Sales Report:Supplement No. 179 dated Apr 20, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
249469
This series of Notes was issued and sold upon the funding of the borrower loan #41862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-11-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 19.95% |
Final borrower rate/APR:
| 20.95% / 23.20% |
Final monthly payment:
| $131.77 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.36% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 31% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 18y 5m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 16 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $270 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 54% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| 2crazboyz |
Borrower's state:
| Texas |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 0
( 0% )
| 560-579
(Apr-2007)
|
|
Principal balance:
| $136.60 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Credit Card Payments...GONE!
Hello and thank you for taking the time to view my listing.
First of all I?want to thank Prosper?for giving me the opportunity to better myself.? This is my second listing for a possible second loan.??I was able to get out of the hole I was in from my first loan, again THANK YOU.? I would like to be given the opportunity to consolidate my credit card debt and dental/orthodontal bill for my?10 year old son and continue to watch my credit rating?go up, what an amazing feeling it is.??I have two children ages?22 and 10. My oldest?will be getting married in July 2011 and I would love to be able to help him financially with his wedding.??Watching him?grow up into such an amazing, responsible?young man?has been a blessing to me,?I was only?17 when?he was born.??
My credit has suffered in the past due to divorce, I have work hard at correcting this and it is definitely NOT an overnight process but I will continue to fight hard?for this.??
I work for the military and have been employed with the same agency for?18 years, my income is very stable. My Net Monthly Income: $3801.00 ($250 for child support)
Monthly Budget:
Mortgage/rent: $675
Insurance: $80
Car Expenses: $505
Utilities: $100
Phone, Cable: $175
Food, entertainment: $200
Clothing, household expenses: $100
Fuel expense: $200
Prosper loan - $134 (to be paid in?FULL April 2010)?
Credit cards: $400
Dental/Orthodontist:?$135
Total Monthly Expenses: $2570.00
As you can see,?I have $1231 left over to be used for my Prosper Payment, but if I were able to eliminate credit card and dental/orthodontal bills, it?would allow me $1766. I promise that my payments to Prosper will continue to be my top priority each month. I will continue to?have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payments will be made on time, every time.
Thank you again for viewing my listing, and God bless.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Good luck with your listing. Do you anticipate any major life events within the next year? This would include a change in job or employment status, the purchase of a home, marriage divorce, personal bankruptcy, etc.
Thanks. - CaribbeanBanker
A:
No, I do not anticipate any major life events within the next year.
Thank you
(Apr-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| srthsvghdthtr | $25.00 | $25.00 | 4/6/2010 7:47:59 AM |
| CoolPlexer | $71.18 | $71.18 | 4/7/2010 8:29:01 PM |
| atomantic | $100.00 | $100.00 | 4/7/2010 11:09:55 PM |
| exchange-cowbell5 | $50.00 | $50.00 | 4/7/2010 8:34:51 PM |
| SaintMatthew | $25.00 | $25.00 | 4/7/2010 10:02:05 PM |
| golffish2 | $100.00 | $100.00 | 4/8/2010 11:14:29 AM |
| AtmaSingshu | $25.00 | $25.00 | 4/9/2010 8:58:06 AM |
| evinny101 | $50.00 | $50.00 | 4/9/2010 8:18:52 AM |
| evinny101 | $25.00 | $25.00 | 4/9/2010 8:20:34 AM |
| entertaining-revenue | $50.00 | $50.00 | 4/9/2010 4:46:08 PM |
| Jinja | $30.14 | $30.14 | 4/9/2010 4:40:46 PM |
| realtormoises | $25.00 | $25.00 | 4/9/2010 6:16:59 PM |
| AustinAmerica | $25.00 | $25.00 | 4/9/2010 8:18:08 PM |
| MoneyOnTheMoon | $100.00 | $100.00 | 4/9/2010 9:11:09 PM |
| faultline45 | $40.00 | $40.00 | 4/10/2010 11:24:04 AM |
| showmethemoney5 | $37.14 | $37.14 | 4/10/2010 9:21:58 AM |
| marwadi-62 | $100.00 | $100.00 | 4/10/2010 7:42:23 PM |
| nickel-launcher | $100.00 | $100.00 | 4/10/2010 7:56:16 PM |
| Your_Bank | $75.00 | $75.00 | 4/10/2010 8:28:44 PM |
| new-peso-concerto | $75.00 | $75.00 | 4/10/2010 6:42:45 PM |
| Gaelicman | $200.00 | $179.88 | 4/10/2010 12:29:33 PM |
| rockhound84 | $25.00 | $25.00 | 4/10/2010 10:33:03 PM |
| Cliffie83 | $29.12 | $29.12 | 4/10/2010 5:02:24 PM |
| encore739 | $25.00 | $25.00 | 4/11/2010 8:34:42 AM |
| Nasdaq | $25.00 | $25.00 | 4/11/2010 9:53:50 AM |
| The-Lighthouse-Group | $50.00 | $50.00 | 4/11/2010 7:44:07 AM |
| divine940 | $25.00 | $25.00 | 4/11/2010 10:11:56 AM |
| benefit-trident | $25.00 | $25.00 | 4/11/2010 10:48:45 AM |
| sweety075 | $25.00 | $25.00 | 4/11/2010 1:44:09 PM |
| jhouman | $25.00 | $25.00 | 4/6/2010 4:35:13 AM |
| Aberdeen | $400.00 | $400.00 | 4/6/2010 5:00:16 AM |
| Aberdeen | $400.00 | $400.00 | 4/6/2010 5:00:15 AM |
| golffish2 | $100.00 | $100.00 | 4/6/2010 9:02:26 AM |
| golffish2 | $100.00 | $100.00 | 4/7/2010 9:21:05 AM |
| brightest-dignified-penny | $50.00 | $50.00 | 4/7/2010 4:24:01 PM |
| pietro_torna_indietro | $45.77 | $45.77 | 4/7/2010 10:04:47 PM |
| micsupra | $50.00 | $50.00 | 4/7/2010 7:50:27 PM |
| micsupra | $58.31 | $58.31 | 4/7/2010 7:53:03 PM |
| beans53 | $25.00 | $25.00 | 4/8/2010 7:37:57 AM |
| Kash2010lu | $35.00 | $35.00 | 4/9/2010 7:58:40 AM |
| clemclan | $25.00 | $25.00 | 4/9/2010 10:56:11 AM |
| myidear | $25.00 | $25.00 | 4/9/2010 4:58:03 PM |
| american-investor | $25.00 | $25.00 | 4/9/2010 9:10:26 PM |
| neorunner | $25.00 | $25.00 | 4/10/2010 7:22:35 AM |
| farchoir | $25.00 | $25.00 | 4/10/2010 8:13:21 AM |
| felicity-daydream | $125.00 | $125.00 | 4/10/2010 8:36:20 AM |
| moola-aficionado6 | $25.00 | $25.00 | 4/9/2010 8:04:57 PM |
| meggo33 | $25.00 | $25.00 | 4/10/2010 7:43:13 AM |
| nickel-mad-scientist | $115.52 | $115.52 | 4/10/2010 7:40:29 PM |
| akakii | $25.00 | $25.00 | 4/11/2010 2:56:22 AM |
| TashaRemay | $25.00 | $25.00 | 4/11/2010 6:59:36 AM |
| MarcusJames04 | $55.00 | $55.00 | 4/11/2010 7:07:17 AM |
| vutah | $100.00 | $100.00 | 4/11/2010 9:32:23 AM |
| dbanwart | $25.00 | $25.00 | 4/11/2010 11:14:01 AM |
| orange-pound-party | $27.94 | $27.94 | 4/11/2010 1:15:09 PM |
| 55 bids
|
Borrower Payment Dependent Notes Series
415085
This series of Notes was issued and sold upon the funding of the borrower loan #41941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-30-2010 |
| |
Auction end date:
| Apr-06-2010 |
|
|
Starting lender yield:
| 27.38% |
Starting borrower rate/APR:
| 28.38% / 30.73% |
Starting monthly payment:
| $270.20 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 28.32% |
Final monthly payment:
| $261.89 |
| |
|
Auction yield range:
| 11.04% - 27.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 18y 0m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 14 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,436 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 58% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| padma2271 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 700-719
(May-2008)
|
|
Principal balance:
| $4,377.54 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Debt Consolidation
Purpose of Loan:
With your help I hope to consolidate variable rate credit cards to a fixed rate prosper loan. Due to the recent credit crunch some of my interest rates have increased to a rate that I feel is unacceptable.Having one consolidated loan would help to eliminate the debt for good while maintaining my current good credit rating. I am a good candidate for this loan because I make all of my monthly payments on time and have no delinquent accounts. My Prosper Rating is due to my Self-Employment and doesn't take into account?a perfect payment history from my previous prosper loan since May 2008. That loan will be paid off in May 2011 at which time I plan to apply my current payment of $344.00 towards paying of this loan. I'm the one in the wedding dress, by the way!!! Monthly net income: $2,500.00 +
Monthly expenses: $ 1,650.00
??Car expenses: $300.00
??Phone: $80.00
??Groceries,Food, Entertainment: $450.00
??Credit cards: $500.00 (Amount will be included in New prosper loan)
??Other expenses: $344.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $500.00 | $500.00 | 3/30/2010 4:45:48 PM |
| twerns | $40.00 | $40.00 | 3/30/2010 7:31:45 PM |
| bazaar-pizza | $200.00 | $200.00 | 3/31/2010 1:44:18 AM |
| JustMee | $25.00 | $25.00 | 3/30/2010 9:49:50 PM |
| UCLA4life | $25.00 | $25.00 | 3/31/2010 6:54:24 AM |
| charming-point | $300.00 | $300.00 | 3/31/2010 9:32:53 AM |
| loss-of-control | $50.00 | $50.00 | 3/31/2010 6:26:19 PM |
| heerzaquestion | $50.00 | $50.00 | 4/1/2010 8:29:35 AM |
| LendingP2P | $75.00 | $75.00 | 4/1/2010 8:35:53 AM |
| nickel-launcher | $100.00 | $100.00 | 4/1/2010 8:14:49 AM |
| debtcollector | $50.00 | $50.00 | 4/1/2010 1:58:13 PM |
| SFBank | $200.00 | $200.00 | 4/2/2010 5:06:37 AM |
| return-grizzly | $100.00 | $100.00 | 4/2/2010 12:53:18 PM |
| vest_vortex | $25.00 | $25.00 | 4/2/2010 6:35:42 PM |
| jrcctexas25 | $25.00 | $25.00 | 4/2/2010 8:15:11 PM |
| Bob450 | $75.00 | $75.00 | 4/2/2010 9:11:58 PM |
| grnii78 | $110.82 | $110.82 | 4/2/2010 7:05:20 PM |
| piter-to-la-investment | $25.00 | $25.00 | 4/4/2010 11:49:36 AM |
| Kash2010lu | $25.00 | $25.00 | 4/5/2010 1:34:44 AM |
| Aberdeen | $500.00 | $500.00 | 4/4/2010 4:10:15 PM |
| hamster | $25.98 | $25.98 | 4/5/2010 11:30:03 AM |
| Your_Bank | $40.00 | $40.00 | 4/5/2010 11:25:20 AM |
| martymaniaman | $25.00 | $25.00 | 4/5/2010 12:08:52 PM |
| rustysailor | $35.00 | $35.00 | 4/5/2010 10:17:32 AM |
| jhouman | $25.00 | $25.00 | 4/5/2010 4:14:29 PM |
| jcw3rd | $25.00 | $25.00 | 4/5/2010 4:13:36 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/5/2010 4:43:09 PM |
| r1w | $33.00 | $33.00 | 4/5/2010 5:03:25 PM |
| beach_bum | $25.00 | $25.00 | 4/5/2010 8:19:04 PM |
| farmn | $25.00 | $25.00 | 4/5/2010 6:25:58 PM |
| credit-missile | $208.72 | $208.72 | 4/5/2010 9:37:51 PM |
| 113121 | $100.00 | $100.00 | 4/6/2010 6:00:30 AM |
| umfan123 | $25.00 | $25.00 | 4/6/2010 6:51:30 AM |
| rate-hickory | $25.00 | $25.00 | 4/6/2010 7:43:06 AM |
| credit-coach118 | $35.00 | $35.00 | 4/6/2010 8:33:31 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/6/2010 8:48:53 AM |
| hektek22 | $25.00 | $25.00 | 4/6/2010 10:29:21 AM |
| partyplan | $30.00 | $30.00 | 4/6/2010 7:58:57 AM |
| Your_Bank | $50.00 | $50.00 | 4/6/2010 11:37:51 AM |
| atomantic | $100.00 | $100.00 | 4/6/2010 11:42:20 AM |
| jhouman | $25.00 | $25.00 | 4/6/2010 10:32:51 AM |
| COCHINOBOY | $40.00 | $40.00 | 4/6/2010 12:30:04 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/6/2010 12:32:28 PM |
| OGS_Capital | $25.00 | $25.00 | 4/6/2010 11:08:26 AM |
| TakeCare | $100.00 | $100.00 | 4/6/2010 1:42:10 PM |
| trade-elm | $25.00 | $25.00 | 4/6/2010 2:11:42 PM |
| 113121 | $50.00 | $50.00 | 4/6/2010 11:35:08 AM |
| good4loan | $25.00 | $25.00 | 4/6/2010 2:57:22 PM |
| Frosty | $50.00 | $50.00 | 4/6/2010 3:08:23 PM |
| social-conductor4 | $25.00 | $25.00 | 4/6/2010 3:05:30 PM |
| genuine-dime | $100.00 | $100.00 | 4/6/2010 3:25:21 PM |
| 113121 | $100.00 | $100.00 | 4/6/2010 1:09:24 PM |
| daddysgotya | $50.00 | $50.00 | 4/6/2010 4:18:31 PM |
| DasMula | $25.00 | $25.00 | 4/6/2010 2:15:19 PM |
| rate-trail | $50.00 | $50.00 | 4/6/2010 2:43:58 PM |
| buckskin1234 | $25.00 | $25.00 | 4/6/2010 3:21:11 PM |
| shawnw2 | $50.00 | $50.00 | 3/30/2010 4:54:22 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 3/30/2010 4:51:28 PM |
| five-star-note | $125.00 | $125.00 | 3/30/2010 5:43:52 PM |
| nickel-position | $25.11 | $25.11 | 3/31/2010 4:19:26 PM |
| twjh | $25.00 | $25.00 | 4/1/2010 6:08:07 AM |
| golffish2 | $100.00 | $100.00 | 4/1/2010 6:59:34 AM |
| new-truth-chuckler | $31.17 | $31.17 | 4/2/2010 4:21:17 PM |
| jerrymaguire | $50.00 | $50.00 | 4/2/2010 5:47:07 PM |
| finance-solo | $50.00 | $50.00 | 4/2/2010 6:55:40 PM |
| rallytime | $37.12 | $37.12 | 4/2/2010 8:41:12 PM |
| DasMula | $25.00 | $23.19 | 4/2/2010 9:20:18 PM |
| mammalian4 | $50.00 | $50.00 | 4/2/2010 6:47:52 PM |
| new-peso-concerto | $50.00 | $50.00 | 4/3/2010 6:29:18 AM |
| GrowthAspirations | $65.22 | $65.22 | 4/3/2010 4:55:54 PM |
| patriot384 | $75.00 | $75.00 | 4/5/2010 6:45:43 AM |
| dorypro | $25.00 | $25.00 | 4/4/2010 6:20:32 PM |
| CA_Lender | $25.00 | $25.00 | 4/5/2010 2:47:56 PM |
| gt5149c | $25.00 | $25.00 | 4/5/2010 6:38:15 PM |
| WeshaTheLeopard | $25.00 | $25.00 | 4/5/2010 7:00:09 PM |
| love2garden | $25.00 | $25.00 | 4/5/2010 7:44:02 PM |
| Fillinganeed | $50.00 | $50.00 | 4/5/2010 8:19:21 PM |
| onecooldrink | $25.00 | $25.00 | 4/5/2010 10:49:12 PM |
| lender12345 | $25.00 | $25.00 | 4/5/2010 10:59:12 PM |
| kendigme | $38.63 | $38.63 | 4/6/2010 2:46:26 AM |
| AlphaInternational | $25.00 | $25.00 | 4/6/2010 4:35:49 AM |
| bold-attentive-listing | $100.00 | $100.00 | 4/5/2010 11:17:10 PM |
| msmlender | $35.42 | $35.42 | 4/6/2010 7:49:24 AM |
| winger66 | $25.00 | $25.00 | 4/6/2010 4:26:31 AM |
| Leshan | $55.04 | $55.04 | 4/6/2010 8:53:09 AM |
| 113121 | $100.00 | $100.00 | 4/6/2010 6:00:08 AM |
| realtormoises | $25.00 | $25.00 | 4/6/2010 9:52:43 AM |
| NekHoldings | $25.00 | $25.00 | 4/6/2010 10:35:30 AM |
| divine940 | $25.00 | $25.00 | 4/6/2010 9:17:27 AM |
| Bob450 | $25.00 | $25.00 | 4/6/2010 12:12:48 PM |
| Spinnaker | $50.00 | $50.00 | 4/6/2010 10:47:38 AM |
| psycardis | $25.00 | $25.00 | 4/6/2010 12:35:10 PM |
| Skeptical-one | $50.00 | $50.00 | 4/6/2010 12:50:01 PM |
| enforcer0 | $25.00 | $25.00 | 4/6/2010 12:41:40 PM |
| yu-rik | $25.00 | $25.00 | 4/6/2010 12:51:46 PM |
| 113121 | $150.00 | $150.00 | 4/6/2010 1:08:54 PM |
| worthy-bid4 | $25.00 | $25.00 | 4/6/2010 1:45:21 PM |
| debt-legend | $25.00 | $25.00 | 4/6/2010 2:11:46 PM |
| dano1965 | $25.00 | $25.00 | 4/6/2010 2:04:47 PM |
| ultimate-peace | $100.00 | $100.00 | 4/6/2010 2:44:51 PM |
| wwwUniversal | $25.00 | $25.00 | 4/6/2010 2:54:11 PM |
| windtalkers | $25.00 | $25.00 | 4/6/2010 2:54:46 PM |
| COtheBeast | $25.00 | $25.00 | 4/6/2010 3:22:24 PM |
| principal-star | $25.00 | $25.00 | 4/6/2010 3:41:59 PM |
| green-transaction-charmer | $40.58 | $40.58 | 4/6/2010 1:25:16 PM |
| benefit-trident | $25.00 | $25.00 | 4/6/2010 4:08:05 PM |
| point-mastery | $25.00 | $25.00 | 4/6/2010 2:43:19 PM |
| Engineer44 | $25.00 | $25.00 | 4/6/2010 4:24:32 PM |
| 108 bids
|
Borrower Payment Dependent Notes Series
451701
This series of Notes was issued and sold upon the funding of the borrower loan #41871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-26-2010 |
| |
Auction end date:
| Apr-02-2010 |
|
|
Starting lender yield:
| 31.00% |
Starting borrower rate/APR:
| 32.00% / 34.41% |
Starting monthly payment:
| $391.99 |
|
Final lender yield:
| 31.00% |
Final borrower rate/APR:
| 32.00% / 34.41% |
Final monthly payment:
| $391.99 |
| |
|
Auction yield range:
| 11.04% - 31.00% |
Estimated loss impact:
| 10.78% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 20.22% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 48% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 6y 6m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 22 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,116 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 45% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| luke0000 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 38 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $18,000.00 | < mo. late:
| 0
( 0% )
| 740-759
(Aug-2008)
760-779
(Apr-2007)
|
|
Principal balance:
| $5,466.53 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 38 | | |
Description
Updating my Home/No Late Payments
Description:
I am currentley employed full time with a Casino, I have been employed full time with the same employer for the last 6 1/2 years. My wife is also employed full time as a teacher and has been with the same employer for the last 4 yrs. My debt to income ratio has went up a little?because I co-singed a credit card for my sister so she could finish college because she was unable to obtain a loan herself. ?
Purpose of loan:
I will be using the loan to?finish updating my kitchen (counter tops, floor, and appliance's)?which I was not able to completly finish with the previous loan, and add on a baby nursery (building from scratch) because we had a new addition to our family.
My financial situation:
I have been employed full time with the same employer for about?6 1/2?years and make approximatley $2300.00 monthly. My wife is a teacher and makes approximatly $3000.00 monthly which is not calculated into my anuual income as per prosper requires you to put only your own income. I currently have one existing loan through prosper which I have never made a late payment on and I had a previous loan through prosper which I also never made a late payment on. This will be my third loan through prosper.
Monthly expenses: $
??Housing: $ 750.00 ????
??Insurance: $ 135.00
??Car expenses: $ 200.00 (gas) We do not have a car payment
??Utilities: $ 100.00 for electric, we do not have a water or gas bill. We have our own well and we use propane which was filled a couple of months ago.
??Phone, cable, internet: $ 100.00 I do not have cable or satellite
??Food, entertainment: $ 300.00
??Credit cards and other loans: $ 150.00
With my expenses, I will be left with $565.00 a month to pay on this prosper loan which does not include my wifes income. With my wifes income I can clearly? make the payment. I have been a borrower through prosper since 2007 and have never made one late payment. I am relisting this loan at a higher percentage rate in hopes that my spotless payment record will be taken into consideration.
I would like to thank everyone who is taking time out of their day to read my listing..
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Ok, so what is your combined monthly net income? And see my page please. thank your. good luck - Tono
A:
Combined monthly net income is around $4,600.00. Thank you.
(Apr-01-2010)
Q:
thanks for the reply, now for the second part........see my page. good luck - Tono
A:
Tono, I apologise I misunderstood your question. I thought that the second part was a suggestion, not a question. Total monthly expenses are about $1735.00 to $1800.00. Thank you.
