Sales Report:Supplement No. 164 dated Mar 29, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
446616
This series of Notes was issued and sold upon the funding of the borrower loan #41450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 34.5% |
Auction start date:
| Mar-19-2010 |
| |
Auction end date:
| Mar-25-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $158.33 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 36.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -2.51% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 1 |
Inquiries last 6m:
| 11 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 12
/
11 | Length of status: | 9y 2m |
|
Credit score:
| 660-679 (Mar-2010) |
Total credit lines:
| 42 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $116 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 10% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| mthauberger |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 28 ( 90% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 3
( 10% )
| 660-679
(Feb-2010)
560-579
(Jul-2007)
540-559
(Jun-2007)
|
|
Principal balance:
| $674.12 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Debt Consolidation
Purpose of loan:
I'm looking to consolidate a high interest personal loan of $2,000 and one credit card $1500
My financial situation:
I am a good candidate for this loan because, I have worked to raise my credit score over 100 points in the past 12 months and have paid my previous prosper loan each and every month on time.
Monthly net income: $ 8000
Monthly expenses: $6800
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you please explain why you chose automatic funding rather than waiting to see if your interest rate could be bid down?
thanks in advance - heerzaquestion
A:
Hello thank you for the question, the chosen interest rate is lower than my current loan so the payment would decrease. I also read that it was more certain the loan would fund through a automatic program. I have been trying to rebuild my credit and you can see I have raised my score 100 pts over the past year but prosper rating is still HR so I understand that still entails a higher interest rate. Hopefully in another year my credit score will go up another 100 pts and I can achieve lower rates
(Mar-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $200.00 | $200.00 | 3/19/2010 3:53:39 PM |
| kindness-percolator5 | $25.00 | $25.00 | 3/19/2010 6:22:18 PM |
| Bob450 | $25.00 | $25.00 | 3/19/2010 8:02:22 PM |
| chameleon125 | $50.00 | $50.00 | 3/20/2010 7:38:44 AM |
| periko | $50.00 | $50.00 | 3/20/2010 10:45:59 AM |
| Kash2010lu | $25.00 | $25.00 | 3/21/2010 9:21:46 AM |
| reflective-rupee | $50.00 | $50.00 | 3/22/2010 12:40:13 PM |
| victor111 | $25.00 | $25.00 | 3/22/2010 1:13:31 PM |
| selector568 | $50.00 | $50.00 | 3/22/2010 6:18:03 PM |
| gold-cluster | $100.00 | $100.00 | 3/22/2010 5:50:17 PM |
| Mr_Katana | $25.00 | $25.00 | 3/23/2010 3:30:33 AM |
| new-smart-fund | $53.53 | $53.53 | 3/24/2010 10:42:45 AM |
| reflective-rupee | $200.00 | $200.00 | 3/24/2010 1:34:35 PM |
| newest-pleasant-return | $30.00 | $30.00 | 3/24/2010 4:31:55 PM |
| Rip128 | $100.00 | $100.00 | 3/24/2010 4:29:01 PM |
| Bob450 | $25.00 | $25.00 | 3/24/2010 7:49:31 PM |
| DasMula | $25.00 | $25.00 | 3/24/2010 8:33:57 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 3/24/2010 10:44:41 PM |
| YoungTaxMan | $25.00 | $25.00 | 3/24/2010 8:17:48 PM |
| NekHoldings | $25.00 | $25.00 | 3/25/2010 5:52:13 AM |
| dynrep | $25.00 | $25.00 | 3/24/2010 10:47:55 PM |
| best-generosity-financier | $25.00 | $25.00 | 3/24/2010 11:50:34 PM |
| The-CAPS-fan | $25.00 | $25.00 | 3/25/2010 8:49:04 AM |
| FarmersBank | $25.00 | $25.00 | 3/25/2010 6:30:55 AM |
| bmw2 | $30.00 | $30.00 | 3/25/2010 10:27:30 AM |
| five-star-note | $48.75 | $48.75 | 3/25/2010 12:25:29 PM |
| FarmersBank | $50.00 | $50.00 | 3/25/2010 1:00:29 PM |
| capital-galaxy | $50.00 | $50.00 | 3/25/2010 3:38:35 PM |
| innovator2 | $25.00 | $25.00 | 3/25/2010 3:41:38 PM |
| brother_tam | $35.00 | $25.43 | 3/25/2010 4:29:37 PM |
| DasMula | $100.00 | $100.00 | 3/19/2010 5:44:22 PM |
| blitzen40 | $25.00 | $25.00 | 3/19/2010 10:26:08 PM |
| gold-cluster | $100.00 | $100.00 | 3/21/2010 8:20:08 PM |
| sensible-fund | $25.00 | $25.00 | 3/22/2010 7:30:05 AM |
| Skeptical-one | $25.00 | $25.00 | 3/22/2010 8:32:17 AM |
| bobd32 | $25.00 | $25.00 | 3/22/2010 12:00:15 PM |
| reflective-rupee | $50.00 | $50.00 | 3/22/2010 12:40:34 PM |
| myutmost | $45.55 | $45.55 | 3/22/2010 2:16:52 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/22/2010 5:51:26 PM |
| lucrative-loan | $115.99 | $115.99 | 3/22/2010 6:12:37 PM |
| FarmersBank | $25.00 | $25.00 | 3/23/2010 6:54:03 AM |
| investment-daydream | $25.00 | $25.00 | 3/23/2010 11:32:26 AM |
| new-peso-concerto | $33.00 | $33.00 | 3/23/2010 11:35:08 AM |
| LAKETIME | $25.00 | $25.00 | 3/23/2010 3:15:39 PM |
| PrincessGrace33 | $50.00 | $50.00 | 3/23/2010 4:51:06 PM |
| reliable-vigilance | $42.75 | $42.75 | 3/24/2010 4:38:16 PM |
| well-mannered-income3 | $40.00 | $40.00 | 3/24/2010 5:40:09 PM |
| sweety075 | $25.00 | $25.00 | 3/24/2010 6:40:03 PM |
| gbruenin | $25.00 | $25.00 | 3/24/2010 7:12:31 PM |
| DasMula | $25.00 | $25.00 | 3/24/2010 8:34:15 PM |
