Sales Report:Supplement No. 214 dated Jun 09, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
426546
This series of Notes was issued and sold upon the funding of the borrower loan #42861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-07-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 5m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 12 |
Occupation: | Engineer - Electric... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,197 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 54% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Business_Ninja |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Remodeling Kitchen and Bathroom
Purpose of loan:
I want to improve my house by remodeling the kitchen and bathroom
My financial situation:
I am single.? I have a good job and very little expenses
Monthly net income: $
$6250
Monthly expenses: $
??Housing: $ 678
??Insurance: $ 54.20
??Car expenses: $ 175.62
??Utilities: $ 138.00
??Phone, cable, internet: $ 119.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
why did you have 3 recent inquires?
why your prosper rating was so low in your previous listing & 99% credit use?
How did you build up your revolving credit balance?
How secure is your job?
Thanks, - p2ploan-sensation211
A:
I have 3 recenty inquires, because I tried to get a business loan at 3 different banks.
I received a $10,000 bonus for my performance at work, and I used that money to pay off my revolving credit.
I built up my revolving credit by buying a house. I bought 237 S Stricker St in Baltimore MD 21223. I used my credit card to buy the materials for the house. I am rehabbing the house right now and need the money for the kitchen and Bathroom.
I have great job security.
(Jun-04-2010)
Q:
Hi,
Does your home mortgage amount reflect in your revolving credit?
You said you bought a house by using credit card, but the revolving balance seems low & the listing indicates you do not have home ownership.
Thanks, - p2ploan-sensation211
A:
I bought my home cash. I do not have a mortgage on it. The credit card balance reflect the cost of materials and labor needed to fix my home up. It was a complete rehab gut job.
The listing is incorrect. I own the home on 237 S Stricker St, Baltimore MD 21223.
You can check the tax records on line if you want http://cityservices.baltimorecity.gov/realproperty/
In the tax records my address is show as 1717 Old Generals Hwy, Annapolis MD 21401, but I have since moved my mailing addres
(Jun-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 4:12:44 PM |
| S-Master | $25.00 | $25.00 | 6/2/2010 4:15:28 PM |
| successful-euro | $30.00 | $30.00 | 6/2/2010 4:15:26 PM |
| qwsd12 | $40.00 | $40.00 | 6/2/2010 4:22:56 PM |
| coachmike15 | $25.00 | $25.00 | 6/2/2010 4:23:12 PM |
| Rattlehead | $25.00 | $25.00 | 6/2/2010 4:23:38 PM |
| simplelender80 | $50.00 | $50.00 | 6/2/2010 4:24:41 PM |
| power-pagoda | $25.00 | $25.00 | 6/2/2010 4:24:48 PM |
| svandgts | $50.00 | $50.00 | 6/2/2010 4:24:54 PM |
| shrewd-deal | $25.00 | $25.00 | 6/2/2010 4:25:03 PM |
| lostviajero | $25.00 | $25.00 | 6/2/2010 4:17:58 PM |
| samo102us | $25.00 | $25.00 | 6/2/2010 4:26:36 PM |
| MADAOO7 | $50.00 | $50.00 | 6/2/2010 4:26:41 PM |
| cash-spark3 | $25.00 | $25.00 | 6/2/2010 4:22:14 PM |
| Phantom99 | $25.00 | $25.00 | 6/2/2010 4:23:00 PM |
| top-historic-peso | $26.00 | $26.00 | 6/2/2010 4:23:15 PM |
| orderly-leverage | $30.00 | $30.00 | 6/2/2010 4:23:21 PM |
| personal-lender | $25.00 | $25.00 | 6/2/2010 4:23:28 PM |
| jrbill1998 | $50.00 | $50.00 | 6/2/2010 4:25:39 PM |
| topher515 | $25.00 | $25.00 | 6/2/2010 4:50:29 PM |
| kmr2 | $140.00 | $140.00 | 6/2/2010 4:54:13 PM |
| market-walnut5 | $50.00 | $50.00 | 6/2/2010 4:54:44 PM |
| IIP77 | $25.00 | $25.00 | 6/2/2010 4:48:08 PM |
| finance-prescription | $50.00 | $50.00 | 6/2/2010 4:15:35 PM |
| marketologist327 | $25.00 | $25.00 | 6/2/2010 5:43:43 PM |
| teller | $25.00 | $25.00 | 6/2/2010 6:07:56 PM |
| Kaj | $25.00 | $25.00 | 6/2/2010 6:42:17 PM |
| supreme-hope | $25.00 | $25.00 | 6/2/2010 7:37:20 PM |
| zone6 | $100.00 | $100.00 | 6/2/2010 4:55:47 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/2/2010 4:22:39 PM |
| deal-hickory5 | $50.00 | $50.00 | 6/2/2010 10:31:40 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/2/2010 11:11:41 PM |
| jml3482 | $25.00 | $25.00 | 6/3/2010 4:28:30 AM |
| rescue | $37.80 | $37.80 | 6/2/2010 6:37:56 PM |
| psa1995 | $25.00 | $25.00 | 6/3/2010 6:23:37 AM |
| skybolt4 | $25.00 | $25.00 | 6/2/2010 8:47:08 PM |
| transaction-eclipse | $25.00 | $25.00 | 6/2/2010 9:11:39 PM |
| JustMee | $25.00 | $25.00 | 6/2/2010 9:29:56 PM |
| hopethisworks | $25.00 | $25.00 | 6/2/2010 4:46:24 PM |
| peace-missile | $25.00 | $25.00 | 6/3/2010 6:23:13 AM |
| matt_2006 | $25.00 | $25.00 | 6/3/2010 6:23:42 AM |
| Comoparklender | $25.00 | $25.00 | 6/3/2010 6:23:54 AM |
| Ocean713 | $50.00 | $50.00 | 6/3/2010 6:24:51 AM |
| Midwestvalues | $26.32 | $26.32 | 6/3/2010 6:32:16 AM |
| greenwell | $25.00 | $25.00 | 6/2/2010 4:54:46 PM |
| blivet1970 | $25.00 | $25.00 | 6/3/2010 7:21:39 AM |
| influential-compassion9 | $50.00 | $50.00 | 6/3/2010 8:41:33 AM |
| assetmanager | $25.00 | $25.00 | 6/3/2010 1:11:35 PM |
| bowdish1 | $33.12 | $33.12 | 6/3/2010 10:03:15 AM |
| lloyd_s | $25.00 | $25.00 | 6/3/2010 3:02:13 PM |
| TOP2007 | $25.00 | $25.00 | 6/2/2010 7:27:04 PM |
| desertoasis | $25.00 | $25.00 | 6/3/2010 4:28:34 AM |
| famous-bill | $50.00 | $50.00 | 6/3/2010 5:11:40 AM |
| StrategicFinancier21 | $25.00 | $25.00 | 6/3/2010 6:22:23 AM |
| Elbanko | $25.00 | $25.00 | 6/3/2010 6:23:52 AM |
| AlexTrep | $25.00 | $25.00 | 6/3/2010 6:23:58 AM |
| lively-money | $25.00 | $25.00 | 6/3/2010 6:32:17 AM |
| loan-upholder4 | $25.00 | $25.00 | 6/3/2010 3:11:50 PM |
| KiwiElf | $25.00 | $25.00 | 6/4/2010 12:56:23 AM |
| lendstats_com | $25.00 | $25.00 | 6/4/2010 1:14:57 AM |
| rhin0cerx | $50.00 | $50.00 | 6/3/2010 8:04:19 PM |
| payment-gusto | $25.00 | $25.00 | 6/4/2010 8:49:43 AM |
| anton | $150.00 | $13.91 | 6/4/2010 3:43:24 PM |
| cashhelp | $25.00 | $25.00 | 6/4/2010 4:00:42 PM |
| auction-seeker | $25.00 | $25.00 | 6/4/2010 10:24:23 PM |
| DasMula | $25.00 | $25.00 | 6/5/2010 9:04:16 AM |
| ChrisKwan | $25.00 | $25.00 | 6/4/2010 5:49:44 PM |
| reflective-rupee | $100.00 | $100.00 | 6/4/2010 8:59:00 PM |
| natural-return0 | $25.00 | $25.00 | 6/6/2010 1:59:48 PM |
| wwwUniversal | $25.00 | $25.00 | 6/5/2010 5:34:44 AM |
| cognizant-rate732 | $50.00 | $50.00 | 6/6/2010 1:55:19 PM |
| eloquent-commerce3 | $25.00 | $25.00 | 6/6/2010 3:03:43 PM |
| new-return-faire | $100.00 | $100.00 | 6/7/2010 9:25:23 AM |
| realestate6606 | $100.00 | $100.00 | 6/6/2010 12:47:16 PM |
| glroark | $50.00 | $50.00 | 6/6/2010 4:36:33 PM |
| 1stBankAndHal | $25.00 | $25.00 | 6/7/2010 9:29:39 AM |
| CK1 | $25.00 | $25.00 | 6/7/2010 11:17:37 AM |
| shrewd-peace7 | $30.00 | $30.00 | 6/2/2010 4:12:20 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/2/2010 4:12:58 PM |
| Bank42 | $50.00 | $50.00 | 6/2/2010 4:24:30 PM |
| Interstate_Rate | $142.01 | $142.01 | 6/2/2010 4:18:45 PM |
| treasure-bliss | $100.00 | $100.00 | 6/2/2010 4:18:54 PM |
| SNH | $50.00 | $50.00 | 6/2/2010 4:23:02 PM |
| zorg77 | $25.00 | $25.00 | 6/2/2010 4:24:57 PM |
| macgeek | $25.00 | $25.00 | 6/2/2010 4:48:05 PM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 4:25:47 PM |
| actvtrdr | $35.00 | $35.00 | 6/2/2010 4:54:43 PM |
| Viamin | $25.00 | $25.00 | 6/2/2010 4:47:25 PM |
| mercuriant | $25.00 | $25.00 | 6/2/2010 4:55:43 PM |
| Shepherd7 | $30.00 | $30.00 | 6/2/2010 5:17:20 PM |
| the-silver-blaster | $25.00 | $25.00 | 6/2/2010 6:22:17 PM |
| ezg | $25.00 | $25.00 | 6/2/2010 7:37:10 PM |
| balanced-bill7 | $42.02 | $42.02 | 6/2/2010 4:53:55 PM |
| autonomous-truth | $25.00 | $25.00 | 6/2/2010 8:31:38 PM |
| asset-equilibrium0 | $50.00 | $50.00 | 6/2/2010 8:47:18 PM |
| mizount | $25.00 | $25.00 | 6/2/2010 9:17:26 PM |
| worth-arch | $25.00 | $25.00 | 6/2/2010 4:23:18 PM |
| JGB | $100.00 | $100.00 | 6/2/2010 4:23:25 PM |
| enigmallc | $25.00 | $25.00 | 6/3/2010 6:22:13 AM |
| jonn834 | $25.00 | $25.00 | 6/2/2010 7:56:39 PM |
| p2ploan-futurist9 | $50.00 | $50.00 | 6/3/2010 6:23:37 AM |
| life-is-great | $25.00 | $25.00 | 6/3/2010 6:24:52 AM |
| money-explorer3 | $25.00 | $25.00 | 6/3/2010 6:22:36 AM |
| DadWarbucks | $25.00 | $25.00 | 6/3/2010 6:23:35 AM |
| careful-compassion | $25.00 | $25.00 | 6/3/2010 9:59:44 AM |
| Thylow | $25.00 | $25.00 | 6/3/2010 10:43:47 AM |
| money-bauble | $25.00 | $25.00 | 6/2/2010 5:05:02 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 6/2/2010 5:05:42 PM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 3:18:55 PM |
| historic-nickel | $25.00 | $25.00 | 6/3/2010 3:21:36 PM |
| riproaringrapids | $25.00 | $25.00 | 6/3/2010 2:36:52 PM |
| lendme2 | $25.00 | $25.00 | 6/3/2010 12:41:43 AM |
| seisen | $35.75 | $35.75 | 6/3/2010 4:21:45 AM |
| atothez | $37.07 | $37.07 | 6/3/2010 4:28:23 AM |
| honorable-yield | $35.00 | $35.00 | 6/3/2010 4:32:48 AM |
| kind-responsibility-balancer | $50.00 | $50.00 | 6/3/2010 6:24:54 AM |
| caNative | $25.00 | $25.00 | 6/3/2010 6:25:02 AM |
| benevolent-bonus | $25.00 | $25.00 | 6/3/2010 10:36:39 AM |
| sharp-money3 | $25.00 | $25.00 | 6/3/2010 10:51:48 AM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 11:31:34 AM |
| SignatureCapital | $25.00 | $25.00 | 6/3/2010 3:07:54 PM |
| microlender67 | $50.00 | $50.00 | 6/3/2010 3:55:22 PM |
| marketplace-broker3 | $25.00 | $25.00 | 6/3/2010 5:29:48 PM |
| fortytwo | $50.00 | $50.00 | 6/3/2010 5:56:46 PM |
| decisive-capital | $25.00 | $25.00 | 6/3/2010 7:17:56 PM |
| LessAllan | $50.00 | $50.00 | 6/4/2010 10:27:22 AM |
| investment-forte | $25.00 | $25.00 | 6/4/2010 3:04:33 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/4/2010 9:52:52 AM |
| Top_Gun_Lender | $26.00 | $26.00 | 6/4/2010 1:40:24 PM |
| bouttruckin | $25.00 | $25.00 | 6/5/2010 4:16:40 AM |
| Craig172 | $30.00 | $30.00 | 6/4/2010 8:29:56 PM |
| wlm3012 | $50.00 | $50.00 | 6/5/2010 11:07:38 AM |
| reflective-rupee | $100.00 | $100.00 | 6/4/2010 8:58:49 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 6/6/2010 2:49:06 PM |
| foothillender | $25.00 | $25.00 | 6/5/2010 6:39:11 AM |
| eriqnoodle | $25.00 | $25.00 | 6/5/2010 8:10:37 AM |
| loan-tycoon0 | $25.00 | $25.00 | 6/6/2010 6:28:10 PM |
| 1-HARD-HEAD | $50.00 | $50.00 | 6/6/2010 10:45:52 AM |
| market-pudding | $25.00 | $25.00 | 6/7/2010 11:29:04 AM |
| 139 bids
|
Borrower Payment Dependent Notes Series
459300
This series of Notes was issued and sold upon the funding of the borrower loan #42866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| May-20-2010 |
| |
Auction end date:
| May-27-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $85.26 |
|
Final lender yield:
| 12.50% |
Final borrower rate/APR:
| 13.50% / 15.65% |
Final monthly payment:
| $84.84 |
| |
|
Auction yield range:
| 5.99% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.29% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
5 | Length of status: | 0y 9m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 29 |
Occupation: | Civil Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $19,366 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 98% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| stedb77 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Sven79 | $50.00 | $50.00 | 5/20/2010 4:13:21 PM |
| mosby | $50.00 | $50.00 | 5/20/2010 7:11:04 PM |
| buckyhead2000 | $25.00 | $25.00 | 5/21/2010 4:17:20 PM |
| jchurchi | $25.00 | $25.00 | 5/22/2010 2:58:38 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 5/22/2010 5:41:39 PM |
| samurai2 | $25.00 | $25.00 | 5/24/2010 8:11:23 PM |
| best-listing-toro | $25.00 | $25.00 | 5/25/2010 10:34:40 AM |
| greekpolis | $100.00 | $100.00 | 5/25/2010 2:30:29 PM |
| limastorm | $59.05 | $59.05 | 5/26/2010 3:38:54 AM |
| ToloUSN | $50.00 | $50.00 | 5/26/2010 10:00:11 AM |
| wlm3012 | $25.00 | $25.00 | 5/26/2010 12:29:21 PM |
| shrewd-income | $100.00 | $100.00 | 5/26/2010 12:32:57 PM |
| CashBank | $25.00 | $25.00 | 5/26/2010 7:58:38 AM |
| protargol | $25.00 | $25.00 | 5/26/2010 10:48:46 AM |
| khamlagirl | $25.00 | $25.00 | 5/26/2010 4:28:41 PM |
| patriot384 | $180.00 | $180.00 | 5/26/2010 7:47:19 PM |
| best-ingenious-funds | $25.00 | $25.00 | 5/26/2010 9:26:16 PM |
| green-planet-guy | $26.00 | $26.00 | 5/26/2010 11:29:28 PM |
| dnathe4th | $25.00 | $25.00 | 5/27/2010 10:12:24 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 5/27/2010 10:26:02 AM |
| Moots | $30.00 | $30.00 | 5/27/2010 9:16:07 AM |
| friendinmoney | $50.00 | $50.00 | 5/27/2010 3:49:27 PM |
| riveting-credit5 | $100.00 | $100.00 | 5/27/2010 4:06:01 PM |
| wwwUniversal | $25.00 | $25.00 | 5/20/2010 5:47:15 PM |
| credit-panda1 | $50.00 | $50.00 | 5/21/2010 8:19:41 AM |
| hidavehi | $26.63 | $26.63 | 5/21/2010 4:04:34 PM |
| MattProsper | $30.00 | $30.00 | 5/22/2010 4:32:32 PM |
| WilliamLeeSims | $25.00 | $25.00 | 5/24/2010 4:58:19 PM |
| Dorf | $25.00 | $25.00 | 5/24/2010 8:29:59 PM |
| erowis | $35.00 | $35.00 | 5/25/2010 3:29:13 AM |
| dollar-trader2 | $25.00 | $25.00 | 5/24/2010 7:12:25 PM |
| pureliquidhw | $25.00 | $25.00 | 5/26/2010 7:24:25 AM |
| justice-magnate | $50.00 | $50.00 | 5/26/2010 9:59:40 AM |
| charb57 | $50.00 | $50.00 | 5/26/2010 2:35:46 PM |
| KlarthXVII | $25.00 | $25.00 | 5/26/2010 3:00:06 PM |
| investment-seeker7 | $25.00 | $25.00 | 5/26/2010 10:22:43 AM |
| rockhound84 | $25.00 | $25.00 | 5/26/2010 6:36:50 PM |
| Sol_Invictus | $25.00 | $25.00 | 5/26/2010 6:52:11 PM |
| FlightAttendantBret | $50.00 | $50.00 | 5/26/2010 9:04:15 PM |
| moneytolend72 | $25.00 | $25.00 | 5/27/2010 7:29:00 AM |
| twerns | $40.00 | $40.00 | 5/27/2010 9:35:39 AM |
| coldfuzion | $50.00 | $50.00 | 5/27/2010 10:11:02 AM |
| Joshua_E | $27.00 | $27.00 | 5/27/2010 11:24:07 AM |
| ready-agreement5 | $100.00 | $100.00 | 5/27/2010 12:04:15 PM |
| rockhound84 | $25.00 | $25.00 | 5/27/2010 3:49:11 AM |
| Astyanax | $25.00 | $25.00 | 5/27/2010 2:18:56 PM |
| mustang9935 | $40.00 | $40.00 | 5/27/2010 6:44:52 AM |
| money-bauble | $200.00 | $172.57 | 5/27/2010 2:52:53 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/27/2010 9:12:14 AM |
| the-profit-oracle | $25.00 | $25.00 | 5/27/2010 4:02:01 PM |
| TheLightInMe | $28.37 | $28.37 | 5/27/2010 4:05:29 PM |
| Niffler | $30.38 | $30.38 | 5/27/2010 3:50:51 PM |
| ProudDad | $50.00 | $50.00 | 5/27/2010 11:33:55 AM |
| lazyeye | $25.00 | $25.00 | 5/27/2010 12:54:32 PM |
| biffmush | $200.00 | $200.00 | 5/27/2010 4:04:28 PM |
| 55 bids
|
Borrower Payment Dependent Notes Series
460104
This series of Notes was issued and sold upon the funding of the borrower loan #42852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,700.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $137.32 |
|
Final lender yield:
| 14.74% |
Final borrower rate/APR:
| 15.74% / 17.92% |
Final monthly payment:
| $129.61 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.83% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.91% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 8m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,705 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 34% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| Stanley04 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2008)
|
|
Principal balance:
| $997.04 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
No More Debt!
Purpose of loan:
This loan will be used to eliminate last remaining debt from any credit card purchases (Note* Total revolving credit balance is $3,705 and amount I'm asking for is $3700)
My financial situation:
I am a great candidate for this loan because?I already received a Prosper loan and I always make?payments on time!? I financed a car last year and received a rate of 7.59% because my credit?continues to improve!? I started a great career in Health Care so my income has also seen a slight increase as well.
Monthly net income: $ 2600
Monthly expenses: $
??Housing: $?350?(rent)
??Insurance: $ 92
??Car expenses: $?300
??Utilities: $ 150
??Phone, cable, internet: $ N/A
??Food, entertainment: $ 300
??Clothing, household expenses $ 150
??Credit cards and other loans: $?425
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| shellback13 | $100.00 | $100.00 | 6/1/2010 5:00:44 PM |
| BAEVentures | $25.00 | $25.00 | 6/2/2010 7:35:44 AM |
| goldlender | $26.00 | $26.00 | 6/2/2010 7:30:11 PM |
| therodabides | $25.00 | $25.00 | 6/4/2010 5:36:17 AM |
| meggo33 | $25.00 | $25.00 | 6/4/2010 9:40:26 PM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 7:49:42 AM |
| missgina | $30.00 | $30.00 | 6/5/2010 2:07:08 PM |
| bankojerry | $25.00 | $25.00 | 6/5/2010 6:31:13 AM |
| CaliforniaSun | $25.00 | $25.00 | 6/6/2010 6:23:06 PM |
| california5andime | $25.00 | $25.00 | 6/6/2010 5:51:29 PM |
| new-return-faire | $100.00 | $100.00 | 6/7/2010 9:34:28 AM |
| FinanciallySavvyMom | $25.00 | $25.00 | 6/7/2010 11:49:36 AM |
| protargol | $29.85 | $29.85 | 6/7/2010 3:44:13 PM |
| crw1950 | $50.00 | $50.00 | 6/7/2010 7:20:38 PM |
| Leshan | $100.00 | $100.00 | 6/7/2010 7:01:12 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/7/2010 10:46:53 PM |
| nashibaksi | $25.00 | $25.00 | 6/7/2010 7:37:17 PM |
| friendinmoney | $25.00 | $25.00 | 6/8/2010 8:12:39 AM |
| patriot384 | $180.00 | $180.00 | 6/8/2010 8:25:10 AM |
| OGS_Capital | $25.00 | $25.00 | 6/7/2010 10:43:58 PM |
| neorunner | $25.00 | $25.00 | 6/7/2010 7:24:09 PM |
| LittleMingo | $25.00 | $25.00 | 6/8/2010 5:40:40 AM |
| JCM_MN | $32.00 | $32.00 | 6/7/2010 7:57:03 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/8/2010 6:21:19 AM |
| buckeyebucks | $50.00 | $50.00 | 6/8/2010 10:09:37 AM |
| Nasdaq | $25.00 | $25.00 | 6/8/2010 10:58:46 AM |
| felicity-daydream | $75.00 | $75.00 | 6/8/2010 8:14:01 AM |
| MrAirport | $50.00 | $50.00 | 6/8/2010 11:33:07 AM |
| FundMaker | $25.00 | $25.00 | 6/8/2010 11:40:16 AM |
| ksubd | $40.00 | $14.79 | 6/8/2010 1:38:01 AM |
| DasMula | $25.00 | $25.00 | 6/8/2010 9:58:01 AM |
| DoctorJoe | $25.00 | $25.00 | 6/8/2010 6:40:45 AM |
| grampy48 | $50.00 | $50.00 | 6/8/2010 10:31:14 AM |
| credit-panda1 | $25.00 | $25.00 | 6/8/2010 7:08:21 AM |
| hopeful-point | $75.00 | $75.00 | 6/8/2010 7:45:17 AM |
| shrewd-income | $50.00 | $50.00 | 6/8/2010 8:14:54 AM |
| attractive-fund | $25.00 | $25.00 | 6/8/2010 8:27:42 AM |
| 2Fingers | $50.00 | $50.00 | 6/8/2010 9:42:14 AM |
| Aberdeen | $400.00 | $400.00 | 6/1/2010 5:03:50 PM |
| vine99 | $40.00 | $40.00 | 6/1/2010 7:53:56 PM |
| goodcents | $25.00 | $25.00 | 6/1/2010 7:02:11 PM |
| lender12345 | $25.00 | $25.00 | 6/1/2010 9:46:06 PM |
| FinanceEngine | $25.00 | $25.00 | 6/2/2010 10:57:27 AM |
| newest-phenomenal-money | $25.00 | $25.00 | 6/2/2010 5:02:03 PM |
| Unison | $50.00 | $50.00 | 6/3/2010 7:15:40 AM |
| WealthBuildingLessons | $50.00 | $50.00 | 6/3/2010 7:01:10 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 6/5/2010 6:31:57 AM |
| Goodnotlucky | $100.00 | $100.00 | 6/4/2010 6:27:13 PM |
| marwadi-62 | $69.00 | $69.00 | 6/5/2010 9:46:32 AM |
| pythia | $25.00 | $25.00 | 6/4/2010 4:47:29 PM |
| LendAHand24 | $25.00 | $25.00 | 6/4/2010 7:50:30 PM |
| BigBizBuilder | $150.00 | $150.00 | 6/6/2010 5:33:03 AM |
| noodles932 | $31.15 | $31.15 | 6/6/2010 8:02:45 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/6/2010 9:26:35 PM |
| MStackIV | $29.40 | $29.40 | 6/7/2010 11:05:20 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/7/2010 9:41:35 AM |
| dbanwart | $25.00 | $25.00 | 6/6/2010 4:52:55 PM |
| umwol13 | $25.00 | $25.00 | 6/7/2010 12:37:55 PM |
| bankojerry | $25.00 | $25.00 | 6/7/2010 12:55:34 PM |
| jpblan11 | $33.75 | $33.75 | 6/7/2010 3:24:30 PM |
| steady-funds3 | $25.78 | $25.78 | 6/7/2010 3:53:18 PM |
| brother_tam | $200.00 | $200.00 | 6/7/2010 6:24:37 PM |
| Snoopylover | $25.00 | $25.00 | 6/7/2010 6:34:04 PM |
| Leopoldine | $26.00 | $26.00 | 6/7/2010 6:54:25 PM |
| Drivindabus | $25.00 | $25.00 | 6/7/2010 9:16:14 PM |
| dood2112 | $25.00 | $25.00 | 6/7/2010 5:57:02 PM |
| Sigmund-Freud | $50.00 | $50.00 | 6/8/2010 6:29:42 AM |
| icon7 | $30.00 | $30.00 | 6/8/2010 4:21:47 AM |
| Champion_Lending | $25.00 | $25.00 | 6/8/2010 8:45:46 AM |
| ChoiceInvestments | $25.00 | $25.00 | 6/8/2010 1:16:33 AM |
| Bizern | $27.28 | $27.28 | 6/8/2010 5:39:29 AM |
| cforell | $25.00 | $25.00 | 6/8/2010 9:47:17 AM |
| capital-kingdom | $25.00 | $25.00 | 6/8/2010 10:17:39 AM |
| hopeful-point | $75.00 | $75.00 | 6/8/2010 7:45:06 AM |
| crdcteng | $50.00 | $50.00 | 6/8/2010 7:53:48 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:37:53 AM |
| jerrysdet | $25.00 | $25.00 | 6/8/2010 9:17:11 AM |
| 12Knocksinna | $25.00 | $25.00 | 6/8/2010 10:03:01 AM |
| rockhound84 | $50.00 | $50.00 | 6/8/2010 10:39:31 AM |
| 79 bids
|
Borrower Payment Dependent Notes Series
460472
This series of Notes was issued and sold upon the funding of the borrower loan #42869, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-28-2010 |
| |
Auction end date:
| Jun-04-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $307.20 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $307.20 |
| |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 114% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 22
/
20 | Length of status: | 0y 9m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 56 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $20,027 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 56% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| creative-bill9 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating bills.