(Apr-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| buphigam | $25.00 | $25.00 | 3/26/2010 4:17:47 PM |
| Bob450 | $40.00 | $40.00 | 3/26/2010 8:00:34 PM |
| jhouman | $25.00 | $25.00 | 3/26/2010 10:08:11 PM |
| UCLA4life | $25.00 | $25.00 | 3/29/2010 4:53:11 PM |
| fund-dragster | $50.00 | $50.00 | 3/30/2010 8:58:39 AM |
| reflective-rupee | $500.00 | $500.00 | 3/30/2010 4:01:52 PM |
| blue-asset-network | $25.00 | $25.00 | 3/30/2010 5:42:10 PM |
| 113121 | $25.00 | $25.00 | 3/31/2010 7:55:19 AM |
| revenue-channel8 | $100.00 | $100.00 | 3/31/2010 5:46:11 AM |
| well-mannered-income3 | $100.00 | $100.00 | 3/31/2010 8:17:00 AM |
| Marfloogan | $25.00 | $25.00 | 3/31/2010 9:47:29 AM |
| Bob450 | $35.00 | $35.00 | 3/31/2010 2:31:22 PM |
| supreme-hope | $25.00 | $25.00 | 3/31/2010 6:10:24 PM |
| best-generosity-financier | $25.00 | $25.00 | 3/31/2010 5:43:47 PM |
| bold-attentive-listing | $100.00 | $100.00 | 3/31/2010 6:41:39 PM |
| selector568 | $61.46 | $61.46 | 4/1/2010 4:28:11 AM |
| dynrep | $25.00 | $25.00 | 4/1/2010 9:18:08 AM |
| reflective-rupee | $180.00 | $180.00 | 4/1/2010 11:34:44 AM |
| dcm6276 | $25.00 | $25.00 | 4/1/2010 12:00:20 PM |
| grnii78 | $154.48 | $154.48 | 4/1/2010 12:42:44 PM |
| Aberdeen | $350.00 | $350.00 | 4/1/2010 11:44:40 AM |
| shawnw2 | $100.00 | $100.00 | 4/1/2010 2:34:44 PM |
| jhouman | $25.00 | $25.00 | 4/1/2010 3:54:17 PM |
| brother_tam | $100.00 | $100.00 | 4/1/2010 4:31:23 PM |
| Iceman1347 | $25.00 | $25.00 | 4/1/2010 5:31:59 PM |
| Your_Bank | $55.00 | $55.00 | 4/1/2010 5:42:17 PM |
| Kash2010lu | $50.00 | $50.00 | 4/1/2010 7:09:05 PM |
| hamster | $26.05 | $26.05 | 4/1/2010 7:12:07 PM |
| wealth-multiplier | $25.00 | $25.00 | 4/1/2010 7:51:28 PM |
| Zipcut | $42.05 | $42.05 | 4/1/2010 8:13:57 PM |
| DasMula | $25.00 | $25.00 | 4/1/2010 9:24:57 PM |
| Kqwik | $25.00 | $25.00 | 4/1/2010 10:03:55 PM |
| sensible-fund | $105.86 | $105.86 | 4/1/2010 5:51:40 PM |
| Jeffro123456 | $32.19 | $32.19 | 4/1/2010 9:34:24 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 4/1/2010 7:09:51 PM |
| money-floret | $100.00 | $100.00 | 4/1/2010 7:25:23 PM |
| farchoir | $25.00 | $25.00 | 4/1/2010 8:38:20 PM |
| money-encourager | $25.00 | $25.00 | 4/2/2010 4:39:24 AM |
| mrreynol | $25.00 | $25.00 | 4/1/2010 8:51:18 PM |
| Leshan | $100.00 | $100.00 | 4/2/2010 7:22:43 AM |
| DasMula | $25.00 | $25.00 | 4/1/2010 9:24:24 PM |
| Frosty | $25.00 | $25.00 | 4/2/2010 6:05:45 AM |
| 113121 | $200.00 | $200.00 | 4/2/2010 8:11:01 AM |
| pemb0023 | $25.00 | $25.00 | 4/2/2010 6:57:24 AM |
| twjh | $25.00 | $25.00 | 4/2/2010 9:37:25 AM |
| chameleon125 | $25.00 | $25.00 | 4/2/2010 7:59:24 AM |
| Toystore | $50.00 | $50.00 | 4/2/2010 9:47:16 AM |
| credit-missile | $140.00 | $140.00 | 4/2/2010 10:23:00 AM |
| grnii78 | $161.87 | $161.87 | 4/2/2010 10:28:59 AM |
| ddoneday | $30.00 | $30.00 | 4/2/2010 12:59:01 PM |
| bold-attentive-listing | $50.00 | $50.00 | 4/2/2010 12:38:43 PM |
| 113121 | $300.00 | $300.00 | 4/2/2010 1:52:02 PM |
| jtoms101 | $25.00 | $25.00 | 4/2/2010 2:10:07 PM |
| cunning-bill | $25.00 | $25.00 | 4/2/2010 12:25:20 PM |
| Jazzy503 | $27.50 | $27.50 | 4/2/2010 2:58:43 PM |
| Speculator | $100.00 | $100.00 | 4/2/2010 3:36:04 PM |
| YoungTaxMan | $300.00 | $300.00 | 4/2/2010 3:48:46 PM |
| gorillestate | $25.00 | $25.00 | 4/2/2010 3:24:26 PM |
| Kyileo | $25.00 | $25.00 | 4/2/2010 3:33:05 PM |
| alphabet76 | $25.00 | $25.00 | 4/2/2010 3:54:00 PM |
| patriot384 | $50.00 | $50.00 | 4/2/2010 3:56:55 PM |
| alphabet76 | $25.00 | $25.00 | 4/2/2010 3:57:33 PM |
| JustMee | $25.00 | $25.00 | 3/27/2010 10:40:56 AM |
| investment-daydream | $25.00 | $25.00 | 3/28/2010 8:47:52 PM |
| reflective-rupee | $500.00 | $500.00 | 3/29/2010 4:37:14 PM |
| zorg77 | $25.00 | $25.00 | 3/30/2010 6:48:51 PM |
| credit-tornado689 | $50.00 | $50.00 | 3/31/2010 7:19:14 AM |
| Billfred | $25.00 | $25.00 | 3/31/2010 10:26:28 AM |
| jhouman | $25.00 | $25.00 | 3/31/2010 9:49:23 AM |
| Speculator | $100.00 | $100.00 | 3/31/2010 6:00:42 PM |
| Prairie-MN | $30.00 | $30.00 | 3/31/2010 7:12:56 PM |
| shawnw2 | $50.00 | $50.00 | 4/1/2010 4:28:19 AM |
| Free-the-usa-1776 | $25.00 | $25.00 | 3/31/2010 9:14:25 PM |
| reflective-rupee | $1,000.00 | $348.92 | 4/1/2010 4:27:14 AM |
| vmh20035 | $50.00 | $50.00 | 4/1/2010 12:24:28 PM |
| Aberdeen | $350.00 | $350.00 | 4/1/2010 11:44:41 AM |
| lucrative-loan | $200.00 | $200.00 | 4/1/2010 11:42:08 AM |
| nimble-cash7 | $100.00 | $100.00 | 4/1/2010 1:16:24 PM |
| purposeful-dedication | $25.00 | $25.00 | 4/1/2010 2:34:31 PM |
| durability-colonel | $50.00 | $50.00 | 4/1/2010 1:48:32 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/1/2010 3:32:12 PM |
| redhead21 | $108.83 | $108.83 | 4/1/2010 3:49:57 PM |
| five-star-note | $175.00 | $175.00 | 4/1/2010 4:44:22 PM |
| boomer5 | $25.00 | $25.00 | 4/1/2010 4:26:11 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/1/2010 5:31:26 PM |
| Your_Bank | $25.00 | $25.00 | 4/1/2010 5:43:03 PM |
| Tono | $25.00 | $25.00 | 4/1/2010 7:45:02 PM |
| principal-star | $25.00 | $25.00 | 4/1/2010 7:13:48 PM |
| mrxtravis | $53.55 | $53.55 | 4/1/2010 9:23:01 PM |
| wise-courageous-social | $25.00 | $25.00 | 4/1/2010 7:09:18 PM |
| Tono | $25.00 | $25.00 | 4/1/2010 7:10:05 PM |
| Whipster | $25.00 | $25.00 | 4/2/2010 5:37:57 AM |
| DasMula | $25.00 | $25.00 | 4/1/2010 9:24:38 PM |
| 113121 | $100.00 | $100.00 | 4/2/2010 8:11:42 AM |
| payout-guru | $50.00 | $50.00 | 4/2/2010 7:41:01 AM |
| NekHoldings | $25.00 | $25.00 | 4/2/2010 5:25:36 AM |
| reflective-rupee | $100.00 | $100.00 | 4/2/2010 10:26:17 AM |
| Rip128 | $100.00 | $100.00 | 4/2/2010 8:01:34 AM |
| Mr_Katana | $25.00 | $25.00 | 4/2/2010 10:51:19 AM |
| EEasyMoney | $25.00 | $25.00 | 4/2/2010 8:08:12 AM |
| buckskin1234 | $25.00 | $25.00 | 4/2/2010 11:17:44 AM |
| reflective-rupee | $100.00 | $100.00 | 4/2/2010 10:26:05 AM |
| Leshan | $50.00 | $50.00 | 4/2/2010 10:41:46 AM |
| coldfuzion | $45.00 | $45.00 | 4/2/2010 11:55:00 AM |
| top-courteous-peso | $25.00 | $25.00 | 4/2/2010 9:34:11 AM |
| evergreen16 | $50.00 | $50.00 | 4/2/2010 11:07:14 AM |
| leverage-monger | $25.00 | $25.00 | 4/2/2010 9:56:21 AM |
| dynrep | $25.00 | $25.00 | 4/2/2010 10:05:13 AM |
| reflective-rupee | $100.00 | $100.00 | 4/2/2010 10:26:30 AM |
| bobd32 | $25.00 | $25.00 | 4/2/2010 12:13:01 PM |
| realtormoises | $25.00 | $25.00 | 4/2/2010 12:27:55 PM |
| roguewinner | $52.24 | $52.24 | 4/2/2010 1:57:04 PM |
| 113121 | $500.00 | $500.00 | 4/2/2010 11:51:32 AM |
| CA_Lender | $25.00 | $25.00 | 4/2/2010 1:39:15 PM |
| Bobusa | $25.00 | $25.00 | 4/2/2010 12:32:15 PM |
| return-grizzly | $100.00 | $100.00 | 4/2/2010 12:40:30 PM |
| jybank | $25.00 | $25.00 | 4/2/2010 3:39:54 PM |
| leverage-monger | $35.00 | $35.00 | 4/2/2010 3:53:32 PM |
| green-transaction-charmer | $85.00 | $85.00 | 4/2/2010 3:58:14 PM |
| shrewd-income | $100.00 | $100.00 | 4/2/2010 2:44:45 PM |
| 120 bids
|
Borrower Payment Dependent Notes Series
452603
This series of Notes was issued and sold upon the funding of the borrower loan #41856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Apr-01-2010 |
| |
Auction end date:
| Apr-08-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 33.15% |
Final borrower rate/APR:
| 34.15% / 36.59% |
Final monthly payment:
| $223.78 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 31% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 26y 6m |
|
Credit score:
| 660-679 (Mar-2010) |
Total credit lines:
| 26 |
Occupation: | Construction |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,494 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 90% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| hope-legend4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to pay off my existing bills and strive towards financial freedom.
My financial situation:
I am a good candidate for this loan because I am a very responsible person with aspirations of being debt free one day. I have a good work ethic and I will make timely payments as long as I am given the chance. Thanks for looking m
Monthly net income: $5800
Monthly expenses: $
??Housing: $1200
??Insurance:500 $
??Car expenses: $700
??Utilities: $
??Phone, cable, internet: $100
??Food, entertainment: $450
??Clothing, household expenses $
??Credit cards and other loans: $500
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What do you have in terms of savings? it looks like you clear a decent amount of money a month in savings? Why isnt this cash being applied to your CC debt rather than the prosper.com loan that you are applying for? - sjo1984111
A:
The little bit of money I did have in savings went to pay off debts..I have a nineteen year old daughter that is in school and an unemployed wife so there is very little money for savings.I do have an annuity that grows annually as long as i am working which contains about 10,000, which hopefully will be for our retirement.
(Apr-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| biz20 | $25.00 | $25.00 | 4/1/2010 4:05:50 PM |
| corvettejrw | $30.00 | $30.00 | 4/1/2010 4:06:27 PM |
| ZTA0796 | $25.00 | $25.00 | 4/1/2010 4:06:36 PM |
| TruckerGuy | $25.00 | $25.00 | 4/1/2010 4:06:47 PM |
| worth-arch | $25.00 | $25.00 | 4/1/2010 4:06:58 PM |
| jonbozeman | $25.00 | $25.00 | 4/1/2010 4:07:28 PM |
| JGB | $25.00 | $25.00 | 4/1/2010 4:07:38 PM |
| cash-merry-maker | $25.00 | $25.00 | 4/1/2010 4:08:19 PM |
| favorable-order8 | $25.00 | $25.00 | 4/1/2010 4:08:31 PM |
| ayerobbie | $25.00 | $25.00 | 4/1/2010 4:09:09 PM |
| charles3507 | $31.56 | $31.56 | 4/1/2010 4:09:13 PM |
| marcomnzs | $50.00 | $50.00 | 4/1/2010 4:09:19 PM |
| zbfamwl | $25.00 | $25.00 | 4/1/2010 4:05:20 PM |
| a-healthy-affluence | $31.70 | $31.70 | 4/1/2010 4:09:59 PM |
| zjonathan | $25.00 | $25.00 | 4/1/2010 4:06:25 PM |
| TCayce | $25.00 | $25.00 | 4/1/2010 4:10:07 PM |
| nuts | $32.58 | $32.58 | 4/1/2010 4:06:42 PM |
| Int_PrinRateTime4000 | $25.00 | $25.00 | 4/1/2010 4:10:25 PM |
| xzec777 | $25.00 | $25.00 | 4/1/2010 4:07:03 PM |
| mdf | $50.00 | $50.00 | 4/1/2010 4:11:20 PM |
| dspmn | $26.00 | $26.00 | 4/1/2010 4:07:51 PM |
| scottr | $25.00 | $25.00 | 4/1/2010 4:09:16 PM |
| SnE | $25.00 | $25.00 | 4/1/2010 4:09:23 PM |
| bassman2 | $25.00 | $25.00 | 4/1/2010 4:09:56 PM |
| likeable-value | $25.00 | $25.00 | 4/1/2010 4:09:59 PM |
| jasmarc | $25.00 | $25.00 | 4/1/2010 4:10:10 PM |
| WillyBobba | $25.00 | $25.00 | 4/1/2010 4:10:20 PM |
| nofreelunch | $25.00 | $25.00 | 4/1/2010 4:10:39 PM |
| NoMoreDebt4Me | $50.00 | $50.00 | 4/1/2010 4:11:11 PM |
| twirl2 | $25.00 | $25.00 | 4/1/2010 4:11:15 PM |
| persevering | $25.00 | $25.00 | 4/1/2010 4:05:32 PM |
| compassion-paladin042 | $25.00 | $25.00 | 4/1/2010 4:07:36 PM |
| friendly-p2p4 | $25.00 | $25.00 | 4/1/2010 4:07:49 PM |
| IncomeTemple | $25.00 | $25.00 | 4/1/2010 4:08:22 PM |
| millertimeb | $50.00 | $50.00 | 4/1/2010 4:09:10 PM |
| F16Pilot | $25.00 | $25.00 | 4/1/2010 4:09:20 PM |
| jstefans | $25.00 | $25.00 | 4/1/2010 4:10:04 PM |
| cash-tiramisu | $28.30 | $28.30 | 4/1/2010 4:10:16 PM |
| slartibardfast | $25.00 | $25.00 | 4/1/2010 4:10:18 PM |
| heatherwood | $50.00 | $50.00 | 4/1/2010 4:11:25 PM |
| trevize | $25.00 | $25.00 | 4/1/2010 4:44:28 PM |
| irrelevant | $25.00 | $25.00 | 4/1/2010 4:23:51 PM |
| Prairie-MN | $30.00 | $30.00 | 4/1/2010 7:21:25 PM |
| LuvToLend | $25.00 | $25.00 | 4/2/2010 6:34:58 PM |
| reflective-rupee | $50.00 | $50.00 | 4/3/2010 6:22:44 PM |
| TheSweetLender | $35.93 | $35.93 | 4/3/2010 7:53:51 PM |
| frogperson | $50.00 | $50.00 | 4/3/2010 10:37:15 PM |
| Ronnieboy888 | $25.00 | $25.00 | 4/3/2010 8:51:20 PM |
| proton346 | $25.00 | $25.00 | 4/4/2010 5:32:32 PM |
| best-credit-sushi | $25.00 | $25.00 | 4/5/2010 2:39:18 PM |
| bright-exchange | $25.00 | $25.00 | 4/5/2010 6:15:01 PM |
| penny-sergeant | $25.00 | $25.00 | 4/5/2010 6:54:43 PM |
| back-scratchers | $25.00 | $25.00 | 4/5/2010 11:07:45 PM |
| exchange-cowbell5 | $50.00 | $50.00 | 4/6/2010 10:08:25 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/7/2010 9:14:00 AM |
| sjo1984111 | $25.00 | $25.00 | 4/7/2010 12:02:23 PM |
| unger | $50.00 | $50.00 | 4/7/2010 4:26:42 PM |
| realtormoises | $25.00 | $25.00 | 4/7/2010 5:20:10 PM |
| Your_Bank | $100.00 | $100.00 | 4/7/2010 5:26:40 PM |
| Your_Bank | $50.00 | $50.00 | 4/7/2010 5:26:59 PM |
| Free-the-usa-1776 | $25.00 | $25.00 | 4/7/2010 5:47:08 PM |
| sturdy-peace9 | $75.00 | $75.00 | 4/7/2010 8:55:21 PM |
| oreyedoc | $25.00 | $25.00 | 4/8/2010 7:41:51 AM |
| Leshan | $25.00 | $25.00 | 4/8/2010 8:48:11 AM |
| Mr-Miracle | $25.00 | $25.00 | 4/8/2010 10:14:57 AM |
| wonder3 | $25.00 | $25.00 | 4/8/2010 10:31:14 AM |
| bmw2 | $50.00 | $50.00 | 4/8/2010 12:01:59 PM |
| Bobusa | $25.00 | $25.00 | 4/8/2010 1:04:06 PM |
| evergreen16 | $40.00 | $40.00 | 4/8/2010 10:45:23 AM |
| ultimate-peace | $100.00 | $100.00 | 4/8/2010 2:01:15 PM |
| one-midas | $25.00 | $25.00 | 4/8/2010 2:32:09 PM |
| YoungTaxMan | $50.00 | $50.00 | 4/8/2010 4:00:50 PM |
| wwwUniversal | $25.00 | $25.00 | 4/8/2010 2:07:06 PM |
| lillian27 | $25.00 | $25.00 | 4/1/2010 4:05:51 PM |
| ThisGuyIKnow | $32.87 | $32.87 | 4/1/2010 4:06:54 PM |
| realinvestora | $25.00 | $25.00 | 4/1/2010 4:07:09 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/1/2010 4:07:50 PM |
| Cre8iveCash | $25.00 | $25.00 | 4/1/2010 4:08:16 PM |
| bcg2004 | $25.00 | $25.00 | 4/1/2010 4:09:11 PM |
| nicklds | $25.00 | $25.00 | 4/1/2010 4:09:14 PM |
| Jinja | $25.00 | $25.00 | 4/1/2010 4:09:57 PM |
| plainsmart | $25.00 | $25.00 | 4/1/2010 4:06:21 PM |
| silverloan | $25.00 | $25.00 | 4/1/2010 4:10:02 PM |
| simplewareinc | $50.00 | $50.00 | 4/1/2010 4:10:13 PM |
| Aveon | $25.00 | $25.00 | 4/1/2010 4:06:34 PM |
| Emberfox | $25.00 | $25.00 | 4/1/2010 4:10:32 PM |
| accountant41 | $25.00 | $25.00 | 4/1/2010 4:07:11 PM |
| Guerrilla_Man | $25.00 | $25.00 | 4/1/2010 4:07:17 PM |
| Lambo168 | $25.00 | $25.00 | 4/1/2010 4:07:31 PM |
| hizzy | $25.00 | $25.00 | 4/1/2010 4:08:01 PM |
| Raetha | $25.00 | $25.00 | 4/1/2010 4:08:21 PM |
| persistent-bazaar | $25.00 | $25.00 | 4/1/2010 4:08:35 PM |
| Mantis75 | $25.00 | $25.00 | 4/1/2010 4:09:06 PM |
| Share_The_Wealth | $32.08 | $32.08 | 4/1/2010 4:09:22 PM |
| E2BGR8 | $25.00 | $25.00 | 4/1/2010 4:09:58 PM |
| dinero-mason | $50.00 | $50.00 | 4/1/2010 4:10:12 PM |
| robust-trade | $25.00 | $25.00 | 4/1/2010 4:10:26 PM |
| calilending | $25.00 | $25.00 | 4/1/2010 4:10:34 PM |
| kginatl | $50.01 | $50.01 | 4/1/2010 4:11:09 PM |
| floridass | $25.00 | $25.00 | 4/1/2010 4:11:13 PM |
| noble-revenue | $26.05 | $24.53 | 4/1/2010 4:11:31 PM |
| keeminn | $25.00 | $25.00 | 4/1/2010 4:06:22 PM |
| heroic-bid4 | $25.00 | $25.00 | 4/1/2010 4:06:38 PM |
| DocVT | $25.00 | $25.00 | 4/1/2010 4:07:45 PM |
| InChicago | $25.00 | $25.00 | 4/1/2010 4:22:08 PM |
| 87Marc | $25.00 | $25.00 | 4/1/2010 4:08:34 PM |
| ITExec | $53.64 | $53.64 | 4/1/2010 4:09:08 PM |
| raisingophelia | $25.00 | $25.00 | 4/1/2010 4:10:00 PM |
| SpareChangeHero | $25.00 | $25.00 | 4/1/2010 4:10:15 PM |
| MylesNH | $25.00 | $25.00 | 4/1/2010 4:10:17 PM |
| social-conductor4 | $25.00 | $25.00 | 4/1/2010 4:11:12 PM |
| dparkhom | $25.00 | $25.00 | 4/1/2010 4:11:30 PM |
| cashhelp | $25.00 | $25.00 | 4/1/2010 4:28:16 PM |
| lucrative-loan | $100.00 | $100.00 | 4/1/2010 4:32:21 PM |
| fund-secret-agent | $25.00 | $25.00 | 4/1/2010 4:55:21 PM |
| Whipster | $25.00 | $25.00 | 4/2/2010 5:38:05 AM |
| momoney2lend | $25.00 | $25.00 | 4/2/2010 4:39:31 AM |
| fund-secret-agent | $25.00 | $25.00 | 4/2/2010 11:57:45 AM |
| charming-point | $300.00 | $300.00 | 4/2/2010 4:14:40 PM |
| mammalian4 | $25.00 | $25.00 | 4/3/2010 8:31:45 AM |
| harddollars | $25.00 | $25.00 | 4/3/2010 9:25:13 AM |
| new-peso-concerto | $25.00 | $25.00 | 4/3/2010 5:25:50 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 4/3/2010 2:57:15 PM |
| Bob450 | $50.00 | $50.00 | 4/4/2010 7:44:37 PM |
| charliecubs | $25.00 | $25.00 | 4/4/2010 8:54:48 PM |
| buffalobills | $25.00 | $25.00 | 4/5/2010 7:03:24 AM |
| proton346 | $25.00 | $25.00 | 4/4/2010 5:31:28 PM |
| interstellar | $50.00 | $50.00 | 4/5/2010 9:48:51 AM |
| chato2345 | $30.12 | $30.12 | 4/5/2010 8:14:23 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 7:26:33 PM |
| Marfloogan | $25.00 | $25.00 | 4/6/2010 5:21:13 PM |
| loanman2007 | $50.00 | $50.00 | 4/7/2010 5:28:44 AM |
| Your_Bank | $100.00 | $100.00 | 4/7/2010 5:26:20 PM |
| upbeat-wealth | $25.00 | $25.00 | 4/7/2010 7:33:07 PM |
| thenewkaisersoze | $25.00 | $25.00 | 4/7/2010 7:47:23 PM |
| benefit-flow | $40.00 | $40.00 | 4/8/2010 3:27:56 AM |
| dano1965 | $25.00 | $25.00 | 4/7/2010 7:37:51 PM |
| privatebankerva | $25.00 | $25.00 | 4/8/2010 5:42:57 AM |
| umfan123 | $25.00 | $25.00 | 4/8/2010 6:48:53 AM |
| PotBellyPete | $25.00 | $25.00 | 4/8/2010 7:41:18 AM |
| Dorf | $25.00 | $25.00 | 4/8/2010 10:26:36 AM |
| SeaSkyGuy71 | $25.00 | $25.00 | 4/8/2010 12:15:13 PM |
| best-listing-toro | $25.00 | $25.00 | 4/8/2010 10:44:51 AM |
| wwwUniversal | $25.00 | $25.00 | 4/8/2010 2:06:36 PM |
| Leopoldine | $25.68 | $25.68 | 4/8/2010 2:19:21 PM |
| Nerdster1 | $25.00 | $25.00 | 4/8/2010 2:33:03 PM |
| patriot384 | $50.00 | $50.00 | 4/8/2010 3:31:56 PM |
| Speculator | $100.00 | $100.00 | 4/8/2010 3:39:40 PM |
| 148 bids
|
Borrower Payment Dependent Notes Series
452905
This series of Notes was issued and sold upon the funding of the borrower loan #41947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,700.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-06-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $54.36 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $54.22 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Retired |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 4
/
2 | Length of status: | 5y 5m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 10 | Stated income: | $1-$24,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 14 | | | | |
|
Screen name:
| appcoder |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Last credit card to pay off
Purpose of loan:
I'd like to use this loan to pay off one outstanding credit card debt, and to establish a good rating here at Prosper.com.
My financial situation:
For several years, I've been doing my best to payoff all debts and rebuild my credit. I now have 2 cards: one with a balance of $1700 (at 10.99%), one with a balance of $0. I sometimes use the second card in lieu of cash, but I always pay it off before the next billing date, therefore paying no interest. With one to go, I currently pay it down with a minimum of $100 per month. I'd like to pay it off quickly, and repay a loan at a lower rate.
I recently refinanced my mortgage, saving nearly $300 per month. I'm an active lender here at Prosper, with 25 current notes, and I invest in stocks. I don't want to undo any of my current investments, but If I had to, I could trade off some holdings to pay off the loan.
Thanks for taking a look!
