Sales Report:Supplement No. 173 dated Apr 09, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
449055
This series of Notes was issued and sold upon the funding of the borrower loan #41666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Mar-24-2010 |
| |
Auction end date:
| Mar-31-2010 |
|
|
Starting lender yield:
| 7.48% |
Starting borrower rate/APR:
| 8.48% / 8.82% |
Starting monthly payment:
| $220.91 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $220.32 |
| |
|
Auction yield range:
| 3.04% - 7.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1995 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 14
/
14 | Length of status: | 4y 7m |
|
Credit score:
| 820-839 (Mar-2010) |
Total credit lines:
| 31 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,091 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 5% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| newest-sympathetic-loot |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to do some improvements at the house.
My financial situation:
I am a good candidate for this loan because I'm a full-time employee with good credit history .
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transparency-halo | $25.00 | $25.00 | 3/24/2010 9:27:31 AM |
| contract-lotus | $25.00 | $25.00 | 3/24/2010 9:27:14 AM |
| trident9 | $25.00 | $25.00 | 3/24/2010 9:28:39 AM |
| rescue | $500.00 | $500.00 | 3/24/2010 9:27:52 AM |
| briphi | $25.00 | $25.00 | 3/24/2010 9:30:42 AM |
| vegibenz | $25.00 | $25.00 | 3/24/2010 9:40:29 AM |
| kenji4861 | $25.00 | $25.00 | 3/24/2010 9:41:33 AM |
| goodguy2000 | $25.00 | $25.00 | 3/24/2010 9:27:40 AM |
| scottssm | $25.00 | $25.00 | 3/24/2010 9:39:59 AM |
| billyraybob | $25.00 | $25.00 | 3/24/2010 9:40:02 AM |
| lean-velocity | $25.00 | $25.00 | 3/24/2010 9:40:15 AM |
| capital-futurist | $25.00 | $25.00 | 3/24/2010 9:42:23 AM |
| zenchef | $25.00 | $25.00 | 3/24/2010 9:40:56 AM |
| honorable-yield | $50.00 | $50.00 | 3/24/2010 9:28:37 AM |
| market-builder | $25.00 | $25.00 | 3/24/2010 9:43:18 AM |
| HHP | $25.00 | $25.00 | 3/24/2010 9:43:40 AM |
| wiselady | $25.00 | $25.00 | 3/24/2010 9:43:43 AM |
| webfeet | $25.00 | $25.00 | 3/24/2010 9:42:19 AM |
| kulender | $25.00 | $25.00 | 3/24/2010 9:42:27 AM |
| shrewd-deal | $25.00 | $25.00 | 3/24/2010 9:29:14 AM |
| Microfinancer | $25.00 | $25.00 | 3/24/2010 9:42:48 AM |
| Kaj | $25.00 | $25.00 | 3/24/2010 9:43:14 AM |
| tokyopete23 | $25.00 | $25.00 | 3/24/2010 9:43:25 AM |
| elgollo | $25.00 | $25.00 | 3/24/2010 9:43:32 AM |
| bradny | $25.00 | $25.00 | 3/24/2010 9:43:41 AM |
| bigdogsafety1 | $25.00 | $25.00 | 3/24/2010 9:30:19 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/24/2010 9:45:18 AM |
| cash-sensai2 | $25.00 | $25.00 | 3/24/2010 9:45:34 AM |
| ideal-penny8 | $25.00 | $25.00 | 3/24/2010 9:39:29 AM |
| lincs | $25.00 | $25.00 | 3/24/2010 9:40:05 AM |
| newest-bountiful-basis | $25.00 | $25.00 | 3/24/2010 9:40:09 AM |
| credit-force5 | $25.00 | $25.00 | 3/24/2010 9:48:35 AM |
| stable-money | $25.00 | $25.00 | 3/24/2010 9:41:03 AM |
| anwn | $25.00 | $25.00 | 3/24/2010 9:42:16 AM |
| steady-gain5 | $25.00 | $25.00 | 3/24/2010 9:42:17 AM |
| intelligent-yield | $25.00 | $25.00 | 3/24/2010 9:42:29 AM |
| trustworthy-finance6 | $25.00 | $25.00 | 3/24/2010 9:43:20 AM |
| iolaire | $25.00 | $25.00 | 3/24/2010 9:43:29 AM |
| trade-cello | $25.00 | $25.00 | 3/24/2010 9:50:09 AM |
| crawfingers | $25.00 | $25.00 | 3/24/2010 9:43:37 AM |
| Cheburashka | $30.00 | $30.00 | 3/24/2010 9:44:07 AM |
| RandyL3 | $33.00 | $33.00 | 3/24/2010 9:52:11 AM |
| skuba | $50.00 | $50.00 | 3/24/2010 9:47:29 AM |
| kindness-percolator5 | $25.00 | $25.00 | 3/24/2010 10:01:44 AM |
| delicious-social132 | $40.00 | $40.00 | 3/24/2010 9:48:29 AM |
| lloyd_s | $25.00 | $25.00 | 3/24/2010 10:05:37 AM |
| TakeCare | $50.00 | $50.00 | 3/24/2010 9:50:02 AM |
| resource777 | $25.00 | $25.00 | 3/24/2010 9:50:16 AM |
| BayShell | $28.86 | $28.86 | 3/24/2010 9:50:30 AM |
| isfahanian | $25.00 | $25.00 | 3/24/2010 10:09:01 AM |
| desertoasis | $25.00 | $25.00 | 3/24/2010 9:50:34 AM |
| you-win-i-win | $25.00 | $25.00 | 3/24/2010 10:42:37 AM |
| hizzy | $27.94 | $27.94 | 3/24/2010 9:59:45 AM |
| robust-trade | $25.00 | $25.00 | 3/24/2010 10:42:40 AM |
| thetropics18 | $25.00 | $25.00 | 3/24/2010 10:43:46 AM |
| treasure-hunter270 | $25.00 | $25.00 | 3/24/2010 10:47:12 AM |
| smallcountry | $25.00 | $25.00 | 3/24/2010 10:47:19 AM |
| guardlender | $25.00 | $25.00 | 3/24/2010 10:47:49 AM |
| leodaguy | $25.00 | $25.00 | 3/24/2010 10:49:17 AM |
| durability-balance4 | $50.00 | $50.00 | 3/24/2010 10:49:24 AM |
| respectablename | $25.00 | $25.00 | 3/24/2010 10:49:29 AM |
| edgeofpdx | $25.00 | $25.00 | 3/24/2010 10:50:11 AM |
| buraky | $25.00 | $25.00 | 3/24/2010 10:50:37 AM |
| tylerfd | $25.00 | $25.00 | 3/24/2010 10:50:17 AM |
| Kerrysbay | $50.00 | $50.00 | 3/24/2010 10:44:01 AM |
| fiddlerzvi | $25.00 | $25.00 | 3/24/2010 10:54:26 AM |
| fireboss | $25.00 | $25.00 | 3/24/2010 10:56:33 AM |
| platinum-platoon | $25.00 | $25.00 | 3/24/2010 10:56:37 AM |
| bedframe | $25.00 | $25.00 | 3/24/2010 10:55:34 AM |
| Sibelius2 | $25.00 | $25.00 | 3/24/2010 10:51:17 AM |
| friendly-worth3 | $25.00 | $25.00 | 3/24/2010 11:04:40 AM |
| Fortuno_per_commodo | $47.21 | $47.21 | 3/24/2010 11:08:25 AM |
| BankofBen | $25.00 | $25.00 | 3/24/2010 10:59:50 AM |
| bigballer105 | $50.00 | $50.00 | 3/24/2010 11:10:33 AM |
| springpanda | $25.00 | $25.00 | 3/24/2010 11:59:12 AM |
| blot44 | $25.00 | $25.00 | 3/24/2010 5:49:34 PM |
| Ratgirl | $25.00 | $25.00 | 3/25/2010 6:33:01 AM |
| webfeet | $25.00 | $25.00 | 3/26/2010 9:11:25 AM |
| BigBizBuilder | $50.00 | $50.00 | 3/28/2010 8:18:01 PM |
| plbquic | $25.00 | $25.00 | 3/29/2010 12:16:52 PM |
| octoberfresh | $25.00 | $25.00 | 3/29/2010 11:55:29 AM |
| wealth-ferret | $50.00 | $50.00 | 3/29/2010 4:07:43 PM |
| baggydomer | $27.31 | $27.31 | 3/29/2010 10:18:49 PM |
| IceFisherman | $32.44 | $32.44 | 3/30/2010 7:24:08 AM |
| Airbandit | $30.73 | $30.73 | 3/30/2010 11:00:11 AM |
| gsd | $25.00 | $25.00 | 3/30/2010 4:10:42 PM |
| Speedfreak | $25.00 | $25.00 | 3/30/2010 5:01:25 PM |
| rudy510s | $47.26 | $47.26 | 3/30/2010 5:07:56 PM |
| felicity-loyalist0 | $50.00 | $50.00 | 3/30/2010 6:07:53 PM |
| CoolBreezeWarlord | $50.00 | $50.00 | 3/30/2010 6:09:59 PM |
| mglanham | $34.70 | $34.70 | 3/30/2010 6:53:51 PM |
| loanshark62 | $25.00 | $25.00 | 3/30/2010 7:58:32 PM |
| TheWainer | $25.00 | $25.00 | 3/30/2010 9:07:00 PM |
| autoconnection | $25.00 | $25.00 | 3/31/2010 4:42:18 AM |
| encore02 | $50.00 | $50.00 | 3/31/2010 7:58:46 AM |
| payment-gusto | $25.00 | $25.00 | 3/24/2010 9:27:37 AM |
| kchen486 | $25.00 | $25.00 | 3/24/2010 9:27:09 AM |
| fishtale | $25.00 | $25.00 | 3/24/2010 9:28:32 AM |
| skvat | $25.00 | $25.00 | 3/24/2010 9:27:28 AM |
| FairbairnSG | $25.00 | $25.00 | 3/24/2010 9:30:50 AM |
| successful-euro | $50.00 | $50.00 | 3/24/2010 9:30:30 AM |
| fairness-edifice | $25.00 | $25.00 | 3/24/2010 9:40:00 AM |
| invincible-duty | $25.00 | $25.00 | 3/24/2010 9:40:08 AM |
| HeavyDriver03 | $25.00 | $25.00 | 3/24/2010 9:40:13 AM |
| meux99 | $25.00 | $25.00 | 3/24/2010 9:40:38 AM |
| surfhoss644 | $25.00 | $25.00 | 3/24/2010 9:42:22 AM |
| versatile-platinum4 | $25.00 | $25.00 | 3/24/2010 9:28:20 AM |
| loanfairy | $25.00 | $25.00 | 3/24/2010 9:42:24 AM |
| economy-association | $25.00 | $25.00 | 3/24/2010 9:43:19 AM |
| important-ore | $50.00 | $50.00 | 3/24/2010 9:43:39 AM |
| jeffpac | $55.00 | $55.00 | 3/24/2010 9:43:41 AM |
| social-conductor4 | $25.00 | $25.00 | 3/24/2010 9:42:14 AM |
| MyPlantsEatBugs | $25.00 | $25.00 | 3/24/2010 9:42:20 AM |
| note-sensation | $25.00 | $25.00 | 3/24/2010 9:42:25 AM |
| tokenentry | $25.00 | $25.00 | 3/24/2010 9:42:28 AM |
| reflective-deal8 | $50.00 | $50.00 | 3/24/2010 9:42:39 AM |
| mlopez2007 | $25.00 | $25.00 | 3/24/2010 9:44:13 AM |
| Dreamconnection | $25.00 | $25.00 | 3/24/2010 9:29:19 AM |
| asset-professor | $100.00 | $100.00 | 3/24/2010 9:42:50 AM |
| dollar-birdie | $50.00 | $50.00 | 3/24/2010 9:43:08 AM |
| GAOGERAM_BANK | $25.00 | $25.00 | 3/24/2010 9:29:27 AM |
| rolandweary | $30.00 | $30.00 | 3/24/2010 9:43:16 AM |
| forthright-dedication | $25.00 | $25.00 | 3/24/2010 9:43:31 AM |
| Attract | $25.00 | $25.00 | 3/24/2010 9:29:36 AM |
| falcon245sp | $25.00 | $25.00 | 3/24/2010 9:43:34 AM |
| windfall46 | $25.00 | $25.00 | 3/24/2010 9:30:26 AM |
| xphile | $25.00 | $25.00 | 3/24/2010 9:30:48 AM |
| Big_Baller | $25.00 | $25.00 | 3/24/2010 9:40:00 AM |
| jwm | $25.00 | $25.00 | 3/24/2010 9:40:06 AM |
| lender987654321 | $25.00 | $25.00 | 3/24/2010 9:49:19 AM |
| top-silver-american | $50.00 | $50.00 | 3/24/2010 9:42:14 AM |
| bonus-adventure3 | $25.00 | $25.00 | 3/24/2010 9:48:39 AM |
| tbrnet | $25.00 | $25.00 | 3/24/2010 9:42:16 AM |
| KrazyCelticKid | $100.00 | $100.00 | 3/24/2010 9:42:18 AM |
| CorMDNY | $25.00 | $25.00 | 3/24/2010 9:42:30 AM |
| senorzookeeper | $25.00 | $25.00 | 3/24/2010 9:43:22 AM |
| wampum-reaction2 | $25.00 | $25.00 | 3/24/2010 9:43:27 AM |
| radforj22 | $25.00 | $25.00 | 3/24/2010 9:50:07 AM |
| meenan | $25.00 | $25.00 | 3/24/2010 9:43:36 AM |
| rate-raker3 | $25.00 | $25.00 | 3/24/2010 9:43:38 AM |
| gain-seagull9 | $25.00 | $25.00 | 3/24/2010 9:50:23 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/24/2010 9:49:43 AM |
| lendersf | $95.00 | $95.00 | 3/24/2010 9:50:18 AM |
| inspired-contract9 | $50.00 | $50.00 | 3/24/2010 9:45:38 AM |
| restless-currency | $25.00 | $25.00 | 3/24/2010 9:49:10 AM |
| aldenrains | $25.00 | $25.00 | 3/24/2010 10:07:19 AM |
| Merganser | $25.00 | $25.00 | 3/24/2010 10:04:03 AM |
| MarinLoans | $25.00 | $25.00 | 3/24/2010 10:08:18 AM |
| rate-fluffy-bunny | $25.00 | $25.00 | 3/24/2010 10:08:50 AM |
| kvandivo | $25.00 | $25.00 | 3/24/2010 10:44:00 AM |
| Jack1966 | $25.00 | $25.00 | 3/24/2010 10:44:04 AM |
| woodenshoes | $25.00 | $25.00 | 3/24/2010 10:02:28 AM |
| MoneyMA | $25.00 | $25.00 | 3/24/2010 10:44:34 AM |
| DeilaMiah | $25.00 | $25.00 | 3/24/2010 10:49:31 AM |
| transparency-giant | $50.00 | $50.00 | 3/24/2010 10:49:09 AM |
| MO_Investor | $25.00 | $25.00 | 3/24/2010 10:49:13 AM |
| prashgig | $25.00 | $25.00 | 3/24/2010 10:49:28 AM |
| listenfirst | $50.00 | $50.00 | 3/24/2010 10:50:20 AM |
| baseballfan111 | $25.00 | $25.00 | 3/24/2010 10:50:19 AM |
| payogie | $25.00 | $25.00 | 3/24/2010 10:52:19 AM |
| financial-frenzy | $25.00 | $25.00 | 3/24/2010 10:44:31 AM |
| safe-payment8 | $25.00 | $25.00 | 3/24/2010 10:55:31 AM |
| blissful-note7 | $25.00 | $25.00 | 3/24/2010 10:55:55 AM |
| Zanch | $25.00 | $25.00 | 3/24/2010 10:57:27 AM |
| RMB-Investments | $25.00 | $25.00 | 3/24/2010 10:49:15 AM |
| phredd | $36.62 | $36.62 | 3/24/2010 10:50:03 AM |
| Ivan2007 | $25.00 | $25.00 | 3/24/2010 10:53:24 AM |
| moola-man | $50.00 | $50.00 | 3/24/2010 11:04:59 AM |
| clean-loyalty | $25.00 | $25.00 | 3/24/2010 10:56:41 AM |
| teller | $60.00 | $60.00 | 3/24/2010 11:02:24 AM |
| hopethisworks | $87.01 | $87.01 | 3/24/2010 11:06:01 AM |
| selector568 | $348.27 | $348.27 | 3/24/2010 11:19:38 AM |
| AFairDeal | $25.00 | $19.10 | 3/24/2010 11:10:34 AM |
| dontscrewmeover1 | $50.00 | $50.00 | 3/24/2010 5:51:40 PM |
| happyface | $50.00 | $50.00 | 3/26/2010 8:04:39 PM |
| kennyinminny | $100.00 | $100.00 | 3/28/2010 6:41:46 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 3/29/2010 3:41:02 AM |
| FundMaker | $25.00 | $25.00 | 3/29/2010 12:14:31 PM |
| Dollars4Rent | $25.00 | $25.00 | 3/29/2010 5:45:11 PM |
| ideal-coin | $100.00 | $100.00 | 3/29/2010 6:09:35 PM |
| Sven79 | $25.00 | $25.00 | 3/30/2010 1:23:04 AM |
| OzGuy609 | $25.00 | $25.00 | 3/30/2010 3:53:24 PM |
| Grandmahoneybee | $50.00 | $50.00 | 3/30/2010 3:16:33 PM |
| chopstk | $26.25 | $26.25 | 3/30/2010 4:24:23 PM |
| 1phantom | $25.00 | $25.00 | 3/30/2010 4:29:39 PM |
| REITRUST | $41.41 | $41.41 | 3/30/2010 5:17:45 PM |
| credit-shower | $49.47 | $49.47 | 3/30/2010 10:16:39 PM |
| cariromero2000 | $25.00 | $25.00 | 3/30/2010 10:00:26 PM |
| jimbo29blue | $50.00 | $50.00 | 3/31/2010 5:54:40 AM |
| dbanwart | $25.00 | $25.00 | 3/31/2010 5:48:28 AM |
| ingeborg77 | $50.00 | $50.00 | 3/31/2010 5:59:29 AM |
| UBOtto186 | $47.42 | $47.42 | 3/31/2010 9:21:14 AM |
| mansim | $25.00 | $25.00 | 3/31/2010 8:57:24 AM |
| 193 bids
|
Borrower Payment Dependent Notes Series
451347
This series of Notes was issued and sold upon the funding of the borrower loan #41670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-23-2010 |
| |
Auction end date:
| Mar-30-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $102.33 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $102.06 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
6 | Length of status: | 14y 3m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 15 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,614 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 1% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| captncurls |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 660-679
(May-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Two daughters in need of braces
Purpose of loan:
This loan will be used to pay my out of pocket expenses for my two daughters who need braces. The dental office offered me a payment plan though "their" lender, however the interest rate is quite high.
My financial situation:
I am a good candidate for this loan because I pay my bills on time every month, and have a great track record with borrowing from the Prosper community in the past. Additionally, I have paid all of my credit card debt in full, so I have no other expenses other than basic living expenses. The stated income reflects the amount that I bring home to cover basic living needs (food, car payment, gas, insurance, clothing, etc) My husbands income was not stated, but thought it would be beneficial to note that his income covers the mortgage and utilities.
My credit is important to me, so this Prosper loan would be paid within terms, on time every month. I intend to have this loan repaid sooner than three years.
Thank you for your consideration, it is appreciated.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| foxy-vigilance | $25.00 | $25.00 | 3/23/2010 3:47:44 PM |
| AF-Chief | $28.00 | $28.00 | 3/23/2010 3:50:28 PM |
| torion | $25.00 | $25.00 | 3/23/2010 3:53:09 PM |
| delicious-social132 | $40.00 | $40.00 | 3/23/2010 3:52:42 PM |
| Clambake | $50.00 | $50.00 | 3/23/2010 3:52:48 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/23/2010 6:30:06 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 3/25/2010 9:29:43 AM |
| HappyToLoan | $25.00 | $25.00 | 3/26/2010 12:29:02 PM |
| uncleubb | $25.00 | $25.00 | 3/26/2010 1:44:39 PM |
| freetolive | $25.00 | $25.00 | 3/26/2010 6:51:31 PM |
| kleinbrak | $25.00 | $25.00 | 3/26/2010 7:52:27 PM |
| truth-trapper | $100.00 | $100.00 | 3/27/2010 12:19:38 AM |
| Dollars4Rent | $25.00 | $25.00 | 3/27/2010 9:11:51 AM |
| hunterMG | $25.00 | $25.00 | 3/27/2010 9:46:51 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 3/27/2010 9:13:05 PM |
| enchanted-reward1 | $25.00 | $25.00 | 3/28/2010 5:09:31 PM |
| ujiba | $25.00 | $25.00 | 3/29/2010 10:35:53 AM |
| octoberfresh | $25.00 | $25.00 | 3/29/2010 12:06:35 PM |
| jayk63 | $25.00 | $25.00 | 3/29/2010 2:30:59 PM |
| redtilapia | $25.00 | $25.00 | 3/29/2010 4:33:38 PM |
| drlevvis | $50.00 | $50.00 | 3/29/2010 6:11:31 PM |
| suzanny | $25.00 | $25.00 | 3/29/2010 7:11:17 PM |
| Randyg08 | $50.00 | $50.00 | 3/29/2010 7:49:52 PM |
| GBlack | $50.00 | $50.00 | 3/29/2010 11:07:55 PM |
| usedtoborrow | $42.20 | $42.20 | 3/29/2010 7:25:51 PM |
| hope-lionheart1 | $31.00 | $31.00 | 3/29/2010 9:41:36 PM |
| Richmp412 | $25.00 | $25.00 | 3/30/2010 6:33:57 AM |
| DasCoon | $100.00 | $100.00 | 3/30/2010 3:38:05 AM |
| lavb23 | $25.00 | $25.00 | 3/30/2010 8:49:09 AM |
| koa | $100.00 | $100.00 | 3/30/2010 8:55:15 AM |
| martymaniaman | $25.00 | $25.00 | 3/30/2010 5:52:43 AM |
| coin-trajectory | $25.00 | $25.00 | 3/30/2010 10:28:05 AM |
| next-time | $25.00 | $25.00 | 3/30/2010 7:47:56 AM |
| rmpedi33 | $200.00 | $200.00 | 3/30/2010 10:06:21 AM |
| cwegert | $79.19 | $79.19 | 3/30/2010 8:36:10 AM |
| gothampark | $25.00 | $25.00 | 3/30/2010 10:20:56 AM |
| CivlDX | $25.00 | $25.00 | 3/30/2010 10:30:50 AM |
| SV-AZ | $25.00 | $25.00 | 3/30/2010 9:56:17 AM |
| Patrician | $29.03 | $29.03 | 3/30/2010 10:45:39 AM |
| lucygirl2 | $50.00 | $50.00 | 3/30/2010 10:44:03 AM |
| porwestco | $25.00 | $25.00 | 3/30/2010 2:35:56 PM |
| truth-willow | $25.00 | $25.00 | 3/30/2010 2:46:18 PM |
| wwwUniversal | $25.00 | $25.00 | 3/30/2010 2:14:38 PM |
| Grandmahoneybee | $50.00 | $50.00 | 3/30/2010 3:18:32 PM |
| JaceSpade | $25.00 | $25.00 | 3/30/2010 3:25:23 PM |
| TheSpottedFlamingo | $25.00 | $25.00 | 3/30/2010 3:37:41 PM |
| kenji4861 | $50.00 | $50.00 | 3/23/2010 3:49:16 PM |
| skuba | $50.00 | $50.00 | 3/23/2010 3:52:07 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/23/2010 3:51:11 PM |
| credit-force5 | $25.00 | $25.00 | 3/23/2010 3:53:28 PM |
| Avala | $50.00 | $50.00 | 3/23/2010 3:53:20 PM |
| personal-lender | $25.00 | $12.42 | 3/23/2010 3:53:34 PM |
| RandyL3 | $33.00 | $33.00 | 3/23/2010 4:03:35 PM |
| dbanwart | $25.00 | $25.00 | 3/23/2010 6:34:43 PM |
| JCPlending | $25.00 | $25.00 | 3/23/2010 8:28:42 PM |
| SCD | $25.00 | $25.00 | 3/24/2010 3:23:37 PM |
| khamlagirl | $25.00 | $25.00 | 3/24/2010 8:59:16 PM |
| rome1426 | $30.00 | $30.00 | 3/26/2010 5:53:10 AM |
| simiray | $25.00 | $25.00 | 3/26/2010 11:24:13 AM |
| Asparagirl | $25.00 | $25.00 | 3/27/2010 1:44:33 AM |
| SOBRO-FINANCE | $50.00 | $50.00 | 3/27/2010 11:00:31 AM |
| EasternLender | $25.00 | $25.00 | 3/27/2010 11:08:16 AM |
| REITRUST | $25.00 | $25.00 | 3/27/2010 3:49:33 PM |
| swissbanker | $50.00 | $50.00 | 3/28/2010 7:38:54 AM |
| felicity-loyalist0 | $50.00 | $50.00 | 3/28/2010 2:50:52 PM |
| mojii77 | $31.00 | $31.00 | 3/28/2010 12:44:33 PM |
| Chef_boy | $25.00 | $25.00 | 3/28/2010 9:10:48 PM |
| LittleMingo | $33.14 | $33.14 | 3/29/2010 9:44:36 AM |
| nickel-master | $25.00 | $25.00 | 3/29/2010 11:09:33 AM |
| Lender0307 | $25.00 | $25.00 | 3/29/2010 12:16:04 PM |
| bigmacbeef | $25.00 | $25.00 | 3/29/2010 1:42:58 PM |
| favorite-commerce | $25.00 | $25.00 | 3/29/2010 2:41:18 PM |
| jtoms101 | $27.90 | $27.90 | 3/29/2010 7:05:25 PM |
| rapid-currency | $55.00 | $55.00 | 3/29/2010 8:35:48 PM |
| webfeet | $61.71 | $61.71 | 3/30/2010 6:52:27 AM |
| jybank | $25.00 | $25.00 | 3/30/2010 9:37:37 AM |
| sirpher | $51.40 | $51.40 | 3/30/2010 12:08:01 PM |
| velocity-winner | $25.00 | $25.00 | 3/30/2010 10:28:54 AM |
| Personal-Bond | $36.62 | $36.62 | 3/30/2010 10:35:01 AM |
| Queueball1 | $50.00 | $50.00 | 3/30/2010 10:02:00 AM |
| dano1965 | $25.00 | $25.00 | 3/30/2010 12:30:27 PM |
| nurat | $28.39 | $28.39 | 3/30/2010 12:39:51 PM |
| webfeet | $25.00 | $25.00 | 3/30/2010 12:41:59 PM |
| indomart | $50.00 | $50.00 | 3/30/2010 1:06:17 PM |
| dammage | $25.00 | $25.00 | 3/30/2010 12:48:50 PM |
| leverage-burrito | $25.00 | $25.00 | 3/30/2010 2:26:15 PM |
| ddog0224 | $50.00 | $50.00 | 3/30/2010 3:24:02 PM |
| 87 bids
|
Borrower Payment Dependent Notes Series
451665
This series of Notes was issued and sold upon the funding of the borrower loan #41773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Mar-25-2010 |
| |
Auction end date:
| Apr-01-2010 |
|
|
Starting lender yield:
| 13.03% |
Starting borrower rate/APR:
| 14.03% / 16.19% |
Starting monthly payment:
| $153.86 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $153.47 |
| |
|
Auction yield range:
| 6.04% - 13.03% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 1m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,238 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 19% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| greatest-visionary-wampum |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
College Expenses
Purpose of loan:
This loan will be used to?pay off part of?my student loan and?other college expenses.(laptop, etc)??