| jhouman | $25.00 | $25.00 | 3/24/2010 9:33:59 PM |
| reflective-rupee | $100.00 | $100.00 | 3/24/2010 10:24:36 PM |
| zone6 | $100.00 | $100.00 | 3/24/2010 11:17:59 PM |
| capital-galaxy | $150.00 | $150.00 | 3/25/2010 4:53:17 AM |
| admirable-loyalty | $25.00 | $25.00 | 3/25/2010 7:47:02 AM |
| AF-Chief | $35.00 | $35.00 | 3/25/2010 8:21:13 AM |
| ore-dojo | $50.00 | $50.00 | 3/25/2010 9:09:38 AM |
| Rip128 | $100.00 | $100.00 | 3/25/2010 11:50:09 AM |
| innovator2 | $25.00 | $25.00 | 3/25/2010 3:04:54 PM |
| innovator2 | $100.00 | $100.00 | 3/25/2010 3:16:46 PM |
| JeffHoll | $50.00 | $50.00 | 3/25/2010 1:45:55 PM |
| Rip128 | $100.00 | $100.00 | 3/25/2010 3:29:47 PM |
| brother_tam | $250.00 | $250.00 | 3/25/2010 4:28:08 PM |
| 63 bids
|
Borrower Payment Dependent Notes Series
449270
This series of Notes was issued and sold upon the funding of the borrower loan #41457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Mar-08-2010 |
| |
Auction end date:
| Mar-15-2010 |
|
|
Starting lender yield:
| 25.52% |
Starting borrower rate/APR:
| 26.52% / 28.85% |
Starting monthly payment:
| $141.99 |
|
Final lender yield:
| 22.16% |
Final borrower rate/APR:
| 23.16% / 25.44% |
Final monthly payment:
| $135.78 |
| |
|
Auction yield range:
| 8.04% - 25.52% |
Estimated loss impact:
| 8.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 114% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 23
/
21 | Length of status: | 5y 6m |
|
Credit score:
| 700-719 (Feb-2010) |
Total credit lines:
| 39 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $80,447 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 86% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| brightest-pound-zoo |
Borrower's state:
| Nebraska |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a high interest citicard
Purpose of loan:
This loan will be used to pay off a citicard that is at a very high interest rate. .
My financial situation:
We recently bought a small acreage--it needs a lot of work--the house was built in 1973 and is still decorated in 1973!? It's like walking into the Brady Bunch house!? Full of yellow wallpaper (tons of wallpaper!), green wallpaper, big flowered carpet and tons of those hanging chain lights!? Anyway, we?were unable to sell our other house due to the?state of the economy at that time.?? We rented the house for a year and?after our tenants moved out, we found that a great deal of repairs needed to be completed that we had not planned on--roof, siding, radon mitigation system, and all the repairs from the tenants.? We were able to sell the house, but took a huge loss and unfortunately financed it on?credit cards.?At least we do not have 2 mortgages any longer though. ?We are specifically needing to pay off this high interest credit card--over 30%.?? We are?excellent candidates for this loan because?we have very?stable jobs and have NEVER missed any payments or?been late with payments with any debt?we've incurred.? This is our first time using Prosper and after researching it, feel that peer-to-peer lending will suit our strong desire to get away from credit card companies!? Please help us with this credit card!? We would much rather pay YOU than pay citibank!!
Monthly net income: $ 6242.00 (including spouse's income)
Monthly expenses: $
??Housing: $ 1805.00????
??Car expenses: $?75.00
??Utilities: $ 100.00
??Phone, cable, internet: $80.00?
??Clothing, household expenses $50
??Credit cards and other loans: $?500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Tevco_Investments | $25.00 | $25.00 | 3/10/2010 11:59:54 AM |
| SunriseTrader1 | $25.00 | $25.00 | 3/11/2010 4:32:33 PM |
| Mindful7 | $25.00 | $25.00 | 3/13/2010 8:34:08 AM |
| income-rocker2 | $119.68 | $119.68 | 3/14/2010 1:36:38 PM |
| hektek22 | $25.00 | $25.00 | 3/14/2010 3:59:47 PM |
| TheBigDog | $35.00 | $35.00 | 3/14/2010 10:16:50 PM |
| Smallbear | $25.00 | $25.00 | 3/14/2010 7:58:20 PM |
| srthsvghdthtr | $25.00 | $25.00 | 3/15/2010 6:33:03 AM |
| umfan123 | $25.00 | $25.00 | 3/15/2010 6:42:08 AM |
| love2garden | $50.00 | $50.00 | 3/15/2010 7:16:14 AM |
| bitano | $50.00 | $50.00 | 3/15/2010 8:01:25 AM |
| ronin4sale | $25.00 | $25.00 | 3/15/2010 8:18:35 AM |
| Taho | $50.00 | $50.00 | 3/15/2010 1:27:23 PM |
| houli123 | $2,000.00 | $2,000.00 | 3/15/2010 12:31:38 PM |
| quest0 | $57.65 | $57.65 | 3/15/2010 2:23:49 PM |
| SkinnyFish | $25.00 | $25.00 | 3/15/2010 2:59:55 PM |
| DasMula | $50.00 | $50.00 | 3/15/2010 4:01:50 PM |
| Sol_Invictus | $25.00 | $25.00 | 3/9/2010 11:50:49 AM |
| dynrep | $50.00 | $50.00 | 3/10/2010 11:28:35 AM |
| vivacious-p2p3 | $25.00 | $25.00 | 3/12/2010 10:30:01 AM |
| 3613925 | $25.00 | $25.00 | 3/12/2010 3:15:54 PM |
| AAe | $50.00 | $50.00 | 3/13/2010 9:47:03 AM |
| Arpad | $30.00 | $30.00 | 3/13/2010 9:06:14 AM |
| SDD123 | $25.00 | $25.00 | 3/13/2010 8:16:09 AM |
| goodcents | $30.00 | $30.00 | 3/13/2010 9:12:22 AM |
| leverage-monger | $25.00 | $25.00 | 3/13/2010 10:03:26 AM |
| durability-colonel | $50.00 | $50.00 | 3/13/2010 9:55:05 PM |
| loss-of-control | $25.00 | $25.00 | 3/14/2010 12:34:27 PM |
| drkosh | $25.00 | $25.00 | 3/14/2010 9:11:41 AM |
| DannyPhantom | $25.00 | $25.00 | 3/14/2010 9:39:07 PM |
