Sales Report:Supplement No. 184 dated Apr 27, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
407106
This series of Notes was issued and sold upon the funding of the borrower loan #42127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-22-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $61.87 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $61.85 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
10 | Length of status: | 8y 11m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 33 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,986 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 47% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| MedicOne |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 0
( 0% )
| 740-759
(Nov-2007)
700-719
(Jan-2007)
700-719
(Nov-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Paying off Best Buy
?Looking for a short term loan to pay off a best buy account before the deferred interest is applied to the account.? Previous Prosper loan and current lender w/o problems.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/22/2010 9:43:59 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/22/2010 9:45:30 AM |
| careful-note | $50.00 | $50.00 | 4/22/2010 9:46:44 AM |
| fantastic-openness | $50.00 | $50.00 | 4/22/2010 9:46:55 AM |
| engaging-worth | $25.00 | $25.00 | 4/22/2010 9:47:23 AM |
| afotherg | $25.00 | $25.00 | 4/22/2010 9:48:02 AM |
| hookUup | $25.00 | $25.00 | 4/22/2010 9:48:29 AM |
| meux99 | $25.00 | $25.00 | 4/22/2010 9:44:44 AM |
| Ivan2007 | $25.00 | $25.00 | 4/22/2010 9:45:48 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/22/2010 9:46:51 AM |
| DukSerduk | $25.00 | $25.00 | 4/22/2010 9:47:16 AM |
| kulender | $25.00 | $25.00 | 4/22/2010 9:47:22 AM |
| organic-income5 | $50.00 | $50.00 | 4/22/2010 9:48:17 AM |
| MoneySiles | $25.00 | $25.00 | 4/22/2010 9:48:21 AM |
| Dazz2061 | $25.00 | $1.59 | 4/22/2010 11:50:59 AM |
| GrommetPosse | $25.00 | $25.00 | 4/22/2010 9:44:58 AM |
| Okeey | $34.97 | $34.97 | 4/22/2010 11:51:11 AM |
| truth-image | $50.00 | $50.00 | 4/22/2010 9:45:39 AM |
| nickel-ferret | $25.00 | $25.00 | 4/22/2010 9:46:18 AM |
| delicious-social132 | $40.00 | $40.00 | 4/22/2010 9:46:21 AM |
| meenan | $25.00 | $25.00 | 4/22/2010 9:46:34 AM |
| Approved | $50.00 | $50.00 | 4/22/2010 11:56:53 AM |
| figs4u2 | $80.00 | $80.00 | 4/22/2010 9:47:57 AM |
| investment-network | $25.00 | $25.00 | 4/22/2010 9:48:25 AM |
| springpanda | $25.00 | $25.00 | 4/22/2010 1:09:43 PM |
| RainMakers | $25.00 | $25.00 | 4/22/2010 2:11:40 PM |
| blot44 | $25.00 | $25.00 | 4/22/2010 8:51:40 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/23/2010 5:25:31 PM |
| kenji4861 | $25.00 | $25.00 | 4/22/2010 9:44:37 AM |
| Barak | $40.00 | $40.00 | 4/22/2010 9:46:39 AM |
| Daneistes | $100.00 | $100.00 | 4/22/2010 9:47:08 AM |
| dharma1 | $25.00 | $25.00 | 4/22/2010 9:47:28 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/22/2010 9:47:33 AM |
| GiantAardvark | $25.00 | $25.00 | 4/22/2010 9:47:53 AM |
| five-star-asset2 | $25.00 | $25.00 | 4/22/2010 9:48:32 AM |
| TakeCare | $100.00 | $100.00 | 4/22/2010 9:47:01 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/22/2010 9:47:06 AM |
| JGB | $25.00 | $25.00 | 4/22/2010 9:47:25 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/22/2010 9:44:54 AM |
| evnagelist | $25.00 | $25.00 | 4/22/2010 9:45:25 AM |
| bright-balance | $25.00 | $25.00 | 4/22/2010 9:46:59 AM |
| antlr | $25.00 | $25.00 | 4/22/2010 9:47:14 AM |
| money-surge1 | $25.00 | $25.00 | 4/22/2010 9:47:41 AM |
| djs81 | $25.00 | $25.00 | 4/22/2010 9:47:58 AM |
| ingenious-order783 | $25.00 | $25.00 | 4/22/2010 10:03:06 AM |
| wwwUniversal | $25.00 | $25.00 | 4/22/2010 2:04:17 PM |
| selector568 | $70.46 | $70.46 | 4/22/2010 5:06:24 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/22/2010 7:45:43 PM |
| qkinger | $50.00 | $50.00 | 4/22/2010 8:46:40 PM |
| octoberfresh | $25.00 | $25.00 | 4/23/2010 6:05:04 AM |
| RandyL3 | $99.00 | $99.00 | 4/23/2010 3:47:28 PM |
| small-change | $25.00 | $25.00 | 4/23/2010 6:41:16 PM |
| luper | $25.00 | $25.00 | 4/23/2010 7:00:03 PM |
| rummy06 | $40.00 | $40.00 | 4/23/2010 8:17:36 PM |
| Zeenos | $38.98 | $38.98 | 4/24/2010 7:19:09 PM |
| filovirus | $25.00 | $25.00 | 4/26/2010 10:32:24 AM |
| 56 bids
|
Borrower Payment Dependent Notes Series
415658
This series of Notes was issued and sold upon the funding of the borrower loan #42039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $79.94 |
|
Final lender yield:
| 8.15% |
Final borrower rate/APR:
| 9.15% / 11.25% |
Final monthly payment:
| $79.67 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.03% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 16
/
11 | Length of status: | 12y 4m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 49 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,209 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 44% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| csaccessories |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < mo. late:
| 0
( 0% )
| 780-799
(Dec-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Reduce High interest rate CC
Purpose of loan:
This loan will be used to?
Reduce a high interest rate credit card.? I have one card that spiked the interest rate on me when the credit crisis hit and I need to pay down the balance to get out from under the high interest costs.
My financial situation:
I am a good candidate for this loan because...
I make all payments on time every time.? The money for the payments is already in place so this loan creates no additional burden than already exists.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dontscrewmeover1 | $25.00 | $25.00 | 4/20/2010 9:23:13 AM |
| dproxima | $25.00 | $25.00 | 4/20/2010 5:16:23 PM |
| satisfying-durability | $25.00 | $25.00 | 4/21/2010 9:17:48 AM |
| Simple3 | $25.00 | $25.00 | 4/21/2010 9:57:39 AM |
| uncleubb | $25.00 | $25.00 | 4/21/2010 1:37:57 PM |
| HappyToLoan | $25.00 | $25.00 | 4/21/2010 6:59:39 PM |
| gjm6d | $25.00 | $25.00 | 4/22/2010 4:58:55 PM |
| 5starlady | $30.00 | $30.00 | 4/22/2010 5:33:58 PM |
| MoneyTree79 | $25.00 | $25.00 | 4/22/2010 7:11:56 PM |
| generous-deal6 | $41.60 | $41.60 | 4/22/2010 11:12:13 PM |
| MC7608 | $30.00 | $30.00 | 4/22/2010 9:50:46 PM |
| crdcteng | $25.00 | $25.00 | 4/23/2010 9:40:02 AM |
| tenchi2777 | $25.00 | $25.00 | 4/23/2010 12:06:37 PM |
| Spring342 | $25.00 | $25.00 | 4/23/2010 10:58:35 AM |
| ItNoKnot | $27.05 | $27.05 | 4/23/2010 4:57:45 PM |
| jpblan11 | $34.00 | $34.00 | 4/23/2010 4:32:57 PM |
| OregonDane | $25.00 | $25.00 | 4/23/2010 8:09:00 PM |
| jayk63 | $25.00 | $25.00 | 4/24/2010 7:02:35 AM |
| small-change | $25.00 | $25.00 | 4/23/2010 6:34:54 PM |
| Planecourage | $30.00 | $30.00 | 4/24/2010 10:14:49 AM |
| rate-trail | $25.00 | $25.00 | 4/24/2010 8:02:54 AM |
| debt-legend | $25.00 | $25.00 | 4/23/2010 9:45:44 PM |
| Leopoldine | $26.24 | $26.24 | 4/24/2010 11:06:57 AM |
| ArtLends | $25.00 | $25.00 | 4/24/2010 1:11:54 PM |
| next-time | $25.00 | $25.00 | 4/24/2010 3:17:56 PM |
| AustinAmerica | $25.00 | $25.00 | 4/24/2010 11:23:36 AM |
| sweety075 | $25.00 | $25.00 | 4/25/2010 10:31:32 AM |
| RIVERHTS | $50.00 | $50.00 | 4/25/2010 9:24:24 AM |
| swissbanker | $50.00 | $50.00 | 4/25/2010 11:23:13 AM |
| Hotrod52 | $25.00 | $25.00 | 4/25/2010 9:40:47 PM |
| lonix | $25.00 | $25.00 | 4/25/2010 7:19:51 PM |
| triumph246 | $50.00 | $50.00 | 4/26/2010 1:16:20 AM |
| JGuide | $26.80 | $26.80 | 4/25/2010 8:12:16 PM |
| malcolmreynolds | $25.00 | $25.00 | 4/25/2010 3:41:13 PM |
| P2PHelper | $25.00 | $25.00 | 4/25/2010 4:34:12 PM |
| itsmaj | $66.16 | $66.16 | 4/25/2010 10:06:04 PM |
| yerkster1 | $40.76 | $40.76 | 4/25/2010 4:42:16 PM |
| AsianDragon | $35.00 | $35.00 | 4/25/2010 6:13:05 PM |
| JerryB96 | $25.00 | $25.00 | 4/25/2010 7:52:37 PM |
| beachliving29 | $54.68 | $54.68 | 4/26/2010 7:53:32 AM |
| justice-disk | $25.00 | $25.00 | 4/26/2010 7:54:50 AM |
| Snoopylover | $25.00 | $25.00 | 4/26/2010 10:43:45 AM |
| StocksMan | $50.00 | $50.00 | 4/26/2010 11:14:44 AM |
| crw1950 | $50.00 | $50.00 | 4/26/2010 11:14:50 AM |
| RandyL3 | $99.00 | $99.00 | 4/19/2010 12:23:16 PM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 9:36:46 AM |
| JohnSmith10 | $50.00 | $50.00 | 4/20/2010 9:00:17 PM |
| Bank_of_E-Ville | $30.00 | $30.00 | 4/22/2010 12:35:08 PM |
| SCD | $25.00 | $25.00 | 4/22/2010 1:08:34 PM |
| persistent-income2 | $100.00 | $100.00 | 4/23/2010 10:21:03 AM |
| Boinky00 | $50.00 | $50.00 | 4/23/2010 11:23:41 AM |
| FundMaker | $25.00 | $25.00 | 4/23/2010 2:15:54 PM |
| khamlagirl | $25.00 | $25.00 | 4/23/2010 4:12:49 PM |
| Earn_money | $25.00 | $25.00 | 4/23/2010 4:42:42 PM |
| BankofBeth | $25.00 | $25.00 | 4/23/2010 5:44:34 PM |
| jimmya | $25.00 | $25.00 | 4/24/2010 7:11:34 AM |
| Richmp412 | $25.00 | $25.00 | 4/24/2010 8:15:07 AM |
| Redleg6 | $25.00 | $25.00 | 4/24/2010 1:49:55 PM |
| Lender_1972 | $85.00 | $43.71 | 4/24/2010 2:59:33 PM |
| socal-lender | $25.00 | $25.00 | 4/24/2010 4:10:26 PM |
| Cliffie83 | $25.00 | $25.00 | 4/24/2010 9:53:28 AM |
| roadtruck | $50.00 | $50.00 | 4/24/2010 3:47:37 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/24/2010 6:56:36 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/24/2010 11:55:09 AM |
| word140 | $25.00 | $25.00 | 4/25/2010 9:22:46 AM |
| eclicknsave | $25.00 | $25.00 | 4/25/2010 12:52:35 AM |
| wonderous-power | $25.00 | $25.00 | 4/25/2010 6:39:11 AM |
| paramjit | $100.00 | $100.00 | 4/25/2010 8:55:32 PM |
| redtilapia | $25.00 | $25.00 | 4/25/2010 6:25:40 PM |
| checzwick | $25.00 | $25.00 | 4/26/2010 5:53:25 AM |
| SeaLoans | $25.00 | $25.00 | 4/26/2010 9:39:22 AM |
| persistent-income2 | $25.00 | $25.00 | 4/26/2010 10:30:43 AM |
| favorite-commerce | $25.00 | $25.00 | 4/26/2010 7:44:05 AM |
| LA-Funding-Bank | $35.00 | $35.00 | 4/26/2010 9:52:11 AM |
| loan-rider7 | $50.00 | $50.00 | 4/26/2010 11:16:40 AM |
| 75 bids
|
Borrower Payment Dependent Notes Series
415816
This series of Notes was issued and sold upon the funding of the borrower loan #42115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 18.00% |
Starting borrower rate/APR:
| 19.00% / 21.22% |
Starting monthly payment:
| $73.31 |
|
Final lender yield:
| 17.30% |
Final borrower rate/APR:
| 18.30% / 20.51% |
Final monthly payment:
| $72.61 |
| |
|
Auction yield range:
| 8.04% - 18.00% |
Estimated loss impact:
| 6.90% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 13
/
13 | Length of status: | 11y 7m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 43 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,484 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 78% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 21 | | | | |
|
Screen name:
| Bigbossman |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 17 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 640-659
(May-2009)
620-639
(Mar-2008)
600-619
(Sep-2007)
620-639
(Jun-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Reduce Credit Card Interest Rate
Purpose of loan:
This loan will be used to?payoff a Chase Credit Card with an interest rate of 29% My financial situation:
I am a good candidate for this loan because?I?have a very stable job, pay all of my bills on time?and make a great income.? This would be my 2nd prosper loan.? I paid off the first one early.? (About a year and a half and never missed a payment)
The past due payments were from a divorce in which I was forced into bankruptcy 5 years ago.? I haven't ever missed a payment since.
My debt to income is deceiving because I have 3 auto loans showing on my credit report.? 2 of them are for family members that couldn't qualify for an auto loan on their own.? They've been making the monthly payments very consistently which total $912 a month.
Monthly net income: $5200.00 Monthly expenses: $ 4227.00
??Housing: $ 1585
??Insurance: $ 100????
??Car expenses: $ 352
??Utilities: $ 200
??Phone, cable, internet: $?90
??Food, entertainment: $?400
??Clothing, household expenses $ 300
??Credit cards and other loans: $?300
??Other expenses: $ 900
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| income-fortress | $25.00 | $25.00 | 4/16/2010 4:27:07 PM |
| ptjg | $25.00 | $25.00 | 4/19/2010 11:11:48 AM |
| lendstats_com | $25.00 | $25.00 | 4/20/2010 11:51:16 AM |
| csak13 | $25.00 | $25.00 | 4/23/2010 7:13:19 AM |
| mckhbnpc | $25.00 | $25.00 | 4/23/2010 8:12:42 AM |
| credit-coach118 | $45.00 | $45.00 | 4/23/2010 9:45:25 AM |
| dudebrah | $35.00 | $35.00 | 4/23/2010 9:40:53 AM |
| lender12345 | $25.00 | $25.00 | 4/23/2010 10:11:06 AM |
| trade-elm | $100.00 | $100.00 | 4/23/2010 11:24:01 AM |
| persistent-income2 | $25.00 | $25.00 | 4/23/2010 9:50:11 AM |
| lendstats_com | $200.00 | $200.00 | 4/23/2010 11:39:38 AM |
| sk10023 | $50.00 | $50.00 | 4/23/2010 12:35:39 PM |
| bxdoc | $75.00 | $75.00 | 4/23/2010 2:18:55 PM |
| bughead | $25.00 | $25.00 | 4/23/2010 12:52:37 PM |
| niq4soccer | $25.00 | $25.00 | 4/23/2010 1:11:37 PM |
| RicheyRich | $25.00 | $25.00 | 4/23/2010 3:33:40 PM |
| himanshuko | $25.00 | $25.00 | 4/23/2010 3:40:33 PM |
| scientists | $25.00 | $25.00 | 4/23/2010 1:31:48 PM |
| SuperInvestor82 | $25.00 | $25.00 | 4/23/2010 1:40:02 PM |
| Nerdster1 | $25.01 | $25.01 | 4/23/2010 3:47:27 PM |
| grammaspurse | $25.00 | $25.00 | 4/23/2010 3:53:03 PM |
| icon7 | $50.00 | $50.00 | 4/23/2010 3:41:18 PM |
| brother_tam | $200.00 | $200.00 | 4/22/2010 4:27:13 PM |
| truelumen | $25.00 | $25.00 | 4/23/2010 4:34:52 AM |
| Leshan | $50.00 | $50.00 | 4/23/2010 9:00:56 AM |
| BrighterSuns | $25.00 | $25.00 | 4/23/2010 6:59:39 AM |
| Happyhourcomics | $25.00 | $25.00 | 4/23/2010 8:13:25 AM |
| flipnsf | $36.56 | $36.56 | 4/23/2010 10:10:01 AM |
| POLRBEAR | $35.28 | $35.28 | 4/23/2010 11:59:40 AM |
| bill-expert | $50.00 | $50.00 | 4/23/2010 12:05:57 PM |
| exchange-cowbell5 | $50.00 | $50.00 | 4/23/2010 1:14:54 PM |
| Bito03 | $25.82 | $25.82 | 4/23/2010 1:39:08 PM |
| wild-orange | $25.00 | $25.00 | 4/23/2010 2:31:24 PM |
| bear01 | $30.00 | $30.00 | 4/23/2010 12:33:15 PM |
| Bob450 | $35.00 | $35.00 | 4/23/2010 1:05:21 PM |
| curly2k | $25.00 | $25.00 | 4/23/2010 1:13:46 PM |
| TakeCare | $100.00 | $100.00 | 4/23/2010 3:03:30 PM |
| AM2008 | $25.00 | $25.00 | 4/23/2010 3:09:48 PM |
| reflective-rupee | $25.00 | $25.00 | 4/23/2010 3:15:37 PM |
| fireferd | $35.72 | $35.72 | 4/23/2010 3:26:45 PM |
| Your_Bank | $25.00 | $25.00 | 4/23/2010 3:35:30 PM |
| LAKETIME | $25.00 | $25.00 | 4/23/2010 2:15:30 PM |
| nanaof7 | $25.00 | $25.00 | 4/23/2010 3:45:26 PM |
| noodles932 | $50.00 | $50.00 | 4/23/2010 3:57:35 PM |
| Chewbaca | $25.00 | $25.00 | 4/23/2010 4:02:14 PM |
| ryan6853 | $25.00 | $25.00 | 4/23/2010 3:18:17 PM |
| gilbrear | $25.00 | $25.00 | 4/23/2010 3:24:33 PM |
| dorypro | $25.00 | $25.00 | 4/23/2010 3:34:09 PM |
| Engineer44 | $25.00 | $21.61 | 4/23/2010 4:03:50 PM |
| 49 bids
|
Borrower Payment Dependent Notes Series
433684
This series of Notes was issued and sold upon the funding of the borrower loan #42045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-24-2010 |
|
|
Starting lender yield:
| 27.38% |
Starting borrower rate/APR:
| 28.38% / 30.73% |
Starting monthly payment:
| $207.85 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 11.04% - 27.38% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 26% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 15
/
13 | Length of status: | 8y 10m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 30 |
Occupation: | Retail Management |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $14,001 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 67% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| contract-viola |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
put on vinyl siding
Purpose of loan:
This loan will be used to?
put on vinyl siding
My financial situation:
I am a good candidate for this loan because?
I have a good steady income and pay all my bills on time
Monthly net income: $ 2700
Monthly expenses: $
??Housing: $ 615
??Insurance: $ 125
??Car expenses: $ 75
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 482
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bajaruss | $25.00 | $25.00 | 4/21/2010 4:50:32 PM |
| Fernpatch_autoshop | $25.00 | $25.00 | 4/21/2010 4:52:39 PM |
| MAYBROOK | $30.51 | $30.51 | 4/21/2010 4:49:16 PM |
| yield-seeker | $25.00 | $25.00 | 4/21/2010 4:51:44 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/21/2010 4:53:23 PM |
| Kaj | $25.00 | $25.00 | 4/21/2010 4:54:55 PM |
| burrito6 | $50.00 | $50.00 | 4/21/2010 4:55:03 PM |
| oreyedoc | $25.00 | $25.00 | 4/21/2010 4:55:59 PM |
| CC911 | $25.00 | $25.00 | 4/21/2010 4:56:21 PM |
| finance-prescription | $50.00 | $50.00 | 4/21/2010 4:59:27 PM |
| NoMoreDebt4Me | $50.00 | $50.00 | 4/21/2010 4:57:26 PM |
| global_microfinance | $25.00 | $25.00 | 4/21/2010 5:00:28 PM |
| social-conductor4 | $25.00 | $25.00 | 4/21/2010 4:53:14 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/21/2010 4:58:37 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/21/2010 5:01:30 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/21/2010 5:01:51 PM |
| bnlforever | $25.00 | $25.00 | 4/21/2010 4:54:34 PM |
| Banker7371 | $25.00 | $25.00 | 4/21/2010 5:01:58 PM |
| JGB | $25.00 | $25.00 | 4/21/2010 4:59:53 PM |
| Midwestvalues | $100.00 | $100.00 | 4/21/2010 5:03:20 PM |
| bowdish1 | $50.00 | $50.00 | 4/21/2010 5:01:19 PM |
| bassman2 | $25.00 | $25.00 | 4/21/2010 4:57:43 PM |
| Streetfighter | $50.00 | $50.00 | 4/21/2010 5:04:04 PM |
| rhin0cerx | $50.00 | $50.00 | 4/21/2010 5:03:25 PM |
| magnolia161 | $25.00 | $25.00 | 4/21/2010 5:03:59 PM |
| lagnisiruk | $25.00 | $25.00 | 4/21/2010 5:00:55 PM |
| supreme-hope | $25.00 | $25.00 | 4/21/2010 5:01:26 PM |
| cablenews | $25.00 | $25.00 | 4/21/2010 5:02:54 PM |
| orderly-leverage | $30.00 | $30.00 | 4/21/2010 5:08:28 PM |
| Zolton | $200.00 | $200.00 | 4/21/2010 5:03:16 PM |
| gain-bridge | $25.00 | $25.00 | 4/21/2010 5:07:28 PM |
| actvtrdr | $35.00 | $35.00 | 4/21/2010 5:09:16 PM |
| natecam | $25.00 | $25.00 | 4/21/2010 5:09:35 PM |
| integrity-doctor | $85.39 | $85.39 | 4/21/2010 5:04:17 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/21/2010 5:04:39 PM |
| jrbill1998 | $50.00 | $50.00 | 4/21/2010 5:08:19 PM |
| xyzlmno | $25.00 | $25.00 | 4/21/2010 5:04:46 PM |
| gjh37 | $25.00 | $25.00 | 4/21/2010 5:09:20 PM |
| mtquan | $25.00 | $25.00 | 4/21/2010 5:09:25 PM |
| Buffer10 | $100.00 | $100.00 | 4/21/2010 5:09:53 PM |
| anton | $150.00 | $150.00 | 4/21/2010 5:10:09 PM |
| Supernick | $25.00 | $20.12 | 4/21/2010 5:10:14 PM |
| loan-fate | $50.00 | $50.00 | 4/21/2010 5:28:39 PM |
| DasMula | $25.00 | $25.00 | 4/21/2010 10:00:02 PM |
| 1-HARD-HEAD | $25.00 | $25.00 | 4/22/2010 1:41:46 AM |
| reflective-rupee | $150.00 | $150.00 | 4/21/2010 10:25:00 PM |
| gaiusceasar | $25.00 | $25.00 | 4/22/2010 11:48:18 AM |
| market-pudding | $25.00 | $25.00 | 4/22/2010 12:22:09 PM |
| charming-point | $300.00 | $300.00 | 4/22/2010 4:27:32 PM |
| Bob450 | $60.00 | $60.00 | 4/22/2010 8:46:51 PM |
| cognizant-rate732 | $29.01 | $29.01 | 4/22/2010 6:02:17 PM |
| seisen | $41.01 | $41.01 | 4/21/2010 4:53:16 PM |
| CarDealer3070 | $30.00 | $30.00 | 4/21/2010 4:55:41 PM |
| dmh4880 | $89.17 | $89.17 | 4/21/2010 4:56:06 PM |
| AF-Chief | $28.00 | $28.00 | 4/21/2010 4:56:38 PM |
| gizzywump | $25.00 | $25.00 | 4/21/2010 4:57:03 PM |
| bluesquirrel | $25.00 | $25.00 | 4/21/2010 4:49:03 PM |
| delivery | $25.00 | $25.00 | 4/21/2010 4:58:00 PM |
| fostaman | $25.00 | $25.00 | 4/21/2010 4:50:40 PM |
| jonbozeman | $25.00 | $25.00 | 4/21/2010 5:00:13 PM |
| frogperson | $25.00 | $25.00 | 4/21/2010 5:00:21 PM |
| DER | $86.79 | $86.79 | 4/21/2010 4:58:20 PM |
| thedreamer | $25.00 | $25.00 | 4/21/2010 4:58:47 PM |
| MONEYMATCH | $25.00 | $25.00 | 4/21/2010 4:54:09 PM |
| Lam0nt | $25.00 | $25.00 | 4/21/2010 4:55:17 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/21/2010 5:02:50 PM |
| secobarbital | $25.00 | $25.00 | 4/21/2010 5:02:58 PM |
| deal-secret-agent | $25.00 | $25.00 | 4/21/2010 4:56:34 PM |
| Zingaro | $25.00 | $25.00 | 4/21/2010 5:00:54 PM |
| fortytwo | $50.00 | $50.00 | 4/21/2010 5:01:02 PM |
| ukstevenhawaii | $50.00 | $50.00 | 4/21/2010 5:03:24 PM |
| greenwell | $25.00 | $25.00 | 4/21/2010 5:03:31 PM |
| Rattlehead | $25.00 | $25.00 | 4/21/2010 5:03:55 PM |
| decisive-capital | $75.00 | $75.00 | 4/21/2010 4:57:51 PM |
| kmavm | $25.00 | $25.00 | 4/21/2010 4:57:59 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/21/2010 5:03:41 PM |
| unforgettable-order9 | $25.00 | $25.00 | 4/21/2010 5:04:11 PM |
| life-is-great | $25.00 | $25.00 | 4/21/2010 5:05:15 PM |
| irrelevant | $25.00 | $25.00 | 4/21/2010 5:05:24 PM |
| personal-lender | $25.00 | $25.00 | 4/21/2010 5:03:02 PM |
| Havana21 | $100.00 | $100.00 | 4/21/2010 5:08:38 PM |
| etraboulay | $25.00 | $25.00 | 4/21/2010 5:08:46 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/21/2010 5:07:40 PM |
| reward-adventure | $30.00 | $30.00 | 4/21/2010 5:04:44 PM |
| BBL | $25.00 | $25.00 | 4/21/2010 5:08:20 PM |
| ayerobbie | $25.00 | $25.00 | 4/21/2010 5:08:49 PM |
| ssh1983 | $25.00 | $25.00 | 4/21/2010 5:09:08 PM |
| helping-out | $30.00 | $30.00 | 4/21/2010 5:10:08 PM |
| JustMee | $25.00 | $25.00 | 4/21/2010 6:11:43 PM |
| freedom3 | $1,000.00 | $1,000.00 | 4/21/2010 7:42:05 PM |
| Whipster | $25.00 | $25.00 | 4/21/2010 5:26:46 PM |
| reflective-rupee | $150.00 | $150.00 | 4/21/2010 10:25:17 PM |
| foothillender | $25.00 | $25.00 | 4/22/2010 8:08:05 AM |
| mercuriant | $25.00 | $25.00 | 4/22/2010 9:39:37 AM |
| Sackmaster | $25.00 | $25.00 | 4/22/2010 11:28:07 PM |
| LenderExtraordinaire | $25.00 | $25.00 | 4/23/2010 1:26:34 PM |
| 96 bids
|
Borrower Payment Dependent Notes Series
450600
This series of Notes was issued and sold upon the funding of the borrower loan #42082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 6.99% |
Starting borrower rate/APR:
| 7.99% / 8.33% |
Starting monthly payment:
| $78.33 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $77.31 |
| |
|
Auction yield range:
| 3.04% - 6.99% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 3% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 3m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 22 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $634 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| entertaining-credit3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Bathroom Remodel
Purpose of loan:
This loan will be used to remodel a bathroom in our home. The house was built in 1949 and five years ago the kitchen was updated. The bathroom is the last remaining room in the house that needs to be updated. It is a small bathroom and we decided to take two rooms and combine them into one large bathroom which makes it a costly project. This loan will help ease the burden of paying for the whole project with cash.
My financial situation:
I am a good candidate for this loan because I have excellent?credit and very little outstanding debt. My credit report also proves that I am diligent about making all payments on time and I have never defaulted on any loan.
Information in the Description is not verified.
Friends And Family Winning Bids
glc527 has bid a total of
$50.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| meux99 | $25.00 | $25.00 | 4/16/2010 4:10:11 PM |
| red-trade-cologne | $25.00 | $25.00 | 4/16/2010 4:15:46 PM |
| kenji4861 | $25.00 | $25.00 | 4/16/2010 4:06:01 PM |
| Approved | $50.00 | $50.00 | 4/16/2010 4:17:01 PM |
| iolaire | $25.00 | $25.00 | 4/16/2010 4:14:18 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/16/2010 4:05:55 PM |
| evnagelist | $25.00 | $25.00 | 4/16/2010 4:15:37 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/16/2010 4:16:25 PM |
| fortytwo | $100.00 | $60.24 | 4/16/2010 4:20:43 PM |
| blot44 | $25.00 | $25.00 | 4/16/2010 9:08:16 PM |
| octoberfresh | $25.00 | $25.00 | 4/18/2010 12:10:21 PM |
| phersjm | $25.00 | $25.00 | 4/18/2010 7:26:28 PM |
| rummy06 | $25.00 | $25.00 | 4/21/2010 6:43:09 AM |
| Tsimmeej | $25.00 | $25.00 | 4/21/2010 12:13:40 PM |
| ToloUSN | $50.00 | $50.00 | 4/21/2010 7:56:56 PM |
| Digs | $25.00 | $25.00 | 4/22/2010 12:17:09 PM |
| Patrician | $50.00 | $50.00 | 4/22/2010 1:14:12 PM |
| SeaLoans | $25.00 | $25.00 | 4/22/2010 3:38:15 PM |
| porwestco | $25.00 | $25.00 | 4/22/2010 2:25:46 PM |
| PBanker | $25.00 | $25.00 | 4/22/2010 2:00:13 PM |
| unrhrsd | $25.00 | $25.00 | 4/22/2010 5:39:23 PM |
| goldsun | $25.00 | $25.00 | 4/22/2010 5:04:12 PM |
| YummiBear | $25.00 | $25.00 | 4/22/2010 7:53:43 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/22/2010 7:17:25 PM |
| paramjit | $300.00 | $300.00 | 4/22/2010 9:13:48 PM |
| Money_Hog | $25.00 | $25.00 | 4/22/2010 6:12:02 PM |
| jrlvnv | $25.00 | $25.00 | 4/22/2010 8:39:35 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/22/2010 7:17:43 PM |
| Grimmreaper | $26.67 | $26.67 | 4/23/2010 6:42:57 AM |
| Niffler | $79.09 | $79.09 | 4/23/2010 8:51:39 AM |
| mwb | $25.00 | $25.00 | 4/23/2010 7:48:15 AM |
| Kelor99 | $25.00 | $25.00 | 4/23/2010 9:46:11 AM |
| a-shiny-dime | $25.00 | $25.00 | 4/23/2010 1:49:59 PM |
| WillingToHelpOut | $25.00 | $25.00 | 4/23/2010 1:37:22 PM |
| nanaof7 | $25.00 | $25.00 | 4/23/2010 3:43:08 PM |
| radforj22 | $25.00 | $25.00 | 4/16/2010 4:15:02 PM |
| authoritative-capital | $25.00 | $25.00 | 4/16/2010 4:07:21 PM |
| swiftsoul | $25.00 | $25.00 | 4/16/2010 4:11:37 PM |
| lagnisiruk | $25.00 | $25.00 | 4/16/2010 4:19:53 PM |
| microloan-green | $25.00 | $25.00 | 4/16/2010 4:18:26 PM |
| OLYVRC | $25.00 | $25.00 | 4/16/2010 4:18:57 PM |
| truth-image | $50.00 | $50.00 | 4/16/2010 4:19:29 PM |
| RandyL3 | $99.00 | $99.00 | 4/16/2010 4:40:29 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 4/16/2010 4:51:25 PM |
| springpanda | $25.00 | $25.00 | 4/17/2010 12:45:46 AM |
| wwwUniversal | $25.00 | $25.00 | 4/17/2010 1:07:52 AM |
| zippy-revenue8 | $25.00 | $25.00 | 4/17/2010 11:11:24 AM |
| SchaeferJ | $25.00 | $25.00 | 4/20/2010 10:53:40 AM |
| julijask | $35.00 | $35.00 | 4/20/2010 8:47:43 PM |
| buukyak | $100.00 | $100.00 | 4/21/2010 8:45:52 AM |
| dynamic-fairness | $25.00 | $25.00 | 4/22/2010 9:37:09 AM |
| glc527 | $50.00 | $50.00 | 4/22/2010 11:23:54 AM |
| bondhedger | $25.00 | $25.00 | 4/22/2010 11:28:56 AM |
| ShhDragon | $100.00 | $100.00 | 4/22/2010 4:32:12 PM |
| eCapital | $25.00 | $25.00 | 4/22/2010 5:53:13 PM |
| finagler | $50.00 | $50.00 | 4/22/2010 7:10:22 PM |
| ChristopherHS | $25.00 | $25.00 | 4/22/2010 5:19:58 PM |
| cash-mountain4 | $25.00 | $25.00 | 4/22/2010 9:01:17 PM |
| BankofPaul | $25.00 | $25.00 | 4/23/2010 2:44:13 AM |
| wam37 | $50.00 | $50.00 | 4/23/2010 4:29:50 AM |
| njmlaj726 | $25.00 | $25.00 | 4/23/2010 8:38:03 AM |
| GoGators01 | $25.00 | $25.00 | 4/23/2010 12:21:37 PM |
| OzGuy609 | $25.00 | $25.00 | 4/23/2010 11:04:51 AM |
| 1phantom | $50.00 | $50.00 | 4/23/2010 3:24:05 PM |
| selo80 | $25.00 | $25.00 | 4/23/2010 3:42:41 PM |
| proton4 | $50.00 | $50.00 | 4/23/2010 4:04:31 PM |
| 66 bids
|
Borrower Payment Dependent Notes Series
453702
This series of Notes was issued and sold upon the funding of the borrower loan #41912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,900.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-15-2010 |
| |
Auction end date:
| Apr-22-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $118.99 |
|
Final lender yield:
| 22.74% |
Final borrower rate/APR:
| 23.74% / 26.03% |
Final monthly payment:
| $113.38 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.56% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.18% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 17
/
15 | Length of status: | 14y 3m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $20,357 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 82% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| sunny789 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 660-679
(Jun-2008)
|
|
Principal balance:
| $2,571.26 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Paying off credit cards
Purpose of loan:
This loan will be used to pay off credit cards.
My financial situation:
I am a good candidate for this loan because I always make my payments on time and I have never been late.
Monthly net income: $ 8,100
Monthly expenses: $?2,700
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JustMee | $25.00 | $25.00 | 4/15/2010 5:42:21 PM |
| CA_Lender | $25.00 | $25.00 | 4/16/2010 5:57:01 PM |
| Tech-Entrepreneur | $25.00 | $25.00 | 4/17/2010 8:09:20 AM |
| grotheik | $39.00 | $39.00 | 4/17/2010 5:41:35 PM |
| jhouman | $25.00 | $25.00 | 4/18/2010 10:10:01 AM |
| checzwick | $25.00 | $25.00 | 4/18/2010 5:08:14 PM |
| Catz_aplenty | $25.00 | $25.00 | 4/20/2010 8:14:48 AM |
| FinanceEngine | $25.00 | $25.00 | 4/20/2010 11:39:33 AM |
| realtormoises | $25.00 | $25.00 | 4/20/2010 2:52:24 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/20/2010 10:04:26 PM |
| businessguy29 | $25.00 | $25.00 | 4/20/2010 6:56:59 PM |
| martymaniaman | $50.00 | $50.00 | 4/21/2010 10:03:00 AM |
| dudebrah | $35.00 | $35.00 | 4/21/2010 2:23:55 PM |
| mutual-benefit | $25.96 | $25.96 | 4/21/2010 3:08:28 PM |
| durability-colonel | $50.00 | $50.00 | 4/21/2010 5:31:17 PM |
| Feyenoord | $25.00 | $25.00 | 4/21/2010 6:48:40 PM |
| credit-missile | $53.45 | $53.45 | 4/21/2010 6:52:51 PM |
| titancash4u | $25.00 | $25.00 | 4/21/2010 9:47:37 PM |
| jcw3rd | $25.00 | $25.00 | 4/21/2010 6:47:47 PM |
| gjm6d | $25.00 | $25.00 | 4/21/2010 7:53:30 PM |
| niq4soccer | $25.00 | $25.00 | 4/22/2010 5:18:20 AM |
| hillerod | $25.00 | $25.00 | 4/22/2010 8:46:30 AM |
| Bob450 | $50.00 | $50.00 | 4/22/2010 9:38:33 AM |
| Bob450 | $25.00 | $25.00 | 4/22/2010 9:39:22 AM |
| easylivin | $25.00 | $25.00 | 4/22/2010 10:57:28 AM |
| Bill88 | $25.00 | $25.00 | 4/22/2010 11:25:02 AM |
| ALFLoan | $25.00 | $25.00 | 4/22/2010 10:52:22 AM |
| UCLA4life | $25.00 | $25.00 | 4/15/2010 12:24:16 PM |
| Aberdeen | $400.00 | $400.00 | 4/15/2010 12:09:31 PM |
| twjh | $25.00 | $25.00 | 4/15/2010 12:11:40 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/15/2010 2:34:40 PM |
| loss-of-control | $50.00 | $50.00 | 4/17/2010 2:17:15 PM |
| truth-trapper | $25.00 | $25.00 | 4/18/2010 7:58:13 PM |
| atomantic | $100.00 | $100.00 | 4/20/2010 1:00:43 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 4/20/2010 4:12:09 PM |
| Your_Bank | $150.00 | $49.51 | 4/20/2010 5:31:19 PM |
| Astyanax | $30.00 | $30.00 | 4/21/2010 8:52:49 AM |
| new-peso-concerto | $25.00 | $25.00 | 4/21/2010 11:15:16 AM |
| exchange-cowbell5 | $50.00 | $50.00 | 4/21/2010 12:30:53 PM |
| Land_on_your_feet | $25.00 | $25.00 | 4/21/2010 3:06:09 PM |
| Ray3486 | $25.00 | $25.00 | 4/21/2010 6:42:18 PM |
| nashibaksi | $25.00 | $25.00 | 4/21/2010 7:02:25 PM |
| integrity-doctor | $100.00 | $100.00 | 4/21/2010 5:34:15 PM |
| credit-missile | $100.00 | $100.00 | 4/21/2010 9:16:53 PM |
| amor1962 | $25.00 | $25.00 | 4/22/2010 5:51:00 AM |
| p2p-mover0 | $30.00 | $30.00 | 4/22/2010 9:25:27 AM |
| kendigme | $33.39 | $33.39 | 4/22/2010 3:57:12 AM |
| 113121 | $100.00 | $100.00 | 4/22/2010 9:23:31 AM |
| PeterPsych | $250.00 | $250.00 | 4/22/2010 7:14:42 AM |
| rate-hickory | $25.00 | $25.00 | 4/22/2010 8:12:27 AM |
| Leshan | $50.00 | $50.00 | 4/22/2010 8:30:22 AM |
| asset-electron1 | $50.75 | $50.75 | 4/22/2010 10:38:29 AM |
| 113121 | $200.00 | $200.00 | 4/22/2010 11:07:20 AM |
| farchoir | $25.00 | $25.00 | 4/22/2010 11:12:42 AM |
| wealth-pipeline | $25.00 | $25.00 | 4/22/2010 11:23:34 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 4/22/2010 11:27:04 AM |
| TakeCare | $25.00 | $25.00 | 4/22/2010 10:49:45 AM |
| Ogerta | $102.94 | $102.94 | 4/22/2010 10:52:28 AM |
| social-conductor4 | $25.00 | $25.00 | 4/22/2010 11:27:29 AM |
| 59 bids
|
Borrower Payment Dependent Notes Series
453996
This series of Notes was issued and sold upon the funding of the borrower loan #41927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 8.48% |
Starting borrower rate/APR:
| 9.48% / 9.82% |
Starting monthly payment:
| $416.31 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $415.21 |
| |
|
Auction yield range:
| 3.04% - 8.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
12 | Length of status: | 22y 5m |
|
Credit score:
| 820-839 (Apr-2010) |
Total credit lines:
| 27 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $23,753 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 33% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| pjzip |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off two credit cards with new higher interest rates. As I have been aggressive with $600 payments to both accounts, having the extra cash flow will free up money to obviously repay the loan, at a better rate, and allow me to make a goal of paying off the loan early.
My financial situation:
My income is stable, upper management, and salary is 90% of my income. Employment is secure and sales outlook is very good.
I am a good candidate for this loan because...
