Mr-Miracle | $25.00 | $25.00 | 6/8/2010 10:28:01 AM |
| 113121 | $111.11 | $111.11 | 6/8/2010 10:48:23 AM |
| EEasyMoney | $50.00 | $50.00 | 6/8/2010 8:03:38 AM |
| PotBellyPete | $90.00 | $90.00 | 6/8/2010 8:04:43 AM |
| patriot384 | $90.00 | $90.00 | 6/8/2010 8:26:36 AM |
| jules3304 | $25.00 | $25.00 | 6/8/2010 8:38:09 AM |
| loot-motion | $48.80 | $48.80 | 6/8/2010 11:31:07 AM |
| credit-missile | $45.00 | $45.00 | 6/8/2010 11:35:01 AM |
| credit-missile | $25.00 | $25.00 | 6/8/2010 11:36:16 AM |
| credit-missile | $25.00 | $25.00 | 6/8/2010 11:36:59 AM |
| 98 bids
|
Borrower Payment Dependent Notes Series
461327
This series of Notes was issued and sold upon the funding of the borrower loan #43058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 31.70% |
Starting borrower rate/APR:
| 32.70% / 36.79% |
Starting monthly payment:
| $43.94 |
|
Final lender yield:
| 28.45% |
Final borrower rate/APR:
| 29.45% / 33.46% |
Final monthly payment:
| $42.15 |
| |
|
Auction yield range:
| 10.98% - 31.70% |
Estimated loss impact:
| 10.71% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.74% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Retired |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 8m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 25 | Stated income: | $25,000-$49,999 |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $384 | |
|
Amount delinquent:
| $21,369 |
Bankcard utilization:
| 12% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 11 | | | | |
|
Screen name:
| respectful-kindness1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Increase Credit Score
Purpose of loan:
This loan will be used to Improve my credit score
My financial situation:
I am a good candidate for this loan because I have finally realized that my credit score is important and I need to fix it.? I have had delinquencies in the past because of lending people money, getting a house for my family AND moving to Michigan in the real estate slum.? Poeple took advantage of me and now I am trying to make a difference.
Delinquencies Monthly net income: $ 0
Monthly expenses: $
??Housing: $ 943?
? Insurance: $50
??Car expenses: $ 571
??Utilities: $ 40
??Phone, cable, internet: $ 60
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ssb | $436.30 | $436.30 | 6/9/2010 6:29:28 AM |
| reflective-rupee | $25.00 | $25.00 | 6/9/2010 1:58:51 PM |
| thomas16882004 | $25.00 | $25.00 | 6/9/2010 5:23:45 PM |
| tidy-cash1 | $25.00 | $25.00 | 6/12/2010 8:21:47 PM |
| marwadi-62 | $25.00 | $25.00 | 6/12/2010 10:05:43 AM |
| wwwUniversal | $25.00 | $25.00 | 6/12/2010 7:50:48 PM |
| ZOOOM | $25.00 | $25.00 | 6/13/2010 8:51:47 PM |
| vigilance-searcher | $25.00 | $25.00 | 6/14/2010 10:37:30 AM |
| intelligent-reward7 | $25.00 | $25.00 | 6/14/2010 11:05:21 AM |
| admirable-loyalty | $50.00 | $50.00 | 6/10/2010 6:50:01 PM |
| sensible-fund | $33.53 | $33.53 | 6/12/2010 2:56:32 AM |
| dough-shooter | $120.00 | $120.00 | 6/12/2010 11:12:51 PM |
| wlm3012 | $25.00 | $25.00 | 6/13/2010 1:16:05 PM |
| econgineer | $30.10 | $30.10 | 6/12/2010 3:48:22 PM |
| cash-spark3 | $25.00 | $25.00 | 6/13/2010 8:07:41 PM |
| winmals | $25.00 | $25.00 | 6/12/2010 7:55:16 PM |
| green-rapid-openness | $68.38 | $55.07 | 6/13/2010 9:51:34 PM |
| 17 bids
|
Borrower Payment Dependent Notes Series
461433
This series of Notes was issued and sold upon the funding of the borrower loan #43061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 10.98% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 11m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 11 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,161 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 85% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| exuberant-liberty |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off debts
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| payment-gusto | $25.00 | $25.00 | 6/7/2010 4:27:01 PM |
| S-Master | $25.00 | $25.00 | 6/7/2010 4:18:12 PM |
| qwsd12 | $40.00 | $40.00 | 6/7/2010 4:37:34 PM |
| MADAOO7 | $50.00 | $50.00 | 6/7/2010 4:41:31 PM |
| cash-spark3 | $25.00 | $25.00 | 6/7/2010 4:37:22 PM |
| top-historic-peso | $26.00 | $26.00 | 6/7/2010 4:38:09 PM |
| danthemon35 | $25.00 | $25.00 | 6/7/2010 5:44:48 PM |
| simplelender80 | $50.00 | $50.00 | 6/7/2010 4:39:56 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/7/2010 4:40:56 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/7/2010 4:42:26 PM |
| treasure-bliss | $100.00 | $100.00 | 6/7/2010 4:30:30 PM |
| just-money930 | $50.00 | $50.00 | 6/7/2010 4:45:51 PM |
| Thylow | $25.00 | $25.00 | 6/7/2010 4:46:25 PM |
| SNH | $50.00 | $50.00 | 6/7/2010 4:38:01 PM |
| worth-arch | $25.00 | $25.00 | 6/7/2010 4:38:21 PM |
| shrewd-peace7 | $30.00 | $30.00 | 6/7/2010 6:30:59 PM |
| Bank42 | $50.00 | $50.00 | 6/7/2010 4:39:38 PM |
| power-pagoda | $25.00 | $25.00 | 6/7/2010 4:40:04 PM |
| Anny-Disco | $50.00 | $50.00 | 6/7/2010 4:43:08 PM |
| successful-euro | $40.00 | $40.00 | 6/7/2010 7:47:40 PM |
| desertoasis | $25.00 | $25.00 | 6/7/2010 5:00:02 PM |
| brother_tam | $50.00 | $50.00 | 6/8/2010 6:24:39 AM |
| peterpossum | $25.00 | $25.00 | 6/8/2010 9:20:12 AM |
| DasMula | $25.00 | $25.00 | 6/8/2010 12:39:20 PM |
| Artist_Blue | $25.00 | $25.00 | 6/8/2010 10:14:24 AM |
| benefit-squirrel | $25.00 | $25.00 | 6/8/2010 3:20:05 PM |
| greenwell | $25.00 | $25.00 | 6/8/2010 3:21:09 PM |
| elegant-bonus | $25.00 | $25.00 | 6/8/2010 3:20:13 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/8/2010 5:46:35 PM |
| mercuriant | $25.00 | $25.00 | 6/9/2010 9:26:47 AM |
| DUDE66 | $25.00 | $25.00 | 6/9/2010 9:35:53 AM |
| money-bauble | $75.00 | $75.00 | 6/9/2010 2:17:01 PM |
| fortytwo | $50.00 | $50.00 | 6/10/2010 2:09:46 PM |
| Sam65 | $25.00 | $25.00 | 6/10/2010 12:24:41 PM |
| kginatl | $25.00 | $25.00 | 6/10/2010 5:07:27 PM |
| seisen | $27.89 | $27.89 | 6/11/2010 7:54:40 AM |
| A007 | $25.00 | $25.00 | 6/11/2010 10:14:48 AM |
| wildanne | $100.00 | $100.00 | 6/11/2010 7:54:22 PM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:34:46 PM |
| asmithj | $50.00 | $50.00 | 6/11/2010 6:09:42 PM |
| BrighterSuns | $25.00 | $25.00 | 6/12/2010 2:02:32 PM |
| decisive-capital | $100.00 | $100.00 | 6/11/2010 4:37:05 PM |
| FASTIZIO_P | $27.00 | $27.00 | 6/12/2010 2:11:51 PM |
| loss-of-control | $50.00 | $50.00 | 6/12/2010 2:49:40 PM |
| Whipster | $50.00 | $50.00 | 6/13/2010 7:39:32 PM |
| PropertyJunky | $25.00 | $25.00 | 6/14/2010 3:20:48 AM |
| loss-of-control | $50.00 | $50.00 | 6/12/2010 2:49:59 PM |
| payment-halo | $25.00 | $25.00 | 6/12/2010 5:32:38 PM |
| Sateesh | $39.55 | $39.55 | 6/14/2010 9:30:25 AM |
| andypbe | $25.00 | $25.00 | 6/14/2010 9:46:11 AM |
| lendmedo | $25.00 | $25.00 | 6/14/2010 10:21:25 AM |
| johnayan | $25.00 | $25.00 | 6/13/2010 10:19:59 AM |
| wonder3 | $25.00 | $25.00 | 6/14/2010 5:57:01 AM |
| simiray | $25.00 | $25.00 | 6/14/2010 1:28:46 PM |
| b-rent | $25.00 | $25.00 | 6/14/2010 8:20:44 AM |
| sensational-peace6 | $50.00 | $50.00 | 6/14/2010 2:58:02 PM |
| cash-tiramisu | $26.92 | $26.92 | 6/13/2010 8:34:40 PM |
| nick5454 | $25.00 | $25.00 | 6/13/2010 8:41:05 PM |
| manthrax3 | $50.00 | $50.00 | 6/13/2010 8:52:51 PM |
| lagnisiruk | $25.00 | $25.00 | 6/13/2010 11:39:53 PM |
| wise-silver-wonder | $25.00 | $25.00 | 6/14/2010 9:45:58 AM |
| simplewareinc | $29.92 | $29.92 | 6/14/2010 9:46:11 AM |
| bold-attentive-listing | $110.99 | $110.99 | 6/14/2010 10:02:12 AM |
| natecam | $25.00 | $25.00 | 6/14/2010 5:59:33 AM |
| salala | $25.00 | $25.00 | 6/14/2010 6:09:33 AM |
| Investor704 | $50.00 | $50.00 | 6/14/2010 10:29:27 AM |
| Frosty | $25.00 | $25.00 | 6/14/2010 6:58:17 AM |
| StrategicFinancier21 | $25.00 | $25.00 | 6/14/2010 9:35:36 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/14/2010 10:40:15 AM |
| careful-compassion | $25.00 | $25.00 | 6/14/2010 2:23:35 PM |
| TheCount | $25.00 | $25.00 | 6/14/2010 11:00:05 AM |
| silver-parsec | $25.00 | $25.00 | 6/14/2010 12:47:26 PM |
| buffalobills | $25.00 | $25.00 | 6/14/2010 3:03:30 PM |
| Phantom99 | $25.00 | $25.00 | 6/7/2010 4:37:43 PM |
| orderly-leverage | $30.00 | $30.00 | 6/7/2010 4:38:32 PM |
| zorg77 | $25.00 | $25.00 | 6/7/2010 4:40:11 PM |
| finance-prescription | $50.00 | $50.00 | 6/7/2010 4:18:19 PM |
| personal-lender | $25.00 | $25.00 | 6/7/2010 4:38:56 PM |
| commerce-handshake | $25.00 | $25.00 | 6/7/2010 4:46:02 PM |
| pavelz | $50.00 | $50.00 | 6/7/2010 4:45:31 PM |
| Interstate_Rate | $25.00 | $25.00 | 6/8/2010 7:26:58 AM |
| bowdish1 | $50.00 | $50.00 | 6/7/2010 7:28:07 PM |
| supreme-hope | $25.00 | $25.00 | 6/8/2010 1:21:17 AM |
| Ocean713 | $50.00 | $50.00 | 6/7/2010 7:52:26 PM |
| JGB | $40.00 | $40.00 | 6/8/2010 8:10:18 AM |
| tech_helper | $25.00 | $25.00 | 6/7/2010 11:09:49 PM |
| lendme2 | $25.00 | $25.00 | 6/8/2010 2:41:17 PM |
| purdue98 | $25.00 | $25.00 | 6/8/2010 3:06:47 PM |
| knight3136 | $25.00 | $25.00 | 6/8/2010 3:19:28 PM |
| inspiring-reward | $51.42 | $51.42 | 6/8/2010 11:35:04 AM |
| teller | $25.00 | $25.00 | 6/8/2010 3:06:51 PM |
| lloyd_s | $25.00 | $25.00 | 6/8/2010 3:18:35 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/8/2010 1:06:14 PM |
| kmr2 | $75.00 | $75.00 | 6/8/2010 3:31:44 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/8/2010 8:34:53 PM |
| samo102us | $25.00 | $25.00 | 6/8/2010 5:40:35 PM |
| ukstevenhawaii | $50.00 | $50.00 | 6/9/2010 12:19:48 PM |
| kidsskipp | $25.00 | $25.00 | 6/9/2010 12:39:44 PM |
| loot-heart | $50.00 | $50.00 | 6/10/2010 9:36:02 AM |
| KiwiElf | $25.00 | $25.00 | 6/11/2010 10:14:54 AM |
| delivery | $25.00 | $25.00 | 6/10/2010 5:17:54 PM |
| ash135 | $25.00 | $25.00 | 6/12/2010 1:21:06 PM |
| selfmademan | $25.00 | $25.00 | 6/12/2010 1:41:23 PM |
| anton | $33.68 | $33.68 | 6/12/2010 10:19:36 AM |
| rhin0cerx | $34.34 | $34.34 | 6/12/2010 10:19:38 AM |
| Havana21 | $25.00 | $25.00 | 6/12/2010 4:19:49 PM |
| mdf | $35.68 | $35.68 | 6/13/2010 7:35:05 PM |
| dws2380 | $25.00 | $25.00 | 6/13/2010 8:19:32 PM |
| MattProsper | $25.00 | $25.00 | 6/13/2010 8:59:51 PM |
| onecooldrink | $25.00 | $25.00 | 6/13/2010 9:36:04 PM |
| order-bee1 | $75.00 | $75.00 | 6/12/2010 10:55:23 PM |
| 108lender | $50.00 | $50.00 | 6/14/2010 6:45:35 AM |
| ptjg | $25.00 | $25.00 | 6/13/2010 2:39:55 AM |
| Falling | $25.00 | $25.00 | 6/14/2010 7:56:29 AM |
| NoMoreDebt4Me | $26.35 | $26.35 | 6/14/2010 7:59:43 AM |
| KevinC_63366 | $25.00 | $25.00 | 6/14/2010 9:46:14 AM |
| bnlforever | $25.00 | $25.00 | 6/13/2010 4:34:37 PM |
| Serpent2801 | $25.00 | $25.00 | 6/14/2010 10:18:09 AM |
| flexible-value | $25.00 | $25.00 | 6/14/2010 10:44:55 AM |
| Learning2Lend | $35.92 | $35.92 | 6/13/2010 7:35:06 PM |
| jlr613 | $25.00 | $25.00 | 6/13/2010 10:50:55 PM |
| wlm3012 | $25.00 | $25.00 | 6/13/2010 10:32:57 AM |
| rlgnyc | $30.19 | $30.19 | 6/14/2010 7:56:30 AM |
| gizzywump | $25.00 | $25.00 | 6/13/2010 4:34:38 PM |
| five-star-justice | $36.00 | $36.00 | 6/14/2010 8:21:04 AM |
| honorable-yield | $35.00 | $35.00 | 6/13/2010 7:19:37 PM |
| cospilot | $25.00 | $25.00 | 6/14/2010 9:37:06 AM |
| majorf2136 | $25.00 | $25.00 | 6/13/2010 11:09:49 PM |
| ultimate-peace | $125.00 | $125.00 | 6/14/2010 3:47:56 PM |
| Tasmir | $25.00 | $25.00 | 6/14/2010 9:46:04 AM |
| LBOregon | $25.00 | $25.00 | 6/14/2010 9:46:09 AM |
| slojudy | $25.00 | $25.00 | 6/14/2010 9:46:12 AM |
| fuzed | $26.86 | $26.86 | 6/14/2010 9:46:17 AM |
| just-trade0 | $36.00 | $36.00 | 6/14/2010 3:59:34 PM |
| compsciman | $29.98 | $29.98 | 6/14/2010 9:46:10 AM |
| mammalian4 | $50.00 | $50.00 | 6/14/2010 10:45:01 AM |
| Wachocia | $25.00 | $25.00 | 6/14/2010 2:14:34 PM |
| Plotinus | $46.92 | $20.31 | 6/14/2010 11:55:43 AM |
| wwwUniversal | $25.00 | $25.00 | 6/14/2010 12:39:53 PM |
| jybank | $25.00 | $25.00 | 6/14/2010 2:27:08 PM |
| 140 bids
|
Borrower Payment Dependent Notes Series
461661
This series of Notes was issued and sold upon the funding of the borrower loan #43063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 22.00% |
Final borrower rate/APR:
| 23.00% / 25.28% |
Final monthly payment:
| $96.77 |
| |
|
Auction yield range:
| 13.98% - 34.00% |
Estimated loss impact:
| 15.69% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.31% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
12 | Length of status: | 6y 8m |
|
Credit score:
| 600-619 (May-2010) |
Total credit lines:
| 18 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,909 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 94% | | |
|
Public records last 12m / 10y:
| 0/ 5 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| sunrise7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 32 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Aug-2007)
|
|
Principal balance:
| $558.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
2nd Prosper Loan for High CC Int.
Purpose of loan:
This loan will be used to payoff 2 high interest and high fee credit cards.
My financial situation:
I am a good candidate for this loan because I work full-time for the largest railroad in the USA.
I have a perfect payment history?on all my accounts for the last 6 years; including 32 perfect payments on my Prosper loan (only 4 payments to go!)
I have learned from my previous mistakes!?? Prior to my mistakes, I had excellent credit for over 20 years!
I believe in peer to peer lending!
I will not let you down!
Thank You for considering my loan!
Monthly net income: $ 3950
Monthly expenses: $ 3422
??Housing: $ 600
??Insurance: $ 62
??Car expenses: $ 835 (icludes loan, insurance and all other expenses)
??Utilities: $ 60
??Phone, cable, internet: $?200
??Food,?supplements: $?500
??Clothing, household expenses $ 50
??Credit cards and other loans: $?570
??Prosper loan: $ 145 (only 4 payments to go)
? Charities: $ 400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why is your revolving credit balance up so much since the time of your prior Prosper loan? Thanks and best wishes. - reflective-rupee
A:
Hello!
My first Prosper loan was to rebuild my car's engine, repair and also restore my car. I needed more than the $4000 Prosper loan to complete the project. I used credit cards to finish the project,
If you have any more questions; please ask!
(Jun-08-2010)
Q:
What are the 5 public records about? Please explain. - integrity-broker
A:
Hello! Public rec. #! is a satisfied 2000 CA State Tax Lien. Public rec. #2 is a satisfied 2000 Fed. Tax Lien. Public rec #3 is an active 2000 Fed. Tax Lien. Public rec. #4 is an active 2001 Fed. Tax Lien. So, I am clear with the State of CA and I am in a payment plan with the IRS for the active 2000 and 2001 liens. That payment is reflected in my monthly expense list. Public rec. 5 is a bankruptcy filed on 3/23/04 after much soul searching and regret. Please ask any more question if you like!
(Jun-09-2010)
Q:
Could you list and explain the 5 public records in the last 10 years listed on your credit history. When did these occur? - money-baron
A:
Hello! See my answer to integrity-broker. If you have more questions, please ask! Thank You!
(Jun-09-2010)
Q:
Hi, I noticed that this loan started at a pretty high interest rate and will probably close at a pretty high interest rate. That said, can you please tell me what the % rate is on the credit cards you wish to pay off? Thanks. - djmjkelso
A:
Hello! Good Question! The first card I am going to payoff and close has a 30%(29.99) int, rate; but with a $15 monthly fee, the actual annual int. rate is at least 42%! I am glad to be able to close this card, because I had a perfect payment history for 4 years, when they increased my int. rate and fees. The second card I am closing has 24% int. rate, but with monthly fees and an annual fee, the actual rate is at least 44%!
(Jun-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jhouman | $25.00 | $25.00 | 6/8/2010 12:40:14 PM |
| Aberdeen | $400.00 | $400.00 | 6/8/2010 12:34:47 PM |
| jhouman | $25.00 | $25.00 | 6/8/2010 12:40:52 PM |
| portfolio-turbine | $25.00 | $25.00 | 6/9/2010 7:21:28 AM |
| CoolPlexer | $25.00 | $25.00 | 6/10/2010 9:09:26 PM |
| new-peso-concerto | $75.00 | $75.00 | 6/11/2010 7:29:22 PM |
| BigBizBuilder | $100.00 | $100.00 | 6/14/2010 9:01:36 AM |
| wlm3012 | $25.00 | $25.00 | 6/13/2010 10:36:51 AM |
| wyogirllender | $25.00 | $25.00 | 6/14/2010 7:15:00 AM |
| dstolars | $25.00 | $25.00 | 6/14/2010 8:16:11 AM |
| DasMula | $25.00 | $25.00 | 6/14/2010 3:52:03 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/14/2010 10:53:06 AM |
| natural-foods | $25.00 | $25.00 | 6/14/2010 4:03:07 PM |
| Lubava | $25.00 | $25.00 | 6/14/2010 4:03:12 PM |
| mammalian4 | $50.00 | $50.00 | 6/14/2010 2:03:51 PM |
| intelligent-reward7 | $50.00 | $50.00 | 6/14/2010 10:53:14 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/14/2010 3:38:13 PM |
| YoungTaxMan | $42.47 | $42.47 | 6/14/2010 3:52:48 PM |
| kinetic-social | $25.00 | $25.00 | 6/14/2010 3:58:34 PM |
| Aberdeen | $400.00 | $400.00 | 6/8/2010 12:34:47 PM |
| circustab | $50.00 | $50.00 | 6/8/2010 3:42:14 PM |
| CASSHMAN | $50.00 | $50.00 | 6/10/2010 8:48:23 PM |
| loanman2007 | $150.00 | $150.00 | 6/11/2010 11:01:56 AM |
| neorunner | $25.00 | $25.00 | 6/11/2010 2:13:01 PM |
| Mr_Egret | $25.00 | $25.00 | 6/12/2010 9:45:39 AM |
| Nasdaq | $25.00 | $25.00 | 6/13/2010 9:41:50 PM |
| dcm6276 | $25.00 | $25.00 | 6/14/2010 5:16:06 AM |
| Firescreek | $25.00 | $25.00 | 6/14/2010 6:28:35 AM |
| Mikale360 | $25.00 | $25.00 | 6/14/2010 8:43:24 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/14/2010 3:44:20 PM |
| ultimate-peace | $600.00 | $352.53 | 6/14/2010 3:50:05 PM |
| golffish2 | $100.00 | $100.00 | 6/14/2010 4:05:32 AM |
| dudebrah | $25.00 | $25.00 | 6/14/2010 1:51:41 PM |
| wadkuzma | $75.00 | $75.00 | 6/14/2010 10:48:22 AM |
| wlm3012 | $25.00 | $25.00 | 6/14/2010 2:35:08 PM |
| niq4soccer | $25.00 | $25.00 | 6/14/2010 12:54:58 PM |
| alphabet76 | $30.00 | $30.00 | 6/14/2010 3:55:13 PM |
| 37 bids
|
Borrower Payment Dependent Notes Series
461933
This series of Notes was issued and sold upon the funding of the borrower loan #43066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,600.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-09-2010 |
| |
Auction end date:
| Jun-16-2010 |
|
|
Starting lender yield:
| 18.20% |
Starting borrower rate/APR:
| 19.20% / 21.43% |
Starting monthly payment:
| $95.57 |
|
Final lender yield:
| 15.00% |
Final borrower rate/APR:
| 16.00% / 18.18% |
Final monthly payment:
| $91.41 |
| |
|
Auction yield range:
| 7.98% - 18.20% |
Estimated loss impact:
| 6.84% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 9m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 21 |
Occupation: | Tradesman - Electri... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $28,205 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 78% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| top-elevated-asset |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,800.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2009)
|
|
Principal balance:
| $2,953.22 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Making Progress
Purpose of loan: A year ago I knew I had to take action against an unseemly amount of credit card debt that I amassed over time.? I have paid off over $13,000 in debt in the last year.?Much of my remaining credit card debt is at a decent interest rate, but I still have two cards with balances and interest rates of 23% and 27.99%.? This would be my second Prosper loan, and the first one worked out so well I thought I would try it again.?
