Sales Report:Supplement No. 171 dated Apr 07, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 450365
This series of Notes was issued and sold upon the funding of the borrower loan #41704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-25-2010 
  Auction end date:  Apr-01-2010 
 
Starting lender yield: 9.38% Starting borrower rate/APR: 10.38% / 12.49% Starting monthly payment: $259.57
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $258.89
 
Auction yield range: 4.04% - 9.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-2000 Debt/Income ratio: 22%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 10Length of status:2y 3m
Credit score: 700-719 (Mar-2010) Total credit lines: 20 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $34,595Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 78%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 2    
Screen name: towering-contract Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to?consolidate my credit card debt. The interest rates have gotten too high and I am looking for a fixed rate sum to liquidate them.

My financial situation: My financial situation is a very good one. I receive a good, stable salary with a yearly bonus. I am an assistant branch manager for JP Morgan Chase.
I am a good candidate for this loan because?I will be able to make the monthly payments in a timely manner as you can see by my credit report. I have never missed a single payment on my mortgage or credit cards. I have a mortgage but the property is being rented out so the rent income pays the mortgage.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Nerdster1$25.00$25.003/25/2010 3:52:34 PM
responsibility-mulberry$25.00$25.003/25/2010 4:01:51 PM
availableloan$25.00$25.003/25/2010 4:01:06 PM
CarDealer3070$25.00$25.003/25/2010 4:02:39 PM
AF-Chief$28.00$28.003/25/2010 3:56:49 PM
inspired-contract9$25.00$25.003/25/2010 4:06:31 PM
Clambake$50.00$50.003/25/2010 4:05:29 PM
jwood3030$35.00$35.003/25/2010 4:07:07 PM
HHP$25.00$25.003/25/2010 4:07:52 PM
harmonious-revenue7$50.00$50.003/25/2010 4:02:02 PM
hrubinst$25.00$25.003/25/2010 4:02:13 PM
chicco$56.00$56.003/25/2010 4:02:29 PM
windfall46$25.00$25.003/25/2010 4:08:39 PM
stock106$25.00$25.003/25/2010 4:11:28 PM
ddog0224$25.00$25.003/25/2010 4:07:34 PM
dinero-speaker$25.00$25.003/25/2010 4:13:15 PM
bchen78875$25.00$25.003/25/2010 4:09:43 PM
don8ter$25.00$25.003/25/2010 5:20:05 PM
Supernick$25.00$25.003/25/2010 5:55:57 PM
skuba$25.00$25.003/25/2010 5:56:03 PM
selector568$25.00$25.003/25/2010 9:03:11 PM
jdnyc$25.00$25.003/25/2010 11:43:00 PM
selfmademan$25.00$25.003/26/2010 7:43:08 AM
mizount$25.00$25.003/26/2010 9:35:03 AM
focused-dime8$25.00$25.003/26/2010 8:25:31 AM
Cheburashka$25.00$25.003/26/2010 11:14:47 AM
reward-adventure$25.00$25.003/26/2010 11:50:31 AM
ccdmp2004$25.00$25.003/26/2010 12:33:58 PM
justice-dna$25.00$25.003/26/2010 10:23:22 AM
Phantom99$25.00$25.003/26/2010 12:39:30 PM
lloyd_s$25.00$25.003/26/2010 12:33:35 PM
uncleubb$25.00$25.003/26/2010 1:43:58 PM
teller$25.00$25.003/26/2010 2:58:31 PM
mmmm1982$25.00$25.003/26/2010 12:34:04 PM
dparkhom$25.00$25.003/26/2010 12:39:09 PM
bxdoc$59.96$59.963/26/2010 12:45:02 PM
time4aloan$50.00$50.003/26/2010 12:47:31 PM
a-finance-nirvana$25.00$25.003/26/2010 12:57:33 PM
impeccable-transparency$26.38$26.383/26/2010 2:58:34 PM
kmr2$25.00$25.003/26/2010 1:25:12 PM
return-elm$25.00$25.003/26/2010 3:38:29 PM
revenue-serenity$25.00$25.003/26/2010 2:08:04 PM
Josta$43.87$43.873/26/2010 4:44:16 PM
salala$25.00$25.003/26/2010 9:58:05 PM
powerful-finance7$25.00$25.003/27/2010 5:27:57 AM
TCR3$25.00$25.003/27/2010 6:49:32 AM
trade-elm$25.00$25.003/27/2010 7:10:17 AM
mmqc$25.00$25.003/27/2010 8:12:54 AM
16888$50.00$50.003/27/2010 10:20:42 AM
CCC1$50.00$50.003/27/2010 12:47:58 PM
kennyinminny$25.00$25.003/28/2010 6:49:21 AM
anton$45.30$45.303/28/2010 12:43:24 PM
natural-greenback6$25.00$25.003/28/2010 5:47:52 PM
loan-machine1$25.00$25.003/28/2010 2:33:01 PM
soldadoz$25.00$25.003/28/2010 4:52:54 PM
bullwink27$25.00$25.003/29/2010 5:18:02 AM
oracle920$25.00$25.003/29/2010 9:34:11 AM
line6owner$25.00$25.003/29/2010 9:34:51 AM
WorldlyWorker$25.00$25.003/29/2010 7:47:59 AM
intrepid-transaction5$25.00$25.003/29/2010 8:22:58 AM
treasure-bliss$25.00$25.003/29/2010 8:58:10 AM
mrack$25.00$25.003/29/2010 9:22:21 AM
lawstudent1$25.00$25.003/29/2010 9:34:55 AM
generous-commerce9$25.00$25.003/29/2010 9:34:35 AM
steady-bazaar$25.00$25.003/29/2010 9:37:39 AM
heavenly-repayment4$30.00$30.003/29/2010 10:12:34 AM
cgiles01$25.00$25.003/29/2010 10:12:43 AM
KaiserRex$25.00$25.003/29/2010 12:57:53 PM
Stack23$25.00$25.003/29/2010 1:02:56 PM
radforj22$25.00$25.003/29/2010 11:53:13 AM
DeutscheBank$25.00$25.003/29/2010 1:34:44 PM
dsfoundation$25.00$25.003/29/2010 12:01:34 PM
the-silver-blaster$25.90$25.903/29/2010 1:37:58 PM
movistar$25.00$25.003/29/2010 3:00:45 PM
rhodylend$25.00$25.003/29/2010 3:33:19 PM
zebra806$25.00$25.003/29/2010 2:46:50 PM
Interstate_Rate$500.00$500.003/29/2010 9:18:10 PM
ejdirin$25.00$25.003/29/2010 9:30:03 PM
yield-lion$25.00$25.003/29/2010 6:32:55 PM
IP$50.00$50.003/29/2010 9:32:52 PM
DadWarbucks$25.00$25.003/30/2010 4:40:53 AM
Sibelius2$25.00$25.003/29/2010 11:32:51 PM
Sven79$25.00$25.003/30/2010 1:23:11 AM
Tradesmanlender$25.00$25.003/30/2010 7:24:26 AM
loanstarst8$25.00$25.003/29/2010 10:43:19 PM
mathprof$25.00$25.003/30/2010 5:32:52 AM
LenderByDay$25.00$25.003/30/2010 7:24:30 AM
visionary-currency$48.29$48.293/30/2010 7:24:19 AM
mmckune$25.00$25.003/30/2010 7:24:25 AM
flwah$25.00$25.003/30/2010 7:24:55 AM
carlover$25.00$25.003/30/2010 10:59:27 AM
cassius84$25.00$25.003/30/2010 11:33:46 AM
coup173$25.00$25.003/30/2010 11:52:55 AM
mrkb80$25.00$25.003/30/2010 9:18:20 AM
kscc183$25.00$25.003/30/2010 10:34:24 AM
skiberdad$29.17$29.173/30/2010 10:44:59 AM
Superc0ld$40.95$40.953/30/2010 11:10:19 AM
zeelender$25.00$25.003/30/2010 10:28:25 AM
ADIDASNO$25.00$25.003/30/2010 11:33:35 AM
hanuman77$25.96$25.963/30/2010 11:50:04 AM
LKN2RTR$25.00$25.003/30/2010 10:59:26 AM
ALVO$29.56$29.563/30/2010 11:49:51 AM
LenderOnWheels$25.00$25.003/30/2010 11:59:46 AM
dollar-oracle55$25.00$25.003/30/2010 12:08:33 PM
Boom00$25.00$25.003/31/2010 9:47:13 AM
agab$25.00$25.003/31/2010 9:47:16 AM
pjandnikki$25.00$25.003/31/2010 12:26:40 PM
USMP$100.00$100.003/31/2010 4:44:11 PM
market-jam$30.14$30.143/31/2010 5:59:30 PM
dano1965$25.00$25.003/31/2010 6:11:28 PM
Manta_Rai$27.39$27.393/31/2010 5:44:07 PM
icanhelpyouout$25.55$25.553/31/2010 7:13:14 PM
LALender$25.00$25.003/31/2010 7:26:28 PM
ArtlrySoldier26$60.17$60.173/31/2010 6:00:41 PM
Ricajote$25.00$25.004/1/2010 5:48:38 AM
Leshan$25.00$25.004/1/2010 8:31:52 AM
bondo41$25.00$25.004/1/2010 5:59:49 AM
Middleschoolmathteacher$50.00$50.004/1/2010 9:14:30 AM
Richmp412$25.00$25.004/1/2010 11:19:11 AM
JABank$25.00$25.004/1/2010 1:25:32 PM
chanee83$50.00$50.004/1/2010 2:11:30 PM
OoM$25.00$25.004/1/2010 2:22:01 PM
Ven58$25.00$25.004/1/2010 3:17:50 PM
Sitgarath$25.00$25.004/1/2010 3:25:45 PM
studious-bonus7$50.00$50.003/25/2010 4:01:31 PM
Havana21$50.00$50.003/25/2010 4:03:28 PM
chekat$25.00$25.003/25/2010 4:04:10 PM
asset-professor$75.00$75.003/25/2010 4:03:00 PM
rhightower003$25.00$25.003/25/2010 4:03:53 PM
desertoasis$25.00$25.003/25/2010 4:04:07 PM
torion$25.00$25.003/25/2010 4:05:48 PM
Avala$50.00$50.003/25/2010 4:05:55 PM
delicious-social132$25.00$25.003/25/2010 4:06:17 PM
personal-lender$25.00$25.003/25/2010 4:05:59 PM
HedgeFund$40.00$40.003/25/2010 4:07:26 PM
integrity-doctor$50.00$50.003/25/2010 4:06:51 PM
chestnut4$25.00$25.003/25/2010 4:07:20 PM
aurorafinancial$50.00$50.003/25/2010 4:01:34 PM
flexible-value$26.00$26.003/25/2010 4:11:47 PM
economy-producer$25.00$25.003/25/2010 4:03:37 PM
WHEREISTHEMOON$25.00$25.003/25/2010 4:10:24 PM
cello1$25.00$25.003/25/2010 4:10:38 PM
bonus-adventure3$25.00$25.003/25/2010 4:06:38 PM
ahansen$25.00$25.003/25/2010 4:09:18 PM
auction-turbine4$25.00$25.003/25/2010 4:13:40 PM
GElender$46.06$46.063/25/2010 4:22:50 PM
currency-sergeant$25.00$25.003/25/2010 4:12:10 PM
the-profit-oracle$25.00$25.003/25/2010 4:24:48 PM
return-eclipse0$25.00$25.003/25/2010 4:38:30 PM
ferdberfel$50.00$50.003/25/2010 11:23:10 PM
maldok1$25.00$25.003/26/2010 6:55:03 AM
JohnW12$25.00$25.003/26/2010 7:39:29 AM
knight3136$25.00$25.003/26/2010 9:28:39 AM
micko$25.00$25.003/26/2010 9:28:51 AM
KandKLegacyInvestments$25.00$25.003/26/2010 6:03:14 AM
ommcd$25.00$25.003/26/2010 9:34:08 AM
irrelevant$25.00$25.003/26/2010 8:25:24 AM
wise-silver-wonder$25.00$25.003/26/2010 9:36:12 AM
unassassinable$25.00$25.003/26/2010 9:33:55 AM
Dendomatic$25.00$25.003/26/2010 10:43:35 AM
interest-boomer5$25.00$25.003/26/2010 12:13:49 PM
tranquil-return4$25.00$25.003/26/2010 10:00:05 AM
bowdish1$30.15$30.153/26/2010 12:34:02 PM
KiwiElf$25.00$25.003/26/2010 10:43:05 AM
melodious-fairness$25.00$25.003/26/2010 12:57:24 PM
Artist_Blue$25.00$25.003/26/2010 10:58:15 AM
mikeandcat$41.22$41.223/26/2010 12:39:24 PM
downbet$50.00$50.003/26/2010 2:17:54 PM
unassuming-reward$25.00$25.003/26/2010 3:39:57 PM
orange-preeminant-bill$100.00$100.003/26/2010 4:05:27 PM
mrscenicroute$25.00$25.003/26/2010 4:05:46 PM
incbx$25.00$25.003/26/2010 2:42:55 PM
mg6619$25.00$25.003/26/2010 4:05:08 PM
tallmon$25.00$25.003/26/2010 4:05:37 PM
lostviajero$25.00$25.003/27/2010 12:58:06 AM
brazilofmux$31.13$31.133/27/2010 4:48:00 AM
Aquani$50.00$50.003/27/2010 6:49:35 AM
bigphish$25.00$25.003/27/2010 6:50:51 AM
108lender$200.00$200.003/27/2010 11:13:02 AM
kid8549$25.00$25.003/27/2010 8:47:58 AM
xyzlmno$50.00$50.003/27/2010 9:47:56 AM
Syndication$25.00$25.003/27/2010 2:33:10 PM
Wittlich$25.00$25.003/27/2010 3:23:03 PM
Jelios$25.00$25.003/27/2010 4:09:49 PM
mattblizz$25.00$25.003/27/2010 11:03:14 PM
lend2end$25.00$25.003/28/2010 9:29:16 AM
Dahlozer$25.00$25.003/28/2010 7:13:01 AM
MissionMicroFinance$25.00$25.003/28/2010 8:44:26 AM
sloak$25.00$25.003/28/2010 8:23:09 PM
fightinjoe$25.00$25.003/29/2010 8:58:37 AM
cash-vault$25.00$25.003/29/2010 9:34:05 AM
euro-starter$25.00$25.003/29/2010 9:34:40 AM
castleman$25.00$25.003/29/2010 10:52:47 AM
revenue-pipeline$25.00$25.003/29/2010 10:02:49 AM
pimienta$25.00$25.003/29/2010 11:18:32 AM
Loandoc62$25.00$25.003/29/2010 11:53:23 AM
methodical-capital7$25.00$25.003/29/2010 12:17:54 PM
stevefelty$25.00$25.003/29/2010 2:19:23 PM
Maccs55$25.00$25.003/29/2010 9:53:58 PM
nestegg4e$25.00$25.003/30/2010 7:25:06 AM
mydreamsagain$25.00$25.003/30/2010 3:43:15 AM
TennSquire$25.00$25.003/30/2010 12:22:50 AM
Frenchynh$25.00$25.003/30/2010 4:52:04 AM
macotra4$36.00$36.003/30/2010 9:09:18 AM
silver-armada$100.00$100.003/30/2010 4:17:58 AM
honorable-yield$50.00$50.003/30/2010 7:24:23 AM
cyberie21$32.87$32.873/30/2010 4:52:00 AM
tuneman1980$25.00$25.003/30/2010 7:25:17 AM
bbrelo$25.00$25.003/30/2010 10:28:29 AM
DaveTheWave$25.00$25.003/30/2010 8:48:55 AM
kmwvma$25.00$25.003/30/2010 7:24:20 AM
aldeed$25.00$25.003/30/2010 7:24:28 AM
BrianRK$26.00$26.003/30/2010 9:14:04 AM
Eagledrop$25.00$25.003/30/2010 11:39:11 AM
flexiboy35$25.00$25.003/30/2010 10:19:11 AM
biobulator$25.00$25.003/30/2010 12:01:13 PM
Trinkaloki$25.00$25.003/30/2010 10:28:14 AM
ualf$34.26$34.263/30/2010 10:28:20 AM
omerta6102$29.38$29.383/30/2010 10:34:51 AM
pwkpwk$25.00$25.003/30/2010 11:33:28 AM
hopethisworks$33.56$33.563/30/2010 11:38:53 AM
Victor-E-Lane$25.00$25.003/30/2010 11:18:00 AM
saschar$25.00$25.003/30/2010 11:24:47 AM
jazz619$25.00$25.003/30/2010 3:22:17 PM
charlieok$25.00$25.003/30/2010 3:54:10 PM
silver-philosopher$25.00$5.783/30/2010 11:19:15 PM
best-listing-toro$25.00$25.003/31/2010 1:51:15 PM
towering-dinero$25.00$25.003/31/2010 6:08:30 PM
WillingToHelpOut$25.00$25.003/31/2010 5:59:41 PM
Earnest_Money$25.00$25.003/31/2010 8:14:38 PM
orangefob7$36.00$36.003/31/2010 9:07:09 PM
dhallii$54.00$54.004/1/2010 7:36:54 AM
webfeet$25.00$25.004/1/2010 8:44:07 AM
crw1950$50.00$50.004/1/2010 11:07:00 AM
focused-wampum$25.00$25.004/1/2010 11:48:45 AM
wwwUniversal$25.00$25.004/1/2010 12:00:49 PM
patriot384$150.00$150.004/1/2010 12:48:19 PM
ItNoKnot$30.00$30.004/1/2010 1:10:00 PM
rupee-kung-fu7$25.00$25.004/1/2010 12:39:36 PM
natedog666$100.00$100.004/1/2010 2:05:14 PM
sflash$25.00$25.004/1/2010 2:52:33 PM
buckskin1234$25.00$25.004/1/2010 3:08:37 PM
242 bids
 
Borrower Payment Dependent Notes Series 450919
This series of Notes was issued and sold upon the funding of the borrower loan #41627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-24-2010 
 
Starting lender yield: 11.04% Starting borrower rate/APR: 12.04% / 14.17% Starting monthly payment: $166.17
Final lender yield: 11.04% Final borrower rate/APR: 12.04% / 14.17% Final monthly payment: $166.17
 
Auction yield range: 11.04% - 11.04% Estimated loss impact: 10.23%  
Lender servicing fee: 1.00% Estimated return: 0.81%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1991 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 6 / 5Length of status:8y 5m
Credit score: 700-719 (Mar-2010) Total credit lines: 19 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $26,834Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 88%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: DevilsCanyon Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Successful Craft Brewery Expanding!
About the Brewery:

Devil?s Canyon Brewing Company, located in the heart of the San Francisco bay area peninsula. The brewery?s name is derived from the original Spanish name for the City of Belmont.

Please feel free to explore DevilsCanyon.com - We have been around for almost 10 years.


Why Are We On Prosper?

As a small, employee-owned brewery we are taking our community focus to the next level through the use of prosper to fund short-term financial needs. Here is the problem we run into:

If we buy supplies in January we have to put up the cash immediately. We brew, ferment, filter and keg the beer which takes us up to February. In March we get the beer out to our customers and many of them are Net 30 which means we won't see our investment back until April!

So we have this constant float that stops us from buying additional kegs and equipment needed to expand production in order to keep up with the growing demand for our products.

Traditionally we have gone to banks in the Bay Area to get loans which we in turn repay in a few months. The problem is, the interest rates are less than outstanding and we think there's a better way of doing business.

People constantly ask us how they can support the brewery, how can they become investors or partners, etc.

We think it makes all the sense in the world to take our short-term loan needs to the people and become the first Community-Financed Micro-Brewery! undefined undefinedWhat Is The Purpose of this Loan?Kegs! Kegs! Kegs! We have seen a 40% growth over last year in our beer sales. In addition to sending kegs out to bars and restaurants a lot of people have home kegerators now. The demand for our beer and root beer is higher than ever and we are at one of those points where we need a little boost financially to get additional kegs. We don?t have 12k cash on hand so here we are! Our Employees are the First to Invest!

We lead by example.

The Brewery's Vice President of Sales and Marketing?s Prosper username is ?dancurranjr?

He will always be the first one to invest and put his personal money "on the line."

Thank you for your trust and support! Cheers!
Information in the Description is not verified.
Friends And Family Winning Bids
dancurranjr has bid a total of $2,500.00 in winning bids.
"Confident? Yup - Here's half the loan amount! Here's to supporting one's local brewery!"
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dancurranjr$2,500.00$2,500.003/17/2010 4:27:29 PM
simiray$25.00$25.003/18/2010 2:41:00 PM
Littlepeng$25.00$25.003/18/2010 8:22:24 PM
Fargo109$25.00$25.003/19/2010 12:46:16 PM
JPAW777$49.94$49.943/21/2010 7:22:06 AM
BrighterSuns$25.00$25.003/22/2010 7:12:25 PM
thrilling-nickel5$25.00$25.003/22/2010 6:00:43 PM
OGS_Capital$50.00$50.003/24/2010 7:10:23 AM
improvman$50.00$50.003/17/2010 6:14:54 PM
funds-rascal$250.00$250.003/22/2010 10:42:12 AM
Kash2010lu$25.00$25.003/22/2010 6:58:28 PM
MrBadExample$117.00$117.003/23/2010 8:35:39 PM
IndigoBeer$2,000.00$1,833.063/24/2010 10:25:22 AM
13 bids
 
Borrower Payment Dependent Notes Series 451197
This series of Notes was issued and sold upon the funding of the borrower loan #41624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Mar-22-2010 
  Auction end date:  Mar-29-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 32.00% Final borrower rate/APR: 33.00% / 35.42% Final monthly payment: $88.22
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.47%  
Lender servicing fee: 1.00% Estimated return: 16.53%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1999 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 6 Inquiries last 6m: 2Employment status:Self-employed
Enhanced (1-5):2 Current / open credit lines: 15 / 14Length of status:2y 2m
Credit score: 640-659 (Mar-2010) Total credit lines: 26 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $34,014Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 94%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: immaculate-investment8 Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Cash Flow
Purpose of loan:
This loan will be used for our short term business cash flow.

My financial situation:
I am a good candidate for this because, I have lots of potential in my business and I have closed few contracts. Due to my nature of business, I am in need of cash flow. Here is the detail about my company and business:

Privately held company in the software professional services arena (we provide BPM/BI consulting to large international corporations). 5 full time employees. In business for the last 3 years.

This loan is to fulfil my short term cash flow issue.

There will NOT be any issue for me to pay this back.


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: i-i, What is your monthly net income please, and see my page. thank you - Tono
A: Based on last year actuals, average net income is $20,000.00. But the issue is, all invoices paid by net 60. So, in between I am always in need of cash flow to execute the contract. My company is a software solution providing company. Last year overall gross income was $375,000.00. Just to give you an idea. Please let me know if you have any other questions. Thanks (Mar-28-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
heroic-benefit$174.14$174.143/27/2010 4:38:43 PM
wbwill$25.00$25.003/27/2010 12:19:37 PM
groundsquirrel$25.00$25.003/27/2010 7:47:38 PM
funds-rascal$200.00$200.003/27/2010 8:54:19 PM
lucrative-loan$100.00$100.003/28/2010 7:38:13 AM
gjm6d$25.00$25.003/28/2010 9:59:21 AM
Peterman$25.00$25.003/28/2010 5:39:38 PM
imbatman$25.00$25.003/28/2010 3:38:07 PM
reflective-rupee$25.00$25.003/29/2010 6:18:33 AM
TheSweetLender$30.00$30.003/29/2010 6:48:54 AM
dpries123$25.00$25.003/29/2010 7:06:14 AM
glenium$25.00$25.003/29/2010 9:52:07 AM
SlickNick$26.00$26.003/29/2010 10:03:22 AM
tcbmc$28.24$28.243/29/2010 8:36:58 AM
Happy-Man$25.00$25.003/29/2010 8:58:10 AM
Kqwik$35.44$35.443/29/2010 11:49:59 AM
wild-orange$25.00$25.003/29/2010 1:53:35 PM
order-brigade$25.00$25.003/29/2010 12:22:13 PM
persistent-bazaar$100.00$2.083/29/2010 2:04:13 PM
bullwink27$25.00$25.003/29/2010 3:25:07 PM
ultimate-peace$600.00$600.003/29/2010 4:09:35 PM
himistu22$25.00$25.003/27/2010 12:27:46 AM
dermit$30.00$30.003/27/2010 12:05:11 PM
zydeco337$25.00$25.003/27/2010 7:57:02 PM
Pu239$50.00$50.003/27/2010 5:30:46 PM
jtc26$54.10$54.103/28/2010 9:35:22 AM
jep7070$45.00$45.003/28/2010 2:01:41 PM
dynamic-capital$25.00$25.003/28/2010 10:37:24 PM
reflective-rupee$25.00$25.003/29/2010 6:18:06 AM
moo916$25.00$25.003/28/2010 9:51:54 PM
Bob450$25.00$25.003/29/2010 8:02:26 AM
DasMula$25.00$25.003/29/2010 8:33:56 AM
Bob450$25.00$25.003/29/2010 8:01:01 AM
vdubbora$50.00$50.003/29/2010 10:29:21 AM
cunning-bill$25.00$25.003/29/2010 3:39:59 PM
kevlar$25.00$25.003/29/2010 2:19:21 PM
kinetic-social$25.00$25.003/29/2010 4:17:44 PM
37 bids
 
Borrower Payment Dependent Notes Series 451429
This series of Notes was issued and sold upon the funding of the borrower loan #41621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,900.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Mar-23-2010 
  Auction end date:  Mar-30-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $131.18
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $131.18
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1994 Debt/Income ratio: 14%
Basic (1-10): 5 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 15 / 16Length of status:2y 6m
Credit score: 640-659 (Mar-2010) Total credit lines: 30 Occupation: Analyst
Now delinquent: 1 Revolving credit balance: $2,279Stated income:$100,000+
Amount delinquent: $85 Bankcard utilization: 94%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 14    
Screen name: at1973 Borrower's state: DistrictOfColumbia Borrower's group: Harvard University Alumni & Students
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 87% ) 640-659 (Latest)
Principal borrowed: $9,900.00< mo. late: 3 ( 13% )  
620-639 (Jan-2010)
640-659 (Apr-2008)
 
Principal balance: $4,306.37 1+ mo. late: 0 ( 0% )
Total payments billed: 23  
Description
Help me Buy an Engagement Ring!
Purpose of loan:
I had a great?experience obtaining a Prosper loan to pay for part of the cost of?my graduate education (http://www.prosper.com/invest/listing.aspx?listingID=306633) and have?established a good record paying it off.? I am now hoping to secure a?loan to help me?pay for an engagement ring for my fianc?e-to-be.? I am a good investment, and I welcome any inquiries that you might have about the loan, or about me more generally?(the most important stuff: she's really wonderful, and I can't wait to give her the ring that you're going to help me buy!).


