Sales Report:Supplement No. 187 dated Apr 30, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
417396
This series of Notes was issued and sold upon the funding of the borrower loan #42065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-19-2010 |
|
|
Starting lender yield:
| 22.68% |
Starting borrower rate/APR:
| 23.68% / 27.55% |
Starting monthly payment:
| $39.07 |
|
Final lender yield:
| 17.50% |
Final borrower rate/APR:
| 18.50% / 22.25% |
Final monthly payment:
| $36.40 |
| |
|
Auction yield range:
| 8.04% - 22.68% |
Estimated loss impact:
| 8.40% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.10% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1982 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 5m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 23 |
Occupation: | Religious |
|
Now delinquent:
| 6 |
Revolving credit balance:
| $2,064 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $4,584 |
Bankcard utilization:
| 8% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| joanne54 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 0
( 0% )
| 760-779
(Mar-2008)
|
|
Principal balance:
| $1,272.99 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
pay fees for obtaining 501c3 status
Purpose of loan:
I am the Founder and Pastor of Divine Grace Fellowship Church which is now in its 2nd year and growing stronger every day. This loan will be used to pay the necessary fees to obtain 501(c)3 status and other legal fees for my church and outreach ministry. ?I have recently started an outreach program geared to reach at-risk youth and youth of low income families by offering mentoring, tutoring?and before and after school care.? I would like to?incorporate a non-profit and obtain?501(c)3 status.? This loan would allow me to pay the necessary fees associated with the application for non-profit status. My only debts are my car note and insurance and prosper loan, so repayment of this debt will not be a problem for me. My financial situation is stable; my church pays me a base salary of $1500.00 per month, plud they pay my housing expenses and utilities.
I am a good candidate for this loan because my previous loan with Prosper has been paid on time as promised and my income to debt ratio is very low. Monthly Income:??$1500.00 - *plus housing allowance and utulities paid by Church = ($1,500.00) Monthly Expenses: *Rent?1200.00/mo *Utilities:??$200.00/mo, Car Note:??$200.00/mo, Car Insurance:??$90.00/mo. Total expenses paid out by me each month is approximately $500.00.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You show 6 accounts delinquent to the tune of $4600 - Zingaro
A:
I am not aware of any delinquent accounts and would have to pull my credit record to see what is on there. I have not opened any accounts in the past 10 years - the only new account that I have opened is the Prosper loan which has been paid consistently and on time. So the only delinquent accounts that could be on my credit report must be from very old debts such as hospital bills, etc. that were charged off.
(Apr-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ssb | $500.00 | $400.00 | 4/18/2010 6:03:26 PM |
| GS-ROCK | $25.00 | $25.00 | 4/19/2010 11:08:26 AM |
| Starfin-Capital-Management | $50.00 | $50.00 | 4/19/2010 11:36:00 AM |
| healingangel22 | $25.00 | $25.00 | 4/19/2010 11:43:45 AM |
| jhouman | $25.00 | $25.00 | 4/19/2010 4:42:09 PM |
| Aberdeen | $400.00 | $400.00 | 4/18/2010 6:05:29 PM |
| josephpenrod | $25.00 | $25.00 | 4/18/2010 8:47:25 PM |
| twjh | $25.00 | $25.00 | 4/18/2010 6:05:30 PM |
| steady-dime | $25.00 | $25.00 | 4/19/2010 11:29:13 AM |
| 9 bids
|
Borrower Payment Dependent Notes Series
453376
This series of Notes was issued and sold upon the funding of the borrower loan #42111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-12-2010 |
| |
Auction end date:
| Apr-19-2010 |
|
|
Starting lender yield:
| 25.98% |
Starting borrower rate/APR:
| 26.98% / 30.93% |
Starting monthly payment:
| $40.81 |
|
Final lender yield:
| 18.20% |
Final borrower rate/APR:
| 19.20% / 22.97% |
Final monthly payment:
| $36.76 |
| |
|
Auction yield range:
| 8.04% - 25.98% |
Estimated loss impact:
| 6.92% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.28% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 7
/
6 | Length of status: | 7y 7m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 18 |
Occupation: | Other |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $2,836 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $206 |
Bankcard utilization:
| 29% | | |
|
Public records last 12m / 10y:
| 1/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 6 | | | | |
|
Screen name:
| fort611 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off tuition balance
Purpose of loan:?Pay off the balance of my school tuition?
My financial situation:
I have a full time job, have come into financial difficulty and have always paid rather than claim bankrupt and forfeit on my loans. I believe in paying people back.
Monthly net income: $ 2,200
Monthly expenses: $
??Housing: $ 1,000
??Insurance: $
??Car expenses: $ 50.00
??Utilities: $?170.00
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| income-fortress | $25.00 | $25.00 | 4/12/2010 4:26:03 PM |
| duty-monger | $50.00 | $50.00 | 4/13/2010 1:58:29 PM |
| CaptainLender | $25.00 | $25.00 | 4/14/2010 6:58:39 AM |
| GS-ROCK | $25.00 | $25.00 | 4/14/2010 8:08:23 AM |
| marwadi-62 | $100.00 | $100.00 | 4/15/2010 4:27:55 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/16/2010 2:15:25 PM |
| Taho | $30.00 | $30.00 | 4/16/2010 6:39:00 PM |
| bitano | $27.39 | $27.39 | 4/16/2010 6:36:36 PM |
| MrCoffee | $25.00 | $25.00 | 4/17/2010 4:20:05 PM |
| capital-relief4 | $50.00 | $50.00 | 4/17/2010 3:42:21 PM |
| himanshuko | $25.00 | $25.00 | 4/18/2010 1:39:58 PM |
| truth-trapper | $25.00 | $25.00 | 4/18/2010 7:51:34 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/18/2010 9:21:13 PM |
| steady-dime | $25.00 | $25.00 | 4/19/2010 6:09:26 AM |
| wild-orange | $25.00 | $25.00 | 4/19/2010 2:56:09 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/12/2010 9:55:23 PM |
| IPG1 | $25.00 | $25.00 | 4/13/2010 12:28:48 PM |
| utilecapital | $32.00 | $32.00 | 4/15/2010 2:14:12 PM |
| kellyp255 | $75.00 | $75.00 | 4/16/2010 3:49:45 AM |
| himanshuko | $25.00 | $25.00 | 4/16/2010 8:10:51 AM |
| engbusres | $39.00 | $39.00 | 4/17/2010 10:22:00 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/18/2010 9:45:59 PM |
| TakeCare | $25.00 | $25.00 | 4/19/2010 7:51:29 AM |
| prohelper | $25.00 | $25.00 | 4/19/2010 12:20:52 PM |
| Nerdster1 | $25.01 | $6.61 | 4/19/2010 2:58:45 PM |
| invest-in-ed | $100.00 | $100.00 | 4/19/2010 2:56:01 PM |
| Memphis-King | $65.00 | $65.00 | 4/19/2010 3:42:36 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
454048
This series of Notes was issued and sold upon the funding of the borrower loan #42093, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-15-2010 |
| |
Auction end date:
| Apr-22-2010 |
|
|
Starting lender yield:
| 27.00% |
Starting borrower rate/APR:
| 28.00% / 30.62% |
Starting monthly payment:
| $62.05 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.39% |
Final monthly payment:
| $55.67 |
| |
|
Auction yield range:
| 8.04% - 27.00% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1998 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 7y 2m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 22 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $3,879 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $2,820 |
Bankcard utilization:
| 61% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 7 | | | | |
|
Screen name:
| market-protector |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BUYING STOCK
Purpose of loan:
This loan will be used to? BUY STOCK
My financial situation:
I am a good candidate for this loan because? I LIVE AT HOME SINCE MY DIVORCE IN 2006, I HAVE WORKED FOR MY PRESENT EMPLOYER FOR THE PAST 7 YEARS
Monthly net income: $ 2500-3000
Monthly expenses: $
??Housing: $ 250
??Insurance: $ 65
??Car expenses: $ 0
??Utilities: $ 50
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 2000
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| a-consummate-camaraderi | $50.00 | $50.00 | 4/15/2010 4:20:48 PM |
| income-fortress | $25.00 | $25.00 | 4/15/2010 4:42:30 PM |
| bid-refresher2 | $25.00 | $25.00 | 4/15/2010 4:21:40 PM |
| integrity-doctor | $100.00 | $100.00 | 4/15/2010 4:22:06 PM |
| charming-point | $300.00 | $300.00 | 4/15/2010 4:22:16 PM |
| benefit-trident | $25.00 | $25.00 | 4/15/2010 8:52:54 PM |
| LMM1 | $25.00 | $25.00 | 4/16/2010 2:53:27 PM |
| GS-ROCK | $25.00 | $25.00 | 4/19/2010 11:09:18 AM |
| ttnk62918 | $25.00 | $25.00 | 4/19/2010 12:50:07 PM |
| porwestco | $25.00 | $25.00 | 4/21/2010 8:34:34 AM |
| IPG1 | $25.00 | $25.00 | 4/21/2010 3:58:16 PM |
| Leshan | $25.00 | $25.00 | 4/22/2010 8:35:19 AM |
| Snoopylover | $25.00 | $25.00 | 4/22/2010 12:43:40 PM |
| hillerod | $25.00 | $25.00 | 4/22/2010 3:02:29 PM |
| Nerdster1 | $25.01 | $25.01 | 4/22/2010 4:05:54 PM |
| Engineer44 | $25.00 | $25.00 | 4/22/2010 4:19:08 PM |
| Ven58 | $25.00 | $25.00 | 4/22/2010 3:05:36 PM |
| GElender | $50.00 | $14.76 | 4/15/2010 4:22:33 PM |
| contract-eagle | $25.00 | $25.00 | 4/15/2010 4:21:06 PM |
| finance-prescription | $100.00 | $100.00 | 4/15/2010 4:21:33 PM |
| bluebouyz | $25.00 | $25.00 | 4/15/2010 4:24:51 PM |
| uncleubb | $25.00 | $25.00 | 4/16/2010 11:55:14 AM |
| marwadi-62 | $50.00 | $50.00 | 4/16/2010 5:21:57 PM |
| truth-trapper | $25.00 | $25.00 | 4/18/2010 7:59:49 PM |
| enthusiastic-point | $25.00 | $25.00 | 4/20/2010 6:31:46 AM |
| beakerfish | $100.00 | $100.00 | 4/21/2010 12:20:16 PM |
| streak269 | $56.26 | $56.26 | 4/21/2010 12:19:51 PM |
| wwwUniversal | $25.00 | $25.00 | 4/21/2010 4:20:25 PM |
| wild-orange | $50.00 | $50.00 | 4/22/2010 7:44:41 AM |
| wealth-multiplier | $25.00 | $25.00 | 4/22/2010 11:01:21 AM |
| Free-the-usa-1776 | $25.00 | $25.00 | 4/22/2010 12:33:04 PM |
| Easystreet | $25.00 | $25.00 | 4/22/2010 1:01:01 PM |
| uarewhatuthink | $28.97 | $28.97 | 4/22/2010 12:34:45 PM |
| leod1948 | $25.00 | $25.00 | 4/22/2010 3:11:29 PM |
| prohelper | $25.00 | $25.00 | 4/22/2010 3:31:04 PM |
| Ogerta | $25.00 | $25.00 | 4/22/2010 4:19:05 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
454368
This series of Notes was issued and sold upon the funding of the borrower loan #42114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 13.22% |
Starting borrower rate/APR:
| 14.22% / 16.38% |
Starting monthly payment:
| $102.85 |
|
Final lender yield:
| 12.94% |
Final borrower rate/APR:
| 13.94% / 16.10% |
Final monthly payment:
| $102.45 |
| |
|
Auction yield range:
| 4.04% - 13.22% |
Estimated loss impact:
| 2.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.79% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 2m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 21 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $45,329 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 66% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| unique-economy8 |
Borrower's state:
| Missouri |
Borrower's group:
| Bead Store Owners and Suppliers |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Operating Capital
Purpose of loan:
This loan will be used to?
Support operations and new markets to put us in a good position for the coming year.? I am opening new B to B markets and partnering with other businesses to support and enhance our selling opportunities and expand the retail market.
My financial situation:
I am a good candidate for this loan because?? I work every angle for my business.?? I network with my advertisers, barter whenever possible and think outside the box to create new business opportunities.? I am uniquely positioned in my area by having the only shop of this kind?within 30 miles.? I am extremely involved with the community via Chamber of Commerce, Arts Associations, Community Betterment organiztions, support the 4H and Scouting groups as well as develop art/craft programs for schools.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lukeskywalkerkp | $100.00 | $100.00 | 4/16/2010 4:22:58 PM |
| 3_boyz | $25.00 | $25.00 | 4/18/2010 9:22:14 AM |
| Serge2005 | $25.00 | $25.00 | 4/18/2010 6:54:59 AM |
| sshgfwb | $25.00 | $25.00 | 4/18/2010 11:21:34 PM |
| gain-dolphin | $50.00 | $50.00 | 4/20/2010 10:51:12 PM |
| thrifty-funds1 | $25.00 | $25.00 | 4/20/2010 7:05:45 PM |
| revenue-sapling | $25.00 | $25.00 | 4/21/2010 6:48:08 AM |
| kingtut999 | $25.00 | $25.00 | 4/21/2010 6:57:43 PM |
| KDW08 | $25.00 | $25.00 | 4/22/2010 1:42:42 PM |
| cardelt | $25.00 | $25.00 | 4/22/2010 5:37:26 PM |
| Unitas4302 | $50.00 | $50.00 | 4/22/2010 6:38:55 PM |
| sleuth2 | $25.00 | $25.00 | 4/22/2010 5:32:11 PM |
| ilend57 | $25.00 | $25.00 | 4/22/2010 9:04:23 PM |
| JaceSpade | $25.00 | $25.00 | 4/22/2010 9:52:47 PM |
| hughro | $100.00 | $100.00 | 4/23/2010 4:36:12 AM |
| arampata | $50.00 | $50.00 | 4/22/2010 11:03:07 PM |
| lucrative-worth | $25.00 | $25.00 | 4/23/2010 9:55:16 AM |
| Leshan | $25.00 | $25.00 | 4/23/2010 9:19:02 AM |
| Newfoundcash | $25.00 | $25.00 | 4/23/2010 9:58:54 AM |
| namd | $50.00 | $50.00 | 4/23/2010 11:43:21 AM |
| cashhelp | $25.00 | $25.00 | 4/23/2010 10:52:55 AM |
| bill-expert | $200.00 | $200.00 | 4/23/2010 12:10:44 PM |
| thestartuplender | $55.00 | $55.00 | 4/23/2010 12:06:02 PM |
| FundMaker | $25.00 | $25.00 | 4/23/2010 2:14:35 PM |
| alliancecapital1 | $25.00 | $25.00 | 4/23/2010 12:41:01 PM |
| wild-orange | $50.00 | $50.00 | 4/23/2010 2:35:26 PM |
| Nerdster1 | $25.01 | $25.01 | 4/23/2010 3:39:33 PM |
| leverage-monger | $100.00 | $100.00 | 4/23/2010 2:02:42 PM |
| leverage-monger | $68.00 | $68.00 | 4/23/2010 2:06:19 PM |
| wild-orange | $80.00 | $80.00 | 4/23/2010 2:37:40 PM |
| leverage-monger | $25.00 | $25.00 | 4/23/2010 2:41:42 PM |
| mistering | $50.00 | $50.00 | 4/23/2010 4:09:52 PM |
| persistent-bazaar | $56.41 | $56.41 | 4/23/2010 3:49:58 PM |
| etherichands | $90.00 | $90.00 | 4/16/2010 5:59:44 PM |
| chibear34 | $25.00 | $25.00 | 4/18/2010 6:09:06 AM |
| imlosttoo | $25.00 | $25.00 | 4/19/2010 12:22:19 PM |
| FinDoc | $25.00 | $25.00 | 4/19/2010 4:21:39 PM |
| happy-loyalty | $25.00 | $25.00 | 4/20/2010 10:11:22 AM |
| mcs99 | $100.00 | $100.00 | 4/21/2010 1:06:51 PM |
| p_amadeus | $34.30 | $34.30 | 4/22/2010 12:43:57 PM |
| opus08 | $25.00 | $25.00 | 4/22/2010 1:24:35 PM |
| The_Loan_Runner | $25.00 | $25.00 | 4/22/2010 12:39:00 PM |
| niteflite | $25.76 | $25.76 | 4/22/2010 1:45:25 PM |
| Stavros | $75.00 | $75.00 | 4/22/2010 3:12:44 PM |
| PPLIN810 | $25.00 | $25.00 | 4/22/2010 4:12:08 PM |
| gogrannygo | $25.00 | $25.00 | 4/22/2010 8:34:55 PM |
| fairness-swashbuckler | $100.00 | $100.00 | 4/22/2010 9:21:33 PM |
| TakeCare | $50.00 | $50.00 | 4/23/2010 7:19:34 AM |
| persistent-bazaar | $103.34 | $103.34 | 4/23/2010 8:14:46 AM |
| dynrep | $50.00 | $50.00 | 4/23/2010 8:19:43 AM |
| LAKETIME | $25.00 | $25.00 | 4/23/2010 10:33:22 AM |
| gain-dolphin | $50.00 | $50.00 | 4/23/2010 10:07:25 AM |
| Investor704 | $50.00 | $50.00 | 4/23/2010 9:41:29 AM |
| Dollars4Rent | $25.00 | $25.00 | 4/23/2010 1:05:48 PM |
| gustavholstopus32 | $25.00 | $25.00 | 4/23/2010 12:06:06 PM |
| heng2x | $50.00 | $50.00 | 4/23/2010 1:32:47 PM |
| wild-orange | $50.00 | $50.00 | 4/23/2010 2:27:36 PM |
| Free-the-usa-1776 | $25.00 | $25.00 | 4/23/2010 12:27:58 PM |
| dblaz5 | $300.00 | $193.59 | 4/23/2010 3:27:17 PM |
| persistent-bazaar | $43.59 | $43.59 | 4/23/2010 3:50:58 PM |
| willinvest | $25.00 | $25.00 | 4/23/2010 1:57:35 PM |
| leverage-monger | $25.00 | $25.00 | 4/23/2010 2:37:58 PM |
| leverage-monger | $25.00 | $25.00 | 4/23/2010 3:54:31 PM |
| reflective-rupee | $25.00 | $25.00 | 4/23/2010 3:00:54 PM |
| 64 bids
|
Borrower Payment Dependent Notes Series
454430
This series of Notes was issued and sold upon the funding of the borrower loan #42032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $159.88 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 9m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 12 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,402 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 32% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| likeable-power |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to help pay off my debts which have been incurred mostly on high interest credit cards.
My financial situation:
I am a good candidate for this loan because I have a stable job at a good company (A Berkshire Hathaway company). I?always pay my bills on time and more than the minimum.? I am capable of gradually paying off my debt now, but finance charges each month are ridiculous, especially since my interest rates were recently raised arbitrarily.? I'd like to be able to pay off my debt sooner than later.
Avg. Net Monthly Income: $2780
Monthly Expenses
Rent: $875
Internet & phone: $40
Electric: $20
Food: $400
Transportation: $75
Student Loan: $100
Credit card minimum is about $200
Other (entertainment, etc...): $250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
For what types of purchases have you used the cards? Are you still using them? - triumphant-bonus
A:
I used to dine out quite often and go to happy hour once or twice a week, so most of my charges were from restaurants and bars. A few months back I became more proactive in tracking my expenses and when I realized how much money I was spending I decided to cut back on those type of expenses.
I still use one card on occasion if I need to, but when I do I pay my credit card bill more than what I had charged for the month or more than the minimum amount due (whichever is higher).
(Apr-28-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 4/21/2010 4:52:50 PM |
| AF-Chief | $28.00 | $28.00 | 4/21/2010 4:55:33 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/21/2010 4:49:48 PM |
| authoritative-capital | $25.00 | $25.00 | 4/21/2010 4:59:19 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/21/2010 4:59:39 PM |
| truth-image | $50.00 | $50.00 | 4/21/2010 5:00:46 PM |
| meenan | $25.00 | $25.00 | 4/21/2010 5:06:41 PM |
| fantastic-openness | $50.00 | $50.00 | 4/21/2010 5:07:46 PM |
| nickel-ferret | $25.00 | $25.00 | 4/21/2010 5:05:38 PM |
| torion | $25.00 | $25.00 | 4/21/2010 5:06:16 PM |
| Avala | $50.00 | $50.00 | 4/21/2010 5:06:25 PM |
| hrubinst | $25.00 | $25.00 | 4/21/2010 5:05:55 PM |
| engaging-worth | $25.00 | $25.00 | 4/21/2010 5:11:31 PM |
| JGB | $25.00 | $25.00 | 4/21/2010 5:11:53 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/21/2010 5:12:16 PM |
| mmckune | $25.00 | $25.00 | 4/21/2010 5:06:53 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/21/2010 5:08:04 PM |
| figs4u2 | $80.00 | $80.00 | 4/21/2010 5:16:11 PM |
| Daneistes | $100.00 | $100.00 | 4/21/2010 5:09:14 PM |
| kulender | $25.00 | $25.00 | 4/21/2010 5:11:20 PM |
| don8ter | $34.48 | $34.48 | 4/21/2010 5:26:30 PM |
| integrity-doctor | $100.00 | $100.00 | 4/21/2010 5:12:32 PM |
| mtp | $50.00 | $50.00 | 4/21/2010 5:13:29 PM |
| powerful-velocity | $25.00 | $25.00 | 4/21/2010 5:33:26 PM |
| satisfying-durability | $25.00 | $25.00 | 4/21/2010 5:15:38 PM |
| PAPAT | $25.00 | $25.00 | 4/22/2010 6:31:43 AM |
| investment-network | $25.00 | $25.00 | 4/22/2010 7:07:45 AM |
| MoneySiles | $25.00 | $25.00 | 4/22/2010 6:02:45 AM |
| five-star-asset2 | $25.00 | $25.00 | 4/22/2010 9:35:14 AM |
| jjb3 | $25.00 | $25.00 | 4/22/2010 9:37:13 AM |
| hookUup | $25.00 | $25.00 | 4/22/2010 9:33:56 AM |
| bchen78875 | $50.00 | $50.00 | 4/22/2010 11:54:57 AM |
| ingenious-order783 | $25.00 | $25.00 | 4/22/2010 10:03:11 AM |
| Gabriel02 | $25.00 | $25.00 | 4/22/2010 11:05:05 AM |
| mykkai | $25.00 | $25.00 | 4/22/2010 12:43:06 PM |
| market-pudding | $25.00 | $25.00 | 4/22/2010 12:38:37 PM |
| uncleubb | $25.00 | $25.00 | 4/22/2010 4:13:27 PM |
| astute-dollar | $100.00 | $100.00 | 4/22/2010 4:49:05 PM |
| ddibernardo | $50.00 | $50.00 | 4/22/2010 4:54:19 PM |
| treasure-dreamer7 | $50.00 | $50.00 | 4/22/2010 4:43:18 PM |
| aggielender | $47.36 | $47.36 | 4/22/2010 5:29:09 PM |
| market-assembler | $33.36 | $24.82 | 4/22/2010 5:47:16 PM |
| orange-mighty-finance | $25.00 | $25.00 | 4/22/2010 5:28:44 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/22/2010 5:29:32 PM |
| Raptorman | $25.00 | $25.00 | 4/22/2010 5:28:38 PM |
| RandyL3 | $99.00 | $99.00 | 4/23/2010 3:47:19 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/24/2010 8:09:16 AM |
| all_of_that_one | $25.00 | $25.00 | 4/25/2010 7:42:27 AM |
| invest0808 | $25.00 | $25.00 | 4/26/2010 5:26:46 AM |
| Barky52 | $25.00 | $25.00 | 4/26/2010 6:19:54 AM |
| Pickmar | $25.00 | $25.00 | 4/26/2010 9:40:21 AM |
| SCD | $25.00 | $25.00 | 4/26/2010 9:30:43 PM |
| favorite-commerce | $25.00 | $25.00 | 4/27/2010 9:45:14 AM |
| labate | $50.00 | $50.00 | 4/27/2010 4:34:48 PM |
| credit-vinyl | $25.00 | $25.00 | 4/28/2010 9:33:39 AM |
| Richmp412 | $25.00 | $25.00 | 4/28/2010 6:45:22 AM |
| j352000 | $25.00 | $25.00 | 4/28/2010 8:33:21 AM |
| Kyileo | $50.00 | $50.00 | 4/28/2010 9:12:45 AM |
| goldmanca | $25.00 | $25.00 | 4/28/2010 2:11:41 PM |
| dma1206 | $25.00 | $25.00 | 4/28/2010 11:43:23 AM |
| emjaybee | $25.00 | $25.00 | 4/28/2010 3:59:14 PM |
| interest88 | $25.00 | $25.00 | 4/28/2010 4:17:28 PM |
| three-for-6 | $140.52 | $140.52 | 4/28/2010 4:37:02 PM |
| Ven58 | $25.00 | $25.00 | 4/28/2010 1:37:14 PM |
| freefly67 | $25.00 | $25.00 | 4/28/2010 2:43:14 PM |
| ProjectVenture | $50.00 | $50.00 | 4/28/2010 3:54:15 PM |
| meux99 | $25.00 | $25.00 | 4/21/2010 4:54:48 PM |
| GrommetPosse | $25.00 | $25.00 | 4/21/2010 4:49:31 PM |
| evnagelist | $25.00 | $25.00 | 4/21/2010 4:59:25 PM |
| Barak | $40.00 | $40.00 | 4/21/2010 5:06:46 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/21/2010 5:07:07 PM |
| Ivan2007 | $25.00 | $25.00 | 4/21/2010 5:01:35 PM |
| unassassinable | $25.00 | $25.00 | 4/21/2010 5:07:16 PM |
| delicious-social132 | $40.00 | $40.00 | 4/21/2010 5:05:49 PM |
| bright-balance | $25.00 | $25.00 | 4/21/2010 5:08:00 PM |
| TakeCare | $100.00 | $100.00 | 4/21/2010 5:08:09 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/21/2010 5:08:15 PM |
| orderly-leverage | $40.00 | $40.00 | 4/21/2010 5:08:34 PM |
| antlr | $25.00 | $25.00 | 4/21/2010 5:09:51 PM |
| DukSerduk | $25.00 | $25.00 | 4/21/2010 5:10:00 PM |
| dharma1 | $25.00 | $25.00 | 4/21/2010 5:12:07 PM |
| dinero-speaker | $25.00 | $25.00 | 4/21/2010 5:06:35 PM |
| careful-note | $50.00 | $50.00 | 4/21/2010 5:06:52 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/21/2010 5:08:58 PM |
| afotherg | $25.00 | $25.00 | 4/21/2010 5:16:43 PM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 5:15:55 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/21/2010 5:12:40 PM |
| money-surge1 | $25.00 | $25.00 | 4/21/2010 5:13:05 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/21/2010 5:13:20 PM |
| djs81 | $25.00 | $25.00 | 4/21/2010 5:16:15 PM |
| jdashv | $25.00 | $25.00 | 4/21/2010 5:16:26 PM |
| organic-income5 | $50.00 | $50.00 | 4/21/2010 9:02:48 PM |
| cpodakine | $25.00 | $25.00 | 4/22/2010 12:52:50 AM |
| Refugee | $50.00 | $50.00 | 4/22/2010 4:05:50 AM |
| contract-giant | $25.00 | $25.00 | 4/22/2010 9:34:32 AM |
| Railbird | $25.00 | $25.00 | 4/22/2010 9:37:03 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/22/2010 10:21:53 AM |
| rider350 | $25.00 | $25.00 | 4/22/2010 9:35:57 AM |
| thorough-exchange4 | $40.00 | $40.00 | 4/22/2010 12:02:07 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/22/2010 1:08:06 PM |
| mrzz | $25.00 | $25.00 | 4/22/2010 1:39:58 PM |
| Havana21 | $100.00 | $100.00 | 4/22/2010 4:38:58 PM |
| capital-web193 | $25.00 | $25.00 | 4/22/2010 4:54:32 PM |
| MAJESTIC5 | $27.32 | $27.32 | 4/22/2010 5:28:40 PM |
| Rogesparkguy | $25.00 | $25.00 | 4/22/2010 4:55:18 PM |
| stella64 | $25.00 | $25.00 | 4/22/2010 5:29:39 PM |
| OaklandIuMien | $50.00 | $50.00 | 4/22/2010 5:09:26 PM |
| thezfunk | $25.00 | $25.00 | 4/22/2010 5:28:53 PM |
| gelidfrank | $25.00 | $25.00 | 4/22/2010 4:54:54 PM |
| windfall46 | $25.00 | $25.00 | 4/22/2010 5:28:56 PM |
| turbospeed | $25.00 | $25.00 | 4/24/2010 12:47:50 AM |
| chops21 | $30.00 | $30.00 | 4/25/2010 2:59:55 PM |
| MarkDown | $25.00 | $25.00 | 4/26/2010 5:38:10 PM |
| availableloan | $25.00 | $25.00 | 4/26/2010 6:00:56 PM |
| CASSHMAN | $25.00 | $25.00 | 4/26/2010 5:48:12 PM |
| Leopoldine | $26.12 | $26.12 | 4/27/2010 7:39:10 AM |
| buukyak | $35.00 | $35.00 | 4/27/2010 10:02:36 AM |
| impartial-deal | $25.00 | $25.00 | 4/27/2010 12:23:13 PM |
| mitcha1 | $25.00 | $25.00 | 4/27/2010 12:58:45 PM |
| Kelor99 | $25.00 | $25.00 | 4/27/2010 1:48:11 PM |
| Young-Y | $30.00 | $30.00 | 4/27/2010 4:42:50 PM |
| improvman | $25.00 | $25.00 | 4/27/2010 5:00:58 PM |
| encore02 | $50.00 | $50.00 | 4/27/2010 8:11:01 PM |
| psbruce | $25.00 | $25.00 | 4/27/2010 7:03:14 PM |
| wwwUniversal | $25.00 | $25.00 | 4/27/2010 7:26:57 PM |
| Chesterite | $60.00 | $60.00 | 4/27/2010 8:09:23 PM |
| icecoldcash | $25.00 | $25.00 | 4/27/2010 9:59:26 PM |
| NorthwestLoan1 | $25.00 | $25.00 | 4/27/2010 6:13:26 PM |
| sdcc72 | $25.00 | $25.00 | 4/28/2010 7:33:16 AM |
| attractive-asset | $25.00 | $25.00 | 4/28/2010 9:12:01 AM |
| Jcardone33 | $25.00 | $25.00 | 4/28/2010 4:25:00 AM |
| Patrician | $42.92 | $42.92 | 4/28/2010 11:10:31 AM |
| 1phantom | $78.09 | $78.09 | 4/28/2010 9:03:15 AM |
| castlwizz | $26.37 | $26.37 | 4/28/2010 9:12:23 AM |
| BeauxGrowth | $25.00 | $25.00 | 4/28/2010 10:15:02 AM |
| triumphant-bonus | $25.00 | $25.00 | 4/28/2010 1:21:40 PM |
| chriskoontz | $50.00 | $50.00 | 4/28/2010 10:39:46 AM |
| Charmart | $25.00 | $25.00 | 4/28/2010 3:58:04 PM |
| bondhedger | $25.00 | $25.00 | 4/28/2010 12:05:27 PM |
| bss97603 | $25.00 | $25.00 | 4/28/2010 4:08:55 PM |
| StocksMan | $50.00 | $50.00 | 4/28/2010 4:43:39 PM |
| 141 bids
|
Borrower Payment Dependent Notes Series
454444
This series of Notes was issued and sold upon the funding of the borrower loan #42250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $77.34 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $77.31 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1988 |
Debt/Income ratio:
| 2% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
8 | Length of status: | 18y 4m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 28 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $164,873 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 76% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jpblan11 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $8,300.00 | < mo. late:
| 0
( 0% )
| 740-759
(Oct-2009)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Re-Invest in Prosper
Purpose of loan: I have many loans (64) [please verify on ericcs.com] and I have 20 pending loans. I have had one previous loan through prosper which was paid ontime and early. My income has recently increased to $122,000 and I work for the government. My job require i travel often and as such I earn another $12,000 in travel jexpenses. I own two properties in New York and two condos in Boston, my two properties in Boston have no mortgage and earn me a combined $2,100, but prosper does not rely on rental income. I have one property in New York that has no mortgage, but I placed my elderly aunt in it and it earns no income as I do not charge her rent. I recently purchased a condo in Northern Florida in March 2010 and is now my new principal residence. I could not pass the $6,500 tax credit. As this is equivalent to a $23,214 pay raise for me in my tax bracket.
I have two properties in New York with one paid off and the other I owe $122,000 plus approximately $161,000 in line of credit which should appear as revolving credit. I used the revolving credit to purchase one property on Boston and the more recent one in Florida. I earn $1,700 on the rental for this property in New York. I will repay this loan with automatic withdrawals from my personal account.
This loan will be used to? will be used to bid on prosper loans.
My financial situation: I have been gainfully employed for over 20 years with the US government.
I am a good candidate for this loan because?I am responsible and have a great deal of discipline and am retired Air National Guard in NY. My income is more than enough to pay you monthly. My monthly living expenses are low because my mortgage payments in Florida are less than the rent I was previously paying and I have no car payments
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:18:12 AM |
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:26 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:09 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:36:11 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:46 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:33 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:49 AM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:34:59 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:34 AM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:48 AM |
| Havana21 | $50.00 | $50.00 | 4/19/2010 11:50:16 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:34 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:14 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:44:11 AM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:32 AM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:55:55 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:51:08 AM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:24 AM |
| decisive-capital | $100.00 | $100.00 | 4/19/2010 12:00:37 PM |
| LoanAngel | $25.00 | $25.00 | 4/19/2010 11:51:51 AM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:17 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:41 AM |
| octoberfresh | $25.00 | $25.00 | 4/19/2010 1:02:20 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/19/2010 8:52:06 PM |
| julijask | $32.31 | $32.31 | 4/20/2010 8:47:51 PM |
| paramjit | $100.00 | $100.00 | 4/25/2010 8:57:08 PM |
| Redleg6 | $25.00 | $25.00 | 4/26/2010 5:42:10 AM |
| JGuide | $101.00 | $101.00 | 4/26/2010 9:50:07 AM |
| kinetic-social | $25.00 | $25.00 | 4/26/2010 11:16:36 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:26:55 AM |
| radforj22 | $25.00 | $25.00 | 4/19/2010 11:30:55 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:13 AM |
| Approved | $50.00 | $50.00 | 4/19/2010 11:32:44 AM |
| swiftsoul | $25.00 | $25.00 | 4/19/2010 11:29:06 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:24 AM |
| mrzz | $25.00 | $25.00 | 4/19/2010 11:35:14 AM |
| lagnisiruk | $25.00 | $25.00 | 4/19/2010 11:34:07 AM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:27 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:35 AM |
| contract-eagle | $50.00 | $50.00 | 4/19/2010 11:49:13 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:29 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:48:08 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:14 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:53:11 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:48 AM |
| engaging-worth | $25.00 | $2.88 | 4/19/2010 12:00:53 PM |
| wwwUniversal | $25.00 | $25.00 | 4/20/2010 11:34:48 AM |
| dproxima | $25.00 | $25.00 | 4/20/2010 5:08:52 PM |
| oglie1 | $30.19 | $30.19 | 4/20/2010 6:45:57 PM |
| RandyL3 | $99.00 | $99.00 | 4/21/2010 12:47:15 PM |
| jer74 | $42.99 | $42.99 | 4/23/2010 6:25:18 PM |
| Boba1964 | $25.00 | $25.00 | 4/24/2010 4:41:30 AM |
| Sneadisland | $25.00 | $25.00 | 4/24/2010 6:00:31 AM |
| triumph246 | $50.00 | $50.00 | 4/26/2010 1:11:14 AM |
| GBlack | $50.00 | $50.00 | 4/25/2010 9:14:53 PM |
| JGuide | $51.99 | $51.99 | 4/25/2010 8:10:44 PM |
| Hotrod52 | $25.00 | $25.00 | 4/25/2010 9:47:24 PM |
| ToloUSN | $50.00 | $50.00 | 4/26/2010 8:42:42 AM |
| loanman2007 | $100.00 | $100.00 | 4/26/2010 5:48:51 AM |
| JerryB96 | $25.00 | $25.00 | 4/26/2010 9:14:37 AM |
| Personal-Bond | $29.64 | $29.64 | 4/26/2010 10:43:24 AM |
| 61 bids
|
Borrower Payment Dependent Notes Series
454668
This series of Notes was issued and sold upon the funding of the borrower loan #42256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $175.87 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $175.41 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 14
/
9 | Length of status: | 1y 11m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 18 |
Occupation: | Military Officer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $925 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 3% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| peace-leather |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Guaranteed repayment - never late
I withdrew previous listing and relisted with a re-adjusted ($7,200 to $5,500)?amount.
Purpose of loan:
This is a multi-purpose loan.? I plan to invest in myself with education--I plan to learn a new language and get myself a master's degree.? I also plan to use a small portion of the loan for my vacation.? Remainder of the loan will be used to help refurnish my parent's home.? I do not pay any mortgage for my parents home and military takes care of my housing.
My financial situation:
I am active duty Air Force with a stable income.? I am able to pay off this loan monthly without cutting into my actual base salary--I get over $1,000 total a month in incentive pays.? I am also getting promoted later this year which will raise my salary just enough to cover the monthly payment of this loan.? Another reason why you should feel confident that I will never be late on my payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:23 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:06 AM |
| AF-Chief | $28.00 | $28.00 | 4/19/2010 11:26:01 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:26:53 AM |
| integrity-doctor | $55.54 | $55.54 | 4/19/2010 11:32:36 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:19:19 AM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:24 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:22 AM |
| red-trade-cologne | $25.00 | $25.00 | 4/19/2010 11:31:37 AM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:34:55 AM |
| Avala | $50.00 | $50.00 | 4/19/2010 11:42:44 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:46 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:44:06 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:44 AM |
| mrzz | $25.00 | $25.00 | 4/19/2010 11:35:17 AM |
| torion | $25.00 | $25.00 | 4/19/2010 11:42:17 AM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:46 AM |
| orderly-leverage | $40.00 | $40.00 | 4/19/2010 11:49:59 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:10 AM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:15 AM |
| dinero-speaker | $25.00 | $25.00 | 4/19/2010 11:43:14 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:32 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:24 AM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 12:00:56 PM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:28 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/19/2010 11:49:24 AM |
| Havana21 | $50.00 | $50.00 | 4/19/2010 11:50:14 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:51:04 AM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:22 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:53:09 AM |
| emt747 | $25.00 | $25.00 | 4/19/2010 11:59:20 AM |
| decisive-capital | $100.00 | $100.00 | 4/19/2010 12:00:39 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/19/2010 1:06:08 PM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 12:03:55 PM |
| CAGE-Investments | $75.00 | $75.00 | 4/19/2010 2:03:27 PM |
| moves | $25.00 | $25.00 | 4/19/2010 12:04:30 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/19/2010 2:10:26 PM |
| value-pouch | $50.00 | $50.00 | 4/19/2010 2:52:56 PM |
| DonaldColorado | $25.00 | $25.00 | 4/19/2010 3:10:23 PM |
| qkinger | $50.00 | $50.00 | 4/19/2010 9:13:37 PM |
| don8ter | $60.00 | $60.00 | 4/20/2010 6:28:15 AM |
| building-america | $25.00 | $25.00 | 4/20/2010 9:34:18 AM |
| money-surge1 | $25.00 | $25.00 | 4/20/2010 9:34:44 AM |
| stable-nickel | $200.00 | $200.00 | 4/20/2010 7:50:48 AM |
| bchen78875 | $25.00 | $25.00 | 4/20/2010 11:28:08 AM |
| finance-prescription | $100.00 | $100.00 | 4/20/2010 1:23:14 PM |
| revenue-ruler6 | $25.00 | $25.00 | 4/20/2010 1:53:17 PM |
| LoanAngel | $25.00 | $25.00 | 4/20/2010 6:10:14 PM |
| GrommetPosse | $25.00 | $25.00 | 4/20/2010 10:58:21 PM |
| naina_my_daughter | $25.00 | $25.00 | 4/20/2010 8:59:20 PM |
| retiresecure | $25.00 | $25.00 | 4/21/2010 7:51:52 AM |
| MTlender | $25.00 | $25.00 | 4/21/2010 8:25:36 AM |
| mpactlender | $25.00 | $25.00 | 4/21/2010 5:34:15 AM |
| money-boots2 | $25.00 | $25.00 | 4/21/2010 9:34:36 AM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 10:11:00 AM |
| djs81 | $25.00 | $25.00 | 4/21/2010 11:16:08 AM |
| lagnisiruk | $25.00 | $25.00 | 4/21/2010 10:10:42 AM |
| jdashv | $25.00 | $25.00 | 4/21/2010 11:39:05 AM |
| 10ECgirl | $25.00 | $25.00 | 4/21/2010 10:32:22 AM |
| JFKPilot | $25.00 | $25.00 | 4/21/2010 12:47:45 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/21/2010 1:21:20 PM |
| Clambake | $31.34 | $31.34 | 4/21/2010 1:28:58 PM |
| HT3 | $50.00 | $50.00 | 4/21/2010 12:37:37 PM |
| unclejaef | $25.00 | $25.00 | 4/21/2010 8:08:01 PM |
| MoneySiles | $25.00 | $25.00 | 4/22/2010 6:02:53 AM |
| rider350 | $25.00 | $25.00 | 4/22/2010 9:36:07 AM |
| hookUup | $25.00 | $25.00 | 4/22/2010 9:34:01 AM |
| contract-giant | $25.00 | $25.00 | 4/22/2010 9:34:46 AM |
| five-star-asset2 | $25.00 | $25.00 | 4/22/2010 9:35:17 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 4/22/2010 9:35:45 AM |
| Sam65 | $25.00 | $25.00 | 4/22/2010 10:51:24 AM |
| Searlzy | $25.00 | $25.00 | 4/22/2010 10:21:00 AM |
| thorough-exchange4 | $40.00 | $40.00 | 4/22/2010 12:02:10 PM |
| Artist_Blue | $25.00 | $25.00 | 4/22/2010 11:54:42 AM |
| Turkish101 | $25.00 | $25.00 | 4/22/2010 12:23:53 PM |
| KiwiElf | $28.31 | $28.31 | 4/22/2010 12:20:43 PM |
| mykkai | $25.00 | $25.00 | 4/22/2010 12:43:01 PM |
| selfmademan | $25.00 | $25.00 | 4/22/2010 12:52:33 PM |
| KeepOnRunning | $36.14 | $36.14 | 4/22/2010 3:46:07 PM |
| ddibernardo | $50.00 | $50.00 | 4/22/2010 4:54:24 PM |
| gelidfrank | $25.00 | $25.00 | 4/22/2010 4:55:06 PM |
| ingenious-order783 | $25.00 | $25.00 | 4/22/2010 4:38:28 PM |
| metro457 | $25.00 | $25.00 | 4/22/2010 4:39:41 PM |
| mikeandcat | $82.73 | $4.76 | 4/22/2010 5:21:36 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/22/2010 6:11:29 PM |
| finagler | $50.00 | $50.00 | 4/22/2010 7:04:48 PM |
| radforj22 | $25.00 | $25.00 | 4/19/2010 11:30:53 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:06 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:36:06 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:30 AM |
| hrubinst | $25.00 | $25.00 | 4/19/2010 11:41:47 AM |
| mmckune | $25.00 | $25.00 | 4/19/2010 11:44:31 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:09 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:39 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:32 AM |
| Dap2005 | $25.00 | $25.00 | 4/19/2010 11:45:48 AM |
| unassassinable | $25.00 | $25.00 | 4/19/2010 11:46:02 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:45 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:48:05 AM |
| contract-eagle | $50.00 | $50.00 | 4/19/2010 11:49:11 AM |
| Kerrysbay | $50.00 | $50.00 | 4/19/2010 12:01:31 PM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:55:59 AM |
| balance2 | $50.00 | $50.00 | 4/19/2010 12:01:49 PM |
| thedreamer | $25.00 | $25.00 | 4/19/2010 12:02:41 PM |
| important-ore | $50.00 | $50.00 | 4/19/2010 11:58:37 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:38 AM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:32 PM |
| cptproton | $25.00 | $25.00 | 4/19/2010 11:54:51 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:14 PM |
| practice44 | $25.00 | $25.00 | 4/19/2010 2:28:22 PM |
| Supernick | $50.00 | $50.00 | 4/19/2010 3:59:59 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/19/2010 4:03:20 PM |
| Gibbyland | $100.00 | $100.00 | 4/19/2010 7:52:50 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/19/2010 9:18:48 PM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 8:57:55 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/20/2010 8:20:24 AM |
| Slend49 | $25.00 | $25.00 | 4/20/2010 6:29:03 AM |
| blackberry9 | $25.00 | $25.00 | 4/20/2010 10:13:35 AM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 9:44:47 AM |
| uncleubb | $25.00 | $25.00 | 4/20/2010 2:09:19 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/20/2010 12:35:14 PM |
| wings2fly | $25.00 | $25.00 | 4/20/2010 4:10:27 PM |
| GElender | $50.00 | $50.00 | 4/20/2010 5:36:47 PM |
| yield-seeker | $25.00 | $25.00 | 4/20/2010 8:04:07 PM |
| fortytwo | $61.00 | $61.00 | 4/20/2010 8:52:54 PM |
| japerk | $25.00 | $25.00 | 4/21/2010 8:13:57 AM |
| a-studious-payment | $25.00 | $25.00 | 4/21/2010 9:34:17 AM |
| Timchenko_LLC | $25.00 | $25.00 | 4/21/2010 10:11:38 AM |
| figs4u2 | $80.00 | $80.00 | 4/21/2010 11:13:00 AM |
| Cai8899 | $31.18 | $31.18 | 4/21/2010 1:28:57 PM |
| afotherg | $25.00 | $25.00 | 4/21/2010 2:43:37 PM |
| organic-income5 | $50.00 | $50.00 | 4/21/2010 9:02:56 PM |
| investment-network | $25.00 | $25.00 | 4/22/2010 7:07:51 AM |
| credit-coach118 | $32.24 | $32.24 | 4/22/2010 1:22:43 AM |
| jjb3 | $25.00 | $25.00 | 4/22/2010 9:37:17 AM |
| Railbird | $25.00 | $25.00 | 4/22/2010 9:37:05 AM |
| Gabriel02 | $25.00 | $25.00 | 4/22/2010 11:04:24 AM |
| buckyhead2000 | $25.00 | $25.00 | 4/22/2010 11:54:49 AM |
| brazilofmux | $75.82 | $75.82 | 4/22/2010 12:25:27 PM |
| KDW08 | $25.00 | $25.00 | 4/22/2010 1:37:01 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/22/2010 1:08:12 PM |
| kanpur63 | $25.00 | $25.00 | 4/22/2010 1:49:27 PM |
| MrBadExample | $137.00 | $137.00 | 4/22/2010 3:01:15 PM |
| capital-web193 | $25.00 | $25.00 | 4/22/2010 4:55:27 PM |
| EastBayCapital | $48.67 | $48.67 | 4/22/2010 5:04:49 PM |
| credit-haven7 | $100.00 | $100.00 | 4/23/2010 7:03:33 AM |
| 146 bids
|
Borrower Payment Dependent Notes Series
454956
This series of Notes was issued and sold upon the funding of the borrower loan #42029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-20-2010 |
| |
Auction end date:
| Apr-27-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 28.80% |
Final borrower rate/APR:
| 29.80% / 32.18% |
Final monthly payment:
| $84.68 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 19.68% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.12% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 26% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 8
/
6 | Length of status: | 15y 0m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 42 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $2,375 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $1,954 |
Bankcard utilization:
| 88% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 26 | | | | |
|
Screen name:
| sunnibank |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 560-579
(Sep-2008)
560-579
(Jan-2008)
540-559
(Nov-2007)
560-579
(Oct-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Medical Procedure needed
Purpose of loan:
This loan will be used to? My husband needs day surgery for a pinched nerve
My financial situation:
I am a good candidate for this loan because? this is my 3rd loan thru Prosper and all paid in full on time. I originally requested $3000, but have recieved $1000 bonus.
Monthly net income: $ 6500
Monthly expenses: $
??Housing: $ 1050
??Insurance: $ 167
??Car expenses: $ 700
??Utilities: $ 200
??Phone, cable, internet: $ 45
??Food, entertainment: $ 500
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jhouman | $25.00 | $25.00 | 4/22/2010 12:00:15 PM |
| SNH | $50.00 | $50.00 | 4/23/2010 4:29:20 PM |
| Aberdeen | $400.00 | $400.00 | 4/26/2010 7:48:06 PM |
| icanhasloanz | $200.00 | $200.00 | 4/26/2010 8:02:36 PM |
| Mikale360 | $25.00 | $25.00 | 4/27/2010 12:23:58 AM |
| kinetic-social | $25.00 | $25.00 | 4/27/2010 7:25:15 AM |
| Aberdeen | $400.00 | $400.00 | 4/26/2010 7:48:06 PM |
| dcm6276 | $25.00 | $25.00 | 4/27/2010 9:43:50 AM |
| supreme-hope | $25.00 | $25.00 | 4/27/2010 12:39:23 PM |
| ultimate-peace | $600.00 | $600.00 | 4/27/2010 4:05:55 PM |
| reasonable-power | $25.00 | $24.92 | 4/27/2010 4:10:58 PM |
| Iceman1347 | $25.00 | $25.00 | 4/26/2010 12:07:06 PM |
| UCLA4life | $25.00 | $25.00 | 4/26/2010 8:30:02 PM |
| ZOOOM | $25.00 | $25.00 | 4/26/2010 10:37:15 PM |
| Wachocia | $25.00 | $25.00 | 4/26/2010 8:41:02 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/26/2010 5:56:24 PM |
| wyogirllender | $25.00 | $25.00 | 4/27/2010 9:38:24 AM |
| YoungTaxMan | $25.00 | $25.00 | 4/27/2010 4:07:37 PM |
| enforcer0 | $25.08 | $25.08 | 4/27/2010 4:07:44 PM |
| 19 bids
|
Borrower Payment Dependent Notes Series
455032
This series of Notes was issued and sold upon the funding of the borrower loan #42090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $77.34 |
|
Final lender yield:
| 6.00% |
Final borrower rate/APR:
| 7.00% / 7.34% |
Final monthly payment:
| $77.19 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 5m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 10 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $586 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 1% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| no-whammies |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 0 ( 0% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 780-799
(Feb-2010)
780-799
(Dec-2009)
780-799
(Oct-2009)
780-799
(Aug-2009)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 0 | | |
Description
Good Rates
Purpose of loan:
This loan will be used to? payoff a car loan.? I need a very low rate to make this a beneficial venture.
My financial situation:
I am a good candidate for this loan because? I have an unblemished credit rating and a stable income.? The inquiry is for my previous Prosper loan, courtesy of Doug Fuller's assumptions.? One warning, from experience, I have learned that this loan can be funded without verification of any kind, just be aware of this when placing your bid.? Prosper will make the assumption this loan does not carry enough risk to warrant verification of residence or employment.? I know, I am a former borrower and have refused all attempts at these verifications, just based on principal, nothing more.? To Prosper's credit, they are right,?there is almost no risk of default.? I say almost because I'm stating from their perspective.? So please, bid low and use this note to hedge against your riskier bets.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
At what rate will you take the loan? - JGuide
A:
I'm looking for a borrower rate of less than 6%. Thanks for the question.
(Apr-26-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| iolaire | $25.00 | $25.00 | 4/21/2010 5:15:12 PM |
| octoberfresh | $25.00 | $25.00 | 4/22/2010 7:02:19 AM |
| paramjit | $200.00 | $200.00 | 4/22/2010 9:15:50 PM |
| wwwUniversal | $25.00 | $25.00 | 4/22/2010 7:09:49 PM |
| indomart | $35.00 | $35.00 | 4/23/2010 10:00:28 AM |
| RandyL3 | $99.00 | $99.00 | 4/23/2010 3:47:21 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/23/2010 5:26:33 PM |
| JGuide | $101.99 | $101.99 | 4/25/2010 7:26:58 PM |
| JGuide | $1,001.00 | $190.62 | 4/26/2010 9:51:04 AM |
| gpuck | $25.00 | $25.00 | 4/26/2010 2:59:23 PM |
| all_of_that_one | $25.00 | $25.00 | 4/27/2010 6:26:52 AM |
| microlendblvr | $300.00 | $300.00 | 4/26/2010 5:10:11 PM |
| loanman2007 | $200.00 | $200.00 | 4/27/2010 5:57:30 AM |
| surfsider123 | $25.00 | $25.00 | 4/27/2010 12:39:14 PM |
| goldsun | $25.00 | $25.00 | 4/27/2010 5:41:51 PM |
| YummiBear | $25.00 | $25.00 | 4/27/2010 7:11:34 PM |
| 1phantom | $50.00 | $50.00 | 4/28/2010 9:24:18 AM |
| Bodyboard | $30.00 | $30.00 | 4/28/2010 2:25:13 PM |
| Personal-Bond | $30.03 | $30.03 | 4/28/2010 10:53:36 AM |
| interest88 | $25.00 | $25.00 | 4/28/2010 3:54:37 PM |
| redtilapia | $25.00 | $25.00 | 4/28/2010 3:35:43 PM |
| ProjectVenture | $50.00 | $50.00 | 4/28/2010 3:49:20 PM |
| emjaybee | $25.00 | $25.00 | 4/28/2010 4:07:47 PM |
| Approved | $50.00 | $50.00 | 4/21/2010 4:59:44 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 4/21/2010 5:24:18 PM |
| blot44 | $25.00 | $25.00 | 4/21/2010 5:57:49 PM |
| cebgop | $25.00 | $25.00 | 4/22/2010 2:14:10 AM |
| HT3 | $100.00 | $100.00 | 4/22/2010 8:50:05 AM |
| Okeey | $25.00 | $25.00 | 4/22/2010 11:50:04 AM |
| springpanda | $25.00 | $25.00 | 4/22/2010 1:11:38 PM |
| pumped130 | $25.00 | $25.00 | 4/22/2010 4:05:40 PM |
| dma1206 | $25.00 | $25.00 | 4/22/2010 3:05:19 PM |
| payontime1 | $30.00 | $30.00 | 4/23/2010 12:52:01 PM |
| Sneadisland | $50.00 | $50.00 | 4/24/2010 8:54:07 AM |
| Planecourage | $32.97 | $32.97 | 4/24/2010 10:18:13 AM |
| widowsmite | $50.00 | $50.00 | 4/26/2010 10:55:44 PM |
| AsianDragon | $100.00 | $100.00 | 4/27/2010 10:36:11 AM |
| quest194 | $25.39 | $25.39 | 4/27/2010 11:12:17 AM |
| 1SteelerFan | $30.00 | $30.00 | 4/27/2010 12:53:04 PM |
| Young-Y | $70.00 | $70.00 | 4/27/2010 4:43:48 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/27/2010 7:54:09 PM |
| Digs | $25.00 | $25.00 | 4/28/2010 10:46:26 AM |
| DANTHEMAN2 | $25.00 | $25.00 | 4/28/2010 12:28:08 PM |
| REITRUST | $25.00 | $25.00 | 4/28/2010 3:14:21 PM |
| StocksMan | $50.00 | $50.00 | 4/28/2010 4:45:29 PM |
| CollinsCrew | $25.00 | $25.00 | 4/28/2010 2:20:55 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
455188
This series of Notes was issued and sold upon the funding of the borrower loan #42262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-22-2010 |
| |
Auction end date:
| Apr-29-2010 |
|
|
Starting lender yield:
| 15.50% |
Starting borrower rate/APR:
| 16.50% / 18.69% |
Starting monthly payment:
| $106.21 |
|
Final lender yield:
| 11.00% |
Final borrower rate/APR:
| 12.00% / 14.13% |
Final monthly payment:
| $99.64 |
| |
|
Auction yield range:
| 4.04% - 15.50% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.86% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 45% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 14
/
13 | Length of status: | 8y 0m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 27 |
Occupation: | Architect |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $26,770 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 86% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| abraxas1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < mo. late:
| 0
( 0% )
| 700-719
(Feb-2010)
680-699
(Apr-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Paying the tax man
Purpose of loan: Owe taxes for the first time this year due to inadequate withholding. Owe state taxes of $2000 but dont have the full amount to pay. Would also like to consolidate some low balance credit cards.