Purpose of loan:
This loan will be used to?
Pay off 3 high interest loans. I can pay them off faster and keep my payments about the same.
My financial situation:
I am a good candidate for this loan because?
I have good payment history and my earnings are going up. My debt income ratio reflects my wife's debts too. She helps pay them and her income is comparable to mine. Check my payment record, I pay my bills. This is a chance for a good return on your investment.
Monthly net income: $
$2800.00 based on net income since first of year divided by 5. Varies with commission, base net before commission is $1893.00
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| shrewd-peace7 | $30.00 | $30.00 | 5/28/2010 4:00:45 PM |
| qwsd12 | $40.00 | $40.00 | 5/28/2010 4:06:27 PM |
| coachmike15 | $25.00 | $25.00 | 5/28/2010 4:06:43 PM |
| cash-spark3 | $25.00 | $25.00 | 5/28/2010 4:05:13 PM |
| market-walnut5 | $50.00 | $50.00 | 5/28/2010 4:07:08 PM |
| supreme-bonus0 | $25.00 | $25.00 | 5/28/2010 4:05:44 PM |
| deal-hickory5 | $50.00 | $50.00 | 5/28/2010 4:07:35 PM |
| actvtrdr | $35.00 | $35.00 | 5/28/2010 4:06:52 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/28/2010 5:11:47 PM |
| JGB | $100.00 | $100.00 | 5/28/2010 4:06:54 PM |
| honorable-yield | $35.00 | $35.00 | 5/28/2010 4:07:13 PM |
| IIP77 | $25.00 | $25.00 | 5/29/2010 9:22:30 AM |
| Shepherd7 | $30.00 | $30.00 | 5/28/2010 4:10:18 PM |
| micko | $25.00 | $25.00 | 5/29/2010 2:10:13 PM |
| KiwiElf | $25.00 | $25.00 | 5/29/2010 2:09:42 PM |
| lloyd_s | $25.00 | $25.00 | 5/29/2010 3:10:54 PM |
| NR | $25.00 | $25.00 | 5/29/2010 5:51:51 PM |
| asset-equilibrium0 | $50.00 | $50.00 | 5/29/2010 9:47:13 AM |
| DeutscheBank | $25.00 | $25.00 | 5/29/2010 10:52:46 PM |
| listing-trapper3 | $34.98 | $34.98 | 5/29/2010 2:54:59 PM |
| SDNLR | $25.00 | $25.00 | 5/30/2010 10:40:14 AM |
| dollar-birdie | $25.00 | $25.00 | 5/30/2010 10:40:24 AM |
| GreenNotes | $27.38 | $27.38 | 5/30/2010 10:40:28 AM |
| treasure-bliss | $100.00 | $100.00 | 5/29/2010 3:25:38 PM |
| riproaringrapids | $25.00 | $25.00 | 5/30/2010 10:40:25 AM |
| money-explorer3 | $25.00 | $25.00 | 5/30/2010 10:40:31 AM |
| camaraderi-workhorse | $25.00 | $25.00 | 5/30/2010 10:48:35 AM |
| rock-turner | $25.00 | $25.00 | 5/29/2010 3:34:09 PM |
| benefit-squirrel | $25.00 | $25.00 | 5/29/2010 3:34:45 PM |
| systemlender | $25.00 | $25.00 | 5/30/2010 6:37:04 PM |
| simplelender80 | $50.00 | $50.00 | 5/31/2010 12:31:51 PM |
| orange-preeminant-bill | $88.13 | $88.13 | 5/30/2010 10:38:53 AM |
| teller | $25.00 | $25.00 | 5/30/2010 10:40:18 AM |
| autonomous-truth | $25.00 | $25.00 | 5/30/2010 10:40:26 AM |
| AlexTrep | $25.00 | $25.00 | 5/31/2010 11:21:39 AM |
| tallmon | $25.00 | $25.00 | 5/31/2010 4:13:54 PM |
| natural-greenback6 | $25.00 | $25.00 | 6/1/2010 6:39:20 AM |
| the-bid-sorcerer | $25.00 | $25.00 | 6/1/2010 6:39:26 AM |
| DadWarbucks | $25.00 | $25.00 | 5/31/2010 3:56:44 PM |
| oldmora | $40.57 | $40.57 | 6/1/2010 4:37:12 AM |
| payment-gusto | $25.00 | $25.00 | 6/1/2010 6:39:28 AM |
| topher515 | $25.00 | $25.00 | 5/31/2010 4:15:38 PM |
| javajo22 | $25.00 | $25.00 | 6/1/2010 9:39:23 AM |
| rhin0cerx | $50.00 | $50.00 | 6/1/2010 9:48:15 AM |
| power-pagoda | $25.00 | $25.00 | 6/1/2010 9:48:44 AM |
| authoritative-capital | $25.00 | $25.00 | 6/1/2010 10:27:54 AM |
| zone6 | $100.00 | $100.00 | 5/31/2010 9:58:17 PM |
| dime-producer | $25.00 | $25.00 | 6/1/2010 9:12:13 AM |
| svandgts | $50.00 | $50.00 | 6/1/2010 9:57:01 AM |
| impressive-openness7 | $25.00 | $25.00 | 6/1/2010 2:02:24 PM |
| wise-silver-wonder | $25.00 | $25.00 | 6/2/2010 1:49:49 PM |
| head | $25.00 | $25.00 | 6/2/2010 1:50:04 PM |
| theshef | $25.00 | $25.00 | 6/2/2010 1:50:06 PM |
| Sateesh | $47.97 | $47.97 | 6/2/2010 1:50:12 PM |
| flexible-value | $25.00 | $25.00 | 6/2/2010 1:51:14 PM |
| festeringsnot | $25.00 | $25.00 | 6/2/2010 1:51:20 PM |
| FASTIZIO_P | $27.00 | $27.00 | 6/2/2010 1:51:31 PM |
| asmithj | $50.00 | $50.00 | 6/2/2010 4:03:45 PM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 9:37:53 AM |
| KevinC_63366 | $25.00 | $25.00 | 6/2/2010 1:50:08 PM |
| A007 | $25.00 | $25.00 | 6/2/2010 1:50:20 PM |
| Serpent2801 | $25.00 | $25.00 | 6/3/2010 12:07:40 AM |
| the-silver-blaster | $25.00 | $25.00 | 6/2/2010 6:22:20 PM |
| Wowzer | $25.00 | $25.00 | 6/3/2010 6:22:56 AM |
| Sam65 | $25.00 | $25.00 | 6/3/2010 6:23:00 AM |
| simplewareinc | $50.00 | $50.00 | 6/3/2010 6:23:41 AM |
| Plotinus | $29.11 | $29.11 | 6/2/2010 4:48:33 PM |
| famous-bill | $50.00 | $50.00 | 6/3/2010 5:11:43 AM |
| punctual-worth | $25.00 | $25.00 | 6/3/2010 6:06:39 AM |
| DER | $53.41 | $53.41 | 6/3/2010 6:22:57 AM |
| kginatl | $25.00 | $25.00 | 6/3/2010 6:23:01 AM |
| MONEYMATCH | $25.00 | $25.00 | 6/3/2010 6:23:44 AM |
| b-rent | $25.00 | $25.00 | 6/3/2010 3:21:37 PM |
| cospilot | $25.00 | $25.00 | 6/3/2010 6:22:54 AM |
| bnlforever | $25.00 | $25.00 | 6/3/2010 6:22:57 AM |
| marcomnzs | $25.00 | $25.00 | 6/3/2010 6:23:15 AM |
| fortytwo | $50.00 | $50.00 | 6/3/2010 6:23:42 AM |
| rlgnyc | $29.30 | $29.30 | 6/3/2010 6:23:45 AM |
| marketplace-broker3 | $25.00 | $25.00 | 6/3/2010 4:14:12 PM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 2:41:35 PM |
| nuts | $59.06 | $59.06 | 6/4/2010 12:53:49 AM |
| Bob450 | $25.00 | $25.00 | 6/4/2010 6:34:57 AM |
| charles3507 | $33.98 | $33.98 | 6/4/2010 1:28:37 AM |
| zeelender | $25.00 | $25.00 | 6/4/2010 6:39:49 AM |
| compsciman | $31.89 | $31.89 | 6/4/2010 12:45:14 AM |
| foldingbenny2 | $50.00 | $50.00 | 6/4/2010 8:29:24 AM |
| rdecartus | $25.00 | $25.00 | 6/4/2010 1:29:21 AM |
| mclilpaws | $25.00 | $25.00 | 6/4/2010 4:09:41 AM |
| TackingWindward | $25.00 | $25.00 | 6/4/2010 3:25:21 PM |
| wealth-pipeline | $25.00 | $25.00 | 6/4/2010 6:27:26 AM |
| faldska | $25.00 | $25.00 | 6/4/2010 6:39:46 AM |
| reflective-rupee | $75.00 | $75.00 | 6/4/2010 9:29:09 AM |
| bold-attentive-listing | $100.00 | $100.00 | 6/4/2010 9:43:06 AM |
| leverage-monger | $25.00 | $25.00 | 6/4/2010 10:41:38 AM |
| NekHoldings | $25.00 | $25.00 | 6/4/2010 12:07:31 PM |
| top-historic-peso | $26.00 | $26.00 | 5/28/2010 4:06:45 PM |
| orderly-leverage | $30.00 | $30.00 | 5/28/2010 4:06:49 PM |
| Ocean713 | $50.00 | $50.00 | 5/28/2010 4:05:10 PM |
| peace-missile | $25.00 | $25.00 | 5/28/2010 4:05:57 PM |
| SNH | $50.00 | $50.00 | 5/28/2010 4:06:38 PM |
| worth-arch | $25.00 | $25.00 | 5/28/2010 4:06:47 PM |
| personal-lender | $25.00 | $25.00 | 5/28/2010 4:06:59 PM |
| greenwell | $25.00 | $25.00 | 5/28/2010 4:09:45 PM |
| ezg | $25.00 | $25.00 | 5/28/2010 4:10:08 PM |
| desertoasis | $25.00 | $25.00 | 5/28/2010 4:10:39 PM |
| successful-euro | $30.00 | $30.00 | 5/28/2010 4:00:58 PM |
| S-Master | $25.00 | $25.00 | 5/28/2010 4:01:07 PM |
| finance-prescription | $50.00 | $50.00 | 5/28/2010 4:03:10 PM |
| the-payout-hug | $25.00 | $25.00 | 5/28/2010 10:22:41 PM |
| Phantom99 | $25.00 | $25.00 | 5/28/2010 4:06:35 PM |
| Rattlehead | $25.00 | $25.00 | 5/28/2010 4:07:04 PM |
| money-bauble | $75.00 | $75.00 | 5/28/2010 4:07:17 PM |
| supreme-hope | $25.00 | $25.00 | 5/28/2010 4:09:51 PM |
| enigmallc | $25.00 | $25.00 | 5/29/2010 12:27:09 PM |
| Artist_Blue | $25.00 | $25.00 | 5/29/2010 2:21:45 PM |
| hopethisworks | $25.00 | $25.00 | 5/29/2010 2:08:36 PM |
| Kaj | $25.00 | $25.00 | 5/29/2010 2:55:12 PM |
| Comoparklender | $25.00 | $25.00 | 5/29/2010 3:24:50 PM |
| kindness-percolator5 | $25.00 | $25.00 | 5/29/2010 3:34:20 PM |
| jonbozeman | $25.00 | $25.00 | 5/29/2010 4:46:49 PM |
| OCedHrt | $26.00 | $26.00 | 5/30/2010 10:40:19 AM |
| dedicated-diversification5 | $31.58 | $31.58 | 5/30/2010 10:40:27 AM |
| gotjack | $25.00 | $25.00 | 5/29/2010 2:57:24 PM |
| Speculator | $86.91 | $86.91 | 5/30/2010 10:40:30 AM |
| life-is-great | $25.00 | $25.00 | 5/30/2010 10:40:08 AM |
| social-conductor4 | $25.00 | $25.00 | 5/29/2010 3:33:36 PM |
| StrategicFinancier21 | $25.00 | $25.00 | 5/30/2010 11:12:07 AM |
| 108lender | $32.33 | $32.33 | 5/30/2010 5:29:33 PM |
| calkidd05 | $25.00 | $25.00 | 5/29/2010 3:56:54 PM |
| zone6 | $100.00 | $100.00 | 5/30/2010 7:32:30 PM |
| asiaratt | $40.00 | $40.00 | 5/30/2010 9:26:58 PM |
| Bank42 | $50.00 | $50.00 | 5/30/2010 7:53:07 AM |
| decisive-capital | $25.31 | $25.31 | 5/30/2010 10:32:15 AM |
| reward-adventure | $30.00 | $30.00 | 5/30/2010 10:40:11 AM |
| papaloha | $31.88 | $31.88 | 5/30/2010 10:40:22 AM |
| integrity-doctor | $25.00 | $25.00 | 5/31/2010 4:28:48 PM |
| macgeek | $25.00 | $25.00 | 5/31/2010 4:17:03 PM |
| bowdish1 | $48.07 | $48.07 | 5/31/2010 7:37:37 PM |
| Zolton | $27.44 | $27.44 | 5/31/2010 7:42:48 PM |
| brightest-asset-healer | $25.00 | $25.00 | 5/31/2010 1:51:52 PM |
| anton | $150.00 | $150.00 | 6/1/2010 4:48:04 AM |
| brother_tam | $34.64 | $34.64 | 6/1/2010 6:39:24 AM |
| bonus-banker | $25.00 | $25.00 | 6/1/2010 7:11:52 AM |
| GiantAardvark | $25.00 | $25.00 | 6/1/2010 6:39:22 AM |
| gain-boomerang5 | $25.00 | $25.00 | 6/1/2010 9:38:05 AM |
| generous-deal6 | $25.00 | $25.00 | 6/1/2010 9:48:17 AM |
| zorg77 | $25.00 | $25.00 | 6/1/2010 10:36:41 AM |
| Bailador | $25.00 | $25.00 | 6/1/2010 9:48:18 AM |
| unforgettable-fund2 | $25.00 | $25.00 | 5/31/2010 5:41:43 PM |
| unforgettable-order9 | $25.00 | $25.00 | 6/1/2010 10:12:13 AM |
| helping-out | $30.00 | $30.00 | 5/31/2010 6:51:43 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 6/1/2010 11:02:24 AM |
| Viamin | $25.00 | $25.00 | 6/1/2010 11:07:16 AM |
| psa1995 | $25.00 | $25.00 | 5/31/2010 10:11:46 PM |
| MARWARISETH | $25.00 | $25.00 | 6/1/2010 6:39:23 AM |
| seisen | $29.11 | $29.11 | 6/1/2010 7:19:07 AM |
| p2ploan-futurist9 | $50.00 | $50.00 | 6/1/2010 9:39:52 AM |
| borrowmine | $25.00 | $25.00 | 6/1/2010 9:39:59 AM |
| contract-maracas | $50.00 | $50.00 | 6/1/2010 9:40:05 AM |
| upright-revenue7 | $25.00 | $25.00 | 6/1/2010 9:41:49 AM |
| Elbanko | $25.00 | $25.00 | 6/1/2010 9:48:16 AM |
| basis-prodigy | $25.00 | $25.00 | 6/1/2010 11:02:30 AM |
| Interstate_Rate | $250.00 | $250.00 | 6/1/2010 1:26:51 PM |
| shrewd-deal | $25.00 | $25.00 | 6/1/2010 8:21:57 PM |
| jrbill1998 | $50.00 | $50.00 | 6/2/2010 8:14:40 AM |
| five-star-justice | $25.00 | $25.00 | 6/2/2010 8:57:25 AM |
| FeedTheMachine | $47.06 | $47.06 | 6/2/2010 1:49:30 PM |
| nick5454 | $25.00 | $25.00 | 6/2/2010 1:50:05 PM |
| Mantis75 | $25.00 | $25.00 | 6/2/2010 1:50:11 PM |
| JustMee | $25.00 | $25.00 | 6/1/2010 9:10:42 PM |
| affluence-tycoon | $25.00 | $25.00 | 6/2/2010 1:50:13 PM |
| MADAOO7 | $50.00 | $50.00 | 6/2/2010 3:31:42 PM |
| stoopidnoodle | $25.00 | $25.00 | 6/2/2010 3:56:43 PM |
| delivery | $25.00 | $25.00 | 6/2/2010 1:50:09 PM |
| red-favorable-basis | $25.00 | $25.00 | 6/2/2010 1:51:22 PM |
| samo102us | $25.00 | $25.00 | 6/2/2010 2:47:00 PM |
| CC911 | $25.00 | $25.00 | 6/2/2010 5:04:11 PM |
| salala | $25.00 | $25.00 | 6/3/2010 6:22:17 AM |
| gizzywump | $25.00 | $25.00 | 6/3/2010 6:22:55 AM |
| jlr613 | $25.00 | $25.00 | 6/3/2010 6:22:58 AM |
| Learning2Lend | $46.64 | $46.64 | 6/3/2010 6:23:43 AM |
| samaritan5 | $25.00 | $25.00 | 6/3/2010 6:23:48 AM |
| TheColoradoDon | $25.00 | $25.00 | 6/2/2010 4:47:01 PM |
| selfmademan | $25.00 | $25.00 | 6/2/2010 4:48:34 PM |
| johnayan | $25.00 | $25.00 | 6/3/2010 6:22:28 AM |
| joeirps | $25.00 | $25.00 | 6/3/2010 6:23:45 AM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 11:31:38 AM |
| yarg | $25.00 | $25.00 | 6/3/2010 6:22:55 AM |
| revenue-achievement | $25.00 | $25.00 | 6/3/2010 6:22:59 AM |
| saffron4 | $49.27 | $49.27 | 6/3/2010 6:23:28 AM |
| dparkhom | $25.00 | $25.00 | 6/3/2010 6:23:43 AM |
| sharp-money3 | $25.00 | $25.00 | 6/3/2010 10:51:51 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/3/2010 12:03:07 PM |
| vigorous-payment3 | $50.00 | $50.00 | 6/3/2010 12:10:33 PM |
| TCayce | $25.00 | $25.00 | 6/3/2010 7:21:37 PM |
| proper-penny7 | $25.00 | $25.00 | 6/3/2010 4:18:14 PM |
| coolnatkat | $25.00 | $25.00 | 6/3/2010 4:27:20 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 6/3/2010 5:11:46 PM |
| Leshan | $33.33 | $33.33 | 6/3/2010 5:29:09 PM |
| BBL | $25.00 | $25.00 | 6/4/2010 12:54:43 AM |
| derec | $25.00 | $25.00 | 6/4/2010 1:10:50 AM |
| natecam | $25.00 | $25.00 | 6/4/2010 1:34:07 AM |
| thrifty-return | $35.00 | $35.00 | 6/4/2010 1:40:30 AM |
| wwwUniversal | $25.00 | $25.00 | 6/4/2010 2:13:57 PM |
| TheCount | $25.00 | $25.00 | 6/4/2010 10:58:40 AM |
| DasMula | $25.00 | $25.00 | 6/4/2010 3:30:35 PM |
| JeffHoll | $25.00 | $25.00 | 6/4/2010 10:41:14 AM |
| reflective-rupee | $25.00 | $25.00 | 6/4/2010 11:16:03 AM |
| transparency-tomahawk | $25.00 | $25.00 | 6/4/2010 1:10:56 PM |
| reflective-rupee | $500.00 | $401.65 | 6/4/2010 2:11:56 PM |
| sturdy-peace9 | $50.00 | $50.00 | 6/4/2010 3:47:03 PM |
| 211 bids
|
Borrower Payment Dependent Notes Series
460646
This series of Notes was issued and sold upon the funding of the borrower loan #42889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 19.00% |
Starting borrower rate/APR:
| 20.00% / 22.24% |
Starting monthly payment:
| $92.91 |
|
Final lender yield:
| 15.47% |
Final borrower rate/APR:
| 16.47% / 18.66% |
Final monthly payment:
| $88.47 |
| |
|
Auction yield range:
| 7.99% - 19.00% |
Estimated loss impact:
| 8.35% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.12% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 30% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Part-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 2m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 12 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,890 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 10% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| CROSSFIRE7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Getting Married
I plan on using this Loan to pay for some Wedding Costs. Since joining prosper a few years ago, I have come a long way, I have worked very hard and things seem to continue too look up. I am marrying the love of my life and can't wait for our wedding day.
My financial situation: I am currently working two jobs. Both part time. I have had no gaps in employment since 2003 and have always held at least one job although I wear many hats. Currently I am a Student Assistant at the University I'm currently attending and a Part time Inside Sales Rep (hourly+commission) for a Professional Soccer team that just moved locations to the University I attend. I work between 30-40hrs a week between both jobs.
I am a good candidate for this loan because as an existing prosper loan user, I've successfully paid a previous loan well in advance and I know what it means to make this system function. I take everything I do seriously and in an attempt to save some money for my Wedding this November, I want to do the smart thing by saving where possible to ensure that I am setting myself up for success on my road to marriage. My fiancee has been ever so supportive in my going to school and working multiple jobs and has always confided in me. I have been attending school and have relied on loans, but currently face a situation where summer courses that will not be paid for. We have done an extaordinary job of communicating and educating ourselves about our finances as we do not want to fall victim to financial "divorce". We are well aware that money can drive people apart and the numbers back it up. So we are taking preventative measures by making smart financial choices and that's why I've come to PROSPER again. I plan to pay this loan off as promised and as fast as possible, with a track record to prove it in my last listing.
I thank you for your time and you considering me.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you provide break down of monthly income and expenses. This would show you are aware of your financial picture and clarify it to prospective investors and also increase your chances of funding. - friendinmoney
A:
Sorry for the late response... FINALS WEEK...
