Sales Report:Supplement No. 195 dated May 12, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 434533
This series of Notes was issued and sold upon the funding of the borrower loan #42454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  May-04-2010 
  Auction end date:  May-11-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $80.85
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $80.85
 
Auction yield range: 11.04% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1991 Debt/Income ratio: 26%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 11 / 11Length of status:2y 7m
Credit score: 660-679 (May-2010) Total credit lines: 24 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $55,938Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 105%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: thunder737 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Repairing my flooded home
Purpose of loan: This loan will be used to pay the deductible for replacing the roof of my house, and full costs to repair my driveway, both damaged during the recent heavy rains.
My financial situation: Good in general and looking to receive a bonus and raise at the beginning of the year.

Monthly net income: $ 6,855

Monthly expenses: $
??Housing: $ 1,300
??Insurance: $ included in housing / escrow
??Car expenses: $ 725
??Utilities: $ 325
??Phone, cable, internet: $ 250
??Food, entertainment: $ 1,200
??Clothing, household expenses $ 500
??Credit cards and other loans: $1300
??Other expenses: $350
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.005/4/2010 4:26:59 PM
Havana21$50.00$50.005/4/2010 4:35:46 PM
generous-deal6$25.00$25.005/4/2010 4:36:34 PM
Comoparklender$25.00$25.005/4/2010 4:37:08 PM
Phantom99$25.00$25.005/4/2010 4:34:12 PM
worth-arch$25.00$25.005/4/2010 4:35:29 PM
basis-prodigy$25.00$25.005/4/2010 4:38:25 PM
loan-fate$50.00$50.005/4/2010 4:48:33 PM
finance-prescription$100.00$100.005/4/2010 4:46:26 PM
frogperson$100.00$100.005/5/2010 11:49:29 AM
irrelevant$25.00$25.005/7/2010 11:00:01 AM
tntmojave$25.00$25.005/8/2010 1:10:04 PM
MrRooster101$25.00$25.005/8/2010 6:33:19 PM
cash-tent$25.00$25.005/9/2010 9:41:05 AM
buffalobills$25.00$25.005/9/2010 5:28:14 PM
mutual-benefit$31.06$31.065/10/2010 9:48:29 AM
blissful-gain$25.00$25.005/10/2010 8:48:57 AM
dorypro$25.00$25.005/10/2010 4:37:21 PM
b-rent$25.00$25.005/10/2010 7:06:01 PM
Gandalf0001$25.00$25.005/10/2010 7:13:46 PM
rospa$25.00$25.005/11/2010 12:36:12 AM
ElbowToast$25.00$25.005/10/2010 7:06:43 PM
bid-papyrus$25.00$25.005/11/2010 4:53:58 AM
RMB-Investments$25.00$25.005/11/2010 8:52:15 AM
pnqiad$25.00$25.005/11/2010 10:47:49 AM
unclerock$31.60$31.605/11/2010 10:59:20 AM
peb44$25.00$25.005/11/2010 6:39:46 AM
crstal2000$25.00$25.005/11/2010 12:40:12 PM
shrewd-peace7$50.00$50.005/4/2010 4:28:19 PM
payment-gusto$25.00$25.005/4/2010 4:35:03 PM
yeti888$25.00$25.005/4/2010 4:36:41 PM
honorable-yield$35.00$35.005/4/2010 4:33:11 PM
copper$30.00$26.635/4/2010 4:38:40 PM
dime-producer$25.00$25.005/4/2010 4:38:21 PM
gelidfrank$25.00$25.005/4/2010 4:38:34 PM
wwwUniversal$25.00$25.005/4/2010 6:08:58 PM
mercuriant$25.00$25.005/6/2010 9:46:56 AM
building_community$25.00$25.005/7/2010 7:14:24 AM
market-pudding$25.00$25.005/7/2010 3:34:10 PM
thetuck$50.00$50.005/7/2010 11:25:13 PM
loss-of-control$25.00$25.005/8/2010 9:58:30 AM
hillerod$25.00$25.005/8/2010 11:35:12 AM
Sparchange$37.56$37.565/9/2010 2:14:02 AM
Kyileo$50.00$50.005/8/2010 5:28:52 PM
anarchy1985$40.74$40.745/9/2010 2:53:25 PM
Unitas4302$50.00$50.005/9/2010 11:52:34 PM
hektek22$25.00$25.005/10/2010 7:52:45 AM
Wachocia$25.00$25.005/10/2010 8:44:03 AM
Bob450$35.00$35.005/10/2010 1:00:50 PM
dudebrah$25.00$25.005/10/2010 9:17:06 AM
investment-happiness$50.00$50.005/10/2010 4:04:20 PM
LibbyZ$34.90$34.905/10/2010 7:06:47 PM
shark8851$25.00$25.005/10/2010 9:46:13 PM
onecooldrink$25.00$25.005/10/2010 9:52:39 PM
shark8851$30.00$30.005/10/2010 10:03:00 PM
goodhearted-basis4$25.00$25.005/10/2010 11:57:35 PM
gluon$43.51$43.515/10/2010 11:02:26 PM
independent-dollar$29.00$29.005/11/2010 10:26:45 AM
LeoBUSIIT$25.00$25.005/11/2010 11:04:41 AM
Leshan$25.00$25.005/11/2010 7:40:08 AM
PotBellyPete$25.00$25.005/11/2010 9:59:00 AM
worthy-bid4$25.00$25.005/11/2010 11:37:16 AM
kalihan42$25.00$25.005/11/2010 11:23:47 AM
63 bids
 
Borrower Payment Dependent Notes Series 456193
This series of Notes was issued and sold upon the funding of the borrower loan #42441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-28-2010 
  Auction end date:  May-05-2010 
 
Starting lender yield: 10.51% Starting borrower rate/APR: 11.51% / 13.64% Starting monthly payment: $461.73
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $453.06
 
