Sales Report:Supplement No. 170 dated Apr 06, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 449982
This series of Notes was issued and sold upon the funding of the borrower loan #41612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Mar-12-2010 
  Auction end date:  Mar-19-2010 
 
Starting lender yield: 6.13% Starting borrower rate/APR: 7.13% / 7.47% Starting monthly payment: $30.94
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $30.92
 
Auction yield range: 3.04% - 6.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2000 Debt/Income ratio: 16%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 6Length of status:2y 0m
Credit score: 720-739 (Mar-2010) Total credit lines: 24 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $1,614Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 14%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 3    
Screen name: payment-contributor Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Certification & Training
Purpose of loan:
I have started a Personal Assistant & Concierge Service and this loan will be used to assist me with certification, software & training.? Everyone needs extra time in the day to help them with personal & professional projects.? I am here to help.

My financial situation:
I am a good candidate for this loan because I am a hard worker and trust worthy. ????
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Okeey$25.00$25.003/12/2010 3:58:22 PM
kenji4861$25.00$25.003/12/2010 4:01:17 PM
the-bright-velocity$25.00$25.003/15/2010 11:13:51 AM
happyjackbak$25.00$25.003/16/2010 6:37:22 AM
gsp1885$25.00$25.003/16/2010 1:57:41 PM
spreadgoodwill$25.00$25.003/18/2010 4:46:09 PM
ivar$25.00$25.003/18/2010 7:30:58 PM
isfahanian$28.86$28.863/19/2010 2:47:30 PM
Bodyboard$25.00$25.003/19/2010 3:44:13 PM
skuba$25.00$25.003/12/2010 3:57:27 PM
dollar-birdie$50.00$50.003/12/2010 4:07:38 PM
Microfinancer$25.00$11.143/12/2010 4:07:51 PM
selector568$250.00$250.003/12/2010 4:38:50 PM
JCPlending$25.00$25.003/12/2010 7:51:43 PM
blot44$25.00$25.003/12/2010 7:56:05 PM
springpanda$25.00$25.003/15/2010 4:40:28 PM
julijask$35.00$35.003/16/2010 3:14:43 PM
Shelby2082$25.00$25.003/17/2010 6:08:46 PM
dontscrewmeover1$25.00$25.003/17/2010 6:45:22 PM
marwadi-62$50.00$50.003/17/2010 8:06:53 PM
bonus-adventure3$25.00$25.003/18/2010 6:39:56 AM
isfahanian$25.00$25.003/17/2010 10:33:38 PM
RiskManiac$25.00$25.003/18/2010 6:18:03 PM
Banker3119$25.00$25.003/19/2010 5:20:23 AM
HealthAndSafety$100.00$100.003/18/2010 11:11:33 PM
market-atlantis$25.00$25.003/19/2010 12:56:32 PM
26 bids
 
Borrower Payment Dependent Notes Series 450426
This series of Notes was issued and sold upon the funding of the borrower loan #41695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Mar-15-2010 
  Auction end date:  Mar-20-2010 
 
Starting lender yield: 6.13% Starting borrower rate/APR: 7.13% / 7.47% Starting monthly payment: $46.40
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $46.38
 
Auction yield range: 3.04% - 6.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1999 Debt/Income ratio: 15%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 6Length of status:4y 7m
Credit score: 740-759 (Mar-2010) Total credit lines: 30 Occupation: Social Worker
Now delinquent: 0 Revolving credit balance: $1,235Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 18%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 11    
Screen name: thoughtful-dough Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Making some housing improvements
Purpose of loan:
This loan will be used to make some home improvements such as painting five rooms and a large hallway.

My financial situation:
I am a good candidate for this loan because I am well employed and make consistent, on time payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
sharkm$25.00$25.003/15/2010 4:47:47 PM
kenji4861$25.00$25.003/15/2010 4:50:47 PM
woodenshoes$25.00$25.003/15/2010 4:53:18 PM
webfeet$25.00$25.003/15/2010 4:53:13 PM
asset-professor$100.00$100.003/15/2010 5:00:23 PM
fightinjoe$25.00$25.003/15/2010 5:00:39 PM
delicious-social132$40.00$40.003/15/2010 5:02:51 PM
dollar-birdie$50.00$50.003/15/2010 5:00:12 PM
bonus-adventure3$25.00$25.003/15/2010 5:05:22 PM
buraky$25.00$25.003/15/2010 5:06:57 PM
flexible-value$31.00$31.003/15/2010 5:03:16 PM
phredd$75.00$75.003/15/2010 5:07:30 PM
baseballfan111$25.00$25.003/15/2010 5:08:14 PM
bchen78875$50.00$44.003/15/2010 5:09:40 PM
lendersf$95.00$95.003/15/2010 5:05:43 PM
bigballer105$50.00$50.003/15/2010 5:08:46 PM
springpanda$25.00$25.003/17/2010 1:30:08 PM
marwadi-62$50.00$50.003/17/2010 8:05:40 PM
JCPlending$25.00$25.003/18/2010 4:58:21 PM
Erikdbp$25.00$25.003/18/2010 6:50:55 PM
HealthAndSafety$100.00$100.003/18/2010 11:12:54 PM
julijask$35.00$35.003/19/2010 12:20:41 PM
orbital-gold4$25.00$25.003/15/2010 4:50:15 PM
Ivan2007$25.00$25.003/15/2010 4:57:14 PM
SDNLR$25.00$25.003/15/2010 4:53:31 PM
senorzookeeper$25.00$25.003/15/2010 4:54:24 PM
Microfinancer$25.00$25.003/15/2010 5:00:18 PM
skuba$50.00$50.003/15/2010 5:00:35 PM
leodaguy$25.00$25.003/15/2010 5:06:29 PM
reflective-deal8$50.00$50.003/15/2010 5:03:00 PM
wiselady$25.00$25.003/15/2010 5:07:38 PM
inspired-contract9$50.00$50.003/15/2010 5:08:04 PM
credit-force5$25.00$25.003/15/2010 5:04:28 PM
edgeofpdx$25.00$25.003/15/2010 5:08:31 PM
AFairDeal$25.00$25.003/15/2010 5:08:56 PM
successful-euro$30.00$30.003/15/2010 5:07:23 PM
tylerfd$25.00$25.003/15/2010 5:08:40 PM
blot44$25.00$25.003/15/2010 8:51:28 PM
dontscrewmeover1$25.00$25.003/16/2010 6:10:27 PM
surfsider123$25.00$25.003/18/2010 4:59:10 PM
LendingRyan$25.00$25.003/20/2010 4:40:10 AM
41 bids
 
Borrower Payment Dependent Notes Series 450738
This series of Notes was issued and sold upon the funding of the borrower loan #41606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-24-2010 
 
Starting lender yield: 30.22% Starting borrower rate/APR: 31.22% / 33.62% Starting monthly payment: $280.30
Final lender yield: 30.22% Final borrower rate/APR: 31.22% / 33.62% Final monthly payment: $280.30
 
Auction yield range: 11.04% - 30.22% Estimated loss impact: 10.76%  
Lender servicing fee: 1.00% Estimated return: 19.46%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1977 Debt/Income ratio: 24%
Basic (1-10): 7 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 15 / 14Length of status:0y 4m
Credit score: 640-659 (Mar-2010) Total credit lines: 35 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $20,353Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 63%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: scgman43 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 12 ( 75% ) 640-659 (Latest)
Principal borrowed: $8,500.00< mo. late: 4 ( 25% )  
640-659 (Sep-2008)
600-619 (May-2008)
580-599 (Mar-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 16  
Description
Pay off medical debt
Purpose of loan:
This loan will be used to payoff unsecured debt faster and reduce interest rate.

My financial situation:
I am a good candidate for this loan because I have consistant income and have continued to pay down debt incurred from 13 years of medical expenses not covered by insurance. (Infertility). Two previous Prosper loans have been paid off.

Monthly net income: $ 6700???

Monthly expenses: $
??Housing: $ 1950????
??Insurance: $ 150
??Car expenses: $?440
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 650
??Clothing, household expenses $ 250
??Credit cards and other loans: $?1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Speculator$46.72$46.723/17/2010 4:02:52 PM
frugalinvestor20$25.00$25.003/17/2010 4:05:31 PM
copper$30.00$30.003/17/2010 4:05:29 PM
Helenska11$25.00$25.003/19/2010 7:28:17 AM
Skeptical-one$50.00$50.003/22/2010 8:35:47 AM
Cypher041$25.00$25.003/22/2010 9:34:35 AM
113121$150.00$150.003/23/2010 10:25:01 AM
113121$150.00$150.003/23/2010 10:24:46 AM
reflective-rupee$650.00$650.003/23/2010 11:31:12 PM
sensible-fund$65.00$65.003/24/2010 6:06:56 AM
jhouman$25.00$25.003/24/2010 10:01:37 AM
Bob450$25.00$25.003/24/2010 10:45:28 AM
passivesf$25.00$25.003/24/2010 10:48:26 AM
smart-gain$50.00$50.003/24/2010 10:53:36 AM
transaction-animal8$25.00$25.003/24/2010 10:56:52 AM
tntmojave$25.00$25.003/24/2010 11:04:12 AM
wise-silver-wonder$25.00$25.003/24/2010 11:56:26 AM
Rip128$50.00$50.003/24/2010 12:59:12 PM
EODLEGS$25.00$25.003/24/2010 12:47:21 PM
YoungTaxMan$352.00$352.003/24/2010 2:37:28 PM
DasMula$50.00$50.003/24/2010 3:08:25 PM
DasMula$100.00$100.003/24/2010 3:07:44 PM
Evolver$100.00$100.003/24/2010 3:23:10 PM
DasMula$50.00$50.003/24/2010 3:43:03 PM
ScrappieBoggie$25.00$25.003/24/2010 3:50:09 PM
best-listing-toro$25.00$25.003/24/2010 3:58:47 PM
DasMula$50.00$50.003/24/2010 3:42:49 PM
icon7$45.00$45.003/24/2010 3:58:52 PM
charming-point$300.00$300.003/17/2010 4:06:33 PM
Bob450$25.00$25.003/17/2010 8:04:09 PM
30Sky$25.00$25.003/18/2010 2:54:33 PM
vinayski$25.00$25.003/18/2010 4:54:42 PM
keynaples$50.00$50.003/18/2010 4:44:29 PM
reflective-rupee$65.00$65.003/18/2010 8:18:27 PM
efficient-principal$27.37$27.373/18/2010 9:27:25 PM
reflective-rupee$65.00$65.003/18/2010 8:18:44 PM
FinDoc$25.00$25.003/19/2010 4:14:56 PM
greenback-catapult3$50.00$50.003/22/2010 5:30:30 PM
best-generosity-financier$25.00$25.003/22/2010 6:04:55 PM
well-mannered-income3$125.00$125.003/22/2010 9:29:12 PM
reflective-rupee$650.00$650.003/22/2010 7:58:03 PM
new-peso-concerto$25.00$25.003/23/2010 8:42:35 AM
sensible-fund$50.00$50.003/23/2010 1:49:39 AM
113121$25.00$25.003/23/2010 10:14:46 AM
mercuriant$25.00$25.003/23/2010 11:41:16 AM
Kash2010lu$50.00$50.003/23/2010 5:51:18 PM
SolarMoonshine$25.00$25.003/23/2010 6:04:30 PM
Tono$25.00$25.003/23/2010 6:20:47 PM
ore-dojo$25.00$25.003/24/2010 9:35:22 AM
gt5149c$42.12$42.123/24/2010 10:16:53 AM
Marfloogan$25.00$25.003/24/2010 10:51:03 AM
ChrisKwan$25.00$25.003/24/2010 10:57:49 AM
b-rent$25.00$25.003/24/2010 11:07:57 AM
113121$1,011.59$1,011.593/24/2010 11:09:31 AM
five-star-note$50.00$50.003/24/2010 11:21:34 AM
reflective-rupee$650.00$650.003/24/2010 11:57:39 AM
buffalobills$25.00$25.003/24/2010 12:58:00 PM
reflective-rupee$89.00$89.003/24/2010 2:20:34 PM
loan-fate$25.00$25.003/24/2010 2:38:01 PM
Loanliness$41.97$41.973/24/2010 3:11:58 PM
DasMula$50.00$50.003/24/2010 3:42:26 PM
DasMula$50.00$50.003/24/2010 3:30:02 PM
Bob450$25.00$25.003/24/2010 3:36:30 PM
reflective-rupee$420.00$108.183/24/2010 3:44:45 PM
income-rocker2$51.05$51.053/24/2010 2:14:43 PM
friendinmoney$50.00$50.003/24/2010 3:06:37 PM
DasMula$50.00$50.003/24/2010 3:08:09 PM
Bob450$25.00$25.003/24/2010 3:34:54 PM
DasMula$50.00$50.003/24/2010 3:42:03 PM
Engineer44$35.00$35.003/24/2010 4:01:26 PM
70 bids
 
Borrower Payment Dependent Notes Series 451462
This series of Notes was issued and sold upon the funding of the borrower loan #41613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-23-2010 
  Auction end date:  Mar-30-2010 
 
Starting lender yield: 9.49% Starting borrower rate/APR: 10.49% / 12.60% Starting monthly payment: $259.98
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $258.89
 
Auction yield range: 4.04% - 9.49% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1979 Debt/Income ratio: 30%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Retired
Enhanced (1-5):4 Current / open credit lines: 13 / 12Length of status:6y 11m
Credit score: 740-759 (Mar-2010) Total credit lines: 39Stated income:$50,000-$74,999
Now delinquent: 0 Revolving credit balance: $51,001 
Amount delinquent: $0 Bankcard utilization: 60%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: keen-return2 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase second home
Purpose of loan:
This loan will be used toward purchase of a second home.