Monthly Finances:
Revenue: ??? $1574
Mortgage:????? $680- CCards:???????? $100Utils:???????????? $170-Food:??????????? $200-Ins:?????????????? $96-rx:???????????????? $75-Gas:????????????? $40-
NET:???????????? $213+
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| WHEREISTHEMOON | $25.00 | $25.00 | 4/6/2010 4:34:21 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/6/2010 4:24:48 PM |
| hrubinst | $25.00 | $25.00 | 4/6/2010 4:35:21 PM |
| favorable-order8 | $25.00 | $25.00 | 4/6/2010 4:25:46 PM |
| delicious-social132 | $25.00 | $25.00 | 4/6/2010 4:36:10 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/6/2010 4:36:20 PM |
| ddog0224 | $25.00 | $25.00 | 4/6/2010 4:36:29 PM |
| dinero-speaker | $25.00 | $25.00 | 4/6/2010 4:36:36 PM |
| Nerdster1 | $25.00 | $25.00 | 4/6/2010 4:33:02 PM |
| cablenews | $25.00 | $25.00 | 4/6/2010 4:38:18 PM |
| Thunderswan | $50.00 | $50.00 | 4/6/2010 4:38:35 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/6/2010 4:35:34 PM |
| torion | $25.00 | $25.00 | 4/6/2010 4:35:45 PM |
| jengachamp | $25.00 | $25.00 | 4/6/2010 4:38:11 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/6/2010 4:48:34 PM |
| worldly-return | $25.00 | $25.00 | 4/7/2010 10:28:19 AM |
| singletrck | $25.00 | $25.00 | 4/7/2010 11:03:40 AM |
| a_andy | $25.66 | $25.66 | 4/7/2010 1:28:28 PM |
| shellstar | $25.00 | $25.00 | 4/11/2010 5:10:53 PM |
| velocity-winner | $25.00 | $25.00 | 4/13/2010 2:45:34 PM |
| discrete-community4 | $25.00 | $25.00 | 4/13/2010 2:22:12 PM |
| catalystcf | $25.00 | $25.00 | 4/13/2010 3:35:56 PM |
| wild-orange | $25.00 | $25.00 | 4/13/2010 3:08:02 PM |
| planet613 | $33.31 | $33.31 | 4/13/2010 4:16:54 PM |
| Avala | $50.00 | $50.00 | 4/6/2010 4:35:56 PM |
| sloak | $25.00 | $25.00 | 4/6/2010 4:27:15 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/6/2010 4:37:08 PM |
| mmckune | $25.00 | $25.00 | 4/6/2010 4:38:02 PM |
| nickel-ferret | $25.00 | $25.00 | 4/6/2010 4:38:41 PM |
| logical-reward8 | $25.00 | $25.00 | 4/6/2010 4:38:47 PM |
| AF-Chief | $27.00 | $1.03 | 4/6/2010 4:38:59 PM |
| integrity-doctor | $100.00 | $100.00 | 4/6/2010 4:37:20 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 4/6/2010 7:45:05 PM |
| lukeskywalkerkp | $50.00 | $50.00 | 4/10/2010 10:04:33 AM |
| Figure4 | $25.00 | $25.00 | 4/11/2010 1:35:44 PM |
| loanman2007 | $75.00 | $75.00 | 4/12/2010 5:57:44 AM |
| 120grit | $25.00 | $25.00 | 4/12/2010 9:37:46 AM |
| Astyanax | $35.00 | $35.00 | 4/12/2010 6:03:35 PM |
| KSPHoldings | $25.00 | $25.00 | 4/12/2010 7:35:35 PM |
| Chillito | $25.00 | $25.00 | 4/12/2010 10:51:31 PM |
| run_dmc | $300.00 | $300.00 | 4/13/2010 9:20:22 AM |
| NYCLAIMSGUY | $25.00 | $25.00 | 4/13/2010 8:25:49 AM |
| TakeCare | $50.00 | $50.00 | 4/13/2010 11:55:44 AM |
| ProjectVenture | $50.00 | $50.00 | 4/13/2010 2:17:08 PM |
| wwwUniversal | $25.00 | $25.00 | 4/13/2010 3:56:04 PM |
| 45 bids
|
Borrower Payment Dependent Notes Series
453275
This series of Notes was issued and sold upon the funding of the borrower loan #41795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-07-2010 |
| |
Auction end date:
| Apr-14-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $275.79 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $275.07 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2000 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 11y 8m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 10 |
Occupation: | Civil Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $808 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 17% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| mboone06 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Erasing IRS Debt & Everything Else!
Purpose of loan:
This loan will be used to pay off the IRS, two other loans, and eliminate the credit cards.
My financial situation:
I am a good candidate for this loan because although I've made some mistakes in the past I've learned my lessons and now I have a solid credit rating.
Monthly net income: $ 2900
Monthly expenses: $
??Housing: $829
??Insurance: $ 124
??Car expenses: $
??Utilities: $ 65
??Phone, cable, internet: $ 130
??Food, entertainment: $ 125
??Clothing, household expenses $
??Credit cards and other loans: $320?
??Other expenses: $ 650
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/7/2010 4:26:33 PM |
| favorable-order8 | $25.00 | $25.00 | 4/7/2010 4:27:38 PM |
| worth-arch | $25.00 | $25.00 | 4/7/2010 4:28:32 PM |
| MissionMicroFinance | $25.00 | $25.00 | 4/7/2010 4:32:05 PM |
| hizzy | $25.00 | $25.00 | 4/7/2010 4:28:44 PM |
| AF-Chief | $28.00 | $28.00 | 4/7/2010 4:37:04 PM |
| selector568 | $91.31 | $91.31 | 4/7/2010 4:44:25 PM |
| Nerdster1 | $25.00 | $25.00 | 4/7/2010 4:47:09 PM |
| Avala | $50.00 | $50.00 | 4/7/2010 4:48:43 PM |
| delicious-social132 | $25.00 | $25.00 | 4/7/2010 4:48:52 PM |
| Loansforlife | $25.00 | $25.00 | 4/7/2010 4:45:04 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/7/2010 4:52:32 PM |
| availableloan | $25.00 | $25.00 | 4/7/2010 4:47:16 PM |
| Dap2005 | $25.00 | $25.00 | 4/7/2010 4:52:05 PM |
| syounker | $25.00 | $25.00 | 4/7/2010 4:52:17 PM |
| egw | $25.00 | $25.00 | 4/7/2010 4:48:10 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/7/2010 4:49:03 PM |
| hatuey99 | $25.00 | $25.00 | 4/7/2010 4:54:21 PM |
| najmn103 | $25.00 | $25.00 | 4/7/2010 4:56:15 PM |
| Gladglide | $29.59 | $29.59 | 4/7/2010 4:56:33 PM |
| the-bill-gatherer | $25.00 | $25.00 | 4/7/2010 4:55:08 PM |
| 350DGRZ | $25.00 | $25.00 | 4/7/2010 4:57:04 PM |
| mmckune | $25.00 | $25.00 | 4/7/2010 4:50:31 PM |
| steady-bazaar | $25.00 | $25.00 | 4/7/2010 4:56:00 PM |
| cash-merry-maker | $25.00 | $25.00 | 4/7/2010 4:56:08 PM |
| nickel-ferret | $25.00 | $25.00 | 4/7/2010 4:50:53 PM |
| successful-agreement7 | $50.00 | $50.00 | 4/7/2010 4:58:05 PM |
| euro-starter | $25.00 | $25.00 | 4/7/2010 4:51:20 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/7/2010 4:51:31 PM |
| chestnut4 | $25.00 | $25.00 | 4/7/2010 4:57:39 PM |
| cypressdev001 | $25.00 | $25.00 | 4/7/2010 4:58:03 PM |
| responsibility-mulberry | $25.00 | $25.00 | 4/7/2010 4:58:06 PM |
| intelligent-yield | $25.00 | $25.00 | 4/7/2010 4:58:58 PM |
| rhightower003 | $25.00 | $25.00 | 4/7/2010 4:59:11 PM |
| peb44 | $25.00 | $25.00 | 4/7/2010 4:52:25 PM |
| CO80487 | $25.00 | $25.00 | 4/7/2010 4:59:19 PM |
| coup173 | $25.00 | $25.00 | 4/7/2010 4:58:44 PM |
| jazz619 | $25.00 | $25.00 | 4/7/2010 4:58:53 PM |
| balance-voyager | $100.00 | $100.00 | 4/7/2010 4:59:03 PM |
| vivid-loot | $25.00 | $25.00 | 4/7/2010 4:52:59 PM |
| zento | $25.00 | $25.00 | 4/7/2010 5:00:42 PM |
| Phantom99 | $25.00 | $25.00 | 4/7/2010 5:01:01 PM |
| Cheburashka | $25.00 | $25.00 | 4/7/2010 5:01:30 PM |
| shrewd-deal | $25.00 | $25.00 | 4/7/2010 4:53:32 PM |
| Greenbak | $25.00 | $25.00 | 4/7/2010 5:01:40 PM |
| rupee-kung-fu7 | $25.00 | $25.00 | 4/7/2010 5:01:44 PM |
| balance6 | $25.00 | $25.00 | 4/7/2010 5:01:49 PM |
| revenue-pipeline | $25.00 | $25.00 | 4/7/2010 5:02:05 PM |
| DMCA | $50.00 | $50.00 | 4/7/2010 5:02:21 PM |
| RMB-Investments | $25.00 | $25.00 | 4/7/2010 5:01:45 PM |
| mdreiss | $25.00 | $25.00 | 4/7/2010 5:02:25 PM |
| loan-paladin470 | $25.00 | $25.00 | 4/7/2010 5:01:51 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/7/2010 5:02:27 PM |
| 108lender | $64.44 | $64.44 | 4/7/2010 5:02:06 PM |
| HedgeFund | $40.00 | $40.00 | 4/7/2010 5:02:13 PM |
| nanda | $25.00 | $25.00 | 4/7/2010 5:02:51 PM |
| the-determined-value | $25.00 | $25.00 | 4/7/2010 5:02:19 PM |
| desertoasis | $25.00 | $25.00 | 4/7/2010 5:02:23 PM |
| Interstate_Rate | $75.00 | $75.00 | 4/7/2010 5:02:33 PM |
| yield-seeker | $25.00 | $25.00 | 4/7/2010 5:02:36 PM |
| impartial-capital7 | $25.00 | $25.00 | 4/7/2010 4:56:22 PM |
| laudable-balance | $25.00 | $25.00 | 4/7/2010 5:02:41 PM |
| figs4u2 | $27.65 | $27.65 | 4/7/2010 5:34:08 PM |
| responsible-investment0 | $48.53 | $48.53 | 4/7/2010 4:59:07 PM |
| SeaDevil | $50.00 | $50.00 | 4/7/2010 5:00:14 PM |
| highcountry1 | $25.00 | $25.00 | 4/7/2010 6:03:20 PM |
| respectful-integrity3 | $25.00 | $25.00 | 4/7/2010 6:03:59 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/7/2010 5:01:19 PM |
| economy-producer | $25.00 | $25.00 | 4/7/2010 5:01:31 PM |
| shadowcredit | $25.00 | $25.00 | 4/7/2010 5:02:00 PM |
| alaco | $25.00 | $25.00 | 4/7/2010 5:02:11 PM |
| benefit-trident | $25.00 | $25.00 | 4/7/2010 7:37:20 PM |
| StudentInvestor07 | $25.00 | $25.00 | 4/7/2010 10:01:44 PM |
| RandyL3 | $99.00 | $99.00 | 4/8/2010 9:27:43 AM |
| amra | $25.00 | $25.00 | 4/8/2010 11:31:10 AM |
| mammalian4 | $25.00 | $25.00 | 4/8/2010 12:19:19 PM |
| Gar3field | $100.00 | $100.00 | 4/8/2010 12:46:20 PM |
| fair_rates | $25.00 | $25.00 | 4/8/2010 3:14:13 PM |
| grampy48 | $25.00 | $25.00 | 4/9/2010 6:29:23 AM |
| aganippe | $25.00 | $25.00 | 4/9/2010 7:16:36 AM |
| ujiba | $25.00 | $25.00 | 4/9/2010 11:08:40 AM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/9/2010 4:41:23 PM |
| Casper00 | $25.00 | $25.00 | 4/11/2010 2:36:49 PM |
| SummaCapital | $100.00 | $100.00 | 4/12/2010 11:50:38 AM |
| statenisland51 | $25.00 | $25.00 | 4/12/2010 5:00:28 PM |
| durability-halibut | $25.00 | $25.00 | 4/12/2010 10:40:15 PM |
| TheTimeIsNow | $25.00 | $25.00 | 4/13/2010 9:33:41 AM |
| octoberfresh | $25.00 | $25.00 | 4/13/2010 7:11:43 AM |
| Sven79 | $300.00 | $300.00 | 4/13/2010 11:02:12 AM |
| Prairie-MN | $30.00 | $30.00 | 4/13/2010 6:15:47 PM |
| FinHonest | $1,775.00 | $1,775.00 | 4/14/2010 12:04:17 AM |
| CPAinMaine | $25.00 | $25.00 | 4/13/2010 8:54:40 PM |
| mitcha1 | $25.00 | $25.00 | 4/14/2010 5:05:23 AM |
| booyah | $200.00 | $200.00 | 4/14/2010 5:11:20 AM |
| Ven58 | $25.00 | $25.00 | 4/14/2010 12:06:57 PM |
| protargol | $33.05 | $33.05 | 4/14/2010 3:57:53 PM |
| dahnkster | $38.64 | $38.64 | 4/14/2010 12:32:23 PM |
| kgeezy | $100.00 | $100.00 | 4/14/2010 12:42:12 PM |
| TakeCare | $25.00 | $25.00 | 4/14/2010 2:40:01 PM |
| lounges | $25.00 | $25.00 | 4/7/2010 4:27:07 PM |
| 3am-preacher | $25.00 | $25.00 | 4/7/2010 4:29:24 PM |
| sloak | $25.00 | $25.00 | 4/7/2010 4:43:55 PM |
| dingus | $25.00 | $25.00 | 4/7/2010 4:46:27 PM |
| ddog0224 | $25.00 | $25.00 | 4/7/2010 4:49:11 PM |
| dinero-speaker | $25.00 | $25.00 | 4/7/2010 4:49:18 PM |
| torion | $25.00 | $25.00 | 4/7/2010 4:48:29 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/7/2010 4:49:29 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/7/2010 4:49:45 PM |
| integrity-doctor | $100.00 | $100.00 | 4/7/2010 4:49:54 PM |
| cablenews | $25.00 | $25.00 | 4/7/2010 4:50:35 PM |
| Thunderswan | $50.00 | $50.00 | 4/7/2010 4:50:46 PM |
| radforj22 | $25.00 | $25.00 | 4/7/2010 4:51:12 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/7/2010 4:51:22 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/7/2010 4:52:44 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/7/2010 4:53:22 PM |
| hrubinst | $25.00 | $25.00 | 4/7/2010 4:48:23 PM |
| generous-commerce9 | $25.00 | $25.00 | 4/7/2010 4:55:01 PM |
| money-floret | $50.00 | $50.00 | 4/7/2010 4:57:05 PM |
| logical-reward8 | $25.00 | $25.00 | 4/7/2010 4:51:01 PM |
| BigMoney56 | $25.00 | $25.00 | 4/7/2010 4:56:24 PM |
| paladin847 | $25.00 | $25.00 | 4/7/2010 4:56:54 PM |
| Supernick | $50.00 | $50.00 | 4/7/2010 4:57:14 PM |
| ijspence | $25.00 | $25.00 | 4/7/2010 4:58:01 PM |
| windtalkers | $50.00 | $50.00 | 4/7/2010 4:58:51 PM |
| transparent-peace3 | $25.00 | $25.00 | 4/7/2010 4:59:00 PM |
| r0b3m4n | $25.00 | $25.00 | 4/7/2010 4:58:25 PM |
| Dharvesi | $25.00 | $25.00 | 4/7/2010 4:59:13 PM |
| 4the4ofus | $25.00 | $25.00 | 4/7/2010 4:58:47 PM |
| whois-JohnGalt | $25.00 | $25.00 | 4/7/2010 4:58:56 PM |
| TheJunker | $25.00 | $25.00 | 4/7/2010 4:59:08 PM |
| unassassinable | $25.00 | $25.00 | 4/7/2010 4:53:14 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/7/2010 4:59:55 PM |
| fiddlerzvi | $50.00 | $50.00 | 4/7/2010 5:01:38 PM |
| reward-adventure | $25.00 | $25.00 | 4/7/2010 5:02:07 PM |
| HHP | $25.00 | $25.00 | 4/7/2010 5:02:12 PM |
| dedication-merman | $25.00 | $25.00 | 4/7/2010 4:54:52 PM |
| NorthernFunds | $25.00 | $25.00 | 4/7/2010 5:01:48 PM |
| Mario2007 | $25.00 | $25.00 | 4/7/2010 5:02:30 PM |
| bewitching-asset3 | $25.00 | $25.00 | 4/7/2010 5:02:57 PM |
| life-is-great | $25.00 | $25.00 | 4/7/2010 5:02:29 PM |
| mizon291 | $50.00 | $50.00 | 4/7/2010 5:02:34 PM |
| currency-sergeant | $25.00 | $25.00 | 4/7/2010 5:02:39 PM |
| dospapalotes | $25.00 | $25.00 | 4/7/2010 5:02:43 PM |
| silver-philosopher | $25.00 | $25.00 | 4/7/2010 5:02:48 PM |
| BeemerRider | $25.00 | $25.00 | 4/7/2010 5:10:15 PM |
| innocent-loot | $25.00 | $25.00 | 4/7/2010 5:02:58 PM |
| jengachamp | $25.00 | $25.00 | 4/7/2010 4:57:51 PM |
| BuffetRocks | $50.00 | $50.00 | 4/7/2010 4:58:15 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/7/2010 5:34:04 PM |
| elegant-bonus | $25.00 | $25.00 | 4/7/2010 4:58:33 PM |
| asset-professor | $75.00 | $75.00 | 4/7/2010 5:00:28 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/7/2010 5:01:06 PM |
| direct-peso1 | $25.00 | $25.00 | 4/7/2010 5:01:46 PM |
| bambampk | $25.00 | $25.00 | 4/7/2010 5:02:04 PM |
| maldok1 | $25.00 | $25.00 | 4/7/2010 5:02:09 PM |
| Krozy | $25.00 | $25.00 | 4/7/2010 5:02:31 PM |
| harmonious-revenue7 | $40.34 | $40.34 | 4/7/2010 5:02:38 PM |
| JohnW12 | $25.00 | $25.00 | 4/7/2010 5:02:42 PM |
| lgs83 | $25.00 | $25.00 | 4/7/2010 5:02:55 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/7/2010 5:18:12 PM |
| monstersdad | $50.00 | $50.00 | 4/7/2010 5:34:14 PM |
| best-listing-toro | $25.00 | $25.00 | 4/8/2010 10:39:54 AM |
| zippy-revenue8 | $25.00 | $25.00 | 4/8/2010 5:43:24 PM |
| jrlvnv | $25.00 | $25.00 | 4/8/2010 9:06:55 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/8/2010 7:15:14 PM |
| jd006006 | $29.45 | $29.45 | 4/9/2010 12:20:49 PM |
| trade-structure | $25.00 | $25.00 | 4/9/2010 1:19:07 PM |
| XCWIZ007 | $50.00 | $50.00 | 4/9/2010 3:53:49 PM |
| all_of_that_one | $25.00 | $25.00 | 4/10/2010 8:02:19 AM |
| FmrEngr2Phd | $25.00 | $25.00 | 4/11/2010 9:28:03 AM |
| Flash80 | $150.00 | $150.00 | 4/10/2010 9:03:04 PM |
| Montgomery-Burns | $25.00 | $25.00 | 4/12/2010 10:45:38 AM |
| order-wizard | $25.00 | $25.00 | 4/12/2010 11:21:41 AM |
| starry2001 | $25.00 | $25.00 | 4/12/2010 5:04:31 PM |
| creative-finance7 | $25.00 | $25.00 | 4/12/2010 6:47:17 PM |
| spiff666 | $25.00 | $25.00 | 4/12/2010 8:33:39 PM |
| ToloUSN | $50.00 | $50.00 | 4/13/2010 8:53:22 AM |
| platinum-platoon | $25.00 | $25.00 | 4/13/2010 10:37:12 AM |
| KFB_Investments | $30.00 | $30.00 | 4/13/2010 2:08:05 PM |
| trustworthy-finance6 | $50.00 | $50.00 | 4/13/2010 5:01:13 PM |
| justinology | $25.00 | $25.00 | 4/13/2010 4:49:00 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/13/2010 8:16:02 PM |
| Moneypenny6 | $25.00 | $25.00 | 4/14/2010 6:49:39 AM |
| maximizer | $25.00 | $25.00 | 4/14/2010 9:51:17 AM |
| wwwUniversal | $25.00 | $25.00 | 4/14/2010 9:53:15 AM |
| ScottFinance | $25.00 | $25.00 | 4/14/2010 8:24:36 AM |
| rate-hickory | $25.00 | $25.00 | 4/14/2010 8:35:36 AM |
| The-CAPS-fan | $40.00 | $40.00 | 4/14/2010 9:26:59 AM |
| Pickmar | $25.00 | $25.00 | 4/14/2010 10:49:44 AM |
| yield-quest | $100.00 | $100.00 | 4/14/2010 12:12:15 PM |
| albertoeba | $50.00 | $50.00 | 4/14/2010 12:54:27 PM |
| Kelor99 | $25.00 | $25.00 | 4/14/2010 3:09:28 PM |
| 192 bids
|
Borrower Payment Dependent Notes Series
453313
This series of Notes was issued and sold upon the funding of the borrower loan #41938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,750.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-09-2010 |
| |
Auction end date:
| Apr-16-2010 |
|
|
Starting lender yield:
| 11.67% |
Starting borrower rate/APR:
| 12.67% / 13.02% |
Starting monthly payment:
| $159.29 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $149.51 |
| |
|
Auction yield range:
| 3.04% - 11.67% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 19
/
16 | Length of status: | 0y 7m |
|
Credit score:
| 800-819 (Apr-2010) |
Total credit lines:
| 37 |
Occupation: | Retail Management |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,016 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 9% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| worldly-capital |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Expansion
Purpose of loan will be to expand on?my dog agility and training business. The increase in business has required me to expand the area needed for?new employees and offices. If you are a dog lover,?then you know how much owners are willing to invest in their dog's training.?Help me make this facility one of the finest in Fort Worth.