Auction yield range: 4.04% - 10.51% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1982 Debt/Income ratio: 14%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 11Length of status:10y 5m
Credit score: 700-719 (Apr-2010) Total credit lines: 26 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $70,009Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 73%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: skier1 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 26 ( 100% ) 700-719 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
700-719 (Dec-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
debt consolidation
i am looking to borrow $14,000 to pay off other high interest debt.? This will be my second loan, and i was always on time with my payments. I actually paid the first loan off early. I am making more money now, and i feel i may pay it off faster than the 3 year term.? The payment fits well into my budget, as my income will continue to increase over the next number of years.? I live and work in new york, and i have been working in the financial industry since 1999.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/28/2010 5:08:34 PM
DcUnited$25.00$25.004/28/2010 5:16:02 PM
Artist_Blue$25.00$25.004/28/2010 5:16:23 PM
hrubinst$25.00$25.004/28/2010 5:22:25 PM
JGB$25.00$25.004/28/2010 5:23:00 PM
interest-jedi0$50.00$50.004/28/2010 5:23:03 PM
integrity-doctor$100.00$100.004/28/2010 5:23:07 PM
fcukciti$50.00$50.004/28/2010 5:24:15 PM
alamundo$25.00$25.004/28/2010 5:27:52 PM
adama_48$25.00$25.004/28/2010 5:39:13 PM
ddog0224$25.00$25.004/28/2010 5:27:16 PM
kind-adventurous-finance$25.00$25.004/28/2010 5:16:40 PM
alexstar$25.00$25.004/28/2010 5:42:43 PM
contract-giant$25.00$25.004/28/2010 5:42:56 PM
LandE2BG$25.00$25.004/28/2010 5:43:01 PM
jga516$25.00$25.004/28/2010 5:43:11 PM
supersarah61$25.00$25.004/28/2010 5:43:24 PM
gatorjh$25.00$25.004/28/2010 5:44:12 PM
cberthiaume$25.00$25.004/28/2010 5:44:20 PM
treasure-dreamer7$50.00$50.004/28/2010 5:41:29 PM
transparency-planetarium$25.00$25.004/28/2010 5:44:23 PM
balance-voyager$46.12$46.124/28/2010 5:44:30 PM
Amsie614$25.00$25.004/28/2010 5:41:39 PM
LongBeachLender$25.00$25.004/28/2010 5:44:35 PM
SnE$25.00$25.004/28/2010 5:44:42 PM
JohnW12$25.00$25.004/28/2010 5:44:57 PM
money-floret$40.00$40.004/28/2010 5:45:04 PM
Dharvesi$25.00$25.004/28/2010 5:45:18 PM
network2$25.00$25.004/28/2010 5:45:31 PM
maldok1$25.00$25.004/28/2010 5:42:48 PM
halothane_logic$25.00$25.004/28/2010 5:42:51 PM
capital-marsupial3$25.00$25.004/28/2010 5:42:57 PM
mrrc7498$25.00$25.004/28/2010 5:46:15 PM
Picopie$47.27$47.274/28/2010 5:43:04 PM
monstersdad$50.00$50.004/28/2010 5:43:23 PM
Thunderswan$50.00$50.004/28/2010 5:46:32 PM
kirkmountain$25.00$25.004/28/2010 5:43:33 PM
newest-orbital-justice$25.00$25.004/28/2010 5:43:49 PM
matt84003$25.00$25.004/28/2010 5:44:00 PM
Officiency$25.00$25.004/28/2010 5:44:06 PM
Ready2Loan$25.00$25.004/28/2010 5:44:11 PM
gain-seagull9$25.00$25.004/28/2010 5:47:17 PM
bewitching-asset3$25.00$25.004/28/2010 5:44:48 PM
platinum-sorcerer6$25.00$25.004/28/2010 5:45:02 PM
peb44$25.00$25.004/28/2010 5:45:07 PM
dime-galaxy$25.00$25.004/28/2010 5:45:10 PM
asset-professor$60.69$60.694/28/2010 5:45:35 PM
priceless-money6$50.00$50.004/28/2010 5:48:34 PM
vanderhp$25.00$25.004/28/2010 5:48:41 PM
bid-refresher2$25.00$25.004/28/2010 5:49:11 PM
BuffetRocks$50.00$50.004/28/2010 5:46:42 PM
logical-reward8$25.00$25.004/28/2010 5:49:31 PM
Financer$50.00$50.004/28/2010 5:49:41 PM
burgeoning-silver$25.00$25.004/28/2010 5:49:55 PM
heavenly-repayment4$30.00$30.004/28/2010 5:47:40 PM
Kulchar$35.20$35.204/28/2010 5:50:13 PM
The_Secret$37.46$37.464/28/2010 5:47:50 PM
loanforyou08$25.00$25.004/28/2010 5:50:53 PM
junctionking$25.00$25.004/28/2010 5:48:33 PM
r0b3m4n$25.00$25.004/28/2010 5:51:10 PM
CAGE-Investments$75.00$75.004/28/2010 5:51:16 PM
jdrez$25.00$25.004/28/2010 5:49:09 PM
JSON$25.00$25.004/28/2010 5:49:21 PM
SanJoser$25.00$25.004/28/2010 5:49:34 PM
return-eclipse0$25.00$25.004/28/2010 5:51:59 PM
cocobear$25.00$25.004/28/2010 5:49:36 PM
lendme2$25.00$25.004/28/2010 5:49:54 PM
ClearLake$25.00$25.004/28/2010 5:50:05 PM
investor7257$25.00$25.004/28/2010 5:52:55 PM
orderly-leverage$40.00$40.004/28/2010 5:53:02 PM
nickel-advocator$25.00$25.004/28/2010 5:53:10 PM
delicious-social132$25.00$25.004/28/2010 5:22:41 PM
dinero-speaker$25.00$25.004/28/2010 5:22:46 PM
elegant-bonus$25.00$25.004/28/2010 5:50:43 PM
orange-preeminant-bill$86.92$86.924/28/2010 5:50:47 PM
successful-agreement7$100.00$100.004/28/2010 5:53:32 PM
nickel-ferret$25.00$25.004/28/2010 5:51:06 PM
loanfairy$25.00$25.004/28/2010 5:54:12 PM
GiantAardvark$25.00$25.004/28/2010 5:23:14 PM
sloak$25.00$25.004/28/2010 5:51:35 PM
loan-kung-fu$25.00$25.004/28/2010 5:51:40 PM
slartibardfast$25.00$25.004/28/2010 5:52:12 PM
a-finance-nirvana$25.00$25.004/28/2010 5:52:42 PM
tremendous-payment$25.00$25.004/28/2010 5:52:58 PM
ichibon$75.00$75.004/28/2010 5:53:05 PM
life-is-great$25.00$25.004/28/2010 5:24:53 PM
worth-arch$25.00$25.004/28/2010 5:53:20 PM
newest-bountiful-basis$25.00$25.004/28/2010 5:55:06 PM
torion$25.00$25.004/28/2010 5:55:16 PM
Syndication$25.00$25.004/28/2010 6:57:51 PM
BigCityLending$25.00$25.004/28/2010 6:04:05 PM
SeaDevil$37.84$37.844/28/2010 6:04:26 PM
j2ee$25.00$25.004/28/2010 6:47:44 PM
tedsrfdude$25.00$25.004/28/2010 6:57:46 PM
Rdodson11$25.00$25.004/28/2010 5:41:57 PM
money-explorer3$25.00$25.004/28/2010 5:42:38 PM
mtpscuba$25.00$25.004/28/2010 5:42:44 PM
atrain2007$25.00$25.004/28/2010 5:42:53 PM
roman2008$25.00$25.004/28/2010 9:02:42 PM
jackanddi$50.00$50.004/28/2010 5:43:06 PM
gracej$25.00$25.004/28/2010 5:43:13 PM
wise-bonus-honker$25.00$25.004/28/2010 5:43:19 PM
shrewd-peace7$25.00$25.004/28/2010 5:43:21 PM
sgmm330$25.00$25.004/28/2010 5:43:27 PM
MoneyForNothing$25.00$25.004/28/2010 8:41:26 PM
matt_2006$25.00$25.004/28/2010 5:43:45 PM
4the4ofus$25.00$25.004/28/2010 5:43:56 PM
cypressdev001$25.00$25.004/28/2010 5:44:10 PM
lounges$25.00$25.004/28/2010 5:44:24 PM
mdreiss$25.00$25.004/28/2010 5:44:32 PM
Jelios$25.00$25.004/28/2010 9:47:45 PM
sweet-loan8$25.00$25.004/28/2010 5:44:44 PM
jazz619$25.00$25.004/28/2010 5:45:00 PM
MTlender$25.00$25.004/28/2010 5:45:11 PM
yield-seeker$25.00$25.004/28/2010 5:45:16 PM
dmfog$25.00$25.004/28/2010 5:45:28 PM
Zingaro$25.00$25.004/28/2010 5:45:34 PM
bowdish1$50.00$50.004/28/2010 8:59:11 PM
Fastlife$25.00$25.004/28/2010 10:34:44 PM
organic-income5$40.00$40.004/28/2010 5:46:13 PM
Ripsaw4U$25.00$25.004/28/2010 5:46:21 PM
studious-bonus7$50.00$50.004/28/2010 5:46:23 PM
authoritative-capital$25.00$25.004/28/2010 5:46:45 PM
revenue-ruler6$25.00$25.004/28/2010 5:47:11 PM
tranquil-return4$25.00$25.004/28/2010 5:48:16 PM
RickD1003$50.00$50.004/28/2010 5:48:22 PM
lloyd_s$25.00$25.004/28/2010 5:48:46 PM
neutrino6$25.00$25.004/28/2010 5:49:25 PM
aggielender$25.00$25.004/28/2010 5:49:29 PM
powerful-finance7$25.00$25.004/28/2010 5:50:31 PM
NDFIRTH$50.00$50.004/28/2010 5:50:56 PM
Dap2005$25.00$25.004/28/2010 5:51:13 PM
ms48105$25.00$25.004/28/2010 5:51:34 PM
boater01$50.00$50.004/28/2010 5:51:39 PM
intelligent-yield$25.00$25.004/29/2010 6:18:45 AM
Aberdeen$400.00$400.004/28/2010 5:51:54 PM
ideal-platinum1$100.00$100.004/28/2010 5:52:04 PM
heroic-deal7$25.00$25.004/28/2010 5:52:16 PM
interest-griffin$50.00$50.004/28/2010 5:52:27 PM
sgt-schultz$50.00$50.004/28/2010 5:53:07 PM
transparency-advocator$25.00$25.004/28/2010 5:53:09 PM
RSV$25.00$25.004/29/2010 7:17:38 AM
alaco$25.00$25.004/29/2010 7:39:31 AM
JanLal$25.00$25.004/29/2010 8:34:10 AM
Interstate_Rate$66.24$66.244/29/2010 7:47:40 AM
jonn834$25.00$25.004/29/2010 8:08:32 AM
physicsjoe$25.00$25.004/29/2010 8:52:39 AM
JFKPilot$25.00$25.004/28/2010 7:18:38 PM
Millmanator$25.00$25.004/29/2010 8:52:49 AM
Aegean$25.00$25.004/28/2010 7:32:37 PM
platinum-rapture6$25.00$25.004/29/2010 8:58:43 AM
charming-dime$25.00$25.004/29/2010 9:02:57 AM
lgs83$25.00$25.004/28/2010 8:02:42 PM
coup173$25.00$25.004/29/2010 9:45:13 AM
chief_wo$25.00$25.004/28/2010 11:28:29 PM
cablenews$25.00$25.004/29/2010 10:32:51 AM
X11_Counsil$25.00$25.004/29/2010 11:29:53 AM
OrcaFIN$25.00$25.004/29/2010 12:18:21 PM
inspired-contract9$25.00$25.004/29/2010 12:24:46 PM
littlemonkey$25.00$25.004/29/2010 11:38:20 AM
mg6619$25.00$25.004/29/2010 11:55:22 AM
SqueezeKing$25.00$25.004/29/2010 12:23:58 PM
jammers$25.00$25.004/29/2010 12:50:03 PM
Loansforlife$25.00$25.004/29/2010 1:07:52 PM
samo102us$25.00$25.004/29/2010 7:38:48 AM
snappy$26.03$26.034/29/2010 1:00:26 PM
balance2$25.00$25.004/29/2010 1:24:36 PM
money-boots2$25.00$25.004/29/2010 1:00:31 PM
Ducatiman1978$25.00$25.004/29/2010 8:03:18 AM
gallant-camaraderi$25.00$25.004/29/2010 1:07:51 PM
kanemochi$25.00$25.004/29/2010 1:23:00 PM
amber_in_florida$25.00$25.004/29/2010 1:54:04 PM
Fortuno_per_commodo$45.11$45.114/29/2010 1:23:52 PM
dma1206$25.00$25.004/29/2010 2:21:08 PM
producer553$26.00$26.004/29/2010 9:33:30 AM
tallmon$25.00$25.004/29/2010 2:38:41 PM
ommcd$25.00$25.004/29/2010 3:18:33 PM
auction-workhorse679$25.00$25.004/29/2010 9:34:03 AM
calinno2$25.00$25.004/29/2010 3:27:46 PM
scottjbarn$25.00$25.004/29/2010 3:03:14 PM
wwwUniversal$25.00$25.004/29/2010 3:43:36 PM
success1001$42.65$42.654/29/2010 3:51:09 PM
visionary-commerce$25.00$25.004/29/2010 9:56:28 AM
bill-expert$25.00$25.004/29/2010 3:18:45 PM
apostle901$25.00$25.004/29/2010 3:42:50 PM
calilending$25.00$25.004/29/2010 3:43:18 PM
movistar$25.00$25.004/29/2010 10:25:47 AM
saysana$25.00$25.004/29/2010 10:50:23 AM
enriching-fund4$30.01$30.014/29/2010 11:22:49 AM
shingu79$30.37$30.374/29/2010 11:54:41 AM
sharkm$33.24$33.244/29/2010 11:55:18 AM
tsui517$25.00$25.004/29/2010 12:24:39 PM
SDNLR$25.00$25.004/29/2010 12:50:06 PM
youthful-greenback3$25.00$25.004/29/2010 1:00:28 PM
simpy$25.00$25.004/29/2010 1:23:15 PM
upc_tnt$25.00$25.004/29/2010 1:43:36 PM
hizzy$25.00$25.004/29/2010 1:56:46 PM
kirkjerk$25.00$25.004/29/2010 3:02:53 PM
thetropics18$25.00$25.004/29/2010 3:23:40 PM
abeprof70$25.00$25.004/29/2010 3:42:47 PM
CrossCreek$25.00$25.004/29/2010 3:49:46 PM
the-profit-oracle$25.00$25.004/29/2010 4:59:07 PM
bonus-adventure3$25.00$25.004/29/2010 6:57:46 PM
lendingstar$25.00$25.004/30/2010 8:57:59 AM
self-reliant-integrity0$50.00$50.004/30/2010 9:23:23 AM
natural-credit328$25.00$25.004/29/2010 8:29:09 PM
SimpleChoice$25.00$25.004/30/2010 9:35:06 AM
fishintime$25.00$25.004/30/2010 10:12:39 AM
laughmotel$25.00$9.744/30/2010 10:13:48 AM
34bcp23$25.00$25.004/30/2010 7:43:37 AM
1fortheroad$25.00$25.004/30/2010 9:33:10 AM
George2384$25.00$25.005/4/2010 6:56:23 AM
dgagli1$25.00$25.005/4/2010 9:00:18 AM
jpblan11$26.68$26.685/4/2010 9:55:38 AM
selector568$300.00$300.005/4/2010 10:08:07 AM
julijask$35.00$35.005/4/2010 10:21:22 AM
rich329$25.00$25.005/5/2010 3:19:50 AM
persistent-value3$41.89$41.895/5/2010 5:33:10 AM
Marathoner$25.00$25.004/28/2010 5:15:14 PM
castleman$25.00$25.004/28/2010 5:15:45 PM
Comoparklender$30.00$30.004/28/2010 5:14:58 PM
Avala$50.00$50.004/28/2010 5:22:33 PM
thorough-exchange4$25.00$25.004/28/2010 5:23:17 PM
unassassinable$25.00$25.004/28/2010 5:22:55 PM
radforj22$25.00$25.004/28/2010 5:15:33 PM
lukeskywalkerkp$25.00$25.004/28/2010 5:41:34 PM
ladderskibum$25.00$25.004/28/2010 5:41:46 PM
Radu43$25.00$25.004/28/2010 5:42:42 PM
Digs$25.00$25.004/28/2010 5:42:52 PM
powerful-velocity$25.00$25.004/28/2010 5:42:59 PM
Lightlife$50.00$50.004/28/2010 5:43:05 PM
capital-web193$25.00$25.004/28/2010 5:43:11 PM
hope-eagle6$25.00$25.004/28/2010 5:43:18 PM
naina_my_daughter$25.00$25.004/28/2010 5:43:30 PM
fiddlerzvi$50.00$50.004/28/2010 5:43:43 PM
mulberry4$25.00$25.004/28/2010 5:44:04 PM
iolaire$25.00$25.004/28/2010 5:44:16 PM
Beesnutz$25.00$25.004/28/2010 5:44:23 PM
Rogesparkguy$25.00$25.004/28/2010 5:41:31 PM
treasure-bliss$83.41$83.414/28/2010 5:44:26 PM
PeterV$25.00$25.004/28/2010 5:41:38 PM
LeReve$150.43$150.434/28/2010 5:41:44 PM
Krozy$25.00$25.004/28/2010 5:44:51 PM
nunnie$25.00$25.004/28/2010 5:42:02 PM
shrewd-deal$25.00$25.004/28/2010 5:44:59 PM
smart-leverage7$25.00$25.004/28/2010 5:45:15 PM
fair-rate$25.00$25.004/28/2010 5:42:39 PM
peso-mate$25.00$25.004/28/2010 5:45:26 PM
value-dna$100.00$100.004/28/2010 5:42:45 PM
srgriff$25.00$25.004/28/2010 5:45:36 PM
wjstocks$25.00$25.004/28/2010 5:43:00 PM
teller$25.00$25.004/28/2010 5:43:07 PM
LAM26$25.00$25.004/28/2010 5:43:22 PM
rupee-kung-fu7$25.00$25.004/28/2010 5:46:29 PM
Aimvest$25.00$25.004/28/2010 5:43:35 PM
hannibal720$25.00$25.004/28/2010 5:43:58 PM
loan-master996$40.08$40.084/28/2010 5:46:52 PM
fundingyourbigfuture$25.00$25.004/28/2010 5:44:02 PM
harmonious-revenue7$50.00$50.004/28/2010 5:44:07 PM
ingenious-truth0$25.00$25.004/28/2010 5:47:08 PM
dpdn57$25.00$25.004/28/2010 5:44:15 PM
nojoke411$25.00$25.004/28/2010 5:47:19 PM
gain-bridge$25.00$25.004/28/2010 5:44:29 PM
blissful-note7$25.00$25.004/28/2010 5:44:40 PM
mizon291$50.00$50.004/28/2010 5:44:53 PM
Phantom99$25.00$25.004/28/2010 5:45:03 PM
Gibbyland$63.33$63.334/28/2010 5:47:49 PM
supreme-hope$25.00$25.004/28/2010 5:45:08 PM
jamstah$25.00$25.004/28/2010 5:45:24 PM
rider350$25.00$25.004/28/2010 5:48:09 PM
famous-bill$34.38$34.384/28/2010 5:45:30 PM
liberty-bearer0$25.00$25.004/28/2010 5:48:17 PM
jengachamp$25.00$25.004/28/2010 5:48:25 PM
fairness-champ7$25.00$25.004/28/2010 5:46:11 PM
axamom$25.00$25.004/28/2010 5:48:43 PM
bullish2bearish$25.00$25.004/28/2010 5:46:31 PM
shrewd-value$25.00$25.004/28/2010 5:47:14 PM
ghinga$25.56$25.564/28/2010 5:49:43 PM
Archchancellor$25.00$25.004/28/2010 5:49:52 PM
bountiful-bazaar$25.00$25.004/28/2010 5:48:27 PM
important-ore$50.00$50.004/28/2010 5:51:01 PM
stable-nickel$70.90$70.904/28/2010 5:48:52 PM
japerk$25.00$25.004/28/2010 5:51:49 PM
nanda$25.00$25.004/28/2010 5:49:30 PM
availableloan$25.00$25.004/28/2010 5:22:11 PM
upbeat-principal$25.00$25.004/28/2010 5:52:23 PM
Cheburashka$25.00$25.004/28/2010 5:50:00 PM
HamletTower$25.00$25.004/28/2010 5:52:51 PM
helpinghand63$42.01$42.014/28/2010 5:50:12 PM
1phantom$50.00$50.004/28/2010 5:53:18 PM
credit-kahuna$56.41$56.414/28/2010 5:50:49 PM
sarisai$501.00$501.004/28/2010 5:51:15 PM
balanced-bill7$100.00$100.004/28/2010 5:23:11 PM
a-consummate-camaraderi$50.00$50.004/28/2010 5:51:43 PM
floret596$25.00$25.004/28/2010 5:51:55 PM
mmckune$25.00$25.004/28/2010 5:54:58 PM
jcjdingdong$25.00$25.004/28/2010 5:52:05 PM
studious-camaraderi$25.00$25.004/28/2010 5:52:17 PM
PRGuyinVA$25.00$25.004/28/2010 5:52:37 PM
gelidfrank$25.00$25.004/28/2010 5:53:00 PM
silver-philosopher$25.00$25.004/28/2010 6:19:00 PM
ArtemisFitzlebottom$25.00$25.004/28/2010 6:43:44 PM
snoopey100$25.00$25.004/28/2010 7:32:40 PM
basis-mammal$30.49$30.494/28/2010 7:53:07 PM
Moody26$25.00$25.004/28/2010 6:57:45 PM
CO80487$25.00$25.004/28/2010 6:57:47 PM
treasure-amplifier6$25.00$25.004/28/2010 5:41:36 PM
durability-exchanger$25.00$25.004/28/2010 7:32:46 PM
lokiswolf$30.00$30.004/28/2010 5:41:47 PM
t3mp3st$25.00$25.004/28/2010 5:42:09 PM
CASHGIRL$29.27$29.274/28/2010 5:42:29 PM
fund-toro$25.00$25.004/28/2010 5:42:37 PM
calm-deal7$25.00$25.004/28/2010 5:42:46 PM
ebgb234$25.00$25.004/28/2010 5:43:02 PM
schnatty$32.02$32.024/28/2010 5:43:08 PM
return-buddy$25.00$25.004/28/2010 5:43:15 PM
Sokarnox$25.00$25.004/28/2010 5:43:20 PM
LoansomeRanger$25.00$25.004/28/2010 5:43:25 PM
allamerathlete$25.00$25.004/28/2010 5:43:29 PM
Nascar1$25.00$25.004/28/2010 5:43:31 PM
dospapalotes$25.00$25.004/28/2010 5:43:41 PM
stanbalwight4$25.00$25.004/28/2010 5:43:47 PM
innocent-loot$25.00$25.004/28/2010 5:43:54 PM
orange-trustworthy-fairness$25.00$25.004/28/2010 5:44:05 PM
DublinCaLender$25.00$25.004/28/2010 5:44:14 PM
emphatic-deal5$25.00$25.004/28/2010 5:44:21 PM
Greenbak$25.00$25.004/28/2010 5:44:28 PM
balance6$25.00$25.004/28/2010 9:47:41 PM
dsfoundation$25.00$25.004/28/2010 5:44:36 PM
HHP$25.00$25.004/28/2010 5:44:46 PM
tidy-dime$25.00$25.004/28/2010 5:44:55 PM
miamibeachloaner$25.00$25.004/28/2010 5:45:05 PM
MihirFromRedmond$25.00$25.004/28/2010 5:45:12 PM
rolandweary$30.00$30.004/28/2010 5:45:32 PM
Kadvopatel$25.00$25.004/28/2010 10:37:38 PM
kindness-percolator5$25.00$25.004/28/2010 5:46:16 PM
peerlender$25.00$25.004/28/2010 5:46:34 PM
MartiniCognac$25.00$25.004/28/2010 11:15:03 PM
Slend49$25.00$25.004/28/2010 5:46:49 PM
Mario2007$25.00$25.004/28/2010 9:47:43 PM
uncleubb$25.00$25.004/28/2010 5:47:58 PM
Redleg6$25.00$25.004/28/2010 5:48:14 PM
market-mover$25.00$25.004/28/2010 5:48:19 PM
georg$25.00$25.004/28/2010 5:48:32 PM
credit-wheel7$25.00$25.004/28/2010 5:48:38 PM
Asynch$25.00$25.004/28/2010 5:48:50 PM
nbhz60a$25.00$25.004/29/2010 3:54:23 AM
onlyastepaway$25.00$25.004/28/2010 5:49:42 PM
runner262$25.00$25.004/28/2010 5:49:57 PM
thunderd$25.00$25.004/28/2010 5:50:15 PM
pujols8996$30.00$30.004/28/2010 5:50:36 PM
reflective-cash0$35.34$35.344/28/2010 5:50:46 PM
telegon$25.00$25.004/28/2010 5:50:54 PM
HedgeFund$40.00$40.004/29/2010 6:03:13 AM
hbzchimar$25.00$25.004/28/2010 5:51:33 PM
AF-Chief$27.00$27.004/28/2010 5:51:42 PM
bslavin$25.00$25.004/28/2010 5:52:07 PM
influential-compassion9$50.00$50.004/28/2010 5:52:09 PM
resource777$25.00$25.004/28/2010 5:52:19 PM
funds-rascal$25.00$25.004/28/2010 5:52:53 PM
Nerdster1$25.00$25.004/28/2010 5:53:11 PM
intlargonaut$47.36$47.364/29/2010 8:03:12 AM
contract-eagle$39.57$39.574/29/2010 8:44:50 AM
gotjack$25.00$25.004/29/2010 9:02:59 AM
marketplace-buckeye$25.00$25.004/28/2010 7:32:45 PM
agile-loan0$25.00$25.004/29/2010 9:33:41 AM
damenhess$25.00$25.004/29/2010 9:33:51 AM
green-glowing-gain$25.00$25.004/29/2010 9:33:12 AM
basis-prodigy$25.00$25.004/29/2010 9:34:07 AM
schpere$25.00$25.004/29/2010 9:45:57 AM
income-excellence1$25.00$25.004/29/2010 9:56:35 AM
financialaid$25.00$25.004/29/2010 9:56:52 AM
loan-paladin470$25.00$25.004/28/2010 9:47:42 PM
SNH$31.00$31.004/29/2010 10:00:09 AM
engaging-worth$25.00$25.004/29/2010 10:01:15 AM
gold-disk$100.00$100.004/29/2010 11:07:03 AM
HaveToWrite$25.00$25.004/29/2010 11:15:35 AM
b2006$25.00$25.004/29/2010 11:14:51 AM
agent86a$25.00$25.004/29/2010 11:55:45 AM
mtquan$25.00$25.004/29/2010 11:15:31 AM
payogie$25.00$25.004/29/2010 12:02:41 PM
transparent-peace3$25.00$25.004/29/2010 6:22:39 AM
QuinMccoy$25.00$25.004/29/2010 12:24:17 PM
windtalkers$43.99$43.994/29/2010 6:37:37 AM
Steveoo1$25.00$25.004/29/2010 12:24:41 PM
MrMoney0622$25.00$25.004/29/2010 12:42:57 PM
commitment-farm$25.00$25.004/29/2010 12:50:53 PM
knothead$25.00$25.004/29/2010 1:07:39 PM
jrbill1998$50.00$50.004/29/2010 7:42:39 AM
transparency-bath$25.00$25.004/29/2010 1:00:15 PM
walabie$25.00$25.004/29/2010 1:07:38 PM
jaynlana$25.00$25.004/29/2010 2:13:03 PM
impeccable-transparency$48.07$48.074/29/2010 9:02:55 AM
narblark$25.00$25.004/29/2010 2:39:09 PM
gavinfh$25.00$25.004/29/2010 2:21:23 PM
Doodlemeyer$25.00$25.004/29/2010 2:43:49 PM
credit-sunshine$25.00$25.004/29/2010 9:33:03 AM
bobby4u3$25.00$25.004/29/2010 3:10:00 PM
Comfort_Investments$50.00$50.004/29/2010 9:33:44 AM
iLoaner$25.00$25.004/29/2010 3:18:41 PM
caledonia$25.00$25.004/29/2010 2:54:34 PM
Gladglide$32.64$32.644/29/2010 2:58:55 PM
orgy63$25.00$25.004/29/2010 3:18:42 PM
line6owner$36.00$36.004/29/2010 10:58:03 AM
bchen78875$25.00$25.004/29/2010 10:58:29 AM
newest-inspiring-power$25.00$25.004/29/2010 11:15:36 AM
Viamin$25.00$25.004/29/2010 11:22:46 AM
Randini$25.00$25.004/29/2010 11:30:30 AM
checca4u$25.00$25.004/29/2010 12:02:47 PM
awwaww$25.00$25.004/29/2010 12:24:43 PM
Stollewood$30.74$30.744/29/2010 12:34:46 PM
wild_carrot$25.00$25.004/29/2010 12:43:11 PM
lamarsam$25.00$25.004/29/2010 1:00:23 PM
a-studious-payment$25.00$25.004/29/2010 1:00:34 PM
GoodScot$25.00$25.004/29/2010 1:23:11 PM
Erikdbp$25.00$25.004/29/2010 1:55:35 PM
drumcorpsnut$39.54$39.544/29/2010 3:10:47 PM
Phillip298$25.00$25.004/29/2010 4:05:27 PM
rockhound84$50.00$50.004/30/2010 6:14:53 AM
atmaan$25.00$25.004/30/2010 8:32:55 AM
gentle-note$25.00$25.004/30/2010 9:34:55 AM
allenerb$25.00$25.004/30/2010 4:41:23 AM
LittleMingo$30.00$30.005/4/2010 9:38:34 AM
Sven79$50.00$50.005/4/2010 9:53:01 AM
integrity-cowbell$25.00$25.005/5/2010 3:29:26 AM
greenback-ally$50.00$50.005/4/2010 7:47:28 PM
leverage-monger$25.00$25.005/5/2010 6:58:00 AM
427 bids
 