My financial situation:
I am a good candidate for this loan because:
(1) Proven reliable payment record. Retired professor. Steady, guaranteed income from state pension and social security (which can be documented)
(2) Steady income?is supplemented?by part-time teaching in higher education institutions in Florida and North Carolina.
(3) Proven long-time history of reliable on-time loan payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your listing is for the purchase of a second home, but doesn't have you marked as a home owner. Any reason for this? Thanks! - tokyopete23
A: That was an oversight. We own a permanent home in north Georgia (close to the North Carolina border), and plan to obtain a second dwelling in north Florida, to fit into the group called "snow birds." Also, this allows me to continue part-time teaching in higher education in both North Carolina and Florida. (Mar-25-2010)
Q: Would either of the homes generate rental income in the future? - Cambium
A: Maybe. But, for now, the purpose is to establish a residence in both Gainesville, FL in addition to our primary home near Western Carolina University (NC), so that I can continue my part-time employment in both places on a summer/winter schedule. Final purchase of second residence is pending working through the process, which has become more complicated because of market conditions. (Mar-30-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$27.00$27.003/23/2010 3:49:43 PM
Clambake$50.00$50.003/23/2010 3:52:51 PM
torion$25.00$25.003/23/2010 3:53:04 PM
integrity-doctor$50.00$50.003/23/2010 3:55:00 PM
personal-lender$25.00$25.003/23/2010 3:53:39 PM
studious-bonus7$50.00$50.003/23/2010 3:57:57 PM
aurorafinancial$50.00$50.003/23/2010 3:58:57 PM
don8ter$25.00$25.003/23/2010 3:58:08 PM
versatile-platinum4$25.00$25.003/23/2010 4:00:36 PM
harmonious-revenue7$50.00$50.003/23/2010 4:00:15 PM
chicco$56.00$56.003/23/2010 4:01:10 PM
desertoasis$25.00$25.003/23/2010 4:03:10 PM
goodbob$25.00$25.003/23/2010 4:04:10 PM
Havana21$50.00$50.003/23/2010 4:04:28 PM
Panna$25.00$25.003/23/2010 4:05:19 PM
Marathoner$25.00$25.003/23/2010 4:05:49 PM
windfall46$25.00$25.003/23/2010 4:58:46 PM
bigdogsafety1$25.00$25.003/23/2010 4:37:30 PM
friendly-worth3$28.07$28.073/23/2010 9:12:15 PM
zymotico$25.00$25.003/23/2010 7:45:51 PM
chekat$25.00$25.003/24/2010 3:58:33 AM
FairbairnSG$25.00$25.003/24/2010 9:03:00 AM
skuba$25.00$25.003/24/2010 11:16:22 AM
flexible-value$26.00$26.003/24/2010 11:16:36 AM
mg6619$25.00$25.003/24/2010 11:16:52 AM
MissionMicroFinance$25.00$25.003/24/2010 11:18:51 AM
cathexis$81.71$81.713/24/2010 11:17:41 AM
treasure-bliss$100.00$100.003/24/2010 11:19:07 AM
the-profit-oracle$25.00$25.003/24/2010 11:21:35 AM
bchen78875$25.00$25.003/24/2010 11:15:40 AM
macjp123$25.00$25.003/24/2010 11:16:18 AM
dgallo$25.00$25.003/24/2010 12:04:42 PM
senorzookeeper$25.00$25.003/24/2010 12:05:44 PM
KandKLegacyInvestments$25.00$25.003/24/2010 12:15:13 PM
rellotsf$31.96$31.963/24/2010 12:38:00 PM
Truckie-FD$25.00$25.003/24/2010 3:05:00 PM
decisive-marketplace3$25.00$25.003/24/2010 3:18:01 PM
WHEREISTHEMOON$25.00$25.003/24/2010 7:23:01 PM
zski$25.00$25.003/25/2010 12:34:25 AM
stock106$25.00$25.003/25/2010 6:04:01 AM
jakesworld$100.00$100.003/25/2010 8:11:50 AM
GElender$25.00$25.003/25/2010 9:18:02 AM
Nerdster1$25.00$25.003/25/2010 9:34:00 AM
teller$25.00$25.003/25/2010 10:37:44 AM
currency-sergeant$25.00$25.003/25/2010 9:33:50 AM
BristolEnterprises$25.00$25.003/25/2010 12:27:31 PM
dparkhom$25.00$25.003/25/2010 1:13:53 PM
capital-web7$25.00$25.003/25/2010 1:53:22 PM
boater01$38.32$38.323/25/2010 2:26:44 PM
dinero-speaker$25.00$25.003/25/2010 12:20:02 PM
bowdish1$100.00$100.003/25/2010 2:41:12 PM
BeemerRider$25.00$25.003/25/2010 3:31:23 PM
BuffetRocks$50.00$50.003/25/2010 3:34:06 PM
UT-Longhorn$25.00$25.003/25/2010 3:36:45 PM
jigsaw$100.00$100.003/25/2010 3:36:06 PM
platinum-dojo$25.00$25.003/25/2010 3:36:58 PM
wise-handy-finance$25.00$25.003/25/2010 3:38:23 PM
srgriff$25.00$25.003/25/2010 3:36:57 PM
luckyldy$35.00$35.003/25/2010 3:38:29 PM
money-boomarang$25.00$25.003/25/2010 3:38:51 PM
792FICO$25.00$25.003/25/2010 3:38:49 PM
Mostyle$25.00$25.003/25/2010 3:38:59 PM
orange-preeminant-bill$100.00$100.003/25/2010 3:39:01 PM
loan-master996$45.33$45.333/25/2010 3:39:05 PM
market-atlantis$25.00$25.003/25/2010 3:39:12 PM
rescue$250.00$250.003/25/2010 3:39:32 PM
rapid-credit428$25.00$25.003/25/2010 3:39:37 PM
ciccio70$25.00$25.003/25/2010 3:39:57 PM
HunterSix$25.00$25.003/25/2010 3:40:08 PM
SDNLR$25.00$25.003/25/2010 3:40:31 PM
Archchancellor$25.00$25.003/25/2010 3:41:30 PM
spark548$34.55$34.553/25/2010 3:42:54 PM
inspiring-reward$74.57$74.573/25/2010 3:34:35 PM
melodious-fairness$25.00$25.003/25/2010 3:34:39 PM
dsfoundation$25.00$25.003/25/2010 3:35:00 PM
auction-elvis$25.00$25.003/25/2010 3:35:07 PM
helping-out$25.00$25.003/25/2010 3:36:14 PM
elegant-income3$30.00$30.003/25/2010 3:36:36 PM
kbodendorf$25.00$25.003/25/2010 3:36:59 PM
tranquil-diversification8$25.00$25.003/25/2010 3:38:17 PM
Ripsaw4U$25.00$25.003/25/2010 3:38:57 PM
moola-man$30.00$30.003/25/2010 3:39:09 PM
time4aloan$50.00$50.003/25/2010 3:39:22 PM
tenacious-compassion9$25.00$25.003/25/2010 3:39:38 PM
kanakakm$25.00$25.003/25/2010 3:39:59 PM
unrivaled-justice$25.00$25.003/25/2010 3:40:47 PM
mla$25.00$25.003/25/2010 3:41:09 PM
lendme2$50.00$50.003/25/2010 3:41:29 PM
runner262$25.00$25.003/25/2010 3:41:43 PM
Katburg$35.00$35.003/25/2010 3:41:52 PM
pbr$25.00$25.003/25/2010 3:41:57 PM
Aimvest$25.00$25.003/25/2010 3:42:07 PM
tallmon$25.00$25.003/25/2010 3:42:35 PM
micko$25.00$25.003/25/2010 4:40:10 PM
irrelevant$25.00$25.003/25/2010 5:55:00 PM
funds-rascal$200.00$200.003/25/2010 8:49:28 PM
tranquil-return4$25.00$25.003/26/2010 10:00:06 AM
manthrax3$50.00$50.003/26/2010 10:05:42 AM
webfeet$25.00$25.003/26/2010 9:24:29 AM
knight3136$25.00$25.003/26/2010 9:28:40 AM
focused-dime8$25.00$25.003/26/2010 8:25:31 AM
towering-contract$25.00$25.003/26/2010 9:34:21 AM
mmmm1982$25.00$25.003/26/2010 12:34:04 PM
uncleubb$25.00$25.003/26/2010 1:44:00 PM
interest-boomer5$25.00$25.003/26/2010 12:13:50 PM
return-elm$25.00$25.003/26/2010 3:38:29 PM
unassuming-reward$25.00$6.323/26/2010 3:39:57 PM
vutah$25.00$25.003/26/2010 10:20:38 PM
Lefty_the_Lender$25.00$25.003/26/2010 11:52:38 PM
manugee$50.00$50.003/29/2010 7:13:53 PM
lil_lender$25.00$25.003/29/2010 7:53:58 PM
ccapital$100.00$100.003/30/2010 10:03:19 AM
Loves-Corvairs$25.00$25.003/30/2010 10:36:48 AM
jybank$25.00$25.003/30/2010 9:35:53 AM
lean-benefit$38.61$38.613/30/2010 11:42:52 AM
inspired-contract9$25.00$25.003/23/2010 3:54:16 PM
bonus-adventure3$25.00$25.003/23/2010 3:54:27 PM
ddog0224$25.00$25.003/23/2010 3:56:34 PM
Avala$50.00$50.003/23/2010 3:53:16 PM
delicious-social132$25.00$25.003/23/2010 3:53:48 PM
fightinjoe$25.00$25.003/23/2010 3:54:10 PM
HedgeFund$40.00$40.003/23/2010 3:56:16 PM
responsibility-mulberry$25.00$25.003/23/2010 3:59:54 PM
chestnut4$25.00$25.003/23/2010 3:55:56 PM
HHP$25.00$25.003/23/2010 3:57:11 PM
asset-professor$75.00$75.003/23/2010 4:02:15 PM
hrubinst$25.00$25.003/23/2010 4:00:54 PM
responsible-investment0$50.00$50.003/23/2010 4:01:36 PM
CarDealer3070$25.00$25.003/23/2010 4:02:06 PM
maintenanceboss$25.00$25.003/23/2010 4:05:02 PM
rhightower003$25.00$25.003/23/2010 4:05:13 PM
economy-producer$25.00$25.003/23/2010 4:05:07 PM
r0b3m4n$25.00$25.003/23/2010 4:05:25 PM
incbx$25.00$25.003/23/2010 4:13:04 PM
successful-euro$50.00$50.003/24/2010 12:34:45 AM
peace-maximizer8$25.00$25.003/23/2010 7:21:12 PM
diversification-medalist$25.00$25.003/23/2010 11:38:44 PM
blackberry9$25.00$25.003/24/2010 11:11:12 AM
supreme-hope$25.00$25.003/24/2010 11:16:13 AM
exchange-fountain$25.00$25.003/24/2010 11:15:59 AM
Tahoeguy$50.00$50.003/24/2010 11:16:03 AM
important-ore$50.00$50.003/24/2010 11:16:41 AM
Unclejohn$35.00$35.003/24/2010 11:21:57 AM
Binan$25.00$25.003/24/2010 12:03:53 PM
akakii$25.00$25.003/24/2010 12:56:59 PM
aasx1108$25.00$25.003/24/2010 12:06:07 PM
a-finance-nirvana$25.00$25.003/24/2010 12:06:10 PM
CROBRUN$38.00$38.003/24/2010 12:17:20 PM
1phantom$47.50$47.503/24/2010 1:45:39 PM
ahansen$25.00$25.003/24/2010 4:15:39 PM
dontscrewmeover1$25.00$25.003/24/2010 5:53:49 PM
Supernick$50.00$50.003/24/2010 7:18:39 PM
movistar$25.00$25.003/24/2010 8:23:17 PM
billiam$50.00$50.003/24/2010 8:53:07 PM
rupee-kung-fu7$25.00$25.003/24/2010 7:08:16 PM
cello1$25.00$25.003/24/2010 7:28:40 PM
progressive-asset$100.00$100.003/25/2010 7:53:59 AM
MAKEITAUTOMATIC$25.00$25.003/25/2010 9:15:22 AM
healthy-p2ploan$25.00$25.003/25/2010 9:33:13 AM
GoSix$25.00$25.003/25/2010 9:33:32 AM
lloyd_s$25.00$25.003/25/2010 10:39:09 AM
selfmademan$25.00$25.003/25/2010 12:19:57 PM
SanJoser$25.00$25.003/25/2010 11:21:16 AM
cash-queen$30.00$30.003/25/2010 1:59:46 PM
auction-turbine4$25.00$25.003/25/2010 2:54:27 PM
Cheburashka$25.00$25.003/25/2010 12:41:00 PM
unforgettable-order9$25.00$25.003/25/2010 3:30:55 PM
oldguybiker$25.00$25.003/25/2010 3:31:04 PM
KeyS80$50.00$50.003/25/2010 3:31:15 PM
success1001$50.00$50.003/25/2010 3:34:04 PM
piter-to-la-investment$25.00$25.003/25/2010 3:35:16 PM
dmfog$25.00$25.003/25/2010 3:36:05 PM
gracej$25.00$25.003/25/2010 3:36:23 PM
dollar-birdie$25.00$25.003/25/2010 3:36:47 PM
BlindJoeDeath$25.00$25.003/25/2010 3:36:08 PM
gain-seagull9$25.00$25.003/25/2010 3:36:30 PM
gettingonyourfeet$25.00$25.003/25/2010 3:36:38 PM
JGB$25.00$25.003/25/2010 3:36:55 PM
bold-durability-drum$25.00$25.003/25/2010 3:38:28 PM
gavinfh$25.00$25.003/25/2010 3:38:25 PM
mrscenicroute$25.00$25.003/25/2010 3:38:50 PM
texrob20$25.00$25.003/25/2010 3:38:56 PM
rock-turner$38.50$38.503/25/2010 3:39:07 PM
bountiful-bazaar$25.00$25.003/25/2010 3:39:26 PM
kmr2$50.00$50.003/25/2010 3:39:29 PM
aldenrains$25.00$25.003/25/2010 3:39:35 PM
Microfinancer$25.00$25.003/25/2010 3:39:39 PM
kmprospeo$25.00$25.003/25/2010 3:39:52 PM
Lilred7879$29.27$29.273/25/2010 3:41:27 PM
tremendous-payment$25.00$25.003/25/2010 3:41:50 PM
Savings_EQ_Dignity$35.00$35.003/25/2010 3:42:23 PM
RSV$25.00$25.003/25/2010 3:42:50 PM
marilyn7$25.00$25.003/25/2010 3:30:53 PM
sk8ndive$25.00$25.003/25/2010 3:34:53 PM
HoyaHeel$25.00$25.003/25/2010 3:36:37 PM
108lender$55.60$55.603/25/2010 3:36:49 PM
slartibardfast$25.00$25.003/25/2010 3:36:54 PM
xstreamin$25.00$25.003/25/2010 3:38:20 PM
wacko82$25.00$25.003/25/2010 3:38:52 PM
350DGRZ$25.00$25.003/25/2010 3:39:25 PM
hitsman$40.92$40.923/25/2010 3:39:44 PM
ghinga$30.00$30.003/25/2010 3:41:21 PM
jonn834$25.00$25.003/25/2010 3:41:31 PM
gametime34$32.63$32.633/25/2010 3:41:48 PM
Lightlife$50.00$50.003/25/2010 3:42:26 PM
Kulchar$29.01$29.013/25/2010 3:42:32 PM
return-eclipse0$25.00$25.003/25/2010 4:38:31 PM
mikeandcat$50.00$50.003/25/2010 5:54:59 PM
KiwiElf$25.00$25.003/25/2010 6:04:46 PM
OzGuy609$25.00$25.003/25/2010 10:06:49 PM
jdnyc$25.00$25.003/25/2010 11:43:01 PM
maldok1$25.00$25.003/26/2010 6:55:04 AM
SKAGIT22$25.00$25.003/26/2010 8:44:13 AM
JohnW12$25.00$25.003/26/2010 7:39:29 AM
ommcd$25.00$25.003/26/2010 9:34:09 AM
wise-silver-wonder$25.00$25.003/26/2010 9:36:11 AM
respectful-integrity3$25.00$25.003/26/2010 7:27:17 AM
Artist_Blue$25.00$25.003/26/2010 10:23:35 AM
unassassinable$25.00$25.003/26/2010 9:33:55 AM
justice-dna$25.00$25.003/26/2010 10:23:23 AM
mizount$25.00$25.003/26/2010 9:35:03 AM
reward-adventure$25.00$25.003/26/2010 11:50:31 AM
lenderinnevada$50.00$50.003/26/2010 12:52:30 PM
ccdmp2004$25.00$25.003/26/2010 12:33:59 PM
SlowGardener$25.00$25.003/26/2010 4:48:30 PM
methodical-loot$25.00$25.003/26/2010 10:31:57 PM
jimbo29blue$50.00$50.003/26/2010 7:58:59 PM
CirC$25.00$25.003/27/2010 7:45:28 AM
jdragon$25.13$25.133/27/2010 8:14:48 PM
octoberfresh$25.00$25.003/29/2010 12:08:19 PM
Damostuff$25.00$25.003/30/2010 6:28:06 AM
Queueball1$50.00$50.003/30/2010 10:03:05 AM
coup173$25.00$25.003/30/2010 11:31:45 AM
Schlawinzer$25.00$25.003/30/2010 11:42:00 AM
wwwUniversal$25.00$25.003/30/2010 2:16:40 PM
photon8$25.00$25.003/30/2010 3:08:26 PM
ovloan$50.00$50.003/30/2010 12:32:35 PM
Grandmahoneybee$25.00$25.003/30/2010 3:25:44 PM
webfeet$25.00$25.003/30/2010 12:46:19 PM
239 bids
 
Borrower Payment Dependent Notes Series 451658
This series of Notes was issued and sold upon the funding of the borrower loan #41619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Mar-24-2010 
  Auction end date:  Mar-31-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $158.33
Final lender yield: 32.00% Final borrower rate/APR: 33.00% / 35.42% Final monthly payment: $154.39
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 19.88%  
Lender servicing fee: 1.00% Estimated return: 12.12%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-2000 Debt/Income ratio: 21%
Basic (1-10): 5 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 6 / 5Length of status:6y 0m
Credit score: 700-719 (Mar-2010) Total credit lines: 13 Occupation: Engineer - Electric...
Now delinquent: 0 Revolving credit balance: $2,568Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 102%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: MattBld Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 100% ) 700-719 (Latest)
Principal borrowed: $6,500.00< mo. late: 0 ( 0% )  
700-719 (Jan-2010)
600-619 (Jul-2008)
 
Principal balance: $3,410.57 1+ mo. late: 0 ( 0% )
Total payments billed: 19  
Description
fixing heating system
Purpose of loan:
This loan will be used to??Fix heating system in my house.?

My financial situation:
I am a good candidate for this loan because? I have a sold job to pay back the loan

Monthly net income: $ 2800????????????

Monthly expenses: $
??Housing: $?970
??Insurance: $ 97
??Car expenses: $508
??Utilities: $ 100
??Phone, cable, internet: $57.80?
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $ 222.30
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why is your revolving credit utilization at 102%? Is this a problem with your creditors? Thanks and best wishes. - reflective-rupee
A: I am not very sure, but that it could be because of my creditors. (Mar-30-2010)
Q: why did you cancel a funded loan? See my page please. thank you - Tono
A: It was because I did not get send one piece of info in time. I tried to send it in and they said that i was to late. i have all the paper work ready this time. i hope that answers your question. (Mar-30-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ekmendenhall$35.00$35.003/24/2010 9:42:05 AM
jpblan11$25.21$25.213/27/2010 8:05:10 AM
cudgeon$50.00$50.003/27/2010 9:16:01 AM
micko$25.00$25.003/29/2010 4:50:17 PM
SolarMoonshine$25.00$25.003/29/2010 5:43:41 PM
loss-of-control$50.00$50.003/29/2010 6:05:21 PM
historic-nickel$50.00$50.003/29/2010 11:13:38 PM
Skeptical-one$25.00$25.003/30/2010 8:15:27 AM
lucrative-loan$26.06$26.063/30/2010 2:44:55 AM
Mark-M$25.00$25.003/30/2010 7:25:39 AM
thomas16882004$25.00$25.003/30/2010 6:59:19 AM
chameleon125$50.00$50.003/30/2010 7:36:13 AM
dcm6276$25.00$25.003/30/2010 1:40:17 PM
TheSweetLender$50.00$50.003/30/2010 3:54:20 PM
Your_Bank$35.12$35.123/30/2010 5:45:26 PM
Kash2010lu$50.00$50.003/30/2010 5:49:30 PM
Ronnieboy888$25.00$25.003/30/2010 10:11:00 PM
113121$100.00$100.003/31/2010 7:45:15 AM
ultimate-peace$100.00$100.003/31/2010 5:29:25 AM
reliable-silver7$25.00$25.003/31/2010 8:48:16 AM
Rip128$100.00$100.003/31/2010 9:07:52 AM
twjh$25.00$25.003/31/2010 6:02:53 AM
RyanM561$25.00$25.003/31/2010 6:34:18 AM
enthusiastic-balance5$200.00$200.003/31/2010 7:55:09 AM
113121$100.00$100.003/31/2010 7:44:54 AM
catb$48.00$48.003/31/2010 8:53:56 AM
DasMula$25.00$25.003/31/2010 9:15:32 AM
innovator2$141.60$141.603/31/2010 9:22:40 AM
loan-eagle9$25.00$25.003/31/2010 8:55:07 AM
reflective-rupee$100.00$100.003/31/2010 9:01:39 AM
sunnygee$26.81$26.813/31/2010 9:24:03 AM
eronyc$25.00$25.003/25/2010 1:46:38 PM
UCLA4life$25.00$25.003/27/2010 3:58:13 PM
UCLA4life$25.00$25.003/28/2010 2:34:25 PM
GlenBank$100.00$100.003/28/2010 9:31:02 AM
well-mannered-income3$40.00$40.003/28/2010 4:40:27 PM
usedtoborrow$25.00$25.003/28/2010 9:32:57 PM
jhouman$25.00$25.003/29/2010 12:24:24 PM
lucrative-loan$73.94$73.943/29/2010 2:46:44 PM
brother_tam$200.00$200.003/29/2010 5:16:23 PM
historic-nickel$50.00$50.003/29/2010 11:14:23 PM
enchanted-note$50.00$6.593/30/2010 2:04:26 AM
lucrative-loan$100.00$100.003/30/2010 2:48:57 AM
EEasyMoney$25.00$25.003/30/2010 7:38:11 AM
five-star-note$125.00$125.003/30/2010 11:17:32 AM
LEO_B$25.00$25.003/30/2010 9:58:05 AM
Tono$25.00$25.003/30/2010 3:12:34 PM
sensible-fund$46.02$46.023/30/2010 4:18:23 PM
realtormoises$25.00$25.003/30/2010 4:48:32 PM
Feyenoord$47.17$47.173/30/2010 7:11:04 PM
Ray3486$25.00$25.003/30/2010 4:56:34 PM
boo_hoo$50.00$50.003/30/2010 5:58:10 PM
MSLendingLLC$50.00$50.003/31/2010 4:44:30 AM
jjsparks28$26.51$26.513/31/2010 2:03:13 AM
113121$200.00$200.003/31/2010 8:46:13 AM
Mikale360$25.00$25.003/31/2010 6:37:07 AM
martymaniaman$35.18$35.183/31/2010 5:52:21 AM
DasMula$25.00$25.003/31/2010 9:15:47 AM
LeoBUSIIT$25.00$25.003/31/2010 6:59:10 AM
systematic-loan$25.00$25.003/31/2010 8:04:15 AM
Rip128$100.00$100.003/31/2010 8:10:19 AM
JauaFlash$30.99$30.993/31/2010 8:29:13 AM
innovator2$130.80$130.803/31/2010 9:23:11 AM
Bob450$50.00$50.003/31/2010 9:24:42 AM
glenium$25.00$25.003/31/2010 9:27:45 AM
punjab$25.00$25.003/31/2010 9:18:22 AM
66 bids
 
Borrower Payment Dependent Notes Series 451678
This series of Notes was issued and sold upon the funding of the borrower loan #41615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Mar-24-2010 
  Auction end date:  Mar-31-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.44% Starting monthly payment: $54.28
Final lender yield: 31.39% Final borrower rate/APR: 32.39% / 35.77% Final monthly payment: $52.53
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 19.84%  
Lender servicing fee: 1.00% Estimated return: 11.55%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1989 Debt/Income ratio: 52%
Basic (1-10): 5 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 14 / 4Length of status:13y 8m
Credit score: 680-699 (Feb-2010) Total credit lines: 48 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: heavenly-return1 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting Back on Track Financially
A car accident, sick relatives, purchasing a car, pursuing a degree, and living life?have caused my finances to suffer.?To recover, I've closed all?of my CC accounts?& I've also sold $1,000 of miscellaneous items in 2009.?Thanks for helping me.? I want to focus on eliminating debt versus worrying about it. My financial situation:
A fulltime employee?of the educational system who has never declared bankruptcy.? I've also done part-time contract work.

Monthly net income:???????????? $1828.84
Monthly expenses:??????????????? $1656.98
Housing:?????????????????????????????????? ????? 0 Live with a relative
Insurance:????????????????????????????????? ?191.75
Car expenses:???????????????????????????? 320.23
Utilities:????????????????????????????????????????? 0
Phone, cable, internet:????????????????? 198
Food, entertainment:?????????????????????? 40??
Clothing, household expenses????????? 20?
Credit cards:?????????????????????????????????514
Loans:????????????????????????????????????????? 373
Other expenses:?????????????????????????????? 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, how much do you owe in credit cards and loans? What do you plan to do with this loan? Thanks. - bazaar-pizza
A: Loans: $922.09. Posting from previous listing: FNB $8,476.84 at 0% APR, Citicards $3,062.10 at 6.24% APR, BOA $5,916.32 at 4.5% APR, Chase $3,964.73 at 6% APR, WAMU $3,700.19 at 6% APR. I will use the loan to pay off loans. Also, I will use what is left over to find more items that I can sell online. If I can't find anything to sell, I will use it to pay back Prosper. May sell photography online as well in the future. (Mar-31-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DasMula$25.00$25.003/25/2010 12:18:11 PM
DasMula$25.00$25.003/25/2010 12:17:58 PM
octoberfresh$25.00$25.003/31/2010 11:23:54 AM
five-star-note$75.00$75.003/31/2010 11:42:21 AM
JayIsABear$25.00$25.003/31/2010 1:01:41 PM
gjm6d$25.00$25.003/31/2010 2:28:14 PM
Leshan$25.00$25.003/31/2010 2:05:41 PM
helping-out$25.00$25.003/31/2010 2:25:20 PM
JauaFlash$27.13$27.133/31/2010 4:08:30 PM
ulf187$39.15$39.153/31/2010 5:02:13 PM
unger$50.00$7.343/31/2010 5:50:18 PM
DasMula$25.00$25.003/25/2010 12:17:41 PM
DasMula$25.00$25.003/25/2010 12:18:30 PM
Unitas4302$65.03$65.033/27/2010 10:22:35 AM
moo916$50.00$50.003/28/2010 9:51:11 PM
admirable-loyalty$50.00$50.003/30/2010 9:26:53 AM
peter916$50.00$50.003/31/2010 5:02:56 AM
micko$25.00$25.003/31/2010 10:15:31 AM
kevlar$25.00$25.003/31/2010 1:07:27 PM
Teller1337$29.26$29.263/31/2010 1:41:44 PM
Your_Bank$30.68$30.683/31/2010 2:09:52 PM
Bobusa$25.00$25.003/31/2010 1:21:33 PM
Prairie-MN$30.00$30.003/31/2010 3:29:40 PM
ultimate-peace$100.00$100.003/31/2010 2:25:24 PM
rate-farm3$82.69$82.693/31/2010 4:17:09 PM
exchange-cowbell5$50.00$50.003/31/2010 5:31:21 PM
MSLendingLLC$100.00$100.003/31/2010 5:39:21 PM
Tono$25.00$25.003/31/2010 4:56:29 PM
toxicbutterfly$25.00$25.003/31/2010 5:43:33 PM
epic-payout$63.72$63.723/31/2010 5:50:34 PM
30 bids
 
Borrower Payment Dependent Notes Series 451700
This series of Notes was issued and sold upon the funding of the borrower loan #41683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,900.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-24-2010 
  Auction end date:  Mar-29-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $201.04
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $198.08
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1976 Debt/Income ratio: Not calculated
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Retired
Enhanced (1-5):4 Current / open credit lines: 10 / 10Length of status:8y 10m
Credit score: 640-659 (Mar-2010) Total credit lines: 43Stated income:$1-$24,999
Now delinquent: 0 Revolving credit balance: $17,192 
Amount delinquent: $0 Bankcard utilization: 85%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 7    
Screen name: red-bountiful-velocity Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Duty..Honor..Country!

Purpose of loan:
I don't need this loan. This loan is being used for me to just?establish a track record on Prosper. My husband has a prosper loan but I wanted to have my own track record. My husband is?a military retiree with?guaranteed retirement income which will insure your monthly payments!??I also start receiving Social Security this year which will guarantee your payments.

My financial situation:
I am a good candidate for this loan because our family?retirement income is $75,000 per year and my husbands?income brings in an additional $225,000. I am surprised our credit scores are as high as they are (My Husband: 650-699 range)?and (Mine: 640-660 range) as?we both filed for bankruptcy in 2005. My husband, who is?a retired Army Officer,?is now a financial advisor. He?was?sued by the Securities and Exchange Commission (SEC) in 2003. After?a 5 week trial the Judge said he had done nothing wrong and all charges were dropped.?His attorney and legal bills came in at approximately $1.5 million. At that time we?had approximately $ 1?million in savings. We paid what we could an then both of us filed for Chapter 7.?My husband?is?a graduate of?The United States Military Academy and I was a school teacher for 20 years.? My credit score was in the 700s last year. I believe because I purchased 2 new cars for my children and opened 2 new accounts (furniture for them and medical for my family) my score dropped to a HR rating.?This loan will be paid back without any monthly delays!!