My financial situation:
I am a good candidate for this loan because I am very accountable when it comes to paying any of my bills on time. If you check my credit report you can see that I have never once missed a payment in any of my credit cards nor student loans.
Monthly net income: $ 1825.00
Monthly expenses: $ 1514.00
??Housing: $?0.00
??Insurance: $ 120
? Car expenses: $ 214
??Utilities: $?110
??Phone, cable, internet: $220?
??Food, entertainment: $?200
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 200
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Nerdster1 | $25.00 | $25.00 | 3/25/2010 3:52:32 PM |
| responsibility-mulberry | $25.00 | $25.00 | 3/25/2010 4:01:46 PM |
| versatile-platinum4 | $25.00 | $25.00 | 3/25/2010 4:02:07 PM |
| economy-producer | $25.00 | $25.00 | 3/25/2010 4:03:34 PM |
| CarDealer3070 | $25.00 | $25.00 | 3/25/2010 4:02:44 PM |
| chestnut4 | $25.00 | $25.00 | 3/25/2010 4:07:16 PM |
| integrity-doctor | $50.00 | $50.00 | 3/25/2010 4:06:49 PM |
| decisive-marketplace3 | $25.00 | $25.00 | 3/25/2010 4:08:52 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 3/25/2010 4:10:21 PM |
| windfall46 | $25.00 | $25.00 | 3/25/2010 4:08:37 PM |
| currency-sergeant | $25.00 | $25.00 | 3/25/2010 4:12:06 PM |
| personal-lender | $25.00 | $25.00 | 3/25/2010 4:06:04 PM |
| details | $25.00 | $25.00 | 3/25/2010 4:24:43 PM |
| cello1 | $25.00 | $25.00 | 3/25/2010 4:10:35 PM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 3/25/2010 4:12:03 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/25/2010 5:56:16 PM |
| malmoswed1 | $31.10 | $31.10 | 3/25/2010 8:47:53 PM |
| jdnyc | $25.00 | $25.00 | 3/25/2010 11:42:58 PM |
| maldok1 | $25.00 | $25.00 | 3/26/2010 6:54:57 AM |
| dr_bob1500 | $25.00 | $25.00 | 3/26/2010 8:43:06 AM |
| knight3136 | $25.00 | $25.00 | 3/26/2010 9:28:38 AM |
| the-profit-oracle | $25.00 | $25.00 | 3/26/2010 6:03:08 AM |
| focused-dime8 | $25.00 | $25.00 | 3/26/2010 8:25:29 AM |
| bxdoc | $250.00 | $250.00 | 3/26/2010 8:27:55 AM |
| ommcd | $25.00 | $25.00 | 3/26/2010 9:34:06 AM |
| srilm | $25.00 | $25.00 | 3/26/2010 10:58:02 AM |
| ms48105 | $25.00 | $25.00 | 3/26/2010 11:42:07 AM |
| Artist_Blue | $25.00 | $25.00 | 3/26/2010 10:58:16 AM |
| selfmademan | $25.00 | $25.00 | 3/26/2010 11:08:22 AM |
| bowdish1 | $90.83 | $90.83 | 3/26/2010 12:13:43 PM |
| Cheburashka | $25.00 | $25.00 | 3/26/2010 11:14:45 AM |
| tranquil-return4 | $25.00 | $25.00 | 3/26/2010 10:00:03 AM |
| mmmm1982 | $25.00 | $25.00 | 3/26/2010 12:34:03 PM |
| Kulchar | $27.44 | $27.44 | 3/26/2010 11:55:28 AM |
| KiwiElf | $25.00 | $25.00 | 3/26/2010 10:43:08 AM |
| impeccable-transparency | $38.73 | $38.73 | 3/26/2010 12:56:15 PM |
| skuba | $25.00 | $25.00 | 3/26/2010 12:57:28 PM |
| orange-preeminant-bill | $32.39 | $32.39 | 3/26/2010 12:57:31 PM |
| Phantom99 | $25.00 | $25.00 | 3/26/2010 12:39:30 PM |
| SDNLR | $25.00 | $25.00 | 3/26/2010 11:14:33 AM |
| halothane_logic | $25.00 | $25.00 | 3/26/2010 12:07:52 PM |
| sk8ndive | $25.00 | $25.00 | 3/26/2010 12:21:21 PM |
| GElender | $50.00 | $50.00 | 3/26/2010 12:58:02 PM |
| dparkhom | $25.00 | $9.78 | 3/26/2010 12:58:11 PM |
| jpme | $25.00 | $25.00 | 3/30/2010 10:34:00 AM |
| redlion03 | $25.00 | $25.00 | 3/30/2010 2:46:13 PM |
| OSERENKUKU | $25.00 | $25.00 | 3/30/2010 5:58:14 PM |
| transparency-bath | $50.00 | $50.00 | 3/30/2010 6:02:48 PM |
| credit-panda1 | $25.00 | $25.00 | 3/31/2010 6:35:18 AM |
| slick8812 | $25.00 | $25.00 | 3/31/2010 8:01:11 AM |
| agent86a | $25.00 | $25.00 | 3/31/2010 10:24:39 AM |
| Prairie-MN | $30.00 | $30.00 | 3/31/2010 10:55:05 AM |
| sfd | $50.00 | $50.00 | 3/31/2010 12:31:21 PM |
| Jinja | $33.00 | $33.00 | 3/31/2010 12:38:02 PM |
| Sol_Invictus | $25.00 | $25.00 | 3/31/2010 1:24:40 PM |
| colorfulgardener | $25.00 | $25.00 | 3/31/2010 11:51:59 PM |
| alpinaut | $25.00 | $25.00 | 4/1/2010 5:19:30 AM |
| bondo41 | $25.00 | $25.00 | 4/1/2010 6:02:35 AM |
| balanced-balance6 | $25.00 | $25.00 | 4/1/2010 7:21:42 AM |
| jcw3rd | $25.00 | $25.00 | 4/1/2010 7:01:07 AM |
| webfeet | $25.00 | $25.00 | 4/1/2010 8:25:04 AM |
| Snoopylover | $25.00 | $25.00 | 4/1/2010 12:11:56 PM |
| patriot384 | $100.00 | $100.00 | 4/1/2010 12:49:23 PM |
| wwwUniversal | $25.00 | $25.00 | 4/1/2010 12:01:22 PM |
| summrs1 | $25.00 | $25.00 | 4/1/2010 12:53:00 PM |
| dogbait | $50.00 | $50.00 | 4/1/2010 2:44:13 PM |
| StocksMan | $50.00 | $50.00 | 4/1/2010 3:43:42 PM |
| Memphis-King | $50.00 | $50.00 | 4/1/2010 3:41:09 PM |
| friendinmoney | $47.54 | $47.54 | 4/1/2010 2:44:07 PM |
| AF-Chief | $28.00 | $28.00 | 3/25/2010 3:56:46 PM |
| aurorafinancial | $50.00 | $50.00 | 3/25/2010 4:01:37 PM |
| Havana21 | $50.00 | $50.00 | 3/25/2010 4:03:23 PM |
| hrubinst | $25.00 | $25.00 | 3/25/2010 4:02:16 PM |
| chicco | $56.00 | $56.00 | 3/25/2010 4:02:27 PM |
| chekat | $25.00 | $25.00 | 3/25/2010 4:04:15 PM |
| asset-professor | $75.00 | $75.00 | 3/25/2010 4:02:58 PM |
| rhightower003 | $25.00 | $25.00 | 3/25/2010 4:03:47 PM |
| torion | $25.00 | $25.00 | 3/25/2010 4:05:44 PM |
| Avala | $50.00 | $50.00 | 3/25/2010 4:05:54 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/25/2010 4:06:36 PM |
| delicious-social132 | $25.00 | $25.00 | 3/25/2010 4:06:14 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/25/2010 4:06:29 PM |
| HedgeFund | $40.00 | $40.00 | 3/25/2010 4:07:24 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/25/2010 4:01:29 PM |
| HHP | $25.00 | $25.00 | 3/25/2010 4:07:50 PM |
| harmonious-revenue7 | $50.00 | $50.00 | 3/25/2010 4:01:59 PM |
| ahansen | $25.00 | $25.00 | 3/25/2010 4:09:15 PM |
| desertoasis | $25.00 | $25.00 | 3/25/2010 4:04:05 PM |
| dinero-speaker | $25.00 | $25.00 | 3/25/2010 4:13:11 PM |
| Clambake | $50.00 | $50.00 | 3/25/2010 4:05:33 PM |
| stock106 | $25.00 | $25.00 | 3/25/2010 4:11:25 PM |
| ddog0224 | $25.00 | $25.00 | 3/25/2010 4:07:31 PM |
| auction-turbine4 | $25.00 | $25.00 | 3/25/2010 4:13:38 PM |
| bchen78875 | $25.00 | $25.00 | 3/25/2010 4:09:47 PM |
| shellcollector | $25.00 | $25.00 | 3/25/2010 4:31:32 PM |
| return-eclipse0 | $25.00 | $25.00 | 3/25/2010 4:38:28 PM |
| fightinjoe | $25.00 | $25.00 | 3/25/2010 9:07:55 PM |
| successful-euro | $29.01 | $29.01 | 3/25/2010 7:24:47 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/26/2010 6:00:32 AM |
| JohnW12 | $25.00 | $25.00 | 3/26/2010 7:39:27 AM |
| unassassinable | $25.00 | $25.00 | 3/26/2010 9:33:53 AM |
| towering-contract | $25.00 | $25.00 | 3/26/2010 9:34:19 AM |
| justice-dna | $25.00 | $25.00 | 3/26/2010 10:23:19 AM |
| ccdmp2004 | $25.00 | $25.00 | 3/26/2010 10:40:24 AM |
| mg6619 | $25.00 | $25.00 | 3/26/2010 11:14:28 AM |
| time4aloan | $30.00 | $30.00 | 3/26/2010 10:49:21 AM |
| don8ter | $25.00 | $25.00 | 3/26/2010 12:33:28 PM |
| teller | $25.00 | $25.00 | 3/26/2010 11:32:51 AM |
| revenue-prospector | $25.00 | $25.00 | 3/26/2010 10:32:58 AM |
| reward-adventure | $25.00 | $25.00 | 3/26/2010 11:50:30 AM |
| hard-working-loot | $25.00 | $25.00 | 3/26/2010 12:55:36 PM |
| Dendomatic | $25.00 | $25.00 | 3/26/2010 10:43:34 AM |
| loan-master996 | $50.00 | $50.00 | 3/26/2010 12:56:17 PM |
| interest-boomer5 | $25.00 | $25.00 | 3/26/2010 12:13:49 PM |
| miket71 | $70.71 | $70.71 | 3/26/2010 12:58:12 PM |
| lloyd_s | $25.00 | $25.00 | 3/26/2010 12:33:34 PM |
| slartibardfast | $25.00 | $25.00 | 3/26/2010 12:38:34 PM |
| value-pole | $25.00 | $25.00 | 3/26/2010 12:56:12 PM |
| melodious-fairness | $25.00 | $25.00 | 3/26/2010 12:57:23 PM |
| best-listing-toro | $25.00 | $25.00 | 3/27/2010 7:48:14 AM |
| Moneypenny6 | $25.00 | $25.00 | 3/27/2010 4:10:29 PM |
| coup173 | $25.00 | $25.00 | 3/29/2010 4:52:05 PM |
| Havnfun | $25.00 | $25.00 | 3/30/2010 9:22:20 AM |
| gjm6d | $25.00 | $25.00 | 3/30/2010 3:56:05 PM |
| ManhattanLender | $25.00 | $25.00 | 3/30/2010 3:59:18 PM |
| mammalian4 | $50.00 | $50.00 | 3/30/2010 4:39:31 PM |
| lil_lender | $25.00 | $25.00 | 3/30/2010 10:11:37 PM |
| enthusiastic-point | $25.00 | $25.00 | 3/31/2010 10:49:18 AM |
| LibbyZ | $50.00 | $50.00 | 3/31/2010 5:58:55 PM |
| agile | $50.00 | $50.00 | 4/1/2010 8:37:02 AM |
| Leshan | $25.00 | $25.00 | 4/1/2010 8:11:44 AM |
| Bizern | $25.00 | $25.00 | 4/1/2010 11:08:10 AM |
| aquistoyraul | $26.51 | $26.51 | 4/1/2010 11:09:10 AM |
| jimmya | $28.96 | $28.96 | 4/1/2010 9:46:09 AM |
| USMP | $100.00 | $100.00 | 4/1/2010 1:30:59 PM |
| buckskin1234 | $25.00 | $25.00 | 4/1/2010 3:10:04 PM |
| broker558 | $25.00 | $25.00 | 4/1/2010 3:26:10 PM |
| 137 bids
|
Borrower Payment Dependent Notes Series
451697
This series of Notes was issued and sold upon the funding of the borrower loan #41672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-24-2010 |
| |
Auction end date:
| Mar-31-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $95.93 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $95.68 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
4 | Length of status: | 2y 0m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 20 |
Occupation: | Bus Driver |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,743 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 60% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| kind-economy-upholder |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
my year 2010
Purpose of loan:
This loan will be used to?improve the value of my home.?
My financial situation:
I am a good candidate for this loan because? I?am extremely responsible and?have an excellent?rating to proove it! I?value hard work and determination.?I can?accomplish anything that I set my mind to. For instance I completely?paid off my? $30,000 dollar Honda 2008 Accord in 10 months and? Mission Federal Credit Union can vouch for that. I set my goal to?completely pay off my car in less than one year and thanks to my dedication?I achieved my goal.??I have very few bills in my life and Im positive that with this loan?I can achieve goals.
??????????????????????????????????????????????????????????????????????? Thank You
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 3/24/2010 1:19:28 PM |
| HHP | $25.00 | $25.00 | 3/24/2010 1:19:33 PM |
| payment-gusto | $25.00 | $25.00 | 3/24/2010 1:21:30 PM |
| harmonious-revenue7 | $50.00 | $50.00 | 3/24/2010 1:21:58 PM |
| rescue | $500.00 | $500.00 | 3/24/2010 1:21:45 PM |
| chekat | $25.00 | $25.00 | 3/24/2010 1:23:02 PM |
| ideal-penny8 | $25.00 | $25.00 | 3/24/2010 1:23:10 PM |
| Dreamconnection | $25.00 | $25.00 | 3/24/2010 1:22:35 PM |
| skuba | $50.00 | $36.70 | 3/24/2010 1:23:50 PM |
| economy-producer | $25.00 | $25.00 | 3/24/2010 1:22:48 PM |
| rhightower003 | $25.00 | $25.00 | 3/24/2010 1:22:50 PM |
| desertoasis | $50.00 | $50.00 | 3/24/2010 1:21:08 PM |
| skvat | $25.00 | $25.00 | 3/24/2010 1:21:23 PM |
| transparency-halo | $25.00 | $25.00 | 3/24/2010 1:21:28 PM |
| versatile-platinum4 | $25.00 | $25.00 | 3/24/2010 1:22:00 PM |
| chicco | $56.00 | $56.00 | 3/24/2010 1:22:07 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/24/2010 1:22:53 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/24/2010 1:23:30 PM |
| orbiter614 | $39.65 | $39.65 | 3/24/2010 4:58:57 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/24/2010 5:51:06 PM |
| selector568 | $500.00 | $500.00 | 3/24/2010 6:09:55 PM |
| Ratgirl | $25.00 | $25.00 | 3/25/2010 6:46:29 AM |
| SCD | $25.00 | $25.00 | 3/25/2010 8:36:52 AM |
| gjm6d | $30.00 | $30.00 | 3/28/2010 10:07:55 AM |
| octoberfresh | $25.00 | $25.00 | 3/29/2010 12:11:45 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/29/2010 2:54:16 PM |
| ChristopherHS | $25.00 | $25.00 | 3/29/2010 5:58:55 PM |
| turbospeed | $25.00 | $25.00 | 3/30/2010 3:57:07 PM |
| Toony | $25.00 | $25.00 | 3/30/2010 4:23:22 PM |
| wwwUniversal | $25.00 | $25.00 | 3/31/2010 11:27:47 AM |
| dollar-authority | $25.00 | $25.00 | 3/31/2010 12:01:21 PM |
| Prairie-MN | $30.00 | $30.00 | 3/31/2010 12:10:20 PM |
| nalaari | $41.65 | $41.65 | 3/31/2010 12:42:07 PM |
| HomerdohNY | $25.00 | $25.00 | 3/31/2010 1:15:21 PM |
| jtoms101 | $25.00 | $25.00 | 3/31/2010 11:52:54 AM |
| kenji4861 | $25.00 | $25.00 | 3/24/2010 1:19:36 PM |
| kchen486 | $25.00 | $25.00 | 3/24/2010 1:21:15 PM |
| contract-lotus | $25.00 | $25.00 | 3/24/2010 1:21:20 PM |
| goodguy2000 | $25.00 | $25.00 | 3/24/2010 1:21:32 PM |
| diversification-medalist | $25.00 | $25.00 | 3/24/2010 1:21:10 PM |
| aurorafinancial | $50.00 | $50.00 | 3/24/2010 1:21:43 PM |
| CarDealer3070 | $25.00 | $25.00 | 3/24/2010 1:22:21 PM |
| responsibility-mulberry | $25.00 | $25.00 | 3/24/2010 1:21:52 PM |
| Havana21 | $50.00 | $50.00 | 3/24/2010 1:22:43 PM |
| Attract | $25.00 | $25.00 | 3/24/2010 1:22:45 PM |
| fishtale | $25.00 | $25.00 | 3/24/2010 1:22:10 PM |
| FairbairnSG | $25.00 | $25.00 | 3/24/2010 1:23:08 PM |
| shrewd-deal | $25.00 | $25.00 | 3/24/2010 1:22:33 PM |
| GAOGERAM_BANK | $25.00 | $25.00 | 3/24/2010 1:22:38 PM |
| xphile | $25.00 | $25.00 | 3/24/2010 1:23:07 PM |
| AF-Chief | $28.00 | $28.00 | 3/24/2010 1:20:36 PM |
| r0b3m4n | $25.00 | $25.00 | 3/24/2010 1:21:11 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/24/2010 1:21:26 PM |
| RandyL3 | $33.00 | $33.00 | 3/24/2010 1:26:14 PM |
| hrubinst | $25.00 | $25.00 | 3/24/2010 1:22:06 PM |
| honorable-yield | $50.00 | $50.00 | 3/24/2010 1:22:14 PM |
| asset-professor | $75.00 | $75.00 | 3/24/2010 1:22:24 PM |
| windfall46 | $25.00 | $25.00 | 3/24/2010 1:22:57 PM |
| briphi | $25.00 | $25.00 | 3/24/2010 1:23:02 PM |
| uncleubb | $25.00 | $25.00 | 3/26/2010 1:44:28 PM |
| JohnSmith10 | $25.00 | $25.00 | 3/29/2010 4:41:59 PM |
| 1phantom | $25.00 | $25.00 | 3/30/2010 4:32:56 PM |
| Long-term2040 | $25.00 | $25.00 | 3/30/2010 8:33:08 PM |
| scientists | $25.00 | $25.00 | 3/30/2010 5:03:20 PM |
| mitcha1 | $25.00 | $25.00 | 3/31/2010 5:16:41 AM |
| khamen | $25.00 | $25.00 | 3/31/2010 10:11:11 AM |
| webfeet | $25.00 | $25.00 | 3/31/2010 11:27:45 AM |
| pjandnikki | $25.00 | $25.00 | 3/31/2010 12:24:05 PM |
| favorite-commerce | $25.00 | $25.00 | 3/31/2010 12:50:50 PM |
| 69 bids
|
Borrower Payment Dependent Notes Series
451941
This series of Notes was issued and sold upon the funding of the borrower loan #41685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Mar-29-2010 |
| |
Auction end date:
| Apr-01-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $123.75 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $123.69 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 5% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 9m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 11 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,344 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 31% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| sensational-penny |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off? credit card debt, consolidating into a single loan.
My financial situation:
I am a good candidate for this loan because I am very responsible with my debt and have never missed a credit card payment.