Income is stable. Credit history shows responsibility. Latest assessment of property shows $200,000 equity. I have been current with both credit cards and have never missed a payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:18:15 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:17 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:26 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:29 AM |
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:29 AM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:30 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:36:13 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:17 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:18 AM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:51 AM |
| contract-eagle | $50.00 | $50.00 | 4/19/2010 11:49:15 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:35 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:44:14 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:31 AM |
| decisive-capital | $100.00 | $100.00 | 4/19/2010 12:00:35 PM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:55:53 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:53:13 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:44 AM |
| DHolly | $25.00 | $25.00 | 4/19/2010 12:43:10 PM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 12:00:50 PM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:36 PM |
| Turkish101 | $25.00 | $25.00 | 4/19/2010 12:15:54 PM |
| value-pouch | $50.00 | $50.00 | 4/19/2010 2:53:02 PM |
| satisfying-durability | $25.00 | $25.00 | 4/19/2010 1:05:18 PM |
| radforj22 | $25.00 | $25.00 | 4/19/2010 3:58:23 PM |
| bchen78875 | $28.11 | $28.11 | 4/20/2010 5:48:09 AM |
| money-surge1 | $25.00 | $25.00 | 4/20/2010 9:34:49 AM |
| don8ter | $60.00 | $60.00 | 4/20/2010 6:28:09 AM |
| blackberry9 | $25.00 | $25.00 | 4/20/2010 10:13:50 AM |
| Sixmil | $25.00 | $25.00 | 4/20/2010 10:32:50 AM |
| mathprof | $25.00 | $25.00 | 4/20/2010 11:34:30 AM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 9:39:23 AM |
| buckyhead2000 | $25.00 | $25.00 | 4/20/2010 11:13:46 AM |
| kanpur63 | $25.00 | $25.00 | 4/20/2010 11:34:02 AM |
| totoro | $25.00 | $25.00 | 4/20/2010 4:10:13 PM |
| cingular | $25.00 | $25.00 | 4/20/2010 4:10:46 PM |
| uncleubb | $25.00 | $25.00 | 4/20/2010 2:09:23 PM |
| GElender | $50.00 | $50.00 | 4/20/2010 6:10:20 PM |
| discrete-asset | $25.00 | $25.00 | 4/20/2010 5:33:21 PM |
| jblack01 | $25.00 | $25.00 | 4/20/2010 6:59:05 PM |
| credit-investor5 | $50.00 | $50.00 | 4/21/2010 8:00:13 AM |
| japerk | $25.00 | $25.00 | 4/21/2010 8:14:00 AM |
| GrommetPosse | $25.00 | $25.00 | 4/20/2010 10:58:27 PM |
| superchicken | $25.00 | $25.00 | 4/21/2010 8:59:11 AM |
| bayareainv | $35.56 | $35.56 | 4/21/2010 10:32:12 AM |
| divedude | $25.00 | $25.00 | 4/21/2010 9:33:47 AM |
| turbine5 | $29.43 | $29.43 | 4/21/2010 10:20:49 AM |
| acropiloterau2002 | $25.00 | $25.00 | 4/21/2010 12:13:47 PM |
| zeelender | $25.00 | $25.00 | 4/21/2010 11:06:41 AM |
| Jassi | $25.00 | $25.00 | 4/21/2010 12:47:31 PM |
| MasterJin | $25.00 | $25.00 | 4/21/2010 12:53:33 PM |
| rjblack | $31.25 | $31.25 | 4/21/2010 12:54:30 PM |
| huorn | $25.00 | $25.00 | 4/21/2010 1:06:34 PM |
| djh47a | $25.00 | $25.00 | 4/21/2010 1:13:26 PM |
| salala | $25.00 | $25.00 | 4/21/2010 12:38:22 PM |
| afotherg | $25.00 | $25.00 | 4/21/2010 2:43:40 PM |
| newfoundation | $25.00 | $25.00 | 4/21/2010 12:53:34 PM |
| Thecozychick | $25.00 | $25.00 | 4/21/2010 12:53:39 PM |
| thedoctor | $60.18 | $60.18 | 4/21/2010 3:13:53 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/21/2010 1:13:38 PM |
| Castellan | $25.00 | $25.00 | 4/21/2010 5:24:25 PM |
| organic-income5 | $50.00 | $50.00 | 4/21/2010 9:03:00 PM |
| investment-network | $25.00 | $25.00 | 4/22/2010 7:07:54 AM |
| flwah | $25.00 | $25.00 | 4/22/2010 7:28:56 AM |
| revmax | $25.00 | $25.00 | 4/22/2010 9:36:40 AM |
| Searlzy | $25.00 | $25.00 | 4/22/2010 10:20:57 AM |
| hookUup | $25.00 | $25.00 | 4/22/2010 9:34:04 AM |
| five-star-asset2 | $25.00 | $25.00 | 4/22/2010 9:35:20 AM |
| TCayce | $25.00 | $25.00 | 4/22/2010 9:36:39 AM |
| cjohnson041 | $26.04 | $26.04 | 4/22/2010 11:50:31 AM |
| Zoomie | $25.00 | $25.00 | 4/22/2010 11:51:57 AM |
| RusRobo | $25.00 | $25.00 | 4/22/2010 10:28:00 AM |
| thorough-exchange4 | $40.00 | $40.00 | 4/22/2010 12:02:12 PM |
| bigrpf5 | $25.00 | $25.00 | 4/22/2010 11:50:14 AM |
| Lendomatic | $25.00 | $25.00 | 4/22/2010 12:18:25 PM |
| Mark-O-Polo | $25.00 | $25.00 | 4/22/2010 12:35:56 PM |
| boola1010 | $29.60 | $29.60 | 4/22/2010 12:14:51 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/22/2010 1:08:17 PM |
| brewlots | $50.00 | $50.00 | 4/22/2010 1:33:57 PM |
| pi31415 | $25.00 | $25.00 | 4/22/2010 12:15:50 PM |
| FCI | $25.00 | $25.00 | 4/22/2010 1:34:01 PM |
| unknowable | $25.00 | $25.00 | 4/22/2010 1:34:27 PM |
| codenoise | $25.00 | $25.00 | 4/22/2010 1:34:33 PM |
| AnxiousAirman | $50.00 | $50.00 | 4/22/2010 1:35:00 PM |
| buckeye55 | $25.00 | $25.00 | 4/22/2010 1:35:36 PM |
| think-become | $25.00 | $25.00 | 4/22/2010 1:35:56 PM |
| BludAx | $25.00 | $25.00 | 4/22/2010 1:36:41 PM |
| kid8549 | $25.00 | $25.00 | 4/22/2010 1:37:00 PM |
| ADenny | $25.00 | $25.00 | 4/22/2010 12:18:21 PM |
| spname | $25.00 | $25.00 | 4/22/2010 1:37:06 PM |
| Cai8899 | $75.00 | $75.00 | 4/22/2010 1:37:50 PM |
| nv | $25.00 | $25.00 | 4/22/2010 1:38:20 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 4/22/2010 1:38:37 PM |
| highcountry1 | $25.00 | $25.00 | 4/22/2010 1:38:55 PM |
| pseudokris | $25.00 | $25.00 | 4/22/2010 1:40:18 PM |
| MrGhost | $25.00 | $25.00 | 4/22/2010 12:34:04 PM |
| Thelonius10 | $25.00 | $25.00 | 4/22/2010 1:33:58 PM |
| stensonb | $25.00 | $25.00 | 4/22/2010 12:36:07 PM |
| GrayStudio | $50.00 | $50.00 | 4/22/2010 1:45:04 PM |
| sanjl79 | $25.00 | $25.00 | 4/22/2010 1:34:30 PM |
| keydet99 | $25.00 | $25.00 | 4/22/2010 1:36:13 PM |
| Trigirl23 | $25.00 | $25.00 | 4/22/2010 1:36:26 PM |
| Hutpit | $36.86 | $36.86 | 4/22/2010 1:36:38 PM |
| _kyle | $25.00 | $25.00 | 4/22/2010 1:36:48 PM |
| pbo922 | $25.00 | $25.00 | 4/22/2010 1:37:08 PM |
| albatross897 | $25.00 | $25.00 | 4/22/2010 1:38:14 PM |
| Natronpee | $25.00 | $25.00 | 4/22/2010 1:38:42 PM |
| Downs108 | $28.11 | $28.11 | 4/22/2010 1:08:24 PM |
| palpbert | $25.00 | $25.00 | 4/22/2010 1:08:34 PM |
| Futurero | $25.00 | $25.00 | 4/22/2010 1:09:02 PM |
| ClearLake | $25.00 | $25.00 | 4/22/2010 1:24:55 PM |
| token34 | $25.00 | $25.00 | 4/22/2010 1:34:02 PM |
| kanewna | $71.74 | $71.74 | 4/22/2010 1:34:11 PM |
| OldestBrother | $50.00 | $50.00 | 4/22/2010 1:34:20 PM |
| guybyny | $25.00 | $25.00 | 4/22/2010 1:34:29 PM |
| Blue_HorseShoe | $25.00 | $25.00 | 4/22/2010 1:34:46 PM |
| Westerly | $50.00 | $50.00 | 4/22/2010 1:35:38 PM |
| pbandjb | $25.00 | $25.00 | 4/22/2010 1:35:58 PM |
| Hokiemon | $75.00 | $75.00 | 4/22/2010 1:36:00 PM |
| szetheli | $50.00 | $50.00 | 4/22/2010 1:36:04 PM |
| j2ee | $25.00 | $25.00 | 4/22/2010 1:36:22 PM |
| danfrphils | $25.00 | $25.00 | 4/22/2010 1:36:35 PM |
| tolstoy00 | $25.00 | $25.00 | 4/22/2010 1:37:11 PM |
| TriSail | $25.00 | $25.00 | 4/22/2010 1:37:16 PM |
| Namrok | $25.00 | $25.00 | 4/22/2010 1:37:34 PM |
| SourDoughSteve | $25.00 | $25.00 | 4/22/2010 1:38:17 PM |
| cantsavenuf | $25.00 | $25.00 | 4/22/2010 2:24:37 PM |
| jeffc92 | $39.98 | $39.98 | 4/22/2010 1:38:25 PM |
| sajitk | $25.00 | $25.00 | 4/22/2010 1:38:30 PM |
| MissionMicroFinance | $25.00 | $25.00 | 4/22/2010 1:38:39 PM |
| NJNY | $25.00 | $25.00 | 4/22/2010 1:38:46 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 4/22/2010 1:40:16 PM |
| WorldlyWorker | $25.00 | $25.00 | 4/22/2010 3:44:23 PM |
| p1k4blu | $25.00 | $25.00 | 4/22/2010 2:00:48 PM |
| BaltimoreLender | $25.00 | $25.00 | 4/22/2010 2:14:15 PM |
| Nishana | $25.00 | $25.00 | 4/22/2010 2:48:45 PM |
| Ven58 | $25.00 | $25.00 | 4/22/2010 4:42:18 PM |
| Red4Golf | $25.00 | $25.00 | 4/22/2010 4:02:54 PM |
| outtahoth2o | $63.65 | $63.65 | 4/22/2010 5:06:12 PM |
| wealth-mogul534 | $25.00 | $25.00 | 4/22/2010 5:44:58 PM |
| ATOHokie | $25.00 | $25.00 | 4/22/2010 6:07:54 PM |
| fortytwo | $100.00 | $100.00 | 4/22/2010 5:53:24 PM |
| alexstar | $25.00 | $25.00 | 4/22/2010 7:08:40 PM |
| Cherrypicker | $50.00 | $50.00 | 4/22/2010 6:44:27 PM |
| interest-exec9 | $25.00 | $25.00 | 4/22/2010 5:59:31 PM |
| impartial-deal | $25.00 | $25.00 | 4/22/2010 5:59:41 PM |
| secret-santa | $25.00 | $25.00 | 4/22/2010 7:08:38 PM |
| jeffpac | $55.00 | $55.00 | 4/22/2010 7:18:59 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 4/22/2010 7:34:37 PM |
| Captain88 | $25.00 | $25.00 | 4/23/2010 4:52:44 AM |
| zippy-revenue8 | $25.00 | $25.00 | 4/23/2010 5:09:12 AM |
| upbeat-principal | $25.00 | $25.00 | 4/23/2010 8:28:03 AM |
| DadWarbucks | $25.00 | $25.00 | 4/23/2010 9:39:01 AM |
| lending_pugs | $25.00 | $25.00 | 4/23/2010 10:20:43 AM |
| elasermd | $50.00 | $50.00 | 4/23/2010 9:07:49 AM |
| golden-responsibility189 | $50.00 | $50.00 | 4/23/2010 9:37:31 AM |
| gustavholstopus32 | $25.00 | $25.00 | 4/23/2010 4:26:50 PM |
| bamboozled_again | $46.75 | $46.75 | 4/23/2010 4:56:53 PM |
| sgt-schultz | $50.00 | $50.00 | 4/23/2010 5:14:46 PM |
| Sarspatula | $40.59 | $40.59 | 4/23/2010 5:13:51 PM |
| widowsmite | $50.00 | $50.00 | 4/23/2010 7:56:23 PM |
| ORteacher | $50.00 | $50.00 | 4/23/2010 5:22:08 PM |
| jvp | $50.00 | $50.00 | 4/24/2010 7:16:27 AM |
| Dollars4Rent | $25.00 | $25.00 | 4/24/2010 11:56:36 AM |
| selector568 | $30.51 | $30.51 | 4/24/2010 1:55:23 PM |
| socal-lender | $25.00 | $25.00 | 4/24/2010 4:11:37 PM |
| roadster199 | $25.00 | $25.00 | 4/24/2010 8:04:28 PM |
| ekbangali | $50.00 | $50.00 | 4/25/2010 9:40:10 AM |
| eclicknsave | $25.00 | $25.00 | 4/25/2010 12:56:58 AM |
| all_of_that_one | $25.00 | $25.00 | 4/25/2010 7:07:26 AM |
| ElbowToast | $25.00 | $25.00 | 4/25/2010 5:48:16 PM |
| turbostar666 | $30.00 | $30.00 | 4/25/2010 5:58:21 PM |
| YummiBear | $25.00 | $25.00 | 4/25/2010 2:33:00 PM |
| felicity-loyalist0 | $50.00 | $50.00 | 4/25/2010 5:10:08 PM |
| upstate | $25.00 | $25.00 | 4/26/2010 5:04:48 AM |
| RiskManiac | $25.00 | $25.00 | 4/26/2010 5:30:59 AM |
| yogi1975 | $25.00 | $25.00 | 4/26/2010 8:47:49 AM |
| RichDadPoorDad | $25.00 | $25.00 | 4/26/2010 10:41:35 AM |
| yield-quest | $100.00 | $100.00 | 4/26/2010 8:22:47 AM |
| philantist | $25.00 | $25.00 | 4/26/2010 10:41:40 AM |
| trade-structure | $25.00 | $25.00 | 4/26/2010 10:42:23 AM |
| khamen | $25.00 | $25.00 | 4/26/2010 10:28:36 AM |
| interstellar | $50.00 | $50.00 | 4/26/2010 10:47:57 AM |
| dmitriy2 | $25.00 | $25.00 | 4/26/2010 10:52:48 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:26:56 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:12 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:48 AM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:35:01 AM |
| mrzz | $25.00 | $25.00 | 4/19/2010 11:35:12 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:36 AM |
| lagnisiruk | $25.00 | $25.00 | 4/19/2010 11:34:03 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:50 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:48:11 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:51 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:51:11 AM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:18 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:36 AM |
| LoanAngel | $25.00 | $25.00 | 4/19/2010 11:51:56 AM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:35 AM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 12:04:04 PM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:25 AM |
| museic1 | $25.00 | $25.00 | 4/19/2010 12:00:13 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:24 PM |
| practice44 | $25.00 | $25.00 | 4/19/2010 2:28:26 PM |
| bomdel | $25.00 | $25.00 | 4/19/2010 3:54:16 PM |
| FinDoc | $25.00 | $25.00 | 4/19/2010 4:02:04 PM |
| blot44 | $25.00 | $25.00 | 4/19/2010 5:34:32 PM |
| Gibbyland | $100.00 | $100.00 | 4/19/2010 7:52:45 PM |
| credit-coach118 | $40.00 | $40.00 | 4/20/2010 8:28:49 AM |
| nhm | $25.00 | $25.00 | 4/20/2010 8:53:59 AM |
| treasure-generator | $25.00 | $25.00 | 4/20/2010 5:53:04 AM |
| KeepOnRunning | $31.11 | $31.11 | 4/20/2010 10:23:23 AM |
| KiwiElf | $26.89 | $26.89 | 4/20/2010 10:32:47 AM |
| GenerousGentleMan | $25.11 | $25.11 | 4/20/2010 11:13:56 AM |
| authoritative-capital | $25.00 | $25.00 | 4/20/2010 12:21:31 PM |
| Phantom99 | $25.00 | $25.00 | 4/20/2010 12:49:20 PM |
| unclejaef | $25.00 | $25.00 | 4/20/2010 1:07:13 PM |
| Artist_Blue | $25.00 | $25.00 | 4/20/2010 1:13:01 PM |
| mikeandcat | $73.53 | $73.53 | 4/20/2010 4:07:17 PM |
| new-reward-sequoia | $25.00 | $25.00 | 4/20/2010 3:45:44 PM |
| cash-sensai2 | $25.00 | $25.00 | 4/20/2010 5:33:13 PM |
| OLYVRC | $25.00 | $25.00 | 4/20/2010 6:01:18 PM |
| MrDavid | $29.43 | $29.43 | 4/20/2010 7:32:58 PM |
| honorable-yield | $29.43 | $29.43 | 4/20/2010 7:42:50 PM |
| yield-seeker | $25.00 | $25.00 | 4/20/2010 8:04:46 PM |
| stable-nickel | $38.69 | $38.69 | 4/21/2010 8:00:05 AM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 10:11:03 AM |
| PaulW | $25.00 | $25.00 | 4/21/2010 10:41:37 AM |
| morpholog | $25.00 | $25.00 | 4/21/2010 10:49:00 AM |
| djs81 | $25.00 | $25.00 | 4/21/2010 11:09:13 AM |
| figs4u2 | $80.00 | $80.00 | 4/21/2010 11:13:14 AM |
| ganoman21 | $25.00 | $25.00 | 4/21/2010 9:34:46 AM |
| frankdelraza | $25.00 | $25.00 | 4/21/2010 9:35:07 AM |
| TK4 | $25.00 | $25.00 | 4/21/2010 12:31:30 PM |
| gethsemane4 | $25.00 | $25.00 | 4/21/2010 12:13:20 PM |
| thegreatone | $68.10 | $68.10 | 4/21/2010 11:06:47 AM |
| Tradesmanlender | $25.00 | $25.00 | 4/21/2010 12:38:11 PM |
| mjcjmm4407 | $25.00 | $25.00 | 4/21/2010 12:54:52 PM |
| jdashv | $25.00 | $25.00 | 4/21/2010 11:38:59 AM |
| bid-papyrus | $25.00 | $25.00 | 4/21/2010 1:13:17 PM |
| ChicoBob | $46.68 | $46.68 | 4/21/2010 12:30:52 PM |
| onlyinchicago | $25.00 | $25.00 | 4/21/2010 12:31:39 PM |
| MikeB918 | $25.00 | $25.00 | 4/21/2010 12:53:38 PM |
| bruin558 | $31.30 | $31.30 | 4/21/2010 2:17:46 PM |
| social-comet7 | $25.00 | $25.00 | 4/21/2010 5:24:13 PM |
| reefer | $26.38 | $26.38 | 4/21/2010 5:26:52 PM |
| BaxterEvil | $25.00 | $25.00 | 4/21/2010 7:48:10 PM |
| MoneySiles | $25.00 | $25.00 | 4/22/2010 6:02:57 AM |
| cebgop | $25.00 | $25.00 | 4/22/2010 2:05:47 AM |
| octoberfresh | $25.00 | $25.00 | 4/22/2010 7:04:29 AM |
| Sam65 | $25.00 | $25.00 | 4/22/2010 1:22:41 AM |
| Sitgarath | $25.00 | $25.00 | 4/22/2010 9:33:20 AM |
| help_each_other | $25.00 | $25.00 | 4/22/2010 8:42:48 AM |
| titaniumtommy | $25.00 | $25.00 | 4/22/2010 9:33:23 AM |
| Casman8815 | $25.00 | $25.00 | 4/22/2010 7:47:57 AM |
| contract-giant | $25.00 | $25.00 | 4/22/2010 9:34:49 AM |
| lostontheedge | $25.00 | $25.00 | 4/22/2010 9:37:21 AM |
| StWaldo | $25.00 | $25.00 | 4/22/2010 9:33:36 AM |
| perlindc | $100.00 | $100.00 | 4/22/2010 9:36:21 AM |
| xyzlmno | $25.00 | $25.00 | 4/22/2010 11:30:00 AM |
| bmcg | $25.00 | $25.00 | 4/22/2010 11:50:26 AM |
| ebusinessagent | $25.00 | $25.00 | 4/22/2010 11:51:08 AM |
| head | $25.00 | $25.00 | 4/22/2010 11:55:00 AM |
| purohit | $25.00 | $25.00 | 4/22/2010 11:23:12 AM |
| SNH | $28.95 | $28.95 | 4/22/2010 12:36:32 PM |
| mbraslav | $30.00 | $30.00 | 4/22/2010 12:43:10 PM |
| Gunny89 | $25.00 | $25.00 | 4/22/2010 12:43:36 PM |
| Aleut | $25.00 | $25.00 | 4/22/2010 1:14:41 PM |
| yield-blanket | $25.00 | $25.00 | 4/22/2010 1:33:59 PM |
| boogaboogabooga | $25.00 | $25.00 | 4/22/2010 1:34:32 PM |
| jldallover | $25.00 | $25.00 | 4/22/2010 1:34:53 PM |
| peace-cadence | $25.00 | $25.00 | 4/22/2010 1:34:58 PM |
| RandyL3 | $33.00 | $33.00 | 4/22/2010 1:35:21 PM |
| tatsuo20001 | $25.00 | $25.00 | 4/22/2010 1:35:51 PM |
| pinnacle10 | $25.00 | $25.00 | 4/22/2010 1:36:06 PM |
| fireupthegrill | $25.00 | $25.00 | 4/22/2010 1:36:56 PM |
| johngaltline | $25.00 | $25.00 | 4/22/2010 1:37:03 PM |
| scott73 | $25.00 | $25.00 | 4/22/2010 1:37:40 PM |
| Strato | $25.00 | $25.00 | 4/22/2010 12:35:29 PM |
| StrongMoney | $25.00 | $25.00 | 4/22/2010 1:38:11 PM |
| ILfarmboy | $49.05 | $49.05 | 4/22/2010 1:38:32 PM |
| xphile | $25.00 | $25.00 | 4/22/2010 1:38:40 PM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 4/22/2010 12:36:28 PM |
| BiggestG | $25.00 | $25.00 | 4/22/2010 12:19:50 PM |
| degster | $25.00 | $25.00 | 4/22/2010 1:40:14 PM |
| mykkai | $25.00 | $25.00 | 4/22/2010 12:42:55 PM |
| langdonx | $25.00 | $25.00 | 4/22/2010 1:40:20 PM |
| sisterkate | $25.00 | $25.00 | 4/22/2010 12:43:30 PM |
| mizount | $25.00 | $25.00 | 4/22/2010 12:43:45 PM |
| scorpi073 | $25.00 | $25.00 | 4/22/2010 12:49:05 PM |
| reueljw | $25.00 | $25.00 | 4/22/2010 1:01:08 PM |
| t-loan | $25.00 | $25.00 | 4/22/2010 12:33:59 PM |
| japper2353 | $25.00 | $25.00 | 4/22/2010 1:25:31 PM |
| Kame | $25.00 | $25.00 | 4/22/2010 1:25:40 PM |
| wrchism | $35.18 | $35.18 | 4/22/2010 12:35:35 PM |
| andycheb | $47.32 | $47.32 | 4/22/2010 1:34:14 PM |
| KaiserRex | $25.00 | $25.00 | 4/22/2010 1:34:50 PM |
| LKN2RTR | $25.00 | $25.00 | 4/22/2010 1:35:43 PM |
| leftcoast52 | $25.00 | $25.00 | 4/22/2010 1:36:10 PM |
| mjm77_1 | $25.00 | $25.00 | 4/22/2010 1:36:15 PM |
| keyfig | $45.87 | $45.87 | 4/22/2010 1:36:37 PM |
| Tech-Entrepreneur | $25.00 | $25.00 | 4/22/2010 1:36:39 PM |
| Sykes66 | $25.00 | $25.00 | 4/22/2010 1:36:52 PM |
| reinforced-reward | $25.00 | $25.00 | 4/22/2010 1:37:01 PM |
| Emgolda | $25.00 | $25.00 | 4/22/2010 1:37:48 PM |
| skuba | $50.00 | $50.00 | 4/22/2010 1:38:09 PM |
| Sigonio | $25.00 | $25.00 | 4/22/2010 1:38:29 PM |
| RussianPrincess | $100.00 | $100.00 | 4/22/2010 1:38:48 PM |
| tsui517 | $25.00 | $25.00 | 4/22/2010 1:08:51 PM |
| QuinMccoy | $25.00 | $25.00 | 4/22/2010 1:08:56 PM |
| paulsar71495 | $25.00 | $25.00 | 4/22/2010 1:33:39 PM |
| mwl | $25.00 | $25.00 | 4/22/2010 1:33:49 PM |
| JoeMB | $25.00 | $25.00 | 4/22/2010 1:34:04 PM |
| slojudy | $25.00 | $25.00 | 4/22/2010 1:34:08 PM |
| durable-trade | $25.00 | $25.00 | 4/22/2010 1:34:17 PM |
| lucky6 | $25.00 | $25.00 | 4/22/2010 1:34:25 PM |
| pulmdoc | $25.00 | $25.00 | 4/22/2010 1:34:35 PM |
| anakinsolo | $25.00 | $25.00 | 4/22/2010 1:35:54 PM |
| Landselott | $25.00 | $25.00 | 4/22/2010 1:36:02 PM |
| sandeepPR | $25.00 | $25.00 | 4/22/2010 1:36:08 PM |
| anton | $125.06 | $125.06 | 4/22/2010 1:36:29 PM |
| broepke | $25.00 | $25.00 | 4/22/2010 1:36:55 PM |
| ohnezweck | $25.00 | $25.00 | 4/22/2010 1:37:04 PM |
| cyonamine | $25.00 | $25.00 | 4/22/2010 1:37:13 PM |
| DeathScythe676 | $25.00 | $25.00 | 4/22/2010 1:37:29 PM |
| amijo | $50.00 | $50.00 | 4/22/2010 1:37:36 PM |
| Schuld66 | $25.00 | $25.00 | 4/22/2010 1:38:22 PM |
| pawsitive | $25.00 | $25.00 | 4/22/2010 1:38:27 PM |
| PCGeekWI | $25.00 | $25.00 | 4/22/2010 1:38:34 PM |
| donloah | $25.00 | $25.00 | 4/22/2010 1:38:43 PM |
| blukestrel | $25.00 | $25.00 | 4/22/2010 1:39:28 PM |
| wbahl | $25.00 | $25.00 | 4/22/2010 2:00:21 PM |
| dumbass | $25.00 | $25.00 | 4/22/2010 2:01:48 PM |
| deepventures | $25.00 | $25.00 | 4/22/2010 2:49:02 PM |
| bradwill | $29.36 | $29.36 | 4/22/2010 2:00:44 PM |
| lendinstuff | $25.00 | $25.00 | 4/22/2010 2:08:05 PM |
| RLC | $25.38 | $25.38 | 4/22/2010 3:54:07 PM |
| outwish | $25.00 | $25.00 | 4/22/2010 2:48:50 PM |
| Shockem923 | $25.00 | $25.00 | 4/22/2010 3:12:54 PM |
| secretidentity | $25.00 | $25.00 | 4/22/2010 3:19:38 PM |
| lowrate | $25.00 | $25.00 | 4/22/2010 4:35:43 PM |
| green2brown2 | $25.00 | $25.00 | 4/22/2010 3:54:09 PM |
| capital-web193 | $25.00 | $25.00 | 4/22/2010 4:55:30 PM |
| Bearls | $25.00 | $25.00 | 4/22/2010 5:05:28 PM |
| GABC-1 | $100.00 | $100.00 | 4/22/2010 4:12:18 PM |
| GABC-1 | $50.00 | $50.00 | 4/22/2010 4:14:06 PM |
| rcr549 | $25.00 | $25.00 | 4/22/2010 4:50:27 PM |
| Eagledrop | $25.00 | $25.00 | 4/22/2010 4:50:57 PM |
| bonus-patriot | $25.00 | $25.00 | 4/22/2010 5:22:20 PM |
| rokdim | $29.35 | $29.35 | 4/22/2010 5:33:34 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/22/2010 6:02:13 PM |
| Interloper | $35.00 | $35.00 | 4/22/2010 6:33:11 PM |
| minista | $25.00 | $25.00 | 4/22/2010 6:01:57 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 4/22/2010 6:15:47 PM |
| important-ore | $100.00 | $100.00 | 4/22/2010 8:57:45 PM |
| paramjit | $200.00 | $200.00 | 4/22/2010 9:10:21 PM |
| Havana21 | $37.52 | $37.52 | 4/22/2010 7:59:44 PM |
| bobbyoderek | $25.00 | $25.00 | 4/22/2010 11:14:17 PM |
| AF-Chief | $28.00 | $28.00 | 4/22/2010 8:57:55 PM |
| mlopez2007 | $50.00 | $50.00 | 4/23/2010 3:23:00 AM |
| Cherrypicker06 | $25.00 | $25.00 | 4/23/2010 6:18:41 AM |
| silver-ace | $50.00 | $50.00 | 4/23/2010 6:29:14 AM |
| justalender | $25.00 | $25.00 | 4/23/2010 7:09:21 AM |
| js60l | $25.00 | $25.00 | 4/23/2010 4:45:25 AM |
| RobotTwo | $25.00 | $25.00 | 4/23/2010 9:34:47 AM |
| rdrloan | $50.00 | $50.00 | 4/23/2010 8:10:18 AM |
| SDNLR | $25.00 | $25.00 | 4/23/2010 9:39:18 AM |
| metro457 | $40.00 | $40.00 | 4/23/2010 10:05:07 AM |
| resource777 | $25.00 | $25.00 | 4/23/2010 9:03:03 AM |
| lowestghost | $25.00 | $19.95 | 4/23/2010 11:08:06 AM |
| appastk | $25.00 | $25.00 | 4/23/2010 9:50:37 AM |
| ddamenace | $25.00 | $25.00 | 4/23/2010 9:36:48 AM |
| dsgfl1 | $100.00 | $100.00 | 4/23/2010 9:41:21 AM |
| otalon | $25.00 | $25.00 | 4/23/2010 10:56:06 AM |
| FundMaker | $25.00 | $25.00 | 4/23/2010 4:20:23 PM |
| Damostuff | $25.00 | $25.00 | 4/23/2010 4:57:53 PM |
| ultimatepaintball | $25.00 | $25.00 | 4/23/2010 4:57:55 PM |
| Sven79 | $50.00 | $50.00 | 4/23/2010 5:04:23 PM |
| dollardave | $100.00 | $100.00 | 4/23/2010 4:58:43 PM |
| NJacquis | $25.00 | $25.00 | 4/24/2010 12:20:07 AM |
| wwwUniversal | $25.00 | $25.00 | 4/23/2010 5:15:12 PM |
| Sneadisland | $25.00 | $25.00 | 4/24/2010 6:03:27 AM |
| ArtLends | $26.00 | $26.00 | 4/24/2010 1:18:28 PM |
| Lotsofbears | $25.00 | $25.00 | 4/24/2010 6:06:31 PM |
| s123p | $25.00 | $25.00 | 4/24/2010 2:52:47 PM |
| payout-magician | $25.00 | $25.00 | 4/24/2010 8:03:53 PM |
| theloanfiller | $25.00 | $25.00 | 4/24/2010 4:46:51 PM |
| the-silver-blaster | $35.00 | $35.00 | 4/25/2010 12:55:20 PM |
| malcolmreynolds | $25.00 | $25.00 | 4/25/2010 3:43:59 PM |
| TBTdragon | $25.00 | $25.00 | 4/25/2010 5:05:51 PM |
| Long-term2040 | $25.00 | $25.00 | 4/25/2010 7:52:22 PM |
| Charmart | $25.00 | $25.00 | 4/26/2010 2:47:18 AM |
| 2grindstones | $50.00 | $50.00 | 4/26/2010 9:13:30 AM |
| DoctorJoe | $50.00 | $50.00 | 4/26/2010 6:04:54 AM |
| rich329 | $25.00 | $25.00 | 4/26/2010 9:32:21 AM |
| julijask | $35.00 | $35.00 | 4/26/2010 10:27:42 AM |
| rich329 | $25.00 | $25.00 | 4/26/2010 9:40:54 AM |
| 397 bids
|
Borrower Payment Dependent Notes Series
454270
This series of Notes was issued and sold upon the funding of the borrower loan #42100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 31.34% |
Starting monthly payment:
| $41.03 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 29.93% |
Final monthly payment:
| $40.29 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 10 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 6m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 61 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,173 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 45% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 12 | | | | |
|
Screen name:
| suave-pound7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for College
Purpose of loan:
This loan will be used to take 3 of the last 5 credits for a degree in Health Informatics and Information Technology.? And to purchase textbooks.
My financial situation:
I am a good candidate for this loan because I am responsible for my finances and I have a steady job at a local hospital in the IT department.
Monthly net income: $ 4200
Monthly expenses: $
??Housing: $ 1396
??Insurance: $ 150
??Car expenses: $ 350
??Utilities: $ 125
??Phone, cable, internet: $ 60
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-prescription | $50.00 | $50.00 | 4/16/2010 4:16:13 PM |
| daekpon | $25.00 | $25.00 | 4/17/2010 5:37:46 PM |
| pureliquidhw | $25.00 | $25.00 | 4/19/2010 12:49:39 PM |
| invest-in-ed | $200.00 | $200.00 | 4/19/2010 3:21:57 PM |
| Cromag | $25.00 | $25.00 | 4/20/2010 10:53:23 AM |
| Bob450 | $35.00 | $32.83 | 4/20/2010 11:07:42 PM |
| bluebouyz | $25.00 | $25.00 | 4/21/2010 5:08:53 PM |
| b-rent | $25.00 | $25.00 | 4/22/2010 5:06:06 PM |
| Your_Bank | $25.00 | $25.00 | 4/22/2010 5:13:55 PM |
| Your_Bank | $25.00 | $25.00 | 4/22/2010 5:14:09 PM |
| Your_Bank | $25.00 | $25.00 | 4/22/2010 5:13:40 PM |
| ttnk62918 | $25.00 | $25.00 | 4/22/2010 7:44:36 PM |
| Unitas4302 | $50.00 | $50.00 | 4/22/2010 6:27:23 PM |
| Miklot | $100.00 | $100.00 | 4/23/2010 12:02:01 AM |
| 4mydaughterseducation | $31.00 | $31.00 | 4/22/2010 9:05:20 PM |
| Graven33 | $25.00 | $25.00 | 4/23/2010 12:53:15 AM |
| transaction-circuit | $25.00 | $25.00 | 4/19/2010 10:48:01 AM |
| GS-ROCK | $31.17 | $31.17 | 4/20/2010 11:08:45 AM |
| GS-ROCK | $50.00 | $50.00 | 4/20/2010 11:08:23 AM |
| SolarMoonshine | $25.00 | $25.00 | 4/20/2010 6:07:57 PM |
| mrxtravis | $50.00 | $50.00 | 4/22/2010 1:35:59 PM |
| the-silver-blaster | $30.00 | $30.00 | 4/22/2010 7:49:29 PM |
| supasonic | $50.00 | $50.00 | 4/23/2010 2:09:32 AM |
| dRatedOnly | $25.00 | $25.00 | 4/23/2010 2:13:03 AM |
| 24 bids
|
Borrower Payment Dependent Notes Series
454300
This series of Notes was issued and sold upon the funding of the borrower loan #42085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $75.41 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 17.17% |
Final monthly payment:
| $69.33 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.81% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.19% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
3 | Length of status: | 5y 10m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 8 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $50 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| comforter5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bidding Adieu to Credit Card Debt
Hello, good people on Prosper
Should I receive my $2,000 loan, I will pay my BOFA card off ($1,800) and the last $150 on my CitiCard. Any remaining money will no doubt fund treats for my Great Pyrenees (see pic). Her name is Bernice.
Other than rent and food, my only other monthly expenditure is my student loan, on which the monthly payment is quite low.
I've been teaching writing at a culinary school for years and make a good wage. Monthly payments will be no problem for me. I would just rather pay a decent rate through Prosper than send any more to the credit card companies.
Thank you for your time and consideration.
Cheers
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Is your spouse working? Do you have any other household income? - marala4285
A:
Hello
Yes, actually my spouse makes substantially more than I do. She's a Senior Editor for a healthcare company.
We keep our finances separate, but in a pinch I could turn to her.
i also receive quarterly royalty checks from some music I did -- small, but helpful.
Cheers
(Apr-18-2010)
Q:
Do you have any other outstanding debts? Kind Regards - Your_Bank
A:
One government-consolidated student loan. It's big, but the monthly payments are low.
Cheers!
(Apr-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| 4mydaughterseducation | $25.00 | $25.00 | 4/16/2010 6:38:03 PM |
| BuckeyeGuy | $25.00 | $25.00 | 4/18/2010 11:16:49 AM |
| poolboy17 | $25.00 | $25.00 | 4/19/2010 6:29:34 PM |
| jjb516 | $136.02 | $136.02 | 4/19/2010 11:05:12 PM |
| adventure0 | $50.00 | $50.00 | 4/21/2010 7:31:37 PM |
| ajst1 | $26.35 | $26.35 | 4/21/2010 10:50:01 PM |
| small-change | $25.00 | $25.00 | 4/22/2010 3:22:18 PM |
| lender-inc | $30.16 | $30.16 | 4/22/2010 5:25:15 PM |
| crw1950 | $50.00 | $50.00 | 4/22/2010 8:21:08 PM |
| hillerod | $25.00 | $25.00 | 4/22/2010 10:30:33 PM |
| Sol_Invictus | $25.00 | $25.00 | 4/23/2010 5:42:16 AM |
| ronin4sale | $25.00 | $25.00 | 4/23/2010 4:29:48 AM |
| kronosmetis | $25.00 | $25.00 | 4/23/2010 7:15:10 AM |
| marwadi-62 | $200.00 | $200.00 | 4/23/2010 8:34:26 AM |
| BrighterSuns | $25.00 | $25.00 | 4/23/2010 10:01:18 AM |
| Silverling6 | $25.00 | $25.00 | 4/23/2010 11:29:36 AM |
| crdcteng | $25.00 | $25.00 | 4/23/2010 9:59:29 AM |
| towering-dinero | $25.00 | $25.00 | 4/23/2010 1:08:10 PM |
| broomfieldbucks | $25.00 | $25.00 | 4/23/2010 1:12:39 PM |
| friendinmoney | $25.00 | $25.00 | 4/23/2010 3:28:31 PM |
| dorypro | $25.00 | $25.00 | 4/23/2010 3:41:18 PM |
| shellstar | $47.04 | $47.04 | 4/23/2010 3:20:44 PM |
| XCWIZ007 | $29.50 | $29.50 | 4/23/2010 3:24:00 PM |
| twerns | $51.06 | $51.06 | 4/16/2010 5:04:56 PM |
| SOP_Bank | $25.00 | $25.00 | 4/20/2010 4:00:10 PM |
| FinanceEngine | $25.00 | $25.00 | 4/20/2010 9:59:02 PM |
| rummy06 | $25.00 | $25.00 | 4/20/2010 10:16:19 PM |
| swti37 | $50.00 | $50.00 | 4/22/2010 12:07:42 AM |
| RedRockLLC | $25.00 | $25.00 | 4/22/2010 4:49:22 PM |
| jcw3rd | $25.00 | $25.00 | 4/22/2010 7:32:21 PM |
| lyrisnox | $40.00 | $40.00 | 4/22/2010 10:04:55 PM |
| sincere-balance | $25.00 | $25.00 | 4/22/2010 9:02:25 PM |
| jasunshine | $25.00 | $25.00 | 4/23/2010 5:42:34 AM |
| Land_on_your_feet | $28.61 | $28.61 | 4/23/2010 6:43:16 AM |
| godspeed237 | $25.00 | $19.05 | 4/23/2010 6:55:19 AM |
| qkinger | $50.00 | $50.00 | 4/23/2010 9:52:24 AM |
| Leshan | $25.00 | $25.00 | 4/23/2010 9:14:59 AM |
| Rancid | $25.00 | $25.00 | 4/23/2010 9:55:55 AM |
| slxvq | $26.08 | $26.08 | 4/23/2010 10:03:25 AM |
| power-secret-agent | $30.72 | $30.72 | 4/23/2010 1:37:40 PM |
| Havnfun | $25.00 | $25.00 | 4/23/2010 1:16:12 PM |
| wild-orange | $100.00 | $100.00 | 4/23/2010 2:26:14 PM |
| himanshuko | $25.00 | $25.00 | 4/23/2010 3:37:22 PM |
| giantfan19 | $44.92 | $44.92 | 4/23/2010 1:41:01 PM |
| myduck | $50.00 | $50.00 | 4/23/2010 3:36:30 PM |
| Nerdster1 | $25.01 | $25.01 | 4/23/2010 3:37:48 PM |
| natural-credit328 | $50.00 | $50.00 | 4/23/2010 3:58:09 PM |
| wise-courageous-social | $25.00 | $25.00 | 4/23/2010 4:05:40 PM |
| Kerrysbay | $50.00 | $50.00 | 4/23/2010 3:09:03 PM |
| serene-capital | $30.00 | $30.00 | 4/23/2010 3:11:42 PM |
| mickw2000 | $44.57 | $44.57 | 4/23/2010 3:19:42 PM |
| seabowl | $25.91 | $25.91 | 4/23/2010 3:21:02 PM |
| MC7608 | $40.00 | $40.00 | 4/23/2010 3:21:39 PM |
| 53 bids
|
Borrower Payment Dependent Notes Series
454348
This series of Notes was issued and sold upon the funding of the borrower loan #41939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-22-2010 |
|
|
Starting lender yield:
| 13.03% |
Starting borrower rate/APR:
| 14.03% / 16.19% |
Starting monthly payment:
| $222.25 |
|
Final lender yield:
| 13.03% |
Final borrower rate/APR:
| 14.03% / 16.19% |
Final monthly payment:
| $222.25 |
| |
|
Auction yield range:
| 6.04% - 13.03% |
Estimated loss impact:
| 5.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.81% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 14
/
11 | Length of status: | 23y 3m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 40 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,304 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 30% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| first-awesome-listing |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Debt and new duct and A/C
Purpose of loan:
This loan will be used to? Pay off some high interest bills and get new duct work and A/C for my house
My financial situation:
I am a good candidate for this loan because? I am a very honest person and always pay my bills. Both my daughters play hockey and the amex bill got a little to high this last trip. will pay back ASAP! Thank You
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
Why did you have 2 recent inquiries? And why did you withdraw your listing last time?
thanks, - p2ploan-sensation211
A:
first time was trying it out and got approved in an hour for $1000.00 with a AA rateing. So my A/C guy says all my ducting is bad in my hall of my house lot more money so I withdraw that loan and put another in for $6500.00 and now get a B rateing a Day later. I put the rate @ 8.25 and it just was'nt goin so I withdraw that on and put the new one in with a higer intrest. My credit rating is over 700 so I dont know why it went to b but that is the reason.
(Apr-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-refresher2 | $25.00 | $25.00 | 4/16/2010 4:16:17 PM |
| integrity-doctor | $100.00 | $100.00 | 4/16/2010 4:16:38 PM |
| nickel-ferret | $25.00 | $25.00 | 4/16/2010 4:29:36 PM |
| bowdish1 | $50.00 | $50.00 | 4/16/2010 4:30:42 PM |
| hrubinst | $25.00 | $25.00 | 4/16/2010 4:27:44 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/16/2010 4:36:57 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/16/2010 4:32:01 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/16/2010 4:33:02 PM |
| transparency-planetarium | $25.00 | $25.00 | 4/16/2010 4:37:18 PM |
| FinDoc | $25.00 | $25.00 | 4/16/2010 4:33:37 PM |
| Havana21 | $100.00 | $100.00 | 4/16/2010 4:34:22 PM |
| AF-Chief | $27.00 | $27.00 | 4/16/2010 4:38:43 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/16/2010 4:49:41 PM |
| cptproton | $25.00 | $25.00 | 4/16/2010 5:03:48 PM |
| radforj22 | $25.00 | $25.00 | 4/16/2010 8:38:26 PM |
| Medic05 | $25.00 | $25.00 | 4/16/2010 5:57:58 PM |
| LMM1 | $25.00 | $25.00 | 4/16/2010 8:55:27 PM |
| Ragnar | $25.00 | $25.00 | 4/16/2010 6:33:05 PM |
| jcjdingdong | $25.00 | $25.00 | 4/16/2010 9:27:58 PM |
| important-ore | $50.00 | $50.00 | 4/16/2010 9:34:27 PM |
| kellyp255 | $25.00 | $25.00 | 4/17/2010 9:45:02 AM |
| wings2fly | $25.00 | $25.00 | 4/17/2010 11:25:00 AM |
| mpatrick | $50.00 | $50.00 | 4/17/2010 8:23:39 AM |
| alaco | $25.00 | $25.00 | 4/17/2010 9:57:54 PM |
| thezfunk | $25.00 | $25.00 | 4/18/2010 12:44:45 AM |
| festeringsnot | $25.00 | $25.00 | 4/18/2010 4:38:26 AM |
| successful-agreement7 | $25.00 | $25.00 | 4/17/2010 5:24:09 PM |
| fairhelper | $25.00 | $25.00 | 4/17/2010 12:43:28 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/17/2010 3:35:03 PM |
| frogperson | $100.00 | $100.00 | 4/18/2010 9:08:29 AM |
| aggielender | $25.00 | $25.00 | 4/18/2010 12:06:14 PM |
| Binan | $25.00 | $25.00 | 4/18/2010 6:57:51 AM |
| CymruAmByth | $25.00 | $25.00 | 4/18/2010 2:01:23 PM |
| stable-nickel | $71.48 | $71.48 | 4/18/2010 9:23:39 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/18/2010 12:07:09 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/19/2010 12:07:22 AM |
| JGB | $25.00 | $25.00 | 4/18/2010 2:01:02 PM |
| elegant-bonus | $25.00 | $25.00 | 4/19/2010 5:48:38 AM |
| selector568 | $67.29 | $67.29 | 4/18/2010 11:12:52 PM |
| The_Secret | $33.24 | $33.24 | 4/19/2010 8:23:47 AM |
| supersarah61 | $25.00 | $25.00 | 4/19/2010 12:06:52 AM |
| sweet-loan8 | $25.00 | $25.00 | 4/19/2010 12:06:57 AM |
| payment-arrow | $25.00 | $25.00 | 4/19/2010 9:33:06 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 9:33:13 AM |
| cash-vault | $25.00 | $25.00 | 4/19/2010 9:33:52 AM |
| capital-marsupial3 | $25.00 | $25.00 | 4/19/2010 7:01:57 AM |
| srfb973 | $85.21 | $85.21 | 4/19/2010 12:03:55 AM |
| keeminn | $25.00 | $25.00 | 4/19/2010 11:01:02 AM |
| Interstate_Rate | $35.93 | $35.93 | 4/19/2010 5:55:52 AM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 9:35:14 AM |
| Ripsaw4U | $25.00 | $25.00 | 4/19/2010 1:06:23 PM |
| thoughtful-capital1 | $50.00 | $50.00 | 4/19/2010 1:30:57 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/19/2010 9:18:54 PM |
| 850 | $50.00 | $50.00 | 4/19/2010 10:51:53 PM |
| new-reward-sequoia | $25.00 | $25.00 | 4/20/2010 4:03:11 AM |
| cingular | $25.00 | $25.00 | 4/20/2010 4:28:56 AM |
| invincible-duty | $27.00 | $27.00 | 4/20/2010 12:09:21 PM |
| metro457 | $25.00 | $25.00 | 4/20/2010 1:23:20 PM |
| SOP_Bank | $25.00 | $25.00 | 4/20/2010 3:38:39 PM |
| loiosh | $25.00 | $25.00 | 4/20/2010 4:12:03 PM |
| lowrate | $25.00 | $25.00 | 4/20/2010 4:10:21 PM |
| aislinnn | $25.00 | $25.00 | 4/20/2010 5:30:33 PM |
| StrongMonty | $25.00 | $25.00 | 4/20/2010 6:06:47 PM |
| runner681 | $50.00 | $50.00 | 4/20/2010 5:41:51 PM |
| keeks | $25.00 | $25.00 | 4/20/2010 6:10:15 PM |
| cash-tent | $27.64 | $27.64 | 4/20/2010 8:59:26 PM |
| MTlender | $25.00 | $25.00 | 4/21/2010 8:25:44 AM |
| EastBayCapital | $25.00 | $25.00 | 4/21/2010 9:34:01 AM |
| DrNano | $50.00 | $50.00 | 4/21/2010 7:51:07 AM |
| natural-credit328 | $100.00 | $100.00 | 4/21/2010 10:11:22 AM |
| partyplan | $35.00 | $35.00 | 4/21/2010 8:56:24 AM |
| Starfin-Capital-Management | $50.00 | $50.00 | 4/21/2010 11:22:52 AM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 10:11:23 AM |
| sparkmeister | $25.00 | $25.00 | 4/21/2010 11:48:38 AM |
| Johnab | $25.00 | $25.00 | 4/21/2010 4:17:39 PM |
| brightest-excellent-rate | $50.00 | $50.00 | 4/21/2010 4:41:36 PM |
| BBL | $25.00 | $25.00 | 4/21/2010 5:26:35 PM |
| best-agreement-exchanger | $25.00 | $25.00 | 4/21/2010 7:36:04 PM |
| UHcougars | $27.60 | $27.60 | 4/21/2010 8:00:56 PM |
| freetimeskier | $50.00 | $50.00 | 4/22/2010 7:12:56 AM |
| flyboy24 | $25.00 | $25.00 | 4/22/2010 7:12:51 AM |
| rider350 | $25.00 | $25.00 | 4/22/2010 9:36:12 AM |
| treasure-generator | $25.00 | $25.00 | 4/22/2010 11:59:45 AM |
| mammalian4 | $25.00 | $25.00 | 4/22/2010 11:30:40 AM |
| wwwUniversal | $25.00 | $25.00 | 4/22/2010 12:25:57 PM |
| jpme | $25.00 | $25.00 | 4/22/2010 1:00:38 PM |
| reflective-rupee | $150.00 | $43.65 | 4/22/2010 1:06:31 PM |
| booyah | $50.00 | $50.00 | 4/22/2010 12:24:18 PM |
| Casman8815 | $25.00 | $25.00 | 4/22/2010 12:25:53 PM |
| head | $25.00 | $25.00 | 4/22/2010 2:41:42 PM |
| sturdy-velocity6 | $25.00 | $25.00 | 4/22/2010 2:16:59 PM |
| contract-eagle | $25.00 | $25.00 | 4/16/2010 4:15:11 PM |
| finance-prescription | $100.00 | $100.00 | 4/16/2010 4:16:05 PM |
| egw | $25.00 | $25.00 | 4/16/2010 4:27:30 PM |
| mmckune | $25.00 | $25.00 | 4/16/2010 4:29:31 PM |
| Dap2005 | $25.00 | $25.00 | 4/16/2010 4:29:54 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/16/2010 4:30:52 PM |
| torion | $25.00 | $25.00 | 4/16/2010 4:27:55 PM |
| Avala | $50.00 | $50.00 | 4/16/2010 4:28:13 PM |
| dinero-speaker | $25.00 | $25.00 | 4/16/2010 4:28:48 PM |
| ichibon | $75.00 | $75.00 | 4/16/2010 4:35:05 PM |
| unassassinable | $25.00 | $25.00 | 4/16/2010 4:30:03 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/16/2010 4:36:01 PM |
| delicious-social132 | $25.00 | $25.00 | 4/16/2010 4:28:24 PM |
| Sven79 | $50.00 | $50.00 | 4/16/2010 4:38:21 PM |
| orderly-leverage | $40.00 | $40.00 | 4/16/2010 4:33:54 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/16/2010 4:39:48 PM |
| mtquan | $25.00 | $25.00 | 4/16/2010 4:49:22 PM |
| Rdodson11 | $25.00 | $25.00 | 4/16/2010 10:13:38 PM |
| autonomous-basis | $25.00 | $25.00 | 4/17/2010 12:58:14 AM |
| j2ee | $25.00 | $25.00 | 4/17/2010 3:39:15 AM |
| Supernick | $50.00 | $50.00 | 4/16/2010 7:43:13 PM |
| debt-system880 | $25.00 | $25.00 | 4/16/2010 8:37:46 PM |
| sloak | $25.00 | $25.00 | 4/17/2010 8:22:58 AM |
| emt747 | $25.00 | $25.00 | 4/17/2010 7:59:46 AM |
| 2grindstones | $25.00 | $25.00 | 4/17/2010 11:03:47 AM |
| ddog0224 | $25.00 | $25.00 | 4/17/2010 8:22:52 AM |
| CalBear5 | $25.00 | $25.00 | 4/17/2010 4:32:45 PM |
| decisive-capital | $75.00 | $75.00 | 4/17/2010 5:28:05 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/17/2010 8:23:40 AM |
| Kadvopatel | $25.00 | $25.00 | 4/17/2010 10:20:06 PM |
| Nerdster1 | $25.00 | $25.00 | 4/17/2010 11:02:58 AM |
| balance2 | $50.00 | $50.00 | 4/18/2010 7:43:32 AM |
| Millmanator | $25.00 | $25.00 | 4/18/2010 10:20:14 AM |
| vicumn | $25.00 | $25.00 | 4/18/2010 8:38:30 AM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/18/2010 12:06:30 PM |
| euro-starter | $25.00 | $25.00 | 4/18/2010 12:06:50 PM |
| LR_Biker | $25.00 | $25.00 | 4/18/2010 9:42:55 AM |
| awe-inspiring-credit7 | $25.00 | $25.00 | 4/18/2010 7:08:01 AM |
| thedreamer | $25.00 | $25.00 | 4/18/2010 10:48:42 AM |
| CAGE-Investments | $100.00 | $100.00 | 4/18/2010 12:06:13 PM |
| HaveToWrite | $25.00 | $25.00 | 4/18/2010 12:06:25 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/18/2010 12:07:10 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/18/2010 3:50:29 PM |
| calm-deal7 | $25.00 | $25.00 | 4/19/2010 6:28:17 AM |
| nyran20 | $25.00 | $25.00 | 4/18/2010 5:00:36 PM |
| jdrez | $25.00 | $25.00 | 4/18/2010 6:05:33 PM |
| Ducatiman1978 | $25.00 | $25.00 | 4/19/2010 12:07:24 AM |
| influential-compassion9 | $50.00 | $50.00 | 4/18/2010 7:52:25 PM |
| MihirFromRedmond | $25.00 | $25.00 | 4/18/2010 8:17:56 PM |
| rock931 | $25.00 | $25.00 | 4/19/2010 9:53:22 AM |
| ideal-platinum1 | $81.14 | $81.14 | 4/19/2010 12:06:22 AM |
| return-buddy | $25.00 | $25.00 | 4/19/2010 12:06:53 AM |
| smmgnn99 | $25.00 | $25.00 | 4/19/2010 11:01:07 AM |
| bchen78875 | $25.00 | $25.00 | 4/19/2010 11:14:24 AM |
| gethsemane4 | $25.00 | $25.00 | 4/19/2010 10:25:47 AM |
| balanced-bill7 | $100.00 | $100.00 | 4/19/2010 2:10:30 PM |
| GElender | $50.00 | $50.00 | 4/19/2010 4:02:57 PM |
| Boca | $25.00 | $25.00 | 4/19/2010 4:45:06 PM |
| Clambake | $25.67 | $25.67 | 4/19/2010 11:13:48 PM |
| Slend49 | $25.00 | $25.00 | 4/20/2010 6:29:11 AM |
| don8ter | $25.00 | $25.00 | 4/20/2010 6:28:42 AM |
| studious-bonus7 | $50.00 | $50.00 | 4/20/2010 8:20:31 AM |
| Artist_Blue | $25.00 | $25.00 | 4/20/2010 10:48:33 AM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 9:28:57 AM |
| loan-kung-fu | $25.00 | $25.00 | 4/20/2010 12:35:25 PM |
| Cai8899 | $41.62 | $41.62 | 4/20/2010 10:34:35 AM |
| Turkish101 | $25.00 | $25.00 | 4/20/2010 4:12:12 PM |
| engaging-worth | $25.00 | $25.00 | 4/20/2010 4:09:16 PM |
| selfmademan | $25.00 | $25.00 | 4/20/2010 5:30:42 PM |
| lagnisiruk | $25.00 | $25.00 | 4/20/2010 5:33:53 PM |
| summrs1 | $25.00 | $25.00 | 4/20/2010 6:40:24 PM |
| power-secret-agent | $25.00 | $25.00 | 4/20/2010 7:55:30 PM |
| credit-panda1 | $50.00 | $50.00 | 4/21/2010 7:14:36 AM |
| brandan | $50.00 | $50.00 | 4/21/2010 7:24:18 AM |
| mpactlender | $25.00 | $25.00 | 4/21/2010 5:34:01 AM |
| investment-tempo | $25.00 | $25.00 | 4/21/2010 9:31:32 AM |
| Pilotaceh | $25.00 | $25.00 | 4/21/2010 12:00:59 PM |
| jgar_O | $25.00 | $25.00 | 4/21/2010 3:49:09 PM |
| uncleubb | $25.00 | $25.00 | 4/21/2010 1:38:57 PM |
| brazilofmux | $25.53 | $25.53 | 4/21/2010 4:27:50 PM |
| KrisKringle | $75.00 | $75.00 | 4/21/2010 9:13:16 PM |
| ToloUSN | $50.00 | $50.00 | 4/21/2010 7:58:58 PM |
| heerzaquestion | $25.00 | $25.00 | 4/21/2010 6:36:32 PM |
| steady-dime | $25.00 | $25.00 | 4/22/2010 5:25:24 AM |
| organic-income5 | $40.00 | $40.00 | 4/21/2010 9:03:25 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/22/2010 7:29:26 AM |
| reflective-rupee | $100.00 | $100.00 | 4/22/2010 9:27:48 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 4/22/2010 9:35:40 AM |
| CarDealer3070 | $25.00 | $25.00 | 4/22/2010 11:55:12 AM |
| sincere-fund1 | $60.00 | $60.00 | 4/22/2010 11:24:08 AM |
| Gabriel02 | $25.00 | $25.00 | 4/22/2010 10:49:12 AM |
| bigphish | $25.00 | $25.00 | 4/22/2010 12:25:44 PM |
| ISHLEP67 | $50.00 | $50.00 | 4/22/2010 11:59:21 AM |
| thorough-exchange4 | $25.00 | $25.00 | 4/22/2010 12:02:34 PM |
| Orca-man | $25.00 | $25.00 | 4/22/2010 12:24:46 PM |
| SNH | $50.00 | $50.00 | 4/22/2010 12:25:23 PM |
| bazzer | $25.00 | $25.00 | 4/22/2010 12:25:22 PM |
| Montgomery-Burns | $25.00 | $25.00 | 4/22/2010 1:08:53 PM |
| wwwUniversal | $25.00 | $25.00 | 4/22/2010 1:49:33 PM |
| 190 bids
|
Borrower Payment Dependent Notes Series
454378
This series of Notes was issued and sold upon the funding of the borrower loan #42024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,100.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-19-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $67.15 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $66.98 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 7m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 12 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $14,923 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 60% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| tranquil-economy |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off my high apr cards
Purpose of loan:
Pay off a high Apr Card.
My financial situation:
Is sound but I don't want to balance transfer or open another credit card to pay off my card that just raised my APR too high.
Monthly net income: $2,500
Monthly expenses: $1550
??Housing: $650
? Utilities: $100
??Food, entertainment: $400
??Clothing, household expenses $100
??Credit cards and other loans: $300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:18:13 AM |
| radforj22 | $25.00 | $25.00 | 4/19/2010 11:30:56 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:26:55 AM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:35:00 AM |
| mrzz | $25.00 | $25.00 | 4/19/2010 11:35:13 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:32 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:14 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:36:12 AM |
| torion | $25.00 | $25.00 | 4/19/2010 11:42:27 AM |
| mmckune | $25.00 | $25.00 | 4/19/2010 11:44:25 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:15 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:48 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:35 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:30 AM |
| unassassinable | $25.00 | $25.00 | 4/19/2010 11:46:06 AM |
| hrubinst | $25.00 | $25.00 | 4/19/2010 11:41:42 AM |
| dinero-speaker | $25.00 | $25.00 | 4/19/2010 11:43:17 AM |
| Supernick | $50.00 | $50.00 | 4/19/2010 11:56:31 AM |
| LoanAngel | $25.00 | $25.00 | 4/19/2010 11:51:57 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:15 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:42 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:48:09 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/19/2010 11:49:27 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:51:09 AM |
| moves | $25.00 | $25.00 | 4/19/2010 12:04:33 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:18 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/19/2010 12:39:34 PM |
| Mav26 | $48.00 | $48.00 | 4/19/2010 12:56:54 PM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:28 AM |
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:27 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:25 AM |
| lagnisiruk | $25.00 | $25.00 | 4/19/2010 11:34:06 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:47 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:10 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:35 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:34 AM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:49 AM |
| Havana21 | $50.00 | $50.00 | 4/19/2010 11:50:17 AM |
| Avala | $50.00 | $50.00 | 4/19/2010 11:42:48 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:50 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:44:12 AM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:33 AM |
| orderly-leverage | $40.00 | $40.00 | 4/19/2010 11:50:02 AM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:24 AM |
| decisive-capital | $100.00 | $100.00 | 4/19/2010 12:00:36 PM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:55:54 AM |
| contract-eagle | $50.00 | $50.00 | 4/19/2010 11:49:14 AM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:35 PM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 12:04:01 PM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 12:00:52 PM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:18 AM |
| AF-Chief | $27.00 | $27.00 | 4/19/2010 11:52:50 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:53:12 AM |
| museic1 | $25.00 | $25.00 | 4/19/2010 12:26:20 PM |
| Turkish101 | $25.00 | $25.00 | 4/19/2010 12:15:55 PM |
| thedreamer | $25.00 | $25.00 | 4/19/2010 12:02:38 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/19/2010 1:06:16 PM |
| 57 bids
|
Borrower Payment Dependent Notes Series
454450
This series of Notes was issued and sold upon the funding of the borrower loan #42097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $191.86 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 10m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 19 |
Occupation: | Tradesman - Electri... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $18,310 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 47% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| williamt |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < mo. late:
| 0
( 0% )
| 720-739
(Jun-2008)
|
|
Principal balance:
| $2,713.29 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
paying off a credit card
Purpose of loan:
This loan will be used to?pay off a credit?card that has raised its interest rates.
