Sales Report:Supplement No. 219 dated Jun 16, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
415653
This series of Notes was issued and sold upon the funding of the borrower loan #43000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $111.34 |
|
Final lender yield:
| 15.90% |
Final borrower rate/APR:
| 16.90% / 19.10% |
Final monthly payment:
| $106.81 |
| |
|
Auction yield range:
| 7.98% - 18.90% |
Estimated loss impact:
| 6.86% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1984 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 13
/
11 | Length of status: | 26y 0m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 31 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,042 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 11% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 12 | | | | |
|
Screen name:
| ANewDay |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jun-2008)
620-639
(May-2008)
600-619
(Dec-2006)
560-579
(Nov-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
My loan for home improvement
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $200.00 | $200.00 | 6/7/2010 4:13:12 PM |
| loyalist1 | $100.00 | $100.00 | 6/7/2010 4:22:58 PM |
| wlm3012 | $25.00 | $25.00 | 6/10/2010 8:38:22 AM |
| integrity-doctor | $100.00 | $97.11 | 6/11/2010 10:07:07 AM |
| CoolPlexer | $25.00 | $25.00 | 6/10/2010 9:10:29 PM |
| neorunner | $25.00 | $25.00 | 6/11/2010 2:08:49 PM |
| sweety075 | $25.00 | $25.00 | 6/12/2010 11:16:37 AM |
| MattProsper | $100.00 | $100.00 | 6/12/2010 4:12:19 PM |
| portfolio-turbine | $50.00 | $50.00 | 6/13/2010 11:45:39 PM |
| Moe87 | $31.54 | $31.54 | 6/12/2010 9:11:06 PM |
| kjb1971 | $25.00 | $25.00 | 6/13/2010 2:45:24 AM |
| CASSHMAN | $75.00 | $75.00 | 6/13/2010 4:25:53 PM |
| Johnab | $26.00 | $26.00 | 6/13/2010 3:30:30 PM |
| icon7 | $25.00 | $25.00 | 6/14/2010 2:18:40 PM |
| iflyforfun | $25.00 | $25.00 | 6/13/2010 11:34:57 PM |
| golffish2 | $100.00 | $100.00 | 6/14/2010 9:19:50 AM |
| grammaspurse | $25.00 | $25.00 | 6/14/2010 12:42:31 PM |
| Bakerboy1983 | $25.00 | $25.00 | 6/14/2010 3:40:22 PM |
| hillerod | $25.00 | $25.00 | 6/14/2010 3:43:52 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/14/2010 3:50:22 PM |
| jybank | $25.00 | $25.00 | 6/14/2010 2:05:55 PM |
| Leshan | $81.87 | $81.87 | 6/14/2010 3:54:34 PM |
| Aberdeen | $400.00 | $400.00 | 6/7/2010 4:48:15 PM |
| Aberdeen | $400.00 | $400.00 | 6/7/2010 4:48:19 PM |
| twjh | $25.00 | $25.00 | 6/7/2010 8:19:40 PM |
| lender12345 | $25.00 | $25.00 | 6/7/2010 9:12:41 PM |
| MoneyForNothing | $28.08 | $28.08 | 6/7/2010 9:56:19 PM |
| CA_Lender | $25.00 | $25.00 | 6/8/2010 3:18:06 PM |
| hasbegun | $25.00 | $25.00 | 6/10/2010 8:48:42 AM |
| LARRY4NY | $25.00 | $25.00 | 6/10/2010 5:31:35 PM |
| value-rapture | $25.00 | $25.00 | 6/11/2010 9:23:10 AM |
| gilbrear | $25.00 | $25.00 | 6/11/2010 3:23:33 PM |
| alpinaut | $25.00 | $25.00 | 6/12/2010 8:21:23 AM |
| exchange-dreams | $25.00 | $25.00 | 6/12/2010 9:48:02 AM |
| bjr01 | $25.00 | $25.00 | 6/12/2010 2:12:03 PM |
| srs1325 | $34.40 | $34.40 | 6/12/2010 7:41:50 AM |
| LoanMoneyToYou | $25.00 | $25.00 | 6/11/2010 7:40:18 PM |
| marwadi-62 | $86.00 | $86.00 | 6/12/2010 10:15:24 AM |
| Dollars4Rent | $25.00 | $25.00 | 6/12/2010 8:48:35 PM |
| ptjg | $50.00 | $50.00 | 6/13/2010 2:39:52 AM |
| PropertyInvest | $25.00 | $25.00 | 6/13/2010 12:05:12 PM |
| stu6703 | $30.00 | $30.00 | 6/14/2010 2:02:02 PM |
| loanman2007 | $75.00 | $75.00 | 6/14/2010 9:15:23 AM |
| DoctorJoe | $25.00 | $25.00 | 6/14/2010 4:58:51 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/14/2010 10:36:33 AM |
| patriot384 | $210.00 | $210.00 | 6/14/2010 4:02:01 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/14/2010 10:52:03 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/14/2010 10:30:30 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/14/2010 3:38:42 PM |
| trumpeter5 | $25.00 | $25.00 | 6/14/2010 3:50:00 PM |
| wisconsinvestor | $50.00 | $50.00 | 6/14/2010 4:02:08 PM |
| 51 bids
|
Borrower Payment Dependent Notes Series
434603
This series of Notes was issued and sold upon the funding of the borrower loan #42939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-08-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $79.73 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $79.73 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 34% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
7 | Length of status: | 1y 5m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 15 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,199 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 32% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| manutd |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 97% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $1,900.00 | < 31 days late:
| 1
( 3% )
| 680-699
(Nov-2009)
700-719
(Apr-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
payoff my personal loan
Purpose of loan:
First
thank you for taking the time to my review second? loan request.If you feel the
need to get any information? to assist you to make your decision,please
don't hesitate to contact me.I will do my best to answer you in a
timely manner.The purpose for the loan is to payoff my credit cards and car loan that is has my back against the wall
My financial situation:
I
am currently employed and working full time.I am a hard worker and?
financially capable of paying all my debts with well over the minimum
payments.Am Currently renting and have a roommate.I believe you have
no worries in anticipating repayment? if you so choose to invest in this
loan.The negative mark on my credit is a card that i was unable to pay last November when I was laid off but settled and am paying on right now .I look forward to one day potentially loaning money to future and
current prosper members because i believe in helping others in need.The reason for the? second delinquent account is due to a student loan i have .I was unemployed for awhile after my graduation.I have since then been making payments on the account and have made a substantial payments but until i payoff the account ,the amount will stay as it as per the collection agency regulations..Thank you
?Thanks again for taking the time to consider this listing as a potential investment
My monthly budget:
Mortgage/rent: $432
Insurance: $85
Car payment $480
Utilities: $60
Phone, cable, internet: $100
Food, $100
Clothing, household expenses $90
Credit cards and other loan payments: $550
Other expenses: $176
---------------------------------------
Total monthly expenses: $1797
undefinedundefinedundefined
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| chilichese | $25.00 | $25.00 | 6/8/2010 4:06:51 PM |
| Ivan2007 | $25.00 | $25.00 | 6/8/2010 4:07:14 PM |
| Mantis75 | $25.00 | $25.00 | 6/8/2010 4:08:15 PM |
| aue513 | $25.00 | $25.00 | 6/8/2010 4:08:26 PM |
| point-shooter | $25.00 | $25.00 | 6/8/2010 4:10:27 PM |
| meux99 | $25.00 | $25.00 | 6/8/2010 4:07:45 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/8/2010 4:07:49 PM |
| iolaire | $25.00 | $25.00 | 6/8/2010 4:08:30 PM |
| orgy63 | $25.00 | $25.00 | 6/8/2010 4:10:14 PM |
| SNH | $50.00 | $50.00 | 6/8/2010 4:10:51 PM |
| dharma1 | $25.00 | $25.00 | 6/8/2010 4:07:53 PM |
| riproaringrapids | $25.00 | $25.00 | 6/8/2010 4:07:58 PM |
| DukSerduk | $25.00 | $25.00 | 6/8/2010 4:09:56 PM |
| bchen78875 | $50.00 | $50.00 | 6/8/2010 4:11:07 PM |
| fortytwo | $200.00 | $42.93 | 6/8/2010 4:11:18 PM |
| Planecourage | $35.32 | $35.32 | 6/8/2010 10:51:21 PM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 4:22:38 PM |
| moneytolend72 | $25.00 | $25.00 | 6/10/2010 10:21:46 AM |
| lender12345 | $25.00 | $25.00 | 6/10/2010 8:59:16 PM |
| maccpro1 | $50.00 | $50.00 | 6/11/2010 10:03:06 AM |
| relierma | $25.00 | $25.00 | 6/10/2010 4:38:29 PM |
| payontime1 | $25.00 | $25.00 | 6/10/2010 9:50:14 PM |
| lincmercguy | $25.00 | $25.00 | 6/11/2010 4:17:20 PM |
| don'twannadance | $50.00 | $50.00 | 6/12/2010 10:07:08 AM |
| don'twannadance | $50.00 | $50.00 | 6/12/2010 10:07:26 AM |
| jguerrajr | $93.78 | $93.78 | 6/12/2010 11:03:33 AM |
| Catalina_Enterprises | $100.00 | $100.00 | 6/12/2010 10:19:04 AM |
| ChristopherHS | $25.00 | $25.00 | 6/12/2010 2:26:24 PM |
| outofoffice | $50.00 | $50.00 | 6/13/2010 6:31:01 AM |
| slwholesales | $29.21 | $29.21 | 6/14/2010 2:01:41 PM |
| billquality | $239.53 | $239.53 | 6/13/2010 6:50:51 PM |
| heerzaquestion | $25.00 | $25.00 | 6/14/2010 4:59:35 AM |
| JerryB96 | $25.00 | $25.00 | 6/14/2010 10:12:09 AM |
| Rivermaverick | $25.00 | $25.00 | 6/14/2010 10:39:00 AM |
| successful-euro | $75.00 | $75.00 | 6/8/2010 4:07:36 PM |
| kenji4861 | $25.00 | $25.00 | 6/8/2010 4:09:37 PM |
| tolstoy00 | $25.00 | $25.00 | 6/8/2010 4:09:52 PM |
| Rdodson11 | $25.00 | $25.00 | 6/8/2010 4:08:35 PM |
| top-payout-fixer | $25.00 | $25.00 | 6/8/2010 4:08:41 PM |
| rulender | $50.00 | $50.00 | 6/8/2010 4:09:19 PM |
| rose88 | $25.00 | $25.00 | 6/8/2010 4:09:38 PM |
| the-silver-blaster | $25.00 | $25.00 | 6/8/2010 4:10:07 PM |
| nuclearmoose | $25.00 | $25.00 | 6/8/2010 4:10:40 PM |
| Bank42 | $50.00 | $50.00 | 6/8/2010 4:10:50 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/8/2010 4:11:01 PM |
| Artist_Blue | $25.00 | $25.00 | 6/8/2010 4:06:58 PM |
| kulender | $30.00 | $30.00 | 6/8/2010 4:10:32 PM |
| vine99 | $65.00 | $65.00 | 6/8/2010 9:29:22 PM |
| Pickmar | $25.00 | $25.00 | 6/9/2010 12:46:11 PM |
| interstellar | $50.00 | $50.00 | 6/9/2010 5:09:41 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/9/2010 7:16:18 PM |
| Firescreek | $25.00 | $25.00 | 6/10/2010 6:27:03 AM |
| Personal-Bond | $27.86 | $27.86 | 6/10/2010 4:51:30 PM |
| stephen_c01 | $25.00 | $25.00 | 6/11/2010 9:38:55 AM |
| Lender0307 | $25.00 | $25.00 | 6/11/2010 11:32:38 PM |
| point-berserker | $25.00 | $25.00 | 6/12/2010 4:43:27 AM |
| starry2001 | $25.00 | $25.00 | 6/12/2010 5:20:47 AM |
| Supernova3 | $36.37 | $36.37 | 6/12/2010 11:11:24 AM |
| Jollyrancher | $200.00 | $200.00 | 6/12/2010 4:26:32 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 6/12/2010 5:25:01 PM |
| Simply2fly | $25.00 | $25.00 | 6/14/2010 7:32:43 AM |
| nethawk00 | $25.00 | $25.00 | 6/14/2010 9:32:25 AM |
| jayk63 | $25.00 | $25.00 | 6/14/2010 2:28:36 PM |
| 63 bids
|
Borrower Payment Dependent Notes Series
460593
This series of Notes was issued and sold upon the funding of the borrower loan #42954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $108.23 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $108.23 |
| |
|
Auction yield range:
| 2.98% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 51% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
11 | Length of status: | 10y 5m |
|
Credit score:
| 760-779 (May-2010) |
Total credit lines:
| 37 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,861 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 50% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| consummate-marketplace4 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
to pay off a couple of credit cards
Purpose of loan:
This loan will be used to?pay off a credit card and a medical bill that we did not know that we owed because it had been disputed and hadnt heard from them for a year
My financial situation:
I am a good candidate for this loan because?i work long hard hours and have been with this same company for almost 11 years
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| coup173 | $25.00 | $25.00 | 6/7/2010 4:06:55 PM |
| Octavian315 | $35.00 | $35.00 | 6/7/2010 4:07:11 PM |
| meux99 | $25.00 | $25.00 | 6/7/2010 4:17:37 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/7/2010 4:17:41 PM |
| kenji4861 | $25.00 | $25.00 | 6/7/2010 4:18:31 PM |
| heretoprosper | $25.00 | $25.00 | 6/7/2010 4:18:47 PM |
| icchok | $50.00 | $50.00 | 6/7/2010 4:24:13 PM |
| social-comet224 | $25.00 | $25.00 | 6/7/2010 4:07:07 PM |
| nuclearmoose | $25.00 | $25.00 | 6/7/2010 4:25:05 PM |
| iolaire | $25.00 | $25.00 | 6/7/2010 4:07:48 PM |
| Divot | $25.00 | $25.00 | 6/7/2010 4:25:55 PM |
| ashik | $50.00 | $50.00 | 6/7/2010 4:25:58 PM |
| wormdc | $25.00 | $25.00 | 6/7/2010 4:26:01 PM |
| diligent-leverage | $25.00 | $25.00 | 6/7/2010 4:11:00 PM |
| teufelhund | $25.00 | $25.00 | 6/7/2010 4:11:07 PM |
| zwx1997 | $25.00 | $25.00 | 6/7/2010 4:27:16 PM |
| a-wealth-visionary | $25.00 | $25.00 | 6/7/2010 4:12:12 PM |
| gauss02 | $25.00 | $25.00 | 6/7/2010 4:28:06 PM |
| successful-euro | $30.00 | $30.00 | 6/7/2010 4:16:01 PM |
| truth-image | $50.00 | $50.00 | 6/7/2010 4:31:18 PM |
| power-defender7 | $25.00 | $25.00 | 6/7/2010 4:31:45 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/7/2010 4:17:21 PM |
| american6 | $50.00 | $12.84 | 6/7/2010 4:32:09 PM |
| dharma1 | $25.00 | $25.00 | 6/7/2010 4:17:45 PM |
| GrommetPosse | $25.00 | $25.00 | 6/7/2010 4:17:56 PM |
| riproaringrapids | $25.00 | $25.00 | 6/7/2010 4:18:26 PM |
| KHODADAD | $50.00 | $50.00 | 6/7/2010 4:23:12 PM |
| samo102us | $25.00 | $25.00 | 6/7/2010 4:23:18 PM |
| point-shooter | $25.00 | $25.00 | 6/7/2010 4:24:30 PM |
| SNH | $50.00 | $50.00 | 6/7/2010 4:25:15 PM |
| briphi | $100.00 | $100.00 | 6/7/2010 4:25:25 PM |
| NATIVEBORN | $25.00 | $25.00 | 6/7/2010 4:26:23 PM |
| djh47a | $25.00 | $25.00 | 6/7/2010 4:27:39 PM |
| Mantis75 | $25.00 | $25.00 | 6/7/2010 4:06:00 PM |
| JGB | $100.00 | $100.00 | 6/7/2010 4:29:38 PM |
| Rdodson11 | $25.00 | $25.00 | 6/7/2010 4:11:22 PM |
| a-responsible-return | $25.00 | $25.00 | 6/7/2010 4:32:01 PM |
| superb-point | $89.66 | $89.66 | 6/7/2010 4:16:14 PM |
| kulender | $25.00 | $25.00 | 6/7/2010 4:17:51 PM |
| nonukem | $25.00 | $25.00 | 6/7/2010 4:18:53 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/7/2010 4:25:20 PM |
| thedoctor | $82.26 | $82.26 | 6/7/2010 4:26:06 PM |
| phillipd48 | $25.00 | $25.00 | 6/7/2010 4:27:13 PM |
| radforj22 | $50.00 | $50.00 | 6/7/2010 4:28:02 PM |
| GElender | $50.00 | $50.00 | 6/7/2010 4:29:50 PM |
| klinebarger | $25.00 | $25.00 | 6/7/2010 4:30:38 PM |
| golden-responsibility189 | $50.00 | $50.00 | 6/7/2010 4:30:56 PM |
| harty | $60.00 | $60.00 | 6/7/2010 4:31:13 PM |
| Ocean713 | $50.00 | $50.00 | 6/7/2010 4:32:04 PM |
| mhotchan | $100.00 | $100.00 | 6/8/2010 5:28:25 PM |
| otalon | $25.00 | $25.00 | 6/9/2010 11:10:14 AM |
| surfsider123 | $25.00 | $25.00 | 6/12/2010 10:05:52 AM |
| ernie10532 | $50.00 | $50.00 | 6/13/2010 10:27:52 AM |
| julijask | $35.00 | $35.00 | 6/13/2010 11:06:13 AM |
| Angleofcare | $25.00 | $25.00 | 6/7/2010 4:08:38 PM |
| shrewd-deal | $25.00 | $25.00 | 6/7/2010 4:23:04 PM |
| aue513 | $25.00 | $25.00 | 6/7/2010 4:07:20 PM |
| shrewd-peace7 | $30.00 | $30.00 | 6/7/2010 4:07:38 PM |
| balance6 | $25.00 | $25.00 | 6/7/2010 4:09:18 PM |
| micko | $25.00 | $25.00 | 6/7/2010 4:26:08 PM |
| Ivan2007 | $25.00 | $25.00 | 6/7/2010 4:10:44 PM |
| social-vibrato | $25.00 | $25.00 | 6/7/2010 4:10:51 PM |
| DavenportCapital | $25.00 | $25.00 | 6/7/2010 4:11:30 PM |
| bds9646 | $26.00 | $26.00 | 6/7/2010 4:14:09 PM |
| alexstar | $25.00 | $25.00 | 6/7/2010 4:30:42 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/7/2010 4:31:33 PM |
| rescue | $100.00 | $100.00 | 6/7/2010 4:31:42 PM |
| the-silver-blaster | $25.00 | $25.00 | 6/7/2010 4:23:38 PM |
| bayareainv | $44.24 | $44.24 | 6/7/2010 4:23:42 PM |
| loyalist1 | $50.00 | $50.00 | 6/7/2010 4:23:49 PM |
| bchen78875 | $50.00 | $50.00 | 6/7/2010 4:25:35 PM |
| fortytwo | $200.00 | $200.00 | 6/7/2010 4:25:42 PM |
| mla | $25.00 | $25.00 | 6/7/2010 4:06:28 PM |
| interest-exec9 | $25.00 | $25.00 | 6/7/2010 4:30:10 PM |
| credit-scout7 | $30.00 | $30.00 | 6/7/2010 4:31:05 PM |
| afotherg | $40.00 | $40.00 | 6/7/2010 4:31:38 PM |
| top-payout-fixer | $25.00 | $25.00 | 6/7/2010 4:12:06 PM |
| Walkingcowboy | $25.00 | $25.00 | 6/7/2010 4:20:32 PM |
| alpinaut | $25.00 | $25.00 | 6/7/2010 4:21:31 PM |
| orgy63 | $25.00 | $25.00 | 6/7/2010 4:23:52 PM |
| Bank42 | $50.00 | $50.00 | 6/7/2010 4:25:08 PM |
| 1fortheroad | $25.00 | $25.00 | 6/7/2010 4:27:10 PM |
| mlopez2007 | $50.00 | $50.00 | 6/7/2010 4:29:52 PM |
| meenan | $25.00 | $25.00 | 6/7/2010 4:31:29 PM |
| julijask | $35.00 | $35.00 | 6/7/2010 4:37:03 PM |
| Nash2065 | $25.00 | $25.00 | 6/8/2010 8:44:39 PM |
| octoberfresh | $25.00 | $25.00 | 6/10/2010 8:13:50 AM |
| cash-vault | $25.00 | $25.00 | 6/10/2010 9:36:48 AM |
| preciouschild | $100.00 | $100.00 | 6/11/2010 2:00:53 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/12/2010 8:49:53 PM |
| debt-legend | $25.00 | $25.00 | 6/14/2010 12:10:37 PM |
| sunny1985 | $25.00 | $25.00 | 6/14/2010 3:22:49 PM |
| 92 bids
|
Borrower Payment Dependent Notes Series
461043
This series of Notes was issued and sold upon the funding of the borrower loan #42986, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-08-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $101.06 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $101.06 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 1m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 28 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,651 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 98% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| PAFamilyMan |
Borrower's state:
| Pennsylvania |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need Assistance
Purpose of loan:
This loan will be used to consolidate outstanding bills and do automotive repairs.
($1,300 outstanding tax bill an estimate of $900-$1,200 in vehicle repairs between my two vehicles.)
My financial situation:
I have been digging myself out of a bankruptcy that was discharged in December 2004, which can be seen by my credit score now just creeping back into the 700's.? I did have one delinquency last year due to an outstanding $25 electric bill on a temporary rental home that did not properly get to me.? I'm extremely prudent about watching my credit reports as I have no desire to relive past errors.
I have previously had two listings on Prosper for home repairs that were never funded due to Pennsylvania regulatory restrictions at the time.? Please feel free to ask any questions and I will be more than happy to share supporting financial information if necessary.
Monthly net income: $ 6,350
Monthly expenses: $
Monthly
expenses
??Housing$1,300 ??Insurance$200 ??Car expenses$800 ??Utilities$450 ??Phone, cable, internet$180 ??Food, entertainment$800 ??Clothing, household expenses$300 ??Credit cards and other loans$350
$4,380
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What exactly is your occupation and does anyone else contribute
to household income? Thanks - RecoveryLender
A:
I am the sole provider for my family. My eldest son is a diabetic, though mostly self sufficient, he needs to be monitored as well as my two younger children by my wife who works with my younger son that has a speech impairment. As for my occupation the easiest way to describe it is a Network Engineer. I manage a staff of four engineers responsible for WAN connectivity for about 250 locations in the Americas. I am also responsible for Bandwidth Management and WAN optimization globally.
(Jun-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| S-Master | $25.00 | $25.00 | 6/8/2010 4:13:10 PM |
| orderly-leverage | $30.00 | $30.00 | 6/8/2010 4:16:26 PM |
| payment-gusto | $25.00 | $25.00 | 6/8/2010 4:11:51 PM |
| greenwell | $25.00 | $25.00 | 6/8/2010 4:23:39 PM |
| SNH | $50.00 | $50.00 | 6/8/2010 4:16:08 PM |
| top-historic-peso | $26.00 | $26.00 | 6/8/2010 4:16:17 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/8/2010 4:17:13 PM |
| MADAOO7 | $50.00 | $50.00 | 6/8/2010 4:17:28 PM |
| pavelz | $50.00 | $50.00 | 6/8/2010 4:18:09 PM |
| brother_tam | $46.01 | $46.01 | 6/8/2010 4:22:55 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/8/2010 10:09:51 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/9/2010 10:09:56 AM |
| kidsskipp | $25.00 | $25.00 | 6/9/2010 12:39:44 PM |
| DUDE66 | $25.00 | $25.00 | 6/9/2010 9:35:51 AM |
| actuarial_investor | $25.00 | $25.00 | 6/9/2010 12:33:02 PM |
| samo102us | $25.00 | $25.00 | 6/9/2010 5:09:32 PM |
| loot-heart | $50.00 | $50.00 | 6/10/2010 9:36:01 AM |
| treasure-bliss | $100.00 | $100.00 | 6/10/2010 2:29:41 PM |
| wlm3012 | $25.00 | $25.00 | 6/11/2010 9:07:15 AM |
| DasMula | $25.00 | $25.00 | 6/11/2010 9:35:04 AM |
| seisen | $25.15 | $25.15 | 6/11/2010 9:47:31 AM |
| Amber_Stone | $25.00 | $25.00 | 6/11/2010 5:34:08 AM |
| Sam65 | $25.00 | $25.00 | 6/11/2010 10:07:59 AM |
| delivery | $25.00 | $25.00 | 6/12/2010 10:25:35 AM |
| A007 | $25.00 | $25.00 | 6/12/2010 6:59:48 AM |
| asmithj | $31.00 | $31.00 | 6/12/2010 9:29:36 AM |
| johnayan | $25.00 | $25.00 | 6/13/2010 10:20:00 AM |
| loss-of-control | $50.00 | $50.00 | 6/12/2010 2:57:21 PM |
| lagnisiruk | $25.00 | $25.00 | 6/13/2010 11:39:54 PM |
| natecam | $25.00 | $25.00 | 6/14/2010 12:39:57 PM |
| b-rent | $25.00 | $25.00 | 6/14/2010 9:37:42 AM |
| TheCount | $25.00 | $25.00 | 6/14/2010 11:00:33 AM |
| Quest4euphoria | $25.00 | $25.00 | 6/14/2010 1:27:14 PM |
| compsciman | $48.43 | $48.43 | 6/14/2010 10:41:33 AM |
| wwwUniversal | $25.00 | $25.00 | 6/14/2010 3:11:33 PM |
| TCayce | $25.00 | $25.00 | 6/14/2010 3:11:37 PM |
| divedude | $25.00 | $13.52 | 6/14/2010 3:24:42 PM |
| qwsd12 | $40.00 | $40.00 | 6/8/2010 4:16:07 PM |
| cash-spark3 | $25.00 | $25.00 | 6/8/2010 4:16:04 PM |
| personal-lender | $25.00 | $25.00 | 6/8/2010 4:16:28 PM |
| Artist_Blue | $25.00 | $25.00 | 6/8/2010 4:21:58 PM |
| worth-arch | $25.00 | $25.00 | 6/8/2010 4:16:20 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/8/2010 8:34:55 PM |
| simplelender80 | $50.00 | $50.00 | 6/8/2010 4:17:00 PM |
| tech_helper | $25.00 | $25.00 | 6/8/2010 4:20:56 PM |
| Phantom99 | $25.00 | $25.00 | 6/9/2010 7:51:46 AM |
| ukstevenhawaii | $50.00 | $50.00 | 6/9/2010 12:19:46 PM |
| money-bauble | $75.00 | $75.00 | 6/9/2010 2:17:00 PM |
| JGB | $25.00 | $25.00 | 6/9/2010 3:21:46 PM |
| desertoasis | $25.00 | $25.00 | 6/10/2010 12:09:50 PM |
| danthemon35 | $25.00 | $25.00 | 6/11/2010 1:45:15 PM |
| zone6 | $100.00 | $100.00 | 6/10/2010 11:26:29 PM |
| fortytwo | $50.00 | $50.00 | 6/11/2010 1:05:36 PM |
| neorunner | $25.00 | $25.00 | 6/11/2010 2:41:27 PM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:34:43 PM |
| kginatl | $25.00 | $25.00 | 6/12/2010 6:59:46 AM |
| exchange-dreams | $25.00 | $25.00 | 6/12/2010 9:45:20 AM |
| rhin0cerx | $35.95 | $35.95 | 6/12/2010 1:44:46 PM |
| Havana21 | $25.00 | $25.00 | 6/12/2010 4:19:48 PM |
| best-listing-toro | $25.00 | $25.00 | 6/12/2010 9:40:10 AM |
| decisive-capital | $33.24 | $33.24 | 6/12/2010 2:26:10 PM |
| RecoveryLender | $25.00 | $25.00 | 6/13/2010 1:04:23 PM |
| payment-halo | $25.00 | $25.00 | 6/12/2010 5:35:52 PM |
| orange-preeminant-bill | $31.91 | $31.91 | 6/12/2010 11:39:46 PM |
| honorable-yield | $35.00 | $35.00 | 6/14/2010 9:38:34 AM |
| FASTIZIO_P | $27.00 | $27.00 | 6/14/2010 10:56:32 AM |
| KiwiElf | $25.00 | $25.00 | 6/13/2010 10:37:30 AM |
| cospilot | $25.00 | $25.00 | 6/14/2010 12:46:45 PM |
| AndyT1999 | $25.00 | $25.00 | 6/13/2010 2:09:44 PM |
| Tikiland | $25.00 | $25.00 | 6/14/2010 3:04:59 PM |
| anton | $43.63 | $43.63 | 6/14/2010 10:56:25 AM |
| KDW08 | $25.00 | $25.00 | 6/14/2010 12:12:40 PM |
| Learning2Lend | $33.16 | $33.16 | 6/14/2010 1:00:29 PM |
| reflective-rupee | $25.00 | $25.00 | 6/14/2010 3:32:31 PM |
| ElAbel11 | $25.00 | $25.00 | 6/14/2010 3:11:35 PM |
| 75 bids
|
Borrower Payment Dependent Notes Series
461333
This series of Notes was issued and sold upon the funding of the borrower loan #42951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 10.34% |
Starting monthly payment:
| $322.67 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $319.40 |
| |
|
Auction yield range:
| 2.98% - 9.00% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 8% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 8m |
|
Credit score:
| 800-819 (Jun-2010) |
Total credit lines:
| 23 |
Occupation: | Engineer - Mechanic... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,589 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 3% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jonnydclark |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a 5 year old business
The proceeds of this loan will be used to purchase an existing web based business with inventory. The business has been growing since it started in 2005 and currently makes ~ $40k / year as a part time operation. I bought a directory website in 2009 and have netted $22k in the first 12 months of ownership. I live off my salary as an engineer and reinvest all income from the website and will continue to do this until the loan is paid off. The total purchase price of the business is $60k and I have cash for most of it. I have credit available on credit cards but as you can see I don't carry a balance and would like to keep it that way. Feel free to ask any questions.
I have loaned to prosper borrowers in the past and currently have ~ $300 in principal active.
This loan will be paid back in ~ 6 months from the proceeds of the business.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Will you explain the public record? - Socorro_Capital_Partners
A:
Yes. When I was in college I ran a part time business doing auto body and paint work. When I closed the business and moved I did not remit the sales tax permit immediately. I had no sales for the final month but due to non-filing they charged me their estimate for my sales for that month. This turned out to be a $175 debt to the state which went on public record. I found out about it years later when I bought my first house and then paid it off. I believe it was closed in 2003.