My financial situation:? I have never been late on a Prosper payment, and always pay my other bills on time.? I am completely dedicated to becoming debt-free in the next four years.? Most of my extra income has been going to paying extra on the high interest credit cards.? I do have approximately $28,000 debt?in credit cards/loans, but I have been making great strides in the last year.? I would like to assure you, the lender, that as a borrower I completely respect your need to be repaid.? I'm sure it is hard trying to choose where to place your money for the best rate of return with the least risk, and I can assure you I will pay back ALL of my debt in a timely manner.? Thank you for your interest.
Monthly net income:????????? $4930
Monthly expenses:???????????? $3310??
Housing:??????????????????????????????? $530??
Insurance:?????????????????????????????? $90??
Car expenses:?????????????????????? $200??
Utilities:??????????????????????????????? $200??
Phone, cable, internet:???????????$150??
Food, entertainment:??????????????$500??
Clothing, household expenses $200??
Credit cards and other loans: $1100??
Other expenses:??????????????????? $340
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| FinanceEngine | $25.00 | $25.00 | 6/14/2010 9:42:30 PM |
| credit-panda1 | $50.00 | $50.00 | 6/15/2010 6:28:40 AM |
| Dollars4Rent | $25.00 | $25.00 | 6/15/2010 7:12:08 AM |
| G-Love | $500.00 | $500.00 | 6/15/2010 8:23:09 AM |
| the-charming-integrity | $100.00 | $100.00 | 6/15/2010 8:26:17 PM |
| MattProsper | $50.00 | $50.00 | 6/15/2010 9:34:21 PM |
| guardian3 | $25.00 | $25.00 | 6/15/2010 4:12:00 PM |
| Ambassador | $50.00 | $20.51 | 6/16/2010 3:44:37 AM |
| green-rapid-openness | $100.00 | $100.00 | 6/15/2010 5:38:26 PM |
| jpblan11 | $28.52 | $28.52 | 6/16/2010 3:29:36 AM |
| order-bee1 | $25.00 | $25.00 | 6/15/2010 11:48:23 PM |
| Magician | $50.00 | $50.00 | 6/16/2010 2:06:16 PM |
| wildanne | $150.00 | $150.00 | 6/16/2010 2:32:46 PM |
| ghinga | $30.00 | $30.00 | 6/16/2010 2:50:18 PM |
| felicity-daydream | $75.00 | $75.00 | 6/16/2010 1:26:03 PM |
| manatee21 | $60.00 | $60.00 | 6/16/2010 2:25:28 PM |
| farchoir | $25.00 | $25.00 | 6/16/2010 3:06:24 PM |
| patriot384 | $102.00 | $102.00 | 6/16/2010 3:36:33 PM |
| heerzaquestion | $25.00 | $25.00 | 6/16/2010 3:39:47 PM |
| cul8rv8 | $28.97 | $28.97 | 6/16/2010 3:51:59 PM |
| jpollar | $50.00 | $50.00 | 6/9/2010 4:12:59 PM |
| RedCentre | $500.00 | $500.00 | 6/10/2010 9:46:17 AM |
| exchange-dreams | $50.00 | $50.00 | 6/12/2010 9:17:38 AM |
| enthusiastic-balance5 | $200.00 | $200.00 | 6/15/2010 5:27:27 AM |
| wlm3012 | $25.00 | $25.00 | 6/15/2010 8:02:01 AM |
| slxvq | $40.00 | $40.00 | 6/15/2010 10:15:56 AM |
| jslo722 | $25.00 | $25.00 | 6/15/2010 7:10:49 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/15/2010 10:47:42 AM |
| mtnsofutah | $25.00 | $25.00 | 6/16/2010 7:38:38 AM |
| wwwUniversal | $25.00 | $25.00 | 6/16/2010 3:03:01 PM |
| scientists | $25.00 | $25.00 | 6/16/2010 9:07:52 AM |
| fireferd | $50.00 | $50.00 | 6/16/2010 4:06:21 PM |
| jybank | $25.00 | $25.00 | 6/16/2010 1:10:56 PM |
| Astyanax | $40.00 | $40.00 | 6/16/2010 2:01:18 PM |
| 34 bids
|
Borrower Payment Dependent Notes Series
461993
This series of Notes was issued and sold upon the funding of the borrower loan #43067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jun-10-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 13.85% |
Starting borrower rate/APR:
| 14.85% / 17.02% |
Starting monthly payment:
| $259.44 |
|
Final lender yield:
| 13.85% |
Final borrower rate/APR:
| 14.85% / 17.02% |
Final monthly payment:
| $259.44 |
| |
|
Auction yield range:
| 5.98% - 13.85% |
Estimated loss impact:
| 5.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 10y 4m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 23 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,060 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 60% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| smart-dough6 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Renovation
Purpose of loan:
This loan will be used to? Renovate an investment property
My financial situation:
I am a good candidate for this loan because?
?I am a hard worker and I am always looking to improve. I recently purchased an investment property that is in need of renovations which is why I am asking to borrow the said amount. Thank you for your time and I look forward to working with you.
Monthly net income: $
2600.00
Monthly expenses: $
??Housing: $ 500
??Insurance: $ 178
??Car expenses: $ 309
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 100
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| american6 | $25.00 | $25.00 | 6/10/2010 3:34:59 PM |
| shrewd-deal | $25.00 | $25.00 | 6/10/2010 3:35:23 PM |
| jdrez | $25.00 | $25.00 | 6/10/2010 3:37:37 PM |
| Artist_Blue | $25.00 | $25.00 | 6/10/2010 3:47:43 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/10/2010 3:49:49 PM |
| Avala | $50.00 | $50.00 | 6/10/2010 3:50:19 PM |
| ddog0224 | $25.00 | $25.00 | 6/10/2010 3:34:55 PM |
| SNH | $50.00 | $50.00 | 6/10/2010 3:38:03 PM |
| gracej | $25.00 | $25.00 | 6/10/2010 3:38:59 PM |
| hrubinst | $25.00 | $25.00 | 6/10/2010 3:50:08 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/10/2010 3:35:16 PM |
| simplelender80 | $100.00 | $100.00 | 6/10/2010 3:35:18 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/10/2010 3:36:37 PM |
| Moneypenny6 | $30.00 | $30.00 | 6/10/2010 7:53:43 PM |
| ichibon | $75.00 | $75.00 | 6/11/2010 3:19:42 AM |
| orgy63 | $25.00 | $25.00 | 6/10/2010 3:49:57 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/10/2010 3:50:06 PM |
| bchen78875 | $25.00 | $25.00 | 6/10/2010 5:07:54 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/10/2010 6:49:19 PM |
| delicious-social132 | $25.00 | $25.00 | 6/10/2010 6:55:30 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/10/2010 7:39:45 PM |
| Phantom99 | $25.00 | $25.00 | 6/10/2010 4:22:48 PM |
| selector568 | $300.00 | $300.00 | 6/10/2010 6:54:35 PM |
| nick456sd | $50.00 | $50.00 | 6/10/2010 6:55:23 PM |
| SimpleChoice | $25.00 | $25.00 | 6/11/2010 9:39:39 AM |
| zento | $25.00 | $25.00 | 6/11/2010 3:24:44 AM |
| shrewd-truth1 | $25.00 | $25.00 | 6/11/2010 9:40:10 AM |
| influential-compassion9 | $50.00 | $50.00 | 6/11/2010 9:56:01 AM |
| FG9YTR | $25.00 | $25.00 | 6/11/2010 11:20:52 PM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:29:46 PM |
| impressive-credit431 | $25.00 | $25.00 | 6/12/2010 5:39:36 AM |
| Havana21 | $25.00 | $25.00 | 6/12/2010 4:24:46 PM |
| naina_my_daughter | $25.00 | $25.00 | 6/12/2010 10:39:38 AM |
| a-finance-nirvana | $25.00 | $25.00 | 6/12/2010 4:34:55 PM |
| platinum-sorcerer6 | $50.00 | $50.00 | 6/13/2010 8:49:47 AM |
| the-profit-oracle | $25.00 | $25.00 | 6/12/2010 2:26:20 PM |
| worth-arch | $25.00 | $25.00 | 6/14/2010 11:58:55 AM |
| Bank_Of_XL | $50.00 | $50.00 | 6/13/2010 5:03:36 PM |
| satisfying-deal5 | $100.00 | $100.00 | 6/14/2010 3:49:52 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/14/2010 11:58:17 AM |
| treasure-bliss | $25.00 | $25.00 | 6/14/2010 2:19:43 PM |
| rescue | $50.00 | $50.00 | 6/14/2010 3:50:06 PM |
| kmwvma | $25.00 | $25.00 | 6/15/2010 1:30:41 AM |
| Clambake | $50.00 | $50.00 | 6/15/2010 8:35:37 AM |
| serpentine | $50.00 | $50.00 | 6/15/2010 5:29:52 AM |
| Tradesmanlender | $25.00 | $25.00 | 6/15/2010 1:19:44 PM |
| silvercertificate | $25.00 | $25.00 | 6/15/2010 9:26:59 AM |
| head | $25.00 | $25.00 | 6/15/2010 9:29:51 AM |
| penny-plato | $25.00 | $25.00 | 6/15/2010 8:58:15 AM |
| BuffetRocks | $49.70 | $49.70 | 6/15/2010 9:55:28 AM |
| order-wizard | $25.02 | $25.02 | 6/15/2010 10:39:43 AM |
| brazilofmux | $100.00 | $100.00 | 6/15/2010 4:12:48 PM |
| hste_llc | $25.00 | $25.00 | 6/15/2010 4:15:07 PM |
| dmitrk | $25.00 | $25.00 | 6/15/2010 11:50:45 PM |
| hayhelp | $25.00 | $25.00 | 6/15/2010 11:51:41 PM |
| outtahoth2o | $44.08 | $44.08 | 6/15/2010 11:51:52 PM |
| lostontheedge | $25.00 | $25.00 | 6/15/2010 11:52:24 PM |
| FLSmooth | $50.00 | $50.00 | 6/16/2010 12:09:17 AM |
| OzGuy609 | $25.00 | $25.00 | 6/15/2010 5:02:35 PM |
| mrmopar | $40.00 | $40.00 | 6/15/2010 6:46:57 PM |
| lazyeye | $25.00 | $25.00 | 6/15/2010 4:30:14 PM |
| riproaringrapids | $25.00 | $25.00 | 6/15/2010 10:05:20 PM |
| enigmallc | $25.00 | $25.00 | 6/15/2010 7:34:32 PM |
| All_Wins | $25.00 | $25.00 | 6/15/2010 11:51:33 PM |
| BankofTony | $30.00 | $30.00 | 6/16/2010 9:34:50 AM |
| oreyedoc | $44.52 | $44.52 | 6/16/2010 3:50:42 AM |
| Weaverville | $44.50 | $44.50 | 6/16/2010 4:19:35 AM |
| Solluna | $25.00 | $25.00 | 6/16/2010 10:16:01 AM |
| nestegg4e | $25.00 | $25.00 | 6/16/2010 10:16:06 AM |
| Raser | $25.00 | $25.00 | 6/15/2010 11:51:35 PM |
| flwah | $25.00 | $25.00 | 6/15/2010 11:52:22 PM |
| carlover | $25.00 | $25.00 | 6/16/2010 5:59:52 AM |
| wwwUniversal | $25.00 | $25.00 | 6/16/2010 10:20:11 AM |
| irrelevant | $25.00 | $25.00 | 6/16/2010 4:19:37 AM |
| A007 | $25.00 | $25.00 | 6/16/2010 7:05:03 AM |
| zbfamwl | $25.00 | $25.00 | 6/16/2010 10:15:54 AM |
| affluence-tycoon | $25.00 | $25.00 | 6/16/2010 10:15:58 AM |
| PitOfSuccess | $25.00 | $25.00 | 6/16/2010 10:16:02 AM |
| wdfraser | $25.00 | $25.00 | 6/16/2010 10:16:07 AM |
| d_grbg | $25.00 | $25.00 | 6/16/2010 10:24:36 AM |
| HibbyD | $25.77 | $25.77 | 6/16/2010 10:15:59 AM |
| jstefans | $25.00 | $25.00 | 6/16/2010 10:16:08 AM |
| awwaaww | $50.00 | $50.00 | 6/16/2010 2:07:26 PM |
| blooming-kindness | $25.00 | $25.00 | 6/16/2010 11:37:21 AM |
| scottr | $25.00 | $25.00 | 6/16/2010 4:14:56 PM |
| boomer5 | $25.00 | $25.00 | 6/16/2010 5:52:59 PM |
| Smallbear | $25.00 | $25.00 | 6/17/2010 4:04:39 AM |
| 2Below | $25.00 | $25.00 | 6/17/2010 6:28:22 AM |
| 1phantom | $50.00 | $50.00 | 6/17/2010 7:32:04 AM |
| lukeskywalkerkp | $55.77 | $55.77 | 6/16/2010 10:16:33 PM |
| Higheagle | $35.82 | $35.82 | 6/16/2010 7:26:59 PM |
| Bidwinner08 | $55.41 | $55.41 | 6/17/2010 9:40:55 AM |
| gothampark | $25.00 | $25.00 | 6/16/2010 8:28:27 PM |
| prohelper | $28.87 | $28.87 | 6/17/2010 1:07:32 AM |
| realestate6606 | $100.00 | $100.00 | 6/17/2010 10:30:43 AM |
| Schlawinzer | $25.00 | $25.00 | 6/17/2010 5:41:28 AM |
| sparkmeister | $25.00 | $25.00 | 6/17/2010 1:07:29 AM |
| market-jam | $28.48 | $28.48 | 6/17/2010 1:23:30 AM |
| Equity_Investor | $35.00 | $35.00 | 6/17/2010 9:26:27 AM |
| patriot384 | $210.00 | $210.00 | 6/17/2010 3:33:20 PM |
| direct-compassion | $49.00 | $49.00 | 6/17/2010 11:45:53 AM |
| Isotope | $25.00 | $25.00 | 6/17/2010 12:24:06 PM |
| easylivin | $28.00 | $28.00 | 6/17/2010 2:27:14 PM |
| gaiusceasar | $25.00 | $25.00 | 6/17/2010 1:17:39 PM |
| investment-cluster | $25.00 | $25.00 | 6/17/2010 1:33:25 PM |
| VIPBank | $35.00 | $35.00 | 6/17/2010 3:31:26 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/10/2010 3:35:14 PM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/10/2010 3:35:26 PM |
| cash-spark3 | $25.00 | $25.00 | 6/10/2010 3:35:40 PM |
| loot-heart | $50.00 | $50.00 | 6/10/2010 3:38:19 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/10/2010 3:36:29 PM |
| pavelz | $50.00 | $50.00 | 6/10/2010 3:35:34 PM |
| personal-lender | $25.00 | $25.00 | 6/10/2010 3:36:20 PM |
| new-return-faire | $50.00 | $50.00 | 6/10/2010 3:38:50 PM |
| credit-maverick1 | $100.00 | $100.00 | 6/11/2010 10:08:18 AM |
| buckyhead2000 | $25.00 | $25.00 | 6/10/2010 4:55:25 PM |
| benjamin67 | $25.00 | $25.00 | 6/11/2010 12:29:38 PM |
| smart-gold | $25.00 | $25.00 | 6/11/2010 9:23:17 AM |
| CrossCreek | $25.00 | $25.00 | 6/11/2010 9:37:36 AM |
| gulch | $30.00 | $30.00 | 6/11/2010 3:46:02 AM |
| moola-accelerator6 | $40.00 | $40.00 | 6/11/2010 10:09:30 AM |
| rdrloan | $50.00 | $50.00 | 6/11/2010 12:36:15 PM |
| velocity-warrior | $50.00 | $50.00 | 6/12/2010 3:54:44 PM |
| flexible-value | $26.00 | $26.00 | 6/11/2010 10:39:46 PM |
| Supernick | $50.00 | $50.00 | 6/12/2010 7:19:50 PM |
| one-midas | $25.00 | $25.00 | 6/12/2010 9:30:03 PM |
| elawn | $50.00 | $50.00 | 6/14/2010 9:14:45 AM |
| flexible-return297 | $25.00 | $25.00 | 6/12/2010 6:59:39 PM |
| market-pudding | $25.00 | $25.00 | 6/13/2010 7:25:00 PM |
| lagnisiruk | $25.00 | $25.00 | 6/13/2010 11:44:43 PM |
| peb44 | $50.00 | $50.00 | 6/13/2010 1:59:51 PM |
| clean-finance1 | $25.00 | $25.00 | 6/14/2010 10:14:59 AM |
| ryelk | $25.00 | $25.00 | 6/14/2010 10:44:35 AM |
| logical-repayment1 | $50.00 | $50.00 | 6/14/2010 12:14:44 PM |
| momar75 | $41.34 | $41.34 | 6/14/2010 12:39:54 PM |
| chestnut4 | $25.00 | $25.00 | 6/14/2010 3:50:10 PM |
| commanding-income774 | $25.00 | $25.00 | 6/14/2010 5:31:23 PM |
| RationalWorld | $25.00 | $25.00 | 6/14/2010 4:43:03 PM |
| Sol_Invictus | $25.00 | $25.00 | 6/14/2010 7:16:45 PM |
| friendly-market5 | $25.00 | $25.00 | 6/14/2010 9:25:21 PM |
| Investor22 | $25.00 | $25.00 | 6/15/2010 11:20:48 AM |
| syounker | $25.00 | $25.00 | 6/15/2010 8:14:49 PM |
| favorite-commerce | $50.00 | $50.00 | 6/15/2010 8:19:38 PM |
| merlin981 | $26.72 | $26.72 | 6/15/2010 11:37:46 PM |
| glalat | $25.00 | $25.00 | 6/15/2010 11:51:31 PM |
| dollar-oracle55 | $25.00 | $25.00 | 6/15/2010 11:52:21 PM |
| george_kaplan | $25.00 | $25.00 | 6/15/2010 4:14:58 PM |
| revenue-youngster | $25.00 | $25.00 | 6/15/2010 6:27:01 PM |
| KiwiElf | $25.00 | $25.00 | 6/16/2010 7:04:30 AM |
| mistertao | $25.00 | $25.00 | 6/15/2010 9:20:39 PM |
| wdove511 | $25.00 | $25.00 | 6/16/2010 7:25:18 AM |
| csak13 | $25.00 | $25.00 | 6/15/2010 7:52:46 PM |
| ADIDASNO | $25.00 | $25.00 | 6/15/2010 11:51:29 PM |
| seattleslug | $25.00 | $25.00 | 6/15/2010 11:52:11 PM |
| Onesiphorus | $25.00 | $25.00 | 6/16/2010 9:20:31 AM |
| bsh297 | $25.00 | $25.00 | 6/16/2010 9:35:29 AM |
| Jinja | $27.93 | $27.93 | 6/15/2010 11:27:08 PM |
| MrBluesummers | $25.02 | $25.02 | 6/16/2010 4:19:41 AM |
| engaging-worth | $25.00 | $25.00 | 6/16/2010 10:15:56 AM |
| Victor-E-Lane | $25.00 | $25.00 | 6/16/2010 10:16:00 AM |
| commerce-champion | $25.00 | $25.00 | 6/16/2010 10:16:03 AM |
| mmaurer | $30.00 | $30.00 | 6/16/2010 10:16:08 AM |
| G1g1ty | $25.00 | $25.00 | 6/15/2010 11:50:23 PM |
| jplatypus | $25.00 | $25.00 | 6/15/2010 11:51:28 PM |
| jbadawg1017 | $25.00 | $25.00 | 6/16/2010 5:55:39 AM |
| don8ter | $25.00 | $25.00 | 6/15/2010 11:53:21 PM |
| IIP77 | $25.00 | $25.00 | 6/16/2010 12:20:24 AM |
| mikeandcat | $50.00 | $50.00 | 6/16/2010 4:44:42 AM |
| payment-freshmaker | $50.00 | $50.00 | 6/16/2010 11:59:42 AM |
| hopethisworks | $41.32 | $41.32 | 6/16/2010 9:35:21 AM |
| MyKidsDad | $25.00 | $25.00 | 6/16/2010 10:15:57 AM |
| lookingup78 | $25.00 | $25.00 | 6/16/2010 10:15:59 AM |
| Winkyboy | $25.00 | $25.00 | 6/16/2010 10:16:03 AM |
| Interloper | $35.00 | $35.00 | 6/16/2010 10:16:14 AM |
| Oupa-George | $25.00 | $25.00 | 6/16/2010 9:35:44 AM |
| QGuy | $25.00 | $25.00 | 6/16/2010 10:58:28 AM |
| restless-moola | $25.00 | $25.00 | 6/16/2010 10:04:40 AM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 6/16/2010 10:15:55 AM |
| tijuas90 | $25.00 | $25.00 | 6/16/2010 10:16:04 AM |
| AgTiPinisher | $25.00 | $24.01 | 6/16/2010 10:16:15 AM |
| nh_girl | $25.00 | $25.00 | 6/16/2010 4:32:09 PM |
| UncleSafety | $50.00 | $50.00 | 6/16/2010 5:21:56 PM |
| mammalian4 | $50.00 | $50.00 | 6/16/2010 4:09:47 PM |
| bejfishing | $25.00 | $25.00 | 6/16/2010 6:19:59 PM |
| Grandmahoneybee | $40.00 | $40.00 | 6/16/2010 6:48:17 PM |
| ultimatepaintball | $25.00 | $25.00 | 6/16/2010 4:16:40 PM |
| scott2004114 | $25.00 | $25.00 | 6/16/2010 10:43:05 PM |
| MacAtk | $83.36 | $83.36 | 6/17/2010 7:34:58 AM |
| B-rad_the_Coug | $25.00 | $25.00 | 6/17/2010 12:10:22 AM |
| MattProsper | $50.00 | $50.00 | 6/16/2010 10:25:14 PM |
| rjcoutur2001 | $35.00 | $35.00 | 6/17/2010 1:37:39 AM |
| revenue-sapling | $25.00 | $25.00 | 6/17/2010 12:45:22 PM |
| seatown7 | $53.06 | $53.06 | 6/17/2010 1:30:18 AM |
| SC2TX | $50.00 | $50.00 | 6/17/2010 1:37:31 PM |
| goffmt | $35.00 | $35.00 | 6/17/2010 8:47:34 AM |
| Leshan | $25.00 | $25.00 | 6/17/2010 6:02:24 AM |
| dollardave | $100.00 | $100.00 | 6/17/2010 9:24:28 AM |
| credit-panda1 | $50.00 | $50.00 | 6/17/2010 7:06:01 AM |
| the-charming-integrity | $90.00 | $90.00 | 6/17/2010 7:30:33 AM |
| money_player | $25.00 | $25.00 | 6/17/2010 12:06:27 PM |
| spiritual-fairness5 | $25.00 | $25.00 | 6/17/2010 11:49:09 AM |
| attractive-listing531 | $25.00 | $25.00 | 6/17/2010 1:41:08 PM |
| nalaari | $31.30 | $31.30 | 6/17/2010 2:23:25 PM |
| smdemo | $25.00 | $25.00 | 6/17/2010 3:24:18 PM |
| 204 bids
|
Borrower Payment Dependent Notes Series
462059
This series of Notes was issued and sold upon the funding of the borrower loan #43035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-10-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $180.94 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2009 |
Debt/Income ratio:
| 2% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 4m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 3 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $328 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| blooming-greenback4 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to repair current vehicles that we own
My financial situation:
I am a good candidate for this loan because i am a responsible buyer and can secure the loan with the vehicles.? i own both
Monthly net income: $ 7800
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are your total expenses? Your listing shows you make $7800 per month and have no expenses. I'm trying to figure out why you need a loan for $4k. Thanks. - dynrep
A:
Here is my monthly expense breakdown.