I make between $1500 and $2200 a month. Varies month to month based on commission.
expenses:
$290/m =car payment
$60-85/m = gas
INSURANCE PAID UPFRONT
$200/m = rent
$150/m= utilities
$150 = food/groceries
$200/m = bills/school
(Jun-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DasMula | $25.00 | $25.00 | 6/1/2010 12:06:11 PM |
| fortytwo | $200.00 | $200.00 | 6/1/2010 11:51:48 AM |
| lively-exchange | $37.00 | $37.00 | 6/3/2010 10:04:21 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/6/2010 9:34:16 PM |
| Sol_Invictus | $25.00 | $25.00 | 6/6/2010 4:32:22 PM |
| MoneyMover | $25.00 | $25.00 | 6/7/2010 8:59:48 AM |
| new-return-faire | $100.00 | $100.00 | 6/7/2010 9:30:12 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/7/2010 9:45:15 AM |
| woodslip | $25.00 | $25.00 | 6/7/2010 6:34:33 PM |
| gjm6d | $25.00 | $25.00 | 6/7/2010 7:22:34 PM |
| djenge | $32.59 | $32.59 | 6/8/2010 7:37:44 AM |
| exciting-fairness | $200.00 | $200.00 | 6/8/2010 9:31:45 AM |
| sensational-penny | $50.00 | $50.00 | 6/8/2010 7:54:40 AM |
| santhana | $25.41 | $25.41 | 6/8/2010 11:14:59 AM |
| partyplan | $40.00 | $22.87 | 6/8/2010 9:07:34 AM |
| friendinmoney | $36.23 | $36.23 | 6/8/2010 11:41:31 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:39:25 AM |
| loyalist1 | $100.00 | $100.00 | 6/1/2010 12:13:28 PM |
| vine99 | $65.00 | $65.00 | 6/2/2010 8:48:14 PM |
| special-rupee | $30.00 | $30.00 | 6/4/2010 10:33:22 AM |
| Aberdeen | $400.00 | $400.00 | 6/5/2010 1:31:47 PM |
| blooming-kindness | $25.00 | $25.00 | 6/5/2010 2:25:21 PM |
| wlm3012 | $25.00 | $25.00 | 6/6/2010 10:53:54 AM |
| twjh | $25.00 | $25.00 | 6/6/2010 1:21:06 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 6/5/2010 6:34:24 AM |
| help4u | $150.00 | $150.00 | 6/6/2010 5:57:15 AM |
| Coppercanyon | $50.00 | $50.00 | 6/6/2010 7:18:45 PM |
| CapricornLending | $30.00 | $30.00 | 6/7/2010 5:49:42 AM |
| CaliforniaSun | $25.00 | $25.00 | 6/6/2010 6:28:15 PM |
| income-rotation9 | $25.00 | $25.00 | 6/7/2010 6:17:09 AM |
| FinanciallySavvyMom | $25.00 | $25.00 | 6/7/2010 11:50:45 AM |
| VA720 | $30.00 | $30.00 | 6/7/2010 4:12:12 PM |
| cleo1255 | $50.00 | $50.00 | 6/7/2010 7:07:34 PM |
| Leshan | $100.00 | $100.00 | 6/7/2010 7:06:49 PM |
| nalaari | $40.00 | $40.00 | 6/8/2010 7:03:29 AM |
| glenium | $25.00 | $25.00 | 6/8/2010 10:11:41 AM |
| Nasdaq | $25.00 | $25.00 | 6/8/2010 11:08:14 AM |
| santhana | $25.90 | $25.90 | 6/8/2010 11:14:16 AM |
| MattProsper | $100.00 | $100.00 | 6/8/2010 9:36:49 AM |
| riveting-credit5 | $200.00 | $200.00 | 6/8/2010 11:38:51 AM |
| 40 bids
|
Borrower Payment Dependent Notes Series
460738
This series of Notes was issued and sold upon the funding of the borrower loan #42886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $30.92 |
|
Final lender yield:
| 5.00% |
Final borrower rate/APR:
| 6.00% / 6.34% |
Final monthly payment:
| $30.42 |
| |
|
Auction yield range:
| 2.99% - 6.10% |
Estimated loss impact:
| 0.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
8 | Length of status: | 1y 8m |
|
Credit score:
| 780-799 (Jun-2010) |
Total credit lines:
| 37 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,826 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| camellia25 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2008)
680-699
(Feb-2008)
|
|
Principal balance:
| $2,938.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Paying off a high-interest loan
Purpose of loan:
This loan will be used to?
pay off a high interest loan.
My financial situation:
I am a good candidate for this loan because?I have a good history of paying my bills. I have a current prosper loan that I have paid on for two years and have never missed a payment. I have a steady income and am reliable and responsible with my money.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sweety075 | $25.00 | $25.00 | 6/2/2010 8:39:38 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 6/3/2010 3:01:08 PM |
| seineil | $25.00 | $25.00 | 6/4/2010 2:04:11 AM |
| cebgop | $25.00 | $24.60 | 6/4/2010 9:02:05 PM |
| Angel3Cnu | $25.00 | $25.00 | 6/6/2010 1:42:37 PM |
| jimduism | $25.00 | $25.00 | 6/7/2010 12:11:53 PM |
| RandyL3 | $200.00 | $200.00 | 6/6/2010 5:24:35 PM |
| YummiBear | $25.00 | $25.00 | 6/7/2010 6:44:20 PM |
| 1phantom | $50.00 | $50.00 | 6/8/2010 10:07:38 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:10:52 AM |
| charliecubs | $25.00 | $25.00 | 6/1/2010 9:33:18 PM |
| WealthBuildingLessons | $25.00 | $25.00 | 6/3/2010 7:05:30 PM |
| outofoffice | $75.00 | $75.00 | 6/4/2010 8:03:20 AM |
| HealthAndSafety | $100.00 | $100.00 | 6/4/2010 7:44:59 PM |
| payontime1 | $25.00 | $25.00 | 6/4/2010 7:39:45 PM |
| JohnSmith10 | $25.00 | $25.00 | 6/6/2010 11:02:46 AM |
| focused-dime8 | $25.00 | $25.00 | 6/6/2010 6:32:00 PM |
| bayou | $25.00 | $25.00 | 6/7/2010 7:55:43 AM |
| Peacepower | $25.40 | $25.40 | 6/6/2010 8:01:37 AM |
| dbanwart | $25.00 | $25.00 | 6/7/2010 10:30:19 AM |
| knark | $25.00 | $25.00 | 6/7/2010 9:05:28 AM |
| redtilapia | $25.00 | $25.00 | 6/7/2010 2:39:53 PM |
| GBlack | $25.00 | $25.00 | 6/8/2010 9:41:31 AM |
| alphabet76 | $25.00 | $25.00 | 6/8/2010 11:43:45 AM |
| 24 bids
|
Borrower Payment Dependent Notes Series
460770
This series of Notes was issued and sold upon the funding of the borrower loan #42875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 27.90% |
Final borrower rate/APR:
| 28.90% / 32.90% |
Final monthly payment:
| $41.85 |
| |
|
Auction yield range:
| 13.99% - 34.00% |
Estimated loss impact:
| 15.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.93% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 6
/
4 | Length of status: | 21y 9m |
|
Credit score:
| 600-619 (May-2010) |
Total credit lines:
| 13 |
Occupation: | Laborer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 7 | | | | |
|
Screen name:
| tender-bazaar |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2009)
640-659
(Oct-2009)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
payoff credit card
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you share with us your monthly income and expenses?
Also, what are those 7 delinquencies involved? Thanks. - unger
A:
$1600
(Jun-05-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-prescription | $50.00 | $50.00 | 6/1/2010 12:00:46 PM |
| alexgalt | $100.00 | $100.00 | 6/1/2010 12:02:35 PM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 3:05:20 PM |
| realtormoises | $25.00 | $25.00 | 6/4/2010 10:00:41 AM |
| DonDiego | $25.00 | $1.94 | 6/4/2010 5:51:12 PM |
| rubylender | $25.00 | $25.00 | 6/6/2010 6:35:02 AM |
| wlm3012 | $25.00 | $25.00 | 6/5/2010 10:58:29 AM |
| GS-ROCK | $25.00 | $25.00 | 6/7/2010 8:24:42 AM |
| exchange-cowbell5 | $50.00 | $50.00 | 6/7/2010 12:40:52 PM |
| melito75 | $25.00 | $25.00 | 6/7/2010 3:37:00 PM |
| EngineersAlliance | $25.00 | $25.00 | 6/7/2010 4:57:56 PM |
| BigBizBuilder | $250.00 | $250.00 | 6/8/2010 9:52:59 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/8/2010 8:45:39 AM |
| Kash2010lu | $35.00 | $35.00 | 6/8/2010 11:43:26 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/2/2010 10:45:47 AM |
| transaction-circuit | $25.00 | $25.00 | 6/2/2010 4:47:46 PM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 8:11:32 AM |
| income-rocker2 | $38.06 | $38.06 | 6/6/2010 8:43:32 AM |
| Leshan | $100.00 | $100.00 | 6/7/2010 7:17:52 PM |
| pellet | $25.00 | $25.00 | 6/8/2010 11:34:09 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:44:10 AM |
| tigercat | $50.00 | $50.00 | 6/8/2010 10:43:40 AM |
| 22 bids
|
Borrower Payment Dependent Notes Series
460966
This series of Notes was issued and sold upon the funding of the borrower loan #42855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-07-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $226.18 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 3 |
Inquiries last 6m:
| 6 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
5 | Length of status: | 9y 4m |
|
Credit score:
| 780-799 (May-2010) |
Total credit lines:
| 23 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $179 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 11% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 5 | | | | |
|
Screen name:
| resolute-kindness9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards!!!
Purpose of loan:Pay Off credit card debt!
This loan will be used to end my use of credit cards!
My financial situation: I am working towards a debt free life and currently have a very low debt to income ratio, but because of some mistakes in my teenage years my FICA score continues to suffer.
I am a good candidate for this loan because am military with a family. I currently work 2 jobs to continue to pay down debt and this loan would just help me in the next step.
Monthly net income: $ 7100
??Housing: $2074
??Insurance: $57
??Car expenses: $460
??Utilities: $150
??Phone, cable, internet: $140
??Food, entertainment: $500
??Clothing, household expenses $100
??Credit cards and other loans: $400
??Other expenses: $350
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Thank you for validating employment and income. Meets Military Credit Index. - Military-2-Military
A:
your welcome
(Jun-03-2010)
Q:
Please explain the delinquincies shown on your listing. Please answer publicly. Thanks. - tigercat
A:
My delinquencies are from my previous marriage. My ex-wife received numerous parking tickets while using a car that was registered in my name but failed to mention any of them to me. First notice I got was from collections. She also drained my bank account while I was deployed which caused my automatic payments to be canceled. As you can see I no longer have any delinquencies.
(Jun-03-2010)
Q:
Great Credit Score! Thanks for your Sub Service!!! - JGuide
A:
thank you!
(Jun-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| burrito6 | $25.00 | $25.00 | 6/2/2010 4:14:34 PM |
| AlexTrep | $25.00 | $25.00 | 6/2/2010 4:24:32 PM |
| Caerus | $25.00 | $25.00 | 6/2/2010 4:19:28 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/2/2010 4:19:39 PM |
| inspiring-reward | $200.00 | $200.00 | 6/2/2010 4:19:59 PM |
| transaction-eclipse | $25.00 | $25.00 | 6/2/2010 4:44:15 PM |
| autonomous-truth | $50.00 | $50.00 | 6/2/2010 4:23:47 PM |
| reflective-rupee | $100.00 | $100.00 | 6/2/2010 4:46:11 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/2/2010 4:23:56 PM |
| reflective-rupee | $100.00 | $100.00 | 6/2/2010 4:46:23 PM |
| helping-out | $35.00 | $35.00 | 6/2/2010 4:25:35 PM |
| loan-kung-fu | $25.00 | $25.00 | 6/2/2010 4:50:35 PM |
| bold-principal-thinker | $25.00 | $25.00 | 6/2/2010 4:43:28 PM |
| zone6 | $100.00 | $100.00 | 6/2/2010 4:19:09 PM |
| Buffer10 | $25.00 | $25.00 | 6/2/2010 4:19:34 PM |
| skuba | $25.00 | $25.00 | 6/2/2010 4:20:02 PM |
| autonomous-truth | $50.00 | $50.00 | 6/2/2010 8:34:37 PM |
| Aleut | $25.00 | $25.00 | 6/2/2010 4:24:14 PM |
| rock-turner | $25.00 | $25.00 | 6/2/2010 4:45:09 PM |
| 108lender | $75.00 | $75.00 | 6/2/2010 4:45:20 PM |
| Vess | $25.00 | $25.00 | 6/2/2010 10:26:45 PM |
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 5:36:41 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/3/2010 10:05:38 AM |
| Military-2-Military | $1,000.00 | $1,000.00 | 6/2/2010 8:20:53 PM |
| S-Master | $25.00 | $25.00 | 6/3/2010 1:17:54 PM |
| FL-Lender | $25.00 | $25.00 | 6/3/2010 3:27:08 PM |
| Amber_Stone | $25.00 | $25.00 | 6/3/2010 9:19:07 AM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 3:32:20 PM |
| macbeck22 | $25.00 | $25.00 | 6/4/2010 1:09:11 AM |
| ThisGuyIKnow | $25.00 | $25.00 | 6/4/2010 1:40:46 AM |
| djh47a | $25.00 | $25.00 | 6/4/2010 1:41:00 AM |
| time4aloan | $25.00 | $25.00 | 6/4/2010 1:42:16 AM |
| kindness-percolator5 | $25.00 | $25.00 | 6/4/2010 1:42:26 AM |
| safe-kindness5 | $25.76 | $25.76 | 6/4/2010 9:35:46 AM |
| hptcrabbers | $25.00 | $25.00 | 6/4/2010 10:29:48 AM |
| first-serene-credit | $25.00 | $25.00 | 6/4/2010 9:00:15 AM |
| Gibbyland | $50.00 | $50.00 | 6/4/2010 1:31:19 AM |
| nanda | $25.00 | $25.00 | 6/4/2010 3:38:26 PM |
| systemlender | $25.00 | $25.00 | 6/4/2010 7:16:04 AM |
| glowing-commerce | $25.00 | $0.93 | 6/4/2010 3:59:40 PM |
| euro-banker | $25.00 | $25.00 | 6/4/2010 12:44:50 PM |
| gimincorp | $25.00 | $25.00 | 6/4/2010 9:36:57 AM |
| SongBirdProphecy | $25.00 | $25.00 | 6/4/2010 11:30:27 AM |
| sensible-fund | $27.60 | $27.60 | 6/5/2010 4:29:00 AM |
| thomas16882004 | $25.00 | $25.00 | 6/4/2010 6:18:11 PM |
| i2amme | $25.00 | $25.00 | 6/5/2010 8:43:54 AM |
| gpuck | $25.00 | $25.00 | 6/4/2010 8:46:56 PM |
| MrDance123 | $50.00 | $50.00 | 6/5/2010 1:40:46 PM |
| top-tranquil-justice | $25.00 | $25.00 | 6/5/2010 3:17:55 PM |
| reflective-rupee | $50.00 | $50.00 | 6/6/2010 1:23:41 PM |
| glroark | $50.00 | $50.00 | 6/6/2010 4:39:10 PM |
| Underzenith85 | $25.00 | $25.00 | 6/6/2010 4:57:38 PM |
| Coppercanyon | $52.37 | $52.37 | 6/6/2010 7:22:41 PM |
| credit-coach118 | $45.00 | $45.00 | 6/5/2010 8:52:26 PM |
| balanced-return5 | $25.00 | $25.00 | 6/7/2010 10:33:10 AM |
| reflective-rupee | $100.00 | $100.00 | 6/6/2010 1:23:22 PM |
| RMB-Investments | $25.00 | $25.00 | 6/2/2010 4:14:36 PM |
| SBT | $25.00 | $25.00 | 6/2/2010 4:19:42 PM |
| swoosh | $25.00 | $25.00 | 6/2/2010 4:19:50 PM |
| platinum-genetics | $50.00 | $50.00 | 6/2/2010 4:22:23 PM |
| reward-adventure | $25.00 | $25.00 | 6/2/2010 4:19:30 PM |
| marketplace-buckeye | $25.00 | $25.00 | 6/2/2010 4:19:48 PM |
| kind-efficient-credit | $25.00 | $25.00 | 6/2/2010 4:19:56 PM |
| TheBaldGuy | $25.00 | $25.00 | 6/2/2010 4:43:06 PM |
| svandgts | $50.00 | $50.00 | 6/2/2010 4:24:43 PM |
| IIP77 | $25.00 | $25.00 | 6/2/2010 4:49:50 PM |
| cloud8 | $25.00 | $25.00 | 6/2/2010 4:44:08 PM |
| mizount | $25.00 | $25.00 | 6/2/2010 4:48:07 PM |
| gelidfrank | $25.00 | $25.00 | 6/2/2010 4:19:45 PM |
| Diamond_Jim | $25.00 | $25.00 | 6/2/2010 4:19:53 PM |
| simplelender80 | $50.00 | $50.00 | 6/2/2010 4:24:42 PM |
| CaptainCrunch | $100.00 | $100.00 | 6/3/2010 2:03:14 AM |
| selfmademan | $25.00 | $25.00 | 6/2/2010 7:07:55 PM |
| imlosttoo | $25.00 | $25.00 | 6/3/2010 6:21:50 AM |
| sensational-peace6 | $25.00 | $25.00 | 6/2/2010 9:18:11 PM |
| upright-revenue7 | $25.00 | $25.00 | 6/2/2010 4:51:46 PM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 5:36:44 PM |
| skillful-asset5 | $55.00 | $55.00 | 6/3/2010 1:57:53 PM |
| sharp-money3 | $25.00 | $25.00 | 6/3/2010 10:51:53 AM |
| MonkeyB | $25.00 | $25.00 | 6/3/2010 12:22:08 PM |
| SeeksValue | $25.00 | $25.00 | 6/3/2010 5:42:22 PM |
| Skeptical-one | $25.00 | $25.00 | 6/3/2010 8:18:44 PM |
| social-conductor4 | $25.00 | $25.00 | 6/4/2010 1:41:40 AM |
| LuvToLend | $25.00 | $25.00 | 6/4/2010 12:45:33 AM |
| unger | $50.00 | $50.00 | 6/4/2010 4:36:20 AM |
| Branch95 | $25.00 | $25.00 | 6/3/2010 7:15:56 PM |
| superb-kindness2 | $25.00 | $25.00 | 6/4/2010 7:21:35 AM |
| shrewd-peace7 | $25.00 | $25.00 | 6/4/2010 7:30:47 AM |
| SongBirdProphecy | $25.00 | $25.00 | 6/4/2010 11:29:00 AM |
| phredd | $25.00 | $25.00 | 6/4/2010 1:33:35 AM |
| JGuide | $200.01 | $200.01 | 6/4/2010 10:50:47 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 6/4/2010 7:16:33 AM |
| HHP | $25.00 | $25.00 | 6/4/2010 3:57:25 PM |
| tigercat | $50.00 | $50.00 | 6/4/2010 8:43:40 AM |
| auction-workhorse679 | $25.00 | $25.00 | 6/4/2010 9:36:59 AM |
| vigilance-apple3 | $103.33 | $103.33 | 6/4/2010 10:27:13 AM |
| loanman2007 | $150.00 | $150.00 | 6/4/2010 10:37:50 AM |
| beyondmanagement | $25.00 | $25.00 | 6/4/2010 11:49:44 AM |
| MilitaryLending | $25.00 | $25.00 | 6/4/2010 9:11:41 PM |
| cybercop45 | $50.00 | $50.00 | 6/6/2010 10:29:22 AM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 8:58:44 AM |
| asset-trumpeter | $50.00 | $50.00 | 6/6/2010 7:45:01 PM |
| shiregroup | $30.00 | $30.00 | 6/6/2010 9:01:36 AM |
| greenback-chairman5 | $25.00 | $25.00 | 6/6/2010 11:17:33 AM |
| the-payout-hug | $25.00 | $25.00 | 6/7/2010 8:45:15 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/7/2010 9:48:44 AM |
| 106 bids
|
Borrower Payment Dependent Notes Series
460984
This series of Notes was issued and sold upon the funding of the borrower loan #42843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-04-2010 |
|
|
Starting lender yield:
| 8.30% |
Starting borrower rate/APR:
| 9.30% / 9.64% |
Starting monthly payment:
| $319.40 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $319.40 |
| |
|
Auction yield range:
| 2.99% - 8.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 22
/
21 | Length of status: | 32y 5m |
|
Credit score:
| 840-859 (Jun-2010) |
Total credit lines:
| 67 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $18,963 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 13% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| social-equinox |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Spouse medical expenses
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GrommetPosse | $25.00 | $25.00 | 6/2/2010 4:13:30 PM |
| SNH | $50.00 | $50.00 | 6/2/2010 4:15:05 PM |
| credit-scout7 | $30.00 | $30.00 | 6/2/2010 4:15:45 PM |