Salary:
63,000 Base Salary
Monthly Bills:
Rent: 975
Cellphone: 150
Student Loan: 100
Internet/TV: 75
Jiu Jitsu Membership: 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| selector568 | $500.00 | $500.00 | 3/29/2010 3:51:07 PM |
| xphile | $25.00 | $25.00 | 3/29/2010 3:56:44 PM |
| delicious-social132 | $40.00 | $40.00 | 3/29/2010 3:57:19 PM |
| kchen486 | $25.00 | $25.00 | 3/29/2010 3:55:50 PM |
| ideal-penny8 | $25.00 | $25.00 | 3/29/2010 3:56:58 PM |
| versatile-platinum4 | $25.00 | $25.00 | 3/29/2010 3:56:05 PM |
| skuba | $50.00 | $50.00 | 3/29/2010 3:57:12 PM |
| restless-currency | $25.00 | $25.00 | 3/29/2010 3:57:47 PM |
| jwood3030 | $35.00 | $35.00 | 3/29/2010 4:04:27 PM |
| salala | $25.00 | $25.00 | 3/29/2010 4:10:59 PM |
| bchen78875 | $50.00 | $50.00 | 3/29/2010 4:06:57 PM |
| xyzlmno | $25.00 | $25.00 | 3/29/2010 4:13:07 PM |
| kid8549 | $25.00 | $25.00 | 3/29/2010 4:12:15 PM |
| kennyinminny | $25.00 | $25.00 | 3/29/2010 4:15:28 PM |
| mmqc | $25.00 | $25.00 | 3/29/2010 4:12:08 PM |
| meenan | $25.00 | $25.00 | 3/29/2010 4:14:46 PM |
| bjmazur | $25.00 | $25.00 | 3/29/2010 4:17:38 PM |
| Barak | $40.00 | $40.00 | 3/29/2010 4:17:59 PM |
| toblerone | $25.35 | $25.35 | 3/29/2010 4:16:57 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 3/29/2010 4:19:38 PM |
| KaiserRex | $25.00 | $25.00 | 3/29/2010 4:21:07 PM |
| turbine5 | $40.00 | $40.00 | 3/29/2010 4:20:33 PM |
| windfall46 | $25.00 | $25.00 | 3/29/2010 4:36:50 PM |
| rescue | $33.00 | $33.00 | 3/29/2010 6:38:22 PM |
| chrisb1414 | $25.00 | $25.00 | 3/30/2010 6:04:50 AM |
| blot44 | $25.00 | $25.00 | 3/29/2010 9:19:57 PM |
| community-saver158 | $50.00 | $50.00 | 3/30/2010 8:08:59 AM |
| stable-nickel | $150.00 | $150.00 | 3/30/2010 8:37:57 AM |
| Namrok | $25.00 | $25.00 | 3/30/2010 9:33:03 AM |
| MissionMicroFinance | $25.00 | $25.00 | 3/30/2010 7:27:29 AM |
| Mav26 | $100.00 | $100.00 | 3/30/2010 10:51:43 AM |
| bds9646 | $26.00 | $26.00 | 3/30/2010 11:27:04 AM |
| transparency-halo | $25.00 | $25.00 | 3/30/2010 10:36:41 AM |
| Sven79 | $100.00 | $100.00 | 3/30/2010 12:55:13 PM |
| skvat | $25.00 | $25.00 | 3/30/2010 10:54:08 AM |
| TakeCare | $50.00 | $50.00 | 3/30/2010 10:21:22 AM |
| lender987654321 | $25.00 | $25.00 | 3/30/2010 2:04:30 PM |
| MarinLoans | $25.00 | $25.00 | 3/30/2010 12:33:01 PM |
| Attract | $25.00 | $25.00 | 3/30/2010 12:43:05 PM |
| AFairDeal | $25.00 | $25.00 | 3/30/2010 3:28:32 PM |
| loan-warrior | $25.00 | $25.00 | 3/30/2010 2:05:33 PM |
| shrewd-deal | $25.00 | $25.00 | 3/30/2010 2:20:09 PM |
| GAOGERAM_BANK | $25.00 | $25.00 | 3/30/2010 4:10:55 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/30/2010 4:19:56 PM |
| Castellan | $25.00 | $25.00 | 3/30/2010 4:20:14 PM |
| Zanch | $25.00 | $25.00 | 3/30/2010 4:20:35 PM |
| clean-loyalty | $25.00 | $25.00 | 3/30/2010 4:20:37 PM |
| ricpick | $50.00 | $50.00 | 3/30/2010 4:46:01 PM |
| RG | $35.00 | $35.00 | 3/30/2010 6:03:13 PM |
| GElender | $50.00 | $50.00 | 3/31/2010 6:02:57 AM |
| blissful-note7 | $25.00 | $25.00 | 3/31/2010 2:04:25 AM |
| Captain88 | $25.00 | $25.00 | 3/31/2010 4:58:38 AM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 3/31/2010 8:09:15 AM |
| mikeandcat | $100.00 | $65.64 | 3/31/2010 8:14:04 AM |
| surfsider123 | $25.00 | $25.00 | 3/31/2010 11:16:59 AM |
| cloud8 | $40.00 | $40.00 | 4/1/2010 11:57:28 AM |
| a-shiny-dime | $25.00 | $25.00 | 4/1/2010 5:00:49 PM |
| fair-funds | $25.00 | $25.00 | 3/29/2010 3:51:19 PM |
| kenji4861 | $25.00 | $25.00 | 3/29/2010 3:52:14 PM |
| honorable-yield | $50.00 | $50.00 | 3/29/2010 3:56:14 PM |
| Dreamconnection | $25.00 | $25.00 | 3/29/2010 3:56:30 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/29/2010 3:51:03 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/29/2010 3:57:09 PM |
| turbospeed | $25.00 | $25.00 | 3/29/2010 3:52:34 PM |
| credit-force5 | $25.00 | $25.00 | 3/29/2010 3:57:28 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/29/2010 3:57:38 PM |
| gemoscar | $25.00 | $25.00 | 3/29/2010 3:58:12 PM |
| ahansen | $25.00 | $25.00 | 3/29/2010 3:58:24 PM |
| maldok1 | $25.00 | $25.00 | 3/29/2010 4:08:56 PM |
| proton346 | $25.00 | $25.00 | 3/29/2010 4:09:22 PM |
| grampy48 | $25.00 | $25.00 | 3/29/2010 4:06:49 PM |
| auction-turbine4 | $50.00 | $50.00 | 3/29/2010 4:08:06 PM |
| djs81 | $25.00 | $25.00 | 3/29/2010 4:07:20 PM |
| TheReaderRabbit | $25.00 | $25.00 | 3/29/2010 4:11:59 PM |
| pbeach05 | $25.00 | $25.00 | 3/29/2010 4:14:18 PM |
| flexible-value | $31.00 | $31.00 | 3/29/2010 4:19:19 PM |
| radforj22 | $25.00 | $25.00 | 3/29/2010 4:20:21 PM |
| WorldlyWorker | $25.00 | $25.00 | 3/29/2010 4:18:10 PM |
| euro-starter | $25.00 | $25.00 | 3/29/2010 4:18:35 PM |
| MrDavid | $50.00 | $50.00 | 3/29/2010 8:33:11 PM |
| slobberjob | $25.00 | $25.00 | 3/29/2010 6:38:21 PM |
| RandyL3 | $33.00 | $33.00 | 3/29/2010 6:33:05 PM |
| paladin847 | $25.00 | $25.00 | 3/30/2010 5:39:01 AM |
| octoberfresh | $25.00 | $25.00 | 3/30/2010 7:52:21 AM |
| Mario2007 | $25.00 | $25.00 | 3/30/2010 7:59:02 AM |
| scottssm | $27.00 | $27.00 | 3/30/2010 9:33:25 AM |
| 1phantom | $50.00 | $50.00 | 3/30/2010 5:48:19 AM |
| goodguy2000 | $25.00 | $25.00 | 3/30/2010 10:22:39 AM |
| careful-note | $50.00 | $50.00 | 3/30/2010 9:32:56 AM |
| payment-gusto | $25.00 | $25.00 | 3/30/2010 10:22:37 AM |
| unforgettable-order9 | $25.00 | $25.00 | 3/30/2010 10:28:50 AM |
| jeffpac | $55.00 | $55.00 | 3/30/2010 12:58:35 PM |
| contract-lotus | $25.00 | $25.00 | 3/30/2010 10:54:10 AM |
| julijask | $35.00 | $35.00 | 3/30/2010 11:41:18 AM |
| bigdogsafety1 | $25.00 | $25.00 | 3/30/2010 2:45:50 PM |
| moola-man | $26.02 | $26.02 | 3/30/2010 4:19:00 PM |
| leodaguy | $25.00 | $25.00 | 3/30/2010 4:20:33 PM |
| FlexFunding | $42.39 | $42.39 | 3/30/2010 4:55:00 PM |
| ProfPC | $25.00 | $25.00 | 3/30/2010 5:12:59 PM |
| don8ter | $25.60 | $25.60 | 3/30/2010 10:23:00 PM |
| regahj99 | $25.00 | $25.00 | 3/30/2010 11:03:29 PM |
| Phantom99 | $25.00 | $25.00 | 3/30/2010 11:13:13 PM |
| springpanda | $25.00 | $25.00 | 3/31/2010 12:36:15 AM |
| surfhoss644 | $25.00 | $25.00 | 3/30/2010 9:28:18 PM |
| engaging-worth | $30.00 | $30.00 | 3/31/2010 3:39:56 AM |
| ingenious-order783 | $25.00 | $25.00 | 3/31/2010 5:05:17 AM |
| credit-coach118 | $40.00 | $40.00 | 3/31/2010 7:52:59 AM |
| all_of_that_one | $25.00 | $25.00 | 3/31/2010 2:43:18 PM |
| Kelor99 | $25.00 | $25.00 | 4/1/2010 9:22:13 PM |
| 109 bids
|
Borrower Payment Dependent Notes Series
452305
This series of Notes was issued and sold upon the funding of the borrower loan #41673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-31-2010 |
| |
Auction end date:
| Apr-07-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $159.88 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
10 | Length of status: | 1y 1m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 29 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,109 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 49% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| orbital-finance5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Student Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit card and student loan accounts to a manageable rate.
My financial situation:
I am a good candidate for this loan because I have never missed a loan or credit card payment, own a home and have a well paying job.?I appreciate your support as?I strive to?become debt?free and reach my personal and financial goals!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kayden | $25.00 | $25.00 | 3/31/2010 3:59:52 PM |
| andycheb | $68.38 | $68.38 | 3/31/2010 4:00:20 PM |
| outwish | $25.00 | $25.00 | 3/31/2010 4:01:09 PM |
| dartmouth99 | $25.00 | $25.00 | 3/31/2010 4:01:43 PM |
| AlexTrep | $25.00 | $25.00 | 3/31/2010 3:59:50 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/31/2010 4:01:45 PM |
| Breken6 | $25.00 | $25.00 | 3/31/2010 4:01:22 PM |
| rupee-kung-fu7 | $25.00 | $25.00 | 3/31/2010 4:03:44 PM |
| degster | $25.00 | $25.00 | 3/31/2010 4:02:46 PM |
| life-is-great | $25.00 | $25.00 | 3/31/2010 4:04:19 PM |
| cingular | $25.00 | $25.00 | 3/31/2010 4:03:46 PM |
| ClearLake | $25.00 | $25.00 | 3/31/2010 4:03:53 PM |
| kenji4861 | $25.00 | $25.00 | 3/31/2010 4:04:28 PM |
| Patter256 | $25.00 | $25.00 | 3/31/2010 4:00:17 PM |
| fotep-financial | $25.00 | $25.00 | 3/31/2010 4:01:07 PM |
| favorable-order8 | $25.00 | $25.00 | 3/31/2010 4:01:29 PM |
| morpholog | $25.00 | $25.00 | 3/31/2010 4:07:21 PM |
| interest-exec9 | $25.00 | $25.00 | 3/31/2010 4:03:09 PM |
| kchen486 | $25.00 | $25.00 | 3/31/2010 4:11:16 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/31/2010 4:11:27 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/31/2010 4:11:32 PM |
| honorable-yield | $50.00 | $50.00 | 3/31/2010 4:11:18 PM |
| responsibility-mulberry | $25.00 | $25.00 | 3/31/2010 4:12:07 PM |
| hrubinst | $25.00 | $25.00 | 3/31/2010 4:12:13 PM |
| Clambake | $50.00 | $50.00 | 3/31/2010 4:13:48 PM |
| djs81 | $25.00 | $25.00 | 3/31/2010 4:08:55 PM |
| thedoctor | $90.00 | $90.00 | 3/31/2010 4:08:59 PM |
| jwood3030 | $35.00 | $35.00 | 3/31/2010 4:14:33 PM |
| dinero-speaker | $25.00 | $25.00 | 3/31/2010 4:15:46 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 3/31/2010 4:10:53 PM |
| maldok1 | $25.00 | $25.00 | 3/31/2010 4:15:57 PM |
| auction-turbine4 | $50.00 | $50.00 | 3/31/2010 4:15:50 PM |
| bjmazur | $25.00 | $25.00 | 3/31/2010 4:17:33 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 3/31/2010 4:17:52 PM |
| revenue-pipeline | $25.00 | $25.00 | 3/31/2010 4:17:48 PM |
| stable-nickel | $150.00 | $150.00 | 3/31/2010 4:19:11 PM |
| unforgettable-order9 | $100.00 | $100.00 | 3/31/2010 4:19:43 PM |
| RG | $35.00 | $35.00 | 3/31/2010 4:19:59 PM |
| community-saver158 | $50.00 | $50.00 | 3/31/2010 4:19:09 PM |
| careful-note | $50.00 | $50.00 | 3/31/2010 4:19:15 PM |
| TakeCare | $50.00 | $50.00 | 3/31/2010 4:19:22 PM |
| 1phantom | $35.38 | $35.38 | 3/31/2010 4:20:01 PM |
| xyzlmno | $25.00 | $25.00 | 3/31/2010 4:16:49 PM |
| sloak | $25.00 | $25.00 | 3/31/2010 4:17:29 PM |
| steady-bazaar | $25.00 | $25.00 | 3/31/2010 4:17:42 PM |
| rescue | $100.00 | $100.00 | 3/31/2010 4:19:03 PM |
| ProfPC | $25.00 | $25.00 | 3/31/2010 4:19:46 PM |
| uncleubb | $25.00 | $25.00 | 4/1/2010 1:42:34 PM |
| Prairie-MN | $30.00 | $30.00 | 4/2/2010 8:31:03 PM |
| creative-finance7 | $25.00 | $25.00 | 4/3/2010 2:53:59 PM |
| Pickmar | $25.00 | $25.00 | 4/5/2010 12:34:55 PM |
| Chillito | $25.00 | $25.00 | 4/5/2010 5:09:06 PM |
| unrhrsd | $25.00 | $25.00 | 4/5/2010 6:06:22 PM |
| wwwUniversal | $25.00 | $25.00 | 4/5/2010 10:07:35 PM |
| heerzaquestion | $25.00 | $25.00 | 4/6/2010 5:55:44 AM |
| conductor146 | $25.00 | $25.00 | 4/6/2010 11:38:47 AM |
| MoneyTree79 | $25.00 | $25.00 | 4/6/2010 5:42:20 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/6/2010 7:42:16 PM |
| drlevvis | $50.00 | $50.00 | 4/7/2010 5:14:30 AM |
| wise382 | $25.01 | $25.01 | 4/7/2010 6:45:10 AM |
| chanee83 | $50.00 | $50.00 | 4/7/2010 7:49:56 AM |
| PotBellyPete | $25.00 | $25.00 | 4/7/2010 9:42:33 AM |
| jlendog | $200.00 | $200.00 | 4/7/2010 9:50:02 AM |
| payontime1 | $50.00 | $50.00 | 4/7/2010 10:04:25 AM |
| natural-affluence4 | $80.00 | $80.00 | 4/7/2010 2:32:23 PM |
| Ven58 | $25.00 | $25.00 | 4/7/2010 12:14:41 PM |
| QEI_Investor | $25.00 | $25.00 | 3/31/2010 4:00:08 PM |
| reefer | $26.06 | $26.06 | 3/31/2010 4:00:30 PM |
| Bearls | $25.00 | $25.00 | 3/31/2010 4:00:38 PM |
| slojudy | $25.00 | $25.00 | 3/31/2010 4:01:20 PM |
| impartial-deal | $25.00 | $25.00 | 3/31/2010 4:02:35 PM |
| PCGeekWI | $25.00 | $25.00 | 3/31/2010 4:01:14 PM |
| ILfarmboy | $27.38 | $27.38 | 3/31/2010 4:01:23 PM |
| js60l | $25.00 | $25.00 | 3/31/2010 4:01:55 PM |
| buckyhead2000 | $25.00 | $25.00 | 3/31/2010 4:02:16 PM |
| OLYVRC | $25.00 | $25.00 | 3/31/2010 4:03:39 PM |
| sajitk | $25.00 | $25.00 | 3/31/2010 4:03:51 PM |
| Nerdster1 | $25.00 | $25.00 | 3/31/2010 4:04:44 PM |
| Blue_HorseShoe | $25.00 | $25.00 | 3/31/2010 4:00:14 PM |
| kid8549 | $25.00 | $25.00 | 3/31/2010 4:07:36 PM |
| ddog0224 | $25.00 | $25.00 | 3/31/2010 4:02:41 PM |
| highcountry1 | $25.00 | $25.00 | 3/31/2010 4:03:26 PM |
| thegreatone | $35.02 | $35.02 | 3/31/2010 4:04:16 PM |
| delicious-social132 | $40.00 | $40.00 | 3/31/2010 4:11:28 PM |
| Dreamconnection | $25.00 | $25.00 | 3/31/2010 4:11:22 PM |
| CarDealer3070 | $25.00 | $25.00 | 3/31/2010 4:12:21 PM |
| economy-producer | $25.00 | $25.00 | 3/31/2010 4:12:32 PM |
| ADenny | $25.00 | $25.00 | 3/31/2010 4:07:58 PM |
| Avala | $50.00 | $50.00 | 3/31/2010 4:13:57 PM |
| torion | $25.00 | $25.00 | 3/31/2010 4:13:52 PM |
| HHP | $25.00 | $25.00 | 3/31/2010 4:14:49 PM |
| Castellan | $25.00 | $25.00 | 3/31/2010 4:10:03 PM |
| reward-adventure | $25.00 | $25.00 | 3/31/2010 4:16:07 PM |
| ideal-penny8 | $25.00 | $25.00 | 3/31/2010 4:11:24 PM |
| credit-force5 | $25.00 | $25.00 | 3/31/2010 4:11:31 PM |
| meenan | $25.00 | $25.00 | 3/31/2010 4:17:07 PM |
| salala | $25.00 | $25.00 | 3/31/2010 4:16:12 PM |
| kennyinminny | $25.00 | $25.00 | 3/31/2010 4:17:14 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/31/2010 4:12:03 PM |
| euro-starter | $25.00 | $25.00 | 3/31/2010 4:17:39 PM |
| radforj22 | $25.00 | $25.00 | 3/31/2010 4:17:58 PM |
| integrity-doctor | $50.00 | $50.00 | 3/31/2010 4:18:56 PM |
| HedgeFund | $40.00 | $40.00 | 3/31/2010 4:14:35 PM |
| paladin847 | $25.00 | $25.00 | 3/31/2010 4:19:02 PM |
| Mario2007 | $25.00 | $25.00 | 3/31/2010 4:19:05 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/31/2010 4:19:27 PM |
| jazz619 | $25.00 | $25.00 | 3/31/2010 4:19:29 PM |
| lender987654321 | $25.00 | $25.00 | 3/31/2010 4:19:45 PM |
| chrisb1414 | $25.00 | $13.77 | 3/31/2010 4:20:17 PM |
| tranquil-return4 | $75.00 | $75.00 | 3/31/2010 4:16:02 PM |
| JohnW12 | $25.00 | $25.00 | 3/31/2010 4:16:26 PM |
| RandyL3 | $99.00 | $99.00 | 3/31/2010 4:21:44 PM |
| pbeach05 | $25.00 | $25.00 | 3/31/2010 4:17:02 PM |
| Barak | $40.00 | $40.00 | 3/31/2010 4:17:36 PM |
| selector568 | $500.00 | $500.00 | 3/31/2010 4:18:12 PM |
| MrDavid | $50.00 | $50.00 | 3/31/2010 4:18:54 PM |
| skuba | $50.00 | $50.00 | 3/31/2010 4:19:23 PM |
| SCD | $25.00 | $25.00 | 4/1/2010 10:20:48 AM |
| encore739 | $25.00 | $25.00 | 4/6/2010 6:59:50 PM |
| zbanker | $50.00 | $50.00 | 4/7/2010 5:45:00 AM |
| singletrck | $25.00 | $25.00 | 4/7/2010 8:28:37 AM |
| favorite-commerce | $25.00 | $25.00 | 4/7/2010 9:18:36 AM |
| mhotchan | $100.00 | $100.00 | 4/7/2010 7:21:06 AM |
| Dskillz | $30.00 | $30.00 | 4/7/2010 7:32:14 AM |
| Spkthewrd3 | $25.00 | $25.00 | 4/7/2010 11:43:29 AM |
| webfeet | $50.00 | $50.00 | 4/7/2010 2:06:01 PM |
| improvman | $25.00 | $25.00 | 4/7/2010 3:37:02 PM |
| balance-force | $25.00 | $25.00 | 4/7/2010 1:08:04 PM |
| 128 bids
|
Borrower Payment Dependent Notes Series
452323
This series of Notes was issued and sold upon the funding of the borrower loan #41767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-31-2010 |
| |
Auction end date:
| Apr-07-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $324.46 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $323.61 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 15
/
13 | Length of status: | 9y 7m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 38 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $271,388 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 96% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| benefit-orchestra |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate
Purpose of loan:
This loan will be used to consolidate?and pay off?some bills and pay off higher interest loan.
My financial situation:
I am a good candidate for this loan because I am a full time employee that has been making $125,000 to 200,000 per year.?? I am in good standing with all current bills and do not miss payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ddog0224 | $25.00 | $25.00 | 3/31/2010 4:02:40 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/31/2010 4:00:01 PM |
| favorable-order8 | $25.00 | $25.00 | 3/31/2010 4:01:38 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/31/2010 4:12:02 PM |
| torion | $25.00 | $25.00 | 3/31/2010 4:13:51 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/31/2010 4:14:08 PM |
| Avala | $50.00 | $50.00 | 3/31/2010 4:13:56 PM |
| HHP | $25.00 | $25.00 | 3/31/2010 4:14:49 PM |
| return-eclipse0 | $25.00 | $25.00 | 3/31/2010 4:15:51 PM |
| hrubinst | $25.00 | $25.00 | 3/31/2010 4:12:13 PM |
| sloak | $25.00 | $25.00 | 3/31/2010 4:17:28 PM |
| steady-bazaar | $25.00 | $25.00 | 3/31/2010 4:17:42 PM |
| kennyinminny | $25.00 | $25.00 | 3/31/2010 4:17:13 PM |
| generous-commerce9 | $25.00 | $25.00 | 3/31/2010 4:17:40 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 3/31/2010 4:17:53 PM |
| integrity-doctor | $50.00 | $50.00 | 3/31/2010 4:18:56 PM |
| jazz619 | $25.00 | $25.00 | 3/31/2010 4:19:28 PM |
| blissful-note7 | $25.00 | $25.00 | 3/31/2010 4:21:04 PM |
| coup173 | $25.00 | $25.00 | 3/31/2010 4:21:25 PM |
| unassassinable | $25.00 | $25.00 | 3/31/2010 4:15:58 PM |
| silver-philosopher | $25.00 | $25.00 | 3/31/2010 4:20:46 PM |
| laudable-balance | $25.00 | $25.00 | 3/31/2010 4:22:03 PM |
| JohnW12 | $25.00 | $25.00 | 3/31/2010 4:16:25 PM |
| fiddlerzvi | $50.00 | $50.00 | 3/31/2010 4:22:24 PM |
| jengachamp | $25.00 | $25.00 | 3/31/2010 4:22:40 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/31/2010 4:31:00 PM |
| mmckune | $25.00 | $25.00 | 3/31/2010 4:22:18 PM |
| windtalkers | $50.00 | $50.00 | 3/31/2010 4:22:36 PM |
| LAM26 | $25.00 | $25.00 | 3/31/2010 4:46:19 PM |
| important-ore | $46.87 | $46.87 | 3/31/2010 5:25:34 PM |
| SDNLR | $25.00 | $25.00 | 3/31/2010 4:49:02 PM |
| direct-peso1 | $25.00 | $25.00 | 3/31/2010 5:42:57 PM |
| faifar | $25.00 | $25.00 | 3/31/2010 4:46:17 PM |
| miniloan | $25.00 | $25.00 | 3/31/2010 4:47:15 PM |
| AF-Chief | $28.00 | $28.00 | 3/31/2010 5:59:24 PM |
| KramericaIndustries | $25.00 | $25.00 | 3/31/2010 5:59:14 PM |
| chestnut4 | $25.00 | $25.00 | 3/31/2010 6:09:32 PM |
| bowdish1 | $50.00 | $50.00 | 3/31/2010 4:50:16 PM |
| BigCityLending | $25.00 | $25.00 | 3/31/2010 4:59:57 PM |