Mortgage on 800k property - $3092.
Taxes- $600
Utilities - $400
living expense - food/gas clothes etc - $1950
Resp - $100
Car ins - $185
Misc. $400
$6727 Total
I have repairs required to the two vehicle that i own totalling about $3200.00
Thank You
(Jun-14-2010)
Q:
Why did you cancel your previous funded loan. thank you - Tono
A:
I need to increase the amount due to the repairs coming in higher than expected.
(Jun-17-2010)
Q:
Your mortgage is $3092 and your debt to income ratio is 2%. Can you please explain? - interest88
A:
Not sure where the 2% comes from.
(Jun-17-2010)
Q:
why did you withdraw your prior listing for $3000 (for repairs totaling $3200) when it was 100% funded? thanks. - eriqnoodle
A:
I needed to increase the amount due to the repairs costing more than the $3000.00.
(Jun-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zone6 | $100.00 | $100.00 | 6/10/2010 3:35:59 PM |
| RMB-Investments | $25.00 | $25.00 | 6/10/2010 3:47:33 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/10/2010 3:47:59 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/10/2010 3:48:35 PM |
| Diamond_Jim | $25.00 | $25.00 | 6/10/2010 3:48:38 PM |
| Artist_Blue | $25.00 | $25.00 | 6/10/2010 3:36:10 PM |
| shrewd-peace7 | $25.00 | $25.00 | 6/10/2010 4:18:40 PM |
| auction-workhorse679 | $25.00 | $25.00 | 6/10/2010 4:21:10 PM |
| slico | $25.00 | $25.00 | 6/10/2010 3:38:45 PM |
| burrito6 | $25.00 | $25.00 | 6/10/2010 3:46:50 PM |
| kind-efficient-credit | $25.00 | $25.00 | 6/10/2010 3:48:39 PM |
| skuba | $25.00 | $25.00 | 6/10/2010 3:35:52 PM |
| marketplace-buckeye | $25.00 | $25.00 | 6/10/2010 3:37:12 PM |
| Aleut | $25.00 | $25.00 | 6/10/2010 3:37:25 PM |
| mizount | $25.00 | $25.00 | 6/10/2010 4:17:11 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/10/2010 3:48:40 PM |
| euro-banker | $25.00 | $25.00 | 6/11/2010 9:47:17 AM |
| samo102us | $25.00 | $25.00 | 6/10/2010 4:21:09 PM |
| SolarMoonshine | $50.00 | $50.00 | 6/10/2010 5:37:29 PM |
| charlieok | $25.00 | $25.00 | 6/11/2010 6:34:39 AM |
| oceanwind1950 | $25.00 | $25.00 | 6/11/2010 9:37:06 AM |
| social-conductor4 | $25.00 | $25.00 | 6/11/2010 9:37:48 AM |
| loan-kung-fu | $25.00 | $25.00 | 6/11/2010 6:34:40 AM |
| well-mannered-income3 | $25.00 | $25.00 | 6/11/2010 7:54:20 AM |
| Gibbyland | $50.00 | $50.00 | 6/11/2010 9:37:52 AM |
| order-bee1 | $200.00 | $200.00 | 6/13/2010 10:49:28 AM |
| wlm3012 | $25.00 | $25.00 | 6/13/2010 5:02:38 PM |
| 108lender | $28.18 | $28.18 | 6/14/2010 9:37:39 AM |
| Speculator | $27.00 | $27.00 | 6/14/2010 5:05:54 AM |
| realtormoises | $25.00 | $25.00 | 6/14/2010 2:25:16 PM |
| unger | $50.00 | $50.00 | 6/14/2010 3:40:31 PM |
| Tono | $30.00 | $30.00 | 6/14/2010 4:47:52 PM |
| deal-promiser | $25.00 | $16.68 | 6/14/2010 6:21:40 PM |
| squarebob | $25.00 | $25.00 | 6/15/2010 6:20:18 AM |
| rate-farm3 | $299.10 | $299.10 | 6/15/2010 6:27:22 AM |
| bold-unflappable-market | $50.00 | $50.00 | 6/15/2010 2:52:58 PM |
| Ronnieboy888 | $25.00 | $25.00 | 6/15/2010 10:32:36 PM |
| jhernand17 | $25.00 | $25.00 | 6/16/2010 9:08:14 PM |
| turbostar666 | $30.00 | $30.00 | 6/17/2010 12:30:46 AM |
| skubwa | $25.00 | $25.00 | 6/17/2010 2:01:26 PM |
| tcbmc | $39.45 | $39.45 | 6/17/2010 7:01:23 AM |
| bid-caballero | $30.00 | $30.00 | 6/17/2010 9:41:26 AM |
| beans53 | $25.00 | $25.00 | 6/17/2010 3:27:35 PM |
| blitz_ac | $29.96 | $29.96 | 6/17/2010 8:16:24 AM |
| Equity_Investor | $25.96 | $25.96 | 6/17/2010 9:22:33 AM |
| leslends | $25.00 | $25.00 | 6/17/2010 11:27:10 AM |
| Ray3486 | $25.00 | $25.00 | 6/17/2010 2:57:23 PM |
| sharp518 | $25.00 | $25.00 | 6/17/2010 1:45:35 PM |
| rjsdsu | $29.00 | $29.00 | 6/17/2010 1:51:34 PM |
| payout-bridge | $275.00 | $275.00 | 6/17/2010 3:28:39 PM |
| autonomous-truth | $50.00 | $50.00 | 6/10/2010 3:37:18 PM |
| Marathoner | $25.00 | $25.00 | 6/10/2010 3:38:44 PM |
| SBT | $25.00 | $25.00 | 6/10/2010 3:48:37 PM |
| simplelender80 | $50.00 | $50.00 | 6/10/2010 3:48:41 PM |
| helping-out | $35.00 | $35.00 | 6/10/2010 3:48:44 PM |
| S-Master | $25.00 | $25.00 | 6/10/2010 3:48:48 PM |
| Buffer10 | $25.00 | $25.00 | 6/10/2010 3:37:19 PM |
| gelidfrank | $25.00 | $25.00 | 6/10/2010 3:37:23 PM |
| anton | $54.11 | $54.11 | 6/10/2010 4:52:51 PM |
| gotjack | $25.00 | $25.00 | 6/10/2010 5:07:10 PM |
| ingenious-truth0 | $25.00 | $25.00 | 6/10/2010 5:17:16 PM |
| kindness-percolator5 | $25.00 | $25.00 | 6/10/2010 5:17:56 PM |
| antrux | $25.00 | $25.00 | 6/10/2010 4:15:26 PM |
| inspiring-reward | $109.14 | $109.14 | 6/10/2010 3:37:20 PM |
| Caerus | $25.00 | $25.00 | 6/10/2010 3:48:34 PM |
| svandgts | $50.00 | $50.00 | 6/10/2010 3:48:42 PM |
| reflective-rupee | $25.00 | $25.00 | 6/10/2010 4:31:49 PM |
| platinum-dojo | $25.00 | $25.00 | 6/11/2010 6:34:36 AM |
| Rogesparkguy | $25.00 | $25.00 | 6/11/2010 7:54:38 AM |
| r0b3m4n | $25.00 | $25.00 | 6/10/2010 5:06:14 PM |
| rock-turner | $25.00 | $25.00 | 6/10/2010 5:16:33 PM |
| tuneman1980 | $25.00 | $25.00 | 6/10/2010 4:17:06 PM |
| Panitza | $25.00 | $25.00 | 6/11/2010 9:47:23 AM |
| HHP | $25.00 | $25.00 | 6/10/2010 5:06:06 PM |
| time4aloan | $25.00 | $25.00 | 6/11/2010 5:44:43 AM |
| systemlender | $25.00 | $25.00 | 6/11/2010 2:14:50 PM |
| fixing_financials | $25.00 | $25.00 | 6/11/2010 12:38:59 PM |
| ah-long | $25.00 | $25.00 | 6/11/2010 2:14:46 PM |
| direct-yield | $25.00 | $25.00 | 6/11/2010 2:14:47 PM |
| LaBamba | $100.00 | $100.00 | 6/11/2010 10:09:44 PM |
| contract-giant | $25.00 | $25.00 | 6/12/2010 6:15:18 PM |
| kubien | $25.00 | $25.00 | 6/12/2010 9:59:44 PM |
| loss-of-control | $50.00 | $50.00 | 6/14/2010 7:09:54 PM |
| impala6464 | $100.00 | $100.00 | 6/14/2010 6:54:51 PM |
| curveylady | $25.00 | $25.00 | 6/15/2010 3:21:35 PM |
| investment-tempo | $32.00 | $32.00 | 6/15/2010 4:59:03 PM |
| interest88 | $25.00 | $25.00 | 6/16/2010 7:49:39 AM |
| Sonos | $100.00 | $100.00 | 6/16/2010 11:33:04 AM |
| Bob450 | $25.00 | $25.00 | 6/16/2010 2:22:03 PM |
| cippy | $50.00 | $50.00 | 6/16/2010 2:18:14 PM |
| EODLEGS | $25.00 | $25.00 | 6/16/2010 8:57:28 PM |
| prominence8 | $25.00 | $25.00 | 6/16/2010 9:19:48 PM |
| Frosty | $25.00 | $25.00 | 6/16/2010 7:50:51 PM |
| buffalobills | $25.00 | $25.00 | 6/17/2010 7:46:07 AM |
| shrewd-income | $50.00 | $50.00 | 6/17/2010 7:58:44 AM |
| Leshan | $25.00 | $25.00 | 6/17/2010 6:05:10 AM |
| PotBellyPete | $40.00 | $40.00 | 6/17/2010 12:27:28 PM |
| HayrideRanch | $25.00 | $25.00 | 6/17/2010 11:27:12 AM |
| attractive-listing531 | $25.00 | $25.00 | 6/17/2010 1:38:13 PM |
| natural-foods | $44.42 | $44.42 | 6/17/2010 3:20:31 PM |
| dynrep | $25.00 | $25.00 | 6/17/2010 1:47:55 PM |
| 101 bids
|
Borrower Payment Dependent Notes Series
462147
This series of Notes was issued and sold upon the funding of the borrower loan #43029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,400.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-10-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 11.70% |
Starting borrower rate/APR:
| 12.70% / 14.84% |
Starting monthly payment:
| $248.27 |
|
Final lender yield:
| 10.49% |
Final borrower rate/APR:
| 11.49% / 13.62% |
Final monthly payment:
| $243.99 |
| |
|
Auction yield range:
| 3.98% - 11.70% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.36% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1986 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 10m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $46,205 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 91% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| GlowingOutlook |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating My Loans
Purpose of loan:
This loan will be used to consolidate several loans into one smaller monthly payment.
My financial situation:
I am an excellent candidate for this loan because I am very responsible when it comes to repaying my debts. I earn a decent salary, and my Prosper Loan will be less than what I am currently paying for the loans I am attempting to consolidate.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you have any home equity line of credit debt outstanding? If so, how much? Thanks and best wishes. - reflective-rupee
A:
To answer your question, I do not have any outstanding home equity lines of credit. If there is anything else I can answer for you, please let me know.
(Jun-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jdrez | $25.00 | $25.00 | 6/10/2010 3:37:34 PM |
| gulch | $25.00 | $25.00 | 6/10/2010 3:45:20 PM |
| Artist_Blue | $25.00 | $25.00 | 6/10/2010 3:47:41 PM |
| hrubinst | $25.00 | $25.00 | 6/10/2010 3:50:11 PM |
| personal-lender | $25.00 | $25.00 | 6/10/2010 3:36:23 PM |
| gracej | $25.00 | $25.00 | 6/10/2010 3:38:57 PM |
| availableloan | $25.00 | $25.00 | 6/10/2010 3:49:39 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/10/2010 3:50:03 PM |
| american6 | $25.00 | $25.00 | 6/10/2010 3:50:30 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/10/2010 7:39:43 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/10/2010 3:47:58 PM |
| orgy63 | $25.00 | $25.00 | 6/10/2010 3:49:56 PM |
| metro457 | $50.00 | $50.00 | 6/10/2010 3:55:04 PM |
| treasure-bliss | $39.21 | $39.21 | 6/11/2010 9:39:42 AM |
| impressive-credit431 | $200.00 | $200.00 | 6/10/2010 6:55:26 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/10/2010 6:55:34 PM |
| cash-spark3 | $25.00 | $25.00 | 6/10/2010 7:39:58 PM |
| wayman | $46.37 | $46.37 | 6/10/2010 9:49:44 PM |
| chestnut4 | $25.00 | $25.00 | 6/10/2010 10:59:52 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/11/2010 1:06:01 PM |
| kchen486 | $25.00 | $25.00 | 6/11/2010 6:05:05 AM |
| Anny-Disco | $25.00 | $25.00 | 6/10/2010 5:34:44 PM |
| penny-chooser | $50.00 | $50.00 | 6/10/2010 6:55:16 PM |
| shrewd-deal | $25.00 | $25.00 | 6/10/2010 6:55:31 PM |
| CrossCreek | $25.00 | $25.00 | 6/11/2010 9:37:35 AM |
| enthusiastic-balance5 | $25.00 | $25.00 | 6/10/2010 10:09:45 PM |
| shrewd-truth1 | $25.00 | $25.00 | 6/11/2010 9:40:07 AM |
| julijask | $35.00 | $35.00 | 6/11/2010 10:07:29 AM |
| moola-accelerator6 | $40.00 | $40.00 | 6/11/2010 10:09:27 AM |
| benjamin67 | $25.00 | $25.00 | 6/11/2010 12:29:36 PM |
| tidy-dime | $25.00 | $25.00 | 6/11/2010 9:39:32 AM |
| SimpleChoice | $25.00 | $25.00 | 6/11/2010 9:39:37 AM |
| orderly-leverage | $40.00 | $40.00 | 6/11/2010 9:47:28 AM |
| impeccable-funds5 | $50.00 | $50.00 | 6/11/2010 2:59:45 PM |
| influential-compassion9 | $50.00 | $50.00 | 6/11/2010 9:55:59 AM |
| FG9YTR | $25.00 | $25.00 | 6/11/2010 11:20:49 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/12/2010 2:26:22 PM |
| STAN7366 | $100.00 | $100.00 | 6/12/2010 10:15:15 AM |
| DeltaComputerGuy | $39.51 | $39.51 | 6/12/2010 12:31:07 PM |
| peb44 | $50.00 | $50.00 | 6/13/2010 1:59:46 PM |
| iflyforfun | $25.00 | $25.00 | 6/13/2010 11:35:04 PM |
| captainack | $25.00 | $25.00 | 6/12/2010 7:39:36 PM |
| drkosh | $25.00 | $25.00 | 6/12/2010 2:39:49 PM |
| Havana21 | $25.00 | $25.00 | 6/12/2010 4:24:43 PM |
| flexible-value | $26.00 | $26.00 | 6/14/2010 9:30:11 AM |
| Supernick | $50.00 | $50.00 | 6/14/2010 9:30:34 AM |
| rescue | $30.00 | $30.00 | 6/13/2010 11:00:27 AM |
| one-midas | $25.00 | $25.00 | 6/12/2010 9:30:02 PM |
| momar75 | $50.00 | $50.00 | 6/13/2010 5:00:47 PM |
| bid-czar8 | $25.00 | $25.00 | 6/14/2010 10:26:26 AM |
| platinum-sorcerer6 | $50.00 | $50.00 | 6/13/2010 8:49:44 AM |
| RandyL3 | $33.00 | $33.00 | 6/13/2010 12:11:28 PM |
| clean-finance1 | $25.00 | $25.00 | 6/14/2010 10:14:58 AM |
| riproaringrapids | $25.00 | $25.00 | 6/14/2010 3:47:41 PM |
| radforj22 | $25.00 | $25.00 | 6/14/2010 3:50:27 PM |
| economy-producer | $25.00 | $25.00 | 6/14/2010 3:50:22 PM |
| oskizzle | $25.00 | $25.00 | 6/14/2010 4:35:57 PM |
| top-historic-peso | $25.00 | $25.00 | 6/14/2010 3:56:44 PM |
| five-star-asset | $25.00 | $25.00 | 6/14/2010 4:38:46 PM |
| serpentine | $50.00 | $50.00 | 6/15/2010 5:29:51 AM |
| Jinja | $35.00 | $35.00 | 6/15/2010 8:24:21 AM |
| Sven79 | $150.00 | $150.00 | 6/14/2010 6:07:01 PM |
| BuffetRocks | $50.00 | $50.00 | 6/15/2010 9:55:26 AM |
| asafb | $500.00 | $500.00 | 6/15/2010 6:36:06 AM |
| head | $25.00 | $25.00 | 6/15/2010 10:34:06 AM |
| kmwvma | $25.00 | $25.00 | 6/15/2010 1:30:42 AM |
| MortgageeMarty | $25.00 | $25.00 | 6/15/2010 1:43:35 PM |
| justin323 | $25.00 | $25.00 | 6/15/2010 5:57:30 PM |
| tbrnet | $25.00 | $25.00 | 6/15/2010 6:29:32 PM |
| syounker | $25.00 | $25.00 | 6/15/2010 8:14:48 PM |
| plonyalmony | $33.25 | $33.25 | 6/15/2010 6:17:38 PM |
| mcabery | $150.00 | $150.00 | 6/16/2010 4:14:41 AM |
| wwwUniversal | $25.00 | $25.00 | 6/15/2010 11:42:54 PM |
| blooming-kindness | $25.00 | $25.00 | 6/16/2010 11:38:59 AM |
| scientists | $25.00 | $25.00 | 6/16/2010 12:21:09 PM |
| FundMaker | $25.00 | $25.00 | 6/16/2010 1:56:38 PM |
| Weaverville | $50.00 | $50.00 | 6/16/2010 10:21:05 AM |
| MrBluesummers | $50.00 | $50.00 | 6/16/2010 10:21:06 AM |
| spsavage | $25.00 | $25.00 | 6/16/2010 4:26:40 PM |
| Cory79 | $26.78 | $26.78 | 6/16/2010 6:54:15 PM |
| KiwiElf | $25.00 | $25.00 | 6/17/2010 12:39:48 AM |
| Tradesmanlender | $25.00 | $25.00 | 6/17/2010 1:25:05 AM |
| Schlawinzer | $25.00 | $25.00 | 6/17/2010 5:44:52 AM |
| successful-euro | $30.00 | $30.00 | 6/17/2010 6:45:32 AM |
| jimmya | $29.19 | $29.19 | 6/17/2010 7:23:21 AM |
| orderly-loot | $25.00 | $25.00 | 6/16/2010 9:55:12 PM |
| Rustang | $50.00 | $50.00 | 6/17/2010 9:51:36 AM |
| rockhound84 | $25.00 | $25.00 | 6/17/2010 10:24:18 AM |
| ualf | $35.75 | $35.75 | 6/17/2010 12:50:45 AM |
| techreseller | $50.00 | $50.00 | 6/17/2010 6:19:53 AM |
| biobulator | $25.00 | $25.00 | 6/17/2010 1:25:16 AM |
| Superc0ld | $51.71 | $51.71 | 6/17/2010 9:31:48 AM |
| leverage-monger | $25.00 | $25.00 | 6/17/2010 3:11:14 PM |
| paul1 | $50.00 | $50.00 | 6/17/2010 7:29:33 AM |
| STAN7366 | $50.00 | $50.00 | 6/17/2010 10:00:58 AM |
| Ven58 | $25.00 | $25.00 | 6/17/2010 3:32:47 PM |
| STAN7366 | $50.00 | $50.00 | 6/17/2010 10:35:11 AM |
| tompau | $25.00 | $25.00 | 6/17/2010 10:45:16 AM |
| power-secret-agent | $50.00 | $50.00 | 6/17/2010 9:26:21 AM |
| Simply2fly | $25.00 | $25.00 | 6/17/2010 12:00:43 PM |
| blLending | $25.00 | $25.00 | 6/17/2010 11:01:08 AM |
| enthralling-investment | $50.00 | $50.00 | 6/17/2010 11:34:58 AM |
| Nusk | $25.00 | $25.00 | 6/17/2010 2:10:13 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/17/2010 3:26:55 PM |
| patriot384 | $193.00 | $193.00 | 6/17/2010 3:35:10 PM |
| new-return-faire | $50.00 | $50.00 | 6/10/2010 3:38:47 PM |
| ddog0224 | $25.00 | $25.00 | 6/10/2010 3:50:26 PM |
| loot-heart | $50.00 | $50.00 | 6/10/2010 3:38:17 PM |
| satisfying-deal5 | $47.14 | $47.14 | 6/10/2010 4:22:26 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/10/2010 4:23:14 PM |
| oht588 | $50.00 | $50.00 | 6/10/2010 3:47:52 PM |
| Phantom99 | $25.00 | $25.00 | 6/10/2010 3:50:22 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/10/2010 3:50:50 PM |
| commerce-handshake | $25.00 | $25.00 | 6/10/2010 5:34:44 PM |
| nick456sd | $50.00 | $50.00 | 6/10/2010 3:37:44 PM |
| SNH | $50.00 | $50.00 | 6/10/2010 3:38:06 PM |
| delicious-social132 | $25.00 | $25.00 | 6/10/2010 4:23:15 PM |
| Avala | $50.00 | $50.00 | 6/10/2010 3:50:16 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/10/2010 3:50:56 PM |
| SirJev | $50.00 | $50.00 | 6/11/2010 9:30:11 AM |
| macgeek | $50.00 | $50.00 | 6/11/2010 9:40:01 AM |
| green-thoughtful-yield | $39.26 | $39.26 | 6/10/2010 9:19:42 PM |
| money-bauble | $31.92 | $31.92 | 6/11/2010 11:35:33 AM |
| pavelz | $40.00 | $40.00 | 6/10/2010 5:18:16 PM |
| worth-arch | $25.00 | $25.00 | 6/11/2010 8:19:34 AM |
| samo102us | $25.00 | $25.00 | 6/11/2010 8:29:35 AM |
| thestartuplender | $35.00 | $35.00 | 6/10/2010 9:14:35 PM |
| interest-magnolia | $25.00 | $25.00 | 6/11/2010 9:36:17 AM |
| Ready2Loan | $25.00 | $25.00 | 6/11/2010 9:39:36 AM |
| ichibon | $75.00 | $75.00 | 6/11/2010 3:19:39 AM |
| fenderxes | $25.00 | $25.00 | 6/11/2010 10:24:33 AM |