| truth-image | $50.00 | $50.00 | 6/2/2010 4:15:50 PM |
| meenan | $25.00 | $25.00 | 6/2/2010 4:15:54 PM |
| afotherg | $40.00 | $40.00 | 6/2/2010 4:16:02 PM |
| seabass123 | $25.00 | $25.00 | 6/2/2010 4:16:49 PM |
| david5000 | $50.00 | $50.00 | 6/2/2010 4:17:12 PM |
| justice-dna | $35.00 | $35.00 | 6/2/2010 4:17:51 PM |
| psa1995 | $50.00 | $50.00 | 6/2/2010 4:18:22 PM |
| Bank42 | $50.00 | $50.00 | 6/2/2010 4:14:11 PM |
| rosie777 | $30.00 | $30.00 | 6/2/2010 4:14:30 PM |
| meux99 | $25.00 | $25.00 | 6/2/2010 4:14:41 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/2/2010 4:14:42 PM |
| briphi | $100.00 | $100.00 | 6/2/2010 4:15:16 PM |
| klinebarger | $25.00 | $25.00 | 6/2/2010 4:15:32 PM |
| kegs | $100.00 | $100.00 | 6/2/2010 4:16:27 PM |
| kenji4861 | $25.00 | $25.00 | 6/2/2010 4:16:34 PM |
| flexible-value | $28.00 | $28.00 | 6/2/2010 4:17:01 PM |
| moltopaolo | $50.00 | $50.00 | 6/2/2010 4:17:16 PM |
| rolex77 | $25.00 | $25.00 | 6/2/2010 4:25:11 PM |
| calkidd05 | $25.00 | $25.00 | 6/2/2010 4:26:26 PM |
| jeffpac | $45.00 | $45.00 | 6/2/2010 4:47:23 PM |
| fireboss | $25.00 | $25.00 | 6/2/2010 4:48:23 PM |
| delicious-social132 | $40.00 | $40.00 | 6/2/2010 4:26:15 PM |
| GElender | $50.00 | $50.00 | 6/2/2010 4:49:40 PM |
| bonFire8 | $25.00 | $25.00 | 6/2/2010 4:43:08 PM |
| thorough-exchange4 | $40.00 | $40.00 | 6/2/2010 4:55:00 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/2/2010 4:15:09 PM |
| harty | $60.00 | $60.00 | 6/2/2010 4:15:47 PM |
| mlopez2007 | $50.00 | $50.00 | 6/2/2010 5:04:27 PM |
| power-defender7 | $25.00 | $25.00 | 6/2/2010 4:16:06 PM |
| platinum-genetics | $50.00 | $50.00 | 6/2/2010 5:04:52 PM |
| RICHMONDREB | $25.00 | $25.00 | 6/2/2010 5:04:58 PM |
| american6 | $50.00 | $50.00 | 6/2/2010 4:16:22 PM |
| Composure1 | $25.00 | $25.00 | 6/2/2010 5:05:03 PM |
| investmentgroup | $25.00 | $25.00 | 6/2/2010 4:16:30 PM |
| evnagelist | $25.00 | $25.00 | 6/2/2010 4:16:40 PM |
| tntmojave | $25.00 | $25.00 | 6/2/2010 4:16:52 PM |
| figs4u2 | $80.00 | $80.00 | 6/2/2010 4:17:03 PM |
| rose88 | $25.00 | $25.00 | 6/2/2010 4:17:33 PM |
| ezg | $50.00 | $50.00 | 6/2/2010 4:17:56 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/2/2010 4:18:05 PM |
| payout-banker4 | $25.00 | $25.00 | 6/2/2010 4:18:12 PM |
| pauledgarm | $50.00 | $50.00 | 6/2/2010 4:18:19 PM |
| zone6 | $100.00 | $100.00 | 6/2/2010 4:18:51 PM |
| kindness-percolator5 | $25.00 | $25.00 | 6/2/2010 7:07:50 PM |
| SJM10011a | $25.00 | $25.00 | 6/2/2010 7:27:06 PM |
| buckyhead2000 | $25.00 | $25.00 | 6/2/2010 4:54:04 PM |
| workinghardoregon | $25.00 | $25.00 | 6/2/2010 9:11:36 PM |
| MichaelNYC | $50.00 | $50.00 | 6/2/2010 4:56:18 PM |
| Tech-Entrepreneur | $25.00 | $25.00 | 6/2/2010 9:32:44 PM |
| Attract | $25.00 | $25.00 | 6/2/2010 5:04:58 PM |
| TheBestDad | $25.00 | $25.00 | 6/2/2010 11:26:37 PM |
| NR | $25.00 | $25.00 | 6/2/2010 11:51:36 PM |
| Zipperdu | $50.00 | $50.00 | 6/2/2010 5:40:52 PM |
| the-silver-blaster | $25.00 | $25.00 | 6/2/2010 6:22:51 PM |
| RandyL3 | $25.00 | $25.00 | 6/2/2010 7:08:28 PM |
| jga516 | $25.00 | $25.00 | 6/2/2010 4:43:10 PM |
| blissful-note7 | $25.00 | $25.00 | 6/2/2010 4:47:39 PM |
| movistar | $25.00 | $25.00 | 6/2/2010 10:22:00 PM |
| geniusj | $25.00 | $25.00 | 6/2/2010 4:48:16 PM |
| Turkish101 | $25.00 | $25.00 | 6/3/2010 1:06:38 AM |
| five-star-justice | $32.25 | $32.25 | 6/3/2010 6:56:39 AM |
| generous-deal6 | $25.00 | $25.00 | 6/2/2010 5:04:59 PM |
| Merganser | $25.00 | $25.00 | 6/2/2010 5:05:05 PM |
| tekkie2412 | $25.00 | $25.00 | 6/2/2010 5:05:36 PM |
| icchok | $50.00 | $50.00 | 6/3/2010 9:37:04 AM |
| inspired-contract9 | $50.00 | $50.00 | 6/3/2010 3:07:45 PM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 11:32:04 AM |
| Crono24 | $25.00 | $25.00 | 6/2/2010 9:36:46 PM |
| CirC | $25.00 | $25.00 | 6/2/2010 11:51:34 PM |
| blackstar | $25.00 | $25.00 | 6/3/2010 7:17:42 AM |
| Cheburashka | $25.00 | $25.00 | 6/3/2010 9:11:40 AM |
| revenue-officer36 | $100.00 | $100.00 | 6/3/2010 9:36:52 AM |
| nonukem | $25.00 | $25.00 | 6/3/2010 1:11:37 PM |
| bestman | $50.00 | $50.00 | 6/3/2010 1:21:37 PM |
| lostontheedge | $25.00 | $25.00 | 6/3/2010 10:21:36 PM |
| totoro | $25.00 | $25.00 | 6/4/2010 12:53:36 AM |
| hopethisworks | $99.51 | $99.51 | 6/4/2010 12:54:18 AM |
| cingular | $25.00 | $25.00 | 6/4/2010 1:11:48 AM |
| ClearLake | $25.00 | $25.00 | 6/4/2010 1:12:29 AM |
| Jassi | $25.00 | $25.00 | 6/4/2010 1:32:43 AM |
| devoider | $25.00 | $25.00 | 6/4/2010 1:40:41 AM |
| flwah | $25.00 | $25.00 | 6/3/2010 8:56:35 PM |
| steady-gain5 | $25.00 | $25.00 | 6/4/2010 1:42:29 AM |
| wormdc | $25.00 | $25.00 | 6/3/2010 11:39:51 PM |
| Walkingcowboy | $25.00 | $25.00 | 6/4/2010 1:11:51 AM |
| Castellan | $25.00 | $25.00 | 6/4/2010 1:12:59 AM |
| head | $25.00 | $25.00 | 6/4/2010 1:13:33 AM |
| green-glowing-gain | $25.00 | $25.00 | 6/4/2010 7:15:42 AM |
| USMC0311 | $25.00 | $25.00 | 6/4/2010 1:31:06 AM |
| srgriff | $25.00 | $25.00 | 6/4/2010 1:33:40 AM |
| Railbird | $25.00 | $25.00 | 6/4/2010 1:33:54 AM |
| blackberry9 | $25.00 | $25.00 | 6/4/2010 1:40:37 AM |
| contract-eagle | $50.00 | $50.00 | 6/4/2010 1:40:50 AM |
| Toby1montana | $56.99 | $56.99 | 6/4/2010 1:40:55 AM |
| SnE | $25.68 | $25.68 | 6/4/2010 7:45:46 AM |
| important-ore | $66.31 | $66.31 | 6/4/2010 1:41:58 AM |
| NATIVEBORN | $25.00 | $25.00 | 6/4/2010 1:42:30 AM |
| alpinaut | $25.00 | $25.00 | 6/4/2010 8:10:04 AM |
| financeboy | $30.00 | $30.00 | 6/4/2010 8:30:28 AM |
| life-is-great | $25.00 | $25.00 | 6/4/2010 2:59:46 AM |
| InvestorPartners | $25.00 | $25.00 | 6/4/2010 3:19:42 AM |
| phillipd48 | $25.00 | $25.00 | 6/4/2010 9:05:11 AM |
| healthy-p2ploan | $25.00 | $25.00 | 6/4/2010 9:34:44 AM |
| neutrino6 | $25.00 | $25.00 | 6/4/2010 9:35:14 AM |
| sjlnn | $29.85 | $29.85 | 6/4/2010 4:49:41 AM |
| Searlzy | $25.00 | $25.00 | 6/4/2010 5:20:13 AM |
| saihu | $25.00 | $25.00 | 6/4/2010 9:35:31 AM |
| Sam65 | $25.00 | $25.00 | 6/4/2010 5:34:53 AM |
| a-special-power | $25.00 | $25.00 | 6/4/2010 9:36:17 AM |
| scrappy-bonus2 | $25.00 | $25.00 | 6/4/2010 9:36:38 AM |
| tbrnet | $25.00 | $25.00 | 6/4/2010 7:15:40 AM |
| Divot | $25.00 | $25.00 | 6/3/2010 10:12:29 PM |
| worlds-best-auction | $25.00 | $25.00 | 6/4/2010 10:40:31 AM |
| BayShell | $35.23 | $35.23 | 6/4/2010 12:54:14 AM |
| cash-queen | $25.00 | $25.00 | 6/4/2010 9:35:28 AM |
| dtrain5 | $50.00 | $50.00 | 6/4/2010 9:35:36 AM |
| sb0453 | $25.00 | $25.00 | 6/4/2010 9:35:38 AM |
| MTLoans | $25.00 | $25.00 | 6/4/2010 1:30:06 AM |
| revmax | $25.00 | $25.00 | 6/4/2010 9:36:31 AM |
| museic1 | $25.00 | $25.00 | 6/4/2010 1:32:39 AM |
| camaraderi-workhorse | $50.00 | $50.00 | 6/4/2010 9:36:34 AM |
| lamarsam | $25.00 | $25.00 | 6/4/2010 9:36:36 AM |
| xphile | $25.00 | $25.00 | 6/4/2010 1:33:51 AM |
| perlindc | $100.00 | $100.00 | 6/4/2010 9:37:43 AM |
| minista | $25.00 | $25.00 | 6/4/2010 1:36:09 AM |
| SonomaHills | $25.00 | $25.00 | 6/4/2010 1:40:45 AM |
| wwwUniversal | $25.00 | $25.00 | 6/4/2010 9:46:31 AM |
| schpere | $25.00 | $25.00 | 6/4/2010 1:42:03 AM |
| djs81 | $48.24 | $36.37 | 6/4/2010 3:37:55 PM |
| TheCount | $25.00 | $25.00 | 6/4/2010 10:56:26 AM |
| 1fortheroad | $25.00 | $25.00 | 6/4/2010 8:59:43 AM |
| jaker | $25.00 | $25.00 | 6/4/2010 9:35:31 AM |
| zwx1997 | $25.00 | $25.00 | 6/4/2010 9:35:42 AM |
| chillware | $25.00 | $25.00 | 6/4/2010 9:36:16 AM |
| otter | $25.00 | $25.00 | 6/4/2010 9:36:32 AM |
| Captain88 | $25.00 | $25.00 | 6/4/2010 2:20:16 PM |
| jjb3 | $25.00 | $25.00 | 6/4/2010 9:37:06 AM |
| Tasmir | $25.00 | $25.00 | 6/4/2010 9:37:17 AM |
| brewlots | $50.00 | $50.00 | 6/4/2010 11:54:42 AM |
| DukSerduk | $25.00 | $25.00 | 6/4/2010 12:44:58 PM |
| ATOHokie | $25.00 | $25.00 | 6/4/2010 3:08:20 PM |
| Ven58 | $25.00 | $25.00 | 6/4/2010 5:49:35 PM |
| saver20 | $25.00 | $25.00 | 6/2/2010 4:14:04 PM |
| alexstar | $25.00 | $25.00 | 6/2/2010 4:15:39 PM |
| golden-responsibility189 | $50.00 | $50.00 | 6/2/2010 4:15:43 PM |
| rescue | $100.00 | $100.00 | 6/2/2010 4:16:04 PM |
| a-responsible-return | $25.00 | $25.00 | 6/2/2010 4:16:18 PM |
| gauss02 | $25.00 | $25.00 | 6/2/2010 4:17:21 PM |
| rjw_mpwr | $25.00 | $25.00 | 6/2/2010 4:17:34 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 6/2/2010 4:17:36 PM |
| simplelender80 | $100.00 | $100.00 | 6/2/2010 4:18:14 PM |
| power-pagoda | $25.00 | $25.00 | 6/2/2010 4:18:32 PM |
| nuclearmoose | $25.00 | $25.00 | 6/2/2010 4:13:35 PM |
| nunnie | $25.00 | $25.00 | 6/2/2010 4:13:46 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/2/2010 4:15:59 PM |
| Ocean713 | $50.00 | $50.00 | 6/2/2010 4:16:19 PM |
| riproaringrapids | $25.00 | $25.00 | 6/2/2010 4:16:21 PM |
| credit-coach118 | $40.00 | $40.00 | 6/2/2010 4:16:45 PM |
| gigabit | $50.00 | $50.00 | 6/2/2010 4:17:49 PM |
| saritha | $25.00 | $25.00 | 6/2/2010 4:25:13 PM |
| teller | $60.00 | $60.00 | 6/2/2010 4:25:41 PM |
| svandgts | $50.00 | $50.00 | 6/2/2010 4:18:36 PM |
| JGB | $32.15 | $32.15 | 6/2/2010 4:26:02 PM |
| KHODADAD | $50.00 | $50.00 | 6/2/2010 4:26:27 PM |
| favorable-order8 | $25.00 | $25.00 | 6/2/2010 4:42:29 PM |
| schnatty | $50.00 | $50.00 | 6/2/2010 4:25:43 PM |
| heretoprosper | $25.00 | $25.00 | 6/2/2010 4:25:54 PM |
| DadWarbucks | $25.00 | $25.00 | 6/2/2010 4:50:28 PM |
| lloyd_s | $25.00 | $25.00 | 6/2/2010 4:44:32 PM |
| kulender | $30.00 | $30.00 | 6/2/2010 4:13:41 PM |
| Guiren | $100.00 | $100.00 | 6/2/2010 4:55:03 PM |
| successful-euro | $30.00 | $30.00 | 6/2/2010 4:14:15 PM |
| money-bauble | $75.00 | $75.00 | 6/2/2010 4:47:43 PM |
| dharma1 | $25.00 | $25.00 | 6/2/2010 4:14:45 PM |
| systemlender | $25.00 | $25.00 | 6/2/2010 4:47:51 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/2/2010 4:15:07 PM |
| 108lender | $45.18 | $45.18 | 6/2/2010 5:04:33 PM |
| CaptainBlueberry | $25.00 | $25.00 | 6/2/2010 5:05:01 PM |
| bold-durability-drum | $50.00 | $50.00 | 6/2/2010 4:16:24 PM |
| Marathoner | $25.00 | $25.00 | 6/2/2010 4:16:39 PM |
| Ivan2007 | $25.00 | $25.00 | 6/2/2010 4:16:43 PM |
| Phantom99 | $25.00 | $25.00 | 6/2/2010 4:16:48 PM |
| generator596 | $50.00 | $50.00 | 6/2/2010 4:17:08 PM |
| radforj22 | $50.00 | $50.00 | 6/2/2010 4:17:19 PM |
| hookUup | $25.00 | $25.00 | 6/2/2010 4:17:40 PM |
| dbzen | $50.00 | $50.00 | 6/2/2010 4:18:08 PM |
| Ikcon07 | $50.00 | $50.00 | 6/2/2010 4:18:27 PM |
| meteoric-trade | $25.00 | $25.00 | 6/2/2010 7:07:10 PM |
| littlemonkey | $25.00 | $25.00 | 6/2/2010 7:21:34 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/2/2010 4:53:11 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 6/2/2010 5:03:08 PM |
| bayareainv | $100.00 | $100.00 | 6/2/2010 9:32:39 PM |
| castleman | $25.00 | $25.00 | 6/2/2010 5:04:42 PM |
| Kerrysbay | $50.00 | $50.00 | 6/2/2010 5:04:53 PM |
| jla720 | $35.00 | $35.00 | 6/2/2010 5:04:56 PM |
| otalon | $26.26 | $26.26 | 6/2/2010 6:15:54 PM |
| shrewd-deal | $25.00 | $25.00 | 6/2/2010 4:25:00 PM |
| famous-bill | $50.00 | $50.00 | 6/3/2010 5:17:31 AM |
| steady-bazaar | $50.00 | $50.00 | 6/3/2010 5:46:44 AM |
| micko | $25.00 | $25.00 | 6/3/2010 6:21:42 AM |
| samo102us | $25.00 | $25.00 | 6/2/2010 4:26:36 PM |
| demoseal | $25.00 | $25.00 | 6/2/2010 4:44:14 PM |
| KiwiElf | $25.00 | $25.00 | 6/3/2010 6:23:56 AM |
| JFKPilot | $25.00 | $25.00 | 6/2/2010 4:44:21 PM |
| dinero-festivity2 | $30.64 | $30.64 | 6/3/2010 7:32:43 AM |
| decisive-capital | $100.00 | $100.00 | 6/2/2010 4:47:33 PM |
| JohnBanks | $25.00 | $25.00 | 6/3/2010 9:36:57 AM |
| kmr2 | $163.00 | $163.00 | 6/2/2010 4:52:56 PM |
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 4:53:19 PM |
| trumpet | $50.00 | $50.00 | 6/2/2010 5:03:39 PM |
| orgy63 | $25.00 | $25.00 | 6/3/2010 9:11:50 AM |
| peace-missile | $25.00 | $25.00 | 6/2/2010 5:04:26 PM |
| tocchan | $25.00 | $25.00 | 6/2/2010 5:04:57 PM |
| p1k4blu | $25.00 | $25.00 | 6/3/2010 12:01:57 PM |
| macgeek | $25.00 | $25.00 | 6/2/2010 5:05:06 PM |
| best-ingenious-funds | $25.00 | $25.00 | 6/3/2010 9:37:28 AM |
| robust-trade | $34.02 | $34.02 | 6/3/2010 3:02:07 PM |
| interest-exec9 | $25.00 | $25.00 | 6/3/2010 3:02:27 PM |
| moneynmotion | $25.00 | $25.00 | 6/3/2010 3:07:38 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 6/2/2010 7:07:48 PM |
| bright-investment | $30.00 | $30.00 | 6/2/2010 10:46:43 PM |
| JohnGalt94 | $25.00 | $25.00 | 6/2/2010 11:21:46 PM |
| kchen486 | $25.00 | $25.00 | 6/3/2010 3:41:40 PM |
| transparency-giant | $27.24 | $27.24 | 6/3/2010 6:41:37 AM |
| IIP77 | $25.00 | $25.00 | 6/3/2010 7:21:41 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 6/3/2010 8:47:00 AM |
| loyalist1 | $100.00 | $100.00 | 6/3/2010 8:51:45 AM |
| SophiaM | $50.00 | $50.00 | 6/3/2010 9:37:19 AM |
| iLoaner | $25.00 | $25.00 | 6/3/2010 10:11:55 AM |
| dollar-trader2 | $25.00 | $25.00 | 6/4/2010 12:15:35 AM |
| yachey | $25.00 | $25.00 | 6/3/2010 5:27:53 PM |
| FinDoc | $25.00 | $25.00 | 6/4/2010 1:12:05 AM |
| Tc11902 | $25.00 | $25.00 | 6/4/2010 1:32:57 AM |
| TK4 | $25.00 | $25.00 | 6/4/2010 1:34:21 AM |
| skillful-diversification2 | $25.00 | $25.00 | 6/4/2010 1:41:04 AM |
| Aethelwolf | $25.00 | $25.00 | 6/4/2010 4:34:45 AM |
| Mark-O-Polo | $25.00 | $25.00 | 6/4/2010 12:54:10 AM |
| CASHGIRL | $50.00 | $50.00 | 6/4/2010 1:11:45 AM |
| chrisb1414 | $25.00 | $25.00 | 6/4/2010 1:11:53 AM |
| majormoves1 | $25.00 | $25.00 | 6/4/2010 1:12:55 AM |
| kvandivo | $25.00 | $25.00 | 6/4/2010 1:29:41 AM |
| unclejaef | $25.00 | $25.00 | 6/4/2010 1:32:54 AM |
| DeltaGambler | $25.00 | $25.00 | 6/4/2010 1:33:43 AM |
| Fortuno_per_commodo | $36.63 | $36.63 | 6/4/2010 1:40:56 AM |
| wampum-reaction2 | $25.00 | $25.00 | 6/4/2010 8:09:43 AM |
| bchen78875 | $49.75 | $49.75 | 6/3/2010 5:16:43 PM |
| fortytwo | $200.00 | $200.00 | 6/3/2010 5:56:36 PM |
| WaitForIt | $25.00 | $25.00 | 6/4/2010 9:35:30 AM |
| wmf311 | $25.00 | $25.00 | 6/4/2010 9:35:35 AM |
| dpfl55 | $25.00 | $25.00 | 6/4/2010 9:36:33 AM |
| emt747 | $25.00 | $25.00 | 6/4/2010 9:37:02 AM |
| ryreesado | $25.00 | $25.00 | 6/4/2010 7:04:47 AM |
| affluence-tycoon | $25.00 | $25.00 | 6/3/2010 8:42:20 PM |
| ashik | $50.00 | $50.00 | 6/3/2010 11:31:13 PM |
| zeelender | $25.00 | $25.00 | 6/4/2010 12:54:21 AM |
| adama_48 | $25.00 | $25.00 | 6/4/2010 1:08:42 AM |
| Aethelinde | $37.86 | $37.86 | 6/4/2010 1:09:18 AM |
| Steveoo1 | $25.00 | $25.00 | 6/4/2010 1:10:22 AM |
| Philosonie | $25.00 | $25.00 | 6/4/2010 1:11:38 AM |
| five-star-responsibility0 | $25.00 | $25.00 | 6/4/2010 9:34:45 AM |
| janus_god | $30.00 | $30.00 | 6/4/2010 9:35:17 AM |
| Microfinancer | $50.00 | $50.00 | 6/4/2010 9:35:34 AM |
| debnac170 | $50.00 | $50.00 | 6/4/2010 9:35:37 AM |
| Jack1966 | $25.00 | $25.00 | 6/4/2010 1:30:10 AM |
| roccofox | $37.55 | $37.55 | 6/4/2010 9:36:33 AM |
| Natronpee | $25.00 | $25.00 | 6/4/2010 1:32:49 AM |
| ray1051 | $50.00 | $50.00 | 6/4/2010 9:36:36 AM |
| wonderfulwyo | $25.00 | $25.00 | 6/4/2010 9:36:37 AM |
| the-commitment-idol | $25.00 | $25.00 | 6/4/2010 1:40:39 AM |
| Ciphernetic | $25.00 | $25.00 | 6/4/2010 9:46:33 AM |
| tenacious-payout | $25.00 | $25.00 | 6/4/2010 10:20:12 AM |
| surfhoss644 | $25.00 | $25.00 | 6/4/2010 3:36:48 PM |
| anton | $32.17 | $32.17 | 6/4/2010 7:45:43 AM |
| onegoodlender | $25.00 | $25.00 | 6/4/2010 12:50:08 PM |
| johngaltline | $25.00 | $25.00 | 6/4/2010 9:34:56 AM |
| zyztemboy | $25.00 | $25.00 | 6/4/2010 9:35:32 AM |
| BabyLender | $25.00 | $25.00 | 6/4/2010 9:36:45 AM |
| the-financier814 | $25.00 | $25.00 | 6/4/2010 9:37:16 AM |
| easylender | $25.00 | $25.00 | 6/4/2010 12:10:09 PM |
| interstellar | $27.36 | $27.36 | 6/4/2010 5:59:33 PM |
| 283 bids
|
Borrower Payment Dependent Notes Series
461042
This series of Notes was issued and sold upon the funding of the borrower loan #42890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-03-2010 |
| |
Auction end date:
| Jun-07-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.84% |
Starting monthly payment:
| $60.64 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.84% |
Final monthly payment:
| $60.64 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
2 | Length of status: | 2y 8m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 19 |
Occupation: | Retail Management |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $611 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| transparency-adventurer |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pursuing my dream...
....of becoming a fashion designer!
This loan will be used to?help keep me afloat over summer! I am currently completing my second BA in fashion design and I need additional help over summer. I will be picking up more hours at my current job but need help making ends meet and purchase much needed supplies to work on design projects and keep up on my skills
My financial situation:
I am a good candidate for this loan because?I am dependable and determined!
Monthly net income: $1000-1400
Monthly expenses: $
??Housing: $750
??Utilities: $30
??Phone, cable, internet: $50
??Food, entertainment: $100
??Clothing, household expenses $50- NO CLOTHING I WISH! only making, not buying!