Borrower Payment Dependent Notes Series 456357
This series of Notes was issued and sold upon the funding of the borrower loan #42389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 34.5% Auction start date:  Apr-30-2010 
  Auction end date:  May-07-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $542.83
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $542.83
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 36.51%  
Lender servicing fee: 1.00% Estimated return: -2.51%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2008 Debt/Income ratio: Not calculated
Basic (1-10): 1 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 2 / 2Length of status:0y 4m
Credit score: 720-739 (Apr-2010) Total credit lines: 4 Occupation: Military Enlisted
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: durability-galleon Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying used car for transportation
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Rogesparkguy$25.00$25.005/7/2010 9:28:05 AM
julian_rojas72$12,000.00$11,975.005/7/2010 11:35:46 AM
2 bids
 
Borrower Payment Dependent Notes Series 456701
This series of Notes was issued and sold upon the funding of the borrower loan #42426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  May-03-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $161.70
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $161.70
 
Auction yield range: 11.04% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-2008 Debt/Income ratio: Not calculated
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 2 / 2Length of status:0y 5m
Credit score: 700-719 (Apr-2010) Total credit lines: 2 Occupation: Other
Now delinquent: 0 Revolving credit balance: $636Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 32%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: direct-point8 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need to have my thyroid removed
Purpose of loan:
This loan will be used to? Pay for surgery to have the left lobe of my thyroid gland removed due to a tumor.?

My financial situation:
I am a good candidate for this loan because??I do not have many monthly expenses?have never been late on any payment.