| VeridianEnterprise | $50.00 | $50.00 | 6/11/2010 7:46:13 AM |
| visionary-community | $25.00 | $25.00 | 6/11/2010 9:40:48 AM |
| danthemon35 | $25.00 | $25.00 | 6/11/2010 1:45:18 PM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:29:43 PM |
| first-fund-empenada | $28.00 | $28.00 | 6/11/2010 3:06:20 PM |
| naina_my_daughter | $25.00 | $25.00 | 6/12/2010 10:39:36 AM |
| bchen78875 | $25.00 | $25.00 | 6/12/2010 1:42:26 PM |
| best-listing-toro | $25.00 | $25.00 | 6/12/2010 9:46:34 AM |
| velocity-warrior | $50.00 | $50.00 | 6/12/2010 3:54:42 PM |
| flexible-return297 | $25.00 | $25.00 | 6/12/2010 6:59:37 PM |
| lagnisiruk | $25.00 | $25.00 | 6/13/2010 11:44:46 PM |
| ryelk | $25.00 | $25.00 | 6/14/2010 10:44:33 AM |
| elawn | $50.00 | $50.00 | 6/14/2010 9:14:42 AM |
| logical-repayment1 | $50.00 | $50.00 | 6/14/2010 12:14:41 PM |
| californiakhan | $25.00 | $25.00 | 6/14/2010 9:49:34 AM |
| RationalWorld | $25.00 | $25.00 | 6/14/2010 4:43:05 PM |
| Clambake | $38.01 | $38.01 | 6/15/2010 10:50:52 AM |
| minista | $25.00 | $25.00 | 6/15/2010 4:13:33 PM |
| 78 | $25.00 | $25.00 | 6/15/2010 7:09:43 PM |
| enigmallc | $25.00 | $25.00 | 6/15/2010 7:34:33 PM |
| brazilofmux | $42.73 | $42.73 | 6/15/2010 11:31:24 PM |
| 850 | $50.00 | $50.00 | 6/15/2010 11:48:10 PM |
| jpyrek | $25.00 | $25.00 | 6/15/2010 11:59:43 PM |
| IIP77 | $25.00 | $25.00 | 6/16/2010 12:20:26 AM |
| buffalobills | $25.00 | $25.00 | 6/16/2010 10:44:07 AM |
| yield-quest | $100.00 | $100.00 | 6/16/2010 8:11:46 AM |
| bbrelo | $25.00 | $25.00 | 6/16/2010 11:55:34 AM |
| income-fortress | $25.00 | $25.00 | 6/16/2010 10:00:19 AM |
| wdove511 | $25.00 | $25.00 | 6/16/2010 7:25:19 AM |
| mikeandcat | $49.48 | $49.48 | 6/16/2010 12:51:00 PM |
| ILoveSushi | $25.00 | $25.00 | 6/16/2010 5:19:36 PM |
| NJournalist | $25.00 | $25.00 | 6/17/2010 7:09:35 AM |
| Syndication | $25.00 | $25.00 | 6/16/2010 5:29:45 PM |
| RyanTH9893 | $25.64 | $25.64 | 6/16/2010 6:23:09 PM |
| knowonder | $25.00 | $25.00 | 6/16/2010 8:11:47 PM |
| rockhound84 | $25.00 | $25.00 | 6/17/2010 10:24:00 AM |
| Rulea72 | $26.96 | $26.96 | 6/16/2010 9:15:25 PM |
| spiff666 | $25.00 | $25.00 | 6/16/2010 9:22:39 PM |
| DrStaff | $60.00 | $60.00 | 6/17/2010 12:40:01 AM |
| Leshan | $25.00 | $25.00 | 6/17/2010 6:10:42 AM |
| 2Below | $25.00 | $25.00 | 6/17/2010 6:22:28 AM |
| rmachi | $25.00 | $25.00 | 6/17/2010 12:53:13 PM |
| wizardii | $25.00 | $25.00 | 6/17/2010 1:26:03 AM |
| alliancecapital1 | $53.67 | $53.67 | 6/17/2010 1:11:41 PM |
| CaboWaboRobo | $25.00 | $25.00 | 6/17/2010 5:14:57 AM |
| gustavholstopus32 | $25.00 | $25.00 | 6/17/2010 7:58:53 AM |
| forthright-trade | $25.00 | $25.00 | 6/17/2010 2:34:38 PM |
| dblaz5 | $180.00 | $180.00 | 6/17/2010 2:44:14 PM |
| trustworthy-finance6 | $50.00 | $18.96 | 6/17/2010 8:04:17 AM |
| economy-equilibrium7 | $25.14 | $25.14 | 6/17/2010 8:41:36 AM |
| lucrative-worth | $25.00 | $25.00 | 6/17/2010 11:32:47 AM |
| Cutts | $25.00 | $25.00 | 6/17/2010 1:24:37 PM |
| easylivin | $29.32 | $29.32 | 6/17/2010 2:29:51 PM |
| 184 bids
|
Borrower Payment Dependent Notes Series
462165
This series of Notes was issued and sold upon the funding of the borrower loan #43060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,060.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-10-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $76.45 |
|
Final lender yield:
| 18.75% |
Final borrower rate/APR:
| 19.75% / 21.98% |
Final monthly payment:
| $76.29 |
| |
|
Auction yield range:
| 7.98% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.81% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 24% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 17
/
12 | Length of status: | 1y 1m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $22,177 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 81% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bonus-conqueror |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Business Venture
Purpose of loan:
This loan will be used for startup capital for a new business. The cost of startup is very low as this will only include the cost of the software needed, the prepaid prosper fee, the rest of the investment comes from leveraging access to customers from my IT consulting.
My financial situation:
I am a good candidate for this loan because i pay my bills reliably and in a timely manner, if you look at my credit report since the day i opened my first credit card in 2000, i have never missed a single payment, my debt to income ratio may be high but there are two factors in the DTI that isnt considered, i take care of my grandmother and currently live with her in a fully paid home, two i co-own a restaurant (which is where most of?the debt is from)?which nets me about an extra 6000/yr, i have been doing IT consulting for about 6 year without a single gap in employment, however i did switch jobs?(over a weekend) a year ago?because i was offered signifigantly more money (raise from 40k/yr to 52k/yr), i also do some private IT consulting on the side but that pay can range from 0 - 500$ month to month.
Monthly net income: $ 3500
Monthly expenses: $ 1500
??Housing: $ 0
??Insurance: $?200
??Car expenses: $?0
??Utilities: $ 0
??Phone, cable, internet: $?200
??Food, entertainment: $?500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, my question is would you go into your job discription a little more in detait? - 1-HARD-HEAD
A:
OK, I am a systems integrator, what i do is i go into businesses as a consultant. I recommend to those businesses what technology should/could be implemented that will help them run more efficiently/effectivly ultimately reducing cost of doing business. Once past that stage, i continue to service and maintain that clients network and systems. My clients simplifiy it better.. im just the computer guy.
(Jun-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JustMee | $25.00 | $25.00 | 6/10/2010 9:14:44 PM |
| DasMula | $25.00 | $25.00 | 6/10/2010 10:43:54 PM |
| vulgy | $50.00 | $50.00 | 6/11/2010 5:59:51 AM |
| LoanMoneyToYou | $40.00 | $40.00 | 6/11/2010 6:50:58 AM |
| credit-panda1 | $50.00 | $50.00 | 6/11/2010 7:40:58 AM |
| compuguy8 | $25.00 | $25.00 | 6/11/2010 12:03:26 PM |
| dm82 | $40.00 | $40.00 | 6/11/2010 4:25:43 PM |
| market-pudding | $25.00 | $25.00 | 6/13/2010 7:25:07 PM |
| FinanceEngine | $25.00 | $25.00 | 6/14/2010 9:57:00 AM |
| investment-party | $32.21 | $32.21 | 6/14/2010 12:38:53 PM |
| mbf2234 | $25.00 | $25.00 | 6/14/2010 5:55:45 PM |
| 12Knocksinna | $25.00 | $25.00 | 6/15/2010 12:53:25 AM |
| noodles932 | $26.55 | $26.55 | 6/14/2010 8:01:48 PM |
| Asset-Builder | $33.89 | $33.89 | 6/15/2010 6:11:44 PM |
| pposFUNDing | $32.34 | $32.34 | 6/16/2010 9:28:41 AM |
| LSAR | $25.00 | $25.00 | 6/16/2010 9:35:25 AM |
| income-fortress | $25.00 | $25.00 | 6/16/2010 10:00:20 AM |
| marlinssb | $25.00 | $25.00 | 6/16/2010 11:56:04 AM |
| best-generosity-financier | $25.00 | $25.00 | 6/16/2010 5:54:06 PM |
| Reliance_Banker | $25.00 | $25.00 | 6/16/2010 7:27:48 PM |
| ballz694 | $25.00 | $25.00 | 6/16/2010 7:31:27 PM |
| Ambassador | $50.00 | $50.00 | 6/17/2010 3:40:25 AM |
| appcoder | $25.00 | $25.00 | 6/17/2010 12:28:32 PM |
| revenue-sapling | $25.00 | $25.00 | 6/17/2010 3:19:22 PM |
| Starfin-Capital-Management | $49.00 | $49.00 | 6/17/2010 11:16:01 AM |
| treasure-chestnut | $25.00 | $25.00 | 6/17/2010 12:03:14 PM |
| MC7608 | $25.00 | $25.00 | 6/17/2010 3:12:35 PM |
| Bob450 | $35.00 | $35.00 | 6/17/2010 2:12:16 PM |
| BrighterSuns | $25.00 | $25.00 | 6/11/2010 8:39:55 AM |
| neorunner | $25.00 | $25.00 | 6/11/2010 2:31:30 PM |
| DrWill | $25.00 | $25.00 | 6/11/2010 10:33:30 AM |
| interstellar | $50.00 | $50.00 | 6/11/2010 9:40:39 AM |
| grotheik | $25.00 | $25.00 | 6/12/2010 1:08:21 PM |
| 1-HARD-HEAD | $50.00 | $11.63 | 6/12/2010 12:18:29 AM |
| invest-in-ed | $100.00 | $100.00 | 6/12/2010 4:28:04 AM |
| JPAW777 | $25.00 | $25.00 | 6/12/2010 12:32:30 PM |
| mammalian4 | $50.00 | $50.00 | 6/12/2010 1:04:50 PM |
| dough-shooter | $120.00 | $120.00 | 6/12/2010 11:41:20 PM |
| enthralling-investment | $77.00 | $77.00 | 6/14/2010 11:35:26 AM |
| gourd6 | $28.59 | $28.59 | 6/15/2010 7:18:09 AM |
| wlm3012 | $25.00 | $25.00 | 6/15/2010 8:14:35 AM |
| Sol_Invictus | $25.00 | $25.00 | 6/16/2010 7:46:00 AM |
| MONEY_IN_THE_BANK | $42.87 | $42.87 | 6/16/2010 8:08:10 AM |
| natural-return0 | $25.00 | $25.00 | 6/16/2010 10:15:24 AM |
| ryan6853 | $25.00 | $25.00 | 6/16/2010 3:40:05 PM |
| Glenn | $25.00 | $25.00 | 6/16/2010 3:55:35 PM |
| ksubd | $50.00 | $50.00 | 6/16/2010 4:25:57 PM |
| grafton | $60.52 | $60.52 | 6/16/2010 6:01:12 PM |
| buckeyebucks | $50.00 | $50.00 | 6/16/2010 7:22:51 PM |
| roswellandy | $25.00 | $25.00 | 6/16/2010 9:50:48 PM |
| Leshan | $100.00 | $100.00 | 6/17/2010 6:12:50 AM |
| elvisloans | $25.00 | $25.00 | 6/17/2010 7:05:48 AM |
| SkyLoan | $25.40 | $25.40 | 6/17/2010 10:13:15 AM |
| VIPBank | $30.00 | $30.00 | 6/17/2010 3:32:16 PM |
| gaiusceasar | $25.00 | $25.00 | 6/17/2010 1:20:41 PM |
| ChewyZ | $25.00 | $25.00 | 6/17/2010 2:36:34 PM |
| gilbrear | $25.00 | $25.00 | 6/17/2010 3:28:31 PM |
| XCWIZ007 | $25.00 | $25.00 | 6/17/2010 3:34:35 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
462179
This series of Notes was issued and sold upon the funding of the borrower loan #43020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-12-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $92.77 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $92.77 |
| |
|
Auction yield range:
| 2.98% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 0m |
|
Credit score:
| 840-859 (Jun-2010) |
Total credit lines:
| 30 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $340 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| carefulcredit |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a car
Purpose of loan:
This loan will be used to purchase a car I will use to commute to and from work.
My financial situation:
I am a good candidate for this loan because I have an excellent credit history and have never been late on a payment for any loan or credit card I have ever had.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kunger | $25.00 | $25.00 | 6/11/2010 4:09:58 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/11/2010 4:12:51 PM |
| loot-heart | $50.00 | $50.00 | 6/11/2010 4:17:36 PM |
| orgy63 | $25.00 | $25.00 | 6/11/2010 4:18:54 PM |
| flexible-value | $28.00 | $28.00 | 6/11/2010 4:20:42 PM |
| moltopaolo | $50.00 | $50.00 | 6/11/2010 4:21:00 PM |
| RandyL3 | $33.00 | $33.00 | 6/11/2010 4:22:54 PM |
| careful-benjamins8 | $25.00 | $25.00 | 6/11/2010 4:24:14 PM |
| successful-euro | $30.00 | $30.00 | 6/11/2010 4:13:11 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 6/11/2010 4:37:17 PM |
| Octavian315 | $35.00 | $35.00 | 6/11/2010 5:59:38 PM |
| Fryilluh | $25.00 | $25.00 | 6/11/2010 6:24:33 PM |
| achillesa | $25.00 | $25.00 | 6/11/2010 4:17:51 PM |
| turbospeed | $25.00 | $25.00 | 6/11/2010 4:18:11 PM |
| solarwind | $25.00 | $25.00 | 6/11/2010 8:42:50 PM |
| burgeoning-silver | $25.00 | $25.00 | 6/11/2010 4:10:05 PM |
| wwwUniversal | $25.00 | $25.00 | 6/12/2010 1:19:35 AM |
| meux99 | $25.00 | $25.00 | 6/11/2010 4:13:17 PM |
| dharma1 | $25.00 | $25.00 | 6/11/2010 4:13:31 PM |
| alpinaut | $25.00 | $25.00 | 6/11/2010 4:23:27 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/11/2010 4:24:01 PM |
| personal-lender | $25.00 | $25.00 | 6/11/2010 4:16:36 PM |
| Tai | $25.00 | $25.00 | 6/11/2010 4:16:54 PM |
| money-bauble | $68.08 | $68.08 | 6/11/2010 4:37:07 PM |
| alexstar | $25.00 | $25.00 | 6/11/2010 4:20:02 PM |
| seabass123 | $25.00 | $25.00 | 6/11/2010 4:20:36 PM |
| a-wealth-visionary | $25.00 | $25.00 | 6/11/2010 4:23:07 PM |
| Mantis75 | $25.00 | $25.00 | 6/12/2010 5:50:19 AM |
| systematic0 | $25.00 | $25.00 | 6/11/2010 5:59:45 PM |
| skvat | $25.00 | $25.00 | 6/11/2010 6:04:57 PM |
| TheReaderRabbit | $25.00 | $25.00 | 6/11/2010 7:19:55 PM |
| reinforced-reward | $25.00 | $25.00 | 6/11/2010 9:20:15 PM |
| surfsider123 | $25.00 | $25.00 | 6/12/2010 10:08:50 AM |
| pavelz | $100.00 | $100.00 | 6/11/2010 4:16:11 PM |
| skuba | $48.24 | $48.24 | 6/11/2010 4:16:16 PM |
| delicious-social132 | $25.00 | $25.00 | 6/11/2010 4:16:27 PM |
| point-shooter | $25.00 | $25.00 | 6/11/2010 4:18:59 PM |
| kulender | $30.00 | $30.00 | 6/11/2010 4:19:01 PM |
| mlopez2007 | $50.00 | $50.00 | 6/11/2010 4:19:54 PM |
| figs4u2 | $80.00 | $80.00 | 6/11/2010 4:20:48 PM |
| david5000 | $50.00 | $50.00 | 6/11/2010 4:20:55 PM |
| Blue_HorseShoe | $25.00 | $25.00 | 6/11/2010 4:23:51 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/11/2010 4:13:25 PM |
| riproaringrapids | $25.00 | $25.00 | 6/11/2010 4:13:36 PM |
| Artist_Blue | $25.00 | $25.00 | 6/11/2010 4:13:45 PM |
| bchen78875 | $25.81 | $25.81 | 6/11/2010 4:37:53 PM |
| Marathoner | $25.00 | $25.00 | 6/11/2010 4:14:10 PM |
| social-comet224 | $25.00 | $25.00 | 6/11/2010 5:59:39 PM |
| gauss02 | $25.00 | $25.00 | 6/11/2010 4:17:46 PM |
| kenji4861 | $25.00 | $25.00 | 6/11/2010 4:18:45 PM |
| fortytwo | $200.00 | $200.00 | 6/11/2010 4:19:20 PM |
| hookUup | $25.00 | $25.00 | 6/11/2010 4:21:04 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/11/2010 4:21:07 PM |
| simplelender80 | $100.00 | $100.00 | 6/11/2010 4:21:10 PM |
| mmczech76 | $65.00 | $65.00 | 6/12/2010 1:16:15 AM |
| Ivan2007 | $25.00 | $25.00 | 6/11/2010 4:12:22 PM |
| determined-deal7 | $25.00 | $25.00 | 6/11/2010 4:24:11 PM |
| koa | $50.00 | $50.00 | 6/11/2010 4:16:32 PM |
| investment-network | $25.00 | $25.00 | 6/11/2010 4:16:56 PM |
| AmericanCredit | $25.00 | $25.00 | 6/11/2010 4:18:26 PM |
| Bank42 | $50.00 | $50.00 | 6/11/2010 4:19:08 PM |
| SNH | $50.00 | $50.00 | 6/11/2010 4:19:12 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/11/2010 4:19:16 PM |
| bold-durability-drum | $26.38 | $26.38 | 6/11/2010 4:40:39 PM |
| truth-image | $50.00 | $50.00 | 6/11/2010 4:20:07 PM |
| meenan | $25.00 | $25.00 | 6/11/2010 4:20:11 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/11/2010 4:20:16 PM |
| a-responsible-return | $25.00 | $25.00 | 6/11/2010 4:20:21 PM |
| american6 | $50.00 | $50.00 | 6/11/2010 4:20:26 PM |
| kegs | $100.00 | $100.00 | 6/11/2010 4:20:31 PM |
| tntmojave | $25.00 | $25.00 | 6/11/2010 4:20:39 PM |
| Tasmir | $25.00 | $25.00 | 6/11/2010 9:14:38 PM |
| NJournalist | $25.00 | $25.00 | 6/11/2010 10:49:39 PM |
| Phantom99 | $25.00 | $0.49 | 6/12/2010 6:15:43 AM |
| inspired-contract9 | $50.00 | $50.00 | 6/11/2010 4:40:15 PM |
| jrhinomo | $30.00 | $30.00 | 6/12/2010 9:51:00 AM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:29:36 PM |
| 77 bids
|
Borrower Payment Dependent Notes Series
462319
This series of Notes was issued and sold upon the funding of the borrower loan #43069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-16-2010 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 12.11% |
Starting monthly payment:
| $193.60 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 3.98% - 9.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
5 | Length of status: | 10y 3m |
|
Credit score:
| 780-799 (Jun-2010) |
Total credit lines:
| 32 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 7 | | | | |
|
Screen name:
| creekdawg |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 29 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2007)
|
|
Principal balance:
| $3,427.72 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Replacing Cental AC In My Home
Purpose of loan:
This loan will be used to have a few necessities taken care of in my home. The central heat pump?and air conditioning unit in my home has gone bad at the worst possible time. Anyone that has ever lived without air conditioning for even a day in Florida's humid and blistering summer knows what my family is going through. The remainder will be used for a new washer and dryer to replace the worn out pair that my family has had for years.