(Jun-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| spreadgoodwill | $25.00 | $25.00 | 6/7/2010 4:06:17 PM |
| FmrEngr2Phd | $25.00 | $25.00 | 6/7/2010 4:07:54 PM |
| Rdodson11 | $25.00 | $25.00 | 6/7/2010 4:11:20 PM |
| rustylix | $25.00 | $25.00 | 6/7/2010 4:12:00 PM |
| Cr_Sunset | $25.00 | $25.00 | 6/7/2010 4:14:20 PM |
| pcwrangler | $25.00 | $25.00 | 6/7/2010 4:15:38 PM |
| bill-bearer | $31.92 | $31.92 | 6/7/2010 4:15:45 PM |
| Merganser | $25.00 | $25.00 | 6/7/2010 4:16:41 PM |
| Crono24 | $25.00 | $25.00 | 6/7/2010 4:16:59 PM |
| gigabit | $50.00 | $50.00 | 6/7/2010 4:18:41 PM |
| emt747 | $25.00 | $25.00 | 6/7/2010 4:21:40 PM |
| jla720 | $35.00 | $35.00 | 6/7/2010 4:21:50 PM |
| Steveoo1 | $25.00 | $25.00 | 6/7/2010 4:22:02 PM |
| KHODADAD | $50.00 | $50.00 | 6/7/2010 4:23:10 PM |
| thorough-exchange4 | $40.00 | $40.00 | 6/7/2010 4:23:24 PM |
| point-shooter | $25.00 | $25.00 | 6/7/2010 4:24:28 PM |
| Mantis75 | $25.00 | $25.00 | 6/7/2010 4:06:01 PM |
| nuclearmoose | $25.00 | $25.00 | 6/7/2010 4:25:06 PM |
| GradStudent34 | $25.00 | $25.00 | 6/7/2010 4:08:09 PM |
| wormdc | $25.00 | $25.00 | 6/7/2010 4:26:00 PM |
| money-floret | $100.00 | $100.00 | 6/7/2010 4:09:19 PM |
| diligent-leverage | $25.00 | $25.00 | 6/7/2010 4:10:59 PM |
| zwx1997 | $25.00 | $25.00 | 6/7/2010 4:27:15 PM |
| tenacious-payout | $25.00 | $25.00 | 6/7/2010 4:27:19 PM |
| cleared2land | $25.00 | $25.00 | 6/7/2010 4:11:46 PM |
| Charlieofalbany | $50.00 | $50.00 | 6/7/2010 4:12:02 PM |
| fantastic-openness | $50.00 | $50.00 | 6/7/2010 4:12:27 PM |
| spenrod | $33.81 | $33.81 | 6/7/2010 4:12:58 PM |
| wampum-optimization | $32.10 | $32.10 | 6/7/2010 4:14:52 PM |
| redragon | $25.00 | $25.00 | 6/7/2010 4:14:59 PM |
| worthy-truth | $25.00 | $25.00 | 6/7/2010 4:15:28 PM |
| hopeful-point | $25.00 | $25.00 | 6/7/2010 4:15:41 PM |
| FutureLenderEC | $25.00 | $25.00 | 6/7/2010 4:15:50 PM |
| successful-euro | $30.00 | $30.00 | 6/7/2010 4:16:00 PM |
| golden-responsibility189 | $50.00 | $50.00 | 6/7/2010 4:30:55 PM |
| generous-deal6 | $25.00 | $25.00 | 6/7/2010 4:16:39 PM |
| transparency-giant | $50.00 | $50.00 | 6/7/2010 4:17:13 PM |
| peace-missile | $25.00 | $25.00 | 6/7/2010 4:17:15 PM |
| power-defender7 | $25.00 | $25.00 | 6/7/2010 4:31:45 PM |
| moneynmotion | $25.00 | $25.00 | 6/7/2010 4:17:17 PM |
| a-responsible-return | $25.00 | $25.00 | 6/7/2010 4:32:02 PM |
| Marathoner | $25.00 | $25.00 | 6/7/2010 4:32:44 PM |
| GrommetPosse | $25.00 | $25.00 | 6/7/2010 4:17:54 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/7/2010 4:33:37 PM |
| riproaringrapids | $25.00 | $25.00 | 6/7/2010 4:18:24 PM |
| simplelender80 | $100.00 | $100.00 | 6/7/2010 4:33:47 PM |
| svandgts | $50.00 | $50.00 | 6/7/2010 4:34:00 PM |
| nonukem | $25.00 | $25.00 | 6/7/2010 4:18:52 PM |
| CASHGIRL | $45.20 | $45.20 | 6/7/2010 4:20:25 PM |
| jjb3 | $25.00 | $25.00 | 6/7/2010 4:21:42 PM |
| Attract | $25.00 | $25.00 | 6/7/2010 4:21:52 PM |
| Jack1966 | $25.00 | $25.00 | 6/7/2010 4:22:09 PM |
| ctgscott | $25.00 | $25.00 | 6/7/2010 4:37:09 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/7/2010 4:25:17 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/7/2010 4:25:19 PM |
| InvestorPartners | $25.00 | $25.00 | 6/7/2010 4:26:30 PM |
| zenchef | $25.00 | $25.00 | 6/7/2010 4:27:28 PM |
| shorthairedg | $28.60 | $28.60 | 6/7/2010 4:27:48 PM |
| mla | $25.00 | $25.00 | 6/7/2010 4:06:26 PM |
| RedGranite | $25.00 | $25.00 | 6/7/2010 4:06:42 PM |
| coup173 | $25.00 | $25.00 | 6/7/2010 4:06:50 PM |
| shrewd-peace7 | $30.00 | $30.00 | 6/7/2010 4:07:38 PM |
| iolaire | $25.00 | $25.00 | 6/7/2010 4:07:46 PM |
| MyPlantsEatBugs | $25.00 | $25.00 | 6/7/2010 4:08:23 PM |
| lancetc | $25.00 | $25.00 | 6/7/2010 4:09:26 PM |
| truth-image | $50.00 | $50.00 | 6/7/2010 4:31:17 PM |
| rescue | $100.00 | $100.00 | 6/7/2010 4:31:41 PM |
| LAKESPRING | $25.10 | $25.10 | 6/7/2010 4:11:47 PM |
| Underzenith85 | $25.00 | $25.00 | 6/7/2010 4:42:02 PM |
| alverado | $30.56 | $30.56 | 6/7/2010 4:11:59 PM |
| Dazz2061 | $25.00 | $25.00 | 6/7/2010 4:12:04 PM |
| deal-multiplier9 | $25.00 | $25.00 | 6/7/2010 4:42:19 PM |
| smmgnn99 | $25.00 | $25.00 | 6/7/2010 4:42:42 PM |
| seabass123 | $25.00 | $25.00 | 6/7/2010 4:32:56 PM |
| HunterSix | $25.00 | $25.00 | 6/7/2010 4:13:22 PM |
| wampum-chorus3 | $25.00 | $25.00 | 6/7/2010 4:13:45 PM |
| fortytwo | $82.66 | $82.66 | 6/7/2010 4:14:35 PM |
| lifegrowth | $25.00 | $25.00 | 6/7/2010 4:15:21 PM |
| pavelz | $100.00 | $100.00 | 6/7/2010 4:45:05 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/7/2010 4:17:19 PM |
| meux99 | $25.00 | $25.00 | 6/7/2010 4:17:38 PM |
| kulender | $25.00 | $25.00 | 6/7/2010 4:17:49 PM |
| kenji4861 | $25.00 | $25.00 | 6/7/2010 4:18:29 PM |
| Ikcon07 | $50.00 | $50.00 | 6/7/2010 4:18:44 PM |
| delicious-social132 | $40.00 | $40.00 | 6/7/2010 4:18:48 PM |
| life-is-great | $25.00 | $25.00 | 6/7/2010 4:21:10 PM |
| Philosonie | $25.00 | $25.00 | 6/7/2010 4:22:05 PM |
| nunnie | $25.00 | $25.00 | 6/7/2010 4:25:52 PM |
| ashik | $50.00 | $50.00 | 6/7/2010 4:25:57 PM |
| platinum-genetics | $50.00 | $50.00 | 6/7/2010 4:26:51 PM |
| BabyLender | $25.00 | $25.00 | 6/7/2010 4:27:18 PM |
| radforj22 | $50.00 | $50.00 | 6/7/2010 4:27:58 PM |
| triumphant-commitment | $50.00 | $50.00 | 6/7/2010 4:42:40 PM |
| JGB | $100.00 | $100.00 | 6/7/2010 4:29:37 PM |
| kmr2 | $25.00 | $25.00 | 6/7/2010 4:29:55 PM |
| Ocean713 | $50.00 | $50.00 | 6/7/2010 4:32:03 PM |
| bold-durability-drum | $50.00 | $50.00 | 6/7/2010 4:32:12 PM |
| payout-banker4 | $25.00 | $25.00 | 6/7/2010 4:33:42 PM |
| psa1995 | $50.00 | $50.00 | 6/7/2010 4:33:54 PM |
| balance-whistle7 | $50.00 | $28.14 | 6/7/2010 4:47:31 PM |
| GrayStudio | $50.00 | $50.00 | 6/7/2010 4:57:14 PM |
| minista | $25.00 | $25.00 | 6/7/2010 4:57:54 PM |
| Jassi | $25.00 | $25.00 | 6/7/2010 4:36:48 PM |
| wwwUniversal | $25.00 | $25.00 | 6/7/2010 6:54:08 PM |
| payout-magician | $25.00 | $25.00 | 6/7/2010 8:49:58 PM |
| gojackgo | $50.00 | $50.00 | 6/7/2010 4:42:56 PM |
| commerce-handshake | $50.00 | $50.00 | 6/7/2010 4:45:58 PM |
| witty-loot2 | $30.00 | $30.00 | 6/7/2010 4:46:10 PM |
| RandyL3 | $33.00 | $33.00 | 6/7/2010 4:47:25 PM |
| crippledcircus | $75.00 | $75.00 | 6/8/2010 2:43:06 PM |
| cebgop | $25.00 | $25.00 | 6/8/2010 10:19:20 PM |
| gzeo | $25.00 | $25.00 | 6/9/2010 9:38:56 AM |
| the-profit-oracle | $25.00 | $25.00 | 6/9/2010 3:19:21 PM |
| djmjkelso | $25.00 | $25.00 | 6/10/2010 12:17:44 AM |
| dsgfl1 | $100.00 | $100.00 | 6/10/2010 6:32:38 AM |
| deepclear | $100.00 | $100.00 | 6/10/2010 8:55:44 AM |
| Money_Hog | $25.00 | $25.00 | 6/9/2010 5:14:15 PM |
| SpotLending | $25.00 | $25.00 | 6/10/2010 5:53:22 AM |
| ethicalhumanist | $25.00 | $25.00 | 6/9/2010 7:16:15 PM |
| surferracerskaterboy | $50.00 | $50.00 | 6/10/2010 7:32:51 AM |
| planet613 | $91.06 | $91.06 | 6/10/2010 9:07:21 AM |
| Dskillz | $30.00 | $30.00 | 6/11/2010 8:34:55 AM |
| lincmercguy | $25.00 | $25.00 | 6/11/2010 4:11:38 PM |
| boomarang2 | $25.00 | $25.00 | 6/11/2010 10:22:26 AM |
| best-listing-toro | $25.00 | $25.00 | 6/12/2010 9:33:53 AM |
| hidavehi | $25.00 | $25.00 | 6/11/2010 10:58:47 PM |
| TechieLender | $61.07 | $61.07 | 6/12/2010 6:09:22 AM |
| adhawan325 | $25.00 | $25.00 | 6/12/2010 1:38:25 PM |
| colorfulgardener | $25.00 | $25.00 | 6/13/2010 6:50:16 AM |
| Supernova3 | $30.00 | $30.00 | 6/12/2010 11:04:18 AM |
| mglanham | $25.00 | $25.00 | 6/13/2010 10:12:49 AM |
| senior1 | $25.00 | $25.00 | 6/12/2010 7:31:30 PM |
| ultimatepaintball | $25.00 | $25.00 | 6/14/2010 6:45:59 AM |
| Jollyrancher | $200.00 | $200.00 | 6/12/2010 4:20:09 PM |
| Chesterite | $40.00 | $40.00 | 6/13/2010 2:34:16 PM |
| julijask | $35.00 | $35.00 | 6/14/2010 10:15:09 AM |
| elevated-finance | $68.12 | $68.12 | 6/13/2010 6:16:41 AM |
| revenue-marauder0 | $25.00 | $25.00 | 6/13/2010 10:26:37 AM |
| cashasaurus0 | $50.00 | $50.00 | 6/14/2010 4:28:36 AM |
| Damostuff | $25.00 | $25.00 | 6/14/2010 9:36:07 AM |
| satisfying-deal5 | $100.00 | $100.00 | 6/14/2010 6:46:02 AM |
| Rivermaverick | $25.00 | $25.00 | 6/14/2010 10:34:16 AM |
| julijask | $35.00 | $35.00 | 6/14/2010 10:14:50 AM |
| exact-peso2 | $27.50 | $27.50 | 6/14/2010 11:59:09 AM |
| Lotsofbears | $25.00 | $25.00 | 6/14/2010 12:19:12 PM |
| Octavian315 | $25.00 | $25.00 | 6/7/2010 4:07:12 PM |
| direct-peso1 | $25.00 | $25.00 | 6/7/2010 4:08:44 PM |
| nestegg4e | $25.00 | $25.00 | 6/7/2010 4:09:13 PM |
| Ivan2007 | $25.00 | $25.00 | 6/7/2010 4:10:43 PM |
| first-pragmatic-note | $25.00 | $25.00 | 6/7/2010 4:11:52 PM |
| Mali1 | $25.00 | $25.00 | 6/7/2010 4:12:14 PM |
| awwaww | $25.00 | $25.00 | 6/7/2010 4:13:19 PM |
| kcole10 | $25.00 | $25.00 | 6/7/2010 4:14:19 PM |
| jakesworld | $50.00 | $50.00 | 6/7/2010 4:15:31 PM |
| rome1426 | $50.00 | $50.00 | 6/7/2010 4:15:47 PM |
| rosie777 | $30.00 | $30.00 | 6/7/2010 4:16:05 PM |
| superb-point | $100.00 | $100.00 | 6/7/2010 4:16:13 PM |
| ezg | $50.00 | $50.00 | 6/7/2010 4:16:22 PM |
| CaptainBlueberry | $25.00 | $25.00 | 6/7/2010 4:16:40 PM |
| saver20 | $25.00 | $25.00 | 6/7/2010 4:17:07 PM |
| dharma1 | $25.00 | $25.00 | 6/7/2010 4:17:44 PM |
| rjw_mpwr | $25.00 | $25.00 | 6/7/2010 4:18:40 PM |
| Walkingcowboy | $25.00 | $25.00 | 6/7/2010 4:20:29 PM |
| Kerrysbay | $50.00 | $50.00 | 6/7/2010 4:20:59 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 6/7/2010 4:21:03 PM |
| steady-gain5 | $25.00 | $25.00 | 6/7/2010 4:21:09 PM |
| alpinaut | $25.00 | $25.00 | 6/7/2010 4:21:29 PM |
| saihu | $25.00 | $25.00 | 6/7/2010 4:21:35 PM |
| Aethelinde | $40.28 | $40.28 | 6/7/2010 4:21:59 PM |
| MTLoans | $25.00 | $25.00 | 6/7/2010 4:22:07 PM |
| tylerfd | $25.00 | $25.00 | 6/7/2010 4:22:54 PM |
| shrewd-deal | $25.00 | $25.00 | 6/7/2010 4:23:03 PM |
| loyalist1 | $100.00 | $100.00 | 6/7/2010 4:23:48 PM |
| orgy63 | $25.00 | $25.00 | 6/7/2010 4:23:51 PM |
| kchen486 | $25.00 | $25.00 | 6/7/2010 4:24:32 PM |
| aue513 | $25.00 | $25.00 | 6/7/2010 4:07:19 PM |
| Bank42 | $50.00 | $50.00 | 6/7/2010 4:25:07 PM |
| briphi | $100.00 | $100.00 | 6/7/2010 4:25:24 PM |
| bchen78875 | $50.00 | $50.00 | 6/7/2010 4:25:37 PM |
| Angleofcare | $25.00 | $25.00 | 6/7/2010 4:08:37 PM |
| micko | $25.00 | $25.00 | 6/7/2010 4:26:07 PM |
| BayShell | $50.00 | $50.00 | 6/7/2010 4:26:26 PM |
| social-vibrato | $25.00 | $25.00 | 6/7/2010 4:10:50 PM |
| phillipd48 | $25.00 | $25.00 | 6/7/2010 4:27:12 PM |
| ATOHokie | $25.00 | $25.00 | 6/7/2010 4:27:20 PM |
| ZeoInvestments | $25.00 | $25.00 | 6/7/2010 4:27:26 PM |
| shadowflame_99 | $25.00 | $25.00 | 6/7/2010 4:13:03 PM |
| lenderme | $25.00 | $25.00 | 6/7/2010 4:14:58 PM |
| JohnGalt94 | $25.00 | $25.00 | 6/7/2010 4:29:57 PM |
| R3P0MAN | $25.00 | $25.00 | 6/7/2010 4:15:40 PM |
| myextracash | $25.00 | $25.00 | 6/7/2010 4:15:48 PM |
| Taxman44 | $25.00 | $25.00 | 6/7/2010 4:15:53 PM |
| klinebarger | $25.00 | $25.00 | 6/7/2010 4:30:37 PM |
| alexstar | $25.00 | $25.00 | 6/7/2010 4:30:43 PM |
| harty | $60.00 | $60.00 | 6/7/2010 4:31:11 PM |
| SJM10011a | $25.00 | $25.00 | 6/7/2010 4:16:54 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/7/2010 4:31:32 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/7/2010 4:17:39 PM |
| evnagelist | $25.00 | $25.00 | 6/7/2010 4:32:46 PM |
| tntmojave | $25.00 | $25.00 | 6/7/2010 4:33:03 PM |
| moltopaolo | $50.00 | $50.00 | 6/7/2010 4:33:25 PM |
| hookUup | $25.00 | $25.00 | 6/7/2010 4:33:30 PM |
| justice-dna | $35.00 | $35.00 | 6/7/2010 4:18:42 PM |
| heretoprosper | $25.00 | $25.00 | 6/7/2010 4:18:46 PM |
| love_what_you_do | $25.00 | $25.00 | 6/7/2010 4:20:05 PM |
| schpere | $25.00 | $25.00 | 6/7/2010 4:21:07 PM |
| wampum-reaction2 | $25.00 | $25.00 | 6/7/2010 4:21:27 PM |
| saritha | $25.00 | $25.00 | 6/7/2010 4:23:08 PM |
| samo102us | $25.00 | $25.00 | 6/7/2010 4:23:16 PM |
| unclejaef | $25.00 | $25.00 | 6/7/2010 4:36:57 PM |
| ArashMass | $30.00 | $30.00 | 6/7/2010 4:24:41 PM |
| 1fortheroad | $25.00 | $25.00 | 6/7/2010 4:27:09 PM |
| gauss02 | $25.00 | $25.00 | 6/7/2010 4:28:05 PM |
| mlopez2007 | $50.00 | $50.00 | 6/7/2010 4:29:51 PM |
| famous-bill | $50.00 | $50.00 | 6/7/2010 4:29:58 PM |
| balance6 | $25.00 | $25.00 | 6/7/2010 4:09:16 PM |
| credit-scout7 | $30.00 | $30.00 | 6/7/2010 4:31:01 PM |
| meenan | $25.00 | $25.00 | 6/7/2010 4:31:28 PM |
| DavenportCapital | $25.00 | $25.00 | 6/7/2010 4:11:29 PM |
| toblerone | $46.79 | $46.79 | 6/7/2010 4:11:57 PM |
| top-payout-fixer | $25.00 | $25.00 | 6/7/2010 4:12:05 PM |
| Phantom99 | $25.00 | $25.00 | 6/7/2010 4:32:54 PM |
| figs4u2 | $80.00 | $80.00 | 6/7/2010 4:33:11 PM |
| david5000 | $50.00 | $50.00 | 6/7/2010 4:33:19 PM |
| sf-funder | $25.00 | $25.00 | 6/7/2010 4:13:46 PM |
| bds9646 | $26.00 | $26.00 | 6/7/2010 4:14:07 PM |
| finance-negotiator2 | $25.00 | $25.00 | 6/7/2010 4:15:55 PM |
| dbzen | $50.00 | $50.00 | 6/7/2010 4:16:25 PM |
| calkidd05 | $25.00 | $25.00 | 6/7/2010 4:16:34 PM |
| JohnBanks | $25.00 | $25.00 | 6/7/2010 4:18:50 PM |
| KWarrior | $25.00 | $25.00 | 6/7/2010 4:57:31 PM |
| srgriff | $25.00 | $25.00 | 6/7/2010 4:20:54 PM |
| important-ore | $94.07 | $94.07 | 6/7/2010 4:21:05 PM |
| Aethelwolf | $25.00 | $25.00 | 6/7/2010 4:21:12 PM |
| tbrnet | $25.00 | $25.00 | 6/7/2010 4:21:17 PM |
| the-silver-blaster | $25.00 | $25.00 | 6/7/2010 4:23:40 PM |
| Turkish101 | $25.00 | $25.00 | 6/7/2010 4:23:44 PM |
| icchok | $50.00 | $50.00 | 6/7/2010 4:24:11 PM |
| SNH | $50.00 | $50.00 | 6/7/2010 4:25:16 PM |
| Ven58 | $25.00 | $25.00 | 6/7/2010 6:20:45 PM |
| seattle | $25.00 | $25.00 | 6/7/2010 4:27:25 PM |
| FirePro22 | $50.00 | $50.00 | 6/7/2010 4:44:50 PM |
| afotherg | $40.00 | $40.00 | 6/7/2010 4:31:37 PM |
| american6 | $50.00 | $50.00 | 6/7/2010 4:32:08 PM |
| kegs | $100.00 | $100.00 | 6/7/2010 4:32:19 PM |
| investmentgroup | $25.00 | $25.00 | 6/7/2010 4:32:28 PM |
| flexible-value | $28.00 | $28.00 | 6/7/2010 4:33:10 PM |
| generator596 | $50.00 | $50.00 | 6/7/2010 4:33:15 PM |
| pauledgarm | $50.00 | $50.00 | 6/7/2010 4:33:51 PM |
| power-pagoda | $25.00 | $25.00 | 6/7/2010 4:33:58 PM |
| Alittleluck | $50.00 | $50.00 | 6/7/2010 6:49:35 PM |
| buckyhead2000 | $25.00 | $25.00 | 6/7/2010 4:42:08 PM |
| dschaaf | $50.00 | $50.00 | 6/7/2010 4:42:34 PM |
| tekkie2412 | $25.00 | $25.00 | 6/7/2010 4:47:59 PM |
| all_of_that_one | $25.00 | $25.00 | 6/7/2010 9:31:46 PM |
| zippy-revenue8 | $25.00 | $25.00 | 6/8/2010 11:20:11 AM |
| interstellar | $43.36 | $43.36 | 6/8/2010 2:34:39 AM |
| Montgomery-Burns | $25.00 | $25.00 | 6/9/2010 5:09:38 PM |
| paranoid | $25.00 | $25.00 | 6/9/2010 4:44:35 PM |
| MonkeyHero | $50.00 | $50.00 | 6/9/2010 10:44:06 PM |
| Spiv_51 | $25.00 | $25.00 | 6/11/2010 3:39:07 AM |
| nerd2fly | $27.47 | $27.47 | 6/10/2010 6:33:25 PM |
| buffalobills | $25.00 | $25.00 | 6/11/2010 9:49:02 AM |
| cbfresh | $25.00 | $25.00 | 6/10/2010 7:31:12 PM |
| TecMula | $25.00 | $25.00 | 6/11/2010 4:11:36 PM |
| philantist | $25.00 | $25.00 | 6/11/2010 8:52:19 PM |
| MonkeyHero | $25.00 | $25.00 | 6/12/2010 9:35:37 AM |
| surfsider123 | $25.00 | $25.00 | 6/12/2010 10:06:30 AM |
| theloanfiller | $25.00 | $25.00 | 6/11/2010 6:24:39 PM |
| HenryK7 | $25.00 | $25.00 | 6/12/2010 2:13:13 PM |
| rodaku | $40.00 | $40.00 | 6/12/2010 3:36:17 PM |
| gjm6d | $25.00 | $25.00 | 6/12/2010 5:29:26 AM |
| BOZO88 | $25.00 | $25.00 | 6/12/2010 2:11:30 PM |
| mammalian4 | $50.00 | $50.00 | 6/12/2010 12:34:43 PM |
| gsp1885 | $26.00 | $26.00 | 6/12/2010 1:09:43 PM |
| Ardy123 | $25.00 | $25.00 | 6/12/2010 9:15:47 PM |
| Micro_Funds | $29.19 | $29.19 | 6/14/2010 8:46:04 AM |
| loanman2007 | $50.00 | $50.00 | 6/14/2010 9:22:45 AM |
| dano1965 | $50.00 | $50.00 | 6/14/2010 8:00:46 AM |
| uwinwewin | $25.00 | $25.00 | 6/14/2010 12:41:58 PM |
| 280 bids
|
Borrower Payment Dependent Notes Series
461391
This series of Notes was issued and sold upon the funding of the borrower loan #42998, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-04-2010 |
| |
Auction end date:
| Jun-11-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $242.71 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $242.71 |
| |
|
Auction yield range:
| 3.98% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 1m |
|
Credit score:
| 780-799 (Jun-2010) |
Total credit lines:
| 22 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $210 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 41 | | | | |
|
Screen name:
| vivid-loot6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
self-publishing a book
Purpose of loan:
This loan will be used for two purposes. First. I am self-publishing a book and second, I will be making some minor home improvements.?
