Sales Report:Supplement No. 185 dated Apr 28, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
270901
This series of Notes was issued and sold upon the funding of the borrower loan #42133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 10.99% |
Starting borrower rate/APR:
| 11.99% / 14.12% |
Starting monthly payment:
| $199.26 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 4.04% - 10.99% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 38% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 0m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 18 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,696 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 55% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| RPCV |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finish our basement and rent it out
Purpose of loan:
To finish our basement.? Once finished, we plan to rent it to a friend.? So it will pay for itself in about a year.
Our?financial situation:
We?have always had?excellent credit.? We own our home and our car is paid off.
Monthly net (combined)?income: $5,000
Monthly expenses:????? $4,600
Mortgage?& Escrow???????2,000 (really only $1,820 but we pay more)
Car Insurance?????????????100
Gas & other car expenses? 250?
Water, Heat, Electricity??100
Phone, Cable, Internet??? 180
Food????????????????????? 500
Clothing????????????? ??? 100
Credit cards????????????? 300 (minimum payment $50 but we pay more)
Day care????????????????? 620?
Medical????????????????????50
Other Misc.? ?????????????400
Total???????????????????4,600
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Congratulations of your beautiful daughter. What is the expected rental income expected once the basement is completed? - jpblan11
A:
Thank you! We are planning to ask for $500 per month.
(Apr-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 4/19/2010 4:22:28 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 4:28:29 PM |
| iolaire | $25.00 | $25.00 | 4/19/2010 4:28:07 PM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 4:29:50 PM |
| dinero-speaker | $25.00 | $25.00 | 4/19/2010 4:32:23 PM |
| unassassinable | $25.00 | $25.00 | 4/19/2010 4:32:54 PM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 4:32:09 PM |
| meenan | $25.00 | $25.00 | 4/19/2010 4:32:31 PM |
| orderly-leverage | $40.00 | $40.00 | 4/19/2010 4:33:37 PM |
| mmckune | $25.00 | $25.00 | 4/19/2010 4:32:43 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 4:32:51 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/19/2010 4:33:28 PM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 4:34:11 PM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 4:36:14 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 4:36:39 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/19/2010 4:38:33 PM |
| JGB | $25.00 | $25.00 | 4/19/2010 4:36:25 PM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 4:29:42 PM |
| Avala | $50.00 | $50.00 | 4/19/2010 4:32:20 PM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 4:34:53 PM |
| studious-bonus7 | $28.60 | $28.60 | 4/19/2010 5:33:46 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/19/2010 5:34:03 PM |
| bonFire8 | $25.00 | $25.00 | 4/19/2010 5:37:53 PM |
| Syndication | $25.00 | $25.00 | 4/19/2010 5:45:18 PM |
| How | $25.00 | $25.00 | 4/19/2010 5:45:22 PM |
| orgy63 | $25.00 | $25.00 | 4/19/2010 5:34:04 PM |
| Havana21 | $50.00 | $50.00 | 4/19/2010 6:12:47 PM |
| integrity-doctor | $100.00 | $100.00 | 4/19/2010 4:38:27 PM |
| NELNET | $37.31 | $37.31 | 4/19/2010 6:44:53 PM |
| cozy-worth7 | $25.00 | $25.00 | 4/19/2010 7:08:01 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/19/2010 7:43:01 PM |
| ichibon | $35.60 | $35.60 | 4/19/2010 8:05:21 PM |
| Binan | $25.00 | $25.00 | 4/19/2010 7:53:07 PM |
| dsparrow | $40.00 | $40.00 | 4/19/2010 8:28:00 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/19/2010 5:31:03 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/19/2010 9:18:40 PM |
| Nerdster1 | $25.00 | $25.00 | 4/19/2010 5:33:51 PM |
| emt747 | $25.00 | $25.00 | 4/19/2010 9:22:49 PM |
| QuinMccoy | $25.00 | $25.00 | 4/19/2010 9:27:50 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/19/2010 9:35:05 PM |
| schpere | $25.00 | $25.00 | 4/19/2010 9:48:43 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/19/2010 6:12:45 PM |
| Gibbyland | $75.00 | $75.00 | 4/19/2010 7:52:51 PM |
| mtpscuba | $25.00 | $25.00 | 4/20/2010 6:37:47 AM |
| supersarah61 | $25.00 | $25.00 | 4/20/2010 7:02:47 AM |
| rbb | $25.00 | $25.00 | 4/20/2010 7:17:58 AM |
| Slend49 | $25.00 | $25.00 | 4/20/2010 6:28:54 AM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/19/2010 8:58:02 PM |
| airb0rne | $25.00 | $25.00 | 4/20/2010 7:57:58 AM |
| FjLenders | $25.00 | $25.00 | 4/20/2010 8:04:47 AM |
| debt-system880 | $25.00 | $25.00 | 4/19/2010 9:22:50 PM |
| skuba | $25.00 | $25.00 | 4/19/2010 9:38:22 PM |
| BigCityLending | $25.00 | $25.00 | 4/20/2010 8:28:34 AM |
| Walkingcowboy | $25.00 | $25.00 | 4/19/2010 9:42:58 PM |
| ricpick | $40.70 | $40.70 | 4/20/2010 9:22:33 AM |
| ciscoparrot | $25.00 | $25.00 | 4/20/2010 9:27:47 AM |
| ferocious-money9 | $25.00 | $25.00 | 4/20/2010 9:34:27 AM |
| onlyastepaway | $25.00 | $25.00 | 4/20/2010 9:35:01 AM |
| MihirFromRedmond | $25.00 | $25.00 | 4/20/2010 10:13:19 AM |
| goodcents | $25.00 | $25.00 | 4/20/2010 10:15:06 AM |
| flopcat | $25.00 | $25.00 | 4/20/2010 10:38:00 AM |
| the-determined-value | $25.00 | $25.00 | 4/20/2010 7:17:57 AM |
| runner262 | $25.00 | $25.00 | 4/20/2010 10:53:59 AM |
| petejones32 | $25.00 | $25.00 | 4/20/2010 10:53:21 AM |
| AFairDeal | $25.00 | $25.00 | 4/20/2010 10:55:24 AM |
| Cheburashka | $25.00 | $25.00 | 4/20/2010 10:59:51 AM |
| auction-elvis | $25.00 | $25.00 | 4/20/2010 11:02:20 AM |
| justice-dna | $35.00 | $35.00 | 4/20/2010 8:53:00 AM |
| money-surge1 | $25.00 | $25.00 | 4/20/2010 9:34:38 AM |
| important-ore | $50.00 | $50.00 | 4/20/2010 9:45:41 AM |
| trade-watcher | $25.00 | $25.00 | 4/20/2010 9:52:53 AM |
| inspired-contract9 | $50.00 | $50.00 | 4/20/2010 9:55:59 AM |
| Trolley08 | $25.00 | $25.00 | 4/20/2010 11:10:37 AM |
| Theboof | $25.00 | $25.00 | 4/20/2010 11:10:52 AM |
| MikeSeattle | $25.00 | $25.00 | 4/20/2010 7:55:27 PM |
| preciouschild | $80.00 | $80.00 | 4/22/2010 3:16:43 PM |
| Gandalf0001 | $25.00 | $25.00 | 4/24/2010 11:47:24 AM |
| AustinAmerica | $25.00 | $25.00 | 4/24/2010 11:46:36 AM |
| loanman2007 | $100.00 | $100.00 | 4/26/2010 6:16:17 AM |
| paramjit | $100.00 | $100.00 | 4/25/2010 8:53:55 PM |
| Charmart | $25.00 | $25.00 | 4/26/2010 2:53:28 AM |
| grasscutter | $100.00 | $100.00 | 4/26/2010 6:41:48 AM |
| favorite-commerce | $25.00 | $25.00 | 4/26/2010 7:47:32 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 4/26/2010 7:48:14 AM |
| rich329 | $25.00 | $25.00 | 4/26/2010 9:46:29 AM |
| schnarff | $25.00 | $25.00 | 4/26/2010 1:35:57 PM |
| porwestco | $25.00 | $25.00 | 4/26/2010 3:56:20 PM |
| gothampark | $25.00 | $25.00 | 4/26/2010 3:59:54 PM |
| mytime06 | $50.00 | $50.00 | 4/26/2010 3:37:47 PM |
| meux99 | $25.00 | $25.00 | 4/19/2010 4:22:52 PM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 4:28:19 PM |
| AF-Chief | $28.00 | $28.00 | 4/19/2010 4:27:31 PM |
| truth-image | $50.00 | $50.00 | 4/19/2010 4:29:13 PM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 4:28:15 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 4:19:42 PM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 4:32:03 PM |
| torion | $25.00 | $25.00 | 4/19/2010 4:32:17 PM |
| careful-note | $50.00 | $50.00 | 4/19/2010 4:32:41 PM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 4:33:07 PM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 4:33:17 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 4:33:21 PM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 4:33:25 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 4:33:56 PM |
| kulender | $25.00 | $25.00 | 4/19/2010 4:36:03 PM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 4:36:28 PM |
| hrubinst | $25.00 | $25.00 | 4/19/2010 4:32:12 PM |
| Barak | $40.00 | $40.00 | 4/19/2010 4:32:36 PM |
| CAGE-Investments | $30.65 | $30.65 | 4/19/2010 4:58:20 PM |
| antlr | $25.00 | $25.00 | 4/19/2010 4:34:48 PM |
| Millmanator | $25.00 | $25.00 | 4/19/2010 5:33:39 PM |
| ideal-platinum1 | $30.17 | $30.17 | 4/19/2010 5:45:20 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 5:38:37 PM |
| practice44 | $25.00 | $25.00 | 4/19/2010 4:38:38 PM |
| balance2 | $50.00 | $50.00 | 4/19/2010 6:10:09 PM |
| HHP | $25.00 | $25.00 | 4/19/2010 7:00:24 PM |
| logical-reward8 | $25.00 | $25.00 | 4/19/2010 7:08:18 PM |
| zigzagz03 | $25.00 | $25.00 | 4/19/2010 8:32:48 PM |
| orange-preeminant-bill | $86.22 | $86.22 | 4/19/2010 8:07:49 PM |
| unclerock | $50.00 | $50.00 | 4/19/2010 8:13:53 PM |
| value-pouch | $25.00 | $25.00 | 4/19/2010 9:34:31 PM |
| euro-starter | $25.00 | $25.00 | 4/19/2010 9:42:56 PM |
| djsvin1 | $25.00 | $25.00 | 4/19/2010 10:29:43 PM |
| sloak | $25.00 | $25.00 | 4/19/2010 9:19:50 PM |
| ddog0224 | $25.00 | $25.00 | 4/19/2010 5:34:02 PM |
| Dap2005 | $25.00 | $25.00 | 4/19/2010 5:34:09 PM |
| bill-expert | $25.00 | $25.00 | 4/19/2010 5:38:38 PM |
| dpdn57 | $25.00 | $25.00 | 4/19/2010 5:43:53 PM |
| intlargonaut | $89.31 | $89.31 | 4/20/2010 3:24:20 AM |
| treasure-bliss | $71.39 | $71.39 | 4/20/2010 12:04:16 AM |
| peerlender | $30.00 | $30.00 | 4/19/2010 6:52:50 PM |
| don8ter | $60.00 | $60.00 | 4/20/2010 6:28:25 AM |
| RochelleW | $50.00 | $50.00 | 4/19/2010 8:32:44 PM |
| stable-nickel | $100.00 | $100.00 | 4/20/2010 7:50:40 AM |
| cptproton | $25.00 | $25.00 | 4/19/2010 10:22:45 PM |
| creed99 | $25.00 | $25.00 | 4/20/2010 9:27:51 AM |
| comicdoc | $25.00 | $25.00 | 4/20/2010 9:28:01 AM |
| building-america | $25.00 | $25.00 | 4/20/2010 9:34:08 AM |
| movistar | $25.00 | $25.00 | 4/20/2010 9:34:59 AM |
| cello1 | $25.00 | $25.00 | 4/20/2010 9:35:22 AM |
| thezfunk | $25.00 | $25.00 | 4/20/2010 9:45:25 AM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 10:05:18 AM |
| kojo | $25.00 | $25.00 | 4/20/2010 9:56:08 AM |
| Interstate_Rate | $25.00 | $25.00 | 4/20/2010 10:13:24 AM |
| blackberry9 | $25.00 | $25.00 | 4/20/2010 10:13:27 AM |
| Strato | $25.00 | $25.00 | 4/20/2010 10:37:51 AM |
| syberhat | $31.49 | $31.49 | 4/20/2010 7:18:00 AM |
| balance-warrior | $25.00 | $25.00 | 4/20/2010 7:43:13 AM |
| PocketAces | $25.00 | $25.00 | 4/20/2010 10:59:48 AM |
| jammers | $25.00 | $25.00 | 4/20/2010 11:10:46 AM |
| Digs | $25.00 | $25.00 | 4/20/2010 9:34:52 AM |
| inspired-duty5 | $41.47 | $41.47 | 4/20/2010 9:35:29 AM |
| contract-eagle | $50.00 | $50.00 | 4/20/2010 9:45:37 AM |
| giannyny | $25.00 | $25.00 | 4/20/2010 10:30:45 AM |
| heavensfx | $25.00 | $25.00 | 4/20/2010 11:10:05 AM |
| ClearLake | $25.00 | $25.00 | 4/20/2010 11:11:02 AM |
| rate-nest | $25.00 | $11.09 | 4/20/2010 11:14:06 AM |
| uncleubb | $25.00 | $25.00 | 4/20/2010 2:09:14 PM |
| sprinkler5 | $25.00 | $25.00 | 4/21/2010 5:56:29 AM |
| bull_lender | $36.00 | $36.00 | 4/21/2010 10:27:20 AM |
| agreement-bunny | $25.00 | $25.00 | 4/22/2010 6:07:49 AM |
| funds-rascal | $100.00 | $100.00 | 4/23/2010 10:42:52 AM |
| ArtLends | $25.00 | $25.00 | 4/24/2010 1:34:19 PM |
| JerryB96 | $25.00 | $25.00 | 4/26/2010 9:50:10 AM |
| Patrician | $26.51 | $26.51 | 4/26/2010 11:40:06 AM |
| SeaLoans | $25.00 | $25.00 | 4/26/2010 11:39:55 AM |
| PatriotKnight | $25.00 | $25.00 | 4/26/2010 12:04:38 PM |
| BlindSquirrel | $25.00 | $25.00 | 4/26/2010 12:26:25 PM |
| selector568 | $100.49 | $100.49 | 4/26/2010 12:29:14 PM |
| Young-Y | $25.00 | $25.00 | 4/26/2010 3:14:34 PM |
| 169 bids
|
Borrower Payment Dependent Notes Series
426069
This series of Notes was issued and sold upon the funding of the borrower loan #42154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $92.81 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $92.77 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 20
/
17 | Length of status: | 8y 9m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 39 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $53,255 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 80% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| HighPaidConsultant |
Borrower's state:
| NewHampshire |
Borrower's group:
| Duke University Alumni |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 63 ( 98% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $25,001.00 | < mo. late:
| 1
( 2% )
| 740-759
(Nov-2007)
760-779
(Sep-2006)
|
|
Principal balance:
| $3,557.08 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 64 | | |
Description
Debt Consolidation
Hi:
I am using this loan to consolidate an existing Prosper Loan.
I already have a proven record of successfully paying off another Prosper Loan.
I have sufficient cash flow to easily pay back this debt and?have never paid a bill late so your loan is virtually risk-free.? Why lend to a "HR" borrower and risk losing your money?
Thanks
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:22:30 AM |
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:20 AM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:22 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:19 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:41 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:26:10 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:26:50 AM |
| swiftsoul | $25.00 | $25.00 | 4/19/2010 11:29:10 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:44:00 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:06 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:43 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:47:59 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:36:02 AM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:44 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:42 AM |
| magical-greenback | $25.00 | $25.00 | 4/19/2010 11:46:44 AM |
| LoanAngel | $25.00 | $25.00 | 4/19/2010 11:51:52 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:04 AM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:24 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:35 AM |
| cptproton | $25.00 | $25.00 | 4/19/2010 11:54:48 AM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:56:05 AM |
| tortugato | $25.00 | $25.00 | 4/19/2010 12:04:25 PM |
| moves | $25.00 | $25.00 | 4/19/2010 12:04:28 PM |
| intuitive-bill | $25.00 | $25.00 | 4/19/2010 11:55:18 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:22 PM |
| thezfunk | $25.00 | $25.00 | 4/19/2010 12:01:14 PM |
| fortytwo | $31.16 | $31.16 | 4/19/2010 12:38:24 PM |
| mrzz | $25.00 | $25.00 | 4/19/2010 12:24:59 PM |
| stable-nickel | $200.00 | $200.00 | 4/20/2010 7:50:46 AM |
| justice-dna | $35.00 | $35.00 | 4/20/2010 8:53:04 AM |
| blackberry9 | $25.00 | $25.00 | 4/20/2010 10:13:33 AM |
| yield-seeker | $25.00 | $25.00 | 4/20/2010 8:04:44 PM |
| ingenious-order783 | $25.00 | $25.00 | 4/21/2010 5:48:22 AM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/21/2010 7:23:16 AM |
| julijask | $35.00 | $35.00 | 4/23/2010 1:10:00 PM |
| JerryB96 | $25.00 | $25.00 | 4/26/2010 9:21:37 AM |
| ToloUSN | $50.00 | $50.00 | 4/26/2010 8:44:40 AM |
| red-trade-cologne | $25.00 | $25.00 | 4/19/2010 11:31:34 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:03 AM |
| radforj22 | $25.00 | $25.00 | 4/19/2010 11:30:51 AM |
| Approved | $50.00 | $50.00 | 4/19/2010 11:32:47 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:04 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:26 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:47 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:20 AM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:20 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:53:07 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:28 AM |
| contract-eagle | $50.00 | $50.00 | 4/19/2010 11:49:08 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:27 AM |
| Havana21 | $50.00 | $50.00 | 4/19/2010 11:50:12 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:50:59 AM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:13 AM |
| emt747 | $25.00 | $25.00 | 4/19/2010 11:59:17 AM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 12:01:00 PM |
| DonaldColorado | $25.00 | $25.00 | 4/19/2010 11:49:00 AM |
| LR_Biker | $25.00 | $25.00 | 4/19/2010 12:02:25 PM |
| important-ore | $36.74 | $36.74 | 4/19/2010 11:58:20 AM |
| AF-Chief | $28.00 | $28.00 | 4/19/2010 1:04:36 PM |
| Kerrysbay | $50.00 | $50.00 | 4/19/2010 12:01:28 PM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:26 PM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 12:03:53 PM |
| practice44 | $25.00 | $25.00 | 4/19/2010 2:28:19 PM |
| value-pouch | $50.00 | $50.00 | 4/19/2010 2:52:53 PM |
| Okeey | $31.39 | $31.39 | 4/19/2010 3:54:30 PM |
| don8ter | $60.00 | $60.00 | 4/20/2010 6:28:20 AM |
| money-surge1 | $25.00 | $25.00 | 4/20/2010 9:34:42 AM |
| building-america | $25.00 | $25.00 | 4/20/2010 9:34:13 AM |
| revenue-ruler6 | $25.00 | $25.00 | 4/20/2010 1:53:15 PM |
| Supernick | $50.00 | $50.00 | 4/20/2010 6:01:00 PM |
| naina_my_daughter | $25.00 | $25.00 | 4/20/2010 8:59:19 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/20/2010 6:52:35 PM |
| japerk | $25.00 | $25.00 | 4/21/2010 8:13:54 AM |
| GrommetPosse | $25.00 | $25.00 | 4/20/2010 10:58:19 PM |
| best-decisive-peace | $25.00 | $25.00 | 4/21/2010 9:24:47 AM |
| GiantAardvark | $25.00 | $8.71 | 4/21/2010 10:10:58 AM |
| wwwUniversal | $25.00 | $25.00 | 4/21/2010 11:43:52 AM |
| RandyL3 | $99.00 | $99.00 | 4/23/2010 3:47:03 PM |
| JohnSmith10 | $25.00 | $25.00 | 4/24/2010 5:06:55 PM |
| lincmercguy | $25.00 | $25.00 | 4/25/2010 4:33:47 PM |
| martymaniaman | $50.00 | $50.00 | 4/26/2010 8:08:37 AM |
| 82 bids
|
Borrower Payment Dependent Notes Series
454047
This series of Notes was issued and sold upon the funding of the borrower loan #42172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-15-2010 |
| |
Auction end date:
| Apr-19-2010 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $215.61 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 11.04% - 30.22% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 1m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 24 |
Occupation: | Other |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $7,966 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 44% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| p2p-trophy0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Comparing rates on an auto purchase
Purpose of loan:
I am purchasing a car.? I have already been approved for a loan with a decent rate from Ford Credit, but I would just like to compare rates here as well.
My financial situation:
I am a good candidate for this loan because I have a credit score over 700, own my own home and have a good debt-to-income ratio.? I am a good credit risk.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you please comment on your public record? Kind Regards. - Your_Bank
A:
Sure. I had an IRS tax lien back in 2005.. It has been paid off in full for over five years now.
(Apr-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| famous-bill | $50.00 | $50.00 | 4/15/2010 4:21:23 PM |
| DUDE66 | $25.00 | $25.00 | 4/15/2010 4:21:44 PM |
| Speculator | $100.00 | $100.00 | 4/15/2010 4:22:23 PM |
| return-elm | $25.00 | $25.00 | 4/15/2010 4:32:57 PM |
| creative-gold | $25.00 | $25.00 | 4/15/2010 4:33:03 PM |
| note-tent | $25.00 | $25.00 | 4/15/2010 4:33:12 PM |
| boomer5 | $25.00 | $25.00 | 4/15/2010 4:33:50 PM |
| burrito6 | $50.00 | $50.00 | 4/15/2010 4:34:14 PM |
| tjone69 | $30.00 | $30.00 | 4/15/2010 4:35:01 PM |
| mizon291 | $50.00 | $50.00 | 4/15/2010 4:35:54 PM |
| Patter256 | $25.00 | $25.00 | 4/15/2010 4:36:06 PM |
| The_Secret | $25.00 | $25.00 | 4/15/2010 4:36:50 PM |
| desertoasis | $25.00 | $25.00 | 4/15/2010 4:37:21 PM |
| jimmykat | $25.00 | $25.00 | 4/15/2010 4:37:34 PM |
| Tikibarman | $100.00 | $100.00 | 4/15/2010 4:38:57 PM |
| shrewd-deal | $25.00 | $25.00 | 4/15/2010 4:40:09 PM |
| secobarbital | $25.00 | $25.00 | 4/15/2010 4:40:23 PM |
| Zolton | $200.00 | $200.00 | 4/15/2010 4:40:28 PM |
| visionary-fund | $25.00 | $25.00 | 4/15/2010 4:40:34 PM |
| CarDealer3070 | $30.00 | $30.00 | 4/15/2010 4:40:36 PM |
| greenwell | $25.00 | $25.00 | 4/15/2010 4:40:43 PM |
| Streetfighter | $50.00 | $50.00 | 4/15/2010 4:40:56 PM |
| HHP | $25.00 | $25.00 | 4/15/2010 4:41:04 PM |
| kid8549 | $25.00 | $25.00 | 4/15/2010 4:41:33 PM |
| trustu | $25.00 | $25.00 | 4/15/2010 4:41:43 PM |
| AF_Trust | $25.00 | $25.00 | 4/15/2010 4:42:00 PM |
| bonus-tent | $25.00 | $25.00 | 4/15/2010 4:42:09 PM |
| irrelevant | $25.00 | $25.00 | 4/15/2010 4:42:14 PM |
| inspiring-reward | $71.99 | $71.99 | 4/15/2010 4:21:56 PM |
| papaloha | $29.41 | $29.41 | 4/15/2010 4:22:02 PM |
| greenback-visionary4 | $25.00 | $25.00 | 4/15/2010 4:44:38 PM |
| brother_tam | $50.00 | $50.00 | 4/15/2010 4:44:43 PM |
| influential-compassion9 | $50.00 | $31.89 | 4/15/2010 4:44:55 PM |
| HoyaHeel | $25.00 | $25.00 | 4/15/2010 4:33:04 PM |
| triumph329 | $25.00 | $25.00 | 4/15/2010 4:33:46 PM |
| Kaj | $25.00 | $25.00 | 4/15/2010 4:34:08 PM |
| cberthiaume | $25.00 | $25.00 | 4/15/2010 4:35:41 PM |
| visionary-currency | $50.00 | $50.00 | 4/15/2010 4:35:58 PM |
| purdue98 | $25.00 | $25.00 | 4/15/2010 4:36:11 PM |
| supersarah61 | $25.00 | $25.00 | 4/15/2010 4:36:41 PM |
| jonbozeman | $25.00 | $25.00 | 4/15/2010 4:37:06 PM |
| the-silver-blaster | $25.00 | $25.00 | 4/15/2010 4:38:27 PM |
| compassion-bauble4 | $25.00 | $25.00 | 4/15/2010 4:38:38 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/15/2010 4:39:02 PM |
| payment-gusto | $25.00 | $25.00 | 4/15/2010 4:39:47 PM |
| ukstevenhawaii | $50.00 | $50.00 | 4/15/2010 4:40:38 PM |
| deegeeman | $50.00 | $50.00 | 4/15/2010 4:40:44 PM |
| integrity-doctor | $100.00 | $100.00 | 4/15/2010 4:40:59 PM |
| first-upright-payout | $25.00 | $25.00 | 4/15/2010 4:41:09 PM |
| chakra | $25.00 | $25.00 | 4/15/2010 4:41:16 PM |
| reward-adventure | $30.00 | $30.00 | 4/15/2010 4:41:28 PM |
| mg6619 | $25.00 | $25.00 | 4/15/2010 4:22:00 PM |
| stock106 | $30.00 | $30.00 | 4/15/2010 4:41:50 PM |
| honorable-yield | $35.00 | $35.00 | 4/15/2010 4:41:52 PM |
| Free-the-usa-1776 | $25.00 | $25.00 | 4/15/2010 4:32:26 PM |
| nalaari | $25.00 | $25.00 | 4/15/2010 4:32:45 PM |
| GElender | $25.00 | $25.00 | 4/15/2010 4:32:54 PM |
| 626457 | $25.00 | $25.00 | 4/15/2010 4:34:01 PM |
| jitterbugqueen | $50.00 | $50.00 | 4/15/2010 4:35:29 PM |
| Interloper | $25.00 | $25.00 | 4/15/2010 4:44:46 PM |
| gmanrex | $50.00 | $50.00 | 4/15/2010 4:37:23 PM |
| Zingaro | $25.00 | $25.00 | 4/15/2010 4:37:52 PM |
| bowdish1 | $50.00 | $50.00 | 4/15/2010 4:38:10 PM |
| supreme-hope | $25.00 | $25.00 | 4/15/2010 4:38:19 PM |
| Lam0nt | $25.00 | $25.00 | 4/15/2010 4:38:34 PM |
| Banker7371 | $25.00 | $25.00 | 4/15/2010 4:39:05 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/15/2010 4:39:39 PM |
| awesome-return0 | $25.00 | $25.00 | 4/15/2010 4:39:56 PM |
| momoney2lend | $25.00 | $25.00 | 4/15/2010 4:40:14 PM |
| unforgettable-order9 | $25.00 | $25.00 | 4/15/2010 4:40:58 PM |
| natural-greenback6 | $25.00 | $25.00 | 4/15/2010 4:41:03 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 4/15/2010 4:41:12 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 4/15/2010 4:41:38 PM |
| aasx1108 | $25.00 | $25.00 | 4/15/2010 4:41:46 PM |
| nrowland | $25.00 | $25.00 | 4/15/2010 4:41:53 PM |
| skuba | $25.00 | $25.00 | 4/15/2010 4:42:05 PM |
| Supernick | $25.00 | $25.00 | 4/15/2010 4:42:07 PM |
| jrbill1998 | $50.00 | $50.00 | 4/15/2010 4:44:53 PM |
| foothillender | $25.00 | $25.00 | 4/16/2010 7:29:12 AM |
| market-pudding | $25.00 | $25.00 | 4/16/2010 6:46:08 AM |
| dollardave | $100.00 | $100.00 | 4/16/2010 8:55:39 AM |
| SolarMoonshine | $25.00 | $25.00 | 4/16/2010 2:56:42 PM |
| DER | $50.00 | $50.00 | 4/15/2010 4:31:06 PM |
| Dr_M | $25.00 | $25.00 | 4/15/2010 4:33:00 PM |
| soulwork | $25.00 | $25.00 | 4/15/2010 4:33:09 PM |
| TheYellowDart | $25.00 | $25.00 | 4/15/2010 4:33:15 PM |
| aggielender | $25.00 | $25.00 | 4/15/2010 4:33:48 PM |
| dedicated-diversification5 | $37.76 | $37.76 | 4/15/2010 4:34:36 PM |
| JGB | $25.00 | $25.00 | 4/15/2010 4:35:16 PM |
| zone6 | $55.84 | $55.84 | 4/15/2010 4:35:45 PM |
| bayfocus | $25.00 | $25.00 | 4/15/2010 4:35:55 PM |
| capital-marsupial3 | $25.00 | $25.00 | 4/15/2010 4:36:32 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/15/2010 4:36:44 PM |
| circuitfive | $25.00 | $25.00 | 4/15/2010 4:37:00 PM |
| Midwestvalues | $100.00 | $100.00 | 4/15/2010 4:40:32 PM |
| rhin0cerx | $50.00 | $50.00 | 4/15/2010 4:40:40 PM |
| Rattlehead | $25.00 | $25.00 | 4/15/2010 4:40:50 PM |
| rooosta | $25.00 | $25.00 | 4/15/2010 4:40:54 PM |
| chicagoman | $25.00 | $25.00 | 4/15/2010 4:42:02 PM |
| hope-equation | $50.00 | $50.00 | 4/15/2010 4:42:04 PM |
| authoritative-capital | $25.00 | $25.00 | 4/15/2010 4:21:12 PM |
| finance-prescription | $50.00 | $50.00 | 4/15/2010 4:21:28 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/15/2010 4:43:40 PM |
| Tom579 | $25.00 | $25.00 | 4/15/2010 4:21:51 PM |
| elawn | $25.00 | $25.00 | 4/15/2010 4:21:57 PM |
| value-microscope | $25.00 | $25.00 | 4/15/2010 4:44:39 PM |
| Headhunter14 | $25.00 | $25.00 | 4/15/2010 4:44:49 PM |
| enigmallc | $25.00 | $25.00 | 4/15/2010 4:32:59 PM |
| ImaPutz | $25.00 | $25.00 | 4/15/2010 4:33:47 PM |
| autonomous-truth | $25.00 | $25.00 | 4/15/2010 4:34:10 PM |
| irun | $25.00 | $25.00 | 4/15/2010 4:34:39 PM |
| Jonb6919 | $25.00 | $25.00 | 4/15/2010 4:35:25 PM |
| brutusbone | $25.00 | $25.00 | 4/15/2010 4:35:37 PM |
| power-expert | $25.00 | $25.00 | 4/15/2010 4:35:57 PM |
| frogperson | $25.00 | $25.00 | 4/15/2010 4:37:27 PM |
| lagnisiruk | $25.00 | $25.00 | 4/15/2010 4:38:03 PM |
| helping-out | $30.00 | $30.00 | 4/15/2010 4:38:24 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/15/2010 4:38:28 PM |
| cablenews | $25.00 | $25.00 | 4/15/2010 4:39:42 PM |
| Nerdster1 | $25.00 | $25.00 | 4/15/2010 4:40:00 PM |
| zorg77 | $25.00 | $25.00 | 4/15/2010 4:40:05 PM |
| sympathetic-asset | $25.00 | $25.00 | 4/15/2010 4:40:37 PM |
| listing-trapper3 | $50.00 | $50.00 | 4/15/2010 4:40:47 PM |
| martinnc | $25.00 | $25.00 | 4/15/2010 4:40:55 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/15/2010 4:41:20 PM |
| currency-sergeant | $25.00 | $25.00 | 4/15/2010 4:41:35 PM |
| revenue-pipeline | $25.00 | $25.00 | 4/15/2010 4:41:49 PM |
| seisen | $37.11 | $37.11 | 4/15/2010 4:22:10 PM |
| life-is-great | $25.00 | $25.00 | 4/15/2010 4:41:57 PM |
| piter-to-la-investment | $25.00 | $25.00 | 4/15/2010 4:31:56 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/15/2010 4:32:38 PM |
| social-conductor4 | $25.00 | $25.00 | 4/15/2010 4:33:57 PM |
| gain-bridge | $25.00 | $25.00 | 4/15/2010 4:43:28 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/15/2010 4:34:19 PM |
| Craig_B | $25.00 | $25.00 | 4/15/2010 4:36:13 PM |
| BlindJoeDeath | $25.00 | $25.00 | 4/15/2010 4:44:41 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/15/2010 4:44:51 PM |
| global_microfinance | $25.00 | $25.00 | 4/15/2010 4:37:30 PM |
| fortytwo | $50.00 | $50.00 | 4/15/2010 4:38:07 PM |
| personal-lender | $25.00 | $25.00 | 4/15/2010 4:40:26 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/15/2010 4:40:49 PM |
| magnolia161 | $25.00 | $25.00 | 4/15/2010 4:40:52 PM |
| red_spade | $26.00 | $26.00 | 4/15/2010 4:41:00 PM |
| xyzlmno | $25.00 | $25.00 | 4/15/2010 4:41:40 PM |
| SBT | $50.00 | $50.00 | 4/15/2010 4:41:56 PM |
| gizzywump | $25.00 | $25.00 | 4/15/2010 4:42:01 PM |
| order-brigade | $25.00 | $25.00 | 4/16/2010 12:21:15 PM |
| LenderExtraordinaire | $25.00 | $25.00 | 4/16/2010 9:11:05 PM |
| buffalobills | $25.00 | $25.00 | 4/17/2010 8:39:16 AM |
| frogperson | $100.00 | $100.00 | 4/18/2010 9:20:51 AM |
| 150 bids
|
Borrower Payment Dependent Notes Series
454145
This series of Notes was issued and sold upon the funding of the borrower loan #42157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,700.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Apr-15-2010 |
| |
Auction end date:
| Apr-21-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $122.14 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $122.14 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 21.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1997 |
Debt/Income ratio:
| 40% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 10
/
9 | Length of status: | 11y 8m |
|
Credit score:
| 600-619 (Apr-2010) |
Total credit lines:
| 23 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,017 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 97% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| marine-mom |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $4,750.00 | < mo. late:
| 0
( 0% )
| 680-699
(Sep-2009)
640-659
(Jul-2008)
|
|
Principal balance:
| $2,626.54 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Bring our Marine Home In Styleto
Purpose of loan:
This loan will be used to Pay to gp see our Marine Son come home from war . It will be very expensive to drive and pay for lodging pleas help.