My financial situation:
I am a good candidate for this loan because I always pay on time and pay off my debts.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:26 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:18:11 AM |
| radforj22 | $25.00 | $25.00 | 4/19/2010 11:30:55 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:34 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:36:10 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:26:54 AM |
| torion | $25.00 | $25.00 | 4/19/2010 11:42:25 AM |
| Avala | $50.00 | $50.00 | 4/19/2010 11:42:48 AM |
| unassassinable | $25.00 | $25.00 | 4/19/2010 11:46:05 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:13 AM |
| hrubinst | $25.00 | $25.00 | 4/19/2010 11:41:42 AM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:34:58 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:49 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:33 AM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:23 AM |
| AF-Chief | $27.00 | $27.00 | 4/19/2010 11:52:49 AM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:48 AM |
| thedreamer | $25.00 | $25.00 | 4/19/2010 12:02:38 PM |
| orderly-leverage | $40.00 | $40.00 | 4/19/2010 11:50:01 AM |
| Kerrysbay | $48.88 | $48.88 | 4/19/2010 12:01:34 PM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 12:03:58 PM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:55:56 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:17 PM |
| Supernick | $50.00 | $50.00 | 4/19/2010 11:56:32 AM |
| Dap2005 | $25.00 | $25.00 | 4/19/2010 2:03:16 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/19/2010 1:06:15 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/19/2010 12:39:35 PM |
| practice44 | $25.00 | $25.00 | 4/19/2010 2:28:24 PM |
| value-pouch | $50.00 | $50.00 | 4/19/2010 2:53:00 PM |
| CAGE-Investments | $26.01 | $26.01 | 4/19/2010 3:21:22 PM |
| wings2fly | $25.00 | $25.00 | 4/19/2010 4:40:50 PM |
| Gibbyland | $100.00 | $100.00 | 4/19/2010 7:52:47 PM |
| Turkish101 | $25.00 | $25.00 | 4/19/2010 7:53:13 PM |
| treasure-generator | $25.00 | $25.00 | 4/20/2010 5:53:05 AM |
| money-surge1 | $25.00 | $25.00 | 4/20/2010 9:34:47 AM |
| blackberry9 | $25.00 | $25.00 | 4/20/2010 10:13:41 AM |
| studious-bonus7 | $50.00 | $50.00 | 4/20/2010 8:20:28 AM |
| kanpur63 | $25.00 | $25.00 | 4/20/2010 11:34:04 AM |
| GElender | $26.47 | $26.47 | 4/20/2010 1:54:12 PM |
| uncleubb | $25.00 | $25.00 | 4/20/2010 2:09:21 PM |
| revenue-ruler6 | $25.00 | $25.00 | 4/20/2010 1:53:19 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/20/2010 4:10:38 PM |
| Clambake | $50.00 | $50.00 | 4/20/2010 5:34:35 PM |
| jeb_31 | $25.00 | $25.00 | 4/20/2010 6:40:39 PM |
| yield-seeker | $25.00 | $25.00 | 4/20/2010 8:04:10 PM |
| GrommetPosse | $25.00 | $25.00 | 4/20/2010 10:58:25 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/20/2010 7:30:09 PM |
| MTlender | $25.00 | $25.00 | 4/21/2010 8:25:41 AM |
| unclejaef | $25.00 | $25.00 | 4/21/2010 8:59:24 AM |
| divedude | $25.00 | $25.00 | 4/21/2010 9:33:48 AM |
| Cai8899 | $35.38 | $35.38 | 4/21/2010 6:23:06 AM |
| Timchenko_LLC | $25.00 | $25.00 | 4/21/2010 10:11:41 AM |
| 10ECgirl | $25.00 | $25.00 | 4/21/2010 10:32:25 AM |
| KeepOnRunning | $50.00 | $50.00 | 4/21/2010 9:35:13 AM |
| museic1 | $25.00 | $25.00 | 4/21/2010 12:54:48 PM |
| afotherg | $25.00 | $25.00 | 4/21/2010 2:43:39 PM |
| selfmademan | $25.00 | $25.00 | 4/21/2010 3:59:58 PM |
| agreement-bunny | $25.00 | $25.00 | 4/22/2010 6:09:57 AM |
| organic-income5 | $50.00 | $50.00 | 4/21/2010 9:02:59 PM |
| hookUup | $25.00 | $25.00 | 4/22/2010 9:34:03 AM |
| GenerousGentleMan | $75.00 | $75.00 | 4/22/2010 9:36:48 AM |
| contract-giant | $25.00 | $25.00 | 4/22/2010 9:34:48 AM |
| Gabriel02 | $25.00 | $25.00 | 4/22/2010 11:04:19 AM |
| lowrate | $25.00 | $25.00 | 4/22/2010 11:53:37 AM |
| thorough-exchange4 | $40.00 | $40.00 | 4/22/2010 12:02:11 PM |
| Sixmil | $25.00 | $25.00 | 4/22/2010 12:18:29 PM |
| new-reward-sequoia | $25.00 | $25.00 | 4/22/2010 12:19:29 PM |
| interstellar | $50.00 | $50.00 | 4/22/2010 2:02:18 PM |
| 5starlady | $30.00 | $30.00 | 4/22/2010 5:32:38 PM |
| MoneyTree79 | $25.00 | $25.00 | 4/22/2010 7:13:24 PM |
| DackoDenk | $25.00 | $25.00 | 4/22/2010 11:36:15 PM |
| kronosmetis | $25.00 | $25.00 | 4/23/2010 7:30:19 AM |
| whipone | $25.00 | $25.00 | 4/23/2010 5:30:44 PM |
| grasscutter | $50.00 | $50.00 | 4/24/2010 3:12:38 AM |
| AustinAmerica | $25.00 | $25.00 | 4/24/2010 11:27:03 AM |
| ArtLends | $25.00 | $25.00 | 4/24/2010 1:37:38 PM |
| antaum | $27.00 | $27.00 | 4/25/2010 10:13:49 AM |
| martymaniaman | $25.00 | $25.00 | 4/26/2010 7:54:22 AM |
| JerryB96 | $25.00 | $25.00 | 4/26/2010 9:16:19 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:23 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:08 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:10 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:46 AM |
| lagnisiruk | $25.00 | $25.00 | 4/19/2010 11:34:08 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:13 AM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:26 AM |
| dinero-speaker | $25.00 | $25.00 | 4/19/2010 11:43:17 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:32 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:28 AM |
| mrzz | $25.00 | $25.00 | 4/19/2010 11:35:15 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:48:07 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:34 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:44:10 AM |
| mmckune | $25.00 | $25.00 | 4/19/2010 11:44:25 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/19/2010 11:49:26 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:51:07 AM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:17 AM |
| Havana21 | $50.00 | $50.00 | 4/19/2010 11:50:16 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:47 AM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:31 AM |
| contract-eagle | $50.00 | $50.00 | 4/19/2010 11:49:13 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:40 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:53:11 AM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:34 PM |
| moves | $25.00 | $25.00 | 4/19/2010 12:04:32 PM |
| decisive-capital | $100.00 | $100.00 | 4/19/2010 12:00:37 PM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 12:00:54 PM |
| integrity-doctor | $100.00 | $100.00 | 4/19/2010 2:10:05 PM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 8:57:57 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/19/2010 9:18:50 PM |
| Slend49 | $25.00 | $25.00 | 4/20/2010 6:29:06 AM |
| balance2 | $50.00 | $50.00 | 4/19/2010 7:53:25 PM |
| don8ter | $60.00 | $60.00 | 4/20/2010 6:28:12 AM |
| Aberdeen | $400.00 | $400.00 | 4/20/2010 6:28:51 AM |
| stable-nickel | $200.00 | $200.00 | 4/20/2010 7:50:51 AM |
| credit-coach118 | $40.00 | $40.00 | 4/20/2010 8:28:51 AM |
| bchen78875 | $25.00 | $25.00 | 4/20/2010 1:07:56 AM |
| loan-kung-fu | $25.00 | $25.00 | 4/20/2010 12:35:21 PM |
| Artist_Blue | $25.00 | $25.00 | 4/20/2010 10:48:38 AM |
| finance-prescription | $100.00 | $100.00 | 4/20/2010 1:23:17 PM |
| red-trade-cologne | $25.00 | $25.00 | 4/20/2010 6:01:26 PM |
| mpactlender | $25.00 | $25.00 | 4/21/2010 5:34:07 AM |
| naina_my_daughter | $25.00 | $25.00 | 4/20/2010 8:59:23 PM |
| money-boots2 | $25.00 | $25.00 | 4/21/2010 9:34:38 AM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 10:11:02 AM |
| japerk | $25.00 | $25.00 | 4/21/2010 8:13:59 AM |
| discrete-asset | $25.00 | $25.00 | 4/21/2010 10:22:36 AM |
| a-studious-payment | $25.00 | $25.00 | 4/21/2010 9:34:21 AM |
| figs4u2 | $80.00 | $80.00 | 4/21/2010 11:13:09 AM |
| jdashv | $25.00 | $25.00 | 4/21/2010 11:39:01 AM |
| djs81 | $25.00 | $25.00 | 4/21/2010 11:16:06 AM |
| mikeandcat | $38.17 | $38.17 | 4/21/2010 11:33:09 AM |
| KiwiElf | $29.57 | $29.57 | 4/21/2010 1:45:45 PM |
| DosPassos | $25.00 | $25.00 | 4/21/2010 6:17:35 PM |
| investment-network | $25.00 | $25.00 | 4/22/2010 7:07:53 AM |
| MoneySiles | $25.00 | $25.00 | 4/22/2010 6:02:56 AM |
| Casman8815 | $25.00 | $25.00 | 4/22/2010 7:47:58 AM |
| five-star-asset2 | $25.00 | $25.00 | 4/22/2010 9:35:19 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 4/22/2010 9:35:43 AM |
| rider350 | $25.00 | $25.00 | 4/22/2010 9:36:09 AM |
| Sam65 | $25.00 | $25.00 | 4/22/2010 10:51:21 AM |
| Railbird | $25.00 | $25.00 | 4/22/2010 9:37:06 AM |
| Searlzy | $25.00 | $25.00 | 4/22/2010 10:20:59 AM |
| loiosh | $25.00 | $25.00 | 4/22/2010 11:53:46 AM |
| wise-silver-wonder | $25.00 | $25.00 | 4/22/2010 11:55:27 AM |
| metro457 | $25.00 | $25.00 | 4/22/2010 11:53:39 AM |
| brazilofmux | $88.62 | $88.62 | 4/22/2010 11:58:33 AM |
| wwwUniversal | $25.00 | $25.00 | 4/22/2010 12:00:21 PM |
| cingular | $25.00 | $3.90 | 4/22/2010 12:19:30 PM |
| RandyL3 | $99.00 | $99.00 | 4/22/2010 4:43:03 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/22/2010 6:11:01 PM |
| qkinger | $50.00 | $50.00 | 4/22/2010 8:43:13 PM |
| SCD | $25.00 | $25.00 | 4/22/2010 9:28:58 PM |
| jyalender | $25.00 | $25.00 | 4/22/2010 8:03:27 PM |
| porwestco | $25.00 | $25.00 | 4/23/2010 6:23:59 AM |
| lender12345 | $25.00 | $25.00 | 4/23/2010 10:18:42 AM |
| jpblan11 | $25.00 | $25.00 | 4/24/2010 1:15:12 PM |
| BigB22 | $25.00 | $25.00 | 4/25/2010 1:48:36 PM |
| malcolmreynolds | $25.00 | $25.00 | 4/25/2010 3:46:06 PM |
| rich329 | $25.00 | $25.00 | 4/26/2010 9:41:56 AM |
| 160 bids
|
Borrower Payment Dependent Notes Series
454496
This series of Notes was issued and sold upon the funding of the borrower loan #42091, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-22-2010 |
|
|
Starting lender yield:
| 22.68% |
Starting borrower rate/APR:
| 23.68% / 26.23% |
Starting monthly payment:
| $58.60 |
|
Final lender yield:
| 22.50% |
Final borrower rate/APR:
| 23.50% / 26.05% |
Final monthly payment:
| $58.46 |
| |
|
Auction yield range:
| 8.04% - 22.68% |
Estimated loss impact:
| 8.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.97% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 30% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 11
/
9 | Length of status: | 9y 8m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 50 |
Occupation: | Teacher |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $8,163 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 97% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| e12des |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 620-639
(Oct-2008)
|
|
Principal balance:
| $587.86 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
need storm door; kitch blackspl; ga
Purpose of loan:
This loan will be used to? add a blacksplash to my kitchen.? I want to also add a garage door opener(automatic) and a storm door.
My financial situation:
I am a good candidate for this loan because? prosper was the only co. willing to take a chance on me.?My last?loan allowed me to see my mom.?I owe you a lot.? I am also doing my best to become a responsible borrower again so I will do my utmost to pay Proper and my other debts.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you explain the delinquency listed? Thank you and good luck with your listing. - Little_Tuna_College_Fund
A:
my husband had his hours reduce so I was responsible for paying nearly all of the houshold expenses. He is now back at work and things are returning to nornal.
(Apr-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| caseattle | $25.00 | $25.00 | 4/19/2010 11:33:50 AM |
| robot777 | $40.00 | $40.00 | 4/19/2010 11:40:44 AM |
| income-fortress | $25.00 | $25.00 | 4/19/2010 11:54:07 AM |
| loyalist1 | $100.00 | $100.00 | 4/19/2010 11:53:37 AM |
| market-pudding | $25.00 | $25.00 | 4/20/2010 4:33:53 AM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/20/2010 6:50:27 AM |
| Bank_Of_XL | $25.00 | $25.00 | 4/20/2010 7:00:36 AM |
| authoritative-capital | $25.00 | $25.00 | 4/20/2010 5:17:21 PM |
| heroic-hope5 | $25.00 | $25.00 | 4/20/2010 5:16:42 PM |
| buffalobills | $25.00 | $25.00 | 4/21/2010 7:40:19 AM |
| JustMee | $25.00 | $25.00 | 4/21/2010 9:05:32 AM |
| CoolPlexer | $25.00 | $25.00 | 4/21/2010 11:04:05 AM |
| reflective-rupee | $25.00 | $25.00 | 4/21/2010 2:45:03 PM |
| reflective-rupee | $25.00 | $25.00 | 4/21/2010 2:44:52 PM |
| 1-HARD-HEAD | $25.00 | $25.00 | 4/22/2010 1:16:52 AM |
| tsquared_030 | $100.00 | $100.00 | 4/21/2010 7:12:55 PM |
| tracyjo | $25.00 | $25.00 | 4/22/2010 2:38:31 PM |
| ScoopnDots | $25.00 | $25.00 | 4/19/2010 11:32:55 AM |
| frogperson | $50.00 | $50.00 | 4/19/2010 11:48:17 AM |
| tntmojave | $25.00 | $25.00 | 4/19/2010 11:47:31 AM |
| FinDoc | $25.00 | $25.00 | 4/19/2010 4:38:59 PM |
| 850 | $94.83 | $94.83 | 4/19/2010 11:17:05 PM |
| Unitas4302 | $200.00 | $200.00 | 4/20/2010 4:14:52 AM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/20/2010 6:51:03 AM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/20/2010 6:50:43 AM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/20/2010 6:50:12 AM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/20/2010 6:51:30 AM |
| selector568 | $45.29 | $45.29 | 4/20/2010 12:54:56 PM |
| Ven58 | $25.00 | $25.00 | 4/20/2010 6:02:43 PM |
| ONECENTATATIME | $27.00 | $27.00 | 4/21/2010 9:34:39 AM |
| historic-nickel | $25.00 | $25.00 | 4/21/2010 12:54:02 PM |
| superstar449 | $28.33 | $17.88 | 4/21/2010 1:31:26 PM |
| wwwUniversal | $25.00 | $25.00 | 4/21/2010 7:12:59 PM |
| ttnk62918 | $25.00 | $25.00 | 4/21/2010 7:18:40 PM |
| CommerciaLender | $25.00 | $25.00 | 4/22/2010 6:53:49 AM |
| PropertyInvest | $25.00 | $25.00 | 4/22/2010 3:23:39 PM |
| tnjohnso | $25.00 | $25.00 | 4/22/2010 4:40:29 PM |
| 37 bids
|
Borrower Payment Dependent Notes Series
454524
This series of Notes was issued and sold upon the funding of the borrower loan #41933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 32.88% |
Final borrower rate/APR:
| 33.88% / 36.32% |
Final monthly payment:
| $178.42 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 16.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.66% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 26% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 14
/
13 | Length of status: | 5y 0m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,405 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 57% | | |
|
Public records last 12m / 10y:
| 0/ 2 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| cdlund |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 88% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,001.00 | < mo. late:
| 4
( 12% )
| 560-579
(Nov-2007)
560-579
(Apr-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Reduce Interest on Existing Loans
Purpose of loan:
Had an existing loan from Prosper and have paid it off. I would like to pay a loan with Dell Financial and Best Buy.
My financial situation:
I am current on all accounts. This payment will take the place of two existing payments should offer a lower interest rate. I plan to continue to pick high interest cards and pay them off. When finished I plan on having only a credit card from my credit union with a rate of 9.99%, and student loans.
I welcome your questions.
Monthly net income: $ 2,950
Monthly expenses: $
??Housing: $ 312 (I have a partner and two roommates)
??Insurance: $ 80
??Car expenses: $ 440
??Utilities: $?80
??Phone, cable, internet: $ 120
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $?675
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you have trouble making payments on time? And...... see my page please. good luck - Tono
A:
Not really. My only issue with Prosper is that you can not set the payment date. I have a second account for the auto draft, but over the course of the three year period the auto draft did not coincide with the deposit date from my direct deposit. I finally addressed this by adding enough funds to the account to cover an extra month's payment.
(Apr-24-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 4/19/2010 11:54:14 AM |
| finance-prescription | $50.00 | $50.00 | 4/19/2010 12:05:01 PM |
| Finchy78 | $25.00 | $25.00 | 4/20/2010 4:11:14 PM |
| FinDoc | $25.00 | $25.00 | 4/20/2010 7:43:02 PM |
| euphoria8 | $25.00 | $25.00 | 4/22/2010 8:14:56 AM |
| currency-bumblebee | $25.00 | $25.00 | 4/22/2010 10:07:12 AM |
| authoritative-capital | $25.00 | $25.00 | 4/23/2010 4:31:23 PM |
| Marfloogan | $25.00 | $25.00 | 4/23/2010 4:53:31 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/23/2010 5:12:08 PM |
| mikey1973 | $56.61 | $56.61 | 4/23/2010 7:26:09 PM |
| rooster63 | $50.00 | $50.00 | 4/23/2010 10:10:12 PM |
| rooster63 | $50.00 | $50.00 | 4/23/2010 10:08:03 PM |
| onecooldrink | $25.00 | $25.00 | 4/25/2010 11:20:23 AM |
| Bob450 | $29.00 | $29.00 | 4/25/2010 9:24:21 PM |
| loanman2007 | $50.00 | $50.00 | 4/26/2010 5:52:40 AM |
| Kash2010lu | $25.00 | $25.00 | 4/25/2010 10:27:34 PM |
| UCLA4life | $25.00 | $25.00 | 4/25/2010 11:44:14 PM |
| bold-direct-asset | $25.00 | $25.00 | 4/26/2010 7:19:54 AM |
| martymaniaman | $26.85 | $26.85 | 4/26/2010 7:54:45 AM |
| wealth-pipeline | $25.00 | $25.00 | 4/26/2010 6:45:45 AM |
| well-mannered-income3 | $25.00 | $25.00 | 4/25/2010 8:20:36 PM |
| Rip128 | $200.00 | $200.00 | 4/26/2010 6:48:25 AM |
| EEasyMoney | $25.00 | $25.00 | 4/26/2010 8:13:48 AM |
| Champion_Lending | $25.00 | $25.00 | 4/26/2010 8:49:17 AM |
| SamuelChee | $50.00 | $50.00 | 4/26/2010 8:56:06 AM |
| 99Lender | $30.00 | $30.00 | 4/26/2010 9:06:32 AM |
| autumn_leaves | $50.00 | $50.00 | 4/26/2010 7:36:05 AM |
| chameleon125 | $50.00 | $50.00 | 4/26/2010 8:08:11 AM |
| aha6297 | $59.25 | $59.25 | 4/26/2010 8:31:53 AM |
| realtormoises | $25.00 | $25.00 | 4/26/2010 9:33:51 AM |
| ultimate-peace | $125.00 | $125.00 | 4/26/2010 10:51:56 AM |
| 113121 | $200.00 | $200.00 | 4/26/2010 10:32:11 AM |
| a_falk22 | $25.00 | $25.00 | 4/26/2010 11:01:14 AM |
| DMKAssetManagement | $28.62 | $28.62 | 4/26/2010 10:46:33 AM |
| lendstats_com | $100.00 | $100.00 | 4/26/2010 11:08:49 AM |
| investment-visionary | $31.00 | $31.00 | 4/26/2010 9:13:31 AM |
| flexible-income7 | $25.00 | $25.00 | 4/26/2010 11:07:11 AM |
| Skeptical-one | $25.00 | $25.00 | 4/26/2010 9:38:58 AM |
| capital-deployment | $25.00 | $25.00 | 4/26/2010 10:40:40 AM |
| credit-missile | $50.00 | $50.00 | 4/26/2010 10:52:18 AM |
| debt-legend | $25.00 | $25.00 | 4/26/2010 11:02:33 AM |
| wise-repayment-seeker | $25.00 | $25.00 | 4/26/2010 11:09:09 AM |
| auction-poblano | $27.09 | $27.09 | 4/26/2010 11:10:27 AM |
| jhouman | $25.00 | $25.00 | 4/19/2010 12:02:31 PM |
| myutmost | $54.60 | $54.60 | 4/22/2010 7:18:21 PM |
| money-encourager | $25.00 | $25.00 | 4/23/2010 4:22:13 PM |
| chato2345 | $35.00 | $35.00 | 4/23/2010 5:16:22 PM |
| jhouman | $25.00 | $25.00 | 4/23/2010 5:01:30 PM |
| lucrative-loan | $25.00 | $25.00 | 4/23/2010 6:47:52 PM |
| Maetryx | $55.69 | $55.69 | 4/24/2010 12:48:28 PM |
| visionary-deal3 | $83.13 | $83.13 | 4/24/2010 5:04:06 PM |
| Your_Bank | $25.00 | $25.00 | 4/24/2010 2:36:06 PM |
| jbloans | $35.00 | $35.00 | 4/25/2010 6:36:36 AM |
| EretzCapital | $29.90 | $29.90 | 4/25/2010 8:16:42 AM |
| DasMula | $25.00 | $25.00 | 4/25/2010 11:13:16 AM |
| sweety075 | $25.00 | $25.00 | 4/25/2010 10:26:07 AM |
| DasMula | $25.00 | $25.00 | 4/25/2010 11:12:43 AM |
| 113121 | $250.00 | $53.56 | 4/25/2010 4:57:48 PM |
| mohara25 | $61.42 | $61.42 | 4/25/2010 5:43:01 PM |
| Bob450 | $50.00 | $50.00 | 4/25/2010 6:26:59 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/25/2010 8:17:05 PM |
| DasMula | $25.00 | $25.00 | 4/25/2010 11:13:03 AM |
| slatz1nick | $38.27 | $38.27 | 4/25/2010 11:56:34 PM |
| Sudoku | $100.00 | $100.00 | 4/26/2010 5:58:39 AM |
| TheSweetLender | $25.00 | $25.00 | 4/26/2010 6:18:53 AM |
| LAKETIME | $25.00 | $25.00 | 4/26/2010 6:22:35 AM |
| shawnw2 | $50.00 | $50.00 | 4/26/2010 8:49:23 AM |
| umfan123 | $25.00 | $25.00 | 4/26/2010 7:12:15 AM |
| Leshan | $100.00 | $100.00 | 4/26/2010 7:19:44 AM |
| twjh | $25.00 | $25.00 | 4/26/2010 7:19:50 AM |
| The-CAPS-fan | $30.00 | $30.00 | 4/26/2010 9:07:29 AM |
| hektek22 | $25.00 | $25.00 | 4/26/2010 9:21:02 AM |
| buffalobills | $25.00 | $25.00 | 4/26/2010 6:22:19 AM |
| Bobusa | $25.00 | $25.00 | 4/26/2010 9:55:05 AM |
| lostviajero | $25.00 | $25.00 | 4/26/2010 7:19:56 AM |
| millioncan | $25.00 | $25.00 | 4/26/2010 10:15:47 AM |
| credit-missile | $75.00 | $75.00 | 4/26/2010 10:28:58 AM |
| 113121 | $300.00 | $300.00 | 4/26/2010 10:31:27 AM |
| Ogerta | $200.00 | $200.00 | 4/26/2010 10:56:43 AM |
| reflective-rupee | $100.00 | $100.00 | 4/26/2010 9:07:57 AM |
| mstar925 | $25.00 | $25.00 | 4/26/2010 10:51:54 AM |
| tdorren | $25.00 | $25.00 | 4/26/2010 11:02:39 AM |
| Nerdster1 | $25.01 | $25.01 | 4/26/2010 11:11:19 AM |
| Your_Bank | $35.00 | $35.00 | 4/26/2010 11:12:37 AM |
| Lender-Trader | $25.00 | $25.00 | 4/26/2010 10:34:39 AM |
| jhernand17 | $25.00 | $25.00 | 4/26/2010 10:42:12 AM |
| market-pudding | $25.00 | $25.00 | 4/26/2010 10:57:00 AM |
| 87 bids
|
Borrower Payment Dependent Notes Series
454566
This series of Notes was issued and sold upon the funding of the borrower loan #42121, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 28.00% |
Starting borrower rate/APR:
| 29.00% / 29.39% |
Starting monthly payment:
| $209.53 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $154.61 |
| |
|
Auction yield range:
| 3.04% - 28.00% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 2% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 8m |
|
Credit score:
| 840-859 (Apr-2010) |
Total credit lines:
| 20 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| sportsfreak16 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 840-859 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 840-859
(Jun-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Removing PMI
Purpose of loan:
This loan will be used to pay down our mortgage in order to remove our Private Mortgage Insurance (PMI).? To take advantage of favorable interest rates last year, we opted to refinance our mortgage to secure a lower monthly mortgage payment (reduced by $700) even though it meant taking on a monthly PMI of $280.
Now that we have paid down our mortgage to a level where we are $10k away from removing the PMI, we determined that taking this loan via Prosper will be in our favor.? We will use $5k of our money and $5k from Prosper to make the $10k payment to remove the PMI.? If we?get a rate lower than 7.75% on this loan (which is very likely to occur), the total interest we pay on this loan over three years will be less than $280, which is a month worth of PMI.? Without this loan, we are scheduled to pay the PMI for another seven months, in which time our mortgage will reach 78%?LTV (the level required to automatically remove the PMI).? This schedule would?cost us a total of $1,960 ($280 x 7 months).
My financial situation:
We are?a good candidate for this loan because we have a great credit history.? Chances are pretty high?we will pay off this loan in less than 18 months as we will be paying $280 toward our Prosper loan that would have gone to the PMI (higher than the estimated $150/month needed to pay this loan).? I have borrowed via Prosper before and made my payments ahead of schedule.? I am also a lender.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:18:29 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:26:54 AM |
| red-trade-cologne | $25.00 | $25.00 | 4/19/2010 11:31:38 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:08 AM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:34:57 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:09 AM |
| mrzz | $25.00 | $25.00 | 4/19/2010 11:35:16 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:36:09 AM |
| radforj22 | $25.00 | $25.00 | 4/19/2010 11:30:55 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:48 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:11 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:35 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:33 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:33 AM |
| Havana21 | $50.00 | $50.00 | 4/19/2010 11:50:15 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:32 AM |
| satisfying-durability | $25.00 | $25.00 | 4/19/2010 11:41:01 AM |
| contract-eagle | $50.00 | $50.00 | 4/19/2010 11:49:12 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:44:08 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:51:06 AM |
| emt747 | $25.00 | $25.00 | 4/19/2010 11:59:21 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:46 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:40 AM |
| moves | $25.00 | $25.00 | 4/19/2010 12:04:31 PM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:16 AM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:33 PM |
| AF-Chief | $28.00 | $28.00 | 4/19/2010 1:04:37 PM |
| value-pouch | $50.00 | $50.00 | 4/19/2010 2:52:58 PM |
| beachfunder | $25.00 | $25.00 | 4/20/2010 1:13:31 AM |
| stable-nickel | $200.00 | $200.00 | 4/20/2010 7:50:50 AM |
| don8ter | $60.00 | $60.00 | 4/20/2010 6:28:13 AM |
| Okeey | $42.66 | $42.66 | 4/20/2010 4:06:52 PM |
| elevated-finance | $25.78 | $25.78 | 4/20/2010 5:06:45 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/20/2010 7:02:49 PM |
| naina_my_daughter | $25.00 | $25.00 | 4/20/2010 8:59:22 PM |
| japerk | $25.00 | $25.00 | 4/21/2010 8:13:58 AM |
| wild_carrot | $25.00 | $25.00 | 4/21/2010 9:33:09 AM |
| Supernick | $50.00 | $50.00 | 4/21/2010 10:22:39 AM |
| divedude | $25.00 | $25.00 | 4/21/2010 9:33:48 AM |
| figs4u2 | $80.00 | $80.00 | 4/21/2010 11:13:08 AM |
| djs81 | $25.00 | $25.00 | 4/21/2010 11:16:07 AM |
| jdashv | $25.00 | $25.00 | 4/21/2010 11:39:02 AM |
| Artist_Blue | $25.00 | $25.00 | 4/21/2010 8:07:58 PM |
| organic-income5 | $50.00 | $50.00 | 4/21/2010 9:02:57 PM |
| Casman8815 | $25.00 | $25.00 | 4/22/2010 7:47:59 AM |
| MoneySiles | $25.00 | $25.00 | 4/22/2010 6:02:54 AM |
| investment-network | $25.00 | $25.00 | 4/22/2010 7:07:51 AM |
| hookUup | $25.00 | $25.00 | 4/22/2010 9:34:02 AM |
| five-star-asset2 | $25.00 | $25.00 | 4/22/2010 9:35:18 AM |
| Railbird | $25.00 | $25.00 | 4/22/2010 9:37:06 AM |
| mikeandcat | $61.62 | $61.62 | 4/22/2010 11:54:52 AM |
| GeorgiaGator | $50.00 | $50.00 | 4/22/2010 1:08:12 PM |
| KeepOnRunning | $50.00 | $50.00 | 4/22/2010 1:40:10 PM |
| thegreatone | $89.30 | $89.30 | 4/22/2010 1:50:09 PM |
| morpholog | $25.00 | $25.00 | 4/22/2010 1:49:54 PM |
| GenerousGentleMan | $75.00 | $75.00 | 4/22/2010 1:45:59 PM |
| jjb3 | $25.00 | $25.00 | 4/22/2010 2:26:31 PM |
| OLYVRC | $25.00 | $25.00 | 4/22/2010 4:55:37 PM |
| ddibernardo | $50.00 | $50.00 | 4/22/2010 4:54:25 PM |
| ChicoBob | $32.16 | $32.16 | 4/22/2010 6:25:26 PM |
| credit-investor5 | $27.37 | $27.37 | 4/22/2010 6:02:21 PM |
| pinnacle10 | $25.00 | $25.00 | 4/22/2010 8:07:58 PM |
| finagler | $50.00 | $50.00 | 4/22/2010 7:14:03 PM |
| MissionMicroFinance | $25.00 | $25.00 | 4/22/2010 7:20:48 PM |
| Phantom99 | $25.00 | $25.00 | 4/22/2010 8:48:14 PM |
| important-ore | $100.00 | $82.85 | 4/22/2010 8:57:43 PM |
| qkinger | $50.00 | $50.00 | 4/23/2010 9:53:43 AM |
| FundMaker | $25.00 | $25.00 | 4/23/2010 2:11:34 PM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:26 AM |
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:25 AM |
| swiftsoul | $25.00 | $25.00 | 4/19/2010 11:29:08 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:23 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:45 AM |
| lagnisiruk | $25.00 | $25.00 | 4/19/2010 11:34:09 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:12 AM |
| LoanAngel | $25.00 | $25.00 | 4/19/2010 11:51:53 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:48:07 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:53:10 AM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:29 AM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:55:57 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:28 AM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:23 AM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 12:00:55 PM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:47 AM |
| decisive-capital | $100.00 | $100.00 | 4/19/2010 12:00:37 PM |
| Kerrysbay | $50.00 | $50.00 | 4/19/2010 12:01:32 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:23 PM |
| turbospeed | $25.00 | $25.00 | 4/19/2010 12:01:17 PM |
| octoberfresh | $25.00 | $25.00 | 4/19/2010 1:01:59 PM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 12:03:57 PM |
| practice44 | $25.00 | $25.00 | 4/19/2010 2:28:23 PM |
| blot44 | $25.00 | $25.00 | 4/19/2010 5:33:25 PM |
| Gibbyland | $100.00 | $100.00 | 4/19/2010 7:52:48 PM |
| credit-coach118 | $40.00 | $40.00 | 4/20/2010 8:28:52 AM |
| money-surge1 | $25.00 | $25.00 | 4/20/2010 9:34:46 AM |
| blackberry9 | $25.00 | $25.00 | 4/20/2010 10:13:38 AM |
| interstellar | $50.00 | $50.00 | 4/20/2010 11:18:14 AM |
| revenue-ruler6 | $25.00 | $25.00 | 4/20/2010 1:53:18 PM |
| yield-seeker | $25.00 | $25.00 | 4/20/2010 8:04:45 PM |
| GrommetPosse | $25.00 | $25.00 | 4/20/2010 10:58:23 PM |
| bchen78875 | $25.00 | $25.00 | 4/20/2010 11:44:02 PM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 10:11:01 AM |
| Timchenko_LLC | $25.00 | $25.00 | 4/21/2010 10:11:40 AM |
| ujiba | $25.00 | $25.00 | 4/21/2010 9:34:58 AM |
| buckyhead2000 | $25.00 | $25.00 | 4/21/2010 11:27:30 AM |
| 10ECgirl | $25.00 | $25.00 | 4/21/2010 10:32:25 AM |
| julijask | $30.18 | $30.18 | 4/21/2010 12:39:15 PM |
| DonaldColorado | $25.00 | $25.00 | 4/21/2010 11:15:44 AM |
| unclejaef | $25.00 | $25.00 | 4/21/2010 12:55:55 PM |
| afotherg | $25.00 | $25.00 | 4/21/2010 2:43:38 PM |
| contract-giant | $25.00 | $25.00 | 4/22/2010 9:34:47 AM |
| thorough-exchange4 | $40.00 | $40.00 | 4/22/2010 12:02:11 PM |
| Sam65 | $25.00 | $25.00 | 4/22/2010 10:51:23 AM |
| kanpur63 | $25.00 | $25.00 | 4/22/2010 11:52:24 AM |
| KiwiElf | $30.00 | $30.00 | 4/22/2010 12:20:40 PM |
| mykkai | $25.00 | $25.00 | 4/22/2010 12:43:00 PM |
| cingular | $25.00 | $25.00 | 4/22/2010 2:15:35 PM |
| mathprof | $25.00 | $25.00 | 4/22/2010 2:33:17 PM |
| TK4 | $25.00 | $25.00 | 4/22/2010 3:56:19 PM |
| GElender | $50.00 | $50.00 | 4/22/2010 4:36:12 PM |
| museic1 | $25.00 | $25.00 | 4/22/2010 4:36:41 PM |
| capital-web193 | $25.00 | $25.00 | 4/22/2010 4:55:28 PM |
| RandyL3 | $99.00 | $99.00 | 4/22/2010 4:55:52 PM |
| Jassi | $25.00 | $25.00 | 4/22/2010 4:53:02 PM |
| fortytwo | $100.00 | $100.00 | 4/22/2010 5:53:16 PM |
| jeffpac | $55.00 | $55.00 | 4/22/2010 7:18:58 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 4/22/2010 7:34:36 PM |
| Interloper | $35.00 | $35.00 | 4/22/2010 6:33:10 PM |
| xyzlmno | $25.00 | $25.00 | 4/22/2010 7:59:39 PM |
| head | $25.00 | $25.00 | 4/22/2010 7:09:30 PM |
| acropiloterau2002 | $25.00 | $25.00 | 4/22/2010 8:48:15 PM |
| SOBRO-FINANCE | $25.00 | $25.00 | 4/22/2010 10:08:06 PM |
| Simple3 | $26.08 | $26.08 | 4/23/2010 11:46:42 AM |
| loanshark62 | $30.00 | $30.00 | 4/23/2010 5:24:48 PM |
| 134 bids
|
Borrower Payment Dependent Notes Series
454574
This series of Notes was issued and sold upon the funding of the borrower loan #42070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 7.48% |
Starting borrower rate/APR:
| 8.48% / 8.82% |
Starting monthly payment:
| $220.91 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $220.32 |
| |
|
Auction yield range:
| 3.04% - 7.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
11 | Length of status: | 7y 3m |
|
Credit score:
| 800-819 (Apr-2010) |
Total credit lines:
| 22 |
Occupation: | Civil Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $20,186 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 29% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| roscopsoultrain |
Borrower's state:
| NorthCarolina |
Borrower's group:
| BuildingTree |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying an engagement ring!
Purpose of loan:
This loan will be used to purchase an engagement ring for my girlfriend of 3 years.? I don't like to borrow money, but in this case, I will make an exception.??Just?don't want to put it on the credit card. Thought I could get a better rate on here. We'll see! ?
My financial situation:
I am a good candidate for this loan because I have good credit, pay my bills on time and have proven to be very wise with my money.? I own a my own property, vehicle and have a stable job.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transparency-giant | $29.56 | $29.56 | 4/16/2010 4:14:45 PM |
| authoritative-capital | $25.00 | $25.00 | 4/16/2010 4:15:28 PM |
| red-trade-cologne | $25.00 | $25.00 | 4/16/2010 4:15:39 PM |
| meux99 | $25.00 | $25.00 | 4/16/2010 4:17:39 PM |
| radforj22 | $25.00 | $25.00 | 4/16/2010 4:14:58 PM |
| mrzz | $25.00 | $25.00 | 4/16/2010 4:21:18 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/16/2010 4:16:18 PM |
| evnagelist | $25.00 | $25.00 | 4/16/2010 4:15:34 PM |
| truth-image | $50.00 | $50.00 | 4/16/2010 4:19:24 PM |
| fortytwo | $100.00 | $100.00 | 4/16/2010 4:20:36 PM |
| kenji4861 | $50.00 | $50.00 | 4/16/2010 4:17:29 PM |
| peerlender | $30.00 | $30.00 | 4/16/2010 4:21:19 PM |
| Barak | $40.00 | $40.00 | 4/16/2010 4:29:09 PM |
| mtp | $50.00 | $50.00 | 4/16/2010 4:21:33 PM |
| magical-greenback | $25.00 | $25.00 | 4/16/2010 4:31:07 PM |
| bright-balance | $25.00 | $25.00 | 4/16/2010 4:32:03 PM |
| Merganser | $25.00 | $25.00 | 4/16/2010 4:38:32 PM |
| supreme-hope | $25.00 | $25.00 | 4/16/2010 4:39:03 PM |
| RMB-Investments | $25.00 | $25.00 | 4/16/2010 4:40:06 PM |
| investment-network | $25.00 | $25.00 | 4/16/2010 4:40:13 PM |
| fantastic-openness | $50.00 | $50.00 | 4/16/2010 4:31:26 PM |
| schpere | $25.00 | $25.00 | 4/16/2010 4:35:21 PM |
| ArashMass | $30.00 | $30.00 | 4/16/2010 4:54:44 PM |
| bjmazur | $25.00 | $25.00 | 4/16/2010 4:38:26 PM |
| cptproton | $25.00 | $25.00 | 4/16/2010 5:03:33 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 4/16/2010 4:38:31 PM |
| inspired-contract9 | $50.00 | $50.00 | 4/16/2010 4:39:01 PM |
| alpinaut | $25.00 | $25.00 | 4/16/2010 4:39:07 PM |
| Exito | $28.06 | $28.06 | 4/16/2010 5:05:35 PM |
| Walkingcowboy | $25.00 | $25.00 | 4/16/2010 4:39:17 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/16/2010 4:39:51 PM |
| LoanAngel | $25.00 | $25.00 | 4/16/2010 4:36:49 PM |
| Daneistes | $100.00 | $100.00 | 4/16/2010 4:37:05 PM |
| cash-merry-maker | $25.00 | $25.00 | 4/16/2010 4:38:33 PM |
| lendermender | $25.00 | $25.00 | 4/16/2010 6:28:57 PM |
| maldok1 | $25.00 | $25.00 | 4/16/2010 4:39:05 PM |
| SNH | $50.00 | $50.00 | 4/16/2010 6:32:54 PM |
| Mario2007 | $25.00 | $25.00 | 4/16/2010 4:53:52 PM |
| generous-deal6 | $25.00 | $25.00 | 4/16/2010 4:54:06 PM |
| euro-starter | $25.00 | $25.00 | 4/16/2010 4:40:05 PM |
| life-is-great | $25.00 | $25.00 | 4/16/2010 4:40:11 PM |
| liederhaus | $50.00 | $50.00 | 4/16/2010 4:49:57 PM |
| HUNTER599673 | $25.00 | $25.00 | 4/16/2010 5:05:19 PM |
| engaging-yield4 | $25.00 | $25.00 | 4/16/2010 8:07:52 PM |
| winlender | $25.00 | $25.00 | 4/16/2010 8:17:47 PM |
| cheftek | $50.00 | $50.00 | 4/16/2010 4:53:43 PM |
| 1phantom | $50.00 | $50.00 | 4/16/2010 4:54:00 PM |
| community-saver158 | $50.00 | $50.00 | 4/16/2010 4:54:02 PM |
| intuitive-bill | $25.00 | $25.00 | 4/16/2010 5:49:45 PM |
| lamarsam | $25.00 | $25.00 | 4/16/2010 7:53:04 PM |
| emt747 | $25.00 | $25.00 | 4/17/2010 8:00:07 AM |
| Lise46 | $25.00 | $25.00 | 4/17/2010 8:19:22 AM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/17/2010 8:19:57 AM |
| good_lender | $50.00 | $50.00 | 4/17/2010 8:20:31 AM |
| rescue | $33.83 | $33.83 | 4/17/2010 8:20:43 AM |
| capital-marsupial3 | $25.00 | $25.00 | 4/17/2010 8:21:05 AM |
| smart-leverage7 | $25.00 | $25.00 | 4/17/2010 8:52:51 AM |
| kulender | $25.00 | $25.00 | 4/17/2010 9:03:44 AM |
| turbospeed | $25.00 | $25.00 | 4/17/2010 9:18:44 AM |
| return-marsupial3 | $25.00 | $25.00 | 4/16/2010 9:52:51 PM |
| Koma67 | $25.00 | $25.00 | 4/17/2010 8:19:01 AM |
| money-explorer3 | $25.00 | $25.00 | 4/17/2010 8:20:03 AM |
| value-pouch | $50.00 | $50.00 | 4/17/2010 8:20:20 AM |
| bglender | $25.00 | $25.00 | 4/17/2010 8:20:24 AM |
| syounker | $25.00 | $25.00 | 4/17/2010 8:20:28 AM |
| shrewd-deal | $25.00 | $25.00 | 4/17/2010 8:20:44 AM |
| NeighborlyImprovements | $25.00 | $25.00 | 4/17/2010 8:52:47 AM |
| integrity-broker | $25.00 | $25.00 | 4/17/2010 7:12:51 AM |
| favorable-order8 | $25.00 | $25.00 | 4/17/2010 8:18:29 AM |
| madison64 | $25.00 | $25.00 | 4/17/2010 8:19:21 AM |
| ArtemisFitzlebottom | $50.00 | $50.00 | 4/17/2010 8:20:22 AM |
| shrewd-peace7 | $25.00 | $25.00 | 4/17/2010 8:20:25 AM |
| AF-Chief | $28.00 | $28.00 | 4/17/2010 8:20:38 AM |
| TeamRamRod | $25.00 | $25.00 | 4/17/2010 8:20:39 AM |
| money-floret | $100.00 | $100.00 | 4/17/2010 8:20:46 AM |
| Holtavious | $25.00 | $25.00 | 4/17/2010 8:21:09 AM |
| economy-association | $25.00 | $25.00 | 4/17/2010 8:27:53 AM |
| josephpenrod | $25.00 | $25.00 | 4/17/2010 9:13:44 AM |
| wwwUniversal | $25.00 | $25.00 | 4/18/2010 9:23:45 AM |
| octoberfresh | $25.00 | $25.00 | 4/18/2010 12:12:23 PM |
| selector568 | $63.15 | $63.15 | 4/18/2010 7:49:03 AM |
| wam37 | $50.00 | $50.00 | 4/18/2010 9:56:33 AM |
| blot44 | $25.00 | $25.00 | 4/19/2010 5:34:57 PM |
| qkinger | $50.00 | $50.00 | 4/19/2010 9:47:42 PM |
| Bread2Lend | $25.00 | $25.00 | 4/20/2010 9:35:12 AM |
| cash-sensai2 | $25.00 | $25.00 | 4/20/2010 5:33:13 PM |
| newest-courageous-openness | $25.00 | $25.00 | 4/21/2010 5:02:04 PM |
| eagletmr | $25.00 | $25.00 | 4/22/2010 11:37:35 AM |
| quest194 | $33.00 | $33.00 | 4/22/2010 10:52:34 AM |
| FundMaker | $25.00 | $25.00 | 4/22/2010 5:19:52 PM |
| the_prince | $100.00 | $100.00 | 4/22/2010 5:23:49 PM |
| porwestco | $25.00 | $25.00 | 4/23/2010 6:27:22 AM |
| JerryB96 | $25.00 | $25.00 | 4/23/2010 12:21:00 PM |
| TheMan | $25.00 | $25.00 | 4/16/2010 4:18:40 PM |
| antlr | $25.00 | $25.00 | 4/16/2010 4:19:31 PM |
| iolaire | $25.00 | $25.00 | 4/16/2010 4:14:10 PM |
| bowdish1 | $100.00 | $100.00 | 4/16/2010 4:21:38 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/16/2010 4:17:13 PM |
| worthy-wealth3 | $25.00 | $25.00 | 4/16/2010 4:18:52 PM |
| lagnisiruk | $25.00 | $25.00 | 4/16/2010 4:19:58 PM |
| meenan | $25.00 | $25.00 | 4/16/2010 4:29:00 PM |
| Ivan2007 | $25.00 | $25.00 | 4/16/2010 4:21:03 PM |
| HHP | $25.00 | $25.00 | 4/16/2010 4:31:48 PM |
| Supernick | $50.00 | $50.00 | 4/16/2010 4:32:26 PM |
| satisfying-durability | $25.00 | $25.00 | 4/16/2010 4:27:20 PM |
| Havana21 | $50.00 | $50.00 | 4/16/2010 4:34:14 PM |
| careful-note | $50.00 | $50.00 | 4/16/2010 4:29:17 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/16/2010 4:29:43 PM |
| nickel-ferret | $25.00 | $25.00 | 4/16/2010 4:26:52 PM |
| delicious-social132 | $40.00 | $40.00 | 4/16/2010 4:27:23 PM |
| codavee | $50.00 | $50.00 | 4/16/2010 4:31:32 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/16/2010 4:37:43 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/16/2010 4:32:31 PM |
| DonaldColorado | $25.00 | $25.00 | 4/16/2010 4:32:45 PM |
| Thunderswan | $50.00 | $50.00 | 4/16/2010 4:39:04 PM |
| skuba | $25.00 | $25.00 | 4/16/2010 4:30:25 PM |
| Dreamconnection | $25.00 | $25.00 | 4/16/2010 4:40:02 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/16/2010 4:35:08 PM |
| TakeCare | $50.00 | $50.00 | 4/16/2010 4:32:37 PM |
| contract-eagle | $25.00 | $25.00 | 4/16/2010 4:32:50 PM |
| blissful-note7 | $25.00 | $25.00 | 4/16/2010 4:53:08 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/16/2010 4:53:17 PM |
| ahansen | $25.00 | $25.00 | 4/16/2010 4:53:36 PM |
| GACFUNDING | $25.00 | $25.00 | 4/16/2010 4:54:39 PM |
| proton346 | $25.00 | $25.00 | 4/16/2010 4:38:32 PM |
| mlopez2007 | $25.00 | $25.00 | 4/16/2010 4:39:14 PM |
| zyztemboy | $25.00 | $25.00 | 4/16/2010 4:39:24 PM |
| mizon291 | $50.00 | $50.00 | 4/16/2010 4:40:07 PM |
| SunsetCoastCapital | $25.00 | $25.00 | 4/16/2010 4:50:01 PM |
| seeb | $25.00 | $25.00 | 4/16/2010 4:37:35 PM |
| Medic05 | $25.00 | $25.00 | 4/16/2010 6:03:38 PM |
| pbeach05 | $25.00 | $25.00 | 4/16/2010 4:51:08 PM |
| JohnBanks | $25.00 | $25.00 | 4/16/2010 4:38:27 PM |
| Tai | $25.00 | $25.00 | 4/16/2010 4:38:38 PM |
| fair-funds | $25.00 | $25.00 | 4/16/2010 4:51:47 PM |
| RandyL3 | $99.00 | $99.00 | 4/16/2010 6:30:03 PM |
| auction-turbine4 | $50.00 | $50.00 | 4/16/2010 4:38:55 PM |
| credit-force5 | $25.00 | $25.00 | 4/16/2010 4:39:02 PM |
| ideal-penny8 | $25.00 | $25.00 | 4/16/2010 4:39:09 PM |
| Ragnar | $25.00 | $25.00 | 4/16/2010 6:32:56 PM |
| stable-nickel | $68.69 | $68.69 | 4/16/2010 4:39:53 PM |
| successful-euro | $50.00 | $50.00 | 4/16/2010 4:53:58 PM |
| Coarch | $25.00 | $25.00 | 4/16/2010 4:39:59 PM |
| kchen486 | $25.00 | $25.00 | 4/16/2010 4:40:01 PM |
| cjames84 | $25.00 | $25.00 | 4/16/2010 4:40:08 PM |
| point-shooter | $25.00 | $25.00 | 4/16/2010 5:05:07 PM |
| mar97 | $25.00 | $25.00 | 4/16/2010 5:05:34 PM |
| restless-currency | $25.00 | $25.00 | 4/16/2010 4:53:59 PM |
| fishtale | $25.00 | $25.00 | 4/16/2010 4:54:01 PM |
| versatile-platinum4 | $25.00 | $25.00 | 4/16/2010 4:54:10 PM |
| reflective-deal8 | $28.16 | $28.16 | 4/16/2010 5:05:36 PM |
| DukSerduk | $25.00 | $25.00 | 4/16/2010 6:33:21 PM |
| surfhoss644 | $25.00 | $25.00 | 4/16/2010 7:17:56 PM |
| ciccio70 | $25.00 | $25.00 | 4/16/2010 8:53:39 PM |
| lenderme | $25.00 | $25.00 | 4/17/2010 6:54:26 AM |
| royboy0292 | $25.00 | $25.00 | 4/17/2010 7:58:58 AM |
| BrightStirling | $50.00 | $50.00 | 4/17/2010 8:19:20 AM |
| htguan | $25.00 | $25.00 | 4/17/2010 8:19:25 AM |
| saritha | $25.00 | $25.00 | 4/17/2010 8:20:15 AM |
| The_Secret | $25.00 | $25.00 | 4/17/2010 8:20:25 AM |
| steady-funds6 | $25.00 | $25.00 | 4/17/2010 8:20:48 AM |
| klinebarger | $25.00 | $25.00 | 4/17/2010 8:20:56 AM |
| TheBestDad | $25.00 | $25.00 | 4/16/2010 8:53:41 PM |
| autonomous-basis | $25.00 | $25.00 | 4/17/2010 1:05:19 AM |
| HunterSix | $25.00 | $25.00 | 4/17/2010 8:21:06 AM |
| fcukciti | $50.00 | $50.00 | 4/17/2010 8:21:10 AM |
| youthful-greenback3 | $25.00 | $25.00 | 4/17/2010 8:21:24 AM |
| blot44 | $25.00 | $25.00 | 4/16/2010 9:05:47 PM |
| important-ore | $100.00 | $100.00 | 4/16/2010 9:33:53 PM |
| auction-elvis | $25.00 | $25.00 | 4/17/2010 9:43:20 AM |
| luper | $30.00 | $30.00 | 4/16/2010 9:56:57 PM |
| indianoven | $100.00 | $100.00 | 4/17/2010 9:49:49 AM |
| lifegrowth | $25.00 | $25.00 | 4/16/2010 11:12:54 PM |
| UofCMaroon | $25.00 | $25.00 | 4/17/2010 8:19:21 AM |
| Attract | $25.00 | $25.00 | 4/17/2010 8:20:17 AM |
| rolandweary | $30.00 | $30.00 | 4/17/2010 8:20:21 AM |
| bonus-cougar | $25.00 | $25.00 | 4/17/2010 8:20:26 AM |
| Rdodson11 | $25.00 | $25.00 | 4/17/2010 8:20:31 AM |
| BayShell | $27.53 | $27.53 | 4/17/2010 8:20:49 AM |
| Dap2005 | $94.51 | $94.51 | 4/17/2010 8:21:09 AM |
| brad1825 | $25.00 | $25.00 | 4/17/2010 8:50:29 AM |
| social-turtle4 | $25.00 | $25.00 | 4/17/2010 8:52:52 AM |
| wormdc | $25.00 | $25.00 | 4/17/2010 9:13:34 AM |
| reinforced-revenue069 | $25.00 | $14.60 | 4/17/2010 10:22:48 AM |
| naina_my_daughter | $25.00 | $25.00 | 4/17/2010 8:19:19 AM |
| platinum-platoon | $25.00 | $25.00 | 4/17/2010 8:19:24 AM |
| unique-order8 | $25.00 | $25.00 | 4/17/2010 8:20:18 AM |
| AmericanCredit | $25.00 | $25.00 | 4/17/2010 8:20:29 AM |
| CharlieMS | $50.00 | $50.00 | 4/17/2010 12:31:13 PM |
| moneynmotion | $25.00 | $25.00 | 4/17/2010 8:37:50 AM |
| cebgop | $25.00 | $25.00 | 4/17/2010 10:11:05 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 4/18/2010 9:23:58 AM |
| JohnSmith10 | $25.00 | $25.00 | 4/20/2010 9:01:32 PM |
| OTRjohn | $100.00 | $100.00 | 4/21/2010 3:01:02 PM |
| schoolfund | $25.00 | $25.00 | 4/21/2010 5:18:54 PM |
| ToloUSN | $50.00 | $50.00 | 4/21/2010 8:05:16 PM |
| iruz | $46.91 | $46.91 | 4/22/2010 6:07:48 AM |
| Bank_of_E-Ville | $30.00 | $30.00 | 4/22/2010 12:34:21 PM |
| BigSurf | $45.00 | $45.00 | 4/22/2010 4:29:59 PM |
| YummiBear | $25.00 | $25.00 | 4/22/2010 7:57:17 PM |
| jyalender | $25.00 | $25.00 | 4/22/2010 8:05:07 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/22/2010 7:20:31 PM |
| 12Knocksinna | $25.00 | $25.00 | 4/23/2010 1:32:14 AM |
| socal-lender | $25.00 | $25.00 | 4/23/2010 10:15:34 AM |
| natural-affluence4 | $50.00 | $50.00 | 4/23/2010 9:02:10 AM |
| persistent-income2 | $50.00 | $50.00 | 4/23/2010 10:08:27 AM |
| Kerrysbay | $50.00 | $50.00 | 4/23/2010 10:30:40 AM |
| zx12rider | $25.00 | $25.00 | 4/23/2010 3:28:16 PM |
| 208 bids
|
Borrower Payment Dependent Notes Series
454706
This series of Notes was issued and sold upon the funding of the borrower loan #41915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-22-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $95.93 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $95.68 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2002 |
Debt/Income ratio:
| 5% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 7m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 9 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,976 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 12% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| ready-p2p4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off all of my outstanding debt and allow me to start saving for my future
My financial situation:
I am a good candidate for this loan because I have a steady income and?I?work at a company that is rapidly expanding to suit the needs of the wine industry.? We operate in the heart of the California?wine country and if this recession is any evidence, even in bad times people are buying and drinking wine.? I have very few financial obligtations that require me to make monthly payments. For example, I own my own car, and the only thingsI pay for on a month to?month basis is rent and utilities.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| HHP | $25.00 | $25.00 | 4/19/2010 11:19:33 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:19:29 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:36:05 AM |
| AF-Chief | $28.00 | $28.00 | 4/19/2010 11:26:00 AM |
| hrubinst | $25.00 | $25.00 | 4/19/2010 11:41:47 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:05 AM |
| integrity-doctor | $100.00 | $100.00 | 4/19/2010 11:32:35 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:08 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:31 AM |
| mmckune | $25.00 | $25.00 | 4/19/2010 11:44:32 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:23 AM |
| Dap2005 | $25.00 | $25.00 | 4/19/2010 11:45:47 AM |
| unassassinable | $25.00 | $25.00 | 4/19/2010 11:46:02 AM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:21 AM |
| cptproton | $25.00 | $25.00 | 4/19/2010 11:54:51 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:51:03 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:48:04 AM |
| DonaldColorado | $25.00 | $25.00 | 4/19/2010 11:49:04 AM |
| balance2 | $50.00 | $50.00 | 4/19/2010 12:01:48 PM |
| thedreamer | $25.00 | $25.00 | 4/19/2010 12:02:42 PM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:31 PM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:56:00 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:38 AM |
| magical-greenback | $25.00 | $25.00 | 4/19/2010 12:25:25 PM |
| thezfunk | $25.00 | $25.00 | 4/19/2010 12:01:17 PM |
| Kerrysbay | $50.00 | $50.00 | 4/19/2010 12:01:30 PM |
| practice44 | $25.00 | $25.00 | 4/19/2010 2:28:21 PM |
| value-pouch | $50.00 | $50.00 | 4/19/2010 2:52:55 PM |
| Supernick | $50.00 | $50.00 | 4/19/2010 4:40:46 PM |
| TheCount | $25.00 | $25.00 | 4/19/2010 6:12:55 PM |
| poolboy17 | $25.00 | $25.00 | 4/19/2010 6:31:48 PM |
| qkinger | $50.00 | $50.00 | 4/19/2010 9:57:12 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/20/2010 9:24:07 AM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 9:45:50 AM |
| uncleubb | $25.00 | $25.00 | 4/20/2010 2:09:18 PM |
| ujiba | $25.00 | $25.00 | 4/21/2010 9:34:56 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:06 AM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:24 AM |
| radforj22 | $25.00 | $25.00 | 4/19/2010 11:30:53 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:21 AM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:34:54 AM |
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:23 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:26:53 AM |
| mrzz | $25.00 | $25.00 | 4/19/2010 11:35:18 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:40 AM |
| Avala | $50.00 | $50.00 | 4/19/2010 11:42:44 AM |
| red-trade-cologne | $25.00 | $25.00 | 4/19/2010 11:31:36 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:44:06 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:43 AM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:46 AM |
| contract-eagle | $50.00 | $50.00 | 4/19/2010 11:49:10 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/19/2010 11:49:23 AM |
| Havana21 | $50.00 | $50.00 | 4/19/2010 11:50:14 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:29 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:09 AM |
| LoanAngel | $25.00 | $25.00 | 4/19/2010 11:51:59 AM |
| torion | $25.00 | $25.00 | 4/19/2010 11:42:16 AM |
| dinero-speaker | $25.00 | $25.00 | 4/19/2010 11:43:13 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:31 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:45 AM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:15 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:53:08 AM |
| decisive-capital | $100.00 | $100.00 | 4/19/2010 12:00:40 PM |
| orderly-leverage | $40.00 | $40.00 | 4/19/2010 11:49:58 AM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 12:03:55 PM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 12:00:57 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:14 PM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:26 AM |
| important-ore | $50.00 | $50.00 | 4/19/2010 11:58:36 AM |
| emt747 | $25.00 | $25.00 | 4/19/2010 11:59:20 AM |
| Ripsaw4U | $25.00 | $25.00 | 4/19/2010 1:06:07 PM |
| moves | $25.00 | $25.00 | 4/19/2010 12:04:30 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/19/2010 2:10:25 PM |
| CAGE-Investments | $75.00 | $75.00 | 4/19/2010 2:03:26 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/19/2010 4:41:49 PM |
| Gibbyland | $75.00 | $75.00 | 4/19/2010 7:53:00 PM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 8:57:54 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/19/2010 9:18:47 PM |
| wwwUniversal | $25.00 | $22.00 | 4/19/2010 9:20:26 PM |
| 79 bids
|
Borrower Payment Dependent Notes Series
454716
This series of Notes was issued and sold upon the funding of the borrower loan #42030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,777.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-25-2010 |
|
|
Starting lender yield:
| 27.90% |
Starting borrower rate/APR:
| 28.90% / 31.26% |
Starting monthly payment:
| $158.07 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 28.32% |
Final monthly payment:
| $152.18 |
| |
|
Auction yield range:
| 11.04% - 27.90% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 37% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 11
/
9 | Length of status: | 2y 9m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 53 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,617 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 60% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| ocxpunk |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < mo. late:
| 0
( 0% )
|
(Sep-2009)
660-679
(Jul-2009)
640-659
(Jun-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Pay you instead of cc companies
Purpose of loan:
This loan will be used to payoff a?two?credit cards that I have?not been using and?pay down the balance, but since I?have been?paying them off, the terms have changed recently.? One has a rate of 10.99 and the other has a rate of 22.99.? I owe a little more than this, but this would help me payoff the rest much easier with a steady payment.??My goal is to?pay?off?everything, completely in 3 years, and this is a clean way to get it done and not give the cc companies all the profits since they can choose to raise the rates up to close to 29% at any time they choose.?