??Credit cards and other loans: $100
??Other expenses: $100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| S-Master | $25.00 | $25.00 | 6/3/2010 3:56:57 PM |
| shrewd-peace7 | $35.00 | $35.00 | 6/3/2010 3:56:50 PM |
| qwsd12 | $40.00 | $40.00 | 6/3/2010 4:03:46 PM |
| Artist_Blue | $25.00 | $25.00 | 6/3/2010 3:57:13 PM |
| JustMee | $25.00 | $25.00 | 6/3/2010 9:14:16 PM |
| Brown98 | $25.00 | $25.00 | 6/4/2010 9:36:52 AM |
| foothillender | $25.00 | $25.00 | 6/4/2010 1:35:22 PM |
| mercuriant | $25.00 | $25.00 | 6/4/2010 9:37:52 AM |
| HayrideRanch | $25.00 | $25.00 | 6/4/2010 1:54:28 PM |
| gaiusceasar | $25.00 | $25.00 | 6/4/2010 8:13:10 PM |
| BigBizBuilder | $25.97 | $25.97 | 6/5/2010 11:36:03 AM |
| wlm3012 | $25.00 | $25.00 | 6/6/2010 10:59:29 AM |
| NYCharacter | $50.00 | $50.00 | 6/6/2010 10:18:05 PM |
| hidavehi | $29.00 | $29.00 | 6/6/2010 12:51:41 PM |
| GS-ROCK | $25.00 | $25.00 | 6/7/2010 8:29:02 AM |
| Moneypenny6 | $25.00 | $25.00 | 6/6/2010 7:04:53 PM |
| transaction-circuit | $25.00 | $25.00 | 6/7/2010 6:56:57 AM |
| credit-haven7 | $50.00 | $50.00 | 6/7/2010 10:18:49 AM |
| interstellar | $50.00 | $50.00 | 6/7/2010 6:53:27 PM |
| successful-euro | $30.00 | $30.00 | 6/3/2010 3:58:09 PM |
| treasure-bliss | $100.00 | $100.00 | 6/3/2010 3:57:01 PM |
| cash-spark3 | $25.00 | $25.00 | 6/3/2010 4:03:20 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/3/2010 4:03:38 PM |
| simiray | $25.00 | $25.00 | 6/3/2010 5:36:33 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/3/2010 3:57:08 PM |
| Phantom99 | $25.00 | $22.73 | 6/3/2010 4:03:51 PM |
| Whipster | $50.00 | $50.00 | 6/3/2010 4:07:16 PM |
| pascal1 | $75.00 | $75.00 | 6/3/2010 7:26:39 PM |
| balance-trailblazer | $25.00 | $25.00 | 6/4/2010 10:31:44 AM |
| stephen_c01 | $25.00 | $25.00 | 6/4/2010 1:42:21 AM |
| the-revenue-demon | $25.00 | $25.00 | 6/4/2010 12:50:39 PM |
| healingangel22 | $25.00 | $25.00 | 6/5/2010 4:43:57 PM |
| marwadi-62 | $100.00 | $100.00 | 6/5/2010 9:40:01 AM |
| green-thoughtful-yield | $100.00 | $100.00 | 6/5/2010 12:22:10 PM |
| OnePoorDude | $37.54 | $37.54 | 6/6/2010 8:54:50 AM |
| new-return-faire | $100.00 | $100.00 | 6/7/2010 9:27:40 AM |
| investment-party | $29.76 | $29.76 | 6/7/2010 1:05:58 PM |
| 37 bids
|
Borrower Payment Dependent Notes Series
461092
This series of Notes was issued and sold upon the funding of the borrower loan #42887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-03-2010 |
| |
Auction end date:
| Jun-07-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $121.27 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $121.27 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 9m |
|
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 30 |
Occupation: | Construction |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $1,244 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $223 |
Bankcard utilization:
| 5% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 19 | | | | |
|
Screen name:
| asset-chestnut |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
I am applying for this loan to help me advertise my internet marketing business online without having to take away from my family budget.? I have a good job that pays well but I work out of town a lot and would like to work for myself in the next 5 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| shrewd-peace7 | $30.00 | $30.00 | 6/3/2010 3:57:18 PM |
| treasure-bliss | $100.00 | $100.00 | 6/3/2010 4:01:15 PM |
| SNH | $50.00 | $50.00 | 6/3/2010 4:04:15 PM |
| top-historic-peso | $26.00 | $26.00 | 6/3/2010 4:04:22 PM |
| personal-lender | $25.00 | $25.00 | 6/3/2010 4:04:48 PM |
| simplelender80 | $50.00 | $50.00 | 6/3/2010 4:05:40 PM |
| jrbill1998 | $50.00 | $50.00 | 6/3/2010 4:06:22 PM |
| autonomous-truth | $25.00 | $25.00 | 6/3/2010 4:07:53 PM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 4:09:18 PM |
| orderly-leverage | $30.00 | $30.00 | 6/3/2010 4:04:36 PM |
| JGB | $100.00 | $100.00 | 6/3/2010 4:04:40 PM |
| zorg77 | $25.00 | $25.00 | 6/3/2010 4:05:51 PM |
| shrewd-deal | $25.00 | $25.00 | 6/3/2010 4:05:58 PM |
| MADAOO7 | $50.00 | $50.00 | 6/3/2010 4:07:04 PM |
| famous-bill | $50.00 | $50.00 | 6/3/2010 4:08:23 PM |
| S-Master | $25.00 | $25.00 | 6/3/2010 3:58:13 PM |
| cash-spark3 | $25.00 | $25.00 | 6/3/2010 4:03:19 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/3/2010 4:03:36 PM |
| coachmike15 | $25.00 | $25.00 | 6/3/2010 4:04:19 PM |
| worth-arch | $25.00 | $25.00 | 6/3/2010 4:04:31 PM |
| Artist_Blue | $25.00 | $25.00 | 6/4/2010 12:54:55 AM |
| samo102us | $25.00 | $25.00 | 6/3/2010 4:07:01 PM |
| ezg | $25.00 | $25.00 | 6/3/2010 4:08:34 PM |
| greenwell | $25.00 | $25.00 | 6/4/2010 1:36:16 AM |
| payment-gusto | $25.00 | $25.00 | 6/4/2010 8:49:41 AM |
| fortytwo | $50.00 | $50.00 | 6/3/2010 5:56:51 PM |
| LessAllan | $50.00 | $50.00 | 6/4/2010 10:27:19 AM |
| PoliticinandNegotiatin | $25.00 | $25.00 | 6/4/2010 7:15:16 AM |
| bowdish1 | $50.00 | $50.00 | 6/4/2010 4:01:03 PM |
| asset-equilibrium0 | $50.00 | $50.00 | 6/4/2010 2:53:30 PM |
| FeedTheMachine | $50.00 | $50.00 | 6/4/2010 6:18:20 PM |
| zone6 | $25.00 | $25.00 | 6/5/2010 8:21:05 AM |
| decisive-capital | $100.00 | $100.00 | 6/5/2010 1:11:34 PM |
| KiwiElf | $25.00 | $25.00 | 6/4/2010 5:48:34 PM |
| wwwUniversal | $25.00 | $25.00 | 6/6/2010 4:46:20 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/6/2010 6:00:18 PM |
| FLSmooth | $50.00 | $50.00 | 6/6/2010 9:23:56 PM |
| successful-euro | $30.00 | $30.00 | 6/3/2010 3:58:08 PM |
| lostviajero | $25.00 | $25.00 | 6/3/2010 4:00:36 PM |
| Phantom99 | $25.00 | $25.00 | 6/3/2010 4:03:49 PM |
| Rattlehead | $25.00 | $25.00 | 6/3/2010 4:04:52 PM |
| Bank42 | $50.00 | $50.00 | 6/3/2010 4:05:35 PM |
| power-pagoda | $25.00 | $25.00 | 6/3/2010 4:05:44 PM |
| supreme-hope | $25.00 | $25.00 | 6/3/2010 4:07:50 PM |
| actvtrdr | $35.00 | $35.00 | 6/3/2010 4:08:29 PM |
| sharp-money3 | $25.00 | $25.00 | 6/3/2010 4:09:12 PM |
| svandgts | $50.00 | $50.00 | 6/3/2010 4:05:47 PM |
| caNative | $25.00 | $25.00 | 6/3/2010 4:08:30 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/3/2010 3:57:30 PM |
| IIP77 | $25.00 | $25.00 | 6/4/2010 1:12:45 AM |
| qwsd12 | $40.00 | $40.00 | 6/3/2010 4:03:45 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/3/2010 4:06:31 PM |
| AlexTrep | $25.00 | $25.00 | 6/4/2010 6:55:03 AM |
| Thylow | $25.00 | $25.00 | 6/3/2010 4:09:08 PM |
| js44043 | $25.00 | $25.00 | 6/4/2010 9:36:29 AM |
| desertoasis | $25.00 | $25.00 | 6/4/2010 1:17:25 AM |
| Interstate_Rate | $250.00 | $250.00 | 6/4/2010 1:18:31 AM |
| janus_god | $25.00 | $25.00 | 6/4/2010 9:36:08 AM |
| Speculator | $48.05 | $48.05 | 6/4/2010 2:28:15 PM |
| treasure-chestnut | $25.00 | $25.00 | 6/4/2010 1:28:47 PM |
| mrrc7498 | $25.00 | $25.00 | 6/4/2010 3:23:29 PM |
| dschaaf | $25.00 | $25.00 | 6/4/2010 9:39:54 PM |
| marwadi-62 | $25.00 | $25.00 | 6/5/2010 9:45:29 AM |
| best-point-flow | $50.00 | $50.00 | 6/5/2010 5:05:07 PM |
| market-pudding | $25.00 | $25.00 | 6/5/2010 2:46:32 PM |
| Anny-Disco | $25.00 | $25.00 | 6/5/2010 3:55:10 PM |
| rhin0cerx | $50.00 | $50.00 | 6/6/2010 11:03:13 AM |
| wlm3012 | $25.00 | $25.00 | 6/6/2010 11:22:49 AM |
| LBOregon | $25.00 | $25.00 | 6/6/2010 11:59:43 AM |
| seisen | $43.47 | $43.47 | 6/6/2010 3:25:44 PM |
| Ocean713 | $50.00 | $42.48 | 6/6/2010 9:24:43 PM |
| delivery | $25.00 | $25.00 | 6/6/2010 4:40:07 PM |
| inspiring-reward | $150.00 | $150.00 | 6/5/2010 3:54:58 PM |
| bnlforever | $25.00 | $25.00 | 6/6/2010 3:20:07 PM |
| 74 bids
|
Borrower Payment Dependent Notes Series
461574
This series of Notes was issued and sold upon the funding of the borrower loan #42883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-07-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 13.98% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 41% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 20
/
15 | Length of status: | 2y 10m |
|
Credit score:
| 620-639 (Jun-2010) |
Total credit lines:
| 46 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,401 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 53% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| rrprettygirl |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Apr-2008)
|
|
Principal balance:
| $703.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Summer Maintainence
Purpose of loan:
This loan will be used for summer activities. I am a teacher, and I can't work this summer because of my son. This will help pay for food, gas, etc.
My financial situation:
I am a good candidate for this loan because I have shown with my past history that I will pay!
Monthly net income: $ 2000
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 100
??Car expenses: $ 500
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CA_Lender | $25.00 | $25.00 | 6/7/2010 4:19:48 PM |
| principal-mermaid | $300.00 | $300.00 | 6/7/2010 4:06:43 PM |
| finance-prescription | $50.00 | $50.00 | 6/7/2010 4:18:21 PM |
| Aberdeen | $400.00 | $400.00 | 6/7/2010 5:12:32 PM |
| transaction-circuit | $25.00 | $25.00 | 6/7/2010 7:28:37 PM |
| Whipster | $26.09 | $26.09 | 6/7/2010 6:33:53 PM |
| Kash2010lu | $35.00 | $35.00 | 6/7/2010 4:32:39 PM |
| market-walnut5 | $75.00 | $75.00 | 6/7/2010 5:06:19 PM |
| JustMee | $25.00 | $13.91 | 6/7/2010 5:38:39 PM |
| wwwUniversal | $25.00 | $25.00 | 6/7/2010 6:34:39 PM |
| Brown98 | $25.00 | $25.00 | 6/7/2010 4:45:00 PM |
| 11 bids
|
Borrower Payment Dependent Notes Series
456929
This series of Notes was issued and sold upon the funding of the borrower loan #42878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 21.55% |
Starting borrower rate/APR:
| 22.55% / 24.82% |
Starting monthly payment:
| $230.85 |
|
Final lender yield:
| 16.75% |
Final borrower rate/APR:
| 17.75% / 19.96% |
Final monthly payment:
| $216.16 |
| |
|
Auction yield range:
| 7.99% - 21.55% |
Estimated loss impact:
| 8.38% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.37% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 8m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 12 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,709 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 43% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| the-finance-cupcake |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Better rates for a better life
Purpose of loan:
This loan will be used to pay off my credit cards and purchase an engagement ring.? I want to get stable and have one single monthly payment before I propose the the woman I want to spend the rest of my life with.? I'm very lucky to have a great job, I also own my home and I've finally found the missing piece.? I believe in working hard and we want to have a family when we're married so it's important to me that I'm sorted - I won't propose until I'm ready.
I could easily get store credit or throw the engagement ring cost onto a credit card but I prefer the idea that hard-working people are earning interest from me than the banks.
My financial situation:
I am a good candidate for this loan because I have NEVER been late on a payment, I've never defaulted on anything - I always pay may way.? I have?a settled job at a very stable company, I was recently commended at the quarterly meeting for the recent work I've been doing.
I have a? $2,000 home improvement line of credit I took out for a water softener and $2400 in credit cards that I will use this loan to repay,? This will allow me to spend what I need on a ring and still budget another $400 a month for saving for the wedding.
Monthly I make $6,500, my bills are as follows:
$1,558 mortgage
$200 Electricity
$125 Internet, tv, cable
$70 cell phone
$50 gas
$200 food
$285 auto loan
I also have $500 a month into a 401(k) and another $140 a month for optional life insurance and Aflac coverage taken out of my paycheck before Uncle Sam steps in.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why would you pay off a HELOC loan which is tax deductible, with money from a loan that is not tax favorable? - Furryone
A:
It's a line of credit so it works like a credit card really. It's not a HELOC loan, otherwise I wouldn't touch it. It was originally reported as a HELOC loan on my credit file, then it was changed to a revolving line of credit, then a secured credit card.
The third is a more accurate description - it charges interest per month and I can pay anything I like over the minimum payment. I just want this gone so it's not a concern anymore.
Thanks for the question.
(Jun-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rate-nest | $34.63 | $34.63 | 6/2/2010 5:58:50 AM |
| protargol | $75.00 | $75.00 | 6/1/2010 5:30:44 PM |
| biolausoccer | $61.06 | $61.06 | 6/2/2010 8:19:04 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/2/2010 4:31:33 PM |
| hollysee | $50.00 | $50.00 | 6/3/2010 2:08:15 PM |
| platinum-czar | $138.00 | $138.00 | 6/2/2010 6:48:03 PM |
| Tingali | $25.00 | $25.00 | 6/4/2010 7:03:50 AM |
| ksubd | $65.00 | $65.00 | 6/4/2010 7:23:59 AM |
| Digs | $25.00 | $25.00 | 6/4/2010 5:46:41 PM |
| durability-halibut | $25.00 | $25.00 | 6/4/2010 8:45:31 PM |
| curious166 | $50.00 | $50.00 | 6/4/2010 4:09:53 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/4/2010 9:26:17 PM |
| ballz694 | $38.42 | $38.42 | 6/5/2010 1:14:10 PM |
| SnakeV | $25.00 | $25.00 | 6/5/2010 10:21:45 AM |
| charitycoon | $25.00 | $25.00 | 6/5/2010 11:20:30 PM |
| Coppercanyon | $50.00 | $50.00 | 6/6/2010 7:13:14 PM |
| vigilance-searcher | $25.00 | $25.00 | 6/6/2010 9:25:48 PM |
| -Angel-Investor- | $30.00 | $30.00 | 6/6/2010 11:02:10 AM |
| PotBellyPete | $30.00 | $30.00 | 6/7/2010 7:34:45 AM |
| MrMoneyBags | $34.47 | $34.47 | 6/7/2010 7:44:33 AM |
| HermanstadtKid | $25.00 | $25.00 | 6/7/2010 10:04:37 AM |
| doomsday18 | $25.00 | $25.00 | 6/7/2010 8:22:45 AM |
| cttarheel | $50.00 | $50.00 | 6/6/2010 1:06:37 PM |
| helpwithoutbanks | $25.00 | $25.00 | 6/6/2010 3:05:11 PM |
| peaceful-cash5 | $25.00 | $25.00 | 6/7/2010 9:57:58 AM |
| unconquerable-cash | $25.00 | $25.00 | 6/6/2010 5:47:06 PM |
| fenderxes | $50.00 | $50.00 | 6/7/2010 7:26:54 AM |
| 1stBankAndHal | $25.00 | $25.00 | 6/7/2010 9:28:08 AM |
| enthralling-investment | $88.00 | $88.00 | 6/7/2010 1:42:36 PM |
| sursey | $50.00 | $50.00 | 6/7/2010 2:35:06 PM |
| LA-Funding-Bank | $30.00 | $30.00 | 6/7/2010 11:23:00 AM |
| MrAirport | $75.00 | $24.54 | 6/7/2010 3:07:25 PM |
| frclmym | $75.00 | $75.00 | 6/7/2010 6:56:04 PM |
| Leshan | $100.00 | $100.00 | 6/7/2010 6:59:45 PM |
| RadarLuv | $25.00 | $25.00 | 6/7/2010 7:22:40 PM |
| admirable-credit | $25.00 | $25.00 | 6/7/2010 8:17:12 PM |
| fuke | $25.00 | $25.00 | 6/7/2010 5:19:45 PM |
| Whitey | $60.00 | $60.00 | 6/7/2010 5:35:19 PM |
| economy-popcorn | $25.00 | $25.00 | 6/8/2010 5:43:32 AM |
| dunrizzo | $31.80 | $31.80 | 6/7/2010 8:12:13 PM |
| Kyileo | $25.00 | $25.00 | 6/8/2010 6:57:20 AM |
| Bidwinner08 | $58.39 | $58.39 | 6/8/2010 8:36:45 AM |
| Starfin300 | $31.93 | $31.93 | 6/8/2010 9:00:22 AM |
| golffish2 | $100.00 | $100.00 | 6/8/2010 4:28:44 AM |
| credit-panda1 | $25.00 | $25.00 | 6/8/2010 11:08:15 AM |
| felicity-daydream | $100.00 | $100.00 | 6/8/2010 8:14:31 AM |
| patriot384 | $120.00 | $120.00 | 6/8/2010 8:23:54 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:37:18 AM |
| Starfin-Capital-Management | $74.34 | $74.34 | 6/8/2010 11:01:44 AM |
| grafton | $100.00 | $100.00 | 6/8/2010 8:06:15 AM |
| UBOtto186 | $45.16 | $45.16 | 6/8/2010 9:50:16 AM |
| alluring-yield5 | $50.00 | $50.00 | 6/8/2010 10:19:19 AM |
| credit-shower | $86.58 | $86.58 | 6/8/2010 11:03:59 AM |
| riveting-credit5 | $100.00 | $100.00 | 6/8/2010 11:33:21 AM |
| VIPBank | $25.00 | $25.00 | 6/8/2010 11:40:07 AM |
| RedCentre | $500.00 | $500.00 | 6/1/2010 12:14:03 PM |
| Stock-Stud | $25.00 | $25.00 | 6/1/2010 2:13:34 PM |
| favorite-commerce | $50.00 | $50.00 | 6/1/2010 4:10:23 PM |
| fund-medalist171 | $25.00 | $25.00 | 6/1/2010 12:40:55 PM |
| Bank_Of_XL | $100.00 | $100.00 | 6/1/2010 5:47:47 PM |
| CommerciaLender | $25.00 | $25.00 | 6/2/2010 6:07:39 AM |
| wlm3012 | $25.00 | $25.00 | 6/2/2010 8:17:45 AM |
| Shamrock731 | $27.47 | $27.47 | 6/2/2010 11:37:22 AM |
| platinum-czar | $50.00 | $50.00 | 6/3/2010 11:57:29 AM |
| WealthBuildingLessons | $75.00 | $75.00 | 6/3/2010 6:57:33 PM |
| jcquiroz | $25.00 | $25.00 | 6/4/2010 10:58:44 AM |
| dt_one | $25.00 | $25.00 | 6/4/2010 3:57:07 PM |
| ajst1 | $40.47 | $40.47 | 6/4/2010 2:11:07 PM |
| MoneyTree79 | $35.00 | $35.00 | 6/5/2010 7:35:07 AM |
| OGS_Capital | $25.00 | $25.00 | 6/5/2010 8:13:49 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 6/5/2010 6:30:43 AM |
| twerns | $43.44 | $43.44 | 6/5/2010 7:51:27 AM |
| BigBizBuilder | $250.00 | $250.00 | 6/6/2010 5:30:22 AM |
| BrighterSuns | $25.00 | $25.00 | 6/6/2010 6:56:32 AM |
| order-bee1 | $25.00 | $25.00 | 6/5/2010 3:28:43 PM |
| SkyLoan | $27.49 | $27.49 | 6/4/2010 9:25:39 PM |
| rbgnr111 | $25.00 | $25.00 | 6/5/2010 8:53:34 AM |
| Flash80 | $125.00 | $125.00 | 6/6/2010 7:28:04 AM |
| blooming-kindness | $25.00 | $25.00 | 6/5/2010 2:20:46 PM |
| a-resplendent-commitment | $26.86 | $26.86 | 6/7/2010 8:43:42 AM |
| bughead | $25.00 | $25.00 | 6/7/2010 9:54:06 AM |
| ronin4sale | $25.00 | $25.00 | 6/7/2010 5:48:15 AM |
| CashBank | $25.00 | $25.00 | 6/7/2010 8:41:54 AM |
| Snoopylover | $25.00 | $25.00 | 6/7/2010 11:19:15 AM |
| Sol_Invictus | $25.00 | $25.00 | 6/6/2010 4:20:01 PM |
| CaliforniaSun | $25.00 | $25.00 | 6/6/2010 6:21:49 PM |
| BuzzyBee336 | $25.00 | $25.00 | 6/7/2010 7:29:24 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/7/2010 9:41:04 AM |
| SkinnyFish | $25.00 | $25.00 | 6/7/2010 2:00:18 PM |
| TicTac | $25.00 | $25.00 | 6/7/2010 2:31:26 PM |
| loosd | $32.37 | $32.37 | 6/7/2010 1:13:37 PM |
| EA_Pokerking | $50.00 | $50.00 | 6/7/2010 2:58:58 PM |
| orange-pound-party | $36.23 | $36.23 | 6/7/2010 4:10:21 PM |
| coin-trajectory | $26.65 | $26.65 | 6/7/2010 7:03:59 PM |
| platinum-czar | $140.00 | $140.00 | 6/7/2010 7:05:49 PM |
| gjm6d | $25.00 | $25.00 | 6/7/2010 7:21:53 PM |
| nashibaksi | $25.00 | $25.00 | 6/7/2010 7:36:34 PM |
| RainMakers | $25.00 | $25.00 | 6/7/2010 7:42:26 PM |
| payout-magician | $25.00 | $25.00 | 6/7/2010 8:04:08 PM |
| grammaspurse | $25.00 | $25.00 | 6/7/2010 9:31:14 PM |
| draggon77 | $25.00 | $25.00 | 6/7/2010 9:34:44 PM |
| West_End_Local | $25.00 | $25.00 | 6/7/2010 7:55:40 PM |
| scottr | $25.00 | $25.00 | 6/7/2010 8:04:39 PM |
| Ambassador | $25.00 | $25.00 | 6/7/2010 6:03:17 PM |
| BlessedEveryDay | $30.00 | $30.00 | 6/8/2010 6:26:48 AM |
| principal-star | $25.00 | $25.00 | 6/7/2010 6:51:35 PM |
| friendinmoney | $25.00 | $25.00 | 6/8/2010 8:11:30 AM |
| shrewd-income | $50.00 | $50.00 | 6/8/2010 8:25:28 AM |
| wealth-cub | $30.00 | $30.00 | 6/7/2010 11:07:59 PM |
| DasMula | $25.00 | $25.00 | 6/8/2010 9:28:06 AM |
| cforell | $25.00 | $25.00 | 6/8/2010 9:43:28 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/8/2010 9:43:57 AM |
| kelador | $25.70 | $25.70 | 6/7/2010 8:31:18 PM |
| rate-hickory | $25.00 | $25.00 | 6/8/2010 8:33:33 AM |
| spotty54 | $25.00 | $25.00 | 6/8/2010 9:04:19 AM |
| FinanceEngine | $25.00 | $25.00 | 6/8/2010 9:30:50 AM |
| icon7 | $30.00 | $30.00 | 6/8/2010 4:20:57 AM |
| kelador | $25.76 | $25.76 | 6/8/2010 10:11:57 AM |
| rockhound84 | $50.00 | $50.00 | 6/8/2010 10:38:11 AM |
| jtn4148 | $50.00 | $50.00 | 6/8/2010 8:10:28 AM |
| shrewd-income | $200.00 | $200.00 | 6/8/2010 8:27:07 AM |
| hawaii5-0 | $30.00 | $30.00 | 6/8/2010 8:31:51 AM |
| exciting-fairness | $200.00 | $200.00 | 6/8/2010 9:27:46 AM |
| wealth-samaritan2 | $35.24 | $35.24 | 6/8/2010 11:36:22 AM |
| 124 bids
|
Borrower Payment Dependent Notes Series
460343
This series of Notes was issued and sold upon the funding of the borrower loan #42858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,200.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-27-2010 |
| |
Auction end date:
| Jun-03-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $88.93 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $88.93 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Retired |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 10m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 20 | Stated income: | $25,000-$49,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,722 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 92% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| moola-songbird8 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan for auto repair
I need to rebuild the front end of my car, and buy several household applicances.? thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $100.00 | $10.68 | 5/27/2010 4:20:19 PM |
| S-Master | $25.00 | $25.00 | 5/27/2010 4:23:43 PM |
| frclmym | $50.00 | $50.00 | 5/28/2010 2:46:58 PM |
| nethosters | $25.00 | $25.00 | 5/31/2010 12:52:44 PM |
| charming-point | $300.00 | $300.00 | 6/1/2010 6:33:48 AM |
| finance-prescription | $100.00 | $100.00 | 5/31/2010 4:17:36 PM |
| wlm3012 | $25.00 | $25.00 | 6/1/2010 10:30:36 AM |
| impressive-openness7 | $50.00 | $50.00 | 6/1/2010 12:53:03 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/1/2010 2:12:57 PM |
| skydancer506 | $25.00 | $25.00 | 6/1/2010 7:32:26 PM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 9:39:21 AM |
| Leshan | $25.00 | $25.00 | 6/3/2010 8:04:47 AM |
| Tahoeman | $25.00 | $25.00 | 6/3/2010 9:44:23 AM |
| luminant | $28.32 | $28.32 | 6/3/2010 2:22:58 PM |
| Reliance_Banker | $25.00 | $25.00 | 6/3/2010 2:28:13 PM |
| hektek22 | $300.00 | $300.00 | 6/3/2010 7:16:12 AM |
| patriot384 | $60.00 | $60.00 | 6/3/2010 1:14:46 PM |
| money-bauble | $75.00 | $75.00 | 6/3/2010 4:13:30 PM |
| elvisloans | $25.00 | $25.00 | 6/3/2010 4:15:49 PM |
| mercuriant | $25.00 | $25.00 | 5/27/2010 4:43:51 PM |
| loan-fate | $50.00 | $50.00 | 5/28/2010 12:19:28 PM |
| wwwUniversal | $25.00 | $25.00 | 5/28/2010 1:42:42 PM |
| hglrfdom | $25.00 | $25.00 | 5/28/2010 2:55:19 PM |
| durability-gyration4 | $25.00 | $25.00 | 5/28/2010 3:15:56 PM |
| capital-kingdom | $25.00 | $25.00 | 6/2/2010 2:58:13 PM |
| dudebrah | $25.00 | $25.00 | 6/3/2010 12:56:58 AM |
| Johnab | $26.00 | $26.00 | 6/3/2010 4:46:49 AM |
| Bob450 | $25.00 | $25.00 | 6/2/2010 10:01:40 PM |
| Whipster | $25.00 | $25.00 | 6/3/2010 1:06:53 PM |
| investment-cluster | $25.00 | $25.00 | 6/3/2010 3:34:59 PM |
| elvisloans | $25.00 | $25.00 | 6/3/2010 5:10:01 AM |
| changger | $50.00 | $50.00 | 6/3/2010 8:19:48 AM |
| ultimate-peace | $600.00 | $600.00 | 6/3/2010 2:29:25 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
460585
This series of Notes was issued and sold upon the funding of the borrower loan #42849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $30.92 |
|
Final lender yield:
| 5.50% |
Final borrower rate/APR:
| 6.50% / 6.84% |
Final monthly payment:
| $30.65 |
| |
|
Auction yield range:
| 2.99% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 16y 7m |
|
Credit score:
| 840-859 (May-2010) |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $947 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 6% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| benjamin67 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Invest in Prosper
Purpose of loan:
This loan will be used to?reinvest in Prosper
My financial situation: I make a steady salary and I have limited dept.
I am a good candidate for this loan because?I have a decent credit score and always pay my bills.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
have you learned of www(dot)prospers(dot)org? read up at this site before investing in prosper. it will save you some money. - Lender25
A:
Thanks for the information. I will take a look.