| monstersdad | $33.95 | $33.95 | 3/31/2010 5:02:58 PM |
| cloud8 | $30.00 | $30.00 | 3/31/2010 6:09:04 PM |
| NorthernFunds | $25.00 | $25.00 | 3/31/2010 6:42:51 PM |
| Loandoc62 | $25.00 | $25.00 | 3/31/2010 6:38:40 PM |
| busnssmn | $25.00 | $25.00 | 3/31/2010 5:57:58 PM |
| persistent-bazaar | $25.00 | $25.00 | 3/31/2010 5:58:46 PM |
| fairhelper | $25.00 | $25.00 | 3/31/2010 6:58:48 PM |
| treasure-bliss | $71.72 | $71.72 | 3/31/2010 5:59:27 PM |
| Bobafet | $25.00 | $25.00 | 3/31/2010 5:59:39 PM |
| castleman | $25.00 | $25.00 | 3/31/2010 6:38:39 PM |
| Vetrepreneur | $25.00 | $25.00 | 3/31/2010 8:38:02 PM |
| 3am-preacher | $25.00 | $25.00 | 3/31/2010 6:59:17 PM |
| Mario2007 | $25.00 | $25.00 | 3/31/2010 9:04:21 PM |
| srgriff | $25.00 | $25.00 | 3/31/2010 9:03:00 PM |
| Lilred7879 | $43.48 | $43.48 | 4/1/2010 6:39:00 AM |
| 108lender | $30.01 | $30.01 | 4/1/2010 6:17:59 AM |
| lloyd_s | $25.00 | $25.00 | 4/1/2010 7:23:36 AM |
| junctionking | $25.00 | $25.00 | 4/1/2010 5:28:44 AM |
| jokerj006 | $25.00 | $25.00 | 4/1/2010 5:29:00 AM |
| Thunderswan | $50.00 | $50.00 | 4/1/2010 8:13:03 AM |
| wise-handy-finance | $25.00 | $25.00 | 4/1/2010 9:10:05 AM |
| Cheburashka | $25.00 | $25.00 | 4/1/2010 7:23:27 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/1/2010 8:45:19 AM |
| the-determined-value | $25.00 | $25.00 | 4/1/2010 9:34:35 AM |
| oracle920 | $25.00 | $25.00 | 4/1/2010 10:40:30 AM |
| natural-greenback6 | $25.00 | $25.00 | 4/1/2010 10:41:53 AM |
| keeminn | $25.00 | $25.00 | 4/1/2010 8:44:55 AM |
| SeaGreeen | $25.00 | $25.00 | 4/1/2010 10:45:25 AM |
| agent86a | $25.00 | $25.00 | 4/1/2010 9:22:03 AM |
| currency-sergeant | $25.00 | $25.00 | 4/1/2010 10:41:20 AM |
| PoliticinandNegotiatin | $25.00 | $25.00 | 4/1/2010 9:34:07 AM |
| green-glowing-gain | $25.00 | $25.00 | 4/1/2010 9:34:20 AM |
| Quaven | $25.00 | $25.00 | 4/1/2010 11:25:00 AM |
| Viamin | $25.00 | $25.00 | 4/1/2010 11:26:04 AM |
| jga516 | $25.00 | $25.00 | 4/1/2010 10:58:55 AM |
| Gabriel02 | $25.00 | $25.00 | 4/1/2010 11:27:46 AM |
| calkidd05 | $25.00 | $25.00 | 4/1/2010 9:35:00 AM |
| flopcat | $25.00 | $25.00 | 4/1/2010 11:40:40 AM |
| alaco | $25.00 | $25.00 | 4/1/2010 12:01:42 PM |
| unassuming-reward | $25.00 | $25.00 | 4/1/2010 12:13:01 PM |
| auction-turbine4 | $25.00 | $25.00 | 4/1/2010 10:40:28 AM |
| 13nd3r | $25.00 | $25.00 | 4/1/2010 11:39:44 AM |
| night0wl | $25.00 | $25.00 | 4/1/2010 11:40:29 AM |
| davidmlucas | $25.00 | $25.00 | 4/1/2010 12:26:01 PM |
| Steveoo1 | $25.00 | $25.00 | 4/1/2010 12:27:58 PM |
| stroskey | $50.00 | $50.00 | 4/1/2010 12:31:29 PM |
| mla | $25.00 | $25.00 | 4/1/2010 11:55:31 AM |
| success1001 | $37.32 | $37.32 | 4/1/2010 12:42:40 PM |
| azarael | $25.00 | $25.00 | 4/1/2010 12:11:13 PM |
| jonn834 | $25.00 | $25.00 | 4/1/2010 12:27:20 PM |
| evaglamazon | $25.00 | $25.00 | 4/1/2010 1:41:12 PM |
| upc_tnt | $25.00 | $25.00 | 4/1/2010 1:41:29 PM |
| rupee-kung-fu7 | $25.00 | $25.00 | 4/1/2010 12:55:53 PM |
| MrGhost | $25.00 | $25.00 | 4/1/2010 11:55:10 AM |
| downbet | $50.00 | $50.00 | 4/1/2010 12:56:15 PM |
| shingu79 | $48.63 | $48.63 | 4/1/2010 11:55:49 AM |
| return-elm | $25.00 | $25.00 | 4/1/2010 12:57:12 PM |
| lostviajero | $25.00 | $25.00 | 4/1/2010 11:57:38 AM |
| zymotico | $25.00 | $25.00 | 4/1/2010 1:11:15 PM |
| srilm | $25.00 | $25.00 | 4/1/2010 12:11:30 PM |
| rakstar | $25.00 | $25.00 | 4/1/2010 12:26:23 PM |
| Archchancellor | $25.00 | $25.00 | 4/1/2010 12:28:32 PM |
| Panna | $25.00 | $25.00 | 4/1/2010 1:42:25 PM |
| wahoo-trader | $25.00 | $25.00 | 4/1/2010 1:57:40 PM |
| fopaul13 | $25.00 | $25.00 | 4/1/2010 12:40:57 PM |
| mrrc7498 | $40.00 | $40.00 | 4/1/2010 2:55:30 PM |
| grekhi | $25.00 | $25.00 | 4/1/2010 12:55:19 PM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 4/1/2010 12:56:28 PM |
| jigsaw | $26.35 | $26.35 | 4/1/2010 1:12:19 PM |
| tallmon | $25.00 | $25.00 | 4/1/2010 1:12:22 PM |
| mentalsweat | $25.00 | $25.00 | 4/1/2010 1:24:58 PM |
| goodbob | $25.00 | $25.00 | 4/1/2010 2:42:24 PM |
| SnE | $25.00 | $25.00 | 4/1/2010 1:28:57 PM |
| kirkjerk | $25.00 | $25.00 | 4/1/2010 2:57:28 PM |
| stjules | $26.69 | $26.69 | 4/1/2010 1:41:28 PM |
| schnatty | $26.73 | $26.73 | 4/1/2010 3:46:24 PM |
| hizzy | $25.00 | $25.00 | 4/1/2010 1:56:54 PM |
| commitment-farm | $25.00 | $25.00 | 4/1/2010 3:47:33 PM |
| dollar-high-five | $25.00 | $25.00 | 4/1/2010 1:57:51 PM |
| slartibardfast | $25.00 | $25.00 | 4/1/2010 3:49:29 PM |
| Havana21 | $50.00 | $50.00 | 4/1/2010 3:50:19 PM |
| abeprof70 | $25.00 | $25.00 | 4/1/2010 3:28:04 PM |
| JohnGalt94 | $25.00 | $25.00 | 4/1/2010 2:24:55 PM |
| onlyastepaway | $25.00 | $25.00 | 4/1/2010 2:26:13 PM |
| MrVin | $25.00 | $25.00 | 4/1/2010 3:45:00 PM |
| loan-machine1 | $25.00 | $25.00 | 4/1/2010 3:49:20 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/1/2010 3:54:48 PM |
| sk8ndive | $25.00 | $25.00 | 4/1/2010 3:11:08 PM |
| ArmyGuy | $25.00 | $25.00 | 4/1/2010 3:48:07 PM |
| impeccable-transparency | $60.28 | $60.28 | 4/1/2010 3:50:45 PM |
| wampum-chorus3 | $25.00 | $25.00 | 4/1/2010 4:41:19 PM |
| 350DGRZ | $25.00 | $25.00 | 4/1/2010 5:16:00 PM |
| money-floret | $50.00 | $50.00 | 4/1/2010 6:13:31 PM |
| ThompsonCapital | $25.00 | $25.00 | 4/1/2010 6:28:49 PM |
| Loansforlife | $25.00 | $25.00 | 4/1/2010 8:02:17 PM |
| mizon291 | $50.00 | $50.00 | 4/1/2010 9:13:58 PM |
| turbolozano | $25.00 | $25.00 | 4/2/2010 2:13:24 AM |
| yield-seeker | $25.00 | $25.00 | 4/1/2010 7:21:36 PM |
| taebutogi | $25.00 | $25.00 | 4/1/2010 11:04:03 PM |
| dedication-merman | $25.00 | $25.00 | 4/1/2010 10:16:10 PM |
| hatuey99 | $25.00 | $25.00 | 4/2/2010 9:33:41 AM |
| wise-silver-wonder | $25.00 | $25.00 | 4/2/2010 9:39:17 AM |
| najmn103 | $25.00 | $25.00 | 4/2/2010 11:09:12 AM |
| desertoasis | $25.00 | $25.00 | 4/2/2010 11:56:56 AM |
| loan-master996 | $27.59 | $27.59 | 4/2/2010 1:28:56 PM |
| KiwiElf | $25.00 | $25.00 | 4/2/2010 10:54:19 AM |
| beatmix01 | $25.00 | $25.00 | 4/2/2010 1:02:02 PM |
| Roohugger | $25.00 | $25.00 | 4/2/2010 2:12:29 PM |
| Savings_EQ_Dignity | $35.00 | $35.00 | 4/2/2010 1:28:39 PM |
| don8ter | $25.00 | $25.00 | 4/2/2010 1:15:50 PM |
| GElender | $48.80 | $48.80 | 4/2/2010 1:28:54 PM |
| bambampk | $25.00 | $25.00 | 4/2/2010 3:03:29 PM |
| xyzlmno | $47.62 | $47.62 | 4/2/2010 7:33:27 PM |
| movistar | $25.00 | $25.00 | 4/2/2010 9:42:53 PM |
| balance6 | $25.00 | $25.00 | 4/3/2010 5:08:22 AM |
| IIP77 | $25.00 | $25.00 | 4/2/2010 7:38:04 PM |
| loan-paladin470 | $25.00 | $25.00 | 4/3/2010 7:56:02 AM |
| Artist_Blue | $25.00 | $25.00 | 4/3/2010 8:03:47 AM |
| successful-agreement7 | $50.00 | $50.00 | 4/3/2010 8:38:09 AM |
| syounker | $25.00 | $24.21 | 4/3/2010 8:13:03 PM |
| Supernick | $50.00 | $50.00 | 4/3/2010 11:38:48 AM |
| value-rocket | $25.00 | $25.00 | 4/4/2010 6:16:13 AM |
| rockhound84 | $25.00 | $25.00 | 4/5/2010 8:57:30 PM |
| brewhopper | $25.00 | $25.00 | 4/6/2010 1:32:44 PM |
| rate-trail | $32.34 | $32.34 | 4/6/2010 3:59:32 PM |
| cforell | $25.00 | $25.00 | 4/6/2010 4:48:36 PM |
| drlevvis | $50.00 | $50.00 | 4/7/2010 5:15:41 AM |
| Dap2005 | $100.00 | $100.00 | 4/7/2010 8:18:59 AM |
| Dap2005 | $100.00 | $100.00 | 4/7/2010 8:25:13 AM |
| interest-friendship | $75.00 | $75.00 | 4/7/2010 9:01:29 AM |
| capital-kingdom | $25.00 | $25.00 | 4/7/2010 11:44:06 AM |
| ken168 | $100.00 | $100.00 | 4/7/2010 1:33:38 PM |
| Ven58 | $25.00 | $25.00 | 4/7/2010 12:14:00 PM |
| Nerdster1 | $25.00 | $25.00 | 3/31/2010 4:04:43 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 3/31/2010 4:10:40 PM |
| responsibility-mulberry | $25.00 | $25.00 | 3/31/2010 4:12:07 PM |
| economy-producer | $25.00 | $25.00 | 3/31/2010 4:12:31 PM |
| Clambake | $50.00 | $50.00 | 3/31/2010 4:13:49 PM |
| delicious-social132 | $25.00 | $25.00 | 3/31/2010 4:14:00 PM |
| HedgeFund | $40.00 | $40.00 | 3/31/2010 4:14:34 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/31/2010 4:14:12 PM |
| dinero-speaker | $25.00 | $25.00 | 3/31/2010 4:15:45 PM |
| tranquil-return4 | $75.00 | $75.00 | 3/31/2010 4:16:01 PM |
| reward-adventure | $25.00 | $25.00 | 3/31/2010 4:16:06 PM |
| salala | $25.00 | $25.00 | 3/31/2010 4:16:15 PM |
| CarDealer3070 | $25.00 | $25.00 | 3/31/2010 4:12:21 PM |
| revenue-pipeline | $25.00 | $25.00 | 3/31/2010 4:17:48 PM |
| Interstate_Rate | $176.04 | $176.04 | 3/31/2010 4:19:47 PM |
| euro-starter | $25.00 | $25.00 | 3/31/2010 4:22:46 PM |
| halothane_logic | $25.00 | $25.00 | 3/31/2010 4:30:59 PM |
| Phantom99 | $25.00 | $25.00 | 3/31/2010 4:20:41 PM |
| innocent-loot | $25.00 | $25.00 | 3/31/2010 4:21:35 PM |
| QuinMccoy | $25.00 | $25.00 | 3/31/2010 4:46:15 PM |
| mikeandcat | $50.00 | $50.00 | 3/31/2010 4:51:23 PM |
| teller | $25.00 | $25.00 | 3/31/2010 4:49:03 PM |
| cablenews | $25.00 | $25.00 | 3/31/2010 5:33:18 PM |
| awwaww | $25.00 | $25.00 | 3/31/2010 4:49:56 PM |
| Digs | $25.00 | $25.00 | 3/31/2010 4:46:21 PM |
| autonomous-basis | $25.00 | $25.00 | 3/31/2010 5:59:07 PM |
| supreme-hope | $25.00 | $25.00 | 3/31/2010 5:59:14 PM |
| bonus-tent | $25.00 | $25.00 | 3/31/2010 5:59:26 PM |
| time4aloan | $50.00 | $50.00 | 3/31/2010 5:50:16 PM |
| RandyL3 | $99.00 | $99.00 | 3/31/2010 6:00:24 PM |
| mydreamsagain | $50.00 | $50.00 | 3/31/2010 5:58:28 PM |
| surfhoss644 | $50.00 | $50.00 | 3/31/2010 5:59:13 PM |
| 1phantom | $50.00 | $50.00 | 3/31/2010 5:59:25 PM |
| orange-preeminant-bill | $31.43 | $31.43 | 3/31/2010 4:50:25 PM |
| personal-lender | $25.00 | $25.00 | 3/31/2010 6:00:13 PM |
| mg6619 | $25.00 | $25.00 | 3/31/2010 6:18:06 PM |
| ekdroom | $25.00 | $25.00 | 3/31/2010 7:22:52 PM |
| windfall46 | $25.00 | $25.00 | 3/31/2010 5:58:23 PM |
| maldok1 | $25.00 | $25.00 | 3/31/2010 5:58:38 PM |
| paladin847 | $25.00 | $25.00 | 3/31/2010 7:37:57 PM |
| ahansen | $25.00 | $25.00 | 3/31/2010 5:59:25 PM |
| life-is-great | $25.00 | $25.00 | 3/31/2010 5:59:38 PM |
| enriching-fund4 | $29.03 | $29.03 | 3/31/2010 8:19:04 PM |
| frogperson | $50.00 | $50.00 | 3/31/2010 8:59:21 PM |
| cash-queen | $30.00 | $30.00 | 3/31/2010 6:49:04 PM |
| DMCA | $50.00 | $50.00 | 3/31/2010 9:55:20 PM |
| harmonious-revenue7 | $37.67 | $37.67 | 3/31/2010 7:38:01 PM |
| congratschinaski | $25.00 | $25.00 | 3/31/2010 7:54:11 PM |
| maintenanceboss | $25.00 | $25.00 | 4/1/2010 1:27:52 AM |
| runner262 | $25.00 | $25.00 | 3/31/2010 8:49:39 PM |
| Premierelender | $25.00 | $25.00 | 4/1/2010 1:08:04 AM |
| NELNET | $34.07 | $34.07 | 4/1/2010 5:28:48 AM |
| knight3136 | $25.00 | $25.00 | 4/1/2010 6:08:02 AM |
| Strato | $25.00 | $25.00 | 4/1/2010 5:28:52 AM |
| powerful-finance7 | $25.00 | $25.00 | 4/1/2010 5:29:01 AM |
| rhodylend | $25.00 | $25.00 | 4/1/2010 7:39:38 AM |
| asset-professor | $45.00 | $45.00 | 4/1/2010 6:33:23 AM |
| bchen78875 | $25.00 | $25.00 | 4/1/2010 8:47:44 AM |
| worth-arch | $25.00 | $25.00 | 4/1/2010 6:58:55 AM |
| producer553 | $25.00 | $25.00 | 4/1/2010 9:34:22 AM |
| logical-reward8 | $25.00 | $25.00 | 4/1/2010 9:34:42 AM |
| fair-hope | $25.00 | $25.00 | 4/1/2010 9:33:34 AM |
| nickel-ferret | $25.00 | $25.00 | 4/1/2010 9:33:50 AM |
| scottssm | $25.00 | $25.00 | 4/1/2010 10:05:07 AM |
| czar3 | $26.04 | $26.04 | 4/1/2010 8:28:23 AM |
| MissionMicroFinance | $25.00 | $25.00 | 4/1/2010 10:41:52 AM |
| direct-yield | $25.00 | $25.00 | 4/1/2010 9:53:08 AM |
| CashGuardian | $25.00 | $25.00 | 4/1/2010 10:58:38 AM |
| soldadoz | $25.00 | $25.00 | 4/1/2010 10:40:39 AM |
| Jelios | $25.00 | $25.00 | 4/1/2010 10:41:28 AM |
| DasCoon | $50.00 | $50.00 | 4/1/2010 10:58:36 AM |
| cello1 | $25.00 | $25.00 | 4/1/2010 11:12:50 AM |
| ghinga | $28.15 | $28.15 | 4/1/2010 11:55:51 AM |
| radforj22 | $25.00 | $25.00 | 4/1/2010 9:53:00 AM |
| hitsman | $30.44 | $30.44 | 4/1/2010 11:28:02 AM |
| lendme2 | $44.33 | $44.33 | 4/1/2010 12:13:03 PM |
| line6owner | $25.00 | $25.00 | 4/1/2010 10:41:12 AM |
| X11_Counsil | $25.00 | $25.00 | 4/1/2010 11:39:51 AM |
| shoedds | $25.00 | $25.00 | 4/1/2010 11:40:38 AM |
| rgrtanker | $25.00 | $25.00 | 4/1/2010 12:25:18 PM |
| rcldesign | $25.00 | $25.00 | 4/1/2010 12:26:03 PM |
| yachtmaster45 | $25.00 | $25.00 | 4/1/2010 11:12:49 AM |
| impartial-capital7 | $25.00 | $25.00 | 4/1/2010 11:25:49 AM |
| veverka | $25.00 | $25.00 | 4/1/2010 11:26:07 AM |
| zeraphm | $25.00 | $25.00 | 4/1/2010 11:27:48 AM |
| fsa3 | $25.00 | $25.00 | 4/1/2010 1:09:52 PM |
| Picopie | $34.19 | $34.19 | 4/1/2010 1:11:24 PM |
| cash-merry-maker | $25.00 | $25.00 | 4/1/2010 12:40:47 PM |
| revenue-serenity | $25.00 | $25.00 | 4/1/2010 12:56:14 PM |
| mrkb80 | $25.00 | $25.00 | 4/1/2010 1:15:59 PM |
| Lightlife | $30.82 | $30.82 | 4/1/2010 2:11:07 PM |
| CASHGIRL | $29.26 | $29.26 | 4/1/2010 12:28:20 PM |
| kanakakm | $25.00 | $25.00 | 4/1/2010 12:28:34 PM |
| Tikibarman | $50.00 | $50.00 | 4/1/2010 2:39:59 PM |
| LandE2BG | $25.00 | $25.00 | 4/1/2010 12:40:58 PM |
| jdnyc | $25.00 | $25.00 | 4/1/2010 12:41:41 PM |
| RMB-Investments | $25.00 | $25.00 | 4/1/2010 2:55:20 PM |
| drumcorpsnut | $37.64 | $37.64 | 4/1/2010 2:55:29 PM |
| SF2Berlin | $25.00 | $25.00 | 4/1/2010 12:55:12 PM |
| Katburg | $35.00 | $35.00 | 4/1/2010 12:57:19 PM |
| boater01 | $50.00 | $50.00 | 4/1/2010 2:27:28 PM |
| sgmm330 | $25.00 | $25.00 | 4/1/2010 1:26:06 PM |
| Dutchhunter | $50.00 | $50.00 | 4/1/2010 1:28:07 PM |
| thunderd | $25.00 | $25.00 | 4/1/2010 1:28:56 PM |
| kmr2 | $26.65 | $26.65 | 4/1/2010 2:57:26 PM |
| ptjg | $50.00 | $50.00 | 4/1/2010 2:57:29 PM |
| red-undaunted-kindness | $25.84 | $25.84 | 4/1/2010 1:43:38 PM |
| iLoaner | $25.00 | $25.00 | 4/1/2010 3:12:18 PM |
| madpinto21 | $25.68 | $25.68 | 4/1/2010 1:55:02 PM |
| chicco | $56.00 | $56.00 | 4/1/2010 3:50:52 PM |
| BuffetRocks | $46.70 | $46.70 | 4/1/2010 3:28:50 PM |
| Kulchar | $50.00 | $50.00 | 4/1/2010 2:26:18 PM |
| MasterJin | $25.00 | $25.00 | 4/1/2010 3:46:30 PM |
| apostle901 | $25.00 | $25.00 | 4/1/2010 3:47:26 PM |
| ocho | $25.00 | $25.00 | 4/1/2010 3:47:30 PM |
| chekat | $25.00 | $25.00 | 4/1/2010 3:54:03 PM |
| kraussmeister | $25.00 | $25.00 | 4/1/2010 3:45:14 PM |
| rellotsf | $25.00 | $25.00 | 4/1/2010 3:46:40 PM |
| focused-dime8 | $25.00 | $25.00 | 4/1/2010 3:49:13 PM |
| JGB | $25.00 | $25.00 | 4/1/2010 3:49:31 PM |
| uncleubb | $25.00 | $25.00 | 4/1/2010 3:50:28 PM |
| melodious-fairness | $25.00 | $25.00 | 4/1/2010 3:50:53 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/1/2010 5:01:35 PM |
| Krozy | $25.00 | $25.00 | 4/1/2010 6:53:57 PM |
| anton | $25.70 | $25.70 | 4/1/2010 8:26:32 PM |
| WiseInvestments | $25.00 | $25.00 | 4/1/2010 8:48:10 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/2/2010 9:33:18 AM |
| trustworthy-fairness | $25.00 | $25.00 | 4/2/2010 9:34:05 AM |
| encore739 | $25.00 | $25.00 | 4/2/2010 9:26:53 AM |
| jgold010 | $25.00 | $25.00 | 4/2/2010 9:34:29 AM |
| bobby4u3 | $25.00 | $25.00 | 4/2/2010 10:05:43 AM |
| the-bill-gatherer | $25.00 | $25.00 | 4/2/2010 1:02:09 PM |
| principal-kung-fu | $25.00 | $25.00 | 4/2/2010 1:28:35 PM |
| shadowcredit | $25.00 | $25.00 | 4/2/2010 2:40:33 PM |
| leftcoast52 | $25.00 | $25.00 | 4/2/2010 1:57:57 PM |
| micko | $25.00 | $25.00 | 4/2/2010 4:53:55 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/2/2010 10:44:06 PM |
| mdreiss | $25.00 | $25.00 | 4/3/2010 6:43:06 AM |
| respectful-integrity3 | $30.00 | $30.00 | 4/3/2010 10:12:33 AM |
| Dap2005 | $25.00 | $25.00 | 4/3/2010 5:57:55 PM |
| rajs | $204.73 | $204.73 | 4/5/2010 4:25:28 PM |
| theloanfiller | $29.00 | $29.00 | 4/6/2010 5:10:48 PM |
| toocautious | $66.00 | $66.00 | 4/7/2010 3:26:39 AM |
| interest-friendship | $100.00 | $100.00 | 4/7/2010 8:52:12 AM |
| improvman | $25.00 | $25.00 | 4/7/2010 3:38:09 PM |
| benefit-trident | $25.00 | $25.00 | 4/7/2010 3:57:49 PM |
| 318 bids
|
Borrower Payment Dependent Notes Series
452501
This series of Notes was issued and sold upon the funding of the borrower loan #41682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-31-2010 |
| |
Auction end date:
| Apr-07-2010 |
|
|
Starting lender yield:
| 24.55% |
Starting borrower rate/APR:
| 25.55% / 27.86% |
Starting monthly payment:
| $240.31 |
|
Final lender yield:
| 24.24% |
Final borrower rate/APR:
| 25.24% / 27.55% |
Final monthly payment:
| $239.32 |
| |
|
Auction yield range:
| 11.04% - 24.55% |
Estimated loss impact:
| 10.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1997 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 1m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 20 |
Occupation: | Civil Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,762 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 49% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| profoster |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 0
( 0% )
| 580-599
(Feb-2008)
660-679
(Feb-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Pay off CCs, Home Improvement
Purpose of loan:
Last year?I did $10,000 worth of work on our home (kitchen and basement remodeling job).? I?have paid off over half of this amount, but?my 0% interest rate ends in June.? There is a total of $4,500 remaining on this promotional account.??I would like?to pay this off in advance, so I am not charged the back interest on this account.? My preference is to use Prosper for this loan and not tap into my 401k account.? I am also requesting an additional $1,500 so that I can finish remodeling our bathroom and keep it all in one loan.? My previous loan with prosper #7506 was paid in full with 35 on-time or early payments.
My financial situation:
My monthly bills are as follows:
Rent/Mortgage $500
Insurance $120
Water, Gas, and Electric?$200
Food $200
Entertainment $110
CCs - With special promo rate?$200
Student Loans - $85
Cell Phones - $100
Internet / Cable? $110
Both of our vehicles are paid off in full
------------------------------------------------------
Total Monthly Bills --> $1625
My take home pay is $2400 per month.? This loan would eliminate the $200 payment above.? Leaving $975 a month to pay towards this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the public record? - friendinmoney
A:
A bankrupcy from 2003. I haven't missed a payment since and I am proud of how I have turned my credit around.