My financial situation?shows that I always repay my debts. I have a great FICO score, and I will do everything to remain in the top-tier of creditworthiness. This is a VERY SECURE loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| moneynmotion | $25.00 | $25.00 | 4/9/2010 4:05:11 PM |
| fervent-repayment | $25.00 | $25.00 | 4/9/2010 4:05:42 PM |
| social-turtle4 | $25.00 | $25.00 | 4/9/2010 4:08:27 PM |
| 1phantom | $50.00 | $50.00 | 4/9/2010 4:09:22 PM |
| AmericanCredit | $25.00 | $25.00 | 4/9/2010 4:05:45 PM |
| elasermd | $100.00 | $100.00 | 4/9/2010 4:10:49 PM |
| iolaire | $25.00 | $25.00 | 4/9/2010 4:10:55 PM |
| bigballer105 | $50.00 | $50.00 | 4/9/2010 4:11:04 PM |
| MiniBank998 | $25.00 | $25.00 | 4/9/2010 4:11:28 PM |
| Topaz_John | $50.00 | $50.00 | 4/9/2010 4:11:39 PM |
| pbeach05 | $25.00 | $25.00 | 4/9/2010 4:08:25 PM |
| PittsburghCapital | $25.00 | $25.00 | 4/9/2010 4:11:46 PM |
| mrzz | $25.00 | $25.00 | 4/9/2010 4:04:43 PM |
| lifegrowth | $25.00 | $25.00 | 4/9/2010 4:13:06 PM |
| Mario2007 | $25.00 | $25.00 | 4/9/2010 4:13:38 PM |
| clean-loyalty | $25.00 | $25.00 | 4/9/2010 4:10:46 PM |
| Pasagam | $25.00 | $25.00 | 4/9/2010 4:11:02 PM |
| GRI | $25.00 | $25.00 | 4/9/2010 4:11:20 PM |
| PumpkinHead406 | $25.00 | $25.00 | 4/9/2010 4:11:27 PM |
| tokyopete23 | $25.00 | $25.00 | 4/9/2010 4:11:33 PM |
| rolandweary | $30.00 | $30.00 | 4/9/2010 4:07:47 PM |
| worthy-truth | $25.00 | $25.00 | 4/9/2010 4:11:54 PM |
| andyb9 | $25.00 | $25.00 | 4/9/2010 4:12:14 PM |
| NeighborlyImprovements | $25.00 | $25.00 | 4/9/2010 4:08:43 PM |
| briphi | $25.00 | $25.00 | 4/9/2010 4:15:28 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 4/9/2010 4:12:43 PM |
| credit-force5 | $25.00 | $25.00 | 4/9/2010 4:15:35 PM |
| listenfirst | $49.00 | $49.00 | 4/9/2010 4:15:51 PM |
| Dap2005 | $100.00 | $100.00 | 4/9/2010 4:13:33 PM |
| guardlender | $25.00 | $25.00 | 4/9/2010 4:13:37 PM |
| PA2LA | $25.00 | $25.00 | 4/9/2010 4:16:35 PM |
| first-pragmatic-note | $25.00 | $25.00 | 4/9/2010 4:10:36 PM |
| baseballfan111 | $25.00 | $25.00 | 4/9/2010 4:11:05 PM |
| knowledgeable-revenue | $25.00 | $25.00 | 4/9/2010 4:11:16 PM |
| community-pipeline | $35.82 | $35.82 | 4/9/2010 4:11:25 PM |
| bconn078 | $25.00 | $25.00 | 4/9/2010 4:11:29 PM |
| fuzed | $65.00 | $65.00 | 4/9/2010 4:17:48 PM |
| successful-euro | $75.00 | $75.00 | 4/9/2010 4:15:27 PM |
| TakeCare | $50.00 | $50.00 | 4/9/2010 4:15:34 PM |
| teller | $60.00 | $60.00 | 4/9/2010 4:15:39 PM |
| phredd | $75.00 | $75.00 | 4/9/2010 4:15:53 PM |
| newest-orbital-justice | $50.00 | $50.00 | 4/9/2010 4:19:06 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 4/9/2010 4:13:03 PM |
| gnar | $25.00 | $25.00 | 4/9/2010 4:13:06 PM |
| kcole10 | $25.00 | $25.00 | 4/9/2010 4:13:10 PM |
| friendly-worth3 | $25.00 | $25.00 | 4/9/2010 4:13:19 PM |
| webfeet | $25.00 | $25.00 | 4/9/2010 4:13:41 PM |
| RMB-Investments | $25.00 | $25.00 | 4/9/2010 4:17:47 PM |
| ProfPC | $25.00 | $25.00 | 4/9/2010 4:17:51 PM |
| USMC0311 | $25.00 | $25.00 | 4/9/2010 4:18:08 PM |
| galtsgulch | $25.00 | $25.00 | 4/9/2010 4:18:38 PM |
| unique-order8 | $25.00 | $25.00 | 4/9/2010 4:19:02 PM |
| jh157765 | $25.00 | $25.00 | 4/9/2010 4:15:42 PM |
| Thunderswan | $50.00 | $19.78 | 4/9/2010 4:24:16 PM |
| bjmazur | $25.00 | $25.00 | 4/9/2010 4:17:49 PM |
| maldok1 | $25.00 | $25.00 | 4/9/2010 4:18:23 PM |
| klinebarger | $25.00 | $25.00 | 4/9/2010 4:18:33 PM |
| nletunic | $25.00 | $25.00 | 4/9/2010 4:18:37 PM |
| asset-professor | $85.22 | $85.22 | 4/9/2010 4:18:42 PM |
| SC98007 | $25.00 | $25.00 | 4/9/2010 4:23:37 PM |
| ToloUSN | $50.00 | $50.00 | 4/15/2010 7:30:14 AM |
| tomjac2000 | $25.00 | $25.00 | 4/15/2010 8:18:54 PM |
| hondo44 | $30.00 | $30.00 | 4/16/2010 5:42:29 AM |
| BankofPaul | $45.00 | $45.00 | 4/16/2010 6:04:56 AM |
| Rivermaverick | $25.00 | $25.00 | 4/16/2010 8:06:37 AM |
| Ganthiel | $50.00 | $50.00 | 4/16/2010 7:52:51 AM |
| DoctorJoe | $50.00 | $50.00 | 4/16/2010 3:52:46 PM |
| BristolGarden | $50.00 | $50.00 | 4/16/2010 2:21:48 PM |
| favorable-order8 | $25.00 | $25.00 | 4/9/2010 4:05:43 PM |
| peerlender | $30.00 | $30.00 | 4/9/2010 4:05:56 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/9/2010 4:06:07 PM |
| ohnezweck | $25.00 | $25.00 | 4/9/2010 4:04:35 PM |
| slobberjob | $25.00 | $25.00 | 4/9/2010 4:09:30 PM |
| note-sensation | $25.00 | $25.00 | 4/9/2010 4:11:00 PM |
| otter | $25.00 | $25.00 | 4/9/2010 4:08:00 PM |
| Kaj | $25.00 | $25.00 | 4/9/2010 4:08:09 PM |
| TrustOne | $25.00 | $25.00 | 4/9/2010 4:11:24 PM |
| doobieBear | $25.00 | $25.00 | 4/9/2010 4:11:40 PM |
| smart-leverage7 | $25.00 | $25.00 | 4/9/2010 4:08:47 PM |
| vegibenz | $25.00 | $25.00 | 4/9/2010 4:13:39 PM |
| UncleTupelo2 | $25.00 | $25.00 | 4/9/2010 4:11:18 PM |
| Cain5031 | $25.00 | $25.00 | 4/9/2010 4:11:34 PM |
| diligent-leverage | $25.00 | $25.00 | 4/9/2010 4:12:13 PM |
| awwaww | $25.00 | $25.00 | 4/9/2010 4:12:17 PM |
| KeepOnRunning | $50.00 | $50.00 | 4/9/2010 4:12:27 PM |
| transparency-halo | $25.00 | $25.00 | 4/9/2010 4:15:29 PM |
| unforgettable-order9 | $100.00 | $100.00 | 4/9/2010 4:15:32 PM |
| edgeofpdx | $25.00 | $25.00 | 4/9/2010 4:15:41 PM |
| steady-gain5 | $25.00 | $25.00 | 4/9/2010 4:15:44 PM |
| scottssm | $25.00 | $25.00 | 4/9/2010 4:15:47 PM |
| roccofox | $50.00 | $50.00 | 4/9/2010 4:13:08 PM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/9/2010 4:13:13 PM |
| jjb3 | $25.00 | $25.00 | 4/9/2010 4:16:11 PM |
| kenji4861 | $25.00 | $25.00 | 4/9/2010 4:10:13 PM |
| daveseansworld | $25.00 | $25.00 | 4/9/2010 4:13:32 PM |
| axl163 | $25.00 | $25.00 | 4/9/2010 4:16:28 PM |
| johntina | $50.00 | $50.00 | 4/9/2010 4:16:31 PM |
| MAJESTIC5 | $50.00 | $50.00 | 4/9/2010 4:16:36 PM |
| worldly-kindness8 | $25.00 | $25.00 | 4/9/2010 4:11:02 PM |
| Speculator | $50.00 | $50.00 | 4/9/2010 4:11:06 PM |
| panegryst | $25.00 | $25.00 | 4/9/2010 4:11:20 PM |
| gentle-gold | $25.00 | $25.00 | 4/9/2010 4:11:27 PM |
| bowdish1 | $100.00 | $100.00 | 4/9/2010 4:15:19 PM |
| cjames84 | $25.00 | $25.00 | 4/9/2010 4:17:44 PM |
| contract-lotus | $25.00 | $25.00 | 4/9/2010 4:15:24 PM |
| ramsbladder | $25.00 | $25.00 | 4/9/2010 4:18:01 PM |
| winter-vigilance | $25.00 | $25.00 | 4/9/2010 4:15:37 PM |
| Microfinancer | $25.00 | $25.00 | 4/9/2010 4:18:41 PM |
| Philosonie | $25.00 | $25.00 | 4/9/2010 4:16:33 PM |
| checkers38 | $49.42 | $49.42 | 4/9/2010 4:13:18 PM |
| woodenshoes | $25.00 | $25.00 | 4/9/2010 4:13:48 PM |
| bigdogsafety1 | $25.00 | $25.00 | 4/9/2010 4:17:50 PM |
| MTLoans | $25.00 | $25.00 | 4/9/2010 4:14:21 PM |
| srgriff | $25.00 | $25.00 | 4/9/2010 4:18:45 PM |
| Merganser | $25.00 | $25.00 | 4/9/2010 4:15:26 PM |
| fishtale | $25.00 | $25.00 | 4/9/2010 4:15:31 PM |
| bewitching-asset3 | $39.88 | $39.88 | 4/9/2010 4:15:38 PM |
| buraky | $25.00 | $25.00 | 4/9/2010 4:15:45 PM |
| alpinaut | $25.00 | $25.00 | 4/9/2010 4:16:03 PM |
| aggielender | $50.00 | $50.00 | 4/9/2010 4:16:12 PM |
| mizon291 | $50.00 | $50.00 | 4/9/2010 4:23:56 PM |
| radforj22 | $25.00 | $25.00 | 4/9/2010 4:24:07 PM |
| toblerone | $50.00 | $50.00 | 4/9/2010 4:18:43 PM |
| Walkingcowboy | $25.00 | $25.00 | 4/9/2010 4:23:19 PM |
| rustylix | $25.00 | $25.00 | 4/9/2010 4:23:39 PM |
| SpotLending | $50.00 | $50.00 | 4/10/2010 7:06:33 AM |
| plbquic | $25.00 | $25.00 | 4/12/2010 2:56:46 PM |
| octoberfresh | $25.00 | $25.00 | 4/13/2010 7:02:35 AM |
| highland-glass | $150.00 | $150.00 | 4/14/2010 9:36:38 AM |
| 12Knocksinna | $25.00 | $25.00 | 4/15/2010 1:53:44 AM |
| dmitriy2 | $25.00 | $25.00 | 4/15/2010 4:48:35 PM |
| dbaoracle | $50.00 | $50.00 | 4/15/2010 11:38:20 PM |
| flshdaskll | $25.00 | $25.00 | 4/16/2010 4:12:59 AM |
| Bamaman205 | $35.88 | $35.88 | 4/16/2010 9:08:50 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/16/2010 8:44:45 AM |
| Lotsofbears | $25.00 | $25.00 | 4/16/2010 10:13:45 AM |
| red-contract-wonder | $75.00 | $75.00 | 4/16/2010 3:13:06 PM |
| 137 bids
|
Borrower Payment Dependent Notes Series
453323
This series of Notes was issued and sold upon the funding of the borrower loan #41798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 7.0% |
Auction start date:
| Apr-08-2010 |
| |
Auction end date:
| Apr-15-2010 |
|
|
Starting lender yield:
| 18.00% |
Starting borrower rate/APR:
| 19.00% / 21.22% |
Starting monthly payment:
| $384.89 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 21.22% |
Final monthly payment:
| $384.89 |
| |
|
Auction yield range:
| 8.04% - 18.00% |
Estimated loss impact:
| 7.42% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.58% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 26
/
24 | Length of status: | 2y 11m |
|
Credit score:
| 760-779 (Mar-2010) |
Total credit lines:
| 48 |
Occupation: | Engineer - Mechanic... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,265 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 29% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| profreshonal |
Borrower's state:
| NewYork |
Borrower's group:
| All In The Family |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $18,200.00 | < mo. late:
| 0
( 0% )
| 700-719
(Sep-2008)
680-699
(Jan-2008)
720-739
(May-2007)
|
|
Principal balance:
| $5,276.86 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 47 | | |
Description
Time 2 Consolidate 4 Low Int. Rate
This loan will be used to consolidate the remaining debt from Starting a Family Friendly Barbershop in a local mall. The barbershop has done well and I would like to have a lower interest rate on the remaining debt.?
I have?5 licensed barbers?with their own clientele who have been barbers in this?Barber Salon?since it has opened. The space holds?8 stations comfortably.?On average the barbers have made $800 - $1200 weekly.
I work full-time for the government and have rental property?income from investment property I have owned since 2001. Monthly net from the Barber Salon is $2,300?after all of my expenses. And I HAVE PERFECT PROSPER HISTORY
The net amount includes all operating expenses and a loan repayment of $600 deducted.
FYI - I have no idea why Prosper is giving my rating a C, they have my FICO score as 760-790, my income is higher and my revolving is lower. I noticed they dropped my score a letter every time I borrow and I paid my previous Prosper?Loan off early.
Information in the Description is not verified.
Friends And Family Winning Bids
toocute has bid a total of
$150.00 in winning bids.
Signaturestyle has bid a total of
$50.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dloan | $25.00 | $25.00 | 4/8/2010 4:12:55 PM |
| income-fortress | $25.00 | $25.00 | 4/8/2010 4:31:09 PM |
| buphigam | $25.00 | $25.00 | 4/8/2010 4:38:25 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/8/2010 7:25:43 PM |
| aganippe | $50.00 | $50.00 | 4/9/2010 6:48:26 AM |
| trade-structure | $25.00 | $25.00 | 4/9/2010 1:40:40 PM |
| slojudy | $25.00 | $25.00 | 4/10/2010 1:28:54 PM |
| Signaturestyle | $50.00 | $50.00 | 4/10/2010 7:17:43 PM |
| Bank_Of_XL | $25.00 | $25.00 | 4/11/2010 8:29:53 AM |
| USMP | $100.00 | $100.00 | 4/11/2010 5:29:30 PM |
| duty-monger | $50.00 | $50.00 | 4/12/2010 8:09:03 AM |
| asset-fanatic | $25.00 | $25.00 | 4/12/2010 12:53:14 PM |
| diedebtdie | $35.92 | $35.92 | 4/12/2010 6:05:39 PM |
| reflective-rupee | $100.00 | $100.00 | 4/13/2010 10:14:38 AM |
| rovo | $25.00 | $25.00 | 4/13/2010 3:53:56 PM |
| whistle4 | $25.00 | $25.00 | 4/13/2010 4:24:04 PM |
| order-wizard | $50.00 | $50.00 | 4/13/2010 5:48:41 PM |
| 113121 | $25.00 | $25.00 | 4/14/2010 6:48:17 AM |
| supreme-hope | $25.00 | $25.00 | 4/13/2010 7:59:11 PM |
| loanman2007 | $200.00 | $200.00 | 4/14/2010 6:12:37 AM |
| well-mannered-income3 | $125.00 | $125.00 | 4/14/2010 1:49:32 PM |
| Aberdeen | $500.00 | $500.00 | 4/14/2010 8:27:54 PM |
| unforgettable-moola1 | $30.00 | $30.00 | 4/14/2010 6:20:16 PM |
| brightest-excellent-rate | $50.00 | $50.00 | 4/14/2010 6:58:22 PM |
| orange-pound-party | $40.00 | $40.00 | 4/15/2010 7:03:47 AM |
| Imaginos1892 | $100.00 | $100.00 | 4/14/2010 8:24:27 PM |
| velocity-winner | $25.00 | $25.00 | 4/15/2010 8:33:04 AM |
| Sol_Invictus | $25.00 | $25.00 | 4/15/2010 8:53:09 AM |
| malomar66 | $45.00 | $45.00 | 4/14/2010 10:28:57 PM |
| smart-gold | $25.00 | $25.00 | 4/15/2010 9:42:41 AM |
| usedtoborrow | $60.17 | $60.17 | 4/14/2010 8:27:45 PM |
| wonder3 | $25.00 | $25.00 | 4/15/2010 6:42:17 AM |
| whatreality | $32.71 | $32.71 | 4/15/2010 8:02:09 AM |
| bondhedger | $25.00 | $25.00 | 4/15/2010 8:48:59 AM |
| Leshan | $100.00 | $100.00 | 4/15/2010 6:29:00 AM |
| favorite-commerce | $25.00 | $25.00 | 4/15/2010 9:28:22 AM |
| Your_Bank | $200.00 | $200.00 | 4/15/2010 7:14:29 AM |
| 113121 | $364.60 | $364.60 | 4/15/2010 7:40:33 AM |
| well-mannered-income3 | $75.00 | $75.00 | 4/15/2010 10:48:43 AM |
| Ogerta | $100.00 | $29.91 | 4/15/2010 10:11:47 AM |
| 113121 | $142.26 | $142.26 | 4/15/2010 11:20:13 AM |
| FallonCredit | $27.50 | $27.50 | 4/15/2010 11:55:46 AM |
| srthsvghdthtr | $25.00 | $25.00 | 4/15/2010 2:08:58 PM |
| mpatrick | $50.00 | $50.00 | 4/15/2010 2:38:29 PM |
| trumpeter5 | $25.00 | $25.00 | 4/15/2010 3:08:36 PM |
| patriot384 | $150.00 | $150.00 | 4/15/2010 3:47:27 PM |
| loot-motion | $26.11 | $26.11 | 4/15/2010 3:48:49 PM |
| credit-missile | $204.63 | $204.63 | 4/15/2010 12:50:18 PM |
| DG2007 | $25.00 | $25.00 | 4/15/2010 1:38:03 PM |
| FinanceEngine | $35.00 | $35.00 | 4/15/2010 3:10:36 PM |
| Nerdster1 | $25.00 | $25.00 | 4/15/2010 3:13:19 PM |
| TakeCare | $50.00 | $50.00 | 4/15/2010 2:16:06 PM |
| TakeCare | $50.00 | $50.00 | 4/15/2010 2:23:10 PM |
| GyJAV_BNCCo | $35.00 | $35.00 | 4/15/2010 3:40:46 PM |
| BankofBeth | $25.00 | $25.00 | 4/15/2010 3:26:19 PM |
| DasMula | $25.00 | $25.00 | 4/15/2010 3:41:02 PM |
| unger | $50.00 | $50.00 | 4/15/2010 3:43:21 PM |
| credit-missile | $25.00 | $25.00 | 4/15/2010 3:56:12 PM |
| OoM | $25.00 | $25.00 | 4/15/2010 4:01:25 PM |
| toocute | $150.00 | $150.00 | 4/8/2010 6:36:45 PM |
| JustMee | $25.00 | $25.00 | 4/8/2010 7:08:17 PM |
| eaglecamp | $400.00 | $400.00 | 4/9/2010 4:27:51 PM |
| Bigj | $50.00 | $50.00 | 4/10/2010 4:20:10 PM |
| lively-exchange | $25.00 | $25.00 | 4/10/2010 1:28:04 PM |
| cognizant-rate732 | $50.00 | $50.00 | 4/10/2010 1:29:47 PM |
| ptjg | $50.00 | $50.00 | 4/11/2010 9:46:31 AM |
| jgar_O | $25.00 | $25.00 | 4/11/2010 5:24:49 PM |
| Kash2010lu | $25.00 | $25.00 | 4/11/2010 7:32:56 PM |
| allbalooboy2 | $50.00 | $50.00 | 4/11/2010 6:12:48 PM |
| mrreynol | $25.00 | $25.00 | 4/12/2010 4:20:06 PM |
| shrewd-asset | $25.00 | $25.00 | 4/12/2010 6:30:04 PM |
| jhouman | $25.00 | $25.00 | 4/13/2010 10:44:41 AM |
| pure-silver | $25.00 | $25.00 | 4/13/2010 11:12:04 AM |
| debtcollector | $50.00 | $50.00 | 4/13/2010 9:30:53 PM |
| reflective-rupee | $2,500.00 | $2,500.00 | 4/14/2010 9:28:59 AM |
| catalystcf | $25.00 | $25.00 | 4/14/2010 2:44:32 PM |
| silver-armada | $100.00 | $100.00 | 4/14/2010 4:27:01 PM |
| qcksilvr20 | $100.00 | $100.00 | 4/14/2010 6:17:34 PM |
| clemclan | $25.00 | $25.00 | 4/14/2010 6:38:45 PM |
| tortugato | $250.00 | $250.00 | 4/14/2010 8:09:21 PM |
| Aberdeen | $400.00 | $400.00 | 4/14/2010 8:27:56 PM |
| rlaboy | $25.00 | $25.00 | 4/14/2010 10:28:06 PM |
| fantastic-investment | $100.00 | $100.00 | 4/14/2010 11:37:54 PM |
| Ray3486 | $25.00 | $25.00 | 4/14/2010 6:37:16 PM |
| Your_Bank | $50.00 | $50.00 | 4/15/2010 7:11:41 AM |
| Your_Bank | $50.00 | $50.00 | 4/15/2010 7:13:21 AM |
| Aberdeen | $400.00 | $400.00 | 4/14/2010 8:27:55 PM |
| tender-ore | $25.00 | $25.00 | 4/14/2010 9:33:40 PM |
| RecoveryLender | $25.00 | $25.00 | 4/15/2010 3:56:10 AM |
| Aberdeen | $400.00 | $400.00 | 4/14/2010 8:27:55 PM |
| Your_Bank | $50.00 | $50.00 | 4/15/2010 7:12:07 AM |
| CashBank | $25.00 | $25.00 | 4/15/2010 8:38:09 AM |
| credit-coach118 | $115.00 | $115.00 | 4/15/2010 9:01:25 AM |
| Your_Bank | $50.00 | $50.00 | 4/15/2010 7:13:57 AM |
| whatreality | $25.00 | $25.00 | 4/15/2010 8:00:39 AM |
| shrewd-income | $100.00 | $100.00 | 4/15/2010 8:23:04 AM |
| The-CAPS-fan | $34.00 | $34.00 | 4/15/2010 8:47:22 AM |
| twjh | $25.00 | $25.00 | 4/15/2010 11:23:54 AM |
| Your_Bank | $100.00 | $100.00 | 4/15/2010 10:24:54 AM |
| fairness-atmosphere | $27.35 | $27.35 | 4/15/2010 11:12:25 AM |
| 113121 | $200.00 | $200.00 | 4/15/2010 11:18:59 AM |
| autonomous-truth | $200.00 | $200.00 | 4/15/2010 1:59:20 PM |
| prohelper | $25.00 | $25.00 | 4/15/2010 2:00:20 PM |
| DasMula | $25.00 | $25.00 | 4/15/2010 3:40:49 PM |
| friendinmoney | $53.57 | $53.57 | 4/15/2010 3:59:02 PM |
| Feyenoord | $86.27 | $86.27 | 4/15/2010 3:45:16 PM |
| 106 bids
|
Borrower Payment Dependent Notes Series
453855
This series of Notes was issued and sold upon the funding of the borrower loan #41853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-15-2010 |
| |
Auction end date:
| Apr-18-2010 |
|
|
Starting lender yield:
| 6.43% |
Starting borrower rate/APR:
| 7.43% / 7.77% |
Starting monthly payment:
| $139.83 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $139.15 |
| |
|
Auction yield range:
| 3.04% - 6.43% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 7m |
|
Credit score:
| 800-819 (Apr-2010) |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,994 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 6% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| octupul |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < mo. late:
| 0
( 0% )
| 700-719
(Sep-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
2nd Prosper Loan, Debt consl
Purpose of loan:
I am using this loan for some debt consolidation.? I have already paid off a big bulk with a previous prosper loan and figured it worked out well and I should do it again to pay off the last part.