My financial situation:
I am a good candidate for this loan because I have paid down most of my other bills and would rather barrow money this way instead of a credit card.
My Husband is due a raise and bonus? so I should be able to pay this back early.
Monthly net income: $
4500.00
Monthly expenses: $
3900
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $270.00 | $270.00 | 4/15/2010 4:42:55 PM |
| Unitas4302 | $250.00 | $250.00 | 4/16/2010 4:37:11 AM |
| reasonable-power | $25.00 | $25.00 | 4/16/2010 7:02:29 PM |
| heerzaquestion | $100.00 | $100.00 | 4/17/2010 6:59:03 AM |
| TheSweetLender | $30.20 | $30.20 | 4/18/2010 4:39:25 PM |
| five-star-note | $100.00 | $100.00 | 4/18/2010 5:08:40 PM |
| nodebt2012 | $48.54 | $48.54 | 4/19/2010 1:26:10 PM |
| best-generosity-financier | $25.00 | $25.00 | 4/19/2010 5:10:54 PM |
| hcnalbdr | $30.00 | $30.00 | 4/19/2010 5:43:09 PM |
| market-pudding | $25.00 | $20.89 | 4/20/2010 12:09:32 AM |
| Skeptical-one | $25.00 | $25.00 | 4/19/2010 8:27:28 PM |
| FarmersBank | $25.00 | $25.00 | 4/20/2010 11:18:35 AM |
| Tono | $30.00 | $30.00 | 4/20/2010 5:44:14 PM |
| larryboy10 | $25.00 | $25.00 | 4/20/2010 6:40:15 PM |
| surgeon3 | $25.00 | $25.00 | 4/20/2010 7:36:18 PM |
| EEasyMoney | $25.00 | $25.00 | 4/20/2010 9:54:42 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/20/2010 9:42:55 PM |
| Bob450 | $40.00 | $40.00 | 4/20/2010 10:43:40 PM |
| reflective-rupee | $100.00 | $100.00 | 4/20/2010 11:39:04 PM |
| unger | $50.00 | $50.00 | 4/21/2010 2:50:37 AM |
| heerzaquestion | $25.00 | $25.00 | 4/16/2010 12:25:00 PM |
| return-grizzly | $100.00 | $100.00 | 4/16/2010 3:01:34 PM |
| big_balla | $100.00 | $100.00 | 4/16/2010 5:13:34 PM |
| new-smart-fund | $33.33 | $33.33 | 4/16/2010 5:18:43 PM |
| Your_Bank | $50.00 | $50.00 | 4/17/2010 6:18:26 AM |
| lucrative-loan | $100.00 | $100.00 | 4/17/2010 1:41:54 AM |
| Your_Bank | $50.00 | $50.00 | 4/17/2010 6:18:48 AM |
| lifelongreds | $50.00 | $50.00 | 4/17/2010 1:59:00 AM |
| Your_Bank | $75.00 | $75.00 | 4/17/2010 6:19:25 AM |
| retired272 | $25.00 | $25.00 | 4/17/2010 8:59:59 AM |
| loss-of-control | $50.00 | $50.00 | 4/17/2010 2:16:12 PM |
| superb-kindness2 | $25.00 | $25.00 | 4/18/2010 6:58:45 AM |
| brother_tam | $50.00 | $50.00 | 4/18/2010 9:55:49 AM |
| selector568 | $43.85 | $43.85 | 4/18/2010 11:12:58 PM |
| well-mannered-income3 | $75.00 | $75.00 | 4/19/2010 4:30:18 PM |
| nodebt2012 | $25.00 | $25.00 | 4/19/2010 8:07:45 PM |
| brother_tam | $200.00 | $200.00 | 4/19/2010 5:25:52 PM |
| 850 | $50.00 | $50.00 | 4/19/2010 11:07:26 PM |
| DasMula | $25.00 | $25.00 | 4/19/2010 11:49:15 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/19/2010 5:53:08 PM |
| chameleon125 | $50.00 | $50.00 | 4/19/2010 8:31:50 PM |
| Kash2010lu | $25.00 | $25.00 | 4/20/2010 5:44:48 AM |
| currency-bumblebee | $25.00 | $25.00 | 4/20/2010 10:14:52 AM |
| heritage_loans | $44.79 | $44.79 | 4/20/2010 4:10:26 PM |
| goodcents | $25.00 | $25.00 | 4/20/2010 5:56:51 PM |
| deepblue34 | $25.00 | $25.00 | 4/21/2010 3:39:56 AM |
| kendigme | $33.40 | $33.40 | 4/21/2010 3:28:14 AM |
| vigilance-searcher | $25.00 | $25.00 | 4/20/2010 9:43:29 PM |
| 48 bids
|
Borrower Payment Dependent Notes Series
454271
This series of Notes was issued and sold upon the funding of the borrower loan #42142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,300.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-15-2010 |
| |
Auction end date:
| Apr-22-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $194.51 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $137.14 |
| |
|
Auction yield range:
| 4.04% - 34.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2007 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 2m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 13 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,088 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 12% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Capit0l |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Build History on Prosper
Purpose of loan:
This loan will be invested back into prosper purchasing High interest ( 20-30%)?172 notes @$25
I have invested already $6000+ on prosper since Nov 2009. with only 3?defaults of $25 so far. from 198 notes
http://www.ericscc.com/lenders/Capit0l
My financial situation:
I work as?a Surgical RN at a?large hospital in Jacksonville?my job iand income is secure. I have very little monthly?expenses and a good amount in savings and investment accounts.
Monthly Income?- $4000-$4500
Monthly Expenses- $1500-$1800
I have very little debt and have enough in my saving to pay off all my debts fully . The only reason i keep the debts is to build payment history on my credit profile
AUTO loan-
[email protected]%- ( BAL -$9375).
Sallie Mae -
[email protected]% - (BAL- $970)
Lumber Liquidators-
[email protected]% ( BAL $2088)
I own my home outright. Bought it in 2009 with cash . It was a bank owned property and they accepted a lower cash offer and saved me from paying closing cost
This is a safe very low/No risk loan . . I will keep this loan for a minimum? term of 12 months so lenders can earn a good return . Will keep it longer if the rate gets bid down to 7-8%
This loan will help me do two things .Build history as a borrower on prosper at the same time help me earn a good return by investing in other loans on prosper.
Thank you for looking/Bidding.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I know this person for a long time. Very dependable and honest person. I recommend this Loan 100%
If i had funds in my prosper account i would have bid now .. Im waiting for my funds to get transferred so i can bid. - mythkw
A:
Thanks
(Apr-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dinero-speaker | $25.00 | $25.00 | 4/15/2010 11:58:16 AM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/15/2010 11:59:00 AM |
| PRGuyinVA | $25.00 | $25.00 | 4/15/2010 12:02:34 PM |
| hrubinst | $25.00 | $25.00 | 4/15/2010 11:56:53 AM |
| delicious-social132 | $25.00 | $25.00 | 4/15/2010 11:57:56 AM |
| torion | $25.00 | $25.00 | 4/15/2010 11:57:15 AM |
| Dap2005 | $25.00 | $25.00 | 4/15/2010 12:00:40 PM |
| Supernick | $50.00 | $50.00 | 4/15/2010 12:06:25 PM |
| influential-compassion9 | $50.00 | $50.00 | 4/15/2010 12:07:50 PM |
| contract-eagle | $25.00 | $25.00 | 4/15/2010 12:08:49 PM |
| Okeey | $25.00 | $25.00 | 4/15/2010 12:07:08 PM |
| finance-prescription | $100.00 | $100.00 | 4/15/2010 12:10:33 PM |
| GElender | $50.00 | $50.00 | 4/15/2010 4:03:16 PM |
| metro457 | $25.00 | $25.00 | 4/15/2010 6:35:02 PM |
| Havana21 | $50.00 | $50.00 | 4/15/2010 10:23:20 PM |
| lowrate | $25.00 | $25.00 | 4/16/2010 12:33:28 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 4/16/2010 4:44:01 AM |
| wings2fly | $25.00 | $25.00 | 4/15/2010 11:33:07 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/16/2010 6:38:37 AM |
| gatorjh | $25.00 | $25.00 | 4/16/2010 7:08:40 AM |
| LoanAngel | $25.00 | $25.00 | 4/16/2010 9:21:57 AM |
| bchen78875 | $25.00 | $25.00 | 4/16/2010 10:30:57 AM |
| transparency-planetarium | $25.00 | $25.00 | 4/16/2010 9:36:06 AM |
| emphatic-deal5 | $25.00 | $25.00 | 4/16/2010 9:35:04 AM |
| runner262 | $25.00 | $25.00 | 4/16/2010 9:35:34 AM |
| JSON | $25.00 | $25.00 | 4/16/2010 10:09:36 AM |
| teller | $25.00 | $25.00 | 4/16/2010 10:11:33 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/16/2010 12:44:45 PM |
| cptproton | $25.00 | $25.00 | 4/16/2010 5:04:00 PM |
| important-ore | $50.00 | $50.00 | 4/16/2010 9:34:40 PM |
| engaging-worth | $25.00 | $25.00 | 4/17/2010 7:03:00 PM |
| lagnisiruk | $25.00 | $25.00 | 4/17/2010 11:34:07 AM |
| decisive-capital | $75.00 | $75.00 | 4/17/2010 5:27:56 PM |
| Millmanator | $25.00 | $25.00 | 4/18/2010 10:20:23 AM |
| JGB | $25.00 | $25.00 | 4/18/2010 2:01:13 PM |
| Firescreek | $37.50 | $37.50 | 4/20/2010 7:37:05 AM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 9:14:09 AM |
| dproxima | $25.00 | $25.00 | 4/20/2010 5:11:15 PM |
| Johnab | $50.00 | $50.00 | 4/20/2010 5:24:21 PM |
| Moneypenny6 | $25.00 | $25.00 | 4/21/2010 6:33:31 AM |
| Astyanax | $40.00 | $40.00 | 4/21/2010 8:48:40 AM |
| persistent-value3 | $26.72 | $26.72 | 4/21/2010 10:25:18 AM |
| Octamer | $100.00 | $100.00 | 4/21/2010 9:31:56 AM |
| katnmouse | $25.00 | $25.00 | 4/21/2010 10:58:10 AM |
| Bank_of_E-Ville | $125.49 | $125.49 | 4/21/2010 5:05:25 PM |
| paul1 | $50.00 | $50.00 | 4/22/2010 7:46:31 AM |
| Chillito | $35.00 | $35.00 | 4/21/2010 9:57:33 PM |
| improvman | $25.00 | $25.00 | 4/22/2010 11:00:10 AM |
| StocksMan | $50.00 | $50.00 | 4/22/2010 11:26:47 AM |
| p2ploan-sensation211 | $50.00 | $50.00 | 4/22/2010 11:25:58 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/15/2010 11:31:11 AM |
| mmckune | $25.00 | $25.00 | 4/15/2010 11:59:51 AM |
| bowdish1 | $50.00 | $50.00 | 4/15/2010 12:01:37 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/15/2010 12:01:48 PM |
| unassassinable | $25.00 | $25.00 | 4/15/2010 12:01:06 PM |
| Avala | $50.00 | $50.00 | 4/15/2010 11:57:37 AM |
| integrity-doctor | $100.00 | $100.00 | 4/15/2010 11:59:17 AM |
| nickel-ferret | $25.00 | $25.00 | 4/15/2010 12:00:06 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/15/2010 12:06:11 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/15/2010 12:04:08 PM |
| jdrez | $25.00 | $25.00 | 4/15/2010 12:04:34 PM |
| iolaire | $25.00 | $25.00 | 4/15/2010 1:43:15 PM |
| bid-refresher2 | $25.00 | $25.00 | 4/15/2010 12:11:08 PM |
| beachfunder | $25.00 | $25.00 | 4/15/2010 11:31:33 PM |
| orderly-leverage | $40.00 | $40.00 | 4/15/2010 8:53:09 PM |
| MihirFromRedmond | $25.00 | $25.00 | 4/15/2010 10:23:34 PM |
| treasure-bliss | $100.00 | $100.00 | 4/16/2010 4:37:22 AM |
| ichibon | $75.00 | $75.00 | 4/16/2010 3:25:23 AM |
| ideal-platinum1 | $100.00 | $100.00 | 4/16/2010 5:34:53 AM |
| Artist_Blue | $25.00 | $25.00 | 4/16/2010 7:53:05 AM |
| dpdn57 | $25.00 | $25.00 | 4/16/2010 6:29:38 AM |
| radforj22 | $25.00 | $25.00 | 4/16/2010 8:00:45 AM |
| interest-griffin | $50.00 | $50.00 | 4/16/2010 9:43:38 AM |
| GABC-1 | $100.00 | $100.00 | 4/16/2010 11:54:57 AM |
| Ready2Loan | $25.00 | $25.00 | 4/16/2010 9:39:27 AM |
| Asynch | $25.00 | $25.00 | 4/16/2010 10:41:55 AM |
| market-mover | $25.00 | $25.00 | 4/16/2010 10:42:16 AM |
| TpbiCapitals | $50.00 | $50.00 | 4/16/2010 11:17:41 AM |
| AF-Chief | $28.00 | $28.00 | 4/16/2010 12:59:28 PM |
| atrain2007 | $25.00 | $25.00 | 4/16/2010 10:42:25 AM |
| Cai8899 | $50.00 | $50.00 | 4/16/2010 12:49:44 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/16/2010 12:43:57 PM |
| RandyL3 | $99.00 | $99.00 | 4/16/2010 3:00:07 PM |
| debt-system880 | $25.00 | $25.00 | 4/16/2010 8:38:01 PM |
| emt747 | $25.00 | $25.00 | 4/17/2010 7:59:59 AM |
| Clambake | $50.00 | $50.00 | 4/17/2010 9:08:14 AM |
| selfmademan | $25.00 | $25.00 | 4/17/2010 11:34:16 AM |
| balance2 | $50.00 | $50.00 | 4/18/2010 7:43:44 AM |
| Binan | $25.00 | $25.00 | 4/18/2010 6:58:03 AM |
| himanshuko | $25.00 | $25.00 | 4/18/2010 1:37:13 PM |
| thedreamer | $25.00 | $25.00 | 4/18/2010 10:48:27 AM |
| new-reward-sequoia | $25.00 | $25.00 | 4/19/2010 6:33:50 AM |
| cingular | $25.00 | $25.00 | 4/18/2010 6:28:23 PM |
| jblack01 | $25.00 | $25.00 | 4/18/2010 7:50:10 PM |
| interest-jedi0 | $50.00 | $30.54 | 4/19/2010 9:33:26 AM |
| exchange-grizzly | $25.00 | $25.00 | 4/20/2010 11:13:45 AM |
| bull_lender | $36.00 | $36.00 | 4/20/2010 8:31:16 AM |
| Metasequoia | $25.00 | $25.00 | 4/20/2010 5:26:01 PM |
| MortgageeMarty | $25.00 | $25.00 | 4/20/2010 6:08:27 PM |
| julijask | $35.00 | $35.00 | 4/20/2010 8:43:33 PM |
| justice-collector | $25.00 | $25.00 | 4/21/2010 4:41:08 AM |
| bejfishing | $25.00 | $25.00 | 4/21/2010 8:26:51 AM |
| 2grindstones | $25.00 | $25.00 | 4/21/2010 9:07:14 AM |
| lenderrn | $85.00 | $85.00 | 4/21/2010 9:33:41 AM |
| 1stBankAndHal | $25.00 | $25.00 | 4/21/2010 10:41:32 AM |
| farchoir | $25.00 | $25.00 | 4/21/2010 11:16:06 AM |
| dano1965 | $50.00 | $50.00 | 4/21/2010 12:29:16 PM |
| dano1965 | $25.00 | $25.00 | 4/21/2010 12:28:05 PM |
| favorite-commerce | $25.00 | $25.00 | 4/21/2010 11:40:26 AM |
| note-pursuit | $25.00 | $25.00 | 4/21/2010 4:32:07 PM |
| wwwUniversal | $25.00 | $25.00 | 4/21/2010 4:25:08 PM |
| gothampark | $25.00 | $25.00 | 4/22/2010 1:05:14 AM |
| slwholesales | $26.75 | $26.75 | 4/22/2010 9:51:21 AM |
| TakeCare | $50.00 | $50.00 | 4/22/2010 10:59:32 AM |
| 114 bids
|
Borrower Payment Dependent Notes Series
454285
This series of Notes was issued and sold upon the funding of the borrower loan #42169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 6 | Employment status: | Full-time employee |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 12
/
6 | Length of status: | 5y 6m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 21 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $777 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 17% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| elegant-power3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards, repair
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $ 250
??Housing: $ 60
??Insurance: $ 100
??Car expenses: $40
??Utilities: $ 0
??Phone, cable, internet: $ 35
??Food, entertainment: $ 140
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 180
??Other expenses: $ 60
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $50.00 | 4/16/2010 4:32:19 PM |
| MatticusCaesar | $47.00 | $47.00 | 4/22/2010 8:21:52 AM |
| FinDoc | $25.00 | $25.00 | 4/22/2010 5:06:35 PM |
| jcn12321 | $25.00 | $25.00 | 4/23/2010 4:27:45 AM |
| SeaSkyGuy71 | $25.00 | $25.00 | 4/23/2010 6:34:51 AM |
| Leshan | $25.00 | $25.00 | 4/23/2010 9:12:39 AM |
| mighty-pound4 | $25.00 | $25.00 | 4/23/2010 11:03:40 AM |
| reflective-rupee | $100.00 | $100.00 | 4/23/2010 3:55:43 PM |
| reflective-rupee | $1,000.00 | $535.46 | 4/23/2010 3:55:59 PM |
| MatticusCaesar | $117.54 | $117.54 | 4/22/2010 6:34:00 PM |
| wealth-pipeline | $25.00 | $25.00 | 4/23/2010 6:15:29 AM |
| 11 bids
|
Borrower Payment Dependent Notes Series
454395
This series of Notes was issued and sold upon the funding of the borrower loan #41987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 30.74% |
Final borrower rate/APR:
| 31.74% / 34.14% |
Final monthly payment:
| $108.53 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 19.80% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.94% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1981 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 6m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 34 |
Occupation: | Clerical |
|
Now delinquent:
| 4 |
Revolving credit balance:
| $1,972 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $3,674 |
Bankcard utilization:
| 84% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 27 | | | | |
|
Screen name:
| makingaliving2 |
Borrower's state:
| California |
Borrower's group:
| Ebay Sellers |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < mo. late:
| 0
( 0% )
| 680-699
(Mar-2010)
580-599
(Mar-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Life Maintenance
This would be my second loan. I have paid off my first loan and?I am happy to say I have accomplished the things I set out to -- my credit score has increased significantly, despite being laid off for seven months in 2009 and finally beginning a job making $22K less. I have also recently been able to pay off a student loan. ?I would like to obtain a new Prosper loan to pay off my remaining small personal debt and auto repairs/maintenace. I will pay the second loan off as responsibly as I did the first one.?I have learned a lot about credit/debt over the past years. It is important to me that I obtain and maintain a good credit rating and teach my daughter the value of hard work and good credit.?
Income (take home)-$3100
Rent-$1215
Insurance-$75
Transportation/Gas-$400
Utilities-$120
Cell Phones-$150
Groceries-$300
CareOne-$245
Total Expenses-$2505
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Thank you for paying all 36 payments on your first Prosper loan on time, and I also want to thank you in advance for doing the same with this loan! - DasMula
A:
You're welcome. I have appreciated the opportunity to improve my life and build my credit with the help of Prosper and Prosper lenders.
(Apr-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| FarmersBank | $32.62 | $32.62 | 4/23/2010 7:46:34 AM |
| Leshan | $53.46 | $53.46 | 4/23/2010 9:22:58 AM |
| Kash2010lu | $25.00 | $25.00 | 4/23/2010 11:07:44 AM |
| Aberdeen | $400.00 | $400.00 | 4/23/2010 12:26:12 PM |
| vmh20035 | $36.57 | $36.57 | 4/23/2010 11:41:47 AM |
| Aberdeen | $400.00 | $400.00 | 4/23/2010 12:26:50 PM |
| sk10023 | $50.00 | $50.00 | 4/23/2010 12:31:49 PM |
| twjh | $25.00 | $25.00 | 4/23/2010 12:40:44 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/23/2010 3:42:56 PM |
| toxicbutterfly | $25.00 | $25.00 | 4/23/2010 1:58:09 PM |
| Kash2010lu | $25.00 | $25.00 | 4/23/2010 3:47:04 PM |
| TakeCare | $100.00 | $100.00 | 4/23/2010 3:32:11 PM |
| SNH | $50.00 | $50.00 | 4/17/2010 10:42:50 AM |
| jhouman | $25.00 | $25.00 | 4/18/2010 10:12:34 AM |
| myutmost | $67.74 | $67.74 | 4/19/2010 6:51:00 PM |
| currency-bumblebee | $25.00 | $25.00 | 4/22/2010 9:57:12 AM |
| DasMula | $25.00 | $25.00 | 4/22/2010 9:55:34 PM |
| DasMula | $25.00 | $25.00 | 4/22/2010 9:55:19 PM |
| ultimate-peace | $600.00 | $600.00 | 4/23/2010 12:24:23 PM |
| twjh | $25.00 | $25.00 | 4/23/2010 12:40:57 PM |
| Bobusa | $25.00 | $25.00 | 4/23/2010 1:25:12 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/23/2010 12:47:34 PM |
| aks12 | $25.00 | $25.00 | 4/23/2010 3:42:20 PM |
| Your_Bank | $200.00 | $200.00 | 4/23/2010 3:37:24 PM |
| social-conductor4 | $25.00 | $25.00 | 4/23/2010 4:09:02 PM |
| Your_Bank | $200.00 | $64.61 | 4/23/2010 3:37:52 PM |
| Bob450 | $70.00 | $70.00 | 4/23/2010 3:45:31 PM |
| reflective-rupee | $25.00 | $25.00 | 4/23/2010 3:49:24 PM |
| 28 bids
|
Borrower Payment Dependent Notes Series
454437
This series of Notes was issued and sold upon the funding of the borrower loan #42151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $226.18 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 21.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 1m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 13 |
Occupation: | Waiter/Waitress |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $5,263 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 97% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| rcs2003 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 19 ( 95% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 1
( 5% )
| 600-619
(Aug-2009)
620-639
(Mar-2008)
620-639
(Jan-2008)
640-659
(Oct-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
I want you to make money (3rd Loan)
Low Risk High Reward
(Lenders?3rd Loan)
?????????I'm going to use this loan to Pay off my credit card once and for all time. I'm low risk because this is my second loan. Also i'm a prosper lender for over a year now.You can check out my numbers at
http://www.lendingstats.com/lenders/rcs2003.
I hope you can see that giving me a loan makes sense for you and me.
Thank you for your time and happy lending.
Monthly net income: $ about 2,100 ????
Monthly expenses: $
??Housing: $ 350
??Insurance: $?150
??Car expenses: $ 78
?Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 50
Prosper loans: $ 400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
The lendingstats link doesn't work. Do you have another verification site? - Jinja
A:
i'm sorry you can just check my prosper screen name rcs2003 and it will show you my history also.
(Apr-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 4/16/2010 4:28:38 PM |
| allbalooboy2 | $150.04 | $150.04 | 4/17/2010 9:13:38 PM |
| JGuide | $51.00 | $51.00 | 4/21/2010 8:02:02 AM |
| rubylender | $25.00 | $25.00 | 4/21/2010 8:50:11 AM |
| Calif-smo | $25.00 | $25.00 | 4/21/2010 2:33:56 PM |
| witty-economy1 | $25.00 | $25.00 | 4/21/2010 2:09:01 PM |
| HT3 | $25.00 | $25.00 | 4/22/2010 8:55:19 AM |
| gpuck | $25.00 | $25.00 | 4/23/2010 1:07:12 PM |
| transparency-tomahawk | $25.00 | $25.00 | 4/23/2010 12:01:13 PM |
| unger | $50.00 | $50.00 | 4/23/2010 1:23:11 PM |
| lendstats_com | $75.00 | $75.00 | 4/23/2010 2:30:09 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/23/2010 3:52:25 PM |
| diligent-moola9 | $40.35 | $40.35 | 4/23/2010 3:59:33 PM |
| Your_Bank | $500.00 | $500.00 | 4/23/2010 3:46:05 PM |
| farmn | $25.00 | $25.00 | 4/23/2010 4:12:11 PM |
| reflective-rupee | $2,000.00 | $2,000.00 | 4/23/2010 3:29:10 PM |
| twjh | $25.00 | $25.00 | 4/23/2010 3:57:32 PM |
| Kash2010lu | $50.00 | $50.00 | 4/23/2010 4:01:25 PM |
| payout-bridge | $250.44 | $250.44 | 4/23/2010 4:10:49 PM |
| lendstats_com | $25.00 | $25.00 | 4/17/2010 4:25:19 PM |
| JGuide | $26.90 | $26.90 | 4/17/2010 6:23:43 PM |
| 113121 | $25.00 | $25.00 | 4/20/2010 6:40:49 PM |
| Jrbgood | $50.00 | $50.00 | 4/21/2010 5:03:00 PM |
| currency-bumblebee | $25.00 | $25.00 | 4/22/2010 9:58:14 AM |
| JGuide | $251.90 | $251.90 | 4/23/2010 9:12:35 AM |
| soilchem | $50.00 | $50.00 | 4/23/2010 11:17:10 AM |
| investment-daydream | $50.00 | $50.00 | 4/23/2010 10:51:49 AM |
| Bill88 | $25.00 | $25.00 | 4/23/2010 10:52:45 AM |
| Your_Bank | $150.00 | $150.00 | 4/23/2010 12:30:18 PM |
| AF-Chief | $25.00 | $25.00 | 4/23/2010 12:10:06 PM |
| Your_Bank | $150.00 | $150.00 | 4/23/2010 12:40:59 PM |
| lendstats_com | $100.00 | $100.00 | 4/23/2010 2:28:06 PM |
| reflective-rupee | $1,000.00 | $329.37 | 4/23/2010 3:54:37 PM |
| dorypro | $25.00 | $25.00 | 4/23/2010 3:58:54 PM |
| SolarMoonshine | $100.00 | $100.00 | 4/23/2010 3:55:38 PM |
| PrincessGrace33 | $100.00 | $100.00 | 4/23/2010 4:06:22 PM |
| dorypro | $25.00 | $25.00 | 4/23/2010 3:59:24 PM |
| twjh | $25.00 | $25.00 | 4/23/2010 3:57:30 PM |
| PeePaw | $25.00 | $25.00 | 4/23/2010 4:10:02 PM |
| 39 bids
|
Borrower Payment Dependent Notes Series
454569
This series of Notes was issued and sold upon the funding of the borrower loan #41972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $316.65 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $316.65 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 6m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 18 |
Occupation: | Construction |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,906 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 63% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| dime-whomper |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
one payment a month instead of many
Hello, I am looking for a loan to consolidate my credit cards into one easy monthly payment. I have no problem paying my monthly payments right now, but i am not really getting ahead. The purpose of this loan would be to eliminate all my debt in one easy payment a month. My credit report might be a little lower than it should be, but its from my debt ratio, not for late or missed payments. This is why i believe i am a good candidate, even though my credit score is low. As of now, I am with a great company that is very stable in this economy.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what's your monthly net income please. and see my page. thank you good luck - Tono
A:
Almost 5000 a month not counting my overtime
(Apr-23-2010)
Q:
thanks for the reply. I wanted the net income (take-home, after deductions). And then the second part.......... see my page. yours. - Tono
A:
I take home a little over $3000 depending on my overtime
(Apr-24-2010)
Q:
thanks again, d-w, now for the second part: see my page please. good luck - Tono
A:
I am new to this I tried to go to your page can you tell me what to look for? What's d-w?