I completed a small?prosper loan at 10.99% or something close to that, and this is my second loan attempt to complete the payoff on crecit cards that was started.
I am a good candidate for this loan because I have had no lates on my credit since early 2007?plus my employment is with a company that is growing.
Monthly net income: $ 3303
Monthly expenses: $
??Housing: $?850
??Insurance: $ 145
??Car expenses: $ 180
??Utilities: $?105
??Phone, cable, internet: $?30
??Food &?household items: $?390
? Clothing, childcare:? 460
??Other expenses: $ 75
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi. I bid on your last listing and it was withdrawn. Looking at your history, you have 8 listings and 5 have been withdrawn before the bidding ended. Why do you withdrawn the listings? Thanks - CA_Lender
A:
Good question. The first two were due I withdrew a long time ago, because my credit report still showed incorrect/old higher balances that made my credit look bad. The next 2 were due to prosper not showing that i was indeed a home owner. I thought that showing up as a home owner added some validity to my credit. The last 2 were due the amounts (which were higher) that looked like they would not fully fund. So I relisted the loan 2x at a lower amount.
(Apr-20-2010)
Q:
Why does it say that you have 53 open credit lines? - jpaulnyc
A:
It shows "Total credit lines: 53" which includes old closed accounts in addition to open accounts, not all open. A huge majority are actually closed accounts.
(Apr-22-2010)
Q:
Do you anticipate any major life events within the next 12 months? This includes a change in employment or employment status, marriage, divorce, purchase/sale of a home, birth of a child, personal bankruptcy, etc. Thanks and good luck. - CaribbeanBanker
A:
Yes, but it is something we planned for well in advance, and it is not affected with or without the prosper loan. Nothing with employment or a big purchase/sale or anything. As stated, this is a loan to assist our process of paying off credit card debt. This is a tool to that can make the process easier, plus not pay it all to the credit card/bank companies. Already paid off a lot of debt in the last 2.5 years. Thank you.
(Apr-24-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $200.00 | $200.00 | 4/19/2010 11:22:05 AM |
| finance-prescription | $50.00 | $50.00 | 4/19/2010 11:31:49 AM |
| festeringsnot | $25.00 | $25.00 | 4/19/2010 4:01:01 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/19/2010 6:00:55 PM |
| 850 | $50.00 | $50.00 | 4/19/2010 10:58:50 PM |
| drcoop | $25.00 | $25.00 | 4/20/2010 12:57:16 PM |
| CA_Lender | $25.00 | $25.00 | 4/20/2010 2:51:58 PM |
| BrighterSuns | $25.00 | $25.00 | 4/20/2010 1:57:08 PM |
| small-change | $25.00 | $25.00 | 4/20/2010 5:07:33 PM |
| new-peso-concerto | $66.00 | $66.00 | 4/21/2010 11:04:50 AM |
| econgineer | $25.00 | $25.00 | 4/21/2010 12:09:50 PM |
| jgar_O | $55.00 | $55.00 | 4/21/2010 3:34:06 PM |
| silver-armada | $100.00 | $100.00 | 4/21/2010 7:44:42 PM |
| silvercertificate | $25.00 | $25.00 | 4/21/2010 7:03:32 PM |
| Credit4Talent | $27.29 | $27.29 | 4/22/2010 11:48:14 AM |
| Breakfast_Gypsy | $37.34 | $37.34 | 4/22/2010 12:07:08 PM |
| mybackyard | $50.76 | $50.76 | 4/22/2010 12:36:40 PM |
| debtcollector | $50.00 | $50.00 | 4/22/2010 1:56:19 PM |
| Kash2010lu | $25.00 | $25.00 | 4/22/2010 6:59:40 PM |
| Miklot | $200.00 | $200.00 | 4/23/2010 12:03:39 AM |
| icanhasloanz | $100.00 | $100.00 | 4/23/2010 12:01:52 AM |
| hughro | $50.00 | $50.00 | 4/23/2010 4:37:59 AM |
| TakeCare | $25.00 | $25.00 | 4/23/2010 7:23:18 AM |
| fairness-atmosphere | $25.00 | $25.00 | 4/23/2010 11:21:34 AM |
| vigilance-searcher | $25.00 | $25.00 | 4/23/2010 12:54:51 PM |
| Credit2Prosper | $100.00 | $100.00 | 4/23/2010 6:26:10 PM |
| loss-of-control | $50.00 | $50.00 | 4/23/2010 5:16:53 PM |
| Your_Bank | $300.00 | $300.00 | 4/24/2010 2:41:35 PM |
| KrisKringle | $50.00 | $50.00 | 4/24/2010 6:51:51 AM |
| rate-trail | $25.00 | $25.00 | 4/24/2010 7:08:37 PM |
| charitycoon | $25.00 | $25.00 | 4/24/2010 1:14:07 PM |
| Starfin-Capital-Management | $50.00 | $50.00 | 4/24/2010 1:49:10 PM |
| SignatureCapital | $25.00 | $25.00 | 4/24/2010 1:58:28 PM |
| the-serene-transaction | $50.00 | $50.00 | 4/25/2010 8:44:13 AM |
| thomas16882004 | $27.29 | $27.29 | 4/25/2010 1:43:21 AM |
| Flash80 | $75.00 | $75.00 | 4/25/2010 12:07:54 PM |
| credit-coach118 | $45.00 | $45.00 | 4/25/2010 8:52:08 AM |
| BONSAY | $25.00 | $25.00 | 4/25/2010 12:45:39 PM |
| Ogerta | $50.00 | $50.00 | 4/25/2010 10:56:55 AM |
| pythia | $25.00 | $25.00 | 4/25/2010 4:49:25 AM |
| allbalooboy2 | $25.00 | $25.00 | 4/25/2010 4:38:24 PM |
| patriot384 | $50.00 | $50.00 | 4/25/2010 5:17:50 PM |
| persistent-income2 | $46.34 | $46.34 | 4/25/2010 7:42:48 AM |
| Mr-Miracle | $25.00 | $25.00 | 4/25/2010 11:56:45 AM |
| Onlyhappycustomers | $25.00 | $25.00 | 4/25/2010 2:56:33 PM |
| TommyTucker | $43.60 | $43.60 | 4/25/2010 6:22:31 PM |
| crazybill | $25.00 | $25.00 | 4/25/2010 6:40:33 PM |
| reflective-rupee | $50.00 | $50.00 | 4/19/2010 12:08:49 PM |
| JustMee | $25.00 | $25.00 | 4/19/2010 5:27:13 PM |
| RogueOne | $87.02 | $15.70 | 4/19/2010 11:38:51 PM |
| JohnSmallberries | $25.00 | $25.00 | 4/20/2010 5:32:12 PM |
| partyplan | $35.00 | $35.00 | 4/21/2010 9:00:18 AM |
| nickel-worker8 | $50.00 | $50.00 | 4/21/2010 5:39:04 PM |
| Unitas4302 | $50.00 | $50.00 | 4/22/2010 6:49:32 PM |
| income-rocker2 | $39.64 | $39.64 | 4/23/2010 7:01:46 AM |
| InvestinginU | $50.00 | $50.00 | 4/23/2010 10:37:56 AM |
| superb-kindness2 | $25.00 | $25.00 | 4/23/2010 1:24:07 PM |
| surgeon3 | $50.00 | $50.00 | 4/23/2010 1:49:22 PM |
| Reliance_Banker | $35.00 | $35.00 | 4/23/2010 4:49:48 PM |
| deepblue34 | $25.00 | $25.00 | 4/23/2010 6:42:56 PM |
| slick8812 | $25.00 | $25.00 | 4/24/2010 5:59:10 AM |
| eBankInvest | $25.00 | $25.00 | 4/24/2010 6:00:50 AM |
| Gandalf0001 | $25.00 | $25.00 | 4/24/2010 11:25:10 AM |
| realtormoises | $25.00 | $25.00 | 4/24/2010 11:35:30 AM |
| CoolPlexer | $25.00 | $25.00 | 4/24/2010 10:22:26 AM |
| five-star-note | $56.16 | $56.16 | 4/24/2010 6:05:10 PM |
| Pu239 | $60.00 | $60.00 | 4/24/2010 3:44:21 PM |
| cash2lendu | $50.00 | $50.00 | 4/24/2010 8:20:10 PM |
| hektek22 | $25.00 | $25.00 | 4/25/2010 9:47:24 AM |
| credit-missile | $150.00 | $150.00 | 4/25/2010 12:16:04 PM |
| mlj0671 | $26.00 | $26.00 | 4/24/2010 8:43:54 PM |
| invincible-gain | $25.00 | $25.00 | 4/25/2010 9:53:07 AM |
| labyrinth0 | $25.00 | $25.00 | 4/25/2010 5:16:30 PM |
| the-silver-blaster | $25.00 | $25.00 | 4/25/2010 12:53:16 PM |
| patriot384 | $50.00 | $50.00 | 4/25/2010 5:18:43 PM |
| CaribbeanBanker | $25.00 | $25.00 | 4/25/2010 5:32:37 PM |
| MrRooster101 | $25.00 | $25.00 | 4/25/2010 5:37:07 PM |
| sweety075 | $25.00 | $25.00 | 4/25/2010 10:30:02 AM |
| The-CAPS-fan | $25.00 | $25.00 | 4/25/2010 3:32:41 PM |
| Bob450 | $60.00 | $60.00 | 4/25/2010 6:19:45 PM |
| rtb892 | $25.88 | $25.88 | 4/25/2010 6:23:33 PM |
| 81 bids
|
Borrower Payment Dependent Notes Series
454730
This series of Notes was issued and sold upon the funding of the borrower loan #42109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 24.00% |
Starting borrower rate/APR:
| 25.00% / 28.90% |
Starting monthly payment:
| $39.76 |
|
Final lender yield:
| 15.50% |
Final borrower rate/APR:
| 16.50% / 20.20% |
Final monthly payment:
| $35.40 |
| |
|
Auction yield range:
| 14.04% - 24.00% |
Estimated loss impact:
| 15.37% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 0.13% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 5m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 29 |
Occupation: | Nurse's Aide |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $2,368 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $4,265 |
Bankcard utilization:
| 37% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| 2baibeeicca |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 21 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 540-559
(May-2008)
520-539
(Apr-2008)
540-559
(Mar-2008)
540-559
(Jan-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Paying for Register Nursing Fees
Thank you for taking the time to look at my proposal.
I'm in need of $1000 to help pay for registered nursing (RN) fees. With this loan, I will be paying for the my RN license, the NCLEX (test to in order to become a licensed RN) and Kaplan (class on strategies that will help pass the NCLEX).
Q: What do you do and how long have you been there?
I have been employed with my current employer for 4 1/2 years as a nurse assistant. After I pass the NCLEX, I will continue to work at my current employer.
Q: Why do you have delinquencies?
All the delinquencies that are on my credit report is from medical bills. I was not able to pay for at that time so they went to collections.
Q: Any other information that we should know
about?
I will be graduating from nursing school
in June 2010. I recently paid off all my revolving credit card debt and this listing does not reflect that. I can put the fees on my credit card but I rather have a fixed monthly payment and be free from all credit card debt. And if granted, this would be my second time loaning with prosper. If you look above, I have never been delinquent with my previous prosper loan.
I appreciate you looking at my listing. If you have any questions, I encourage you to ask. Thanks again. :)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are your plans regarding paying the delinquent debt? - jpblan11
A:
Since I recently paid off all my credit card debt, I'm actually in the process paying for my delinquent debt. I'm slowly paying a fixed payment with one of the collectors until it is paid off and then I will remove it from my credit report. I'm very ambitious paying my debt off and headed towards a "good" credit score. Thank you for asking.
(Apr-20-2010)
Q:
Good luck! Once you pass the test, will becoming a registered nurse increase your income? If so, by how much? - farblest
A:
Thank you so much! Yes, once I become a registered nurse my income will increase drastically. I'm will be making approximately around $55,000-$60,000. It depends on how many hours a week I work and what my starting rate will be. I believe my starting rate would be around $25 an hour.
(Apr-24-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $400.00 | $400.00 | 4/24/2010 4:44:51 PM |
| SmallTown5 | $43.47 | $43.47 | 4/25/2010 4:05:27 AM |
| autonomous-power | $50.00 | $50.00 | 4/24/2010 9:05:54 PM |
| Bob450 | $25.00 | $25.00 | 4/25/2010 6:20:32 PM |
| The-CAPS-fan | $30.00 | $30.00 | 4/25/2010 3:35:12 PM |
| jpblan11 | $25.39 | $25.39 | 4/25/2010 9:51:12 AM |
| shrewd-income | $25.00 | $25.00 | 4/25/2010 10:09:32 PM |
| martymaniaman | $25.00 | $25.00 | 4/26/2010 7:55:13 AM |
| farblest | $100.00 | $100.00 | 4/26/2010 10:46:47 AM |
| first-genuine-bid | $42.92 | $42.92 | 4/25/2010 9:42:25 AM |
| hidavehi | $60.00 | $60.00 | 4/25/2010 5:53:13 PM |
| kronosmetis | $25.00 | $25.00 | 4/25/2010 10:13:41 PM |
| GS-ROCK | $25.00 | $25.00 | 4/26/2010 7:25:18 AM |
| PotBellyPete | $25.00 | $25.00 | 4/26/2010 6:58:57 AM |
| Leshan | $50.00 | $50.00 | 4/26/2010 7:23:04 AM |
| exchange-grizzly | $25.00 | $25.00 | 4/26/2010 10:33:06 AM |
| wealth-pipeline | $25.00 | $23.22 | 4/26/2010 11:05:04 AM |
| 17 bids
|
Borrower Payment Dependent Notes Series
454850
This series of Notes was issued and sold upon the funding of the borrower loan #41921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,200.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 12.11% |
Starting monthly payment:
| $167.79 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $165.84 |
| |
|
Auction yield range:
| 4.04% - 9.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1988 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 9m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 17 |
Occupation: | Food Service Manage... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,342 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 24% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bmoore7424 |
Borrower's state:
| Oregon |
Borrower's group:
| Small Business & Self Employed |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $9,999.00 | < mo. late:
| 0
( 0% )
| 680-699
(Mar-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Consoldate and Pay-Off
I want to use this loan to pay off all credit cards with?a balance of about 3300.00. The rest I plan to put in the bank.?I am currently a Manager at a Restaurant (been there for 10 years) and income last year was $40,000.00 and will stay the same this year as well.I paid off my last prosper loan, didn't miss a payment and, will probably pay this one off early.? I just want to improve my credit even more and will not use these cards once paid off. Perhaps just a little so they won't cancel due to non-use.Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AF-Chief | $28.00 | $28.00 | 4/19/2010 11:25:59 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:26:12 AM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:23 AM |
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:22 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:21 AM |
| radforj22 | $25.00 | $25.00 | 4/19/2010 11:30:52 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:05 AM |
| mrzz | $25.00 | $25.00 | 4/19/2010 11:35:18 AM |
| torion | $25.00 | $25.00 | 4/19/2010 11:42:15 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:22 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:43 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:42 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:48:03 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:44 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/19/2010 11:49:23 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:27 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:51:03 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:44 AM |
| Avala | $50.00 | $50.00 | 4/19/2010 11:42:43 AM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:45 AM |
| dinero-speaker | $25.00 | $25.00 | 4/19/2010 11:43:12 AM |
| DonaldColorado | $25.00 | $25.00 | 4/19/2010 11:49:04 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:30 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:44:05 AM |
| Dap2005 | $25.00 | $25.00 | 4/19/2010 11:45:46 AM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:14 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:08 AM |
| Kerrysbay | $50.00 | $50.00 | 4/19/2010 12:01:30 PM |
| orderly-leverage | $40.00 | $40.00 | 4/19/2010 11:49:57 AM |
| important-ore | $50.00 | $50.00 | 4/19/2010 11:58:35 AM |
| thedreamer | $25.00 | $25.00 | 4/19/2010 12:02:44 PM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:30 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:13 PM |
| fortytwo | $25.00 | $25.00 | 4/19/2010 2:28:15 PM |
| practice44 | $25.00 | $25.00 | 4/19/2010 2:28:20 PM |
| CAGE-Investments | $75.00 | $75.00 | 4/19/2010 2:03:25 PM |
| Supernick | $50.00 | $50.00 | 4/19/2010 4:40:47 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/19/2010 4:41:50 PM |
| LoanAngel | $25.00 | $25.00 | 4/19/2010 7:00:45 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/20/2010 8:20:23 AM |
| building-america | $25.00 | $18.83 | 4/20/2010 9:34:16 AM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 9:46:23 AM |
| Slend49 | $25.00 | $25.00 | 4/20/2010 6:29:01 AM |
| uncleubb | $25.00 | $25.00 | 4/20/2010 2:09:17 PM |
| money-floret | $100.00 | $100.00 | 4/20/2010 8:54:00 PM |
| Smallbear | $25.00 | $25.00 | 4/21/2010 11:51:10 AM |
| Dopplerbob | $25.00 | $25.00 | 4/22/2010 1:35:19 AM |
| Bank_of_E-Ville | $25.00 | $25.00 | 4/22/2010 12:37:12 PM |
| jyalender | $25.00 | $25.00 | 4/22/2010 8:04:15 PM |
| Kelor99 | $25.00 | $25.00 | 4/23/2010 6:12:42 PM |
| AustinAmerica | $32.24 | $32.24 | 4/24/2010 11:31:13 AM |
| Gandalf0001 | $25.00 | $25.00 | 4/24/2010 11:42:26 AM |
| payout-magician | $25.00 | $25.00 | 4/24/2010 8:04:40 PM |
| Charmart | $25.00 | $25.00 | 4/26/2010 2:49:04 AM |
| JerryB96 | $25.00 | $25.00 | 4/26/2010 9:17:09 AM |
| isfahanian | $28.63 | $28.63 | 4/26/2010 10:55:13 AM |
| Dollars4Rent | $25.00 | $25.00 | 4/26/2010 11:07:02 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:26:52 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:05 AM |
| red-trade-cologne | $25.00 | $25.00 | 4/19/2010 11:31:36 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:36:04 AM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:34:54 AM |
| integrity-doctor | $100.00 | $100.00 | 4/19/2010 11:32:35 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:07 AM |
| hrubinst | $25.00 | $25.00 | 4/19/2010 11:41:48 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:30 AM |
| mmckune | $25.00 | $25.00 | 4/19/2010 11:44:33 AM |
| cptproton | $25.00 | $25.00 | 4/19/2010 11:54:50 AM |
| Havana21 | $50.00 | $50.00 | 4/19/2010 11:50:13 AM |
| unassassinable | $25.00 | $25.00 | 4/19/2010 11:45:59 AM |
| magical-greenback | $25.00 | $25.00 | 4/19/2010 11:46:47 AM |
| emt747 | $25.00 | $25.00 | 4/19/2010 11:59:19 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:37 AM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:26 AM |
| contract-eagle | $50.00 | $50.00 | 4/19/2010 11:49:10 AM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:21 AM |
| moves | $25.00 | $25.00 | 4/19/2010 12:04:30 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:53:07 AM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:56:03 AM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 12:00:58 PM |
| thezfunk | $25.00 | $25.00 | 4/19/2010 12:01:16 PM |
| balance2 | $50.00 | $50.00 | 4/19/2010 12:01:47 PM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 12:03:54 PM |
| value-pouch | $50.00 | $50.00 | 4/19/2010 2:52:55 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/19/2010 1:06:06 PM |
| Aberdeen | $400.00 | $400.00 | 4/19/2010 4:00:43 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/19/2010 2:10:25 PM |
| Aberdeen | $400.00 | $400.00 | 4/19/2010 4:04:28 PM |
| dbanwart | $25.00 | $25.00 | 4/19/2010 4:35:41 PM |
| decisive-capital | $75.00 | $75.00 | 4/19/2010 4:40:50 PM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 8:57:54 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/19/2010 9:18:47 PM |
| Gibbyland | $75.00 | $75.00 | 4/19/2010 7:53:00 PM |
| stable-nickel | $200.00 | $200.00 | 4/20/2010 7:50:47 AM |
| qkinger | $50.00 | $50.00 | 4/19/2010 9:38:44 PM |
| don8ter | $60.00 | $60.00 | 4/20/2010 6:28:18 AM |
| circustab | $50.00 | $50.00 | 4/20/2010 6:53:13 AM |
| aqaq8877 | $112.00 | $112.00 | 4/20/2010 2:53:12 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/20/2010 5:32:43 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/20/2010 6:58:12 PM |
| ujiba | $25.00 | $25.00 | 4/21/2010 9:34:51 AM |
| westernstar | $25.00 | $25.00 | 4/21/2010 2:14:57 PM |
| CA_Lender | $25.00 | $25.00 | 4/21/2010 7:16:55 PM |
| rlarr1yd | $31.30 | $31.30 | 4/22/2010 8:14:37 PM |
| heerzaquestion | $25.00 | $25.00 | 4/23/2010 5:58:05 AM |
| RandyL3 | $99.00 | $99.00 | 4/23/2010 1:10:12 PM |
| MC7608 | $25.00 | $25.00 | 4/23/2010 3:55:10 PM |
| FundMaker | $25.00 | $25.00 | 4/23/2010 2:57:53 PM |
| cashtolendyou | $25.00 | $25.00 | 4/23/2010 5:01:57 PM |
| jpblan11 | $25.00 | $25.00 | 4/24/2010 1:11:53 PM |
| mojii77 | $40.00 | $40.00 | 4/25/2010 9:43:13 AM |
| theloanfiller | $25.00 | $25.00 | 4/25/2010 6:55:29 PM |
| Barky52 | $25.00 | $25.00 | 4/26/2010 6:18:45 AM |
| SOP_Bank | $25.00 | $25.00 | 4/26/2010 8:46:13 AM |
| martymaniaman | $25.00 | $25.00 | 4/26/2010 7:56:11 AM |
| bughead | $25.00 | $25.00 | 4/26/2010 10:08:12 AM |
| Moneypenny6 | $25.00 | $25.00 | 4/26/2010 11:15:40 AM |
| 117 bids
|
Borrower Payment Dependent Notes Series
454922
This series of Notes was issued and sold upon the funding of the borrower loan #41924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 24.01% |
Starting borrower rate/APR:
| 25.01% / 27.32% |
Starting monthly payment:
| $178.94 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $167.01 |
| |
|
Auction yield range:
| 8.04% - 24.01% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 7m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,725 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 59% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 16 | | | | |
|
Screen name:
| fervent-commerce |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to lower monthly payment
Purpose of loan:
This loan will be used to?
Pay off?a?Capital One Loan?and lower my monthy payment?by $401
My financial situation:
I am a good candidate for this loan because?
I have rebuilt my credit over the last?5 years and have had no late payments in this time.? I strugged in 2004 & early 2005 following my divorce from a spouse who liked to live beyond her means, but I have my finances back on track.??This loan will help me eliminate a $4500 Captial One Personal loan.? The Payment is now $580 and am am looking to reduce my monthly payment.? I have not been late on ANY payments?in over 5 years as indicated on my Credit report.? I can be trusted to repay as agreed.
Monthly net income: $
3500
Monthly expenses: $
??Housing: $ 750????
??Insurance: $ 95
??Car expenses: $430
??Utilities: $?100 most are included in rent
??Phone, cable, internet: $?25?
??Food, entertainment: $ 300
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 700? ( will be decreased by $580 with the loan)?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AF-Chief | $28.00 | $28.00 | 4/19/2010 11:25:56 AM |
| integrity-doctor | $100.00 | $100.00 | 4/19/2010 11:32:34 AM |
| dinero-speaker | $25.00 | $25.00 | 4/19/2010 11:43:12 AM |
| torion | $25.00 | $25.00 | 4/19/2010 11:42:13 AM |
| Dap2005 | $25.00 | $25.00 | 4/19/2010 11:45:45 AM |
| unassassinable | $25.00 | $25.00 | 4/19/2010 11:45:59 AM |
| bowdish1 | $50.00 | $50.00 | 4/19/2010 11:46:24 AM |
| income-fortress | $25.00 | $25.00 | 4/19/2010 11:54:09 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:51:42 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/19/2010 11:49:22 AM |
| thedreamer | $25.00 | $25.00 | 4/19/2010 12:02:45 PM |
| balance2 | $50.00 | $50.00 | 4/19/2010 12:01:46 PM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:47 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:12 PM |
| CAGE-Investments | $75.00 | $75.00 | 4/19/2010 2:03:25 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/19/2010 4:41:51 PM |
| decisive-capital | $65.03 | $65.03 | 4/19/2010 8:17:55 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/20/2010 8:20:22 AM |
| ferocious-money9 | $25.00 | $25.00 | 4/20/2010 9:34:33 AM |
| Slend49 | $25.00 | $25.00 | 4/20/2010 6:29:01 AM |
| bchen78875 | $25.00 | $25.00 | 4/20/2010 11:28:11 AM |
| lendstats_com | $25.00 | $25.00 | 4/20/2010 11:51:18 AM |
| smart-leverage7 | $25.00 | $25.00 | 4/20/2010 12:31:52 PM |
| Supernick | $50.00 | $50.00 | 4/20/2010 2:50:58 PM |
| wings2fly | $25.00 | $25.00 | 4/20/2010 6:19:47 PM |
| mpactlender | $25.00 | $25.00 | 4/21/2010 5:34:20 AM |
| a-studious-payment | $25.00 | $25.00 | 4/21/2010 9:34:16 AM |
| money-boots2 | $25.00 | $25.00 | 4/21/2010 9:34:34 AM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 10:11:16 AM |
| uncleubb | $25.00 | $25.00 | 4/21/2010 1:38:51 PM |
| JFKPilot | $25.00 | $25.00 | 4/21/2010 12:47:45 PM |
| GElender | $50.00 | $50.00 | 4/21/2010 1:14:14 PM |
| organic-income5 | $40.00 | $40.00 | 4/21/2010 9:03:21 PM |
| rider350 | $25.00 | $25.00 | 4/22/2010 9:36:07 AM |
| return-eclipse0 | $25.00 | $25.00 | 4/22/2010 7:29:24 AM |
| Gabriel02 | $25.00 | $25.00 | 4/22/2010 11:04:28 AM |
| thorough-exchange4 | $25.00 | $25.00 | 4/22/2010 12:02:32 PM |
| ttnk62918 | $25.00 | $25.00 | 4/22/2010 4:52:24 PM |
| irrelevant | $25.00 | $25.00 | 4/22/2010 7:18:46 PM |
| neutrino6 | $25.00 | $25.00 | 4/23/2010 8:21:15 AM |
| Comoparklender | $30.00 | $30.00 | 4/23/2010 8:44:12 AM |
| Tradesmanlender | $25.00 | $25.00 | 4/23/2010 9:40:32 AM |
| oreyedoc | $50.00 | $50.00 | 4/23/2010 9:24:25 AM |
| wise-silver-wonder | $25.00 | $25.00 | 4/23/2010 9:42:06 AM |
| worth-arch | $25.00 | $25.00 | 4/23/2010 10:57:32 AM |
| cingular | $25.00 | $25.00 | 4/23/2010 12:09:34 PM |
| Marathoner | $25.00 | $25.00 | 4/23/2010 11:50:52 AM |
| salala | $25.00 | $25.00 | 4/23/2010 2:23:33 PM |
| loiosh | $25.00 | $25.00 | 4/23/2010 4:13:39 PM |
| Turkish101 | $25.00 | $25.00 | 4/23/2010 4:13:43 PM |
| lowrate | $25.00 | $25.00 | 4/23/2010 4:55:23 PM |
| Quetz | $25.00 | $25.00 | 4/23/2010 4:55:30 PM |
| chekat | $25.00 | $25.00 | 4/23/2010 4:55:33 PM |
| JBG | $25.00 | $25.00 | 4/23/2010 5:09:11 PM |
| c_justin | $25.00 | $25.00 | 4/23/2010 6:34:37 PM |
| Easystreet | $25.00 | $25.00 | 4/24/2010 3:48:03 AM |
| Pu239 | $60.00 | $60.00 | 4/24/2010 3:46:59 PM |
| Realty24 | $25.00 | $25.00 | 4/25/2010 11:39:37 AM |
| malomar66 | $30.00 | $30.00 | 4/25/2010 5:57:51 PM |
| SweatyBalls | $50.00 | $50.00 | 4/25/2010 9:24:16 AM |
| checzwick | $25.00 | $25.00 | 4/26/2010 5:26:23 AM |
| ultimate-peace | $100.00 | $100.00 | 4/26/2010 7:38:58 AM |
| ChewyZ | $25.00 | $25.00 | 4/26/2010 6:39:25 AM |
| tripnosis | $25.00 | $25.00 | 4/26/2010 9:18:10 AM |
| JohnWS | $50.00 | $50.00 | 4/26/2010 9:01:38 AM |
| rjsdsu | $25.00 | $25.00 | 4/26/2010 7:56:17 AM |
| principal-star | $25.00 | $25.00 | 4/26/2010 10:03:00 AM |
| benefit-flow | $35.00 | $35.00 | 4/26/2010 11:17:51 AM |
| Avala | $50.00 | $50.00 | 4/19/2010 11:42:42 AM |
| hrubinst | $25.00 | $25.00 | 4/19/2010 11:41:48 AM |
| delicious-social132 | $25.00 | $25.00 | 4/19/2010 11:42:59 AM |
| orderly-leverage | $40.00 | $40.00 | 4/19/2010 11:49:57 AM |
| mmckune | $25.00 | $25.00 | 4/19/2010 11:44:34 AM |
| mpatrick | $25.00 | $25.00 | 4/19/2010 12:05:41 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 12:25:24 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 12:18:09 PM |
| important-ore | $50.00 | $50.00 | 4/19/2010 11:58:34 AM |
| Havana21 | $100.00 | $100.00 | 4/19/2010 12:25:35 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/19/2010 1:06:05 PM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 4:03:41 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/19/2010 2:10:24 PM |
| Gibbyland | $75.00 | $75.00 | 4/19/2010 7:52:59 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/19/2010 9:18:46 PM |
| don8ter | $25.00 | $25.00 | 4/20/2010 6:28:46 AM |
| euro-starter | $25.00 | $25.00 | 4/20/2010 6:54:31 AM |
| loan-kung-fu | $25.00 | $25.00 | 4/20/2010 12:35:12 PM |
| finance-prescription | $100.00 | $100.00 | 4/20/2010 1:23:13 PM |
| revenue-ruler6 | $25.00 | $25.00 | 4/20/2010 1:53:33 PM |
| ichibon | $38.78 | $38.78 | 4/20/2010 3:57:00 PM |
| yield-seeker | $25.00 | $25.00 | 4/20/2010 8:04:05 PM |
| MTlender | $25.00 | $25.00 | 4/21/2010 8:25:33 AM |
| jgar_O | $25.00 | $25.00 | 4/21/2010 3:52:33 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 4/22/2010 9:35:46 AM |
| Clambake | $50.00 | $50.00 | 4/22/2010 11:55:40 AM |
| Cai8899 | $50.00 | $50.00 | 4/22/2010 11:55:36 AM |
| engaging-worth | $25.00 | $25.00 | 4/22/2010 11:59:11 AM |
| Artist_Blue | $25.00 | $25.00 | 4/22/2010 12:39:26 PM |
| gelidfrank | $25.00 | $25.00 | 4/22/2010 4:55:05 PM |
| DalCowboys | $25.00 | $25.00 | 4/22/2010 5:52:17 PM |
| selfmademan | $25.00 | $25.00 | 4/22/2010 7:09:14 PM |
| resource777 | $25.00 | $25.00 | 4/23/2010 9:03:17 AM |
| studious-camaraderi | $25.00 | $25.00 | 4/23/2010 9:36:40 AM |
| transparency-advocator | $25.00 | $25.00 | 4/23/2010 9:38:02 AM |
| upbeat-principal | $25.00 | $25.00 | 4/23/2010 8:28:19 AM |
| brazilofmux | $100.00 | $100.00 | 4/23/2010 11:24:51 AM |
| mikeandcat | $50.00 | $50.00 | 4/23/2010 1:40:32 PM |
| capital-web193 | $25.00 | $25.00 | 4/23/2010 3:04:36 PM |
| new-reward-sequoia | $25.00 | $25.00 | 4/23/2010 4:54:45 PM |
| booyah | $50.00 | $50.00 | 4/23/2010 4:55:29 PM |
| bazzer | $25.00 | $22.11 | 4/23/2010 4:55:35 PM |
| radar_love | $25.00 | $25.00 | 4/23/2010 7:16:21 PM |
| MattProsper | $30.00 | $30.00 | 4/23/2010 8:28:27 PM |
| gothampark | $25.00 | $25.00 | 4/25/2010 11:58:47 AM |
| patriot384 | $75.00 | $75.00 | 4/25/2010 5:33:51 PM |
| 1SteelerFan | $30.00 | $30.00 | 4/25/2010 1:24:57 PM |
| forthright-trade | $25.00 | $25.00 | 4/25/2010 6:39:02 PM |
| shrewd-income | $50.00 | $50.00 | 4/25/2010 10:12:56 PM |
| patriot384 | $75.00 | $75.00 | 4/25/2010 5:33:29 PM |
| sgt-schultz | $50.00 | $50.00 | 4/26/2010 6:34:42 AM |
| Redleg6 | $25.00 | $25.00 | 4/26/2010 5:22:29 AM |
| Stalker_Sn | $26.07 | $26.07 | 4/26/2010 7:38:55 AM |
| justice-magnate | $50.00 | $50.00 | 4/26/2010 9:36:28 AM |
| rate-hickory | $25.00 | $25.00 | 4/26/2010 6:24:54 AM |
| steady-dime | $25.00 | $25.00 | 4/26/2010 6:47:05 AM |
| duty-monger | $50.00 | $50.00 | 4/26/2010 7:34:17 AM |
| curly2k | $25.00 | $25.00 | 4/26/2010 11:10:40 AM |
| Nerdster1 | $25.01 | $25.01 | 4/26/2010 11:15:58 AM |
| 127 bids
|
Borrower Payment Dependent Notes Series
454962
This series of Notes was issued and sold upon the funding of the borrower loan #42118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,600.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-20-2010 |
| |
Auction end date:
| Apr-22-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $83.14 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $82.92 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
10 | Length of status: | 14y 10m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 21 |
Occupation: | Food Service Manage... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,089 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 73% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| investment-gadget |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Chase Bank Thieves
Purpose of loan:
This loan will be used to?
Pay off a high interest credit card.
My financial situation:
I am a good candidate for this loan because?
I have not been late on a loan or credit payment in the past 12 years. Credit card went from 13% to 33% for no reason at all. I can't stand paying that high of interest to these banking criminals.
Monthly net income: $2400
Monthly expenses: $
??Housing: $
??Insurance: $130
??Car expenses: $300
??Utilities: $100
??Phone, cable, internet: $140
??Food, entertainment: $250
??Clothing, household expenses $
??Credit cards and other loans: $250
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dpdn57 | $25.00 | $25.00 | 4/20/2010 4:11:51 PM |
| gatorjh | $25.00 | $25.00 | 4/20/2010 4:11:38 PM |
| treasure-bliss | $62.02 | $62.02 | 4/20/2010 4:11:33 PM |
| finance-prescription | $100.00 | $100.00 | 4/20/2010 4:11:41 PM |
| schpere | $25.00 | $25.00 | 4/20/2010 4:11:53 PM |
| wealth-cloud | $25.00 | $25.00 | 4/20/2010 4:12:00 PM |
| bowdish1 | $100.00 | $100.00 | 4/20/2010 4:29:20 PM |
| torion | $25.00 | $25.00 | 4/20/2010 4:32:14 PM |
| meux99 | $25.00 | $25.00 | 4/20/2010 4:23:15 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/20/2010 4:34:28 PM |
| Avala | $50.00 | $50.00 | 4/20/2010 4:32:21 PM |
| Barak | $40.00 | $40.00 | 4/20/2010 4:32:50 PM |
| mmckune | $25.00 | $25.00 | 4/20/2010 4:33:03 PM |
| fantastic-openness | $50.00 | $50.00 | 4/20/2010 4:33:48 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/20/2010 4:34:18 PM |
| practice44 | $25.00 | $25.00 | 4/20/2010 4:38:12 PM |
| truth-image | $50.00 | $50.00 | 4/20/2010 4:28:46 PM |
| money-surge1 | $25.00 | $25.00 | 4/20/2010 4:38:57 PM |
| Slend49 | $25.00 | $25.00 | 4/20/2010 4:39:10 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/20/2010 4:39:16 PM |
| integrity-doctor | $100.00 | $100.00 | 4/20/2010 4:38:01 PM |
| Dap2005 | $25.00 | $25.00 | 4/20/2010 4:38:27 PM |
| hrubinst | $25.00 | $25.00 | 4/20/2010 4:32:02 PM |
| dinero-speaker | $25.00 | $25.00 | 4/20/2010 4:32:36 PM |
| careful-note | $50.00 | $50.00 | 4/20/2010 4:32:55 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/20/2010 4:33:13 PM |
| bright-balance | $25.00 | $25.00 | 4/20/2010 4:34:13 PM |
| TakeCare | $100.00 | $100.00 | 4/20/2010 4:34:23 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/20/2010 4:35:10 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 4/20/2010 5:29:49 PM |
| samo102us | $25.00 | $25.00 | 4/20/2010 5:29:55 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/20/2010 4:38:10 PM |
| rolandweary | $30.00 | $30.00 | 4/20/2010 6:00:10 PM |
| codavee | $50.00 | $50.00 | 4/20/2010 6:00:28 PM |
| heroic-platinum | $25.00 | $25.00 | 4/20/2010 6:00:05 PM |
| ArtemisFitzlebottom | $50.00 | $50.00 | 4/20/2010 6:00:12 PM |
| Thunderswan | $50.00 | $25.77 | 4/20/2010 6:00:30 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/20/2010 4:11:49 PM |
| kenji4861 | $50.00 | $50.00 | 4/20/2010 4:21:37 PM |
| AF-Chief | $27.00 | $27.00 | 4/20/2010 4:24:22 PM |
| iolaire | $25.00 | $25.00 | 4/20/2010 4:27:55 PM |
| authoritative-capital | $25.00 | $25.00 | 4/20/2010 4:27:59 PM |
| evnagelist | $25.00 | $25.00 | 4/20/2010 4:28:05 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/20/2010 4:11:58 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/20/2010 4:18:43 PM |
| nickel-ferret | $25.00 | $25.00 | 4/20/2010 4:31:49 PM |
| delicious-social132 | $40.00 | $40.00 | 4/20/2010 4:31:56 PM |
| meenan | $25.00 | $25.00 | 4/20/2010 4:32:43 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/20/2010 4:28:16 PM |
| antlr | $25.00 | $25.00 | 4/20/2010 4:36:05 PM |
| Ivan2007 | $25.00 | $25.00 | 4/20/2010 4:29:12 PM |
| DukSerduk | $25.00 | $25.00 | 4/20/2010 4:36:18 PM |
| engaging-worth | $25.00 | $25.00 | 4/20/2010 4:37:17 PM |
| dharma1 | $25.00 | $25.00 | 4/20/2010 4:37:32 PM |
| important-ore | $42.00 | $42.00 | 4/20/2010 5:08:27 PM |
| unassassinable | $25.00 | $25.00 | 4/20/2010 4:33:19 PM |
| orderly-leverage | $40.00 | $40.00 | 4/20/2010 4:34:48 PM |
| Daneistes | $100.00 | $100.00 | 4/20/2010 4:35:21 PM |
| kulender | $25.00 | $25.00 | 4/20/2010 4:37:09 PM |
| JGB | $25.00 | $25.00 | 4/20/2010 4:37:25 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/20/2010 4:37:39 PM |
| Philosonie | $25.00 | $25.00 | 4/20/2010 6:00:14 PM |
| don8ter | $38.21 | $38.21 | 4/20/2010 5:32:41 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/20/2010 5:37:17 PM |
| rummy06 | $50.00 | $50.00 | 4/20/2010 10:05:30 PM |
| uncleubb | $25.00 | $25.00 | 4/21/2010 1:37:54 PM |
| 66 bids
|
Borrower Payment Dependent Notes Series
455136
This series of Notes was issued and sold upon the funding of the borrower loan #41960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $191.86 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 2m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 38 |
Occupation: | Retail Management |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,610 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 12% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| p2ploan-pragmatist6 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
FINISHING OFF MY BASEMENT
Purpose of loan:
This loan will be used?to refinish my basement.? I have owned the home for about 11 years now and have decided that it is finally the time to finish off the basement.? I was just informed that my daughter is pregnant with her third child...so I figure its about time for grandma to finish off the basement so the grandkids?have a playroom when they come over for?visits.? This will give the kids an area that they can?really have fun playing without grandma worrying about the nice things in the rest of the house getting broken.? I am very excited?to get the project started.?
My financial situation:
I am a good candidate for this loan because I have always paid my bills on time or early for that fact...which my credit reflects.? I have worked really hard all my life to to get what I want and at the same time making sure that I can afford everything I want.? I realize that my credit controls pretty much everything in my life.? I like the fact that I can get a short loan term of 3 years using your website.? A good friend of mine had heard great things about this site and suggested that I give it a try...so here I am.? I am hoping for a great experience so I will have an?avenue to take again for future projects.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GrommetPosse | $25.00 | $25.00 | 4/21/2010 4:49:29 PM |
| meux99 | $25.00 | $25.00 | 4/21/2010 4:54:52 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/21/2010 4:49:46 PM |
| AF-Chief | $28.00 | $28.00 | 4/21/2010 4:55:30 PM |
| truth-image | $50.00 | $50.00 | 4/21/2010 5:00:43 PM |
| evnagelist | $25.00 | $25.00 | 4/21/2010 4:59:22 PM |
| torion | $25.00 | $25.00 | 4/21/2010 5:06:11 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/21/2010 5:07:05 PM |
| nickel-ferret | $25.00 | $25.00 | 4/21/2010 5:05:36 PM |
| delicious-social132 | $40.00 | $40.00 | 4/21/2010 5:05:46 PM |
| bright-balance | $25.00 | $25.00 | 4/21/2010 5:07:58 PM |
| TakeCare | $100.00 | $100.00 | 4/21/2010 5:08:07 PM |
| Avala | $50.00 | $50.00 | 4/21/2010 5:06:21 PM |
| orderly-leverage | $40.00 | $40.00 | 4/21/2010 5:08:31 PM |
| mmckune | $25.00 | $25.00 | 4/21/2010 5:06:57 PM |
| DukSerduk | $25.00 | $25.00 | 4/21/2010 5:10:02 PM |
| dharma1 | $25.00 | $25.00 | 4/21/2010 5:12:05 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/21/2010 5:12:13 PM |
| JGB | $25.00 | $25.00 | 4/21/2010 5:11:49 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/21/2010 5:08:12 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/21/2010 5:08:57 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/21/2010 5:13:17 PM |
| Daneistes | $100.00 | $100.00 | 4/21/2010 5:09:12 PM |
| afotherg | $25.00 | $25.00 | 4/21/2010 5:16:41 PM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 5:15:53 PM |
| engaging-worth | $25.00 | $25.00 | 4/21/2010 5:11:33 PM |
| djs81 | $25.00 | $25.00 | 4/21/2010 5:16:18 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/21/2010 5:12:36 PM |
| powerful-velocity | $25.00 | $25.00 | 4/21/2010 5:33:23 PM |
| yield-seeker | $25.00 | $25.00 | 4/21/2010 5:14:58 PM |
| bowdish1 | $50.00 | $50.00 | 4/21/2010 6:33:14 PM |
| market-pudding | $25.00 | $25.00 | 4/21/2010 7:49:26 PM |
| cpodakine | $25.00 | $25.00 | 4/22/2010 12:52:47 AM |
| stable-nickel | $25.00 | $25.00 | 4/22/2010 2:54:21 AM |
| Refugee | $50.00 | $50.00 | 4/22/2010 4:05:43 AM |
| contract-giant | $25.00 | $25.00 | 4/22/2010 9:34:28 AM |
| rider350 | $25.00 | $25.00 | 4/22/2010 9:35:54 AM |
| investment-network | $25.00 | $25.00 | 4/22/2010 7:07:43 AM |
| best-heavenly-justice | $25.00 | $25.00 | 4/22/2010 9:33:34 AM |
| green-glowing-gain | $25.00 | $25.00 | 4/22/2010 9:35:06 AM |
| five-star-asset2 | $25.00 | $25.00 | 4/22/2010 9:35:12 AM |
| thorough-exchange4 | $40.00 | $40.00 | 4/22/2010 12:02:05 PM |
| JKEnterprises | $25.00 | $25.00 | 4/22/2010 12:25:30 PM |
| Rdodson11 | $25.00 | $25.00 | 4/22/2010 1:39:49 PM |
| Thunderswan | $50.00 | $50.00 | 4/22/2010 1:40:44 PM |
| fortytwo | $100.00 | $100.00 | 4/22/2010 1:45:57 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/22/2010 1:03:29 PM |
| supreme-hope | $25.00 | $25.00 | 4/22/2010 1:39:56 PM |
| japerk | $25.00 | $25.00 | 4/22/2010 2:09:19 PM |
| Philosonie | $25.00 | $25.00 | 4/22/2010 2:25:54 PM |
| trevandtal | $25.00 | $25.00 | 4/22/2010 2:48:57 PM |
| mlopez2007 | $50.00 | $50.00 | 4/22/2010 2:01:51 PM |
| axl163 | $25.00 | $25.00 | 4/22/2010 2:14:23 PM |
| rolandweary | $30.00 | $30.00 | 4/22/2010 2:27:24 PM |
| cjames84 | $25.00 | $25.00 | 4/22/2010 2:32:51 PM |
| Cr_Sunset | $25.00 | $25.00 | 4/22/2010 4:11:07 PM |
| Walkingcowboy | $25.00 | $25.00 | 4/22/2010 2:49:04 PM |
| roccofox | $50.00 | $50.00 | 4/22/2010 2:00:33 PM |
| King5378 | $25.00 | $25.00 | 4/22/2010 4:33:08 PM |
| slobberjob | $25.00 | $25.00 | 4/22/2010 4:33:18 PM |
| dollar-birdie | $50.00 | $50.00 | 4/22/2010 4:33:25 PM |
| TeamRamRod | $25.00 | $25.00 | 4/22/2010 4:33:41 PM |
| RandomMonkey | $25.00 | $25.00 | 4/22/2010 3:37:58 PM |
| Duanep01 | $25.00 | $25.00 | 4/22/2010 4:35:41 PM |
| jsw7us | $50.00 | $50.00 | 4/22/2010 4:35:49 PM |
| red-trade-cologne | $25.00 | $25.00 | 4/22/2010 4:36:17 PM |
| MiniBank998 | $25.00 | $25.00 | 4/22/2010 4:38:31 PM |
| contract-eagle | $25.00 | $25.00 | 4/22/2010 4:38:49 PM |
| radforj22 | $25.00 | $25.00 | 4/22/2010 4:39:28 PM |
| shadowflame_99 | $25.00 | $25.00 | 4/22/2010 2:48:55 PM |
| Dap2005 | $25.00 | $25.00 | 4/22/2010 4:42:32 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 4/22/2010 4:33:06 PM |
| MarinLoans | $25.00 | $25.00 | 4/22/2010 4:33:28 PM |
| successful-euro | $50.00 | $50.00 | 4/22/2010 4:33:34 PM |
| vkm2000 | $25.00 | $25.00 | 4/22/2010 4:34:06 PM |
| Kerrysbay | $34.09 | $34.09 | 4/22/2010 4:52:58 PM |
| practice44 | $25.00 | $25.00 | 4/22/2010 3:20:49 PM |
| bjmazur | $25.00 | $25.00 | 4/22/2010 4:34:42 PM |
| bglender | $25.00 | $25.00 | 4/22/2010 4:35:57 PM |
| gatorbanker | $38.74 | $38.74 | 4/22/2010 4:36:29 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 4/22/2010 4:37:57 PM |
| HunterSix | $25.00 | $25.00 | 4/22/2010 4:40:33 PM |
| JohnGalt94 | $25.00 | $25.00 | 4/22/2010 4:51:05 PM |
| ddibernardo | $50.00 | $50.00 | 4/22/2010 4:54:17 PM |
| heretolendit | $25.00 | $25.00 | 4/22/2010 4:32:33 PM |
| payment-artist | $25.00 | $25.00 | 4/22/2010 4:33:03 PM |
| refined-income7 | $25.00 | $25.00 | 4/22/2010 4:33:12 PM |
| bigballer105 | $50.00 | $50.00 | 4/22/2010 4:33:19 PM |
| baseballfan111 | $25.00 | $25.00 | 4/22/2010 4:33:21 PM |
| cubesteak | $25.00 | $25.00 | 4/22/2010 4:33:24 PM |
| JohnBanks | $25.00 | $25.00 | 4/22/2010 4:33:31 PM |
| oceanwind1950 | $25.00 | $25.00 | 4/22/2010 4:34:08 PM |
| kmr2 | $40.96 | $40.96 | 4/22/2010 4:35:45 PM |
| SanJoser | $25.00 | $9.90 | 4/22/2010 5:05:34 PM |
| market-mover | $25.00 | $25.00 | 4/22/2010 4:38:29 PM |
| kenji4861 | $25.00 | $25.00 | 4/21/2010 4:52:47 PM |
| authoritative-capital | $25.00 | $25.00 | 4/21/2010 4:59:16 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/21/2010 4:59:37 PM |
| meenan | $25.00 | $25.00 | 4/21/2010 5:06:39 PM |
| careful-note | $50.00 | $50.00 | 4/21/2010 5:06:50 PM |
| Ivan2007 | $25.00 | $25.00 | 4/21/2010 5:01:34 PM |
| fantastic-openness | $50.00 | $50.00 | 4/21/2010 5:07:45 PM |
| Barak | $40.00 | $40.00 | 4/21/2010 5:06:44 PM |
| unassassinable | $25.00 | $25.00 | 4/21/2010 5:07:12 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/21/2010 5:08:02 PM |
| hrubinst | $25.00 | $25.00 | 4/21/2010 5:06:01 PM |
| antlr | $25.00 | $25.00 | 4/21/2010 5:09:48 PM |
| dinero-speaker | $25.00 | $25.00 | 4/21/2010 5:06:33 PM |
| integrity-doctor | $100.00 | $100.00 | 4/21/2010 5:12:28 PM |
| Havana21 | $100.00 | $100.00 | 4/21/2010 5:15:51 PM |
| kulender | $25.00 | $25.00 | 4/21/2010 5:11:18 PM |
| figs4u2 | $80.00 | $80.00 | 4/21/2010 5:16:09 PM |
| money-surge1 | $25.00 | $25.00 | 4/21/2010 5:13:02 PM |
| mustangcobra | $25.00 | $25.00 | 4/21/2010 5:33:14 PM |
| HHP | $25.00 | $25.00 | 4/21/2010 10:07:51 PM |
| building-america | $25.00 | $25.00 | 4/21/2010 8:28:59 PM |
| organic-income5 | $50.00 | $50.00 | 4/21/2010 9:02:42 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/22/2010 5:28:21 AM |
| famous-bill | $50.00 | $50.00 | 4/22/2010 5:44:19 AM |
| codavee | $38.31 | $38.31 | 4/22/2010 2:54:23 AM |
| MTlender | $25.00 | $25.00 | 4/22/2010 5:36:34 AM |
| MoneySiles | $25.00 | $25.00 | 4/22/2010 6:02:41 AM |
| neutrino6 | $25.00 | $25.00 | 4/22/2010 9:35:09 AM |
| Railbird | $25.00 | $25.00 | 4/22/2010 9:37:02 AM |
| jjb3 | $25.00 | $25.00 | 4/22/2010 9:37:12 AM |
| ingenious-order783 | $25.00 | $25.00 | 4/22/2010 10:03:09 AM |
| hookUup | $25.00 | $25.00 | 4/22/2010 9:33:54 AM |
| scottssm | $25.00 | $25.00 | 4/22/2010 9:34:55 AM |
| Dazz2061 | $25.00 | $25.00 | 4/22/2010 11:51:02 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/22/2010 12:01:55 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/22/2010 1:08:01 PM |
| Cheburashka | $30.00 | $30.00 | 4/22/2010 1:09:12 PM |
| finance-prescription | $100.00 | $100.00 | 4/22/2010 12:25:10 PM |
| worthy-wealth3 | $25.00 | $25.00 | 4/22/2010 1:39:54 PM |
| klinebarger | $25.00 | $25.00 | 4/22/2010 1:40:03 PM |
| uncleubb | $25.00 | $25.00 | 4/22/2010 12:39:39 PM |
| TheMan | $25.00 | $25.00 | 4/22/2010 1:39:52 PM |
| peerlender | $30.00 | $30.00 | 4/22/2010 1:40:05 PM |
| kcole10 | $25.00 | $25.00 | 4/22/2010 2:08:30 PM |
| bchen78875 | $25.00 | $25.00 | 4/22/2010 2:09:00 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/22/2010 1:40:42 PM |
| Lise46 | $25.00 | $25.00 | 4/22/2010 2:08:17 PM |
| ahansen | $25.00 | $25.00 | 4/22/2010 2:08:33 PM |
| kirkjerk | $25.00 | $25.00 | 4/22/2010 3:55:14 PM |
| AmericanCredit | $25.00 | $25.00 | 4/22/2010 2:09:33 PM |
| br4444 | $25.00 | $25.00 | 4/22/2010 2:00:27 PM |
| LoisLoan | $25.00 | $25.00 | 4/22/2010 4:33:09 PM |
| cesta283 | $25.00 | $25.00 | 4/22/2010 4:33:27 PM |
| youthful-greenback3 | $25.00 | $25.00 | 4/22/2010 4:34:35 PM |
| skuba | $25.00 | $25.00 | 4/22/2010 4:35:47 PM |
| snazzet | $25.00 | $25.00 | 4/22/2010 4:35:51 PM |
| lloyd_s | $25.00 | $25.00 | 4/22/2010 4:36:26 PM |
| ideal-penny8 | $25.00 | $25.00 | 4/22/2010 4:36:45 PM |
| magical-greenback | $25.00 | $25.00 | 4/22/2010 4:38:34 PM |
| lancetc | $25.00 | $25.00 | 4/22/2010 2:39:29 PM |
| mrzz | $25.00 | $25.00 | 4/22/2010 4:40:57 PM |
| mtp | $50.00 | $50.00 | 4/22/2010 4:41:10 PM |
| 1fortheroad | $25.00 | $25.00 | 4/22/2010 3:04:53 PM |
| treasure-dreamer7 | $50.00 | $50.00 | 4/22/2010 4:43:10 PM |
| astute-dollar | $100.00 | $100.00 | 4/22/2010 4:49:03 PM |
| goodguy2000 | $25.00 | $25.00 | 4/22/2010 4:33:04 PM |
| balance6 | $25.00 | $25.00 | 4/22/2010 4:33:16 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 4/22/2010 4:33:32 PM |
| cptproton | $25.00 | $25.00 | 4/22/2010 4:51:08 PM |
| life-is-great | $25.00 | $25.00 | 4/22/2010 4:33:44 PM |
| sentimental-silver7 | $25.00 | $25.00 | 4/22/2010 4:34:03 PM |
| Holtavious | $25.00 | $25.00 | 4/22/2010 4:34:25 PM |
| ProfPC | $25.00 | $25.00 | 4/22/2010 4:34:39 PM |
| theresnosn | $25.00 | $25.00 | 4/22/2010 4:34:45 PM |
| bonus-cougar | $25.00 | $25.00 | 4/22/2010 4:35:55 PM |
| steady-funds6 | $25.00 | $25.00 | 4/22/2010 4:36:10 PM |
| dpfl55 | $25.00 | $25.00 | 4/22/2010 3:38:25 PM |
| DonaldColorado | $25.00 | $25.00 | 4/22/2010 4:36:22 PM |
| intuitive-bill | $25.00 | $25.00 | 4/22/2010 3:44:49 PM |
| cleared2land | $25.00 | $25.00 | 4/22/2010 3:55:11 PM |
| capital-web193 | $25.00 | $25.00 | 4/22/2010 4:54:29 PM |
| pbeach05 | $25.00 | $25.00 | 4/22/2010 4:32:45 PM |
| gelidfrank | $25.00 | $25.00 | 4/22/2010 4:54:48 PM |
| safe-payment8 | $25.00 | $25.00 | 4/22/2010 4:33:10 PM |
| daveseansworld | $25.00 | $25.00 | 4/22/2010 4:33:23 PM |
| windfall46 | $25.00 | $25.00 | 4/22/2010 4:33:29 PM |
| jakesworld | $50.00 | $50.00 | 4/22/2010 4:33:59 PM |
| Mario2007 | $25.00 | $25.00 | 4/22/2010 4:34:40 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/22/2010 4:35:58 PM |
| Rogesparkguy | $25.00 | $25.00 | 4/22/2010 4:55:17 PM |
| 185 bids
|
Borrower Payment Dependent Notes Series
455376
This series of Notes was issued and sold upon the funding of the borrower loan #42103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-23-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $37.12 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $37.11 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 24% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 10
/
7 | Length of status: | 8y 8m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 31 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| mrscienceteach |
Borrower's state:
| NorthCarolina |
Borrower's group:
| Teacherloans.com |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 61 ( 97% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $12,050.00 | < mo. late:
| 2
( 3% )
| 720-739
(Jan-2008)
700-719
(Apr-2007)
|
|
Principal balance:
| $2,080.11 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 63 | | |
Description
Help me upgrade my laptop
I have been a lifelong Mac user, and my current Mac laptop is over 8 years old. It has finally hit its final stage of life and I would like to purchase a new one without the high interest rates of credit cards. I have been a Prosper user for may years and I prefer to get my loan (even a relatively small one) from this community than from a large bank.