(Apr-06-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $200.00 | $200.00 | 3/31/2010 4:00:52 PM |
| JustMee | $25.00 | $25.00 | 3/31/2010 7:55:22 PM |
| ptjg | $48.46 | $48.46 | 3/31/2010 6:38:55 PM |
| UCLA4life | $25.00 | $25.00 | 4/1/2010 3:32:20 AM |
| golffish2 | $100.00 | $100.00 | 4/1/2010 4:26:40 AM |
| ekmendenhall | $35.00 | $35.00 | 4/1/2010 1:32:34 PM |
| marinbb | $75.00 | $75.00 | 4/1/2010 8:00:52 PM |
| Loan_Stranger | $50.00 | $50.00 | 4/4/2010 2:14:13 PM |
| brilliant-balance | $25.00 | $25.00 | 4/5/2010 8:31:12 AM |
| DasMula | $25.00 | $25.00 | 4/5/2010 5:25:43 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 5:24:26 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 5:25:32 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 5:26:00 PM |
| Bob450 | $75.00 | $75.00 | 4/5/2010 9:33:26 PM |
| b-rent | $25.00 | $25.00 | 4/6/2010 5:13:31 PM |
| Imaginos1892 | $50.00 | $50.00 | 4/6/2010 8:30:30 PM |
| Bob450 | $25.00 | $25.00 | 4/6/2010 9:30:13 PM |
| 113121 | $250.00 | $250.00 | 4/7/2010 5:57:48 AM |
| cashhelp | $25.00 | $25.00 | 4/7/2010 9:23:08 AM |
| PCity-LOA15 | $35.00 | $35.00 | 4/7/2010 9:26:21 AM |
| Bob450 | $25.00 | $25.00 | 4/7/2010 9:28:16 AM |
| Aberdeen | $500.00 | $500.00 | 4/7/2010 8:35:36 AM |
| carrinel | $31.26 | $31.26 | 4/7/2010 11:41:54 AM |
| patriot384 | $50.00 | $50.00 | 4/7/2010 12:37:07 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/7/2010 12:34:03 PM |
| principal-star | $25.00 | $25.00 | 4/7/2010 1:51:40 PM |
| ZOOOM | $25.00 | $25.00 | 4/7/2010 2:08:17 PM |
| webfeet | $25.00 | $25.00 | 4/7/2010 2:09:23 PM |
| fireferd | $41.36 | $41.36 | 4/7/2010 2:36:10 PM |
| sunny-justice9 | $25.00 | $25.00 | 4/7/2010 3:48:53 PM |
| bmw2 | $50.00 | $50.00 | 4/7/2010 3:07:06 PM |
| capital-kingdom | $25.00 | $25.00 | 4/7/2010 3:58:16 PM |
| honorable-justice1 | $25.00 | $25.00 | 4/7/2010 12:17:46 PM |
| the-revenue-demon | $100.00 | $100.00 | 4/7/2010 3:47:31 PM |
| averagefore | $25.00 | $25.00 | 4/7/2010 2:45:31 PM |
| compassionate-gain9 | $150.00 | $150.00 | 3/31/2010 10:41:30 PM |
| golffish2 | $100.00 | $100.00 | 4/1/2010 4:26:49 AM |
| MoneyForNothing | $25.00 | $25.00 | 4/2/2010 7:02:04 AM |
| frogperson | $50.00 | $50.00 | 4/2/2010 5:10:12 PM |
| jhouman | $25.00 | $25.00 | 4/4/2010 4:50:19 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 5:24:43 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 5:24:57 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/6/2010 12:40:33 PM |
| Kash2010lu | $35.00 | $35.00 | 4/6/2010 5:58:26 PM |
| brother_tam | $100.00 | $100.00 | 4/6/2010 7:04:36 PM |
| barkochva | $25.00 | $25.00 | 4/6/2010 7:17:49 PM |
| mercuriant | $25.00 | $25.00 | 4/6/2010 8:31:37 PM |
| Your_Bank | $100.00 | $100.00 | 4/6/2010 5:33:13 PM |
| bold-attentive-listing | $50.00 | $50.00 | 4/6/2010 9:16:25 PM |
| genuine-dime | $50.00 | $50.00 | 4/7/2010 6:13:20 AM |
| rate-hickory | $25.00 | $25.00 | 4/7/2010 8:11:30 AM |
| Aberdeen | $400.00 | $400.00 | 4/7/2010 8:36:32 AM |
| Aberdeen | $400.00 | $400.00 | 4/7/2010 8:37:02 AM |
| Skeptical-one | $25.00 | $25.00 | 4/7/2010 8:50:43 AM |
| credit-coach118 | $100.00 | $100.00 | 4/7/2010 8:29:56 AM |
| neorunner | $25.00 | $25.00 | 4/7/2010 3:27:51 AM |
| golffish2 | $200.00 | $200.00 | 4/7/2010 9:22:41 AM |
| _SCI_ | $25.00 | $25.00 | 4/7/2010 8:59:01 AM |
| Bob450 | $25.00 | $25.00 | 4/7/2010 9:27:03 AM |
| scoobiedoo | $25.00 | $25.00 | 4/7/2010 9:12:09 AM |
| golffish2 | $400.00 | $400.00 | 4/7/2010 9:17:40 AM |
| 113121 | $250.00 | $102.90 | 4/7/2010 5:57:30 AM |
| lend42013 | $25.00 | $25.00 | 4/7/2010 9:35:57 AM |
| Pu239 | $60.00 | $60.00 | 4/7/2010 9:53:48 AM |
| twjh | $25.00 | $25.00 | 4/7/2010 10:43:14 AM |
| jybank | $25.00 | $25.00 | 4/7/2010 10:22:17 AM |
| Your_Bank | $75.00 | $75.00 | 4/7/2010 10:39:50 AM |
| Your_Bank | $100.00 | $100.00 | 4/7/2010 12:26:16 PM |
| JJ-Loans | $50.00 | $50.00 | 4/7/2010 1:41:23 PM |
| five-star-note | $75.00 | $75.00 | 4/7/2010 1:41:25 PM |
| special-finance4 | $25.00 | $25.00 | 4/7/2010 11:08:47 AM |
| charming-point | $280.00 | $280.00 | 4/7/2010 11:24:55 AM |
| frogperson | $100.00 | $100.00 | 4/7/2010 3:43:20 PM |
| Leshan | $25.00 | $25.00 | 4/7/2010 3:45:56 PM |
| BrighterSuns | $26.02 | $26.02 | 4/7/2010 12:25:26 PM |
| Frosty | $50.00 | $50.00 | 4/7/2010 3:51:18 PM |
| Engineer44 | $30.00 | $30.00 | 4/7/2010 3:59:25 PM |
| 113121 | $250.00 | $250.00 | 4/7/2010 1:33:34 PM |
| wonder3 | $25.00 | $25.00 | 4/7/2010 2:12:32 PM |
| social-conductor4 | $25.00 | $25.00 | 4/7/2010 3:53:20 PM |
| 80 bids
|
Borrower Payment Dependent Notes Series
452581
This series of Notes was issued and sold upon the funding of the borrower loan #41679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-06-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.99% |
Starting monthly payment:
| $61.54 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.84% |
Final monthly payment:
| $60.64 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
5 | Length of status: | 11y 6m |
|
Credit score:
| 660-679 (Mar-2010) |
Total credit lines:
| 32 |
Occupation: | Social Worker |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $1,893 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $315 |
Bankcard utilization:
| 57% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 9 | | | | |
|
Screen name:
| worth-titan3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off bills
Purpose of loan:
This loan will be used to pay off high interest bills and consolidate into one monthly payment.
My financial situation:
I am a good candidate for this loan because I am currently making pretty good money and I am reliable.? My goal is to pay off this loan in 6-10 months.? I guarantee that I will always make payments on time with no issues.? Please help.
Monthly net income: $4800
Monthly expenses: $2300
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| capital-albatross | $25.00 | $25.00 | 4/5/2010 4:33:39 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/5/2010 4:36:20 PM |
| radforj22 | $25.00 | $25.00 | 4/5/2010 4:35:52 PM |
| helping-out | $30.00 | $30.00 | 4/5/2010 4:38:12 PM |
| Helenska11 | $25.00 | $25.00 | 4/5/2010 4:37:00 PM |
| rks125 | $25.00 | $25.00 | 4/5/2010 4:39:49 PM |
| tremendous-integrity | $25.00 | $25.00 | 4/5/2010 4:39:53 PM |
| greatwhiteninja | $25.00 | $25.00 | 4/5/2010 4:40:11 PM |
| seisen | $100.00 | $100.00 | 4/5/2010 4:38:32 PM |
| KrazyCelticKid | $36.32 | $36.32 | 4/5/2010 4:40:42 PM |
| persevering | $25.00 | $25.00 | 4/5/2010 4:41:01 PM |
| famous-bill | $50.00 | $50.00 | 4/5/2010 4:41:13 PM |
| kginatl | $26.10 | $26.10 | 4/5/2010 4:42:13 PM |
| jml3482 | $25.00 | $25.00 | 4/5/2010 4:40:17 PM |
| Kaj | $25.00 | $25.00 | 4/5/2010 4:43:07 PM |
| Purposeful | $25.00 | $25.00 | 4/5/2010 4:43:11 PM |
| mdf | $47.63 | $47.63 | 4/5/2010 4:42:19 PM |
| elegant-loot | $25.00 | $25.00 | 4/5/2010 4:42:34 PM |
| burrito6 | $25.00 | $25.00 | 4/5/2010 4:42:59 PM |
| rock-turner | $100.00 | $100.00 | 4/5/2010 4:43:50 PM |
| fattygordon | $25.00 | $25.00 | 4/5/2010 4:40:38 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/5/2010 4:40:46 PM |
| loan-squadron | $30.00 | $30.00 | 4/5/2010 4:41:20 PM |
| CC911 | $25.00 | $25.00 | 4/5/2010 4:43:20 PM |
| site_ml | $25.00 | $25.00 | 4/6/2010 6:22:07 AM |
| ttnk62918 | $25.00 | $25.00 | 4/6/2010 9:33:56 AM |
| IPG1 | $25.00 | $25.00 | 4/6/2010 8:43:59 AM |
| social-conductor4 | $25.00 | $25.00 | 4/5/2010 4:36:26 PM |
| Dap2005 | $25.00 | $25.00 | 4/5/2010 4:37:31 PM |
| nerdfactor | $25.00 | $25.00 | 4/5/2010 4:39:46 PM |
| steely_dan34 | $25.00 | $25.00 | 4/5/2010 4:40:06 PM |
| balance-warrior | $25.00 | $25.00 | 4/5/2010 4:41:17 PM |
| nletunic | $25.00 | $25.00 | 4/5/2010 4:39:31 PM |
| nourishing-interest0 | $25.00 | $25.00 | 4/5/2010 4:39:42 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 4/5/2010 4:40:00 PM |
| autonomous-truth | $25.00 | $25.00 | 4/5/2010 4:42:48 PM |
| payment-gusto | $25.00 | $25.00 | 4/5/2010 4:40:58 PM |
| AF-Chief | $28.00 | $28.00 | 4/5/2010 4:43:15 PM |
| DocVT | $25.00 | $25.00 | 4/5/2010 4:41:47 PM |
| KramericaIndustries | $25.00 | $25.00 | 4/5/2010 4:44:06 PM |
| Sateesh | $100.00 | $21.95 | 4/5/2010 4:44:22 PM |
| purdue98 | $25.00 | $25.00 | 4/5/2010 4:38:40 PM |
| RMB-Investments | $25.00 | $25.00 | 4/5/2010 4:39:34 PM |
| cablenews | $25.00 | $25.00 | 4/5/2010 4:40:53 PM |
| jlr613 | $25.00 | $25.00 | 4/5/2010 4:44:10 PM |
| asmithj | $50.00 | $50.00 | 4/5/2010 4:44:13 PM |
| InChicago | $25.00 | $25.00 | 4/5/2010 5:01:05 PM |
| irrelevant | $25.00 | $25.00 | 4/5/2010 5:01:59 PM |
| frogperson | $50.00 | $50.00 | 4/5/2010 10:28:19 PM |
| 49 bids
|
Borrower Payment Dependent Notes Series
452611
This series of Notes was issued and sold upon the funding of the borrower loan #41681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-07-2010 |
|
|
Starting lender yield:
| 8.48% |
Starting borrower rate/APR:
| 9.48% / 9.82% |
Starting monthly payment:
| $256.19 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $255.52 |
| |
|
Auction yield range:
| 3.04% - 8.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 29% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 11m |
|
Credit score:
| 800-819 (Apr-2010) |
Total credit lines:
| 27 |
Occupation: | Construction |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,108 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 30% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| banker9705 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest credit cards
Purpose of loan:
This loan will be used to pay off high interest credit cards.
My financial situation:
I am a good candidate for this loan because i have never been late or missed a payment in 13 years.? i take pride in my credit score. i am a member of prosper and wanted to take advantage of lower interest rates. my credit score should speak for itself so bid with confidence i will not miss a payment or be late guaranteed.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| favorable-order8 | $25.00 | $25.00 | 4/5/2010 4:34:43 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/5/2010 4:35:14 PM |
| kenji4861 | $25.00 | $25.00 | 4/5/2010 4:37:56 PM |
| mizon291 | $50.00 | $50.00 | 4/5/2010 4:47:59 PM |
| nickel-ferret | $25.00 | $25.00 | 4/5/2010 4:57:39 PM |
| Thunderswan | $50.00 | $50.00 | 4/5/2010 4:57:04 PM |
| Emgolda | $25.00 | $25.00 | 4/5/2010 4:57:43 PM |
| supreme-hope | $25.00 | $25.00 | 4/5/2010 4:57:22 PM |
| investment-network | $25.00 | $25.00 | 4/5/2010 4:57:50 PM |
| auction-turbine4 | $50.00 | $50.00 | 4/5/2010 5:02:15 PM |
| euro-starter | $25.00 | $25.00 | 4/5/2010 5:03:03 PM |
| meenan | $25.00 | $25.00 | 4/5/2010 5:02:46 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/5/2010 5:03:06 PM |
| MrDavid | $50.00 | $50.00 | 4/5/2010 5:03:17 PM |
| bchen78875 | $50.00 | $50.00 | 4/5/2010 5:04:38 PM |
| ingenious-order783 | $25.00 | $25.00 | 4/5/2010 5:04:43 PM |
| community-saver158 | $50.00 | $50.00 | 4/5/2010 5:03:53 PM |
| bigdogsafety1 | $25.00 | $25.00 | 4/5/2010 5:04:12 PM |
| bonus-tent | $25.00 | $25.00 | 4/5/2010 5:05:29 PM |
| unclejaef | $25.00 | $25.00 | 4/5/2010 5:05:44 PM |
| BankofBen | $25.00 | $25.00 | 4/5/2010 4:59:13 PM |
| ideal-penny8 | $25.00 | $25.00 | 4/5/2010 5:00:02 PM |
| inspired-contract9 | $50.00 | $50.00 | 4/5/2010 5:00:10 PM |
| nhm | $50.00 | $50.00 | 4/5/2010 5:09:15 PM |
| j2ee | $25.00 | $25.00 | 4/5/2010 5:09:19 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/5/2010 5:11:04 PM |
| jwood3030 | $35.00 | $35.00 | 4/5/2010 5:11:08 PM |
| restless-currency | $25.00 | $25.00 | 4/5/2010 5:04:28 PM |
| good_lender | $50.00 | $50.00 | 4/5/2010 5:12:11 PM |
| alaco | $25.00 | $25.00 | 4/5/2010 5:15:15 PM |
| intelligent-yield | $25.00 | $25.00 | 4/5/2010 5:14:01 PM |
| unknowable | $25.00 | $25.00 | 4/5/2010 5:14:43 PM |
| bayfocus | $25.00 | $25.00 | 4/5/2010 5:14:50 PM |
| anton | $101.79 | $101.79 | 4/5/2010 5:25:03 PM |
| mnmcarve | $25.00 | $25.00 | 4/5/2010 5:33:24 PM |
| _kyle | $25.00 | $25.00 | 4/5/2010 5:33:37 PM |
| blissful-note7 | $25.00 | $25.00 | 4/5/2010 5:11:13 PM |
| rosie777 | $30.00 | $30.00 | 4/5/2010 6:07:57 PM |
| DrDavid63 | $25.00 | $25.00 | 4/5/2010 5:33:42 PM |
| cheftek | $50.00 | $50.00 | 4/5/2010 5:15:33 PM |
| FinDoc | $25.00 | $25.00 | 4/5/2010 5:16:07 PM |
| NYWA | $25.00 | $25.00 | 4/5/2010 5:24:41 PM |
| OLYVRC | $25.00 | $25.00 | 4/5/2010 5:33:40 PM |
| surfhoss644 | $25.00 | $25.00 | 4/5/2010 8:19:49 PM |
| Sixmil | $25.00 | $25.00 | 4/5/2010 8:59:21 PM |
| InvestmentFreak | $35.00 | $35.00 | 4/5/2010 10:58:11 PM |
| thedoctor | $47.61 | $47.61 | 4/5/2010 7:58:02 PM |
| skuba | $25.00 | $25.00 | 4/6/2010 2:45:03 AM |
| janderz990 | $25.00 | $25.00 | 4/6/2010 5:58:34 AM |
| octoberfresh | $25.00 | $25.00 | 4/6/2010 7:24:51 AM |
| money-explorer3 | $25.00 | $25.00 | 4/6/2010 3:32:55 AM |
| Hoov | $25.00 | $25.00 | 4/6/2010 9:33:09 AM |
| truth-image | $50.00 | $50.00 | 4/6/2010 9:33:33 AM |
| RJN | $25.00 | $25.00 | 4/6/2010 9:34:07 AM |
| generous-at-heart | $25.00 | $25.00 | 4/6/2010 9:28:27 AM |
| balance-voyager | $100.00 | $100.00 | 4/6/2010 9:57:56 AM |
| windfall46 | $25.00 | $25.00 | 4/6/2010 9:58:18 AM |
| northwesttlr | $25.00 | $25.00 | 4/6/2010 10:14:53 AM |
| KiwiElf | $30.00 | $30.00 | 4/6/2010 10:16:43 AM |
| flexiboy35 | $25.00 | $25.00 | 4/6/2010 10:15:18 AM |
| important-ore | $53.09 | $53.09 | 4/6/2010 10:32:01 AM |
| moola-man | $28.26 | $28.26 | 4/6/2010 10:32:13 AM |
| Artist_Blue | $25.00 | $25.00 | 4/6/2010 10:32:18 AM |
| stensonb | $25.00 | $25.00 | 4/6/2010 10:33:58 AM |
| openness-prospector | $25.00 | $25.00 | 4/6/2010 10:38:21 AM |
| Dazz2061 | $25.00 | $25.00 | 4/6/2010 10:38:40 AM |
| pseudokris | $25.00 | $25.00 | 4/6/2010 10:44:16 AM |
| checkers38 | $36.28 | $36.28 | 4/6/2010 10:59:42 AM |
| TheReaderRabbit | $25.00 | $25.00 | 4/6/2010 11:09:33 AM |
| mjm77_1 | $25.00 | $25.00 | 4/6/2010 11:21:08 AM |
| monstersdad | $50.00 | $50.00 | 4/6/2010 11:21:44 AM |
| antlr | $25.00 | $25.00 | 4/6/2010 11:19:44 AM |
| markwms | $25.00 | $25.00 | 4/6/2010 11:29:49 AM |
| samo102us | $25.00 | $25.00 | 4/6/2010 11:30:41 AM |
| minista | $25.00 | $25.00 | 4/6/2010 11:34:25 AM |
| Rdodson11 | $25.00 | $25.00 | 4/6/2010 11:34:42 AM |
| USMC0311 | $25.00 | $25.00 | 4/6/2010 11:38:19 AM |
| growlydog | $25.00 | $25.00 | 4/6/2010 10:14:14 AM |
| lowestghost | $25.00 | $25.00 | 4/6/2010 10:16:14 AM |
| p2ploan-leaper | $25.00 | $25.00 | 4/6/2010 10:29:54 AM |
| SDNLR | $25.00 | $25.00 | 4/6/2010 10:30:51 AM |
| srgriff | $25.00 | $25.00 | 4/6/2010 10:31:12 AM |
| AFairDeal | $25.00 | $25.00 | 4/6/2010 10:31:50 AM |
| lloyd_s | $25.00 | $25.00 | 4/6/2010 10:32:08 AM |
| morpholog | $25.00 | $25.00 | 4/6/2010 10:34:20 AM |
| roadster199 | $25.00 | $25.00 | 4/6/2010 12:22:22 PM |
| tisiphone | $25.00 | $25.00 | 4/6/2010 10:55:21 AM |
| fair_rates | $25.00 | $25.00 | 4/6/2010 11:03:19 AM |
| Crisscross | $25.00 | $25.00 | 4/6/2010 2:04:45 PM |
| ryreesado | $25.00 | $25.00 | 4/6/2010 2:05:16 PM |
| RG | $27.67 | $27.67 | 4/6/2010 11:31:18 AM |
| aasx1108 | $25.00 | $25.00 | 4/6/2010 2:19:04 PM |
| LHSK | $25.00 | $25.00 | 4/6/2010 2:13:06 PM |
| degster | $25.00 | $25.00 | 4/6/2010 11:45:45 AM |
| reward-walnut | $25.00 | $25.00 | 4/6/2010 11:53:28 AM |
| industrious-dedication | $25.00 | $25.00 | 4/6/2010 2:29:32 PM |
| martinatime | $25.00 | $25.00 | 4/6/2010 12:24:04 PM |
| Steveoo1 | $25.00 | $25.00 | 4/6/2010 12:58:05 PM |
| sunshine1965 | $25.00 | $25.00 | 4/6/2010 3:36:13 PM |
| BaltimoreLender | $25.00 | $25.00 | 4/6/2010 1:19:13 PM |
| micko | $25.00 | $25.00 | 4/6/2010 3:56:31 PM |
| Mario2007 | $25.00 | $25.00 | 4/6/2010 1:41:08 PM |
| don8ter | $31.81 | $31.81 | 4/6/2010 3:56:14 PM |
| zigzagz03 | $25.00 | $25.00 | 4/6/2010 3:21:24 PM |
| BigLinCT | $25.00 | $25.00 | 4/6/2010 3:35:40 PM |
| retiresecure | $25.00 | $25.00 | 4/6/2010 4:51:34 PM |
| jamschmidt | $25.00 | $25.00 | 4/6/2010 5:04:10 PM |
| zeelender | $25.00 | $25.00 | 4/6/2010 5:05:18 PM |
| gotyourgear | $25.00 | $25.00 | 4/6/2010 5:05:25 PM |
| dashawn | $25.00 | $25.00 | 4/6/2010 5:04:47 PM |
| lovely-return7 | $25.00 | $25.00 | 4/6/2010 5:06:08 PM |
| djh47a | $25.00 | $25.00 | 4/6/2010 5:11:12 PM |
| fireboss | $25.00 | $25.00 | 4/6/2010 5:11:19 PM |
| lostontheedge | $25.00 | $25.00 | 4/6/2010 5:11:28 PM |
| ahansen | $25.00 | $25.00 | 4/6/2010 5:11:33 PM |
| seattleslug | $30.00 | $30.00 | 4/6/2010 5:11:34 PM |
| outtahoth2o | $37.96 | $37.96 | 4/6/2010 5:11:49 PM |
| WorldlyWorker | $25.00 | $25.00 | 4/6/2010 5:12:12 PM |
| Sibelius2 | $25.00 | $25.00 | 4/6/2010 5:12:40 PM |
| bikingbtb | $25.00 | $25.00 | 4/6/2010 5:13:11 PM |
| p1k4blu | $25.00 | $25.00 | 4/6/2010 5:13:15 PM |
| AnxiousAirman | $40.01 | $40.01 | 4/6/2010 5:12:30 PM |
| mammalian4 | $25.00 | $25.00 | 4/6/2010 5:22:58 PM |
| LSAR | $25.00 | $25.00 | 4/6/2010 5:28:55 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 4/6/2010 7:43:44 PM |
| kid8549 | $25.00 | $25.00 | 4/5/2010 4:42:38 PM |
| radforj22 | $25.00 | $25.00 | 4/5/2010 4:54:20 PM |
| Sven79 | $50.00 | $50.00 | 4/5/2010 4:55:05 PM |
| mlopez2007 | $25.00 | $25.00 | 4/5/2010 4:55:55 PM |
| Tai | $25.00 | $25.00 | 4/5/2010 4:57:15 PM |
| cash-merry-maker | $25.00 | $25.00 | 4/5/2010 4:57:58 PM |
| delicious-social132 | $40.00 | $40.00 | 4/5/2010 5:00:16 PM |
| kchen486 | $25.00 | $25.00 | 4/5/2010 4:59:42 PM |
| Phantom99 | $25.00 | $25.00 | 4/5/2010 4:55:41 PM |
| maldok1 | $25.00 | $25.00 | 4/5/2010 5:02:25 PM |
| credit-coach118 | $40.00 | $40.00 | 4/5/2010 4:56:48 PM |
| xyzlmno | $25.00 | $25.00 | 4/5/2010 5:02:41 PM |
| Barak | $40.00 | $40.00 | 4/5/2010 5:02:59 PM |
| RMB-Investments | $25.00 | $25.00 | 4/5/2010 4:57:10 PM |
| careful-note | $50.00 | $50.00 | 4/5/2010 5:04:04 PM |
| rescue | $100.00 | $100.00 | 4/5/2010 5:03:45 PM |
| stable-nickel | $200.00 | $200.00 | 4/5/2010 5:04:00 PM |
| lender987654321 | $25.00 | $25.00 | 4/5/2010 5:04:19 PM |
| steady-funds6 | $25.00 | $25.00 | 4/5/2010 5:04:50 PM |
| life-is-great | $25.00 | $25.00 | 4/5/2010 4:59:18 PM |
| djs81 | $25.00 | $25.00 | 4/5/2010 4:59:27 PM |
| Dreamconnection | $25.00 | $25.00 | 4/5/2010 4:59:53 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/5/2010 5:00:24 PM |
| yield-seeker | $25.00 | $25.00 | 4/5/2010 5:07:14 PM |
| money-floret | $100.00 | $100.00 | 4/5/2010 5:06:52 PM |
| worlds-best-auction | $25.00 | $25.00 | 4/5/2010 5:08:38 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 4/5/2010 5:08:42 PM |
| shrewd-deal | $25.00 | $25.00 | 4/5/2010 5:09:09 PM |
| salala | $25.00 | $25.00 | 4/5/2010 5:02:38 PM |
| superchicken | $25.00 | $25.00 | 4/5/2010 5:10:14 PM |
| Supernick | $50.00 | $50.00 | 4/5/2010 5:09:26 PM |
| paladin847 | $25.00 | $25.00 | 4/5/2010 5:03:41 PM |
| daveseansworld | $25.00 | $25.00 | 4/5/2010 5:10:10 PM |
| ProfPC | $25.00 | $25.00 | 4/5/2010 5:04:22 PM |
| HunterSix | $25.00 | $25.00 | 4/5/2010 5:10:41 PM |
| TeamRamRod | $25.00 | $25.00 | 4/5/2010 5:04:57 PM |
| respectful-integrity3 | $25.00 | $25.00 | 4/5/2010 5:11:27 PM |
| Holtavious | $25.00 | $25.00 | 4/5/2010 5:05:32 PM |
| syounker | $25.00 | $25.00 | 4/5/2010 5:12:16 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 4/5/2010 5:13:41 PM |
| dospapalotes | $25.00 | $25.00 | 4/5/2010 5:12:38 PM |
| lucrative-worth | $25.00 | $25.00 | 4/5/2010 5:13:12 PM |
| wealth-pal3 | $25.00 | $25.00 | 4/5/2010 5:16:12 PM |
| gnar | $25.00 | $25.00 | 4/5/2010 5:14:41 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/5/2010 5:15:45 PM |
| Guiren | $100.00 | $100.00 | 4/5/2010 5:16:05 PM |
| kmr2 | $200.00 | $200.00 | 4/5/2010 5:24:08 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/5/2010 5:11:34 PM |
| Dap2005 | $100.00 | $100.00 | 4/5/2010 5:12:02 PM |
| RusRobo | $25.00 | $25.00 | 4/5/2010 5:13:18 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/5/2010 7:39:25 PM |
| sajitk | $25.00 | $25.00 | 4/5/2010 7:23:14 PM |
| totoro | $25.00 | $25.00 | 4/5/2010 5:33:34 PM |
| Cluvnupe06 | $25.00 | $25.00 | 4/5/2010 5:33:39 PM |
| showmestatekid | $25.00 | $25.00 | 4/5/2010 6:14:06 PM |
| LoanBrkr | $25.00 | $25.00 | 4/5/2010 10:12:49 PM |
| Ven58 | $25.00 | $25.00 | 4/5/2010 10:58:37 PM |
| turbine5 | $36.92 | $36.92 | 4/5/2010 7:58:04 PM |
| js60l | $25.00 | $25.00 | 4/6/2010 5:34:07 AM |
| TakeCare | $30.00 | $30.00 | 4/5/2010 10:12:55 PM |
| alpinaut | $25.00 | $25.00 | 4/6/2010 6:08:14 AM |
| Zipperdu | $50.00 | $50.00 | 4/6/2010 6:03:58 AM |
| broepke | $25.00 | $25.00 | 4/6/2010 6:39:06 AM |
| discrete-asset | $25.00 | $25.00 | 4/6/2010 7:29:32 AM |
| flexible-value | $31.00 | $31.00 | 4/6/2010 8:57:50 AM |
| ciscoparrot | $25.00 | $25.00 | 4/6/2010 9:29:11 AM |
| Digs | $25.00 | $25.00 | 4/6/2010 9:33:12 AM |
| enriching-fund4 | $25.00 | $25.00 | 4/6/2010 10:30:15 AM |
| hopethisworks | $31.40 | $31.40 | 4/6/2010 10:32:09 AM |
| GElender | $36.42 | $36.42 | 4/6/2010 10:31:53 AM |
| bowdish1 | $50.00 | $50.00 | 4/6/2010 10:32:19 AM |
| teller | $29.79 | $29.79 | 4/6/2010 10:32:15 AM |
| TheTimeIsNow | $25.00 | $25.00 | 4/6/2010 10:34:39 AM |
| Kame | $25.00 | $25.00 | 4/6/2010 10:38:39 AM |
| Loanliness | $50.00 | $50.00 | 4/6/2010 10:38:09 AM |
| methodical-capital7 | $25.00 | $25.00 | 4/6/2010 10:39:30 AM |
| laststrawman | $25.00 | $25.00 | 4/6/2010 10:56:23 AM |
| BankOfFrankFairness | $25.05 | $25.05 | 4/6/2010 11:03:41 AM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/6/2010 9:33:10 AM |
| tenny321 | $25.00 | $25.00 | 4/6/2010 11:20:12 AM |
| nofreelunch | $25.00 | $25.00 | 4/6/2010 11:20:32 AM |
| KramericaIndustries | $25.00 | $25.00 | 4/6/2010 11:24:14 AM |
| RussianPrincess | $100.00 | $100.00 | 4/6/2010 11:29:25 AM |
| km007 | $25.00 | $25.00 | 4/6/2010 11:29:57 AM |
| Jassi | $25.00 | $25.00 | 4/6/2010 11:31:24 AM |
| friendly-worth3 | $25.00 | $25.00 | 4/6/2010 11:34:22 AM |
| OldestBrother | $49.20 | $49.20 | 4/6/2010 11:45:33 AM |
| ADenny | $25.00 | $25.00 | 4/6/2010 10:31:14 AM |
| interest-exec9 | $25.00 | $25.00 | 4/6/2010 11:53:41 AM |
| guardlender | $25.00 | $25.00 | 4/6/2010 10:33:11 AM |
| WaitForIt | $25.00 | $25.00 | 4/6/2010 10:38:23 AM |
| Supervark | $25.00 | $25.00 | 4/6/2010 12:30:07 PM |
| Jack1966 | $25.00 | $25.00 | 4/6/2010 11:02:56 AM |
| DadWarbucks | $25.00 | $25.00 | 4/6/2010 11:03:13 AM |
| TK4 | $25.00 | $25.00 | 4/6/2010 11:23:16 AM |
| cantsavenuf | $25.00 | $25.00 | 4/6/2010 1:19:12 PM |
| mad4wknds | $25.00 | $25.00 | 4/6/2010 11:31:05 AM |
| flwah | $25.00 | $25.00 | 4/6/2010 11:31:43 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 4/6/2010 2:13:11 PM |
| tsui517 | $25.00 | $25.00 | 4/6/2010 2:05:18 PM |
| blukestrel | $25.00 | $25.00 | 4/6/2010 2:06:37 PM |
| NR | $25.00 | $25.00 | 4/6/2010 1:54:07 PM |
| impeccable-funds5 | $25.00 | $25.00 | 4/6/2010 4:02:47 PM |
| lenderforyoutoday | $26.88 | $26.88 | 4/6/2010 2:05:19 PM |
| BorrowLend | $25.00 | $25.00 | 4/6/2010 3:03:26 PM |
| bill-bearer | $25.34 | $25.34 | 4/6/2010 3:21:42 PM |
| jd006006 | $40.00 | $40.00 | 4/6/2010 4:17:53 PM |
| lucky6 | $25.00 | $25.00 | 4/6/2010 5:04:42 PM |
| alexstar | $25.00 | $25.00 | 4/6/2010 5:04:53 PM |
| YellowJacket | $25.00 | $25.00 | 4/6/2010 5:05:16 PM |
| hayhelp | $25.00 | $25.00 | 4/6/2010 5:08:53 PM |
| cingular | $25.00 | $25.00 | 4/6/2010 5:09:44 PM |
| yertle9 | $25.00 | $25.00 | 4/6/2010 5:11:22 PM |
| mathprof | $25.00 | $25.00 | 4/6/2010 5:11:31 PM |
| meux99 | $25.00 | $25.00 | 4/6/2010 5:11:38 PM |
| MissionMicroFinance | $25.00 | $25.00 | 4/6/2010 5:11:50 PM |
| mikeandcat | $100.00 | $98.52 | 4/6/2010 5:16:55 PM |
| bid-papyrus | $25.00 | $25.00 | 4/6/2010 5:11:11 PM |
| engaging-worth | $25.00 | $25.00 | 4/6/2010 5:11:40 PM |
| kmwvma | $25.00 | $25.00 | 4/6/2010 5:11:44 PM |
| Tradesmanlender | $25.00 | $25.00 | 4/6/2010 5:12:41 PM |
| BigCityLending | $25.00 | $25.00 | 4/6/2010 5:13:18 PM |
| justice-collector | $25.00 | $25.00 | 4/7/2010 4:27:17 AM |
| 248 bids
|
Borrower Payment Dependent Notes Series
452847
This series of Notes was issued and sold upon the funding of the borrower loan #41764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-07-2010 |
| |
Auction end date:
| Apr-07-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.99% |
Starting monthly payment:
| $61.54 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.84% |
Final monthly payment:
| $60.64 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
7 | Length of status: | 13y 3m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 16 |
Occupation: | Food Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,752 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 91% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| mrny25 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 94% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 1
( 6% )
| 600-619
(Aug-2008)
|
|
Principal balance:
| $613.19 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Proven trustworthy on Prosper.
