Sales Report:Supplement No. 167 dated Apr 01, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 442734
This series of Notes was issued and sold upon the funding of the borrower loan #41571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Mar-22-2010 
  Auction end date:  Mar-29-2010 
 
Starting lender yield: 22.55% Starting borrower rate/APR: 23.55% / 25.84% Starting monthly payment: $253.48
Final lender yield: 17.90% Final borrower rate/APR: 18.90% / 21.12% Final monthly payment: $237.94
 
Auction yield range: 8.04% - 22.55% Estimated loss impact: 8.41%  
Lender servicing fee: 1.00% Estimated return: 9.49%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1999 Debt/Income ratio: 27%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:1y 9m
Credit score: 720-739 (Feb-2010) Total credit lines: 18 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $10,503Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 58%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: credit-spartan2 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Eliminating credit card debt
Purpose of loan:
I plan to use this loan to consolidate and eliminate my credit card debt, the bulk of which I accrued just after college while doing missionary work (of the largely non-lucrative sort).? I want to get out from under this financial burden so that I can begin saving more and put myself in a much better position to someday start a family.

My financial situation:
Thankfully, I enjoy stable employment and manageable monthly expenses:
I take home about $2100/mo;
my housing is about as inexpensive as can be found in the area (I share a house so my rent is $180/mo);
I spend under $100/mo on utilities;
I don't splurge on unnecessary travel or luxuries;
and I drive a modest car for which I pay about $220/mo (I take good care of it and plan to keep it until it falls apart).
Information in the Description is not verified.
Friends And Family Winning Bids
conductor146 has bid a total of $1,558.79 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
penny-phoenix$500.00$500.003/22/2010 7:56:20 PM
PetusMaximus$50.00$50.003/23/2010 6:58:43 PM
njcass79$64.40$64.403/24/2010 10:25:30 AM
serene-capital$40.00$40.003/24/2010 2:51:47 PM
FinanceEngine$25.00$25.003/25/2010 9:15:45 AM
top-tranquil-justice$50.00$50.003/25/2010 10:12:59 AM
stageactor$25.00$25.003/25/2010 11:27:56 AM
trade-goblin9$25.00$25.003/25/2010 5:47:44 PM
BankofBeth$25.00$25.003/25/2010 6:01:17 PM
BigBizBuilder$100.00$100.003/25/2010 9:47:03 PM
twerns$40.00$40.003/26/2010 7:40:05 AM
PropertyInvest$25.00$25.003/26/2010 2:45:28 PM
Tazeme$25.00$25.003/26/2010 3:04:08 PM
MrCoffee$45.18$45.183/26/2010 11:21:58 PM
SOP_Bank$25.00$25.003/27/2010 8:19:37 AM
jcw3rd$25.00$25.003/27/2010 10:19:50 AM
gjm6d$25.00$25.003/28/2010 9:56:04 AM
mattblizz$25.00$25.003/27/2010 11:10:09 PM
JustMee$25.00$25.003/28/2010 6:13:50 PM
Isotope$25.00$25.003/28/2010 4:32:02 PM
Reliance_Banker$100.00$100.003/28/2010 4:55:46 PM
the-silver-blaster$50.00$50.003/28/2010 4:17:55 PM
exchange-cowbell5$100.00$100.003/28/2010 7:33:59 PM
rajs$150.00$150.003/29/2010 7:19:22 AM
TravisMcGee$34.00$34.003/28/2010 8:14:05 PM
Leshan$33.33$33.333/29/2010 7:36:21 AM
sophisticated-ore$444.11$444.113/28/2010 8:54:43 PM
finance-prescription$194.24$194.243/29/2010 8:06:01 AM
conductor146$400.00$258.793/29/2010 12:05:26 AM
dano1965$25.00$25.003/29/2010 9:27:03 AM
gotigers1972$50.00$50.003/29/2010 5:34:01 AM
reflective-rupee$25.00$25.003/29/2010 6:10:00 AM
catalystcf$25.00$25.003/29/2010 6:28:08 AM
patriot384$75.00$75.003/29/2010 6:31:58 AM
webfeet$25.00$25.003/29/2010 6:44:13 AM
rate-hickory$25.00$25.003/29/2010 7:44:54 AM
PotBellyPete$25.00$25.003/29/2010 7:54:16 AM
GyJAV_BNCCo$40.00$40.003/29/2010 8:21:19 AM
hokee$25.00$25.003/29/2010 11:03:49 AM
integrity-builder$50.00$50.003/29/2010 11:14:03 AM
jybank$25.00$25.003/29/2010 11:16:27 AM
coup173$29.68$29.683/29/2010 10:32:42 AM
harddollars$50.00$50.003/29/2010 12:18:31 PM
RadarLuv$25.00$25.003/29/2010 11:55:07 AM
Bank_Of_XL$25.00$25.003/29/2010 2:27:05 PM
DasMula$25.00$25.003/29/2010 1:03:22 PM
gothampark$25.00$25.003/29/2010 1:41:18 PM
ddog0224$100.00$100.003/29/2010 3:50:49 PM
debtcollector$50.00$50.003/29/2010 2:10:52 PM
the-profit-oracle$25.00$25.003/29/2010 2:49:41 PM
BlueProteus$25.00$25.003/29/2010 3:48:30 PM
conductor146$500.00$500.003/22/2010 4:38:52 PM
conductor146$500.00$500.003/22/2010 4:50:40 PM
Sol_Invictus$25.00$25.003/22/2010 6:01:27 PM
CoolPlexer$25.00$25.003/24/2010 2:09:13 PM
thrilling-nickel5$35.00$35.003/24/2010 4:42:42 PM
vulgy$50.00$50.003/25/2010 11:52:51 AM
LilyMax$100.00$100.003/25/2010 11:57:43 AM
fantastic-cash$25.00$25.003/26/2010 11:01:21 AM
smart-gold$25.00$25.003/26/2010 9:59:54 AM
Mindful7$25.00$25.003/26/2010 12:53:11 PM
draggon77$25.00$25.003/26/2010 5:20:31 PM
Rothgoe$35.38$35.383/26/2010 7:37:34 PM
Madmigel$40.89$40.893/26/2010 5:11:42 PM
cold1$25.00$25.003/26/2010 10:08:45 PM
greenback-companion8$32.00$32.003/26/2010 9:37:04 PM
1LendingSource$25.00$25.003/27/2010 9:55:10 AM
mattblizz$25.00$25.003/27/2010 11:10:43 PM
nashibaksi$25.00$25.003/28/2010 5:14:19 PM
helpneachother$50.00$50.003/28/2010 11:26:19 AM
MattProsper$25.00$25.003/28/2010 6:35:51 PM
Realty24$40.00$40.003/28/2010 6:58:51 PM
loss-of-control$25.00$25.003/28/2010 4:04:18 PM
economy-popcorn$25.00$25.003/28/2010 10:05:01 PM
JTRADER056$75.00$75.003/29/2010 12:21:45 AM
TommyTucker$73.00$73.003/29/2010 1:59:41 AM
income-fortress$25.00$25.003/29/2010 6:12:53 AM
nalaari$25.00$25.003/29/2010 6:20:11 AM
blissful-note7$25.00$25.003/29/2010 6:44:47 AM
grammaspurse$25.00$25.003/28/2010 7:55:11 PM
conductor146$300.00$300.003/29/2010 12:04:52 AM
porwestco$25.00$25.003/29/2010 8:18:16 AM
juxtapose$25.00$25.003/28/2010 9:46:39 PM
benefit-javelin$25.00$25.003/29/2010 5:38:21 AM
heerzaquestion$25.00$25.003/29/2010 5:56:29 AM
d_grbg$25.00$25.003/29/2010 5:58:12 AM
SkinnyFish$25.00$25.003/29/2010 5:58:51 AM
businessguy29$25.00$25.003/29/2010 7:03:15 AM
coldfuzion$50.00$50.003/29/2010 9:39:44 AM
roi-advantage$25.00$25.003/29/2010 7:48:09 AM
hawaiitechnical$25.00$25.003/29/2010 11:53:45 AM
intelligent-reward7$25.00$25.003/29/2010 12:11:22 PM
Catz_aplenty$25.00$25.003/29/2010 12:25:55 PM
ChewyZ$25.00$25.003/29/2010 11:50:43 AM
Bob450$25.00$25.003/29/2010 1:58:21 PM
Bzbee$90.00$90.003/29/2010 2:31:25 PM
mwb$25.00$25.003/29/2010 2:35:01 PM
asya$30.00$30.003/29/2010 2:54:25 PM
pythia$25.00$25.003/29/2010 1:15:42 PM
SCRUGZY$25.00$25.003/29/2010 2:58:41 PM
Techne_Funds_LLC$25.00$25.003/29/2010 3:50:33 PM
favorite-commerce$25.00$25.003/29/2010 2:39:05 PM
HarryRoberts$100.00$100.003/29/2010 3:05:26 PM
fireferd$25.00$25.003/29/2010 2:26:37 PM
silver-parsec$25.00$25.003/29/2010 3:26:56 PM
XCWIZ007$40.00$40.003/29/2010 3:50:12 PM
wwwUniversal$25.00$25.003/29/2010 3:51:34 PM
reliable-silver7$25.00$25.003/29/2010 4:01:47 PM
credit-coach118$35.00$35.003/29/2010 4:10:55 PM
109 bids
 
Borrower Payment Dependent Notes Series 450612
This series of Notes was issued and sold upon the funding of the borrower loan #41635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-24-2010 
 
Starting lender yield: 13.03% Starting borrower rate/APR: 14.03% / 16.19% Starting monthly payment: $205.15
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $204.63
 
Auction yield range: 6.04% - 13.03% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1999 Debt/Income ratio: 5%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 6Length of status:2y 5m
Credit score: 740-759 (Mar-2010) Total credit lines: 6 Occupation: Nurse (RN)
Now delinquent: 0 Revolving credit balance: $1,831Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 5%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: warp-speed09 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help us pay for our wedding
Purpose of loan:
This loan will be used to help us pay for our wedding.? We are getting married in June in Niagara Falls.? We will be taking a cruise to Alaska for our honeymoon.

My financial situation:
I am a good candidate for this loan because we have the money that we are borrowing in savings but we do not want to deplete half of our savings.

$12,000 Savings
$75,000 Income
$0 Debt

Take home pay
$3600

Expenses
$800 Rent
$300 Utilities and cable
$600 Food and entertainment
$200 Car Insurance
$100 Dog expenses
$100 Clothing
-----------------
$2100 total expenses

$1500/Month to pay off this loan

Thanks!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
satisfying-durability$25.00$25.003/17/2010 10:06:11 AM
skuba$25.00$25.003/17/2010 10:15:24 AM
Clambake$50.00$50.003/17/2010 10:17:46 AM
torion$25.00$25.003/17/2010 10:18:24 AM
delicious-social132$25.00$25.003/17/2010 10:19:46 AM
mg6619$25.00$25.003/17/2010 10:20:12 AM
sharp-bill2$40.00$40.003/17/2010 10:21:11 AM
inspired-contract9$25.00$25.003/17/2010 10:21:41 AM
personal-lender$25.00$25.003/17/2010 10:19:10 AM
tenacious-compassion9$25.00$25.003/17/2010 10:26:31 AM
important-ore$50.00$50.003/17/2010 10:32:46 AM
chestnut4$25.00$25.003/17/2010 10:44:44 AM
HedgeFund$40.00$40.003/17/2010 11:12:53 AM
bchen78875$25.00$25.003/17/2010 11:17:56 AM
AF-Chief$27.00$27.003/17/2010 11:18:41 AM
ddog0224$25.00$25.003/17/2010 2:14:21 PM
the-profit-oracle$25.00$25.003/17/2010 3:04:48 PM
visionary-currency$75.00$75.003/17/2010 3:14:15 PM
micko$25.00$25.003/17/2010 4:38:17 PM
Spyder7$50.00$50.003/18/2010 8:07:53 AM
excellent-nickel$25.00$25.003/18/2010 9:32:48 AM
supreme-hope$25.00$25.003/18/2010 11:34:47 AM
mikeandcat$50.00$50.003/18/2010 1:35:47 PM
Dopplerbob$64.48$64.483/18/2010 12:46:08 PM
value-rocket$25.00$25.003/18/2010 12:54:49 PM
kanakakm$25.00$25.003/18/2010 6:03:40 PM
studious-bonus7$50.00$50.003/19/2010 5:11:36 AM
don8ter$25.00$25.003/19/2010 7:47:24 AM
stockpiler079$25.00$25.003/19/2010 8:14:11 AM
Josta$50.00$50.003/19/2010 11:41:08 AM
invest-in-ed$70.00$70.003/19/2010 3:21:45 PM
devoider$25.00$25.003/19/2010 8:22:24 PM
Interloper$33.32$33.323/20/2010 9:02:20 AM
Finspons$25.00$25.003/20/2010 11:20:10 AM
Loan2Own$100.00$100.003/20/2010 5:34:18 PM
NeemanuKotagoLending$26.48$26.483/20/2010 11:35:01 PM
Supernick$25.00$25.003/21/2010 7:11:07 AM
anton$55.01$55.013/21/2010 7:10:56 AM
rescue$250.00$250.003/21/2010 7:48:53 AM
cathexis$38.69$38.693/21/2010 10:52:21 AM
money-explorer3$25.00$25.003/21/2010 2:07:37 PM
responsibility-mulberry$25.00$25.003/21/2010 2:52:28 PM
harmonious-revenue7$50.00$50.003/21/2010 5:52:29 PM
cavalier2020$35.00$35.003/21/2010 4:06:33 PM
qcksilvr20$50.00$50.003/21/2010 6:40:46 PM
cingular$25.00$25.003/22/2010 12:48:39 AM
ScottW$25.00$25.003/22/2010 12:48:41 AM
golffish2$100.00$100.003/22/2010 7:40:46 AM
circustab$50.00$50.003/22/2010 8:05:37 AM
hrubinst$25.00$25.003/22/2010 9:43:14 AM
Gabriel02$25.00$25.003/22/2010 10:11:22 AM
pawnshopman$25.00$25.003/22/2010 10:28:54 AM
MissionMicroFinance$25.00$25.003/22/2010 11:15:01 AM
sumac5$76.94$76.943/22/2010 11:15:57 AM
metro457$25.00$25.003/22/2010 12:07:02 PM
biobulator$25.00$16.563/22/2010 12:28:14 PM
smart-return$25.00$25.003/22/2010 12:07:04 PM
Occhy$75.00$75.003/22/2010 12:44:01 PM
jslo722$25.00$25.003/22/2010 3:36:44 PM
oceanside$25.00$25.003/22/2010 5:12:37 PM
hasbegun$35.21$35.213/22/2010 8:33:29 PM
XCWIZ007$50.00$50.003/22/2010 8:39:31 PM
1SteelerFan$25.00$25.003/22/2010 7:27:59 PM
favorite-commerce$25.00$25.003/22/2010 8:31:45 PM
qkinger$50.00$50.003/22/2010 10:37:43 PM
tpcnet$26.32$26.323/23/2010 5:44:20 AM
The-CAPS-fan$35.00$35.003/23/2010 7:05:45 AM
sparkmeister$25.00$25.003/23/2010 11:24:18 AM
seatown7$50.00$50.003/23/2010 11:41:14 AM
unitedins$25.00$25.003/23/2010 12:29:06 PM
blackberry9$25.00$25.003/23/2010 12:37:52 PM
Leopoldine$25.75$25.753/23/2010 2:54:31 PM
credit-panda1$50.00$50.003/23/2010 1:56:55 PM
wwwUniversal$25.00$25.003/23/2010 4:04:59 PM
dorypro$50.00$50.003/23/2010 6:19:51 PM
usd1027$25.00$25.003/24/2010 12:22:56 AM
Winger$100.00$100.003/24/2010 4:44:50 AM
productive-moola$26.44$26.443/23/2010 9:54:33 PM
Barky52$25.00$25.003/24/2010 6:01:04 AM
rate-fluffy-bunny$25.00$25.003/24/2010 5:44:17 AM
principal-laser$60.00$60.003/24/2010 4:02:48 AM
steady-dime$25.00$25.003/24/2010 8:11:10 AM
mitcha1$25.00$25.003/24/2010 5:20:56 AM
kilpat$32.80$32.803/24/2010 7:31:10 AM
Doohickey415$26.53$26.533/24/2010 9:31:19 AM
durability-high-five$25.00$25.003/24/2010 9:36:09 AM
Memphis-King$60.00$60.003/24/2010 9:47:51 AM
StocksMan$50.00$50.003/24/2010 9:55:40 AM
macjp123$25.00$25.003/17/2010 10:17:42 AM
Avala$50.00$50.003/17/2010 10:18:44 AM
fightinjoe$25.00$25.003/17/2010 10:20:55 AM
bonus-adventure3$25.00$25.003/17/2010 10:22:00 AM
flexible-value$26.00$26.003/17/2010 10:25:14 AM
integrity-doctor$50.00$50.003/17/2010 10:27:02 AM
scrappy-bonus2$25.00$25.003/17/2010 10:29:59 AM
successful-euro$50.00$50.003/17/2010 10:26:15 AM
GElender$50.00$50.003/17/2010 10:43:57 AM
mpactlender$25.00$25.003/17/2010 10:42:33 AM
totoro$25.00$25.003/17/2010 10:58:08 AM
Good_Karma_Cafe$25.00$25.003/17/2010 1:44:41 PM
webfeet$25.00$25.003/17/2010 2:27:31 PM
rapid-credit428$25.00$25.003/17/2010 2:52:46 PM
irrelevant$25.00$25.003/17/2010 3:04:16 PM
zento$25.00$25.003/17/2010 6:43:13 PM
marilyn7$25.00$25.003/18/2010 8:12:37 AM
mmckune$25.00$25.003/18/2010 9:34:09 AM
HHP$25.00$25.003/18/2010 8:44:43 AM
desertoasis$25.00$25.003/18/2010 10:08:11 AM
hopethisworks$54.98$54.983/18/2010 4:39:19 PM
brazilofmux$46.18$46.183/18/2010 4:42:21 PM
transformer2$25.00$25.003/19/2010 7:32:13 AM
SanCarlos$100.00$100.003/19/2010 12:40:03 PM
exchange-fountain$25.00$25.003/19/2010 1:00:34 PM
aurorafinancial$50.00$50.003/20/2010 7:57:49 AM
honorable-yield$50.00$50.003/20/2010 9:02:22 AM
Dollars4Rent$25.00$25.003/20/2010 1:58:01 PM
unforgettable-order9$25.00$25.003/21/2010 9:44:55 AM
Tahoeguy$34.23$34.233/21/2010 8:22:57 AM
aldenrains$25.00$25.003/21/2010 7:54:37 AM
Nishana$25.00$25.003/21/2010 8:47:47 AM
gulch$25.00$25.003/21/2010 2:12:25 PM
respectful-integrity3$30.00$30.003/21/2010 5:51:45 PM
TCR3$25.00$25.003/21/2010 9:12:17 PM
CommerciaLender$25.00$25.003/22/2010 8:20:25 AM
jgar_O$25.00$25.003/22/2010 9:10:37 AM
versatile-platinum4$25.00$25.003/22/2010 9:32:53 AM
chicco$56.00$56.003/22/2010 10:12:05 AM
Musicman1950$25.00$25.003/22/2010 10:23:35 AM
reinforced-deal8$50.00$50.003/22/2010 10:58:00 AM
gnuey$25.00$25.003/22/2010 11:14:21 AM
aasx1108$25.00$25.003/22/2010 11:14:37 AM
responsible-investment0$50.00$50.003/22/2010 10:59:02 AM
350DGRZ$25.00$25.003/22/2010 11:16:23 AM
thevogelfamily$25.00$25.003/22/2010 12:13:14 PM
Dglue2gether$50.00$50.003/22/2010 3:04:33 PM
encouraging-rate$25.00$25.003/22/2010 5:29:00 PM
LibbyZ$50.00$50.003/22/2010 5:29:54 PM
mattblizz$25.00$25.003/22/2010 7:17:15 PM
rajs$200.00$200.003/22/2010 6:19:05 PM
seadogs$25.00$25.003/22/2010 10:56:03 PM
DannyPhantom$25.00$25.003/22/2010 9:13:37 PM
buukyak$25.00$25.003/23/2010 6:16:16 AM
malcolmreynolds$25.00$25.003/23/2010 8:19:53 AM
brightest-dignified-penny$25.00$25.003/23/2010 10:34:41 AM
Manvel$25.00$25.003/23/2010 10:19:42 AM
Torero06$36.08$36.083/23/2010 10:35:49 AM
Astyanax$25.00$25.003/23/2010 12:42:54 PM
gilbrear$25.00$25.003/23/2010 3:31:35 PM
Astyanax$25.00$25.003/23/2010 12:42:37 PM
broker558$25.00$25.003/23/2010 3:59:57 PM
gmf$25.00$25.003/23/2010 4:51:38 PM
impartial-deal$25.00$25.003/23/2010 4:55:14 PM
economy-caper9$25.00$25.003/23/2010 4:55:34 PM
hidavehi$60.00$60.003/23/2010 7:05:51 PM
Zachilles$90.00$90.003/23/2010 7:26:27 PM
gothampark$25.00$25.003/23/2010 9:08:48 PM
agreement-bunny$30.00$30.003/24/2010 6:27:32 AM
BSr$25.00$25.003/24/2010 9:00:27 AM
friendinmoney$25.00$25.003/24/2010 8:38:03 AM
Realty24$35.00$35.003/24/2010 8:09:02 AM
doomsday18$25.00$25.003/24/2010 8:18:52 AM
161 bids
 
Borrower Payment Dependent Notes Series 450634
This series of Notes was issued and sold upon the funding of the borrower loan #41555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-24-2010 
 
Starting lender yield: 30.22% Starting borrower rate/APR: 31.22% / 33.62% Starting monthly payment: $258.74
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $245.76
 
Auction yield range: 11.04% - 30.22% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1991 Debt/Income ratio: Not calculated
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Retired
Enhanced (1-5):5 Current / open credit lines: 12 / 10Length of status:2y 2m
Credit score: 760-779 (Mar-2010) Total credit lines: 29Stated income:$75,000-$99,999
Now delinquent: 0 Revolving credit balance: $27,121 
Amount delinquent: $0 Bankcard utilization: 7%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: loot-mason9 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
fix up new home
Purpose of loan:
This loan will be used to fix up my home.? We moved to Arizona?after 38+ years in the military and I want to make this place a HOME?