(Apr-24-2010)
Q:
Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
I want to have it payed off in less than 14 months
(Apr-25-2010)
Q:
d-w, AKA dime whomper, read my page from top down to the end, and you'll find info that will help you. t. - Tono
A:
Ok thank you
(Apr-25-2010)
Q:
What are your total monthly expenses? Thanks - reflective-rupee
A:
about $1500
(Apr-26-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| burrito6 | $25.00 | $25.00 | 4/19/2010 11:32:52 AM |
| terrific-fund5 | $25.00 | $25.00 | 4/19/2010 11:37:23 AM |
| handy-justice | $50.00 | $50.00 | 4/19/2010 11:36:40 AM |
| Redmond | $25.00 | $25.00 | 4/19/2010 11:37:15 AM |
| winslowdad | $25.00 | $25.00 | 4/19/2010 11:37:34 AM |
| cablenews | $25.00 | $25.00 | 4/19/2010 11:37:36 AM |
| shrewd-peace7 | $25.00 | $25.00 | 4/19/2010 11:46:12 AM |
| Buffer10 | $25.00 | $25.00 | 4/19/2010 11:37:38 AM |
| comicdoc | $25.00 | $25.00 | 4/19/2010 11:49:45 AM |
| upright-revenue7 | $25.00 | $25.00 | 4/19/2010 11:56:49 AM |
| tjone69 | $30.00 | $30.00 | 4/19/2010 11:56:48 AM |
| The_Secret | $35.00 | $35.00 | 4/19/2010 12:01:06 PM |
| meteoric-asset4 | $25.00 | $25.00 | 4/19/2010 12:17:55 PM |
| jasonrossi11 | $30.00 | $30.00 | 4/19/2010 12:19:37 PM |
| halothane_logic | $25.00 | $25.00 | 4/19/2010 12:17:53 PM |
| SBT | $25.00 | $25.00 | 4/19/2010 11:58:40 AM |
| tuneman1980 | $25.00 | $25.00 | 4/19/2010 12:20:21 PM |
| helping-out | $35.00 | $35.00 | 4/19/2010 12:01:04 PM |
| sensible-order2 | $25.00 | $25.00 | 4/19/2010 12:35:04 PM |
| oceanwind1950 | $25.00 | $25.00 | 4/19/2010 12:21:42 PM |
| selfmademan | $25.00 | $25.00 | 4/19/2010 12:23:08 PM |
| reflective-rupee | $200.00 | $200.00 | 4/19/2010 12:36:29 PM |
| IIP77 | $25.00 | $25.00 | 4/19/2010 3:54:55 PM |
| unclerock | $50.00 | $50.00 | 4/19/2010 3:55:53 PM |
| Dreams4Cash | $25.00 | $25.00 | 4/19/2010 8:42:51 PM |
| market-pudding | $25.00 | $25.00 | 4/20/2010 4:41:30 AM |
| nodebt2012 | $25.00 | $25.00 | 4/19/2010 8:25:36 PM |
| frogperson | $50.00 | $50.00 | 4/20/2010 8:58:48 AM |
| loan-kung-fu | $25.00 | $25.00 | 4/20/2010 12:49:45 PM |
| martinnc | $25.00 | $25.00 | 4/20/2010 8:45:08 PM |
| MTlender | $25.00 | $25.00 | 4/21/2010 8:25:52 AM |
| new-peso-concerto | $59.00 | $59.00 | 4/21/2010 11:23:25 AM |
| Cash_Angel | $25.00 | $25.00 | 4/21/2010 12:55:40 PM |
| nybanker85 | $100.00 | $100.00 | 4/21/2010 12:55:34 PM |
| nowits10 | $25.00 | $25.00 | 4/21/2010 4:00:34 PM |
| nanda | $25.00 | $25.00 | 4/21/2010 12:55:56 PM |
| time4aloan | $25.00 | $25.00 | 4/21/2010 1:08:26 PM |
| HenryS | $25.00 | $25.00 | 4/21/2010 3:42:48 PM |
| windtalkers | $25.00 | $25.00 | 4/21/2010 4:00:26 PM |
| simplybarg | $25.00 | $25.00 | 4/21/2010 4:00:28 PM |
| 792FICO | $25.00 | $25.00 | 4/21/2010 4:00:44 PM |
| lacolo | $25.00 | $25.00 | 4/21/2010 4:00:51 PM |
| fund-secret-agent | $25.00 | $25.00 | 4/21/2010 2:28:46 PM |
| aesop56 | $75.00 | $75.00 | 4/21/2010 3:59:34 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 4/21/2010 4:00:29 PM |
| deal-hickory5 | $25.00 | $25.00 | 4/21/2010 4:00:32 PM |
| forthright-dedication | $25.00 | $25.00 | 4/21/2010 4:00:38 PM |
| bonus-tent | $25.00 | $25.00 | 4/21/2010 4:00:46 PM |
| phredd | $25.00 | $25.00 | 4/21/2010 4:00:52 PM |
| lucrative-transparency0 | $50.00 | $50.00 | 4/21/2010 4:00:56 PM |
| zone6 | $100.00 | $100.00 | 4/21/2010 4:00:59 PM |
| FinDoc | $25.00 | $25.00 | 4/22/2010 10:43:32 AM |
| felicity-daydream | $25.00 | $25.00 | 4/22/2010 12:50:49 PM |
| capital-deployment | $25.00 | $25.00 | 4/22/2010 6:22:03 PM |
| SeaSkyGuy71 | $25.00 | $25.00 | 4/23/2010 6:25:39 AM |
| icanhasloanz | $100.00 | $100.00 | 4/23/2010 12:07:06 AM |
| DasMula | $25.00 | $25.00 | 4/22/2010 11:31:25 PM |
| TakeCare | $50.00 | $50.00 | 4/23/2010 7:42:09 AM |
| principal-mermaid | $115.10 | $115.10 | 4/23/2010 6:38:46 AM |
| jleng | $25.00 | $25.00 | 4/23/2010 9:35:28 AM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 9:49:18 PM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 9:51:03 PM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 9:49:31 PM |
| 56bones | $44.93 | $44.93 | 4/24/2010 9:39:27 AM |
| nickel-position | $25.00 | $25.00 | 4/24/2010 1:55:54 AM |
| retire | $25.00 | $25.00 | 4/24/2010 1:29:40 PM |
| Whipster | $25.00 | $25.00 | 4/24/2010 8:58:04 PM |
| Your_Bank | $150.00 | $150.00 | 4/24/2010 3:03:14 PM |
| the-serene-transaction | $40.00 | $40.00 | 4/25/2010 9:01:34 AM |
| verdiprr | $100.00 | $100.00 | 4/25/2010 8:03:57 AM |
| credit-elation1 | $30.00 | $30.00 | 4/25/2010 12:35:25 PM |
| lostviajero | $25.00 | $25.00 | 4/25/2010 9:06:00 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 4/25/2010 7:52:05 PM |
| autonomous-truth | $200.00 | $200.00 | 4/25/2010 11:31:22 PM |
| Gibbyland | $50.00 | $50.00 | 4/25/2010 7:27:56 PM |
| sturdy-peace9 | $75.00 | $75.00 | 4/25/2010 8:21:40 PM |
| money4sale | $89.17 | $89.17 | 4/25/2010 8:53:20 PM |
| Redleg6 | $25.00 | $25.00 | 4/26/2010 5:31:30 AM |
| urcabinetguy | $50.00 | $50.00 | 4/25/2010 7:01:16 PM |
| wonder3 | $25.00 | $25.00 | 4/26/2010 6:24:11 AM |
| honorable-yield | $35.00 | $35.00 | 4/26/2010 9:22:57 AM |
| lend4life13 | $566.16 | $24.07 | 4/26/2010 10:07:38 AM |
| ingenious-truth0 | $25.00 | $25.00 | 4/26/2010 10:48:57 AM |
| sgt-schultz | $50.00 | $50.00 | 4/26/2010 8:38:15 AM |
| capital-deployment | $25.00 | $25.00 | 4/26/2010 11:11:14 AM |
| Midwestvalues | $100.00 | $100.00 | 4/19/2010 11:36:26 AM |
| kellydawn | $25.00 | $25.00 | 4/19/2010 11:36:36 AM |
| inspiring-reward | $150.00 | $150.00 | 4/19/2010 11:36:53 AM |
| Caerus | $25.00 | $25.00 | 4/19/2010 11:37:08 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:35:54 AM |
| Diamond_Jim | $25.00 | $25.00 | 4/19/2010 11:36:29 AM |
| beyondmanagement | $25.00 | $25.00 | 4/19/2010 11:37:05 AM |
| social-conductor4 | $25.00 | $25.00 | 4/19/2010 11:32:50 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:37 AM |
| kind-efficient-credit | $25.00 | $25.00 | 4/19/2010 11:36:49 AM |
| skuba | $25.00 | $25.00 | 4/19/2010 11:36:59 AM |
| autonomous-truth | $75.00 | $75.00 | 4/19/2010 11:37:10 AM |
| reward-adventure | $25.00 | $25.00 | 4/19/2010 11:37:27 AM |
| 108lender | $75.00 | $75.00 | 4/19/2010 11:37:31 AM |
| miamibeachloaner | $25.00 | $25.00 | 4/19/2010 11:37:41 AM |
| Imagineer | $25.00 | $25.00 | 4/19/2010 11:52:23 AM |
| vmann | $25.00 | $25.00 | 4/19/2010 11:53:15 AM |
| PRGuyinVA | $25.00 | $25.00 | 4/19/2010 11:47:52 AM |
| burgeoning-silver | $25.00 | $25.00 | 4/19/2010 12:19:39 PM |
| devoider | $25.00 | $25.00 | 4/19/2010 12:19:51 PM |
| Tammy102800 | $25.00 | $25.00 | 4/19/2010 12:03:04 PM |
| leverage-violin | $25.00 | $25.00 | 4/19/2010 1:13:28 PM |
| friendly-worth3 | $25.00 | $25.00 | 4/19/2010 12:22:06 PM |
| djames82 | $25.00 | $25.00 | 4/19/2010 12:22:33 PM |
| pemb0023 | $25.00 | $25.00 | 4/19/2010 4:09:22 PM |
| imlosttoo | $25.00 | $25.00 | 4/19/2010 4:23:47 PM |
| bankbuddy55 | $50.00 | $50.00 | 4/19/2010 5:27:27 PM |
| eureka117 | $25.00 | $25.00 | 4/20/2010 9:12:22 AM |
| well-mannered-income3 | $50.00 | $50.00 | 4/20/2010 4:45:12 PM |
| LuvToLend | $25.00 | $25.00 | 4/20/2010 5:32:52 PM |
| TheSweetLender | $32.38 | $32.38 | 4/20/2010 7:48:28 PM |
| BradP | $50.00 | $50.00 | 4/20/2010 5:59:40 PM |
| Redleg6 | $25.00 | $25.00 | 4/21/2010 5:54:27 AM |
| Apex-Lender | $25.00 | $25.00 | 4/21/2010 12:55:24 PM |
| anton | $63.34 | $63.34 | 4/21/2010 12:55:33 PM |
| unforgettable-moola1 | $25.00 | $25.00 | 4/21/2010 12:34:16 PM |
| bold-principal-thinker | $25.00 | $25.00 | 4/21/2010 3:59:43 PM |
| EastofEden | $25.00 | $25.00 | 4/21/2010 4:00:39 PM |
| Turtlebear44 | $25.00 | $25.00 | 4/21/2010 4:00:50 PM |
| drstumpster | $25.00 | $25.00 | 4/21/2010 4:00:57 PM |
| flexible-value | $25.00 | $25.00 | 4/21/2010 4:00:27 PM |
| zone8 | $100.00 | $100.00 | 4/21/2010 4:00:35 PM |
| TribecaFunding | $25.00 | $25.00 | 4/21/2010 4:00:43 PM |
| nivletJP | $25.00 | $25.00 | 4/21/2010 4:00:54 PM |
| murlirao2002 | $29.00 | $29.00 | 4/21/2010 4:00:26 PM |
| MM1207 | $25.00 | $25.00 | 4/21/2010 4:00:30 PM |
| Panitza | $62.00 | $62.00 | 4/21/2010 4:00:36 PM |
| rock-turner | $100.00 | $100.00 | 4/21/2010 4:00:42 PM |
| indomitable-dedication | $25.00 | $25.00 | 4/21/2010 4:00:55 PM |
| kashikoe | $25.00 | $25.00 | 4/21/2010 4:00:58 PM |
| tearingstar | $25.00 | $25.00 | 4/21/2010 4:25:21 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/21/2010 6:16:02 PM |
| gelidfrank | $25.00 | $25.00 | 4/22/2010 4:55:23 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 4/22/2010 4:38:07 PM |
| DasMula | $25.00 | $25.00 | 4/22/2010 11:31:50 PM |
| Sackmaster | $25.00 | $25.00 | 4/22/2010 11:19:10 PM |
| DasMula | $25.00 | $25.00 | 4/22/2010 11:31:38 PM |
| reflective-rupee | $100.00 | $100.00 | 4/23/2010 9:17:08 AM |
| KrazyCelticKid | $25.00 | $25.00 | 4/23/2010 9:57:28 AM |
| well-mannered-income3 | $50.00 | $50.00 | 4/23/2010 3:26:22 PM |
| pemb0023 | $50.00 | $50.00 | 4/23/2010 4:31:11 PM |
| JustMee | $25.00 | $25.00 | 4/23/2010 4:49:05 PM |
| icecoldcash | $50.00 | $50.00 | 4/23/2010 9:50:38 PM |
| order-bee1 | $25.00 | $25.00 | 4/23/2010 11:36:38 PM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 9:50:00 PM |
| nilonc1 | $225.00 | $225.00 | 4/23/2010 5:52:40 PM |
| responsive-transaction8 | $25.00 | $25.00 | 4/24/2010 11:22:59 AM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 9:49:45 PM |
| icecoldcash | $50.00 | $50.00 | 4/23/2010 9:50:23 PM |
| market-pudding | $25.00 | $25.00 | 4/24/2010 8:56:56 PM |
| buffalobills | $25.00 | $25.00 | 4/24/2010 7:23:18 PM |
| best-generosity-financier | $25.00 | $25.00 | 4/24/2010 7:43:18 PM |
| gold-cluster | $100.00 | $100.00 | 4/24/2010 8:54:21 PM |
| hektek22 | $25.00 | $25.00 | 4/25/2010 9:56:38 AM |
| skybolt4 | $25.00 | $25.00 | 4/25/2010 8:38:16 PM |
| chroman | $50.00 | $50.00 | 4/25/2010 11:50:08 AM |
| Kqwik | $25.00 | $25.00 | 4/25/2010 11:34:52 PM |
| credit-missile | $50.00 | $50.00 | 4/25/2010 12:22:53 PM |
| checzwick | $25.00 | $25.00 | 4/26/2010 5:47:28 AM |
| patriot384 | $35.00 | $35.00 | 4/26/2010 5:48:50 AM |
| DcUnited | $25.00 | $25.00 | 4/25/2010 9:52:59 PM |
| r0b3m4n | $25.00 | $25.00 | 4/25/2010 11:35:52 PM |
| patriot384 | $35.00 | $35.00 | 4/26/2010 5:49:23 AM |
| sjo1984111 | $25.00 | $25.00 | 4/25/2010 7:54:42 PM |
| Ogerta | $100.00 | $100.00 | 4/26/2010 7:52:27 AM |
| dynrep | $25.00 | $25.00 | 4/26/2010 7:58:52 AM |
| umfan123 | $25.00 | $25.00 | 4/26/2010 7:11:48 AM |
| CashCowNow | $26.00 | $26.00 | 4/26/2010 7:11:51 AM |
| sgt-schultz | $50.00 | $50.00 | 4/26/2010 6:43:25 AM |
| credit-missile | $25.00 | $25.00 | 4/26/2010 10:30:38 AM |
| Ogerta | $25.00 | $25.00 | 4/26/2010 11:03:25 AM |
| Nerdster1 | $25.01 | $25.01 | 4/26/2010 11:18:33 AM |
| 177 bids
|
Borrower Payment Dependent Notes Series
454701
This series of Notes was issued and sold upon the funding of the borrower loan #42054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $127.91 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $127.57 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 16
/
13 | Length of status: | 17y 11m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 30 |
Occupation: | Postal Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,400 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 52% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| johnmor6 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 660-679
(Jul-2009)
600-619
(Jul-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
PAYING OFF MY CREDIT CARDS
Purpose of THE LOAN
TO PAY OFF CREDIT CARD DEBT
My financial situation:
I am a good candidate for this loan because??I HAVE ALREADY PAID OFF ONE LOAN FROM PROSPER. I HAVE A RECESSION PROOF JOB WORKING FOR THE US POSTAL SERVICE. I HAVE ALREADY REDUCED MY DEBT SIGNIFICANTLY.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:26:09 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:50 AM |
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:18 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:03 AM |
| radforj22 | $25.00 | $25.00 | 4/19/2010 11:30:50 AM |
| Avala | $50.00 | $50.00 | 4/19/2010 11:42:35 AM |
| contract-eagle | $50.00 | $50.00 | 4/19/2010 11:31:05 AM |
| dinero-speaker | $25.00 | $25.00 | 4/19/2010 11:43:06 AM |
| red-trade-cologne | $25.00 | $25.00 | 4/19/2010 11:31:32 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:43:57 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:04 AM |
| hrubinst | $25.00 | $25.00 | 4/19/2010 11:41:55 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:47:56 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:35:59 AM |
| unassassinable | $25.00 | $25.00 | 4/19/2010 11:45:53 AM |
| LoanAngel | $25.00 | $25.00 | 4/19/2010 11:52:00 AM |
| Supernick | $50.00 | $50.00 | 4/19/2010 11:48:22 AM |
| mmckune | $25.00 | $25.00 | 4/19/2010 11:44:47 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:46:31 AM |
| codavee | $50.00 | $50.00 | 4/19/2010 11:47:29 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:41 AM |
| balance2 | $50.00 | $50.00 | 4/19/2010 12:01:38 PM |
| important-ore | $100.00 | $100.00 | 4/19/2010 11:58:18 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:34 AM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:10 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:07 PM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 12:03:52 PM |
| red-undaunted-kindness | $26.41 | $26.41 | 4/19/2010 12:19:05 PM |
| tortugato | $25.00 | $25.00 | 4/19/2010 12:04:24 PM |
| finance-prescription | $39.00 | $39.00 | 4/19/2010 11:56:16 AM |
| emphatic-deal5 | $25.00 | $25.00 | 4/19/2010 12:03:41 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/19/2010 12:25:59 PM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 12:26:38 PM |
| dbanwart | $25.00 | $25.00 | 4/19/2010 4:29:02 PM |
| TheCount | $25.00 | $25.00 | 4/19/2010 6:12:16 PM |
| MortgageeMarty | $25.00 | $25.00 | 4/22/2010 8:43:46 AM |
| Buffer10 | $25.00 | $25.00 | 4/22/2010 4:25:12 PM |
| himanshuko | $25.00 | $25.00 | 4/23/2010 3:36:28 PM |
| RandyL3 | $99.00 | $99.00 | 4/23/2010 3:47:05 PM |
| jpblan11 | $25.00 | $25.00 | 4/24/2010 1:02:21 PM |
| violaetain | $50.00 | $50.00 | 4/25/2010 12:53:39 PM |
| rich329 | $25.00 | $25.00 | 4/26/2010 9:45:16 AM |
| JerryB96 | $25.00 | $25.00 | 4/26/2010 9:48:59 AM |
| martymaniaman | $50.00 | $50.00 | 4/26/2010 8:09:38 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:26:49 AM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:21 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:39 AM |
| fortytwo | $100.00 | $100.00 | 4/19/2010 11:34:36 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:17 AM |
| AF-Chief | $28.00 | $28.00 | 4/19/2010 11:25:49 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:01 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:41 AM |
| integrity-doctor | $100.00 | $100.00 | 4/19/2010 11:32:29 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:24 AM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:34:52 AM |
| torion | $25.00 | $25.00 | 4/19/2010 11:42:03 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/19/2010 11:49:18 AM |
| orderly-leverage | $40.00 | $40.00 | 4/19/2010 11:49:52 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:17 AM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:42 AM |
| DonaldColorado | $25.00 | $25.00 | 4/19/2010 11:48:58 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:22 AM |
| intuitive-bill | $25.00 | $25.00 | 4/19/2010 11:55:17 AM |
| Havana21 | $50.00 | $50.00 | 4/19/2010 11:50:11 AM |
| Dap2005 | $25.00 | $25.00 | 4/19/2010 11:45:38 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:50:58 AM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:19 AM |
| magical-greenback | $25.00 | $25.00 | 4/19/2010 11:46:41 AM |
| emt747 | $25.00 | $25.00 | 4/19/2010 11:59:16 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:02 AM |
| cptproton | $25.00 | $25.00 | 4/19/2010 11:54:47 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:26 AM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:22 AM |
| thezfunk | $25.00 | $25.00 | 4/19/2010 12:01:14 PM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:56:07 AM |
| theresnosn | $25.00 | $25.00 | 4/19/2010 12:04:12 PM |
| moves | $25.00 | $25.00 | 4/19/2010 12:04:27 PM |
| Aberdeen | $400.00 | $400.00 | 4/19/2010 12:04:53 PM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 12:01:02 PM |
| Kerrysbay | $50.00 | $50.00 | 4/19/2010 12:01:25 PM |
| LR_Biker | $25.00 | $25.00 | 4/19/2010 12:02:21 PM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:23 PM |
| kelly42 | $25.00 | $7.59 | 4/19/2010 12:58:26 PM |
| Aberdeen | $400.00 | $400.00 | 4/19/2010 12:04:50 PM |
| uncleubb | $25.00 | $25.00 | 4/20/2010 2:09:16 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/20/2010 7:04:40 PM |
| isfahanian | $25.00 | $25.00 | 4/21/2010 11:08:52 PM |
| william8 | $25.00 | $25.00 | 4/22/2010 10:53:49 AM |
| qkinger | $50.00 | $50.00 | 4/26/2010 10:59:18 AM |
| 89 bids
|
Borrower Payment Dependent Notes Series
454775
This series of Notes was issued and sold upon the funding of the borrower loan #42069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 31.34% |
Starting monthly payment:
| $41.03 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 22.76% |
Final monthly payment:
| $36.66 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.42% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.58% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 13
/
9 | Length of status: | 0y 3m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 28 |
Occupation: | Student - College G... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,006 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 31% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| calm-return286 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Single Mom in College
Purpose of loan:
This loan will be used to? pay for expenses related to school and the cost of living not covered by unemployment payments, child support and my part-time job. This includes books for school, tuition payments and medical bills. I am currently pursuing my Masters in Nursing at Case Western Reserve University and will graduate in 2012.
My financial situation:
I am a good candidate for this loan because? I am a 26 year old single mom balancing motherhood (I have a 3 year old boy), school and?a part-time job. Fortunately, I am able to live with my father and not pay rent, utilities, etc. but there are times where expenses pop up that aren't covered by my fixed income (including recent medical bills from a dental procedure I had to have done).?This loan would be a God-send and give me a bit of breathing room.
Monthly net income: $ 1500
Monthly expenses: $ 380
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 80 (gas)
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ssb | $308.92 | $308.92 | 4/21/2010 9:06:39 AM |
| BigMac1953 | $25.00 | $25.00 | 4/23/2010 8:10:09 AM |
| AustinAmerica | $25.00 | $25.00 | 4/24/2010 11:43:10 AM |
| platinum-czar | $695.00 | $391.08 | 4/25/2010 5:19:55 PM |
| ultimate-peace | $100.00 | $100.00 | 4/26/2010 7:45:52 AM |
| kinetic-social | $25.00 | $25.00 | 4/26/2010 11:19:33 AM |
| hektek22 | $25.00 | $25.00 | 4/25/2010 9:57:56 AM |
| Grimmreaper | $25.00 | $25.00 | 4/26/2010 5:45:40 AM |
| persistent-income2 | $25.00 | $25.00 | 4/26/2010 10:31:44 AM |
| justice-magnate | $50.00 | $50.00 | 4/26/2010 9:34:59 AM |
| 10 bids
|
Borrower Payment Dependent Notes Series
454785
This series of Notes was issued and sold upon the funding of the borrower loan #42139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 21.53% |
Starting borrower rate/APR:
| 22.53% / 25.71% |
Starting monthly payment:
| $46.16 |
|
Final lender yield:
| 17.94% |
Final borrower rate/APR:
| 18.94% / 22.05% |
Final monthly payment:
| $43.95 |
| |
|
Auction yield range:
| 8.04% - 21.53% |
Estimated loss impact:
| 6.91% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.03% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2000 |
Debt/Income ratio:
| 72% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 3m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 6 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,220 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 61% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| obedient-hope1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying For College
Purpose of loan:
I am going to use this loan to pay for my books and cover the rest my financial aid did not cover
My financial situation:
I am a good candidate for this loan because I pay all my bills on time i am never late on a payment ever.
Monthly net income: $
1500
Monthly expenses: $
??Housing: $
400
??Insurance: $
89
??Car expenses: $
0
??Utilities: $
0
??Phone, cable, internet: $20
??Food, entertainment: $
0
??Clothing, household expenses $
0
??Credit cards and other loans: $
20
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/19/2010 9:14:41 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/19/2010 9:14:25 PM |
| Littlepeng | $25.00 | $20.11 | 4/20/2010 7:20:26 AM |
| IPG1 | $25.00 | $25.00 | 4/20/2010 12:46:22 PM |
| Grimmreaper | $25.00 | $25.00 | 4/23/2010 6:05:13 AM |
| Easystreet | $25.00 | $25.00 | 4/24/2010 3:48:14 AM |
| marwadi-62 | $100.00 | $100.00 | 4/24/2010 8:17:41 PM |
| Your_Bank | $35.00 | $35.00 | 4/25/2010 5:17:54 AM |
| pork-nuggets | $25.00 | $25.00 | 4/25/2010 9:23:09 PM |
| market-pudding | $25.00 | $25.00 | 4/26/2010 11:52:52 AM |
| ChiPhi49083 | $46.89 | $46.89 | 4/26/2010 1:03:25 PM |
| patriot384 | $93.00 | $93.00 | 4/26/2010 4:04:36 PM |
| NewYorker48 | $50.00 | $50.00 | 4/26/2010 3:51:44 PM |
| 1stBankAndHal | $25.00 | $25.00 | 4/22/2010 7:35:00 AM |
| invest-in-ed | $175.00 | $175.00 | 4/23/2010 3:16:11 PM |
| reflective-rupee | $25.00 | $25.00 | 4/23/2010 3:17:50 PM |
| alpinaut | $25.00 | $25.00 | 4/24/2010 4:47:34 AM |
| drkosh | $25.00 | $25.00 | 4/25/2010 9:42:14 AM |
| serene-capital | $25.00 | $25.00 | 4/26/2010 11:44:13 AM |
| amlu1988 | $25.00 | $25.00 | 4/26/2010 1:37:32 PM |
| Prairie-MN | $30.00 | $30.00 | 4/26/2010 3:54:50 PM |
| porwestco | $25.00 | $25.00 | 4/26/2010 3:56:50 PM |
| FundMaker | $25.00 | $25.00 | 4/26/2010 12:27:07 PM |
| loot-motion | $25.00 | $25.00 | 4/26/2010 3:59:08 PM |
| wild-orange | $75.00 | $75.00 | 4/26/2010 2:03:07 PM |
| ultimate-peace | $125.00 | $125.00 | 4/26/2010 3:25:47 PM |
| 26 bids
|
Borrower Payment Dependent Notes Series
454791
This series of Notes was issued and sold upon the funding of the borrower loan #42136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $215.61 |
|
Final lender yield:
| 25.95% |
Final borrower rate/APR:
| 26.95% / 29.28% |
Final monthly payment:
| $203.99 |
| |
|
Auction yield range:
| 11.04% - 30.22% |
Estimated loss impact:
| 10.64% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.31% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 26% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
9 | Length of status: | 13y 6m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 27 |
Occupation: | Civil Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,399 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 70% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| marketplace-buddy |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 580-599
(Sep-2008)
|
|
Principal balance:
| $626.22 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Getting Rid of IRS/Credit Card Debt
Purpose of loan:
This loan will be used to pay off IRS and credit card debt.
My financial situation:
I am a good candidate for this loan because I am trying to? pay off the IRS and resolve my credit card debt.
Monthly net income: $ 5100
Monthly expenses: $?3640
??Housing: $ 950????????
??Insurance: $ 125
??Car expenses: $665?
??Utilities: $200
??Phone, cable, internet: $250
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $?650
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| irrelevant | $25.00 | $25.00 | 4/19/2010 4:31:54 PM |
| Whipster | $25.00 | $25.00 | 4/19/2010 4:36:34 PM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 4:36:43 PM |
| LenderExtraordinaire | $25.00 | $25.00 | 4/19/2010 4:38:49 PM |
| loan-fate | $50.00 | $50.00 | 4/19/2010 4:37:15 PM |
| reflective-rupee | $50.00 | $50.00 | 4/19/2010 4:38:29 PM |
| szetheli | $154.00 | $154.00 | 4/19/2010 6:26:57 PM |
| foothillender | $25.00 | $25.00 | 4/20/2010 7:52:12 AM |
| DasMula | $25.00 | $25.00 | 4/20/2010 8:14:39 AM |
| mercuriant | $25.00 | $25.00 | 4/20/2010 11:19:09 AM |
| charming-point | $300.00 | $300.00 | 4/22/2010 1:52:42 PM |
| RichMaker1 | $50.00 | $50.00 | 4/23/2010 6:03:27 PM |
| loss-of-control | $50.00 | $50.00 | 4/23/2010 5:42:54 PM |
| Satur | $50.00 | $50.00 | 4/24/2010 8:33:39 AM |
| jpblan11 | $25.00 | $25.00 | 4/24/2010 1:13:22 PM |
| Your_Bank | $50.00 | $50.00 | 4/25/2010 5:18:41 AM |
| marwadi-62 | $100.00 | $100.00 | 4/24/2010 8:19:20 PM |
| earth70s | $25.00 | $25.00 | 4/25/2010 8:55:24 AM |
| wonder3 | $25.00 | $25.00 | 4/25/2010 2:38:59 PM |
| sjo1984111 | $25.00 | $25.00 | 4/25/2010 7:57:44 PM |
| skillful-asset5 | $30.00 | $30.00 | 4/25/2010 8:42:19 PM |
| UCLA4life | $25.00 | $25.00 | 4/25/2010 11:44:09 PM |
| rate-hickory | $25.00 | $25.00 | 4/26/2010 6:31:22 AM |
| Kash2010lu | $25.00 | $25.00 | 4/25/2010 10:19:51 PM |
| 113121 | $119.19 | $119.19 | 4/26/2010 7:42:57 AM |
| Mikale360 | $25.00 | $25.00 | 4/26/2010 6:43:04 AM |
| Ogerta | $100.00 | $100.00 | 4/26/2010 6:58:54 AM |
| dano1965 | $25.00 | $25.00 | 4/26/2010 12:03:00 PM |
| PatriotKnight | $25.00 | $25.00 | 4/26/2010 12:08:45 PM |
| Bob450 | $25.00 | $25.00 | 4/26/2010 11:46:02 AM |
| amra | $25.00 | $25.00 | 4/26/2010 12:19:32 PM |
| new-peso-concerto | $50.00 | $50.00 | 4/26/2010 12:32:55 PM |
| integrity-doctor | $100.00 | $100.00 | 4/26/2010 1:57:52 PM |
| courteous-note1 | $26.00 | $26.00 | 4/26/2010 1:19:26 PM |
| ChrisKwan | $25.00 | $25.00 | 4/26/2010 12:09:54 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/26/2010 3:13:15 PM |
| HomerdohNY | $25.00 | $25.00 | 4/26/2010 3:33:34 PM |
| Lubava | $94.66 | $94.66 | 4/26/2010 3:37:40 PM |
| Bill88 | $25.00 | $22.31 | 4/26/2010 3:49:11 PM |
| revenue-appraiser | $41.40 | $41.40 | 4/26/2010 3:40:34 PM |
| Leopoldine | $25.00 | $25.00 | 4/26/2010 3:56:15 PM |
| Leshan | $25.00 | $25.00 | 4/26/2010 1:02:35 PM |
| carrinel | $43.00 | $43.00 | 4/26/2010 1:54:54 PM |
| unger | $50.00 | $50.00 | 4/26/2010 3:00:21 PM |
| lendstats_com | $75.00 | $75.00 | 4/26/2010 3:15:23 PM |
| courteous-note1 | $78.00 | $78.00 | 4/26/2010 3:49:20 PM |
| finance-prescription | $50.00 | $50.00 | 4/19/2010 4:28:22 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/19/2010 5:43:07 PM |
| bondhedger | $25.00 | $25.00 | 4/19/2010 4:50:08 PM |
| JustMee | $25.00 | $25.00 | 4/19/2010 5:16:21 PM |
| Bob450 | $75.00 | $75.00 | 4/19/2010 8:11:53 PM |
| drg6289 | $25.00 | $25.00 | 4/20/2010 10:53:44 AM |
| drcoop | $25.00 | $25.00 | 4/20/2010 1:02:53 PM |
| lendstats_com | $25.00 | $25.00 | 4/20/2010 11:51:20 AM |
| buffalobills | $25.00 | $25.00 | 4/21/2010 7:48:31 AM |
| 1stBankAndHal | $50.00 | $50.00 | 4/21/2010 10:15:28 AM |
| brilliant-balance | $25.00 | $25.00 | 4/21/2010 7:20:42 PM |
| shawnw2 | $50.00 | $50.00 | 4/22/2010 12:22:30 PM |
| felicity-daydream | $125.00 | $125.00 | 4/22/2010 12:54:02 PM |
| loss-of-control | $50.00 | $50.00 | 4/23/2010 5:43:29 PM |
| MoneyTree79 | $28.56 | $28.56 | 4/23/2010 5:37:54 PM |
| loss-of-control | $50.00 | $50.00 | 4/23/2010 5:43:11 PM |
| Your_Bank | $35.00 | $35.00 | 4/24/2010 7:40:33 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/25/2010 8:25:15 PM |
| RecoveryLender | $25.50 | $25.50 | 4/26/2010 6:38:46 AM |
| umfan123 | $25.00 | $25.00 | 4/26/2010 7:08:02 AM |
| martymaniaman | $25.00 | $25.00 | 4/26/2010 8:10:39 AM |
| 113121 | $630.11 | $630.11 | 4/26/2010 9:24:38 AM |
| grnii78 | $250.00 | $250.00 | 4/26/2010 10:09:21 AM |
| 113121 | $254.96 | $254.96 | 4/26/2010 7:56:02 AM |
| exchange-cowbell5 | $50.00 | $50.00 | 4/26/2010 12:05:17 PM |
| mutual-benefit | $30.06 | $30.06 | 4/26/2010 12:08:47 PM |
| EastBayCapital | $25.00 | $25.00 | 4/26/2010 12:08:04 PM |
| patriot384 | $200.00 | $200.00 | 4/26/2010 12:31:42 PM |
| IASKGOD | $25.00 | $25.00 | 4/26/2010 12:22:13 PM |
| ZOOOM | $25.00 | $25.00 | 4/26/2010 1:03:38 PM |
| new-truth-chuckler | $42.25 | $42.25 | 4/26/2010 12:33:54 PM |
| power-forte | $25.00 | $25.00 | 4/26/2010 12:50:18 PM |
| credit-coach118 | $45.00 | $45.00 | 4/26/2010 2:20:09 PM |
| responsible-vigilance8 | $25.00 | $25.00 | 4/26/2010 1:06:03 PM |
| the-serene-transaction | $25.00 | $25.00 | 4/26/2010 1:26:06 PM |
| unclerock | $50.00 | $50.00 | 4/26/2010 3:20:57 PM |
| aquistoyraul | $25.00 | $25.00 | 4/26/2010 3:33:27 PM |
| Your_Bank | $50.00 | $50.00 | 4/26/2010 1:27:25 PM |
| festeringsnot | $25.00 | $25.00 | 4/26/2010 3:31:21 PM |
| best-listing-toro | $25.00 | $25.00 | 4/26/2010 4:05:19 PM |
| 86 bids
|
Borrower Payment Dependent Notes Series
454955
This series of Notes was issued and sold upon the funding of the borrower loan #42160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-20-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 24.87% |
Starting monthly payment:
| $37.71 |
|
Final lender yield:
| 19.05% |
Final borrower rate/APR:
| 20.05% / 23.84% |
Final monthly payment:
| $37.19 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.11% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 14
/
13 | Length of status: | 2y 3m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 27 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,212 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 17% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| rpsam |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting rid of Debt
Purpose of loan:
This loan will be used to?get?caught up on things that i?need to.Mother passed away Feb. 1st after a long illness with no insurance.?
My financial situation:
I am a good candidate for this loan because? I work a 64 hour a week job and just started a cleaning service with brother that is finally starting to take off. I have never been a day late on my mortgage but did get very tight after funeral.
Monthly net income: $ 2200.
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $ 386.
??Utilities: $ 75.
??Phone, cable, internet: $ 150.
??Food, entertainment: $?
??Clothing, household expenses $
??Credit cards and other loans: $ 500.
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| blackstar | $25.00 | $25.00 | 4/19/2010 11:33:08 AM |
| egw | $25.00 | $25.00 | 4/19/2010 11:41:24 AM |
| 4est | $25.00 | $25.00 | 4/19/2010 2:09:35 PM |
| economy-structure9 | $25.00 | $25.00 | 4/19/2010 4:21:34 PM |
| mpatrick | $50.00 | $50.00 | 4/19/2010 4:24:31 PM |
| income-fortress | $25.00 | $25.00 | 4/19/2010 4:03:15 PM |
| platinum-platoon | $25.00 | $25.00 | 4/19/2010 4:24:29 PM |
| selector568 | $100.00 | $60.00 | 4/19/2010 5:31:30 PM |
| EngineersAlliance | $75.00 | $75.00 | 4/19/2010 11:04:23 PM |
| econgineer | $25.00 | $25.00 | 4/19/2010 8:00:27 PM |
| Bank_Of_XL | $100.00 | $100.00 | 4/20/2010 6:57:14 AM |
| Mahogany_Group | $25.00 | $25.00 | 4/19/2010 8:30:54 PM |
| order-bee1 | $100.00 | $100.00 | 4/20/2010 10:43:20 AM |
| frogperson | $100.00 | $100.00 | 4/20/2010 8:53:02 AM |
| robot777 | $40.00 | $40.00 | 4/19/2010 11:40:47 AM |
| tuffshorty | $25.00 | $25.00 | 4/19/2010 12:35:25 PM |
| the-bright-velocity | $25.00 | $25.00 | 4/19/2010 12:36:07 PM |
| reflective-rupee | $25.00 | $25.00 | 4/19/2010 12:28:33 PM |
| caseattle | $25.00 | $25.00 | 4/19/2010 4:40:42 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/19/2010 9:17:41 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/19/2010 9:17:25 PM |
| 850 | $50.00 | $50.00 | 4/19/2010 11:04:07 PM |
| foothillender | $25.00 | $25.00 | 4/20/2010 7:55:31 AM |
| 23 bids
|
Borrower Payment Dependent Notes Series
454969
This series of Notes was issued and sold upon the funding of the borrower loan #41984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-27-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $82.06 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $80.85 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 1m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 9 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $482 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 96% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| self-reliant-truth |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need work done on my car
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rupee-artisan | $25.00 | $25.00 | 4/21/2010 4:52:20 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/21/2010 4:53:21 PM |
| Kaj | $25.00 | $25.00 | 4/21/2010 4:54:57 PM |
| Lam0nt | $25.00 | $25.00 | 4/21/2010 4:55:16 PM |
| fairhelper | $25.00 | $25.00 | 4/21/2010 4:57:35 PM |
| decisive-capital | $75.00 | $75.00 | 4/21/2010 4:57:52 PM |
| burrito6 | $50.00 | $50.00 | 4/21/2010 4:55:01 PM |
| thedreamer | $25.00 | $25.00 | 4/21/2010 4:58:52 PM |
| oreyedoc | $25.00 | $25.00 | 4/21/2010 4:56:01 PM |
| finance-prescription | $50.00 | $50.00 | 4/21/2010 4:59:30 PM |
| yield-seeker | $25.00 | $25.00 | 4/21/2010 4:51:42 PM |
| global_microfinance | $25.00 | $25.00 | 4/21/2010 5:00:27 PM |
| social-conductor4 | $25.00 | $25.00 | 4/21/2010 4:52:30 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/21/2010 5:01:48 PM |
| cablenews | $25.00 | $25.00 | 4/21/2010 5:02:53 PM |
| Zolton | $200.00 | $12.00 | 4/21/2010 5:03:15 PM |
| supreme-hope | $25.00 | $25.00 | 4/21/2010 5:01:25 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/21/2010 5:02:49 PM |
| personal-lender | $25.00 | $25.00 | 4/21/2010 5:03:04 PM |
| Speculator | $100.00 | $100.00 | 4/21/2010 4:59:43 PM |
| JGB | $25.00 | $25.00 | 4/21/2010 4:59:51 PM |
| Zingaro | $25.00 | $25.00 | 4/21/2010 5:00:52 PM |
| fortytwo | $50.00 | $50.00 | 4/21/2010 5:01:04 PM |
| JustMee | $25.00 | $25.00 | 4/21/2010 6:06:38 PM |
| loan-fate | $50.00 | $50.00 | 4/21/2010 5:16:00 PM |
| mercuriant | $25.00 | $25.00 | 4/22/2010 9:39:42 AM |
| charming-point | $300.00 | $300.00 | 4/22/2010 4:28:55 PM |
| peter916 | $50.00 | $50.00 | 4/25/2010 12:42:35 PM |
| scoobiedoo | $25.00 | $25.00 | 4/26/2010 4:28:35 PM |
| brilliant-balance | $25.00 | $25.00 | 4/26/2010 6:35:31 PM |
| bnlforever | $25.00 | $25.00 | 4/21/2010 4:54:35 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/21/2010 4:58:34 PM |
| turbolozano | $25.00 | $25.00 | 4/21/2010 4:52:37 PM |
| AF-Chief | $28.00 | $28.00 | 4/21/2010 4:55:07 PM |
| jonbozeman | $25.00 | $25.00 | 4/21/2010 5:00:11 PM |
| deal-secret-agent | $25.00 | $25.00 | 4/21/2010 4:56:33 PM |
| lagnisiruk | $25.00 | $25.00 | 4/21/2010 5:00:57 PM |
| bassman2 | $25.00 | $25.00 | 4/21/2010 4:57:42 PM |
| frogperson | $25.00 | $25.00 | 4/21/2010 5:00:18 PM |
| bowdish1 | $50.00 | $50.00 | 4/21/2010 5:01:17 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/21/2010 5:01:29 PM |
| Banker7371 | $25.00 | $25.00 | 4/21/2010 5:01:57 PM |
| secobarbital | $25.00 | $25.00 | 4/21/2010 5:03:00 PM |
| irrelevant | $25.00 | $25.00 | 4/21/2010 5:05:27 PM |
| daekpon | $25.00 | $25.00 | 4/21/2010 5:11:28 PM |
| natural-credit328 | $100.00 | $100.00 | 4/21/2010 6:50:20 PM |
| transaction-circuit | $25.00 | $25.00 | 4/22/2010 9:34:26 AM |
| Bob450 | $35.00 | $35.00 | 4/22/2010 8:47:53 PM |
| Sackmaster | $25.00 | $25.00 | 4/22/2010 11:28:05 PM |
| DasMula | $25.00 | $25.00 | 4/23/2010 11:12:46 AM |
| order-bee1 | $25.00 | $25.00 | 4/23/2010 11:08:11 PM |
| Your_Bank | $25.00 | $25.00 | 4/25/2010 11:23:30 AM |
| festeringsnot | $25.00 | $25.00 | 4/26/2010 3:26:57 PM |
| scroooge | $25.00 | $25.00 | 4/26/2010 4:39:13 PM |
| sincere-balance | $25.00 | $25.00 | 4/26/2010 6:35:30 PM |
| 55 bids
|
Borrower Payment Dependent Notes Series
454979
This series of Notes was issued and sold upon the funding of the borrower loan #41990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1977 |
Debt/Income ratio:
| 37% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
8 | Length of status: | 13y 8m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 32 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,002 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 68% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| note-breeze3 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to?