Purpose of loan:
Hi thanks for taking the time to look at my ad.... After a successful first loan here on prosper I've come back with the hopes of being funded for a second one.
I would like to pay down my revolving credit card debt to improve my credit?score so I will be eligble for better interest rates in the future. As we all know the credit card interest rates are outrageous these days.
My financial situation:
I have been employed with the same company for over 13 years so I have a very stable job and I'm a dedicated employee. I work in a family owned restaurant and?I'm?a salary based employee so my weekly paycheck of $750 is always the same. As you can see I'm?in good standing with all of my credit obligations and I have raised my credit score?since my?first loan on prosper by more then 60 points.?
Monthly net income: $ 2560
Monthly expenses: $?1538
??Housing: $ 400 for?rent
??Insurance: $ 78?for car insurance
??Car expenses: $?265 car loan,?$50 for gas
??Utilities: $?100
??Phone, cable, internet: $?100
??Food, entertainment: $ 200 roughly for food.??I work most nights and weekends?so I don't spend too much on entertainment maybe $50-$100 monthly.
??Clothing, household expenses $ 100?
??Credit cards and other loans: $?My credit card payments very depending on?how much I pay for that given month but?their roughly around?$200. I also have a?? prosper loan that I pay $45 a month for.?????
Thank you again for taking a look at my ad and best wishes!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JustMee | $25.00 | $25.00 | 4/7/2010 4:23:55 PM |
| topher515 | $25.00 | $25.00 | 4/7/2010 4:24:04 PM |
| runner262 | $25.00 | $25.00 | 4/7/2010 4:26:25 PM |
| Artist_Blue | $25.00 | $25.00 | 4/7/2010 4:26:02 PM |
| GElender | $25.00 | $25.00 | 4/7/2010 4:27:30 PM |
| micko | $25.00 | $25.00 | 4/7/2010 4:29:13 PM |
| autonomous-truth | $25.00 | $25.00 | 4/7/2010 4:30:35 PM |
| CC911 | $25.00 | $25.00 | 4/7/2010 4:30:42 PM |
| KiwiElf | $25.00 | $25.00 | 4/7/2010 4:32:18 PM |
| cablenews | $25.00 | $25.00 | 4/7/2010 4:33:35 PM |
| payment-gusto | $25.00 | $25.00 | 4/7/2010 4:33:42 PM |
| Purposeful | $27.83 | $27.83 | 4/7/2010 4:30:45 PM |
| likeable-openness | $25.00 | $25.00 | 4/7/2010 4:32:11 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/7/2010 4:33:31 PM |
| Buffer10 | $100.00 | $100.00 | 4/7/2010 4:34:33 PM |
| upright-revenue7 | $50.00 | $19.17 | 4/7/2010 4:35:09 PM |
| InChicago | $25.00 | $25.00 | 4/7/2010 4:43:45 PM |
| reflective-rupee | $75.00 | $75.00 | 4/7/2010 5:10:30 PM |
| EngineersAlliance | $75.00 | $75.00 | 4/7/2010 5:09:28 PM |
| reflective-rupee | $50.00 | $50.00 | 4/7/2010 5:09:44 PM |
| SFBank | $200.00 | $200.00 | 4/7/2010 6:18:15 PM |
| LongTail | $25.00 | $25.00 | 4/7/2010 4:26:12 PM |
| selfmademan | $25.00 | $25.00 | 4/7/2010 4:26:44 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/7/2010 4:29:18 PM |
| social-conductor4 | $25.00 | $25.00 | 4/7/2010 4:28:06 PM |
| ElAbel11 | $25.00 | $25.00 | 4/7/2010 4:29:43 PM |
| burrito6 | $25.00 | $25.00 | 4/7/2010 4:30:39 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/7/2010 4:29:59 PM |
| Hambone1111 | $25.00 | $25.00 | 4/7/2010 4:23:41 PM |
| Dap2005 | $25.00 | $25.00 | 4/7/2010 4:32:41 PM |
| Nerdster1 | $25.00 | $25.00 | 4/7/2010 4:35:02 PM |
| r0b3m4n | $25.00 | $25.00 | 4/7/2010 4:27:23 PM |
| money-explorer3 | $25.00 | $25.00 | 4/7/2010 4:30:08 PM |
| Kaj | $25.00 | $25.00 | 4/7/2010 4:30:22 PM |
| AF-Chief | $28.00 | $28.00 | 4/7/2010 4:30:31 PM |
| deal-secret-agent | $25.00 | $25.00 | 4/7/2010 4:32:29 PM |
| Speculator | $100.00 | $100.00 | 4/7/2010 4:34:43 PM |
| awesome-return0 | $25.00 | $25.00 | 4/7/2010 4:34:52 PM |
| irrelevant | $25.00 | $25.00 | 4/7/2010 4:43:49 PM |
| mercuriant | $25.00 | $25.00 | 4/7/2010 5:00:55 PM |
| reflective-rupee | $25.00 | $25.00 | 4/7/2010 5:09:56 PM |
| trevize | $25.00 | $25.00 | 4/7/2010 5:09:26 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
453125
This series of Notes was issued and sold upon the funding of the borrower loan #41761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Apr-06-2010 |
| |
Auction end date:
| Apr-07-2010 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 32.65% |
Starting monthly payment:
| $63.68 |
|
Final lender yield:
| 29.00% |
Final borrower rate/APR:
| 30.00% / 32.65% |
Final monthly payment:
| $63.68 |
| |
|
Auction yield range:
| 17.04% - 29.00% |
Estimated loss impact:
| 26.69% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 2.31% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 2 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
5 | Length of status: | 11y 5m |
|
Credit score:
| 600-619 (Mar-2010) |
Total credit lines:
| 37 |
Occupation: | Civil Service |
|
Now delinquent:
| 3 |
Revolving credit balance:
| $401 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $13,889 |
Bankcard utilization:
| 100% | | |
|
Public records last 12m / 10y:
| 1/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 37 | | | | |
|
Screen name:
| Mully84 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,400.00 | < mo. late:
| 0
( 0% )
| 640-659
(Feb-2008)
|
|
Principal balance:
| $1,366.73 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Stay at home parents - Need help
The purpose of this loan is to pay off one of our cars.? We?ve been working vigorously the past few years to eliminate our debt.??
This loan will reduce our monthly expenses by about $100.00 that we will be able to use elsewhere.???
I have not missed or been late on the previous prosper loan the past 24 months!!
We?re in this situation due to the fact that we decided to have my wife stay home and raise our two children.? She is an elementary school teacher, so the decision to forgo her income was a tough one.? But we feel the right one.? She has been home now five years and we?ve managed to keep our heads above water.? Hopefully she will be returning to teach full time once our youngest reaches first grade (approx. 1 years).????
I have been a homeowner for over 13 years.??
DQ?s:? These are old as we have been able to establish a manageable budget the past years by dealing with these credit companies.
I am employed in County government for over 11 years and make an excellent salary.? My job is extremely stable. ?We?re wonderful people who know that having a good credit history is important so we hope this loan can help us reach that goal.? Having the opportunity for my wife to stay home with the children has been priceless to us.? My wife has also been able to substitute teach on occasion bringing in small helpful income.??
As you can also see, we have not used any other credit cards for over a year.? We use a debit card tied to our checking account to make any and all purchases.? We are totally focused on getting out of debt as soon as possible.
Monthly net income: $3300.00??
Monthly expenses: $2850.00
Housing: $1300.00
Auto: $270.00 (-117.00*)
Utilities: $320.00
Food, misc:$599.00
Ccards: $361.00??
THANK YOU SO MUCH FOR YOUR CONSIDERATION
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mroc237 | $1,500.00 | $1,500.00 | 4/7/2010 11:21:35 AM |
| 1 bids
|
Borrower Payment Dependent Notes Series
452008
This series of Notes was issued and sold upon the funding of the borrower loan #41770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Mar-29-2010 |
| |
Auction end date:
| Apr-05-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $294.03 |
|
Final lender yield:
| 28.00% |
Final borrower rate/APR:
| 29.00% / 31.36% |
Final monthly payment:
| $272.39 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.98% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.02% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1992 |
Debt/Income ratio:
| 33% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
12 | Length of status: | 25y 7m |
|
Credit score:
| 620-639 (Mar-2010) |
Total credit lines:
| 22 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,517 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 86% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| baseballmom2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 36 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 620-639
(Jul-2009)
640-659
(Mar-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Paying off credit cards
Purpose of loan:
The purpose of my loan is to pay off 7 high interest credit cards.??
My Financial Situation - I am a good candidate for this loan because I always pay my bills on time. I have been employed as a data control clerk for the same school district for the past 26 years. I am a 12 month employee and my current gross salary is $3900.00 a month; my take home pay is 2715.35.?
I would much rather pay the prosper lenders the interest than the credit card companies that are already making millions everyday. ? I just finished my 1st loan with Prosper on March 27, 2010 and am now applying for a 2nd loan so that I can improve my credit. I really appreciate everyone that bid on my 1st loan; maybe you would?consider?lending to me again.?
When I saw that my credit rating was a?E this is much lower than I expected, I believe it?s from carrying this debt for too long. In 2003, it was really tough for me because my husband was killed in an automobile accident.? I?have 2 children; one boy that is 17 and will be graduating in June of 2010, and a 9 year old little girl. This loan will help me because I will need the extra money to help my son with his college education.?
My bills are as follows: ? Rent - $450.00 monthly (I rent house from my parents)
Utilities ? 350.00 monthly (gas, electric, phone, Internet, TV)
Credit card bills ? 300.00 (only paying the minimum)
Car Insurance - $310.00 every 3 months
Food ? 600.00 monthly
Gas ? 150.00 monthly
Entertainment ? 150.00 monthly??
The total of my bills are $2310.00
Monthly net income: $ 2715.35
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are the amounts and rates on each credit card you intend on paying off with this loan? - noble-revenue
A:
Dell - 536.30
Orchard - 902.62
Target - 463.24
HSBC- 657.77
Juniper(Hsbc) -460.67
Capital one -456.38
Capital one - 964.86
Discover - 1808.42
Total is 6250.26 this maybe slightly higher because I called these cards last week. If you have any other questions feel free to ask.
(Apr-03-2010)
Q:
Yeah, what interest rate is on each card? - noble-revenue
A:
Dell - 27.24%
Target - 25.24%
HSBC - 19.99%
Orchard(Hsbc) - 16.99%
Juniper- 14.99 %
Discover - 19.99 %
Capital One - 17.90
Capital One - 17.90
(Apr-03-2010)
Q:
Have you considered getting a loan for just the Dell and Target cards for $1,100? This lower loan amount should allow the rate of the prosper loan to drop below 20% saving you several hundred dollars. I would contribute significantly. - noble-revenue
A:
I have considered all of my options and at this point in my life I feel I have made the best decision for me and my family. I appreciate your thoughts on this and any helpful tips.
(Apr-03-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| UCLA4life | $25.00 | $25.00 | 3/30/2010 10:47:41 AM |
| new-peso-concerto | $50.00 | $50.00 | 3/30/2010 11:21:35 AM |
| wyogirllender | $25.00 | $25.00 | 3/31/2010 10:41:25 AM |
| shawnw2 | $50.00 | $50.00 | 3/31/2010 5:25:20 PM |
| jhouman | $25.00 | $25.00 | 4/1/2010 3:31:01 AM |
| Aberdeen | $400.00 | $400.00 | 4/2/2010 6:50:58 AM |
| Aberdeen | $500.00 | $500.00 | 4/2/2010 6:50:59 AM |
| dcm6276 | $25.00 | $25.00 | 4/2/2010 3:17:11 PM |
| twjh | $25.00 | $25.00 | 4/3/2010 7:15:08 AM |
| emance | $50.00 | $50.00 | 4/2/2010 11:35:58 PM |
| respectful-integrity3 | $25.00 | $25.00 | 4/3/2010 10:09:34 AM |
| noble-revenue | $500.00 | $500.00 | 4/3/2010 12:05:28 PM |
| noble-revenue | $500.00 | $500.00 | 4/3/2010 11:59:58 AM |
| noble-revenue | $500.00 | $500.00 | 4/3/2010 12:04:39 PM |
| Kash2010lu | $35.00 | $35.00 | 4/3/2010 11:13:20 PM |
| PXM-Financial | $44.00 | $44.00 | 4/3/2010 8:17:21 PM |
| Aberdeen | $500.00 | $500.00 | 4/4/2010 4:10:09 PM |
| ZOOOM | $25.00 | $25.00 | 4/4/2010 4:27:52 PM |
| bball_bandit | $25.00 | $25.00 | 4/4/2010 5:59:36 PM |
| dorypro | $50.00 | $50.00 | 4/4/2010 6:27:05 PM |
| enthusiastic-balance5 | $200.00 | $200.00 | 4/4/2010 5:00:40 PM |
| boo_hoo | $50.00 | $50.00 | 4/4/2010 5:38:27 PM |
| jcw3rd | $25.00 | $25.00 | 4/5/2010 9:02:46 AM |
| five-star-note | $75.00 | $75.00 | 4/4/2010 8:12:01 PM |
| Bob450 | $25.00 | $25.00 | 4/5/2010 12:11:26 PM |
| jhouman | $25.00 | $25.00 | 4/5/2010 2:17:23 PM |
| unger | $50.00 | $50.00 | 4/5/2010 3:45:51 PM |
| Engineer44 | $30.00 | $30.00 | 4/5/2010 3:51:04 PM |
| MoneyMaker249 | $100.00 | $100.00 | 4/5/2010 1:57:37 PM |
| honorable-justice1 | $75.00 | $75.00 | 4/5/2010 3:47:18 PM |
| social-conductor4 | $25.00 | $25.00 | 4/5/2010 3:49:07 PM |
| jhouman | $25.00 | $25.00 | 3/30/2010 3:58:59 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/31/2010 6:05:35 PM |
| shawnw2 | $200.00 | $105.24 | 4/1/2010 1:17:16 AM |
| trevize | $25.00 | $25.00 | 4/2/2010 9:02:56 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/2/2010 9:42:41 PM |
| noble-revenue | $500.00 | $500.00 | 4/3/2010 12:06:06 PM |
| noble-revenue | $100.00 | $100.00 | 4/3/2010 7:19:32 AM |
| farmn | $25.00 | $25.00 | 4/3/2010 7:05:31 PM |
| Feyenoord | $33.18 | $33.18 | 4/3/2010 12:51:56 PM |
| JerryB96 | $25.00 | $25.00 | 4/4/2010 7:55:13 AM |
| piter-to-la-investment | $25.00 | $25.00 | 4/4/2010 11:46:35 AM |
| Calif-smo | $41.21 | $41.21 | 4/4/2010 4:11:20 PM |
| Your_Bank | $25.00 | $25.00 | 4/4/2010 6:19:44 PM |
| charliecubs | $25.00 | $25.00 | 4/4/2010 8:57:09 PM |
| greenback-catapult3 | $100.00 | $100.00 | 4/4/2010 7:13:58 PM |
| IASKGOD | $25.00 | $25.00 | 4/4/2010 7:25:31 PM |
| sgvending | $26.54 | $26.54 | 4/5/2010 4:44:06 AM |
| wonderous-power | $25.00 | $25.00 | 4/5/2010 4:10:46 AM |
| deepblue34 | $35.00 | $35.00 | 4/4/2010 6:00:40 PM |
| CREinvestor | $36.60 | $36.60 | 4/5/2010 6:17:35 AM |
| Leshan | $44.12 | $44.12 | 4/5/2010 9:17:02 AM |
| drb4ever | $25.00 | $25.00 | 4/5/2010 8:41:29 AM |
| shrewd-income | $100.00 | $100.00 | 4/5/2010 10:03:05 AM |
| martymaniaman | $25.00 | $25.00 | 4/5/2010 6:56:43 AM |
| Skeptical-one | $25.00 | $25.00 | 4/5/2010 9:48:07 AM |
| bshunley | $41.40 | $41.40 | 4/5/2010 8:07:34 AM |
| TheSweetLender | $25.00 | $25.00 | 4/5/2010 11:28:09 AM |
| jjsparks28 | $40.00 | $40.00 | 4/5/2010 8:50:58 AM |
| fireferd | $50.00 | $50.00 | 4/5/2010 2:34:38 PM |
| icon7 | $25.00 | $25.00 | 4/5/2010 3:07:25 PM |
| joebob78 | $50.00 | $50.00 | 4/5/2010 3:11:13 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 3:33:07 PM |
| MoneyMaker249 | $200.00 | $200.00 | 4/5/2010 3:47:37 PM |
| Vans1975 | $37.00 | $37.00 | 4/5/2010 1:18:14 PM |
| lucrative-loan | $300.00 | $300.00 | 4/5/2010 1:36:23 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 3:33:21 PM |
| friendinmoney | $25.00 | $25.00 | 4/5/2010 3:44:12 PM |
| balanced-return5 | $25.00 | $25.00 | 4/5/2010 1:58:00 PM |
| payout-bridge | $100.71 | $100.71 | 4/5/2010 3:50:27 PM |
| 70 bids
|
Borrower Payment Dependent Notes Series
452038
This series of Notes was issued and sold upon the funding of the borrower loan #41675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Mar-29-2010 |
| |
Auction end date:
| Apr-05-2010 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 10.34% |
Starting monthly payment:
| $64.53 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $61.85 |
| |
|
Auction yield range:
| 3.04% - 9.00% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 2
/
2 | Length of status: | 6y 5m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 9 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,085 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 43% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| trade-goblin9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Brother-in-Law's Wedding
Purpose of loan:
This loan will be used to? Purchase plane tickets for my family and I to fly from Albany to Albuquerque to attend my brother-in-law's wedding.
My financial situation:
I am a good candidate for this loan because? My military status.? I am an E-6 in the Navy with 3 years left on my current contract.
Information in the Description is not verified.