My financial situation: I am a good candidate for this loan because I have been employed in a stable job with a good salary for years now. We have money saved for emergencies and I also contribute to a 401K loan which is available if necessary but i would rather not touch these funds right now .
Monthly net income: $ 7200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You list your income at 50K to 75K but your Net income is $7,200./Mo. which is around $86K net/yr. Overtime, two jobs, wife works also??? - Memphis-King
A:
I do extra work as an architect, but have no W-2 to validate it. My wife is also employed full time.
(Apr-29-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Unitas4302 | $200.00 | $200.00 | 4/22/2010 6:41:35 PM |
| CA_Lender | $25.00 | $25.00 | 4/22/2010 11:02:46 PM |
| KlarthXVII | $25.00 | $25.00 | 4/23/2010 4:58:27 PM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 9:47:23 PM |
| selector568 | $112.79 | $112.79 | 4/23/2010 5:15:03 PM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 9:47:09 PM |
| bondhedger | $25.00 | $25.00 | 4/25/2010 8:48:13 AM |
| Pendruce | $25.00 | $25.00 | 4/25/2010 10:23:24 PM |
| George2384 | $25.00 | $25.00 | 4/26/2010 7:47:55 AM |
| lender12345 | $25.00 | $25.00 | 4/26/2010 7:14:55 PM |
| payment-freshmaker | $25.00 | $25.00 | 4/27/2010 4:35:03 PM |
| ToloUSN | $50.00 | $50.00 | 4/28/2010 7:39:08 AM |
| Barrayaran | $25.00 | $25.00 | 4/28/2010 1:00:16 PM |
| JoeXB | $25.00 | $25.00 | 4/28/2010 3:11:11 PM |
| crazyinjun | $27.27 | $27.27 | 4/28/2010 10:39:42 PM |
| jpyrek | $25.00 | $25.00 | 4/29/2010 6:17:58 AM |
| icecoldcash | $50.00 | $50.00 | 4/29/2010 8:06:45 AM |
| Leopoldine | $25.77 | $25.77 | 4/28/2010 7:23:25 PM |
| danielamity | $72.19 | $72.19 | 4/29/2010 9:58:01 AM |
| KapitalX | $28.00 | $28.00 | 4/29/2010 10:35:26 AM |
| creativename | $30.00 | $30.00 | 4/29/2010 12:26:41 PM |
| Dskillz | $25.00 | $25.00 | 4/29/2010 7:05:18 AM |
| wjareg08 | $25.00 | $25.00 | 4/29/2010 12:34:23 PM |
| TBCapitol | $40.58 | $40.58 | 4/29/2010 12:36:36 PM |
| shawntem | $100.00 | $100.00 | 4/29/2010 12:46:23 PM |
| patriot384 | $323.00 | $323.00 | 4/29/2010 1:12:21 PM |
| radiant-cash0 | $25.00 | $25.00 | 4/29/2010 1:00:29 PM |
| ChemTeacher | $25.00 | $25.00 | 4/29/2010 1:30:58 PM |
| leverage-monger | $25.00 | $25.00 | 4/29/2010 8:42:23 AM |
| dorypro | $25.00 | $25.00 | 4/29/2010 8:50:06 AM |
| sgt-schultz | $25.00 | $25.00 | 4/29/2010 11:49:28 AM |
| forthright-trade | $25.00 | $25.00 | 4/29/2010 12:07:20 PM |
| Memphis-King | $50.00 | $50.00 | 4/29/2010 12:33:40 PM |
| Stavros | $75.00 | $75.00 | 4/22/2010 3:12:49 PM |
| ttnk62918 | $25.00 | $25.00 | 4/23/2010 2:48:29 PM |
| omahajay | $30.00 | $30.00 | 4/23/2010 8:10:12 PM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 9:47:41 PM |
| circustab | $50.00 | $50.00 | 4/24/2010 6:35:09 AM |
| phersjm | $25.00 | $25.00 | 4/26/2010 4:30:23 PM |
| lawboy74 | $25.00 | $25.00 | 4/27/2010 8:27:05 AM |
| JaceSpade | $25.00 | $25.00 | 4/27/2010 4:19:26 PM |
| Kessler | $26.00 | $26.00 | 4/27/2010 8:02:50 PM |
| UHcougars | $25.00 | $25.00 | 4/27/2010 8:25:03 PM |
| nerlands | $25.00 | $25.00 | 4/28/2010 10:30:15 AM |
| authentic-peace7 | $25.00 | $25.00 | 4/28/2010 10:27:29 AM |
| trade-elm | $32.96 | $32.96 | 4/28/2010 11:56:46 AM |
| bcsmith | $25.00 | $25.00 | 4/28/2010 10:28:22 AM |
| wwwUniversal | $25.00 | $25.00 | 4/28/2010 1:13:09 PM |
| flshdaskll | $25.00 | $25.00 | 4/28/2010 2:36:57 PM |
| himanshuko | $25.00 | $25.00 | 4/28/2010 2:40:05 PM |
| mpatrick | $50.00 | $50.00 | 4/28/2010 4:35:25 PM |
| Nusk | $25.00 | $25.00 | 4/28/2010 5:28:00 PM |
| manfromMaine | $41.72 | $4.41 | 4/28/2010 5:36:44 PM |
| ptjg | $39.68 | $39.68 | 4/28/2010 5:41:49 PM |
| gjm6d | $25.00 | $25.00 | 4/28/2010 9:25:14 PM |
| gothampark | $25.00 | $25.00 | 4/28/2010 5:44:53 PM |
| Jinja | $26.63 | $26.63 | 4/28/2010 5:49:38 PM |
| martymaniaman | $25.00 | $25.00 | 4/29/2010 6:04:55 AM |
| kangarookim99 | $25.00 | $25.00 | 4/29/2010 6:32:51 AM |
| resolute-return1 | $25.00 | $25.00 | 4/29/2010 8:01:46 AM |
| Leshan | $100.00 | $100.00 | 4/29/2010 7:54:18 AM |
| icecoldcash | $25.00 | $25.00 | 4/29/2010 8:05:05 AM |
| icecoldcash | $25.00 | $25.00 | 4/29/2010 8:05:55 AM |
| trustworthy-finance6 | $50.00 | $50.00 | 4/29/2010 8:59:11 AM |
| jcw3rd | $25.00 | $25.00 | 4/29/2010 10:09:48 AM |
| Starfin-Capital-Management | $50.00 | $50.00 | 4/29/2010 10:44:36 AM |
| principal-laser | $150.00 | $150.00 | 4/29/2010 10:30:23 AM |
| bonafide-commitment2 | $25.00 | $25.00 | 4/29/2010 12:36:03 PM |
| stammyc3 | $27.17 | $27.17 | 4/29/2010 7:01:17 AM |
| Ogerta | $50.00 | $50.00 | 4/29/2010 7:13:34 AM |
| Smallbear | $25.00 | $25.00 | 4/29/2010 1:06:17 PM |
| scientists | $25.00 | $25.00 | 4/29/2010 10:00:35 AM |
| slwholesales | $28.55 | $28.55 | 4/29/2010 1:32:50 PM |
| 73 bids
|
Borrower Payment Dependent Notes Series
455204
This series of Notes was issued and sold upon the funding of the borrower loan #42062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-20-2010 |
| |
Auction end date:
| Apr-27-2010 |
|
|
Starting lender yield:
| 28.97% |
Starting borrower rate/APR:
| 29.97% / 32.35% |
Starting monthly payment:
| $106.09 |
|
Final lender yield:
| 28.92% |
Final borrower rate/APR:
| 29.92% / 32.30% |
Final monthly payment:
| $106.02 |
| |
|
Auction yield range:
| 11.04% - 28.97% |
Estimated loss impact:
| 10.73% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.19% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 60% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 11m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 11 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,342 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 83% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| OGS_Capital |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to?
Pay off a Chase credit card. The rate was raised from 9% to 29.99 %
My financial situation:
I am a good candidate for this loan because?
I have been a lender on Prosper since 2006. I would like?my money to go to members of the community, and not to these too Big to fail institutions!?
You can view my stats:
http://www.ericscc.com/lenders/ogs_capital
Monthly net income: $ 2400
Monthly expenses: $ 2175
??Housing: $ 750????????
??Insurance: $ 125
??Car expenses: $ 350
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bountiful-bazaar | $25.00 | $25.00 | 4/22/2010 7:49:41 PM |
| JGuide | $1,001.99 | $1,001.99 | 4/25/2010 7:42:09 PM |
| RecoveryLender | $25.00 | $25.00 | 4/27/2010 7:06:59 AM |
| loanman2007 | $250.00 | $250.00 | 4/27/2010 5:51:59 AM |
| JGuide | $101.99 | $101.99 | 4/27/2010 11:39:39 AM |
| Ogerta | $25.00 | $25.00 | 4/27/2010 12:31:46 PM |
| credit-missile | $62.93 | $62.93 | 4/27/2010 11:50:20 AM |
| capital-kingdom | $25.00 | $25.00 | 4/27/2010 4:01:01 PM |
| transparency-tomahawk | $25.00 | $16.73 | 4/27/2010 2:31:39 PM |
| umfan123 | $25.00 | $25.00 | 4/27/2010 7:10:17 AM |
| Your_Bank | $25.00 | $25.00 | 4/27/2010 11:58:52 AM |
| PotBellyPete | $25.00 | $25.00 | 4/27/2010 2:07:49 PM |
| credit-missile | $41.36 | $41.36 | 4/27/2010 3:07:34 PM |
| serene-capital | $25.00 | $25.00 | 4/27/2010 3:24:07 PM |
| cashhelp | $25.00 | $25.00 | 4/27/2010 11:46:17 AM |
| YoungTaxMan | $100.00 | $100.00 | 4/27/2010 3:59:45 PM |
| ultimate-peace | $600.00 | $600.00 | 4/27/2010 4:06:39 PM |
| patriot384 | $100.00 | $100.00 | 4/27/2010 3:53:41 PM |
| 18 bids
|
Borrower Payment Dependent Notes Series
455220
This series of Notes was issued and sold upon the funding of the borrower loan #42044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-22-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 32.50% |
Final borrower rate/APR:
| 33.50% / 35.93% |
Final monthly payment:
| $110.98 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 19.91% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.59% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 5
/
6 | Length of status: | 6y 3m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 27 |
Occupation: | Nurse (LPN) |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $3,580 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $301 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| sammy2221 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 0
( 0% )
| 680-699
(Jul-2009)
640-659
(Oct-2008)
640-659
(Dec-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
finish remodel project
Purpose: We are?95 percent?complete. We need help to continue this project so we can updated our mortgage, avoid paying building permit renew costs and be able to insulate the new addition,and place the tile floors.
My financial situation: I work very hard , my wife is a Nurse and so am I. I have been workimg 90 hours a paycheck to complete this Dream. We will not let ourselves down nor will we let any investor down! Please check our payment history!
(explain why you are a good candidate for paying back this loan)
Monthly net income: $ 3500
Monthly expenses: $
??Housing: $ 200
??Insurance: $ 55
??Car expenses: $?140
??Utilities: $ 120
??Phone, cable, internet: $ 30
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $?335
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 4/22/2010 9:47:11 AM |
| Unitas4302 | $150.00 | $150.00 | 4/22/2010 6:36:12 PM |
| SNH | $50.00 | $50.00 | 4/23/2010 5:05:23 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/26/2010 5:55:27 PM |
| gain-doughnut | $50.00 | $50.00 | 4/27/2010 12:31:33 AM |
| Denbo32 | $56.11 | $1.02 | 4/27/2010 6:09:45 AM |
| new-smart-fund | $32.25 | $32.25 | 4/27/2010 12:23:04 PM |
| PCity-LOA15 | $27.04 | $27.04 | 4/27/2010 1:25:17 PM |
| impala6464 | $200.00 | $200.00 | 4/28/2010 12:52:51 AM |
| tcbmc | $25.00 | $25.00 | 4/28/2010 8:43:44 AM |
| winmals | $25.00 | $25.00 | 4/28/2010 12:53:12 PM |
| toxicbutterfly | $25.00 | $25.00 | 4/28/2010 1:56:21 PM |
| Bob450 | $35.00 | $35.00 | 4/28/2010 2:56:21 PM |
| five-star-note | $32.48 | $32.48 | 4/28/2010 1:48:27 PM |
| twjh | $25.00 | $25.00 | 4/28/2010 5:14:06 PM |
| Tono | $25.00 | $25.00 | 4/28/2010 5:10:43 PM |
| jojofrankie | $25.00 | $25.00 | 4/28/2010 6:54:05 PM |
| Your_Bank | $40.00 | $40.00 | 4/28/2010 6:57:04 PM |
| Kash2010lu | $50.00 | $50.00 | 4/28/2010 8:27:03 PM |
| brother_tam | $200.00 | $200.00 | 4/28/2010 9:36:42 PM |
| antoniofl | $25.00 | $25.00 | 4/28/2010 8:51:09 PM |
| chameleon125 | $50.00 | $50.00 | 4/28/2010 10:56:37 PM |
| _SCI_ | $25.00 | $25.00 | 4/28/2010 9:29:04 PM |
| realtormoises | $25.00 | $25.00 | 4/28/2010 6:42:34 PM |
| Bob450 | $25.00 | $25.00 | 4/28/2010 9:07:15 PM |
| aquistoyraul | $25.00 | $25.00 | 4/28/2010 10:15:45 PM |
| atomantic | $25.00 | $25.00 | 4/28/2010 11:15:39 PM |
| JustMee | $25.00 | $25.00 | 4/22/2010 8:50:38 PM |
| investment-daydream | $25.00 | $25.00 | 4/26/2010 11:11:54 AM |
| jojofrankie | $25.00 | $25.00 | 4/26/2010 12:15:41 PM |
| UCLA4life | $25.00 | $25.00 | 4/26/2010 12:15:21 PM |
| Iceman1347 | $25.00 | $25.00 | 4/26/2010 12:16:43 PM |
| lucrative-loan | $56.31 | $56.31 | 4/26/2010 12:29:52 PM |
| Aberdeen | $400.00 | $400.00 | 4/28/2010 12:54:34 AM |
| eronyc | $25.00 | $25.00 | 4/28/2010 11:49:33 AM |
| loanman2007 | $150.00 | $150.00 | 4/28/2010 1:08:06 PM |
| ultimate-peace | $200.00 | $200.00 | 4/28/2010 4:59:27 PM |
| sweety075 | $25.00 | $25.00 | 4/28/2010 4:42:33 PM |
| jhouman | $25.00 | $25.00 | 4/28/2010 5:14:45 PM |
| twjh | $25.00 | $25.00 | 4/28/2010 5:27:09 PM |
| eboomer2611 | $25.00 | $25.00 | 4/28/2010 7:11:41 PM |
| bankbuddy55 | $50.00 | $50.00 | 4/28/2010 5:41:51 PM |
| antoniofl | $100.90 | $100.90 | 4/28/2010 8:53:25 PM |
| nerlands | $25.00 | $25.00 | 4/28/2010 9:07:48 PM |
| 44 bids
|
Borrower Payment Dependent Notes Series
455236
This series of Notes was issued and sold upon the funding of the borrower loan #42244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $95.93 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $95.68 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 8m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 28 |
Occupation: | Food Service Manage... |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $6,731 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $53 |
Bankcard utilization:
| 44% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 8 | | | | |
|
Screen name:
| pound-utopia |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Basement Completion -Last Stages
Purpose of loan:
This loan will be used to complete the last part of my basement for expanded living area for the family and pay off the last of an old bill.
My financial situation:
I am a good candidate for this loan because I have been employed by the same employer for almost 7 years and over-time is consistently offered. I have worked hard to improve and maintain my credit rating by paying on time consistently.? The one item showing for $53 on my credit report is a disputed item for a lawn service that was canceled. The company stated that the item had been cleared, you can imagine my surprise to see it on this report.? Nonetheless, my continued improvement and protection in my credit rating is extremely important to me and I also will pay this item off despite the dispute to keep moving forward.
Also, the Prosper revolving credit balance reported includes the remaining $6300 balance for my automobile loan, which started out at $18,000 about 3 years ago (please note I'm ahead of schedule with this loan) I'm on target to pay it off by year's end. My ACTUAL revolving credit is only $431, all on one credit card and I do not carry balances on my other cards.
I am responsible and plan to pay this loan back earlier than scheduled. I want to say I appreciate all bidders in advance who invest in me and this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| wise-bonus-honker | $25.00 | $25.00 | 4/27/2010 9:23:10 AM |
| cub510 | $100.00 | $100.00 | 4/27/2010 9:25:03 AM |
| love_what_you_do | $25.00 | $25.00 | 4/27/2010 9:22:23 AM |
| dlshap | $25.00 | $25.00 | 4/27/2010 9:26:10 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 9:23:34 AM |
| Divot | $25.00 | $25.00 | 4/27/2010 9:26:19 AM |
| naina_my_daughter | $25.00 | $25.00 | 4/27/2010 9:31:43 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/27/2010 9:35:56 AM |
| stable-nickel | $200.00 | $200.00 | 4/27/2010 9:36:17 AM |
| moola-rose8 | $25.00 | $25.00 | 4/27/2010 9:22:40 AM |
| community-saver158 | $41.51 | $41.51 | 4/27/2010 9:34:49 AM |
| junctionking | $25.00 | $25.00 | 4/27/2010 9:35:12 AM |
| dharma1 | $25.00 | $25.00 | 4/27/2010 9:40:06 AM |
| HHP | $25.00 | $25.00 | 4/27/2010 9:43:24 AM |
| practice44 | $25.00 | $25.00 | 4/27/2010 9:40:20 AM |
| r0b3m4n | $25.00 | $25.00 | 4/27/2010 9:44:12 AM |
| fcukciti | $50.00 | $50.00 | 4/27/2010 9:44:30 AM |
| unclejaef | $25.00 | $25.00 | 4/27/2010 9:41:52 AM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/27/2010 9:41:55 AM |
| BayShell | $50.00 | $50.00 | 4/27/2010 9:46:07 AM |
| money-floret | $100.00 | $100.00 | 4/27/2010 9:47:34 AM |
| Supernick | $50.00 | $50.00 | 4/27/2010 9:43:50 AM |
| Cr_Sunset | $25.00 | $25.00 | 4/27/2010 9:47:51 AM |
| red-trade-cologne | $25.00 | $25.00 | 4/27/2010 9:44:05 AM |
| revenue-ruler6 | $25.00 | $25.00 | 4/27/2010 9:32:38 AM |
| ray1051 | $25.00 | $25.00 | 4/27/2010 9:48:33 AM |
| kenji4861 | $25.00 | $25.00 | 4/27/2010 9:33:15 AM |
| wormdc | $25.00 | $25.00 | 4/27/2010 9:49:00 AM |
| zenchef | $25.00 | $25.00 | 4/27/2010 9:45:02 AM |
| intuitive-bill | $25.00 | $25.00 | 4/27/2010 9:49:30 AM |
| steady-funds6 | $25.00 | $25.00 | 4/27/2010 9:45:12 AM |
| FjLenders | $25.00 | $25.00 | 4/27/2010 9:46:22 AM |
| secundus | $25.00 | $25.00 | 4/27/2010 9:46:48 AM |
| solstice175 | $25.00 | $25.00 | 4/27/2010 9:46:52 AM |
| Flatfoot | $25.00 | $25.00 | 4/27/2010 9:47:19 AM |
| Walkingcowboy | $25.00 | $25.00 | 4/27/2010 9:47:22 AM |
| paladin847 | $25.00 | $25.00 | 4/27/2010 9:48:36 AM |
| Toby1montana | $100.00 | $100.00 | 4/27/2010 9:48:43 AM |
| first-pragmatic-note | $25.00 | $25.00 | 4/27/2010 9:48:48 AM |
| wampum-optimization | $50.00 | $50.00 | 4/27/2010 9:48:52 AM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/27/2010 9:49:14 AM |
| jsw7us | $34.82 | $34.82 | 4/27/2010 9:40:54 AM |
| windfall46 | $25.00 | $25.00 | 4/27/2010 9:42:05 AM |
| Timchenko_LLC | $25.00 | $25.00 | 4/27/2010 9:43:37 AM |
| AF-Chief | $28.00 | $28.00 | 4/27/2010 9:43:48 AM |
| worlds-best-auction | $25.00 | $25.00 | 4/27/2010 9:44:09 AM |
| GetItRight | $25.00 | $25.00 | 4/27/2010 9:45:48 AM |
| rescue | $100.00 | $100.00 | 4/27/2010 9:45:52 AM |
| Dazz2061 | $25.00 | $25.00 | 4/27/2010 9:46:39 AM |
| teller | $60.00 | $60.00 | 4/27/2010 9:46:57 AM |
| cleared2land | $25.00 | $25.00 | 4/27/2010 9:47:48 AM |
| JKEnterprises | $25.00 | $25.00 | 4/27/2010 9:48:11 AM |
| mad4wknds | $25.00 | $25.00 | 4/27/2010 9:48:27 AM |
| OCedHrt | $25.00 | $25.00 | 4/27/2010 9:49:18 AM |
| uncleubb | $25.00 | $25.00 | 4/27/2010 10:22:04 AM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 9:22:04 AM |
| phillipd48 | $25.00 | $25.00 | 4/27/2010 9:25:40 AM |
| bds9646 | $26.00 | $26.00 | 4/27/2010 9:32:30 AM |
| alpinaut | $25.00 | $25.00 | 4/27/2010 9:32:44 AM |
| Archimeech | $25.00 | $25.00 | 4/27/2010 9:22:10 AM |
| DeltaGambler | $25.00 | $25.00 | 4/27/2010 9:23:00 AM |
| gauss02 | $25.00 | $25.00 | 4/27/2010 9:36:44 AM |
| USMC0311 | $25.00 | $25.00 | 4/27/2010 9:41:47 AM |
| 10ECgirl | $25.00 | $25.00 | 4/27/2010 9:43:40 AM |
| skuba | $25.00 | $25.00 | 4/27/2010 9:40:51 AM |
| DadWarbucks | $25.00 | $25.00 | 4/27/2010 9:44:52 AM |
| Duanep01 | $25.00 | $25.00 | 4/27/2010 9:45:51 AM |
| michaelndn | $25.00 | $25.00 | 4/27/2010 9:46:45 AM |
| dospapalotes | $25.00 | $25.00 | 4/27/2010 9:47:11 AM |
| shrewd-deal | $25.00 | $25.00 | 4/27/2010 9:47:39 AM |
| best-decisive-peace | $25.00 | $25.00 | 4/27/2010 9:48:30 AM |
| cheftek | $50.00 | $50.00 | 4/27/2010 9:44:16 AM |
| euro-starter | $25.00 | $25.00 | 4/27/2010 9:49:19 AM |
| magical-greenback | $25.00 | $25.00 | 4/27/2010 9:45:21 AM |
| meux99 | $25.00 | $25.00 | 4/27/2010 9:35:52 AM |
| ahansen | $25.00 | $25.00 | 4/27/2010 9:47:02 AM |
| GrommetPosse | $25.00 | $25.00 | 4/27/2010 9:36:01 AM |
| LoansomeRanger | $50.00 | $50.00 | 4/27/2010 9:36:11 AM |
| Jack1966 | $25.00 | $25.00 | 4/27/2010 9:47:31 AM |
| Tai | $25.00 | $25.00 | 4/27/2010 9:36:54 AM |
| lloyd_s | $25.00 | $25.00 | 4/27/2010 9:48:18 AM |
| skillful-diversification2 | $25.00 | $25.00 | 4/27/2010 9:48:57 AM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/27/2010 9:49:03 AM |
| Thunderswan | $50.00 | $50.00 | 4/27/2010 9:49:11 AM |
| Dreamconnection | $25.00 | $25.00 | 4/27/2010 9:49:27 AM |
| Cheburashka | $30.00 | $30.00 | 4/27/2010 9:46:27 AM |
| BuildingBestLife | $25.00 | $25.00 | 4/27/2010 9:46:36 AM |
| toblerone | $50.00 | $50.00 | 4/27/2010 9:48:04 AM |
| kchen486 | $25.00 | $25.00 | 4/27/2010 9:49:22 AM |
| cptproton | $25.00 | $4.67 | 4/27/2010 9:49:31 AM |
| 90 bids
|
Borrower Payment Dependent Notes Series
455290
This series of Notes was issued and sold upon the funding of the borrower loan #42096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-23-2010 |
| |
Auction end date:
| Apr-27-2010 |
|
|
Starting lender yield:
| 10.00% |
Starting borrower rate/APR:
| 11.00% / 13.12% |
Starting monthly payment:
| $327.39 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $323.61 |
| |
|
Auction yield range:
| 4.04% - 10.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 55% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
10 | Length of status: | 1y 7m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,758 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 26% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| DDH61 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $14,500.00 | < mo. late:
| 0
( 0% )
| 760-779
(Nov-2009)
800-819
(Feb-2008)
800-819
(Jan-2008)
|
|
Principal balance:
| $4,790.90 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Consolidate Debt
Purpose of loan:
This loan will be used to? pay off?a high interest?credit card with a balance of $4000.00?and refinance my Prosper loan with a remaining balance of approximately $4800.00. This is my second attempt at consolidation. My first attempt ended at 61% funded.
My financial situation:
I am a good candidate for this loan because?as you can see by my profile, I am very responsible when it comes to paying my bills. I am a lender on Prosper and?have?9 active loans. I am trying to consolidate?to lower my monthly payments.This loan will save me approximately $200.00/mo.Thanks for considering.
Net Income(not including?Wife)- 3600.00/mo.
Monthly Debt:
Housing- 587.00
Truck Note- 573.00?
Camper- 300.00
Utilities/Cable- 225.00
Credit Cards- 300.00
Gas/Grocery- 600.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| hrubinst | $25.00 | $25.00 | 4/23/2010 4:15:18 PM |
| delicious-social132 | $25.00 | $25.00 | 4/23/2010 4:15:50 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/23/2010 4:03:26 PM |
| JGB | $25.00 | $25.00 | 4/23/2010 4:16:27 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/23/2010 4:16:47 PM |
| mmckune | $25.00 | $25.00 | 4/23/2010 4:15:58 PM |
| unassassinable | $25.00 | $25.00 | 4/23/2010 4:16:07 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/23/2010 4:16:33 PM |
| rider350 | $25.00 | $25.00 | 4/23/2010 4:17:07 PM |
| AF-Chief | $27.00 | $27.00 | 4/23/2010 4:10:42 PM |
| Avala | $50.00 | $50.00 | 4/23/2010 4:15:43 PM |
| dinero-speaker | $25.00 | $25.00 | 4/23/2010 4:15:56 PM |
| integrity-doctor | $100.00 | $100.00 | 4/23/2010 4:16:39 PM |
| GiantAardvark | $25.00 | $25.00 | 4/23/2010 4:16:57 PM |
| sgt-schultz | $50.00 | $50.00 | 4/23/2010 4:30:55 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/23/2010 4:20:06 PM |
| gelidfrank | $25.00 | $25.00 | 4/23/2010 4:20:18 PM |
| transparency-advocator | $25.00 | $25.00 | 4/23/2010 4:30:35 PM |
| Marathoner | $25.00 | $25.00 | 4/23/2010 4:30:59 PM |
| Gabriel02 | $25.00 | $25.00 | 4/23/2010 5:16:29 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/23/2010 5:30:32 PM |
| Dap2005 | $25.00 | $25.00 | 4/23/2010 7:17:47 PM |
| bowdish1 | $25.00 | $25.00 | 4/23/2010 6:05:14 PM |
| uncleubb | $25.00 | $25.00 | 4/23/2010 8:58:22 PM |
| radforj22 | $25.00 | $25.00 | 4/23/2010 7:12:43 PM |
| lending_well | $25.00 | $25.00 | 4/24/2010 1:03:28 AM |
| iflyforfun | $25.00 | $25.00 | 4/24/2010 2:00:05 AM |
| powerful-finance7 | $25.00 | $25.00 | 4/24/2010 3:17:46 AM |
| organic-income5 | $40.00 | $40.00 | 4/23/2010 8:58:20 PM |
| WindyKid | $25.00 | $25.00 | 4/24/2010 7:27:41 AM |
| peripatetic | $25.00 | $25.00 | 4/24/2010 3:57:48 AM |
| cub510 | $25.00 | $25.00 | 4/24/2010 12:12:49 PM |
| sarisai | $501.00 | $501.00 | 4/24/2010 7:57:39 PM |
| Slend49 | $25.00 | $25.00 | 4/24/2010 5:10:58 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/24/2010 5:11:25 PM |
| marinade | $25.00 | $25.00 | 4/25/2010 10:02:41 AM |
| yield-seeker | $25.00 | $25.00 | 4/24/2010 8:07:45 PM |
| smart-leverage7 | $25.00 | $25.00 | 4/25/2010 12:16:47 PM |
| Cheburashka | $25.00 | $25.00 | 4/25/2010 5:59:52 PM |
| gokart83 | $25.00 | $25.00 | 4/25/2010 6:30:31 PM |
| demoseal | $25.00 | $25.00 | 4/25/2010 4:27:39 PM |
| SimpleChoice | $25.00 | $25.00 | 4/25/2010 7:20:50 PM |
| treasure-bliss | $35.54 | $35.54 | 4/25/2010 10:19:39 AM |
| lloyd_s | $25.00 | $25.00 | 4/25/2010 11:33:49 AM |
| rcflick | $25.00 | $25.00 | 4/25/2010 3:00:17 PM |
| value-pouch | $25.00 | $25.00 | 4/25/2010 9:35:36 PM |
| Artist_Blue | $25.00 | $25.00 | 4/26/2010 6:09:41 AM |
| Redleg6 | $25.00 | $25.00 | 4/26/2010 6:13:26 AM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/25/2010 5:59:49 PM |
| Gibbyland | $75.00 | $75.00 | 4/25/2010 5:59:55 PM |
| contract-eagle | $50.00 | $50.00 | 4/25/2010 6:00:10 PM |
| jleng | $25.00 | $25.00 | 4/26/2010 7:15:13 AM |
| r0b3m4n | $25.00 | $25.00 | 4/25/2010 11:33:39 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/26/2010 9:32:25 AM |
| NDFIRTH | $50.00 | $50.00 | 4/26/2010 9:40:22 AM |
| sloak | $25.00 | $25.00 | 4/26/2010 9:21:59 AM |
| influential-compassion9 | $50.00 | $50.00 | 4/26/2010 9:22:41 AM |
| lounges | $25.00 | $25.00 | 4/26/2010 10:05:37 AM |
| Woodworker57 | $25.00 | $25.00 | 4/26/2010 9:56:43 AM |
| checca4u | $25.00 | $25.00 | 4/26/2010 10:40:34 AM |
| wjstocks | $25.00 | $25.00 | 4/26/2010 10:07:52 AM |
| yachtmaster45 | $25.00 | $25.00 | 4/26/2010 10:41:25 AM |
| elegant-bonus | $25.00 | $25.00 | 4/26/2010 10:12:05 AM |
| heavensfx | $25.00 | $25.00 | 4/26/2010 10:42:34 AM |
| whfh99 | $25.00 | $25.00 | 4/26/2010 10:21:06 AM |
| grekhi | $25.00 | $25.00 | 4/26/2010 10:40:37 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/26/2010 11:02:41 AM |
| snoopey100 | $25.00 | $25.00 | 4/26/2010 10:42:11 AM |
| Nerdster1 | $25.00 | $25.00 | 4/26/2010 11:03:11 AM |
| LAM26 | $25.00 | $25.00 | 4/26/2010 10:42:51 AM |
| Fortuno_per_commodo | $47.96 | $47.96 | 4/26/2010 10:44:40 AM |
| Kulchar | $45.14 | $45.14 | 4/26/2010 11:18:06 AM |
| Picopie | $28.32 | $28.32 | 4/26/2010 10:59:50 AM |
| return-buddy | $25.00 | $25.00 | 4/26/2010 9:22:14 AM |
| bleacher | $25.00 | $25.00 | 4/26/2010 12:00:44 PM |
| Bubbasnestegg | $25.00 | $25.00 | 4/26/2010 12:02:36 PM |
| ThisGuyIKnow | $25.04 | $25.04 | 4/26/2010 12:03:17 PM |
| ingenious-truth0 | $25.00 | $25.00 | 4/26/2010 9:38:09 AM |
| time4aloan | $33.03 | $33.03 | 4/26/2010 12:09:31 PM |
| MihirFromRedmond | $25.00 | $25.00 | 4/26/2010 12:09:44 PM |
| schnatty | $36.64 | $36.64 | 4/26/2010 12:01:57 PM |
| texrob20 | $25.00 | $25.00 | 4/26/2010 12:02:38 PM |
| jga516 | $25.00 | $25.00 | 4/26/2010 12:10:30 PM |
| Phantom99 | $25.00 | $25.00 | 4/26/2010 12:10:40 PM |
| flaloans | $33.67 | $33.67 | 4/26/2010 10:06:24 AM |
| resource777 | $25.00 | $25.00 | 4/26/2010 12:12:15 PM |
| mrrc7498 | $25.00 | $25.00 | 4/26/2010 10:12:35 AM |
| a-studious-payment | $25.00 | $25.00 | 4/26/2010 12:09:43 PM |
| authoritative-capital | $25.00 | $25.00 | 4/26/2010 12:09:47 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/26/2010 12:12:56 PM |
| successful-agreement7 | $68.05 | $68.05 | 4/26/2010 12:13:23 PM |
| jonn834 | $25.00 | $25.00 | 4/26/2010 10:44:54 AM |
| HHP | $25.00 | $25.00 | 4/26/2010 10:47:54 AM |
| gracej | $25.00 | $25.00 | 4/26/2010 12:13:07 PM |
| Syndication | $25.00 | $25.00 | 4/26/2010 12:13:10 PM |
| ideal-platinum1 | $25.00 | $25.00 | 4/26/2010 12:13:20 PM |
| bill-expert | $25.00 | $25.00 | 4/26/2010 12:13:24 PM |
| werd123 | $25.09 | $25.09 | 4/26/2010 11:02:16 AM |
| unforgettable-moola1 | $25.36 | $25.36 | 4/26/2010 12:25:44 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/26/2010 11:03:10 AM |
| money-floret | $50.00 | $50.00 | 4/26/2010 12:28:56 PM |
| syounker | $25.00 | $25.00 | 4/26/2010 12:33:39 PM |
| scottssm | $25.00 | $25.00 | 4/26/2010 11:11:15 AM |
| ArtemisFitzlebottom | $25.00 | $25.00 | 4/26/2010 12:33:57 PM |
| sensational-kindness | $50.00 | $50.00 | 4/26/2010 12:57:39 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 4/26/2010 12:23:56 PM |
| steady-bazaar | $25.00 | $25.00 | 4/26/2010 12:27:20 PM |
| Nothus | $25.00 | $25.00 | 4/26/2010 11:34:07 AM |
| ferocious-money9 | $25.00 | $25.00 | 4/26/2010 11:39:01 AM |
| burgeoning-silver | $25.00 | $25.00 | 4/26/2010 12:32:46 PM |
| stable-money | $25.00 | $25.00 | 4/26/2010 2:38:52 PM |
| movistar | $25.00 | $25.00 | 4/26/2010 2:43:49 PM |
| responsive-gain7 | $25.00 | $25.00 | 4/26/2010 12:09:24 PM |
| schpere | $25.00 | $25.00 | 4/26/2010 12:09:27 PM |
| cathexis | $100.00 | $100.00 | 4/26/2010 12:09:32 PM |
| Sokarnox | $25.00 | $25.00 | 4/26/2010 1:39:45 PM |
| money-boots2 | $25.00 | $25.00 | 4/26/2010 12:09:42 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/26/2010 1:47:58 PM |
| red-undaunted-kindness | $100.00 | $100.00 | 4/26/2010 12:09:46 PM |
| calkidd05 | $25.00 | $25.00 | 4/26/2010 2:27:45 PM |
| SF2Berlin | $25.00 | $25.00 | 4/26/2010 2:38:53 PM |
| srgriff | $25.00 | $25.00 | 4/26/2010 3:30:06 PM |
| supersarah61 | $25.00 | $25.00 | 4/26/2010 3:33:28 PM |
| oneeighty | $25.00 | $25.00 | 4/26/2010 3:39:04 PM |
| capital-web193 | $25.00 | $25.00 | 4/26/2010 12:12:15 PM |
| transparent-peace3 | $25.00 | $25.00 | 4/26/2010 3:55:25 PM |
| mastkeeper | $30.00 | $30.00 | 4/26/2010 3:55:37 PM |
| Nascar1 | $25.00 | $25.00 | 4/26/2010 3:55:45 PM |
| 1phantom | $50.00 | $50.00 | 4/26/2010 3:56:08 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/26/2010 12:13:01 PM |
| tedsrfdude | $25.00 | $25.00 | 4/26/2010 12:13:12 PM |
| sweet-loan8 | $25.00 | $25.00 | 4/26/2010 12:13:18 PM |
| orgy63 | $25.00 | $25.00 | 4/26/2010 12:13:25 PM |
| kurg | $25.00 | $25.00 | 4/26/2010 3:30:13 PM |
| windtalkers | $43.62 | $43.62 | 4/26/2010 3:55:17 PM |
| intelligent-yield | $25.00 | $25.00 | 4/26/2010 3:55:27 PM |
| naina_my_daughter | $25.00 | $25.00 | 4/26/2010 3:55:43 PM |
| social-turtle4 | $25.00 | $25.00 | 4/26/2010 3:56:06 PM |
| derfen | $25.00 | $25.00 | 4/26/2010 12:29:26 PM |
| DeilaMiah | $25.00 | $25.00 | 4/26/2010 12:33:50 PM |
| the-auction-firestarter | $25.00 | $25.00 | 4/26/2010 4:11:30 PM |
| cocobear | $25.00 | $25.00 | 4/26/2010 1:08:14 PM |
| rich329 | $25.00 | $25.00 | 4/26/2010 4:34:44 PM |
| platinum-dojo | $25.00 | $25.00 | 4/26/2010 2:38:28 PM |
| creed99 | $25.00 | $25.00 | 4/26/2010 2:40:23 PM |
| awwaww | $25.00 | $25.00 | 4/26/2010 2:40:35 PM |
| dignified-funds7 | $25.00 | $25.00 | 4/26/2010 2:41:14 PM |
| CO80487 | $25.00 | $25.00 | 4/26/2010 2:49:17 PM |
| samo102us | $25.00 | $25.00 | 4/26/2010 3:23:46 PM |
| cscott2007 | $25.00 | $25.00 | 4/26/2010 3:55:11 PM |
| finance-motivator | $50.00 | $50.00 | 4/26/2010 3:55:23 PM |
| TrustOne | $25.00 | $25.00 | 4/26/2010 3:55:31 PM |
| allamerathlete | $25.00 | $25.00 | 4/26/2010 3:55:41 PM |
| torion | $25.00 | $25.00 | 4/23/2010 4:15:30 PM |
| thorough-exchange4 | $25.00 | $25.00 | 4/23/2010 4:17:25 PM |
| orderly-leverage | $40.00 | $40.00 | 4/23/2010 4:16:17 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/23/2010 4:16:21 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/23/2010 4:16:53 PM |
| ichibon | $75.00 | $75.00 | 4/23/2010 4:29:05 PM |
| Comoparklender | $30.00 | $30.00 | 4/23/2010 4:30:15 PM |
| bchen78875 | $25.00 | $25.00 | 4/23/2010 4:31:06 PM |
| nickel-ferret | $25.00 | $25.00 | 4/23/2010 4:59:24 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/23/2010 5:04:49 PM |
| upbeat-principal | $25.00 | $25.00 | 4/23/2010 5:05:28 PM |
| market-pudding | $25.00 | $25.00 | 4/23/2010 4:58:02 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/23/2010 5:04:45 PM |
| icecoldcash | $80.00 | $80.00 | 4/23/2010 8:47:45 PM |
| respectful-integrity3 | $25.00 | $25.00 | 4/23/2010 9:46:38 PM |
| balance2 | $42.60 | $42.60 | 4/24/2010 8:24:44 AM |
| responsive-transaction8 | $25.00 | $25.00 | 4/24/2010 11:22:54 AM |
| junctionking | $25.00 | $25.00 | 4/24/2010 1:54:11 PM |
| dschaaf | $25.00 | $25.00 | 4/24/2010 2:28:02 PM |
| fairness-champ7 | $25.00 | $25.00 | 4/24/2010 3:37:44 PM |
| PGA2 | $50.00 | $50.00 | 4/24/2010 6:35:18 AM |
| important-ore | $50.00 | $50.00 | 4/24/2010 9:22:43 AM |
| CAGE-Investments | $33.00 | $33.00 | 4/24/2010 5:11:27 PM |
| castleman | $25.00 | $25.00 | 4/24/2010 5:19:41 PM |
| studious-bonus7 | $46.35 | $46.35 | 4/24/2010 5:10:59 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/24/2010 5:11:10 PM |
| wise-bonus-honker | $25.00 | $25.00 | 4/24/2010 8:33:17 PM |
| iolaire | $25.00 | $25.00 | 4/24/2010 5:10:11 PM |
| georg | $25.00 | $25.00 | 4/25/2010 3:50:49 AM |
| vanderhp | $25.00 | $25.00 | 4/25/2010 6:13:51 AM |
| revenue-ruler6 | $25.00 | $25.00 | 4/25/2010 10:47:09 AM |
| teller | $25.00 | $25.00 | 4/25/2010 6:00:08 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/25/2010 6:41:25 PM |
| RickD1003 | $50.00 | $50.00 | 4/25/2010 2:52:55 PM |
| LoisLoan | $25.00 | $25.00 | 4/25/2010 3:37:41 PM |
| iLoaner | $25.00 | $25.00 | 4/26/2010 7:59:07 AM |
| worth-arch | $25.00 | $25.00 | 4/26/2010 8:23:46 AM |
| don8ter | $25.00 | $25.00 | 4/25/2010 9:52:55 PM |
| DcUnited | $25.00 | $25.00 | 4/25/2010 9:53:02 PM |
| silver-ace | $50.00 | $50.00 | 4/26/2010 7:19:48 AM |
| euro-starter | $25.00 | $25.00 | 4/26/2010 9:14:54 AM |
| peerlender | $25.00 | $25.00 | 4/26/2010 9:21:44 AM |
| shrewd-value | $25.00 | $25.00 | 4/26/2010 9:37:56 AM |
| ready-currency | $25.00 | $25.00 | 4/26/2010 9:38:53 AM |
| powerful-velocity | $25.00 | $25.00 | 4/26/2010 9:53:17 AM |
| priceless-money6 | $50.00 | $50.00 | 4/26/2010 9:38:18 AM |
| littlemonkey | $25.00 | $25.00 | 4/26/2010 10:27:42 AM |
| tj1683 | $25.00 | $25.00 | 4/26/2010 10:42:04 AM |
| swm | $25.00 | $25.00 | 4/26/2010 10:44:27 AM |
| ebgb234 | $25.00 | $25.00 | 4/26/2010 10:47:13 AM |
| neutrino6 | $25.00 | $25.00 | 4/26/2010 8:23:52 AM |
| favorable-order8 | $25.00 | $25.00 | 4/26/2010 10:40:49 AM |
| Steveoo1 | $25.00 | $25.00 | 4/26/2010 10:48:15 AM |
| bid-papyrus | $25.00 | $25.00 | 4/26/2010 11:15:19 AM |
| kelly42 | $25.00 | $25.00 | 4/26/2010 11:18:02 AM |
| Aberdeen | $400.00 | $400.00 | 4/26/2010 11:18:18 AM |
| lamarsam | $25.00 | $25.00 | 4/26/2010 11:18:37 AM |
| jackanddi | $50.00 | $50.00 | 4/26/2010 11:38:53 AM |
| DadWarbucks | $25.00 | $25.00 | 4/26/2010 11:39:17 AM |
| ddog0224 | $25.00 | $25.00 | 4/26/2010 9:22:10 AM |
| Lightlife | $27.69 | $27.69 | 4/26/2010 11:12:37 AM |
| enriching-fund4 | $35.00 | $35.00 | 4/26/2010 9:37:49 AM |
| JFKPilot | $25.00 | $25.00 | 4/26/2010 11:38:56 AM |
| How | $25.00 | $25.00 | 4/26/2010 12:09:24 PM |
| rlndln | $25.00 | $25.00 | 4/26/2010 12:02:40 PM |
| DasCoon | $50.00 | $50.00 | 4/26/2010 12:04:21 PM |
| dsfoundation | $25.00 | $25.00 | 4/26/2010 12:11:01 PM |
| tremendous-payment | $25.00 | $25.00 | 4/26/2010 10:07:50 AM |
| LandE2BG | $25.00 | $25.00 | 4/26/2010 10:11:22 AM |
| studious-camaraderi | $25.00 | $25.00 | 4/26/2010 12:12:17 PM |
| nands31 | $25.00 | $25.00 | 4/26/2010 12:09:25 PM |
| MTlender | $25.00 | $25.00 | 4/26/2010 12:09:37 PM |
| bid-refresher2 | $25.00 | $25.00 | 4/26/2010 12:09:45 PM |
| jrbill1998 | $50.00 | $50.00 | 4/26/2010 12:13:05 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/26/2010 12:13:19 PM |
| supreme-hope | $25.00 | $25.00 | 4/26/2010 12:13:27 PM |
| kirkjerk | $25.00 | $25.00 | 4/26/2010 10:42:54 AM |
| Randini | $25.00 | $25.00 | 4/26/2010 12:12:58 PM |
| aggielender | $25.00 | $25.00 | 4/26/2010 12:13:08 PM |
| The_Secret | $50.00 | $50.00 | 4/26/2010 12:13:28 PM |
| mdreiss | $25.00 | $25.00 | 4/26/2010 10:58:48 AM |
| cash-boots | $25.00 | $25.00 | 4/26/2010 12:27:19 PM |
| logical-reward8 | $25.00 | $25.00 | 4/26/2010 11:03:14 AM |
| unrivaled-justice | $25.00 | $25.00 | 4/26/2010 12:29:24 PM |
| zenith5 | $25.00 | $25.00 | 4/26/2010 11:03:20 AM |
| tbati | $25.00 | $25.00 | 4/26/2010 12:29:28 PM |
| taxman1971 | $25.00 | $25.00 | 4/26/2010 12:32:51 PM |
| transparency-planetarium | $25.00 | $25.00 | 4/26/2010 12:33:52 PM |
| systemlender | $25.00 | $25.00 | 4/26/2010 11:38:57 AM |
| djh47a | $25.00 | $25.00 | 4/26/2010 12:29:33 PM |
| upc_tnt | $25.00 | $25.00 | 4/26/2010 2:39:12 PM |
| SDNLR | $25.00 | $25.00 | 4/26/2010 2:43:42 PM |
| building-america | $25.00 | $25.00 | 4/26/2010 12:09:26 PM |
| orange-preeminant-bill | $55.64 | $55.64 | 4/26/2010 12:09:29 PM |
| coloradoloanman | $25.00 | $25.00 | 4/26/2010 12:10:26 PM |
| northphoto | $25.00 | $25.00 | 4/26/2010 2:28:41 PM |
| workinghardoregon | $25.00 | $25.00 | 4/26/2010 2:39:33 PM |
| cello1 | $25.00 | $25.00 | 4/26/2010 2:43:44 PM |
| cberthiaume | $25.00 | $25.00 | 4/26/2010 12:11:49 PM |
| snappy | $30.07 | $30.07 | 4/26/2010 3:45:54 PM |
| TheJunker | $25.00 | $25.00 | 4/26/2010 3:55:20 PM |
| greenback-amplifier | $25.00 | $25.00 | 4/26/2010 3:55:33 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/26/2010 3:55:42 PM |
| calm-deal7 | $25.00 | $25.00 | 4/26/2010 12:12:51 PM |
| kirkmountain | $25.00 | $25.00 | 4/26/2010 3:55:48 PM |
| HaveToWrite | $25.00 | $25.00 | 4/26/2010 12:12:59 PM |
| vivid-loot | $25.00 | $20.06 | 4/26/2010 3:56:13 PM |
| intlargonaut | $50.00 | $50.00 | 4/26/2010 12:13:03 PM |
| jdrez | $25.00 | $25.00 | 4/26/2010 12:13:15 PM |
| stable-nickel | $100.00 | $100.00 | 4/26/2010 12:13:22 PM |
| japerk | $25.00 | $25.00 | 4/26/2010 12:13:29 PM |
| liberty-bearer0 | $25.00 | $25.00 | 4/26/2010 3:13:47 PM |
| monstersdad | $50.00 | $50.00 | 4/26/2010 3:23:31 PM |
| sgmm330 | $25.00 | $25.00 | 4/26/2010 3:44:20 PM |
| Sefotonga | $25.00 | $25.00 | 4/26/2010 3:55:22 PM |
| hope-eagle6 | $25.00 | $25.00 | 4/26/2010 12:24:44 PM |
| upright-revenue7 | $25.00 | $25.00 | 4/26/2010 3:55:38 PM |
| Greenbak | $25.00 | $25.00 | 4/26/2010 3:55:47 PM |
| robust-trade | $25.00 | $25.00 | 4/26/2010 12:32:43 PM |
| Beesnutz | $25.00 | $25.00 | 4/26/2010 12:33:04 PM |
| selector568 | $114.84 | $114.84 | 4/26/2010 4:29:42 PM |
| p2ploan-leaper | $39.29 | $39.29 | 4/26/2010 2:38:54 PM |
| excellent-bonus8 | $25.00 | $25.00 | 4/26/2010 2:39:25 PM |
| kanakakm | $25.00 | $25.00 | 4/26/2010 2:40:33 PM |
| Northsider | $25.00 | $25.00 | 4/26/2010 2:40:48 PM |
| useful-p2ploan | $50.00 | $50.00 | 4/26/2010 2:43:39 PM |
| KramericaIndustries | $25.00 | $25.00 | 4/26/2010 3:07:12 PM |
| busnssmn | $25.00 | $25.00 | 4/26/2010 3:31:55 PM |
| LoansomeRanger | $50.00 | $50.00 | 4/26/2010 3:37:46 PM |
| BinghamtonMBA06 | $25.00 | $25.00 | 4/26/2010 3:55:28 PM |
| highcountry1 | $25.00 | $25.00 | 4/26/2010 3:55:36 PM |
| elnuks | $25.00 | $25.00 | 4/26/2010 3:55:44 PM |
| SCD | $25.00 | $25.00 | 4/26/2010 9:26:38 PM |
| calbertrand | $350.00 | $350.00 | 4/27/2010 6:25:16 AM |
| zippy-revenue8 | $25.00 | $25.00 | 4/27/2010 9:47:32 AM |
| genuine-euro9 | $30.00 | $30.00 | 4/27/2010 3:22:11 PM |
| 289 bids
|
Borrower Payment Dependent Notes Series
455294
This series of Notes was issued and sold upon the funding of the borrower loan #42226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 18.00% |
Starting borrower rate/APR:
| 19.00% / 21.22% |
Starting monthly payment:
| $348.23 |
|
Final lender yield:
| 13.85% |
Final borrower rate/APR:
| 14.85% / 17.02% |
Final monthly payment:
| $328.62 |
| |
|
Auction yield range:
| 6.04% - 18.00% |
Estimated loss impact:
| 5.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 23y 11m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 14 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,103 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 69% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| reggiem20 |
Borrower's state:
| Florida |
Borrower's group:
| Vets helping Vets |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < mo. late:
| 0
( 0% )
| 720-739
(Nov-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Consolidate into Single Payment
Purpose of loan:
Want loan to consolidate 2 credit cards so that I can pay off the debt faster to apply for a?Military Security Clearance.
My financial situation:
Active Duty Army. I will have no problem paying this loan back and intend to payoff?loan early between 24-30 months.?In addition, I will not be taking on any new credit because I already have 2 cars that are paid off. Also, I am a second time borrower; paid off 1st loan on time. My credit rating is low only because of my credit card balances. I have no late pays, no bad accounts, charge-offs, bad history, repossessions, or bankruptcies.
Monthly net income: $ 4300.00
Monthly expenses: $ 1930.00
Mortgage???????? $700.00
House Hold????? $550.00
Cars Insurance?$100.00
Student Loan??? $10.00 - Balance is $160. Dont want to pay off for credit score purposes
Master Card???? $200.00
Visa????????????????$200.00
Verizon??????????? $170.00???
_______
Total??????????????? $1930.00
Expenses below after Prosper Loan:
Monthly expenses: $ 1950.00
Mortgage?????????? $700.00
House Hold??????? $550.00
Cars Insurance?? $100.00
Prosper?????????????$330.00
Visa????????????????? $100.00
Verizon???????????? $170.00???
