Sales Report:Supplement No. 178 dated Apr 19, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 451792
This series of Notes was issued and sold upon the funding of the borrower loan #41774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-26-2010 
  Auction end date:  Apr-02-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $95.93
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2000 Debt/Income ratio: 16%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 4Length of status:0y 10m
Credit score: 740-759 (Mar-2010) Total credit lines: 13 Occupation: Construction
Now delinquent: 0 Revolving credit balance: $7,800Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 62%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 8    
Screen name: green-yield-patriot Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a used truck
Purpose of loan:
This loan will be used to purchase a 1997 Ford F150 from a friend to replace my current 1989 GMC Sierra.? My current truck needs expensive work to keep it viable.? I need a functioning vehicle to commute to work as well as care for my property.

My financial situation:
I am a good candidate for this loan because I am currently employed with a long standing stable company, well respected in the construction business.? I was hired based on my reputation for being reliable and highly skilled.? In the past 6 months I have already received 2 raises.? I have not been let go by an employer for several decades and have only left a job to pursue a better opportunity and assure stability for my family.? In addition to my own income, my wife has her own successful business as a psychotherapist.? My wife and I make a great team and consider our debt responsibility as a top priority.? We have decided this is a necessary expense because our current truck is going to cost us more in repairs over the next year than this Ford (in very good condition) will cost us to purchase.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.003/26/2010 4:17:32 PM
fair-funds$25.00$25.003/26/2010 4:13:25 PM
windfall46$25.00$25.003/26/2010 4:18:37 PM
payment-gusto$25.00$25.003/26/2010 4:25:38 PM
versatile-platinum4$25.00$25.003/26/2010 4:25:42 PM
WHEREISTHEMOON$25.00$25.003/26/2010 4:21:25 PM
Dreamconnection$25.00$25.003/26/2010 4:25:54 PM
Nerdster1$25.00$25.003/26/2010 4:21:58 PM
credit-force5$25.00$25.003/26/2010 4:26:29 PM
AF-Chief$27.00$27.003/26/2010 4:20:05 PM
studious-bonus7$50.00$50.003/26/2010 4:28:16 PM
aurorafinancial$50.00$50.003/26/2010 4:28:22 PM
hrubinst$25.00$25.003/26/2010 4:28:38 PM
economy-producer$25.00$25.003/26/2010 4:29:07 PM
honorable-yield$50.00$50.003/26/2010 4:25:51 PM
xphile$25.00$25.003/26/2010 4:26:06 PM
bonus-adventure3$25.00$25.003/26/2010 4:26:32 PM
lender987654321$25.00$25.003/26/2010 4:26:39 PM
Attract$25.00$25.003/26/2010 4:25:57 PM
personal-lender$25.00$25.003/26/2010 4:31:00 PM
sentimental-silver7$25.00$25.003/26/2010 4:26:56 PM
HedgeFund$40.00$40.003/26/2010 4:31:44 PM
responsibility-mulberry$25.00$25.003/26/2010 4:28:27 PM
bchen78875$50.00$50.003/26/2010 4:33:26 PM
cello1$25.00$25.003/26/2010 4:33:44 PM
CarDealer3070$25.00$25.003/26/2010 4:28:49 PM
Castellan$25.00$25.003/26/2010 4:34:25 PM
rhightower003$25.00$25.003/26/2010 4:29:11 PM
torion$25.00$25.003/26/2010 4:30:48 PM
Avala$50.00$50.003/26/2010 4:30:53 PM
chestnut4$25.00$25.003/26/2010 4:31:36 PM
HHP$25.00$25.003/26/2010 4:32:00 PM
revenue-prospector$25.00$25.003/26/2010 4:37:44 PM
grampy48$25.00$25.003/26/2010 4:33:17 PM
capital-web7$25.00$25.003/26/2010 4:34:35 PM
auction-turbine4$50.00$50.003/26/2010 4:34:44 PM
rescue$25.00$19.523/26/2010 5:39:24 PM
return-eclipse0$25.00$25.003/26/2010 4:35:02 PM
ingenious-order783$25.00$25.003/26/2010 4:36:57 PM
phillipd48$25.00$25.003/26/2010 4:37:06 PM
langdonx$25.00$25.003/26/2010 4:36:20 PM
unassassinable$25.00$25.003/26/2010 4:37:14 PM
ommcd$25.00$25.003/26/2010 4:37:17 PM
proton346$25.00$25.003/26/2010 4:37:19 PM
engaging-yield4$25.00$25.003/26/2010 4:37:11 PM
tranquil-return4$25.00$25.003/26/2010 4:37:39 PM
unassuming-reward$25.00$25.003/26/2010 4:38:20 PM
octoberfresh$25.00$25.003/29/2010 12:15:04 PM
simiray$25.00$25.004/1/2010 10:34:06 AM
olin5$25.00$25.004/2/2010 7:34:13 AM
unrhrsd$25.00$25.004/2/2010 6:38:16 AM
PalmerTheEmbalmer$25.00$25.004/2/2010 1:13:55 PM
KandKLegacyInvestments$25.00$25.003/26/2010 4:18:46 PM
kchen486$25.00$25.003/26/2010 4:25:29 PM
skvat$25.00$25.003/26/2010 4:25:33 PM
successful-euro$50.00$50.003/26/2010 4:26:00 PM
briphi$25.00$25.003/26/2010 4:26:03 PM
TakeCare$50.00$50.003/26/2010 4:26:45 PM
ahansen$25.00$25.003/26/2010 4:27:11 PM
harmonious-revenue7$50.00$50.003/26/2010 4:28:31 PM
chekat$25.00$25.003/26/2010 4:29:22 PM
fishtale$25.00$25.003/26/2010 4:25:47 PM
inspired-contract9$50.00$50.003/26/2010 4:26:17 PM
delicious-social132$40.00$40.003/26/2010 4:26:26 PM
Merganser$25.00$25.003/26/2010 4:26:51 PM
ideal-penny8$25.00$25.003/26/2010 4:26:14 PM
integrity-doctor$50.00$50.003/26/2010 4:31:20 PM
skuba$50.00$50.003/26/2010 4:26:22 PM
restless-currency$25.00$25.003/26/2010 4:26:35 PM
gemoscar$25.00$25.003/26/2010 4:27:00 PM
Havana21$50.00$50.003/26/2010 4:29:02 PM
djs81$25.00$25.003/26/2010 4:33:58 PM
chicco$56.00$56.003/26/2010 4:28:42 PM
currency-sergeant$25.00$25.003/26/2010 4:34:12 PM
desertoasis$25.00$25.003/26/2010 4:29:17 PM
Clambake$50.00$50.003/26/2010 4:30:40 PM
darylc$25.00$25.003/26/2010 4:36:37 PM
ddog0224$25.00$25.003/26/2010 4:31:48 PM
mmmm1982$25.00$25.003/26/2010 4:38:05 PM
fightinjoe$25.00$25.003/26/2010 4:33:33 PM
transparency-halo$25.00$25.003/26/2010 4:44:39 PM
stock106$25.00$25.003/26/2010 4:33:54 PM
dinero-speaker$25.00$25.003/26/2010 4:34:29 PM
asset-professor$73.47$73.473/26/2010 4:34:21 PM
joshua18$25.00$25.003/26/2010 4:35:34 PM
jeffpac$26.37$26.373/26/2010 4:35:41 PM
jdnyc$25.00$25.003/26/2010 4:36:27 PM
maldok1$25.00$25.003/26/2010 4:36:51 PM
towering-contract$25.00$25.003/26/2010 4:37:22 PM
reward-adventure$25.00$25.003/26/2010 4:37:53 PM
dontscrewmeover1$25.00$25.003/26/2010 5:28:35 PM
springpanda$25.00$25.003/31/2010 12:54:45 AM
the-profit-oracle$25.00$25.003/31/2010 9:35:25 AM
best-listing-toro$25.00$25.003/31/2010 2:21:12 PM
SpotLending$50.00$50.004/1/2010 6:32:31 AM
hbzchimar$25.00$25.004/1/2010 11:36:42 AM
biohazardus$25.00$25.004/1/2010 7:04:40 PM
JABank$25.00$25.004/1/2010 8:29:06 PM
wwwUniversal$25.00$25.004/2/2010 10:03:45 AM
interstellar$42.64$42.644/2/2010 11:43:17 AM
100 bids
 
Borrower Payment Dependent Notes Series 451804
This series of Notes was issued and sold upon the funding of the borrower loan #41917, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-26-2010 
  Auction end date:  Apr-02-2010 
 
Starting lender yield: 30.22% Starting borrower rate/APR: 31.22% / 33.62% Starting monthly payment: $323.42
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $307.20
 
Auction yield range: 11.04% - 30.22% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2004 Debt/Income ratio: 36%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 16 / 11Length of status:0y 7m
Credit score: 660-679 (Mar-2010) Total credit lines: 23 Occupation: Other
Now delinquent: 0 Revolving credit balance: $6,803Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 62%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: vdubbora Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business startup. (22k Performance)
Purpose of loan:
This loan will be used to?start up my business as best as i can. The name of it is 22k Performance, a car repair and performance shop in which i have started little by little selling car parts to mostly friends and family and have spread through car organizations in the miami area and have sold through car forums online though to get a better discounts on parts i would like to buy in bulk and start up an inventory on most parts i have sold alot of.

My financial situation:
I am a good candidate for this loan because?Looking over everything i pay being 23 years old, i can afford to pay back up to $500 a month.

Monthly net income: $2500

Monthly expenses: $300
??Housing: $ 0 (live with wife in her grandmothers house)
??Insurance: $ 150
??Car expenses: $100 a week. (drive AT&T truck throughout the week)
??Utilities: $20
??Phone, cable, internet: $ part of the monthly expense that i pay to my wifes grandmother
??Food, entertainment: $50
??Clothing, household expenses $havent bought clothes since 2004
??Credit cards and other loans: $ 200
??Other expenses: $0
IT WOULD BE OF GREAT HELP FOR THIS LOAN, YOU WILL NOT BE DISAPPOINTED AND AS I STATED I CAN PAY UP TO $500 A MONTH TOWARDS THIS LOAN GUARANTEED. ANY QUESTIONS PLEASE FEEL FREE
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
return-elm$25.00$25.003/26/2010 4:13:21 PM
cloud8$25.00$25.003/26/2010 4:13:55 PM
unassuming-reward$25.00$25.003/26/2010 4:14:37 PM
ommcd$25.00$25.003/26/2010 4:15:33 PM
social-conductor4$25.00$25.003/26/2010 4:17:28 PM
supreme-bonus0$25.00$25.003/26/2010 4:17:58 PM
eronyc$25.00$25.003/26/2010 4:18:03 PM
CC911$25.00$25.003/26/2010 4:13:30 PM
Dr_M$25.00$25.003/26/2010 4:13:50 PM
delicious-social132$25.00$25.003/26/2010 4:19:28 PM
investment-tempo$25.00$25.003/26/2010 4:20:32 PM
BlueWave$25.00$25.003/26/2010 4:15:36 PM
fattygordon$25.00$25.003/26/2010 4:21:00 PM
currency-oak$25.00$25.003/26/2010 4:21:21 PM
kind-efficient-credit$25.00$25.003/26/2010 4:18:01 PM
cberthiaume$25.00$25.003/26/2010 4:15:32 PM
Judolu$25.00$25.003/26/2010 4:24:20 PM
Purposeful$50.00$50.003/26/2010 4:19:46 PM
Kaj$25.00$25.003/26/2010 4:19:52 PM
successful-euro$30.00$30.003/26/2010 4:19:59 PM
seisen$50.00$50.003/26/2010 4:20:24 PM
Kerosene_Hat$25.00$25.003/26/2010 4:25:03 PM
KrazyCelticKid$50.00$50.003/26/2010 4:20:28 PM
slushfunder$25.00$25.003/26/2010 4:25:19 PM
mvalley$25.00$25.003/26/2010 4:20:54 PM
glimmering-point$25.00$25.003/26/2010 4:18:32 PM
moola-man$25.00$25.003/26/2010 4:21:07 PM
GElender$25.00$25.003/26/2010 4:21:15 PM
benefit-squirrel$25.00$25.003/26/2010 4:18:48 PM
rvfbroker$25.00$25.003/26/2010 4:26:48 PM
KiwiElf$25.00$25.003/26/2010 4:21:05 PM
Nerdster1$25.00$25.003/26/2010 4:22:39 PM
deal-hickory5$25.00$25.003/26/2010 4:27:52 PM
dedicated-diversification5$91.97$91.973/26/2010 4:27:58 PM
Artist_Blue$25.00$25.003/26/2010 4:24:24 PM
inspiring-reward$150.00$150.003/26/2010 4:25:03 PM
AFairDeal$25.00$25.003/26/2010 4:24:52 PM
shrewd-peace7$25.00$25.003/26/2010 4:29:31 PM
CarDealer3070$30.00$30.003/26/2010 4:30:06 PM
greenwell$25.00$25.003/26/2010 4:30:23 PM
martinnc$25.00$25.003/26/2010 4:31:25 PM
papaloha$50.00$50.003/26/2010 4:27:27 PM
rks125$25.00$25.003/26/2010 4:27:42 PM
autonomous-truth$25.00$25.003/26/2010 4:26:47 PM
burrito6$25.00$25.003/26/2010 4:31:56 PM
chicagoman$25.00$25.003/26/2010 4:27:53 PM
slartibardfast$25.00$25.003/26/2010 4:27:01 PM
irrelevant$25.00$25.003/26/2010 4:32:05 PM
gulch$25.00$25.003/26/2010 4:32:12 PM
WalnutCreekguy$25.00$25.003/26/2010 4:27:16 PM
AF_Trust$25.00$25.003/26/2010 4:32:31 PM
PaulHenry$25.00$25.003/26/2010 4:27:40 PM
BlindJoeDeath$25.00$25.003/26/2010 4:27:46 PM
Craig_B$25.00$25.003/26/2010 4:28:45 PM
versatile-platinum4$25.00$25.003/26/2010 4:28:52 PM
head$25.00$25.003/26/2010 4:28:07 PM
Supernick$25.00$25.003/26/2010 4:29:26 PM
zorg77$25.00$25.003/26/2010 4:28:53 PM
Cai8899$30.00$30.003/26/2010 4:29:46 PM
Zolton$200.00$200.003/26/2010 4:29:59 PM
Rattlehead$25.00$25.003/26/2010 4:30:31 PM
elevated-platinum5$25.00$25.003/26/2010 4:30:02 PM
deegeeman$50.00$50.003/26/2010 4:30:25 PM
rooosta$25.00$25.003/26/2010 4:31:24 PM
Streetfighter$25.00$25.003/26/2010 4:31:26 PM
brother_tam$50.00$50.003/26/2010 4:31:51 PM
natural-greenback6$25.00$25.003/26/2010 4:31:54 PM
integrity-doctor$50.00$50.003/26/2010 4:31:30 PM
HHP$25.00$25.003/26/2010 4:31:58 PM
LoisLoan$25.00$25.003/26/2010 4:32:18 PM
steely_dan34$25.00$25.003/26/2010 4:32:23 PM
bnlforever$25.00$25.003/26/2010 4:32:11 PM
visionary-currency$50.00$50.003/26/2010 4:32:26 PM
first-upright-payout$25.00$25.003/26/2010 4:32:15 PM
Shepherd7$30.00$30.003/26/2010 4:32:31 PM
tshurts$25.00$25.003/26/2010 4:32:22 PM
kmfreymi$25.00$25.003/26/2010 4:32:36 PM
asiaratt$100.00$100.003/26/2010 4:32:34 PM
schlepper$25.00$25.003/26/2010 4:32:41 PM
intelligent-yield$25.00$25.003/26/2010 4:32:38 PM
irun$25.00$25.003/26/2010 4:32:51 PM
Interstate_Rate$250.00$24.163/26/2010 4:32:53 PM
Bob450$25.00$25.003/26/2010 7:49:23 PM
Peterman$25.00$25.003/27/2010 9:53:11 AM
kennyinminny$100.00$100.003/28/2010 6:40:29 AM
charming-point$300.00$300.003/28/2010 12:58:37 PM
TheWainer$25.00$25.003/29/2010 1:17:17 PM
missile5$50.00$50.003/29/2010 6:48:50 PM
jmart30702$26.17$26.173/29/2010 6:53:14 PM
irishlaw$80.00$80.003/30/2010 9:37:50 AM
MSLendingLLC$50.00$50.003/31/2010 4:39:13 AM
integrity-broker$50.00$50.003/31/2010 7:59:12 AM
des_strm_vet$25.00$25.003/31/2010 7:33:32 AM
Bocephus1959$27.00$27.003/31/2010 6:06:32 PM
unafraid-nickel$30.00$30.003/31/2010 8:13:30 PM
Frosty$50.00$50.003/31/2010 7:52:24 PM
DasMula$25.00$25.003/31/2010 6:56:05 PM
Bob450$25.00$25.003/31/2010 9:16:13 PM
Jamahl$25.00$25.004/1/2010 12:16:21 AM
bizguy1982$25.00$25.004/1/2010 7:01:37 AM
wowlender$25.00$25.004/1/2010 9:34:55 AM
investment-party$38.07$38.074/1/2010 1:13:39 PM
Your_Bank$25.00$25.004/1/2010 5:54:49 PM
Leshan$33.33$33.334/2/2010 7:29:31 AM
ltstout$50.00$50.004/2/2010 2:49:00 AM
leverage-monger$25.00$25.004/2/2010 10:03:01 AM
ultimate-peace$100.00$100.004/2/2010 12:26:15 PM
aquistoyraul$50.00$50.004/2/2010 1:15:09 PM
special-responsibility$25.00$25.003/26/2010 4:13:58 PM
bassman2$25.00$25.003/26/2010 4:14:05 PM
djh47a$25.00$25.003/26/2010 4:16:22 PM
mizount$25.00$25.003/26/2010 4:18:14 PM
enigmallc$25.00$25.003/26/2010 4:13:46 PM
AF-Chief$28.00$28.003/26/2010 4:19:54 PM
smart-gain$25.00$25.003/26/2010 4:15:11 PM
gizzywump$25.00$25.003/26/2010 4:20:45 PM
merriewold$25.00$25.003/26/2010 4:20:57 PM
Medic05$25.00$25.003/26/2010 4:21:18 PM
dime-beeper$25.00$25.003/26/2010 4:15:27 PM
kginatl$25.00$25.003/26/2010 4:16:38 PM
leodaguy$25.00$25.003/26/2010 4:20:14 PM
BankME$25.00$25.003/26/2010 4:20:21 PM
wampum-chorus3$25.00$25.003/26/2010 4:24:57 PM
knight3136$25.00$25.003/26/2010 4:18:13 PM
Helenska11$25.00$25.003/26/2010 4:20:58 PM
falcon88dp$25.00$25.003/26/2010 4:18:53 PM
coin-investor$25.00$25.003/26/2010 4:18:58 PM
MylesNH$25.00$25.003/26/2010 4:26:53 PM
intrepid-transaction5$25.00$25.003/26/2010 4:20:55 PM
georgethesir$25.00$25.003/26/2010 4:21:01 PM
KandKLegacyInvestments$25.00$25.003/26/2010 4:21:43 PM
kmr2$200.00$200.003/26/2010 4:27:21 PM
nerdfactor$25.00$25.003/26/2010 4:27:37 PM
heatherwood$50.00$50.003/26/2010 4:27:54 PM
upright-revenue7$50.00$50.003/26/2010 4:23:05 PM
robust-trade$25.00$25.003/26/2010 4:24:28 PM
traveler50$25.00$25.003/26/2010 4:24:54 PM
lovelongandprosper$50.00$50.003/26/2010 4:25:01 PM
yeti888$25.00$25.003/26/2010 4:25:24 PM
nowits10$25.00$25.003/26/2010 4:29:16 PM
momoney2lend$25.00$25.003/26/2010 4:29:28 PM
srgriff$25.00$25.003/26/2010 4:24:51 PM
ah-long$25.00$25.003/26/2010 4:24:55 PM
personal-lender$25.00$25.003/26/2010 4:29:56 PM
beezling$52.00$52.003/26/2010 4:25:17 PM
oldmora$50.00$50.003/26/2010 4:26:19 PM
ukstevenhawaii$50.00$50.003/26/2010 4:30:13 PM
listing-trapper3$50.00$50.003/26/2010 4:30:27 PM
Diamond_Jim$25.00$25.003/26/2010 4:27:18 PM
purdue98$25.00$25.003/26/2010 4:27:22 PM
tremendous-integrity$25.00$25.003/26/2010 4:27:44 PM
desertoasis$25.00$25.003/26/2010 4:31:53 PM
LuvToLend$25.00$25.003/26/2010 4:27:47 PM
life-is-great$25.00$25.003/26/2010 4:27:51 PM
bountiful-bazaar$25.00$25.003/26/2010 4:27:55 PM
harmonious-revenue7$25.00$25.003/26/2010 4:32:20 PM
greatwhiteninja$25.00$25.003/26/2010 4:32:28 PM
nourishing-interest0$25.00$25.003/26/2010 4:27:28 PM
cashonhand$25.00$25.003/26/2010 4:32:33 PM
InvestorPartners$25.00$25.003/26/2010 4:32:47 PM
orange-courageous-dedication$30.00$30.003/26/2010 4:27:48 PM
shrewd-deal$25.00$25.003/26/2010 4:28:54 PM
kmavm$25.00$25.003/26/2010 4:29:00 PM
hope-equation$50.00$50.003/26/2010 4:29:50 PM
delivery$25.00$25.003/26/2010 4:29:15 PM
sympathetic-asset$25.00$25.003/26/2010 4:30:07 PM
rhin0cerx$50.00$50.003/26/2010 4:30:17 PM
skuba$25.00$25.003/26/2010 4:30:23 PM
secobarbital$25.00$25.003/26/2010 4:29:42 PM
red-favorable-basis$25.00$25.003/26/2010 4:30:30 PM
asset-professor$35.00$35.003/26/2010 4:30:18 PM
magnolia161$25.00$25.003/26/2010 4:31:16 PM
unforgettable-order9$25.00$25.003/26/2010 4:31:28 PM
red_spade$26.00$26.003/26/2010 4:31:31 PM
supreme-hope$25.00$25.003/26/2010 4:32:02 PM
Havana21$50.00$50.003/26/2010 4:32:07 PM
helping-out$30.00$30.003/26/2010 4:32:46 PM
SBT$50.00$50.003/26/2010 4:32:45 PM
cwswdh$25.00$25.003/26/2010 4:32:48 PM
shiny-dollar9$25.00$25.003/26/2010 4:32:50 PM
trustu$25.00$25.003/26/2010 4:32:52 PM
BigBizBuilder$100.00$100.003/28/2010 8:19:35 PM
credit-birch$50.00$50.003/29/2010 12:02:16 PM
preventivepestcontrol$75.00$75.003/29/2010 4:13:34 PM
keynaples$33.41$33.413/29/2010 4:52:43 PM
loss-of-control$50.00$50.003/29/2010 6:29:44 PM
dm82$50.00$50.003/30/2010 12:33:58 AM
run_dmc$150.00$150.003/30/2010 11:32:44 AM
dollardave$38.77$38.773/30/2010 12:15:46 PM
matrix456$48.73$48.733/30/2010 1:00:42 PM
OSERENKUKU$25.00$25.003/30/2010 6:00:10 PM
bazaar-pizza$25.00$25.003/31/2010 1:42:10 AM
silver-philosopher$25.00$25.003/30/2010 11:17:28 PM
ChrisKwan$25.00$25.003/31/2010 9:49:40 AM
nickel-position$25.00$25.003/31/2010 4:13:04 PM
Prairie-MN$30.00$30.003/31/2010 7:43:17 PM
durability-colonel$50.00$50.004/1/2010 1:43:19 PM
Bob450$25.00$25.004/1/2010 2:43:36 PM
buckskin1234$25.00$25.004/1/2010 3:20:02 PM
PotBellyPete$25.00$25.004/1/2010 2:45:23 PM
systematic-dough$52.39$52.394/1/2010 8:12:43 PM
wise-courageous-social$25.00$25.004/2/2010 5:49:23 AM
umfan123$25.00$25.004/2/2010 6:52:07 AM
wealth-pipeline$25.00$25.004/2/2010 6:54:28 AM
dano1965$25.00$25.004/2/2010 7:06:54 AM
evergreen16$50.00$50.004/2/2010 11:02:03 AM
bold-attentive-listing$50.00$50.004/2/2010 9:20:25 AM
wwwUniversal$25.00$25.004/2/2010 10:01:29 AM
realtormoises$25.00$25.004/2/2010 4:09:11 PM
209 bids
 
Borrower Payment Dependent Notes Series 452500
This series of Notes was issued and sold upon the funding of the borrower loan #41929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Apr-07-2010 
  Auction end date:  Apr-14-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.57% Starting monthly payment: $56.56
Final lender yield: 18.75% Final borrower rate/APR: 19.75% / 22.24% Final monthly payment: $55.55
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.81%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2001 Debt/Income ratio: 33%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 9 / 6Length of status:2y 8m
Credit score: 640-659 (Mar-2010) Total credit lines: 29 Occupation: Architect
Now delinquent: 0 Revolving credit balance: $9,149Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 7    
Screen name: AnnaCan Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit Cards
About Me:

I am 28 years old, single and I have been practicing to be an architect for over 2 years, since I graduated in 2007.


Explanation of Bad Credit:

I have always been responsible with my finances but in 2007 my last year of college my credit scores slipped to 550, because I didn't have enough money to pay credit card balances in full for 3-4 months on numerous accounts. I know you are wondering how and why I let that happen; and I can only say I tried. I was responsible for my rent, utilities, medical expensive, and school/ architectural supplies during my last year of college; and I made unwise decisions in the midst of pushing to complete my undergraduate degree with little money available. At the time I didn't have any other means of getting help other than working part time as a graphic designer making 11 dollars a hour which wasn't enough.

So, I inquired 7 delinquencies in 2007 because I struggled with credit card payments while finishing my last semester of my vigorous architectural thesis course work, and not being able to work enough hours while being a full time student. Since then I have graduated, but the damage has been done to my credit score.


What I will Do with the Money Loaned to me:

Currently, I have been working at an architectural firm for the last 2 years and 7 months, and I have paid down a good amount of my debt and made consecutive monthly payments over the last 32 months increasing my credit score, by 100 points, within fair credit standings. I hope to pay down all my credit debt, $9000 dollars, this year so I can improve my credit score by 60 points which will place me in good credit standings.


Here are my Monthly Financial Details:

Monthly gross income: $ 3200
Monthly expenses: $ 1200
Housing: $ 500
Insurance: $
Car expenses: $ 115
Utilities: $
Phone, cable, internet: $ 85
Food, entertainment: $ 100
Clothing, household expenses $
Credit cards and other loans: $ 450
Other expenses: $

I will have $950 left to make payments on my Prosper loan.