My financial situation:
I have never missed a payment.? I have a good credit score with a good credit history.? I have worked in my current field full time for 9 years with no downtime between jobs.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| worthy-wealth3 | $25.00 | $25.00 | 4/15/2010 11:43:52 AM |
| kenji4861 | $25.00 | $25.00 | 4/15/2010 11:36:07 AM |
| meux99 | $25.00 | $25.00 | 4/15/2010 11:37:01 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/15/2010 11:30:54 AM |
| epicanthal | $25.00 | $25.00 | 4/15/2010 11:32:14 AM |
| TheMan | $25.00 | $25.00 | 4/15/2010 11:43:25 AM |
| OLYVRC | $25.00 | $25.00 | 4/15/2010 11:44:12 AM |
| fortytwo | $100.00 | $100.00 | 4/15/2010 11:47:15 AM |
| radforj22 | $25.00 | $25.00 | 4/15/2010 11:55:05 AM |
| satisfying-durability | $25.00 | $25.00 | 4/15/2010 11:55:39 AM |
| bowdish1 | $100.00 | $100.00 | 4/15/2010 11:50:19 AM |
| antlr | $25.00 | $25.00 | 4/15/2010 11:46:00 AM |
| Barak | $40.00 | $40.00 | 4/15/2010 11:58:44 AM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/15/2010 11:58:55 AM |
| KeepOnRunning | $50.00 | $50.00 | 4/15/2010 11:49:33 AM |
| fantastic-openness | $50.00 | $50.00 | 4/15/2010 12:02:49 PM |
| Supernick | $50.00 | $50.00 | 4/15/2010 12:06:32 PM |
| nickel-ferret | $25.00 | $25.00 | 4/15/2010 11:55:20 AM |
| HHP | $25.00 | $25.00 | 4/15/2010 12:03:32 PM |
| skuba | $25.00 | $25.00 | 4/15/2010 12:01:26 PM |
| TakeCare | $50.00 | $50.00 | 4/15/2010 12:08:04 PM |
| DonaldColorado | $25.00 | $25.00 | 4/15/2010 12:08:28 PM |
| bchen78875 | $50.00 | $50.00 | 4/15/2010 1:00:45 PM |
| evnagelist | $25.00 | $25.00 | 4/15/2010 12:10:02 PM |
| iolaire | $25.00 | $25.00 | 4/15/2010 1:43:55 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/15/2010 12:38:09 PM |
| octoberfresh | $25.00 | $25.00 | 4/15/2010 3:29:00 PM |
| LenderCB | $50.00 | $50.00 | 4/15/2010 10:05:18 PM |
| Havana21 | $50.00 | $50.00 | 4/15/2010 10:23:10 PM |
| dproxima | $26.00 | $26.00 | 4/15/2010 7:57:25 PM |
| schpere | $25.00 | $25.00 | 4/16/2010 4:44:54 AM |
| lowrate | $25.00 | $25.00 | 4/16/2010 12:33:01 AM |
| Artist_Blue | $25.00 | $25.00 | 4/16/2010 7:44:53 AM |
| blot44 | $25.00 | $25.00 | 4/16/2010 5:39:22 AM |
| djs81 | $25.00 | $25.00 | 4/16/2010 10:31:00 AM |
| market-mover | $25.00 | $25.00 | 4/16/2010 10:42:09 AM |
| AmericanCredit | $25.00 | $25.00 | 4/16/2010 10:33:04 AM |
| Rdodson11 | $25.00 | $25.00 | 4/16/2010 10:34:16 AM |
| Asynch | $25.00 | $25.00 | 4/16/2010 10:42:00 AM |
| unclejaef | $25.00 | $25.00 | 4/16/2010 12:02:02 PM |
| xyzlmno | $25.00 | $25.00 | 4/16/2010 12:02:08 PM |
| superchicken | $25.00 | $25.00 | 4/16/2010 12:02:24 PM |
| cv | $40.00 | $40.00 | 4/16/2010 3:34:55 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/16/2010 1:15:26 PM |
| tomdooley12520 | $25.00 | $25.00 | 4/16/2010 1:57:36 PM |
| Coarch | $25.00 | $25.00 | 4/16/2010 2:07:56 PM |
| Fillinganeed | $75.00 | $75.00 | 4/16/2010 2:30:30 PM |
| otalon | $25.00 | $25.00 | 4/16/2010 3:19:45 PM |
| Cai8899 | $45.00 | $45.00 | 4/16/2010 4:37:37 PM |
| SNH | $50.00 | $50.00 | 4/16/2010 6:32:46 PM |
| DukSerduk | $25.00 | $25.00 | 4/16/2010 6:33:10 PM |
| intuitive-bill | $25.00 | $25.00 | 4/16/2010 5:49:52 PM |
| ohnezweck | $25.00 | $25.00 | 4/17/2010 8:20:01 AM |
| perlindc | $49.08 | $49.08 | 4/17/2010 8:20:33 AM |
| deepventures | $25.00 | $25.00 | 4/17/2010 8:21:18 AM |
| bayareainv | $100.00 | $100.00 | 4/17/2010 8:21:33 AM |
| Sigonio | $25.00 | $25.00 | 4/17/2010 8:21:36 AM |
| neighborly-power8 | $100.00 | $100.00 | 4/17/2010 8:41:42 AM |
| dollarsforrent | $50.00 | $50.00 | 4/17/2010 9:01:45 AM |
| Sam65 | $25.00 | $25.00 | 4/17/2010 8:21:20 AM |
| dumbass | $25.00 | $25.00 | 4/17/2010 8:22:31 AM |
| BaxterEvil | $25.00 | $25.00 | 4/17/2010 8:20:23 AM |
| airon7 | $25.00 | $25.00 | 4/17/2010 8:20:55 AM |
| broepke | $25.00 | $25.00 | 4/17/2010 8:21:19 AM |
| wwwUniversal | $25.00 | $25.00 | 4/17/2010 8:23:49 AM |
| marala4285 | $25.00 | $25.00 | 4/18/2010 6:51:44 AM |
| dbanwart | $25.00 | $25.00 | 4/17/2010 6:59:53 PM |
| dontjader | $50.00 | $50.00 | 4/17/2010 11:53:04 AM |
| red-contract-wonder | $25.00 | $25.00 | 4/17/2010 4:14:05 PM |
| truth-image | $50.00 | $50.00 | 4/15/2010 11:45:47 AM |
| lagnisiruk | $25.00 | $25.00 | 4/15/2010 11:46:33 AM |
| swiftsoul | $25.00 | $25.00 | 4/15/2010 11:42:48 AM |
| mrzz | $25.00 | $25.00 | 4/15/2010 11:48:10 AM |
| peerlender | $30.00 | $30.00 | 4/15/2010 11:48:36 AM |
| delicious-social132 | $40.00 | $40.00 | 4/15/2010 11:56:18 AM |
| Ivan2007 | $25.00 | $25.00 | 4/15/2010 11:48:03 AM |
| mtp | $50.00 | $50.00 | 4/15/2010 11:48:58 AM |
| Okeey | $100.00 | $100.00 | 4/15/2010 12:06:59 PM |
| turbospeed | $25.00 | $25.00 | 4/15/2010 12:01:53 PM |
| meenan | $25.00 | $25.00 | 4/15/2010 11:58:33 AM |
| careful-note | $50.00 | $50.00 | 4/15/2010 11:59:36 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/15/2010 12:11:30 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/15/2010 12:00:26 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/15/2010 12:07:25 PM |
| magical-greenback | $25.00 | $25.00 | 4/15/2010 12:02:08 PM |
| codavee | $50.00 | $50.00 | 4/15/2010 12:03:02 PM |
| authoritative-capital | $25.00 | $25.00 | 4/15/2010 12:09:44 PM |
| bright-balance | $25.00 | $25.00 | 4/15/2010 12:04:54 PM |
| julijask | $35.00 | $35.00 | 4/15/2010 2:38:09 PM |
| contract-eagle | $25.00 | $25.00 | 4/15/2010 12:08:41 PM |
| red-trade-cologne | $25.00 | $25.00 | 4/15/2010 12:10:11 PM |
| RusRobo | $25.00 | $25.00 | 4/15/2010 3:31:07 PM |
| GElender | $50.00 | $50.00 | 4/15/2010 4:00:51 PM |
| springpanda | $25.00 | $25.00 | 4/15/2010 2:44:53 PM |
| snazzet | $25.00 | $25.00 | 4/15/2010 6:37:30 PM |
| cebgop | $25.00 | $25.00 | 4/15/2010 8:39:59 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/15/2010 8:15:12 PM |
| bonus-adventure3 | $33.22 | $33.22 | 4/16/2010 3:03:05 AM |
| jsw7us | $28.01 | $28.01 | 4/16/2010 3:11:25 AM |
| MiniBank998 | $25.00 | $25.00 | 4/16/2010 7:28:01 AM |
| lastelias | $32.48 | $32.48 | 4/16/2010 8:54:37 AM |
| LoanAngel | $25.00 | $25.00 | 4/16/2010 9:19:13 AM |
| Daneistes | $100.00 | $100.00 | 4/16/2010 9:35:44 AM |
| Tradesmanlender | $25.00 | $25.00 | 4/16/2010 9:38:05 AM |
| teller | $60.00 | $60.00 | 4/16/2010 10:11:53 AM |
| MissionMicroFinance | $25.00 | $25.00 | 4/16/2010 12:02:00 PM |
| RandyL3 | $99.00 | $99.00 | 4/16/2010 3:00:02 PM |
| cptproton | $25.00 | $25.00 | 4/16/2010 5:03:39 PM |
| luper | $30.00 | $30.00 | 4/16/2010 9:49:39 PM |
| KiwiElf | $30.00 | $30.00 | 4/17/2010 8:20:19 AM |
| credit-coach118 | $40.00 | $40.00 | 4/17/2010 8:21:16 AM |
| johannesfactotum | $25.00 | $25.00 | 4/17/2010 8:21:21 AM |
| pipopirate | $25.00 | $25.00 | 4/17/2010 8:21:29 AM |
| sisterkate | $25.00 | $25.00 | 4/17/2010 8:21:34 AM |
| acropiloterau2002 | $25.00 | $25.00 | 4/17/2010 8:21:39 AM |
| nhm | $50.00 | $32.21 | 4/17/2010 8:22:34 AM |
| important-ore | $100.00 | $100.00 | 4/16/2010 9:33:57 PM |
| bruin558 | $80.00 | $80.00 | 4/17/2010 8:20:27 AM |
| reueljw | $25.00 | $25.00 | 4/17/2010 8:20:34 AM |
| stensonb | $25.00 | $25.00 | 4/17/2010 8:21:17 AM |
| Captain88 | $25.00 | $25.00 | 4/17/2010 8:21:22 AM |
| BiggestG | $25.00 | $25.00 | 4/17/2010 8:22:30 AM |
| Emgolda | $25.00 | $25.00 | 4/17/2010 8:22:33 AM |
| emt747 | $25.00 | $25.00 | 4/17/2010 8:00:14 AM |
| jblack01 | $25.00 | $25.00 | 4/17/2010 8:19:59 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 4/17/2010 8:21:23 AM |
| TK4 | $25.00 | $25.00 | 4/17/2010 8:21:41 AM |
| Castellan | $25.00 | $25.00 | 4/17/2010 8:22:22 AM |
| 128 bids
|
Borrower Payment Dependent Notes Series
453857
This series of Notes was issued and sold upon the funding of the borrower loan #41868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Apr-12-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 13.03% |
Starting borrower rate/APR:
| 14.03% / 16.43% |
Starting monthly payment:
| $51.29 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.25% |
Final monthly payment:
| $51.16 |
| |
|
Auction yield range:
| 6.04% - 13.03% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 1m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 32 |
Occupation: | Professor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,008 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 2% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| soulful-fairness |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay-off moving costs-spouse trnsfd
Purpose of loan:
This loan will be used to? pay off moving costs from Nevada to Colorado, due to a marriage and immediate transfer of my Husband's job.
My financial situation:
I am a good candidate for this loan because??We have a lot less expenses now, due to a cost-of-living change, and a two-earner home. I am responsible and able to pay off debts now with our new situation, I merely would like to avoid being late with our current obligations. We had to spend over $4,000 in moving costs, and although some of it was refunded by his company, we are still working on the last $1500 and new deposits.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/12/2010 3:51:58 PM |
| sloak | $25.00 | $25.00 | 4/12/2010 4:01:01 PM |
| hrubinst | $25.00 | $25.00 | 4/12/2010 4:27:31 PM |
| Avala | $50.00 | $50.00 | 4/12/2010 4:28:01 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/12/2010 4:30:16 PM |
| logical-reward8 | $25.00 | $25.00 | 4/12/2010 4:32:30 PM |
| radforj22 | $25.00 | $25.00 | 4/12/2010 4:32:52 PM |
| torion | $25.00 | $25.00 | 4/12/2010 4:27:33 PM |
| Dap2005 | $25.00 | $25.00 | 4/12/2010 4:33:38 PM |
| ideal-platinum1 | $75.00 | $75.00 | 4/12/2010 4:36:01 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/12/2010 4:36:45 PM |
| aggielender | $25.00 | $25.00 | 4/12/2010 4:37:41 PM |
| mmckune | $25.00 | $25.00 | 4/12/2010 4:32:06 PM |
| youthful-greenback3 | $35.00 | $35.00 | 4/12/2010 4:39:04 PM |
| rolandweary | $30.00 | $5.00 | 4/12/2010 4:41:07 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/12/2010 4:34:10 PM |
| CO80487 | $25.00 | $25.00 | 4/12/2010 4:35:25 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/12/2010 4:35:34 PM |
| tedsrfdude | $25.00 | $25.00 | 4/12/2010 4:39:41 PM |
| bill-expert | $25.00 | $25.00 | 4/12/2010 4:40:07 PM |
| Thunderswan | $50.00 | $50.00 | 4/12/2010 4:40:55 PM |
| euro-starter | $25.00 | $25.00 | 4/12/2010 4:03:04 PM |
| delicious-social132 | $25.00 | $25.00 | 4/12/2010 4:28:17 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/12/2010 4:28:39 PM |
| ddog0224 | $25.00 | $25.00 | 4/12/2010 4:28:50 PM |
| dinero-speaker | $25.00 | $25.00 | 4/12/2010 4:29:02 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/12/2010 4:29:22 PM |
| Nerdster1 | $25.00 | $25.00 | 4/12/2010 4:25:42 PM |
| nickel-ferret | $25.00 | $25.00 | 4/12/2010 4:32:16 PM |
| unassassinable | $25.00 | $25.00 | 4/12/2010 4:34:36 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/12/2010 4:36:11 PM |
| integrity-doctor | $100.00 | $100.00 | 4/12/2010 4:30:36 PM |
| peerlender | $30.00 | $30.00 | 4/12/2010 4:37:55 PM |
| Havana21 | $50.00 | $50.00 | 4/12/2010 4:38:08 PM |
| bowdish1 | $50.00 | $50.00 | 4/12/2010 4:38:28 PM |
| ichibon | $75.00 | $75.00 | 4/12/2010 4:38:43 PM |
| klinebarger | $25.00 | $25.00 | 4/12/2010 4:39:15 PM |
| Syndication | $25.00 | $25.00 | 4/12/2010 4:39:21 PM |
| BooRadley | $25.00 | $25.00 | 4/12/2010 4:40:49 PM |
| Zingaro | $25.00 | $25.00 | 4/12/2010 4:41:02 PM |
| shrewd-deal | $25.00 | $25.00 | 4/12/2010 4:40:59 PM |
| HaveToWrite | $25.00 | $25.00 | 4/12/2010 4:36:29 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/12/2010 4:37:21 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/12/2010 4:39:50 PM |
| orgy63 | $25.00 | $25.00 | 4/12/2010 4:40:28 PM |
| 45 bids
|
Borrower Payment Dependent Notes Series
441058
This series of Notes was issued and sold upon the funding of the borrower loan #41792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-02-2010 |
| |
Auction end date:
| Apr-09-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $127.91 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $127.57 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1975 |
Debt/Income ratio:
| 53% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 16
/
16 | Length of status: | 11y 0m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 24 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $199,007 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 86% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| best-greenback-magnitude |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Remodel bathroom
Purpose of loan:
To?remodel old bathroom in my house. I will be doing the work myself.??
My financial situation:
I am a good candidate for this loan because my credit history shows that I have never defaulted on a loan.? I always make my required payments.? I have been at my job now for 10+ years.
Monthly net income: $ 3,100
Monthly expenses: $
??Housing: $ 700
??Insurance: $ 85
??Car expenses: $ 320.00
??Utilities: $?70
??Phone, cable, internet: $30
??Food, entertainment: $ 150
??Clothing, household expenses $100
??Credit cards and other loans: $ 1,600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| favorable-order8 | $25.00 | $25.00 | 4/2/2010 4:05:43 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/2/2010 4:03:03 PM |
| Nerdster1 | $25.00 | $25.00 | 4/2/2010 4:22:49 PM |
| ddog0224 | $25.00 | $25.00 | 4/2/2010 4:26:25 PM |
| integrity-doctor | $100.00 | $100.00 | 4/2/2010 4:28:10 PM |
| kennyinminny | $25.00 | $25.00 | 4/2/2010 4:27:21 PM |
| sloak | $25.00 | $25.00 | 4/2/2010 4:27:35 PM |
| jengachamp | $25.00 | $25.00 | 4/2/2010 4:29:54 PM |
| mikeandcat | $50.00 | $50.00 | 4/2/2010 4:30:06 PM |
| logical-reward8 | $25.00 | $25.00 | 4/2/2010 4:30:50 PM |
| AF-Chief | $27.00 | $27.00 | 4/2/2010 4:31:05 PM |
| torion | $25.00 | $25.00 | 4/2/2010 4:25:53 PM |
| mizon291 | $50.00 | $50.00 | 4/2/2010 4:32:21 PM |
| euro-starter | $25.00 | $25.00 | 4/2/2010 4:32:37 PM |
| delicious-social132 | $25.00 | $25.00 | 4/2/2010 4:26:06 PM |
| 350DGRZ | $25.00 | $25.00 | 4/2/2010 4:31:41 PM |
| radforj22 | $25.00 | $25.00 | 4/2/2010 4:32:31 PM |
| najmn103 | $25.00 | $25.00 | 4/2/2010 4:33:43 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/2/2010 4:27:53 PM |
| Phantom99 | $25.00 | $25.00 | 4/2/2010 4:28:54 PM |
| bchen78875 | $25.00 | $25.00 | 4/2/2010 4:30:32 PM |
| nickel-ferret | $25.00 | $25.00 | 4/2/2010 4:30:46 PM |
| money-floret | $50.00 | $50.00 | 4/2/2010 4:31:51 PM |
| chekat | $25.00 | $25.00 | 4/2/2010 4:32:23 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/2/2010 4:33:25 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/2/2010 9:39:29 PM |
| windtalkers | $50.00 | $50.00 | 4/2/2010 6:34:14 PM |
| HHP | $25.00 | $25.00 | 4/3/2010 4:56:54 AM |
| mdreiss | $25.00 | $25.00 | 4/3/2010 6:43:03 AM |
| don8ter | $25.00 | $25.00 | 4/2/2010 11:23:03 PM |
| Lender0010 | $50.00 | $50.00 | 4/3/2010 3:12:08 PM |
| Dap2005 | $25.00 | $25.00 | 4/3/2010 5:57:53 PM |
| dospapalotes | $25.00 | $25.00 | 4/4/2010 6:03:01 AM |
| peb44 | $25.00 | $25.00 | 4/4/2010 10:20:56 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/4/2010 5:05:34 AM |
| bewitching-asset3 | $25.00 | $25.00 | 4/4/2010 12:33:25 PM |
| mrkb80 | $25.00 | $25.00 | 4/4/2010 2:18:41 PM |
| RusRobo | $25.00 | $25.00 | 4/4/2010 5:07:57 PM |
| nanda | $25.00 | $25.00 | 4/4/2010 1:37:53 PM |
| intelligent-yield | $25.00 | $25.00 | 4/4/2010 10:24:24 PM |
| lgs83 | $25.00 | $25.00 | 4/4/2010 4:50:49 PM |
| ISPguy | $25.00 | $25.00 | 4/5/2010 9:54:25 AM |
| scottssm | $25.00 | $25.00 | 4/5/2010 10:27:00 AM |
| ThisGuyIKnow | $50.00 | $50.00 | 4/5/2010 10:30:53 AM |
| AlexTrep | $25.00 | $25.00 | 4/5/2010 8:54:05 AM |
| stable-money | $25.00 | $25.00 | 4/5/2010 9:34:09 AM |
| alaco | $25.00 | $25.00 | 4/5/2010 11:41:54 AM |
| treasure-bliss | $25.00 | $25.00 | 4/5/2010 10:04:10 AM |
| innocent-loot | $25.00 | $25.00 | 4/5/2010 1:58:59 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/5/2010 11:01:44 AM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 4/5/2010 2:22:54 PM |
| ahansen | $25.00 | $25.00 | 4/5/2010 11:32:17 AM |
| benefit-trident | $25.00 | $25.00 | 4/5/2010 2:38:52 PM |
| micko | $25.00 | $25.00 | 4/5/2010 3:05:53 PM |
| TennSquire | $25.00 | $18.48 | 4/5/2010 3:06:38 PM |
| conqueror359 | $75.00 | $75.00 | 4/6/2010 6:30:53 AM |
| gogene2002 | $25.00 | $25.00 | 4/8/2010 7:00:18 PM |
| Johnab | $50.00 | $50.00 | 4/9/2010 8:36:52 AM |
| spotty54 | $25.00 | $25.00 | 4/9/2010 5:21:22 AM |
| Leshan | $25.00 | $25.00 | 4/9/2010 9:09:45 AM |
| coolgenner | $25.00 | $25.00 | 4/9/2010 11:31:04 AM |
| himanshuko | $31.36 | $31.36 | 4/9/2010 9:59:55 AM |
| ItNoKnot | $29.07 | $29.07 | 4/9/2010 11:35:15 AM |
| webfeet | $25.00 | $25.00 | 4/9/2010 1:22:15 PM |
| fenderxes | $25.00 | $25.00 | 4/9/2010 12:18:35 PM |
| TakeCare | $25.00 | $25.00 | 4/9/2010 2:45:38 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/2/2010 4:24:27 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/2/2010 4:25:12 PM |
| salala | $25.00 | $25.00 | 4/2/2010 4:27:04 PM |
| Clambake | $50.00 | $50.00 | 4/2/2010 4:25:41 PM |
| Avala | $50.00 | $50.00 | 4/2/2010 4:26:00 PM |
| jazz619 | $25.00 | $25.00 | 4/2/2010 4:28:36 PM |
| mmckune | $25.00 | $25.00 | 4/2/2010 4:29:39 PM |
| Thunderswan | $50.00 | $50.00 | 4/2/2010 4:30:29 PM |
| cablenews | $25.00 | $25.00 | 4/2/2010 4:30:13 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/2/2010 4:31:29 PM |
| hrubinst | $25.00 | $25.00 | 4/2/2010 4:25:00 PM |
| economy-producer | $25.00 | $25.00 | 4/2/2010 4:25:30 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/2/2010 4:31:12 PM |
| personal-lender | $25.00 | $25.00 | 4/2/2010 4:32:39 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/2/2010 4:26:15 PM |
| Krozy | $25.00 | $25.00 | 4/2/2010 4:31:57 PM |
| dinero-speaker | $25.00 | $25.00 | 4/2/2010 4:26:48 PM |
| leftcoast52 | $25.00 | $25.00 | 4/2/2010 4:33:51 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/2/2010 4:33:20 PM |
| supreme-hope | $25.00 | $25.00 | 4/2/2010 4:30:18 PM |
| frogperson | $50.00 | $50.00 | 4/2/2010 4:30:25 PM |
| anton | $150.00 | $150.00 | 4/2/2010 5:10:09 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/2/2010 4:32:59 PM |
| KiwiElf | $25.00 | $25.00 | 4/2/2010 5:10:23 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/2/2010 5:10:07 PM |
| Interstate_Rate | $27.05 | $27.05 | 4/2/2010 8:43:35 PM |
| IIP77 | $25.00 | $25.00 | 4/2/2010 7:38:06 PM |
| movistar | $25.00 | $25.00 | 4/2/2010 9:42:52 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/2/2010 10:44:04 PM |
| Artist_Blue | $25.00 | $25.00 | 4/3/2010 8:03:50 AM |
| GElender | $37.43 | $37.43 | 4/3/2010 8:09:51 AM |
| successful-agreement7 | $50.00 | $50.00 | 4/3/2010 8:38:06 AM |
| balance6 | $25.00 | $25.00 | 4/3/2010 5:08:18 AM |
| Supernick | $50.00 | $50.00 | 4/3/2010 11:38:52 AM |
| Mario2007 | $25.00 | $25.00 | 4/3/2010 7:14:37 AM |
| loan-paladin470 | $25.00 | $25.00 | 4/3/2010 7:55:59 AM |
| awesome-return0 | $25.00 | $25.00 | 4/3/2010 2:13:29 PM |
| HedgeFund | $34.15 | $34.15 | 4/3/2010 6:53:04 PM |
| Dr_M | $30.00 | $30.00 | 4/4/2010 8:46:57 AM |
| syounker | $25.00 | $25.00 | 4/3/2010 8:13:00 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/4/2010 10:38:24 AM |
| shrewd-deal | $25.00 | $25.00 | 4/4/2010 11:45:00 AM |
| boomer5 | $25.00 | $25.00 | 4/4/2010 7:03:06 PM |
| wampum-chorus3 | $25.00 | $25.00 | 4/5/2010 5:52:55 AM |
| jdrez | $25.00 | $25.00 | 4/4/2010 5:42:55 PM |
| SeaDevil | $50.00 | $50.00 | 4/4/2010 7:36:42 PM |
| wealthstar | $25.00 | $25.00 | 4/4/2010 10:47:50 PM |
| transparent-peace3 | $25.00 | $25.00 | 4/5/2010 9:33:54 AM |
| bayfocus | $25.00 | $25.00 | 4/5/2010 11:01:27 AM |
| tranquil-return4 | $25.00 | $25.00 | 4/5/2010 11:00:50 AM |
| life-is-great | $25.00 | $25.00 | 4/5/2010 1:26:53 PM |
| ptjg | $30.45 | $30.45 | 4/5/2010 11:46:03 AM |
| whois-JohnGalt | $25.00 | $25.00 | 4/5/2010 12:09:41 PM |
| BigGuyBank | $25.00 | $25.00 | 4/5/2010 2:23:02 PM |
| tomjac2000 | $25.00 | $25.00 | 4/5/2010 7:50:21 PM |
| Prairie-MN | $30.00 | $30.00 | 4/6/2010 5:19:13 PM |
| JerryB96 | $25.00 | $25.00 | 4/7/2010 9:38:29 PM |
| soular21804 | $25.00 | $25.00 | 4/8/2010 7:16:57 PM |
| crw1950 | $50.00 | $50.00 | 4/9/2010 7:46:24 AM |
| jimbo29blue | $50.00 | $50.00 | 4/9/2010 8:55:50 AM |
| wise382 | $25.01 | $25.01 | 4/9/2010 11:03:58 AM |
| 127 bids
|
Borrower Payment Dependent Notes Series
448764
This series of Notes was issued and sold upon the funding of the borrower loan #41789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-01-2010 |
| |
Auction end date:
| Apr-08-2010 |
|
|
Starting lender yield:
| 10.38% |
Starting borrower rate/APR:
| 11.38% / 13.50% |
Starting monthly payment:
| $493.78 |
|
Final lender yield:
| 10.38% |
Final borrower rate/APR:
| 11.38% / 13.50% |
Final monthly payment:
| $493.78 |
| |
|
Auction yield range:
| 4.04% - 10.38% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.25% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 30% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 28y 10m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 22 |
Occupation: | Postal Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $20,632 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 27% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| dollar-flamenco2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to? consolidate my bills into one payment and avoid the stress?of multiple payments on multiple due dates.