_______
Total???????????????? $1950.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/21/2010 4:49:59 PM |
| RedCentre | $500.00 | $500.00 | 4/21/2010 4:54:28 PM |
| delicious-social132 | $25.00 | $25.00 | 4/21/2010 5:06:26 PM |
| dinero-speaker | $25.00 | $25.00 | 4/21/2010 5:06:32 PM |
| hrubinst | $25.00 | $25.00 | 4/21/2010 5:06:02 PM |
| mmckune | $25.00 | $25.00 | 4/21/2010 5:06:58 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/21/2010 5:08:11 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/21/2010 5:09:00 PM |
| Avala | $50.00 | $50.00 | 4/21/2010 5:06:20 PM |
| market-pudding | $25.00 | $25.00 | 4/21/2010 5:11:37 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/21/2010 5:12:12 PM |
| finance-prescription | $100.00 | $100.00 | 4/21/2010 5:14:20 PM |
| Havana21 | $100.00 | $100.00 | 4/21/2010 5:15:49 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/21/2010 5:12:34 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/21/2010 5:13:16 PM |
| MTlender | $25.00 | $25.00 | 4/21/2010 5:15:27 PM |
| cpodakine | $25.00 | $25.00 | 4/22/2010 12:52:44 AM |
| penny-gatherer0 | $25.00 | $25.00 | 4/22/2010 9:34:11 AM |
| return-eclipse0 | $25.00 | $25.00 | 4/22/2010 7:29:10 AM |
| line6owner | $35.00 | $35.00 | 4/22/2010 11:00:37 AM |
| TpbiCapitals | $50.00 | $50.00 | 4/22/2010 12:23:26 PM |
| tidy-dime | $25.00 | $25.00 | 4/22/2010 12:23:33 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/22/2010 12:23:46 PM |
| calm-deal7 | $25.00 | $25.00 | 4/22/2010 12:24:16 PM |
| DublinCaLender | $25.00 | $25.00 | 4/22/2010 12:24:29 PM |
| return-buddy | $25.00 | $25.00 | 4/22/2010 12:25:00 PM |
| Ready2Loan | $25.00 | $25.00 | 4/22/2010 12:25:20 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/22/2010 12:26:14 PM |
| minddoc | $25.00 | $25.00 | 4/22/2010 12:37:02 PM |
| mtquan | $25.00 | $25.00 | 4/22/2010 12:39:48 PM |
| kanakakm | $25.00 | $25.00 | 4/22/2010 12:49:56 PM |
| Stollewood | $32.60 | $32.60 | 4/22/2010 1:08:47 PM |
| kmr2 | $80.00 | $80.00 | 4/22/2010 12:23:14 PM |
| rickp | $25.00 | $25.00 | 4/22/2010 12:23:19 PM |
| fundingyourbigfuture | $25.00 | $25.00 | 4/22/2010 12:23:35 PM |
| emt747 | $25.00 | $25.00 | 4/22/2010 12:23:37 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/22/2010 12:23:51 PM |
| market-mover | $25.00 | $25.00 | 4/22/2010 12:23:56 PM |
| mulberry4 | $25.00 | $25.00 | 4/22/2010 12:24:33 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/22/2010 12:25:56 PM |
| transparency-planetarium | $25.00 | $25.00 | 4/22/2010 12:26:09 PM |
| ttnk62918 | $25.00 | $25.00 | 4/22/2010 12:35:50 PM |
| lokiswolf | $25.12 | $25.12 | 4/22/2010 12:39:46 PM |
| BzJ108 | $25.00 | $25.00 | 4/22/2010 12:23:21 PM |
| runner262 | $25.00 | $25.00 | 4/22/2010 12:23:36 PM |
| important-ore | $41.45 | $41.45 | 4/22/2010 12:23:47 PM |
| debt-system880 | $25.00 | $25.00 | 4/22/2010 12:24:09 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 4/22/2010 12:24:44 PM |
| interest-griffin | $50.00 | $50.00 | 4/22/2010 12:24:57 PM |
| OrcaFIN | $25.00 | $25.00 | 4/22/2010 1:00:59 PM |
| bid-refresher2 | $25.00 | $25.00 | 4/22/2010 12:25:15 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/22/2010 12:25:34 PM |
| dt_one | $25.00 | $25.00 | 4/22/2010 2:01:36 PM |
| tallmon | $25.00 | $25.00 | 4/22/2010 3:20:13 PM |
| treasure-dreamer7 | $50.00 | $50.00 | 4/22/2010 4:43:08 PM |
| swm | $25.00 | $25.00 | 4/22/2010 4:31:17 PM |
| capital-web193 | $25.00 | $25.00 | 4/22/2010 4:54:28 PM |
| SanJoser | $25.00 | $25.00 | 4/22/2010 5:05:31 PM |
| radforj22 | $25.00 | $25.00 | 4/22/2010 7:45:27 PM |
| clickbrain | $25.00 | $25.00 | 4/22/2010 6:58:03 PM |
| werd123 | $25.00 | $25.00 | 4/22/2010 6:54:25 PM |
| selector568 | $50.00 | $50.00 | 4/23/2010 12:13:28 AM |
| inventive-wealth2 | $25.00 | $25.00 | 4/22/2010 9:22:44 PM |
| wkeboarder21 | $50.00 | $50.00 | 4/23/2010 12:15:01 PM |
| payontime1 | $30.00 | $30.00 | 4/23/2010 12:47:53 PM |
| reflective-rupee | $100.00 | $100.00 | 4/23/2010 2:57:35 PM |
| rummy06 | $50.00 | $50.00 | 4/23/2010 8:15:40 PM |
| silver-boots | $35.76 | $35.76 | 4/24/2010 6:05:02 AM |
| eBankInvest | $35.00 | $35.00 | 4/24/2010 6:01:55 AM |
| mattblizz | $50.00 | $50.00 | 4/24/2010 10:02:40 AM |
| loyalty-czar | $25.15 | $25.15 | 4/23/2010 9:37:46 PM |
| adir1 | $50.00 | $50.00 | 4/24/2010 12:52:52 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 4/24/2010 9:17:57 AM |
| sk10023 | $100.00 | $100.00 | 4/24/2010 9:30:18 PM |
| ekbangali | $100.00 | $100.00 | 4/25/2010 9:46:32 AM |
| payout-magician | $25.00 | $25.00 | 4/24/2010 7:58:36 PM |
| troubleman50 | $85.00 | $85.00 | 4/25/2010 3:25:25 PM |
| spiff666 | $25.00 | $25.00 | 4/26/2010 7:01:23 AM |
| SKAGIT22 | $25.00 | $25.00 | 4/26/2010 8:37:10 AM |
| Pickmar | $25.00 | $25.00 | 4/26/2010 9:47:58 AM |
| asset-fanatic | $25.00 | $25.00 | 4/26/2010 9:49:28 AM |
| buckyhead2000 | $25.00 | $25.00 | 4/26/2010 10:48:06 AM |
| worth-victor6 | $25.00 | $25.00 | 4/26/2010 12:25:23 PM |
| order-wizard | $50.00 | $50.00 | 4/26/2010 11:19:52 AM |
| qkinger | $50.00 | $50.00 | 4/26/2010 2:37:53 PM |
| sincere-balance | $25.00 | $25.00 | 4/26/2010 6:29:17 PM |
| lender12345 | $25.00 | $25.00 | 4/26/2010 7:11:22 PM |
| johnrx | $50.00 | $50.00 | 4/26/2010 7:50:57 PM |
| cashtolendyou | $40.00 | $40.00 | 4/26/2010 9:35:21 PM |
| solin003 | $25.00 | $25.00 | 4/26/2010 9:47:17 PM |
| blackstar | $25.00 | $25.00 | 4/27/2010 4:24:21 AM |
| Castelj | $45.00 | $45.00 | 4/27/2010 6:46:41 AM |
| GyJAV_BNCCo | $25.05 | $25.05 | 4/27/2010 7:17:36 AM |
| Simply2fly | $25.00 | $25.00 | 4/27/2010 8:05:50 AM |
| Flreap | $50.00 | $50.00 | 4/27/2010 10:32:40 AM |
| QsDad | $25.00 | $25.00 | 4/27/2010 11:28:34 AM |
| encouraging-cash4 | $25.00 | $25.00 | 4/27/2010 3:10:43 PM |
| Skiph | $25.00 | $25.00 | 4/27/2010 5:17:01 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/27/2010 6:14:57 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 4/27/2010 6:27:55 PM |
| Leopoldine | $25.00 | $25.00 | 4/27/2010 6:39:49 PM |
| clemclan | $25.00 | $25.00 | 4/27/2010 10:20:30 PM |
| hidavehi | $25.00 | $25.00 | 4/27/2010 5:32:27 PM |
| stockpiler079 | $25.00 | $25.00 | 4/27/2010 6:07:56 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/27/2010 7:59:14 PM |
| The-CAPS-fan | $30.00 | $30.00 | 4/28/2010 8:28:19 AM |
| frogperson | $100.00 | $100.00 | 4/27/2010 9:10:06 PM |
| broker558 | $25.00 | $25.00 | 4/28/2010 9:06:03 AM |
| pluto2k8 | $50.00 | $50.00 | 4/28/2010 9:26:41 AM |
| Agent-S | $25.00 | $25.00 | 4/27/2010 9:59:11 PM |
| 1phantom | $25.00 | $25.00 | 4/28/2010 9:34:47 AM |
| DG2007 | $25.00 | $25.00 | 4/28/2010 11:02:20 AM |
| bondhedger | $25.00 | $25.00 | 4/28/2010 12:07:55 PM |
| patriot384 | $300.00 | $300.00 | 4/28/2010 12:24:06 PM |
| trumpeter5 | $25.00 | $25.00 | 4/28/2010 12:06:45 PM |
| Moneypenny6 | $25.00 | $25.00 | 4/28/2010 2:28:42 PM |
| catalystcf | $25.00 | $25.00 | 4/28/2010 2:01:21 PM |
| hillerod | $25.00 | $25.00 | 4/28/2010 11:53:04 AM |
| mpatrick | $50.00 | $50.00 | 4/28/2010 4:31:50 PM |
| GO4NY23 | $25.00 | $25.00 | 4/28/2010 4:47:11 PM |
| 113121 | $200.00 | $200.00 | 4/28/2010 1:43:47 PM |
| interest88 | $25.00 | $25.00 | 4/28/2010 3:38:54 PM |
| DasMula | $25.00 | $25.00 | 4/28/2010 4:24:15 PM |
| friendinmoney | $32.52 | $32.52 | 4/28/2010 4:28:54 PM |
| AF-Chief | $28.00 | $28.00 | 4/21/2010 4:55:28 PM |
| principal-prodigy | $25.00 | $25.00 | 4/21/2010 4:59:01 PM |
| rangers94 | $25.00 | $25.00 | 4/21/2010 4:54:18 PM |
| torion | $25.00 | $25.00 | 4/21/2010 5:06:09 PM |
| orderly-leverage | $40.00 | $40.00 | 4/21/2010 5:08:30 PM |
| integrity-doctor | $100.00 | $100.00 | 4/21/2010 5:12:26 PM |
| unassassinable | $25.00 | $25.00 | 4/21/2010 5:07:11 PM |
| JGB | $25.00 | $25.00 | 4/21/2010 5:11:55 PM |
| Sven79 | $50.00 | $50.00 | 4/21/2010 5:14:37 PM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 5:15:56 PM |
| powerful-velocity | $25.00 | $25.00 | 4/21/2010 5:33:21 PM |
| mustangcobra | $25.00 | $25.00 | 4/21/2010 5:33:13 PM |
| organic-income5 | $40.00 | $40.00 | 4/21/2010 9:03:02 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/21/2010 7:34:35 PM |
| famous-bill | $50.00 | $50.00 | 4/22/2010 5:44:17 AM |
| jed919 | $25.00 | $25.00 | 4/21/2010 8:18:23 PM |
| Slend49 | $25.00 | $25.00 | 4/22/2010 4:42:37 AM |
| bowdish1 | $41.72 | $41.72 | 4/22/2010 7:48:21 AM |
| rider350 | $25.00 | $25.00 | 4/22/2010 9:35:53 AM |
| Finspons | $60.00 | $60.00 | 4/22/2010 10:37:46 AM |
| contract-giant | $25.00 | $25.00 | 4/22/2010 9:34:23 AM |
| matt84003 | $25.00 | $25.00 | 4/22/2010 12:23:32 PM |
| Duanep01 | $25.00 | $25.00 | 4/22/2010 12:23:59 PM |
| Millmanator | $25.00 | $25.00 | 4/22/2010 12:24:11 PM |
| treasure-bliss | $100.00 | $100.00 | 4/22/2010 12:24:40 PM |
| iolaire | $25.00 | $25.00 | 4/22/2010 12:24:54 PM |
| authoritative-capital | $25.00 | $25.00 | 4/22/2010 12:25:04 PM |
| CAGE-Investments | $54.00 | $54.00 | 4/22/2010 12:25:18 PM |
| Erogan5877 | $25.00 | $25.00 | 4/22/2010 12:34:13 PM |
| jga516 | $25.00 | $25.00 | 4/22/2010 12:35:44 PM |
| BooRadley | $25.00 | $25.00 | 4/22/2010 12:39:19 PM |
| Dap2005 | $25.00 | $25.00 | 4/22/2010 12:01:38 PM |
| awwaww | $25.00 | $25.00 | 4/22/2010 1:08:42 PM |
| nickel-ferret | $25.00 | $25.00 | 4/22/2010 12:01:46 PM |
| LandE2BG | $25.00 | $25.00 | 4/22/2010 1:09:08 PM |
| thorough-exchange4 | $25.00 | $25.00 | 4/22/2010 12:02:15 PM |
| uncleubb | $25.00 | $25.00 | 4/22/2010 12:22:07 PM |
| hannibal720 | $25.00 | $25.00 | 4/22/2010 12:23:16 PM |
| Asynch | $25.00 | $25.00 | 4/22/2010 12:23:23 PM |
| cptproton | $25.00 | $25.00 | 4/22/2010 12:23:39 PM |
| dpdn57 | $25.00 | $25.00 | 4/22/2010 12:23:50 PM |
| ichibon | $75.00 | $75.00 | 4/22/2010 12:23:54 PM |
| MihirFromRedmond | $25.00 | $25.00 | 4/22/2010 12:24:04 PM |
| gatorjh | $25.00 | $25.00 | 4/22/2010 12:24:25 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/22/2010 12:25:07 PM |
| ArmyGuy | $25.00 | $25.00 | 4/22/2010 12:36:03 PM |
| totoro | $25.00 | $25.00 | 4/22/2010 1:39:24 PM |
| bullish2bearish | $25.00 | $25.00 | 4/22/2010 12:23:30 PM |
| Binan | $25.00 | $25.00 | 4/22/2010 12:24:07 PM |
| atrain2007 | $25.00 | $25.00 | 4/22/2010 12:24:13 PM |
| lendme2 | $31.31 | $31.31 | 4/22/2010 12:45:05 PM |
| JSON | $25.00 | $25.00 | 4/22/2010 12:24:56 PM |
| jdrez | $25.00 | $25.00 | 4/22/2010 12:24:59 PM |
| ideal-platinum1 | $100.00 | $100.00 | 4/22/2010 12:25:55 PM |
| Premierelender | $25.00 | $25.00 | 4/22/2010 1:08:37 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/22/2010 12:26:03 PM |
| gametime34 | $28.91 | $28.91 | 4/22/2010 1:25:37 PM |
| ghinga | $28.57 | $28.57 | 4/22/2010 12:35:43 PM |
| time4aloan | $25.00 | $25.00 | 4/22/2010 12:39:21 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/22/2010 12:45:06 PM |
| nwagers | $25.00 | $25.00 | 4/22/2010 1:33:45 PM |
| fairness-champ7 | $25.00 | $25.00 | 4/22/2010 3:12:59 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/22/2010 2:03:28 PM |
| miket71 | $29.29 | $29.29 | 4/22/2010 4:51:11 PM |
| gelidfrank | $50.00 | $50.00 | 4/22/2010 4:27:31 PM |
| Whipster | $25.00 | $25.00 | 4/22/2010 5:09:24 PM |
| ddibernardo | $25.00 | $25.00 | 4/22/2010 4:54:15 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 4/22/2010 7:34:41 PM |
| DalCowboys | $25.00 | $25.00 | 4/22/2010 5:51:13 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/22/2010 6:02:33 PM |
| Usurious | $25.00 | $25.00 | 4/22/2010 7:28:40 PM |
| Boca | $25.00 | $25.00 | 4/22/2010 7:20:20 PM |
| PeterV | $25.00 | $25.00 | 4/22/2010 9:07:49 PM |
| Amsie614 | $25.00 | $25.00 | 4/23/2010 6:21:49 AM |
| treasure-amplifier6 | $25.00 | $25.00 | 4/22/2010 8:32:58 PM |
| sloak | $25.00 | $19.35 | 4/23/2010 7:11:10 AM |
| Cheburashka | $25.00 | $25.00 | 4/23/2010 6:14:26 AM |
| wwwUniversal | $25.00 | $25.00 | 4/23/2010 11:42:20 AM |
| superb-kindness2 | $50.00 | $50.00 | 4/23/2010 1:25:35 PM |
| power-secret-agent | $25.00 | $25.00 | 4/23/2010 1:42:05 PM |
| woodslip | $25.00 | $25.00 | 4/23/2010 11:55:19 AM |
| Kerrysbay | $50.00 | $50.00 | 4/23/2010 3:13:31 PM |
| Jwkeil | $25.00 | $25.00 | 4/23/2010 8:40:28 PM |
| Sneadisland | $50.00 | $50.00 | 4/24/2010 6:13:00 AM |
| slick8812 | $25.00 | $25.00 | 4/24/2010 5:57:37 AM |
| jvp | $50.00 | $50.00 | 4/24/2010 7:08:33 AM |
| Gandalf0001 | $50.00 | $50.00 | 4/24/2010 11:44:00 AM |
| durability-halibut | $25.00 | $25.00 | 4/24/2010 10:12:06 AM |
| liberty-thinker | $25.00 | $25.00 | 4/24/2010 4:21:55 PM |
| credit-panda1 | $50.00 | $50.00 | 4/25/2010 4:18:50 AM |
| exchange-grizzly | $25.00 | $25.00 | 4/26/2010 10:42:41 AM |
| the-charming-integrity | $33.29 | $33.29 | 4/26/2010 11:00:04 AM |
| smart-gold | $25.00 | $25.00 | 4/26/2010 1:03:44 PM |
| d_grbg | $25.00 | $25.00 | 4/26/2010 4:25:09 PM |
| kwan | $40.00 | $40.00 | 4/26/2010 4:12:46 PM |
| DDH61 | $25.00 | $25.00 | 4/26/2010 3:53:00 PM |
| CASSHMAN | $75.00 | $75.00 | 4/26/2010 5:51:20 PM |
| finance-burger | $25.00 | $25.00 | 4/26/2010 4:12:44 PM |
| Veiglcc | $25.00 | $25.00 | 4/26/2010 5:40:47 PM |
| steady-dime | $25.00 | $25.00 | 4/27/2010 7:47:53 AM |
| ToloUSN | $50.00 | $50.00 | 4/27/2010 12:42:46 PM |
| nethawk00 | $25.00 | $25.00 | 4/27/2010 3:01:49 PM |
| OoM | $25.00 | $25.00 | 4/27/2010 12:11:40 PM |
| reBuild-America | $25.00 | $25.00 | 4/27/2010 5:16:12 PM |
| enthusiastic-point | $25.00 | $25.00 | 4/27/2010 4:48:51 PM |
| pposFUNDing | $25.00 | $25.00 | 4/27/2010 5:01:15 PM |
| MattProsper | $30.00 | $30.00 | 4/27/2010 8:11:04 PM |
| lanky | $25.00 | $25.00 | 4/27/2010 9:11:38 PM |
| 113121 | $25.00 | $25.00 | 4/27/2010 6:36:39 PM |
| scrabbler | $25.00 | $25.00 | 4/28/2010 6:53:45 AM |
| DasMula | $25.00 | $25.00 | 4/27/2010 7:19:38 PM |
| alcyon | $50.00 | $50.00 | 4/27/2010 7:42:56 PM |
| Rothgoe | $41.16 | $41.16 | 4/27/2010 8:53:00 PM |
| rate-hickory | $25.00 | $25.00 | 4/28/2010 9:14:44 AM |
| persistent-income2 | $26.75 | $26.75 | 4/28/2010 9:24:26 AM |
| Packers18 | $25.00 | $25.00 | 4/28/2010 9:58:34 AM |
| Catalina_Enterprises | $55.00 | $55.00 | 4/28/2010 10:36:44 AM |
| EJO | $25.00 | $25.00 | 4/28/2010 11:10:29 AM |
| natural-credit328 | $50.00 | $50.00 | 4/28/2010 12:23:02 PM |
| sgt-schultz | $50.00 | $50.00 | 4/28/2010 1:54:04 PM |
| broomfieldbucks | $25.00 | $25.00 | 4/28/2010 3:20:54 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 4/28/2010 4:31:33 PM |
| FinanceEngine | $30.00 | $30.00 | 4/28/2010 2:20:17 PM |
| HenlopenCapital | $25.00 | $25.00 | 4/28/2010 2:35:53 PM |
| shrewd-income | $100.00 | $100.00 | 4/28/2010 3:08:11 PM |
| Hartfelt | $40.00 | $40.00 | 4/28/2010 3:43:06 PM |
| emjaybee | $50.00 | $50.00 | 4/28/2010 4:12:50 PM |
| Johnab | $25.00 | $25.00 | 4/28/2010 4:16:09 PM |
| 252 bids
|
Borrower Payment Dependent Notes Series
455312
This series of Notes was issued and sold upon the funding of the borrower loan #42220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 13.12% |
Final monthly payment:
| $81.85 |
| |
|
Auction yield range:
| 4.04% - 34.00% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 1m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 4 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,825 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 26% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| penny-entrepreneur2 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Replenish account
Purpose of loan:
This loan will be used to? fund my account to allow me to continue to make low risk transactions that bring in a steady income stream.? I am aware that I have selected a high interest rate. Based on my previous transactions, I will still be able to make a profit while paying back the loan.
My financial situation:
I am a good candidate for this loan because?I had previously used the money I saved for the down payment on my house to fund this account. Once I bought the house, my account balance no longer allowed me to make the trades I want to. My strategy is safe enough for me to fund my trading account with my house down payment, and not worry about losing money.
As you can see in my listing, I have good credit and make my payments on time. My credit cards are capped at a low rate and will be paid off by the end of the year. I plan on repaying this loan significantly before 3 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| excellent-nickel | $25.00 | $25.00 | 4/21/2010 4:58:22 PM |
| Medops911 | $25.00 | $25.00 | 4/21/2010 4:53:34 PM |
| CallMeBen | $50.00 | $50.00 | 4/21/2010 5:01:36 PM |
| principal-prodigy | $25.00 | $25.00 | 4/21/2010 4:59:02 PM |
| Approved | $50.00 | $50.00 | 4/21/2010 4:57:08 PM |
| availableloan | $25.00 | $25.00 | 4/21/2010 5:14:16 PM |
| miket71 | $100.00 | $100.00 | 4/21/2010 5:24:50 PM |
| wwwUniversal | $25.00 | $25.00 | 4/21/2010 5:28:41 PM |
| Stavros | $75.00 | $75.00 | 4/22/2010 3:12:45 PM |
| stephen_c01 | $25.00 | $25.00 | 4/22/2010 5:12:56 PM |
| the_prince | $100.00 | $100.00 | 4/22/2010 5:25:30 PM |
| income-fortress | $25.00 | $25.00 | 4/22/2010 4:42:34 PM |
| isfahanian | $30.35 | $30.35 | 4/23/2010 3:57:05 AM |
| Barky52 | $25.00 | $25.00 | 4/23/2010 5:13:25 AM |
| Rustang | $50.00 | $50.00 | 4/23/2010 8:10:28 AM |
| Palmetto | $36.90 | $36.90 | 4/25/2010 4:07:44 AM |
| Flash80 | $125.00 | $125.00 | 4/25/2010 11:28:27 AM |
| ToloUSN | $50.00 | $50.00 | 4/27/2010 1:03:13 PM |
| JUDAHiNVESTMENTGROUP | $25.00 | $25.00 | 4/27/2010 4:34:55 PM |
| lucrative-worth | $58.93 | $58.93 | 4/27/2010 5:24:49 PM |
| Johnab | $50.00 | $50.00 | 4/27/2010 6:25:06 PM |
| khamlagirl | $25.00 | $25.00 | 4/27/2010 7:42:18 PM |
| Lender50 | $25.00 | $25.00 | 4/28/2010 7:48:51 AM |
| leverage-monger | $25.00 | $25.00 | 4/28/2010 7:29:23 AM |
| sdcc72 | $25.00 | $25.00 | 4/28/2010 7:34:52 AM |
| natural-credit328 | $50.00 | $50.00 | 4/28/2010 12:23:28 PM |
| NYCLAIMSGUY | $25.00 | $25.00 | 4/28/2010 12:54:38 PM |
| MTGuy | $25.00 | $25.00 | 4/28/2010 10:18:21 AM |
| wild-orange | $50.00 | $50.00 | 4/28/2010 2:14:43 PM |
| loanshark207 | $25.00 | $25.00 | 4/28/2010 1:50:28 PM |
| FinanceEngine | $25.00 | $25.00 | 4/28/2010 2:21:44 PM |
| GO4NY23 | $25.00 | $25.00 | 4/28/2010 4:48:24 PM |
| microloan-green | $25.00 | $25.00 | 4/21/2010 4:51:28 PM |
| turbospeed | $25.00 | $25.00 | 4/21/2010 5:11:25 PM |
| minista | $25.00 | $25.00 | 4/21/2010 5:14:50 PM |
| wwwUniversal | $25.00 | $25.00 | 4/21/2010 5:26:40 PM |
| UHcougars | $25.00 | $25.00 | 4/21/2010 8:05:02 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/21/2010 5:40:30 PM |
| 371millwood | $200.00 | $200.00 | 4/22/2010 5:18:12 AM |
| CK1 | $25.00 | $25.00 | 4/22/2010 3:55:09 PM |
| DeltaComputerGuy | $50.00 | $50.00 | 4/22/2010 4:36:33 PM |
| RandyL3 | $99.00 | $99.00 | 4/23/2010 3:47:22 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 4/23/2010 4:29:34 PM |
| Sven79 | $50.00 | $50.00 | 4/24/2010 9:53:14 AM |
| rpd1211 | $25.00 | $25.00 | 4/24/2010 12:52:30 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/24/2010 7:47:48 AM |
| Pendruce | $25.00 | $25.00 | 4/25/2010 10:25:08 PM |
| buffalobills | $25.00 | $25.00 | 4/26/2010 12:12:07 PM |
| Havnfun | $25.00 | $25.00 | 4/26/2010 4:15:58 PM |
| flshdaskll | $25.00 | $25.00 | 4/26/2010 7:02:24 PM |
| AsianDragon | $35.00 | $35.00 | 4/27/2010 10:38:56 AM |
| edsmoney | $100.00 | $88.18 | 4/27/2010 6:24:47 PM |
| 78 | $25.00 | $25.00 | 4/28/2010 4:09:24 AM |
| Leopoldine | $25.00 | $25.00 | 4/27/2010 6:40:50 PM |
| broker558 | $25.00 | $25.00 | 4/28/2010 9:06:34 AM |
| himanshuko | $25.00 | $25.00 | 4/28/2010 2:37:16 PM |
| planet613 | $75.00 | $75.00 | 4/28/2010 4:05:07 PM |
| attractive-asset | $26.64 | $26.64 | 4/28/2010 4:35:57 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/28/2010 4:32:48 PM |
| runbix7 | $25.00 | $25.00 | 4/28/2010 2:58:10 PM |
| Tsnark | $25.00 | $25.00 | 4/28/2010 4:48:18 PM |
| 61 bids
|
Borrower Payment Dependent Notes Series
455336
This series of Notes was issued and sold upon the funding of the borrower loan #42041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,700.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-24-2010 |
|
|
Starting lender yield:
| 15.50% |
Starting borrower rate/APR:
| 16.50% / 18.69% |
Starting monthly payment:
| $237.21 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $213.68 |
| |
|
Auction yield range:
| 4.04% - 15.50% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 6m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 12 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $803 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| MilitaryLending |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 21 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $15,800.00 | < mo. late:
| 0
( 0% )
| 680-699
(Sep-2008)
720-739
(May-2008)
520-539
(Feb-2007)
|
|
Principal balance:
| $1,589.93 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Active Duty, TS, 3rd Prosper Loan
Purpose of loan:
This loan will be reinvested in to Prosper.
Key Points:
Active Duty Navy: I have a large amount of financial stability and job security. I plan to do 20+ years active duty.
Top Secret Clearance: My finances remain under watchful eye. Some of you may be more familiar with this than others.
Prior Borrower Record: Never late on any payments, all payments made via automatic allotments.
Prosper?Lender: Lending on Prosper since April 2007.
Financial Freedom: I keep my debts small and simple, allowing me the freedom to do as I please with my money, and ensuring all my debts are paid in a timely manner.
Smaller Loan Payment: Loan payment will be less than half the loan payment of my 2nd Prosper loan.
Security: I have roughly $8,000 in stocks that could be easily accessed should a need arise.
Monthly Income: $4,752
Monthly Expenses: -$820
????Rent $0 (Government Quarters)
????Car: $0
????Food: $300
????Entertainment: $200
????Clothing: $100
????Cable: $100
????Phone: $120
Remaining: $3,932
Your money is secure.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 4/21/2010 4:52:47 PM |
| GrommetPosse | $25.00 | $25.00 | 4/21/2010 4:49:28 PM |
| authoritative-capital | $25.00 | $25.00 | 4/21/2010 4:59:15 PM |
| evnagelist | $25.00 | $25.00 | 4/21/2010 4:59:22 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/21/2010 4:59:37 PM |
| delicious-social132 | $40.00 | $40.00 | 4/21/2010 5:05:45 PM |
| hrubinst | $25.00 | $25.00 | 4/21/2010 5:06:04 PM |
| Avala | $50.00 | $50.00 | 4/21/2010 5:06:19 PM |
| DukSerduk | $25.00 | $25.00 | 4/21/2010 5:10:03 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/21/2010 5:08:56 PM |
| Barak | $40.00 | $40.00 | 4/21/2010 5:06:44 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/21/2010 5:07:04 PM |
| kulender | $25.00 | $25.00 | 4/21/2010 5:11:17 PM |
| unassassinable | $25.00 | $25.00 | 4/21/2010 5:07:09 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/21/2010 5:13:15 PM |
| bright-balance | $25.00 | $25.00 | 4/21/2010 5:07:58 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/21/2010 5:08:10 PM |
| bid-refresher2 | $25.00 | $25.00 | 4/21/2010 5:15:34 PM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 5:15:53 PM |
| money-surge1 | $25.00 | $25.00 | 4/21/2010 5:13:01 PM |
| CAGE-Investments | $75.00 | $75.00 | 4/21/2010 5:16:37 PM |
| Dap2005 | $25.00 | $25.00 | 4/21/2010 5:15:01 PM |
| stable-nickel | $33.51 | $33.51 | 4/21/2010 5:26:44 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/21/2010 5:12:11 PM |
| community-saver158 | $50.00 | $50.00 | 4/21/2010 5:26:45 PM |
| mustangcobra | $25.00 | $25.00 | 4/21/2010 5:33:12 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/21/2010 5:16:47 PM |
| Ready2Loan | $25.00 | $25.00 | 4/21/2010 5:24:29 PM |
| LR_Biker | $25.00 | $25.00 | 4/21/2010 5:25:29 PM |
| Cheburashka | $25.00 | $25.00 | 4/21/2010 5:26:38 PM |
| fair-responsibility6 | $25.00 | $25.00 | 4/21/2010 8:07:46 PM |
| cablenews | $25.00 | $25.00 | 4/21/2010 7:03:56 PM |
| Aberdeen | $400.00 | $400.00 | 4/21/2010 5:28:34 PM |
| asset-prescription | $25.00 | $25.00 | 4/21/2010 7:22:38 PM |
| balance2 | $29.15 | $29.15 | 4/21/2010 9:19:02 PM |
| loan-master996 | $30.45 | $30.45 | 4/21/2010 7:48:36 PM |
| cheftek | $45.22 | $45.22 | 4/21/2010 8:07:59 PM |
| junctionking | $25.00 | $25.00 | 4/21/2010 10:32:52 PM |
| economy-producer | $25.00 | $25.00 | 4/22/2010 1:12:57 AM |
| Refugee | $50.00 | $50.00 | 4/22/2010 4:05:43 AM |
| elegant-income3 | $28.33 | $28.33 | 4/22/2010 1:12:53 AM |
| radforj22 | $25.00 | $25.00 | 4/22/2010 6:13:46 AM |
| MARWARISETH | $25.00 | $25.00 | 4/21/2010 8:07:44 PM |
| LAKESPRING | $35.51 | $35.51 | 4/21/2010 8:07:50 PM |
| building-america | $25.00 | $25.00 | 4/21/2010 8:22:40 PM |
| organic-income5 | $50.00 | $50.00 | 4/21/2010 9:02:41 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/22/2010 7:12:54 AM |
| return-eclipse0 | $25.00 | $25.00 | 4/22/2010 7:29:08 AM |
| Syndication | $25.00 | $25.00 | 4/21/2010 9:22:51 PM |
| UofCMaroon | $25.00 | $25.00 | 4/21/2010 9:42:43 PM |
| r6guy | $25.00 | $25.00 | 4/22/2010 8:00:13 AM |
| ideal-platinum1 | $25.00 | $25.00 | 4/22/2010 8:47:53 AM |
| KramericaIndustries | $25.00 | $25.00 | 4/21/2010 11:44:12 PM |
| fopaul13 | $25.00 | $25.00 | 4/22/2010 9:13:06 AM |
| a-yield-escalator | $25.00 | $25.00 | 4/22/2010 7:37:50 AM |
| Ciphernetic | $25.00 | $25.00 | 4/22/2010 9:33:31 AM |
| loan-machine1 | $25.00 | $25.00 | 4/22/2010 7:58:43 AM |
| famous-bill | $50.00 | $50.00 | 4/22/2010 5:44:14 AM |
| producer553 | $25.00 | $25.00 | 4/22/2010 9:35:28 AM |
| crazybill | $25.00 | $25.00 | 4/22/2010 9:36:26 AM |
| Railbird | $25.00 | $25.00 | 4/22/2010 9:37:00 AM |
| creed99 | $25.00 | $25.00 | 4/22/2010 7:37:51 AM |
| rider350 | $25.00 | $25.00 | 4/22/2010 9:35:51 AM |
| goldeneye777 | $25.15 | $25.15 | 4/22/2010 9:36:25 AM |
| wwwUniversal | $25.00 | $25.00 | 4/22/2010 9:05:29 AM |
| calkidd05 | $25.00 | $25.00 | 4/22/2010 9:13:01 AM |
| smittyswim | $25.00 | $25.00 | 4/22/2010 9:33:11 AM |
| green-glowing-gain | $25.00 | $25.00 | 4/22/2010 9:35:04 AM |
| cash-merry-maker | $25.00 | $25.00 | 4/22/2010 9:36:45 AM |
| sb0453 | $25.00 | $25.00 | 4/22/2010 9:37:18 AM |
| thorough-exchange4 | $40.00 | $40.00 | 4/22/2010 12:02:04 PM |
| Dazz2061 | $25.00 | $25.00 | 4/22/2010 11:51:01 AM |
| shrewd-deal | $25.00 | $25.00 | 4/22/2010 12:17:46 PM |
| elegant-bonus | $25.00 | $25.00 | 4/22/2010 12:18:43 PM |
| lloyd_s | $25.00 | $25.00 | 4/22/2010 12:19:55 PM |
| ahansen | $25.00 | $25.00 | 4/22/2010 12:19:59 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/22/2010 12:01:34 PM |
| helpinghand63 | $50.00 | $50.00 | 4/22/2010 12:17:49 PM |
| ArtemisFitzlebottom | $25.00 | $25.00 | 4/22/2010 12:18:11 PM |
| Thunderswan | $50.00 | $50.00 | 4/22/2010 12:18:52 PM |
| HAVEANICEDAY | $25.00 | $25.00 | 4/22/2010 12:20:16 PM |
| value-dna | $100.00 | $66.36 | 4/22/2010 12:20:27 PM |
| HT3 | $100.00 | $100.00 | 4/22/2010 12:23:07 PM |
| MyPlantsEatBugs | $25.00 | $25.00 | 4/22/2010 12:14:56 PM |
| lendme2 | $39.40 | $39.40 | 4/22/2010 12:17:31 PM |
| capital-marsupial3 | $25.00 | $25.00 | 4/22/2010 12:18:01 PM |
| Moody26 | $25.00 | $25.00 | 4/22/2010 12:18:07 PM |
| flopcat | $25.00 | $25.00 | 4/22/2010 12:18:31 PM |
| dsfoundation | $25.00 | $25.00 | 4/22/2010 12:18:41 PM |
| gracej | $25.00 | $25.00 | 4/22/2010 12:19:32 PM |
| supersarah61 | $25.00 | $25.00 | 4/22/2010 12:19:40 PM |
| Aimvest | $25.00 | $25.00 | 4/22/2010 12:20:20 PM |
| CA_Lender | $25.00 | $25.00 | 4/22/2010 5:30:31 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/21/2010 4:49:45 PM |
| meux99 | $25.00 | $25.00 | 4/21/2010 4:54:52 PM |
| AF-Chief | $28.00 | $28.00 | 4/21/2010 4:55:27 PM |
| Ivan2007 | $25.00 | $25.00 | 4/21/2010 5:01:33 PM |
| nickel-ferret | $25.00 | $25.00 | 4/21/2010 5:05:35 PM |
| truth-image | $50.00 | $50.00 | 4/21/2010 5:00:42 PM |
| bowdish1 | $89.21 | $89.21 | 4/21/2010 5:01:42 PM |
| fantastic-openness | $50.00 | $50.00 | 4/21/2010 5:07:44 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/21/2010 5:08:02 PM |
| dinero-speaker | $25.00 | $25.00 | 4/21/2010 5:06:30 PM |
| TakeCare | $100.00 | $100.00 | 4/21/2010 5:08:06 PM |
| engaging-worth | $25.00 | $25.00 | 4/21/2010 5:11:34 PM |
| Daneistes | $100.00 | $100.00 | 4/21/2010 5:09:12 PM |
| torion | $25.00 | $25.00 | 4/21/2010 5:06:07 PM |
| JGB | $25.00 | $25.00 | 4/21/2010 5:11:48 PM |
| antlr | $25.00 | $25.00 | 4/21/2010 5:09:47 PM |
| meenan | $25.00 | $25.00 | 4/21/2010 5:06:39 PM |
| careful-note | $50.00 | $50.00 | 4/21/2010 5:06:49 PM |
| mmckune | $25.00 | $25.00 | 4/21/2010 5:06:59 PM |
| finance-prescription | $100.00 | $100.00 | 4/21/2010 5:14:19 PM |
| integrity-doctor | $100.00 | $100.00 | 4/21/2010 5:12:25 PM |
| MTlender | $25.00 | $25.00 | 4/21/2010 5:15:26 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/21/2010 5:12:33 PM |
| orderly-leverage | $40.00 | $40.00 | 4/21/2010 5:08:29 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/21/2010 5:16:03 PM |
| yield-seeker | $25.00 | $25.00 | 4/21/2010 5:14:58 PM |
| figs4u2 | $80.00 | $80.00 | 4/21/2010 5:16:08 PM |
| HunterSix | $25.00 | $25.00 | 4/21/2010 5:26:39 PM |
| dharma1 | $25.00 | $25.00 | 4/21/2010 5:12:04 PM |
| Slend49 | $25.00 | $25.00 | 4/21/2010 5:13:11 PM |
| powerful-velocity | $25.00 | $25.00 | 4/21/2010 5:33:20 PM |
| Havana21 | $100.00 | $100.00 | 4/21/2010 5:15:48 PM |
| djs81 | $25.00 | $25.00 | 4/21/2010 5:16:19 PM |
| afotherg | $25.00 | $25.00 | 4/21/2010 5:16:40 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/21/2010 5:16:48 PM |
| movistar | $25.00 | $25.00 | 4/21/2010 7:03:39 PM |
| orbital-transparency | $25.00 | $25.00 | 4/21/2010 8:47:54 PM |
| codavee | $39.00 | $39.00 | 4/21/2010 7:22:46 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/21/2010 7:35:29 PM |
| contract-eagle | $25.00 | $25.00 | 4/21/2010 7:48:35 PM |
| cash-boots | $25.00 | $25.00 | 4/21/2010 5:47:57 PM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 4/21/2010 8:07:49 PM |
| jed919 | $25.00 | $25.00 | 4/21/2010 8:18:21 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/21/2010 11:44:02 PM |
| kellyp255 | $25.00 | $25.00 | 4/21/2010 9:22:49 PM |
| HHP | $25.00 | $25.00 | 4/21/2010 10:03:55 PM |
| Coarch | $25.00 | $25.00 | 4/22/2010 2:54:02 AM |
| cpodakine | $25.00 | $25.00 | 4/22/2010 12:52:43 AM |
| payment-gusto | $25.00 | $25.00 | 4/22/2010 6:13:30 AM |
| autonomous-basis | $25.00 | $25.00 | 4/21/2010 8:03:42 PM |
| fairhelper | $25.00 | $25.00 | 4/21/2010 8:07:48 PM |
| aasx1108 | $25.00 | $25.00 | 4/21/2010 8:07:55 PM |
| fortytwo | $63.99 | $63.99 | 4/21/2010 8:13:07 PM |
| stollcm | $25.00 | $25.00 | 4/22/2010 5:44:05 AM |
| MoneySiles | $25.00 | $25.00 | 4/22/2010 6:02:40 AM |
| AFairDeal | $25.00 | $25.00 | 4/22/2010 6:13:42 AM |
| investment-network | $25.00 | $25.00 | 4/22/2010 7:07:43 AM |
| pbr | $25.00 | $25.00 | 4/22/2010 8:47:51 AM |
| moola-man | $36.61 | $36.61 | 4/21/2010 11:43:59 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 4/22/2010 1:12:54 AM |
| best-heavenly-justice | $25.00 | $25.00 | 4/22/2010 9:33:33 AM |
| scottssm | $25.00 | $25.00 | 4/22/2010 9:34:55 AM |
| neutrino6 | $25.00 | $25.00 | 4/22/2010 9:35:08 AM |
| aggielender | $26.12 | $26.12 | 4/22/2010 6:13:44 AM |
| orgy63 | $25.00 | $25.00 | 4/22/2010 7:03:51 AM |
| economy-chemistry | $25.00 | $25.00 | 4/22/2010 9:36:42 AM |
| contract-giant | $25.00 | $25.00 | 4/22/2010 9:34:19 AM |
| auction-workhorse679 | $25.00 | $25.00 | 4/22/2010 9:35:23 AM |
| jjb3 | $25.00 | $25.00 | 4/22/2010 9:37:10 AM |
| magical-greenback | $25.00 | $25.00 | 4/22/2010 9:04:33 AM |
| GACFUNDING | $25.00 | $25.00 | 4/22/2010 9:28:05 AM |
| penny-gatherer0 | $25.00 | $25.00 | 4/22/2010 9:33:06 AM |
| voyager6 | $25.00 | $25.00 | 4/22/2010 9:33:25 AM |
| hookUup | $25.00 | $25.00 | 4/22/2010 9:33:53 AM |
| five-star-asset2 | $25.00 | $25.00 | 4/22/2010 9:35:11 AM |
| antrux | $25.00 | $25.00 | 4/22/2010 9:35:25 AM |
| direct-yield | $25.00 | $25.00 | 4/22/2010 9:37:31 AM |
| lancetc | $25.00 | $25.00 | 4/22/2010 11:49:59 AM |
| ingenious-order783 | $25.00 | $25.00 | 4/22/2010 10:03:07 AM |
| line6owner | $35.00 | $35.00 | 4/22/2010 11:00:35 AM |
| klinebarger | $25.00 | $25.00 | 4/22/2010 12:17:43 PM |
| Theboof | $25.00 | $25.00 | 4/22/2010 12:18:35 PM |
| chicco | $56.00 | $56.00 | 4/22/2010 12:18:53 PM |
| Nerdster1 | $25.00 | $25.00 | 4/22/2010 12:19:38 PM |
| life-is-great | $25.00 | $25.00 | 4/22/2010 12:19:52 PM |
| rock931 | $25.00 | $25.00 | 4/22/2010 12:19:57 PM |
| The_Secret | $36.99 | $36.99 | 4/22/2010 12:18:09 PM |
| jazz619 | $25.00 | $25.00 | 4/22/2010 12:18:46 PM |
| logical-reward8 | $25.00 | $25.00 | 4/22/2010 12:18:55 PM |
| narblark | $25.00 | $25.00 | 4/22/2010 12:20:25 PM |
| tedsrfdude | $25.00 | $25.00 | 4/22/2010 12:17:53 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/22/2010 12:18:05 PM |
| BigB22 | $25.00 | $25.00 | 4/22/2010 12:18:14 PM |
| slartibardfast | $25.00 | $25.00 | 4/22/2010 12:18:39 PM |
| Phantom99 | $25.00 | $25.00 | 4/22/2010 12:18:48 PM |
| sloak | $25.00 | $25.00 | 4/22/2010 12:18:59 PM |
| schpere | $25.00 | $25.00 | 4/22/2010 12:19:48 PM |
| SDNLR | $25.00 | $25.00 | 4/22/2010 12:19:53 PM |
| boater01 | $50.00 | $50.00 | 4/22/2010 12:20:23 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/22/2010 6:04:40 PM |
| shrewd-asset | $25.00 | $25.00 | 4/22/2010 7:43:15 PM |
| justice-collector | $25.00 | $25.00 | 4/23/2010 6:08:50 AM |
| bull_lender | $36.00 | $36.00 | 4/23/2010 8:58:00 AM |
| Cashew6 | $50.00 | $50.00 | 4/23/2010 2:08:39 PM |
| 197 bids
|
Borrower Payment Dependent Notes Series
455534
This series of Notes was issued and sold upon the funding of the borrower loan #42047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Apr-22-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $180.94 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1984 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 12
/
12 | Length of status: | 9y 2m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,366 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 70% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 12 | | | | |
|
Screen name:
| lulu4700 |
Borrower's state:
| Georgia |
Borrower's group:
| eBay Sellers Helping Others |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 520-539
(May-2008)
|
|
Principal balance:
| $1,024.89 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
2nd Loan - 80 Point increase!
Purpose of loan:This loan will be used to replace one central AC unit, the back door and
the back windows on my house. For the last year I have put every available
dollar after bills and savings into my home to help keep it maintained and make
it more energy efficient. This is the last of the "big ticket" items
that needs to be done. Financial situation:
I received my first Prosper loan to help re-establish my credit after my
husband became disabled a little over three years ago. I have always had
great credit and on time payment records but his disability really
took a toll on us financially. In addition to my income we receive
disability payments for my husband.I
did not include the disability payments in the income stated since he's not on
the loan. I work for a large software company doing technical support. I have
been with the same company for over 9 years. Monthly net income: $ 5800.00Monthly expenses: $ $4696.58First Mortgage: $1615
(with escrows) - Second Mortgage:
$335 Total = 1950Car Insurance: $ 90.00 Car Payment: $ 550.00 Utilities (Power and
Gas): $ 300.00Phone, cable, internet:
$ 200.00Food, entertainment: $ 700.00Clothing, household expenses
$ 150.00Credit cards and other loans:
Prosper Loan (Balance $1083) Monthly: $89, Dell Financial (Balance $1800) Monthly:
$49, Credit Cards - Payoff monthly $225 (approx) = Total $363Other expenses: Savings
Account deposit: $250, Daughters Orthodontist $113 (this is reimbursed through my
Flexible medical savings plan accounted for in Net Income amount), Daughters
flute rental: $30.58Total =
$293.58
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transparency-burger | $25.00 | $25.00 | 4/22/2010 1:36:46 PM |
| JustMee | $25.00 | $25.00 | 4/22/2010 5:05:47 PM |
| JGuide | $50.00 | $50.00 | 4/23/2010 9:04:12 AM |
| YoungTaxMan | $50.00 | $50.00 | 4/23/2010 5:00:51 PM |
| reflective-rupee | $300.00 | $257.44 | 4/26/2010 9:29:52 AM |
| lender12345 | $25.00 | $25.00 | 4/26/2010 7:16:09 PM |
| respectful-integrity3 | $25.00 | $25.00 | 4/27/2010 7:35:24 AM |
| fund-secret-agent | $25.00 | $25.00 | 4/27/2010 3:01:53 PM |
| icecoldcash | $50.00 | $50.00 | 4/27/2010 9:44:22 PM |
| chameleon125 | $50.00 | $50.00 | 4/27/2010 10:26:29 PM |
| Serpent2801 | $25.00 | $25.00 | 4/27/2010 9:24:56 PM |
| icecoldcash | $25.00 | $25.00 | 4/27/2010 9:45:15 PM |
| icecoldcash | $50.00 | $50.00 | 4/27/2010 9:44:46 PM |
| Aberdeen | $400.00 | $400.00 | 4/27/2010 9:57:38 PM |
| Marfloogan | $25.00 | $25.00 | 4/28/2010 12:01:08 PM |
| gpuck | $25.00 | $25.00 | 4/28/2010 1:18:58 PM |
| ultimate-peace | $125.00 | $125.00 | 4/28/2010 5:00:50 PM |
| dinero-broker | $100.00 | $100.00 | 4/28/2010 2:05:49 PM |
| crapsplayer1 | $48.66 | $48.66 | 4/28/2010 2:42:44 PM |
| Tono | $30.00 | $30.00 | 4/28/2010 5:14:31 PM |
| capital-galaxy | $150.00 | $150.00 | 4/28/2010 5:23:35 PM |
| twjh | $25.00 | $25.00 | 4/28/2010 6:05:17 PM |
| market-pudding | $25.00 | $25.00 | 4/28/2010 6:20:21 PM |
| Your_Bank | $50.00 | $50.00 | 4/28/2010 5:58:24 PM |
| the-serene-transaction | $25.00 | $25.00 | 4/28/2010 7:11:40 PM |
| eboomer2611 | $25.00 | $25.00 | 4/28/2010 7:13:02 PM |
| Leopoldine | $34.00 | $34.00 | 4/28/2010 7:25:19 PM |
| heerzaquestion | $50.00 | $50.00 | 4/28/2010 7:31:27 PM |
| twjh | $25.00 | $25.00 | 4/28/2010 5:55:21 PM |
| Your_Bank | $50.00 | $50.00 | 4/28/2010 5:59:01 PM |
| wwwUniversal | $25.00 | $25.00 | 4/28/2010 6:06:10 PM |
| finance-prescription | $50.00 | $50.00 | 4/22/2010 1:48:46 PM |
| BradP | $50.00 | $50.00 | 4/22/2010 5:38:50 PM |
| Unitas4302 | $150.00 | $150.00 | 4/22/2010 6:51:46 PM |
| jojofrankie | $25.00 | $25.00 | 4/24/2010 6:57:55 AM |
| bull_lender | $36.00 | $36.00 | 4/24/2010 8:40:15 PM |
| Iceman1347 | $25.00 | $25.00 | 4/26/2010 12:17:07 PM |
| investment-daydream | $25.00 | $25.00 | 4/26/2010 11:12:00 AM |
| donlenboy | $27.08 | $27.08 | 4/26/2010 12:27:45 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/26/2010 6:00:02 PM |
| well-mannered-income3 | $75.00 | $75.00 | 4/26/2010 3:30:31 PM |
| jono9999 | $51.67 | $51.67 | 4/26/2010 7:43:18 PM |
| gold-cluster | $100.00 | $100.00 | 4/26/2010 8:12:37 PM |
| UCLA4life | $25.00 | $25.00 | 4/27/2010 8:28:05 AM |
| Skeptical-one | $25.00 | $25.00 | 4/27/2010 8:25:36 AM |
| wyogirllender | $25.00 | $25.00 | 4/27/2010 9:39:50 AM |
| lucrative-loan | $36.98 | $36.98 | 4/27/2010 12:23:21 PM |
| reflective-rupee | $200.00 | $200.00 | 4/27/2010 12:59:49 PM |
| reflective-rupee | $200.00 | $200.00 | 4/27/2010 12:59:38 PM |
| icecoldcash | $25.00 | $25.00 | 4/27/2010 9:46:04 PM |
| icecoldcash | $25.00 | $25.00 | 4/27/2010 9:45:01 PM |
| icecoldcash | $25.00 | $25.00 | 4/27/2010 9:45:33 PM |
| loanman2007 | $50.00 | $50.00 | 4/28/2010 5:05:09 AM |
| double22 | $40.71 | $40.71 | 4/28/2010 4:51:32 PM |
| lendstats_com | $25.00 | $25.00 | 4/28/2010 5:13:03 PM |
| lendstats_com | $200.00 | $200.00 | 4/28/2010 5:28:57 PM |
| lostviajero | $25.00 | $25.00 | 4/28/2010 6:05:05 PM |
| bankbuddy55 | $25.00 | $25.00 | 4/28/2010 5:52:42 PM |
| Feyenoord | $47.55 | $47.55 | 4/28/2010 6:16:30 PM |
| jojofrankie | $25.00 | $25.00 | 4/28/2010 6:55:28 PM |
| icanhasloanz | $200.00 | $200.00 | 4/28/2010 6:04:12 PM |
| zeeexsixare | $25.00 | $25.00 | 4/28/2010 7:04:09 PM |
| credit-missile | $39.91 | $39.91 | 4/28/2010 7:06:41 PM |
| icanhasloanz | $25.00 | $25.00 | 4/28/2010 6:05:18 PM |
| Your_Bank | $50.00 | $50.00 | 4/28/2010 5:58:41 PM |
| Your_Bank | $75.00 | $75.00 | 4/28/2010 5:59:29 PM |
| 66 bids
|
Borrower Payment Dependent Notes Series
455810
This series of Notes was issued and sold upon the funding of the borrower loan #42117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,175.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| Apr-29-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $165.48 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $165.05 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 5m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,616 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 5% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| satisfying-penny3 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for Graduate School
Purpose of loan:
I want to go to graduate school for a Master of Computer Science.