As you can see, I am working to build a healthy financial future for myself. So, making my payments on time will be my top priority each month, I sincerely promise you that and as you can see from my financial detail, I will have the money to do it.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SunriseTrader1$25.00$25.004/10/2010 5:44:30 AM
respectful-integrity3$25.00$25.004/10/2010 8:52:56 AM
Bank_Of_XL$25.00$25.004/11/2010 8:22:09 AM
durable-economy2$25.00$25.004/12/2010 7:16:56 PM
serene-capital$30.00$30.004/13/2010 12:58:03 PM
Unitas4302$100.00$100.004/14/2010 5:53:24 AM
draggon77$25.00$25.004/14/2010 11:23:10 AM
admirable-loyalty$25.00$25.004/14/2010 8:37:37 AM
dahnkster$25.00$25.004/14/2010 12:20:46 PM
mckhbnpc$25.00$25.004/14/2010 10:18:00 AM
investment-cluster$25.00$25.004/14/2010 1:36:58 PM
Bob450$30.00$30.004/14/2010 2:36:10 PM
TakeCare$50.00$50.004/14/2010 12:01:07 PM
tomoe$25.00$25.004/14/2010 12:51:22 PM
kajams$25.00$25.004/14/2010 1:48:56 PM
peaceful-farmer$25.00$25.004/14/2010 12:58:15 PM
fireferd$31.10$31.104/14/2010 2:23:27 PM
wild-orange$50.00$50.004/14/2010 2:28:26 PM
ultimate-peace$200.00$200.004/14/2010 3:48:27 PM
IPG1$25.00$25.004/9/2010 6:42:59 AM
Your_Bank$35.00$35.004/13/2010 4:49:24 PM
Leshan$25.00$25.004/14/2010 7:33:52 AM
ONECENTATATIME$25.00$25.004/14/2010 5:19:52 AM
gt5149c$25.00$25.004/14/2010 11:27:24 AM
Ven58$25.00$25.004/14/2010 12:08:28 PM
farchoir$25.00$25.004/14/2010 1:51:54 PM
ChewyZ$25.00$25.004/14/2010 12:10:16 PM
Gaelicman$136.12$123.604/14/2010 11:36:12 AM
autonomous-truth$50.00$50.004/14/2010 3:56:52 PM
twerns$42.05$42.054/14/2010 11:47:21 AM
InvestForWealth$36.25$36.254/14/2010 12:41:48 PM
troubleman50$57.00$57.004/14/2010 2:04:06 PM
Pu239$60.00$60.004/14/2010 2:28:27 PM
Free-the-usa-1776$25.00$25.004/14/2010 12:33:01 PM
lend42013$30.00$30.004/14/2010 1:05:58 PM
Happyhourcomics$25.00$25.004/14/2010 1:56:13 PM
value-rapture$25.00$25.004/14/2010 4:11:52 PM
Bob450$25.00$25.004/14/2010 4:20:31 PM
38 bids
 
Borrower Payment Dependent Notes Series 452512
This series of Notes was issued and sold upon the funding of the borrower loan #41820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Apr-02-2010 
  Auction end date:  Apr-09-2010 
 
Starting lender yield: 6.13% Starting borrower rate/APR: 7.13% / 7.47% Starting monthly payment: $30.94
Final lender yield: 5.40% Final borrower rate/APR: 6.40% / 6.74% Final monthly payment: $30.60
 
Auction yield range: 3.04% - 6.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 4.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1996 Debt/Income ratio: 1%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 3Length of status:5y 10m
Credit score: 780-799 (Apr-2010) Total credit lines: 13 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $18Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: futuramaguy Borrower's state: Massachusetts Borrower's group: Computer & IT Professionals
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
increasing my credit score
Purpose of loan:
This loan will be used to basically just have another credit account on my record. Since I am young, I do not have a lot of credit accounts yet, and my credit score is not as high as i would like it to be.

My financial situation:
I am a good candidate for this loan because I have a good job and take care of my finances well, I do not spend beyond my means, and I will be able to pay this loan off quickly.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
GoGators01$25.00$25.004/2/2010 4:31:18 PM
selector568$250.00$250.004/3/2010 8:44:37 AM
EmeritusX$25.00$25.004/5/2010 11:16:17 AM
goldsun$25.00$25.004/6/2010 6:31:16 AM
loanman2007$50.00$13.414/7/2010 5:44:45 AM
Barrayaran$25.00$25.004/8/2010 2:20:51 PM
jchurchi$25.00$25.004/9/2010 10:07:49 AM
dbanwart$25.00$25.004/9/2010 12:13:37 PM
smarva$25.00$25.004/9/2010 12:30:11 PM
Chad2Help$25.00$25.004/9/2010 1:10:55 PM
eCapital$25.00$25.004/9/2010 2:37:18 PM
StocksMan$50.00$50.004/9/2010 3:55:49 PM
kgeezy$26.72$26.724/2/2010 4:03:48 PM
LA-Funding-Bank$25.00$25.004/5/2010 11:42:09 AM
Dollars4Rent$25.00$25.004/7/2010 7:53:06 PM
ChristopherHS$25.00$25.004/8/2010 4:19:02 PM
ToloUSN$50.00$50.004/8/2010 4:34:46 PM
payontime1$50.00$50.004/8/2010 5:54:56 PM
Leshan$33.33$33.334/9/2010 9:22:17 AM
SchaeferJ$25.00$25.004/9/2010 11:20:56 AM
zippy-revenue8$25.00$25.004/9/2010 1:08:21 PM
dma1206$25.00$25.004/9/2010 12:17:44 PM
marwadi-62$100.00$100.004/9/2010 3:07:49 PM
Bank_of_E-Ville$25.95$25.954/9/2010 3:55:46 PM
Bank_of_E-Ville$25.59$25.594/9/2010 3:56:18 PM
25 bids
 
Borrower Payment Dependent Notes Series 452548
This series of Notes was issued and sold upon the funding of the borrower loan #41911, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Apr-02-2010 
  Auction end date:  Apr-09-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 33.39% Final monthly payment: $107.50
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 19.76%  
Lender servicing fee: 1.00% Estimated return: 10.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1994 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 5 Inquiries last 6m: 1Employment status:Self-employed
Enhanced (1-5):1 Current / open credit lines: 4 / 4Length of status:4y 10m
Credit score: 640-659 (Apr-2010) Total credit lines: 5 Occupation: Other
Now delinquent: 0 Revolving credit balance: $1,833Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 99%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: aBetRfuture Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 25 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,750.00< mo. late: 0 ( 0% )  
660-679 (Jan-2008)
 
Principal balance: $984.26 1+ mo. late: 0 ( 0% )
Total payments billed: 25  
Description
ReFi Current Loan & Pay Bills
Purpose of loan: The loan will be used to help better my credit score and to pay off my current Prosper loan since I am trying to lower my interest rate and paying off my current credit cards which both have very small balances on. I had to upgrade some work equipment and I use one credit card for those purchases. The Prosper loan would help boost my credit rating a little more than it is by paying off my current credit cards. I am a partner of a printing company that has been established for over 13 years & will be one day buying my partner out. I am a graphic designer & have a degree in graphic arts/advertising and have been in the industry for over 15 years, with only the past two years as a partner of the printing company that I am currently employed through. It goes well, I have really busy months and some slower ones. Thank God the busy ones makes up for the slower ones. I also work as a food server at a fine dining restaurant, it helps with the extra mad money that is needed during the month. I don't have very much over head as I pay cash for almost everything & I don't really spend a lot on a extravagant lifestyle. I currently am not a homeowner as I share the lease of a single-family home that I live in with a roommate. We split all expenses 50/50 and luckily it is a newer house, which means we don't have a lot of household expenses that unexpectedly come up.
My financial situation: I am a good candidate for this loan because I make pretty good money, don't have the best credit rating, but am working on it, and I always make my financial obligations. I have had this current Prosper loan for sometime and have never missed a payment. My overhead is very low & I want to put some of the extra money aside and back into lending with Prosper like I did in the past from my previous loan.
Monthly net income: $3,600
Monthly expenses: $1900
Housing: $650 I share a lease with a roommate
Insurance: $75 Health insurance as I don't own a vehicle
Car expenses: $0 I don't drive & haven't driven for over 10 years, I take public transport to help reduce emissions
Utilities: $150, Phone, cable, internet: $190 I use my cell phone for everything
Food, entertainment: $35 I eat out a lot
Clothing, household expenses $100 I try to always look good as I am in a design field
Credit cards and other loans: $150 the personal loan I ref. to above for computer equipment for my graphic design business
Other expenses: $150 I always leave around this much to have for unexpected things that come up that friends want to do.
Thank for you interest in my listing and I appreciate all the support. If there is something that I didn't cover here, please feel free to ask me.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Sounds like you could be a good candidate. However, I'm questioning your $35/month in grocery expenses...Did you mean to write $350? That would be more realistic. - friendinmoney
A: Sorry about that, as a matter of fact you are correct, it was suppose to be $350. (Apr-09-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
JustMee$25.00$25.004/2/2010 5:39:41 PM
UCLA4life$25.00$25.004/4/2010 4:50:46 PM
DasMula$25.00$25.004/5/2010 7:47:03 PM
DasMula$25.00$25.004/5/2010 7:47:51 PM
return-grizzly$100.00$100.004/6/2010 2:26:13 PM
currency-bumblebee$25.00$25.004/8/2010 9:52:43 AM
DasMula$25.00$25.004/8/2010 8:35:48 PM
DasMula$25.00$25.004/8/2010 8:36:31 PM
lucrative-loan$300.00$300.004/8/2010 9:43:03 PM
penny-sergeant$25.00$15.184/9/2010 11:03:11 AM
twjh$25.00$25.004/9/2010 11:10:47 AM
carrinel$41.63$41.634/9/2010 12:08:27 PM
Aberdeen$400.00$400.004/9/2010 10:53:04 AM
shrewd-income$100.00$100.004/9/2010 3:26:52 PM
reflective-rupee$25.00$25.004/9/2010 3:35:39 PM
reasonable-power$25.00$25.004/9/2010 3:38:12 PM
CA_Lender$25.00$25.004/9/2010 3:37:06 PM
autumn_leaves$25.00$25.004/9/2010 3:45:06 PM
heerzaquestion$25.00$25.004/9/2010 3:53:03 PM
allbalooboy2$25.00$25.004/4/2010 6:59:58 PM
DasMula$25.00$25.004/5/2010 7:47:35 PM
DasMula$25.00$25.004/5/2010 7:47:20 PM
divine940$25.00$25.004/8/2010 11:02:07 AM
DasMula$25.00$25.004/8/2010 8:36:17 PM
Loan_Stranger$50.00$50.004/8/2010 9:42:19 PM
DasMula$25.00$25.004/8/2010 8:36:02 PM
Leshan$62.79$62.794/9/2010 9:30:33 AM
shawnw2$105.40$105.404/9/2010 12:47:52 PM
Tono$25.00$25.004/9/2010 1:22:19 PM
ultimate-peace$600.00$600.004/9/2010 3:34:49 PM
red-favorable-basis$25.00$25.004/9/2010 2:25:27 PM
marwadi-62$200.00$200.004/9/2010 3:06:44 PM
32 bids
 
Borrower Payment Dependent Notes Series 453072
This series of Notes was issued and sold upon the funding of the borrower loan #41847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Apr-08-2010 
  Auction end date:  Apr-15-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $226.18
Final lender yield: 33.10% Final borrower rate/APR: 34.10% / 36.54% Final monthly payment: $223.64
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.53%  
Lender servicing fee: 1.00% Estimated return: 17.57%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1995 Debt/Income ratio: 7%
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 2Length of status:9y 1m
Credit score: 660-679 (Apr-2010) Total credit lines: 28 Occupation: Computer Programmer
Now delinquent: 1 Revolving credit balance: $0Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 1    
Screen name: richkid Borrower's state: Alabama Borrower's group: Desert Orchid Lending Group, Dedicated to You!!
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 61 ( 97% ) 660-679 (Latest)
Principal borrowed: $6,500.00< mo. late: 2 ( 3% )  
660-679 (Nov-2007)
660-679 (Mar-2007)
(Mar-2006)
 
Principal balance: $972.17 1+ mo. late: 0 ( 0% )
Total payments billed: 63  
Description
Invest in New Business
My present gross income is $95,707/year as an IT Help Desk Manager.? I am happily married and have three children.?

My wife and I are at the point where we have decided to invest in a buisness that would allow us to expand and existing Chicken Wing resturant.? We've done our research and partnered with a professional owner who currently operates?another location at a neighboring city.?

We have already set aside about $4,000 of our own personal cash, however, we estimate startup capital from us may require $10,000.? Projected income from this venture is looking like a minimum $1,000/month net return after the first 90 days.? This should allow us to quickly?pay back the loan and?operate the rest of the way debt free.? Our partner, the owner is providing?about 80% of all the other equipment needed as well as another $5,000 in cash.??To accelerate the process of starting this business, I would like to partner with the Prosper community.

My history with Prosper will confirm that I have one paid off loan and another that is currently in good standing that will be paid in full?on or before?Nov 2010.? I did file Chap.7 back in December of 2003.? I've really learned my lesson from that experience.? Reports from Experian are showing 1 currently delinqent account, I'm not sure what that is so I have already requsted a credit report so that I can correct/dispute whatever that may be.? All my credit card accounts are either paid/closed or current as I've been operating on cash for almost 5 years now.

If you have any questions about my listing, please feel free to ask.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
FinDoc$25.00$25.004/8/2010 4:20:56 PM
YoungTaxMan$50.00$50.004/8/2010 4:34:01 PM
lucrative-loan$300.00$300.004/8/2010 4:37:36 PM
UCLA4life$25.00$25.004/8/2010 4:38:51 PM
twjh$25.00$25.004/8/2010 4:40:49 PM
twjh$25.00$25.004/8/2010 4:40:48 PM
adventure0$50.00$50.004/8/2010 7:16:13 PM
DasMula$25.00$25.004/8/2010 9:43:56 PM
nickel-position$35.11$35.114/8/2010 10:19:37 PM
charming-point$280.00$280.004/9/2010 9:17:07 AM
dcm6276$25.00$25.004/9/2010 6:00:54 AM
interstellar$44.63$44.634/9/2010 9:20:50 AM
adamkp83$28.06$28.064/9/2010 4:02:01 PM
payment-encore$200.00$200.004/9/2010 11:03:51 PM
rodaku$25.00$25.004/9/2010 8:19:22 PM
CoffeyvilleKS$25.00$25.004/11/2010 8:05:32 AM
tcbmc$25.00$25.004/11/2010 4:10:59 PM
investment-daydream$50.00$50.004/12/2010 9:57:36 AM
Skeptical-one$25.00$25.004/12/2010 10:13:40 PM
llennoc$25.00$25.004/13/2010 9:40:15 AM
reflective-rupee$50.00$50.004/13/2010 10:08:15 AM
reflective-rupee$50.00$50.004/13/2010 10:11:06 AM
golden-currency$25.00$25.004/13/2010 9:17:07 AM
divine940$25.00$25.004/13/2010 10:13:46 AM
capital-kingdom$25.00$25.004/13/2010 11:09:45 AM
supreme-hope$25.00$25.004/13/2010 7:50:36 PM
impala6464$50.00$50.004/13/2010 7:56:06 PM
Kash2010lu$50.00$50.004/13/2010 7:47:33 PM
eclipse056$31.53$31.534/13/2010 8:09:43 PM
exchange-cowbell5$25.00$25.004/13/2010 10:12:01 PM
fairness-atmosphere$25.00$25.004/14/2010 7:29:07 AM
chameleon125$50.00$50.004/14/2010 7:51:27 AM
hektek22$25.00$25.004/13/2010 8:49:19 PM
exchange-cowbell5$25.00$25.004/13/2010 10:12:29 PM
fund-secret-agent$25.00$25.004/14/2010 10:45:46 AM
Your_Bank$75.00$75.004/14/2010 4:41:02 PM
Dollars4Rent$25.00$25.004/14/2010 6:17:43 PM
Ray3486$25.00$25.004/14/2010 6:35:27 PM
return-grizzly$100.00$100.004/14/2010 2:18:11 PM
Your_Bank$75.00$75.004/14/2010 7:44:02 PM
NekHoldings$25.00$25.004/15/2010 5:08:59 AM
farmn$25.00$25.004/14/2010 5:45:33 PM
authoritative-capital$25.00$25.004/14/2010 8:50:19 PM
shrewd-income$50.00$50.004/15/2010 8:20:19 AM
rvfbroker$25.00$25.004/14/2010 6:50:42 PM
leverage-monger$25.00$25.004/15/2010 11:04:27 AM
DADS-GIFT$50.00$50.004/15/2010 11:09:20 AM
Leshan$100.00$100.004/15/2010 6:20:52 AM
debestof83$27.89$27.894/15/2010 9:41:08 AM
catb$75.00$75.004/15/2010 10:09:28 AM
jhernand17$25.00$25.004/15/2010 8:20:18 AM
Trekow$25.00$25.004/15/2010 10:45:12 AM
wealth-multiplier$25.00$25.004/15/2010 11:47:54 AM
Speculator$100.00$100.004/15/2010 2:03:31 PM
integrity-doctor$100.00$100.004/15/2010 12:20:17 PM
TakeCare$50.00$50.004/15/2010 2:13:29 PM
antoniofl$26.32$26.324/15/2010 12:07:32 PM
Feyenoord$80.00$80.004/15/2010 3:44:12 PM
Bobusa$25.00$25.004/15/2010 1:13:16 PM
aquistoyraul$25.00$25.004/15/2010 2:51:16 PM
payout-bridge$35.51$35.514/15/2010 4:00:36 PM
irrelevant$25.00$25.004/8/2010 4:28:43 PM
InChicago$25.00$25.004/8/2010 4:28:42 PM
investment-daydream$25.00$25.004/8/2010 4:38:21 PM
Evolver$100.00$100.004/8/2010 4:40:59 PM
MoneyForNothing$25.00$25.004/8/2010 7:23:30 PM
BlueProteus$25.00$25.004/9/2010 8:29:06 PM
victorcab$50.00$50.004/9/2010 9:33:22 PM
credit-shower$25.00$25.004/10/2010 4:13:26 PM
allbalooboy2$25.00$25.004/11/2010 6:10:27 PM
Alittleluck$25.00$25.004/11/2010 3:08:13 PM
head$25.00$25.004/12/2010 10:01:06 AM
wodude$25.00$25.004/12/2010 4:39:56 PM
funds-rascal$100.00$100.004/12/2010 8:20:14 PM
Skeptical-one$25.00$25.004/12/2010 10:25:52 PM
Doug1043$25.00$25.004/13/2010 10:15:48 AM
reflective-rupee$50.00$50.004/13/2010 10:08:41 AM
jhouman$25.00$25.004/13/2010 10:44:39 AM
micko$25.00$25.004/13/2010 4:39:01 PM
rlaboy$25.00$25.004/13/2010 2:09:35 PM
CoolPlexer$25.00$25.004/13/2010 5:11:07 PM
exchange-cowbell5$50.00$50.004/13/2010 10:11:47 PM
FarmersBank$50.00$50.004/14/2010 6:19:56 AM
boo_hoo$50.00$50.004/13/2010 7:31:35 PM
Bob450$75.00$75.004/14/2010 7:53:17 AM
FarmersBank$200.00$200.004/14/2010 9:57:23 AM
Bob450$25.00$25.004/14/2010 9:54:31 AM
FallonCredit$25.00$25.004/14/2010 12:22:12 PM
CoffeyvilleKS$25.00$5.004/14/2010 2:41:08 PM
Moe87$25.00$25.004/14/2010 4:11:57 PM
golden-currency$25.00$25.004/14/2010 6:57:27 PM
Your_Bank$75.00$75.004/14/2010 4:38:54 PM
wbwill$25.00$25.004/14/2010 7:16:47 PM
amra$25.00$25.004/14/2010 9:51:47 PM
money-boomarang$25.00$25.004/14/2010 6:51:56 PM
vigilance-searcher$25.00$25.004/14/2010 10:35:06 PM
jybank$25.00$25.004/14/2010 10:45:22 PM
Bank_of_Smitty33$35.26$35.264/15/2010 7:04:45 AM
Mikale360$25.00$25.004/15/2010 7:18:48 AM
new-peso-concerto$66.00$66.004/15/2010 11:14:00 AM
Bobusa$25.00$25.004/15/2010 5:10:12 AM
LeoBUSIIT$25.00$25.004/15/2010 7:43:29 AM
bear01$30.00$30.004/15/2010 10:26:25 AM
Rancid$26.00$26.004/15/2010 9:24:56 AM
Ogerta$100.00$100.004/15/2010 10:22:13 AM
Snoopylover$25.00$25.004/15/2010 12:21:28 PM
Nerdster1$25.00$25.004/15/2010 3:02:03 PM
icon7$45.00$45.004/15/2010 3:59:49 PM
DMKAssetManagement$78.69$78.694/15/2010 3:19:42 PM
109 bids
 
Borrower Payment Dependent Notes Series 453338
This series of Notes was issued and sold upon the funding of the borrower loan #41817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Apr-08-2010 
  Auction end date:  Apr-15-2010 
 
Starting lender yield: 6.13% Starting borrower rate/APR: 7.13% / 7.47% Starting monthly payment: $30.94
Final lender yield: 5.95% Final borrower rate/APR: 6.95% / 7.29% Final monthly payment: $30.85
 
Auction yield range: 3.04% - 6.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.35%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1987 Debt/Income ratio: 5%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 17 / 16Length of status:5y 2m
Credit score: 840-859 (Apr-2010) Total credit lines: 42 Occupation: Engineer - Chemical
Now delinquent: 0 Revolving credit balance: $6,940Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 18%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: LoanMiester Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Repairs for the Car
Purpose of loan:
This loan will be used to the old car that still has lots of life?but that also need some attention

My financial situation:
I am a good candidate for this loan because I make good money, have a stable job, and pay my bills on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain the debt and need to borrow money to fix car when you have had "five-plus" years of high income? Thanks. - Earnest_Money
A: I suppose 5 years plus of high income is relative. When I started my current job 5 years and 2 months ago, I was making 75K. By performing well and doing my best, I recently broke 100K. So am I desperate for the money? The answer is no. My plan is to use it for a couple of months at what I consider a favorable rate and then repay the loan. This is the first time I have barrowed from Prosper. I am very pleased with the results. As soon as the loan was listed, it was funded. (Apr-10-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
turbospeed$25.00$25.004/8/2010 4:16:45 PM
selector568$150.97$150.974/9/2010 12:54:32 PM
PBanker$25.00$25.004/13/2010 5:46:24 PM
loanman2007$75.00$75.004/14/2010 6:16:18 AM
ToloUSN$50.00$50.004/14/2010 7:56:05 AM
khamlagirl$25.00$25.004/14/2010 2:56:40 PM
springpanda$25.00$25.004/14/2010 12:21:13 PM
Dollars4Rent$25.00$25.004/14/2010 6:18:49 PM
Statman01$25.00$25.004/14/2010 6:33:15 PM
quiggles$25.00$25.004/15/2010 11:47:12 AM
zippy-revenue8$25.00$25.004/15/2010 1:20:27 PM
TakeCare$25.00$25.004/15/2010 2:16:35 PM
Money_Hog$25.00$25.004/15/2010 12:27:01 PM
suzanny$33.30$33.304/15/2010 1:31:48 PM
payontime1$50.00$50.004/15/2010 2:32:01 PM
dma1206$25.00$25.004/15/2010 1:43:47 PM
Young-Y$30.00$30.004/15/2010 2:08:31 PM
TheWainer$25.00$25.004/15/2010 3:29:55 PM
RandyL3$99.00$99.004/8/2010 4:40:33 PM
webfeet$50.00$3.264/13/2010 8:23:18 AM
LQ1972$50.00$50.004/14/2010 12:25:31 AM
swissbanker$25.00$25.004/14/2010 7:31:07 AM
exchange-squirrel$25.00$25.004/14/2010 12:29:06 AM
elevated-finance$28.47$28.474/14/2010 5:47:20 PM
The-Lighthouse-Group$25.00$25.004/15/2010 8:52:23 AM
bear01$30.00$30.004/15/2010 10:31:57 AM
COtheBeast$25.00$25.004/15/2010 3:48:22 PM
27 bids
 
Borrower Payment Dependent Notes Series 453374
This series of Notes was issued and sold upon the funding of the borrower loan #41826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-08-2010 
  Auction end date:  Apr-11-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $191.86
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $191.36
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2000 Debt/Income ratio: 21%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:4y 3m
Credit score: 740-759 (Apr-2010) Total credit lines: 15 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $7,186Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 50%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: icon040 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Divorce and Relocation
Purpose of loan:
This loan will be used to pay for my lawyer for my divorce and to help with the expenses involved with moving. It also will help with any other expenses that may arise during this process.