I am an excellent candidate for this loan because I am a full-time middle school teacher who supplements his income with several side jobs. I have consistent income and I have been consistent in making my Prosper payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SunsetCoastCapital | $25.00 | $25.00 | 4/23/2010 4:05:02 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/23/2010 4:03:30 PM |
| kenji4861 | $50.00 | $50.00 | 4/23/2010 4:05:31 PM |
| Daneistes | $100.00 | $100.00 | 4/23/2010 4:12:28 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/23/2010 4:08:26 PM |
| DukSerduk | $25.00 | $25.00 | 4/23/2010 4:12:35 PM |
| jdashv | $25.00 | $25.00 | 4/23/2010 4:08:51 PM |
| money-surge1 | $25.00 | $25.00 | 4/23/2010 4:12:57 PM |
| nickel-ferret | $25.00 | $25.00 | 4/23/2010 4:11:30 PM |
| delicious-social132 | $40.00 | $40.00 | 4/23/2010 4:11:34 PM |
| GiantAardvark | $25.00 | $4.49 | 4/23/2010 4:13:05 PM |
| meenan | $25.00 | $25.00 | 4/23/2010 4:11:44 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/23/2010 4:12:06 PM |
| fantastic-openness | $50.00 | $50.00 | 4/23/2010 4:12:10 PM |
| bright-balance | $25.00 | $25.00 | 4/23/2010 4:12:13 PM |
| kulender | $25.00 | $25.00 | 4/23/2010 4:12:45 PM |
| RandyL3 | $25.51 | $25.51 | 4/23/2010 4:31:32 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 4/23/2010 4:54:28 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 4/23/2010 5:29:56 PM |
| meux99 | $25.00 | $25.00 | 4/23/2010 4:06:57 PM |
| treasure-generator | $25.00 | $25.00 | 4/23/2010 4:05:22 PM |
| TakeCare | $100.00 | $100.00 | 4/23/2010 4:12:16 PM |
| JGB | $25.00 | $25.00 | 4/23/2010 4:12:51 PM |
| dharma1 | $25.00 | $25.00 | 4/23/2010 4:12:53 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/23/2010 4:12:55 PM |
| evnagelist | $25.00 | $25.00 | 4/23/2010 4:11:05 PM |
| truth-image | $50.00 | $50.00 | 4/23/2010 4:11:17 PM |
| careful-note | $50.00 | $50.00 | 4/23/2010 4:12:00 PM |
| antlr | $25.00 | $25.00 | 4/23/2010 4:12:32 PM |
| engaging-worth | $25.00 | $25.00 | 4/23/2010 4:12:47 PM |
| GrommetPosse | $25.00 | $25.00 | 4/23/2010 4:08:49 PM |
| Ivan2007 | $25.00 | $25.00 | 4/23/2010 4:11:25 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/23/2010 4:12:23 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
455576
This series of Notes was issued and sold upon the funding of the borrower loan #41951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-22-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 30.66% |
Starting monthly payment:
| $49.24 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 29.51% |
Final monthly payment:
| $48.51 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 31% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 9m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 36 |
Occupation: | Civil Service |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $3,420 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $12,755 |
Bankcard utilization:
| 90% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 9 | | | | |
|
Screen name:
| camaro2 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 0
( 0% )
| 680-699
(Sep-2008)
700-719
(Apr-2008)
|
|
Principal balance:
| $1,907.64 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
OK- Second Time -Less Amount
Purpose of loan: I need new tires and dealer maintence on my pickup! I really need your help. Not sure why my last listing didn't get funded?so I'm only asking for exact amount I need. Please Help!!!?
My financial situation:
I am a good candidate for this loan because?I have sound employment with a steady income and?pay all my bills on thime each month. I also receive military retirement pay.?I have never been late on a Prosper payment in the past. I would much rather borrow from Prosper members who can?benefit from the loan instead of banks who have taken advantage of people for?too long! Any help will be?appreciated!????
Monthly net income: $ 4900
Monthly expenses: $
??Housing: $ 1760
??Insurance: $ 289
??Car expenses: $ 900
??Utilities: $ 350????
??Phone, cable, internet: $250
??Food, entertainment: $200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| radforj22 | $25.00 | $25.00 | 4/22/2010 1:39:22 PM |
| SDNLR | $25.00 | $25.00 | 4/22/2010 1:39:32 PM |
| thrifty-funds1 | $25.00 | $25.00 | 4/22/2010 1:40:49 PM |
| life-is-great | $25.00 | $25.00 | 4/22/2010 1:41:43 PM |
| BBL | $25.00 | $25.00 | 4/22/2010 1:42:05 PM |
| debt-system880 | $25.00 | $25.00 | 4/22/2010 1:42:29 PM |
| gmanrex | $50.00 | $50.00 | 4/22/2010 1:42:33 PM |
| asset-professor | $35.00 | $16.27 | 4/22/2010 1:42:36 PM |
| jrbill1998 | $50.00 | $50.00 | 4/22/2010 1:41:59 PM |
| actvtrdr | $35.00 | $35.00 | 4/22/2010 1:42:15 PM |
| Supernick | $25.00 | $25.00 | 4/22/2010 1:42:24 PM |
| supersarah61 | $25.00 | $25.00 | 4/22/2010 1:42:31 PM |
| fairhelper | $25.00 | $25.00 | 4/22/2010 1:41:23 PM |
| bowdish1 | $50.00 | $50.00 | 4/22/2010 1:41:31 PM |
| reward-adventure | $30.00 | $30.00 | 4/22/2010 1:41:39 PM |
| gain-bridge | $25.00 | $25.00 | 4/22/2010 1:41:48 PM |
| mtquan | $25.00 | $25.00 | 4/22/2010 1:42:21 PM |
| finance-prescription | $50.00 | $50.00 | 4/22/2010 1:46:57 PM |
| IIP77 | $25.00 | $25.00 | 4/22/2010 1:39:29 PM |
| Lam0nt | $25.00 | $25.00 | 4/22/2010 1:41:06 PM |
| visionary-fund | $25.00 | $25.00 | 4/22/2010 1:41:19 PM |
| copper | $30.00 | $30.00 | 4/22/2010 1:41:29 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/22/2010 1:41:51 PM |
| ssh1983 | $25.00 | $25.00 | 4/22/2010 1:42:12 PM |
| desertoasis | $25.00 | $25.00 | 4/22/2010 1:42:27 PM |
| aasx1108 | $25.00 | $25.00 | 4/22/2010 1:42:34 PM |
| Phantom99 | $25.00 | $25.00 | 4/22/2010 1:37:53 PM |
| social-conductor4 | $25.00 | $25.00 | 4/22/2010 1:38:59 PM |
| orderly-leverage | $30.00 | $30.00 | 4/22/2010 1:42:07 PM |
| etraboulay | $25.00 | $25.00 | 4/22/2010 1:42:10 PM |
| gjh37 | $25.00 | $25.00 | 4/22/2010 1:42:17 PM |
| smart-value0 | $25.00 | $25.00 | 4/22/2010 1:36:58 PM |
| shrewd-peace7 | $30.00 | $30.00 | 4/22/2010 1:39:02 PM |
| burrito6 | $28.73 | $28.73 | 4/22/2010 1:41:04 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/22/2010 1:41:37 PM |
| xyzlmno | $25.00 | $25.00 | 4/22/2010 1:41:42 PM |
| loyalist1 | $100.00 | $100.00 | 4/22/2010 1:42:23 PM |
| InChicago | $25.00 | $25.00 | 4/22/2010 4:50:55 PM |
| irrelevant | $25.00 | $25.00 | 4/22/2010 7:20:09 PM |
| Sackmaster | $25.00 | $25.00 | 4/22/2010 11:28:01 PM |
| 40 bids
|
Borrower Payment Dependent Notes Series
422929
This series of Notes was issued and sold upon the funding of the borrower loan #41957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $159.88 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1980 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 18
/
18 | Length of status: | 23y 3m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 47 |
Occupation: | Attorney |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,092 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 32% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| meanmary |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 760-779
(Apr-2008)
|
|
Principal balance:
| $1,954.61 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Tired of credit card debt
Purpose of loan:
Get rid of an outrageous?23% interest rate credit card debt.
My financial situation:
I am a good candidate for this loan because I have worked in the same government job for over 23 years, it's just that the government doesn't pay as well as the private sector.? I get a steady paycheck every 2 weeks.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AF-Chief | $28.00 | $28.00 | 4/19/2010 11:25:53 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:26:11 AM |
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:20 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:26:51 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:20 AM |
| integrity-doctor | $100.00 | $100.00 | 4/19/2010 11:32:33 AM |
| mrzz | $25.00 | $25.00 | 4/19/2010 11:35:19 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:06 AM |
| torion | $25.00 | $25.00 | 4/19/2010 11:42:10 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:28 AM |
| mmckune | $25.00 | $25.00 | 4/19/2010 11:44:37 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:41 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:48:00 AM |
| Avala | $50.00 | $50.00 | 4/19/2010 11:42:40 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:43 AM |
| DonaldColorado | $25.00 | $25.00 | 4/19/2010 11:49:02 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:51:00 AM |
| LoanAngel | $25.00 | $25.00 | 4/19/2010 11:52:00 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:43 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:44:03 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:21 AM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:13 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:36 AM |
| CAGE-Investments | $75.00 | $75.00 | 4/19/2010 2:03:22 PM |
| fortytwo | $25.00 | $25.00 | 4/19/2010 1:45:27 PM |
| Aberdeen | $400.00 | $400.00 | 4/19/2010 2:53:25 PM |
| thedreamer | $25.00 | $25.00 | 4/19/2010 4:00:34 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/19/2010 9:18:43 PM |
| stable-nickel | $100.00 | $100.00 | 4/20/2010 7:50:42 AM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 9:52:13 AM |
| blackberry9 | $25.00 | $25.00 | 4/20/2010 10:13:34 AM |
| studious-bonus7 | $50.00 | $50.00 | 4/20/2010 8:20:20 AM |
| ichibon | $25.00 | $25.00 | 4/20/2010 9:22:45 AM |
| smart-leverage7 | $25.00 | $25.00 | 4/20/2010 12:31:50 PM |
| finance-prescription | $100.00 | $100.00 | 4/20/2010 1:23:11 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/20/2010 2:33:11 PM |
| revenue-ruler6 | $25.00 | $25.00 | 4/20/2010 1:53:16 PM |
| uncleubb | $25.00 | $25.00 | 4/20/2010 2:09:17 PM |
| ddog0224 | $25.00 | $25.00 | 4/20/2010 4:09:00 PM |
| orange-preeminant-bill | $29.24 | $29.24 | 4/20/2010 12:08:02 PM |
| decisive-capital | $100.00 | $100.00 | 4/20/2010 12:47:21 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/20/2010 4:08:35 PM |
| bondhedger | $25.00 | $25.00 | 4/20/2010 6:18:43 PM |
| yield-seeker | $25.00 | $25.00 | 4/20/2010 8:04:02 PM |
| naina_my_daughter | $25.00 | $25.00 | 4/20/2010 8:59:20 PM |
| GrommetPosse | $25.00 | $25.00 | 4/20/2010 10:58:20 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/20/2010 7:26:16 PM |
| mpactlender | $25.00 | $25.00 | 4/21/2010 5:34:29 AM |
| toocautious | $25.00 | $25.00 | 4/21/2010 7:57:31 AM |
| MTlender | $25.00 | $25.00 | 4/21/2010 8:25:30 AM |
| nands31 | $25.00 | $25.00 | 4/21/2010 9:33:38 AM |
| japerk | $25.00 | $25.00 | 4/21/2010 8:13:55 AM |
| money-boots2 | $25.00 | $25.00 | 4/21/2010 9:34:33 AM |
| djs81 | $25.00 | $25.00 | 4/21/2010 11:16:10 AM |
| figs4u2 | $80.00 | $80.00 | 4/21/2010 11:12:54 AM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/21/2010 12:39:20 PM |
| JFKPilot | $25.00 | $25.00 | 4/21/2010 12:47:42 PM |
| CA_Lender | $25.00 | $25.00 | 4/22/2010 12:46:00 AM |
| dontscrewmeover1 | $50.00 | $50.00 | 4/22/2010 6:11:56 PM |
| RandyL3 | $99.00 | $99.00 | 4/23/2010 3:47:02 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:04 AM |
| red-trade-cologne | $25.00 | $25.00 | 4/19/2010 11:31:34 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:36:03 AM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:34:53 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:05 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:26 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:45 AM |
| hrubinst | $25.00 | $25.00 | 4/19/2010 11:41:50 AM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:22 AM |
| radforj22 | $25.00 | $25.00 | 4/19/2010 11:30:52 AM |
| dinero-speaker | $25.00 | $25.00 | 4/19/2010 11:43:08 AM |
| magical-greenback | $25.00 | $25.00 | 4/19/2010 11:46:46 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:06 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/19/2010 11:49:21 AM |
| Dap2005 | $25.00 | $25.00 | 4/19/2010 11:45:43 AM |
| contract-eagle | $50.00 | $50.00 | 4/19/2010 11:49:09 AM |
| cptproton | $25.00 | $25.00 | 4/19/2010 11:54:49 AM |
| orderly-leverage | $40.00 | $40.00 | 4/19/2010 11:49:55 AM |
| Havana21 | $50.00 | $50.00 | 4/19/2010 11:50:12 AM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:56:04 AM |
| unassassinable | $25.00 | $25.00 | 4/19/2010 11:45:56 AM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:20 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:46:34 AM |
| important-ore | $50.00 | $50.00 | 4/19/2010 11:58:28 AM |
| emt747 | $25.00 | $25.00 | 4/19/2010 11:59:18 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:29 AM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:24 AM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:44 AM |
| thezfunk | $25.00 | $25.00 | 4/19/2010 12:01:15 PM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:28 PM |
| moves | $25.00 | $25.00 | 4/19/2010 12:04:29 PM |
| Kerrysbay | $50.00 | $50.00 | 4/19/2010 12:01:29 PM |
| balance2 | $50.00 | $50.00 | 4/19/2010 12:01:41 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:10 PM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 12:00:59 PM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 12:03:53 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/19/2010 1:06:01 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/19/2010 2:10:20 PM |
| practice44 | $25.00 | $25.00 | 4/19/2010 2:28:20 PM |
| value-pouch | $50.00 | $50.00 | 4/19/2010 2:52:54 PM |
| dbanwart | $25.00 | $25.00 | 4/19/2010 4:32:17 PM |
| Gibbyland | $75.00 | $75.00 | 4/19/2010 7:52:56 PM |
| ideal-platinum1 | $41.78 | $41.78 | 4/19/2010 8:33:01 PM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 8:57:51 PM |
| treasure-bliss | $39.83 | $39.83 | 4/20/2010 9:28:15 AM |
| don8ter | $60.00 | $60.00 | 4/20/2010 6:28:19 AM |
| Slend49 | $25.00 | $25.00 | 4/20/2010 6:28:58 AM |
| building-america | $25.00 | $25.00 | 4/20/2010 9:34:14 AM |
| ferocious-money9 | $25.00 | $25.00 | 4/20/2010 9:34:31 AM |
| money-surge1 | $25.00 | $25.00 | 4/20/2010 9:34:43 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/20/2010 12:55:55 PM |
| sloak | $25.00 | $25.00 | 4/20/2010 2:51:06 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/20/2010 12:35:08 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/20/2010 6:10:29 PM |
| ingenious-order783 | $25.00 | $25.00 | 4/21/2010 5:48:23 AM |
| best-decisive-peace | $25.00 | $25.00 | 4/21/2010 9:24:49 AM |
| Supernick | $29.21 | $29.21 | 4/21/2010 6:37:46 AM |
| a-studious-payment | $25.00 | $25.00 | 4/21/2010 9:34:14 AM |
| Timchenko_LLC | $25.00 | $25.00 | 4/21/2010 10:11:35 AM |
| 10ECgirl | $25.00 | $25.00 | 4/21/2010 10:32:19 AM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 10:10:58 AM |
| bchen78875 | $50.00 | $50.00 | 4/21/2010 11:43:36 AM |
| jdashv | $25.00 | $25.00 | 4/21/2010 11:39:09 AM |
| BayShell | $43.00 | $16.39 | 4/21/2010 1:14:22 PM |
| AustinAmerica | $25.00 | $25.00 | 4/24/2010 11:35:15 AM |
| jpblan11 | $50.00 | $50.00 | 4/24/2010 1:06:55 PM |
| Bank_of_E-Ville | $25.00 | $25.00 | 4/25/2010 7:36:39 AM |
| BigBizBuilder | $26.55 | $26.55 | 4/25/2010 9:03:09 PM |
| 128 bids
|
Borrower Payment Dependent Notes Series
443621
This series of Notes was issued and sold upon the funding of the borrower loan #42106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,265.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $147.70 |
|
Final lender yield:
| 27.45% |
Final borrower rate/APR:
| 28.45% / 30.81% |
Final monthly payment:
| $135.85 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 19.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.85% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 31% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 5 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 6m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 14 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,546 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 73% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bigfriday |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,999.00 | < mo. late:
| 0
( 0% )
| 600-619
(Jul-2009)
600-619
(Jul-2008)
600-619
(May-2008)
600-619
(Mar-2008)
|
|
Principal balance:
| $1,469.95 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
2nd listing, 100% on time
I have never been late on a payment on any account, including Prosper. I respect that Prosper lenders were probably hit hard in the recession, necessitating a re-formatting of Prosper ratings, but I'm surprised to be an HR. What it means for lenders is you get to make a really nice return on a sound investment.
Purpose of loan: In summer 08, Prosper helped me finance my auto purchase. I upgraded for professional reasons. Since then, I was promoted once, then accepted a better job! Meantime, I still have a subpar credit score
thanks to youthful stupidity. I am looking to turn some revolving
consumer junk with rates in the high 20%s into straight loans I can pay off
and be rid of.
Cash flow in:
$2500/salary + commission from $1000-6000 per month. In my first six months I have had at least $1750 per month commission for a total of $4250/month. I have calculated my annual salary based on this minimum I've made every month.
Cash flow out:
$ 2690/mo. With this new loan, that will decrease by $75-100 depending on final interest rate.
??Housing: $ 1100/mo
? Car expenses: $550 (Includes my current Prosper loan, gas, insurance, and my split
on auto loan I share with fiancee?she drives that car but I pay half and she
takes care household and clothing)
Utilities: $110?my half, always way overshoot this expense. Includes cable and internet
Phone: $80
Food, entertainment: $260---groceries; fiancee and I split this
expense
Credit cards and other loans: $368 (including student loans--$221 of this per month will be erased in this refinancing).
My poor credit rating stems from: two MasterCards and two consumer
cards were overused while I earned my Bachelor?s degree, leaving me with high
DTLs/utilization. This loan will get those consumer cards down to zero, and I have made some good progress already on the credit cards (see vastly improved credit score).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
What products do you sell? Does your wife bring any income & expenses that you do not list on your listing?
Thanks, - p2ploan-sensation211
A:
I sell equipment and services to support wireless telecom carriers' network ops, upgrades, and expansion. So, if you believe that mobile phone technology is growing, you believe in my field. I work in a company of 110 employees and growing. I have strategic national accounts and am very secure in my position (see results).
My wife is a nanny. She makes $500-1000 over expenses per month. Thanks for the question, and hopefully for a big bid!
(Apr-24-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| brondero | $40.00 | $40.00 | 4/21/2010 9:27:00 AM |
| brondero | $90.00 | $90.00 | 4/21/2010 11:57:06 AM |
| SolarMoonshine | $25.00 | $25.00 | 4/22/2010 5:35:04 PM |
| Skeptical-one | $50.00 | $50.00 | 4/23/2010 8:45:50 AM |
| Aberdeen | $400.00 | $400.00 | 4/23/2010 12:11:45 PM |
| brondero | $55.00 | $55.00 | 4/23/2010 4:48:39 PM |
| BlueProteus | $25.00 | $25.00 | 4/23/2010 11:05:15 PM |
| brondero | $50.00 | $50.00 | 4/23/2010 9:18:05 PM |
| Your_Bank | $100.00 | $100.00 | 4/24/2010 2:53:03 PM |
| Moe87 | $25.00 | $25.00 | 4/24/2010 6:19:01 AM |
| proton346 | $25.00 | $25.00 | 4/24/2010 9:23:36 PM |
| winger66 | $25.00 | $25.00 | 4/25/2010 8:39:48 AM |
| the-serene-transaction | $50.00 | $50.00 | 4/25/2010 5:42:40 PM |
| PotBellyPete | $40.00 | $40.00 | 4/26/2010 7:01:22 AM |
| fairgirl | $25.00 | $25.00 | 4/26/2010 5:19:40 AM |
| checzwick | $25.00 | $25.00 | 4/26/2010 5:32:01 AM |
| OGS_Capital | $25.00 | $25.00 | 4/26/2010 7:38:10 AM |
| Feyenoord | $41.86 | $41.86 | 4/26/2010 12:50:13 AM |
| Mark-M | $25.00 | $25.00 | 4/26/2010 8:36:47 AM |
| love2garden | $50.00 | $50.00 | 4/26/2010 8:37:20 AM |
| eronyc | $25.00 | $25.00 | 4/26/2010 8:41:16 AM |
| The-CAPS-fan | $25.00 | $25.00 | 4/26/2010 9:09:45 AM |
| Rip128 | $200.00 | $200.00 | 4/26/2010 6:51:28 AM |
| Grimmreaper | $25.00 | $25.00 | 4/26/2010 10:22:50 AM |
| MTF | $50.00 | $50.00 | 4/26/2010 7:47:11 AM |
| chameleon125 | $50.00 | $50.00 | 4/26/2010 8:09:38 AM |
| fairness-atmosphere | $25.00 | $25.00 | 4/26/2010 11:13:59 AM |
| CA_Lender | $25.00 | $25.00 | 4/26/2010 11:19:37 AM |
| wyogirllender | $25.00 | $25.00 | 4/19/2010 3:34:56 PM |
| HT3 | $50.00 | $50.00 | 4/21/2010 2:56:14 PM |
| brondero | $115.00 | $115.00 | 4/22/2010 3:09:15 PM |
| Unitas4302 | $50.00 | $50.00 | 4/22/2010 6:46:08 PM |
| cold1 | $25.00 | $25.00 | 4/22/2010 8:36:21 PM |
| thestartuplender | $75.00 | $75.00 | 4/23/2010 12:08:35 PM |
| mikey1973 | $50.00 | $50.00 | 4/23/2010 11:18:33 AM |
| realtormoises | $25.00 | $25.00 | 4/23/2010 4:44:50 PM |
| loss-of-control | $50.00 | $50.00 | 4/23/2010 5:24:56 PM |
| UCLA4life | $25.00 | $25.00 | 4/23/2010 6:47:47 PM |
| loss-of-control | $50.00 | $50.00 | 4/23/2010 5:24:23 PM |
| guardian3 | $25.00 | $25.00 | 4/24/2010 8:39:54 AM |
| Gandalf0001 | $25.00 | $25.00 | 4/24/2010 12:06:42 PM |
| Your_Bank | $100.00 | $100.00 | 4/24/2010 2:59:20 PM |
| five-star-note | $75.00 | $75.00 | 4/24/2010 6:03:41 PM |
| The-CAPS-fan | $25.00 | $25.00 | 4/25/2010 3:38:24 PM |
| icanhasloanz | $150.00 | $150.00 | 4/25/2010 8:03:16 PM |
| skillful-asset5 | $25.00 | $25.00 | 4/25/2010 8:37:15 PM |
| integrity-broker | $25.00 | $25.00 | 4/26/2010 3:34:45 AM |
| catalystcf | $25.00 | $25.00 | 4/26/2010 6:26:57 AM |
| sturdy-peace9 | $75.00 | $75.00 | 4/25/2010 8:14:58 PM |
| martymaniaman | $75.00 | $75.00 | 4/26/2010 8:08:55 AM |
| tigercat | $50.00 | $50.00 | 4/26/2010 8:28:58 AM |
| RichMaker1 | $50.00 | $50.00 | 4/25/2010 10:01:41 PM |
| Kash2010lu | $25.00 | $25.00 | 4/25/2010 10:09:47 PM |
| DasMula | $25.00 | $25.00 | 4/26/2010 9:15:24 AM |
| DasMula | $25.00 | $25.00 | 4/26/2010 9:15:10 AM |
| wealth-pipeline | $25.00 | $25.00 | 4/26/2010 6:39:40 AM |
| Firescreek | $25.00 | $25.00 | 4/26/2010 9:16:44 AM |
| finance-solo | $25.00 | $25.00 | 4/26/2010 6:56:09 AM |
| PeacefulFlorida | $26.30 | $26.30 | 4/26/2010 9:57:45 AM |
| Nerdster1 | $25.01 | $25.01 | 4/26/2010 11:17:46 AM |
| investment-daydream | $50.00 | $50.00 | 4/26/2010 10:51:04 AM |
| benefit-flow | $50.00 | $31.83 | 4/26/2010 11:15:13 AM |
| thestartuplender | $100.00 | $100.00 | 4/26/2010 10:12:17 AM |
| 63 bids
|
Borrower Payment Dependent Notes Series
453819
This series of Notes was issued and sold upon the funding of the borrower loan #42088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-15-2010 |
| |
Auction end date:
| Apr-22-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $127.91 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $127.57 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 13
/
12 | Length of status: | 14y 8m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 34 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $37,769 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 68% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| TownsendOrg |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start small business
Purpose of loan:
This loan will be used as start up money for a new vending business.?
My financial situation:
I am a good candidate for this loan because? I have good credit, a steady job, and have never had a late payment.?I've been serving my country in the US Air Force for 15 years and would like to supplement my income by starting a vending business.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/15/2010 11:31:15 AM |
| hrubinst | $25.00 | $25.00 | 4/15/2010 11:56:50 AM |
| lagnisiruk | $25.00 | $25.00 | 4/15/2010 12:06:36 PM |
| Dap2005 | $25.00 | $25.00 | 4/15/2010 12:00:47 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/15/2010 12:01:51 PM |
| delicious-social132 | $25.00 | $25.00 | 4/15/2010 11:57:58 AM |
| dinero-speaker | $25.00 | $25.00 | 4/15/2010 11:58:24 AM |
| PRGuyinVA | $25.00 | $25.00 | 4/15/2010 12:02:38 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/15/2010 12:06:15 PM |
| influential-compassion9 | $50.00 | $50.00 | 4/15/2010 12:07:55 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/15/2010 12:04:09 PM |
| Cai8899 | $50.00 | $50.00 | 4/15/2010 12:06:43 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/15/2010 3:41:47 PM |
| GElender | $50.00 | $50.00 | 4/15/2010 4:03:14 PM |
| MihirFromRedmond | $25.00 | $25.00 | 4/15/2010 10:23:36 PM |
| orderly-leverage | $40.00 | $40.00 | 4/15/2010 8:53:17 PM |
| treasure-bliss | $100.00 | $100.00 | 4/16/2010 4:37:30 AM |
| schpere | $25.00 | $25.00 | 4/16/2010 4:43:07 AM |
| Unitas4302 | $100.00 | $100.00 | 4/16/2010 4:44:34 AM |
| lowrate | $25.00 | $25.00 | 4/16/2010 12:33:26 AM |
| dpdn57 | $25.00 | $25.00 | 4/16/2010 6:29:45 AM |
| ichibon | $75.00 | $75.00 | 4/16/2010 3:25:30 AM |
| Artist_Blue | $25.00 | $25.00 | 4/16/2010 7:53:03 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/16/2010 6:38:39 AM |
| LoanAngel | $25.00 | $25.00 | 4/16/2010 9:21:59 AM |
| emphatic-deal5 | $25.00 | $25.00 | 4/16/2010 9:35:08 AM |
| selfmademan | $25.00 | $25.00 | 4/16/2010 10:40:57 AM |
| market-mover | $25.00 | $25.00 | 4/16/2010 10:42:20 AM |
| atrain2007 | $25.00 | $25.00 | 4/16/2010 10:42:28 AM |
| Clambake | $50.00 | $50.00 | 4/16/2010 3:53:36 PM |
| RandyL3 | $99.00 | $99.00 | 4/16/2010 3:00:02 PM |
| debt-system880 | $25.00 | $25.00 | 4/17/2010 1:48:07 AM |
| important-ore | $50.00 | $50.00 | 4/16/2010 9:34:44 PM |
| Binan | $25.00 | $25.00 | 4/18/2010 6:58:04 AM |
| balance2 | $50.00 | $50.00 | 4/18/2010 7:43:46 AM |
| Millmanator | $25.00 | $25.00 | 4/18/2010 10:20:26 AM |
| JGB | $25.00 | $25.00 | 4/18/2010 2:01:14 PM |
| new-reward-sequoia | $25.00 | $25.00 | 4/19/2010 6:33:49 AM |
| loiosh | $25.00 | $25.00 | 4/19/2010 12:34:03 PM |
| BBL | $25.00 | $25.00 | 4/19/2010 3:56:35 PM |
| brazilofmux | $100.00 | $100.00 | 4/19/2010 4:01:34 PM |
| SNH | $50.00 | $50.00 | 4/19/2010 4:39:47 PM |
| bazzer | $25.00 | $25.00 | 4/19/2010 4:40:19 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/19/2010 4:42:18 PM |
| 2grindstones | $25.00 | $25.00 | 4/21/2010 9:38:47 AM |
| bughead | $25.00 | $25.00 | 4/21/2010 10:30:14 AM |
| Smallbear | $25.00 | $25.00 | 4/21/2010 11:52:47 AM |
| MoneyTalksInc | $25.00 | $25.00 | 4/21/2010 3:47:23 PM |
| wwwUniversal | $25.00 | $25.00 | 4/21/2010 4:22:52 PM |
| spotty54 | $25.00 | $25.00 | 4/22/2010 4:29:53 AM |
| gothampark | $25.00 | $25.00 | 4/22/2010 1:17:25 AM |
| PlusUltra | $125.01 | $125.01 | 4/22/2010 7:10:29 AM |
| unassassinable | $25.00 | $25.00 | 4/15/2010 12:01:10 PM |
| torion | $25.00 | $25.00 | 4/15/2010 11:57:25 AM |
| Avala | $50.00 | $50.00 | 4/15/2010 11:57:40 AM |
| mmckune | $25.00 | $25.00 | 4/15/2010 11:59:45 AM |
| contract-eagle | $25.00 | $25.00 | 4/15/2010 12:08:51 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/15/2010 11:59:01 AM |
| nickel-ferret | $25.00 | $25.00 | 4/15/2010 12:00:07 PM |
| Supernick | $50.00 | $50.00 | 4/15/2010 12:06:19 PM |
| bowdish1 | $50.00 | $50.00 | 4/15/2010 12:01:39 PM |
| bid-refresher2 | $25.00 | $25.00 | 4/15/2010 12:11:12 PM |
| Okeey | $25.00 | $25.00 | 4/15/2010 12:07:10 PM |
| bchen78875 | $25.00 | $25.00 | 4/15/2010 12:08:12 PM |
| integrity-doctor | $100.00 | $100.00 | 4/15/2010 12:37:41 PM |
| finance-prescription | $100.00 | $100.00 | 4/15/2010 12:10:37 PM |
| iolaire | $25.00 | $25.00 | 4/15/2010 1:43:22 PM |
| wings2fly | $25.00 | $25.00 | 4/15/2010 11:33:03 PM |
| metro457 | $25.00 | $25.00 | 4/15/2010 6:34:55 PM |
| Havana21 | $50.00 | $50.00 | 4/15/2010 10:23:22 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 4/16/2010 4:44:08 AM |
| gatorjh | $25.00 | $25.00 | 4/16/2010 7:08:45 AM |
| radforj22 | $25.00 | $25.00 | 4/16/2010 8:00:46 AM |
| transparency-planetarium | $25.00 | $25.00 | 4/16/2010 9:36:09 AM |
| JSON | $25.00 | $25.00 | 4/16/2010 10:09:40 AM |
| interest-griffin | $50.00 | $50.00 | 4/16/2010 9:43:42 AM |
| teller | $25.00 | $25.00 | 4/16/2010 10:11:36 AM |
| jblack01 | $25.00 | $25.00 | 4/16/2010 12:12:02 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/16/2010 12:43:59 PM |
| AF-Chief | $28.00 | $28.00 | 4/16/2010 12:59:30 PM |
| cptproton | $25.00 | $25.00 | 4/16/2010 5:04:03 PM |
| emt747 | $25.00 | $25.00 | 4/17/2010 8:00:02 AM |
| decisive-capital | $75.00 | $75.00 | 4/17/2010 5:27:55 PM |
| thedreamer | $25.00 | $25.00 | 4/18/2010 10:48:27 AM |
| engaging-worth | $25.00 | $25.00 | 4/17/2010 7:02:59 PM |
| cingular | $25.00 | $25.00 | 4/18/2010 6:28:23 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 9:33:27 AM |
| calm-deal7 | $25.00 | $25.00 | 4/19/2010 9:35:45 AM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 9:35:20 AM |
| Turkish101 | $25.00 | $25.00 | 4/19/2010 12:16:19 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/19/2010 1:06:35 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/19/2010 2:10:39 PM |
| eagle1271 | $25.00 | $25.00 | 4/19/2010 3:59:24 PM |
| p2p_banker | $25.00 | $25.00 | 4/19/2010 4:25:18 PM |
| booyah | $25.00 | $25.00 | 4/19/2010 4:39:34 PM |
| Quetz | $25.00 | $25.00 | 4/19/2010 4:41:54 PM |
| wise-silver-wonder | $25.00 | $6.17 | 4/19/2010 4:58:21 PM |
| TheCount | $25.00 | $25.00 | 4/19/2010 6:13:26 PM |
| Interloper | $25.00 | $25.00 | 4/19/2010 4:39:23 PM |
| ISHLEP67 | $50.00 | $50.00 | 4/19/2010 4:39:36 PM |
| bnsfnut | $30.10 | $30.10 | 4/20/2010 8:42:59 PM |
| SpotLending | $50.00 | $50.00 | 4/20/2010 8:23:37 PM |
| dmitriy2 | $25.00 | $25.00 | 4/21/2010 9:31:48 AM |
| persistent-value3 | $26.72 | $26.72 | 4/21/2010 10:23:27 AM |
| P2PHelper | $25.00 | $25.00 | 4/21/2010 11:22:30 AM |
| OzGuy609 | $25.00 | $25.00 | 4/21/2010 2:23:06 PM |
| porwestco | $25.00 | $25.00 | 4/21/2010 1:06:14 PM |
| Johnab | $25.00 | $25.00 | 4/21/2010 4:16:04 PM |
| note-pursuit | $25.00 | $25.00 | 4/21/2010 4:31:36 PM |
| Brklyn01 | $40.00 | $40.00 | 4/22/2010 4:38:55 AM |
| 110 bids
|
Borrower Payment Dependent Notes Series
453831
This series of Notes was issued and sold upon the funding of the borrower loan #42042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Apr-15-2010 |
| |
Auction end date:
| Apr-22-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $203.56 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $203.56 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 24% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 10m |
|
Credit score:
| 660-679 (Mar-2010) |
Total credit lines:
| 49 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,508 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 93% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| QWIKPAYBACK4U |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off High CC's
My financial situation:
No delinquencies, strong income, professional analyst, stable job -
College Grad, about to transition to the bio-tech field and increase my salary by approx. 5 - 7%
Due to dropping property values in SoCal, had to get out of my condo (BK) this has been discharged in 2006.
I rent now and have been at my same address for 4 years..
Debt to Income is low - I pay early and above minimum.
I am? in good health and have no children or other dependents.
Thanks for your consideration !
Monthly net income: $ $4800.00
Monthly expenses: $ 3300.00
Housing: $ 1600.00
Insurance: $ 125.00
Car expenses: $ 600.00
Utilities: $ 60.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 200.00
Clothing, household expenses $ 150.00
Credit cards and other loans: $ 350.00
Other expenses: $ 150.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-prescription | $50.00 | $50.00 | 4/19/2010 9:25:03 AM |
| micko | $25.00 | $25.00 | 4/20/2010 4:25:58 PM |
| wealth-pal3 | $25.00 | $25.00 | 4/20/2010 4:05:31 PM |
| Marfloogan | $25.00 | $25.00 | 4/20/2010 5:35:13 PM |
| CashFlow13 | $2,000.00 | $2,000.00 | 4/20/2010 6:03:18 PM |
| 3GuardianAngles | $42.03 | $42.03 | 4/20/2010 7:01:59 PM |
| Bob450 | $35.00 | $35.00 | 4/20/2010 9:38:48 PM |
| zone6 | $50.00 | $50.00 | 4/21/2010 12:50:58 PM |
| Trentsteel_98 | $25.00 | $25.00 | 4/21/2010 12:12:50 PM |
| durability-colonel | $100.00 | $100.00 | 4/21/2010 5:42:54 PM |
| Bob450 | $25.00 | $25.00 | 4/21/2010 10:19:44 PM |
| leverage-monger | $25.00 | $25.00 | 4/22/2010 7:10:31 AM |
| lostviajero | $25.00 | $25.00 | 4/22/2010 9:48:12 AM |
| Sonihal | $166.67 | $166.67 | 4/22/2010 9:07:25 AM |
| reflective-rupee | $100.00 | $100.00 | 4/22/2010 9:29:26 AM |
| reflective-rupee | $1,000.00 | $555.30 | 4/22/2010 9:42:36 AM |
| dano1965 | $25.00 | $25.00 | 4/22/2010 11:00:10 AM |
| ColoradoLender82 | $25.00 | $25.00 | 4/22/2010 10:07:57 AM |
| wealth-multiplier | $25.00 | $25.00 | 4/22/2010 11:03:45 AM |
| patriot384 | $50.00 | $50.00 | 4/22/2010 10:13:16 AM |
| leverage-monger | $26.00 | $26.00 | 4/22/2010 11:20:53 AM |
| ALFLoan | $25.00 | $25.00 | 4/22/2010 10:51:35 AM |
| TakeCare | $50.00 | $50.00 | 4/22/2010 11:07:15 AM |
| leverage-monger | $25.00 | $25.00 | 4/22/2010 11:08:38 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 4:05:02 PM |
| Your_Bank | $100.00 | $100.00 | 4/20/2010 5:17:18 PM |
| surgeon3 | $25.00 | $25.00 | 4/20/2010 7:39:36 PM |
| jhernand17 | $25.00 | $25.00 | 4/20/2010 9:53:18 PM |
| DasMula | $25.00 | $25.00 | 4/20/2010 8:08:29 PM |
| EastBayCapital | $25.00 | $25.00 | 4/21/2010 9:33:59 AM |
| evergreen16 | $50.00 | $50.00 | 4/21/2010 10:12:07 AM |
| zone6 | $50.00 | $50.00 | 4/21/2010 12:51:20 PM |
| zone6 | $50.00 | $50.00 | 4/21/2010 12:50:39 PM |
| zone6 | $50.00 | $50.00 | 4/21/2010 12:51:45 PM |
| Whipster | $25.00 | $25.00 | 4/21/2010 2:32:07 PM |
| Frosty | $25.00 | $25.00 | 4/21/2010 4:02:55 PM |
| Ray3486 | $25.00 | $25.00 | 4/21/2010 6:42:59 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/21/2010 6:10:22 PM |
| enchanted-note | $50.00 | $50.00 | 4/22/2010 8:18:07 AM |
| meers2000 | $25.00 | $25.00 | 4/22/2010 9:33:27 AM |
| reflective-rupee | $100.00 | $100.00 | 4/22/2010 9:28:50 AM |
| reflective-rupee | $100.00 | $100.00 | 4/22/2010 9:29:14 AM |
| siv | $50.00 | $50.00 | 4/22/2010 10:28:21 AM |
| TakeCare | $50.00 | $50.00 | 4/22/2010 10:55:38 AM |
| blue-silver-ruler | $25.00 | $25.00 | 4/22/2010 10:15:16 AM |
| superluminova | $25.00 | $25.00 | 4/22/2010 11:12:52 AM |
| FarmersBank | $25.00 | $25.00 | 4/22/2010 10:46:53 AM |
| 47 bids
|
Borrower Payment Dependent Notes Series
453883
This series of Notes was issued and sold upon the funding of the borrower loan #42015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-15-2010 |
| |
Auction end date:
| Apr-22-2010 |
|
|
Starting lender yield:
| 7.48% |
Starting borrower rate/APR:
| 8.48% / 8.82% |
Starting monthly payment:
| $157.79 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $157.37 |
| |
|
Auction yield range:
| 3.04% - 7.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 1m |
|
Credit score:
| 800-819 (Apr-2010) |
Total credit lines:
| 11 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,438 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 29% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bill-smasher |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help with Cash crunch
Purpose of loan:
This loan will be used to?
reduce debt between closings.
My company NNG LLC was established to acquire multifamily apartments and MFA notes, through creative use of various forms of funding.
Most of my business activity has been on finding funding for other investors of properties not suited for my acquisition. I have had no closings to date.
Current funding activities have been brisk however many of my clients
have been unable to complete closing on their acquisition attempts.
Six attempts have proved fruitless with three more pending. I am confident I will benefit from closing fees on all my transactions, admittedly however that has not been the case so far. I am positive that current projects will close, allowing me to pay off this loan.
My financial situation:
I am a good candidate for this loan because?I have been successful at placing over $60MM in funding requests which is only and adjunct to my primary Note business. I expect success because I believe in the law of harvest. You reap in due season that which you sow. with more than seven thousand invested so far, I have built and continue to build a solid foundation for my business. I can acquire $10MM in multifamily apartment property for 1% cash to close(must prove founds).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| meux99 | $25.00 | $25.00 | 4/15/2010 11:37:01 AM |
| worthy-wealth3 | $25.00 | $25.00 | 4/15/2010 11:43:52 AM |
| OLYVRC | $25.00 | $25.00 | 4/15/2010 11:44:12 AM |
| kenji4861 | $25.00 | $25.00 | 4/15/2010 11:36:06 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/15/2010 11:30:53 AM |
| lagnisiruk | $25.00 | $25.00 | 4/15/2010 11:46:33 AM |
| fortytwo | $100.00 | $100.00 | 4/15/2010 11:47:13 AM |
| peerlender | $30.00 | $30.00 | 4/15/2010 11:48:36 AM |
| mtp | $50.00 | $50.00 | 4/15/2010 11:48:59 AM |
| KeepOnRunning | $50.00 | $50.00 | 4/15/2010 11:49:33 AM |
| bowdish1 | $100.00 | $100.00 | 4/15/2010 11:50:17 AM |
| antlr | $25.00 | $25.00 | 4/15/2010 11:46:00 AM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/15/2010 11:58:55 AM |
| nickel-ferret | $25.00 | $25.00 | 4/15/2010 11:55:19 AM |
| delicious-social132 | $40.00 | $40.00 | 4/15/2010 11:56:16 AM |
| fantastic-openness | $50.00 | $50.00 | 4/15/2010 12:02:48 PM |
| radforj22 | $25.00 | $25.00 | 4/15/2010 11:55:05 AM |
| Supernick | $50.00 | $50.00 | 4/15/2010 12:06:32 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/15/2010 12:00:25 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/15/2010 11:56:37 AM |
| bchen78875 | $50.00 | $50.00 | 4/15/2010 1:00:47 PM |
| HHP | $25.00 | $25.00 | 4/15/2010 12:03:31 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/15/2010 12:38:10 PM |
| jsw7us | $50.00 | $50.00 | 4/15/2010 12:09:21 PM |
| authoritative-capital | $25.00 | $25.00 | 4/15/2010 12:09:43 PM |
| iolaire | $25.00 | $25.00 | 4/15/2010 1:43:54 PM |
| Havana21 | $50.00 | $50.00 | 4/15/2010 10:23:09 PM |
| cebgop | $25.00 | $25.00 | 4/15/2010 8:41:34 PM |
| schpere | $25.00 | $25.00 | 4/16/2010 4:44:52 AM |
| lowrate | $25.00 | $25.00 | 4/16/2010 12:33:02 AM |
| Tradesmanlender | $25.00 | $25.00 | 4/16/2010 9:38:06 AM |
| MiniBank998 | $25.00 | $25.00 | 4/16/2010 7:28:01 AM |
| Apex-Lender | $25.00 | $25.00 | 4/16/2010 7:46:53 AM |
| Daneistes | $100.00 | $100.00 | 4/16/2010 9:35:43 AM |
| Rdodson11 | $25.00 | $25.00 | 4/16/2010 9:37:58 AM |
| teller | $60.00 | $60.00 | 4/16/2010 10:11:52 AM |
| zyztemboy | $25.00 | $25.00 | 4/16/2010 12:14:03 PM |
| Asynch | $25.00 | $25.00 | 4/16/2010 10:41:59 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/16/2010 1:15:25 PM |
| djs81 | $25.00 | $25.00 | 4/16/2010 4:37:40 PM |
| xyzlmno | $25.00 | $25.00 | 4/16/2010 4:39:06 PM |
| superchicken | $25.00 | $25.00 | 4/16/2010 4:39:12 PM |
| SNH | $50.00 | $50.00 | 4/16/2010 6:32:47 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 4/17/2010 10:18:29 AM |
| emt747 | $25.00 | $25.00 | 4/17/2010 8:00:12 AM |
| auction-elvis | $25.00 | $25.00 | 4/17/2010 9:43:24 AM |
| Veridic | $25.00 | $25.00 | 4/17/2010 5:33:02 PM |
| justalender | $25.00 | $25.00 | 4/17/2010 11:12:47 AM |
| Raptorman | $25.00 | $25.00 | 4/17/2010 9:39:28 PM |
| Kame | $25.00 | $25.00 | 4/17/2010 10:19:00 PM |
| BankOfFrankFairness | $30.30 | $30.30 | 4/17/2010 4:17:55 PM |
| Boxhead | $25.00 | $25.00 | 4/18/2010 7:17:58 AM |
| outtahoth2o | $46.76 | $46.76 | 4/17/2010 7:28:29 PM |
| help_each_other | $25.00 | $25.00 | 4/17/2010 1:12:51 PM |
| Zipline | $25.00 | $25.00 | 4/18/2010 12:07:47 AM |
| decisive-capital | $100.00 | $100.00 | 4/17/2010 5:28:30 PM |
| engaging-worth | $25.00 | $25.00 | 4/17/2010 7:03:02 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/18/2010 12:03:37 PM |
| Debt2Freedom | $25.00 | $25.00 | 4/18/2010 12:03:48 PM |
| ChicoBob | $50.00 | $50.00 | 4/18/2010 12:04:02 PM |
| ohnezweck | $25.00 | $25.00 | 4/18/2010 12:04:59 PM |
| honorable-yield | $50.00 | $50.00 | 4/18/2010 12:07:50 AM |
| thezfunk | $25.00 | $25.00 | 4/18/2010 12:38:11 AM |
| outwish | $25.00 | $25.00 | 4/18/2010 9:23:33 AM |
| bradwill | $41.17 | $41.17 | 4/18/2010 7:25:24 AM |
| theemhdoctor | $25.00 | $25.00 | 4/18/2010 10:10:53 AM |
| flwah | $25.00 | $25.00 | 4/18/2010 10:11:11 AM |
| RussianPrincess | $100.00 | $100.00 | 4/18/2010 12:03:30 PM |
| reinforced-reward | $25.00 | $25.00 | 4/18/2010 12:03:50 PM |
| revmax | $25.00 | $25.00 | 4/18/2010 12:04:18 PM |
| xphile | $25.00 | $25.00 | 4/18/2010 12:04:25 PM |
| DadWarbucks | $25.00 | $25.00 | 4/18/2010 12:04:42 PM |
| Guerrilla_Man | $25.00 | $25.00 | 4/18/2010 9:23:15 AM |
| Hexnut | $50.00 | $50.00 | 4/18/2010 12:03:46 PM |
| frankdelraza | $25.00 | $25.00 | 4/18/2010 12:03:54 PM |
| johngaltline | $25.00 | $25.00 | 4/18/2010 12:04:06 PM |
| ToloUSN | $50.00 | $50.00 | 4/20/2010 7:37:45 PM |
| persistent-value3 | $35.56 | $35.56 | 4/21/2010 10:23:59 AM |
| dano1965 | $25.00 | $25.00 | 4/21/2010 12:27:13 PM |
| 909engineer | $50.00 | $50.00 | 4/22/2010 10:41:15 AM |
| Ivan2007 | $25.00 | $25.00 | 4/15/2010 11:48:02 AM |
| TheMan | $25.00 | $25.00 | 4/15/2010 11:43:25 AM |
| truth-image | $50.00 | $50.00 | 4/15/2010 11:45:45 AM |
| careful-note | $50.00 | $50.00 | 4/15/2010 11:59:35 AM |
| mrzz | $25.00 | $25.00 | 4/15/2010 11:48:11 AM |
| magical-greenback | $25.00 | $25.00 | 4/15/2010 12:02:08 PM |
| Barak | $40.00 | $40.00 | 4/15/2010 11:58:43 AM |
| DonaldColorado | $25.00 | $25.00 | 4/15/2010 12:08:28 PM |
| skuba | $25.00 | $25.00 | 4/15/2010 12:01:25 PM |
| meenan | $25.00 | $25.00 | 4/15/2010 11:58:32 AM |
| TakeCare | $50.00 | $50.00 | 4/15/2010 12:08:03 PM |
| codavee | $50.00 | $50.00 | 4/15/2010 12:03:02 PM |
| evnagelist | $25.00 | $25.00 | 4/15/2010 12:10:01 PM |
| red-trade-cologne | $25.00 | $25.00 | 4/15/2010 12:10:10 PM |
| bright-balance | $25.00 | $25.00 | 4/15/2010 12:04:53 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/15/2010 12:07:21 PM |
| contract-eagle | $25.00 | $25.00 | 4/15/2010 12:08:40 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/15/2010 12:11:29 PM |
| GElender | $50.00 | $50.00 | 4/15/2010 4:00:52 PM |
| octoberfresh | $25.00 | $25.00 | 4/15/2010 3:29:22 PM |
| snazzet | $25.00 | $25.00 | 4/15/2010 6:37:29 PM |
| AmericanCredit | $25.00 | $25.00 | 4/15/2010 6:51:59 PM |
| Artist_Blue | $25.00 | $25.00 | 4/16/2010 7:44:54 AM |
| market-mover | $25.00 | $25.00 | 4/16/2010 10:42:08 AM |
| LoanAngel | $25.00 | $25.00 | 4/16/2010 9:19:12 AM |
| Thunderswan | $50.00 | $50.00 | 4/16/2010 12:01:52 PM |
| unclejaef | $25.00 | $25.00 | 4/16/2010 12:19:47 PM |
| bglender | $25.00 | $25.00 | 4/16/2010 10:30:40 AM |
| p2p_banker | $25.00 | $25.00 | 4/16/2010 10:31:08 AM |
| RusRobo | $25.00 | $25.00 | 4/16/2010 10:31:39 AM |
| Coarch | $25.00 | $25.00 | 4/16/2010 2:07:55 PM |
| cjames84 | $25.00 | $25.00 | 4/16/2010 3:04:08 PM |
| cptproton | $25.00 | $25.00 | 4/16/2010 5:03:38 PM |
| intuitive-bill | $25.00 | $25.00 | 4/16/2010 5:49:51 PM |
| DukSerduk | $25.00 | $25.00 | 4/16/2010 6:33:11 PM |
| important-ore | $100.00 | $100.00 | 4/16/2010 9:33:57 PM |
| MissionMicroFinance | $25.00 | $25.00 | 4/17/2010 8:28:01 AM |
| spname | $25.00 | $25.00 | 4/17/2010 9:04:03 AM |
| MrDavid | $25.43 | $25.43 | 4/17/2010 4:17:52 PM |
| salala | $25.00 | $25.00 | 4/17/2010 6:59:09 PM |
| museic1 | $25.00 | $25.00 | 4/17/2010 11:33:21 AM |
| laststrawman | $25.00 | $25.00 | 4/17/2010 11:57:58 AM |
| PaulW | $25.00 | $25.00 | 4/17/2010 8:03:33 PM |
| Cai8899 | $45.00 | $45.00 | 4/17/2010 8:22:28 AM |
| Sigonio | $25.00 | $25.00 | 4/17/2010 9:49:31 PM |
| kulender | $25.00 | $25.00 | 4/17/2010 9:03:50 AM |
| fireupthegrill | $25.00 | $25.00 | 4/17/2010 9:04:01 AM |
| seattleslug | $30.00 | $30.00 | 4/17/2010 11:17:56 AM |
| TriSail | $25.00 | $25.00 | 4/18/2010 9:23:31 AM |
| TCayce | $25.00 | $25.00 | 4/17/2010 2:18:53 PM |
| psanganee | $25.00 | $25.00 | 4/17/2010 11:08:28 PM |
| mathprof | $25.00 | $25.00 | 4/18/2010 9:38:39 AM |
| reueljw | $25.00 | $25.00 | 4/18/2010 6:47:56 AM |
| Kerrysbay | $50.00 | $50.00 | 4/18/2010 7:24:02 AM |
| tsui517 | $25.00 | $25.00 | 4/18/2010 12:03:38 PM |
| turbine5 | $40.00 | $40.00 | 4/18/2010 12:04:22 PM |
| mizount | $25.00 | $25.00 | 4/17/2010 9:49:30 PM |
| cebgop | $25.00 | $25.00 | 4/17/2010 10:09:19 PM |
| ClearLake | $25.00 | $25.00 | 4/17/2010 10:18:58 PM |
| sisterkate | $25.00 | $25.00 | 4/18/2010 9:23:35 AM |
| LR_Biker | $25.00 | $25.00 | 4/18/2010 9:43:10 AM |
| Phantom99 | $25.00 | $25.00 | 4/18/2010 7:24:35 AM |
| transparency-giant | $45.76 | $45.76 | 4/18/2010 12:03:44 PM |
| tolstoy00 | $25.00 | $25.00 | 4/18/2010 12:04:23 PM |
| highcountry1 | $25.00 | $25.00 | 4/18/2010 12:04:54 PM |
| kid8549 | $25.00 | $25.00 | 4/18/2010 12:03:45 PM |
| Natronpee | $25.00 | $25.00 | 4/18/2010 12:04:20 PM |
| jo2y | $25.00 | $25.00 | 4/18/2010 12:04:55 PM |
| BaxterEvil | $25.00 | $5.02 | 4/18/2010 12:05:10 PM |
| felicity-loyalist0 | $30.00 | $30.00 | 4/19/2010 3:48:21 PM |
| roadtruck | $50.00 | $50.00 | 4/21/2010 7:52:28 AM |
| eastindianprince | $25.00 | $25.00 | 4/22/2010 1:20:07 AM |
| 152 bids
|
Borrower Payment Dependent Notes Series
454063
This series of Notes was issued and sold upon the funding of the borrower loan #41930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $271.42 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $271.42 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 21.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 56% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 1 | Employment status: | Part-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 6m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 29 |
Occupation: | Waiter/Waitress |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,489 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 88% | | |
|
Public records last 12m / 10y:
| 1/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bettyspaghetti |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 82% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,600.00 | < mo. late:
| 4
( 18% )
| 620-639
(May-2008)
|
|
Principal balance:
| $2,105.60 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Last Semester in College!