My financial situation:
I am a good candidate for this loan because I have been employed by the same company for over ten years now which ensures that I have a steady income. I already have an existing loan through prosper that is almost paid off. Also, my credit rating has improved drastically since the first loan?I received from Prosper.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| impressive-credit431 | $500.00 | $500.00 | 6/14/2010 4:01:37 PM |
| koa | $50.00 | $50.00 | 6/14/2010 4:05:30 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/14/2010 4:09:29 PM |
| systematic0 | $25.00 | $25.00 | 6/14/2010 4:18:19 PM |
| bchen78875 | $25.00 | $25.00 | 6/14/2010 4:20:10 PM |
| meux99 | $25.00 | $25.00 | 6/14/2010 4:02:35 PM |
| personal-lender | $25.00 | $25.00 | 6/14/2010 4:05:40 PM |
| lagnisiruk | $25.00 | $25.00 | 6/14/2010 4:36:24 PM |
| truth-image | $50.00 | $50.00 | 6/14/2010 4:09:14 PM |
| pragmatic-camaraderi | $25.00 | $25.00 | 6/14/2010 4:01:02 PM |
| meenan | $25.00 | $25.00 | 6/14/2010 4:09:20 PM |
| Artist_Blue | $25.00 | $25.00 | 6/14/2010 4:02:14 PM |
| successful-euro | $75.00 | $75.00 | 6/14/2010 4:02:22 PM |
| kegs | $100.00 | $100.00 | 6/14/2010 4:09:55 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/14/2010 4:02:42 PM |
| flexible-value | $28.00 | $28.00 | 6/14/2010 4:10:18 PM |
| hookUup | $25.00 | $25.00 | 6/14/2010 4:10:48 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/14/2010 4:10:54 PM |
| simplelender80 | $100.00 | $100.00 | 6/14/2010 4:11:01 PM |
| stable-money | $25.00 | $25.00 | 6/14/2010 4:04:59 PM |
| delicious-social132 | $25.00 | $25.00 | 6/14/2010 4:05:25 PM |
| Bank42 | $50.00 | $50.00 | 6/14/2010 4:08:35 PM |
| cash-spark3 | $25.00 | $25.00 | 6/14/2010 4:16:54 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/14/2010 4:12:17 PM |
| Avala | $50.00 | $50.00 | 6/14/2010 4:13:02 PM |
| antlr | $25.00 | $25.00 | 6/14/2010 4:22:37 PM |
| generous-deal6 | $25.00 | $25.00 | 6/14/2010 4:18:36 PM |
| reinforced-reward | $25.00 | $25.00 | 6/14/2010 4:19:02 PM |
| flexible-return297 | $25.00 | $25.00 | 6/14/2010 4:23:00 PM |
| elawn | $50.00 | $50.00 | 6/14/2010 4:24:47 PM |
| Aberdeen | $400.00 | $400.00 | 6/14/2010 4:45:05 PM |
| oskizzle | $25.00 | $25.00 | 6/14/2010 4:37:33 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/14/2010 4:52:54 PM |
| kmwvma | $25.00 | $25.00 | 6/15/2010 1:30:48 AM |
| j2ee | $25.00 | $25.00 | 6/14/2010 4:43:27 PM |
| new-return-faire | $50.00 | $50.00 | 6/14/2010 6:26:30 PM |
| Asynch | $25.00 | $25.00 | 6/14/2010 4:59:40 PM |
| bonus-patriot | $25.00 | $25.00 | 6/14/2010 7:10:08 PM |
| openness-prospector | $25.00 | $25.00 | 6/14/2010 5:39:57 PM |
| micko | $25.00 | $25.00 | 6/15/2010 8:34:49 AM |
| rose88 | $25.00 | $25.00 | 6/14/2010 8:16:21 PM |
| smartie1 | $25.00 | $25.00 | 6/15/2010 10:56:55 AM |
| danny-lender | $50.00 | $50.00 | 6/15/2010 7:49:58 AM |
| peace-missile | $25.00 | $25.00 | 6/15/2010 11:21:44 AM |
| investmentgroup | $25.00 | $25.00 | 6/15/2010 11:24:13 AM |
| seabass123 | $25.00 | $25.00 | 6/15/2010 11:24:16 AM |
| MONEYLENDER101 | $100.00 | $100.00 | 6/15/2010 5:44:45 AM |
| SelectTrustLending | $50.00 | $50.00 | 6/15/2010 12:24:47 PM |
| serene-credit4 | $42.22 | $42.22 | 6/15/2010 12:34:46 PM |
| GElender | $31.86 | $31.86 | 6/15/2010 9:15:44 AM |
| head | $25.00 | $25.00 | 6/15/2010 9:29:38 AM |
| money-bauble | $75.00 | $75.00 | 6/15/2010 8:44:09 AM |
| afotherg | $40.00 | $40.00 | 6/15/2010 10:44:58 AM |
| NATIVEBORN | $25.00 | $25.00 | 6/15/2010 9:15:12 AM |
| bds9646 | $26.00 | $26.00 | 6/15/2010 11:22:49 AM |
| JJS180 | $25.00 | $25.00 | 6/15/2010 12:00:07 PM |
| harty | $60.00 | $60.00 | 6/15/2010 10:45:01 AM |
| rudyindc | $25.00 | $25.00 | 6/15/2010 11:23:57 AM |
| JGB | $100.00 | $100.00 | 6/15/2010 11:24:01 AM |
| fair-funds | $25.00 | $25.00 | 6/15/2010 10:04:58 PM |
| thedoctor | $33.57 | $33.57 | 6/15/2010 11:31:27 PM |
| spsavage | $25.00 | $18.37 | 6/16/2010 4:44:35 AM |
| benjamin67 | $25.00 | $25.00 | 6/15/2010 5:10:10 PM |
| skuba | $44.59 | $44.59 | 6/15/2010 11:31:10 PM |
| tsui517 | $25.00 | $25.00 | 6/15/2010 11:40:34 PM |
| pavelz | $100.00 | $100.00 | 6/14/2010 4:05:13 PM |
| AmericanCredit | $25.00 | $25.00 | 6/14/2010 4:07:39 PM |
| american6 | $50.00 | $50.00 | 6/14/2010 4:09:42 PM |
| moltopaolo | $50.00 | $50.00 | 6/14/2010 4:10:39 PM |
| alpinaut | $25.00 | $25.00 | 6/14/2010 4:15:59 PM |
| skvat | $25.00 | $25.00 | 6/14/2010 4:18:27 PM |
| NJournalist | $25.00 | $25.00 | 6/14/2010 4:19:06 PM |
| ramsbladder | $25.00 | $25.00 | 6/14/2010 4:00:59 PM |
| riproaringrapids | $25.00 | $25.00 | 6/14/2010 4:03:06 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 6/14/2010 4:24:03 PM |
| aasx1108 | $25.00 | $25.00 | 6/14/2010 4:24:30 PM |
| SNH | $50.00 | $50.00 | 6/14/2010 4:06:14 PM |
| jeffpac | $55.00 | $55.00 | 6/14/2010 4:25:11 PM |
| loot-heart | $50.00 | $50.00 | 6/14/2010 4:06:36 PM |
| Ivan2007 | $25.00 | $25.00 | 6/14/2010 4:01:59 PM |
| a-responsible-return | $25.00 | $25.00 | 6/14/2010 4:09:37 PM |
| tntmojave | $25.00 | $25.00 | 6/14/2010 4:10:10 PM |
| dharma1 | $25.00 | $25.00 | 6/14/2010 4:02:56 PM |
| kenji4861 | $25.00 | $25.00 | 6/14/2010 4:08:05 PM |
| orgy63 | $25.00 | $25.00 | 6/14/2010 4:08:20 PM |
| kulender | $30.00 | $30.00 | 6/14/2010 4:08:31 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/14/2010 4:08:43 PM |
| alexstar | $25.00 | $25.00 | 6/14/2010 4:09:09 PM |
| figs4u2 | $80.00 | $80.00 | 6/14/2010 4:10:29 PM |
| hrubinst | $25.00 | $25.00 | 6/14/2010 4:12:31 PM |
| revenue-prospector | $50.00 | $50.00 | 6/14/2010 4:23:36 PM |
| peb44 | $50.00 | $50.00 | 6/14/2010 4:23:53 PM |
| goingplaces99 | $50.00 | $50.00 | 6/14/2010 4:24:41 PM |
| ichibon | $75.00 | $75.00 | 6/14/2010 4:17:15 PM |
| Mr_Money | $25.00 | $25.00 | 6/14/2010 4:21:52 PM |
| Havana21 | $25.00 | $25.00 | 6/14/2010 4:22:15 PM |
| winlender | $25.00 | $25.00 | 6/14/2010 8:14:40 PM |
| Phantom99 | $25.00 | $25.00 | 6/14/2010 4:23:28 PM |
| klinebarger | $25.00 | $25.00 | 6/14/2010 4:36:58 PM |
| ddog0224 | $25.00 | $25.00 | 6/14/2010 4:52:47 PM |
| shrewd-truth1 | $25.00 | $25.00 | 6/14/2010 4:44:21 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/14/2010 4:52:48 PM |
| agreement-sycamore | $50.00 | $50.00 | 6/14/2010 5:00:40 PM |
| inspired-contract9 | $35.28 | $35.28 | 6/15/2010 9:15:39 AM |
| ommcd | $25.00 | $25.00 | 6/14/2010 8:15:52 PM |
| BuffetRocks | $50.00 | $50.00 | 6/15/2010 9:55:22 AM |
| MoneyForNothing | $25.06 | $25.06 | 6/14/2010 8:28:52 PM |
| aue513 | $25.00 | $25.00 | 6/15/2010 4:19:50 AM |
| golden-responsibility189 | $50.00 | $50.00 | 6/15/2010 11:24:02 AM |
| best-ingenious-funds | $25.00 | $25.00 | 6/15/2010 11:24:10 AM |
| Ocean713 | $50.00 | $50.00 | 6/15/2010 11:24:14 AM |
| serpentine | $50.00 | $50.00 | 6/15/2010 5:29:36 AM |
| currency-persimmon | $25.00 | $25.00 | 6/15/2010 11:30:58 AM |
| emt747 | $25.00 | $25.00 | 6/15/2010 12:55:37 PM |
| balanced-bill7 | $62.46 | $62.46 | 6/15/2010 10:21:00 AM |
| power-defender7 | $25.00 | $25.00 | 6/15/2010 11:23:58 AM |
| bold-durability-drum | $50.00 | $50.00 | 6/15/2010 11:24:17 AM |
| scrappy-bonus2 | $25.00 | $25.00 | 6/15/2010 12:56:30 PM |
| thorough-exchange4 | $40.00 | $40.00 | 6/15/2010 11:23:59 AM |
| credit-scout7 | $30.00 | $30.00 | 6/15/2010 11:24:09 AM |
| Marathoner | $25.00 | $25.00 | 6/15/2010 11:24:20 AM |
| SB-Funding | $50.00 | $50.00 | 6/15/2010 2:34:43 PM |
| GrommetPosse | $25.00 | $25.00 | 6/15/2010 11:39:42 AM |
| KiwiElf | $30.00 | $30.00 | 6/15/2010 4:11:03 PM |
| Tradesmanlender | $25.00 | $25.00 | 6/15/2010 4:14:45 PM |
| syounker | $25.00 | $25.00 | 6/15/2010 8:14:34 PM |
| vine99 | $90.00 | $90.00 | 6/15/2010 10:09:09 PM |
| IIP77 | $25.00 | $25.00 | 6/16/2010 12:20:29 AM |
| kmr2 | $400.00 | $400.00 | 6/15/2010 5:04:54 PM |
| fortytwo | $57.59 | $57.59 | 6/15/2010 11:29:36 PM |
| 130 bids
|
Borrower Payment Dependent Notes Series
461562
This series of Notes was issued and sold upon the funding of the borrower loan #43017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 33.30% |
Starting borrower rate/APR:
| 34.30% / 36.74% |
Starting monthly payment:
| $224.20 |
|
Final lender yield:
| 33.15% |
Final borrower rate/APR:
| 34.15% / 36.59% |
Final monthly payment:
| $223.78 |
| |
|
Auction yield range:
| 13.98% - 33.30% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 10m |
|
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 6 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,249 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| thrilling-loan6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because?
I have excellent credit and never pay late.I have never had a late payment ever.
Monthly net income: $
5,000
Monthly expenses: $
??Housing: $?400
??Insurance: $ 100
??Car expenses: $?1049
??Utilities: $
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 300
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You want to pay off credit cards, yet your utilization rate is 0%. Can you please explain? - interest88
A:
My loan is now funded but I will answer your question anyway.I was given a company American Express Credit Card.Since it is a corporate card they do not report my account on my credit report.They will only report bad credit or late payments.Therefore,it does not reflect.I would like to pay this off because the full balance will be do at the end of the month.I hope this better explains my situation and help you in your future investments.I have perfect credit just not enough history.
Thanks
(Jun-10-2010)
Q:
Hi. I was curious about that also. Thanks for the answer. And just a note to you and to other borrowers; over half of the listings I bid on are already funded. Answers to questions often influence how low I will bid. - back-scratchers
A:
HI,thanks for the info.
(Jun-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| inspiring-reward | $200.00 | $200.00 | 6/7/2010 4:29:03 PM |
| reflective-rupee | $25.00 | $25.00 | 6/7/2010 4:37:47 PM |
| orderly-leverage | $30.00 | $22.39 | 6/7/2010 4:38:38 PM |
| payment-gusto | $25.00 | $25.00 | 6/7/2010 4:27:05 PM |
| S-Master | $25.00 | $25.00 | 6/7/2010 4:18:16 PM |
| cash-spark3 | $25.00 | $25.00 | 6/7/2010 4:37:27 PM |
| qwsd12 | $40.00 | $40.00 | 6/7/2010 4:37:36 PM |
| dws2380 | $25.00 | $25.00 | 6/7/2010 4:44:26 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/7/2010 5:28:14 PM |
| top-historic-peso | $26.00 | $26.00 | 6/7/2010 4:38:13 PM |
| tech_helper | $25.00 | $25.00 | 6/7/2010 11:09:54 PM |
| golffish2 | $100.00 | $100.00 | 6/8/2010 4:46:08 AM |
| brilliant-balance | $25.00 | $25.00 | 6/7/2010 8:45:29 PM |
| mt3209 | $25.00 | $25.00 | 6/8/2010 6:24:42 AM |
| EA_Pokerking | $50.00 | $50.00 | 6/8/2010 12:32:41 PM |
| impressive-openness7 | $38.61 | $38.61 | 6/8/2010 11:56:18 AM |
| BradP | $50.00 | $50.00 | 6/8/2010 5:23:29 PM |
| JustMee | $25.00 | $25.00 | 6/9/2010 6:01:47 AM |
| cajunguy | $30.00 | $30.00 | 6/9/2010 3:54:49 PM |
| nodebt2012 | $25.00 | $25.00 | 6/9/2010 10:51:31 PM |
| killdare | $25.00 | $25.00 | 6/10/2010 7:40:53 AM |
| bid-treaty | $50.00 | $50.00 | 6/9/2010 8:13:08 PM |
| wlm3012 | $50.00 | $50.00 | 6/10/2010 8:24:54 AM |
| buffalobills | $25.00 | $25.00 | 6/10/2010 10:09:21 AM |
| FinanceEngine | $25.00 | $25.00 | 6/10/2010 2:44:44 PM |
| WMY-Investor | $100.00 | $100.00 | 6/10/2010 10:46:12 AM |
| Marfloogan | $25.00 | $25.00 | 6/10/2010 12:35:44 PM |
| rockhound84 | $25.00 | $25.00 | 6/11/2010 2:11:28 PM |
| interstellar | $50.00 | $50.00 | 6/11/2010 6:31:00 AM |
| new-peso-concerto | $50.00 | $50.00 | 6/11/2010 7:22:08 PM |
| golffish2 | $200.00 | $200.00 | 6/12/2010 6:08:54 AM |
| golffish2 | $100.00 | $100.00 | 6/12/2010 6:07:28 AM |
| antoniofl | $25.00 | $25.00 | 6/11/2010 7:22:01 PM |
| unger | $50.00 | $50.00 | 6/12/2010 5:06:01 AM |
| dough-shooter | $150.00 | $150.00 | 6/12/2010 11:08:45 PM |
| kingston1 | $25.00 | $25.00 | 6/13/2010 12:02:23 AM |
| back-scratchers | $25.00 | $25.00 | 6/13/2010 4:45:06 AM |
| mammalian4 | $50.00 | $50.00 | 6/12/2010 12:48:56 PM |
| Mark-M | $25.00 | $25.00 | 6/13/2010 4:29:29 PM |
| jybank | $25.00 | $25.00 | 6/12/2010 11:14:10 PM |
| AM2008 | $25.00 | $25.00 | 6/12/2010 6:11:22 PM |
| market-walnut5 | $30.00 | $30.00 | 6/13/2010 11:07:43 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/14/2010 10:32:15 AM |
| maccpro1 | $50.00 | $50.00 | 6/13/2010 7:13:21 PM |
| Bob450 | $35.00 | $35.00 | 6/13/2010 8:32:15 PM |
| Cpay2Me | $25.00 | $25.00 | 6/13/2010 10:43:46 PM |
| malomar66 | $40.00 | $40.00 | 6/13/2010 11:05:35 PM |
| credit-missile | $25.00 | $25.00 | 6/14/2010 7:50:42 AM |
| icon7 | $25.00 | $25.00 | 6/14/2010 2:17:22 PM |
| circle | $59.00 | $59.00 | 6/13/2010 7:30:46 PM |
| felicity-daydream | $25.00 | $25.00 | 6/14/2010 3:17:19 PM |
| careful-compassion | $25.00 | $25.00 | 6/13/2010 8:36:42 PM |
| GoGators01 | $25.00 | $25.00 | 6/14/2010 9:36:02 AM |
| interest88 | $25.00 | $25.00 | 6/14/2010 3:13:33 AM |
| just-trade0 | $36.00 | $36.00 | 6/14/2010 3:51:54 PM |
| commanding-income774 | $25.00 | $25.00 | 6/14/2010 10:08:36 AM |
| wonder3 | $25.00 | $25.00 | 6/14/2010 5:54:58 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/14/2010 10:49:56 AM |
| thrilling-transaction1 | $25.00 | $25.00 | 6/14/2010 11:32:08 AM |
| ultimate-peace | $100.00 | $100.00 | 6/14/2010 3:41:48 PM |
| order-bee1 | $250.00 | $250.00 | 6/14/2010 12:37:10 PM |
| Bobusa | $25.00 | $25.00 | 6/14/2010 1:28:58 PM |
| IASKGOD | $25.00 | $25.00 | 6/14/2010 3:56:30 PM |
| shrewd-income | $100.00 | $100.00 | 6/14/2010 3:40:15 PM |
| Engineer44 | $25.00 | $25.00 | 6/14/2010 4:01:38 PM |
| fortytwo | $50.00 | $50.00 | 6/7/2010 4:25:47 PM |
| Phantom99 | $25.00 | $25.00 | 6/7/2010 4:37:46 PM |
| SNH | $50.00 | $50.00 | 6/7/2010 4:37:55 PM |
| Yomain | $25.00 | $25.00 | 6/7/2010 4:41:45 PM |
| worth-arch | $25.00 | $25.00 | 6/7/2010 4:38:25 PM |
| principal-mermaid | $300.00 | $300.00 | 6/8/2010 6:23:53 AM |
| foothillender | $25.00 | $25.00 | 6/8/2010 6:38:21 AM |
| DasMula | $25.00 | $25.00 | 6/8/2010 11:43:46 AM |
| cashhelp | $25.00 | $25.00 | 6/8/2010 4:08:12 PM |
| bondhedger | $25.00 | $25.00 | 6/9/2010 6:21:17 AM |
| income-pillow | $50.00 | $50.00 | 6/9/2010 12:09:24 PM |
| wealth-pipeline | $25.00 | $25.00 | 6/9/2010 6:22:29 AM |
| market-pudding | $25.00 | $25.00 | 6/9/2010 2:00:30 PM |
| wwwUniversal | $25.00 | $25.00 | 6/9/2010 4:07:03 PM |
| golffish2 | $100.00 | $100.00 | 6/10/2010 7:01:29 AM |
| MrPie | $25.00 | $25.00 | 6/10/2010 8:35:53 AM |
| payment-halo | $25.00 | $25.00 | 6/11/2010 7:49:14 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/11/2010 4:57:41 PM |
| hidavehi | $33.00 | $33.00 | 6/11/2010 10:53:18 PM |
| vest_vortex | $25.00 | $25.00 | 6/12/2010 11:30:51 AM |
| rockhound84 | $25.00 | $25.00 | 6/13/2010 4:53:12 AM |
| Whipster | $25.00 | $25.00 | 6/13/2010 5:10:33 PM |
| credit-missile | $50.00 | $50.00 | 6/14/2010 7:49:04 AM |
| Leshan | $25.00 | $25.00 | 6/14/2010 8:16:21 AM |
| Rogelio48 | $40.00 | $40.00 | 6/13/2010 1:46:08 PM |
| sturdy-peace9 | $75.00 | $75.00 | 6/14/2010 11:06:30 AM |
| Gregger | $25.00 | $25.00 | 6/13/2010 6:22:16 AM |
| SkinnyFish | $25.00 | $25.00 | 6/13/2010 3:12:55 PM |
| Pu239 | $60.00 | $60.00 | 6/14/2010 9:22:44 AM |
| RMI_Babylon | $25.00 | $25.00 | 6/14/2010 3:34:03 PM |
| onecooldrink | $25.00 | $25.00 | 6/13/2010 9:10:40 PM |
| payout-bridge | $400.00 | $400.00 | 6/14/2010 9:40:37 AM |
| Legally_Blonde | $35.00 | $35.00 | 6/14/2010 9:59:16 AM |
| cdfmedic | $25.00 | $25.00 | 6/14/2010 10:50:59 AM |
| dano1965 | $50.00 | $50.00 | 6/14/2010 7:57:04 AM |
| credit-missile | $25.00 | $25.00 | 6/14/2010 11:38:13 AM |
| spiff666 | $25.00 | $25.00 | 6/14/2010 12:12:12 PM |
| realtormoises | $25.00 | $25.00 | 6/14/2010 2:30:37 PM |
| Amber_Stone | $25.00 | $25.00 | 6/14/2010 3:40:02 PM |
| credit-missile | $25.00 | $25.00 | 6/14/2010 4:00:54 PM |
| 105 bids
|
Borrower Payment Dependent Notes Series
461570
This series of Notes was issued and sold upon the funding of the borrower loan #43072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $180.94 |
| |
|
Auction yield range:
| 13.98% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 50% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 10m |
|
Credit score:
| 600-619 (Jun-2010) |
Total credit lines:
| 20 |
Occupation: | Laborer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $22,748 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 95% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| GonnaBeDaddy |
Borrower's state:
| Ohio |
Borrower's group:
| Thousand Dollar Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $4,950.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Aug-2009)
580-599
(Apr-2008)
520-539
(Nov-2007)
640-659
(May-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
2nd Prosper Loan land purchase
Purpose of loan:
This loan will be used to pay the remainder balance due in July on my land purchase.