My financial situation:
I am a good candidate for this loan because? my dad instilled in me a desire to take care of all my financial responsibilities.?If I feel I would have difficulty affording payment on something, I simply do without.? I make enough to pay this loan and plan to do so.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| napoleon1168 | $25.00 | $25.00 | 4/1/2010 4:07:53 PM |
| excellent-nickel | $25.00 | $25.00 | 4/1/2010 4:10:22 PM |
| Nerdster1 | $25.00 | $25.00 | 4/1/2010 4:13:31 PM |
| bomdel | $25.00 | $25.00 | 4/1/2010 4:10:29 PM |
| income-fortress | $25.00 | $25.00 | 4/1/2010 4:14:19 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/1/2010 4:11:03 PM |
| jwood3030 | $35.00 | $35.00 | 4/1/2010 4:23:25 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/1/2010 4:24:10 PM |
| delicious-social132 | $25.00 | $25.00 | 4/1/2010 4:23:01 PM |
| reliable-silver7 | $25.00 | $25.00 | 4/1/2010 4:13:57 PM |
| mikeandcat | $50.00 | $50.00 | 4/1/2010 4:30:21 PM |
| Jinja | $35.00 | $35.00 | 4/1/2010 4:32:00 PM |
| jazz619 | $25.00 | $25.00 | 4/1/2010 4:26:21 PM |
| hrubinst | $25.00 | $25.00 | 4/1/2010 4:21:29 PM |
| personal-lender | $25.00 | $25.00 | 4/1/2010 4:31:00 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/1/2010 4:21:42 PM |
| economy-producer | $25.00 | $25.00 | 4/1/2010 4:22:06 PM |
| bchen78875 | $25.00 | $25.00 | 4/1/2010 4:31:52 PM |
| nickel-ferret | $25.00 | $25.00 | 4/1/2010 4:32:07 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/1/2010 4:49:21 PM |
| kennyinminny | $25.00 | $25.00 | 4/1/2010 4:25:00 PM |
| integrity-doctor | $38.16 | $38.16 | 4/1/2010 4:25:56 PM |
| chekat | $25.00 | $25.00 | 4/1/2010 4:49:12 PM |
| Jinja | $34.94 | $34.94 | 4/1/2010 4:50:18 PM |
| laudable-balance | $25.00 | $25.00 | 4/1/2010 4:27:40 PM |
| euro-starter | $25.00 | $25.00 | 4/1/2010 4:28:06 PM |
| spreadgoodwill | $25.00 | $25.00 | 4/1/2010 4:30:46 PM |
| money-floret | $50.00 | $50.00 | 4/1/2010 6:13:28 PM |
| Krozy | $25.00 | $25.00 | 4/1/2010 6:53:56 PM |
| anton | $25.00 | $25.00 | 4/1/2010 8:41:06 PM |
| mizon291 | $50.00 | $50.00 | 4/1/2010 9:13:58 PM |
| mrkb80 | $25.00 | $25.00 | 4/2/2010 5:11:04 AM |
| WiseInvestments | $25.00 | $25.00 | 4/1/2010 8:48:10 PM |
| tranquil-return4 | $75.00 | $75.00 | 4/2/2010 5:43:47 AM |
| fiddlerzvi | $50.00 | $50.00 | 4/2/2010 5:43:53 AM |
| Moneypenny6 | $25.00 | $25.00 | 4/1/2010 11:35:17 PM |
| responsibility-mulberry | $25.00 | $25.00 | 4/2/2010 8:22:25 AM |
| trustworthy-fairness | $25.00 | $25.00 | 4/2/2010 9:34:04 AM |
| jgold010 | $25.00 | $25.00 | 4/2/2010 9:34:27 AM |
| chicco | $25.00 | $25.00 | 4/2/2010 5:27:50 AM |
| Interstate_Rate | $67.11 | $67.11 | 4/2/2010 9:01:22 AM |
| encore739 | $25.00 | $25.00 | 4/2/2010 9:26:52 AM |
| revenue-pipeline | $25.00 | $25.00 | 4/2/2010 9:39:39 AM |
| beatmix01 | $25.00 | $25.00 | 4/2/2010 10:20:34 AM |
| nicklds | $25.00 | $25.00 | 4/2/2010 10:44:39 AM |
| maldok1 | $25.00 | $25.00 | 4/2/2010 12:01:53 PM |
| bobby4u3 | $25.00 | $25.00 | 4/2/2010 10:05:42 AM |
| treasure-bliss | $100.00 | $100.00 | 4/2/2010 10:36:27 AM |
| jdnyc | $25.00 | $25.00 | 4/2/2010 11:59:50 AM |
| currency-sergeant | $25.00 | $25.00 | 4/2/2010 12:01:18 PM |
| teller | $25.00 | $25.00 | 4/2/2010 12:02:02 PM |
| iLoaner | $25.00 | $25.00 | 4/2/2010 12:47:05 PM |
| leftcoast52 | $25.00 | $25.00 | 4/2/2010 1:57:58 PM |
| the-bill-gatherer | $25.00 | $25.00 | 4/2/2010 1:02:08 PM |
| Mostyle | $25.00 | $25.00 | 4/2/2010 2:06:58 PM |
| CAGE-Investments | $26.77 | $26.77 | 4/2/2010 2:40:29 PM |
| cash-queen | $30.00 | $30.00 | 4/2/2010 2:23:00 PM |
| jga516 | $25.00 | $25.00 | 4/2/2010 12:45:17 PM |
| time4aloan | $25.00 | $25.00 | 4/2/2010 2:40:26 PM |
| bambampk | $25.00 | $25.00 | 4/2/2010 3:03:28 PM |
| steady-bazaar | $25.00 | $25.00 | 4/2/2010 2:06:53 PM |
| direct-yield | $25.00 | $25.00 | 4/2/2010 2:40:27 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/2/2010 3:46:58 PM |
| silver-mastery | $25.00 | $25.00 | 4/2/2010 4:53:31 PM |
| sincere-balance | $25.00 | $25.00 | 4/2/2010 9:28:41 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/2/2010 10:44:05 PM |
| movistar | $25.00 | $25.00 | 4/2/2010 9:42:53 PM |
| balance6 | $25.00 | $25.00 | 4/3/2010 5:08:20 AM |
| Mario2007 | $25.00 | $25.00 | 4/3/2010 7:14:40 AM |
| Artist_Blue | $25.00 | $25.00 | 4/3/2010 8:03:49 AM |
| syounker | $25.00 | $25.00 | 4/3/2010 8:13:02 PM |
| awesome-return0 | $25.00 | $25.00 | 4/3/2010 2:13:30 PM |
| peb44 | $25.00 | $25.00 | 4/4/2010 10:20:57 AM |
| shrewd-deal | $25.00 | $25.00 | 4/4/2010 11:45:03 AM |
| nanda | $25.00 | $25.00 | 4/4/2010 1:37:55 PM |
| RusRobo | $25.00 | $25.00 | 4/4/2010 5:07:56 PM |
| intelligent-yield | $25.00 | $25.00 | 4/4/2010 10:24:26 PM |
| dman1024 | $25.00 | $25.00 | 4/4/2010 9:32:55 PM |
| transparent-peace3 | $25.00 | $25.00 | 4/5/2010 9:33:56 AM |
| ISPguy | $25.00 | $25.00 | 4/5/2010 9:54:27 AM |
| AlexTrep | $25.00 | $25.00 | 4/5/2010 8:54:06 AM |
| xyzlmno | $50.00 | $50.00 | 4/5/2010 10:29:55 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/5/2010 11:01:47 AM |
| Josta | $40.52 | $40.52 | 4/5/2010 3:07:34 PM |
| greenback-catapult3 | $50.00 | $50.00 | 4/5/2010 4:11:02 PM |
| FinDoc | $25.00 | $25.00 | 4/5/2010 4:14:19 PM |
| wphmd | $25.00 | $25.00 | 4/5/2010 4:12:42 PM |
| lounges | $25.00 | $25.00 | 4/6/2010 12:48:11 AM |
| money-explorer3 | $25.00 | $25.00 | 4/6/2010 3:39:45 AM |
| reBuild-America | $25.00 | $25.00 | 4/6/2010 11:09:54 AM |
| webfeet | $25.00 | $25.00 | 4/6/2010 12:31:43 PM |
| cypressdev001 | $25.00 | $25.00 | 4/6/2010 11:04:12 AM |
| aasx1108 | $25.00 | $25.00 | 4/6/2010 2:19:19 PM |
| AnxiousAirman | $25.00 | $25.00 | 4/6/2010 5:12:45 PM |
| DadWarbucks | $25.00 | $25.00 | 4/6/2010 5:12:59 PM |
| hopethisworks | $153.73 | $153.73 | 4/6/2010 5:14:50 PM |
| flwah | $25.00 | $25.00 | 4/6/2010 5:13:30 PM |
| flexible-value | $26.00 | $26.00 | 4/6/2010 5:14:49 PM |
| unclejaef | $25.00 | $25.00 | 4/6/2010 5:20:46 PM |
| topher515 | $25.00 | $25.00 | 4/6/2010 8:58:18 PM |
| BuffetRocks | $50.00 | $50.00 | 4/7/2010 12:30:40 AM |
| balance-voyager | $100.00 | $100.00 | 4/7/2010 8:51:11 AM |
| r0b3m4n | $25.00 | $25.00 | 4/7/2010 1:41:22 AM |
| LongTail | $25.00 | $25.00 | 4/7/2010 9:35:15 AM |
| enriched-peace | $75.00 | $75.00 | 4/7/2010 9:49:05 AM |
| Onesiphorus | $25.00 | $25.00 | 4/7/2010 9:34:17 AM |
| Dharvesi | $25.00 | $25.00 | 4/7/2010 9:33:26 AM |
| CO80487 | $25.00 | $25.00 | 4/7/2010 9:33:48 AM |
| wdove511 | $25.00 | $25.00 | 4/7/2010 9:35:38 AM |
| asset-professor | $75.00 | $75.00 | 4/7/2010 10:59:15 AM |
| Jumping_Jedi | $25.00 | $25.00 | 4/7/2010 12:04:49 PM |
| ManhattanLender | $25.00 | $25.00 | 4/7/2010 4:12:10 PM |
| Tradesmanlender | $25.00 | $25.00 | 4/7/2010 4:32:02 PM |
| skiberdad | $50.00 | $50.00 | 4/7/2010 4:54:50 PM |
| theaterguy | $25.00 | $25.00 | 4/7/2010 4:55:09 PM |
| irrelevant | $25.00 | $25.00 | 4/7/2010 4:55:17 PM |
| RationalWorld | $25.00 | $25.00 | 4/7/2010 4:55:32 PM |
| kanpur63 | $25.00 | $25.00 | 4/7/2010 4:54:25 PM |
| biobulator | $25.00 | $25.00 | 4/7/2010 4:56:19 PM |
| Danfromnapa | $30.07 | $30.07 | 4/7/2010 4:56:34 PM |
| incbx | $25.00 | $25.00 | 4/7/2010 4:55:11 PM |
| mmqc | $25.00 | $25.00 | 4/7/2010 4:55:14 PM |
| sentry256 | $25.00 | $25.00 | 4/7/2010 4:55:35 PM |
| Hambone1111 | $25.00 | $25.00 | 4/7/2010 4:57:45 PM |
| gristle | $25.00 | $25.00 | 4/7/2010 4:59:38 PM |
| kmwvma | $25.00 | $25.00 | 4/7/2010 4:59:36 PM |
| LenderByDay | $25.00 | $25.00 | 4/7/2010 5:00:04 PM |
| Proud2BAmerican | $25.00 | $25.00 | 4/7/2010 5:00:17 PM |
| fireboss | $25.94 | $25.94 | 4/7/2010 5:00:41 PM |
| agab | $25.00 | $25.00 | 4/7/2010 5:01:01 PM |
| Dahlozer | $25.00 | $25.00 | 4/7/2010 4:54:59 PM |
| bullwink27 | $25.00 | $25.00 | 4/7/2010 4:55:02 PM |
| TCR3 | $25.00 | $25.00 | 4/7/2010 4:55:11 PM |
| KLCRAY | $50.00 | $50.00 | 4/7/2010 4:55:30 PM |
| ArkoshKovash | $25.00 | $25.00 | 4/7/2010 4:55:34 PM |
| Little_Guy | $25.00 | $25.00 | 4/7/2010 4:56:37 PM |
| seanmel | $150.00 | $150.00 | 4/7/2010 5:26:48 PM |
| dime-blackberry1 | $50.00 | $50.00 | 4/7/2010 5:35:56 PM |
| ualf | $31.89 | $31.89 | 4/7/2010 5:00:13 PM |
| Schleproque | $25.00 | $25.00 | 4/7/2010 5:00:38 PM |
| OnyxLite | $25.00 | $25.00 | 4/7/2010 5:08:32 PM |
| pythia | $25.00 | $25.00 | 4/7/2010 7:49:37 PM |
| toocautious | $50.00 | $50.00 | 4/7/2010 6:39:25 PM |
| COCHINOBOY | $50.00 | $50.00 | 4/7/2010 10:33:20 PM |
| PaulW | $25.00 | $25.00 | 4/8/2010 7:09:03 AM |
| Aimvest | $25.00 | $25.00 | 4/7/2010 9:04:59 PM |
| fair_rates | $25.00 | $25.00 | 4/8/2010 7:27:57 AM |
| sabre79 | $25.00 | $25.00 | 4/8/2010 8:03:04 AM |
| theemhdoctor | $25.00 | $25.00 | 4/8/2010 8:04:03 AM |
| ideal-platinum1 | $25.00 | $25.00 | 4/7/2010 11:08:05 PM |
| Dap2005 | $100.00 | $100.00 | 4/8/2010 8:35:32 AM |
| Sven79 | $500.00 | $500.00 | 4/8/2010 9:16:40 AM |
| fcukciti | $50.00 | $50.00 | 4/8/2010 4:30:35 AM |
| drtomc | $100.00 | $100.00 | 4/8/2010 8:46:20 AM |
| HaveToWrite | $25.00 | $25.00 | 4/8/2010 9:19:18 AM |
| hanuman77 | $50.00 | $50.00 | 4/8/2010 9:38:13 AM |
| reflective-rupee | $200.00 | $200.00 | 4/8/2010 9:46:22 AM |
| sharp-credit | $550.97 | $550.97 | 4/8/2010 7:25:38 AM |
| gustavholstopus32 | $25.00 | $25.00 | 4/8/2010 9:57:19 AM |
| aloantime07 | $25.00 | $25.00 | 4/8/2010 10:00:28 AM |
| herbyman | $25.00 | $25.00 | 4/8/2010 11:53:01 AM |
| sail120 | $25.00 | $25.00 | 4/8/2010 12:12:57 PM |
| amra | $25.00 | $25.00 | 4/8/2010 11:34:42 AM |
| newest-inspiring-power | $25.00 | $25.00 | 4/8/2010 9:36:57 AM |
| SkiNZ | $25.00 | $25.00 | 4/8/2010 12:11:58 PM |
| kscc183 | $25.00 | $25.00 | 4/8/2010 12:32:37 PM |
| papaman | $25.00 | $25.00 | 4/8/2010 12:53:00 PM |
| conductor146 | $25.00 | $25.00 | 4/8/2010 1:30:53 PM |
| gain-butterfly | $25.00 | $25.00 | 4/8/2010 1:39:40 PM |
| p1k4blu | $25.00 | $25.00 | 4/8/2010 1:41:54 PM |
| wwwUniversal | $25.00 | $25.00 | 4/8/2010 2:03:05 PM |
| aggielender | $25.00 | $25.00 | 4/8/2010 2:04:30 PM |
| Victor-E-Lane | $25.00 | $25.00 | 4/8/2010 2:05:11 PM |
| MyKidsDad | $25.00 | $25.00 | 4/8/2010 11:21:20 AM |
| brewhopper | $25.00 | $25.00 | 4/8/2010 2:06:45 PM |
| wealth-samaritan2 | $25.00 | $25.00 | 4/8/2010 2:12:13 PM |
| ndwayno | $25.00 | $25.00 | 4/8/2010 1:47:54 PM |
| imlosttoo | $25.00 | $25.00 | 4/8/2010 2:48:11 PM |
| seanwolter | $25.00 | $25.00 | 4/8/2010 11:51:31 AM |
| jibe-set | $26.35 | $26.35 | 4/8/2010 11:53:16 AM |
| TabascoKat | $60.63 | $60.63 | 4/8/2010 3:05:22 PM |
| MattTheGr8 | $25.00 | $25.00 | 4/8/2010 2:05:49 PM |
| DaveG56313 | $25.00 | $25.00 | 4/8/2010 3:13:07 PM |
| compassionate-commerce | $25.00 | $25.00 | 4/8/2010 2:22:51 PM |
| Jassi | $25.00 | $25.00 | 4/8/2010 3:32:01 PM |
| WorldlyWorker | $25.00 | $25.00 | 4/8/2010 2:55:13 PM |
| fostaman | $25.00 | $25.00 | 4/8/2010 3:45:54 PM |
| reflective-rupee | $800.00 | $768.54 | 4/8/2010 3:56:00 PM |
| hayhelp | $25.00 | $25.00 | 4/8/2010 3:13:18 PM |
| investment-cluster | $25.00 | $25.00 | 4/8/2010 3:15:37 PM |
| derec | $25.00 | $25.00 | 4/8/2010 12:56:30 PM |
| coalescent | $27.38 | $27.38 | 4/8/2010 3:29:30 PM |
| divedude | $25.00 | $25.00 | 4/8/2010 1:11:12 PM |
| manyhappydogs | $33.31 | $33.31 | 4/8/2010 3:39:06 PM |
| seattleslug | $25.00 | $25.00 | 4/8/2010 3:46:10 PM |
| NorthwestLoan1 | $25.00 | $25.00 | 4/8/2010 3:56:04 PM |
| Zubo | $25.00 | $25.00 | 4/8/2010 3:56:22 PM |
| wbahl | $25.00 | $25.00 | 4/8/2010 1:25:44 PM |
| one-midas | $50.00 | $50.00 | 4/8/2010 2:28:17 PM |
| MakoF16 | $26.49 | $26.49 | 4/8/2010 2:30:05 PM |
| ejdirin | $25.00 | $25.00 | 4/8/2010 2:39:51 PM |
| Red4Golf | $25.00 | $25.00 | 4/8/2010 3:04:51 PM |
| mizunoman | $25.00 | $25.00 | 4/8/2010 3:07:36 PM |
| Johnab | $50.00 | $50.00 | 4/8/2010 3:11:54 PM |
| rakey | $25.00 | $25.00 | 4/8/2010 3:43:02 PM |
| favorable-order8 | $25.00 | $25.00 | 4/1/2010 4:08:53 PM |
| DeltaComputerGuy | $50.00 | $50.00 | 4/1/2010 4:12:51 PM |
| wanna-help | $25.00 | $25.00 | 4/1/2010 4:09:53 PM |
| CallMeBen | $50.00 | $50.00 | 4/1/2010 4:13:51 PM |
| mpatrick | $50.00 | $50.00 | 4/1/2010 4:14:18 PM |
| egw | $25.00 | $25.00 | 4/1/2010 4:21:27 PM |
| Avala | $50.00 | $50.00 | 4/1/2010 4:22:55 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/1/2010 4:23:19 PM |
| ddog0224 | $25.00 | $25.00 | 4/1/2010 4:23:40 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/1/2010 4:20:38 PM |
| Clambake | $50.00 | $50.00 | 4/1/2010 4:22:24 PM |
| torion | $25.00 | $25.00 | 4/1/2010 4:22:44 PM |
| Phantom99 | $25.00 | $25.00 | 4/1/2010 4:26:51 PM |
| dinero-speaker | $25.00 | $25.00 | 4/1/2010 4:24:03 PM |
| mmckune | $25.00 | $25.00 | 4/1/2010 4:27:46 PM |
| salala | $25.00 | $25.00 | 4/1/2010 4:24:26 PM |
| supreme-hope | $25.00 | $25.00 | 4/1/2010 4:30:53 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/1/2010 4:25:33 PM |
| logical-reward8 | $25.00 | $25.00 | 4/1/2010 4:32:12 PM |
| frogperson | $50.00 | $50.00 | 4/1/2010 4:31:20 PM |
| Thunderswan | $50.00 | $50.00 | 4/1/2010 4:31:49 PM |
| HHP | $25.00 | $25.00 | 4/1/2010 4:23:49 PM |
| HedgeFund | $40.00 | $40.00 | 4/1/2010 4:49:54 PM |
| sloak | $25.00 | $25.00 | 4/1/2010 4:25:12 PM |
| silver-philosopher | $25.00 | $25.00 | 4/1/2010 4:26:55 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/1/2010 4:49:53 PM |
| jengachamp | $25.00 | $25.00 | 4/1/2010 4:28:00 PM |
| cablenews | $25.00 | $25.00 | 4/1/2010 4:30:43 PM |
| 350DGRZ | $25.00 | $25.00 | 4/1/2010 5:15:59 PM |
| wampum-chorus3 | $25.00 | $25.00 | 4/1/2010 4:41:18 PM |
| Prairie-MN | $30.00 | $30.00 | 4/1/2010 7:15:09 PM |
| blissful-note7 | $25.00 | $25.00 | 4/1/2010 4:45:56 PM |
| ThompsonCapital | $25.00 | $25.00 | 4/1/2010 6:28:49 PM |
| the-bright-velocity | $25.00 | $25.00 | 4/1/2010 5:01:07 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/1/2010 5:01:34 PM |
| principal-kung-fu | $25.00 | $25.00 | 4/1/2010 5:48:21 PM |
| radforj22 | $25.00 | $25.00 | 4/1/2010 11:45:26 PM |
| yield-seeker | $25.00 | $25.00 | 4/1/2010 7:21:35 PM |
| taebutogi | $25.00 | $25.00 | 4/1/2010 11:04:02 PM |
| Loansforlife | $25.00 | $25.00 | 4/1/2010 8:02:17 PM |
| turbolozano | $25.00 | $25.00 | 4/2/2010 2:13:23 AM |
| dedication-merman | $25.00 | $25.00 | 4/1/2010 10:16:09 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/2/2010 8:22:14 AM |
| hatuey99 | $25.00 | $25.00 | 4/2/2010 9:33:40 AM |
| ms48105 | $25.00 | $25.00 | 4/2/2010 9:33:50 AM |
| safe-finance | $25.00 | $25.00 | 4/2/2010 9:33:52 AM |
| coup173 | $25.00 | $25.00 | 4/2/2010 7:23:13 AM |
| reward-adventure | $25.00 | $25.00 | 4/2/2010 10:36:59 AM |
| unassassinable | $25.00 | $25.00 | 4/2/2010 9:39:44 AM |
| AF-Chief | $28.00 | $28.00 | 4/2/2010 8:27:58 AM |
| Cheburashka | $25.00 | $25.00 | 4/2/2010 11:30:31 AM |
| calkidd05 | $25.00 | $25.00 | 4/2/2010 11:33:59 AM |
| credit-wheel7 | $25.00 | $25.00 | 4/2/2010 9:33:17 AM |
| SDNLR | $25.00 | $25.00 | 4/2/2010 9:37:41 AM |
| windfall46 | $25.00 | $25.00 | 4/2/2010 12:01:16 PM |
| JohnW12 | $25.00 | $25.00 | 4/2/2010 12:01:51 PM |
| worth-entrepreneur | $25.00 | $25.00 | 4/2/2010 9:43:34 AM |
| najmn103 | $25.00 | $25.00 | 4/2/2010 11:09:11 AM |
| desertoasis | $25.00 | $25.00 | 4/2/2010 11:56:55 AM |
| bowdish1 | $31.29 | $31.29 | 4/2/2010 10:37:11 AM |
| g314 | $30.00 | $30.00 | 4/2/2010 12:02:08 PM |
| don8ter | $25.00 | $25.00 | 4/2/2010 1:15:51 PM |
| cello1 | $25.00 | $25.00 | 4/2/2010 1:28:58 PM |
| KiwiElf | $25.00 | $25.00 | 4/2/2010 10:54:20 AM |
| ptjg | $31.79 | $31.79 | 4/2/2010 12:29:46 PM |
| GElender | $25.00 | $25.00 | 4/2/2010 1:53:16 PM |
| lloyd_s | $25.00 | $25.00 | 4/2/2010 12:45:24 PM |
| loan-master996 | $50.00 | $50.00 | 4/2/2010 1:28:55 PM |
| jd006006 | $26.99 | $26.99 | 4/2/2010 12:13:49 PM |
| shadowcredit | $25.00 | $25.00 | 4/2/2010 2:40:32 PM |
| Savings_EQ_Dignity | $35.00 | $35.00 | 4/2/2010 1:28:39 PM |
| investorsf | $25.00 | $25.00 | 4/2/2010 4:46:45 PM |
| windtalkers | $50.00 | $50.00 | 4/2/2010 6:34:15 PM |
| IIP77 | $25.00 | $25.00 | 4/2/2010 7:38:04 PM |
| ijspence | $25.00 | $25.00 | 4/3/2010 4:48:17 AM |
| silver-fixer1 | $25.00 | $25.00 | 4/3/2010 5:42:59 AM |
| mdreiss | $25.00 | $25.00 | 4/3/2010 6:43:05 AM |
| successful-agreement7 | $50.00 | $50.00 | 4/3/2010 8:38:08 AM |
| micko | $25.00 | $25.00 | 4/3/2010 11:31:24 AM |
| Supernick | $50.00 | $50.00 | 4/3/2010 11:38:48 AM |
| loan-paladin470 | $25.00 | $25.00 | 4/3/2010 7:56:01 AM |
| Dap2005 | $25.00 | $25.00 | 4/3/2010 5:57:54 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/4/2010 5:05:37 AM |
| aganippe | $25.00 | $25.00 | 4/4/2010 8:43:01 AM |
| dospapalotes | $25.00 | $25.00 | 4/4/2010 6:03:03 AM |
| mydreamsagain | $30.41 | $30.41 | 4/4/2010 7:17:07 AM |
| TennSquire | $25.00 | $25.00 | 4/4/2010 2:19:10 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/4/2010 10:38:25 AM |
| lgs83 | $25.00 | $25.00 | 4/4/2010 4:50:51 PM |
| bewitching-asset3 | $25.00 | $25.00 | 4/4/2010 12:33:26 PM |
| SeaDevil | $50.00 | $50.00 | 4/4/2010 7:36:44 PM |
| benefit-trident | $25.00 | $25.00 | 4/5/2010 8:36:32 AM |
| KFB_Investments | $35.00 | $35.00 | 4/5/2010 6:03:43 AM |
| loyalist1 | $100.00 | $100.00 | 4/5/2010 8:28:51 AM |
| whois-JohnGalt | $25.00 | $25.00 | 4/5/2010 12:09:43 PM |
| life-is-great | $25.00 | $25.00 | 4/5/2010 1:26:54 PM |
| alaco | $25.00 | $25.00 | 4/5/2010 11:41:56 AM |
| ferdberfel | $50.00 | $50.00 | 4/5/2010 4:12:55 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 4/5/2010 4:26:40 PM |
| vivid-loot | $25.00 | $25.00 | 4/5/2010 4:18:59 PM |
| TheJunker | $25.00 | $25.00 | 4/5/2010 6:58:22 PM |
| brazilofmux | $52.16 | $52.16 | 4/5/2010 8:12:55 PM |
| Sixmil | $25.00 | $25.00 | 4/5/2010 8:58:13 PM |
| selfmademan | $25.00 | $25.00 | 4/5/2010 7:07:53 PM |
| skuba | $25.00 | $25.00 | 4/6/2010 2:46:19 AM |
| glimmering-credit4 | $25.00 | $25.00 | 4/5/2010 9:38:35 PM |
| 4the4ofus | $25.00 | $25.00 | 4/6/2010 9:33:22 AM |
| wealthstar | $25.00 | $25.00 | 4/6/2010 10:35:24 AM |
| divemaster | $25.00 | $25.00 | 4/6/2010 9:33:46 AM |
| cash4rent | $50.00 | $50.00 | 4/6/2010 11:30:25 AM |
| paladin847 | $25.00 | $25.00 | 4/6/2010 3:55:00 PM |
| kid8549 | $25.00 | $25.00 | 4/6/2010 5:15:05 PM |
| aurorafinancial | $50.00 | $50.00 | 4/6/2010 5:15:02 PM |
| gunderstone | $175.00 | $175.00 | 4/6/2010 6:28:22 PM |
| heng2x | $50.00 | $50.00 | 4/6/2010 7:17:51 PM |
| sunny-justice9 | $25.00 | $25.00 | 4/6/2010 8:34:54 PM |
| mathprof | $25.00 | $25.00 | 4/7/2010 5:23:33 AM |
| elegant-bonus | $25.00 | $25.00 | 4/7/2010 5:28:40 AM |
| IceFisherman | $50.00 | $50.00 | 4/7/2010 9:34:33 AM |
| Aquani | $27.75 | $27.75 | 4/7/2010 12:08:35 PM |
| ultimatepaintball | $25.00 | $25.00 | 4/7/2010 4:13:15 PM |
| Greenbak | $25.00 | $25.00 | 4/7/2010 4:04:31 PM |
| grf1945 | $25.00 | $25.00 | 4/7/2010 4:12:11 PM |
| ALVO | $33.84 | $33.84 | 4/7/2010 4:31:37 PM |
| larrybird | $32.86 | $32.86 | 4/7/2010 4:54:19 PM |
| nick5454 | $50.00 | $50.00 | 4/7/2010 4:54:22 PM |
| Ballard | $25.00 | $25.00 | 4/7/2010 4:55:13 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/7/2010 4:55:29 PM |
| Logan7 | $25.00 | $25.00 | 4/7/2010 4:54:30 PM |
| honorable-yield | $25.00 | $25.00 | 4/7/2010 4:55:12 PM |
| Gabriel02 | $25.00 | $25.00 | 4/7/2010 4:55:15 PM |
| Carpetkid | $25.00 | $25.00 | 4/7/2010 4:55:27 PM |
| drtexican | $50.00 | $50.00 | 4/7/2010 4:56:25 PM |
| TheColoradoDon | $25.00 | $25.00 | 4/7/2010 4:56:38 PM |
| angeimack | $25.00 | $25.00 | 4/7/2010 4:58:09 PM |
| wizardii | $25.00 | $25.00 | 4/7/2010 4:57:43 PM |
| bbrelo | $25.00 | $25.00 | 4/7/2010 4:59:18 PM |
| mmaurer | $26.11 | $26.11 | 4/7/2010 5:00:37 PM |
| nodrivelpls | $25.00 | $25.00 | 4/7/2010 5:00:31 PM |
| Damostuff | $25.00 | $25.00 | 4/7/2010 5:00:51 PM |
| market-jam | $39.74 | $39.74 | 4/7/2010 5:01:04 PM |
| Superc0ld | $76.31 | $76.31 | 4/7/2010 4:55:06 PM |
| spyro | $25.00 | $25.00 | 4/7/2010 4:56:30 PM |