(Jun-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RandyL3 | $25.00 | $25.00 | 6/1/2010 12:18:58 PM |
| Rearden_Steel | $25.00 | $25.00 | 6/1/2010 1:17:59 PM |
| leonparte | $26.00 | $26.00 | 6/3/2010 2:21:48 PM |
| outofoffice | $54.10 | $54.10 | 6/4/2010 7:57:54 AM |
| simiray | $25.00 | $25.00 | 6/3/2010 5:44:45 PM |
| sweety075 | $25.00 | $25.00 | 6/4/2010 12:44:42 PM |
| cebgop | $25.00 | $25.00 | 6/4/2010 8:52:33 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/4/2010 9:31:20 PM |
| payontime1 | $25.00 | $25.00 | 6/4/2010 7:37:29 PM |
| BankofRa | $25.00 | $25.00 | 6/4/2010 8:01:58 PM |
| loanman2007 | $25.00 | $25.00 | 6/6/2010 10:44:56 AM |
| fcrick | $25.00 | $25.00 | 6/5/2010 9:08:02 AM |
| goldsun | $25.00 | $25.00 | 6/6/2010 3:03:13 PM |
| alpinaut | $28.53 | $28.53 | 6/7/2010 7:41:53 AM |
| Chesterite | $25.00 | $14.74 | 6/7/2010 3:21:46 PM |
| nimcha | $50.00 | $50.00 | 6/7/2010 4:52:15 PM |
| dproxima | $25.00 | $25.00 | 6/7/2010 6:09:22 PM |
| GoGators01 | $25.00 | $25.00 | 6/7/2010 7:10:58 PM |
| Earn_money | $25.00 | $25.00 | 6/8/2010 11:14:29 AM |
| StocksMan | $50.00 | $50.00 | 6/8/2010 11:41:16 AM |
| Nasdaq | $25.00 | $25.00 | 6/8/2010 11:10:15 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:41:55 AM |
| Earn_money | $25.00 | $25.00 | 6/1/2010 12:25:39 PM |
| redtilapia | $25.00 | $25.00 | 6/2/2010 7:42:41 PM |
| HealthAndSafety | $100.00 | $100.00 | 6/4/2010 7:43:49 PM |
| ChristopherHS | $25.00 | $25.00 | 6/4/2010 4:33:24 PM |
| Xarach | $27.36 | $27.36 | 6/4/2010 8:25:10 PM |
| cwegert | $32.03 | $32.03 | 6/5/2010 7:07:54 PM |
| Cliffie83 | $42.24 | $42.24 | 6/7/2010 6:52:45 PM |
| Firescreek | $25.00 | $25.00 | 6/8/2010 5:26:16 AM |
| LawyerLoan | $50.00 | $50.00 | 6/8/2010 7:30:21 AM |
| Sam40 | $25.00 | $25.00 | 6/8/2010 11:42:12 AM |
| 32 bids
|
Borrower Payment Dependent Notes Series
460697
This series of Notes was issued and sold upon the funding of the borrower loan #42864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $80.85 |
|
Final lender yield:
| 24.50% |
Final borrower rate/APR:
| 25.50% / 27.81% |
Final monthly payment:
| $80.05 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 5
/
4 | Length of status: | 8y 1m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 7 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,989 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 103% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| marketplace-system6 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auto repairs
Purpose of loan:
This loan will be used to?
repair vehicle that provides transportation to my job
My financial situation:
I am a good candidate for this loan because?
I have longevity at my job and I need vehicle repairs to get to my work place.
Monthly net income: $
3434.00
Monthly expenses: $
1945.00
??Housing: $
400.00
??Insurance: $
60.00
??Car expenses: $
345.00
??Utilities: $
270.00
??Phone, cable, internet: $
220.00
??Food, entertainment: $
400.00
??Clothing, household expenses $
50.00
??Credit cards and other loans: $
200.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SolarMoonshine | $25.00 | $25.00 | 6/2/2010 10:25:27 AM |
| transaction-circuit | $25.00 | $25.00 | 6/2/2010 4:47:45 PM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 3:01:04 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/4/2010 11:53:48 AM |
| Bob450 | $25.00 | $25.00 | 6/4/2010 7:49:14 PM |
| betula | $25.00 | $25.00 | 6/5/2010 9:44:09 AM |
| loan-fate | $39.98 | $39.98 | 6/5/2010 8:24:44 AM |
| dudebrah | $25.00 | $25.00 | 6/7/2010 10:22:30 AM |
| MrRooster101 | $25.00 | $25.00 | 6/6/2010 9:32:02 PM |
| wlm3012 | $50.00 | $50.00 | 6/7/2010 6:15:41 PM |
| glenium | $25.00 | $25.00 | 6/8/2010 8:37:52 AM |
| ttnk62918 | $25.00 | $25.00 | 6/8/2010 1:14:49 AM |
| DasMula | $25.00 | $25.00 | 6/8/2010 9:30:42 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:40:08 AM |
| mercuriant | $25.00 | $25.00 | 6/1/2010 12:18:54 PM |
| Wachocia | $25.00 | $25.00 | 6/2/2010 6:32:09 PM |
| glroark | $50.00 | $50.00 | 6/3/2010 10:30:34 AM |
| aztec | $100.00 | $100.00 | 6/5/2010 5:17:43 AM |
| shellstar | $49.78 | $49.78 | 6/5/2010 6:18:20 PM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 8:09:27 AM |
| Coppercanyon | $50.00 | $50.00 | 6/6/2010 7:17:08 PM |
| marwadi-62 | $100.00 | $100.00 | 6/5/2010 9:42:45 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/6/2010 9:38:49 PM |
| green-thoughtful-yield | $100.00 | $100.00 | 6/5/2010 12:21:30 PM |
| Leopoldine | $25.01 | $25.01 | 6/7/2010 11:42:23 AM |
| mckhbnpc | $25.00 | $25.00 | 6/7/2010 2:48:20 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/7/2010 4:05:19 PM |
| capital-kingdom | $25.00 | $25.00 | 6/7/2010 6:03:34 PM |
| Leshan | $25.00 | $25.00 | 6/7/2010 7:12:10 PM |
| mutual-benefit | $25.00 | $25.00 | 6/8/2010 4:09:52 AM |
| totommb | $135.45 | $20.23 | 6/7/2010 10:23:16 PM |
| ultimate-peace | $600.00 | $600.00 | 6/8/2010 9:09:45 AM |
| best-listing-toro | $25.00 | $25.00 | 6/8/2010 10:06:20 AM |
| PotBellyPete | $40.00 | $40.00 | 6/8/2010 8:06:57 AM |
| leverage-monger | $25.00 | $25.00 | 6/8/2010 9:13:47 AM |
| riveting-credit5 | $200.00 | $200.00 | 6/8/2010 11:39:41 AM |
| 36 bids
|
Borrower Payment Dependent Notes Series
460721
This series of Notes was issued and sold upon the funding of the borrower loan #42892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $258.89 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $258.89 |
| |
|
Auction yield range:
| 3.99% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 55% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 12
/
5 | Length of status: | 9y 3m |
|
Credit score:
| 780-799 (May-2010) |
Total credit lines:
| 26 |
Occupation: | Retail Management |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,617 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 14% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| growing-sales2 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Refinancing Successful Business
Purpose of loan:
This loan will be used to refinancing credit card debt incurred during the business start up of Impulse Creations. The business has been profitable for several years but interest on credit cards is limiting growth.
My financial situation:
I am a good candidate for this loan because I pay both all business and personal debts on time with no exceptions. I have no late payments of any kind. This business debt on personal cards gives me a high debt to income ratio but the debt is actually a business expense and is paid for with business funds which are far more than sufficient since the business is consistently profitable with sales growing each year. Once business debt on personal cards is removed from the equation, the debt to income ratio is excellent and would greatly improve the Prosper rating.
I have no problem meeting current or future obligations and take those obligations seriously. Creditors and my customers come first before anything else. In addition, this loan will not incur any new debt since it will be used exclusively to pay off old debt.
Monthly net income: $ 4335.00
Monthly expenses: $ 2375.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| top-historic-peso | $25.00 | $25.00 | 6/1/2010 12:03:19 PM |
| worth-arch | $25.00 | $25.00 | 6/1/2010 12:03:44 PM |
| Avala | $50.00 | $50.00 | 6/1/2010 12:04:13 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/1/2010 12:04:46 PM |
| economy-producer | $25.00 | $25.00 | 6/1/2010 12:02:58 PM |
| SNH | $50.00 | $50.00 | 6/1/2010 12:03:11 PM |
| american6 | $25.00 | $25.00 | 6/1/2010 12:05:40 PM |
| riproaringrapids | $25.00 | $25.00 | 6/1/2010 12:07:15 PM |
| bid-czar8 | $100.00 | $100.00 | 6/1/2010 12:10:22 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/1/2010 12:10:40 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/1/2010 12:15:37 PM |
| Bank42 | $50.00 | $50.00 | 6/1/2010 12:15:51 PM |
| visionary-community | $25.00 | $25.00 | 6/1/2010 12:17:10 PM |
| hrubinst | $25.00 | $25.00 | 6/1/2010 12:04:04 PM |
| chestnut4 | $25.00 | $25.00 | 6/1/2010 12:06:07 PM |
| objective-investor | $100.00 | $100.00 | 6/1/2010 12:28:06 PM |
| delicious-social132 | $25.00 | $25.00 | 6/1/2010 12:09:39 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/1/2010 12:10:07 PM |
| golden-wealth2 | $50.00 | $50.00 | 6/1/2010 12:14:00 PM |
| kaiger | $25.00 | $25.00 | 6/1/2010 12:14:38 PM |
| svandgts | $50.00 | $50.00 | 6/1/2010 4:10:17 PM |
| cash-spark3 | $25.00 | $25.00 | 6/1/2010 12:15:30 PM |
| Weaverville | $50.00 | $50.00 | 6/1/2010 4:39:41 PM |
| enforcer5 | $25.00 | $25.00 | 6/1/2010 4:39:47 PM |
| wampum-chorus3 | $25.00 | $25.00 | 6/1/2010 4:37:10 PM |
| Interstate_Rate | $500.00 | $500.00 | 6/1/2010 1:27:30 PM |
| A007 | $25.00 | $25.00 | 6/1/2010 4:39:14 PM |
| gracej | $25.00 | $25.00 | 6/1/2010 4:09:47 PM |
| shrewd-deal | $25.00 | $25.00 | 6/1/2010 8:22:40 PM |
| treasure-bliss | $100.00 | $100.00 | 6/2/2010 5:22:23 AM |
| teller | $25.00 | $25.00 | 6/2/2010 8:52:00 AM |
| tekkie2412 | $25.00 | $25.00 | 6/2/2010 7:36:50 AM |
| loan-kung-fu | $25.00 | $25.00 | 6/2/2010 8:14:26 AM |
| Marathoner | $25.00 | $25.00 | 6/2/2010 11:07:19 AM |
| samo102us | $25.00 | $25.00 | 6/2/2010 2:46:41 PM |
| psa1995 | $44.42 | $44.42 | 6/2/2010 7:33:17 AM |
| merle-noir | $50.00 | $50.00 | 6/2/2010 8:52:32 AM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 9:38:10 AM |
| the-silver-blaster | $50.00 | $50.00 | 6/2/2010 6:22:03 PM |
| orgy63 | $25.00 | $25.00 | 6/3/2010 9:12:05 AM |
| p2p-eagle9 | $25.00 | $25.00 | 6/3/2010 7:31:52 AM |
| honorable-yield | $36.50 | $36.50 | 6/3/2010 2:01:41 PM |
| rose88 | $25.00 | $25.00 | 6/3/2010 3:02:32 PM |
| kchen486 | $50.00 | $50.00 | 6/3/2010 3:41:59 PM |
| irrelevant | $25.00 | $25.00 | 6/3/2010 4:32:37 PM |
| orange-truth-pole | $36.02 | $36.02 | 6/3/2010 6:43:59 PM |
| IIP77 | $25.00 | $25.00 | 6/4/2010 8:31:05 AM |
| brazilofmux | $78.41 | $78.41 | 6/4/2010 3:42:13 PM |
| GElender | $34.35 | $34.35 | 6/4/2010 6:18:51 PM |
| BankOfBjoltus | $50.00 | $50.00 | 6/4/2010 8:28:54 PM |
| integrity-cowbell | $25.00 | $25.00 | 6/5/2010 1:44:25 PM |
| NJournalist | $25.00 | $25.00 | 6/5/2010 4:45:16 PM |
| KiwiElf | $25.00 | $25.00 | 6/5/2010 4:45:37 PM |
| don8ter | $25.00 | $25.00 | 6/5/2010 4:46:44 PM |
| mzman | $25.00 | $25.00 | 6/5/2010 6:00:20 PM |
| Tradesmanlender | $25.00 | $25.00 | 6/4/2010 6:18:54 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/5/2010 11:29:57 PM |
| flwah | $25.00 | $25.00 | 6/4/2010 8:40:30 PM |
| Anny-Disco | $100.00 | $100.00 | 6/5/2010 4:10:13 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/6/2010 4:10:05 PM |
| leverage-monger | $25.00 | $25.00 | 6/6/2010 4:28:17 PM |
| PhalanxBulldog | $25.00 | $25.00 | 6/5/2010 4:45:42 PM |
| mizount | $25.00 | $25.00 | 6/7/2010 9:39:28 AM |
| head | $25.00 | $25.00 | 6/5/2010 10:47:18 PM |
| dpjd | $25.00 | $25.00 | 6/6/2010 9:14:01 AM |
| noble-revenue | $50.00 | $50.00 | 6/6/2010 1:45:13 PM |
| LongTail | $25.00 | $25.00 | 6/7/2010 9:40:15 AM |
| Sixmil | $25.00 | $25.00 | 6/7/2010 9:41:41 AM |
| rmachi | $25.00 | $25.00 | 6/6/2010 4:16:38 PM |
| adamnash | $25.00 | $25.00 | 6/6/2010 10:00:46 PM |
| pavelz | $50.00 | $50.00 | 6/7/2010 1:16:39 AM |
| SpotLending | $25.00 | $25.00 | 6/7/2010 6:21:21 AM |
| balance-whistle7 | $25.00 | $25.00 | 6/7/2010 12:00:15 PM |
| mcabery | $150.00 | $150.00 | 6/7/2010 12:38:12 PM |
| Heiko | $25.00 | $25.00 | 6/7/2010 9:41:59 AM |
| gustavholstopus32 | $25.00 | $25.00 | 6/7/2010 12:35:32 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/7/2010 1:09:50 PM |
| Galt_Capitalist | $350.00 | $350.00 | 6/7/2010 1:32:31 PM |
| cassius84 | $25.00 | $25.00 | 6/7/2010 7:28:23 PM |
| biobulator | $25.00 | $25.00 | 6/7/2010 5:04:40 PM |
| payout-magician | $25.00 | $25.00 | 6/7/2010 8:12:18 PM |
| WolRab | $25.00 | $25.00 | 6/7/2010 6:32:40 PM |
| ualf | $32.88 | $32.88 | 6/7/2010 6:33:35 PM |
| wise-silver-wonder | $25.00 | $25.00 | 6/7/2010 8:18:06 PM |
| Scottnow | $25.00 | $25.00 | 6/7/2010 8:35:29 PM |
| Superc0ld | $65.09 | $65.09 | 6/7/2010 6:53:39 PM |
| npokpr | $50.00 | $50.00 | 6/7/2010 8:59:35 PM |
| CirC | $25.00 | $25.00 | 6/8/2010 1:18:29 AM |
| treasure-generator | $25.00 | $25.00 | 6/7/2010 8:07:13 PM |
| lazyeye | $25.00 | $25.00 | 6/8/2010 6:23:01 AM |
| All_Wins | $25.00 | $25.00 | 6/7/2010 8:18:09 PM |
| nodrivelpls | $25.00 | $25.00 | 6/7/2010 6:54:00 PM |
| ALVO | $30.31 | $30.31 | 6/7/2010 7:47:31 PM |
| ADIDASNO | $25.00 | $25.00 | 6/7/2010 7:48:09 PM |
| PHI4308 | $25.00 | $25.00 | 6/7/2010 8:06:40 PM |
| wwwUniversal | $25.00 | $25.00 | 6/7/2010 8:19:53 PM |
| dmitriy2 | $25.00 | $25.00 | 6/8/2010 10:02:00 AM |
| 1phantom | $50.00 | $50.00 | 6/8/2010 10:05:07 AM |
| ddog0224 | $25.00 | $25.00 | 6/1/2010 12:04:58 PM |
| wayman | $25.00 | $25.00 | 6/1/2010 12:05:08 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/1/2010 12:06:36 PM |
| Phantom99 | $25.00 | $25.00 | 6/1/2010 12:04:27 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/1/2010 12:13:03 PM |
| rescue | $50.00 | $50.00 | 6/1/2010 11:56:45 AM |
| successful-euro | $50.00 | $50.00 | 6/1/2010 12:13:53 PM |
| power-pagoda | $26.00 | $26.00 | 6/1/2010 12:19:10 PM |
| systemlender | $25.00 | $25.00 | 6/1/2010 12:16:32 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/1/2010 12:03:29 PM |
| asafb | $400.00 | $400.00 | 6/1/2010 3:31:03 PM |
| MrBluesummers | $50.00 | $50.00 | 6/1/2010 4:09:53 PM |
| bchen78875 | $25.00 | $25.00 | 6/1/2010 12:12:29 PM |
| ichibon | $75.00 | $75.00 | 6/1/2010 12:13:16 PM |
| DcUnited | $30.00 | $30.00 | 6/1/2010 4:10:04 PM |
| twirl2 | $25.00 | $25.00 | 6/1/2010 12:18:07 PM |
| steady-bazaar | $25.00 | $25.00 | 6/1/2010 4:39:45 PM |
| zone6 | $28.72 | $28.72 | 6/1/2010 4:36:40 PM |
| payout-banker4 | $25.00 | $25.00 | 6/1/2010 4:10:12 PM |
| kmr2 | $25.00 | $25.00 | 6/2/2010 3:41:45 AM |
| kegs | $100.00 | $100.00 | 6/1/2010 4:24:03 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/1/2010 4:24:06 PM |
| dinero-speaker | $50.00 | $50.00 | 6/1/2010 4:24:14 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/2/2010 5:31:49 AM |
| money_money | $50.00 | $50.00 | 6/1/2010 4:39:27 PM |
| schnatty | $50.00 | $50.00 | 6/2/2010 8:57:00 AM |
| supreme-bonus0 | $25.00 | $25.00 | 6/2/2010 1:23:12 PM |
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 7:18:02 AM |
| first-upright-payout | $25.00 | $25.00 | 6/2/2010 2:18:00 PM |
| flexible-value | $26.00 | $26.00 | 6/3/2010 3:41:47 PM |
| Carpetkid | $25.00 | $25.00 | 6/3/2010 12:02:13 PM |
| icchok | $50.00 | $50.00 | 6/3/2010 9:37:14 AM |
| penny-chooser | $50.00 | $50.00 | 6/3/2010 9:48:53 AM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 11:31:52 AM |
| TennSquire | $25.00 | $25.00 | 6/3/2010 5:06:38 PM |
| Dia_Lucrii | $25.00 | $25.00 | 6/3/2010 3:17:08 PM |
| Clambake | $50.00 | $50.00 | 6/4/2010 12:56:12 AM |
| decisive-capital | $50.00 | $50.00 | 6/3/2010 7:11:42 PM |
| tech_helper | $50.00 | $50.00 | 6/4/2010 4:25:05 AM |
| money2k | $25.00 | $25.00 | 6/4/2010 1:14:07 AM |
| easylender | $25.00 | $25.00 | 6/4/2010 12:10:17 PM |
| nunnie | $25.00 | $25.00 | 6/4/2010 2:13:50 PM |
| blackstar | $25.00 | $25.00 | 6/4/2010 4:39:52 AM |
| cgorry | $25.00 | $25.00 | 6/4/2010 11:29:43 AM |
| ltsisk | $112.45 | $112.45 | 6/4/2010 4:58:19 PM |
| KavaQueen | $75.00 | $75.00 | 6/4/2010 6:59:33 PM |
| mmckune | $25.00 | $25.00 | 6/4/2010 4:12:18 PM |
| dschaaf | $25.00 | $25.00 | 6/4/2010 9:45:07 PM |
| skuba | $25.00 | $25.00 | 6/5/2010 4:45:47 PM |
| socal-lender | $25.00 | $25.00 | 6/5/2010 11:48:46 AM |
| Goodnotlucky | $50.00 | $50.00 | 6/4/2010 6:36:47 PM |
| rpg | $50.00 | $50.00 | 6/6/2010 8:14:37 AM |
| dollar-oracle55 | $25.00 | $25.00 | 6/5/2010 4:46:15 PM |
| Searlzy | $25.00 | $25.00 | 6/5/2010 10:24:44 AM |
| fair_rates | $25.00 | $25.00 | 6/7/2010 8:40:30 AM |
| lostontheedge | $25.00 | $25.00 | 6/7/2010 9:41:27 AM |
| mla | $25.00 | $25.00 | 6/5/2010 8:20:39 PM |
| mikeandcat | $50.00 | $50.00 | 6/7/2010 5:34:46 AM |
| anton | $49.42 | $49.42 | 6/7/2010 7:11:44 AM |
| omerta6102 | $30.03 | $30.03 | 6/7/2010 11:27:33 AM |
| five-star-justice | $36.00 | $36.00 | 6/7/2010 11:40:51 AM |
| coin-spilunker | $26.50 | $26.50 | 6/7/2010 1:23:11 PM |
| credit-maverick1 | $100.00 | $100.00 | 6/7/2010 10:13:38 AM |
| Ocean713 | $50.00 | $50.00 | 6/7/2010 11:28:59 AM |
| new-return-faire | $50.00 | $50.00 | 6/7/2010 10:05:14 AM |
| dada287 | $75.00 | $75.00 | 6/7/2010 10:11:25 AM |
| jameskdean | $25.00 | $25.00 | 6/7/2010 11:40:42 AM |
| gristle | $25.00 | $25.00 | 6/7/2010 11:45:21 AM |
| DrStaff | $53.42 | $53.42 | 6/7/2010 6:17:05 PM |
| Interloper | $28.81 | $28.81 | 6/7/2010 6:17:18 PM |
| carlover | $25.00 | $25.00 | 6/7/2010 6:52:53 PM |
| glalat | $25.00 | $25.00 | 6/7/2010 7:49:09 PM |
| Eagledrop | $25.00 | $25.00 | 6/7/2010 6:54:11 PM |
| topher515 | $25.00 | $25.00 | 6/7/2010 7:11:38 PM |
| kmwvma | $25.00 | $25.00 | 6/7/2010 7:28:26 PM |
| ArkoshKovash | $25.00 | $25.00 | 6/7/2010 7:48:54 PM |
| nolahelper | $25.00 | $25.00 | 6/8/2010 5:37:13 AM |
| greenback-ally | $45.00 | $45.00 | 6/7/2010 8:12:42 PM |
| bazaar-tulip | $25.00 | $25.00 | 6/7/2010 8:17:37 PM |
| lending-bear | $33.12 | $33.12 | 6/7/2010 8:18:11 PM |
| Little_Guy | $25.00 | $25.00 | 6/7/2010 6:52:47 PM |
| bbrelo | $25.00 | $16.55 | 6/7/2010 10:05:44 PM |
| dparkhom | $25.00 | $25.00 | 6/7/2010 8:07:08 PM |
| seattleslug | $25.00 | $25.00 | 6/7/2010 8:07:46 PM |
| TheCount | $25.00 | $25.00 | 6/8/2010 6:31:58 AM |
| Oupa-George | $25.00 | $25.00 | 6/7/2010 8:09:11 PM |
| yield-lion | $25.00 | $25.00 | 6/7/2010 8:18:04 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/7/2010 9:02:34 PM |
| Jcardone33 | $25.00 | $25.00 | 6/8/2010 10:15:45 AM |
| 187 bids
|
Borrower Payment Dependent Notes Series
460779
This series of Notes was issued and sold upon the funding of the borrower loan #42846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-03-2010 |
|
|
Starting lender yield:
| 33.15% |
Starting borrower rate/APR:
| 34.15% / 36.59% |
Starting monthly payment:
| $156.65 |
|
Final lender yield:
| 33.15% |
Final borrower rate/APR:
| 34.15% / 36.59% |
Final monthly payment:
| $156.65 |
| |
|
Auction yield range:
| 13.99% - 33.15% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 5% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
4 | Length of status: | 10y 10m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 39 |
Occupation: | Executive |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $4,736 | Stated income: | $100,000+ |
|
Amount delinquent:
| $4,579 |
Bankcard utilization:
| 94% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| bbabsbarbs |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2009)
|
|
Principal balance:
| $5,982.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Lawyer fees HELP PLEASE I BEG U
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
Casual72 has bid a total of
$75.00 in winning bids.
"Barbara has always paid her prosper loans on time. Prior to Prosper, I have lent Barbara money on one or two occasions and she always paid me back. You can check her previous loan and see that I funded most of it personally. I have full faith in Barbara, so bid with confidence!"