Purpose of loan:
This loan will be used to fund my last semester at school and help with living expenses through the summer. I will be taking on a full load of classes M-F morning through most nights and will not be able to work as much as I do now. I will continue working Friday night through Sunday night at a restaurant I have worked at for over 4 years I have always supported myself and paid for college myself without relying on my parents, etc. I chose to do a Prosper loan over a regular school loan because I would like to pay it off as soon as possible without jumping through the hoops of a government loan. Not to mention, if people are willing to help me I am more than happy to pay the interest of the loan to them-we are all helping each other!
I am so excited to be this close to being finished with school. I am an English Education major and have a couple of job prospects for the fall-I just need to get through the summer. I am currently Student Teaching and am loving every minute of it-I can't wait to be in a classroom of my own!
This loan is going to help me so much in getting to this next step and appreciate your help in doing so!
My financial situation:
I currently have a Prosper loan and I have never been late on a payment. I always pay my bills on time, if not early. Although my credit shows as poor, it is only because I do have a large debt to income ratio-which has never impeded me from paying. I also had an issue with a medical bill that I thought insurance payed, but never did and it ended up in collections-which was paid immediately off!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Where are you going to school? What is your GPA? What degree will you receive? Thanks and best wishes. - reflective-rupee
A:
Hi there :) I go to school at a local university, Kennesaw State University. I will be earning a Bachelor of Science degree in English Education. My GPA is 3.7!
(Apr-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| retired272 | $25.00 | $25.00 | 4/18/2010 9:33:21 AM |
| reflective-rupee | $100.00 | $100.00 | 4/19/2010 1:07:23 PM |
| nodebt2012 | $25.00 | $25.00 | 4/19/2010 1:24:10 PM |
| well-mannered-income3 | $50.00 | $50.00 | 4/20/2010 4:39:20 PM |
| jhouman | $25.00 | $25.00 | 4/20/2010 5:32:05 PM |
| Jrbgood | $50.00 | $50.00 | 4/20/2010 6:00:12 PM |
| best-generosity-financier | $25.00 | $25.00 | 4/20/2010 6:27:34 PM |
| reflective-rupee | $100.00 | $100.00 | 4/21/2010 4:47:19 PM |
| well-mannered-income3 | $30.00 | $30.00 | 4/21/2010 5:03:22 PM |
| micko | $25.00 | $25.00 | 4/22/2010 12:20:09 PM |
| brother_tam | $50.00 | $50.00 | 4/22/2010 4:28:06 PM |
| capital-deployment | $25.00 | $25.00 | 4/22/2010 6:17:51 PM |
| Your_Bank | $25.00 | $25.00 | 4/22/2010 4:58:18 PM |
| Your_Bank | $25.00 | $25.00 | 4/22/2010 4:58:34 PM |
| capital-deployment | $25.00 | $25.00 | 4/22/2010 6:23:16 PM |
| TakeCare | $50.00 | $50.00 | 4/23/2010 7:16:10 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 4/23/2010 9:08:17 AM |
| jhernand17 | $25.00 | $25.00 | 4/23/2010 11:14:09 AM |
| zone6 | $50.00 | $50.00 | 4/23/2010 11:51:39 AM |
| vigilance-searcher | $100.00 | $100.00 | 4/23/2010 1:00:10 PM |
| transparency-tomahawk | $25.00 | $25.00 | 4/23/2010 11:47:19 AM |
| thestartuplender | $100.00 | $100.00 | 4/23/2010 12:04:10 PM |
| Leshan | $25.00 | $25.00 | 4/23/2010 12:42:14 PM |
| Nerdster1 | $25.01 | $25.01 | 4/23/2010 3:32:11 PM |
| reflective-rupee | $2,000.00 | $1,110.69 | 4/23/2010 3:52:17 PM |
| well-mannered-income3 | $150.00 | $150.00 | 4/23/2010 3:15:17 PM |
| CashFlow13 | $500.00 | $500.00 | 4/20/2010 6:05:31 PM |
| vivacious-euro | $25.00 | $25.00 | 4/21/2010 12:45:48 PM |
| Your_Bank | $25.00 | $25.00 | 4/22/2010 4:58:02 PM |
| Your_Bank | $50.00 | $50.00 | 4/22/2010 4:59:06 PM |
| witty-economy1 | $25.00 | $25.00 | 4/22/2010 7:48:56 PM |
| sensible-fund | $40.94 | $40.94 | 4/23/2010 4:24:39 AM |
| mighty-pound4 | $25.00 | $25.00 | 4/23/2010 10:59:45 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 4/23/2010 11:11:10 AM |
| zone6 | $50.00 | $50.00 | 4/23/2010 11:52:10 AM |
| zone6 | $38.36 | $38.36 | 4/23/2010 11:51:19 AM |
| Bob450 | $30.00 | $30.00 | 4/23/2010 12:44:58 PM |
| ore-dojo | $100.00 | $100.00 | 4/23/2010 1:08:29 PM |
| Kash2010lu | $25.00 | $25.00 | 4/23/2010 3:38:11 PM |
| reflective-rupee | $800.00 | $800.00 | 4/23/2010 3:12:26 PM |
| 40 bids
|
Borrower Payment Dependent Notes Series
454163
This series of Notes was issued and sold upon the funding of the borrower loan #42033, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,550.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-15-2010 |
| |
Auction end date:
| Apr-20-2010 |
|
|
Starting lender yield:
| 10.17% |
Starting borrower rate/APR:
| 11.17% / 13.45% |
Starting monthly payment:
| $50.87 |
|
Final lender yield:
| 10.17% |
Final borrower rate/APR:
| 11.17% / 13.45% |
Final monthly payment:
| $50.87 |
| |
|
Auction yield range:
| 4.04% - 10.17% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 26% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 8m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 16 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $207 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 2% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| AnGeL_LoVeR |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 15 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 720-739
(Jul-2009)
720-739
(Jun-2008)
700-719
(Feb-2008)
700-719
(Nov-2007)
|
|
Principal balance:
| $3,346.11 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Career advance, need new clothes
About Me
Fist of all I would like to say that this would be my?fourth loan through prosper, I am?up-to-date on my payments on my current loan and I?have paid?both?previous loans off early and completely.?
I am currently employed Full Time at a Laboratory located in Spokane, WA. I have been employed?with this company for over?6 years.?I have appected a new position?(beginning in three weeks) for Providence Health and Services (affiliate of my current employer) and I have a little shopping I need?to do. This position is an advancement within the company and the dress code is now professional/formal. This means that I will no longer be able to wear jeans and comfortable attire to work I currently wear. I will have to go out and do a bit of shopping to vamp up my wardrobe. I am also wanting to replace my laptop that was stolen from my home when I was robbed.
I am an honest person and pay my bills on time monthly :)
I do live with my fianc? who is employed with Providence Health and Services as well, although, I am?only using my income stats.?
Monthly income:$2,300 (Using only my income)?
Housing: $ 693 (includes mortgage, tax?and home owners insurance)??
Insurance: $?60 (auto)??
Car expenses: $ 70 (gas and misc. /no car payment)??
Utilities: $?155 (comfort level billing)??
Phone, cable, internet: $?120?
Food, entertainment: $? 200??
Clothing, household expenses $ 150?
Credit / Personal Loans / Health: $?300?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| justice-collector | $25.00 | $25.00 | 4/15/2010 11:33:24 AM |
| excellent-nickel | $25.00 | $25.00 | 4/15/2010 11:43:58 AM |
| buphigam | $30.00 | $30.00 | 4/15/2010 11:38:23 AM |
| CallMeBen | $50.00 | $50.00 | 4/15/2010 11:48:52 AM |
| income-fortress | $25.00 | $25.00 | 4/15/2010 11:55:29 AM |
| Approved | $25.00 | $25.00 | 4/15/2010 12:08:32 PM |
| Unitas4302 | $300.00 | $300.00 | 4/16/2010 4:31:03 AM |
| DementiaAddict | $50.00 | $50.00 | 4/16/2010 11:26:51 AM |
| twjh | $25.00 | $25.00 | 4/16/2010 3:30:34 PM |
| RandyL3 | $99.00 | $99.00 | 4/16/2010 8:04:37 PM |
| orange-truth-pole | $37.60 | $37.60 | 4/16/2010 5:38:54 PM |
| jpblan11 | $25.00 | $25.00 | 4/16/2010 8:03:52 PM |
| alpal | $50.00 | $38.56 | 4/18/2010 1:17:34 PM |
| buffalobills | $25.00 | $25.00 | 4/19/2010 8:27:23 AM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/19/2010 12:37:04 PM |
| TheCount | $25.00 | $25.00 | 4/19/2010 6:13:11 PM |
| brother_tam | $50.00 | $50.00 | 4/19/2010 5:26:32 PM |
| rustysailor | $25.00 | $25.00 | 4/19/2010 11:58:50 PM |
| The-CAPS-fan | $40.00 | $40.00 | 4/20/2010 7:21:34 AM |
| wwwUniversal | $25.00 | $25.00 | 4/20/2010 7:25:18 AM |
| bondhedger | $25.00 | $25.00 | 4/20/2010 7:27:53 AM |
| Moneypenny6 | $25.00 | $25.00 | 4/15/2010 6:49:45 PM |
| b1geasy | $50.62 | $50.62 | 4/16/2010 5:32:28 AM |
| SOBRO-FINANCE | $50.00 | $50.00 | 4/16/2010 12:33:11 PM |
| reasonable-power | $25.00 | $25.00 | 4/16/2010 7:04:51 PM |
| mrreynol | $30.00 | $30.00 | 4/17/2010 6:36:01 AM |
| selector568 | $149.22 | $149.22 | 4/17/2010 8:28:00 AM |
| SV-AZ | $50.00 | $50.00 | 4/18/2010 9:28:28 AM |
| madmoney618 | $50.00 | $50.00 | 4/18/2010 9:58:19 AM |
| sbv1689 | $25.00 | $25.00 | 4/19/2010 6:21:23 AM |
| debt-legend | $25.00 | $25.00 | 4/19/2010 4:14:29 PM |
| credit-panda1 | $50.00 | $50.00 | 4/20/2010 6:43:50 AM |
| market-pudding | $25.00 | $25.00 | 4/20/2010 4:26:38 AM |
| 33 bids
|
Borrower Payment Dependent Notes Series
454165
This series of Notes was issued and sold upon the funding of the borrower loan #42094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $191.86 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 44% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Retired |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 19
/
15 | Length of status: | 5y 8m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 51 | Stated income: | $50,000-$74,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $24,858 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 61% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| boomer46 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < mo. late:
| 0
( 0% )
| 760-779
(Dec-2009)
780-799
(Aug-2008)
760-779
(Jun-2007)
760-779
(May-2007)
|
|
Principal balance:
| $4,323.83 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Home Improvement
Purpose of loan: To make some improvements on my home . Electrical work, painting and replacing some drafty windows.
(explain what you will be using this loan for)
My financial situation:I have always paid my bills.? I have purchased three home over the years and have a high fico score.
(explain why you are a good candidate for paying back this loan)
Monthly net income: $ 6190.15
Monthly expenses: $ 4617.25
??Housing: $ 1422.00
??Insurance: $ 91.00
??Car expenses: $ 620.00
??Utilities: $ 242.00
??Phone, cable, internet: $175.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 350.00
??Credit cards and other loans:?2000.00??????Other expenses: $ 300.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| radforj22 | $25.00 | $25.00 | 4/16/2010 4:15:01 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/16/2010 4:10:01 PM |
| truth-image | $50.00 | $50.00 | 4/16/2010 4:19:28 PM |
| antlr | $25.00 | $25.00 | 4/16/2010 4:19:34 PM |
| contract-eagle | $25.00 | $25.00 | 4/16/2010 4:15:18 PM |
| authoritative-capital | $25.00 | $25.00 | 4/16/2010 4:15:32 PM |
| Ivan2007 | $25.00 | $25.00 | 4/16/2010 4:21:06 PM |
| mtp | $50.00 | $50.00 | 4/16/2010 4:21:29 PM |
| integrity-doctor | $100.00 | $100.00 | 4/16/2010 4:16:44 PM |
| iolaire | $25.00 | $25.00 | 4/16/2010 4:14:15 PM |
| mrzz | $25.00 | $25.00 | 4/16/2010 4:21:14 PM |
| delicious-social132 | $40.00 | $40.00 | 4/16/2010 4:27:25 PM |
| hrubinst | $25.00 | $25.00 | 4/16/2010 4:27:38 PM |
| fortytwo | $100.00 | $100.00 | 4/16/2010 4:20:41 PM |
| Supernick | $50.00 | $50.00 | 4/16/2010 4:32:28 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/16/2010 4:33:07 PM |
| Barak | $40.00 | $40.00 | 4/16/2010 4:29:14 PM |
| unassassinable | $25.00 | $25.00 | 4/16/2010 4:30:09 PM |
| torion | $25.00 | $25.00 | 4/16/2010 4:28:01 PM |
| Avala | $50.00 | $50.00 | 4/16/2010 4:28:17 PM |
| careful-note | $50.00 | $50.00 | 4/16/2010 4:29:19 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/16/2010 4:29:47 PM |
| Dap2005 | $25.00 | $25.00 | 4/16/2010 4:29:57 PM |
| Havana21 | $50.00 | $50.00 | 4/16/2010 4:34:16 PM |
| orderly-leverage | $40.00 | $40.00 | 4/16/2010 4:33:57 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/16/2010 4:35:10 PM |
| LoanAngel | $25.00 | $25.00 | 4/16/2010 4:36:51 PM |
| mtquan | $25.00 | $25.00 | 4/16/2010 4:49:27 PM |
| transparency-planetarium | $25.00 | $25.00 | 4/16/2010 4:37:23 PM |
| AF-Chief | $27.00 | $27.00 | 4/16/2010 4:38:50 PM |
| skuba | $25.00 | $25.00 | 4/16/2010 4:55:22 PM |
| cptproton | $25.00 | $25.00 | 4/16/2010 5:03:35 PM |
| SNH | $50.00 | $50.00 | 4/16/2010 6:32:51 PM |
| DukSerduk | $25.00 | $25.00 | 4/16/2010 6:33:17 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/16/2010 9:11:26 PM |
| ichibon | $75.00 | $75.00 | 4/17/2010 8:23:46 AM |
| RusRobo | $25.00 | $25.00 | 4/17/2010 1:12:53 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/17/2010 8:23:10 AM |
| kulender | $25.00 | $25.00 | 4/17/2010 9:03:47 AM |
| BillW | $25.00 | $25.00 | 4/17/2010 4:07:46 PM |
| museic1 | $25.00 | $25.00 | 4/17/2010 11:33:23 AM |
| ideal-penny8 | $25.00 | $25.00 | 4/17/2010 8:22:58 AM |
| Tai | $25.00 | $25.00 | 4/17/2010 8:23:25 AM |
| auction-elvis | $25.00 | $25.00 | 4/17/2010 9:43:22 AM |
| daisuke | $25.00 | $25.00 | 4/18/2010 7:50:22 AM |
| engaging-worth | $25.00 | $25.00 | 4/17/2010 7:03:03 PM |
| fairhelper | $25.00 | $25.00 | 4/17/2010 12:43:31 PM |
| decisive-capital | $75.00 | $75.00 | 4/17/2010 5:28:01 PM |
| thedreamer | $25.00 | $25.00 | 4/18/2010 10:48:38 AM |
| rescue | $41.81 | $41.81 | 4/18/2010 9:17:27 AM |
| LR_Biker | $25.00 | $25.00 | 4/18/2010 9:43:01 AM |
| Binan | $25.00 | $25.00 | 4/18/2010 6:57:56 AM |
| Kerrysbay | $50.00 | $50.00 | 4/18/2010 7:24:00 AM |
| paymeplease | $25.00 | $25.00 | 4/18/2010 2:50:10 PM |
| FjLenders | $25.00 | $25.00 | 4/18/2010 3:07:43 PM |
| mathprof | $25.00 | $25.00 | 4/18/2010 6:34:21 PM |
| investment-network | $25.00 | $25.00 | 4/18/2010 12:06:32 PM |
| ArtemisFitzlebottom | $50.00 | $50.00 | 4/18/2010 12:06:51 PM |
| community-saver158 | $50.00 | $50.00 | 4/18/2010 12:07:00 PM |
| dharma1 | $25.00 | $25.00 | 4/18/2010 4:12:51 PM |
| superchicken | $25.00 | $25.00 | 4/18/2010 12:06:07 PM |
| klinebarger | $25.00 | $25.00 | 4/18/2010 12:06:56 PM |
| good_lender | $50.00 | $50.00 | 4/18/2010 12:07:05 PM |
| JGB | $25.00 | $25.00 | 4/18/2010 1:58:17 PM |
| alpinaut | $25.00 | $25.00 | 4/19/2010 5:33:19 AM |
| heroic-platinum | $25.00 | $25.00 | 4/19/2010 5:40:16 AM |
| samo102us | $25.00 | $25.00 | 4/19/2010 8:23:44 AM |
| stable-money | $25.00 | $25.00 | 4/19/2010 9:34:03 AM |
| crazybill | $25.00 | $25.00 | 4/19/2010 9:34:14 AM |
| Tradesmanlender | $25.00 | $25.00 | 4/18/2010 9:42:55 PM |
| rock931 | $25.00 | $19.52 | 4/19/2010 9:53:31 AM |
| Mali1 | $25.00 | $25.00 | 4/19/2010 7:18:00 AM |
| Pasagam | $25.00 | $25.00 | 4/19/2010 7:08:01 AM |
| the-repayment-treaty | $25.00 | $25.00 | 4/19/2010 9:53:05 AM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 9:35:19 AM |
| martymaniaman | $25.00 | $25.00 | 4/21/2010 10:05:30 AM |
| uncleubb | $25.00 | $25.00 | 4/21/2010 1:37:58 PM |
| Ven58 | $25.00 | $25.00 | 4/22/2010 3:11:12 PM |
| PotBellyPete | $25.00 | $25.00 | 4/22/2010 7:42:30 PM |
| easinbuy | $25.00 | $25.00 | 4/23/2010 8:35:19 AM |
| wise382 | $25.01 | $25.01 | 4/23/2010 9:01:42 AM |
| LittleMingo | $25.00 | $25.00 | 4/23/2010 10:08:38 AM |
| lender12345 | $25.00 | $25.00 | 4/23/2010 10:11:57 AM |
| OzGuy609 | $25.00 | $25.00 | 4/23/2010 11:09:07 AM |
| Boinky00 | $50.00 | $50.00 | 4/23/2010 11:22:37 AM |
| 1phantom | $50.00 | $50.00 | 4/23/2010 3:25:58 PM |
| red-trade-cologne | $25.00 | $25.00 | 4/16/2010 4:15:43 PM |
| evnagelist | $50.00 | $50.00 | 4/16/2010 4:07:24 PM |
| youthful-greenback3 | $25.00 | $25.00 | 4/16/2010 4:07:28 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/16/2010 4:07:35 PM |
| kenji4861 | $25.00 | $25.00 | 4/16/2010 4:09:40 PM |
| meux99 | $25.00 | $25.00 | 4/16/2010 4:10:07 PM |
| OLYVRC | $25.00 | $25.00 | 4/16/2010 4:18:58 PM |
| finance-prescription | $100.00 | $100.00 | 4/16/2010 4:16:08 PM |
| lagnisiruk | $25.00 | $25.00 | 4/16/2010 4:19:54 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/16/2010 4:16:24 PM |
| bowdish1 | $100.00 | $100.00 | 4/16/2010 4:21:43 PM |
| fantastic-openness | $50.00 | $50.00 | 4/16/2010 4:31:29 PM |
| HHP | $25.00 | $25.00 | 4/16/2010 4:31:51 PM |
| dinero-speaker | $25.00 | $25.00 | 4/16/2010 4:28:54 PM |
| meenan | $25.00 | $25.00 | 4/16/2010 4:29:05 PM |
| wings2fly | $25.00 | $25.00 | 4/16/2010 4:34:33 PM |
| nickel-ferret | $25.00 | $25.00 | 4/16/2010 4:26:54 PM |
| Daneistes | $100.00 | $100.00 | 4/16/2010 4:37:08 PM |
| TakeCare | $50.00 | $50.00 | 4/16/2010 4:32:40 PM |
| mmckune | $25.00 | $25.00 | 4/16/2010 4:29:26 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/16/2010 4:39:32 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/16/2010 4:30:56 PM |
| magical-greenback | $25.00 | $25.00 | 4/16/2010 4:31:11 PM |
| codavee | $50.00 | $50.00 | 4/16/2010 4:31:33 PM |
| bright-balance | $25.00 | $25.00 | 4/16/2010 4:32:07 PM |
| schpere | $25.00 | $25.00 | 4/16/2010 4:35:27 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/16/2010 4:32:33 PM |
| DonaldColorado | $25.00 | $25.00 | 4/16/2010 4:32:47 PM |
| kchen486 | $25.00 | $25.00 | 4/16/2010 4:56:17 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/16/2010 4:39:41 PM |
| intuitive-bill | $25.00 | $25.00 | 4/16/2010 5:49:47 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/16/2010 4:37:02 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/16/2010 4:55:51 PM |
| winlender | $25.00 | $25.00 | 4/16/2010 8:17:51 PM |
| Dreamconnection | $25.00 | $25.00 | 4/16/2010 4:56:20 PM |
| Ragnar | $25.00 | $25.00 | 4/16/2010 6:32:58 PM |
| important-ore | $100.00 | $100.00 | 4/16/2010 9:33:55 PM |
| autonomous-basis | $25.00 | $25.00 | 4/17/2010 12:58:21 AM |
| debt-system880 | $25.00 | $25.00 | 4/16/2010 8:37:55 PM |
| xyzlmno | $25.00 | $25.00 | 4/17/2010 8:58:07 AM |
| justalender | $25.00 | $25.00 | 4/17/2010 11:12:49 AM |
| inspired-contract9 | $50.00 | $50.00 | 4/17/2010 8:22:56 AM |
| emt747 | $25.00 | $25.00 | 4/17/2010 7:59:51 AM |
| Thunderswan | $41.16 | $41.16 | 4/17/2010 7:58:00 PM |
| bchen78875 | $25.00 | $25.00 | 4/17/2010 9:13:00 PM |
| kellyp255 | $25.00 | $25.00 | 4/17/2010 9:45:06 AM |
| alaco | $25.00 | $25.00 | 4/17/2010 9:57:58 PM |
| balance2 | $50.00 | $50.00 | 4/18/2010 7:43:37 AM |
| Raptorman | $25.00 | $25.00 | 4/17/2010 9:39:27 PM |
| TheMan | $25.00 | $25.00 | 4/18/2010 12:05:49 PM |
| syounker | $25.00 | $25.00 | 4/18/2010 12:07:03 PM |
| thezfunk | $25.00 | $25.00 | 4/18/2010 12:38:09 AM |
| Millmanator | $25.00 | $25.00 | 4/18/2010 10:20:18 AM |
| Artist_Blue | $25.00 | $25.00 | 4/18/2010 12:03:31 PM |
| GElender | $50.00 | $50.00 | 4/18/2010 12:04:44 PM |
| unclejaef | $25.00 | $25.00 | 4/18/2010 12:05:34 PM |
| cingular | $25.00 | $25.00 | 4/18/2010 6:28:28 PM |
| peerlender | $30.00 | $30.00 | 4/18/2010 12:05:53 PM |
| KeepOnRunning | $50.00 | $50.00 | 4/18/2010 12:06:05 PM |
| tortugato | $25.00 | $25.00 | 4/18/2010 8:15:01 PM |
| HUNTER599673 | $25.00 | $25.00 | 4/18/2010 11:22:57 AM |
| moves | $25.00 | $25.00 | 4/18/2010 8:52:50 PM |
| HunterSix | $25.00 | $25.00 | 4/18/2010 3:50:28 PM |
| rollin6978 | $25.00 | $25.00 | 4/18/2010 12:03:58 PM |
| djs81 | $25.00 | $25.00 | 4/18/2010 12:05:54 PM |
| MrDavid | $49.74 | $49.74 | 4/18/2010 12:06:49 PM |
| Cai8899 | $30.00 | $30.00 | 4/18/2010 7:52:15 PM |
| fireboss | $25.00 | $25.00 | 4/19/2010 5:48:22 AM |
| soulwork | $25.00 | $25.00 | 4/18/2010 4:03:20 PM |
| new-reward-sequoia | $25.00 | $25.00 | 4/19/2010 6:33:55 AM |
| theresnosn | $25.00 | $25.00 | 4/18/2010 5:57:57 PM |
| srgriff | $25.00 | $25.00 | 4/19/2010 7:42:46 AM |
| worlds-best-auction | $25.00 | $25.00 | 4/19/2010 8:15:21 AM |
| Cr_Sunset | $25.00 | $25.00 | 4/18/2010 7:33:28 PM |
| cash-vault | $25.00 | $25.00 | 4/19/2010 9:33:46 AM |
| mikeandcat | $62.16 | $62.16 | 4/19/2010 9:17:33 AM |
| VeniVidiDuci | $25.00 | $25.00 | 4/19/2010 9:32:52 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 9:33:20 AM |
| northphoto | $39.15 | $39.15 | 4/19/2010 9:34:07 AM |
| bds9646 | $26.00 | $26.00 | 4/19/2010 9:34:36 AM |
| rolandweary | $30.00 | $30.00 | 4/19/2010 8:08:34 AM |
| calm-deal7 | $25.00 | $25.00 | 4/19/2010 9:35:35 AM |
| Walkingcowboy | $25.00 | $25.00 | 4/19/2010 9:53:10 AM |
| Patrician | $28.45 | $28.45 | 4/22/2010 1:50:34 PM |
| flipnsf | $25.00 | $25.00 | 4/22/2010 3:41:49 PM |
| lucrative-durability | $25.00 | $25.00 | 4/22/2010 10:24:25 PM |
| Johnab | $50.00 | $50.00 | 4/22/2010 7:48:33 PM |
| crw1950 | $50.00 | $50.00 | 4/22/2010 8:18:54 PM |
| RadarLuv | $25.00 | $25.00 | 4/23/2010 8:31:07 AM |
| persistent-income2 | $50.00 | $50.00 | 4/23/2010 10:20:29 AM |
| bizguy1982 | $25.00 | $25.00 | 4/23/2010 9:45:33 AM |
| Spring342 | $25.00 | $25.00 | 4/23/2010 11:01:52 AM |
| Richmp412 | $25.00 | $25.00 | 4/23/2010 11:30:16 AM |
| JerryB96 | $25.00 | $25.00 | 4/23/2010 12:17:27 PM |
| uncleubb | $50.00 | $50.00 | 4/23/2010 3:00:06 PM |
| gillijr1001 | $25.00 | $25.00 | 4/23/2010 2:23:42 PM |
| 182 bids
|
Borrower Payment Dependent Notes Series
454227
This series of Notes was issued and sold upon the funding of the borrower loan #41918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 27.38% |
Starting borrower rate/APR:
| 28.38% / 30.73% |
Starting monthly payment:
| $207.85 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 11.04% - 27.38% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 7y 3m |
|
Credit score:
| 680-699 (Mar-2010) |
Total credit lines:
| 30 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,047 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 69% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 15 | | | | |
|
Screen name:
| smart-affluence9 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt, i.e. school, cards
Purpose of loan:
This loan will be used to consolidate debt. I recently graduated from college with an MBA, but acquired debt along the way. I have paid over $40,000.00, but I need to pay the last $5,000.00. I am paying $30 here, $60 there, etc., so I would like to consolidate my debt and just pay one monthly or semi-monthly payment.?
My financial situation:
I am a good candidate for this loan because I have the ability to pay back the loan, I have job security, and my payments are current.
Monthly net income: $ 68,000.00
Monthly expenses: $
??Housing: $
1,823.00
??Insurance: $
??Car expenses: $505.00
??Utilities: $ 250
??Phone, cable, internet: $
150
??Food, entertainment: $
200
??Clothing, household expenses $
100
??Credit cards and other loans: $
300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| social-conductor4 | $25.00 | $25.00 | 4/16/2010 4:09:15 PM |
| tshurts | $25.00 | $25.00 | 4/16/2010 4:10:17 PM |
| burrito6 | $25.00 | $25.00 | 4/16/2010 4:10:33 PM |
| kginatl | $25.00 | $25.00 | 4/16/2010 4:14:07 PM |
| srgriff | $25.00 | $25.00 | 4/16/2010 4:09:08 PM |
| JGB | $25.00 | $25.00 | 4/16/2010 4:18:05 PM |
| Kaj | $25.00 | $25.00 | 4/16/2010 4:10:38 PM |
| supreme-hope | $25.00 | $25.00 | 4/16/2010 4:20:35 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/16/2010 4:20:51 PM |
| LoisLoan | $25.00 | $25.00 | 4/16/2010 4:08:49 PM |
| jml3482 | $25.00 | $25.00 | 4/16/2010 4:09:10 PM |
| DUDE66 | $25.00 | $25.00 | 4/16/2010 4:16:30 PM |
| Speculator | $100.00 | $100.00 | 4/16/2010 4:16:59 PM |
| cablenews | $25.00 | $25.00 | 4/16/2010 4:22:57 PM |
| payment-gusto | $25.00 | $25.00 | 4/16/2010 4:23:01 PM |
| personal-lender | $25.00 | $25.00 | 4/16/2010 4:23:29 PM |
| cberthiaume | $25.00 | $25.00 | 4/16/2010 4:18:12 PM |
| authoritative-capital | $25.00 | $25.00 | 4/16/2010 4:15:27 PM |
| unforgettable-order9 | $25.00 | $25.00 | 4/16/2010 4:24:46 PM |
| integrity-doctor | $100.00 | $100.00 | 4/16/2010 4:24:53 PM |
| first-upright-payout | $25.00 | $25.00 | 4/16/2010 4:25:08 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 4/16/2010 4:25:13 PM |
| xyzlmno | $25.00 | $25.00 | 4/16/2010 4:25:35 PM |
| trustu | $25.00 | $25.00 | 4/16/2010 4:25:48 PM |
| global_microfinance | $25.00 | $25.00 | 4/16/2010 4:19:14 PM |
| Zolton | $200.00 | $200.00 | 4/16/2010 4:23:42 PM |
| rhin0cerx | $50.00 | $50.00 | 4/16/2010 4:24:03 PM |
| deegeeman | $50.00 | $50.00 | 4/16/2010 4:24:17 PM |
| reward-adventure | $30.00 | $30.00 | 4/16/2010 4:25:26 PM |
| shrewd-deal | $25.00 | $25.00 | 4/16/2010 4:23:16 PM |
| secobarbital | $25.00 | $25.00 | 4/16/2010 4:23:23 PM |
| greenwell | $25.00 | $25.00 | 4/16/2010 4:24:08 PM |
| Rattlehead | $25.00 | $25.00 | 4/16/2010 4:24:28 PM |
| red_spade | $26.00 | $26.00 | 4/16/2010 4:24:58 PM |
| BBL | $25.00 | $25.00 | 4/16/2010 4:33:24 PM |
| Buffer10 | $100.00 | $100.00 | 4/16/2010 4:33:29 PM |
| Havana21 | $100.00 | $100.00 | 4/16/2010 4:34:12 PM |
| life-is-great | $25.00 | $25.00 | 4/16/2010 4:26:10 PM |
| irrelevant | $25.00 | $25.00 | 4/16/2010 4:26:36 PM |
| derwiki | $25.00 | $25.00 | 4/16/2010 4:34:38 PM |
| jrbill1998 | $50.00 | $50.00 | 4/16/2010 4:33:14 PM |
| scoobiedoo | $25.00 | $25.00 | 4/18/2010 6:56:54 PM |
| truth-trapper | $25.00 | $25.00 | 4/18/2010 8:01:16 PM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 9:35:46 AM |
| SolarMoonshine | $25.00 | $25.00 | 4/19/2010 5:29:15 PM |
| Bob450 | $75.00 | $75.00 | 4/19/2010 7:56:22 PM |
| wwwUniversal | $25.00 | $25.00 | 4/21/2010 4:27:18 PM |
| BrighterSuns | $25.00 | $25.00 | 4/22/2010 7:59:13 AM |
| Leshan | $25.00 | $25.00 | 4/22/2010 8:38:24 AM |
| unger | $50.00 | $50.00 | 4/22/2010 11:53:35 AM |
| msmlender | $56.98 | $56.98 | 4/22/2010 4:27:33 PM |
| Sugarmama21 | $53.00 | $53.00 | 4/22/2010 4:24:20 PM |
| b-rent | $25.00 | $25.00 | 4/22/2010 5:06:03 PM |
| Your_Bank | $25.00 | $25.00 | 4/22/2010 5:09:55 PM |
| worthy-bid4 | $25.00 | $25.00 | 4/22/2010 6:12:03 PM |
| Your_Bank | $25.00 | $25.00 | 4/22/2010 5:09:25 PM |
| m003026 | $25.00 | $25.00 | 4/22/2010 7:31:53 PM |
| wise-courageous-social | $25.00 | $25.00 | 4/22/2010 7:49:40 PM |
| the-silver-blaster | $25.00 | $25.00 | 4/22/2010 7:51:54 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/22/2010 9:28:07 PM |
| EODLEGS | $25.00 | $25.00 | 4/22/2010 9:24:20 PM |
| Bob450 | $25.00 | $25.00 | 4/22/2010 8:27:43 PM |
| umfan123 | $25.00 | $25.00 | 4/23/2010 7:23:20 AM |
| Bill88 | $25.00 | $25.00 | 4/23/2010 10:59:39 AM |
| sunny-justice9 | $50.00 | $50.00 | 4/23/2010 12:15:58 PM |
| RatRaceChamp | $27.35 | $27.35 | 4/23/2010 12:01:08 PM |
| bill-expert | $100.00 | $100.00 | 4/23/2010 12:07:40 PM |
| CarlosCespedes | $25.00 | $25.00 | 4/23/2010 12:27:50 PM |
| reflective-rupee | $50.00 | $50.00 | 4/23/2010 3:14:25 PM |
| riverflow | $26.78 | $26.78 | 4/23/2010 3:25:31 PM |
| Cashew6 | $50.00 | $50.00 | 4/23/2010 2:10:27 PM |
| Engineer44 | $25.00 | $25.00 | 4/23/2010 4:06:44 PM |
| LuvToLend | $25.00 | $25.00 | 4/16/2010 4:09:52 PM |
| Shepherd7 | $30.00 | $30.00 | 4/16/2010 4:10:22 PM |
| KrazyCelticKid | $50.00 | $50.00 | 4/16/2010 4:08:47 PM |
| steely_dan34 | $25.00 | $25.00 | 4/16/2010 4:09:49 PM |
| AF-Chief | $28.00 | $28.00 | 4/16/2010 4:10:43 PM |
| autonomous-truth | $25.00 | $25.00 | 4/16/2010 4:10:56 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/16/2010 4:18:35 PM |
| frogperson | $25.00 | $25.00 | 4/16/2010 4:19:08 PM |
| lagnisiruk | $25.00 | $25.00 | 4/16/2010 4:20:00 PM |
| fortytwo | $50.00 | $50.00 | 4/16/2010 4:20:08 PM |
| bowdish1 | $50.00 | $50.00 | 4/16/2010 4:20:24 PM |
| Lam0nt | $25.00 | $25.00 | 4/16/2010 4:20:57 PM |
| compassion-bauble4 | $25.00 | $25.00 | 4/16/2010 4:21:01 PM |
| finance-prescription | $50.00 | $50.00 | 4/16/2010 4:15:58 PM |
| georgethesir | $25.00 | $25.00 | 4/16/2010 4:09:13 PM |
| gulch | $25.00 | $25.00 | 4/16/2010 4:10:14 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/16/2010 4:10:49 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/16/2010 4:22:52 PM |
| CarDealer3070 | $30.00 | $30.00 | 4/16/2010 4:23:53 PM |
| ukstevenhawaii | $50.00 | $50.00 | 4/16/2010 4:24:01 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/16/2010 4:24:21 PM |
| Zingaro | $25.00 | $25.00 | 4/16/2010 4:19:48 PM |
| kid8549 | $25.00 | $25.00 | 4/16/2010 4:25:29 PM |
| DER | $100.00 | $100.00 | 4/16/2010 4:17:59 PM |
| jonbozeman | $25.00 | $25.00 | 4/16/2010 4:18:50 PM |
| Nerdster1 | $25.00 | $25.00 | 4/16/2010 4:23:08 PM |
| magnolia161 | $25.00 | $25.00 | 4/16/2010 4:24:32 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/16/2010 4:21:56 PM |
| Banker7371 | $25.00 | $25.00 | 4/16/2010 4:22:04 PM |
| gain-bridge | $25.00 | $25.00 | 4/16/2010 4:31:05 PM |
| stock106 | $30.00 | $30.00 | 4/16/2010 4:25:56 PM |
| nrowland | $25.00 | $25.00 | 4/16/2010 4:26:02 PM |
| Midwestvalues | $100.00 | $100.00 | 4/16/2010 4:23:49 PM |
| Streetfighter | $50.00 | $50.00 | 4/16/2010 4:24:40 PM |
| HHP | $25.00 | $25.00 | 4/16/2010 4:25:04 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/16/2010 4:25:20 PM |
| 108lender | $75.00 | $75.00 | 4/16/2010 4:25:41 PM |
| MONEYMATCH | $25.00 | $25.00 | 4/16/2010 4:34:04 PM |
| AF_Trust | $25.00 | $25.00 | 4/16/2010 4:26:14 PM |
| hope-equation | $35.78 | $35.78 | 4/16/2010 4:26:27 PM |
| contract-eagle | $25.00 | $25.00 | 4/16/2010 4:33:17 PM |
| orderly-leverage | $30.00 | $30.00 | 4/16/2010 4:33:50 PM |
| lowrate | $25.00 | $25.00 | 4/16/2010 4:34:41 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/16/2010 4:31:22 PM |
| etraboulay | $25.00 | $2.00 | 4/16/2010 4:34:48 PM |
| DasMula | $25.00 | $25.00 | 4/16/2010 9:58:31 PM |
| frogperson | $100.00 | $100.00 | 4/18/2010 9:13:19 AM |
| TakeCare | $25.00 | $25.00 | 4/19/2010 7:41:22 PM |
| jfs1179 | $25.00 | $25.00 | 4/20/2010 11:34:21 AM |
| sdkevin | $40.16 | $40.16 | 4/21/2010 11:04:18 AM |
| Bobusa | $25.00 | $25.00 | 4/22/2010 1:29:54 PM |
| jakdwak | $25.00 | $25.00 | 4/22/2010 2:48:42 PM |
| wbp | $25.00 | $25.00 | 4/22/2010 4:42:48 PM |
| mlj0671 | $25.00 | $25.00 | 4/22/2010 5:36:32 PM |
| harddollars | $100.00 | $100.00 | 4/22/2010 6:21:15 PM |
| Your_Bank | $25.00 | $25.00 | 4/22/2010 5:09:39 PM |
| credit-coach118 | $40.00 | $40.00 | 4/22/2010 7:11:52 PM |
| mikeyp411 | $25.00 | $25.00 | 4/22/2010 6:04:10 PM |
| Sackmaster | $25.00 | $25.00 | 4/22/2010 11:28:18 PM |
| SamuelChee | $38.95 | $38.95 | 4/23/2010 7:53:59 AM |
| shrewd-income | $50.00 | $50.00 | 4/23/2010 8:53:18 AM |
| marwadi-62 | $100.00 | $100.00 | 4/23/2010 8:33:46 AM |
| rate-hickory | $25.00 | $25.00 | 4/23/2010 9:13:52 AM |
| interstellar | $50.00 | $50.00 | 4/23/2010 9:40:37 AM |
| surgeon3 | $50.00 | $50.00 | 4/23/2010 1:44:13 PM |
| himanshuko | $25.00 | $25.00 | 4/23/2010 3:38:59 PM |
| 138 bids
|
Borrower Payment Dependent Notes Series
454239
This series of Notes was issued and sold upon the funding of the borrower loan #42021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,800.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $81.42 |
|
Final lender yield:
| 24.98% |
Final borrower rate/APR:
| 25.98% / 28.30% |
Final monthly payment:
| $72.50 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.83% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.15% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 7
/
6 | Length of status: | 9y 2m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 27 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,852 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 87% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| clifford_carlton |
Borrower's state:
| Oregon |
Borrower's group:
| Not Active |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 620-639
(Jun-2007)
620-639
(May-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Moving expenses
Purpose of loan: Moving expenses.? I am wanting to move in June/July. I currently live to far from my work and want to shorten the distance. Want to use my car less and save on wear and tear on my car, also save on gas. Moving closer would allow me to take a shuttle to work which is free for the employees.
Monthly net income: $ 2250.00
Monthly expenses: $?2247.30
Housing: $ 844.00
Insurance: $ 67.30 (car)??
Car expenses: $ 221.00 (car loan), 80.00 (gas)??
Utilities: $ 130.00
Phone, internet: $ 105.00???
Food, entertainment: $ 200.00??
Clothing, household expenses $ 100.00??
Credit cards and other loans: $ 350.00??
Other expenses: $ 150.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transaction-circuit | $25.00 | $25.00 | 4/19/2010 10:47:39 AM |
| SolarMoonshine | $25.00 | $25.00 | 4/20/2010 6:02:37 PM |
| hektek22 | $25.00 | $25.00 | 4/21/2010 8:48:05 AM |
| brondero | $90.00 | $90.00 | 4/21/2010 9:21:09 AM |
| new-peso-concerto | $50.00 | $50.00 | 4/21/2010 11:19:21 AM |
| Leshan | $50.00 | $50.00 | 4/22/2010 8:41:01 AM |
| UCLA4life | $25.00 | $25.00 | 4/22/2010 1:16:01 PM |
| Kash2010lu | $25.00 | $25.00 | 4/22/2010 6:54:37 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/22/2010 9:30:46 PM |
| shrewd-income | $25.00 | $25.00 | 4/23/2010 8:53:58 AM |
| marwadi-62 | $200.00 | $200.00 | 4/23/2010 8:33:13 AM |
| five-star-note | $64.13 | $64.13 | 4/23/2010 11:23:53 AM |
| lender12345 | $25.00 | $25.00 | 4/23/2010 10:13:51 AM |
| coldfuzion | $56.22 | $56.22 | 4/23/2010 11:31:47 AM |
| Ray3486 | $25.00 | $25.00 | 4/23/2010 1:40:30 PM |
| wild-orange | $25.00 | $25.00 | 4/23/2010 2:33:11 PM |
| dorypro | $25.00 | $25.00 | 4/23/2010 3:36:14 PM |
| MoneyMaker249 | $112.65 | $112.65 | 4/23/2010 3:40:00 PM |
| money-baron | $500.00 | $490.47 | 4/23/2010 4:04:08 PM |
| Your_Bank | $50.00 | $50.00 | 4/23/2010 4:05:16 PM |
| social-conductor4 | $25.00 | $25.00 | 4/23/2010 4:07:20 PM |
| CoolPlexer | $25.00 | $25.00 | 4/21/2010 11:03:14 AM |
| srthsvghdthtr | $25.00 | $25.00 | 4/21/2010 7:12:58 PM |
| realtormoises | $25.00 | $25.00 | 4/22/2010 1:13:10 PM |
| Feyenoord | $34.53 | $34.53 | 4/22/2010 9:31:44 PM |
| ultimate-peace | $100.00 | $100.00 | 4/23/2010 12:17:52 PM |
| HomerdohNY | $25.00 | $25.00 | 4/23/2010 1:07:51 PM |
| fireferd | $27.00 | $27.00 | 4/23/2010 3:28:07 PM |
| Skeptical-one | $25.00 | $25.00 | 4/23/2010 4:05:17 PM |
| icon7 | $25.00 | $25.00 | 4/23/2010 4:05:06 PM |
| Engineer44 | $25.00 | $25.00 | 4/23/2010 4:07:19 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
454279
This series of Notes was issued and sold upon the funding of the borrower loan #42073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,400.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 7.48% |
Starting borrower rate/APR:
| 8.48% / 8.82% |
Starting monthly payment:
| $170.41 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $169.96 |
| |
|
Auction yield range:
| 3.04% - 7.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 1m |
|
Credit score:
| 800-819 (Apr-2010) |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,940 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 36% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| rupee-oracle |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lower Interest Rate
Purpose of loan:
This loan will be used?to move the balance on a high interest rate credit card so I can pay it off more quickly and easily.?