Monthly net income: $ 20,000 (family)

Monthly expenses: $ 14,000 (family)
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
productive-ore$25.00$25.003/24/2010 1:18:41 PM
deal-secret-agent$25.00$25.003/24/2010 1:19:49 PM
MONEYMATCH$25.00$25.003/24/2010 1:20:08 PM
Purposeful$25.00$25.003/24/2010 1:20:31 PM
golath24$25.00$25.003/24/2010 1:19:10 PM
DDHMoney$25.00$25.003/24/2010 1:21:00 PM
social-conductor4$25.00$25.003/24/2010 1:19:34 PM
FeedTheMachine$42.67$42.673/24/2010 1:20:07 PM
AF-Chief$28.00$28.003/24/2010 1:20:34 PM
head$25.00$25.003/24/2010 1:20:56 PM
Hokiemon$25.00$25.003/24/2010 1:21:04 PM
personal-lender$25.00$25.003/24/2010 1:23:38 PM
sympathetic-asset$25.00$25.003/24/2010 1:23:43 PM
kmavm$25.00$25.003/24/2010 1:22:41 PM
rhin0cerx$50.00$50.003/24/2010 1:23:51 PM
greenwell$25.00$25.003/24/2010 1:23:53 PM
rdecartus$25.00$25.003/24/2010 1:23:22 PM
shrewd-peace7$25.00$25.003/24/2010 1:23:28 PM
rooosta$25.00$25.003/24/2010 1:24:32 PM
hope-equation$50.00$50.003/24/2010 1:23:37 PM
integrity-doctor$50.00$50.003/24/2010 1:24:37 PM
burrito6$25.00$25.003/24/2010 1:24:52 PM
irrelevant$25.00$25.003/24/2010 1:25:02 PM
LoisLoan$25.00$25.003/24/2010 1:25:08 PM
steely_dan34$25.00$25.003/24/2010 1:25:16 PM
Shepherd7$25.00$25.003/24/2010 1:25:30 PM
desertoasis$25.00$25.003/24/2010 1:24:51 PM
responsive-rate884$25.00$25.003/24/2010 1:25:38 PM
mydreamsagain$25.00$25.003/24/2010 1:18:48 PM
bnlforever$25.00$25.003/24/2010 1:25:03 PM
cash-queen$25.00$25.003/24/2010 1:26:00 PM
Dubbs360$30.81$30.813/24/2010 1:19:52 PM
first-upright-payout$25.00$25.003/24/2010 1:25:07 PM
Cre8iveCash$25.00$25.003/24/2010 1:20:15 PM
AF_Trust$25.00$25.003/24/2010 1:25:29 PM
mjdaking$25.00$25.003/24/2010 1:25:37 PM
MylesNH$25.00$25.003/24/2010 1:25:59 PM
yeti888$25.00$25.003/24/2010 1:21:03 PM
w3alter$49.00$49.003/24/2010 1:26:05 PM
Raetha$25.00$25.003/24/2010 1:38:01 PM
Craig_B$25.00$25.003/24/2010 1:22:09 PM
RebuildALife$25.00$25.003/24/2010 1:22:28 PM
shrewd-deal$25.00$25.003/24/2010 1:22:34 PM
pengoe$25.00$25.003/24/2010 1:22:37 PM
delivery$25.00$25.003/24/2010 1:22:52 PM
Learning2Lend$33.95$33.953/24/2010 1:23:21 PM
helping-out$30.00$30.003/24/2010 2:14:10 PM
secobarbital$25.00$25.003/24/2010 1:23:34 PM
CarDealer3070$30.00$30.003/24/2010 1:23:41 PM
listing-trapper3$50.00$50.003/24/2010 1:23:55 PM
benefit-squirrel$25.00$25.003/24/2010 2:35:19 PM
Nickle-and-Dime-Loans$25.00$25.003/24/2010 2:37:53 PM
IncomeTemple$26.30$26.303/24/2010 2:58:24 PM
Streetfighter$25.00$25.003/24/2010 1:24:34 PM
brother_tam$50.00$50.003/24/2010 1:24:50 PM
Adam_00$25.00$25.003/24/2010 1:25:07 PM
FALLEN234$25.00$25.003/24/2010 1:25:11 PM
intelligent-yield$25.00$25.003/24/2010 1:25:36 PM
taco798$25.00$25.003/24/2010 1:25:58 PM
legend717$25.00$25.003/24/2010 3:28:11 PM
jhjoe$25.00$25.003/24/2010 1:26:03 PM
InvestorPartners$25.00$25.003/24/2010 3:28:26 PM
falcon88dp$25.00$25.003/24/2010 3:28:38 PM
shiny-dollar9$25.00$25.003/24/2010 3:28:49 PM
reward-walnut$25.00$25.003/24/2010 3:28:54 PM
circuitfive$25.00$25.003/24/2010 3:28:53 PM
intrepid-transaction5$25.00$25.003/24/2010 3:29:01 PM
mvalley$25.00$25.003/24/2010 3:29:00 PM
transparency-burger$25.00$25.003/24/2010 3:29:08 PM
theprince$25.00$25.003/24/2010 3:29:05 PM
georgethesir$25.00$25.003/24/2010 3:29:28 PM
exact-loan5$30.00$30.003/24/2010 3:29:29 PM
nrowland$25.00$25.003/24/2010 2:38:00 PM
kindness-percolator5$25.00$25.003/24/2010 3:23:09 PM
MoneyMA$25.00$25.003/24/2010 3:28:13 PM
attractive-rate$25.00$25.003/24/2010 3:28:55 PM
Interstate_Rate$250.00$250.003/24/2010 3:28:59 PM
fattygordon$25.00$25.003/24/2010 3:29:05 PM
jml3482$25.00$25.003/24/2010 3:29:09 PM
sjo1984111$25.00$25.003/27/2010 3:58:54 PM
rustysailor$25.00$25.003/28/2010 8:12:41 AM
Kreditorium$27.37$27.373/24/2010 1:18:59 PM
glimmering-point$25.00$25.003/24/2010 1:19:55 PM
dedicated-diversification5$65.91$65.913/24/2010 1:19:19 PM
cgkid$25.00$25.003/24/2010 1:20:52 PM
Sateesh$40.10$40.103/24/2010 1:21:04 PM
steves73$25.00$25.003/24/2010 1:20:05 PM
Kaj$25.00$25.003/24/2010 1:20:30 PM
versatile-platinum4$25.00$25.003/24/2010 1:22:29 PM
CROBRUN$25.00$25.003/24/2010 1:22:56 PM
zorg77$25.00$25.003/24/2010 1:22:27 PM
natecam$25.00$25.003/24/2010 1:22:32 PM
oldmora$50.00$50.003/24/2010 1:23:33 PM
elevated-platinum5$25.00$25.003/24/2010 1:23:40 PM
asset-professor$35.00$35.003/24/2010 1:23:52 PM
red-favorable-basis$25.00$25.003/24/2010 1:23:56 PM
nowits10$25.00$25.003/24/2010 1:22:53 PM
momoney2lend$25.00$25.003/24/2010 1:23:26 PM
Zolton$200.00$200.003/24/2010 1:23:39 PM
unforgettable-order9$25.00$25.003/24/2010 1:24:37 PM
deegeeman$50.00$50.003/24/2010 1:23:55 PM
red_spade$26.00$26.003/24/2010 1:24:38 PM
natural-greenback6$25.00$25.003/24/2010 1:24:52 PM
supreme-hope$25.00$25.003/24/2010 1:24:55 PM
magnolia161$25.00$25.003/24/2010 1:24:24 PM
gulch$25.00$25.003/24/2010 1:25:06 PM
harmonious-revenue7$25.00$25.003/24/2010 1:25:09 PM
visionary-currency$50.00$50.003/24/2010 1:25:24 PM
kmfreymi$25.00$25.003/24/2010 1:25:35 PM
HHP$25.00$25.003/24/2010 1:24:53 PM
cash-merry-maker$25.00$25.003/24/2010 1:25:56 PM
Jonb6919$25.00$25.003/24/2010 1:19:44 PM
autonomous-truth$25.00$25.003/24/2010 1:25:04 PM
utmom$25.00$25.003/24/2010 1:26:06 PM
asmithj$27.01$27.013/24/2010 1:20:09 PM
gokart83$25.00$25.003/24/2010 1:25:14 PM
successful-euro$40.00$40.003/24/2010 1:20:33 PM
asiaratt$58.00$58.003/24/2010 1:25:34 PM
schlepper$25.00$25.003/24/2010 1:25:55 PM
NR$25.00$25.003/24/2010 1:21:01 PM
iinsuru$25.00$25.003/24/2010 1:26:03 PM
SBT$30.16$30.163/24/2010 1:38:03 PM
Phantom99$25.00$25.003/24/2010 1:38:07 PM
gizzywump$25.00$25.003/24/2010 1:22:31 PM
Supernick$25.00$25.003/24/2010 1:23:25 PM
Cai8899$30.00$30.003/24/2010 1:23:36 PM
ukstevenhawaii$50.00$50.003/24/2010 1:23:45 PM
skuba$25.00$25.003/24/2010 1:23:54 PM
Rattlehead$25.00$25.003/24/2010 1:23:58 PM
slartibardfast$25.00$25.003/24/2010 2:35:16 PM
elegant-loot$25.00$25.003/24/2010 2:43:47 PM
martinnc$25.00$25.003/24/2010 1:24:33 PM
Havana21$50.00$50.003/24/2010 1:25:03 PM
tshurts$25.00$25.003/24/2010 1:25:10 PM
rvfbroker$25.00$25.003/24/2010 1:25:13 PM
greatwhiteninja$25.00$25.003/24/2010 1:25:27 PM
cashonhand$25.00$25.003/24/2010 1:25:33 PM
Turtlebear44$25.00$25.003/24/2010 1:25:39 PM
next2$25.00$25.003/24/2010 1:25:57 PM
macgeek$25.00$25.003/24/2010 1:26:01 PM
loot-hunter$25.00$25.003/24/2010 3:28:21 PM
cwswdh$25.00$25.003/24/2010 3:28:27 PM
irun$25.00$25.003/24/2010 3:28:50 PM
trustu$25.00$25.003/24/2010 3:28:52 PM
balance-hercules$100.00$100.003/24/2010 3:28:56 PM
blooming-dedication$50.00$50.003/24/2010 3:28:55 PM
jasmarc$25.00$25.003/24/2010 3:29:06 PM
Helenska11$25.00$25.003/24/2010 3:29:03 PM
GracieLuLu04$25.00$25.003/24/2010 3:29:07 PM
thrifty-funds1$25.00$25.003/24/2010 3:29:27 PM
zone6$100.00$3.003/24/2010 3:29:31 PM
seisen$41.72$41.723/24/2010 2:35:13 PM
burgeoning-silver$25.00$25.003/24/2010 3:28:22 PM
poeman$25.00$25.003/24/2010 3:28:51 PM
WBB21$25.00$25.003/24/2010 3:28:58 PM
merriewold$25.00$25.003/24/2010 3:29:02 PM
wise-courageous-social$25.00$25.003/24/2010 3:29:07 PM
Bob450$25.00$25.003/24/2010 8:29:45 PM
158 bids
 
Borrower Payment Dependent Notes Series 451710
This series of Notes was issued and sold upon the funding of the borrower loan #41686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Mar-26-2010 
  Auction end date:  Apr-02-2010 
 
Starting lender yield: 16.00% Starting borrower rate/APR: 17.00% / 19.20% Starting monthly payment: $249.57
Final lender yield: 15.00% Final borrower rate/APR: 16.00% / 18.18% Final monthly payment: $246.10
 
Auction yield range: 8.04% - 16.00% Estimated loss impact: 8.34%  
Lender servicing fee: 1.00% Estimated return: 6.66%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2001 Debt/Income ratio: 24%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:8y 0m
Credit score: 720-739 (Mar-2010) Total credit lines: 16 Occupation: Police Officer/Corr...
Now delinquent: 0 Revolving credit balance: $4,194Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 19%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: monroviachick Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 100% ) 720-739 (Latest)
Principal borrowed: $12,000.00< mo. late: 0 ( 0% )  
720-739 (Aug-2007)
 
Principal balance: $2,297.09 1+ mo. late: 0 ( 0% )
Total payments billed: 30  
Description
Getting Married - Please Help :)
Purpose of loan:
This loan will be used to pay for my wedding

My financial situation: I am working full time as a Jailer at one Police Department, and I just started Part-Time Dispatch at another PD. I got the part-time job to pay for the wedding but now that department might be closing down within the next three months. :( So now I need help to pay for the remainder of the wedding details. Things I still need to pay off for the wedding: Reception Rental Fee: $500- left to pay Tables/Chair Rental Fee: $700- Linens/Plates/Cups/Silverware Rental: $700- Flowers for ceremony & reception: $600-700ish DJ: $500- Minister/Officiant: $500- Photographer: $400- Hair & Makeup: $200- Bridesmaids/Groomsman gifts: $500- Total so far $4700- Ceremony Programs, Aisle Runners, Rose Petals, & Misc small items still left to pay for too. And an extra couple thousand as a cushion for the unknown/last minute problems.
I am a good candidate for this loan because I am working full-time and part-time. I can make payments every month and in August I will finish paying off my first prosper loan and I will have an additional $400/month to pay the loan off faster :) I've never been late making my prosper loan payments and my credit is good. Thank you all so much for your help in making my wedding possible :D Much love to you all!! BTW We are getting married this September 4 :) AS OF 3/17/2010 PROSPER HAD ME RE-LIST THIS LOAN REQUEST BECAUSE MY ORIGINAL PHOTO HAD MY FIANCE'S & MY FIRST AND LAST NAMES AND I DO HAVE A W2 AND PAYSTUB THAT I CAN FAX TO VERIFY MY FINANCES. THANK YOU!! :)........ Relist due to last time I was at 87% Funded when my listing expired.. Please help :)
Information in the Description is not verified.
Friends And Family Winning Bids
UnclePockets has bid a total of $2,180.05 in winning bids.
"This is my sister and I support this listing fully. I am investing in this loan for as much as I am legally allowed to invest on prosper and I'm investing it at the minimum percentage available. If there were no limit, I would be investing more. This is the safest investment you can make, and if you don't believe me, look at her credit history. For both personal credit cards and for her previous prosper loan, which is almost entirely paid off, all payments are 100% ON TIME and CURRENT!"
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: "Getting Married - Please Help :) " You are only supposed to plead for help AFTER you are married!!!! :) May G-d bless your union - hamster
A: hahaha!! Thank you :) (Apr-01-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
supasonic$70.00$70.003/26/2010 5:22:40 PM
MrAirport$100.00$100.003/27/2010 6:20:10 AM
UnclePockets$2,180.05$2,180.053/27/2010 2:59:51 PM
mattblizz$25.00$25.003/27/2010 11:18:07 PM
grammaspurse$25.00$25.003/29/2010 9:32:58 AM
dm82$57.99$57.993/30/2010 12:35:01 AM
atomantic$75.00$75.003/30/2010 1:54:42 AM
well-mannered-income3$25.00$25.003/30/2010 5:35:31 AM
macotra4$27.10$27.103/30/2010 9:12:01 AM
tomoe$25.00$25.003/30/2010 12:01:46 PM
Aberdeen$350.00$350.003/30/2010 2:53:32 PM
blissful-note7$25.00$25.003/31/2010 2:03:18 AM
wphmd$25.00$25.003/31/2010 9:47:22 AM
Sol_Invictus$25.00$25.003/31/2010 1:26:02 PM
allbalooboy2$25.00$25.003/31/2010 6:11:09 PM
allbalooboy2$119.14$119.143/31/2010 6:12:08 PM
bondhedger$25.00$25.003/31/2010 8:27:53 PM
LendingP2P$75.00$75.004/1/2010 8:42:29 AM
LendingP2P$75.00$75.004/1/2010 8:41:48 AM
fairness-atmosphere$34.00$34.004/1/2010 10:10:33 AM
bamboozled_again$67.14$67.144/1/2010 3:15:15 PM
draggon77$25.00$25.004/1/2010 3:48:19 PM
shrewd-asset$50.00$50.004/1/2010 8:00:39 PM
salegalaxy$25.00$25.004/1/2010 11:55:41 PM
economy-popcorn$25.00$25.004/2/2010 5:41:53 AM
credit-coach118$50.00$50.004/1/2010 8:53:33 PM
OGS_Capital$25.00$25.004/2/2010 7:51:30 AM
Madmigel$50.93$50.934/2/2010 12:11:04 PM
exciting-fairness$200.00$200.004/2/2010 12:42:59 PM
investment-seeker7$25.00$25.004/2/2010 11:28:45 AM
Rothgoe$68.87$68.874/2/2010 2:13:52 PM
frogperson$250.00$250.004/2/2010 12:52:23 PM
encore739$25.00$25.004/2/2010 4:07:18 PM
dollar-authority$300.00$300.004/2/2010 4:06:34 PM
CA_Lender$25.00$25.003/26/2010 5:18:22 PM
truth-trapper$25.00$25.003/27/2010 12:17:41 AM
UCLA4life$25.00$25.003/27/2010 4:33:38 PM
cognizant-rate732$50.00$50.003/29/2010 4:35:27 PM
missile5$50.00$50.003/29/2010 6:45:01 PM
hope-lionheart1$25.00$25.003/29/2010 9:38:32 PM
martymaniaman$124.82$124.823/30/2010 5:47:17 AM
Aberdeen$350.00$350.003/30/2010 2:53:25 PM
MoneyForNothing$25.00$25.003/30/2010 6:21:29 PM
Kash2010lu$35.00$35.003/30/2010 5:47:31 PM
OGS_Capital$25.00$25.003/31/2010 8:41:23 AM
enthusiastic-balance5$200.00$200.003/31/2010 8:00:26 AM
golffish2$100.00$100.003/31/2010 9:10:37 AM
agent86a$50.00$50.003/31/2010 2:48:30 PM
dubois31$26.48$26.483/31/2010 1:07:56 PM
supreme-hope$25.00$25.003/31/2010 6:12:09 PM
loss-of-control$25.00$25.003/31/2010 6:15:30 PM
golffish2$100.00$100.004/1/2010 4:38:58 AM
Isaac007$75.00$75.004/1/2010 1:30:38 AM
LendingP2P$50.00$50.004/1/2010 8:38:59 AM
JamesNYC$25.00$25.004/1/2010 10:05:04 AM
divine940$25.00$25.004/1/2010 10:15:47 AM
crdcteng$50.00$50.004/1/2010 11:26:49 AM
catalystcf$25.00$25.004/1/2010 1:20:08 PM
Digs$25.00$25.004/1/2010 11:56:41 AM
Techne_Funds_LLC$25.00$25.004/1/2010 3:29:27 PM
PotBellyPete$25.00$25.004/1/2010 2:44:43 PM
ore-bada-bing$85.00$85.004/1/2010 3:19:58 PM
note-bandit$25.00$17.744/1/2010 3:34:11 PM
gothampark$25.00$25.004/1/2010 4:31:21 PM
FinanceEngine$25.00$25.004/1/2010 4:54:52 PM
Kash2010lu$25.00$25.004/1/2010 7:14:39 PM
satwarystium$25.00$25.004/1/2010 10:49:29 PM
marinbb$25.00$25.004/1/2010 8:01:55 PM
nalaari$60.74$60.744/2/2010 6:13:36 AM
stemper$50.00$50.004/1/2010 8:12:54 PM
velocity-winner$25.00$25.004/1/2010 8:39:17 PM
alpinaut$25.00$25.004/2/2010 6:44:23 AM
Leshan$150.00$150.004/2/2010 7:24:04 AM
MoneyTree79$50.00$50.004/2/2010 8:01:56 AM
SkyLoan$25.00$25.004/2/2010 9:59:01 AM
helynn43$25.00$25.004/2/2010 1:34:06 PM
DasMula$25.00$25.004/2/2010 12:50:31 PM
agreement-bunny$25.00$25.004/2/2010 12:58:10 PM
friendinmoney$25.00$25.004/2/2010 1:07:06 PM
johnpmid$25.00$25.004/2/2010 1:24:46 PM
shrewd-income$50.00$50.004/2/2010 2:45:45 PM
farchoir$25.00$25.004/2/2010 4:08:50 PM
82 bids
 