This loan will be used to combine several credit card payments into one payment.
My financial situation:
I am a good candidate for this loan because?
I am a?good candidate for this loan because I believe in making prompt payments.? I have held the same job (under 2 different employers) for 34 years and have lived at my address for 10 years.?
Monthly net income: $
$1594.76
Monthly expenses: $
??Housing: $
??Insurance: $ 110.00
??Car expenses: $ 50.00
??Utilities: $ 104.00
??Phone, cable, internet: $ 95.00
??Food, entertainment: $?400.00
??Clothing, household expenses $
??Credit cards and other loans: $ 500.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-prescription | $50.00 | $50.00 | 4/19/2010 12:04:56 PM |
| reasonable-power | $25.00 | $25.00 | 4/25/2010 6:50:18 PM |
| JohnWS | $50.00 | $50.00 | 4/26/2010 9:35:51 AM |
| sjo1984111 | $25.00 | $25.00 | 4/26/2010 10:17:17 AM |
| Your_Bank | $100.00 | $100.00 | 4/26/2010 11:09:21 AM |
| wealth-pipeline | $25.00 | $25.00 | 4/26/2010 11:24:34 AM |
| foothillender | $25.00 | $25.00 | 4/20/2010 7:53:52 AM |
| lend4life13 | $2,400.00 | $2,075.00 | 4/26/2010 9:16:49 AM |
| cashhelp | $25.00 | $25.00 | 4/26/2010 9:17:46 AM |
| tigercat | $50.00 | $50.00 | 4/26/2010 9:57:15 AM |
| Whipster | $25.00 | $25.00 | 4/26/2010 9:22:57 AM |
| dynrep | $25.00 | $25.00 | 4/26/2010 10:32:53 AM |
| 12 bids
|
Borrower Payment Dependent Notes Series
455033
This series of Notes was issued and sold upon the funding of the borrower loan #41978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,400.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 8.52% |
Starting borrower rate/APR:
| 9.52% / 11.62% |
Starting monthly payment:
| $140.99 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $140.33 |
| |
|
Auction yield range:
| 4.04% - 8.52% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1984 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 3m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 12 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,217 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 16% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| julesh7002 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < mo. late:
| 0
( 0% )
| 760-779
(May-2008)
760-779
(Mar-2008)
|
|
Principal balance:
| $2,340.33 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Recession Recovery Plan
Purpose of loan:
This loan will be used to? consolidate bills , so I can start putting $$$ into savings again.?And I realize that the laws in my home state of PA limit the interest rate, but I'd rather pay interest to YOU than some commercial bank or credit union that will just see me as an account number and a few boxes on a spreadsheet!
I'm going to get a loan and pay interest to someone...Why not YOU?
My financial situation:
I am a good candidate for this loan because?I'm now on a no plastic/low-plastic "diet."? ?I hate having this debt clouding my life.? And I'm working hard to get back to a comfy $$$ situation.?
I work as a medical biller, so my job's quite recession-proof.?? I have a good work ethic, and also do volunteer work in the community.? Even my job,? fighting health insurance companies, so the patient's don't have to pay the bills, is about helping people.
I'm a rare female who's not to keen on shopping.? And I lived quite simply but nicely before the economy.
I'm getting by okay, and meeting my bills; but this loan will give me a littlee breathing room; and the chance to put some money aside for unexpected expenses.
And?My Plan is to ?eventually become a lender here myself!
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| meux99 | $25.00 | $25.00 | 4/19/2010 4:22:55 PM |
| kenji4861 | $25.00 | $25.00 | 4/19/2010 4:22:26 PM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 4:24:57 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 4:28:27 PM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 4:29:47 PM |
| truth-image | $50.00 | $50.00 | 4/19/2010 4:29:11 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 4:19:40 PM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 4:32:02 PM |
| torion | $25.00 | $25.00 | 4/19/2010 4:32:15 PM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 4:33:23 PM |
| Avala | $50.00 | $50.00 | 4/19/2010 4:32:19 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 4:33:54 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 4:32:50 PM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 4:34:09 PM |
| unassassinable | $25.00 | $25.00 | 4/19/2010 4:32:53 PM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 4:33:15 PM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 4:34:55 PM |
| lamarsam | $25.00 | $25.00 | 4/19/2010 4:25:14 PM |
| systematic-trade | $25.00 | $25.00 | 4/19/2010 4:25:16 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/19/2010 4:38:31 PM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 4:36:15 PM |
| gain-bridge | $25.00 | $25.00 | 4/19/2010 4:38:47 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 4:36:38 PM |
| AF-Chief | $28.00 | $28.00 | 4/19/2010 4:27:30 PM |
| dime-galaxy | $25.00 | $25.00 | 4/19/2010 4:37:40 PM |
| cberthiaume | $25.00 | $25.00 | 4/19/2010 4:39:42 PM |
| iolaire | $25.00 | $25.00 | 4/19/2010 4:28:06 PM |
| euro-starter | $25.00 | $25.00 | 4/19/2010 4:39:55 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/19/2010 4:38:40 PM |
| CO80487 | $25.00 | $25.00 | 4/19/2010 4:40:02 PM |
| aggielender | $25.00 | $25.00 | 4/19/2010 4:40:40 PM |
| HaveToWrite | $25.00 | $25.00 | 4/19/2010 4:39:53 PM |
| ichibon | $75.00 | $75.00 | 4/19/2010 4:40:56 PM |
| logical-reward8 | $25.00 | $25.00 | 4/19/2010 4:41:59 PM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 4:41:17 PM |
| meenan | $25.00 | $25.00 | 4/19/2010 4:32:29 PM |
| careful-note | $50.00 | $50.00 | 4/19/2010 4:32:39 PM |
| simiray | $25.00 | $25.00 | 4/19/2010 4:47:57 PM |
| mmckune | $25.00 | $25.00 | 4/19/2010 4:32:45 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/19/2010 4:33:27 PM |
| jrbill1998 | $50.00 | $50.00 | 4/19/2010 4:39:25 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/19/2010 4:40:03 PM |
| capital-marsupial3 | $25.00 | $25.00 | 4/19/2010 4:40:22 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/19/2010 4:41:15 PM |
| return-buddy | $25.00 | $25.00 | 4/19/2010 4:41:55 PM |
| stable-nickel | $100.00 | $27.00 | 4/19/2010 4:42:02 PM |
| Aberdeen | $400.00 | $400.00 | 4/19/2010 4:42:38 PM |
| uncleubb | $25.00 | $25.00 | 4/20/2010 2:09:12 PM |
| ujiba | $25.00 | $25.00 | 4/21/2010 9:34:56 AM |
| LenderCB | $50.00 | $50.00 | 4/22/2010 6:38:57 PM |
| generous-deal6 | $50.00 | $50.00 | 4/22/2010 11:11:39 PM |
| SummaCapital | $100.00 | $100.00 | 4/22/2010 10:15:32 PM |
| martymaniaman | $50.00 | $50.00 | 4/26/2010 8:11:19 AM |
| JerryB96 | $25.00 | $25.00 | 4/26/2010 9:51:12 AM |
| SeaLoans | $25.00 | $25.00 | 4/26/2010 11:39:58 AM |
| techreseller | $50.00 | $50.00 | 4/26/2010 11:48:15 AM |
| interstellar | $50.00 | $50.00 | 4/26/2010 3:47:48 PM |
| jwood3030 | $35.00 | $35.00 | 4/26/2010 3:56:02 PM |
| japerk | $25.00 | $25.00 | 4/19/2010 4:25:22 PM |
| Okeey | $25.00 | $25.00 | 4/19/2010 4:25:20 PM |
| sloak | $25.00 | $25.00 | 4/19/2010 4:25:25 PM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 4:28:17 PM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 4:28:13 PM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 4:33:05 PM |
| HHP | $25.00 | $25.00 | 4/19/2010 4:33:12 PM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 4:32:08 PM |
| hrubinst | $25.00 | $25.00 | 4/19/2010 4:32:13 PM |
| dinero-speaker | $25.00 | $25.00 | 4/19/2010 4:32:22 PM |
| antlr | $25.00 | $25.00 | 4/19/2010 4:34:47 PM |
| orderly-leverage | $40.00 | $40.00 | 4/19/2010 4:33:36 PM |
| integrity-doctor | $100.00 | $100.00 | 4/19/2010 4:38:26 PM |
| practice44 | $25.00 | $25.00 | 4/19/2010 4:38:37 PM |
| peerlender | $30.00 | $30.00 | 4/19/2010 4:39:29 PM |
| commitment-farm | $25.00 | $25.00 | 4/19/2010 4:37:54 PM |
| Syndication | $25.00 | $25.00 | 4/19/2010 4:39:51 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/19/2010 4:39:54 PM |
| jdrez | $25.00 | $25.00 | 4/19/2010 4:40:20 PM |
| intlargonaut | $100.00 | $100.00 | 4/19/2010 4:39:22 PM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 4:29:40 PM |
| finance-prescription | $100.00 | $100.00 | 4/19/2010 4:40:45 PM |
| important-ore | $50.00 | $50.00 | 4/19/2010 4:40:48 PM |
| tedsrfdude | $25.00 | $25.00 | 4/19/2010 4:39:44 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/19/2010 4:39:59 PM |
| MihirFromRedmond | $25.00 | $25.00 | 4/19/2010 4:40:15 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 4:41:14 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/19/2010 4:42:01 PM |
| Barak | $40.00 | $40.00 | 4/19/2010 4:32:34 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 4:33:19 PM |
| kulender | $25.00 | $25.00 | 4/19/2010 4:36:02 PM |
| JGB | $25.00 | $25.00 | 4/19/2010 4:36:24 PM |
| Millmanator | $25.00 | $25.00 | 4/19/2010 4:36:35 PM |
| Nerdster1 | $25.00 | $25.00 | 4/19/2010 4:39:21 PM |
| Randini | $25.00 | $25.00 | 4/19/2010 4:39:32 PM |
| gracej | $25.00 | $25.00 | 4/19/2010 4:39:43 PM |
| bid-refresher2 | $25.00 | $25.00 | 4/19/2010 4:39:50 PM |
| ommcd | $25.00 | $25.00 | 4/19/2010 4:40:13 PM |
| calm-deal7 | $25.00 | $25.00 | 4/19/2010 4:40:38 PM |
| heerzaquestion | $25.00 | $25.00 | 4/20/2010 5:14:23 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/20/2010 9:27:07 AM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 10:08:29 AM |
| ijspence | $25.00 | $25.00 | 4/21/2010 8:33:38 AM |
| 1phantom | $50.00 | $50.00 | 4/21/2010 10:14:23 AM |
| the_prince | $100.00 | $100.00 | 4/22/2010 5:18:24 PM |
| jyalender | $25.00 | $25.00 | 4/22/2010 8:06:02 PM |
| widowsmite | $50.00 | $50.00 | 4/23/2010 8:12:32 AM |
| jpblan11 | $25.00 | $25.00 | 4/24/2010 1:05:11 PM |
| Young-Y | $25.00 | $25.00 | 4/26/2010 3:18:18 PM |
| Prairie-MN | $30.00 | $30.00 | 4/26/2010 4:07:07 PM |
| 108 bids
|
Borrower Payment Dependent Notes Series
455045
This series of Notes was issued and sold upon the funding of the borrower loan #42063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $159.88 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1999 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 2m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 17 |
Occupation: | Social Worker |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,564 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 7% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| dressage-rider |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
truck to pull my horse trailer
Purpose of loan:
This loan will be used to purchase a pick-up truck to pull my horse trailer.
I am a Social Worker that works with high risk clients, men mandated for domestic violence, and? felons with records of repeated offenses and substance abuse problems.? This is stressful but important work and my "therapy" is the time I spend working with horses.
My financial situation:
I am a good candidate for this loan because?My partner and I own our home, I own my car which is a recent model. Our bills are current and we have no credit card debt.? In addition to my part-time jobs,? I have started a new private practice which is growing and recently opened a new office in a town 40 miles south of us.
?I love the idea of Prosper, I would even pay a few points more to know
that my money is not going to big business.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 4:19:37 PM |
| mountains59 | $25.00 | $25.00 | 4/19/2010 4:25:17 PM |
| Okeey | $25.00 | $25.00 | 4/19/2010 4:25:19 PM |
| Interstate_Rate | $50.00 | $50.00 | 4/19/2010 4:25:36 PM |
| lamarsam | $25.00 | $25.00 | 4/19/2010 4:25:13 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/19/2010 4:25:56 PM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 4:28:13 PM |
| iolaire | $25.00 | $25.00 | 4/19/2010 4:28:05 PM |
| truth-image | $50.00 | $50.00 | 4/19/2010 4:29:10 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 4:28:26 PM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 4:29:39 PM |
| torion | $25.00 | $25.00 | 4/19/2010 4:32:15 PM |
| Avala | $50.00 | $50.00 | 4/19/2010 4:32:18 PM |
| dinero-speaker | $25.00 | $25.00 | 4/19/2010 4:32:22 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 4:32:49 PM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 4:32:01 PM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 4:33:15 PM |
| meenan | $25.00 | $25.00 | 4/19/2010 4:32:28 PM |
| orderly-leverage | $40.00 | $40.00 | 4/19/2010 4:33:35 PM |
| mmckune | $25.00 | $25.00 | 4/19/2010 4:32:46 PM |
| unassassinable | $25.00 | $25.00 | 4/19/2010 4:32:52 PM |
| t3mp3st | $25.00 | $25.00 | 4/19/2010 4:24:44 PM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 4:24:56 PM |
| JGB | $25.00 | $25.00 | 4/19/2010 4:36:24 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 4:36:37 PM |
| systematic-trade | $25.00 | $25.00 | 4/19/2010 4:25:15 PM |
| 108lender | $25.00 | $25.00 | 4/19/2010 4:25:21 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/19/2010 4:37:35 PM |
| BidDaddyBigBucks | $25.00 | $25.00 | 4/19/2010 4:37:36 PM |
| cberthiaume | $25.00 | $25.00 | 4/19/2010 4:39:41 PM |
| calm-deal7 | $25.00 | $25.00 | 4/19/2010 4:37:46 PM |
| tedsrfdude | $25.00 | $25.00 | 4/19/2010 4:39:44 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/19/2010 4:38:30 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/19/2010 4:39:58 PM |
| BooRadley | $25.00 | $25.00 | 4/19/2010 4:38:48 PM |
| MihirFromRedmond | $25.00 | $25.00 | 4/19/2010 4:40:14 PM |
| aggielender | $25.00 | $25.00 | 4/19/2010 4:40:39 PM |
| jdrez | $25.00 | $25.00 | 4/19/2010 4:40:20 PM |
| ideal-platinum1 | $100.00 | $100.00 | 4/19/2010 4:41:52 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/19/2010 4:41:15 PM |
| sweet-loan8 | $25.00 | $25.00 | 4/19/2010 4:42:23 PM |
| stable-nickel | $100.00 | $100.00 | 4/19/2010 4:42:02 PM |
| elegant-bonus | $25.00 | $25.00 | 4/19/2010 4:50:37 PM |
| radforj22 | $25.00 | $25.00 | 4/19/2010 4:51:11 PM |
| The_Secret | $50.00 | $50.00 | 4/19/2010 4:42:46 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/19/2010 4:43:03 PM |
| bill-expert | $25.00 | $25.00 | 4/19/2010 4:43:05 PM |
| teller | $25.00 | $25.00 | 4/19/2010 4:51:15 PM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 4:33:23 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/19/2010 4:33:26 PM |
| jamstah | $25.00 | $25.00 | 4/19/2010 4:37:38 PM |
| integrity-doctor | $100.00 | $100.00 | 4/19/2010 4:38:25 PM |
| atrain2007 | $25.00 | $25.00 | 4/19/2010 4:38:49 PM |
| jrbill1998 | $50.00 | $50.00 | 4/19/2010 4:39:25 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/19/2010 4:39:53 PM |
| CO80487 | $25.00 | $25.00 | 4/19/2010 4:40:01 PM |
| influential-compassion9 | $50.00 | $50.00 | 4/19/2010 4:40:04 PM |
| finance-prescription | $100.00 | $100.00 | 4/19/2010 4:40:44 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 4:41:13 PM |
| logical-reward8 | $25.00 | $25.00 | 4/19/2010 4:41:59 PM |
| CAGE-Investments | $75.00 | $75.00 | 4/19/2010 4:42:44 PM |
| supreme-hope | $25.00 | $25.00 | 4/19/2010 4:42:50 PM |
| transparency-planetarium | $25.00 | $25.00 | 4/19/2010 4:43:01 PM |
| Havana21 | $55.00 | $26.48 | 4/19/2010 4:51:20 PM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 10:09:51 AM |
| Haggis007 | $50.00 | $50.00 | 4/21/2010 11:02:42 AM |
| SpotLending | $25.00 | $25.00 | 4/23/2010 1:39:24 PM |
| grasscutter | $50.00 | $50.00 | 4/24/2010 3:19:25 AM |
| grasscutter | $50.00 | $50.00 | 4/24/2010 3:19:48 AM |
| Bank_of_E-Ville | $25.00 | $25.00 | 4/25/2010 7:38:36 AM |
| Young-Y | $35.00 | $35.00 | 4/26/2010 3:20:38 PM |
| klinebarger | $25.00 | $25.00 | 4/19/2010 4:22:17 PM |
| kenji4861 | $25.00 | $25.00 | 4/19/2010 4:22:25 PM |
| meux99 | $25.00 | $25.00 | 4/19/2010 4:22:55 PM |
| BuffetRocks | $50.00 | $50.00 | 4/19/2010 4:25:12 PM |
| japerk | $25.00 | $25.00 | 4/19/2010 4:25:22 PM |
| sloak | $25.00 | $25.00 | 4/19/2010 4:25:25 PM |
| syounker | $25.00 | $25.00 | 4/19/2010 4:25:34 PM |
| sbsahm | $25.00 | $25.00 | 4/19/2010 4:24:43 PM |
| shrewd-deal | $25.00 | $25.00 | 4/19/2010 4:25:23 PM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 4:28:17 PM |
| AF-Chief | $28.00 | $28.00 | 4/19/2010 4:27:29 PM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 4:32:07 PM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 4:33:05 PM |
| HHP | $25.00 | $25.00 | 4/19/2010 4:33:11 PM |
| direct-peso1 | $25.00 | $25.00 | 4/19/2010 4:21:00 PM |
| Barak | $40.00 | $40.00 | 4/19/2010 4:32:33 PM |
| careful-note | $50.00 | $50.00 | 4/19/2010 4:32:38 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 4:33:19 PM |
| youthful-greenback3 | $25.00 | $25.00 | 4/19/2010 4:23:59 PM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 4:34:56 PM |
| dime-galaxy | $25.00 | $25.00 | 4/19/2010 4:37:39 PM |
| vivid-loot | $25.00 | $25.00 | 4/19/2010 4:25:58 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/19/2010 4:38:39 PM |
| Millmanator | $25.00 | $25.00 | 4/19/2010 4:36:35 PM |
| andlifegoeson | $25.00 | $25.00 | 4/19/2010 4:37:01 PM |
| intlargonaut | $100.00 | $100.00 | 4/19/2010 4:39:22 PM |
| peerlender | $30.00 | $30.00 | 4/19/2010 4:39:27 PM |
| commitment-farm | $25.00 | $25.00 | 4/19/2010 4:37:53 PM |
| money-floret | $26.45 | $26.45 | 4/19/2010 4:38:11 PM |
| HaveToWrite | $25.00 | $25.00 | 4/19/2010 4:39:52 PM |
| tmp77 | $25.00 | $25.00 | 4/19/2010 4:38:50 PM |
| ommcd | $25.00 | $25.00 | 4/19/2010 4:40:12 PM |
| Nerdster1 | $25.00 | $25.00 | 4/19/2010 4:39:21 PM |
| Randini | $25.00 | $25.00 | 4/19/2010 4:39:31 PM |
| gracej | $25.00 | $25.00 | 4/19/2010 4:39:43 PM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 4:29:46 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/19/2010 4:40:03 PM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 4:41:16 PM |
| capital-marsupial3 | $25.00 | $25.00 | 4/19/2010 4:40:21 PM |
| ArtemisFitzlebottom | $25.00 | $25.00 | 4/19/2010 4:42:53 PM |
| orgy63 | $25.00 | $25.00 | 4/19/2010 4:42:56 PM |
| return-buddy | $25.00 | $25.00 | 4/19/2010 4:41:55 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/19/2010 4:42:00 PM |
| Moody26 | $25.00 | $25.00 | 4/19/2010 4:42:13 PM |
| hrubinst | $25.00 | $25.00 | 4/19/2010 4:32:14 PM |
| teega5 | $25.00 | $25.00 | 4/19/2010 4:49:59 PM |
| Dap2005 | $25.00 | $25.00 | 4/19/2010 4:51:19 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 4:33:53 PM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 4:34:08 PM |
| antlr | $25.00 | $25.00 | 4/19/2010 4:34:47 PM |
| kulender | $25.00 | $25.00 | 4/19/2010 4:36:01 PM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 4:36:16 PM |
| peb44 | $25.00 | $25.00 | 4/19/2010 4:37:00 PM |
| economy-river | $25.00 | $25.00 | 4/19/2010 4:37:42 PM |
| helpinghand63 | $50.00 | $50.00 | 4/19/2010 4:38:06 PM |
| practice44 | $25.00 | $25.00 | 4/19/2010 4:38:36 PM |
| gain-bridge | $25.00 | $25.00 | 4/19/2010 4:38:46 PM |
| bid-refresher2 | $25.00 | $25.00 | 4/19/2010 4:39:49 PM |
| Syndication | $25.00 | $25.00 | 4/19/2010 4:39:51 PM |
| euro-starter | $25.00 | $25.00 | 4/19/2010 4:39:55 PM |
| important-ore | $50.00 | $50.00 | 4/19/2010 4:40:48 PM |
| ichibon | $75.00 | $75.00 | 4/19/2010 4:40:56 PM |
| supersarah61 | $25.00 | $25.00 | 4/19/2010 4:42:15 PM |
| balance2 | $50.00 | $50.00 | 4/19/2010 4:42:20 PM |
| ddog0224 | $25.00 | $25.00 | 4/19/2010 4:42:25 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/19/2010 4:42:54 PM |
| orbiter614 | $29.07 | $29.07 | 4/20/2010 1:27:53 PM |
| uncleubb | $25.00 | $25.00 | 4/20/2010 2:09:11 PM |
| marwadi-62 | $25.00 | $25.00 | 4/24/2010 8:20:15 PM |
| JerryB96 | $25.00 | $25.00 | 4/26/2010 9:51:44 AM |
| debt-legend | $25.00 | $25.00 | 4/26/2010 2:23:15 PM |
| zippy-revenue8 | $25.00 | $25.00 | 4/26/2010 3:00:28 PM |
| 143 bids
|
Borrower Payment Dependent Notes Series
421368
This series of Notes was issued and sold upon the funding of the borrower loan #42057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $191.86 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 8m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 5 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,660 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 54% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| liberty-system |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off credit card debt I accumulated while finishing college.
My financial situation:
I am a good candidate for this loan because I have a steady income, have been employed with the same company for multiple years, have great credit and credit history.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:31 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:13 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:18:17 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:18 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:27 AM |
| dinero-speaker | $25.00 | $25.00 | 4/19/2010 11:43:19 AM |
| lagnisiruk | $25.00 | $25.00 | 4/19/2010 11:33:59 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:51 AM |
| torion | $25.00 | $25.00 | 4/19/2010 11:42:29 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:48:13 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:37 AM |
| mmckune | $25.00 | $25.00 | 4/19/2010 11:44:23 AM |
| unassassinable | $25.00 | $25.00 | 4/19/2010 11:46:07 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:19 AM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:19 AM |
| AF-Chief | $27.00 | $27.00 | 4/19/2010 11:52:51 AM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:37 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:32 AM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 12:00:49 PM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:55:52 AM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:37 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:51:12 AM |
| Turkish101 | $25.00 | $25.00 | 4/19/2010 12:15:53 PM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 12:04:06 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/19/2010 1:06:18 PM |
| apennysaved4you | $25.00 | $25.00 | 4/19/2010 1:50:40 PM |
| practice44 | $25.00 | $25.00 | 4/19/2010 2:28:27 PM |
| CAGE-Investments | $50.00 | $50.00 | 4/19/2010 4:04:34 PM |
| new-reward-sequoia | $25.00 | $25.00 | 4/19/2010 4:57:57 PM |
| MrDavid | $50.00 | $50.00 | 4/19/2010 5:31:48 PM |
| honorable-yield | $50.00 | $50.00 | 4/19/2010 5:31:49 PM |
| don8ter | $50.00 | $50.00 | 4/19/2010 4:37:02 PM |
| KeepOnRunning | $25.32 | $25.32 | 4/19/2010 6:02:52 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/19/2010 9:18:51 PM |
| skuba | $50.00 | $50.00 | 4/19/2010 5:30:01 PM |
| qkinger | $50.00 | $50.00 | 4/19/2010 9:51:03 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/19/2010 5:31:58 PM |
| gethsemane4 | $25.00 | $25.00 | 4/19/2010 10:14:41 PM |
| PaulW | $25.00 | $25.00 | 4/19/2010 5:38:08 PM |
| TCayce | $25.00 | $25.00 | 4/19/2010 7:17:50 PM |
| Gibbyland | $100.00 | $100.00 | 4/19/2010 7:52:43 PM |
| RusRobo | $25.00 | $25.00 | 4/19/2010 9:38:09 PM |
| treasure-generator | $25.00 | $25.00 | 4/20/2010 5:53:02 AM |
| OLYVRC | $25.00 | $25.00 | 4/20/2010 9:45:28 AM |
| totoro | $25.00 | $25.00 | 4/20/2010 9:45:36 AM |
| balance2 | $50.00 | $50.00 | 4/20/2010 9:45:44 AM |
| jblack01 | $25.00 | $25.00 | 4/20/2010 10:59:57 AM |
| studious-bonus7 | $50.00 | $50.00 | 4/20/2010 8:20:29 AM |
| credit-coach118 | $40.00 | $40.00 | 4/20/2010 8:28:48 AM |
| BankOfFrankFairness | $30.92 | $30.92 | 4/20/2010 11:53:00 AM |
| GElender | $44.43 | $44.43 | 4/20/2010 11:51:25 AM |
| Natronpee | $25.00 | $25.00 | 4/20/2010 12:14:37 PM |
| Gunny89 | $25.00 | $25.00 | 4/20/2010 9:52:56 AM |
| Phantom99 | $25.00 | $25.00 | 4/20/2010 12:49:18 PM |
| finance-prescription | $100.00 | $100.00 | 4/20/2010 1:23:17 PM |
| KiwiElf | $30.00 | $30.00 | 4/20/2010 10:32:46 AM |
| js60l | $25.00 | $25.00 | 4/20/2010 1:34:21 PM |
| unclejaef | $25.00 | $25.00 | 4/20/2010 11:24:55 AM |
| cingular | $25.00 | $25.00 | 4/20/2010 11:34:46 AM |
| help_each_other | $25.00 | $25.00 | 4/20/2010 2:49:43 PM |
| mizount | $25.00 | $25.00 | 4/20/2010 3:55:02 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/20/2010 4:10:36 PM |
| discrete-asset | $25.00 | $25.00 | 4/20/2010 1:05:36 PM |
| turbine5 | $27.26 | $27.26 | 4/20/2010 1:06:57 PM |
| Clambake | $27.99 | $27.99 | 4/20/2010 4:10:54 PM |
| kmwvma | $25.00 | $25.00 | 4/20/2010 5:32:23 PM |
| yield-seeker | $25.00 | $25.00 | 4/20/2010 8:04:11 PM |
| BiggestG | $25.00 | $25.00 | 4/20/2010 7:42:54 PM |
| GrommetPosse | $25.00 | $25.00 | 4/20/2010 10:58:28 PM |
| mpactlender | $25.00 | $25.00 | 4/21/2010 5:34:05 AM |
| japerk | $25.00 | $25.00 | 4/21/2010 8:14:01 AM |
| Roohugger | $25.00 | $25.00 | 4/21/2010 8:30:20 AM |
| divedude | $25.00 | $25.00 | 4/21/2010 9:33:46 AM |
| frankdelraza | $25.00 | $25.00 | 4/21/2010 9:35:06 AM |
| bayareainv | $70.19 | $70.19 | 4/21/2010 7:58:55 AM |
| wild_carrot | $25.00 | $25.00 | 4/21/2010 9:33:08 AM |
| BrianRK | $26.00 | $6.34 | 4/21/2010 10:54:51 AM |
| ElChico124 | $25.00 | $25.00 | 4/21/2010 9:33:53 AM |
| ganoman21 | $25.00 | $25.00 | 4/21/2010 9:34:45 AM |
| interstellar | $50.00 | $50.00 | 4/21/2010 4:55:45 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/21/2010 5:38:50 PM |
| simiray | $25.00 | $25.00 | 4/22/2010 2:39:29 PM |
| Bobsasnot | $50.00 | $50.00 | 4/22/2010 7:03:21 PM |
| FundMaker | $25.00 | $25.00 | 4/23/2010 2:16:51 PM |
| bankojerry | $25.00 | $25.00 | 4/23/2010 5:40:59 PM |
| debt-legend | $25.00 | $25.00 | 4/23/2010 9:47:58 PM |
| ArtLends | $25.00 | $25.00 | 4/24/2010 1:13:59 PM |
| Grimmreaper | $25.00 | $25.00 | 4/24/2010 2:04:05 PM |
| Bank_of_E-Ville | $25.00 | $25.00 | 4/25/2010 7:35:52 AM |
| the-silver-blaster | $40.00 | $40.00 | 4/25/2010 12:54:20 PM |
| the-dollar-handshake | $25.00 | $25.00 | 4/25/2010 4:17:39 PM |
| Charmart | $25.00 | $25.00 | 4/26/2010 2:45:39 AM |
| impartial-deal | $25.00 | $25.00 | 4/25/2010 5:57:58 PM |
| simiray | $25.00 | $25.00 | 4/26/2010 10:08:43 AM |
| StocksMan | $50.00 | $50.00 | 4/26/2010 11:13:32 AM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:31 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:31:12 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:49 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:28 AM |
| mrzz | $25.00 | $25.00 | 4/19/2010 11:35:10 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:36:14 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:37 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:53 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:20 AM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:35:04 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:44:16 AM |
| orderly-leverage | $40.00 | $40.00 | 4/19/2010 11:50:03 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:37 AM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:26 AM |
| hrubinst | $25.00 | $25.00 | 4/19/2010 11:41:41 AM |
| Avala | $50.00 | $50.00 | 4/19/2010 11:42:49 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/19/2010 11:54:37 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/19/2010 11:49:28 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:46 AM |
| museic1 | $25.00 | $25.00 | 4/19/2010 12:00:10 PM |
| decisive-capital | $75.00 | $75.00 | 4/19/2010 12:00:34 PM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:54 AM |
| thedreamer | $25.00 | $25.00 | 4/19/2010 12:02:37 PM |
| Supernick | $50.00 | $50.00 | 4/19/2010 11:56:30 AM |
| wings2fly | $25.00 | $25.00 | 4/19/2010 12:01:20 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:19 PM |
| integrity-doctor | $100.00 | $100.00 | 4/19/2010 2:10:07 PM |
| Sixmil | $25.00 | $25.00 | 4/19/2010 3:57:06 PM |
| Emgolda | $25.00 | $25.00 | 4/19/2010 4:00:36 PM |
| Havana21 | $50.00 | $50.00 | 4/19/2010 4:04:07 PM |
| mathprof | $25.00 | $25.00 | 4/19/2010 4:25:03 PM |
| mikeandcat | $100.00 | $100.00 | 4/19/2010 4:25:44 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 3:59:46 PM |
| Cai8899 | $27.77 | $27.77 | 4/19/2010 4:03:51 PM |
| bchen78875 | $25.00 | $25.00 | 4/19/2010 4:26:11 PM |
| Dap2005 | $25.00 | $25.00 | 4/19/2010 5:34:09 PM |
| salala | $25.00 | $25.00 | 4/19/2010 5:32:27 PM |
| SourDoughSteve | $25.00 | $25.00 | 4/19/2010 8:48:12 PM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 8:58:00 PM |
| stikman | $25.00 | $25.00 | 4/20/2010 12:38:49 AM |
| Slend49 | $25.00 | $25.00 | 4/20/2010 6:29:08 AM |
| nhm | $26.86 | $26.86 | 4/20/2010 8:28:53 AM |
| regahj99 | $25.00 | $25.00 | 4/20/2010 4:10:25 AM |
| money-surge1 | $25.00 | $25.00 | 4/20/2010 9:34:49 AM |
| Lendomatic | $25.00 | $25.00 | 4/20/2010 9:45:32 AM |
| blackberry9 | $25.00 | $25.00 | 4/20/2010 10:13:51 AM |
| GenerousGentleMan | $25.00 | $25.00 | 4/20/2010 6:54:20 AM |
| superchicken | $25.00 | $25.00 | 4/20/2010 11:11:18 AM |
| kanpur63 | $25.00 | $25.00 | 4/20/2010 11:34:01 AM |
| MissionMicroFinance | $25.00 | $25.00 | 4/20/2010 11:58:05 AM |
| SNH | $40.05 | $40.05 | 4/20/2010 11:58:18 AM |
| Artist_Blue | $25.00 | $25.00 | 4/20/2010 9:28:05 AM |
| loan-kung-fu | $25.00 | $25.00 | 4/20/2010 12:35:22 PM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 9:37:18 AM |
| Iowa65 | $34.91 | $34.91 | 4/20/2010 12:54:54 PM |
| uncleubb | $25.00 | $25.00 | 4/20/2010 2:09:25 PM |
| contract-eagle | $25.00 | $25.00 | 4/20/2010 2:26:21 PM |
| psanganee | $25.00 | $25.00 | 4/20/2010 12:05:42 PM |
| faldska | $25.00 | $25.00 | 4/20/2010 3:55:00 PM |
| morpholog | $25.00 | $25.00 | 4/20/2010 3:55:38 PM |
| thegreatone | $36.17 | $36.17 | 4/20/2010 4:05:51 PM |
| radforj22 | $25.00 | $25.00 | 4/20/2010 4:08:45 PM |
| lowrate | $25.00 | $25.00 | 4/20/2010 5:59:42 PM |
| RandyL3 | $99.00 | $99.00 | 4/20/2010 6:01:30 PM |
| metro457 | $25.00 | $25.00 | 4/20/2010 5:34:55 PM |
| acropiloterau2002 | $25.00 | $25.00 | 4/20/2010 7:42:48 PM |
| djs81 | $25.00 | $25.00 | 4/21/2010 8:42:48 AM |
| kid8549 | $25.00 | $25.00 | 4/21/2010 1:12:50 AM |
| Zoramite | $25.00 | $25.00 | 4/21/2010 9:32:56 AM |
| money-boots2 | $25.00 | $25.00 | 4/21/2010 9:34:38 AM |
| a-studious-payment | $25.00 | $25.00 | 4/21/2010 9:34:22 AM |
| credit-investor5 | $40.17 | $40.17 | 4/21/2010 6:43:31 AM |
| MTlender | $25.00 | $25.00 | 4/21/2010 8:25:41 AM |
| chief_wo | $25.00 | $25.00 | 4/21/2010 10:41:03 AM |
| pipopirate | $25.00 | $25.00 | 4/21/2010 10:48:45 AM |
| kanewna | $25.62 | $25.62 | 4/21/2010 10:54:22 AM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 10:11:04 AM |
| lowestghost | $25.00 | $25.00 | 4/21/2010 10:48:56 AM |
| SCD | $25.00 | $25.00 | 4/22/2010 1:09:28 PM |
| poolfan | $50.00 | $50.00 | 4/23/2010 11:11:52 AM |
| whipone | $50.00 | $50.00 | 4/23/2010 5:29:01 PM |
| Zeenos | $25.00 | $25.00 | 4/24/2010 7:13:27 PM |
| payout-magician | $25.00 | $25.00 | 4/24/2010 8:02:07 PM |
| JerryB96 | $25.00 | $25.00 | 4/25/2010 7:53:15 PM |
| invest0808 | $25.00 | $25.00 | 4/26/2010 5:19:37 AM |
| malcolmreynolds | $25.00 | $25.00 | 4/25/2010 3:41:59 PM |
| rich329 | $25.00 | $25.00 | 4/26/2010 9:40:02 AM |
| 182 bids
|
Borrower Payment Dependent Notes Series
429394
This series of Notes was issued and sold upon the funding of the borrower loan #42060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Apr-20-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 30.76% |
Starting borrower rate/APR:
| 31.76% / 34.16% |
Starting monthly payment:
| $130.26 |
|
Final lender yield:
| 30.76% |
Final borrower rate/APR:
| 31.76% / 34.16% |
Final monthly payment:
| $130.26 |
| |
|
Auction yield range:
| 14.04% - 30.76% |
Estimated loss impact:
| 15.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.35% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 26% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 0m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,754 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 93% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| four0threeb |
Borrower's state:
| Maryland |
Borrower's group:
| College Graduates Under 30 |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 620-639
(Jul-2009)
(Feb-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Paying off the car
Purpose of loan:
Paying off my auto loan.?