Monthly net income: $ 3200

Monthly expenses: $ 370
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $?150??Utilities: $ 0
??Phone, cable, internet: $
??Food, entertainment: $ 200
??Clothing, household expenses $?0
??Credit cards and other loans: $ 20
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Is the tumor benign or malignant? Thanks and best wishes. - reflective-rupee
A: Benign. It was a 1cm by 2 cm mass 6 months ago but now its about 1.5cm by 2.5. (May-04-2010)
Q: Do you have medical insurance? Thanks - reflective-rupee
A: I do but not enough unfortunately. They wont cover all of the expenses related to the surgery and its going to end up costing me about 9000 out of pocket (May-04-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bountiful-bazaar$25.00$25.005/3/2010 6:53:20 PM
life-is-great$25.00$25.005/3/2010 6:53:18 PM
Phantom99$25.00$25.005/3/2010 6:57:03 PM
payment-gusto$25.00$25.005/3/2010 6:58:10 PM
anton$103.03$103.035/3/2010 6:59:22 PM
Havana21$50.00$50.005/3/2010 6:59:33 PM
worth-arch$25.00$25.005/3/2010 6:58:38 PM
shrewd-peace7$35.00$35.005/3/2010 7:07:19 PM
cash-tiramisu$91.33$91.335/3/2010 7:00:23 PM
return-eclipse0$25.00$25.005/3/2010 7:08:59 PM
Comoparklender$25.00$25.005/3/2010 7:08:42 PM
personal-lender$25.00$25.005/3/2010 7:09:50 PM
basis-prodigy$25.00$25.005/3/2010 7:08:38 PM
Zolton$200.00$200.005/3/2010 7:09:59 PM
rhin0cerx$50.00$50.005/3/2010 7:10:09 PM
red-favorable-basis$25.00$25.005/3/2010 7:10:19 PM
JGB$25.00$25.005/3/2010 7:09:34 PM
Artist_Blue$25.00$25.005/3/2010 7:10:39 PM
asmithj$50.00$50.005/3/2010 8:45:40 PM
Sateesh$63.15$63.155/3/2010 8:57:26 PM
rlgnyc$59.68$59.685/3/2010 9:26:29 PM
108lender$34.85$34.855/4/2010 2:05:35 AM
Kaj$25.00$25.005/4/2010 2:55:45 AM
KiwiElf$25.00$25.005/4/2010 8:35:49 AM
treasure-bliss$50.00$50.005/4/2010 8:37:23 AM
zburner$25.00$3.745/4/2010 8:39:01 AM
reflective-rupee$100.00$100.005/4/2010 9:52:21 AM
hmarquiss4$50.00$50.005/5/2010 8:21:24 PM
charming-point$300.00$300.005/8/2010 9:54:29 AM
fairgirl$25.00$25.005/8/2010 7:58:49 AM
vest_vortex$25.00$25.005/8/2010 9:46:45 AM
proton346$25.00$25.005/8/2010 2:26:58 PM
MrMoneyBags$28.43$28.435/8/2010 4:24:58 PM
buckskin1234$25.00$25.005/8/2010 9:04:58 PM
Perksunlimited$25.00$25.005/9/2010 7:58:30 AM
John_Galt$25.00$25.005/8/2010 10:26:40 AM
Loan2Own$50.00$50.005/9/2010 1:33:10 PM
shellstar$25.00$25.005/8/2010 8:00:07 PM
windtalkers$106.00$106.005/9/2010 1:04:48 PM
Leshan$25.00$25.005/10/2010 8:26:29 AM
thomas16882004$25.00$25.005/10/2010 5:00:18 PM
draggon77$25.00$25.005/10/2010 6:43:59 PM
aquistoyraul$25.00$25.005/10/2010 6:41:43 PM
secobarbital$25.00$25.005/3/2010 6:53:16 PM
honorable-yield$35.00$35.005/3/2010 6:56:12 PM
funds-rascal$25.00$25.005/3/2010 6:56:10 PM
fortytwo$50.00$50.005/3/2010 6:58:15 PM
authoritative-capital$25.00$25.005/3/2010 6:59:21 PM
seisen$50.00$50.005/3/2010 6:59:53 PM
aasx1108$25.00$25.005/3/2010 7:00:11 PM
generous-deal6$25.00$25.005/3/2010 7:01:06 PM
social-conductor4$25.00$25.005/3/2010 7:06:56 PM
yeti888$25.00$25.005/3/2010 7:06:02 PM
dime-producer$25.00$25.005/3/2010 7:08:33 PM
orderly-leverage$30.00$30.005/3/2010 7:09:05 PM
gelidfrank$25.00$25.005/3/2010 7:08:51 PM
reward-adventure$30.00$30.005/3/2010 7:09:02 PM
supreme-hope$25.00$25.005/3/2010 7:09:40 PM
actvtrdr$35.00$35.005/3/2010 7:09:12 PM
cablenews$25.00$25.005/3/2010 7:09:48 PM
ukstevenhawaii$50.00$50.005/3/2010 7:10:07 PM
greenwell$25.00$25.005/3/2010 7:10:13 PM
Rattlehead$25.00$25.005/3/2010 7:10:28 PM
copper$30.00$30.005/3/2010 7:08:55 PM
Streetfighter$50.00$50.005/3/2010 7:10:34 PM
unforgettable-order9$25.00$25.005/3/2010 7:10:37 PM
GiantAardvark$25.00$25.005/3/2010 7:09:21 PM
DcUnited$25.00$25.005/3/2010 7:10:54 PM
deal-hickory5$25.00$25.005/3/2010 7:09:26 PM
MARWARISETH$25.00$25.005/3/2010 7:09:29 PM
balanced-bill7$75.00$75.005/3/2010 7:10:59 PM
autonomous-truth$25.00$25.005/3/2010 7:10:46 PM
unforgettable-fund2$25.00$25.005/3/2010 7:09:44 PM
marketplace-buckeye$25.00$25.005/3/2010 7:11:04 PM
nicklds$25.00$25.005/3/2010 10:19:04 PM
teller$25.00$25.005/3/2010 10:13:51 PM
asiaratt$100.00$100.005/4/2010 3:36:11 AM
natecam$25.00$25.005/4/2010 2:48:54 AM
FeedTheMachine$40.12$40.125/4/2010 3:59:23 AM
bowdish1$34.92$34.925/4/2010 3:29:12 AM
irrelevant$25.00$25.005/5/2010 11:10:35 AM
marwadi-62$50.00$50.005/8/2010 7:11:42 PM
vivacious-p2p3$25.00$25.005/9/2010 4:53:41 PM
wwwUniversal$25.00$25.005/10/2010 7:37:17 AM
Ogerta$25.00$25.005/9/2010 5:04:57 PM
blissful-gain$25.00$25.005/10/2010 8:38:35 AM
JiggaJoeyS$30.00$30.005/9/2010 6:38:52 PM
PotBellyPete$25.00$25.005/10/2010 8:50:34 AM
agreement-animal$25.00$25.005/9/2010 8:19:37 PM
cforell$35.00$35.005/10/2010 10:28:20 AM
peso-miser$25.00$25.005/10/2010 7:44:31 AM
yons88$30.00$30.005/10/2010 1:49:25 PM
BrighterSuns$25.00$25.005/10/2010 2:20:17 PM
market-pudding$25.00$25.005/10/2010 2:52:38 PM
macbeck22$25.00$25.005/10/2010 4:12:24 PM
2grindstones$25.00$25.005/10/2010 11:54:42 AM
investment-happiness$100.00$100.005/10/2010 3:56:52 PM
Bob450$35.00$35.005/10/2010 12:57:58 PM
dorypro$25.00$25.005/10/2010 4:15:24 PM
alluring-yield5$29.07$29.075/10/2010 2:59:52 PM
bratcher$30.68$30.685/10/2010 3:45:13 PM
loss-of-control$25.00$25.005/10/2010 6:10:12 PM
LendToCause$25.00$25.005/10/2010 5:46:04 PM
DasMula$25.00$25.005/10/2010 5:44:04 PM
104 bids
 
Borrower Payment Dependent Notes Series 456767
This series of Notes was issued and sold upon the funding of the borrower loan #42386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  May-04-2010 
  Auction end date:  May-11-2010 
 
Starting lender yield: 24.00% Starting borrower rate/APR: 25.00% / 28.90% Starting monthly payment: $39.76
Final lender yield: 23.99% Final borrower rate/APR: 24.99% / 28.89% Final monthly payment: $39.75
 
Auction yield range: 14.04% - 24.00% Estimated loss impact: 15.78%  
Lender servicing fee: 1.00% Estimated return: 8.21%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2007 Debt/Income ratio: 11%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 4 / 4Length of status:1y 11m
Credit score: 620-639 (May-2010) Total credit lines: 5 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $2,764Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 58%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: cYp011 Borrower's state: Tennessee Borrower's group: SA Goons
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 12 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
600-619 (Sep-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Home Improvment Until Tax Credit
Purpose of loan:
This loan will be used to?

My financial situation:Excellent. Just purchased a home. Neither that nor my actual credit score show correctly here.
I am a good candidate for this loan because I will repay with first time home buyer credit?I have a previous listing here for $1,000 that was paid off in full and on time.

Monthly net income: $2749

Monthly expenses: $1638
??Housing: $950
??Insurance: $95
??Car expenses: $312
??Utilities: $120
??Phone, cable, internet: $85
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $76
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
aurorafinancial$25.00$25.005/4/2010 4:37:17 PM
transaction-circuit$25.00$25.005/4/2010 4:48:37 PM
alexgalt$100.00$100.005/8/2010 1:39:05 PM
Yomain$25.00$25.005/8/2010 1:43:57 PM
nilonc1$100.00$0.285/8/2010 8:53:24 PM
McDeeter$25.00$25.005/10/2010 6:08:35 AM
Unitas4302$200.00$200.005/9/2010 11:41:23 PM
CommunityArts_Non-profit$50.00$50.005/10/2010 3:29:26 PM
SolarMoonshine$25.00$25.005/10/2010 6:02:40 PM
srthsvghdthtr$25.00$25.005/11/2010 6:04:42 AM
CoolPlexer$25.00$25.005/10/2010 8:32:05 PM
Bob450$30.00$30.005/10/2010 8:35:48 PM
OGS_Capital$25.00$25.005/11/2010 6:25:05 AM
RecoveryLender$25.00$25.005/11/2010 6:16:26 AM
martymaniaman$25.00$25.005/11/2010 6:24:31 AM
JGuide$25.00$25.005/5/2010 4:04:17 PM
jpblan11$25.00$25.005/6/2010 3:58:53 AM
gpuck$25.00$25.005/7/2010 3:32:59 PM
lender12345$25.00$25.005/9/2010 7:31:48 PM
loanman2007$50.00$50.005/10/2010 5:11:23 AM
1stBankAndHal$25.00$25.005/10/2010 2:17:16 PM
dorypro$25.00$25.005/10/2010 4:28:43 PM
DasMula$25.00$25.005/10/2010 9:14:40 PM
wealth-pipeline$25.00$25.005/11/2010 6:00:04 AM
Leshan$75.00$75.005/11/2010 7:57:50 AM
zone6$44.72$44.725/10/2010 9:25:20 PM
26 bids
 
Borrower Payment Dependent Notes Series 456945
This series of Notes was issued and sold upon the funding of the borrower loan #42435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  May-05-2010 
  Auction end date:  May-07-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $79.73
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $79.73
 