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
Please explain the current delinquencies of $4,500, the past public record, and the past delinquencies shown on your Prosper credit profile. Thanks - reflective-rupee
A:
I had to claim bankruptcy due to my divorce. Up to that point I was always on time. I already have a loan with prosper that I am never ever late with. I still have my car that I kept during the bankruptcy and that payment is always on time as well. My divorce destroyed me financially and now I am back in court with my ex and I dont want to represent myself. I originally had a loan for $6000 but lowered it to 3500 - I found a lawyer that will take a lesser retainer
(Jun-01-2010)
Q:
Would you please explain the nature of the lawyer's fees? Also, please include your income & expenses. More information please. - ore-leather
A:
I am back in court with my ex husband. I recently had to motion for an order of protection for my son against his father and a motion for modified visitation - My divorce has cost me so much already including bankruptcy but I have always paid on time up to that point. I need money to retain a lawyer and I make $100,000 a year but I am basically supporting my son on my own as well as a house, child care, utilities, car, insurance, food, and clothing. I have always paid prosper on time
(Jun-01-2010)
Q:
Please describe what the lawyer fees are for. Thanks and best wishes. - reflective-rupee
A:
I had to file for a motion for an order of protection on my son's behalf from his abusive father as well as modification for visitation. It was adjounrned today because my ex's lawyer could not make it and I still dont have one. I was turned down by legal aid and I found a lawyer who wont ask for $5,000 retainer but still needs a substantial amount. I am sick over this just sick over it and feel lost
(Jun-01-2010)
Q:
hi, could you add some info about your job/industry? thanks - shrewd-income
A:
I work for an investment banking company and have been with the firm for 11 years. I make a very good income however I am a single mom and have to pay a mortgage, utilities, child care, clothing, food, car, insurance and constant legal issues. I have always paid bills on time however I had such a bad lawyer during my divorce and I had to get stuck with the marital debt which forced me into bankruptcy. I pay my prosper loan and car loan on time every month. I feel very lost and beg for help
(Jun-01-2010)
Q:
you sound like you've handled things ok so far, don't worry things will work out. i'll bid in a few days and will try to help out. good luck! - shrewd-income
A:
Thank u so much in advance
(Jun-01-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| shrewd-peace7 | $50.00 | $50.00 | 6/1/2010 11:54:23 AM |
| successful-euro | $40.00 | $40.00 | 6/1/2010 11:56:36 AM |
| S-Master | $25.00 | $25.00 | 6/1/2010 11:56:40 AM |
| cash-spark3 | $25.00 | $25.00 | 6/1/2010 12:05:25 PM |
| SNH | $50.00 | $50.00 | 6/1/2010 12:07:59 PM |
| JGB | $100.00 | $100.00 | 6/1/2010 12:08:47 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/1/2010 12:06:23 PM |
| deal-hickory5 | $50.00 | $50.00 | 6/1/2010 12:10:03 PM |
| Rattlehead | $25.00 | $25.00 | 6/1/2010 12:09:06 PM |
| market-walnut5 | $50.00 | $50.00 | 6/1/2010 12:09:14 PM |
| Shepherd7 | $30.00 | $30.00 | 6/1/2010 12:13:26 PM |
| AlexTrep | $25.00 | $25.00 | 6/1/2010 12:16:45 PM |
| finance-prescription | $50.00 | $50.00 | 6/1/2010 12:00:45 PM |
| Interstate_Rate | $250.00 | $250.00 | 6/1/2010 1:26:46 PM |
| svandgts | $50.00 | $50.00 | 6/1/2010 12:19:20 PM |
| zorg77 | $25.00 | $25.00 | 6/1/2010 12:19:28 PM |
| coachmike15 | $25.00 | $25.00 | 6/1/2010 12:08:12 PM |
| top-historic-peso | $26.00 | $26.00 | 6/1/2010 12:08:20 PM |
| impressive-openness7 | $50.00 | $50.00 | 6/1/2010 2:04:42 PM |
| DadWarbucks | $25.00 | $25.00 | 6/1/2010 4:07:26 PM |
| lostviajero | $25.00 | $25.00 | 6/1/2010 12:13:32 PM |
| systemlender | $25.00 | $25.00 | 6/1/2010 4:22:59 PM |
| Bank42 | $50.00 | $50.00 | 6/1/2010 12:16:03 PM |
| psa1995 | $25.00 | $25.00 | 6/1/2010 12:18:19 PM |
| red-favorable-basis | $25.00 | $25.00 | 6/1/2010 6:27:53 PM |
| asiaratt | $29.42 | $29.42 | 6/1/2010 5:11:44 PM |
| reflective-rupee | $100.00 | $100.00 | 6/1/2010 8:25:51 PM |
| Int_PrinRateTime4000 | $25.00 | $25.00 | 6/1/2010 9:26:40 PM |
| accordion8 | $25.00 | $25.00 | 6/2/2010 1:47:16 AM |
| Casual72 | $75.00 | $75.00 | 6/2/2010 3:39:39 AM |
| credit-coach118 | $45.00 | $45.00 | 6/2/2010 8:54:08 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/2/2010 10:29:50 AM |
| Finance_Jedi | $25.00 | $25.00 | 6/2/2010 8:43:40 AM |
| shrewd-income | $25.00 | $25.00 | 6/2/2010 9:02:16 AM |
| marketologist327 | $25.00 | $25.00 | 6/1/2010 5:48:12 PM |
| reflective-rupee | $100.00 | $100.00 | 6/1/2010 8:25:19 PM |
| treasure-bliss | $100.00 | $100.00 | 6/2/2010 5:21:50 AM |
| orange-preeminant-bill | $100.00 | $38.92 | 6/2/2010 5:31:40 AM |
| Phantom99 | $25.00 | $25.00 | 6/1/2010 12:07:46 PM |
| Ocean713 | $50.00 | $50.00 | 6/1/2010 12:05:22 PM |
| orderly-leverage | $30.00 | $30.00 | 6/1/2010 12:08:36 PM |
| qwsd12 | $40.00 | $40.00 | 6/1/2010 12:07:31 PM |
| actvtrdr | $35.00 | $35.00 | 6/1/2010 12:08:42 PM |
| personal-lender | $25.00 | $25.00 | 6/1/2010 12:09:02 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/1/2010 12:13:46 PM |
| IIP77 | $25.00 | $25.00 | 6/1/2010 11:58:24 AM |
| supreme-hope | $25.00 | $25.00 | 6/1/2010 12:12:45 PM |
| life-is-great | $25.00 | $25.00 | 6/1/2010 12:16:48 PM |
| Kaj | $25.00 | $25.00 | 6/1/2010 12:14:57 PM |
| simplelender80 | $50.00 | $50.00 | 6/1/2010 12:16:59 PM |
| worth-arch | $25.00 | $25.00 | 6/1/2010 12:08:29 PM |
| money-bauble | $75.00 | $75.00 | 6/1/2010 12:09:28 PM |
| desertoasis | $25.00 | $25.00 | 6/1/2010 12:13:35 PM |
| asset-equilibrium0 | $50.00 | $50.00 | 6/1/2010 12:14:16 PM |
| Legally_Blonde | $25.00 | $25.00 | 6/1/2010 4:27:25 PM |
| StrategicFinancier21 | $25.00 | $25.00 | 6/1/2010 12:16:10 PM |
| zone6 | $100.00 | $100.00 | 6/1/2010 4:23:15 PM |
| p2ploan-futurist9 | $50.00 | $50.00 | 6/1/2010 12:18:44 PM |
| power-pagoda | $25.00 | $25.00 | 6/1/2010 12:19:04 PM |
| reflective-rupee | $100.00 | $100.00 | 6/1/2010 3:14:43 PM |
| shrewd-deal | $25.00 | $25.00 | 6/1/2010 8:21:51 PM |
| contract-maracas | $48.76 | $48.76 | 6/1/2010 6:36:38 PM |
| chicagoman | $25.00 | $25.00 | 6/1/2010 9:33:39 PM |
| big_balla_papi | $25.00 | $25.00 | 6/1/2010 9:43:58 PM |
| reflective-rupee | $100.00 | $100.00 | 6/1/2010 8:25:06 PM |
| bold-direct-asset | $25.00 | $25.00 | 6/1/2010 9:51:39 PM |
| alexgalt | $100.00 | $100.00 | 6/2/2010 3:41:45 AM |
| Evolver | $29.47 | $29.47 | 6/2/2010 7:21:36 AM |
| twjh | $25.00 | $25.00 | 6/2/2010 7:21:41 AM |
| reflective-rupee | $100.00 | $100.00 | 6/1/2010 8:25:33 PM |
| golffish2 | $100.00 | $100.00 | 6/2/2010 9:09:18 AM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 9:39:47 AM |
| sensational-peace6 | $25.00 | $25.00 | 6/2/2010 9:08:49 PM |
| five-star-note | $50.00 | $50.00 | 6/3/2010 9:55:39 AM |
| gourd6 | $32.43 | $32.43 | 6/3/2010 12:01:41 PM |
| return-grizzly | $100.00 | $100.00 | 6/3/2010 1:06:17 PM |
| 76 bids
|
Borrower Payment Dependent Notes Series
460845
This series of Notes was issued and sold upon the funding of the borrower loan #42881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,700.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $248.65 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $248.65 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 38% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 6y 7m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 22 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,712 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 28% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| evian415 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 26 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2009)
640-659
(Feb-2008)
|
|
Principal balance:
| $3,976.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Consolidating Debts
Purpose of loan:
This loan will be used to consolidate two loans.
My financial situation:
I am a good candidate for this loan because? I've been a member of Prosper for a little over 2 years now and I have a stable job which I am thankful for every day which will allow me to continue making timely payments. In 26 months of payment history with Prosper I have never been late or missed a payment. The loans I am trying to consolidate cost me $370 a month. With?this new?Prosper?loan?my?monthly payments?will drop to $248 along with the interest rate. I will be paying less than what I am now so there will be no difficulty in making these payments.
Monthly net income: $ 2300
Monthly expenses: $
??Housing: $ 500
??Insurance: $ no car
??Car expenses: $ no car
??Utilities: $ paid for in rent
??Phone, cable, internet: $ 160
??Food, entertainment: $?200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 520
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 6/1/2010 11:57:20 AM |
| Phantom99 | $25.00 | $25.00 | 6/1/2010 12:04:24 PM |
| wayman | $25.00 | $25.00 | 6/1/2010 12:05:06 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/1/2010 12:10:05 PM |
| rescue | $50.00 | $50.00 | 6/1/2010 11:56:43 AM |
| market-pudding | $25.00 | $25.00 | 6/1/2010 12:12:53 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/1/2010 12:16:43 PM |
| DcUnited | $30.00 | $30.00 | 6/1/2010 12:18:36 PM |
| cash-spark3 | $25.00 | $25.00 | 6/1/2010 12:15:28 PM |
| Bank42 | $50.00 | $50.00 | 6/1/2010 12:15:47 PM |
| power-pagoda | $26.00 | $26.00 | 6/1/2010 12:19:09 PM |
| simplelender80 | $100.00 | $100.00 | 6/1/2010 12:16:53 PM |
| hrubinst | $25.00 | $25.00 | 6/1/2010 12:04:06 PM |
| kmr2 | $25.00 | $25.00 | 6/1/2010 12:43:51 PM |
| payout-banker4 | $25.00 | $25.00 | 6/1/2010 12:18:50 PM |
| steady-bazaar | $25.00 | $25.00 | 6/1/2010 1:32:04 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/1/2010 12:06:34 PM |
| dsfoundation | $25.00 | $25.00 | 6/1/2010 12:28:57 PM |
| enforcer5 | $25.00 | $25.00 | 6/1/2010 1:32:05 PM |
| wampum-chorus3 | $25.00 | $25.00 | 6/1/2010 4:07:34 PM |
| first-upright-payout | $25.00 | $25.00 | 6/1/2010 4:07:46 PM |
| truth-futurist | $25.00 | $25.00 | 6/1/2010 4:08:07 PM |
| Bailador | $25.00 | $25.00 | 6/1/2010 4:07:37 PM |
| visionary-community | $25.00 | $25.00 | 6/1/2010 12:17:08 PM |
| money-bauble | $200.00 | $52.33 | 6/1/2010 4:23:21 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/1/2010 12:17:53 PM |
| twirl2 | $25.00 | $25.00 | 6/1/2010 12:18:05 PM |
| finance-prescription | $86.21 | $86.21 | 6/1/2010 4:07:41 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/1/2010 4:07:53 PM |
| marketplace-broker3 | $25.00 | $25.00 | 6/3/2010 4:15:45 PM |
| TheCount | $25.00 | $25.00 | 6/4/2010 10:59:52 AM |
| principal-star | $25.00 | $25.00 | 6/4/2010 12:15:36 PM |
| pythia | $25.00 | $25.00 | 6/4/2010 4:46:01 PM |
| Josphine | $25.00 | $25.00 | 6/4/2010 7:30:37 PM |
| trumpeter5 | $25.00 | $25.00 | 6/5/2010 2:15:05 PM |
| Craig172 | $100.00 | $100.00 | 6/4/2010 8:28:33 PM |
| dblakels | $25.00 | $25.00 | 6/6/2010 11:55:53 PM |
| 1SteelerFan | $25.00 | $25.00 | 6/7/2010 11:31:36 AM |
| VIPBank | $25.00 | $25.00 | 6/6/2010 3:13:50 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/6/2010 11:52:34 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/7/2010 12:39:54 PM |
| sharp518 | $50.00 | $50.00 | 6/7/2010 12:48:11 PM |
| patriot384 | $180.00 | $180.00 | 6/7/2010 2:02:35 PM |
| Simply2fly | $25.00 | $25.00 | 6/7/2010 1:41:18 PM |
| FinanceEngine | $25.00 | $25.00 | 6/7/2010 2:26:35 PM |
| 113121 | $150.00 | $150.00 | 6/7/2010 7:35:26 PM |
| sweety075 | $25.00 | $25.00 | 6/7/2010 9:32:16 PM |
| Jerrys1951 | $25.00 | $25.00 | 6/7/2010 4:52:00 PM |
| DoctorJoe | $25.00 | $25.00 | 6/8/2010 6:48:50 AM |
| nalaari | $38.02 | $38.02 | 6/8/2010 7:07:30 AM |
| credit-missile | $25.00 | $25.00 | 6/8/2010 8:23:56 AM |
| nashibaksi | $25.00 | $25.00 | 6/7/2010 7:38:23 PM |
| 113121 | $50.00 | $50.00 | 6/8/2010 5:57:51 AM |
| credit-missile | $25.00 | $25.00 | 6/8/2010 8:13:35 AM |
| wisconsinvestor | $26.54 | $26.54 | 6/8/2010 11:40:39 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/8/2010 6:24:56 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/8/2010 8:48:07 AM |
| scientists | $25.00 | $25.00 | 6/8/2010 9:20:45 AM |
| exciting-fairness | $200.00 | $200.00 | 6/8/2010 9:35:05 AM |
| best-listing-toro | $25.00 | $25.00 | 6/8/2010 10:07:41 AM |
| Pulchritudinous | $25.00 | $25.00 | 6/1/2010 11:59:48 AM |
| economy-producer | $25.00 | $25.00 | 6/1/2010 12:02:55 PM |
| Avala | $50.00 | $50.00 | 6/1/2010 12:04:11 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/1/2010 12:03:27 PM |
| chestnut4 | $25.00 | $25.00 | 6/1/2010 12:06:04 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/1/2010 12:04:42 PM |
| american6 | $25.00 | $25.00 | 6/1/2010 12:05:38 PM |
| riproaringrapids | $25.00 | $25.00 | 6/1/2010 12:07:12 PM |
| bid-czar8 | $100.00 | $100.00 | 6/1/2010 12:10:20 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/1/2010 12:10:38 PM |
| golden-wealth2 | $50.00 | $50.00 | 6/1/2010 12:13:57 PM |
| kaiger | $25.00 | $25.00 | 6/1/2010 12:14:35 PM |
| buphigam | $30.00 | $30.00 | 6/1/2010 12:14:50 PM |
| ichibon | $75.00 | $75.00 | 6/1/2010 12:13:12 PM |
| kegs | $100.00 | $100.00 | 6/1/2010 12:17:26 PM |
| SNH | $50.00 | $50.00 | 6/1/2010 12:03:14 PM |
| svandgts | $50.00 | $50.00 | 6/1/2010 12:19:25 PM |
| top-historic-peso | $25.00 | $25.00 | 6/1/2010 12:03:18 PM |
| systemlender | $25.00 | $25.00 | 6/1/2010 12:16:30 PM |
| worth-arch | $25.00 | $25.00 | 6/1/2010 12:03:40 PM |
| ddog0224 | $25.00 | $25.00 | 6/1/2010 12:04:55 PM |
| Interstate_Rate | $500.00 | $500.00 | 6/1/2010 1:27:28 PM |
| 113121 | $25.00 | $25.00 | 6/1/2010 3:34:40 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/1/2010 4:07:49 PM |
| asset-equilibrium0 | $25.00 | $25.00 | 6/1/2010 4:08:04 PM |
| psa1995 | $50.00 | $50.00 | 6/1/2010 4:08:12 PM |
| Ocean713 | $50.00 | $50.00 | 6/1/2010 4:10:29 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/1/2010 12:15:34 PM |
| zone6 | $100.00 | $100.00 | 6/1/2010 4:10:42 PM |
| gracej | $25.00 | $25.00 | 6/1/2010 12:17:22 PM |
| dinero-speaker | $50.00 | $50.00 | 6/1/2010 12:17:32 PM |
| objective-investor | $100.00 | $100.00 | 6/1/2010 12:28:04 PM |
| Aberdeen | $400.00 | $400.00 | 6/1/2010 4:48:02 PM |
| JustMee | $25.00 | $25.00 | 6/1/2010 5:34:26 PM |
| DasMula | $25.00 | $25.00 | 6/1/2010 3:05:32 PM |
| Bank_Of_XL | $25.00 | $25.00 | 6/1/2010 5:47:17 PM |
| peso-mate | $25.00 | $25.00 | 6/1/2010 4:07:39 PM |
| money_money | $50.00 | $50.00 | 6/1/2010 4:10:02 PM |
| loan-kung-fu | $25.00 | $25.00 | 6/1/2010 4:10:44 PM |
| vine99 | $40.00 | $40.00 | 6/1/2010 7:55:53 PM |
| lender12345 | $25.00 | $25.00 | 6/1/2010 9:43:34 PM |
| direct-asset | $25.00 | $25.00 | 6/2/2010 1:29:39 PM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 3:08:10 PM |
| lendstats_com | $25.00 | $25.00 | 6/4/2010 1:14:54 AM |
| wlm3012 | $25.00 | $25.00 | 6/5/2010 11:01:05 AM |
| p2p-eagle9 | $50.00 | $50.00 | 6/5/2010 7:22:03 AM |
| i2amme | $50.00 | $50.00 | 6/5/2010 8:35:55 AM |
| order-bee1 | $25.00 | $25.00 | 6/5/2010 4:04:10 PM |
| iostorms | $25.00 | $25.00 | 6/5/2010 11:01:52 AM |
| JackinGreen | $75.00 | $75.00 | 6/6/2010 7:16:35 AM |
| mpatrick | $46.53 | $46.53 | 6/6/2010 9:56:33 AM |
| gingersnap7 | $110.37 | $110.37 | 6/5/2010 9:25:45 PM |
| Flash80 | $100.00 | $100.00 | 6/6/2010 7:48:10 AM |
| Sol_Invictus | $25.00 | $25.00 | 6/6/2010 4:38:31 PM |
| MattProsper | $75.00 | $75.00 | 6/6/2010 4:44:01 PM |
| ghinga | $32.00 | $32.00 | 6/5/2010 8:35:14 PM |
| wealth-multiplier | $27.00 | $27.00 | 6/7/2010 10:21:50 AM |
| Mr-Miracle | $25.00 | $25.00 | 6/6/2010 11:24:05 AM |
| new-return-faire | $100.00 | $100.00 | 6/7/2010 9:31:17 AM |
| jcw3rd | $25.00 | $25.00 | 6/7/2010 9:36:57 AM |
| investment-cluster | $25.00 | $25.00 | 6/7/2010 2:25:27 PM |
| credit-missile | $50.00 | $50.00 | 6/7/2010 6:16:12 PM |
| radar_love | $25.00 | $25.00 | 6/7/2010 4:50:36 PM |
| Leshan | $100.00 | $100.00 | 6/7/2010 7:20:06 PM |
| wonder3 | $25.00 | $25.00 | 6/7/2010 6:51:44 PM |
| 1phantom | $25.00 | $25.00 | 6/8/2010 10:09:42 AM |
| grampy48 | $45.00 | $45.00 | 6/8/2010 10:47:22 AM |
| Bob450 | $25.00 | $25.00 | 6/8/2010 8:13:18 AM |
| riveting-credit5 | $200.00 | $200.00 | 6/8/2010 11:43:07 AM |
| ChewyZ | $25.00 | $25.00 | 6/8/2010 6:27:47 AM |
| credit-coach118 | $25.00 | $25.00 | 6/8/2010 8:40:59 AM |
| queenfela | $25.00 | $25.00 | 6/8/2010 9:24:24 AM |
| friendinmoney | $75.00 | $75.00 | 6/8/2010 11:00:30 AM |
| blackstar | $25.00 | $25.00 | 6/8/2010 11:01:22 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:12:01 AM |
| 135 bids
|
Borrower Payment Dependent Notes Series
460893
This series of Notes was issued and sold upon the funding of the borrower loan #42872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $161.70 |
|
Final lender yield:
| 24.50% |
Final borrower rate/APR:
| 25.50% / 27.81% |
Final monthly payment:
| $160.10 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 2m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 19 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,161 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 86% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 10 | | | | |
|
Screen name:
| cometstarmoon |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,750.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2009)
640-659
(Oct-2008)
600-619
(Feb-2008)
560-579
(Jan-2008)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Pay off business loan
Purpose of loan:
This loan will be used to pay off a business loan. In 2008 I entered a venture with four other individuals. In order to secure a loan my car was used as collateral. Due to differences of opinion in the amount of risk we should take in the venture (I wanted to take less risk) I chose to leave the organization in 2009. The purpose of this loan is to pay off my remaining debt to this loan so I can clear the lien on my car and complete my break from the organization. The loan was taken out as a personal loan and not a business loan. It currently has my name and one members name attached to it and due to concerns over that members ability to fulfill obligations I'd like to be free of this loan as soon as possible. The goal of this loan is to provide more control of the financial situation even though the interest rate is substantially higher. It will bring me a piece of mind.
My financial situation is solid. After hitting some financial walls in 2001-2003 I've made substantial improvements to my lifestyle and money management skills. I am currently living comfortably waiting for those mistakes in my past to start falling off my credit report over the next couple of years.
I am a good candidate for this loan because I plan to pay it off faster than the three years required by prosper. Since this loan I'm trying to pay off opened I've been the only member of the organization making the monthly required payment of $323 per month. In the last three months I've increased those payments to $500 per month in an attempt to clear my obligation to the loan faster. On prosper, I plan to continue making payments above and beyond the required amount just as I was doing with the bank. Additionally, this will be my second prosper loan, so I have a history on this website of fulfilling my obligations. I also have friends who are very aware of my financial situation and they are also pledging to pay into this loan to express votes of confidence in my ability to pay it back.
Monthly net income: $2400 (note: I have a 7 percent raise to my income starting in September)
Monthly expenses: $1535
??Housing: $300
??Insurance: $75
??Car expenses: $60
??Utilities: $150
??Food, entertainment: $200
??Clothing, household expenses $50
??Credit cards and other loans: $200
??Business Loan (which will become this loan): $500
Information in the Description is not verified.