Borrower Payment Dependent Notes Series 451794
This series of Notes was issued and sold upon the funding of the borrower loan #41622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Mar-26-2010 
  Auction end date:  Apr-01-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $180.94
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $180.94
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1997 Debt/Income ratio: 15%
Basic (1-10): 3 Inquiries last 6m: 9Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 9 / 6Length of status:10y 2m
Credit score: 700-719 (Mar-2010) Total credit lines: 25 Occupation: Retail Management
Now delinquent: 0 Revolving credit balance: $653Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 15%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: yotoe310 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Student Help
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you please list your income, and monthly bills? - exchange-cowbell5
A: Revolving Credit Card Payments 45 dollars Rent (Share)-500 Utilities - 133 Car Payment - 600 Insurance - 550 (6months) paid Phone - 82 Income - 67800 a year (Mar-30-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
inqbus$25.00$25.003/26/2010 4:17:08 PM
Diamond_Jim$25.00$25.003/26/2010 4:23:15 PM
deal-hickory5$25.00$25.003/26/2010 4:23:28 PM
PRGuyinVA$25.00$25.003/26/2010 4:23:34 PM
social-conductor4$25.00$25.003/26/2010 4:15:56 PM
beyondmanagement$25.00$25.003/26/2010 4:23:41 PM
RMB-Investments$25.00$25.003/26/2010 4:23:43 PM
martinnc$25.00$25.003/26/2010 4:23:50 PM
phredd$50.00$50.003/26/2010 4:23:58 PM
shrewd-peace7$25.00$25.003/26/2010 4:24:00 PM
HenryS$25.00$25.003/26/2010 4:21:30 PM
burrito6$25.00$25.003/26/2010 4:23:32 PM
Panitza$62.00$62.003/26/2010 4:27:05 PM
lucrative-transparency0$25.00$25.003/26/2010 4:23:37 PM
nanda$25.00$25.003/26/2010 4:23:42 PM
Redmond$25.00$25.003/26/2010 4:27:15 PM
drstumpster$25.00$25.003/26/2010 4:23:45 PM
Caerus$25.00$25.003/26/2010 4:23:49 PM
djc314$25.00$25.003/26/2010 4:23:53 PM
barefootpaul$25.00$25.003/26/2010 4:24:08 PM
zone8$30.61$30.613/26/2010 4:24:19 PM
LuvToLend$25.00$25.003/26/2010 4:23:26 PM
IIP77$25.00$25.003/26/2010 4:23:35 PM
ChristopherS$25.00$25.003/26/2010 4:23:47 PM
Cash_Angel$25.00$25.003/26/2010 4:24:01 PM
ah-long$25.00$25.003/26/2010 4:24:16 PM
Turtlebear44$25.00$25.003/26/2010 4:25:21 PM
WalnutCreekguy$25.00$25.003/26/2010 4:27:03 PM
WHEREISTHEMOON$25.00$25.003/26/2010 4:33:48 PM
terrific-fund5$25.00$25.003/26/2010 4:34:31 PM
Bob450$25.00$25.003/26/2010 7:50:04 PM
reflective-rupee$25.00$25.003/27/2010 7:48:09 AM
slobberjob$25.00$25.003/27/2010 6:54:57 PM
hgar1$43.00$43.003/28/2010 12:43:22 PM
selfmademan$25.00$25.003/28/2010 6:51:06 AM
glimmering-point$25.00$25.003/28/2010 4:23:07 PM
upright-revenue7$25.00$25.003/28/2010 2:34:26 PM
TheBaldGuy$25.00$25.003/28/2010 1:23:18 PM
KgBsUcKa$27.87$27.873/28/2010 10:27:48 PM
WorldlyWorker$25.00$25.003/29/2010 7:33:10 AM
Danlo123$25.00$25.003/29/2010 6:03:45 AM
kubien$25.00$25.003/29/2010 6:04:46 AM
BankofBen$25.00$25.003/29/2010 6:22:52 AM
lacolo$25.00$25.003/29/2010 10:12:26 AM
tuneman1980$25.00$25.003/29/2010 8:04:44 AM
kindness-percolator5$25.00$25.003/29/2010 8:18:17 AM
littlemslittle$25.00$25.003/29/2010 11:02:46 AM
reflective-rupee$100.00$100.003/29/2010 9:51:42 AM
blkfroggy$25.00$25.003/29/2010 11:34:43 AM
rock-turner$33.69$33.693/29/2010 12:28:40 PM
time4aloan$25.00$25.003/29/2010 12:08:20 PM
note-tent$25.00$25.003/29/2010 2:10:54 PM
AdmiralKirk$25.00$25.003/29/2010 4:23:54 PM
loss-of-control$25.00$25.003/29/2010 6:28:00 PM
Cloudshadow$100.00$100.003/30/2010 5:18:18 AM
gustavzantanon$25.00$25.003/30/2010 2:20:26 PM
bignic$25.00$25.003/30/2010 3:59:27 PM
adaptable-capital$261.13$261.133/30/2010 2:51:51 PM
Jrbgood$50.00$50.003/30/2010 2:53:41 PM
five-star-note$50.00$50.003/30/2010 3:46:15 PM
famous-bill$41.45$41.453/30/2010 3:56:12 PM
regooks$25.00$25.003/30/2010 4:11:11 PM
SeeksValue$25.00$25.003/31/2010 1:42:30 PM
kfboomer$50.00$50.003/31/2010 8:21:47 PM
DasMula$50.00$50.003/31/2010 6:54:09 PM
TheSweetLender$26.00$26.003/31/2010 8:50:45 PM
buffalobills$25.00$25.004/1/2010 7:33:39 AM
dynrep$25.00$25.004/1/2010 9:15:49 AM
zone6$100.00$100.003/26/2010 4:23:11 PM
forthright-dedication$25.00$25.003/26/2010 4:23:20 PM
inspiring-reward$150.00$150.003/26/2010 4:23:30 PM
kellydawn$25.00$25.003/26/2010 4:23:22 PM
kind-efficient-credit$25.00$25.003/26/2010 4:23:25 PM
nybanker85$100.00$100.003/26/2010 4:23:56 PM
nowits10$25.00$25.003/26/2010 4:24:11 PM
helping-out$35.00$35.003/26/2010 4:24:14 PM
indomitable-dedication$25.00$25.003/26/2010 4:23:17 PM
handy-justice$50.00$50.003/26/2010 4:23:24 PM
skuba$25.00$25.003/26/2010 4:23:39 PM
autonomous-truth$40.00$40.003/26/2010 4:23:55 PM
nivletJP$25.00$25.003/26/2010 4:23:59 PM
TowerBusiness$25.00$25.003/26/2010 4:24:04 PM
Nerdster1$25.00$25.003/26/2010 4:34:14 PM
Orringo$33.26$33.263/26/2010 4:34:54 PM
792FICO$25.00$25.003/26/2010 4:35:52 PM
reward-adventure$25.00$25.003/26/2010 4:37:52 PM
a-silver-booster$30.00$30.003/26/2010 6:17:52 PM
Peterman$25.00$25.003/27/2010 9:52:13 AM
lucrative-loan$28.14$28.143/27/2010 10:23:08 AM
108lender$75.00$75.003/27/2010 11:13:19 AM
investment-forte$75.00$75.003/27/2010 1:06:44 PM
anton$68.44$68.443/28/2010 6:51:13 AM
retired272$25.00$25.003/28/2010 9:29:07 AM
thomas16882004$25.00$25.003/28/2010 12:38:46 PM
r0b3m4n$25.00$25.003/28/2010 8:22:57 PM
Wilvara$25.00$25.003/28/2010 8:48:05 PM
treasure-amplifier6$25.00$25.003/28/2010 10:08:31 PM
mchiura$25.00$25.003/29/2010 6:04:47 AM
reflective-rupee$50.00$50.003/29/2010 9:51:31 AM
cloud8$25.00$25.003/29/2010 11:43:53 AM
KandKLegacyInvestments$25.00$25.003/29/2010 12:17:57 PM
BlindJoeDeath$25.00$25.003/29/2010 2:10:51 PM
FinDoc$25.00$25.003/29/2010 4:36:41 PM
hard-working-loot$25.00$25.003/30/2010 12:08:31 PM
bold-principal-thinker$25.00$25.003/30/2010 4:00:23 PM
economy-caper$25.00$25.003/30/2010 4:19:27 PM
ingenious-deal6$25.00$14.413/30/2010 4:20:43 PM
ValyaLibra01$25.00$25.003/30/2010 3:55:49 PM
flexible-value$25.00$25.003/30/2010 3:59:20 PM
jwm$25.00$25.003/30/2010 4:00:35 PM
MM1207$25.00$25.003/30/2010 3:59:28 PM
Ronnieboy888$25.00$25.003/30/2010 10:15:43 PM
impala6464$50.00$50.003/31/2010 6:06:26 PM
Kash2010lu$25.00$25.003/31/2010 8:14:47 PM
Bob450$25.00$25.003/31/2010 9:15:42 PM
115 bids
 
Borrower Payment Dependent Notes Series 452040
This series of Notes was issued and sold upon the funding of the borrower loan #41680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-02-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $135.71
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 16.27%  
Lender servicing fee: 1.00% Estimated return: 17.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2007 Debt/Income ratio: 24%
Basic (1-10): 6 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 10 / 7Length of status:2y 11m
Credit score: 620-639 (Mar-2010) Total credit lines: 14 Occupation: Construction
Now delinquent: 0 Revolving credit balance: $1,337Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Titans10 Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 22 ( 96% ) 620-639 (Latest)
Principal borrowed: $5,000.00< mo. late: 1 ( 4% )  
640-659 (Feb-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 23  
Description
Debt Consolidation
The Purpose of this loan is to consolidate my credit card debt. I am a great candidate to get the loan because I have been responsible with my payments. In fact, this would be my second loan from prosper. I have already paid off the first. My total monthly payments sum up to 250 dollars. I get 1000 dollars per month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.003/29/2010 4:03:48 PM
FinDoc$25.00$25.003/29/2010 5:59:24 PM
Jasmel$499.00$499.003/29/2010 6:34:10 PM
UCLA4life$25.00$25.003/30/2010 9:30:17 AM
pietro_torna_indietro$38.98$38.983/30/2010 7:35:07 PM
credit-tornado689$50.00$50.003/31/2010 7:29:58 AM
new-smart-fund$47.46$47.463/31/2010 12:28:06 PM
five-star-note$125.00$125.003/31/2010 5:28:44 PM
order-bee1$25.00$25.003/31/2010 10:37:56 PM
Bob450$25.00$25.003/31/2010 9:25:19 PM
compassionate-gain9$125.00$125.003/31/2010 10:32:57 PM
Katherine12$25.00$25.004/1/2010 6:48:12 AM
honorable-yield$25.00$25.004/1/2010 9:35:23 AM
enthralling-investment$25.00$25.004/1/2010 11:08:24 AM
killdare$25.00$25.004/1/2010 11:11:25 AM
coup173$25.00$25.004/1/2010 2:47:26 PM
weezy22$28.00$28.004/1/2010 6:12:15 PM
best-generosity-financier$25.00$5.464/1/2010 5:21:36 PM
reflective-rupee$100.00$100.004/1/2010 11:56:25 PM
nickel-launcher$100.00$100.004/2/2010 9:04:23 AM
reflective-rupee$100.00$100.004/2/2010 9:18:49 AM
pemb0023$25.00$25.003/29/2010 5:52:13 PM
investment-daydream$25.00$25.003/29/2010 4:52:18 PM
exchange-cowbell5$50.00$50.003/30/2010 10:28:40 AM
lucrative-loan$200.00$200.003/30/2010 4:31:21 PM
Speculator$100.00$100.003/30/2010 4:20:49 PM
SolarMoonshine$25.00$25.003/30/2010 5:37:42 PM
Ronnieboy888$50.00$50.003/30/2010 10:17:22 PM
Rogelio48$35.00$35.003/31/2010 7:48:06 AM
selector568$25.00$25.003/31/2010 1:47:58 AM
Unitas4302$200.00$200.003/31/2010 5:32:00 AM
wealth-pal3$25.00$25.003/31/2010 1:48:36 PM
nickel-position$25.00$25.003/31/2010 4:05:41 PM
cunning-bill$25.00$25.003/31/2010 4:24:27 PM
YoungTaxMan$46.10$46.103/31/2010 6:09:13 PM
loss-of-control$25.00$25.003/31/2010 6:22:40 PM
quicksilver70$25.00$25.003/31/2010 7:06:35 PM
LuvToLend$25.00$25.004/1/2010 1:20:07 AM
divine940$25.00$25.004/1/2010 10:17:15 AM
buckskin1234$25.00$25.004/1/2010 3:21:32 PM
LOAN_DOC$25.00$25.004/1/2010 5:01:52 PM
allbalooboy2$25.00$25.004/1/2010 8:13:22 PM
Evolver$100.00$100.004/2/2010 6:40:22 AM
SFBank$200.00$200.004/2/2010 5:09:09 AM
twjh$25.00$25.004/2/2010 8:43:33 AM
reflective-rupee$100.00$100.004/2/2010 9:18:18 AM
buffalobills$25.00$25.004/2/2010 7:24:04 AM
jhouman$25.00$25.004/2/2010 9:38:52 AM
113121$25.00$25.004/2/2010 11:46:44 AM
49 bids
 
Borrower Payment Dependent Notes Series 452074
This series of Notes was issued and sold upon the funding of the borrower loan #41607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-03-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 24.87% Starting monthly payment: $37.71
Final lender yield: 15.94% Final borrower rate/APR: 16.94% / 20.65% Final monthly payment: $35.62
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.86%  
Lender servicing fee: 1.00% Estimated return: 9.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1969 Debt/Income ratio: 35%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 7 / 7Length of status:9y 5m
Credit score: 660-679 (Mar-2010) Total credit lines: 32 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $14,908Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 101%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 6    
Screen name: Budstroud Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,800.00< mo. late: 0 ( 0% )  
660-679 (Sep-2009)
640-659 (Jun-2008)
 
Principal balance: $920.13 1+ mo. late: 0 ( 0% )
Total payments billed: 20  
Description
Travel Expense
Purpose of loan:
This loan will be used to?Finance travel expense for new?flooring product line,which will require larger geographic coverage.?

My financial situation:
I am a good candidate for this loan because?I am commission sales agent and business?is improving.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi. Can you clarify: You work for a company as a full time employee, but you have to pay for your own travel in your effort to sell their product? I am not familiar with the traveling sales industry. Thank you - CA_Lender
A: I represent 1 company as an independent commission sales rep and I am responsible for my own expenses. (Apr-03-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Unitas4302$250.00$250.003/30/2010 7:42:32 AM
twjh$25.00$25.004/1/2010 6:08:05 AM
amor1962$25.00$25.004/2/2010 5:43:03 PM
gunderstone$25.00$25.004/3/2010 10:32:47 AM
steady-dime$25.00$25.004/3/2010 7:08:49 AM
Aberdeen$350.00$350.003/30/2010 7:48:19 AM
ptjg$50.00$50.003/30/2010 9:53:04 PM
MStackIV$37.02$37.023/31/2010 7:28:53 AM
enthusiastic-balance5$100.00$100.003/31/2010 8:01:18 AM
bizguy1982$25.00$25.003/31/2010 2:29:22 PM
jsnryn$25.00$25.004/2/2010 4:16:59 PM
Little_Tuna_College_Fund$50.00$12.954/2/2010 5:26:35 PM
motivator72$25.00$25.004/2/2010 9:30:28 PM
Xarach$25.03$25.034/3/2010 10:21:08 AM
14 bids
 
Borrower Payment Dependent Notes Series 452216
This series of Notes was issued and sold upon the funding of the borrower loan #41604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-29-2010 
  Auction end date:  Mar-30-2010 
 
Starting lender yield: 30.22% Starting borrower rate/APR: 31.22% / 33.62% Starting monthly payment: $215.61
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $204.80
 
Auction yield range: 11.04% - 30.22% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1998 Debt/Income ratio: 18%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 22 / 20Length of status:9y 4m
Credit score: 680-699 (Mar-2010) Total credit lines: 38 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $19,451Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 63%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: trade-banshee8 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
buying a new a secondary home
Purpose of loan:
This loan will be used to? buy a short sale home

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 3000.00

Monthly expenses: $
??Housing: $ 500.00
??Insurance: $ 0.00
??Car expenses: $ 0.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 50.00
??Food, entertainment $200.00
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $ 500.00
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
seisen$50.00$50.003/29/2010 3:53:22 PM
wampum-chorus3$25.00$25.003/29/2010 3:55:25 PM
autonomous-truth$25.00$25.003/29/2010 3:53:03 PM
KrazyCelticKid$50.00$50.003/29/2010 3:53:23 PM
merriewold$25.00$25.003/29/2010 3:53:34 PM
Kaj$25.00$25.003/29/2010 3:52:55 PM
Jonb6919$25.00$25.003/29/2010 3:53:28 PM
rks125$25.00$25.003/29/2010 3:58:40 PM
BlindJoeDeath$25.00$25.003/29/2010 3:58:43 PM
heatherwood$50.00$50.003/29/2010 3:58:51 PM
lovelongandprosper$37.87$37.873/29/2010 3:55:27 PM
beezling$33.88$33.883/29/2010 3:55:33 PM
yeti888$25.00$25.003/29/2010 3:55:40 PM
Craig_B$25.00$25.003/29/2010 4:00:07 PM
delivery$25.00$25.003/29/2010 4:01:01 PM
kmr2$200.00$200.003/29/2010 3:58:29 PM
elevated-platinum5$25.00$25.003/29/2010 4:01:54 PM
bountiful-bazaar$25.00$25.003/29/2010 3:58:53 PM
head$25.00$25.003/29/2010 3:59:10 PM
skuba$25.00$25.003/29/2010 4:02:21 PM
nourishing-interest0$25.00$25.003/29/2010 3:58:34 PM
tremendous-integrity$25.00$25.003/29/2010 3:58:41 PM
zorg77$25.00$25.003/29/2010 4:00:26 PM
Streetfighter$25.00$25.003/29/2010 4:04:14 PM
InChicago$25.00$25.003/29/2010 4:01:21 PM
shrewd-peace7$25.00$25.003/29/2010 4:01:29 PM
secobarbital$25.00$25.003/29/2010 4:01:42 PM
hope-equation$50.00$50.003/29/2010 4:01:44 PM
sympathetic-asset$25.00$25.003/29/2010 4:02:04 PM
listing-trapper3$50.00$50.003/29/2010 4:02:28 PM
irrelevant$25.00$25.003/29/2010 4:05:37 PM
bnlforever$25.00$25.003/29/2010 4:05:42 PM
visionary-currency$50.00$50.003/29/2010 4:05:56 PM
greatwhiteninja$25.00$25.003/29/2010 4:06:01 PM
Supernick$25.00$25.003/29/2010 4:01:22 PM
schlepper$25.00$25.003/29/2010 4:06:15 PM
momoney2lend$25.00$25.003/29/2010 4:01:26 PM
Peterman$25.00$25.003/29/2010 4:03:35 PM
CarDealer3070$30.00$30.003/29/2010 4:02:02 PM
asset-professor$35.00$35.003/29/2010 4:02:16 PM
deegeeman$50.00$50.003/29/2010 4:02:23 PM
red-favorable-basis$25.00$25.003/29/2010 4:02:32 PM
magnolia161$25.00$25.003/29/2010 4:04:03 PM
natural-greenback6$25.00$25.003/29/2010 4:05:11 PM
HHP$25.00$25.003/29/2010 4:05:16 PM
cashonhand$25.00$25.003/29/2010 4:06:07 PM
intelligent-yield$25.00$25.003/29/2010 4:06:12 PM
integrity-doctor$50.00$50.003/29/2010 4:04:18 PM
Interstate_Rate$54.78$54.783/29/2010 4:06:26 PM
joee$25.00$25.003/29/2010 4:06:45 PM
WHEREISTHEMOON$25.00$25.003/29/2010 4:07:06 PM
desertoasis$25.00$25.003/29/2010 4:05:09 PM
oldmora$50.00$50.003/29/2010 4:10:31 PM
steely_dan34$25.00$25.003/29/2010 4:05:53 PM
Judolu$25.00$25.003/29/2010 4:11:27 PM
SBT$50.00$50.003/29/2010 4:06:22 PM
thrifty-funds1$25.00$25.003/29/2010 4:06:31 PM
caNative$25.00$25.003/29/2010 4:08:25 PM
zone6$100.00$100.003/29/2010 4:06:37 PM
repcool$25.00$25.003/29/2010 4:12:10 PM
Floridagirl$25.00$25.003/29/2010 4:07:43 PM
LuvToLend$25.00$25.003/29/2010 4:13:15 PM
reward-adventure$30.00$30.003/29/2010 4:09:47 PM
AFairDeal$25.00$25.003/29/2010 4:10:16 PM
treasure-bliss$51.68$51.683/29/2010 4:11:48 PM
kid8549$25.00$25.003/29/2010 4:12:31 PM
EnigmaNYC-29$25.00$25.003/29/2010 4:12:37 PM
traveler50$25.00$25.003/29/2010 4:10:17 PM
kc8fot$25.00$25.003/29/2010 4:10:32 PM
Sateesh$29.51$29.513/29/2010 4:10:37 PM
awm$25.00$25.003/29/2010 4:10:44 PM
salala$25.00$25.003/29/2010 4:11:23 PM
commerce-handshake$25.00$25.003/29/2010 4:13:38 PM
fattygordon$25.00$25.003/29/2010 4:14:02 PM
principal-kung-fu$25.00$25.003/29/2010 4:14:29 PM
cgkid$25.00$25.003/29/2010 4:15:04 PM
Buffer10$75.26$75.263/29/2010 4:13:11 PM
kennyinminny$25.00$25.003/29/2010 4:15:29 PM
mercuriant$25.00$25.003/29/2010 4:21:02 PM
dollardave$100.00$100.003/30/2010 9:38:37 AM
investment-tempo$25.00$25.003/29/2010 3:53:25 PM
Nerdster1$25.00$25.003/29/2010 3:54:02 PM
AF-Chief$28.00$28.003/29/2010 3:52:57 PM
fareast_man$25.00$25.003/29/2010 3:53:26 PM
successful-euro$30.00$30.003/29/2010 3:52:59 PM
leodaguy$25.00$25.003/29/2010 3:53:19 PM
Helenska11$25.00$25.003/29/2010 3:53:35 PM
rvfbroker$25.00$25.003/29/2010 3:58:02 PM
srgriff$25.00$25.003/29/2010 3:55:23 PM
inspiring-reward$150.00$150.003/29/2010 3:55:28 PM
upright-revenue7$50.00$50.003/29/2010 3:54:19 PM
orange-courageous-dedication$30.00$30.003/29/2010 3:58:46 PM
chicagoman$25.00$25.003/29/2010 3:58:49 PM
kmavm$25.00$25.003/29/2010 4:00:33 PM
nerdfactor$25.00$25.003/29/2010 3:58:39 PM
Zolton$200.00$200.003/29/2010 4:01:51 PM
life-is-great$25.00$25.003/29/2010 3:58:49 PM
ukstevenhawaii$50.00$50.003/29/2010 4:02:10 PM
purdue98$25.00$25.003/29/2010 3:58:30 PM
shrewd-deal$25.00$25.003/29/2010 4:00:29 PM
rooosta$25.00$25.003/29/2010 4:04:09 PM
martinnc$25.00$25.003/29/2010 4:04:12 PM
unforgettable-order9$25.00$25.003/29/2010 4:04:17 PM
red_spade$26.00$26.003/29/2010 4:04:22 PM
Cai8899$30.00$30.003/29/2010 4:01:42 PM
burrito6$25.00$25.003/29/2010 4:05:13 PM
rhin0cerx$50.00$50.003/29/2010 4:02:15 PM
nowits10$25.00$25.003/29/2010 4:01:02 PM
harmonious-revenue7$25.00$25.003/29/2010 4:05:48 PM
tshurts$25.00$25.003/29/2010 4:05:50 PM
shiny-dollar9$25.00$25.003/29/2010 4:06:23 PM
personal-lender$25.00$25.003/29/2010 4:01:49 PM
theprince$25.00$25.003/29/2010 4:06:28 PM
greenwell$25.00$25.003/29/2010 4:02:20 PM
Rattlehead$25.00$25.003/29/2010 4:02:33 PM
Havana21$50.00$50.003/29/2010 4:05:38 PM
jml3482$25.00$25.003/29/2010 4:06:29 PM
klinebarger$25.00$25.003/29/2010 4:07:03 PM
chakra$25.00$25.003/29/2010 4:07:16 PM
brother_tam$50.00$50.003/29/2010 4:05:06 PM
nrowland$25.00$25.003/29/2010 4:10:15 PM
wifibank$25.00$25.003/29/2010 4:10:33 PM
supreme-hope$25.00$25.003/29/2010 4:05:32 PM
cashhelp$25.00$25.003/29/2010 4:10:42 PM
gulch$25.00$25.003/29/2010 4:05:43 PM
first-upright-payout$25.00$25.003/29/2010 4:05:45 PM
LoisLoan$25.00$25.003/29/2010 4:05:47 PM
Shepherd7$30.00$30.003/29/2010 4:06:05 PM
asiaratt$100.00$100.003/29/2010 4:06:09 PM
kmfreymi$25.00$25.003/29/2010 4:06:11 PM
srfb973$35.00$35.003/29/2010 4:08:10 PM
lostviajero$25.00$25.003/29/2010 4:11:30 PM
exact-loan5$30.00$30.003/29/2010 4:06:34 PM
kurg$25.00$25.003/29/2010 4:07:02 PM
xyzlmno$25.00$25.003/29/2010 4:13:06 PM
Madpets$25.00$25.003/29/2010 4:13:13 PM
trustu$25.00$25.003/29/2010 4:13:47 PM
DLock99$25.00$25.003/29/2010 4:10:11 PM
return-eclipse0$25.00$25.003/29/2010 4:08:21 PM
mmqc$25.00$25.003/29/2010 4:12:02 PM
currency-sergeant$25.00$25.003/29/2010 4:12:33 PM
aasx1108$25.00$8.023/29/2010 4:15:45 PM
Adam_00$25.00$25.003/29/2010 4:11:25 PM
108lender$75.00$75.003/29/2010 4:13:33 PM
steves73$25.00$25.003/29/2010 4:14:25 PM
Whipster$25.00$25.003/29/2010 4:18:20 PM
enchanted-note$50.00$50.003/30/2010 2:01:50 AM
147 bids
 