My financial situation:
I?have a secure, well-paying?job and will be using these funds for a very good cause.? My?credit history is not perfect, but I have learned from my past, and I?look forward to meeting the repayment obligations of this loan in a responsible and timely fashion, as I have done for my first Prosper loan.
Monthly net income: $ 6,500 (after taxes but before insurance deductions)

Monthly expenses: $ 2,800
? Housing: $?800
? Insurance: $ 400
? Car expenses: $0
? Utilities: $ 100
? Phone, cable, internet: $ 300
? Food, entertainment: $ 500
? Clothing, household expenses $ 200
? Credit cards and other loans: $ 1000
? Gym: $100
? Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello - I am not clear why you need this loan. Couldnt you pay it off in one month based on your income/expenses? - 113121
A: Hi, Thanks for your question. I am in fact paying for about half of the ring out of my current savings. I'm just borrowing the remainder. I wonder if I should clarify that in my listing - you may not be the only person wondering this. At any rate, happy to answer any follow-up questions you might have, and thanks again for the inquiry. Best, (Mar-30-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Bob450$25.00$25.003/23/2010 9:51:18 PM
lifelongreds$50.00$50.003/27/2010 8:33:49 AM
micko$25.00$25.003/29/2010 4:50:15 PM
FASTIZIO_P$25.00$25.003/29/2010 4:52:51 PM
transparency-tomahawk$25.00$25.003/30/2010 3:38:18 PM
113121$25.00$25.003/27/2010 6:20:10 PM
GlenBank$100.00$100.003/28/2010 9:27:28 AM
UCLA4life$25.00$25.003/29/2010 10:44:59 AM
jhouman$25.00$25.003/29/2010 4:36:19 PM
113121$2,850.00$1,400.003/30/2010 1:02:48 PM
lucrative-loan$200.00$200.003/30/2010 1:04:02 PM
dcm6276$25.00$25.003/30/2010 1:40:33 PM
five-star-note$125.00$125.003/30/2010 2:09:41 PM
Bob450$25.00$25.003/30/2010 2:52:19 PM
RMI_Babylon$25.00$25.003/30/2010 3:29:49 PM
ultimate-peace$600.00$600.003/30/2010 3:41:54 PM
Cambium$75.00$75.003/30/2010 3:45:14 PM
LetsDoThisTogether$100.00$100.003/30/2010 3:46:02 PM
18 bids
 
Borrower Payment Dependent Notes Series 451447
This series of Notes was issued and sold upon the funding of the borrower loan #41707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-23-2010 
  Auction end date:  Mar-28-2010 
 
Starting lender yield: 29.12% Starting borrower rate/APR: 30.12% / 32.50% Starting monthly payment: $106.29
Final lender yield: 29.12% Final borrower rate/APR: 30.12% / 32.50% Final monthly payment: $106.29
 
Auction yield range: 11.04% - 29.12% Estimated loss impact: 10.73%  
Lender servicing fee: 1.00% Estimated return: 18.39%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2003 Debt/Income ratio: 25%
Basic (1-10): 6 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 8 / 8Length of status:1y 8m
Credit score: 700-719 (Mar-2010) Total credit lines: 9 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $20,876Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 92%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: capital-arboretum Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to Get Debt Free
Purpose of loan:
This loan will be used to? pay off credit cards

My financial situation:
I am a good candidate for this loan because I always will pay on time.

Monthly net income: $ 3,800 ???? ????

Monthly expenses: $
??Housing: $ 1250
??Insurance: $ 200
??Car expenses: $ 450
??Utilities: $ 100
??Phone, cable, internet: $ 250
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 850 ????
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, Just a couple questions! Is there another income in the household (spouse, etc.) also their occupation, yrs. employed, monthly income? Thank You, Steve - DasMula
A: Yes, I live with my mother and sister. My mother has some income coming into the house as well. Cosmetologist, 2 years, 1500 / month. Thanks, (Mar-23-2010)
Q: Please publish a listing of account BALANCE AND corresponding INTEREST RATE for EACH of your current loans/debt/credit cards. (eg, Amex Card: $1500 @ 29%, Cash Call loan: $5000 @ 69%, etc ...). No need to list any personal information - Thanks! - Been_There_Owed_That
A: Student Loans 2k @ 8%, Chase 7k @ 13.5%, 1st Financial Card 7k @ 30%, Wells Fargo Credit Card 4k @ 7%. (Mar-25-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
InChicago$25.00$25.003/23/2010 3:50:36 PM
charming-point$300.00$300.003/23/2010 3:55:09 PM
Bob450$25.00$25.003/23/2010 9:48:15 PM
Speculator$100.00$100.003/23/2010 9:07:39 PM
balance-warrior$25.00$25.003/24/2010 11:05:03 AM
admirable-loyalty$50.00$50.003/24/2010 11:47:10 AM
reflective-rupee$250.00$250.003/24/2010 1:58:38 PM
Katherine12$25.00$25.003/24/2010 2:44:36 PM
mercuriant$25.00$25.003/24/2010 5:00:25 PM
Peterman$25.00$25.003/24/2010 5:29:09 PM
Bob450$25.00$25.003/24/2010 8:21:17 PM
new-peso-concerto$33.00$33.003/25/2010 6:44:29 AM
periko$50.00$50.003/25/2010 9:40:36 AM
buffalobills$25.00$25.003/25/2010 5:47:16 PM
principal-star$25.00$25.003/25/2010 8:09:45 PM
well-mannered-income3$50.00$50.003/25/2010 8:48:31 PM
Kash2010lu$25.00$25.003/26/2010 8:52:25 AM
tntmojave$25.00$25.003/26/2010 9:53:01 AM
cunning-bill$25.00$25.003/26/2010 12:45:43 PM
30Sky$25.00$25.003/26/2010 4:03:36 PM
ttnk62918$25.00$25.003/26/2010 4:37:28 PM
principal-triumph$26.00$26.003/26/2010 11:22:06 PM
privatebankerva$25.00$25.003/27/2010 5:54:51 AM
blue-pragmatic-truth$25.00$25.003/27/2010 7:19:39 AM
copper$30.00$30.003/23/2010 3:54:02 PM
DasMula$50.00$50.003/23/2010 6:24:26 PM
order-bee1$100.00$100.003/24/2010 4:09:50 PM
TaoPooh$25.00$25.003/24/2010 4:58:27 PM
Taz-Man-IIWIS$25.00$25.003/24/2010 5:31:32 PM
charitycoon$25.00$25.003/24/2010 9:21:53 PM
exchange-cowbell5$25.00$25.003/24/2010 10:45:35 PM
skater$25.00$25.003/25/2010 3:35:59 AM
Skeptical-one$25.00$25.003/25/2010 8:18:38 AM
mhotchan$150.00$150.003/25/2010 2:32:30 PM
order-brigade$25.00$25.003/25/2010 5:02:52 PM
aztocas$25.00$25.003/25/2010 8:24:53 PM
LAKETIME$25.00$25.003/26/2010 6:12:27 AM
wise-silver-wonder$25.00$25.003/26/2010 9:37:34 AM
OSERENKUKU$25.00$25.003/26/2010 11:17:36 AM
lucrative-loan$56.00$56.003/26/2010 2:50:57 PM
wise-courageous-social$25.00$25.003/26/2010 6:42:47 PM
reflective-rupee$250.00$250.003/26/2010 6:14:15 PM
zone6$100.00$100.003/26/2010 10:28:32 PM
thomas16882004$40.00$40.003/26/2010 7:46:47 PM
Unitas4302$50.00$50.003/27/2010 10:33:42 AM
integrity-builder$25.00$25.003/27/2010 1:18:10 PM
DrWill$25.97$25.973/27/2010 10:06:59 PM
serene-capital$25.00$25.003/28/2010 12:57:27 AM
LuvToLend$25.00$25.003/28/2010 1:31:36 AM
Rip128$25.00$14.033/27/2010 5:35:31 PM
50 bids
 
Borrower Payment Dependent Notes Series 451619
This series of Notes was issued and sold upon the funding of the borrower loan #41642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-25-2010 
  Auction end date:  Apr-01-2010 
 
Starting lender yield: 8.99% Starting borrower rate/APR: 9.99% / 12.10% Starting monthly payment: $209.71
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $207.30
 
Auction yield range: 4.04% - 8.99% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-2005 Debt/Income ratio: 31%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:1y 3m
Credit score: 700-719 (Mar-2010) Total credit lines: 10 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $11,226Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 52%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: awe-inspiring-investment7 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Recent College Grad Consolidation
Purpose of loan:
This loan will be used to pay off my high interest credit card currently at 20% interest. Pre-credit card legislation, this card was at a single digit interest rate! My credit score and I would feel more comfortable knowing this debt is at a fixed percentage and a definite expiration date.

My financial situation:
I am a good candidate for this loan because my monthly income can easily handle the payments, and I have other equity that could be leveraged to repay this debt in a worst case scenario.

Monthly net income: $ 3772

Monthly expenses: $ 2825ish
??Housing: $ 150 ( Basement Rocks! )
??Insurance: $ 47
??Car expenses: $ 500
??Utilities: $
??Phone, cable, internet: $ 150
??Food, entertainment: $ 500
??Clothing, household expenses $
??Credit cards and other loans: $ ( $1000 student loans ) $50 (CC#1) $50 (CC#2)
??Other expenses: $ $75 ( tolls ) $300 ( emergency savings fund )
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Nerdster1$25.00$25.003/25/2010 3:52:33 PM
successful-euro$25.00$25.003/25/2010 3:53:47 PM
windfall46$25.00$25.003/25/2010 3:56:28 PM
AF-Chief$28.00$28.003/25/2010 3:56:47 PM
xphile$25.00$25.003/25/2010 3:57:54 PM
inspired-contract9$50.00$50.003/25/2010 3:58:04 PM
honorable-yield$50.00$50.003/25/2010 3:57:35 PM
Attract$25.00$25.003/25/2010 3:57:47 PM
gemoscar$25.00$25.003/25/2010 3:59:08 PM
TakeCare$50.00$50.003/25/2010 3:58:36 PM
Merganser$25.00$25.003/25/2010 3:58:46 PM
studious-bonus7$50.00$50.003/25/2010 4:01:30 PM
kenji4861$50.00$50.003/25/2010 3:53:02 PM
responsibility-mulberry$25.00$25.003/25/2010 4:01:48 PM
asset-professor$75.00$75.003/25/2010 4:02:59 PM
harmonious-revenue7$50.00$50.003/25/2010 4:02:00 PM
lendersf$95.00$95.003/25/2010 3:56:06 PM
economy-producer$25.00$25.003/25/2010 4:03:36 PM
contract-lotus$25.00$25.003/25/2010 3:57:03 PM
torion$25.00$25.003/25/2010 4:05:47 PM
chekat$25.00$25.003/25/2010 4:04:13 PM
transparency-halo$25.00$25.003/25/2010 3:57:10 PM
Clambake$50.00$50.003/25/2010 4:05:31 PM
Avala$50.00$50.003/25/2010 4:05:55 PM
credit-force5$25.00$25.003/25/2010 3:58:19 PM
personal-lender$25.00$25.003/25/2010 4:06:02 PM
unforgettable-order9$100.00$100.003/25/2010 3:58:32 PM
jwood3030$35.00$35.003/25/2010 4:07:08 PM
HedgeFund$40.00$40.003/25/2010 4:07:25 PM
flexible-value$31.00$31.003/25/2010 4:09:32 PM
HHP$25.00$25.003/25/2010 4:07:51 PM
chicco$56.00$56.003/25/2010 4:02:28 PM
CarDealer3070$25.00$25.003/25/2010 4:02:42 PM
stock106$25.00$25.003/25/2010 4:11:27 PM
grampy48$25.00$25.003/25/2010 4:09:28 PM
Castellan$25.00$25.003/25/2010 4:12:53 PM
anton$129.92$129.923/25/2010 4:10:56 PM
AFairDeal$25.00$25.003/25/2010 4:11:38 PM
TK4$25.00$25.003/25/2010 4:11:55 PM
MAKEITAUTOMATIC$25.00$25.003/25/2010 4:12:00 PM
integrity-doctor$50.00$50.003/25/2010 4:06:50 PM
chestnut4$25.00$25.003/25/2010 4:07:19 PM
shrewd-deal$25.00$25.003/25/2010 4:24:35 PM
auction-turbine4$50.00$50.003/25/2010 4:13:34 PM
shellcollector$25.00$25.003/25/2010 4:31:29 PM
WHEREISTHEMOON$25.00$25.003/25/2010 4:10:22 PM
cello1$25.00$25.003/25/2010 4:10:30 PM
return-eclipse0$25.00$25.003/25/2010 4:38:29 PM
capital-web7$25.00$25.003/25/2010 4:13:28 PM
Strand_Investments$25.00$25.003/25/2010 5:07:54 PM
mjm77_1$25.00$25.003/25/2010 4:14:19 PM
Dr_M$25.00$25.003/25/2010 4:48:37 PM
selector568$34.18$34.183/25/2010 6:04:52 PM
KiwiElf$30.00$30.003/25/2010 4:53:57 PM
IrishFlyr2$25.00$25.003/25/2010 5:52:59 PM
bowdish1$51.89$51.893/25/2010 7:52:55 PM
DadWarbucks$25.00$25.003/25/2010 6:04:38 PM
clean-loyalty$25.00$25.003/25/2010 8:28:43 PM
tylerfd$25.00$25.003/25/2010 8:28:49 PM
micko$25.00$25.003/25/2010 8:29:28 PM
interest-exec9$25.00$25.003/25/2010 8:29:51 PM
caNative$25.00$25.003/25/2010 5:56:25 PM
trident9$25.00$25.003/25/2010 8:05:21 PM
durability-balance4$50.00$50.003/25/2010 8:28:38 PM
phredd$25.00$25.003/25/2010 8:28:48 PM
dollar-birdie$50.00$50.003/25/2010 8:29:26 PM
jeffpac$26.26$26.263/25/2010 7:24:52 PM
danfrphils$25.00$25.003/26/2010 12:43:23 AM
Waltham$25.00$25.003/25/2010 7:27:56 PM
heretolendit$25.00$25.003/26/2010 1:28:58 AM
pawnshopman$25.00$25.003/25/2010 7:42:57 PM
darylc$25.00$25.003/26/2010 3:14:35 AM
orbital-gold4$25.00$25.003/25/2010 8:28:36 PM
listenfirst$50.00$50.003/25/2010 8:28:39 PM
cash-merry-maker$25.00$25.003/25/2010 10:13:46 PM
wampum-reaction2$25.00$25.003/25/2010 8:28:45 PM
reflective-deal8$50.00$50.003/25/2010 8:29:26 PM
moola-man$50.00$50.003/25/2010 8:29:30 PM
maldok1$25.00$25.003/26/2010 6:55:02 AM
JohnW12$25.00$25.003/26/2010 7:39:28 AM
CorMDNY$25.00$25.003/25/2010 11:28:01 PM
jdnyc$25.00$25.003/25/2010 11:42:59 PM
Eagledrop$25.00$25.003/26/2010 8:03:14 AM
market-builder$25.00$25.003/26/2010 6:53:45 AM
trustworthy-finance6$25.00$25.003/26/2010 2:53:04 AM
outtahoth2o$47.82$47.823/26/2010 8:03:00 AM
circustab$50.00$50.003/26/2010 6:11:28 AM
rmachi$25.00$25.003/26/2010 6:53:34 AM
ciccio70$25.00$25.003/26/2010 7:39:23 AM
sandeepPR$25.00$25.003/26/2010 9:51:22 PM
hawk357$30.00$30.003/27/2010 6:32:58 AM
steady-bazaar$25.00$25.003/29/2010 11:38:25 AM
webfeet$25.00$25.003/30/2010 6:46:49 AM
justin323$25.00$25.003/31/2010 3:26:36 AM
khamen$25.00$25.003/31/2010 10:14:00 AM
Prairie-MN$30.00$30.003/31/2010 10:58:59 AM
dollar-authority$25.00$25.003/31/2010 12:06:06 PM
Lastavatar$25.00$25.003/31/2010 2:24:24 PM
trustworthy-finance6$25.00$25.003/31/2010 7:48:04 PM
bondo41$25.00$25.004/1/2010 6:00:39 AM
Leshan$25.00$25.004/1/2010 8:30:31 AM
wwwUniversal$25.00$25.004/1/2010 12:02:18 PM
forthright-trade$25.00$25.004/1/2010 2:47:57 PM
investment-cluster$25.00$25.004/1/2010 3:17:02 PM
coup173$25.00$25.004/1/2010 3:22:31 PM
bankojerry$25.00$25.004/1/2010 3:23:10 PM
KandKLegacyInvestments$25.00$25.003/25/2010 3:56:21 PM
payment-gusto$25.00$25.003/25/2010 3:57:19 PM
rescue$289.26$289.263/25/2010 3:57:26 PM
fishtale$25.00$25.003/25/2010 3:57:33 PM
kchen486$25.00$25.003/25/2010 3:56:57 PM
ideal-penny8$25.00$25.003/25/2010 3:58:00 PM
skvat$25.00$25.003/25/2010 3:57:06 PM
delicious-social132$40.00$40.003/25/2010 3:58:15 PM
versatile-platinum4$25.00$25.003/25/2010 3:57:28 PM
lender987654321$25.00$25.003/25/2010 3:58:29 PM
Dreamconnection$25.00$25.003/25/2010 3:57:43 PM
briphi$25.00$25.003/25/2010 3:57:51 PM
ahansen$25.00$25.003/25/2010 3:59:26 PM
skuba$50.00$50.003/25/2010 3:58:09 PM
bonus-adventure3$25.00$25.003/25/2010 3:58:23 PM
restless-currency$25.00$25.003/25/2010 3:58:25 PM
sentimental-silver7$25.00$25.003/25/2010 3:59:03 PM
hrubinst$25.00$25.003/25/2010 4:02:15 PM
Havana21$50.00$50.003/25/2010 4:03:25 PM
rhightower003$25.00$25.003/25/2010 4:03:49 PM
ddog0224$25.00$25.003/25/2010 4:07:32 PM
Cai8899$75.00$75.003/25/2010 4:09:24 PM
aurorafinancial$50.00$50.003/25/2010 4:01:35 PM
thedoctor$90.00$90.003/25/2010 4:11:07 PM
djs81$25.00$25.003/25/2010 4:11:31 PM
decisive-marketplace3$25.00$25.003/25/2010 4:08:53 PM
radforj22$25.00$25.003/25/2010 4:09:27 PM
desertoasis$25.00$25.003/25/2010 4:04:06 PM
currency-sergeant$25.00$25.003/25/2010 4:12:09 PM
don8ter$60.00$60.003/25/2010 4:09:30 PM
bchen78875$50.00$50.003/25/2010 4:09:36 PM
reueljw$25.00$25.003/25/2010 4:10:06 PM
rate-fluffy-bunny$25.00$25.003/25/2010 4:10:51 PM
bigballer105$50.00$50.003/25/2010 4:11:53 PM
mlopez2007$25.00$25.003/25/2010 4:12:50 PM
dinero-speaker$25.00$25.003/25/2010 4:13:13 PM
fightinjoe$25.00$25.003/25/2010 4:09:55 PM
details$25.00$25.003/25/2010 4:41:34 PM
mikeandcat$65.93$65.933/25/2010 4:22:47 PM
meenan$25.00$25.003/25/2010 4:12:40 PM
FlexFunding$30.00$30.003/25/2010 5:23:13 PM
GAOGERAM_BANK$25.00$25.003/25/2010 4:41:05 PM
buckyhead2000$25.00$25.003/25/2010 4:24:30 PM
the-profit-oracle$25.00$25.003/25/2010 4:24:50 PM
GElender$31.00$31.003/25/2010 4:54:28 PM
joshua18$25.00$25.003/25/2010 7:12:50 PM
leodaguy$25.00$25.003/25/2010 8:28:37 PM
Microfinancer$25.00$25.003/25/2010 8:29:25 PM
gauss02$25.00$25.003/25/2010 7:17:52 PM
BayShell$43.49$43.493/25/2010 5:56:04 PM
friendly-worth3$25.00$25.003/25/2010 11:07:54 PM
Zanch$25.00$25.003/25/2010 8:28:45 PM
baseballfan111$25.00$25.003/25/2010 8:28:50 PM
forthright-dedication$25.00$25.003/25/2010 7:17:53 PM
senorzookeeper$25.00$25.003/26/2010 12:48:37 AM
dough-whistle$25.00$25.003/25/2010 7:28:06 PM
crawfingers$25.00$25.003/26/2010 1:29:00 AM
wiselady$25.00$25.003/25/2010 7:42:58 PM
buraky$25.00$25.003/25/2010 8:28:42 PM
edgeofpdx$25.00$25.003/25/2010 8:28:49 PM
Ivan2007$25.00$25.003/25/2010 8:28:57 PM
gatorbanker$48.75$48.753/26/2010 1:29:39 AM
BankofBen$25.00$25.003/26/2010 2:22:09 AM
ingenious-order783$25.00$25.003/26/2010 6:58:09 AM
steely_dan34$25.00$25.003/25/2010 10:54:21 PM
fxsrider$25.00$25.003/26/2010 1:07:51 AM
MTLoans$25.00$25.003/26/2010 7:39:25 AM
economy-association$25.00$25.003/26/2010 5:06:59 AM
wdove511$25.00$25.003/26/2010 7:47:59 AM
engaging-worth$30.00$30.003/26/2010 8:03:02 AM
BigLinCT$25.00$25.003/26/2010 6:14:32 AM
phillipd48$25.00$15.603/26/2010 8:18:00 AM
SCD$25.00$25.003/26/2010 11:59:03 AM
investment-tempo$25.00$25.003/26/2010 1:28:10 PM
uncleubb$25.00$25.003/26/2010 1:44:27 PM
octoberfresh$25.00$25.003/29/2010 12:13:51 PM
credit-birch$50.00$50.003/29/2010 12:20:31 PM
pjandnikki$25.00$25.003/31/2010 12:28:37 PM
julijask$35.00$35.003/31/2010 1:54:39 PM
njmlaj726$25.00$25.003/31/2010 1:45:50 PM
REITRUST$25.00$25.004/1/2010 6:35:27 AM
webfeet$25.00$25.004/1/2010 8:47:46 AM
crw1950$50.00$50.004/1/2010 11:08:21 AM
hbzchimar$25.00$25.004/1/2010 11:36:00 AM
Patrician$40.90$40.904/1/2010 12:41:48 PM
SeaLoans$25.00$25.004/1/2010 2:55:43 PM
ItNoKnot$30.00$30.004/1/2010 1:10:02 PM
Ven58$25.00$25.004/1/2010 3:18:56 PM
Memphis-King$60.00$60.004/1/2010 3:36:04 PM
LAKETIME$25.00$25.004/1/2010 1:47:20 PM
196 bids
 
Borrower Payment Dependent Notes Series 451813
This series of Notes was issued and sold upon the funding of the borrower loan #41713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-26-2010 
  Auction end date:  Mar-30-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.31% Starting monthly payment: $188.53
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $185.56
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2000 Debt/Income ratio: 25%
Basic (1-10): 9 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 13 / 12Length of status:0y 8m
Credit score: 640-659 (Mar-2010) Total credit lines: 25 Occupation: Scientist
Now delinquent: 0 Revolving credit balance: $21,655Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 29%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: plum782 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to lower my interest rate for a citi credit card that's 29%?

My financial situation: I am a Scientist and just moved, but i have been good always with my bills and what not
I am a good candidate for this loan because I pay everything I owe on time, and I just need this loan to lower my interest rate, so it will be the same payment to the credit card company as I am already paying just lower?