| the-silver-blaster | $50.00 | $50.00 | 3/14/2010 9:32:00 PM |
| mtnsofutah | $25.00 | $25.00 | 3/14/2010 9:25:30 PM |
| bold-unflappable-market | $25.00 | $25.00 | 3/15/2010 7:31:14 AM |
| new-peso-concerto | $25.00 | $25.00 | 3/15/2010 6:31:36 AM |
| dudebrah | $25.00 | $25.00 | 3/15/2010 10:19:40 AM |
| sjo1984111 | $25.00 | $25.00 | 3/15/2010 10:56:38 AM |
| mcshew99 | $25.00 | $25.00 | 3/15/2010 12:44:30 PM |
| BrighterSuns | $26.75 | $26.75 | 3/15/2010 1:13:06 PM |
| Leopoldine | $40.50 | $40.50 | 3/15/2010 12:28:21 PM |
| Bob450 | $50.00 | $50.00 | 3/15/2010 2:38:21 PM |
| gilbrear | $25.00 | $25.00 | 3/15/2010 4:01:02 PM |
| dynrep | $100.00 | $100.00 | 3/15/2010 4:03:18 PM |
| goodhearted-basis4 | $25.00 | $10.42 | 3/15/2010 4:03:59 PM |
| 43 bids
|
Borrower Payment Dependent Notes Series
449696
This series of Notes was issued and sold upon the funding of the borrower loan #41456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Mar-09-2010 |
| |
Auction end date:
| Mar-16-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $37.12 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $37.11 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 3m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 3 |
Occupation: | Waiter/Waitress |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,563 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 4% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| orange-terrific-transaction |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Student Athlete with part time job
Purpose of loan:
To pay off student loans and put a down payment on a car
My financial situation:
I have a steady and decently paying job, I am a student athlete who knows how to manage his time efficiently, and I know the value of hard work and how often it pays off so you can rely on me to re-pay my loan on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| webfeet | $25.00 | $25.00 | 3/9/2010 4:13:22 PM |
| skuba | $50.00 | $50.00 | 3/9/2010 4:24:35 PM |
| moola-man | $50.00 | $50.00 | 3/9/2010 4:24:52 PM |
| bonus-adventure3 | $25.00 | $12.56 | 3/9/2010 4:30:38 PM |
| engaging-worth | $30.00 | $30.00 | 3/9/2010 4:25:24 PM |
| jeffpac | $55.00 | $55.00 | 3/9/2010 4:28:01 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/9/2010 4:21:38 PM |
| delicious-social132 | $40.00 | $40.00 | 3/9/2010 4:28:19 PM |
| HHP | $25.00 | $25.00 | 3/9/2010 4:28:27 PM |
| flexible-value | $31.00 | $31.00 | 3/9/2010 4:28:55 PM |
| Castellan | $25.00 | $25.00 | 3/9/2010 4:25:18 PM |
| woodenshoes | $25.00 | $25.00 | 3/9/2010 4:26:33 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/9/2010 4:28:33 PM |
| treasure-hunter270 | $25.00 | $25.00 | 3/9/2010 4:38:29 PM |
| springpanda | $25.00 | $25.00 | 3/10/2010 1:34:19 PM |
| liederhaus | $50.00 | $50.00 | 3/11/2010 1:52:41 PM |
| chuckiebklyn | $25.00 | $25.00 | 3/14/2010 8:22:01 PM |
| drlevvis | $25.00 | $25.00 | 3/15/2010 6:50:08 PM |
| octoberfresh | $25.00 | $25.00 | 3/16/2010 10:57:29 AM |
| gsp1885 | $25.00 | $25.00 | 3/16/2010 1:48:40 PM |
| plbquic | $25.00 | $25.00 | 3/16/2010 1:59:07 PM |
| kenji4861 | $25.00 | $25.00 | 3/9/2010 4:14:50 PM |
| fightinjoe | $25.00 | $25.00 | 3/9/2010 4:25:02 PM |
| safe-payment8 | $25.00 | $25.00 | 3/9/2010 4:25:07 PM |
| dollar-birdie | $30.00 | $30.00 | 3/9/2010 4:13:40 PM |
| Microfinancer | $25.00 | $25.00 | 3/9/2010 4:24:12 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/9/2010 4:24:40 PM |
| credit-force5 | $25.00 | $25.00 | 3/9/2010 4:29:50 PM |
| asset-professor | $100.00 | $100.00 | 3/9/2010 4:24:18 PM |
| radforj22 | $25.00 | $25.00 | 3/9/2010 4:28:45 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/9/2010 4:29:58 PM |
| honorable-yield | $75.00 | $75.00 | 3/9/2010 4:30:11 PM |
| truth-trapper | $50.00 | $50.00 | 3/10/2010 6:57:30 PM |
| julijask | $26.44 | $26.44 | 3/12/2010 11:18:37 AM |
| exchange-squirrel | $25.00 | $25.00 | 3/16/2010 2:07:05 PM |
| 35 bids
|
Borrower Payment Dependent Notes Series
449988
This series of Notes was issued and sold upon the funding of the borrower loan #41548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-12-2010 |
| |
Auction end date:
| Mar-19-2010 |
|
|
Starting lender yield:
| 10.38% |
Starting borrower rate/APR:
| 11.38% / 13.50% |
Starting monthly payment:
| $658.38 |
|
Final lender yield:
| 10.20% |
Final borrower rate/APR:
| 11.20% / 13.32% |
Final monthly payment:
| $656.67 |
| |
|
Auction yield range:
| 4.04% - 10.38% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.07% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 26% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 14
/
12 | Length of status: | 0y 8m |
|
Credit score:
| 760-779 (Mar-2010) |
Total credit lines:
| 45 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $21,373 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 42% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| balance-pal |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Financial security
Purpose of loan:
This loan will be used to consolidate and eliminate balances from credit card companies that have taken advantage of good customers
My financial situation: is stable based on a good salaried job (physical therapist) supplemented by rental income from reliable tenants.