Borrower Payment Dependent Notes Series 450155
This series of Notes was issued and sold upon the funding of the borrower loan #41616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Mar-29-2010 
  Auction end date:  Mar-31-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $226.18
Final lender yield: 33.30% Final borrower rate/APR: 34.30% / 36.74% Final monthly payment: $224.20
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.54%  
Lender servicing fee: 1.00% Estimated return: 17.76%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2005 Debt/Income ratio: 24%
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 10Length of status:0y 7m
Credit score: 680-699 (Mar-2010) Total credit lines: 13 Occupation: Other
Now delinquent: 0 Revolving credit balance: $1,287Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 64%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: thoughtful-worth Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Relocation to New York City
Purpose of loan:
I am looking to move to New York City to pursue my career dream. I graduated the University of Central Florida in August of 2009 with a?BA in Advertising and?Public Relations. The major headquarters for Advertising is in Manhattan, and over 90% of the top advertising agencies are located there.?I currently work in Advertising in Orlando, FL but?the?industry here is?small and I want something more.

Unfortunately, I don't have the money it takes to make the move.?I would like this loan to help make my dream come true and to get me into the mecca of the Advertising world.

My financial situation:
I am a good candidate for this loan because I'm really great at budgeting. I always know how much I have in the bank, and how much I can afford to spend. I am very responsible with money, I just wish I had more of it. I currently have a full-time job that pays the bills, but it's not enough to save with.

Monthly net income: $ 1600

Current monthly expenses: $ 1060
??Housing: $475
??Insurance: $60
??Car expenses: $120
??Utilities: $75
??Phone, cable, internet: $0
??Food, entertainment: $60 (I try not to go out too often)
??Clothing, household expenses $20 (I rarely go shopping because I can't justify the spending)
??Credit cards and other loans: $250 (I?recently started paying back my college loans which are $200 a month plus $50 in credit cards)
***All of these expenses will change once I move. I will no longer have car expenses or insurance because I will not bring my car with me. I will have a different rent and utilities amount.

Breakdown of Moving Expenses: $3989
? Apartment: $3000 (Most places require first and last month's rent plus a security deposit)
? Flight: $300 (Ticket is about $250 plus two checked bags - I will not move all of my things until I'm settled with a job)
? Metrocard for first month: $89
? Food for first month: $100
? Furniture for apartment: $300
??Misc Expenses for buying new things for new?apartment: $200

I am a planner and I think ahead, so to avoid running out of money when I desperately need it, I've added a little cushion. I will expend $4000, but I added an extra $1000 in case I don't get a job right away. However, I have already interviewed at one agency and have another interview set up so I think a job offer will be extended shortly.

Thank you so much for your generosity and for helping me pursue my future.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.003/29/2010 3:49:37 PM
HenryS$30.78$30.783/29/2010 3:51:12 PM
forthright-dedication$25.00$25.003/29/2010 3:54:26 PM
inspiring-reward$150.00$150.003/29/2010 3:54:31 PM
lucrative-transparency0$25.00$25.003/29/2010 3:54:35 PM
beyondmanagement$25.00$25.003/29/2010 3:54:38 PM
RMB-Investments$25.00$25.003/29/2010 3:54:42 PM
Cash_Angel$25.00$25.003/29/2010 3:54:56 PM
inqbus$25.00$25.003/29/2010 3:52:06 PM
Diamond_Jim$25.00$25.003/29/2010 3:54:23 PM
LuvToLend$25.00$25.003/29/2010 3:54:29 PM
martinnc$25.00$25.003/29/2010 3:54:47 PM
phredd$25.00$25.003/29/2010 3:54:54 PM
handy-justice$50.00$50.003/29/2010 3:54:28 PM
IIP77$25.00$25.003/29/2010 3:54:34 PM
autonomous-truth$75.00$75.003/29/2010 3:54:52 PM
nowits10$25.00$25.003/29/2010 3:54:58 PM
Redmond$25.00$25.003/29/2010 3:58:27 PM
Nerdster1$25.00$25.003/29/2010 4:07:41 PM
reward-adventure$25.00$25.003/29/2010 4:09:50 PM
792FICO$25.00$25.003/29/2010 4:08:35 PM
108lender$75.00$75.003/29/2010 4:13:35 PM
a-silver-booster$30.00$30.003/29/2010 4:10:30 PM
slobberjob$25.00$25.003/29/2010 4:14:21 PM
cloud8$25.00$25.003/29/2010 4:36:29 PM
KandKLegacyInvestments$25.00$25.003/29/2010 4:20:52 PM
helping-out$35.00$35.003/29/2010 4:35:37 PM
brightest-income-hunter$25.00$25.003/29/2010 6:28:49 PM
chato2345$100.00$100.003/29/2010 4:40:50 PM
tuneman1980$25.00$25.003/29/2010 6:28:54 PM
faldska$25.00$25.003/29/2010 10:43:14 PM
hard-working-loot$25.00$25.003/29/2010 11:32:52 PM
anton$25.00$25.003/30/2010 7:24:49 AM
DeltaComputerGuy$25.00$25.003/30/2010 10:45:12 AM
gustavzantanon$25.00$25.003/30/2010 10:45:14 AM
bold-principal-thinker$25.00$25.003/30/2010 12:13:59 PM
lisyuan$25.00$25.003/30/2010 3:55:12 PM
justonejake$25.00$25.003/30/2010 3:55:16 PM
virujava$25.00$25.003/30/2010 3:55:19 PM
transaction-eclipse$25.00$25.003/30/2010 3:55:24 PM
treasure-network$25.00$25.003/30/2010 3:55:39 PM
derec$25.00$25.003/30/2010 3:55:43 PM
christifa$25.00$25.003/30/2010 3:55:50 PM
zone8$69.39$69.393/30/2010 3:56:03 PM
regooks$25.00$25.003/30/2010 3:56:09 PM
jwm$25.00$25.003/30/2010 2:19:04 PM
five-star-note$50.00$50.003/30/2010 4:06:22 PM
azncurls82$50.00$50.003/30/2010 3:55:14 PM
Eric15378$25.00$25.003/30/2010 3:55:21 PM
wampum-proton$25.00$25.003/30/2010 3:55:30 PM
AlexTrep$25.00$25.003/30/2010 3:55:38 PM
falcon88dp$25.00$25.003/30/2010 3:55:45 PM
galtsgulch$25.00$25.003/30/2010 3:55:16 PM
shrewd-peace7$25.00$25.003/30/2010 3:56:01 PM
scottr$25.00$25.003/30/2010 3:55:23 PM
EastofEden$25.00$25.003/30/2010 3:56:06 PM
kubien$25.00$25.003/30/2010 3:56:32 PM
js44043$25.00$25.003/30/2010 3:55:38 PM
ValyaLibra01$25.00$25.003/30/2010 3:55:48 PM
rock-turner$87.19$87.193/30/2010 3:56:41 PM
streak269$25.00$25.003/30/2010 3:56:00 PM
famous-bill$50.00$50.003/30/2010 3:56:10 PM
lostviajero$25.00$25.003/30/2010 3:56:17 PM
BlindJoeDeath$25.00$25.003/30/2010 3:56:48 PM
cashhelp$25.00$25.003/30/2010 4:09:11 PM
order-boomerang$25.00$25.003/30/2010 4:18:44 PM
xfbpl$25.00$25.003/30/2010 4:50:47 PM
Evolver$100.00$100.003/30/2010 4:54:48 PM
littlemslittle$25.00$25.003/30/2010 10:17:50 PM
BankofBen$25.00$25.003/30/2010 6:42:51 PM
CROBRUN$25.00$25.003/31/2010 7:58:33 AM
jldallover$25.00$25.003/31/2010 7:58:46 AM
graceful-investment$25.00$25.003/31/2010 7:58:39 AM
Jrbgood$50.00$50.003/31/2010 8:24:16 AM
reflective-rupee$25.00$25.003/31/2010 8:28:25 AM
agent86a$25.00$25.003/31/2010 10:33:15 AM
zone6$64.06$64.063/29/2010 3:54:23 PM
kind-efficient-credit$25.00$25.003/29/2010 3:54:29 PM
burrito6$25.00$25.003/29/2010 3:54:32 PM
skuba$25.00$25.003/29/2010 3:54:37 PM
nanda$25.00$25.003/29/2010 3:54:40 PM
Caerus$25.00$25.003/29/2010 3:54:46 PM
nybanker85$70.00$70.003/29/2010 3:54:53 PM
ah-long$25.00$25.003/29/2010 3:54:59 PM
Turtlebear44$25.00$25.003/29/2010 3:55:34 PM
kellydawn$25.00$25.003/29/2010 3:54:27 PM
PRGuyinVA$25.00$25.003/29/2010 3:54:33 PM
drstumpster$25.00$25.003/29/2010 3:54:43 PM
barefootpaul$25.00$25.003/29/2010 3:54:57 PM
indomitable-dedication$25.00$25.003/29/2010 3:54:25 PM
deal-hickory5$25.00$25.003/29/2010 3:54:30 PM
ChristopherS$25.00$25.003/29/2010 3:54:44 PM
djc314$25.00$25.003/29/2010 3:54:51 PM
nivletJP$25.00$25.003/29/2010 3:54:55 PM
WalnutCreekguy$25.00$25.003/29/2010 3:58:16 PM
terrific-fund5$25.00$25.003/29/2010 4:07:57 PM
friendly-worth3$25.00$25.003/29/2010 4:08:18 PM
WHEREISTHEMOON$25.00$25.003/29/2010 4:07:15 PM
WorldlyWorker$25.00$25.003/29/2010 4:18:06 PM
upright-revenue7$25.00$25.003/29/2010 4:16:21 PM
lacolo$25.00$25.003/29/2010 4:19:30 PM
Speculator$100.00$100.003/29/2010 4:36:44 PM
lucrative-loan$100.00$100.003/29/2010 4:36:04 PM
flexible-value$25.00$25.003/29/2010 5:04:31 PM
FinDoc$25.00$25.003/29/2010 4:38:17 PM
bignic$25.00$25.003/29/2010 5:58:46 PM
MelanieSt$25.00$25.003/29/2010 8:50:08 PM
direct-yield$25.00$25.003/29/2010 9:18:20 PM
MM1207$25.00$25.003/29/2010 5:58:47 PM
time4aloan$25.00$25.003/30/2010 7:25:31 AM
mmmm1982$25.00$25.003/30/2010 7:28:09 AM
r0b3m4n$25.00$25.003/30/2010 2:08:06 AM
glimmering-point$25.00$25.003/30/2010 3:38:20 AM
selfmademan$25.00$25.003/30/2010 7:24:48 AM
charming-point$300.00$300.003/30/2010 3:15:29 PM
mchiura$25.00$25.003/30/2010 12:42:52 PM
well-mannered-income3$25.00$25.003/30/2010 3:27:00 PM
TribecaFunding$25.00$25.003/30/2010 3:55:05 PM
trimwork99$25.00$25.003/30/2010 3:55:10 PM
modemco$25.00$25.003/30/2010 3:55:15 PM
contract-nebula$25.00$25.003/30/2010 3:55:18 PM
entertaining-greenback2$25.00$25.003/30/2010 3:55:22 PM
imlosttoo$25.00$25.003/30/2010 3:55:27 PM
Schmendrick$25.00$25.003/30/2010 3:55:36 PM
Georgetastic$25.00$25.003/30/2010 3:55:42 PM
gimincorp$25.00$25.003/30/2010 3:55:47 PM
MonkeyB$25.00$25.003/30/2010 3:55:59 PM
Panitza$62.00$62.003/30/2010 3:56:05 PM
Wilvara$25.00$25.003/30/2010 3:56:31 PM
note-tent$25.00$25.003/30/2010 3:56:49 PM
kindness-percolator5$25.00$25.003/30/2010 4:19:02 PM
Orringo$50.00$50.003/30/2010 3:19:58 PM
mizount$25.00$25.003/30/2010 3:55:17 PM
silverloan$25.00$25.003/30/2010 3:55:26 PM
mrscenicroute$25.00$25.003/30/2010 3:55:35 PM
theprince$25.00$25.003/30/2010 3:55:41 PM
ingenious-deal6$25.00$25.003/30/2010 3:55:46 PM
boybutter$25.00$25.003/30/2010 3:55:13 PM
nbhz60a$25.00$25.003/30/2010 3:55:58 PM
no-u-turn$25.00$25.003/30/2010 3:55:20 PM
TowerBusiness$25.00$25.003/30/2010 3:56:02 PM
simplybarg$25.00$25.003/30/2010 3:55:34 PM
djh47a$25.00$25.003/30/2010 3:55:44 PM
alextvilla$25.00$25.003/30/2010 4:55:15 PM
Ronnieboy888$25.00$25.003/30/2010 10:16:24 PM
WMY-Investor$25.00$25.003/31/2010 7:58:41 AM
niceville80$25.00$25.003/31/2010 7:58:36 AM
FEWDollars$25.00$25.003/31/2010 7:58:43 AM
Raven39$25.00$25.003/31/2010 7:58:35 AM
SongBirdProphecy$25.00$25.003/31/2010 7:58:40 AM
swordfish42$25.00$1.583/31/2010 7:58:51 AM
wealth-pal3$25.00$25.003/31/2010 9:37:21 AM
Marfloogan$25.00$25.003/31/2010 5:59:37 PM
153 bids
 
Borrower Payment Dependent Notes Series 451171
This series of Notes was issued and sold upon the funding of the borrower loan #41689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Mar-19-2010 
  Auction end date:  Mar-26-2010 
 
Starting lender yield: 6.13% Starting borrower rate/APR: 7.13% / 7.47% Starting monthly payment: $30.94
Final lender yield: 5.88% Final borrower rate/APR: 6.88% / 7.22% Final monthly payment: $30.82
 
Auction yield range: 3.04% - 6.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.28%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-2003 Debt/Income ratio: 12%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:3y 6m
Credit score: 760-779 (Mar-2010) Total credit lines: 13 Occupation: Student - College J...
Now delinquent: 0 Revolving credit balance: $6,734Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 19%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: order-wizard Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to borrow at lower interest
Purpose of loan:
This loan will be used to? consolidate my credit card debt to a lower interest, and for me to pay the interest to someone other than the big banks.

My financial situation:
I am a good candidate for this loan because? I own a condo, I'm a veteran, and never had a late payment...ever!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jwood3030$35.00$35.003/19/2010 4:01:27 PM
selector568$250.00$250.003/20/2010 10:37:19 AM
JDLanier$25.00$25.003/20/2010 12:34:16 PM
RandyL3$33.00$33.003/21/2010 6:37:26 AM
wise-cash-keeper$50.00$50.003/22/2010 11:48:57 AM
daveseansworld$102.63$8.313/23/2010 4:02:06 PM
JCPlending$25.00$25.003/23/2010 8:13:07 PM
dano1965$25.00$25.003/24/2010 5:51:38 AM
rome1426$25.69$25.693/24/2010 10:11:48 AM
debt-legend$25.00$25.003/24/2010 5:35:23 PM
mobius_titan$25.00$25.003/24/2010 6:58:38 PM
FundMaker$25.00$25.003/25/2010 4:05:51 PM
generous-deal6$50.00$50.003/26/2010 1:23:49 AM
AsianDragon$50.00$50.003/26/2010 9:40:55 AM
ideal-coin$100.00$100.003/26/2010 12:10:41 PM
GoGators01$25.00$25.003/26/2010 1:28:18 PM
surfsider123$25.00$25.003/22/2010 12:03:55 PM
Firescreek$25.00$25.003/23/2010 8:04:31 AM
eg192$48.00$48.003/23/2010 1:04:04 PM
GoGators01$25.00$25.003/23/2010 9:03:53 PM
ChristopherHS$25.00$25.003/25/2010 4:30:49 PM
improvman$25.00$25.003/25/2010 7:23:42 PM
wild-orange$25.00$25.003/26/2010 1:37:23 PM
wwwUniversal$25.00$25.003/26/2010 3:25:24 PM
24 bids
 
Borrower Payment Dependent Notes Series 451525
This series of Notes was issued and sold upon the funding of the borrower loan #41698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-23-2010 
  Auction end date:  Mar-30-2010 
 
Starting lender yield: 9.38% Starting borrower rate/APR: 10.38% / 12.49% Starting monthly payment: $324.46
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $323.61
 
Auction yield range: 4.04% - 9.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-2000 Debt/Income ratio: 17%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 6Length of status:4y 9m
Credit score: 780-799 (Mar-2010) Total credit lines: 19 Occupation: Other
Now delinquent: 0 Revolving credit balance: $5,724Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 35%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: camaraderi-duckling Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to?? Consolidate my credit cards at a low, fixed rate. I used to have attractive interest rates on these cards, but when the banks seized up, they raised interest rates and lowered credit limits indiscriminately. I have not been late with any payments.