My financial situation:
I am a good candidate for this loan because, other than my car lease payment and my half of our mortgate payment,?I do not have any other monthly debt payments. Additionally, because of a change in my responsibilities at work, I anticipate my monthly income to increase by approximately $1,500/mth.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| orgy63 | $25.00 | $25.00 | 6/4/2010 4:07:14 PM |
| top-historic-peso | $25.00 | $25.00 | 6/4/2010 4:30:22 PM |
| kchen486 | $50.00 | $50.00 | 6/4/2010 4:08:02 PM |
| Phantom99 | $25.00 | $25.00 | 6/4/2010 4:31:08 PM |
| ichibon | $75.00 | $75.00 | 6/4/2010 4:13:37 PM |
| delicious-social132 | $25.00 | $25.00 | 6/4/2010 4:34:19 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/4/2010 4:34:24 PM |
| DcUnited | $26.53 | $26.53 | 6/4/2010 4:41:15 PM |
| nunnie | $25.00 | $25.00 | 6/4/2010 4:41:23 PM |
| Bank42 | $50.00 | $50.00 | 6/4/2010 4:41:30 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/4/2010 4:41:39 PM |
| PocketAces | $25.00 | $25.00 | 6/4/2010 5:46:47 PM |
| LandE2BG | $25.00 | $25.00 | 6/4/2010 5:49:10 PM |
| Millmanator | $25.00 | $25.00 | 6/4/2010 5:58:12 PM |
| bleacher | $25.00 | $25.00 | 6/4/2010 6:10:56 PM |
| bowdish1 | $50.00 | $50.00 | 6/4/2010 6:15:22 PM |
| bid-papyrus | $25.00 | $25.00 | 6/4/2010 6:15:45 PM |
| ryanp100 | $25.00 | $25.00 | 6/4/2010 6:16:20 PM |
| Savings_EQ_Dignity | $28.70 | $28.70 | 6/4/2010 6:16:58 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 6/4/2010 6:25:22 PM |
| Avala | $50.00 | $50.00 | 6/4/2010 4:30:57 PM |
| rudyindc | $25.00 | $25.00 | 6/4/2010 7:14:40 PM |
| penny-chooser | $50.00 | $50.00 | 6/4/2010 4:07:25 PM |
| rescue | $50.00 | $50.00 | 6/4/2010 4:08:52 PM |
| cash-spark3 | $25.00 | $25.00 | 6/4/2010 4:34:56 PM |
| economy-producer | $25.00 | $25.00 | 6/4/2010 4:41:16 PM |
| damanq | $25.00 | $25.00 | 6/4/2010 4:41:24 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/4/2010 4:41:33 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/4/2010 4:42:06 PM |
| yachey | $25.00 | $25.00 | 6/4/2010 5:39:54 PM |
| TMillard | $25.00 | $25.00 | 6/4/2010 5:46:23 PM |
| SDNLR | $25.00 | $25.00 | 6/4/2010 5:47:30 PM |
| jonn834 | $25.00 | $25.00 | 6/4/2010 5:48:15 PM |
| peerlender | $25.00 | $25.00 | 6/4/2010 5:48:44 PM |
| zski | $25.00 | $25.00 | 6/5/2010 2:00:04 AM |
| jaynlana | $25.00 | $25.00 | 6/4/2010 5:57:02 PM |
| Dap2005 | $25.00 | $25.00 | 6/4/2010 6:03:33 PM |
| KrazyCelticKid | $75.00 | $75.00 | 6/5/2010 6:10:28 AM |
| abeprof70 | $25.00 | $25.00 | 6/4/2010 6:16:04 PM |
| CAGE-Investments | $54.65 | $54.65 | 6/4/2010 6:18:31 PM |
| p2p-eagle9 | $25.00 | $25.00 | 6/5/2010 7:13:17 AM |
| durability-mad-scientist4 | $42.95 | $42.95 | 6/4/2010 6:27:05 PM |
| KonkoKid | $50.00 | $50.00 | 6/4/2010 7:29:48 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/4/2010 4:30:29 PM |
| worth-arch | $25.00 | $25.00 | 6/4/2010 4:30:41 PM |
| psa1995 | $31.32 | $31.32 | 6/5/2010 9:50:34 AM |
| ddog0224 | $25.00 | $25.00 | 6/4/2010 4:31:24 PM |
| american6 | $25.00 | $25.00 | 6/4/2010 4:31:32 PM |
| Binan | $25.00 | $25.00 | 6/4/2010 9:51:15 PM |
| icchok | $50.00 | $50.00 | 6/5/2010 5:15:46 AM |
| aztec | $125.00 | $125.00 | 6/5/2010 5:20:47 AM |
| treasure-hunter270 | $25.00 | $25.00 | 6/4/2010 4:34:31 PM |
| the-silver-blaster | $50.00 | $50.00 | 6/4/2010 4:35:01 PM |
| treasure-bliss | $74.63 | $74.63 | 6/4/2010 4:41:06 PM |
| schnatty | $50.00 | $50.00 | 6/4/2010 4:41:14 PM |
| power-igloo3 | $25.00 | $25.00 | 6/4/2010 4:41:20 PM |
| bold-investment-glider | $30.00 | $30.00 | 6/4/2010 4:41:24 PM |
| SkiFastBadly | $25.00 | $25.00 | 6/4/2010 4:41:28 PM |
| ms48105 | $25.00 | $25.00 | 6/5/2010 4:01:13 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/4/2010 5:46:25 PM |
| lokiswolf | $28.54 | $28.54 | 6/4/2010 5:46:46 PM |
| gracej | $25.00 | $25.00 | 6/5/2010 4:45:24 PM |
| golden-wealth2 | $47.41 | $47.41 | 6/5/2010 9:36:06 AM |
| twirl2 | $25.00 | $25.00 | 6/5/2010 4:45:33 PM |
| kaiger | $25.00 | $25.00 | 6/5/2010 4:45:43 PM |
| cgiles01 | $25.00 | $25.00 | 6/4/2010 5:56:19 PM |
| speedy-point | $25.00 | $25.00 | 6/4/2010 6:00:15 PM |
| Lightlife | $34.45 | $34.45 | 6/4/2010 6:01:29 PM |
| Rostov | $25.00 | $25.00 | 6/4/2010 6:12:19 PM |
| dsfoundation | $25.00 | $25.00 | 6/4/2010 6:15:42 PM |
| miket71 | $35.82 | $35.82 | 6/4/2010 6:16:11 PM |
| slartibardfast | $25.00 | $25.00 | 6/4/2010 6:16:55 PM |
| calkidd05 | $25.00 | $25.00 | 6/5/2010 11:10:50 AM |
| financial-frenzy | $35.40 | $35.40 | 6/4/2010 6:27:03 PM |
| tidy-dime | $25.00 | $25.00 | 6/4/2010 6:27:20 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/4/2010 6:28:07 PM |
| fair-responsibility6 | $25.00 | $25.00 | 6/4/2010 6:35:14 PM |
| Interstate_Rate | $49.79 | $49.79 | 6/4/2010 8:55:03 PM |
| Anny-Disco | $100.00 | $100.00 | 6/5/2010 3:46:11 PM |
| inspiring-reward | $150.00 | $150.00 | 6/5/2010 3:54:44 PM |
| payout-banker4 | $25.00 | $25.00 | 6/5/2010 4:45:22 PM |
| rcflick | $25.00 | $25.00 | 6/6/2010 12:30:01 PM |
| balance6 | $25.00 | $25.00 | 6/5/2010 4:09:39 AM |
| wampum-reaction2 | $25.00 | $25.00 | 6/5/2010 4:54:42 AM |
| power-pagoda | $26.00 | $26.00 | 6/5/2010 5:15:49 AM |
| inventive-wealth2 | $25.00 | $25.00 | 6/5/2010 5:49:46 AM |
| SpectrumCapital | $25.00 | $25.00 | 6/6/2010 5:29:45 PM |
| Bailador | $25.00 | $25.00 | 6/6/2010 6:54:48 AM |
| systemlender | $25.00 | $25.00 | 6/5/2010 12:24:48 PM |
| exchange-synapse | $50.00 | $50.00 | 6/5/2010 1:10:48 PM |
| unitedins | $25.00 | $25.00 | 6/5/2010 2:39:38 PM |
| loan-master996 | $33.31 | $33.31 | 6/6/2010 5:00:44 PM |
| cloud8 | $28.31 | $28.31 | 6/5/2010 4:19:43 PM |
| kegs | $25.00 | $25.00 | 6/5/2010 4:45:23 PM |
| shrewd-peace7 | $30.00 | $30.00 | 6/6/2010 9:49:39 PM |
| mzman | $25.00 | $25.00 | 6/5/2010 6:00:09 PM |
| lenderman2 | $25.00 | $25.00 | 6/5/2010 7:31:10 PM |
| ToweringDan | $50.00 | $50.00 | 6/5/2010 7:48:29 PM |
| jed919 | $25.00 | $25.00 | 6/5/2010 9:19:42 PM |
| direct-peso1 | $25.00 | $25.00 | 6/5/2010 9:55:02 PM |
| dollars4debts | $25.00 | $25.00 | 6/6/2010 9:59:56 AM |
| authoritative-capital | $25.00 | $25.00 | 6/6/2010 2:50:03 PM |
| Ocean713 | $50.00 | $50.00 | 6/6/2010 9:30:19 PM |
| IIP77 | $25.00 | $25.00 | 6/6/2010 9:54:44 PM |
| upc_tnt | $25.00 | $25.00 | 6/6/2010 10:40:49 PM |
| Alittleluck | $25.00 | $25.00 | 6/7/2010 6:45:31 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/8/2010 7:54:53 AM |
| asya | $30.47 | $30.47 | 6/9/2010 5:22:26 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/10/2010 6:25:54 AM |
| gillijr1001 | $25.00 | $25.00 | 6/10/2010 2:21:37 PM |
| TheGeek | $25.00 | $25.00 | 6/10/2010 10:37:05 AM |
| isfahanian | $25.00 | $25.00 | 6/10/2010 5:15:39 PM |
| zippy-market5 | $25.00 | $25.00 | 6/11/2010 10:21:57 AM |
| tech_helper | $50.00 | $50.00 | 6/4/2010 4:13:50 PM |
| point-shooter | $25.00 | $25.00 | 6/4/2010 4:07:48 PM |
| SNH | $50.00 | $50.00 | 6/4/2010 4:30:17 PM |
| hrubinst | $25.00 | $25.00 | 6/4/2010 4:30:51 PM |
| availableloan | $25.00 | $25.00 | 6/4/2010 4:31:48 PM |
| blackstar | $25.00 | $25.00 | 6/4/2010 4:13:58 PM |
| shrewd-deal | $25.00 | $25.00 | 6/4/2010 4:34:47 PM |
| line6owner | $36.00 | $36.00 | 6/4/2010 4:41:21 PM |
| ramblin | $25.00 | $25.00 | 6/4/2010 4:41:25 PM |
| orderly-leverage | $40.00 | $40.00 | 6/4/2010 4:41:32 PM |
| bid-czar8 | $100.00 | $100.00 | 6/4/2010 4:41:46 PM |
| teller | $25.00 | $25.00 | 6/4/2010 4:45:44 PM |
| money-bauble | $75.00 | $75.00 | 6/4/2010 5:39:37 PM |
| fopaul13 | $25.00 | $25.00 | 6/4/2010 5:46:02 PM |
| Cheburashka | $25.00 | $25.00 | 6/4/2010 5:48:28 PM |
| ClearLake | $25.00 | $25.00 | 6/4/2010 5:48:55 PM |
| CrossCreek | $25.00 | $25.00 | 6/4/2010 5:56:36 PM |
| br4444 | $25.00 | $25.00 | 6/4/2010 5:57:00 PM |
| BlackFred | $25.00 | $25.00 | 6/4/2010 5:57:11 PM |
| Dutchhunter | $30.48 | $30.48 | 6/4/2010 6:02:27 PM |
| texrob20 | $25.00 | $25.00 | 6/4/2010 6:11:40 PM |
| visionary-community | $25.00 | $25.00 | 6/4/2010 4:29:50 PM |
| unassassinable | $25.00 | $25.00 | 6/4/2010 6:27:23 PM |
| balance-voyager | $42.00 | $42.00 | 6/4/2010 6:59:46 PM |
| bxdoc | $78.12 | $78.12 | 6/4/2010 4:32:54 PM |
| merle-noir | $50.00 | $50.00 | 6/4/2010 4:41:13 PM |
| objective-investor | $59.03 | $59.03 | 6/4/2010 4:41:22 PM |
| well-rounded-dinero | $50.00 | $50.00 | 6/4/2010 4:41:26 PM |
| trustworthy-fairness | $43.26 | $43.26 | 6/4/2010 4:42:08 PM |
| dinero-festivity2 | $72.36 | $72.36 | 6/4/2010 5:39:52 PM |
| slobrewtx | $25.00 | $25.00 | 6/4/2010 5:45:38 PM |
| ciccio70 | $25.00 | $25.00 | 6/4/2010 5:46:31 PM |
| night0wl | $25.00 | $25.00 | 6/4/2010 5:48:08 PM |
| mdreiss | $25.00 | $25.00 | 6/4/2010 6:00:50 PM |
| bchen78875 | $25.00 | $25.00 | 6/4/2010 6:05:18 PM |
| orbiter614 | $30.34 | $30.34 | 6/4/2010 4:23:35 PM |
| iLoaner | $25.00 | $25.00 | 6/4/2010 6:12:34 PM |
| lloyd_s | $25.00 | $25.00 | 6/4/2010 6:15:36 PM |
| elegant-bonus | $25.00 | $25.00 | 6/4/2010 6:15:52 PM |
| srgriff | $25.00 | $25.00 | 6/4/2010 6:16:02 PM |
| Artist_Blue | $25.00 | $25.00 | 6/4/2010 6:16:09 PM |
| mikrolown | $25.00 | $25.00 | 6/4/2010 6:16:24 PM |
| transparency-advocator | $25.00 | $25.00 | 6/4/2010 7:14:43 PM |
| kmr2 | $28.43 | $28.43 | 6/5/2010 8:54:47 AM |
| loan-kung-fu | $25.00 | $25.00 | 6/5/2010 9:50:30 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/4/2010 4:31:15 PM |
| chestnut4 | $25.00 | $25.00 | 6/4/2010 4:31:41 PM |
| dschaaf | $25.00 | $25.00 | 6/4/2010 9:39:59 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/4/2010 4:34:53 PM |
| samo102us | $25.00 | $25.00 | 6/4/2010 4:34:58 PM |
| good2b | $50.00 | $50.00 | 6/5/2010 6:36:36 AM |
| movistar | $25.00 | $25.00 | 6/5/2010 6:50:39 AM |
| janus_god | $25.00 | $25.00 | 6/4/2010 4:41:19 PM |
| shrewd-truth1 | $25.00 | $25.00 | 6/4/2010 4:41:22 PM |
| Relevance | $25.00 | $25.00 | 6/4/2010 4:41:27 PM |
| ATOHokie | $25.00 | $25.00 | 6/4/2010 4:41:35 PM |
| OldFriend | $25.00 | $25.00 | 6/5/2010 4:09:41 PM |
| Rdodson11 | $25.00 | $25.00 | 6/4/2010 5:46:06 PM |
| shingu79 | $25.61 | $25.61 | 6/4/2010 5:46:28 PM |
| riproaringrapids | $25.00 | $25.00 | 6/5/2010 4:44:57 PM |
| svandgts | $50.00 | $50.00 | 6/5/2010 4:45:21 PM |
| lysholm | $25.00 | $25.00 | 6/4/2010 5:57:38 PM |
| monstersdad | $29.14 | $29.14 | 6/4/2010 5:59:19 PM |
| Kulchar | $34.20 | $34.20 | 6/4/2010 6:01:53 PM |
| Phillip298 | $25.00 | $25.00 | 6/4/2010 6:11:15 PM |
| allocator5 | $25.68 | $25.68 | 6/5/2010 10:04:35 AM |
| SnE | $25.00 | $25.00 | 6/4/2010 6:16:16 PM |
| affluence-tomahawk | $25.00 | $25.00 | 6/4/2010 6:25:33 PM |
| contract-eagle | $42.27 | $42.27 | 6/4/2010 6:25:47 PM |
| Erikdbp | $25.00 | $25.00 | 6/4/2010 6:25:53 PM |
| jasonuz | $25.00 | $25.00 | 6/5/2010 7:59:40 PM |
| special-truth | $25.25 | $25.25 | 6/4/2010 6:26:55 PM |
| social-comet224 | $25.00 | $25.00 | 6/4/2010 7:50:08 PM |
| littlemonkey | $25.00 | $25.00 | 6/6/2010 5:41:29 AM |
| junctionking | $25.00 | $25.00 | 6/4/2010 7:51:04 PM |
| dpjd | $25.00 | $25.00 | 6/6/2010 9:12:19 AM |
| return-buddy | $50.00 | $50.00 | 6/5/2010 4:34:57 PM |
| money-floret | $50.00 | $50.00 | 6/6/2010 11:19:38 AM |
| Angleofcare | $25.00 | $25.00 | 6/5/2010 5:09:43 PM |
| influential-compassion9 | $30.96 | $30.96 | 6/5/2010 5:25:37 AM |
| mla | $25.00 | $25.00 | 6/5/2010 8:20:29 PM |
| famous-bill | $29.21 | $29.21 | 6/5/2010 9:30:35 PM |
| gold-disk | $50.00 | $50.00 | 6/6/2010 8:35:05 PM |
| fairwealth | $25.00 | $25.00 | 6/6/2010 10:55:06 AM |
| 108lender | $40.45 | $40.45 | 6/5/2010 11:10:56 AM |
| unrivaled-justice | $25.00 | $25.00 | 6/6/2010 1:46:00 PM |
| wayman | $50.00 | $50.00 | 6/5/2010 2:39:48 PM |
| spreadgoodwill | $25.00 | $25.00 | 6/5/2010 3:14:50 PM |
| logical-loyalty0 | $25.00 | $25.00 | 6/5/2010 4:01:10 PM |
| first-upright-payout | $25.00 | $25.00 | 6/5/2010 4:10:02 PM |
| successful-euro | $50.00 | $50.00 | 6/5/2010 4:45:20 PM |
| adamnash | $25.00 | $25.00 | 6/6/2010 10:00:35 PM |
| shiregroup | $50.00 | $50.00 | 6/5/2010 7:49:43 PM |
| ashlil01 | $25.00 | $25.00 | 6/6/2010 6:47:43 AM |
| omniviper | $25.00 | $25.00 | 6/6/2010 10:39:38 AM |
| asset-caballero | $25.00 | $3.93 | 6/6/2010 11:54:39 PM |
| wwwUniversal | $25.00 | $25.00 | 6/7/2010 8:16:52 AM |
| AuroraRobbin | $30.00 | $30.00 | 6/9/2010 10:14:07 AM |
| Lender0307 | $25.00 | $25.00 | 6/9/2010 8:54:28 AM |
| Randyg08 | $40.00 | $40.00 | 6/9/2010 7:14:36 PM |
| colorfulgardener | $25.00 | $25.00 | 6/10/2010 6:25:23 AM |
| wild_carrot | $25.00 | $25.00 | 6/10/2010 10:00:28 AM |
| Dskillz | $30.00 | $30.00 | 6/11/2010 8:34:17 AM |
| gothampark | $25.00 | $25.00 | 6/10/2010 6:24:08 PM |
| 1phantom | $25.00 | $25.00 | 6/11/2010 6:20:22 AM |
| BankofPaul | $35.00 | $35.00 | 6/11/2010 6:31:51 AM |
| integrity-cowbell | $25.00 | $25.00 | 6/11/2010 10:15:40 AM |
| gustavholstopus32 | $25.00 | $25.00 | 6/11/2010 1:39:46 PM |
| grampy48 | $25.00 | $25.00 | 6/11/2010 11:40:17 AM |
| 222 bids
|
Borrower Payment Dependent Notes Series
461431
This series of Notes was issued and sold upon the funding of the borrower loan #42945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $180.94 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 1m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 6 |
Occupation: | Police Officer/Corr... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,743 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 92% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| integrity-arboretum7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to?
improve my apartment and buy some new stuff
My financial situation:
I am a good candidate for this loan because? i will pay on monthly basis without problem
Monthly net income: $
2000
Monthly expenses: $
??Housing: $
400
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
250
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Is this loan for debt consolidation or to buy new stuff (as your description states)? Thanks and best wishes. - reflective-rupee
A:
Yes is to buy some new sofas, matress and other stuff
(Jun-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| charlieok | $25.00 | $25.00 | 6/7/2010 4:15:30 PM |
| autonomous-truth | $50.00 | $50.00 | 6/7/2010 4:16:27 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/7/2010 4:16:47 PM |
| IIP77 | $25.00 | $25.00 | 6/7/2010 4:17:22 PM |
| bassman2 | $25.00 | $25.00 | 6/7/2010 4:28:07 PM |
| inspiring-reward | $200.00 | $200.00 | 6/7/2010 4:29:02 PM |
| platinum-genetics | $50.00 | $50.00 | 6/7/2010 4:29:05 PM |
| simplelender80 | $50.00 | $50.00 | 6/7/2010 4:29:19 PM |
| svandgts | $50.00 | $50.00 | 6/7/2010 4:29:23 PM |
| genuine-responsibility8 | $50.00 | $50.00 | 6/7/2010 4:29:30 PM |
| RMB-Investments | $25.00 | $25.00 | 6/7/2010 4:15:12 PM |
| sharp-money3 | $25.00 | $25.00 | 6/7/2010 4:29:59 PM |
| zone6 | $100.00 | $100.00 | 6/7/2010 4:28:09 PM |
| Buffer10 | $25.00 | $25.00 | 6/7/2010 4:28:31 PM |
| SBT | $25.00 | $25.00 | 6/7/2010 4:28:42 PM |
| gelidfrank | $25.00 | $25.00 | 6/7/2010 4:28:46 PM |
| marketplace-buckeye | $25.00 | $25.00 | 6/7/2010 4:28:50 PM |
| leverage-violin | $50.00 | $50.00 | 6/7/2010 4:44:45 PM |
| burrito6 | $25.00 | $25.00 | 6/7/2010 4:16:08 PM |
| Speculator | $42.29 | $42.29 | 6/7/2010 4:48:04 PM |
| selfmademan | $25.00 | $25.00 | 6/7/2010 6:33:26 PM |
| reward-adventure | $25.00 | $25.00 | 6/7/2010 4:28:27 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/7/2010 4:28:38 PM |
| S-Master | $25.00 | $25.00 | 6/7/2010 4:30:04 PM |
| kt103099 | $25.00 | $25.00 | 6/7/2010 6:29:50 PM |
| gotjack | $25.00 | $25.00 | 6/7/2010 8:24:45 PM |
| swoosh | $25.00 | $25.00 | 6/7/2010 7:11:21 PM |
| A007 | $25.00 | $25.00 | 6/7/2010 4:44:41 PM |
| burgeoning-silver | $25.00 | $25.00 | 6/7/2010 4:48:09 PM |
| ah-long | $25.00 | $25.00 | 6/7/2010 7:49:13 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/7/2010 5:17:48 PM |
| bebeshor | $25.00 | $25.00 | 6/8/2010 5:36:43 AM |
| time4aloan | $25.00 | $25.00 | 6/7/2010 8:06:52 PM |
| aesop56 | $60.55 | $60.55 | 6/8/2010 6:39:37 AM |
| direct-yield | $25.00 | $25.00 | 6/7/2010 8:18:23 PM |
| phredd | $25.00 | $25.00 | 6/8/2010 7:00:38 AM |
| glowing-commerce | $25.00 | $25.00 | 6/8/2010 7:01:22 AM |
| HHP | $25.00 | $25.00 | 6/7/2010 7:26:41 PM |
| kindness-percolator5 | $25.00 | $25.00 | 6/8/2010 1:15:07 AM |
| handy-justice | $50.00 | $50.00 | 6/8/2010 4:55:14 AM |
| DasMula | $25.00 | $25.00 | 6/8/2010 10:11:09 AM |
| Georgetastic | $25.00 | $25.00 | 6/8/2010 6:39:38 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 6/8/2010 7:00:56 AM |
| Tammy102800 | $25.00 | $25.00 | 6/7/2010 8:24:41 PM |
| nanda | $25.00 | $25.00 | 6/7/2010 8:34:37 PM |
| speedy-point | $30.00 | $30.00 | 6/7/2010 9:25:15 PM |
| comicdoc | $25.00 | $25.00 | 6/7/2010 9:29:40 PM |
| lcole32 | $25.00 | $25.00 | 6/8/2010 11:28:05 AM |
| p2ploan-leaper | $25.00 | $25.00 | 6/8/2010 1:09:52 AM |
| euro-banker | $25.00 | $25.00 | 6/8/2010 4:30:43 AM |
| Imagineer | $25.00 | $25.00 | 6/8/2010 12:14:39 PM |
| Soxxes | $25.00 | $25.00 | 6/8/2010 5:39:36 AM |
| gimincorp | $25.00 | $25.00 | 6/8/2010 6:39:41 AM |
| upright-revenue7 | $25.00 | $25.00 | 6/8/2010 7:00:50 AM |
| jwm | $25.00 | $25.00 | 6/8/2010 10:21:52 AM |
| TribecaFunding | $25.00 | $25.00 | 6/8/2010 7:01:13 AM |
| buffalobills | $25.00 | $25.00 | 6/8/2010 10:24:44 AM |
| deadheart188a | $35.55 | $35.55 | 6/8/2010 12:30:49 PM |
| cloud8 | $25.00 | $25.00 | 6/8/2010 3:17:01 PM |
| brightest-income-hunter | $25.00 | $25.00 | 6/8/2010 3:18:42 PM |
| Viamin | $25.00 | $25.00 | 6/8/2010 12:06:38 PM |
| kellydawn | $25.00 | $25.00 | 6/8/2010 12:14:38 PM |
| LoWRec | $25.00 | $25.00 | 6/8/2010 12:40:59 PM |
| Raser | $25.00 | $25.00 | 6/8/2010 12:55:05 PM |
| CADETTO | $100.00 | $100.00 | 6/8/2010 11:08:54 PM |
| Jester8967 | $50.00 | $47.20 | 6/9/2010 10:40:17 AM |
| market-worker | $25.00 | $25.00 | 6/9/2010 12:35:05 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/7/2010 4:29:08 PM |
| LenderFish | $50.00 | $50.00 | 6/7/2010 4:29:28 PM |
| samo102us | $25.00 | $25.00 | 6/7/2010 4:27:50 PM |
| mesfinity | $25.00 | $25.00 | 6/7/2010 4:46:19 PM |
| Midwestvalues | $78.46 | $78.46 | 6/7/2010 4:46:39 PM |
| reflective-rupee | $25.00 | $25.00 | 6/7/2010 4:37:14 PM |
| 108lender | $75.00 | $75.00 | 6/7/2010 5:57:46 PM |
| Caerus | $25.00 | $25.00 | 6/7/2010 4:28:19 PM |
| Diamond_Jim | $25.00 | $25.00 | 6/7/2010 4:28:54 PM |
| kind-efficient-credit | $25.00 | $25.00 | 6/7/2010 4:28:58 PM |
| Aleut | $25.00 | $25.00 | 6/7/2010 4:29:13 PM |
| MonkeyB | $25.00 | $25.00 | 6/7/2010 4:42:29 PM |
| helping-out | $35.00 | $35.00 | 6/7/2010 4:29:33 PM |
| falcon88dp | $25.00 | $25.00 | 6/7/2010 7:08:18 PM |
| yomanie | $25.00 | $25.00 | 6/7/2010 4:58:07 PM |
| contract-maracas | $50.00 | $50.00 | 6/7/2010 4:37:12 PM |
| Gibbyland | $50.00 | $50.00 | 6/7/2010 7:47:51 PM |
| Artist_Blue | $25.00 | $25.00 | 6/7/2010 6:33:15 PM |
| Rogesparkguy | $25.00 | $25.00 | 6/7/2010 8:24:42 PM |
| nybanker85 | $100.00 | $100.00 | 6/7/2010 9:25:13 PM |
| wealthstar | $25.00 | $25.00 | 6/7/2010 4:44:47 PM |
| social-vibrato | $25.00 | $25.00 | 6/7/2010 4:46:11 PM |
| skuba | $25.00 | $25.00 | 6/7/2010 4:58:09 PM |
| auction-workhorse679 | $25.00 | $25.00 | 6/8/2010 6:39:43 AM |
| veneziani | $25.00 | $25.00 | 6/7/2010 8:24:46 PM |
| hard-working-loot | $25.00 | $25.00 | 6/8/2010 7:01:20 AM |
| rock-turner | $25.00 | $25.00 | 6/8/2010 1:15:06 AM |
| bignic | $25.00 | $25.00 | 6/7/2010 7:44:50 PM |
| anton | $35.40 | $35.40 | 6/8/2010 4:55:17 AM |
| shrewd-peace7 | $25.00 | $25.00 | 6/7/2010 7:48:11 PM |
| Finestra1972 | $25.00 | $25.00 | 6/8/2010 9:35:50 AM |
| ezg | $50.00 | $50.00 | 6/8/2010 6:39:39 AM |
| mizount | $25.00 | $25.00 | 6/7/2010 8:24:47 PM |
| KrazyCelticKid | $25.00 | $25.00 | 6/7/2010 8:34:36 PM |
| EastofEden | $25.00 | $25.00 | 6/8/2010 9:05:13 AM |
| loan-kung-fu | $25.00 | $25.00 | 6/8/2010 1:20:40 AM |
| tuneman1980 | $25.00 | $25.00 | 6/8/2010 9:39:46 AM |
| AlexTrep | $25.00 | $25.00 | 6/8/2010 7:00:49 AM |
| systemlender | $25.00 | $25.00 | 6/8/2010 7:00:57 AM |
| famous-bill | $50.00 | $50.00 | 6/8/2010 7:01:07 AM |
| beyondmanagement | $25.00 | $25.00 | 6/8/2010 7:01:25 AM |
| Panitza | $35.55 | $35.55 | 6/8/2010 8:19:36 AM |
| triumphant-commitment | $25.00 | $25.00 | 6/8/2010 1:35:19 PM |
| LuvToLend | $25.00 | $25.00 | 6/8/2010 2:40:35 PM |
| WorldlyWorker | $25.00 | $25.00 | 6/8/2010 3:01:02 PM |
| miamibeachloaner | $25.00 | $25.00 | 6/8/2010 12:14:41 PM |
| imlosttoo | $25.00 | $25.00 | 6/8/2010 3:01:23 PM |
| barefootpaul | $25.00 | $25.00 | 6/8/2010 12:24:37 PM |
| SMARTDISK | $25.00 | $25.00 | 6/8/2010 12:30:49 PM |
| feedpaulyfaster | $25.00 | $25.00 | 6/8/2010 3:17:41 PM |
| balance-warrior | $25.00 | $25.00 | 6/8/2010 3:17:43 PM |
| HenryS | $25.00 | $25.00 | 6/8/2010 1:14:35 PM |
| MTlender | $25.00 | $25.00 | 6/8/2010 3:16:34 PM |
| Saulite | $25.00 | $25.00 | 6/8/2010 5:36:00 PM |
| TheCount | $25.00 | $25.00 | 6/9/2010 9:35:32 AM |
| 122 bids
|
Borrower Payment Dependent Notes Series
461435
This series of Notes was issued and sold upon the funding of the borrower loan #43018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 15.00% |
Starting borrower rate/APR:
| 16.00% / 18.18% |
Starting monthly payment:
| $351.57 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 17.17% |
Final monthly payment:
| $346.65 |
| |
|
Auction yield range:
| 5.98% - 15.00% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.76% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 31% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 0m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 23 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,495 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 26% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| sfetaz |
Borrower's state:
| NewJersey |
Borrower's group:
| Credit Card Consolidation |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying of Credit Cards and car loan
Purpose of loan:
This loan will be used to have one monthly payment for my debt as well as getting out of debt faster.? It will take me 5 years to eliminate current debt while on Propser it would take 3.?
My financial situation:
I am a good candidate for this loan because the only bills I pay are my car loan and credit card.? I pay no rent living with parents and they take care of?all of the house bills including family plan cell phone.? My only other mandatory expenses are food, drink and copay on some medicine and doctors visits.? I have had my job for 2 years and have a good performance record, working as a Computer Technician which is the field I have the most expertise in.?
Monthly net income: $ 3100
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 446 on car loan, $120 in gas, $50 servicing
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?350
??Clothing, household expenses $0
??Credit cards and other loans: $ 150
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
What year is your car?
Also Other Monthly Expenses: $300 for what?
Thanks for your time. - vibrant-durability
A:
My car is a 2005 Honda Accord EXL V6 with 67000 miles. The other expenses include $100 for Meds and copay, $75 for monthly internet subscriptions, and $125 is included for unexpected or emergency purchases.