| GATrust | $50.00 | $50.00 | 4/7/2010 4:56:35 PM |
| PHI4308 | $25.00 | $25.00 | 4/7/2010 4:56:40 PM |
| IP | $50.00 | $50.00 | 4/7/2010 4:57:30 PM |
| BankofTony | $50.00 | $50.00 | 4/7/2010 4:59:12 PM |
| assetmanager | $25.00 | $25.00 | 4/7/2010 4:59:41 PM |
| omerta6102 | $50.00 | $50.00 | 4/7/2010 5:00:20 PM |
| cyberie21 | $40.00 | $40.00 | 4/7/2010 5:00:24 PM |
| ADIDASNO | $25.00 | $25.00 | 4/7/2010 5:00:39 PM |
| bellach | $25.00 | $25.00 | 4/7/2010 5:00:45 PM |
| admirable-credit | $25.00 | $25.00 | 4/7/2010 5:01:03 PM |
| highcountry1 | $25.00 | $25.00 | 4/7/2010 6:03:29 PM |
| ElChico124 | $25.00 | $25.00 | 4/7/2010 6:38:28 PM |
| FredHead3 | $29.15 | $29.15 | 4/7/2010 7:37:34 PM |
| steely_dan34 | $25.00 | $25.00 | 4/7/2010 5:34:09 PM |
| Isotope | $25.00 | $25.00 | 4/7/2010 8:13:01 PM |
| workwithchrisDOTbiz | $50.00 | $50.00 | 4/7/2010 6:00:43 PM |
| dadobank | $28.49 | $28.49 | 4/7/2010 9:04:23 PM |
| gjacobs2 | $25.00 | $25.00 | 4/7/2010 10:21:40 PM |
| Interloper | $25.00 | $25.00 | 4/7/2010 7:49:11 PM |
| lagnisiruk | $25.00 | $25.00 | 4/7/2010 10:08:32 PM |
| creativename | $60.00 | $60.00 | 4/7/2010 10:15:33 PM |
| onlyinchicago | $25.00 | $25.00 | 4/8/2010 8:03:05 AM |
| SKAGIT22 | $25.00 | $25.00 | 4/8/2010 8:27:19 AM |
| zippy-revenue8 | $25.00 | $25.00 | 4/8/2010 8:50:18 AM |
| minista | $25.00 | $25.00 | 4/8/2010 9:18:54 AM |
| lostontheedge | $25.00 | $25.00 | 4/8/2010 9:38:16 AM |
| rmpedi33 | $100.00 | $100.00 | 4/8/2010 9:41:18 AM |
| reflective-rupee | $200.00 | $200.00 | 4/8/2010 9:46:08 AM |
| WeAlNe | $25.00 | $25.00 | 4/8/2010 9:37:13 AM |
| goldeneye777 | $25.00 | $25.00 | 4/8/2010 9:38:10 AM |
| Sibelius2 | $25.00 | $25.00 | 4/8/2010 10:38:18 AM |
| Supp0rter | $26.06 | $26.06 | 4/8/2010 11:36:57 AM |
| BritDad | $25.00 | $25.00 | 4/8/2010 11:50:50 AM |
| top-courteous-peso | $50.00 | $50.00 | 4/8/2010 12:41:42 PM |
| monticello | $25.00 | $25.00 | 4/8/2010 1:25:37 PM |
| p2p_banker | $25.00 | $25.00 | 4/8/2010 10:50:10 AM |
| VBPlayer | $35.00 | $35.00 | 4/8/2010 11:31:27 AM |
| titaniumtommy | $25.00 | $25.00 | 4/8/2010 11:35:59 AM |
| Divr555 | $25.31 | $25.31 | 4/8/2010 1:48:03 PM |
| Plotinus | $45.37 | $45.37 | 4/8/2010 2:40:16 PM |
| pwkpwk | $25.00 | $25.00 | 4/8/2010 2:48:07 PM |
| faldska | $25.00 | $25.00 | 4/8/2010 11:52:37 AM |
| LAKETIME | $25.00 | $25.00 | 4/8/2010 2:03:20 PM |
| RLC | $30.72 | $30.72 | 4/8/2010 3:04:37 PM |
| bamboozled_again | $42.72 | $42.72 | 4/8/2010 3:13:09 PM |
| zeelender | $25.00 | $25.00 | 4/8/2010 12:15:47 PM |
| cesta283 | $25.00 | $25.00 | 4/8/2010 2:29:53 PM |
| UBOtto186 | $42.44 | $42.44 | 4/8/2010 3:24:40 PM |
| DMark69 | $25.00 | $25.00 | 4/8/2010 2:47:57 PM |
| protargol | $55.49 | $55.49 | 4/8/2010 3:36:15 PM |
| credit-puppy924 | $35.00 | $35.00 | 4/8/2010 2:49:48 PM |
| slyder61 | $25.00 | $25.00 | 4/8/2010 3:06:09 PM |
| rdrloan | $25.00 | $25.00 | 4/8/2010 3:30:10 PM |
| phillipd48 | $25.00 | $25.00 | 4/8/2010 1:10:31 PM |
| L-vex | $25.00 | $25.00 | 4/8/2010 1:11:09 PM |
| Eagledrop | $25.00 | $25.00 | 4/8/2010 1:13:27 PM |
| outtahoth2o | $48.20 | $48.20 | 4/8/2010 3:56:56 PM |
| pubnat | $25.00 | $25.00 | 4/8/2010 2:13:25 PM |
| aldeed | $25.00 | $25.00 | 4/8/2010 3:44:43 PM |
| broker558 | $25.00 | $25.00 | 4/8/2010 3:57:35 PM |
| 408 bids
|
Borrower Payment Dependent Notes Series
451656
This series of Notes was issued and sold upon the funding of the borrower loan #41944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Mar-26-2010 |
| |
Auction end date:
| Apr-02-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $655.92 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $655.92 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2000 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 3 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 16
/
16 | Length of status: | 10y 5m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,661 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 47% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bid-owner8 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Repair- I Always Pay On Time
Purpose of loan:
This loan will be used to do some repairs on my house.? I always pay on time and this will be no different. I was a 100% funded but had to redo my loan because some of my income is 1099 and not W-2 income.
My financial situation:
I am a good candidate for this loan because I have plenty of income to be able to pay this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
peace-birdie has bid a total of
$6,500.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
Would you please list your monthly expenses and tell us what
exactly is your occupation? - RecoveryLender
A:
Hello and thanks for the support!! I work in broadcasting i dont have much personal debt i have a couple of credit cars with balances and i have rental properties that are doing very well. again thank you!!
(Mar-31-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $50.00 | $50.00 | 3/26/2010 7:58:21 PM |
| peace-birdie | $1,000.00 | $1,000.00 | 3/26/2010 5:30:53 PM |
| chato2345 | $50.00 | $50.00 | 3/28/2010 9:44:13 AM |
| peace-birdie | $100.00 | $100.00 | 3/28/2010 4:39:07 PM |
| peace-birdie | $250.00 | $250.00 | 3/29/2010 9:31:44 AM |
| adaptable-capital | $54.28 | $54.28 | 3/29/2010 11:28:02 AM |
| exciting-fairness | $200.00 | $200.00 | 3/29/2010 1:14:15 PM |
| reflective-rupee | $450.00 | $450.00 | 3/29/2010 11:46:07 AM |
| gold-cluster | $100.00 | $100.00 | 3/29/2010 12:07:43 PM |
| capital-galaxy | $310.00 | $310.00 | 3/29/2010 5:18:55 PM |
| Loanstou | $356.01 | $356.01 | 3/29/2010 8:34:54 PM |
| enchanted-note | $100.00 | $100.00 | 3/30/2010 2:06:03 AM |
| peace-birdie | $250.00 | $250.00 | 3/30/2010 1:23:55 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 3/30/2010 4:50:23 PM |
| loss-of-control | $50.00 | $50.00 | 3/30/2010 6:14:40 PM |
| gold-cluster | $100.00 | $100.00 | 3/30/2010 6:53:24 PM |
| credit-elation1 | $31.16 | $31.16 | 3/30/2010 8:03:38 PM |
| 850 | $50.00 | $50.00 | 3/30/2010 10:08:38 PM |
| Free-the-usa-1776 | $25.00 | $25.00 | 3/31/2010 1:50:34 PM |
| cunning-bill | $25.00 | $25.00 | 3/31/2010 4:21:07 PM |
| DasMula | $100.00 | $100.00 | 3/31/2010 6:40:06 PM |
| DasMula | $50.00 | $50.00 | 3/31/2010 6:41:12 PM |
| DasMula | $50.00 | $50.00 | 3/31/2010 6:43:15 PM |
| Prairie-MN | $30.00 | $30.00 | 3/31/2010 7:17:08 PM |
| sturdy-peace9 | $75.00 | $75.00 | 3/31/2010 10:48:26 PM |
| rooster63 | $50.00 | $50.00 | 4/1/2010 1:29:33 AM |
| nodebt2012 | $25.00 | $25.00 | 3/31/2010 10:24:22 PM |
| COCHINOBOY | $50.00 | $50.00 | 4/1/2010 8:09:21 AM |
| Helping-One-Another | $75.00 | $75.00 | 4/1/2010 9:43:29 AM |
| lovely-leverage | $25.00 | $25.00 | 4/1/2010 11:13:03 AM |
| impartial-capital7 | $25.00 | $25.00 | 4/1/2010 4:47:02 PM |
| peace-birdie | $900.00 | $900.00 | 4/1/2010 6:19:28 PM |
| CoolPlexer | $129.43 | $129.43 | 4/1/2010 7:54:07 PM |
| Tono | $25.00 | $25.00 | 4/1/2010 6:54:51 PM |
| Kqwik | $50.00 | $50.00 | 4/1/2010 10:05:14 PM |
| gold-cluster | $100.00 | $100.00 | 4/1/2010 9:40:40 PM |
| Leshan | $25.00 | $25.00 | 4/2/2010 7:19:40 AM |
| zone6 | $200.00 | $200.00 | 4/2/2010 5:25:47 AM |
| dollar-authority | $200.00 | $200.00 | 4/2/2010 9:20:12 AM |
| TheLightInMe | $25.00 | $25.00 | 4/2/2010 12:16:49 PM |
| Bob450 | $25.00 | $25.00 | 4/2/2010 11:56:41 AM |
| friendinmoney | $25.00 | $25.00 | 4/2/2010 1:06:24 PM |
| peace-birdie | $250.00 | $250.00 | 4/2/2010 1:44:42 PM |
| RkyMtnHi | $50.00 | $50.00 | 4/2/2010 3:58:22 PM |
| DMKAssetManagement | $32.75 | $32.75 | 4/2/2010 3:17:11 PM |
| Rip128 | $300.00 | $300.00 | 4/2/2010 3:50:41 PM |
| Mr-Miracle | $25.00 | $25.00 | 4/2/2010 3:52:55 PM |
| neorunner | $25.00 | $25.00 | 3/28/2010 8:21:01 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 3/29/2010 11:45:54 AM |
| gold-cluster | $100.00 | $100.00 | 3/29/2010 12:06:23 PM |
| lucrative-transparency0 | $500.00 | $500.00 | 3/29/2010 12:26:56 PM |
| capital-galaxy | $90.00 | $90.00 | 3/29/2010 1:00:15 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/29/2010 5:46:55 PM |
| peace-birdie | $2,500.00 | $2,500.00 | 3/30/2010 1:22:11 PM |
| capital-galaxy | $150.00 | $150.00 | 3/30/2010 2:41:23 PM |
| thomas16882004 | $25.00 | $25.00 | 3/30/2010 1:24:20 PM |
| blue-asset-network | $25.00 | $25.00 | 3/30/2010 5:05:51 PM |
| Kash2010lu | $50.00 | $50.00 | 3/30/2010 6:19:35 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 3/30/2010 4:50:08 PM |
| dynamic-capital | $25.00 | $25.00 | 3/30/2010 5:59:52 PM |
| loss-of-control | $50.00 | $50.00 | 3/30/2010 6:14:16 PM |
| KDW08 | $36.49 | $36.49 | 3/30/2010 7:28:05 PM |
| nodebt2012 | $35.00 | $35.00 | 3/30/2010 11:50:01 PM |
| Signpainter | $25.00 | $25.00 | 3/31/2010 10:54:01 AM |
| peace-birdie | $500.00 | $500.00 | 3/31/2010 11:42:31 AM |
| Bob450 | $25.00 | $25.00 | 3/31/2010 2:29:11 PM |
| five-star-note | $100.00 | $100.00 | 3/31/2010 3:57:59 PM |
| nickel-position | $25.00 | $25.00 | 3/31/2010 4:21:51 PM |
| silver-parsec | $25.00 | $25.00 | 3/31/2010 5:05:43 PM |
| jono9999 | $150.00 | $68.01 | 3/31/2010 7:04:26 PM |
| DasMula | $50.00 | $50.00 | 3/31/2010 6:40:54 PM |
| windkid | $25.08 | $25.08 | 4/1/2010 3:40:59 AM |
| Your_Bank | $25.00 | $25.00 | 4/1/2010 9:50:19 AM |
| TheSweetLender | $49.07 | $49.07 | 4/1/2010 9:57:06 AM |
| dynrep | $25.00 | $25.00 | 4/1/2010 9:23:35 AM |
| truth-trapper | $25.00 | $25.00 | 4/1/2010 5:30:40 PM |
| sparkling-contract7 | $25.00 | $25.00 | 4/1/2010 7:17:39 PM |
| Zipcut | $25.00 | $25.00 | 4/1/2010 8:20:06 PM |
| wise-courageous-social | $25.00 | $25.00 | 4/1/2010 7:05:48 PM |
| durability-colonel | $100.00 | $100.00 | 4/2/2010 2:24:17 AM |
| farchoir | $25.00 | $25.00 | 4/1/2010 8:36:22 PM |
| money-encourager | $25.00 | $25.00 | 4/2/2010 4:38:03 AM |
| Frosty | $50.00 | $50.00 | 4/2/2010 6:00:39 AM |
| Rip128 | $150.00 | $150.00 | 4/2/2010 11:51:47 AM |
| Rip128 | $100.00 | $100.00 | 4/2/2010 12:39:00 PM |
| pog27 | $50.00 | $50.00 | 4/2/2010 11:42:56 AM |
| carrinel | $150.00 | $150.00 | 4/2/2010 11:43:28 AM |
| carrinel | $149.00 | $149.00 | 4/2/2010 11:43:51 AM |
| Your_Bank | $40.00 | $40.00 | 4/2/2010 2:34:21 PM |
| peace-birdie | $250.00 | $250.00 | 4/2/2010 1:45:53 PM |
| carrinel | $50.00 | $50.00 | 4/2/2010 12:27:17 PM |
| peace-birdie | $500.00 | $500.00 | 4/2/2010 12:36:07 PM |
| helping-out | $25.00 | $25.00 | 4/2/2010 2:35:40 PM |
| green-transaction-charmer | $35.00 | $35.00 | 4/2/2010 3:41:03 PM |
| epic-payout | $50.00 | $50.00 | 4/2/2010 1:49:40 PM |
| himistu22 | $28.72 | $28.72 | 4/2/2010 4:02:03 PM |
| Rip128 | $300.00 | $300.00 | 4/2/2010 4:05:19 PM |
| Rip128 | $50.00 | $50.00 | 4/2/2010 3:10:29 PM |
| realtormoises | $25.00 | $25.00 | 4/2/2010 4:07:56 PM |
| 99 bids
|
Borrower Payment Dependent Notes Series
452658
This series of Notes was issued and sold upon the funding of the borrower loan #41859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 34.5% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 32.90% |
Final borrower rate/APR:
| 33.90% / 36.34% |
Final monthly payment:
| $89.23 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 36.44% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -3.54% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 1 |
Inquiries last 6m:
| 5 | Employment status: | Self-employed |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 8y 3m |
|
Credit score:
| 680-699 (Mar-2010) |
Total credit lines:
| 18 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $13 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $297 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 15 | | | | |
|
Screen name:
| Sambamm1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 0
( 0% )
| 660-679
(Dec-2009)
720-739
(Nov-2009)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
2nd Prosper Loan - Lender/Borrower
This is my 2nd Prosper loan and I am a Lender / Borrower here on Prosper.
Purpose of Loan:? I am moving my tax practice to a?higher-end business?location because I just received very favorable terms on a?3-year lease.??I believe the visibility that I will be getting from the neighboring businesses?will take my tax practice to the next level.? I?am asking for this loan in order to buy new office furniture and a nice sign to advertise my services.???
About me:? I?am a tax accountant in Brandon, Florida.??I have had my own business for the past 7 years. My business has grown from 1 client in 2002 to over 250 clients now. I have never advertised. All of my clients are word-of-mouth referrals.??My credit score is very important to me and I have been working harder than ever during the past few years to improve it. I know that the slightest negative actions could have severe impacts on my credit score and, for that reason, I have not missed a payment on any of my bills in the past?3 years.
Thanks for your consideration (once again)!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Sam, let me guess: your monthly net income is still approx. $3,700, right? Now for the seconc part of my request on your last app:....... see my page, please. good luck - Tono
A:
Gross Billings: 4,500.00
Biz Expenses: 800.00
Net Income 3,700.00 (Business Profit)
Personal Expenses:
Rent & 1,000.00
Utilities 250.00
Cell phone 50.00
Med/Dent Ins. 225.00
Car Ins. 100.00
Student loan 350.00
Credit cards 50.00
Loan 255.00
Food & ent 650.00
Gas 100.00
Jiu-jitsu class 100.00
Credit reporting 25.00
Total exp. $3,155
(Apr-05-2010)
Q:
How come your credit score is 1 and 1 only? - Asimus
A:
Hi Asimus,
I don't know why I have a "1 and 1" from Prosper, and actually, I don't even know what that means. What I do know is this: over the past several years, I have taken my credit more seriously than ever in my life. I subscribe to creditchecktotal.com and check my reports and score twice a month. This will be my 2nd Prosper loan and I have also paid off 2 AccionUSA business loans as well. I am trying to prove to everyone that I am a better credit risk than my numbers suggest. Thanx
(Apr-06-2010)
Q:
Thank you for your previous reply. Could you please explain the 15 delinquencies and the 2 current delinquencies? - Asimus
A:
Am currently looking into a $297 medical bill that I assumed my health insurance was covering, but apparently they are not. Will pay that off soon.
As for the other delinquency, I have no idea. I was recently late on a credit card payment with balance of $.61 (yes, that's 61 cents) and was charged a $30 late fee. Maybe that's the other one, but I'm not sure. I got the late fee removed by the way.
(Apr-06-2010)
Q:
Have you checked other lending sources before turning to Prosper.com? If so, why have you decided to pursue a loan on prosper? - sjo1984111
A:
I've already received 3 loans from AccionUSA and I've paid off 2 of them and currently working on the 3rd. However, my loan with AccionUSA is partially secured by a CD I have on account with them. Once I found out about Prosper, I knew this was the way to go. I would rather be judged by my peers than by some banker that's never had their own small business and doesn't know what it's like in the real business world. I really believe P2P lending is the future of borrowing and lending.
(Apr-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 4/5/2010 5:01:37 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/5/2010 5:45:21 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 4/5/2010 7:48:20 PM |
| Tono | $30.00 | $30.00 | 4/6/2010 3:37:26 PM |
| paradiseinvestor | $50.00 | $50.00 | 4/8/2010 1:51:19 PM |
| Kash2010lu | $50.00 | $50.00 | 4/9/2010 4:44:30 PM |
| penny-sergeant | $25.00 | $25.00 | 4/9/2010 7:34:48 PM |
| realtormoises | $25.00 | $25.00 | 4/9/2010 6:16:08 PM |
| Bob450 | $25.00 | $24.25 | 4/10/2010 7:46:46 AM |
| LuvToLend | $25.00 | $25.00 | 4/10/2010 5:05:47 PM |
| GS-ROCK | $25.00 | $25.00 | 4/11/2010 7:24:03 AM |
| Your_Bank | $50.00 | $50.00 | 4/10/2010 8:51:27 PM |
| wodude | $25.00 | $25.00 | 4/11/2010 1:57:13 PM |
| KaChingInvestments | $27.86 | $27.86 | 4/12/2010 5:16:44 AM |
| DasMula | $25.00 | $25.00 | 4/12/2010 9:00:48 AM |
| Leshan | $33.17 | $33.17 | 4/12/2010 12:53:57 PM |
| sturdy-fairness5 | $28.72 | $28.72 | 4/12/2010 3:27:02 PM |
| YoungTaxMan | $100.00 | $100.00 | 4/12/2010 1:22:11 PM |
| unger | $100.00 | $100.00 | 4/12/2010 4:30:17 PM |
| lucrative-loan | $300.00 | $300.00 | 4/5/2010 5:13:55 PM |
| five-star-note | $50.00 | $50.00 | 4/5/2010 5:26:11 PM |
| Kqwik | $25.00 | $25.00 | 4/6/2010 2:28:19 PM |
| silver-fixer1 | $25.00 | $25.00 | 4/6/2010 6:21:53 PM |
| asset-vibraphone | $30.00 | $30.00 | 4/6/2010 10:41:46 PM |
| interest-finder0 | $25.00 | $25.00 | 4/7/2010 4:45:47 PM |
| kevlar | $25.00 | $25.00 | 4/7/2010 10:25:34 PM |
| CoolPlexer | $25.00 | $25.00 | 4/7/2010 8:28:14 PM |
| divine940 | $25.00 | $25.00 | 4/8/2010 12:03:53 PM |
| catalystcf | $25.00 | $25.00 | 4/8/2010 5:09:25 PM |
| Bob450 | $25.00 | $25.00 | 4/8/2010 10:05:04 PM |
| reflective-rupee | $25.00 | $25.00 | 4/9/2010 8:54:24 AM |
| Steffy1976 | $25.00 | $25.00 | 4/9/2010 8:23:40 AM |
| joefoolz | $25.00 | $25.00 | 4/9/2010 6:06:06 AM |
| chato2345 | $25.00 | $25.00 | 4/9/2010 4:55:52 PM |
| supreme-hope | $25.00 | $25.00 | 4/10/2010 5:33:40 AM |
| marwadi-62 | $100.00 | $100.00 | 4/10/2010 7:40:41 PM |
| Top_Gun_Lender | $26.00 | $26.00 | 4/10/2010 11:52:39 PM |
| Feyenoord | $25.00 | $25.00 | 4/11/2010 11:26:50 AM |
| dudebrah | $25.00 | $25.00 | 4/11/2010 9:29:43 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/11/2010 9:53:36 PM |
| NekHoldings | $25.00 | $25.00 | 4/12/2010 4:55:32 AM |
| loanman2007 | $75.00 | $75.00 | 4/12/2010 5:36:36 AM |
| OPEO | $25.00 | $25.00 | 4/12/2010 7:05:03 AM |
| allbalooboy2 | $25.00 | $25.00 | 4/11/2010 5:58:53 PM |
| shrewd-income | $100.00 | $100.00 | 4/12/2010 9:44:47 AM |
| new-peso-concerto | $50.00 | $50.00 | 4/12/2010 1:43:47 PM |
| wild-orange | $25.00 | $25.00 | 4/12/2010 11:37:08 AM |
| skater | $25.00 | $25.00 | 4/12/2010 2:59:57 PM |
| kinetic-social | $25.00 | $25.00 | 4/12/2010 3:43:40 PM |
| 49 bids
|
Borrower Payment Dependent Notes Series
453210
This series of Notes was issued and sold upon the funding of the borrower loan #41935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-09-2010 |
| |
Auction end date:
| Apr-16-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.72% |
Starting monthly payment:
| $47.97 |
|
Final lender yield:
| 7.50% |
Final borrower rate/APR:
| 8.50% / 10.83% |
Final monthly payment:
| $47.35 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.39% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2000 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
12 | Length of status: | 4y 9m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 14 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,072 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 24% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| dudebrah |
Borrower's state:
| California |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 760-779
(Sep-2009)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
2nd loan! To reinvest in Prosper
Purpose of loan:
undefinedundefinedundefined
This loan will be used to reinvest in Prosper. I?have
over 7k invested in prosper and with this loan it will be up to 9k. That amount
will work toward paying that loan. I was able to pay the first loan very
quickly. This loan will take a little more time. I have another debt that I
would like to pay off soon. I am relisting at a smaller amount to get a better
rate. The drop in the credit score is due to citi bank closing a 10K line of
credit because ?I have not used it.? I have no problems paying my debts. I am a good candidate for this loan because I don't need
this loan. I make over 4k a month and have about 3k in bills. I'm currently
being very aggressive about paying CC debt.