Friends And Family Winning Bids
Finchy78 has bid a total of
$75.00 in winning bids.
boomer5 has bid a total of
$100.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kchen486 | $25.00 | $25.00 | 3/29/2010 3:55:48 PM |
| ideal-penny8 | $25.00 | $25.00 | 3/29/2010 3:56:55 PM |
| kenji4861 | $25.00 | $25.00 | 3/29/2010 3:52:11 PM |
| credit-force5 | $25.00 | $25.00 | 3/29/2010 3:57:26 PM |
| versatile-platinum4 | $25.00 | $25.00 | 3/29/2010 3:56:03 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/29/2010 3:57:06 PM |
| xphile | $25.00 | $25.00 | 3/29/2010 3:56:46 PM |
| cello1 | $25.00 | $25.00 | 3/29/2010 4:07:14 PM |
| djs81 | $25.00 | $25.00 | 3/29/2010 4:07:23 PM |
| auction-turbine4 | $50.00 | $50.00 | 3/29/2010 4:08:04 PM |
| selector568 | $250.00 | $250.00 | 3/29/2010 4:08:24 PM |
| proton346 | $25.00 | $25.00 | 3/29/2010 4:09:18 PM |
| Finchy78 | $25.00 | $25.00 | 3/30/2010 7:45:41 AM |
| springpanda | $25.00 | $25.00 | 3/31/2010 12:38:49 AM |
| surfsider123 | $25.00 | $25.00 | 3/31/2010 11:17:28 AM |
| Approved | $35.08 | $35.08 | 3/31/2010 2:19:40 PM |
| julijask | $35.00 | $35.00 | 3/31/2010 5:07:59 PM |
| boomer5 | $100.00 | $100.00 | 4/1/2010 3:52:09 AM |
| Banker3119 | $25.00 | $25.00 | 4/2/2010 7:50:04 AM |
| SchaeferJ | $25.00 | $25.00 | 4/2/2010 11:10:07 AM |
| FundMaker | $25.00 | $25.00 | 4/2/2010 12:44:51 PM |
| Prairie-MN | $30.00 | $30.00 | 4/2/2010 8:11:12 PM |
| conductor146 | $25.00 | $25.00 | 4/3/2010 10:17:34 AM |
| dbanwart | $25.00 | $25.00 | 4/4/2010 2:08:25 PM |
| martymaniaman | $25.00 | $25.00 | 4/5/2010 6:57:03 AM |
| wild-orange | $25.00 | $25.00 | 4/5/2010 8:49:11 AM |
| c03rc3 | $25.00 | $25.00 | 4/5/2010 11:10:13 AM |
| jn_tiger | $26.75 | $26.75 | 4/5/2010 12:53:54 PM |
| wwwUniversal | $25.00 | $25.00 | 4/5/2010 3:12:45 PM |
| khamlagirl | $25.00 | $25.00 | 4/5/2010 3:37:32 PM |
| Nasdaq | $25.00 | $25.00 | 4/5/2010 3:49:20 PM |
| delicious-social132 | $40.00 | $40.00 | 3/29/2010 3:57:18 PM |
| TakeCare | $50.00 | $50.00 | 3/29/2010 3:58:00 PM |
| honorable-yield | $50.00 | $50.00 | 3/29/2010 3:56:16 PM |
| Dreamconnection | $25.00 | $25.00 | 3/29/2010 3:56:28 PM |
| restless-currency | $25.00 | $25.00 | 3/29/2010 3:57:45 PM |
| ahansen | $25.00 | $25.00 | 3/29/2010 3:58:22 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/29/2010 3:57:35 PM |
| maldok1 | $25.00 | $25.00 | 3/29/2010 4:08:55 PM |
| salala | $25.00 | $25.00 | 3/29/2010 4:11:07 PM |
| kid8549 | $25.00 | $25.00 | 3/29/2010 4:12:18 PM |
| rescue | $62.41 | $18.17 | 3/29/2010 4:12:51 PM |
| cloud8 | $40.00 | $40.00 | 3/29/2010 4:38:09 PM |
| Finchy78 | $50.00 | $50.00 | 3/29/2010 5:33:32 PM |
| 4Horseman | $25.00 | $25.00 | 3/29/2010 6:15:05 PM |
| Lastavatar | $50.00 | $50.00 | 3/31/2010 2:11:55 PM |
| LovinMe | $25.00 | $25.00 | 4/1/2010 10:36:24 AM |
| HealthAndSafety | $100.00 | $100.00 | 4/1/2010 10:56:15 AM |
| olin5 | $25.00 | $25.00 | 4/2/2010 7:38:48 AM |
| RichDadPoorDad | $25.00 | $25.00 | 4/2/2010 5:09:22 PM |
| word140 | $25.00 | $25.00 | 4/3/2010 8:26:30 AM |
| InvestinginU | $50.00 | $50.00 | 4/4/2010 4:00:10 PM |
| chanee83 | $50.00 | $50.00 | 4/4/2010 9:56:00 PM |
| economy-caper9 | $25.00 | $25.00 | 4/5/2010 3:57:42 AM |
| YummiBear | $25.00 | $25.00 | 4/5/2010 4:19:09 AM |
| 55 bids
|
Borrower Payment Dependent Notes Series
452138
This series of Notes was issued and sold upon the funding of the borrower loan #41669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-29-2010 |
| |
Auction end date:
| Apr-05-2010 |
|
|
Starting lender yield:
| 9.04% |
Starting borrower rate/APR:
| 10.04% / 12.15% |
Starting monthly payment:
| $96.86 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $95.68 |
| |
|
Auction yield range:
| 4.04% - 9.04% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 37% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
9 | Length of status: | 20y 7m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 28 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $17,816 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 44% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bass |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for college
Purpose of loan:
This loan will be used for my wife to go to school until the military?GI bill kicks in which should be in a few months.
My financial situation:
I am a good candidate for this loan because I pay my bills on time and I have a?good credit rating. I also fund loans on prosper. Thanks
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Nerdster1 | $25.00 | $25.00 | 3/29/2010 3:53:49 PM |
| windfall46 | $25.00 | $25.00 | 3/29/2010 3:55:38 PM |
| AF-Chief | $27.00 | $27.00 | 3/29/2010 3:53:06 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/29/2010 3:57:02 PM |
| delicious-social132 | $40.00 | $40.00 | 3/29/2010 3:57:15 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 3/29/2010 3:53:41 PM |
| TakeCare | $50.00 | $50.00 | 3/29/2010 3:57:54 PM |
| ahansen | $25.00 | $25.00 | 3/29/2010 3:58:18 PM |
| CarDealer3070 | $25.00 | $25.00 | 3/29/2010 4:00:24 PM |
| Attract | $25.00 | $25.00 | 3/29/2010 3:56:34 PM |
| lender987654321 | $25.00 | $25.00 | 3/29/2010 3:57:49 PM |
| ideal-penny8 | $25.00 | $25.00 | 3/29/2010 3:56:49 PM |
| Merganser | $25.00 | $25.00 | 3/29/2010 3:58:06 PM |
| Avala | $50.00 | $50.00 | 3/29/2010 4:03:09 PM |
| chicco | $56.00 | $56.00 | 3/29/2010 3:59:59 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/29/2010 3:59:18 PM |
| integrity-doctor | $50.00 | $50.00 | 3/29/2010 4:04:07 PM |
| desertoasis | $25.00 | $25.00 | 3/29/2010 4:01:04 PM |
| Havana21 | $50.00 | $50.00 | 3/29/2010 4:00:36 PM |
| HHP | $25.00 | $25.00 | 3/29/2010 4:05:19 PM |
| Clambake | $50.00 | $50.00 | 3/29/2010 4:02:49 PM |
| chekat | $25.00 | $25.00 | 3/29/2010 4:01:18 PM |
| torion | $25.00 | $25.00 | 3/29/2010 4:02:52 PM |
| chestnut4 | $25.00 | $25.00 | 3/29/2010 4:04:38 PM |
| return-eclipse0 | $25.00 | $25.00 | 3/29/2010 4:08:13 PM |
| maldok1 | $25.00 | $25.00 | 3/29/2010 4:08:43 PM |
| unassassinable | $25.00 | $25.00 | 3/29/2010 4:09:01 PM |
| HedgeFund | $40.00 | $40.00 | 3/29/2010 4:04:42 PM |
| currency-sergeant | $25.00 | $25.00 | 3/29/2010 4:07:30 PM |
| dinero-speaker | $25.00 | $25.00 | 3/29/2010 4:07:46 PM |
| cello1 | $25.00 | $25.00 | 3/29/2010 4:07:10 PM |
| rescue | $100.00 | $100.00 | 3/29/2010 4:12:46 PM |
| auction-turbine4 | $50.00 | $50.00 | 3/29/2010 4:08:01 PM |
| 108lender | $200.00 | $162.00 | 3/29/2010 4:13:28 PM |
| reward-adventure | $25.00 | $25.00 | 3/29/2010 4:09:52 PM |
| mmmm1982 | $25.00 | $25.00 | 3/29/2010 4:10:06 PM |
| salala | $25.00 | $25.00 | 3/29/2010 4:11:12 PM |
| kid8549 | $25.00 | $25.00 | 3/29/2010 4:12:21 PM |
| selector568 | $500.00 | $500.00 | 3/29/2010 4:36:54 PM |
| springpanda | $25.00 | $25.00 | 3/31/2010 12:45:47 AM |
| justin323 | $25.00 | $25.00 | 3/31/2010 3:29:49 AM |
| wild-orange | $25.00 | $25.00 | 4/5/2010 8:46:17 AM |
| kchen486 | $25.00 | $25.00 | 3/29/2010 3:55:44 PM |
| successful-euro | $50.00 | $50.00 | 3/29/2010 3:56:37 PM |
| restless-currency | $25.00 | $25.00 | 3/29/2010 3:57:42 PM |
| versatile-platinum4 | $25.00 | $25.00 | 3/29/2010 3:55:58 PM |
| fishtale | $25.00 | $25.00 | 3/29/2010 3:56:07 PM |
| skvat | $25.00 | $25.00 | 3/29/2010 3:55:55 PM |
| credit-force5 | $25.00 | $25.00 | 3/29/2010 3:57:23 PM |
| honorable-yield | $50.00 | $50.00 | 3/29/2010 3:56:21 PM |
| Dreamconnection | $25.00 | $25.00 | 3/29/2010 3:56:24 PM |
| economy-producer | $25.00 | $25.00 | 3/29/2010 4:00:49 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/29/2010 3:57:32 PM |
| responsibility-mulberry | $25.00 | $25.00 | 3/29/2010 3:59:33 PM |
| harmonious-revenue7 | $50.00 | $50.00 | 3/29/2010 3:59:44 PM |
| hrubinst | $25.00 | $25.00 | 3/29/2010 3:59:56 PM |
| jdnyc | $25.00 | $25.00 | 3/29/2010 4:08:38 PM |
| proton346 | $25.00 | $25.00 | 3/29/2010 4:09:13 PM |
| tranquil-return4 | $75.00 | $75.00 | 3/29/2010 4:09:28 PM |
| ddog0224 | $25.00 | $25.00 | 3/29/2010 4:04:54 PM |
| JohnW12 | $25.00 | $25.00 | 3/29/2010 4:11:33 PM |
| rhightower003 | $25.00 | $25.00 | 3/29/2010 4:11:51 PM |
| 16888 | $50.00 | $50.00 | 3/29/2010 4:13:21 PM |
| xyzlmno | $50.00 | $50.00 | 3/29/2010 4:13:04 PM |
| uncleubb | $25.00 | $25.00 | 3/29/2010 5:58:45 PM |
| pinnacle10 | $25.00 | $25.00 | 3/31/2010 5:55:29 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/1/2010 6:28:27 AM |
| JABank | $25.00 | $25.00 | 4/1/2010 8:32:39 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/2/2010 2:34:11 PM |
| JDLanier | $25.00 | $25.00 | 4/3/2010 7:41:00 AM |
| loanman2007 | $100.00 | $100.00 | 4/4/2010 8:01:13 AM |
| greenventures | $25.00 | $25.00 | 4/5/2010 12:46:15 PM |
| 72 bids
|
Borrower Payment Dependent Notes Series
452218
This series of Notes was issued and sold upon the funding of the borrower loan #41678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Mar-31-2010 |
| |
Auction end date:
| Apr-07-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $316.65 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $316.65 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 1m |
|
Credit score:
| 640-659 (Mar-2010) |
Total credit lines:
| 4 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,735 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 84% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| akguy |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Freedom from credit card debt
Purpose of loan:
This loan will be used to pay off my credit cards.? I am looking forward to getting free of debt and get some money into my savings account.?
About a year and a half ago, I got out on my own.? I slowly drew down my savings and have used my credit cards more than I should have.? Also, a?year ago my company cut everyone's pay.? Fortunately?we've had a lot of the cut restored. ?With this loan, I'm hoping to get my financial situation back on track.
My financial situation:
I am a good candidate for this loan because I feel I'm pretty good with my?money.? I consistently make timely payments on all my bills.? I always check my monthly statements and regularly check my credit report.?
I am employed full-time and things look good for my position and my company, despite the strain in 2009.
Monthly net income: $ 3000
Monthly expenses: $
??Housing: $ 600
??Insurance: $?70
??Car expenses: $?75
??Utilities: $?80
??Phone, cable, internet: $ 300
??Food, entertainment: $?900
??Clothing, household expenses $?10 (avg/estimate)
??Credit cards and other loans: $ 500
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you have any savings? Really the key to paying off this debt is to not continue to "use" the credit cards...You'll find the amount you put on your cc's each month tends to be the amount you are overspending. - friendinmoney
A:
Appreciate the question.
I currently do not have much in the way of savings - other than some in IRA and 401(k) accounts that I'm not willing to touch at this point. I'd like to get this credit card debt out of the way and start building my savings acct back up.
Indeed, my plan going forward is to:
- use only my preferred credit card - since it gives me rewards
- pay off the *entire* balance each month (setting up an automatic payment)
Thank you for your interest!
A
(Apr-05-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| famous-bill | $75.00 | $75.00 | 3/31/2010 3:59:26 PM |
| atothez | $29.16 | $29.16 | 3/31/2010 3:59:05 PM |
| zone6 | $35.94 | $35.94 | 3/31/2010 4:04:50 PM |
| indomitable-dedication | $25.00 | $25.00 | 3/31/2010 4:04:59 PM |
| deal-hickory5 | $25.00 | $25.00 | 3/31/2010 4:05:18 PM |
| djc314 | $25.00 | $25.00 | 3/31/2010 4:06:00 PM |
| drstumpster | $25.00 | $25.00 | 3/31/2010 4:05:48 PM |
| Caerus | $25.00 | $25.00 | 3/31/2010 4:05:54 PM |
| martinnc | $25.00 | $25.00 | 3/31/2010 4:05:57 PM |
| Redmond | $25.00 | $25.00 | 3/31/2010 4:06:31 PM |
| Nerdster1 | $25.00 | $25.00 | 3/31/2010 4:07:02 PM |
| 792FICO | $25.00 | $25.00 | 3/31/2010 4:07:16 PM |
| slobberjob | $25.00 | $25.00 | 3/31/2010 4:07:50 PM |
| upright-revenue7 | $25.00 | $25.00 | 3/31/2010 4:07:56 PM |
| lacolo | $25.00 | $25.00 | 3/31/2010 4:08:00 PM |
| burrito6 | $25.00 | $25.00 | 3/31/2010 4:03:41 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/31/2010 4:04:13 PM |
| Georgetastic | $25.00 | $25.00 | 3/31/2010 4:09:28 PM |
| christifa | $25.00 | $25.00 | 3/31/2010 4:09:32 PM |
| Diamond_Jim | $25.00 | $25.00 | 3/31/2010 4:04:55 PM |
| kellydawn | $25.00 | $25.00 | 3/31/2010 4:05:06 PM |
| lucrative-transparency0 | $25.00 | $25.00 | 3/31/2010 4:05:32 PM |
| autonomous-truth | $75.00 | $75.00 | 3/31/2010 4:06:02 PM |
| phredd | $25.00 | $25.00 | 3/31/2010 4:06:08 PM |
| WalnutCreekguy | $25.00 | $25.00 | 3/31/2010 4:06:28 PM |
| reward-adventure | $25.00 | $25.00 | 3/31/2010 4:07:25 PM |
| glimmering-point | $25.00 | $25.00 | 3/31/2010 4:08:42 PM |
| kubien | $25.00 | $25.00 | 3/31/2010 4:09:45 PM |
| BlindJoeDeath | $25.00 | $25.00 | 3/31/2010 4:09:50 PM |
| jwm | $25.00 | $25.00 | 3/31/2010 4:09:59 PM |
| regooks | $25.00 | $25.00 | 3/31/2010 4:10:02 PM |
| alextvilla | $25.00 | $25.00 | 3/31/2010 4:19:40 PM |
| bonus-tent | $25.00 | $25.00 | 3/31/2010 4:22:23 PM |
| treasure-network | $25.00 | $25.00 | 3/31/2010 4:31:32 PM |
| Schmendrick | $25.00 | $25.00 | 3/31/2010 4:31:31 PM |
| winslowdad | $25.00 | $25.00 | 3/31/2010 4:22:09 PM |
| mizount | $25.00 | $25.00 | 3/31/2010 5:51:23 PM |
| swordfish42 | $25.00 | $25.00 | 3/31/2010 6:09:23 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 3/31/2010 6:10:57 PM |
| rock-turner | $100.00 | $100.00 | 3/31/2010 7:30:02 PM |
| TowerBusiness | $25.00 | $25.00 | 3/31/2010 7:07:56 PM |
| selfmademan | $25.00 | $25.00 | 3/31/2010 8:49:13 PM |
| engaging-worth | $25.00 | $25.00 | 3/31/2010 8:59:18 PM |
| honorable-yield | $25.00 | $25.00 | 4/1/2010 9:41:19 AM |
| SolarMoonshine | $25.00 | $25.00 | 4/1/2010 5:34:19 PM |
| well-mannered-income3 | $25.00 | $25.00 | 4/3/2010 5:52:03 AM |
| TheSweetLender | $40.00 | $40.00 | 4/3/2010 7:51:07 PM |
| reflective-rupee | $50.00 | $50.00 | 4/3/2010 12:28:57 PM |
| payout-comet | $25.00 | $25.00 | 4/4/2010 4:06:20 AM |
| Ronnieboy888 | $25.00 | $25.00 | 4/3/2010 8:48:48 PM |
| buffalobills | $25.00 | $25.00 | 4/5/2010 7:11:16 AM |
| gold-cluster | $100.00 | $100.00 | 4/4/2010 8:58:44 PM |
| bazaar-pizza | $50.00 | $50.00 | 4/5/2010 3:31:53 AM |
| loanman2007 | $150.00 | $150.00 | 4/5/2010 5:42:33 AM |
| Laima | $25.00 | $25.00 | 4/5/2010 7:39:22 AM |
| Mr-Miracle | $25.00 | $25.00 | 4/5/2010 12:19:22 PM |
| impartial-deal | $25.00 | $25.00 | 4/5/2010 2:03:55 PM |
| sweet-payout5 | $25.00 | $25.00 | 4/5/2010 1:33:11 PM |
| micko | $25.00 | $25.00 | 4/5/2010 4:13:36 PM |
| benefit-trident | $25.00 | $25.00 | 4/5/2010 4:48:22 PM |
| vest_vortex | $50.00 | $50.00 | 4/5/2010 6:42:34 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 4/5/2010 7:38:32 PM |
| gold-cluster | $100.00 | $100.00 | 4/6/2010 9:47:04 AM |
| realtormoises | $25.00 | $25.00 | 4/6/2010 12:06:23 PM |
| epic-payout | $51.24 | $51.24 | 4/6/2010 4:22:50 PM |
| cforell | $25.00 | $25.00 | 4/6/2010 4:40:43 PM |
| heerzaquestion | $75.00 | $75.00 | 4/6/2010 5:17:34 PM |
| Bob450 | $25.00 | $25.00 | 4/6/2010 9:39:13 PM |
| umfan123 | $25.00 | $25.00 | 4/7/2010 7:09:26 AM |
| LeoBUSIIT | $25.00 | $25.00 | 4/7/2010 7:27:01 AM |
| credit-coach118 | $35.00 | $35.00 | 4/7/2010 8:26:02 AM |
| DasMula | $25.00 | $25.00 | 4/7/2010 9:57:25 AM |
| DasMula | $25.00 | $25.00 | 4/7/2010 9:57:58 AM |
| bmw2 | $50.00 | $50.00 | 4/7/2010 10:03:08 AM |
| italisvital | $25.00 | $25.00 | 4/7/2010 11:05:48 AM |
| Doug1043 | $26.58 | $26.58 | 4/7/2010 11:13:58 AM |
| RyanM561 | $25.00 | $25.00 | 4/7/2010 1:40:32 PM |
| JBG | $25.00 | $25.00 | 4/7/2010 12:49:09 PM |
| sturdy-peace9 | $75.00 | $75.00 | 4/7/2010 3:15:25 PM |
| sjo1984111 | $25.00 | $25.00 | 4/7/2010 11:59:10 AM |
| JiggaJoeyS | $30.00 | $30.00 | 4/7/2010 3:50:26 PM |
| five-star-note | $50.00 | $50.00 | 4/7/2010 3:47:18 PM |
| kt103099 | $25.00 | $25.00 | 3/31/2010 3:59:48 PM |
| JB9 | $25.00 | $25.00 | 3/31/2010 4:02:23 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 3/31/2010 4:02:27 PM |
| forthright-dedication | $25.00 | $25.00 | 3/31/2010 4:05:03 PM |
| inspiring-reward | $150.00 | $150.00 | 3/31/2010 4:05:21 PM |
| PRGuyinVA | $25.00 | $25.00 | 3/31/2010 4:05:25 PM |
| IIP77 | $25.00 | $25.00 | 3/31/2010 4:05:28 PM |
| skuba | $25.00 | $25.00 | 3/31/2010 4:05:35 PM |
| ChristopherS | $25.00 | $25.00 | 3/31/2010 4:05:51 PM |
| Cash_Angel | $25.00 | $25.00 | 3/31/2010 4:06:15 PM |
| barefootpaul | $25.00 | $25.00 | 3/31/2010 4:06:20 PM |
| nowits10 | $25.00 | $25.00 | 3/31/2010 4:06:22 PM |
| nivletJP | $25.00 | $25.00 | 3/31/2010 4:06:12 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 3/31/2010 4:06:57 PM |
| social-conductor4 | $25.00 | $25.00 | 3/31/2010 4:02:00 PM |
| friendly-worth3 | $25.00 | $25.00 | 3/31/2010 4:07:12 PM |
| Coppermaven | $25.00 | $25.00 | 3/31/2010 4:02:33 PM |
| 108lender | $75.00 | $75.00 | 3/31/2010 4:07:44 PM |
| a-silver-booster | $30.00 | $30.00 | 3/31/2010 4:07:29 PM |
| Midwestvalues | $100.00 | $100.00 | 3/31/2010 4:03:24 PM |
| Orringo | $50.00 | $50.00 | 3/31/2010 4:09:09 PM |
| ValyaLibra01 | $25.00 | $25.00 | 3/31/2010 4:09:30 PM |
| Panitza | $62.00 | $62.00 | 3/31/2010 4:09:37 PM |
| EastofEden | $25.00 | $25.00 | 3/31/2010 4:09:40 PM |
| handy-justice | $50.00 | $50.00 | 3/31/2010 4:05:08 PM |
| kind-efficient-credit | $25.00 | $25.00 | 3/31/2010 4:05:11 PM |
| LuvToLend | $25.00 | $25.00 | 3/31/2010 4:05:15 PM |
| beyondmanagement | $25.00 | $25.00 | 3/31/2010 4:05:37 PM |
| nanda | $25.00 | $25.00 | 3/31/2010 4:05:40 PM |
| RMB-Investments | $25.00 | $25.00 | 3/31/2010 4:05:44 PM |
| nybanker85 | $100.00 | $100.00 | 3/31/2010 4:06:05 PM |
| Turtlebear44 | $25.00 | $25.00 | 3/31/2010 4:06:25 PM |
| terrific-fund5 | $25.00 | $25.00 | 3/31/2010 4:07:09 PM |
| helping-out | $35.00 | $35.00 | 3/31/2010 4:08:22 PM |
| zone8 | $100.00 | $100.00 | 3/31/2010 4:09:34 PM |
| note-tent | $25.00 | $25.00 | 3/31/2010 4:09:52 PM |
| MM1207 | $25.00 | $25.00 | 3/31/2010 4:09:57 PM |
| BankofBen | $25.00 | $25.00 | 3/31/2010 4:20:03 PM |
| autonomous-basis | $25.00 | $25.00 | 3/31/2010 4:21:51 PM |
| entertaining-greenback2 | $25.00 | $25.00 | 3/31/2010 4:31:29 PM |
| theprince | $25.00 | $25.00 | 3/31/2010 4:31:33 PM |
| WorldlyWorker | $25.00 | $25.00 | 3/31/2010 6:08:56 PM |
| cablenews | $25.00 | $25.00 | 3/31/2010 5:40:37 PM |
| ah-long | $25.00 | $25.00 | 3/31/2010 8:20:42 PM |
| kindness-percolator5 | $25.00 | $25.00 | 3/31/2010 7:08:10 PM |
| order-bee1 | $75.00 | $75.00 | 3/31/2010 10:33:01 PM |
| shrewd-peace7 | $25.00 | $10.99 | 3/31/2010 9:47:56 PM |
| Trekow | $25.09 | $25.09 | 4/2/2010 11:46:35 AM |
| CashFlow13 | $1,000.00 | $1,000.00 | 4/3/2010 10:48:04 AM |
| reflective-rupee | $50.00 | $50.00 | 4/3/2010 12:29:19 PM |
| new-peso-concerto | $25.00 | $25.00 | 4/3/2010 5:56:55 PM |
| reflective-rupee | $50.00 | $50.00 | 4/3/2010 12:29:07 PM |
| pani5ue | $25.00 | $25.00 | 4/4/2010 10:55:35 AM |
| nickel-launcher | $100.00 | $100.00 | 4/5/2010 7:52:07 AM |
| penny-sergeant | $25.00 | $25.00 | 4/5/2010 12:48:42 PM |
| TheSweetLender | $30.00 | $30.00 | 4/5/2010 7:20:38 PM |
| Bob450 | $50.00 | $50.00 | 4/5/2010 9:20:59 PM |
| wise-courageous-social | $25.00 | $25.00 | 4/6/2010 6:20:31 AM |
| GetLoan | $25.00 | $25.00 | 4/6/2010 9:37:56 AM |
| green-transaction-charmer | $25.00 | $25.00 | 4/6/2010 10:30:29 AM |
| atomantic | $25.00 | $25.00 | 4/6/2010 12:05:23 PM |
| psycardis | $30.00 | $30.00 | 4/6/2010 12:49:39 PM |
| Your_Bank | $50.00 | $50.00 | 4/6/2010 5:25:37 PM |
| Wyatte | $50.00 | $50.00 | 4/6/2010 5:40:12 PM |
| gain-boomerang5 | $25.00 | $25.00 | 4/6/2010 6:17:55 PM |
| lend42013 | $25.00 | $25.00 | 4/7/2010 7:41:05 AM |
| love2garden | $50.00 | $50.00 | 4/7/2010 7:07:29 AM |
| tjone69 | $25.00 | $25.00 | 4/6/2010 10:59:14 PM |
| TackingWindward | $25.00 | $25.00 | 4/7/2010 9:26:35 AM |
| gold-cluster | $100.00 | $100.00 | 4/7/2010 6:14:01 AM |
| DasMula | $25.00 | $25.00 | 4/7/2010 9:57:40 AM |
| credit-elation1 | $30.00 | $30.00 | 4/7/2010 9:34:07 AM |
| 56bones | $25.00 | $25.00 | 4/7/2010 8:59:02 AM |
| vigilance-searcher | $25.00 | $25.00 | 4/7/2010 9:05:36 AM |
| kendigme | $34.65 | $34.65 | 4/7/2010 11:11:31 AM |
| charming-point | $300.00 | $300.00 | 4/7/2010 11:19:41 AM |
| SlickNick | $25.00 | $25.00 | 4/7/2010 11:57:47 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 4/7/2010 10:34:54 AM |
| piter-to-la-investment | $30.00 | $30.00 | 4/7/2010 2:04:39 PM |
| sunny-justice9 | $25.00 | $25.00 | 4/7/2010 3:40:26 PM |
| Engineer44 | $25.00 | $25.00 | 4/7/2010 3:57:01 PM |
| aquistoyraul | $34.35 | $34.35 | 4/7/2010 2:46:58 PM |
| Frosty | $25.00 | $25.00 | 4/7/2010 3:45:03 PM |
| 165 bids
|
Borrower Payment Dependent Notes Series
452252
This series of Notes was issued and sold upon the funding of the borrower loan #41676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Mar-30-2010 |
| |
Auction end date:
| Apr-04-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $77.34 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $77.31 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1973 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 5m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 30 |
Occupation: | Analyst |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $9,615 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 55% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| trophy0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mobile Works-Buy, Sell Quality Home
This loan will be
used to:provide a niche service, in
that, we buy/sell quality pre-owned mobile homes at below market price and
re-sell them for what the market will bear.? Often no work is required to
sell the home as we merely adjust the sales price accordingly and have the new owner
do the work...we sell the home in ?As Is? condition on terms agreeable to the
purchaser.? We involve no banks, no additional fees, no junk fees and no
BS.