My financial situation:
I am a good candidate for this loan because I am a very responsible person and pay?my bills.? I make a good retirement therefore I believe that I am a good candidate.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
A007$25.00$25.003/17/2010 9:59:29 AM
Wowzer$25.00$25.003/17/2010 10:00:38 AM
oldmora$50.00$50.003/17/2010 10:02:13 AM
social-conductor4$25.00$25.003/17/2010 10:00:47 AM
cospilot$25.00$25.003/17/2010 10:04:19 AM
EJL$25.00$25.003/17/2010 10:04:21 AM
bnlforever$25.00$25.003/17/2010 10:04:29 AM
treasure-bliss$100.00$100.003/17/2010 10:04:34 AM
hope-equation$50.00$50.003/17/2010 10:11:04 AM
Zolton$200.00$200.003/17/2010 10:12:00 AM
decisive-capital$50.00$50.003/17/2010 10:09:40 AM
Kaj$25.00$25.003/17/2010 10:01:54 AM
Sam65$25.00$25.003/17/2010 10:10:04 AM
successful-euro$30.00$30.003/17/2010 10:03:52 AM
sympathetic-asset$25.00$25.003/17/2010 10:13:09 AM
SDKiwi$25.00$25.003/17/2010 10:04:28 AM
Purposeful$25.00$25.003/17/2010 10:12:52 AM
ukstevenhawaii$50.00$50.003/17/2010 10:13:15 AM
listing-trapper3$50.00$50.003/17/2010 10:16:22 AM
natecam$25.00$25.003/17/2010 10:10:13 AM
greenwell$25.00$25.003/17/2010 10:15:51 AM
personal-lender$25.00$25.003/17/2010 10:11:17 AM
elevated-platinum5$25.00$25.003/17/2010 10:12:14 AM
honorable-yield$35.00$35.003/17/2010 10:12:29 AM
nrowland$25.00$25.003/17/2010 10:15:08 AM
Rattlehead$25.00$25.003/17/2010 10:16:40 AM
Speculator$100.00$100.003/17/2010 10:24:37 AM
cashonhand$25.00$25.003/17/2010 10:22:13 AM
Shepherd7$25.00$25.003/17/2010 10:22:49 AM
screenname03$25.00$25.003/17/2010 10:28:56 AM
magnolia161$25.00$25.003/17/2010 10:22:32 AM
irrelevant$25.00$25.003/17/2010 10:22:52 AM
compsciman$50.00$50.003/17/2010 10:28:34 AM
GElender$25.00$25.003/17/2010 10:28:40 AM
jstefans$25.00$25.003/17/2010 10:35:31 AM
lending-bear$25.00$25.003/17/2010 10:35:53 AM
Buffer10$84.59$84.593/17/2010 10:31:47 AM
Streetfighter$25.00$25.003/17/2010 10:36:27 AM
delivery$25.00$25.003/17/2010 10:37:12 AM
kmfreymi$25.00$25.003/17/2010 10:38:33 AM
integrity-doctor$50.00$50.003/17/2010 10:40:24 AM
xzec777$25.00$25.003/17/2010 10:41:00 AM
KevinC_63366$25.00$25.003/17/2010 10:37:14 AM
martinnc$25.00$25.003/17/2010 10:32:11 AM
seisen$50.00$50.003/17/2010 10:41:07 AM
faldska$25.00$25.003/17/2010 10:53:47 AM
108lender$75.00$75.003/17/2010 10:38:36 AM
Artist_Blue$25.00$25.003/17/2010 10:57:36 AM
simplewareinc$29.36$29.363/17/2010 10:38:45 AM
Mantis75$25.00$25.003/17/2010 10:54:03 AM
charlieok$25.00$25.003/17/2010 10:54:21 AM
zeelender$25.00$25.003/17/2010 11:11:01 AM
palpbert$25.00$25.003/17/2010 11:09:52 AM
HedgeFund$25.00$25.003/17/2010 11:13:14 AM
upc_tnt$25.00$25.003/17/2010 11:18:02 AM
Peterman$25.00$25.003/17/2010 12:17:45 PM
cashhelp$25.00$25.003/17/2010 2:37:18 PM
Bob450$25.00$25.003/17/2010 8:47:48 PM
monstersdad$26.18$26.183/18/2010 4:22:15 PM
cerbear9$25.00$25.003/19/2010 5:23:30 PM
Mr_Katana$25.00$25.003/20/2010 3:23:12 PM
carmat60$25.00$25.003/21/2010 7:45:31 PM
vivacious-p2p3$25.00$25.003/22/2010 3:41:17 PM
TheSweetLender$50.00$50.003/22/2010 4:54:43 PM
3mma$25.33$25.333/22/2010 6:09:28 PM
Sugarmama21$50.00$50.003/22/2010 6:09:49 PM
LendToCause$25.00$25.003/22/2010 6:41:27 PM
Kash2010lu$25.00$25.003/22/2010 6:54:42 PM
draggon77$40.00$40.003/22/2010 10:39:31 PM
RobinHood$50.00$50.003/22/2010 9:14:40 PM
kendigme$28.27$28.273/23/2010 3:59:45 AM
benefit-javelin$25.00$25.003/23/2010 10:18:54 AM
italisvital$25.00$25.003/23/2010 10:24:45 AM
Your_Bank$25.00$25.003/23/2010 11:56:50 AM
lth35$28.79$28.793/23/2010 1:49:21 PM
ctruong53$80.00$80.003/23/2010 2:44:34 PM
jcw3rd$25.00$25.003/23/2010 4:43:27 PM
DasMula$25.00$25.003/24/2010 9:03:26 AM
Bob450$25.00$25.003/24/2010 9:49:26 AM
PatRichi$25.00$25.003/17/2010 10:01:13 AM
loan-gatherer$25.00$25.003/17/2010 10:00:17 AM
stoopidnoodle$25.00$25.003/17/2010 10:01:11 AM
lagnisiruk$25.00$25.003/17/2010 10:02:15 AM
oreyedoc$25.00$25.003/17/2010 10:04:25 AM
oskizzle$25.00$25.003/17/2010 10:04:17 AM
Cai8899$30.00$30.003/17/2010 10:10:53 AM
nletunic$25.00$25.003/17/2010 10:09:20 AM
ouyangers$25.00$25.003/17/2010 10:09:27 AM
Hokiemon$25.00$25.003/17/2010 10:09:44 AM
steves73$25.00$25.003/17/2010 10:10:29 AM
AF-Chief$28.00$28.003/17/2010 10:03:21 AM
Tasmir$25.00$25.003/17/2010 10:03:59 AM
Kijib$25.00$25.003/17/2010 10:04:23 AM
orange-courageous-dedication$30.00$30.003/17/2010 10:11:46 AM
majorf2136$25.00$25.003/17/2010 10:04:31 AM
slojudy$25.00$25.003/17/2010 10:05:00 AM
chicagoman$25.00$25.003/17/2010 10:13:01 AM
red-favorable-basis$25.00$25.003/17/2010 10:16:23 AM
SBT$50.00$50.003/17/2010 10:14:59 AM
rdecartus$25.00$25.003/17/2010 10:09:31 AM
rhin0cerx$50.00$50.003/17/2010 10:15:10 AM
secobarbital$25.00$25.003/17/2010 10:10:35 AM
asset-professor$35.00$35.003/17/2010 10:15:50 AM
AF_Trust$25.00$25.003/17/2010 10:12:16 AM
CarDealer3070$30.00$30.003/17/2010 10:12:37 AM
skuba$25.00$25.003/17/2010 10:16:08 AM
deegeeman$50.00$50.003/17/2010 10:16:14 AM
heatherwood$50.00$50.003/17/2010 10:30:24 AM
desertoasis$25.00$25.003/17/2010 10:28:14 AM
flexible-value$25.00$25.003/17/2010 10:31:42 AM
dinero-mason$50.00$50.003/17/2010 10:28:30 AM
whatknows$25.00$25.003/17/2010 10:28:33 AM
SpareChangeHero$25.00$25.003/17/2010 10:28:36 AM
wwwUniversal$25.00$25.003/17/2010 10:23:58 AM
johnayan$25.00$25.003/17/2010 10:28:39 AM
noble-revenue$100.00$100.003/17/2010 10:34:39 AM
rooosta$25.00$25.003/17/2010 10:31:26 AM
joee$25.00$25.003/17/2010 10:26:44 AM
asiaratt$100.00$100.003/17/2010 10:36:14 AM
Cre8iveCash$25.00$25.003/17/2010 10:37:17 AM
HalfDayz$45.78$45.783/17/2010 10:37:20 AM
inspiring-reward$150.00$150.003/17/2010 10:28:29 AM
bountiful-bazaar$25.00$25.003/17/2010 10:35:42 AM
saffron4$50.00$50.003/17/2010 10:41:04 AM
golath24$25.00$25.003/17/2010 10:41:12 AM
gizzywump$25.00$25.003/17/2010 10:31:49 AM
unforgettable-order9$25.00$25.003/17/2010 10:38:13 AM
poeman$25.00$25.003/17/2010 10:38:59 AM
autonomous-truth$40.00$40.003/17/2010 10:35:04 AM
red_spade$26.00$26.003/17/2010 10:42:12 AM
coolnatkat$25.00$25.003/17/2010 10:39:54 AM
cash-tiramisu$50.55$50.553/17/2010 10:40:09 AM
derec$25.00$25.003/17/2010 10:57:54 AM
kginatl$25.00$4.813/17/2010 11:34:32 AM
TEAM-Jasper$25.00$25.003/17/2010 11:09:42 AM
JustMee$25.00$25.003/17/2010 5:15:13 PM
tsquared_030$75.00$75.003/17/2010 6:06:47 PM
webfeet$25.00$25.003/19/2010 9:04:11 AM
UCLA4life$25.00$25.003/19/2010 11:17:03 AM
Bob450$25.00$25.003/20/2010 5:44:14 PM
sunshinysmiles$25.00$25.003/21/2010 2:59:30 PM
rustysailor$25.00$25.003/21/2010 9:41:53 PM
charming-point$300.00$300.003/22/2010 9:42:41 AM
DasMula$25.00$25.003/22/2010 1:43:04 PM
dano1965$25.00$25.003/22/2010 5:18:22 PM
enchanted-note$75.00$75.003/22/2010 7:31:56 PM
rakey$25.00$25.003/23/2010 3:27:14 AM
Gaelicman$100.00$100.003/23/2010 8:37:32 AM
r1w$25.00$25.003/23/2010 6:19:16 AM
maricel10$50.00$50.003/23/2010 10:31:14 AM
fair-payment4$25.00$25.003/23/2010 9:35:17 AM
thomas16882004$25.00$25.003/23/2010 11:52:48 AM
VBPlayer$30.00$30.003/23/2010 11:15:28 AM
Zachilles$85.00$85.003/23/2010 7:27:48 PM
balanced-balance6$25.00$25.003/24/2010 6:35:47 AM
tcbmc$25.00$25.003/24/2010 9:09:19 AM
Pilot12$25.00$25.003/24/2010 8:24:14 AM
branaa99$25.00$25.003/24/2010 9:45:52 AM
Bob450$25.00$25.003/24/2010 9:50:00 AM
credit-missile$182.34$182.343/24/2010 9:52:45 AM
160 bids
 
Borrower Payment Dependent Notes Series 451322
This series of Notes was issued and sold upon the funding of the borrower loan #41558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-22-2010 
  Auction end date:  Mar-29-2010 
 
Starting lender yield: 10.38% Starting borrower rate/APR: 11.38% / 13.50% Starting monthly payment: $493.78
Final lender yield: 10.38% Final borrower rate/APR: 11.38% / 13.50% Final monthly payment: $493.78
 