Monthly net income: $ 5500

Monthly expenses: $2500
??Housing: $1000
??Insurance: $300

??Utilities: $50
??Phone, cable, internet: $100
??Food, entertainment: $200
??Clothing, household expenses $200
??Credit cards and other loans: $500
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
WHEREISTHEMOON$25.00$25.003/26/2010 4:21:24 PM
Nerdster1$25.00$25.003/26/2010 4:21:57 PM
charming-point$300.00$300.003/26/2010 4:24:42 PM
chicco$56.00$56.003/26/2010 4:28:41 PM
asset-professor$75.00$75.003/26/2010 4:28:52 PM
chekat$25.00$25.003/26/2010 4:29:23 PM
desertoasis$50.00$50.003/26/2010 4:25:26 PM
Clambake$50.00$50.003/26/2010 4:30:41 PM
inspired-contract9$25.00$25.003/26/2010 4:31:08 PM
ddog0224$25.00$25.003/26/2010 4:31:47 PM
aurorafinancial$50.00$50.003/26/2010 4:28:23 PM
studious-bonus7$50.00$50.003/26/2010 4:28:16 PM
Havana21$50.00$50.003/26/2010 4:29:01 PM
harmonious-revenue7$50.00$50.003/26/2010 4:28:31 PM
rhightower003$25.00$25.003/26/2010 4:29:10 PM
economy-producer$25.00$25.003/26/2010 4:29:06 PM
torion$25.00$25.003/26/2010 4:30:47 PM
integrity-doctor$50.00$50.003/26/2010 4:31:19 PM
bonus-adventure3$25.00$25.003/26/2010 4:31:12 PM
towering-contract$25.00$25.003/26/2010 4:37:22 PM
reward-adventure$25.00$25.003/26/2010 4:37:53 PM
currency-sergeant$25.00$25.003/26/2010 4:34:11 PM
cfinley106$25.00$25.003/26/2010 5:49:28 PM
maldok1$25.00$25.003/26/2010 4:36:51 PM
jdrez$25.00$25.003/26/2010 6:47:57 PM
mmmm1982$25.00$25.003/26/2010 4:38:03 PM
lostviajero$25.00$25.003/27/2010 12:58:01 AM
progressive-asset$43.16$43.163/26/2010 8:57:58 PM
successful-euro$50.00$50.003/27/2010 6:49:00 AM
Sol_Invictus$25.00$25.003/27/2010 5:09:59 AM
powerful-finance7$25.00$25.003/27/2010 5:27:53 AM
DJReflections$25.00$25.003/27/2010 8:42:33 AM
versatile-platinum4$25.00$25.003/27/2010 6:48:55 AM
JClives$25.00$25.003/27/2010 6:50:48 AM
orange-preeminant-bill$100.00$100.003/27/2010 6:50:55 AM
Billfred$25.00$25.003/27/2010 7:47:53 AM
Tahoeguy$48.63$48.633/27/2010 7:54:07 AM
justice-dna$25.00$25.003/27/2010 9:03:00 AM
Bubbasnestegg$25.00$25.003/27/2010 9:57:51 AM
thrifty-return$35.27$35.273/27/2010 4:08:21 PM
PriceyEducation$25.00$25.003/27/2010 11:18:01 AM
bridgeguy$25.00$25.003/27/2010 4:02:51 PM
Jelios$25.00$25.003/27/2010 4:09:47 PM
Binan$25.00$25.003/28/2010 5:28:54 AM
calkidd05$25.00$25.003/27/2010 8:27:58 PM
lloyd_s$25.00$25.003/27/2010 8:52:55 PM
bchen78875$25.00$25.003/27/2010 10:22:57 PM
Kissypoo75$30.50$30.503/28/2010 1:42:26 AM
cash-queen$25.09$9.593/28/2010 6:33:18 AM
Finchy78$25.00$25.003/28/2010 8:57:27 AM
integrity-builder$50.00$50.003/29/2010 8:58:39 AM
sharp-credit$1,000.00$1,000.003/29/2010 2:15:04 PM
bullwink27$25.00$25.003/29/2010 2:52:31 PM
interstellar$50.00$50.003/29/2010 5:58:50 PM
principal-star$25.00$25.003/29/2010 8:03:57 PM
ttnk62918$25.00$25.003/30/2010 10:35:07 AM
webfeet$25.00$25.003/30/2010 1:11:47 PM
AF-Chief$27.00$27.003/26/2010 4:20:04 PM
the-silver-blaster$40.00$40.003/26/2010 4:25:11 PM
windfall46$25.00$25.003/26/2010 4:25:22 PM
responsibility-mulberry$25.00$25.003/26/2010 4:28:26 PM
hrubinst$25.00$25.003/26/2010 4:28:38 PM
CarDealer3070$25.00$25.003/26/2010 4:28:50 PM
reliable-silver7$25.00$25.003/26/2010 4:24:26 PM
personal-lender$25.00$25.003/26/2010 4:31:00 PM
HedgeFund$40.00$40.003/26/2010 4:31:43 PM
stock106$25.00$25.003/26/2010 4:33:53 PM
dinero-speaker$25.00$25.003/26/2010 4:34:28 PM
Avala$50.00$50.003/26/2010 4:30:53 PM
jdnyc$25.00$25.003/26/2010 4:36:27 PM
KandKLegacyInvestments$25.00$25.003/26/2010 4:36:46 PM
delicious-social132$25.00$25.003/26/2010 4:31:02 PM
chestnut4$25.00$25.003/26/2010 4:31:35 PM
unassassinable$25.00$25.003/26/2010 4:37:14 PM
HHP$25.00$25.003/26/2010 4:32:00 PM
ahansen$25.00$25.003/26/2010 4:33:08 PM
cello1$25.00$25.003/26/2010 4:33:46 PM
return-eclipse0$25.00$25.003/26/2010 4:35:01 PM
auction-turbine4$25.00$25.003/26/2010 4:34:46 PM
tranquil-return4$25.00$25.003/26/2010 4:37:38 PM
unassuming-reward$25.00$25.003/26/2010 4:38:19 PM
fightinjoe$25.00$25.003/27/2010 12:18:44 AM
salala$25.00$25.003/26/2010 9:58:09 PM
FairbairnSG$25.00$25.003/27/2010 6:48:02 AM
ommcd$25.00$25.003/27/2010 6:49:34 AM
a-finance-nirvana$25.00$25.003/27/2010 6:50:45 AM
JohnW12$25.00$25.003/27/2010 5:18:07 AM
Bank_Of_XL$25.00$25.003/27/2010 8:06:01 AM
kid8549$25.00$25.003/27/2010 8:48:05 AM
Messudieh$25.00$25.003/27/2010 9:28:18 AM
capital-web7$25.00$25.003/27/2010 6:49:24 AM
BristolEnterprises$25.00$25.003/27/2010 6:50:43 AM
xyzlmno$50.00$50.003/27/2010 9:48:00 AM
TrixieD$25.00$25.003/27/2010 6:58:32 AM
revenue-prospector$25.00$25.003/27/2010 7:54:24 AM
gavinfh$25.00$25.003/27/2010 8:38:00 AM
The_Donald$25.00$25.003/27/2010 10:12:49 AM
108lender$200.00$200.003/27/2010 11:12:57 AM
3am-preacher$25.00$25.003/27/2010 11:53:01 AM
senorzookeeper$25.00$25.003/27/2010 7:08:18 PM
CCC1$50.00$50.003/27/2010 12:47:55 PM
Syndication$25.00$25.003/27/2010 2:33:06 PM
Wittlich$25.00$25.003/27/2010 3:23:01 PM
Panna$25.00$25.003/27/2010 8:53:06 PM
cnovak$25.00$25.003/27/2010 9:07:52 PM
stollcm$25.00$25.003/27/2010 4:42:51 PM
aasx1108$25.00$25.003/27/2010 6:22:50 PM
mooselover$25.00$25.003/28/2010 4:38:03 AM
goodbob$25.00$25.003/27/2010 8:53:08 PM
killdare$25.00$25.003/27/2010 7:03:35 PM
billiam$44.85$44.853/27/2010 8:52:51 PM
the-profit-oracle$25.00$25.003/27/2010 11:13:03 PM
mattblizz$25.00$25.003/27/2010 11:21:17 PM
omniviper$25.00$25.003/28/2010 2:07:50 AM
Tazeme$25.00$25.003/28/2010 2:42:55 AM
blackstar$25.00$25.003/29/2010 4:48:30 AM
income-fortress$25.00$25.003/29/2010 6:13:12 AM
integrity-builder$50.00$50.003/29/2010 1:30:23 PM
broker558$25.00$25.003/30/2010 7:24:38 AM
119 bids
 
Borrower Payment Dependent Notes Series 451815
This series of Notes was issued and sold upon the funding of the borrower loan #41636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 13.03% Starting borrower rate/APR: 14.03% / 16.19% Starting monthly payment: $170.96
Final lender yield: 12.80% Final borrower rate/APR: 13.80% / 15.96% Final monthly payment: $170.40
 
Auction yield range: 6.04% - 13.03% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.59%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1987 Debt/Income ratio: 14%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 17 / 13Length of status:19y 6m
Credit score: 720-739 (Mar-2010) Total credit lines: 25 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $13,805Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 84%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: detgiggy Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off high int credit card
Purpose of loan:
This loan will be used to pay down a high interest rate credit card.?? I have closed the account but still carry the balance.??? Closing the account decreased my overall available credit,? but I flat out rejected this banks attempt to increase my interest rate.? Thus, I had little other choice. ? I have never missed a payment and have always paid above my minimum payment.?? My years of consistency as a payor were rewarded with higher interest rates.

My financial situation:
I have a stable job as a manager in a private ambulance company.?? Our industry while not immune to the condition of the economy, we are somewhat insulated from the effects of a recession more than many other industries.?? I have a perfect history of paying my bills on time and my credit score has been climbing slowly since a personal bankruptcy in 2000.??? I have a good DTI ratio and live? within my means.? I am married and own a home.? In the past 12 months I have reduced my credit card debt 28% and using tools like debtgoal.com I am simply seeking lower interest rates to maximize savings.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
stockpiler079$25.00$25.003/29/2010 4:10:26 PM
Sven79$25.00$25.003/30/2010 1:23:16 AM
Mav26$50.00$50.003/30/2010 10:54:45 AM
lm75$25.00$25.003/30/2010 10:05:41 AM
IPlayOutsideTheBox$25.00$25.003/31/2010 9:28:28 AM
enthusiastic-point$25.00$25.003/31/2010 10:50:53 AM
best-listing-toro$25.00$25.003/31/2010 2:16:11 PM
totoro$25.00$25.003/31/2010 4:47:42 PM
KTOWN$25.00$25.003/31/2010 8:28:05 PM
DJReflections$25.00$25.003/31/2010 8:47:49 PM
trajames$25.00$25.004/1/2010 7:04:56 AM
buckyhead2000$25.00$25.004/1/2010 12:58:23 PM
interstellar$50.00$50.004/1/2010 1:32:08 PM
liberty-squirrel$29.86$29.864/1/2010 8:11:30 PM
cash-widget$25.00$25.004/1/2010 6:38:41 PM
1stAmericanCapital$25.00$25.004/2/2010 10:50:25 AM
alvinsl$25.00$25.004/2/2010 12:30:00 PM
RiskAdverse$25.00$25.004/2/2010 1:43:49 PM
LibbyZ$50.00$50.004/2/2010 4:45:14 PM
wwwUniversal$25.00$25.004/2/2010 4:53:35 PM
InAFoodComa$250.00$250.004/2/2010 5:23:41 PM
LoanerPrincipal$35.00$35.004/3/2010 12:03:42 AM
MoneyTalksInc$25.00$25.004/3/2010 6:00:19 AM
stevexs$50.00$50.004/3/2010 6:51:33 AM
eprometheus$51.00$51.004/3/2010 8:33:40 AM
twerns$40.00$40.004/3/2010 9:43:49 AM
truth-silo$35.73$35.734/3/2010 10:04:15 AM
truth-pear$29.94$29.944/3/2010 1:03:18 PM
adir1$50.00$50.004/3/2010 7:09:31 PM
BankofBeth$25.00$25.004/3/2010 10:27:58 PM
BUCS$33.06$33.064/4/2010 3:18:54 AM
spiff666$25.00$25.004/4/2010 7:41:06 AM
tkr2$50.00$50.004/4/2010 11:32:53 AM
privatebankerva$25.00$25.004/4/2010 11:51:10 AM
trumpeter5$50.00$50.004/4/2010 11:58:38 AM
jimartin1$25.01$25.014/4/2010 7:58:50 PM
newiowa77$25.00$25.004/5/2010 6:05:20 AM
patriot384$150.00$150.004/5/2010 6:40:20 AM
Leshan$33.33$33.334/5/2010 9:04:34 AM
agile-loan0$25.00$25.004/5/2010 9:42:27 AM
kajams$25.00$25.004/5/2010 10:20:15 AM
jpme$25.00$25.004/5/2010 10:40:49 AM
XayV03$40.00$40.004/5/2010 10:15:03 AM
Nusk$25.00$25.004/5/2010 11:29:47 AM
Happyhourcomics$25.00$25.004/5/2010 11:37:37 AM
highland-glass$200.00$200.004/5/2010 9:33:17 AM
khamlagirl$25.00$25.004/5/2010 12:15:10 PM
MrLeft$50.00$50.004/5/2010 12:21:22 PM
IrishBuys$50.00$50.004/5/2010 2:29:41 PM
gjm6d$25.00$25.004/5/2010 12:08:47 PM
investment-seeker7$25.00$25.004/5/2010 2:58:37 PM
1SteelerFan$40.00$40.004/5/2010 12:20:08 PM
broker558$25.00$25.004/5/2010 3:31:32 PM
ddog0224$25.00$25.004/5/2010 3:43:57 PM
Nasdaq$25.00$25.004/5/2010 3:47:27 PM
crw1950$50.00$50.004/5/2010 3:13:35 PM
Toony$25.00$25.003/30/2010 4:26:41 PM
mammalian4$50.00$50.003/30/2010 4:42:54 PM
KFB_Investments$35.00$35.003/31/2010 6:29:23 PM
credit-panda1$50.00$50.004/1/2010 7:09:20 AM
benefit-surfer$30.00$30.004/1/2010 7:34:45 AM
frogperson$200.00$200.004/1/2010 3:38:14 PM
GyJAV_BNCCo$25.00$25.004/1/2010 7:00:23 PM
Jaxfan11$25.00$25.004/1/2010 5:52:21 PM
jchurchi$50.67$50.674/1/2010 6:43:27 PM
hope-lionheart1$33.00$33.004/1/2010 9:53:58 PM
dano1965$25.00$25.004/2/2010 7:08:03 AM
greenback-ally$50.00$50.004/2/2010 1:49:47 PM
CSinvestments$25.00$25.004/2/2010 5:04:48 PM
TheWainer$25.00$25.004/2/2010 6:38:54 PM
oceanside$25.00$25.004/2/2010 5:56:42 PM
wop310$40.00$40.004/3/2010 7:35:09 AM
cash-tent$25.00$25.004/2/2010 9:12:02 PM
LMM1$25.00$25.004/3/2010 10:48:54 AM
dlenz$27.38$27.384/3/2010 10:55:00 AM
rockhound84$25.00$25.004/3/2010 6:47:21 AM
harddollars$50.00$50.004/3/2010 11:21:37 AM
xchach1ng$44.31$44.314/3/2010 7:10:14 PM
JBG$25.00$25.004/3/2010 11:24:11 PM
Jiangtao$25.00$25.004/4/2010 5:43:07 AM
aspire2grow$25.00$25.004/3/2010 4:53:07 PM
thofs$50.00$50.004/4/2010 7:49:30 AM
jchurchi$34.78$34.784/3/2010 6:42:50 PM
coup173$50.00$50.004/4/2010 7:50:56 AM
Machbannai$25.00$25.004/4/2010 11:48:31 AM
sharp-credit$646.79$646.794/4/2010 2:08:48 PM
dhallii$33.00$33.004/4/2010 5:07:02 PM
agile$25.00$25.004/4/2010 6:48:16 PM
gunderstone$212.43$212.434/4/2010 2:42:37 PM
knowonder$25.00$25.004/4/2010 8:02:28 PM
magee425$42.02$42.024/5/2010 5:56:59 AM
hutmacher$64.06$64.064/5/2010 7:00:16 AM
mikeandcat$50.00$50.004/5/2010 10:32:02 AM
Anamorph$25.00$25.004/5/2010 10:50:52 AM
the-profit-oracle$25.00$25.004/5/2010 10:41:45 AM
Snoopylover$25.00$25.004/5/2010 10:42:07 AM
velocity-winner$25.00$25.004/5/2010 11:35:28 AM
jybank$25.00$25.004/5/2010 12:05:41 PM
draggon77$25.00$25.004/5/2010 12:13:20 PM
lazyeye$25.00$25.004/5/2010 10:24:45 AM
Accountant83$25.00$25.004/5/2010 1:58:50 PM
best-credit-sushi$25.00$25.004/5/2010 2:26:53 PM
Bill88$25.00$25.004/5/2010 3:02:55 PM
icon7$40.00$40.004/5/2010 1:24:33 PM
Engineer44$30.00$23.634/5/2010 3:48:57 PM
congardner1$25.00$25.004/5/2010 2:43:35 PM
MapleLaker$25.00$25.004/5/2010 2:44:40 PM
rajs$100.00$100.004/5/2010 3:10:08 PM
108 bids
 
Borrower Payment Dependent Notes Series 451869
This series of Notes was issued and sold upon the funding of the borrower loan #41633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $159.88
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1988 Debt/Income ratio: 22%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 16 / 15Length of status:9y 10m
Credit score: 720-739 (Mar-2010) Total credit lines: 25 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $14,421Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 42%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: accomplishment9 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Remodeling Upstairs Unit
Purpose of loan:
This loan will be used to renovate the upstairs apartment in my duplex.? It is an old unit converted into an apartment over 30 years ago with no closet space and limited storage.? I will be turning it from a two bedroom into a modern one bedroom with a walk in closet, laundry facilities and open concept with?updated kitchen and laminate flooring throughout.? I will also be fixing the converted porch from a three season room to a year round functional office.

My financial situation:
I am a good candidate for this loan because I have never missed a mortgage payment and am up to date with all my bills.? My credit score is a bit low because of a slightly high income to debt ratio which is mostly due to my losing income by not being able to find renters for the upstairs unit, hence the remodeling. I have a full time job in the IT field and have been employed at the same company for 10 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Are you hiring the work out or doing it yourself? if it is DYI; are you 100% sure you have the skills to do the job. (sounds ambitious) Sometimes return on lnvestment can be better if done DYI, but i've also seen disasters. - the-dynamic-marketplace
A: I am 100% hiring someone to do all the work. I've seen too many instances where a "handyman's special" has cost someone big in time, money or home value when trying to resell. While I can do things like change out faucets, replace outlets, etc., I don't think my skills are up to a full remodel. (Mar-30-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Nerdster1$25.00$25.003/29/2010 3:50:09 PM
kenji4861$50.00$50.003/29/2010 3:50:17 PM
WHEREISTHEMOON$25.00$25.003/29/2010 3:50:50 PM
versatile-platinum4$25.00$25.003/29/2010 3:56:05 PM
honorable-yield$50.00$50.003/29/2010 3:56:13 PM
KandKLegacyInvestments$25.00$25.003/29/2010 3:49:52 PM
selector568$500.00$500.003/29/2010 3:51:08 PM
gemoscar$25.00$25.003/29/2010 3:58:12 PM
Dreamconnection$25.00$25.003/29/2010 3:56:31 PM
aurorafinancial$50.00$50.003/29/2010 3:59:30 PM
economy-producer$25.00$25.003/29/2010 4:00:56 PM
ahansen$25.00$25.003/29/2010 3:58:24 PM
hrubinst$25.00$25.003/29/2010 3:59:48 PM
Avala$50.00$50.003/29/2010 4:03:19 PM
satisfying-durability$25.00$25.003/29/2010 3:59:01 PM
CarDealer3070$25.00$25.003/29/2010 4:00:15 PM
HHP$25.00$25.003/29/2010 4:05:30 PM
Clambake$50.00$50.003/29/2010 4:02:40 PM
torion$25.00$25.003/29/2010 4:03:04 PM
personal-lender$25.00$25.003/29/2010 4:03:24 PM
dinero-speaker$25.00$25.003/29/2010 4:07:55 PM
proton346$25.00$25.003/29/2010 4:09:22 PM
bchen78875$50.00$50.003/29/2010 4:06:56 PM
HedgeFund$40.00$40.003/29/2010 4:04:50 PM
djs81$25.00$25.003/29/2010 4:07:20 PM
kid8549$25.00$25.003/29/2010 4:12:15 PM
unassassinable$25.00$25.003/29/2010 4:09:11 PM
xyzlmno$50.00$50.003/29/2010 4:12:55 PM
TheReaderRabbit$25.00$25.003/29/2010 4:11:58 PM
bullwink27$25.00$25.003/29/2010 4:17:47 PM
euro-starter$25.00$25.003/29/2010 4:18:38 PM
generous-commerce9$25.00$25.003/29/2010 4:18:48 PM
flexible-value$26.00$26.003/29/2010 4:17:31 PM
WorldlyWorker$25.00$25.003/29/2010 4:18:09 PM
KaiserRex$25.00$25.003/29/2010 4:21:06 PM
zebra806$25.00$25.003/29/2010 4:21:30 PM
sloak$25.00$25.003/29/2010 4:17:27 PM
radforj22$25.00$25.003/29/2010 4:20:22 PM
turbine5$40.00$40.003/29/2010 4:20:32 PM
line6owner$25.00$25.003/29/2010 4:19:03 PM
toblerone$50.00$50.003/29/2010 4:38:32 PM
heavenly-repayment4$25.00$25.003/29/2010 4:19:38 PM
oracle920$25.00$25.003/29/2010 4:52:20 PM
RandyL3$99.00$99.003/29/2010 6:33:04 PM
arbor1$25.00$25.003/29/2010 6:47:01 PM
MrDavid$50.00$50.003/29/2010 8:33:10 PM
DasCoon$50.00$50.003/30/2010 3:53:48 AM
chicco$37.33$37.333/30/2010 4:42:57 AM
Mario2007$25.00$25.003/30/2010 7:59:02 AM
paladin847$25.00$25.003/30/2010 5:39:01 AM
CashGuardian$25.00$25.003/30/2010 4:00:09 AM
indomart$33.04$33.043/30/2010 1:19:24 PM
interstellar$50.00$50.003/31/2010 11:19:42 AM
Lastavatar$25.00$25.003/31/2010 2:26:51 PM
natedog666$200.00$200.004/1/2010 2:08:53 PM
k219824$100.00$100.004/2/2010 1:24:35 PM
buckyhead2000$25.00$25.004/2/2010 2:30:17 PM
focused-wampum$25.00$25.004/2/2010 8:35:51 PM
JDLanier$25.00$25.004/3/2010 7:37:09 AM
enforcer0$25.00$25.004/3/2010 10:35:30 PM
simms2k$25.00$25.004/4/2010 5:54:18 PM
dman1024$25.00$25.004/4/2010 9:31:48 PM
1SteelerFan$25.00$25.004/5/2010 12:21:24 PM
wwwUniversal$25.00$25.004/5/2010 3:10:44 PM
windfall46$25.00$25.003/29/2010 3:50:24 PM
fair-funds$25.00$25.003/29/2010 3:51:20 PM
AF-Chief$27.00$27.003/29/2010 3:53:17 PM
xphile$25.00$25.003/29/2010 3:56:43 PM
skuba$50.00$50.003/29/2010 3:57:11 PM
kchen486$25.00$25.003/29/2010 3:55:51 PM
inspired-contract9$50.00$50.003/29/2010 3:57:09 PM
delicious-social132$40.00$40.003/29/2010 3:57:20 PM
credit-force5$25.00$25.003/29/2010 3:57:29 PM
ideal-penny8$25.00$25.003/29/2010 3:56:58 PM
chekat$25.00$25.003/29/2010 4:01:09 PM
bonus-adventure3$25.00$25.003/29/2010 3:57:38 PM
studious-bonus7$50.00$50.003/29/2010 3:59:27 PM
responsibility-mulberry$25.00$25.003/29/2010 3:59:42 PM
grampy48$25.00$25.003/29/2010 4:06:49 PM
currency-sergeant$25.00$25.003/29/2010 4:07:38 PM
maldok1$25.00$25.003/29/2010 4:08:51 PM
reward-adventure$25.00$25.003/29/2010 4:10:03 PM
ddog0224$25.00$25.003/29/2010 4:05:04 PM
mmqc$25.00$25.003/29/2010 4:12:07 PM
tranquil-return4$75.00$75.003/29/2010 4:09:42 PM
auction-turbine4$50.00$50.003/29/2010 4:08:06 PM
pbeach05$25.00$25.003/29/2010 4:14:18 PM
Dahlozer$25.00$25.003/29/2010 4:15:23 PM
salala$25.00$25.003/29/2010 4:10:58 PM
JohnW12$25.00$25.003/29/2010 4:11:43 PM
the-profit-oracle$25.00$25.003/29/2010 4:14:53 PM
meenan$25.00$25.003/29/2010 4:14:47 PM
kennyinminny$25.00$25.003/29/2010 4:15:18 PM
MissionMicroFinance$25.00$25.003/29/2010 4:15:44 PM
steady-bazaar$25.00$25.003/29/2010 4:19:16 PM
bjmazur$25.00$25.003/29/2010 4:17:38 PM
revenue-pipeline$25.00$25.003/29/2010 4:19:28 PM
Barak$40.00$40.003/29/2010 4:18:00 PM
natural-greenback6$25.00$25.003/29/2010 4:52:16 PM
Havana21$50.00$50.003/29/2010 5:59:10 PM
mydreamsagain$25.00$25.003/30/2010 3:43:22 AM
1phantom$50.00$50.003/30/2010 5:48:20 AM
integrity-doctor$50.00$50.003/29/2010 9:03:03 PM
webfeet$25.00$25.003/30/2010 6:39:57 AM
Interstate_Rate$500.00$500.003/29/2010 9:18:05 PM
TennSquire$25.00$25.003/30/2010 12:22:55 AM
community-saver158$50.00$32.763/30/2010 8:09:00 AM
chrisb1414$25.00$25.003/30/2010 7:28:02 AM
rescue$26.63$26.633/30/2010 6:47:54 AM
best-listing-toro$25.00$25.003/31/2010 2:23:02 PM
SCD$25.00$25.004/2/2010 11:37:20 AM
colorfulgardener$25.00$25.004/2/2010 4:41:48 PM
LawyerLoan$25.00$25.004/2/2010 5:36:57 PM
generous-deal6$25.00$25.004/2/2010 11:20:17 PM
JerryB96$25.00$25.004/4/2010 7:41:12 AM
value-rocket$25.00$25.004/4/2010 6:09:16 AM
Charmart$25.00$25.004/5/2010 3:01:37 AM
doomsday18$25.00$25.004/5/2010 8:27:45 AM
Marco83$33.24$33.244/5/2010 11:06:54 AM
favorite-commerce$25.00$25.004/5/2010 9:27:19 AM
SeaLoans$25.00$25.004/5/2010 9:36:47 AM
Johnab$50.00$50.004/5/2010 11:19:46 AM
khamlagirl$25.00$25.004/5/2010 12:09:28 PM
octoberfresh$25.00$25.004/5/2010 1:15:27 PM
124 bids
 
Borrower Payment Dependent Notes Series 451915
This series of Notes was issued and sold upon the funding of the borrower loan #41710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 33.00% Final borrower rate/APR: 34.00% / 36.44% Final monthly payment: $111.68
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 26.95%  
Lender servicing fee: 1.00% Estimated return: 6.05%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1994 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 3 Inquiries last 6m: 1Employment status:Self-employed
Enhanced (1-5):3 Current / open credit lines: 9 / 10Length of status:8y 5m
Credit score: 640-659 (Mar-2010) Total credit lines: 16 Occupation: Sales - Commission
Now delinquent: 1 Revolving credit balance: $10,014Stated income:$100,000+
Amount delinquent: $467 Bankcard utilization: 93%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 5    
Screen name: fabarg1 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 24 ( 96% ) 640-659 (Latest)
Principal borrowed: $10,000.00< mo. late: 1 ( 4% )  
640-659 (Dec-2009)
640-659 (Nov-2009)
680-699 (Jan-2008)
 
Principal balance: $415.65 1+ mo. late: 0 ( 0% )
Total payments billed: 25  
Description
2nd Prosper Loan- Retiring debt
Purpose of loan:
This loan will be used to consolidate debt that I have accumulated due to divorce from my wife of eight years.

My financial situation:
I am a good candidate for this loan because I have proven that I will make my payments ontime with prosper and have only had two late payments on my credit report in the last four years, both coming when my wife and I first separated and I had to close the joint checking accout but forgot to alert my creditors and the payments were drafted from the wrong account.? My soon to be ex wife still stays in the family home and drives one of my cars but she will be resposible for the home or moving out once this is final next month.? Please help me and I promise to always make all my payments ontime as I have in the past.?? I am trying to do right by my children and need your help to get me through this.? Thank you.?

Monthly net income: $ 9330????