My financial situation:
I am a good candidate for this loan because I have excellent credit history. and a steady job with reliable income.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
BuildingBestLife$25.00$25.004/8/2010 4:12:15 PM
community-pipeline8$50.00$50.004/8/2010 4:14:03 PM
crazybill$25.00$25.004/8/2010 4:13:47 PM
bigdogsafety1$25.00$25.004/8/2010 4:18:36 PM
acropiloterau2002$25.00$25.004/8/2010 4:15:04 PM
ADenny$25.00$25.004/8/2010 4:19:09 PM
SkonkeyGongo$25.00$25.004/8/2010 4:15:25 PM
Fuzkaska__F_u_n_d_s$25.00$25.004/8/2010 4:15:31 PM
spenrod$26.01$26.014/8/2010 4:15:46 PM
PA2LA$25.00$25.004/8/2010 4:16:03 PM
carriebee$25.00$25.004/8/2010 4:16:19 PM
kenji4861$25.00$25.004/8/2010 4:16:49 PM
a-social-nebula$25.00$25.004/8/2010 4:21:06 PM
nletunic$25.00$25.004/8/2010 4:21:09 PM
cjames84$25.00$25.004/8/2010 4:18:31 PM
ramsbladder$25.00$25.004/8/2010 4:18:54 PM
sloak$25.00$25.004/8/2010 4:20:19 PM
ray1051$25.00$25.004/8/2010 4:21:04 PM
aggielender$50.00$50.004/8/2010 4:10:35 PM
moola-man$50.00$50.004/8/2010 4:21:34 PM
newest-orbital-justice$25.00$25.004/8/2010 4:22:43 PM
rakstar$26.30$26.304/8/2010 4:14:33 PM
Toby1montana$31.30$31.304/8/2010 4:14:50 PM
MAJESTIC5$27.74$27.744/8/2010 4:16:05 PM
acsej$25.00$25.004/8/2010 4:16:22 PM
Walkingcowboy$25.00$25.004/8/2010 4:28:39 PM
fuzed$54.79$54.794/8/2010 4:18:34 PM
BanqueDeD$25.00$25.004/8/2010 4:18:58 PM
peaceful-agreement2$25.00$25.004/8/2010 4:20:02 PM
asset-professor$88.30$88.304/8/2010 4:21:19 PM
AFairDeal$25.00$25.004/8/2010 4:21:33 PM
Dreamconnection$25.00$25.004/8/2010 4:31:25 PM
SC98007$25.00$25.004/8/2010 4:29:31 PM
Thunderswan$50.00$50.004/8/2010 4:30:35 PM
auction-turbine4$50.00$50.004/8/2010 4:32:56 PM
ideal-penny8$25.00$25.004/8/2010 4:31:29 PM
inspired-contract9$50.00$50.004/8/2010 4:31:35 PM
delicious-social132$40.00$40.004/8/2010 4:31:37 PM
Avala$50.00$50.004/8/2010 4:32:15 PM
yield-seeker$25.00$25.004/8/2010 4:34:25 PM
Supernick$50.00$50.004/8/2010 4:34:45 PM
HunterSix$25.00$25.004/8/2010 4:34:55 PM
Dap2005$25.00$25.004/8/2010 4:35:07 PM
good_lender$50.00$50.004/8/2010 4:35:12 PM
RusRobo$25.00$25.004/8/2010 4:35:19 PM
bchen78875$50.00$50.004/8/2010 4:33:40 PM
cheftek$50.00$50.004/8/2010 4:35:35 PM
unclejaef$25.00$25.004/8/2010 4:34:00 PM
Rdodson11$25.00$25.004/8/2010 4:36:17 PM
nhm$50.00$50.004/8/2010 4:34:44 PM
rollin6978$25.00$25.004/8/2010 4:37:08 PM
rustylix$25.00$25.004/8/2010 4:29:32 PM
alaco$25.00$25.004/8/2010 4:35:31 PM
vivid-loot$25.00$25.004/8/2010 4:35:39 PM
unassassinable$25.00$25.004/8/2010 4:35:49 PM
mar97$25.00$25.004/8/2010 4:38:31 PM
mizon291$50.00$50.004/8/2010 4:30:18 PM
snowman34$25.00$25.004/8/2010 4:38:32 PM
money-explorer3$25.00$25.004/8/2010 4:36:03 PM
frogperson$50.00$50.004/8/2010 4:38:40 PM
truth-image$50.00$50.004/8/2010 4:36:09 PM
Aethelinde$50.00$50.004/8/2010 4:38:45 PM
antlr$25.00$25.004/8/2010 4:36:13 PM
nickel-ferret$25.00$25.004/8/2010 4:30:42 PM
aasx1108$25.00$25.004/8/2010 4:36:21 PM
ingenious-order783$25.00$25.004/8/2010 4:36:28 PM
r0b3m4n$25.00$25.004/8/2010 4:37:02 PM
CO80487$25.00$25.004/8/2010 4:37:10 PM
bonus-adventure3$50.00$50.004/8/2010 4:31:41 PM
torion$25.00$25.004/8/2010 4:32:04 PM
shrewd-peace7$25.00$25.004/8/2010 4:39:32 PM
heavenly-repayment4$25.00$25.004/8/2010 4:33:10 PM
paladin847$25.00$25.004/8/2010 4:33:26 PM
RandyL3$99.00$99.004/8/2010 4:40:36 PM
Holtavious$25.00$25.004/8/2010 4:33:57 PM
logical-reward8$25.00$25.004/8/2010 4:34:16 PM
money-floret$100.00$100.004/8/2010 4:34:23 PM
buckyhead2000$25.00$25.004/8/2010 4:35:01 PM
intelligent-yield$25.00$25.004/8/2010 4:35:20 PM
platinum-sorcerer6$25.00$25.004/8/2010 4:35:24 PM
credit-coach118$40.00$40.004/8/2010 4:36:08 PM
mlopez2007$25.00$25.004/8/2010 4:36:27 PM
restless-currency$25.00$25.004/8/2010 4:36:46 PM
skvat$25.00$25.004/8/2010 4:37:50 PM
Aimvest$25.00$25.004/8/2010 4:38:59 PM
dontscrewmeover1$25.00$25.004/8/2010 7:17:11 PM
selector568$50.00$50.004/9/2010 3:14:48 PM
Kubasaki$25.00$25.004/10/2010 5:08:45 PM
xrycac$25.00$25.004/11/2010 11:38:43 AM
Norcal$29.36$29.364/8/2010 4:14:00 PM
axl163$25.00$25.004/8/2010 4:14:35 PM
johntina$37.06$37.064/8/2010 4:15:12 PM
shadowflame_99$25.00$25.004/8/2010 4:15:41 PM
RMB-Investments$25.00$25.004/8/2010 4:18:33 PM
kvandivo$25.00$25.004/8/2010 4:14:52 PM
heretolendit$25.00$25.004/8/2010 4:18:56 PM
Philosonie$25.00$25.004/8/2010 4:15:22 PM
maldok1$25.00$25.004/8/2010 4:20:48 PM
klinebarger$25.00$25.004/8/2010 4:21:08 PM
galtsgulch$25.00$25.004/8/2010 4:21:15 PM
bjmazur$25.00$25.004/8/2010 4:18:35 PM
USMC0311$25.00$25.004/8/2010 4:19:24 PM
windfall46$25.00$25.004/8/2010 4:21:10 PM
toblerone$50.00$50.004/8/2010 4:21:24 PM
phillipd48$25.00$25.004/8/2010 4:10:43 PM
favorable-order8$25.00$25.004/8/2010 4:12:01 PM
KandKLegacyInvestments$25.00$25.004/8/2010 4:12:21 PM
cleared2land$25.00$25.004/8/2010 4:14:49 PM
ProfPC$25.00$25.004/8/2010 4:18:37 PM
Nerdster1$25.00$25.004/8/2010 4:30:53 PM
Microfinancer$25.00$25.004/8/2010 4:21:16 PM
srgriff$25.00$25.004/8/2010 4:21:31 PM
unique-order8$25.00$25.004/8/2010 4:22:36 PM
radforj22$25.00$25.004/8/2010 4:30:29 PM
ddog0224$25.00$25.004/8/2010 4:32:40 PM
Tai$25.00$25.004/8/2010 4:30:38 PM
xyzlmno$25.00$25.004/8/2010 4:33:02 PM
integrity-doctor$100.00$100.004/8/2010 4:33:17 PM
kchen486$25.00$25.004/8/2010 4:31:18 PM
rescue$100.00$100.004/8/2010 4:33:27 PM
TeamRamRod$25.00$25.004/8/2010 4:33:44 PM
mmckune$25.00$25.004/8/2010 4:33:55 PM
dinero-speaker$25.00$25.004/8/2010 4:32:50 PM
superchicken$25.00$25.004/8/2010 4:34:53 PM
Barak$40.00$40.004/8/2010 4:33:06 PM
tenacious-compassion9$30.00$30.004/8/2010 4:35:03 PM
community-saver158$50.00$50.004/8/2010 4:33:31 PM
dospapalotes$25.00$25.004/8/2010 4:35:16 PM
stable-nickel$200.00$200.004/8/2010 4:33:33 PM
steady-funds6$25.00$25.004/8/2010 4:33:41 PM
skuba$25.00$25.004/8/2010 4:36:02 PM
martinatime$25.00$25.004/8/2010 4:36:19 PM
gauss02$25.00$25.004/8/2010 4:36:25 PM
Ivan2007$25.00$25.004/8/2010 4:36:35 PM
elegant-bonus$25.00$25.004/8/2010 4:37:06 PM
respectful-integrity3$25.00$25.004/8/2010 4:35:02 PM
KramericaIndustries$25.00$25.004/8/2010 4:37:54 PM
successful-agreement7$100.00$100.004/8/2010 4:35:36 PM
BayShell$50.00$50.004/8/2010 4:38:17 PM
kmr2$200.00$200.004/8/2010 4:35:40 PM
rosie777$30.00$30.004/8/2010 4:35:47 PM
Exito$28.06$28.064/8/2010 4:38:30 PM
js60l$25.00$25.004/8/2010 4:36:06 PM
balance-voyager$100.00$100.004/8/2010 4:36:11 PM
RussianPrincess$100.00$100.004/8/2010 4:36:16 PM
investment-network$25.00$25.004/8/2010 4:30:45 PM
bedframe$25.00$25.004/8/2010 4:36:34 PM
ideal-platinum1$25.00$20.744/8/2010 4:39:36 PM
life-is-great$25.00$25.004/8/2010 4:31:10 PM
bonus-tent$25.00$25.004/8/2010 4:37:33 PM
hrubinst$25.00$25.004/8/2010 4:32:01 PM
miamibeachloaner$25.00$25.004/8/2010 4:38:39 PM
MrDavid$50.00$50.004/8/2010 4:39:09 PM
meenan$25.00$25.004/8/2010 4:33:03 PM
euro-starter$25.00$25.004/8/2010 4:33:08 PM
careful-note$50.00$50.004/8/2010 4:33:34 PM
studious-bonus7$50.00$50.004/8/2010 4:34:32 PM
Rivervale_Westwood$25.00$25.004/8/2010 4:34:37 PM
shrewd-deal$25.00$25.004/8/2010 4:34:40 PM
syounker$25.00$25.004/8/2010 4:35:15 PM
djs81$25.00$25.004/8/2010 4:35:57 PM
bill-bearer$25.34$25.344/8/2010 4:36:24 PM
bds9646$26.00$26.004/8/2010 4:36:32 PM
NS22$50.00$50.004/8/2010 4:36:54 PM
dpfl55$25.00$25.004/8/2010 4:37:30 PM
trevandtal$25.00$25.004/8/2010 4:37:35 PM
cash-merry-maker$25.00$25.004/8/2010 4:37:55 PM
highcountry1$25.00$25.004/8/2010 4:38:29 PM
DeltaComputerGuy$25.00$25.004/8/2010 4:38:48 PM
livesoul$25.00$25.004/8/2010 4:38:52 PM
lagnisiruk$25.00$25.004/8/2010 4:39:21 PM
1fairlender$50.00$50.004/10/2010 6:20:09 AM
172 bids
 
Borrower Payment Dependent Notes Series 453538
This series of Notes was issued and sold upon the funding of the borrower loan #41841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,800.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-14-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $196.94
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $194.03
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1998 Debt/Income ratio: 37%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 6Length of status:4y 4m
Credit score: 680-699 (Apr-2010) Total credit lines: 28 Occupation: Other
Now delinquent: 0 Revolving credit balance: $9,223Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 91%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: sturdy-investment9 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit card & Auto Repairs
Purpose of loan:
There are a couple of reasons why I am requesting this loan. First, I want to pay off one of my high interest credit cards and close the account. I also need some repairs done on one of my vehicles. The third reason is my wife's sister is getting married and she will be the maid of honor. We?live in N.C. and?she lives in P.A. The money left over would be used for the 2-3 trips my family will have to make between N.C. and P.A. for this wedding. ?

My financial situation:
I am a good candidate for this loan because I pay all my bills on time every month. Even though my credit score is not perfect, I have never filed for bankrupcy or had any debts go into collections. My wife and I both have solid jobs and are not in danger of being unemployed. I do have a large amount of school loan debt, but I am currently pursuing my Master's degree and had to apply for federal loans, which are currently deferred due to my current enrollment as a part-time student.

Monthly net income: $ 35,337 myself. This does not include my wife's income.

Monthly expenses: $
??Housing: $ 550/month rent
??Insurance: $ 250/month BCBS
??Car expenses: $?92/month car?insurance
??Utilities: $ included in rent
??Phone, cable, internet: $ 130/month
??Food, entertainment: $ 75/week - approximate grocery bill
??Clothing, household expenses $
??Credit cards and other loans: $ 400/month - approximate
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
the-persistent-reward$25.00$25.004/12/2010 3:49:54 PM
jonbozeman$25.00$25.004/12/2010 3:52:44 PM
Hokiemon$25.00$25.004/12/2010 3:59:51 PM
Kaj$25.00$25.004/12/2010 4:00:16 PM
seisen$50.00$50.004/12/2010 4:01:21 PM
gmanrex$50.00$50.004/12/2010 4:02:03 PM
credit-wheel7$25.00$25.004/12/2010 4:02:11 PM
desertoasis$25.00$25.004/12/2010 4:01:43 PM
kmr2$200.00$200.004/12/2010 4:02:34 PM
jimmykat$25.00$25.004/12/2010 4:02:39 PM
frogperson$25.00$25.004/12/2010 4:02:21 PM
global_microfinance$25.00$25.004/12/2010 4:02:27 PM
thedude393$25.00$25.004/12/2010 4:04:46 PM
lagnisiruk$25.00$25.004/12/2010 4:06:55 PM
fortytwo$50.00$50.004/12/2010 4:08:13 PM
LucyMcClane$25.00$25.004/12/2010 4:09:56 PM
successful-agreement7$100.00$100.004/12/2010 4:02:31 PM
Lam0nt$25.00$25.004/12/2010 4:11:04 PM
PaulHenry$25.00$25.004/12/2010 4:11:24 PM
Spaceman838$25.00$25.004/12/2010 4:11:34 PM
slushfunder$25.00$25.004/12/2010 4:12:49 PM
Havana21$50.00$50.004/12/2010 4:13:27 PM
brother_tam$50.00$50.004/12/2010 4:05:44 PM
natecam$25.00$25.004/12/2010 4:05:48 PM
zebra806$25.00$25.004/12/2010 4:05:56 PM
suomynona$25.00$25.004/12/2010 4:14:14 PM
Adam_00$25.00$25.004/12/2010 4:16:16 PM
capital-albatross$25.00$25.004/12/2010 4:16:53 PM
tremendous-integrity$25.00$25.004/12/2010 4:17:00 PM
orange-courageous-dedication$30.00$30.004/12/2010 4:17:01 PM
intelligent-yield$25.00$25.004/12/2010 4:17:16 PM
thrifty-funds1$25.00$25.004/12/2010 4:17:19 PM
beezling$52.00$52.004/12/2010 4:17:26 PM
yield-seeker$25.00$25.004/12/2010 4:09:19 PM
FeedTheMachine$50.00$50.004/12/2010 4:09:22 PM
aggielender$25.00$25.004/12/2010 4:18:20 PM
newest-inspiring-power$25.00$25.004/12/2010 4:18:23 PM
Diamond_Jim$25.00$25.004/12/2010 4:11:22 PM
deal-secret-agent$25.00$25.004/12/2010 4:21:05 PM
Nerdster1$25.00$25.004/12/2010 4:21:27 PM
boomer5$25.00$25.004/12/2010 4:21:40 PM
momoney2lend$25.00$25.004/12/2010 4:21:54 PM
Zolton$200.00$200.004/12/2010 4:22:08 PM
elevated-platinum5$25.00$25.004/12/2010 4:22:23 PM
Cai8899$30.00$30.004/12/2010 4:22:02 PM
sympathetic-asset$25.00$25.004/12/2010 4:22:32 PM
Rattlehead$25.00$25.004/12/2010 4:22:53 PM
listing-trapper3$50.00$50.004/12/2010 4:22:46 PM
GracieLuLu04$25.00$25.004/12/2010 4:16:09 PM
nourishing-interest0$25.00$25.004/12/2010 4:16:58 PM
successful-euro$30.00$30.004/12/2010 4:17:06 PM
repcool$25.00$25.004/12/2010 4:17:23 PM
Dap2005$25.00$25.004/12/2010 4:21:06 PM
cablenews$25.00$25.004/12/2010 4:21:12 PM
awesome-return0$25.00$25.004/12/2010 4:21:24 PM
secobarbital$25.00$25.004/12/2010 4:22:01 PM
visionary-fund$25.00$25.004/12/2010 4:22:19 PM
CarDealer3070$30.00$30.004/12/2010 4:22:29 PM
greenwell$25.00$25.004/12/2010 4:22:43 PM
red-favorable-basis$25.00$25.004/12/2010 4:22:53 PM
magnolia161$25.00$25.004/12/2010 4:22:57 PM
Streetfighter$50.00$50.004/12/2010 4:23:05 PM
unforgettable-order9$25.00$25.004/12/2010 4:23:08 PM
wowlender$25.00$25.004/13/2010 12:28:38 PM
circuitfive$25.00$25.004/12/2010 3:51:07 PM
social-conductor4$25.00$25.004/12/2010 3:54:26 PM
Ducatiman1978$25.00$25.004/12/2010 3:55:31 PM
burrito6$25.00$25.004/12/2010 4:00:10 PM
elegant-bonus$25.00$25.004/12/2010 3:49:59 PM
valiant-liberty4$25.00$25.004/12/2010 3:50:11 PM
cypressdev001$25.00$25.004/12/2010 4:02:44 PM
resource777$25.00$25.004/12/2010 3:52:28 PM
KandKLegacyInvestments$25.00$25.004/12/2010 3:54:04 PM
delivery$25.00$25.004/12/2010 4:05:07 PM
jlr613$25.00$25.004/12/2010 4:05:32 PM
head$25.00$25.004/12/2010 4:05:03 PM
bowdish1$50.00$50.004/12/2010 4:08:39 PM
AF-Chief$28.00$28.004/12/2010 4:00:21 PM
bountiful-bazaar$25.00$25.004/12/2010 4:09:15 PM
supreme-hope$25.00$25.004/12/2010 4:09:30 PM
shrewd-peace7$25.00$25.004/12/2010 4:01:25 PM
helping-out$30.00$30.004/12/2010 4:10:07 PM
the-silver-blaster$25.00$25.004/12/2010 4:10:43 PM
godzig$25.00$25.004/12/2010 4:10:19 PM
commitment-farm$25.00$25.004/12/2010 4:10:40 PM
balance-warrior$25.00$25.004/12/2010 4:10:47 PM
RMB-Investments$25.00$25.004/12/2010 4:11:25 PM
leodaguy$25.00$25.004/12/2010 4:11:26 PM
compassion-bauble4$25.00$25.004/12/2010 4:11:37 PM
Zingaro$25.00$25.004/12/2010 4:04:51 PM
KevinC_63366$25.00$25.004/12/2010 4:05:38 PM
Interloper$25.00$25.004/12/2010 4:06:34 PM
Tikibarman$100.00$100.004/12/2010 4:15:44 PM
DLock99$25.00$25.004/12/2010 4:16:15 PM
radforj22$25.00$25.004/12/2010 4:16:57 PM
money-floret$25.00$25.004/12/2010 4:17:08 PM
Patter256$25.00$25.004/12/2010 4:17:11 PM
asiaratt$100.00$100.004/12/2010 4:17:13 PM
benefit-squirrel$25.00$25.004/12/2010 4:08:43 PM
exact-loan5$30.00$30.004/12/2010 4:17:21 PM
visionary-currency$50.00$50.004/12/2010 4:09:53 PM
papaloha$50.00$50.004/12/2010 4:18:38 PM
robust-trade$25.00$25.004/12/2010 4:10:55 PM
kindness-percolator5$25.00$25.004/12/2010 4:11:01 PM
rks125$25.00$25.004/12/2010 4:11:29 PM
delicious-social132$25.00$25.004/12/2010 4:11:31 PM
JBA25$25.00$25.004/12/2010 4:11:51 PM
purdue98$25.00$25.004/12/2010 4:21:09 PM
likeable-openness$25.00$25.004/12/2010 4:21:04 PM
payment-gusto$25.00$25.004/12/2010 4:21:16 PM
unforgettable-fund2$25.00$25.004/12/2010 4:21:10 PM
Buffer10$100.00$100.004/12/2010 4:21:22 PM
zorg77$25.00$25.004/12/2010 4:21:46 PM
inspiring-reward$150.00$150.004/12/2010 4:21:35 PM
shrewd-deal$25.00$25.004/12/2010 4:21:49 PM
Craig_B$25.00$25.004/12/2010 4:21:41 PM
smart-leverage7$25.00$25.004/12/2010 4:14:08 PM
ukstevenhawaii$50.00$50.004/12/2010 4:22:36 PM
deegeeman$50.00$50.004/12/2010 4:22:44 PM
rhin0cerx$50.00$50.004/12/2010 4:22:40 PM
martinnc$25.00$25.004/12/2010 4:23:03 PM
asset-professor$35.00$35.004/12/2010 4:16:12 PM
irrelevant$25.00$25.004/12/2010 4:24:25 PM
greatwhiteninja$25.00$25.004/12/2010 4:17:02 PM
kmfreymi$25.00$25.004/12/2010 4:17:13 PM
InChicago$25.00$25.004/12/2010 4:24:22 PM
Banker7371$25.00$25.004/12/2010 4:18:36 PM
Speculator$100.00$100.004/12/2010 4:21:22 PM
upright-revenue7$50.00$50.004/12/2010 4:21:33 PM
personal-lender$25.00$25.004/12/2010 4:22:07 PM
Midwestvalues$100.00$100.004/12/2010 4:22:12 PM
innocent-loot$25.00$25.004/12/2010 4:22:16 PM
rooosta$25.00$25.004/12/2010 4:23:00 PM
integrity-doctor$100.00$55.004/12/2010 4:23:12 PM
DasMula$25.00$25.004/12/2010 6:38:36 PM
SolarMoonshine$25.00$25.004/13/2010 6:10:57 PM
136 bids
 
Borrower Payment Dependent Notes Series 453580
This series of Notes was issued and sold upon the funding of the borrower loan #41780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-14-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $135.71
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1991 Debt/Income ratio: 10%
Basic (1-10): 4 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 3 / 3Length of status:1y 3m
Credit score: 680-699 (Apr-2010) Total credit lines: 23 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $1,415Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 38%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: trustworthy-vigilance3 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Helping out
Purpose of loan:
This loan will be used to help some friends out. My friend has had trouble with? paying off bills because of the downturn in the economy. He is a truck driver and him and his wife are having problems. The banks do not want to give out such a small loan.

My financial situation:
I am a good candidate for this loan because I have made sure to keep my credit in good standing and am going this route because the banks I have gone to do not want to give such a small unsecured loan.

Monthly net income: $ 1548

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: If your loan is truly for a friend the best thing to do is to have them apply for a loan on prosper then you as a friend could provide a reccomendation and put a substantial amout towards the loan. That would build or re-build their credit - FarmersBank
A: I agree with you on that. The only problem is that he is starting a new job after being let go without warning. I figured that with the situation being what it is the chance of getting any kind of loan would be minuscule. By the time he gets his first paycheck they may not have any light or water. The bills are too far behind. (Apr-14-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.004/12/2010 3:54:20 PM
rock-turner$100.00$100.004/12/2010 4:00:37 PM
youthful-greenback3$25.00$25.004/12/2010 4:11:54 PM
ChristopherS$25.00$25.004/12/2010 4:18:06 PM
indomitable-dedication$25.00$25.004/12/2010 4:18:46 PM
handy-justice$50.00$50.004/12/2010 4:18:53 PM
autonomous-truth$75.00$75.004/12/2010 4:19:19 PM
reward-adventure$25.00$25.004/12/2010 4:19:38 PM
martinnc$25.00$25.004/12/2010 4:19:16 PM
upright-revenue7$25.00$25.004/12/2010 4:19:43 PM
bonus-tent$25.00$25.004/12/2010 4:19:50 PM
windtalkers$25.00$25.004/12/2010 4:20:08 PM
helping-out$35.00$35.004/12/2010 4:20:09 PM
Midwestvalues$100.00$100.004/12/2010 4:18:41 PM
beyondmanagement$25.00$25.004/12/2010 4:19:09 PM
Cash_Angel$25.00$25.004/12/2010 4:19:26 PM
Redmond$25.00$25.004/12/2010 4:19:30 PM
792FICO$25.00$25.004/12/2010 4:19:36 PM
naina_my_daughter$25.00$25.004/12/2010 4:42:11 PM
shrewd-peace7$25.00$25.004/12/2010 4:35:59 PM
rosario1$25.00$25.004/12/2010 4:45:00 PM
Panitza$29.10$29.104/12/2010 4:45:16 PM
LuvToLend$25.00$25.004/12/2010 5:01:07 PM
PRGuyinVA$25.00$25.004/12/2010 6:12:57 PM
The_Secret$25.00$25.004/13/2010 3:23:51 AM
best-credit-sushi$25.00$25.004/12/2010 9:35:03 PM
reflective-rupee$25.00$25.004/13/2010 9:29:32 AM
reflective-rupee$25.00$25.004/13/2010 9:30:10 AM
JustMee$25.00$25.004/13/2010 6:51:16 AM
turbostar666$30.00$30.004/13/2010 11:11:09 AM
reflective-rupee$25.00$25.004/13/2010 9:30:32 AM
unclerock$50.00$50.004/13/2010 9:34:26 AM
golden-currency$25.00$25.004/13/2010 9:36:40 AM
kashikoe$25.00$25.004/13/2010 11:48:09 AM
tuneman1980$25.00$25.004/13/2010 12:12:59 PM
imlosttoo$25.00$25.004/13/2010 4:36:08 PM
reflective-rupee$400.00$272.634/13/2010 4:49:04 PM
SolarMoonshine$25.00$25.004/13/2010 6:12:31 PM
burrito6$25.00$25.004/12/2010 4:00:03 PM
kindness-percolator5$25.00$25.004/12/2010 4:15:22 PM
RMB-Investments$25.00$25.004/12/2010 4:18:09 PM
Diamond_Jim$25.00$25.004/12/2010 4:18:44 PM
kellydawn$25.00$25.004/12/2010 4:18:50 PM
kind-efficient-credit$25.00$25.004/12/2010 4:18:56 PM
lucrative-transparency0$25.00$25.004/12/2010 4:19:05 PM
drstumpster$25.00$25.004/12/2010 4:19:13 PM
Caerus$25.00$25.004/12/2010 4:19:14 PM
108lender$75.00$75.004/12/2010 4:19:40 PM
lacolo$25.00$25.004/12/2010 4:19:45 PM
Nerdster1$25.00$25.004/12/2010 4:19:31 PM
cablenews$25.00$25.004/12/2010 4:19:57 PM
Buffer10$25.00$25.004/12/2010 4:20:06 PM
winslowdad$25.00$25.004/12/2010 4:19:46 PM
miamibeachloaner$25.00$25.004/12/2010 4:20:11 PM
Apex-Lender$25.00$25.004/12/2010 4:20:13 PM
inspiring-reward$150.00$150.004/12/2010 4:19:00 PM
skuba$25.00$25.004/12/2010 4:19:07 PM
phredd$25.00$25.004/12/2010 4:19:22 PM
nivletJP$25.00$25.004/12/2010 4:19:23 PM
terrific-fund5$25.00$25.004/12/2010 4:19:34 PM
euro-shrine$100.00$100.004/12/2010 4:38:51 PM
moola-trumpeter$25.00$25.004/12/2010 4:39:12 PM
graceful-investment$25.00$25.004/12/2010 4:41:38 PM
FinDoc$25.00$25.004/12/2010 4:42:32 PM
HenryS$25.00$25.004/12/2010 4:36:27 PM
zone6$100.00$100.004/12/2010 4:59:05 PM
DeltaComputerGuy$25.00$25.004/12/2010 4:59:04 PM
r0b3m4n$25.00$25.004/12/2010 5:10:09 PM
trekie$50.00$50.004/12/2010 4:44:10 PM
Amused1$25.00$25.004/12/2010 4:44:57 PM
HHP$25.00$25.004/12/2010 4:46:54 PM
texrob20$25.00$25.004/13/2010 9:13:02 AM
samo102us$25.00$25.004/13/2010 8:03:00 AM
reflective-rupee$25.00$25.004/13/2010 9:33:06 AM
unclerock$25.97$25.974/13/2010 10:31:26 AM
selfmademan$25.00$25.004/13/2010 10:43:41 AM
IIP77$25.00$25.004/13/2010 11:02:03 AM
reflective-rupee$25.00$25.004/13/2010 9:29:49 AM
anton$82.30$82.304/13/2010 10:18:09 AM
derec$25.00$25.004/13/2010 11:02:10 AM
time4aloan$25.00$25.004/13/2010 12:35:05 PM
TheSweetLender$25.00$25.004/13/2010 5:35:08 PM
impala6464$25.00$25.004/13/2010 8:06:15 PM
83 bids
 
Borrower Payment Dependent Notes Series 453756
This series of Notes was issued and sold upon the funding of the borrower loan #41832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-13-2010 
  Auction end date:  Apr-14-2010 
 
Starting lender yield: 27.38% Starting borrower rate/APR: 28.38% / 30.73% Starting monthly payment: $207.85
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $204.80
 
Auction yield range: 11.04% - 27.38% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1983 Debt/Income ratio: 14%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:21y 3m
Credit score: 680-699 (Apr-2010) Total credit lines: 30 Occupation: Postal Service
Now delinquent: 0 Revolving credit balance: $18,814Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: magdalena Borrower's state: Wyoming Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 18 ( 95% ) 680-699 (Latest)
Principal borrowed: $7,350.00< mo. late: 1 ( 5% )  
660-679 (Feb-2010)
640-659 (Mar-2008)
620-639 (Oct-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 19  
Description
No more Chase Credit Card
Purpose of loan:
This loan will be used to pay off my Chase Credit Card?