I am a good candidate for this loan because I have never been late or delinquent with any loan or credit card I've had. I have shown good credit card history since my first card in 1998 and am aiming to minimize my debts as I am getting married in a couple months. I would like to be as financially secure as possible in starting my family and expect to be without debt (except for my primary mortgage) in 5 years. This loan will greatly assist me by eliminating the high interest rates the credit card companies have ran away with.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| torion | $25.00 | $25.00 | 3/12/2010 4:12:13 PM |
| mg6619 | $25.00 | $25.00 | 3/12/2010 4:13:47 PM |
| irrelevant | $25.00 | $25.00 | 3/12/2010 4:14:04 PM |
| Clambake | $50.00 | $50.00 | 3/12/2010 4:11:52 PM |
| skuba | $25.00 | $25.00 | 3/12/2010 4:08:59 PM |
| Avala | $50.00 | $50.00 | 3/12/2010 4:12:26 PM |
| personal-lender | $25.00 | $25.00 | 3/12/2010 4:13:10 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/12/2010 4:10:57 PM |
| delicious-social132 | $25.00 | $25.00 | 3/12/2010 4:13:26 PM |
| jokerj006 | $25.00 | $25.00 | 3/12/2010 4:15:29 PM |
| figs4u2 | $100.00 | $100.00 | 3/12/2010 4:24:10 PM |
| flexible-value | $26.00 | $26.00 | 3/12/2010 4:21:59 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/12/2010 4:22:43 PM |
| integrity-doctor | $50.00 | $50.00 | 3/12/2010 4:23:15 PM |
| cordial-funds8 | $25.00 | $25.00 | 3/12/2010 4:23:45 PM |
| successful-euro | $50.00 | $50.00 | 3/12/2010 4:22:30 PM |
| silver-mastery | $25.00 | $25.00 | 3/12/2010 4:25:06 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/12/2010 8:52:20 PM |
| treasure-bliss | $100.00 | $100.00 | 3/13/2010 7:28:14 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/13/2010 7:32:26 AM |
| treasure-ace | $25.00 | $25.00 | 3/13/2010 8:17:52 AM |
| progressive-asset | $100.00 | $100.00 | 3/13/2010 11:17:45 AM |
| ijspence | $25.00 | $25.00 | 3/13/2010 8:17:52 AM |
| AF-Chief | $28.00 | $28.00 | 3/13/2010 9:47:45 AM |
| Microfinancer | $25.00 | $25.00 | 3/13/2010 11:17:49 AM |
| top-silver-american | $25.00 | $25.00 | 3/13/2010 11:18:25 AM |
| bold-durability-drum | $25.00 | $25.00 | 3/13/2010 4:37:27 PM |
| gold-sushi | $25.00 | $25.00 | 3/13/2010 11:42:17 AM |
| mpatrick | $26.35 | $26.35 | 3/13/2010 7:32:39 PM |
| mnbud | $25.00 | $25.00 | 3/13/2010 12:32:23 PM |
| Fingar | $25.00 | $25.00 | 3/13/2010 8:53:51 PM |
| bowdish1 | $35.09 | $35.09 | 3/13/2010 9:12:23 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/13/2010 10:47:25 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 3/13/2010 3:38:16 PM |
| success1001 | $34.52 | $34.52 | 3/13/2010 3:24:00 PM |
| WineDrop | $25.00 | $25.00 | 3/13/2010 4:18:54 PM |
| KwikLoan | $25.00 | $25.00 | 3/13/2010 4:02:13 PM |
| tripnosis | $25.00 | $25.00 | 3/14/2010 8:13:24 AM |
| shiny-revenue | $25.00 | $25.00 | 3/13/2010 4:12:17 PM |
| thunderd | $25.00 | $25.00 | 3/14/2010 9:58:47 AM |
| starikrai | $25.12 | $25.12 | 3/13/2010 8:47:18 PM |
| Vetrepreneur | $25.00 | $25.00 | 3/13/2010 8:47:28 PM |
| RMB-Investments | $25.00 | $25.00 | 3/13/2010 8:53:02 PM |
| ccaxid57 | $25.00 | $25.00 | 3/13/2010 8:38:45 PM |
| nanda | $25.00 | $25.00 | 3/13/2010 8:57:25 PM |
| methodical-greenback5 | $50.00 | $50.00 | 3/14/2010 10:58:59 AM |
| hyetech | $35.00 | $35.00 | 3/14/2010 10:59:04 AM |
| auddoc | $25.00 | $25.00 | 3/13/2010 9:42:40 PM |
| HHP | $25.00 | $25.00 | 3/14/2010 10:59:59 AM |
| jasmarc | $25.00 | $25.00 | 3/14/2010 11:00:03 AM |
| tenacious-commitment6 | $25.00 | $25.00 | 3/13/2010 9:58:20 PM |