My financial situation:
I am a good candidate for this loan because I had a previous loan through Prosper for my student loans and never missed a payment and always paid at least the minimum amount due each month.
Monthly net income: $2500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
I believe the loan was set at 36 months, however ideally I'd plan to have it paid off in 30 months.
(Apr-21-2010)
Q:
Can you please detail out your monthly expenses against your take home pay of $2,500. Kind Regards - Your_Bank
A:
Rent is a large bulk of the expenses (I live in a metro area)--$1200
Student loans--$250
Car loan--$250
Credit card: $300
Public Transportation/Commuting--$100
Miscellaneous expenses: Remainder
(Apr-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-prescription | $50.00 | $50.00 | 4/20/2010 4:37:34 PM |
| CA_Lender | $25.00 | $25.00 | 4/20/2010 4:37:52 PM |
| hektek22 | $300.00 | $300.00 | 4/20/2010 7:45:10 PM |
| periko | $50.00 | $50.00 | 4/20/2010 9:10:23 PM |
| EEasyMoney | $50.00 | $50.00 | 4/21/2010 8:30:50 AM |
| market-pudding | $25.00 | $25.00 | 4/21/2010 12:34:04 AM |
| reasonable-power | $25.00 | $25.00 | 4/21/2010 9:56:15 AM |
| Your_Bank | $100.00 | $100.00 | 4/21/2010 10:16:39 AM |
| UCLA4life | $25.00 | $25.00 | 4/21/2010 11:29:43 AM |
| aztocas | $50.00 | $50.00 | 4/21/2010 1:11:20 PM |
| ustfu | $25.00 | $25.00 | 4/21/2010 6:01:46 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/21/2010 6:21:21 PM |
| buffalobills | $25.00 | $25.00 | 4/22/2010 6:27:01 AM |
| lucrative-loan | $33.81 | $33.81 | 4/22/2010 1:22:47 AM |
| LAKETIME | $25.00 | $25.00 | 4/22/2010 11:53:57 AM |
| shawnw2 | $31.85 | $31.85 | 4/22/2010 12:22:31 PM |
| DasMula | $25.00 | $25.00 | 4/23/2010 10:00:25 AM |
| lendhouse2008 | $60.54 | $60.54 | 4/23/2010 12:26:00 PM |
| vigilance-searcher | $275.00 | $275.00 | 4/23/2010 1:08:15 PM |
| Your_Bank | $350.00 | $350.00 | 4/23/2010 3:53:36 PM |
| Your_Bank | $150.00 | $150.00 | 4/23/2010 4:17:37 PM |
| aquistoyraul | $100.00 | $100.00 | 4/23/2010 4:19:31 PM |
| Your_Bank | $50.00 | $50.00 | 4/20/2010 5:10:09 PM |
| Kash2010lu | $25.00 | $25.00 | 4/20/2010 8:21:29 PM |
| jhouman | $25.00 | $25.00 | 4/21/2010 3:07:55 AM |
| MoneyForNothing | $25.00 | $25.00 | 4/20/2010 7:13:53 PM |
| bobd32 | $25.00 | $25.00 | 4/21/2010 12:09:22 PM |
| vivacious-euro | $25.00 | $25.00 | 4/21/2010 12:51:59 PM |
| Bill88 | $25.00 | $25.00 | 4/22/2010 11:48:03 AM |
| Aberdeen | $400.00 | $400.00 | 4/23/2010 3:35:49 PM |
| blazing-capital | $100.00 | $100.00 | 4/23/2010 3:32:10 PM |
| twjh | $25.00 | $25.00 | 4/23/2010 3:57:33 PM |
| Aberdeen | $400.00 | $400.00 | 4/23/2010 3:35:47 PM |
| aquistoyraul | $100.00 | $48.80 | 4/23/2010 4:20:04 PM |
| 34 bids
|
Borrower Payment Dependent Notes Series
451616
This series of Notes was issued and sold upon the funding of the borrower loan #42048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $95.93 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $95.68 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 8m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 4 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,020 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 87% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| worth-wildcat |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hope to start marriage out of debt
Purpose of loan:
I am a young teacher in a private high school, fresh out of a Master's program in 2008.? Our enrollment was down significantly due to the economy, so our salaries were hit.? As a result, I went into some credit card debt paying for the basics (groceries, prescription medicine, etc).? Now I am getting married in July and moving across the country to begin a new life as a graduate student- eventually a university professor- and I want to put that debt behind me.? My bank raised my interest rate to astonishing new heights, so paying off the debt from these last two years of underemployment would be difficult without wonderful opportunities like Prosper!
My financial situation:
I am a good candidate for this loan because I am moving somewhere that has a much lower cost of living and a much shorter commute.? I will have a regular income.? I have been paying around $300 a month on this credit card, and could pay the same monthly amount on a lower-interest loan and pay it off in much less time.
Monthly net income: $
Now: $2300, starting summer 2010 $1500
Monthly expenses will change in August, 2010 when I move cross-country:
??Housing: now ~$980, starting summer 2010 ~$700
??Insurance: $150
??Car expenses: varies now with a 30-minute car commute, but I am trying to find a place near campus so I can walk or bike and save money
??Utilities: ~$130
??Phone, cable, internet: $50
??Credit cards and other loans: credit card $300 currently, student loans $250 (will stop student loan payments while I go back to school)
??Other expenses: $120 prescription medicine
Information in the Description is not verified.
Friends And Family Winning Bids
lostperception has bid a total of
$62.60 in winning bids.
"I have known wildcat for a few years. She has always shown herself to be dependable, and one of the those teachers who have the ability to change the lives of many of the students she works with. She has never shown herself to be delinquent on anything including her finances."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:18:16 AM |
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:30 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:18 AM |
| lagnisiruk | $25.00 | $25.00 | 4/19/2010 11:34:02 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:28 AM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:30 AM |
| dinero-speaker | $25.00 | $25.00 | 4/19/2010 11:43:18 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:48 AM |
| torion | $25.00 | $25.00 | 4/19/2010 11:42:28 AM |
| mmckune | $25.00 | $25.00 | 4/19/2010 11:44:24 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/19/2010 11:49:28 AM |
| unassassinable | $25.00 | $25.00 | 4/19/2010 11:46:07 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:18 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:53:14 AM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:36 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:32 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:48:12 AM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 12:00:49 PM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:55:53 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:45 AM |
| decisive-capital | $100.00 | $100.00 | 4/19/2010 12:00:34 PM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:36 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/19/2010 1:06:17 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/19/2010 2:10:29 PM |
| Havana21 | $32.92 | $26.79 | 4/19/2010 2:20:55 PM |
| Turkish101 | $25.00 | $25.00 | 4/19/2010 12:15:53 PM |
| bondhedger | $25.00 | $25.00 | 4/19/2010 4:20:12 PM |
| qkinger | $50.00 | $50.00 | 4/19/2010 10:00:06 PM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 9:38:20 AM |
| socal-lender | $25.00 | $25.00 | 4/23/2010 10:20:29 AM |
| exponential-affluence4 | $25.00 | $25.00 | 4/23/2010 6:30:29 PM |
| jimmya | $25.00 | $25.00 | 4/24/2010 7:12:25 AM |
| Hotrod52 | $25.00 | $25.00 | 4/25/2010 9:44:40 PM |
| martymaniaman | $25.00 | $25.00 | 4/26/2010 7:53:46 AM |
| Grimmreaper | $25.00 | $25.00 | 4/26/2010 10:30:14 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:12 AM |
| mrzz | $25.00 | $25.00 | 4/19/2010 11:35:11 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:36:14 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:31:11 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:27 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:36 AM |
| hrubinst | $25.00 | $25.00 | 4/19/2010 11:41:41 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:19 AM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:35:03 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:44:15 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:37 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:51:11 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:51 AM |
| Avala | $50.00 | $50.00 | 4/19/2010 11:42:49 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:37 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/19/2010 11:54:38 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:52 AM |
| orderly-leverage | $40.00 | $40.00 | 4/19/2010 11:50:02 AM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:19 AM |
| museic1 | $25.00 | $25.00 | 4/19/2010 12:00:11 PM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:52 AM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 12:04:05 PM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:26 AM |
| LoanAngel | $25.00 | $25.00 | 4/19/2010 11:51:58 AM |
| AF-Chief | $27.00 | $27.00 | 4/19/2010 11:52:51 AM |
| thedreamer | $25.00 | $25.00 | 4/19/2010 12:02:37 PM |
| Supernick | $50.00 | $50.00 | 4/19/2010 11:56:31 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:18 PM |
| integrity-doctor | $100.00 | $100.00 | 4/19/2010 2:10:06 PM |
| lostperception | $62.60 | $62.60 | 4/19/2010 1:49:04 PM |
| RandyL3 | $99.00 | $99.00 | 4/19/2010 4:43:10 PM |
| TheCount | $25.00 | $25.00 | 4/19/2010 6:19:18 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/20/2010 9:23:40 AM |
| uncleubb | $25.00 | $25.00 | 4/20/2010 2:09:23 PM |
| rummy06 | $25.00 | $25.00 | 4/21/2010 6:48:37 AM |
| element40 | $50.00 | $50.00 | 4/21/2010 4:57:24 PM |
| alcyon | $50.00 | $50.00 | 4/23/2010 7:35:02 PM |
| JohnSmith10 | $25.00 | $25.00 | 4/24/2010 5:02:38 PM |
| payout-magician | $25.00 | $25.00 | 4/24/2010 8:03:15 PM |
| ArtLends | $25.00 | $25.00 | 4/24/2010 1:16:37 PM |
| gillijr1001 | $25.00 | $25.00 | 4/24/2010 6:49:17 PM |
| jpblan11 | $49.61 | $49.61 | 4/25/2010 10:33:29 AM |
| malcolmreynolds | $25.00 | $25.00 | 4/25/2010 3:42:58 PM |
| Dskillz | $35.00 | $35.00 | 4/25/2010 9:51:32 AM |
| JerryB96 | $25.00 | $25.00 | 4/25/2010 7:53:58 PM |
| stageactor | $25.00 | $25.00 | 4/26/2010 10:19:35 AM |
| 81 bids
|
Borrower Payment Dependent Notes Series
452800
This series of Notes was issued and sold upon the funding of the borrower loan #41966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $46.40 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $46.38 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 8m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 5 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,217 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 32% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| felicity-stream |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fixing my Roof
Purpose of loan:
This loan will be used to?
pay for labor costs for a new roof.
My financial situation:
I am a good candidate for this loan because? I have stable income and always pay my bills on time 100% of the time.? I have never been late on any bill in my life and never plan to.? I?do not have more debt than I can afford.? My home is paid for as well as my car.? I only pay?for utilities?and living expenses.? I have one credit card which will be paid off next month and the other carries a moderate balance.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| LoisLoan | $25.00 | $25.00 | 4/5/2010 4:34:49 PM |
| mizon291 | $50.00 | $50.00 | 4/5/2010 4:47:57 PM |
| radforj22 | $25.00 | $25.00 | 4/5/2010 4:54:19 PM |
| Tai | $25.00 | $10.07 | 4/5/2010 4:57:14 PM |
| mlopez2007 | $25.00 | $25.00 | 4/5/2010 4:55:54 PM |
| RMB-Investments | $25.00 | $25.00 | 4/5/2010 4:57:09 PM |
| selector568 | $250.00 | $250.00 | 4/5/2010 5:10:59 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/5/2010 8:00:39 PM |
| site_ml | $25.00 | $25.00 | 4/6/2010 6:24:54 AM |
| julijask | $35.00 | $35.00 | 4/6/2010 11:24:05 AM |
| buukyak | $25.00 | $25.00 | 4/7/2010 7:45:32 PM |
| octoberfresh | $25.00 | $25.00 | 4/8/2010 7:47:19 AM |
| jimmer85 | $25.00 | $25.00 | 4/9/2010 12:22:53 PM |
| PBanker | $25.00 | $25.00 | 4/9/2010 3:14:37 PM |
| GEOFFS3 | $25.00 | $25.00 | 4/10/2010 9:27:41 AM |
| marwadi-62 | $100.00 | $100.00 | 4/10/2010 7:46:16 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/11/2010 6:00:45 AM |
| wwwUniversal | $25.00 | $25.00 | 4/12/2010 4:10:03 PM |
| favorable-order8 | $25.00 | $25.00 | 4/5/2010 4:34:42 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/5/2010 4:35:13 PM |
| kenji4861 | $25.00 | $25.00 | 4/5/2010 4:37:55 PM |
| kid8549 | $25.00 | $25.00 | 4/5/2010 4:42:39 PM |
| Phantom99 | $25.00 | $25.00 | 4/5/2010 4:55:42 PM |
| Walkingcowboy | $25.00 | $25.00 | 4/5/2010 4:56:34 PM |
| Thunderswan | $50.00 | $50.00 | 4/5/2010 4:57:03 PM |
| blot44 | $25.00 | $25.00 | 4/5/2010 5:57:57 PM |
| hashnet | $25.00 | $25.00 | 4/6/2010 3:26:52 PM |
| RandyL3 | $99.00 | $99.00 | 4/8/2010 9:27:27 AM |
| surfsider123 | $25.00 | $25.00 | 4/8/2010 1:31:10 PM |
| toplinetrading | $26.37 | $26.37 | 4/9/2010 6:18:12 PM |
| loan-stronghold1 | $25.00 | $25.00 | 4/10/2010 11:04:38 AM |
| ToloUSN | $50.00 | $50.00 | 4/11/2010 7:49:29 AM |
| YummiBear | $25.00 | $25.00 | 4/11/2010 6:25:21 PM |
| 120grit | $25.00 | $25.00 | 4/12/2010 9:26:19 AM |
| pokey38650 | $25.00 | $25.00 | 4/12/2010 10:10:20 AM |
| persistent-value3 | $79.56 | $79.56 | 4/12/2010 10:25:32 AM |
| webfeet | $50.00 | $50.00 | 4/12/2010 8:59:56 AM |
| plbquic | $25.00 | $25.00 | 4/12/2010 3:04:07 PM |
| 38 bids
|
Borrower Payment Dependent Notes Series
452944
This series of Notes was issued and sold upon the funding of the borrower loan #42145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-07-2010 |
| |
Auction end date:
| Apr-14-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $389.35 |
|
Final lender yield:
| 9.38% |
Final borrower rate/APR:
| 10.38% / 12.49% |
Final monthly payment:
| $389.35 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.25% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 7m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 23 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,307 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 28% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bold-payment-instrument |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Elimination Project 2010
Purpose of loan:
This loan will be used to pay off credit card debt I amassed while I was an undergraduate student. I had financed my education without the support of family or friends. Please be aware that I also worked during my college years -- with some weeks approaching full time hours, while balancing a full time course load at school. Credit cards helped finance car repairs, books, supplies, and other fixed and incidental costs. ?
My financial situation is much improved since graduating, as I am employed as a registered nurse. I also recently completed a graduate degree to practice as an advanced practice registered nurse (also known as a nurse practitioner). Fortunately, I was able to complete my graduate degree without assuming additional credit card debt.
I am a good candidate for this loan for the following reasons: 1) I have a great FICO score; 2) I am committed to improving my overall financial circumstances; and, 3) given that I work in the health care industry as a clinician, my employment is virtually recession-proof.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/7/2010 4:26:36 PM |
| sloak | $25.00 | $25.00 | 4/7/2010 4:44:00 PM |
| availableloan | $25.00 | $25.00 | 4/7/2010 4:47:14 PM |
| egw | $25.00 | $25.00 | 4/7/2010 4:48:13 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/7/2010 4:48:27 PM |
| hrubinst | $25.00 | $25.00 | 4/7/2010 4:48:19 PM |
| torion | $25.00 | $25.00 | 4/7/2010 4:48:37 PM |
| Avala | $50.00 | $50.00 | 4/7/2010 4:48:47 PM |
| delicious-social132 | $25.00 | $25.00 | 4/7/2010 4:48:56 PM |
| integrity-doctor | $100.00 | $100.00 | 4/7/2010 4:49:59 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/7/2010 4:51:28 PM |
| nickel-ferret | $25.00 | $25.00 | 4/7/2010 4:50:57 PM |
| syounker | $25.00 | $25.00 | 4/7/2010 4:52:21 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/7/2010 4:49:07 PM |
| ddog0224 | $25.00 | $25.00 | 4/7/2010 4:49:14 PM |
| logical-reward8 | $25.00 | $25.00 | 4/7/2010 4:51:05 PM |
| shrewd-deal | $25.00 | $25.00 | 4/7/2010 4:53:38 PM |
| Supernick | $50.00 | $50.00 | 4/7/2010 4:57:11 PM |
| Dharvesi | $25.00 | $25.00 | 4/7/2010 4:59:16 PM |
| CO80487 | $25.00 | $25.00 | 4/7/2010 4:59:23 PM |
| bchen78875 | $25.00 | $25.00 | 4/7/2010 4:59:51 PM |
| Clambake | $50.00 | $50.00 | 4/7/2010 6:23:07 PM |
| upright-revenue7 | $25.00 | $25.00 | 4/7/2010 7:13:12 PM |
| Aimvest | $25.00 | $25.00 | 4/7/2010 9:04:49 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/7/2010 10:52:58 PM |
| Moneypenny6 | $25.00 | $25.00 | 4/8/2010 6:16:32 AM |
| fcukciti | $50.00 | $50.00 | 4/8/2010 4:30:14 AM |
| Nascar1 | $25.00 | $25.00 | 4/8/2010 7:03:21 AM |
| PaulW | $25.00 | $25.00 | 4/8/2010 7:09:09 AM |
| lagnisiruk | $25.00 | $25.00 | 4/7/2010 10:08:47 PM |
| gjacobs2 | $25.00 | $25.00 | 4/7/2010 10:23:20 PM |
| ideal-platinum1 | $25.00 | $25.00 | 4/7/2010 11:07:55 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/8/2010 7:45:02 AM |
| kirkmountain | $25.00 | $25.00 | 4/8/2010 9:04:05 AM |
| Artist_Blue | $25.00 | $25.00 | 4/8/2010 12:19:11 PM |
| excellent-bonus8 | $25.00 | $25.00 | 4/8/2010 9:36:27 AM |
| coup173 | $25.00 | $25.00 | 4/8/2010 9:58:31 AM |
| roadster199 | $25.00 | $25.00 | 4/8/2010 1:13:36 PM |
| one-midas | $50.00 | $50.00 | 4/8/2010 12:55:24 PM |
| Cheburashka | $25.00 | $25.00 | 4/8/2010 1:00:53 PM |
| asset-professor | $25.00 | $25.00 | 4/8/2010 2:10:08 PM |
| Sixmil | $25.00 | $25.00 | 4/8/2010 2:14:07 PM |
| anton | $34.36 | $34.36 | 4/8/2010 6:29:56 PM |
| d3v0t3d | $50.00 | $50.00 | 4/8/2010 5:24:18 PM |
| Havana21 | $50.00 | $50.00 | 4/8/2010 11:18:02 PM |
| economy-caper9 | $25.00 | $25.00 | 4/8/2010 11:53:15 PM |
| peerlender | $30.00 | $30.00 | 4/8/2010 10:28:05 PM |
| bowdish1 | $50.00 | $50.00 | 4/9/2010 7:14:30 AM |
| 1phantom | $50.00 | $50.00 | 4/9/2010 8:36:45 AM |
| brazilofmux | $25.00 | $25.00 | 4/9/2010 9:22:38 AM |
| DHolly | $25.00 | $25.00 | 4/9/2010 5:19:27 AM |
| smart-leverage7 | $25.00 | $25.00 | 4/9/2010 9:34:01 AM |
| aganippe | $25.00 | $25.00 | 4/9/2010 7:07:19 AM |
| youthful-greenback3 | $25.00 | $25.00 | 4/9/2010 9:34:20 AM |
| dmfog | $25.00 | $25.00 | 4/9/2010 8:19:30 AM |
| Syndication | $25.00 | $25.00 | 4/9/2010 10:51:14 AM |
| rolandweary | $30.00 | $30.00 | 4/9/2010 10:49:25 AM |
| wise-silver-wonder | $25.00 | $25.00 | 4/9/2010 9:39:17 AM |
| gtdane | $45.33 | $45.33 | 4/9/2010 10:05:36 AM |
| mikeandcat | $50.00 | $50.00 | 4/9/2010 12:33:44 PM |
| klinebarger | $25.00 | $25.00 | 4/9/2010 10:49:35 AM |
| TrustOne | $25.00 | $25.00 | 4/9/2010 12:53:07 PM |
| topher515 | $25.00 | $25.00 | 4/9/2010 12:35:52 PM |
| zento | $25.00 | $25.00 | 4/9/2010 12:33:17 PM |
| order-wizard | $25.00 | $25.00 | 4/9/2010 12:39:09 PM |
| personal-lender | $25.00 | $25.00 | 4/9/2010 2:53:07 PM |
| Sefotonga | $25.00 | $25.00 | 4/9/2010 2:58:43 PM |
| cash4rent | $25.00 | $25.00 | 4/9/2010 4:00:02 PM |
| orgy63 | $25.00 | $25.00 | 4/9/2010 5:13:06 PM |
| peso-mate | $25.00 | $25.00 | 4/9/2010 5:50:07 PM |
| tedsrfdude | $25.00 | $25.00 | 4/9/2010 4:38:39 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/9/2010 4:41:20 PM |
| TennSquire | $25.00 | $25.00 | 4/9/2010 5:22:09 PM |
| mrkb80 | $25.00 | $25.00 | 4/9/2010 5:20:07 PM |
| elnuks | $25.00 | $25.00 | 4/9/2010 9:13:02 PM |
| bankrushing | $63.71 | $63.71 | 4/9/2010 10:26:36 PM |
| chesterCFO | $50.00 | $50.00 | 4/10/2010 11:19:31 AM |
| economy-river | $52.30 | $52.30 | 4/10/2010 4:22:13 AM |
| mster9ball | $25.00 | $25.00 | 4/10/2010 12:31:08 PM |
| leftcoast52 | $25.00 | $25.00 | 4/10/2010 9:38:40 AM |
| sweet-loan8 | $25.00 | $25.00 | 4/10/2010 3:54:36 PM |
| ArtemisFitzlebottom | $25.00 | $25.00 | 4/10/2010 10:06:12 AM |
| UofCMaroon | $25.00 | $25.00 | 4/11/2010 5:58:42 AM |
| supersarah61 | $25.00 | $25.00 | 4/10/2010 4:43:43 PM |
| RusRobo | $25.00 | $25.00 | 4/11/2010 6:58:33 AM |
| rockhound84 | $25.00 | $25.00 | 4/11/2010 7:18:55 AM |
| helpinghand63 | $50.00 | $50.00 | 4/11/2010 2:10:57 PM |
| famous-bill | $45.64 | $45.64 | 4/11/2010 7:07:12 AM |
| Cai8899 | $50.00 | $50.00 | 4/11/2010 7:22:55 AM |
| FOFagent1 | $200.00 | $200.00 | 4/11/2010 6:51:48 PM |
| five-star-bid2 | $50.00 | $50.00 | 4/11/2010 8:06:16 PM |
| flwah | $25.00 | $25.00 | 4/11/2010 1:39:29 PM |
| agoodquestion | $25.00 | $25.00 | 4/11/2010 8:40:01 PM |
| tender-ore | $25.00 | $25.00 | 4/11/2010 3:37:33 PM |
| money-floret | $100.00 | $100.00 | 4/11/2010 10:31:11 PM |
| encourager2 | $25.00 | $25.00 | 4/12/2010 5:24:09 AM |
| rockhound84 | $25.00 | $25.00 | 4/12/2010 5:14:54 AM |
| Quetz | $25.00 | $25.00 | 4/12/2010 8:03:34 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/11/2010 8:25:56 PM |
| return-buddy | $25.00 | $25.00 | 4/12/2010 9:34:23 AM |
| AnxiousAirman | $25.00 | $25.00 | 4/11/2010 10:48:26 PM |
| stable-nickel | $100.00 | $100.00 | 4/12/2010 6:52:08 AM |
| CAGE-Investments | $100.00 | $100.00 | 4/12/2010 7:48:06 AM |
| Tasmir | $25.00 | $25.00 | 4/12/2010 11:45:30 AM |
| commitment-farm | $25.00 | $25.00 | 4/12/2010 9:27:58 AM |
| dime-galaxy | $25.00 | $25.00 | 4/12/2010 10:16:15 AM |
| jamstah | $25.00 | $25.00 | 4/12/2010 1:29:04 PM |
| nodrivelpls | $25.00 | $25.00 | 4/12/2010 3:43:20 PM |
| winslowdad | $200.00 | $200.00 | 4/12/2010 5:43:27 PM |
| stemper | $50.00 | $50.00 | 4/12/2010 9:33:06 PM |
| GINKO | $250.00 | $250.00 | 4/13/2010 12:38:06 AM |
| creative-finance7 | $25.00 | $25.00 | 4/13/2010 7:31:40 AM |
| samo102us | $25.00 | $25.00 | 4/13/2010 8:03:37 AM |
| webfeet | $50.00 | $50.00 | 4/13/2010 8:35:24 AM |
| justinology | $25.00 | $25.00 | 4/13/2010 10:35:15 AM |
| cyberie21 | $32.07 | $32.07 | 4/13/2010 10:51:12 AM |
| Rockymtnhi | $25.10 | $25.10 | 4/13/2010 12:06:41 PM |
| Astyanax | $35.00 | $35.00 | 4/13/2010 9:59:20 AM |
| LongTail | $25.00 | $25.00 | 4/13/2010 12:29:00 PM |
| dhe50 | $25.00 | $25.00 | 4/13/2010 1:03:34 PM |
| gogrannygo | $25.00 | $25.00 | 4/13/2010 1:12:19 PM |
| dcoggins | $25.00 | $25.00 | 4/13/2010 1:33:46 PM |
| faifar | $25.00 | $25.00 | 4/13/2010 2:00:57 PM |
| SNH | $50.00 | $50.00 | 4/13/2010 2:42:50 PM |
| mizunoman | $25.00 | $25.00 | 4/13/2010 12:06:36 PM |
| aldeed | $25.00 | $25.00 | 4/13/2010 12:21:22 PM |
| kanpur63 | $25.00 | $25.00 | 4/13/2010 4:36:57 PM |
| unclejaef | $25.00 | $25.00 | 4/13/2010 4:36:49 PM |
| think_globally_act_locally | $25.00 | $25.00 | 4/13/2010 4:41:51 PM |
| calm-deal7 | $25.00 | $25.00 | 4/13/2010 4:53:32 PM |
| midde551 | $25.00 | $25.00 | 4/13/2010 4:55:34 PM |
| seattleslug | $25.00 | $25.00 | 4/13/2010 4:56:28 PM |
| awesome-market | $25.00 | $25.00 | 4/13/2010 4:56:35 PM |
| hanuman77 | $26.90 | $26.90 | 4/13/2010 4:58:32 PM |
| lostontheedge | $25.00 | $25.00 | 4/13/2010 3:54:49 PM |
| zeelender | $25.00 | $25.00 | 4/13/2010 4:55:51 PM |
| hopethisworks | $160.23 | $160.23 | 4/13/2010 4:56:20 PM |
| hons2000 | $25.00 | $25.00 | 4/13/2010 4:56:32 PM |
| Hartfelt | $40.00 | $40.00 | 4/13/2010 5:04:41 PM |
| bharosa | $25.00 | $25.00 | 4/13/2010 4:55:33 PM |
| gristle | $25.00 | $25.00 | 4/13/2010 4:56:09 PM |
| skiberdad | $50.00 | $50.00 | 4/13/2010 4:56:13 PM |
| lmmlmmlmm | $25.00 | $25.00 | 4/13/2010 4:58:05 PM |
| LenderByDay | $25.00 | $25.00 | 4/13/2010 4:58:09 PM |
| 78 | $25.00 | $25.00 | 4/13/2010 5:39:13 PM |
| dma1206 | $25.00 | $25.00 | 4/13/2010 5:46:19 PM |
| rockhound84 | $25.00 | $25.00 | 4/13/2010 6:09:38 PM |
| Young-Y | $25.00 | $25.00 | 4/13/2010 6:50:05 PM |
| yield-quest | $72.00 | $72.00 | 4/13/2010 10:20:37 PM |
| ISHLEP67 | $50.00 | $50.00 | 4/13/2010 8:28:09 PM |
| 2grindstones | $25.00 | $25.00 | 4/13/2010 6:31:12 PM |
| FL-Lender | $50.00 | $50.00 | 4/14/2010 1:20:52 AM |
| KingCroesus | $25.00 | $25.00 | 4/13/2010 9:40:12 PM |
| Okeey | $25.00 | $25.00 | 4/14/2010 9:10:06 AM |
| shrewd-income | $100.00 | $100.00 | 4/14/2010 9:23:29 AM |
| pwkpwk | $25.00 | $25.00 | 4/14/2010 9:34:25 AM |
| booyah | $50.00 | $50.00 | 4/14/2010 5:07:56 AM |
| eze567 | $50.00 | $50.00 | 4/14/2010 9:34:09 AM |
| carlover | $25.00 | $25.00 | 4/14/2010 10:59:04 AM |
| The-CAPS-fan | $30.00 | $30.00 | 4/14/2010 11:31:25 AM |
| outtahoth2o | $42.06 | $42.06 | 4/14/2010 12:00:57 PM |
| maximizer | $25.00 | $25.00 | 4/14/2010 9:45:59 AM |
| impartial-deal | $25.00 | $25.00 | 4/14/2010 12:18:14 PM |
| rockhound84 | $50.00 | $50.00 | 4/14/2010 10:50:06 AM |
| gustavholstopus32 | $25.00 | $25.00 | 4/14/2010 11:46:41 AM |
| favorite-commerce | $25.00 | $25.00 | 4/14/2010 11:59:27 AM |
| biobulator | $25.00 | $25.00 | 4/14/2010 12:08:56 PM |
| hermosaloan | $25.00 | $25.00 | 4/14/2010 11:10:56 AM |
| cti11 | $26.37 | $26.37 | 4/14/2010 1:48:14 PM |
| bondhedger | $25.00 | $25.00 | 4/14/2010 2:52:55 PM |
| contract-eagle | $25.00 | $25.00 | 4/14/2010 1:43:09 PM |
| investment-cluster | $25.00 | $25.00 | 4/14/2010 1:45:20 PM |
| LAKETIME | $40.00 | $40.00 | 4/14/2010 1:59:00 PM |
| protargol | $50.00 | $50.00 | 4/14/2010 3:56:20 PM |
| value-rapture | $35.00 | $35.00 | 4/14/2010 4:08:35 PM |
| trust_in_the_Lord | $50.00 | $50.00 | 4/14/2010 3:17:09 PM |
| Prairie-MN | $30.00 | $30.00 | 4/14/2010 3:52:51 PM |
| favorable-order8 | $25.00 | $25.00 | 4/7/2010 4:27:50 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/7/2010 4:49:50 PM |
| dinero-speaker | $25.00 | $25.00 | 4/7/2010 4:49:22 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/7/2010 4:49:32 PM |
| cablenews | $25.00 | $25.00 | 4/7/2010 4:50:39 PM |
| Thunderswan | $50.00 | $50.00 | 4/7/2010 4:50:49 PM |
| euro-starter | $25.00 | $25.00 | 4/7/2010 4:51:44 PM |
| radforj22 | $25.00 | $25.00 | 4/7/2010 4:51:15 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/7/2010 4:52:36 PM |