My financial situation:
I just need a cushion to paid for graduate school so this won't be a financial burden on my budget. I have an emergency reserve of 6K but I don't want to use all of it and not have an emergency reserve. If I get this loan it will give me time to paid the loan off in 3 year and time to build my emergency reserve.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Archimeech | $25.00 | $25.00 | 4/27/2010 9:22:09 AM |
| moola-rose8 | $25.00 | $25.00 | 4/27/2010 9:22:39 AM |
| wise-bonus-honker | $25.00 | $25.00 | 4/27/2010 9:23:09 AM |
| Divot | $25.00 | $25.00 | 4/27/2010 9:26:20 AM |
| phillipd48 | $25.00 | $25.00 | 4/27/2010 9:25:40 AM |
| wampum-chorus3 | $25.00 | $25.00 | 4/27/2010 9:31:44 AM |
| moves | $25.00 | $25.00 | 4/27/2010 9:31:52 AM |
| hawaiiangirl76 | $25.00 | $25.00 | 4/27/2010 9:32:03 AM |
| MTLoans | $25.00 | $25.00 | 4/27/2010 9:32:36 AM |
| Apex-Lender | $25.00 | $25.00 | 4/27/2010 9:30:50 AM |
| successful-agreement7 | $27.71 | $27.71 | 4/27/2010 9:31:26 AM |
| respectful-integrity3 | $25.00 | $25.00 | 4/27/2010 9:31:39 AM |
| active-market | $74.78 | $74.78 | 4/27/2010 9:31:49 AM |
| thunderkiss | $25.00 | $25.00 | 4/27/2010 9:32:05 AM |
| generous-deal6 | $25.00 | $25.00 | 4/27/2010 9:32:14 AM |
| bds9646 | $26.00 | $26.00 | 4/27/2010 9:32:29 AM |
| junctionking | $25.00 | $25.00 | 4/27/2010 9:35:11 AM |
| five-star-responsibility0 | $25.00 | $25.00 | 4/27/2010 9:32:41 AM |
| meux99 | $25.00 | $25.00 | 4/27/2010 9:35:50 AM |
| Asynch | $25.00 | $25.00 | 4/27/2010 9:36:22 AM |
| love_what_you_do | $25.00 | $25.00 | 4/27/2010 9:22:22 AM |
| jaker | $25.00 | $25.00 | 4/27/2010 9:36:49 AM |
| LR_Biker | $25.00 | $25.00 | 4/27/2010 9:34:45 AM |
| sb0453 | $25.00 | $25.00 | 4/27/2010 9:35:30 AM |
| Int_PrinRateTime4000 | $29.01 | $29.01 | 4/27/2010 9:36:24 AM |
| BeansMan02 | $25.00 | $25.00 | 4/27/2010 9:36:40 AM |
| trevandtal | $25.00 | $25.00 | 4/27/2010 9:40:04 AM |
| practice44 | $25.00 | $25.00 | 4/27/2010 9:40:19 AM |
| windfall46 | $25.00 | $25.00 | 4/27/2010 9:42:04 AM |
| Dap2005 | $100.00 | $100.00 | 4/27/2010 9:43:09 AM |
| cjames84 | $25.00 | $25.00 | 4/27/2010 9:39:52 AM |
| dharma1 | $25.00 | $25.00 | 4/27/2010 9:40:05 AM |
| 10ECgirl | $25.00 | $25.00 | 4/27/2010 9:43:39 AM |
| AF-Chief | $28.00 | $28.00 | 4/27/2010 9:43:47 AM |
| TeamRamRod | $25.00 | $25.00 | 4/27/2010 9:40:42 AM |
| r0b3m4n | $25.00 | $25.00 | 4/27/2010 9:44:11 AM |
| theresnosn | $25.00 | $25.00 | 4/27/2010 9:40:47 AM |
| ramsumana | $25.00 | $25.00 | 4/27/2010 9:44:17 AM |
| bglender | $25.00 | $25.00 | 4/27/2010 9:41:02 AM |
| shrewd-peace7 | $25.00 | $25.00 | 4/27/2010 9:41:03 AM |
| market-mover | $25.00 | $25.00 | 4/27/2010 9:41:06 AM |
| Kerrysbay | $50.00 | $50.00 | 4/27/2010 9:41:25 AM |
| Rivervale_Westwood | $25.00 | $25.00 | 4/27/2010 9:30:19 AM |
| money-explorer3 | $25.00 | $25.00 | 4/27/2010 9:31:30 AM |
| HHP | $25.00 | $25.00 | 4/27/2010 9:43:22 AM |
| rosie777 | $30.00 | $30.00 | 4/27/2010 9:31:41 AM |
| tortugato | $25.00 | $25.00 | 4/27/2010 9:31:51 AM |
| saritha | $25.00 | $25.00 | 4/27/2010 9:43:46 AM |
| affluent-anteater | $25.00 | $25.00 | 4/27/2010 9:31:59 AM |
| Supernick | $50.00 | $50.00 | 4/27/2010 9:43:49 AM |
| dafrstke | $32.73 | $32.73 | 4/27/2010 9:44:10 AM |
| Masterlender | $25.00 | $25.00 | 4/27/2010 9:32:34 AM |
| LoansomeRanger | $50.00 | $50.00 | 4/27/2010 9:36:09 AM |
| klinebarger | $25.00 | $25.00 | 4/27/2010 9:37:46 AM |
| kcole10 | $25.00 | $25.00 | 4/27/2010 9:39:46 AM |
| Mario2007 | $25.00 | $25.00 | 4/27/2010 9:40:44 AM |
| snazzet | $25.00 | $25.00 | 4/27/2010 9:40:55 AM |
| bonus-cougar | $25.00 | $25.00 | 4/27/2010 9:40:59 AM |
| MiniBank998 | $25.00 | $25.00 | 4/27/2010 9:41:07 AM |
| ddibernardo | $50.00 | $50.00 | 4/27/2010 9:41:30 AM |
| USMC0311 | $25.00 | $25.00 | 4/27/2010 9:41:46 AM |
| aggielender | $50.00 | $50.00 | 4/27/2010 9:42:07 AM |
| red-trade-cologne | $25.00 | $25.00 | 4/27/2010 9:44:04 AM |
| worlds-best-auction | $25.00 | $25.00 | 4/27/2010 9:44:08 AM |
| cheftek | $50.00 | $50.00 | 4/27/2010 9:44:15 AM |
| uncleubb | $25.00 | $25.00 | 4/27/2010 10:22:02 AM |
| Lastavatar | $25.00 | $25.00 | 4/27/2010 10:57:53 AM |
| lobster | $25.00 | $25.00 | 4/27/2010 4:25:06 PM |
| Barky52 | $25.00 | $25.00 | 4/28/2010 7:24:32 AM |
| NoNameLender | $50.00 | $50.00 | 4/28/2010 11:25:42 AM |
| dontscrewmeover1 | $50.00 | $50.00 | 4/28/2010 6:11:37 PM |
| socal-lender | $25.00 | $25.00 | 4/28/2010 10:30:47 PM |
| DeltaGambler | $25.00 | $25.00 | 4/27/2010 9:22:58 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 9:23:33 AM |
| value-pouch | $50.00 | $50.00 | 4/27/2010 9:27:38 AM |
| cub510 | $100.00 | $100.00 | 4/27/2010 9:25:01 AM |
| intelligent-yield | $25.00 | $25.00 | 4/27/2010 9:28:47 AM |
| snowman34 | $25.00 | $25.00 | 4/27/2010 9:25:34 AM |
| maldok1 | $25.00 | $25.00 | 4/27/2010 9:30:21 AM |
| unassuming-reward | $25.00 | $25.00 | 4/27/2010 9:30:23 AM |
| WaitForIt | $25.00 | $25.00 | 4/27/2010 9:30:31 AM |
| Veet | $28.14 | $28.14 | 4/27/2010 9:31:02 AM |
| lifegrowth | $25.00 | $25.00 | 4/27/2010 9:31:19 AM |
| The_Secret | $25.00 | $25.00 | 4/27/2010 9:31:28 AM |
| relierma | $25.00 | $25.00 | 4/27/2010 9:31:36 AM |
| blackberry9 | $25.00 | $25.00 | 4/27/2010 9:28:37 AM |
| fuzed | $43.78 | $43.78 | 4/27/2010 9:31:50 AM |
| forthright-trade | $50.00 | $50.00 | 4/27/2010 9:32:08 AM |
| TrixieD | $25.00 | $25.00 | 4/27/2010 9:32:13 AM |
| loner001 | $25.00 | $25.00 | 4/27/2010 9:32:20 AM |
| diicali | $25.00 | $25.00 | 4/27/2010 9:32:37 AM |
| BigLinCT | $25.00 | $25.00 | 4/27/2010 9:32:50 AM |
| auction-turbine4 | $50.00 | $50.00 | 4/27/2010 9:30:20 AM |
| kenji4861 | $25.00 | $25.00 | 4/27/2010 9:33:11 AM |
| transaction-aggregator7 | $25.00 | $25.00 | 4/27/2010 9:30:53 AM |
| naina_my_daughter | $25.00 | $25.00 | 4/27/2010 9:31:42 AM |
| Pasagam | $25.00 | $25.00 | 4/27/2010 9:31:57 AM |
| durable-deal2 | $25.00 | $25.00 | 4/27/2010 9:32:10 AM |
| community-saver158 | $50.00 | $50.00 | 4/27/2010 9:34:48 AM |
| aasx1108 | $25.00 | $25.00 | 4/27/2010 9:35:01 AM |
| revenue-ruler6 | $25.00 | $25.00 | 4/27/2010 9:32:38 AM |
| alpinaut | $25.00 | $25.00 | 4/27/2010 9:32:43 AM |
| GrommetPosse | $25.00 | $25.00 | 4/27/2010 9:35:59 AM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 9:22:03 AM |
| good_lender | $50.00 | $50.00 | 4/27/2010 9:36:06 AM |
| Merganser | $25.00 | $25.00 | 4/27/2010 9:36:23 AM |
| marinade | $25.00 | $25.00 | 4/27/2010 9:22:30 AM |
| otter | $25.00 | $25.00 | 4/27/2010 9:37:02 AM |
| lend2end | $25.00 | $25.00 | 4/27/2010 9:23:29 AM |
| cash-merry-maker | $25.00 | $25.00 | 4/27/2010 9:35:22 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/27/2010 9:35:55 AM |
| stable-nickel | $200.00 | $200.00 | 4/27/2010 9:36:16 AM |
| vegibenz | $25.00 | $25.00 | 4/27/2010 9:36:21 AM |
| MyPlantsEatBugs | $25.00 | $25.00 | 4/27/2010 9:36:26 AM |
| ramsbladder | $25.00 | $25.00 | 4/27/2010 9:36:33 AM |
| lancetc | $25.00 | $25.00 | 4/27/2010 9:39:57 AM |
| Tai | $25.00 | $25.00 | 4/27/2010 9:36:52 AM |
| dpfl55 | $25.00 | $25.00 | 4/27/2010 9:40:30 AM |
| bjmazur | $25.00 | $25.00 | 4/27/2010 9:40:45 AM |
| TheMan | $25.00 | $25.00 | 4/27/2010 9:41:08 AM |
| dlshap | $25.00 | $25.00 | 4/27/2010 9:26:13 AM |
| astute-dollar | $100.00 | $100.00 | 4/27/2010 9:41:22 AM |
| Refugee | $30.00 | $30.00 | 4/27/2010 9:38:59 AM |
| ProfPC | $25.00 | $25.00 | 4/27/2010 9:40:43 AM |
| kmr2 | $200.00 | $200.00 | 4/27/2010 9:40:48 AM |
| skuba | $25.00 | $25.00 | 4/27/2010 9:40:50 AM |
| jsw7us | $50.00 | $50.00 | 4/27/2010 9:40:53 AM |
| gatorbanker | $36.98 | $36.98 | 4/27/2010 9:41:05 AM |
| JohnGalt94 | $25.00 | $25.00 | 4/27/2010 9:41:24 AM |
| mizon291 | $50.00 | $50.00 | 4/27/2010 9:41:40 AM |
| tylerfd | $25.00 | $25.00 | 4/27/2010 9:30:14 AM |
| thezfunk | $25.00 | $25.00 | 4/27/2010 9:42:03 AM |
| market-assembler | $38.85 | $38.85 | 4/27/2010 9:42:23 AM |
| johntina | $50.00 | $50.00 | 4/27/2010 9:43:19 AM |
| mar97 | $25.00 | $25.00 | 4/27/2010 9:43:35 AM |
| Attract | $25.00 | $25.00 | 4/27/2010 9:43:45 AM |
| jeangot | $25.00 | $25.00 | 4/27/2010 9:32:11 AM |
| codavee | $50.00 | $50.00 | 4/27/2010 9:43:55 AM |
| hogdriver | $25.00 | $25.00 | 4/27/2010 9:32:27 AM |
| emt747 | $25.00 | $25.00 | 4/27/2010 9:44:18 AM |
| supreme-hope | $25.00 | $16.50 | 4/27/2010 9:44:20 AM |
| gauss02 | $25.00 | $25.00 | 4/27/2010 9:36:42 AM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/27/2010 9:37:39 AM |
| shadowflame_99 | $25.00 | $25.00 | 4/27/2010 9:40:00 AM |
| LoisLoan | $25.00 | $25.00 | 4/27/2010 9:40:40 AM |
| peerlender | $30.00 | $30.00 | 4/27/2010 9:41:10 AM |
| rolandweary | $30.00 | $30.00 | 4/27/2010 9:41:20 AM |
| determined-contract | $30.00 | $30.00 | 4/27/2010 9:43:01 AM |
| Timchenko_LLC | $25.00 | $25.00 | 4/27/2010 9:43:36 AM |
| DonaldColorado | $25.00 | $25.00 | 4/27/2010 9:43:51 AM |
| life-is-great | $25.00 | $25.00 | 4/27/2010 9:43:57 AM |
| satisfying-durability | $25.00 | $25.00 | 4/27/2010 9:54:06 AM |
| turbospeed | $25.00 | $25.00 | 4/27/2010 10:24:39 AM |
| the-bright-velocity | $25.00 | $25.00 | 4/27/2010 4:22:14 PM |
| psbruce | $25.00 | $25.00 | 4/27/2010 7:01:45 PM |
| RandyL3 | $37.52 | $37.52 | 4/28/2010 12:24:15 PM |
| jrlvnv | $25.00 | $25.00 | 4/28/2010 5:03:06 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 4/28/2010 7:29:14 PM |
| ksubd | $30.00 | $30.00 | 4/28/2010 9:46:23 PM |
| 159 bids
|
Borrower Payment Dependent Notes Series
455946
This series of Notes was issued and sold upon the funding of the borrower loan #42068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| Apr-29-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $159.88 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 21y 8m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 22 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $36,419 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 85% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| msterling |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay High Rate Cards Off
Purpose of loan:
This loan will be used to pay down BOA card balance to a feasible rate rather than 29.99%.?
My financial situation:
I am an excellent?candidate for this loan because I have?good credit and?I understand the importance of good credit.? I have?historically paid all bills on time and have had a solid income stream and work history with over 20 years at the same employer.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| capital-web193 | $25.00 | $25.00 | 4/27/2010 5:02:45 PM |
| radforj22 | $40.00 | $40.00 | 4/27/2010 5:03:37 PM |
| ATOHokie | $25.00 | $25.00 | 4/27/2010 5:03:20 PM |
| Taxman44 | $25.00 | $25.00 | 4/27/2010 5:04:37 PM |
| loan-warrior | $25.00 | $25.00 | 4/27/2010 5:04:44 PM |
| RobotTwo | $25.00 | $25.00 | 4/27/2010 5:04:25 PM |
| ideal-penny8 | $25.00 | $25.00 | 4/27/2010 5:05:11 PM |
| castleman | $25.00 | $25.00 | 4/27/2010 5:06:24 PM |
| Artist_Blue | $25.00 | $25.00 | 4/27/2010 5:05:20 PM |
| alcyon | $25.00 | $25.00 | 4/27/2010 5:05:47 PM |
| fcukciti | $50.00 | $50.00 | 4/27/2010 5:07:59 PM |
| finance-negotiator2 | $25.00 | $25.00 | 4/27/2010 5:08:16 PM |
| fly4sugar | $25.00 | $25.00 | 4/27/2010 5:07:46 PM |
| telegon | $25.00 | $25.00 | 4/27/2010 5:08:05 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 5:13:31 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/27/2010 5:16:31 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/27/2010 5:02:52 PM |
| alpinaut | $25.00 | $25.00 | 4/27/2010 5:19:16 PM |
| Interloper | $35.00 | $35.00 | 4/27/2010 5:03:22 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/27/2010 5:23:15 PM |
| HunterSix | $25.00 | $25.00 | 4/27/2010 5:23:25 PM |
| dschaaf | $25.00 | $25.00 | 4/27/2010 5:06:10 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/27/2010 5:24:35 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/27/2010 5:23:52 PM |
| truth-image | $50.00 | $50.00 | 4/27/2010 5:23:55 PM |
| Barak | $40.00 | $40.00 | 4/27/2010 5:24:25 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/27/2010 5:24:53 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/27/2010 5:25:23 PM |
| figs4u2 | $80.00 | $80.00 | 4/27/2010 5:25:40 PM |
| afotherg | $25.00 | $25.00 | 4/27/2010 5:25:48 PM |
| MoneySiles | $25.00 | $25.00 | 4/27/2010 5:25:56 PM |
| thorough-exchange4 | $40.00 | $40.00 | 4/27/2010 5:26:16 PM |
| Avala | $50.00 | $50.00 | 4/27/2010 5:27:26 PM |
| meux99 | $25.00 | $25.00 | 4/27/2010 5:15:46 PM |
| unassassinable | $25.00 | $25.00 | 4/27/2010 5:27:46 PM |
| torion | $25.00 | $25.00 | 4/27/2010 6:38:22 PM |
| ingenious-order783 | $25.00 | $25.00 | 4/27/2010 8:20:02 PM |
| meenan | $25.00 | $25.00 | 4/27/2010 5:24:19 PM |
| fantastic-openness | $50.00 | $50.00 | 4/27/2010 5:24:41 PM |
| bright-balance | $25.00 | $25.00 | 4/27/2010 5:24:45 PM |
| GiantAardvark | $25.00 | $25.00 | 4/27/2010 5:25:36 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/27/2010 5:26:20 PM |
| Angleofcare | $25.00 | $25.00 | 4/27/2010 10:57:38 PM |
| important-ore | $25.00 | $25.00 | 4/27/2010 6:38:37 PM |
| shorthairedg | $50.00 | $50.00 | 4/28/2010 6:39:35 AM |
| Merganser | $25.00 | $25.00 | 4/28/2010 6:02:47 AM |
| 1phantom | $50.00 | $50.00 | 4/28/2010 9:19:47 AM |
| r0b3m4n | $25.00 | $25.00 | 4/28/2010 9:09:08 AM |
| funds-rascal | $25.00 | $25.00 | 4/28/2010 9:09:21 AM |
| beaker | $25.00 | $25.00 | 4/28/2010 9:19:38 AM |
| jjb3 | $25.00 | $25.00 | 4/28/2010 10:05:41 AM |
| platinum-rapture6 | $25.00 | $25.00 | 4/28/2010 9:34:05 AM |
| JanLal | $25.00 | $25.00 | 4/28/2010 10:07:59 AM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 4/28/2010 10:34:20 AM |
| authoritative-capital | $25.00 | $25.00 | 4/28/2010 10:07:19 AM |
| schpere | $25.00 | $25.00 | 4/28/2010 10:48:20 AM |
| tramdath | $25.00 | $25.00 | 4/28/2010 6:52:53 AM |
| cpblue79 | $100.00 | $100.00 | 4/28/2010 10:53:24 AM |
| physicsman | $50.00 | $50.00 | 4/28/2010 10:54:24 AM |
| AJSinvest | $25.00 | $25.00 | 4/28/2010 10:29:23 AM |
| sjlnn | $26.44 | $26.44 | 4/28/2010 11:08:58 AM |
| life-is-great | $25.00 | $25.00 | 4/28/2010 8:32:41 AM |
| Dutchhunter | $30.95 | $30.95 | 4/28/2010 11:24:25 AM |
| johntina | $40.59 | $40.59 | 4/28/2010 9:20:27 AM |
| SanJoser | $25.00 | $25.00 | 4/28/2010 10:04:46 AM |
| Emergent | $50.00 | $50.00 | 4/28/2010 10:22:17 AM |
| rescue | $27.20 | $27.20 | 4/28/2010 10:53:44 AM |
| mlopez2007 | $50.00 | $50.00 | 4/27/2010 5:03:47 PM |
| upbeat-principal | $25.00 | $25.00 | 4/27/2010 5:03:54 PM |
| fortytwo | $100.00 | $100.00 | 4/27/2010 5:03:16 PM |
| Comoparklender | $30.00 | $30.00 | 4/27/2010 5:04:02 PM |
| resource777 | $25.00 | $25.00 | 4/27/2010 5:04:14 PM |
| sgt-schultz | $50.00 | $50.00 | 4/27/2010 5:04:48 PM |
| elasermd | $50.00 | $50.00 | 4/27/2010 5:04:21 PM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 5:05:00 PM |
| RickD1003 | $50.00 | $50.00 | 4/27/2010 5:06:39 PM |
| CaptainBlueberry | $25.00 | $25.00 | 4/27/2010 5:06:44 PM |
| Brainworm | $25.00 | $25.00 | 4/27/2010 5:07:03 PM |
| DcUnited | $25.00 | $25.00 | 4/27/2010 5:06:54 PM |
| income-excellence1 | $25.00 | $25.00 | 4/27/2010 5:08:36 PM |
| liberty-bearer0 | $25.00 | $25.00 | 4/27/2010 5:07:39 PM |
| financialaid | $25.00 | $25.00 | 4/27/2010 5:08:20 PM |
| nickel-advocator | $25.00 | $25.00 | 4/27/2010 5:09:06 PM |
| kenji4861 | $25.00 | $25.00 | 4/27/2010 5:15:05 PM |
| dharma1 | $25.00 | $25.00 | 4/27/2010 5:16:48 PM |
| cub510 | $100.00 | $100.00 | 4/27/2010 5:17:53 PM |
| dlshap | $25.00 | $25.00 | 4/27/2010 5:18:13 PM |
| Divot | $25.00 | $25.00 | 4/27/2010 5:18:17 PM |
| bds9646 | $26.00 | $26.00 | 4/27/2010 5:19:07 PM |
| jeffpac | $55.00 | $55.00 | 4/27/2010 5:03:30 PM |
| golden-responsibility189 | $50.00 | $50.00 | 4/27/2010 5:04:27 PM |
| inspired-contract9 | $50.00 | $50.00 | 4/27/2010 5:05:41 PM |
| evnagelist | $25.00 | $25.00 | 4/27/2010 5:23:49 PM |
| BayShell | $50.00 | $50.00 | 4/27/2010 5:22:29 PM |
| Ivan2007 | $25.00 | $25.00 | 4/27/2010 5:23:59 PM |
| rider350 | $50.00 | $50.00 | 4/27/2010 5:06:33 PM |
| JGB | $25.00 | $25.00 | 4/27/2010 5:25:20 PM |
| balanced-bill7 | $50.00 | $50.00 | 4/27/2010 5:07:19 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/27/2010 5:07:24 PM |
| satisfying-durability | $25.00 | $25.00 | 4/27/2010 5:25:32 PM |
| careful-note | $50.00 | $50.00 | 4/27/2010 5:24:30 PM |
| credit-scout7 | $30.00 | $30.00 | 4/27/2010 5:07:49 PM |
| investment-network | $25.00 | $25.00 | 4/27/2010 5:26:02 PM |
| harty | $60.00 | $60.00 | 4/27/2010 5:08:10 PM |
| DukSerduk | $25.00 | $25.00 | 4/27/2010 5:25:13 PM |
| organic-income5 | $50.00 | $50.00 | 4/27/2010 5:25:52 PM |
| integrity-doctor | $100.00 | $100.00 | 4/27/2010 5:27:59 PM |
| five-star-asset2 | $25.00 | $25.00 | 4/27/2010 5:26:14 PM |
| hrubinst | $25.00 | $25.00 | 4/27/2010 5:27:13 PM |
| dinero-speaker | $25.00 | $25.00 | 4/27/2010 5:27:37 PM |
| mmckune | $25.00 | $25.00 | 4/27/2010 5:27:41 PM |
| GrommetPosse | $25.00 | $25.00 | 4/27/2010 5:16:43 PM |
| DeltaGambler | $25.00 | $25.00 | 4/27/2010 5:17:43 PM |
| rosie777 | $30.00 | $30.00 | 4/27/2010 6:33:03 PM |
| nickel-ferret | $25.00 | $25.00 | 4/27/2010 5:24:08 PM |
| delicious-social132 | $40.00 | $40.00 | 4/27/2010 5:24:15 PM |
| TakeCare | $100.00 | $100.00 | 4/27/2010 5:24:49 PM |
| Daneistes | $100.00 | $100.00 | 4/27/2010 5:25:01 PM |
| antlr | $25.00 | $25.00 | 4/27/2010 5:25:07 PM |
| kulender | $25.00 | $25.00 | 4/27/2010 5:25:16 PM |
| money-surge1 | $25.00 | $25.00 | 4/27/2010 5:25:28 PM |
| djs81 | $50.00 | $50.00 | 4/27/2010 5:25:44 PM |
| hookUup | $25.00 | $25.00 | 4/27/2010 5:26:07 PM |
| sarisai | $25.00 | $25.00 | 4/28/2010 6:57:47 AM |
| supreme-hope | $25.00 | $25.00 | 4/28/2010 9:21:23 AM |
| basis-mammal | $30.49 | $30.49 | 4/28/2010 9:33:29 AM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 4/28/2010 9:36:37 AM |
| HHP | $25.00 | $25.00 | 4/28/2010 9:55:02 AM |
| enriching-capital | $25.00 | $25.00 | 4/27/2010 10:39:58 PM |
| bradny | $25.00 | $25.00 | 4/28/2010 9:36:31 AM |
| LoanAngel | $25.00 | $25.00 | 4/28/2010 10:21:13 AM |
| chillware | $25.00 | $25.00 | 4/28/2010 10:28:26 AM |
| youthful-greenback3 | $25.00 | $25.00 | 4/28/2010 10:28:56 AM |
| hopethisworks | $57.64 | $57.64 | 4/28/2010 10:34:28 AM |
| bowerz | $25.00 | $25.00 | 4/28/2010 10:03:16 AM |
| Tai | $25.00 | $25.00 | 4/28/2010 10:54:06 AM |
| SDNLR | $25.00 | $25.00 | 4/28/2010 11:10:16 AM |
| favorable-order8 | $25.00 | $25.00 | 4/28/2010 7:33:15 AM |
| sharkm | $25.00 | $25.00 | 4/28/2010 10:46:08 AM |
| Cheburashka | $30.00 | $30.00 | 4/28/2010 11:18:37 AM |
| engaging-worth | $25.00 | $25.00 | 4/28/2010 10:49:40 AM |
| kcole10 | $25.00 | $25.00 | 4/28/2010 11:25:12 AM |
| kanakakm | $30.24 | $30.24 | 4/28/2010 10:53:22 AM |
| blue-note-relaxation | $25.00 | $25.00 | 4/28/2010 11:17:50 AM |
| charming-dime | $25.00 | $25.00 | 4/28/2010 9:36:44 AM |
| Dap2005 | $28.60 | $28.60 | 4/28/2010 10:49:51 AM |
| FjLenders | $25.00 | $11.85 | 4/28/2010 11:25:19 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/28/2010 6:12:48 PM |
| 148 bids
|
Borrower Payment Dependent Notes Series
455968
This series of Notes was issued and sold upon the funding of the borrower loan #42071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 10m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,745 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 93% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| diplomatic-bill |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt
My financial situation:
I am a good candidate for this loan because it is a small amount and because of my income will have no issues paying it back
Monthly net income: $
4667
Monthly expenses: $
??Housing: $?600
??Insurance: $ 100
??Car expenses: $ 3000?
??Utilities: $ 300
??Phone, cable, internet: $ 200?
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How did you build up this debt? Thanks and best wishes. - reflective-rupee
A:
I built this debt up because I took a class for career advancement and my job does not have a tuition reimbursement plan.
(Apr-28-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| social-conductor4 | $25.00 | $25.00 | 4/27/2010 5:14:50 PM |
| 108lender | $75.00 | $75.00 | 4/27/2010 5:16:22 PM |
| friendly-worth3 | $25.00 | $25.00 | 4/27/2010 5:15:50 PM |
| The_Secret | $30.00 | $30.00 | 4/27/2010 5:16:53 PM |
| Caerus | $25.00 | $25.00 | 4/27/2010 5:16:16 PM |
| reward-adventure | $25.00 | $25.00 | 4/27/2010 5:16:20 PM |
| newgroom422 | $25.00 | $25.00 | 4/27/2010 5:17:15 PM |
| phredd | $25.00 | $25.00 | 4/27/2010 5:17:20 PM |
| Sackmaster | $25.00 | $25.00 | 4/27/2010 5:16:57 PM |
| responsive-transaction8 | $25.00 | $25.00 | 4/27/2010 5:17:10 PM |
| ingenious-truth0 | $25.00 | $25.00 | 4/27/2010 5:17:14 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/27/2010 5:15:52 PM |
| handy-justice | $50.00 | $50.00 | 4/27/2010 5:16:04 PM |
| inspiring-reward | $150.00 | $150.00 | 4/27/2010 5:16:10 PM |
| winslowdad | $25.00 | $25.00 | 4/27/2010 5:16:24 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/27/2010 5:16:27 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/27/2010 5:16:39 PM |
| DcUnited | $25.00 | $25.00 | 4/27/2010 5:17:11 PM |
| DasMula | $25.00 | $25.00 | 4/27/2010 9:12:14 PM |
| djames82 | $25.00 | $25.00 | 4/27/2010 6:37:59 PM |
| alextvilla | $25.00 | $25.00 | 4/28/2010 7:44:14 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/28/2010 7:44:13 AM |
| Coarch | $25.00 | $25.00 | 4/28/2010 9:53:46 AM |
| MTlender | $25.00 | $25.00 | 4/28/2010 9:54:12 AM |
| bonus-tent | $25.00 | $25.00 | 4/28/2010 9:56:26 AM |
| nivletJP | $25.00 | $25.00 | 4/28/2010 10:12:53 AM |
| transparency-bath | $25.00 | $25.00 | 4/28/2010 12:54:09 AM |
| NycDean | $25.00 | $25.00 | 4/28/2010 9:53:07 AM |
| HHP | $25.00 | $25.00 | 4/28/2010 10:37:55 AM |
| market-pudding | $29.11 | $29.11 | 4/28/2010 6:13:05 AM |
| lostviajero | $25.00 | $25.00 | 4/28/2010 9:55:22 AM |
| LuvToLend | $25.00 | $25.00 | 4/28/2010 9:56:14 AM |
| drstumpster | $25.00 | $25.00 | 4/28/2010 9:56:21 AM |
| burgeoning-silver | $25.00 | $25.00 | 4/28/2010 10:19:55 AM |
| Diamond_Jim | $25.00 | $25.00 | 4/27/2010 5:15:58 PM |
| beyondmanagement | $25.00 | $25.00 | 4/27/2010 5:16:14 PM |
| Redmond | $25.00 | $25.00 | 4/27/2010 5:16:19 PM |
| burrito6 | $25.00 | $25.00 | 4/27/2010 5:14:52 PM |
| cablenews | $25.00 | $25.00 | 4/27/2010 5:16:25 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/27/2010 5:16:29 PM |
| comicdoc | $25.00 | $25.00 | 4/27/2010 5:16:35 PM |
| Midwestvalues | $100.00 | $100.00 | 4/27/2010 5:15:55 PM |
| kind-efficient-credit | $25.00 | $25.00 | 4/27/2010 5:16:07 PM |
| r0b3m4n | $25.00 | $25.00 | 4/27/2010 5:17:13 PM |
| marketplace-buckeye | $25.00 | $25.00 | 4/27/2010 5:17:16 PM |
| Buffer10 | $25.00 | $25.00 | 4/27/2010 5:16:26 PM |
| SBT | $25.00 | $25.00 | 4/27/2010 5:16:36 PM |
| gelidfrank | $25.00 | $25.00 | 4/27/2010 5:16:54 PM |
| finance-prescription | $50.00 | $50.00 | 4/27/2010 5:26:44 PM |
| independent-leverage6 | $25.00 | $25.00 | 4/27/2010 5:15:09 PM |
| skuba | $25.00 | $25.00 | 4/27/2010 5:16:12 PM |
| autonomous-truth | $75.00 | $75.00 | 4/27/2010 5:16:17 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/27/2010 5:16:37 PM |
| terrific-fund5 | $25.00 | $25.00 | 4/27/2010 5:16:40 PM |
| kellydawn | $25.00 | $25.00 | 4/27/2010 5:16:51 PM |
| HenryS | $25.00 | $25.00 | 4/27/2010 5:17:08 PM |
| reflective-rupee | $100.00 | $60.89 | 4/27/2010 9:04:42 PM |
| buggzz | $25.00 | $25.00 | 4/27/2010 10:38:09 PM |
| autonomous-basis | $25.00 | $25.00 | 4/28/2010 7:44:10 AM |
| income-pillow | $25.00 | $25.00 | 4/28/2010 8:17:55 AM |
| engaging-worth | $25.00 | $25.00 | 4/28/2010 7:44:10 AM |
| LEWK25 | $25.00 | $25.00 | 4/28/2010 9:53:10 AM |
| kashikoe | $25.00 | $25.00 | 4/28/2010 9:54:09 AM |
| unforgettable-moola1 | $25.00 | $25.00 | 4/28/2010 9:54:14 AM |
| Imagineer | $25.00 | $25.00 | 4/28/2010 9:55:42 AM |
| Turtlebear44 | $25.00 | $25.00 | 4/28/2010 9:56:27 AM |
| Angleofcare | $95.00 | $95.00 | 4/27/2010 11:12:49 PM |
| zone8 | $50.00 | $50.00 | 4/28/2010 5:52:47 AM |
| lacolo | $25.00 | $25.00 | 4/28/2010 9:56:25 AM |
| Coppermaven | $25.00 | $25.00 | 4/28/2010 7:44:12 AM |
| MonkeyB | $25.00 | $25.00 | 4/28/2010 8:17:45 AM |
| rock-turner | $25.00 | $25.00 | 4/28/2010 9:54:08 AM |
| christifa | $25.00 | $25.00 | 4/28/2010 9:55:19 AM |
| anton | $150.00 | $150.00 | 4/28/2010 9:55:47 AM |
| helping-out | $35.00 | $35.00 | 4/28/2010 9:56:17 AM |
| 75 bids
|
Borrower Payment Dependent Notes Series
455978
This series of Notes was issued and sold upon the funding of the borrower loan #42259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| Apr-29-2010 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $215.61 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 11.04% - 30.22% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 38% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 11m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 44 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,712 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 74% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| diversification-bumblebee6 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off & close credit cards!
Purpose of loan:
This loan will be used to payoff and close my high interest credit cards.
My financial situation:
I am a good candidate for this loan because I always make my payments even during lean times.?I was in the mortgage industry for 13 years and I do understand the importance of making payments on time.?I recently fixed and lowered the interest rate on my home mortgage and?my husband secured a better paying job after a few months of unemployment. During the time that he did not work?I relied on credit cards too much and now?I need to escape that never ending cycle of credit card debt.
Monthly net income: $ 2050
Monthly expenses: $
??Housing: $ 1038.87 (1st & 2nd mtgs includes escrow for tax & ins.)
??Insurance: $ 52 (auto)
??Car expenses: $ 110
??Utilities: $ 220
??Phone, cable, internet: $ 200
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $?400
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| cash-queen | $25.00 | $25.00 | 4/27/2010 9:25:49 AM |
| gss_000 | $25.00 | $25.00 | 4/27/2010 9:23:21 AM |
| joee | $25.00 | $25.00 | 4/27/2010 9:29:07 AM |
| elegant-income3 | $25.00 | $25.00 | 4/27/2010 9:25:48 AM |
| LoisLoan | $25.00 | $25.00 | 4/27/2010 9:26:31 AM |
| dime-beeper | $25.00 | $25.00 | 4/27/2010 9:27:10 AM |
| Dubbs360 | $28.44 | $28.44 | 4/27/2010 9:29:33 AM |
| cypressdev001 | $25.00 | $25.00 | 4/27/2010 9:29:37 AM |
| Int_PrinRateTime4000 | $25.00 | $25.00 | 4/27/2010 9:30:28 AM |
| famous-bill | $50.00 | $50.00 | 4/27/2010 9:34:07 AM |
| innocent-loot | $25.00 | $25.00 | 4/27/2010 9:34:53 AM |
| mclilpaws | $25.00 | $25.00 | 4/27/2010 9:22:17 AM |
| HoyaHeel | $25.00 | $25.00 | 4/27/2010 9:34:39 AM |
| rupee-artisan | $25.00 | $25.00 | 4/27/2010 9:38:25 AM |
| JBA25 | $25.00 | $25.00 | 4/27/2010 9:39:44 AM |
| Lam0nt | $25.00 | $25.00 | 4/27/2010 9:37:53 AM |
| visionary-fund | $25.00 | $25.00 | 4/27/2010 9:37:58 AM |
| revenue-pipeline | $25.00 | $25.00 | 4/27/2010 9:38:19 AM |
| coin-investor | $25.00 | $25.00 | 4/27/2010 9:26:38 AM |
| WalnutCreekguy | $25.00 | $25.00 | 4/27/2010 9:38:40 AM |
| green-discrete-responsibility | $25.00 | $25.00 | 4/27/2010 9:42:11 AM |
| mizon291 | $50.00 | $50.00 | 4/27/2010 9:27:07 AM |
| hope-base | $25.00 | $25.00 | 4/27/2010 9:27:13 AM |
| loan-squadron | $30.00 | $30.00 | 4/27/2010 9:27:15 AM |
| commitment-farm | $25.00 | $25.00 | 4/27/2010 9:27:54 AM |
| 626457 | $25.00 | $25.00 | 4/27/2010 9:40:13 AM |
| r0b3m4n | $25.00 | $25.00 | 4/27/2010 9:40:16 AM |
| revenue-ruler6 | $25.00 | $25.00 | 4/27/2010 9:28:53 AM |
| zone6 | $47.66 | $47.66 | 4/27/2010 9:30:02 AM |
| towering-compassion | $50.00 | $50.00 | 4/27/2010 9:33:46 AM |
| TennSquire | $25.00 | $25.00 | 4/27/2010 9:33:49 AM |
| dime-reaction | $25.00 | $25.00 | 4/27/2010 9:34:11 AM |
| KrazyCelticKid | $50.00 | $50.00 | 4/27/2010 9:34:29 AM |
| DER | $30.00 | $30.00 | 4/27/2010 9:34:35 AM |
| Purposeful | $50.00 | $50.00 | 4/27/2010 9:34:47 AM |
| dedicated-diversification5 | $71.87 | $71.87 | 4/27/2010 9:51:43 AM |
| seisen | $100.00 | $100.00 | 4/27/2010 9:51:56 AM |
| jimmykat | $25.00 | $25.00 | 4/27/2010 9:52:01 AM |
| shrewd-peace7 | $30.00 | $30.00 | 4/27/2010 9:37:24 AM |
| mg6619 | $25.00 | $25.00 | 4/27/2010 9:38:37 AM |
| accountant41 | $25.00 | $25.00 | 4/27/2010 9:39:25 AM |
| Casman8815 | $25.00 | $25.00 | 4/27/2010 9:50:36 AM |
| supersarah61 | $25.00 | $25.00 | 4/27/2010 9:55:41 AM |
| Craig_B | $25.00 | $25.00 | 4/27/2010 9:56:12 AM |
| CashGuardian | $25.00 | $25.00 | 4/27/2010 9:51:53 AM |
| awesome-return0 | $25.00 | $25.00 | 4/27/2010 9:56:20 AM |
| Kreditorium | $50.99 | $50.99 | 4/27/2010 9:42:17 AM |
| jml3482 | $25.00 | $25.00 | 4/27/2010 9:42:24 AM |
| AF-Chief | $28.00 | $28.00 | 4/27/2010 9:42:50 AM |
| chakra | $25.00 | $25.00 | 4/27/2010 9:56:18 AM |
| Comoparklender | $25.00 | $25.00 | 4/27/2010 9:50:21 AM |
| treasure-amplifier6 | $25.00 | $25.00 | 4/27/2010 9:50:39 AM |
| DUDE66 | $25.00 | $25.00 | 4/27/2010 9:51:00 AM |
| thorough-exchange4 | $25.00 | $25.00 | 4/27/2010 10:02:48 AM |
| wampum-chorus3 | $25.00 | $25.00 | 4/27/2010 9:51:50 AM |
| papaloha | $38.07 | $38.07 | 4/27/2010 9:52:07 AM |
| unforgettable-moola1 | $25.00 | $25.00 | 4/27/2010 10:03:39 AM |
| asiaratt | $100.00 | $100.00 | 4/27/2010 10:03:57 AM |
| tearingstar | $25.00 | $25.00 | 4/27/2010 10:04:42 AM |
| copper | $30.00 | $30.00 | 4/27/2010 10:06:15 AM |
| helping-out | $30.00 | $30.00 | 4/27/2010 10:03:33 AM |
| Tom579 | $25.00 | $25.00 | 4/27/2010 9:56:21 AM |
| aggielender | $25.00 | $25.00 | 4/27/2010 10:03:37 AM |
| benefit-squirrel | $25.00 | $25.00 | 4/27/2010 9:56:29 AM |
| actvtrdr | $35.00 | $35.00 | 4/27/2010 10:07:51 AM |
| gjh37 | $25.00 | $25.00 | 4/27/2010 10:08:03 AM |
| desertoasis | $25.00 | $25.00 | 4/27/2010 10:08:20 AM |
| aasx1108 | $25.00 | $25.00 | 4/27/2010 10:08:35 AM |
| interest-griffin | $25.00 | $25.00 | 4/27/2010 10:05:45 AM |
| fun2invest | $25.00 | $25.00 | 4/27/2010 10:09:08 AM |
| deal-hickory5 | $25.00 | $25.00 | 4/27/2010 10:09:10 AM |
| xyzlmno | $25.00 | $25.00 | 4/27/2010 10:06:56 AM |
| red_spade | $26.00 | $26.00 | 4/27/2010 10:09:50 AM |
| debt-system880 | $25.00 | $25.00 | 4/27/2010 10:08:26 AM |
| gmanrex | $50.00 | $50.00 | 4/27/2010 10:08:30 AM |
| harmonious-revenue7 | $25.00 | $11.34 | 4/27/2010 10:10:03 AM |
| gelidfrank | $25.00 | $25.00 | 4/27/2010 10:04:21 AM |
| unassuming-reward | $25.00 | $25.00 | 4/27/2010 10:04:37 AM |
| gain-bridge | $25.00 | $25.00 | 4/27/2010 10:07:10 AM |
| jrbill1998 | $50.00 | $50.00 | 4/27/2010 10:07:21 AM |
| Supernick | $25.00 | $25.00 | 4/27/2010 10:08:11 AM |
| godzig | $25.00 | $25.00 | 4/27/2010 10:09:31 AM |
| first-upright-payout | $25.00 | $25.00 | 4/27/2010 10:09:54 AM |
| interstellar | $37.63 | $37.63 | 4/27/2010 9:22:50 PM |
| foothillender | $25.00 | $25.00 | 4/28/2010 6:40:53 AM |
| frogperson | $150.00 | $150.00 | 4/27/2010 9:17:19 PM |
| LenderExtraordinaire | $25.00 | $25.00 | 4/28/2010 9:34:43 AM |
| irrelevant | $25.00 | $25.00 | 4/28/2010 10:30:00 AM |
| wwwUniversal | $25.00 | $25.00 | 4/28/2010 12:55:08 PM |
| SPB | $25.00 | $25.00 | 4/27/2010 9:29:04 AM |
| twirl2 | $25.00 | $25.00 | 4/27/2010 9:29:20 AM |
| aggresive-nickel2 | $25.00 | $25.00 | 4/27/2010 9:29:38 AM |
| AFairDeal | $25.00 | $25.00 | 4/27/2010 9:29:58 AM |
| openness-prospector | $25.00 | $25.00 | 4/27/2010 9:30:27 AM |
| vivacious-euro | $25.00 | $25.00 | 4/27/2010 9:27:47 AM |
| keeminn | $25.00 | $25.00 | 4/27/2010 9:29:27 AM |
| kmr2 | $200.00 | $200.00 | 4/27/2010 9:29:35 AM |
| the-silver-blaster | $25.00 | $25.00 | 4/27/2010 9:34:08 AM |
| jasperus | $25.00 | $25.00 | 4/27/2010 9:34:18 AM |
| dynamic-point | $25.00 | $25.00 | 4/27/2010 9:34:43 AM |
| treasure-generator | $25.00 | $25.00 | 4/27/2010 9:33:45 AM |
| The_Secret | $25.00 | $25.00 | 4/27/2010 9:34:09 AM |
| capital-marsupial3 | $25.00 | $25.00 | 4/27/2010 9:34:19 AM |
| social-conductor4 | $25.00 | $25.00 | 4/27/2010 9:37:21 AM |
| a-special-power | $25.00 | $25.00 | 4/27/2010 9:38:29 AM |
| steamboatgal | $25.00 | $25.00 | 4/27/2010 9:38:43 AM |
| rock-turner | $25.00 | $25.00 | 4/27/2010 9:39:34 AM |
| eronyc | $25.00 | $25.00 | 4/27/2010 9:39:53 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 9:25:45 AM |
| fairhelper | $25.00 | $25.00 | 4/27/2010 9:38:01 AM |
| phillipd48 | $25.00 | $25.00 | 4/27/2010 9:26:49 AM |
| medan20356 | $25.00 | $25.00 | 4/27/2010 9:42:15 AM |
| bryantsh | $25.00 | $25.00 | 4/27/2010 9:38:53 AM |
| caNative | $25.00 | $25.00 | 4/27/2010 9:42:19 AM |
| plainsmart | $25.00 | $25.00 | 4/27/2010 9:27:14 AM |
| iGeoff | $25.00 | $25.00 | 4/27/2010 9:40:12 AM |
| methodical-capital7 | $25.00 | $25.00 | 4/27/2010 9:29:26 AM |
| DLock99 | $25.00 | $25.00 | 4/27/2010 9:42:21 AM |
| Kaj | $25.00 | $25.00 | 4/27/2010 9:42:41 AM |
| Patter256 | $25.00 | $25.00 | 4/27/2010 9:33:44 AM |
| CSUgrad08 | $25.00 | $25.00 | 4/27/2010 9:34:22 AM |
| rhodylend | $25.00 | $25.00 | 4/27/2010 9:34:33 AM |
| triumph329 | $25.00 | $25.00 | 4/27/2010 9:34:42 AM |
| tjone69 | $30.00 | $30.00 | 4/27/2010 9:51:38 AM |
| JSON | $25.00 | $25.00 | 4/27/2010 9:51:51 AM |
| autonomous-truth | $25.00 | $25.00 | 4/27/2010 9:52:04 AM |
| Interloper | $25.00 | $25.00 | 4/27/2010 9:38:33 AM |
| attractive-rate | $25.00 | $25.00 | 4/27/2010 9:38:57 AM |
| VPRLLC | $25.00 | $25.00 | 4/27/2010 9:39:27 AM |
| money-floret | $25.00 | $25.00 | 4/27/2010 9:51:48 AM |
| zorg77 | $25.00 | $25.00 | 4/27/2010 9:56:16 AM |
| rvfbroker | $25.00 | $25.00 | 4/27/2010 9:56:23 AM |
| elawn | $25.00 | $25.00 | 4/27/2010 9:52:09 AM |
| autonomous-basis | $25.00 | $25.00 | 4/27/2010 9:42:22 AM |
| burrito6 | $50.00 | $50.00 | 4/27/2010 9:55:11 AM |
| bowdish1 | $50.00 | $50.00 | 4/27/2010 9:55:12 AM |
| value-microscope | $25.00 | $25.00 | 4/27/2010 9:56:01 AM |
| sympathetic-asset | $25.00 | $25.00 | 4/27/2010 9:56:09 AM |
| bonus-tent | $25.00 | $25.00 | 4/27/2010 9:56:25 AM |
| brother_tam | $50.00 | $50.00 | 4/27/2010 9:56:32 AM |
| suomynona | $25.00 | $25.00 | 4/27/2010 9:50:45 AM |
| turbolozano | $25.00 | $25.00 | 4/27/2010 9:50:49 AM |
| Dap2005 | $25.00 | $25.00 | 4/27/2010 9:51:07 AM |
| elevated-platinum5 | $25.00 | $25.00 | 4/27/2010 9:51:49 AM |
| rooosta | $25.00 | $25.00 | 4/27/2010 9:51:54 AM |
| yield-explosion1 | $25.00 | $25.00 | 4/27/2010 10:03:29 AM |
| PRGuyinVA | $25.00 | $25.00 | 4/27/2010 10:07:13 AM |
| oneforthemoney | $25.00 | $25.00 | 4/27/2010 10:03:31 AM |
| Medic05 | $25.00 | $25.00 | 4/27/2010 10:03:34 AM |
| ssh1983 | $25.00 | $25.00 | 4/27/2010 10:07:44 AM |
| gs92126 | $25.00 | $25.00 | 4/27/2010 10:04:19 AM |
| IIP77 | $25.00 | $25.00 | 4/27/2010 10:04:54 AM |
| asset-professor | $35.00 | $35.00 | 4/27/2010 10:08:38 AM |
| israel15 | $25.00 | $25.00 | 4/27/2010 10:08:44 AM |
| circuitfive | $25.00 | $25.00 | 4/27/2010 10:05:58 AM |
| life-is-great | $25.00 | $25.00 | 4/27/2010 10:07:00 AM |
| finance-prescription | $50.00 | $50.00 | 4/27/2010 10:00:55 AM |
| GiantAardvark | $25.00 | $25.00 | 4/27/2010 10:08:53 AM |
| return-eclipse0 | $25.00 | $25.00 | 4/27/2010 10:06:27 AM |
| Sackmaster | $25.00 | $25.00 | 4/27/2010 10:16:40 AM |
| reward-adventure | $30.00 | $30.00 | 4/27/2010 10:06:41 AM |
| orderly-leverage | $30.00 | $30.00 | 4/27/2010 10:07:38 AM |
| EnigmaNYC-29 | $25.00 | $25.00 | 4/27/2010 10:09:33 AM |
| market-pudding | $25.00 | $25.00 | 4/28/2010 8:37:47 AM |
| 164 bids
|
Borrower Payment Dependent Notes Series
452853
This series of Notes was issued and sold upon the funding of the borrower loan #42108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-07-2010 |
| |
Auction end date:
| Apr-14-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $30.94 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $30.92 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 11m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 18 |
Occupation: | Food Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $26,323 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 75% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| lovely-asset2 |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trying Prosper To Pay Off Equipment
Purpose of loan:
This loan will be used to off a small loan on an existing freezer and to purchase a small sign.? We'd like to try using Prosper on a small scale for potential larger projects in the future.?
My financial situation:
Pastabilities is a manufacturer/wholesale of natural Italian food products in Vermont.? We produce a line of pizza products (dough, parbaked pizzas, etc) and various type of fresh frozen pasta (gnocchi, ravioli, lasagna sheets, etc).? We sell to approximately 25 grocery stores and a number of restaurants and schools throughout Vermont.? We have financed the company ourselves without the use of any bank loans or debt and maintain 100% ownership.? We are growing at 40% annually.?
Our credit history is excellent, we've never defaulted or filed for bankruptcy, and we have a positive cash flow.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Westerly | $50.00 | $50.00 | 4/7/2010 4:23:44 PM |
| Hambone1111 | $25.00 | $25.00 | 4/7/2010 4:23:39 PM |
| TrustOne | $25.00 | $25.00 | 4/7/2010 4:25:35 PM |
| teejay411 | $100.00 | $100.00 | 4/7/2010 4:26:15 PM |
| bconn078 | $25.00 | $25.00 | 4/7/2010 4:26:19 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/11/2010 6:13:02 AM |
| rockytop | $50.00 | $50.00 | 4/13/2010 6:17:20 PM |
| YummiBear | $25.00 | $25.00 | 4/13/2010 6:42:20 PM |
| BankofRa | $25.00 | $25.00 | 4/14/2010 7:37:35 AM |
| arcite | $55.71 | $55.71 | 4/13/2010 9:40:16 PM |
| exchange-squirrel | $25.00 | $25.00 | 4/14/2010 12:30:28 AM |
| ProjectVenture | $50.00 | $50.00 | 4/14/2010 4:17:19 PM |
| kinetic-social | $50.00 | $50.00 | 4/14/2010 4:20:05 PM |
| jasperpants | $25.00 | $25.00 | 4/7/2010 4:24:59 PM |
| KandKLegacyInvestments | $25.00 | $24.96 | 4/7/2010 4:26:30 PM |
| favorable-order8 | $25.00 | $25.00 | 4/7/2010 4:25:29 PM |
| MiniBank998 | $25.00 | $25.00 | 4/7/2010 4:25:42 PM |
| julijask | $35.00 | $35.00 | 4/8/2010 10:41:36 AM |
| trade-structure | $25.00 | $25.00 | 4/9/2010 4:50:37 PM |
| patrickj79 | $55.46 | $55.46 | 4/10/2010 3:44:09 PM |
| octoberfresh | $25.00 | $25.00 | 4/10/2010 12:10:59 PM |
| debt-legend | $25.00 | $25.00 | 4/13/2010 8:12:38 AM |
| ToloUSN | $50.00 | $50.00 | 4/13/2010 9:03:01 AM |
| mauge35 | $25.00 | $25.00 | 4/13/2010 11:48:09 AM |
| REITRUST | $25.00 | $25.00 | 4/13/2010 7:05:11 PM |
| zzztimbo | $53.87 | $53.87 | 4/14/2010 6:48:46 AM |
| ProModelA | $25.00 | $25.00 | 4/14/2010 10:12:37 AM |
| 27 bids
|
Borrower Payment Dependent Notes Series
452983
This series of Notes was issued and sold upon the funding of the borrower loan #42229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-07-2010 |
| |
Auction end date:
| Apr-14-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $324.46 |
|
Final lender yield:
| 9.38% |
Final borrower rate/APR:
| 10.38% / 12.49% |
Final monthly payment:
| $324.46 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.25% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 11m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 49 |
Occupation: | Doctor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,578 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 27% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| fund-prescription1 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
I plan on consolidating my credit card debt and want to pay it off with a fixed lower rate loan.Thanks for considering my request.
My financial situation:
I am a good candidate for this loan because I have a very good track record of paying off my debts.? My credit score reflects my history of on time payments.? I am a very low risk.