My financial situation:
I am a good candidate for this loan because I have had two previous Prosper loans that I paid off early
Chase credit card has raised my interest to 33% even so all my payments were made on time.?
Monthly net income: $? 4400

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lostviajero$25.00$25.004/13/2010 5:12:06 PM
ommcd$25.00$25.004/13/2010 5:10:30 PM
Kaj$25.00$25.004/13/2010 5:11:27 PM
richrobe$25.00$25.004/13/2010 5:15:10 PM
seisen$37.89$37.894/13/2010 5:11:47 PM
credit-wheel7$25.00$25.004/13/2010 5:15:19 PM
heavenly-repayment4$25.00$25.004/13/2010 5:12:19 PM
MidCap$25.00$25.004/13/2010 5:12:31 PM
circuitfive$25.00$25.004/13/2010 5:13:01 PM
autonomous-basis$25.00$25.004/13/2010 5:15:11 PM
bewitching-asset3$25.00$25.004/13/2010 5:15:22 PM
kmr2$200.00$200.004/13/2010 5:15:34 PM
adventurous-capital$50.00$50.004/13/2010 5:09:02 PM
KandKLegacyInvestments$25.00$25.004/13/2010 5:09:31 PM
Zingaro$25.00$25.004/13/2010 5:16:24 PM
selfmademan$25.00$25.004/13/2010 5:10:07 PM
papaloha$50.00$50.004/13/2010 5:20:48 PM
shrewd-peace7$25.00$25.004/13/2010 5:12:01 PM
Floridagirl$25.00$25.004/13/2010 5:18:00 PM
jasperus$25.00$25.004/13/2010 5:12:09 PM
Lam0nt$25.00$25.004/13/2010 5:18:04 PM
matt_2006$25.00$25.004/13/2010 5:12:15 PM
The_Secret$25.00$25.004/13/2010 5:12:24 PM
the-persistent-reward$25.00$25.004/13/2010 5:12:51 PM
rhin0cerx$50.00$50.004/13/2010 5:23:05 PM
deegeeman$50.00$50.004/13/2010 5:23:08 PM
listing-trapper3$50.00$50.004/13/2010 5:23:10 PM
suomynona$25.00$25.004/13/2010 5:19:59 PM
martinnc$25.00$25.004/13/2010 5:23:22 PM
capital-albatross$25.00$25.004/13/2010 5:20:25 PM
money-floret$25.00$25.004/13/2010 5:20:29 PM
kmfreymi$25.00$25.004/13/2010 5:20:31 PM
AF_Trust$25.00$25.004/13/2010 5:24:43 PM
WalnutCreekguy$25.00$25.004/13/2010 5:25:03 PM
fortytwo$50.00$50.004/13/2010 5:17:08 PM
unforgettable-fund2$25.00$25.004/13/2010 5:22:12 PM
personal-lender$25.00$25.004/13/2010 5:22:47 PM
ukstevenhawaii$50.00$50.004/13/2010 5:23:02 PM
compassion-bauble4$25.00$25.004/13/2010 5:18:10 PM
red-favorable-basis$25.00$25.004/13/2010 5:23:13 PM
rooosta$25.00$25.004/13/2010 5:23:20 PM
JBA25$25.00$25.004/13/2010 5:18:22 PM
unforgettable-order9$25.00$25.004/13/2010 5:23:28 PM
harmonious-revenue7$25.00$25.004/13/2010 5:23:43 PM
currency-sergeant$25.00$25.004/13/2010 5:24:13 PM
trustu$25.00$25.004/13/2010 5:24:23 PM
stock106$30.00$30.004/13/2010 5:24:29 PM
rescue$50.00$50.004/13/2010 5:24:35 PM
smart-leverage7$25.00$25.004/13/2010 5:19:11 PM
life-is-great$25.00$25.004/13/2010 5:24:39 PM
skuba$25.00$25.004/13/2010 5:24:52 PM
irrelevant$25.00$25.004/13/2010 5:25:06 PM
Tikibarman$100.00$100.004/13/2010 5:19:53 PM
radforj22$25.00$25.004/13/2010 5:20:26 PM
inspiring-reward$150.00$150.004/13/2010 5:22:28 PM
zorg77$25.00$25.004/13/2010 5:22:34 PM
secobarbital$25.00$25.004/13/2010 5:22:43 PM
Midwestvalues$100.00$100.004/13/2010 5:22:52 PM
greenwell$25.00$25.004/13/2010 5:23:07 PM
magnolia161$25.00$25.004/13/2010 5:23:18 PM
natural-greenback6$25.00$25.004/13/2010 5:23:34 PM
return-eclipse0$25.00$25.004/13/2010 5:23:55 PM
oldmora$50.00$50.004/13/2010 5:24:03 PM
SBT$50.00$50.004/13/2010 5:24:38 PM
chicagoman$25.00$25.004/13/2010 5:24:46 PM
gain-bridge$25.00$25.004/13/2010 5:30:56 PM
mg6619$25.00$25.004/13/2010 5:45:34 PM
falcon88dp$25.00$25.004/13/2010 5:45:39 PM
steamboatgal$25.00$25.004/13/2010 5:46:08 PM
asset-professor$35.00$1.094/13/2010 5:47:02 PM
PRGuyinVA$25.00$25.004/13/2010 5:31:14 PM
mercuriant$25.00$25.004/13/2010 5:32:34 PM
PatriotKnight$25.00$25.004/13/2010 5:45:37 PM
cash-queen$25.00$25.004/13/2010 5:46:10 PM
twjh$25.00$25.004/13/2010 5:47:44 PM
CoolPlexer$25.00$25.004/13/2010 9:23:31 PM
JustMee$25.00$25.004/13/2010 9:31:01 PM
reflective-rupee$25.00$25.004/13/2010 10:30:45 PM
Whipster$25.00$25.004/13/2010 6:57:50 PM
scoobiedoo$25.00$25.004/14/2010 7:49:08 AM
shawnw2$35.55$35.554/14/2010 10:20:23 AM
supersarah61$25.00$25.004/13/2010 5:12:12 PM
capital-marsupial3$25.00$25.004/13/2010 5:10:13 PM
autonomous-truth$25.00$25.004/13/2010 5:11:32 PM
burrito6$50.00$50.004/13/2010 5:11:34 PM
desertoasis$25.00$25.004/13/2010 5:15:05 PM
gmanrex$50.00$50.004/13/2010 5:15:15 PM
Purposeful$25.00$25.004/13/2010 5:11:52 PM
restondoublek$25.00$25.004/13/2010 5:12:41 PM
jonbozeman$25.00$25.004/13/2010 5:13:13 PM
bowdish1$50.00$50.004/13/2010 5:17:11 PM
supreme-hope$25.00$25.004/13/2010 5:17:35 PM
helping-out$30.00$30.004/13/2010 5:17:42 PM
kindness-percolator5$25.00$25.004/13/2010 5:18:01 PM
capital-visionary$25.00$25.004/13/2010 5:15:08 PM
UofCMaroon$25.00$25.004/13/2010 5:15:13 PM
frogperson$25.00$25.004/13/2010 5:15:26 PM
global_microfinance$25.00$25.004/13/2010 5:15:30 PM
jimmykat$25.00$25.004/13/2010 5:15:37 PM
social-conductor4$25.00$25.004/13/2010 5:10:10 PM
lagnisiruk$25.00$25.004/13/2010 5:16:48 PM
samo102us$25.00$25.004/13/2010 5:10:51 PM
nourishing-interest0$25.00$25.004/13/2010 5:20:27 PM
AF-Chief$28.00$28.004/13/2010 5:11:30 PM
the-silver-blaster$25.00$25.004/13/2010 5:17:54 PM
cablenews$25.00$25.004/13/2010 5:22:15 PM
payment-gusto$25.00$25.004/13/2010 5:22:17 PM
Buffer10$100.00$100.004/13/2010 5:22:22 PM
Nerdster1$25.00$25.004/13/2010 5:22:26 PM
Streetfighter$50.00$50.004/13/2010 5:23:25 PM
greatwhiteninja$25.00$25.004/13/2010 5:20:28 PM
chakra$25.00$25.004/13/2010 5:23:50 PM
honorable-yield$35.00$35.004/13/2010 5:24:33 PM
shrewd-deal$25.00$25.004/13/2010 5:22:35 PM
momoney2lend$25.00$25.004/13/2010 5:22:38 PM
elevated-platinum5$25.00$25.004/13/2010 5:22:57 PM
CarDealer3070$30.00$30.004/13/2010 5:22:59 PM
integrity-doctor$100.00$100.004/13/2010 5:23:29 PM
HHP$25.00$25.004/13/2010 5:23:36 PM
reward-adventure$30.00$30.004/13/2010 5:23:59 PM
xyzlmno$25.00$25.004/13/2010 5:24:20 PM
Havana21$50.00$50.004/13/2010 5:19:01 PM
aasx1108$25.00$25.004/13/2010 5:24:25 PM
nrowland$25.00$25.004/13/2010 5:24:33 PM
hope-equation$50.00$50.004/13/2010 5:24:48 PM
bonus-tent$25.00$25.004/13/2010 5:25:00 PM
tremendous-integrity$25.00$25.004/13/2010 5:20:27 PM
newest-inspiring-power$25.00$25.004/13/2010 5:20:43 PM
Banker7371$25.00$25.004/13/2010 5:20:45 PM
awesome-return0$25.00$25.004/13/2010 5:22:24 PM
Zolton$200.00$200.004/13/2010 5:22:49 PM
visionary-fund$25.00$25.004/13/2010 5:22:54 PM
sympathetic-asset$25.00$25.004/13/2010 5:23:00 PM
Rattlehead$25.00$25.004/13/2010 5:23:14 PM
red_spade$26.00$26.004/13/2010 5:23:31 PM
first-upright-payout$25.00$25.004/13/2010 5:23:40 PM
kid8549$25.00$25.004/13/2010 5:24:10 PM
Supernick$25.00$25.004/13/2010 5:24:58 PM
greenback-visionary4$25.00$25.004/13/2010 5:35:00 PM
cashhelp$25.00$25.004/13/2010 5:37:06 PM
orange-preeminant-bill$25.00$25.004/13/2010 5:45:44 PM
teller$25.00$25.004/13/2010 5:46:59 PM
lucrative-loan$41.47$41.474/13/2010 5:46:16 PM
loan-fate$50.00$50.004/13/2010 5:36:51 PM
orbital-gold4$25.00$25.004/13/2010 5:45:38 PM
SolarMoonshine$25.00$25.004/13/2010 6:17:42 PM
towering-contract$25.00$25.004/13/2010 5:45:59 PM
wwwUniversal$25.00$25.004/13/2010 5:46:15 PM
reflective-rupee$25.00$25.004/13/2010 10:30:19 PM
InChicago$25.00$25.004/14/2010 11:50:33 AM
150 bids
 
Borrower Payment Dependent Notes Series 453818
This series of Notes was issued and sold upon the funding of the borrower loan #41914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-15-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $102.33
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $102.06
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1996 Debt/Income ratio: 10%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 8Length of status:1y 10m
Credit score: 760-779 (Apr-2010) Total credit lines: 12 Occupation: Tradesman - Electri...
Now delinquent: 0 Revolving credit balance: $332Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 4%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: supreme-duty Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 0 ( 0% ) 760-779 (Latest)
Principal borrowed: $6,700.00< mo. late: 0 ( 0% )  
760-779 (Jan-2010)
760-779 (Oct-2009)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 0  
Description
auto repair
Purpose of loan:
This loan will be used to?make needed repairs to my car.?

My financial situation:
I am a good candidate for this loan because? I like to pay all my debt quickly and always on time. I have worked hard to establish and maintain my good credit and?I like to keep it in good standings.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
TheMan$25.00$25.004/12/2010 3:49:36 PM
Duchdad$25.00$25.004/12/2010 3:50:24 PM
FmrEngr2Phd$25.00$25.004/12/2010 3:51:16 PM
mac415$25.00$25.004/12/2010 3:51:26 PM
exciting-responsibility3$25.00$25.004/12/2010 3:51:30 PM
Sam65$25.00$25.004/12/2010 3:53:39 PM
worthy-wealth3$25.00$25.004/12/2010 3:55:38 PM
sloak$25.00$25.004/12/2010 4:01:02 PM
cub510$100.00$100.004/12/2010 3:51:21 PM
favorable-order8$25.00$25.004/12/2010 3:52:31 PM
truth-image$50.00$50.004/12/2010 4:03:27 PM
antlr$25.00$25.004/12/2010 4:03:41 PM
Rdodson11$25.00$25.004/12/2010 4:03:51 PM
r0b3m4n$25.00$25.004/12/2010 4:04:39 PM
restless-currency$25.00$25.004/12/2010 4:04:29 PM
trevandtal$25.00$25.004/12/2010 4:05:00 PM
cash-merry-maker$25.00$25.004/12/2010 4:05:20 PM
mar97$25.00$25.004/12/2010 4:06:16 PM
kindness-percolator5$25.00$25.004/12/2010 3:58:40 PM
dollar-birdie$35.14$35.144/12/2010 4:07:24 PM
lagnisiruk$25.00$25.004/12/2010 4:06:50 PM
OLYVRC$25.00$25.004/12/2010 4:00:32 PM
market-assembler$50.00$50.004/12/2010 4:08:30 PM
reflective-deal8$50.00$50.004/12/2010 4:09:26 PM
benefit-trident$25.00$25.004/12/2010 4:09:44 PM
fortytwo$100.00$100.004/12/2010 4:10:10 PM
smart-leverage7$25.00$25.004/12/2010 4:14:07 PM
balance6$25.00$25.004/12/2010 4:14:19 PM
BayShell$50.00$50.004/12/2010 4:06:04 PM
1phantom$50.00$50.004/12/2010 4:14:15 PM
fcukciti$50.00$50.004/12/2010 4:07:09 PM
KeepOnRunning$50.00$50.004/12/2010 4:16:03 PM
gnar$25.00$25.004/12/2010 4:16:30 PM
CirclePFinancial$25.00$25.004/12/2010 4:22:28 PM
Pasagam$25.00$25.004/12/2010 4:15:32 PM
successful-euro$75.00$63.144/12/2010 4:17:41 PM
dontscrewmeover1$25.00$25.004/12/2010 6:53:15 PM
uncleubb$25.00$25.004/13/2010 8:57:53 AM
GoGators01$25.00$25.004/13/2010 5:47:12 PM
Pickmar$25.00$25.004/14/2010 11:21:17 AM
ramsumana$25.00$25.004/12/2010 3:50:08 PM
KandKLegacyInvestments$25.00$25.004/12/2010 3:51:51 PM
Cai8899$75.00$75.004/12/2010 3:53:50 PM
bayareainv$33.72$33.724/12/2010 3:54:54 PM
AF-Chief$28.00$28.004/12/2010 3:55:03 PM
kenji4861$50.00$50.004/12/2010 3:56:59 PM
meux99$25.00$25.004/12/2010 3:57:44 PM
lucrative-worth$25.00$25.004/12/2010 3:59:27 PM
saritha$25.00$25.004/12/2010 3:50:26 PM
peaceful-agreement2$25.00$25.004/12/2010 4:00:43 PM
rosie777$30.00$30.004/12/2010 4:03:15 PM
prashgig$25.00$25.004/12/2010 3:53:15 PM
balance-voyager$100.00$100.004/12/2010 4:03:38 PM
euro-starter$25.00$25.004/12/2010 4:03:05 PM
aasx1108$25.00$25.004/12/2010 4:04:05 PM
ingenious-order783$25.00$25.004/12/2010 4:04:12 PM
Ivan2007$25.00$25.004/12/2010 4:04:22 PM
martinatime$25.00$25.004/12/2010 4:04:01 PM
shrewd-peace7$25.00$25.004/12/2010 4:07:00 PM
DeltaComputerGuy$25.00$25.004/12/2010 4:06:31 PM
Attract$25.00$25.004/12/2010 4:07:33 PM
lendersf$95.00$95.004/12/2010 4:07:46 PM
zenchef$25.00$25.004/12/2010 4:08:02 PM
Cheburashka$30.00$30.004/12/2010 4:09:04 PM
WHEREISTHEMOON$25.00$25.004/12/2010 4:09:38 PM
lender987654321$25.00$25.004/12/2010 4:10:03 PM
fightinjoe$25.00$25.004/12/2010 4:10:01 PM
mlopez2007$25.00$25.004/12/2010 4:04:08 PM
bds9646$26.00$26.004/12/2010 4:04:15 PM
peerlender$30.00$30.004/12/2010 4:12:41 PM
mrzz$25.00$25.004/12/2010 4:12:14 PM
moneynmotion$25.00$25.004/12/2010 4:12:22 PM
AmericanCredit$25.00$25.004/12/2010 4:12:34 PM
social-turtle4$25.00$25.004/12/2010 4:14:04 PM
rolandweary$30.00$30.004/12/2010 4:13:43 PM
mtp$50.00$50.004/12/2010 4:15:10 PM
iolaire$25.00$25.004/12/2010 4:15:29 PM
Dap2005$100.00$100.004/12/2010 4:16:42 PM
MO_Investor$25.00$25.004/12/2010 4:08:16 PM
supreme-hope$25.00$25.004/12/2010 4:09:07 PM
Merganser$25.00$25.004/12/2010 4:17:40 PM
first-pragmatic-note$25.00$25.004/12/2010 4:15:18 PM
bowdish1$100.00$100.004/12/2010 4:17:31 PM
RandyL3$99.00$99.004/13/2010 4:58:44 PM
kgeezy$100.00$100.004/14/2010 12:45:21 PM
selector568$100.00$100.004/14/2010 4:39:14 PM
Statman01$25.00$25.004/14/2010 6:36:54 PM
87 bids
 
Borrower Payment Dependent Notes Series 454208
This series of Notes was issued and sold upon the funding of the borrower loan #41920, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-15-2010 
  Auction end date:  Apr-16-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $164.12
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $161.70
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1997 Debt/Income ratio: 11%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 4Length of status:6y 3m
Credit score: 640-659 (Apr-2010) Total credit lines: 50 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $0Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 21    
Screen name: safe-liberty4 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off small bills
Purpose of loan:
This loan will be used to pay off some small utility and medical bills?
My financial situation:
I am a good candidate for this loan because I have a stable job and I work for the Federal Gov't which is not subject to recession layoffs & pymts can be taken directly from my chkn acct or payroll deduction
Monthly net income: $
5800 income + 781 child support
Monthly expenses: $
??Housing: $ 2400
??Insurance: $ 130
??Car expenses: $ 506
??Utilities: $?250
??Phone, cable, internet: $ 250
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 215 student loan
??Other expenses: $ 400 misc household
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dime-reaction$25.00$25.004/15/2010 11:31:48 AM
srgriff$25.00$25.004/15/2010 11:34:34 AM
mvalley$25.00$25.004/15/2010 11:35:28 AM
AF-Chief$28.00$28.004/15/2010 11:37:37 AM
Purposeful$50.00$50.004/15/2010 11:37:54 AM
orange-courageous-dedication$30.00$30.004/15/2010 11:39:29 AM
successful-euro$30.00$30.004/15/2010 11:39:32 AM
rvfbroker$25.00$25.004/15/2010 11:42:19 AM
deal-hickory5$25.00$25.004/15/2010 11:33:40 AM
JGB$25.00$25.004/15/2010 11:34:10 AM
important-ore$50.00$50.004/15/2010 11:34:47 AM
desertoasis$25.00$25.004/15/2010 11:44:33 AM
frogperson$25.00$25.004/15/2010 11:44:57 AM
cypressdev001$25.00$25.004/15/2010 11:45:20 AM
LuvToLend$25.00$25.004/15/2010 11:36:33 AM
Kaj$25.00$25.004/15/2010 11:37:31 AM
lagnisiruk$25.00$25.004/15/2010 11:46:43 AM
shrewd-peace7$25.00$25.004/15/2010 11:37:43 AM
bowdish1$50.00$50.004/15/2010 11:46:51 AM
balance-warrior$25.00$25.004/15/2010 11:38:35 AM
beezling$31.19$31.194/15/2010 11:39:52 AM
Dap2005$25.00$25.004/15/2010 11:40:04 AM
purdue98$25.00$25.004/15/2010 11:40:07 AM
Interstate_Rate$244.05$244.054/15/2010 11:35:26 AM
lillian27$25.00$25.004/15/2010 11:35:37 AM
bold-principal-thinker$25.00$25.004/15/2010 11:36:23 AM
heavenly-repayment4$25.00$25.004/15/2010 11:43:03 AM
greatwhiteninja$25.00$25.004/15/2010 11:50:03 AM
circuitfive$25.00$25.004/15/2010 11:43:29 AM
burrito6$25.00$25.004/15/2010 11:37:27 AM
payment-gusto$25.00$25.004/15/2010 11:51:29 AM
capital-visionary$25.00$25.004/15/2010 11:44:37 AM
gmanrex$50.00$50.004/15/2010 11:44:50 AM
Zingaro$25.00$25.004/15/2010 11:46:12 AM
the-silver-blaster$25.00$25.004/15/2010 11:47:25 AM
lostviajero$25.00$25.004/15/2010 11:42:52 AM
supersarah61$25.00$25.004/15/2010 11:42:58 AM
bewitching-asset3$25.00$25.004/15/2010 11:44:56 AM
global_microfinance$25.00$25.004/15/2010 11:45:02 AM
radforj22$25.00$25.004/15/2010 11:49:57 AM
awesome-return0$25.00$25.004/15/2010 11:51:38 AM
helping-out$30.00$30.004/15/2010 11:47:03 AM
zorg77$25.00$25.004/15/2010 11:51:51 AM
kindness-percolator5$25.00$25.004/15/2010 11:47:30 AM
Lam0nt$25.00$25.004/15/2010 11:47:36 AM
suomynona$25.00$25.004/15/2010 11:49:29 AM
nourishing-interest0$25.00$25.004/15/2010 11:50:01 AM
money-floret$25.00$25.004/15/2010 11:50:05 AM
newest-inspiring-power$25.00$25.004/15/2010 11:50:23 AM
cablenews$25.00$25.004/15/2010 11:51:26 AM
Buffer10$87.57$87.574/15/2010 11:51:36 AM
inspiring-reward$150.00$150.004/15/2010 11:51:47 AM
shrewd-deal$25.00$25.004/15/2010 11:51:54 AM
Zolton$200.00$200.004/15/2010 11:52:17 AM
finance-prescription$50.00$50.004/15/2010 12:10:42 PM
KandKLegacyInvestments$25.00$25.004/15/2010 11:32:07 AM
ZTA0796$25.00$25.004/15/2010 11:35:41 AM
cberthiaume$25.00$25.004/15/2010 11:36:10 AM
autonomous-truth$25.00$25.004/15/2010 11:38:12 AM
Dubbs360$25.85$25.854/15/2010 11:38:20 AM
deal-secret-agent$25.00$25.004/15/2010 11:40:01 AM
upright-revenue7$50.00$50.004/15/2010 11:40:12 AM
innocent-loot$25.00$25.004/15/2010 11:40:35 AM
nerdfactor$25.00$25.004/15/2010 11:35:16 AM
fattygordon$25.00$25.004/15/2010 11:35:31 AM
richrobe$25.00$25.004/15/2010 11:44:39 AM
social-conductor4$25.00$25.004/15/2010 11:35:53 AM
autonomous-basis$25.00$25.004/15/2010 11:44:41 AM
loan-squadron$30.00$30.004/15/2010 11:38:38 AM
Speculator$100.00$100.004/15/2010 11:40:09 AM
Craig_B$25.00$25.004/15/2010 11:40:18 AM
brutusbone$25.00$25.004/15/2010 11:34:50 AM
Cai8899$30.00$30.004/15/2010 11:40:31 AM
jml3482$25.00$25.004/15/2010 11:35:18 AM
love_what_you_do$25.00$25.004/15/2010 11:35:23 AM
selfmademan$25.00$25.004/15/2010 11:41:58 AM
UofCMaroon$25.00$25.004/15/2010 11:44:47 AM
Patter256$25.00$25.004/15/2010 11:39:36 AM
momoney2lend$25.00$25.004/15/2010 11:51:59 AM
secobarbital$25.00$25.004/15/2010 11:52:05 AM
likeable-openness$25.00$25.004/15/2010 11:39:57 AM
visionary-fund$25.00$20.834/15/2010 11:52:28 AM
adventurous-capital$50.00$50.004/15/2010 11:41:39 AM
capital-marsupial3$25.00$25.004/15/2010 11:42:00 AM
fortytwo$50.00$50.004/15/2010 11:46:48 AM
persevering$25.00$25.004/15/2010 11:42:45 AM
jasperus$25.00$25.004/15/2010 11:42:55 AM
compassion-bauble4$25.00$25.004/15/2010 11:47:40 AM
The_Secret$25.00$25.004/15/2010 11:43:09 AM
irrelevant$25.00$25.004/15/2010 11:54:34 AM
jonbozeman$25.00$25.004/15/2010 11:43:33 AM
joee$25.00$25.004/15/2010 11:44:43 AM
successful-agreement7$62.51$62.514/15/2010 11:45:06 AM
kmr2$200.00$200.004/15/2010 11:45:08 AM
jimmykat$25.00$25.004/15/2010 11:45:13 AM
unforgettable-fund2$25.00$25.004/15/2010 11:51:21 AM
supreme-hope$25.00$25.004/15/2010 11:47:00 AM
Nerdster1$25.00$25.004/15/2010 11:51:42 AM
Midwestvalues$100.00$100.004/15/2010 11:52:24 AM
Havana21$50.00$50.004/15/2010 11:48:39 AM
Tikibarman$100.00$100.004/15/2010 11:49:25 AM
Banker7371$25.00$25.004/15/2010 11:50:28 AM
personal-lender$25.00$25.004/15/2010 11:52:12 AM
SolarMoonshine$25.00$25.004/15/2010 2:36:02 PM
dollardave$100.00$100.004/15/2010 12:59:42 PM
the-profit-oracle$25.00$25.004/16/2010 1:15:10 PM
106 bids
 
Borrower Payment Dependent Notes Series 452403
This series of Notes was issued and sold upon the funding of the borrower loan #41829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-02-2010 
  Auction end date:  Apr-09-2010 
 
Starting lender yield: 31.32% Starting borrower rate/APR: 32.32% / 34.73% Starting monthly payment: $437.32
Final lender yield: 31.32% Final borrower rate/APR: 32.32% / 34.73% Final monthly payment: $437.32
 