| Sven79 | $50.00 | $50.00 | 4/7/2010 4:47:23 PM |
| Nerdster1 | $25.00 | $25.00 | 4/7/2010 4:47:35 PM |
| vivid-loot | $25.00 | $25.00 | 4/7/2010 4:53:03 PM |
| Dap2005 | $25.00 | $25.00 | 4/7/2010 4:52:09 PM |
| peb44 | $25.00 | $25.00 | 4/7/2010 4:52:29 PM |
| unassassinable | $25.00 | $25.00 | 4/7/2010 4:53:17 PM |
| mmckune | $25.00 | $25.00 | 4/7/2010 4:50:27 PM |
| r0b3m4n | $25.00 | $25.00 | 4/7/2010 4:58:28 PM |
| BuffetRocks | $50.00 | $50.00 | 4/7/2010 4:58:18 PM |
| elegant-bonus | $25.00 | $25.00 | 4/7/2010 4:58:39 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/7/2010 4:52:50 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/7/2010 5:01:13 PM |
| balance-voyager | $100.00 | $100.00 | 4/7/2010 4:59:06 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/7/2010 5:00:00 PM |
| highcountry1 | $25.00 | $25.00 | 4/7/2010 6:03:22 PM |
| selector568 | $150.00 | $150.00 | 4/7/2010 7:35:38 PM |
| buukyak | $25.00 | $25.00 | 4/7/2010 7:37:05 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/7/2010 5:58:12 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/7/2010 9:30:34 PM |
| skuba | $25.00 | $25.00 | 4/7/2010 7:37:12 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/7/2010 8:55:41 PM |
| BinghamtonMBA06 | $25.00 | $25.00 | 4/7/2010 9:06:06 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/8/2010 9:36:41 AM |
| lounges | $25.00 | $25.00 | 4/8/2010 9:57:37 AM |
| HaveToWrite | $25.00 | $25.00 | 4/8/2010 9:19:05 AM |
| jengachamp | $25.00 | $25.00 | 4/8/2010 9:58:26 AM |
| aggielender | $25.00 | $25.00 | 4/8/2010 2:04:18 PM |
| salala | $25.00 | $25.00 | 4/8/2010 2:14:05 PM |
| KiwiElf | $25.00 | $25.00 | 4/8/2010 11:56:05 AM |
| TCR3 | $25.00 | $25.00 | 4/8/2010 12:17:46 PM |
| bigdogsafety1 | $25.00 | $25.00 | 4/8/2010 1:30:52 PM |
| bullish2bearish | $25.00 | $25.00 | 4/8/2010 6:13:23 PM |
| Zingaro | $25.00 | $25.00 | 4/8/2010 9:15:49 PM |
| micko | $25.00 | $25.00 | 4/9/2010 6:43:08 AM |
| Interloper | $25.00 | $25.00 | 4/9/2010 7:41:07 AM |
| ichibon | $100.00 | $100.00 | 4/9/2010 8:54:15 AM |
| chekat | $25.00 | $25.00 | 4/9/2010 9:11:50 AM |
| heerzaquestion | $25.00 | $25.00 | 4/9/2010 6:04:48 AM |
| noble-revenue | $25.00 | $25.00 | 4/9/2010 7:01:00 AM |
| Finspons | $25.00 | $25.00 | 4/9/2010 8:10:56 AM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 4/9/2010 9:00:15 AM |
| social-turtle4 | $25.00 | $25.00 | 4/9/2010 9:34:49 AM |
| Josta | $34.51 | $34.51 | 4/9/2010 11:44:50 AM |
| don8ter | $25.00 | $25.00 | 4/9/2010 12:55:23 PM |
| webfeet | $25.00 | $25.00 | 4/9/2010 1:06:17 PM |
| maldok1 | $25.00 | $25.00 | 4/9/2010 1:18:34 PM |
| supreme-hope | $25.00 | $25.00 | 4/9/2010 3:16:38 PM |
| lender1x | $25.00 | $25.00 | 4/9/2010 1:03:27 PM |
| Hola_James | $47.54 | $47.54 | 4/9/2010 2:39:57 PM |
| Phantom99 | $25.00 | $25.00 | 4/9/2010 1:33:38 PM |
| jwood3030 | $35.00 | $35.00 | 4/9/2010 4:32:06 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/9/2010 4:40:14 PM |
| xyzlmno | $50.00 | $50.00 | 4/9/2010 5:22:05 PM |
| GElender | $50.00 | $50.00 | 4/9/2010 5:21:53 PM |
| bill-expert | $25.00 | $25.00 | 4/9/2010 4:48:44 PM |
| Aquani | $50.00 | $50.00 | 4/9/2010 5:36:42 PM |
| BooRadley | $25.00 | $25.00 | 4/9/2010 5:13:58 PM |
| network2 | $25.00 | $25.00 | 4/9/2010 6:43:26 PM |
| gain-bridge | $25.00 | $25.00 | 4/9/2010 10:43:37 PM |
| WeAlNe | $25.00 | $25.00 | 4/10/2010 5:33:04 AM |
| vkm2000 | $25.00 | $25.00 | 4/9/2010 5:38:16 PM |
| kid8549 | $25.00 | $25.00 | 4/10/2010 9:13:34 AM |
| PRGuyinVA | $25.00 | $25.00 | 4/10/2010 10:38:17 AM |
| selfmademan | $25.00 | $25.00 | 4/10/2010 4:18:31 AM |
| mtp | $50.00 | $50.00 | 4/10/2010 2:12:51 PM |
| lender08 | $25.00 | $25.00 | 4/10/2010 11:48:51 AM |
| divemaster | $25.00 | $25.00 | 4/10/2010 8:48:47 AM |
| lukeskywalkerkp | $50.00 | $50.00 | 4/10/2010 10:01:15 AM |
| enthusiastic-balance5 | $25.00 | $25.00 | 4/10/2010 5:15:36 PM |
| Moody26 | $25.00 | $25.00 | 4/10/2010 9:01:26 PM |
| xrycac | $25.00 | $25.00 | 4/11/2010 11:44:15 AM |
| nick5454 | $25.00 | $25.00 | 4/11/2010 4:48:06 PM |
| repayment-radio | $100.00 | $100.00 | 4/11/2010 8:15:00 AM |
| ijspence | $25.00 | $25.00 | 4/11/2010 3:33:17 PM |
| naina_my_daughter | $25.00 | $25.00 | 4/11/2010 5:04:52 PM |
| kmr2 | $250.00 | $250.00 | 4/11/2010 11:12:58 AM |
| psbruce | $25.00 | $25.00 | 4/11/2010 7:56:41 PM |
| mathprof | $25.00 | $25.00 | 4/11/2010 1:39:28 PM |
| interest-boomer5 | $25.00 | $25.00 | 4/11/2010 8:54:13 PM |
| Ducatiman1978 | $25.00 | $25.00 | 4/11/2010 9:13:27 PM |
| nickel-worker8 | $50.00 | $50.00 | 4/11/2010 9:50:36 PM |
| justin323 | $44.05 | $44.05 | 4/12/2010 3:39:58 AM |
| socialinvestment | $40.00 | $40.00 | 4/11/2010 10:25:50 PM |
| Tradesmanlender | $25.00 | $25.00 | 4/11/2010 6:36:47 PM |
| the-serene-transaction | $25.00 | $25.00 | 4/11/2010 8:07:40 PM |
| omerta6102 | $35.31 | $35.31 | 4/12/2010 9:08:00 AM |
| IIP77 | $25.00 | $25.00 | 4/12/2010 10:51:36 AM |
| aurorafinancial | $50.00 | $50.00 | 4/12/2010 11:20:26 AM |
| AF-Chief | $27.00 | $27.00 | 4/12/2010 10:50:50 AM |
| IP | $50.00 | $50.00 | 4/12/2010 10:37:23 AM |
| OnyxLite | $25.00 | $25.00 | 4/12/2010 3:43:23 PM |
| flexible-value | $26.00 | $26.00 | 4/12/2010 12:17:38 PM |
| p2p_banker | $25.00 | $25.00 | 4/12/2010 3:43:28 PM |
| jo2y | $25.00 | $25.00 | 4/12/2010 7:27:49 PM |
| best-credit-sushi | $25.00 | $25.00 | 4/12/2010 9:24:14 PM |
| LendingSingularity | $48.02 | $48.02 | 4/12/2010 8:59:25 PM |
| The_Secret | $50.00 | $50.00 | 4/13/2010 3:23:48 AM |
| conqueror359 | $92.06 | $92.06 | 4/13/2010 8:19:42 AM |
| jdrez | $25.00 | $25.00 | 4/13/2010 10:03:11 AM |
| debt-legend | $25.00 | $25.00 | 4/13/2010 8:18:22 AM |
| integrity-broker | $25.00 | $25.00 | 4/13/2010 10:53:25 AM |
| DadWarbucks | $25.00 | $25.00 | 4/13/2010 11:41:14 AM |
| fireboss | $40.10 | $40.10 | 4/13/2010 4:02:56 PM |
| p2p-mover0 | $40.00 | $40.00 | 4/13/2010 4:23:09 PM |
| Onesiphorus | $25.00 | $25.00 | 4/13/2010 4:36:58 PM |
| PPLIN810 | $50.00 | $50.00 | 4/13/2010 4:45:08 PM |
| bazaar-ruler | $25.00 | $25.00 | 4/13/2010 4:56:31 PM |
| jplatypus | $25.00 | $25.00 | 4/13/2010 4:55:35 PM |
| dparkhom | $25.00 | $25.00 | 4/13/2010 4:55:49 PM |
| OldProp | $25.00 | $25.00 | 4/13/2010 4:56:12 PM |
| MoneyOps | $25.00 | $25.00 | 4/13/2010 4:58:34 PM |
| RandyL3 | $33.00 | $33.00 | 4/13/2010 4:59:01 PM |
| TheColoradoDon | $25.00 | $25.00 | 4/13/2010 4:36:54 PM |
| mjcareful | $85.00 | $85.00 | 4/13/2010 4:39:22 PM |
| kmwvma | $25.00 | $25.00 | 4/13/2010 4:56:21 PM |
| mc81 | $25.00 | $25.00 | 4/13/2010 4:58:50 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/13/2010 8:18:02 PM |
| Saab93 | $25.00 | $25.00 | 4/13/2010 6:35:34 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/13/2010 6:43:08 PM |
| rate-hickory | $25.00 | $25.00 | 4/14/2010 8:30:20 AM |
| mitcha1 | $25.00 | $25.00 | 4/14/2010 9:27:39 AM |
| heerzaquestion | $25.00 | $25.00 | 4/14/2010 7:09:43 AM |
| booyah | $200.00 | $200.00 | 4/14/2010 5:09:16 AM |
| integrity-reformer | $50.00 | $50.00 | 4/14/2010 11:14:42 AM |
| Jewels | $50.00 | $36.49 | 4/14/2010 8:38:56 AM |
| influential-compassion9 | $50.00 | $50.00 | 4/14/2010 12:03:19 PM |
| airbornn | $44.85 | $44.85 | 4/14/2010 10:32:35 AM |
| interact | $25.00 | $25.00 | 4/14/2010 12:15:32 PM |
| Havnfun | $25.00 | $25.00 | 4/14/2010 10:08:19 AM |
| bigjim1212 | $30.00 | $30.00 | 4/14/2010 12:10:51 PM |
| cesta283 | $25.00 | $25.00 | 4/14/2010 11:19:08 AM |
| wizardii | $25.00 | $25.00 | 4/14/2010 11:44:20 AM |
| tearingstar | $35.00 | $35.00 | 4/14/2010 11:48:13 AM |
| All_Wins | $25.00 | $25.00 | 4/14/2010 12:20:48 PM |
| TheSpottedFlamingo | $25.00 | $25.00 | 4/14/2010 12:55:39 PM |
| Rabid_Dove | $25.00 | $25.00 | 4/14/2010 1:39:25 PM |
| trustworthy-finance6 | $100.00 | $100.00 | 4/14/2010 4:09:49 PM |
| mcabery | $250.00 | $250.00 | 4/14/2010 3:24:11 PM |
| selo80 | $25.00 | $25.00 | 4/14/2010 4:18:56 PM |
| 325 bids
|
Borrower Payment Dependent Notes Series
454170
This series of Notes was issued and sold upon the funding of the borrower loan #42148, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 7.0% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 22.93% |
Starting borrower rate/APR:
| 23.93% / 26.22% |
Starting monthly payment:
| $587.94 |
|
Final lender yield:
| 21.48% |
Final borrower rate/APR:
| 22.48% / 24.75% |
Final monthly payment:
| $576.59 |
| |
|
Auction yield range:
| 8.04% - 22.93% |
Estimated loss impact:
| 7.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.97% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1971 |
Debt/Income ratio:
| 31% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 21
/
19 | Length of status: | 9y 3m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $26,642 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 66% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| paulgwen |
Borrower's state:
| Georgia |
Borrower's group:
| Credit Card Consolidation |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 60 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $38,100.00 | < mo. late:
| 0
( 0% )
| 740-759
(Mar-2008)
740-759
(Jan-2008)
740-759
(May-2006)
|
|
Principal balance:
| $5,033.46 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 60 | | |
Description
Getting Out of Debt
Prosper has helped me get out of debt.? However, we still have some high interest credit cards.? I would like to pay my American Express card in full and not use it any more.? The only time I use it now is when we travel and have to rent a car.? Paying it off will be our final major step in getting out of debt.?
FYI, I very much appreciate the two loans (one paid off/one current) that I got through Prosper...it was indeed a blessing!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you have positive equity in the house? - Pu239
A:
Most definitely yes. We have been in our house for a little over ten years; We have never refinanced and have never been late making a payment.
(Apr-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| five-star-justice | $36.00 | $36.00 | 4/16/2010 4:11:51 PM |
| dloan | $25.00 | $25.00 | 4/16/2010 4:50:49 PM |
| Trakissta | $100.00 | $100.00 | 4/16/2010 5:13:06 PM |
| USMP | $100.00 | $100.00 | 4/16/2010 9:08:58 PM |
| DasMula | $25.00 | $25.00 | 4/16/2010 10:08:40 PM |
| Your_Bank | $50.00 | $50.00 | 4/17/2010 11:42:41 AM |
| jhouman | $25.00 | $25.00 | 4/17/2010 11:34:26 AM |
| MoneyForNothing | $25.00 | $25.00 | 4/19/2010 2:19:38 AM |
| ptjg | $45.09 | $45.09 | 4/19/2010 4:26:00 PM |
| ChrisKwan | $25.00 | $25.00 | 4/19/2010 4:25:10 PM |
| mrreynol | $25.00 | $25.00 | 4/19/2010 5:59:23 PM |
| tnjohnso | $25.00 | $25.00 | 4/20/2010 10:55:16 AM |
| durability-halibut | $25.00 | $25.00 | 4/20/2010 5:15:02 PM |
| CommerciaLender | $39.00 | $39.00 | 4/22/2010 6:52:17 AM |
| bold-attentive-listing | $70.00 | $70.00 | 4/22/2010 4:35:48 PM |
| elegant-loot | $25.00 | $25.00 | 4/22/2010 6:08:12 PM |
| silvercertificate | $25.00 | $25.00 | 4/22/2010 8:09:19 PM |
| passivesf | $25.00 | $25.00 | 4/22/2010 10:12:47 PM |
| Aberdeen | $400.00 | $400.00 | 4/23/2010 7:37:49 AM |
| twjh | $25.00 | $25.00 | 4/23/2010 7:37:53 AM |
| DaddyBill | $40.00 | $40.00 | 4/23/2010 7:47:21 AM |
| harddollars | $25.00 | $25.00 | 4/23/2010 8:28:32 AM |
| CTG_JaQ | $70.01 | $70.01 | 4/23/2010 9:22:29 AM |
| lender12345 | $25.00 | $25.00 | 4/23/2010 10:13:04 AM |
| LittleMingo | $25.00 | $25.00 | 4/23/2010 10:14:05 AM |
| Pu239 | $60.00 | $60.00 | 4/23/2010 9:07:45 AM |
| Leshan | $50.00 | $50.00 | 4/23/2010 9:10:55 AM |
| 113121 | $3,000.00 | $2,523.42 | 4/23/2010 10:18:21 AM |
| selector568 | $97.51 | $97.51 | 4/23/2010 9:41:54 AM |
| 113121 | $500.00 | $500.00 | 4/23/2010 11:29:31 AM |
| tracyjo | $25.00 | $25.00 | 4/23/2010 10:26:11 AM |
| profreshonal | $25.00 | $25.00 | 4/23/2010 11:50:03 AM |
| goodhearted-basis4 | $25.00 | $25.00 | 4/23/2010 11:46:47 AM |
| chipjet | $25.00 | $25.00 | 4/23/2010 11:09:49 AM |
| CTG_JaQ | $129.01 | $129.01 | 4/23/2010 12:35:11 PM |
| mercuriant | $25.00 | $25.00 | 4/23/2010 12:11:23 PM |
| patriot384 | $85.00 | $85.00 | 4/23/2010 12:55:25 PM |
| 113121 | $700.00 | $700.00 | 4/23/2010 11:28:57 AM |
| Bob450 | $50.00 | $50.00 | 4/23/2010 1:06:20 PM |
| trumpeter5 | $25.00 | $25.00 | 4/23/2010 12:56:33 PM |
| curly2k | $25.00 | $25.00 | 4/23/2010 1:14:53 PM |
| mckhbnpc | $30.00 | $30.00 | 4/23/2010 1:39:10 PM |
| Ogerta | $225.00 | $225.00 | 4/23/2010 1:49:22 PM |
| ayiticheri | $25.00 | $25.00 | 4/23/2010 3:09:45 PM |
| Bob450 | $25.00 | $25.00 | 4/23/2010 3:49:10 PM |
| p2p-journey | $39.60 | $39.60 | 4/23/2010 1:44:38 PM |
| Engineer44 | $25.00 | $25.00 | 4/23/2010 4:05:40 PM |
| 113121 | $500.00 | $500.00 | 4/23/2010 3:08:19 PM |
| umfan123 | $25.00 | $25.00 | 4/23/2010 4:04:15 PM |
| social-conductor4 | $25.00 | $25.00 | 4/23/2010 4:06:35 PM |
| caseattle | $25.00 | $25.00 | 4/16/2010 4:19:36 PM |
| DasMula | $25.00 | $25.00 | 4/16/2010 10:08:28 PM |
| DasMula | $25.00 | $25.00 | 4/16/2010 10:08:59 PM |
| Your_Bank | $50.00 | $50.00 | 4/17/2010 11:42:24 AM |
| Your_Bank | $50.00 | $50.00 | 4/17/2010 11:43:01 AM |
| sociallender | $25.00 | $25.00 | 4/17/2010 8:28:14 AM |
| new-peso-concerto | $75.00 | $75.00 | 4/18/2010 7:13:14 AM |
| buphigam | $30.00 | $30.00 | 4/19/2010 6:04:42 AM |
| UCLA4life | $25.00 | $25.00 | 4/19/2010 4:38:02 PM |
| RainyDayFunds | $25.00 | $25.00 | 4/19/2010 9:43:43 PM |
| Imaginos1892 | $150.00 | $150.00 | 4/19/2010 6:01:39 PM |
| Jinja | $30.17 | $30.17 | 4/20/2010 5:29:02 PM |
| Leshan | $50.00 | $50.00 | 4/22/2010 1:53:53 PM |
| ptjg | $25.00 | $25.00 | 4/22/2010 3:44:42 PM |
| new-goal-return | $25.00 | $25.00 | 4/22/2010 4:36:48 PM |
| Helenska11 | $25.00 | $25.00 | 4/22/2010 4:38:36 PM |
| Aberdeen | $400.00 | $400.00 | 4/23/2010 7:34:32 AM |
| Aberdeen | $400.00 | $400.00 | 4/23/2010 7:35:10 AM |
| Aberdeen | $400.00 | $400.00 | 4/23/2010 7:35:56 AM |
| wwwUniversal | $25.00 | $25.00 | 4/23/2010 7:47:18 AM |
| Bob450 | $32.00 | $32.00 | 4/23/2010 8:03:32 AM |
| Rip128 | $100.00 | $100.00 | 4/23/2010 8:15:37 AM |
| Skeptical-one | $50.00 | $50.00 | 4/23/2010 8:29:57 AM |
| Aberdeen | $500.00 | $500.00 | 4/23/2010 7:35:08 AM |
| Aberdeen | $400.00 | $400.00 | 4/23/2010 7:37:51 AM |
| buffalobills | $25.00 | $25.00 | 4/23/2010 8:02:48 AM |
| dynrep | $50.00 | $50.00 | 4/23/2010 8:17:10 AM |
| srthsvghdthtr | $25.00 | $25.00 | 4/23/2010 8:22:21 AM |
| mcshew99 | $32.25 | $32.25 | 4/23/2010 8:41:44 AM |
| worth-arch | $50.00 | $50.00 | 4/23/2010 8:26:55 AM |
| TripleNickle | $25.55 | $25.55 | 4/23/2010 9:20:36 AM |
| grnii78 | $34.00 | $34.00 | 4/23/2010 10:18:48 AM |
| reflective-rupee | $500.00 | $500.00 | 4/23/2010 11:07:34 AM |
| Ogerta | $875.00 | $875.00 | 4/23/2010 9:50:43 AM |
| tranquil-revenue | $400.00 | $400.00 | 4/23/2010 9:36:49 AM |
| mpatrick | $50.00 | $50.00 | 4/23/2010 10:10:57 AM |
| credit-coach118 | $65.00 | $65.00 | 4/23/2010 9:39:46 AM |
| trade-elm | $25.00 | $25.00 | 4/23/2010 11:27:22 AM |
| crdcteng | $25.00 | $25.00 | 4/23/2010 9:53:36 AM |
| Madmigel | $56.77 | $56.77 | 4/23/2010 11:04:32 AM |
| jojnax | $25.00 | $25.00 | 4/23/2010 10:21:58 AM |
| peaceful-cash5 | $25.00 | $25.00 | 4/23/2010 10:29:46 AM |
| fairness-atmosphere | $30.00 | $30.00 | 4/23/2010 11:22:29 AM |
| 113121 | $700.00 | $700.00 | 4/23/2010 11:28:19 AM |
| jhouman | $25.00 | $25.00 | 4/23/2010 12:24:54 PM |
| Your_Bank | $100.00 | $100.00 | 4/23/2010 12:28:21 PM |
| exchange-cowbell5 | $50.00 | $50.00 | 4/23/2010 1:15:58 PM |
| druidpoet | $25.00 | $25.00 | 4/23/2010 12:04:55 PM |
| Cashew6 | $47.11 | $47.11 | 4/23/2010 2:12:25 PM |
| Nerdster1 | $25.01 | $25.01 | 4/23/2010 3:33:19 PM |
| TakeCare | $300.00 | $300.00 | 4/23/2010 3:05:22 PM |
| trumpeter5 | $25.00 | $25.00 | 4/23/2010 3:10:38 PM |
| XCWIZ007 | $25.00 | $25.00 | 4/23/2010 3:46:23 PM |
| reflective-rupee | $500.00 | $500.00 | 4/23/2010 3:48:14 PM |
| principal-star | $25.00 | $25.00 | 4/23/2010 3:23:18 PM |
| icon7 | $25.00 | $25.00 | 4/23/2010 3:42:53 PM |
| Whipster | $25.00 | $25.00 | 4/23/2010 4:04:24 PM |
| reflective-rupee | $500.00 | $500.00 | 4/23/2010 2:54:33 PM |
| Jazzy503 | $27.50 | $27.50 | 4/23/2010 2:56:27 PM |
| 113121 | $500.00 | $500.00 | 4/23/2010 3:03:41 PM |
| Ogerta | $125.00 | $125.00 | 4/23/2010 3:06:17 PM |
| himanshuko | $50.00 | $50.00 | 4/23/2010 3:39:36 PM |
| 112 bids
|
Borrower Payment Dependent Notes Series
454234
This series of Notes was issued and sold upon the funding of the borrower loan #42163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-19-2010 |
|
|
Starting lender yield:
| 25.05% |
Starting borrower rate/APR:
| 26.05% / 28.37% |
Starting monthly payment:
| $181.43 |
|
Final lender yield:
| 25.05% |
Final borrower rate/APR:
| 26.05% / 28.37% |
Final monthly payment:
| $181.43 |
| |
|
Auction yield range:
| 8.04% - 25.05% |
Estimated loss impact:
| 8.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.45% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 3m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $13,133 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 65% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 16 | | | | |
|
Screen name:
| adventurous-return9 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
new roof
Purpose of loan: need to put a new roof on the house.
My financial situation: I have not been late on any payments in the last 4 years. Had a forecloser in chicago 4 years ago, so getting a?loan is hard. ?You will get your money back
Monthly expenses: $
??Housing: $ 120
??Insurance: $ 80
??Car expenses: $ 250
??Utilities: $ 95
??Phone, cable, internet: $ 60
??Food, entertainment: $ 220
??Clothing, household expenses $ 75
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you explain the two delinquencies? - Virtuallending
A:
yes. even though the house went into forecloser in 2006 one of the lenders continued to show delinquencies. Hope this answers your question I have had no late payments on any other bills.
(Apr-17-2010)
Q:
Why does homeownership show NO, and what exactly is your
profession? - RecoveryLender
A:
Good question. Not sure but we own a small home in kellogg idaho. We had it as a rental before the problems in chicago. We have owned it for about 10 years. Hope this answers your question.
I'am a mine trainer for underground miners. I was with this company for 23 years before moving to chicago.
(Apr-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ScoopnDots | $50.00 | $50.00 | 4/16/2010 4:17:57 PM |
| contract-eagle | $25.00 | $25.00 | 4/16/2010 4:15:14 PM |
| finance-prescription | $100.00 | $100.00 | 4/16/2010 4:16:07 PM |
| integrity-doctor | $100.00 | $100.00 | 4/16/2010 4:16:42 PM |
| Avala | $50.00 | $50.00 | 4/16/2010 4:28:16 PM |
| tntmojave | $25.00 | $25.00 | 4/16/2010 4:31:39 PM |
| income-fortress | $25.00 | $25.00 | 4/16/2010 4:27:13 PM |
| torion | $25.00 | $25.00 | 4/16/2010 4:27:59 PM |
| unassassinable | $25.00 | $25.00 | 4/16/2010 4:30:06 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/16/2010 4:30:54 PM |
| delicious-social132 | $25.00 | $25.00 | 4/16/2010 4:28:25 PM |
| dinero-speaker | $25.00 | $25.00 | 4/16/2010 4:28:50 PM |
| transparency-planetarium | $25.00 | $25.00 | 4/16/2010 4:37:20 PM |
| mmckune | $25.00 | $25.00 | 4/16/2010 4:29:28 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/16/2010 4:39:44 PM |
| tntmojave | $25.00 | $25.00 | 4/16/2010 4:31:15 PM |
| ichibon | $75.00 | $75.00 | 4/16/2010 4:35:07 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/16/2010 4:36:03 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/16/2010 4:49:48 PM |
| AF-Chief | $27.00 | $27.00 | 4/16/2010 4:38:47 PM |
| wings2fly | $25.00 | $25.00 | 4/16/2010 5:06:23 PM |
| cptproton | $25.00 | $25.00 | 4/16/2010 5:03:51 PM |
| DasMula | $25.00 | $25.00 | 4/16/2010 9:55:30 PM |
| emt747 | $25.00 | $25.00 | 4/17/2010 7:59:49 AM |
| aztocas | $50.00 | $50.00 | 4/16/2010 9:43:30 PM |
| important-ore | $50.00 | $50.00 | 4/16/2010 9:34:31 PM |
| Rdodson11 | $25.00 | $25.00 | 4/17/2010 7:07:55 AM |
| Virtuallending | $50.00 | $50.00 | 4/17/2010 8:41:09 PM |
| fairhelper | $25.00 | $25.00 | 4/17/2010 12:43:29 PM |
| radforj22 | $25.00 | $25.00 | 4/17/2010 6:34:30 PM |
| frogperson | $100.00 | $100.00 | 4/18/2010 9:12:50 AM |
| ddog0224 | $25.00 | $25.00 | 4/17/2010 8:32:49 PM |
| thezfunk | $25.00 | $25.00 | 4/18/2010 12:44:46 AM |
| thedreamer | $25.00 | $25.00 | 4/18/2010 10:48:40 AM |
| LR_Biker | $25.00 | $25.00 | 4/18/2010 9:42:57 AM |
| aggielender | $25.00 | $25.00 | 4/19/2010 6:20:47 AM |
| sloak | $25.00 | $25.00 | 4/19/2010 12:06:20 AM |
| cash-vault | $25.00 | $25.00 | 4/19/2010 9:33:58 AM |
| successful-agreement7 | $100.00 | $100.00 | 4/19/2010 12:06:57 AM |
| MihirFromRedmond | $25.00 | $25.00 | 4/19/2010 5:30:00 AM |
| enthusiastic-point | $25.00 | $25.00 | 4/19/2010 6:16:32 AM |
| umfan123 | $25.00 | $25.00 | 4/19/2010 6:54:39 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 9:33:17 AM |
| Artist_Blue | $25.00 | $25.00 | 4/19/2010 10:46:40 AM |
| CS_987 | $25.00 | $25.00 | 4/19/2010 12:03:14 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/19/2010 1:06:26 PM |
| festeringsnot | $25.00 | $25.00 | 4/19/2010 4:05:59 PM |
| windkid | $50.00 | $50.00 | 4/19/2010 4:51:06 PM |
| curveylady | $30.00 | $30.00 | 4/19/2010 5:01:49 PM |
| Bob450 | $75.00 | $75.00 | 4/19/2010 8:16:29 PM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 8:05:20 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/16/2010 4:09:57 PM |
| charming-point | $267.06 | $267.06 | 4/16/2010 4:16:51 PM |
| nickel-ferret | $25.00 | $25.00 | 4/16/2010 4:29:38 PM |
| hrubinst | $25.00 | $25.00 | 4/16/2010 4:27:41 PM |
| Havana21 | $100.00 | $100.00 | 4/16/2010 4:34:24 PM |
| Dap2005 | $25.00 | $25.00 | 4/16/2010 4:29:56 PM |
| bowdish1 | $50.00 | $50.00 | 4/16/2010 4:30:45 PM |
| tntmojave | $25.00 | $25.00 | 4/16/2010 4:31:17 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/16/2010 4:36:59 PM |
| frogperson | $50.00 | $50.00 | 4/16/2010 4:32:21 PM |
| increase720 | $100.00 | $100.00 | 4/16/2010 4:37:55 PM |
| orderly-leverage | $40.00 | $40.00 | 4/16/2010 4:33:55 PM |
| mtquan | $25.00 | $25.00 | 4/16/2010 4:49:25 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/16/2010 4:33:04 PM |
| TheFamilyFund | $25.00 | $25.00 | 4/16/2010 4:54:59 PM |
| Your_Bank | $400.00 | $400.00 | 4/16/2010 5:04:14 PM |
| autonomous-basis | $25.00 | $25.00 | 4/17/2010 12:58:18 AM |
| Supernick | $50.00 | $50.00 | 4/16/2010 7:43:09 PM |
| debt-system880 | $25.00 | $25.00 | 4/16/2010 8:37:53 PM |
| kellyp255 | $25.00 | $25.00 | 4/17/2010 9:45:04 AM |
| cptmorgin | $25.00 | $25.00 | 4/17/2010 11:06:15 AM |
| periko | $50.00 | $50.00 | 4/17/2010 8:35:06 PM |
| decisive-capital | $75.00 | $75.00 | 4/17/2010 5:28:03 PM |
| Binan | $25.00 | $25.00 | 4/18/2010 6:57:53 AM |
| Millmanator | $25.00 | $25.00 | 4/18/2010 10:20:16 AM |
| balance2 | $50.00 | $50.00 | 4/18/2010 7:43:34 AM |
| bid-refresher2 | $25.00 | $25.00 | 4/18/2010 8:29:15 AM |
| alaco | $25.00 | $25.00 | 4/17/2010 9:57:56 PM |
| bahamaman | $40.00 | $40.00 | 4/17/2010 11:12:45 PM |
| Nerdster1 | $25.00 | $25.00 | 4/18/2010 12:06:26 PM |
| Zingaro | $25.00 | $25.00 | 4/18/2010 12:14:35 AM |
| JGB | $25.00 | $25.00 | 4/18/2010 2:01:05 PM |
| stable-nickel | $36.63 | $36.63 | 4/18/2010 2:18:13 PM |
| heavenly-repayment4 | $25.67 | $25.67 | 4/18/2010 8:00:07 PM |
| jdrez | $25.00 | $25.00 | 4/19/2010 5:48:44 AM |
| LAKETIME | $25.00 | $25.00 | 4/19/2010 5:57:33 AM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 9:35:17 AM |
| calm-deal7 | $25.00 | $25.00 | 4/19/2010 9:35:29 AM |
| rock931 | $25.00 | $25.00 | 4/19/2010 9:53:24 AM |
| gethsemane4 | $25.00 | $25.00 | 4/19/2010 10:25:52 AM |
| PRGuyinVA | $25.00 | $25.00 | 4/19/2010 12:06:55 AM |
| mpatrick | $25.00 | $25.00 | 4/19/2010 10:54:46 AM |
| steady-dime | $25.00 | $25.00 | 4/19/2010 6:08:04 AM |
| GElender | $39.99 | $39.99 | 4/19/2010 9:25:12 AM |
| bchen78875 | $25.00 | $25.00 | 4/19/2010 11:14:20 AM |
| balanced-bill7 | $100.00 | $100.00 | 4/19/2010 2:10:32 PM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 4:05:07 PM |
| Cai8899 | $30.07 | $30.07 | 4/19/2010 4:04:31 PM |
| cingular | $25.00 | $25.00 | 4/19/2010 4:24:59 PM |
| new-reward-sequoia | $25.00 | $25.00 | 4/19/2010 4:25:27 PM |
| heroic-hope5 | $25.00 | $25.00 | 4/19/2010 4:39:09 PM |
| metro457 | $25.00 | $25.00 | 4/19/2010 4:40:18 PM |
| FoosMaster | $50.00 | $50.00 | 4/19/2010 5:50:14 PM |
| wwwUniversal | $25.00 | $25.00 | 4/19/2010 5:53:37 PM |
| Clambake | $26.46 | $26.46 | 4/19/2010 4:43:00 PM |
| CAGE-Investments | $54.45 | $54.45 | 4/19/2010 8:07:53 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/19/2010 5:48:24 PM |
| TheCount | $25.00 | $25.00 | 4/19/2010 6:12:26 PM |
| Skeptical-one | $25.00 | $7.67 | 4/19/2010 8:33:45 PM |
| 110 bids
|
Borrower Payment Dependent Notes Series
454290
This series of Notes was issued and sold upon the funding of the borrower loan #42166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 7.15% |
Starting borrower rate/APR:
| 8.15% / 8.49% |
Starting monthly payment:
| $31.41 |
|
Final lender yield:
| 6.04% |
Final borrower rate/APR:
| 7.04% / 7.38% |
Final monthly payment:
| $30.90 |
| |
|
Auction yield range:
| 3.04% - 7.15% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.44% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 10m |
|
Credit score:
| 820-839 (Apr-2010) |
Total credit lines:
| 14 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $988 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 4% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| NC_CPA_and_Investor |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Debt
Purpose of loan:
This loan is to pay off a credit card balance at a high interest used to max out my Roth IRA.