(Jun-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| selector568 | $300.00 | $300.00 | 6/7/2010 4:11:43 PM |
| penny-chooser | $50.00 | $50.00 | 6/7/2010 4:24:19 PM |
| point-shooter | $25.00 | $25.00 | 6/7/2010 4:24:28 PM |
| kchen486 | $50.00 | $50.00 | 6/7/2010 4:24:36 PM |
| top-historic-peso | $25.00 | $25.00 | 6/7/2010 4:41:52 PM |
| rescue | $50.00 | $50.00 | 6/7/2010 4:18:06 PM |
| new-return-faire | $50.00 | $50.00 | 6/7/2010 4:46:49 PM |
| ddog0224 | $25.00 | $25.00 | 6/7/2010 4:36:03 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/7/2010 4:23:29 PM |
| orgy63 | $25.00 | $25.00 | 6/7/2010 4:23:59 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/7/2010 4:39:26 PM |
| shrewd-deal | $25.00 | $25.00 | 6/7/2010 4:40:18 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/7/2010 4:40:37 PM |
| mzman | $25.00 | $25.00 | 6/7/2010 4:43:32 PM |
| deal-grid7 | $50.00 | $50.00 | 6/7/2010 7:15:46 PM |
| visionary-community | $25.00 | $25.00 | 6/7/2010 4:34:07 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/7/2010 4:34:31 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/7/2010 4:35:53 PM |
| shellback13 | $100.00 | $100.00 | 6/7/2010 5:27:00 PM |
| castleman | $25.00 | $25.00 | 6/7/2010 6:17:53 PM |
| delicious-social132 | $25.00 | $25.00 | 6/7/2010 4:39:03 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/7/2010 8:18:37 PM |
| doublediamond | $25.00 | $25.00 | 6/7/2010 8:19:37 PM |
| cash-spark3 | $25.00 | $25.00 | 6/7/2010 4:41:04 PM |
| mla | $25.00 | $25.00 | 6/7/2010 4:43:50 PM |
| pavelz | $50.00 | $50.00 | 6/7/2010 4:45:09 PM |
| cash-boots | $25.00 | $25.00 | 6/7/2010 8:18:34 PM |
| nprfan5 | $25.00 | $25.00 | 6/7/2010 8:24:38 PM |
| xrycac | $25.00 | $25.00 | 6/8/2010 11:34:52 AM |
| dinero-speaker | $50.00 | $50.00 | 6/8/2010 8:55:31 AM |
| mpatrick | $50.00 | $50.00 | 6/8/2010 12:06:55 PM |
| merle-noir | $50.00 | $50.00 | 6/8/2010 12:09:57 PM |
| inspired-contract9 | $25.00 | $25.00 | 6/8/2010 6:05:16 AM |
| LoWRec | $25.00 | $25.00 | 6/8/2010 12:41:00 PM |
| loan-kung-fu | $25.00 | $25.00 | 6/8/2010 12:55:40 PM |
| teller | $25.00 | $25.00 | 6/8/2010 12:55:54 PM |
| psa1995 | $50.00 | $50.00 | 6/8/2010 12:56:33 PM |
| Interstate_Rate | $500.00 | $500.00 | 6/8/2010 12:56:36 PM |
| Bank42 | $50.00 | $50.00 | 6/8/2010 12:56:42 PM |
| commerce-handshake | $25.00 | $25.00 | 6/8/2010 12:56:44 PM |
| successful-euro | $30.00 | $30.00 | 6/8/2010 12:56:51 PM |
| well-rounded-dinero | $50.00 | $50.00 | 6/8/2010 12:57:58 PM |
| orderly-leverage | $40.00 | $40.00 | 6/8/2010 1:14:50 PM |
| kegs | $100.00 | $100.00 | 6/8/2010 11:54:35 AM |
| gecko68 | $25.00 | $25.00 | 6/8/2010 1:55:12 PM |
| money_money | $50.00 | $50.00 | 6/8/2010 12:09:26 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/8/2010 12:10:21 PM |
| icchok | $50.00 | $50.00 | 6/8/2010 12:10:36 PM |
| punctual-kindness3 | $25.00 | $25.00 | 6/8/2010 12:10:44 PM |
| iLoaner | $25.00 | $25.00 | 6/8/2010 3:03:39 PM |
| Cheburashka | $25.00 | $25.00 | 6/8/2010 3:05:22 PM |
| MoneyBagsRUs | $25.00 | $25.00 | 6/8/2010 3:16:46 PM |
| wampum-chorus3 | $25.00 | $25.00 | 6/8/2010 12:54:50 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/8/2010 12:55:37 PM |
| personal-lender | $25.00 | $25.00 | 6/8/2010 10:45:40 AM |
| unassassinable | $25.00 | $25.00 | 6/8/2010 3:20:40 PM |
| first-upright-payout | $25.00 | $25.00 | 6/8/2010 12:56:34 PM |
| lenderman2 | $25.00 | $25.00 | 6/8/2010 12:56:40 PM |
| blackstar | $25.00 | $25.00 | 6/8/2010 11:18:31 AM |
| favorite-commerce | $50.00 | $50.00 | 6/8/2010 12:57:30 PM |
| maschinenbau | $25.00 | $25.00 | 6/8/2010 12:05:51 PM |
| balance6 | $25.00 | $25.00 | 6/8/2010 12:09:32 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/8/2010 12:09:38 PM |
| dustman | $25.00 | $25.00 | 6/8/2010 12:09:45 PM |
| payout-banker4 | $25.00 | $25.00 | 6/8/2010 12:09:56 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/8/2010 12:56:02 PM |
| Bailador | $25.00 | $25.00 | 6/8/2010 12:56:26 PM |
| gracej | $25.00 | $25.00 | 6/8/2010 12:56:35 PM |
| twirl2 | $25.00 | $25.00 | 6/8/2010 12:56:45 PM |
| adamnash | $25.00 | $25.00 | 6/8/2010 12:57:00 PM |
| richboy56 | $50.00 | $50.00 | 6/8/2010 12:57:59 PM |
| simiray | $25.00 | $25.00 | 6/8/2010 2:38:13 PM |
| responsible-investment0 | $25.00 | $25.00 | 6/8/2010 2:57:53 PM |
| RationalWorld | $25.00 | $25.00 | 6/8/2010 3:15:46 PM |
| cloud8 | $30.00 | $30.00 | 6/8/2010 3:17:25 PM |
| bxdoc | $30.04 | $30.04 | 6/8/2010 3:19:57 PM |
| nolahelper | $25.00 | $25.00 | 6/9/2010 6:37:16 AM |
| AaronL | $25.00 | $25.00 | 6/8/2010 9:06:30 PM |
| investment-tempo | $33.39 | $33.39 | 6/9/2010 1:32:56 PM |
| Pickmar | $25.00 | $25.00 | 6/9/2010 12:42:05 PM |
| JKKCapital | $25.00 | $25.00 | 6/10/2010 5:05:08 AM |
| jdrez | $25.00 | $25.00 | 6/9/2010 6:35:07 PM |
| testguy | $25.00 | $25.00 | 6/9/2010 7:33:01 PM |
| gulch | $30.00 | $30.00 | 6/9/2010 6:09:57 PM |
| ksubd | $100.00 | $100.00 | 6/10/2010 2:16:48 PM |
| cutter21 | $25.00 | $25.00 | 6/10/2010 10:34:14 AM |
| loot-heart | $50.00 | $50.00 | 6/10/2010 9:35:38 AM |
| neighborly-bid | $25.00 | $25.00 | 6/10/2010 2:44:44 PM |
| Sol_Invictus | $25.00 | $25.00 | 6/10/2010 9:11:06 PM |
| BrighterSuns | $25.00 | $25.00 | 6/11/2010 8:33:22 AM |
| shrewd-truth1 | $25.00 | $25.00 | 6/11/2010 9:40:24 AM |
| serene-capital | $25.00 | $25.00 | 6/11/2010 11:13:52 AM |
| Weaverville | $50.00 | $50.00 | 6/11/2010 4:39:15 PM |
| benjamin67 | $25.00 | $25.00 | 6/11/2010 12:29:41 PM |
| irrelevant | $25.00 | $25.00 | 6/11/2010 4:39:18 PM |
| wwwUniversal | $25.00 | $25.00 | 6/12/2010 10:25:54 AM |
| flexible-value | $26.00 | $26.00 | 6/11/2010 10:39:38 PM |
| MrBluesummers | $41.76 | $41.76 | 6/11/2010 11:14:41 PM |
| allenerb | $25.00 | $25.00 | 6/12/2010 1:22:23 PM |
| jazz619 | $25.00 | $25.00 | 6/12/2010 8:02:34 AM |
| mammalian4 | $50.00 | $50.00 | 6/12/2010 12:43:44 PM |
| mikeandcat | $50.00 | $50.00 | 6/14/2010 4:59:39 AM |
| credit-maverick1 | $100.00 | $100.00 | 6/13/2010 9:08:38 AM |
| flexible-return297 | $25.00 | $25.00 | 6/12/2010 6:59:48 PM |
| Supernick | $50.00 | $50.00 | 6/12/2010 7:19:40 PM |
| peb44 | $50.00 | $50.00 | 6/13/2010 2:00:03 PM |
| dough-shooter | $120.00 | $120.00 | 6/12/2010 11:14:41 PM |
| dor | $25.00 | $25.00 | 6/12/2010 11:54:21 PM |
| rockhound84 | $25.00 | $25.00 | 6/13/2010 4:54:50 AM |
| BuzzyBee336 | $30.00 | $30.00 | 6/14/2010 2:46:37 PM |
| market-pudding | $25.00 | $25.00 | 6/13/2010 7:25:02 PM |
| KiwiElf | $25.00 | $25.00 | 6/14/2010 9:37:58 AM |
| penny-plato | $50.00 | $50.00 | 6/14/2010 1:53:45 PM |
| don8ter | $25.00 | $25.00 | 6/14/2010 11:58:20 AM |
| patriot384 | $205.00 | $205.00 | 6/14/2010 4:02:55 PM |
| ichibon | $75.00 | $75.00 | 6/7/2010 4:26:35 PM |
| Phantom99 | $25.00 | $25.00 | 6/7/2010 4:35:41 PM |
| chestnut4 | $25.00 | $25.00 | 6/7/2010 4:36:30 PM |
| samo102us | $25.00 | $25.00 | 6/7/2010 4:41:12 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/7/2010 4:32:34 PM |
| Anny-Disco | $100.00 | $100.00 | 6/7/2010 4:43:11 PM |
| riproaringrapids | $25.00 | $25.00 | 6/7/2010 4:44:31 PM |
| worth-arch | $25.00 | $25.00 | 6/7/2010 4:34:46 PM |
| hrubinst | $25.00 | $25.00 | 6/7/2010 4:35:10 PM |
| balance-whistle7 | $25.00 | $25.00 | 6/7/2010 4:47:39 PM |
| american6 | $25.00 | $25.00 | 6/7/2010 4:36:13 PM |
| Yomain | $50.00 | $50.00 | 6/7/2010 4:56:14 PM |
| tech_helper | $50.00 | $50.00 | 6/7/2010 4:26:49 PM |
| bchen78875 | $25.00 | $25.00 | 6/7/2010 6:58:46 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/7/2010 4:44:04 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/7/2010 4:47:53 PM |
| Avala | $50.00 | $50.00 | 6/7/2010 4:35:26 PM |
| lloyd_s | $25.00 | $25.00 | 6/7/2010 7:48:31 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/7/2010 4:39:13 PM |
| tuffshorty | $25.00 | $25.00 | 6/7/2010 8:16:31 PM |
| simplelender80 | $100.00 | $100.00 | 6/7/2010 4:39:48 PM |
| dschaaf | $25.00 | $25.00 | 6/7/2010 4:42:39 PM |
| wayman | $50.00 | $50.00 | 6/7/2010 4:42:51 PM |
| bid-czar8 | $44.96 | $44.96 | 6/7/2010 7:53:17 PM |
| trustworthy-fairness | $25.17 | $25.17 | 6/7/2010 8:59:59 PM |
| contract-maracas | $50.00 | $50.00 | 6/7/2010 11:10:02 PM |
| bebeshor | $25.00 | $25.00 | 6/8/2010 5:39:49 AM |
| jaynlana | $25.00 | $25.00 | 6/8/2010 9:36:05 AM |
| Peterman | $25.00 | $25.00 | 6/7/2010 8:07:52 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/7/2010 8:09:06 PM |
| Artist_Blue | $25.00 | $25.00 | 6/8/2010 10:11:51 AM |
| peterpossum | $25.00 | $25.00 | 6/8/2010 6:45:05 AM |
| gqrob | $40.00 | $40.00 | 6/8/2010 11:10:29 AM |
| active-trade4 | $50.00 | $50.00 | 6/7/2010 9:14:48 PM |
| economy-producer | $25.00 | $25.00 | 6/8/2010 12:08:16 PM |
| greenback-museum | $25.00 | $25.00 | 6/8/2010 9:35:29 AM |
| VIGSY | $35.00 | $35.00 | 6/8/2010 6:14:45 AM |
| sharp-money3 | $25.00 | $25.00 | 6/8/2010 12:56:23 PM |
| steady-bazaar | $25.00 | $25.00 | 6/8/2010 12:56:33 PM |
| kaiger | $25.00 | $25.00 | 6/8/2010 12:56:35 PM |
| objective-investor | $100.00 | $100.00 | 6/8/2010 12:56:37 PM |
| kmr2 | $62.00 | $62.00 | 6/8/2010 12:56:39 PM |
| DcUnited | $30.00 | $30.00 | 6/8/2010 12:56:53 PM |
| nunnie | $25.00 | $25.00 | 6/8/2010 12:06:08 PM |
| movistar | $25.00 | $25.00 | 6/8/2010 2:45:51 PM |
| svandgts | $50.00 | $50.00 | 6/8/2010 12:09:34 PM |
| Marathoner | $25.00 | $25.00 | 6/8/2010 12:09:48 PM |
| treasure-bliss | $100.00 | $100.00 | 6/8/2010 9:39:44 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 6/8/2010 3:15:59 PM |
| best-listing-toro | $25.00 | $25.00 | 6/8/2010 10:19:23 AM |
| ramblin | $25.00 | $25.00 | 6/8/2010 12:55:38 PM |
| bold-investment-glider | $30.00 | $30.00 | 6/8/2010 12:55:42 PM |
| power-pagoda | $26.00 | $26.00 | 6/8/2010 12:56:38 PM |
| Ocean713 | $50.00 | $50.00 | 6/8/2010 12:56:43 PM |
| zone6 | $100.00 | $100.00 | 6/8/2010 12:56:46 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/8/2010 12:56:51 PM |
| Relevance | $25.00 | $25.00 | 6/8/2010 12:58:01 PM |
| jonn834 | $25.00 | $25.00 | 6/8/2010 2:41:23 PM |
| BigMoney56 | $25.00 | $25.00 | 6/8/2010 3:02:35 PM |
| dsfoundation | $25.00 | $25.00 | 6/8/2010 12:09:54 PM |
| camaraderi-workhorse | $30.00 | $30.00 | 6/8/2010 12:10:27 PM |
| SDNLR | $25.00 | $25.00 | 6/8/2010 3:04:03 PM |
| Dap2005 | $25.00 | $25.00 | 6/8/2010 3:05:51 PM |
| Katburg | $25.99 | $25.99 | 6/8/2010 3:05:56 PM |
| enforcer5 | $25.00 | $25.00 | 6/8/2010 12:47:00 PM |
| CAGE-Investments | $72.91 | $72.91 | 6/8/2010 3:20:07 PM |
| money-bauble | $39.88 | $39.88 | 6/8/2010 3:21:04 PM |
| peso-mate | $25.00 | $25.00 | 6/8/2010 12:56:22 PM |
| asset-equilibrium0 | $25.00 | $25.00 | 6/8/2010 12:56:32 PM |
| slartibardfast | $25.00 | $25.00 | 6/8/2010 3:21:11 PM |
| SNH | $50.00 | $50.00 | 6/8/2010 5:02:59 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/9/2010 5:25:23 AM |
| payout-detective7 | $25.00 | $25.00 | 6/9/2010 9:36:55 AM |
| Pasagam | $25.00 | $25.00 | 6/9/2010 1:40:03 PM |
| nick456sd | $50.00 | $50.00 | 6/9/2010 9:25:16 PM |
| brondero | $200.00 | $200.00 | 6/9/2010 7:11:20 PM |
| sugybutt | $28.06 | $28.06 | 6/10/2010 8:57:06 AM |
| flyflorida2001 | $25.00 | $25.00 | 6/10/2010 1:29:50 PM |
| credit-panda1 | $25.00 | $25.00 | 6/11/2010 7:48:53 AM |
| Clambake | $50.00 | $50.00 | 6/10/2010 6:55:37 PM |
| rdrloan | $50.00 | $50.00 | 6/11/2010 12:36:10 PM |
| doopers | $25.00 | $25.00 | 6/11/2010 3:24:05 PM |
| Tradesmanlender | $25.00 | $25.00 | 6/11/2010 9:39:52 AM |
| JohnQGalt | $50.00 | $50.00 | 6/11/2010 3:19:45 PM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:35:11 PM |
| Arpad | $50.00 | $50.00 | 6/12/2010 6:48:59 AM |
| smartie1 | $25.00 | $25.00 | 6/12/2010 7:04:36 AM |
| mistertao | $25.00 | $25.00 | 6/12/2010 9:34:59 AM |
| ritwik | $50.00 | $50.00 | 6/12/2010 10:07:09 AM |
| velocity-warrior | $50.00 | $50.00 | 6/12/2010 3:54:53 PM |
| brazilofmux | $31.35 | $31.35 | 6/12/2010 10:19:50 AM |
| Havana21 | $25.00 | $25.00 | 6/12/2010 4:24:58 PM |
| silver-armada | $25.00 | $25.00 | 6/12/2010 12:42:53 PM |
| wild_carrot | $25.00 | $25.00 | 6/12/2010 10:10:13 AM |
| platinum-sorcerer6 | $50.00 | $50.00 | 6/13/2010 8:49:59 AM |
| Catalina_Enterprises | $200.00 | $200.00 | 6/12/2010 3:04:21 PM |
| lagnisiruk | $25.00 | $25.00 | 6/13/2010 11:44:35 PM |
| noble-marketplace | $25.00 | $25.00 | 6/14/2010 5:08:14 AM |
| duke12 | $31.95 | $31.95 | 6/13/2010 1:04:05 AM |
| xthread | $25.00 | $25.00 | 6/14/2010 8:53:43 AM |
| Sam65 | $25.00 | $25.00 | 6/12/2010 11:04:42 PM |
| eric-p | $25.00 | $25.00 | 6/12/2010 11:10:31 PM |
| jybank | $25.00 | $25.00 | 6/12/2010 11:21:04 PM |
| rockhound84 | $25.00 | $25.00 | 6/13/2010 4:51:59 AM |
| IIP77 | $25.00 | $25.00 | 6/13/2010 6:24:33 AM |
| attractive-fund | $25.00 | $25.00 | 6/13/2010 12:58:29 PM |
| greekpolis | $50.00 | $50.00 | 6/14/2010 1:21:09 PM |
| asset-trumpeter | $25.00 | $25.00 | 6/14/2010 2:36:58 PM |
| commanding-income774 | $25.00 | $25.00 | 6/14/2010 10:12:20 AM |
| SkyLoan | $25.00 | $25.00 | 6/14/2010 11:11:21 AM |
| kind-bid-genome | $25.00 | $25.00 | 6/14/2010 10:01:45 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/14/2010 10:40:51 AM |
| credit-kahuna | $100.00 | $100.00 | 6/14/2010 11:54:26 AM |
| curious166 | $26.97 | $26.97 | 6/14/2010 3:48:08 PM |
| exciting-fairness | $200.00 | $111.57 | 6/14/2010 3:58:00 PM |
| organic-commerce2 | $177.00 | $177.00 | 6/14/2010 3:50:56 PM |
| 231 bids
|
Borrower Payment Dependent Notes Series
461617
This series of Notes was issued and sold upon the funding of the borrower loan #42948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 17.00% |
Starting borrower rate/APR:
| 18.00% / 20.21% |
Starting monthly payment:
| $271.14 |
|
Final lender yield:
| 14.93% |
Final borrower rate/APR:
| 15.93% / 18.11% |
Final monthly payment:
| $263.42 |
| |
|
Auction yield range:
| 3.98% - 17.00% |
Estimated loss impact:
| 2.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.77% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 29% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 14
/
14 | Length of status: | 4y 5m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 45 |
Occupation: | Tradesman - Electri... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $78,619 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 84% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| willinvest |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
760-779
(Jun-2008)
760-779
(Oct-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
PAY OFF CREDIT CARD DEBT
Purpose of loan:
This loan will be used to began paying off my debt
My financial situation:
I am a good candidate for this loan because I'm? responsible and I have already paid off a $10,000 Prosper loan.
Net income: $6500 My wife's is $2700
Housing- $986
Insurance-$115
Car expense-$495
Utilities-$120
Phone,cable,internet- free my wife works for the cable company
Food,entertainment-$400
Clothing,household expenses-$100
Credit cards-$400
other-HELOC-$500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are the loan balances you plan to pay off with this loan, and at what interest rates? Thanks. - rockhound84
A:
I plan on paying off my car loan $6,500 and using the remain balance on my visa that I owe $5,800 on
(Jun-09-2010)
Q:
Im gonna bid but you need to put the $500 monthly Heloc pmt up with your "Housing" amount. Unless that Heloc is on a different property than your home, of course. - IcedMochaFund
A:
Yes, this Heloc is on another property that I own. Thank you
(Jun-09-2010)
Q:
It says your revolving credit balance is 78K. Is that correct?----------------------------- - dsgfl1
A:
Yes, $40,000(Heloc), $24,000(Visa), $11,600(homedepot), $2,400(Lowes)
(Jun-10-2010)
Q:
What are the interest rates on each of these debts; $40,000(Heloc), $24,000(Visa), $11,600(homedepot), $2,400(Lowes) (Jun-10-2010)?
Thank you for your response. - falcone
A:
$40,000(6%), $24,000(10%), $11,600(18%),$2,400(18%)
(Jun-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| hotwired | $25.00 | $25.00 | 6/7/2010 4:12:22 PM |
| holesome | $50.00 | $50.00 | 6/7/2010 4:13:09 PM |
| greeninspirit | $50.00 | $50.00 | 6/7/2010 4:14:38 PM |
| affluence-tulip | $79.72 | $79.72 | 6/7/2010 4:15:05 PM |
| inforapenny | $25.00 | $25.00 | 6/7/2010 4:19:44 PM |
| DeltaComputerGuy | $50.00 | $50.00 | 6/7/2010 4:22:11 PM |
| Alwayssail | $25.00 | $25.00 | 6/7/2010 4:12:17 PM |
| two_old_gals | $25.00 | $25.00 | 6/7/2010 4:13:05 PM |
| WealthBoy | $25.00 | $25.00 | 6/7/2010 4:14:29 PM |
| Rattlehead | $75.00 | $75.00 | 6/7/2010 4:14:32 PM |
| diverjoq | $42.96 | $42.96 | 6/7/2010 4:12:42 PM |
| cfarther | $25.00 | $25.00 | 6/7/2010 4:14:03 PM |
| systematic0 | $25.00 | $25.00 | 6/7/2010 4:14:57 PM |
| rate-mogul | $50.00 | $50.00 | 6/7/2010 4:34:21 PM |
| smart-gain | $50.00 | $50.00 | 6/7/2010 4:15:59 PM |
| increase720 | $47.32 | $47.32 | 6/7/2010 4:16:16 PM |
| NJournalist | $25.00 | $25.00 | 6/7/2010 4:45:46 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/7/2010 4:30:33 PM |
| driven_24-7 | $25.00 | $25.00 | 6/7/2010 7:06:55 PM |
| Spizzo | $25.00 | $25.00 | 6/7/2010 7:25:11 PM |
| tntmojave | $25.00 | $25.00 | 6/7/2010 4:34:15 PM |
| Imaginos1892 | $75.00 | $75.00 | 6/7/2010 8:50:37 PM |
| lender12345 | $25.00 | $25.00 | 6/7/2010 9:15:30 PM |
| Jabez | $25.00 | $25.00 | 6/7/2010 4:57:08 PM |
| EJO | $25.00 | $25.00 | 6/8/2010 3:02:31 PM |
| 3_boyz | $25.00 | $25.00 | 6/8/2010 4:03:21 PM |
| BankOfShaun | $25.00 | $25.00 | 6/8/2010 4:32:26 PM |
| IP | $43.59 | $43.59 | 6/8/2010 4:58:37 PM |
| auction-seeker | $25.00 | $25.00 | 6/8/2010 8:44:25 PM |
| butlerpossible | $34.03 | $34.03 | 6/9/2010 9:03:04 AM |
| IcedMochaFund | $25.00 | $25.00 | 6/9/2010 1:15:30 PM |
| authoritative-capital | $25.00 | $25.00 | 6/9/2010 5:02:41 PM |
| blueprosper | $25.00 | $25.00 | 6/9/2010 10:25:46 PM |
| JKKCapital | $25.00 | $25.00 | 6/10/2010 5:06:35 AM |
| chibear34 | $25.00 | $25.00 | 6/10/2010 6:00:55 AM |
| Ven58 | $25.00 | $25.00 | 6/10/2010 8:11:20 AM |
| FjLenders | $50.03 | $50.03 | 6/10/2010 8:14:43 AM |
| BoughtTheFarm | $25.00 | $25.00 | 6/10/2010 8:14:45 AM |
| auction-seeker | $25.00 | $25.00 | 6/10/2010 8:19:45 AM |
| zxr | $25.00 | $25.00 | 6/11/2010 7:41:34 AM |
| integrity-cowbell | $25.00 | $25.00 | 6/11/2010 10:12:35 AM |
| lukeskywalkerkp | $50.00 | $50.00 | 6/10/2010 8:48:21 PM |
| redrose1518 | $30.00 | $30.00 | 6/11/2010 8:36:17 PM |
| SomebodysMom | $200.00 | $200.00 | 6/12/2010 1:10:39 PM |
| hydrolucid | $25.00 | $25.00 | 6/12/2010 10:20:04 PM |
| jonn834 | $25.00 | $25.00 | 6/12/2010 1:40:48 PM |
| leverage-monger | $25.00 | $25.00 | 6/13/2010 9:25:09 AM |
| income-piano | $25.00 | $25.00 | 6/13/2010 12:30:13 PM |
| loss-of-control | $50.00 | $50.00 | 6/12/2010 2:54:48 PM |
| shortblondemark | $25.00 | $25.00 | 6/12/2010 10:20:11 PM |
| Jcardone33 | $25.00 | $25.00 | 6/14/2010 6:41:24 AM |
| outofoffice | $50.00 | $50.00 | 6/13/2010 6:30:08 AM |
| dynrep | $25.00 | $25.00 | 6/14/2010 8:17:23 AM |
| Bank_Of_XL | $100.00 | $100.00 | 6/13/2010 4:56:54 PM |
| rinyt | $30.00 | $30.00 | 6/13/2010 6:07:08 PM |
| w8291 | $25.00 | $25.00 | 6/13/2010 10:49:10 PM |
| mcabery | $150.00 | $150.00 | 6/14/2010 6:18:17 AM |
| c-gurista-5 | $35.00 | $35.00 | 6/14/2010 2:11:54 PM |
| asset-mammal | $50.00 | $50.00 | 6/14/2010 8:13:52 AM |
| dynrep | $25.00 | $25.00 | 6/14/2010 8:17:38 AM |
| MC7608 | $25.00 | $25.00 | 6/14/2010 2:28:58 PM |
| credit-panda1 | $50.00 | $50.00 | 6/14/2010 8:27:44 AM |
| ronin4sale | $25.00 | $25.00 | 6/14/2010 8:33:36 AM |
| DasMula | $25.00 | $25.00 | 6/14/2010 3:32:15 PM |
| worth-victor6 | $25.00 | $25.00 | 6/14/2010 3:46:56 PM |
| ExcellentGreen | $25.00 | $25.00 | 6/14/2010 9:45:40 AM |
| wwwUniversal | $25.00 | $25.00 | 6/14/2010 3:20:51 AM |
| forthright-trade | $25.00 | $25.00 | 6/14/2010 10:20:35 AM |
| dynrep | $50.00 | $50.00 | 6/14/2010 8:16:50 AM |
| George2384 | $25.00 | $25.00 | 6/14/2010 8:24:46 AM |
| spiff666 | $25.00 | $25.00 | 6/14/2010 12:01:01 PM |
| FinanceEngine | $30.00 | $30.00 | 6/14/2010 9:49:15 AM |
| exact-peso2 | $25.00 | $25.00 | 6/14/2010 1:44:45 PM |
| vigilance-searcher | $50.00 | $50.00 | 6/14/2010 10:42:32 AM |
| dano1965 | $50.00 | $50.00 | 6/14/2010 2:53:08 PM |
| Bob450 | $39.00 | $39.00 | 6/14/2010 3:26:55 PM |
| SlickNick | $25.00 | $25.00 | 6/14/2010 1:50:02 PM |
| rockhound84 | $25.00 | $25.00 | 6/14/2010 4:00:17 PM |
| MikeyGee1 | $25.00 | $25.00 | 6/14/2010 3:24:36 PM |
| benevolent-benefit | $100.00 | $100.00 | 6/14/2010 3:53:57 PM |
| grnii78 | $100.00 | $100.00 | 6/14/2010 4:01:44 PM |
| asafb | $37.53 | $37.53 | 6/7/2010 4:13:49 PM |
| MasterKey | $25.00 | $25.00 | 6/7/2010 4:15:37 PM |
| the-auction-lotus | $25.00 | $25.00 | 6/7/2010 4:13:06 PM |
| RgPro | $150.00 | $150.00 | 6/7/2010 4:13:35 PM |
| first-serene-credit | $25.00 | $25.00 | 6/7/2010 4:19:55 PM |
| JAB | $25.00 | $25.00 | 6/7/2010 4:12:40 PM |
| wealth-pal3 | $25.00 | $25.00 | 6/7/2010 4:14:34 PM |
| butlerpossible | $25.00 | $25.00 | 6/7/2010 4:15:19 PM |
| silverloan | $50.00 | $50.00 | 6/7/2010 4:19:11 PM |
| uncleubb | $25.00 | $25.00 | 6/7/2010 6:32:25 PM |
| kginatl | $25.00 | $25.00 | 6/7/2010 7:10:02 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/7/2010 4:40:58 PM |
| intelligent-yield | $25.00 | $25.00 | 6/7/2010 4:42:48 PM |
| Jester8967 | $25.00 | $25.00 | 6/7/2010 4:46:18 PM |
| SnE | $51.88 | $51.88 | 6/7/2010 8:05:10 PM |
| FinDoc | $25.00 | $25.00 | 6/8/2010 10:14:34 AM |
| DrNano | $50.00 | $50.00 | 6/9/2010 7:44:31 AM |
| selector568 | $163.73 | $163.73 | 6/8/2010 4:55:50 PM |
| satisfying-deal5 | $25.00 | $25.00 | 6/9/2010 8:55:55 AM |
| MortgageeMarty | $25.00 | $25.00 | 6/9/2010 6:53:19 AM |
| sshgfwb | $25.00 | $25.00 | 6/9/2010 11:52:47 AM |
| order-wizard | $27.85 | $27.85 | 6/9/2010 3:26:09 PM |
| gain-dolphin | $50.00 | $50.00 | 6/9/2010 11:24:53 PM |
| luann199 | $26.00 | $26.00 | 6/9/2010 5:53:39 PM |
| WilliamLeeSims | $25.00 | $25.00 | 6/10/2010 8:14:42 AM |
| partyplan | $35.00 | $35.00 | 6/10/2010 10:06:29 AM |
| jpyrek | $25.00 | $25.00 | 6/10/2010 1:18:56 PM |
| InvestorsRus | $50.00 | $50.00 | 6/11/2010 3:44:57 AM |
| REBizGuy | $28.42 | $28.42 | 6/10/2010 4:50:44 PM |
| mhammond | $50.00 | $50.00 | 6/10/2010 4:04:31 PM |
| slicrad | $25.00 | $25.00 | 6/11/2010 10:14:41 AM |
| happy-loyalty | $25.00 | $25.00 | 6/11/2010 12:39:28 PM |
| CA_Lender | $25.00 | $25.00 | 6/11/2010 5:22:57 PM |
| credit-observatory | $25.00 | $25.00 | 6/11/2010 6:52:09 PM |
| imbatman | $25.00 | $25.00 | 6/12/2010 6:43:44 AM |
| Arpad | $25.00 | $25.00 | 6/12/2010 6:51:23 AM |
| adam_rodgers | $25.71 | $25.71 | 6/12/2010 2:22:29 PM |
| fairness-swashbuckler | $150.00 | $150.00 | 6/11/2010 7:53:10 PM |
| skaught | $75.00 | $75.00 | 6/12/2010 10:18:49 PM |
| minista | $25.00 | $25.00 | 6/12/2010 10:20:37 PM |
| best-listing-toro | $25.00 | $25.00 | 6/12/2010 9:37:22 AM |
| leverage-monger | $50.00 | $50.00 | 6/13/2010 4:50:00 PM |
| Gobsek | $25.00 | $25.00 | 6/13/2010 7:17:52 PM |
| elloboverde | $75.00 | $75.00 | 6/13/2010 11:38:21 PM |
| chameleon125 | $75.00 | $75.00 | 6/12/2010 3:23:21 PM |
| matthewa | $25.00 | $25.00 | 6/14/2010 8:10:32 AM |
| loanman2007 | $150.00 | $150.00 | 6/14/2010 9:27:38 AM |
| revenue-sapling | $25.00 | $25.00 | 6/14/2010 10:38:26 AM |
| intelligent-reward7 | $25.00 | $25.00 | 6/14/2010 11:07:33 AM |
| mpatrick | $50.00 | $50.00 | 6/14/2010 11:11:36 AM |
| buffalobills | $25.00 | $25.00 | 6/13/2010 8:04:39 AM |
| fairness-swashbuckler | $44.14 | $44.14 | 6/13/2010 10:47:50 PM |
| ponbiki | $25.00 | $25.00 | 6/13/2010 10:01:03 AM |
| maj0508 | $100.00 | $100.00 | 6/14/2010 3:18:09 AM |
| scredneck | $50.00 | $50.00 | 6/14/2010 5:44:36 AM |
| leverage-monger | $28.00 | $28.00 | 6/13/2010 11:54:30 AM |
| wonder3 | $25.00 | $25.00 | 6/14/2010 6:01:55 AM |
| danhintampa | $55.00 | $55.00 | 6/13/2010 1:45:38 PM |
| greekpolis | $100.00 | $100.00 | 6/14/2010 1:23:20 PM |
| reflective-rupee | $25.00 | $25.00 | 6/14/2010 7:28:16 AM |
| patriot384 | $280.00 | $280.00 | 6/14/2010 1:42:44 PM |
| ExtraIncome | $25.00 | $25.00 | 6/14/2010 1:45:36 PM |
| investment-cluster | $25.00 | $25.00 | 6/14/2010 3:29:19 PM |
| justinology | $50.00 | $50.00 | 6/14/2010 3:33:37 PM |
| dblaz5 | $750.00 | $750.00 | 6/14/2010 3:59:06 PM |
| sentry256 | $25.00 | $25.00 | 6/14/2010 4:00:13 PM |
| dynrep | $25.00 | $25.00 | 6/14/2010 8:17:09 AM |
| wisconsinvestor | $50.00 | $50.00 | 6/14/2010 4:05:02 PM |
| diplomatic-capital | $77.24 | $77.24 | 6/14/2010 9:08:40 AM |
| drtxmac | $25.00 | $25.00 | 6/14/2010 12:14:52 PM |
| debt-legend | $25.00 | $25.00 | 6/14/2010 10:04:01 AM |
| JerryB96 | $25.00 | $25.00 | 6/14/2010 10:06:23 AM |
| lean-investment | $25.00 | $25.00 | 6/14/2010 1:45:35 PM |
| principal-star | $25.00 | $25.00 | 6/14/2010 10:38:23 AM |
| JGuide | $26.99 | $26.99 | 6/14/2010 3:25:30 PM |
| imlosttoo | $30.58 | $30.58 | 6/14/2010 12:45:47 PM |
| DackoDenk | $25.00 | $25.00 | 6/14/2010 1:44:05 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/14/2010 3:52:31 PM |
| Tikiland | $25.00 | $25.00 | 6/14/2010 1:49:37 PM |
| fortunesell | $25.00 | $25.00 | 6/14/2010 2:07:20 PM |
| Lubava | $25.00 | $0.28 | 6/14/2010 4:03:43 PM |
| rockhound84 | $25.00 | $25.00 | 6/14/2010 4:00:00 PM |
| wkeboarder21 | $50.00 | $50.00 | 6/14/2010 4:01:01 PM |
| 164 bids
|
Borrower Payment Dependent Notes Series
462579
This series of Notes was issued and sold upon the funding of the borrower loan #42989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-14-2010 |
| |
Auction end date:
| Jun-15-2010 |
|
|
Starting lender yield:
| 25.38% |
Starting borrower rate/APR:
| 26.38% / 30.32% |
Starting monthly payment:
| $40.49 |
|
Final lender yield:
| 25.38% |
Final borrower rate/APR:
| 26.38% / 30.32% |
Final monthly payment:
| $40.49 |
| |
|
Auction yield range:
| 10.98% - 25.38% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 8
/
4 | Length of status: | 15y 11m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 17 | | | | |
|
Screen name:
| RightDirection |
Borrower's state:
| Texas |
Borrower's group:
| Vets helping Vets |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 38 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2010)
600-619
(Jun-2008)
600-619
(Feb-2008)
600-619
(Nov-2007)
|
|
Principal balance:
| $20.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 38 | | |
Description
Moving expenses
Purpose of loan:
This loan will be used to pay for recent moving expenses not covered by my company.