Auction yield range: 4.04% - 10.38% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 8.25%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1983 Debt/Income ratio: 33%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 8Length of status:27y 8m
Credit score: 740-759 (Mar-2010) Total credit lines: 59 Occupation: Civil Service
Now delinquent: 0 Revolving credit balance: $14,738Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 31%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: top-restless-bill Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
getting even
Purpose of loan:
This loan will be used to?
to pay off some credit cards bills that is used when i was remolding house that i live in and now I am ready to try and get one bill and get even and stay that way, and i think this is the best way..
My financial situation:
I am a good candidate for this loan because?? I have had same job with the federal govt of 27+ years and it is stable and i am very stable employee and?have great credit rating and have no late payments?or garnishments against me
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$28.00$28.003/22/2010 4:24:27 PM
personal-lender$25.00$25.003/22/2010 4:31:41 PM
delicious-social132$25.00$25.003/22/2010 4:31:44 PM
Clambake$50.00$50.003/22/2010 4:30:43 PM
Avala$50.00$50.003/22/2010 4:31:06 PM
ddog0224$25.00$25.003/22/2010 4:36:42 PM
fightinjoe$25.00$25.003/22/2010 4:32:19 PM
jwood3030$35.00$35.003/22/2010 4:35:40 PM
integrity-doctor$50.00$50.003/22/2010 4:33:48 PM
don8ter$25.00$25.003/22/2010 4:40:09 PM
HedgeFund$40.00$40.003/22/2010 4:36:18 PM
HHP$25.00$25.003/22/2010 4:37:42 PM
studious-bonus7$50.00$50.003/22/2010 4:39:46 PM
rapid-credit428$25.00$25.003/22/2010 4:44:54 PM
desertoasis$50.00$50.003/22/2010 4:41:42 PM
mg6619$25.00$25.003/22/2010 4:45:08 PM
harmonious-revenue7$50.00$50.003/22/2010 4:46:35 PM
hrubinst$25.00$25.003/22/2010 4:47:40 PM
egw$25.00$25.003/22/2010 4:44:43 PM
versatile-platinum4$25.00$25.003/22/2010 4:47:07 PM
chicco$56.00$56.003/22/2010 4:47:57 PM
350DGRZ$25.00$25.003/22/2010 4:50:05 PM
CarDealer3070$25.00$25.003/22/2010 4:50:54 PM
asset-professor$75.00$75.003/22/2010 4:51:02 PM
bonafide-cash$50.00$50.003/22/2010 5:32:48 PM
kmr2$250.00$250.003/22/2010 5:33:05 PM
Microfinancer$25.00$25.003/22/2010 5:33:17 PM
friendly-worth3$25.00$25.003/22/2010 5:30:27 PM
fcukciti$50.00$50.003/22/2010 5:36:25 PM
nourishing-interest0$25.00$25.003/22/2010 5:31:37 PM
flexible-value$26.00$26.003/22/2010 5:38:48 PM
kbodendorf$25.00$25.003/22/2010 5:32:33 PM
pawnshopman$25.00$25.003/22/2010 5:39:37 PM
reinforced-deal8$50.00$50.003/22/2010 5:39:40 PM
progressive-asset$100.00$100.003/22/2010 5:33:49 PM
Phantom99$25.00$25.003/22/2010 5:28:30 PM
malmoswed1$50.00$50.003/22/2010 5:49:10 PM
Havana21$50.00$50.003/22/2010 5:49:56 PM
integrity-broker$25.00$25.003/22/2010 5:50:02 PM
kanakakm$25.00$25.003/22/2010 5:50:05 PM
heng2x$25.00$25.003/22/2010 5:50:12 PM
KrazyCelticKid$25.00$25.003/22/2010 5:31:21 PM
kmfreymi$25.00$25.003/22/2010 5:52:03 PM
gavinfh$25.00$25.003/22/2010 5:52:16 PM
bold-durability-drum$25.00$25.003/22/2010 5:52:26 PM
BuffetRocks$50.00$50.003/22/2010 5:52:37 PM
jigsaw$100.00$100.003/22/2010 5:32:56 PM
inspiring-reward$150.00$150.003/22/2010 5:39:42 PM
cathexis$100.00$100.003/22/2010 5:39:49 PM
cnovak$25.00$25.003/22/2010 5:34:09 PM
miniloan$25.00$25.003/22/2010 6:22:17 PM
uwinwewin$25.00$25.003/22/2010 5:49:55 PM
gulch$25.00$25.003/22/2010 5:50:02 PM
rock-turner$25.00$25.003/22/2010 6:47:12 PM
RetiredATC$25.00$25.003/22/2010 5:52:09 PM
nybanker85$25.00$25.003/22/2010 5:52:19 PM
jokerj006$25.00$25.003/22/2010 5:52:40 PM
BeemerRider$25.00$25.003/22/2010 5:39:54 PM
liberty-trophy$25.00$25.003/22/2010 6:12:35 PM
ctgscott$25.00$25.003/22/2010 8:37:12 PM
dollar-birdie$25.00$25.003/22/2010 5:49:57 PM
Binan$25.00$25.003/22/2010 5:50:00 PM
Tahoeguy$50.00$50.003/22/2010 5:50:03 PM
happy-asset$25.00$25.003/22/2010 5:52:08 PM
trade-doughnut5$25.00$25.003/22/2010 5:52:15 PM
intelligent-yield$25.00$25.003/22/2010 5:52:30 PM
engrossing-commerce$25.00$25.003/22/2010 7:17:29 PM
Rostov$25.00$25.003/22/2010 7:42:14 PM
Reinadog9$25.00$25.003/22/2010 9:52:46 PM
reinforced-revenue069$25.00$25.003/22/2010 7:52:14 PM
investment-defender$25.00$25.003/22/2010 6:22:11 PM
the-profit-oracle$25.00$25.003/22/2010 10:28:09 PM
Mostyle$25.00$25.003/23/2010 12:18:42 AM
memphisf01$25.00$25.003/22/2010 7:22:38 PM
goodbob$25.00$25.003/22/2010 9:07:23 PM
PRGuyinVA$25.00$25.003/22/2010 7:42:16 PM
AW14$25.00$25.003/23/2010 4:32:39 AM
TrixieD$25.00$25.003/22/2010 9:40:59 PM
darylc$25.00$25.003/23/2010 6:02:21 AM
marilyn7$25.00$25.003/22/2010 10:27:35 PM
money-boomarang$25.00$25.003/22/2010 9:02:28 PM
teller$25.00$25.003/23/2010 7:23:07 AM
financialsteward123$25.00$25.003/23/2010 8:07:12 AM
China0813$25.00$25.003/23/2010 8:43:04 AM
Ripsaw4U$25.00$25.003/23/2010 2:53:08 AM
mikepat55$50.00$50.003/23/2010 6:22:38 AM
webfeet$25.00$25.003/23/2010 7:16:38 AM
lloyd_s$25.00$25.003/23/2010 7:23:12 AM
melodious-fairness$25.00$25.003/23/2010 7:24:15 AM
littlemonkey$25.00$25.003/23/2010 8:07:15 AM
webfeet$25.00$25.003/23/2010 7:16:03 AM
time4aloan$25.00$25.003/23/2010 7:23:14 AM
shingu79$25.41$25.413/23/2010 10:34:42 AM
CASHGIRL$27.85$27.853/23/2010 10:42:43 AM
Supernick$50.00$50.003/23/2010 11:01:26 AM
sgmm330$25.00$25.003/23/2010 11:07:42 AM
economy-producer$25.00$25.003/23/2010 9:33:13 AM
r0b3m4n$25.00$25.003/23/2010 9:33:48 AM
snoopey100$25.00$25.003/23/2010 10:27:23 AM
army-daddy$25.00$25.003/23/2010 11:33:12 AM
Digs$25.00$25.003/23/2010 10:34:26 AM
kirkjerk$25.00$25.003/23/2010 11:48:51 AM
Theboof$25.00$25.003/23/2010 10:58:27 AM
Musicman1950$25.00$25.003/23/2010 9:52:25 AM
bchen78875$25.00$25.003/23/2010 10:11:17 AM
inspire22$25.00$25.003/23/2010 10:18:20 AM
boater01$50.00$50.003/23/2010 11:32:33 AM
museic1$29.82$29.823/23/2010 11:48:40 AM
tsui517$25.00$25.003/23/2010 10:49:22 AM
EPCapital$25.00$25.003/23/2010 11:12:47 AM
kindness-percolator5$25.00$25.003/23/2010 12:22:22 PM
talang$25.00$25.003/23/2010 11:24:05 AM
bold-principal-thinker$25.00$25.003/23/2010 11:32:36 AM
WarmWeather$25.00$25.003/23/2010 3:27:39 PM
balance-whistle7$25.00$25.003/23/2010 12:32:20 PM
incbx$25.00$25.003/23/2010 4:13:02 PM
windfall46$25.00$25.003/23/2010 4:58:51 PM
fostaman$25.00$25.003/24/2010 11:55:27 AM
akakii$25.00$25.003/24/2010 12:57:01 PM
GElender$29.83$29.833/24/2010 12:56:49 PM
ahansen$25.00$25.003/24/2010 4:15:43 PM
respectful-integrity3$25.00$25.003/25/2010 5:18:00 AM
currency-sergeant$25.00$25.003/25/2010 9:33:53 AM
KiwiElf$25.00$25.003/25/2010 11:47:40 AM
brazilofmux$69.34$69.343/25/2010 11:55:28 AM
micko$25.00$25.003/25/2010 11:38:07 AM
TCR3$25.00$25.003/25/2010 12:00:03 PM
dparkhom$25.00$25.003/25/2010 1:13:47 PM
honorable-yield$50.00$50.003/25/2010 3:36:31 PM
Aquani$26.71$26.713/25/2010 4:14:00 PM
SOP_Bank$25.00$25.003/25/2010 4:23:04 PM
Dollars4Rent$25.00$25.003/25/2010 6:37:29 PM
yield-lion$25.00$25.003/25/2010 8:34:42 PM
JohnW12$25.00$25.003/26/2010 7:39:31 AM
towering-contract$25.00$25.003/26/2010 9:34:23 AM
Tradesmanlender$25.00$25.003/26/2010 9:37:46 AM
lucrative-worth$25.00$25.003/26/2010 8:04:23 AM
knight3136$25.00$25.003/26/2010 9:28:43 AM
trade-elm$100.00$100.003/26/2010 11:22:06 AM
ommcd$25.00$25.003/26/2010 9:34:12 AM
reward-adventure$25.00$25.003/26/2010 11:50:36 AM
mmmm1982$25.00$25.003/26/2010 12:34:06 PM
aldeed$25.00$25.003/26/2010 12:39:14 PM
justice-dna$25.00$25.003/26/2010 12:58:04 PM
LenderByDay$25.00$25.003/26/2010 3:18:31 PM
return-elm$25.00$25.003/26/2010 3:38:32 PM
anton$66.64$66.643/26/2010 4:05:39 PM
flwah$25.00$25.003/26/2010 4:05:23 PM
salala$25.00$25.003/26/2010 9:58:04 PM
sandeepPR$25.00$25.003/27/2010 6:50:54 AM
fair_rates$25.00$25.003/27/2010 4:41:08 AM
mpactlender$25.00$25.003/27/2010 6:48:31 AM
theaterguy$25.00$25.003/27/2010 6:48:32 AM
biobulator$25.00$25.003/27/2010 6:49:22 AM
mmqc$25.00$25.003/27/2010 8:12:52 AM
xyzlmno$50.00$50.003/27/2010 9:47:53 AM
ManhattanLender$25.00$25.003/27/2010 10:03:29 AM
towering-contract$25.00$25.003/27/2010 10:22:56 AM
108lender$200.00$200.003/27/2010 11:13:02 AM
Jelios$25.00$25.003/27/2010 4:09:51 PM
mattblizz$25.00$25.003/27/2010 10:58:49 PM
loss-of-control$25.00$25.003/27/2010 6:15:09 PM
kennyinminny$100.00$100.003/28/2010 6:39:07 AM
credit-panda1$25.00$25.003/28/2010 6:04:51 AM
lend2end$25.00$25.003/28/2010 9:29:18 AM
reflective-rupee$100.00$100.003/28/2010 7:13:01 PM
cash-tent$25.00$25.003/28/2010 2:20:56 PM
natray$75.00$75.003/28/2010 3:35:40 PM
loan-machine1$25.00$25.003/28/2010 2:33:02 PM
pimienta$25.00$25.003/28/2010 3:18:07 PM
natural-greenback6$25.00$25.003/28/2010 5:47:54 PM
mrack$25.00$25.003/29/2010 2:38:04 AM
soldadoz$25.00$25.003/28/2010 4:52:55 PM
income-fortress$25.00$25.003/29/2010 6:12:56 AM
duty-accomplishment$30.00$30.003/28/2010 8:52:22 PM
DadWarbucks$25.00$25.003/29/2010 8:04:42 AM
bullwink27$25.00$25.003/29/2010 5:08:06 AM
line6owner$25.00$25.003/29/2010 9:34:52 AM
lawstudent1$25.00$25.003/29/2010 9:34:58 AM
Eagledrop$25.00$25.003/29/2010 6:37:54 AM
steady-bazaar$25.00$25.003/29/2010 9:37:42 AM
tornandfrayed$25.00$25.003/29/2010 7:54:06 AM
nestegg4e$25.00$25.003/29/2010 8:14:02 AM
methodical-capital7$25.00$25.003/29/2010 10:42:42 AM
generous-commerce9$25.00$25.003/29/2010 9:34:36 AM
euro-starter$25.00$25.003/29/2010 9:34:42 AM
oracle920$25.00$25.003/29/2010 9:34:13 AM
brooklynjoe$25.00$25.003/29/2010 9:43:40 AM
reflective-rupee$100.00$100.003/29/2010 9:49:21 AM
Bzbee$100.00$100.003/29/2010 9:53:29 AM
Bigejv$50.00$50.003/29/2010 11:31:54 AM
fireboss$31.57$31.573/29/2010 11:38:50 AM
rmachi$25.00$25.003/29/2010 10:18:51 AM
cgiles01$25.00$25.003/29/2010 10:12:45 AM
funds-promiser$26.07$26.073/29/2010 12:08:16 PM
MyKidsDad$25.00$25.003/29/2010 12:08:24 PM
castleman$25.00$25.003/29/2010 10:52:49 AM
shrewd-income$100.00$100.003/29/2010 11:06:46 AM
jybank$25.00$25.003/29/2010 11:14:56 AM
justice-hawk$50.00$50.003/29/2010 11:32:54 AM
Bluebanker$100.00$100.003/29/2010 12:50:18 PM
mcabery$100.00$100.003/29/2010 11:49:03 AM
octoberfresh$25.00$25.003/29/2010 12:05:48 PM
icontender$25.00$25.003/29/2010 2:09:41 PM
jresu537$25.00$25.003/29/2010 2:09:48 PM
JDFuego$25.00$25.003/29/2010 2:11:40 PM
intelligent-reward7$50.00$50.003/29/2010 12:15:39 PM
All_Wins$25.00$25.003/29/2010 12:16:02 PM
Wittlich$25.00$25.003/29/2010 12:17:18 PM
lost-money-so-far-on-these$25.00$25.003/29/2010 12:32:50 PM
heavenly-repayment4$50.00$50.003/29/2010 2:45:54 PM
zebra806$25.00$25.003/29/2010 2:46:51 PM
KaiserRex$25.00$25.003/29/2010 12:57:51 PM
ScottW$25.00$25.003/29/2010 2:09:39 PM
davidc314$50.00$50.003/29/2010 2:09:35 PM
Cubsfan07$25.00$25.003/29/2010 2:09:43 PM
transaction-animal8$25.00$25.003/29/2010 2:09:45 PM
dunedin$25.00$25.003/29/2010 4:20:04 PM
edognyc$25.00$25.003/29/2010 4:20:14 PM
torion$25.00$25.003/22/2010 4:30:48 PM
inspired-contract9$25.00$25.003/22/2010 4:32:26 PM
successful-euro$50.00$50.003/22/2010 4:33:38 PM
bonus-adventure3$25.00$25.003/22/2010 4:32:42 PM
exchange-fountain$25.00$25.003/22/2010 4:40:39 PM
chestnut4$25.00$25.003/22/2010 4:35:54 PM
aldenrains$25.00$25.003/22/2010 4:45:33 PM
responsibility-mulberry$25.00$25.003/22/2010 4:46:01 PM
aurorafinancial$50.00$50.003/22/2010 4:42:37 PM
shrewd-deal$25.00$25.003/22/2010 5:14:21 PM
important-ore$50.00$50.003/22/2010 4:44:59 PM
rescue$115.46$115.463/22/2010 4:45:38 PM
mpatrick$50.00$50.003/22/2010 4:50:31 PM
responsible-investment0$50.00$50.003/22/2010 4:49:41 PM
grf1945$25.00$25.003/22/2010 4:49:58 PM
friendly-market5$25.00$25.003/22/2010 5:27:41 PM
Cheburashka$25.00$25.003/22/2010 5:28:46 PM
xstreamin$25.00$25.003/22/2010 5:32:46 PM
tenacious-compassion9$25.00$25.003/22/2010 5:39:12 PM
hitsman$50.00$50.003/22/2010 5:33:08 PM
macjp123$25.00$25.003/22/2010 5:39:44 PM
bxdoc$46.40$46.403/22/2010 5:49:42 PM
gnuey$25.00$25.003/22/2010 5:50:00 PM
auction-elvis$25.00$25.003/22/2010 5:50:04 PM
currency-shaker16$100.00$100.003/22/2010 5:30:33 PM
a-finance-nirvana$25.00$25.003/22/2010 5:50:11 PM
the-bright-velocity$25.00$25.003/22/2010 5:50:13 PM
JClives$25.00$25.003/22/2010 5:51:53 PM
Noseel$50.00$50.003/22/2010 5:52:00 PM
excellent-nickel$25.00$25.003/22/2010 5:37:17 PM
1phantom$43.76$43.763/22/2010 5:52:20 PM
figs4u2$100.00$100.003/22/2010 5:52:29 PM
luckyldy$35.00$35.003/22/2010 5:32:43 PM
credit-kahuna$100.00$100.003/22/2010 5:32:58 PM
supreme-hope$25.00$25.003/22/2010 5:39:36 PM
averagefore$25.00$25.003/22/2010 5:49:58 PM
bountiful-bazaar$25.00$25.003/22/2010 5:36:22 PM
Steveoo1$25.00$25.003/22/2010 6:37:19 PM
martinnc$25.00$25.003/22/2010 5:52:02 PM
nletunic$25.00$25.003/22/2010 5:52:15 PM
top-silver-american$25.00$25.003/22/2010 5:52:23 PM
unforgettable-order9$100.00$100.003/22/2010 5:52:28 PM
rate-gravity$100.00$100.003/22/2010 5:52:33 PM
Streetfighter$50.00$50.003/22/2010 5:52:36 PM
BigBoy2008$25.00$25.003/22/2010 7:42:15 PM
Katburg$35.00$35.003/22/2010 5:49:54 PM
commitment-farm$25.00$25.003/22/2010 5:50:01 PM
treasure-bliss$53.57$53.573/22/2010 5:50:06 PM
orange-preeminant-bill$100.00$100.003/22/2010 5:50:14 PM
GAOGERAM_BANK$25.00$25.003/22/2010 9:02:25 PM
Fiimg$36.71$36.713/22/2010 5:52:01 PM
wise-handy-finance$25.00$25.003/22/2010 5:52:17 PM
helping-out$25.00$25.003/22/2010 5:52:27 PM
success1001$50.00$50.003/22/2010 5:52:33 PM
Tapu22$50.00$50.003/22/2010 7:37:18 PM
iLoaner$25.00$25.003/22/2010 7:52:18 PM
tender-gold$25.00$25.003/22/2010 10:22:16 PM
SanCarlos$100.00$100.003/22/2010 10:27:33 PM
BristolEnterprises$25.00$25.003/22/2010 6:32:14 PM
bowdish1$50.00$50.003/22/2010 9:32:18 PM
HH123$25.00$25.003/23/2010 6:22:21 AM
skuba$25.00$25.003/22/2010 10:28:08 PM
hampa$25.00$25.003/22/2010 11:47:15 PM
sumac5$150.00$150.003/22/2010 10:27:37 PM
value-squirrel3$25.00$25.003/23/2010 5:12:22 AM
ferdberfel$50.00$50.003/23/2010 3:22:36 AM
reliable-silver7$25.00$25.003/23/2010 9:07:13 AM
steamboatgal$25.00$25.003/23/2010 9:17:20 AM
tallmon$25.00$25.003/23/2010 7:23:09 AM
THREE-POINTS-LENDING$25.00$25.003/23/2010 9:34:10 AM
visionary-community$25.00$25.003/23/2010 9:34:21 AM
Mr_Hot_Sox$25.00$25.003/23/2010 7:02:21 AM
wacko82$25.00$25.003/23/2010 8:52:35 AM
b2006$25.00$25.003/23/2010 10:18:47 AM
orange-velocity-accelerator$34.00$34.003/23/2010 8:12:25 AM
100units$100.00$100.003/23/2010 8:24:13 AM
worlds-best-auction$25.00$25.003/23/2010 9:33:23 AM
Lilred7879$39.11$39.113/23/2010 10:42:41 AM
rhightower003$25.00$25.003/23/2010 9:33:30 AM
Panna$25.00$25.003/23/2010 9:33:38 AM
Stollewood$25.94$25.943/23/2010 10:48:28 AM
nwagers$25.00$25.003/23/2010 10:59:02 AM
maintenanceboss$25.00$25.003/23/2010 9:24:16 AM
Kulchar$25.51$25.513/23/2010 11:32:38 AM
onlyastepaway$25.00$25.003/23/2010 9:34:34 AM
The_Lending_Muscle$25.56$25.563/23/2010 11:57:15 AM
phaded$25.00$25.003/23/2010 11:57:43 AM
ms48105$25.00$25.003/23/2010 11:13:17 AM
pujols8996$28.48$28.483/23/2010 12:13:28 PM
value-pole$25.00$25.003/23/2010 12:14:04 PM
generosity-fuse$25.00$25.003/23/2010 12:15:17 PM
blackberry9$25.00$25.003/23/2010 12:05:40 PM
rlecour$25.00$25.003/23/2010 11:07:53 AM
Marathoner$25.00$25.003/23/2010 1:24:15 PM
slartibardfast$25.00$25.003/23/2010 11:57:45 AM
SnE$25.00$25.003/23/2010 12:03:27 PM
Akkon$25.00$25.003/23/2010 12:32:14 PM
nojoke411$25.00$25.003/23/2010 3:12:16 PM
harddollars$25.00$25.003/23/2010 2:52:13 PM
bigdogsafety1$25.00$25.003/23/2010 4:37:34 PM
chekat$25.00$25.003/24/2010 3:58:27 AM
diversification-medalist$25.00$25.003/23/2010 11:38:52 PM
cerebral-return3$25.00$25.003/24/2010 6:07:40 AM
FairbairnSG$25.00$25.003/24/2010 9:03:03 AM
irrelevant$25.00$25.003/24/2010 11:17:46 AM
mcabery$65.00$65.003/24/2010 11:31:42 AM
mikeandcat$29.02$29.023/24/2010 12:56:26 PM
decisive-marketplace3$25.00$25.003/24/2010 3:18:04 PM
reBuild-America$25.00$25.003/24/2010 5:47:25 PM
WHEREISTHEMOON$25.00$25.003/24/2010 7:23:03 PM
cello1$25.00$25.003/24/2010 7:28:43 PM
mcabery$50.00$50.003/25/2010 4:33:28 AM
movistar$25.00$25.003/24/2010 8:23:20 PM
KandKLegacyInvestments$25.00$25.003/25/2010 5:48:00 AM
billiam$50.00$50.003/24/2010 8:53:10 PM
stock106$25.00$25.003/25/2010 6:04:07 AM
bigphish$25.00$25.003/25/2010 8:03:16 AM
MAKEITAUTOMATIC$25.00$25.003/25/2010 9:15:24 AM
Nerdster1$25.00$25.003/25/2010 9:34:02 AM
dinero-speaker$25.00$25.003/25/2010 12:20:04 PM
Josta$30.47$30.473/25/2010 1:23:26 PM
selfmademan$25.00$25.003/25/2010 12:19:55 PM
capital-web7$25.00$25.003/25/2010 1:53:24 PM
cash-queen$30.00$30.003/25/2010 1:59:49 PM
Moneypenny6$25.00$25.003/25/2010 2:21:25 PM
kmwvma$25.00$25.003/25/2010 2:34:13 PM
the-silver-blaster$50.00$50.003/25/2010 3:30:37 PM
mhotchan$100.00$100.003/25/2010 2:50:35 PM
auction-turbine4$25.00$25.003/25/2010 2:54:29 PM
visionary-currency$51.71$51.713/25/2010 3:36:28 PM
cash-blueberry$25.00$25.003/25/2010 5:53:10 PM
return-eclipse0$25.00$25.003/25/2010 4:38:33 PM
jdnyc$25.00$25.003/25/2010 11:43:04 PM
mmckune$25.00$25.003/25/2010 8:29:05 PM
SCD$25.00$25.003/26/2010 8:07:58 AM
focused-dime8$25.00$25.003/26/2010 8:25:34 AM
maldok1$25.00$25.003/26/2010 6:55:07 AM
wise-silver-wonder$25.00$25.003/26/2010 9:36:09 AM
SKAGIT22$25.00$25.003/26/2010 8:56:08 AM
tranquil-return4$25.00$25.003/26/2010 10:00:09 AM
Artist_Blue$25.00$25.003/26/2010 10:23:32 AM
unassassinable$25.00$25.003/26/2010 9:33:57 AM
mizount$25.00$25.003/26/2010 9:35:01 AM
Orca-man$50.00$50.003/26/2010 11:09:56 AM
mathprof$25.00$25.003/26/2010 11:50:12 AM
uncleubb$25.00$25.003/26/2010 1:44:03 PM
wanna-help$25.00$25.003/26/2010 3:22:54 PM
unassuming-reward$25.00$25.003/26/2010 3:39:59 PM
hopethisworks$25.00$25.003/26/2010 4:05:06 PM
interest-boomer5$25.00$25.003/26/2010 4:05:21 PM
sgdimov$60.00$60.003/26/2010 6:38:59 PM
SlowGardener$25.00$25.003/26/2010 4:45:12 PM
spiff666$25.00$25.003/26/2010 7:55:54 PM
vutah$25.00$25.003/26/2010 9:01:21 PM
coup173$25.00$25.003/26/2010 10:22:59 PM
cyberie21$40.00$40.003/27/2010 6:49:19 AM
ejdirin$25.00$25.003/27/2010 6:50:50 AM
lostviajero$25.00$25.003/27/2010 12:58:08 AM
Isaac007$100.00$100.003/27/2010 4:39:12 AM
powerful-finance7$25.00$25.003/27/2010 5:28:00 AM
kid8549$25.00$25.003/27/2010 8:47:55 AM
tbrnet$25.00$25.003/27/2010 6:48:25 AM
lala_4_ever$25.00$25.003/27/2010 6:48:29 AM
leverage-monger$25.00$25.003/27/2010 8:39:00 AM
Syndication$25.00$25.003/27/2010 2:33:12 PM
reliable-dough3$25.00$25.003/27/2010 10:55:48 PM
heerzaquestion$25.00$23.273/28/2010 6:19:26 AM
MissionMicroFinance$25.00$25.003/28/2010 8:44:27 AM
Dahlozer$25.00$25.003/28/2010 7:12:59 AM
Mahogany_Group$36.27$36.273/28/2010 1:45:10 PM
reflective-rupee$100.00$100.003/28/2010 7:13:10 PM
sloak$25.00$25.003/28/2010 8:23:10 PM
steady-dime$25.00$25.003/29/2010 7:28:04 AM
szetheli$155.00$155.003/29/2010 7:43:29 AM
WorldlyWorker$25.00$25.003/29/2010 7:47:57 AM
revenue-pipeline$25.00$25.003/29/2010 10:02:51 AM
lostontheedge$25.00$25.003/29/2010 8:04:29 AM
Plotinus$50.00$50.003/29/2010 8:04:39 AM
janicewill$25.00$25.003/29/2010 8:14:04 AM
TheColoradoDon$25.00$25.003/29/2010 11:12:00 AM
reflective-rupee$100.00$100.003/29/2010 9:49:32 AM
skeebuzz$100.00$100.003/29/2010 11:22:21 AM
AuroraRobbin$50.00$50.003/29/2010 11:43:56 AM
Frenchynh$25.00$25.003/29/2010 10:38:07 AM
profit33r$25.00$25.003/29/2010 12:08:13 PM
nodrivelpls$25.00$25.003/29/2010 11:11:44 AM
Josilot$25.00$25.003/29/2010 11:14:13 AM
mizunoman$25.00$25.003/29/2010 11:43:32 AM
CoolHelp$50.00$50.003/29/2010 1:28:50 PM
radforj22$25.00$25.003/29/2010 11:53:15 AM
Loandoc62$25.00$25.003/29/2010 11:53:25 AM
dsfoundation$25.00$25.003/29/2010 12:01:36 PM
captainack$25.00$25.003/29/2010 12:08:14 PM
jgar_O$25.00$25.003/29/2010 2:09:40 PM
Solluna$25.00$25.003/29/2010 2:09:47 PM
cassius84$25.00$25.003/29/2010 2:11:39 PM
a0z0ra$31.33$31.333/29/2010 2:34:10 PM
wwwUniversal$25.00$25.003/29/2010 12:24:31 PM
Loanliness$29.33$29.333/29/2010 1:02:31 PM
bailey1223$25.00$25.003/29/2010 1:28:44 PM
cingular$25.00$25.003/29/2010 2:09:37 PM
jbadawg1017$25.00$25.003/29/2010 2:09:44 PM
leverage-monger$25.00$25.003/29/2010 2:36:47 PM
rhodylend$25.00$25.003/29/2010 3:33:22 PM
alliancecapital1$25.00$25.003/29/2010 3:36:12 PM
mistering$50.00$50.003/29/2010 4:01:55 PM
leverage-monger$25.86$25.863/29/2010 4:09:50 PM
money2k$25.00$25.003/29/2010 4:20:06 PM
Oupa-George$25.00$25.003/29/2010 4:20:13 PM
428 bids
 
Borrower Payment Dependent Notes Series 450153
This series of Notes was issued and sold upon the funding of the borrower loan #41565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-15-2010 
  Auction end date:  Mar-22-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $79.94
Final lender yield: 8.10% Final borrower rate/APR: 9.10% / 11.20% Final monthly payment: $79.62
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 5.98%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2005 Debt/Income ratio: 19%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):4 Current / open credit lines: 7 / 7Length of status:8y 6m
Credit score: 720-739 (Mar-2010) Total credit lines: 12 Occupation: Military Enlisted
Now delinquent: 0 Revolving credit balance: $0Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: power-friendship Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Returning Military Engagement Ring
Purpose of loan:
To buy an engagement ring for the love of my life, whom I have been seeing for 2 years. We in fact eloped before my deployment with the US Army to Iraq, and I promised her a beautiful ring when I got back.

My financial situation:
Is planned and closely budgeted as we are also planning our wedding. We are very aware of what we can and cannot take on monetarily, and pay close attention to dates and amounts when paying our monthly bill cycles. My current income is $1720 a month, with GI bill also paying me $800/month once I resume class in summer session. I feel that I am more than ready to take on a loan of this amount.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
RandyL3$33.00$33.003/15/2010 5:37:45 PM
brit11$50.00$50.003/15/2010 5:49:01 PM
macotra4$36.00$36.003/16/2010 4:57:56 AM
dontscrewmeover1$25.00$25.003/16/2010 6:06:13 PM
Finchy78$25.00$25.003/16/2010 4:24:07 PM
UncleSafety$100.00$100.003/18/2010 1:40:21 PM
JCPlending$25.00$25.003/18/2010 5:18:14 PM
Troutfinder$45.00$45.003/18/2010 10:22:11 PM
new-shiny-cash$25.00$25.003/19/2010 6:57:27 AM
webfeet$25.00$25.003/19/2010 8:22:46 AM
eloop$25.00$25.003/19/2010 6:25:53 PM
felicity-loyalist0$45.00$45.003/19/2010 9:27:44 PM
starry2001$25.00$25.003/20/2010 7:34:49 AM
socal-lender$25.00$25.003/20/2010 11:32:12 AM
JerryB96$25.00$25.003/20/2010 9:54:59 PM
FLFF$50.00$50.003/21/2010 6:04:15 AM
repayment-radio$50.00$50.003/21/2010 2:35:44 PM
matthewrburk$75.00$75.003/21/2010 3:15:43 PM
kingston1$25.00$25.003/21/2010 6:06:36 PM
eldorado71$25.00$25.003/21/2010 6:46:51 PM
Jakes_Bank$25.00$25.003/22/2010 5:53:16 AM
KaChingInvestments$25.00$25.003/22/2010 5:16:13 AM
liederhaus$50.00$50.003/22/2010 9:24:45 AM
dano1965$25.00$17.923/22/2010 9:54:55 AM
J-Rott$100.00$100.003/22/2010 10:07:24 AM
pawnshopman$100.00$100.003/22/2010 10:07:39 AM
mason5$100.00$100.003/22/2010 2:17:21 PM
Nasdaq$25.00$25.003/22/2010 3:05:02 PM
mitcha1$25.00$25.003/22/2010 2:40:39 PM
the-dynamic-marketplace$50.00$50.003/22/2010 4:00:23 PM
lender12345$25.00$25.003/15/2010 6:08:58 PM
bondhedger$25.00$25.003/16/2010 2:17:15 PM
indomart$50.00$50.003/16/2010 10:39:30 PM
movistar$25.00$25.003/17/2010 6:14:24 AM
Snapshot_SB$50.00$50.003/17/2010 12:29:04 PM
Pickmar$25.00$25.003/17/2010 1:47:02 PM
q4golf$26.00$26.003/18/2010 6:28:10 PM
Bieling$25.00$25.003/19/2010 8:42:58 PM
johnpmid$25.00$25.003/20/2010 12:57:20 AM
theloanteacher$25.00$25.003/20/2010 7:55:53 AM
beeslow$30.00$30.003/20/2010 10:31:14 AM
EasternLender$25.00$25.003/20/2010 10:51:21 AM
gjm6d$25.00$25.003/20/2010 10:56:57 AM
JDLanier$25.00$25.003/20/2010 11:39:46 AM
pork-nuggets$25.00$25.003/20/2010 8:32:33 PM
ASG_NECO$25.00$25.003/21/2010 1:00:20 PM
JABank$25.00$25.003/21/2010 9:39:38 AM
moneytolend72$25.00$25.003/21/2010 12:11:34 PM
mattblizz$25.00$25.003/21/2010 2:28:31 PM
paixbouche$36.24$36.243/21/2010 5:14:46 PM
MilitaryLending$30.00$30.003/21/2010 4:59:26 PM
Planecourage$35.00$35.003/21/2010 10:12:45 PM
lively-exchange$50.00$50.003/22/2010 7:30:51 AM
worldly-return$45.00$45.003/22/2010 12:44:45 AM
Ssider$50.00$50.003/22/2010 7:13:58 AM
pawnshopman$50.00$50.003/22/2010 10:04:48 AM
dgagli1$25.03$25.033/22/2010 10:29:43 AM
cforell$30.81$30.813/22/2010 11:13:01 AM
jybank$25.00$25.003/22/2010 11:53:28 AM
rce1964$25.00$25.003/22/2010 11:50:13 AM
jasunshine$25.00$25.003/22/2010 12:03:07 PM
Aridus$25.00$25.003/22/2010 12:35:16 PM
Astyanax$25.00$25.003/22/2010 12:22:30 PM
the-profit-oracle$25.00$25.003/22/2010 1:10:23 PM
wild-orange$25.00$25.003/22/2010 2:27:10 PM
jayk63$25.00$25.003/22/2010 2:32:55 PM
BHopkins$50.00$50.003/22/2010 2:33:42 PM
hidavehi$65.00$65.003/22/2010 3:34:53 PM
Vennela$25.00$25.003/22/2010 4:08:02 PM
69 bids
 
Borrower Payment Dependent Notes Series 450561
This series of Notes was issued and sold upon the funding of the borrower loan #41549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-24-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $164.12
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $161.70
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2005 Debt/Income ratio: 18%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:4y 6m
Credit score: 680-699 (Mar-2010) Total credit lines: 6 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $2,474Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 61%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: maestro362 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Major purchase
Purpose of loan:
This loan will be used to make a major purchase.