Monthly expenses: $ 8725
??Housing: $?2950 a month( 1450 for my apartment and 1550 for the house my soon to be ex stays in?whom is?unemployed)
??Insurance: $?1000
??Car expenses: $ 1700( 1000 for my vehicle and 700 for the car my soon to be ex drives for the sake of my children until this is final next month)
??Utilities: $?100
??Phone, cable, internet: $?75?
??Food, entertainment: $ 500
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 1000
??Other expenses: $ 1000 ( attorney fees)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: hi, what job/industry do you work in and for how long? can something be done about the car loans....trade down? those are very high. - shrewd-income
A: Thank you for your question. I am an insurance broker and have been in business for 9 years. As far as the car loans are concerned, they will be traded into one vehicle once this divorce is finalized. Just an FYI... my income is actually a bit more than what I have listed but I used my lowest months income for the purposes of this listing. I really need this loan and will not have any problem making any of the payments. I thank you again for your question and I will always pay ontime. (Apr-04-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
UCLA4life$25.00$25.004/1/2010 3:32:21 AM
Kash2010lu$25.00$25.004/4/2010 10:42:25 PM
IASKGOD$25.00$25.004/4/2010 7:24:50 PM
twjh$25.00$25.004/5/2010 11:31:52 AM
Gregger$39.08$39.084/5/2010 10:19:20 AM
lucrative-loan$200.00$146.274/5/2010 1:28:18 PM
dbp10001$25.00$25.004/5/2010 11:00:11 AM
jhouman$25.00$25.004/5/2010 2:17:22 PM
ore-dojo$50.00$50.004/5/2010 3:17:19 PM
payout-bridge$123.00$123.004/5/2010 3:49:38 PM
macotra4$72.00$72.004/4/2010 9:20:01 AM
brother_tam$200.00$200.004/4/2010 12:17:18 PM
lucrative-loan$300.00$300.004/4/2010 4:38:04 PM
reflective-rupee$100.00$100.004/4/2010 9:28:19 PM
EEasyMoney$25.00$25.004/5/2010 7:29:17 AM
larrynava$75.00$75.004/4/2010 11:33:05 PM
deepblue34$30.00$30.004/4/2010 5:58:31 PM
Mikale360$25.00$25.004/5/2010 7:42:15 AM
five-star-note$75.00$75.004/5/2010 8:12:40 AM
slatz1nick$68.90$68.904/4/2010 9:48:05 PM
chameleon125$50.00$50.004/5/2010 7:25:59 AM
well-mannered-income3$50.00$50.004/5/2010 8:41:26 AM
Leshan$33.33$33.334/5/2010 9:13:18 AM
balanced-return5$25.00$25.004/5/2010 2:03:31 PM
kfboomer$100.00$100.004/5/2010 2:30:42 PM
Your_Bank$25.00$25.004/5/2010 11:21:04 AM
dudebrah$25.00$25.004/5/2010 1:50:02 PM
fireferd$28.96$28.964/5/2010 2:44:16 PM
shrewd-income$50.00$50.004/5/2010 3:06:56 PM
ultimate-peace$600.00$600.004/5/2010 3:40:07 PM
investment-visionary$33.46$33.464/5/2010 1:07:15 PM
31 bids
 
Borrower Payment Dependent Notes Series 451963
This series of Notes was issued and sold upon the funding of the borrower loan #41722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-03-2010 
 
Starting lender yield: 29.12% Starting borrower rate/APR: 30.12% / 34.15% Starting monthly payment: $42.52
Final lender yield: 29.12% Final borrower rate/APR: 30.12% / 34.15% Final monthly payment: $42.52
 
Auction yield range: 11.04% - 29.12% Estimated loss impact: 10.73%  
Lender servicing fee: 1.00% Estimated return: 18.39%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1995 Debt/Income ratio: 22%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 7 / 6Length of status:1y 6m
Credit score: 660-679 (Mar-2010) Total credit lines: 14 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $14,053Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 101%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: stylish-exchange3 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Clunker needs repairs...
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I'm surprised that you get so many bids without posting any description. - ustfu
A: I don't know what happened. I did fill out the description and just noticed after your email that it was blank. If you have any questions, please feel free to ask. Thank you. (Apr-03-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IPG1$25.00$25.003/29/2010 4:50:42 PM
Speculator$37.18$37.183/30/2010 12:15:32 PM
transaction-circuit$25.00$25.003/30/2010 2:57:55 PM
honorable-justice1$25.00$25.003/31/2010 8:40:01 PM
lucrative-loan$100.00$100.004/1/2010 11:15:05 AM
buffalobills$25.00$25.004/1/2010 2:17:58 PM
periko$25.00$25.004/1/2010 1:25:33 PM
frogperson$50.00$50.004/1/2010 4:33:03 PM
AUSTIN_PLUMB$25.00$25.004/2/2010 10:36:46 AM
b-rent$25.00$25.004/2/2010 4:46:20 PM
LuvToLend$25.00$25.004/2/2010 6:37:35 PM
mammalian4$25.00$25.004/2/2010 6:58:36 PM
hektek22$25.00$25.004/3/2010 8:08:00 AM
leverage-monger$25.00$25.004/3/2010 8:49:33 AM
Evolver$100.00$100.004/3/2010 8:54:21 AM
tntmojave$25.00$25.003/30/2010 3:58:55 PM
tntmojave$25.00$25.003/31/2010 5:58:52 PM
mercuriant$25.00$25.004/1/2010 11:16:27 AM
lendhouse2008$53.67$53.674/1/2010 11:14:14 AM
cunning-bill$25.00$25.004/1/2010 3:00:44 PM
LOAN_DOC$25.00$25.004/1/2010 5:11:18 PM
honorable-justice1$25.00$25.004/1/2010 7:17:24 PM
smart-gain$30.46$30.464/1/2010 8:01:22 PM
aztocas$25.00$25.004/2/2010 7:16:53 AM
mrxtravis$25.00$25.004/2/2010 7:35:30 PM
Bob450$25.00$25.004/2/2010 8:45:37 PM
zone6$100.00$78.694/3/2010 7:13:40 AM
cashhelp$25.00$25.004/3/2010 7:14:56 AM
wealth-pal3$25.00$25.004/3/2010 6:50:59 AM
29 bids
 
Borrower Payment Dependent Notes Series 452051
This series of Notes was issued and sold upon the funding of the borrower loan #41634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 9.38% Starting borrower rate/APR: 10.38% / 12.49% Starting monthly payment: $389.35
Final lender yield: 9.38% Final borrower rate/APR: 10.38% / 12.49% Final monthly payment: $389.35
 
Auction yield range: 4.04% - 9.38% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.25%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1989 Debt/Income ratio: 25%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 11Length of status:4y 1m
Credit score: 740-759 (Mar-2010) Total credit lines: 31 Occupation: Scientist
Now delinquent: 0 Revolving credit balance: $29,232Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 45%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: velocity-chuckler Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off 2 credit cards.??The interest rates?on the cards are variable and pretty high and I'm looking to get a lower fixed rate so I can pay the debt off sooner and save money on interest.? We are maneuvering ourselves to be able to?pay cash for most everything within a couple of years.?

My financial situation:
I am a great candidate for this loan because we do not pay any bills late and haven't for more than 13 years.? We?pay more than what is due each month.? Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$27.00$27.003/29/2010 3:53:10 PM
Nerdster1$25.00$25.003/29/2010 3:53:50 PM
selector568$300.00$300.003/29/2010 3:52:46 PM
Havana21$50.00$50.003/29/2010 4:00:41 PM
Clambake$50.00$50.003/29/2010 4:02:47 PM
chicco$56.00$56.003/29/2010 4:00:02 PM
personal-lender$25.00$25.003/29/2010 4:03:36 PM
responsibility-mulberry$25.00$25.003/29/2010 3:59:35 PM
CarDealer3070$25.00$25.003/29/2010 4:00:22 PM
chekat$25.00$25.003/29/2010 4:01:16 PM
inspired-contract9$25.00$25.003/29/2010 4:03:51 PM
HHP$25.00$25.003/29/2010 4:05:22 PM
bonus-adventure3$25.00$25.003/29/2010 4:03:57 PM
reward-adventure$25.00$25.003/29/2010 4:09:55 PM
currency-sergeant$25.00$25.003/29/2010 4:07:32 PM
salala$25.00$25.003/29/2010 4:11:20 PM
kid8549$25.00$25.003/29/2010 4:12:29 PM
return-eclipse0$25.00$25.003/29/2010 4:08:13 PM
tranquil-return4$75.00$75.003/29/2010 4:09:30 PM
xyzlmno$50.00$50.003/29/2010 4:13:01 PM
oracle920$25.00$25.003/29/2010 4:18:25 PM
MissionMicroFinance$25.00$25.003/29/2010 4:15:38 PM
soldadoz$25.00$25.003/29/2010 4:16:26 PM
generous-commerce9$25.00$25.003/29/2010 4:18:43 PM
euro-starter$25.00$25.003/29/2010 4:18:50 PM
steady-bazaar$25.00$25.003/29/2010 4:19:11 PM
rhodylend$25.00$25.003/29/2010 4:21:35 PM
heavenly-repayment4$30.00$30.003/29/2010 4:19:40 PM
zebra806$25.00$25.003/29/2010 4:21:24 PM
desertoasis$25.00$25.003/29/2010 5:19:50 PM
tidy-dime$25.00$25.003/29/2010 5:58:35 PM
loan-machine1$25.00$25.003/29/2010 4:52:14 PM
dsfoundation$25.00$25.003/29/2010 6:38:19 PM
asset-professor$29.99$29.993/29/2010 7:07:55 PM
lifegrowth$25.00$25.003/29/2010 4:49:17 PM
harmonious-revenue7$48.75$48.753/29/2010 6:03:49 PM
108lender$25.00$25.003/29/2010 4:58:31 PM
sc91$25.00$25.003/29/2010 6:15:16 PM
Interstate_Rate$500.00$500.003/29/2010 9:17:51 PM
CashGuardian$25.00$25.003/30/2010 4:00:00 AM
TennSquire$25.00$25.003/30/2010 12:22:59 AM
treasure-bliss$46.25$46.253/30/2010 12:37:55 AM
radforj22$25.00$25.003/30/2010 2:04:02 AM
maintenanceboss$25.00$25.003/30/2010 7:27:16 AM
diversification-medalist$25.00$25.003/30/2010 7:27:21 AM
DasCoon$50.00$50.003/30/2010 3:53:44 AM
RandyL3$33.00$33.003/30/2010 12:23:13 AM
1phantom$50.00$50.003/30/2010 5:39:46 AM
mydreamsagain$25.00$25.003/30/2010 3:43:29 AM
versatile-platinum4$25.00$25.003/30/2010 3:53:42 AM
mrkb80$25.00$25.003/30/2010 9:23:23 AM
boater01$25.00$25.003/30/2010 4:33:20 AM
onlyastepaway$25.00$25.003/30/2010 9:33:13 AM
Syndication$25.00$25.003/30/2010 7:26:36 AM
kmr2$50.00$50.003/30/2010 7:27:03 AM
blackberry9$25.00$25.003/30/2010 7:27:10 AM
FairbairnSG$25.00$25.003/30/2010 7:27:18 AM
dgallo$25.00$25.003/30/2010 7:27:41 AM
time4aloan$35.70$35.703/30/2010 7:28:01 AM
towering-contract$25.00$25.003/30/2010 9:59:00 AM
loan-master996$50.00$50.003/30/2010 12:03:28 PM
jonn834$25.00$25.003/30/2010 10:36:55 AM
coup173$25.00$25.003/30/2010 11:52:48 AM
keeminn$25.00$25.003/30/2010 12:09:32 PM
Dahlozer$25.00$25.003/30/2010 12:58:42 PM
JGB$25.00$25.003/30/2010 12:40:20 PM
webfeet$25.00$25.003/30/2010 1:40:03 PM
souperrich$25.00$25.003/30/2010 2:13:05 PM
lloyd_s$25.00$25.003/30/2010 4:20:11 PM
teller$25.00$25.003/30/2010 4:20:02 PM
uwinwewin$25.00$25.003/30/2010 4:20:41 PM
blissful-note7$25.00$25.003/31/2010 2:04:09 AM
Phantom99$25.00$25.003/30/2010 11:13:07 PM
silver-philosopher$25.00$25.003/30/2010 11:19:09 PM
mikeandcat$50.00$50.003/31/2010 8:14:14 AM
don8ter$25.00$25.003/31/2010 8:58:04 AM
favorable-order8$25.00$25.003/31/2010 9:34:25 AM
laudable-balance$25.00$25.003/31/2010 10:18:31 AM
unclejaef$25.00$25.003/31/2010 10:50:11 AM
windtalkers$25.00$25.003/31/2010 1:00:25 PM
fiddlerzvi$50.00$50.003/31/2010 11:39:38 AM
micko$25.00$25.003/31/2010 1:30:34 PM
selfmademan$25.00$25.003/31/2010 2:46:06 PM
GElender$33.81$33.813/31/2010 5:03:04 PM
supreme-hope$25.00$25.003/31/2010 5:59:20 PM
KFB_Investments$35.00$35.003/31/2010 6:30:52 PM
frogperson$50.00$50.003/31/2010 8:59:28 PM
Mario2007$25.00$25.003/31/2010 9:04:25 PM
DMCA$50.00$50.003/31/2010 9:55:28 PM
bonus-adventure3$25.00$25.004/1/2010 6:46:26 AM
brazilofmux$81.95$81.953/31/2010 11:18:04 PM
the-determined-value$25.00$25.004/1/2010 9:34:39 AM
alaco$25.00$25.004/1/2010 12:01:50 PM
beer-gardener$316.89$54.884/1/2010 1:48:53 PM
cash-merry-maker$25.00$25.004/1/2010 12:40:53 PM
Josta$50.00$50.004/1/2010 1:32:29 PM
Supernick$50.00$50.004/1/2010 1:47:38 PM
wampum-chorus3$25.00$25.004/1/2010 4:50:13 PM
rmachi$25.00$25.004/1/2010 5:03:30 PM
money-floret$50.00$50.004/1/2010 6:13:39 PM
zeelender$25.00$25.004/1/2010 7:43:20 PM
yield-seeker$25.00$25.004/1/2010 7:21:41 PM
lostontheedge$25.00$25.004/1/2010 5:03:59 PM
350DGRZ$25.00$25.004/1/2010 5:16:05 PM
lawmonster$25.00$25.004/1/2010 8:48:07 PM
larrybird$25.00$25.004/1/2010 8:58:30 PM
Krozy$25.00$25.004/1/2010 6:54:04 PM
turbolozano$25.00$25.004/2/2010 2:13:38 AM
mizon291$50.00$50.004/1/2010 9:14:05 PM
credit-wheel7$25.00$25.004/2/2010 9:33:25 AM
jfd287$25.00$25.004/2/2010 8:13:12 AM
Tradesmanlender$25.00$25.004/2/2010 9:38:56 AM
dparkhom$25.00$25.004/2/2010 6:59:44 AM
divemaster$25.00$25.004/2/2010 7:14:13 AM
wbahl$25.00$25.004/2/2010 10:36:56 AM
skiberdad$50.00$50.004/2/2010 11:30:23 AM
najmn103$25.00$25.004/2/2010 11:09:18 AM
ualf$50.00$50.004/2/2010 11:10:34 AM
fireboss$86.65$86.654/2/2010 12:31:51 PM
kanpur63$25.00$25.004/2/2010 10:20:00 AM
Jassi$25.00$25.004/2/2010 1:01:55 PM
fair_rates$25.00$25.004/2/2010 1:13:58 PM
buckyhead2000$25.00$25.004/2/2010 2:33:26 PM
latestone$25.00$25.004/2/2010 3:28:53 PM
devoider$25.00$25.004/2/2010 2:40:15 PM
MakoF16$38.06$38.064/2/2010 4:31:32 PM
Superc0ld$83.11$83.114/2/2010 6:10:03 PM
IncomeTemple$25.00$25.004/2/2010 6:58:49 PM
capital-albatross$25.00$25.004/2/2010 5:33:02 PM
jibe-set$34.46$34.464/2/2010 8:59:44 PM
Eagledrop$25.00$25.004/2/2010 10:45:08 PM
srgriff$25.00$25.004/2/2010 10:45:57 PM
ijspence$25.00$25.004/3/2010 4:48:24 AM
PHI4308$25.00$25.004/3/2010 12:07:58 AM
IIP77$25.00$25.004/2/2010 7:37:59 PM
TCR3$25.00$25.004/3/2010 5:20:59 AM
theaterguy$25.00$25.004/2/2010 8:04:30 PM
LenderByDay$25.00$25.004/2/2010 8:49:29 PM
bountiful-bazaar$25.00$25.004/2/2010 10:44:13 PM
respectful-integrity3$25.00$25.004/3/2010 10:11:30 AM
tuneman1980$25.00$25.004/3/2010 10:54:06 AM
the-silver-blaster$40.22$40.224/3/2010 5:34:09 PM
syounker$25.00$25.004/3/2010 8:13:08 PM
skuba$25.00$25.004/3/2010 7:08:32 PM
Dr_M$25.00$25.004/4/2010 8:43:27 AM
vutah$25.00$25.004/4/2010 7:59:35 AM
mdreiss$25.00$25.004/4/2010 8:59:19 AM
peb44$25.00$25.004/4/2010 10:21:12 AM
aganippe$25.00$25.004/4/2010 8:54:21 AM
Sam65$25.00$25.004/4/2010 2:18:26 PM
Eudyptes$50.00$50.004/4/2010 2:18:34 PM
fostaman$25.00$25.004/4/2010 1:54:41 PM
bigphish$25.00$25.004/4/2010 8:03:01 AM
vacation-funding$25.00$25.004/4/2010 2:18:25 PM
Cai8899$50.00$50.004/4/2010 2:18:33 PM
Econominator$25.00$25.004/4/2010 4:10:27 PM
Breakfast_Gypsy$25.00$25.004/4/2010 6:29:23 PM
shawndw$30.00$30.004/4/2010 9:38:11 PM
Gabriel02$25.00$25.004/4/2010 2:18:23 PM
wampum-proton$25.00$25.004/4/2010 2:18:32 PM
assetmanager$25.00$25.004/4/2010 9:57:55 PM
intelligent-yield$25.00$25.004/4/2010 10:55:56 PM
SeaDevil$50.00$50.004/4/2010 7:36:48 PM
slyder61$25.00$25.004/5/2010 7:09:47 AM
CoolHelp$32.34$32.344/5/2010 4:12:23 AM
bnlforever$25.00$25.004/5/2010 8:56:45 AM
lizard_lips$25.00$25.004/4/2010 9:57:57 PM
MoNeYMaN5$25.00$25.004/5/2010 8:28:47 AM
All_Wins$25.00$25.004/5/2010 9:46:52 AM
mizunoman$25.00$25.004/5/2010 8:38:04 AM
iruz$50.00$50.004/5/2010 6:08:37 AM
trumpeter5$50.00$50.004/5/2010 10:09:02 AM
mc81$25.00$25.004/5/2010 9:34:55 AM
kmwvma$25.00$25.004/5/2010 9:46:51 AM
outtahoth2o$50.00$50.004/5/2010 9:47:11 AM
ALVO$37.52$37.524/5/2010 7:58:02 AM
Au-Ag-Pt$25.00$25.004/5/2010 10:55:51 AM
MCKT76210$25.00$25.004/5/2010 11:54:49 AM
stolan$25.00$25.004/5/2010 9:35:11 AM
jplatypus$25.00$25.004/5/2010 11:40:42 AM
Cali123$25.18$25.184/5/2010 1:17:54 PM
ScottW$25.00$25.004/5/2010 3:03:17 PM
BrianRK$26.00$26.004/5/2010 2:23:00 PM
ADIDASNO$25.00$25.004/5/2010 3:05:48 PM
thevogelfamily$25.00$25.004/5/2010 3:06:08 PM
visionary-currency$68.62$68.624/5/2010 3:06:02 PM
cassius84$25.00$25.004/5/2010 3:03:24 PM
teejay411$35.00$35.004/5/2010 3:04:02 PM
Nishana$25.00$25.004/5/2010 3:04:14 PM
Interloper$35.00$35.004/5/2010 3:06:06 PM
WHEREISTHEMOON$25.00$25.003/29/2010 3:53:44 PM
availableloan$25.00$25.003/29/2010 3:59:06 PM
economy-producer$25.00$25.003/29/2010 4:00:50 PM
studious-bonus7$50.00$50.003/29/2010 3:59:22 PM
torion$25.00$25.003/29/2010 4:02:55 PM
hrubinst$25.00$25.003/29/2010 3:59:54 PM
delicious-social132$25.00$25.003/29/2010 4:03:38 PM
egw$25.00$25.003/29/2010 3:59:13 PM
HedgeFund$40.00$40.003/29/2010 4:04:44 PM
Avala$50.00$50.003/29/2010 4:03:11 PM
ddog0224$25.00$25.003/29/2010 4:04:57 PM
jdnyc$25.00$25.003/29/2010 4:08:40 PM
jwood3030$35.00$35.003/29/2010 4:04:32 PM
chestnut4$25.00$25.003/29/2010 4:04:40 PM
windfall46$25.00$25.003/29/2010 4:06:17 PM
ahansen$25.00$25.003/29/2010 4:06:38 PM
maldok1$25.00$25.003/29/2010 4:08:45 PM
unassassinable$25.00$25.003/29/2010 4:09:04 PM
dinero-speaker$25.00$25.003/29/2010 4:07:48 PM
auction-turbine4$25.00$25.003/29/2010 4:08:08 PM
JohnW12$25.00$25.003/29/2010 4:11:36 PM
kennyinminny$25.00$25.003/29/2010 4:15:11 PM
mmmm1982$25.00$25.003/29/2010 4:10:09 PM
the-profit-oracle$25.00$25.003/29/2010 4:14:59 PM
Jelios$25.00$25.003/29/2010 4:13:56 PM
line6owner$25.00$25.003/29/2010 4:18:57 PM
revenue-pipeline$25.00$25.003/29/2010 4:19:22 PM
natural-greenback6$25.00$25.003/29/2010 4:16:31 PM
sloak$25.00$25.003/29/2010 4:17:16 PM
castleman$25.00$25.003/29/2010 4:19:50 PM
Loandoc62$25.00$25.003/29/2010 4:20:25 PM
KandKLegacyInvestments$25.00$25.003/29/2010 4:20:43 PM
ferdberfel$50.00$50.003/29/2010 4:53:23 PM
cgiles01$25.00$25.003/29/2010 4:52:21 PM
rhightower003$25.00$25.003/29/2010 6:38:16 PM
integrity-doctor$50.00$50.003/29/2010 9:02:56 PM
responsible-investment0$45.61$45.613/29/2010 9:48:02 PM
powerful-finance7$25.00$25.003/30/2010 7:26:32 AM
zymotico$25.00$25.003/30/2010 7:27:20 AM
justice-dna$25.00$25.003/30/2010 7:27:54 AM
Sven79$25.00$25.003/30/2010 1:23:23 AM
paladin847$25.00$25.003/30/2010 5:38:49 AM
ommcd$25.00$25.003/30/2010 7:27:02 AM
Marathoner$25.00$25.003/30/2010 7:27:12 AM
goodbob$25.00$25.003/30/2010 7:27:52 AM
uncleubb$25.00$25.003/30/2010 10:10:20 AM
r0b3m4n$25.00$25.003/30/2010 7:58:58 AM
lostviajero$25.00$25.003/30/2010 10:47:33 AM
lend2end$25.00$25.003/30/2010 7:26:41 AM
melodious-fairness$25.00$25.003/30/2010 7:26:56 AM
Panna$25.00$25.003/30/2010 7:27:19 AM
peace-maximizer8$25.00$25.003/30/2010 7:27:30 AM
the-bright-velocity$25.00$25.003/30/2010 8:18:42 AM
tallmon$25.00$25.003/30/2010 10:22:46 AM
a-finance-nirvana$25.00$25.003/30/2010 12:09:23 PM
jga516$25.00$25.003/30/2010 9:33:15 AM
aurorafinancial$50.00$50.003/30/2010 10:47:44 AM
kanakakm$25.00$25.003/30/2010 11:13:02 AM
slartibardfast$25.00$25.003/30/2010 12:03:10 PM
important-ore$50.00$50.003/30/2010 3:21:49 PM
knight3136$25.00$25.003/30/2010 12:58:38 PM
point-shooter$25.00$25.003/30/2010 1:07:52 PM
venturawesty$25.00$25.003/30/2010 1:29:01 PM
macjp123$25.00$25.003/30/2010 3:59:48 PM
SongBirdProphecy$25.00$25.003/30/2010 2:23:30 PM
impeccable-transparency$58.08$58.083/30/2010 3:12:59 PM
jazz619$25.00$25.003/30/2010 3:22:11 PM
mg6619$25.00$25.003/30/2010 3:35:44 PM
top-silver-american$25.00$25.003/30/2010 4:19:52 PM
bchen78875$25.00$25.003/30/2010 4:20:48 PM
RetiredATC$25.00$25.003/30/2010 4:20:00 PM
surfhoss644$50.00$50.003/30/2010 9:28:27 PM
IPlayOutsideTheBox$25.00$25.003/31/2010 9:28:31 AM
innocent-loot$25.00$25.003/31/2010 9:34:50 AM
bonus-tent$25.00$25.003/31/2010 11:23:28 AM
KramericaIndustries$25.00$25.003/31/2010 10:53:11 AM
mmckune$25.00$25.003/31/2010 11:02:18 AM
KiwiElf$25.00$25.003/31/2010 2:21:02 PM
jengachamp$25.00$25.003/31/2010 1:16:35 PM
life-is-great$25.00$25.003/31/2010 1:58:04 PM
cablenews$25.00$25.003/31/2010 5:33:26 PM
anton$50.00$50.004/1/2010 5:53:07 AM
Thunderswan$50.00$50.004/1/2010 8:13:09 AM
nickel-ferret$25.00$25.004/1/2010 9:33:55 AM
logical-reward8$25.00$25.004/1/2010 9:34:47 AM
hopethisworks$29.47$29.474/1/2010 1:32:52 PM
Cheburashka$25.00$25.004/1/2010 12:46:13 PM
grf1945$25.00$25.004/1/2010 2:30:45 PM
WorldlyWorker$25.00$25.004/1/2010 1:12:20 PM
flwah$25.00$25.004/1/2010 3:31:54 PM
flexible-value$26.00$26.004/1/2010 4:12:27 PM
bullwink27$25.00$25.004/1/2010 4:43:24 PM
irrelevant$25.00$25.004/1/2010 4:47:42 PM
wise-silver-wonder$25.00$25.004/1/2010 4:47:51 PM
DadWarbucks$25.00$25.004/1/2010 4:49:25 PM
LongTail$25.00$25.004/1/2010 7:12:58 PM
smallfry$25.00$25.004/1/2010 9:08:25 PM
mathprof$25.00$25.004/1/2010 5:03:55 PM
Dollars4Rent$25.00$25.004/1/2010 7:56:56 PM
omerta6102$35.70$35.704/2/2010 7:38:43 AM
Hexnut$25.00$25.004/2/2010 6:15:13 AM
TheWainer$25.00$25.004/1/2010 10:22:47 PM
Logan7$25.00$25.004/2/2010 9:39:09 AM
nolahelper$25.00$25.004/2/2010 5:49:18 AM
IP$28.90$28.904/2/2010 6:17:51 AM
trustworthy-fairness$25.00$25.004/2/2010 9:34:08 AM
monticello$25.00$25.004/2/2010 9:52:56 AM
yield-lion$25.00$25.004/2/2010 9:16:25 AM
guaton$25.00$25.004/2/2010 11:34:17 AM
hatuey99$25.00$25.004/2/2010 9:33:45 AM
TheColoradoDon$25.00$25.004/2/2010 9:39:05 AM
carlover$25.00$25.004/2/2010 12:01:21 PM
YellowJacket$25.00$25.004/2/2010 9:39:21 AM
jtradition$29.16$29.164/2/2010 11:04:53 AM
cyberie21$32.11$32.114/2/2010 11:30:13 AM
nick5454$50.00$50.004/2/2010 10:14:29 AM
Aquani$50.00$50.004/2/2010 12:46:45 PM
the-bill-gatherer$25.00$25.004/2/2010 1:02:16 PM
PaulW$25.00$25.004/2/2010 10:49:56 AM
TheOtter62$25.00$25.004/2/2010 1:29:46 PM
sail120$25.00$25.004/2/2010 11:05:24 AM
bowdish1$100.00$100.004/2/2010 12:31:54 PM
hayhelp$25.00$25.004/2/2010 12:45:05 PM
leftcoast52$25.00$25.004/2/2010 1:57:53 PM
derec$25.00$25.004/2/2010 11:30:14 AM
seattleslug$25.00$25.004/2/2010 12:59:54 PM
bikingbtb$25.00$25.004/2/2010 11:34:20 AM
nodrivelpls$25.00$25.004/2/2010 12:01:29 PM
Hiro07$25.00$25.004/2/2010 12:31:16 PM
bambampk$25.00$25.004/2/2010 3:03:33 PM
goldeneye777$25.00$25.004/2/2010 1:53:13 PM
imlosttoo$25.00$25.004/2/2010 4:54:05 PM
kingbutthd$25.00$25.004/2/2010 10:22:49 PM
Artist_Blue$25.00$25.004/3/2010 8:03:39 AM
successful-agreement7$50.00$50.004/3/2010 8:38:18 AM
aldeed$25.00$25.004/3/2010 12:07:57 AM
funds-promiser$50.00$50.004/3/2010 7:08:21 PM
honorable-yield$30.22$30.224/3/2010 10:57:58 AM
incbx$25.00$25.004/3/2010 11:29:56 AM
Cherrypicker$50.00$50.004/3/2010 1:27:38 PM
enthusiastic-balance5$100.00$100.004/4/2010 5:05:45 AM
Dap2005$25.00$25.004/3/2010 5:57:59 PM
shrewd-deal$25.00$25.004/4/2010 11:45:09 AM
smart-return$25.00$25.004/4/2010 2:18:31 PM
metro457$25.00$25.004/4/2010 2:18:29 PM
davidc314$36.12$36.124/4/2010 3:54:22 PM
miamibeachloaner$25.00$25.004/4/2010 10:38:31 AM
lgs83$25.00$25.004/4/2010 4:50:55 PM
Ballard$25.00$25.004/4/2010 11:53:04 AM
bewitching-asset3$25.00$25.004/4/2010 12:33:34 PM
ogoog$25.00$25.004/4/2010 8:07:57 PM
1traveler$25.00$25.004/4/2010 8:25:26 PM
nanda$25.00$25.004/4/2010 1:38:01 PM
mmqc$25.00$25.004/4/2010 2:18:15 PM
mistertao$25.00$25.004/4/2010 2:18:27 PM
kegs$36.23$36.234/4/2010 2:18:35 PM
AnxiousAirman$25.00$25.004/4/2010 7:36:30 PM
MARSTUN$26.84$26.844/4/2010 3:54:21 PM
KaiserRex$25.00$25.004/5/2010 6:45:55 AM
LoanDMC$25.00$25.004/4/2010 4:46:25 PM
RusRobo$25.00$25.004/4/2010 5:07:50 PM
transparent-peace3$25.00$25.004/5/2010 9:34:03 AM
spsavage$25.00$25.004/5/2010 9:46:54 AM
patriot384$200.00$200.004/5/2010 6:44:45 AM
mizount$25.00$25.004/5/2010 10:16:16 AM
Frenchynh$25.00$25.004/5/2010 10:40:42 AM
platinum-sorcerer6$25.00$25.004/5/2010 11:01:54 AM
Nedly$26.07$26.074/5/2010 11:09:58 AM
TheGeek$25.00$25.004/5/2010 12:00:00 PM
Mieca12$25.00$25.004/5/2010 11:10:15 AM
PhalanxBulldog$25.00$25.004/5/2010 11:13:12 AM
Fahrquar$25.00$25.004/5/2010 9:46:28 AM
bailey1223$25.00$25.004/5/2010 12:03:21 PM
Patter256$25.00$25.004/5/2010 3:06:11 PM
cingular$25.00$25.004/5/2010 3:03:16 PM
zippy-revenue8$25.00$25.004/5/2010 3:07:48 PM
best-platinum-persimmon$25.00$25.004/5/2010 3:04:01 PM
best-credit-sushi$25.00$25.004/5/2010 3:15:13 PM
mpactlender$25.00$25.004/5/2010 3:06:05 PM
jgar_O$25.00$25.004/5/2010 3:03:18 PM
hanuman77$50.00$50.004/5/2010 3:05:46 PM
TOCPI$25.00$25.004/5/2010 3:06:07 PM
wwwUniversal$25.00$25.004/5/2010 3:16:31 PM
373 bids
 