My financial situation:
I am a good candidate for this loan because I pay all?bills on time, I tend to pay more than the minimum amount, and right now I'm trying to tighten up my finances so I can pay off one credit card with a crazy-high interest rate.?? I own my home, my car is paid off and I am hoping to be debt-free within 3 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| iolaire | $25.00 | $25.00 | 4/16/2010 4:14:13 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/16/2010 4:16:21 PM |
| meux99 | $25.00 | $25.00 | 4/16/2010 4:10:06 PM |
| bowdish1 | $100.00 | $100.00 | 4/16/2010 4:21:40 PM |
| evnagelist | $25.00 | $25.00 | 4/16/2010 4:15:36 PM |
| truth-image | $50.00 | $50.00 | 4/16/2010 4:19:26 PM |
| skuba | $25.00 | $25.00 | 4/16/2010 4:30:27 PM |
| magical-greenback | $25.00 | $25.00 | 4/16/2010 4:31:09 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/16/2010 4:32:32 PM |
| TakeCare | $50.00 | $50.00 | 4/16/2010 4:32:39 PM |
| meenan | $25.00 | $25.00 | 4/16/2010 4:29:02 PM |
| delicious-social132 | $40.00 | $40.00 | 4/16/2010 4:27:25 PM |
| codavee | $50.00 | $50.00 | 4/16/2010 4:31:33 PM |
| Daneistes | $100.00 | $100.00 | 4/16/2010 4:37:08 PM |
| DonaldColorado | $25.00 | $25.00 | 4/16/2010 4:32:46 PM |
| HHP | $25.00 | $25.00 | 4/16/2010 4:31:50 PM |
| bright-balance | $25.00 | $25.00 | 4/16/2010 4:32:06 PM |
| Supernick | $50.00 | $50.00 | 4/16/2010 4:32:28 PM |
| contract-eagle | $25.00 | $25.00 | 4/16/2010 4:32:51 PM |
| ahansen | $25.00 | $25.00 | 4/16/2010 4:53:37 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/16/2010 4:55:51 PM |
| schpere | $25.00 | $25.00 | 4/16/2010 4:35:23 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/16/2010 4:39:52 PM |
| Ragnar | $25.00 | $25.00 | 4/16/2010 6:32:57 PM |
| ideal-penny8 | $25.00 | $25.00 | 4/16/2010 4:56:03 PM |
| Dreamconnection | $25.00 | $25.00 | 4/16/2010 4:56:19 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/16/2010 4:53:18 PM |
| kchen486 | $25.00 | $25.00 | 4/16/2010 4:56:15 PM |
| DukSerduk | $25.00 | $25.00 | 4/16/2010 6:33:19 PM |
| intuitive-bill | $25.00 | $25.00 | 4/16/2010 5:49:47 PM |
| winlender | $25.00 | $25.00 | 4/16/2010 8:17:49 PM |
| Tai | $25.00 | $25.00 | 4/16/2010 8:44:29 PM |
| autonomous-basis | $25.00 | $25.00 | 4/17/2010 1:05:21 AM |
| OLYVRC | $25.00 | $25.00 | 4/17/2010 8:21:55 AM |
| important-ore | $100.00 | $100.00 | 4/16/2010 9:33:54 PM |
| kulender | $25.00 | $25.00 | 4/17/2010 9:03:46 AM |
| peerlender | $30.00 | $30.00 | 4/17/2010 8:21:59 AM |
| ArtemisFitzlebottom | $32.78 | $32.78 | 4/17/2010 8:04:32 PM |
| Cherrypicker | $45.00 | $45.00 | 4/17/2010 1:17:08 PM |
| syounker | $25.00 | $25.00 | 4/18/2010 7:34:11 AM |
| Raptorman | $25.00 | $25.00 | 4/17/2010 9:39:26 PM |
| mizon291 | $50.00 | $50.00 | 4/17/2010 10:19:57 PM |
| thezfunk | $25.00 | $25.00 | 4/18/2010 12:38:07 AM |
| Kerrysbay | $50.00 | $50.00 | 4/18/2010 7:23:59 AM |
| madison64 | $25.00 | $25.00 | 4/18/2010 12:04:51 PM |
| Attract | $25.00 | $25.00 | 4/18/2010 12:05:05 PM |
| shrewd-peace7 | $25.00 | $1.18 | 4/18/2010 12:05:12 PM |
| MAJESTIC5 | $25.00 | $25.00 | 4/18/2010 2:36:30 AM |
| LR_Biker | $25.00 | $25.00 | 4/18/2010 9:43:08 AM |
| rescue | $58.19 | $58.19 | 4/18/2010 8:41:58 AM |
| Lise46 | $25.00 | $25.00 | 4/18/2010 12:04:52 PM |
| bglender | $25.00 | $25.00 | 4/18/2010 12:05:09 PM |
| UofCMaroon | $25.00 | $25.00 | 4/18/2010 12:04:49 PM |
| money-explorer3 | $25.00 | $25.00 | 4/18/2010 12:05:00 PM |
| wwwUniversal | $25.00 | $25.00 | 4/18/2010 8:57:51 PM |
| cash-sensai2 | $25.00 | $25.00 | 4/19/2010 4:41:32 PM |
| qkinger | $50.00 | $50.00 | 4/19/2010 9:52:42 PM |
| Sven79 | $50.00 | $50.00 | 4/20/2010 6:02:32 PM |
| roadtruck | $50.00 | $50.00 | 4/21/2010 7:55:00 AM |
| roadtruck | $50.00 | $50.00 | 4/21/2010 7:54:07 AM |
| iruz | $28.23 | $28.23 | 4/22/2010 1:07:46 AM |
| Tsimmeej | $25.00 | $25.00 | 4/22/2010 11:55:03 AM |
| improvman | $25.00 | $25.00 | 4/22/2010 11:01:11 AM |
| Damostuff | $25.00 | $25.00 | 4/22/2010 12:26:00 PM |
| fair_rates | $25.00 | $25.00 | 4/22/2010 4:11:11 PM |
| BigSurf | $25.00 | $25.00 | 4/22/2010 4:28:58 PM |
| Catalina_Enterprises | $120.00 | $120.00 | 4/22/2010 4:13:31 PM |
| Kelor99 | $25.00 | $25.00 | 4/22/2010 4:45:47 PM |
| BankofBeth | $25.00 | $25.00 | 4/22/2010 5:16:33 PM |
| Bobsasnot | $50.00 | $50.00 | 4/22/2010 7:01:28 PM |
| historyman | $25.00 | $25.00 | 4/22/2010 6:22:27 PM |
| philantist | $25.00 | $25.00 | 4/22/2010 8:10:10 PM |
| MoneyTree79 | $35.72 | $35.72 | 4/22/2010 7:11:28 PM |
| bobbyoderek | $25.00 | $25.00 | 4/22/2010 11:13:37 PM |
| BankofPaul | $25.00 | $25.00 | 4/23/2010 2:46:28 AM |
| nbah123 | $50.00 | $50.00 | 4/23/2010 9:57:09 AM |
| StocksMan | $50.00 | $50.00 | 4/23/2010 4:07:12 PM |
| authoritative-capital | $25.00 | $25.00 | 4/16/2010 4:15:30 PM |
| lagnisiruk | $25.00 | $25.00 | 4/16/2010 4:19:56 PM |
| radforj22 | $25.00 | $25.00 | 4/16/2010 4:15:00 PM |
| Ivan2007 | $25.00 | $25.00 | 4/16/2010 4:21:05 PM |
| mrzz | $25.00 | $25.00 | 4/16/2010 4:21:16 PM |
| red-trade-cologne | $25.00 | $25.00 | 4/16/2010 4:15:41 PM |
| antlr | $25.00 | $25.00 | 4/16/2010 4:19:33 PM |
| kenji4861 | $50.00 | $50.00 | 4/16/2010 4:17:31 PM |
| nickel-ferret | $25.00 | $25.00 | 4/16/2010 4:26:53 PM |
| satisfying-durability | $25.00 | $25.00 | 4/16/2010 4:27:21 PM |
| fortytwo | $100.00 | $100.00 | 4/16/2010 4:20:38 PM |
| Barak | $40.00 | $40.00 | 4/16/2010 4:29:12 PM |
| mtp | $50.00 | $50.00 | 4/16/2010 4:21:30 PM |
| Havana21 | $50.00 | $50.00 | 4/16/2010 4:34:15 PM |
| careful-note | $50.00 | $50.00 | 4/16/2010 4:29:18 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/16/2010 4:29:46 PM |
| fantastic-openness | $50.00 | $50.00 | 4/16/2010 4:31:27 PM |
| inspired-contract9 | $50.00 | $50.00 | 4/16/2010 4:55:59 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/16/2010 4:35:10 PM |
| LoanAngel | $25.00 | $25.00 | 4/16/2010 4:36:48 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/16/2010 4:49:35 PM |
| credit-force5 | $25.00 | $25.00 | 4/16/2010 4:56:00 PM |
| cptproton | $25.00 | $25.00 | 4/16/2010 5:03:34 PM |
| turbospeed | $25.00 | $25.00 | 4/16/2010 6:08:12 PM |
| SNH | $50.00 | $50.00 | 4/16/2010 6:32:52 PM |
| blot44 | $25.00 | $25.00 | 4/16/2010 9:07:22 PM |
| TheMan | $25.00 | $25.00 | 4/17/2010 8:21:50 AM |
| life-is-great | $25.00 | $25.00 | 4/17/2010 10:27:53 AM |
| museic1 | $25.00 | $25.00 | 4/17/2010 11:33:23 AM |
| Thunderswan | $50.00 | $50.00 | 4/17/2010 8:22:36 AM |
| daisuke | $25.00 | $25.00 | 4/17/2010 12:43:03 PM |
| lenderme | $25.00 | $25.00 | 4/17/2010 6:54:29 AM |
| BillW | $25.00 | $25.00 | 4/17/2010 4:07:45 PM |
| auction-elvis | $25.00 | $25.00 | 4/17/2010 9:43:21 AM |
| emt747 | $25.00 | $25.00 | 4/17/2010 8:00:08 AM |
| justalender | $25.00 | $25.00 | 4/17/2010 11:12:50 AM |
| klinebarger | $25.00 | $25.00 | 4/17/2010 10:19:56 PM |
| turbospeed | $25.00 | $25.00 | 4/18/2010 2:17:53 AM |
| decisive-capital | $100.00 | $100.00 | 4/17/2010 5:28:31 PM |
| RandyL3 | $99.00 | $99.00 | 4/17/2010 5:28:54 PM |
| investment-network | $25.00 | $25.00 | 4/17/2010 11:57:55 AM |
| engaging-worth | $25.00 | $25.00 | 4/17/2010 7:03:04 PM |
| dospapalotes | $25.00 | $25.00 | 4/18/2010 2:36:16 AM |
| good_lender | $38.69 | $38.69 | 4/18/2010 7:34:12 AM |
| HUNTER599673 | $25.00 | $25.00 | 4/18/2010 11:22:56 AM |
| BrightStirling | $50.00 | $50.00 | 4/18/2010 12:04:48 PM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/18/2010 12:04:57 PM |
| saritha | $25.00 | $25.00 | 4/18/2010 12:05:02 PM |
| rolandweary | $30.00 | $30.00 | 4/18/2010 12:05:07 PM |
| versatile-platinum4 | $25.00 | $25.00 | 4/18/2010 8:41:36 AM |
| unique-order8 | $25.00 | $25.00 | 4/17/2010 10:19:55 PM |
| community-saver158 | $34.71 | $34.71 | 4/18/2010 2:35:54 AM |
| favorable-order8 | $25.00 | $25.00 | 4/18/2010 8:38:57 AM |
| naina_my_daughter | $25.00 | $25.00 | 4/18/2010 12:04:46 PM |
| octoberfresh | $25.00 | $25.00 | 4/18/2010 12:11:12 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 4/18/2010 8:12:27 PM |
| JDLanier | $25.00 | $25.00 | 4/19/2010 6:00:06 PM |
| dollarboy | $25.00 | $25.00 | 4/20/2010 9:06:32 PM |
| swti37 | $50.00 | $50.00 | 4/20/2010 11:35:48 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 4/21/2010 10:29:26 AM |
| ToloUSN | $50.00 | $50.00 | 4/21/2010 8:02:50 PM |
| swissbanker | $50.00 | $50.00 | 4/21/2010 11:38:37 PM |
| exuberant-loot | $25.00 | $25.00 | 4/22/2010 8:14:42 AM |
| REITRUST | $25.00 | $25.00 | 4/22/2010 3:51:06 PM |
| la_tim | $70.00 | $70.00 | 4/22/2010 4:01:15 PM |
| midifool | $25.00 | $25.00 | 4/22/2010 4:02:57 PM |
| bicyclist2270 | $27.63 | $27.63 | 4/22/2010 5:46:17 PM |
| RedRockLLC | $25.00 | $25.00 | 4/22/2010 4:47:12 PM |
| PotBellyPete | $25.00 | $25.00 | 4/22/2010 7:44:30 PM |
| BicyclePostLendingDivision | $27.42 | $27.42 | 4/22/2010 8:20:34 PM |
| YummiBear | $25.00 | $25.00 | 4/22/2010 7:54:18 PM |
| fcukciti | $29.00 | $29.00 | 4/23/2010 5:11:39 AM |
| godspeed237 | $25.00 | $25.00 | 4/23/2010 6:52:43 AM |
| CCIExpress | $25.00 | $25.00 | 4/23/2010 7:18:11 AM |
| Ricajote | $25.00 | $25.00 | 4/23/2010 6:26:29 AM |
| natural-affluence4 | $50.00 | $50.00 | 4/23/2010 9:00:44 AM |
| socal-lender | $25.00 | $25.00 | 4/23/2010 9:58:02 AM |
| localsports38 | $32.45 | $32.45 | 4/23/2010 12:44:41 PM |
| FundMaker | $25.00 | $25.00 | 4/23/2010 2:12:45 PM |
| JerryB96 | $25.00 | $25.00 | 4/23/2010 12:18:30 PM |
| Hey_Joe | $25.00 | $25.00 | 4/23/2010 3:11:54 PM |
| 158 bids
|
Borrower Payment Dependent Notes Series
454293
This series of Notes was issued and sold upon the funding of the borrower loan #42018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $75.41 |
|
Final lender yield:
| 15.35% |
Final borrower rate/APR:
| 16.35% / 18.54% |
Final monthly payment:
| $70.66 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.85% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
6 | Length of status: | 4y 4m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 27 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,505 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 89% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| negotiator105 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 0
( 0% )
| 600-619
(Sep-2008)
|
|
Principal balance:
| $887.34 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to?Paying off credit cards.
My financial situation:
I am a good candidate for this loan because?First I should start by saying thank you Prosper for even considering me for a loan. Being a single mother?can be a little stressful financially and sometime you need a little help after going under from credit cards bills.? Of course I'm?willing to have this money taken out of my paycheck on a monthly basis and will be very greatful for the help. Thank you.
Monthly net income: $
Monthly expenses: $
??Housing: $ 950. per month rent
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1000
??Other expenses: $100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi. What is the public record on your report? Thanks, and best of luck. - debtcollector
A:
Hello, It's Deliquency 0 and Public Records 0/1 Thanks for your support.
(Apr-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| marwadi-62 | $150.00 | $150.00 | 4/16/2010 5:23:08 PM |
| loyalist1 | $100.00 | $100.00 | 4/16/2010 4:51:39 PM |
| jpblan11 | $30.60 | $30.60 | 4/16/2010 8:02:13 PM |
| FinanceEngine | $25.00 | $25.00 | 4/20/2010 11:42:34 AM |
| atomantic | $100.00 | $100.00 | 4/20/2010 12:54:14 PM |
| klemer | $25.00 | $25.00 | 4/21/2010 5:46:51 PM |
| maj0508 | $100.00 | $100.00 | 4/22/2010 6:12:34 AM |
| Leshan | $50.00 | $50.00 | 4/22/2010 2:01:28 PM |
| quick | $50.00 | $50.00 | 4/22/2010 2:59:53 PM |
| BuzzyBee336 | $25.00 | $25.00 | 4/22/2010 5:17:00 PM |
| RiskAdverse | $25.00 | $25.00 | 4/22/2010 7:36:12 PM |
| lender12345 | $25.00 | $25.00 | 4/23/2010 10:14:30 AM |
| btormc5 | $50.00 | $50.00 | 4/23/2010 10:32:03 AM |
| curly2k | $25.00 | $25.00 | 4/23/2010 1:15:43 PM |
| patriot384 | $150.00 | $150.00 | 4/23/2010 12:53:19 PM |
| himanshuko | $25.00 | $25.00 | 4/23/2010 3:13:20 PM |
| persistent-income2 | $25.00 | $25.00 | 4/23/2010 1:03:16 PM |
| gilbrear | $25.00 | $25.00 | 4/23/2010 3:27:38 PM |
| dorypro | $25.00 | $25.00 | 4/23/2010 3:39:16 PM |
| uwinwewin | $25.00 | $25.00 | 4/23/2010 1:37:53 PM |
| mroew | $29.32 | $29.32 | 4/23/2010 3:47:18 PM |
| Ven58 | $25.00 | $25.00 | 4/23/2010 1:48:17 PM |
| wild-orange | $25.00 | $25.00 | 4/23/2010 2:34:05 PM |
| MC7608 | $25.00 | $25.00 | 4/23/2010 3:47:46 PM |
| truth-trapper | $50.00 | $50.00 | 4/18/2010 8:01:55 PM |
| CoolPlexer | $25.00 | $25.00 | 4/19/2010 8:54:55 PM |
| qkinger | $50.00 | $50.00 | 4/19/2010 9:32:21 PM |
| theloanteacher | $25.00 | $25.00 | 4/20/2010 7:20:34 AM |
| ptjg | $49.44 | $10.69 | 4/20/2010 12:33:12 PM |
| OGS_Capital | $25.00 | $25.00 | 4/21/2010 11:44:21 AM |
| hillerod | $25.00 | $25.00 | 4/22/2010 3:01:23 PM |
| bigb7 | $28.67 | $28.67 | 4/22/2010 4:00:11 PM |
| kindness-venture1 | $25.00 | $25.00 | 4/22/2010 4:22:21 PM |
| RichMaker1 | $50.00 | $50.00 | 4/22/2010 6:57:49 PM |
| Mindful7 | $25.00 | $25.00 | 4/23/2010 6:35:57 AM |
| CA_Lender | $25.00 | $25.00 | 4/23/2010 8:23:22 AM |
| Ven58 | $25.00 | $25.00 | 4/23/2010 11:10:36 AM |
| serene-capital | $25.00 | $25.00 | 4/23/2010 1:19:23 PM |
| supasonic | $125.00 | $125.00 | 4/23/2010 11:42:42 AM |
| uncleubb | $50.00 | $50.00 | 4/23/2010 2:46:42 PM |
| towering-dinero | $25.00 | $25.00 | 4/23/2010 1:03:02 PM |
| uncleubb | $45.72 | $45.72 | 4/23/2010 3:01:30 PM |
| principal-star | $25.00 | $25.00 | 4/23/2010 3:20:44 PM |
| myduck | $50.00 | $50.00 | 4/23/2010 3:38:53 PM |
| LAKETIME | $25.00 | $25.00 | 4/23/2010 2:18:46 PM |
| wild-orange | $25.00 | $25.00 | 4/23/2010 2:36:43 PM |
| fireferd | $30.00 | $30.00 | 4/23/2010 3:16:33 PM |
| friendinmoney | $25.00 | $25.00 | 4/23/2010 3:28:08 PM |
| 48 bids
|
Borrower Payment Dependent Notes Series
454345
This series of Notes was issued and sold upon the funding of the borrower loan #42036, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $323.42 |
|
Final lender yield:
| 24.73% |
Final borrower rate/APR:
| 25.73% / 28.05% |
Final monthly payment:
| $301.10 |
| |
|
Auction yield range:
| 11.04% - 30.22% |
Estimated loss impact:
| 10.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.12% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
1 | Length of status: | 2y 9m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 27 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,829 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 81% | | |
|
Public records last 12m / 10y:
| 0/ 2 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Notohighinterest |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < mo. late:
| 0
( 0% )
| 640-659
(Nov-2009)
640-659
(Jul-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Paying Off my last credit card
Purpose of loan:
This loan will be used to pay off the last credit card I have. I have paid off everything else I owe. I am only a few months away from being debt free!!!!
My financial situation:
I am a good candidate for this loan because I am honest, hard working, and have never defaulted on anything in my life.
Monthly net income: $ 6,400
Monthly expenses: $
??Housing: $?900
??Insurance: $ 300
??Car expenses: $250
??Utilities: $ 200
??Phone, cable, internet: $150
??Food, entertainment: $?500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 150
??Other expenses: $ None
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you please explain the public record? Please answer publicly, Kind Regards - Your_Bank
A:
The public record, which no longer exists, was a tax lien from 2006. I paid it in full in July 2007.
(Apr-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mercuriant | $25.00 | $25.00 | 4/16/2010 4:38:58 PM |
| jpblan11 | $25.00 | $25.00 | 4/16/2010 8:48:19 PM |
| crippledcircus | $65.00 | $65.00 | 4/16/2010 9:44:25 PM |
| new-peso-concerto | $50.00 | $50.00 | 4/18/2010 7:23:52 AM |
| Makemony | $50.00 | $50.00 | 4/18/2010 11:16:27 AM |
| Bob450 | $75.00 | $75.00 | 4/19/2010 8:00:01 PM |
| CoolPlexer | $25.00 | $25.00 | 4/19/2010 8:55:13 PM |
| aultraman | $25.00 | $25.00 | 4/20/2010 4:41:29 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 4/21/2010 4:48:08 PM |
| Kash2010lu | $35.00 | $35.00 | 4/21/2010 7:05:41 PM |
| ctruong53 | $80.00 | $80.00 | 4/22/2010 4:22:51 PM |
| Your_Bank | $50.00 | $50.00 | 4/22/2010 6:26:33 PM |
| credit-coach118 | $40.00 | $40.00 | 4/22/2010 7:13:09 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/22/2010 9:16:47 PM |
| Feyenoord | $34.00 | $34.00 | 4/22/2010 9:32:58 PM |
| icanhasloanz | $100.00 | $100.00 | 4/22/2010 11:58:19 PM |
| kendigme | $34.59 | $34.59 | 4/23/2010 2:56:58 AM |
| beach_bum | $25.00 | $25.00 | 4/23/2010 7:08:33 AM |
| top-tranquil-justice | $28.50 | $28.50 | 4/22/2010 9:37:21 PM |
| 113121 | $250.00 | $250.00 | 4/23/2010 7:27:50 AM |
| MrMoneyBags | $25.00 | $25.00 | 4/23/2010 4:04:18 AM |
| 113121 | $118.57 | $118.57 | 4/23/2010 7:28:37 AM |
| credit-missile | $25.00 | $25.00 | 4/23/2010 9:36:13 AM |
| 113121 | $250.00 | $250.00 | 4/23/2010 7:26:45 AM |
| credit-missile | $26.68 | $26.68 | 4/23/2010 9:30:32 AM |
| lender12345 | $25.00 | $25.00 | 4/23/2010 10:15:08 AM |
| rate-hickory | $25.00 | $25.00 | 4/23/2010 9:17:05 AM |
| kronosmetis | $28.49 | $28.49 | 4/23/2010 2:14:17 PM |
| shrewd-income | $150.00 | $150.00 | 4/23/2010 1:43:38 PM |
| shrewd-income | $250.00 | $250.00 | 4/23/2010 2:21:36 PM |
| EL_Papin | $38.98 | $38.98 | 4/23/2010 4:06:40 PM |
| piter-to-la-investment | $45.00 | $45.00 | 4/23/2010 4:09:59 PM |
| Ogerta | $1,000.00 | $1,000.00 | 4/23/2010 4:03:41 PM |
| Your_Bank | $150.00 | $150.00 | 4/23/2010 4:05:51 PM |
| Ogerta | $700.00 | $700.00 | 4/23/2010 4:06:44 PM |
| Engineer44 | $25.00 | $25.00 | 4/23/2010 4:09:22 PM |
| loan-fate | $50.00 | $50.00 | 4/17/2010 7:05:05 AM |
| sincere-balance | $25.00 | $25.00 | 4/18/2010 1:19:34 PM |
| spiff666 | $25.00 | $25.00 | 4/18/2010 8:59:01 PM |
| TakeCare | $50.00 | $50.00 | 4/19/2010 7:46:33 PM |
| rockhound84 | $25.00 | $25.00 | 4/19/2010 8:50:17 PM |
| SolarMoonshine | $100.00 | $100.00 | 4/19/2010 5:31:48 PM |
| joefoolz | $25.00 | $25.00 | 4/20/2010 3:22:06 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 4/21/2010 12:32:23 PM |
| rockhound84 | $25.00 | $25.00 | 4/21/2010 7:19:56 PM |
| brilliant-balance | $25.00 | $25.00 | 4/21/2010 7:06:41 PM |
| hektek22 | $25.00 | $25.00 | 4/22/2010 12:42:57 PM |
| Flshedman | $50.00 | $50.00 | 4/22/2010 1:03:16 PM |
| ptjg | $44.72 | $44.72 | 4/22/2010 2:01:09 PM |
| BrighterSuns | $25.00 | $25.00 | 4/22/2010 4:03:18 PM |
| Leshan | $48.35 | $48.35 | 4/22/2010 2:03:10 PM |
| gjm6d | $25.00 | $25.00 | 4/22/2010 4:57:17 PM |
| twerns | $40.00 | $40.00 | 4/22/2010 4:42:07 PM |
| b-rent | $25.00 | $25.00 | 4/22/2010 5:06:07 PM |
| justme4now | $25.00 | $25.00 | 4/22/2010 6:41:24 PM |
| Your_Bank | $50.00 | $50.00 | 4/22/2010 6:26:15 PM |
| patriot384 | $100.00 | $100.00 | 4/22/2010 8:12:16 PM |
| RichMaker1 | $50.00 | $50.00 | 4/22/2010 6:55:53 PM |
| PotBellyPete | $25.00 | $25.00 | 4/22/2010 7:46:45 PM |
| farmn | $25.00 | $25.00 | 4/22/2010 8:10:19 PM |
| power-secret-agent | $29.32 | $29.32 | 4/23/2010 3:31:18 AM |
| principal-star | $25.00 | $25.00 | 4/23/2010 6:07:50 AM |
| special-finance4 | $26.00 | $26.00 | 4/23/2010 6:19:17 AM |
| Bob450 | $25.00 | $25.00 | 4/22/2010 8:30:07 PM |
| 113121 | $250.00 | $250.00 | 4/23/2010 7:27:16 AM |
| Skeptical-one | $50.00 | $50.00 | 4/23/2010 8:31:35 AM |
| love2garden | $42.33 | $42.33 | 4/23/2010 6:36:25 AM |
| 113121 | $250.00 | $36.68 | 4/23/2010 7:26:05 AM |
| credit-missile | $100.00 | $100.00 | 4/23/2010 7:58:03 AM |
| shrewd-income | $100.00 | $100.00 | 4/23/2010 8:55:39 AM |
| Pu239 | $60.00 | $60.00 | 4/23/2010 9:11:53 AM |
| vmh20035 | $25.00 | $25.00 | 4/23/2010 11:40:12 AM |
| TripleNickle | $25.55 | $25.55 | 4/23/2010 10:22:20 AM |
| genuine-integrity0 | $28.05 | $28.05 | 4/23/2010 12:19:09 PM |
| ultimate-peace | $100.00 | $100.00 | 4/23/2010 12:20:29 PM |
| JerryB96 | $25.00 | $25.00 | 4/23/2010 12:22:59 PM |
| surgeon3 | $50.00 | $50.00 | 4/23/2010 1:45:27 PM |
| credit-missile | $39.19 | $39.19 | 4/23/2010 1:54:41 PM |
| Ray3486 | $25.00 | $25.00 | 4/23/2010 1:40:49 PM |
| 113121 | $500.00 | $500.00 | 4/23/2010 3:09:38 PM |
| dorypro | $25.00 | $25.00 | 4/23/2010 3:42:10 PM |
| return-grizzly | $100.00 | $100.00 | 4/23/2010 4:01:29 PM |
| Ogerta | $500.00 | $500.00 | 4/23/2010 4:04:34 PM |
| Bob450 | $25.00 | $25.00 | 4/23/2010 3:51:28 PM |
| Rip128 | $30.00 | $30.00 | 4/23/2010 2:43:41 PM |
| DasMula | $25.00 | $25.00 | 4/23/2010 4:06:26 PM |
| DasMula | $25.00 | $25.00 | 4/23/2010 4:06:41 PM |
| Ogerta | $300.00 | $300.00 | 4/23/2010 4:07:29 PM |
| social-conductor4 | $25.00 | $25.00 | 4/23/2010 4:07:58 PM |
| 89 bids
|
Borrower Payment Dependent Notes Series
454413
This series of Notes was issued and sold upon the funding of the borrower loan #41936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $82.06 |
|
Final lender yield:
| 24.01% |
Final borrower rate/APR:
| 25.01% / 27.32% |
Final monthly payment:
| $79.53 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 31% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 7
/
5 | Length of status: | 7y 1m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 12 |
Occupation: | Other |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $3,754 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 93% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| shylahMay |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 620-639
(Jul-2008)
520-539
(May-2008)
|
|
Principal balance:
| $1,177.59 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Lower my % rate pay
Purpose of loan:
?Pay off my current Prosper loan that has a higher % rate.
My financial situation:
I am a good candidate for this loan because? . I purchased a home and my house payments are lower than my rent was.I have kept my promise to prosper and have not been late on one payment. I would like a new loan at a lower % rate.
Monthly expenses: $
??Housing: $ $380.00
??Insurance: $ 62.00
??Car expenses: $ 300.00
??Utilities: $ 160.00
??Phone, cable, internet: $ 85.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 60.00
??Credit cards have all been paid off
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Thank You for making timely payments on your first Prosper loan! I hope you will extend us the same courtesy. Steve - DasMula
A:
I will extend the same courtesy with any loan I get. I thank you for the bid.I have 16 hours left and am not fully funded yet so I don't know if I will try to re list it or not. we'll see what happens. Thanks for the support
(Apr-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Your_Bank | $50.00 | $50.00 | 4/22/2010 5:28:54 PM |
| Your_Bank | $50.00 | $50.00 | 4/22/2010 5:29:22 PM |
| Kash2010lu | $25.00 | $25.00 | 4/22/2010 6:55:32 PM |
| dRatedOnly | $25.00 | $25.00 | 4/23/2010 2:14:29 AM |
| marwadi-62 | $200.00 | $200.00 | 4/23/2010 8:36:07 AM |
| BrighterSuns | $25.00 | $25.00 | 4/23/2010 7:01:49 AM |
| dudebrah | $25.00 | $25.00 | 4/23/2010 9:39:23 AM |
| five-star-note | $75.00 | $75.00 | 4/23/2010 10:48:08 AM |
| ultimate-peace | $600.00 | $600.00 | 4/23/2010 12:21:56 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/23/2010 12:51:32 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/23/2010 12:52:15 PM |
| Mr_Egret | $25.00 | $25.00 | 4/23/2010 2:50:15 PM |
| SkinnyFish | $50.00 | $50.00 | 4/23/2010 3:04:26 PM |
| fireferd | $30.00 | $30.00 | 4/23/2010 3:25:01 PM |
| reflective-rupee | $100.00 | $100.00 | 4/23/2010 4:09:50 PM |
| Bob450 | $25.00 | $25.00 | 4/23/2010 3:46:27 PM |
| return-grizzly | $100.00 | $100.00 | 4/23/2010 3:54:20 PM |
| Your_Bank | $50.00 | $50.00 | 4/22/2010 5:29:08 PM |
| Your_Bank | $50.00 | $50.00 | 4/22/2010 5:28:38 PM |
| icanhasloanz | $100.00 | $100.00 | 4/22/2010 11:59:03 PM |
| TakeCare | $50.00 | $50.00 | 4/23/2010 7:21:10 AM |
| Skeptical-one | $25.00 | $25.00 | 4/23/2010 8:35:42 AM |
| kronosmetis | $50.00 | $50.00 | 4/23/2010 10:22:38 AM |
| Leshan | $25.00 | $25.00 | 4/23/2010 9:24:13 AM |
| realtormoises | $25.00 | $25.00 | 4/23/2010 9:45:17 AM |
| lender12345 | $25.00 | $25.00 | 4/23/2010 10:15:56 AM |
| PropertyInvest | $25.00 | $25.00 | 4/23/2010 1:35:23 PM |
| wild-orange | $25.00 | $25.00 | 4/23/2010 2:30:10 PM |
| reflective-rupee | $25.00 | $25.00 | 4/23/2010 3:02:01 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/23/2010 3:45:14 PM |
| reflective-rupee | $50.00 | $45.00 | 4/23/2010 4:11:19 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
454455
This series of Notes was issued and sold upon the funding of the borrower loan #41948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,400.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $108.57 |
|
Final lender yield:
| 29.00% |
Final borrower rate/APR:
| 30.00% / 32.38% |
Final monthly payment:
| $101.88 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 16.03% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.97% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 1m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 11 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $40,059 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| cash-flower |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < mo. late:
| 0
( 0% )
| 680-699
(Sep-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Multi-use from solid candidate!
Purpose of loan:? Multi-purpose:? I've experienced a 7% pay cut and furlough since September 1, 2009 and need assistance with?costs that are not part of normal?monthly expenses?such as vehicle repairs (brakes, tires).??I also am seeking assistance toward the extra costs for my daughter's upcoming graduation costs and preparation for college - laptop, books.???
My financial situation:
I am a good candidate for this loan because I?am never late on a payment and am very conscientious, believing integrity to be a strong characteristic.? I receive my paycheck on the first of the month and pay all bills immediately.? I am?49 years old, a single mom (no child?support).? I've been with my current employer for?8 years and previously?was with a company for 19 years.? I?have received one loan from?Prosper in the past and made all payments on time if not early.? My daughter does volunteer work, but also babysits to earn money?to cover her vehicle gas and personal expenses.
Monthly?net income: $4,399
Monthly expenses: $
??Housing: $ 1,355
??Insurance: $?190 (car insurance for 2 vehicles)
??Car expenses: $120 (gas)
??Utilities: $ 184
??Phone, cable, internet: $?350 (includes house phone, cable, cell phone for daughter, mother and myself)
??Food, entertainment: $800 (mainly grocery store)
??Clothing, household expenses $ 150
??Credit cards and other loans: $?650
??Other expenses: $ 500 ($200 toward daughter's tuition, $110 parking at work, prescriptions, co-pays, remainder daugher's sports and school?related costs, the unexpected)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
I plan to pay back in the standard Prosper 36 month loan so monthly payments are low and very manageable.
(Apr-20-2010)
Q:
Please lit, for each of your debts, the amount owed, the interest rate and the monthly payments. Thanks and best wishes. - reflective-rupee
A:
Thanks for support! Partial answer: I have 2 credit cards & 1 line of credit. Interest rate for 2 are low: 11.9 & 9.63. I haven't been able to confirm 3rd yet - card was compromised w/in the last month & a new 1 issued -I can't access my on-line info for the old account & the new one doesn't have a statement yet identifying interest rate. I'm willing to pay higher interest for Prosper because it's not revolving-1 time loan that has end. If can, may pay off early as I did last Prosper loan
(Apr-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Unitas4302 | $300.00 | $300.00 | 4/20/2010 4:41:01 AM |
| shawnw2 | $50.00 | $50.00 | 4/21/2010 8:47:46 PM |
| Gregger | $25.00 | $25.00 | 4/22/2010 1:41:25 PM |
| wodude | $25.00 | $25.00 | 4/22/2010 9:25:01 PM |
| twjh | $25.00 | $25.00 | 4/23/2010 12:27:47 AM |
| income-rocker2 | $100.00 | $100.00 | 4/23/2010 6:59:05 AM |
| Skeptical-one | $50.00 | $50.00 | 4/23/2010 8:46:20 AM |
| TheSweetLender | $30.00 | $10.67 | 4/23/2010 8:12:35 AM |
| special-finance4 | $25.00 | $25.00 | 4/23/2010 11:59:50 AM |
| jojofrankie | $50.00 | $50.00 | 4/24/2010 6:37:55 AM |
| Your_Bank | $50.00 | $50.00 | 4/24/2010 3:01:40 PM |
| jpblan11 | $25.00 | $25.00 | 4/24/2010 12:53:13 PM |
| Tono | $25.00 | $25.00 | 4/25/2010 5:56:39 PM |
| clemclan | $25.00 | $25.00 | 4/25/2010 2:26:14 PM |
| hektek22 | $25.00 | $25.00 | 4/25/2010 9:53:53 AM |
| vigilance-searcher | $25.00 | $25.00 | 4/25/2010 8:23:10 PM |
| Mikale360 | $25.00 | $25.00 | 4/26/2010 6:35:49 AM |
| DonDiego | $25.00 | $25.00 | 4/26/2010 1:00:47 AM |
| EEasyMoney | $25.00 | $25.00 | 4/26/2010 8:15:03 AM |
| investmentgroup | $25.00 | $25.00 | 4/26/2010 9:19:55 AM |
| glenium | $25.00 | $25.00 | 4/26/2010 7:17:42 AM |
| 113121 | $100.00 | $100.00 | 4/26/2010 11:00:39 AM |
| persistent-income2 | $25.00 | $25.00 | 4/26/2010 8:53:26 AM |
| DasMula | $25.00 | $25.00 | 4/26/2010 9:13:45 AM |
| PotBellyPete | $50.00 | $50.00 | 4/26/2010 11:07:49 AM |
| market-pudding | $25.00 | $25.00 | 4/26/2010 10:23:53 AM |
| finance-prescription | $50.00 | $50.00 | 4/19/2010 12:04:59 PM |
| lucrative-loan | $109.23 | $109.23 | 4/20/2010 4:37:49 PM |
| dt_one | $25.00 | $25.00 | 4/20/2010 5:33:33 PM |
| fund-secret-agent | $25.00 | $25.00 | 4/21/2010 2:31:10 PM |
| five-star-note | $100.00 | $100.00 | 4/22/2010 1:06:44 PM |
| quicksilver70 | $25.00 | $25.00 | 4/22/2010 7:10:16 PM |
| nodebt2012 | $25.00 | $25.00 | 4/23/2010 12:24:46 AM |
| JauaFlash | $25.10 | $25.10 | 4/23/2010 5:02:56 PM |
| UCLA4life | $25.00 | $25.00 | 4/25/2010 11:44:08 PM |
| Kash2010lu | $25.00 | $25.00 | 4/25/2010 10:12:54 PM |
| DasMula | $25.00 | $25.00 | 4/26/2010 9:12:42 AM |
| DasMula | $25.00 | $25.00 | 4/26/2010 9:13:31 AM |
| polish00 | $25.00 | $25.00 | 4/26/2010 9:21:17 AM |
| tigercat | $50.00 | $50.00 | 4/26/2010 9:46:52 AM |
| sjo1984111 | $25.00 | $25.00 | 4/26/2010 10:11:59 AM |
| Asimus | $30.00 | $30.00 | 4/26/2010 8:42:01 AM |
| ultimate-peace | $600.00 | $600.00 | 4/26/2010 10:56:45 AM |
| 43 bids
|
Borrower Payment Dependent Notes Series
454547
This series of Notes was issued and sold upon the funding of the borrower loan #42112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 31.86% |
Starting borrower rate/APR:
| 32.86% / 35.28% |
Starting monthly payment:
| $88.07 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 28.32% |
Final monthly payment:
| $80.58 |
| |
|
Auction yield range:
| 14.04% - 31.86% |
Estimated loss impact:
| 15.83% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 2% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
2 | Length of status: | 0y 4m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 14 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 4 |
Revolving credit balance:
| $272 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $1,822 |
Bankcard utilization:
| 54% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jes5199 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 640-659
(Aug-2008)
|
|
Principal balance:
| $232.80 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Paying off old debts
Purpose of loan:
This loan will be used to pay off old debts, including my previous prosper loan, and all of my old bills in collections.
My financial situation: has improved dramatically this year. I have a new high-paying job at a growing, successful startup. It seems like a good time to clean up my financial history by paying off old debts.
I am a good candidate for this loan because: I have a history of paying my loans on time, and I have disposable income available to devote to improving my financial condition.
Monthly net income: $5000
Monthly expenses: $2800
??Housing: $800
??Insurance: $0
??Car expenses: $0
??Utilities: $250
??Phone, cable, internet: $250
??Food, entertainment: $1000
??Clothing, household expenses $200
??Credit cards and other loans: $50
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
I expect that I'll be able to make two payments instead of one most months, so something like 18 months would be reasonable.
(Apr-19-2010)
Q:
Seems obvious but I want to make sure, I am assuming you do not own a vehicle, correct? - ogbobb
A:
correct.
(Apr-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lendstats_com | $125.00 | $125.00 | 4/22/2010 5:54:54 PM |
| lendstats_com | $200.00 | $200.00 | 4/22/2010 5:52:45 PM |
| rubylender | $50.00 | $50.00 | 4/23/2010 10:48:40 AM |
| tacologic | $25.00 | $25.00 | 4/23/2010 11:14:24 AM |
| soilchem | $25.00 | $25.00 | 4/23/2010 11:14:33 AM |
| shrewd-income | $125.00 | $125.00 | 4/23/2010 1:44:50 PM |
| KirosPOS | $115.12 | $115.12 | 4/23/2010 2:49:30 PM |
| Your_Bank | $75.00 | $75.00 | 4/23/2010 3:34:20 PM |
| icon7 | $45.00 | $45.00 | 4/23/2010 3:54:06 PM |
| dorypro | $25.00 | $25.00 | 4/23/2010 3:53:32 PM |
| bull_lender | $36.00 | $36.00 | 4/23/2010 4:05:47 PM |
| ColoradoBanker | $38.53 | $38.53 | 4/23/2010 4:07:44 PM |
| Bob450 | $75.00 | $75.00 | 4/23/2010 3:47:20 PM |
| Bob450 | $25.00 | $25.00 | 4/23/2010 3:54:01 PM |
| Engineer44 | $25.00 | $25.00 | 4/23/2010 4:12:19 PM |
| five-star-note | $100.00 | $100.00 | 4/23/2010 10:41:34 AM |
| bobnewt | $50.00 | $50.00 | 4/23/2010 11:29:56 AM |
| Leshan | $48.20 | $48.20 | 4/23/2010 12:50:54 PM |
| ultimate-peace | $600.00 | $517.15 | 4/23/2010 12:27:58 PM |
| TakeCare | $50.00 | $50.00 | 4/23/2010 3:35:15 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/23/2010 3:46:32 PM |
| shrewd-income | $125.00 | $125.00 | 4/23/2010 2:17:51 PM |
| CincyTex | $50.00 | $50.00 | 4/23/2010 3:58:57 PM |
| social-conductor4 | $25.00 | $25.00 | 4/23/2010 4:11:13 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
454577
This series of Notes was issued and sold upon the funding of the borrower loan #41954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 13.03% |
Starting borrower rate/APR:
| 14.03% / 16.19% |
Starting monthly payment:
| $205.15 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $204.63 |
| |
|
Auction yield range:
| 6.04% - 13.03% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 32% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 9y 8m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 36 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,978 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 38% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| tolerant-exchange |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card and car
Purpose of loan:
This loan will be used to? To pay off credit card and car
My financial situation:
I am a good candidate for this loan because?
I will repay.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| contract-eagle | $25.00 | $25.00 | 4/16/2010 4:15:09 PM |
| integrity-doctor | $100.00 | $100.00 | 4/16/2010 4:16:36 PM |
| Dharvesi | $25.00 | $25.00 | 4/16/2010 4:14:57 PM |
| finance-prescription | $100.00 | $100.00 | 4/16/2010 4:16:01 PM |
| bid-refresher2 | $25.00 | $25.00 | 4/16/2010 4:16:15 PM |
| Avala | $50.00 | $50.00 | 4/16/2010 4:28:10 PM |
| dinero-speaker | $25.00 | $25.00 | 4/16/2010 4:28:44 PM |
| mmckune | $25.00 | $25.00 | 4/16/2010 4:29:32 PM |
| ichibon | $75.00 | $75.00 | 4/16/2010 4:35:03 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/16/2010 4:35:59 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/16/2010 4:31:23 PM |
| ddog0224 | $25.00 | $25.00 | 4/16/2010 4:36:52 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/16/2010 4:31:58 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/16/2010 4:33:00 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/16/2010 4:30:50 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/16/2010 4:49:38 PM |
| frogperson | $25.00 | $25.00 | 4/16/2010 4:34:58 PM |
| influential-compassion9 | $50.00 | $50.00 | 4/16/2010 4:35:16 PM |
| mizon291 | $25.00 | $25.00 | 4/16/2010 4:36:41 PM |
| LMM1 | $25.00 | $25.00 | 4/16/2010 4:54:08 PM |
| BigB22 | $25.00 | $25.00 | 4/16/2010 4:54:12 PM |
| Nerdster1 | $25.00 | $25.00 | 4/16/2010 4:54:20 PM |
| orderly-leverage | $40.00 | $40.00 | 4/16/2010 4:33:52 PM |
| sloak | $25.00 | $25.00 | 4/16/2010 4:39:30 PM |
| CAGE-Investments | $38.02 | $38.02 | 4/16/2010 4:35:54 PM |
| SophiaM | $25.00 | $25.00 | 4/16/2010 4:40:35 PM |
| srgriff | $25.00 | $25.00 | 4/16/2010 4:51:31 PM |
| Ragnar | $25.00 | $25.00 | 4/16/2010 6:33:02 PM |
| euro-starter | $25.00 | $25.00 | 4/16/2010 4:53:34 PM |
| SK8Lender | $25.00 | $25.00 | 4/16/2010 6:38:59 PM |
| bconn078 | $25.00 | $25.00 | 4/16/2010 6:39:00 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/16/2010 4:54:15 PM |
| 350DGRZ | $25.00 | $25.00 | 4/16/2010 6:54:21 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/16/2010 7:43:00 PM |
| line6owner | $27.65 | $27.65 | 4/16/2010 4:51:31 PM |
| windfall46 | $25.00 | $25.00 | 4/16/2010 4:51:53 PM |
| fundingyourbigfuture | $25.00 | $25.00 | 4/16/2010 8:38:12 PM |
| stable-nickel | $41.89 | $41.89 | 4/16/2010 8:43:52 PM |
| Stollewood | $39.60 | $39.60 | 4/16/2010 8:54:08 PM |
| cberthiaume | $25.00 | $25.00 | 4/16/2010 8:54:17 PM |
| return-buddy | $25.00 | $25.00 | 4/16/2010 8:54:22 PM |
| calm-deal7 | $25.00 | $25.00 | 4/16/2010 9:02:51 PM |
| elegant-bonus | $25.00 | $25.00 | 4/16/2010 9:09:25 PM |
| cladius67 | $25.00 | $25.00 | 4/16/2010 6:12:45 PM |
| MihirFromRedmond | $25.00 | $25.00 | 4/16/2010 5:27:54 PM |
| aggielender | $25.00 | $25.00 | 4/16/2010 6:39:13 PM |
| Medic05 | $25.00 | $25.00 | 4/16/2010 5:57:56 PM |
| inspired-duty5 | $48.53 | $48.53 | 4/16/2010 6:12:49 PM |
| ideal-platinum1 | $50.91 | $50.91 | 4/16/2010 8:29:02 PM |
| favorable-order8 | $25.00 | $25.00 | 4/16/2010 6:42:50 PM |
| youthful-greenback3 | $35.00 | $35.00 | 4/16/2010 6:43:00 PM |
| tsui517 | $25.00 | $25.00 | 4/16/2010 8:54:09 PM |
| ahansen | $25.00 | $25.00 | 4/16/2010 7:18:05 PM |
| Supernick | $50.00 | $50.00 | 4/16/2010 7:43:15 PM |
| Phantom99 | $25.00 | $25.00 | 4/16/2010 9:18:05 PM |
| tidy-dime | $25.00 | $25.00 | 4/16/2010 8:29:06 PM |
| debt-system880 | $25.00 | $25.00 | 4/16/2010 8:37:43 PM |
| authoritative-capital | $25.00 | $25.00 | 4/16/2010 8:54:04 PM |
| ocho | $25.00 | $25.00 | 4/16/2010 8:54:11 PM |
| gracej | $25.00 | $25.00 | 4/16/2010 8:54:19 PM |
| orbiter614 | $50.00 | $50.00 | 4/17/2010 8:48:53 AM |
| wwwUniversal | $25.00 | $25.00 | 4/17/2010 6:59:54 PM |
| justice-collector | $25.00 | $25.00 | 4/19/2010 5:39:59 AM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 9:32:54 AM |
| stuy1998 | $27.54 | $27.54 | 4/20/2010 9:45:42 AM |
| mala54 | $25.00 | $25.00 | 4/20/2010 6:11:56 PM |
| Loan2Own | $100.00 | $100.00 | 4/20/2010 6:05:08 PM |
| FoosMaster | $25.00 | $25.00 | 4/21/2010 6:15:44 AM |
| credit-panda1 | $50.00 | $50.00 | 4/21/2010 7:15:49 AM |
| MattProsper | $40.00 | $40.00 | 4/21/2010 9:24:26 PM |
| greenback-companion8 | $25.00 | $25.00 | 4/21/2010 9:18:54 PM |
| gilbrear | $25.00 | $25.00 | 4/22/2010 4:40:05 PM |
| RichMaker1 | $50.00 | $50.00 | 4/22/2010 6:39:39 PM |
| jcw3rd | $25.00 | $25.00 | 4/22/2010 7:28:50 PM |
| FoosMaster | $25.00 | $25.00 | 4/23/2010 8:40:38 AM |
| olin5 | $25.00 | $25.00 | 4/23/2010 6:35:54 AM |
| easinbuy | $50.00 | $50.00 | 4/23/2010 8:29:12 AM |
| FundMaker | $25.00 | $25.00 | 4/23/2010 2:43:32 PM |
| myduck | $50.00 | $50.00 | 4/23/2010 3:37:47 PM |
| mistering | $50.00 | $50.00 | 4/23/2010 4:10:31 PM |
| pposFUNDing | $25.00 | $25.00 | 4/22/2010 7:08:01 PM |
| torion | $25.00 | $25.00 | 4/16/2010 4:27:50 PM |
| Dap2005 | $25.00 | $25.00 | 4/16/2010 4:29:52 PM |
| unassassinable | $25.00 | $25.00 | 4/16/2010 4:30:01 PM |
| delicious-social132 | $25.00 | $25.00 | 4/16/2010 4:28:22 PM |
| nickel-ferret | $25.00 | $25.00 | 4/16/2010 4:29:33 PM |
| hrubinst | $25.00 | $25.00 | 4/16/2010 4:27:48 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/16/2010 4:36:56 PM |
| bowdish1 | $50.00 | $50.00 | 4/16/2010 4:30:37 PM |
| mtquan | $25.00 | $25.00 | 4/16/2010 4:49:21 PM |
| HedgeFund | $40.00 | $40.00 | 4/16/2010 4:51:51 PM |
| reward-adventure | $25.00 | $25.00 | 4/16/2010 4:51:57 PM |
| Interstate_Rate | $248.18 | $248.18 | 4/16/2010 4:52:01 PM |
| Okeey | $25.00 | $25.00 | 4/16/2010 4:53:19 PM |
| Havana21 | $100.00 | $100.00 | 4/16/2010 4:34:20 PM |
| yield-seeker | $25.00 | $25.00 | 4/16/2010 5:05:09 PM |
| werd123 | $70.74 | $70.74 | 4/16/2010 5:05:43 PM |
| bslavin | $25.00 | $25.00 | 4/16/2010 5:13:06 PM |
| HHP | $25.00 | $25.00 | 4/16/2010 4:36:08 PM |
| Duanep01 | $25.00 | $25.00 | 4/16/2010 4:40:16 PM |
| radforj22 | $25.00 | $25.00 | 4/16/2010 4:36:34 PM |
| Krozy | $25.00 | $25.00 | 4/16/2010 4:36:38 PM |
| transparency-planetarium | $25.00 | $25.00 | 4/16/2010 4:37:16 PM |
| zebra806 | $25.00 | $25.00 | 4/16/2010 4:51:08 PM |
| paladin847 | $25.00 | $25.00 | 4/16/2010 4:51:26 PM |
| AF-Chief | $27.00 | $27.00 | 4/16/2010 4:38:41 PM |
| steady-bazaar | $25.00 | $25.00 | 4/16/2010 4:51:54 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/16/2010 4:52:06 PM |
| Randini | $25.00 | $25.00 | 4/16/2010 4:53:20 PM |
| maldok1 | $25.00 | $25.00 | 4/16/2010 4:53:30 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/16/2010 4:53:35 PM |
| market-solstice2 | $25.00 | $25.00 | 4/16/2010 6:39:02 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/16/2010 6:39:22 PM |
| EDGE4194 | $25.00 | $25.00 | 4/16/2010 4:54:55 PM |
| economy-producer | $25.00 | $25.00 | 4/16/2010 4:40:22 PM |
| lcole32 | $25.00 | $25.00 | 4/16/2010 6:42:57 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/16/2010 7:09:02 PM |
| cptproton | $25.00 | $25.00 | 4/16/2010 5:03:44 PM |
| gametime34 | $48.37 | $48.37 | 4/16/2010 7:17:58 PM |
| Zingaro | $25.00 | $25.00 | 4/16/2010 7:18:06 PM |
| HaveToWrite | $25.00 | $25.00 | 4/16/2010 7:43:01 PM |
| direct-peso1 | $25.00 | $25.00 | 4/16/2010 7:43:17 PM |
| generous-commerce9 | $25.00 | $25.00 | 4/16/2010 4:51:32 PM |
| 108lender | $25.00 | $25.00 | 4/16/2010 7:53:01 PM |
| revenue-pipeline | $25.00 | $25.00 | 4/16/2010 4:51:55 PM |
| peerlender | $30.00 | $30.00 | 4/16/2010 4:52:54 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/16/2010 4:53:27 PM |
| JohnW12 | $25.00 | $25.00 | 4/16/2010 4:53:32 PM |
| jdrez | $25.00 | $25.00 | 4/16/2010 8:54:00 PM |
| MrsKravitz | $25.00 | $25.00 | 4/16/2010 5:58:07 PM |
| supersarah61 | $25.00 | $25.00 | 4/16/2010 8:54:14 PM |
| lokiswolf | $30.00 | $30.00 | 4/16/2010 8:54:21 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/16/2010 4:56:08 PM |
| natural-greenback6 | $25.00 | $25.00 | 4/16/2010 6:38:56 PM |
| NycDean | $25.00 | $25.00 | 4/16/2010 6:39:03 PM |
| bonus-tent | $25.00 | $25.00 | 4/16/2010 7:18:00 PM |
| slobrewtx | $25.00 | $25.00 | 4/16/2010 7:37:47 PM |
| TGACJ | $25.00 | $25.00 | 4/16/2010 8:42:59 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/16/2010 8:54:16 PM |
| important-ore | $50.00 | $11.88 | 4/16/2010 9:34:25 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/16/2010 8:28:53 PM |
| banjoey | $25.00 | $25.00 | 4/16/2010 8:33:15 PM |
| visionary-commerce | $25.00 | $25.00 | 4/16/2010 8:53:43 PM |
| PocketAces | $25.00 | $25.00 | 4/16/2010 8:54:06 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/16/2010 8:54:17 PM |
| jcjdingdong | $25.00 | $25.00 | 4/16/2010 9:27:54 PM |
| DrNano | $50.00 | $50.00 | 4/17/2010 10:44:43 AM |
| josephpenrod | $25.00 | $25.00 | 4/17/2010 8:55:59 PM |
| Montgomery-Burns | $25.00 | $25.00 | 4/19/2010 10:40:58 AM |
| TakeCare | $50.00 | $50.00 | 4/19/2010 7:51:26 PM |
| rajs | $150.00 | $150.00 | 4/20/2010 7:12:30 AM |
| bluflame9940 | $25.00 | $25.00 | 4/20/2010 7:52:02 AM |
| SOP_Bank | $25.00 | $25.00 | 4/20/2010 3:41:02 PM |
| rummy06 | $25.00 | $25.00 | 4/21/2010 6:49:12 AM |
| brandan | $27.69 | $27.69 | 4/21/2010 7:30:39 AM |
| Simple3 | $25.00 | $25.00 | 4/21/2010 9:53:17 AM |
| enthusiastic-point | $25.00 | $25.00 | 4/21/2010 2:00:37 PM |
| LendAHand24 | $25.00 | $25.00 | 4/21/2010 4:18:21 PM |
| ToloUSN | $50.00 | $50.00 | 4/21/2010 8:01:15 PM |
| BrighterSuns | $25.00 | $25.00 | 4/22/2010 4:03:42 PM |
| XCWIZ007 | $31.30 | $31.30 | 4/22/2010 4:18:43 PM |
| MC7608 | $40.00 | $40.00 | 4/22/2010 4:21:25 PM |
| gjm6d | $25.00 | $25.00 | 4/22/2010 4:58:21 PM |
| hidavehi | $25.00 | $25.00 | 4/22/2010 6:45:27 PM |
| patriot384 | $36.00 | $36.00 | 4/22/2010 8:17:06 PM |
| Johnab | $50.00 | $50.00 | 4/22/2010 7:46:13 PM |
| PotBellyPete | $25.00 | $25.00 | 4/22/2010 7:50:58 PM |
| Moneypenny6 | $25.00 | $25.00 | 4/22/2010 7:23:35 PM |
| favorite-commerce | $25.00 | $25.00 | 4/22/2010 9:43:09 PM |
| rbgnr111 | $25.00 | $25.00 | 4/23/2010 8:07:16 AM |
| Lender0307 | $25.00 | $25.00 | 4/23/2010 9:57:58 AM |
| mpatrick | $44.70 | $44.70 | 4/23/2010 10:12:19 AM |
| bill-expert | $170.00 | $170.00 | 4/23/2010 12:11:45 PM |
| value-rapture | $25.00 | $25.00 | 4/23/2010 2:31:58 PM |
| dorypro | $25.00 | $25.00 | 4/23/2010 3:54:55 PM |
| Your_Bank | $25.00 | $25.00 | 4/23/2010 3:38:53 PM |
| mistering | $50.00 | $50.00 | 4/23/2010 4:11:58 PM |
| 177 bids
|
Borrower Payment Dependent Notes Series
454599
This series of Notes was issued and sold upon the funding of the borrower loan #41945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 7.49% |
Starting borrower rate/APR:
| 8.49% / 8.83% |
Starting monthly payment:
| $173.60 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $173.11 |
| |
|
Auction yield range:
| 3.04% - 7.49% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 30% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 6m |
|
Credit score:
| 840-859 (Apr-2010) |
Total credit lines:
| 15 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,297 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 19% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jubilant-auction5 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Driveway for House
Purpose of loan:
This purpose of this loan is to put in a new driveway at my house. The price includes demolition of the existing driveway and the laying of a new driveway with stained edging 18 inches out all the way around. The driveway is a little over 1,000 square feet. We bought the house when there was snow on the ground so we did not see the condition of the driveway. When the snow melted we saw that the previous owners pulled a fast one on us. We have had the house for a few years now and the driveway has become a eyesore and it is time to put a new one in.