My financial situation:
I am a good candidate for this loan because I have been employed with the same company now for about five years.

Monthly net income: $ 1800

Monthly expenses: $
??Housing: $ 550
??Insurance: $
??Car expenses: $ 189
??Utilities: $ 35
??Phone, cable, internet: $ 35
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is the major purchase that you plan to make? Why not save money and buy it with cash later? Thanks and best wishes. - reflective-rupee
A: I plan on purchasing a vehicle for transportation purposes. (Mar-21-2010)
Q: Can you clarify what this major purchase is? It will help you chances of your loan funding. - friendinmoney
A: The major purchase is a vehicle. (Mar-21-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Kaj$25.00$25.003/17/2010 10:01:58 AM
hope-equation$50.00$50.003/17/2010 10:11:01 AM
nletunic$25.00$25.003/17/2010 10:09:17 AM
CarDealer3070$30.00$30.003/17/2010 10:12:39 AM
Purposeful$25.00$25.003/17/2010 10:12:48 AM
sympathetic-asset$25.00$25.003/17/2010 10:13:07 AM
nourishing-interest0$25.00$25.003/17/2010 10:11:14 AM
treasure-bliss$27.14$27.143/17/2010 10:04:36 AM
AF_Trust$25.00$25.003/17/2010 10:12:19 AM
chicagoman$25.00$25.003/17/2010 10:12:58 AM
SBT$50.00$50.003/17/2010 10:14:54 AM
greatwhiteninja$25.00$25.003/17/2010 10:15:41 AM
skuba$25.00$25.003/17/2010 10:16:06 AM
listing-trapper3$50.00$50.003/17/2010 10:16:19 AM
red-favorable-basis$25.00$25.003/17/2010 10:16:26 AM
Rattlehead$25.00$25.003/17/2010 10:16:37 AM
nrowland$25.00$25.003/17/2010 10:15:06 AM
personal-lender$25.00$25.003/17/2010 10:11:23 AM
asset-professor$35.00$35.003/17/2010 10:15:47 AM
greenwell$25.00$25.003/17/2010 10:15:55 AM
tremendous-integrity$25.00$25.003/17/2010 10:23:07 AM
Shepherd7$25.00$25.003/17/2010 10:22:45 AM
magnolia161$25.00$25.003/17/2010 10:22:28 AM
irrelevant$25.00$25.003/17/2010 10:22:57 AM
bountiful-bazaar$25.00$25.003/17/2010 10:35:39 AM
autonomous-truth$40.00$40.003/17/2010 10:34:55 AM
asiaratt$100.00$100.003/17/2010 10:36:08 AM
mercuriant$25.00$25.003/17/2010 10:43:08 AM
integrity-doctor$50.00$50.003/17/2010 10:40:22 AM
red_spade$26.00$26.003/17/2010 10:42:05 AM
wampum-chorus3$25.00$25.003/17/2010 11:43:42 AM
Peterman$25.00$25.003/17/2010 12:26:18 PM
natural-greenback6$25.00$25.003/17/2010 2:24:58 PM
currency-oak$25.00$25.003/17/2010 2:25:03 PM
dinero-mason$50.00$50.003/17/2010 2:24:12 PM
LuvToLend$25.00$25.003/17/2010 2:24:42 PM
wise-courageous-social$25.00$25.003/17/2010 3:14:52 PM
KrazyCelticKid$50.00$50.003/17/2010 2:24:36 PM
visionary-currency$50.00$26.443/17/2010 3:59:23 PM
JustMee$25.00$25.003/17/2010 5:10:54 PM
SolarMoonshine$25.00$25.003/17/2010 5:48:49 PM
reflective-rupee$25.00$25.003/18/2010 1:15:37 PM
charming-point$300.00$300.003/22/2010 9:38:48 AM
loan-fate$25.00$25.003/22/2010 11:09:17 AM
dano1965$32.08$32.083/22/2010 5:19:27 PM
PotBellyPete$25.00$25.003/23/2010 8:53:35 AM
b-rent$25.00$25.003/23/2010 11:57:39 AM
maricel10$50.00$50.003/23/2010 10:35:22 AM
cunning-bill$25.00$25.003/23/2010 2:07:39 PM
dorypro$25.00$25.003/23/2010 6:09:22 PM
wild-orange$25.00$25.003/24/2010 1:21:19 AM
ultimate-peace$250.00$250.003/24/2010 8:51:02 AM
friendinmoney$49.34$49.343/24/2010 9:57:34 AM
oldmora$50.00$50.003/17/2010 10:02:07 AM
social-conductor4$25.00$25.003/17/2010 10:00:44 AM
elevated-platinum5$25.00$25.003/17/2010 10:12:10 AM
secobarbital$25.00$25.003/17/2010 10:10:38 AM
AF-Chief$28.00$28.003/17/2010 10:03:18 AM
Cai8899$30.00$30.003/17/2010 10:10:49 AM
successful-euro$30.00$30.003/17/2010 10:03:44 AM
ukstevenhawaii$50.00$50.003/17/2010 10:13:14 AM
Zolton$200.00$200.003/17/2010 10:11:55 AM
honorable-yield$35.00$35.003/17/2010 10:12:32 AM
rhin0cerx$50.00$50.003/17/2010 10:15:12 AM
steves73$25.00$25.003/17/2010 10:10:33 AM
deegeeman$50.00$50.003/17/2010 10:16:12 AM
orange-courageous-dedication$30.00$30.003/17/2010 10:11:42 AM
Speculator$100.00$100.003/17/2010 10:24:36 AM
joee$25.00$25.003/17/2010 10:26:40 AM
cashonhand$25.00$25.003/17/2010 10:22:10 AM
rooosta$25.00$25.003/17/2010 10:31:24 AM
martinnc$25.00$25.003/17/2010 10:32:06 AM
desertoasis$25.00$25.003/17/2010 10:28:10 AM
inspiring-reward$150.00$150.003/17/2010 10:28:27 AM
GElender$25.00$25.003/17/2010 10:28:43 AM
thrifty-funds1$25.00$25.003/17/2010 10:39:04 AM
integrity-broker$25.00$25.003/17/2010 10:39:51 AM
heatherwood$50.00$50.003/17/2010 10:30:20 AM
ah-long$25.00$25.003/17/2010 10:30:37 AM
Streetfighter$25.00$25.003/17/2010 10:36:24 AM
brother_tam$50.00$50.003/17/2010 10:31:38 AM
unforgettable-order9$25.00$25.003/17/2010 10:38:11 AM
kmfreymi$25.00$25.003/17/2010 10:38:30 AM
Medic05$25.00$25.003/17/2010 11:01:19 AM
Mantis75$25.00$25.003/17/2010 10:54:07 AM
HedgeFund$25.00$25.003/17/2010 11:13:11 AM
oreyedoc$25.00$25.003/17/2010 2:33:47 PM
helping-out$30.00$30.003/17/2010 2:14:07 PM
Tycho$26.00$26.003/17/2010 3:22:39 PM
Bob450$25.00$25.003/17/2010 8:32:21 PM
RoccoLoan$25.00$25.003/18/2010 10:49:13 AM
interstellar$50.00$50.003/18/2010 1:17:47 PM
LarWit1512$25.00$25.003/22/2010 10:36:01 AM
Bob450$25.00$25.003/22/2010 8:14:27 PM
goldenhamster$100.00$100.003/22/2010 8:10:09 PM
Gaelicman$100.00$100.003/23/2010 12:40:12 PM
AlphaInternational$25.00$25.003/23/2010 4:16:10 PM
buffalobills$25.00$25.003/24/2010 8:35:04 AM
98 bids
 
Borrower Payment Dependent Notes Series 450645
This series of Notes was issued and sold upon the funding of the borrower loan #41641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 7.0% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-24-2010 
 
Starting lender yield: 27.93% Starting borrower rate/APR: 28.93% / 31.29% Starting monthly payment: $732.68
Final lender yield: 27.88% Final borrower rate/APR: 28.88% / 31.24% Final monthly payment: $732.21
 
Auction yield range: 8.04% - 27.93% Estimated loss impact: 7.67%  
Lender servicing fee: 1.00% Estimated return: 20.21%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1989 Debt/Income ratio: 17%
Basic (1-10): 6 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 6Length of status:1y 11m
Credit score: 780-799 (Mar-2010) Total credit lines: 27 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $20,207Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 51%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: receptive-rupee5 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Renovation Costs
Re-listing at a higher rate in hopes of 100% funding. Purpose of loan is for working capital for business and current residential renovation projects.

I am a reliable borrower who retired from the U. S. Army, Rank, SGM, 25 yrs of honorable service. I?m a service disabled veteran working for DOD (Army Wounded Warrior Program) the last 3 Yrs. Started my business a yr ago; its a certified SDVOB, WOSB, Minority Owned Small Business. I?ve invested my own capitol and will continue to invest significant amounts. We are engaged in residential rehabs and renovations; to include additions, alterations, maintenance, and repairs. We build, finish, and install cabinetry, wall units, paneling and other millwork. The company is working on one current project and has another pending.

My home value 270,000. I have investment property valued 55,000. I own my car. Work for Department of Defense: Annual Salary $92,001; 10% goes to TSP. Army Retiree (SGM)/E-9): $3,159 month, plus VA Compensation $2774 month.

This loan will be paid timely every month until paid in full and most likely will be paid prior to the 36 month time frame. Feel free to ask any questions. Thank you for your consideration
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You make $200,000 a year and yet have $20,000 in credit card debt? And want a $20,000 unsecured loan? I don't understand. Can you please supply a monthly budget where you detail your spending? - ideal-value
A: 163,200 gross pay (single) w/o taxes taken?. just closed on a home w/closing cost $24,000; b4 I closed I pd CC. Not behind on bills or struggling. I pay for most things cash but I spent a large amount of ?savings? on home purchase. Mortgage 1961, Investment Property 272, Cell 240 (Biz and Pers.), Car Ins 350 (Biz and Pers.), Life Ins 128, Food 100, CC 475 (pay more than min), X-Spouse 796, Utilities 269, Health/Den. Insurance 188. 10% of my total income goes to Thrift Savings Plan. Thanks (Mar-23-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
nickel-mad-scientist$25.00$25.003/17/2010 10:05:36 AM
increase720$50.00$50.003/17/2010 10:10:23 AM
five-star-justice$36.00$36.003/17/2010 10:13:42 AM
macjp123$25.00$25.003/17/2010 10:17:27 AM
rhin0cerx$50.00$50.003/17/2010 10:13:45 AM
copper$30.00$30.003/17/2010 10:20:36 AM
bonus-adventure3$25.00$25.003/17/2010 10:21:53 AM
Clambake$50.00$50.003/17/2010 10:17:57 AM
charming-point$300.00$300.003/17/2010 10:22:37 AM
the-silver-blaster$40.00$40.003/17/2010 10:19:04 AM
flexible-value$26.00$26.003/17/2010 10:25:23 AM
sharp-bill2$40.00$40.003/17/2010 10:21:03 AM
inspired-contract9$25.00$25.003/17/2010 10:21:31 AM
figs4u2$100.00$100.003/17/2010 10:27:27 AM
scrappy-bonus2$25.00$25.003/17/2010 10:29:48 AM
integrity-doctor$50.00$50.003/17/2010 10:26:50 AM
important-ore$50.00$50.003/17/2010 10:32:40 AM
unforgettable-order9$100.00$100.003/17/2010 10:37:48 AM
mdreiss$25.00$25.003/17/2010 10:41:42 AM
fcukciti$50.00$50.003/17/2010 10:43:44 AM
HedgeFund$40.00$40.003/17/2010 11:12:40 AM
propertytransformer$25.00$25.003/17/2010 1:34:52 PM
cvlender$50.00$50.003/17/2010 1:43:08 PM
market-solstice2$25.00$25.003/17/2010 2:12:48 PM
desertoasis$25.00$25.003/17/2010 3:04:58 PM
tntmojave$25.00$25.003/17/2010 1:42:38 PM
czar3$28.16$28.163/17/2010 3:22:45 PM
hampa$25.00$25.003/17/2010 7:17:57 PM
Bob450$25.00$25.003/17/2010 8:23:35 PM
SpadeMike$50.00$50.003/18/2010 6:48:38 AM
sumac5$150.00$150.003/18/2010 9:33:12 AM
payogie$25.00$25.003/18/2010 9:36:18 AM
HHP$25.00$25.003/18/2010 8:44:35 AM
supreme-hope$25.00$25.003/18/2010 11:34:38 AM
KandKLegacyInvestments$25.00$25.003/18/2010 12:46:44 PM
keynaples$41.96$41.963/18/2010 1:49:12 PM
bchen78875$25.00$25.003/18/2010 1:25:38 PM
blackstar$25.00$25.003/18/2010 3:26:23 PM
Helenska11$25.00$25.003/18/2010 4:45:42 PM
kanakakm$25.00$25.003/18/2010 6:03:34 PM
the-profit-oracle$25.00$25.003/18/2010 6:14:31 PM
reflective-rupee$300.00$300.003/18/2010 7:44:55 PM
MissionMicroFinance$25.00$25.003/18/2010 8:27:31 PM
new-peso-concerto$25.00$25.003/19/2010 6:21:22 AM
Rivervale_Westwood$25.00$25.003/19/2010 6:19:07 AM
don8ter$25.00$25.003/19/2010 7:47:31 AM
BradP$50.00$50.003/19/2010 11:14:30 AM
KeyS80$50.00$50.003/19/2010 12:21:08 PM
exchange-fountain$25.00$25.003/19/2010 1:00:28 PM
a-finance-nirvana$25.00$25.003/19/2010 1:09:25 PM
jstnow$25.00$25.003/19/2010 1:28:14 PM
371millwood$200.00$200.003/19/2010 1:47:18 PM
cognizant-rate732$50.00$50.003/19/2010 4:16:09 PM
aurorafinancial$50.00$50.003/19/2010 4:13:48 PM
duty-monger$50.00$50.003/20/2010 4:22:56 AM
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aldenrains$25.00$25.003/21/2010 7:54:32 AM
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rescue$250.00$250.003/21/2010 7:48:46 AM
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awm$25.00$25.003/22/2010 4:07:29 AM
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hrubinst$25.00$25.003/22/2010 9:43:19 AM
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first-upright-payout$25.00$25.003/22/2010 11:14:39 AM
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350DGRZ$25.00$25.003/22/2010 11:16:19 AM
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792FICO$25.00$25.003/22/2010 12:33:53 PM
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the-bright-velocity$25.00$25.003/22/2010 1:29:43 PM
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asset-professor$75.00$75.003/22/2010 3:18:46 PM
ChrisKwan$25.00$25.003/22/2010 5:25:10 PM
smart-gain$39.19$39.193/22/2010 5:25:29 PM
jdwb50$25.00$25.003/22/2010 5:22:44 PM
theonezozo$25.00$25.003/22/2010 5:29:03 PM
dynrep$50.00$50.003/22/2010 5:37:55 PM
micko$25.00$25.003/22/2010 5:35:48 PM
YurshotCapital$50.00$50.003/22/2010 6:01:05 PM
goodbob$25.00$25.003/22/2010 9:07:34 PM
reflective-rupee$3,500.00$3,500.003/22/2010 7:54:14 PM
DasMula$100.00$100.003/22/2010 11:19:41 PM
antoniofl$103.82$103.823/22/2010 6:59:27 PM
Bank_Of_XL$100.00$100.003/22/2010 9:16:35 PM
reflective-rupee$300.00$300.003/22/2010 7:55:11 PM
tntmojave$25.00$25.003/22/2010 9:23:18 PM
well-mannered-income3$200.00$200.003/22/2010 9:24:23 PM
DasMula$100.00$100.003/22/2010 11:19:26 PM
Spiderman55$25.00$25.003/23/2010 7:12:52 AM
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tnjohnso$25.00$25.003/23/2010 8:44:47 AM
Tai$25.00$25.003/23/2010 3:02:33 AM
sturdy-peace9$75.00$75.003/23/2010 6:40:26 AM
kmwvma$25.00$25.003/23/2010 9:35:37 AM
pietro_torna_indietro$25.00$25.003/23/2010 9:08:10 AM
grnii78$150.00$150.003/23/2010 10:32:21 AM
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Panna$25.00$25.003/23/2010 9:33:44 AM
muirheaj$25.00$25.003/23/2010 11:26:56 AM
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Josta$48.76$48.763/23/2010 9:59:52 AM
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TheLightInMe$28.45$28.453/23/2010 11:41:34 AM
leverage-monger$25.00$25.003/23/2010 3:01:48 PM
superstar449$50.00$50.003/23/2010 5:43:40 PM
Speculator$100.00$100.003/23/2010 6:40:51 PM
investment-forte$40.83$40.833/23/2010 5:29:38 PM
Tono$25.00$25.003/23/2010 6:03:26 PM
credit-coach118$40.00$40.003/23/2010 11:08:15 PM
dano1965$25.00$25.003/24/2010 5:45:13 AM
persistent-value3$48.73$48.733/24/2010 7:03:42 AM
integrity-builder$50.00$50.003/24/2010 7:29:35 AM
NekHoldings$25.00$25.003/24/2010 5:32:08 AM
ezhik00$25.00$25.003/24/2010 9:41:49 AM
ore-dojo$100.00$100.003/24/2010 9:32:45 AM
monstersdad$50.00$50.003/24/2010 10:00:32 AM
mizount$25.00$25.003/24/2010 10:00:46 AM
efficient-principal$50.00$50.003/17/2010 10:09:38 AM
Avala$50.00$50.003/17/2010 10:18:36 AM
mg6619$25.00$25.003/17/2010 10:20:03 AM
torion$25.00$25.003/17/2010 10:18:08 AM
robot777$40.00$40.003/17/2010 10:13:55 AM
personal-lender$25.00$25.003/17/2010 10:19:30 AM
delicious-social132$25.00$25.003/17/2010 10:19:39 AM
fightinjoe$25.00$25.003/17/2010 10:20:47 AM
AF-Chief$28.00$28.003/17/2010 10:29:03 AM
successful-euro$50.00$50.003/17/2010 10:26:06 AM
tenacious-compassion9$25.00$25.003/17/2010 10:26:22 AM
Streetfighter$50.00$50.003/17/2010 10:36:31 AM
happy-asset$25.00$25.003/17/2010 10:37:37 AM
rate-gravity$100.00$100.003/17/2010 10:44:51 AM
chestnut4$25.00$25.003/17/2010 10:44:35 AM
wampum-chorus3$25.00$25.003/17/2010 11:42:53 AM
GElender$50.00$50.003/17/2010 12:15:10 PM
30Sky$25.00$25.003/17/2010 3:22:40 PM
ddog0224$25.00$25.003/17/2010 2:14:11 PM
rapid-credit428$25.00$25.003/17/2010 2:52:32 PM
siesta100$25.00$25.003/17/2010 3:47:54 PM
impressive-loan$350.00$350.003/17/2010 6:18:09 PM
marilyn7$25.00$25.003/18/2010 8:12:29 AM
heroic-hope5$25.00$25.003/18/2010 12:01:12 PM
FinDoc$25.00$25.003/18/2010 4:26:47 PM
reflective-rupee$300.00$300.003/18/2010 7:44:43 PM
reflective-rupee$300.00$300.003/18/2010 7:45:20 PM
studious-bonus7$50.00$50.003/19/2010 5:11:23 AM
SanCarlos$100.00$100.003/19/2010 6:22:24 AM
averagefore$25.00$25.003/19/2010 9:48:56 AM
skuba$25.00$25.003/19/2010 12:51:51 PM
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gulch$25.00$25.003/19/2010 7:42:38 PM
rustysailor$25.00$25.003/19/2010 10:36:23 PM
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gnuey$25.00$25.003/20/2010 2:17:31 PM
commitment-farm$25.00$25.003/20/2010 4:17:28 PM
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currency-shaker16$100.00$100.003/21/2010 7:10:40 AM
mercuriant$25.00$25.003/21/2010 7:18:27 AM
orange-preeminant-bill$25.00$25.003/21/2010 12:07:21 PM
mikeandcat$25.00$25.003/21/2010 8:27:51 PM
harmonious-revenue7$50.00$50.003/21/2010 5:52:25 PM
integrity-broker$25.00$25.003/21/2010 7:27:25 PM
vivacious-p2p3$25.00$25.003/22/2010 7:14:46 AM
Cypher041$25.00$25.003/22/2010 9:34:34 AM
irrelevant$25.00$25.003/22/2010 9:24:59 AM
versatile-platinum4$25.00$25.003/22/2010 9:32:47 AM
gecko68$25.00$25.003/22/2010 10:03:57 AM
victorcab$35.00$35.003/22/2010 10:19:00 AM
Musicman1950$25.00$25.003/22/2010 10:23:28 AM
pawnshopman$25.00$25.003/22/2010 10:28:48 AM
akahoss$25.00$25.003/22/2010 10:29:30 AM
reinforced-deal8$50.00$50.003/22/2010 10:57:56 AM
progressive-asset$100.00$100.003/22/2010 10:57:20 AM
shrewd-peace7$25.00$25.003/22/2010 11:11:44 AM
ciccio70$25.00$25.003/22/2010 10:58:38 AM
lend_to_you$25.00$25.003/22/2010 11:08:55 AM
heng2x$25.00$25.003/22/2010 12:07:16 PM
HarleyBoy$25.00$25.003/22/2010 12:07:41 PM
treasure-transporter$25.00$25.003/22/2010 12:40:01 PM
inforapenny$25.00$25.003/22/2010 12:33:23 PM
Unclejohn$35.00$35.003/22/2010 12:37:50 PM
oldguybiker$25.00$25.003/22/2010 12:42:44 PM
bountiful-bazaar$25.00$25.003/22/2010 1:44:23 PM
BeemerRider$25.00$25.003/22/2010 1:29:59 PM
CarDealer3070$25.00$25.003/22/2010 1:57:25 PM
funds-enlightenment4$25.00$25.003/22/2010 2:37:40 PM
Dglue2gether$25.00$25.003/22/2010 3:05:17 PM
DRA-Properties$25.00$25.003/22/2010 3:57:43 PM
awesome-trade$25.00$25.003/22/2010 5:22:45 PM
honorable-yield$50.00$50.003/22/2010 5:33:19 PM
credit-missile$130.00$130.003/22/2010 6:34:10 PM
Imaginos1892$150.00$150.003/22/2010 6:30:14 PM
BristolEnterprises$25.00$25.003/22/2010 6:32:24 PM
reflective-rupee$300.00$300.003/22/2010 7:54:56 PM
Havana21$50.00$50.003/22/2010 10:44:13 PM
Bob450$25.00$25.003/22/2010 8:20:59 PM
SFBank$200.00$200.003/22/2010 8:08:24 PM
DasMula$100.00$100.003/22/2010 11:19:13 PM
mpactlender$25.00$25.003/22/2010 10:27:58 PM
enthusiastic-balance5$100.00$100.003/23/2010 4:57:08 AM
shrewd-income$25.00$25.003/23/2010 5:51:20 AM
Mostyle$25.00$25.003/23/2010 12:18:55 AM
JustMee$25.00$25.003/23/2010 6:07:20 AM
loan-fate$25.00$25.003/23/2010 3:02:35 AM
wacko82$25.00$25.003/23/2010 8:52:44 AM
treasure-bliss$100.00$100.003/23/2010 4:29:51 AM
buffalobills$25.00$25.003/23/2010 7:48:45 AM
credit-missile$100.00$100.003/23/2010 7:59:42 AM
mrxtravis$100.00$100.003/23/2010 8:42:21 AM
rmachi$25.00$25.003/23/2010 10:21:32 AM
grnii78$150.00$150.003/23/2010 10:32:35 AM
maintenanceboss$25.00$25.003/23/2010 9:24:29 AM
economy-producer$25.00$25.003/23/2010 9:33:20 AM
r0b3m4n$25.00$25.003/23/2010 9:33:58 AM
Supernick$50.00$50.003/23/2010 11:01:13 AM
Gregger$25.00$25.003/23/2010 12:41:01 PM
rajs$250.00$250.003/23/2010 1:04:30 PM
Marathoner$25.00$25.003/23/2010 1:24:26 PM
RyanM561$25.00$25.003/23/2010 3:04:24 PM
duty-monger$50.00$50.003/23/2010 2:43:09 PM
incbx$25.00$25.003/23/2010 4:12:54 PM
shrewd-income$225.00$225.003/23/2010 5:51:12 PM
Whipster$25.00$25.003/23/2010 7:14:21 PM
ralstat$2,007.39$850.883/23/2010 9:58:26 PM
diversification-medalist$25.00$25.003/23/2010 11:48:06 PM
principal-laser$90.00$90.003/24/2010 4:01:25 AM
Interloper$35.00$35.003/24/2010 12:34:00 AM
hopethisworks$25.00$25.003/24/2010 12:34:07 AM
SeeksValue$60.00$60.003/24/2010 5:56:51 AM
chekat$25.00$25.003/24/2010 3:58:04 AM
dynrep$50.00$50.003/24/2010 6:24:41 AM
theaterguy$25.00$25.003/24/2010 8:24:12 AM
heerzaquestion$50.00$50.003/24/2010 8:46:54 AM
SCRUGZY$25.00$25.003/24/2010 8:50:43 AM
Rip128$50.00$50.003/24/2010 8:05:51 AM
umfan123$25.00$25.003/24/2010 6:57:51 AM
wdove511$25.00$25.003/24/2010 10:00:29 AM
Bob450$50.00$50.003/24/2010 9:53:58 AM
finance-solo$50.00$50.003/24/2010 10:00:47 AM
258 bids
 