| supreme-hope | $25.00 | $25.00 | 3/14/2010 11:00:26 AM |
| Kaj | $25.00 | $25.00 | 3/14/2010 11:00:36 AM |
| friendly-market5 | $25.00 | $25.00 | 3/14/2010 11:00:46 AM |
| bonafide-cash | $50.00 | $50.00 | 3/14/2010 11:00:51 AM |
| gavinfh | $25.00 | $25.00 | 3/14/2010 11:00:59 AM |
| Banker7371 | $25.00 | $25.00 | 3/14/2010 11:07:58 AM |
| kmr2 | $250.00 | $250.00 | 3/14/2010 8:22:18 AM |
| investment-oasis | $25.00 | $25.00 | 3/14/2010 9:20:34 AM |
| tucksta | $25.00 | $25.00 | 3/14/2010 1:28:25 PM |
| moola-man | $30.00 | $30.00 | 3/14/2010 10:12:23 AM |
| noddy | $25.00 | $25.00 | 3/14/2010 1:29:41 PM |
| Kilolani | $25.00 | $25.00 | 3/14/2010 9:19:18 AM |
| currency-zenith | $50.00 | $50.00 | 3/14/2010 10:12:27 AM |
| wise-handy-finance | $25.00 | $25.00 | 3/14/2010 1:29:54 PM |
| time4aloan | $26.48 | $26.48 | 3/14/2010 9:27:43 AM |
| mac415 | $25.00 | $25.00 | 3/14/2010 10:33:11 AM |
| dollar-birdie | $25.00 | $25.00 | 3/14/2010 10:12:26 AM |
| AFairDeal | $25.00 | $25.00 | 3/14/2010 10:33:15 AM |
| zeraphm | $25.00 | $25.00 | 3/14/2010 10:33:26 AM |
| Eric15378 | $100.00 | $100.00 | 3/14/2010 2:24:46 PM |
| reward-motion | $25.00 | $25.00 | 3/14/2010 10:58:58 AM |
| pure-treasure7 | $25.00 | $25.00 | 3/14/2010 10:59:56 AM |
| Lambo168 | $25.00 | $25.00 | 3/14/2010 2:38:58 PM |
| currency-oak | $25.00 | $25.00 | 3/14/2010 10:59:58 AM |
| peerlender | $30.00 | $30.00 | 3/14/2010 11:00:04 AM |
| KrazyCelticKid | $75.00 | $75.00 | 3/14/2010 11:00:35 AM |
| Khoff | $25.00 | $25.00 | 3/14/2010 10:58:55 AM |
| Fiimg | $50.00 | $50.00 | 3/14/2010 11:00:40 AM |
| TeamRamRod | $25.00 | $25.00 | 3/14/2010 10:58:57 AM |
| best-deal-banker | $25.00 | $25.00 | 3/14/2010 11:00:45 AM |
| nalaari | $25.00 | $25.00 | 3/14/2010 10:59:12 AM |
| credit-kahuna | $100.00 | $100.00 | 3/14/2010 11:00:50 AM |
| friendly-worth3 | $25.00 | $25.00 | 3/14/2010 10:59:56 AM |
| mmckune | $25.00 | $25.00 | 3/14/2010 11:01:05 AM |
| niskyfranchise | $25.00 | $25.00 | 3/14/2010 11:00:09 AM |
| lloyd_s | $25.00 | $25.00 | 3/14/2010 11:00:27 AM |
| kbodendorf | $25.00 | $25.00 | 3/14/2010 11:00:38 AM |
| luckyldy | $35.00 | $35.00 | 3/14/2010 11:00:44 AM |
| money-maniac | $50.00 | $50.00 | 3/14/2010 11:00:49 AM |
| hitsman | $50.00 | $50.00 | 3/14/2010 11:01:02 AM |
| orgy63 | $25.00 | $25.00 | 3/14/2010 1:28:49 PM |
| burrito6 | $25.00 | $25.00 | 3/14/2010 1:29:50 PM |
| hopethisworks | $25.00 | $25.00 | 3/14/2010 4:19:03 PM |
| Tahoeguy | $50.00 | $50.00 | 3/14/2010 1:28:15 PM |
| kindness-percolator5 | $25.00 | $25.00 | 3/14/2010 1:29:53 PM |
| intelligent-yield | $25.00 | $25.00 | 3/14/2010 7:48:56 PM |
| inventive-wealth2 | $25.00 | $25.00 | 3/14/2010 4:27:40 PM |
| BigCityLending | $25.00 | $25.00 | 3/14/2010 8:17:12 PM |
| wobblez | $25.00 | $25.00 | 3/14/2010 4:37:28 PM |
| cingular | $25.00 | $25.00 | 3/14/2010 5:02:27 PM |
| JGB | $25.00 | $25.00 | 3/14/2010 11:17:17 PM |
| wellsfrugal | $25.00 | $25.00 | 3/14/2010 7:48:59 PM |
| Carne_Chung | $25.00 | $25.00 | 3/14/2010 9:42:41 PM |
| justice-magnate | $25.00 | $25.00 | 3/14/2010 11:53:19 PM |
| important-ore | $50.00 | $50.00 | 3/15/2010 3:24:27 AM |
| ScottW | $25.00 | $25.00 | 3/14/2010 11:47:25 PM |
| unassuming-reward | $25.00 | $25.00 | 3/14/2010 11:53:17 PM |
| treasure-hunter270 | $25.00 | $25.00 | 3/15/2010 7:07:51 AM |
| the-persistent-reward | $25.00 | $25.00 | 3/15/2010 8:32:14 AM |
| jaynlana | $25.00 | $25.00 | 3/15/2010 7:23:53 AM |
| Digs | $25.00 | $25.00 | 3/15/2010 6:58:09 AM |
| market-socrates4 | $25.00 | $25.00 | 3/15/2010 9:03:32 AM |