My financial situation:
My background is in accounting and I hold a CPA in the state of NC.? All of my bills are paid on time.? My job is very stable as we work on government contracts and they are not slowing down anytime soon.? Let me know if you have additional questions.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Is your spouse working? Do you have any other household income? - marala4285
A:
My apologies if I already responded to this question. I didn't see it posted. I'm single, never married. Therefore all information for the loan relates only to me. I have some additional income from investments but I contribute all investment earnings to my retirement accounts. Let me know if you have additional questions.
(Apr-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RandyL3 | $99.00 | $99.00 | 4/16/2010 4:40:33 PM |
| epicanthal | $25.00 | $25.00 | 4/16/2010 4:52:23 PM |
| wwwUniversal | $25.00 | $25.00 | 4/16/2010 5:04:30 PM |
| octoberfresh | $25.00 | $25.00 | 4/18/2010 12:11:33 PM |
| selector568 | $25.00 | $25.00 | 4/19/2010 12:13:17 AM |
| swerd | $26.01 | $26.01 | 4/19/2010 11:09:50 AM |
| dproxima | $25.00 | $25.00 | 4/20/2010 5:12:57 PM |
| dsv | $25.00 | $25.00 | 4/22/2010 12:13:52 PM |
| unrhrsd | $25.00 | $25.00 | 4/22/2010 5:43:07 PM |
| rome1426 | $25.00 | $25.00 | 4/22/2010 8:16:50 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/22/2010 7:19:03 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/22/2010 7:19:19 PM |
| debt-legend | $25.00 | $25.00 | 4/23/2010 8:02:37 AM |
| indomart | $50.00 | $50.00 | 4/23/2010 10:32:38 AM |
| khamlagirl | $25.00 | $25.00 | 4/23/2010 4:08:23 PM |
| Approved | $50.00 | $50.00 | 4/16/2010 4:17:03 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 4/16/2010 4:51:25 PM |
| blot44 | $25.00 | $25.00 | 4/16/2010 9:06:22 PM |
| marala4285 | $25.00 | $25.00 | 4/18/2010 7:03:43 AM |
| Chad2Help | $25.00 | $25.00 | 4/19/2010 5:21:09 AM |
| springpanda | $25.00 | $25.00 | 4/19/2010 2:04:40 PM |
| investmentgroup | $25.00 | $25.00 | 4/19/2010 8:07:37 PM |
| julijask | $35.00 | $11.43 | 4/20/2010 8:47:47 PM |
| ToloUSN | $50.00 | $50.00 | 4/21/2010 8:06:56 PM |
| YummiBear | $25.00 | $25.00 | 4/22/2010 7:55:18 PM |
| nehemiah65 | $88.56 | $88.56 | 4/22/2010 9:27:07 PM |
| TFAD72 | $25.00 | $25.00 | 4/22/2010 9:29:18 PM |
| isfahanian | $25.00 | $25.00 | 4/23/2010 3:49:01 AM |
| wam37 | $50.00 | $50.00 | 4/23/2010 4:30:52 AM |
| FundMaker | $25.00 | $25.00 | 4/23/2010 2:15:23 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
454396
This series of Notes was issued and sold upon the funding of the borrower loan #41969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-24-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 33.15% |
Final borrower rate/APR:
| 34.15% / 36.59% |
Final monthly payment:
| $223.78 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
9 | Length of status: | 0y 5m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 14 |
Occupation: | Tradesman - Mechani... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,453 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 58% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Mattchenzo |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards and car
Purpose of loan:
This loan will be used to consolidate 4 credit cards, and pay off my car.
My financial situation is medium to strong at the moment, I dont like using credit cards at all, but I had to take care of some medical bills. I am easily able to make whatever payments are necessary, I can pay the bills the way they are but I keep forgetting to pay one or the other of them, and things would be so much easier if I only had the one bill to pay each month.
I am a good candidate for this loan because I am smart with money, I start school next month to start getting my degree. I plan on being a financial advisor for Edward Jones after college. I know I am a bit old to be starting college, but I joined the Army when I was 18 instead of going straight to college, and I just got out in November.
Monthly net income: $2700+
Monthly expenses: $
??Housing: $750
??Insurance: $250
??Car expenses: $80
??Utilities: $80
??Phone, cable, internet: $65
??Food, entertainment: $225
??Clothing, household expenses $100
??Credit cards and other loans: $200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
That woman pictured with you sure looks like Sarah Palin, Is it?
Just curious......Best regards. - unger
A:
Yes, it is. The picture was taken while i was still stationed in Alaska, and was guarding her at an event...
(Apr-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| FjLenders | $25.00 | $25.00 | 4/19/2010 11:17:51 AM |
| yarg | $25.00 | $25.00 | 4/19/2010 11:18:27 AM |
| phillipd48 | $25.00 | $25.00 | 4/19/2010 11:18:48 AM |
| munoz44 | $25.00 | $25.00 | 4/19/2010 11:18:52 AM |
| cwswdh | $25.00 | $25.00 | 4/19/2010 11:18:56 AM |
| investment-oasis | $25.00 | $25.00 | 4/19/2010 11:19:10 AM |
| capital-galaxy | $87.64 | $87.64 | 4/19/2010 11:19:26 AM |
| pfenness | $25.51 | $25.51 | 4/19/2010 11:19:34 AM |
| Falling | $25.00 | $25.00 | 4/19/2010 11:19:36 AM |
| rolex77 | $25.00 | $25.00 | 4/19/2010 11:21:31 AM |
| zebra806 | $25.00 | $25.00 | 4/19/2010 11:21:52 AM |
| likeable-openness | $25.00 | $25.00 | 4/19/2010 11:22:00 AM |
| UofCMaroon | $25.00 | $25.00 | 4/19/2010 11:22:16 AM |
| OnyxLite | $25.00 | $25.00 | 4/19/2010 11:25:07 AM |
| Adaboy | $25.00 | $25.00 | 4/19/2010 11:25:21 AM |
| thedreamer | $25.00 | $25.00 | 4/19/2010 11:18:00 AM |
| respectful-felicity | $25.00 | $25.00 | 4/19/2010 11:18:58 AM |
| vivacious-euro | $25.00 | $25.00 | 4/19/2010 11:19:28 AM |
| RebuildALife | $25.00 | $25.00 | 4/19/2010 11:20:23 AM |
| meteoric-asset4 | $25.00 | $25.00 | 4/19/2010 11:21:13 AM |
| nowits10 | $25.00 | $25.00 | 4/19/2010 11:21:21 AM |
| ILNJCC | $25.00 | $25.00 | 4/19/2010 11:21:37 AM |
| wecandoit | $25.00 | $25.00 | 4/19/2010 11:21:48 AM |
| srfb973 | $29.90 | $29.90 | 4/19/2010 11:21:57 AM |
| richrobe | $25.00 | $25.00 | 4/19/2010 11:22:13 AM |
| Fernpatch_autoshop | $25.00 | $25.00 | 4/19/2010 11:24:35 AM |
| KevinC_63366 | $25.00 | $25.00 | 4/19/2010 11:30:18 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:31:10 AM |
| jazz619 | $25.00 | $25.00 | 4/19/2010 11:17:56 AM |
| AGSLending | $25.00 | $25.00 | 4/19/2010 11:18:44 AM |
| pkp121 | $25.00 | $25.00 | 4/19/2010 11:18:55 AM |
| MoneyMA | $25.00 | $25.00 | 4/19/2010 11:19:23 AM |
| floridass | $25.00 | $25.00 | 4/19/2010 11:20:19 AM |
| RyanDwayne | $25.00 | $25.00 | 4/19/2010 11:20:32 AM |
| pengoe | $25.00 | $25.00 | 4/19/2010 11:21:22 AM |
| kfi805 | $25.00 | $25.00 | 4/19/2010 11:21:34 AM |
| bewitching-asset3 | $25.00 | $25.00 | 4/19/2010 11:22:18 AM |
| kmr2 | $200.00 | $200.00 | 4/19/2010 11:22:24 AM |
| JGB | $25.00 | $25.00 | 4/19/2010 11:33:03 AM |
| frogperson | $25.00 | $25.00 | 4/19/2010 11:33:24 AM |
| Speculator | $100.00 | $100.00 | 4/19/2010 11:32:41 AM |
| irrelevant | $25.00 | $25.00 | 4/19/2010 11:40:12 AM |
| global_microfinance | $25.00 | $15.16 | 4/19/2010 11:33:29 AM |
| fund-secret-agent | $25.00 | $25.00 | 4/19/2010 12:18:17 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/19/2010 5:37:53 PM |
| MJF-PROJECT | $26.68 | $26.68 | 4/19/2010 7:46:03 PM |
| TakeCare | $50.00 | $50.00 | 4/19/2010 7:53:16 PM |
| Bob450 | $50.00 | $50.00 | 4/19/2010 8:02:14 PM |
| finance-vault | $25.00 | $25.00 | 4/19/2010 9:45:29 PM |
| nodebt2012 | $25.00 | $25.00 | 4/19/2010 8:17:07 PM |
| DasMula | $25.00 | $25.00 | 4/20/2010 8:56:33 AM |
| Kqwik | $39.01 | $39.01 | 4/20/2010 12:34:33 AM |
| zeeexsixare | $25.00 | $25.00 | 4/21/2010 6:07:04 PM |
| interstellar | $38.21 | $38.21 | 4/22/2010 3:57:52 AM |
| reflective-rupee | $25.00 | $25.00 | 4/22/2010 9:22:02 AM |
| unger | $50.00 | $50.00 | 4/22/2010 12:07:27 PM |
| debtcollector | $50.00 | $50.00 | 4/22/2010 2:09:45 PM |
| MrMoneyBags | $25.00 | $25.00 | 4/23/2010 4:05:47 AM |
| kronosmetis | $50.00 | $50.00 | 4/23/2010 7:17:41 AM |
| persistent-income2 | $50.00 | $50.00 | 4/23/2010 10:07:25 AM |
| surgeon3 | $50.00 | $50.00 | 4/23/2010 1:47:43 PM |
| Your_Bank | $150.00 | $150.00 | 4/23/2010 3:40:28 PM |
| larryboy10 | $25.00 | $25.00 | 4/23/2010 2:55:20 PM |
| unclerock | $50.00 | $50.00 | 4/23/2010 4:28:30 PM |
| chato2345 | $31.36 | $31.36 | 4/23/2010 5:32:05 PM |
| mammalian4 | $25.00 | $25.00 | 4/23/2010 5:23:19 PM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 8:46:26 PM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 8:47:06 PM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 8:47:58 PM |
| ALFLoan | $25.00 | $25.00 | 4/24/2010 6:09:13 AM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 8:46:54 PM |
| silver-boots | $25.00 | $25.00 | 4/24/2010 6:00:58 AM |
| Maetryx | $55.69 | $55.69 | 4/24/2010 12:45:44 PM |
| phchristensen | $50.00 | $50.00 | 4/24/2010 8:54:41 PM |
| tps_bubba | $25.00 | $25.00 | 4/19/2010 11:18:51 AM |
| zippy-interest | $25.00 | $25.00 | 4/19/2010 11:18:53 AM |
| theprince | $25.00 | $25.00 | 4/19/2010 11:19:06 AM |
| archeanchaos | $25.00 | $25.00 | 4/19/2010 11:19:22 AM |
| jlr613 | $25.00 | $25.00 | 4/19/2010 11:19:35 AM |
| versatile-platinum4 | $25.00 | $25.00 | 4/19/2010 11:21:24 AM |
| golden-investment | $25.00 | $25.00 | 4/19/2010 11:21:50 AM |
| jmcdon7230 | $25.00 | $25.00 | 4/19/2010 11:21:55 AM |
| ommcd | $25.00 | $25.00 | 4/19/2010 11:22:02 AM |
| autonomous-basis | $25.00 | $25.00 | 4/19/2010 11:22:15 AM |
| mdf | $50.00 | $50.00 | 4/19/2010 11:22:54 AM |
| social-conductor4 | $25.00 | $25.00 | 4/19/2010 11:23:28 AM |
| CaboWaboRobo | $25.00 | $25.00 | 4/19/2010 11:24:11 AM |
| revenue-pipeline | $25.00 | $25.00 | 4/19/2010 11:24:25 AM |
| golath24 | $25.00 | $25.00 | 4/19/2010 11:24:39 AM |
| SpareChangeHero | $25.00 | $25.00 | 4/19/2010 11:24:58 AM |
| inkplj | $50.00 | $50.00 | 4/19/2010 11:25:23 AM |
| karpman3 | $50.00 | $50.00 | 4/19/2010 11:18:10 AM |
| halothane_logic | $25.00 | $25.00 | 4/19/2010 11:18:47 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:19:01 AM |
| a275ranger | $25.00 | $25.00 | 4/19/2010 11:19:09 AM |
| dextro | $25.00 | $25.00 | 4/19/2010 11:19:25 AM |
| cashonhand | $25.00 | $25.00 | 4/19/2010 11:21:17 AM |
| danno | $25.00 | $25.00 | 4/19/2010 11:21:28 AM |
| thedude393 | $25.00 | $25.00 | 4/19/2010 11:21:45 AM |
| Dubbs360 | $50.00 | $50.00 | 4/19/2010 11:21:54 AM |
| capital-visionary | $25.00 | $25.00 | 4/19/2010 11:22:11 AM |
| burrito6 | $25.00 | $25.00 | 4/19/2010 11:28:27 AM |
| cypressdev001 | $25.00 | $25.00 | 4/19/2010 11:22:25 AM |
| fair-rate | $25.00 | $25.00 | 4/19/2010 11:22:42 AM |
| jimmykat | $25.00 | $25.00 | 4/19/2010 11:23:49 AM |
| Arkine | $25.00 | $25.00 | 4/19/2010 11:24:07 AM |
| Purposeful | $25.00 | $25.00 | 4/19/2010 11:24:50 AM |
| AF-Chief | $28.00 | $28.00 | 4/19/2010 11:28:35 AM |
| worth-sanctuary9 | $25.00 | $25.00 | 4/19/2010 11:18:31 AM |
| 87Marc | $25.00 | $25.00 | 4/19/2010 11:18:50 AM |
| traveler50 | $25.00 | $25.00 | 4/19/2010 11:19:03 AM |
| Lam0nt | $25.00 | $25.00 | 4/19/2010 11:21:19 AM |
| CydeOut | $25.00 | $25.00 | 4/19/2010 11:21:39 AM |
| successful-agreement7 | $100.00 | $100.00 | 4/19/2010 11:22:22 AM |
| seisen | $100.00 | $100.00 | 4/19/2010 11:23:17 AM |
| shrewd-peace7 | $30.00 | $30.00 | 4/19/2010 11:24:18 AM |
| diverse2 | $25.00 | $25.00 | 4/19/2010 11:24:45 AM |
| jonbozeman | $25.00 | $25.00 | 4/19/2010 11:33:16 AM |
| Kaj | $25.00 | $25.00 | 4/19/2010 11:28:31 AM |
| cashhelp | $25.00 | $25.00 | 4/19/2010 11:53:40 AM |
| rustysailor | $25.00 | $25.00 | 4/19/2010 11:51:36 PM |
| victorcab | $25.00 | $25.00 | 4/21/2010 11:10:26 PM |
| charming-point | $300.00 | $300.00 | 4/22/2010 4:22:55 PM |
| Tono | $30.00 | $30.00 | 4/22/2010 4:53:18 PM |
| VikingLender | $50.00 | $50.00 | 4/22/2010 6:22:25 PM |
| RichMaker1 | $50.00 | $50.00 | 4/22/2010 6:50:15 PM |
| Bob450 | $25.00 | $25.00 | 4/22/2010 8:34:55 PM |
| income-rocker2 | $25.00 | $25.00 | 4/23/2010 6:55:02 AM |
| realtormoises | $25.00 | $25.00 | 4/23/2010 9:46:26 AM |
| photo999 | $25.00 | $25.00 | 4/23/2010 7:39:26 PM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 8:46:40 PM |
| rakey | $25.00 | $25.00 | 4/23/2010 6:47:51 PM |
| icecoldcash | $50.00 | $50.00 | 4/23/2010 8:47:23 PM |
| PackFan13 | $25.00 | $25.00 | 4/24/2010 8:56:07 AM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 8:47:39 PM |
| greekgst99 | $25.00 | $25.00 | 4/24/2010 7:51:43 AM |
| Laima | $25.00 | $25.00 | 4/24/2010 12:56:27 PM |
| rooster63 | $50.00 | $50.00 | 4/23/2010 10:04:42 PM |
| Pu239 | $60.00 | $60.00 | 4/24/2010 3:39:46 PM |
| greenback-chairman5 | $25.00 | $25.00 | 4/24/2010 3:53:04 PM |
| platinum-enlightenment | $27.84 | $27.84 | 4/24/2010 8:52:37 AM |
| Gandalf0001 | $25.00 | $25.00 | 4/24/2010 12:11:31 PM |
| MJF-PROJECT | $50.00 | $50.00 | 4/24/2010 9:45:13 PM |
| 143 bids
|
Borrower Payment Dependent Notes Series
454744
This series of Notes was issued and sold upon the funding of the borrower loan #41963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $215.61 |
|
Final lender yield:
| 21.93% |
Final borrower rate/APR:
| 22.93% / 25.21% |
Final monthly payment:
| $193.37 |
| |
|
Auction yield range:
| 11.04% - 30.22% |
Estimated loss impact:
| 10.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 33% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
12 | Length of status: | 16y 3m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 35 |
Occupation: | Nurse (LPN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $17,740 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 91% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| axamom |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 43 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < mo. late:
| 0
( 0% )
| 660-679
(Aug-2008)
700-719
(Oct-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
paying off hgh interest loan
Purpose of loan:
This loan will be used to?Pay off a high interest loan
My financial situation:
I am a good candidate for this loan because?I pays all of my bills on time and I make more than the minimum payments. I am in the process of getting on track to become debt free.? ?
Monthly net income: $ 4500
Monthly expenses: $
??Housing: $ Husband Pays
??Insurance: $?paid is full every 6 months??Car expenses: $ husband does car maintenance
??Utilities: $ 100.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 50.00 cook all family meals daily
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 1350.00
??Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
I plan to pay this loan off in less than a year.
(Apr-20-2010)
Q:
Hi, can you give a breakdown of the amounts you owe, interest, and monthly payments for each credit card or loan? Thanks. - icanhasloanz
A:
In response to your question here is the info requested:
Cit card Owe $17000 pymt $183.00 0% interest unti Novenber
Citi Financial 0we $6602 Pymt $215.00 26% interest
Sams owe $259 pymt $15.00 23% interest
Mastercard Owe $255.00 13% interest Payment $10.00
Wells Fargo Owe $899 pymt $30.00 15% interest
Target Owe $1218 pymt $45.00 23% interest
Parent Plus loan for my college freshman $5500 pymt $69 8% interest
Hope this answers you question Thanks for asking.
(Apr-23-2010)
Q:
Which card(s) were you planning to pay off with this loan? - jpblan11
A:
I plan to pay off Sam's, Wells Fargo, Target, Mastercard, then put the balance towards paying off the Citi Financial loan.
Thanks for asking and for taking the time to read my listing.
Any other suggestions would be helpful and appreciated.
(Apr-25-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| twjh | $25.00 | $25.00 | 4/19/2010 4:36:30 PM |
| Aberdeen | $500.00 | $500.00 | 4/19/2010 4:50:03 PM |
| Aberdeen | $400.00 | $400.00 | 4/19/2010 4:50:21 PM |
| mercuriant | $25.00 | $25.00 | 4/20/2010 11:19:07 AM |
| integrity-doctor | $100.00 | $100.00 | 4/22/2010 1:50:27 PM |
| RichMaker1 | $50.00 | $50.00 | 4/22/2010 7:26:06 PM |
| buphigam | $30.00 | $30.00 | 4/23/2010 12:07:20 PM |
| hektek22 | $25.00 | $25.00 | 4/25/2010 5:53:25 PM |
| sweety075 | $25.00 | $25.00 | 4/25/2010 10:22:35 AM |
| loanman2007 | $100.00 | $100.00 | 4/26/2010 6:20:26 AM |
| Mikale360 | $25.00 | $25.00 | 4/26/2010 6:41:24 AM |
| 113121 | $684.25 | $684.25 | 4/26/2010 8:41:03 AM |
| martymaniaman | $50.00 | $50.00 | 4/26/2010 8:10:26 AM |
| 113121 | $276.48 | $276.48 | 4/26/2010 8:41:31 AM |
| PatriotKnight | $25.00 | $25.00 | 4/26/2010 12:05:35 PM |
| jhouman | $25.00 | $25.00 | 4/26/2010 12:12:39 PM |
| hamster | $28.67 | $28.67 | 4/26/2010 12:13:45 PM |
| exchange-cowbell5 | $50.00 | $50.00 | 4/26/2010 12:04:45 PM |
| exchange-cowbell5 | $50.00 | $50.00 | 4/26/2010 12:09:00 PM |
| gpuck | $25.00 | $25.00 | 4/26/2010 3:00:18 PM |
| aquistoyraul | $25.00 | $25.00 | 4/26/2010 3:07:17 PM |
| credit-coach118 | $45.00 | $45.00 | 4/26/2010 2:19:01 PM |
| charming-point | $150.00 | $150.00 | 4/26/2010 3:11:27 PM |
| Ogerta | $100.00 | $100.00 | 4/26/2010 4:02:03 PM |
| wise-repayment-seeker | $25.00 | $25.00 | 4/26/2010 3:43:19 PM |
| Lear31 | $44.00 | $44.00 | 4/26/2010 12:59:00 PM |
| Bob450 | $50.00 | $50.00 | 4/26/2010 1:11:34 PM |
| patriot384 | $200.00 | $200.00 | 4/26/2010 4:03:17 PM |
| best-listing-toro | $25.00 | $25.00 | 4/26/2010 4:03:23 PM |
| Aberdeen | $400.00 | $400.00 | 4/19/2010 4:40:59 PM |
| loyalist1 | $100.00 | $100.00 | 4/19/2010 4:34:20 PM |
| CA_Lender | $25.00 | $25.00 | 4/19/2010 4:37:08 PM |
| UCLA4life | $25.00 | $25.00 | 4/19/2010 4:37:59 PM |
| jhouman | $25.00 | $25.00 | 4/19/2010 4:38:22 PM |
| Aberdeen | $400.00 | $400.00 | 4/19/2010 4:42:31 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/19/2010 5:42:10 PM |
| _SCI_ | $25.00 | $25.00 | 4/21/2010 5:23:58 PM |
| Simply2fly | $25.00 | $25.00 | 4/22/2010 4:57:41 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/22/2010 4:48:59 PM |
| gotbyu | $50.00 | $50.00 | 4/22/2010 10:37:23 PM |
| loss-of-control | $50.00 | $50.00 | 4/23/2010 5:41:33 PM |
| Gandalf0001 | $50.00 | $50.00 | 4/24/2010 11:29:17 AM |
| jpblan11 | $25.00 | $25.00 | 4/24/2010 12:35:17 PM |
| Kash2010lu | $35.00 | $35.00 | 4/25/2010 10:17:21 PM |
| onecooldrink | $25.00 | $25.00 | 4/26/2010 12:00:09 AM |
| ultimate-peace | $100.00 | $100.00 | 4/26/2010 7:51:31 AM |
| greekgst99 | $50.00 | $50.00 | 4/26/2010 12:32:02 PM |
| Leshan | $27.16 | $27.16 | 4/26/2010 1:01:33 PM |
| Prairie-MN | $30.00 | $30.00 | 4/26/2010 2:25:49 PM |
| investment-cluster | $25.00 | $25.00 | 4/26/2010 1:34:10 PM |
| Skeptical-one | $50.00 | $24.44 | 4/26/2010 1:45:34 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 4/26/2010 12:09:48 PM |
| FinanceEngine | $25.00 | $25.00 | 4/26/2010 2:09:57 PM |
| festeringsnot | $25.00 | $25.00 | 4/26/2010 3:32:22 PM |
| cocobear | $25.00 | $25.00 | 4/26/2010 12:58:35 PM |
| principal-star | $25.00 | $25.00 | 4/26/2010 2:11:41 PM |
| market-pudding | $25.00 | $25.00 | 4/26/2010 4:04:25 PM |
| Your_Bank | $100.00 | $100.00 | 4/26/2010 4:04:49 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
454826
This series of Notes was issued and sold upon the funding of the borrower loan #41981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,180.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 28.21% |
Starting borrower rate/APR:
| 29.21% / 31.58% |
Starting monthly payment:
| $133.62 |
|
Final lender yield:
| 23.63% |
Final borrower rate/APR:
| 24.63% / 26.93% |
Final monthly payment:
| $125.81 |
| |
|
Auction yield range:
| 14.04% - 28.21% |
Estimated loss impact:
| 15.77% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.86% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 7
/
6 | Length of status: | 14y 10m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 15 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $24,662 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 93% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| EmoDx |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,400.00 | < mo. late:
| 0
( 0% )
| 600-619
(Mar-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Active Duty Military 2nd Short Loan
Purpose of loan:
This loan will be used to pay off credit card debt. Two cards will be paid off and the monthly Prosper payment will be lower than my current card payments. Thank you for your consideration.
My financial situation:
I am a good candidate for this loan because I have a guaranteed Career Status Bonus that will pay $21k after taxes by 15JUL10. Additionally I have obtained a Prosper loan prior to a bonus and paid it off within 5 months of obtaining the loan. This is a very similar circumstance. This is loan is to increase my credit rating in order to maintain my security clearance and also to position myself for a first home purchase in April-May. I anticipate holding this loan for less than 9 months. This Prosper payment is less than the two cards that will be paid off.
Monthly net income: $ 4611.00
Monthly expenses: $
??Housing: $1300
??Insurance: $140
??Car expenses: $ 500
??Utilities: $300
??Phone, cable, internet: $260
??Food, entertainment: $660
??Clothing, household expenses $ 400
??Credit cards and other loans: $
680
??Other expenses: $ 41
? Savings: $32.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
The exact payout date of my Career Status Bonus is TBD. I go over 15 years of service 21JUN10. The earliest it would deposit is 01JUL10. I would guess that I would have no later than the 01AUG10 paycheck. At that point you are looking at being paid by mid August. Thanks for the question.
(Apr-20-2010)
Q:
Thanks for confirmation of employment and income. - Military-2-Military
A:
I want to publicly thank Military-2-Military for tanking the time to validate my Statement of Service, income, and partially funding my loan. Thank you for serving.
(Apr-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| superb-kindness2 | $50.00 | $50.00 | 4/20/2010 2:41:23 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/23/2010 3:48:15 PM |
| vest_vortex | $25.00 | $25.00 | 4/23/2010 5:10:27 PM |
| stevekc1 | $25.00 | $25.00 | 4/24/2010 3:51:24 PM |
| Firescreek | $50.00 | $50.00 | 4/24/2010 4:15:12 PM |
| hektek22 | $25.00 | $25.00 | 4/25/2010 9:50:14 AM |
| jdtrip03 | $119.00 | $119.00 | 4/25/2010 3:45:18 PM |
| DobieDame | $50.00 | $50.00 | 4/25/2010 4:45:03 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/25/2010 8:21:08 PM |
| checzwick | $25.00 | $25.00 | 4/26/2010 5:29:16 AM |
| Military-2-Military | $1,000.00 | $1,000.00 | 4/26/2010 9:09:32 AM |
| onecooldrink | $25.00 | $25.00 | 4/25/2010 11:58:04 PM |
| DasMula | $25.00 | $25.00 | 4/26/2010 9:14:24 AM |
| SkinnyFish | $25.00 | $25.00 | 4/26/2010 9:17:09 AM |
| PotBellyPete | $40.00 | $40.00 | 4/26/2010 6:59:57 AM |
| the-serene-transaction | $100.00 | $100.00 | 4/26/2010 10:25:11 AM |
| exponential-affluence4 | $50.00 | $50.00 | 4/26/2010 9:37:59 AM |
| Unitas4302 | $100.00 | $100.00 | 4/22/2010 6:44:41 PM |
| loss-of-control | $50.00 | $50.00 | 4/23/2010 5:20:10 PM |
| Moe87 | $25.06 | $25.06 | 4/24/2010 6:17:56 AM |
| Gandalf0001 | $50.00 | $50.00 | 4/24/2010 11:31:28 AM |
| jpblan11 | $25.00 | $25.00 | 4/24/2010 12:49:29 PM |
| pietro_torna_indietro | $49.31 | $49.31 | 4/23/2010 10:33:02 PM |
| Your_Bank | $250.00 | $250.00 | 4/24/2010 2:47:51 PM |
| five-star-note | $75.00 | $75.00 | 4/24/2010 6:02:17 PM |
| winger66 | $34.89 | $34.89 | 4/25/2010 8:36:30 AM |
| sturdy-peace9 | $75.00 | $73.08 | 4/25/2010 8:11:18 PM |
| JGuide | $200.00 | $200.00 | 4/25/2010 8:39:50 PM |
| scamps | $50.00 | $50.00 | 4/25/2010 8:35:04 PM |
| loanman2007 | $250.00 | $250.00 | 4/26/2010 6:01:56 AM |
| spike22 | $27.84 | $27.84 | 4/25/2010 5:24:44 PM |
| Kash2010lu | $25.00 | $25.00 | 4/25/2010 10:07:54 PM |
| superb-kindness2 | $50.00 | $50.00 | 4/26/2010 9:07:33 AM |
| fairgirl | $25.00 | $25.00 | 4/26/2010 5:12:27 AM |
| wyogirllender | $25.00 | $25.00 | 4/26/2010 8:41:53 AM |
| DasMula | $25.00 | $25.00 | 4/26/2010 9:14:41 AM |
| principal-laser | $29.63 | $29.63 | 4/26/2010 10:20:58 AM |
| JohnWS | $56.19 | $56.19 | 4/26/2010 10:51:14 AM |
| 38 bids
|
Borrower Payment Dependent Notes Series
454940
This series of Notes was issued and sold upon the funding of the borrower loan #42066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 22.68% |
Starting borrower rate/APR:
| 23.68% / 25.97% |
Starting monthly payment:
| $195.33 |
|
Final lender yield:
| 21.55% |
Final borrower rate/APR:
| 22.55% / 24.82% |
Final monthly payment:
| $192.38 |
| |
|
Auction yield range:
| 8.04% - 22.68% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 4m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 6 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $546 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 12% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| top-credit-corps4 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for tuition and books.
Purpose of loan:
This loan will be used to? Pay for anything college related tuition, books, and maybe a laptop.