My financial situation:
I am a good candidate for this loan because? I pay my bills on time and have a steady job in a good field.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$27.00$27.003/23/2010 3:49:41 PM
inspired-contract9$25.00$25.003/23/2010 3:54:15 PM
successful-euro$50.00$50.003/23/2010 3:54:53 PM
HHP$25.00$25.003/23/2010 3:57:09 PM
torion$25.00$25.003/23/2010 3:53:02 PM
personal-lender$25.00$25.003/23/2010 3:53:42 PM
responsible-investment0$50.00$50.003/23/2010 4:01:34 PM
CarDealer3070$25.00$25.003/23/2010 4:02:08 PM
studious-bonus7$50.00$50.003/23/2010 3:57:56 PM
selector568$74.33$74.333/23/2010 4:03:20 PM
egw$25.00$25.003/23/2010 3:59:25 PM
responsibility-mulberry$25.00$25.003/23/2010 3:59:50 PM
goodbob$25.00$25.003/23/2010 4:04:09 PM
Havana21$50.00$50.003/23/2010 4:04:27 PM
chicco$56.00$56.003/23/2010 4:01:08 PM
Panna$25.00$25.003/23/2010 4:05:17 PM
blackberry9$25.00$25.003/23/2010 4:05:42 PM
asset-professor$75.00$75.003/23/2010 4:02:13 PM
bigdogsafety1$25.00$25.003/23/2010 4:37:28 PM
maintenanceboss$25.00$25.003/23/2010 4:05:00 PM
rhightower003$25.00$25.003/23/2010 4:05:12 PM
j2ee$25.00$25.003/23/2010 5:37:17 PM
tallmon$25.00$25.003/23/2010 7:34:58 PM
orange-preeminant-bill$100.00$100.003/23/2010 6:07:45 PM
diversification-medalist$25.00$25.003/23/2010 11:38:42 PM
important-ore$50.00$50.003/24/2010 12:35:26 AM
rate-fluffy-bunny$25.00$25.003/24/2010 4:49:03 AM
cathexis$73.89$73.893/24/2010 12:35:12 AM
supreme-hope$25.00$25.003/24/2010 12:35:15 AM
MissionMicroFinance$25.00$25.003/24/2010 5:38:03 AM
Eric15378$59.21$59.213/24/2010 8:25:24 AM
FairbairnSG$25.00$25.003/24/2010 9:02:56 AM
bowdish1$50.78$50.783/24/2010 10:07:51 AM
market-solstice2$25.00$25.003/24/2010 10:47:39 AM
the-money-gargantuan$25.00$25.003/24/2010 10:51:30 AM
awm$25.00$25.003/24/2010 10:52:55 AM
gecko68$25.00$25.003/24/2010 10:53:01 AM
debt-system880$25.00$25.003/24/2010 10:53:28 AM
jstnow$25.00$25.003/24/2010 10:53:52 AM
integrity-broker$25.00$25.003/24/2010 11:02:32 AM
happy-asset$25.00$25.003/24/2010 11:02:49 AM
sumac5$150.00$150.003/24/2010 11:04:20 AM
gulch$25.00$25.003/24/2010 11:05:07 AM
pawnshopman$25.00$25.003/24/2010 11:05:09 AM
SanCarlos$100.00$100.003/24/2010 11:09:31 AM
wacko82$25.00$25.003/24/2010 11:10:57 AM
incbx$25.00$25.003/24/2010 11:11:22 AM
kmr2$69.88$69.883/24/2010 11:13:02 AM
funds-enlightenment4$25.00$25.003/24/2010 11:02:00 AM
Speculator$100.00$100.003/24/2010 11:13:13 AM
Microfinancer$25.00$25.003/24/2010 11:13:23 AM
red-undaunted-kindness$100.00$100.003/24/2010 11:12:35 AM
bxdoc$26.82$26.823/24/2010 11:02:23 AM
credit-kahuna$71.25$71.253/24/2010 11:13:30 AM
kbodendorf$25.00$25.003/24/2010 11:12:49 AM
tranquil-diversification8$25.00$25.003/24/2010 11:12:59 AM
averagefore$25.00$25.003/24/2010 11:02:29 AM
currency-shaker16$100.00$100.003/24/2010 11:13:48 AM
Aimvest$25.00$25.003/24/2010 11:13:03 AM
bold-durability-drum$25.00$25.003/24/2010 11:13:24 AM
figs4u2$100.00$100.003/24/2010 11:02:54 AM
BuffetRocks$50.00$50.003/24/2010 11:13:32 AM
unforgettable-order9$100.00$100.003/24/2010 11:15:28 AM
rapid-credit428$25.00$25.003/24/2010 11:15:31 AM
tenacious-compassion9$25.00$25.003/24/2010 11:15:34 AM
Musicman1950$25.00$25.003/24/2010 11:05:38 AM
oldguybiker$25.00$25.003/24/2010 11:17:31 AM
Cheburashka$25.00$25.003/24/2010 11:16:56 AM
RandyL3$33.00$33.003/24/2010 11:22:46 AM
jdrez$25.00$25.003/24/2010 11:12:36 AM
luckyldy$35.00$35.003/24/2010 11:12:50 AM
BlindJoeDeath$25.00$25.003/24/2010 11:13:01 AM
wise-handy-finance$25.00$25.003/24/2010 11:13:18 AM
BeemerRider$25.00$25.003/24/2010 11:22:21 AM
gain-boomerang5$25.00$25.003/24/2010 11:47:42 AM
wise-careful-greenback$25.00$25.003/24/2010 11:48:36 AM
worth-arch$25.00$25.003/24/2010 11:49:12 AM
rescue$250.00$250.003/24/2010 11:14:55 AM
roman2008$25.00$25.003/24/2010 11:51:02 AM
santafe1$25.00$25.003/24/2010 11:51:07 AM
rellotsf$25.00$25.003/24/2010 11:47:31 AM
crmoir$25.00$25.003/24/2010 11:47:36 AM
cash-merry-maker$25.00$25.003/24/2010 11:52:45 AM
bchen78875$25.00$25.003/24/2010 11:15:44 AM
currency-accomplishment$25.00$25.003/24/2010 11:47:47 AM
dschless$50.00$50.003/24/2010 11:48:05 AM
safe-finance$25.00$25.003/24/2010 11:53:16 AM
CanArkRoamNu$25.00$25.003/24/2010 11:48:44 AM
LALO79$25.00$25.003/24/2010 11:49:07 AM
djh47a$25.00$25.003/24/2010 11:53:49 AM
LibertyCPA$25.00$25.003/24/2010 11:53:54 AM
Robyn5722$25.00$25.003/24/2010 11:49:40 AM
Archchancellor$25.00$25.003/24/2010 11:54:03 AM
Agustin$35.00$35.003/24/2010 11:49:59 AM
berkeleyalum$25.00$25.003/24/2010 11:54:07 AM
Edwin_Rae$25.00$25.003/24/2010 11:50:10 AM
cwswdh$25.00$25.003/24/2010 11:55:39 AM
Katburg$35.00$35.003/24/2010 11:55:51 AM
Rivervale_Westwood$25.00$25.003/24/2010 11:18:18 AM
GlobalFan$25.00$25.003/24/2010 11:51:11 AM
Noseel$50.00$50.003/24/2010 11:55:57 AM
Reinadog9$25.00$25.003/24/2010 11:56:22 AM
THREE-POINTS-LENDING$25.00$25.003/24/2010 11:56:38 AM
wampum-chorus3$25.00$25.003/24/2010 11:51:55 AM
Lilred7879$50.00$50.003/24/2010 11:56:41 AM
aasx1108$25.00$25.003/24/2010 11:18:56 AM
Kulchar$50.00$50.003/24/2010 11:56:52 AM
piter-to-la-investment$25.00$25.003/24/2010 11:52:27 AM
Northsider$25.00$25.003/24/2010 11:52:54 AM
happy-return4$25.00$25.003/24/2010 11:53:05 AM
Banker7371$25.00$25.003/24/2010 11:58:20 AM
ccaxid57$25.00$25.003/24/2010 11:53:31 AM
Glovez2$30.00$30.003/24/2010 11:58:27 AM
knight3136$25.00$25.003/24/2010 11:53:36 AM
entertaining-greenback2$25.00$25.003/24/2010 11:58:33 AM
thehelpforum$25.00$25.003/24/2010 11:53:57 AM
runner262$25.00$25.003/24/2010 11:58:42 AM
LOWCOUNTRYLENDER$25.00$25.003/24/2010 11:54:16 AM
dma1206$25.00$25.003/24/2010 12:00:25 PM
GracieLuLu04$25.00$25.003/24/2010 11:55:29 AM
currency-zenith$50.00$50.003/24/2010 11:55:46 AM
helping-out$25.00$25.003/24/2010 12:01:40 PM
interest-exec9$25.00$25.003/24/2010 11:58:02 AM
whynormal$25.00$25.003/24/2010 11:58:09 AM
Tallac-Capital$25.00$25.003/24/2010 11:58:28 AM
mattpet$25.00$25.003/24/2010 11:58:35 AM
value-pole$25.00$25.003/24/2010 11:58:55 AM
flexible-return297$25.00$25.003/24/2010 11:59:02 AM
bklynborn424$25.00$25.003/24/2010 11:47:50 AM
leverage-holly$25.00$25.003/24/2010 12:01:54 PM
csarradio$25.00$25.003/24/2010 11:49:45 AM
bankofburt$25.00$25.003/24/2010 11:54:56 AM
stoopidnoodle$25.00$25.003/24/2010 11:55:36 AM
ajst1$25.00$25.003/24/2010 11:55:40 AM
talang$25.00$25.003/24/2010 11:56:47 AM
lovelongandprosper$31.68$31.683/24/2010 11:58:46 AM
fair_rates$25.00$25.003/25/2010 9:34:26 AM
aganippe$25.00$25.003/26/2010 6:07:14 AM
Kelor99$25.00$25.003/28/2010 9:50:45 AM
reliable-silver7$25.00$25.003/29/2010 6:42:24 AM
trade-elm$50.00$50.003/29/2010 11:11:42 AM
methodical-capital7$25.00$25.003/29/2010 11:48:29 AM
snowdem0n$25.00$25.003/29/2010 6:18:34 PM
mhotchan$100.00$100.003/29/2010 9:43:20 PM
Onlyhappycustomers$25.00$25.003/29/2010 5:59:51 PM
rate-hickory$25.00$25.003/30/2010 7:51:07 AM
jybank$25.00$25.003/30/2010 9:35:24 AM
yield-quest$100.00$100.003/30/2010 12:34:58 PM
SnakeV$25.00$25.003/30/2010 11:44:38 AM
drummerdad$25.00$25.003/30/2010 11:51:27 AM
fightinjoe$25.00$25.003/23/2010 3:54:09 PM
availableloan$25.00$25.003/23/2010 3:54:21 PM
Clambake$50.00$50.003/23/2010 3:52:54 PM
integrity-doctor$50.00$50.003/23/2010 3:54:59 PM
bonus-adventure3$25.00$25.003/23/2010 3:54:25 PM
Avala$50.00$50.003/23/2010 3:53:14 PM
delicious-social132$25.00$25.003/23/2010 3:53:47 PM
chestnut4$25.00$25.003/23/2010 3:55:54 PM
HedgeFund$40.00$40.003/23/2010 3:56:14 PM
jwood3030$35.00$35.003/23/2010 3:55:44 PM
aurorafinancial$50.00$50.003/23/2010 3:58:59 PM
ddog0224$25.00$25.003/23/2010 3:56:31 PM
harmonious-revenue7$50.00$50.003/23/2010 4:00:13 PM
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hrubinst$25.00$25.003/23/2010 4:00:58 PM
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Marathoner$25.00$25.003/23/2010 4:05:47 PM
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r0b3m4n$25.00$25.003/23/2010 4:05:23 PM
CROBRUN$50.00$50.003/23/2010 4:58:41 PM
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Davidson2$50.00$50.003/23/2010 7:52:14 PM
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kindness-percolator5$25.00$25.003/24/2010 11:57:00 AM
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thesage$25.00$25.003/24/2010 11:54:57 AM
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martinnc$25.00$25.003/24/2010 11:55:58 AM
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nybanker85$25.00$25.003/24/2010 11:58:49 AM
dontscrewmeover1$50.00$50.003/24/2010 5:49:43 PM
Casper00$25.00$25.003/25/2010 1:33:54 PM
calbertrand$25.00$25.003/25/2010 9:31:49 PM
ferdberfel$45.66$45.663/26/2010 10:17:43 AM
twerns$40.00$40.003/27/2010 9:52:52 AM
the-profit-oracle$25.00$25.003/28/2010 9:00:19 PM
octoberfresh$25.00$25.003/29/2010 12:09:22 PM
Dollars4Rent$25.00$25.003/29/2010 5:44:04 PM
ScottFinance$25.00$25.003/30/2010 6:37:20 AM
broker558$25.00$25.003/30/2010 7:20:18 AM
Sven79$25.00$25.003/30/2010 1:23:02 AM
mitcha1$25.00$25.003/30/2010 6:32:06 AM
thrilling-nickel5$25.00$25.003/30/2010 4:26:32 AM
MSTCOURTJESTER$50.00$50.003/30/2010 4:39:43 AM
Montgomery-Burns$25.00$25.003/30/2010 10:44:44 AM
Schlawinzer$25.00$25.003/30/2010 11:45:13 AM
coup173$25.00$25.003/30/2010 11:48:39 AM
CashBank$25.00$25.003/30/2010 8:59:45 AM
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giantfan19$37.28$37.283/30/2010 2:26:22 PM
favorite-commerce$25.00$25.003/30/2010 2:41:32 PM
Grandmahoneybee$25.00$25.003/30/2010 3:31:20 PM
299 bids
 
Borrower Payment Dependent Notes Series 451689
This series of Notes was issued and sold upon the funding of the borrower loan #41610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-26-2010 
  Auction end date:  Apr-02-2010 
 
Starting lender yield: 11.00% Starting borrower rate/APR: 12.00% / 14.13% Starting monthly payment: $398.57
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $388.33
 
Auction yield range: 4.04% - 11.00% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2002 Debt/Income ratio: 20%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 15 / 12Length of status:7y 4m
Credit score: 720-739 (Mar-2010) Total credit lines: 31 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $21,379Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 35%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: leverage-reaction Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PayOff ridiculous rate credit cards
Purpose of loan:
This loan will be used to pay off my credit card debt (debt consolidation)