| leverage-accruer | $25.00 | $25.00 | 3/15/2010 9:04:08 AM |
| asset-equilibrium0 | $25.00 | $25.00 | 3/15/2010 9:04:24 AM |
| cnovak | $25.00 | $25.00 | 3/15/2010 9:04:40 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 3/15/2010 9:04:44 AM |
| thrifty-funds1 | $25.00 | $25.00 | 3/15/2010 9:05:21 AM |
| bullwink27 | $25.00 | $25.00 | 3/15/2010 9:05:25 AM |
| repayment-chef | $25.00 | $25.00 | 3/15/2010 9:05:55 AM |
| jrbill1998 | $50.00 | $50.00 | 3/15/2010 9:06:06 AM |
| shop1234 | $25.00 | $25.00 | 3/15/2010 8:47:50 AM |
| SharingTheLuv | $50.00 | $50.00 | 3/15/2010 9:03:23 AM |
| iLoaner | $25.00 | $25.00 | 3/15/2010 9:04:11 AM |
| invest0r | $25.00 | $25.00 | 3/15/2010 9:04:25 AM |
| new-marketplace-lyrics | $25.00 | $25.00 | 3/15/2010 9:05:22 AM |
| zippy-platinum | $25.00 | $25.00 | 3/15/2010 9:32:49 AM |
| peripatetic | $25.00 | $25.00 | 3/15/2010 9:05:57 AM |
| martinnc | $25.00 | $25.00 | 3/15/2010 10:01:06 AM |
| agcereniv | $25.00 | $25.00 | 3/15/2010 9:03:24 AM |
| atmaan | $25.00 | $25.00 | 3/15/2010 9:03:34 AM |
| radiant-cash0 | $25.00 | $25.00 | 3/15/2010 9:04:21 AM |
| compassion-lotus5 | $25.00 | $25.00 | 3/15/2010 9:04:27 AM |
| mrrc7498 | $40.00 | $40.00 | 3/15/2010 9:04:37 AM |
| Magus54 | $25.00 | $25.00 | 3/15/2010 9:06:00 AM |
| buraky | $25.00 | $25.00 | 3/15/2010 10:19:44 AM |
| SBT | $50.00 | $50.00 | 3/15/2010 10:19:45 AM |
| Cleon | $25.00 | $25.00 | 3/15/2010 10:22:23 AM |
| Dutchhunter | $50.00 | $50.00 | 3/15/2010 11:07:38 AM |
| runner262 | $25.00 | $25.00 | 3/15/2010 10:43:16 AM |
| the-bright-velocity | $25.00 | $25.00 | 3/15/2010 11:13:17 AM |
| dmfog | $25.00 | $25.00 | 3/15/2010 10:38:21 AM |
| lendme2 | $27.42 | $27.42 | 3/15/2010 10:43:15 AM |
| Katburg | $35.00 | $35.00 | 3/15/2010 11:00:44 AM |
| bxdoc | $28.97 | $28.97 | 3/15/2010 12:12:54 PM |
| funds-shaker8 | $25.00 | $25.00 | 3/15/2010 12:18:06 PM |
| ms48105 | $25.00 | $25.00 | 3/15/2010 11:14:45 AM |
| supe11 | $25.00 | $25.00 | 3/15/2010 12:53:21 PM |
| Serp | $25.00 | $25.00 | 3/15/2010 11:22:38 AM |
| Bubbasnestegg | $25.00 | $25.00 | 3/15/2010 11:39:11 AM |
| Entejaeger | $25.00 | $25.00 | 3/15/2010 11:39:38 AM |
| helpinghand63 | $28.81 | $28.81 | 3/15/2010 11:40:22 AM |
| tranquil-openness1 | $25.00 | $25.00 | 3/15/2010 1:39:34 PM |
| hawksfanmd | $25.00 | $25.00 | 3/15/2010 11:48:24 AM |
| bid-papyrus | $25.00 | $25.00 | 3/15/2010 1:41:41 PM |
| hard-working-loot | $25.00 | $25.00 | 3/15/2010 12:18:11 PM |
| power-expert | $25.00 | $25.00 | 3/15/2010 12:18:14 PM |
| 29Palms | $25.00 | $25.00 | 3/15/2010 1:43:46 PM |
| grf1945 | $25.00 | $25.00 | 3/15/2010 1:56:03 PM |
| dollar-gatherer | $50.00 | $50.00 | 3/15/2010 2:21:01 PM |
| tenny321 | $25.00 | $25.00 | 3/15/2010 1:39:51 PM |
| kirkjerk | $25.00 | $25.00 | 3/15/2010 1:40:40 PM |
| tsui517 | $25.00 | $25.00 | 3/15/2010 1:41:11 PM |
| schnatty | $25.00 | $25.00 | 3/15/2010 2:58:53 PM |
| poppinkid | $25.00 | $25.00 | 3/15/2010 1:43:40 PM |
| MoneyMA | $25.00 | $25.00 | 3/15/2010 3:43:51 PM |
| mathomas3 | $30.25 | $30.25 | 3/15/2010 3:33:05 PM |
| teega5 | $25.00 | $25.00 | 3/15/2010 3:33:21 PM |
| KillerHOO | $35.00 | $35.00 | 3/15/2010 3:36:09 PM |
| integrity-liberator | $25.00 | $25.00 | 3/15/2010 3:50:23 PM |
| devoider | $25.00 | $25.00 | 3/15/2010 5:25:10 PM |
| micko | $25.00 | $25.00 | 3/15/2010 5:33:17 PM |
| brazilofmux | $100.00 | $100.00 | 3/15/2010 5:35:44 PM |
| Supernick | $25.00 | $25.00 | 3/15/2010 5:41:07 PM |
| Streetfighter | $50.00 | $50.00 | 3/16/2010 5:37:43 AM |