My financial situation:I am a good candidate for loan repayment ?I?m a retired AF officer -
25years, now working for a defense contract company, I have a strong sense of
self-direction coupled with a strong sense of self worth.? I have an MBA
from Chapman College, Orange, CA.? My income is such?that with my
salary and retirement income I?m able to re-pay this loan.? I'm honest,
industrious and a reliable source.As
you can see, our money is backed by the mobile.Thus, adding value to your loan money.These include:? www.kijiji.com and postlets.com
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Dreamconnection | $25.00 | $25.00 | 3/30/2010 4:34:01 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/30/2010 4:34:15 PM |
| ahansen | $25.00 | $25.00 | 3/30/2010 4:34:18 PM |
| kid8549 | $25.00 | $25.00 | 3/30/2010 4:28:04 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/30/2010 4:30:19 PM |
| ideal-penny8 | $25.00 | $25.00 | 3/30/2010 4:34:02 PM |
| kchen486 | $25.00 | $25.00 | 3/30/2010 4:33:54 PM |
| honorable-yield | $50.00 | $50.00 | 3/30/2010 4:33:58 PM |
| credit-force5 | $25.00 | $25.00 | 3/30/2010 4:34:12 PM |
| community-saver158 | $50.00 | $50.00 | 3/30/2010 4:44:52 PM |
| xyzlmno | $25.00 | $25.00 | 3/30/2010 4:40:52 PM |
| kennyinminny | $25.00 | $25.00 | 3/30/2010 4:41:28 PM |
| Barak | $40.00 | $40.00 | 3/30/2010 4:41:58 PM |
| euro-starter | $25.00 | $25.00 | 3/30/2010 4:42:06 PM |
| Philosonie | $25.00 | $25.00 | 3/30/2010 6:14:27 PM |
| 1phantom | $25.91 | $25.91 | 3/30/2010 4:44:38 PM |
| ricpick | $50.00 | $50.00 | 3/30/2010 4:46:00 PM |
| Banco de Claydo | $25.00 | $25.00 | 3/30/2010 10:22:56 PM |
| faifar | $25.00 | $25.00 | 3/30/2010 6:13:42 PM |
| versatile-platinum4 | $25.00 | $25.00 | 3/30/2010 6:27:58 PM |
| elasermd | $25.63 | $25.63 | 3/31/2010 12:38:01 AM |
| SoCalRancher | $25.00 | $25.00 | 3/31/2010 12:48:47 AM |
| restless-currency | $25.00 | $25.00 | 3/30/2010 8:37:56 PM |
| TheWainer | $25.00 | $25.00 | 3/30/2010 9:13:16 PM |
| fightinjoe | $25.00 | $25.00 | 3/31/2010 5:58:01 AM |
| cello1 | $25.00 | $25.00 | 3/31/2010 6:08:57 AM |
| Phantom99 | $25.00 | $25.00 | 3/30/2010 11:13:14 PM |
| capital-web7 | $25.00 | $25.00 | 3/30/2010 10:14:05 PM |
| Finchy78 | $25.00 | $25.00 | 3/31/2010 7:09:42 AM |
| sharkm | $25.00 | $25.00 | 3/31/2010 1:48:04 AM |
| FlexFunding | $25.00 | $25.00 | 3/31/2010 12:38:44 AM |
| ingenious-order783 | $25.00 | $25.00 | 3/31/2010 5:05:13 AM |
| ciccio70 | $25.00 | $25.00 | 3/31/2010 5:57:53 AM |
| brightest-income-hunter | $25.00 | $25.00 | 3/31/2010 7:59:42 AM |
| BankofBen | $25.00 | $25.00 | 3/31/2010 8:00:15 AM |
| kanakakm | $50.00 | $34.17 | 3/31/2010 8:09:02 AM |
| surfsider123 | $25.00 | $25.00 | 3/31/2010 11:19:57 AM |
| bonus-adventure3 | $25.00 | $25.00 | 4/1/2010 6:33:38 AM |
| julijask | $35.00 | $35.00 | 4/1/2010 3:15:47 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/30/2010 4:34:05 PM |
| kenji4861 | $50.00 | $50.00 | 3/30/2010 4:31:58 PM |
| delicious-social132 | $40.00 | $40.00 | 3/30/2010 4:34:09 PM |
| proton346 | $25.00 | $25.00 | 3/30/2010 4:39:44 PM |
| fair-funds | $25.00 | $25.00 | 3/30/2010 4:43:31 PM |
| MrDavid | $50.00 | $50.00 | 3/30/2010 4:44:08 PM |
| auction-turbine4 | $50.00 | $50.00 | 3/30/2010 4:39:17 PM |
| maldok1 | $25.00 | $25.00 | 3/30/2010 4:39:32 PM |
| stable-nickel | $150.00 | $150.00 | 3/30/2010 4:44:54 PM |
| careful-note | $50.00 | $50.00 | 3/30/2010 4:45:03 PM |
| salala | $25.00 | $25.00 | 3/30/2010 4:40:07 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/30/2010 4:45:46 PM |
| pbeach05 | $25.00 | $25.00 | 3/30/2010 4:41:10 PM |
| meenan | $25.00 | $25.00 | 3/30/2010 4:41:13 PM |
| bjmazur | $25.00 | $25.00 | 3/30/2010 4:41:56 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 3/30/2010 4:42:28 PM |
| radforj22 | $25.00 | $25.00 | 3/30/2010 4:42:34 PM |
| windfall46 | $25.00 | $25.00 | 3/30/2010 4:43:26 PM |
| paladin847 | $25.00 | $25.00 | 3/30/2010 4:44:33 PM |
| fishtale | $25.00 | $25.00 | 3/30/2010 6:27:55 PM |
| rescue | $100.00 | $100.00 | 3/30/2010 4:44:45 PM |
| Mario2007 | $25.00 | $25.00 | 3/30/2010 4:44:50 PM |
| unforgettable-order9 | $30.77 | $30.77 | 3/30/2010 4:55:56 PM |
| ProfPC | $25.00 | $25.00 | 3/30/2010 5:12:57 PM |
| RG | $35.00 | $35.00 | 3/30/2010 6:03:10 PM |
| fuzed | $53.65 | $53.65 | 3/30/2010 6:14:12 PM |
| Dazz2061 | $25.00 | $25.00 | 3/30/2010 6:58:08 PM |
| zenchef | $25.00 | $25.00 | 3/31/2010 12:48:56 AM |
| chrisb1414 | $25.00 | $25.00 | 3/30/2010 8:22:54 PM |
| surfhoss644 | $25.00 | $25.00 | 3/30/2010 9:28:16 PM |
| cash-queen | $29.87 | $29.87 | 3/30/2010 7:23:54 PM |
| sentimental-silver7 | $25.00 | $25.00 | 3/30/2010 10:03:10 PM |
| regahj99 | $25.00 | $25.00 | 3/30/2010 11:03:31 PM |
| galtsgulch | $25.00 | $25.00 | 3/31/2010 12:58:43 AM |
| SDNLR | $25.00 | $25.00 | 3/31/2010 1:48:07 AM |
| blissful-note7 | $25.00 | $25.00 | 3/31/2010 2:04:23 AM |
| samo102us | $25.00 | $25.00 | 3/31/2010 7:59:28 AM |
| HealthAndSafety | $100.00 | $100.00 | 4/1/2010 10:57:26 AM |
| 77 bids
|
Borrower Payment Dependent Notes Series
452272
This series of Notes was issued and sold upon the funding of the borrower loan #41663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-31-2010 |
| |
Auction end date:
| Apr-07-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $63.95 |
|
Final lender yield:
| 8.00% |
Final borrower rate/APR:
| 9.00% / 11.09% |
Final monthly payment:
| $63.60 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.88% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 10m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 21 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,890 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 20% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| unbeatable-basis7 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying bills
Purpose of loan:
This loan will be used to pay car payments and credit card bills that i have that need to get paid.? any extra will go for pull ups and necessities for my twin boys.
My financial situation:
I am a good candidate for this loan because? i have a full time job working for a great company in Best Buy and I wont miss a payment to pay it back.? I will hope to pay if off sooner than expected.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| selector568 | $250.00 | $250.00 | 3/31/2010 4:15:55 PM |
| RandyL3 | $99.00 | $99.00 | 3/31/2010 4:21:43 PM |
| KFB_Investments | $35.00 | $35.00 | 3/31/2010 6:16:49 PM |
| koa | $100.00 | $100.00 | 4/2/2010 10:20:31 AM |
| marwadi-62 | $300.00 | $300.00 | 4/2/2010 2:26:49 PM |
| khamlagirl | $25.00 | $25.00 | 4/5/2010 3:42:35 PM |
| RicheyRich | $25.00 | $25.00 | 4/5/2010 5:09:45 PM |
| Richmp412 | $25.00 | $25.00 | 4/6/2010 7:02:55 AM |
| wwwUniversal | $25.00 | $25.00 | 4/6/2010 2:56:04 PM |
| webfeet | $25.00 | $25.00 | 4/6/2010 12:39:41 PM |
| buckskin1234 | $25.00 | $25.00 | 4/6/2010 4:50:17 PM |
| brlarue | $25.00 | $25.00 | 4/6/2010 7:55:43 PM |
| divergregg | $25.00 | $25.00 | 4/6/2010 9:21:07 PM |
| JerryB96 | $25.00 | $25.00 | 4/6/2010 7:28:43 PM |
| drlevvis | $50.00 | $50.00 | 4/7/2010 5:13:57 AM |
| dblakels | $25.00 | $25.00 | 4/7/2010 9:41:23 AM |
| myidear | $25.00 | $25.00 | 4/7/2010 12:25:29 PM |
| webfeet | $25.00 | $25.00 | 4/7/2010 2:04:40 PM |
| NYCLAIMSGUY | $25.00 | $25.00 | 4/7/2010 12:28:40 PM |
| ken168 | $41.00 | $41.00 | 4/7/2010 1:17:24 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/31/2010 6:35:18 PM |
| springpanda | $25.00 | $25.00 | 4/1/2010 12:39:34 PM |
| bigmacbeef | $925.00 | $348.97 | 4/2/2010 4:48:08 AM |
| OregonDane | $25.00 | $25.00 | 4/5/2010 10:48:43 PM |
| site_ml | $25.00 | $25.00 | 4/6/2010 6:28:30 AM |
| chrisjs15 | $25.00 | $25.00 | 4/6/2010 12:27:44 PM |
| chanee83 | $50.00 | $50.00 | 4/7/2010 7:48:37 AM |
| wild-orange | $100.00 | $100.00 | 4/7/2010 1:34:34 AM |
| lend42013 | $25.00 | $25.00 | 4/7/2010 9:24:05 AM |
| Slimoro86 | $25.00 | $25.00 | 4/7/2010 10:25:05 AM |
| MrLeft | $25.00 | $25.00 | 4/7/2010 11:07:45 AM |
| capital-kingdom | $25.00 | $25.00 | 4/7/2010 11:55:51 AM |
| stammyc3 | $26.03 | $26.03 | 4/7/2010 11:31:29 AM |
| Ven58 | $25.00 | $25.00 | 4/7/2010 12:16:28 PM |
| revenue-appraiser | $25.00 | $25.00 | 4/7/2010 3:55:08 PM |
| 35 bids
|
Borrower Payment Dependent Notes Series
452738
This series of Notes was issued and sold upon the funding of the borrower loan #41758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-02-2010 |
| |
Auction end date:
| Apr-07-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $184.63 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $181.91 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 39% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 8m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 19 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $4,926 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $31,352 |
Bankcard utilization:
| 63% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 9 | | | | |
|
Screen name:
| bonus-chestnut2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Educational Journey
Purpose of loan:
I plan on utilizing this loan to pay my tuition and?purchase the necessary class materials that will ensure my success.
My financial situation:
I am an excellent?candidate for this loan because I am employed at Northwestern University, and this is the same institution where I will be attending classes.? I have been a staff member of the academic community for almost four years.? I understand what is necessary for educational success, and I am looking forward to the challenges and rewards that this experience has to offer.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bajaruss | $25.00 | $25.00 | 4/2/2010 3:58:48 PM |
| nalaari | $25.00 | $25.00 | 4/2/2010 4:00:36 PM |
| jhjoe | $25.00 | $25.00 | 4/2/2010 4:01:25 PM |
| JandJ-Bank | $25.00 | $25.00 | 4/2/2010 3:58:55 PM |
| lloyd_s | $25.00 | $25.00 | 4/2/2010 4:02:28 PM |
| mizon291 | $50.00 | $50.00 | 4/2/2010 3:59:26 PM |
| lucrative-deal5 | $25.00 | $25.00 | 4/2/2010 3:59:42 PM |
| Vennela | $25.00 | $25.00 | 4/2/2010 4:03:11 PM |
| loan-scientist8 | $25.00 | $25.00 | 4/2/2010 4:00:16 PM |
| srfb973 | $35.00 | $35.00 | 4/2/2010 4:03:39 PM |
| Turtlebear44 | $25.00 | $25.00 | 4/2/2010 4:01:23 PM |
| nourishing-hope835 | $25.00 | $25.00 | 4/2/2010 4:01:36 PM |
| Kreditorium | $71.33 | $71.33 | 4/2/2010 4:04:37 PM |
| money-explorer3 | $25.00 | $25.00 | 4/2/2010 4:04:48 PM |
| anton | $150.00 | $150.00 | 4/2/2010 4:02:27 PM |
| bold-principal-thinker | $25.00 | $25.00 | 4/2/2010 4:05:58 PM |
| kind-efficient-credit | $25.00 | $25.00 | 4/2/2010 4:03:24 PM |
| teller | $25.00 | $25.00 | 4/2/2010 4:03:59 PM |
| taebutogi | $25.00 | $25.00 | 4/2/2010 4:04:11 PM |
| benefit-squirrel | $25.00 | $25.00 | 4/2/2010 4:04:42 PM |
| Gixxer600 | $25.00 | $25.00 | 4/2/2010 4:04:50 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/2/2010 4:04:58 PM |
| javajo22 | $25.00 | $25.00 | 4/2/2010 4:05:52 PM |
| rvfbroker | $25.00 | $25.00 | 4/2/2010 4:08:04 PM |
| graceful-investment | $75.00 | $75.00 | 4/2/2010 3:58:58 PM |
| autonomous-truth | $25.00 | $25.00 | 4/2/2010 4:06:42 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 4/2/2010 3:59:36 PM |
| hope-base | $25.00 | $25.00 | 4/2/2010 4:08:54 PM |
| auction-workhorse679 | $25.00 | $25.00 | 4/2/2010 3:59:48 PM |
| successful-euro | $40.00 | $40.00 | 4/2/2010 4:09:08 PM |
| CarDealer3070 | $30.00 | $30.00 | 4/2/2010 4:09:25 PM |
| asset-professor | $35.00 | $35.00 | 4/2/2010 4:09:39 PM |
| Rattlehead | $25.00 | $25.00 | 4/2/2010 4:10:02 PM |
| favorable-order8 | $25.00 | $25.00 | 4/2/2010 4:00:59 PM |
| burrito6 | $25.00 | $25.00 | 4/2/2010 4:08:11 PM |
| unforgettable-order9 | $25.00 | $25.00 | 4/2/2010 4:10:29 PM |
| brother_tam | $50.00 | $50.00 | 4/2/2010 4:10:39 PM |
| desertoasis | $25.00 | $25.00 | 4/2/2010 4:10:42 PM |
| assetmanager | $25.00 | $25.00 | 4/2/2010 4:08:41 PM |
| supreme-hope | $25.00 | $25.00 | 4/2/2010 4:10:52 PM |
| gulch | $25.00 | $25.00 | 4/2/2010 4:11:02 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 4/2/2010 4:11:12 PM |
| ukstevenhawaii | $50.00 | $50.00 | 4/2/2010 4:09:31 PM |
| randsenterprise | $25.00 | $25.00 | 4/2/2010 4:03:08 PM |
| HedgeFund | $25.00 | $25.00 | 4/2/2010 4:03:12 PM |
| note-cougar0 | $25.00 | $25.00 | 4/2/2010 4:03:23 PM |
| kc8fot | $25.00 | $25.00 | 4/2/2010 4:12:10 PM |
| social-conductor4 | $25.00 | $25.00 | 4/2/2010 4:03:51 PM |
| Streetfighter | $50.00 | $50.00 | 4/2/2010 4:10:26 PM |
| LuvToLend | $25.00 | $25.00 | 4/2/2010 4:12:49 PM |
| red_spade | $26.00 | $26.00 | 4/2/2010 4:10:35 PM |
| next2 | $25.00 | $25.00 | 4/2/2010 4:04:38 PM |
| HHP | $25.00 | $25.00 | 4/2/2010 4:10:49 PM |
| steamboatgal | $25.00 | $25.00 | 4/2/2010 4:05:28 PM |
| bnlforever | $25.00 | $25.00 | 4/2/2010 4:11:01 PM |
| mizount | $25.00 | $25.00 | 4/2/2010 4:06:13 PM |
| kmfreymi | $25.00 | $25.00 | 4/2/2010 4:11:35 PM |
| thrifty-funds1 | $25.00 | $25.00 | 4/2/2010 4:11:45 PM |
| reward-adventure | $30.00 | $30.00 | 4/2/2010 4:11:59 PM |
| trustu | $25.00 | $23.38 | 4/2/2010 4:12:55 PM |
| deegeeman | $50.00 | $50.00 | 4/2/2010 4:09:49 PM |
| Havana21 | $50.00 | $50.00 | 4/2/2010 4:10:55 PM |
| intelligent-yield | $25.00 | $25.00 | 4/2/2010 4:11:38 PM |
| exact-loan5 | $30.00 | $30.00 | 4/2/2010 4:11:48 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/2/2010 4:11:57 PM |
| DLock99 | $25.00 | $25.00 | 4/2/2010 4:12:02 PM |
| salala | $25.00 | $25.00 | 4/2/2010 4:12:14 PM |
| 108lender | $75.00 | $75.00 | 4/2/2010 4:12:54 PM |
| InChicago | $25.00 | $25.00 | 4/2/2010 4:25:32 PM |
| Bob450 | $25.00 | $25.00 | 4/5/2010 6:16:22 PM |
| site_ml | $25.00 | $25.00 | 4/6/2010 6:39:00 AM |
| vigilance-searcher | $25.00 | $25.00 | 4/7/2010 9:19:44 AM |
| calkidd05 | $25.00 | $25.00 | 4/2/2010 3:58:57 PM |
| dextro | $25.00 | $25.00 | 4/2/2010 4:00:22 PM |
| FALLEN234 | $25.00 | $25.00 | 4/2/2010 4:00:52 PM |
| VPRLLC | $25.00 | $25.00 | 4/2/2010 3:59:00 PM |
| pleasant-nickel0 | $25.00 | $25.00 | 4/2/2010 3:59:06 PM |
| traveler50 | $25.00 | $25.00 | 4/2/2010 4:03:40 PM |
| rupee-artisan | $25.00 | $25.00 | 4/2/2010 4:03:51 PM |
| loot-hunter | $25.00 | $25.00 | 4/2/2010 4:00:54 PM |
| jgold010 | $25.00 | $25.00 | 4/2/2010 4:04:02 PM |
| webappersn | $25.00 | $25.00 | 4/2/2010 4:01:20 PM |
| ah-long | $25.00 | $25.00 | 4/2/2010 4:04:46 PM |
| coin-investor | $25.00 | $25.00 | 4/2/2010 4:01:55 PM |
| eronyc | $25.00 | $25.00 | 4/2/2010 4:05:00 PM |
| theprince | $25.00 | $25.00 | 4/2/2010 4:05:15 PM |
| worth-sanctuary9 | $25.00 | $25.00 | 4/2/2010 4:05:53 PM |
| mightymousemom | $25.00 | $25.00 | 4/2/2010 4:03:09 PM |
| Kaj | $25.00 | $25.00 | 4/2/2010 4:06:37 PM |
| kurg | $25.00 | $25.00 | 4/2/2010 4:03:36 PM |
| javajahn | $25.00 | $25.00 | 4/2/2010 4:05:51 PM |
| charming-dime | $25.00 | $25.00 | 4/2/2010 4:05:55 PM |
| AF-Chief | $28.00 | $28.00 | 4/2/2010 4:06:38 PM |
| dime-fighter | $25.00 | $25.00 | 4/2/2010 3:59:25 PM |
| cbz | $25.00 | $25.00 | 4/2/2010 3:59:40 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/2/2010 3:59:50 PM |
| spruce2 | $50.00 | $50.00 | 4/2/2010 4:09:07 PM |
| greenwell | $25.00 | $25.00 | 4/2/2010 4:09:46 PM |
| listing-trapper3 | $50.00 | $50.00 | 4/2/2010 4:09:52 PM |
| rooosta | $25.00 | $25.00 | 4/2/2010 4:10:20 PM |
| euro-mirth | $25.00 | $25.00 | 4/2/2010 4:01:15 PM |
| integrity-doctor | $100.00 | $100.00 | 4/2/2010 4:10:32 PM |
| LoisLoan | $25.00 | $25.00 | 4/2/2010 4:11:09 PM |
| elevated-platinum5 | $25.00 | $25.00 | 4/2/2010 4:09:19 PM |
| Shepherd7 | $30.00 | $30.00 | 4/2/2010 4:11:24 PM |
| shiny-dollar9 | $25.00 | $25.00 | 4/2/2010 4:11:44 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/2/2010 4:11:52 PM |
| rhin0cerx | $50.00 | $50.00 | 4/2/2010 4:09:38 PM |
| ommcd | $25.00 | $25.00 | 4/2/2010 4:03:21 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/2/2010 4:10:01 PM |
| klinebarger | $25.00 | $25.00 | 4/2/2010 4:03:37 PM |
| magnolia161 | $25.00 | $25.00 | 4/2/2010 4:10:16 PM |
| Adam_00 | $25.00 | $25.00 | 4/2/2010 4:12:15 PM |
| martinnc | $25.00 | $25.00 | 4/2/2010 4:10:22 PM |
| repcool | $25.00 | $25.00 | 4/2/2010 4:12:23 PM |
| xyzlmno | $25.00 | $25.00 | 4/2/2010 4:12:48 PM |
| natural-greenback6 | $25.00 | $25.00 | 4/2/2010 4:10:45 PM |
| wampum-chorus3 | $25.00 | $25.00 | 4/2/2010 4:05:11 PM |
| gavinfh | $25.00 | $25.00 | 4/2/2010 4:05:24 PM |
| GIGO | $46.29 | $46.29 | 4/2/2010 4:05:54 PM |
| tshurts | $25.00 | $25.00 | 4/2/2010 4:11:16 PM |
| falcon88dp | $25.00 | $25.00 | 4/2/2010 4:06:14 PM |
| visionary-currency | $50.00 | $50.00 | 4/2/2010 4:11:18 PM |
| dime-beeper | $25.00 | $25.00 | 4/2/2010 4:06:25 PM |
| asiaratt | $100.00 | $100.00 | 4/2/2010 4:11:32 PM |
| schlepper | $25.00 | $25.00 | 4/2/2010 4:11:42 PM |
| kid8549 | $25.00 | $25.00 | 4/2/2010 4:12:28 PM |
| dime-reaction | $25.00 | $25.00 | 4/2/2010 4:08:44 PM |
| Purposeful | $50.00 | $50.00 | 4/2/2010 4:08:55 PM |
| sympathetic-asset | $25.00 | $25.00 | 4/2/2010 4:09:26 PM |
| first-upright-payout | $25.00 | $25.00 | 4/2/2010 4:11:05 PM |
| cashonhand | $25.00 | $25.00 | 4/2/2010 4:11:28 PM |
| chakra | $25.00 | $25.00 | 4/2/2010 4:11:54 PM |
| oldmora | $50.00 | $50.00 | 4/2/2010 4:12:07 PM |
| Judolu | $25.00 | $25.00 | 4/2/2010 4:12:17 PM |
| currency-sergeant | $25.00 | $25.00 | 4/2/2010 4:12:30 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 4/2/2010 4:12:40 PM |
| irrelevant | $25.00 | $25.00 | 4/2/2010 4:26:39 PM |
| frogperson | $200.00 | $200.00 | 4/2/2010 8:35:16 PM |
| Bob450 | $50.00 | $50.00 | 4/4/2010 7:43:12 PM |
| 140 bids
|