My financial situation:
I am a good candidate for this loan because I am a federal employee with a consistent paycheck. I have always paid my bills on time and thus have a great credit score. I would not take out a loan that I could not afford. I am able to afford this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
fatson43 has bid a total of
$34.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:26:10 AM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:21 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:02 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:48 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:40 AM |
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:19 AM |
| radforj22 | $25.00 | $25.00 | 4/19/2010 11:30:51 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:43:59 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:05 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:47:57 AM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:43 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:25 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:03 AM |
| cptproton | $25.00 | $25.00 | 4/19/2010 11:54:48 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:35 AM |
| codavee | $50.00 | $50.00 | 4/19/2010 11:47:30 AM |
| moves | $25.00 | $25.00 | 4/19/2010 12:04:28 PM |
| intuitive-bill | $25.00 | $25.00 | 4/19/2010 11:55:17 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:22 PM |
| important-ore | $100.00 | $100.00 | 4/19/2010 11:58:19 AM |
| thezfunk | $25.00 | $25.00 | 4/19/2010 12:01:14 PM |
| Supernick | $50.00 | $50.00 | 4/19/2010 12:39:19 PM |
| theresnosn | $25.00 | $25.00 | 4/19/2010 12:04:13 PM |
| value-pouch | $50.00 | $50.00 | 4/19/2010 2:52:52 PM |
| octoberfresh | $25.00 | $25.00 | 4/19/2010 1:00:16 PM |
| practice44 | $25.00 | $25.00 | 4/19/2010 2:28:18 PM |
| moredthanu | $50.00 | $50.00 | 4/19/2010 7:07:59 PM |
| stable-nickel | $200.00 | $200.00 | 4/20/2010 7:50:46 AM |
| money-surge1 | $25.00 | $25.00 | 4/20/2010 9:34:40 AM |
| justice-dna | $35.00 | $35.00 | 4/20/2010 8:53:03 AM |
| revenue-ruler6 | $25.00 | $25.00 | 4/20/2010 1:53:15 PM |
| kchen486 | $25.00 | $25.00 | 4/20/2010 6:01:05 PM |
| dbanwart | $25.00 | $25.00 | 4/21/2010 5:29:43 AM |
| yield-seeker | $25.00 | $25.00 | 4/20/2010 8:04:43 PM |
| ingenious-order783 | $25.00 | $25.00 | 4/21/2010 5:48:21 AM |
| steady-funds6 | $25.00 | $25.00 | 4/21/2010 8:43:03 AM |
| 10ECgirl | $25.00 | $25.00 | 4/21/2010 10:32:17 AM |
| GetItRight | $25.00 | $25.00 | 4/21/2010 9:32:54 AM |
| sb0453 | $25.00 | $25.00 | 4/21/2010 9:33:02 AM |
| BayShell | $50.00 | $50.00 | 4/21/2010 11:08:59 AM |
| figs4u2 | $80.00 | $80.00 | 4/21/2010 11:12:52 AM |
| teller | $27.95 | $27.95 | 4/21/2010 11:33:14 AM |
| Walkingcowboy | $25.00 | $25.00 | 4/21/2010 12:08:12 PM |
| lloyd_s | $25.00 | $25.00 | 4/21/2010 12:39:18 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/21/2010 1:21:22 PM |
| alpinaut | $25.00 | $25.00 | 4/21/2010 1:45:36 PM |
| organic-income5 | $50.00 | $50.00 | 4/21/2010 9:02:54 PM |
| cebgop | $25.00 | $25.00 | 4/22/2010 2:11:52 AM |
| rancher7 | $25.00 | $25.00 | 4/21/2010 11:03:22 PM |
| MoneySiles | $25.00 | $25.00 | 4/22/2010 6:02:50 AM |
| hookUup | $25.00 | $25.00 | 4/22/2010 9:34:00 AM |
| contract-giant | $25.00 | $25.00 | 4/22/2010 9:34:44 AM |
| moola-poplar | $25.00 | $25.00 | 4/22/2010 8:59:50 AM |
| investment-network | $25.00 | $25.00 | 4/22/2010 7:07:48 AM |
| Railbird | $25.00 | $25.00 | 4/22/2010 9:37:04 AM |
| five-star-asset2 | $25.00 | $25.00 | 4/22/2010 9:35:16 AM |
| jjb3 | $25.00 | $25.00 | 4/22/2010 9:37:16 AM |
| Sam65 | $25.00 | $25.00 | 4/22/2010 10:51:26 AM |
| thorough-exchange4 | $40.00 | $40.00 | 4/22/2010 12:02:10 PM |
| lagnisiruk | $25.00 | $25.00 | 4/22/2010 12:37:00 PM |
| mykkai | $25.00 | $25.00 | 4/22/2010 12:43:02 PM |
| buckyhead2000 | $25.00 | $12.57 | 4/22/2010 1:27:36 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 4/22/2010 6:10:14 PM |
| community-gyration7 | $70.00 | $70.00 | 4/23/2010 5:33:58 AM |
| wwwUniversal | $25.00 | $25.00 | 4/23/2010 5:58:02 AM |
| heerzaquestion | $25.00 | $25.00 | 4/23/2010 5:04:34 PM |
| widowsmite | $100.00 | $100.00 | 4/23/2010 7:41:53 PM |
| Sven79 | $50.00 | $50.00 | 4/24/2010 9:53:03 AM |
| roadtruck | $50.00 | $50.00 | 4/24/2010 3:50:35 PM |
| Builder60 | $30.00 | $30.00 | 4/24/2010 6:33:17 PM |
| fatson43 | $34.00 | $34.00 | 4/24/2010 8:15:23 PM |
| felicity-loyalist0 | $50.00 | $50.00 | 4/25/2010 5:18:51 PM |
| Charmart | $25.00 | $25.00 | 4/26/2010 2:51:01 AM |
| JerryB96 | $25.00 | $25.00 | 4/26/2010 9:48:26 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:26:49 AM |
| red-trade-cologne | $25.00 | $25.00 | 4/19/2010 11:31:33 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:04 AM |
| fortytwo | $100.00 | $100.00 | 4/19/2010 11:34:37 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:36:00 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:18 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:19 AM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:34:52 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:27 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:53:06 AM |
| contract-eagle | $50.00 | $50.00 | 4/19/2010 11:49:07 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:26 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:42 AM |
| Havana21 | $50.00 | $50.00 | 4/19/2010 11:50:11 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:50:59 AM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:11 AM |
| magical-greenback | $25.00 | $25.00 | 4/19/2010 11:46:42 AM |
| emt747 | $25.00 | $25.00 | 4/19/2010 11:59:17 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:42 AM |
| DonaldColorado | $25.00 | $25.00 | 4/19/2010 11:49:00 AM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:20 AM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 12:01:01 PM |
| LoanAngel | $25.00 | $25.00 | 4/19/2010 11:51:54 AM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:23 AM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:56:07 AM |
| AF-Chief | $28.00 | $28.00 | 4/19/2010 1:04:35 PM |
| Kerrysbay | $50.00 | $50.00 | 4/19/2010 12:01:26 PM |
| LR_Biker | $25.00 | $25.00 | 4/19/2010 12:02:21 PM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:25 PM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 12:03:52 PM |
| tortugato | $25.00 | $25.00 | 4/19/2010 12:04:24 PM |
| mrzz | $25.00 | $25.00 | 4/19/2010 2:09:56 PM |
| josephpenrod | $25.00 | $25.00 | 4/19/2010 7:46:57 PM |
| TownsendOrg | $171.33 | $171.33 | 4/19/2010 8:11:40 PM |
| don8ter | $60.00 | $60.00 | 4/20/2010 6:28:21 AM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/20/2010 9:56:01 AM |
| building-america | $25.00 | $25.00 | 4/20/2010 9:34:11 AM |
| blackberry9 | $25.00 | $25.00 | 4/20/2010 10:13:32 AM |
| Dreamconnection | $25.00 | $25.00 | 4/20/2010 6:01:06 PM |
| p2p_banker | $25.00 | $25.00 | 4/20/2010 6:01:37 PM |
| ideal-penny8 | $25.00 | $25.00 | 4/20/2010 6:01:03 PM |
| relierma | $25.00 | $25.00 | 4/20/2010 7:02:52 PM |
| enthralling-investment | $25.00 | $25.00 | 4/21/2010 6:28:27 AM |
| bid-promiser | $25.00 | $25.00 | 4/20/2010 8:52:00 PM |
| naina_my_daughter | $25.00 | $25.00 | 4/20/2010 8:59:19 PM |
| rummy06 | $50.00 | $50.00 | 4/20/2010 10:24:02 PM |
| GrommetPosse | $25.00 | $25.00 | 4/20/2010 10:58:18 PM |
| affluent-anteater | $25.00 | $25.00 | 4/21/2010 9:32:50 AM |
| best-decisive-peace | $25.00 | $25.00 | 4/21/2010 9:24:46 AM |
| japerk | $25.00 | $25.00 | 4/21/2010 8:13:53 AM |
| hawaiiangirl76 | $25.00 | $25.00 | 4/21/2010 9:33:45 AM |
| Cheburashka | $30.00 | $30.00 | 4/21/2010 11:14:33 AM |
| djs81 | $25.00 | $25.00 | 4/21/2010 11:16:12 AM |
| loner001 | $25.00 | $25.00 | 4/21/2010 11:23:46 AM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 10:10:57 AM |
| Timchenko_LLC | $25.00 | $25.00 | 4/21/2010 10:11:34 AM |
| jdashv | $25.00 | $25.00 | 4/21/2010 11:39:11 AM |
| bchen78875 | $50.00 | $50.00 | 4/21/2010 11:43:38 AM |
| afotherg | $25.00 | $25.00 | 4/21/2010 2:43:35 PM |
| credit-coach118 | $30.02 | $30.02 | 4/22/2010 10:51:30 AM |
| Artist_Blue | $25.00 | $25.00 | 4/22/2010 12:22:18 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/22/2010 1:08:11 PM |
| ShhDragon | $41.13 | $41.13 | 4/22/2010 4:28:28 PM |
| finagler | $25.00 | $25.00 | 4/22/2010 7:18:35 PM |
| credit-haven7 | $100.00 | $100.00 | 4/23/2010 11:30:50 AM |
| grasscutter | $100.00 | $100.00 | 4/24/2010 3:00:54 AM |
| AustinAmerica | $25.00 | $25.00 | 4/24/2010 11:37:55 AM |
| bondhedger | $25.00 | $25.00 | 4/24/2010 8:18:39 PM |
| wam37 | $50.00 | $50.00 | 4/25/2010 8:11:31 AM |
| YummiBear | $25.00 | $25.00 | 4/25/2010 2:35:19 PM |
| Traveler40 | $25.00 | $25.00 | 4/25/2010 5:46:24 PM |
| Bank_of_E-Ville | $25.00 | $25.00 | 4/25/2010 7:37:14 AM |
| ToloUSN | $50.00 | $50.00 | 4/26/2010 8:46:16 AM |
| Traal | $25.00 | $25.00 | 4/26/2010 10:41:45 AM |
| martymaniaman | $25.00 | $25.00 | 4/26/2010 8:09:09 AM |
| 149 bids
|
Borrower Payment Dependent Notes Series
454731
This series of Notes was issued and sold upon the funding of the borrower loan #42130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-19-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 9.51% |
Starting borrower rate/APR:
| 10.51% / 10.86% |
Starting monthly payment:
| $292.56 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $287.46 |
| |
|
Auction yield range:
| 3.04% - 9.51% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 3m |
|
Credit score:
| 820-839 (Apr-2010) |
Total credit lines:
| 19 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,706 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 9% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| intellect |
Borrower's state:
| Massachusetts |
Borrower's group:
| Credit Card Consolidation |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $27,000.00 | < mo. late:
| 0
( 0% )
| 760-779
(Aug-2009)
700-719
(Feb-2008)
760-779
(Aug-2006)
660-679
(Jun-2006)
|
|
Principal balance:
| $14,583.69 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 42 | | |
Description
New Furnace and heating
My 30-year old furnace failed last winter, leaving me with no hot water and heating. We've managed to patch it up so we have hot water now, but the heating doesn't work. I plan to use the proceeds of this loan to install a new, energy efficient heating system to heat the house and keep the family warm in the winter. This will also involve redoing some of the pipework and replacing several of the radiators.
I am a good candidate for this loan because I am a financially responsible person who pays the bills (such as my first Prosper loan, mortgage, etc). When I make a commitment, I stick with it.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Will you be Carrying 2 Prosper Loans? - exchange-grizzly
A:
Yes, I will.
(Apr-20-2010)
Q:
42 payments on time (I am in)
Looks like you made it through the winter.
When are you going to install the new heater.
Good luck - maj0508
A:
Thanks! Seeing as we need new hot water as well, we want to install it sooner rather than later.
(Apr-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/19/2010 11:26:08 AM |
| kenji4861 | $25.00 | $25.00 | 4/19/2010 11:26:17 AM |
| authoritative-capital | $25.00 | $25.00 | 4/19/2010 11:26:49 AM |
| Ivan2007 | $25.00 | $25.00 | 4/19/2010 11:34:51 AM |
| bowdish1 | $100.00 | $100.00 | 4/19/2010 11:35:59 AM |
| iolaire | $25.00 | $25.00 | 4/19/2010 11:30:20 AM |
| red-trade-cologne | $25.00 | $25.00 | 4/19/2010 11:31:31 AM |
| Daneistes | $100.00 | $100.00 | 4/19/2010 11:52:08 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/19/2010 11:53:04 AM |
| Barak | $40.00 | $40.00 | 4/19/2010 11:43:40 AM |
| antlr | $25.00 | $25.00 | 4/19/2010 11:55:21 AM |
| DukSerduk | $25.00 | $25.00 | 4/19/2010 11:56:08 AM |
| codavee | $50.00 | $50.00 | 4/19/2010 11:47:28 AM |
| TakeCare | $100.00 | $100.00 | 4/19/2010 11:48:41 AM |
| Kerrysbay | $50.00 | $50.00 | 4/19/2010 12:01:24 PM |
| DonaldColorado | $25.00 | $25.00 | 4/19/2010 11:48:57 AM |
| theresnosn | $25.00 | $25.00 | 4/19/2010 12:04:11 PM |
| tortugato | $25.00 | $25.00 | 4/19/2010 12:04:23 PM |
| JGB | $25.00 | $25.00 | 4/19/2010 12:03:22 PM |
| rangers94 | $25.00 | $25.00 | 4/19/2010 12:17:41 PM |
| wampum-reaction2 | $25.00 | $25.00 | 4/19/2010 12:36:34 PM |
| practice44 | $25.00 | $25.00 | 4/19/2010 2:28:17 PM |
| value-pouch | $50.00 | $50.00 | 4/19/2010 2:52:51 PM |
| AF-Chief | $28.00 | $28.00 | 4/19/2010 1:04:35 PM |
| kchen486 | $25.00 | $25.00 | 4/19/2010 4:00:11 PM |
| bull_lender | $36.00 | $36.00 | 4/19/2010 4:40:30 PM |
| Dap2005 | $25.00 | $25.00 | 4/20/2010 6:54:35 AM |
| zigzagz03 | $25.00 | $25.00 | 4/19/2010 8:32:49 PM |
| Zipperdu | $50.00 | $50.00 | 4/20/2010 8:34:13 AM |
| justice-dna | $35.00 | $35.00 | 4/20/2010 8:53:02 AM |
| don8ter | $60.00 | $60.00 | 4/20/2010 6:28:23 AM |
| Pickmar | $25.00 | $25.00 | 4/20/2010 9:58:58 AM |
| indianoven | $100.00 | $100.00 | 4/20/2010 10:43:18 AM |
| building-america | $25.00 | $25.00 | 4/20/2010 9:34:10 AM |
| blackberry9 | $25.00 | $25.00 | 4/20/2010 10:13:31 AM |
| lender12345 | $25.00 | $25.00 | 4/20/2010 1:34:30 PM |
| Gar3field | $100.00 | $100.00 | 4/20/2010 2:36:56 PM |
| GrayStudio | $50.00 | $50.00 | 4/20/2010 2:50:11 PM |
| Aberdeen | $500.00 | $500.00 | 4/20/2010 2:40:43 PM |
| zento | $25.00 | $25.00 | 4/20/2010 6:02:44 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/20/2010 6:53:55 PM |
| baggydomer | $29.10 | $29.10 | 4/20/2010 9:47:47 PM |
| adhawan325 | $25.00 | $25.00 | 4/21/2010 9:35:30 AM |
| twjh | $25.00 | $25.00 | 4/21/2010 11:15:27 AM |
| thedoctor | $88.06 | $88.06 | 4/22/2010 12:20:01 PM |
| interstellar | $50.00 | $50.00 | 4/22/2010 2:02:12 PM |
| GABC-1 | $29.87 | $29.87 | 4/22/2010 4:16:12 PM |
| calbertrand | $25.00 | $25.00 | 4/22/2010 8:15:09 PM |
| pumped130 | $26.59 | $26.59 | 4/23/2010 2:01:46 AM |
| betheanswer | $50.00 | $50.00 | 4/23/2010 9:41:18 AM |
| credit-haven7 | $100.00 | $100.00 | 4/23/2010 11:28:58 AM |
| bomdel | $25.00 | $25.00 | 4/23/2010 5:01:41 PM |
| Bank_of_E-Ville | $25.00 | $25.00 | 4/23/2010 5:58:47 PM |
| deal-contributor8 | $50.00 | $50.00 | 4/24/2010 5:32:19 AM |
| jvp | $50.00 | $50.00 | 4/24/2010 7:10:17 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/24/2010 8:48:14 AM |
| GeorgiaGator | $100.00 | $100.00 | 4/24/2010 1:27:04 PM |
| AustinAmerica | $25.00 | $25.00 | 4/24/2010 11:41:23 AM |
| theloanfiller | $25.00 | $25.00 | 4/24/2010 4:44:52 PM |
| the-silver-blaster | $35.00 | $35.00 | 4/25/2010 12:57:13 PM |
| tallfund | $50.00 | $50.00 | 4/25/2010 11:20:51 AM |
| all_of_that_one | $25.00 | $25.00 | 4/25/2010 7:09:51 AM |
| cash-sensai2 | $25.00 | $25.00 | 4/26/2010 4:58:40 AM |
| paramjit | $179.43 | $179.43 | 4/25/2010 9:01:12 PM |
| Traveler40 | $50.00 | $50.00 | 4/25/2010 5:47:55 PM |
| aislinnn | $25.00 | $25.00 | 4/26/2010 4:57:15 AM |
| DoctorJoe | $50.00 | $50.00 | 4/26/2010 6:11:29 AM |
| yield-quest | $100.00 | $100.00 | 4/26/2010 8:24:07 AM |
| martymaniaman | $50.00 | $50.00 | 4/26/2010 8:09:50 AM |
| mehlp2 | $25.00 | $25.00 | 4/26/2010 5:04:47 AM |
| rate-trail | $50.00 | $50.00 | 4/26/2010 9:38:23 AM |
| agreement-bunny | $25.00 | $25.00 | 4/26/2010 7:34:43 AM |
| favorite-commerce | $25.00 | $25.00 | 4/26/2010 7:46:30 AM |
| QsDad | $25.00 | $25.00 | 4/26/2010 10:41:21 AM |
| JustOneVoice | $25.00 | $25.00 | 4/26/2010 10:48:36 AM |
| ToloUSN | $50.00 | $50.00 | 4/26/2010 8:48:16 AM |
| auction-poblano | $25.00 | $25.00 | 4/26/2010 10:54:10 AM |
| SCD | $25.00 | $25.00 | 4/26/2010 11:06:19 AM |
| meux99 | $25.00 | $25.00 | 4/19/2010 11:28:03 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/19/2010 11:32:00 AM |
| radforj22 | $25.00 | $25.00 | 4/19/2010 11:30:50 AM |
| fortytwo | $100.00 | $100.00 | 4/19/2010 11:34:36 AM |
| evnagelist | $25.00 | $25.00 | 4/19/2010 11:31:15 AM |
| truth-image | $50.00 | $50.00 | 4/19/2010 11:33:39 AM |
| satisfying-durability | $25.00 | $25.00 | 4/19/2010 11:40:55 AM |
| delicious-social132 | $40.00 | $40.00 | 4/19/2010 11:41:04 AM |
| mtp | $50.00 | $50.00 | 4/19/2010 11:35:51 AM |
| meenan | $25.00 | $25.00 | 4/19/2010 11:43:22 AM |
| HHP | $25.00 | $25.00 | 4/19/2010 11:47:40 AM |
| contract-eagle | $50.00 | $50.00 | 4/19/2010 11:49:07 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/19/2010 11:45:15 AM |
| nickel-ferret | $25.00 | $25.00 | 4/19/2010 11:40:24 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/19/2010 11:50:57 AM |
| bright-balance | $25.00 | $25.00 | 4/19/2010 11:47:55 AM |
| cptproton | $25.00 | $25.00 | 4/19/2010 11:54:46 AM |
| intuitive-bill | $25.00 | $25.00 | 4/19/2010 11:55:16 AM |
| careful-note | $50.00 | $50.00 | 4/19/2010 11:43:56 AM |
| Havana21 | $50.00 | $50.00 | 4/19/2010 11:50:10 AM |
| schpere | $25.00 | $25.00 | 4/19/2010 11:51:18 AM |
| magical-greenback | $25.00 | $25.00 | 4/19/2010 11:46:41 AM |
| emt747 | $25.00 | $25.00 | 4/19/2010 11:59:15 AM |
| fantastic-openness | $50.00 | $50.00 | 4/19/2010 11:47:01 AM |
| kulender | $25.00 | $25.00 | 4/19/2010 11:59:33 AM |
| Supernick | $50.00 | $50.00 | 4/19/2010 11:48:22 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/19/2010 11:48:25 AM |
| engaging-worth | $25.00 | $25.00 | 4/19/2010 12:01:02 PM |
| dharma1 | $25.00 | $25.00 | 4/19/2010 12:03:51 PM |
| Cr_Sunset | $25.00 | $25.00 | 4/19/2010 12:04:19 PM |
| moves | $25.00 | $25.00 | 4/19/2010 12:04:26 PM |
| thezfunk | $25.00 | $25.00 | 4/19/2010 12:01:13 PM |
| LoanAngel | $25.00 | $25.00 | 4/19/2010 11:51:55 AM |
| LR_Biker | $25.00 | $25.00 | 4/19/2010 12:02:20 PM |
| SunsetCoastCapital | $25.00 | $25.00 | 4/19/2010 11:53:27 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 12:05:21 PM |
| stable-money | $25.00 | $25.00 | 4/19/2010 12:05:27 PM |
| important-ore | $100.00 | $100.00 | 4/19/2010 11:58:18 AM |
| turbospeed | $25.00 | $25.00 | 4/19/2010 11:59:52 AM |
| DHolly | $25.00 | $25.00 | 4/19/2010 12:47:17 PM |
| peerlender | $30.00 | $30.00 | 4/19/2010 12:02:50 PM |
| docdekay | $40.00 | $40.00 | 4/19/2010 12:24:21 PM |
| ideal-penny8 | $25.00 | $25.00 | 4/19/2010 3:46:20 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/19/2010 4:01:27 PM |
| Dreamconnection | $25.00 | $25.00 | 4/19/2010 4:00:13 PM |
| selector568 | $300.00 | $300.00 | 4/19/2010 4:22:12 PM |
| blot44 | $25.00 | $25.00 | 4/19/2010 5:32:33 PM |
| 850 | $50.00 | $50.00 | 4/19/2010 10:36:30 PM |
| money-surge1 | $25.00 | $25.00 | 4/20/2010 9:34:40 AM |
| cello1 | $25.00 | $25.00 | 4/20/2010 9:35:25 AM |
| stable-nickel | $200.00 | $200.00 | 4/20/2010 7:50:45 AM |
| manuvns | $25.00 | $25.00 | 4/20/2010 2:38:51 PM |
| Aberdeen | $400.00 | $400.00 | 4/20/2010 2:40:41 PM |
| Aberdeen | $400.00 | $400.00 | 4/20/2010 2:40:44 PM |
| qkinger | $50.00 | $50.00 | 4/20/2010 11:51:08 AM |
| revenue-ruler6 | $25.00 | $18.47 | 4/20/2010 1:53:14 PM |
| uncleubb | $25.00 | $25.00 | 4/20/2010 2:09:15 PM |
| Aberdeen | $400.00 | $400.00 | 4/20/2010 2:40:51 PM |
| ajk_blue | $25.00 | $25.00 | 4/20/2010 6:09:44 PM |
| turbostar666 | $30.00 | $30.00 | 4/20/2010 6:00:52 PM |
| rbotterbLLC | $25.00 | $25.00 | 4/21/2010 12:09:24 PM |
| dma1206 | $25.00 | $25.00 | 4/21/2010 12:05:21 PM |
| wwwUniversal | $25.00 | $25.00 | 4/21/2010 7:53:30 PM |
| rudy510s | $37.57 | $37.57 | 4/21/2010 9:18:36 PM |
| cebgop | $25.00 | $25.00 | 4/22/2010 2:12:37 AM |
| 909engineer | $44.36 | $44.36 | 4/22/2010 10:42:24 AM |
| runfree | $150.00 | $150.00 | 4/22/2010 2:38:56 PM |
| bold-social-advantage | $105.00 | $105.00 | 4/22/2010 6:59:34 PM |
| maj0508 | $100.00 | $100.00 | 4/23/2010 12:43:43 AM |
| nav1elt | $38.55 | $38.55 | 4/23/2010 12:01:20 PM |
| RandyL3 | $99.00 | $99.00 | 4/23/2010 3:47:07 PM |
| authoritative-capital | $25.00 | $25.00 | 4/23/2010 4:31:24 PM |
| rdrloan | $50.00 | $50.00 | 4/23/2010 4:59:51 PM |
| proton346 | $25.00 | $25.00 | 4/24/2010 12:44:19 AM |
| Sneadisland | $50.00 | $50.00 | 4/24/2010 6:32:44 AM |
| Sven79 | $50.00 | $50.00 | 4/24/2010 9:53:05 AM |
| NorthlandAlchemist | $75.00 | $75.00 | 4/24/2010 5:23:37 AM |
| jackdempsey | $100.00 | $100.00 | 4/24/2010 12:24:54 PM |
| roadtruck | $50.00 | $50.00 | 4/24/2010 3:53:55 PM |
| jackdempsey | $300.00 | $300.00 | 4/24/2010 12:24:03 PM |
| the-serene-transaction | $50.00 | $50.00 | 4/25/2010 8:39:46 AM |
| springpanda | $25.00 | $25.00 | 4/25/2010 5:04:07 PM |
| YummiBear | $25.00 | $25.00 | 4/25/2010 2:36:25 PM |
| felicity-loyalist0 | $50.00 | $50.00 | 4/25/2010 5:08:15 PM |
| rate-hickory | $25.00 | $25.00 | 4/26/2010 6:33:42 AM |
| rich329 | $25.00 | $25.00 | 4/26/2010 9:35:05 AM |
| p2ploan-sensation211 | $50.00 | $50.00 | 4/26/2010 7:46:31 AM |
| ujiba | $25.00 | $25.00 | 4/26/2010 10:43:39 AM |
| discrete-asset | $25.00 | $25.00 | 4/26/2010 10:48:05 AM |
| zippy-revenue8 | $25.00 | $25.00 | 4/26/2010 9:21:54 AM |
| 168 bids
|
Borrower Payment Dependent Notes Series
454837
This series of Notes was issued and sold upon the funding of the borrower loan #42124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-20-2010 |
| |
Auction end date:
| Apr-20-2010 |
|
|
Starting lender yield:
| 29.12% |
Starting borrower rate/APR:
| 30.12% / 32.50% |
Starting monthly payment:
| $127.55 |
|
Final lender yield:
| 27.10% |
Final borrower rate/APR:
| 28.10% / 30.45% |
Final monthly payment:
| $124.25 |
| |
|
Auction yield range:
| 11.04% - 29.12% |
Estimated loss impact:
| 10.68% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 0m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 24 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,636 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 57% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| top-brainy-truth |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off my credit card debit I have left after my divorce.
My financial situation:
I am a good candidate for this loan because I have a study job and have recently started working many hours of overtime.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| israel15 | $25.00 | $25.00 | 4/20/2010 4:10:42 PM |
| revenue-ruler6 | $25.00 | $25.00 | 4/20/2010 4:21:51 PM |
| Lam0nt | $25.00 | $25.00 | 4/20/2010 4:24:06 PM |
| Helenska11 | $25.00 | $25.00 | 4/20/2010 4:24:53 PM |
| AF-Chief | $28.00 | $28.00 | 4/20/2010 4:23:35 PM |
| bassman2 | $25.00 | $25.00 | 4/20/2010 4:25:15 PM |
| head | $25.00 | $25.00 | 4/20/2010 4:25:17 PM |
| CPAMAN | $25.00 | $25.00 | 4/20/2010 4:25:00 PM |
| keeminn | $25.00 | $25.00 | 4/20/2010 4:27:20 PM |
| bowdish1 | $50.00 | $50.00 | 4/20/2010 4:28:58 PM |
| supreme-hope | $25.00 | $25.00 | 4/20/2010 4:29:01 PM |
| finance-prescription | $50.00 | $50.00 | 4/20/2010 4:28:10 PM |
| personal-lender | $25.00 | $25.00 | 4/20/2010 4:30:23 PM |
| fortytwo | $50.00 | $50.00 | 4/20/2010 4:28:55 PM |
| ukstevenhawaii | $50.00 | $50.00 | 4/20/2010 4:30:39 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/20/2010 4:29:04 PM |
| xyzlmno | $25.00 | $25.00 | 4/20/2010 4:31:26 PM |
| social-conductor4 | $25.00 | $25.00 | 4/20/2010 4:21:41 PM |
| rhin0cerx | $50.00 | $50.00 | 4/20/2010 4:30:41 PM |
| deegeeman | $50.00 | $50.00 | 4/20/2010 4:30:49 PM |
| shrewd-peace7 | $30.00 | $30.00 | 4/20/2010 4:22:31 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/20/2010 4:31:19 PM |
| burrito6 | $25.00 | $25.00 | 4/20/2010 4:23:28 PM |
| BBL | $25.00 | $25.00 | 4/20/2010 4:34:34 PM |
| famous-bill | $50.00 | $50.00 | 4/20/2010 4:24:57 PM |
| the-silver-blaster | $25.00 | $25.00 | 4/20/2010 4:25:22 PM |
| kmavm | $25.00 | $25.00 | 4/20/2010 4:25:34 PM |
| methodical-capital7 | $25.00 | $25.00 | 4/20/2010 4:27:18 PM |
| global_microfinance | $25.00 | $25.00 | 4/20/2010 4:28:40 PM |
| Zolton | $200.00 | $200.00 | 4/20/2010 4:30:29 PM |
| first-upright-payout | $25.00 | $25.00 | 4/20/2010 4:31:15 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 4/20/2010 4:31:17 PM |
| nrowland | $25.00 | $25.00 | 4/20/2010 4:31:36 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/20/2010 4:33:47 PM |
| jrbill1998 | $50.00 | $50.00 | 4/20/2010 4:34:32 PM |
| oreyedoc | $25.00 | $25.00 | 4/20/2010 4:20:02 PM |
| deal-secret-agent | $25.00 | $25.00 | 4/20/2010 4:22:37 PM |
| rdecartus | $25.00 | $25.00 | 4/20/2010 4:21:03 PM |
| autonomous-basis | $25.00 | $25.00 | 4/20/2010 4:24:40 PM |
| FeedTheMachine | $50.00 | $50.00 | 4/20/2010 4:25:04 PM |
| Tikibarman | $100.00 | $100.00 | 4/20/2010 4:24:49 PM |
| decisive-capital | $75.00 | $75.00 | 4/20/2010 4:25:25 PM |
| Dap2005 | $25.00 | $25.00 | 4/20/2010 4:26:56 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/20/2010 4:27:01 PM |
| thedreamer | $25.00 | $25.00 | 4/20/2010 4:27:22 PM |
| cypressdev001 | $25.00 | $25.00 | 4/20/2010 4:27:32 PM |
| KevinC_63366 | $25.00 | $25.00 | 4/20/2010 4:27:51 PM |
| authoritative-capital | $25.00 | $25.00 | 4/20/2010 4:27:57 PM |
| lagnisiruk | $25.00 | $25.00 | 4/20/2010 4:28:53 PM |
| FinDoc | $25.00 | $1.00 | 4/20/2010 4:11:12 PM |
| Banker7371 | $25.00 | $25.00 | 4/20/2010 4:29:29 PM |
| Speculator | $100.00 | $100.00 | 4/20/2010 4:28:19 PM |
| JGB | $25.00 | $25.00 | 4/20/2010 4:28:26 PM |
| jonbozeman | $25.00 | $25.00 | 4/20/2010 4:28:33 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/20/2010 4:30:12 PM |
| payment-gusto | $25.00 | $25.00 | 4/20/2010 4:30:17 PM |
| Midwestvalues | $100.00 | $100.00 | 4/20/2010 4:30:33 PM |
| greenwell | $25.00 | $25.00 | 4/20/2010 4:30:45 PM |
| magnolia161 | $25.00 | $25.00 | 4/20/2010 4:31:01 PM |
| Streetfighter | $50.00 | $50.00 | 4/20/2010 4:31:04 PM |
| treasure-generator | $25.00 | $25.00 | 4/20/2010 4:19:35 PM |
| unforgettable-order9 | $25.00 | $25.00 | 4/20/2010 4:31:06 PM |
| 108lender | $75.00 | $75.00 | 4/20/2010 4:31:28 PM |
| life-is-great | $25.00 | $25.00 | 4/20/2010 4:31:40 PM |
| value-microscope | $25.00 | $25.00 | 4/20/2010 4:22:27 PM |
| Rattlehead | $25.00 | $25.00 | 4/20/2010 4:30:58 PM |
| integrity-doctor | $100.00 | $100.00 | 4/20/2010 4:31:09 PM |
| red_spade | $26.00 | $26.00 | 4/20/2010 4:31:12 PM |
| reward-adventure | $30.00 | $30.00 | 4/20/2010 4:31:24 PM |
| gain-bridge | $25.00 | $25.00 | 4/20/2010 4:33:36 PM |
| irrelevant | $25.00 | $25.00 | 4/20/2010 4:31:44 PM |
| fairhelper | $25.00 | $25.00 | 4/20/2010 4:25:12 PM |
| The_Secret | $25.00 | $25.00 | 4/20/2010 4:25:29 PM |
| delivery | $25.00 | $25.00 | 4/20/2010 4:25:38 PM |
| orderly-leverage | $30.00 | $30.00 | 4/20/2010 4:34:41 PM |
| frogperson | $25.00 | $25.00 | 4/20/2010 4:28:36 PM |
| Zingaro | $25.00 | $25.00 | 4/20/2010 4:28:49 PM |
| compassion-bauble4 | $25.00 | $25.00 | 4/20/2010 4:29:07 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/20/2010 4:29:26 PM |
| cablenews | $25.00 | $25.00 | 4/20/2010 4:30:14 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/20/2010 4:30:52 PM |
| kid8549 | $25.00 | $25.00 | 4/20/2010 4:31:25 PM |
| stock106 | $30.00 | $30.00 | 4/20/2010 4:31:34 PM |
| Havana21 | $100.00 | $100.00 | 4/20/2010 4:34:51 PM |
| 84 bids
|
Borrower Payment Dependent Notes Series
454861
This series of Notes was issued and sold upon the funding of the borrower loan #41909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-20-2010 |
| |
Auction end date:
| Apr-21-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 24.87% |
Starting monthly payment:
| $37.71 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 23.68% |
Final monthly payment:
| $37.11 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 5m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 14 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,172 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 97% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bee098 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Basement repairs from water
Purpose of loan:
This loan will be used to repair water damage in half-finished basement
My financial situation:
I am a good candidate for this loan because I have worked for a long time to fix the mistakes I made 10+ years ago. I make all my payments on time and continue to work hard to keep my credit score on the rise.
Monthly net income: $3400
Monthly expenses: $2230
??Housing: $800
??Insurance: $150
??Car expenses: $150
??Utilities: $175
??Phone, cable, internet: $75
??Food, entertainment: $200
??Clothing, household expenses $80
??Credit cards and other loans: $600
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sloak | $25.00 | $25.00 | 4/20/2010 4:11:26 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/20/2010 4:11:16 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 4/20/2010 4:11:27 PM |
| Avala | $50.00 | $50.00 | 4/20/2010 4:32:22 PM |
| JustMee | $25.00 | $25.00 | 4/20/2010 5:02:26 PM |
| Bank_Of_XL | $100.00 | $100.00 | 4/20/2010 5:09:33 PM |
| delicious-social132 | $25.00 | $23.00 | 4/20/2010 4:32:28 PM |
| IPG1 | $25.00 | $25.00 | 4/20/2010 5:31:04 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/20/2010 8:44:24 PM |
| frogperson | $100.00 | $100.00 | 4/21/2010 8:51:51 AM |
| transparency-planetarium | $25.00 | $25.00 | 4/20/2010 4:11:24 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/20/2010 4:19:02 PM |
| AF-Chief | $27.00 | $27.00 | 4/20/2010 4:24:23 PM |
| BuffetRocks | $50.00 | $50.00 | 4/20/2010 4:11:08 PM |
| finance-prescription | $100.00 | $100.00 | 4/20/2010 4:11:42 PM |
| hrubinst | $25.00 | $25.00 | 4/20/2010 4:32:01 PM |
| torion | $25.00 | $25.00 | 4/20/2010 4:32:15 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/20/2010 8:43:58 PM |
| duty-monger | $50.00 | $50.00 | 4/21/2010 3:49:56 AM |
| interstellar | $50.00 | $50.00 | 4/21/2010 11:32:56 AM |
| uncleubb | $25.00 | $25.00 | 4/21/2010 1:38:39 PM |
| JaceSpade | $25.00 | $25.00 | 4/21/2010 1:23:33 PM |
| 22 bids
|
Borrower Payment Dependent Notes Series
455001
This series of Notes was issued and sold upon the funding of the borrower loan #42079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-23-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $92.81 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $92.77 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 33% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 17
/
17 | Length of status: | 25y 9m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 47 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $40,095 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 74% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| justice-omatic2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Daughters Wedding
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because? I pay all my bills on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| meux99 | $25.00 | $25.00 | 4/21/2010 4:54:50 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/21/2010 4:49:47 PM |
| kenji4861 | $25.00 | $25.00 | 4/21/2010 4:52:49 PM |
| authoritative-capital | $25.00 | $25.00 | 4/21/2010 4:59:17 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/21/2010 4:59:39 PM |
| truth-image | $50.00 | $50.00 | 4/21/2010 5:00:45 PM |
| nickel-ferret | $25.00 | $25.00 | 4/21/2010 5:05:38 PM |
| engaging-worth | $25.00 | $25.00 | 4/21/2010 5:11:32 PM |
| JGB | $25.00 | $25.00 | 4/21/2010 5:11:52 PM |
| DukSerduk | $25.00 | $25.00 | 4/21/2010 5:10:01 PM |
| meenan | $25.00 | $25.00 | 4/21/2010 5:06:40 PM |
| fantastic-openness | $50.00 | $50.00 | 4/21/2010 5:07:46 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/21/2010 5:12:18 PM |
| jdashv | $25.00 | $25.00 | 4/21/2010 5:16:27 PM |
| Daneistes | $100.00 | $100.00 | 4/21/2010 5:09:13 PM |
| dharma1 | $25.00 | $25.00 | 4/21/2010 5:12:06 PM |
| afotherg | $25.00 | $25.00 | 4/21/2010 5:16:42 PM |
| GiantAardvark | $25.00 | $25.00 | 4/21/2010 5:15:54 PM |
| investment-network | $25.00 | $25.00 | 4/22/2010 7:07:45 AM |
| hookUup | $25.00 | $25.00 | 4/22/2010 9:33:55 AM |
| scottssm | $25.00 | $25.00 | 4/22/2010 9:34:58 AM |
| MoneySiles | $25.00 | $25.00 | 4/22/2010 6:02:44 AM |
| contract-giant | $25.00 | $25.00 | 4/22/2010 9:34:41 AM |
| jjb3 | $25.00 | $25.00 | 4/22/2010 9:37:13 AM |
| don8ter | $50.00 | $50.00 | 4/22/2010 11:58:26 AM |
| thorough-exchange4 | $40.00 | $40.00 | 4/22/2010 12:02:06 PM |
| mykkai | $25.00 | $25.00 | 4/22/2010 12:43:06 PM |
| mtp | $50.00 | $50.00 | 4/22/2010 1:42:49 PM |
| codavee | $50.00 | $50.00 | 4/22/2010 4:37:59 PM |
| HHP | $25.00 | $25.00 | 4/22/2010 4:40:34 PM |
| AF-Chief | $28.00 | $28.00 | 4/22/2010 4:40:45 PM |
| ddibernardo | $50.00 | $50.00 | 4/22/2010 4:54:19 PM |
| bowdish1 | $100.00 | $100.00 | 4/22/2010 4:38:55 PM |
| worthy-wealth3 | $25.00 | $25.00 | 4/22/2010 4:40:55 PM |
| capital-web193 | $25.00 | $25.00 | 4/22/2010 4:55:24 PM |
| alverado | $27.65 | $27.65 | 4/22/2010 5:12:50 PM |
| mrzz | $25.00 | $25.00 | 4/22/2010 4:40:56 PM |
| astute-dollar | $100.00 | $100.00 | 4/22/2010 4:49:04 PM |
| mizon291 | $45.22 | $45.22 | 4/22/2010 5:05:47 PM |
| USMC0311 | $25.00 | $25.00 | 4/22/2010 5:06:47 PM |
| OaklandIuMien | $50.00 | $50.00 | 4/22/2010 5:09:25 PM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/22/2010 5:13:00 PM |
| GrommetPosse | $25.00 | $25.00 | 4/21/2010 4:49:31 PM |
| evnagelist | $25.00 | $25.00 | 4/21/2010 4:59:24 PM |
| delicious-social132 | $40.00 | $40.00 | 4/21/2010 5:05:48 PM |
| careful-note | $50.00 | $50.00 | 4/21/2010 5:06:51 PM |
| Ivan2007 | $25.00 | $25.00 | 4/21/2010 5:01:34 PM |
| antlr | $25.00 | $25.00 | 4/21/2010 5:09:50 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/21/2010 5:08:03 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/21/2010 5:08:58 PM |
| Barak | $40.00 | $40.00 | 4/21/2010 5:06:46 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/21/2010 5:07:06 PM |
| kulender | $25.00 | $25.00 | 4/21/2010 5:11:20 PM |
| bright-balance | $25.00 | $25.00 | 4/21/2010 5:07:59 PM |
| TakeCare | $100.00 | $100.00 | 4/21/2010 5:08:08 PM |
| djs81 | $25.00 | $25.00 | 4/21/2010 5:16:17 PM |
| money-surge1 | $25.00 | $25.00 | 4/21/2010 5:13:04 PM |
| figs4u2 | $80.00 | $80.00 | 4/21/2010 5:16:11 PM |
| Refugee | $50.00 | $50.00 | 4/22/2010 4:05:49 AM |
| organic-income5 | $50.00 | $50.00 | 4/21/2010 9:02:46 PM |
| octoberfresh | $25.00 | $25.00 | 4/22/2010 7:02:53 AM |
| stable-nickel | $25.00 | $25.00 | 4/22/2010 7:20:30 AM |
| cpodakine | $25.00 | $25.00 | 4/22/2010 12:52:50 AM |
| Railbird | $25.00 | $25.00 | 4/22/2010 9:37:03 AM |
| ingenious-order783 | $25.00 | $25.00 | 4/22/2010 10:03:10 AM |
| five-star-asset2 | $25.00 | $25.00 | 4/22/2010 9:35:14 AM |
| GeorgiaGator | $50.00 | $50.00 | 4/22/2010 1:08:04 PM |
| JKEnterprises | $25.00 | $25.00 | 4/22/2010 12:25:31 PM |
| yield-seeker | $25.00 | $25.00 | 4/22/2010 4:37:38 PM |
| bchen78875 | $50.00 | $50.00 | 4/22/2010 4:38:40 PM |
| TheMan | $25.00 | $25.00 | 4/22/2010 4:40:53 PM |
| peerlender | $30.00 | $30.00 | 4/22/2010 4:40:58 PM |
| rolandweary | $30.00 | $30.00 | 4/22/2010 4:42:41 PM |
| Thunderswan | $50.00 | $50.00 | 4/22/2010 4:41:00 PM |
| soulwork | $25.00 | $25.00 | 4/22/2010 5:05:51 PM |
| lloyd_s | $25.00 | $25.00 | 4/22/2010 4:36:27 PM |
| LoanAngel | $25.00 | $25.00 | 4/22/2010 4:39:48 PM |
| Rdodson11 | $25.00 | $25.00 | 4/22/2010 4:40:52 PM |
| fortytwo | $100.00 | $100.00 | 4/22/2010 4:41:29 PM |
| AmericanCredit | $25.00 | $25.00 | 4/22/2010 4:42:30 PM |
| fcukciti | $43.43 | $43.43 | 4/22/2010 5:13:33 PM |
| Toby1montana | $37.24 | $15.70 | 4/22/2010 5:20:53 PM |
| wwwUniversal | $25.00 | $25.00 | 4/22/2010 6:02:43 PM |
| 83 bids
|
Borrower Payment Dependent Notes Series
455037
This series of Notes was issued and sold upon the funding of the borrower loan #42076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-22-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $82.06 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $80.85 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2005 |
Debt/Income ratio:
| 38% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 6m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,001 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| car1587 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 30 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,750.00 | < mo. late:
| 0
( 0% )
| 600-619
(Sep-2007)
|
|
Principal balance:
| $556.78 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Paying for family funeral cost
My grandfather recently passed away and I need to help my parents pay for the funeral costs. I know I do not have the best credit in the world, but I have a stable job where I know I can repay this money as I have with my previous Prosper loan. I have worked in my job for almost 5 years and still live at home, so I do not have too many expenses. My credit is a bit low because I have about 4 school loans open, but I do not need to begin repayment until I finish school which will be in about a year and a half. There is also a credit card which I needed to use for some funeral costs. I will be paying $50 a month for that card. Please, I need your help.Thank you.
Monthly net income: $ 1400
Monthly expenses: $ 850
Housing: $0
Insurance: $200
Car expenses: $300
Utilities: $100
Phone, cable, internet: $60
Food, entertainment: $40
Clothing, household expenses $0
Credit cards and other loans: $150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| yield-seeker | $25.00 | $25.00 | 4/21/2010 4:51:41 PM |
| RebuildALife | $25.00 | $25.00 | 4/21/2010 4:52:04 PM |
| social-conductor4 | $25.00 | $25.00 | 4/21/2010 4:52:29 PM |
| finance-keeper4 | $25.00 | $25.00 | 4/21/2010 4:50:45 PM |
| burrito6 | $50.00 | $50.00 | 4/21/2010 4:55:00 PM |
| AF-Chief | $28.00 | $28.00 | 4/21/2010 4:55:06 PM |
| Speculator | $100.00 | $100.00 | 4/21/2010 4:59:42 PM |
| JGB | $25.00 | $25.00 | 4/21/2010 4:59:49 PM |
| rupee-artisan | $25.00 | $25.00 | 4/21/2010 4:52:19 PM |
| bassman2 | $25.00 | $25.00 | 4/21/2010 4:57:41 PM |
| decisive-capital | $75.00 | $75.00 | 4/21/2010 4:57:54 PM |
| lagnisiruk | $25.00 | $22.00 | 4/21/2010 5:00:58 PM |
| fairhelper | $25.00 | $25.00 | 4/21/2010 4:57:34 PM |
| thedreamer | $25.00 | $25.00 | 4/21/2010 4:58:53 PM |
| finance-prescription | $50.00 | $50.00 | 4/21/2010 4:59:30 PM |
| irrelevant | $25.00 | $25.00 | 4/21/2010 5:27:44 PM |
| twjh | $25.00 | $25.00 | 4/21/2010 5:16:23 PM |
| Your_Bank | $100.00 | $100.00 | 4/21/2010 6:26:23 PM |
| turbolozano | $25.00 | $25.00 | 4/21/2010 4:52:37 PM |
| MAYBROOK | $25.00 | $25.00 | 4/21/2010 4:49:35 PM |
| deal-secret-agent | $25.00 | $25.00 | 4/21/2010 4:56:32 PM |
| Zingaro | $25.00 | $25.00 | 4/21/2010 5:00:51 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/21/2010 4:53:19 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/21/2010 4:58:32 PM |
| Lam0nt | $25.00 | $25.00 | 4/21/2010 4:55:15 PM |
| jonbozeman | $25.00 | $25.00 | 4/21/2010 5:00:10 PM |
| oreyedoc | $25.00 | $25.00 | 4/21/2010 4:56:02 PM |
| frogperson | $25.00 | $25.00 | 4/21/2010 5:00:17 PM |
| global_microfinance | $25.00 | $25.00 | 4/21/2010 5:00:26 PM |
| Helenska11 | $25.00 | $25.00 | 4/21/2010 4:57:22 PM |
| loyalist1 | $100.00 | $100.00 | 4/21/2010 5:09:26 PM |
| CA_Lender | $25.00 | $25.00 | 4/21/2010 5:12:22 PM |
| Aberdeen | $400.00 | $400.00 | 4/21/2010 5:25:30 PM |
| Aberdeen | $400.00 | $400.00 | 4/21/2010 5:14:51 PM |
| JustMee | $25.00 | $25.00 | 4/21/2010 6:08:45 PM |
| USNavyVet | $25.00 | $25.00 | 4/21/2010 5:25:17 PM |
| UCLA4life | $25.00 | $25.00 | 4/22/2010 1:22:53 AM |
| 37 bids
|
Borrower Payment Dependent Notes Series
455363
This series of Notes was issued and sold upon the funding of the borrower loan #42027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-21-2010 |
| |
Auction end date:
| Apr-24-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $63.95 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $63.79 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2005 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 6m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 13 |
Occupation: | Student - College S... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,183 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 38% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| upbeat-vigilance0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Rent before Summer Job Start
Purpose of loan:
This loan will be used to pay rent for the month of May and some bills until my summer job starts. I am in a limbo where my financial aid has run out and I will not receive a paycheck until June.
My financial situation:
I am a good candidate for this loan because I will pay it back, I'm coming into my last year of nursing school at Johns Hopkins.
Monthly net income: $
1000-1200
Monthly expenses: $
??Housing: $
1030
??Insurance: $
75
??Car expenses: $
100
??Utilities: $
50
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $
200.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GrommetPosse | $25.00 | $25.00 | 4/21/2010 4:49:27 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/21/2010 4:49:45 PM |
| authoritative-capital | $25.00 | $25.00 | 4/21/2010 4:59:15 PM |
| evnagelist | $25.00 | $25.00 | 4/21/2010 4:59:21 PM |
| bowdish1 | $100.00 | $100.00 | 4/21/2010 5:01:41 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/21/2010 4:59:35 PM |
| truth-image | $50.00 | $50.00 | 4/21/2010 5:00:41 PM |
| delicious-social132 | $40.00 | $40.00 | 4/21/2010 5:05:45 PM |
| torion | $25.00 | $25.00 | 4/21/2010 5:06:06 PM |
| Avala | $50.00 | $50.00 | 4/21/2010 5:06:18 PM |
| meenan | $25.00 | $25.00 | 4/21/2010 5:06:38 PM |
| unassassinable | $25.00 | $25.00 | 4/21/2010 5:07:08 PM |
| bright-balance | $25.00 | $25.00 | 4/21/2010 5:07:57 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/21/2010 5:08:10 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/21/2010 5:12:10 PM |
| DukSerduk | $25.00 | $25.00 | 4/21/2010 5:10:04 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/21/2010 5:07:04 PM |
| engaging-worth | $25.00 | $25.00 | 4/21/2010 5:11:35 PM |
| return-buddy | $25.00 | $23.00 | 4/21/2010 5:14:02 PM |
| Slend49 | $25.00 | $25.00 | 4/21/2010 5:13:10 PM |
| JGB | $25.00 | $25.00 | 4/21/2010 5:11:48 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/21/2010 5:13:14 PM |
| jdrez | $25.00 | $25.00 | 4/21/2010 5:14:00 PM |
| stephen_c01 | $25.00 | $25.00 | 4/23/2010 1:26:43 PM |
| RandyL3 | $99.00 | $99.00 | 4/23/2010 3:47:26 PM |
| AF-Chief | $28.00 | $28.00 | 4/21/2010 4:55:27 PM |
| kenji4861 | $25.00 | $25.00 | 4/21/2010 4:52:46 PM |
| meux99 | $25.00 | $25.00 | 4/21/2010 4:54:53 PM |
| Ivan2007 | $25.00 | $25.00 | 4/21/2010 5:01:33 PM |
| fantastic-openness | $50.00 | $50.00 | 4/21/2010 5:07:43 PM |
| nickel-ferret | $25.00 | $25.00 | 4/21/2010 5:05:35 PM |
| Barak | $40.00 | $40.00 | 4/21/2010 5:06:43 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/21/2010 5:08:56 PM |
| kulender | $25.00 | $25.00 | 4/21/2010 5:11:16 PM |
| Daneistes | $100.00 | $100.00 | 4/21/2010 5:09:11 PM |
| hrubinst | $25.00 | $25.00 | 4/21/2010 5:06:04 PM |
| antlr | $25.00 | $25.00 | 4/21/2010 5:09:47 PM |
| dinero-speaker | $25.00 | $25.00 | 4/21/2010 5:06:30 PM |
| careful-note | $50.00 | $50.00 | 4/21/2010 5:06:49 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/21/2010 5:12:33 PM |
| mmckune | $25.00 | $25.00 | 4/21/2010 5:07:00 PM |
| money-surge1 | $25.00 | $25.00 | 4/21/2010 5:13:01 PM |
| dharma1 | $25.00 | $25.00 | 4/21/2010 5:12:04 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/21/2010 5:08:01 PM |
| integrity-doctor | $100.00 | $100.00 | 4/21/2010 5:12:24 PM |
| TakeCare | $100.00 | $100.00 | 4/21/2010 5:08:06 PM |
| orderly-leverage | $40.00 | $40.00 | 4/21/2010 5:08:29 PM |
| bondhedger | $25.00 | $25.00 | 4/21/2010 5:14:47 PM |
| uncleubb | $25.00 | $25.00 | 4/21/2010 5:16:33 PM |
| cberthiaume | $25.00 | $25.00 | 4/21/2010 5:13:59 PM |
| interstellar | $50.00 | $50.00 | 4/22/2010 2:02:23 PM |
| 51 bids
|