My financial situation:
I am a good candidate for this loan because 0 delinquencies 0 lates paid off previous loan early. Never late on anything and my actual credit score is 681?
Monthly net income: $ 2700
Monthly expenses: $
??Housing: $ 285????
??Insurance: $ 50????
??Car expenses: $?365
??Utilities: $ 0????
??Phone, cable, internet: $0
??Food, entertainment: $ 150
??Clothing, household expenses $0
??Credit cards and other loans: $ 250
??Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your revolving credit has gone from 400s to over 22,000. Please explain. - Kash2010lu
A:
When we signed the agreement to purchase the property it had a 2 car garage and a trashy mobile home. We gutted the home and totally rebuilt the inside of it. $20,000 of the revolving is from lowes and home depot. Now it is a beautiful 1400 sq, foot home. Also, the property is quite large so I purchased new lawn equipment. The spoils of cheap home ownership.
(Jun-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| principal-mermaid | $300.00 | $300.00 | 6/7/2010 4:05:42 PM |
| Legally_Blonde | $25.00 | $25.00 | 6/8/2010 8:47:47 AM |
| UCLA4life | $25.00 | $25.00 | 6/8/2010 3:06:59 PM |
| jhouman | $25.00 | $25.00 | 6/8/2010 12:40:41 PM |
| BradP | $50.00 | $50.00 | 6/8/2010 5:24:30 PM |
| jonus311 | $25.00 | $25.00 | 6/9/2010 9:32:59 AM |
| jono9999 | $131.27 | $131.27 | 6/9/2010 10:09:28 AM |
| return-grizzly | $100.00 | $100.00 | 6/9/2010 11:27:06 AM |
| wlm3012 | $25.00 | $25.00 | 6/10/2010 8:26:44 AM |
| oath163 | $50.00 | $50.00 | 6/10/2010 9:33:40 AM |
| return-grizzly | $100.00 | $100.00 | 6/10/2010 11:52:31 AM |
| a-silver-booster | $50.00 | $50.00 | 6/10/2010 2:27:59 PM |
| ansky127 | $25.42 | $25.42 | 6/11/2010 9:41:59 AM |
| Aberdeen | $400.00 | $400.00 | 6/12/2010 5:54:39 AM |
| money-baron | $800.00 | $800.00 | 6/12/2010 5:53:16 AM |
| worldly-gold | $100.00 | $100.00 | 6/12/2010 7:07:12 AM |
| loss-of-control | $50.00 | $50.00 | 6/12/2010 2:42:01 PM |
| chameleon125 | $50.00 | $50.00 | 6/12/2010 3:15:55 PM |
| YoungTaxMan | $100.00 | $100.00 | 6/12/2010 6:38:41 PM |
| Chesterite | $25.00 | $25.00 | 6/12/2010 9:18:44 PM |
| unassuming-market7 | $25.00 | $25.00 | 6/12/2010 4:20:48 PM |
| unger | $50.00 | $50.00 | 6/12/2010 5:15:03 PM |
| silver-parsec | $25.00 | $25.00 | 6/12/2010 5:35:57 PM |
| lendstats_com | $200.00 | $200.00 | 6/12/2010 7:56:18 PM |
| frugalinvestor20 | $25.00 | $25.00 | 6/7/2010 4:30:48 PM |
| alexgalt | $100.00 | $100.00 | 6/7/2010 4:31:49 PM |
| Jasmel | $400.00 | $400.00 | 6/7/2010 5:48:35 PM |
| totommb | $109.06 | $109.06 | 6/9/2010 1:17:07 AM |
| totommb | $50.00 | $50.00 | 6/9/2010 8:41:58 AM |
| realtormoises | $25.00 | $25.00 | 6/9/2010 8:24:12 AM |
| totommb | $32.15 | $32.15 | 6/9/2010 1:27:40 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/10/2010 10:03:32 AM |
| red-favorable-basis | $25.00 | $25.00 | 6/9/2010 11:42:51 PM |
| lucrative-loan | $25.00 | $25.00 | 6/10/2010 9:36:53 AM |
| mrxtravis | $50.00 | $50.00 | 6/10/2010 1:56:33 PM |
| Amber_Stone | $25.00 | $25.00 | 6/10/2010 7:13:34 PM |
| Marfloogan | $25.00 | $25.00 | 6/10/2010 5:07:44 PM |
| lend4life13 | $100.00 | $100.00 | 6/11/2010 2:11:23 PM |
| nilonc1 | $25.00 | $25.00 | 6/12/2010 10:40:13 AM |
| groundsquirrel | $25.00 | $25.00 | 6/12/2010 10:01:45 PM |
| mammalian4 | $50.00 | $50.00 | 6/12/2010 12:47:28 PM |
| srthsvghdthtr | $25.00 | $25.00 | 6/12/2010 8:00:57 PM |
| gain-implementer | $150.00 | $77.10 | 6/12/2010 3:53:46 PM |
| wwwUniversal | $25.00 | $25.00 | 6/12/2010 6:39:40 PM |
| 44 bids
|
Borrower Payment Dependent Notes Series
461686
This series of Notes was issued and sold upon the funding of the borrower loan #43055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-08-2010 |
| |
Auction end date:
| Jun-15-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $63.79 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $63.79 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1994 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 13
/
13 | Length of status: | 6y 0m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 24 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $28,827 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 95% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| steady-exchange1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my tax bill
Purpose of loan:
This loan will be used to pay a tax bill.
My financial situation:
I am a good candidate for this loan because the terms of my employment dictate that I maintain a clean credit record.? This is pretty much a guarantee that I will pay off any loan obligation that I have.? I am employed full-time, my credit score is good, and I have no delinquencies on my credit report.? Unfortunately, my husband has been unemployed for quite some time now with no luck in finding a job.? As a result, I am turning to Prosper for help in obtaining the remaining funds that I need to pay a tax bill.? Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your occupation? - FeedTheMachine
A:
IT - Database Administrator
(Jun-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $50.00 | $50.00 | 6/8/2010 4:10:35 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/8/2010 4:16:51 PM |
| Galt_Capitalist | $250.00 | $250.00 | 6/9/2010 4:39:43 PM |
| outofoffice | $50.00 | $50.00 | 6/13/2010 6:31:17 AM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/14/2010 3:54:18 PM |
| justinology | $35.00 | $35.00 | 6/14/2010 4:41:51 PM |
| Kelor99 | $25.00 | $25.00 | 6/14/2010 5:52:45 PM |
| best-listing-toro | $25.00 | $25.00 | 6/14/2010 9:49:11 PM |
| HappyToLoan | $25.00 | $25.00 | 6/15/2010 5:20:12 AM |
| Jcardone33 | $25.00 | $25.00 | 6/15/2010 5:50:51 AM |
| slxvq | $39.46 | $39.46 | 6/15/2010 10:10:56 AM |
| nad139 | $25.00 | $25.00 | 6/15/2010 7:10:27 AM |
| dano1965 | $50.00 | $50.00 | 6/15/2010 2:50:30 PM |
| moneytolend72 | $25.00 | $25.00 | 6/15/2010 9:14:04 AM |
| Richmp412 | $25.00 | $25.00 | 6/15/2010 12:31:30 PM |
| scotty61 | $25.00 | $25.00 | 6/15/2010 12:50:40 PM |
| here2lend | $25.00 | $25.00 | 6/15/2010 3:52:42 PM |
| ichibon | $75.00 | $75.00 | 6/8/2010 4:11:45 PM |
| studious-bonus7 | $50.00 | $12.54 | 6/8/2010 4:14:52 PM |
| orgy63 | $25.00 | $25.00 | 6/8/2010 4:10:18 PM |
| RandyL3 | $33.00 | $33.00 | 6/8/2010 5:10:57 PM |
| Spiv_51 | $25.00 | $25.00 | 6/11/2010 3:40:40 AM |
| Catalina_Enterprises | $150.00 | $150.00 | 6/12/2010 10:31:29 AM |
| Jollyrancher | $200.00 | $200.00 | 6/12/2010 4:35:29 PM |
| Jollyrancher | $300.00 | $300.00 | 6/12/2010 4:28:46 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 6/12/2010 5:26:01 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/14/2010 5:11:32 PM |
| felicity-loyalist0 | $25.00 | $25.00 | 6/14/2010 4:34:31 PM |
| 1phantom | $50.00 | $50.00 | 6/15/2010 7:18:47 AM |
| exact-peso2 | $30.00 | $30.00 | 6/15/2010 7:40:17 AM |
| benjamin67 | $25.00 | $25.00 | 6/15/2010 7:15:34 AM |
| wwwUniversal | $25.00 | $25.00 | 6/15/2010 7:39:57 AM |
| JaceSpade | $25.00 | $25.00 | 6/15/2010 1:28:10 PM |
| Supernova3 | $25.00 | $25.00 | 6/15/2010 9:40:07 AM |
| Auditman | $50.00 | $50.00 | 6/15/2010 10:17:10 AM |
| the-charming-integrity | $75.00 | $75.00 | 6/15/2010 12:59:22 PM |
| elvisloans | $25.00 | $25.00 | 6/15/2010 2:21:57 PM |
| debt-legend | $25.00 | $25.00 | 6/15/2010 11:43:39 AM |
| 38 bids
|
Borrower Payment Dependent Notes Series
461914
This series of Notes was issued and sold upon the funding of the borrower loan #43026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-09-2010 |
| |
Auction end date:
| Jun-16-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 22.00% |
Final borrower rate/APR:
| 23.00% / 25.28% |
Final monthly payment:
| $154.84 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 19.25% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 2.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
4 | Length of status: | 7y 3m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 11 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,978 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 100% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| sewerfox |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 21 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Mar-2008)
560-579
(Aug-2007)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
No More Credit Cards!
Purpose of loan:
Between my Tax return and this loan I will have no Credit Cards! Life will be much better with consolidated debt on a steady payment..
My financial situation:
I spent most of my savings and my extra monthly cash on putting my wife through college and on needed house improvements (electrical, insect spraying, replacement sidewalk). I have a very secure job as a Sergeant in the Air Force?which pays well and my wife is also accepting a job offer in her career field (product design). I have had two prior prosper loans and both went very well with NO late payments. We are homeowners and we take care of business / debts.
Monthly net income: $ 5143.77
Monthly expenses: $
??Housing: $ 2435
??Insurance: $ 114
??Car expenses: $ 488
??Utilities: $?200
??Phone, cable, internet: $ 49.95
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 180
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $100.00 | $100.00 | 6/9/2010 4:16:18 PM |
| Aberdeen | $400.00 | $400.00 | 6/11/2010 2:29:38 PM |
| jhouman | $25.00 | $25.00 | 6/12/2010 1:58:37 PM |
| soulblest | $85.85 | $85.85 | 6/12/2010 12:31:08 PM |
| CoolPlexer | $25.00 | $25.00 | 6/13/2010 12:42:21 PM |
| diligent-moola9 | $31.60 | $31.60 | 6/14/2010 10:23:42 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/14/2010 4:18:30 PM |
| LindaRicci | $25.00 | $25.00 | 6/14/2010 4:35:01 PM |
| intelligent-reward7 | $25.00 | $25.00 | 6/15/2010 7:43:27 PM |
| KirosPOS | $99.58 | $99.58 | 6/15/2010 10:46:36 PM |
| eagle1271 | $25.00 | $25.00 | 6/16/2010 7:42:36 AM |
| economy-popcorn | $25.00 | $25.00 | 6/16/2010 5:13:17 AM |
| cunning-compassion1 | $46.00 | $46.00 | 6/16/2010 7:19:32 AM |
| eboomer2611 | $25.00 | $25.00 | 6/16/2010 11:39:18 AM |
| first-genuine-bid | $48.86 | $48.86 | 6/16/2010 9:36:55 AM |
| exchange-cowbell5 | $50.00 | $50.00 | 6/16/2010 9:46:43 AM |
| loanman2007 | $150.00 | $150.00 | 6/16/2010 9:51:30 AM |
| Astyanax | $40.00 | $40.00 | 6/16/2010 1:58:58 PM |
| vigilance-searcher | $25.00 | $25.00 | 6/16/2010 12:01:48 PM |
| hopheadmike | $26.00 | $26.00 | 6/16/2010 3:14:11 PM |
| farchoir | $25.00 | $25.00 | 6/16/2010 4:08:28 PM |
| myutmost | $38.98 | $38.98 | 6/10/2010 7:05:42 AM |
| wlm3012 | $50.00 | $50.00 | 6/13/2010 4:30:41 PM |
| unolsu5 | $25.00 | $25.00 | 6/14/2010 3:45:24 PM |
| clemclan | $35.68 | $35.68 | 6/14/2010 2:59:26 PM |
| loss-of-control | $100.00 | $100.00 | 6/14/2010 6:59:54 PM |
| thefisherman | $25.00 | $25.00 | 6/15/2010 11:57:20 AM |
| Huck007 | $50.00 | $50.00 | 6/15/2010 12:08:30 PM |
| orange-pound-party | $32.24 | $32.24 | 6/15/2010 6:12:31 PM |
| deepblue34 | $25.00 | $25.00 | 6/15/2010 7:28:39 PM |
| Mikale360 | $25.00 | $25.00 | 6/16/2010 7:34:58 AM |
| Moe87 | $30.00 | $30.00 | 6/16/2010 4:18:37 AM |
| rockhound84 | $25.00 | $25.00 | 6/16/2010 11:07:08 AM |
| lepolgr | $50.00 | $50.00 | 6/16/2010 8:55:49 AM |
| BrighterSuns | $25.00 | $25.00 | 6/16/2010 9:14:32 AM |
| HenlopenCapital | $33.24 | $33.24 | 6/16/2010 3:16:06 PM |
| money_player | $25.00 | $25.00 | 6/16/2010 11:37:53 AM |
| riveting-credit5 | $2,000.00 | $2,000.00 | 6/16/2010 4:07:28 PM |
| enthusiastic-balance5 | $200.00 | $51.97 | 6/16/2010 2:15:51 PM |
| sensational-peace6 | $25.00 | $25.00 | 6/16/2010 4:08:44 PM |
| 40 bids
|
Borrower Payment Dependent Notes Series
461998
This series of Notes was issued and sold upon the funding of the borrower loan #43014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,650.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-10-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $51.02 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $51.02 |
| |
|
Auction yield range:
| 2.98% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 4m |
|
Credit score:
| 760-779 (Jun-2010) |
Total credit lines:
| 9 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $17,216 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 60% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| trade-course0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To help my mother in Philippines.
Purpose of loan:
This loan will be used to help my mother to buy back part of her rice land in the Philippines that she needed to pawn way back in May 2006 when Father was hospitalized. She needed to have the money by June 20th before she could lose the land that she inherited from my grandparents.
My financial situation:
I am a good candidate for this loan because
1. I have a full time job. My husband has a full time job
2. I pay my bills on time.
3. We have extra money monthly to pay for this loan regularly until it is paid off.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| inspired-contract9 | $50.00 | $50.00 | 6/10/2010 3:35:57 PM |
| skuba | $50.00 | $50.00 | 6/10/2010 3:35:46 PM |
| wwwUniversal | $25.00 | $25.00 | 6/10/2010 3:51:26 PM |
| impressive-credit431 | $500.00 | $356.38 | 6/10/2010 3:36:27 PM |
| julijask | $28.48 | $28.48 | 6/10/2010 5:16:47 PM |
| blot44 | $25.00 | $25.00 | 6/11/2010 5:27:13 AM |
| BenOrt | $25.00 | $25.00 | 6/11/2010 6:38:21 AM |
| swissbanker | $50.00 | $50.00 | 6/13/2010 8:22:17 AM |
| octoberfresh | $25.00 | $25.00 | 6/14/2010 7:13:24 AM |
| Halos2002 | $50.00 | $50.00 | 6/14/2010 4:29:18 PM |
| best-listing-toro | $25.00 | $25.00 | 6/14/2010 9:57:35 PM |
| credible-compassion6 | $25.00 | $25.00 | 6/14/2010 9:16:17 PM |
| Approved | $25.00 | $25.00 | 6/15/2010 4:27:06 PM |
| RIVERHTS | $50.00 | $50.00 | 6/15/2010 4:59:56 PM |
| Furryone | $25.00 | $25.00 | 6/16/2010 7:53:49 AM |
| benevolent-benefit | $50.00 | $50.00 | 6/16/2010 3:31:25 AM |
| Druidsoft | $50.00 | $50.00 | 6/16/2010 8:35:57 PM |
| pantheraccountant | $25.00 | $25.00 | 6/17/2010 11:43:41 AM |
| prainvestment | $50.00 | $50.00 | 6/17/2010 7:08:04 AM |
| koa | $50.00 | $50.00 | 6/10/2010 3:36:10 PM |
| personal-lender | $25.00 | $25.00 | 6/10/2010 3:36:12 PM |
| pavelz | $100.00 | $100.00 | 6/10/2010 3:35:34 PM |
| delicious-social132 | $25.00 | $25.00 | 6/10/2010 3:36:06 PM |
| RandyL3 | $33.00 | $33.00 | 6/10/2010 3:37:30 PM |
| qkinger | $50.00 | $50.00 | 6/10/2010 10:34:38 PM |
| hawk357 | $25.00 | $25.00 | 6/10/2010 9:22:58 PM |
| FirstLender | $25.00 | $25.00 | 6/11/2010 11:17:09 AM |
| Shelby2082 | $25.00 | $25.00 | 6/14/2010 8:49:32 PM |
| fcrick | $25.00 | $25.00 | 6/15/2010 11:19:12 AM |
| patrickj79 | $77.14 | $77.14 | 6/15/2010 9:02:42 PM |
| JCPlending | $25.00 | $25.00 | 6/16/2010 9:03:54 AM |
| GABC-1 | $55.00 | $55.00 | 6/16/2010 10:06:03 AM |
| emjaybee | $25.00 | $25.00 | 6/16/2010 5:22:34 PM |
| 1phantom | $50.00 | $50.00 | 6/17/2010 7:33:11 AM |
| attractive-listing531 | $25.00 | $25.00 | 6/17/2010 1:39:24 PM |
| 35 bids
|
Borrower Payment Dependent Notes Series
462022
This series of Notes was issued and sold upon the funding of the borrower loan #43070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jun-11-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 12.98% |
Starting borrower rate/APR:
| 13.98% / 16.14% |
Starting monthly payment:
| $102.50 |
|
Final lender yield:
| 9.90% |
Final borrower rate/APR:
| 10.90% / 13.02% |
Final monthly payment:
| $98.07 |
| |
|
Auction yield range:
| 5.98% - 12.98% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.74% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2000 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 10m |
|
Credit score:
| 720-739 (Jun-2010) |
Total credit lines:
| 15 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| thecubanheat |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 28 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $11,250.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2009)
680-699
(Apr-2009)
660-679
(Mar-2008)
640-659
(Dec-2007)
|
|
Principal balance:
| $3,159.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
5 times successful Prosper borrower
Purpose of loan:
I would like to help my wife pay off some of our wedding costs. Let's try going for a little at a time. This loan will be used to pay off our honeymoon in Hawaii. My personal financial situation has improved greatly from borrowing on Prosper and I want to help my wife get out of debt. She's going to help me with the monthly payments on this one if I get it. We should be able to manage more than the minimum. I realistically look to have this loan paid off in about a year and a half.
My financial situation:
I am a good candidate for this loan because?
I got a raise, making $28K now, the most ever. My wife is making $31K, and I've had great success on Prosper with 4 loans. Lenders can trust me because I have a great Prosper history. My credit situation is great all across the board as well with other creditors.