Borrower Payment Dependent Notes Series 452183
This series of Notes was issued and sold upon the funding of the borrower loan #41628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 6.49% Starting borrower rate/APR: 7.49% / 7.83% Starting monthly payment: $46.65
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $46.38
 
Auction yield range: 3.04% - 6.49% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2000 Debt/Income ratio: 5%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 5Length of status:7y 6m
Credit score: 740-759 (Mar-2010) Total credit lines: 27 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $449Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 16%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 10    
Screen name: Jesus_Saves_2005 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 8 ( 100% ) 740-759 (Latest)
Principal borrowed: $2,000.00< mo. late: 0 ( 0% )  
620-639 (May-2009)
680-699 (May-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 8  
Description
High Interest Credit Card
Purpose of loan:
This loan will be used for the sole purpose?of paying off 1 high interest credit card. The credit card is cancelled and I just need to pay it off.

My financial situation:
I am a good candidate for this loan because?I try very hard to pay all of my bills on time. Just being honest I have made some not so good decisions in my life but am on the right track now and am trying to pay off my debt. I have a job as a Plant Manager for a composite manufacturing company which provides job security for me. We are a Christian family that really tries hard to take care of our debts.

Monthly net income: $ 3,296.00????

Monthly expenses: $ 3,085.00
??Housing: $ 725
??Car expenses: $?360
??Utilities: $ 200
??Phone, cable, internet: $?100
??Food, entertainment: $ 450
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 450
??Other expenses: $ 700
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
versatile-platinum4$25.00$25.003/29/2010 3:55:57 PM
fishtale$25.00$25.003/29/2010 3:56:07 PM
Dreamconnection$25.00$25.003/29/2010 3:56:23 PM
credit-force5$25.00$14.703/29/2010 3:57:22 PM
Attract$25.00$25.003/29/2010 3:56:33 PM
kchen486$25.00$25.003/29/2010 3:55:43 PM
lavb23$50.00$50.003/30/2010 9:01:16 AM
springpanda$25.00$25.003/31/2010 12:41:10 AM
dbanwart$25.00$25.003/31/2010 5:49:04 AM
Marathon418$25.00$25.003/31/2010 11:09:15 AM
HealthAndSafety$100.00$100.004/1/2010 10:57:05 AM
Dollars4Rent$25.00$25.004/1/2010 7:59:27 PM
Lender_1972$45.00$45.004/2/2010 3:41:22 AM
Dollars4Rent$25.00$25.004/2/2010 12:22:05 PM
marwadi-62$100.00$100.004/2/2010 2:33:00 PM
dano1965$50.00$50.004/3/2010 8:02:19 AM
Dap2005$100.00$100.004/5/2010 8:48:24 AM
nbah123$50.00$50.004/5/2010 11:28:44 AM
BankofRa$25.00$25.004/5/2010 11:49:32 AM
robinw777$25.00$25.004/5/2010 1:58:35 PM
wwwUniversal$25.00$25.004/5/2010 3:20:13 PM
honorable-yield$50.00$50.003/29/2010 3:56:21 PM
skvat$25.00$25.003/29/2010 3:55:54 PM
inspired-contract9$50.00$50.003/29/2010 3:57:01 PM
successful-euro$50.00$50.003/29/2010 3:56:35 PM
ideal-penny8$25.00$25.003/29/2010 3:56:48 PM
delicious-social132$40.00$40.003/29/2010 3:57:14 PM
dontscrewmeover1$25.00$25.003/29/2010 6:10:24 PM
surfsider123$25.00$25.003/31/2010 11:18:25 AM
bradny$25.00$25.003/31/2010 2:30:04 PM
julijask$35.00$35.004/1/2010 2:16:06 PM
a_andy$33.00$33.004/1/2010 6:47:38 PM
stemper$50.00$50.004/1/2010 8:16:27 PM
MoneyForNothing$25.00$25.004/2/2010 7:20:40 AM
Prairie-MN$30.00$30.004/2/2010 8:06:13 PM
AsianDragon$25.00$25.004/4/2010 7:33:31 PM
proton346$25.00$25.004/4/2010 3:53:40 PM
kgeezy$52.30$52.304/5/2010 11:15:45 AM
wild-orange$25.00$25.004/5/2010 8:45:43 AM
Nasdaq$25.00$25.004/5/2010 3:51:14 PM
khamlagirl$25.00$25.004/5/2010 3:40:38 PM
41 bids
 
Borrower Payment Dependent Notes Series 451498
This series of Notes was issued and sold upon the funding of the borrower loan #41716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-23-2010 
  Auction end date:  Mar-30-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 31.34% Starting monthly payment: $41.03
Final lender yield: 20.00% Final borrower rate/APR: 21.00% / 24.81% Final monthly payment: $37.68
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.48%  
Lender servicing fee: 1.00% Estimated return: 9.52%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2000 Debt/Income ratio: 5%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 0 / 0Length of status:4y 5m
Credit score: 660-679 (Mar-2010) Total credit lines: 2 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: ajsunshine Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
to Pay state taxes
Purpose of loan:
This loan will be used to? pay back taxes

My financial situation:
I am a good candidate for this loan because? I will pay it back

Monthly net income: $ 2300

Monthly expenses: $
??Housing: $ 989
??Insurance: $ 230
??Car expenses: $ 460
??Utilities: $ 250
??Phone, cable, internet: $ 250
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 93
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IPG1$25.00$25.003/24/2010 10:50:44 AM
ssb$500.00$404.293/25/2010 2:33:02 PM
dunrizzo$32.10$32.103/29/2010 4:58:27 PM
donenzo$25.00$25.003/29/2010 9:33:09 PM
glenium$25.00$25.003/30/2010 3:24:09 AM
benefit-flow$25.00$25.003/30/2010 11:38:15 AM
fuke$25.00$25.003/30/2010 12:03:16 PM
Bob450$25.00$25.003/30/2010 9:52:30 AM
sirpher$60.00$60.003/30/2010 12:13:56 PM
transaction-circuit$25.00$25.003/30/2010 2:55:03 PM
EngineersAlliance$75.00$75.003/26/2010 6:33:02 AM
rancher7$26.78$26.783/29/2010 3:25:16 PM
reliable-silver7$25.00$25.003/29/2010 5:43:26 PM
manlalakbay97$25.00$25.003/30/2010 3:49:44 AM
davidrainboy$26.83$26.833/30/2010 8:30:03 AM
caddy5662$25.00$25.003/30/2010 10:22:25 AM
draggon77$25.00$25.003/30/2010 11:30:15 AM
wild-orange$25.00$25.003/30/2010 2:40:49 PM
nickel-pipeline$25.00$25.003/30/2010 1:37:13 PM
crjmechanic$25.00$25.003/30/2010 3:21:57 PM
kinetic-social$25.00$25.003/30/2010 3:47:14 PM
21 bids
 
Borrower Payment Dependent Notes Series 451650
This series of Notes was issued and sold upon the funding of the borrower loan #41625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-25-2010 
  Auction end date:  Apr-01-2010 
 
Starting lender yield: 15.50% Starting borrower rate/APR: 16.50% / 18.69% Starting monthly payment: $106.21
Final lender yield: 12.99% Final borrower rate/APR: 13.99% / 16.15% Final monthly payment: $102.52
 
Auction yield range: 4.04% - 15.50% Estimated loss impact: 2.15%  
Lender servicing fee: 1.00% Estimated return: 10.84%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2001 Debt/Income ratio: 564%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 8 / 8Length of status:1y 7m
Credit score: 720-739 (Mar-2010) Total credit lines: 16 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $4,883Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 48%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: blooming-peace Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement/Credit Card
Purpose of loan:
My wife and I really need this loan in order to install aluminum fencing in our new home. We already received a quote and it will cost $3,000.? We are both smart, well-educated people (graduated from the University of Florida with our Masters degree) and are teachers. Between bills, mortgage, and student loan payments, I just don't have the money to do these other things. A loan for $3,000 will help out TREMENDOUSLY!!!! Thank you in advance! :)


Monthly net income: $ 6,000


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Mav26$30.00$30.003/26/2010 11:43:02 AM
Unitas4302$50.00$50.003/27/2010 10:36:33 AM
ilend57$25.00$25.003/28/2010 6:56:39 PM
CommerciaLender$25.00$25.003/29/2010 7:21:48 AM
ManhattanLender$25.00$25.003/29/2010 4:53:06 PM
dcoggins$25.00$25.003/30/2010 9:37:17 AM
chrisb1414$25.00$25.003/30/2010 6:00:43 AM
OzGuy609$25.00$25.003/30/2010 3:56:47 PM
sshgfwb$25.00$25.003/31/2010 8:40:15 AM
lawboy74$25.00$25.003/31/2010 10:32:20 AM
trade-elm$25.00$25.003/31/2010 10:32:02 AM
leverage-monger$55.00$55.003/31/2010 3:07:47 PM
LALender$25.00$25.003/31/2010 7:24:25 PM
blagosboy$50.00$50.003/31/2010 10:26:26 PM
hillerod$25.00$25.003/31/2010 9:53:54 PM
NekHoldings$25.00$25.004/1/2010 6:13:41 AM
REITRUST$25.00$25.004/1/2010 6:30:39 AM
Leshan$25.00$25.004/1/2010 8:10:29 AM
Prairie-MN$30.00$30.004/1/2010 9:31:16 AM
Pu239$50.00$50.004/1/2010 9:47:16 AM
IceFisherman$44.60$44.604/1/2010 12:27:14 PM
zippy-platinum$25.00$25.004/1/2010 12:40:05 PM
Newfoundcash$25.00$25.004/1/2010 1:51:34 PM
gunderstone$321.82$23.824/1/2010 12:09:46 PM
LAKETIME$25.00$25.004/1/2010 1:38:57 PM
StrongMonty$25.00$25.004/1/2010 2:39:47 PM
JDLanier$25.00$25.004/1/2010 2:31:14 PM
Hatdance$25.70$25.704/1/2010 3:27:32 PM
frogperson$300.00$300.004/1/2010 3:34:15 PM
coup173$25.00$25.004/1/2010 3:38:17 PM
VBPlayer$35.00$35.004/1/2010 1:45:02 PM
gustavholstopus32$25.00$25.004/1/2010 3:13:08 PM
willinvest$25.00$25.004/1/2010 3:41:05 PM
durability-high-five$25.00$25.004/1/2010 2:49:41 PM
DADS-GIFT$25.00$25.004/1/2010 3:39:30 PM
best-listing-toro$25.00$25.003/27/2010 7:49:35 AM
Credit4Talent$25.00$25.003/29/2010 8:22:14 AM
cloud8$35.00$35.003/29/2010 4:52:56 PM
nevetsnosliw1$30.00$30.003/31/2010 9:39:59 AM
mt3209$25.00$25.003/31/2010 7:28:51 PM
knowonder$25.00$25.003/31/2010 7:34:25 PM
Schwamie$89.15$89.154/1/2010 5:19:34 AM
gjm6d$30.00$30.004/1/2010 5:21:52 AM
gain-dolphin$50.00$50.003/31/2010 10:13:45 PM
Lancasterdust$30.00$30.004/1/2010 6:35:24 AM
dynrep$75.00$75.004/1/2010 7:31:27 AM
bluflame9940$31.95$31.954/1/2010 7:16:19 AM
hektek22$25.00$25.004/1/2010 9:31:31 AM
BuzzyBee336$50.00$50.004/1/2010 8:15:27 AM
billk333$25.00$25.004/1/2010 8:21:21 AM
Helping-One-Another$75.00$75.004/1/2010 9:53:50 AM
Ven58$25.00$25.004/1/2010 12:00:04 PM
tranquil-revenue$100.00$100.004/1/2010 1:17:23 PM
ASG_NECO$25.00$25.004/1/2010 12:41:37 PM
matthewrburk$59.42$59.424/1/2010 2:14:33 PM
cac1966$50.00$50.004/1/2010 2:30:27 PM
fenix692$50.00$50.004/1/2010 2:44:33 PM
charb57$100.00$100.004/1/2010 2:25:23 PM
value-rapture$25.00$25.004/1/2010 3:13:27 PM
durability-colonel$50.00$50.004/1/2010 1:35:37 PM
leverage-monger$72.09$72.094/1/2010 3:35:46 PM
bagpiper63$25.00$25.004/1/2010 3:37:32 PM
vendorking1$28.27$28.274/1/2010 3:38:18 PM
leverage-monger$40.00$40.004/1/2010 3:39:35 PM
dblaz5$250.00$250.004/1/2010 3:42:33 PM
balanced-balance6$25.00$25.004/1/2010 3:38:50 PM
namd$50.00$50.004/1/2010 2:21:54 PM
KFB_Investments$35.00$35.004/1/2010 2:50:04 PM
Memphis-King$50.00$50.004/1/2010 3:38:30 PM
69 bids
 
Borrower Payment Dependent Notes Series 451716
This series of Notes was issued and sold upon the funding of the borrower loan #41631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Mar-26-2010 
  Auction end date:  Apr-02-2010 
 
Starting lender yield: 10.57% Starting borrower rate/APR: 11.57% / 11.92% Starting monthly payment: $379.61
Final lender yield: 10.00% Final borrower rate/APR: 11.00% / 11.35% Final monthly payment: $376.50
 