My financial situation:
I am a good candidate for this loan because I recently worked in Iraq as a contractor, which enabled me to pay off over $44,000 in credit card debt. I am now free of credit card and loan debt (with exception of car payment and house payment, which I have rented out for the amount of the monthly mortgage payment) . The only reason I have to take this loan for this high interest amount is that I still have the bad credit score from past debt.
Monthly net income: $6200
Monthly expenses: $2413
??Housing: $1015
??Insurance: $75
??Car expenses: $328
??Utilities: $250
??Phone, cable, internet: $145
??Food, entertainment: $400
??Clothing, household expenses $200
??Credit cards and other loans: $0?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loyalist1 | $100.00 | $100.00 | 6/14/2010 4:05:05 PM |
| jhouman | $25.00 | $25.00 | 6/14/2010 4:42:17 PM |
| transaction-circuit | $25.00 | $25.00 | 6/14/2010 4:44:14 PM |
| exchange-dreams | $25.00 | $25.00 | 6/14/2010 8:51:51 PM |
| reflective-rupee | $750.00 | $243.01 | 6/14/2010 8:21:17 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/14/2010 4:44:12 PM |
| Aberdeen | $400.00 | $400.00 | 6/14/2010 8:26:03 PM |
| MoneyForNothing | $56.99 | $56.99 | 6/14/2010 8:19:31 PM |
| wwwUniversal | $25.00 | $25.00 | 6/14/2010 8:26:04 PM |
| twjh | $25.00 | $25.00 | 6/14/2010 8:26:02 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 6/14/2010 11:17:38 PM |
| 11 bids
|
Borrower Payment Dependent Notes Series
431956
This series of Notes was issued and sold upon the funding of the borrower loan #42995, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,900.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jun-09-2010 |
| |
Auction end date:
| Jun-12-2010 |
|
|
Starting lender yield:
| 8.30% |
Starting borrower rate/APR:
| 9.30% / 9.64% |
Starting monthly payment:
| $380.08 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $380.08 |
| |
|
Auction yield range:
| 2.98% - 8.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2002 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
9 | Length of status: | 2y 3m |
|
Credit score:
| 820-839 (Jun-2010) |
Total credit lines:
| 21 |
Occupation: | Engineer - Mechanic... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,408 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| r0b3m4n |
Borrower's state:
| California |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 31 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2007)
|
|
Principal balance:
| $1,089.65 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Debt consolidation, repeat borrower
I liked my last Prosper loan so much I wanted to go for a second! Last
time I borrowed $7K and now it is paid down to $1K (it was a 9.00%
loan!)
I'm also a Prosper lender with a 100+ existing loans.
I'm paying down all the zero percent loans for 6/12 months with cheap interest coming to an end; so I want to consolidate them here. (Items: Coach, interior painting/remodeling)
Also want to get new carpet.
I see emerging investment opportunities (beyond the awsomeness of prosper :) and this capital will help me take advantage of them.
I'm married, have a house, a dog, two cats; a baby on the way, and the luck of the Irish! Normally at this point I would to try to describe my financial situation - but honestly it is very complex. Needless to say I'm an Engineer by day and an invester of MANY types by night. My financial situation is quite pleasant, thank you.? :)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Velocity_Lenders | $50.00 | $50.00 | 6/9/2010 4:10:21 PM |
| successful-euro | $30.00 | $30.00 | 6/9/2010 4:11:33 PM |
| impartial-deal | $50.00 | $50.00 | 6/9/2010 4:11:38 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/9/2010 4:14:20 PM |
| kegs | $100.00 | $100.00 | 6/9/2010 4:16:38 PM |
| internetpreneur | $25.00 | $25.00 | 6/9/2010 4:22:10 PM |
| Pasagam | $25.00 | $25.00 | 6/9/2010 4:10:27 PM |
| AmericanCredit | $25.00 | $25.00 | 6/9/2010 4:10:41 PM |
| impressive-credit431 | $500.00 | $500.00 | 6/9/2010 4:23:28 PM |
| rangers94 | $25.00 | $25.00 | 6/9/2010 4:10:50 PM |
| docdekay | $40.00 | $40.00 | 6/9/2010 4:24:09 PM |
| majormoves1 | $25.00 | $25.00 | 6/9/2010 4:24:15 PM |
| Westerly | $25.09 | $25.09 | 6/9/2010 4:12:09 PM |
| chilichese | $25.00 | $25.00 | 6/9/2010 4:12:20 PM |
| Mantis75 | $25.00 | $25.00 | 6/9/2010 4:13:01 PM |
| top-payout-fixer | $25.00 | $25.00 | 6/9/2010 4:13:13 PM |
| orgy63 | $25.00 | $25.00 | 6/9/2010 4:13:51 PM |
| Tradesmanlender | $25.00 | $25.00 | 6/9/2010 4:37:12 PM |
| point-shooter | $25.00 | $25.00 | 6/9/2010 4:14:02 PM |
| wormdc | $25.00 | $25.00 | 6/9/2010 4:14:39 PM |
| micko | $25.00 | $25.00 | 6/9/2010 4:14:44 PM |
| djh47a | $25.00 | $25.00 | 6/9/2010 4:14:59 PM |
| alexstar | $25.00 | $25.00 | 6/9/2010 4:15:45 PM |
| Turkish101 | $25.00 | $25.00 | 6/9/2010 4:44:44 PM |
| joandjon | $25.00 | $25.00 | 6/9/2010 4:44:48 PM |
| Marathoner | $25.00 | $25.00 | 6/9/2010 4:16:40 PM |
| moltopaolo | $50.00 | $50.00 | 6/9/2010 4:17:15 PM |
| thedoctor | $100.00 | $100.00 | 6/9/2010 5:01:57 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/9/2010 4:17:22 PM |
| atlviet | $25.00 | $25.00 | 6/9/2010 4:10:46 PM |
| Landselott | $25.00 | $25.00 | 6/9/2010 5:03:41 PM |
| Mark-O-Polo | $25.00 | $25.00 | 6/9/2010 4:11:00 PM |
| Boxhead | $25.00 | $25.00 | 6/9/2010 5:04:04 PM |
| Gunny89 | $25.00 | $25.00 | 6/9/2010 5:04:15 PM |
| ClearLake | $25.00 | $25.00 | 6/9/2010 5:04:25 PM |
| mbever10 | $25.00 | $25.00 | 6/9/2010 5:04:34 PM |
| Hutpit | $47.33 | $47.33 | 6/9/2010 5:04:37 PM |
| RandyL3 | $25.00 | $25.00 | 6/9/2010 5:04:47 PM |
| WillingToHelpOut | $25.00 | $25.00 | 6/9/2010 5:05:03 PM |
| Thecozychick | $25.00 | $25.00 | 6/9/2010 5:05:10 PM |
| yertle9 | $25.00 | $25.00 | 6/9/2010 5:05:29 PM |
| revmax | $25.00 | $25.00 | 6/9/2010 4:12:10 PM |
| aue513 | $25.00 | $25.00 | 6/9/2010 4:13:05 PM |
| rulender | $27.44 | $27.44 | 6/9/2010 4:13:18 PM |
| kenji4861 | $25.00 | $25.00 | 6/9/2010 4:13:29 PM |
| djs81 | $50.00 | $50.00 | 6/9/2010 5:07:54 PM |
| BankOfFrankFairness | $39.99 | $39.99 | 6/9/2010 5:08:01 PM |
| turbostar666 | $30.00 | $30.00 | 6/9/2010 4:21:54 PM |
| langdonx | $25.00 | $25.00 | 6/9/2010 4:22:02 PM |
| platinum-genetics | $50.00 | $50.00 | 6/9/2010 5:08:51 PM |
| lostontheedge | $25.00 | $25.00 | 6/9/2010 5:09:13 PM |
| GrayStudio | $50.00 | $50.00 | 6/9/2010 5:09:22 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/9/2010 4:22:42 PM |
| museic1 | $25.00 | $25.00 | 6/9/2010 4:14:46 PM |
| loyalist1 | $100.00 | $100.00 | 6/9/2010 4:22:51 PM |
| delicious-social132 | $25.00 | $25.00 | 6/9/2010 4:22:54 PM |
| koa | $50.00 | $50.00 | 6/9/2010 4:22:57 PM |
| pauledgarm | $50.00 | $50.00 | 6/9/2010 5:10:39 PM |
| balance-whistle7 | $50.00 | $50.00 | 6/9/2010 5:10:47 PM |
| ray1051 | $25.00 | $25.00 | 6/9/2010 5:11:22 PM |
| Tc11902 | $25.00 | $25.00 | 6/9/2010 5:11:25 PM |
| naniamo | $25.00 | $25.00 | 6/9/2010 4:23:43 PM |
| Phantom99 | $25.00 | $25.00 | 6/9/2010 4:16:46 PM |
| GElender | $50.00 | $50.00 | 6/9/2010 4:24:01 PM |
| Castellan | $25.00 | $25.00 | 6/9/2010 4:24:11 PM |
| david5000 | $50.00 | $50.00 | 6/9/2010 4:17:11 PM |
| simplelender80 | $100.00 | $100.00 | 6/9/2010 4:17:27 PM |
| Tai | $25.00 | $25.00 | 6/9/2010 4:24:40 PM |
| gzeo | $25.00 | $25.00 | 6/9/2010 4:25:14 PM |
| Lo0se_mo0se | $25.00 | $25.00 | 6/9/2010 4:25:19 PM |
| decisive-capital | $61.48 | $61.48 | 6/9/2010 4:37:09 PM |
| unclejaef | $25.00 | $25.00 | 6/9/2010 4:19:19 PM |
| mwl | $25.00 | $25.00 | 6/9/2010 6:30:17 PM |
| zbfamwl | $25.00 | $25.00 | 6/9/2010 4:44:42 PM |
| DadWarbucks | $25.00 | $25.00 | 6/9/2010 4:44:49 PM |
| radforj22 | $50.00 | $50.00 | 6/9/2010 4:45:24 PM |
| hayhelp | $25.00 | $25.00 | 6/9/2010 5:02:45 PM |
| aasx1108 | $25.00 | $25.00 | 6/9/2010 7:09:45 PM |
| TK4 | $25.00 | $25.00 | 6/9/2010 4:22:08 PM |
| BrianRK | $26.00 | $26.00 | 6/9/2010 5:03:59 PM |
| mikeleib | $25.00 | $25.00 | 6/9/2010 5:04:17 PM |
| Iowa65 | $29.43 | $29.43 | 6/9/2010 5:04:22 PM |
| sajitk | $25.00 | $25.00 | 6/9/2010 5:04:32 PM |
| mnmcarve | $25.00 | $25.00 | 6/9/2010 5:04:42 PM |
| ChicoBob | $50.00 | $50.00 | 6/9/2010 5:04:49 PM |
| johngaltline | $25.00 | $25.00 | 6/9/2010 5:04:56 PM |
| slartibardfast | $25.00 | $25.00 | 6/9/2010 5:05:08 PM |
| Tasmir | $25.00 | $25.00 | 6/9/2010 5:05:12 PM |
| j2ee | $25.00 | $25.00 | 6/9/2010 5:05:31 PM |
| jfd287 | $25.00 | $25.00 | 6/9/2010 5:05:38 PM |
| nhm | $50.00 | $50.00 | 6/9/2010 5:06:46 PM |
| Natronpee | $25.00 | $25.00 | 6/9/2010 5:07:37 PM |
| Zoomie | $25.00 | $25.00 | 6/9/2010 5:07:43 PM |
| BaltimoreLender | $25.00 | $25.00 | 6/9/2010 5:07:55 PM |
| zone6 | $100.00 | $100.00 | 6/9/2010 5:08:07 PM |
| OLYVRC | $25.00 | $25.00 | 6/9/2010 5:08:11 PM |
| mrzz | $25.00 | $25.00 | 6/9/2010 5:08:21 PM |
| easylender | $25.00 | $25.00 | 6/9/2010 4:37:11 PM |
| rmachi | $25.00 | $25.00 | 6/9/2010 4:37:16 PM |
| mizount | $25.00 | $25.00 | 6/9/2010 5:09:09 PM |
| ujiba | $25.00 | $25.00 | 6/9/2010 5:10:46 PM |
| generator596 | $50.00 | $50.00 | 6/9/2010 5:11:24 PM |
| Ven58 | $25.00 | $25.00 | 6/9/2010 5:11:36 PM |
| elasermd | $50.00 | $50.00 | 6/9/2010 4:44:46 PM |
| blue-courageous-justice | $25.00 | $25.00 | 6/10/2010 5:07:36 AM |
| svandgts | $50.00 | $50.00 | 6/9/2010 4:45:31 PM |
| StWaldo | $25.00 | $25.00 | 6/9/2010 5:03:03 PM |
| kmwvma | $25.00 | $25.00 | 6/9/2010 5:04:06 PM |
| jasperpants | $25.00 | $25.00 | 6/9/2010 5:04:12 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 6/9/2010 5:04:19 PM |
| ejdirin | $25.00 | $25.00 | 6/9/2010 5:04:43 PM |
| anakinsolo | $25.00 | $25.00 | 6/9/2010 5:04:47 PM |
| honorable-vigilance | $75.00 | $75.00 | 6/10/2010 7:58:58 AM |
| perlindc | $56.26 | $56.26 | 6/9/2010 5:04:54 PM |
| engaging-worth | $25.00 | $25.00 | 6/9/2010 5:05:25 PM |
| sandeepPR | $25.00 | $25.00 | 6/9/2010 5:05:28 PM |
| Viamin | $25.00 | $25.00 | 6/9/2010 5:05:57 PM |
| SkiNZ | $25.00 | $25.00 | 6/9/2010 5:06:14 PM |
| rocketspocket | $25.00 | $25.00 | 6/9/2010 5:06:19 PM |
| the-financier814 | $25.00 | $25.00 | 6/9/2010 5:07:17 PM |
| GrommetPosse | $25.00 | $25.00 | 6/9/2010 5:07:26 PM |
| tolstoy00 | $25.00 | $25.00 | 6/9/2010 5:07:32 PM |
| ctgscott | $25.00 | $25.00 | 6/9/2010 5:07:38 PM |
| ganoman21 | $25.00 | $25.00 | 6/9/2010 5:07:44 PM |
| xphile | $25.00 | $25.00 | 6/9/2010 5:08:04 PM |
| virtualbank | $25.00 | $25.00 | 6/9/2010 5:08:09 PM |
| degster | $25.00 | $25.00 | 6/9/2010 5:08:14 PM |
| blackstar | $25.00 | $25.00 | 6/9/2010 5:08:27 PM |
| Emgolda | $25.00 | $25.00 | 6/9/2010 5:08:48 PM |
| Sixmil | $25.00 | $25.00 | 6/9/2010 5:09:05 PM |
| Rdodson11 | $25.00 | $25.00 | 6/9/2010 5:10:19 PM |
| HappyHelpingLender | $25.00 | $25.00 | 6/9/2010 8:10:11 PM |
| Aberdeen | $400.00 | $400.00 | 6/9/2010 5:11:47 PM |
| best-ingenious-funds | $25.00 | $25.00 | 6/9/2010 6:05:48 PM |
| Stegs | $25.00 | $25.00 | 6/9/2010 7:42:29 PM |
| Sarspatula | $40.11 | $40.11 | 6/10/2010 10:20:39 AM |
| SnE | $25.68 | $25.68 | 6/9/2010 7:50:13 PM |
| tipan1 | $25.00 | $25.00 | 6/10/2010 3:41:47 AM |
| georgedorn | $35.65 | $35.65 | 6/10/2010 3:05:59 PM |
| interstellar | $50.00 | $50.00 | 6/10/2010 5:17:14 PM |
| bondhedger | $25.00 | $25.00 | 6/10/2010 5:03:41 PM |
| cebgop | $25.00 | $25.00 | 6/10/2010 9:51:20 PM |
| nimcha | $50.00 | $50.00 | 6/11/2010 11:20:19 AM |
| JohnQGalt | $75.00 | $75.00 | 6/11/2010 3:32:25 PM |
| bank-of-lomax | $50.00 | $50.00 | 6/11/2010 7:39:06 PM |
| tobin | $40.00 | $40.00 | 6/12/2010 9:24:57 AM |
| conductor146 | $25.00 | $25.00 | 6/11/2010 6:22:17 PM |
| best-listing-toro | $25.00 | $25.00 | 6/12/2010 9:43:17 AM |
| repayment-launcher | $25.00 | $25.00 | 6/12/2010 2:50:00 PM |
| Chesterite | $25.00 | $25.00 | 6/12/2010 9:32:08 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/12/2010 9:04:37 PM |
| MonkeyHero | $25.00 | $25.00 | 6/12/2010 3:16:51 PM |
| TexasLender2007 | $25.00 | $25.00 | 6/9/2010 4:10:30 PM |
| Lendomatic | $25.00 | $25.00 | 6/9/2010 4:11:05 PM |
| brstern2 | $25.00 | $25.00 | 6/9/2010 4:11:22 PM |
| johannesfactotum | $25.00 | $25.00 | 6/9/2010 4:12:24 PM |
| Artist_Blue | $25.00 | $25.00 | 6/9/2010 4:12:29 PM |
| a-wealth-visionary | $25.00 | $25.00 | 6/9/2010 4:13:15 PM |
| kulender | $30.00 | $30.00 | 6/9/2010 4:14:04 PM |
| Bank42 | $50.00 | $50.00 | 6/9/2010 4:14:15 PM |
| bchen78875 | $50.00 | $50.00 | 6/9/2010 4:14:28 PM |
| fortytwo | $200.00 | $200.00 | 6/9/2010 4:14:33 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/9/2010 4:16:15 PM |
| american6 | $50.00 | $50.00 | 6/9/2010 4:16:34 PM |
| seabass123 | $25.00 | $25.00 | 6/9/2010 4:16:53 PM |
| flexible-value | $28.00 | $28.00 | 6/9/2010 4:16:58 PM |
| figs4u2 | $80.00 | $80.00 | 6/9/2010 4:17:05 PM |
| dinero-oasis | $25.00 | $25.00 | 6/9/2010 4:23:00 PM |
| LTR | $25.00 | $25.00 | 6/9/2010 4:10:32 PM |
| buckeye55 | $25.00 | $25.00 | 6/9/2010 4:10:44 PM |
| Rockymtnhi | $100.00 | $100.00 | 6/9/2010 4:11:03 PM |
| meux99 | $25.00 | $25.00 | 6/9/2010 4:11:41 PM |
| auction-turbine4 | $25.00 | $25.00 | 6/9/2010 4:24:18 PM |
| credit-coach118 | $40.00 | $40.00 | 6/9/2010 4:12:13 PM |
| bradania | $25.00 | $25.00 | 6/9/2010 4:24:44 PM |
| SunsetCoastCapital | $25.00 | $25.00 | 6/9/2010 4:12:53 PM |
| actuarial_investor | $25.00 | $25.00 | 6/9/2010 4:25:23 PM |
| SNH | $50.00 | $50.00 | 6/9/2010 4:14:16 PM |
| 1fortheroad | $25.00 | $25.00 | 6/9/2010 4:14:58 PM |
| mlopez2007 | $50.00 | $50.00 | 6/9/2010 4:15:33 PM |
| Octavian315 | $35.00 | $35.00 | 6/9/2010 4:44:41 PM |
| Divot | $25.00 | $25.00 | 6/9/2010 4:44:47 PM |
| a-responsible-return | $25.00 | $25.00 | 6/9/2010 4:16:22 PM |
| DukSerduk | $25.00 | $25.00 | 6/9/2010 4:45:02 PM |
| zippy-revenue8 | $25.00 | $25.00 | 6/9/2010 4:58:54 PM |
| pbandjb | $25.00 | $25.00 | 6/9/2010 5:02:03 PM |
| MasterJin | $25.00 | $25.00 | 6/9/2010 4:10:43 PM |
| Cherrypicker06 | $25.00 | $25.00 | 6/9/2010 4:10:52 PM |
| Eagledrop | $25.00 | $25.00 | 6/9/2010 5:03:45 PM |
| synergy4all | $25.00 | $25.00 | 6/9/2010 5:04:03 PM |
| Ivan2007 | $50.00 | $50.00 | 6/9/2010 4:11:13 PM |
| tsui517 | $25.00 | $25.00 | 6/9/2010 5:04:08 PM |
| think-become | $25.00 | $25.00 | 6/9/2010 4:11:17 PM |
| bayareainv | $100.00 | $100.00 | 6/9/2010 5:04:16 PM |
| monstersdad | $50.00 | $50.00 | 6/9/2010 5:04:24 PM |
| dumbass | $25.00 | $25.00 | 6/9/2010 5:04:31 PM |
| outwish | $25.00 | $25.00 | 6/9/2010 5:04:41 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/9/2010 4:11:47 PM |
| totoro | $25.00 | $25.00 | 6/9/2010 5:04:55 PM |
| dharma1 | $25.00 | $25.00 | 6/9/2010 4:11:51 PM |
| riproaringrapids | $25.00 | $25.00 | 6/9/2010 4:11:59 PM |
| social-comet7 | $25.00 | $25.00 | 6/9/2010 5:05:22 PM |
| bradwill | $25.61 | $25.61 | 6/9/2010 4:12:05 PM |
| scott73 | $25.00 | $25.00 | 6/9/2010 5:05:48 PM |
| ILfarmboy | $28.83 | $28.83 | 6/9/2010 5:06:32 PM |
| rose88 | $25.00 | $25.00 | 6/9/2010 4:13:30 PM |
| buckyhead2000 | $25.00 | $25.00 | 6/9/2010 4:21:14 PM |
| help_each_other | $25.00 | $25.00 | 6/9/2010 5:07:47 PM |
| the-silver-blaster | $25.00 | $25.00 | 6/9/2010 4:13:45 PM |
| Railbird | $25.00 | $25.00 | 6/9/2010 5:08:10 PM |
| blukestrel | $25.00 | $25.00 | 6/9/2010 4:21:59 PM |
| nuclearmoose | $25.00 | $25.00 | 6/9/2010 4:14:09 PM |
| don8ter | $60.00 | $60.00 | 6/9/2010 5:09:16 PM |
| nonukem | $25.00 | $25.00 | 6/9/2010 5:10:32 PM |
| personal-lender | $25.00 | $25.00 | 6/9/2010 4:23:08 PM |
| active-trade4 | $50.00 | $50.00 | 6/9/2010 5:11:09 PM |
| truth-image | $50.00 | $50.00 | 6/9/2010 4:16:04 PM |
| meenan | $25.00 | $25.00 | 6/9/2010 4:16:10 PM |
| zento | $25.00 | $25.00 | 6/9/2010 4:23:57 PM |
| tntmojave | $25.00 | $25.00 | 6/9/2010 4:16:56 PM |
| bruin558 | $80.00 | $80.00 | 6/9/2010 4:24:13 PM |
| hookUup | $25.00 | $25.00 | 6/9/2010 4:17:18 PM |
| investment-network | $25.00 | $25.00 | 6/9/2010 4:25:04 PM |
| minista | $25.00 | $25.00 | 6/9/2010 5:24:16 PM |
| affluence-tycoon | $25.00 | $25.00 | 6/9/2010 4:44:45 PM |
| pavelz | $100.00 | $100.00 | 6/9/2010 4:21:22 PM |
| GenerousGentleMan | $48.13 | $48.13 | 6/9/2010 5:02:58 PM |
| NATIVEBORN | $25.00 | $25.00 | 6/9/2010 4:21:48 PM |
| teufelhund | $25.00 | $25.00 | 6/9/2010 5:03:45 PM |
| pulmdoc | $25.00 | $25.00 | 6/9/2010 5:03:58 PM |
| ADenny | $25.00 | $25.00 | 6/9/2010 4:22:09 PM |
| ebusinessagent | $25.00 | $25.00 | 6/9/2010 5:04:01 PM |
| Futurero | $25.00 | $25.00 | 6/9/2010 5:04:11 PM |
| stensonb | $25.00 | $25.00 | 6/9/2010 5:04:13 PM |
| japper2353 | $25.00 | $25.00 | 6/9/2010 5:04:18 PM |
| Kame | $25.00 | $25.00 | 6/9/2010 5:04:27 PM |
| skuba | $50.00 | $50.00 | 6/9/2010 4:22:34 PM |
| sanjl79 | $25.00 | $25.00 | 6/9/2010 5:04:34 PM |
| boogaboogabooga | $25.00 | $25.00 | 6/9/2010 5:04:44 PM |
| latestone | $25.00 | $25.00 | 6/9/2010 5:05:04 PM |
| turbine5 | $40.00 | $40.00 | 6/9/2010 5:05:24 PM |
| dadalou | $25.00 | $25.00 | 6/9/2010 5:05:56 PM |
| Guerrilla_Man | $25.00 | $25.00 | 6/9/2010 8:20:42 PM |
| morpholog | $25.00 | $25.00 | 6/9/2010 4:24:14 PM |
| interest-exec9 | $25.00 | $25.00 | 6/9/2010 5:07:35 PM |
| Captain88 | $25.00 | $25.00 | 6/9/2010 4:24:55 PM |
| lowestghost | $25.00 | $25.00 | 6/9/2010 5:07:46 PM |
| pinaypie1 | $25.00 | $25.00 | 6/9/2010 4:25:05 PM |
| danfrphils | $25.00 | $25.00 | 6/9/2010 5:08:08 PM |
| superchicken | $25.00 | $25.00 | 6/9/2010 5:08:23 PM |
| kinetic-diversification | $50.00 | $50.00 | 6/9/2010 5:08:35 PM |
| penny-finder | $25.00 | $25.00 | 6/9/2010 10:31:14 PM |
| anton | $150.00 | $150.00 | 6/9/2010 5:09:04 PM |
| Aberdeen | $400.00 | $400.00 | 6/9/2010 5:09:34 PM |
| lively-point | $25.00 | $25.00 | 6/9/2010 5:11:33 PM |
| budyzr | $25.00 | $25.00 | 6/9/2010 4:44:43 PM |
| rockhound84 | $25.00 | $25.00 | 6/10/2010 4:38:05 AM |
| twjh | $25.00 | $25.00 | 6/10/2010 5:09:41 AM |
| power-pagoda | $25.00 | $25.00 | 6/9/2010 4:45:31 PM |
| bankofkarl | $25.00 | $25.00 | 6/9/2010 5:00:54 PM |
| Sykes66 | $25.00 | $25.00 | 6/9/2010 5:01:30 PM |
| Strato | $25.00 | $25.00 | 6/9/2010 5:02:01 PM |
| social-comet224 | $25.00 | $25.00 | 6/9/2010 5:03:41 PM |
| BludAx | $25.00 | $25.00 | 6/9/2010 5:04:23 PM |
| cingular | $25.00 | $25.00 | 6/9/2010 5:04:33 PM |
| TheColoradoDon | $25.00 | $25.00 | 6/9/2010 5:04:39 PM |
| keydet99 | $25.00 | $25.00 | 6/9/2010 5:04:46 PM |
| rmsyvt | $25.00 | $25.00 | 6/9/2010 5:04:50 PM |
| auction-rocket | $25.00 | $25.00 | 6/9/2010 5:05:00 PM |
| keyfig | $25.00 | $25.00 | 6/9/2010 5:05:21 PM |
| jscope | $25.00 | $25.00 | 6/9/2010 5:05:43 PM |
| sisterkate | $25.00 | $25.00 | 6/9/2010 5:06:13 PM |
| DeathScythe676 | $25.00 | $25.00 | 6/9/2010 5:06:45 PM |
| woodenshoes | $100.00 | $100.00 | 6/10/2010 8:25:56 AM |
| Jassi | $25.00 | $25.00 | 6/9/2010 5:07:36 PM |
| KeepOnRunning | $50.00 | $50.00 | 6/9/2010 5:07:41 PM |
| BiggestG | $25.00 | $25.00 | 6/9/2010 5:07:46 PM |
| js60l | $25.00 | $25.00 | 6/9/2010 5:07:56 PM |
| pinnacle10 | $25.00 | $25.00 | 6/9/2010 7:19:38 PM |
| _kyle | $25.00 | $25.00 | 6/9/2010 5:08:02 PM |
| acropiloterau2002 | $25.00 | $25.00 | 6/9/2010 5:08:05 PM |
| KiwiElf | $30.00 | $30.00 | 6/9/2010 5:09:07 PM |
| flwah | $25.00 | $25.00 | 6/9/2010 5:09:14 PM |
| Supp0rter | $49.08 | $49.08 | 6/9/2010 8:10:16 PM |
| wdfraser | $25.00 | $25.00 | 6/9/2010 5:22:08 PM |
| golden-contract8 | $50.00 | $49.93 | 6/9/2010 9:56:07 PM |
| MoneyForNothing | $44.46 | $44.46 | 6/9/2010 7:36:20 PM |
| Underzenith85 | $25.00 | $25.00 | 6/9/2010 8:04:47 PM |
| rmpedi33 | $200.00 | $200.00 | 6/10/2010 12:02:39 PM |
| jvjoe12 | $100.00 | $100.00 | 6/9/2010 10:39:05 PM |
| wwwUniversal | $25.00 | $25.00 | 6/10/2010 10:12:06 AM |
| paul1 | $50.00 | $50.00 | 6/10/2010 12:20:10 PM |
| selector568 | $200.00 | $200.00 | 6/10/2010 10:09:49 AM |
| favorite-commerce | $50.00 | $50.00 | 6/10/2010 4:23:09 PM |
| LittleMingo | $26.45 | $26.45 | 6/10/2010 5:24:13 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/10/2010 4:22:14 PM |
| Cherrypicker | $50.00 | $50.00 | 6/11/2010 11:19:44 AM |
| rdrloan | $50.00 | $50.00 | 6/11/2010 12:36:12 PM |
| ijspence | $25.00 | $25.00 | 6/11/2010 2:34:47 PM |
| drtxmac | $25.05 | $25.05 | 6/11/2010 9:21:18 AM |
| myidear | $25.00 | $25.00 | 6/11/2010 3:27:29 AM |
| BrighterSuns | $25.00 | $25.00 | 6/11/2010 8:41:58 AM |
| SCD | $25.00 | $25.00 | 6/11/2010 3:18:28 PM |
| JustOneVoice | $25.00 | $25.00 | 6/11/2010 11:00:39 PM |
| ingeborg77 | $50.00 | $50.00 | 6/12/2010 10:02:49 AM |
| mammalian4 | $50.00 | $50.00 | 6/12/2010 12:52:54 PM |
| HenryK7 | $25.00 | $25.00 | 6/12/2010 2:13:16 PM |
| 307 bids
|
Borrower Payment Dependent Notes Series
453942
This series of Notes was issued and sold upon the funding of the borrower loan #43001, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $135.71 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| 31% |
|
Basic (1-10):
| 2 |
Inquiries last 6m:
| 4 | Employment status: | Part-time employee |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 0
/
0 | Length of status: | 0y 8m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 6 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| MERCEDES1990 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to pay for a car.? I have 2 part time jobs and I am a full time student in need of transportation.?