Borrower Payment Dependent Notes Series 451077
This series of Notes was issued and sold upon the funding of the borrower loan #41574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-22-2010 
  Auction end date:  Mar-29-2010 
 
Starting lender yield: 10.84% Starting borrower rate/APR: 11.84% / 13.97% Starting monthly payment: $331.38
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $323.61
 
Auction yield range: 4.04% - 10.84% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1987 Debt/Income ratio: 35%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 10Length of status:10y 4m
Credit score: 720-739 (Mar-2010) Total credit lines: 19 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $62,920Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 65%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: chip1603 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off High-Interest Cards
Purpose of loan:
This loan will be used to? pay off high-interest-rate credit cards.

My financial situation:
I am a good candidate for this loan because?I am extremely dependable and highly motivated to pay off all of my debt!!!After waking up with severe credit hangover about 2 years ago, I put myself on a strict financial diet and have reduced my total debt by over $21,000 (roughly 10%) since July of 2008 and my credit card debt by over $8,000 (over 10%) since March of 2009. I am determined to be debt-free as soon as possible.I have a great job with a company that is doing very well, with lots of job security and I have never defaulted on a loan or card. I have not had a late payment in over 3 years. My car is PAID OFF and in great shape. I do not need or want a new car. My mortgage is dropping by $40 next month. It is an ARM based on LIBOR +2%. Roughly 1/3 of my credit card debt is fixed at 3.9%. The rest ranges between 15 and 29%. If I get this loan, debt that is at 29%, 24% and 22% will be paid off, leaving the highest rate at 20%.
Income???
Full-time (Net)??? $3,680.00
Side income??? ??? $90.00
Total??? ??? ??? $3,770.00

Expenses???
Mortgage??? ??? $825.00

AT&T Card??? ??? $30
Citi??? ??? ??? $310.00
Chase 1??? ??? ??? $137.00
Chase 2??? ??? ??? $155.00
Target CC??? ??? $60.00
Bank of Am.??? ??? $556.00
Wells Fargo??? ??? $224.00

Utilities??? ??? $215.00
HOA??? ??? ??? ??? $175.00
Insurance??? ??? $100.00
Groceries??? ??? $306.00
Gas/Auto??? ??? $50.00
Dining??? ??? ??? $70.00
My dog??? ??? ??? $100.00
Entertainment??? $50.00
Sports & Gym??? $100.00
Total Expenses??? ??? ??? $3,433.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: From your list of payments, which will go away with this loan? - ams294
A: Thank you very for asking and considering my loan. These are going away: AT&T Card - $30, Chase 2 - $155.00, Target CC - $60.00. This will be reduced by about $30-$40: Chase 1 - $137.00 Plus, my mortgage is going down $40/month next month and all of my payments are being reduced each month as I pay down the cards. (Mar-26-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$27.00$27.003/22/2010 4:21:06 PM
personal-lender$25.00$25.003/22/2010 4:31:34 PM
Avala$50.00$50.003/22/2010 4:31:14 PM
HedgeFund$40.00$40.003/22/2010 4:36:25 PM
fightinjoe$25.00$25.003/22/2010 4:32:23 PM
inspired-contract9$25.00$25.003/22/2010 4:32:34 PM
integrity-doctor$50.00$50.003/22/2010 4:33:54 PM
HHP$25.00$25.003/22/2010 4:37:48 PM
aurorafinancial$50.00$50.003/22/2010 4:42:32 PM
don8ter$25.00$25.003/22/2010 4:40:05 PM
bchen78875$25.00$25.003/22/2010 4:43:26 PM
exchange-fountain$25.00$25.003/22/2010 4:40:41 PM
hrubinst$25.00$25.003/22/2010 4:47:36 PM
harmonious-revenue7$50.00$50.003/22/2010 4:46:40 PM
versatile-platinum4$25.00$25.003/22/2010 4:47:11 PM
CarDealer3070$25.00$25.003/22/2010 4:50:49 PM
the-profit-oracle$25.00$25.003/22/2010 5:30:49 PM
important-ore$50.00$50.003/22/2010 5:39:10 PM
skuba$25.00$25.003/22/2010 5:39:38 PM
Mostyle$25.00$25.003/23/2010 12:18:50 AM
orange-preeminant-bill$100.00$100.003/23/2010 4:40:52 AM
Ripsaw4U$25.00$25.003/23/2010 2:53:13 AM
mg6619$25.00$25.003/22/2010 10:28:06 PM
AW14$25.00$25.003/23/2010 4:32:42 AM
r0b3m4n$25.00$25.003/23/2010 9:33:52 AM
Supernick$50.00$50.003/23/2010 11:01:21 AM
maintenanceboss$25.00$25.003/23/2010 9:24:21 AM
economy-producer$25.00$25.003/23/2010 9:33:16 AM
blackberry9$25.00$25.003/23/2010 12:05:45 PM
diversification-medalist$25.00$25.003/23/2010 11:38:55 PM
irrelevant$25.00$25.003/24/2010 12:35:13 AM
FairbairnSG$25.00$25.003/24/2010 9:03:08 AM
kmwvma$25.00$25.003/24/2010 11:08:33 AM
mikeandcat$50.00$50.003/24/2010 11:14:04 AM
cyberie21$40.00$40.003/24/2010 12:04:17 PM
honorable-yield$41.00$41.003/24/2010 12:05:49 PM
Josta$50.00$50.003/24/2010 12:05:56 PM
visionary-currency$75.00$75.003/24/2010 1:03:53 PM
theaterguy$25.00$25.003/24/2010 12:06:08 PM
KiwiElf$25.00$25.003/24/2010 4:53:16 PM
cello1$25.00$25.003/24/2010 7:28:47 PM
Nerdster1$25.00$25.003/25/2010 9:34:04 AM
MAKEITAUTOMATIC$25.00$25.003/25/2010 9:15:27 AM
currency-sergeant$25.00$25.003/25/2010 9:33:55 AM
selfmademan$25.00$25.003/25/2010 12:19:49 PM
Superc0ld$37.41$37.413/25/2010 1:34:01 PM
beachbum22$25.00$25.003/25/2010 1:45:57 PM
auction-turbine4$25.00$25.003/25/2010 2:54:33 PM
Breakfast_Gypsy$25.00$25.003/25/2010 2:15:02 PM
Artist_Blue$25.00$25.003/25/2010 3:34:47 PM
PHI4308$25.00$25.003/25/2010 3:33:27 PM
Carpetkid$25.00$25.003/25/2010 3:35:20 PM
TOCPI$25.00$25.003/25/2010 3:34:16 PM
ALVO$50.99$50.993/25/2010 3:35:58 PM
jibe-set$50.00$50.003/25/2010 3:34:45 PM
funds-promiser$46.01$46.013/25/2010 3:34:54 PM
steely_dan34$25.00$25.003/25/2010 3:35:21 PM
Patter256$25.00$25.003/25/2010 3:36:29 PM
anton$33.69$33.693/25/2010 3:38:13 PM
loanshark4u$25.00$25.003/25/2010 3:36:50 PM
LongTail$25.00$25.003/25/2010 3:38:45 PM
Marfloogan$25.00$25.003/25/2010 3:41:19 PM
lostontheedge$25.00$25.003/25/2010 3:40:21 PM
omerta6102$50.00$50.003/25/2010 3:41:35 PM
sweepeet$25.00$25.003/25/2010 3:41:49 PM
vengy$25.00$25.003/25/2010 3:42:27 PM
carlover$25.00$25.003/25/2010 3:42:03 PM
Hiro07$25.00$25.003/25/2010 3:42:30 PM
biobulator$25.00$25.003/25/2010 3:33:26 PM
duty-monger$46.54$46.543/25/2010 3:33:29 PM
bnlforever$25.00$25.003/25/2010 3:33:36 PM
ADIDASNO$25.00$25.003/25/2010 3:33:42 PM
All_Wins$25.00$25.003/25/2010 3:34:18 PM
hanuman77$50.00$50.003/25/2010 3:34:57 PM
Interloper$35.00$35.003/25/2010 3:35:11 PM
devoider$25.00$25.003/25/2010 3:36:03 PM
thevogelfamily$25.00$25.003/25/2010 3:36:33 PM
Eagledrop$25.00$25.003/25/2010 3:36:52 PM
commerce-champion$25.00$25.003/25/2010 4:19:31 PM
tornandfrayed$25.00$25.003/25/2010 4:22:56 PM
i3urtonair$25.00$25.003/25/2010 4:21:39 PM
LordKinbote$25.00$25.003/25/2010 4:21:54 PM
imlosttoo$25.00$25.003/25/2010 4:48:39 PM
flwah$25.00$25.003/25/2010 5:23:00 PM
zeelender$25.00$25.003/25/2010 5:23:07 PM
return-eclipse0$25.00$25.003/25/2010 4:38:36 PM
Tradesmanlender$25.00$25.003/25/2010 5:08:03 PM
Apeman00$25.00$25.003/25/2010 5:37:50 PM
IP$25.15$25.153/25/2010 6:18:51 PM
ahalls$25.00$25.003/26/2010 12:48:41 AM
janicewill$25.00$25.003/26/2010 12:48:43 AM
Isaac007$58.32$58.323/26/2010 1:09:44 AM
unassassinable$25.00$25.003/26/2010 9:33:59 AM
galtsgulch$25.00$25.003/26/2010 8:28:08 AM
wise-silver-wonder$25.00$25.003/26/2010 9:36:05 AM
MyKidsDad$25.00$25.003/26/2010 10:31:13 AM
towering-contract$25.00$25.003/26/2010 9:34:24 AM
mizount$25.00$25.003/26/2010 9:34:59 AM
helpu88$25.63$25.633/26/2010 10:41:33 AM
tranquil-return4$25.00$25.003/26/2010 10:00:15 AM
Au-Ag-Pt$25.00$25.003/26/2010 11:13:22 AM
seattleite36$25.00$25.003/26/2010 9:44:25 AM
brooklynjoe$25.00$25.003/26/2010 12:30:48 PM
WolRab$47.65$47.653/26/2010 11:30:45 AM
reward-adventure$25.00$25.003/26/2010 11:50:40 AM
cesta283$25.00$25.003/26/2010 11:55:20 AM
mmmm1982$25.00$25.003/26/2010 12:34:07 PM
scottr$25.00$25.003/26/2010 12:38:26 PM
colorado23$25.00$25.003/26/2010 11:29:25 AM
spsavage$25.00$25.003/26/2010 11:48:03 AM
theincarnatemike$25.00$25.003/26/2010 12:06:07 PM
zrohmm$25.00$25.003/26/2010 12:19:34 PM
gotyourgear$25.00$25.003/26/2010 12:21:12 PM
bankofkarl$25.00$25.003/26/2010 12:29:57 PM
uncleubb$25.00$25.003/26/2010 1:44:05 PM
seattleslug$25.00$25.003/26/2010 12:38:17 PM
unassuming-reward$25.00$25.003/26/2010 3:40:01 PM
pbo922$25.00$25.003/26/2010 3:40:02 PM
IncomeTemple$26.30$26.303/26/2010 6:43:26 PM
JohnW12$25.00$25.003/27/2010 5:18:14 AM
salala$25.00$25.003/26/2010 9:58:01 PM
sail120$25.00$25.003/27/2010 7:22:57 AM
SimonHova$39.83$39.833/27/2010 7:53:54 AM
midde551$25.00$25.003/27/2010 8:29:12 AM
L-vex$25.00$25.003/27/2010 8:22:54 AM
nestegg4e$25.00$25.003/27/2010 8:29:13 AM
mmqc$25.00$25.003/27/2010 8:12:50 AM
new-thrilling-principal$25.00$25.003/27/2010 8:37:59 AM
xyzlmno$50.00$50.003/27/2010 9:47:51 AM
jam96$25.00$25.003/27/2010 6:38:55 PM
theemhdoctor$25.00$25.003/27/2010 12:27:56 PM
divedude$25.00$25.003/27/2010 8:38:33 PM
glalat$25.00$25.003/27/2010 9:28:11 PM
Jelios$25.00$25.003/27/2010 4:09:53 PM
mattblizz$25.00$25.003/27/2010 10:52:40 PM
geemel$25.00$25.003/27/2010 5:53:36 PM
checkuto$25.00$25.003/27/2010 5:53:37 PM
jtc26$100.00$100.003/28/2010 9:34:12 AM
bbrelo$25.00$25.003/27/2010 10:32:56 PM
Tasmir$25.00$25.003/28/2010 6:33:15 AM
soldadoz$25.00$25.003/28/2010 4:52:58 PM
RiskAdverse$25.00$25.003/28/2010 7:12:13 PM
head$25.00$25.003/28/2010 8:37:53 PM
booyah$25.00$25.003/28/2010 7:48:58 PM
MediaAndMicrocode$27.50$27.503/29/2010 8:03:52 AM
generous-commerce9$25.00$25.003/29/2010 9:34:36 AM
euro-starter$25.00$25.003/29/2010 9:34:43 AM
easylender$25.00$25.003/29/2010 9:43:30 AM
WorldlyWorker$25.00$25.003/29/2010 7:47:55 AM
revenue-pipeline$25.00$25.003/29/2010 10:02:51 AM
TEAM-Jasper$25.00$25.003/29/2010 8:03:56 AM
yertle9$25.00$25.003/29/2010 10:10:29 AM
iruz$34.92$34.923/29/2010 10:18:24 AM
wwwUniversal$25.00$25.003/29/2010 8:58:19 AM
meoweo$25.00$25.003/29/2010 11:00:58 AM
lawstudent1$25.00$25.003/29/2010 9:34:59 AM
stolan$25.00$25.003/29/2010 9:35:09 AM
AuroraRobbin$50.00$50.003/29/2010 11:44:58 AM
steady-dime$25.00$25.003/29/2010 2:18:11 PM
dano1965$25.00$25.003/29/2010 3:07:51 PM
vutah$25.00$25.003/29/2010 3:25:19 PM
XCWIZ007$25.00$25.003/29/2010 4:02:37 PM
Clambake$50.00$50.003/22/2010 4:30:39 PM
torion$25.00$25.003/22/2010 4:30:54 PM
successful-euro$50.00$50.003/22/2010 4:33:41 PM
delicious-social132$25.00$25.003/22/2010 4:31:48 PM
bonus-adventure3$25.00$25.003/22/2010 4:32:49 PM
studious-bonus7$50.00$50.003/22/2010 4:39:50 PM
ddog0224$25.00$25.003/22/2010 4:36:46 PM
chestnut4$25.00$25.003/22/2010 4:35:58 PM
desertoasis$25.00$25.003/22/2010 4:42:13 PM
responsibility-mulberry$25.00$25.003/22/2010 4:46:04 PM
chicco$56.00$56.003/22/2010 4:48:02 PM
flexible-value$26.00$26.003/22/2010 4:42:57 PM
asset-professor$75.00$75.003/22/2010 4:51:04 PM
responsible-investment0$50.00$50.003/22/2010 4:49:44 PM
JClives$25.00$25.003/22/2010 5:51:57 PM
BristolEnterprises$25.00$25.003/22/2010 6:32:19 PM
money-boomarang$25.00$25.003/22/2010 9:02:34 PM
goodbob$25.00$25.003/22/2010 9:07:29 PM
Havana21$50.00$50.003/22/2010 10:44:10 PM
Reinadog9$25.00$25.003/23/2010 6:58:31 AM
treasure-bliss$100.00$100.003/23/2010 4:29:48 AM
wacko82$25.00$25.003/23/2010 8:52:38 AM
worlds-best-auction$25.00$25.003/23/2010 9:33:26 AM
rhightower003$25.00$25.003/23/2010 9:33:32 AM
Panna$25.00$25.003/23/2010 9:33:40 AM
tallmon$25.00$25.003/23/2010 11:33:09 AM
GElender$50.00$50.003/23/2010 12:15:10 PM
WarmWeather$25.00$25.003/23/2010 3:27:41 PM
SanCarlos$35.93$35.933/23/2010 2:09:35 PM
TCR3$25.00$25.003/23/2010 1:12:20 PM
Marathoner$25.00$25.003/23/2010 1:24:19 PM
windfall46$25.00$25.003/23/2010 4:58:54 PM
incbx$25.00$25.003/23/2010 4:12:59 PM
the-silver-blaster$50.00$50.003/23/2010 7:44:39 PM
chekat$25.00$25.003/24/2010 3:58:23 AM
micko$25.00$25.003/24/2010 10:50:56 AM
brazilofmux$100.00$100.003/24/2010 11:15:50 AM
mpactlender$25.00$25.003/24/2010 12:05:46 PM
nodrivelpls$25.00$25.003/24/2010 12:04:27 PM
mmckune$25.00$25.003/24/2010 1:03:52 PM
lala_4_ever$25.00$25.003/24/2010 1:02:57 PM
decisive-marketplace3$25.00$25.003/24/2010 3:18:08 PM
ahansen$25.00$25.003/24/2010 4:15:46 PM
Aquani$31.56$31.563/24/2010 2:49:52 PM
yield-lion$25.00$25.003/24/2010 5:48:04 PM
WHEREISTHEMOON$25.00$25.003/24/2010 7:23:06 PM
stock106$25.00$25.003/25/2010 6:04:09 AM
bigphish$25.00$25.003/25/2010 8:03:09 AM
rmachi$25.00$25.003/25/2010 11:22:19 AM
hopethisworks$151.37$151.373/25/2010 11:29:33 AM
dinero-speaker$25.00$25.003/25/2010 12:20:07 PM
skiberdad$26.71$26.713/25/2010 12:39:52 PM
Trimalchio12$25.00$25.003/25/2010 12:58:47 PM
mathprof$25.00$25.003/25/2010 1:46:06 PM
capital-web7$25.00$25.003/25/2010 1:53:28 PM
LenderByDay$25.00$25.003/25/2010 11:55:23 AM
dparkhom$25.00$25.003/25/2010 1:13:42 PM
KandKLegacyInvestments$25.00$25.003/25/2010 3:20:50 PM
kegs$31.34$31.343/25/2010 3:33:34 PM
AnxiousAirman$25.00$25.003/25/2010 3:34:08 PM
kingbutthd$25.00$25.003/25/2010 3:34:40 PM
ArkoshKovash$25.00$25.003/25/2010 3:34:51 PM
gristle$25.00$25.003/25/2010 3:34:59 PM
red-favorable-basis$25.00$25.003/25/2010 3:35:23 PM
TheColoradoDon$25.00$25.003/25/2010 3:35:18 PM
DadWarbucks$25.00$25.003/25/2010 3:37:02 PM
PhalanxBulldog$25.00$25.003/25/2010 3:42:09 PM
WeAlNe$25.00$25.003/25/2010 3:42:28 PM
aldeed$25.00$25.003/25/2010 3:33:24 PM
Cai8899$50.00$50.003/25/2010 3:33:28 PM
Eudyptes$50.00$50.003/25/2010 3:33:33 PM
Ballard$25.00$25.003/25/2010 3:34:10 PM
RationalWorld$25.00$25.003/25/2010 3:34:43 PM
KLCRAY$50.00$50.003/25/2010 3:34:58 PM
outtahoth2o$50.00$50.003/25/2010 4:11:50 PM
johnsails$50.00$50.003/25/2010 4:30:31 PM
bullwink27$25.00$25.003/25/2010 4:20:15 PM
ElChico124$25.00$25.003/25/2010 4:22:41 PM
CPAMAN$25.00$25.003/25/2010 6:03:50 PM
Plotinus$41.13$41.133/25/2010 5:37:53 PM
Danfromnapa$28.34$28.343/25/2010 6:43:59 PM
engaging-worth$30.00$30.003/25/2010 8:28:35 PM
maldok1$25.00$25.003/26/2010 6:55:09 AM
wdove511$25.00$25.003/26/2010 4:52:27 AM
jdnyc$25.00$25.003/25/2010 11:43:06 PM
BerkeleyBonds$25.00$25.003/26/2010 12:48:44 AM
goldeneye777$25.00$25.003/26/2010 8:28:05 AM
bazaar-tulip$25.00$25.003/26/2010 4:51:09 AM
dadalou$25.00$25.003/26/2010 9:34:03 AM
phillipd48$50.00$50.003/26/2010 8:17:58 AM
Frenchynh$25.00$25.003/26/2010 10:48:38 AM
derec$25.00$25.003/26/2010 11:06:46 AM
knight3136$25.00$25.003/26/2010 9:28:46 AM
YellowJacket$25.00$25.003/26/2010 9:34:38 AM
Divr555$25.25$25.253/26/2010 11:39:58 AM
Cutts$25.00$25.003/26/2010 11:41:33 AM
treasure-generator$25.00$25.003/26/2010 12:55:09 PM
CoolHelp$28.03$28.033/26/2010 12:06:05 PM
SkiNZ$25.00$25.003/26/2010 10:48:05 AM
jtradition$32.74$32.743/26/2010 10:48:35 AM
hayhelp$25.00$25.003/26/2010 12:20:05 PM
BrianRK$26.00$26.003/26/2010 12:56:19 PM
BrooklynJim$25.00$25.003/26/2010 11:40:02 AM
onlyinchicago$25.00$25.003/26/2010 11:41:30 AM
zerocrog$25.00$25.003/26/2010 3:15:21 PM
focused-dime8$25.00$25.003/26/2010 4:04:52 PM
return-elm$25.00$25.003/26/2010 4:05:46 PM
sgdimov$31.58$31.583/26/2010 6:39:45 PM
ejdirin$25.00$25.003/26/2010 7:47:51 PM
spiff666$25.00$25.003/26/2010 7:55:03 PM
Hokiemon$32.57$32.573/27/2010 5:57:57 AM
thrilling-nickel5$25.00$25.003/27/2010 6:19:45 AM
powerful-finance7$25.00$25.003/27/2010 6:50:57 AM
best-listing-toro$25.00$25.003/27/2010 7:39:43 AM
unclejaef$25.00$25.003/27/2010 8:03:01 AM
namd$50.00$50.003/27/2010 8:27:10 AM
mizunoman$25.00$25.003/27/2010 7:53:59 AM
dartmouth99$25.00$25.003/27/2010 8:02:59 AM
leverage-monger$25.00$25.003/27/2010 8:37:07 AM
kid8549$25.00$25.003/27/2010 8:47:53 AM
108lender$200.00$200.003/27/2010 11:13:03 AM
lendinstuff$25.00$25.003/27/2010 12:27:54 PM
flyfisherman99$50.00$50.003/27/2010 4:18:52 PM
Josilot$25.00$25.003/27/2010 9:28:12 PM
mason13a$25.00$25.003/27/2010 9:28:13 PM
Hexnut$25.00$25.003/27/2010 10:32:52 PM
kennyinminny$25.00$25.003/28/2010 6:49:23 AM
Dahlozer$25.00$25.003/28/2010 7:12:56 AM
MissionMicroFinance$25.00$25.003/28/2010 8:44:29 AM
fireboss$31.07$31.073/28/2010 12:48:57 PM
CASSHMAN$50.00$50.003/28/2010 1:52:03 PM
JerryB96$25.00$25.003/28/2010 7:22:02 PM
loan-machine1$25.00$25.003/28/2010 2:33:04 PM
noble-revenue$37.74$37.743/28/2010 2:58:50 PM
sloak$25.00$25.003/28/2010 8:23:12 PM
pimienta$25.00$25.003/28/2010 3:18:04 PM
oodkim84oo$26.56$26.563/28/2010 10:27:51 PM
natural-greenback6$25.00$25.003/28/2010 5:47:55 PM
jplatypus$25.00$25.003/28/2010 7:48:56 PM
Little_Guy$25.00$25.003/28/2010 8:37:51 PM
mrack$25.00$25.003/29/2010 2:37:54 AM
smart-gold$25.00$25.003/28/2010 10:13:04 PM
assetmanager$25.00$25.003/29/2010 7:53:54 AM
Cbgator$25.00$25.003/29/2010 7:53:52 AM
joeirps$25.00$25.003/29/2010 8:04:07 AM
Onesiphorus$25.00$25.003/29/2010 10:10:26 AM
wbahl$25.00$25.003/29/2010 8:04:17 AM
heavenly-repayment4$30.00$30.003/29/2010 10:12:37 AM
kalex752$25.53$25.533/29/2010 10:48:53 AM
castleman$25.00$25.003/29/2010 10:52:50 AM
oracle920$25.00$25.003/29/2010 9:34:13 AM
jkitten$25.00$25.003/29/2010 11:00:55 AM
line6owner$25.00$25.003/29/2010 9:34:53 AM
ethicalhumanist$25.00$25.003/29/2010 9:43:33 AM
steady-bazaar$25.00$25.003/29/2010 9:37:42 AM
kashikoe$25.00$6.613/29/2010 11:36:39 AM
cgiles01$25.00$25.003/29/2010 10:12:46 AM
trade-elm$25.00$25.003/29/2010 11:07:53 AM
octoberfresh$25.00$25.003/29/2010 12:04:52 PM
julijask$35.00$35.003/29/2010 3:00:43 PM
newiowa77$25.00$25.003/29/2010 2:05:05 PM
mjcareful$25.00$25.003/29/2010 2:09:27 PM
integrity-builder$40.00$40.003/29/2010 2:30:18 PM
patriot384$75.00$75.003/29/2010 3:42:16 PM
326 bids
 