My financial situation:
I am a good candidate for this loan because, I have a regular and stable income. I have held down the same job for 8 years and I have extra income as well (which cannot be documented right now). My main problem is the Credit card companies jacking up the rates to 29.99% for NO reason. I have never been late on any payment ever. Me and my family do not overspend and live modestly. I just don't want to pay the credit card companies these exorbitant rates of interest and want to pay them off as quickly as I can.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: hi, can you please detail your monthly income and expenses? thanks - shrewd-income
A: My Salary: 4900 net Wife's Income 1500 net Expenses: 3877/mo Rent 1900 Car 407 Elec/water/Waste 110 Groceries 600 Entertainment 125 Internet 40 Gas(Car) 225 Cell Phone (both)120 Insurance 160 AAA, Costco, Car Registration 50 Misc. 125 CC Payments: 450/mo. This is what I am trying to reduce. 401K Contribution: 250/mo I also have 25K in my 401K, and about 5K in a regular cash savin (Mar-29-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$300.00$300.003/26/2010 4:19:19 PM
AF-Chief$27.00$27.003/26/2010 4:20:06 PM
Nerdster1$25.00$25.003/26/2010 4:21:59 PM
egw$25.00$25.003/26/2010 4:28:11 PM
Havana21$50.00$50.003/26/2010 4:29:02 PM
rhightower003$25.00$25.003/26/2010 4:29:11 PM
delicious-social132$25.00$25.003/26/2010 4:31:03 PM
HHP$25.00$25.003/26/2010 4:32:01 PM
availableloan$25.00$25.003/26/2010 4:28:04 PM
ahansen$25.00$25.003/26/2010 4:33:09 PM
CarDealer3070$25.00$25.003/26/2010 4:28:49 PM
cello1$25.00$25.003/26/2010 4:33:46 PM
economy-producer$25.00$25.003/26/2010 4:29:07 PM
chicco$56.00$56.003/26/2010 4:28:43 PM
auction-turbine4$25.00$25.003/26/2010 4:34:47 PM
desertoasis$25.00$25.003/26/2010 4:29:18 PM
personal-lender$25.00$25.003/26/2010 4:30:59 PM
jdnyc$25.00$25.003/26/2010 4:36:28 PM
KandKLegacyInvestments$25.00$25.003/26/2010 4:36:47 PM
jwood3030$35.00$35.003/26/2010 4:31:33 PM
tranquil-return4$25.00$25.003/26/2010 4:37:40 PM
windfall46$25.00$25.003/26/2010 4:32:43 PM
currency-sergeant$25.00$25.003/26/2010 4:34:12 PM
dinero-speaker$25.00$25.003/26/2010 4:34:29 PM
maldok1$25.00$25.003/26/2010 4:36:52 PM
mmmm1982$25.00$25.003/26/2010 4:38:05 PM
cfinley106$25.00$25.003/26/2010 5:49:30 PM
salala$25.00$25.003/26/2010 9:58:09 PM
asset-professor$75.00$75.003/27/2010 6:50:18 AM
best-listing-toro$25.00$25.003/27/2010 7:50:36 AM
JohnW12$25.00$25.003/27/2010 5:18:13 AM
bchen78875$25.00$25.003/27/2010 6:50:30 AM
KiwiElf$25.00$25.003/27/2010 6:50:43 AM
fightinjoe$25.00$25.003/27/2010 6:50:56 AM
PriceyEducation$25.00$25.003/27/2010 11:18:01 AM
CCC1$50.00$50.003/27/2010 12:47:56 PM
Messudieh$25.00$25.003/27/2010 9:28:19 AM
The_Donald$25.00$25.003/27/2010 10:12:50 AM
Supernick$25.00$25.003/28/2010 8:38:20 AM
orange-preeminant-bill$95.74$95.743/28/2010 8:55:43 AM
MissionMicroFinance$25.00$25.003/28/2010 8:44:25 AM
tranquil-openness1$50.00$50.003/28/2010 3:12:50 PM
ferdberfel$45.46$45.463/28/2010 3:23:59 PM
lend2end$25.00$25.003/28/2010 9:29:13 AM
dparkhom$25.00$25.003/28/2010 5:18:34 PM
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bullwink27$25.00$25.003/29/2010 5:18:14 AM
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steady-bazaar$25.00$25.003/29/2010 9:37:36 AM
supreme-hope$25.00$25.003/29/2010 8:58:05 AM
a-finance-nirvana$25.00$25.003/29/2010 8:58:25 AM
sophisticated-marketplace$25.00$25.003/29/2010 10:27:30 AM
billiam$50.00$50.003/29/2010 8:58:34 AM
mg6619$25.00$25.003/29/2010 8:58:41 AM
macjp123$25.00$25.003/29/2010 8:58:24 AM
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zymotico$25.00$25.003/29/2010 10:36:15 AM
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generous-commerce9$25.00$25.003/29/2010 9:34:34 AM
line6owner$25.00$25.003/29/2010 9:34:50 AM
inventive-wealth2$25.00$25.003/29/2010 9:35:15 AM
ticketman2$25.00$25.003/29/2010 9:35:43 AM
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Casper00$25.00$25.003/29/2010 11:14:32 AM
Bankman68$25.00$25.003/29/2010 10:09:15 AM
heavenly-repayment4$30.00$30.003/29/2010 10:12:31 AM
whfh99$25.00$25.003/29/2010 10:24:04 AM
DJC4$25.00$25.003/29/2010 10:34:53 AM
srilm$25.00$25.003/29/2010 10:36:12 AM
forthright-trade$25.00$25.003/29/2010 10:35:40 AM
Lilred7879$31.84$31.843/29/2010 10:36:07 AM
TrixieD$25.00$25.003/29/2010 10:44:42 AM
teller$25.00$25.003/29/2010 11:01:20 AM
forthright-dedication$44.84$44.843/29/2010 12:17:32 PM
vault893$25.49$25.493/29/2010 11:18:03 AM
Lightlife$30.19$30.193/29/2010 11:25:23 AM
Gladglide$26.11$26.113/29/2010 11:39:03 AM
Speculator$37.41$37.413/29/2010 1:13:07 PM
SDNLR$25.00$25.003/29/2010 11:43:17 AM
zento$25.00$25.003/29/2010 11:43:40 AM
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fmvaulter$25.00$25.003/29/2010 12:08:25 PM
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jammo1$25.00$25.003/29/2010 12:14:38 PM
financial-frenzy$26.03$26.033/29/2010 12:15:51 PM
bxdoc$45.81$45.813/29/2010 2:19:05 PM
loan-master996$29.67$29.673/29/2010 12:16:17 PM
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SanJoser$25.00$25.003/29/2010 2:19:33 PM
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money-maniac$25.09$25.093/29/2010 12:23:34 PM
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jgold010$25.00$25.003/29/2010 2:53:13 PM
happy-return4$25.00$25.003/29/2010 1:33:15 PM
1phantom$50.00$50.003/29/2010 2:19:16 PM
runner262$25.00$25.003/29/2010 2:19:35 PM
dr_bob1500$25.00$25.003/29/2010 2:19:18 PM
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zebra806$25.00$25.003/29/2010 2:46:49 PM
kmr2$25.00$25.003/29/2010 3:00:19 PM
TennSquire$25.00$25.003/30/2010 12:22:52 AM
mydreamsagain$25.00$25.003/30/2010 3:43:19 AM
Interstate_Rate$500.00$500.003/29/2010 9:18:08 PM
bigphish$25.00$25.003/30/2010 7:24:40 AM
mcs99$100.00$100.003/29/2010 9:39:06 PM
incbx$25.00$25.003/30/2010 7:27:45 AM
wise-silver-wonder$25.00$25.003/30/2010 7:24:37 AM
mizount$25.00$25.003/30/2010 7:25:33 AM
Aquani$50.00$50.003/30/2010 11:52:29 AM
anton$43.62$43.623/30/2010 12:24:21 PM
micko$25.00$25.003/30/2010 3:56:36 PM
tuneman1980$25.00$25.003/30/2010 3:59:52 PM
78$25.00$25.003/30/2010 9:19:40 PM
cautious1$50.00$50.003/30/2010 6:29:39 PM
Phantom99$25.00$25.003/30/2010 11:13:11 PM
favorable-order8$25.00$25.003/31/2010 9:34:33 AM
allenerb$25.00$25.003/31/2010 10:43:04 AM
unclejaef$25.00$25.003/31/2010 10:50:06 AM
cyberie21$27.56$27.563/31/2010 10:51:07 AM
ualf$27.53$27.533/31/2010 10:44:05 AM
KramericaIndustries$25.00$25.003/31/2010 10:53:15 AM
DadWarbucks$25.00$25.003/31/2010 11:32:28 AM
fiddlerzvi$50.00$50.003/31/2010 11:39:43 AM
jengachamp$25.00$25.003/31/2010 1:16:39 PM
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sfd$50.00$50.003/31/2010 12:29:27 PM
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gothampark$25.00$25.003/31/2010 3:57:19 PM
Socorro_Capital_Partners$25.00$25.003/31/2010 3:20:41 PM
MortgageeMarty$25.00$25.003/31/2010 3:35:01 PM
faldska$25.00$25.003/31/2010 4:47:52 PM
mathprof$25.00$25.003/31/2010 4:48:10 PM
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bamboozled_again$54.60$54.603/31/2010 6:00:31 PM
PHI4308$25.00$25.003/31/2010 6:18:09 PM
Jassi$25.00$25.003/31/2010 5:51:18 PM
Lastavatar$50.00$50.003/31/2010 8:22:02 PM
scorpi073$25.00$25.003/31/2010 6:58:37 PM
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knowonder$25.00$25.003/31/2010 7:35:31 PM
srgriff$25.00$25.003/31/2010 9:07:54 PM
DaveG56313$25.00$25.003/31/2010 8:19:44 PM
trajames$25.00$25.004/1/2010 6:51:40 AM
simeonthewhale$130.00$130.004/1/2010 7:22:06 AM
Montgomery-Burns$25.00$25.004/1/2010 12:27:21 PM
webfeet$49.70$49.704/1/2010 12:54:37 PM
JDLanier$25.00$25.004/1/2010 2:32:07 PM
KFB_Investments$35.00$35.004/1/2010 2:48:29 PM
bonus-apple$150.00$150.004/1/2010 2:42:49 PM
blackstar$25.00$25.004/1/2010 3:01:46 PM
chrisb1414$25.00$25.004/1/2010 4:34:42 PM
wojo$25.00$25.004/1/2010 5:53:50 PM
coup173$25.00$25.004/1/2010 7:57:22 PM
velocity-winner$25.00$25.004/1/2010 8:42:55 PM
RadarLuv$25.00$25.004/2/2010 5:26:18 AM
smk420$25.00$25.004/2/2010 12:27:00 AM
credit-birch$50.00$50.004/1/2010 10:42:36 PM
CashBank$25.00$25.004/2/2010 8:37:18 AM
FundMaker$25.00$25.004/2/2010 9:35:37 AM
rate-hickory$25.00$25.004/2/2010 7:28:36 AM
420limo$25.00$25.004/2/2010 8:01:54 AM
AuroraRobbin$50.00$50.004/2/2010 11:48:47 AM
buckskin1234$25.00$25.004/2/2010 11:16:21 AM
trustworthy-finance6$50.00$50.004/2/2010 10:55:01 AM
RiskAdverse$25.00$25.004/2/2010 1:43:22 PM
greenback-ally$50.00$50.004/2/2010 1:46:16 PM
tenchi2777$25.00$25.004/2/2010 11:39:02 AM
jtoms101$25.00$25.004/2/2010 2:08:29 PM
RochelleW$50.00$50.004/2/2010 11:43:29 AM
WHEREISTHEMOON$25.00$25.003/26/2010 4:21:26 PM
bonus-adventure3$25.00$25.003/26/2010 4:31:12 PM
chestnut4$25.00$25.003/26/2010 4:31:37 PM
ddog0224$25.00$25.003/26/2010 4:31:48 PM
studious-bonus7$50.00$50.003/26/2010 4:28:17 PM
harmonious-revenue7$50.00$50.003/26/2010 4:28:31 PM
hrubinst$25.00$25.003/26/2010 4:28:36 PM
aurorafinancial$50.00$50.003/26/2010 4:28:21 PM
responsibility-mulberry$25.00$25.003/26/2010 4:28:28 PM
chekat$25.00$25.003/26/2010 4:29:21 PM
return-eclipse0$25.00$25.003/26/2010 4:35:03 PM
inspired-contract9$25.00$25.003/26/2010 4:31:09 PM
integrity-doctor$50.00$50.003/26/2010 4:31:21 PM
Clambake$50.00$50.003/26/2010 4:30:39 PM
torion$25.00$25.003/26/2010 4:30:49 PM
Avala$50.00$50.003/26/2010 4:30:54 PM
HedgeFund$40.00$40.003/26/2010 4:31:45 PM
reward-adventure$25.00$25.003/26/2010 4:37:55 PM
stock106$25.00$25.003/26/2010 4:33:54 PM
unassassinable$25.00$25.003/26/2010 4:37:15 PM
towering-contract$25.00$25.003/26/2010 4:37:23 PM
unassuming-reward$25.00$25.003/26/2010 4:38:20 PM
the-profit-oracle$25.00$25.003/26/2010 5:25:21 PM
lostviajero$25.00$25.003/27/2010 12:58:02 AM
trade-elm$25.00$25.003/27/2010 7:08:44 AM
powerful-finance7$25.00$25.003/27/2010 5:27:54 AM
MAKEITAUTOMATIC$25.00$25.003/27/2010 9:32:52 AM
versatile-platinum4$25.00$25.003/27/2010 10:03:35 AM
kid8549$25.00$25.003/27/2010 8:48:03 AM
xyzlmno$50.00$50.003/27/2010 9:48:00 AM
Syndication$25.00$25.003/27/2010 2:33:07 PM
Wittlich$25.00$25.003/27/2010 3:23:02 PM
108lender$200.00$200.003/27/2010 11:12:59 AM
RandyL3$33.00$33.003/27/2010 3:32:54 PM
Jelios$25.00$25.003/27/2010 4:09:48 PM
Dahlozer$25.00$25.003/28/2010 7:13:03 AM
GElender$25.00$25.003/27/2010 8:53:11 PM
kennyinminny$25.00$25.003/28/2010 6:49:18 AM
ommcd$25.00$25.003/28/2010 10:47:59 AM
mooselover$25.00$25.003/28/2010 4:38:04 AM
capital-web7$25.00$25.003/28/2010 4:23:10 PM
flexible-value$26.00$26.003/28/2010 10:47:58 AM
Panna$25.00$25.003/28/2010 8:23:01 PM
r0b3m4n$25.00$25.003/28/2010 8:53:13 PM
natural-greenback6$25.00$25.003/28/2010 5:47:51 PM
stevefelty$25.00$25.003/28/2010 4:47:59 PM
intrepid-transaction5$25.00$25.003/29/2010 8:22:55 AM
DeutscheBank$25.00$25.003/29/2010 8:55:46 AM
dgallo$25.00$25.003/29/2010 8:58:00 AM
important-ore$50.00$50.003/29/2010 8:58:11 AM
JTthapilot$25.00$25.003/29/2010 9:33:54 AM
oracle920$25.00$25.003/29/2010 9:34:09 AM
peso-colonel$25.00$25.003/29/2010 6:52:54 AM
WorldlyWorker$25.00$25.003/29/2010 7:48:01 AM
revenue-pipeline$25.00$25.003/29/2010 10:02:47 AM
cgiles01$25.00$25.003/29/2010 10:12:41 AM
radforj22$25.00$25.003/29/2010 10:18:53 AM
jakesworld$100.00$100.003/29/2010 8:58:02 AM
cathexis$74.57$74.573/29/2010 8:58:08 AM
decisive-marketplace3$25.00$25.003/29/2010 8:58:21 AM
Unclejohn$35.00$35.003/29/2010 8:58:03 AM
maintenanceboss$25.00$25.003/29/2010 9:27:58 AM
Cheburashka$25.00$25.003/29/2010 10:44:53 AM
mikepat55$28.95$28.953/29/2010 9:34:47 AM
lawstudent1$25.00$25.003/29/2010 9:34:54 AM
credit-sunshine$25.00$25.003/29/2010 9:35:11 AM
simpy$25.00$25.003/29/2010 9:35:26 AM
John73$25.00$25.003/29/2010 9:43:11 AM
iluxa$25.00$25.003/29/2010 11:25:21 AM
Rostov$25.00$25.003/29/2010 11:36:04 AM
bowdish1$59.12$59.123/29/2010 11:36:58 AM
tallmon$25.00$25.003/29/2010 11:38:28 AM
Crewhippie$25.00$25.003/29/2010 10:17:57 AM
successful-euro$50.00$50.003/29/2010 10:19:43 AM
ArmyGuy$25.00$25.003/29/2010 10:36:05 AM
lloyd_s$25.00$25.003/29/2010 11:52:37 AM
PocketAces$25.00$25.003/29/2010 10:43:33 AM
brazilofmux$81.82$81.823/29/2010 10:27:08 AM
CASHGIRL$28.84$28.843/29/2010 10:43:46 AM
peace-maximizer8$25.00$25.003/29/2010 10:44:32 AM
lendme2$47.66$47.663/29/2010 10:36:09 AM
Steveoo1$25.00$25.003/29/2010 10:43:48 AM
castleman$25.00$25.003/29/2010 10:52:46 AM
sbsahm$25.00$25.003/29/2010 11:03:31 AM
bold-durability-drum$25.00$25.003/29/2010 12:16:14 PM
first-upright-payout$25.00$25.003/29/2010 12:17:25 PM
Diver26$25.00$25.003/29/2010 11:17:59 AM
shrewd-deal$25.00$25.003/29/2010 11:18:24 AM
jayz515$25.96$25.963/29/2010 11:25:41 AM
credit-kahuna$33.61$33.613/29/2010 12:24:07 PM
goodbob$25.00$25.003/29/2010 11:38:41 AM
BuffetRocks$31.23$31.233/29/2010 11:50:40 AM
dsfoundation$25.00$25.003/29/2010 12:01:32 PM
methodical-capital7$25.00$25.003/29/2010 12:17:53 PM
Kierf$25.00$25.003/29/2010 2:19:29 PM
kindness-percolator5$25.00$25.003/29/2010 12:23:47 PM
return-elm$25.00$25.003/29/2010 12:24:09 PM
impeccable-transparency$36.22$36.223/29/2010 12:24:22 PM
KaiserRex$25.00$25.003/29/2010 1:03:23 PM
Stack23$25.00$25.003/29/2010 1:02:55 PM
irrelevant$25.00$25.003/29/2010 1:38:00 PM
iLoaner$25.00$25.003/29/2010 2:19:39 PM
mmqc$25.00$25.003/29/2010 2:19:12 PM
knight3136$25.00$25.003/29/2010 2:19:16 PM
ana74blue$25.00$25.003/29/2010 2:19:24 PM
diversification-medalist$25.00$25.003/29/2010 2:19:31 PM
life-is-great$25.00$25.003/29/2010 2:44:20 PM
burrito6$25.14$25.143/29/2010 2:59:03 PM
skuba$25.00$25.003/29/2010 4:58:23 PM
Sven79$25.00$25.003/30/2010 1:23:12 AM
DasCoon$50.00$50.003/30/2010 3:53:51 AM
mrkb80$25.00$25.003/30/2010 9:23:18 AM
don8ter$25.00$25.003/30/2010 5:57:53 AM
mikeandcat$50.00$50.003/30/2010 7:24:42 AM
Josta$50.00$50.003/30/2010 11:01:44 AM
jga516$25.00$25.003/30/2010 9:33:19 AM
yield-lion$25.00$25.003/30/2010 12:09:25 PM
jazz619$25.00$25.003/30/2010 3:22:16 PM
TCR3$25.00$25.003/30/2010 2:23:24 PM
nakane66$25.00$25.003/30/2010 4:10:48 PM
Dollars4Rent$25.00$25.003/30/2010 6:25:17 PM
silver-philosopher$25.00$25.003/30/2010 11:19:14 PM
innocent-loot$25.00$25.003/31/2010 9:34:53 AM
laudable-balance$25.00$25.003/31/2010 10:18:37 AM
LenderByDay$25.00$25.003/31/2010 10:36:25 AM
pwkpwk$25.00$25.003/31/2010 9:35:59 AM
brightest-dignified-penny$25.00$25.003/31/2010 10:51:19 AM
mmckune$25.00$25.003/31/2010 11:02:13 AM
aldeed$25.00$25.003/31/2010 12:03:23 PM
windtalkers$25.00$25.003/31/2010 1:00:28 PM
brightest-dignified-penny$25.00$25.003/31/2010 4:39:23 PM
flwah$25.00$25.003/31/2010 4:48:15 PM
rdrloan$25.00$25.003/31/2010 4:44:39 PM
cablenews$25.00$25.003/31/2010 5:33:35 PM
wwwUniversal$25.00$25.003/31/2010 4:50:27 PM
L-vex$25.00$25.003/31/2010 5:51:20 PM
unequaled-worth$25.00$25.003/31/2010 6:18:07 PM
seattleslug$25.00$25.003/31/2010 7:18:05 PM
glalat$25.00$25.003/31/2010 7:38:02 PM
KingCroesus$25.00$25.003/31/2010 8:27:18 PM
QuantumLobster$25.00$25.003/31/2010 8:48:39 PM
fireboss$37.43$12.443/31/2010 9:14:41 PM
Jamahl$25.00$25.004/1/2010 12:06:07 AM
interest-friendship$103.00$103.004/1/2010 8:44:21 AM
Prairie-MN$30.00$30.004/1/2010 12:25:25 PM
repayment-radio$75.00$75.004/1/2010 2:47:28 PM
bowl800$25.00$25.004/1/2010 3:52:18 PM
LoanerPrincipal$65.00$65.004/1/2010 4:25:45 PM
mykeystoy$25.00$25.004/1/2010 4:42:41 PM
Gambino$50.00$50.004/1/2010 6:54:30 PM
TheWainer$25.00$25.004/1/2010 10:27:20 PM
CHAZGEO6685$99.02$99.024/1/2010 9:02:54 PM
AM2008$25.00$25.004/1/2010 7:45:24 PM
Richmp412$25.00$25.004/2/2010 7:04:53 AM
dano1965$25.00$25.004/2/2010 7:06:00 AM
Leshan$33.33$33.334/2/2010 7:21:10 AM
marshallmanhattan$25.00$25.004/2/2010 7:27:38 AM
yield-quest$100.00$100.004/2/2010 9:23:17 AM
dollar-authority$25.00$25.004/2/2010 9:05:38 AM
Airbandit$25.00$25.004/2/2010 9:43:24 AM
DebDesert$30.00$30.004/2/2010 1:03:01 PM
Robert99$25.00$25.004/2/2010 1:53:12 PM
PleaseDoNotDefault$25.00$25.004/2/2010 11:24:20 AM
Midg$25.00$25.004/2/2010 11:39:50 AM
wordsandpictures$30.00$30.004/2/2010 1:43:01 PM
jybank$25.00$25.004/2/2010 12:22:22 PM
canyondweller$50.00$50.004/2/2010 3:22:14 PM
patriot384$150.00$150.004/2/2010 3:55:35 PM
WillingToHelpOut$25.00$25.004/2/2010 1:13:38 PM
lucrative-worth$50.00$50.004/2/2010 3:27:21 PM
RkyMtnHi$75.00$75.004/2/2010 3:59:37 PM
shrewd-income$50.00$50.004/2/2010 2:47:37 PM
350 bids
 
Borrower Payment Dependent Notes Series 451773
This series of Notes was issued and sold upon the funding of the borrower loan #41692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Mar-26-2010 
  Auction end date:  Apr-02-2010 
 
Starting lender yield: 8.48% Starting borrower rate/APR: 9.48% / 9.82% Starting monthly payment: $256.19
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $255.52
 
Auction yield range: 3.04% - 8.48% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2001 Debt/Income ratio: 12%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 10Length of status:1y 4m
Credit score: 820-839 (Mar-2010) Total credit lines: 21 Occupation: Retail Management
Now delinquent: 0 Revolving credit balance: $6,343Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 17%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: DreamIsReal Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit cards once for all
Purpose of loan:
Eliminate high interest rate credit cards and lower my overall debt.

My financial situation:
My credit card debt came about in college years plus an engagement ring!
I have been a responsible user but some expenses need to be financed and if you are an independent young man with
limited income, although working full time and going to school full time, you unfortunately end up with some debt.
I have been working for Fifth Third Bank for about 15 months. I was working for Guaranty Bank for 5 years prior to that.
I have not been unemployed, thank god, throughout my work history and bills have all been paid on time.