Furthermore, I have a steady income as a physician and will be getting a 10% raise in July, and a large raise (200-400%) in about 15 months.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| roadster199 | $25.00 | $25.00 | 4/7/2010 4:24:10 PM |
| egw | $25.00 | $25.00 | 4/7/2010 4:48:12 PM |
| mmckune | $25.00 | $25.00 | 4/7/2010 4:50:27 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/7/2010 4:52:35 PM |
| Sven79 | $50.00 | $50.00 | 4/7/2010 4:47:24 PM |
| delicious-social132 | $25.00 | $25.00 | 4/7/2010 4:48:55 PM |
| Supernick | $50.00 | $50.00 | 4/7/2010 4:57:11 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/7/2010 4:51:26 PM |
| r0b3m4n | $25.00 | $25.00 | 4/7/2010 4:58:27 PM |
| peb44 | $25.00 | $25.00 | 4/7/2010 4:52:28 PM |
| CO80487 | $25.00 | $25.00 | 4/7/2010 4:59:22 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/7/2010 5:00:00 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/7/2010 4:53:25 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/7/2010 5:01:12 PM |
| BuffetRocks | $50.00 | $50.00 | 4/7/2010 4:58:18 PM |
| balance-voyager | $100.00 | $100.00 | 4/7/2010 4:59:05 PM |
| upright-revenue7 | $25.00 | $25.00 | 4/7/2010 7:13:11 PM |
| Clambake | $50.00 | $50.00 | 4/7/2010 7:38:14 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/7/2010 9:13:10 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/7/2010 9:30:33 PM |
| ideal-platinum1 | $25.00 | $25.00 | 4/7/2010 11:07:54 PM |
| BinghamtonMBA06 | $25.00 | $25.00 | 4/7/2010 9:06:05 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/8/2010 7:45:17 AM |
| lounges | $25.00 | $25.00 | 4/8/2010 7:43:49 AM |
| shrewd-peace7 | $25.00 | $25.00 | 4/7/2010 10:52:58 PM |
| jazz619 | $25.00 | $25.00 | 4/8/2010 7:45:38 AM |
| newest-inspiring-power | $25.00 | $25.00 | 4/8/2010 9:36:40 AM |
| Moneypenny6 | $25.00 | $25.00 | 4/8/2010 10:08:23 AM |
| coup173 | $25.00 | $25.00 | 4/8/2010 7:46:00 AM |
| AF-Chief | $27.00 | $27.00 | 4/8/2010 9:58:20 AM |
| money-floret | $50.00 | $50.00 | 4/8/2010 9:58:24 AM |
| Phantom99 | $25.00 | $25.00 | 4/8/2010 10:42:49 AM |
| asset-professor | $35.82 | $35.82 | 4/8/2010 1:16:06 PM |
| aggielender | $25.00 | $25.00 | 4/8/2010 2:04:17 PM |
| TCR3 | $25.00 | $25.00 | 4/8/2010 12:17:47 PM |
| economy-producer | $25.00 | $25.00 | 4/8/2010 3:33:30 PM |
| bigdogsafety1 | $25.00 | $25.00 | 4/8/2010 1:30:51 PM |
| anton | $25.00 | $25.00 | 4/8/2010 6:38:30 PM |
| bullish2bearish | $25.00 | $25.00 | 4/8/2010 6:13:22 PM |
| Artist_Blue | $25.00 | $25.00 | 4/8/2010 9:39:38 PM |
| dmfog | $25.00 | $25.00 | 4/9/2010 8:19:29 AM |
| aganippe | $50.00 | $50.00 | 4/9/2010 7:10:44 AM |
| ichibon | $100.00 | $100.00 | 4/9/2010 8:54:14 AM |
| smart-leverage7 | $25.00 | $25.00 | 4/9/2010 9:34:00 AM |
| 1phantom | $50.00 | $50.00 | 4/9/2010 8:53:32 AM |
| rolandweary | $30.00 | $30.00 | 4/9/2010 10:49:24 AM |
| Syndication | $25.00 | $25.00 | 4/9/2010 10:51:14 AM |
| social-turtle4 | $25.00 | $25.00 | 4/9/2010 9:34:48 AM |
| mdreiss | $25.00 | $25.00 | 4/9/2010 11:40:06 AM |
| don8ter | $25.00 | $25.00 | 4/9/2010 12:55:25 PM |
| maldok1 | $25.00 | $25.00 | 4/9/2010 1:18:34 PM |
| supreme-hope | $25.00 | $25.00 | 4/9/2010 1:33:43 PM |
| tedsrfdude | $25.00 | $25.00 | 4/9/2010 4:38:38 PM |
| bill-expert | $25.00 | $25.00 | 4/9/2010 4:48:43 PM |
| personal-lender | $25.00 | $25.00 | 4/9/2010 5:22:22 PM |
| orgy63 | $25.00 | $25.00 | 4/9/2010 5:13:05 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/9/2010 4:40:13 PM |
| network2 | $25.00 | $25.00 | 4/9/2010 6:43:25 PM |
| Aquani | $42.26 | $42.26 | 4/9/2010 7:33:08 PM |
| chekat | $25.00 | $25.00 | 4/9/2010 5:20:49 PM |
| famous-bill | $39.38 | $39.38 | 4/10/2010 8:48:49 AM |
| lukeskywalkerkp | $50.00 | $50.00 | 4/10/2010 10:00:07 AM |
| lender08 | $25.00 | $25.00 | 4/10/2010 11:48:50 AM |
| TennSquire | $25.00 | $25.00 | 4/10/2010 9:01:08 PM |
| Moody26 | $25.00 | $25.00 | 4/10/2010 9:01:26 PM |
| Cai8899 | $50.00 | $50.00 | 4/11/2010 7:22:56 AM |
| kmr2 | $250.00 | $250.00 | 4/11/2010 11:12:56 AM |
| mrkb80 | $25.00 | $25.00 | 4/10/2010 9:01:05 PM |
| Rdodson11 | $25.00 | $25.00 | 4/11/2010 11:47:36 AM |
| mogul16 | $25.00 | $25.00 | 4/11/2010 2:03:11 PM |
| UofCMaroon | $25.00 | $25.00 | 4/11/2010 5:58:42 AM |
| vkm2000 | $25.00 | $25.00 | 4/11/2010 1:39:16 PM |
| LongBeachLender | $25.00 | $25.00 | 4/11/2010 3:33:15 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 4/11/2010 8:25:22 PM |
| Quetz | $25.00 | $25.00 | 4/12/2010 8:03:34 AM |
| commitment-farm | $25.00 | $25.00 | 4/12/2010 9:27:57 AM |
| Ducatiman1978 | $25.00 | $25.00 | 4/11/2010 9:13:26 PM |
| Krozy | $25.00 | $25.00 | 4/12/2010 9:08:24 AM |
| mathprof | $25.00 | $25.00 | 4/12/2010 10:37:07 AM |
| RusRobo | $25.00 | $25.00 | 4/12/2010 10:51:10 AM |
| IP | $25.30 | $25.30 | 4/12/2010 10:51:41 AM |
| AlexTrep | $25.00 | $25.00 | 4/12/2010 12:05:10 PM |
| return-buddy | $25.00 | $25.00 | 4/12/2010 9:34:22 AM |
| jamstah | $25.00 | $25.00 | 4/12/2010 1:29:04 PM |
| kid8549 | $25.00 | $25.00 | 4/12/2010 12:17:25 PM |
| jo2y | $25.00 | $25.00 | 4/12/2010 7:27:50 PM |
| The_Secret | $50.00 | $50.00 | 4/13/2010 3:23:47 AM |
| samo102us | $25.00 | $25.00 | 4/13/2010 8:03:36 AM |
| FOFagent1 | $200.00 | $200.00 | 4/13/2010 9:38:52 AM |
| TheTimeIsNow | $25.00 | $25.00 | 4/13/2010 9:33:40 AM |
| nodrivelpls | $25.00 | $25.00 | 4/13/2010 11:21:31 AM |
| flexible-value | $26.00 | $26.00 | 4/13/2010 4:37:25 PM |
| OnyxLite | $25.00 | $25.00 | 4/13/2010 4:37:32 PM |
| calm-deal7 | $25.00 | $25.00 | 4/13/2010 4:53:32 PM |
| LongTail | $25.00 | $25.00 | 4/13/2010 4:58:51 PM |
| p2p_banker | $25.00 | $25.00 | 4/13/2010 4:37:33 PM |
| cyberie21 | $40.00 | $40.00 | 4/13/2010 4:40:52 PM |
| DadWarbucks | $25.00 | $25.00 | 4/13/2010 4:58:29 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/13/2010 6:43:07 PM |
| 78 | $25.00 | $25.00 | 4/13/2010 5:42:08 PM |
| gjacobs2 | $25.00 | $25.00 | 4/13/2010 7:35:02 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/13/2010 8:19:21 PM |
| tender-ore | $25.00 | $25.00 | 4/13/2010 8:00:31 PM |
| Jewels | $50.00 | $50.00 | 4/14/2010 8:40:04 AM |
| webfeet | $50.00 | $50.00 | 4/14/2010 8:34:49 AM |
| kmwvma | $25.00 | $25.00 | 4/14/2010 10:53:36 AM |
| rate-hickory | $25.00 | $25.00 | 4/14/2010 8:32:05 AM |
| tearingstar | $35.00 | $35.00 | 4/14/2010 12:08:41 PM |
| yield-quest | $100.00 | $100.00 | 4/14/2010 12:13:42 PM |
| influential-compassion9 | $50.00 | $50.00 | 4/14/2010 12:03:18 PM |
| Tasmir | $25.00 | $25.00 | 4/14/2010 12:08:37 PM |
| bazaar-ruler | $25.00 | $25.00 | 4/14/2010 12:08:58 PM |
| contract-eagle | $25.00 | $25.00 | 4/14/2010 1:43:09 PM |
| anton | $1,900.00 | $1,851.85 | 4/14/2010 3:55:11 PM |
| jrbill1998 | $25.00 | $25.00 | 4/14/2010 4:05:30 PM |
| friendinmoney | $31.42 | $31.42 | 4/14/2010 4:12:35 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/7/2010 4:26:36 PM |
| favorable-order8 | $25.00 | $25.00 | 4/7/2010 4:27:50 PM |
| Nerdster1 | $25.00 | $25.00 | 4/7/2010 4:47:35 PM |
| torion | $25.00 | $25.00 | 4/7/2010 4:48:36 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/7/2010 4:49:06 PM |
| ddog0224 | $25.00 | $25.00 | 4/7/2010 4:49:14 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/7/2010 4:49:31 PM |
| integrity-doctor | $100.00 | $100.00 | 4/7/2010 4:49:58 PM |
| sloak | $25.00 | $25.00 | 4/7/2010 4:43:59 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/7/2010 4:49:49 PM |
| logical-reward8 | $25.00 | $25.00 | 4/7/2010 4:51:04 PM |
| cablenews | $25.00 | $25.00 | 4/7/2010 4:50:39 PM |
| Thunderswan | $50.00 | $50.00 | 4/7/2010 4:50:49 PM |
| availableloan | $25.00 | $25.00 | 4/7/2010 4:47:15 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/7/2010 4:52:49 PM |
| euro-starter | $25.00 | $25.00 | 4/7/2010 4:51:44 PM |
| shrewd-deal | $25.00 | $25.00 | 4/7/2010 4:53:37 PM |
| hrubinst | $25.00 | $25.00 | 4/7/2010 4:48:19 PM |
| vivid-loot | $25.00 | $25.00 | 4/7/2010 4:53:02 PM |
| Avala | $50.00 | $50.00 | 4/7/2010 4:48:46 PM |
| dinero-speaker | $25.00 | $25.00 | 4/7/2010 4:49:22 PM |
| nickel-ferret | $25.00 | $25.00 | 4/7/2010 4:50:56 PM |
| radforj22 | $25.00 | $25.00 | 4/7/2010 4:51:15 PM |
| elegant-bonus | $25.00 | $25.00 | 4/7/2010 4:58:38 PM |
| Dap2005 | $25.00 | $25.00 | 4/7/2010 4:52:08 PM |
| syounker | $25.00 | $25.00 | 4/7/2010 4:52:20 PM |
| Dharvesi | $25.00 | $25.00 | 4/7/2010 4:59:15 PM |
| unassassinable | $25.00 | $25.00 | 4/7/2010 4:53:16 PM |
| Greenbak | $25.00 | $25.00 | 4/7/2010 5:01:43 PM |
| highcountry1 | $25.00 | $25.00 | 4/7/2010 6:03:21 PM |
| bchen78875 | $25.00 | $25.00 | 4/7/2010 6:38:43 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/7/2010 6:18:44 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/7/2010 7:36:53 PM |
| Aimvest | $25.00 | $25.00 | 4/7/2010 9:04:48 PM |
| skuba | $25.00 | $25.00 | 4/7/2010 9:45:11 PM |
| lagnisiruk | $25.00 | $25.00 | 4/7/2010 10:08:47 PM |
| fcukciti | $50.00 | $50.00 | 4/8/2010 4:30:13 AM |
| Nascar1 | $25.00 | $25.00 | 4/8/2010 7:03:20 AM |
| jengachamp | $25.00 | $25.00 | 4/8/2010 7:45:08 AM |
| kirkmountain | $25.00 | $25.00 | 4/8/2010 9:04:05 AM |
| HHP | $25.00 | $25.00 | 4/8/2010 5:33:10 AM |
| HaveToWrite | $25.00 | $25.00 | 4/8/2010 9:19:04 AM |
| PaulW | $25.00 | $25.00 | 4/8/2010 7:09:09 AM |
| greenback-amplifier | $25.00 | $25.00 | 4/8/2010 10:21:20 AM |
| excellent-bonus8 | $25.00 | $25.00 | 4/8/2010 9:36:25 AM |
| selector568 | $29.02 | $29.02 | 4/8/2010 2:13:48 PM |
| Cheburashka | $25.00 | $25.00 | 4/8/2010 1:00:52 PM |
| salala | $25.00 | $25.00 | 4/8/2010 3:14:22 PM |
| ijspence | $25.00 | $25.00 | 4/8/2010 3:39:38 PM |
| Sixmil | $25.00 | $25.00 | 4/8/2010 7:23:40 PM |
| Zingaro | $25.00 | $25.00 | 4/8/2010 9:15:48 PM |
| peerlender | $30.00 | $30.00 | 4/8/2010 10:28:05 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 4/8/2010 9:33:05 PM |
| Havana21 | $50.00 | $50.00 | 4/8/2010 11:18:01 PM |
| youthful-greenback3 | $25.00 | $25.00 | 4/9/2010 9:34:20 AM |
| bowdish1 | $50.00 | $50.00 | 4/9/2010 7:14:30 AM |
| wise-silver-wonder | $25.00 | $25.00 | 4/9/2010 9:39:18 AM |
| KiwiElf | $25.00 | $25.00 | 4/9/2010 9:21:25 AM |
| klinebarger | $25.00 | $25.00 | 4/9/2010 10:49:34 AM |
| Malkial | $25.00 | $25.00 | 4/9/2010 9:33:55 AM |
| brazilofmux | $91.41 | $91.41 | 4/9/2010 11:11:42 AM |
| mikeandcat | $50.00 | $50.00 | 4/9/2010 12:33:45 PM |
| Dr_Starchildren | $25.00 | $25.00 | 4/9/2010 1:16:52 PM |
| Josta | $50.00 | $50.00 | 4/9/2010 1:10:41 PM |
| zento | $25.00 | $25.00 | 4/9/2010 12:33:16 PM |
| TrustOne | $25.00 | $25.00 | 4/9/2010 12:53:07 PM |
| micko | $25.00 | $25.00 | 4/9/2010 1:38:15 PM |
| Sefotonga | $25.00 | $25.00 | 4/9/2010 2:58:43 PM |
| BooRadley | $25.00 | $25.00 | 4/9/2010 5:13:57 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/9/2010 4:41:21 PM |
| topher515 | $25.00 | $25.00 | 4/9/2010 5:21:41 PM |
| Interloper | $25.00 | $25.00 | 4/9/2010 5:20:43 PM |
| elnuks | $25.00 | $25.00 | 4/9/2010 9:13:02 PM |
| peso-mate | $25.00 | $25.00 | 4/9/2010 5:50:07 PM |
| gain-bridge | $25.00 | $25.00 | 4/9/2010 10:43:36 PM |
| xyzlmno | $50.00 | $50.00 | 4/10/2010 9:38:41 AM |
| Jynxie | $28.41 | $28.41 | 4/10/2010 9:44:14 AM |
| economy-river | $25.00 | $25.00 | 4/10/2010 4:46:54 AM |
| naina_my_daughter | $25.00 | $25.00 | 4/10/2010 9:04:39 AM |
| GElender | $34.25 | $34.25 | 4/10/2010 1:29:50 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/10/2010 10:38:16 AM |
| supersarah61 | $25.00 | $25.00 | 4/10/2010 4:43:42 PM |
| selfmademan | $25.00 | $25.00 | 4/10/2010 1:30:06 PM |
| ArtemisFitzlebottom | $25.00 | $25.00 | 4/10/2010 10:06:11 AM |
| mtp | $50.00 | $50.00 | 4/10/2010 2:12:52 PM |
| sweet-loan8 | $25.00 | $25.00 | 4/10/2010 3:54:35 PM |
| xrycac | $25.00 | $25.00 | 4/11/2010 11:44:14 AM |
| sandeepPR | $25.00 | $25.00 | 4/11/2010 1:54:23 PM |
| helpinghand63 | $50.00 | $50.00 | 4/11/2010 2:10:56 PM |
| banjoey | $25.00 | $25.00 | 4/12/2010 12:13:01 AM |
| stable-nickel | $100.00 | $100.00 | 4/12/2010 6:52:07 AM |
| Finspons | $25.00 | $25.00 | 4/12/2010 7:08:45 AM |
| CAGE-Investments | $100.00 | $100.00 | 4/12/2010 7:48:04 AM |
| Interstate_Rate | $29.64 | $29.64 | 4/11/2010 9:20:08 PM |
| WeAlNe | $25.00 | $25.00 | 4/12/2010 9:13:20 AM |
| flwah | $25.00 | $25.00 | 4/12/2010 11:07:01 AM |
| jd006006 | $27.74 | $27.74 | 4/12/2010 11:20:44 AM |
| RandyL3 | $99.00 | $99.00 | 4/12/2010 11:50:59 AM |
| windtalkers | $50.00 | $50.00 | 4/12/2010 9:53:17 AM |
| dime-galaxy | $25.00 | $25.00 | 4/12/2010 10:16:14 AM |
| IIP77 | $25.00 | $25.00 | 4/12/2010 2:44:48 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/12/2010 3:23:34 PM |
| mster9ball | $25.00 | $25.00 | 4/12/2010 7:27:38 PM |
| Tradesmanlender | $25.00 | $25.00 | 4/12/2010 11:30:58 PM |
| market-pudding | $25.00 | $25.00 | 4/12/2010 7:21:22 PM |
| Astyanax | $30.00 | $30.00 | 4/13/2010 10:01:17 AM |
| jdrez | $25.00 | $25.00 | 4/13/2010 10:03:11 AM |
| omerta6102 | $28.88 | $28.88 | 4/13/2010 10:51:24 AM |
| capital-marsupial3 | $25.00 | $25.00 | 4/13/2010 1:26:29 PM |
| SNH | $50.00 | $50.00 | 4/13/2010 2:42:50 PM |
| divemaster | $25.00 | $25.00 | 4/13/2010 4:36:13 PM |
| AnxiousAirman | $25.00 | $25.00 | 4/13/2010 4:36:59 PM |
| jwood3030 | $35.00 | $35.00 | 4/13/2010 4:37:17 PM |
| leftcoast52 | $25.00 | $25.00 | 4/13/2010 4:36:15 PM |
| PPLIN810 | $25.00 | $25.00 | 4/13/2010 4:46:36 PM |
| aurorafinancial | $38.39 | $38.39 | 4/13/2010 4:37:15 PM |
| aldeed | $25.00 | $25.00 | 4/13/2010 4:41:22 PM |
| mizunoman | $25.00 | $25.00 | 4/13/2010 4:58:31 PM |
| fireboss | $29.47 | $29.47 | 4/13/2010 5:48:09 PM |
| ISHLEP67 | $50.00 | $50.00 | 4/13/2010 8:28:10 PM |
| booyah | $50.00 | $50.00 | 4/14/2010 5:07:57 AM |
| nick5454 | $29.76 | $29.76 | 4/14/2010 9:45:30 AM |
| lostontheedge | $25.00 | $25.00 | 4/14/2010 11:35:38 AM |
| wwwUniversal | $25.00 | $25.00 | 4/14/2010 10:07:28 AM |
| Okeey | $25.00 | $25.00 | 4/14/2010 9:10:06 AM |
| jplatypus | $25.00 | $25.00 | 4/14/2010 11:25:00 AM |
| seattleslug | $25.00 | $25.00 | 4/14/2010 12:01:23 PM |
| Your_Bank | $25.00 | $25.00 | 4/14/2010 2:33:14 PM |
| 244 bids
|
Borrower Payment Dependent Notes Series
453793
This series of Notes was issued and sold upon the funding of the borrower loan #42232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,400.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-15-2010 |
| |
Auction end date:
| Apr-21-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $108.57 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $108.57 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1957 |
Debt/Income ratio:
| 55% |
|
Basic (1-10):
| 3 |
Inquiries last 6m:
| 0 | Employment status: | Retired |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 33y 10m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 6 | Stated income: | $1-$24,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| wonderful-finance7 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Low risk! see why below Car Repairs
Purpose of loan:
This loan will be used to...Car and Home Repairs.Please review and ask any questions that will put you more at ease.Thank you so much for considering,even that means alot.To be able to get the car fixed and be able to get around again would mean so much to us.I had a little higher amount on here that was 95% funded so I lowered it a little.I hope that makes a differance.To those of you who bid on the last listing,thank you and I hope you consider this again.
.
My financial situation:
I am a good candidate for this loan because? I have never missed a payment...ever! My credit report should reflect that, and I hope that puts people at ease.The income may look a little low but my daughter contributes to the home financially.Again please ask any questions that may put you more at ease and not think that this is a higher risk loan.Thank You for your time.
Monthly net income: $ 665 plus my daughter has lived with me and contributes financially
Monthly expenses: $
??Housing: $ 50 taxes house is paid off
??Insurance: $ 59
??Car expenses: $0 car is paid off
??Utilities: $ 65
??Phone, cable, internet: $ 20
??Food, entertainment: $ 100
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 50
??Other expenses: $ 0 sometimes little expenses come up which my daughter pays
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can I ask how old you are and your general health? - SeeksValue
A:
Hi there.Im 83 and overall not too bad.Always tried to stay active and havent drank or smoked in about 45 years.If anything does happen to me in the next few years my daughter will make sure any debts are paid off which are very few.My home and car are paid off.I hope that helps and thanks again for your consideration.Let me know if you have any other questions.
(Apr-15-2010)
Q:
Is this loan secured by your house? - HonorableLoans
A:
No I dont think that they do that type of loan on here that i know.So, no its not backed by the house.Thank you for asking.If you would like to know anything else Ill be here and thank you for your consideration.I just want to remind you if it helps that if your able to look into my credits past on here ive never missed a payment or have not payed anything off before over many years.
(Apr-16-2010)
Q:
You may want to check. Nearly all AA Loans are secured by a home and the ratings are all increased. I'm not referring to HELOC, I'm referring to secured loans. - HonorableLoans
A:
Thank you for the information.I will look into that some more.
(Apr-18-2010)
Q:
You state $0 car expenses. What will you pay in terms of gas, insurance, and maintenance on the car once it is repaired and put back into service? - integrity-broker
A:
Hi there and thanks for asking and your consideration.Insurance is about $65 mo. I drive locally low miles around 150 miles mo. so gas is around $20 mo. and maintainance has typically been very low since I dont drive too many miles.My daughter has been paying the Insurance since her expenses are lower while staying with me.Hope this helps and please let me know if you have any other questions.
(Apr-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fcb202 | $25.00 | $25.00 | 4/15/2010 11:36:38 AM |
| Your_Bank | $100.00 | $100.00 | 4/15/2010 12:49:08 PM |
| SeeksValue | $25.00 | $25.00 | 4/15/2010 2:15:15 PM |
| SeeksValue | $75.00 | $75.00 | 4/15/2010 2:52:27 PM |
| PrincessGrace33 | $50.00 | $50.00 | 4/15/2010 5:40:21 PM |
| aztocas | $50.00 | $50.00 | 4/15/2010 11:22:01 PM |
| reliable-vigilance | $30.99 | $30.99 | 4/16/2010 8:50:02 AM |
| Ronnieboy888 | $50.00 | $50.00 | 4/16/2010 7:47:25 AM |
| FAUVERSTIEN | $25.00 | $25.00 | 4/16/2010 10:00:31 AM |
| retired272 | $25.00 | $25.00 | 4/17/2010 9:03:17 AM |
| periko | $25.00 | $25.00 | 4/19/2010 10:37:55 PM |
| nodebt2012 | $25.00 | $25.00 | 4/19/2010 7:59:12 PM |
| jhernand17 | $25.00 | $25.00 | 4/20/2010 9:52:17 PM |
| Astyanax | $40.00 | $40.00 | 4/21/2010 8:37:52 AM |
| tcbmc | $39.14 | $39.14 | 4/21/2010 9:11:42 AM |
| blue-silver-ruler | $25.00 | $25.00 | 4/21/2010 10:19:09 AM |
| carrinel | $89.00 | $89.00 | 4/21/2010 12:54:18 PM |
| wbwill | $25.00 | $25.00 | 4/21/2010 11:44:57 AM |
| PrincessGrace33 | $150.00 | $150.00 | 4/21/2010 1:25:09 PM |
| reflective-rupee | $50.00 | $50.00 | 4/21/2010 2:43:44 PM |
| zone6 | $86.67 | $86.67 | 4/21/2010 12:47:46 PM |
| wyobeads | $25.00 | $25.00 | 4/21/2010 3:52:18 PM |
| dudebrah | $25.00 | $25.00 | 4/21/2010 2:15:10 PM |
| market-pudding | $25.00 | $25.00 | 4/21/2010 2:13:47 PM |
| hidavehi | $25.00 | $25.00 | 4/21/2010 3:48:51 PM |
| IASKGOD | $25.00 | $25.00 | 4/21/2010 3:57:31 PM |
| Your_Bank | $250.00 | $250.00 | 4/15/2010 12:45:00 PM |
| SNH | $50.00 | $50.00 | 4/15/2010 12:04:56 PM |
| Kash2010lu | $25.00 | $25.00 | 4/15/2010 3:26:03 PM |
| victor111 | $25.00 | $25.00 | 4/16/2010 2:25:01 AM |
| winmals | $25.00 | $25.00 | 4/16/2010 3:10:42 PM |
| Engineer44 | $30.00 | $30.00 | 4/16/2010 4:40:49 PM |
| jiboo44 | $25.00 | $25.00 | 4/16/2010 5:51:51 PM |
| loss-of-control | $50.00 | $50.00 | 4/17/2010 2:01:56 PM |
| TheSweetLender | $30.00 | $30.00 | 4/18/2010 4:38:08 PM |
| ideal-value | $100.00 | $100.00 | 4/19/2010 2:07:48 PM |
| buyrite334 | $38.70 | $38.70 | 4/19/2010 4:54:52 PM |
| nodebt2012 | $25.00 | $25.00 | 4/20/2010 2:23:56 PM |
| Bob450 | $35.00 | $35.00 | 4/20/2010 9:34:43 PM |
| upright-revenue7 | $50.00 | $50.00 | 4/21/2010 5:58:18 AM |
| nodebt2012 | $25.00 | $25.00 | 4/21/2010 7:47:15 AM |
| Bob450 | $25.00 | $25.00 | 4/20/2010 10:34:26 PM |
| onecooldrink | $25.00 | $25.00 | 4/21/2010 12:00:15 AM |
| reasonable-power | $25.00 | $25.00 | 4/21/2010 9:51:53 AM |
| Bill88 | $25.00 | $25.00 | 4/21/2010 10:17:17 AM |
| micko | $25.00 | $25.00 | 4/21/2010 10:48:42 AM |
| farchoir | $25.00 | $25.00 | 4/21/2010 11:08:42 AM |
| cunning-bill | $25.00 | $25.00 | 4/21/2010 11:18:24 AM |
| zone6 | $50.00 | $50.00 | 4/21/2010 12:48:36 PM |
| 56bones | $25.00 | $25.00 | 4/21/2010 2:25:10 PM |
| thomas16882004 | $25.00 | $25.00 | 4/21/2010 12:47:11 PM |
| zone6 | $50.00 | $50.00 | 4/21/2010 12:48:06 PM |
| zone6 | $50.00 | $50.00 | 4/21/2010 12:49:09 PM |
| Leshan | $25.00 | $25.00 | 4/21/2010 2:51:21 PM |
| reflective-rupee | $25.00 | $25.00 | 4/21/2010 2:44:13 PM |
| aquistoyraul | $34.31 | $30.50 | 4/21/2010 4:07:44 PM |
| 56 bids
|
Borrower Payment Dependent Notes Series
454367
This series of Notes was issued and sold upon the funding of the borrower loan #42102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $123.09 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $121.27 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 8m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 17 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $121 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 8% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| special-dime7 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for a study abroad tuition
Purpose of loan:
This loan will be used to help me pay for a study abroad program in Italy in developing my graduate school education. Here I will be getting credit, paying for a plane ticket, and furthering my degree requirements.
My financial situation:
I am a good candidate for this loan because I have a steady job where I?have the?oppurtunity to?have unlimited amounts of income. Not only do I have a part time job, I am self employed where I also have unlimited amounts of income. I have a monthly stipend of $830 that comes to me monthly for my education. That money is not included towards the monthly net income, but I do receive it monthly at the 1st of the month.
Monthly net income: $ 1,500
Monthly expenses: $
??Housing: $ 300
??Insurance: $ 0
??Car expenses: $ 235.
??Utilities: $ 15
??Phone, cable, internet: $ 40
??Food, entertainment: $ 100
??Clothing, household expenses $ 20
??Credit cards and other loans: $?20
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| authoritative-capital | $25.00 | $25.00 | 4/16/2010 4:15:24 PM |
| autonomous-truth | $25.00 | $25.00 | 4/16/2010 4:17:47 PM |
| JGB | $25.00 | $25.00 | 4/16/2010 4:18:02 PM |
| supersarah61 | $25.00 | $25.00 | 4/16/2010 4:18:29 PM |
| joee | $25.00 | $25.00 | 4/16/2010 4:11:57 PM |
| Tom579 | $25.00 | $25.00 | 4/16/2010 4:16:33 PM |
| elevated-platinum5 | $25.00 | $25.00 | 4/16/2010 4:12:28 PM |
| elawn | $25.00 | $25.00 | 4/16/2010 4:16:35 PM |
| Kaj | $25.00 | $25.00 | 4/16/2010 4:17:43 PM |
| mjosa | $25.00 | $25.00 | 4/16/2010 6:53:20 PM |
| bull_lender | $36.00 | $36.00 | 4/16/2010 6:21:21 PM |
| Your_Bank | $35.00 | $35.00 | 4/17/2010 11:58:42 AM |
| trade-elm | $25.00 | $25.00 | 4/20/2010 9:04:17 AM |
| Crom | $25.00 | $25.00 | 4/20/2010 2:44:08 PM |
| kronosmetis | $25.00 | $25.00 | 4/20/2010 12:34:54 PM |
| unger | $50.00 | $50.00 | 4/22/2010 12:03:16 PM |
| dpries123 | $25.00 | $25.00 | 4/22/2010 12:04:03 PM |
| Sackmaster | $25.00 | $25.00 | 4/22/2010 11:28:16 PM |
| patriot384 | $70.00 | $70.00 | 4/22/2010 8:13:19 PM |
| wealth-pipeline | $25.00 | $25.00 | 4/23/2010 6:17:59 AM |
| umfan123 | $25.00 | $25.00 | 4/23/2010 7:24:29 AM |
| shrewd-income | $50.00 | $50.00 | 4/23/2010 8:56:21 AM |
| rate-hickory | $25.00 | $25.00 | 4/23/2010 9:18:13 AM |
| sunny-justice9 | $50.00 | $50.00 | 4/23/2010 12:19:59 PM |
| ultimate-peace | $425.00 | $425.00 | 4/23/2010 12:25:55 PM |
| wild-orange | $25.00 | $25.00 | 4/23/2010 2:26:51 PM |
| himanshuko | $25.00 | $25.00 | 4/23/2010 3:08:04 PM |
| himanshuko | $25.00 | $25.00 | 4/23/2010 3:08:40 PM |
| nourishing-interest0 | $25.00 | $25.00 | 4/16/2010 4:12:19 PM |
| finance-prescription | $50.00 | $50.00 | 4/16/2010 4:15:52 PM |
| Speculator | $100.00 | $100.00 | 4/16/2010 4:16:54 PM |
| burrito6 | $50.00 | $50.00 | 4/16/2010 4:17:49 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/16/2010 4:17:53 PM |
| cberthiaume | $25.00 | $25.00 | 4/16/2010 4:18:08 PM |
| heavenly-repayment4 | $25.00 | $24.23 | 4/16/2010 4:18:33 PM |
| DUDE66 | $25.00 | $25.00 | 4/16/2010 4:16:28 PM |
| social-conductor4 | $25.00 | $25.00 | 4/16/2010 4:17:34 PM |
| irrelevant | $25.00 | $25.00 | 4/16/2010 4:26:38 PM |
| Bob450 | $30.00 | $30.00 | 4/16/2010 8:39:42 PM |
| reflective-rupee | $25.00 | $25.00 | 4/16/2010 9:12:05 PM |
| KrisKringle | $25.00 | $25.00 | 4/17/2010 9:15:55 AM |
| felicity-loyalist0 | $35.00 | $35.00 | 4/17/2010 9:34:00 PM |
| frogperson | $100.00 | $100.00 | 4/18/2010 9:06:58 AM |
| truth-trapper | $75.00 | $75.00 | 4/18/2010 8:03:09 PM |
| healingangel22 | $25.00 | $25.00 | 4/19/2010 7:35:20 AM |
| invest-in-ed | $300.00 | $300.00 | 4/19/2010 2:43:13 PM |
| TheCount | $25.00 | $25.00 | 4/19/2010 6:11:44 PM |
| TakeCare | $25.00 | $25.00 | 4/19/2010 7:49:15 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/19/2010 5:34:29 PM |
| Littlepeng | $25.00 | $25.00 | 4/20/2010 7:18:51 AM |
| wowlender | $25.00 | $25.00 | 4/20/2010 12:45:52 PM |
| drcoop | $25.00 | $25.00 | 4/20/2010 1:01:41 PM |
| simiray | $25.00 | $25.00 | 4/21/2010 9:18:37 AM |
| wwwUniversal | $25.00 | $25.00 | 4/21/2010 4:22:10 PM |
| profreshonal | $25.00 | $25.00 | 4/21/2010 8:24:20 PM |
| income-rocker2 | $119.76 | $119.76 | 4/22/2010 7:22:39 AM |
| exuberant-loot | $25.00 | $25.00 | 4/22/2010 8:12:47 AM |
| dudebrah | $25.00 | $25.00 | 4/22/2010 11:19:04 AM |
| Flreap | $50.00 | $50.00 | 4/22/2010 1:45:56 PM |
| Ogerta | $25.00 | $25.00 | 4/22/2010 4:27:11 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/22/2010 9:19:56 PM |
| glazeddonuts | $25.00 | $25.00 | 4/23/2010 8:44:43 AM |
| marwadi-62 | $50.00 | $50.00 | 4/23/2010 8:35:15 AM |
| persistent-income2 | $50.00 | $50.00 | 4/23/2010 9:55:17 AM |
| wealth-multiplier | $25.00 | $25.00 | 4/23/2010 10:47:25 AM |
| Silverling6 | $25.00 | $25.00 | 4/23/2010 11:27:23 AM |
| b-rent | $25.00 | $25.00 | 4/23/2010 1:22:19 PM |
| FundMaker | $25.00 | $25.00 | 4/23/2010 2:41:20 PM |
| Nerdster1 | $25.01 | $25.01 | 4/23/2010 3:28:33 PM |
| Engineer44 | $25.00 | $25.00 | 4/23/2010 4:09:59 PM |
| 70 bids
|
Borrower Payment Dependent Notes Series
454825
This series of Notes was issued and sold upon the funding of the borrower loan #42050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-20-2010 |
| |
Auction end date:
| Apr-27-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $159.88 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 44% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 16
/
15 | Length of status: | 1y 6m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 54 |
Occupation: | Tradesman - Electri... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,175 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 13% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| loan-fiesta0 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Replacing Shower
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| FundMaker | $25.00 | $25.00 | 4/27/2010 12:19:09 PM |
| teller | $25.00 | $25.00 | 4/20/2010 4:10:44 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/20/2010 4:10:51 PM |
| interest-griffin | $50.00 | $50.00 | 4/20/2010 4:10:58 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/20/2010 4:19:03 PM |
| intlargonaut | $100.00 | $100.00 | 4/20/2010 4:10:57 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/20/2010 4:11:17 PM |
| hrubinst | $25.00 | $25.00 | 4/20/2010 4:32:01 PM |
| delicious-social132 | $25.00 | $25.00 | 4/20/2010 4:32:29 PM |
| unassassinable | $25.00 | $25.00 | 4/20/2010 4:33:20 PM |
| orderly-leverage | $40.00 | $40.00 | 4/20/2010 4:34:48 PM |
| integrity-doctor | $100.00 | $100.00 | 4/20/2010 4:38:02 PM |
| JGB | $25.00 | $25.00 | 4/20/2010 4:37:30 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/20/2010 4:37:41 PM |
| torion | $25.00 | $25.00 | 4/20/2010 4:32:16 PM |
| bowdish1 | $50.00 | $50.00 | 4/20/2010 4:33:32 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/20/2010 4:35:16 PM |
| Dap2005 | $25.00 | $25.00 | 4/20/2010 5:36:28 PM |
| yield-seeker | $25.00 | $25.00 | 4/20/2010 8:03:59 PM |
| calilending | $25.00 | $25.00 | 4/21/2010 12:14:16 AM |
| nands31 | $25.00 | $25.00 | 4/21/2010 9:33:34 AM |
| a-studious-payment | $25.00 | $25.00 | 4/21/2010 9:34:12 AM |
| don8ter | $25.00 | $25.00 | 4/21/2010 10:49:44 AM |
| contract-eagle | $25.00 | $25.00 | 4/21/2010 11:09:08 AM |
| nickel-ferret | $25.00 | $25.00 | 4/21/2010 11:30:00 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/21/2010 12:47:28 PM |
| uncleubb | $25.00 | $25.00 | 4/21/2010 1:38:40 PM |
| influential-compassion9 | $50.00 | $50.00 | 4/21/2010 3:59:56 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/21/2010 4:11:01 PM |
| powerful-velocity | $25.00 | $25.00 | 4/21/2010 5:33:29 PM |
| organic-income5 | $40.00 | $40.00 | 4/21/2010 9:03:14 PM |
| contract-giant | $25.00 | $25.00 | 4/22/2010 9:34:37 AM |
| Gabriel02 | $25.00 | $25.00 | 4/22/2010 11:04:52 AM |
| capital-web193 | $25.00 | $25.00 | 4/22/2010 4:54:36 PM |
| decisive-capital | $27.53 | $27.53 | 4/23/2010 7:10:37 AM |
| Comoparklender | $30.00 | $30.00 | 4/23/2010 8:44:06 AM |
| studious-camaraderi | $25.00 | $25.00 | 4/23/2010 9:36:35 AM |
| resource777 | $25.00 | $25.00 | 4/23/2010 9:03:13 AM |
| transparency-advocator | $25.00 | $25.00 | 4/23/2010 9:37:57 AM |
| Artist_Blue | $25.00 | $25.00 | 4/23/2010 11:26:05 AM |
| RLR | $25.00 | $25.00 | 4/23/2010 10:46:34 AM |
| Cai8899 | $34.67 | $34.67 | 4/23/2010 11:42:50 AM |
| sgt-schultz | $50.00 | $50.00 | 4/23/2010 11:43:09 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 4/23/2010 1:59:04 PM |
| irrelevant | $25.00 | $25.00 | 4/23/2010 3:04:48 PM |
| wings2fly | $25.00 | $25.00 | 4/23/2010 5:02:44 PM |
| engaging-worth | $25.00 | $25.00 | 4/23/2010 5:03:24 PM |
| important-ore | $50.00 | $50.00 | 4/24/2010 9:22:50 AM |
| treasure-generator | $25.00 | $25.00 | 4/26/2010 7:42:46 AM |
| cingular | $25.00 | $25.00 | 4/26/2010 9:57:25 AM |
| honorable-yield | $50.00 | $50.00 | 4/26/2010 9:49:37 AM |
| brazilofmux | $51.33 | $51.33 | 4/26/2010 9:22:02 AM |
| selfmademan | $25.00 | $25.00 | 4/26/2010 9:22:48 AM |
| NDFIRTH | $50.00 | $50.00 | 4/26/2010 9:40:30 AM |
| a-finance-nirvana | $25.00 | $25.00 | 4/26/2010 11:03:16 AM |
| the-auction-firestarter | $25.00 | $25.00 | 4/26/2010 2:11:50 PM |
| Leopoldine | $25.00 | $25.00 | 4/26/2010 2:59:11 PM |
| enforcer0 | $50.00 | $50.00 | 4/26/2010 10:28:25 PM |
| paul1 | $50.00 | $50.00 | 4/27/2010 11:14:26 AM |
| benefit-catalyst | $250.00 | $250.00 | 4/27/2010 11:59:21 AM |
| Lender0307 | $25.00 | $25.00 | 4/27/2010 1:32:46 PM |
| atrain2007 | $25.00 | $25.00 | 4/20/2010 4:11:00 PM |
| finance-prescription | $100.00 | $100.00 | 4/20/2010 4:11:43 PM |
| syounker | $25.00 | $25.00 | 4/20/2010 4:10:50 PM |
| AF-Chief | $27.00 | $27.00 | 4/20/2010 4:24:23 PM |
| Avala | $50.00 | $50.00 | 4/20/2010 4:32:23 PM |
| dinero-speaker | $25.00 | $25.00 | 4/20/2010 4:32:38 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/20/2010 4:34:30 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/20/2010 4:38:10 PM |
| Slend49 | $25.00 | $25.00 | 4/20/2010 4:39:11 PM |
| mmckune | $25.00 | $25.00 | 4/20/2010 4:33:00 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/20/2010 5:18:47 PM |
| market-pudding | $25.00 | $25.00 | 4/20/2010 8:48:07 PM |
| japerk | $25.00 | $25.00 | 4/21/2010 8:12:54 AM |
| money-boots2 | $25.00 | $25.00 | 4/21/2010 9:34:31 AM |
| MTlender | $25.00 | $25.00 | 4/21/2010 8:25:27 AM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 10:11:08 AM |
| Havana21 | $100.00 | $100.00 | 4/21/2010 10:10:50 AM |
| unforgettable-moola1 | $30.00 | $30.00 | 4/21/2010 12:34:20 PM |
| responsive-gain7 | $25.00 | $25.00 | 4/21/2010 11:16:03 AM |
| JFKPilot | $25.00 | $25.00 | 4/21/2010 12:47:38 PM |
| thedreamer | $25.00 | $25.00 | 4/21/2010 9:22:52 PM |
| rider350 | $25.00 | $25.00 | 4/22/2010 9:36:00 AM |
| thorough-exchange4 | $25.00 | $25.00 | 4/22/2010 12:02:27 PM |
| bchen78875 | $25.00 | $25.00 | 4/22/2010 2:08:42 PM |
| Supernick | $42.84 | $42.84 | 4/22/2010 2:27:14 PM |
| gelidfrank | $25.00 | $25.00 | 4/22/2010 4:55:00 PM |
| ichibon | $75.00 | $75.00 | 4/23/2010 3:23:18 AM |
| mpactlender | $25.00 | $25.00 | 4/23/2010 7:10:55 AM |
| GElender | $50.00 | $50.00 | 4/23/2010 7:12:48 AM |
| neutrino6 | $25.00 | $25.00 | 4/23/2010 8:21:10 AM |
| worth-arch | $25.00 | $25.00 | 4/23/2010 8:27:48 AM |
| upbeat-principal | $25.00 | $25.00 | 4/23/2010 8:28:14 AM |
| wise-silver-wonder | $25.00 | $25.00 | 4/23/2010 9:42:12 AM |
| Clambake | $34.40 | $34.40 | 4/23/2010 11:27:15 AM |
| Marathoner | $25.00 | $25.00 | 4/23/2010 11:50:47 AM |
| radforj22 | $25.00 | $25.00 | 4/23/2010 7:12:48 PM |
| junctionking | $25.00 | $25.00 | 4/24/2010 1:54:19 PM |
| fairness-champ7 | $25.00 | $25.00 | 4/24/2010 3:37:48 PM |
| dschaaf | $25.00 | $25.00 | 4/24/2010 2:28:17 PM |
| Tradesmanlender | $25.00 | $25.00 | 4/24/2010 5:10:31 PM |
| castleman | $25.00 | $25.00 | 4/24/2010 5:19:46 PM |
| vanderhp | $25.00 | $25.00 | 4/25/2010 6:14:01 AM |
| oreyedoc | $50.00 | $50.00 | 4/24/2010 5:10:29 PM |
| sarisai | $379.89 | $379.89 | 4/24/2010 7:57:53 PM |
| mikeandcat | $47.72 | $47.72 | 4/25/2010 5:59:54 PM |
| r0b3m4n | $25.00 | $25.00 | 4/25/2010 11:33:46 PM |
| DcUnited | $25.00 | $25.00 | 4/25/2010 9:53:12 PM |
| CAGE-Investments | $25.00 | $25.00 | 4/26/2010 4:04:02 AM |
| metro457 | $25.00 | $25.00 | 4/26/2010 9:21:23 AM |
| lagnisiruk | $25.00 | $25.00 | 4/26/2010 9:22:50 AM |
| KiwiElf | $25.00 | $25.00 | 4/26/2010 10:27:47 AM |
| Cheburashka | $25.00 | $25.00 | 4/26/2010 11:03:28 AM |
| Redleg6 | $25.00 | $25.00 | 4/26/2010 10:12:15 AM |
| DadWarbucks | $25.00 | $24.16 | 4/26/2010 11:39:08 AM |
| dmitriy2 | $25.00 | $25.00 | 4/26/2010 2:52:59 PM |
| rmpedi33 | $150.00 | $150.00 | 4/27/2010 12:02:57 AM |
| soular21804 | $25.00 | $25.00 | 4/26/2010 6:58:25 PM |
| favorite-commerce | $25.00 | $25.00 | 4/27/2010 9:45:46 AM |
| natedog666 | $300.00 | $300.00 | 4/27/2010 11:39:14 AM |
| impartial-deal | $25.00 | $25.00 | 4/27/2010 12:23:12 PM |
| sly718 | $31.00 | $31.00 | 4/27/2010 4:09:23 PM |
| manthrax3 | $59.46 | $59.46 | 4/27/2010 2:55:15 PM |
| 123 bids
|
Borrower Payment Dependent Notes Series
454859
This series of Notes was issued and sold upon the funding of the borrower loan #42059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 31.34% |
Starting monthly payment:
| $41.03 |
|
Final lender yield:
| 24.73% |
Final borrower rate/APR:
| 25.73% / 29.65% |
Final monthly payment:
| $40.15 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.12% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 43% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
7 | Length of status: | 26y 6m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 35 |
Occupation: | Nurse (LPN) |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $5,922 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $1,500 |
Bankcard utilization:
| 91% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| momentous-social |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay taxes credit card
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $ 2200
Monthly expenses: $
??Housing: $ 600
??Insurance: $ 100
??Car expenses: $ 330
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 250
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you explain your current $1,500 delinquent account? Kind Regards - Your_Bank
A:
I have fallen behind on 1 bill but will be working with the company to help me catch up. A loan would help me settle some things so I can lower my expenses, at a lower monthly payment. I have always been very good with paying my bills had very good credit and have just fellen into a hole but I am working very hard at fixing things and get my credit rating back where it was.
(Apr-25-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $40.00 | $40.00 | 4/19/2010 8:08:46 PM |
| ttnk62918 | $25.00 | $19.34 | 4/21/2010 7:23:05 AM |
| mckhbnpc | $25.00 | $25.00 | 4/24/2010 8:44:57 AM |
| Your_Bank | $25.00 | $25.00 | 4/25/2010 5:06:47 AM |
| GS-ROCK | $40.66 | $40.66 | 4/26/2010 7:26:07 AM |
| SolarMoonshine | $25.00 | $25.00 | 4/19/2010 5:41:16 PM |
| marwadi-62 | $100.00 | $100.00 | 4/24/2010 8:17:14 PM |
| admirable-loyalty | $25.00 | $25.00 | 4/25/2010 4:15:33 PM |
| PotBellyPete | $75.00 | $75.00 | 4/26/2010 7:03:57 AM |
| greekgst99 | $25.00 | $25.00 | 4/26/2010 11:00:26 AM |
| ultimate-peace | $600.00 | $600.00 | 4/26/2010 10:58:53 AM |
| 11 bids
|
Borrower Payment Dependent Notes Series
454927
This series of Notes was issued and sold upon the funding of the borrower loan #42099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 31.85% |
Final borrower rate/APR:
| 32.85% / 35.27% |
Final monthly payment:
| $88.06 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 5% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 0m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 29 |
Occupation: | Analyst |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $1,296 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 105% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| EnergyAnalyst |
Borrower's state:
| SouthCarolina |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I WANT TO BE A PROSPER LENDER!
I WANT TO BE A PROSPER LENDER BUT I NEED HELP NOW! I AM NOT A DEADBEAT SO PLEASE FUND MY LOAN!!!
Purpose of loan:
I need to pay off my credit card and?fix my car. I'd rather pay Prosper Lenders than the Credit Card company. I just moved to Charlotte, NC from Columbia, SC.
I was laid off in January of 2010. From Jan 2010 - April 2010 even?while only receiving?$351 per week in unemployment benefits, I still paid my bills on time!?The lay off was totally unexpected and I had no emergency savings so I had use my Credit Card for living expenses during the 5 weeks that I had to wait for my first unemployment check (it was supposed to be 3 weeks?but their system had a glitch). Prior to that I kept the balance low.
From Jan-March I applied to over 100 positions (that I was qualified for) and only received a 1 call back which led to my current position. My vehicle?was damaged on my way to the interview (I was hit by a "flying" blown out tractor trailor tire). After my $500 deductible my insurance company only gave me $300 towards?what is a?$1000 repair job. I wanted to purchase a $250 deductible plan when I purchased the coverage but my insurer does not offer that.
My financial situation
I am a good candidate for this loan because I am single with no children and am earning $48,000 per year (my salary will increase to $50,000 in 6 months based on my performance). I am a permanent employee who will receive a 10% bonus every year as long as the company does well (they are experiencing RECORD profits and growth).?The job is going great and I love going to work everyday (can't say that about my last job)!
NONE OF MY?BILLS ARE DELIQUENT. The 1 $0 balance deliquency is a charge off from 2004. The inquiries were from me trying to go through my Credit Union to get a loan.
Monthly expenses: $
Student loan $64,000 = $410/month
Car loan $11,000 = $384.23/month
Credit card $1,100.00 = $30/month
Car Ins =$96.62
Total = $920.85
Monthly net income: $ 2785.10
Savings Account: $278.51 (10% pay myself first)
Monhtly?Income after Expenses/Savings: $1585.74
Financial Plans:
Fix Vehicle = Immediately
Pay off Credit Card = Immediately
Pay off Prosper Loan =?3 Months
Build Emergency Savings Fund =?6 Months
Pay of Auto Loan?= 12 months
Save Downpayment for a House = 2 years
Pay off Student Loans = 3 years
I'd pay the Prosper Loan off in?3 months. I might apply for a larger loan on Prosper in order to pay off my car once I've proven my credit worthiness with the smaller loan. Then I want become a lender here myself because I know what it's like to be honest, hard working, and still get turned down!?I want to put all shady Bill Collectors out of business!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Does your monthly expenses include items such as food, utilities, transportation etc..? - jpblan11
A:
It does include transportation (car & insurance). Food/gas is another $185 per month leaving me with $1400/month that I can use to pay off debt and build up savings. Since I will be staying with my best friend & am giving her a washer/dryer, I won't have to pay for rent or utilities (gas/elec/internet/cable). We split things like food (we both cook and take our lunch to work) & my commute is 20 minutes each way. I drive a Nissan Altima which is great on gas (full tank lasts 2 weeks)
(Apr-27-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-prescription | $50.00 | $50.00 | 4/21/2010 5:12:09 PM |
| orange-finance-banker | $25.00 | $25.00 | 4/26/2010 12:05:37 PM |
| the-serene-transaction | $50.00 | $50.00 | 4/26/2010 1:26:28 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/27/2010 5:41:40 PM |
| reflective-rupee | $100.00 | $100.00 | 4/27/2010 9:15:01 PM |
| Your_Bank | $50.00 | $50.00 | 4/28/2010 1:32:30 PM |
| Rip128 | $35.00 | $35.00 | 4/28/2010 10:36:54 AM |
| epic-payout | $38.22 | $38.22 | 4/28/2010 10:53:31 AM |
| Nerdster1 | $25.01 | $25.01 | 4/28/2010 3:03:47 PM |
| Serpent2801 | $25.00 | $25.00 | 4/28/2010 1:02:42 PM |
| Free-the-usa-1776 | $25.00 | $25.00 | 4/28/2010 1:17:52 PM |
| Your_Bank | $50.00 | $50.00 | 4/28/2010 1:31:48 PM |
| toxicbutterfly | $25.00 | $25.00 | 4/28/2010 1:56:46 PM |
| aquistoyraul | $25.00 | $25.00 | 4/28/2010 4:37:56 PM |
| Bob450 | $25.00 | $25.00 | 4/28/2010 11:11:26 AM |
| Isotope | $25.00 | $25.00 | 4/28/2010 11:27:22 AM |
| tcbmc | $25.00 | $25.00 | 4/28/2010 8:40:24 AM |
| peso-miser | $50.00 | $50.00 | 4/28/2010 8:52:31 AM |
| loanman2007 | $75.00 | $75.00 | 4/28/2010 1:02:14 PM |
| lostviajero | $25.00 | $25.00 | 4/28/2010 1:35:16 PM |
| goldmanca | $25.00 | $25.00 | 4/28/2010 2:07:01 PM |
| Leshan | $25.00 | $25.00 | 4/28/2010 2:22:01 PM |
| mutual-benefit | $25.00 | $25.00 | 4/28/2010 2:32:55 PM |
| gsd | $25.00 | $25.00 | 4/28/2010 11:43:00 AM |
| carrinel | $56.96 | $56.96 | 4/28/2010 12:27:29 PM |
| ultimate-peace | $600.00 | $600.00 | 4/28/2010 4:37:06 PM |
| payout-bridge | $364.83 | $244.81 | 4/28/2010 4:43:34 PM |
| DasMula | $25.00 | $25.00 | 4/28/2010 4:26:30 PM |
| Rip128 | $115.00 | $115.00 | 4/28/2010 4:28:50 PM |
| Engineer44 | $25.00 | $25.00 | 4/28/2010 4:45:20 PM |
| five-star-note | $35.00 | $35.00 | 4/28/2010 1:47:32 PM |
| buffalobills | $25.00 | $25.00 | 4/28/2010 2:02:25 PM |
| 32 bids
|
Borrower Payment Dependent Notes Series
455047
This series of Notes was issued and sold upon the funding of the borrower loan #42038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $215.61 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 11.04% - 30.22% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 5m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 21 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $3,300 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $75 |
Bankcard utilization:
| 35% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| happy-gold8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
install laundry room
Purpose of loan:
This loan will be used to make a laundry area in new condo, with full size stackable washer/dryer
My financial situation:
I am a good candidate for this loan because I have a very stable job and work history.? Pay my bill with auto draft and pay excess monthly payment.? Have kept credit limits to a minimum since my divorce.