Borrower Payment Dependent Notes Series 451217
This series of Notes was issued and sold upon the funding of the borrower loan #41568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-22-2010 
  Auction end date:  Mar-25-2010 
 
Starting lender yield: 30.22% Starting borrower rate/APR: 31.22% / 33.62% Starting monthly payment: $323.42
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $307.20
 
Auction yield range: 11.04% - 30.22% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1986 Debt/Income ratio: 23%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 14 / 11Length of status:25y 6m
Credit score: 640-659 (Mar-2010) Total credit lines: 27 Occupation: Other
Now delinquent: 0 Revolving credit balance: $111,368Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 92%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 10    
Screen name: newest-gain-ruler Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating debts
Purpose of loan:
This loan will be used to pay off my some of my credit card balances freeing up approximatly $1000.00 a month which I can start applying to my 401k loan and start rebuilding my retirement.
My financial situation:
I am a good candidate for this loan because I have a stable job history,?having worked at my primary job for 15 years and my second job for eight years..? I have worked hard to rebuild my credit but my credit score suffered when I canceled? six credit cards and will have them all paid off with this loan.? Additionally, I have never filed bankruptcy or had any debts charged off or balances written down, I have paid back every dollar I have ever borrowed with interest.? I appreciate your thoughtful consideration.

Monthly net income: $ 5760????????????

Monthly expenses: $
??Housing: $ 1000
??Insurance: $?95.00
??Car expenses: $ 465????
??Utilities: $ 460
??Phone, cable, internet: $ 100
??Food, entertainment: $ 850
??Clothing, household expenses $ 200????
??Credit cards and other loans: $ 1925
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.003/22/2010 4:20:43 PM
treasure-bliss$100.00$100.003/22/2010 4:22:11 PM
successful-euro$40.00$40.003/22/2010 4:21:15 PM
seisen$50.00$50.003/22/2010 4:22:24 PM
secobarbital$25.00$25.003/22/2010 4:27:27 PM
Zolton$200.00$200.003/22/2010 4:28:08 PM
chicagoman$25.00$25.003/22/2010 4:28:36 PM
oldmora$50.00$50.003/22/2010 4:27:12 PM
nrowland$25.00$25.003/22/2010 4:29:20 PM
Cai8899$30.00$30.003/22/2010 4:27:36 PM
skuba$25.00$25.003/22/2010 4:29:50 PM
rhin0cerx$50.00$50.003/22/2010 4:29:32 PM
listing-trapper3$50.00$50.003/22/2010 4:30:07 PM
deegeeman$50.00$50.003/22/2010 4:30:00 PM
Rattlehead$25.00$25.003/22/2010 4:30:21 PM
asiaratt$100.00$100.003/22/2010 4:35:01 PM
magnolia161$25.00$25.003/22/2010 4:33:07 PM
kmfreymi$25.00$25.003/22/2010 4:35:21 PM
joee$25.00$25.003/22/2010 4:33:45 PM
heatherwood$50.00$50.003/22/2010 4:34:36 PM
HHP$25.00$25.003/22/2010 4:37:38 PM
bountiful-bazaar$25.00$25.003/22/2010 4:34:53 PM
intelligent-yield$25.00$25.003/22/2010 4:38:09 PM
Streetfighter$25.00$25.003/22/2010 4:35:04 PM
unforgettable-order9$25.00$25.003/22/2010 4:35:14 PM
inspiring-reward$150.00$150.003/22/2010 4:34:22 PM
AF_Trust$25.00$25.003/22/2010 4:40:28 PM
martinnc$25.00$25.003/22/2010 4:34:46 PM
burrito6$25.00$25.003/22/2010 4:37:25 PM
thrifty-funds1$25.00$25.003/22/2010 4:44:16 PM
LoisLoan$25.00$25.003/22/2010 4:46:27 PM
autonomous-truth$25.00$25.003/22/2010 4:40:44 PM
leodaguy$25.00$25.003/22/2010 4:44:19 PM
wifibank$25.00$25.003/22/2010 4:50:17 PM
first-upright-payout$25.00$25.003/22/2010 4:46:20 PM
harmonious-revenue7$25.00$25.003/22/2010 4:46:31 PM
DDHMoney$25.00$25.003/22/2010 5:14:11 PM
Adam_00$25.00$25.003/22/2010 4:46:15 PM
awm$25.00$25.003/22/2010 4:46:49 PM
tshurts$25.00$25.003/22/2010 4:47:44 PM
Craig_B$25.00$25.003/22/2010 4:48:08 PM
flwah$25.00$25.003/22/2010 5:23:33 PM
gotyourgear$25.00$25.003/22/2010 5:21:25 PM
runner262$25.00$25.003/22/2010 5:23:13 PM
steely_dan34$25.00$25.003/22/2010 5:23:51 PM
deal-hickory5$25.00$25.003/22/2010 5:18:37 PM
Dubbs360$50.00$50.003/22/2010 5:19:13 PM
helping-out$30.00$30.003/22/2010 5:25:36 PM
fareast_man$25.00$25.003/22/2010 5:20:44 PM
lostontheedge$25.00$25.003/22/2010 5:21:39 PM
zeelender$25.00$25.003/22/2010 5:27:46 PM
wise-silver-wonder$25.00$25.003/22/2010 5:28:24 PM
tallmon$25.00$25.003/22/2010 5:28:53 PM
lloyd_s$25.00$25.003/22/2010 5:25:41 PM
Diamond_Jim$25.00$25.003/22/2010 5:25:48 PM
Helenska11$25.00$25.003/22/2010 5:37:08 PM
BlindJoeDeath$25.00$25.003/22/2010 5:38:43 PM
mg6619$25.00$25.003/22/2010 5:38:50 PM
MONEYMATCH$25.00$25.003/22/2010 5:39:03 PM
moola-man$25.00$25.003/22/2010 5:28:04 PM
Mailman2004$50.00$50.003/22/2010 5:40:00 PM
pkp121$25.00$25.003/22/2010 5:29:26 PM
zipemdown$25.00$25.003/22/2010 5:29:37 PM
KiwiElf$25.00$25.003/22/2010 5:29:43 PM
LongTail$25.00$25.003/22/2010 5:30:05 PM
GElender$25.00$25.003/22/2010 5:51:17 PM
Orringo$50.00$50.003/22/2010 5:37:04 PM
orange-courageous-dedication$30.00$30.003/22/2010 5:37:48 PM
Shepherd7$30.00$30.003/22/2010 5:38:25 PM
FeedTheMachine$162.78$162.783/22/2010 5:38:35 PM
nourishing-interest0$25.00$25.003/22/2010 5:38:44 PM
saffron4$28.69$28.693/22/2010 5:39:02 PM
natecam$25.00$25.003/22/2010 5:39:07 PM
rock-turner$65.70$65.703/22/2010 6:12:16 PM
LenderExtraordinaire$25.00$25.003/22/2010 5:48:54 PM
Buffer10$59.85$59.853/22/2010 5:51:08 PM
gaditano$25.00$25.003/22/2010 5:37:09 PM
steamboatgal$25.00$25.003/22/2010 5:38:19 PM
SBT$50.00$50.003/22/2010 5:38:25 PM
delicious-social132$25.00$25.003/22/2010 5:38:38 PM
LuvToLend$25.00$25.003/22/2010 5:39:04 PM
Raetha$25.00$25.003/22/2010 6:12:15 PM
halothane_logic$25.00$25.003/22/2010 7:52:19 PM
whynormal$25.00$25.003/22/2010 5:48:38 PM
compassion-lotus5$25.00$25.003/22/2010 8:52:18 PM
value-pole$25.00$25.003/22/2010 9:23:15 PM
dspmn$26.00$26.003/22/2010 6:12:33 PM
lovelongandprosper$26.21$26.213/22/2010 8:37:16 PM
bid-papyrus$25.00$25.003/22/2010 9:17:14 PM
snoopey100$25.00$25.003/23/2010 3:33:34 AM
silverloan$25.00$25.003/23/2010 6:52:39 AM
HedgeFund$25.00$25.003/22/2010 11:02:14 PM
blue_skies_ahead$25.00$25.003/23/2010 7:12:27 AM
kmavm$25.00$25.003/22/2010 9:22:43 PM
JustMee$25.00$25.003/22/2010 9:24:33 PM
PatRichi$25.00$25.003/23/2010 7:17:53 AM
ah-long$25.00$25.003/22/2010 9:40:15 PM
theprince$25.00$25.003/23/2010 7:24:06 AM
omerta6102$33.71$33.713/23/2010 3:34:35 AM
happy-return4$25.00$25.003/23/2010 8:12:12 AM
javajahn$25.00$25.003/23/2010 12:32:37 AM
kginatl$25.00$25.003/23/2010 6:22:24 AM
DocVT$25.00$25.003/23/2010 7:12:26 AM
point$25.00$25.003/23/2010 7:12:30 AM
jasmarc$25.00$25.003/23/2010 7:24:08 AM
capital-kingdom$25.00$25.003/23/2010 8:21:05 AM
ultimate-commitment$25.00$25.003/23/2010 7:12:24 AM
b-rent$25.00$25.003/23/2010 7:17:32 AM
dashawn$25.00$25.003/23/2010 7:17:38 AM
new-peso-concerto$25.00$25.003/23/2010 8:53:12 AM
r0b3m4n$25.00$25.003/23/2010 9:34:01 AM
jml3482$25.00$25.003/23/2010 9:43:44 AM
Cre8iveCash$25.00$25.003/23/2010 10:09:23 AM
Kaj$25.00$25.003/22/2010 4:20:46 PM
shrewd-peace7$25.00$25.003/22/2010 4:21:42 PM
rupee-artisan$25.00$25.003/22/2010 4:20:20 PM
uprising35$50.00$50.003/22/2010 4:20:25 PM
Purposeful$25.00$25.003/22/2010 4:20:57 PM
momoney2lend$25.00$25.003/22/2010 4:22:49 PM
AF-Chief$28.00$28.003/22/2010 4:21:23 PM
orange-preeminant-bill$100.00$100.003/22/2010 4:22:43 PM
CarDealer3070$30.00$30.003/22/2010 4:28:26 PM
ukstevenhawaii$50.00$50.003/22/2010 4:28:51 PM
greenwell$25.00$25.003/22/2010 4:29:44 PM
hope-equation$50.00$50.003/22/2010 4:27:42 PM
red-favorable-basis$25.00$25.003/22/2010 4:30:13 PM
sympathetic-asset$25.00$25.003/22/2010 4:28:44 PM
nletunic$25.00$25.003/22/2010 4:27:21 PM
asset-professor$35.00$35.003/22/2010 4:29:38 PM
personal-lender$25.00$25.003/22/2010 4:27:56 PM
elevated-platinum5$25.00$25.003/22/2010 4:28:14 PM
rooosta$25.00$25.003/22/2010 4:34:41 PM
brother_tam$50.00$50.003/22/2010 4:36:55 PM
cashonhand$25.00$25.003/22/2010 4:32:59 PM
red_spade$26.00$26.003/22/2010 4:35:32 PM
jmcdon7230$25.00$25.003/22/2010 4:38:56 PM
aasx1108$25.00$25.003/22/2010 4:39:16 PM
desertoasis$25.00$25.003/22/2010 4:37:02 PM
AFairDeal$25.00$25.003/22/2010 4:40:31 PM
natural-greenback6$25.00$25.003/22/2010 4:37:15 PM
supreme-hope$25.00$25.003/22/2010 4:38:17 PM
Havana21$50.00$50.003/22/2010 4:38:43 PM
gulch$25.00$25.003/22/2010 4:41:52 PM
integrity-doctor$50.00$50.003/22/2010 4:35:27 PM
bnlforever$25.00$25.003/22/2010 4:39:29 PM
principal-kung-fu$25.00$25.003/22/2010 4:43:05 PM
irrelevant$25.00$25.003/22/2010 4:38:37 PM
greatwhiteninja$25.00$25.003/22/2010 4:40:25 PM
wampum-chorus3$25.00$25.003/22/2010 4:43:39 PM
head$25.00$25.003/22/2010 4:43:46 PM
commitment-farm$25.00$25.003/22/2010 4:44:07 PM
diabolicworld$25.00$25.003/22/2010 4:44:39 PM
tremendous-integrity$25.00$25.003/22/2010 4:41:18 PM
mightymousemom$25.00$25.003/22/2010 4:50:28 PM
cgkid$25.00$25.003/22/2010 4:42:40 PM
w3alter$50.00$50.003/22/2010 4:50:59 PM
zorg77$25.00$25.003/22/2010 4:51:10 PM
utmom$25.00$25.003/22/2010 5:13:45 PM
Judolu$25.00$25.003/22/2010 4:48:15 PM
the-silver-blaster$25.00$25.003/22/2010 5:18:34 PM
deal-secret-agent$25.00$25.003/22/2010 5:14:06 PM
NR$25.00$25.003/22/2010 5:15:01 PM
famous-bill$25.00$25.003/22/2010 5:15:23 PM
eronyc$25.00$25.003/22/2010 5:21:23 PM
melodious-fairness$25.00$25.003/22/2010 5:27:53 PM
elegant-loot$25.00$25.003/22/2010 5:22:47 PM
FASTIZIO_P$25.56$25.563/22/2010 5:29:01 PM
flexible-value$25.00$25.003/22/2010 5:24:23 PM
dime-neutron$25.00$25.003/22/2010 5:19:18 PM
divedude$25.00$25.003/22/2010 5:24:59 PM
kindness-percolator5$25.00$25.003/22/2010 5:20:24 PM
supreme-bonus0$25.00$25.003/22/2010 5:20:27 PM
tuneman1980$25.00$25.003/22/2010 5:20:38 PM
DadWarbucks$25.00$25.003/22/2010 5:21:59 PM
bowdish1$25.00$25.003/22/2010 5:23:31 PM
kc8fot$25.00$25.003/22/2010 5:29:40 PM
micko$25.00$25.003/22/2010 5:25:30 PM
mvalley$25.00$25.003/22/2010 5:37:05 PM
georgethesir$25.00$25.003/22/2010 5:37:22 PM
steves73$25.00$25.003/22/2010 5:38:24 PM
purdue98$25.00$25.003/22/2010 5:38:31 PM
papaloha$50.00$50.003/22/2010 5:38:37 PM
visionary-currency$50.00$50.003/22/2010 5:39:00 PM
Hokiemon$25.00$25.003/22/2010 5:39:05 PM
shrewd-deal$25.00$25.003/22/2010 5:40:12 PM
friendly-worth3$25.00$25.003/22/2010 5:29:33 PM
klinebarger$25.00$25.003/22/2010 5:29:45 PM
yeti888$25.00$25.003/22/2010 5:29:50 PM
RebuildALife$25.00$25.003/22/2010 5:29:56 PM
upright-revenue7$25.00$25.003/22/2010 5:50:35 PM
Lam0nt$25.00$25.003/22/2010 5:51:40 PM
merriewold$25.00$25.003/22/2010 5:37:07 PM
honorable-yield$35.00$35.003/22/2010 5:37:52 PM
Artist_Blue$25.00$25.003/22/2010 5:38:30 PM
BankME$25.00$25.003/22/2010 5:38:42 PM
matt_2006$25.00$25.003/22/2010 5:38:58 PM
asmithj$50.00$50.003/22/2010 5:39:05 PM
adama_48$25.00$25.003/22/2010 5:48:09 PM
KandKLegacyInvestments$25.00$25.003/22/2010 5:48:39 PM
JGB$25.00$25.003/22/2010 5:48:59 PM
CaboWaboRobo$25.00$25.003/22/2010 6:18:07 PM
versatile-platinum4$25.00$25.003/22/2010 5:36:54 PM
intrepid-transaction5$25.00$25.003/22/2010 5:37:06 PM
gizzywump$25.00$25.003/22/2010 5:37:23 PM
aggresive-nickel2$25.00$25.003/22/2010 5:38:28 PM
life-is-great$25.00$25.003/22/2010 5:38:32 PM
KrazyCelticKid$50.00$50.003/22/2010 5:38:51 PM
KevinC_63366$25.00$25.003/22/2010 5:39:06 PM
WalnutCreekguy$25.00$25.003/22/2010 7:52:16 PM
pengoe$25.00$25.003/22/2010 6:19:19 PM
Yaj$25.00$25.003/22/2010 6:07:12 PM
rks125$25.00$25.003/22/2010 8:12:17 PM
treasure-generator$25.00$25.003/22/2010 8:07:13 PM
JustMee$25.00$25.003/22/2010 9:24:45 PM
meoweo$25.00$25.003/22/2010 9:32:16 PM
fattygordon$25.00$25.003/22/2010 8:28:28 PM
exact-loan5$29.28$29.283/22/2010 8:32:31 PM
Bob450$25.00$25.003/22/2010 8:47:58 PM
Vennela$25.00$25.003/23/2010 7:12:31 AM
forthright-dedication$100.00$100.003/23/2010 7:12:33 AM
star7705$25.00$25.003/23/2010 7:17:37 AM
Banker7371$25.00$25.003/23/2010 7:17:50 AM
SnE$25.00$25.003/23/2010 3:27:23 AM
currency-oak$25.00$25.003/23/2010 4:02:15 AM
integrity-broker$25.00$25.003/23/2010 8:12:17 AM
Red_b17$25.00$25.003/23/2010 7:12:29 AM
cospilot$25.00$25.003/23/2010 7:17:34 AM
wwwUniversal$25.00$25.003/23/2010 7:27:16 AM
wise-courageous-social$25.00$25.003/23/2010 8:12:14 AM
Sateesh$37.72$37.723/23/2010 8:44:08 AM
transparency-burger$25.00$25.003/23/2010 8:52:23 AM
pfenness$51.99$51.993/23/2010 7:17:52 AM
transparency-bath$25.00$25.003/23/2010 10:29:15 AM
ImaPutz$25.00$25.003/23/2010 8:12:13 AM
GracieLuLu04$25.00$25.003/23/2010 8:52:22 AM
delivery$25.00$25.003/23/2010 9:43:53 AM
Doug1043$25.00$25.003/23/2010 9:32:49 AM
cfleap$25.00$25.003/23/2010 9:32:59 AM
108lender$41.35$38.513/23/2010 10:19:23 AM
flexiboy35$25.00$25.003/23/2010 10:19:16 AM
Bob450$25.00$25.003/24/2010 8:00:30 PM
241 bids
 