Monthly net income: $
1888 for myself only after taxes
Monthly expenses: $787
??Housing: $
312 my half ($623 total)
??Insurance: $
50
??Car expenses: $
80 monthly gas
??Utilities: $
50
??Phone, cable, internet: $
60 package
??Food, entertainment: $
200
??Clothing, household expenses $
75
??Credit cards and other loans: < $100
??Other expenses: $
350 wife's payments
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| toplinetrading | $25.00 | $25.00 | 6/15/2010 2:03:25 AM |
| Sven79 | $100.00 | $100.00 | 6/14/2010 6:05:08 PM |
| KSPHoldings | $25.00 | $25.00 | 6/15/2010 9:45:04 AM |
| help4u | $150.00 | $150.00 | 6/15/2010 4:27:05 PM |
| investment-seeker7 | $29.26 | $29.26 | 6/16/2010 8:47:26 AM |
| Catalina_Enterprises | $250.00 | $250.00 | 6/16/2010 5:05:52 PM |
| khamlagirl | $25.00 | $25.00 | 6/16/2010 4:15:29 PM |
| riv701 | $25.00 | $25.00 | 6/16/2010 10:21:37 PM |
| SPickle | $25.00 | $25.00 | 6/16/2010 5:52:00 PM |
| hidavehi | $60.00 | $60.00 | 6/16/2010 6:45:25 PM |
| BrighterSuns | $25.00 | $25.00 | 6/16/2010 8:54:24 PM |
| organic-commerce2 | $50.00 | $50.00 | 6/17/2010 11:41:38 AM |
| martymaniaman | $25.00 | $25.00 | 6/17/2010 9:18:09 AM |
| jmvingeorgia | $100.00 | $100.00 | 6/17/2010 3:29:28 PM |
| redtilapia | $25.00 | $25.00 | 6/17/2010 10:05:47 AM |
| helynn | $25.00 | $25.00 | 6/17/2010 8:05:33 AM |
| mwb | $25.00 | $25.00 | 6/17/2010 8:43:37 AM |
| enthralling-investment | $25.00 | $25.00 | 6/17/2010 11:37:37 AM |
| mg144 | $50.00 | $50.00 | 6/17/2010 12:49:29 PM |
| MC7608 | $25.00 | $25.00 | 6/17/2010 3:13:55 PM |
| Aberdeen | $400.00 | $400.00 | 6/14/2010 2:41:24 PM |
| zxr | $25.00 | $25.00 | 6/15/2010 7:16:06 AM |
| mreod | $34.50 | $34.50 | 6/15/2010 12:24:15 PM |
| steady-funds3 | $26.55 | $26.55 | 6/16/2010 6:04:20 AM |
| McChan | $150.00 | $150.00 | 6/15/2010 11:00:03 PM |
| alvinsl | $25.00 | $25.00 | 6/16/2010 4:46:16 AM |
| nh_girl | $25.00 | $25.00 | 6/16/2010 4:35:26 PM |
| Lender0307 | $25.00 | $25.00 | 6/16/2010 10:04:03 PM |
| 420limo | $43.91 | $43.91 | 6/16/2010 10:39:19 PM |
| RiskAdverse | $25.00 | $25.00 | 6/16/2010 8:00:10 PM |
| tsquared_030 | $100.00 | $100.00 | 6/17/2010 9:36:11 AM |
| G-Love | $500.00 | $500.00 | 6/17/2010 11:39:19 AM |
| loanman2007 | $100.00 | $100.00 | 6/17/2010 7:09:55 AM |
| ksubd | $40.00 | $40.00 | 6/17/2010 6:03:42 AM |
| 5starlady | $37.07 | $15.78 | 6/17/2010 6:16:40 AM |
| rockhound84 | $50.00 | $50.00 | 6/17/2010 10:25:09 AM |
| aggielender | $25.00 | $25.00 | 6/17/2010 9:09:00 AM |
| balance-chestnut | $50.00 | $50.00 | 6/17/2010 10:52:29 AM |
| kind-value-pouch | $50.00 | $50.00 | 6/17/2010 11:47:19 AM |
| ddogs | $50.00 | $50.00 | 6/17/2010 1:33:00 PM |
| the-dynamic-marketplace | $25.00 | $25.00 | 6/17/2010 3:02:05 PM |
| kander80 | $25.00 | $25.00 | 6/17/2010 3:40:43 PM |
| penny-plato | $50.00 | $50.00 | 6/17/2010 2:25:33 PM |
| BlueProteus | $25.00 | $25.00 | 6/17/2010 4:16:13 PM |
| rlaboy | $25.00 | $25.00 | 6/17/2010 4:20:19 PM |
| 45 bids
|
Borrower Payment Dependent Notes Series
462080
This series of Notes was issued and sold upon the funding of the borrower loan #43075, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,700.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jun-10-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $128.26 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 17.17% |
Final monthly payment:
| $128.26 |
| |
|
Auction yield range:
| 7.98% - 14.00% |
Estimated loss impact:
| 8.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 9
/
9 | Length of status: | 14y 11m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 26 |
Occupation: | Food Service Manage... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $103,750 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 72% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| pragmatic-bonus |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Community Hub Cafe needs a Sign
Purpose of loan:
This loan will be used to? create and install an exterior business sign on my building. This sign is going to be hand made by a local artist & he will be using steel.
I have a great location & many people have problems finding my cafe, local residents & people in town for events at the Comcast Arena which is on the next block. I know a sign would really boost my sales. The sign will extend 6 ft out from the building, with the length of 5 ft., & this artistic sign will be seen from a 3 block radius. I have already showed my plans to the city and I have the ok, as soon as I have the finances for the project.
I'm passionate about growing Zippy?s Java Lounge (a community hub caf?) that I started 5 years ago in Everett. I'm all about community: sharing my ideas, volunteering, thinking local, undriving (biking instead of driving), the outdoors, horse endurance riding, and I have under 15% waist at my cafe (due to recycling, worm bins, & composting).
I recently started internship program with homeless youth (giving them job skills training in the area of: PR, learning espresso drinks, & preparing healthy food.
I look at my cafe as a place that all people from the community can come: gather, share ideas, be inspired and have some great food & coffee. In 2008, I was flattered to receive the Voice of the Community Award from KSER Radio in recognition for the activism I take part in Everett.
That's me in a nutshell...
Thank you for your time.
My financial situation:
I am a good candidate for this loan because? I pay my bills and taxes on time and I have some money in savings.
Monthly net income: $ 3,000
Monthly expenses: $
??Housing: $ 1,700
??Insurance: $ 220
??Car expenses: $ 60
??Utilities: $ 60
??Phone, cable, internet: $ 10
??Food, entertainment: $250
??Clothing, household expenses $50
??Credit cards and other loans: $ 300
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of
$2,032.82 in winning bids.
"Great credit - very open and community oriented - a real brick and mortar business! Contact her for any questions - or better yet, stop in and get a cup of coffee!"
Zippys-Friend has bid a total of
$100.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JGuide | $3,600.00 | $1,932.82 | 6/10/2010 5:10:27 PM |
| thaceisbac | $25.00 | $25.00 | 6/11/2010 12:06:54 PM |
| JGuide | $100.00 | $100.00 | 6/11/2010 10:20:38 AM |
| loanman2007 | $150.00 | $150.00 | 6/12/2010 10:49:49 AM |
| shrewd-asset | $25.00 | $25.00 | 6/12/2010 6:38:36 PM |
| KSgirl89 | $114.82 | $114.82 | 6/13/2010 8:52:20 AM |
| TJGbank | $25.00 | $25.00 | 6/13/2010 9:23:21 AM |
| deal-dojo | $26.00 | $26.00 | 6/14/2010 5:07:20 PM |
| Johnab | $50.00 | $50.00 | 6/14/2010 6:21:49 PM |
| Megatron404 | $25.00 | $25.00 | 6/15/2010 11:35:49 AM |
| tacologic | $25.00 | $25.00 | 6/15/2010 2:15:56 PM |
| enthusiastic-balance5 | $200.00 | $200.00 | 6/15/2010 11:23:04 AM |
| Huck007 | $67.49 | $67.49 | 6/15/2010 12:09:36 PM |
| lenderrn | $25.60 | $25.60 | 6/15/2010 4:07:17 PM |
| YummiBear | $25.00 | $25.00 | 6/15/2010 8:06:35 PM |
| lepolgr | $50.00 | $50.00 | 6/16/2010 8:53:55 AM |
| Dark_Helmet | $25.00 | $25.00 | 6/16/2010 1:08:58 PM |
| Zippys-Friend | $100.00 | $100.00 | 6/16/2010 2:49:16 PM |
| MC7608 | $25.00 | $25.00 | 6/16/2010 1:56:45 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/16/2010 5:52:11 PM |
| cash-tent | $35.45 | $35.45 | 6/16/2010 8:08:59 PM |
| dammage | $37.61 | $37.61 | 6/16/2010 4:42:28 PM |
| MonkeyHero | $25.00 | $25.00 | 6/13/2010 6:15:38 PM |
| SpotLending | $49.31 | $49.31 | 6/14/2010 8:17:12 PM |
| eagle1271 | $25.00 | $25.00 | 6/14/2010 9:42:32 PM |
| ookamikun | $70.00 | $70.00 | 6/15/2010 7:19:42 AM |
| Only_Money | $25.00 | $25.00 | 6/15/2010 2:14:10 PM |
| Octamer | $30.00 | $30.00 | 6/15/2010 4:10:00 PM |
| loanman2007 | $50.00 | $50.00 | 6/16/2010 9:41:07 AM |
| BrighterSuns | $25.00 | $25.00 | 6/16/2010 8:56:05 PM |
| bull_lender | $30.00 | $30.00 | 6/16/2010 4:35:33 PM |
| PrepWonder | $46.07 | $46.07 | 6/17/2010 8:53:00 AM |
| note-pursuit | $25.00 | $25.00 | 6/16/2010 7:49:14 PM |
| porwestco | $25.00 | $25.00 | 6/16/2010 7:57:14 PM |
| catalystcf | $25.00 | $25.00 | 6/17/2010 10:41:41 AM |
| Petite_Rose | $25.00 | $25.00 | 6/17/2010 4:43:04 AM |
| Leshan | $25.00 | $25.00 | 6/17/2010 6:06:28 AM |
| thinknovuu | $25.00 | $25.00 | 6/17/2010 5:32:36 AM |
| martymaniaman | $34.83 | $34.83 | 6/17/2010 9:15:35 AM |
| TashaRemay | $25.00 | $25.00 | 6/17/2010 10:12:46 AM |
| 40 bids
|
Borrower Payment Dependent Notes Series
462120
This series of Notes was issued and sold upon the funding of the borrower loan #43032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,300.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-10-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $284.99 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $284.99 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 54% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 29
/
24 | Length of status: | 4y 9m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 72 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,938 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 89% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| seer72samone |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $6,700.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2009)
680-699
(Sep-2008)
640-659
(May-2008)
700-719
(Nov-2007)
|
|
Principal balance:
| $3,832.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
taking a bite out of debt
Purpose of loan: Is to consolidate high interest bills?
My financial situation:
Hello Prosper Family, I am back again asking for help taking a bite out of my bills. Currently I have one Prosper loan that I am paying off and have decided to take out this loan to consolidate some more of my?other bills.?I am a good candidate for this loan because I?always pay my bills on time and have not defaulted on any of my debts. Thanks to everyone in advance for considering?this loan.
Monthly net income: $ 5034(including my spouse)
Monthly expenses: $??? (Totaling $4326 leaving $708 towards the prosper loan)
Housing/mortgage:??????????????????????$ 1,150
Credit cards/loans :??????????????????????$1000.00??
Insurance:??????????????????????????????????? $225.00
Car :??????????????????????????????????????????? $?686.00??
Utilities:????????????????????????????????????? ?$160.00???
Phone, cable, internet:???????????????? ?$?311.00??????
daycare:??????????????????????????????????????$ 740.00???
Food:???????????????????????????????????????? $240.00??????????????????????????????????????????????
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Legally_Blonde | $33.49 | $33.49 | 6/10/2010 5:15:28 PM |
| lender12345 | $25.00 | $25.00 | 6/10/2010 9:09:17 PM |
| gold-cluster | $100.00 | $100.00 | 6/13/2010 8:39:04 AM |
| reflective-rupee | $125.00 | $125.00 | 6/14/2010 4:24:57 PM |
| reflective-rupee | $25.00 | $25.00 | 6/14/2010 4:14:59 PM |
| npokpr | $100.00 | $100.00 | 6/14/2010 8:48:23 PM |
| Legally_Blonde | $100.00 | $100.00 | 6/15/2010 7:54:59 AM |
| eod_man | $150.00 | $150.00 | 6/15/2010 6:55:17 AM |
| realtormoises | $25.00 | $25.00 | 6/15/2010 8:05:04 AM |
| 113121 | $25.00 | $25.00 | 6/15/2010 8:20:02 AM |
| return-grizzly | $100.00 | $100.00 | 6/15/2010 4:39:04 PM |
| JeffHoll | $50.00 | $50.00 | 6/15/2010 7:33:37 PM |
| Iceman1347 | $25.00 | $25.00 | 6/15/2010 10:57:20 PM |
| sturdy-peace9 | $75.00 | $75.00 | 6/16/2010 6:35:37 AM |
| Whipster | $25.00 | $25.00 | 6/16/2010 7:24:18 AM |
| greenback-chairman5 | $25.00 | $25.00 | 6/16/2010 10:13:29 AM |
| adaptable-capital | $250.00 | $250.00 | 6/16/2010 3:17:17 PM |
| bunnybear | $27.92 | $27.92 | 6/16/2010 11:51:47 AM |
| epic-payout | $91.57 | $91.57 | 6/16/2010 6:35:28 PM |
| vigilance-searcher | $25.00 | $25.00 | 6/16/2010 9:13:20 PM |
| credit-elation1 | $25.00 | $25.00 | 6/16/2010 9:26:31 PM |
| Frosty | $25.00 | $25.00 | 6/16/2010 7:56:59 PM |
| Philman | $25.00 | $25.00 | 6/16/2010 9:02:12 PM |
| siv | $50.00 | $50.00 | 6/16/2010 9:08:04 PM |
| 113121 | $250.00 | $250.00 | 6/16/2010 6:45:18 PM |
| order-bee1 | $100.00 | $100.00 | 6/16/2010 7:57:28 PM |
| YoungTaxMan | $137.68 | $137.68 | 6/16/2010 8:06:20 PM |
| JayIsABear | $33.42 | $33.42 | 6/17/2010 7:35:55 AM |
| Bomber | $25.00 | $25.00 | 6/17/2010 8:58:53 AM |
| credit-coach118 | $40.00 | $40.00 | 6/17/2010 2:38:24 PM |
| autonomous-truth | $100.00 | $100.00 | 6/17/2010 3:21:55 PM |
| msgslg68 | $25.00 | $25.00 | 6/17/2010 10:37:06 AM |
| ore-dojo | $25.00 | $25.00 | 6/17/2010 11:27:35 AM |
| FarmersBank | $25.00 | $25.00 | 6/17/2010 9:53:35 AM |
| credit-missile | $25.00 | $25.00 | 6/17/2010 3:16:41 PM |
| DasMula | $250.00 | $250.00 | 6/17/2010 1:02:42 PM |
| credit-missile | $25.00 | $25.00 | 6/17/2010 3:27:48 PM |
| Bob450 | $35.00 | $35.00 | 6/17/2010 2:14:24 PM |
| YsoSLO | $50.00 | $50.00 | 6/17/2010 2:32:53 PM |
| obliv5 | $70.94 | $70.94 | 6/17/2010 2:34:52 PM |
| Skeptical-one | $25.00 | $25.00 | 6/17/2010 3:20:02 PM |
| shawnw2 | $121.49 | $121.49 | 6/11/2010 1:34:44 PM |
| visionary-deal3 | $100.00 | $100.00 | 6/13/2010 11:08:40 PM |
| shawnw2 | $78.13 | $78.13 | 6/13/2010 3:14:23 PM |
| commanding-income774 | $25.00 | $25.00 | 6/14/2010 5:27:15 PM |
| zone6 | $200.00 | $200.00 | 6/14/2010 11:08:15 PM |
| bankbuddy55 | $25.00 | $25.00 | 6/14/2010 7:21:43 PM |
| Amber_Stone | $100.00 | $100.00 | 6/15/2010 8:32:46 AM |
| Kash2010lu | $50.00 | $50.00 | 6/15/2010 9:49:01 AM |
| well-mannered-income3 | $60.00 | $60.00 | 6/15/2010 11:35:39 AM |
| 113121 | $500.00 | $500.00 | 6/15/2010 4:57:14 PM |
| lucrative-loan | $25.00 | $25.00 | 6/15/2010 4:59:34 PM |
| Kash2010lu | $35.00 | $35.00 | 6/15/2010 8:29:40 PM |
| dynrep | $25.00 | $25.00 | 6/16/2010 7:22:04 AM |
| 113121 | $500.00 | $500.00 | 6/15/2010 7:31:38 PM |
| 56bones | $25.00 | $25.00 | 6/16/2010 8:10:51 AM |
| asset-fanatic | $25.00 | $25.00 | 6/16/2010 9:31:54 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/16/2010 10:09:44 AM |
| lucrative-loan | $25.00 | $25.00 | 6/16/2010 5:09:45 PM |
| Kash2010lu | $25.00 | $25.00 | 6/16/2010 6:44:57 PM |
| allbalooboy2 | $25.00 | $25.00 | 6/16/2010 7:36:37 PM |
| MrPie | $25.00 | $25.00 | 6/16/2010 4:21:41 PM |
| thomas16882004 | $25.00 | $25.00 | 6/16/2010 4:25:39 PM |
| five-star-note | $32.54 | $32.54 | 6/17/2010 1:24:58 AM |
| NekHoldings | $25.00 | $25.00 | 6/17/2010 5:04:53 AM |
| Leshan | $100.00 | $100.00 | 6/17/2010 6:09:48 AM |
| Legally_Blonde | $39.75 | $39.75 | 6/17/2010 6:41:46 AM |
| reflective-rupee | $150.00 | $150.00 | 6/16/2010 5:10:45 PM |
| bountiful-community | $250.00 | $250.00 | 6/17/2010 9:27:21 AM |
| YoungTaxMan | $300.00 | $288.63 | 6/16/2010 8:08:30 PM |
| chameleon125 | $50.00 | $50.00 | 6/16/2010 9:14:50 PM |
| money-boomarang | $25.00 | $25.00 | 6/17/2010 1:08:47 PM |
| wlm3012 | $25.00 | $25.00 | 6/17/2010 2:25:05 PM |
| farchoir | $25.00 | $25.00 | 6/17/2010 6:46:50 AM |
| blitz_ac | $25.83 | $25.83 | 6/17/2010 3:21:20 PM |
| martymaniaman | $25.00 | $25.00 | 6/17/2010 9:16:07 AM |
| ohmarkybaby | $141.38 | $141.38 | 6/17/2010 2:12:13 PM |
| RecoveryLender | $32.23 | $32.23 | 6/17/2010 3:25:22 PM |
| tigercat | $50.00 | $50.00 | 6/17/2010 3:27:38 PM |
| unassuming-market7 | $50.00 | $50.00 | 6/17/2010 2:05:41 PM |
| credit-missile | $100.00 | $100.00 | 6/17/2010 3:09:14 PM |
| autonomous-truth | $50.00 | $50.00 | 6/17/2010 3:25:39 PM |
| 82 bids
|
Borrower Payment Dependent Notes Series
462198
This series of Notes was issued and sold upon the funding of the borrower loan #43064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jun-10-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 13.85% |
Starting borrower rate/APR:
| 14.85% / 17.02% |
Starting monthly payment:
| $363.22 |
|
Final lender yield:
| 13.85% |
Final borrower rate/APR:
| 14.85% / 17.02% |
Final monthly payment:
| $363.22 |
| |
|
Auction yield range:
| 5.98% - 13.85% |
Estimated loss impact:
| 5.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 7m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 17 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,660 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 31% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| p2ploan-broker |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards for good
Purpose of loan:
The purpose of this loan is to finally and completely payoff my credit card debt. I have been making consistent monthly payments for years but due to the interest rate and the monthly interest charge I have not been able to make much progress.
My financial situation:
I always make my monthly payments on a timely basis and I have a good job which is not based on commission or bonuses.
Monthly net income: $ 3,500
Monthly expenses: $
??Housing: $ 800
??Insurance: $
??Car expenses: $ 400
??Utilities: $?
??Phone, cable, internet: $ 150
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, can you please list the balances and interest rates of the credit cards you intend to pay off with this loan? Thanks! - balance-chestnut
A:
I have a $9,000 balance on one credit card with 9.9% APR. I also have another credit card with an under $500 balance. I do not use these cards anymore. I have been trying to pay them down but I am charged a finance charge of at least $75 a month on the high balance card. I put approximately $400 a month to my cards but I feel like the balance stays the same no matter what.