Auction yield range: 4.04% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1991 Debt/Income ratio: 30%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 12Length of status:5y 5m
Credit score: 700-719 (May-2010) Total credit lines: 29 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $5,763Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 59%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: pragmatic-generosity9 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
phillipd48$25.00$25.005/5/2010 4:34:34 PM
Aethelwolf$25.00$25.005/5/2010 4:34:41 PM
winlender$25.00$25.005/5/2010 4:37:25 PM
wampum-reaction2$25.00$25.005/5/2010 4:37:00 PM
peerlender$25.00$25.005/5/2010 4:39:24 PM
rustylix$25.00$25.005/5/2010 4:39:44 PM
saihu$25.00$25.005/5/2010 4:40:03 PM
kindness-percolator5$25.00$25.005/5/2010 4:41:10 PM
Philosonie$25.00$25.005/5/2010 4:41:16 PM
meux99$25.00$25.005/5/2010 4:41:29 PM
radforj22$40.00$40.005/5/2010 4:42:43 PM
murren$25.00$25.005/5/2010 4:34:48 PM
magnificent-reward9$25.00$25.005/5/2010 4:44:09 PM
the-profit-oracle$25.00$25.005/5/2010 4:43:48 PM
studious-bonus7$50.00$50.005/5/2010 4:44:30 PM
skuba$25.00$25.005/5/2010 4:36:40 PM
NATIVEBORN$25.00$25.005/5/2010 4:44:41 PM
generous-deal6$25.00$25.005/5/2010 4:45:41 PM
kenji4861$25.00$25.005/5/2010 4:38:30 PM
thorough-exchange4$40.00$40.005/5/2010 4:40:43 PM
credit-scout7$30.00$30.005/5/2010 4:48:28 PM
TakeCare$100.00$70.005/5/2010 4:49:03 PM
fcukciti$50.00$50.005/5/2010 4:48:39 PM
delicious-social132$40.00$40.005/5/2010 4:48:44 PM
xyzlmno$25.00$25.005/5/2010 4:45:32 PM
harty$60.00$60.005/5/2010 4:48:32 PM
meenan$25.00$25.005/5/2010 4:48:52 PM
bright-balance$25.00$25.005/5/2010 4:49:00 PM
kmr2$250.00$250.005/5/2010 4:36:36 PM
KandKLegacyInvestments$25.00$25.005/5/2010 4:35:29 PM
ADenny$25.00$25.005/5/2010 4:37:33 PM
USMC0311$25.00$25.005/5/2010 4:37:46 PM
bds9646$26.00$26.005/5/2010 4:40:20 PM
cash-merry-maker$25.00$25.005/5/2010 4:40:58 PM
tender-integrity3$50.00$50.005/5/2010 4:41:32 PM
dharma1$25.00$25.005/5/2010 4:41:33 PM
GiantAardvark$25.00$25.005/5/2010 4:42:28 PM
golden-responsibility189$50.00$50.005/5/2010 4:42:47 PM
fortytwo$100.00$100.005/5/2010 4:42:41 PM
bchen78875$50.00$50.005/5/2010 4:43:07 PM
Merganser$25.00$25.005/5/2010 4:43:02 PM
life-is-great$25.00$25.005/5/2010 4:43:08 PM
Veridic$25.00$25.005/5/2010 4:43:16 PM
whiffle$25.00$25.005/5/2010 4:34:15 PM
bonus-adventure3$25.00$25.005/5/2010 4:43:30 PM
bayareainv$100.00$100.005/5/2010 4:43:42 PM
authoritative-capital$25.00$25.005/5/2010 4:43:59 PM
worth-arch$25.00$25.005/5/2010 4:44:50 PM
Havana21$50.00$50.005/5/2010 4:45:25 PM
lenderforyoutoday$50.00$50.005/5/2010 4:45:35 PM
heroic-platinum$25.00$25.005/5/2010 4:38:09 PM
platinum-platoon$25.00$25.005/5/2010 4:39:49 PM
balanced-bill7$50.00$50.005/5/2010 4:48:23 PM
kind-adventurous-finance$25.00$25.005/5/2010 4:48:26 PM
castleman$25.00$25.005/5/2010 4:48:30 PM
Marathoner$25.00$25.005/5/2010 4:48:36 PM
evnagelist$25.00$25.005/5/2010 4:48:41 PM
finance-negotiator2$25.00$25.005/5/2010 4:48:33 PM
Walkingcowboy$25.00$25.005/5/2010 4:42:08 PM
Cr_Sunset$25.00$25.005/5/2010 4:42:09 PM
tenacious-compassion9$30.00$30.005/5/2010 4:48:57 PM
mlopez2007$50.00$50.005/5/2010 4:42:45 PM
TheMan$25.00$25.005/5/2010 4:43:24 PM
leanthony$25.00$25.005/5/2010 4:44:07 PM
credit-coach118$40.00$40.005/5/2010 4:45:09 PM
F16Pilot$25.00$25.005/5/2010 4:45:15 PM
truth-image$50.00$50.005/5/2010 4:48:42 PM
natural-affluence4$49.00$49.005/5/2010 6:26:01 PM
68 bids
 
Borrower Payment Dependent Notes Series 436182
This series of Notes was issued and sold upon the funding of the borrower loan #42438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-27-2010 
  Auction end date:  May-04-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 31.34% Starting monthly payment: $41.03
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 30.18% Final monthly payment: $40.42
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2008 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 7 Inquiries last 6m: 3Employment status:Self-employed
Enhanced (1-5):1 Current / open credit lines: 5 / 5Length of status:1y 5m
Credit score: 640-659 (Apr-2010) Total credit lines: 5 Occupation: Investor
Now delinquent: 0 Revolving credit balance: $463Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 14%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: fantastic-cash Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Laptop Purchase
Purpose of loan:
This loan will be used to? buy a laptop from HP needed for school use and also business use, it is a hp dv6t.

My financial situation: is perfect.
I am a good candidate for this loan because? i have funded many prosper loans,?I currently have?$1100 in funded prosper loans. And a total of $2,000 lended.
Monthly net income: $ 300-900

Monthly expenses: $ 50-300
??Housing: $0
??Insurance: $0
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $0
??Clothing, household expenses $0
??Credit cards and other loans: $ 50
??Other expenses: $ 100

I live with my parents and so have no living expenses,?I also get a monthly allowance from my parents, $200.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Rogesparkguy$25.00$25.004/27/2010 8:20:51 PM
transaction-circuit$25.00$25.004/28/2010 8:16:12 AM
JaceSpade$25.00$25.004/28/2010 3:09:02 PM
JGuide$101.90$101.904/28/2010 7:03:04 PM
reflective-rupee$25.00$25.004/29/2010 10:27:02 AM
FundMaker$25.00$25.004/30/2010 10:10:44 AM
marwadi-62$100.00$100.004/30/2010 11:44:28 AM
admirable-loyalty$25.00$25.004/30/2010 11:13:26 AM
wwwUniversal$25.00$20.274/30/2010 3:53:59 PM
dammage$25.00$25.004/30/2010 1:50:45 PM
Nasdaq$25.00$25.005/3/2010 12:49:18 AM
loanman2007$200.00$200.005/3/2010 4:40:02 AM
alpinaut$25.00$25.005/3/2010 4:46:28 AM
99Lender$25.00$25.005/3/2010 10:55:18 AM
elvisloans$25.00$25.005/3/2010 6:17:39 PM
GreenHill$25.00$25.005/3/2010 11:37:32 PM
wild-orange$50.00$50.005/4/2010 12:38:56 AM
market-pudding$25.00$25.005/4/2010 6:39:07 AM
SolarMoonshine$25.00$25.004/30/2010 5:35:02 PM
peso-miser$25.00$25.005/2/2010 9:19:29 PM
glenium$25.00$25.005/3/2010 11:13:58 AM
PotBellyPete$25.00$25.005/3/2010 1:08:14 PM
kindness-venture1$25.00$25.005/3/2010 4:10:06 PM
TheSweetLender$27.83$27.835/3/2010 5:22:16 PM
Bob450$25.00$25.005/3/2010 9:49:53 PM
eagle1271$25.00$25.005/4/2010 7:21:28 AM
26 bids
 
Borrower Payment Dependent Notes Series 455628
This series of Notes was issued and sold upon the funding of the borrower loan #42445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Apr-27-2010 
  Auction end date:  May-04-2010 
 
Starting lender yield: 19.50% Starting borrower rate/APR: 20.50% / 24.30% Starting monthly payment: $37.42
Final lender yield: 9.00% Final borrower rate/APR: 10.00% / 13.56% Final monthly payment: $32.27
 
Auction yield range: 8.04% - 19.50% Estimated loss impact: 8.18%  
Lender servicing fee: 1.00% Estimated return: 0.82%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2007 Debt/Income ratio: Not calculated
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 3 / 3Length of status:4y 11m
Credit score: 720-739 (Apr-2010) Total credit lines: 4 Occupation: Other
Now delinquent: 0 Revolving credit balance: $75Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 7%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: CaptainCrunch Borrower's state: Colorado Borrower's group: Military Lending Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Investing into Prosper
Purpose of loan:
This loan will be used to re-invest into Prosper. I am new to Prosper and would like to try both aspects of it.

My financial situation:
I am a good candidate for this loan because I make more then enough to make this relatively small monthly payment. I always make my payments on time and I will be paying my payments via automatic allotment.
Information in the Description is not verified.
Friends And Family Winning Bids
MilitaryLending has bid a total of $688.68 in winning bids.
"Borrower is more than able to cover this small monthly payment, and the proceeds of this loan will be redisbursed among the Prosper community. Borrower is looking to build a strong history on Prosper as well as on her credit reports. I will bid the entire amount requested."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
JGuide$25.00$25.005/3/2010 6:34:52 PM
wild-orange$100.00$100.005/4/2010 12:42:37 AM
MilitaryLending$1,000.00$688.684/29/2010 10:23:08 PM
marwadi-62$100.00$100.004/30/2010 11:45:06 AM
loanman2007$50.00$50.005/3/2010 1:53:12 PM
kinetic-social$36.32$36.325/4/2010 9:15:13 AM
6 bids
 
Borrower Payment Dependent Notes Series 456656
This series of Notes was issued and sold upon the funding of the borrower loan #42451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  May-03-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 26.25% Starting borrower rate/APR: 27.25% / 29.59% Starting monthly payment: $286.72
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $286.72
 