Borrower Payment Dependent Notes Series 451353
This series of Notes was issued and sold upon the funding of the borrower loan #41543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,570.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-23-2010 
  Auction end date:  Mar-30-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $114.16
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $113.86
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1999 Debt/Income ratio: 17%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:1y 3m
Credit score: 760-779 (Mar-2010) Total credit lines: 17 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $690Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 12%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: rustylix Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
I've been a lender on prosper for almost two years and would like to experience the borrowing side.? I figure what better way than paying down a little debt.? My CC debt situation is as follows

Chase:$3,258.59Macys:179.60Discover:21.08
I am borrowing slightly more than I owe, ~$107, to cover the fee Prosper will be tacking on to my loan.

My financial situation:
I'm a successful web application developer employed full-time.??Both my father, and my grandfather,?taught me to?always pay my bills on time, and to never buy anything I couldn't afford.? Basically, as a prosper lender, I'd rather you guys receive the interest for my debt than the big banks.? I'll be setting up automated electronic payments, and if possible with such a setup, I expect I will probably pay this off faster than 36 months.? Any questions?? Just ask, thanks!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
foxy-vigilance$25.00$25.003/23/2010 3:47:43 PM
AF-Chief$28.00$28.003/23/2010 3:50:26 PM
delicious-social132$40.00$40.003/23/2010 3:52:42 PM
kenji4861$50.00$50.003/23/2010 3:49:16 PM
inspired-contract9$50.00$50.003/23/2010 3:51:10 PM
chestnut4$25.00$25.003/23/2010 3:56:00 PM
studious-bonus7$50.00$50.003/23/2010 3:57:59 PM
HedgeFund$40.00$40.003/23/2010 3:56:18 PM
payment-gusto$25.00$25.003/23/2010 3:58:26 PM
goodguy2000$25.00$25.003/23/2010 3:58:32 PM
contract-lotus$25.00$25.003/23/2010 3:57:19 PM
restless-currency$25.00$25.003/23/2010 3:55:07 PM
skvat$25.00$25.003/23/2010 3:57:51 PM
lender987654321$25.00$25.003/23/2010 3:55:15 PM
responsibility-mulberry$25.00$25.003/23/2010 3:59:58 PM
MarinLoans$25.00$25.003/23/2010 3:56:26 PM
transparency-halo$25.00$25.003/23/2010 3:58:12 PM
responsible-investment0$50.00$50.003/23/2010 4:01:37 PM
trident9$25.00$25.003/23/2010 4:01:59 PM
hrubinst$25.00$25.003/23/2010 4:00:53 PM
dontscrewmeover1$25.00$25.003/23/2010 6:33:05 PM
ricpick$50.00$50.003/24/2010 3:45:47 AM
Mav26$30.00$30.003/24/2010 10:32:38 AM
eCapital$25.00$25.003/24/2010 4:35:00 PM
selector568$75.00$75.003/25/2010 8:53:06 PM
Kelor99$25.00$25.003/25/2010 6:13:03 PM
n036939$25.00$25.003/26/2010 6:22:34 AM
uncleubb$25.00$25.003/26/2010 1:44:37 PM
freetolive$25.00$25.003/26/2010 6:52:42 PM
sandeepPR$25.00$25.003/26/2010 9:49:41 PM
beachfunder$25.00$25.003/27/2010 9:02:12 AM
Dollars4Rent$25.00$25.003/27/2010 9:13:06 AM
PalmerTheEmbalmer$25.00$25.003/27/2010 9:15:49 PM
pork-nuggets$25.00$25.003/28/2010 11:59:05 AM
GoGators01$25.00$25.003/28/2010 10:40:58 AM
Barky52$25.00$25.003/29/2010 6:49:12 AM
isfahanian$25.00$25.003/28/2010 11:12:42 PM
ujiba$25.00$25.003/29/2010 10:35:55 AM
MN_Lender$25.00$25.003/29/2010 10:22:51 AM
JohnSmith10$25.00$25.003/29/2010 4:36:24 PM
Slimoro86$25.00$25.003/29/2010 5:55:12 PM
OoM$25.00$25.003/29/2010 11:13:20 PM
mitcha1$25.00$25.003/30/2010 6:31:20 AM
singletrck$25.00$25.003/30/2010 7:54:10 AM
wwwUniversal$25.00$25.003/30/2010 2:15:09 PM
satisfying-durability$25.00$25.003/23/2010 3:51:16 PM
Clambake$50.00$50.003/23/2010 3:52:49 PM
torion$25.00$25.003/23/2010 3:53:07 PM
Avala$50.00$50.003/23/2010 3:53:18 PM
credit-force5$25.00$25.003/23/2010 3:53:27 PM
personal-lender$25.00$25.003/23/2010 3:53:36 PM
TakeCare$50.00$50.003/23/2010 3:55:50 PM
loan-warrior$25.00$25.003/23/2010 3:56:11 PM
skuba$50.00$50.003/23/2010 3:52:08 PM
AFairDeal$25.00$25.003/23/2010 3:54:43 PM
integrity-doctor$50.00$50.003/23/2010 3:55:01 PM
don8ter$25.00$25.003/23/2010 3:58:06 PM
bonus-adventure3$25.00$25.003/23/2010 3:53:57 PM
ddog0224$25.00$25.003/23/2010 3:56:36 PM
turbospeed$25.00$25.003/23/2010 3:54:48 PM
unforgettable-order9$100.00$100.003/23/2010 3:55:32 PM
harmonious-revenue7$50.00$50.003/23/2010 4:00:17 PM
jwood3030$35.00$35.003/23/2010 3:55:43 PM
aurorafinancial$50.00$50.003/23/2010 3:58:54 PM
chicco$56.00$56.003/23/2010 4:01:11 PM
credit-magician$25.00$25.003/23/2010 4:01:31 PM
fishtale$25.00$25.003/23/2010 4:01:44 PM
honorable-yield$50.00$50.003/23/2010 4:01:49 PM
kchen486$25.00$25.003/23/2010 3:57:04 PM
HHP$25.00$25.003/23/2010 3:57:12 PM
CarDealer3070$25.00$3.283/23/2010 4:02:05 PM
RandyL3$33.00$33.003/23/2010 4:03:36 PM
rescue$500.00$500.003/23/2010 3:59:38 PM
versatile-platinum4$25.00$25.003/23/2010 4:00:38 PM
trade-cello$25.00$25.003/23/2010 4:00:47 PM
pawnshopman$25.00$25.003/23/2010 4:01:24 PM
SCD$25.00$25.003/26/2010 12:02:58 PM
khamlagirl$25.00$25.003/26/2010 7:17:59 PM
octoberfresh$25.00$25.003/29/2010 12:07:13 PM
favorite-commerce$25.00$25.003/29/2010 2:41:50 PM
the-profit-oracle$25.00$25.003/29/2010 2:51:50 PM
redmen93$25.00$25.003/29/2010 8:49:39 PM
webfeet$25.00$25.003/30/2010 6:41:05 AM
freefly67$25.82$25.823/30/2010 8:34:06 AM
llequire1$51.31$51.313/30/2010 6:56:28 AM
wise-blazing-currency$25.00$25.003/30/2010 4:23:11 AM
Queueball1$50.00$50.003/30/2010 10:01:14 AM
qkinger$50.00$50.003/30/2010 7:55:25 AM
Sven79$100.00$100.003/30/2010 12:51:17 PM
nickel-pipeline$25.00$25.003/30/2010 1:34:40 PM
jayk63$25.00$25.003/30/2010 2:25:46 PM
Druidsoft$50.00$50.003/30/2010 12:28:22 PM
Grandmahoneybee$50.00$50.003/30/2010 3:22:52 PM
webfeet$25.00$25.003/30/2010 12:43:06 PM
MtOlympus$27.59$27.593/30/2010 2:38:24 PM
95 bids
 
Borrower Payment Dependent Notes Series 451465
This series of Notes was issued and sold upon the funding of the borrower loan #41540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-23-2010 
  Auction end date:  Mar-30-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 31.34% Starting monthly payment: $41.03
Final lender yield: 23.00% Final borrower rate/APR: 24.00% / 27.88% Final monthly payment: $39.23
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.56%  
Lender servicing fee: 1.00% Estimated return: 12.44%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1979 Debt/Income ratio: 43%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):4 Current / open credit lines: 8 / 8Length of status:8y 10m
Credit score: 640-659 (Mar-2010) Total credit lines: 30 Occupation: Bus Driver
Now delinquent: 0 Revolving credit balance: $553Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 102%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 7    
Screen name: peaceful-kindness8 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying back people
Purpose of loan:
This loan will be used to? pay off some loans.

My financial situation:
I am a good candidate for this loan because? I am at my job daily,and willing to work.? I have the desire to get out of debt & work on staying out.? I also have a second job that will help with payment on this loan.

Monthly net income: $ 1650.00

Monthly expenses: $
??Housing: $ 400.00
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
gjm6d$25.00$25.003/28/2010 10:04:54 AM
glenium$25.00$25.003/29/2010 3:06:54 AM
thisbucksforu$25.00$25.003/29/2010 12:47:01 PM
Stingray8a$25.00$25.003/29/2010 4:48:10 PM
Starfin300$28.69$28.693/29/2010 4:51:47 PM
4mydaughterseducation$25.00$25.003/29/2010 7:05:26 PM
nickel-launcher$100.00$100.003/30/2010 7:32:35 AM
averagefore$25.00$25.003/30/2010 6:17:06 AM
Pu239$50.00$50.003/30/2010 9:18:57 AM
draggon77$25.00$25.003/30/2010 11:26:14 AM
wild-orange$25.00$25.003/30/2010 2:37:36 PM
crjmechanic$25.00$25.003/30/2010 3:19:48 PM
ultimate-peace$200.00$63.933/30/2010 3:43:34 PM
marwadi-62$100.00$100.003/24/2010 2:04:27 PM
BlueWave$25.00$25.003/25/2010 8:28:20 PM
admirable-loyalty$25.00$25.003/26/2010 9:00:38 AM
IPG1$25.00$25.003/28/2010 5:18:31 PM
reliable-silver7$25.00$25.003/29/2010 6:40:33 AM
SoccoJoe$50.00$50.003/29/2010 6:14:46 AM
hevenanderth$50.00$50.003/29/2010 4:31:20 PM
onecooldrink$25.00$25.003/29/2010 9:15:37 PM
SmallTown5$31.49$31.493/29/2010 9:31:55 PM
greenback-companion8$25.00$25.003/29/2010 10:03:17 PM
dRatedOnly$25.00$25.003/30/2010 1:38:45 AM
yurison$25.00$25.003/30/2010 10:12:09 AM
Pod1313$25.00$25.003/30/2010 10:45:08 AM
joebob78$50.89$50.893/30/2010 3:45:10 PM
transaction-circuit$25.00$25.003/30/2010 2:53:57 PM
28 bids
 
Borrower Payment Dependent Notes Series 451485
This series of Notes was issued and sold upon the funding of the borrower loan #41638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,250.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  Mar-24-2010 
  Auction end date:  Mar-31-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.30% Starting monthly payment: $56.55
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.30% Final monthly payment: $56.55
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 27.01%  
Lender servicing fee: 1.00% Estimated return: 6.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1995 Debt/Income ratio: 20%
Basic (1-10): 2 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 5 / 5Length of status:2y 7m
Credit score: 700-719 (Mar-2010) Total credit lines: 25 Occupation: Sales - Commission
Now delinquent: 4 Revolving credit balance: $741Stated income:$25,000-$49,999
Amount delinquent: $61,745 Bankcard utilization: 92%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 28    
Screen name: Tamparich Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 95% ) 700-719 (Latest)
Principal borrowed: $3,250.00< mo. late: 1 ( 5% )  
700-719 (Jul-2008)
660-679 (Jan-2008)
700-719 (Dec-2007)
 
Principal balance: $1,625.61 1+ mo. late: 0 ( 0% )
Total payments billed: 20  
Description
Already have Prosper Loan.
Financial Situation.

Hello prosper world! I am a good candidate for this loan because I am trying to turn my life around with the help of family and friends. I will be using this loan to pay for my loan reinstatement with Green Tree financial of my home which is 1,000.00 and college books. I will be honest, I have 2 investment properties with a friend and for the past 3 years they have been a financial nightmare for me. I fell behind on the mortgage because my tenants lost their jobs during the downward spiral of the economy and continued to live there, without paying, a lot of legal issues I had to take care of. I was forced to come out of pocket to cover the mortgages, but it got to the point where it put a financial hold on me.

Right now I have 2 contracts on the home, which I am doing a short sale on already have a prosper loan for debt consolidation, which I have been current with since July of 2008. I am not happy that i have an HR rating on my listing, but that is the reality I am faced with until I get my credit up to par, which I am working on. I have been current with my prosper loan and credit cards payments for almost 3 years now. This loan would really be a blessing to take care of my reinstatement loan and books for school this summer would be great.
Thank you for considering my loan and much success to you in the future.

Monthly Income- $2300.00 monthly

Monthly Expenses-

Mortgage- $767
Car Insurance $35.00
ultilies - $50.00
Cellphone- $45.00-metro pcs
Cable and internet- $90.00
Prosper loan- $112.00
Credit cards- $150.00
HOA- $130.00
Food + entertainment- $100.00
Gas- $75.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I am looking at your expenses to stated income and there is about $700/month after expenses, where is that going? - usedtoborrow
A: Hello usedtoborrow, The remainin money I have left over is strictly going to family loans I have made in the past. I made loans with family members about 2 years ago when i was trying to cover my mortgage on the 2 investment properties I had, where the tenants didn't pay. Thank you for the question. (Mar-31-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
supasonic$50.00$50.003/26/2010 5:18:06 PM
UCLA4life$25.00$25.003/27/2010 3:58:22 PM
GlenBank$50.00$50.003/28/2010 9:30:11 AM
micko$25.00$25.003/29/2010 4:50:16 PM
FASTIZIO_P$25.00$25.003/29/2010 4:52:52 PM
selector568$50.00$50.003/30/2010 2:44:31 PM
adaptable-capital$250.00$250.003/30/2010 2:42:07 PM
five-star-note$100.00$100.003/30/2010 4:22:40 PM
best-generosity-financier$25.00$25.003/30/2010 6:38:41 PM
arrow6$25.00$25.003/30/2010 6:49:30 PM
autoconnection$25.00$25.003/31/2010 4:41:44 AM
helping-out$53.27$53.273/30/2010 8:40:43 PM
himistu22$25.00$25.003/31/2010 5:37:22 AM
brother_tam$50.00$50.003/29/2010 5:17:38 PM
best-generosity-financier$25.00$25.003/29/2010 9:20:46 PM
JayIsABear$40.00$40.003/30/2010 4:00:51 PM
thomas16882004$25.00$25.003/30/2010 4:20:27 PM
FarmersBank$25.00$25.003/30/2010 3:55:52 PM
jhouman$25.00$25.003/30/2010 4:10:51 PM
heerzaquestion$25.00$25.003/30/2010 4:39:34 PM
chameleon125$50.00$50.003/31/2010 7:42:42 AM
martymaniaman$25.00$25.003/31/2010 5:51:01 AM
scarlet-velvet$25.00$25.003/31/2010 9:05:35 AM
bonafide-commitment2$25.00$25.003/31/2010 9:19:36 AM
ultimate-peace$225.00$156.733/31/2010 9:16:10 AM
Bob450$25.00$25.003/31/2010 9:26:31 AM
26 bids
 
Borrower Payment Dependent Notes Series 451517
This series of Notes was issued and sold upon the funding of the borrower loan #41562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Mar-23-2010 
  Auction end date:  Mar-30-2010 
 
Starting lender yield: 7.48% Starting borrower rate/APR: 8.48% / 8.82% Starting monthly payment: $142.01
Final lender yield: 7.30% Final borrower rate/APR: 8.30% / 8.64% Final monthly payment: $141.64
 
Auction yield range: 3.04% - 7.48% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1987 Debt/Income ratio: 21%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 7Length of status:7y 1m
Credit score: 800-819 (Mar-2010) Total credit lines: 24 Occupation: Other
Now delinquent: 0 Revolving credit balance: $2,217Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 7%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: peace-hawk Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards
Purpose of loan:
This loan will be used to pay off my high interest credit cards. I have had most of these accounts for more than twenty years, and now the credit card companies are upping their interest rates for their best customers. ?