| trade-doughnut5 | $25.00 | $25.00 | 3/16/2010 8:02:33 AM |
| happy-asset | $25.00 | $25.00 | 3/16/2010 9:33:01 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/16/2010 9:33:16 AM |
| dnactivation | $100.00 | $100.00 | 3/16/2010 12:18:04 PM |
| visionary-currency | $75.00 | $75.00 | 3/16/2010 12:19:52 PM |
| income-fortress | $50.00 | $50.00 | 3/16/2010 3:05:37 PM |
| AndersenWatcher | $25.00 | $25.00 | 3/16/2010 3:27:20 PM |
| payment-piledriver | $25.00 | $25.00 | 3/16/2010 6:28:56 PM |
| fair_rates | $25.00 | $25.00 | 3/16/2010 6:33:48 PM |
| rate-gravity | $100.00 | $100.00 | 3/17/2010 9:33:09 AM |
| fcukciti | $50.00 | $50.00 | 3/17/2010 5:12:47 AM |
| wphmd | $25.00 | $25.00 | 3/17/2010 9:47:33 AM |
| red-favorable-basis | $25.00 | $25.00 | 3/17/2010 9:47:39 AM |
| HedgeFund | $40.00 | $40.00 | 3/17/2010 11:13:02 AM |
| Patter256 | $25.00 | $25.00 | 3/17/2010 10:59:03 AM |
| aldeed | $25.00 | $25.00 | 3/17/2010 2:02:21 PM |
| greenback-catapult3 | $50.00 | $50.00 | 3/17/2010 11:43:48 AM |
| Cai8899 | $50.00 | $50.00 | 3/17/2010 3:03:04 PM |
| Hokiemon | $65.76 | $65.76 | 3/17/2010 3:47:37 PM |
| Sam65 | $25.00 | $25.00 | 3/17/2010 3:03:06 PM |
| chipperjohnson | $25.00 | $25.00 | 3/18/2010 6:32:27 AM |
| metro457 | $25.00 | $25.00 | 3/18/2010 8:47:15 AM |
| LKN2RTR | $25.00 | $25.00 | 3/18/2010 9:34:02 AM |
| TheColoradoDon | $25.00 | $25.00 | 3/18/2010 10:27:31 AM |
| excellent-nickel | $25.00 | $25.00 | 3/18/2010 9:32:43 AM |
| ualf | $25.96 | $25.96 | 3/18/2010 12:11:59 PM |
| outtahoth2o | $50.00 | $50.00 | 3/18/2010 3:58:00 PM |
| omerta6102 | $49.09 | $49.09 | 3/18/2010 4:41:57 PM |
| tijuas90 | $25.00 | $25.00 | 3/18/2010 4:53:01 PM |
| Trimalchio12 | $25.00 | $25.00 | 3/18/2010 4:43:34 PM |
| steely_dan34 | $25.00 | $25.00 | 3/18/2010 4:38:08 PM |
| nodrivelpls | $25.00 | $25.00 | 3/18/2010 4:44:05 PM |
| fostaman | $25.00 | $25.00 | 3/18/2010 4:54:12 PM |
| nestegg4e | $25.00 | $25.00 | 3/18/2010 4:55:47 PM |
| patriot384 | $149.00 | $149.00 | 3/18/2010 5:32:18 PM |
| glalat | $25.00 | $25.00 | 3/18/2010 5:03:27 PM |
| Fahrquar | $25.00 | $25.00 | 3/18/2010 5:12:20 PM |
| CirC | $25.00 | $25.00 | 3/18/2010 5:17:57 PM |
| mizunoman | $25.00 | $25.00 | 3/18/2010 7:47:14 PM |
| glimmering-credit4 | $25.00 | $25.00 | 3/18/2010 6:12:22 PM |
| flwah | $25.00 | $25.00 | 3/18/2010 8:47:21 PM |
| leverage-monger | $35.28 | $35.28 | 3/18/2010 9:38:33 PM |
| hayhelp | $25.00 | $25.00 | 3/18/2010 10:22:50 PM |
| Eagledrop | $25.00 | $25.00 | 3/18/2010 11:17:46 PM |
| zeelender | $25.00 | $25.00 | 3/18/2010 11:17:44 PM |
| mason13a | $25.00 | $25.00 | 3/18/2010 11:27:43 PM |
| tender-ore | $25.00 | $25.00 | 3/18/2010 9:01:18 PM |
| lazyeye | $25.00 | $25.00 | 3/19/2010 4:20:22 AM |
| sxcarlson | $26.69 | $26.69 | 3/18/2010 10:57:31 PM |
| seanwolter | $25.00 | $25.00 | 3/19/2010 6:12:34 AM |
| funds-promiser | $50.00 | $50.00 | 3/18/2010 11:27:41 PM |
| RationalWorld | $25.00 | $25.00 | 3/19/2010 6:32:50 AM |
| kalex752 | $33.72 | $33.72 | 3/19/2010 6:32:52 AM |
| bbrelo | $25.00 | $25.00 | 3/19/2010 5:57:20 AM |
| principal-galaxy | $25.00 | $25.00 | 3/19/2010 7:33:53 AM |
| jtc26 | $50.00 | $50.00 | 3/19/2010 7:28:06 AM |
| LenderByDay | $25.00 | $25.00 | 3/19/2010 6:12:37 AM |
| Logan7 | $25.00 | $25.00 | 3/19/2010 7:33:49 AM |
| VBPlayer | $30.00 | $30.00 | 3/19/2010 7:43:47 AM |
| Leshan | $25.00 | $25.00 | 3/19/2010 6:51:53 AM |
| TCR3 | $25.00 | $25.00 | 3/19/2010 8:14:03 AM |
| ogoog | $25.00 | $25.00 | 3/19/2010 7:33:50 AM |
| webfeet | $25.00 | $25.00 | 3/19/2010 9:33:07 AM |