Friends And Family Winning Bids
shanedog has bid a total of
$500.00 in winning bids.
gomi-no-sensei has bid a total of
$1,000.00 in winning bids.
listing-mad-scientist9 has bid a total of
$700.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $100.00 | $100.00 | 6/1/2010 12:02:44 PM |
| shanedog | $500.00 | $500.00 | 6/1/2010 1:00:02 PM |
| Wachocia | $25.00 | $25.00 | 6/1/2010 2:57:58 PM |
| gomi-no-sensei | $1,000.00 | $1,000.00 | 6/1/2010 2:52:14 PM |
| alexgalt | $100.00 | $100.00 | 6/1/2010 1:03:09 PM |
| JustMee | $25.00 | $25.00 | 6/1/2010 5:31:07 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/2/2010 10:31:46 AM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 3:10:51 PM |
| aha6297 | $30.00 | $30.00 | 6/4/2010 1:16:50 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/4/2010 11:55:11 AM |
| bondhedger | $25.00 | $25.00 | 6/4/2010 3:54:45 PM |
| credit-missile | $25.00 | $25.00 | 6/5/2010 12:11:57 PM |
| CoolPlexer | $30.00 | $30.00 | 6/5/2010 5:13:20 PM |
| loanman2007 | $50.00 | $50.00 | 6/6/2010 11:12:29 AM |
| Gregger | $25.00 | $25.00 | 6/7/2010 11:55:58 AM |
| FinanceEngine | $25.00 | $25.00 | 6/7/2010 2:30:18 PM |
| credit-missile | $25.00 | $25.00 | 6/7/2010 6:10:47 PM |
| credit-missile | $25.00 | $25.00 | 6/7/2010 6:17:07 PM |
| Leshan | $77.00 | $77.00 | 6/7/2010 7:22:39 PM |
| OGS_Capital | $25.00 | $25.00 | 6/7/2010 10:46:46 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 6/7/2010 6:30:04 PM |
| HomerdohNY | $25.00 | $25.00 | 6/8/2010 7:15:58 AM |
| Mikale360 | $25.00 | $25.00 | 6/8/2010 11:02:11 AM |
| ultimate-peace | $150.00 | $150.00 | 6/8/2010 9:18:25 AM |
| loyalist1 | $100.00 | $100.00 | 6/1/2010 12:13:30 PM |
| penny-surgeon | $25.00 | $25.00 | 6/1/2010 12:58:30 PM |
| vine99 | $40.00 | $40.00 | 6/1/2010 7:52:32 PM |
| lender12345 | $25.00 | $25.00 | 6/1/2010 9:42:31 PM |
| listing-mad-scientist9 | $700.00 | $700.00 | 6/2/2010 9:55:06 AM |
| testguy | $25.00 | $25.00 | 6/2/2010 4:42:37 PM |
| Jerrys1951 | $25.00 | $25.00 | 6/2/2010 6:35:44 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 6/2/2010 11:09:11 PM |
| wlm3012 | $25.00 | $25.00 | 6/5/2010 11:01:56 AM |
| credit-coach118 | $45.00 | $45.00 | 6/5/2010 1:17:25 PM |
| jcw3rd | $25.00 | $25.00 | 6/7/2010 9:35:46 AM |
| aurorafinancial | $50.00 | $50.00 | 6/7/2010 3:31:13 PM |
| skillful-asset5 | $40.00 | $40.00 | 6/7/2010 5:36:25 PM |
| Bob450 | $35.00 | $1.17 | 6/7/2010 8:06:55 PM |
| djp127 | $66.35 | $66.35 | 6/7/2010 7:29:58 PM |
| DasMula | $25.00 | $25.00 | 6/8/2010 9:49:49 AM |
| PotBellyPete | $35.48 | $35.48 | 6/8/2010 8:11:08 AM |
| rate-hickory | $25.00 | $25.00 | 6/8/2010 8:39:08 AM |
| pellet | $25.00 | $25.00 | 6/8/2010 11:27:57 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/8/2010 8:49:05 AM |
| Kash2010lu | $35.00 | $35.00 | 6/8/2010 9:06:12 AM |
| riveting-credit5 | $200.00 | $200.00 | 6/8/2010 11:44:02 AM |
| 46 bids
|
Borrower Payment Dependent Notes Series
461081
This series of Notes was issued and sold upon the funding of the borrower loan #42867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,400.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-03-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 15.36% |
Starting monthly payment:
| $83.20 |
|
Final lender yield:
| 10.05% |
Final borrower rate/APR:
| 11.05% / 11.40% |
Final monthly payment:
| $78.63 |
| |
|
Auction yield range:
| 2.99% - 14.00% |
Estimated loss impact:
| 0.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.44% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 37% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 13
/
12 | Length of status: | 2y 11m |
|
Credit score:
| 720-739 (Jun-2010) |
Total credit lines:
| 26 |
Occupation: | Truck Driver |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $81,742 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 85% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| systematic-dough |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest credit card
Purpose of loan:
This loan will be used to?
pay off one of my credit cards that has an interest rate in the high 20's.
My financial situation:
I am a good candidate for this loan because?I always pay my bills, no matter what. My revolving credit balance is high because I have a HELOC on my house, so that is not all credit cards. Any questions, please ask.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| iijaejaeii | $25.00 | $25.00 | 6/3/2010 3:56:44 PM |
| Approved | $50.00 | $50.00 | 6/3/2010 3:56:54 PM |
| ALL-PRIME | $25.00 | $25.00 | 6/3/2010 7:17:27 PM |
| wwwUniversal | $25.00 | $25.00 | 6/3/2010 7:18:25 PM |
| lanlie | $2,000.00 | $602.30 | 6/3/2010 7:17:09 PM |
| Gold_Coin | $25.00 | $25.00 | 6/3/2010 7:17:31 PM |
| dollarboy | $25.00 | $25.00 | 6/4/2010 6:29:44 AM |
| ranman | $25.00 | $25.00 | 6/4/2010 2:10:09 PM |
| lazyeye | $25.00 | $25.00 | 6/4/2010 5:04:52 PM |
| turbostar666 | $25.15 | $25.15 | 6/4/2010 3:42:02 PM |
| LovinMe | $27.32 | $27.32 | 6/4/2010 6:41:29 PM |
| cebgop | $25.00 | $25.00 | 6/4/2010 9:08:12 PM |
| sleuth2 | $32.55 | $32.55 | 6/4/2010 9:12:20 PM |
| LoanerPrincipal | $25.00 | $25.00 | 6/5/2010 12:12:48 AM |
| ptjg | $42.04 | $42.04 | 6/4/2010 6:16:32 PM |
| AY_RY | $52.25 | $52.25 | 6/6/2010 2:27:08 PM |
| greendale | $100.00 | $100.00 | 6/5/2010 6:22:57 AM |
| portfolio-turbine | $25.00 | $25.00 | 6/5/2010 10:47:52 PM |
| rockhound84 | $25.00 | $25.00 | 6/7/2010 4:19:17 AM |
| loanman2007 | $50.00 | $50.00 | 6/7/2010 11:48:19 AM |
| benevolent-capital1 | $50.00 | $50.00 | 6/7/2010 8:35:34 AM |
| BaxterSandy | $30.00 | $30.00 | 6/7/2010 10:46:32 PM |
| JTHarris | $25.00 | $25.00 | 6/8/2010 6:17:02 AM |
| jpollar | $50.00 | $50.00 | 6/3/2010 4:00:39 PM |
| jey6941 | $25.00 | $25.00 | 6/3/2010 4:18:08 PM |
| lender987654321 | $25.00 | $25.00 | 6/3/2010 4:18:23 PM |
| Onlyhappycustomers | $25.00 | $25.00 | 6/3/2010 7:05:15 PM |
| BoughtTheFarm | $25.00 | $25.00 | 6/3/2010 7:17:41 PM |
| productive-finance | $25.00 | $25.00 | 6/3/2010 4:18:50 PM |
| hidavehi | $28.00 | $28.00 | 6/3/2010 8:34:25 PM |
| stockpiler079 | $25.00 | $25.00 | 6/3/2010 4:18:15 PM |
| credit-observatory | $25.00 | $25.00 | 6/4/2010 8:26:08 AM |
| CIC | $25.00 | $25.00 | 6/4/2010 8:42:31 AM |
| AY_RY | $25.00 | $25.00 | 6/4/2010 11:37:58 AM |
| suburbanman64 | $31.62 | $31.62 | 6/4/2010 3:35:47 PM |
| Rustang | $50.00 | $50.00 | 6/4/2010 12:02:33 PM |
| puyanera | $25.00 | $25.00 | 6/4/2010 3:58:44 PM |
| BankOfBjoltus | $50.00 | $50.00 | 6/4/2010 8:18:09 PM |
| top-courteous-peso | $25.00 | $25.00 | 6/4/2010 4:24:21 PM |
| Earnest_Money | $25.00 | $25.00 | 6/4/2010 7:20:40 PM |
| lukeskywalkerkp | $50.00 | $50.00 | 6/4/2010 5:11:08 PM |
| chibear34 | $25.00 | $25.00 | 6/4/2010 6:06:38 PM |
| Cherrypicker | $50.00 | $50.00 | 6/5/2010 6:31:21 PM |
| llequire1 | $53.77 | $53.77 | 6/4/2010 6:19:20 PM |
| buckeyebucks | $50.00 | $50.00 | 6/6/2010 10:56:52 AM |
| rockhound84 | $50.00 | $50.00 | 6/6/2010 1:09:24 PM |
| bcsmith | $25.00 | $25.00 | 6/7/2010 11:13:25 AM |
| outofoffice | $50.00 | $50.00 | 6/7/2010 4:07:29 PM |
| Ven58 | $25.00 | $25.00 | 6/7/2010 6:46:32 AM |
| OldManP | $25.00 | $25.00 | 6/7/2010 9:37:41 AM |
| auction-seeker | $25.00 | $25.00 | 6/7/2010 10:42:17 AM |
| ssgt95068 | $25.00 | $25.00 | 6/7/2010 11:36:54 AM |
| KingCroesus | $25.00 | $25.00 | 6/7/2010 9:41:28 PM |
| Scottnow | $25.00 | $25.00 | 6/7/2010 8:28:53 PM |
| octoberfresh | $25.00 | $25.00 | 6/8/2010 6:45:34 AM |
| 55 bids
|
Borrower Payment Dependent Notes Series
461279
This series of Notes was issued and sold upon the funding of the borrower loan #42884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,950.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jun-04-2010 |
| |
Auction end date:
| Jun-07-2010 |
|
|
Starting lender yield:
| 13.99% |
Starting borrower rate/APR:
| 14.99% / 17.16% |
Starting monthly payment:
| $171.57 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $168.82 |
| |
|
Auction yield range:
| 5.98% - 13.99% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 40% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 16
/
9 | Length of status: | 1y 7m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 50 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,194 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 38% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| new-unafraid-contract |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bye Bye Bank of America
I want to pay off a credit card account with Bank of America that is charging me 26.74% even though I have never been one day late on any payment in my life. Check my credit history. No delinquencies listed in the last 7 years. There weren't any before that either.
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?I always make my payments and I make them on time. I am not trying to add debt, I am trying to lower interest rates. I would rather pay interest to investors than pay interest to a large banking institution. I have given them enough money already.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| penny-chooser | $50.00 | $50.00 | 6/4/2010 4:07:27 PM |
| rescue | $50.00 | $50.00 | 6/4/2010 4:08:53 PM |
| point-shooter | $25.00 | $25.00 | 6/4/2010 4:07:49 PM |
| Avala | $50.00 | $50.00 | 6/4/2010 4:30:59 PM |
| ddog0224 | $25.00 | $25.00 | 6/4/2010 4:31:25 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/4/2010 4:33:41 PM |
| tech_helper | $50.00 | $50.00 | 6/4/2010 4:13:52 PM |
| simplelender80 | $100.00 | $100.00 | 6/4/2010 4:34:39 PM |
| cash-spark3 | $25.00 | $25.00 | 6/4/2010 4:34:57 PM |
| Phantom99 | $25.00 | $25.00 | 6/4/2010 4:31:10 PM |
| economy-producer | $25.00 | $25.00 | 6/5/2010 12:04:53 AM |
| bchen78875 | $25.00 | $25.00 | 6/4/2010 6:05:16 PM |
| aztec | $200.00 | $200.00 | 6/5/2010 5:23:31 AM |
| bowdish1 | $50.00 | $50.00 | 6/4/2010 6:15:25 PM |
| social-comet224 | $25.00 | $25.00 | 6/4/2010 7:50:10 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/4/2010 4:29:03 PM |
| hrubinst | $25.00 | $25.00 | 6/4/2010 4:30:50 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/4/2010 4:31:17 PM |
| american6 | $25.00 | $25.00 | 6/4/2010 4:31:34 PM |
| dschaaf | $25.00 | $25.00 | 6/4/2010 9:40:02 PM |
| DcUnited | $30.00 | $30.00 | 6/5/2010 1:11:42 PM |
| teller | $25.00 | $25.00 | 6/5/2010 1:11:45 PM |
| balance6 | $25.00 | $25.00 | 6/5/2010 4:09:41 AM |
| shrewd-deal | $25.00 | $25.00 | 6/4/2010 4:34:48 PM |
| wayman | $50.00 | $50.00 | 6/5/2010 2:39:49 PM |
| market-pudding | $25.00 | $25.00 | 6/5/2010 2:45:00 PM |
| inspiring-reward | $150.00 | $150.00 | 6/5/2010 3:54:45 PM |
| OldFriend | $25.00 | $25.00 | 6/5/2010 4:09:42 PM |
| ChoiceInvestments | $25.00 | $25.00 | 6/5/2010 5:11:45 PM |
| treasure-bliss | $39.30 | $39.30 | 6/4/2010 6:16:36 PM |
| jasonuz | $25.00 | $25.00 | 6/5/2010 7:59:42 PM |
| mla | $25.00 | $25.00 | 6/5/2010 8:20:31 PM |
| fair-responsibility6 | $25.00 | $25.00 | 6/4/2010 6:35:15 PM |
| bid-czar8 | $100.00 | $100.00 | 6/5/2010 1:11:30 PM |
| Craig172 | $125.00 | $125.00 | 6/4/2010 8:24:14 PM |
| omniviper | $25.00 | $25.00 | 6/6/2010 10:39:41 AM |
| Binan | $25.00 | $25.00 | 6/4/2010 9:51:17 PM |
| objective-investor | $25.00 | $25.00 | 6/4/2010 10:37:15 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/5/2010 8:24:51 PM |
| Anny-Disco | $100.00 | $100.00 | 6/5/2010 3:46:12 PM |
| SpectrumCapital | $25.00 | $25.00 | 6/6/2010 5:29:46 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/5/2010 4:46:38 PM |
| ms48105 | $25.00 | $25.00 | 6/7/2010 9:41:33 AM |
| mzman | $25.00 | $25.00 | 6/5/2010 6:00:11 PM |
| janus_god | $25.00 | $25.00 | 6/5/2010 8:24:49 PM |
| Cheburashka | $25.00 | $25.00 | 6/5/2010 10:47:11 PM |
| Relevance | $25.00 | $25.00 | 6/7/2010 10:03:02 AM |
| dinero-festivity2 | $100.00 | $100.00 | 6/7/2010 10:03:10 AM |
| Ripsaw4U | $25.00 | $25.00 | 6/5/2010 11:29:44 PM |
| Dap2005 | $25.00 | $25.00 | 6/7/2010 10:03:21 AM |
| dsfoundation | $25.00 | $2.39 | 6/7/2010 10:03:30 AM |
| intelligent-credit0 | $50.00 | $50.00 | 6/7/2010 9:36:10 AM |
| macgeek | $50.00 | $50.00 | 6/7/2010 9:38:36 AM |
| hizzy | $25.00 | $25.00 | 6/7/2010 9:38:51 AM |
| wwwUniversal | $25.00 | $25.00 | 6/7/2010 9:41:22 AM |
| successful-euro | $30.00 | $30.00 | 6/7/2010 9:57:28 AM |
| ramblin | $25.00 | $25.00 | 6/7/2010 10:02:55 AM |
| orderly-leverage | $40.00 | $40.00 | 6/7/2010 10:03:07 AM |
| speedy-point | $25.00 | $25.00 | 6/7/2010 10:03:18 AM |
| fenderxes | $25.00 | $25.00 | 6/7/2010 7:36:45 AM |
| Kierf | $25.00 | $25.00 | 6/7/2010 9:35:43 AM |
| hawksfanmd | $25.00 | $25.00 | 6/7/2010 9:38:17 AM |
| SimpleChoice | $25.00 | $25.00 | 6/7/2010 9:38:39 AM |
| brightest-income-hunter | $50.00 | $50.00 | 6/7/2010 9:42:05 AM |
| SkiFastBadly | $25.00 | $25.00 | 6/7/2010 10:03:05 AM |
| credit-maverick1 | $100.00 | $100.00 | 6/7/2010 10:04:47 AM |
| cogent | $25.00 | $25.00 | 6/7/2010 10:29:11 AM |
| kchen486 | $50.00 | $50.00 | 6/4/2010 4:08:04 PM |
| ichibon | $75.00 | $75.00 | 6/4/2010 4:13:39 PM |
| samo102us | $25.00 | $25.00 | 6/4/2010 4:05:43 PM |
| orgy63 | $25.00 | $25.00 | 6/4/2010 4:07:16 PM |
| visionary-community | $25.00 | $25.00 | 6/4/2010 4:29:52 PM |
| worth-arch | $25.00 | $25.00 | 6/4/2010 4:30:42 PM |
| chestnut4 | $25.00 | $25.00 | 6/4/2010 4:31:42 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/4/2010 4:34:54 PM |
| LandE2BG | $25.00 | $25.00 | 6/4/2010 5:49:11 PM |
| SNH | $50.00 | $50.00 | 6/4/2010 4:30:15 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/4/2010 4:30:31 PM |
| the-silver-blaster | $50.00 | $50.00 | 6/4/2010 4:06:35 PM |
| Bank_Of_XL | $50.00 | $50.00 | 6/4/2010 8:07:35 PM |
| delicious-social132 | $25.00 | $25.00 | 6/4/2010 4:34:20 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/4/2010 4:34:32 PM |
| blackstar | $25.00 | $25.00 | 6/4/2010 4:41:44 PM |
| zski | $25.00 | $25.00 | 6/5/2010 2:00:06 AM |
| orbiter614 | $50.00 | $50.00 | 6/4/2010 6:03:42 PM |
| inventive-wealth2 | $25.00 | $25.00 | 6/5/2010 5:49:48 AM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 9:02:45 AM |
| top-historic-peso | $25.00 | $25.00 | 6/4/2010 4:30:24 PM |
| favorite-commerce | $50.00 | $50.00 | 6/5/2010 12:45:38 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/5/2010 1:11:32 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/4/2010 4:34:25 PM |
| orange-preeminant-bill | $63.26 | $63.26 | 6/5/2010 5:34:45 AM |
| spreadgoodwill | $25.00 | $25.00 | 6/5/2010 3:14:51 PM |
| kmr2 | $115.79 | $115.79 | 6/5/2010 4:46:30 PM |
| Angleofcare | $25.00 | $25.00 | 6/5/2010 5:09:44 PM |
| lenderman2 | $25.00 | $25.00 | 6/5/2010 7:31:11 PM |
| Bank42 | $50.00 | $50.00 | 6/5/2010 4:46:45 PM |
| direct-peso1 | $25.00 | $25.00 | 6/5/2010 9:55:03 PM |
| JackinGreen | $50.00 | $50.00 | 6/6/2010 7:25:00 AM |
| nolahelper | $25.00 | $25.00 | 6/7/2010 5:49:30 AM |
| money-bauble | $50.00 | $50.00 | 6/6/2010 1:33:29 PM |
| Macinvest | $25.00 | $25.00 | 6/7/2010 8:09:46 AM |
| russm011 | $25.00 | $25.00 | 6/7/2010 8:19:39 AM |
| commerce-handshake | $25.00 | $25.00 | 6/7/2010 8:44:39 AM |
| the-purposeful-principal | $25.00 | $25.00 | 6/7/2010 9:36:18 AM |
| golden-wealth2 | $50.00 | $50.00 | 6/5/2010 4:46:29 PM |
| shrewd-peace7 | $30.00 | $30.00 | 6/6/2010 9:49:40 PM |
| pavelz | $50.00 | $50.00 | 6/7/2010 1:16:24 AM |
| damanq | $25.00 | $25.00 | 6/7/2010 10:02:50 AM |
| peerlender | $25.00 | $25.00 | 6/7/2010 10:03:13 AM |
| Kulchar | $44.26 | $44.26 | 6/7/2010 10:03:20 AM |
| lloyd_s | $25.00 | $25.00 | 6/7/2010 10:03:28 AM |
| riproaringrapids | $25.00 | $25.00 | 6/6/2010 12:00:00 PM |
| social-vibrato | $25.00 | $25.00 | 6/7/2010 9:36:36 AM |
| Ready2Loan | $25.00 | $25.00 | 6/7/2010 9:39:15 AM |
| well-rounded-dinero | $50.00 | $50.00 | 6/7/2010 10:03:00 AM |
| SDNLR | $25.00 | $25.00 | 6/7/2010 10:03:12 AM |
| Ocean713 | $50.00 | $50.00 | 6/6/2010 9:30:20 PM |
| IIP77 | $25.00 | $25.00 | 6/6/2010 9:54:43 PM |
| adamnash | $25.00 | $25.00 | 6/6/2010 10:00:37 PM |
| Rdodson11 | $25.00 | $25.00 | 6/7/2010 6:59:47 AM |
| finance-vault | $25.00 | $25.00 | 6/7/2010 7:36:51 AM |
| logical-moola4 | $50.00 | $50.00 | 6/7/2010 9:37:33 AM |
| copperfield | $25.00 | $25.00 | 6/7/2010 9:38:56 AM |
| bold-investment-glider | $30.00 | $30.00 | 6/7/2010 10:02:52 AM |
| 125 bids
|
Borrower Payment Dependent Notes Series
461497
This series of Notes was issued and sold upon the funding of the borrower loan #42893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.84% |
Starting monthly payment:
| $60.64 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.84% |
Final monthly payment:
| $60.64 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 79% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 3m |
|
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 6 |
Occupation: | Laborer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,682 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| needa_break |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for short graduate program
Purpose of loan:
This loan will be used to pay for a professional certification program offered at Columbia University in New York. Its only for the summer and helps with career development.
My financial situation:
I am a good candidate for this loan because I try to keep constant employment even without being able to find reliable full-time employment. I even had a part-time job as a full-time undergraduate student in the past. I have financially stable parents and family that can help me willingly with bills. I rarely have late payments on any of my bills. I will also acquire part my mother's 457k through her retirement plan in March 2011 to be able to pay the amount back in full.
Monthly net income: $
500-600
Monthly expenses: $
??Housing: $
0
??Insurance: $
0
??Car expenses: $ +/-100
??Utilities: $
0
??Phone, cable, internet: $
0
??Food, entertainment: $ +/-100
??Clothing, household expenses $ +/- 100
??Credit cards and other loans: $ 300
??Other expenses: $
+/100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| payment-gusto | $25.00 | $25.00 | 6/7/2010 4:26:59 PM |
| treasure-bliss | $100.00 | $100.00 | 6/7/2010 4:30:28 PM |
| top-historic-peso | $26.00 | $26.00 | 6/7/2010 4:38:08 PM |
| simplelender80 | $50.00 | $50.00 | 6/7/2010 4:39:55 PM |
| MADAOO7 | $50.00 | $50.00 | 6/7/2010 4:41:29 PM |
| desertoasis | $25.00 | $25.00 | 6/7/2010 4:42:11 PM |
| shrewd-peace7 | $35.00 | $35.00 | 6/7/2010 4:17:33 PM |
| orderly-leverage | $30.00 | $30.00 | 6/7/2010 4:38:31 PM |
| successful-euro | $30.00 | $30.00 | 6/7/2010 6:36:37 PM |
| pavelz | $50.00 | $50.00 | 6/7/2010 4:45:29 PM |
| commerce-handshake | $25.00 | $25.00 | 6/7/2010 4:46:01 PM |
| transaction-circuit | $25.00 | $25.00 | 6/7/2010 7:28:44 PM |
| qwsd12 | $40.00 | $40.00 | 6/7/2010 4:37:33 PM |
| Phantom99 | $25.00 | $25.00 | 6/7/2010 4:37:42 PM |
| SNH | $50.00 | $50.00 | 6/7/2010 4:38:03 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/7/2010 4:40:34 PM |
| Ocean713 | $50.00 | $50.00 | 6/7/2010 4:44:55 PM |
| just-money930 | $50.00 | $50.00 | 6/7/2010 4:45:50 PM |
| inspiring-reward | $25.00 | $25.00 | 6/8/2010 5:44:48 AM |
| supreme-hope | $25.00 | $25.00 | 6/7/2010 8:19:32 PM |
| brother_tam | $50.00 | $50.00 | 6/7/2010 7:26:08 PM |
| interstellar | $33.57 | $33.57 | 6/8/2010 9:16:39 AM |
| wwwUniversal | $25.00 | $5.43 | 6/8/2010 6:36:10 AM |
| power-pagoda | $25.00 | $25.00 | 6/7/2010 4:40:03 PM |
| Anny-Disco | $50.00 | $50.00 | 6/7/2010 4:43:06 PM |
| best-point-flow | $50.00 | $50.00 | 6/7/2010 4:43:28 PM |
| S-Master | $25.00 | $25.00 | 6/7/2010 4:18:11 PM |
| cash-spark3 | $25.00 | $25.00 | 6/7/2010 4:37:20 PM |
| danthemon35 | $25.00 | $25.00 | 6/7/2010 5:44:45 PM |
| worth-arch | $25.00 | $25.00 | 6/7/2010 4:38:20 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/7/2010 4:42:24 PM |
| personal-lender | $25.00 | $25.00 | 6/7/2010 4:38:58 PM |
| Bank42 | $50.00 | $50.00 | 6/7/2010 4:39:38 PM |
| zorg77 | $25.00 | $25.00 | 6/7/2010 4:40:10 PM |
| hard-working-loot | $25.00 | $25.00 | 6/7/2010 8:18:25 PM |
| hopethisworks | $25.00 | $25.00 | 6/7/2010 6:15:34 PM |
| tech_helper | $25.00 | $25.00 | 6/7/2010 11:09:48 PM |
| mesfinity | $25.00 | $25.00 | 6/7/2010 11:20:19 PM |
| bowdish1 | $50.00 | $50.00 | 6/7/2010 7:28:05 PM |
| TheCount | $25.00 | $25.00 | 6/8/2010 6:32:17 AM |
| Interstate_Rate | $25.00 | $25.00 | 6/7/2010 9:59:39 PM |
| 41 bids
|