My financial situation:
I am a good candidate for this loan because?I have a full-time job so paying off the loan should not be hard and the loan will be returned with interest as soon as possible.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What school do you attend? What are you studying? When will you graduate? What degree will you receive? How much is tuition per semester? Thanks and best wishes. - reflective-rupee
A:
I plan on attending a fast-track certification course in June to become a Microsoft Certified IT Server Administrator (http://www.mcitpbootcamptraining.com). I am working on a certification that is referred to as MCITP. The course is $4995 which includes training, transportation, lodging and examination fees for the Microsoft certification examinations.
(Apr-20-2010)
Q:
Monthly income/expenses? Credit card debts/interest rates? Other debt? - Trakissta
A:
$25,942 income
$9,076 expenses
$1,700 cc @ 20%
(Apr-20-2010)
Q:
Is your answer for monthly income correct? Is it annually or monthly?
How do you handle work full time and be a full time student?
Is your job stable? What is your company's name?
Thanks, - p2ploan-sensation211
A:
My gross annual income is roughly $25K. I will be using my vacation time to take a fast-track certification program and exam. My job is stable, but I am not comfortable with providing my company's name.
(Apr-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AF-Chief | $28.00 | $28.00 | 4/19/2010 11:25:55 AM |
| integrity-doctor | $100.00 | $100.00 | 4/19/2010 11:32:34 AM |
| Avala | $50.00 | $50.00 | 4/19/2010 11:42:41 AM |
| Dap2005 | $25.00 | $25.00 | 4/19/2010 11:45:45 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:46:35 AM |
| hrubinst | $25.00 | $25.00 | 4/19/2010 11:41:49 AM |
| mmckune | $25.00 | $25.00 | 4/19/2010 11:44:34 AM |
| unassassinable | $25.00 | $25.00 | 4/19/2010 11:45:58 AM |
| bowdish1 | $50.00 | $50.00 | 4/19/2010 11:46:23 AM |
| tntmojave | $25.00 | $25.00 | 4/19/2010 11:47:35 AM |
| torion | $25.00 | $25.00 | 4/19/2010 11:42:12 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:51:42 AM |
| income-fortress | $25.00 | $25.00 | 4/19/2010 11:54:10 AM |
| balance2 | $50.00 | $50.00 | 4/19/2010 12:01:45 PM |
| rate-mogul | $25.00 | $25.00 | 4/19/2010 12:03:15 PM |
| satisfying-durability | $25.00 | $25.00 | 4/19/2010 12:19:30 PM |
| kginatl | $50.05 | $50.05 | 4/19/2010 12:22:22 PM |
| 371millwood | $200.00 | $200.00 | 4/19/2010 2:33:58 PM |
| ScoopnDots | $50.00 | $50.00 | 4/19/2010 4:28:42 PM |
| simiray | $25.00 | $25.00 | 4/19/2010 4:45:52 PM |
| foothillender | $25.00 | $25.00 | 4/20/2010 8:00:42 AM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 9:47:45 AM |
| mercuriant | $25.00 | $25.00 | 4/20/2010 11:19:06 AM |
| inismor | $25.00 | $25.00 | 4/20/2010 5:36:52 PM |
| zento | $25.00 | $25.00 | 4/20/2010 5:44:48 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/20/2010 5:58:30 PM |
| sociallender | $25.00 | $25.00 | 4/21/2010 1:40:16 AM |
| WILender2 | $25.00 | $25.00 | 4/21/2010 3:00:00 AM |
| buffalobills | $25.00 | $25.00 | 4/21/2010 7:47:47 AM |
| scoobiedoo | $25.00 | $25.00 | 4/20/2010 10:14:59 PM |
| LarWit1512 | $25.00 | $25.00 | 4/22/2010 9:40:21 AM |
| reflective-rupee | $50.00 | $50.00 | 4/22/2010 1:07:44 PM |
| Tai | $25.00 | $25.00 | 4/22/2010 12:43:25 PM |
| serene-capital | $25.00 | $25.00 | 4/22/2010 2:19:46 PM |
| Rockymtnhi | $33.97 | $33.97 | 4/22/2010 4:03:19 PM |
| enriching-payout | $25.00 | $25.00 | 4/22/2010 6:00:04 PM |
| Bob450 | $40.00 | $40.00 | 4/22/2010 8:37:33 PM |
| duty-monger | $50.00 | $50.00 | 4/23/2010 3:14:52 AM |
| uwinwewin | $25.00 | $25.00 | 4/23/2010 11:46:35 AM |
| natejx | $25.00 | $25.00 | 4/23/2010 1:06:05 PM |
| interstellar | $50.00 | $50.00 | 4/23/2010 12:09:00 PM |
| invest-in-ed | $150.00 | $150.00 | 4/23/2010 3:13:32 PM |
| himanshuko | $25.00 | $25.00 | 4/23/2010 3:35:57 PM |
| wizard750 | $30.00 | $30.00 | 4/23/2010 4:25:25 PM |
| blackstar | $25.00 | $25.00 | 4/23/2010 4:31:48 PM |
| stockpiler079 | $25.00 | $25.00 | 4/23/2010 4:58:30 PM |
| Lending1239 | $25.00 | $25.00 | 4/23/2010 4:57:10 PM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 8:54:10 PM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 8:54:32 PM |
| aultraman | $25.00 | $25.00 | 4/23/2010 11:06:01 PM |
| nickel-position | $25.00 | $25.00 | 4/24/2010 1:52:11 AM |
| Easystreet | $25.00 | $25.00 | 4/24/2010 3:48:06 AM |
| income-rocker2 | $105.50 | $105.50 | 4/25/2010 8:55:50 AM |
| marwadi-62 | $100.00 | $100.00 | 4/24/2010 8:15:02 PM |
| MattProsper | $50.00 | $50.00 | 4/25/2010 12:12:09 PM |
| Flash80 | $120.00 | $120.00 | 4/25/2010 12:31:03 PM |
| patriot384 | $60.00 | $60.00 | 4/25/2010 6:15:01 PM |
| DasMula | $25.00 | $25.00 | 4/25/2010 11:25:44 AM |
| umfan123 | $25.00 | $25.00 | 4/25/2010 6:28:57 PM |
| steady-dime | $25.00 | $25.00 | 4/26/2010 6:46:44 AM |
| LoanerPrincipal | $50.00 | $50.00 | 4/25/2010 10:33:13 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 4/26/2010 3:54:00 AM |
| loan_doctor | $25.00 | $25.00 | 4/19/2010 11:33:36 AM |
| delicious-social132 | $25.00 | $25.00 | 4/19/2010 11:42:58 AM |
| dinero-speaker | $25.00 | $25.00 | 4/19/2010 11:43:11 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/19/2010 11:49:22 AM |
| Havana21 | $100.00 | $100.00 | 4/19/2010 11:50:23 AM |
| orderly-leverage | $40.00 | $40.00 | 4/19/2010 11:49:56 AM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 12:02:59 PM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:47 PM |
| mpatrick | $25.00 | $25.00 | 4/19/2010 12:05:40 PM |
| thedreamer | $25.00 | $25.00 | 4/19/2010 12:02:46 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:12 PM |
| KandKLegacyInvestments | $25.00 | $2.28 | 4/19/2010 12:18:08 PM |
| important-ore | $50.00 | $50.00 | 4/19/2010 11:58:32 AM |
| durability-keeper | $25.00 | $25.00 | 4/19/2010 10:31:25 PM |
| Bank_Of_XL | $50.00 | $50.00 | 4/20/2010 7:01:06 AM |
| Loanliness | $25.00 | $25.00 | 4/20/2010 8:05:26 AM |
| Cromag | $25.00 | $25.00 | 4/20/2010 10:57:18 AM |
| YoungTaxMan | $50.00 | $50.00 | 4/20/2010 5:16:35 PM |
| dynrep | $25.00 | $25.00 | 4/20/2010 5:08:02 PM |
| Your_Bank | $50.00 | $50.00 | 4/20/2010 7:23:36 PM |
| Trakissta | $100.00 | $100.00 | 4/20/2010 9:07:31 PM |
| loan-fate | $50.00 | $50.00 | 4/21/2010 10:22:28 AM |
| jgar_O | $25.00 | $25.00 | 4/21/2010 3:54:17 PM |
| brilliant-balance | $25.00 | $25.00 | 4/21/2010 7:14:28 PM |
| cognizant-rate732 | $50.00 | $50.00 | 4/22/2010 10:43:27 AM |
| aurorafinancial | $50.00 | $50.00 | 4/22/2010 11:53:07 AM |
| wwwUniversal | $25.00 | $25.00 | 4/22/2010 12:38:34 PM |
| reflective-rupee | $100.00 | $100.00 | 4/22/2010 1:07:25 PM |
| charming-point | $300.00 | $300.00 | 4/22/2010 2:02:35 PM |
| the_prince | $50.00 | $50.00 | 4/22/2010 5:23:02 PM |
| heroic-hope5 | $25.00 | $25.00 | 4/22/2010 4:36:04 PM |
| Imaginos1892 | $50.00 | $50.00 | 4/22/2010 6:09:30 PM |
| d_grbg | $25.00 | $25.00 | 4/22/2010 5:46:22 PM |
| wild_carrot | $25.00 | $25.00 | 4/22/2010 9:33:59 PM |
| ttnk62918 | $25.00 | $25.00 | 4/22/2010 7:44:59 PM |
| RichMaker1 | $50.00 | $50.00 | 4/22/2010 7:45:34 PM |
| Ogerta | $75.00 | $75.00 | 4/23/2010 6:54:27 AM |
| tnjohnso | $25.00 | $25.00 | 4/23/2010 11:41:05 AM |
| mt3209 | $25.00 | $25.00 | 4/23/2010 10:37:03 AM |
| frogperson | $150.00 | $150.00 | 4/23/2010 2:51:55 PM |
| ptjg | $25.00 | $25.00 | 4/23/2010 4:56:48 PM |
| VAGweilo | $50.00 | $50.00 | 4/23/2010 4:57:05 PM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 8:53:50 PM |
| icecoldcash | $25.00 | $25.00 | 4/23/2010 8:54:47 PM |
| Sol_Invictus | $25.00 | $25.00 | 4/24/2010 6:44:45 AM |
| loss-of-control | $50.00 | $50.00 | 4/24/2010 7:05:20 PM |
| charitycoon | $25.00 | $25.00 | 4/24/2010 1:14:48 PM |
| income-rocker2 | $100.00 | $100.00 | 4/25/2010 8:53:32 AM |
| patriot384 | $60.00 | $60.00 | 4/25/2010 6:15:34 PM |
| gothampark | $25.00 | $25.00 | 4/25/2010 11:57:27 AM |
| nimble-revenue | $30.20 | $30.20 | 4/25/2010 1:31:45 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 4/26/2010 6:17:24 AM |
| Moneypenny6 | $25.00 | $25.00 | 4/26/2010 6:52:45 AM |
| wonder3 | $25.00 | $25.00 | 4/26/2010 6:27:20 AM |
| 116 bids
|
Borrower Payment Dependent Notes Series
454952
This series of Notes was issued and sold upon the funding of the borrower loan #42051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 11.01% |
Starting borrower rate/APR:
| 12.01% / 12.36% |
Starting monthly payment:
| $166.10 |
|
Final lender yield:
| 10.50% |
Final borrower rate/APR:
| 11.50% / 11.85% |
Final monthly payment:
| $164.88 |
| |
|
Auction yield range:
| 3.04% - 11.01% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 38% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 24
/
22 | Length of status: | 5y 11m |
|
Credit score:
| 800-819 (Apr-2010) |
Total credit lines:
| 32 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,221 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 19% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| power-winner5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to consolidate all the credit cards that I have into one amount?
My financial situation:
I am a good candidate for this loan because I have a steady job for the past 6 years in an institution that has been around for decades.? I have never been late on any of my bills, but recently medical expenses and whatnot forced me to use the credit cards more than I wanted to.? I am a responsible payer with a very good credit score and do not believe in borrowing and running.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| blackstar | $25.00 | $25.00 | 4/19/2010 11:29:40 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/19/2010 11:28:56 AM |
| egw | $25.00 | $25.00 | 4/19/2010 11:41:34 AM |
| reflective-rupee | $100.00 | $100.00 | 4/19/2010 12:52:11 PM |
| stockpiler079 | $25.00 | $25.00 | 4/19/2010 3:59:39 PM |
| isfahanian | $41.45 | $41.45 | 4/20/2010 3:44:54 AM |
| Bothus | $50.00 | $50.00 | 4/20/2010 4:00:41 PM |
| Loan2Own | $100.00 | $100.00 | 4/20/2010 6:06:41 PM |
| puyanera | $25.00 | $25.00 | 4/20/2010 5:32:46 PM |
| thrifty-funds1 | $25.00 | $25.00 | 4/20/2010 7:06:22 PM |
| CSinvestments | $30.00 | $30.00 | 4/20/2010 8:03:35 PM |
| Quiz18 | $25.00 | $25.00 | 4/21/2010 1:37:31 AM |
| reBuild-America | $25.00 | $25.00 | 4/22/2010 10:06:32 AM |
| agbullet55443 | $100.00 | $100.00 | 4/22/2010 3:35:24 PM |
| BoughtTheFarm | $25.00 | $25.00 | 4/22/2010 7:29:13 PM |
| JackinGreen | $100.00 | $100.00 | 4/22/2010 7:24:44 PM |
| BrighterSuns | $25.00 | $25.00 | 4/22/2010 6:51:58 PM |
| TakeCare | $50.00 | $50.00 | 4/23/2010 7:29:43 AM |
| ttnk62918 | $25.00 | $25.00 | 4/23/2010 9:16:28 AM |
| otalon | $32.53 | $32.53 | 4/23/2010 10:58:12 AM |
| TechnologyGuy | $25.00 | $25.00 | 4/23/2010 4:53:23 PM |
| ALL-PRIME | $25.00 | $25.00 | 4/23/2010 5:28:45 PM |
| hope-lionheart1 | $25.00 | $25.00 | 4/23/2010 6:01:53 PM |
| Free-the-usa-1776 | $25.00 | $25.00 | 4/23/2010 11:04:19 PM |
| loss-of-control | $50.00 | $50.00 | 4/23/2010 5:21:30 PM |
| oceanside | $25.00 | $25.00 | 4/24/2010 5:37:19 AM |
| bxdoc | $45.03 | $45.03 | 4/24/2010 8:51:47 AM |
| giovani | $25.00 | $25.00 | 4/24/2010 10:28:17 AM |
| JABank | $25.00 | $25.00 | 4/25/2010 8:04:35 AM |
| MonopolyDred | $40.04 | $40.04 | 4/25/2010 8:26:25 AM |
| marinade | $25.00 | $18.34 | 4/25/2010 9:17:18 AM |
| benevolent-capital1 | $75.00 | $75.00 | 4/25/2010 9:31:29 AM |
| theskippy | $25.00 | $25.00 | 4/24/2010 9:31:58 PM |
| tallfund | $50.00 | $50.00 | 4/25/2010 11:26:41 AM |
| charitycoon | $25.00 | $25.00 | 4/25/2010 11:40:51 AM |
| resolute-return1 | $25.00 | $25.00 | 4/25/2010 8:33:35 AM |
| Gold_Coin | $25.00 | $25.00 | 4/25/2010 9:39:18 AM |
| spiff666 | $25.00 | $25.00 | 4/26/2010 6:57:48 AM |
| redtilapia | $25.00 | $25.00 | 4/25/2010 6:28:22 PM |
| Redleg6 | $25.00 | $25.00 | 4/26/2010 5:43:28 AM |
| 113121 | $25.00 | $25.00 | 4/26/2010 6:09:23 AM |
| StanTheMan | $37.24 | $37.24 | 4/25/2010 7:57:33 PM |
| favorite-commerce | $25.00 | $25.00 | 4/26/2010 7:44:40 AM |
| orbiter614 | $42.72 | $42.72 | 4/26/2010 4:54:15 AM |
| enthusiastic-point | $100.00 | $100.00 | 4/26/2010 5:18:54 AM |
| Redleg6 | $25.00 | $25.00 | 4/26/2010 5:24:45 AM |
| ToloUSN | $50.00 | $50.00 | 4/26/2010 8:50:51 AM |
| newiowa77 | $46.22 | $46.22 | 4/26/2010 10:25:16 AM |
| steady-dime | $25.00 | $25.00 | 4/26/2010 10:06:10 AM |
| Jcardone33 | $25.00 | $25.00 | 4/26/2010 7:55:47 AM |
| khamen | $25.00 | $25.00 | 4/26/2010 10:27:43 AM |
| sgt-schultz | $100.00 | $100.00 | 4/26/2010 10:28:16 AM |
| Ven58 | $25.00 | $25.00 | 4/26/2010 10:48:41 AM |
| ryan6853 | $25.00 | $25.00 | 4/26/2010 11:11:35 AM |
| mpatrick | $50.00 | $50.00 | 4/26/2010 11:16:31 AM |
| greekgst99 | $25.00 | $25.00 | 4/26/2010 9:36:57 AM |
| cowboyskier | $50.00 | $50.00 | 4/19/2010 11:59:31 AM |
| income-fortress | $25.00 | $25.00 | 4/19/2010 11:54:10 AM |
| 108lender | $100.00 | $100.00 | 4/19/2010 12:25:18 PM |
| FinDoc | $25.00 | $25.00 | 4/19/2010 4:20:35 PM |
| top-courteous-peso | $25.00 | $25.00 | 4/19/2010 4:39:06 PM |
| loaninvesting | $25.00 | $25.00 | 4/19/2010 4:51:18 PM |
| credit-observatory | $25.00 | $25.00 | 4/19/2010 6:21:45 PM |
| friendly-worth3 | $25.00 | $25.00 | 4/20/2010 12:34:28 PM |
| jey6941 | $25.00 | $25.00 | 4/20/2010 5:30:30 PM |
| lanlie | $289.36 | $289.36 | 4/20/2010 6:24:51 PM |
| sincere-balance | $25.00 | $25.00 | 4/20/2010 6:00:21 PM |
| 13loans | $25.00 | $25.00 | 4/20/2010 6:45:33 PM |
| market-pudding | $25.00 | $25.00 | 4/21/2010 1:38:10 AM |
| SOP_Bank | $25.00 | $25.00 | 4/21/2010 3:23:49 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/22/2010 1:20:22 PM |
| lanlie | $166.58 | $166.58 | 4/22/2010 3:43:46 PM |
| inforapenny | $25.00 | $25.00 | 4/22/2010 3:45:28 PM |
| ptjg | $50.00 | $50.00 | 4/22/2010 4:35:36 PM |
| mcabery | $195.00 | $195.00 | 4/22/2010 6:13:00 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 4/23/2010 6:31:30 AM |
| FundMaker | $25.00 | $25.00 | 4/23/2010 2:24:31 PM |
| dynrep | $25.00 | $25.00 | 4/23/2010 5:23:10 PM |
| rpg | $50.00 | $50.00 | 4/23/2010 6:26:06 PM |
| ajk_blue | $25.00 | $25.00 | 4/23/2010 6:28:21 PM |
| respectful-integrity3 | $30.00 | $30.00 | 4/23/2010 9:20:08 PM |
| Kravcorp | $25.00 | $25.00 | 4/23/2010 5:28:47 PM |
| bankdaddy | $25.00 | $25.00 | 4/24/2010 9:55:16 AM |
| Loan_shark718 | $100.00 | $100.00 | 4/24/2010 6:48:23 AM |
| octoberfresh | $25.00 | $25.00 | 4/24/2010 12:44:06 PM |
| llequire1 | $87.97 | $87.97 | 4/24/2010 8:28:17 AM |
| jonus311 | $25.00 | $25.00 | 4/24/2010 9:10:06 AM |
| knowledgeable-revenue | $30.00 | $30.00 | 4/24/2010 12:15:27 PM |
| AlBRich | $25.00 | $25.00 | 4/24/2010 4:47:25 PM |
| trade-elm | $25.00 | $25.00 | 4/24/2010 11:39:02 AM |
| roswellandy | $25.00 | $25.00 | 4/24/2010 6:32:16 PM |
| ekbangali | $100.00 | $100.00 | 4/25/2010 9:42:02 AM |
| cashasaurus0 | $100.00 | $100.00 | 4/25/2010 4:15:54 AM |
| dreamhope | $25.00 | $25.00 | 4/25/2010 12:46:08 PM |
| patriot384 | $140.00 | $140.00 | 4/25/2010 5:35:44 PM |
| Traveler30 | $25.00 | $25.00 | 4/25/2010 5:41:52 PM |
| Traveler40 | $25.00 | $25.00 | 4/25/2010 5:44:52 PM |
| wwwUniversal | $25.00 | $25.00 | 4/25/2010 6:00:02 PM |
| lucrative-worth | $57.20 | $57.20 | 4/25/2010 9:32:56 AM |
| ltlsprite3 | $30.00 | $30.00 | 4/25/2010 6:12:53 PM |
| gothampark | $25.00 | $25.00 | 4/25/2010 11:55:26 AM |
| Your_Bank | $25.00 | $25.00 | 4/25/2010 2:16:51 PM |
| Hotrod52 | $25.00 | $25.00 | 4/25/2010 9:48:44 PM |
| paramjit | $200.00 | $200.00 | 4/25/2010 8:58:11 PM |
| Rustang | $50.00 | $50.00 | 4/26/2010 7:41:09 AM |
| JerryB96 | $25.00 | $25.00 | 4/26/2010 9:20:40 AM |
| PropertyInvest | $25.00 | $25.00 | 4/26/2010 9:35:53 AM |
| ezhik00 | $25.00 | $25.00 | 4/26/2010 9:57:44 AM |
| dynrep | $25.00 | $25.00 | 4/26/2010 7:57:47 AM |
| rich329 | $25.00 | $25.00 | 4/26/2010 10:30:02 AM |
| Rulea72 | $35.31 | $35.31 | 4/26/2010 8:32:51 AM |
| turbostar666 | $30.00 | $30.00 | 4/26/2010 10:48:00 AM |
| Nerdster1 | $25.01 | $25.01 | 4/26/2010 11:16:33 AM |
| 113 bids
|
Borrower Payment Dependent Notes Series
455410
This series of Notes was issued and sold upon the funding of the borrower loan #41975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-23-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $159.88 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
12 | Length of status: | 3y 1m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 23 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,954 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 35% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| treasure-trident0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JOE'S CONSOLIDATION
Purpose of loan:
This loan will be used to consolidate my high interest rate credit cards.?Due to medical issues last year, I had to use this debt at 17.99% APR.? I am physicaly healthly now, and now I want to be finacially stable.
My financial situation:
I am a good candidate for this loan because I have been employed at my stable job for over three years and have been promoted twice in this time.? I?enjoy my job tremendously.? I have never missed a payment in years wether it is a credit card payment or an automatic deduction from a previous loan.? I am an excellent risk with a very good credit score and a?secure job in underwriting field.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/23/2010 4:03:58 PM |
| KramericaIndustries | $25.00 | $25.00 | 4/23/2010 4:04:36 PM |
| evnagelist | $25.00 | $25.00 | 4/23/2010 4:11:03 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/23/2010 4:11:08 PM |
| truth-image | $50.00 | $50.00 | 4/23/2010 4:11:14 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/23/2010 4:12:21 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/23/2010 4:12:54 PM |
| investment-network | $25.00 | $25.00 | 4/23/2010 4:13:19 PM |
| Ivan2007 | $25.00 | $25.00 | 4/23/2010 4:11:23 PM |
| nickel-ferret | $25.00 | $25.00 | 4/23/2010 4:11:28 PM |
| antlr | $25.00 | $25.00 | 4/23/2010 4:12:31 PM |
| DukSerduk | $25.00 | $25.00 | 4/23/2010 4:12:37 PM |
| JGB | $25.00 | $25.00 | 4/23/2010 4:12:48 PM |
| money-surge1 | $25.00 | $25.00 | 4/23/2010 4:12:56 PM |
| Avala | $50.00 | $50.00 | 4/23/2010 4:15:37 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/23/2010 4:16:11 PM |
| integrity-doctor | $100.00 | $100.00 | 4/23/2010 4:16:36 PM |
| hrubinst | $25.00 | $25.00 | 4/23/2010 4:15:21 PM |
| kenji4861 | $50.00 | $50.00 | 4/23/2010 4:05:30 PM |
| unassassinable | $25.00 | $25.00 | 4/23/2010 4:16:05 PM |
| meux99 | $25.00 | $25.00 | 4/23/2010 4:06:59 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/23/2010 4:16:49 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/23/2010 4:08:25 PM |
| bchen78875 | $50.00 | $50.00 | 4/23/2010 4:19:53 PM |
| GrommetPosse | $25.00 | $25.00 | 4/23/2010 4:08:46 PM |
| yield-seeker | $25.00 | $25.00 | 4/23/2010 4:19:47 PM |
| authoritative-capital | $25.00 | $25.00 | 4/23/2010 4:10:59 PM |
| capital-web193 | $25.00 | $25.00 | 4/23/2010 4:20:21 PM |
| GiantAardvark | $25.00 | $25.00 | 4/23/2010 4:13:03 PM |
| organic-income5 | $50.00 | $50.00 | 4/23/2010 4:13:15 PM |
| contract-giant | $25.00 | $25.00 | 4/23/2010 4:13:24 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/23/2010 4:16:44 PM |
| Turkish101 | $25.00 | $25.00 | 4/23/2010 4:30:09 PM |
| Interloper | $35.00 | $35.00 | 4/23/2010 4:28:13 PM |
| rider350 | $25.00 | $25.00 | 4/23/2010 4:17:05 PM |
| radforj22 | $25.00 | $25.00 | 4/23/2010 4:28:31 PM |
| japerk | $25.00 | $25.00 | 4/23/2010 4:17:56 PM |
| upbeat-principal | $25.00 | $25.00 | 4/23/2010 4:29:57 PM |
| golden-responsibility189 | $50.00 | $50.00 | 4/23/2010 4:30:30 PM |
| appastk | $25.00 | $25.00 | 4/23/2010 4:30:36 PM |
| loan-warrior | $25.00 | $25.00 | 4/23/2010 4:30:46 PM |
| hbzchimar | $25.00 | $25.00 | 4/23/2010 4:31:21 PM |
| rock931 | $25.00 | $25.00 | 4/23/2010 4:55:16 PM |
| kanakakm | $48.69 | $48.69 | 4/23/2010 4:53:44 PM |
| AmericanCredit | $25.00 | $25.00 | 4/23/2010 4:57:49 PM |
| don8ter | $44.12 | $44.12 | 4/23/2010 4:54:56 PM |
| important-ore | $100.00 | $100.00 | 4/23/2010 4:28:41 PM |
| zeelender | $25.00 | $25.00 | 4/23/2010 4:58:30 PM |
| ichibon | $75.00 | $75.00 | 4/23/2010 4:28:59 PM |
| TK4 | $25.00 | $25.00 | 4/23/2010 4:29:49 PM |
| mizount | $25.00 | $25.00 | 4/23/2010 4:29:53 PM |
| metro457 | $40.00 | $40.00 | 4/23/2010 4:30:38 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/23/2010 5:00:23 PM |
| contract-eagle | $37.19 | $37.19 | 4/23/2010 4:57:12 PM |
| mikeandcat | $49.02 | $49.02 | 4/23/2010 4:58:04 PM |
| balance2 | $50.00 | $50.00 | 4/23/2010 4:58:55 PM |
| CAGE-Investments | $75.00 | $75.00 | 4/23/2010 5:02:36 PM |
| emt747 | $25.00 | $25.00 | 4/23/2010 5:00:17 PM |
| fireboss | $25.00 | $25.00 | 4/23/2010 4:53:46 PM |
| alaco | $25.00 | $25.00 | 4/23/2010 5:01:18 PM |
| p2p_banker | $25.00 | $25.00 | 4/23/2010 4:54:47 PM |
| debt-system880 | $25.00 | $25.00 | 4/23/2010 4:55:27 PM |
| Rdodson11 | $25.00 | $25.00 | 4/23/2010 4:57:44 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/23/2010 4:58:15 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/23/2010 4:59:11 PM |
| MTlender | $25.00 | $25.00 | 4/23/2010 5:03:00 PM |
| Millmanator | $25.00 | $12.83 | 4/23/2010 5:03:32 PM |
| selector568 | $25.00 | $25.00 | 4/24/2010 12:59:57 PM |
| turbospeed | $25.00 | $25.00 | 4/24/2010 12:47:51 AM |
| rich329 | $25.00 | $25.00 | 4/26/2010 9:51:29 AM |
| RandyL3 | $99.00 | $99.00 | 4/26/2010 2:44:45 PM |
| AF-Chief | $27.00 | $27.00 | 4/23/2010 4:10:35 PM |
| Barak | $40.00 | $40.00 | 4/23/2010 4:11:51 PM |
| fantastic-openness | $50.00 | $50.00 | 4/23/2010 4:12:09 PM |
| bright-balance | $25.00 | $25.00 | 4/23/2010 4:12:12 PM |
| satisfying-durability | $25.00 | $25.00 | 4/23/2010 4:12:58 PM |
| afotherg | $25.00 | $25.00 | 4/23/2010 4:13:13 PM |
| hookUup | $25.00 | $25.00 | 4/23/2010 4:13:22 PM |
| five-star-asset2 | $25.00 | $25.00 | 4/23/2010 4:13:24 PM |
| thorough-exchange4 | $40.00 | $40.00 | 4/23/2010 4:13:35 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/23/2010 4:13:51 PM |
| meenan | $25.00 | $25.00 | 4/23/2010 4:11:38 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/23/2010 4:12:04 PM |
| TakeCare | $100.00 | $100.00 | 4/23/2010 4:12:15 PM |
| dharma1 | $25.00 | $25.00 | 4/23/2010 4:12:51 PM |
| torion | $25.00 | $25.00 | 4/23/2010 4:15:27 PM |
| dinero-speaker | $25.00 | $25.00 | 4/23/2010 4:15:54 PM |
| gelidfrank | $25.00 | $25.00 | 4/23/2010 4:20:15 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/23/2010 4:20:26 PM |
| delicious-social132 | $40.00 | $40.00 | 4/23/2010 4:11:32 PM |
| careful-note | $50.00 | $50.00 | 4/23/2010 4:11:57 PM |
| Daneistes | $100.00 | $100.00 | 4/23/2010 4:12:24 PM |
| kulender | $25.00 | $25.00 | 4/23/2010 4:12:43 PM |
| figs4u2 | $80.00 | $80.00 | 4/23/2010 4:13:06 PM |
| djs81 | $25.00 | $25.00 | 4/23/2010 4:13:11 PM |
| MoneySiles | $25.00 | $25.00 | 4/23/2010 4:13:17 PM |
| mmckune | $25.00 | $25.00 | 4/23/2010 4:16:01 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 4/23/2010 4:28:29 PM |
| orderly-leverage | $40.00 | $40.00 | 4/23/2010 4:16:15 PM |
| resource777 | $25.00 | $25.00 | 4/23/2010 4:30:23 PM |
| jeffpac | $55.00 | $55.00 | 4/23/2010 4:28:21 PM |
| gethsemane4 | $25.00 | $25.00 | 4/23/2010 4:30:45 PM |
| bowdish1 | $100.00 | $100.00 | 4/23/2010 4:28:39 PM |
| Marathoner | $25.00 | $25.00 | 4/23/2010 4:30:52 PM |
| mlopez2007 | $50.00 | $50.00 | 4/23/2010 4:28:55 PM |
| ideal-penny8 | $25.00 | $25.00 | 4/23/2010 4:31:21 PM |
| Comoparklender | $30.00 | $30.00 | 4/23/2010 4:30:12 PM |
| elasermd | $50.00 | $50.00 | 4/23/2010 4:30:26 PM |
| transparency-advocator | $25.00 | $25.00 | 4/23/2010 4:30:32 PM |
| lending_pugs | $25.00 | $25.00 | 4/23/2010 4:30:43 PM |
| sgt-schultz | $50.00 | $50.00 | 4/23/2010 4:30:49 PM |
| davidside | $25.00 | $25.00 | 4/23/2010 4:31:30 PM |
| sensible-order2 | $28.20 | $28.20 | 4/23/2010 4:50:19 PM |
| discrete-asset | $25.00 | $25.00 | 4/23/2010 4:53:55 PM |
| LR_Biker | $25.00 | $25.00 | 4/23/2010 4:51:08 PM |
| cingular | $25.00 | $25.00 | 4/23/2010 4:56:27 PM |
| fortytwo | $100.00 | $100.00 | 4/23/2010 4:28:01 PM |
| ATOHokie | $25.00 | $25.00 | 4/23/2010 4:28:08 PM |
| transparency-planetarium | $25.00 | $25.00 | 4/23/2010 4:58:32 PM |
| mtquan | $25.00 | $25.00 | 4/23/2010 4:55:55 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/23/2010 4:59:19 PM |
| Artist_Blue | $25.00 | $25.00 | 4/23/2010 4:59:25 PM |
| RobotTwo | $25.00 | $25.00 | 4/23/2010 4:30:29 PM |
| Taxman44 | $25.00 | $25.00 | 4/23/2010 4:30:39 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/23/2010 4:59:48 PM |
| grampy48 | $25.00 | $25.00 | 4/23/2010 4:31:19 PM |
| outtahoth2o | $36.03 | $36.03 | 4/23/2010 4:57:59 PM |
| autonomous-basis | $25.00 | $25.00 | 4/23/2010 4:50:58 PM |
| salala | $25.00 | $25.00 | 4/23/2010 4:58:41 PM |
| calm-deal7 | $25.00 | $25.00 | 4/23/2010 4:59:34 PM |
| lamarsam | $25.00 | $25.00 | 4/23/2010 4:52:49 PM |
| ddamenace | $25.00 | $25.00 | 4/23/2010 5:00:07 PM |
| Tradesmanlender | $25.00 | $25.00 | 4/23/2010 5:00:13 PM |
| goldeneye777 | $37.92 | $37.92 | 4/23/2010 4:54:37 PM |
| cptproton | $25.00 | $25.00 | 4/23/2010 4:55:22 PM |
| Binan | $25.00 | $25.00 | 4/23/2010 4:55:26 PM |
| uncleubb | $25.00 | $25.00 | 4/23/2010 5:02:57 PM |
| market-pudding | $25.00 | $25.00 | 4/23/2010 4:58:00 PM |
| schpere | $25.00 | $25.00 | 4/23/2010 4:58:24 PM |
| Slend49 | $25.00 | $25.00 | 4/23/2010 4:59:15 PM |
| ddog0224 | $25.00 | $25.00 | 4/23/2010 4:59:32 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/23/2010 4:59:45 PM |
| Pickmar | $25.00 | $25.00 | 4/26/2010 10:01:40 AM |
| 143 bids
|