Auction yield range: 11.04% - 26.25% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2004 Debt/Income ratio: 33%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 18 / 18Length of status:2y 0m
Credit score: 700-719 (May-2010) Total credit lines: 21 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $4,542Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 25%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: sweet-compassion8 Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: For each debt that you would like to consolidate, please list the name of the credit, the amount owed, the monthly payment, and the interest rate. Thanks and best wishes. - reflective-rupee
A: Citi Card $2,731 APR 14.99 Min. Payment $50.00 Currently Paying $200 American Express $1, 561 APR 15.24 Min. Payment $36 Currently Paying $100 Home Depot $1, 536 APR 22.99 Min. Payment $25 Currently Paying $ 50 World Financial Bank $1,085 APR 24.99 Min. Payment $40 Currently Paying $50 (May-04-2010)
Q: Is your home worth more than you owe on it? How much do you owe, and what is your home currently worth. Thanks - reflective-rupee
A: Currently I owe $91,000 on my home. I haven't had it appraised recently, but homes similar in size, year built etc in the area are selling for between $110,000 and $120,000. (May-04-2010)
Q: How did you build up the debt that you would like to consolidate? Thanks - reflective-rupee
A: Most of the debt was built up due to major home improvements including wet basement repair, deck refinishing, and landscaping. Some is for capital purchases for the business I'm starting in addition to my current career. (May-04-2010)
Q: When did you purchase your home? - Lender25
A: October of 2008 (May-10-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Phantom99$25.00$25.005/3/2010 6:57:02 PM
funds-rascal$25.00$25.005/3/2010 6:56:09 PM
teller$25.00$25.005/3/2010 6:58:05 PM
payment-gusto$25.00$25.005/3/2010 6:58:08 PM
authoritative-capital$25.00$25.005/3/2010 6:59:20 PM
enlisted33$25.00$25.005/3/2010 6:59:29 PM
yeti888$25.00$25.005/3/2010 6:58:41 PM
generous-deal6$25.00$25.005/3/2010 7:01:03 PM
aasx1108$25.00$25.005/3/2010 7:00:08 PM
zburner$25.00$25.005/3/2010 7:08:34 PM
copper$30.00$30.005/3/2010 7:08:54 PM
ssh1983$25.00$25.005/3/2010 7:09:07 PM
orderly-leverage$30.00$30.005/3/2010 7:09:04 PM
jonbozeman$25.00$25.005/3/2010 7:09:36 PM
actvtrdr$35.00$35.005/3/2010 7:09:11 PM
gjh37$25.00$25.005/3/2010 7:09:14 PM
cablenews$25.00$25.005/3/2010 7:09:46 PM
unforgettable-fund2$25.00$25.005/3/2010 7:09:43 PM
return-eclipse0$25.00$25.005/3/2010 7:08:58 PM
unforgettable-order9$25.00$25.005/3/2010 7:10:36 PM
deal-hickory5$25.00$25.005/3/2010 7:09:24 PM
MARWARISETH$25.00$25.005/3/2010 7:09:28 PM
castleman$25.00$25.005/3/2010 7:11:06 PM
icecoldcash$25.00$25.005/3/2010 7:10:48 PM
balanced-bill7$75.00$75.005/3/2010 7:10:56 PM
marketplace-buckeye$25.00$25.005/3/2010 7:11:02 PM
ukstevenhawaii$50.00$50.005/3/2010 7:10:04 PM
rhin0cerx$50.00$50.005/3/2010 7:10:11 PM
Rattlehead$25.00$25.005/3/2010 7:10:25 PM
bountiful-bazaar$25.00$25.005/3/2010 7:12:49 PM
shiny-dollar9$25.00$25.005/3/2010 8:45:43 PM
r0b3m4n$25.00$25.005/3/2010 9:33:43 PM
soulwork$25.00$25.005/3/2010 9:33:44 PM
IIP77$25.00$25.005/3/2010 9:58:47 PM
turbolozano$25.00$25.005/3/2010 10:49:13 PM
thorough-exchange4$25.00$25.005/3/2010 11:38:53 PM
AF-Chief$28.00$28.005/4/2010 3:58:43 AM
asiaratt$100.00$100.005/4/2010 3:36:09 AM
nrowland$25.00$25.005/4/2010 6:51:10 AM
brightest-asset-healer$25.00$25.005/4/2010 7:30:08 AM
famous-bill$38.43$38.435/4/2010 7:46:48 AM
market-pudding$25.00$25.005/4/2010 8:59:10 AM
cvlender$25.00$25.005/4/2010 9:10:12 AM
the-bid-sorcerer$25.00$25.005/4/2010 9:45:16 AM
SimonHova$25.00$25.005/4/2010 9:48:48 AM
lucrative-dollar$25.00$25.005/4/2010 9:44:27 AM
wdove511$25.00$25.005/4/2010 9:46:12 AM
treasure-amplifier6$25.00$25.005/4/2010 9:48:39 AM
reflective-rupee$100.00$100.005/4/2010 10:05:19 AM
KramericaIndustries$25.00$25.005/4/2010 10:06:09 AM
kindness-casserole$34.31$34.315/4/2010 10:06:45 AM
GInBaghdad$25.00$25.005/4/2010 10:07:27 AM
purdue98$25.00$25.005/4/2010 10:10:27 AM
jga516$25.00$25.005/4/2010 10:10:30 AM
KiwiElf$25.00$25.005/4/2010 10:11:17 AM
cash-merry-maker$25.00$25.005/4/2010 10:04:48 AM
reflective-rupee$100.00$100.005/4/2010 10:05:30 AM
djh47a$25.00$25.005/4/2010 10:06:41 AM
LuvToLend$25.00$25.005/4/2010 10:08:27 AM
lloyd_s$25.00$25.005/4/2010 10:08:38 AM
Tikibarman$66.71$66.715/4/2010 10:24:29 AM
Ducatiman1978$25.00$25.005/4/2010 10:11:11 AM
PRGuyinVA$25.00$25.005/4/2010 10:37:17 AM
heroic-deal7$25.00$25.005/4/2010 10:43:37 AM
reflective-rupee$100.00$100.005/4/2010 10:52:13 AM
reflective-rupee$100.00$100.005/4/2010 10:37:27 AM
circuitfive$25.00$25.005/4/2010 10:38:11 AM
slartibardfast$25.00$25.005/4/2010 10:43:39 AM
reflective-rupee$100.00$100.005/4/2010 10:53:19 AM
JustMee$25.00$25.005/4/2010 11:38:45 AM
SolarMoonshine$25.00$25.005/4/2010 5:52:05 PM
buffalobills$25.00$25.005/5/2010 3:22:33 PM
ChrisKwan$25.00$25.005/5/2010 5:22:00 PM
irrelevant$25.00$25.005/6/2010 12:06:23 PM
nbhz60a$25.00$25.005/7/2010 3:52:26 PM
loss-of-control$25.00$25.005/8/2010 9:53:04 AM
charming-point$150.00$150.005/8/2010 9:56:19 AM
jabberwockgee$25.00$25.005/8/2010 10:07:04 AM
attractive-value$25.00$25.005/8/2010 12:44:24 PM
cash-arboretum$50.00$50.005/7/2010 10:08:31 PM
timmybraley$46.30$46.305/7/2010 10:22:33 PM
exchange-cowbell5$25.00$25.005/8/2010 2:49:49 PM
micsupra$60.46$60.465/8/2010 3:24:05 PM
exciting-fairness$200.00$200.005/9/2010 11:13:55 AM
Flreap$50.00$50.005/10/2010 8:46:57 AM
Bob450$30.00$30.005/10/2010 8:49:03 AM
CoffeeKing$50.00$50.005/10/2010 9:39:48 AM
credit-missile$150.00$150.005/9/2010 9:05:04 PM
giovani$25.00$25.005/9/2010 9:23:00 PM
icon7$35.00$35.005/10/2010 10:54:05 AM
debtcollector$50.00$50.005/10/2010 8:50:40 AM
shrewd-income$25.00$25.005/10/2010 8:56:50 AM
sgt-schultz$182.11$182.115/10/2010 10:42:06 AM
integrity-doctor$100.00$100.005/10/2010 3:44:12 PM
macbeck22$25.00$25.005/10/2010 4:12:44 PM
FundMaker$25.00$25.005/10/2010 5:56:48 PM
Lubava$25.00$25.005/10/2010 4:53:43 PM
Rogelio48$40.00$40.005/10/2010 6:06:25 PM
aquistoyraul$25.00$25.005/10/2010 6:40:01 PM
money-fort$25.00$25.005/10/2010 6:30:39 PM
honorable-yield$35.00$35.005/3/2010 6:56:13 PM
desertoasis$25.00$25.005/3/2010 6:58:12 PM
magnificent-reward9$25.00$25.005/3/2010 6:57:22 PM
b2m80s$25.00$25.005/3/2010 6:58:29 PM
worth-arch$25.00$25.005/3/2010 6:58:37 PM
social-conductor4$25.00$25.005/3/2010 7:06:55 PM
Havana21$50.00$50.005/3/2010 6:59:31 PM
shrewd-peace7$35.00$35.005/3/2010 7:07:17 PM
gelidfrank$25.00$25.005/3/2010 7:08:48 PM
reward-adventure$30.00$30.005/3/2010 7:09:00 PM
Comoparklender$25.00$25.005/3/2010 7:08:41 PM
GiantAardvark$25.00$25.005/3/2010 7:09:17 PM
dime-producer$25.00$25.005/3/2010 7:08:32 PM
Zolton$200.00$200.005/3/2010 7:09:57 PM
basis-prodigy$25.00$25.005/3/2010 7:08:36 PM
JGB$25.00$25.005/3/2010 7:09:31 PM
kindness-percolator5$25.00$25.005/3/2010 7:09:41 PM
personal-lender$25.00$25.005/3/2010 7:09:52 PM
greenwell$25.00$25.005/3/2010 7:10:16 PM
autonomous-truth$25.00$25.005/3/2010 7:10:44 PM
supreme-hope$25.00$25.005/3/2010 7:09:38 PM
Artist_Blue$25.00$25.005/3/2010 7:10:40 PM
red-favorable-basis$25.00$25.005/3/2010 7:10:22 PM
Streetfighter$50.00$50.005/3/2010 7:10:32 PM
DcUnited$25.00$25.005/3/2010 7:10:52 PM
life-is-great$25.00$25.005/3/2010 7:12:45 PM
finance-prescription$50.00$50.005/3/2010 7:13:16 PM
upright-revenue7$25.00$25.005/3/2010 7:50:53 PM
mg6619$25.00$25.005/3/2010 9:33:42 PM
bountiful-bazaar$25.00$25.005/3/2010 10:37:20 PM
brother_tam$45.80$45.805/3/2010 10:53:38 PM
bowdish1$44.20$44.205/4/2010 1:44:02 AM
mercuriant$25.00$25.005/4/2010 2:39:00 AM
seisen$50.00$50.005/4/2010 2:48:58 AM
rock-turner$25.00$25.005/4/2010 5:43:59 AM
time4aloan$29.71$29.715/4/2010 8:53:42 AM
Supernick$25.00$25.005/4/2010 8:59:05 AM
GreenNotes$31.75$31.755/4/2010 9:27:15 AM
1phantom$25.00$25.005/4/2010 9:52:35 AM
Banker7371$25.00$25.005/4/2010 9:55:09 AM
hope-equation$31.58$31.585/4/2010 9:55:13 AM
Vess$25.00$25.005/4/2010 10:06:10 AM
zebra806$25.00$25.005/4/2010 10:06:46 AM
The_Secret$25.00$25.005/4/2010 10:06:39 AM
SDNLR$25.00$25.005/4/2010 10:06:54 AM
orange-preeminant-bill$100.00$100.005/4/2010 10:06:59 AM
Lam0nt$25.00$25.005/4/2010 10:10:34 AM
interest-griffin$25.00$25.005/4/2010 10:38:14 AM
newest-inspiring-power$25.00$25.005/4/2010 10:12:18 AM
inspiring-reward$35.66$35.665/4/2010 10:51:50 AM
Gibbyland$30.26$30.265/4/2010 11:34:09 AM
reflective-rupee$100.00$100.005/4/2010 10:52:34 AM
revenue-ruler6$25.00$25.005/4/2010 11:34:24 AM
jrbill1998$50.00$50.005/4/2010 10:37:15 AM
reflective-rupee$100.00$100.005/4/2010 10:52:46 AM
JustMee$400.00$119.725/4/2010 11:39:02 AM
Whipster$25.00$25.005/4/2010 2:57:37 PM
bronzmajom$25.00$25.005/5/2010 12:15:51 AM
brilliant-balance$25.00$25.005/5/2010 8:35:16 AM
Flreap$50.00$50.005/7/2010 6:44:59 AM
Glenn_Graham$50.00$50.005/7/2010 2:05:25 PM
scoobiedoo$25.00$25.005/7/2010 4:36:36 PM
attractive-fund$25.00$25.005/7/2010 8:37:44 PM
sincere-balance$25.00$25.005/7/2010 9:29:18 PM
Planecourage$25.00$25.005/8/2010 12:06:28 AM
CoffeyvilleKS$25.00$25.005/8/2010 8:20:35 AM
principal-star$25.00$25.005/9/2010 7:20:43 PM
TackingWindward$25.00$25.005/9/2010 7:45:09 AM
wonder3$25.00$25.005/10/2010 6:50:03 AM
wwwUniversal$25.00$25.005/10/2010 7:37:57 AM
LeoBUSIIT$25.00$25.005/10/2010 8:13:15 AM
Leshan$25.00$25.005/10/2010 8:43:49 AM
PotBellyPete$25.00$25.005/10/2010 8:53:13 AM
hawaiitechnical$25.00$25.005/10/2010 10:00:18 AM
genuine-dime$100.00$100.005/10/2010 5:42:22 AM
killdare$25.00$25.005/10/2010 11:41:57 AM
druidpoet$25.00$25.005/10/2010 1:09:35 PM
dorypro$25.00$25.005/10/2010 4:20:07 PM
passivesf$25.00$25.005/10/2010 4:59:40 PM
DasMula$25.00$25.005/10/2010 5:47:42 PM
Speculator$100.00$100.005/10/2010 5:22:46 PM
p2ploan-sensation211$50.00$50.005/10/2010 6:52:02 PM
orange-social-resonance$25.00$25.005/10/2010 6:42:34 PM
183 bids
 
Borrower Payment Dependent Notes Series 456668
This series of Notes was issued and sold upon the funding of the borrower loan #42432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  May-03-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 24.87% Starting monthly payment: $37.71
Final lender yield: 18.00% Final borrower rate/APR: 19.00% / 22.76% Final monthly payment: $36.66
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.92%  
Lender servicing fee: 1.00% Estimated return: 11.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1991 Debt/Income ratio: 24%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 13 / 8Length of status:2y 7m
Credit score: 660-679 (May-2010) Total credit lines: 50 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $12,247Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 99%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: focused-dedication8 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
medical expenses and credit cards
Purpose of loan:
This loan will be used to?
pay medical bills and pay off a couple of credit cards
My financial situation:
I am a good candidate for this loan because? I have never been late on any payments ever...

Monthly net income: $ 2146

Monthly expenses: $
??Housing: $ 0????live with parents

??Insurance: $ 67
??Car expenses: $?320??????Utilities: $ 0
??Phone, cable, internet: $ 72
??Food, entertainment: $?200
??Clothing, household expenses $
??Credit cards and other loans: $ 1000
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How did you build up so much revolving credit? How will you manage, being so close to your revolving credit limits? Thanks and best wishes. - reflective-rupee
A: It goes back to when I was in college.. I paid my own way through school and put tuition books and other related expenses on credit cards. what I am trying to do now is to consolidate everything making it easier to manage.... (May-04-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
income-fortress$25.00$25.005/3/2010 7:07:35 PM
erip2008$50.00$50.005/5/2010 8:20:20 AM
YeoLenderSource$25.00$25.005/7/2010 9:35:24 AM
shellstar$26.25$26.255/7/2010 9:36:33 AM
gilbrear$25.00$25.005/7/2010 7:02:33 PM
attractive-fund$25.00$25.005/7/2010 8:31:39 PM
SkinnyFish$25.00$25.005/9/2010 4:48:24 AM
BuzzyBee336$35.00$35.005/9/2010 1:12:02 PM
Veiglcc$25.00$25.005/8/2010 9:36:10 PM
Nusk$25.00$25.005/10/2010 10:00:42 AM
hektek22$25.00$25.005/10/2010 7:45:46 AM
PotBellyPete$25.00$22.535/10/2010 8:53:48 AM
wild-orange$100.00$100.005/10/2010 2:30:00 PM
kelador$91.00$91.005/10/2010 2:09:27 PM
Bob450$25.00$25.005/10/2010 4:31:25 PM
natural-affluence4$25.00$25.005/10/2010 5:02:19 PM
PeacefulFlorida$25.22$25.225/10/2010 5:43:54 PM
Approved$25.00$25.005/10/2010 5:53:01 PM
goodhearted-basis4$25.00$25.005/10/2010 5:49:46 PM
balanced-balance6$25.00$25.005/10/2010 4:50:40 PM
prohelper$25.00$25.005/4/2010 12:47:04 PM
god_is_great$25.00$25.005/5/2010 4:23:55 AM
padewy$25.00$25.005/7/2010 3:48:51 PM
hillerod$25.00$25.005/8/2010 11:30:50 AM
crjmechanic$25.00$25.005/9/2010 2:53:04 AM
ronin4sale$25.00$25.005/10/2010 7:09:47 AM
blissful-gain$25.00$25.005/10/2010 8:45:57 AM
Leshan$25.00$25.005/10/2010 8:52:16 AM
sadhikari$50.00$50.005/10/2010 9:23:17 AM
scientists$25.00$25.005/10/2010 9:43:06 AM
maximizer$25.00$25.005/10/2010 1:04:45 PM
Bank_Of_XL$25.00$25.005/10/2010 6:24:15 PM
32 bids
 