My financial situation:
I am a good candidate for this loan because I do not currently have any revolving bills other than my cell phone which means I am very capable of repaying my loan. I am attempting to build my credit through this loan.? I am a full time student with an above average GPA.? My parents currently support me financially in addition to scholarships and grants.?
Monthly net income: $1200.00
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $98.45
Information in the Description is not verified.
Friends And Family Winning Bids
chief_wo has bid a total of
$500.00 in winning bids.
"I have known this family for a while and I am confident that this loan will be paid in full. She is a hard working motivated student who gets good grades and works two part time jobs. I will put my money where my mouth is and lend $500 towards this loan."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| chief_wo | $500.00 | $500.00 | 5/18/2010 6:09:34 AM |
| nodebt2012 | $25.00 | $25.00 | 5/19/2010 8:39:36 PM |
| loanman2007 | $50.00 | $50.00 | 5/20/2010 5:18:43 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/21/2010 7:47:58 AM |
| order-bee1 | $100.00 | $100.00 | 5/20/2010 11:50:54 PM |
| tjone69 | $50.00 | $50.00 | 5/22/2010 12:43:28 PM |
| MrMoneyBags | $27.20 | $27.20 | 5/22/2010 10:30:31 AM |
| catalystcf | $25.00 | $25.00 | 5/22/2010 12:14:20 PM |
| lend4life13 | $1,300.00 | $1,011.06 | 5/24/2010 1:20:01 PM |
| mrxtravis | $58.75 | $58.75 | 5/24/2010 11:02:02 AM |
| bonafide-commitment2 | $25.00 | $25.00 | 5/24/2010 2:31:00 PM |
| wlm3012 | $25.00 | $25.00 | 5/24/2010 3:43:44 PM |
| alexgalt | $100.00 | $100.00 | 5/18/2010 6:13:10 AM |
| FASTIZIO_P | $25.00 | $25.00 | 5/20/2010 1:42:37 PM |
| gpuck | $25.00 | $25.00 | 5/20/2010 7:52:50 PM |
| buyrite334 | $27.99 | $27.99 | 5/21/2010 12:03:57 PM |
| micko | $25.00 | $25.00 | 5/21/2010 5:33:43 PM |
| DasMula | $25.00 | $25.00 | 5/22/2010 12:30:18 PM |
| nilonc1 | $75.00 | $75.00 | 5/22/2010 8:04:40 PM |
| maplehouse | $25.00 | $25.00 | 5/23/2010 10:16:05 AM |
| blue-dollar-viking | $50.00 | $50.00 | 5/23/2010 10:56:17 AM |
| market-walnut5 | $25.00 | $25.00 | 5/24/2010 5:43:31 AM |
| tcbmc | $25.00 | $25.00 | 5/24/2010 7:17:17 AM |
| jhernand17 | $25.00 | $25.00 | 5/24/2010 12:52:58 PM |
| autonomous-truth | $100.00 | $100.00 | 5/24/2010 11:36:14 AM |
| jjsparks28 | $150.00 | $150.00 | 5/24/2010 1:43:13 PM |
| catalystcf | $25.00 | $25.00 | 5/24/2010 3:49:36 PM |
| reflective-rupee | $100.00 | $100.00 | 5/24/2010 2:52:57 PM |
| payout-bridge | $250.00 | $250.00 | 5/24/2010 4:05:45 PM |
| 29 bids
|
Borrower Payment Dependent Notes Series
460302
This series of Notes was issued and sold upon the funding of the borrower loan #43012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-28-2010 |
| |
Auction end date:
| Jun-04-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $63.79 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $63.79 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 5% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Retired |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 4
/
3 | Length of status: | 10y 8m |
|
Credit score:
| 780-799 (May-2010) |
Total credit lines:
| 17 | Stated income: | $1-$24,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,164 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 18% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| a-established-credit |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helping family
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $50.00 | 5/28/2010 4:03:57 PM |
| rescue | $50.00 | $50.00 | 5/28/2010 4:01:45 PM |
| Phantom99 | $25.00 | $25.00 | 5/28/2010 4:04:42 PM |
| wayman | $25.00 | $25.00 | 5/28/2010 4:04:59 PM |
| worth-arch | $25.00 | $25.00 | 5/28/2010 4:04:19 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/28/2010 4:04:47 PM |
| american6 | $25.00 | $25.00 | 5/28/2010 4:05:21 PM |
| chestnut4 | $25.00 | $25.00 | 5/28/2010 4:05:39 PM |
| delicious-social132 | $25.00 | $25.00 | 5/28/2010 4:07:23 PM |
| decisive-capital | $100.00 | $100.00 | 5/28/2010 4:37:01 PM |
| 1fortheroad | $25.00 | $25.00 | 5/29/2010 2:11:53 AM |
| resource777 | $25.00 | $1.25 | 5/29/2010 7:37:02 AM |
| bchen78875 | $25.00 | $25.00 | 5/28/2010 4:09:30 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/28/2010 4:10:01 PM |
| superb-point | $50.00 | $50.00 | 5/29/2010 2:11:54 AM |
| kmr2 | $350.00 | $350.00 | 5/29/2010 6:27:39 AM |
| ItNoKnot | $30.00 | $30.00 | 6/4/2010 1:09:41 AM |
| Snoopylover | $25.00 | $25.00 | 6/4/2010 12:54:37 AM |
| outofoffice | $50.00 | $50.00 | 6/4/2010 7:56:35 AM |
| SanJoser | $25.00 | $25.00 | 6/4/2010 3:42:46 PM |
| Avala | $50.00 | $50.00 | 5/28/2010 4:04:33 PM |
| ddog0224 | $25.00 | $25.00 | 5/28/2010 4:04:52 PM |
| economy-producer | $25.00 | $25.00 | 5/28/2010 4:03:53 PM |
| integrity-trumpet | $50.00 | $50.00 | 5/28/2010 4:05:52 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/28/2010 4:04:12 PM |
| balanced-bill7 | $100.00 | $100.00 | 5/28/2010 4:07:40 PM |
| riproaringrapids | $25.00 | $25.00 | 5/28/2010 4:06:21 PM |
| successful-euro | $50.00 | $50.00 | 5/28/2010 4:08:10 PM |
| treasure-hunter270 | $25.00 | $25.00 | 5/28/2010 4:08:16 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/28/2010 4:08:27 PM |
| ichibon | $75.00 | $75.00 | 5/28/2010 4:10:15 PM |
| top-historic-peso | $25.00 | $25.00 | 5/28/2010 4:04:07 PM |
| hrubinst | $25.00 | $25.00 | 5/28/2010 4:04:22 PM |
| green-planet-guy | $26.00 | $26.00 | 5/29/2010 1:13:05 AM |
| bid-czar8 | $100.00 | $100.00 | 5/28/2010 4:07:53 PM |
| hopeful-point | $25.00 | $25.00 | 5/31/2010 4:36:33 PM |
| khamlagirl | $25.00 | $25.00 | 6/1/2010 8:15:41 PM |
| labate | $32.20 | $32.20 | 6/4/2010 12:45:19 AM |
| hidavehi | $25.55 | $25.55 | 6/3/2010 8:36:43 PM |
| natural-affluence4 | $25.00 | $25.00 | 6/3/2010 5:18:45 PM |
| best-listing-toro | $25.00 | $25.00 | 6/3/2010 5:23:15 PM |
| Lender0307 | $25.00 | $25.00 | 6/4/2010 9:36:47 AM |
| mwichmann4 | $60.00 | $60.00 | 6/4/2010 9:35:25 AM |
| 43 bids
|
Borrower Payment Dependent Notes Series
461004
This series of Notes was issued and sold upon the funding of the borrower loan #42992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,400.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $172.22 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $172.22 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 26% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 4m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 36 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $14,508 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 42% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| finance-conga |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| economy-producer | $25.00 | $25.00 | 6/2/2010 4:20:13 PM |
| ichibon | $75.00 | $75.00 | 6/2/2010 4:24:05 PM |
| Bank42 | $50.00 | $50.00 | 6/2/2010 4:24:25 PM |
| top-historic-peso | $25.00 | $25.00 | 6/2/2010 4:20:29 PM |
| worth-arch | $25.00 | $25.00 | 6/2/2010 4:20:49 PM |
| Avala | $50.00 | $50.00 | 6/2/2010 4:21:24 PM |
| delicious-social132 | $25.00 | $25.00 | 6/2/2010 4:23:42 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/2/2010 4:24:00 PM |
| rescue | $50.00 | $50.00 | 6/2/2010 4:14:52 PM |
| teller | $25.00 | $25.00 | 6/2/2010 6:37:55 PM |
| bid-czar8 | $100.00 | $100.00 | 6/2/2010 4:19:02 PM |
| kmr2 | $25.00 | $25.00 | 6/2/2010 8:16:39 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/2/2010 4:20:40 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/2/2010 4:21:53 PM |
| chestnut4 | $25.00 | $25.00 | 6/2/2010 4:22:30 PM |
| power-pagoda | $26.00 | $26.00 | 6/2/2010 4:24:51 PM |
| the-silver-blaster | $50.00 | $50.00 | 6/2/2010 6:22:09 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/2/2010 4:25:27 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/3/2010 9:11:47 AM |
| objective-investor | $25.95 | $25.95 | 6/3/2010 11:52:01 AM |
| interest-jedi0 | $50.00 | $50.00 | 6/3/2010 1:18:31 PM |
| penny-chooser | $50.00 | $50.00 | 6/3/2010 9:48:45 AM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 11:31:44 AM |
| Mav26 | $50.00 | $50.00 | 6/3/2010 11:47:05 AM |
| Ocean713 | $50.00 | $50.00 | 6/3/2010 3:51:47 PM |
| generous-deal6 | $25.00 | $25.00 | 6/3/2010 11:58:13 AM |
| Cherrypicker | $50.00 | $50.00 | 6/3/2010 12:07:47 PM |
| wayman | $25.00 | $25.00 | 6/3/2010 3:32:29 AM |
| famous-bill | $50.00 | $50.00 | 6/3/2010 5:18:24 AM |
| ms48105 | $25.00 | $25.00 | 6/3/2010 7:51:44 AM |
| influential-compassion9 | $49.45 | $49.45 | 6/3/2010 8:41:39 AM |
| painta | $37.49 | $37.49 | 6/3/2010 10:46:53 AM |
| kchen486 | $50.00 | $50.00 | 6/3/2010 3:41:52 PM |
| Relevance | $25.00 | $25.00 | 6/4/2010 6:39:58 AM |
| retiresecure | $25.00 | $25.00 | 6/4/2010 7:36:57 AM |
| IIP77 | $25.00 | $25.00 | 6/4/2010 8:31:11 AM |
| tech_helper | $50.00 | $50.00 | 6/4/2010 4:24:58 AM |
| damanq | $25.00 | $25.00 | 6/4/2010 10:34:59 AM |
| orderly-leverage | $40.00 | $40.00 | 6/4/2010 12:06:10 AM |
| bold-investment-glider | $30.00 | $30.00 | 6/4/2010 10:35:05 AM |
| well-rounded-dinero | $50.00 | $50.00 | 6/4/2010 9:35:56 AM |
| dschaaf | $25.00 | $25.00 | 6/4/2010 9:44:58 PM |
| Weaverville | $47.39 | $47.39 | 6/6/2010 6:54:57 AM |
| rpg | $50.00 | $50.00 | 6/6/2010 8:13:43 AM |
| lavendergirl | $35.00 | $35.00 | 6/6/2010 7:31:30 AM |
| Anny-Disco | $100.00 | $100.00 | 6/5/2010 3:46:22 PM |
| commerce-handshake | $25.00 | $25.00 | 6/7/2010 8:44:44 AM |
| adamnash | $25.00 | $25.00 | 6/6/2010 10:00:42 PM |
| mzman | $25.00 | $25.00 | 6/5/2010 6:00:16 PM |
| lenderman2 | $25.00 | $25.00 | 6/5/2010 7:31:16 PM |
| Rdodson11 | $25.00 | $25.00 | 6/7/2010 6:59:53 AM |
| shrewd-peace7 | $30.00 | $30.00 | 6/7/2010 11:29:01 AM |
| bowdish1 | $50.00 | $50.00 | 6/7/2010 11:41:35 AM |
| fenderxes | $25.00 | $25.00 | 6/7/2010 11:29:09 AM |
| richboy56 | $50.00 | $50.00 | 6/7/2010 11:41:43 AM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/7/2010 1:09:46 PM |
| Tradesmanlender | $25.00 | $25.00 | 6/7/2010 9:41:44 AM |
| intelligent-credit0 | $50.00 | $50.00 | 6/7/2010 11:27:05 AM |
| A007 | $25.00 | $25.00 | 6/8/2010 6:30:02 AM |
| irrelevant | $25.00 | $25.00 | 6/7/2010 7:49:16 PM |
| greenback-museum | $25.00 | $25.00 | 6/8/2010 9:35:44 AM |
| mikeandcat | $50.00 | $50.00 | 6/8/2010 10:00:00 AM |
| mmckune | $25.00 | $25.00 | 6/8/2010 12:57:05 PM |
| jtradition | $37.80 | $37.80 | 6/8/2010 12:57:39 PM |
| dollar-trader2 | $25.00 | $25.00 | 6/8/2010 8:35:09 AM |
| a-wealth-visionary | $50.00 | $50.00 | 6/8/2010 1:37:47 PM |
| brazilofmux | $100.00 | $100.00 | 6/8/2010 12:08:34 PM |
| asset-trumpeter | $50.00 | $50.00 | 6/8/2010 12:36:59 PM |
| flwah | $25.00 | $25.00 | 6/8/2010 12:57:07 PM |
| Carpetkid | $25.00 | $25.00 | 6/8/2010 12:57:17 PM |
| Onesiphorus | $25.00 | $25.00 | 6/8/2010 12:57:38 PM |
| FundMaker | $25.00 | $25.00 | 6/8/2010 3:25:13 PM |
| Dia_Lucrii | $25.00 | $25.00 | 6/8/2010 5:01:20 PM |
| bold-deal-bigwig | $38.60 | $38.60 | 6/8/2010 6:54:25 PM |
| Good_Karma_Cafe | $25.00 | $25.00 | 6/8/2010 4:35:38 PM |
| jchurchi | $35.59 | $35.59 | 6/9/2010 9:29:36 AM |
| Nash2065 | $25.00 | $25.00 | 6/8/2010 9:04:23 PM |
| Manta_Rai | $27.48 | $27.48 | 6/9/2010 10:41:23 AM |
| DARTHVADER | $55.00 | $55.00 | 6/8/2010 5:55:47 PM |
| wwwUniversal | $25.00 | $25.00 | 6/9/2010 4:02:29 PM |
| relierma | $25.00 | $25.00 | 6/9/2010 4:12:29 PM |
| art75 | $25.00 | $25.00 | 6/9/2010 3:26:21 PM |
| Phantom99 | $25.00 | $25.00 | 6/2/2010 4:21:36 PM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 4:25:50 PM |
| SNH | $50.00 | $50.00 | 6/2/2010 4:20:21 PM |
| ddog0224 | $25.00 | $25.00 | 6/2/2010 4:22:04 PM |
| american6 | $25.00 | $25.00 | 6/2/2010 4:22:19 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/2/2010 4:23:51 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/2/2010 4:24:17 PM |
| shrewd-deal | $25.00 | $25.00 | 6/2/2010 4:25:07 PM |
| visionary-community | $25.00 | $25.00 | 6/2/2010 4:19:04 PM |
| golden-wealth2 | $50.00 | $50.00 | 6/2/2010 4:54:15 PM |
| hrubinst | $25.00 | $25.00 | 6/2/2010 4:21:13 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/2/2010 4:22:44 PM |
| treasure-bliss | $100.00 | $100.00 | 6/2/2010 4:25:20 PM |
| exchange-synapse | $50.00 | $50.00 | 6/3/2010 4:32:54 AM |
| cash-spark3 | $25.00 | $25.00 | 6/2/2010 4:26:19 PM |
| samo102us | $25.00 | $25.00 | 6/2/2010 4:26:32 PM |
| nunnie | $25.00 | $25.00 | 6/2/2010 4:26:45 PM |
| blackstar | $25.00 | $25.00 | 6/3/2010 7:11:41 AM |
| DcUnited | $30.00 | $30.00 | 6/2/2010 4:53:35 PM |
| satisfying-durability | $25.00 | $25.00 | 6/2/2010 4:53:41 PM |
| sharp-money3 | $25.00 | $25.00 | 6/3/2010 11:01:48 AM |
| camaraderi-workhorse | $30.00 | $30.00 | 6/3/2010 1:18:28 PM |
| money-bauble | $34.20 | $34.20 | 6/3/2010 7:21:47 AM |
| Artist_Blue | $25.00 | $25.00 | 6/3/2010 8:04:05 AM |
| orgy63 | $25.00 | $25.00 | 6/3/2010 9:11:57 AM |
| icchok | $50.00 | $50.00 | 6/3/2010 9:37:08 AM |
| dinero-speaker | $50.00 | $50.00 | 6/3/2010 1:18:33 PM |
| bchen78875 | $25.00 | $25.00 | 6/4/2010 1:13:47 AM |
| RandyL3 | $25.00 | $25.00 | 6/4/2010 6:44:54 AM |
| ramblin | $25.00 | $25.00 | 6/4/2010 10:39:55 AM |
| shrewd-truth1 | $25.00 | $25.00 | 6/4/2010 10:27:16 AM |
| MrBluesummers | $50.00 | $50.00 | 6/4/2010 7:18:21 AM |
| inspiring-reward | $150.00 | $150.00 | 6/5/2010 3:54:49 PM |
| riproaringrapids | $25.00 | $25.00 | 6/6/2010 12:00:05 PM |
| Angleofcare | $25.00 | $25.00 | 6/5/2010 5:15:12 PM |
| balance6 | $25.00 | $25.00 | 6/5/2010 4:09:50 AM |
| noble-revenue | $50.00 | $50.00 | 6/6/2010 1:45:18 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/5/2010 11:29:51 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/6/2010 11:53:13 PM |
| pavelz | $50.00 | $50.00 | 6/7/2010 1:16:34 AM |
| easylender | $25.00 | $25.00 | 6/5/2010 4:46:42 PM |
| mla | $25.00 | $25.00 | 6/5/2010 8:20:35 PM |
| new-return-faire | $50.00 | $50.00 | 6/7/2010 10:05:11 AM |
| outofoffice | $50.00 | $50.00 | 6/7/2010 4:06:04 PM |
| Clambake | $49.02 | $49.02 | 6/7/2010 11:25:41 AM |
| balance-whistle7 | $25.00 | $25.00 | 6/7/2010 12:00:10 PM |
| don8ter | $25.00 | $25.00 | 6/7/2010 8:07:44 PM |
| decisive-capital | $25.40 | $25.40 | 6/8/2010 3:50:00 AM |
| ethicalhumanist | $25.00 | $25.00 | 6/8/2010 9:35:23 AM |
| p2p-eagle9 | $25.00 | $25.00 | 6/8/2010 3:05:58 PM |
| personal-lender | $25.00 | $25.00 | 6/8/2010 10:45:14 AM |
| mizount | $25.00 | $25.00 | 6/8/2010 12:07:19 PM |
| RationalWorld | $25.00 | $25.00 | 6/8/2010 3:15:36 PM |
| circustab | $50.00 | $50.00 | 6/8/2010 3:38:09 PM |
| flexible-value | $26.00 | $18.86 | 6/8/2010 5:01:24 PM |
| availableloan | $25.00 | $25.00 | 6/8/2010 11:26:38 PM |
| dpries123 | $25.00 | $25.00 | 6/9/2010 12:06:39 PM |
| BUCS | $31.77 | $31.77 | 6/9/2010 12:55:33 PM |
| jcw3rd | $25.00 | $25.00 | 6/9/2010 1:05:44 PM |
| Nicedad72 | $25.00 | $25.00 | 6/9/2010 3:15:38 PM |
| felicity-loyalist0 | $40.00 | $40.00 | 6/9/2010 4:00:03 PM |
| TheLoanManCan | $25.00 | $25.00 | 6/9/2010 4:10:42 PM |
| 144 bids
|
Borrower Payment Dependent Notes Series
461206
This series of Notes was issued and sold upon the funding of the borrower loan #43015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jun-04-2010 |
| |
Auction end date:
| Jun-11-2010 |
|
|
Starting lender yield:
| 33.30% |
Starting borrower rate/APR:
| 34.30% / 36.74% |
Starting monthly payment:
| $269.04 |
|
Final lender yield:
| 33.15% |
Final borrower rate/APR:
| 34.15% / 36.59% |
Final monthly payment:
| $268.54 |
| |
|
Auction yield range:
| 13.99% - 33.30% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
9 | Length of status: | 3y 8m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 40 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $510 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 51% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| blue-loyalty-resonance |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Sep-2009)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Balloon Interest Costs Looming...
After a year of solid progress reducing family debt, we've hit a snag. We have two store cards with balloon interest payments that are both due in June. With your help, we would like to pay off the cards and save ourselves over $2,000 in deferred interest.
My wife and I are both salaried software implementation consultants well regarded by our employers. The monthly payment for this loan fits well within our current monthly budget surplus. We?ve made major strides in reducing our debt and we are hoping to avoid this significant setback.
Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you explain why your credit score has dropped over 100 pts since September? Thanks. - professional-integrity
A:
I believe it dropped after we sold our house.
(Jun-05-2010)
Q:
Can you be more specific? Was it a short-sale? - greenback-chairman5
A:
No, the house sold normally. We sold it for less than it was worth last Fall. We used our first Prosper loan to cover the difference between our mortgage and the sale amount (this is our 2nd Prosper loan). My credit score was slightly over-stated then and it is slightly under-stated now. My current Experian score is 717. The sale of the house was the most significant change in the interim, so I believe it to be the basis for the drop.
(Jun-06-2010)
Q:
Your report implies that your total revolving credit limit is $1000, meaning that your $510 balance is 51% of total.
Do your store cards count towards this $1000 limit? - interest88
A:
I have very few open revolving credit accounts. The only store card I have has an $800 limit with a $0 balance. The $510 balance with $1000 limit is my only open credit card (revolving credit account). I also use a charge card and a corporate charge card which are both paid in full each month.
(Jun-08-2010)
Q:
Your description claims that you have a balloon payment due on 2 store cards, and if you do not make it, you will be charged $2000 in interest. Can you please explain how you plan to use the $6000 loan? - interest88
A:
2,943 will be used on a store card to save from having to pay a 1,500 balloon interest payment.
2,349 will be used on a store card to save from having to pay a 375 balloon interest payment.
The remainder was a result of using conservative figures in placing this loan and will likely be paid back immediately due to the high interest rate.