(Jun-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| new-return-faire | $50.00 | $50.00 | 6/10/2010 3:38:46 PM |
| hrubinst | $25.00 | $25.00 | 6/10/2010 3:50:12 PM |
| ddog0224 | $25.00 | $25.00 | 6/10/2010 3:50:25 PM |
| simplelender80 | $100.00 | $100.00 | 6/10/2010 3:50:59 PM |
| pbenjamin | $25.00 | $25.00 | 6/10/2010 4:15:48 PM |
| green-glowing-gain | $25.00 | $25.00 | 6/10/2010 4:15:57 PM |
| shiny-dollar9 | $25.00 | $25.00 | 6/10/2010 4:16:59 PM |
| logical-moola4 | $50.00 | $50.00 | 6/10/2010 4:18:28 PM |
| fenderxes | $25.00 | $25.00 | 6/10/2010 4:18:32 PM |
| Cheburashka | $25.00 | $25.00 | 6/10/2010 4:18:59 PM |
| objective-investor | $76.50 | $76.50 | 6/10/2010 4:19:56 PM |
| mla | $25.00 | $25.00 | 6/10/2010 4:21:06 PM |
| macgeek | $46.43 | $46.43 | 6/10/2010 4:21:17 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/10/2010 4:21:23 PM |
| penny-chooser | $50.00 | $50.00 | 6/10/2010 4:21:26 PM |
| Anny-Disco | $100.00 | $100.00 | 6/10/2010 4:22:27 PM |
| power-pagoda | $26.00 | $26.00 | 6/10/2010 4:22:59 PM |
| top-historic-peso | $25.00 | $25.00 | 6/10/2010 4:23:03 PM |
| cash-spark3 | $25.00 | $25.00 | 6/10/2010 4:23:13 PM |
| Premierelender | $25.00 | $25.00 | 6/10/2010 4:55:05 PM |
| dsfoundation | $25.00 | $25.00 | 6/10/2010 5:16:38 PM |
| Avala | $50.00 | $50.00 | 6/10/2010 3:50:15 PM |
| Phantom99 | $25.00 | $25.00 | 6/10/2010 3:50:21 PM |
| delicious-social132 | $25.00 | $25.00 | 6/10/2010 4:02:46 PM |
| SacramentoLoaners | $25.00 | $25.00 | 6/10/2010 4:15:50 PM |
| hptcrabbers | $25.00 | $25.00 | 6/10/2010 4:16:01 PM |
| sloak | $25.00 | $25.00 | 6/10/2010 4:17:10 PM |
| business_savvy | $49.50 | $49.50 | 6/10/2010 3:37:39 PM |
| nick456sd | $50.00 | $50.00 | 6/10/2010 3:37:43 PM |
| Peterman | $25.00 | $25.00 | 6/10/2010 4:17:30 PM |
| loot-heart | $50.00 | $50.00 | 6/10/2010 3:38:17 PM |
| copperfield | $25.00 | $25.00 | 6/10/2010 4:17:59 PM |
| jla720 | $25.00 | $25.00 | 6/10/2010 4:18:09 PM |
| thestartuplender | $35.00 | $35.00 | 6/10/2010 9:14:34 PM |
| riproaringrapids | $25.00 | $25.00 | 6/10/2010 4:18:47 PM |
| treasure-bliss | $100.00 | $100.00 | 6/10/2010 4:19:16 PM |
| richboy56 | $50.00 | $50.00 | 6/10/2010 4:19:43 PM |
| Artist_Blue | $25.00 | $25.00 | 6/10/2010 3:47:39 PM |
| bold-investment-glider | $30.00 | $30.00 | 6/10/2010 4:20:20 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/10/2010 4:20:24 PM |
| balance-whistle7 | $25.00 | $25.00 | 6/10/2010 4:20:34 PM |
| dschaaf | $25.00 | $25.00 | 6/10/2010 4:21:04 PM |
| shrewd-truth1 | $25.00 | $25.00 | 6/10/2010 4:21:50 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/10/2010 3:49:49 PM |
| economy-producer | $25.00 | $25.00 | 6/10/2010 4:23:04 PM |
| american6 | $25.00 | $25.00 | 6/10/2010 3:50:29 PM |
| castleman | $25.00 | $25.00 | 6/10/2010 4:55:08 PM |
| metro457 | $50.00 | $50.00 | 6/10/2010 3:55:02 PM |
| leader91 | $50.00 | $50.00 | 6/10/2010 4:15:56 PM |
| Use_It_Wisely | $30.00 | $30.00 | 6/10/2010 4:16:07 PM |
| ATOHokie | $25.00 | $25.00 | 6/10/2010 4:16:30 PM |
| boater01 | $46.91 | $46.91 | 6/10/2010 4:18:29 PM |
| wampum-chorus3 | $25.00 | $25.00 | 6/10/2010 4:18:46 PM |
| nunnie | $25.00 | $25.00 | 6/10/2010 4:19:50 PM |
| teller | $25.00 | $25.00 | 6/11/2010 9:41:07 AM |
| balance6 | $25.00 | $25.00 | 6/10/2010 4:20:40 PM |
| influential-compassion9 | $50.00 | $50.00 | 6/11/2010 9:55:58 AM |
| Relevance | $25.00 | $25.00 | 6/10/2010 4:21:19 PM |
| credit-maverick1 | $100.00 | $100.00 | 6/11/2010 10:05:58 AM |
| ichibon | $60.28 | $60.28 | 6/10/2010 4:21:38 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/10/2010 4:21:55 PM |
| mzman | $25.00 | $25.00 | 6/10/2010 4:22:17 PM |
| rescue | $50.00 | $50.00 | 6/10/2010 4:22:21 PM |
| zento | $25.00 | $25.00 | 6/10/2010 4:22:37 PM |
| orderly-leverage | $40.00 | $40.00 | 6/10/2010 4:23:01 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/10/2010 4:23:08 PM |
| kchen486 | $50.00 | $50.00 | 6/10/2010 4:23:12 PM |
| peerlender | $25.00 | $25.00 | 6/10/2010 4:55:11 PM |
| DasMula | $25.00 | $25.00 | 6/10/2010 10:35:27 PM |
| bxdoc | $30.67 | $30.67 | 6/10/2010 5:18:07 PM |
| Macinvest | $25.00 | $25.00 | 6/11/2010 6:34:43 AM |
| neighborly-bid | $25.00 | $25.00 | 6/11/2010 10:24:44 AM |
| buckyhead2000 | $25.00 | $25.00 | 6/11/2010 12:54:36 PM |
| SDNLR | $25.00 | $25.00 | 6/11/2010 9:37:39 AM |
| first-fund-empenada | $28.00 | $28.00 | 6/11/2010 3:06:19 PM |
| steady-bazaar | $25.00 | $25.00 | 6/11/2010 10:36:46 AM |
| RandyL3 | $25.00 | $25.00 | 6/11/2010 5:44:41 PM |
| danthemon35 | $25.00 | $25.00 | 6/11/2010 1:45:17 PM |
| vegibenz | $25.00 | $25.00 | 6/11/2010 2:11:13 PM |
| jazz619 | $25.00 | $25.00 | 6/12/2010 7:54:48 AM |
| organic-commerce2 | $50.00 | $50.00 | 6/12/2010 10:38:07 AM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:29:43 PM |
| velocity-warrior | $50.00 | $50.00 | 6/12/2010 3:54:41 PM |
| Moneypenny6 | $30.00 | $30.00 | 6/12/2010 11:51:33 AM |
| naina_my_daughter | $25.00 | $25.00 | 6/12/2010 10:39:36 AM |
| aganippe | $25.00 | $25.00 | 6/13/2010 3:22:26 PM |
| Havana21 | $25.00 | $25.00 | 6/12/2010 4:24:42 PM |
| lagnisiruk | $25.00 | $25.00 | 6/13/2010 11:44:46 PM |
| Mojo1 | $50.00 | $50.00 | 6/13/2010 6:12:58 AM |
| xthread | $25.00 | $25.00 | 6/14/2010 8:57:07 AM |
| peb44 | $50.00 | $50.00 | 6/13/2010 1:59:45 PM |
| investment-tempo | $50.00 | $50.00 | 6/14/2010 10:10:01 AM |
| doopers | $25.00 | $25.00 | 6/13/2010 6:51:18 AM |
| heerzaquestion | $25.00 | $25.00 | 6/13/2010 7:50:08 PM |
| ryelk | $25.00 | $25.00 | 6/14/2010 10:44:32 AM |
| elawn | $50.00 | $50.00 | 6/14/2010 9:14:42 AM |
| californiakhan | $25.00 | $25.00 | 6/14/2010 9:49:33 AM |
| tanker07 | $50.00 | $50.00 | 6/14/2010 8:50:18 PM |
| kmwvma | $25.00 | $25.00 | 6/15/2010 1:30:44 AM |
| best-listing-toro | $25.00 | $25.00 | 6/14/2010 9:58:11 PM |
| satisfying-deal5 | $52.86 | $52.86 | 6/15/2010 8:25:59 AM |
| RationalWorld | $25.00 | $25.00 | 6/15/2010 8:26:02 AM |
| serpentine | $50.00 | $50.00 | 6/15/2010 5:29:50 AM |
| dsav607 | $40.00 | $40.00 | 6/15/2010 12:28:07 PM |
| reflective-rupee | $2,488.00 | $383.97 | 6/15/2010 9:11:51 AM |
| wwwUniversal | $25.00 | $25.00 | 6/15/2010 9:15:53 AM |
| cutter21 | $25.00 | $25.00 | 6/15/2010 9:42:06 AM |
| Jester8967 | $40.00 | $40.00 | 6/15/2010 11:27:47 AM |
| order-wizard | $25.00 | $25.00 | 6/15/2010 10:40:38 AM |
| Starfin-Capital-Management | $75.00 | $75.00 | 6/15/2010 2:13:42 PM |
| CSinvestments | $25.00 | $25.00 | 6/15/2010 8:42:13 PM |
| doopers | $25.00 | $25.00 | 6/15/2010 8:48:23 PM |
| lazyeye | $25.00 | $25.00 | 6/15/2010 4:31:06 PM |
| RPR | $150.00 | $150.00 | 6/15/2010 6:59:21 PM |
| szetheli | $156.00 | $156.00 | 6/16/2010 8:05:49 AM |
| jmvingeorgia | $100.00 | $100.00 | 6/16/2010 7:04:54 AM |
| tompau | $25.00 | $25.00 | 6/16/2010 1:58:57 PM |
| credit-panda1 | $50.00 | $50.00 | 6/16/2010 7:14:04 AM |
| awwaaww | $50.00 | $50.00 | 6/16/2010 2:12:13 PM |
| 2Below | $25.00 | $25.00 | 6/17/2010 6:28:58 AM |
| spiff666 | $25.00 | $25.00 | 6/16/2010 9:27:31 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/16/2010 5:54:37 PM |
| don'twannadance | $50.00 | $50.00 | 6/17/2010 6:42:21 AM |
| 1phantom | $50.00 | $50.00 | 6/17/2010 7:51:59 AM |
| Shawnman19 | $37.80 | $37.80 | 6/17/2010 12:19:55 PM |
| SC2TX | $50.00 | $50.00 | 6/17/2010 1:31:24 PM |
| reflective-rupee | $100.00 | $100.00 | 6/17/2010 12:40:24 PM |
| investment-cluster | $25.00 | $25.00 | 6/17/2010 1:36:03 PM |
| orgy63 | $25.00 | $25.00 | 6/10/2010 3:49:54 PM |
| shrewd-deal | $25.00 | $25.00 | 6/10/2010 4:03:10 PM |
| safe-finance | $25.00 | $25.00 | 6/10/2010 4:15:53 PM |
| jasonuz | $25.00 | $25.00 | 6/10/2010 4:18:04 PM |
| SimpleChoice | $25.00 | $25.00 | 6/10/2010 4:18:14 PM |
| intelligent-credit0 | $50.00 | $50.00 | 6/10/2010 4:18:34 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/10/2010 3:36:30 PM |
| worth-arch | $25.00 | $25.00 | 6/10/2010 4:19:37 PM |
| Ocean713 | $50.00 | $50.00 | 6/10/2010 4:20:10 PM |
| jdrez | $25.00 | $25.00 | 6/10/2010 3:37:33 PM |
| SNH | $50.00 | $50.00 | 6/10/2010 3:38:08 PM |
| chestnut4 | $25.00 | $25.00 | 6/10/2010 4:21:30 PM |
| damanq | $25.00 | $25.00 | 6/10/2010 4:21:49 PM |
| gracej | $25.00 | $25.00 | 6/10/2010 3:38:56 PM |
| pavelz | $50.00 | $50.00 | 6/10/2010 4:22:54 PM |
| point-shooter | $25.00 | $25.00 | 6/10/2010 4:23:02 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/10/2010 4:23:06 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/10/2010 4:23:13 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/10/2010 3:48:04 PM |
| PatriotKnight | $25.00 | $25.00 | 6/10/2010 4:55:14 PM |
| Thylow | $25.00 | $25.00 | 6/10/2010 3:49:40 PM |
| lloyd_s | $25.00 | $25.00 | 6/10/2010 5:16:58 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/10/2010 3:50:55 PM |
| personal-lender | $25.00 | $25.00 | 6/10/2010 3:51:16 PM |
| dinero-speaker | $49.75 | $49.75 | 6/10/2010 6:55:09 PM |
| power-igloo3 | $25.00 | $25.00 | 6/10/2010 4:17:08 PM |
| gulch | $30.00 | $30.00 | 6/10/2010 3:37:29 PM |
| Dap2005 | $25.00 | $25.00 | 6/10/2010 4:17:23 PM |
| SpectrumCapital | $25.00 | $25.00 | 6/10/2010 4:18:06 PM |
| the-purposeful-principal | $25.00 | $25.00 | 6/10/2010 4:18:45 PM |
| bowdish1 | $50.00 | $50.00 | 6/10/2010 4:19:11 PM |
| commerce-handshake | $25.00 | $25.00 | 6/10/2010 4:20:13 PM |
| wayman | $25.00 | $25.00 | 6/10/2010 4:20:30 PM |
| inspiring-reward | $150.00 | $150.00 | 6/10/2010 4:20:38 PM |
| Kierf | $25.00 | $25.00 | 6/10/2010 4:21:20 PM |
| adamnash | $25.00 | $25.00 | 6/10/2010 4:21:25 PM |
| DcUnited | $29.02 | $29.02 | 6/10/2010 4:21:37 PM |
| well-rounded-dinero | $50.00 | $50.00 | 6/10/2010 4:21:41 PM |
| ramblin | $25.00 | $25.00 | 6/10/2010 4:21:52 PM |
| greenback-museum | $25.00 | $25.00 | 6/10/2010 4:22:18 PM |
| Bank42 | $50.00 | $50.00 | 6/10/2010 4:23:00 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/10/2010 4:23:07 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/10/2010 3:50:02 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/10/2010 3:50:49 PM |
| janus_god | $25.00 | $25.00 | 6/10/2010 5:09:39 PM |
| Edwin_Rae | $25.00 | $25.00 | 6/10/2010 4:16:25 PM |
| kirkjerk | $25.00 | $25.00 | 6/10/2010 5:17:24 PM |
| TaoPooh | $25.00 | $25.00 | 6/11/2010 9:36:20 AM |
| OldFriend | $25.00 | $25.00 | 6/10/2010 4:17:53 PM |
| CrossCreek | $25.00 | $25.00 | 6/11/2010 9:37:34 AM |
| finance-prescription | $100.00 | $100.00 | 6/10/2010 4:18:00 PM |
| Angleofcare | $25.00 | $25.00 | 6/10/2010 4:18:39 PM |
| line6owner | $36.00 | $36.00 | 6/10/2010 4:19:10 PM |
| Rdodson11 | $25.00 | $25.00 | 6/10/2010 4:20:12 PM |
| bid-czar8 | $49.72 | $49.72 | 6/10/2010 4:20:22 PM |
| lenderman2 | $25.00 | $25.00 | 6/10/2010 4:20:37 PM |
| visionary-community | $25.00 | $25.00 | 6/10/2010 4:21:35 PM |
| SkiFastBadly | $25.00 | $25.00 | 6/10/2010 4:21:47 PM |
| tech_helper | $50.00 | $50.00 | 6/10/2010 4:22:59 PM |
| blackstar | $25.00 | $25.00 | 6/10/2010 4:23:05 PM |
| VeridianEnterprise | $50.00 | $50.00 | 6/10/2010 10:09:47 PM |
| orange-preeminant-bill | $48.01 | $48.01 | 6/10/2010 11:04:40 PM |
| rdrloan | $50.00 | $50.00 | 6/11/2010 12:36:16 PM |
| selector568 | $180.61 | $180.61 | 6/10/2010 5:16:08 PM |
| drumcorpsnut | $27.08 | $27.08 | 6/10/2010 5:18:06 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/10/2010 5:18:10 PM |
| CASSHMAN | $50.00 | $50.00 | 6/10/2010 8:56:04 PM |
| samo102us | $25.00 | $25.00 | 6/10/2010 9:11:14 PM |
| SirJev | $50.00 | $50.00 | 6/11/2010 9:30:10 AM |
| MO_Investor | $25.00 | $25.00 | 6/11/2010 9:36:26 AM |
| ms48105 | $25.00 | $25.00 | 6/11/2010 9:38:11 AM |
| money-bauble | $34.50 | $34.50 | 6/11/2010 9:40:05 AM |
| mooselover | $25.00 | $25.00 | 6/11/2010 5:25:05 AM |
| benjamin67 | $25.00 | $25.00 | 6/11/2010 12:29:36 PM |
| smart-gold | $25.00 | $25.00 | 6/11/2010 9:24:21 AM |
| interest-magnolia | $25.00 | $25.00 | 6/11/2010 9:36:16 AM |
| tidy-dime | $25.00 | $25.00 | 6/11/2010 9:39:31 AM |
| Ready2Loan | $25.00 | $25.00 | 6/11/2010 9:39:35 AM |
| helpinghand63 | $50.00 | $50.00 | 6/11/2010 9:40:35 AM |
| impeccable-funds5 | $50.00 | $50.00 | 6/11/2010 2:59:44 PM |
| moola-accelerator6 | $40.00 | $40.00 | 6/11/2010 10:09:26 AM |
| greenbfin | $25.00 | $25.00 | 6/11/2010 4:42:31 PM |
| trade-structure | $25.00 | $25.00 | 6/11/2010 7:25:40 PM |
| enforcer0 | $25.00 | $25.00 | 6/12/2010 3:09:32 AM |
| halothane_logic | $25.00 | $25.00 | 6/12/2010 8:15:26 AM |
| FG9YTR | $25.00 | $25.00 | 6/11/2010 11:20:48 PM |
| BrighterSuns | $25.00 | $25.00 | 6/12/2010 2:00:19 PM |
| captainack | $25.00 | $25.00 | 6/12/2010 7:39:35 PM |
| one-midas | $25.00 | $25.00 | 6/12/2010 9:30:01 PM |
| Bank-of-Azores | $62.00 | $62.00 | 6/12/2010 9:46:03 AM |
| friendly-market5 | $25.00 | $25.00 | 6/13/2010 6:47:15 AM |
| rockhound84 | $50.00 | $50.00 | 6/13/2010 12:11:38 PM |
| bchen78875 | $25.00 | $25.00 | 6/12/2010 1:42:28 PM |
| finance-symphony7 | $25.00 | $25.00 | 6/13/2010 7:39:55 PM |
| flexible-return297 | $25.00 | $25.00 | 6/12/2010 6:59:36 PM |
| drkosh | $25.00 | $25.00 | 6/12/2010 2:39:48 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/12/2010 3:51:30 PM |
| penny-plato | $50.00 | $50.00 | 6/12/2010 6:39:48 PM |
| momar75 | $50.00 | $50.00 | 6/13/2010 5:00:47 PM |
| market-pudding | $25.00 | $25.00 | 6/13/2010 7:25:01 PM |
| platinum-sorcerer6 | $50.00 | $50.00 | 6/13/2010 8:49:43 AM |
| leverage-monger | $25.00 | $25.00 | 6/13/2010 9:31:57 AM |
| smyserj002 | $40.00 | $40.00 | 6/13/2010 10:41:24 AM |
| iflyforfun | $25.00 | $25.00 | 6/13/2010 11:35:04 PM |
| flexible-value | $26.00 | $26.00 | 6/14/2010 11:58:40 AM |
| clean-finance1 | $25.00 | $25.00 | 6/14/2010 10:14:57 AM |
| famous-bill | $50.00 | $50.00 | 6/14/2010 3:45:51 PM |
| logical-repayment1 | $50.00 | $50.00 | 6/14/2010 12:14:41 PM |
| asset-trumpeter | $50.00 | $50.00 | 6/14/2010 2:43:41 PM |
| radforj22 | $25.00 | $25.00 | 6/14/2010 2:56:08 PM |
| Supernick | $50.00 | $50.00 | 6/14/2010 4:40:55 PM |
| Simply2fly | $25.00 | $25.00 | 6/14/2010 8:17:18 PM |
| Sven79 | $200.00 | $200.00 | 6/14/2010 6:06:38 PM |
| calbertrand | $25.00 | $25.00 | 6/15/2010 11:21:39 AM |
| honorable-vigilance | $50.00 | $50.00 | 6/15/2010 7:54:22 AM |
| cloud8 | $30.00 | $30.00 | 6/15/2010 10:24:37 AM |
| Techne_Funds_LLC | $25.00 | $25.00 | 6/15/2010 4:52:06 PM |
| green-rapid-openness | $50.00 | $50.00 | 6/15/2010 9:44:01 PM |
| basejump0 | $25.00 | $25.00 | 6/16/2010 5:44:43 AM |
| SnakeV | $25.00 | $25.00 | 6/16/2010 11:00:38 AM |
| balance-chestnut | $50.00 | $50.00 | 6/16/2010 2:02:14 PM |
| FinanceEngine | $25.00 | $25.00 | 6/16/2010 7:31:09 AM |
| Shanester | $25.00 | $25.00 | 6/16/2010 9:01:35 AM |
| gold-dissector | $25.00 | $25.00 | 6/16/2010 3:59:32 PM |
| slick8812 | $25.00 | $25.00 | 6/16/2010 12:59:04 PM |
| durability-gyration4 | $35.00 | $35.00 | 6/16/2010 1:14:27 PM |
| puchkoo | $50.00 | $50.00 | 6/17/2010 7:22:13 AM |
| Sol_Invictus | $25.00 | $25.00 | 6/16/2010 8:38:00 PM |
| vulgy | $25.00 | $25.00 | 6/16/2010 7:04:03 PM |
| Machbannai | $25.00 | $25.00 | 6/17/2010 4:40:57 AM |
| don'twannadance | $50.00 | $50.00 | 6/17/2010 6:42:44 AM |
| macotra4 | $36.00 | $36.00 | 6/17/2010 9:08:02 AM |
| mustang9935 | $35.00 | $35.00 | 6/17/2010 10:16:49 AM |
| Dopplerbob | $31.39 | $31.39 | 6/17/2010 1:30:17 PM |
| sharp518 | $25.00 | $25.00 | 6/17/2010 1:59:24 PM |
| leverage-monger | $25.00 | $25.00 | 6/17/2010 3:13:24 PM |
| 264 bids
|
Borrower Payment Dependent Notes Series
462292
This series of Notes was issued and sold upon the funding of the borrower loan #43073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-17-2010 |
|
|
Starting lender yield:
| 33.28% |
Starting borrower rate/APR:
| 34.28% / 38.41% |
Starting monthly payment:
| $44.83 |
|
Final lender yield:
| 33.28% |
Final borrower rate/APR:
| 34.28% / 38.41% |
Final monthly payment:
| $44.83 |
| |
|
Auction yield range:
| 13.98% - 33.28% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2009 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 4 | Employment status: | Part-time employee |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 7m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 2 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Knowledge_Is_Power |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to get through school
Purpose of loan:
This loan will be used to continue to pay my school tuition.
My financial situation:
I am a good candidate for this loan because I'm trying to make way through school and I always pay my debts off.
Monthly net income: $ 680
Monthly expenses: $
??Housing: $
0
??Insurance: $
25
??Car expenses: $
0
??Utilities: $
0
??Phone, cable, internet: $
0
??Food, entertainment: $
50
??Clothing, household expenses $
0
??Credit cards and other loans: $
0
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hello -- so what year are you in school and what is your major? How will you pay this loan back? thanks and best to you in your education. - invest-in-ed
A:
This is my second year in college and after summer classes I should be able to transfer to another school to finish my education. I'm majoring in political science with a minor in philosophy. As of right now I have a part-time job at a retail store which pays for my most of my expenses (food, gas etc.) and the rest goes towards my schooling. I save around $500-$550 each month from my job and I should have been able to pay off what I owe but the tuition went over what I saved, about $950.
(Jun-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transaction-circuit | $25.00 | $25.00 | 6/14/2010 4:15:08 PM |
| realtormoises | $25.00 | $25.00 | 6/16/2010 5:43:27 AM |
| invest-in-ed | $250.00 | $250.00 | 6/15/2010 6:02:02 PM |
| reflective-rupee | $25.00 | $25.00 | 6/16/2010 12:18:40 PM |
| AlexTrep | $25.00 | $25.00 | 6/14/2010 6:27:10 PM |
| elmo667 | $41.88 | $41.88 | 6/15/2010 3:00:20 PM |
| reflective-rupee | $670.00 | $458.12 | 6/16/2010 12:17:52 PM |
| wwwUniversal | $25.00 | $25.00 | 6/16/2010 12:21:25 PM |
| invest-in-ed | $125.00 | $125.00 | 6/16/2010 4:52:41 PM |
| 9 bids
|