Auction yield range: 3.04% - 10.57% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 8.49%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1995 Debt/Income ratio: 8%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 5Length of status:13y 1m
Credit score: 820-839 (Mar-2010) Total credit lines: 20 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $797Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 2%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: ore-frontier Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
It's a Family Affair - BETTER RATE
Purpose of loan:This loan will be used to help pay income taxes for my parents. They bought a home to be closer to us and help take care of our 2 kids. In doing so they took a large disbursement from their IRA to pay off the mortgage on their previous home and make a down payment on the new home. This has left them with a very large tax burden this year of which their only option of paying is to take another large amount from their IRA, which in turn will double their income tax next year. In order to prevent them from draining their retirement savings paying these taxes I would like to pay as much of the tax as I can. They are saving me $12,000 a year in child care cost and I would like to do all I can to help them as they have done so much for us. I currently have $10,000 from savings and am seeking additional funds to cover more. My personal financial situation is very strong.In addition to owning my primary home, I own an investment property which provides an additional $1200/mo. income not listed. (mortgage of $740/mo.) I considered a HELOC but the upfront fees of $2000-$3000 and 4-6 week time frame don?t work for me.My wife also has an income of approx. $60,000 annually as a teacher (very secure).No car payments, credit card balances are paid off in full each month.Thank You for your consideration. Please feel free to inquire if you would like additional information. Had a few bids at 7.09, relisted with higher rate to generate greater interest. pun intended :)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what are your monthly income and expenses? please include tax and insurance. - beakerfish
A: $3000/mo. My income after deductions $4000/mo. Spouse's income (net) $1200/mo. Rental income (signed new 12 mo. lease as of 4/1) $8200/mo. Total Income - $2280 mortgage (primary) $855 Mortgage (rental) $740 / $115 taxes $120 Cable/Internet $265 Utilities $100 Phone $177 Insurance (2 cars & fire policy on rental & primary homeowners) $2500 Credit Cards (Includes grocery, clothing, food, entertainment, gas...) $6182 Total ---------- $2018/mo. in black (Apr-01-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dontscrewmeover1$25.00$25.003/26/2010 4:14:33 PM
robot777$25.00$25.003/26/2010 4:15:20 PM
loaninvesting$25.00$25.003/26/2010 4:16:03 PM
bradfid$50.00$50.003/26/2010 4:14:44 PM
Rattlehead$250.00$250.003/26/2010 4:15:58 PM
income-fortress$50.00$50.003/26/2010 4:21:50 PM
totoro$25.00$25.003/26/2010 4:22:22 PM
CommerciaLender$25.00$25.003/26/2010 4:14:19 PM
arenangelchild$100.00$100.003/26/2010 4:14:22 PM
CallMeBen$50.00$50.003/26/2010 4:19:18 PM
blackstar$25.00$25.003/26/2010 4:22:50 PM
stockpiler079$25.00$25.003/26/2010 4:37:31 PM
KHU2-B$25.00$25.003/26/2010 4:35:08 PM
cloud8$40.00$40.003/26/2010 4:35:51 PM
jimbo29blue$50.00$50.003/26/2010 7:53:08 PM
don'twannadance$50.00$50.003/26/2010 8:16:58 PM
Iamatlast$50.00$50.003/27/2010 7:04:18 AM
3_boyz$50.00$50.003/27/2010 6:18:52 AM
gaditano$25.00$25.003/27/2010 10:48:44 AM
zento$25.00$25.003/27/2010 11:12:56 PM
redmen93$25.00$25.003/28/2010 3:42:19 PM
credit-observatory$25.00$25.003/28/2010 9:24:30 AM
rpg$100.00$100.003/28/2010 1:21:49 PM
BigBizBuilder$125.00$125.003/28/2010 8:21:32 PM
ksubd$50.00$50.003/29/2010 12:44:45 AM
Dr_M$50.00$50.003/29/2010 9:57:10 AM
octoberfresh$25.00$25.003/29/2010 11:57:23 AM
duty-accomplishment$33.00$33.003/29/2010 11:27:45 AM
PurplePonchoMan$25.00$25.003/29/2010 1:00:43 PM
credit-birch$50.00$50.003/29/2010 12:05:56 PM
the-dynamic-marketplace$50.00$50.003/29/2010 3:04:02 PM
ritwik$50.00$50.003/29/2010 3:56:13 PM
Erileb$25.00$25.003/29/2010 4:34:53 PM
miniloan$25.00$25.003/29/2010 4:35:11 PM
silver-mastery$25.00$25.003/29/2010 4:35:45 PM
LEBO$25.00$25.003/29/2010 4:36:00 PM
grf1945$25.00$25.003/29/2010 4:53:18 PM
spencer14883$25.00$25.003/29/2010 4:33:58 PM
sentry256$25.00$25.003/29/2010 4:35:09 PM
principal-prodigy$25.00$25.003/29/2010 4:38:05 PM
Guiren$44.12$44.123/29/2010 4:52:33 PM
superstar449$62.93$62.933/29/2010 7:24:48 PM
Sven79$25.00$25.003/30/2010 1:23:13 AM
dsparrow$59.81$59.813/29/2010 10:30:19 PM
Sagenius$25.00$25.003/29/2010 9:13:22 PM
atomantic$25.00$25.003/30/2010 1:48:50 AM
prossperous01$65.00$65.003/30/2010 6:42:33 AM
lavb23$50.00$50.003/30/2010 8:56:28 AM
senior1$25.00$25.003/30/2010 1:47:58 PM
jimbo29blue$50.00$50.003/31/2010 5:53:44 AM
IPlayOutsideTheBox$25.00$25.003/31/2010 9:28:29 AM
mason5$100.00$100.003/31/2010 8:51:09 AM
LarWit1512$25.00$25.003/31/2010 10:43:42 AM
smart-gold$25.00$25.003/31/2010 12:16:09 PM
best-listing-toro$25.00$25.003/31/2010 1:55:54 PM
ManhattanLender$25.00$25.003/31/2010 1:23:54 PM
credit-panda1$50.00$50.003/31/2010 4:37:41 PM
FlightAttendantBret$50.00$50.003/31/2010 6:08:17 PM
durability-halibut$25.00$25.003/31/2010 6:00:33 PM
ALL-PRIME$25.00$25.003/31/2010 6:08:26 PM
KFB_Investments$35.00$35.003/31/2010 5:48:53 PM
knowonder$25.00$25.003/31/2010 7:37:12 PM
minista$25.00$25.003/31/2010 8:38:14 PM
SpectrumCapital$50.00$50.003/31/2010 9:23:54 PM
teachermrb$32.39$32.393/31/2010 8:11:57 PM
cashhelp$25.00$25.003/31/2010 9:24:13 PM
Whipster$25.00$25.003/31/2010 8:42:58 PM
Helping-One-Another$75.00$75.004/1/2010 9:41:48 AM
Poohcho$50.00$50.004/1/2010 8:19:34 AM
respectful-integrity3$30.00$30.004/1/2010 8:40:12 AM
Bizern$25.32$25.324/1/2010 11:06:14 AM
mzek$26.17$26.174/1/2010 11:48:23 AM
hbzchimar$25.00$25.004/1/2010 11:34:07 AM
springpanda$25.00$25.004/1/2010 12:18:07 PM
SpectrumFinance$25.00$25.004/1/2010 10:50:10 AM
yield-quest$75.00$75.004/1/2010 12:29:52 PM
ultimatepaintball$25.00$25.004/1/2010 1:28:00 PM
crdcteng$50.00$50.004/1/2010 11:43:02 AM
cashhelp$50.00$50.004/1/2010 1:40:46 PM
Gold_Coin$25.00$25.004/1/2010 1:47:49 PM
mcs99$100.00$100.004/1/2010 1:08:48 PM
five-star-asset$25.00$25.004/1/2010 1:27:36 PM
bonus-apple$200.00$200.004/1/2010 2:29:24 PM
FinanceEngine$25.00$25.004/1/2010 2:52:13 PM
skillful-finance$25.00$25.004/1/2010 1:28:58 PM
passivesf$25.00$25.004/1/2010 3:25:36 PM
lyrisnox$40.00$40.004/1/2010 5:40:44 PM
elevated-finance$25.00$25.004/1/2010 6:07:24 PM
skifamily1992$25.00$25.004/1/2010 6:40:32 PM
yogi1975$25.00$25.004/1/2010 7:30:33 PM
Lotsofbears$25.00$25.004/1/2010 5:14:59 PM
Spiv_51$25.00$25.004/2/2010 2:18:48 AM
stemper$50.00$50.004/1/2010 8:01:49 PM
actl$25.00$25.004/1/2010 8:03:39 PM
theloanfiller$25.00$25.004/1/2010 8:15:52 PM
Leshan$33.33$33.334/2/2010 7:25:07 AM
marshallmanhattan$25.00$25.004/2/2010 7:28:49 AM
JLPicard$71.72$71.724/1/2010 10:02:22 PM
huskies01$28.00$28.004/2/2010 7:55:19 AM
joeandsam$25.00$25.004/1/2010 11:38:49 PM
InvestForWealth$34.13$34.134/2/2010 7:11:28 AM
JackinGreen$94.12$94.124/2/2010 7:26:34 AM
420limo$25.00$25.004/2/2010 8:05:06 AM
rapid-currency$116.16$116.164/2/2010 9:43:02 AM
freyjabj$25.00$25.004/2/2010 9:12:23 AM
SkyLoan$28.03$28.034/2/2010 10:02:45 AM
dollar-authority$100.00$100.004/2/2010 9:32:11 AM
Jcardone33$25.00$25.004/2/2010 8:07:52 AM
Jcardone33$25.00$25.004/2/2010 8:08:42 AM
deal-promiser$25.00$25.004/2/2010 10:58:25 AM
uarewhatuthink$28.49$28.494/2/2010 10:59:58 AM
catalystcf$25.00$25.004/2/2010 9:08:33 AM
velocity-winner$25.00$25.004/2/2010 11:52:00 AM
honorable-justice1$50.00$50.004/2/2010 11:56:09 AM
1stAmericanCapital$25.00$25.004/2/2010 9:34:19 AM
Chessplayer71$28.90$28.904/2/2010 10:54:52 AM
koa$50.00$50.004/2/2010 10:07:36 AM
brightest-dignified-penny$25.00$25.004/2/2010 11:36:40 AM
mafmafmaf$60.00$60.004/2/2010 10:21:08 AM
reflective-rupee$100.00$100.004/2/2010 10:37:45 AM
runfree$100.00$100.004/2/2010 12:08:05 PM
frogperson$200.00$200.004/2/2010 12:53:19 PM
friendinmoney$25.00$25.004/2/2010 1:07:38 PM
PalmerTheEmbalmer$25.00$25.004/2/2010 1:15:25 PM
socal-lender$25.00$25.004/2/2010 1:46:02 PM
careful-compassion$25.00$25.004/2/2010 1:47:29 PM
helynn43$25.00$25.004/2/2010 12:18:06 PM
beeslow$66.06$66.064/2/2010 3:07:31 PM
cwb8539$25.00$25.004/2/2010 12:42:34 PM
jtc26$50.80$50.804/2/2010 2:39:57 PM
twerns$40.00$40.004/2/2010 2:42:14 PM
kind-value-pouch$50.00$50.004/2/2010 1:33:25 PM
jtoms101$34.63$34.634/2/2010 2:10:42 PM
buckyhead2000$25.00$25.004/2/2010 2:14:05 PM
shrewd-income$100.00$100.004/2/2010 2:48:21 PM
natural-affluence4$75.00$75.004/2/2010 3:28:38 PM
ATOHokie$25.00$25.003/26/2010 4:15:22 PM
fiscal65$25.00$25.003/26/2010 4:15:57 PM
investor_101$50.00$50.003/26/2010 4:16:01 PM
JKKCapital$25.00$25.003/26/2010 4:18:56 PM
seattle$25.00$25.003/26/2010 4:14:46 PM
proton346$25.00$25.003/26/2010 4:15:37 PM
mtp$50.00$50.003/26/2010 4:22:48 PM
affert$50.00$50.003/26/2010 4:16:02 PM
sflawya$25.00$25.003/26/2010 4:17:36 PM
inforapenny$25.00$25.003/26/2010 4:20:41 PM
ArashMass$30.00$30.003/26/2010 4:19:00 PM
here2lend$25.00$25.003/26/2010 4:19:06 PM
selector568$300.00$300.003/26/2010 4:19:18 PM
cowboyskier$50.00$50.003/26/2010 4:23:02 PM
inforapenny$25.00$25.003/26/2010 4:20:37 PM
satisfying-durability$25.00$25.003/26/2010 4:28:03 PM
availableloan$25.00$25.003/26/2010 4:28:05 PM
egw$25.00$25.003/26/2010 4:28:10 PM
Mowine4me$25.00$25.003/26/2010 4:34:57 PM
cash-sensai2$25.00$25.003/26/2010 4:29:33 PM
TechnologyGuy$25.00$25.003/26/2010 4:35:13 PM
g314$30.00$30.003/26/2010 4:35:04 PM
friendly-worth3$25.00$25.003/26/2010 4:35:10 PM
FinDoc$25.00$25.003/26/2010 4:36:24 PM
happyface$50.00$50.003/26/2010 8:06:29 PM
don'twannadance$50.00$50.003/26/2010 8:17:57 PM
jimbo29blue$50.00$50.003/26/2010 7:52:44 PM
happyface$50.00$50.003/26/2010 8:06:01 PM
savvycash$25.00$25.003/26/2010 10:47:30 PM
ferdberfel$50.00$50.003/27/2010 6:50:53 AM
trade-elm$50.00$50.003/27/2010 7:15:18 AM
108lender$100.00$100.003/27/2010 11:12:55 AM
Zipperdu$50.00$50.003/27/2010 2:00:29 PM
baroo$25.00$25.003/27/2010 6:18:50 PM
adhocboy$25.00$25.003/27/2010 9:57:57 PM
point-mastery$50.00$50.003/27/2010 10:23:59 PM
kajams$25.00$25.003/28/2010 7:04:10 AM
wealth-pal3$25.00$25.003/28/2010 3:52:57 PM
jey6941$25.00$25.003/29/2010 4:35:13 PM
BankerJohn$50.00$50.003/29/2010 4:34:18 PM
reflective-rupee$100.00$100.003/29/2010 4:38:33 PM
janus_god$30.00$30.003/29/2010 4:35:20 PM
ekmendenhall$35.00$35.003/29/2010 4:37:40 PM
4Horseman$50.00$50.003/29/2010 6:02:18 PM
mster9ball$25.00$25.003/30/2010 12:21:50 AM
BMAInvest$25.00$25.003/29/2010 6:51:43 PM
turbostar666$30.00$30.003/30/2010 6:28:09 AM
Gr8rGood$25.00$25.003/30/2010 9:19:45 AM
indomart$25.00$25.003/30/2010 1:12:27 PM
MasterKey$25.00$25.003/30/2010 11:26:57 AM
eviesdad$50.00$50.003/30/2010 12:44:16 PM
BoughtTheFarm$25.00$25.003/30/2010 4:31:32 PM
Dollars4Rent$25.00$25.003/30/2010 6:26:48 PM
cautious1$50.00$50.003/30/2010 6:32:47 PM
FjLenders$50.03$12.953/30/2010 4:53:47 PM
blissful-note7$25.00$25.003/31/2010 2:03:20 AM
dynrep$25.00$25.003/31/2010 10:03:00 AM
GrayStudio$50.00$50.003/31/2010 10:14:10 AM
value-rapture$25.00$25.003/31/2010 10:12:10 AM
adir1$50.00$50.003/31/2010 12:05:14 PM
lucrative-worth$50.00$50.003/31/2010 2:29:18 PM
Ven58$25.00$25.003/31/2010 4:42:57 PM
bankdaddy$25.00$25.003/31/2010 4:44:06 PM
stonechip$44.08$44.083/31/2010 4:43:55 PM
caffinate$110.00$110.003/31/2010 4:44:23 PM
Washington_Loan$25.00$25.003/31/2010 4:45:00 PM
greenback-catapult3$50.00$50.003/31/2010 6:00:36 PM
rockhound84$25.00$25.003/31/2010 6:21:51 PM
hydrolucid$25.00$25.003/31/2010 8:42:57 PM
Isaac007$100.00$100.004/1/2010 1:25:57 AM
DHolly$25.00$25.004/1/2010 6:03:16 AM
buffalobills$25.00$25.004/1/2010 7:36:46 AM
roadster199$25.00$25.004/1/2010 8:25:36 AM
generosity-berserker$25.00$25.004/1/2010 9:33:59 AM
goblin555$25.00$25.004/1/2010 11:13:57 AM
newton77$25.00$25.004/1/2010 11:54:27 AM
djkaiser$31.05$31.054/1/2010 10:04:24 AM
bouvierchamp$48.32$48.324/1/2010 12:11:04 PM
nolahelper$30.00$30.004/1/2010 12:00:49 PM
EmeritusX$25.00$25.004/1/2010 1:42:28 PM
Gromac$25.00$25.004/1/2010 1:14:20 PM
gustavholstopus32$25.00$25.004/1/2010 3:14:17 PM
power-cell$73.00$73.004/1/2010 1:55:25 PM
AP2PLender$25.00$25.004/1/2010 2:30:44 PM
wwwUniversal$25.00$25.004/1/2010 3:53:54 PM
rdrloan$25.00$25.004/1/2010 3:31:04 PM
Jazzy503$25.00$25.004/1/2010 4:11:56 PM
khamen$25.00$25.004/1/2010 3:44:49 PM
flshdaskll$25.00$25.004/1/2010 3:49:15 PM
FundMaker$25.00$25.004/1/2010 4:24:17 PM
direct-compassion$34.00$34.004/1/2010 4:44:41 PM
gothampark$25.00$25.004/1/2010 4:26:14 PM
wealth-multiplier$25.00$25.004/1/2010 7:52:28 PM
OKPapa$25.00$25.004/1/2010 5:10:24 PM
BrighterSuns$25.00$25.004/1/2010 10:10:16 PM
jybank$25.00$25.004/1/2010 10:12:22 PM
durability-colonel$50.00$50.004/2/2010 2:18:19 AM
Robbdogg$30.91$30.914/2/2010 6:35:27 AM
rate-hickory$25.00$25.004/2/2010 7:26:57 AM
SKAGIT22$25.00$25.004/2/2010 7:54:38 AM
420limo$25.00$25.004/2/2010 8:05:43 AM
bejfishing$25.00$25.004/2/2010 6:33:47 AM
Deut_15_6$25.00$25.004/2/2010 4:17:27 AM
uralrider$28.09$28.094/2/2010 8:28:42 AM
flyfisherman99$60.00$60.004/2/2010 8:35:37 AM
nakane66$25.00$25.004/2/2010 8:40:14 AM
dynrep$25.00$25.004/2/2010 10:06:02 AM
Richmp412$25.00$25.004/2/2010 7:06:13 AM
reflective-rupee$100.00$100.004/2/2010 10:22:34 AM
stock_speculator$25.00$25.004/2/2010 10:59:59 AM
dmitriy2$25.00$25.004/2/2010 10:07:06 AM
pog27$50.00$50.004/2/2010 11:43:49 AM
grant_myron$48.47$48.474/2/2010 11:44:17 AM
RochelleW$50.00$50.004/2/2010 11:50:37 AM
Kattosha$25.00$25.004/2/2010 11:55:16 AM
BigMonkey$25.00$25.004/2/2010 12:25:23 PM
coup173$50.00$50.004/2/2010 12:39:31 PM
bamboozled_again$29.79$29.794/2/2010 12:45:03 PM
fairmaiden$25.00$25.004/2/2010 12:58:46 PM
BankBurns$58.67$58.674/2/2010 10:32:16 AM
radiant-cash0$50.00$50.004/2/2010 10:35:34 AM
encore739$25.00$25.004/2/2010 12:05:53 PM
trustworthy-finance6$50.00$50.004/2/2010 11:01:06 AM
RiskAdverse$25.00$25.004/2/2010 1:39:48 PM
friendinmoney$25.00$25.004/2/2010 1:55:41 PM
planet613$75.00$75.004/2/2010 11:16:50 AM
heerzaquestion$25.00$25.004/2/2010 2:15:20 PM
Tahoe$60.83$60.834/2/2010 12:02:24 PM
greenback-ally$50.00$50.004/2/2010 1:47:01 PM
investorsf$25.00$25.004/2/2010 12:27:58 PM
Prairie-MN$30.00$30.004/2/2010 2:24:10 PM
canyondweller$55.00$55.004/2/2010 3:10:18 PM
shantran$100.00$100.004/2/2010 3:27:56 PM
enriching-dollar$25.00$25.004/2/2010 3:11:40 PM
PotBellyPete$25.00$25.004/2/2010 1:31:56 PM
exact-peso2$27.50$27.504/2/2010 3:44:29 PM
Robert99$25.00$25.004/2/2010 1:54:30 PM
patriot384$220.00$220.004/2/2010 3:59:14 PM
tokyopete23$29.23$29.234/2/2010 3:03:47 PM
RkyMtnHi$75.00$75.004/2/2010 4:01:26 PM
276 bids
 
Borrower Payment Dependent Notes Series 451766
This series of Notes was issued and sold upon the funding of the borrower loan #41701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-25-2010 
  Auction end date:  Apr-01-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $143.60
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $141.48
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1996 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):5 Current / open credit lines: 5 / 4Length of status:2y 1m
Credit score: 700-719 (Mar-2010) Total credit lines: 12 Occupation: Other
Now delinquent: 0 Revolving credit balance: $3,878Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 69%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: blue-loot-planetarium Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Initial Funding for Small Business
Purpose of loan:
This loan will be used to start an electronic cigarette business.
Electronic cigarettes look, feel, and taste like traditional cigarettes and provide the same nicotine without tar, ash, smoke, smell, and carcinogens.
I believe that electronic cigarettes will replace traditional cigarettes in the future.
My financial situation:
I am a good candidate for this loan because I am very responsible with money.
It is becoming increasingly difficult to make ends meet, so I must secure another means of providing income.
I have located a supplier, prepared a budget, and have already begun to build a customer base.

Monthly net income: $1250

Monthly expenses: $1250
??Housing: $450
??Car expenses: $40
??Utilities: $300
??Phone, internet: $60
??Food: $300
??Clothing, diapers, household: $100
??Credit cards and other loans: $0

This loan will ensure the survival of my family and serve as a strong foundation for our future success.
Thank you so much for considering my proposal.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dparkhom$25.00$25.003/25/2010 3:49:47 PM
suomynona$25.00$25.003/25/2010 3:50:53 PM
kloan$25.00$25.003/25/2010 3:51:01 PM
independent-investment$25.00$25.003/25/2010 3:50:48 PM
dime-reaction$25.00$25.003/25/2010 3:51:24 PM
mightymousemom$25.00$25.003/25/2010 3:51:54 PM
JKEnterprises$25.00$25.003/25/2010 3:53:05 PM
srgriff$25.00$25.003/25/2010 3:55:20 PM
traveler50$25.00$25.003/25/2010 3:55:26 PM
wifibank$25.00$25.003/25/2010 3:54:32 PM
mg6619$25.00$25.003/25/2010 3:55:31 PM
lovelongandprosper$37.87$37.873/25/2010 3:55:43 PM
WarmWeather$25.00$25.003/25/2010 3:54:46 PM
slushfunder$25.00$25.003/25/2010 3:56:11 PM
inspiring-reward$150.00$150.003/25/2010 3:55:52 PM
AF-Chief$28.00$28.003/25/2010 3:56:39 PM
beezling$33.10$33.103/25/2010 3:56:08 PM
yeti888$25.00$25.003/25/2010 3:56:50 PM
twirl2$25.00$25.003/25/2010 3:59:45 PM
ixoyefreak$25.00$25.003/25/2010 3:49:36 PM
Nerdster1$25.00$25.003/25/2010 3:51:03 PM
oaktown23$50.00$50.003/25/2010 3:51:50 PM
scottr$25.00$25.003/25/2010 3:52:02 PM
slartibardfast$25.00$25.003/25/2010 3:59:15 PM
kc8fot$25.00$25.003/25/2010 3:52:10 PM
Share_The_Wealth$47.17$47.173/25/2010 3:59:49 PM
awm$25.00$25.003/25/2010 3:54:29 PM
pbo922$25.00$25.003/25/2010 3:54:43 PM
gimincorp$25.00$25.003/25/2010 3:55:19 PM
AFairDeal$25.00$25.003/25/2010 3:55:23 PM
webappersn$25.00$25.003/25/2010 3:55:46 PM
Kerosene_Hat$25.00$25.003/25/2010 3:55:51 PM
diversification-medalist$25.00$25.003/25/2010 3:56:04 PM
successful-euro$40.00$40.003/25/2010 3:56:37 PM
Turtlebear44$25.00$25.003/25/2010 3:58:48 PM
jhjoe$25.00$25.003/25/2010 3:58:59 PM
Phantom99$25.00$25.003/25/2010 3:59:06 PM
steamboatgal$25.00$25.003/25/2010 3:59:46 PM
WalnutCreekguy$25.00$25.003/25/2010 3:59:48 PM
kmr2$135.87$25.603/25/2010 3:59:57 PM
irrelevant$25.00$25.003/25/2010 4:07:59 PM
Bob450$25.00$25.003/25/2010 7:59:58 PM
charming-point$300.00$300.003/26/2010 3:36:47 PM
windtalkers$25.00$25.003/31/2010 1:13:03 PM
Jamahl$38.65$38.654/1/2010 12:12:19 AM
PotBellyPete$25.00$25.003/31/2010 8:30:25 PM
glenium$25.00$25.004/1/2010 4:09:46 AM
JayIsABear$25.00$25.004/1/2010 10:38:07 AM
dano1965$25.00$25.004/1/2010 12:28:57 PM
MSLendingLLC$68.36$68.364/1/2010 3:27:21 PM
kmprospeo$43.41$43.413/25/2010 3:50:57 PM
fairness-igloo$25.00$25.003/25/2010 3:50:46 PM
tsg2007$25.00$25.003/25/2010 3:51:23 PM
euro-mirth$25.00$25.003/25/2010 3:50:51 PM
g0avs3327$25.00$25.003/25/2010 3:51:53 PM
upright-revenue7$25.00$25.003/25/2010 3:52:27 PM
Vennela$25.00$25.003/25/2010 3:52:36 PM
social-conductor4$25.00$25.003/25/2010 3:52:55 PM
jmcdon7230$25.00$25.003/25/2010 3:53:48 PM
robust-trade$25.00$25.003/25/2010 3:54:53 PM
wampum-chorus3$25.00$25.003/25/2010 3:55:39 PM
GMOD026$25.00$25.003/25/2010 3:55:49 PM
desertoasis$50.00$50.003/25/2010 3:54:49 PM
shrewd-peace7$25.00$25.003/25/2010 3:55:02 PM
HedgeFund$25.00$25.003/25/2010 3:55:33 PM
Kaj$25.00$25.003/25/2010 3:56:32 PM
r0b3m4n$25.00$25.003/25/2010 3:56:03 PM
Purposeful$25.00$25.003/25/2010 3:56:34 PM
rvfbroker$25.00$25.003/25/2010 3:58:41 PM
oldmora$50.00$50.003/25/2010 3:58:06 PM
626457$25.00$25.003/25/2010 3:59:44 PM
demoseal$25.00$25.003/25/2010 3:59:56 PM
autonomous-truth$25.00$25.003/25/2010 3:58:39 PM
WindyKid$25.00$25.003/25/2010 3:50:21 PM
MylesNH$25.00$25.003/25/2010 3:58:52 PM
seisen$33.01$33.013/25/2010 3:59:12 PM
Diamond_Jim$25.00$25.003/25/2010 3:59:53 PM
treasure-bliss$100.00$100.003/25/2010 3:53:07 PM
Judolu$25.00$25.003/25/2010 3:54:30 PM
ah-long$25.00$25.003/25/2010 3:55:32 PM
scrapbookwhole$25.00$25.003/25/2010 3:55:44 PM
floridass$25.00$25.003/25/2010 3:55:48 PM
RebuildALife$25.00$25.003/25/2010 3:57:40 PM
cash-queen$25.00$25.003/25/2010 3:58:54 PM
alex13$60.38$60.383/25/2010 3:59:39 PM
ok$25.00$25.003/25/2010 3:59:50 PM
Prairie-MN$30.00$30.003/31/2010 12:08:19 PM
Bob450$25.00$25.003/31/2010 9:01:17 PM
jhernand17$25.00$25.003/31/2010 10:01:40 PM
kendigme$32.89$32.894/1/2010 4:40:55 AM
Leshan$25.00$25.004/1/2010 8:14:28 AM
Betty95757$76.00$76.004/1/2010 9:30:38 AM
aquistoyraul$25.00$25.004/1/2010 11:10:32 AM
bid-papyrus$25.00$25.004/1/2010 1:41:22 PM
EretzCapital$25.00$25.004/1/2010 2:01:19 PM
Sapphicat$30.56$30.564/1/2010 1:12:45 PM
buckskin1234$25.00$25.004/1/2010 3:11:35 PM
ultimate-peace$250.00$250.004/1/2010 3:22:47 PM
thomas16882004$25.00$25.004/1/2010 3:28:35 PM
99 bids
 
Borrower Payment Dependent Notes Series 451824
This series of Notes was issued and sold upon the funding of the borrower loan #41618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 9.38% Starting borrower rate/APR: 10.38% / 12.49% Starting monthly payment: $259.57
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $258.89
 
Auction yield range: 4.04% - 9.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2005 Debt/Income ratio: 8%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 11Length of status:4y 6m
Credit score: 760-779 (Mar-2010) Total credit lines: 13 Occupation: Scientist
Now delinquent: 0 Revolving credit balance: $6,839Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 23%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: revenue-oyster Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest credit card
This loan will be used to pay off high interest credit debt. Like many people my rates were raised in response to the CC Act despite the fact that I've been an excellent customer for many years. My rate on my main card has more than doubled.?I refuse to pay them any more interest. Better that some of you get it.

?I have good credit, good income, low debt to income ratio, and a very stable job. I have never missed a payment. I am employed by the federal government as a Computer Scientist. This is about as safe a job as you can have given the current economic situation.

Basic breakdown of monthly expenses:

Mortgage 1080.00
Utilities 260.00
Cable/Internet 75.00
Cell Phone 55.00
Car paid off
Car Ins. 60.00
Car Fuel 150.00
Food/Dining Out 200.00
Other 300.00
-------
TOTAL 2180.00

If you have any questions feel free to ask.