(Jun-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| green-thoughtful-yield | $50.00 | $50.00 | 6/4/2010 4:05:20 PM |
| samo102us | $25.00 | $25.00 | 6/4/2010 4:05:55 PM |
| shrewd-peace7 | $50.00 | $50.00 | 6/4/2010 4:08:47 PM |
| SNH | $50.00 | $50.00 | 6/4/2010 4:34:00 PM |
| MADAOO7 | $50.00 | $50.00 | 6/4/2010 4:06:06 PM |
| reflective-rupee | $100.00 | $100.00 | 6/4/2010 4:55:25 PM |
| desertoasis | $25.00 | $25.00 | 6/4/2010 4:12:36 PM |
| Phantom99 | $25.00 | $25.00 | 6/4/2010 4:33:58 PM |
| reflective-rupee | $100.00 | $100.00 | 6/4/2010 4:55:13 PM |
| BradP | $50.00 | $50.00 | 6/5/2010 11:07:05 AM |
| SeaSkyGuy71 | $25.00 | $25.00 | 6/6/2010 10:30:25 AM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 9:07:57 AM |
| wlm3012 | $25.00 | $25.00 | 6/6/2010 11:39:18 AM |
| SongBirdProphecy | $25.00 | $25.00 | 6/6/2010 3:40:38 PM |
| market-pudding | $25.00 | $25.00 | 6/5/2010 2:46:29 PM |
| bold-direct-asset | $25.00 | $25.00 | 6/6/2010 3:44:42 PM |
| SFBank | $200.00 | $200.00 | 6/6/2010 5:21:41 PM |
| cashhelp | $25.00 | $25.00 | 6/6/2010 5:25:27 PM |
| Skeptical-one | $25.00 | $25.00 | 6/7/2010 9:26:24 AM |
| brilliant-balance | $25.00 | $25.00 | 6/5/2010 5:40:34 PM |
| rockhound84 | $50.00 | $50.00 | 6/7/2010 4:26:07 AM |
| SolarMoonshine | $200.00 | $200.00 | 6/6/2010 6:30:22 AM |
| income-rotation9 | $25.00 | $25.00 | 6/6/2010 3:25:00 PM |
| twjh | $25.00 | $25.00 | 6/7/2010 8:49:51 AM |
| Kqwik | $25.00 | $25.00 | 6/7/2010 8:59:57 PM |
| systematic-loan | $25.00 | $25.00 | 6/8/2010 4:25:56 AM |
| payment-halo | $25.00 | $25.00 | 6/8/2010 9:53:54 AM |
| Simply2fly | $25.00 | $25.00 | 6/8/2010 3:34:47 PM |
| EA_Pokerking | $100.00 | $100.00 | 6/8/2010 12:59:53 PM |
| credit-missile | $25.00 | $25.00 | 6/8/2010 7:21:53 PM |
| integrity-broker | $25.00 | $25.00 | 6/9/2010 6:32:32 AM |
| mutual-benefit | $25.00 | $25.00 | 6/9/2010 9:56:39 AM |
| vivacious-p2p3 | $25.00 | $25.00 | 6/8/2010 5:35:00 PM |
| Bob450 | $30.00 | $30.00 | 6/8/2010 8:14:10 PM |
| kevlar | $25.00 | $25.00 | 6/8/2010 11:29:00 PM |
| lostviajero | $25.00 | $25.00 | 6/9/2010 11:40:30 AM |
| ds5184 | $25.00 | $25.00 | 6/9/2010 3:16:36 PM |
| gpsgreg | $25.91 | $25.91 | 6/9/2010 12:52:44 PM |
| Land_on_your_feet | $30.00 | $30.00 | 6/9/2010 3:33:22 PM |
| snm2001 | $50.00 | $50.00 | 6/9/2010 5:50:59 PM |
| Amber_Stone | $25.00 | $25.00 | 6/9/2010 7:39:36 PM |
| MattProsper | $75.00 | $75.00 | 6/9/2010 9:14:59 PM |
| Amber_Stone | $25.00 | $25.00 | 6/9/2010 8:00:59 PM |
| lucrative-loan | $25.00 | $25.00 | 6/10/2010 9:36:51 AM |
| kindness-venture1 | $25.00 | $25.00 | 6/9/2010 5:36:44 PM |
| MrPie | $25.00 | $25.00 | 6/9/2010 6:47:19 PM |
| marinbb | $50.00 | $50.00 | 6/9/2010 7:45:12 PM |
| investment-visionary | $32.34 | $32.34 | 6/10/2010 9:20:19 AM |
| good4loan | $25.00 | $25.00 | 6/10/2010 9:24:26 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/10/2010 10:36:42 AM |
| thrilling-transaction1 | $25.00 | $25.00 | 6/10/2010 9:59:21 AM |
| shrewd-income | $225.00 | $225.00 | 6/10/2010 11:18:23 AM |
| credit-missile | $25.00 | $25.00 | 6/10/2010 12:19:56 PM |
| ddoneday | $39.38 | $39.38 | 6/10/2010 4:32:04 PM |
| dynrep | $25.00 | $25.00 | 6/10/2010 3:47:24 PM |
| DHolly | $25.00 | $25.00 | 6/10/2010 6:59:58 PM |
| malomar66 | $51.65 | $51.65 | 6/10/2010 9:23:48 PM |
| order-bee1 | $100.00 | $100.00 | 6/10/2010 9:56:28 PM |
| LoanerPrincipal | $35.00 | $35.00 | 6/10/2010 11:01:08 PM |
| green-breathtaking-payment | $25.00 | $25.00 | 6/10/2010 11:02:35 PM |
| jybank | $25.00 | $25.00 | 6/10/2010 11:08:38 PM |
| principal-laser | $31.86 | $31.86 | 6/11/2010 4:30:05 AM |
| Toastmaster007 | $25.00 | $25.00 | 6/10/2010 8:49:40 PM |
| CoolPlexer | $25.00 | $25.00 | 6/10/2010 9:04:50 PM |
| RogueOne | $74.64 | $74.64 | 6/10/2010 5:02:40 PM |
| details | $50.00 | $50.00 | 6/10/2010 7:39:28 PM |
| autonomous-truth | $25.00 | $25.00 | 6/4/2010 4:06:40 PM |
| fortytwo | $50.00 | $50.00 | 6/4/2010 4:10:37 PM |
| ekmendenhall | $35.00 | $35.00 | 6/4/2010 4:24:12 PM |
| inspiring-reward | $200.00 | $200.00 | 6/4/2010 4:26:17 PM |
| IIP77 | $25.00 | $25.00 | 6/4/2010 4:11:06 PM |
| qwsd12 | $40.00 | $40.00 | 6/4/2010 4:33:55 PM |
| worth-arch | $25.00 | $9.02 | 6/4/2010 4:34:06 PM |
| payment-gusto | $25.00 | $25.00 | 6/4/2010 4:14:32 PM |
| FinDoc | $25.00 | $25.00 | 6/4/2010 4:26:43 PM |
| frugalinvestor20 | $25.00 | $25.00 | 6/4/2010 4:28:36 PM |
| shrewd-deal | $25.00 | $25.00 | 6/4/2010 4:04:38 PM |
| jrbill1998 | $50.00 | $50.00 | 6/4/2010 4:05:04 PM |
| cash-spark3 | $25.00 | $25.00 | 6/4/2010 4:33:53 PM |
| Yomain | $25.00 | $25.00 | 6/4/2010 4:40:23 PM |
| return-grizzly | $100.00 | $100.00 | 6/5/2010 3:46:05 AM |
| treasure-bliss | $100.00 | $100.00 | 6/4/2010 4:28:11 PM |
| successful-euro | $30.00 | $30.00 | 6/4/2010 4:28:23 PM |
| hopeful-point | $25.00 | $25.00 | 6/4/2010 9:04:43 PM |
| pietro_torna_indietro | $50.00 | $50.00 | 6/5/2010 2:18:29 AM |
| top-historic-peso | $26.00 | $26.00 | 6/4/2010 4:34:04 PM |
| golffish2 | $100.00 | $100.00 | 6/5/2010 7:48:05 AM |
| reflective-rupee | $100.00 | $100.00 | 6/4/2010 4:55:00 PM |
| DasMula | $25.00 | $25.00 | 6/5/2010 9:44:58 AM |
| ubuntu-lending | $25.00 | $25.00 | 6/5/2010 8:14:14 PM |
| unassuming-market7 | $50.00 | $50.00 | 6/6/2010 6:47:01 PM |
| wlm3012 | $25.00 | $25.00 | 6/6/2010 11:39:46 AM |
| vine99 | $50.00 | $50.00 | 6/6/2010 11:48:01 AM |
| realtormoises | $25.00 | $25.00 | 6/7/2010 9:45:47 AM |
| credit-coach118 | $35.00 | $35.00 | 6/5/2010 9:01:43 PM |
| Whipster | $50.00 | $50.00 | 6/6/2010 6:37:13 AM |
| greenback-chairman5 | $25.00 | $25.00 | 6/6/2010 11:20:32 AM |
| JustMee | $25.00 | $25.00 | 6/6/2010 4:03:30 PM |
| income-pillow | $50.00 | $50.00 | 6/6/2010 4:40:05 PM |
| DasMula | $25.00 | $25.00 | 6/7/2010 12:17:11 PM |
| golffish2 | $100.00 | $100.00 | 6/7/2010 4:27:36 AM |
| fund-secret-agent | $25.00 | $25.00 | 6/7/2010 5:57:35 AM |
| Kash2010lu | $35.00 | $35.00 | 6/7/2010 12:25:43 PM |
| exchange-cowbell5 | $50.00 | $50.00 | 6/7/2010 9:51:32 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/7/2010 4:36:53 PM |
| Finchy78 | $25.00 | $25.00 | 6/7/2010 7:21:02 PM |
| interstellar | $50.00 | $50.00 | 6/7/2010 6:53:19 PM |
| lender12345 | $25.00 | $25.00 | 6/7/2010 9:07:53 PM |
| 113121 | $250.00 | $250.00 | 6/7/2010 7:10:33 PM |
| buffalobills | $25.00 | $25.00 | 6/8/2010 10:27:51 AM |
| shrewd-income | $25.00 | $25.00 | 6/8/2010 8:21:41 AM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 6/8/2010 9:33:28 AM |
| flyflorida2001 | $25.00 | $25.00 | 6/8/2010 9:06:12 AM |
| impressive-openness7 | $50.00 | $50.00 | 6/8/2010 11:54:05 AM |
| a_falk22 | $25.00 | $25.00 | 6/8/2010 3:42:22 PM |
| mikelance7 | $25.00 | $25.00 | 6/8/2010 4:06:54 PM |
| red-favorable-basis | $25.00 | $25.00 | 6/8/2010 10:47:27 PM |
| calkidd05 | $25.00 | $25.00 | 6/9/2010 9:02:28 AM |
| bondhedger | $25.00 | $25.00 | 6/8/2010 9:35:37 PM |
| lostviajero | $25.00 | $25.00 | 6/9/2010 11:40:46 AM |
| wealth-pipeline | $25.00 | $25.00 | 6/9/2010 6:27:32 AM |
| Marfloogan | $25.00 | $25.00 | 6/9/2010 9:04:46 AM |
| Footballmom10 | $25.00 | $25.00 | 6/9/2010 7:15:08 AM |
| credit-missile | $25.00 | $25.00 | 6/9/2010 4:41:38 PM |
| loaningmoneybyme | $32.51 | $32.51 | 6/9/2010 4:39:07 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/10/2010 6:22:44 AM |
| marinbb | $50.00 | $50.00 | 6/9/2010 7:44:38 PM |
| checzwick | $25.00 | $25.00 | 6/10/2010 12:49:08 PM |
| unassuming-market7 | $25.00 | $25.00 | 6/10/2010 4:32:47 AM |
| credit-missile | $25.00 | $25.00 | 6/10/2010 9:28:31 AM |
| crdcteng | $50.00 | $50.00 | 6/10/2010 5:18:57 PM |
| sensational-peace6 | $50.00 | $50.00 | 6/10/2010 3:51:29 PM |
| Kash2010lu | $25.00 | $25.00 | 6/10/2010 8:23:02 PM |
| MSLendingLLC | $69.55 | $69.55 | 6/11/2010 4:48:41 AM |
| Bob450 | $25.00 | $25.00 | 6/10/2010 6:51:58 PM |
| payment-halo | $25.00 | $25.00 | 6/10/2010 6:58:03 PM |
| skillful-asset5 | $45.00 | $45.00 | 6/10/2010 7:36:38 PM |
| kendigme | $25.00 | $25.00 | 6/11/2010 3:18:42 AM |
| Moe87 | $42.14 | $42.14 | 6/11/2010 4:20:04 AM |
| kindness-venture1 | $25.00 | $25.00 | 6/11/2010 4:53:03 AM |
| 140 bids
|
Borrower Payment Dependent Notes Series
461324
This series of Notes was issued and sold upon the funding of the borrower loan #43009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $258.89 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $258.89 |
| |
|
Auction yield range:
| 3.98% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 39% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 0m |
|
Credit score:
| 760-779 (Jun-2010) |
Total credit lines:
| 11 |
Occupation: | Retail Management |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,309 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 16% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| awesome-velocity |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards.
Purpose of loan:
This loan will be used to?
pay off my 3 credit cards and my daughters emergency room bill.
My financial situation:
I am a good candidate for this loan because?I always pay my bills on time and I will pay every cent of it off.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| studious-bonus7 | $50.00 | $50.00 | 6/7/2010 4:34:39 PM |
| Avala | $50.00 | $50.00 | 6/7/2010 4:35:35 PM |
| ddog0224 | $25.00 | $25.00 | 6/7/2010 4:36:09 PM |
| american6 | $25.00 | $25.00 | 6/7/2010 4:36:25 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/7/2010 4:39:20 PM |
| worth-arch | $25.00 | $25.00 | 6/7/2010 4:34:55 PM |
| hrubinst | $25.00 | $25.00 | 6/7/2010 4:35:01 PM |
| new-return-faire | $50.00 | $50.00 | 6/7/2010 4:47:03 PM |
| delicious-social132 | $25.00 | $25.00 | 6/7/2010 4:39:09 PM |
| samo102us | $25.00 | $25.00 | 6/7/2010 4:41:24 PM |
| the-silver-blaster | $50.00 | $50.00 | 6/7/2010 4:41:39 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/7/2010 4:41:58 PM |
| cash-spark3 | $25.00 | $25.00 | 6/7/2010 8:34:40 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/7/2010 9:04:52 PM |
| bchen78875 | $25.00 | $25.00 | 6/7/2010 6:20:19 PM |
| greenback-museum | $25.00 | $25.00 | 6/8/2010 9:35:38 AM |
| Artist_Blue | $25.00 | $25.00 | 6/8/2010 10:12:03 AM |
| riproaringrapids | $25.00 | $25.00 | 6/8/2010 12:09:28 PM |
| mzman | $25.00 | $25.00 | 6/8/2010 12:10:43 PM |
| Clambake | $50.00 | $50.00 | 6/8/2010 12:57:42 PM |
| RationalWorld | $25.00 | $25.00 | 6/8/2010 3:15:41 PM |
| personal-lender | $25.00 | $25.00 | 6/8/2010 10:45:25 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/8/2010 12:57:38 PM |
| visionary-community | $25.00 | $25.00 | 6/8/2010 12:56:58 PM |
| Anny-Disco | $100.00 | $100.00 | 6/8/2010 12:57:57 PM |
| mikeandcat | $43.27 | $43.27 | 6/8/2010 5:03:20 PM |
| MrBluesummers | $50.00 | $50.00 | 6/8/2010 5:02:05 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/9/2010 5:25:31 AM |
| Pickmar | $25.00 | $25.00 | 6/9/2010 12:26:50 PM |
| payout-detective7 | $25.00 | $25.00 | 6/9/2010 9:37:00 AM |
| don8ter | $25.00 | $25.00 | 6/9/2010 4:36:59 PM |
| eric-p | $25.00 | $25.00 | 6/9/2010 4:38:00 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/9/2010 7:16:12 PM |
| loot-heart | $50.00 | $50.00 | 6/10/2010 9:35:45 AM |
| brazilofmux | $89.85 | $89.85 | 6/10/2010 4:20:26 PM |
| entertaining-greenback2 | $27.00 | $27.00 | 6/10/2010 4:13:05 PM |
| A007 | $25.00 | $25.00 | 6/10/2010 4:19:59 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/10/2010 7:39:56 PM |
| drtexican | $25.66 | $25.66 | 6/11/2010 3:39:52 PM |
| mmckune | $25.00 | $25.00 | 6/11/2010 4:38:00 PM |
| benjamin67 | $25.00 | $25.00 | 6/11/2010 12:29:46 PM |
| rdrloan | $50.00 | $50.00 | 6/11/2010 12:36:06 PM |
| bazaar-ruler | $25.00 | $25.00 | 6/11/2010 4:40:06 PM |
| flexible-value | $26.00 | $26.00 | 6/11/2010 10:39:35 PM |
| wise-silver-wonder | $25.00 | $25.00 | 6/12/2010 10:10:37 AM |
| STAN7366 | $50.00 | $50.00 | 6/12/2010 10:27:24 AM |
| MCKT76210 | $25.00 | $25.00 | 6/11/2010 4:40:10 PM |
| lucky6 | $25.00 | $25.00 | 6/11/2010 7:35:01 PM |
| rmachi | $25.00 | $25.00 | 6/12/2010 1:13:20 PM |
| selfmademan | $25.00 | $25.00 | 6/12/2010 1:24:47 PM |
| mizount | $25.00 | $25.00 | 6/12/2010 1:25:51 PM |
| Sixmil | $25.00 | $25.00 | 6/12/2010 1:26:16 PM |
| vkm2000 | $25.00 | $25.00 | 6/12/2010 1:37:58 PM |
| sxcarlson | $28.79 | $28.79 | 6/12/2010 1:38:31 PM |
| TEAM-Jasper | $25.00 | $25.00 | 6/12/2010 1:40:11 PM |
| sabre79 | $25.00 | $25.00 | 6/12/2010 2:07:38 PM |
| gustavholstopus32 | $25.00 | $25.00 | 6/12/2010 5:45:00 AM |
| flwah | $25.00 | $25.00 | 6/12/2010 2:11:35 PM |
| mydreamsagain | $36.04 | $36.04 | 6/12/2010 2:22:41 PM |
| seattleslug | $25.00 | $25.00 | 6/12/2010 2:23:39 PM |
| omerta6102 | $50.00 | $50.00 | 6/11/2010 4:39:58 PM |
| mistertao | $25.00 | $25.00 | 6/12/2010 9:34:57 AM |
| Tasmir | $25.00 | $25.00 | 6/11/2010 9:14:33 PM |
| johnsails | $26.69 | $26.69 | 6/12/2010 5:44:34 AM |
| geniusj | $25.00 | $25.00 | 6/12/2010 1:13:33 PM |
| BritDad | $25.00 | $25.00 | 6/12/2010 1:22:28 PM |
| smartie1 | $25.00 | $25.00 | 6/12/2010 7:04:34 AM |
| bold-social-advantage | $75.00 | $75.00 | 6/13/2010 5:49:05 AM |
| fireboss | $58.50 | $58.50 | 6/12/2010 2:10:13 PM |
| Feline_Parent | $25.00 | $25.00 | 6/12/2010 2:22:14 PM |
| platinum-sorcerer6 | $50.00 | $50.00 | 6/13/2010 8:50:04 AM |
| biobulator | $25.00 | $25.00 | 6/12/2010 2:23:12 PM |
| Cubsfan07 | $25.00 | $25.00 | 6/12/2010 1:24:38 PM |
| skaught | $50.00 | $50.00 | 6/12/2010 3:31:48 PM |
| velocity-warrior | $50.00 | $50.00 | 6/12/2010 3:54:56 PM |
| theincarnatemike | $25.00 | $25.00 | 6/12/2010 4:19:35 PM |
| Hiro07 | $25.00 | $25.00 | 6/12/2010 1:53:35 PM |
| BOZO88 | $25.00 | $25.00 | 6/12/2010 2:09:42 PM |
| mc81 | $25.00 | $25.00 | 6/13/2010 11:09:33 PM |
| pubnat | $25.00 | $25.00 | 6/12/2010 2:24:21 PM |
| anton | $137.58 | $137.58 | 6/14/2010 6:49:35 AM |
| TheColoradoDon | $25.00 | $25.00 | 6/14/2010 8:20:35 AM |
| bankdaddy | $25.00 | $25.00 | 6/13/2010 8:55:07 AM |
| yertle9 | $25.00 | $25.00 | 6/14/2010 9:35:02 AM |
| flexible-return297 | $25.00 | $25.00 | 6/12/2010 6:59:55 PM |
| stolan | $25.00 | $25.00 | 6/14/2010 9:37:05 AM |
| aldeed | $25.00 | $25.00 | 6/14/2010 11:55:19 AM |
| MARSTUN | $50.00 | $50.00 | 6/14/2010 11:55:23 AM |
| NJournalist | $25.00 | $25.00 | 6/14/2010 11:55:29 AM |
| honorable-yield | $50.00 | $50.00 | 6/14/2010 11:56:01 AM |
| nodrivelpls | $25.00 | $25.00 | 6/14/2010 11:56:05 AM |
| TennSquire | $25.00 | $25.00 | 6/14/2010 11:56:11 AM |
| PayingItForwardPlease | $25.00 | $25.00 | 6/13/2010 9:30:48 PM |
| Onesiphorus | $25.00 | $25.00 | 6/14/2010 11:56:31 AM |
| topher515 | $25.00 | $25.00 | 6/14/2010 11:56:42 AM |
| wwwUniversal | $25.00 | $12.25 | 6/14/2010 12:39:58 PM |
| Hexnut | $25.00 | $25.00 | 6/13/2010 1:49:45 PM |
| peb44 | $50.00 | $50.00 | 6/13/2010 2:00:06 PM |
| ash135 | $25.00 | $25.00 | 6/14/2010 9:45:43 AM |
| benevolent-benefit | $50.00 | $50.00 | 6/14/2010 8:11:56 AM |
| aggielender | $75.00 | $75.00 | 6/14/2010 11:33:49 AM |
| BerkeleyBonds | $25.00 | $25.00 | 6/14/2010 11:55:24 AM |
| sshs | $25.00 | $25.00 | 6/14/2010 11:55:28 AM |
| iolaire | $25.00 | $25.00 | 6/14/2010 11:55:33 AM |
| Little_Guy | $25.00 | $25.00 | 6/14/2010 11:55:41 AM |
| Danfromnapa | $40.15 | $40.15 | 6/14/2010 11:56:03 AM |
| dollar-oracle55 | $25.00 | $25.00 | 6/14/2010 11:56:10 AM |
| catterpillar | $25.00 | $25.00 | 6/14/2010 11:56:13 AM |
| head | $25.00 | $25.00 | 6/14/2010 11:56:17 AM |
| gotyourgear | $25.00 | $25.00 | 6/14/2010 12:39:34 PM |
| derec | $25.00 | $25.00 | 6/14/2010 9:45:48 AM |
| UBOtto186 | $50.00 | $50.00 | 6/14/2010 1:01:57 PM |
| bigphish | $25.00 | $25.00 | 6/14/2010 11:55:17 AM |
| brooklynjoe | $25.00 | $25.00 | 6/14/2010 11:55:22 AM |
| skuba | $25.00 | $25.00 | 6/14/2010 11:55:30 AM |
| GElender | $32.52 | $32.52 | 6/14/2010 11:56:01 AM |
| jameskdean | $25.00 | $25.00 | 6/14/2010 11:56:06 AM |
| p1k4blu | $25.00 | $25.00 | 6/14/2010 11:56:23 AM |
| LongTail | $25.00 | $25.00 | 6/14/2010 12:39:35 PM |
| investment-cluster | $25.00 | $25.00 | 6/14/2010 3:39:34 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/14/2010 3:45:09 PM |
| Phantom99 | $25.00 | $25.00 | 6/7/2010 4:35:49 PM |
| orgy63 | $25.00 | $25.00 | 6/7/2010 4:24:08 PM |
| rescue | $50.00 | $50.00 | 6/7/2010 4:24:59 PM |
| ichibon | $75.00 | $75.00 | 6/7/2010 4:26:43 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/7/2010 4:39:34 PM |
| shrewd-deal | $25.00 | $25.00 | 6/7/2010 4:40:29 PM |
| pavelz | $50.00 | $50.00 | 6/7/2010 4:45:22 PM |
| mla | $25.00 | $25.00 | 6/7/2010 6:20:27 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/7/2010 4:40:45 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/7/2010 4:44:14 PM |
| SNH | $50.00 | $50.00 | 6/7/2010 4:34:25 PM |
| blackstar | $25.00 | $25.00 | 6/8/2010 11:18:39 AM |
| chestnut4 | $25.00 | $25.00 | 6/8/2010 1:21:03 AM |
| IIP77 | $25.00 | $25.00 | 6/8/2010 12:54:53 PM |
| irrelevant | $25.00 | $25.00 | 6/8/2010 3:21:19 PM |
| Tradesmanlender | $25.00 | $25.00 | 6/8/2010 5:00:57 PM |
| Weaverville | $50.00 | $50.00 | 6/8/2010 4:32:31 PM |
| Cherrypicker | $50.00 | $50.00 | 6/9/2010 8:51:34 AM |
| Sam65 | $25.00 | $25.00 | 6/9/2010 3:44:44 PM |
| gulch | $30.00 | $30.00 | 6/9/2010 6:10:02 PM |
| easylender | $25.00 | $25.00 | 6/9/2010 5:09:19 PM |
| nick456sd | $50.00 | $50.00 | 6/9/2010 9:25:25 PM |
| jdrez | $25.00 | $25.00 | 6/9/2010 6:35:11 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/10/2010 2:45:03 AM |
| noble-revenue | $50.00 | $50.00 | 6/10/2010 4:19:53 PM |
| decisive-capital | $44.68 | $44.68 | 6/10/2010 4:21:02 PM |
| gracej | $25.00 | $25.00 | 6/10/2010 3:25:09 PM |
| silver-armada | $100.00 | $100.00 | 6/10/2010 4:20:35 PM |
| imlosttoo | $25.00 | $25.00 | 6/11/2010 9:36:59 AM |
| alvinsl | $25.00 | $25.00 | 6/11/2010 5:06:47 AM |
| tidy-cash1 | $69.98 | $69.98 | 6/11/2010 11:16:53 AM |
| Heiko | $25.00 | $25.00 | 6/11/2010 11:25:03 AM |
| Blue_HorseShoe | $25.00 | $25.00 | 6/11/2010 2:01:09 PM |
| shrewd-truth1 | $25.00 | $25.00 | 6/11/2010 9:40:29 AM |
| tekkie2412 | $25.00 | $25.00 | 6/11/2010 4:44:33 PM |
| felicity-loyalist0 | $25.00 | $25.00 | 6/11/2010 5:49:05 PM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:35:15 PM |
| admirable-credit | $25.00 | $25.00 | 6/11/2010 4:23:11 PM |
| bruin558 | $50.00 | $50.00 | 6/11/2010 4:38:06 PM |
| TommyTucker | $50.00 | $50.00 | 6/11/2010 4:38:34 PM |
| TOCPI | $25.00 | $25.00 | 6/11/2010 4:40:07 PM |
| aader | $25.00 | $25.00 | 6/12/2010 1:23:20 PM |
| ualf | $38.38 | $38.38 | 6/12/2010 1:24:04 PM |
| Cbgator | $25.00 | $25.00 | 6/12/2010 1:24:35 PM |
| KiwiElf | $25.00 | $25.00 | 6/12/2010 1:26:00 PM |
| theaterguy | $25.00 | $25.00 | 6/12/2010 1:39:42 PM |
| Divr555 | $28.48 | $28.48 | 6/12/2010 1:54:43 PM |
| Superc0ld | $92.24 | $92.24 | 6/12/2010 1:54:49 PM |
| DadWarbucks | $25.00 | $25.00 | 6/12/2010 1:55:18 PM |
| LenderOnWheels | $25.00 | $25.00 | 6/11/2010 4:40:08 PM |
| flexiboy35 | $25.00 | $25.00 | 6/11/2010 7:45:23 PM |
| Havana21 | $25.00 | $25.00 | 6/12/2010 4:25:01 PM |
| jibe-set | $38.85 | $38.85 | 6/12/2010 1:23:27 PM |
| IP | $41.70 | $41.70 | 6/12/2010 1:40:15 PM |
| PHI4308 | $25.00 | $25.00 | 6/12/2010 2:22:44 PM |
| scottr | $25.00 | $25.00 | 6/12/2010 2:22:58 PM |
| five-star-justice | $35.64 | $35.64 | 6/12/2010 2:24:06 PM |
| Eagledrop | $25.00 | $25.00 | 6/13/2010 9:56:15 AM |
| BrandonW | $25.00 | $25.00 | 6/12/2010 11:40:14 AM |
| divedude | $25.00 | $25.00 | 6/13/2010 11:30:48 AM |
| zeelender | $25.00 | $25.00 | 6/12/2010 1:25:00 PM |
| shellback13 | $100.00 | $100.00 | 6/13/2010 5:23:55 PM |
| MakoF16 | $30.34 | $30.34 | 6/12/2010 1:54:41 PM |
| hopethisworks | $26.76 | $26.76 | 6/12/2010 4:41:30 PM |
| money2k | $25.00 | $25.00 | 6/12/2010 1:56:15 PM |
| finance-symphony7 | $25.00 | $25.00 | 6/13/2010 7:40:46 PM |
| slyder61 | $25.00 | $25.00 | 6/12/2010 2:08:17 PM |
| ALVO | $28.65 | $28.65 | 6/12/2010 2:08:36 PM |
| mizunoman | $25.00 | $25.00 | 6/12/2010 2:09:20 PM |
| Supernick | $50.00 | $50.00 | 6/12/2010 7:19:37 PM |
| lostontheedge | $25.00 | $25.00 | 6/14/2010 9:36:44 AM |
| JerryB96 | $25.00 | $25.00 | 6/14/2010 10:04:22 AM |
| TCR3 | $25.00 | $25.00 | 6/14/2010 10:40:21 AM |
| pwkpwk | $25.00 | $25.00 | 6/13/2010 7:19:34 PM |
| market-pudding | $25.00 | $25.00 | 6/13/2010 7:24:55 PM |
| TheCount | $25.00 | $25.00 | 6/14/2010 11:01:56 AM |
| Marfloogan | $25.00 | $25.00 | 6/14/2010 11:55:20 AM |
| revenue-achievement | $25.00 | $25.00 | 6/14/2010 11:55:25 AM |
| bazzer | $25.00 | $25.00 | 6/14/2010 11:55:31 AM |
| ISHLEP67 | $50.00 | $50.00 | 6/14/2010 11:56:02 AM |
| rose88 | $25.00 | $25.00 | 6/14/2010 11:56:09 AM |
| DrStaff | $60.00 | $60.00 | 6/14/2010 11:56:35 AM |
| dsgfl1 | $100.00 | $100.00 | 6/14/2010 12:41:38 PM |
| greekpolis | $100.00 | $100.00 | 6/14/2010 1:24:56 PM |
| bharosa | $25.00 | $25.00 | 6/14/2010 7:34:39 AM |
| JRHdocRN | $25.00 | $25.00 | 6/14/2010 7:59:35 AM |
| favorite-commerce | $50.00 | $50.00 | 6/14/2010 8:30:59 AM |
| lagnisiruk | $25.00 | $25.00 | 6/13/2010 11:44:32 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/14/2010 1:56:20 AM |
| heerzaquestion | $25.00 | $25.00 | 6/14/2010 4:45:34 AM |
| GATrust | $50.00 | $50.00 | 6/14/2010 7:44:33 AM |
| YellowJacket | $25.00 | $25.00 | 6/14/2010 11:55:21 AM |
| caNative | $25.00 | $25.00 | 6/14/2010 11:55:26 AM |
| williamdkit | $25.00 | $25.00 | 6/14/2010 11:55:32 AM |
| ElChico124 | $25.00 | $25.00 | 6/14/2010 11:55:34 AM |
| hanuman77 | $50.00 | $50.00 | 6/14/2010 11:56:06 AM |
| bsh297 | $25.00 | $25.00 | 6/14/2010 11:56:11 AM |
| Searlzy | $25.00 | $25.00 | 6/14/2010 11:56:14 AM |
| asset-trumpeter | $50.00 | $50.00 | 6/14/2010 10:15:24 AM |
| smart-return | $25.00 | $25.00 | 6/14/2010 11:55:18 AM |
| broepke | $25.00 | $25.00 | 6/14/2010 11:55:24 AM |
| yield-lion | $25.00 | $25.00 | 6/14/2010 11:55:48 AM |
| wizardii | $25.00 | $25.00 | 6/14/2010 11:56:04 AM |
| Dia_Lucrii | $25.00 | $25.00 | 6/14/2010 11:56:10 AM |
| Carpetkid | $25.00 | $25.00 | 6/14/2010 11:56:30 AM |
| PhalanxBulldog | $25.00 | $25.00 | 6/14/2010 11:56:37 AM |
| Cre8iveCash | $25.00 | $25.00 | 6/14/2010 11:56:42 AM |
| investment-cluster | $25.00 | $25.00 | 6/14/2010 3:39:00 PM |
| investment-cluster | $25.00 | $25.00 | 6/14/2010 3:40:16 PM |
| friendinmoney | $25.00 | $25.00 | 6/14/2010 3:46:40 PM |
| 231 bids
|
Borrower Payment Dependent Notes Series
461326
This series of Notes was issued and sold upon the funding of the borrower loan #43004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,750.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 13.85% |
Starting borrower rate/APR:
| 14.85% / 17.02% |
Starting monthly payment:
| $302.68 |
|
Final lender yield:
| 13.85% |
Final borrower rate/APR:
| 14.85% / 17.02% |
Final monthly payment:
| $302.68 |
| |
|
Auction yield range:
| 5.98% - 13.85% |
Estimated loss impact:
| 5.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 7m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 23 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $59 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| kevdigital |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
Personal loan to purchase equipment for side business making furniture.???????
My financial situation:
I have no credit card balances and low monthly expenses.?I have enough available credit but am trying to avoid using higher interest credit cards.????????
Monthly net income: $6000.00????
Monthly expenses: $ 1170.00
??Housing: $ 750.00????
??Insurance: $ paid in full every six months
??Car expenses: $ paid off????
??Utilities: $?75.00
??Phone, cable, internet: $ 95.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is that "public record" reported within the last 10 years? - mmmm1982
A:
I had a bankruptcy 8 years ago. Since then, two credit cards at Chase and two with HSBC, never late, hardly ever a balance. Also three car loans all paid. I plan on carrying this loan for 12-18 months.