Thank you for your time and attention.
Information in the Description is not verified.
Friends And Family Winning Bids
responsible-vigilance8 has bid a total of $25.00 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
fair-funds$25.00$25.003/26/2010 4:13:25 PM
midifool$25.00$25.003/26/2010 4:13:53 PM
KandKLegacyInvestments$25.00$25.003/26/2010 4:18:28 PM
kenji4861$25.00$25.003/26/2010 4:17:33 PM
degster$25.00$25.003/26/2010 4:17:13 PM
turbospeed$25.00$25.003/26/2010 4:24:41 PM
windfall46$25.00$25.003/26/2010 4:18:37 PM
versatile-platinum4$25.00$25.003/26/2010 4:25:43 PM
xphile$25.00$25.003/26/2010 4:26:05 PM
credit-force5$25.00$25.003/26/2010 4:26:30 PM
briphi$25.00$25.003/26/2010 4:26:03 PM
skuba$50.00$50.003/26/2010 4:26:21 PM
fishtale$25.00$25.003/26/2010 4:25:48 PM
lender987654321$25.00$25.003/26/2010 4:26:39 PM
Attract$25.00$25.003/26/2010 4:25:58 PM
TakeCare$50.00$50.003/26/2010 4:26:45 PM
successful-euro$50.00$50.003/26/2010 4:26:00 PM
gemoscar$25.00$25.003/26/2010 4:26:59 PM
bonus-adventure3$25.00$25.003/26/2010 4:26:32 PM
satisfying-durability$25.00$25.003/26/2010 4:28:02 PM
grampy48$25.00$25.003/26/2010 4:33:16 PM
cello1$25.00$25.003/26/2010 4:33:44 PM
AF-Chief$28.00$28.003/26/2010 4:34:01 PM
auction-turbine4$50.00$50.003/26/2010 4:34:45 PM
maldok1$25.00$25.003/26/2010 4:36:54 PM
jwood3030$35.00$35.003/26/2010 4:31:34 PM
BobbieG$25.00$25.003/26/2010 4:37:59 PM
bchen78875$50.00$50.003/26/2010 4:33:25 PM
KiwiElf$30.00$30.003/26/2010 4:35:20 PM
joshua18$25.00$25.003/26/2010 4:35:35 PM
dough-whistle$25.00$25.003/26/2010 4:35:45 PM
BankOfFrankFairness$47.63$47.633/26/2010 4:36:07 PM
revenue-prospector$25.00$25.003/26/2010 4:37:44 PM
proton346$25.00$25.003/26/2010 4:37:20 PM
tolstoy00$25.00$25.003/26/2010 4:37:35 PM
payment-gusto$25.00$25.003/26/2010 4:44:41 PM
jimbo29blue$50.00$50.003/26/2010 8:00:53 PM
asset-professor$26.53$26.533/26/2010 6:55:03 PM
BiggestG$25.00$25.003/26/2010 6:44:47 PM
docdekay$40.00$40.003/26/2010 8:02:53 PM
sandeepPR$25.00$25.003/26/2010 9:19:07 PM
diicali$25.00$25.003/27/2010 5:52:57 AM
selector568$50.00$50.003/27/2010 6:04:26 AM
salala$25.00$25.003/26/2010 9:57:59 PM
jeffpac$25.93$25.933/27/2010 12:22:56 AM
lendersf$29.71$29.713/27/2010 8:45:01 AM
16888$50.00$50.003/27/2010 10:28:15 AM
mmqc$25.00$25.003/27/2010 8:12:57 AM
kid8549$25.00$25.003/27/2010 8:47:52 AM
xyzlmno$25.00$25.003/27/2010 9:52:57 AM
trevandtal$25.00$25.003/27/2010 11:50:31 AM
Banker7371$25.00$25.003/27/2010 3:54:24 PM
meenan$25.00$25.003/27/2010 9:42:58 PM
Mr_Bigmoney$25.00$25.003/27/2010 10:12:55 PM
pbeach05$25.00$25.003/27/2010 6:54:54 PM
Dazz2061$25.00$25.003/28/2010 7:07:52 AM
Dr_M$25.00$25.003/27/2010 8:58:13 PM
kennyinminny$25.00$25.003/28/2010 7:13:20 AM
anton$50.00$50.003/28/2010 7:45:35 AM
MissionMicroFinance$25.00$25.003/28/2010 8:32:48 AM
SoCalRancher$25.00$25.003/28/2010 8:38:01 AM
Finchy78$25.00$25.003/28/2010 9:02:45 AM
zento$25.00$25.003/28/2010 5:18:43 PM
toblerone$50.00$50.003/28/2010 5:53:34 PM
dollar-birdie$37.30$37.303/28/2010 1:23:25 PM
OLYVRC$25.00$25.003/28/2010 1:48:04 PM
stensonb$25.00$25.003/28/2010 1:48:12 PM
lloyd_s$25.00$25.003/28/2010 8:29:31 PM
moola-man$25.00$25.003/28/2010 6:13:05 PM
cleared2land$25.00$25.003/28/2010 8:17:53 PM
bjmazur$25.00$25.003/28/2010 8:45:04 PM
laststrawman$25.00$25.003/29/2010 9:03:42 AM
Captain88$25.00$25.003/29/2010 4:52:54 AM
Barak$40.00$40.003/29/2010 5:18:21 AM
Ivan2007$25.00$25.003/29/2010 7:07:58 AM
cingular$25.00$25.003/29/2010 7:53:50 AM
phredd$25.00$25.003/29/2010 7:57:54 AM
gotyourgear$25.00$25.003/29/2010 8:04:27 AM
compassion-paladin042$25.00$25.003/29/2010 8:04:46 AM
BaltimoreLender$25.00$25.003/29/2010 10:18:35 AM
hopethisworks$36.77$36.773/29/2010 10:25:10 AM
beachbum22$25.00$25.003/29/2010 8:58:27 AM
BayShell$43.09$43.093/29/2010 10:37:34 AM
tylerfd$25.00$25.003/29/2010 9:12:57 AM
kanakakm$30.64$30.643/29/2010 10:43:31 AM
Sigonio$25.00$25.003/29/2010 10:49:24 AM
mscomeaux$25.00$25.003/29/2010 10:59:45 AM
euro-starter$25.00$25.003/29/2010 9:34:18 AM
think-become$25.00$25.003/29/2010 9:34:26 AM
Steveoo1$25.00$25.003/29/2010 9:35:14 AM
Dave0$25.00$25.003/29/2010 10:24:22 AM
red-trade-cologne$25.00$25.003/29/2010 10:35:33 AM
Gunny89$25.00$25.003/29/2010 10:35:16 AM
vtr1000$25.51$25.513/29/2010 10:35:38 AM
gauss02$25.00$25.003/29/2010 10:35:50 AM
ashinvest$25.00$25.003/29/2010 10:49:44 AM
TrixieD$25.00$25.003/29/2010 10:44:34 AM
Shockem923$25.00$25.003/29/2010 10:50:39 AM
reueljw$25.00$25.003/29/2010 10:44:44 AM
pawsitive$25.00$13.093/29/2010 11:11:36 AM
minista$25.00$25.003/29/2010 11:43:49 AM
RandyL3$99.00$99.003/29/2010 11:52:29 AM
the-profit-oracle$25.00$25.003/29/2010 2:55:37 PM
GoGators01$25.00$25.003/29/2010 4:53:21 PM
heerzaquestion$25.00$25.003/29/2010 4:53:34 PM
mhotchan$100.00$100.003/29/2010 9:47:17 PM
Sven79$25.00$25.003/30/2010 1:23:14 AM
Traal$25.00$25.003/30/2010 10:08:20 AM
SCD$25.00$25.003/30/2010 9:06:50 AM
ajk_blue$25.00$25.003/30/2010 12:00:05 PM
webfeet$25.00$25.003/30/2010 1:05:56 PM
springpanda$25.00$25.003/31/2010 12:32:54 AM
Finspons$25.00$25.003/31/2010 7:29:29 AM
adhawan325$25.00$25.003/31/2010 9:35:09 AM
interest-friendship$100.00$100.003/31/2010 8:54:26 AM
surfsider123$25.00$25.003/31/2010 11:15:10 AM
JDLanier$25.00$25.003/31/2010 10:02:38 AM
Gromac$25.00$25.003/31/2010 4:44:56 PM
KFB_Investments$50.00$50.003/31/2010 5:54:52 PM
KFB_Investments$25.00$25.003/31/2010 6:00:37 PM
julijask$35.00$35.003/31/2010 5:03:55 PM
serene-truth2$25.00$25.003/31/2010 6:58:12 PM
Prairie-MN$30.00$30.003/31/2010 7:45:35 PM
RainMakers$25.00$25.003/31/2010 8:23:22 PM
teachermrb$33.00$33.003/31/2010 8:17:34 PM
DHolly$25.00$25.004/1/2010 6:04:38 AM
bondhedger$25.00$25.004/1/2010 6:42:48 AM
Sarspatula$33.60$33.604/1/2010 9:34:18 AM
LovinMe$50.00$50.004/1/2010 10:35:27 AM
rce1964$25.00$25.004/1/2010 2:43:26 PM
ultimatepaintball$25.00$25.004/1/2010 3:15:40 PM
UCSBGAUCHOS$25.00$25.004/1/2010 4:20:49 PM
transparency-bath$25.00$25.004/1/2010 6:12:04 PM
grampy48$25.00$25.004/1/2010 7:56:04 PM
YummiBear$25.00$25.004/1/2010 8:35:57 PM
Spiv_51$25.00$25.004/2/2010 2:19:51 AM
Charmart$25.00$25.004/2/2010 4:04:02 AM
stemper$50.00$50.004/1/2010 8:03:17 PM
Lastavatar$50.00$50.004/2/2010 8:54:50 AM
rate-hickory$25.00$25.004/2/2010 7:30:02 AM
wwwUniversal$25.00$25.004/2/2010 10:03:21 AM
dano1965$25.00$25.004/2/2010 7:08:53 AM
FundMaker$25.00$25.004/2/2010 9:36:27 AM
420limo$25.00$25.004/2/2010 7:59:17 AM
BankBurns$25.00$25.004/2/2010 10:13:06 AM
Patrician$28.91$28.914/2/2010 11:28:20 AM
wild_carrot$25.00$25.004/2/2010 9:33:30 AM
EmeritusX$25.00$25.004/2/2010 11:59:43 AM
yield-quest$40.00$40.004/2/2010 12:36:59 PM
historyman$25.00$25.004/2/2010 11:07:17 AM
CornerKetch$25.00$25.004/2/2010 11:33:18 AM
Leshan$25.00$25.004/2/2010 2:49:06 PM
StocksMan$50.00$50.004/2/2010 4:07:29 PM
honorable-yield$50.00$50.003/26/2010 4:25:50 PM
restless-currency$25.00$25.003/26/2010 4:26:36 PM
kchen486$25.00$25.003/26/2010 4:25:30 PM
skvat$25.00$25.003/26/2010 4:25:33 PM
Dreamconnection$25.00$25.003/26/2010 4:25:54 PM
inspired-contract9$50.00$50.003/26/2010 4:26:18 PM
delicious-social132$40.00$40.003/26/2010 4:26:26 PM
Merganser$25.00$25.003/26/2010 4:26:52 PM
ideal-penny8$25.00$25.003/26/2010 4:26:14 PM
ahansen$25.00$25.003/26/2010 4:27:12 PM
sentimental-silver7$25.00$25.003/26/2010 4:26:57 PM
HHP$25.00$25.003/26/2010 4:34:09 PM
cash-sensai2$25.00$25.003/26/2010 4:29:34 PM
capital-web7$25.00$25.003/26/2010 4:34:36 PM
flexible-value$31.00$31.003/26/2010 4:33:20 PM
djs81$25.00$25.003/26/2010 4:33:57 PM
TK4$25.00$25.003/26/2010 4:34:06 PM
Castellan$25.00$25.003/26/2010 4:34:24 PM
rulender$27.87$27.873/26/2010 4:36:13 PM
langdonx$25.00$25.003/26/2010 4:36:19 PM
engaging-yield4$25.00$25.003/26/2010 4:37:12 PM
rescue$40.00$40.003/26/2010 6:44:53 PM
ommcd$25.00$25.003/26/2010 4:37:18 PM
morpholog$25.00$25.003/26/2010 4:37:34 PM
thedoctor$25.00$25.003/26/2010 8:08:06 PM
dontscrewmeover1$50.00$50.003/26/2010 5:32:56 PM
blot44$25.00$25.003/26/2010 8:00:05 PM
coup173$25.00$25.003/26/2010 9:38:02 PM
ferdberfel$27.00$27.003/26/2010 9:44:34 PM
highcountry1$25.00$25.003/27/2010 8:59:53 AM
Tradesmanlender$25.00$25.003/27/2010 9:48:30 AM
TheReaderRabbit$25.00$25.003/27/2010 7:42:52 AM
IrishFlyr2$25.00$25.003/27/2010 10:28:07 AM
soulwork$25.00$25.003/27/2010 8:37:52 AM
Zipperdu$50.00$50.003/27/2010 1:58:56 PM
GElender$25.93$25.933/27/2010 10:59:32 AM
zenchef$25.00$25.003/27/2010 8:53:13 PM
slobberjob$25.00$25.003/27/2010 6:53:22 PM
zski$25.00$25.003/28/2010 6:51:19 AM
Kelor99$25.00$25.003/28/2010 9:52:23 AM
dumbass$25.00$25.003/28/2010 11:09:51 AM
AJSinvest$25.00$25.003/28/2010 1:30:48 PM
lend2end$25.00$25.003/28/2010 9:22:51 AM
stable-nickel$25.00$25.003/28/2010 9:23:03 AM
details$25.00$25.003/28/2010 1:48:15 PM
dharma1$25.00$25.003/28/2010 1:55:56 PM
towering-contract$25.00$25.003/28/2010 4:59:49 PM
focused-dime8$25.00$25.003/28/2010 11:36:36 AM
cash-queen$25.00$25.003/29/2010 1:18:04 AM
acsej$25.00$25.003/28/2010 7:42:56 PM
mbillm00re2001$25.00$25.003/29/2010 6:32:54 AM
rupee-kung-fu7$25.00$25.003/29/2010 6:52:52 AM
lendermender$25.00$25.003/28/2010 9:13:05 PM
kmwvma$25.00$25.003/29/2010 7:17:54 AM
incbx$50.00$50.003/28/2010 8:23:03 PM
Zipperdu$25.00$25.003/29/2010 7:52:35 AM
wormdc$25.00$25.003/28/2010 10:27:56 PM
hayhelp$25.00$25.003/29/2010 8:04:06 AM
ADenny$25.00$25.003/29/2010 9:03:36 AM
discrete-asset$25.00$25.003/29/2010 9:12:52 AM
bds9646$26.00$26.003/29/2010 9:35:22 AM
WorldlyWorker$25.00$25.003/29/2010 7:38:27 AM
LKN2RTR$25.00$25.003/29/2010 7:53:43 AM
revmax$25.00$25.003/29/2010 7:54:10 AM
fireupthegrill$25.00$25.003/29/2010 10:18:27 AM
goodguy2000$25.00$25.003/29/2010 10:18:40 AM
pipopirate$25.00$25.003/29/2010 10:24:53 AM
TheTimeIsNow$25.00$25.003/29/2010 10:43:27 AM
KeepOnRunning$25.05$25.053/29/2010 10:18:31 AM
otter$25.00$25.003/29/2010 10:18:34 AM
totoro$25.00$25.003/29/2010 10:26:55 AM
bugleusmc$30.00$30.003/29/2010 10:35:35 AM
Cheburashka$30.00$30.003/29/2010 10:44:36 AM
pseudokris$25.00$25.003/29/2010 10:49:41 AM
GrayStudio$50.00$50.003/29/2010 10:43:29 AM
sajitk$25.00$25.003/29/2010 10:44:28 AM
johntina$26.56$26.563/29/2010 11:00:29 AM
nletunic$25.00$25.003/29/2010 11:03:27 AM
spenrod$50.00$50.003/29/2010 11:01:12 AM
Dutchhunter$50.00$50.003/29/2010 11:10:09 AM
Northsider$25.58$25.583/29/2010 11:11:05 AM
jjb3$25.00$25.003/29/2010 11:11:33 AM
octoberfresh$25.00$25.003/29/2010 11:57:43 AM
wealth-pal3$25.00$25.003/29/2010 4:38:47 PM
interstellar$50.00$50.003/30/2010 10:53:27 AM
brutai$25.00$25.003/30/2010 4:40:54 PM
hard-working-gain2$25.86$25.863/30/2010 8:06:44 PM
blissful-note7$25.00$25.003/31/2010 2:03:22 AM
justin323$25.00$25.003/31/2010 3:27:42 AM
RainMakers$25.00$25.003/31/2010 8:04:17 AM
dollarboy$25.00$25.003/31/2010 9:53:36 AM
mikeandcat$73.00$73.003/31/2010 10:19:28 AM
webfeet$25.00$25.003/31/2010 11:38:49 AM
skillful-finance$25.00$25.003/31/2010 12:27:58 PM
Ven58$25.00$25.003/31/2010 4:44:30 PM
iruz$47.44$47.443/31/2010 4:45:37 PM
julijask$35.00$35.003/31/2010 5:03:25 PM
powerful-greenback2$25.00$25.003/31/2010 7:40:37 PM
PotBellyPete$25.00$25.003/31/2010 8:32:28 PM
KFB_Investments$25.00$25.003/31/2010 6:15:11 PM
responsible-vigilance8$25.00$25.004/1/2010 6:39:16 AM
REITRUST$25.00$25.004/1/2010 6:33:28 AM
generosity-berserker$25.00$25.004/1/2010 9:34:00 AM
catalystcf$25.00$25.004/1/2010 1:21:59 PM
buckskin1234$25.00$25.004/1/2010 3:20:33 PM
one-midas$25.00$25.004/1/2010 7:18:24 PM
gustavholstopus32$25.00$25.004/1/2010 8:55:55 PM
natural-affluence4$50.00$50.004/1/2010 5:06:05 PM
JerryB96$25.00$25.004/2/2010 6:13:39 AM
Barky52$25.00$25.004/2/2010 5:49:41 AM
jybank$25.00$25.004/1/2010 10:13:02 PM
encore739$25.00$25.004/2/2010 8:36:04 AM
Airbandit$25.00$25.004/2/2010 9:40:06 AM
Cherrypicker$50.00$50.004/2/2010 10:07:23 AM
MapleLaker$25.00$25.004/2/2010 8:57:38 AM
bouvierchamp$50.00$50.004/2/2010 9:37:32 AM
greenback-ally$50.00$50.004/2/2010 1:47:40 PM
buckyhead2000$25.00$25.004/2/2010 2:17:25 PM
271 bids
 
Borrower Payment Dependent Notes Series 451899
This series of Notes was issued and sold upon the funding of the borrower loan #41609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-29-2010 
  Auction end date:  Mar-31-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.31% Starting monthly payment: $188.53
Final lender yield: 20.06% Final borrower rate/APR: 21.06% / 23.31% Final monthly payment: $188.53
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.97%  
Lender servicing fee: 1.00% Estimated return: 13.09%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1996 Debt/Income ratio: 16%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 9Length of status:6y 1m
Credit score: 660-679 (Mar-2010) Total credit lines: 20 Occupation: Other
Now delinquent: 0 Revolving credit balance: $5,100Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 66%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 2    
Screen name: evan9949 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
620-639 (Sep-2008)
 
Principal balance: $1,678.58 1+ mo. late: 0 ( 0% )
Total payments billed: 18  
Description
Credit Card Debt Payoff
Purpose of loan:
This loan will be used to?
With the help of my previous prosper loan and some due diligence I have been able to improve my overall credit position by reducing my overall debt. This loan would allow me to consolidate the remaining credit card debt I have as well the remaining balance of the current prosper loan that I have.

My financial situation:
I am a good candidate for this loan because?
I have a secure Job and work hard to make certain that all of my commitments are met.

Monthly net income: $ 4050.00
Monthly expenses: $
??Housing: $ 1092
??Insurance: $ 136.00
??Car expenses: $ 398.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 65.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 150.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$28.00$28.003/29/2010 3:50:37 PM
selector568$100.00$100.003/29/2010 3:52:02 PM
Nerdster1$25.00$25.003/29/2010 3:53:54 PM
WHEREISTHEMOON$25.00$25.003/29/2010 3:50:48 PM
reliable-silver7$25.00$25.003/29/2010 3:55:02 PM
five-star-justice$36.00$36.003/29/2010 3:55:10 PM
mdreiss$25.00$25.003/29/2010 3:55:30 PM
egw$25.00$25.003/29/2010 3:59:16 PM
Clambake$50.00$50.003/29/2010 4:02:42 PM
inspired-contract9$25.00$25.003/29/2010 4:03:54 PM
studious-bonus7$50.00$50.003/29/2010 3:59:26 PM
Havana21$50.00$50.003/29/2010 4:00:47 PM
economy-producer$25.00$25.003/29/2010 4:00:55 PM
HedgeFund$40.00$40.003/29/2010 4:04:49 PM
ddog0224$25.00$25.003/29/2010 4:05:03 PM
chekat$25.00$25.003/29/2010 4:01:10 PM
torion$25.00$25.003/29/2010 4:03:03 PM
Avala$50.00$50.003/29/2010 4:03:17 PM
personal-lender$25.00$25.003/29/2010 4:03:26 PM
unassassinable$25.00$25.003/29/2010 4:09:10 PM
reward-adventure$25.00$25.003/29/2010 4:10:02 PM
dinero-speaker$25.00$25.003/29/2010 4:07:53 PM
salala$25.00$25.003/29/2010 4:11:17 PM
JohnW12$25.00$25.003/29/2010 4:11:43 PM
maldok1$25.00$25.003/29/2010 4:08:50 PM
xyzlmno$50.00$50.003/29/2010 4:12:56 PM
return-eclipse0$25.00$25.003/29/2010 4:08:16 PM
the-profit-oracle$25.00$25.003/29/2010 4:14:55 PM
tranquil-return4$75.00$75.003/29/2010 4:09:40 PM
kennyinminny$25.00$25.003/29/2010 4:15:17 PM
mpatrick$42.65$42.653/29/2010 4:16:22 PM
sloak$25.00$25.003/29/2010 4:17:25 PM
line6owner$25.00$25.003/29/2010 4:19:02 PM
generous-commerce9$25.00$25.003/29/2010 4:18:47 PM
bullwink27$25.00$25.003/29/2010 4:17:49 PM
heavenly-repayment4$30.00$30.003/29/2010 4:19:43 PM
revenue-pipeline$25.00$25.003/29/2010 4:19:27 PM
Rockymtnhi$91.45$91.453/29/2010 4:34:27 PM
lowcostmoney$25.00$25.003/29/2010 4:58:26 PM
reflective-rupee$25.00$25.003/29/2010 4:46:38 PM
the-silver-blaster$40.00$40.003/29/2010 6:43:47 PM
Bank_Of_XL$50.00$50.003/29/2010 5:42:46 PM
harmonious-revenue7$32.13$32.133/30/2010 6:37:55 AM
Interstate_Rate$500.00$500.003/29/2010 9:18:02 PM
CashGuardian$25.00$25.003/30/2010 4:00:08 AM
rhodylend$25.00$25.003/30/2010 5:17:58 AM
DasCoon$50.00$50.003/30/2010 3:53:47 AM
the-bright-velocity$25.00$25.003/30/2010 8:18:43 AM
jga516$25.00$25.003/30/2010 9:33:17 AM
chestnut4$25.00$25.003/30/2010 10:23:02 AM
venturawesty$25.00$25.003/30/2010 1:29:02 PM
souperrich$25.00$25.003/30/2010 2:13:07 PM
treasure-bliss$29.97$29.973/30/2010 12:09:26 PM
blue-asset-network$25.00$25.003/30/2010 2:56:10 PM
szasza$50.00$50.003/30/2010 2:57:21 PM
time4aloan$30.00$30.003/30/2010 3:22:07 PM
jazz619$25.00$25.003/30/2010 3:22:12 PM
bchen78875$25.00$25.003/30/2010 12:58:49 PM
felicity-daydream$75.00$75.003/30/2010 1:38:46 PM
Helenska11$25.00$25.003/30/2010 1:50:40 PM
blackstar$25.00$25.003/30/2010 3:56:52 PM
szasza$50.00$50.003/30/2010 2:55:31 PM
rhightower003$25.00$25.003/30/2010 2:53:32 PM
DRA-Properties$25.00$25.003/30/2010 3:22:59 PM
WorldlyWorker$25.00$25.003/30/2010 4:00:09 PM
mg6619$25.00$25.003/30/2010 4:20:40 PM
reflective-rupee$550.00$120.143/30/2010 4:27:32 PM
mammalian4$50.00$50.003/30/2010 6:23:45 PM
Phantom99$25.00$25.003/30/2010 11:13:09 PM
robot777$40.00$40.003/29/2010 3:52:19 PM
coin-investor$25.00$25.003/29/2010 3:50:41 PM
sociallender$25.00$25.003/29/2010 3:53:57 PM
heroic-hope5$25.00$25.003/29/2010 3:55:21 PM
charming-point$300.00$300.003/29/2010 3:55:18 PM
aurorafinancial$50.00$50.003/29/2010 3:59:31 PM
responsibility-mulberry$25.00$25.003/29/2010 3:59:41 PM
hrubinst$25.00$25.003/29/2010 3:59:49 PM
CarDealer3070$25.00$25.003/29/2010 4:00:17 PM
delicious-social132$25.00$25.003/29/2010 4:03:43 PM
ahansen$25.00$25.003/29/2010 4:06:43 PM
HHP$25.00$25.003/29/2010 4:05:29 PM
bonus-adventure3$25.00$25.003/29/2010 4:04:00 PM
currency-sergeant$25.00$25.003/29/2010 4:07:37 PM
MissionMicroFinance$25.00$25.003/29/2010 4:15:43 PM
natural-greenback6$25.00$25.003/29/2010 4:16:36 PM
kid8549$25.00$25.003/29/2010 4:12:25 PM
lucrative-loan$93.03$93.033/29/2010 4:15:08 PM
Dahlozer$25.00$25.003/29/2010 4:15:24 PM
income-fortress$25.00$25.003/29/2010 4:18:03 PM
oracle920$25.00$25.003/29/2010 4:18:29 PM
euro-starter$25.00$25.003/29/2010 4:18:53 PM
steady-bazaar$25.00$25.003/29/2010 4:19:15 PM
zebra806$25.00$25.003/29/2010 4:21:29 PM
KandKLegacyInvestments$25.00$25.003/29/2010 4:20:47 PM
mmzero$25.00$25.003/29/2010 4:50:48 PM
windfall46$25.00$25.003/29/2010 5:59:14 PM
castleman$25.00$25.003/29/2010 5:59:22 PM
_SCI_$25.00$25.003/29/2010 6:03:15 PM
Jelios$25.00$25.003/29/2010 5:59:19 PM
flexible-value$26.00$26.003/29/2010 6:23:08 PM
integrity-doctor$50.00$50.003/29/2010 9:03:02 PM
JustMee$25.00$25.003/30/2010 5:31:59 AM
1phantom$50.00$50.003/30/2010 5:39:49 AM
TennSquire$25.00$25.003/30/2010 12:22:56 AM
KaiserRex$25.00$25.003/30/2010 2:04:08 AM
chicco$40.91$40.913/30/2010 3:10:21 AM
mydreamsagain$25.00$25.003/30/2010 3:43:24 AM
stockpiler079$25.00$25.003/30/2010 9:00:45 AM
mrkb80$25.00$25.003/30/2010 9:23:21 AM
desertoasis$25.00$25.003/30/2010 11:12:48 AM
coup173$25.00$25.003/30/2010 11:52:50 AM
108lender$25.00$25.003/30/2010 2:53:34 PM
keeminn$25.00$25.003/30/2010 12:09:33 PM
SongBirdProphecy$25.00$25.003/30/2010 2:23:32 PM
asset-professor$46.72$46.723/30/2010 2:45:47 PM
diversification-medalist$25.00$25.003/30/2010 4:10:56 PM
szasza$50.00$50.003/30/2010 2:56:19 PM
Jrbgood$50.00$50.003/30/2010 3:06:33 PM
foothillender$25.00$25.003/30/2010 3:38:56 PM
Tazeme$25.00$25.003/30/2010 3:58:17 PM
SolarMoonshine$25.00$25.003/30/2010 5:25:55 PM
heerzaquestion$25.00$25.003/30/2010 4:49:48 PM
exchange-cowbell5$100.00$100.003/30/2010 4:47:33 PM
loss-of-control$25.00$25.003/30/2010 6:30:18 PM
silver-philosopher$25.00$25.003/30/2010 11:19:12 PM
TravisMcGee$33.00$33.003/30/2010 6:51:24 PM
ptjg$50.00$50.003/30/2010 9:53:02 PM
blissful-note7$25.00$25.003/31/2010 2:04:12 AM
new-goal-return$25.00$25.003/31/2010 3:30:07 AM
129 bids