Auction yield range: 11.04% - 31.32% Estimated loss impact: 10.79%  
Lender servicing fee: 1.00% Estimated return: 20.53%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1999 Debt/Income ratio: 17%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 4Length of status:1y 8m
Credit score: 720-739 (Apr-2010) Total credit lines: 12 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $2,744Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 32%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: bridetobe1 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to the future
We are seeking a loan to make improvements on our new house. My mother in -law purchased a new house, cash, for us and gave it to my husband as an early inheritance. She bought the house as a foreclosure so it was sold as is. The house has been stripped as many foreclosed houses are. Therefore, we are looking to replace several items such as appliances, cabinets, toilets, and interior doors. Currently the house is in my husband?s and mother in-law?s name. They are not able to take out a home equity loan on the house for improvements because my husband does not have good credit and my mother in-law is retired and has no proof of income. Therefore, I would need to secure the loan but I am not on the title to be able to secure a home equity loan. I applied to the bank for a personal loan with a 5.75% rate but was denied because I have a 716 credit score, not enough, minimum credit score they accept is 725 (only 9 points!!, ahh).
My financial situation is good. I have little debt and a job that has great income potential. Last year I made about 35k and was out on a leave of absence for four months where I did not make a commission. This year I have already made about 50k and we are only in April. I anticipate making about 120k by year end. Therefore I believe I will pay off the loan early but I just do not have the funds to finance the project right now. I would like to move into our home ASAP that is why I prefer to have a loan rather then save over the next couple of months.
I believe I am a good candidate because I make timely payments and I do not over extend myself on debt. The last time I had a late payment was many years ago on a student loan. I had just graduated and I had not secured a job. I did not know I could defer payments while looking for employment. Since, I have made timely payments, am in good standing with all creditors, have paid off loans early, and do NOT over extend myself with debt.
We are very excited to move into our new home and are hoping that you could be the way we secure a loan. Thank you for your consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: real simple: What's your approx. monthly net income, and see my page. thank you - Tono
A: My approx. monthly net income is $4,000 My expenses are as follows: Health Insurance: $300 Groceries: $500 My husband check covers the rest of our expenses (approx.$4,500) Cell Phones: $200 Electric: $150 Water/ Trash: $100 Cable/ Internet/ Home Phone: $120 Student Loans: $300 Auto Insurance $200 Car: $416 Credit Cards: $300 Personal Loan: $140 College Savings: $300 Pest Control/ Home Alarm: $100 Donations: $580 (Apr-07-2010)
Q: thanks for the reply, but instead of the details please show the lenders the TOTAL of your monthly expenses, one figure, a sum. That way we can see how much is left over for a Prosper payment, without having to do your arithmetic. good luck - Tono
A: If you calculate my debt to income ratio this is what you get: $4000 (income) - $800 (debt) = $3,200 If you calculate the debt to income ratio of both mine and my husband's you get: $8,500 (income) - $3,706 (debt) = $4,794 So you're looking at a positive of between $3,200-$4,794. (Apr-08-2010)
Q: thanks again for your reply, I can see you're very sincere. I wasn't talking about debt to income ratios, but much simpler: monthly net income and total monthly expenses that effect this listing. What is left over for a payment? thanks - Tono
A: Sorry, I shouldn't have said debt to income but rather the net income and total monthly expenses. If you only want my expenses and income: $4000 (net income) - $800 (expenses) = $3,200 If you want the net income of both mine and my husband's and the total monthly expenses of our family: $8,500 (net income) - $3,706 (expenses) = $4,794 So you're looking at a left over amount for Prosper payment of $3,200-$4,794. (Apr-08-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
historic-nickel$25.00$25.004/2/2010 4:06:00 PM
pemb0023$25.00$25.004/2/2010 6:58:45 PM
bdruss$25.00$25.004/5/2010 3:05:08 PM
careful-compassion$25.00$25.004/5/2010 2:41:37 PM
tntmojave$25.00$25.004/5/2010 4:14:37 PM
lucrative-loan$150.00$150.004/7/2010 12:19:16 PM
reflective-rupee$500.00$500.004/7/2010 12:15:19 PM
mercuriant$25.00$25.004/7/2010 12:19:42 PM
kronosmetis$25.00$25.004/7/2010 11:30:11 AM
reflective-rupee$500.00$500.004/7/2010 12:15:31 PM
intuitive-bill$25.00$25.004/7/2010 4:03:55 PM
muirheaj$25.00$25.004/7/2010 8:28:18 PM
SolarMoonshine$25.00$25.004/7/2010 5:50:14 PM
Smallbear$25.00$25.004/8/2010 1:45:23 PM
Your_Bank$500.00$500.004/8/2010 3:13:51 PM
SeaSkyGuy71$25.00$25.004/8/2010 12:35:30 PM
wealth-pal3$25.00$25.004/8/2010 4:22:12 PM
top-courteous-peso$25.00$25.004/8/2010 4:22:10 PM
maschinenbau$25.00$25.004/8/2010 4:54:17 PM
b-rent$25.00$25.004/8/2010 4:58:32 PM
smart-gain$31.38$31.384/8/2010 5:01:05 PM
green-transaction-charmer$46.07$46.074/8/2010 5:07:39 PM
pietro_torna_indietro$36.81$36.814/8/2010 7:35:14 PM
113121$25.00$25.004/8/2010 6:33:51 PM
DasMula$25.00$25.004/8/2010 8:10:52 PM
Kash2010lu$25.00$25.004/8/2010 6:52:48 PM
nickel-position$25.00$25.004/8/2010 10:16:09 PM
DasMula$25.00$25.004/8/2010 8:10:31 PM
nilonc1$500.00$500.004/8/2010 9:47:08 PM
lyrisnox$30.00$30.004/8/2010 11:50:44 PM
E-B$50.00$50.004/9/2010 3:49:49 AM
wizardii$25.00$25.004/9/2010 9:19:44 AM
113121$250.00$250.004/9/2010 9:35:31 AM
113121$250.00$250.004/9/2010 9:35:53 AM
reflective-rupee$200.00$200.004/9/2010 7:26:36 AM
loan-fate$25.00$25.004/9/2010 10:12:04 AM
lostviajero$25.00$25.004/9/2010 9:49:31 AM
wealth-pipeline$25.00$25.004/9/2010 9:10:43 AM
BradP$60.00$60.004/9/2010 10:16:12 AM
bmw2$50.00$50.004/9/2010 9:24:02 AM
bmw2$100.00$100.004/9/2010 11:05:46 AM
clipper271$25.00$25.004/9/2010 10:58:22 AM
Evolver$41.80$41.804/9/2010 9:51:12 AM
1stBankAndHal$28.86$28.864/9/2010 11:10:07 AM
duty-monger$50.00$50.004/9/2010 12:03:59 PM
credit-missile$53.05$53.054/9/2010 12:11:35 PM
wwwUniversal$25.00$25.004/9/2010 11:49:09 AM
monstersdad$37.51$37.514/9/2010 11:44:19 AM
56bones$25.00$25.004/9/2010 1:39:08 PM
malomar66$53.07$53.074/9/2010 1:14:15 PM
alluring-yield5$50.00$50.004/9/2010 2:31:24 PM
credit-missile$51.46$51.464/9/2010 1:22:35 PM
ore-dojo$25.00$25.004/9/2010 2:03:48 PM
justme4now$25.00$25.004/9/2010 3:10:39 PM
credit-missile$75.00$75.004/9/2010 3:51:29 PM
friendinmoney$27.87$27.874/9/2010 3:54:12 PM
ScoopnDots$50.00$50.004/2/2010 4:02:12 PM
Speculator$100.00$100.004/2/2010 4:20:56 PM
ChrisKwan$25.00$25.004/2/2010 4:48:44 PM
FinDoc$25.00$25.004/2/2010 4:54:24 PM
Prairie-MN$30.00$30.004/2/2010 8:55:52 PM
frogperson$100.00$100.004/2/2010 9:35:04 PM
371millwood$200.00$200.004/3/2010 2:57:10 PM
SFBank$200.00$200.004/3/2010 11:43:58 AM
Helenska11$25.00$25.004/4/2010 8:59:16 AM
well-mannered-income3$40.00$40.004/4/2010 3:53:19 PM
brilliant-balance$25.00$25.004/5/2010 8:34:38 AM
tntmojave$25.00$25.004/5/2010 4:14:20 PM
frogperson$50.00$50.004/5/2010 6:15:53 PM
greenback-catapult3$50.00$50.004/6/2010 5:15:28 PM
cognizant-rate732$50.00$50.004/6/2010 5:18:54 PM
Imaginos1892$100.00$100.004/6/2010 8:33:06 PM
Marfloogan$25.00$25.004/7/2010 11:58:23 AM
reflective-rupee$2,000.00$1,809.674/7/2010 12:15:04 PM
Kqwik$53.92$53.924/7/2010 5:22:42 PM
divine940$25.00$25.004/8/2010 11:00:16 AM
spreadgoodwill$25.00$25.004/8/2010 4:22:16 PM
well-mannered-income3$200.00$200.004/8/2010 4:15:41 PM
Bob450$80.00$80.004/8/2010 4:30:47 PM
Toystore$53.42$53.424/8/2010 5:32:02 PM
millioncan$25.00$25.004/8/2010 5:46:17 PM
padewy$25.00$25.004/8/2010 5:03:09 PM
hopheadmike$30.00$30.004/8/2010 7:33:20 PM
DasMula$25.00$25.004/8/2010 8:10:17 PM
nickel-position$25.00$25.004/8/2010 10:16:18 PM
sparkling-contract7$25.00$25.004/9/2010 5:56:20 AM
amra$25.00$25.004/8/2010 11:13:17 PM
buffalobills$25.00$25.004/9/2010 7:12:04 AM
Whipster$25.00$25.004/9/2010 3:55:43 AM
Rulea72$51.76$51.764/9/2010 7:35:10 AM
wonder3$25.00$25.004/9/2010 6:08:01 AM
cashhelp$25.00$25.004/9/2010 7:38:30 AM
dynrep$50.00$50.004/9/2010 9:06:54 AM
well-mannered-income3$45.00$45.004/9/2010 5:57:33 AM
113121$250.00$250.004/9/2010 9:35:08 AM
RochelleW$82.00$82.004/9/2010 9:51:23 AM
113121$250.00$250.004/9/2010 9:36:13 AM
Bob450$50.00$50.004/9/2010 11:03:17 AM
cashasaurus0$200.00$200.004/9/2010 11:00:43 AM
wise-courageous-social$25.00$25.004/9/2010 11:41:12 AM
Tono$25.00$25.004/9/2010 12:51:34 PM
MrRooster101$25.00$25.004/9/2010 11:05:48 AM
trade-structure$25.00$25.004/9/2010 1:15:44 PM
Gobsek$25.00$25.004/9/2010 12:18:24 PM
CarlosCespedes$25.00$25.004/9/2010 2:44:27 PM
fund-secret-agent$25.00$25.004/9/2010 2:55:54 PM
Your_Bank$200.00$200.004/9/2010 1:47:00 PM
leverage-monger$25.00$25.004/9/2010 1:17:53 PM
leverage-monger$108.75$108.754/9/2010 3:36:29 PM
trade-elm$57.60$57.604/9/2010 2:23:53 PM
exciting-fairness$200.00$200.004/9/2010 3:44:05 PM
autumn_leaves$25.00$25.004/9/2010 3:44:56 PM
COCHINOBOY$25.00$25.004/9/2010 3:52:12 PM
earth70s$25.00$25.004/9/2010 3:12:57 PM
piter-to-la-investment$35.00$35.004/9/2010 3:42:41 PM
mammalian4$25.00$25.004/9/2010 3:53:06 PM
116 bids
 
Borrower Payment Dependent Notes Series 452811
This series of Notes was issued and sold upon the funding of the borrower loan #41835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-07-2010 
  Auction end date:  Apr-14-2010 
 
Starting lender yield: 9.50% Starting borrower rate/APR: 10.50% / 12.61% Starting monthly payment: $471.29
Final lender yield: 9.50% Final borrower rate/APR: 10.50% / 12.61% Final monthly payment: $471.29
 
Auction yield range: 4.04% - 9.50% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.37%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1994 Debt/Income ratio: 16%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 11Length of status:2y 1m
Credit score: 720-739 (Mar-2010) Total credit lines: 24 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $18,397Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 34%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: TVnooz Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help my Dog get a Yard to Play in.
Purpose of loan:
I want to buy a house so my dog has a yard to play in and I have an additional investment in my future. This loan will be used to pay off my credit cards. When I was younger in college and earlier in my career I managed to generate a lot of debt which I admit is my fault. I've grown up now and my dream now is to buy a house. I can't do that with this much credit card debt. It is the only thing holding me back.

My financial situation:
I am a good candidate for this loan because I've finally gotten my finances in order. I have a six figure income, live below my means in an apartment in the suburbs, and contribute nearly 10 percent of my income to my 401k. I want to be as prepared for my future as I am for the present. I have never been late on a credit card payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/7/2010 4:26:38 PM
favorable-order8$25.00$25.004/7/2010 4:29:01 PM
hrubinst$25.00$25.004/7/2010 4:48:17 PM
bonus-adventure3$50.00$50.004/7/2010 4:49:08 PM
heavenly-repayment4$30.00$30.004/7/2010 4:49:51 PM
dinero-speaker$25.00$25.004/7/2010 4:49:24 PM
cablenews$25.00$25.004/7/2010 4:50:41 PM
Thunderswan$50.00$50.004/7/2010 4:50:51 PM
radforj22$25.00$25.004/7/2010 4:51:17 PM
Sven79$50.00$50.004/7/2010 4:47:22 PM
platinum-sorcerer6$25.00$25.004/7/2010 4:52:52 PM
euro-starter$25.00$25.004/7/2010 4:51:45 PM
Nerdster1$25.00$25.004/7/2010 4:47:37 PM
vivid-loot$25.00$25.004/7/2010 4:53:05 PM
Dap2005$25.00$25.004/7/2010 4:52:10 PM
silver-mastery$25.00$25.004/7/2010 4:53:30 PM
egw$25.00$25.004/7/2010 4:48:14 PM
miamibeachloaner$25.00$25.004/7/2010 4:52:37 PM
CarDealer3070$25.00$25.004/7/2010 4:48:26 PM
torion$25.00$25.004/7/2010 4:48:39 PM
unassassinable$25.00$25.004/7/2010 4:53:19 PM
return-eclipse0$25.00$25.004/7/2010 4:49:33 PM
integrity-doctor$100.00$100.004/7/2010 4:50:01 PM
mmckune$25.00$25.004/7/2010 4:50:25 PM
julijask$35.00$35.004/7/2010 4:57:33 PM
the-profit-oracle$25.00$25.004/7/2010 4:58:23 PM
peb44$25.00$25.004/7/2010 4:52:30 PM
Clambake$50.00$50.004/7/2010 5:00:10 PM
CO80487$25.00$25.004/7/2010 4:59:25 PM
greenback-catapult3$50.00$50.004/7/2010 4:55:36 PM
skuba$25.00$25.004/7/2010 4:57:18 PM
r0b3m4n$25.00$25.004/7/2010 4:58:29 PM
bchen78875$25.00$25.004/7/2010 4:59:49 PM
balance-voyager$47.23$47.234/7/2010 5:51:03 PM
Moneypenny6$25.00$25.004/8/2010 6:12:22 AM
PaulW$25.00$25.004/8/2010 7:09:08 AM
newest-inspiring-power$25.00$25.004/8/2010 9:36:43 AM
Dharvesi$25.00$25.004/8/2010 9:57:04 AM
KiwiElf$25.00$25.004/8/2010 11:56:00 AM
brazilofmux$41.86$41.864/8/2010 11:59:14 AM
mikeandcat$50.00$50.004/8/2010 9:54:06 AM
bigdogsafety1$25.00$25.004/8/2010 1:30:53 PM
salala$25.00$25.004/8/2010 10:42:39 AM
aggielender$25.00$25.004/8/2010 2:04:21 PM
LMM1$25.00$25.004/8/2010 3:09:27 PM
TCR3$25.00$25.004/8/2010 12:17:44 PM
topher515$25.00$25.004/8/2010 5:00:59 PM
chekat$25.00$25.004/8/2010 5:01:15 PM
Zingaro$25.00$25.004/8/2010 9:15:51 PM
bullish2bearish$25.00$25.004/8/2010 6:13:25 PM
heerzaquestion$25.00$25.004/9/2010 6:35:13 AM
dmfog$25.00$25.004/9/2010 8:19:30 AM
ichibon$100.00$100.004/9/2010 8:54:16 AM
wise-silver-wonder$25.00$25.004/9/2010 9:39:16 AM
don8ter$25.00$25.004/9/2010 9:10:24 AM
klinebarger$25.00$25.004/9/2010 10:49:35 AM
Cheburashka$25.00$25.004/9/2010 11:26:25 AM
Josta$50.00$50.004/9/2010 11:44:49 AM
Aquani$42.78$42.784/9/2010 12:50:11 PM
jwood3030$35.00$35.004/9/2010 12:33:33 PM
xyzlmno$50.00$50.004/9/2010 1:10:32 PM
webfeet$50.00$50.004/9/2010 1:02:38 PM
eaglecamp$170.00$170.004/9/2010 4:32:58 PM
tedsrfdude$25.00$25.004/9/2010 4:38:40 PM
bill-expert$25.00$25.004/9/2010 4:48:44 PM
kid8549$25.00$25.004/9/2010 5:22:00 PM
orgy63$25.00$25.004/9/2010 5:13:06 PM
BooRadley$25.00$25.004/9/2010 5:13:58 PM
network2$25.00$25.004/9/2010 6:43:27 PM
divemaster$25.00$25.004/9/2010 5:21:37 PM
gain-bridge$25.00$25.004/9/2010 10:43:38 PM
leftcoast52$25.00$25.004/9/2010 5:21:59 PM
heerzaquestion$25.00$25.004/10/2010 7:16:53 AM
economy-river$25.00$25.004/10/2010 4:46:54 AM
nick5454$25.00$25.004/10/2010 10:59:49 AM
PRGuyinVA$25.00$25.004/10/2010 10:38:17 AM
midde551$25.00$25.004/10/2010 2:33:11 PM
elnuks$25.00$25.004/10/2010 9:04:36 AM
bharosa$25.00$25.004/10/2010 1:57:47 PM
mtp$50.00$50.004/10/2010 2:12:50 PM
supersarah61$25.00$25.004/10/2010 4:43:43 PM
lostontheedge$25.00$25.004/10/2010 9:15:38 PM
Rockymtnhi$55.59$55.594/10/2010 1:29:05 PM
Veiglcc$25.00$25.004/11/2010 6:28:41 AM
lender08$25.00$25.004/10/2010 2:53:20 PM
Moody26$25.00$25.004/10/2010 9:01:27 PM
dparkhom$25.00$25.004/10/2010 9:15:39 PM
deal-axis$25.00$25.004/11/2010 12:02:03 PM
Phantom99$25.00$25.004/11/2010 6:43:15 PM
LongTail$25.00$25.004/11/2010 7:01:41 PM
imlosttoo$25.00$25.004/11/2010 6:36:50 PM
xrycac$25.00$25.004/11/2010 11:44:16 AM
jtrump22$25.00$25.004/11/2010 1:39:04 PM
chibear34$25.00$25.004/12/2010 4:35:24 AM
CAGE-Investments$100.00$100.004/12/2010 7:48:08 AM
best-listing-toro$25.00$25.004/12/2010 8:37:23 AM
return-buddy$25.00$25.004/12/2010 9:34:23 AM
trustworthy-fairness$25.00$25.004/11/2010 11:31:13 PM
IIP77$25.00$25.004/12/2010 9:47:57 AM
hopethisworks$25.42$25.424/12/2010 11:06:57 AM
AF-Chief$27.00$27.004/12/2010 10:50:51 AM
OldProp$25.00$25.004/12/2010 9:38:20 AM
skiberdad$31.75$31.754/12/2010 9:38:22 AM
Pilotaceh$25.00$25.004/12/2010 10:12:43 AM
awesome-market$25.00$25.004/12/2010 2:27:10 PM
kmwvma$25.00$25.004/12/2010 11:06:59 AM
hons2000$25.00$25.004/12/2010 12:17:40 PM
scottr$25.00$25.004/12/2010 3:02:58 PM
jengachamp$25.00$25.004/12/2010 3:17:43 PM
Mishlu$25.00$25.004/12/2010 5:29:37 PM
shrewd-peace7$25.00$25.004/12/2010 9:30:19 PM
The_Secret$50.00$50.004/13/2010 3:23:49 AM
jdrez$25.00$25.004/13/2010 10:03:12 AM
LenderByDay$25.00$25.004/13/2010 10:37:08 AM
mizunoman$25.00$25.004/13/2010 12:06:34 PM
mc81$25.00$25.004/13/2010 12:21:18 PM
soccermom33$25.00$25.004/13/2010 12:08:35 PM
TommyTucker$50.00$50.004/13/2010 4:36:18 PM
yield-lion$25.00$25.004/13/2010 4:36:23 PM
phillipd48$25.00$25.004/13/2010 4:36:42 PM
oodkim84oo$29.00$29.004/13/2010 4:55:42 PM
derec$25.00$25.004/13/2010 4:56:00 PM
bullwink27$25.00$25.004/13/2010 4:56:07 PM
stolan$25.00$25.004/13/2010 4:56:11 PM
Cutts$25.00$25.004/13/2010 4:56:17 PM
Hiro07$25.00$25.004/13/2010 4:56:22 PM
vontuse$25.00$25.004/13/2010 4:58:12 PM
dunedin$25.00$25.004/13/2010 4:55:28 PM
joeirps$25.00$25.004/13/2010 4:55:31 PM
TEAM-Jasper$25.00$25.004/13/2010 4:55:40 PM
Superc0ld$64.39$64.394/13/2010 4:55:46 PM
ahalls$25.00$25.004/13/2010 4:56:02 PM
Logan7$25.00$25.004/13/2010 4:56:08 PM
theaterguy$25.00$25.004/13/2010 4:56:15 PM
loanshark4u$25.00$25.004/13/2010 4:56:26 PM
saschar$25.00$25.004/13/2010 4:58:28 PM
treasure-generator$25.00$25.004/13/2010 4:36:16 PM
TOCPI$25.00$25.004/13/2010 4:55:29 PM
SeattleAngel$25.00$25.004/13/2010 4:55:41 PM
tornandfrayed$25.00$25.004/13/2010 4:55:54 PM
jtradition$26.70$26.704/13/2010 4:55:58 PM
biobulator$25.00$25.004/13/2010 4:56:03 PM
PhalanxBulldog$25.00$25.004/13/2010 4:56:18 PM
CoolHelp$32.87$32.874/13/2010 4:56:27 PM
1750$25.00$25.004/13/2010 4:56:30 PM
PitOfSuccess$25.00$25.004/13/2010 4:58:52 PM
RandyL3$33.00$33.004/13/2010 4:59:01 PM
tortugato$145.36$145.364/13/2010 7:49:17 PM
1traveler$25.00$25.004/13/2010 11:17:38 PM
best-agreement-exchanger$25.00$25.004/13/2010 8:15:59 PM
ISHLEP67$50.00$50.004/13/2010 8:28:08 PM
highland-glass$100.00$100.004/14/2010 9:25:44 AM
norcalsv$25.95$25.954/14/2010 11:43:22 AM
Winkyboy$25.00$25.004/14/2010 11:48:40 AM
Frenchynh$25.00$25.004/14/2010 10:28:13 AM
ams294$50.00$50.004/14/2010 10:33:32 AM
Josilot$25.00$25.004/14/2010 10:58:38 AM
carlover$25.00$25.004/14/2010 10:59:01 AM
ultimatepaintball$25.00$25.004/14/2010 11:43:42 AM
contract-eagle$25.00$25.004/14/2010 1:43:10 PM
Your_Bank$25.00$25.004/14/2010 1:56:33 PM
WolRab$25.00$25.004/14/2010 10:52:58 AM
ALVO$32.29$32.294/14/2010 11:43:35 AM
Eagledrop$25.00$25.004/14/2010 11:49:45 AM
wwwUniversal$25.00$25.004/14/2010 3:59:37 PM
credit-coach118$50.00$50.004/14/2010 1:32:43 PM
sloak$25.00$25.004/7/2010 4:44:02 PM
availableloan$25.00$25.004/7/2010 4:47:13 PM
nickel-ferret$25.00$25.004/7/2010 4:50:59 PM
studious-bonus7$50.00$50.004/7/2010 4:51:29 PM
syounker$25.00$25.004/7/2010 4:52:22 PM
shrewd-deal$25.00$25.004/7/2010 4:53:39 PM
Avala$50.00$50.004/7/2010 4:48:49 PM
delicious-social132$25.00$25.004/7/2010 4:48:58 PM
ddog0224$25.00$25.004/7/2010 4:49:16 PM
logical-reward8$25.00$25.004/7/2010 4:51:07 PM
elegant-bonus$25.00$25.004/7/2010 4:58:40 PM
Supernick$50.00$50.004/7/2010 4:57:09 PM
highcountry1$25.00$25.004/7/2010 6:03:22 PM
Aimvest$25.00$25.004/7/2010 9:04:50 PM
ideal-platinum1$25.00$25.004/7/2010 11:07:56 PM
lagnisiruk$25.00$25.004/7/2010 10:08:45 PM
the-debt-fluffy-bunny$25.00$25.004/8/2010 12:41:47 AM
tranquil-return4$25.00$25.004/7/2010 7:37:25 PM
fcukciti$50.00$50.004/8/2010 4:30:17 AM
Nascar1$25.00$25.004/8/2010 7:03:22 AM
successful-agreement7$100.00$100.004/7/2010 9:30:36 PM
BuffetRocks$50.00$50.004/8/2010 7:44:42 AM
a-finance-nirvana$25.00$25.004/8/2010 7:45:14 AM
inspired-contract9$25.00$25.004/8/2010 5:48:23 AM
micko$25.00$25.004/8/2010 9:53:49 AM
Sixmil$25.00$25.004/8/2010 7:43:57 AM
kirkmountain$25.00$25.004/8/2010 9:04:08 AM
anton$205.31$205.314/8/2010 11:25:09 AM
HaveToWrite$25.00$25.004/8/2010 9:19:07 AM
Artist_Blue$25.00$25.004/8/2010 12:19:08 PM
excellent-bonus8$25.00$25.004/8/2010 9:36:28 AM
selector568$70.98$70.984/8/2010 2:58:06 PM
coup173$25.00$25.004/8/2010 1:45:00 PM
mrkb80$25.00$25.004/8/2010 5:01:26 PM
Interloper$25.00$25.004/8/2010 5:03:22 PM
personal-lender$25.00$25.004/8/2010 5:01:17 PM
peerlender$30.00$30.004/8/2010 10:28:06 PM
Havana21$50.00$50.004/8/2010 11:18:05 PM
bowdish1$50.00$50.004/9/2010 7:14:31 AM
DHolly$25.00$25.004/9/2010 5:17:40 AM
youthful-greenback3$25.00$25.004/9/2010 9:34:21 AM
social-turtle4$25.00$25.004/9/2010 9:34:49 AM
smart-leverage7$25.00$25.004/9/2010 9:34:01 AM
rolandweary$30.00$30.004/9/2010 10:49:25 AM
Syndication$25.00$25.004/9/2010 10:51:15 AM
selfmademan$25.00$25.004/9/2010 11:26:36 AM
investment-tempo$25.00$25.004/9/2010 12:24:23 PM
TennSquire$25.00$25.004/9/2010 1:22:31 PM
GElender$50.00$50.004/9/2010 1:04:24 PM
maldok1$25.00$25.004/9/2010 1:18:35 PM
kindness-percolator5$25.00$25.004/9/2010 4:40:14 PM
newest-bountiful-basis$25.00$25.004/9/2010 4:41:20 PM
RusRobo$25.00$25.004/9/2010 5:20:06 PM
WeAlNe$25.00$25.004/9/2010 5:20:33 PM
vkm2000$25.00$25.004/9/2010 5:03:42 PM
Tradesmanlender$25.00$25.004/9/2010 5:35:56 PM
Mantis75$25.00$25.004/9/2010 4:54:16 PM
aurorafinancial$46.40$46.404/9/2010 7:29:36 PM
priceless-value2$50.00$50.004/9/2010 5:12:47 PM
foleyfinancial4u$100.00$100.004/9/2010 5:38:00 PM
omerta6102$26.96$26.964/9/2010 8:53:52 PM
justice-lotus9$25.00$25.004/9/2010 5:15:32 PM
supreme-hope$25.00$25.004/9/2010 10:53:09 PM
AnxiousAirman$25.00$25.004/9/2010 5:50:01 PM
1fairlender$50.00$50.004/10/2010 6:13:01 AM
sophisticated-ore$73.17$73.174/9/2010 9:32:43 PM
lukeskywalkerkp$50.00$50.004/10/2010 10:02:10 AM
ArtemisFitzlebottom$25.00$25.004/10/2010 10:06:12 AM
mathprof$25.00$25.004/10/2010 1:29:56 PM
economy-river$25.00$25.004/10/2010 7:26:30 AM
flwah$25.00$25.004/10/2010 1:29:59 PM
jplatypus$25.00$25.004/10/2010 3:00:31 PM
DadWarbucks$25.00$25.004/10/2010 9:15:43 PM
peso-mate$25.00$25.004/10/2010 12:08:14 PM
UofCMaroon$25.00$25.004/11/2010 5:58:43 AM
Cai8899$50.00$50.004/11/2010 7:22:54 AM
sweet-loan8$25.00$25.004/10/2010 3:46:46 PM
kmr2$250.00$250.004/11/2010 11:12:59 AM
aldeed$25.00$25.004/11/2010 1:39:07 PM
cyberie21$40.00$40.004/11/2010 1:39:11 PM
helpinghand63$50.00$50.004/11/2010 2:10:57 PM
zeelender$25.00$25.004/11/2010 7:46:46 AM
flexible-value$26.00$26.004/11/2010 4:48:04 PM
TheColoradoDon$25.00$25.004/11/2010 6:25:50 PM
Ducatiman1978$25.00$25.004/11/2010 9:13:28 PM
money-floret$50.00$50.004/11/2010 10:41:04 PM
Onesiphorus$25.00$25.004/11/2010 10:48:24 PM
GravityLab$25.00$25.004/11/2010 2:51:48 PM
gristle$25.00$25.004/12/2010 5:53:12 AM
unclejaef$25.00$25.004/11/2010 4:48:02 PM
IP$26.20$26.204/12/2010 6:11:13 AM
kanpur63$25.00$25.004/11/2010 7:01:46 PM
foldingbenny2$50.00$50.004/11/2010 7:48:06 PM
cesta283$25.00$25.004/12/2010 9:50:20 AM
commitment-farm$25.00$25.004/12/2010 9:27:59 AM
OnyxLite$25.00$25.004/12/2010 10:36:38 AM
stable-nickel$100.00$100.004/12/2010 6:52:09 AM
Quetz$25.00$25.004/12/2010 8:03:33 AM
seattleslug$25.00$25.004/12/2010 11:51:34 AM
Tasmir$25.00$25.004/12/2010 11:45:29 AM
nodrivelpls$25.00$25.004/12/2010 9:07:59 AM
bazaar-ruler$25.00$25.004/12/2010 12:05:08 PM
enthusiastic-balance5$100.00$100.004/12/2010 12:04:58 PM
outtahoth2o$32.15$32.154/12/2010 12:05:12 PM
p2p_banker$25.00$25.004/12/2010 12:17:24 PM
YellowJacket$25.00$25.004/12/2010 12:17:41 PM
dime-galaxy$25.00$25.004/12/2010 10:16:16 AM
jamstah$25.00$25.004/12/2010 1:29:05 PM
devoider$25.00$25.004/12/2010 2:36:15 PM
fireboss$42.36$42.364/12/2010 11:36:16 AM
jo2y$25.00$25.004/12/2010 7:27:48 PM
lmmlmmlmm$25.00$25.004/13/2010 5:09:00 AM
samo102us$25.00$25.004/13/2010 8:03:38 AM
hanuman77$29.81$29.814/13/2010 12:06:38 PM
onlyinchicago$25.00$25.004/13/2010 11:48:29 AM
Young-Y$25.00$25.004/13/2010 12:21:09 PM
latestone$25.00$25.004/13/2010 4:36:28 PM
irrelevant$25.00$25.004/13/2010 4:36:44 PM
calm-deal7$25.00$25.004/13/2010 4:53:33 PM
funds-promiser$34.98$34.984/13/2010 4:55:30 PM
SNH$50.00$50.004/13/2010 2:42:49 PM
PHI4308$25.00$25.004/13/2010 4:55:39 PM
TURNTEX75$25.00$25.004/13/2010 4:55:48 PM
wizardii$25.00$25.004/13/2010 4:56:04 PM
mrfixerupper$25.00$25.004/13/2010 4:56:14 PM
Little_Guy$25.00$25.004/13/2010 4:56:19 PM
inkplj$50.00$50.004/13/2010 4:56:25 PM
BerkeleyBonds$25.00$25.004/13/2010 4:58:22 PM
manyhappydogs$34.49$34.494/13/2010 4:58:33 PM
MoneyOps$25.00$25.004/13/2010 5:02:16 PM
All_Wins$25.00$25.004/13/2010 4:55:30 PM
davidc314$28.46$28.464/13/2010 4:55:42 PM
assetmanager$25.00$25.004/13/2010 4:56:01 PM
Hambone1111$25.00$25.004/13/2010 4:56:05 PM
MoNeYMaN5$25.00$25.004/13/2010 4:56:17 PM
JMJIluss$25.00$25.004/13/2010 4:56:29 PM
monticello$25.00$25.004/13/2010 4:58:15 PM
AKJagMan$25.00$25.004/13/2010 4:58:26 PM
tuneman1980$25.00$25.004/13/2010 4:55:32 PM
Sibelius2$25.00$25.004/13/2010 4:55:43 PM
ualf$41.87$41.874/13/2010 4:55:59 PM
hermosaloan$25.00$25.004/13/2010 4:56:06 PM
angeimack$25.00$25.004/13/2010 4:56:10 PM
Plotinus$44.28$44.284/13/2010 4:56:27 PM
herbyman$25.00$25.004/13/2010 4:58:07 PM
Oupa-George$25.00$25.004/13/2010 4:58:10 PM
a-consummate-camaraderi$50.00$50.004/13/2010 6:43:09 PM
Prairie-MN$30.00$30.004/13/2010 6:12:20 PM
theemhdoctor$25.00$25.004/13/2010 9:42:57 PM
tortugato$100.00$100.004/13/2010 6:54:40 PM
engaging-worth$25.00$25.004/14/2010 6:13:01 AM
goodcents$30.00$30.004/13/2010 7:52:16 PM
pwkpwk$25.00$25.004/14/2010 9:34:25 AM
nestegg4e$25.00$25.004/14/2010 9:44:16 AM
rate-hickory$25.00$25.004/14/2010 8:29:15 AM
Tahoe$61.69$61.694/14/2010 8:38:03 AM
coin-entrepreneur$25.00$25.004/14/2010 3:43:13 AM
wdove511$25.00$25.004/14/2010 10:28:40 AM
booyah$50.00$50.004/14/2010 5:07:54 AM
Okeey$25.00$25.004/14/2010 9:10:07 AM
kalex752$28.38$28.384/14/2010 10:44:01 AM
Danfromnapa$30.77$30.774/14/2010 10:53:04 AM
spsavage$25.00$25.004/14/2010 11:09:50 AM
ADIDASNO$25.00$25.004/14/2010 11:43:38 AM
Jewels$50.00$50.004/14/2010 8:42:20 AM
lizard_lips$25.00$25.004/14/2010 11:49:09 AM
bsh297$25.00$25.004/14/2010 9:33:25 AM
yield-quest$100.00$100.004/14/2010 12:13:06 PM
flexiboy35$25.00$25.004/14/2010 10:20:21 AM
divedude$25.00$25.004/14/2010 10:53:17 AM
influential-compassion9$50.00$50.004/14/2010 12:03:20 PM
lendinstuff$25.00$25.004/14/2010 10:59:55 AM
EastBayCapital$25.00$25.004/14/2010 3:08:41 PM
CPAMAN$25.00$25.004/14/2010 11:24:32 AM
bazaar-tulip$25.00$25.004/14/2010 12:20:06 PM
glalat$25.00$25.004/14/2010 11:43:18 AM
tearingstar$25.00$25.004/14/2010 11:46:36 AM
anton$2,800.00$2,689.554/14/2010 4:00:58 PM
julijask$35.00$35.004/14/2010 3:11:32 PM
balance-whistle7$100.00$100.004/14/2010 3:17:19 PM
mcabery$250.00$250.004/14/2010 3:21:20 PM
dbs$50.00$50.004/14/2010 3:59:16 PM
348 bids
 