(Jun-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| iolaire | $25.00 | $25.00 | 6/7/2010 4:09:47 PM |
| orgy63 | $25.00 | $25.00 | 6/7/2010 4:24:07 PM |
| business_savvy | $49.50 | $49.50 | 6/7/2010 4:27:46 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/7/2010 4:39:19 PM |
| SNH | $50.00 | $50.00 | 6/7/2010 4:34:26 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/7/2010 4:34:39 PM |
| worth-arch | $25.00 | $25.00 | 6/7/2010 4:34:54 PM |
| Avala | $50.00 | $50.00 | 6/7/2010 4:35:35 PM |
| ddog0224 | $25.00 | $25.00 | 6/7/2010 4:36:09 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/7/2010 4:23:32 PM |
| ichibon | $75.00 | $75.00 | 6/7/2010 4:26:43 PM |
| Phantom99 | $25.00 | $25.00 | 6/7/2010 4:35:48 PM |
| chestnut4 | $25.00 | $25.00 | 6/7/2010 4:36:36 PM |
| satisfying-deal5 | $100.00 | $100.00 | 6/7/2010 7:52:27 PM |
| delicious-social132 | $25.00 | $25.00 | 6/7/2010 4:39:08 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/7/2010 4:40:44 PM |
| cash-spark3 | $25.00 | $25.00 | 6/7/2010 4:41:09 PM |
| samo102us | $25.00 | $25.00 | 6/7/2010 4:41:23 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/7/2010 4:41:59 PM |
| buckyhead2000 | $25.00 | $25.00 | 6/7/2010 4:42:06 PM |
| bchen78875 | $25.00 | $25.00 | 6/7/2010 6:58:27 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/7/2010 4:44:13 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/7/2010 9:05:28 PM |
| riproaringrapids | $25.00 | $25.00 | 6/8/2010 2:34:36 AM |
| greenback-museum | $25.00 | $25.00 | 6/8/2010 9:35:37 AM |
| mzman | $25.00 | $25.00 | 6/8/2010 11:35:12 AM |
| visionary-community | $25.00 | $25.00 | 6/8/2010 12:56:58 PM |
| blackstar | $25.00 | $25.00 | 6/8/2010 11:18:39 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/8/2010 12:57:37 PM |
| Anny-Disco | $100.00 | $100.00 | 6/8/2010 12:57:55 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/8/2010 12:46:45 PM |
| DasMula | $25.00 | $25.00 | 6/8/2010 12:48:55 PM |
| inspired-contract9 | $25.00 | $25.00 | 6/8/2010 3:06:20 PM |
| Weaverville | $45.69 | $45.69 | 6/8/2010 4:32:32 PM |
| irrelevant | $25.00 | $25.00 | 6/8/2010 5:03:19 PM |
| firsttouch1 | $2,000.00 | $2,000.00 | 6/8/2010 8:04:44 PM |
| payout-detective7 | $25.00 | $25.00 | 6/9/2010 9:36:59 AM |
| impressive-credit431 | $200.00 | $200.00 | 6/9/2010 5:25:31 AM |
| a-wealth-visionary | $50.00 | $50.00 | 6/9/2010 1:46:05 PM |
| Sam65 | $25.00 | $25.00 | 6/9/2010 4:39:27 PM |
| nick456sd | $50.00 | $50.00 | 6/9/2010 9:25:24 PM |
| gogrannygo | $25.00 | $25.00 | 6/9/2010 9:37:12 PM |
| jdrez | $25.00 | $25.00 | 6/9/2010 6:35:10 PM |
| deal-promiser | $25.00 | $25.00 | 6/10/2010 8:53:28 AM |
| gulch | $30.00 | $30.00 | 6/9/2010 6:10:02 PM |
| don8ter | $25.00 | $25.00 | 6/10/2010 10:13:15 AM |
| loot-heart | $50.00 | $50.00 | 6/10/2010 9:35:44 AM |
| gracej | $25.00 | $25.00 | 6/10/2010 3:25:09 PM |
| cutter21 | $25.00 | $25.00 | 6/10/2010 10:34:37 AM |
| silver-armada | $42.14 | $42.14 | 6/10/2010 4:20:36 PM |
| easylender | $25.00 | $25.00 | 6/10/2010 4:30:50 PM |
| ultimatepaintball | $25.00 | $25.00 | 6/10/2010 4:22:08 PM |
| RochelleW | $75.00 | $75.00 | 6/11/2010 11:29:46 AM |
| JohnQGalt | $25.00 | $25.00 | 6/11/2010 3:46:10 PM |
| shrewd-truth1 | $25.00 | $25.00 | 6/11/2010 9:40:28 AM |
| benjamin67 | $25.00 | $25.00 | 6/11/2010 12:29:45 PM |
| drtexican | $25.00 | $25.00 | 6/11/2010 4:40:09 PM |
| noble-marketplace | $25.00 | $25.00 | 6/12/2010 4:16:21 AM |
| guardian3 | $25.00 | $25.00 | 6/12/2010 11:45:54 AM |
| flexible-value | $26.00 | $26.00 | 6/11/2010 10:39:36 PM |
| Sven79 | $50.00 | $50.00 | 6/11/2010 4:38:23 PM |
| loss-of-control | $25.00 | $25.00 | 6/12/2010 2:32:28 PM |
| LesPaul1 | $25.00 | $25.00 | 6/12/2010 2:50:04 PM |
| decisive-capital | $28.87 | $28.87 | 6/12/2010 12:24:39 PM |
| Arpad | $50.00 | $50.00 | 6/12/2010 6:44:09 AM |
| smartie1 | $25.00 | $25.00 | 6/12/2010 7:04:34 AM |
| mistertao | $25.00 | $25.00 | 6/12/2010 9:34:58 AM |
| oceanside | $25.00 | $25.00 | 6/13/2010 6:02:45 AM |
| Heiko | $25.00 | $25.00 | 6/12/2010 10:14:50 AM |
| Bigbluefan | $110.76 | $110.76 | 6/13/2010 3:55:05 PM |
| velocity-warrior | $50.00 | $50.00 | 6/12/2010 3:54:56 PM |
| mmckune | $25.00 | $25.00 | 6/12/2010 1:58:19 PM |
| flwah | $25.00 | $25.00 | 6/12/2010 2:11:36 PM |
| flexible-return297 | $25.00 | $25.00 | 6/12/2010 6:59:54 PM |
| lagnisiruk | $25.00 | $25.00 | 6/13/2010 11:44:32 PM |
| dough-shooter | $120.00 | $120.00 | 6/12/2010 11:36:23 PM |
| GATrust | $50.00 | $50.00 | 6/14/2010 7:44:33 AM |
| friendly-market5 | $25.00 | $25.00 | 6/13/2010 6:44:26 AM |
| Frankk2 | $25.00 | $25.00 | 6/14/2010 8:13:37 AM |
| boomarang2 | $25.00 | $25.00 | 6/12/2010 4:46:52 PM |
| mglanham | $25.00 | $25.00 | 6/13/2010 10:09:15 AM |
| oheight | $25.00 | $25.00 | 6/13/2010 2:10:36 PM |
| bughead | $25.00 | $25.00 | 6/14/2010 10:46:47 AM |
| platinum-sorcerer6 | $50.00 | $50.00 | 6/13/2010 8:50:03 AM |
| BrighterSuns | $25.00 | $25.00 | 6/14/2010 1:34:00 PM |
| lawyervon | $25.00 | $25.00 | 6/13/2010 7:30:01 PM |
| vigilance-searcher | $25.00 | $25.00 | 6/13/2010 10:13:12 PM |
| anton | $66.81 | $2.79 | 6/14/2010 11:11:17 AM |
| Midg | $25.00 | $25.00 | 6/14/2010 12:55:44 PM |
| SC2TX | $50.00 | $50.00 | 6/14/2010 2:02:46 PM |
| jcw3rd | $25.00 | $25.00 | 6/14/2010 2:15:46 PM |
| wwwUniversal | $25.00 | $25.00 | 6/14/2010 11:58:28 AM |
| Nasdaq | $25.00 | $25.00 | 6/14/2010 12:45:42 PM |
| friendinmoney | $25.00 | $25.00 | 6/14/2010 3:47:54 PM |
| icon7 | $25.00 | $25.00 | 6/14/2010 2:08:32 PM |
| Leshan | $100.00 | $100.00 | 6/14/2010 3:48:01 PM |
| Engineer44 | $25.00 | $25.00 | 6/14/2010 3:59:03 PM |
| selector568 | $300.00 | $300.00 | 6/7/2010 4:11:44 PM |
| hrubinst | $25.00 | $25.00 | 6/7/2010 4:35:02 PM |
| shrewd-deal | $25.00 | $25.00 | 6/7/2010 4:40:29 PM |
| pavelz | $50.00 | $50.00 | 6/7/2010 4:45:21 PM |
| american6 | $25.00 | $25.00 | 6/7/2010 4:36:24 PM |
| rescue | $50.00 | $50.00 | 6/7/2010 4:24:58 PM |
| new-return-faire | $50.00 | $50.00 | 6/7/2010 4:47:02 PM |
| totoro | $25.00 | $25.00 | 6/7/2010 6:16:42 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/7/2010 4:39:33 PM |
| simplelender80 | $100.00 | $100.00 | 6/7/2010 4:39:51 PM |
| mla | $25.00 | $25.00 | 6/7/2010 4:43:57 PM |
| Thylow | $25.00 | $25.00 | 6/7/2010 4:47:48 PM |
| personal-lender | $25.00 | $25.00 | 6/8/2010 10:45:27 AM |
| active-trade4 | $50.00 | $50.00 | 6/8/2010 3:07:13 PM |
| Artist_Blue | $25.00 | $25.00 | 6/8/2010 10:12:02 AM |
| Clambake | $50.00 | $50.00 | 6/8/2010 2:46:51 PM |
| IIP77 | $25.00 | $25.00 | 6/8/2010 3:03:57 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/8/2010 3:07:19 PM |
| RationalWorld | $25.00 | $25.00 | 6/8/2010 3:15:41 PM |
| MrBluesummers | $50.00 | $50.00 | 6/8/2010 9:11:11 PM |
| lazyeye | $25.00 | $25.00 | 6/9/2010 11:23:15 AM |
| credit-maverick1 | $100.00 | $100.00 | 6/9/2010 2:02:01 PM |
| nilonc1 | $100.00 | $100.00 | 6/9/2010 9:37:20 PM |
| eric-p | $25.00 | $25.00 | 6/9/2010 4:38:00 PM |
| Tradesmanlender | $25.00 | $25.00 | 6/9/2010 5:09:18 PM |
| Sealion | $50.00 | $50.00 | 6/10/2010 9:18:34 AM |
| Occhy | $25.00 | $25.00 | 6/10/2010 10:00:22 AM |
| heather26 | $25.00 | $25.00 | 6/10/2010 4:55:50 AM |
| noble-revenue | $50.00 | $50.00 | 6/10/2010 4:19:53 PM |
| A007 | $25.00 | $25.00 | 6/10/2010 4:20:00 PM |
| cognizant-responsibility9 | $100.00 | $100.00 | 6/10/2010 4:07:35 PM |
| principal-prodigy | $25.00 | $25.00 | 6/10/2010 4:15:38 PM |
| imlosttoo | $25.00 | $25.00 | 6/11/2010 9:37:01 AM |
| brazilofmux | $51.96 | $51.96 | 6/10/2010 4:55:22 PM |
| Blue_HorseShoe | $25.00 | $25.00 | 6/11/2010 4:40:03 PM |
| JustMee | $25.00 | $25.00 | 6/11/2010 8:22:45 PM |
| generous-deal6 | $25.00 | $25.00 | 6/11/2010 8:35:14 PM |
| Oakland | $40.00 | $40.00 | 6/12/2010 8:38:56 AM |
| skaught | $27.94 | $27.94 | 6/12/2010 3:34:24 PM |
| auction-seeker | $25.00 | $25.00 | 6/12/2010 12:34:30 PM |
| NorthwestLoan1 | $35.00 | $35.00 | 6/12/2010 1:12:06 PM |
| morewhatsinstore | $25.00 | $25.00 | 6/12/2010 1:21:50 PM |
| KiwiElf | $25.00 | $25.00 | 6/12/2010 1:26:01 PM |
| BrandonW | $25.00 | $25.00 | 6/12/2010 11:40:18 AM |
| uarewhatuthink | $31.32 | $31.32 | 6/12/2010 1:23:12 PM |
| brondero | $200.00 | $200.00 | 6/12/2010 3:42:29 PM |
| omerta6102 | $41.39 | $41.39 | 6/12/2010 1:44:19 PM |
| Havana21 | $25.00 | $25.00 | 6/12/2010 4:25:01 PM |
| money2k | $25.00 | $25.00 | 6/12/2010 1:56:16 PM |
| seattleslug | $25.00 | $25.00 | 6/12/2010 2:23:40 PM |
| tuneman1980 | $25.00 | $25.00 | 6/12/2010 2:24:02 PM |
| lostontheedge | $25.00 | $25.00 | 6/14/2010 9:36:45 AM |
| Supernick | $50.00 | $50.00 | 6/12/2010 7:19:38 PM |
| peb44 | $50.00 | $50.00 | 6/13/2010 2:00:05 PM |
| gogrannygo | $25.00 | $25.00 | 6/12/2010 9:20:49 PM |
| 1LendingSource | $25.00 | $25.00 | 6/14/2010 11:37:40 AM |
| stockpiler079 | $25.00 | $25.00 | 6/13/2010 11:44:54 PM |
| lyrisnox | $45.00 | $45.00 | 6/13/2010 12:28:04 PM |
| rmachi | $25.00 | $25.00 | 6/14/2010 8:05:03 AM |
| market-pudding | $25.00 | $25.00 | 6/13/2010 7:25:00 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/14/2010 3:45:56 PM |
| gjm6d | $25.00 | $25.00 | 6/14/2010 3:51:02 PM |
| mikeandcat | $50.00 | $50.00 | 6/14/2010 4:59:36 AM |
| Barky52 | $25.00 | $25.00 | 6/14/2010 7:01:56 AM |
| mmmm1982 | $28.00 | $28.00 | 6/14/2010 10:46:00 AM |
| ltdalum | $113.00 | $113.00 | 6/14/2010 10:57:41 AM |
| market-jam | $56.59 | $56.59 | 6/14/2010 11:56:32 AM |
| Snoopylover | $25.00 | $25.00 | 6/14/2010 12:55:55 PM |
| TheCount | $25.00 | $25.00 | 6/14/2010 11:00:20 AM |
| investment-cluster | $25.00 | $25.00 | 6/14/2010 3:30:21 PM |
| sparkmeister | $25.00 | $25.00 | 6/14/2010 3:47:15 PM |
| friendinmoney | $25.00 | $25.00 | 6/14/2010 3:47:36 PM |
| jybank | $25.00 | $25.00 | 6/14/2010 2:18:54 PM |
| Jinja | $34.05 | $34.05 | 6/14/2010 3:47:23 PM |
| 171 bids
|
Borrower Payment Dependent Notes Series
461330
This series of Notes was issued and sold upon the funding of the borrower loan #43006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $180.94 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 3 |
Inquiries last 6m:
| 10 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 14
/
12 | Length of status: | 17y 10m |
|
Credit score:
| 600-619 (May-2010) |
Total credit lines:
| 28 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,821 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 49% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Gibsound |
Borrower's state:
| Pennsylvania |
Borrower's group:
| Pittsburgh / Western Pennsylvania |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 14 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2009)
680-699
(Aug-2009)
660-679
(Jul-2009)
680-699
(May-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Remodeling investment property
Purpose of loan:
This loan will be used to make repairs and remodel an investment property. Installing a new furnace and central air system.
My financial situation: I work fulltime for the only Specialty Steel company in the world that made a profit last year. I also recieve income from investment properties.
Regardless of the HR Prosper Rating. This will be my third successful loan with Prosper.com
Monthly net income: $4600
Monthly expenses: $
??Housing: $1400
??Insurance: $200
??Car expenses: $400
??Utilities: $525
??Phone, cable, internet: $100
??Food, entertainment: $100
??Clothing, household expenses $200
??Credit cards and other loans: $300
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the public record on your credit record about? Please explain. - integrity-broker
A:
In 2002 I was forced to declare Bankruptcy due to a landlord vs tenant dispute. The bankruptcy was discharged in February 2003.
(Jun-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 6/7/2010 4:30:47 PM |
| FinDoc | $25.00 | $25.00 | 6/7/2010 6:52:28 PM |
| investment-daydream | $25.00 | $25.00 | 6/7/2010 8:17:24 PM |
| Thylow | $250.00 | $250.00 | 6/7/2010 9:01:19 PM |
| reflective-rupee | $25.00 | $25.00 | 6/8/2010 5:17:33 PM |
| red-favorable-basis | $25.00 | $25.00 | 6/9/2010 6:35:44 PM |
| 113121 | $25.00 | $25.00 | 6/9/2010 6:56:08 PM |
| MrPie | $25.00 | $25.00 | 6/9/2010 10:53:22 PM |
| WMY-Investor | $100.00 | $100.00 | 6/10/2010 10:41:57 AM |
| lucrative-loan | $25.00 | $25.00 | 6/10/2010 9:36:30 AM |
| wlm3012 | $50.00 | $50.00 | 6/10/2010 7:58:01 AM |
| rustysailor | $29.00 | $29.00 | 6/10/2010 8:53:53 AM |
| well-mannered-income3 | $80.00 | $80.00 | 6/10/2010 6:31:33 PM |
| sparkling-contract7 | $25.00 | $25.00 | 6/10/2010 6:40:26 PM |
| unassuming-market7 | $84.93 | $84.93 | 6/13/2010 12:51:48 PM |
| ore-leather | $25.00 | $25.00 | 6/12/2010 1:46:08 PM |
| Frosty | $25.00 | $25.00 | 6/14/2010 6:49:19 AM |
| epic-payout | $32.80 | $32.80 | 6/14/2010 10:39:47 AM |
| blitzen40 | $25.00 | $25.00 | 6/13/2010 6:54:03 PM |
| lender12345 | $25.00 | $25.00 | 6/13/2010 7:52:36 PM |
| heerzaquestion | $25.00 | $25.00 | 6/14/2010 5:31:19 AM |
| dynrep | $25.00 | $25.00 | 6/14/2010 8:08:37 AM |
| Jrbgood | $50.00 | $50.00 | 6/13/2010 4:31:28 PM |
| buffalobills | $25.00 | $25.00 | 6/14/2010 3:02:56 PM |
| Engineer44 | $25.00 | $25.00 | 6/14/2010 3:59:32 PM |
| NekHoldings | $25.00 | $25.00 | 6/14/2010 7:35:13 AM |
| eod_man | $100.00 | $100.00 | 6/14/2010 9:34:47 AM |
| reflective-rupee | $25.00 | $25.00 | 6/14/2010 12:11:38 PM |
| blue-silver-ruler | $25.00 | $25.00 | 6/14/2010 2:18:32 PM |
| Leshan | $100.00 | $100.00 | 6/14/2010 3:49:25 PM |
| worldly-gold | $100.00 | $100.00 | 6/14/2010 3:48:49 PM |
| alexgalt | $100.00 | $100.00 | 6/7/2010 4:31:47 PM |
| reflective-rupee | $375.00 | $375.00 | 6/8/2010 5:18:04 PM |
| loanman2007 | $75.00 | $75.00 | 6/9/2010 5:44:42 AM |
| pietro_torna_indietro | $25.00 | $25.00 | 6/9/2010 3:03:50 PM |
| nilonc1 | $100.00 | $100.00 | 6/9/2010 9:39:56 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/10/2010 10:05:38 AM |
| zone6 | $200.00 | $200.00 | 6/9/2010 6:43:22 PM |
| Kash2010lu | $35.00 | $35.00 | 6/10/2010 8:17:56 AM |
| mrxtravis | $50.00 | $50.00 | 6/10/2010 1:54:54 PM |
| yungtiger | $100.00 | $100.00 | 6/11/2010 8:32:33 AM |
| eriqnoodle | $25.00 | $25.00 | 6/11/2010 4:54:50 PM |
| worldly-gold | $100.00 | $100.00 | 6/12/2010 6:55:05 AM |
| chameleon125 | $50.00 | $50.00 | 6/12/2010 3:14:18 PM |
| big_balla_papi | $25.00 | $25.00 | 6/11/2010 9:56:58 PM |
| unger | $50.00 | $50.00 | 6/12/2010 5:28:03 PM |
| ayiticheri | $25.00 | $25.00 | 6/13/2010 3:08:29 AM |
| Kash2010lu | $35.00 | $35.00 | 6/13/2010 9:04:10 AM |
| rustysailor | $25.00 | $25.00 | 6/12/2010 1:14:19 PM |
| allbalooboy2 | $50.00 | $50.00 | 6/13/2010 4:03:53 PM |
| unassuming-market7 | $50.00 | $50.00 | 6/12/2010 4:23:54 PM |
| payment-halo | $25.00 | $25.00 | 6/12/2010 5:24:30 PM |
| YoungTaxMan | $61.77 | $61.77 | 6/12/2010 6:36:21 PM |
| credit-elation1 | $25.00 | $25.00 | 6/14/2010 7:45:48 AM |
| Dan77 | $25.00 | $25.00 | 6/13/2010 3:50:02 PM |
| well-mannered-income3 | $70.00 | $70.00 | 6/13/2010 4:51:22 PM |
| skaught | $25.00 | $25.00 | 6/12/2010 10:06:02 PM |
| Legally_Blonde | $25.01 | $25.01 | 6/13/2010 5:50:24 PM |
| Bob450 | $25.00 | $25.00 | 6/13/2010 8:26:37 PM |
| lucrative-loan | $25.00 | $25.00 | 6/13/2010 1:58:55 PM |
| icanhasloanz | $800.00 | $426.49 | 6/14/2010 2:40:01 PM |
| twjh | $25.00 | $25.00 | 6/14/2010 2:41:26 PM |
| friendinmoney | $25.00 | $25.00 | 6/14/2010 3:48:41 PM |
| reflective-rupee | $45.00 | $45.00 | 6/14/2010 10:53:16 AM |
| jhernand17 | $25.00 | $25.00 | 6/14/2010 11:48:33 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/14/2010 3:41:26 PM |
| DasMula | $25.00 | $25.00 | 6/14/2010 3:08:53 PM |
| return-grizzly | $100.00 | $100.00 | 6/14/2010 3:41:32 PM |
| 68 bids
|
Borrower Payment Dependent Notes Series
461804
This series of Notes was issued and sold upon the funding of the borrower loan #43003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Jun-09-2010 |
| |
Auction end date:
| Jun-14-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $180.94 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 21.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
7 | Length of status: | 4y 10m |
|
Credit score:
| 620-639 (Jun-2010) |
Total credit lines:
| 31 |
Occupation: | Scientist |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $271 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 36% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 29 | | | | |
|
Screen name:
| froggygal0 |
Borrower's state:
| Missouri |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 520-539
(Mar-2008)
560-579
(Aug-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Previous borrower- short term need
Purpose of loan:
This loan would help me continue building my credit score and maintain my progress with short term help making monthly income stretch.
My financial situation:
I have been working for my company for 5 years. My position requires a period of time working and time in rest due to its high stress nature and heavy workload. Currently, I am in the period of rest while dealing with the aftermath from medical bills which have affected my planned monthly budget for the next few months. After paying the majority of the medical expenses, the period of rest has lasted longer than expected and my allotted money is slowly dwindling. Since my last loan, I have worked to keep my payments on time and my credit score rising. I show one delinquency which was a medical bill that was just paid in the past few days and was unfortunately late due to some communication issues between myself and my insurance company. I have worked to ensure that my monthly expenses were lowered to include only necessities and am looking for help to fill the small gap until I return to full-time in September. This loan would help me maintain my current payments and complete paying medical bills.
Repayment plan- I will restart full-time in September, so this would be a short term loan in which I would make monthly payments (automatic withdrawal) through January and plan to pay the remainder of the loan in full in February/March 2011.
Monthly net income: Currently $2200, Typically $6000
Monthly expenses: $ 2350.00
Housing: $ 1000.00
Insurance: $ 150.00
Car expenses: $ 200.00
Utilities: $ 100.00
Phone, cable, internet: $ 200.00
Food, entertainment: $ 300.00
Clothing, household expenses $ 100.00
Credit cards and other loans: $ 300.00
Other expenses: $ 200.00 (medical bills remaining-not included in monthly total)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
hi, what is the nature of your job/industry? thanks - shrewd-income
A:
Science/ Biomedical contractual research
(Jun-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 6/9/2010 4:15:55 PM |
| gbruenin | $25.00 | $25.00 | 6/9/2010 9:05:42 PM |
| YoungTaxMan | $575.97 | $575.97 | 6/9/2010 11:09:50 PM |
| red-favorable-basis | $25.00 | $25.00 | 6/9/2010 11:55:31 PM |
| chameleon125 | $50.00 | $50.00 | 6/10/2010 8:03:34 AM |
| Kash2010lu | $50.00 | $50.00 | 6/10/2010 8:20:58 AM |
| blitzen40 | $25.00 | $25.00 | 6/9/2010 9:28:54 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/11/2010 10:00:46 AM |
| Skeptical-one | $25.00 | $25.00 | 6/11/2010 10:57:39 AM |
| fixing_financials | $25.00 | $25.00 | 6/11/2010 12:41:53 PM |
| Amber_Stone | $100.00 | $100.00 | 6/11/2010 5:51:06 AM |
| victor111 | $100.00 | $100.00 | 6/11/2010 10:49:48 AM |
| periko | $25.00 | $25.00 | 6/12/2010 12:32:35 AM |
| unger | $50.00 | $50.00 | 6/12/2010 5:21:05 PM |
| UCLA4life | $25.00 | $25.00 | 6/12/2010 1:44:32 PM |
| Gregger | $28.85 | $28.85 | 6/13/2010 11:31:22 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/12/2010 9:12:06 PM |
| tdorren | $34.29 | $34.29 | 6/14/2010 6:24:14 AM |
| unassuming-market7 | $50.00 | $50.00 | 6/12/2010 4:22:02 PM |
| Sudoku | $67.36 | $67.36 | 6/12/2010 8:00:44 PM |
| TheCount | $25.00 | $25.00 | 6/14/2010 11:01:31 AM |
| lender12345 | $25.00 | $25.00 | 6/13/2010 8:10:58 PM |
| YoungTaxMan | $50.00 | $7.53 | 6/14/2010 3:39:53 PM |
| alexgalt | $100.00 | $100.00 | 6/9/2010 4:16:17 PM |
| jhouman | $25.00 | $25.00 | 6/10/2010 8:04:47 AM |
| reflective-rupee | $25.00 | $25.00 | 6/10/2010 4:55:20 AM |
| wlm3012 | $25.00 | $25.00 | 6/10/2010 10:03:39 AM |
| return-grizzly | $100.00 | $100.00 | 6/10/2010 3:11:28 PM |
| lucrative-loan | $25.00 | $25.00 | 6/10/2010 5:17:33 PM |
| Amber_Stone | $100.00 | $100.00 | 6/11/2010 12:21:09 PM |
| zone6 | $200.00 | $200.00 | 6/10/2010 11:52:26 PM |
| RochelleW | $25.00 | $25.00 | 6/11/2010 11:35:18 AM |
| realtormoises | $25.00 | $25.00 | 6/11/2010 12:02:35 PM |
| big_balla_papi | $25.00 | $25.00 | 6/11/2010 9:57:24 PM |
| netelegent | $50.00 | $50.00 | 6/12/2010 5:12:45 AM |
| Aberdeen | $400.00 | $400.00 | 6/12/2010 3:59:39 PM |
| jvg10 | $100.00 | $100.00 | 6/13/2010 9:07:21 AM |
| gain-implementer | $236.00 | $236.00 | 6/12/2010 3:58:49 PM |
| innovator2 | $50.00 | $50.00 | 6/13/2010 10:18:23 PM |
| aztocas | $25.00 | $25.00 | 6/12/2010 11:29:57 PM |
| Rip128 | $75.00 | $75.00 | 6/13/2010 6:10:21 AM |
| autonomous-truth | $100.00 | $100.00 | 6/12/2010 5:05:49 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 6/13/2010 12:57:25 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/12/2010 9:10:44 PM |
| dynrep | $25.00 | $25.00 | 6/14/2010 8:27:26 AM |
| icanhasloanz | $400.00 | $400.00 | 6/14/2010 2:58:49 PM |
| innovator2 | $100.00 | $100.00 | 6/13/2010 8:15:45 PM |
| investment-daydream | $25.00 | $25.00 | 6/13/2010 8:25:09 PM |
| innovator2 | $100.00 | $100.00 | 6/14/2010 3:30:12 PM |
| twjh | $25.00 | $25.00 | 6/14/2010 2:59:44 PM |
| YoungTaxMan | $125.00 | $125.00 | 6/14/2010 3:39:33 PM |
| twjh | $25.00 | $25.00 | 6/14/2010 2:59:43 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
462066
This series of Notes was issued and sold upon the funding of the borrower loan #42942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-09-2010 |
| |
Auction end date:
| Jun-11-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $63.79 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $63.79 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 42% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 14
/
14 | Length of status: | 0y 1m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 24 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,578 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 47% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| loot-chosen-one |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Aug-2008)
|
|
Principal balance:
| $3,542.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Eliminating high interest balance
Purpose of loan:
This loan will be used to eliminate high interest revolving debt.
My financial situation:
I am a good candidate for this loan because I have perfect payment history on my first Proper loan. Your funding of this loan will help me eliminate my extremely high interest revolving debt and aid me on my way to financial freedom.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| worth-arch | $25.00 | $25.00 | 6/9/2010 4:18:05 PM |
| hrubinst | $25.00 | $25.00 | 6/9/2010 4:18:24 PM |
| pavelz | $50.00 | $50.00 | 6/9/2010 4:21:23 PM |
| cash-spark3 | $25.00 | $25.00 | 6/9/2010 4:22:15 PM |
| Angleofcare | $25.00 | $25.00 | 6/9/2010 4:37:14 PM |
| nunnie | $25.00 | $25.00 | 6/9/2010 4:37:19 PM |
| objective-investor | $38.67 | $38.67 | 6/9/2010 4:37:26 PM |
| icchok | $50.00 | $50.00 | 6/9/2010 4:37:41 PM |
| riproaringrapids | $25.00 | $25.00 | 6/9/2010 4:37:58 PM |
| Rdodson11 | $25.00 | $14.33 | 6/9/2010 4:38:02 PM |
| delicious-social132 | $25.00 | $25.00 | 6/9/2010 4:20:16 PM |
| new-return-faire | $50.00 | $50.00 | 6/9/2010 4:21:38 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/9/2010 4:24:07 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/9/2010 4:17:53 PM |
| Avala | $50.00 | $50.00 | 6/9/2010 4:18:26 PM |
| Bobafet | $25.00 | $25.00 | 6/9/2010 4:36:18 PM |
| richboy56 | $50.00 | $50.00 | 6/9/2010 4:36:49 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/9/2010 4:20:22 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/9/2010 4:20:55 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/9/2010 4:24:26 PM |
| Aberdeen | $400.00 | $400.00 | 6/9/2010 4:38:32 PM |
| dproxima | $25.00 | $25.00 | 6/10/2010 5:28:51 PM |
| ddog0224 | $25.00 | $25.00 | 6/9/2010 4:18:49 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/9/2010 4:24:47 PM |
| blackstar | $25.00 | $25.00 | 6/9/2010 4:24:57 PM |
| exchange-synapse | $50.00 | $50.00 | 6/9/2010 4:36:49 PM |
| sharp-money3 | $25.00 | $25.00 | 6/9/2010 4:37:20 PM |
| rescue | $50.00 | $50.00 | 6/9/2010 4:14:05 PM |
| american6 | $25.00 | $25.00 | 6/9/2010 4:19:06 PM |
| Artist_Blue | $25.00 | $25.00 | 6/9/2010 4:12:30 PM |
| orgy63 | $25.00 | $25.00 | 6/9/2010 4:13:52 PM |
| golden-wealth2 | $50.00 | $50.00 | 6/9/2010 5:10:04 PM |
| greenback-museum | $25.00 | $25.00 | 6/9/2010 4:23:01 PM |
| personal-lender | $25.00 | $25.00 | 6/9/2010 4:23:25 PM |
| JanLal | $50.00 | $50.00 | 6/9/2010 4:25:27 PM |
| Phantom99 | $25.00 | $25.00 | 6/9/2010 4:18:37 PM |
| influential-compassion9 | $30.00 | $30.00 | 6/9/2010 4:37:18 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/9/2010 4:20:31 PM |
| shrewd-deal | $25.00 | $25.00 | 6/9/2010 4:20:47 PM |
| ichibon | $75.00 | $75.00 | 6/9/2010 4:24:02 PM |
| Ocean713 | $50.00 | $50.00 | 6/9/2010 4:38:01 PM |
| vine99 | $50.00 | $50.00 | 6/9/2010 9:10:15 PM |
| safe-kindness5 | $27.00 | $27.00 | 6/10/2010 9:35:22 AM |
| 43 bids
|