Monthly net income: $ 3,000
Monthly expenses: $
??Housing: $ 750
??Insurance: $ 140
??Car expenses: $ 140
??Utilities: $?100
??Phone, cable, internet: $ 200
??Food, entertainment: $ 380
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 250
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MAYBROOK | $25.00 | $25.00 | 4/21/2010 4:49:35 PM |
| RebuildALife | $25.00 | $25.00 | 4/21/2010 4:52:04 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/21/2010 4:53:19 PM |
| famous-bill | $50.00 | $50.00 | 4/21/2010 4:57:24 PM |
| Lam0nt | $25.00 | $25.00 | 4/21/2010 4:55:14 PM |
| finance-keeper4 | $25.00 | $25.00 | 4/21/2010 4:50:45 PM |
| turbolozano | $25.00 | $25.00 | 4/21/2010 4:52:35 PM |
| finance-prescription | $50.00 | $50.00 | 4/21/2010 4:59:31 PM |
| burrito6 | $50.00 | $50.00 | 4/21/2010 4:54:59 PM |
| lagnisiruk | $25.00 | $25.00 | 4/21/2010 5:00:58 PM |
| bassman2 | $25.00 | $25.00 | 4/21/2010 4:57:40 PM |
| deegeeman | $50.00 | $50.00 | 4/21/2010 5:03:38 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/21/2010 5:03:44 PM |
| unforgettable-order9 | $25.00 | $25.00 | 4/21/2010 5:04:07 PM |
| Zolton | $200.00 | $200.00 | 4/21/2010 5:03:13 PM |
| life-is-great | $25.00 | $25.00 | 4/21/2010 5:05:07 PM |
| fortytwo | $50.00 | $50.00 | 4/21/2010 5:01:06 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/21/2010 5:01:28 PM |
| xyzlmno | $25.00 | $25.00 | 4/21/2010 5:04:51 PM |
| Banker7371 | $25.00 | $25.00 | 4/21/2010 5:01:55 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/21/2010 5:02:47 PM |
| Midwestvalues | $100.00 | $100.00 | 4/21/2010 5:03:18 PM |
| Streetfighter | $50.00 | $50.00 | 4/21/2010 5:04:02 PM |
| red_spade | $26.00 | $26.00 | 4/21/2010 5:04:21 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/21/2010 5:04:35 PM |
| stock106 | $30.00 | $30.00 | 4/21/2010 5:04:57 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/21/2010 6:05:13 PM |
| irrelevant | $25.00 | $25.00 | 4/21/2010 10:07:49 PM |
| golffish2 | $100.00 | $100.00 | 4/22/2010 3:50:18 PM |
| Bob450 | $75.00 | $75.00 | 4/22/2010 8:49:44 PM |
| mikeyp411 | $25.00 | $25.00 | 4/22/2010 6:04:49 PM |
| Sackmaster | $25.00 | $25.00 | 4/22/2010 11:28:04 PM |
| golffish2 | $100.00 | $100.00 | 4/23/2010 4:14:27 AM |
| frogperson | $100.00 | $100.00 | 4/23/2010 3:09:44 PM |
| reflective-rupee | $25.00 | $25.00 | 4/23/2010 3:33:25 PM |
| interstellar | $50.00 | $50.00 | 4/26/2010 11:02:57 AM |
| charming-point | $300.00 | $300.00 | 4/26/2010 3:16:25 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/26/2010 9:18:40 PM |
| aquistoyraul | $25.00 | $25.00 | 4/27/2010 10:30:54 PM |
| umfan123 | $25.00 | $25.00 | 4/28/2010 7:18:50 AM |
| sgt-schultz | $50.00 | $50.00 | 4/28/2010 7:15:26 AM |
| mauge35 | $26.48 | $26.48 | 4/28/2010 11:48:22 AM |
| the-serene-transaction | $25.00 | $25.00 | 4/28/2010 10:24:37 AM |
| felicity-daydream | $45.00 | $45.00 | 4/28/2010 10:47:11 AM |
| principal-star | $25.00 | $25.00 | 4/28/2010 10:57:40 AM |
| himanshuko | $25.00 | $25.00 | 4/28/2010 3:01:01 PM |
| patriot384 | $100.00 | $100.00 | 4/28/2010 12:26:48 PM |
| bss97603 | $61.00 | $61.00 | 4/28/2010 4:12:27 PM |
| Engineer44 | $25.00 | $25.00 | 4/28/2010 4:47:10 PM |
| rupee-artisan | $25.00 | $25.00 | 4/21/2010 4:52:17 PM |
| AF-Chief | $28.00 | $28.00 | 4/21/2010 4:55:05 PM |
| social-conductor4 | $25.00 | $25.00 | 4/21/2010 4:52:28 PM |
| deal-secret-agent | $25.00 | $25.00 | 4/21/2010 4:56:32 PM |
| DUDE66 | $25.00 | $25.00 | 4/21/2010 4:56:54 PM |
| Helenska11 | $25.00 | $25.00 | 4/21/2010 4:57:21 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/21/2010 4:58:32 PM |
| thedreamer | $25.00 | $25.00 | 4/21/2010 4:58:54 PM |
| yield-seeker | $25.00 | $25.00 | 4/21/2010 4:51:40 PM |
| frogperson | $25.00 | $25.00 | 4/21/2010 5:00:16 PM |
| global_microfinance | $25.00 | $25.00 | 4/21/2010 5:00:25 PM |
| fairhelper | $25.00 | $25.00 | 4/21/2010 4:57:34 PM |
| bowdish1 | $50.00 | $50.00 | 4/21/2010 5:01:14 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/21/2010 5:01:45 PM |
| jonbozeman | $25.00 | $25.00 | 4/21/2010 5:00:08 PM |
| cablenews | $25.00 | $25.00 | 4/21/2010 5:02:52 PM |
| LuvToLend | $25.00 | $25.00 | 4/21/2010 4:56:17 PM |
| supreme-hope | $25.00 | $25.00 | 4/21/2010 5:01:23 PM |
| magnolia161 | $25.00 | $25.00 | 4/21/2010 5:03:57 PM |
| decisive-capital | $75.00 | $75.00 | 4/21/2010 4:57:54 PM |
| The_Secret | $25.00 | $25.00 | 4/21/2010 4:57:57 PM |
| HHP | $25.00 | $25.00 | 4/21/2010 5:04:25 PM |
| first-upright-payout | $25.00 | $25.00 | 4/21/2010 5:04:29 PM |
| nrowland | $25.00 | $25.00 | 4/21/2010 5:05:02 PM |
| Speculator | $100.00 | $100.00 | 4/21/2010 4:59:42 PM |
| ukstevenhawaii | $50.00 | $50.00 | 4/21/2010 5:03:22 PM |
| JGB | $25.00 | $25.00 | 4/21/2010 4:59:49 PM |
| Zingaro | $25.00 | $25.00 | 4/21/2010 5:00:51 PM |
| integrity-doctor | $100.00 | $100.00 | 4/21/2010 5:04:14 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/21/2010 5:07:37 PM |
| personal-lender | $25.00 | $25.00 | 4/21/2010 5:03:06 PM |
| Havana21 | $100.00 | $100.00 | 4/21/2010 5:08:36 PM |
| rhin0cerx | $50.00 | $50.00 | 4/21/2010 5:03:28 PM |
| etraboulay | $25.00 | $25.00 | 4/21/2010 5:08:44 PM |
| greenwell | $25.00 | $25.00 | 4/21/2010 5:03:34 PM |
| gain-bridge | $25.00 | $25.00 | 4/21/2010 5:07:25 PM |
| Rattlehead | $25.00 | $25.00 | 4/21/2010 5:03:49 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 4/21/2010 5:04:32 PM |
| reward-adventure | $30.00 | $30.00 | 4/21/2010 5:04:41 PM |
| BBL | $25.00 | $25.00 | 4/21/2010 5:08:22 PM |
| orderly-leverage | $30.00 | $30.00 | 4/21/2010 5:08:27 PM |
| jrbill1998 | $50.00 | $50.00 | 4/21/2010 5:08:16 PM |
| upright-revenue7 | $50.00 | $16.31 | 4/21/2010 5:09:04 PM |
| LenderExtraordinaire | $25.00 | $25.00 | 4/21/2010 5:28:27 PM |
| JustMee | $25.00 | $25.00 | 4/21/2010 6:09:39 PM |
| DasMula | $25.00 | $25.00 | 4/21/2010 10:01:33 PM |
| foothillender | $25.00 | $25.00 | 4/22/2010 8:05:45 AM |
| iolaire | $25.00 | $25.00 | 4/22/2010 11:57:55 AM |
| golffish2 | $100.00 | $100.00 | 4/26/2010 4:06:46 AM |
| hidavehi | $30.00 | $30.00 | 4/26/2010 5:22:43 PM |
| ChrisKwan | $25.00 | $25.00 | 4/26/2010 4:44:17 PM |
| 1131B | $200.00 | $200.00 | 4/26/2010 7:27:14 PM |
| Gandalf0001 | $25.00 | $25.00 | 4/26/2010 7:30:51 PM |
| golffish2 | $100.00 | $100.00 | 4/27/2010 4:15:10 AM |
| careful-compassion | $25.00 | $25.00 | 4/27/2010 12:00:18 PM |
| Bill88 | $25.00 | $25.00 | 4/27/2010 3:23:49 PM |
| wwwUniversal | $25.00 | $25.00 | 4/27/2010 7:28:30 PM |
| Your_Bank | $25.00 | $25.00 | 4/27/2010 7:48:00 PM |
| loss-of-control | $25.00 | $25.00 | 4/27/2010 6:23:14 PM |
| impala6464 | $50.00 | $50.00 | 4/28/2010 12:55:03 AM |
| golffish2 | $100.00 | $100.00 | 4/28/2010 4:28:34 AM |
| monstersdad | $27.21 | $27.21 | 4/27/2010 8:57:42 PM |
| persistent-income2 | $50.00 | $50.00 | 4/28/2010 8:09:16 AM |
| market-pudding | $25.00 | $25.00 | 4/28/2010 5:59:18 AM |
| crdcteng | $25.00 | $25.00 | 4/28/2010 6:57:03 AM |
| buffalobills | $25.00 | $25.00 | 4/28/2010 7:49:27 AM |
| goldmanca | $25.00 | $25.00 | 4/28/2010 2:10:40 PM |
| leverage-monger | $25.00 | $25.00 | 4/28/2010 1:18:25 PM |
| ultimate-peace | $100.00 | $100.00 | 4/28/2010 4:07:31 PM |
| 118 bids
|
Borrower Payment Dependent Notes Series
455061
This series of Notes was issued and sold upon the funding of the borrower loan #42223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 17.90% |
Starting borrower rate/APR:
| 18.90% / 21.12% |
Starting monthly payment:
| $457.57 |
|
Final lender yield:
| 13.85% |
Final borrower rate/APR:
| 14.85% / 17.02% |
Final monthly payment:
| $432.40 |
| |
|
Auction yield range:
| 6.04% - 17.90% |
Estimated loss impact:
| 5.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 8m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 24 |
Occupation: | Engineer - Electric... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $26,204 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 72% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| WMI-First-Start |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < mo. late:
| 0
( 0% )
| 760-779
(Dec-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Steady Income - Pay off Cards
End This Credit Card Debt Once And For All!
I have already taken out a loan on Prosper before, and have paid it back successfully. Now, I'm asking to take out another loan so I can get out from under the thumb of the credit card companies.
My plans:
Simply put - I got out of the military, changed jobs, my income went down, and my expenses didn't. So I took on more debt via credit cards than I would have liked to. Combined with my tax return, I plan on using this money to simply pay off the cards and never use them again. I am already paying the cards down, I just want to pay them down faster (because less money will go toward interest).
My financial situation:
I have a stellar payment history and reliable income from GE in addition to my National Guard income. If the loan is not approved, I will simply pay the cards off over a longer period of time using my current income, however, I would much rather pay a lower interest rate to normal people like you instead of ridiculously high interest rates to the credit card companies.
Repayment:
Now that my income is back up, I can start to pay down these cards, but wanted to do so at a rate that is better than the credit card companies are willing to offer me. The loan will be repaid with my income from GE and the National Guard. I am already setting aside over $900 per month to pay the cards down, but the problem is that a good portion of that has been going to interest, making my time to repay much longer than it needs to.
Thanks for your consideration!! Please let me know if you have any questions.
Net Income (after taxes) - $5,867
Net Expenses:
Health Insurance - $197.65
Utilities ~ $415
Credit Cards - $950
(to be replaced by this loan payment)
Mortgage - $2,243.00
Car Insurance - $58.95
Car Loan - $258.95
Living Expenses ~ $1,600
Surplus ~ $200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
Why did your rating drop a little bit? Does your wife work?
Thanks, - p2ploan-sensation211
A:
Hello, thanks for the question.
I assume you're talking about my FICO score - dropped less than 20 points (which is a very small drop) because my credit card balances went up. When I got out of the military, I took a significant pay cut because I changed careers and industries. Now that my salary is higher, I'm paying back what I put on my credit cards. No, my wife does not work.
(Apr-27-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| delicious-social132 | $25.00 | $25.00 | 4/21/2010 5:06:28 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/21/2010 5:08:13 PM |
| orderly-leverage | $40.00 | $40.00 | 4/21/2010 5:08:32 PM |
| dinero-speaker | $25.00 | $25.00 | 4/21/2010 5:06:34 PM |
| integrity-doctor | $100.00 | $100.00 | 4/21/2010 5:12:30 PM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 5:15:58 PM |
| RedCentre | $500.00 | $500.00 | 4/21/2010 5:27:14 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/22/2010 7:29:16 AM |
| selector568 | $61.97 | $61.97 | 4/22/2010 10:27:57 AM |
| contract-giant | $25.00 | $25.00 | 4/22/2010 9:34:31 AM |
| rider350 | $25.00 | $25.00 | 4/22/2010 9:35:56 AM |
| Gabriel02 | $25.00 | $25.00 | 4/22/2010 12:01:40 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/22/2010 12:01:51 PM |
| bchen78875 | $25.00 | $25.00 | 4/22/2010 2:08:56 PM |
| uncleubb | $25.00 | $25.00 | 4/22/2010 4:15:47 PM |
| treasure-dreamer7 | $50.00 | $50.00 | 4/22/2010 4:43:14 PM |
| gelidfrank | $25.00 | $25.00 | 4/22/2010 4:54:50 PM |
| radforj22 | $25.00 | $25.00 | 4/22/2010 7:45:29 PM |
| don8ter | $25.00 | $25.00 | 4/22/2010 8:25:34 PM |
| Amsie614 | $25.00 | $25.00 | 4/23/2010 6:21:53 AM |
| ichibon | $75.00 | $75.00 | 4/23/2010 3:23:10 AM |
| worth-arch | $25.00 | $25.00 | 4/23/2010 8:27:45 AM |
| neutrino6 | $25.00 | $25.00 | 4/23/2010 8:21:06 AM |
| upbeat-principal | $25.00 | $25.00 | 4/23/2010 8:28:08 AM |
| Comoparklender | $30.00 | $30.00 | 4/23/2010 8:44:00 AM |
| bslavin | $25.00 | $25.00 | 4/23/2010 9:37:13 AM |
| jcjdingdong | $25.00 | $25.00 | 4/23/2010 9:37:27 AM |
| heroic-deal7 | $25.00 | $25.00 | 4/23/2010 9:36:56 AM |
| transparency-advocator | $25.00 | $25.00 | 4/23/2010 9:37:52 AM |
| superb-kindness2 | $25.00 | $25.00 | 4/23/2010 1:22:14 PM |
| wkeboarder21 | $50.00 | $50.00 | 4/23/2010 12:13:40 PM |
| superb-kindness2 | $25.00 | $25.00 | 4/23/2010 1:07:01 PM |
| hbzchimar | $25.00 | $25.00 | 4/23/2010 2:48:38 PM |
| thedreamer | $25.00 | $25.00 | 4/23/2010 5:03:37 PM |
| Supernick | $43.65 | $43.65 | 4/23/2010 8:15:24 PM |
| powerful-finance7 | $25.00 | $25.00 | 4/24/2010 3:17:55 AM |
| important-ore | $50.00 | $50.00 | 4/24/2010 9:22:47 AM |
| GElender | $29.81 | $29.81 | 4/24/2010 11:37:54 AM |
| dschaaf | $25.00 | $25.00 | 4/24/2010 2:28:13 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/24/2010 12:29:14 PM |
| mpactlender | $25.00 | $25.00 | 4/24/2010 1:17:49 PM |
| sarisai | $501.00 | $501.00 | 4/24/2010 7:57:50 PM |
| RickD1003 | $50.00 | $50.00 | 4/25/2010 2:53:01 PM |
| irrelevant | $25.00 | $25.00 | 4/25/2010 11:33:38 AM |
| DcUnited | $25.00 | $25.00 | 4/25/2010 9:53:10 PM |
| r0b3m4n | $25.00 | $25.00 | 4/25/2010 11:33:45 PM |
| Redleg6 | $25.00 | $25.00 | 4/26/2010 6:13:34 AM |
| ingenious-truth0 | $25.00 | $25.00 | 4/26/2010 9:38:13 AM |
| shrewd-value | $25.00 | $25.00 | 4/26/2010 9:38:04 AM |
| mrrc7498 | $25.00 | $25.00 | 4/26/2010 10:12:43 AM |
| DrNano | $50.00 | $50.00 | 4/26/2010 9:48:57 AM |
| honorable-yield | $50.00 | $50.00 | 4/26/2010 9:49:41 AM |
| NDFIRTH | $50.00 | $50.00 | 4/26/2010 9:40:27 AM |
| treasure-generator | $25.00 | $25.00 | 4/26/2010 12:12:04 PM |
| balance2 | $26.56 | $26.56 | 4/26/2010 12:10:13 PM |
| goldeneye777 | $25.00 | $25.00 | 4/26/2010 12:14:45 PM |
| Cheburashka | $25.00 | $25.00 | 4/26/2010 10:48:18 AM |
| jblack01 | $25.00 | $25.00 | 4/26/2010 12:14:55 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/26/2010 10:48:50 AM |
| monticello | $25.00 | $25.00 | 4/26/2010 12:15:08 PM |
| vengy | $25.00 | $25.00 | 4/26/2010 12:15:15 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/26/2010 12:15:22 PM |
| metro457 | $25.00 | $25.00 | 4/26/2010 12:13:14 PM |
| sloak | $25.00 | $25.00 | 4/26/2010 12:13:31 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/26/2010 12:29:52 PM |
| Sixmil | $25.00 | $25.00 | 4/26/2010 12:14:37 PM |
| TEAM-Jasper | $25.00 | $25.00 | 4/26/2010 12:15:05 PM |
| p2p_banker | $25.00 | $25.00 | 4/26/2010 12:15:09 PM |
| Casman8815 | $25.00 | $25.00 | 4/26/2010 12:15:29 PM |
| Brain_m | $25.65 | $25.65 | 4/26/2010 2:03:18 PM |
| HibbyD | $26.00 | $26.00 | 4/26/2010 3:08:56 PM |
| kscc183 | $25.00 | $25.00 | 4/26/2010 1:57:41 PM |
| Gibbyland | $32.57 | $32.57 | 4/26/2010 12:11:32 PM |
| brazilofmux | $100.00 | $100.00 | 4/26/2010 12:14:33 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/26/2010 4:02:19 PM |
| zeelender | $25.00 | $25.00 | 4/26/2010 12:14:56 PM |
| Interloper | $25.00 | $25.00 | 4/26/2010 4:02:47 PM |
| Superc0ld | $60.18 | $60.18 | 4/26/2010 12:15:10 PM |
| lostontheedge | $25.00 | $25.00 | 4/26/2010 12:15:38 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/26/2010 4:02:12 PM |
| TCR3 | $25.00 | $25.00 | 4/26/2010 4:02:20 PM |
| orange-preeminant-bill | $45.71 | $45.71 | 4/26/2010 4:29:49 PM |
| tornandfrayed | $25.00 | $25.00 | 4/26/2010 1:13:46 PM |
| Whipster | $25.00 | $25.00 | 4/26/2010 4:43:42 PM |
| fireboss | $25.00 | $25.00 | 4/26/2010 2:44:10 PM |
| LongTail | $25.00 | $25.00 | 4/26/2010 4:30:09 PM |
| IP | $50.00 | $50.00 | 4/26/2010 5:23:43 PM |
| treasure-bliss | $100.00 | $100.00 | 4/26/2010 4:31:00 PM |
| shawndw | $30.00 | $30.00 | 4/26/2010 4:43:55 PM |
| skuba | $25.00 | $25.00 | 4/26/2010 3:55:13 PM |
| chekat | $25.00 | $25.00 | 4/26/2010 4:02:08 PM |
| investor7257 | $25.00 | $25.00 | 4/26/2010 6:58:21 PM |
| lender12345 | $25.00 | $25.00 | 4/26/2010 7:09:48 PM |
| lloyd_s | $25.00 | $25.00 | 4/26/2010 4:03:20 PM |
| satanichammy | $25.00 | $25.00 | 4/26/2010 6:52:24 PM |
| Plotinus | $50.00 | $50.00 | 4/26/2010 7:18:11 PM |
| outtahoth2o | $50.00 | $50.00 | 4/26/2010 10:07:56 PM |
| hopethisworks | $73.22 | $73.22 | 4/26/2010 10:32:55 PM |
| theemhdoctor | $25.00 | $25.00 | 4/27/2010 4:16:22 AM |
| Blue_HorseShoe | $25.00 | $25.00 | 4/27/2010 5:27:07 AM |
| atomx2 | $25.00 | $25.00 | 4/26/2010 10:07:58 PM |
| dadalou | $25.00 | $25.00 | 4/27/2010 12:11:23 AM |
| pwkpwk | $25.00 | $25.00 | 4/27/2010 7:23:19 AM |
| nestegg4e | $25.00 | $25.00 | 4/27/2010 7:59:07 AM |
| seattleslug | $25.00 | $25.00 | 4/27/2010 5:48:13 AM |
| bondhedger | $25.00 | $25.00 | 4/26/2010 6:18:30 PM |
| Zubo | $25.00 | $25.00 | 4/27/2010 6:58:35 AM |
| LenderByDay | $25.00 | $25.00 | 4/27/2010 7:43:03 AM |
| new-reward-sequoia | $25.00 | $25.00 | 4/26/2010 7:18:08 PM |
| IIP77 | $25.00 | $25.00 | 4/27/2010 12:11:26 AM |
| HamletTower | $25.00 | $25.00 | 4/27/2010 3:14:46 AM |
| dunedin | $25.00 | $25.00 | 4/27/2010 6:18:05 AM |
| tijuas90 | $25.00 | $25.00 | 4/27/2010 6:43:17 AM |
| persistent-bazaar | $25.00 | $25.00 | 4/27/2010 7:07:16 AM |
| Little_Guy | $25.00 | $25.00 | 4/27/2010 7:42:52 AM |
| wwwUniversal | $25.00 | $25.00 | 4/27/2010 7:48:18 AM |
| rupee-kung-fu7 | $25.00 | $25.00 | 4/27/2010 8:28:03 AM |
| Chembro783 | $25.00 | $25.00 | 4/27/2010 10:45:26 AM |
| TOCPI | $25.00 | $25.00 | 4/27/2010 10:49:49 AM |
| ISHLEP67 | $48.95 | $48.95 | 4/27/2010 10:49:52 AM |
| djkaiser | $25.69 | $25.69 | 4/27/2010 11:14:34 AM |
| jam96 | $25.00 | $25.00 | 4/27/2010 11:27:48 AM |
| CommerciaLender | $25.00 | $25.00 | 4/27/2010 11:36:18 AM |
| assetmanager | $25.00 | $25.00 | 4/27/2010 11:46:24 AM |
| Quetz | $25.00 | $25.00 | 4/27/2010 11:46:34 AM |
| mydreamsagain | $29.05 | $29.05 | 4/27/2010 12:04:32 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/27/2010 12:06:48 PM |
| dollymama | $25.00 | $25.00 | 4/27/2010 12:24:11 PM |
| carlover | $25.00 | $25.00 | 4/27/2010 10:49:31 AM |
| PhalanxBulldog | $25.00 | $25.00 | 4/27/2010 10:49:40 AM |
| Cutts | $25.00 | $25.00 | 4/27/2010 11:07:50 AM |
| TheLoanManCan | $25.00 | $25.00 | 4/27/2010 11:42:11 AM |
| flyboy24 | $25.00 | $25.00 | 4/27/2010 12:04:39 PM |
| biobulator | $25.00 | $25.00 | 4/27/2010 12:04:42 PM |
| stockpiler079 | $25.00 | $25.00 | 4/27/2010 6:07:54 PM |
| loss-of-control | $25.00 | $25.00 | 4/27/2010 6:26:14 PM |
| allbalooboy2 | $25.00 | $25.00 | 4/27/2010 7:56:02 PM |
| nashibaksi | $25.00 | $25.00 | 4/27/2010 7:17:16 PM |
| encore02 | $50.00 | $50.00 | 4/27/2010 8:12:04 PM |
| jcw3rd | $25.00 | $25.00 | 4/27/2010 9:44:02 PM |
| icecoldcash | $50.00 | $50.00 | 4/27/2010 9:23:38 PM |
| big-lendin | $25.00 | $25.00 | 4/28/2010 7:36:02 AM |
| rockhound84 | $25.00 | $25.00 | 4/27/2010 9:27:22 PM |
| pluto2k8 | $50.00 | $50.00 | 4/28/2010 9:24:40 AM |
| shrewd-income | $100.00 | $100.00 | 4/28/2010 10:14:59 AM |
| 113121 | $200.00 | $200.00 | 4/28/2010 10:20:43 AM |
| sdcc72 | $25.00 | $25.00 | 4/28/2010 7:34:13 AM |
| wealth-grasshopper0 | $218.93 | $218.93 | 4/28/2010 11:37:20 AM |
| Dollars4Rent | $25.00 | $25.00 | 4/28/2010 11:53:41 AM |
| LittleMingo | $32.20 | $32.20 | 4/28/2010 12:07:29 PM |
| broker558 | $25.00 | $25.00 | 4/28/2010 9:07:58 AM |
| debtcollector | $50.00 | $50.00 | 4/28/2010 12:54:16 PM |
| marinade | $50.01 | $50.01 | 4/28/2010 1:55:03 PM |
| sturdy-velocity6 | $40.50 | $40.50 | 4/28/2010 1:25:10 PM |
| 519dobber | $45.52 | $45.52 | 4/28/2010 1:44:30 PM |
| Moneypenny6 | $25.00 | $25.00 | 4/28/2010 2:28:05 PM |
| wealth-samaritan2 | $25.00 | $25.00 | 4/28/2010 2:33:01 PM |
| Eaglehigh | $25.00 | $25.00 | 4/28/2010 3:56:18 PM |
| ME-Entrepreneur | $25.00 | $25.00 | 4/28/2010 11:53:08 AM |
| patriot384 | $300.00 | $300.00 | 4/28/2010 12:20:46 PM |
| DasMula | $25.00 | $25.00 | 4/28/2010 4:23:23 PM |
| mpatrick | $50.00 | $50.00 | 4/28/2010 4:30:55 PM |
| interest88 | $25.00 | $25.00 | 4/28/2010 4:08:57 PM |
| GO4NY23 | $25.00 | $25.00 | 4/28/2010 4:46:22 PM |
| justinology | $25.00 | $25.00 | 4/28/2010 1:30:40 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 4/28/2010 4:30:29 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/21/2010 4:50:01 PM |
| AF-Chief | $28.00 | $28.00 | 4/21/2010 4:55:32 PM |
| hrubinst | $25.00 | $25.00 | 4/21/2010 5:05:58 PM |
| Avala | $50.00 | $50.00 | 4/21/2010 5:06:24 PM |
| unassassinable | $25.00 | $25.00 | 4/21/2010 5:07:15 PM |
| torion | $25.00 | $25.00 | 4/21/2010 5:06:14 PM |
| mmckune | $25.00 | $25.00 | 4/21/2010 5:06:55 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/21/2010 5:12:14 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/21/2010 5:12:38 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/21/2010 5:09:02 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/21/2010 5:13:18 PM |
| market-pudding | $25.00 | $25.00 | 4/21/2010 5:11:40 PM |
| JGB | $25.00 | $25.00 | 4/21/2010 5:11:59 PM |
| Sven79 | $50.00 | $50.00 | 4/21/2010 5:14:35 PM |
| Havana21 | $25.00 | $25.00 | 4/21/2010 6:13:04 PM |
| powerful-velocity | $25.00 | $25.00 | 4/21/2010 5:33:24 PM |
| organic-income5 | $40.00 | $40.00 | 4/21/2010 9:03:06 PM |
| Finspons | $60.00 | $60.00 | 4/22/2010 10:37:18 AM |
| thorough-exchange4 | $25.00 | $25.00 | 4/22/2010 12:02:20 PM |
| capital-web193 | $25.00 | $25.00 | 4/22/2010 4:54:31 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/22/2010 6:02:37 PM |
| BobJohnson | $40.00 | $40.00 | 4/22/2010 6:50:34 PM |
| finance-prescription | $33.65 | $33.65 | 4/22/2010 7:29:16 PM |
| treasure-amplifier6 | $25.00 | $25.00 | 4/22/2010 8:33:01 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 4/22/2010 7:34:44 PM |
| bowdish1 | $50.00 | $50.00 | 4/23/2010 7:13:07 AM |
| Dap2005 | $25.00 | $25.00 | 4/23/2010 7:37:59 AM |
| studious-camaraderi | $25.00 | $25.00 | 4/23/2010 9:36:31 AM |
| resource777 | $25.00 | $25.00 | 4/23/2010 9:03:08 AM |
| floret596 | $25.00 | $25.00 | 4/23/2010 9:37:39 AM |
| sgt-schultz | $50.00 | $50.00 | 4/23/2010 11:43:03 AM |
| japerk | $25.00 | $25.00 | 4/23/2010 11:12:54 AM |
| Marathoner | $25.00 | $25.00 | 4/23/2010 11:50:41 AM |
| himanshuko | $25.00 | $25.00 | 4/23/2010 3:13:42 PM |
| decisive-capital | $41.35 | $41.35 | 4/24/2010 5:33:01 AM |
| fairness-champ7 | $25.00 | $25.00 | 4/24/2010 3:37:47 PM |
| junctionking | $25.00 | $25.00 | 4/24/2010 1:54:17 PM |
| BJCIII | $25.00 | $25.00 | 4/24/2010 8:43:53 AM |
| Cai8899 | $50.00 | $50.00 | 4/24/2010 5:11:13 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/24/2010 5:11:27 PM |
| Clambake | $50.00 | $50.00 | 4/24/2010 5:10:46 PM |
| Artist_Blue | $25.00 | $25.00 | 4/24/2010 5:11:40 PM |
| castleman | $25.00 | $25.00 | 4/24/2010 5:19:44 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 4/24/2010 5:11:00 PM |
| vanderhp | $25.00 | $25.00 | 4/25/2010 6:13:59 AM |
| wings2fly | $25.00 | $25.00 | 4/25/2010 9:47:48 AM |
| CAGE-Investments | $46.37 | $46.37 | 4/25/2010 10:40:00 PM |
| nickel-ferret | $25.00 | $25.00 | 4/26/2010 7:03:51 AM |
| priceless-money6 | $50.00 | $50.00 | 4/26/2010 9:38:23 AM |
| Tradesmanlender | $25.00 | $25.00 | 4/26/2010 12:10:41 PM |
| oreyedoc | $50.00 | $50.00 | 4/26/2010 12:09:35 PM |
| engaging-worth | $25.00 | $25.00 | 4/26/2010 12:10:01 PM |
| mikeandcat | $50.00 | $50.00 | 4/26/2010 12:10:43 PM |
| cingular | $25.00 | $25.00 | 4/26/2010 12:14:03 PM |
| KiwiElf | $25.00 | $25.00 | 4/26/2010 12:14:27 PM |
| skidoo99 | $25.00 | $25.00 | 4/26/2010 12:15:04 PM |
| Sibelius2 | $25.00 | $25.00 | 4/26/2010 12:15:16 PM |
| bigphish | $25.00 | $25.00 | 4/26/2010 12:15:27 PM |
| Cre8iveCash | $25.00 | $25.00 | 4/26/2010 12:15:36 PM |
| lagnisiruk | $25.00 | $25.00 | 4/26/2010 12:13:38 PM |
| selfmademan | $25.00 | $25.00 | 4/26/2010 12:14:58 PM |
| L-vex | $25.00 | $25.00 | 4/26/2010 12:15:07 PM |
| bazaar-tulip | $25.00 | $25.00 | 4/26/2010 12:25:22 PM |
| DadWarbucks | $25.00 | $25.00 | 4/26/2010 11:39:10 AM |
| teller | $25.00 | $25.00 | 4/26/2010 11:40:15 AM |
| omerta6102 | $37.09 | $37.09 | 4/26/2010 1:14:05 PM |
| wdove511 | $25.00 | $25.00 | 4/26/2010 2:44:12 PM |
| flwah | $25.00 | $25.00 | 4/26/2010 1:33:14 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/26/2010 1:48:08 PM |
| flexiboy35 | $25.00 | $25.00 | 4/26/2010 3:08:58 PM |
| dparkhom | $25.00 | $25.00 | 4/26/2010 3:23:56 PM |
| contract-eagle | $50.00 | $50.00 | 4/26/2010 12:15:23 PM |
| SNH | $50.00 | $50.00 | 4/26/2010 12:15:46 PM |
| geniusj | $25.00 | $25.00 | 4/26/2010 12:24:12 PM |
| bullwink27 | $25.00 | $25.00 | 4/26/2010 12:25:15 PM |
| mtp | $50.00 | $50.00 | 4/26/2010 4:22:26 PM |
| PaulW | $25.00 | $25.00 | 4/26/2010 4:02:16 PM |
| anton | $75.00 | $75.00 | 4/26/2010 4:02:22 PM |
| ddog0224 | $25.00 | $25.00 | 4/26/2010 4:31:51 PM |
| jtrump22 | $25.00 | $25.00 | 4/26/2010 2:39:13 PM |
| nodrivelpls | $25.00 | $25.00 | 4/26/2010 4:43:54 PM |
| interest-griffin | $50.00 | $50.00 | 4/26/2010 4:48:11 PM |
| Aquani | $25.28 | $25.28 | 4/26/2010 2:44:16 PM |
| YellowJacket | $25.00 | $25.00 | 4/26/2010 4:43:56 PM |
| logical-reward8 | $25.00 | $25.00 | 4/26/2010 6:14:47 PM |
| micko | $25.00 | $25.00 | 4/26/2010 4:02:10 PM |
| salala | $25.00 | $25.00 | 4/26/2010 4:02:17 PM |
| Hexnut | $25.00 | $25.00 | 4/26/2010 7:18:10 PM |
| yield-seeker | $25.00 | $25.00 | 4/26/2010 7:32:46 PM |
| Slend49 | $25.00 | $25.00 | 4/26/2010 9:26:45 PM |
| angeimack | $25.00 | $25.00 | 4/26/2010 9:34:12 PM |
| lending_pugs | $25.00 | $25.00 | 4/26/2010 4:30:10 PM |
| guaton | $25.00 | $25.00 | 4/27/2010 12:11:19 AM |
| AgTiPinisher | $25.00 | $25.00 | 4/27/2010 4:16:23 AM |
| kmwvma | $25.00 | $25.00 | 4/27/2010 5:48:15 AM |
| Marfloogan | $25.00 | $25.00 | 4/26/2010 4:43:47 PM |
| famous-bill | $50.00 | $50.00 | 4/27/2010 6:38:02 AM |
| aldeed | $25.00 | $25.00 | 4/26/2010 4:48:08 PM |
| credit-panda1 | $50.00 | $50.00 | 4/27/2010 7:04:55 AM |
| gotjack | $25.00 | $25.00 | 4/27/2010 4:16:53 AM |
| Danfromnapa | $30.46 | $30.46 | 4/27/2010 7:42:53 AM |
| fcukciti | $50.00 | $50.00 | 4/27/2010 5:02:19 AM |
| Frenchynh | $25.00 | $25.00 | 4/27/2010 7:59:05 AM |
| JMS_II | $25.00 | $25.00 | 4/27/2010 8:53:16 AM |
| PHI4308 | $25.00 | $25.00 | 4/27/2010 9:12:42 AM |
| wizardii | $25.00 | $25.00 | 4/27/2010 7:07:27 AM |
| CoolHelp | $36.08 | $36.08 | 4/27/2010 7:18:17 AM |
| MakoF16 | $32.89 | $32.89 | 4/27/2010 7:23:16 AM |
| telegon | $25.00 | $25.00 | 4/27/2010 7:43:21 AM |
| phillipd48 | $25.00 | $25.00 | 4/26/2010 7:07:26 PM |
| wwwUniversal | $25.00 | $25.00 | 4/27/2010 7:48:17 AM |
| favorable-order8 | $25.00 | $25.00 | 4/26/2010 7:43:56 PM |
| divedude | $25.00 | $25.00 | 4/26/2010 8:21:11 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/26/2010 9:51:46 PM |
| StWaldo | $25.00 | $25.00 | 4/26/2010 10:08:00 PM |
| stolan | $25.00 | $25.00 | 4/27/2010 12:11:24 AM |
| head | $25.00 | $25.00 | 4/27/2010 12:11:27 AM |
| loanforyou08 | $25.00 | $25.00 | 4/27/2010 5:48:42 AM |
| filovirus | $25.00 | $25.00 | 4/27/2010 5:54:03 AM |
| JRHdocRN | $25.00 | $25.00 | 4/27/2010 6:18:06 AM |
| geemel | $25.00 | $25.00 | 4/27/2010 7:07:25 AM |
| Hiro07 | $25.00 | $25.00 | 4/27/2010 7:23:17 AM |
| bailey1223 | $25.00 | $25.00 | 4/27/2010 10:49:45 AM |
| BankofTony | $31.44 | $31.44 | 4/27/2010 10:49:47 AM |
| mmaurer | $25.56 | $25.56 | 4/27/2010 11:07:48 AM |
| theaterguy | $25.00 | $25.00 | 4/27/2010 11:21:26 AM |
| booyah | $50.00 | $50.00 | 4/27/2010 11:46:29 AM |
| Sphinx9499 | $50.00 | $50.00 | 4/27/2010 11:46:21 AM |
| freetimeskier | $50.00 | $50.00 | 4/27/2010 12:04:38 PM |
| KaChingInvestments | $27.19 | $27.19 | 4/27/2010 12:16:46 PM |
| tillit | $25.00 | $25.00 | 4/27/2010 12:29:25 PM |
| divemaster | $25.00 | $25.00 | 4/27/2010 12:23:15 PM |
| ualf | $50.00 | $43.03 | 4/27/2010 12:38:06 PM |
| Divr555 | $29.73 | $29.73 | 4/27/2010 10:49:34 AM |
| ADIDASNO | $25.00 | $25.00 | 4/27/2010 10:49:43 AM |
| dansarkis | $25.00 | $25.00 | 4/27/2010 11:00:11 AM |
| cassius84 | $25.00 | $25.00 | 4/27/2010 11:21:32 AM |
| onlyinchicago | $25.00 | $25.00 | 4/27/2010 11:34:16 AM |
| kalex752 | $50.00 | $50.00 | 4/27/2010 12:04:35 PM |
| BBL | $25.00 | $25.00 | 4/27/2010 12:04:41 PM |
| funds-promiser | $31.80 | $31.80 | 4/27/2010 12:14:23 PM |
| Ven58 | $25.00 | $25.00 | 4/27/2010 7:02:49 PM |
| ballz694 | $35.11 | $35.11 | 4/27/2010 6:28:24 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 4/27/2010 6:29:25 PM |
| clemclan | $25.00 | $25.00 | 4/27/2010 10:19:03 PM |
| brother_tam | $50.00 | $50.00 | 4/27/2010 6:29:10 PM |
| investment-cluster | $25.00 | $25.00 | 4/28/2010 2:33:05 AM |
| genuine-euro9 | $25.00 | $25.00 | 4/28/2010 8:04:45 AM |
| rbotterbLLC | $25.00 | $25.00 | 4/28/2010 8:08:46 AM |
| MeLiWaTs | $200.00 | $200.00 | 4/28/2010 6:23:14 AM |
| Schwamie | $62.80 | $62.80 | 4/28/2010 6:51:58 AM |
| hebergee | $25.00 | $25.00 | 4/28/2010 8:29:07 AM |
| icecoldcash | $25.00 | $25.00 | 4/27/2010 9:24:08 PM |
| mrfish15 | $65.00 | $65.00 | 4/28/2010 8:33:09 AM |
| cutter21 | $25.00 | $25.00 | 4/28/2010 10:06:28 AM |
| wonder3 | $25.00 | $25.00 | 4/28/2010 6:05:56 AM |
| the-serene-transaction | $25.00 | $25.00 | 4/28/2010 10:25:22 AM |
| blackstar | $25.00 | $25.00 | 4/28/2010 11:21:26 AM |
| natural-credit328 | $50.00 | $50.00 | 4/28/2010 12:22:32 PM |
| Sol_Invictus | $25.00 | $25.00 | 4/28/2010 11:53:14 AM |
| statistics | $50.00 | $50.00 | 4/28/2010 12:29:07 PM |
| Golfmoney | $50.00 | $50.00 | 4/28/2010 9:45:48 AM |
| doomsday18 | $25.00 | $25.00 | 4/28/2010 1:32:15 PM |
| Ogerta | $25.00 | $25.00 | 4/28/2010 2:59:57 PM |
| runbix7 | $25.00 | $25.00 | 4/28/2010 3:01:15 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/28/2010 4:31:06 PM |
| mitcha1 | $25.00 | $25.00 | 4/28/2010 12:39:00 PM |
| Johnab | $50.00 | $50.00 | 4/28/2010 4:14:38 PM |
| cwb8539 | $25.00 | $25.00 | 4/28/2010 4:45:02 PM |
| BankofBeth | $25.00 | $25.00 | 4/28/2010 1:32:43 PM |
| reflective-rupee | $25.00 | $25.00 | 4/28/2010 2:19:35 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 4/28/2010 3:53:06 PM |
| bss97603 | $50.00 | $50.00 | 4/28/2010 4:13:14 PM |
| gourd6 | $50.00 | $50.00 | 4/28/2010 4:32:25 PM |
| 340 bids
|
Borrower Payment Dependent Notes Series
455131
This series of Notes was issued and sold upon the funding of the borrower loan #42056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,250.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Apr-22-2010 |
| |
Auction end date:
| Apr-29-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.30% |
Starting monthly payment:
| $56.55 |
|
Final lender yield:
| 19.35% |
Final borrower rate/APR:
| 20.35% / 23.36% |
Final monthly payment:
| $46.68 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.56% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 3.79% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 57% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 11
/
8 | Length of status: | 3y 8m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 16 |
Occupation: | Student - College G... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $31,841 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 97% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| chia04 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 21 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,200.00 | < mo. late:
| 0
( 0% )
| 680-699
(Mar-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off one of my credit cards and to make it easier for me to "survive" on a reduced income this summer.
My financial situation:
I am a good candidate for this loan because I am currently a graduate student at a Midwestern University, where I am employed.? I also work two other jobs to make ends meet.? I'm still paying off the mistakes I made as a foolish young person with access to credit.? I've had one other Prosper Loan which I paid off early.? This loan will help me pay off one of my credit cards, which will allow me to put a little bit of money away for my summer rent.? My income goes down in the summer, so this will give me a sense of security about having a little bit extra available.
Other Information:
I wanted to update this with some other information about my financial situation to give you a better idea of why I'm a good risk to take.? Other than being employed for more than a year at two of my positions and almost a year at the other, I've made great strides to improve my financial situation this year.? Currently, my card utilization is high, because I have paid of four (4!!) credit cards in the past year or so and have closed each once they've been paid off.? I know you aren't necessarily supposed to close cards this way, but I'd prefer to never be able to charge on them again then the temporary hit to my credit score and utilization rate.? If you have any other questions, please don't hesitate to ask.
Monthly net income: $2300
Monthly expenses: Approximately $2200
??Housing: $700
??Insurance: $0
??Car expenses: $0
??Utilities: $100
??Phone, cable, internet: $90
??Food, entertainment: $50
??Clothing, household expenses $25
??Credit cards and other loans: TOO MUCH!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SuperInvestor82 | $25.00 | $25.00 | 4/28/2010 3:14:41 PM |
| jhouman | $25.00 | $25.00 | 4/28/2010 5:14:44 PM |
| ultimate-peace | $175.00 | $25.00 | 4/29/2010 3:55:27 AM |
| AsianDragon | $25.00 | $25.00 | 4/29/2010 8:26:20 AM |
| aquistoyraul | $25.00 | $25.00 | 4/29/2010 8:29:00 AM |
| OPEO | $25.00 | $25.00 | 4/29/2010 8:54:04 AM |
| atomantic | $75.00 | $75.00 | 4/28/2010 11:14:39 PM |
| ultimate-peace | $425.00 | $425.00 | 4/29/2010 3:55:49 AM |
| Aberdeen | $400.00 | $400.00 | 4/25/2010 10:46:53 AM |
| hektek22 | $25.00 | $25.00 | 4/28/2010 8:25:01 PM |
| Leshan | $100.00 | $100.00 | 4/29/2010 7:46:14 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 4/29/2010 9:22:58 AM |
| Mikale360 | $25.00 | $25.00 | 4/29/2010 6:41:46 AM |
| dorypro | $25.00 | $25.00 | 4/29/2010 8:31:14 AM |
| 14 bids
|
Borrower Payment Dependent Notes Series
455221
This series of Notes was issued and sold upon the funding of the borrower loan #42123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Apr-22-2010 |
| |
Auction end date:
| Apr-29-2010 |
|
|
Starting lender yield:
| 14.03% |
Starting borrower rate/APR:
| 15.03% / 17.20% |
Starting monthly payment:
| $346.80 |
|
Final lender yield:
| 13.85% |
Final borrower rate/APR:
| 14.85% / 17.02% |
Final monthly payment:
| $345.92 |
| |
|
Auction yield range:
| 6.04% - 14.03% |
Estimated loss impact:
| 5.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 34% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
11 | Length of status: | 7y 9m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 31 |
Occupation: | Food Service Manage... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $17,961 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 29% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bewitching-bill8 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 740-759
(Aug-2009)
|
|
Principal balance:
| $8,287.47 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to? consolidate debt.
My financial situation:
I am a good candidate for this loan because? I have a strong work ethic.? I have been in the restaurant industry for over 20 years.? I also work as a handy man for a local realtor.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/22/2010 1:35:05 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/22/2010 1:48:27 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/22/2010 1:48:35 PM |
| integrity-doctor | $100.00 | $100.00 | 4/22/2010 1:48:52 PM |
| Avala | $50.00 | $50.00 | 4/22/2010 1:48:00 PM |
| orderly-leverage | $40.00 | $40.00 | 4/22/2010 1:48:30 PM |
| bowdish1 | $50.00 | $50.00 | 4/22/2010 3:38:57 PM |
| Dap2005 | $25.00 | $25.00 | 4/22/2010 2:09:56 PM |
| delicious-social132 | $25.00 | $25.00 | 4/22/2010 1:48:06 PM |
| mmckune | $25.00 | $25.00 | 4/22/2010 1:48:15 PM |
| GiantAardvark | $25.00 | $25.00 | 4/22/2010 1:48:58 PM |
| Havana21 | $100.00 | $100.00 | 4/22/2010 4:38:57 PM |
| Sefotonga | $25.00 | $25.00 | 4/22/2010 4:50:04 PM |
| fairness-champ7 | $25.00 | $25.00 | 4/22/2010 3:12:58 PM |
| tallmon | $25.00 | $25.00 | 4/22/2010 3:20:12 PM |
| Rogesparkguy | $25.00 | $25.00 | 4/22/2010 4:55:15 PM |
| ichibon | $75.00 | $75.00 | 4/22/2010 4:42:24 PM |
| treasure-dreamer7 | $50.00 | $50.00 | 4/22/2010 4:43:07 PM |
| ddibernardo | $25.00 | $25.00 | 4/22/2010 4:54:14 PM |
| swm | $25.00 | $25.00 | 4/22/2010 4:31:14 PM |
| capital-web193 | $25.00 | $25.00 | 4/22/2010 4:54:27 PM |
| market-pudding | $25.00 | $25.00 | 4/22/2010 5:08:03 PM |
| orbiter614 | $44.46 | $44.46 | 4/22/2010 6:02:28 PM |
| influential-compassion9 | $25.00 | $25.00 | 4/22/2010 6:15:33 PM |
| clickbrain | $25.00 | $25.00 | 4/22/2010 6:58:03 PM |
| unclerock | $25.00 | $25.00 | 4/22/2010 7:12:48 PM |
| PeterV | $25.00 | $25.00 | 4/22/2010 9:07:48 PM |
| bill-expert | $25.00 | $25.00 | 4/22/2010 10:17:46 PM |
| treasure-amplifier6 | $25.00 | $25.00 | 4/22/2010 8:24:04 PM |
| dollardave | $100.00 | $100.00 | 4/22/2010 11:27:41 PM |
| Cheburashka | $25.00 | $25.00 | 4/22/2010 8:57:53 PM |
| inventive-wealth2 | $25.00 | $25.00 | 4/22/2010 9:22:43 PM |
| ideal-platinum1 | $25.00 | $25.00 | 4/23/2010 7:11:56 AM |
| transparency-planetarium | $25.00 | $25.00 | 4/22/2010 10:17:48 PM |
| runner262 | $25.00 | $25.00 | 4/23/2010 7:37:40 AM |
| Ripsaw4U | $25.00 | $25.00 | 4/22/2010 11:19:02 PM |
| organic-income5 | $40.00 | $40.00 | 4/23/2010 7:11:43 AM |
| CAGE-Investments | $75.00 | $75.00 | 4/23/2010 7:12:49 AM |
| stable-nickel | $100.00 | $100.00 | 4/23/2010 7:12:58 AM |
| peerlender | $30.00 | $30.00 | 4/23/2010 7:13:08 AM |
| Comoparklender | $30.00 | $30.00 | 4/23/2010 8:43:56 AM |
| neutrino6 | $25.00 | $25.00 | 4/23/2010 8:21:02 AM |
| jleng | $25.00 | $25.00 | 4/23/2010 9:35:04 AM |
| worth-arch | $25.00 | $25.00 | 4/23/2010 8:27:42 AM |
| bslavin | $25.00 | $25.00 | 4/23/2010 9:37:08 AM |
| dignified-funds7 | $25.00 | $25.00 | 4/23/2010 9:37:21 AM |
| transparency-advocator | $25.00 | $25.00 | 4/23/2010 9:37:45 AM |
| bold-principal-thinker | $25.00 | $25.00 | 4/23/2010 9:39:09 AM |
| ms48105 | $25.00 | $25.00 | 4/23/2010 9:41:10 AM |
| studious-camaraderi | $25.00 | $25.00 | 4/23/2010 9:36:27 AM |
| resource777 | $25.00 | $25.00 | 4/23/2010 9:03:05 AM |
| jcjdingdong | $25.00 | $25.00 | 4/23/2010 9:37:23 AM |
| floret596 | $25.00 | $25.00 | 4/23/2010 9:37:34 AM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 4/23/2010 9:39:12 AM |
| schpere | $25.00 | $25.00 | 4/23/2010 9:27:52 AM |
| japerk | $25.00 | $25.00 | 4/23/2010 11:12:44 AM |
| dschless | $25.00 | $25.00 | 4/23/2010 9:38:13 AM |
| Steveoo1 | $25.00 | $25.00 | 4/23/2010 11:38:10 AM |
| studious-bonus7 | $46.19 | $46.19 | 4/23/2010 10:41:22 AM |
| Marathoner | $25.00 | $25.00 | 4/23/2010 11:50:30 AM |
| Aimvest | $25.00 | $25.00 | 4/23/2010 12:24:31 PM |
| Officiency | $25.00 | $25.00 | 4/23/2010 12:26:49 PM |
| SDNLR | $25.00 | $25.00 | 4/23/2010 11:57:09 AM |
| Kulchar | $34.56 | $34.56 | 4/23/2010 12:39:27 PM |
| ookete | $25.00 | $25.00 | 4/23/2010 2:47:47 PM |
| slartibardfast | $25.00 | $25.00 | 4/23/2010 1:25:15 PM |
| djh47a | $25.00 | $25.00 | 4/23/2010 1:38:35 PM |
| MTlender | $25.00 | $25.00 | 4/23/2010 3:04:33 PM |
| Gabriel02 | $25.00 | $25.00 | 4/23/2010 5:02:40 PM |
| powerful-finance7 | $25.00 | $25.00 | 4/24/2010 3:17:49 AM |
| lending_well | $25.00 | $25.00 | 4/24/2010 1:03:31 AM |
| dschaaf | $25.00 | $25.00 | 4/24/2010 2:28:06 PM |
| balance2 | $50.00 | $50.00 | 4/24/2010 4:59:37 PM |
| sarisai | $501.00 | $501.00 | 4/24/2010 7:57:41 PM |
| junctionking | $25.00 | $25.00 | 4/24/2010 1:54:12 PM |
| georg | $25.00 | $25.00 | 4/25/2010 3:50:52 AM |
| nickel-ferret | $25.00 | $25.00 | 4/24/2010 5:10:58 PM |
| revenue-ruler6 | $25.00 | $25.00 | 4/25/2010 10:47:11 AM |
| demoseal | $25.00 | $25.00 | 4/25/2010 4:27:42 PM |
| marinade | $35.00 | $35.00 | 4/25/2010 6:29:40 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/25/2010 3:00:14 PM |
| r0b3m4n | $25.00 | $25.00 | 4/25/2010 11:33:41 PM |
| ready-currency | $25.00 | $25.00 | 4/26/2010 9:38:55 AM |
| NDFIRTH | $50.00 | $50.00 | 4/26/2010 9:40:24 AM |
| smart-leverage7 | $25.00 | $25.00 | 4/26/2010 9:32:35 AM |
| DJReflections | $25.00 | $25.00 | 4/26/2010 10:06:14 AM |
| Clambake | $31.57 | $31.57 | 4/26/2010 10:28:26 AM |
| ingenious-truth0 | $25.00 | $25.00 | 4/26/2010 9:38:11 AM |
| DadWarbucks | $25.00 | $25.00 | 4/26/2010 11:39:13 AM |
| yield-seeker | $25.00 | $25.00 | 4/26/2010 12:09:50 PM |
| wings2fly | $25.00 | $25.00 | 4/26/2010 12:11:08 PM |
| Cai8899 | $50.00 | $50.00 | 4/26/2010 12:13:35 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/26/2010 12:12:25 PM |
| burgeoning-silver | $25.00 | $25.00 | 4/26/2010 12:32:48 PM |
| liberty-bearer0 | $25.00 | $25.00 | 4/26/2010 3:13:50 PM |
| Beesnutz | $25.00 | $25.00 | 4/26/2010 4:30:41 PM |
| TheJunker | $25.00 | $25.00 | 4/26/2010 4:31:04 PM |
| Bobafet | $25.00 | $25.00 | 4/26/2010 4:23:23 PM |
| shrewd-deal | $25.00 | $25.00 | 4/26/2010 4:31:23 PM |
| cablenews | $25.00 | $25.00 | 4/26/2010 4:31:34 PM |
| mdreiss | $25.00 | $25.00 | 4/26/2010 4:31:43 PM |
| money-floret | $50.00 | $50.00 | 4/26/2010 4:31:53 PM |
| CO80487 | $25.00 | $25.00 | 4/26/2010 4:31:58 PM |
| ptjg | $50.00 | $50.00 | 4/26/2010 4:25:57 PM |
| upright-asset2 | $25.00 | $25.00 | 4/26/2010 4:40:39 PM |
| selfmademan | $25.00 | $25.00 | 4/26/2010 4:44:08 PM |
| interest-griffin | $50.00 | $50.00 | 4/26/2010 4:48:09 PM |
| awwaww | $25.00 | $25.00 | 4/26/2010 4:30:45 PM |
| enthusiastic-balance5 | $69.66 | $69.66 | 4/26/2010 4:31:05 PM |
| asset-professor | $75.00 | $75.00 | 4/26/2010 4:31:12 PM |
| gain-bridge | $25.00 | $25.00 | 4/26/2010 4:31:20 PM |
| jengachamp | $25.00 | $25.00 | 4/26/2010 4:31:25 PM |
| Thunderswan | $50.00 | $50.00 | 4/26/2010 4:31:36 PM |
| investment-defender | $25.00 | $25.00 | 4/26/2010 6:09:17 PM |
| cash-merry-maker | $25.00 | $8.76 | 4/26/2010 6:09:49 PM |
| darylc | $25.00 | $25.00 | 4/26/2010 6:09:18 PM |
| wwwUniversal | $25.00 | $25.00 | 4/26/2010 8:58:25 PM |
| lounges | $25.00 | $25.00 | 4/26/2010 4:30:54 PM |
| Greenbak | $25.00 | $25.00 | 4/26/2010 4:31:07 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/26/2010 4:31:17 PM |
| 350DGRZ | $25.00 | $25.00 | 4/26/2010 4:31:26 PM |
| euro-starter | $25.00 | $25.00 | 4/26/2010 4:31:38 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/26/2010 4:31:48 PM |
| useful-p2ploan | $50.00 | $50.00 | 4/26/2010 4:31:56 PM |
| brazilofmux | $25.00 | $25.00 | 4/26/2010 4:44:14 PM |
| heerzaquestion | $25.00 | $25.00 | 4/27/2010 4:53:28 AM |
| najmn103 | $25.00 | $25.00 | 4/26/2010 6:09:42 PM |
| Bill88 | $25.00 | $25.00 | 4/27/2010 3:24:30 PM |
| broker558 | $25.00 | $25.00 | 4/28/2010 9:08:28 AM |
| KTOWN | $25.00 | $25.00 | 4/28/2010 11:24:14 AM |
| dollardave | $100.00 | $100.00 | 4/28/2010 5:27:28 PM |
| CO_Engineer | $100.00 | $100.00 | 4/28/2010 6:14:05 PM |
| brother_tam | $100.00 | $100.00 | 4/28/2010 9:40:51 PM |
| atomantic | $25.00 | $25.00 | 4/28/2010 11:20:07 PM |
| Bank_of_E-Ville | $26.84 | $26.84 | 4/29/2010 6:17:40 AM |
| bss97603 | $50.88 | $50.88 | 4/29/2010 7:42:38 AM |
| slwholesales | $25.00 | $25.00 | 4/29/2010 10:09:48 AM |
| 2grindstones | $25.00 | $25.00 | 4/29/2010 10:44:15 AM |
| Moneypenny6 | $25.00 | $25.00 | 4/29/2010 10:27:47 AM |
| alittle2lend | $74.09 | $74.09 | 4/29/2010 6:00:21 AM |
| kangarookim99 | $25.00 | $25.00 | 4/29/2010 6:35:24 AM |
| radiant-cash0 | $25.00 | $25.00 | 4/29/2010 1:01:35 PM |
| bonafide-commitment2 | $25.00 | $25.00 | 4/29/2010 1:17:05 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/22/2010 1:48:49 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/22/2010 1:48:56 PM |
| thorough-exchange4 | $25.00 | $25.00 | 4/22/2010 1:49:36 PM |
| AF-Chief | $28.00 | $28.00 | 4/22/2010 1:41:08 PM |
| hrubinst | $25.00 | $25.00 | 4/22/2010 1:47:45 PM |
| dinero-speaker | $25.00 | $25.00 | 4/22/2010 1:48:10 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/22/2010 1:48:54 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/22/2010 1:49:04 PM |
| rider350 | $25.00 | $25.00 | 4/22/2010 1:49:06 PM |
| torion | $25.00 | $25.00 | 4/22/2010 1:47:52 PM |
| unassassinable | $25.00 | $25.00 | 4/22/2010 1:48:20 PM |
| JGB | $25.00 | $25.00 | 4/22/2010 1:48:44 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/22/2010 2:03:28 PM |
| finance-prescription | $44.04 | $44.04 | 4/22/2010 2:09:58 PM |
| bid-refresher2 | $25.00 | $25.00 | 4/22/2010 4:42:25 PM |
| iolaire | $25.00 | $25.00 | 4/22/2010 4:40:10 PM |
| chrisb1414 | $25.00 | $25.00 | 4/22/2010 4:40:32 PM |
| uncleubb | $25.00 | $25.00 | 4/22/2010 4:15:42 PM |
| sloak | $25.00 | $25.00 | 4/22/2010 5:13:26 PM |
| werd123 | $25.00 | $25.00 | 4/22/2010 5:13:41 PM |
| gelidfrank | $25.00 | $25.00 | 4/22/2010 4:54:45 PM |
| time4aloan | $40.14 | $40.14 | 4/22/2010 5:29:25 PM |
| SanJoser | $25.00 | $25.00 | 4/22/2010 5:05:30 PM |
| radforj22 | $25.00 | $25.00 | 4/22/2010 6:15:28 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/22/2010 6:02:33 PM |
| Usurious | $25.00 | $25.00 | 4/22/2010 7:28:38 PM |
| red-undaunted-kindness | $33.00 | $33.00 | 4/22/2010 8:42:58 PM |
| elegant-bonus | $25.00 | $25.00 | 4/22/2010 6:02:10 PM |
| orgy63 | $25.00 | $25.00 | 4/22/2010 10:17:49 PM |
| papyrus111 | $25.00 | $25.00 | 4/22/2010 6:57:42 PM |
| sasa101 | $50.00 | $50.00 | 4/22/2010 11:58:12 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 4/22/2010 7:34:39 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/22/2010 10:17:47 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/22/2010 11:19:00 PM |
| successful-agreement7 | $32.58 | $32.58 | 4/22/2010 8:25:54 PM |
| contract-eagle | $25.00 | $25.00 | 4/22/2010 9:19:29 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/23/2010 7:11:58 AM |
| calm-deal7 | $25.00 | $25.00 | 4/23/2010 7:12:52 AM |
| orange-preeminant-bill | $52.24 | $52.24 | 4/23/2010 7:12:53 AM |
| bchen78875 | $25.00 | $25.00 | 4/23/2010 8:43:53 AM |
| Amsie614 | $25.00 | $25.00 | 4/23/2010 6:21:47 AM |
| shrewd-peace7 | $25.00 | $25.00 | 4/23/2010 7:10:53 AM |
| treasure-bliss | $46.18 | $46.18 | 4/23/2010 7:11:54 AM |
| ddog0224 | $25.00 | $25.00 | 4/23/2010 7:12:51 AM |
| busnssmn | $25.00 | $25.00 | 4/23/2010 9:36:13 AM |
| credit-waterfall2 | $25.00 | $25.00 | 4/23/2010 9:38:19 AM |
| upbeat-principal | $25.00 | $25.00 | 4/23/2010 8:28:04 AM |
| heroic-deal7 | $25.00 | $25.00 | 4/23/2010 9:36:50 AM |
| Ready2Loan | $25.00 | $25.00 | 4/23/2010 9:42:15 AM |
| jigs0910 | $25.00 | $25.00 | 4/23/2010 10:27:06 AM |
| appastk | $25.00 | $25.00 | 4/23/2010 9:50:27 AM |
| dmfog | $25.00 | $25.00 | 4/23/2010 11:10:55 AM |
| teller | $25.00 | $25.00 | 4/23/2010 11:40:57 AM |
| Casper00 | $25.00 | $25.00 | 4/23/2010 12:24:26 PM |
| ladderskibum | $25.00 | $25.00 | 4/23/2010 12:26:47 PM |
| BuffetRocks | $35.71 | $35.71 | 4/23/2010 1:09:55 PM |
| lloyd_s | $25.00 | $25.00 | 4/23/2010 1:11:21 PM |
| money-boots2 | $25.00 | $25.00 | 4/23/2010 1:26:27 PM |
| sgt-schultz | $50.00 | $50.00 | 4/23/2010 11:42:56 AM |
| the-money-gargantuan | $25.00 | $25.00 | 4/23/2010 1:37:27 PM |
| heavenly-repayment4 | $27.48 | $27.48 | 4/23/2010 1:53:36 PM |
| steady-bazaar | $25.00 | $25.00 | 4/23/2010 1:54:22 PM |
| Phantom99 | $25.00 | $25.00 | 4/23/2010 1:25:17 PM |
| boater01 | $50.00 | $50.00 | 4/23/2010 12:39:29 PM |
| iLoaner | $25.00 | $25.00 | 4/23/2010 1:06:51 PM |
| davidside | $25.00 | $25.00 | 4/23/2010 3:28:45 PM |
| dsfoundation | $25.00 | $25.00 | 4/23/2010 1:25:13 PM |
| a-studious-payment | $25.00 | $25.00 | 4/23/2010 1:26:26 PM |
| grampy48 | $25.00 | $25.00 | 4/23/2010 2:22:52 PM |
| hbzchimar | $25.00 | $25.00 | 4/23/2010 2:48:35 PM |
| Millmanator | $25.00 | $25.00 | 4/23/2010 3:28:57 PM |
| wanna-help | $25.00 | $25.00 | 4/23/2010 3:54:18 PM |
| icecoldcash | $80.00 | $80.00 | 4/23/2010 8:47:47 PM |
| peripatetic | $25.00 | $25.00 | 4/24/2010 3:57:50 AM |
| WindyKid | $25.00 | $25.00 | 4/24/2010 7:27:43 AM |
| PGA2 | $50.00 | $50.00 | 4/24/2010 6:35:20 AM |
| important-ore | $50.00 | $50.00 | 4/24/2010 9:22:45 AM |
| castleman | $25.00 | $25.00 | 4/24/2010 5:19:42 PM |
| RickD1003 | $50.00 | $50.00 | 4/25/2010 2:52:58 PM |
| vanderhp | $25.00 | $25.00 | 4/25/2010 6:13:54 AM |
| Artist_Blue | $25.00 | $25.00 | 4/25/2010 7:10:57 PM |
| don8ter | $25.00 | $25.00 | 4/25/2010 6:00:15 PM |
| DcUnited | $25.00 | $25.00 | 4/25/2010 9:53:05 PM |
| decisive-capital | $74.49 | $74.49 | 4/25/2010 11:58:58 AM |
| LoisLoan | $25.00 | $25.00 | 4/25/2010 3:37:43 PM |
| thedreamer | $25.00 | $25.00 | 4/26/2010 8:23:38 AM |
| Gibbyland | $41.76 | $41.76 | 4/26/2010 1:17:54 AM |
| Redleg6 | $25.00 | $25.00 | 4/26/2010 6:13:28 AM |
| shrewd-value | $25.00 | $25.00 | 4/26/2010 9:37:57 AM |
| Supernick | $50.00 | $50.00 | 4/26/2010 9:23:08 AM |
| mrrc7498 | $25.00 | $25.00 | 4/26/2010 10:12:39 AM |
| priceless-money6 | $50.00 | $50.00 | 4/26/2010 9:38:20 AM |
| DJReflections | $25.00 | $25.00 | 4/26/2010 10:13:07 AM |
| logical-reward8 | $25.00 | $25.00 | 4/26/2010 12:15:13 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/26/2010 1:48:04 PM |
| Slend49 | $25.00 | $25.00 | 4/26/2010 12:10:17 PM |
| GElender | $50.00 | $50.00 | 4/26/2010 12:11:34 PM |
| honorable-yield | $50.00 | $50.00 | 4/26/2010 12:13:54 PM |
| cocobear | $25.00 | $25.00 | 4/26/2010 1:08:17 PM |
| cberthiaume | $25.00 | $25.00 | 4/26/2010 4:30:08 PM |
| peb44 | $25.00 | $25.00 | 4/26/2010 4:31:18 PM |
| jazz619 | $25.00 | $25.00 | 4/26/2010 4:31:28 PM |
| Nerdster1 | $25.00 | $25.00 | 4/26/2010 4:31:44 PM |
| nands31 | $25.00 | $25.00 | 4/26/2010 4:43:49 PM |
| fcukciti | $50.00 | $50.00 | 4/26/2010 4:44:13 PM |
| ctgscott | $25.00 | $25.00 | 4/26/2010 4:47:48 PM |
| jdrez | $25.00 | $25.00 | 4/26/2010 4:30:20 PM |
| vivid-loot | $25.00 | $25.00 | 4/26/2010 4:31:09 PM |
| economy-producer | $25.00 | $25.00 | 4/26/2010 4:31:24 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/26/2010 4:31:26 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/26/2010 4:31:41 PM |
| syounker | $25.00 | $25.00 | 4/26/2010 4:31:55 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 4/26/2010 6:09:33 PM |
| Sixmil | $25.00 | $25.00 | 4/26/2010 4:32:01 PM |
| whois-JohnGalt | $25.00 | $25.00 | 4/26/2010 4:47:49 PM |
| favorable-order8 | $25.00 | $25.00 | 4/26/2010 4:20:16 PM |
| Dharvesi | $25.00 | $25.00 | 4/26/2010 4:31:14 PM |
| balance-voyager | $100.00 | $100.00 | 4/26/2010 4:31:21 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/26/2010 4:31:32 PM |
| supreme-hope | $25.00 | $25.00 | 4/26/2010 4:31:50 PM |
| LongBeachLender | $25.00 | $25.00 | 4/26/2010 4:44:10 PM |
| steady-dime | $25.00 | $25.00 | 4/27/2010 7:46:27 AM |
| KrazyCelticKid | $75.00 | $75.00 | 4/26/2010 6:09:32 PM |
| awesome-return0 | $25.00 | $25.00 | 4/26/2010 6:09:48 PM |
| genuine-euro9 | $30.00 | $30.00 | 4/27/2010 3:12:05 PM |
| stockpiler079 | $25.00 | $25.00 | 4/27/2010 6:07:58 PM |
| ToloUSN | $50.00 | $50.00 | 4/28/2010 7:41:36 AM |
| debtcollector | $50.00 | $50.00 | 4/28/2010 12:58:08 PM |
| ddh81 | $50.00 | $50.00 | 4/28/2010 5:47:51 PM |
| orangefob7 | $25.00 | $25.00 | 4/28/2010 5:57:52 PM |
| evildutchman | $50.00 | $50.00 | 4/28/2010 7:59:16 PM |
| duty-monger | $50.00 | $50.00 | 4/29/2010 7:32:37 AM |
| Jarlaxle | $25.00 | $25.00 | 4/29/2010 7:49:13 AM |
| bluflame9940 | $46.37 | $46.37 | 4/29/2010 7:33:23 AM |
| 1phantom | $25.00 | $25.00 | 4/29/2010 9:14:07 AM |
| Starfin-Capital-Management | $50.00 | $50.00 | 4/28/2010 9:15:51 PM |
| patriot384 | $300.00 | $300.00 | 4/29/2010 11:47:11 AM |
| 113121 | $25.00 | $25.00 | 4/29/2010 6:10:50 AM |
| dough-optimizer | $25.00 | $25.00 | 4/29/2010 11:30:03 AM |
| Occhy | $25.00 | $25.00 | 4/29/2010 12:25:54 PM |
| favorite-commerce | $25.00 | $25.00 | 4/29/2010 8:47:54 AM |
| trustworthy-finance6 | $50.00 | $50.00 | 4/29/2010 11:17:51 AM |
| 285 bids
|
Borrower Payment Dependent Notes Series
455235
This series of Notes was issued and sold upon the funding of the borrower loan #42053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-22-2010 |
| |
Auction end date:
| Apr-29-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $77.34 |
|
Final lender yield:
| 6.00% |
Final borrower rate/APR:
| 7.00% / 7.34% |
Final monthly payment:
| $77.19 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 8m |
|
Credit score:
| 800-819 (Apr-2010) |
Total credit lines:
| 22 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,671 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 22% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| dgagli1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 800-819
(Feb-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Re-investing into Prosper
I am using these funds as a investment in other prosper opportunities.? Your money is essentially guaranteed.? I have never had a late payment, nor will I.? I spent many years building my credit and would not jeopordize my score over $2500.? Good Luck to all bidders.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your Prosper bidding strategy? - JGuide
A:
I intend on making allocations that would give me a 3-4% spread on my money. I have been investing with prosper for over 3 yrs now and have developed a strategy that has kept my defaults minimal, while creating this avg return.