Borrower Payment Dependent Notes Series 452991
This series of Notes was issued and sold upon the funding of the borrower loan #41844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-07-2010 
  Auction end date:  Apr-14-2010 
 
Starting lender yield: 9.02% Starting borrower rate/APR: 10.02% / 13.58% Starting monthly payment: $32.28
Final lender yield: 9.02% Final borrower rate/APR: 10.02% / 13.58% Final monthly payment: $32.28
 
Auction yield range: 4.04% - 9.02% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.90%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1981 Debt/Income ratio: 19%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 11 / 10Length of status:15y 3m
Credit score: 720-739 (Apr-2010) Total credit lines: 21 Occupation: Engineer - Mechanic...
Now delinquent: 0 Revolving credit balance: $23,910Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 65%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: duty-idol Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to pay off? the high interest on my credit cards.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time and I have a B.A. in Business so I know how to manage my income.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lender987654321$30.00$30.004/7/2010 4:27:13 PM
availableloan$25.00$25.004/7/2010 4:47:15 PM
selector568$62.58$62.584/8/2010 11:56:08 AM
newest-bountiful-basis$25.00$25.004/9/2010 4:41:22 PM
sandeepPR$25.00$25.004/11/2010 1:56:13 PM
MC7608$40.00$40.004/13/2010 10:02:25 AM
jwood3030$35.00$35.004/13/2010 4:37:18 PM
PPLIN810$25.00$25.004/13/2010 4:47:05 PM
runner681$25.00$25.004/13/2010 6:05:30 PM
ThisCatWillHelp$50.00$50.004/13/2010 9:34:15 PM
RandyL3$98.40$98.404/13/2010 8:20:50 PM
swissbanker$25.00$25.004/14/2010 7:30:20 AM
nickel-pipeline$25.00$25.004/14/2010 8:52:41 AM
TheWainer$25.00$25.004/14/2010 11:23:46 AM
Jewels$50.00$31.044/14/2010 8:37:30 AM
bid-promiser$25.00$25.004/14/2010 10:16:37 AM
mitcha1$25.00$25.004/14/2010 11:33:59 AM
turbospeed$25.00$25.004/7/2010 4:47:12 PM
Mav26$52.98$52.984/8/2010 10:59:12 AM
bonus-adventure3$50.00$50.004/11/2010 6:14:13 AM
Sven79$50.00$50.004/13/2010 4:40:56 PM
Dollars4Rent$25.00$25.004/13/2010 8:20:40 PM
heerzaquestion$25.00$25.004/13/2010 8:22:51 PM
serene-capital$25.00$25.004/14/2010 1:37:15 AM
ToloUSN$50.00$50.004/14/2010 7:45:29 AM
Ven58$25.00$25.004/14/2010 12:09:46 PM
jybank$25.00$25.004/14/2010 11:21:10 AM
colospgs$25.00$25.004/14/2010 11:33:02 AM
ChristopherHS$25.00$25.004/14/2010 12:08:30 PM
29 bids
 
Borrower Payment Dependent Notes Series 453223
This series of Notes was issued and sold upon the funding of the borrower loan #41838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,100.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Apr-09-2010 
  Auction end date:  Apr-15-2010 
 
Starting lender yield: 6.13% Starting borrower rate/APR: 7.13% / 7.47% Starting monthly payment: $95.90
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $95.86
 
Auction yield range: 3.04% - 6.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1991 Debt/Income ratio: 24%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 13Length of status:7y 1m
Credit score: 740-759 (Apr-2010) Total credit lines: 64 Occupation: Engineer - Electric...
Now delinquent: 0 Revolving credit balance: $23,183Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 52%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Gregory24 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 31 ( 100% ) 740-759 (Latest)
Principal borrowed: $12,000.00< mo. late: 0 ( 0% )  
740-759 (Apr-2009)
720-739 (Jun-2008)
760-779 (Jun-2007)
 
Principal balance: $2,154.90 1+ mo. late: 0 ( 0% )
Total payments billed: 31  
Description
Paying off high rate loans
Purpose of loan:
Paying of high interest loans

My financial situation:
(I'm in the process of becoming debt free ASAP

Monthly net income: $ 6700

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 400
??Car expenses: $?600
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $?100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
favorable-order8$25.00$25.004/9/2010 4:06:34 PM
social-turtle4$25.00$25.004/9/2010 4:08:29 PM
ohnezweck$25.00$25.004/9/2010 4:04:34 PM
AmericanCredit$25.00$25.004/9/2010 4:05:50 PM
KandKLegacyInvestments$25.00$25.004/9/2010 4:06:11 PM
rolandweary$30.00$30.004/9/2010 4:07:48 PM
kenji4861$25.00$25.004/9/2010 4:10:15 PM
Dap2005$100.00$100.004/9/2010 4:13:35 PM
unique-order8$25.00$25.004/9/2010 4:19:04 PM
kchen486$25.00$25.004/9/2010 4:25:01 PM
xyzlmno$25.00$25.004/9/2010 4:26:26 PM
careful-note$50.00$50.004/9/2010 4:27:01 PM
bchen78875$50.00$50.004/9/2010 4:27:04 PM
unclejaef$25.00$25.004/9/2010 4:27:16 PM
shrewd-deal$25.00$25.004/9/2010 4:27:43 PM
euro-starter$25.00$25.004/9/2010 4:26:37 PM
mizon291$50.00$50.004/9/2010 4:23:58 PM
nhm$50.00$41.004/9/2010 4:27:45 PM
Tai$25.00$25.004/9/2010 4:24:26 PM
nickel-ferret$25.00$25.004/9/2010 4:24:31 PM
ideal-penny8$25.00$25.004/9/2010 4:25:08 PM
inspired-contract9$50.00$50.004/9/2010 4:25:14 PM
julijask$35.00$35.004/9/2010 4:30:22 PM
community-saver158$50.00$50.004/9/2010 4:26:56 PM
blot44$25.00$25.004/9/2010 5:04:49 PM
Kelor99$25.00$25.004/10/2010 11:22:21 AM
impartial-deal$35.00$35.004/12/2010 1:19:14 PM
alben2009$25.00$25.004/14/2010 12:41:04 AM
Approved$50.00$50.004/14/2010 1:17:53 PM
mrzz$25.00$25.004/9/2010 4:04:41 PM
smart-leverage7$25.00$25.004/9/2010 4:08:49 PM
1phantom$50.00$50.004/9/2010 4:09:24 PM
peerlender$30.00$30.004/9/2010 4:05:59 PM
peaceful-agreement2$25.00$25.004/9/2010 4:13:16 PM
iolaire$25.00$25.004/9/2010 4:10:57 PM
awwaww$25.00$25.004/9/2010 4:12:19 PM
KeepOnRunning$50.00$50.004/9/2010 4:12:26 PM
bowdish1$100.00$100.004/9/2010 4:15:21 PM
klinebarger$25.00$25.004/9/2010 4:18:35 PM
aggielender$50.00$50.004/9/2010 4:16:14 PM
MAJESTIC5$50.00$50.004/9/2010 4:16:38 PM
galtsgulch$25.00$25.004/9/2010 4:18:40 PM
alpinaut$25.00$25.004/9/2010 4:16:05 PM
Walkingcowboy$25.00$25.004/9/2010 4:23:20 PM
Okeey$100.00$100.004/9/2010 4:18:17 PM
bonus-adventure3$50.00$50.004/9/2010 4:25:22 PM
radforj22$25.00$25.004/9/2010 4:24:12 PM
auction-turbine4$50.00$50.004/9/2010 4:26:18 PM
meenan$25.00$25.004/9/2010 4:26:30 PM
heavenly-repayment4$25.00$25.004/9/2010 4:26:40 PM
investment-network$25.00$25.004/9/2010 4:24:35 PM
TeamRamRod$25.00$25.004/9/2010 4:27:07 PM
yield-seeker$25.00$25.004/9/2010 4:27:28 PM
rescue$100.00$100.004/9/2010 4:26:51 PM
RandyL3$99.00$99.004/9/2010 4:29:26 PM
Thunderswan$50.00$50.004/9/2010 4:24:18 PM
life-is-great$25.00$25.004/9/2010 4:24:55 PM
Dreamconnection$25.00$25.004/9/2010 4:25:05 PM
delicious-social132$40.00$40.004/9/2010 4:25:17 PM
Barak$40.00$40.004/9/2010 4:26:35 PM
stable-nickel$200.00$200.004/9/2010 4:27:00 PM
steady-funds6$25.00$25.004/9/2010 4:27:05 PM
Holtavious$25.00$25.004/9/2010 4:27:14 PM
money-floret$100.00$100.004/9/2010 4:27:27 PM
Rivervale_Westwood$25.00$25.004/9/2010 4:27:42 PM
naina_my_daughter$100.00$100.004/9/2010 4:35:53 PM
MoneyForNothing$25.00$25.004/9/2010 10:35:20 PM
selector568$25.00$25.004/9/2010 11:02:55 PM
TheWainer$25.00$25.004/10/2010 9:09:12 PM
allbalooboy2$25.00$25.004/11/2010 6:20:07 PM
the-bright-velocity$25.00$25.004/12/2010 12:08:09 PM
springpanda$25.00$25.004/12/2010 1:52:05 PM
octoberfresh$25.00$25.004/13/2010 7:01:26 AM
HT3$25.00$25.004/14/2010 4:44:52 PM
khamlagirl$25.00$25.004/14/2010 5:45:43 PM
ToloUSN$50.00$50.004/15/2010 7:24:17 AM
The-Lighthouse-Group$50.00$50.004/15/2010 8:54:07 AM
grampy48$25.00$25.004/15/2010 6:45:31 AM
78 bids
 
Borrower Payment Dependent Notes Series 453257
This series of Notes was issued and sold upon the funding of the borrower loan #41932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,150.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-07-2010 
  Auction end date:  Apr-14-2010 
 
Starting lender yield: 33.50% Starting borrower rate/APR: 34.50% / 38.08% Starting monthly payment: $51.70
Final lender yield: 24.95% Final borrower rate/APR: 25.95% / 29.35% Final monthly payment: $46.30
 
Auction yield range: 11.04% - 33.50% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.33%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2000 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Self-employed
Enhanced (1-5):3 Current / open credit lines: 7 / 7Length of status:2y 7m
Credit score: 680-699 (Apr-2010) Total credit lines: 32 Occupation: Student - College S...
Now delinquent: 2 Revolving credit balance: $1,877Stated income:$1-$24,999
Amount delinquent: $3,842 Bankcard utilization: 25%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: loving-kindness Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit cards & Hosptial bills
Purpose of loan:
This loan will be used to? Build a relationship with prosper and consolidate credit card bills bills

My financial situation:
I am a good candidate for this loan because? I am reliable and have a steady and growing income. You may notice I have a delinquencies on my report
these are from hospital bills that I am paying on monthly. The amount above does not reflect how much I have actually paid. the interest keeps accruing on them. I was told by the collection agency that once I was down to zero on my bill they would not charge me the interest. I own about $2000 on one of them and $600 on the other. I would be happy to answer any question that you have about them. I plan on using this loan to pay off a few high interest credit cards and then put a little on the hospital bill. I know the delinquency don't support my credit very much. I just want to show prosper my commitment and reliability to the loan. I know this would support any future business I do with prosper. Thank you for considering me.

Monthly net income: $ 1,500-1,700

Monthly expenses: $
??Housing: $ 200
??Insurance: $
??Car expenses: $ 100
??Utilities: $ 70
??Phone, cable, internet: $ 70
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 150
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Few questions: What do you do? What are you studying and when are you finishing school? What rates are you paying on your credit cards? - wealth-pipeline
A: I am a Licensed Massage Therapist. I am Studying Early childhood Education and Psychology. My expected Graduation is not for another 3 1/2 years. I am taking longer to complete so I can work Too! On my Discover I pay 18.99% on my Kohl's charge $ I pay 21.90%. I would rather pay my interest to prosper than to these credit card companies. Thanks for considering me. if you have any more question let me know. (Apr-12-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
sympathetic-greenback5$50.00$50.004/10/2010 10:12:25 PM
realtormoises$25.00$25.004/14/2010 5:14:56 AM
carrinel$36.76$36.764/14/2010 11:17:00 AM
Leshan$25.00$25.004/14/2010 11:57:11 AM
wealth-pipeline$25.00$25.004/14/2010 2:49:49 PM
wild-orange$25.00$25.004/14/2010 2:32:20 PM
klemer$25.00$25.004/14/2010 1:27:23 PM
Bob450$50.00$50.004/14/2010 4:18:52 PM
aquistoyraul$25.00$25.004/14/2010 4:19:21 PM
eccles$25.00$25.004/10/2010 6:41:28 PM
SolarMoonshine$25.00$25.004/12/2010 4:12:05 PM
Your_Bank$50.00$50.004/13/2010 5:55:01 PM
ultimate-peace$600.00$600.004/14/2010 3:49:05 PM
lend42013$34.00$34.004/14/2010 3:55:12 PM
p2p-mover0$30.00$30.004/14/2010 4:05:20 PM
social-conductor4$25.00$24.244/14/2010 4:19:28 PM
DasMula$25.00$25.004/14/2010 4:21:46 PM
ProjectVenture$50.00$50.004/14/2010 4:19:24 PM
18 bids
 
Borrower Payment Dependent Notes Series 453293
This series of Notes was issued and sold upon the funding of the borrower loan #41786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Apr-07-2010 
  Auction end date:  Apr-14-2010 
 
Starting lender yield: 13.03% Starting borrower rate/APR: 14.03% / 16.19% Starting monthly payment: $85.48
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $85.26
 
Auction yield range: 6.04% - 13.03% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1983 Debt/Income ratio: Not calculated
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:0y 4m
Credit score: 740-759 (Apr-2010) Total credit lines: 3 Occupation: Student - College S...
Now delinquent: 0 Revolving credit balance: $2,378Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 48%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: DukeEngineer2010 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
College is Expensive, But Pays Off!
Hello, and thanks for looking at my listing.

I am a Senior Mechanical Engineering student at Duke University, on track to graduate this coming May.? I have been blessed with two supportive, successful parents who know, from personal experience, the value of a good education.? They burdened themselves with the full cost of my tuition, room and board up to this point (~$180k) and with an end in sight, I want to show them how appreciative I am by owning a small piece of that responsibility this semester.?

I recently accepted a reasonably well-paid ($50k/yr starting salary + benefits) full-time engineering position with a top medical devices company, but between now and when I begin work in early June, I have some personal and education-related costs which I must address.? In addition to food, rent, vehicle maintenance, and miscellaneous costs this semester, I will need to pay for my relocation from North Carolina to Michigan.? Based upon expenditures from previous semesters, known upcoming costs, and estimates for transport of my vehicle and belongings, I have determined that $2500 would be sufficient to cover these expenses. Though the position I accepted includes a $2000 signing bonus, I will not receive that until my first paycheck in early June, forcing me to find alternate means.? That's where you come in.

Currently, I am employed part-time as a Teacher's Assistant, paying $10.45/hr for 6-10 hours per week.? This will go entirely towards repayment of this loan.? As a dependent of my parents, I have financial sources to turn to should the need arise, and though that would be contrary to the purpose of this loan, it is a safeguard and an assurance to potential lenders.? Once I begin work on May 23rd I will have no trouble paying off the loan; most of my signing bonus will be put toward paying off the principal and any accrued interest, and the low cost of living in Michigan will leave me with ample income to put towards loan payments.? If possible, I would be happy to provide proof of my upcoming employment.

One thing I would like to add is an explanation of my listed revolving credit balance.? Two of the three credit lines listed are for my family's gas cards (BP and Shell). My entire family uses these cards to fuel four vehicles, and I have a card for each account issued in my name, hence it appearing on my credit info.? However, these cards are paid for entirely by my parents, and do not impact my personal finances at all? The third credit line is for a Bank of America credit card, used exclusively for living expenses, the full balance of which my parents pay off every month, so again that does not impact my personal finances.? Unfortunately this card only has an $800 limit, further necessitating a small loan to aid with my relocation.

Thanks for your time, and for helping me begin my professional career.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
favorable-order8$25.00$25.004/7/2010 4:27:37 PM
KandKLegacyInvestments$25.00$25.004/7/2010 4:26:32 PM
stroskey$34.07$34.074/7/2010 4:28:41 PM
windfall46$25.00$25.004/7/2010 4:31:18 PM
lounges$25.00$25.004/7/2010 4:27:06 PM
LAM26$25.00$25.004/7/2010 4:28:50 PM
oracle920$25.00$25.004/7/2010 4:31:39 PM
mammalian4$25.00$25.004/7/2010 5:01:37 PM
benefit-trident$25.00$25.004/7/2010 4:58:57 PM
LMM1$25.00$25.004/7/2010 6:44:00 PM
WorkingTA$25.00$25.004/7/2010 7:48:48 PM
heerzaquestion$25.00$25.004/8/2010 4:45:37 AM
Mr-Miracle$25.00$25.004/8/2010 4:23:10 PM
rockhound84$25.00$25.004/9/2010 6:14:10 PM
rockhound84$25.00$25.004/9/2010 6:17:56 PM
GS-ROCK$25.00$25.004/11/2010 7:35:06 AM
invest-in-ed$100.00$100.004/11/2010 4:09:20 PM
sincere-balance$25.00$25.004/11/2010 11:20:55 AM
capital-relief4$50.00$50.004/12/2010 3:53:51 PM
Finspons$25.00$25.004/12/2010 3:37:37 PM
farchoir$25.00$25.004/12/2010 8:34:47 PM
CSinvestments$30.00$30.004/12/2010 6:31:19 PM
Sol_Invictus$25.00$25.004/13/2010 2:03:08 AM
MC7608$25.00$25.004/13/2010 10:08:58 AM
dmk2006$25.00$25.004/13/2010 6:48:03 AM
Randolph1026$34.86$34.864/13/2010 9:37:51 AM
sliverflipper$50.00$50.004/13/2010 12:52:22 PM
FinanciallySavvyMom$37.76$37.764/13/2010 2:01:14 PM
Pickmar$25.00$25.004/14/2010 10:52:09 AM
TheSpottedFlamingo$25.00$25.004/14/2010 12:44:56 PM
Gaelicman$125.00$125.004/14/2010 11:41:13 AM
porter22$150.00$150.004/14/2010 10:46:36 AM
dahnkster$25.00$25.004/14/2010 12:27:27 PM
Your_Bank$25.00$25.004/14/2010 2:46:41 PM
bondhedger$25.00$25.004/14/2010 2:52:57 PM
Bill88$30.00$30.004/14/2010 4:03:01 PM
hizzy$25.00$25.004/7/2010 4:28:43 PM
3am-preacher$25.00$25.004/7/2010 4:29:24 PM
ghinga$30.00$30.004/7/2010 4:31:52 PM
Marathoner$25.00$25.004/7/2010 4:32:01 PM
worth-arch$25.00$25.004/7/2010 4:28:31 PM
scottssm$25.00$25.004/7/2010 4:31:45 PM
MissionMicroFinance$25.00$21.394/7/2010 4:32:05 PM
CSinvestments$30.00$30.004/7/2010 5:28:59 PM
MattProsper$50.00$50.004/7/2010 11:11:00 PM
the-revenue-demon$50.00$50.004/9/2010 11:33:26 AM
1fairlender$50.00$50.004/10/2010 6:17:05 AM
best-listing-toro$25.00$25.004/10/2010 7:42:55 AM
gdbls$26.82$26.824/10/2010 8:23:33 AM
FinanceEngine$25.00$25.004/12/2010 9:11:20 AM
exchange-grizzly$25.00$25.004/13/2010 12:26:06 AM
BHopkins$200.00$200.004/13/2010 10:56:59 AM
loyalty-czar$25.10$25.104/13/2010 1:01:26 PM
BHopkins$50.00$50.004/13/2010 10:56:38 AM
think_globally_act_locally$25.00$25.004/13/2010 4:43:50 PM
4mydaughterseducation$25.00$25.004/13/2010 8:47:03 PM
2seriousteachers$25.00$25.004/14/2010 6:52:50 AM
ToloUSN$50.00$50.004/14/2010 8:06:08 AM
serene-capital$25.00$25.004/14/2010 1:40:46 AM
mex_invests$25.00$25.004/14/2010 8:16:07 AM
maximizer$25.00$25.004/14/2010 9:48:28 AM
Nerdster1$25.00$25.004/14/2010 3:10:34 PM
jcw3rd$25.00$25.004/14/2010 12:48:17 PM
wild-orange$50.00$50.004/14/2010 2:33:28 PM
JaceSpade$25.00$25.004/14/2010 12:45:12 PM
wild-orange$50.00$50.004/14/2010 2:37:23 PM
TakeCare$50.00$50.004/14/2010 2:41:32 PM
Your_Bank$25.00$25.004/14/2010 2:47:08 PM
friendinmoney$25.00$25.004/14/2010 4:11:39 PM
69 bids
 
Borrower Payment Dependent Notes Series 453355
This series of Notes was issued and sold upon the funding of the borrower loan #41926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-13-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 24.87% Starting monthly payment: $37.71
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 23.68% Final monthly payment: $37.11
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2000 Debt/Income ratio: 32%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 13Length of status:6y 4m
Credit score: 680-699 (Apr-2010) Total credit lines: 27 Occupation: Retail Management
Now delinquent: 0 Revolving credit balance: $10,505Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 73%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 1    
Screen name: ecstatic-velocity4 Borrower's state: NewMexico Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
$700 due by the 15th
Purpose of loan:
This loan will be used to pay taxes on this year?