Thanks!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You list your monthly expenses, but what is your monthly take home income? - conductor146
A: My total "net" monthly income (after all deductions directly from pay check including retirement plan, health/dental/vision plan, etc...) is $3,500. (Apr-03-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
StocksMan$50.00$50.004/5/2010 3:47:55 PM
Nerdster1$25.00$25.003/29/2010 3:50:10 PM
KandKLegacyInvestments$25.00$25.003/29/2010 3:49:54 PM
availableloan$25.00$25.003/29/2010 3:59:02 PM
CarDealer3070$25.00$25.003/29/2010 4:00:15 PM
HedgeFund$40.00$40.003/29/2010 4:04:50 PM
ddog0224$25.00$25.003/29/2010 4:05:05 PM
chekat$25.00$25.003/29/2010 4:01:08 PM
Avala$50.00$50.003/29/2010 4:03:20 PM
bonus-adventure3$25.00$25.003/29/2010 4:04:01 PM
Clambake$50.00$50.003/29/2010 4:02:38 PM
torion$25.00$25.003/29/2010 4:03:05 PM
delicious-social132$25.00$25.003/29/2010 4:03:44 PM
dinero-speaker$25.00$25.003/29/2010 4:07:56 PM
JohnW12$25.00$25.003/29/2010 4:11:44 PM
ahansen$25.00$25.003/29/2010 4:06:43 PM
unassassinable$25.00$25.003/29/2010 4:09:11 PM
tranquil-return4$75.00$75.003/29/2010 4:09:43 PM
kennyinminny$25.00$25.003/29/2010 4:15:18 PM
kid8549$25.00$25.003/29/2010 4:12:24 PM
xyzlmno$50.00$50.003/29/2010 4:12:55 PM
salala$25.00$25.003/29/2010 4:11:16 PM
sloak$25.00$25.003/29/2010 4:17:27 PM
Dahlozer$25.00$25.003/29/2010 4:15:22 PM
revenue-pipeline$25.00$25.003/29/2010 4:19:29 PM
the-profit-oracle$25.00$25.003/29/2010 4:14:53 PM
bullwink27$25.00$25.003/29/2010 4:17:47 PM
generous-commerce9$25.00$25.003/29/2010 4:18:48 PM
line6owner$25.00$25.003/29/2010 4:19:04 PM
oracle920$25.00$25.003/29/2010 5:59:27 PM
MissionMicroFinance$25.00$25.003/29/2010 6:04:12 PM
shellstar$25.00$25.003/31/2010 7:59:35 AM
KFB_Investments$35.00$35.003/31/2010 6:07:04 PM
springpanda$25.00$25.004/1/2010 12:13:33 PM
fair_rates$25.00$25.004/1/2010 3:47:51 PM
SCD$25.00$25.004/1/2010 8:52:55 PM
Lastavatar$25.00$25.004/2/2010 8:51:58 AM
FundMaker$25.00$25.004/2/2010 9:40:03 AM
wild_carrot$25.00$25.004/2/2010 9:33:32 AM
Airbandit$25.00$25.004/2/2010 9:41:47 AM
encore739$25.00$25.004/2/2010 8:23:11 AM
koa$50.00$50.004/2/2010 10:05:13 AM
Airbandit$25.00$25.004/2/2010 9:39:31 AM
Robert99$25.00$25.004/2/2010 1:45:53 PM
greenback-ally$50.00$50.004/2/2010 1:50:22 PM
qkinger$50.00$50.004/2/2010 2:48:38 PM
EmeritusX$25.00$25.004/2/2010 5:10:20 PM
beeslow$30.00$30.004/2/2010 5:13:36 PM
oceanside$25.00$25.004/2/2010 6:00:14 PM
Aridus$25.00$25.004/2/2010 7:53:25 PM
edsmoney$100.00$100.004/2/2010 6:05:39 PM
sasa101$50.00$50.004/2/2010 10:20:28 PM
djmjkelso$25.00$25.004/2/2010 10:40:12 PM
MoneyTalksInc$25.00$25.004/3/2010 5:58:01 AM
Ven58$25.00$25.004/2/2010 8:00:15 PM
Prairie-MN$30.00$30.004/2/2010 8:50:13 PM
gourd6$50.00$50.004/3/2010 8:44:41 AM
wealth-safehouse9$25.00$25.004/3/2010 5:12:52 AM
creative-finance7$25.00$25.004/3/2010 2:03:22 PM
suburbanman64$35.00$35.004/3/2010 5:29:26 PM
danielamity$59.82$59.824/4/2010 7:43:57 AM
vc4114$69.91$69.914/3/2010 8:41:32 PM
katnmouse$50.00$50.004/4/2010 8:42:57 AM
Jiangtao$25.00$25.004/4/2010 5:45:18 AM
beaufuture$25.00$25.004/4/2010 7:58:40 AM
sharp-credit$490.00$490.004/4/2010 2:11:07 PM
TBCapitol$43.06$43.064/4/2010 8:46:07 PM
blLending$25.00$25.004/4/2010 3:35:38 PM
dpries123$25.00$25.004/5/2010 6:39:32 AM
proton346$25.00$25.004/4/2010 5:06:21 PM
bountiful-bazaar$25.00$25.004/4/2010 6:23:04 PM
CashBank$25.00$25.004/5/2010 8:33:16 AM
AuroraRobbin$50.00$50.004/5/2010 7:00:18 AM
favorite-commerce$25.00$25.004/5/2010 9:26:36 AM
yield-quest$100.00$100.004/5/2010 9:44:58 AM
conductor146$50.00$50.004/5/2010 9:43:35 AM
GBlack$25.00$25.004/5/2010 10:25:01 AM
forthright-trade$25.00$25.004/5/2010 10:40:40 AM
priceless-cash5$25.00$25.004/5/2010 10:03:24 AM
Pickmar$25.00$25.004/5/2010 12:13:17 PM
lazyeye$34.66$34.664/5/2010 10:23:52 AM
icon7$40.00$40.004/5/2010 1:25:50 PM
bonus-quark4$25.90$25.904/5/2010 1:53:40 PM
octoberfresh$25.00$25.004/5/2010 1:14:51 PM
rajasthaniraja$25.00$25.004/5/2010 12:59:00 PM
wwwUniversal$25.00$25.004/5/2010 3:10:21 PM
crw1950$50.00$50.004/5/2010 3:14:38 PM
El_Maestro$25.00$25.004/5/2010 1:23:35 PM
robinw777$25.00$25.004/5/2010 1:56:00 PM
sharp-credit$1,130.58$1,130.584/5/2010 2:58:38 PM
vendorking1$25.00$25.004/5/2010 3:05:11 PM
Artguy88$25.00$25.004/5/2010 3:30:59 PM
WHEREISTHEMOON$25.00$25.003/29/2010 3:50:50 PM
studious-bonus7$50.00$50.003/29/2010 3:59:27 PM
responsibility-mulberry$25.00$25.003/29/2010 3:59:43 PM
hrubinst$25.00$25.003/29/2010 3:59:48 PM
personal-lender$25.00$25.003/29/2010 4:03:22 PM
aurorafinancial$50.00$50.003/29/2010 3:59:29 PM
economy-producer$25.00$25.003/29/2010 4:00:56 PM
inspired-contract9$25.00$25.003/29/2010 4:03:55 PM
HHP$25.00$25.003/29/2010 4:05:30 PM
maldok1$25.00$25.003/29/2010 4:08:51 PM
return-eclipse0$25.00$25.003/29/2010 4:08:17 PM
reward-adventure$25.00$25.003/29/2010 4:10:03 PM
flexible-value$26.00$26.003/29/2010 4:17:30 PM
heavenly-repayment4$30.00$30.003/29/2010 4:19:43 PM
euro-starter$25.00$25.003/29/2010 4:18:53 PM
steady-bazaar$25.00$25.003/29/2010 4:19:16 PM
zebra806$25.00$25.003/29/2010 4:21:30 PM
KaiserRex$25.00$25.003/29/2010 4:21:11 PM
currency-sergeant$25.00$25.003/29/2010 5:59:16 PM
natural-greenback6$25.00$25.003/29/2010 5:59:26 PM
windfall46$25.00$25.003/29/2010 6:17:58 PM
Sven79$25.00$25.003/30/2010 1:23:17 AM
integrity-doctor$50.00$50.003/29/2010 9:03:04 PM
Havana21$31.58$31.583/29/2010 8:43:05 PM
Interstate_Rate$500.00$78.403/29/2010 9:18:06 PM
RandyL3$99.00$99.003/29/2010 9:18:48 PM
zento$25.00$25.003/30/2010 7:25:29 AM
eviesdad$50.00$50.003/30/2010 12:24:29 PM
webfeet$50.00$50.003/30/2010 12:39:21 PM
dunkard13$192.62$192.623/30/2010 6:54:58 PM
SKAGIT22$25.00$25.003/31/2010 8:18:42 AM
trade-elm$100.00$100.003/31/2010 10:27:50 AM
Rogesparkguy$25.00$25.003/31/2010 2:36:21 PM
circustab$50.00$50.004/1/2010 6:20:02 AM
midifool$25.00$25.004/1/2010 3:10:32 PM
Traal$25.00$25.004/1/2010 4:44:23 PM
dma1206$25.00$25.004/1/2010 4:48:54 PM
Dollars4Rent$25.00$25.004/1/2010 7:52:33 PM
TheWainer$25.00$25.004/1/2010 10:25:07 PM
stemper$50.00$50.004/1/2010 8:07:12 PM
spiff666$25.00$25.004/2/2010 6:53:15 AM
dontscrewmeover1$25.00$25.004/2/2010 8:42:23 AM
Finchy78$25.00$25.004/2/2010 7:10:47 AM
Finspons$25.00$25.004/2/2010 11:12:32 AM
bass$25.00$25.004/2/2010 5:30:58 PM
Jtothe3$25.00$25.004/2/2010 7:21:24 PM
frankandirene$25.00$25.004/2/2010 8:43:52 PM
generous-deal6$26.09$26.094/2/2010 11:20:46 PM
myidear$25.00$25.004/3/2010 4:48:06 AM
Bidwinner08$36.35$36.354/2/2010 8:23:00 PM
crw1950$50.00$50.004/2/2010 8:36:07 PM
LoanerPrincipal$50.00$50.004/3/2010 12:02:05 AM
all_of_that_one$25.00$25.004/3/2010 10:09:05 AM
dlenz$25.00$25.004/3/2010 10:51:08 AM
rockhound84$25.00$25.004/3/2010 6:49:11 AM
bonus-apple$200.00$200.004/3/2010 6:59:29 PM
tryitout$94.98$94.984/4/2010 4:37:39 AM
jguerrajr$62.80$62.804/4/2010 5:26:44 AM
lt_dt$25.00$25.004/4/2010 7:44:42 AM
JerryB96$25.00$25.004/4/2010 7:40:38 AM
aganippe$25.00$25.004/4/2010 8:57:57 AM
durability-halibut$25.00$25.004/4/2010 11:46:23 AM
Moneypenny6$25.00$25.004/4/2010 1:48:20 PM
gothampark$25.00$25.004/4/2010 1:36:27 PM
vutah$25.00$25.004/4/2010 7:55:09 AM
knowonder$25.00$25.004/4/2010 8:03:19 PM
KingCroesus$25.00$25.004/4/2010 9:08:52 PM
chanee83$50.00$50.004/4/2010 9:54:08 PM
Charmart$25.00$25.004/5/2010 3:00:43 AM
dman1024$25.00$25.004/4/2010 9:32:33 PM
Richlaw$200.00$200.004/5/2010 9:46:30 AM
MapleLaker$25.00$25.004/5/2010 10:24:26 AM
thrilling-nickel5$25.00$25.004/5/2010 9:56:57 AM
Dap2005$100.00$100.004/5/2010 7:54:23 AM
enthusiastic-point$25.00$25.004/5/2010 8:14:49 AM
TheGeek$25.00$25.004/5/2010 11:57:36 AM
bowl800$25.00$25.004/5/2010 11:03:49 AM
highland-glass$200.00$200.004/5/2010 9:33:50 AM
best-credit-sushi$25.00$25.004/5/2010 12:53:16 PM
windpiano1962$25.00$25.004/5/2010 10:28:33 AM
Marco83$33.25$33.254/5/2010 11:05:18 AM
gjm6d$25.00$25.004/5/2010 12:09:20 PM
greenventures$25.00$25.004/5/2010 12:52:57 PM
175 bids
 
Borrower Payment Dependent Notes Series 451990
This series of Notes was issued and sold upon the funding of the borrower loan #41637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.31% Starting monthly payment: $131.97
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $129.89
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1989 Debt/Income ratio: 20%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 7 / 7Length of status:20y 8m
Credit score: 640-659 (Mar-2010) Total credit lines: 47 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $4,820Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 21%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 7    
Screen name: orange-appetizing-affluence Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
real estate taxes , taxes ,plumbing
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 4277.92

Monthly expenses: $
??Housing: $1173.00
??Insurance: $ 75.00.
??Car expenses: $ 0
??Utilities: $ 360.00
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$27.00$27.003/29/2010 3:53:15 PM
WHEREISTHEMOON$25.00$25.003/29/2010 3:53:46 PM
charming-point$300.00$300.003/29/2010 3:55:17 PM
the-silver-blaster$40.00$40.003/29/2010 3:55:32 PM
chicco$56.00$56.003/29/2010 4:00:04 PM
CarDealer3070$25.00$25.003/29/2010 4:00:19 PM
Avala$50.00$50.003/29/2010 4:03:14 PM
hrubinst$25.00$25.003/29/2010 3:59:51 PM
personal-lender$25.00$25.003/29/2010 4:03:30 PM
HedgeFund$40.00$40.003/29/2010 4:04:46 PM
bonus-adventure3$25.00$25.003/29/2010 4:03:58 PM
unassassinable$25.00$25.003/29/2010 4:09:07 PM
return-eclipse0$25.00$25.003/29/2010 4:08:14 PM
cloud8$30.00$30.003/29/2010 4:08:31 PM
maldok1$25.00$25.003/29/2010 4:08:47 PM
dinero-speaker$25.00$25.003/29/2010 4:07:50 PM
Jelios$25.00$25.003/29/2010 4:13:59 PM
JohnW12$25.00$25.003/29/2010 4:11:39 PM
reward-adventure$25.00$25.003/29/2010 4:09:58 PM
kid8549$25.00$25.003/29/2010 4:12:28 PM
the-profit-oracle$25.00$25.003/29/2010 4:14:57 PM
kennyinminny$25.00$25.003/29/2010 4:15:13 PM
euro-starter$25.00$25.003/29/2010 4:18:51 PM
sloak$25.00$25.003/29/2010 4:17:20 PM
KandKLegacyInvestments$25.00$25.003/29/2010 4:20:44 PM
generous-commerce9$25.00$25.003/29/2010 4:18:45 PM
heavenly-repayment4$30.00$30.003/29/2010 4:19:41 PM
income-fortress$25.00$25.003/29/2010 4:18:05 PM
SolarMoonshine$25.00$25.003/29/2010 5:42:50 PM
tidy-dime$25.00$25.003/29/2010 5:58:40 PM
soldadoz$25.00$25.003/29/2010 6:15:10 PM
Interstate_Rate$500.00$82.003/29/2010 9:17:57 PM
iflyforfun$25.00$25.003/30/2010 7:27:24 AM
ttnk62918$25.00$25.003/31/2010 10:28:14 AM
rupee-kung-fu7$40.00$40.003/31/2010 1:31:27 PM
LuvToLend$25.00$25.004/1/2010 1:23:52 AM
prohelper$25.00$25.004/1/2010 10:49:52 AM
Littlepeng$25.00$25.004/2/2010 8:22:18 AM
Tazeme$25.00$25.004/2/2010 4:44:41 PM
mammalian4$25.00$25.004/2/2010 6:58:37 PM
responsible-vigilance8$25.00$25.004/2/2010 7:12:33 PM
payout-comet$25.00$25.004/4/2010 3:55:00 AM
mlj0671$25.00$25.004/3/2010 6:12:18 PM
piter-to-la-investment$25.00$25.004/4/2010 11:45:06 AM
lenderinnevada$50.00$50.004/4/2010 3:50:06 PM
jybank$25.00$25.004/5/2010 11:59:11 AM
Easystreet$25.00$25.004/5/2010 12:14:13 PM
icon7$25.00$25.004/5/2010 1:31:46 PM
greenback-ally$50.00$50.004/5/2010 1:11:21 PM
Taho$50.00$50.004/5/2010 1:16:49 PM
HomerdohNY$25.00$25.004/5/2010 3:49:25 PM
wwwUniversal$25.00$25.004/5/2010 3:12:23 PM
reliable-silver7$25.00$25.003/29/2010 3:55:02 PM
Nerdster1$25.00$25.003/29/2010 3:53:52 PM
economy-producer$25.00$25.003/29/2010 4:00:53 PM
responsibility-mulberry$25.00$25.003/29/2010 3:59:39 PM
torion$25.00$25.003/29/2010 4:02:59 PM
delicious-social132$25.00$25.003/29/2010 4:03:41 PM
inspired-contract9$25.00$25.003/29/2010 4:03:52 PM
studious-bonus7$50.00$50.003/29/2010 3:59:24 PM
Havana21$50.00$50.003/29/2010 4:00:43 PM
chekat$25.00$25.003/29/2010 4:01:13 PM
Clambake$50.00$50.003/29/2010 4:02:44 PM
currency-sergeant$25.00$25.003/29/2010 4:07:34 PM
windfall46$25.00$25.003/29/2010 4:06:19 PM
ddog0224$25.00$25.003/29/2010 4:05:01 PM
HHP$25.00$25.003/29/2010 4:05:26 PM
ahansen$25.00$25.003/29/2010 4:06:40 PM
tranquil-return4$75.00$75.003/29/2010 4:09:33 PM
MissionMicroFinance$25.00$25.003/29/2010 4:15:40 PM
xyzlmno$50.00$50.003/29/2010 4:12:59 PM
natural-greenback6$25.00$25.003/29/2010 4:16:33 PM
salala$25.00$25.003/29/2010 4:11:19 PM
oracle920$25.00$25.003/29/2010 4:18:27 PM
line6owner$25.00$25.003/29/2010 4:18:59 PM
steady-bazaar$25.00$25.003/29/2010 4:19:13 PM
zebra806$25.00$25.003/29/2010 4:21:26 PM
castleman$25.00$25.003/29/2010 4:19:52 PM
revenue-pipeline$25.00$25.003/29/2010 4:19:24 PM
integrity-doctor$50.00$50.003/29/2010 9:02:59 PM
alpinaut$25.00$25.004/1/2010 5:17:29 AM
Gr8rGood$25.00$25.004/1/2010 12:41:06 PM
interstellar$50.00$50.004/1/2010 1:32:06 PM
marwadi-62$100.00$100.004/1/2010 4:12:50 PM
steady-dime$25.00$25.004/1/2010 10:09:21 PM
frogperson$100.00$100.004/2/2010 9:04:57 PM
CTG_JaQ$50.00$50.004/3/2010 7:02:14 AM
dmk2006$25.00$25.004/3/2010 1:05:15 PM
LMM1$25.00$25.004/3/2010 10:16:15 AM
JustMee$25.00$25.004/4/2010 6:55:42 AM
Hatdance$25.00$25.004/4/2010 7:02:01 AM
Bob450$50.00$50.004/4/2010 2:48:04 PM
InvestinginU$50.00$50.004/4/2010 3:53:45 PM
dorypro$25.00$25.004/4/2010 6:25:55 PM
credit-coach118$25.00$25.004/5/2010 8:57:42 AM
enthusiastic-point$25.00$25.004/5/2010 8:15:34 AM
draggon77$25.00$25.004/5/2010 12:16:13 PM
1SteelerFan$30.00$30.004/5/2010 12:21:57 PM
Engineer44$25.00$25.004/5/2010 3:50:35 PM
Bob450$25.00$25.004/5/2010 3:40:10 PM
Ambassador$50.00$50.004/5/2010 3:50:49 PM
101 bids
 
Borrower Payment Dependent Notes Series 452098
This series of Notes was issued and sold upon the funding of the borrower loan #41639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $135.71
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 27.01%  
Lender servicing fee: 1.00% Estimated return: 6.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2005 Debt/Income ratio: Not calculated
Basic (1-10): 3 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 6 / 6Length of status:33y 6m
Credit score: 620-639 (Mar-2010) Total credit lines: 8 Occupation: Other
Now delinquent: 1 Revolving credit balance: $9,103Stated income:$50,000-$74,999
Amount delinquent: $322 Bankcard utilization: 88%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: antique818 Borrower's state: California Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,600.00< mo. late: 0 ( 0% )  
620-639 (Dec-2009)
460-479 (Aug-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 31  
Description
Purchase Storage for Business
Purpose of loan:
The purpose of this loan will be to purchase storage containers for our growing business. I own a retail on-line antiques and collectibles business. Also included in our business is an estate sale service where we sell deceased or retired people's personal property. Both sides of the business are doing well right now and we are expanding. We are showing a profit margin of 54 percent over the last several years?while the services business is extremely busy. We buy antiques and collectibles for resale to the general public by actual sales in place and also selling on line. In California, there is a growing number?of people now buying storage liens to increase inventories. We are now doing this also.??This money will be used?for buying portable storage containers, 10' by 10' containers or a bit larger to store all of our purchased inventory. These units are actually cheaper then renting a warehouse or someone's garage. Our business is growing where we did $66000 in sales last year and expect to go over $80000 this year at a profit margin of over 50 percent. Having this storage available to us on a daily basis right on our own property will allow us?to to expand our inventory and increase our sales.

My financial situation:
I am a good candidate for this loan because?I already paid off a prosper loan?almost one year ago, six months early. I have steadily increased my credit scores by paying my bills on time and with this business expansion, we will have greater ability to pay off this loan possibly earlier then the scheduled three years. I have one delinquency which has been in negotiation for a while with no successful resolution.?I also recently paid off two business credit situations, one a credit card and one a small loan which might not yet be reflected in my credit report. I know the importance of paying my bills on time and I have not been late on anything in the last several years.

I really need prosper's help as my credit rating is getting better but I cannot get commercial credit yet due to the economy and the tightening of credit on the local market.

Monthly net income: $6000

Monthly expenses: $
??Housing: $ 1485.00
??Insurance: $ 150.00?
??Car expenses: $ 384.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 200.00?
??Food, entertainment: $ 200.00?

??Credit cards and other loans: $ 250.00?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.003/29/2010 4:03:49 PM
Unitas4302$200.00$200.003/31/2010 5:32:53 AM
jhouman$25.00$25.003/31/2010 9:49:00 AM
Iceman1347$25.00$25.004/1/2010 5:32:43 PM
helping-out$35.00$35.004/2/2010 2:40:28 PM
Bob450$25.00$25.004/2/2010 8:54:04 PM
DasMula$25.00$25.004/2/2010 8:58:38 PM
jhouman$25.00$25.004/2/2010 9:33:05 PM
leslends$25.00$18.974/3/2010 7:10:19 AM
DasMula$25.00$25.004/2/2010 8:58:20 PM
Aberdeen$400.00$400.004/4/2010 7:36:18 PM
JJ-Loans$50.00$50.004/5/2010 7:46:25 AM
_SCI_$25.00$25.004/4/2010 7:36:10 PM
principal-laser$27.80$27.804/5/2010 4:43:25 AM
SocalLawGal$25.00$25.004/5/2010 7:30:42 AM
Mikale360$25.00$25.004/5/2010 7:45:20 AM
ohmarkybaby$79.86$79.864/5/2010 11:05:05 AM
melito75$26.36$26.364/5/2010 9:09:06 AM
sjo1984111$25.00$25.004/5/2010 10:00:27 AM
mammalian4$50.00$50.004/5/2010 1:36:27 PM
dudebrah$25.00$25.004/5/2010 1:50:57 PM
Bob450$50.00$50.004/5/2010 2:17:49 PM
ohmarkybaby$25.00$25.004/5/2010 11:09:25 AM
fireferd$25.00$25.004/5/2010 2:43:00 PM
best-credit-sushi$25.00$25.004/5/2010 2:37:29 PM
DasMula$25.00$25.004/5/2010 2:44:51 PM
DasMula$25.00$25.004/5/2010 3:34:24 PM
social-conductor4$25.00$25.004/5/2010 3:50:36 PM
Engineer44$30.00$30.004/5/2010 3:52:06 PM
JauaFlash$26.01$26.014/5/2010 1:38:08 PM
dcm6276$25.00$25.004/5/2010 3:51:34 PM
UCLA4life$25.00$25.003/31/2010 9:49:43 AM
supreme-hope$25.00$25.003/31/2010 6:24:24 PM
IncomeTemple$25.00$25.004/1/2010 1:59:12 PM
blitzen40$25.00$25.004/2/2010 8:38:23 PM
Your_Bank$25.00$25.004/4/2010 6:24:17 PM
gold-cluster$100.00$100.004/4/2010 8:57:07 PM
twjh$25.00$25.004/4/2010 7:36:27 PM
Kash2010lu$25.00$25.004/4/2010 10:39:29 PM
chameleon125$50.00$50.004/5/2010 7:26:58 AM
wild-orange$25.00$25.004/5/2010 8:44:47 AM
Aberdeen$400.00$400.004/4/2010 7:36:25 PM
lucrative-loan$300.00$300.004/4/2010 7:36:38 PM
LeoBUSIIT$25.00$25.004/5/2010 7:45:08 AM
five-star-note$75.00$75.004/5/2010 8:13:36 AM
Mark-M$25.00$25.004/5/2010 6:35:32 AM
martymaniaman$50.00$50.004/5/2010 6:58:07 AM
EEasyMoney$25.00$25.004/5/2010 7:28:59 AM
penny-sergeant$25.00$25.004/5/2010 12:23:26 PM
Top_Gun_Lender$26.00$26.004/5/2010 10:47:33 AM
piter-to-la-investment$25.00$25.004/5/2010 2:03:37 PM
Rancid$25.00$25.004/5/2010 2:17:54 PM
ultimate-peace$100.00$100.004/5/2010 3:00:50 PM
DasMula$25.00$25.004/5/2010 2:44:35 PM
Your_Bank$30.00$30.004/5/2010 3:23:26 PM
DasMula$25.00$25.004/5/2010 3:34:39 PM
56 bids
 
Borrower Payment Dependent Notes Series 452240
This series of Notes was issued and sold upon the funding of the borrower loan #41719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,800.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 9.38% Starting borrower rate/APR: 10.38% / 12.49% Starting monthly payment: $317.97
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $317.14
 
Auction yield range: 4.04% - 9.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2000 Debt/Income ratio: 24%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 20 / 20Length of status:2y 10m
Credit score: 740-759 (Mar-2010) Total credit lines: 34 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $15,399Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 37%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: LifeIsGoodHere Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 100% ) 740-759 (Latest)
Principal borrowed: $14,500.00< mo. late: 0 ( 0% )  
740-759 (Feb-2010)
680-699 (Sep-2008)
 