(Apr-26-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| swiftsoul | $25.00 | $25.00 | 4/22/2010 9:45:08 AM |
| springpanda | $25.00 | $25.00 | 4/22/2010 1:08:23 PM |
| lender987654321 | $30.00 | $30.00 | 4/22/2010 12:49:44 PM |
| DADOF1 | $27.73 | $27.73 | 4/22/2010 3:01:24 PM |
| eCapital | $25.00 | $25.00 | 4/22/2010 5:52:31 PM |
| payontime1 | $30.00 | $30.00 | 4/22/2010 8:51:43 PM |
| octoberfresh | $25.00 | $25.00 | 4/23/2010 6:05:30 AM |
| widowsmite | $150.00 | $150.00 | 4/23/2010 7:48:37 PM |
| Zeenos | $25.00 | $25.00 | 4/24/2010 7:14:40 PM |
| Finspons | $25.00 | $25.00 | 4/25/2010 1:22:19 PM |
| kronosmetis | $25.00 | $25.00 | 4/25/2010 10:16:02 PM |
| JDLanier | $25.00 | $25.00 | 4/26/2010 12:26:09 PM |
| gpuck | $25.00 | $25.00 | 4/26/2010 2:56:59 PM |
| Mr_Marcus | $50.00 | $50.00 | 4/27/2010 8:12:50 PM |
| loanman2007 | $50.00 | $50.00 | 4/28/2010 4:47:07 AM |
| lockstock | $25.00 | $25.00 | 4/28/2010 6:54:16 AM |
| kapplcd | $45.44 | $45.44 | 4/28/2010 1:44:11 PM |
| jrlvnv | $25.00 | $25.00 | 4/28/2010 4:56:59 PM |
| interest88 | $25.00 | $25.00 | 4/28/2010 4:10:19 PM |
| Tsimmeej | $25.00 | $25.00 | 4/28/2010 5:26:55 PM |
| dbanwart | $25.00 | $25.00 | 4/28/2010 6:39:07 PM |
| porwestco | $25.00 | $25.00 | 4/28/2010 6:49:56 PM |
| Richmp412 | $25.00 | $25.00 | 4/28/2010 5:35:38 PM |
| LQ1972 | $50.00 | $50.00 | 4/28/2010 6:45:21 PM |
| Dollars4Rent | $25.00 | $4.31 | 4/28/2010 8:33:46 PM |
| MartiniCognac | $25.00 | $25.00 | 4/28/2010 10:54:23 PM |
| billnsc | $100.00 | $100.00 | 4/28/2010 7:03:49 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/28/2010 8:33:30 PM |
| barryb77 | $100.00 | $100.00 | 4/29/2010 6:51:31 AM |
| ToloUSN | $50.00 | $50.00 | 4/29/2010 8:26:26 AM |
| AsianDragon | $255.00 | $255.00 | 4/29/2010 8:36:28 AM |
| Approved | $25.00 | $25.00 | 4/22/2010 11:56:54 AM |
| MoneyForNothing | $25.00 | $25.00 | 4/22/2010 7:44:10 PM |
| wwwUniversal | $25.00 | $25.00 | 4/22/2010 7:29:18 PM |
| blot44 | $25.00 | $25.00 | 4/22/2010 8:51:10 PM |
| RandyL3 | $99.00 | $99.00 | 4/23/2010 3:47:29 PM |
| cwegert | $27.17 | $27.17 | 4/23/2010 9:52:39 PM |
| JGuide | $26.99 | $26.99 | 4/25/2010 7:10:01 PM |
| finance-burger | $25.00 | $25.00 | 4/26/2010 4:24:24 PM |
| rpd1211 | $25.00 | $25.00 | 4/27/2010 5:36:54 AM |
| nimcha | $50.00 | $50.00 | 4/26/2010 5:48:35 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 4/26/2010 7:40:42 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 4/27/2010 6:31:43 PM |
| lockstock | $29.36 | $29.36 | 4/28/2010 6:55:47 AM |
| lockstock | $75.00 | $75.00 | 4/28/2010 6:56:33 AM |
| turbospeed | $25.00 | $25.00 | 4/28/2010 1:43:53 PM |
| redtilapia | $25.00 | $25.00 | 4/28/2010 3:40:18 PM |
| jybank | $100.00 | $100.00 | 4/28/2010 5:24:05 PM |
| trade-structure | $25.00 | $25.00 | 4/28/2010 5:26:57 PM |
| dammage | $25.00 | $25.00 | 4/28/2010 5:32:57 PM |
| GlenBank30 | $50.00 | $50.00 | 4/28/2010 7:25:10 PM |
| availableloan | $25.00 | $25.00 | 4/28/2010 6:44:59 PM |
| big_oaks | $25.00 | $25.00 | 4/28/2010 9:52:44 PM |
| socal-lender | $25.00 | $25.00 | 4/28/2010 10:23:11 PM |
| wam37 | $50.00 | $50.00 | 4/29/2010 6:49:56 AM |
| bss97603 | $100.00 | $100.00 | 4/29/2010 7:44:29 AM |
| Grimmreaper | $25.00 | $25.00 | 4/29/2010 9:28:09 AM |
| actl | $25.00 | $25.00 | 4/29/2010 7:15:09 AM |
| 1phantom | $50.00 | $50.00 | 4/29/2010 9:07:19 AM |
| 59 bids
|
Borrower Payment Dependent Notes Series
455243
This series of Notes was issued and sold upon the funding of the borrower loan #42035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $164.12 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $161.70 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 1m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 14 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,503 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 75% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jbotknitty1104 |
Borrower's state:
| Oregon |
Borrower's group:
| Lend2's Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < mo. late:
| 0
( 0% )
| 680-699
(Feb-2007)
680-699
(Feb-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Starting out in a new city!
NOTE: I had to withdraw my last listing (which was 100% funded) because I needed to change my Prosper bank account which cannot be done when a listing is open.? For those who bid last time, please accept my apologies for the inconvenience!
Purpose of loan:
I am applying for my second Prosper loan (I just paid one in full last month, without ever defaulting).? I am a hairstylist and I have just moved to a new city (Portland, OR).? As a result, I have to start over building my clientele from scratch.? I left behind a sizable clientele in Florida and am confident that I will build fairly quickly.? I am applying for this loan to get me through these first couple of months as I build.
Monthly net income: $1400-$1600/month.? I currently make about $350-$450 per week including tips; income is variable because I am payed on commission and through tipping.
Monthly expenses:
? Housing: $405 (includes some utilities)
? Utilities: $60 (split with partner = $30)
? Phone, cable, internet: phone $80 (split with partner =$40) ? cable/internet $60 (split with partner =$30)
? Student loan payment: $60
? Credit card payments (total): about $300
? Groceries: $120 (split with partner = $60)
As I said before, I kept up with my previous Prosper payments for all three years and have recently paid it off.? I am confident in my ability to make the monthly payments for this loan.
Thanks to everyone for your consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, based on your experience in Florida, where do you expect your income to be in a year? Good luck with your new location. - adventure0
A:
Hi,
it is hard to say where my income will be in a year. In Florida I was completely booked most days in a very busy salon; however the salon I am working for in Portland charges quite a bit more for services than my old shop in Florida, and my commission rate is higher here. Most would say that one year is about the amount of time it takes to build up a sizable clientele, so the potential income is certainly greater than my previous income. Sorry I can't be exact!
(Apr-23-2010)
Q:
Portland is awesome! Welcome to the NW! - five-star-note
A:
Thanks so much! My boyfriend and I are so excited to be in PDX. It seems we've found just the place for us!
(Apr-26-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CreativeIdeas | $25.00 | $4.47 | 4/21/2010 4:49:22 PM |
| MAYBROOK | $50.00 | $50.00 | 4/21/2010 4:49:19 PM |
| Aberdeen | $400.00 | $400.00 | 4/21/2010 5:14:55 PM |
| twjh | $25.00 | $25.00 | 4/21/2010 5:16:24 PM |
| srthsvghdthtr | $25.00 | $25.00 | 4/21/2010 5:24:21 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/21/2010 6:07:17 PM |
| Your_Bank | $100.00 | $100.00 | 4/21/2010 6:29:26 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/21/2010 7:32:53 PM |
| helynn43 | $25.00 | $25.00 | 4/22/2010 7:48:13 AM |
| Bob450 | $75.00 | $75.00 | 4/22/2010 9:50:36 AM |
| irrelevant | $25.00 | $25.00 | 4/22/2010 7:20:03 PM |
| pani5ue | $25.00 | $25.00 | 4/22/2010 9:19:19 PM |
| Sackmaster | $25.00 | $25.00 | 4/22/2010 11:28:02 PM |
| kronosmetis | $25.00 | $25.00 | 4/23/2010 7:25:32 AM |
| funds-rascal | $125.00 | $125.00 | 4/23/2010 11:22:31 AM |
| frogperson | $100.00 | $100.00 | 4/23/2010 3:07:21 PM |
| shawnw2 | $50.00 | $50.00 | 4/23/2010 5:00:24 PM |
| jhouman | $25.00 | $25.00 | 4/23/2010 5:02:51 PM |
| integrity-doctor | $100.00 | $100.00 | 4/24/2010 1:29:26 PM |
| UCLA4life | $25.00 | $25.00 | 4/25/2010 11:44:12 PM |
| Ogerta | $50.00 | $50.00 | 4/26/2010 7:12:20 AM |
| charming-point | $300.00 | $300.00 | 4/26/2010 3:17:31 PM |
| Kash2010lu | $25.00 | $25.00 | 4/26/2010 8:01:52 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/26/2010 9:19:30 PM |
| Onlyhappycustomers | $25.00 | $25.00 | 4/26/2010 5:42:31 PM |
| wealth-pipeline | $25.00 | $25.00 | 4/27/2010 2:05:33 PM |
| youthful-reward0 | $25.88 | $25.88 | 4/27/2010 4:27:58 PM |
| 113121 | $25.00 | $25.00 | 4/27/2010 6:37:51 PM |
| allbalooboy2 | $25.00 | $25.00 | 4/27/2010 8:01:23 PM |
| rate-hickory | $25.00 | $25.00 | 4/28/2010 9:13:45 AM |
| 113121 | $200.00 | $200.00 | 4/28/2010 10:17:35 AM |
| patriot384 | $150.00 | $150.00 | 4/28/2010 12:22:36 PM |
| Bob450 | $25.00 | $25.00 | 4/28/2010 12:18:21 PM |
| Rip128 | $50.00 | $50.00 | 4/28/2010 4:38:24 PM |
| balanced-balance6 | $25.00 | $25.00 | 4/28/2010 4:42:17 PM |
| Mikale360 | $25.00 | $25.00 | 4/28/2010 2:26:34 PM |
| awe-inspiring-basis | $25.00 | $25.00 | 4/28/2010 3:56:57 PM |
| JustMee | $25.00 | $25.00 | 4/21/2010 6:11:06 PM |
| Aberdeen | $400.00 | $400.00 | 4/21/2010 5:25:33 PM |
| DasMula | $25.00 | $25.00 | 4/21/2010 10:02:34 PM |
| bull_lender | $36.00 | $36.00 | 4/22/2010 8:14:29 PM |
| reflective-rupee | $25.00 | $25.00 | 4/23/2010 3:20:14 PM |
| adventure0 | $100.00 | $100.00 | 4/23/2010 5:56:37 PM |
| five-star-note | $75.00 | $75.00 | 4/25/2010 9:35:41 AM |
| the-serene-transaction | $50.00 | $50.00 | 4/25/2010 8:55:56 AM |
| labyrinth0 | $25.00 | $25.00 | 4/25/2010 5:21:23 PM |
| pbnjelly | $25.00 | $25.00 | 4/25/2010 7:24:36 PM |
| paul1 | $25.00 | $25.00 | 4/26/2010 9:31:37 AM |
| lender12345 | $25.00 | $25.00 | 4/26/2010 7:10:40 PM |
| market-pudding | $25.00 | $25.00 | 4/26/2010 9:12:00 PM |
| autoconnection | $25.00 | $25.00 | 4/27/2010 4:33:32 AM |
| brother_tam | $100.00 | $100.00 | 4/27/2010 6:28:24 PM |
| Ray3486 | $25.00 | $25.00 | 4/27/2010 6:28:57 PM |
| investment-cluster | $25.00 | $25.00 | 4/27/2010 7:46:45 PM |
| aquistoyraul | $25.00 | $25.00 | 4/27/2010 10:31:26 PM |
| loss-of-control | $50.00 | $50.00 | 4/27/2010 6:31:12 PM |
| umfan123 | $25.00 | $25.00 | 4/28/2010 7:18:11 AM |
| CoolPlexer | $48.20 | $48.20 | 4/27/2010 8:39:33 PM |
| Skeptical-one | $25.00 | $25.00 | 4/28/2010 10:04:19 AM |
| 113121 | $100.00 | $100.00 | 4/28/2010 10:18:27 AM |
| sgt-schultz | $50.00 | $50.00 | 4/28/2010 7:16:23 AM |
| Leopoldine | $25.45 | $25.45 | 4/28/2010 11:57:49 AM |
| planetibet | $50.00 | $50.00 | 4/28/2010 2:27:46 PM |
| Rip128 | $35.00 | $35.00 | 4/28/2010 4:47:32 PM |
| Mr-Miracle | $25.00 | $25.00 | 4/28/2010 1:23:23 PM |
| FinanceEngine | $25.00 | $25.00 | 4/28/2010 2:19:03 PM |
| ultimate-peace | $150.00 | $150.00 | 4/28/2010 4:10:28 PM |
| 67 bids
|
Borrower Payment Dependent Notes Series
455351
This series of Notes was issued and sold upon the funding of the borrower loan #42241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-22-2010 |
| |
Auction end date:
| Apr-29-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 23.50% |
Final borrower rate/APR:
| 24.50% / 26.80% |
Final monthly payment:
| $98.74 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 19.35% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.15% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 32% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 8
/
6 | Length of status: | 14y 8m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 26 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $4,989 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $1,919 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 13 | | | | |
|
Screen name:
| orange-competent-duty |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Soldier in need of assistance
Purpose of loan: (This is my?third attempt)
I am now financially stable but this loan will further help me?pay down on one of my credit cards used for the unexpected move and improve my credit score. I've recently been station in Saint Louis while still maintaining a home in Virginia and hepling my mother in Pennsylvania?which caused my financial status and credit report to change. I am now back in Virginia and am trying to get back on track and improve my credit score. Please, any assistance would be greatly appreciated!
I have paid on my delinquent accounts but the credit report has not been updated on Prosper.
My financial situation:
I am a good candidate for this loan because I fully?understand the importance of having and maintaining a good credit score and have always been current until recently.?
Monthly net income: $ 6900
Monthly expenses: $ 4755
??Housing: $ 1895
??Insurance: $ 290
??Car expenses: $ 200
??Utilities: $ 295
??Phone, cable, internet: $ 250
??Food, entertainment: $ 300
??Clothing, household expenses $ 300
??Credit cards and other loans: $?1065
??Other expenses: $ 160
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Thank you for confirmation of income and employment. Great explanation of 1 public record in last 10 years and proof of paying of current delinquencies. - Military-2-Military
A:
Thanks for your assistance in everything!
(Apr-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Leshan | $75.00 | $75.00 | 4/29/2010 7:50:54 AM |
| julian_rojas72 | $2,500.00 | $2,225.00 | 4/29/2010 9:24:46 AM |
| dood2112 | $25.00 | $25.00 | 4/29/2010 9:35:44 AM |
| aquistoyraul | $25.00 | $25.00 | 4/29/2010 9:26:55 AM |
| Bill88 | $25.00 | $25.00 | 4/29/2010 9:27:03 AM |
| SNH | $50.00 | $50.00 | 4/23/2010 6:05:08 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 4/28/2010 1:06:49 PM |
| Firescreek | $25.00 | $25.00 | 4/28/2010 5:20:49 PM |
| social-conductor4 | $25.00 | $25.00 | 4/29/2010 9:26:58 AM |
| 9 bids
|
Borrower Payment Dependent Notes Series
455423
This series of Notes was issued and sold upon the funding of the borrower loan #42074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-22-2010 |
| |
Auction end date:
| Apr-29-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $207.85 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $207.30 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 40% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 1m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 13 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,328 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 15% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| BRKvult |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $17,000.00 | < mo. late:
| 0
( 0% )
| 780-799
(Jul-2008)
|
|
Principal balance:
| $6,400.05 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Refinance existing Prosper.com loan
Purpose of loan:
This loan will be used to pay off an existing?Prosper.com loan. I have successfully paid on the original $17,000?loan 23 payments and have never been late. But now I would like to re finance this to see if I can get a better rate and lower monthly payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Just curious - what was your rate on your original Prosper Loan? - platinum-oath0
A:
It was almost 13%. Yes the current rate is below my old rate.
(Apr-23-2010)
Q:
20 for 20 on time ---17k down to 6k---good for you
Smart
Will this be a automatic payment? - maj0508
A:
Yes. But I never get to that point because I usually manual pay as soon as my pay hits my account.
(Apr-29-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/22/2010 9:43:58 AM |
| evnagelist | $25.00 | $25.00 | 4/22/2010 9:45:23 AM |
| truth-image | $50.00 | $50.00 | 4/22/2010 9:45:37 AM |
| Barak | $40.00 | $40.00 | 4/22/2010 9:46:36 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/22/2010 9:47:01 AM |
| DukSerduk | $25.00 | $25.00 | 4/22/2010 9:47:18 AM |
| money-surge1 | $25.00 | $25.00 | 4/22/2010 9:47:39 AM |
| loan-kung-fu | $25.00 | $25.00 | 4/22/2010 9:47:44 AM |
| Third-Eye | $25.00 | $25.00 | 4/22/2010 10:02:57 AM |
| kenji4861 | $25.00 | $25.00 | 4/22/2010 9:44:35 AM |
| GrommetPosse | $25.00 | $25.00 | 4/22/2010 9:44:56 AM |
| neonnurse | $25.00 | $25.00 | 4/22/2010 10:43:07 AM |
| torion | $25.00 | $25.00 | 4/22/2010 9:46:26 AM |
| fantastic-openness | $50.00 | $50.00 | 4/22/2010 9:46:54 AM |
| bright-balance | $25.00 | $25.00 | 4/22/2010 9:46:57 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/22/2010 9:47:04 AM |
| Daneistes | $100.00 | $100.00 | 4/22/2010 9:47:07 AM |
| JGB | $25.00 | $25.00 | 4/22/2010 9:47:24 AM |
| djh47a | $25.00 | $25.00 | 4/22/2010 11:08:04 AM |
| dharma1 | $25.00 | $25.00 | 4/22/2010 9:47:27 AM |
| integrity-doctor | $100.00 | $100.00 | 4/22/2010 9:47:34 AM |
| good_lender | $25.17 | $25.17 | 4/22/2010 9:48:05 AM |
| vegibenz | $25.00 | $25.00 | 4/22/2010 11:29:56 AM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/22/2010 11:30:48 AM |
| five-star-asset2 | $25.00 | $25.00 | 4/22/2010 9:48:31 AM |
| AF-Chief | $27.00 | $27.00 | 4/22/2010 9:44:48 AM |
| market-mover | $25.00 | $25.00 | 4/22/2010 10:03:12 AM |
| hannibal720 | $25.00 | $25.00 | 4/22/2010 11:51:29 AM |
| emphatic-deal5 | $25.00 | $25.00 | 4/22/2010 11:53:43 AM |
| MihirFromRedmond | $25.00 | $25.00 | 4/22/2010 11:54:11 AM |
| dinero-speaker | $25.00 | $25.00 | 4/22/2010 9:46:31 AM |
| a-finance-nirvana | $25.00 | $25.00 | 4/22/2010 11:54:17 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/22/2010 9:46:49 AM |
| orderly-leverage | $40.00 | $40.00 | 4/22/2010 9:47:03 AM |
| antlr | $25.00 | $25.00 | 4/22/2010 9:47:12 AM |
| balanced-bill7 | $100.00 | $100.00 | 4/22/2010 9:47:36 AM |
| figs4u2 | $80.00 | $80.00 | 4/22/2010 9:47:55 AM |
| afotherg | $25.00 | $25.00 | 4/22/2010 9:48:00 AM |
| cash-queen | $41.42 | $41.42 | 4/22/2010 11:08:07 AM |
| ingenious-order783 | $25.00 | $25.00 | 4/22/2010 10:03:04 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/22/2010 11:08:43 AM |
| markac | $25.00 | $25.00 | 4/22/2010 11:23:33 AM |
| NS22 | $50.00 | $50.00 | 4/22/2010 10:28:05 AM |
| shamil45 | $25.00 | $25.00 | 4/22/2010 11:29:40 AM |
| Asynch | $25.00 | $25.00 | 4/22/2010 11:30:46 AM |
| Dap2005 | $25.00 | $25.00 | 4/22/2010 10:38:19 AM |
| scottr | $25.00 | $25.00 | 4/22/2010 11:51:04 AM |
| BzJ108 | $25.00 | $25.00 | 4/22/2010 11:51:31 AM |
| tender-gold | $25.00 | $25.00 | 4/22/2010 11:51:34 AM |
| ptjg | $50.00 | $50.00 | 4/22/2010 11:00:28 AM |
| matt84003 | $25.00 | $25.00 | 4/22/2010 11:51:37 AM |
| cptproton | $25.00 | $25.00 | 4/22/2010 11:52:56 AM |
| Millmanator | $25.00 | $25.00 | 4/22/2010 11:54:13 AM |
| calm-deal7 | $25.00 | $25.00 | 4/22/2010 11:54:19 AM |
| teller | $50.00 | $50.00 | 4/22/2010 11:54:55 AM |
| DublinCaLender | $25.00 | $25.00 | 4/22/2010 11:55:07 AM |
| elegant-income3 | $25.00 | $25.00 | 4/22/2010 11:23:37 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 4/22/2010 11:55:33 AM |
| iolaire | $25.00 | $25.00 | 4/22/2010 11:55:46 AM |
| 4the4ofus | $25.00 | $25.00 | 4/22/2010 11:51:26 AM |
| rickp | $25.00 | $25.00 | 4/22/2010 11:51:30 AM |
| fundingyourbigfuture | $25.00 | $25.00 | 4/22/2010 11:51:46 AM |
| Aberdeen | $400.00 | $400.00 | 4/22/2010 11:58:55 AM |
| runner262 | $25.00 | $25.00 | 4/22/2010 11:52:22 AM |
| emt747 | $25.00 | $25.00 | 4/22/2010 11:52:53 AM |
| p2p_banker | $25.00 | $25.00 | 4/22/2010 11:53:58 AM |
| Binan | $25.00 | $25.00 | 4/22/2010 11:54:12 AM |
| treasure-bliss | $100.00 | $100.00 | 4/22/2010 11:55:28 AM |
| SCD | $25.00 | $25.00 | 4/22/2010 1:05:34 PM |
| nethawk00 | $25.00 | $25.00 | 4/22/2010 2:04:04 PM |
| dbanwart | $25.00 | $25.00 | 4/22/2010 8:29:39 PM |
| rich329 | $25.00 | $25.00 | 4/26/2010 9:48:50 AM |
| Cherrypicker | $30.00 | $30.00 | 4/26/2010 2:46:18 PM |
| availableloan | $25.00 | $25.00 | 4/26/2010 6:03:23 PM |
| crdcteng | $25.00 | $25.00 | 4/28/2010 6:48:53 AM |
| loanman2007 | $100.00 | $100.00 | 4/28/2010 4:50:26 AM |
| BeauxGrowth | $25.00 | $25.00 | 4/28/2010 10:17:11 AM |
| Mr-Miracle | $25.00 | $25.00 | 4/28/2010 12:46:57 PM |
| velocity-winner | $25.00 | $25.00 | 4/28/2010 3:56:53 PM |
| JGuide | $26.03 | $26.03 | 4/28/2010 6:21:08 PM |
| Richmp412 | $25.00 | $25.00 | 4/28/2010 5:37:17 PM |
| jtoms101 | $25.00 | $25.00 | 4/28/2010 7:49:24 PM |
| isfahanian | $28.55 | $28.55 | 4/28/2010 8:02:02 PM |
| Chesterite | $300.00 | $300.00 | 4/28/2010 8:54:01 PM |
| FLFF | $50.00 | $50.00 | 4/29/2010 4:42:02 AM |
| martymaniaman | $26.72 | $26.72 | 4/29/2010 6:03:45 AM |
| blooming-kindness | $25.00 | $25.00 | 4/29/2010 6:12:14 AM |
| DobieDame | $50.00 | $50.00 | 4/29/2010 6:26:53 AM |
| 1phantom | $50.00 | $50.00 | 4/29/2010 9:09:38 AM |
| authoritative-capital | $25.00 | $25.00 | 4/22/2010 9:45:22 AM |
| nickel-ferret | $25.00 | $25.00 | 4/22/2010 9:46:16 AM |
| TakeCare | $100.00 | $100.00 | 4/22/2010 9:47:00 AM |
| kulender | $25.00 | $25.00 | 4/22/2010 9:47:20 AM |
| organic-income5 | $50.00 | $50.00 | 4/22/2010 9:48:15 AM |
| peaceful-trade | $25.00 | $25.00 | 4/22/2010 9:44:33 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/22/2010 9:44:53 AM |
| LoansomeRanger | $25.00 | $25.00 | 4/22/2010 10:43:05 AM |
| Ivan2007 | $25.00 | $25.00 | 4/22/2010 9:45:46 AM |
| hrubinst | $25.00 | $25.00 | 4/22/2010 9:46:24 AM |
| careful-note | $50.00 | $50.00 | 4/22/2010 9:46:42 AM |
| line6owner | $35.00 | $35.00 | 4/22/2010 11:00:32 AM |
| How | $25.00 | $25.00 | 4/22/2010 11:01:01 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/22/2010 9:47:30 AM |
| investment-network | $25.00 | $25.00 | 4/22/2010 9:48:23 AM |
| contract-giant | $25.00 | $25.00 | 4/22/2010 9:48:30 AM |
| rider350 | $25.00 | $25.00 | 4/22/2010 9:48:34 AM |
| lancetc | $25.00 | $25.00 | 4/22/2010 11:49:56 AM |
| meux99 | $25.00 | $25.00 | 4/22/2010 9:44:43 AM |
| important-ore | $44.00 | $44.00 | 4/22/2010 9:44:51 AM |
| Dazz2061 | $25.00 | $25.00 | 4/22/2010 11:50:58 AM |
| Beesnutz | $25.00 | $25.00 | 4/22/2010 11:51:27 AM |
| TpbiCapitals | $50.00 | $50.00 | 4/22/2010 11:51:32 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/22/2010 9:45:27 AM |
| dpdn57 | $25.00 | $25.00 | 4/22/2010 11:53:42 AM |
| delicious-social132 | $40.00 | $40.00 | 4/22/2010 9:46:19 AM |
| ichibon | $75.00 | $75.00 | 4/22/2010 11:53:53 AM |
| bughead | $25.00 | $25.00 | 4/22/2010 10:28:10 AM |
| Avala | $50.00 | $50.00 | 4/22/2010 9:46:28 AM |
| debt-system880 | $25.00 | $25.00 | 4/22/2010 11:54:12 AM |
| meenan | $25.00 | $25.00 | 4/22/2010 9:46:32 AM |
| Int_PrinRateTime4000 | $33.25 | $33.25 | 4/22/2010 11:54:18 AM |
| mmckune | $25.00 | $25.00 | 4/22/2010 9:46:48 AM |
| unassassinable | $25.00 | $25.00 | 4/22/2010 9:46:52 AM |
| mulberry4 | $25.00 | $25.00 | 4/22/2010 11:55:09 AM |
| influential-compassion9 | $50.00 | $35.43 | 4/22/2010 11:56:00 AM |
| GiantAardvark | $25.00 | $25.00 | 4/22/2010 9:47:51 AM |
| ddog0224 | $25.00 | $25.00 | 4/22/2010 11:01:39 AM |
| MoneySiles | $25.00 | $25.00 | 4/22/2010 9:48:19 AM |
| hookUup | $25.00 | $25.00 | 4/22/2010 9:48:28 AM |
| UT-Longhorn | $25.00 | $25.00 | 4/22/2010 11:07:56 AM |
| stable-nickel | $25.00 | $25.00 | 4/22/2010 11:08:41 AM |
| direct-yield | $25.00 | $25.00 | 4/22/2010 11:08:44 AM |
| BooRadley | $25.00 | $25.00 | 4/22/2010 11:23:44 AM |
| mtpscuba | $25.00 | $25.00 | 4/22/2010 10:28:02 AM |
| MiniBank998 | $25.00 | $25.00 | 4/22/2010 10:28:07 AM |
| Saver84 | $25.00 | $25.00 | 4/22/2010 10:35:55 AM |
| platinum-oath0 | $25.00 | $25.00 | 4/22/2010 11:49:48 AM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 4/22/2010 11:51:23 AM |
| bullish2bearish | $25.00 | $25.00 | 4/22/2010 11:51:35 AM |
| Merganser | $25.00 | $25.00 | 4/22/2010 11:52:20 AM |
| Ripsaw4U | $25.00 | $25.00 | 4/22/2010 11:01:42 AM |
| studious-bonus7 | $50.00 | $50.00 | 4/22/2010 11:53:33 AM |
| radforj22 | $25.00 | $25.00 | 4/22/2010 11:53:57 AM |
| transparency-planetarium | $25.00 | $25.00 | 4/22/2010 11:08:12 AM |
| atrain2007 | $25.00 | $25.00 | 4/22/2010 11:54:15 AM |
| magical-greenback | $25.00 | $25.00 | 4/22/2010 11:08:42 AM |
| time4aloan | $50.00 | $50.00 | 4/22/2010 11:23:54 AM |
| yield-explosion1 | $25.00 | $25.00 | 4/22/2010 11:24:52 AM |
| JSON | $25.00 | $25.00 | 4/22/2010 11:55:52 AM |
| meers2000 | $30.00 | $30.00 | 4/22/2010 11:51:19 AM |
| kmr2 | $250.00 | $250.00 | 4/22/2010 11:51:28 AM |
| uncleubb | $25.00 | $25.00 | 4/22/2010 11:58:05 AM |
| tidy-dime | $25.00 | $25.00 | 4/22/2010 11:51:43 AM |
| schpere | $25.00 | $25.00 | 4/22/2010 11:52:15 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 4/22/2010 11:53:14 AM |
| the-bright-velocity | $25.00 | $25.00 | 4/22/2010 11:53:31 AM |
| Duanep01 | $25.00 | $25.00 | 4/22/2010 11:54:06 AM |
| gatorjh | $25.00 | $25.00 | 4/22/2010 11:54:36 AM |
| ujiba | $25.00 | $25.00 | 4/22/2010 12:36:56 PM |
| selector568 | $48.44 | $48.44 | 4/22/2010 2:32:52 PM |
| InvestinginU | $50.00 | $50.00 | 4/23/2010 10:59:39 AM |
| zippy-revenue8 | $25.00 | $25.00 | 4/23/2010 11:56:43 AM |
| Pickmar | $25.00 | $25.00 | 4/26/2010 9:51:36 AM |
| freefly67 | $25.00 | $25.00 | 4/28/2010 2:44:43 PM |
| redtilapia | $25.00 | $25.00 | 4/28/2010 3:38:35 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 4/28/2010 7:21:32 PM |
| feelgood | $29.99 | $29.99 | 4/28/2010 8:59:04 PM |
| hope-lionheart1 | $29.00 | $29.00 | 4/28/2010 9:48:23 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 4/28/2010 5:58:22 PM |
| billnsc | $25.00 | $25.00 | 4/28/2010 7:06:03 PM |
| BarTop | $25.00 | $25.00 | 4/29/2010 8:39:02 AM |
| favorite-commerce | $25.00 | $25.00 | 4/29/2010 8:49:15 AM |
| payontime1 | $25.00 | $25.00 | 4/28/2010 10:59:06 PM |
| 173 bids
|
Borrower Payment Dependent Notes Series
455507
This series of Notes was issued and sold upon the funding of the borrower loan #42105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Apr-22-2010 |
| |
Auction end date:
| Apr-29-2010 |
|
|
Starting lender yield:
| 31.86% |
Starting borrower rate/APR:
| 32.86% / 35.28% |
Starting monthly payment:
| $167.33 |
|
Final lender yield:
| 27.00% |
Final borrower rate/APR:
| 28.00% / 30.35% |
Final monthly payment:
| $157.18 |
| |
|
Auction yield range:
| 14.04% - 31.86% |
Estimated loss impact:
| 15.93% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.07% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 26% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
11 | Length of status: | 4y 0m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $10,215 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $149 |
Bankcard utilization:
| 57% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| tlk67 |
Borrower's state:
| Florida |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 560-579
(Nov-2007)
560-579
(Apr-2007)
560-579
(Mar-2007)
|
|
Principal balance:
| $36.11 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Paralegal school
I have been a legal secretary for 11 years and my salary is $50k.?
I am currently in school to achieve my paralegal degree however I no longer qualify for federal financial aid and my school (Palm Beach State) does not participate in private loans with any bank.? I no longer qualify for federal aid because I have taken too many classes over the years that I reached the maximum (who knew there was such a thing!)? I am in need of $3800 to fully fund the remainder of my degree.
Thank you all so much for your anticipated help and please feel free to e-mail me with absolutely any questions you may have.? Thank you!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
When will you graduate? What are your prospectus for employment as a paralegal in the current economy? Thanks and best wishes. - reflective-rupee
A:
Thank you for the wishes!
I will graduate the end of next Summer. I actually currently work for a medium size law firm as a legal secretary so I will be staying with them on a paralegal level.
(Apr-28-2010)
Q:
as a paralegal, what do you expect your new salary/bonus to be? thanks - shrewd-income
A:
My salary will go from $50k to $60k with an end of the year bonus depending on hours billed. Paralegals in our firm most recent bonuses ranged from about $8-12k.
(Apr-28-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-prescription | $50.00 | $50.00 | 4/22/2010 9:47:29 AM |
| Unitas4302 | $250.00 | $250.00 | 4/22/2010 6:50:28 PM |
| lendstats_com | $195.34 | $195.34 | 4/28/2010 5:06:26 PM |
| Aberdeen | $398.35 | $398.35 | 4/28/2010 1:52:55 PM |
| twjh | $25.00 | $25.00 | 4/28/2010 2:08:07 PM |
| Your_Bank | $50.00 | $50.00 | 4/28/2010 5:53:58 PM |
| RogueOne | $76.27 | $76.27 | 4/29/2010 12:07:22 AM |
| golffish2 | $100.00 | $100.00 | 4/29/2010 4:23:56 AM |
| DasMula | $25.00 | $25.00 | 4/29/2010 6:00:55 AM |
| martymaniaman | $50.00 | $50.00 | 4/29/2010 6:04:24 AM |
| divine940 | $25.00 | $25.00 | 4/29/2010 4:08:17 AM |
| RecoveryLender | $25.00 | $25.00 | 4/29/2010 6:42:47 AM |
| supreme-hope | $25.00 | $25.00 | 4/29/2010 8:50:25 AM |
| dorypro | $25.00 | $25.00 | 4/29/2010 8:33:57 AM |
| eboomer2611 | $25.00 | $25.00 | 4/28/2010 7:12:29 PM |
| sgt-schultz | $50.00 | $50.00 | 4/29/2010 9:24:08 AM |
| loaningmoneybyme | $25.50 | $25.50 | 4/29/2010 9:27:57 AM |
| wwwUniversal | $25.00 | $25.00 | 4/29/2010 8:53:11 AM |
| Skeptical-one | $25.00 | $25.00 | 4/29/2010 9:01:30 AM |
| Bobusa | $25.00 | $25.00 | 4/29/2010 9:16:24 AM |
| shellstar | $25.00 | $25.00 | 4/29/2010 9:39:48 AM |
| patriot384 | $100.00 | $100.00 | 4/29/2010 9:41:48 AM |
| UCSBGAUCHOS | $25.00 | $25.00 | 4/29/2010 9:41:34 AM |
| dslobbs | $29.80 | $29.80 | 4/29/2010 4:58:10 AM |
| OGS_Capital | $25.00 | $25.00 | 4/29/2010 5:55:50 AM |
| Leshan | $100.00 | $100.00 | 4/29/2010 7:52:53 AM |
| zeeexsixare | $25.00 | $25.00 | 4/29/2010 8:49:47 AM |
| frogperson | $100.00 | $47.71 | 4/29/2010 9:28:06 AM |
| Vans1975 | $26.00 | $26.00 | 4/29/2010 9:41:05 AM |
| jhouman | $25.00 | $25.00 | 4/23/2010 5:02:53 PM |
| Iceman1347 | $25.00 | $25.00 | 4/26/2010 12:16:54 PM |
| UCLA4life | $25.00 | $25.00 | 4/26/2010 6:52:27 PM |
| SolarMoonshine | $100.00 | $100.00 | 4/26/2010 5:57:38 PM |
| Littlepeng | $25.00 | $25.00 | 4/26/2010 7:17:56 PM |
| dinero-broker | $100.00 | $100.00 | 4/28/2010 2:04:32 PM |
| CliffordtheRed | $75.00 | $75.00 | 4/28/2010 4:54:42 PM |
| Aberdeen | $400.00 | $400.00 | 4/28/2010 2:08:06 PM |
| twjh | $25.00 | $25.00 | 4/28/2010 5:14:06 PM |
| lendstats_com | $100.00 | $100.00 | 4/28/2010 5:25:49 PM |
| Your_Bank | $50.00 | $50.00 | 4/28/2010 5:53:35 PM |
| Kash2010lu | $35.00 | $35.00 | 4/28/2010 8:25:38 PM |
| atomantic | $50.00 | $50.00 | 4/28/2010 11:16:49 PM |
| ultimate-peace | $200.00 | $200.00 | 4/29/2010 4:03:02 AM |
| wealth-multiplier | $25.00 | $25.00 | 4/28/2010 5:59:54 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/29/2010 8:10:07 AM |
| Ogerta | $85.00 | $85.00 | 4/29/2010 7:30:23 AM |
| knark | $25.00 | $25.00 | 4/29/2010 8:12:32 AM |
| soulblest | $61.03 | $61.03 | 4/29/2010 7:41:47 AM |
| jojofrankie | $75.00 | $75.00 | 4/29/2010 8:33:45 AM |
| bss97603 | $175.00 | $175.00 | 4/29/2010 7:46:52 AM |
| HenlopenCapital | $25.00 | $25.00 | 4/29/2010 8:21:34 AM |
| frogperson | $45.00 | $45.00 | 4/29/2010 9:14:27 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 4/29/2010 9:20:09 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 4/29/2010 9:24:25 AM |
| reflective-rupee | $25.00 | $25.00 | 4/29/2010 8:45:08 AM |
| Kash2010lu | $25.00 | $25.00 | 4/29/2010 8:55:22 AM |
| aquistoyraul | $25.00 | $25.00 | 4/29/2010 9:22:04 AM |
| 57 bids
|
Borrower Payment Dependent Notes Series
455531
This series of Notes was issued and sold upon the funding of the borrower loan #42120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-22-2010 |
| |
Auction end date:
| Apr-29-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $389.35 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $388.33 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
4 | Length of status: | 2y 4m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 13 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,441 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 12% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| radiant-economy7 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring
Purpose of loan:
I'm planning on proposing to my girlfriend of two years next month. I have the ring picked out and have been approved for a loan from a traditional bank with a higher interest rate. I thought I would check out prosper.com to see if I could get the rate down a few points.
My financial situation:
I have an excellent credit rating and a stable job as a graphic/web designer for a government contractor.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Sir, since you are looking to finance a a very expensive $12K ring. What will be the wedding date and what do you anticipate will be your cost? What is your monthly NET income and monthly expenses? - jpblan11
A:
The date is yet to be determined but the bride's family is paying for the wedding. My NET monthly income is approximately $4200 and my monthly expenses are approximately $2300.