My financial situation:
I am a good candidate for this loan because I have no missed a payment on something since about 2003. That was back in college on a credit card.
my wife also works full time.

Monthly net income: $ 2720

Monthly expenses: $
??Housing: $ 896
??Insurance: $ 116
??Car expenses: $ 348
??Utilities: $ 80
??Phone, cable, internet: $ 120
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/12/2010 3:52:08 PM
euro-starter$25.00$25.004/12/2010 4:24:45 PM
hrubinst$25.00$25.004/12/2010 4:27:19 PM
torion$25.00$25.004/12/2010 4:27:51 PM
bonus-adventure3$50.00$50.004/12/2010 4:28:46 PM
integrity-doctor$100.00$100.004/12/2010 4:30:50 PM
mmckune$25.00$25.004/12/2010 4:31:57 PM
logical-reward8$25.00$25.004/12/2010 4:32:42 PM
Dap2005$25.00$25.004/12/2010 4:33:45 PM
Avala$50.00$50.004/12/2010 4:28:12 PM
delicious-social132$25.00$25.004/12/2010 4:28:29 PM
dinero-speaker$25.00$25.004/12/2010 4:29:12 PM
heavenly-repayment4$30.00$30.004/12/2010 4:30:30 PM
nickel-ferret$25.00$25.004/12/2010 4:32:24 PM
Bank_Of_XL$100.00$100.004/12/2010 5:12:26 PM
Little_Tuna_College_Fund$50.00$50.004/12/2010 9:56:24 PM
sloak$25.00$25.004/12/2010 4:01:11 PM
ddog0224$25.00$25.004/12/2010 4:29:01 PM
charming-point$300.00$172.844/12/2010 4:34:33 PM
return-eclipse0$25.00$25.004/12/2010 4:29:32 PM
EngineersAlliance$75.00$75.004/12/2010 4:57:53 PM
Little_Tuna_College_Fund$47.16$47.164/12/2010 10:39:25 PM
22 bids
 
Borrower Payment Dependent Notes Series 453567
This series of Notes was issued and sold upon the funding of the borrower loan #41777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-13-2010 
 
Starting lender yield: 28.17% Starting borrower rate/APR: 29.17% / 31.54% Starting monthly payment: $84.00
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $80.85
 
Auction yield range: 11.04% - 28.17% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1996 Debt/Income ratio: 4%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 4Length of status:3y 11m
Credit score: 760-779 (Apr-2010) Total credit lines: 6 Occupation: Other
Now delinquent: 0 Revolving credit balance: $114Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: enthralling-silver Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Medical/Auto bills
Purpose of loan:
I am using the loan to pay off some car repairs and some medical bills that my insurance didn't cover.

My financial situation:
I am a good candidate for this loan because I have a stable job with over 46,000 people employed over 180 countries.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
the-persistent-reward$25.00$25.004/12/2010 3:49:53 PM
valiant-liberty4$25.00$25.004/12/2010 3:50:10 PM
circuitfive$25.00$25.004/12/2010 3:51:07 PM
social-conductor4$25.00$25.004/12/2010 3:54:25 PM
aggresive-nickel2$25.00$25.004/12/2010 3:54:39 PM
AF-Chief$28.00$28.004/12/2010 4:00:20 PM
autonomous-basis$25.00$25.004/12/2010 4:01:53 PM
seisen$50.00$50.004/12/2010 4:01:21 PM
rolex77$25.00$25.004/12/2010 4:02:37 PM
CydeOut$25.00$25.004/12/2010 4:04:44 PM
wecandoit$25.00$25.004/12/2010 4:05:09 PM
Zingaro$25.00$25.004/12/2010 4:04:50 PM
autonomous-truth$25.00$25.004/12/2010 4:05:28 PM
zebra806$25.00$25.004/12/2010 4:05:55 PM
Brown98$25.00$25.004/12/2010 3:58:50 PM
burrito6$25.00$25.004/12/2010 4:00:10 PM
shrewd-peace7$25.00$25.004/12/2010 4:01:23 PM
cypressdev001$25.00$25.004/12/2010 4:02:43 PM
Dubbs360$50.00$50.004/12/2010 4:06:01 PM
Interloper$25.00$22.004/12/2010 4:06:33 PM
irrelevant$25.00$25.004/12/2010 4:24:26 PM
InChicago$25.00$25.004/12/2010 4:24:21 PM
GoGators01$25.00$25.004/12/2010 4:43:34 PM
EngineersAlliance$75.00$75.004/12/2010 4:57:51 PM
theonezozo$25.00$25.004/12/2010 4:55:56 PM
zento$25.00$25.004/12/2010 5:00:05 PM
SolarMoonshine$25.00$25.004/12/2010 5:46:51 PM
loan-fate$50.00$50.004/12/2010 4:45:49 PM
reflective-rupee$50.00$50.004/12/2010 7:49:44 PM
reflective-rupee$50.00$50.004/12/2010 7:50:29 PM
JustMee$25.00$25.004/13/2010 5:53:04 AM
elegant-bonus$25.00$25.004/12/2010 3:49:58 PM
flipnsf$25.00$25.004/12/2010 3:50:13 PM
kmprospeo$25.00$25.004/12/2010 3:51:35 PM
resource777$25.00$25.004/12/2010 3:52:27 PM
jonbozeman$25.00$25.004/12/2010 3:52:43 PM
KandKLegacyInvestments$25.00$25.004/12/2010 3:54:03 PM
Ducatiman1978$25.00$25.004/12/2010 3:55:31 PM
Kaj$25.00$25.004/12/2010 4:00:15 PM
gmanrex$50.00$50.004/12/2010 4:02:02 PM
desertoasis$25.00$25.004/12/2010 4:01:42 PM
global_microfinance$25.00$25.004/12/2010 4:02:26 PM
kmr2$200.00$200.004/12/2010 4:02:33 PM
jimmykat$25.00$25.004/12/2010 4:02:39 PM
frogperson$25.00$25.004/12/2010 4:02:20 PM
thedude393$25.00$25.004/12/2010 4:04:45 PM
BlindJoeDeath$25.00$25.004/12/2010 4:05:40 PM
delivery$25.00$25.004/12/2010 4:05:08 PM
brother_tam$50.00$50.004/12/2010 4:05:43 PM
richrobe$25.00$25.004/12/2010 4:01:51 PM
UofCMaroon$25.00$25.004/12/2010 4:01:59 PM
credit-wheel7$25.00$25.004/12/2010 4:02:09 PM
successful-agreement7$100.00$100.004/12/2010 4:02:30 PM
golden-investment$25.00$25.004/12/2010 4:05:11 PM
Petite_Rose$25.00$25.004/12/2010 4:05:51 PM
mercuriant$25.00$25.004/12/2010 4:46:25 PM
durable-economy2$50.00$50.004/12/2010 7:15:28 PM
cashhelp$25.00$25.004/12/2010 4:56:22 PM
best-credit-sushi$25.00$25.004/12/2010 9:29:11 PM
transaction-circuit$25.00$25.004/13/2010 9:11:20 AM
60 bids
 
Borrower Payment Dependent Notes Series 453591
This series of Notes was issued and sold upon the funding of the borrower loan #41923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,950.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-13-2010 
 
Starting lender yield: 8.30% Starting borrower rate/APR: 9.30% / 9.64% Starting monthly payment: $158.10
Final lender yield: 7.30% Final borrower rate/APR: 8.30% / 8.64% Final monthly payment: $155.80
 
Auction yield range: 3.04% - 8.30% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1984 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:12y 3m
Credit score: 800-819 (Mar-2010) Total credit lines: 17 Occupation: Investor
Now delinquent: 0 Revolving credit balance: $26,303Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 17%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: safe-serene-money Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Debt
Purpose of loan:
This loan will be used to?pay off a credit card that will?reset to 17.99% after the promo rate ends.

My financial situation:
I am a good candidate for this loan because I have excellent credit and have never been late on any?payment.?There is no risk at all in funding this loan. Thank you.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
cub510$100.00$100.004/12/2010 3:51:23 PM
favorable-order8$25.00$25.004/12/2010 3:52:34 PM
AF-Chief$28.00$28.004/12/2010 3:55:12 PM
kindness-percolator5$25.00$25.004/12/2010 3:58:42 PM
meux99$25.00$25.004/12/2010 3:57:46 PM
TheMan$25.00$25.004/12/2010 3:49:38 PM
rosie777$30.00$30.004/12/2010 4:03:19 PM
truth-image$50.00$50.004/12/2010 4:03:30 PM
bds9646$26.00$26.004/12/2010 4:04:18 PM
Ivan2007$25.00$25.004/12/2010 4:04:25 PM
worthy-wealth3$25.00$25.004/12/2010 3:55:41 PM
mar97$25.00$25.004/12/2010 4:06:19 PM
fcukciti$50.00$50.004/12/2010 4:07:11 PM
Rdodson11$25.00$25.004/12/2010 4:03:54 PM
mrzz$25.00$25.004/12/2010 4:12:12 PM
peerlender$30.00$30.004/12/2010 4:12:44 PM
Pasagam$25.00$25.004/12/2010 4:15:34 PM
Attract$25.00$25.004/12/2010 4:07:36 PM
aggielender$50.00$50.004/12/2010 4:18:16 PM
AmericanCredit$25.00$25.004/12/2010 4:12:37 PM
KeepOnRunning$50.00$50.004/12/2010 4:16:01 PM
bowdish1$100.00$100.004/12/2010 4:17:34 PM
mizon291$50.00$50.004/12/2010 4:24:54 PM
nickel-ferret$25.00$25.004/12/2010 4:25:33 PM
life-is-great$25.00$25.004/12/2010 4:26:10 PM
inspired-contract9$50.00$50.004/12/2010 4:26:50 PM
klinebarger$25.00$25.004/12/2010 4:20:39 PM
bonus-adventure3$50.00$50.004/12/2010 4:27:04 PM
xyzlmno$25.00$25.004/12/2010 4:29:38 PM
Barak$40.00$40.004/12/2010 4:29:56 PM
careful-note$50.00$50.004/12/2010 4:31:22 PM
Tai$25.00$25.004/12/2010 4:25:28 PM
kchen486$25.00$25.004/12/2010 4:26:24 PM
money-floret$100.00$100.004/12/2010 4:32:49 PM
youthful-greenback3$25.00$25.004/12/2010 4:33:14 PM
buckyhead2000$25.00$25.004/12/2010 4:33:31 PM
good_lender$50.00$50.004/12/2010 4:33:51 PM
money-explorer3$25.00$25.004/12/2010 4:35:08 PM
meenan$25.00$25.004/12/2010 4:29:45 PM
stable-nickel$200.00$200.004/12/2010 4:31:16 PM
TeamRamRod$25.00$25.004/12/2010 4:31:48 PM
Holtavious$25.00$25.004/12/2010 4:32:09 PM
shrewd-deal$25.00$25.004/12/2010 4:33:06 PM
RusRobo$25.00$25.004/12/2010 4:34:09 PM
fantastic-openness$50.00$50.004/12/2010 4:43:39 PM
bill-bearer$27.27$27.274/12/2010 4:44:14 PM
codavee$50.00$50.004/12/2010 4:43:55 PM
madison64$25.00$25.004/12/2010 4:45:28 PM
HHP$25.00$25.004/12/2010 4:46:57 PM
maple1$25.00$25.004/12/2010 4:47:08 PM
wormdc$25.00$25.004/12/2010 4:47:24 PM
magical-greenback$25.00$25.004/12/2010 4:42:23 PM
mlopez2007$25.00$25.004/12/2010 5:10:22 PM
jo2y$25.00$25.004/12/2010 7:27:58 PM
bglender$25.00$25.004/12/2010 9:17:56 PM
ITGuy$25.00$25.004/12/2010 5:09:04 PM
cash-merry-maker$25.00$25.004/12/2010 5:10:30 PM
zenchef$25.00$25.004/12/2010 11:33:33 PM
green-unassailable-investment$25.00$25.004/12/2010 11:33:26 PM
moola-man$25.38$25.384/12/2010 11:33:38 PM
BaxterEvil$25.00$25.004/12/2010 7:28:07 PM
successful-agreement7$100.00$100.004/12/2010 11:33:02 PM
lendersf$95.00$95.004/12/2010 11:33:29 PM
a-special-power$25.00$25.004/12/2010 11:33:31 PM
BayShell$50.00$30.214/12/2010 11:33:41 PM
Sam65$25.00$25.004/12/2010 3:53:35 PM
saritha$25.00$25.004/12/2010 3:50:28 PM
OLYVRC$25.00$25.004/12/2010 4:00:29 PM
KandKLegacyInvestments$25.00$25.004/12/2010 3:51:53 PM
prashgig$25.00$25.004/12/2010 3:53:19 PM
Cai8899$75.00$75.004/12/2010 3:53:48 PM
bayareainv$100.00$100.004/12/2010 3:54:51 PM
r0b3m4n$25.00$25.004/12/2010 4:04:41 PM
kenji4861$50.00$50.004/12/2010 3:57:03 PM
highcountry1$25.00$25.004/12/2010 4:06:14 PM
peaceful-agreement2$25.00$25.004/12/2010 4:00:47 PM
supreme-hope$25.00$25.004/12/2010 4:09:09 PM
WHEREISTHEMOON$25.00$25.004/12/2010 4:09:40 PM
fortytwo$100.00$100.004/12/2010 4:10:12 PM
antlr$25.00$25.004/12/2010 4:03:43 PM
rolandweary$30.00$30.004/12/2010 4:13:45 PM
mtp$50.00$50.004/12/2010 4:15:08 PM
lagnisiruk$25.00$25.004/12/2010 4:06:47 PM
unique-order8$25.00$25.004/12/2010 4:20:59 PM
Dap2005$100.00$100.004/12/2010 4:16:46 PM
Thunderswan$50.00$50.004/12/2010 4:25:19 PM
Dreamconnection$25.00$25.004/12/2010 4:26:34 PM
ideal-penny8$25.00$25.004/12/2010 4:26:41 PM
heavenly-repayment4$25.00$25.004/12/2010 4:30:11 PM
euro-starter$25.00$25.004/12/2010 4:30:04 PM
radforj22$25.00$25.004/12/2010 4:25:11 PM
investment-network$25.00$25.004/12/2010 4:25:38 PM
unclejaef$25.00$25.004/12/2010 4:32:14 PM
delicious-social132$40.00$40.004/12/2010 4:26:57 PM
Supernick$50.00$50.004/12/2010 4:33:13 PM
tenacious-compassion9$30.00$30.004/12/2010 4:33:34 PM
syounker$25.00$25.004/12/2010 4:34:00 PM
alaco$25.00$25.004/12/2010 4:34:20 PM
cheftek$50.00$50.004/12/2010 4:34:23 PM
skuba$25.00$25.004/12/2010 4:35:03 PM
rescue$68.14$68.144/12/2010 4:31:07 PM
community-saver158$50.00$50.004/12/2010 4:31:10 PM
bchen78875$50.00$50.004/12/2010 4:31:35 PM
steady-funds6$25.00$25.004/12/2010 4:31:40 PM
HunterSix$25.00$25.004/12/2010 4:33:23 PM
naina_my_daughter$25.00$25.004/12/2010 4:41:59 PM
ArtemisFitzlebottom$50.00$50.004/12/2010 4:42:37 PM
kmr2$200.00$200.004/12/2010 4:34:28 PM
djs81$25.00$25.004/12/2010 4:34:53 PM
BrightStirling$50.00$50.004/12/2010 4:44:27 PM
UofCMaroon$25.00$25.004/12/2010 4:44:33 PM
perlestellar$25.00$25.004/12/2010 4:40:25 PM
snowman34$25.00$25.004/12/2010 5:00:34 PM
Money_Hog$25.00$25.004/12/2010 5:11:52 PM
lifegrowth$25.00$25.004/12/2010 6:38:01 PM
Lise46$25.00$25.004/12/2010 4:47:26 PM
pragmatic-contract$25.00$25.004/12/2010 4:55:32 PM
paladin847$25.00$25.004/12/2010 7:59:55 PM
micko$25.00$25.004/12/2010 4:58:10 PM
blissful-note7$25.00$25.004/12/2010 4:58:38 PM
shrewd-peace7$25.00$25.004/12/2010 5:00:37 PM
Koma67$25.00$25.004/12/2010 10:47:45 PM
Havana21$50.00$50.004/12/2010 5:09:07 PM
OldFriend$25.00$25.004/12/2010 11:12:48 PM
lender987654321$25.00$25.004/12/2010 11:32:03 PM
restless-currency$25.00$25.004/12/2010 11:33:39 PM
InvestorPartners$25.00$25.004/12/2010 11:33:25 PM
p2p_banker$25.00$25.004/12/2010 11:33:34 PM
bonus-tent$25.00$25.004/12/2010 11:33:40 PM
octoberfresh$25.00$25.004/13/2010 7:04:38 AM
martinatime$25.00$25.004/12/2010 11:31:27 PM
tylerfd$25.00$25.004/12/2010 11:33:30 PM
Walkingcowboy$25.00$25.004/12/2010 11:33:35 PM
133 bids
 
Borrower Payment Dependent Notes Series 453599
This series of Notes was issued and sold upon the funding of the borrower loan #41908, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-14-2010 
 
Starting lender yield: 10.00% Starting borrower rate/APR: 11.00% / 11.35% Starting monthly payment: $261.91
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $255.52
 