Income:
Job one: $2200+Job two: $600 (about)Job three $350 (about)Rent income $1075ExpensesCar & Gas $430Mortgage $1100Unities and cable $350 (about)Homeowner association $250Debts min. 140,Girlfriend: the rest and then some (I kid, I kid)
Information in the Description is not verified.
Friends And Family Winning Bids
boogienation has bid a total of
$472.09 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| nickel-pipeline | $25.00 | $25.00 | 4/10/2010 10:41:31 AM |
| allbalooboy2 | $50.00 | $50.00 | 4/11/2010 6:19:16 PM |
| crdcteng | $25.00 | $25.00 | 4/12/2010 7:50:26 AM |
| cypressdev001 | $25.00 | $25.00 | 4/12/2010 8:13:01 AM |
| Firescreek | $25.00 | $25.00 | 4/13/2010 6:37:16 AM |
| Mr_Egret | $25.00 | $25.00 | 4/13/2010 4:42:12 PM |
| loanman2007 | $75.00 | $75.00 | 4/14/2010 6:23:54 AM |
| cwegert | $28.08 | $28.08 | 4/15/2010 7:58:39 AM |
| usd1027 | $25.00 | $25.00 | 4/14/2010 6:28:50 PM |
| GBlack | $25.00 | $25.00 | 4/15/2010 7:49:51 AM |
| Anacomical | $33.87 | $33.87 | 4/15/2010 6:49:10 PM |
| LittleMingo | $25.00 | $25.00 | 4/15/2010 9:06:57 PM |
| wild-orange | $25.00 | $25.00 | 4/16/2010 1:19:55 AM |
| DolCaps | $25.00 | $25.00 | 4/16/2010 2:52:57 AM |
| cwegert | $87.22 | $87.22 | 4/16/2010 7:49:08 AM |
| scientists | $25.00 | $25.00 | 4/16/2010 8:37:17 AM |
| bowl800 | $25.00 | $25.00 | 4/16/2010 9:44:23 AM |
| selo80 | $25.00 | $25.00 | 4/16/2010 3:58:22 PM |
| priceless-cash5 | $25.00 | $25.00 | 4/16/2010 2:06:01 PM |
| TheWainer | $25.00 | $25.00 | 4/10/2010 9:00:47 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 4/11/2010 7:28:40 PM |
| vulgy | $25.00 | $25.00 | 4/12/2010 6:24:09 AM |
| LittleMingo | $25.00 | $25.00 | 4/13/2010 5:14:15 AM |
| ansky127 | $25.00 | $25.00 | 4/13/2010 8:16:51 AM |
| Tuss12 | $50.00 | $0.89 | 4/13/2010 2:05:24 PM |
| boogienation | $472.09 | $472.09 | 4/13/2010 3:43:36 PM |
| Planecourage | $25.00 | $25.00 | 4/13/2010 3:58:03 PM |
| dstolars | $25.00 | $25.00 | 4/14/2010 6:59:46 AM |
| nerlands | $41.46 | $41.46 | 4/14/2010 8:19:13 AM |
| Dollars4Rent | $25.00 | $25.00 | 4/15/2010 11:03:55 AM |
| catalystcf | $25.00 | $25.00 | 4/16/2010 10:29:21 AM |
| octoberfresh | $25.00 | $25.00 | 4/16/2010 11:04:43 AM |
| trade-structure | $86.39 | $86.39 | 4/16/2010 1:12:07 PM |
| Rancid | $25.00 | $25.00 | 4/16/2010 2:29:10 PM |
| 34 bids
|
Borrower Payment Dependent Notes Series
453934
This series of Notes was issued and sold upon the funding of the borrower loan #41850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-15-2010 |
| |
Auction end date:
| Apr-16-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $143.90 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $143.52 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 6m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 22 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $491 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 8% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Big-Travy |
Borrower's state:
| California |
Borrower's group:
| University of California at Santa Barbara Alumni |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,800.00 | < mo. late:
| 0
( 0% )
| 720-739
(Nov-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Debt Consolidation and Taxes
Purpose of loan:
This loan will be my second Prosper loan and I paid my first one off in a year and a half. I am going to use this loan to pay back taxes I owe to the Federal government and one credit card that I use. My cash flow situation is excellent and I have no trouble paying my bills.
Monthly net income: $ 4,500.00
Monthly expenses: $
??Housing: $? 600
??
Insurance: $130
??Car expenses: $
420br />??Phone, cable, internet: $
105
??Credit cards and other loans: $
225*
As you can see I am in a great situation for this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 4/15/2010 11:36:00 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/15/2010 11:30:47 AM |
| worthy-wealth3 | $25.00 | $25.00 | 4/15/2010 11:43:45 AM |
| meux99 | $25.00 | $25.00 | 4/15/2010 11:36:54 AM |
| antlr | $25.00 | $25.00 | 4/15/2010 11:45:54 AM |
| fortytwo | $100.00 | $100.00 | 4/15/2010 11:47:06 AM |
| bowdish1 | $100.00 | $100.00 | 4/15/2010 11:50:10 AM |
| OLYVRC | $25.00 | $25.00 | 4/15/2010 11:44:18 AM |
| Thunderswan | $50.00 | $50.00 | 4/15/2010 11:55:08 AM |
| nickel-ferret | $25.00 | $25.00 | 4/15/2010 11:55:14 AM |
| AmericanCredit | $25.00 | $25.00 | 4/15/2010 11:48:25 AM |
| mtp | $50.00 | $50.00 | 4/15/2010 11:49:06 AM |
| Avala | $50.00 | $50.00 | 4/15/2010 11:57:33 AM |
| steady-funds6 | $25.00 | $25.00 | 4/15/2010 11:59:40 AM |
| delicious-social132 | $40.00 | $40.00 | 4/15/2010 11:56:03 AM |
| codavee | $50.00 | $50.00 | 4/15/2010 12:02:56 PM |
| hrubinst | $25.00 | $25.00 | 4/15/2010 11:56:57 AM |
| The_Secret | $25.00 | $25.00 | 4/15/2010 12:04:11 PM |
| dinero-speaker | $25.00 | $25.00 | 4/15/2010 11:58:11 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/15/2010 12:07:14 PM |
| kchen486 | $25.00 | $25.00 | 4/15/2010 11:55:48 AM |
| Dreamconnection | $25.00 | $25.00 | 4/15/2010 11:55:54 AM |
| ideal-penny8 | $25.00 | $25.00 | 4/15/2010 11:55:57 AM |
| Dap2005 | $25.00 | $25.00 | 4/15/2010 12:00:36 PM |
| authoritative-capital | $25.00 | $25.00 | 4/15/2010 12:09:39 PM |
| torion | $25.00 | $25.00 | 4/15/2010 11:57:08 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/15/2010 12:01:44 PM |
| ArtemisFitzlebottom | $50.00 | $50.00 | 4/15/2010 12:02:12 PM |
| cberthiaume | $25.00 | $25.00 | 4/15/2010 12:10:24 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/15/2010 12:02:30 PM |
| bglender | $25.00 | $25.00 | 4/15/2010 12:03:50 PM |
| HunterSix | $25.00 | $25.00 | 4/15/2010 12:00:11 PM |
| jdrez | $25.00 | $25.00 | 4/15/2010 12:04:32 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/15/2010 12:06:08 PM |
| Supernick | $50.00 | $50.00 | 4/15/2010 12:06:28 PM |
| TakeCare | $50.00 | $50.00 | 4/15/2010 12:07:57 PM |
| mlopez2007 | $25.00 | $25.00 | 4/15/2010 12:50:04 PM |
| ingenious-order783 | $25.00 | $25.00 | 4/15/2010 1:43:50 PM |
| lamarsam | $25.00 | $25.00 | 4/15/2010 12:05:10 PM |
| LandE2BG | $25.00 | $25.00 | 4/15/2010 12:21:24 PM |
| JKEnterprises | $25.00 | $25.00 | 4/15/2010 2:09:43 PM |
| John_Galt | $55.00 | $55.00 | 4/15/2010 3:03:44 PM |
| finance-prescription | $100.00 | $100.00 | 4/15/2010 12:10:29 PM |
| lloyd_s | $25.00 | $25.00 | 4/15/2010 2:43:21 PM |
| iolaire | $25.00 | $25.00 | 4/15/2010 1:43:09 PM |
| Speculator | $100.00 | $100.00 | 4/15/2010 2:14:08 PM |
| GElender | $50.00 | $50.00 | 4/15/2010 4:00:59 PM |
| monroemoney | $25.00 | $25.00 | 4/15/2010 5:13:28 PM |
| mulberry4 | $25.00 | $25.00 | 4/15/2010 6:26:47 PM |
| return-buddy | $25.00 | $25.00 | 4/15/2010 4:20:03 PM |
| generous-deal6 | $25.00 | $25.00 | 4/15/2010 9:08:01 PM |
| rlrcstr | $25.00 | $25.00 | 4/15/2010 6:34:04 PM |
| Duanep01 | $25.00 | $25.00 | 4/15/2010 10:47:59 PM |
| ichibon | $75.00 | $75.00 | 4/16/2010 3:25:18 AM |
| hereverycentcounts | $25.00 | $25.00 | 4/15/2010 10:08:25 PM |
| logical-p2ploan | $25.00 | $25.00 | 4/16/2010 6:12:51 AM |
| MihirFromRedmond | $25.00 | $25.00 | 4/15/2010 10:23:31 PM |
| schpere | $25.00 | $25.00 | 4/16/2010 4:42:59 AM |
| MiniBank998 | $25.00 | $25.00 | 4/16/2010 7:27:54 AM |
| Officiency | $25.00 | $25.00 | 4/16/2010 7:29:08 AM |
| ideal-platinum1 | $100.00 | $100.00 | 4/16/2010 5:34:47 AM |
| ccaxid57 | $25.00 | $25.00 | 4/16/2010 6:29:33 AM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/15/2010 11:42:35 AM |
| TheMan | $25.00 | $25.00 | 4/15/2010 11:43:17 AM |
| Ivan2007 | $25.00 | $25.00 | 4/15/2010 11:47:56 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/15/2010 11:56:26 AM |
| truth-image | $50.00 | $50.00 | 4/15/2010 11:45:38 AM |
| Rdodson11 | $25.00 | $25.00 | 4/15/2010 11:46:07 AM |
| meenan | $25.00 | $25.00 | 4/15/2010 11:58:27 AM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/15/2010 11:58:50 AM |
| lagnisiruk | $25.00 | $25.00 | 4/15/2010 11:46:39 AM |
| supreme-hope | $25.00 | $25.00 | 4/15/2010 11:46:57 AM |
| mmckune | $25.00 | $25.00 | 4/15/2010 11:59:57 AM |
| mrzz | $25.00 | $25.00 | 4/15/2010 11:48:20 AM |
| peerlender | $30.00 | $30.00 | 4/15/2010 11:48:31 AM |
| rolandweary | $30.00 | $30.00 | 4/15/2010 11:48:44 AM |
| unassassinable | $25.00 | $25.00 | 4/15/2010 12:00:59 PM |
| magical-greenback | $25.00 | $25.00 | 4/15/2010 12:02:03 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/15/2010 12:03:58 PM |
| bonus-cougar | $25.00 | $25.00 | 4/15/2010 12:04:22 PM |
| bright-balance | $25.00 | $25.00 | 4/15/2010 12:04:45 PM |
| Barak | $40.00 | $40.00 | 4/15/2010 11:58:37 AM |
| radforj22 | $25.00 | $25.00 | 4/15/2010 11:54:57 AM |
| integrity-doctor | $100.00 | $100.00 | 4/15/2010 11:59:11 AM |
| careful-note | $50.00 | $50.00 | 4/15/2010 11:59:21 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/15/2010 12:00:18 PM |
| contract-eagle | $25.00 | $25.00 | 4/15/2010 12:08:36 PM |
| bid-refresher2 | $25.00 | $25.00 | 4/15/2010 12:11:01 PM |
| p2p_banker | $25.00 | $25.00 | 4/15/2010 12:11:16 PM |
| skuba | $25.00 | $25.00 | 4/15/2010 12:01:19 PM |
| Okeey | $25.00 | $25.00 | 4/15/2010 12:07:05 PM |
| fantastic-openness | $50.00 | $50.00 | 4/15/2010 12:02:41 PM |
| jsw7us | $50.00 | $50.00 | 4/15/2010 12:09:12 PM |
| HHP | $25.00 | $25.00 | 4/15/2010 12:03:25 PM |
| evnagelist | $25.00 | $25.00 | 4/15/2010 12:09:57 PM |
| red-trade-cologne | $25.00 | $25.00 | 4/15/2010 12:10:05 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/15/2010 12:11:23 PM |
| WaitForIt | $25.00 | $25.00 | 4/15/2010 2:08:08 PM |
| influential-compassion9 | $50.00 | $50.00 | 4/15/2010 12:07:42 PM |
| DonaldColorado | $25.00 | $25.00 | 4/15/2010 12:08:21 PM |
| USMC0311 | $25.00 | $25.00 | 4/15/2010 3:15:35 PM |
| shadowflame_99 | $25.00 | $25.00 | 4/15/2010 1:35:26 PM |
| Walkingcowboy | $25.00 | $25.00 | 4/15/2010 1:36:20 PM |
| transparency-giant | $41.25 | $41.25 | 4/15/2010 3:48:39 PM |
| Cheburashka | $30.00 | $30.00 | 4/15/2010 12:23:44 PM |
| jjb3 | $25.00 | $25.00 | 4/15/2010 1:09:14 PM |
| sbv1689 | $25.00 | $25.00 | 4/15/2010 1:14:03 PM |
| CAGE-Investments | $28.09 | $28.09 | 4/15/2010 2:02:33 PM |
| market-pudding | $25.00 | $25.00 | 4/15/2010 3:41:29 PM |
| DublinCaLender | $25.00 | $25.00 | 4/15/2010 7:17:54 PM |
| useful-p2ploan | $50.00 | $50.00 | 4/15/2010 10:07:55 PM |
| orderly-leverage | $40.00 | $40.00 | 4/15/2010 8:53:03 PM |
| snazzet | $25.00 | $25.00 | 4/15/2010 6:37:24 PM |
| treasure-bliss | $100.00 | $100.00 | 4/16/2010 4:37:13 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 4/16/2010 4:43:58 AM |
| kmr2 | $50.00 | $50.00 | 4/16/2010 4:53:33 AM |
| Havana21 | $50.00 | $50.00 | 4/15/2010 10:23:03 PM |
| suburbanman64 | $30.00 | $30.00 | 4/16/2010 3:25:58 AM |
| wings2fly | $25.00 | $25.00 | 4/15/2010 11:33:11 PM |
| lowrate | $25.00 | $25.00 | 4/16/2010 12:33:08 AM |
| money-explorer3 | $25.00 | $25.00 | 4/16/2010 2:56:39 AM |
| Artist_Blue | $25.00 | $25.00 | 4/16/2010 7:45:00 AM |
| Apex-Lender | $25.00 | $21.96 | 4/16/2010 7:46:49 AM |
| inspired-contract9 | $33.84 | $33.84 | 4/16/2010 4:39:31 AM |
| gatorjh | $25.00 | $25.00 | 4/16/2010 7:08:36 AM |
| AlexTrep | $25.00 | $25.00 | 4/16/2010 6:13:00 AM |
| successful-agreement7 | $74.86 | $74.86 | 4/16/2010 7:28:45 AM |
| alpinaut | $25.00 | $25.00 | 4/16/2010 7:28:48 AM |
| 128 bids
|
Borrower Payment Dependent Notes Series
454084
This series of Notes was issued and sold upon the funding of the borrower loan #41865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-16-2010 |
| |
Auction end date:
| Apr-19-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $113.12 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 22.24% |
Final monthly payment:
| $111.49 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.06% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 15
/
15 | Length of status: | 12y 11m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 28 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $27,917 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 91% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| shdky35 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 640-659
(May-2008)
640-659
(Apr-2008)
660-679
(Feb-2008)
540-559
(Jan-2008)
|
|
Principal balance:
| $410.36 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
pay off a high interest loan
Purpose of loan: To pay down high interest credit cards and pay off one high interest loans. Also to fix small items in my house.
(explain what you will be using this loan for)
My financial situation: I need to get rid of a few credit cards and keep some money on hand when emergency arises. ????
(explain why you are a good candidate for paying back this loan)
Monthly net income: $ 3250.33
Monthly expenses: $ 2065.
??Housing: $ 1012 ????
??Insurance: $ 108 (car insurance )? ?
??Car expenses:? $ 100 (gas, my car is paid off)
??Utilities: $ 75.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 200.
??Clothing, household expenses $ 100
??Credit cards and other loans: $?350
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| russm011 | $25.00 | $25.00 | 4/16/2010 4:06:34 PM |
| contract-eagle | $25.00 | $25.00 | 4/16/2010 4:15:20 PM |
| robot777 | $40.00 | $40.00 | 4/16/2010 4:26:58 PM |
| hrubinst | $25.00 | $25.00 | 4/16/2010 4:27:36 PM |
| dinero-speaker | $25.00 | $25.00 | 4/16/2010 4:28:55 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/16/2010 4:30:57 PM |
| wings2fly | $25.00 | $25.00 | 4/16/2010 4:34:32 PM |
| Dap2005 | $25.00 | $25.00 | 4/16/2010 4:29:58 PM |
| nickel-ferret | $25.00 | $25.00 | 4/16/2010 4:29:40 PM |
| AF-Chief | $27.00 | $27.00 | 4/16/2010 4:38:51 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/16/2010 4:33:07 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/16/2010 4:37:02 PM |
| orderly-leverage | $40.00 | $40.00 | 4/16/2010 4:33:58 PM |
| cptproton | $25.00 | $25.00 | 4/16/2010 5:03:53 PM |
| jpblan11 | $25.00 | $25.00 | 4/16/2010 8:21:46 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/16/2010 8:54:26 PM |
| DasMula | $25.00 | $25.00 | 4/16/2010 10:03:33 PM |
| important-ore | $50.00 | $50.00 | 4/16/2010 9:34:33 PM |
| Bank_Of_XL | $50.00 | $50.00 | 4/17/2010 7:30:53 AM |
| Binan | $25.00 | $25.00 | 4/18/2010 6:57:57 AM |
| madmoney618 | $50.00 | $50.00 | 4/18/2010 9:56:43 AM |
| decisive-capital | $75.00 | $75.00 | 4/17/2010 5:28:01 PM |
| thedreamer | $25.00 | $25.00 | 4/18/2010 10:48:37 AM |
| JTCorp | $50.00 | $43.00 | 4/18/2010 3:32:30 PM |
| twjh | $25.00 | $25.00 | 4/18/2010 9:17:22 AM |
| LR_Biker | $25.00 | $25.00 | 4/18/2010 9:43:02 AM |
| truth-trapper | $25.00 | $25.00 | 4/18/2010 8:00:38 PM |
| wwwUniversal | $25.00 | $25.00 | 4/18/2010 11:07:55 AM |
| bchen78875 | $25.00 | $25.00 | 4/18/2010 12:05:23 PM |
| cingular | $25.00 | $25.00 | 4/18/2010 6:28:28 PM |
| scoobiedoo | $25.00 | $25.00 | 4/18/2010 6:55:05 PM |
| spiff666 | $25.00 | $25.00 | 4/18/2010 8:56:34 PM |
| cash-vault | $25.00 | $25.00 | 4/19/2010 9:34:00 AM |
| market-pudding | $25.00 | $25.00 | 4/19/2010 9:35:19 AM |
| rock931 | $25.00 | $25.00 | 4/19/2010 9:53:32 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/19/2010 9:33:21 AM |
| Ripsaw4U | $25.00 | $25.00 | 4/19/2010 1:06:29 PM |
| finance-prescription | $100.00 | $100.00 | 4/16/2010 4:16:09 PM |
| integrity-doctor | $100.00 | $100.00 | 4/16/2010 4:16:45 PM |
| income-fortress | $25.00 | $25.00 | 4/16/2010 4:27:10 PM |
| bowdish1 | $50.00 | $50.00 | 4/16/2010 4:30:48 PM |
| torion | $25.00 | $25.00 | 4/16/2010 4:28:03 PM |
| Avala | $50.00 | $50.00 | 4/16/2010 4:28:18 PM |
| delicious-social132 | $25.00 | $25.00 | 4/16/2010 4:28:28 PM |
| unassassinable | $25.00 | $25.00 | 4/16/2010 4:30:12 PM |
| mmckune | $25.00 | $25.00 | 4/16/2010 4:29:25 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/16/2010 4:39:41 PM |
| frogperson | $75.00 | $75.00 | 4/16/2010 4:35:02 PM |
| transparency-planetarium | $25.00 | $25.00 | 4/16/2010 4:37:23 PM |
| Havana21 | $100.00 | $100.00 | 4/16/2010 4:34:26 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/16/2010 4:36:05 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/16/2010 4:49:53 PM |
| loyalist1 | $100.00 | $100.00 | 4/16/2010 4:51:38 PM |
| mtquan | $25.00 | $25.00 | 4/16/2010 4:49:27 PM |
| charming-point | $50.00 | $50.00 | 4/16/2010 5:28:01 PM |
| Aberdeen | $400.00 | $400.00 | 4/16/2010 5:35:28 PM |
| autonomous-basis | $25.00 | $25.00 | 4/17/2010 12:58:23 AM |
| Supernick | $50.00 | $50.00 | 4/16/2010 7:43:07 PM |
| debt-system880 | $25.00 | $25.00 | 4/16/2010 8:37:56 PM |
| emt747 | $25.00 | $25.00 | 4/17/2010 7:59:52 AM |
| Your_Bank | $25.00 | $25.00 | 4/17/2010 11:35:47 AM |
| josephpenrod | $25.00 | $25.00 | 4/17/2010 8:58:31 PM |
| ichibon | $25.00 | $25.00 | 4/18/2010 7:10:22 AM |
| radforj22 | $25.00 | $25.00 | 4/18/2010 11:07:51 AM |
| alaco | $25.00 | $25.00 | 4/17/2010 9:57:59 PM |
| GElender | $50.00 | $50.00 | 4/17/2010 10:27:58 PM |
| JGB | $25.00 | $25.00 | 4/18/2010 2:01:08 PM |
| balance2 | $50.00 | $50.00 | 4/18/2010 7:43:38 AM |
| Millmanator | $25.00 | $25.00 | 4/18/2010 10:20:18 AM |
| euro-starter | $25.00 | $25.00 | 4/18/2010 11:22:59 AM |
| Artist_Blue | $25.00 | $25.00 | 4/19/2010 12:07:15 AM |
| new-reward-sequoia | $25.00 | $25.00 | 4/19/2010 6:33:54 AM |
| mpatrick | $25.00 | $25.00 | 4/19/2010 10:54:47 AM |
| gethsemane4 | $25.00 | $25.00 | 4/19/2010 10:25:54 AM |
| calm-deal7 | $25.00 | $25.00 | 4/19/2010 9:35:37 AM |
| 75 bids
|