My financial situation:
I am a good candidate for this loan because I have never been late on a credit card payment, and have always maintained a high credit score. I will easily handle this monthly payment, paid directly from my bank account.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.003/23/2010 3:50:32 PM
cash-sensai2$25.00$25.003/23/2010 3:51:00 PM
inspired-contract9$50.00$50.003/23/2010 3:51:08 PM
bonus-adventure3$25.00$25.003/23/2010 3:53:55 PM
kenji4861$50.00$50.003/23/2010 3:49:13 PM
fightinjoe$25.00$25.003/23/2010 3:52:13 PM
bigballer105$50.00$50.003/23/2010 3:54:36 PM
delicious-social132$40.00$40.003/23/2010 3:52:40 PM
jwood3030$35.00$35.003/23/2010 3:55:44 PM
MarinLoans$25.00$25.003/23/2010 3:56:23 PM
contract-lotus$25.00$25.003/23/2010 3:57:17 PM
payment-gusto$25.00$25.003/23/2010 3:58:23 PM
restless-currency$25.00$25.003/23/2010 3:55:05 PM
authentic-diversification$25.00$25.003/23/2010 3:59:41 PM
TakeCare$50.00$50.003/23/2010 3:55:48 PM
goodguy2000$25.00$25.003/23/2010 3:58:30 PM
loan-warrior$25.00$25.003/23/2010 3:56:08 PM
credit-magician$25.00$25.003/23/2010 4:01:29 PM
honorable-yield$50.00$50.003/23/2010 4:01:51 PM
radforj22$25.00$25.003/23/2010 3:58:46 PM
Attract$25.00$25.003/23/2010 4:04:41 PM
pawnshopman$25.00$25.003/23/2010 4:01:21 PM
fishtale$25.00$25.003/23/2010 4:01:42 PM
bigdogsafety1$25.00$25.003/23/2010 4:32:19 PM
ricpick$50.00$50.003/24/2010 3:36:20 AM
Davidson2$50.00$50.003/23/2010 7:52:16 PM
pragma$50.00$50.003/24/2010 3:59:52 AM
alpinaut$25.00$25.003/24/2010 5:23:02 AM
FairbairnSG$25.00$25.003/24/2010 9:00:02 AM
xphile$25.00$25.003/24/2010 8:49:44 AM
ideal-penny8$25.00$25.003/24/2010 9:39:30 AM
selector568$500.00$500.003/24/2010 10:51:12 AM
CornerKetch$25.00$25.003/24/2010 11:51:51 AM
plbquic$25.00$25.003/24/2010 12:15:58 PM
lucabratsie$25.00$25.003/24/2010 6:19:06 PM
generous-deal6$50.00$50.003/26/2010 1:22:01 AM
pumped130$25.00$25.003/26/2010 4:22:19 PM
lsx7$50.00$50.003/26/2010 6:48:17 PM
Iamatlast$50.00$50.003/27/2010 7:02:28 AM
GoGators01$25.00$25.003/28/2010 10:40:59 AM
The-Lighthouse-Group$25.00$25.003/29/2010 3:39:07 AM
AsianDragon$25.00$25.003/29/2010 12:52:57 PM
octoberfresh$25.00$25.003/29/2010 11:55:07 AM
ideal-coin$75.00$75.003/29/2010 2:01:01 PM
FundMaker$25.00$25.003/29/2010 12:13:15 PM
nicebank$26.48$26.483/30/2010 11:09:20 AM
bamboozled_again$26.36$26.363/30/2010 11:38:51 AM
investorsf$25.00$25.003/30/2010 10:57:54 AM
dynamic-fairness$25.00$25.003/30/2010 12:13:45 PM
skuba$50.00$50.003/23/2010 3:52:10 PM
turbospeed$25.00$25.003/23/2010 3:51:26 PM
lendersf$95.00$95.003/23/2010 3:54:00 PM
kchen486$25.00$25.003/23/2010 3:56:59 PM
credit-force5$25.00$25.003/23/2010 3:53:25 PM
skvat$25.00$25.003/23/2010 3:57:48 PM
AFairDeal$25.00$25.003/23/2010 3:54:41 PM
lender987654321$25.00$25.003/23/2010 3:55:14 PM
unforgettable-order9$100.00$100.003/23/2010 3:55:30 PM
transparency-halo$25.00$25.003/23/2010 3:58:10 PM
rescue$500.00$500.003/23/2010 3:59:33 PM
trident9$25.00$25.003/23/2010 4:01:57 PM
versatile-platinum4$25.00$25.003/23/2010 4:00:42 PM
shrewd-deal$25.00$25.003/23/2010 4:03:41 PM
GAOGERAM_BANK$25.00$25.003/23/2010 4:04:04 PM
aldenrains$25.00$25.003/23/2010 3:59:45 PM
RandyL3$33.00$33.003/23/2010 4:03:38 PM
gain-seagull9$25.00$25.003/23/2010 4:00:30 PM
trade-cello$25.00$25.003/23/2010 4:00:45 PM
Dreamconnection$25.00$25.003/23/2010 4:03:48 PM
stable-nickel$120.00$120.003/23/2010 4:13:31 PM
gatorbanker$100.00$100.003/23/2010 6:07:47 PM
windfall46$25.00$25.003/23/2010 4:58:56 PM
successful-euro$50.00$50.003/23/2010 5:11:46 PM
dontscrewmeover1$50.00$50.003/23/2010 6:36:55 PM
dbanwart$25.00$25.003/23/2010 6:37:44 PM
newyork6264$25.00$25.003/24/2010 3:49:47 AM
blot44$25.00$25.003/23/2010 8:46:09 PM
Oakland$50.00$50.003/24/2010 5:45:55 AM
wormdc$25.00$25.003/24/2010 1:43:34 AM
rate-fluffy-bunny$25.00$25.003/24/2010 4:48:00 AM
orange-mighty-finance$25.00$25.003/24/2010 6:58:06 AM
briphi$25.00$25.003/24/2010 6:58:08 AM
isfahanian$25.00$25.003/24/2010 9:44:06 AM
Merganser$25.00$25.003/24/2010 10:04:05 AM
don8ter$60.00$60.003/24/2010 9:50:21 AM
anton$117.78$24.163/24/2010 11:11:45 AM
springpanda$25.00$25.003/24/2010 11:56:53 AM
Kelor99$25.00$25.003/24/2010 11:22:11 AM
grampy48$25.00$25.003/24/2010 7:58:35 PM
microloan-green$25.00$25.003/25/2010 5:32:55 AM
Jumping_Jedi$25.00$25.003/25/2010 9:52:01 AM
mhotchan$100.00$100.003/25/2010 2:51:37 PM
eCapital$25.00$25.003/26/2010 1:06:27 PM
jimbo29blue$50.00$50.003/26/2010 7:54:07 PM
happyface$50.00$50.003/26/2010 8:03:20 PM
khamlagirl$25.00$25.003/26/2010 7:22:40 PM
felicity-loyalist0$40.00$40.003/29/2010 6:05:25 PM
YummiBear$25.00$25.003/29/2010 8:29:16 PM
cash-spinner$25.00$25.003/29/2010 6:13:39 PM
Sven79$25.00$25.003/30/2010 1:23:01 AM
gsd$25.00$25.003/30/2010 1:07:56 AM
Airbandit$25.00$25.003/30/2010 10:58:13 AM
nickel-master$25.00$25.003/30/2010 2:18:44 PM
wwwUniversal$25.00$25.003/30/2010 2:19:45 PM
104 bids
 
Borrower Payment Dependent Notes Series 451553
This series of Notes was issued and sold upon the funding of the borrower loan #41546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-23-2010 
  Auction end date:  Mar-30-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $123.09
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $121.27
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1989 Debt/Income ratio: 6%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 6Length of status:6y 10m
Credit score: 680-699 (Mar-2010) Total credit lines: 28 Occupation: Other
Now delinquent: 1 Revolving credit balance: $6,051Stated income:$100,000+
Amount delinquent: $9,243 Bankcard utilization: 78%  
Public records last 12m / 10y: 0/ 4 Homeownership: No  
Delinquencies in last 7y: 18    
Screen name: heartpounding-coin Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION
Purpose of loan:
This loan will be used to?consolidate high interest rate credit card debt.?

My financial situation:
I am a good candidate for this loan because I have a stable job with income.
Monthly net income: $ 4800
Monthly expenses: $
??Housing: $ 1260
??Insurance: $ 100
??Car expenses: $?300
??Utilities: $?200
??Phone, cable, internet: $?100
??Food, entertainment: $?500
??Clothing, household expenses $ 200
??Credit cards and other loans: $?600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
rupee-artisan$25.00$25.003/23/2010 3:49:25 PM
murtaza$25.00$25.003/23/2010 3:49:28 PM
Supernick$25.00$25.003/23/2010 3:48:48 PM
autonomous-truth$25.00$25.003/23/2010 3:49:04 PM
Purposeful$25.00$25.003/23/2010 3:49:35 PM
elevated-platinum5$25.00$25.003/23/2010 3:51:48 PM
successful-euro$40.00$40.003/23/2010 3:49:49 PM
JKEnterprises$25.00$25.003/23/2010 3:49:57 PM
greenwell$25.00$25.003/23/2010 3:52:23 PM
listing-trapper3$50.00$50.003/23/2010 3:52:29 PM
Rattlehead$25.00$25.003/23/2010 3:52:34 PM
nletunic$25.00$25.003/23/2010 3:51:33 PM
secobarbital$25.00$25.003/23/2010 3:51:37 PM
Zolton$200.00$200.003/23/2010 3:51:45 PM
cashonhand$25.00$25.003/23/2010 3:54:29 PM
AF-Chief$28.00$28.003/23/2010 3:49:52 PM
inspiring-reward$150.00$150.003/23/2010 3:55:11 PM
martinnc$25.00$25.003/23/2010 3:55:20 PM
kmfreymi$25.00$25.003/23/2010 3:55:36 PM
oldmora$50.00$50.003/23/2010 3:51:29 PM
integrity-doctor$50.00$50.003/23/2010 3:55:38 PM
hope-equation$50.00$50.003/23/2010 3:51:39 PM
personal-lender$25.00$25.003/23/2010 3:51:44 PM
sympathetic-asset$25.00$25.003/23/2010 3:52:00 PM
magnolia161$25.00$25.003/23/2010 3:54:31 PM
asset-professor$35.00$35.003/23/2010 3:52:20 PM
skuba$25.00$25.003/23/2010 3:52:25 PM
heatherwood$50.00$50.003/23/2010 3:55:16 PM
Streetfighter$25.00$25.003/23/2010 3:55:26 PM
irrelevant$25.00$25.003/23/2010 3:57:30 PM
SolarMoonshine$25.00$25.003/23/2010 5:48:21 PM
Bob450$25.00$25.003/23/2010 9:05:15 PM
admirable-loyalty$50.00$50.003/24/2010 11:50:56 AM
Bob450$25.00$25.003/24/2010 8:24:14 PM
BobJohnson$25.00$25.003/26/2010 11:24:17 AM
leverage-monger$25.00$25.003/30/2010 8:43:23 AM
Cambium$50.00$50.003/30/2010 12:05:53 PM
glenium$25.00$25.003/30/2010 10:35:30 AM
ultimate-peace$200.00$200.003/30/2010 3:45:58 PM
five-star-note$50.00$50.003/30/2010 3:48:11 PM
uprising35$50.00$50.003/23/2010 3:49:26 PM
Cai8899$30.00$30.003/23/2010 3:51:37 PM
chicagoman$25.00$25.003/23/2010 3:51:56 PM
shrewd-peace7$25.00$25.003/23/2010 3:49:55 PM
treasure-bliss$100.00$100.003/23/2010 3:50:00 PM
momoney2lend$25.00$25.003/23/2010 3:50:04 PM
CarDealer3070$30.00$30.003/23/2010 3:51:55 PM
Therapist$25.00$25.003/23/2010 3:49:05 PM
social-conductor4$25.00$25.003/23/2010 3:49:11 PM
nrowland$25.00$25.003/23/2010 3:52:15 PM
Kaj$25.00$25.003/23/2010 3:49:32 PM
red-favorable-basis$25.00$25.003/23/2010 3:52:33 PM
Medic05$25.00$25.003/23/2010 3:49:59 PM
rooosta$25.00$25.003/23/2010 3:55:18 PM
unforgettable-order9$25.00$25.003/23/2010 3:55:34 PM
red_spade$26.00$26.003/23/2010 3:55:39 PM
ukstevenhawaii$50.00$50.003/23/2010 3:52:02 PM
rhin0cerx$50.00$50.003/23/2010 3:52:19 PM
deegeeman$50.00$50.003/23/2010 3:52:27 PM
joee$25.00$25.003/23/2010 3:54:55 PM
bountiful-bazaar$25.00$25.003/23/2010 3:55:22 PM
Speculator$100.00$100.003/23/2010 3:54:45 PM
asiaratt$100.00$100.003/23/2010 3:55:24 PM
brother_tam$50.00$11.003/23/2010 3:56:38 PM
ttnk62918$25.00$25.003/26/2010 9:35:56 AM
LuvToLend$25.00$25.003/28/2010 1:42:43 AM
joebob78$50.00$50.003/29/2010 4:36:31 PM
JayIsABear$50.00$50.003/30/2010 10:07:50 AM
b-rent$25.00$25.003/30/2010 1:49:08 PM
ultimate-peace$200.00$200.003/30/2010 3:45:20 PM
70 bids
 
Borrower Payment Dependent Notes Series 451775
This series of Notes was issued and sold upon the funding of the borrower loan #41552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-25-2010 
  Auction end date:  Mar-28-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $159.88
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2000 Debt/Income ratio: 50%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 12 / 12Length of status:3y 8m
Credit score: 740-759 (Mar-2010) Total credit lines: 29 Occupation: Nurse (RN)
Now delinquent: 0 Revolving credit balance: $39,264Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 93%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: excellent-loot Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
I am a Registered Nurse. My gross annual income is $70,000. I have been paying the minimum?on credit cards and need help consolidating my bills. I have 2 credit cards with high interest rates. Please help me get out of this debt treadmill of only paying off minimum payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
windfall46$25.00$25.003/25/2010 3:56:26 PM
Nerdster1$25.00$25.003/25/2010 3:52:30 PM
harmonious-revenue7$50.00$50.003/25/2010 4:01:55 PM
hrubinst$25.00$25.003/25/2010 4:02:20 PM
Havana21$50.00$50.003/25/2010 4:03:20 PM
personal-lender$25.00$25.003/25/2010 4:06:07 PM
HedgeFund$40.00$40.003/25/2010 4:07:23 PM
delicious-social132$25.00$25.003/25/2010 4:06:11 PM
studious-bonus7$50.00$50.003/25/2010 4:01:26 PM
bchen78875$25.00$25.003/25/2010 4:09:50 PM
Marathoner$25.00$25.003/25/2010 4:10:04 PM
chicco$56.00$56.003/25/2010 4:02:25 PM
CarDealer3070$25.00$25.003/25/2010 4:02:47 PM
ahansen$25.00$25.003/25/2010 4:09:11 PM
chekat$25.00$25.003/25/2010 4:04:22 PM
cello1$25.00$25.003/25/2010 4:10:33 PM
Panna$25.00$25.003/25/2010 4:10:53 PM
Avala$50.00$50.003/25/2010 4:05:51 PM
goodbob$25.00$25.003/25/2010 4:10:59 PM
ingenious-diversification$25.00$25.003/25/2010 4:19:17 PM
funds-dominator$25.00$25.003/25/2010 4:19:29 PM
responsible-investment0$50.00$50.003/25/2010 4:11:39 PM
fightinjoe$25.00$25.003/25/2010 4:11:48 PM
currency-sergeant$25.00$25.003/25/2010 4:12:04 PM
ctgscott$25.00$25.003/25/2010 4:21:08 PM
ddog0224$25.00$25.003/25/2010 4:07:29 PM
benefit-squirrel$30.00$30.003/25/2010 4:22:55 PM
dinero-speaker$25.00$25.003/25/2010 4:13:09 PM
kind-leverage-ringleader$28.48$28.483/25/2010 4:29:40 PM
durability-mad-scientist4$53.78$53.783/25/2010 4:30:03 PM
CAGE-Investments$51.02$51.023/25/2010 4:30:18 PM
auction-turbine4$25.00$25.003/25/2010 4:13:35 PM
orange-preeminant-bill$25.61$25.613/25/2010 4:31:09 PM
dsfoundation$25.00$25.003/25/2010 4:13:58 PM
stock106$25.00$25.003/25/2010 4:11:23 PM
successful-euro$50.00$50.003/25/2010 4:11:43 PM
checca4u$25.00$25.003/25/2010 4:29:49 PM
Strand_Investments$25.00$25.003/25/2010 5:05:29 PM
djh47a$25.00$25.003/25/2010 4:31:05 PM
treasure-transporter$25.00$25.003/25/2010 4:31:07 PM
Binan$25.00$25.003/25/2010 4:13:43 PM
time4aloan$29.91$29.913/25/2010 4:31:12 PM
success1001$28.25$28.253/25/2010 4:13:54 PM
the-aggresive-principal$25.00$25.003/25/2010 4:38:52 PM
zymotico$25.00$25.003/25/2010 4:39:22 PM
shoedds$25.00$25.003/25/2010 5:45:11 PM
repayment-launcher$25.00$25.003/25/2010 4:29:54 PM
mikrolown$25.00$25.003/25/2010 4:30:35 PM
repayment-chef$25.00$25.003/25/2010 5:53:25 PM
redrock007$25.00$25.003/25/2010 5:53:33 PM
dollar-high-five$25.00$25.003/25/2010 5:53:36 PM
elegant-income3$25.12$25.123/25/2010 4:54:03 PM
a-finance-nirvana$25.00$25.003/25/2010 4:31:14 PM
sympathetic-asset$25.00$25.003/25/2010 5:54:23 PM
jokerj006$25.00$25.003/25/2010 5:54:26 PM
ccaxid57$25.00$25.003/25/2010 5:54:30 PM
top-silver-american$25.00$25.003/25/2010 5:54:40 PM
Digs$25.00$25.003/25/2010 4:39:10 PM
mg6619$25.00$25.003/25/2010 5:55:02 PM
bowdish1$33.24$33.243/25/2010 5:08:07 PM
1phantom$40.00$40.003/25/2010 5:55:05 PM
payment-piledriver$25.00$25.003/25/2010 4:40:24 PM
tallmon$25.00$25.003/25/2010 5:33:46 PM
Gabriel02$25.00$25.003/25/2010 6:22:54 PM
mrscenicroute$25.00$25.003/25/2010 6:47:54 PM
Carne_Chung$25.00$25.003/25/2010 5:53:14 PM
courteous-integrity8$25.00$25.003/25/2010 5:53:32 PM
wellsfrugal$25.00$25.003/25/2010 5:54:16 PM
nanda$25.00$25.003/25/2010 5:54:25 PM
kmfreymi$25.00$25.003/25/2010 5:54:29 PM
Banker7371$25.00$25.003/25/2010 5:54:33 PM
aasx1108$25.00$25.003/25/2010 5:54:41 PM
gracej$25.00$25.003/25/2010 5:54:46 PM
wise-handy-finance$25.00$25.003/25/2010 5:54:56 PM
progressive-asset$100.00$100.003/25/2010 5:55:04 PM
junctionking$25.00$25.003/25/2010 5:33:27 PM
chicago1228$25.00$25.003/25/2010 5:53:28 PM
cash-merry-maker$25.00$25.003/25/2010 5:53:47 PM
radforj22$25.00$25.003/25/2010 6:57:53 PM
Magus54$25.00$25.003/25/2010 5:54:19 PM
SPB$25.00$25.003/25/2010 5:54:23 PM
MissionMicroFinance$25.00$25.003/25/2010 5:54:29 PM
nybanker85$25.00$25.003/25/2010 5:54:34 PM
uwinwewin$25.00$25.003/25/2010 5:54:39 PM
gain-seagull9$25.00$25.003/25/2010 5:54:48 PM
bold-durability-drum$25.00$25.003/25/2010 5:54:57 PM
lloyd_s$25.00$25.003/25/2010 5:55:04 PM
littlemonkey$25.00$25.003/25/2010 7:42:55 PM
bold-principal-thinker$25.00$25.003/25/2010 8:04:01 PM
SnE$25.00$25.003/25/2010 8:12:58 PM
AF-Chief$28.00$28.003/25/2010 3:56:43 PM
desertoasis$50.00$50.003/25/2010 3:56:53 PM
diversification-medalist$25.00$25.003/25/2010 3:59:32 PM
responsibility-mulberry$25.00$25.003/25/2010 4:01:42 PM
versatile-platinum4$25.00$25.003/25/2010 4:02:06 PM
asset-professor$75.00$75.003/25/2010 4:02:54 PM
torion$25.00$25.003/25/2010 4:05:40 PM
chestnut4$25.00$25.003/25/2010 4:07:13 PM
inspired-contract9$25.00$25.003/25/2010 4:06:27 PM
integrity-doctor$50.00$50.003/25/2010 4:06:47 PM
decisive-marketplace3$25.00$25.003/25/2010 4:08:48 PM
HHP$25.00$25.003/25/2010 4:07:48 PM
aurorafinancial$50.00$50.003/25/2010 4:01:39 PM
WHEREISTHEMOON$25.00$25.003/25/2010 4:10:17 PM
maintenanceboss$25.00$25.003/25/2010 4:11:03 PM
iLoaner$25.00$25.003/25/2010 4:11:15 PM
economy-producer$25.00$25.003/25/2010 4:03:31 PM
rhightower003$25.00$25.003/25/2010 4:03:44 PM
MAKEITAUTOMATIC$25.00$25.003/25/2010 4:12:01 PM
Clambake$50.00$50.003/25/2010 4:05:35 PM
bonus-adventure3$25.00$25.003/25/2010 4:06:33 PM
p2ploan-leaper$27.87$27.873/25/2010 4:29:56 PM
orbiter614$27.50$27.503/25/2010 4:30:46 PM
melodious-fairness$25.00$25.003/25/2010 4:31:08 PM
rellotsf$25.00$25.003/25/2010 4:38:43 PM
livingforjesus$25.00$25.003/25/2010 4:40:28 PM
treasure-bliss$50.00$50.003/25/2010 4:22:07 PM
details$25.00$25.003/25/2010 4:24:39 PM
jga516$25.00$25.003/25/2010 4:53:30 PM
exchange-fountain$25.00$25.003/25/2010 4:13:17 PM
credit-kahuna$26.22$26.223/25/2010 4:31:06 PM
shellcollector$25.00$25.003/25/2010 4:31:30 PM
the-money-gargantuan$25.00$25.003/25/2010 4:39:30 PM
blissful-note7$25.00$25.003/25/2010 4:39:58 PM
xrycac$25.00$25.003/25/2010 4:40:23 PM
rakstar$25.00$25.003/25/2010 4:40:30 PM
triumphant-community$26.21$26.213/25/2010 4:29:55 PM
nunnie$25.00$25.003/25/2010 5:53:16 PM
SBT$50.00$50.003/25/2010 5:53:27 PM
ekdroom$25.00$25.003/25/2010 5:53:36 PM
investment-oasis$25.00$25.003/25/2010 5:53:48 PM
a-goal-bill$25.00$25.003/25/2010 5:54:21 PM
Vetrepreneur$25.00$25.003/25/2010 5:54:24 PM
MoneyMA$25.00$25.003/25/2010 5:54:27 PM
tripnosis$25.00$25.003/25/2010 5:54:32 PM
return-eclipse0$25.00$25.003/25/2010 4:38:26 PM
RetiredATC$25.00$25.003/25/2010 5:54:36 PM
helping-out$25.00$25.003/25/2010 5:54:45 PM
macjp123$25.00$25.003/25/2010 5:55:03 PM
Justbiz$29.00$29.003/25/2010 4:40:27 PM
srilm$25.00$25.003/25/2010 5:33:43 PM
hard-working-loot$25.00$25.003/25/2010 4:48:35 PM
investment-defender$25.00$25.003/25/2010 5:43:55 PM
InvestorPartners$25.00$25.003/25/2010 5:53:10 PM
the-persistent-reward$25.00$25.003/25/2010 5:53:15 PM
29Palms$25.00$25.003/25/2010 5:53:26 PM
wahoo-trader$25.00$25.003/25/2010 5:54:22 PM
nourishing-interest0$25.00$25.003/25/2010 5:54:28 PM
leodaguy$25.00$25.003/25/2010 5:54:31 PM
Speculator$100.00$100.003/25/2010 5:54:38 PM
cathexis$50.00$50.003/25/2010 5:54:42 PM
dollar-birdie$25.00$25.003/25/2010 5:54:51 PM
moola-man$30.00$30.003/25/2010 5:55:01 PM
tenacious-commitment6$25.00$25.003/25/2010 5:53:27 PM
thunderd$25.00$25.003/25/2010 5:53:33 PM
rlecour$25.00$25.003/25/2010 5:53:44 PM
buraky$25.00$25.003/25/2010 5:54:18 PM
bkwest01$100.00$100.003/25/2010 5:54:20 PM
shiny-revenue$25.00$25.003/25/2010 5:54:25 PM
currency-zenith$50.00$50.003/25/2010 5:54:31 PM
jigsaw$62.11$62.113/25/2010 5:54:43 PM
srgriff$25.00$25.003/25/2010 5:54:53 PM
Microfinancer$25.00$25.003/25/2010 5:55:01 PM
Ciphernetic$25.00$25.003/25/2010 7:42:52 PM
kirkjerk$25.00$25.003/25/2010 8:04:35 PM
RMB-Investments$25.00$1.683/25/2010 8:28:08 PM
bonus-patriot$25.00$25.003/25/2010 6:47:53 PM
webfeet$25.00$25.003/26/2010 9:21:28 AM
168 bids