Principal balance: $7,185.00 1+ mo. late: 0 ( 0% )
Total payments billed: 18  
Description
Reduce Int. Rate/Real Estate Tax
Purpose of loan:
This loan will be re-finance my existing prosper loan at 17.75%.? The additional $3000 will be used to pay real estate taxes.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
WHEREISTHEMOON$25.00$25.003/29/2010 3:53:41 PM
windfall46$25.00$25.003/29/2010 3:55:37 PM
responsibility-mulberry$25.00$25.003/29/2010 3:59:32 PM
desertoasis$25.00$25.003/29/2010 4:01:03 PM
chekat$25.00$25.003/29/2010 4:01:19 PM
availableloan$25.00$25.003/29/2010 3:59:06 PM
Avala$50.00$50.003/29/2010 4:03:08 PM
chicco$56.00$56.003/29/2010 3:59:59 PM
inspired-contract9$25.00$25.003/29/2010 4:03:50 PM
CarDealer3070$25.00$25.003/29/2010 4:00:24 PM
Havana21$50.00$50.003/29/2010 4:00:35 PM
chestnut4$25.00$25.003/29/2010 4:04:37 PM
currency-sergeant$25.00$25.003/29/2010 4:07:30 PM
torion$25.00$25.003/29/2010 4:02:51 PM
ddog0224$25.00$25.003/29/2010 4:04:53 PM
delicious-social132$25.00$25.003/29/2010 4:03:38 PM
maldok1$25.00$25.003/29/2010 4:08:42 PM
bonus-adventure3$25.00$25.003/29/2010 4:03:56 PM
integrity-doctor$50.00$50.003/29/2010 4:04:06 PM
ahansen$25.00$25.003/29/2010 4:06:38 PM
auction-turbine4$25.00$25.003/29/2010 4:08:07 PM
salala$25.00$25.003/29/2010 4:11:20 PM
rhightower003$25.00$25.003/29/2010 4:11:50 PM
selector568$400.00$400.003/29/2010 4:11:53 PM
kid8549$25.00$25.003/29/2010 4:12:29 PM
towering-contract$25.00$25.003/29/2010 4:09:24 PM
108lender$200.00$200.003/29/2010 4:13:28 PM
return-eclipse0$25.00$25.003/29/2010 4:08:12 PM
mmmm1982$25.00$25.003/29/2010 4:10:05 PM
jdnyc$25.00$25.003/29/2010 4:08:37 PM
asset-professor$75.00$75.003/29/2010 4:14:49 PM
oracle920$25.00$25.003/29/2010 4:18:23 PM
steady-bazaar$25.00$25.003/29/2010 4:19:08 PM
revenue-pipeline$25.00$25.003/29/2010 4:19:19 PM
radforj22$25.00$25.003/29/2010 4:20:23 PM
MissionMicroFinance$25.00$25.003/29/2010 4:15:36 PM
loan-machine1$25.00$25.003/29/2010 4:16:19 PM
natural-greenback6$25.00$25.003/29/2010 4:16:30 PM
castleman$25.00$25.003/29/2010 4:19:49 PM
zebra806$25.00$25.003/29/2010 4:21:23 PM
cgiles01$25.00$25.003/29/2010 4:19:45 PM
dsfoundation$25.00$25.003/29/2010 4:20:29 PM
treasure-bliss$32.00$32.003/29/2010 4:50:49 PM
rhodylend$25.00$25.003/29/2010 4:21:33 PM
zymotico$25.00$25.003/29/2010 5:19:14 PM
peace-maximizer8$25.00$25.003/29/2010 5:58:58 PM
melodious-fairness$25.00$25.003/29/2010 4:35:22 PM
ommcd$25.00$25.003/29/2010 4:36:01 PM
kmr2$44.56$44.563/29/2010 4:36:42 PM
lifegrowth$25.00$25.003/29/2010 4:49:16 PM
Marathoner$25.00$25.003/29/2010 4:50:37 PM
the-bright-velocity$25.00$25.003/29/2010 5:58:44 PM
DeutscheBank$25.00$25.003/29/2010 4:51:21 PM
sc91$25.00$25.003/29/2010 6:15:14 PM
dgallo$25.00$25.003/29/2010 6:22:59 PM
responsible-investment0$26.63$26.633/29/2010 7:07:50 PM
workinghardoregon$25.00$25.003/29/2010 9:43:31 PM
slartibardfast$25.00$25.003/29/2010 9:47:52 PM
tallmon$25.00$25.003/29/2010 9:54:13 PM
Microfinancer$25.00$25.003/29/2010 7:58:34 PM
tidy-dime$25.00$25.003/29/2010 5:58:34 PM
personal-lender$25.00$25.003/29/2010 5:59:12 PM
boater01$41.72$41.723/30/2010 1:27:51 AM
proper-commitment5$25.00$25.003/29/2010 9:08:01 PM
Interstate_Rate$500.00$500.003/29/2010 9:17:50 PM
mydreamsagain$25.00$25.003/30/2010 3:43:31 AM
pujols8996$30.00$30.003/29/2010 9:47:53 PM
top-silver-american$25.00$25.003/29/2010 7:58:39 PM
payogie$25.00$25.003/29/2010 8:52:51 PM
ciccio70$25.00$25.003/30/2010 1:12:49 AM
cash-queen$30.00$30.003/30/2010 7:24:47 AM
Unclejohn$35.00$35.003/30/2010 7:25:10 AM
decisive-marketplace3$25.00$25.003/30/2010 7:25:22 AM
museic1$50.00$50.003/29/2010 9:47:51 PM
return-elm$25.00$25.003/30/2010 7:25:34 AM
uncleubb$25.00$25.003/29/2010 9:54:06 PM
mg6619$25.00$25.003/30/2010 7:25:47 AM
DasCoon$50.00$50.003/30/2010 3:53:43 AM
CashGuardian$25.00$25.003/30/2010 3:59:59 AM
intrepid-transaction5$25.00$25.003/30/2010 1:27:55 AM
versatile-platinum4$25.00$25.003/30/2010 3:44:38 AM
cello1$25.00$25.003/30/2010 7:24:13 AM
Dap2005$25.00$25.003/30/2010 4:40:13 AM
jd006006$40.00$40.003/30/2010 4:40:57 AM
time4aloan$50.00$50.003/30/2010 4:51:33 AM
onlyastepaway$25.00$25.003/30/2010 9:33:12 AM
jakesworld$100.00$100.003/30/2010 7:25:07 AM
Wittlich$25.00$25.003/30/2010 7:25:33 AM
r0b3m4n$25.00$25.003/30/2010 7:25:46 AM
movistar$25.00$25.003/30/2010 7:25:49 AM
kanakakm$25.00$25.003/30/2010 10:08:27 AM
sentimental-euro$25.00$25.003/30/2010 10:19:31 AM
loan-master996$48.45$48.453/30/2010 10:20:38 AM
intelligent-yield$25.00$25.003/30/2010 6:44:02 AM
unassuming-reward$25.00$25.003/30/2010 7:24:34 AM
Kaj$25.00$25.003/30/2010 10:53:17 AM
GoSix$25.00$25.003/30/2010 7:25:09 AM
macjp123$25.00$25.003/30/2010 7:25:12 AM
fightinjoe$25.00$25.003/30/2010 7:25:16 AM
teller$25.00$25.003/30/2010 7:25:26 AM
SanJoser$25.00$25.003/30/2010 7:25:46 AM
sammyhammy$25.00$25.003/30/2010 9:39:43 AM
CASHGIRL$25.00$25.003/30/2010 9:50:18 AM
bxdoc$29.12$29.123/30/2010 12:08:38 PM
Aeroman32$25.00$25.003/30/2010 10:28:10 AM
vacaerol$30.00$30.003/30/2010 12:13:49 PM
lloyd_s$25.00$25.003/30/2010 9:50:22 AM
Dutchhunter$33.44$33.443/30/2010 12:38:49 PM
zski$25.00$25.003/30/2010 10:19:35 AM
Doodlemeyer$25.00$25.003/30/2010 11:33:24 AM
bowdish1$100.00$100.003/30/2010 11:33:44 AM
BlackFred$25.00$25.003/30/2010 11:17:56 AM
lounges$25.00$25.003/30/2010 12:00:33 PM
sk8ndive$25.00$25.003/30/2010 12:00:52 PM
wise-handy-finance$25.00$25.003/30/2010 2:23:08 PM
credit-kahuna$42.99$42.993/30/2010 12:08:49 PM
Binan$25.00$25.003/30/2010 11:50:20 AM
hitsman$50.00$50.003/30/2010 12:08:39 PM
jrbill1998$50.00$50.003/30/2010 12:38:51 PM
impeccable-transparency$28.87$28.873/30/2010 12:14:20 PM
tender-gold$25.00$25.003/30/2010 12:58:10 PM
aurorafinancial$50.00$50.003/30/2010 12:58:47 PM
jammers$25.00$25.003/30/2010 3:44:27 PM
antrux$25.00$25.003/30/2010 3:54:43 PM
venturawesty$25.00$25.003/30/2010 1:29:00 PM
texrob20$25.00$25.003/30/2010 3:55:31 PM
souperrich$25.00$25.003/30/2010 2:13:03 PM
mattemmo$25.00$25.003/30/2010 2:32:57 PM
LeReve$28.88$28.883/30/2010 2:53:23 PM
VeniVidiDuci$25.00$25.003/30/2010 4:18:09 PM
supreme-benefit$25.00$25.003/30/2010 4:18:33 PM
mattpet$25.00$25.003/30/2010 3:44:26 PM
gavinfh$25.00$25.003/30/2010 3:44:50 PM
uwinwewin$25.00$25.003/30/2010 3:44:43 PM
shiny-revenue$25.00$25.003/30/2010 4:18:37 PM
Katburg$35.00$25.473/30/2010 4:18:42 PM
redrock007$25.00$25.003/30/2010 4:18:37 PM
springpanda$25.00$25.003/31/2010 12:45:02 AM
dbanwart$25.00$25.003/31/2010 5:50:31 AM
best-listing-toro$25.00$25.003/31/2010 2:31:19 PM
The-CAPS-fan$36.00$36.004/1/2010 9:28:36 AM
enthralling-investment$40.00$40.004/1/2010 12:07:03 PM
encore739$25.00$25.004/1/2010 8:16:06 PM
heerzaquestion$25.00$25.004/2/2010 8:20:17 AM
usedtoborrow$31.88$31.884/2/2010 11:10:10 AM
greenback-ally$50.00$50.004/2/2010 1:52:46 PM
crw1950$50.00$50.004/2/2010 8:41:04 PM
edsmoney$100.00$100.004/2/2010 6:16:22 PM
LoanerPrincipal$40.00$40.004/2/2010 11:52:19 PM
ijspence$25.00$25.004/3/2010 4:48:22 AM
dano1965$50.00$50.004/3/2010 8:03:21 AM
bountiful-bazaar$25.00$25.004/2/2010 10:44:12 PM
MoneyOps$25.00$25.004/3/2010 2:08:20 PM
katnmouse$30.00$30.004/4/2010 8:49:52 AM
frogperson$100.00$100.004/4/2010 6:21:51 PM
InvestinginU$50.00$50.004/4/2010 4:10:35 PM
lazyeye$25.00$25.004/5/2010 10:26:22 AM
mikeandcat$50.00$50.004/5/2010 11:02:21 AM
wwwUniversal$25.00$25.004/5/2010 3:09:10 PM
Nerdster1$25.00$25.003/29/2010 3:53:48 PM
hrubinst$25.00$25.003/29/2010 3:59:58 PM
studious-bonus7$50.00$50.003/29/2010 3:59:17 PM
egw$25.00$25.003/29/2010 3:59:11 PM
harmonious-revenue7$50.00$50.003/29/2010 3:59:44 PM
economy-producer$25.00$25.003/29/2010 4:00:48 PM
Clambake$50.00$50.003/29/2010 4:02:50 PM
dinero-speaker$25.00$25.003/29/2010 4:07:45 PM
HedgeFund$40.00$40.003/29/2010 4:04:42 PM
HHP$25.00$25.003/29/2010 4:05:18 PM
JohnW12$25.00$25.003/29/2010 4:11:32 PM
powerful-finance7$25.00$25.003/29/2010 4:11:52 PM
xyzlmno$50.00$50.003/29/2010 4:13:04 PM
reward-adventure$25.00$25.003/29/2010 4:09:52 PM
unassassinable$25.00$25.003/29/2010 4:09:01 PM
tranquil-return4$75.00$75.003/29/2010 4:09:27 PM
the-profit-oracle$25.00$25.003/29/2010 4:15:03 PM
kennyinminny$25.00$25.003/29/2010 4:15:09 PM
lend2end$25.00$25.003/29/2010 4:15:47 PM
soldadoz$25.00$25.003/29/2010 4:16:23 PM
Jelios$25.00$25.003/29/2010 4:13:53 PM
ferdberfel$44.23$44.233/29/2010 4:17:43 PM
Syndication$25.00$25.003/29/2010 4:13:50 PM
euro-starter$25.00$25.003/29/2010 4:18:49 PM
Loandoc62$25.00$25.003/29/2010 4:20:24 PM
line6owner$25.00$25.003/29/2010 4:18:55 PM
sloak$25.00$25.003/29/2010 4:17:11 PM
heavenly-repayment4$30.00$30.003/29/2010 4:19:39 PM
generous-commerce9$25.00$25.003/29/2010 4:18:41 PM
KandKLegacyInvestments$25.00$25.003/29/2010 4:20:30 PM
rock-turner$64.50$64.503/29/2010 5:19:04 PM
Panna$25.00$25.003/29/2010 5:19:13 PM
blackberry9$25.00$25.003/29/2010 4:50:35 PM
maintenanceboss$25.00$25.003/29/2010 4:50:56 PM
AF-Chief$28.00$28.003/29/2010 5:59:03 PM
FairbairnSG$25.00$25.003/29/2010 4:58:25 PM
RandyL3$99.00$99.003/29/2010 6:33:16 PM
diversification-medalist$25.00$25.003/29/2010 5:19:20 PM
tenny321$25.00$25.003/29/2010 9:43:30 PM
goodbob$25.00$25.003/29/2010 9:44:02 PM
justice-dna$25.00$25.003/29/2010 9:54:10 PM
fcukciti$29.50$29.503/29/2010 8:09:16 PM
ptjg$25.00$25.003/30/2010 5:15:22 AM
lawstudent1$25.00$25.003/30/2010 5:48:15 AM
misterhobbs$25.00$25.003/29/2010 11:32:49 PM
RetiredATC$25.00$25.003/30/2010 6:44:11 AM
billiam$50.00$50.003/30/2010 7:25:15 AM
exchange-fountain$25.00$25.003/30/2010 7:25:36 AM
knight3136$25.00$25.003/30/2010 7:25:45 AM
focused-dime8$25.00$25.003/29/2010 9:54:08 PM
first-fund-empenada$25.00$25.003/29/2010 10:48:27 PM
TennSquire$25.00$25.003/30/2010 12:23:00 AM
Sven79$25.00$25.003/30/2010 1:23:25 AM
interest-boomer5$25.00$25.003/30/2010 7:24:09 AM
capital-web7$25.00$25.003/30/2010 7:24:56 AM
supreme-hope$25.00$25.003/30/2010 7:25:11 AM
a-finance-nirvana$25.00$25.003/30/2010 7:25:36 AM
paladin847$25.00$25.003/30/2010 5:38:48 AM
Cheburashka$25.00$25.003/30/2010 7:25:48 AM
1phantom$50.00$50.003/30/2010 5:39:44 AM
STLRacer$25.00$25.003/30/2010 6:43:29 AM
skiforglory$25.00$25.003/30/2010 10:34:08 AM
lostviajero$25.00$25.003/30/2010 7:24:17 AM
ClearLake$25.00$25.003/30/2010 10:45:19 AM
walabie$25.00$25.003/30/2010 10:53:05 AM
cathexis$25.00$25.003/30/2010 7:25:12 AM
akakii$25.00$25.003/30/2010 7:25:16 AM
successful-euro$50.00$50.003/30/2010 7:25:23 AM
important-ore$50.00$50.003/30/2010 7:25:40 AM
jga516$25.00$25.003/30/2010 9:33:14 AM
Kulchar$32.81$32.813/30/2010 11:18:19 AM
coup173$25.00$25.003/30/2010 11:52:47 AM
b0b$25.00$25.003/30/2010 9:07:57 AM
jonn834$25.00$25.003/30/2010 10:19:47 AM
mrkb80$25.00$25.003/30/2010 9:23:24 AM
sharkm$33.38$33.383/30/2010 10:28:23 AM
Tasselhoff$25.00$25.003/30/2010 10:44:28 AM
tsui517$25.00$25.003/30/2010 10:45:17 AM
first-upright-payout$25.00$25.003/30/2010 10:45:49 AM
rapid-credit428$25.00$25.003/30/2010 12:58:09 PM
lendme2$25.00$25.003/30/2010 10:20:33 AM
calm-deal7$25.00$25.003/30/2010 11:49:46 AM
The_Donald$25.00$25.003/30/2010 11:50:17 AM
JGB$25.00$25.003/30/2010 12:00:54 PM
friendly-market5$25.00$25.003/30/2010 2:23:10 PM
SongBirdProphecy$25.00$25.003/30/2010 2:23:30 PM
keeminn$25.00$25.003/30/2010 12:09:31 PM
Big_Baller$25.00$25.003/30/2010 11:49:48 AM
abeprof70$25.00$25.003/30/2010 11:50:02 AM
blissful-note7$25.00$25.003/30/2010 12:13:53 PM
oceanwind1950$25.00$25.003/30/2010 12:00:15 PM
adama_48$25.00$25.003/30/2010 12:23:54 PM
the-money-gargantuan$25.00$25.003/30/2010 12:08:35 PM
wise-cash-keeper$29.33$29.333/30/2010 12:08:41 PM
orange-preeminant-bill$25.15$25.153/30/2010 12:14:09 PM
bonus-patriot$25.00$25.003/30/2010 12:38:56 PM
point-shooter$25.00$25.003/30/2010 1:07:51 PM
entertaining-greenback2$25.00$25.003/30/2010 3:44:24 PM
samo102us$25.00$25.003/30/2010 3:54:40 PM
Phantom99$30.93$30.933/30/2010 1:38:54 PM
nickel-pipeline$25.00$25.003/30/2010 1:48:00 PM
Picopie$37.29$37.293/30/2010 2:23:06 PM
Strato$25.00$25.003/30/2010 4:18:17 PM
nanda$25.00$25.003/30/2010 4:18:40 PM
hizzy$25.00$25.003/30/2010 3:19:18 PM
jazz619$25.00$25.003/30/2010 3:22:10 PM
SolidMichael$25.00$25.003/30/2010 3:27:59 PM
ThisGuyIKnow$39.37$39.373/30/2010 3:55:28 PM
cloud8$30.00$30.003/30/2010 4:10:40 PM
the-aggresive-principal$25.00$25.003/30/2010 4:18:32 PM
hard-working-loot$25.00$25.003/30/2010 4:18:35 PM
LittleMingo$50.00$50.003/31/2010 12:18:04 PM
dontscrewmeover1$25.00$25.003/31/2010 6:34:15 PM
lucrative-durability$25.00$25.003/31/2010 9:08:01 PM
crdcteng$25.00$25.004/1/2010 11:30:22 AM
enthralling-investment$25.00$25.004/1/2010 11:19:49 AM
Buffer10$50.00$50.004/1/2010 5:57:02 PM
theloanfiller$25.00$25.004/2/2010 7:32:14 PM
LenderMatt$25.00$25.004/3/2010 11:46:25 AM
aganippe$50.00$50.004/4/2010 9:00:12 AM
JerryB96$25.00$25.004/4/2010 7:52:15 AM
gothampark$25.00$25.004/4/2010 1:47:30 PM
Dap2005$100.00$100.004/5/2010 9:28:23 AM
jybank$25.00$25.004/4/2010 11:49:01 PM
martymaniaman$43.35$43.354/5/2010 12:08:34 PM
Pickmar$25.00$25.004/5/2010 12:21:47 PM
TXCapLeader$32.15$32.154/5/2010 1:22:01 PM
TheGeek$25.00$25.004/5/2010 12:01:47 PM
broker558$25.00$25.004/5/2010 3:33:52 PM
288 bids
 
Borrower Payment Dependent Notes Series 452394
This series of Notes was issued and sold upon the funding of the borrower loan #41630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-02-2010 
  Auction end date:  Apr-02-2010 
 
Starting lender yield: 30.22% Starting borrower rate/APR: 31.22% / 33.62% Starting monthly payment: $215.61
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $204.80
 
Auction yield range: 11.04% - 30.22% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1992 Debt/Income ratio: 24%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 8 / 5Length of status:10y 5m
Credit score: 680-699 (Mar-2010) Total credit lines: 27 Occupation: Other
Now delinquent: 0 Revolving credit balance: $2,236Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 55%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: wonderous-bazaar Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 0 ( 0% ) 680-699 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
740-759 (Aug-2009)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 0  
Description
Orthodontic work for twins
Purpose of loan:
This loan will be used to?
pay for orthodontic work for twins
My financial situation:
I am a good candidate for this loan because? I can easily make the monthly payments as the financing provided by the orthdontist is a much higher monthly payment due to a short payoff time.? In addition, we will receive a discount from the provider due to paying in full at this time.? We have withdrawn and resubmitted due to new cost provided by ortho.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
GuardianAL$25.00$25.004/2/2010 3:59:54 PM
palpbert$25.00$25.004/2/2010 4:01:49 PM
Simonsez808$25.00$25.004/2/2010 4:02:15 PM
TheCount$25.00$25.004/2/2010 3:59:56 PM
oreyedoc$25.00$25.004/2/2010 4:00:35 PM
Fernpatch_autoshop$25.00$25.004/2/2010 4:03:49 PM
johnayan$25.00$25.004/2/2010 4:01:52 PM
dough-bear$50.00$50.004/2/2010 4:02:19 PM
loyalist1$25.00$25.004/2/2010 4:05:26 PM
rdecartus$25.00$25.004/2/2010 4:06:02 PM
treasure-bliss$100.00$100.004/2/2010 4:03:17 PM
punctual-worth$25.00$25.004/2/2010 4:05:18 PM
stoopidnoodle$25.00$25.004/2/2010 4:05:56 PM
kginatl$25.00$25.004/2/2010 4:06:06 PM
burrito6$25.00$25.004/2/2010 4:08:15 PM
golath24$25.00$25.004/2/2010 4:06:18 PM
Kaj$25.00$25.004/2/2010 4:06:32 PM
autonomous-truth$25.00$25.004/2/2010 4:06:45 PM
majorf2136$25.00$25.004/2/2010 3:59:44 PM
Purposeful$50.00$50.004/2/2010 4:08:57 PM
bonus-zone$25.00$25.004/2/2010 3:59:58 PM
loan-gatherer$25.00$25.004/2/2010 4:00:06 PM
JDFuego$25.00$25.004/2/2010 4:00:33 PM
StarzRLimit$25.00$25.004/2/2010 4:01:39 PM
yarg$25.00$25.004/2/2010 4:01:50 PM
anton$150.00$150.004/2/2010 4:02:23 PM
CarDealer3070$30.00$30.004/2/2010 4:09:23 PM
kmfreymi$25.00$25.004/2/2010 4:11:37 PM
exact-loan5$30.00$30.004/2/2010 4:11:50 PM
WHEREISTHEMOON$25.00$25.004/2/2010 4:11:53 PM
chakra$25.00$25.004/2/2010 4:11:56 PM
diverse2$25.00$25.004/2/2010 4:03:20 PM
reward-adventure$30.00$30.004/2/2010 4:12:00 PM
deegeeman$50.00$50.004/2/2010 4:09:51 PM
DLock99$25.00$25.004/2/2010 4:12:05 PM
wampum-proton$25.00$25.004/2/2010 4:03:30 PM
social-conductor4$25.00$25.004/2/2010 4:03:54 PM
wise-silver-wonder$25.00$25.004/2/2010 4:03:57 PM
MONEYMATCH$25.00$25.004/2/2010 4:13:00 PM
HHP$25.00$25.004/2/2010 4:10:51 PM
Havana21$50.00$50.004/2/2010 4:10:57 PM
awm$25.00$25.004/2/2010 4:14:07 PM
favorable-order8$25.00$25.004/2/2010 4:06:04 PM
AF_Trust$25.00$25.004/2/2010 4:14:17 PM
harmonious-revenue7$25.00$25.004/2/2010 4:11:15 PM
intrepid-transaction5$25.00$25.004/2/2010 4:14:20 PM
utmom$25.00$25.004/2/2010 4:06:23 PM
kid8549$25.00$25.004/2/2010 4:12:26 PM
currency-sergeant$25.00$25.004/2/2010 4:12:33 PM
EnigmaNYC-29$25.00$25.004/2/2010 4:12:44 PM
kennyinminny$25.00$25.004/2/2010 4:13:16 PM
stock106$30.00$30.004/2/2010 4:13:41 PM
life-is-great$25.00$25.004/2/2010 4:14:16 PM
CC911$25.00$25.004/2/2010 4:08:53 PM
capital-visionary$25.00$1.034/2/2010 4:14:29 PM
elevated-platinum5$25.00$25.004/2/2010 4:09:21 PM
ukstevenhawaii$50.00$50.004/2/2010 4:09:33 PM
integrity-doctor$100.00$100.004/2/2010 4:10:34 PM
desertoasis$25.00$25.004/2/2010 4:10:45 PM
Shepherd7$30.00$30.004/2/2010 4:11:26 PM
repcool$25.00$25.004/2/2010 4:12:25 PM
zebra806$25.00$25.004/2/2010 4:13:35 PM
BankME$25.00$25.004/2/2010 4:14:12 PM
keynaples$50.00$50.004/2/2010 4:27:54 PM
trevize$25.00$25.004/2/2010 4:30:56 PM
Yomain$40.00$40.004/2/2010 4:32:52 PM
Whipster$25.00$25.004/2/2010 4:32:42 PM
lucrative-loan$200.00$200.004/2/2010 4:30:57 PM
ChrisKwan$25.00$25.004/2/2010 4:48:43 PM
dartmouth99$25.00$25.004/2/2010 4:01:22 PM
LBOregon$25.00$25.004/2/2010 4:02:01 PM
nick5454$25.00$25.004/2/2010 3:58:49 PM
ritchie70$25.00$25.004/2/2010 4:02:21 PM
mizon291$50.00$50.004/2/2010 3:59:29 PM
KandKLegacyInvestments$25.00$25.004/2/2010 4:03:14 PM
lending-bear$25.00$25.004/2/2010 4:03:44 PM
poeman$25.00$25.004/2/2010 4:04:49 PM
x27$25.00$25.004/2/2010 4:02:20 PM
ouyangers$25.00$25.004/2/2010 4:04:45 PM
porkhelmet$25.00$25.004/2/2010 4:06:16 PM
saffron4$50.00$50.004/2/2010 4:06:26 PM
AF-Chief$28.00$28.004/2/2010 4:06:41 PM
theshef$25.00$25.004/2/2010 4:00:00 PM
FeedTheMachine$200.00$200.004/2/2010 4:09:10 PM
PaulW$25.00$25.004/2/2010 4:00:13 PM
greenwell$25.00$25.004/2/2010 4:09:44 PM
Plotinus$45.82$45.824/2/2010 4:00:48 PM
listing-trapper3$50.00$50.004/2/2010 4:09:57 PM
ElAbel11$25.00$25.004/2/2010 4:01:53 PM
money-vista$25.00$25.004/2/2010 4:02:17 PM
teejay411$100.00$100.004/2/2010 4:02:29 PM
thrifty-funds1$25.00$25.004/2/2010 4:11:48 PM
rhin0cerx$50.00$50.004/2/2010 4:09:35 PM
asset-professor$35.00$35.004/2/2010 4:09:43 PM
oldmora$50.00$50.004/2/2010 4:12:09 PM
compsciman$44.37$44.374/2/2010 4:03:32 PM
salala$25.00$25.004/2/2010 4:12:12 PM
magnolia161$25.00$25.004/2/2010 4:10:19 PM
natecam$25.00$25.004/2/2010 4:12:19 PM
martinnc$25.00$25.004/2/2010 4:10:24 PM
Streetfighter$50.00$50.004/2/2010 4:10:28 PM
xyzlmno$25.00$25.004/2/2010 4:12:45 PM
unforgettable-order9$25.00$25.004/2/2010 4:10:31 PM
LuvToLend$25.00$25.004/2/2010 4:12:51 PM
red_spade$26.00$26.004/2/2010 4:10:37 PM
trustu$25.00$25.004/2/2010 4:12:57 PM
brother_tam$50.00$50.004/2/2010 4:10:42 PM
honorable-yield$35.00$35.004/2/2010 4:13:55 PM
bnlforever$25.00$25.004/2/2010 4:10:58 PM
nrowland$25.00$25.004/2/2010 4:14:00 PM
first-upright-payout$25.00$25.004/2/2010 4:11:08 PM
SBT$50.00$50.004/2/2010 4:14:15 PM
visionary-currency$50.00$50.004/2/2010 4:11:23 PM
steves73$25.00$25.004/2/2010 4:13:05 PM
Falling$25.00$25.004/2/2010 4:13:42 PM
jmcdon7230$25.00$25.004/2/2010 4:13:53 PM
rescue$50.00$50.004/2/2010 4:14:04 PM
gizzywump$25.00$25.004/2/2010 4:14:23 PM
sympathetic-asset$25.00$25.004/2/2010 4:09:29 PM
red-favorable-basis$25.00$25.004/2/2010 4:09:58 PM
Rattlehead$25.00$25.004/2/2010 4:10:07 PM
rooosta$25.00$25.004/2/2010 4:10:22 PM
natural-greenback6$25.00$25.004/2/2010 4:10:48 PM
supreme-hope$25.00$25.004/2/2010 4:10:54 PM
cashonhand$25.00$25.004/2/2010 4:11:30 PM
asiaratt$100.00$100.004/2/2010 4:11:34 PM
intelligent-yield$25.00$25.004/2/2010 4:11:40 PM
rlgnyc$100.00$100.004/2/2010 4:11:51 PM
return-eclipse0$25.00$25.004/2/2010 4:11:58 PM
108lender$75.00$75.004/2/2010 4:12:52 PM
aasx1108$25.00$25.004/2/2010 4:13:19 PM
Dubbs360$37.42$37.424/2/2010 4:13:49 PM
irrelevant$25.00$25.004/2/2010 4:26:34 PM
RedCentre$182.36$182.364/2/2010 4:21:42 PM
InChicago$25.00$25.004/2/2010 4:25:38 PM
mercuriant$25.00$25.004/2/2010 4:33:07 PM
monstersdad$50.00$50.004/2/2010 4:44:20 PM
137 bids