Borrower Payment Dependent Notes Series 456676
This series of Notes was issued and sold upon the funding of the borrower loan #42429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  May-03-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $95.68
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 4.04% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1998 Debt/Income ratio: 4%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 2Length of status:4y 7m
Credit score: 760-779 (May-2010) Total credit lines: 15 Occupation: Truck Driver
Now delinquent: 1 Revolving credit balance: $89Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 2%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 34    
Screen name: repayment-balancer Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Avala$50.00$50.005/3/2010 6:54:20 PM
unassassinable$25.00$25.005/3/2010 6:54:32 PM
JGB$25.00$25.005/3/2010 6:54:36 PM
GiantAardvark$25.00$25.005/3/2010 6:55:01 PM
thorough-exchange4$25.00$25.005/3/2010 6:55:06 PM
fortytwo$100.00$100.005/3/2010 6:55:11 PM
engaging-worth$25.00$25.005/3/2010 6:55:40 PM
golden-responsibility189$50.00$50.005/3/2010 6:55:18 PM
bayareainv$100.00$100.005/3/2010 6:56:35 PM
the-profit-oracle$25.00$25.005/3/2010 6:56:40 PM
radforj22$40.00$40.005/3/2010 6:55:13 PM
authoritative-capital$25.00$25.005/3/2010 6:56:46 PM
life-is-great$25.00$25.005/3/2010 6:55:35 PM
platinum-rapture6$25.00$25.005/3/2010 6:55:38 PM
ddog0224$25.00$25.005/3/2010 6:55:51 PM
silver-philosopher$25.00$25.005/3/2010 6:57:16 PM
fishintime$25.00$25.005/3/2010 6:56:54 PM
honorable-yield$50.00$50.005/3/2010 6:56:16 PM
magnificent-reward9$25.00$25.005/3/2010 6:57:24 PM
ichibon$75.00$75.005/3/2010 6:56:31 PM
Phantom99$25.00$25.005/3/2010 6:57:09 PM
leanthony$25.00$25.005/3/2010 6:57:20 PM
studious-bonus7$50.00$50.005/3/2010 6:57:46 PM
Divot$25.00$25.005/3/2010 6:58:59 PM
xyzlmno$25.00$25.005/3/2010 7:00:17 PM
bigdogsafety1$25.00$25.005/3/2010 6:58:17 PM
lenderforyoutoday$50.00$50.005/3/2010 7:00:29 PM
ferocious-exchange3$25.00$25.005/3/2010 7:07:58 PM
rjblack$50.00$50.005/3/2010 7:08:39 PM
finance-negotiator2$25.00$25.005/3/2010 7:11:25 PM
kind-adventurous-finance$25.00$25.005/3/2010 7:11:15 PM
fcukciti$50.00$30.005/3/2010 7:11:30 PM
dontscrewmeover1$25.00$25.005/3/2010 7:15:55 PM
natural-affluence4$50.00$50.005/5/2010 11:54:31 AM
BaxterSandy$50.00$50.005/5/2010 9:37:19 PM
springpanda$25.00$25.005/6/2010 9:44:15 PM
payontime1$25.00$25.005/7/2010 10:29:42 AM
guardian3$25.00$25.005/8/2010 8:48:40 AM
debt-legend$25.00$25.005/10/2010 7:36:16 AM
maximizer$25.00$25.005/10/2010 1:29:28 PM
dinero-speaker$25.00$25.005/3/2010 6:54:28 PM
balanced-bill7$100.00$100.005/3/2010 6:54:54 PM
interest-jedi0$50.00$50.005/3/2010 6:54:41 PM
bchen78875$50.00$50.005/3/2010 6:55:26 PM
Merganser$25.00$25.005/3/2010 6:55:24 PM
bonus-adventure3$25.00$25.005/3/2010 6:56:23 PM
loanfairy$25.00$25.005/3/2010 6:56:00 PM
TheMan$25.00$25.005/3/2010 6:56:19 PM
TK4$25.00$25.005/3/2010 6:56:59 PM
flexible-vigilance7$25.00$25.005/3/2010 6:57:13 PM
Veridic$25.00$25.005/3/2010 6:55:55 PM
mizount$25.00$25.005/3/2010 6:56:58 PM
greeninspirit$25.00$25.005/3/2010 6:57:32 PM
teller$25.00$25.005/3/2010 6:57:59 PM
brstern2$25.00$25.005/3/2010 6:58:23 PM
NATIVEBORN$25.00$25.005/3/2010 6:58:26 PM
worth-arch$25.00$25.005/3/2010 6:58:33 PM
alpinaut$25.00$25.005/3/2010 6:58:45 PM
nhm$50.00$50.005/3/2010 6:59:11 PM
j2ee$25.00$25.005/3/2010 6:57:36 PM
F16Pilot$25.00$25.005/3/2010 6:59:40 PM
balance6$25.00$25.005/3/2010 6:57:53 PM
credit-coach118$40.00$40.005/3/2010 6:59:26 PM
dlshap$25.00$25.005/3/2010 6:59:01 PM
KandKLegacyInvestments$25.00$25.005/3/2010 7:06:05 PM
Havana21$50.00$50.005/3/2010 6:59:43 PM
MechEngineer$25.00$25.005/3/2010 6:59:50 PM
tender-integrity3$50.00$50.005/3/2010 7:07:27 PM
kenji4861$25.00$25.005/3/2010 7:07:01 PM
meux99$25.00$25.005/3/2010 7:07:24 PM
Turkish101$25.00$25.005/3/2010 7:00:31 PM
generous-deal6$25.00$25.005/3/2010 7:00:58 PM
dharma1$25.00$25.005/3/2010 7:07:31 PM
elasermd$50.00$50.005/3/2010 7:07:49 PM
Artist_Blue$25.00$25.005/3/2010 7:11:09 PM
harty$60.00$60.005/3/2010 7:11:22 PM
Marathoner$25.00$25.005/3/2010 7:11:27 PM
credit-scout7$30.00$30.005/3/2010 7:11:17 PM
castleman$25.00$25.005/3/2010 7:11:20 PM
wwwUniversal$25.00$25.005/4/2010 11:23:23 AM
drysdale-sd$25.00$25.005/6/2010 10:13:42 AM
Jcardone33$25.00$25.005/7/2010 10:00:02 AM
orange-dollar-guild$25.00$25.005/8/2010 10:32:07 PM
2nd-chance4u$25.00$25.005/9/2010 4:06:31 PM
lukeskywalkerkp$100.00$100.005/9/2010 5:13:41 PM
wild-orange$25.00$25.005/10/2010 2:34:39 PM
tenchi2777$25.00$25.005/10/2010 3:10:37 PM
attractive-asset$25.00$25.005/10/2010 9:58:00 AM
FundMaker$25.00$25.005/10/2010 5:52:56 PM
89 bids
 
Borrower Payment Dependent Notes Series 456746
This series of Notes was issued and sold upon the funding of the borrower loan #42442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  May-03-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.53% Starting monthly payment: $47.84
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.54% Final monthly payment: $47.84
 
Auction yield range: 4.04% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1995 Debt/Income ratio: Not calculated
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:0y 2m
Credit score: 760-779 (May-2010) Total credit lines: 26 Occupation: Other
Now delinquent: 1 Revolving credit balance: $1,382Stated income:$1-$24,999
Amount delinquent: $191 Bankcard utilization: 2%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: valiant-gain7 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is the $191 delinquency about? - smarva
A: The $191 debt is a past due medical bill that is now in collections. (May-04-2010)
Q: Are you going to repay it with this loan? Why haven't you already paid it? - smarva
A: I do not know if I will repay it with this loan. I will pay off credit cards first and use any disposable income towards payment of the $191 debt. (May-04-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
thorough-exchange4$25.00$25.005/3/2010 6:55:04 PM
golden-responsibility189$50.00$50.005/3/2010 6:55:17 PM
Merganser$25.00$25.005/3/2010 6:55:24 PM
life-is-great$25.00$25.005/3/2010 6:55:31 PM
integrity-doctor$100.00$100.005/3/2010 6:54:47 PM
balanced-bill7$100.00$100.005/3/2010 6:54:51 PM
engaging-worth$25.00$25.005/3/2010 6:55:41 PM
TheMan$25.00$25.005/3/2010 6:56:19 PM
loanfairy$25.00$25.005/3/2010 6:55:57 PM
radforj22$40.00$40.005/3/2010 6:55:12 PM
the-profit-oracle$25.00$25.005/3/2010 6:56:43 PM
ddog0224$25.00$25.005/3/2010 6:55:44 PM
leanthony$25.00$25.005/3/2010 6:57:19 PM
authoritative-capital$25.00$25.005/3/2010 6:56:45 PM
silver-philosopher$25.00$25.005/3/2010 6:57:16 PM
magnificent-reward9$25.00$5.005/3/2010 6:57:23 PM
BaxterSandy$50.00$50.005/5/2010 9:38:41 PM
wild-orange$25.00$25.005/10/2010 2:33:41 PM
rcs2003$25.00$25.005/10/2010 2:58:58 PM
mlopez2007$50.00$50.005/3/2010 6:55:15 PM
Veridic$25.00$25.005/3/2010 6:55:56 PM
platinum-rapture6$25.00$25.005/3/2010 6:55:37 PM
honorable-yield$50.00$50.005/3/2010 6:56:16 PM
GiantAardvark$25.00$25.005/3/2010 6:54:58 PM
bonus-adventure3$25.00$25.005/3/2010 6:56:20 PM
fortytwo$100.00$100.005/3/2010 6:55:10 PM
fishintime$25.00$25.005/3/2010 6:56:50 PM
bayareainv$100.00$100.005/3/2010 6:56:36 PM
flexible-vigilance7$25.00$25.005/3/2010 6:57:12 PM
ichibon$75.00$75.005/3/2010 6:56:27 PM
Phantom99$25.00$25.005/3/2010 6:57:04 PM
paul1$50.00$50.005/7/2010 5:32:25 AM
interstellar$50.00$50.005/7/2010 9:35:58 AM
ujiba$25.00$25.005/7/2010 9:35:46 AM
Cherrypicker$30.00$30.005/7/2010 12:28:38 PM
JerryB96$25.00$25.005/8/2010 7:11:19 AM
marwadi-62$25.00$25.005/8/2010 7:12:39 PM
sadhikari$25.00$25.005/10/2010 9:24:26 AM
Dskillz$25.00$25.005/10/2010 6:34:12 AM
erowis$25.00$25.005/10/2010 2:20:07 PM
40 bids
 
Borrower Payment Dependent Notes Series 456752
This series of Notes was issued and sold upon the funding of the borrower loan #42448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  May-03-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 6.10% Starting borrower rate/APR: 7.10% / 7.44% Starting monthly payment: $111.32
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $111.32
 
Auction yield range: 3.04% - 6.10% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1984 Debt/Income ratio: 18%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 19 / 19Length of status:12y 8m
Credit score: 720-739 (May-2010) Total credit lines: 30 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $33,443Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 55%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: blue-deal-position Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
740-759 (Jul-2009)
 