Auction yield range: 3.04% - 10.00% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1990 Debt/Income ratio: 16%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 8Length of status:26y 5m
Credit score: 800-819 (Apr-2010) Total credit lines: 45 Occupation: Tradesman - Mechani...
Now delinquent: 0 Revolving credit balance: $12,552Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 41%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: horse8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Selling auto. paying off loan
I am selling my second auto. This loan is to pay off the original loan minus what I sold the car for.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
saritha$25.00$25.004/12/2010 3:50:27 PM
cub510$100.00$100.004/12/2010 3:51:22 PM
mac415$25.00$25.004/12/2010 3:51:28 PM
favorable-order8$25.00$25.004/12/2010 3:52:32 PM
Sam65$25.00$25.004/12/2010 3:53:37 PM
Cai8899$75.00$75.004/12/2010 3:53:49 PM
worthy-wealth3$25.00$25.004/12/2010 3:55:40 PM
OLYVRC$25.00$25.004/12/2010 4:00:31 PM
TheMan$25.00$25.004/12/2010 3:49:37 PM
FmrEngr2Phd$25.00$25.004/12/2010 3:51:17 PM
rosie777$30.00$30.004/12/2010 4:03:16 PM
martinatime$25.00$25.004/12/2010 4:04:02 PM
mlopez2007$25.00$25.004/12/2010 4:04:10 PM
Ivan2007$25.00$25.004/12/2010 4:04:24 PM
fcukciti$50.00$50.004/12/2010 4:07:10 PM
supreme-hope$25.00$25.004/12/2010 4:09:08 PM
WHEREISTHEMOON$25.00$25.004/12/2010 4:09:39 PM
lender987654321$25.00$25.004/12/2010 4:10:05 PM
moneynmotion$25.00$25.004/12/2010 4:12:23 PM
r0b3m4n$25.00$25.004/12/2010 4:04:40 PM
lagnisiruk$25.00$25.004/12/2010 4:06:49 PM
mtp$50.00$50.004/12/2010 4:15:09 PM
KeepOnRunning$50.00$50.004/12/2010 4:16:02 PM
Attract$25.00$25.004/12/2010 4:07:34 PM
Dap2005$100.00$100.004/12/2010 4:16:45 PM
bowdish1$100.00$100.004/12/2010 4:17:33 PM
unique-order8$25.00$25.004/12/2010 4:20:58 PM
mizon291$50.00$50.004/12/2010 4:24:53 PM
Tai$25.00$25.004/12/2010 4:25:27 PM
satisfying-durability$25.00$25.004/12/2010 4:26:16 PM
ideal-penny8$25.00$25.004/12/2010 4:26:39 PM
bonus-adventure3$50.00$50.004/12/2010 4:27:03 PM
Barak$40.00$40.004/12/2010 4:29:55 PM
heavenly-repayment4$25.00$25.004/12/2010 4:30:09 PM
rescue$100.00$100.004/12/2010 4:31:06 PM
life-is-great$25.00$25.004/12/2010 4:26:09 PM
Holtavious$25.00$25.004/12/2010 4:32:08 PM
inspired-contract9$50.00$50.004/12/2010 4:26:49 PM
syounker$25.00$25.004/12/2010 4:34:00 PM
RusRobo$25.00$25.004/12/2010 4:34:09 PM
kmr2$200.00$200.004/12/2010 4:34:28 PM
alaco$25.00$25.004/12/2010 4:34:20 PM
xyzlmno$25.00$25.004/12/2010 4:29:39 PM
community-saver158$50.00$50.004/12/2010 4:31:09 PM
careful-note$50.00$50.004/12/2010 4:31:21 PM
steady-funds6$25.00$25.004/12/2010 4:31:39 PM
turbostar666$30.00$30.004/12/2010 4:39:37 PM
Supernick$50.00$50.004/12/2010 4:33:12 PM
HunterSix$25.00$25.004/12/2010 4:33:22 PM
tenacious-compassion9$30.00$30.004/12/2010 4:33:34 PM
bomdel$25.00$25.004/12/2010 4:41:23 PM
vinayski$25.00$25.004/12/2010 4:41:35 PM
naina_my_daughter$25.00$25.004/12/2010 4:41:59 PM
cheftek$50.00$50.004/12/2010 4:34:22 PM
successful-agreement7$100.00$100.004/12/2010 4:34:26 PM
bill-bearer$27.27$27.274/12/2010 4:44:14 PM
UofCMaroon$25.00$25.004/12/2010 4:44:32 PM
wormdc$25.00$25.004/12/2010 4:47:23 PM
docdekay$40.00$40.004/12/2010 4:57:42 PM
pragmatic-contract$25.00$25.004/12/2010 4:55:31 PM
minista$25.00$25.004/12/2010 4:58:48 PM
teller$28.64$28.644/12/2010 4:59:02 PM
perlestellar$25.00$25.004/12/2010 4:40:24 PM
ShotokanKeto$25.00$25.004/12/2010 5:00:23 PM
Aethelinde$48.16$48.164/12/2010 5:00:35 PM
dollar-birdie$50.00$50.004/12/2010 5:00:44 PM
lendersf$95.00$95.004/12/2010 5:00:45 PM
restless-currency$25.00$25.004/12/2010 5:10:26 PM
ArtemisFitzlebottom$50.00$50.004/12/2010 4:42:36 PM
ITGuy$25.00$25.004/12/2010 5:09:03 PM
moola-man$28.52$28.524/12/2010 5:10:04 PM
ingenious-order783$25.00$25.004/12/2010 5:10:23 PM
skvat$25.00$25.004/12/2010 5:10:29 PM
BrightStirling$50.00$50.004/12/2010 4:44:26 PM
tenny321$25.00$25.004/12/2010 6:37:52 PM
bglender$25.00$25.004/12/2010 9:17:55 PM
manuvns$25.00$25.004/12/2010 4:57:47 PM
InvestorPartners$25.00$25.004/12/2010 5:00:41 PM
a-special-power$25.00$25.004/12/2010 5:00:46 PM
Koma67$25.00$25.004/12/2010 10:47:44 PM
Walkingcowboy$25.00$25.004/12/2010 5:01:22 PM
DeilaMiah$25.00$25.004/12/2010 11:28:53 PM
balance-voyager$100.00$100.004/12/2010 11:31:23 PM
DeltaComputerGuy$25.00$25.004/12/2010 11:31:33 PM
wampum-optimization$38.37$38.374/12/2010 11:31:40 PM
reflective-deal8$50.00$50.004/12/2010 11:31:53 PM
intelligent-yield$25.00$25.004/12/2010 11:31:19 PM
Dweeberkitty1$25.00$25.004/12/2010 11:31:41 PM
AFairDeal$25.00$25.004/12/2010 11:32:05 PM
maldok1$25.00$25.004/12/2010 11:32:21 PM
The_Secret$25.00$25.004/13/2010 3:23:18 AM
Sibelius2$25.00$25.004/12/2010 7:47:48 PM
buraky$25.00$25.004/13/2010 5:24:33 AM
GAOGERAM_BANK$25.00$25.004/12/2010 8:49:15 PM
scottssm$25.00$25.004/12/2010 9:58:19 PM
samo102us$25.00$25.004/13/2010 8:02:48 AM
sentimental-euro$25.00$25.004/12/2010 11:30:04 PM
Steveoo1$25.00$25.004/12/2010 11:30:17 PM
movistar$25.00$25.004/12/2010 11:30:33 PM
AlexTrep$25.00$25.004/12/2010 11:30:39 PM
methodical-capital7$25.00$25.004/13/2010 9:34:32 AM
highcountry1$25.00$25.004/12/2010 11:31:32 PM
Rivervale_Westwood$25.00$25.004/12/2010 11:32:50 PM
capital-marsupial3$25.00$25.004/13/2010 9:33:28 AM
octoberfresh$25.00$25.004/13/2010 7:05:12 AM
woodenshoes$25.00$25.004/13/2010 7:18:32 AM
Zipperdu$50.00$50.004/13/2010 8:28:19 AM
EJO$25.00$25.004/13/2010 1:24:45 PM
SCD$25.00$25.004/13/2010 1:03:55 PM
RandyL3$99.00$99.004/13/2010 4:58:40 PM
prashgig$25.00$25.004/12/2010 3:53:17 PM
AF-Chief$28.00$28.004/12/2010 3:55:07 PM
kenji4861$50.00$50.004/12/2010 3:57:01 PM
kindness-percolator5$25.00$25.004/12/2010 3:58:41 PM
peaceful-agreement2$25.00$25.004/12/2010 4:00:45 PM
KandKLegacyInvestments$25.00$25.004/12/2010 3:51:52 PM
antlr$25.00$25.004/12/2010 4:03:42 PM
blot44$25.00$25.004/12/2010 4:03:44 PM
truth-image$50.00$50.004/12/2010 4:03:29 PM
bayareainv$100.00$100.004/12/2010 3:54:52 PM
bds9646$26.00$26.004/12/2010 4:04:16 PM
meux99$25.00$25.004/12/2010 3:57:45 PM
shrewd-peace7$25.00$25.004/12/2010 4:07:01 PM
fortytwo$100.00$100.004/12/2010 4:10:11 PM
Rdodson11$25.00$25.004/12/2010 4:03:52 PM
AmericanCredit$25.00$25.004/12/2010 4:12:36 PM
cash-merry-maker$25.00$25.004/12/2010 4:05:23 PM
mar97$25.00$25.004/12/2010 4:06:18 PM
aggielender$50.00$50.004/12/2010 4:18:16 PM
mrzz$25.00$25.004/12/2010 4:12:13 PM
klinebarger$25.00$25.004/12/2010 4:20:38 PM
peerlender$30.00$30.004/12/2010 4:12:42 PM
rolandweary$30.00$30.004/12/2010 4:13:44 PM
Pasagam$25.00$25.004/12/2010 4:15:33 PM
cash-sensai2$25.00$25.004/12/2010 4:25:06 PM
radforj22$25.00$25.004/12/2010 4:25:10 PM
investment-network$25.00$25.004/12/2010 4:25:37 PM
nickel-ferret$25.00$25.004/12/2010 4:25:32 PM
kchen486$25.00$25.004/12/2010 4:26:23 PM
delicious-social132$40.00$40.004/12/2010 4:26:56 PM
auction-turbine4$50.00$50.004/12/2010 4:29:20 PM
euro-starter$25.00$25.004/12/2010 4:30:02 PM
paladin847$25.00$25.004/12/2010 4:31:02 PM
Thunderswan$50.00$50.004/12/2010 4:25:17 PM
bchen78875$50.00$50.004/12/2010 4:31:36 PM
TeamRamRod$25.00$25.004/12/2010 4:31:47 PM
unclejaef$25.00$25.004/12/2010 4:32:15 PM
Dreamconnection$25.00$25.004/12/2010 4:26:33 PM
money-floret$100.00$100.004/12/2010 4:32:48 PM
youthful-greenback3$25.00$25.004/12/2010 4:33:14 PM
good_lender$50.00$50.004/12/2010 4:33:51 PM
djs81$25.00$25.004/12/2010 4:34:53 PM
money-explorer3$25.00$25.004/12/2010 4:35:07 PM
meenan$25.00$25.004/12/2010 4:29:44 PM
stable-nickel$200.00$200.004/12/2010 4:31:15 PM
shrewd-deal$25.00$25.004/12/2010 4:33:05 PM
buckyhead2000$25.00$25.004/12/2010 4:33:32 PM
turbospeed$25.00$25.004/12/2010 4:41:29 PM
skuba$25.00$25.004/12/2010 4:35:02 PM
fantastic-openness$50.00$50.004/12/2010 4:43:38 PM
codavee$50.00$50.004/12/2010 4:43:54 PM
madison64$25.00$25.004/12/2010 4:45:28 PM
maple1$25.00$25.004/12/2010 4:47:07 PM
Lise46$25.00$25.004/12/2010 4:47:25 PM
vkm2000$25.00$25.004/12/2010 4:55:21 PM
GrayStudio$50.00$50.004/12/2010 4:57:59 PM
micko$25.00$25.004/12/2010 4:58:09 PM
blissful-note7$25.00$25.004/12/2010 4:58:37 PM
green-unassailable-investment$25.00$25.004/12/2010 5:00:43 PM
zenchef$25.00$25.004/12/2010 5:00:48 PM
magical-greenback$25.00$25.004/12/2010 4:42:22 PM
Merganser$25.00$25.004/12/2010 5:01:02 PM
bedframe$25.00$25.004/12/2010 5:10:25 PM
BayShell$50.00$50.004/12/2010 5:10:31 PM
Havana21$50.00$50.004/12/2010 5:09:06 PM
iLoaner$25.00$25.004/12/2010 5:12:57 PM
tbrnet$25.00$25.004/12/2010 5:09:44 PM
kanakakm$30.65$30.654/12/2010 5:09:48 PM
bonus-tent$25.00$25.004/12/2010 5:10:27 PM
cubesteak$25.00$25.004/12/2010 5:12:54 PM
lifegrowth$25.00$25.004/12/2010 6:38:00 PM
inventive-wealth2$25.00$25.004/12/2010 6:58:49 PM
ciccio70$25.00$25.004/12/2010 6:12:49 PM
jo2y$25.00$25.004/12/2010 7:28:00 PM
industrious-dedication$25.00$25.004/12/2010 7:19:42 PM
HHP$25.00$25.004/12/2010 4:46:56 PM
BaxterEvil$25.00$25.004/12/2010 7:28:07 PM
contract-lotus$25.00$25.004/12/2010 4:59:01 PM
listenfirst$50.00$50.004/12/2010 9:53:39 PM
tylerfd$25.00$25.004/12/2010 5:00:45 PM
p2p_banker$25.00$25.004/12/2010 5:00:49 PM
OldFriend$25.00$25.004/12/2010 11:12:45 PM
trevandtal$25.00$25.004/12/2010 5:10:28 PM
KramericaIndustries$25.00$25.004/12/2010 11:30:40 PM
aasx1108$25.00$25.004/12/2010 11:31:28 PM
acsej$25.00$25.004/12/2010 11:29:46 PM
important-ore$35.00$35.004/12/2010 6:12:51 PM
brightest-durability-chomper$25.00$25.004/12/2010 11:30:01 PM
towering-contract$25.00$25.004/12/2010 11:30:11 PM
dospapalotes$25.00$25.004/12/2010 11:32:58 PM
hopethisworks$58.02$58.024/12/2010 11:30:14 PM
kirkjerk$25.00$25.004/12/2010 11:30:21 PM
ahansen$25.00$25.004/12/2010 11:30:30 PM
MO_Investor$25.00$25.004/12/2010 11:31:39 PM
toblerone$50.00$50.004/12/2010 11:32:23 PM
gauss02$25.00$25.004/12/2010 11:54:25 PM
DavenportCapital$25.00$25.004/13/2010 7:08:00 AM
steady-gain5$25.00$25.004/13/2010 5:24:31 AM
proton346$25.00$25.004/13/2010 7:07:48 AM
RSV$25.00$25.004/13/2010 7:22:44 AM
value-pouch$50.00$50.004/13/2010 8:07:52 AM
the-money-gargantuan$25.00$25.004/12/2010 11:29:24 PM
phillipd48$25.00$25.004/12/2010 11:29:43 PM
NS22$50.00$50.004/12/2010 11:29:51 PM
webfeet$25.00$25.004/13/2010 8:38:11 AM
Digs$25.00$25.004/13/2010 9:33:05 AM
skillful-diversification2$25.00$25.004/12/2010 11:30:06 PM
SDNLR$25.00$25.004/12/2010 11:30:13 PM
Fortuno_per_commodo$50.00$50.004/12/2010 11:30:22 PM
fireboss$25.00$25.004/12/2010 11:30:28 PM
market-assembler$29.87$29.874/12/2010 11:31:43 PM
autonomous-basis$25.00$25.004/12/2010 11:31:52 PM
fightinjoe$25.00$25.004/12/2010 11:32:03 PM
yield-seeker$25.00$25.004/12/2010 11:32:49 PM
chicago_shark$25.00$25.004/13/2010 9:34:17 AM
bruin558$80.00$7.504/13/2010 10:35:05 AM
lloyd_s$25.00$25.004/13/2010 10:02:48 AM
jh157765$25.00$25.004/13/2010 8:54:01 AM
bonus-cougar$25.00$25.004/13/2010 9:33:21 AM
edgeofpdx$25.00$25.004/13/2010 10:25:38 AM
surfsider123$25.00$25.004/13/2010 10:54:57 AM
interstellar$50.00$50.004/13/2010 11:20:41 AM
232 bids
 
Borrower Payment Dependent Notes Series 453619
This series of Notes was issued and sold upon the funding of the borrower loan #41783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-14-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $127.91
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $127.57
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1999 Debt/Income ratio: Not calculated
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 19 / 16Length of status:0y 8m
Credit score: 700-719 (Apr-2010) Total credit lines: 29 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $33,384Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 53%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: marketplace-booster0 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
rental remodeling
Purpose of loan:
This loan will be used to cover short term business expenses, particularly the remodeling of my rental property. It needs a new stove and a new roof.

My financial situation:
I am a good candidate for this loan because I have pulled through the difficult times of the recent economic situation. This loan will be paid largely with rental income, which is not included below.

Monthly net income: $5000

Monthly expenses:
??Housing: $880
??Insurance: $250
??Car expenses: $540
??Utilities: $250
??Phone, cable, internet: $200
??Food, entertainment: $500
??Clothing, household expenses $200
??Credit cards and other loans: $700
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/12/2010 3:52:02 PM
euro-starter$25.00$25.004/12/2010 4:03:10 PM
sloak$25.00$25.004/12/2010 4:01:06 PM
torion$25.00$25.004/12/2010 4:27:40 PM
hrubinst$25.00$25.004/12/2010 4:27:26 PM
delicious-social132$25.00$25.004/12/2010 4:28:22 PM
integrity-doctor$100.00$100.004/12/2010 4:30:41 PM
mmckune$25.00$25.004/12/2010 4:32:02 PM
radforj22$25.00$25.004/12/2010 4:32:56 PM
dinero-speaker$25.00$25.004/12/2010 4:29:06 PM
CO80487$25.00$25.004/12/2010 4:35:31 PM
ideal-platinum1$75.00$75.004/12/2010 4:36:04 PM
newest-inspiring-power$25.00$25.004/12/2010 4:36:53 PM
aggielender$25.00$25.004/12/2010 4:37:47 PM
logical-reward8$25.00$25.004/12/2010 4:32:35 PM
tedsrfdude$25.00$25.004/12/2010 4:39:45 PM
kindness-percolator5$25.00$25.004/12/2010 4:39:55 PM
bill-expert$25.00$25.004/12/2010 4:40:12 PM
BooRadley$25.00$25.004/12/2010 4:40:53 PM
Dap2005$25.00$25.004/12/2010 4:33:41 PM
platinum-sorcerer6$25.00$25.004/12/2010 4:34:13 PM
Cai8899$50.00$50.004/12/2010 4:44:47 PM
a-finance-nirvana$25.00$25.004/12/2010 4:37:27 PM
CAGE-Investments$100.00$100.004/12/2010 4:46:05 PM
ichibon$75.00$75.004/12/2010 4:38:47 PM
youthful-greenback3$35.00$35.004/12/2010 4:39:08 PM
Syndication$25.00$25.004/12/2010 4:39:25 PM
jamstah$25.00$25.004/12/2010 4:47:16 PM
PRGuyinVA$25.00$25.004/12/2010 4:42:53 PM
studious-bonus7$50.00$50.004/12/2010 4:43:31 PM
sweet-loan8$25.00$25.004/12/2010 4:43:45 PM
market-pudding$25.00$25.004/12/2010 7:21:10 PM
peb44$25.00$25.004/12/2010 11:33:36 PM
The_Secret$50.00$50.004/13/2010 3:23:31 AM
miamibeachloaner$25.00$25.004/13/2010 9:29:20 AM
capital-marsupial3$25.00$25.004/13/2010 9:33:31 AM
unclerock$50.00$50.004/13/2010 9:33:44 AM
jdrez$25.00$25.004/13/2010 10:03:03 AM
samo102us$25.00$25.004/13/2010 8:03:15 AM
elegant-bonus$25.00$25.004/13/2010 11:12:26 AM
Interstate_Rate$25.00$25.004/13/2010 10:28:29 AM
shrewd-deal$25.00$25.004/13/2010 1:01:02 PM
mdreiss$25.00$25.004/13/2010 4:36:07 PM
highcountry1$25.00$25.004/13/2010 4:40:05 PM
time4aloan$50.00$50.004/13/2010 4:41:24 PM
network2$25.00$25.004/13/2010 4:42:03 PM
finance-motivator$32.08$32.084/13/2010 4:55:06 PM
Zingaro$25.00$25.004/13/2010 4:42:12 PM
350DGRZ$25.00$25.004/13/2010 4:42:17 PM
slartibardfast$25.00$25.004/13/2010 5:04:33 PM
lamarsam$25.00$25.004/13/2010 5:04:40 PM
Mario2007$25.00$25.004/13/2010 4:35:32 PM
the-profit-oracle$25.00$25.004/13/2010 7:18:20 PM
Okeey$25.00$25.004/14/2010 9:09:59 AM
systematic-trade$25.00$25.004/14/2010 9:35:04 AM
Pickmar$25.00$25.004/14/2010 11:15:25 AM
Mav26$47.00$47.004/14/2010 10:52:13 AM
influential-compassion9$50.00$40.394/14/2010 12:03:08 PM
Nerdster1$25.00$25.004/12/2010 4:25:45 PM
Avala$50.00$50.004/12/2010 4:28:05 PM
bonus-adventure3$50.00$50.004/12/2010 4:28:42 PM
ddog0224$25.00$25.004/12/2010 4:28:53 PM
nickel-ferret$25.00$25.004/12/2010 4:32:20 PM
unassassinable$25.00$25.004/12/2010 4:34:39 PM
rollin6978$25.00$25.004/12/2010 4:35:20 PM
successful-agreement7$100.00$100.004/12/2010 4:35:38 PM
lagnisiruk$25.00$25.004/12/2010 4:35:56 PM
inspired-contract9$25.00$25.004/12/2010 4:36:16 PM
heavenly-repayment4$30.00$30.004/12/2010 4:30:22 PM
HaveToWrite$25.00$25.004/12/2010 4:36:35 PM
Havana21$50.00$50.004/12/2010 4:38:15 PM
bowdish1$50.00$50.004/12/2010 4:38:33 PM
klinebarger$25.00$25.004/12/2010 4:39:19 PM
orgy63$25.00$25.004/12/2010 4:40:32 PM
supreme-hope$25.00$25.004/12/2010 4:42:08 PM
supersarah61$25.00$25.004/12/2010 4:44:04 PM
stable-nickel$100.00$100.004/12/2010 4:45:56 PM
peerlender$30.00$30.004/12/2010 4:38:01 PM
Ducatiman1978$25.00$25.004/12/2010 4:45:33 PM
commitment-farm$25.00$25.004/12/2010 4:46:29 PM
return-buddy$25.00$25.004/12/2010 4:46:36 PM
dime-galaxy$25.00$25.004/12/2010 4:46:47 PM
calm-deal7$25.00$25.004/12/2010 4:57:20 PM
BidDaddyBigBucks$25.00$25.004/12/2010 4:47:32 PM
gain-bridge$25.00$25.004/12/2010 4:41:55 PM
money-floret$50.00$50.004/12/2010 5:01:58 PM
ArtemisFitzlebottom$25.00$25.004/12/2010 4:42:42 PM
AF-Chief$28.00$28.004/12/2010 4:43:16 PM
Moody26$25.00$25.004/12/2010 4:44:18 PM
shrewd-peace7$25.00$25.004/12/2010 9:30:08 PM
economy-river$25.00$25.004/12/2010 5:01:48 PM
andlifegoeson$25.00$25.004/12/2010 7:58:07 PM
vivid-loot$25.00$25.004/13/2010 9:29:19 AM
selfmademan$25.00$25.004/13/2010 10:43:58 AM
ommcd$25.00$25.004/13/2010 11:08:33 AM
LeadFoot$25.00$25.004/13/2010 10:45:24 AM
sbsahm$25.00$25.004/13/2010 12:09:03 PM
BuffetRocks$35.97$35.974/13/2010 12:13:25 PM
t3mp3st$25.00$25.004/13/2010 12:04:20 PM
lloyd_s$25.00$25.004/13/2010 12:13:05 PM
Phantom99$25.00$25.004/13/2010 12:28:57 PM
japerk$25.00$25.004/13/2010 12:52:54 PM
bchen78875$25.00$25.004/13/2010 1:26:41 PM
SNH$50.00$50.004/13/2010 2:43:03 PM
helpinghand63$33.34$33.344/13/2010 11:11:23 AM
maldok1$25.00$25.004/13/2010 4:40:03 PM
treasure-bliss$41.85$41.854/13/2010 4:41:29 PM
fcukciti$50.00$50.004/13/2010 4:39:37 PM
smart-leverage7$25.00$25.004/13/2010 4:41:17 PM
trustworthy-fairness$25.00$25.004/13/2010 4:42:09 PM
108lender$75.00$75.004/13/2010 3:09:59 PM
Thunderswan$28.27$28.274/13/2010 4:59:00 PM
Aimvest$25.00$25.004/13/2010 4:40:00 PM
syounker$25.00$25.004/13/2010 4:40:31 PM
excellent-bonus8$25.00$25.004/13/2010 4:41:03 PM
orange-preeminant-bill$63.10$63.104/13/2010 4:41:26 PM
rolandweary$30.00$30.004/13/2010 4:42:02 PM
a-consummate-camaraderi$50.00$50.004/13/2010 6:43:00 PM
Supernick$50.00$50.004/13/2010 8:19:44 PM
jrbill1998$50.00$50.004/14/2010 10:03:05 AM
Randini$25.00$25.004/14/2010 9:47:46 AM
121 bids
 
Borrower Payment Dependent Notes Series 454127
This series of Notes was issued and sold upon the funding of the borrower loan #41823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-15-2010 
  Auction end date:  Apr-15-2010 
 
Starting lender yield: 15.50% Starting borrower rate/APR: 16.50% / 18.69% Starting monthly payment: $148.70
Final lender yield: 13.00% Final borrower rate/APR: 14.00% / 16.16% Final monthly payment: $143.55
 
Auction yield range: 4.04% - 15.50% Estimated loss impact: 2.15%  
Lender servicing fee: 1.00% Estimated return: 10.85%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1991 Debt/Income ratio: 13%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 5Length of status:2y 8m
Credit score: 720-739 (Apr-2010) Total credit lines: 12 Occupation: Food Service Manage...
Now delinquent: 0 Revolving credit balance: $10,356Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 52%  
Public records last 12m / 10y: 1/ 3 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: red-benefit-temple Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 2 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
700-719 (Sep-2009)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 2  
Description
Rock Solid
Purpose of loan:
This loan will be used to make life easier until my next buyout check

My financial situation:
I am a good candidate for this loan because I did one last year and paid it back early.? I will do the same again this year.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/15/2010 11:30:51 AM
valemic$25.00$17.424/15/2010 11:32:10 AM
ROCKI9$50.00$50.004/15/2010 11:32:53 AM
robot777$25.00$25.004/15/2010 11:44:03 AM
affluence-tulip$100.00$100.004/15/2010 11:32:58 AM
sks1$25.00$25.004/15/2010 11:33:18 AM
CallMeBen$50.00$50.004/15/2010 11:48:51 AM
FinDoc$25.00$25.004/15/2010 11:41:28 AM
breadbroker$25.00$25.004/15/2010 11:42:13 AM
KeepOnRunning$39.36$39.364/15/2010 11:49:37 AM
zhiguli$25.00$25.004/15/2010 11:49:46 AM
meux99$25.00$25.004/15/2010 11:36:57 AM
julijask$35.00$35.004/15/2010 11:38:04 AM
rollin6978$25.00$25.004/15/2010 11:40:49 AM
lagnisiruk$25.00$25.004/15/2010 11:46:36 AM
nytrnbow$25.00$25.004/15/2010 11:41:44 AM
fortytwo$100.00$100.004/15/2010 11:47:10 AM
radforj22$25.00$25.004/15/2010 11:55:01 AM
peerlender$30.00$30.004/15/2010 11:48:34 AM
principal-prodigy$25.00$25.004/15/2010 11:44:29 AM
snowman34$25.00$25.004/15/2010 11:49:40 AM
bowdish1$100.00$100.004/15/2010 11:50:13 AM
Avala$50.00$50.004/15/2010 11:57:38 AM
AmericanCredit$25.00$25.004/15/2010 11:48:27 AM
Thunderswan$50.00$50.004/15/2010 11:55:10 AM
delicious-social132$40.00$40.004/15/2010 11:56:09 AM
hrubinst$25.00$25.004/15/2010 11:56:53 AM
dinero-speaker$25.00$25.004/15/2010 11:58:17 AM
Okeey$25.00$25.004/15/2010 12:07:08 PM
mmckune$25.00$25.004/15/2010 11:59:50 AM
ideal-penny8$25.00$25.004/15/2010 11:56:00 AM
tenacious-compassion9$30.00$30.004/15/2010 12:00:21 PM
bonus-adventure3$50.00$50.004/15/2010 11:56:31 AM
skuba$25.00$25.004/15/2010 12:01:22 PM
torion$25.00$25.004/15/2010 11:57:17 AM
meenan$25.00$25.004/15/2010 11:58:30 AM
PRGuyinVA$25.00$25.004/15/2010 12:02:34 PM
finance-prescription$100.00$100.004/15/2010 12:10:34 PM
fantastic-openness$50.00$50.004/15/2010 12:02:43 PM
HHP$25.00$25.004/15/2010 12:03:27 PM
steady-funds6$25.00$25.004/15/2010 11:59:42 AM
Dap2005$25.00$25.004/15/2010 12:00:41 PM
top-courteous-peso$25.00$25.004/15/2010 12:07:35 PM
contract-eagle$25.00$25.004/15/2010 12:08:38 PM
bright-balance$25.00$25.004/15/2010 12:04:50 PM
p2p_banker$25.00$25.004/15/2010 12:11:18 PM
vtpilot00$50.00$50.004/15/2010 12:05:00 PM
Sven79$50.00$50.004/15/2010 12:11:32 PM
a-consummate-camaraderi$50.00$50.004/15/2010 12:06:12 PM
BoughtTheFarm$25.00$25.004/15/2010 12:07:27 PM
minista$25.00$25.004/15/2010 12:09:09 PM
red-trade-cologne$25.00$25.004/15/2010 12:10:07 PM
ossobuco$25.00$25.004/15/2010 12:20:56 PM
FjLenders$50.03$50.034/15/2010 12:22:39 PM
oht588$50.00$50.004/15/2010 12:25:00 PM
GElender$50.00$50.004/15/2010 4:00:56 PM
HunterSix$25.00$25.004/15/2010 12:44:03 PM
market-pudding$25.00$25.004/15/2010 3:41:36 PM
ultimate-commitment$25.00$25.004/15/2010 3:59:25 PM
ptjg$25.64$25.644/15/2010 4:10:24 PM
metro457$25.00$25.004/15/2010 6:35:01 PM
orderly-leverage$40.00$40.004/15/2010 8:53:11 PM
useful-p2ploan$50.00$50.004/15/2010 10:07:57 PM
snazzet$25.00$25.004/15/2010 6:37:26 PM
lukeskywalkerkp$25.00$25.004/15/2010 6:45:03 PM
greeninspirit$25.00$25.004/15/2010 11:31:23 AM
orange-finance-banker$50.00$50.004/15/2010 11:42:10 AM
Rattlehead$75.00$75.004/15/2010 11:32:55 AM
TheMan$25.00$25.004/15/2010 11:43:20 AM
asafb$97.55$97.554/15/2010 11:33:17 AM
OLYVRC$25.00$25.004/15/2010 11:44:15 AM
truth-image$50.00$50.004/15/2010 11:45:40 AM
Ivan2007$25.00$25.004/15/2010 11:47:59 AM
mrzz$25.00$25.004/15/2010 11:48:14 AM
kenji4861$25.00$25.004/15/2010 11:36:02 AM
worthy-wealth3$25.00$25.004/15/2010 11:43:48 AM
income-fortress$25.00$25.004/15/2010 11:55:29 AM
excellent-nickel$25.00$25.004/15/2010 11:43:57 AM
rolandweary$30.00$30.004/15/2010 11:48:47 AM
SpectrumCapital$50.00$50.004/15/2010 11:49:20 AM
antlr$25.00$25.004/15/2010 11:45:57 AM
integrity-doctor$100.00$100.004/15/2010 11:59:18 AM
mtp$50.00$50.004/15/2010 11:49:04 AM
availableloan$25.00$25.004/15/2010 11:54:43 AM
nickel-ferret$25.00$25.004/15/2010 11:55:17 AM
bglender$25.00$25.004/15/2010 12:03:52 PM
Barak$40.00$40.004/15/2010 11:58:40 AM
heavenly-repayment4$25.00$25.004/15/2010 11:58:53 AM
Supernick$50.00$50.004/15/2010 12:06:24 PM
careful-note$50.00$50.004/15/2010 11:59:28 AM
DonaldColorado$25.00$25.004/15/2010 12:08:24 PM
jsw7us$50.00$50.004/15/2010 12:09:16 PM
MasterKey$25.00$25.004/15/2010 12:03:48 PM
bonus-cougar$25.00$25.004/15/2010 12:04:27 PM
unassassinable$25.00$25.004/15/2010 12:01:07 PM
kindness-percolator5$25.00$25.004/15/2010 12:01:49 PM
vinayski$25.00$25.004/15/2010 12:01:58 PM
magical-greenback$25.00$25.004/15/2010 12:02:05 PM
TakeCare$50.00$50.004/15/2010 12:07:59 PM
CK1$25.00$25.004/15/2010 12:43:40 PM
codavee$50.00$50.004/15/2010 12:02:59 PM
evnagelist$25.00$25.004/15/2010 12:09:59 PM
shrewd-peace7$25.00$25.004/15/2010 12:04:00 PM
iolaire$25.00$25.004/15/2010 1:43:17 PM
wealth-pal3$25.00$25.004/15/2010 12:05:02 PM
gain-seagull9$25.00$25.004/15/2010 12:11:26 PM
scredneck$50.00$50.004/15/2010 12:22:17 PM
tender-integrity3$50.00$50.004/15/2010 12:07:18 PM
influential-compassion9$50.00$50.004/15/2010 12:07:51 PM
GrayStudio$50.00$50.004/15/2010 12:10:13 PM
bid-refresher2$25.00$25.004/15/2010 12:11:09 PM
ingenious-order783$25.00$25.004/15/2010 1:43:52 PM
interstellar$50.00$50.004/15/2010 12:49:35 PM
mosby$50.00$50.004/15/2010 2:34:05 PM
vfernandez1973$25.00$25.004/15/2010 4:58:05 PM
cash-tent$50.00$50.004/15/2010 10:02:50 PM
116 bids