(Apr-26-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sloak | $25.00 | $25.00 | 4/22/2010 1:39:26 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/22/2010 1:37:30 PM |
| hrubinst | $25.00 | $25.00 | 4/22/2010 1:47:47 PM |
| delicious-social132 | $25.00 | $25.00 | 4/22/2010 1:48:05 PM |
| orderly-leverage | $40.00 | $40.00 | 4/22/2010 1:48:29 PM |
| JGB | $25.00 | $25.00 | 4/22/2010 1:48:43 PM |
| Viamin | $25.00 | $25.00 | 4/22/2010 2:08:08 PM |
| stjules | $25.38 | $25.38 | 4/22/2010 2:24:14 PM |
| AF-Chief | $28.00 | $28.00 | 4/22/2010 1:41:08 PM |
| BlackFred | $25.00 | $25.00 | 4/22/2010 3:04:31 PM |
| unassassinable | $25.00 | $25.00 | 4/22/2010 1:48:19 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/22/2010 1:48:32 PM |
| iolaire | $25.00 | $25.00 | 4/22/2010 1:49:30 PM |
| tallmon | $25.00 | $25.00 | 4/22/2010 3:20:11 PM |
| finance-prescription | $100.00 | $100.00 | 4/22/2010 2:03:22 PM |
| rwelle | $25.00 | $25.00 | 4/22/2010 2:08:02 PM |
| DasCoon | $28.68 | $28.68 | 4/22/2010 3:54:37 PM |
| werd123 | $29.17 | $29.17 | 4/22/2010 3:56:08 PM |
| Casper00 | $25.00 | $25.00 | 4/22/2010 2:13:59 PM |
| Avala | $50.00 | $50.00 | 4/22/2010 1:47:59 PM |
| dinero-speaker | $25.00 | $25.00 | 4/22/2010 1:48:09 PM |
| alexstar | $25.00 | $25.00 | 4/22/2010 2:25:37 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/22/2010 1:48:48 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/22/2010 1:48:55 PM |
| thorough-exchange4 | $25.00 | $25.00 | 4/22/2010 1:49:35 PM |
| walabie | $25.00 | $25.00 | 4/22/2010 1:59:54 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/22/2010 3:05:17 PM |
| fairness-champ7 | $25.00 | $25.00 | 4/22/2010 3:12:57 PM |
| ichibon | $29.15 | $29.15 | 4/22/2010 2:03:19 PM |
| Nothus | $25.00 | $25.00 | 4/22/2010 3:29:56 PM |
| uncleubb | $25.00 | $25.00 | 4/22/2010 3:32:16 PM |
| Gladglide | $35.44 | $35.44 | 4/22/2010 3:38:01 PM |
| teller | $25.00 | $25.00 | 4/22/2010 4:36:50 PM |
| EPCapital | $25.00 | $25.00 | 4/22/2010 2:24:00 PM |
| Aimvest | $25.00 | $25.00 | 4/22/2010 2:27:12 PM |
| Moody26 | $25.00 | $25.00 | 4/22/2010 4:13:24 PM |
| tedsrfdude | $25.00 | $25.00 | 4/22/2010 4:39:10 PM |
| dpdn57 | $25.00 | $25.00 | 4/22/2010 4:39:43 PM |
| transparency-planetarium | $25.00 | $25.00 | 4/22/2010 4:40:22 PM |
| swm | $25.00 | $25.00 | 4/22/2010 4:31:13 PM |
| success1001 | $49.04 | $49.04 | 4/22/2010 4:50:54 PM |
| Kulchar | $34.97 | $34.97 | 4/22/2010 3:13:02 PM |
| commitment-farm | $25.00 | $25.00 | 4/22/2010 4:51:13 PM |
| boater01 | $50.00 | $50.00 | 4/22/2010 3:21:15 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/22/2010 3:32:06 PM |
| roman2008 | $25.00 | $25.00 | 4/22/2010 3:38:04 PM |
| logical-reward8 | $25.00 | $25.00 | 4/22/2010 4:39:12 PM |
| jdrez | $25.00 | $25.00 | 4/22/2010 4:40:16 PM |
| BigB22 | $25.00 | $25.00 | 4/22/2010 5:29:20 PM |
| Phantom99 | $25.00 | $25.00 | 4/22/2010 5:13:23 PM |
| the-bright-velocity | $25.00 | $25.00 | 4/22/2010 4:38:38 PM |
| Havana21 | $100.00 | $100.00 | 4/22/2010 4:38:56 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/22/2010 5:29:06 PM |
| time4aloan | $50.00 | $50.00 | 4/22/2010 5:29:24 PM |
| JSON | $25.00 | $25.00 | 4/22/2010 4:40:12 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/22/2010 4:40:20 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/22/2010 4:42:27 PM |
| ccdmp2004 | $25.00 | $25.00 | 4/22/2010 4:51:19 PM |
| accordion8 | $25.52 | $25.52 | 4/22/2010 6:07:59 PM |
| dsfoundation | $25.00 | $25.00 | 4/22/2010 5:08:00 PM |
| red-undaunted-kindness | $44.77 | $44.77 | 4/22/2010 6:08:17 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 4/22/2010 7:34:38 PM |
| mtpscuba | $25.00 | $25.00 | 4/22/2010 7:47:53 PM |
| dime-galaxy | $25.00 | $25.00 | 4/22/2010 6:48:06 PM |
| lloyd_s | $25.00 | $25.00 | 4/22/2010 6:57:56 PM |
| Vess | $25.00 | $25.00 | 4/22/2010 5:59:12 PM |
| mikrolown | $25.00 | $25.00 | 4/22/2010 5:59:37 PM |
| new-honorable-rate | $25.00 | $25.00 | 4/22/2010 6:07:46 PM |
| impeccable-transparency | $39.09 | $39.09 | 4/22/2010 6:08:15 PM |
| calm-deal7 | $25.00 | $25.00 | 4/22/2010 6:08:31 PM |
| sweet-loan8 | $25.00 | $25.00 | 4/22/2010 7:33:09 PM |
| peerlender | $30.00 | $30.00 | 4/22/2010 9:47:45 PM |
| CO80487 | $25.00 | $25.00 | 4/22/2010 7:52:53 PM |
| inventive-wealth2 | $25.00 | $25.00 | 4/22/2010 9:22:41 PM |
| pinnacle10 | $25.00 | $25.00 | 4/22/2010 8:07:47 PM |
| SanCarlos | $25.00 | $25.00 | 4/23/2010 1:56:48 AM |
| Gibbyland | $75.00 | $75.00 | 4/23/2010 7:09:50 AM |
| nickel-ferret | $25.00 | $25.00 | 4/23/2010 7:11:07 AM |
| Sirenisis | $25.00 | $25.00 | 4/23/2010 7:34:30 AM |
| youthful-greenback3 | $35.00 | $35.00 | 4/23/2010 6:19:02 AM |
| samo102us | $25.00 | $25.00 | 4/23/2010 7:46:03 AM |
| Amsie614 | $25.00 | $25.00 | 4/23/2010 6:21:46 AM |
| JFKPilot | $25.00 | $25.00 | 4/23/2010 7:09:47 AM |
| balance2 | $50.00 | $50.00 | 4/23/2010 7:10:30 AM |
| return-buddy | $25.00 | $25.00 | 4/23/2010 7:10:43 AM |
| The_Secret | $33.00 | $33.00 | 4/23/2010 8:22:36 AM |
| bountiful-bazaar | $25.00 | $25.00 | 4/23/2010 7:11:00 AM |
| selector568 | $25.00 | $25.00 | 4/23/2010 7:17:59 AM |
| TpbiCapitals | $47.07 | $47.07 | 4/23/2010 8:43:33 AM |
| STLRacer | $25.00 | $25.00 | 4/23/2010 7:34:02 AM |
| jonn834 | $25.00 | $25.00 | 4/23/2010 7:34:55 AM |
| silver-ace | $50.00 | $50.00 | 4/23/2010 6:29:18 AM |
| ferocious-money9 | $25.00 | $25.00 | 4/23/2010 7:09:32 AM |
| China0813 | $25.00 | $25.00 | 4/23/2010 8:20:33 AM |
| revenue-ruler6 | $25.00 | $25.00 | 4/23/2010 7:09:36 AM |
| money-boots2 | $25.00 | $25.00 | 4/23/2010 7:09:49 AM |
| upbeat-principal | $25.00 | $25.00 | 4/23/2010 8:28:03 AM |
| transparency-advocator | $25.00 | $25.00 | 4/23/2010 9:37:44 AM |
| bold-principal-thinker | $25.00 | $25.00 | 4/23/2010 9:39:09 AM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 4/23/2010 9:39:12 AM |
| resource777 | $25.00 | $25.00 | 4/23/2010 9:03:05 AM |
| helpinghand63 | $50.00 | $50.00 | 4/23/2010 9:41:14 AM |
| ommcd | $25.00 | $25.00 | 4/23/2010 8:21:22 AM |
| emt747 | $25.00 | $25.00 | 4/23/2010 10:09:51 AM |
| vacaerol | $30.00 | $30.00 | 4/23/2010 9:36:20 AM |
| dignified-funds7 | $25.00 | $25.00 | 4/23/2010 9:37:20 AM |
| floret596 | $25.00 | $25.00 | 4/23/2010 9:37:33 AM |
| BigMoney56 | $25.00 | $25.00 | 4/23/2010 10:39:49 AM |
| studious-camaraderi | $25.00 | $25.00 | 4/23/2010 9:36:27 AM |
| redblack21 | $25.00 | $25.00 | 4/23/2010 11:10:01 AM |
| jcjdingdong | $25.00 | $25.00 | 4/23/2010 9:37:22 AM |
| dschless | $25.00 | $25.00 | 4/23/2010 9:38:12 AM |
| psiequalsone | $25.00 | $25.00 | 4/23/2010 11:20:48 AM |
| junctionking | $25.00 | $25.00 | 4/23/2010 11:22:56 AM |
| ms48105 | $25.00 | $25.00 | 4/23/2010 9:41:09 AM |
| TMillard | $25.00 | $25.00 | 4/23/2010 11:35:48 AM |
| Steveoo1 | $25.00 | $25.00 | 4/23/2010 11:38:09 AM |
| sharkm | $30.17 | $30.17 | 4/23/2010 11:38:15 AM |
| jd006006 | $31.54 | $31.54 | 4/23/2010 10:39:52 AM |
| CASHGIRL | $31.87 | $31.87 | 4/23/2010 11:38:19 AM |
| sgt-schultz | $50.00 | $50.00 | 4/23/2010 11:42:55 AM |
| fairwealth | $25.00 | $25.00 | 4/23/2010 12:21:58 PM |
| Officiency | $25.00 | $25.00 | 4/23/2010 11:54:49 AM |
| MitchD | $25.00 | $25.00 | 4/23/2010 12:06:39 PM |
| famous-bill | $30.60 | $30.60 | 4/23/2010 12:09:31 PM |
| bchen78875 | $25.00 | $25.00 | 4/23/2010 12:11:49 PM |
| castleman | $25.00 | $25.00 | 4/23/2010 11:22:57 AM |
| ladderskibum | $25.00 | $25.00 | 4/23/2010 11:24:43 AM |
| JumpinJackFlash | $25.00 | $25.00 | 4/23/2010 12:20:17 PM |
| network2 | $25.00 | $25.00 | 4/23/2010 12:21:55 PM |
| monstersdad | $37.48 | $37.48 | 4/23/2010 12:22:04 PM |
| lendme2 | $27.13 | $27.13 | 4/23/2010 11:39:57 AM |
| ticketman2 | $25.00 | $25.00 | 4/23/2010 1:36:35 PM |
| ClearLake | $25.00 | $25.00 | 4/23/2010 11:52:47 AM |
| treasure-transporter | $25.00 | $25.00 | 4/23/2010 1:49:44 PM |
| LeReve | $29.74 | $29.74 | 4/23/2010 12:06:45 PM |
| djh47a | $25.00 | $25.00 | 4/23/2010 1:38:34 PM |
| value-dna | $33.64 | $33.64 | 4/23/2010 2:16:07 PM |
| alaco | $25.00 | $25.00 | 4/23/2010 12:23:53 PM |
| asset-professor | $29.31 | $29.31 | 4/23/2010 12:38:31 PM |
| lokiswolf | $30.00 | $30.00 | 4/23/2010 12:38:36 PM |
| Digs | $25.00 | $25.00 | 4/23/2010 3:04:23 PM |
| financial-frenzy | $37.48 | $37.48 | 4/23/2010 3:08:29 PM |
| SongBirdProphecy | $25.00 | $25.00 | 4/23/2010 1:36:47 PM |
| pujols8996 | $30.00 | $30.00 | 4/23/2010 1:37:35 PM |
| first-fund-empenada | $25.00 | $25.00 | 4/23/2010 1:50:26 PM |
| himanshuko | $25.00 | $25.00 | 4/23/2010 3:40:52 PM |
| Woodworker57 | $25.00 | $25.00 | 4/23/2010 3:44:16 PM |
| mg6619 | $25.00 | $25.00 | 4/23/2010 2:39:59 PM |
| wanna-help | $25.00 | $25.00 | 4/23/2010 3:54:18 PM |
| transparency-bath | $25.00 | $25.00 | 4/23/2010 2:47:53 PM |
| harmonious-revenue7 | $50.00 | $50.00 | 4/23/2010 3:09:26 PM |
| BayTech | $25.00 | $25.00 | 4/23/2010 3:44:17 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/23/2010 5:30:35 PM |
| powerful-finance7 | $25.00 | $25.00 | 4/24/2010 3:17:48 AM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/24/2010 7:47:50 AM |
| Sven79 | $50.00 | $50.00 | 4/24/2010 9:53:17 AM |
| lending_well | $25.00 | $25.00 | 4/24/2010 1:03:31 AM |
| responsive-transaction8 | $25.00 | $25.00 | 4/24/2010 11:22:55 AM |
| adir1 | $40.00 | $40.00 | 4/24/2010 12:56:42 PM |
| georg | $25.00 | $25.00 | 4/25/2010 3:50:51 AM |
| vanderhp | $25.00 | $25.00 | 4/25/2010 6:13:53 AM |
| sarisai | $501.00 | $501.00 | 4/24/2010 7:57:41 PM |
| demoseal | $25.00 | $25.00 | 4/25/2010 4:27:41 PM |
| the-serene-transaction | $100.00 | $100.00 | 4/25/2010 8:36:14 AM |
| r0b3m4n | $25.00 | $25.00 | 4/25/2010 11:33:40 PM |
| DcUnited | $25.00 | $25.00 | 4/25/2010 9:53:04 PM |
| ingenious-truth0 | $25.00 | $25.00 | 4/26/2010 9:38:10 AM |
| priceless-money6 | $50.00 | $50.00 | 4/26/2010 9:38:19 AM |
| ready-currency | $25.00 | $25.00 | 4/26/2010 9:38:54 AM |
| platinum-platoon | $25.00 | $25.00 | 4/26/2010 12:09:02 PM |
| honorable-yield | $75.00 | $75.00 | 4/26/2010 9:49:33 AM |
| SOP_Bank | $25.00 | $25.00 | 4/26/2010 12:18:52 PM |
| ecstatic-platinum7 | $25.00 | $25.00 | 4/26/2010 3:13:53 PM |
| ScottFinance | $25.00 | $25.00 | 4/27/2010 12:54:38 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/27/2010 6:42:04 PM |
| BeauxGrowth | $50.00 | $50.00 | 4/28/2010 10:18:57 AM |
| schoolfund | $35.00 | $35.00 | 4/28/2010 9:53:56 AM |
| trade-structure | $25.00 | $25.00 | 4/28/2010 5:55:14 PM |
| Damostuff | $25.00 | $25.00 | 4/28/2010 5:44:18 PM |
| fairmaiden | $25.00 | $25.00 | 4/29/2010 9:52:37 AM |
| simiray | $25.00 | $25.00 | 4/29/2010 10:09:07 AM |
| StocksMan | $50.00 | $50.00 | 4/29/2010 1:34:16 PM |
| yield-quest | $75.00 | $75.00 | 4/29/2010 8:09:24 AM |
| interest88 | $25.00 | $25.00 | 4/29/2010 12:28:35 PM |
| torion | $25.00 | $25.00 | 4/22/2010 1:47:50 PM |
| Dap2005 | $25.00 | $25.00 | 4/22/2010 1:50:05 PM |
| bid-refresher2 | $25.00 | $25.00 | 4/22/2010 2:03:25 PM |
| g314 | $30.00 | $30.00 | 4/22/2010 2:08:11 PM |
| availableloan | $25.00 | $25.00 | 4/22/2010 1:42:54 PM |
| mmckune | $25.00 | $25.00 | 4/22/2010 1:48:16 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/22/2010 1:48:53 PM |
| GiantAardvark | $25.00 | $25.00 | 4/22/2010 1:48:58 PM |
| rider350 | $25.00 | $25.00 | 4/22/2010 1:49:06 PM |
| mdreiss | $25.00 | $25.00 | 4/22/2010 2:00:25 PM |
| orbiter614 | $25.00 | $25.00 | 4/22/2010 2:01:13 PM |
| market-pudding | $25.00 | $25.00 | 4/22/2010 2:09:28 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/22/2010 1:48:27 PM |
| Northsider | $25.00 | $25.00 | 4/22/2010 2:24:58 PM |
| integrity-doctor | $100.00 | $100.00 | 4/22/2010 1:48:51 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/22/2010 1:49:03 PM |
| orange-trustworthy-fairness | $25.00 | $25.00 | 4/22/2010 2:42:13 PM |
| benefit-trident | $25.00 | $25.00 | 4/22/2010 2:01:39 PM |
| radforj22 | $25.00 | $25.00 | 4/22/2010 2:09:27 PM |
| bowdish1 | $50.00 | $50.00 | 4/22/2010 3:38:56 PM |
| Millmanator | $25.00 | $25.00 | 4/22/2010 2:09:32 PM |
| zento | $25.00 | $25.00 | 4/22/2010 4:04:05 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/22/2010 4:39:46 PM |
| gatorjh | $25.00 | $25.00 | 4/22/2010 4:40:04 PM |
| peso-mate | $25.00 | $25.00 | 4/22/2010 2:42:11 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/22/2010 4:40:27 PM |
| contract-eagle | $25.00 | $25.00 | 4/22/2010 3:05:59 PM |
| apostle901 | $25.00 | $25.00 | 4/22/2010 4:50:20 PM |
| ddibernardo | $25.00 | $25.00 | 4/22/2010 4:54:12 PM |
| Kadvopatel | $25.00 | $25.00 | 4/22/2010 3:22:07 PM |
| capital-web193 | $25.00 | $25.00 | 4/22/2010 4:54:27 PM |
| useful-p2ploan | $50.00 | $50.00 | 4/22/2010 4:36:02 PM |
| bill-expert | $25.00 | $25.00 | 4/22/2010 4:36:08 PM |
| gelidfrank | $25.00 | $25.00 | 4/22/2010 4:54:44 PM |
| skurfa | $25.00 | $25.00 | 4/22/2010 3:43:37 PM |
| BuffetRocks | $46.88 | $46.88 | 4/22/2010 4:39:21 PM |
| Asynch | $25.00 | $25.00 | 4/22/2010 4:39:30 PM |
| MihirFromRedmond | $25.00 | $25.00 | 4/22/2010 4:39:58 PM |
| interest-griffin | $50.00 | $50.00 | 4/22/2010 4:40:13 PM |
| ideal-platinum1 | $100.00 | $100.00 | 4/22/2010 4:40:19 PM |
| SanJoser | $25.00 | $25.00 | 4/22/2010 5:05:30 PM |
| slartibardfast | $25.00 | $25.00 | 4/22/2010 5:13:20 PM |
| dmfog | $25.00 | $25.00 | 4/22/2010 4:52:51 PM |
| JohnW12 | $25.00 | $25.00 | 4/22/2010 5:28:50 PM |
| Rogesparkguy | $25.00 | $25.00 | 4/22/2010 4:55:14 PM |
| economy-producer | $25.00 | $25.00 | 4/22/2010 5:29:22 PM |
| Fortuno_per_commodo | $35.21 | $35.21 | 4/22/2010 5:46:17 PM |
| unclerock | $42.14 | $42.14 | 4/22/2010 4:36:52 PM |
| Cheburashka | $25.00 | $25.00 | 4/22/2010 4:37:47 PM |
| organic-income5 | $33.00 | $33.00 | 4/22/2010 4:37:51 PM |
| influential-compassion9 | $39.58 | $39.58 | 4/22/2010 5:29:15 PM |
| atrain2007 | $25.00 | $25.00 | 4/22/2010 4:40:00 PM |
| treasure-bliss | $100.00 | $100.00 | 4/22/2010 4:40:07 PM |
| Ready2Loan | $25.00 | $25.00 | 4/22/2010 4:40:17 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/22/2010 4:40:22 PM |
| treasure-dreamer7 | $50.00 | $50.00 | 4/22/2010 4:43:07 PM |
| Sefotonga | $25.00 | $25.00 | 4/22/2010 4:50:03 PM |
| credit-kahuna | $64.51 | $64.51 | 4/22/2010 6:01:04 PM |
| jamstah | $25.00 | $25.00 | 4/22/2010 6:48:02 PM |
| clickbrain | $25.00 | $25.00 | 4/22/2010 6:58:02 PM |
| orgy63 | $25.00 | $25.00 | 4/22/2010 5:07:33 PM |
| czar3 | $38.90 | $38.90 | 4/22/2010 6:00:20 PM |
| elegant-bonus | $25.00 | $25.00 | 4/22/2010 6:02:09 PM |
| reflective-cash0 | $42.17 | $42.17 | 4/22/2010 6:08:00 PM |
| schpere | $25.00 | $25.00 | 4/22/2010 7:29:12 PM |
| agile-loan0 | $25.00 | $25.00 | 4/22/2010 6:08:14 PM |
| ddog0224 | $25.00 | $25.00 | 4/22/2010 6:08:30 PM |
| kelly42 | $25.00 | $25.00 | 4/22/2010 7:47:44 PM |
| steady-bazaar | $25.00 | $25.00 | 4/22/2010 6:48:02 PM |
| maldok1 | $25.00 | $25.00 | 4/22/2010 8:32:54 PM |
| cloud8 | $29.59 | $29.59 | 4/22/2010 5:59:55 PM |
| the-money-gargantuan | $25.00 | $25.00 | 4/22/2010 6:00:09 PM |
| CAGE-Investments | $28.73 | $28.73 | 4/22/2010 6:02:15 PM |
| the-aggresive-principal | $25.00 | $25.00 | 4/22/2010 6:07:56 PM |
| orange-preeminant-bill | $63.38 | $63.38 | 4/22/2010 6:08:32 PM |
| reward-motion | $25.00 | $25.00 | 4/22/2010 6:13:33 PM |
| wise-handy-finance | $25.00 | $25.00 | 4/22/2010 6:14:04 PM |
| monroemoney | $25.00 | $25.00 | 4/22/2010 7:47:48 PM |
| CO_Engineer | $100.00 | $100.00 | 4/22/2010 10:13:02 PM |
| revenue-pipeline | $25.00 | $25.00 | 4/22/2010 6:48:03 PM |
| stable-nickel | $100.00 | $100.00 | 4/22/2010 8:02:53 PM |
| tbati | $25.00 | $25.00 | 4/22/2010 8:13:58 PM |
| papyrus111 | $25.00 | $25.00 | 4/22/2010 6:57:42 PM |
| runner262 | $25.00 | $25.00 | 4/22/2010 6:57:57 PM |
| treasure-amplifier6 | $25.00 | $25.00 | 4/22/2010 8:24:03 PM |
| ArtemisFitzlebottom | $25.00 | $25.00 | 4/22/2010 11:18:58 PM |
| Usurious | $25.00 | $25.00 | 4/22/2010 7:28:37 PM |
| successful-agreement7 | $67.93 | $67.93 | 4/22/2010 7:52:55 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/22/2010 7:53:00 PM |
| Ducatiman1978 | $25.00 | $25.00 | 4/23/2010 6:44:52 AM |
| PeterV | $25.00 | $25.00 | 4/22/2010 9:07:48 PM |
| nands31 | $25.00 | $25.00 | 4/23/2010 7:09:46 AM |
| building-america | $25.00 | $25.00 | 4/23/2010 7:10:19 AM |
| studious-bonus7 | $50.00 | $50.00 | 4/23/2010 7:10:34 AM |
| powerful-velocity | $25.00 | $25.00 | 4/23/2010 4:02:46 AM |
| sasa101 | $50.00 | $50.00 | 4/22/2010 11:58:11 PM |
| neutrino6 | $25.00 | $25.00 | 4/23/2010 8:21:01 AM |
| value-pouch | $25.00 | $25.00 | 4/23/2010 7:09:32 AM |
| yield-seeker | $25.00 | $25.00 | 4/23/2010 7:10:20 AM |
| important-ore | $50.00 | $50.00 | 4/23/2010 7:10:35 AM |
| supreme-hope | $25.00 | $25.00 | 4/23/2010 8:21:25 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/23/2010 7:10:49 AM |
| worth-arch | $25.00 | $25.00 | 4/23/2010 8:27:41 AM |
| Slend49 | $25.00 | $25.00 | 4/23/2010 7:10:58 AM |
| egw | $25.00 | $25.00 | 4/23/2010 7:11:03 AM |
| ebgb234 | $25.00 | $25.00 | 4/23/2010 5:41:40 AM |
| chicago_shark | $25.00 | $25.00 | 4/23/2010 8:34:59 AM |
| cberthiaume | $25.00 | $25.00 | 4/23/2010 6:14:19 AM |
| BidDaddyBigBucks | $25.00 | $25.00 | 4/23/2010 8:49:27 AM |
| smart-leverage7 | $25.00 | $25.00 | 4/23/2010 7:09:34 AM |
| a-studious-payment | $25.00 | $25.00 | 4/23/2010 7:09:48 AM |
| MTlender | $25.00 | $25.00 | 4/23/2010 7:10:31 AM |
| authoritative-capital | $25.00 | $25.00 | 4/23/2010 7:10:46 AM |
| heroic-deal7 | $25.00 | $25.00 | 4/23/2010 9:36:49 AM |
| andlifegoeson | $25.00 | $25.00 | 4/23/2010 8:35:10 AM |
| dollar-spy | $25.00 | $25.00 | 4/23/2010 9:51:28 AM |
| SDNLR | $25.00 | $25.00 | 4/23/2010 9:54:51 AM |
| jleng | $25.00 | $25.00 | 4/23/2010 9:35:03 AM |
| Comoparklender | $30.00 | $30.00 | 4/23/2010 8:43:56 AM |
| credit-waterfall2 | $25.00 | $25.00 | 4/23/2010 9:38:18 AM |
| busnssmn | $25.00 | $25.00 | 4/23/2010 9:36:12 AM |
| bslavin | $25.00 | $25.00 | 4/23/2010 9:37:08 AM |
| flopcat | $25.00 | $25.00 | 4/23/2010 11:24:48 AM |
| jigs0910 | $25.00 | $25.00 | 4/23/2010 10:27:04 AM |
| appastk | $25.00 | $25.00 | 4/23/2010 9:50:26 AM |
| Chauncey_Gardener | $25.00 | $25.00 | 4/23/2010 10:53:02 AM |
| adamnash | $25.00 | $25.00 | 4/23/2010 11:05:50 AM |
| japerk | $25.00 | $25.00 | 4/23/2010 10:22:35 AM |
| shoedds | $25.00 | $25.00 | 4/23/2010 11:20:58 AM |
| Katburg | $35.00 | $35.00 | 4/23/2010 11:53:06 AM |
| tsui517 | $25.00 | $25.00 | 4/23/2010 11:37:30 AM |
| Marathoner | $25.00 | $25.00 | 4/23/2010 11:50:25 AM |
| cjay23va | $25.00 | $25.00 | 4/23/2010 12:34:54 PM |
| ptjg | $37.64 | $37.64 | 4/23/2010 12:53:35 PM |
| sc91 | $25.00 | $25.00 | 4/23/2010 12:21:27 PM |
| rolandweary | $30.00 | $30.00 | 4/23/2010 12:21:57 PM |
| Robyn5722 | $25.00 | $25.00 | 4/23/2010 1:05:46 PM |
| surfhoss644 | $50.00 | $50.00 | 4/23/2010 11:37:54 AM |
| bid-papyrus | $25.00 | $25.00 | 4/23/2010 1:36:53 PM |
| iLoaner | $25.00 | $25.00 | 4/23/2010 1:06:50 PM |
| snappy | $27.65 | $27.65 | 4/23/2010 11:52:49 AM |
| cash-boots | $25.00 | $25.00 | 4/23/2010 1:52:01 PM |
| tucksta | $25.00 | $25.00 | 4/23/2010 1:21:07 PM |
| Picopie | $50.00 | $50.00 | 4/23/2010 12:07:46 PM |
| brainy-dedication | $25.00 | $25.00 | 4/23/2010 1:36:45 PM |
| ookete | $25.00 | $25.00 | 4/23/2010 2:47:46 PM |
| hbzchimar | $25.00 | $25.00 | 4/23/2010 2:48:34 PM |
| Zingaro | $25.00 | $25.00 | 4/23/2010 12:38:33 PM |
| drumcorpsnut | $42.80 | $42.80 | 4/23/2010 1:07:17 PM |
| davidside | $25.00 | $25.00 | 4/23/2010 3:28:44 PM |
| rhightower003 | $25.00 | $25.00 | 4/23/2010 3:09:25 PM |
| duty-sensai | $25.00 | $25.00 | 4/23/2010 1:49:56 PM |
| durability-mad-scientist4 | $25.53 | $25.53 | 4/23/2010 1:51:03 PM |
| elegant-income3 | $30.00 | $30.00 | 4/23/2010 1:52:00 PM |
| cathexis | $100.00 | $100.00 | 4/23/2010 3:54:42 PM |
| j2ee | $25.00 | $25.00 | 4/23/2010 3:44:15 PM |
| grampy48 | $25.00 | $25.00 | 4/23/2010 2:22:51 PM |
| Erikdbp | $25.00 | $25.00 | 4/23/2010 3:09:24 PM |
| whipone | $25.00 | $25.00 | 4/23/2010 5:33:43 PM |
| Gabriel02 | $25.00 | $25.00 | 4/23/2010 5:02:41 PM |
| peripatetic | $25.00 | $25.00 | 4/24/2010 3:57:50 AM |
| KDW08 | $25.00 | $25.00 | 4/23/2010 5:53:38 PM |
| PGA2 | $50.00 | $50.00 | 4/24/2010 6:35:19 AM |
| icecoldcash | $80.00 | $80.00 | 4/23/2010 8:47:46 PM |
| dschaaf | $25.00 | $25.00 | 4/24/2010 2:28:04 PM |
| WindyKid | $25.00 | $25.00 | 4/24/2010 7:27:42 AM |
| marinade | $50.00 | $50.00 | 4/25/2010 9:53:00 AM |
| LoisLoan | $25.00 | $25.00 | 4/25/2010 3:37:43 PM |
| RickD1003 | $50.00 | $50.00 | 4/25/2010 2:52:57 PM |
| don8ter | $25.00 | $25.00 | 4/25/2010 6:00:16 PM |
| Artist_Blue | $25.00 | $25.00 | 4/26/2010 6:09:37 AM |
| Redleg6 | $25.00 | $25.00 | 4/26/2010 6:13:27 AM |
| shrewd-value | $25.00 | $25.00 | 4/26/2010 9:37:57 AM |
| nolahelper | $25.00 | $25.00 | 4/26/2010 11:09:44 AM |
| NDFIRTH | $50.00 | $4.99 | 4/26/2010 9:40:23 AM |
| dma1206 | $25.00 | $25.00 | 4/26/2010 10:44:23 AM |
| wwwUniversal | $25.00 | $25.00 | 4/26/2010 3:24:09 PM |
| ijspence | $25.00 | $25.00 | 4/26/2010 4:29:37 PM |
| Barky52 | $25.00 | $25.00 | 4/27/2010 6:45:16 AM |
| calbertrand | $25.00 | $25.00 | 4/27/2010 6:23:25 AM |
| ujiba | $25.00 | $25.00 | 4/28/2010 10:46:29 AM |
| the-silver-blaster | $25.00 | $25.00 | 4/28/2010 5:16:17 PM |
| rdrloan | $50.00 | $50.00 | 4/28/2010 5:14:30 PM |
| Robbdogg | $25.00 | $25.00 | 4/29/2010 6:28:52 AM |
| p2ploan-sensation211 | $50.00 | $50.00 | 4/28/2010 7:36:15 PM |
| labate | $25.13 | $25.13 | 4/29/2010 11:16:15 AM |
| oldrebel | $25.00 | $25.00 | 4/29/2010 11:11:26 AM |
| 372 bids
|
Borrower Payment Dependent Notes Series
455591
This series of Notes was issued and sold upon the funding of the borrower loan #42238, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-22-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $164.12 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $161.70 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 3m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,612 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 37% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| orange-radiant-trade |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidating debts and other use
Purpose of loan:
This loan will be used to?consoliated my credit card debts and have funds available for unexpected tuition fees
My financial situation:
I am a good candidate for this loan because i am a responsible person?
Monthly net income: $ 3750
Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 80
??Car expenses: $150
??Utilities: $?70
??Phone, cable, internet: $100
??Food, entertainment: $?250
??Clothing, household expenses $250
??Credit cards and other loans: $ 400
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| nick5454 | $25.00 | $25.00 | 4/22/2010 5:46:03 PM |
| circuitfive | $25.00 | $25.00 | 4/22/2010 5:48:26 PM |
| famous-bill | $50.00 | $50.00 | 4/22/2010 5:48:33 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/22/2010 5:49:10 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/22/2010 5:49:32 PM |
| jrbill1998 | $50.00 | $50.00 | 4/22/2010 5:49:36 PM |
| gmanrex | $41.89 | $41.89 | 4/22/2010 5:50:04 PM |
| deal-hickory5 | $25.00 | $25.00 | 4/22/2010 5:50:24 PM |
| 108lender | $75.00 | $75.00 | 4/22/2010 5:50:31 PM |
| trustu | $25.00 | $25.00 | 4/22/2010 5:51:03 PM |
| Ragnar | $25.00 | $25.00 | 4/22/2010 5:51:15 PM |
| currency-sergeant | $25.00 | $25.00 | 4/22/2010 5:51:26 PM |
| visionary-currency | $50.00 | $50.00 | 4/22/2010 5:51:31 PM |
| ouyangers | $25.00 | $25.00 | 4/22/2010 5:46:11 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/22/2010 5:47:33 PM |
| delivery | $25.00 | $25.00 | 4/22/2010 5:47:50 PM |
| loan-fate | $50.00 | $50.00 | 4/22/2010 6:01:49 PM |
| loan-master996 | $45.92 | $45.92 | 4/22/2010 5:48:31 PM |
| life-is-great | $25.00 | $25.00 | 4/22/2010 5:49:23 PM |
| actvtrdr | $35.00 | $35.00 | 4/22/2010 5:49:49 PM |
| Supernick | $25.00 | $25.00 | 4/22/2010 5:49:54 PM |
| GiantAardvark | $25.00 | $25.00 | 4/22/2010 5:50:18 PM |
| dinero-mason | $50.00 | $50.00 | 4/22/2010 5:50:26 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 4/22/2010 5:50:48 PM |
| red_spade | $26.00 | $26.00 | 4/22/2010 5:51:00 PM |
| nrowland | $25.00 | $25.00 | 4/22/2010 5:51:06 PM |
| anton | $121.06 | $121.06 | 4/22/2010 5:51:18 PM |
| dthompso | $37.50 | $37.50 | 4/22/2010 5:51:22 PM |
| finance-prescription | $50.00 | $50.00 | 4/22/2010 5:52:04 PM |
| mudaholic | $25.00 | $25.00 | 4/22/2010 5:46:07 PM |
| CC911 | $25.00 | $25.00 | 4/22/2010 5:47:42 PM |
| xyzlmno | $25.00 | $25.00 | 4/22/2010 5:49:16 PM |
| BBL | $25.00 | $25.00 | 4/22/2010 5:49:39 PM |
| aasx1108 | $25.00 | $25.00 | 4/22/2010 5:50:08 PM |
| Sateesh | $100.00 | $100.00 | 4/22/2010 5:50:36 PM |
| MTlender | $25.00 | $25.00 | 4/22/2010 5:50:51 PM |
| CarDealer3070 | $30.00 | $30.00 | 4/22/2010 5:50:55 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 4/22/2010 5:51:02 PM |
| skuba | $25.00 | $25.00 | 4/22/2010 5:51:28 PM |
| mercuriant | $25.00 | $25.00 | 4/22/2010 5:53:01 PM |
| irrelevant | $25.00 | $25.00 | 4/22/2010 7:20:11 PM |
| RichMaker1 | $50.00 | $50.00 | 4/22/2010 7:03:07 PM |
| zento | $25.00 | $25.00 | 4/23/2010 1:10:19 PM |
| SFBank | $200.00 | $200.00 | 4/25/2010 7:03:23 PM |
| tntmojave | $25.00 | $25.00 | 4/25/2010 4:53:13 PM |
| 1-HARD-HEAD | $100.00 | $100.00 | 4/26/2010 7:22:45 PM |
| Bob450 | $50.00 | $50.00 | 4/26/2010 8:35:03 PM |
| brilliant-balance | $25.00 | $25.00 | 4/26/2010 6:39:56 PM |
| iolaire | $25.00 | $25.00 | 4/27/2010 4:24:27 PM |
| loss-of-control | $50.00 | $50.00 | 4/27/2010 6:41:34 PM |
| treasure-bliss | $100.00 | $100.00 | 4/22/2010 5:47:12 PM |
| social-conductor4 | $25.00 | $25.00 | 4/22/2010 5:47:32 PM |
| lending-bear | $25.00 | $25.00 | 4/22/2010 5:48:11 PM |
| Apex-Lender | $25.00 | $25.00 | 4/22/2010 5:48:29 PM |
| reward-adventure | $30.00 | $30.00 | 4/22/2010 5:49:14 PM |
| gjh37 | $25.00 | $25.00 | 4/22/2010 5:49:52 PM |
| asmithj | $50.00 | $50.00 | 4/22/2010 5:50:33 PM |
| secobarbital | $25.00 | $25.00 | 4/22/2010 5:50:58 PM |
| Buffer10 | $100.00 | $100.00 | 4/22/2010 5:51:12 PM |
| inspiring-reward | $30.00 | $30.00 | 4/22/2010 5:51:24 PM |
| BlindJoeDeath | $25.00 | $25.00 | 4/22/2010 5:51:29 PM |
| greenback-visionary4 | $25.00 | $25.00 | 4/22/2010 5:51:31 PM |
| unclejaef | $25.00 | $25.00 | 4/22/2010 5:46:23 PM |
| bondhedger | $25.00 | $25.00 | 4/22/2010 6:01:59 PM |
| Kaj | $25.00 | $25.00 | 4/22/2010 5:48:19 PM |
| copper | $30.00 | $30.00 | 4/22/2010 5:49:06 PM |
| gain-bridge | $25.00 | $25.00 | 4/22/2010 5:49:28 PM |
| orderly-leverage | $30.00 | $30.00 | 4/22/2010 5:49:44 PM |
| desertoasis | $25.00 | $25.00 | 4/22/2010 5:49:56 PM |
| israel15 | $25.00 | $25.00 | 4/22/2010 5:50:14 PM |
| fun2invest | $25.00 | $25.00 | 4/22/2010 5:50:21 PM |
| rlgnyc | $34.61 | $34.61 | 4/22/2010 5:50:27 PM |
| godzig | $25.00 | $25.00 | 4/22/2010 5:50:47 PM |
| gizzywump | $25.00 | $25.00 | 4/22/2010 5:50:56 PM |
| stock106 | $30.00 | $30.00 | 4/22/2010 5:51:05 PM |
| natecam | $25.00 | $25.00 | 4/22/2010 5:51:09 PM |
| honorable-yield | $35.00 | $35.00 | 4/22/2010 5:51:20 PM |
| momoney2lend | $25.00 | $25.00 | 4/22/2010 5:51:25 PM |
| mikeyp411 | $25.00 | $25.00 | 4/22/2010 6:06:14 PM |
| cash-tiramisu | $27.18 | $27.18 | 4/22/2010 5:48:08 PM |
| ssh1983 | $25.00 | $25.00 | 4/22/2010 5:49:47 PM |
| kid8549 | $25.00 | $25.00 | 4/22/2010 5:50:29 PM |
| topher515 | $25.00 | $25.00 | 4/22/2010 5:50:42 PM |
| MONEYMATCH | $25.00 | $25.00 | 4/22/2010 5:50:53 PM |
| first-upright-payout | $25.00 | $25.00 | 4/22/2010 5:51:01 PM |
| oldmora | $50.00 | $39.93 | 4/22/2010 5:51:32 PM |
| reflective-rupee | $100.00 | $100.00 | 4/23/2010 11:22:14 AM |
| DasMula | $25.00 | $25.00 | 4/23/2010 11:14:56 AM |
| frogperson | $100.00 | $100.00 | 4/23/2010 2:58:44 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/23/2010 3:52:59 PM |
| dt_one | $25.00 | $25.00 | 4/23/2010 6:47:49 PM |
| foothillender | $25.00 | $25.00 | 4/24/2010 7:12:42 AM |
| Ogerta | $25.00 | $25.00 | 4/26/2010 7:21:25 AM |
| Rockymtnhi | $25.91 | $25.91 | 4/26/2010 10:48:03 AM |
| golffish2 | $100.00 | $100.00 | 4/26/2010 1:52:56 PM |
| charming-point | $300.00 | $300.00 | 4/26/2010 3:18:52 PM |
| scoobiedoo | $25.00 | $25.00 | 4/26/2010 4:27:27 PM |
| lawyervon | $25.00 | $25.00 | 4/27/2010 6:53:37 PM |
| back-scratchers | $25.00 | $25.00 | 4/27/2010 10:26:23 PM |
| wwwUniversal | $25.00 | $25.00 | 4/27/2010 7:28:55 PM |
| 100 bids
|
Borrower Payment Dependent Notes Series
455875
This series of Notes was issued and sold upon the funding of the borrower loan #42247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $46.40 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $46.38 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 2% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 8m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 31 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,717 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 4% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| entertaining-deal5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle Loan
Motorcycle:
This loan will be used to?purchase a motorcycle
My financial situation:
I am a good candidate for this loan because? I have a solid job and other than a recent bit of trouble in the housing market I have always had credit scores above 700.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| japerk | $25.00 | $25.00 | 4/27/2010 5:02:07 PM |
| yield-seeker | $25.00 | $25.00 | 4/27/2010 5:02:23 PM |
| LoanAngel | $25.00 | $25.00 | 4/27/2010 5:03:25 PM |
| jeffpac | $55.00 | $55.00 | 4/27/2010 5:03:33 PM |
| radforj22 | $40.00 | $40.00 | 4/27/2010 5:03:40 PM |
| resource777 | $25.00 | $25.00 | 4/27/2010 5:04:16 PM |
| elasermd | $50.00 | $50.00 | 4/27/2010 5:04:19 PM |
| metro457 | $40.00 | $40.00 | 4/27/2010 5:04:34 PM |
| inspired-contract9 | $50.00 | $50.00 | 4/27/2010 5:05:44 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/27/2010 5:07:25 PM |
| balanced-bill7 | $50.00 | $50.00 | 4/27/2010 5:07:20 PM |
| nickel-advocator | $25.00 | $25.00 | 4/27/2010 5:09:07 PM |
| kenji4861 | $25.00 | $25.00 | 4/27/2010 5:15:06 PM |
| iolaire | $25.00 | $25.00 | 4/27/2010 5:09:13 PM |
| meux99 | $25.00 | $25.00 | 4/27/2010 5:15:43 PM |
| credit-coach118 | $40.00 | $40.00 | 4/27/2010 5:15:15 PM |
| tender-integrity3 | $50.00 | $35.00 | 4/27/2010 5:16:32 PM |
| sgt-schultz | $50.00 | $50.00 | 4/27/2010 5:04:50 PM |
| Artist_Blue | $25.00 | $25.00 | 4/27/2010 5:05:17 PM |
| finance-negotiator2 | $25.00 | $25.00 | 4/27/2010 5:08:17 PM |
| mrzz | $25.00 | $25.00 | 4/27/2010 5:02:37 PM |
| mtp | $50.00 | $50.00 | 4/27/2010 5:02:42 PM |
| capital-web193 | $25.00 | $25.00 | 4/27/2010 5:02:47 PM |
| fortytwo | $100.00 | $100.00 | 4/27/2010 5:03:18 PM |
| golden-responsibility189 | $50.00 | $50.00 | 4/27/2010 5:04:29 PM |
| Taxman44 | $25.00 | $25.00 | 4/27/2010 5:04:39 PM |
| engaging-worth | $25.00 | $25.00 | 4/27/2010 5:05:28 PM |
| liberty-bearer0 | $25.00 | $25.00 | 4/27/2010 5:07:41 PM |
| RickD1003 | $50.00 | $50.00 | 4/27/2010 5:06:40 PM |
| credit-scout7 | $30.00 | $30.00 | 4/27/2010 5:07:50 PM |
| castleman | $25.00 | $25.00 | 4/27/2010 5:08:03 PM |
| telegon | $25.00 | $25.00 | 4/27/2010 5:08:07 PM |
| income-excellence1 | $25.00 | $25.00 | 4/27/2010 5:08:37 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 5:13:27 PM |
| upbeat-principal | $25.00 | $25.00 | 4/27/2010 5:03:56 PM |
| loan-warrior | $25.00 | $25.00 | 4/27/2010 5:04:45 PM |
| alcyon | $25.00 | $25.00 | 4/27/2010 5:05:50 PM |
| rider350 | $50.00 | $50.00 | 4/27/2010 5:06:34 PM |
| CaptainBlueberry | $25.00 | $25.00 | 4/27/2010 5:06:45 PM |
| harty | $60.00 | $60.00 | 4/27/2010 5:08:12 PM |
| wwwUniversal | $25.00 | $25.00 | 4/27/2010 5:27:05 PM |
| financialaid | $25.00 | $25.00 | 4/27/2010 5:08:21 PM |
| swiftsoul | $25.00 | $25.00 | 4/27/2010 5:23:40 PM |
| springpanda | $25.00 | $25.00 | 4/28/2010 2:41:35 PM |
| 44 bids
|
Borrower Payment Dependent Notes Series
455905
This series of Notes was issued and sold upon the funding of the borrower loan #42235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| Apr-28-2010 |
|
|
Starting lender yield:
| 15.50% |
Starting borrower rate/APR:
| 16.50% / 19.57% |
Starting monthly payment:
| $42.49 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 12.14% |
Final monthly payment:
| $38.27 |
| |
|
Auction yield range:
| 4.04% - 15.50% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 2% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
3 | Length of status: | 0y 8m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 5 |
Occupation: | Food Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $520 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 27% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Catanbri |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 73% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 8
( 27% )
| 620-639
(Nov-2009)
560-579
(Apr-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
My First Place
I am getting my fist apartment soon. And I would like a little help getting the deposit and first couple months rent down. The deposit is $250 plus the pet fee of $250, and the month to month rent is $439.00. I know I can make the month to month, but I would like to have some reserve just in case of an emergency situation.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| capital-web193 | $25.00 | $25.00 | 4/27/2010 5:02:47 PM |
| upbeat-principal | $25.00 | $25.00 | 4/27/2010 5:03:56 PM |
| jeffpac | $55.00 | $55.00 | 4/27/2010 5:03:31 PM |
| loan-warrior | $25.00 | $25.00 | 4/27/2010 5:04:45 PM |
| sgt-schultz | $50.00 | $50.00 | 4/27/2010 5:04:49 PM |
| Artist_Blue | $25.00 | $25.00 | 4/27/2010 5:05:18 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/27/2010 5:07:25 PM |
| liberty-bearer0 | $25.00 | $25.00 | 4/27/2010 5:07:41 PM |
| yield-seeker | $25.00 | $25.00 | 4/27/2010 5:02:22 PM |
| castleman | $25.00 | $25.00 | 4/27/2010 5:06:26 PM |
| Barky52 | $25.00 | $25.00 | 4/28/2010 7:25:55 AM |
| LoanAngel | $25.00 | $25.00 | 4/27/2010 5:03:27 PM |
| resource777 | $25.00 | $25.00 | 4/27/2010 5:04:15 PM |
| radforj22 | $40.00 | $40.00 | 4/27/2010 5:03:39 PM |
| mlopez2007 | $50.00 | $50.00 | 4/27/2010 5:03:48 PM |
| elasermd | $50.00 | $50.00 | 4/27/2010 5:04:20 PM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 5:05:02 PM |
| golden-responsibility189 | $50.00 | $50.00 | 4/27/2010 5:04:29 PM |
| alcyon | $25.00 | $25.00 | 4/27/2010 5:05:49 PM |
| dschaaf | $25.00 | $25.00 | 4/27/2010 5:06:12 PM |
| rider350 | $50.00 | $50.00 | 4/27/2010 5:06:33 PM |
| RickD1003 | $50.00 | $50.00 | 4/27/2010 5:06:40 PM |
| CaptainBlueberry | $25.00 | $25.00 | 4/27/2010 5:06:45 PM |
| DcUnited | $25.00 | $25.00 | 4/27/2010 5:06:55 PM |
| balanced-bill7 | $50.00 | $50.00 | 4/27/2010 5:07:20 PM |
| credit-scout7 | $30.00 | $30.00 | 4/27/2010 5:07:50 PM |
| telegon | $25.00 | $25.00 | 4/27/2010 5:08:06 PM |
| harty | $60.00 | $30.00 | 4/27/2010 5:08:11 PM |
| japerk | $25.00 | $25.00 | 4/27/2010 5:02:05 PM |
| fortytwo | $100.00 | $100.00 | 4/27/2010 5:03:17 PM |
| Comoparklender | $30.00 | $30.00 | 4/27/2010 5:04:04 PM |
| metro457 | $40.00 | $40.00 | 4/27/2010 5:04:35 PM |
| Taxman44 | $25.00 | $25.00 | 4/27/2010 5:04:38 PM |
| inspired-contract9 | $50.00 | $50.00 | 4/27/2010 5:05:43 PM |
| 34 bids
|
Borrower Payment Dependent Notes Series
456311
This series of Notes was issued and sold upon the funding of the borrower loan #42253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Apr-28-2010 |
| |
Auction end date:
| Apr-29-2010 |
|
|
Starting lender yield:
| 13.03% |
Starting borrower rate/APR:
| 14.03% / 16.19% |
Starting monthly payment:
| $85.48 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $85.26 |
| |
|
Auction yield range:
| 6.04% - 13.03% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 1
/
1 | Length of status: | 5y 2m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 11 |
Occupation: | Other |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $489 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 19% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| RobbieB73 |
Borrower's state:
| Virginia |
Borrower's group:
| Christian Opportunities |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Video, Film, Photo & Slide Transfer
Purpose of loan:
This loan will be used to finance the expansion of my current business, 73CM.? My website, www.73cm.com will explain all the details but the business focuses on 3 main objectives.
Transferring of video tapes and films to DVD, computer file, or online mediaScanning of film strips, photographs, and 35mm slides to DVD, computer files, online media, and custom photo presentationsAll aspects of custom printing and product design (e.g. Business cards, newsletters, resume editing, powerpoint presentations, promotional product designs, etc.)The expansion will allow for advertising, availability of 'free samples', and upgrading current equipment to allow processing of multiple orders.
My financial situation:
I am a good candidate for this loan because I am finishing up a multi-year process in paying off all secured and unsecured debts and am looking for a fresh start to expand my current business.
Employment:
I have been employed full-time with the same employer for over 5 years!
Q&A:
Please let me know if you have any questions...I would be happy to provide any additional information!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 4/28/2010 5:16:23 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/28/2010 5:16:40 PM |
| delicious-social132 | $25.00 | $25.00 | 4/28/2010 5:22:40 PM |
| thorough-exchange4 | $25.00 | $25.00 | 4/28/2010 5:23:17 PM |
| balance2 | $50.00 | $50.00 | 4/28/2010 5:14:05 PM |
| bxdoc | $29.46 | $29.46 | 4/28/2010 5:39:49 PM |
| mogul16 | $25.00 | $25.00 | 4/28/2010 5:40:03 PM |
| arwensolo55 | $30.36 | $30.36 | 4/28/2010 5:40:11 PM |
| torion | $25.00 | $25.00 | 4/28/2010 5:27:08 PM |
| famous-bill | $50.00 | $50.00 | 4/28/2010 5:41:08 PM |
| kmr2 | $43.08 | $43.08 | 4/28/2010 5:41:13 PM |
| DcUnited | $25.00 | $25.00 | 4/28/2010 5:16:00 PM |
| Rogesparkguy | $25.00 | $25.00 | 4/28/2010 5:41:30 PM |
| wise-handy-finance | $25.00 | $25.00 | 4/28/2010 5:41:32 PM |
| treasure-amplifier6 | $25.00 | $25.00 | 4/28/2010 5:41:36 PM |
| LeReve | $183.77 | $8.34 | 4/28/2010 5:41:43 PM |
| adama_48 | $25.00 | $25.00 | 4/28/2010 5:39:12 PM |
| cash4less | $25.00 | $25.00 | 4/28/2010 5:39:43 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/28/2010 5:17:16 PM |
| amitkj2000 | $49.00 | $49.00 | 4/28/2010 5:39:46 PM |
| xrycac | $25.00 | $25.00 | 4/28/2010 5:40:05 PM |
| a275ranger | $30.00 | $30.00 | 4/28/2010 5:40:16 PM |
| ahansen | $25.00 | $25.00 | 4/28/2010 5:41:10 PM |
| PeterV | $25.00 | $25.00 | 4/28/2010 5:41:37 PM |
| redblack21 | $25.00 | $25.00 | 4/28/2010 5:41:42 PM |
| hrubinst | $25.00 | $25.00 | 4/28/2010 5:22:26 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/28/2010 5:23:10 PM |
| twodollars | $25.00 | $25.00 | 4/28/2010 5:39:42 PM |
| mattbly | $25.00 | $25.00 | 4/28/2010 5:39:45 PM |
| reward-winner | $31.08 | $31.08 | 4/28/2010 5:39:50 PM |
| melodious-fairness | $25.00 | $25.00 | 4/28/2010 5:39:54 PM |
| wealthstar | $25.00 | $25.00 | 4/28/2010 5:39:57 PM |
| TheGoodSamaritan | $25.00 | $25.00 | 4/28/2010 5:39:59 PM |
| transaction-aggregator7 | $25.00 | $25.00 | 4/28/2010 5:40:07 PM |
| NR | $25.00 | $25.00 | 4/28/2010 5:40:14 PM |
| rickp | $25.00 | $25.00 | 4/28/2010 5:41:14 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 4/28/2010 5:41:33 PM |
| wwwUniversal | $25.00 | $25.00 | 4/28/2010 5:53:33 PM |
| Comoparklender | $30.00 | $30.00 | 4/28/2010 5:14:55 PM |
| Marathoner | $25.00 | $25.00 | 4/28/2010 5:15:12 PM |
| finance-prescription | $100.00 | $100.00 | 4/28/2010 5:15:39 PM |
| dinero-speaker | $25.00 | $25.00 | 4/28/2010 5:22:45 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/28/2010 5:23:02 PM |
| GiantAardvark | $25.00 | $25.00 | 4/28/2010 5:23:14 PM |
| JGB | $25.00 | $25.00 | 4/28/2010 5:22:59 PM |
| integrity-doctor | $100.00 | $100.00 | 4/28/2010 5:23:06 PM |
| life-is-great | $25.00 | $25.00 | 4/28/2010 5:24:52 PM |
| fcukciti | $50.00 | $50.00 | 4/28/2010 5:24:15 PM |
| alamundo | $25.00 | $25.00 | 4/28/2010 5:27:51 PM |
| vb3jmg | $33.68 | $33.68 | 4/28/2010 5:39:51 PM |
| radforj22 | $25.00 | $25.00 | 4/28/2010 5:15:31 PM |
| aasx1108 | $25.00 | $25.00 | 4/28/2010 5:40:09 PM |
| jaynlana | $25.00 | $25.00 | 4/28/2010 5:40:12 PM |
| castleman | $25.00 | $25.00 | 4/28/2010 5:15:43 PM |
| mustangcobra | $25.00 | $25.00 | 4/28/2010 5:41:07 PM |
| narblark | $25.00 | $25.00 | 4/28/2010 5:41:12 PM |
| Duanep01 | $25.00 | $25.00 | 4/28/2010 5:41:16 PM |
| treasure-dreamer7 | $50.00 | $50.00 | 4/28/2010 5:41:29 PM |
| Amsie614 | $25.00 | $25.00 | 4/28/2010 5:41:38 PM |
| treasure-firestarter8 | $25.00 | $25.00 | 4/28/2010 5:39:26 PM |
| scottjbarn | $25.00 | $25.00 | 4/28/2010 5:39:45 PM |
| mac415 | $25.00 | $25.00 | 4/28/2010 5:40:02 PM |
| juiceman84 | $25.00 | $25.00 | 4/28/2010 5:40:05 PM |
| balance-warrior | $25.00 | $25.00 | 4/28/2010 5:40:10 PM |
| minddoc | $25.00 | $25.00 | 4/28/2010 5:41:17 PM |
| TpbiCapitals | $50.00 | $50.00 | 4/28/2010 5:41:40 PM |
| Avala | $50.00 | $50.00 | 4/28/2010 5:22:31 PM |
| unassassinable | $25.00 | $25.00 | 4/28/2010 5:22:54 PM |
| ddog0224 | $25.00 | $25.00 | 4/28/2010 5:27:16 PM |
| AlwaysA-Chief | $25.00 | $25.00 | 4/28/2010 5:39:44 PM |
| cpbreton | $25.00 | $25.00 | 4/28/2010 5:39:48 PM |
| investment-comet | $25.00 | $25.00 | 4/28/2010 5:39:52 PM |
| Yaj | $25.00 | $25.00 | 4/28/2010 5:39:56 PM |
| Loan_4_U | $25.00 | $25.00 | 4/28/2010 5:39:58 PM |
| Zanthina | $25.00 | $25.00 | 4/28/2010 5:40:01 PM |
| Aaron_Oz | $25.00 | $25.00 | 4/28/2010 5:40:13 PM |
| decisive-marketplace3 | $25.00 | $25.00 | 4/28/2010 5:40:17 PM |
| comicdoc | $25.00 | $25.00 | 4/28/2010 5:40:49 PM |
| BzJ108 | $25.00 | $25.00 | 4/28/2010 5:41:15 PM |
| OrcaFIN | $25.00 | $25.00 | 4/28/2010 5:41:20 PM |
| Gladglide | $40.00 | $40.00 | 4/28/2010 5:41:26 PM |
| 81 bids
|