Principal balance: $3,652.72 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
My loan for debt consolidation
This loan will be used to consolidate my existing loan on Prosper to a?lower rate.? I feel that my credit history with this service warrants consideration to that effect.? Thanks for the consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
engaging-worth$25.00$25.005/3/2010 6:55:42 PM
golden-responsibility189$50.00$50.005/3/2010 6:55:16 PM
Ivan2007$25.00$25.005/3/2010 6:56:26 PM
bayareainv$100.00$100.005/3/2010 6:56:36 PM
radforj22$40.00$40.005/3/2010 6:55:11 PM
authoritative-capital$25.00$25.005/3/2010 6:56:44 PM
1fortheroad$25.00$25.005/3/2010 6:56:47 PM
life-is-great$25.00$25.005/3/2010 6:55:34 PM
platinum-rapture6$25.00$25.005/3/2010 6:55:36 PM
flexible-vigilance7$25.00$25.005/3/2010 6:57:11 PM
leanthony$25.00$25.005/3/2010 6:57:18 PM
honorable-yield$50.00$50.005/3/2010 6:56:17 PM
magnificent-reward9$25.00$25.005/3/2010 6:57:23 PM
teller$60.00$60.005/3/2010 6:58:03 PM
careful-note$50.00$50.005/3/2010 6:57:40 PM
FloridaBookie$25.00$25.005/3/2010 6:56:49 PM
silver-philosopher$25.00$25.005/3/2010 6:57:15 PM
wealth-cloud$25.00$25.005/3/2010 6:58:20 PM
Rdodson11$25.00$25.005/3/2010 6:59:04 PM
toblerone$50.00$50.005/3/2010 6:59:00 PM
1phantom$25.92$25.925/3/2010 6:59:10 PM
Havana21$50.00$50.005/3/2010 6:59:47 PM
Barak$36.89$36.895/3/2010 6:59:18 PM
loan-warrior$25.00$25.005/3/2010 7:00:21 PM
F16Pilot$25.00$25.005/3/2010 6:59:39 PM
upbeat-principal$25.00$25.005/3/2010 7:00:38 PM
bds9646$26.00$26.005/3/2010 6:59:57 PM
inspired-contract9$50.00$50.005/3/2010 6:58:39 PM
gain-seagull9$25.00$25.005/3/2010 7:00:04 PM
paladin847$25.00$25.005/3/2010 6:58:55 PM
Taxman44$25.00$25.005/3/2010 7:00:27 PM
RandyL3$99.00$99.005/3/2010 7:00:37 PM
Aethelinde$26.60$26.605/3/2010 6:59:09 PM
DeltaGambler$25.00$25.005/3/2010 6:59:16 PM
KandKLegacyInvestments$25.00$25.005/3/2010 7:06:03 PM
credit-scout7$30.00$30.005/3/2010 7:11:16 PM
balanced-bill7$50.00$50.005/3/2010 7:11:12 PM
Artist_Blue$25.00$25.005/3/2010 7:11:11 PM
wwwUniversal$25.00$25.005/3/2010 7:22:42 PM
dontscrewmeover1$25.00$25.005/3/2010 7:17:19 PM
julijask$32.34$32.345/4/2010 10:36:18 AM
selector568$500.00$500.005/4/2010 10:24:05 AM
springpanda$25.00$25.005/5/2010 11:56:27 AM
BankofBeth$25.00$25.005/7/2010 2:11:17 PM
Dollars4Rent$25.00$25.005/8/2010 10:58:17 AM
felicity-loyalist0$40.00$40.005/8/2010 2:11:08 PM
tekkie2412$25.00$25.005/8/2010 1:27:29 AM
Dollars4Rent$25.00$25.005/8/2010 10:58:35 AM
investmentgroup$25.00$25.005/9/2010 12:39:39 PM
loanshark62$25.00$25.005/9/2010 5:56:45 PM
favorite-commerce$25.00$25.005/10/2010 7:35:21 AM
Bosslady123q$25.00$25.005/10/2010 2:54:04 PM
ProjectVenture$25.43$25.435/10/2010 2:29:41 PM
Shelby2082$25.00$25.005/10/2010 2:59:41 PM
YummiBear$25.00$25.005/10/2010 6:25:59 PM
mlopez2007$50.00$50.005/3/2010 6:55:14 PM
Merganser$25.00$25.005/3/2010 6:55:23 PM
fortytwo$100.00$100.005/3/2010 6:55:09 PM
TheMan$25.00$25.005/3/2010 6:56:18 PM
Veridic$25.00$25.005/3/2010 6:55:56 PM
surfhoss644$25.00$25.005/3/2010 6:57:10 PM
brstern2$25.00$25.005/3/2010 6:58:24 PM
NATIVEBORN$25.00$25.005/3/2010 6:58:27 PM
bigdogsafety1$25.00$25.005/3/2010 6:58:15 PM
woodenshoes$25.00$25.005/3/2010 6:59:07 PM
love_what_you_do$25.00$25.005/3/2010 6:59:15 PM
alpinaut$25.00$25.005/3/2010 6:58:43 PM
balance6$25.00$25.005/3/2010 6:57:51 PM
Archimeech$25.00$25.005/3/2010 6:59:14 PM
credit-coach118$40.00$40.005/3/2010 6:59:27 PM
lenderforyoutoday$50.00$50.005/3/2010 7:00:28 PM
resource777$25.00$25.005/3/2010 7:00:36 PM
xyzlmno$25.00$25.005/3/2010 7:00:19 PM
generous-deal6$25.00$25.005/3/2010 7:01:08 PM
iolaire$25.00$25.005/3/2010 6:58:57 PM
kenji4861$25.00$25.005/3/2010 7:07:00 PM
kulender$30.00$30.005/3/2010 7:06:38 PM
meux99$25.00$25.005/3/2010 7:07:26 PM
stable-money$25.00$25.005/3/2010 6:59:52 PM
Marathoner$25.00$25.005/3/2010 7:06:50 PM
Toby1montana$77.82$77.825/3/2010 7:00:01 PM
dharma1$25.00$25.005/3/2010 7:07:30 PM
tender-integrity3$50.00$50.005/3/2010 7:07:26 PM
ferocious-exchange3$25.00$25.005/3/2010 7:07:57 PM
kind-adventurous-finance$25.00$25.005/3/2010 7:11:13 PM
castleman$25.00$25.005/3/2010 7:11:18 PM
swiftsoul$25.00$25.005/3/2010 7:11:31 PM
harty$60.00$60.005/3/2010 7:11:21 PM
finance-negotiator2$25.00$25.005/3/2010 7:11:24 PM
Planecourage$25.00$25.005/8/2010 12:08:22 AM
dbanwart$25.00$25.005/9/2010 11:28:35 AM
myidear$25.00$25.005/9/2010 3:42:00 AM
giovani$25.00$25.005/9/2010 7:33:10 PM
favorite-commerce$25.00$25.005/10/2010 7:35:49 AM
allbalooboy2$25.00$25.005/9/2010 9:15:14 PM
ToloUSN$50.00$50.005/10/2010 7:46:51 AM
SchaeferJ$25.00$25.005/10/2010 2:25:18 PM
97 bids
 
Borrower Payment Dependent Notes Series 457052
This series of Notes was issued and sold upon the funding of the borrower loan #42383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  May-05-2010 
  Auction end date:  May-07-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.39% Starting monthly payment: $55.67
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.39% Final monthly payment: $55.67
 
Auction yield range: 7.99% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-2004 Debt/Income ratio: Not calculated
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 8 Occupation: Administrative Assi...
Credit score: 680-699 (May-2010) Total credit lines: 14Stated income:$25,000-$49,999
Now delinquent: 0 Revolving credit balance: $9,988 
Amount delinquent: $0 Bankcard utilization: 64%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: the-dynamic-money Borrower's state: Montana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
balanced-bill7$100.00$100.005/5/2010 4:42:13 PM
GiantAardvark$25.00$25.005/5/2010 4:42:19 PM
thorough-exchange4$25.00$25.005/5/2010 4:42:31 PM
ddog0224$25.00$25.005/5/2010 4:43:12 PM
greeninspirit$25.00$25.005/5/2010 4:44:11 PM
KandKLegacyInvestments$25.00$25.005/5/2010 4:35:33 PM
studious-bonus7$50.00$50.005/5/2010 4:44:21 PM
generous-deal6$25.00$25.005/5/2010 4:45:37 PM
Marathoner$25.00$25.005/5/2010 4:50:06 PM
loanfairy$25.00$25.005/5/2010 4:43:18 PM
castleman$25.00$25.005/5/2010 4:50:22 PM
JGB$25.00$25.005/5/2010 4:51:25 PM
life-is-great$25.00$25.005/5/2010 4:55:08 PM
Comoparklender$30.00$30.005/5/2010 4:49:55 PM
Avala$50.00$50.005/5/2010 4:51:02 PM
unassassinable$25.00$25.005/5/2010 4:51:22 PM
psztnrw$100.00$100.005/5/2010 4:52:02 PM
the-bid-sorcerer$25.00$25.005/5/2010 4:52:20 PM
ichibon$75.00$75.005/5/2010 4:43:35 PM
worth-arch$25.00$25.005/5/2010 4:44:43 PM
Havana21$50.00$50.005/5/2010 4:45:18 PM
PRGuyinVA$25.00$25.005/5/2010 4:49:31 PM
gold-disk$100.00$100.005/5/2010 4:49:40 PM
finance-prescription$100.00$100.005/5/2010 4:50:14 PM
bonus-adventure3$25.00$25.005/5/2010 4:43:26 PM
the-profit-oracle$25.00$25.005/5/2010 4:43:57 PM
fishintime$25.00$25.005/5/2010 4:44:02 PM
dinero-speaker$25.00$25.005/5/2010 4:51:09 PM
skuba$25.00$25.005/5/2010 4:54:53 PM
frogperson$75.00$75.005/5/2010 4:55:11 PM
integrity-doctor$100.00$45.005/5/2010 4:55:15 PM
DcUnited$25.00$25.005/5/2010 4:50:33 PM
hrubinst$25.00$25.005/5/2010 4:50:59 PM
interest-jedi0$50.00$50.005/5/2010 4:51:36 PM
coup173$25.00$25.005/6/2010 4:24:17 PM
uncleubb$25.00$25.005/6/2010 4:24:34 PM
interstellar$50.00$50.005/7/2010 12:25:52 AM
market-pudding$25.00$25.005/7/2010 1:41:30 AM
38 bids
 
Borrower Payment Dependent Notes Series 457166
This series of Notes was issued and sold upon the funding of the borrower loan #42392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,700.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 19.0% Auction start date:  May-06-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $122.14
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $122.14
 
Auction yield range: 16.99% - 34.00% Estimated loss impact: 21.01%  
Lender servicing fee: 1.00% Estimated return: 12.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2000 Debt/Income ratio: 47%
Basic (1-10): 5 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 20 / 18Length of status:3y 10m
Credit score: 600-619 (May-2010) Total credit lines: 47 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $8,918Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: oodaisy1 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 600-619 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
580-599 (Jul-2008)
 
Principal balance: $544.26 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
My Dog Needs Surgery
Purpose of loan:
This loan will be used to?pay for my dog's surgery. He's a 4 year old yorkie and he has ruptured?his?ligament in his right hind knee. He also has an out of place knee cap that will be adjusted during the ligament surgery. I'm a teacher and I'm getting ready to go on summer break. I've saved enough money to get through the summer, pay my bills, and?extra money to be comfortable but not enough to pay for his entire SURPRISE surgery, which is going to end up costing me a little over $3000 with all of the tests, x-rays, and procedures that go along with the surgery. So, I'm asking for a little help, please.

My financial situation:
I am a good candidate for this loan because? I pay ALL my bills on time. I'm just young enough to not have a substantial savings (which is I why I am asking for this loan) but just old enough to realize the importance of good credit, paying your bills on time, and paying off your debt. Not only do I work full time as a teacher, but, I am also a full time Ph.D student.?Once I am completely finished with my Ph.D?in December,? I? plan to begin paying down all of my debt. So, I will definitely pay?Prosper loans off first because they will be the smaller of my debts and it's smart to pay those off first.


Why am I looking for a loan on Prosper, you might ask? Well, ?I applied for Care Credit, which is a?medical credit program through GE Money Bank, but I was denied because of?heavy usuage of my accounts (which is mostly beause of my grad school costs and I use 2 of my credit cards throughout the school year to buy supplies for my classroom as I am a science teacher). And, because of school, I haven't had a chance to pay down my debt yet. Also, I've agreed to have my payments automatically deducted from my bank account.

Monthly net income: $ 2839.72

Monthly expenses: $ 1454
??Housing: $ 625
??Insurance: $ 114
??Car expenses:?Own
??Utilities: $ 65
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 250
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
alexgalt$50.00$50.005/6/2010 5:11:38 PM
reflective-rupee$100.00$100.005/6/2010 5:54:48 PM
victor111$75.00$75.005/7/2010 11:31:14 PM
aztocas$50.00$50.005/9/2010 12:10:26 AM
reasonable-power$25.00$25.005/8/2010 10:25:29 PM
Unitas4302$200.00$200.005/9/2010 11:59:29 PM
selector568$50.00$50.005/10/2010 4:51:01 AM
Ogerta$25.00$4.215/10/2010 12:56:15 PM
Ogerta$1,000.00$1,000.005/10/2010 12:50:05 PM
PrincessGrace33$275.00$275.005/10/2010 8:52:31 AM
aztocas$50.00$50.005/6/2010 11:04:51 PM
Ogerta$35.00$35.005/6/2010 9:48:26 PM
Ogerta$100.00$100.005/7/2010 7:48:42 AM
healingangel22$25.00$25.005/7/2010 10:11:27 PM
Kash2010lu$25.00$25.005/7/2010 6:56:56 PM
Ogerta$100.00$100.005/10/2010 4:44:45 AM
TheSweetLender$27.79$27.795/10/2010 11:19:56 AM
Aberdeen$400.00$400.005/10/2010 12:50:17 PM
Ogerta$108.00$108.005/10/2010 12:55:38 PM
19 bids