| lucrative-worth | $60.00 | $60.00 | 3/19/2010 9:44:07 AM |
| the-felicity-supergiant | $25.00 | $25.00 | 3/19/2010 11:06:21 AM |
| balanced-balance6 | $25.00 | $25.00 | 3/19/2010 12:58:25 PM |
| wwwUniversal | $25.00 | $25.00 | 3/19/2010 1:00:06 PM |
| himanshuko | $25.00 | $25.00 | 3/19/2010 1:05:02 PM |
| sharp-credit | $1,200.00 | $1,200.00 | 3/19/2010 1:43:19 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/12/2010 4:14:50 PM |
| CallMeBen | $50.00 | $50.00 | 3/12/2010 4:08:51 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/12/2010 4:15:51 PM |
| egw | $25.00 | $25.00 | 3/12/2010 4:10:43 PM |
| macjp123 | $25.00 | $25.00 | 3/12/2010 4:11:38 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/12/2010 4:15:19 PM |
| currency-shaker16 | $50.00 | $50.00 | 3/12/2010 4:15:55 PM |
| fightinjoe | $25.00 | $25.00 | 3/12/2010 4:14:39 PM |
| RetiredATC | $25.00 | $25.00 | 3/12/2010 4:19:22 PM |
| nletunic | $25.00 | $25.00 | 3/12/2010 4:23:55 PM |
| Vegasjim | $25.00 | $25.00 | 3/12/2010 4:23:33 PM |
| inspiring-reward | $150.00 | $150.00 | 3/12/2010 11:37:55 PM |
| desertoasis | $50.00 | $50.00 | 3/12/2010 7:32:21 PM |
| medan20356 | $25.00 | $25.00 | 3/12/2010 9:57:25 PM |
| platinum-platoon | $25.00 | $25.00 | 3/13/2010 8:17:53 AM |
| shrewd-peace7 | $25.00 | $25.00 | 3/12/2010 11:12:54 PM |
| BigMoney56 | $25.00 | $25.00 | 3/13/2010 8:17:54 AM |
| asset-professor | $75.00 | $75.00 | 3/13/2010 11:18:33 AM |
| Gabriel02 | $25.00 | $25.00 | 3/13/2010 9:12:44 AM |
| community-pipeline8 | $50.00 | $50.00 | 3/13/2010 3:22:29 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/13/2010 3:32:38 PM |
| bchen78875 | $25.00 | $25.00 | 3/13/2010 11:18:35 AM |
| asdf9876 | $25.00 | $25.00 | 3/13/2010 1:13:47 PM |
| a-goal-bill | $25.00 | $25.00 | 3/13/2010 6:43:27 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/13/2010 6:47:26 PM |
| bill-bearer | $29.31 | $29.31 | 3/13/2010 11:23:41 AM |
| restless-currency | $32.10 | $32.10 | 3/13/2010 8:47:26 PM |
| courteous-fund9 | $25.00 | $25.00 | 3/13/2010 8:47:29 PM |
| phredd | $50.00 | $50.00 | 3/13/2010 3:17:33 PM |
| wahoo-trader | $25.00 | $25.00 | 3/14/2010 7:19:18 AM |
| bkwest01 | $44.84 | $44.84 | 3/13/2010 3:32:39 PM |
| MissionMicroFinance | $25.00 | $25.00 | 3/14/2010 8:07:39 AM |
| robust-trade | $25.00 | $25.00 | 3/13/2010 3:57:54 PM |
| chicago1228 | $25.00 | $25.00 | 3/13/2010 5:32:18 PM |
| calcloud | $25.00 | $25.00 | 3/14/2010 9:27:47 AM |
| uwinwewin | $25.00 | $25.00 | 3/14/2010 10:12:29 AM |
| spark548 | $50.00 | $50.00 | 3/13/2010 8:47:25 PM |
| redrock007 | $25.00 | $25.00 | 3/13/2010 8:02:23 PM |
| nunnie | $25.00 | $25.00 | 3/13/2010 8:57:24 PM |
| Adino | $25.00 | $25.00 | 3/13/2010 8:47:24 PM |
| CymruAmByth | $25.00 | $25.00 | 3/14/2010 10:39:13 AM |
| techvet | $25.00 | $25.00 | 3/14/2010 10:58:56 AM |
| hizzy | $25.00 | $25.00 | 3/14/2010 10:59:01 AM |
| rcc7 | $25.00 | $25.00 | 3/14/2010 11:00:01 AM |
| ddog0224 | $25.00 | $25.00 | 3/13/2010 9:58:18 PM |
| calm-deal7 | $25.00 | $25.00 | 3/14/2010 11:00:06 AM |
| foxy-fund | $50.00 | $50.00 | 3/14/2010 11:00:37 AM |
| red-undaunted-kindness | $100.00 | $100.00 | 3/14/2010 11:00:41 AM |
| xstreamin | $25.00 | $25.00 | 3/14/2010 11:00:48 AM |
| senorzookeeper | $25.00 | $25.00 | 3/14/2010 11:00:51 AM |
| leodaguy | $25.00 | $25.00 | 3/13/2010 10:47:26 PM |
| honorable-yield | $50.00 | $50.00 | 3/14/2010 11:01:18 AM |
| MrMoney0622 | $25.00 | $25.00 | 3/14/2010 11:57:15 AM |
| ugapolsci | $25.00 | $25.00 | 3/14/2010 8:22:15 AM |
| kmfreymi | $25.00 | $25.00 | 3/14/2010 9:20:31 AM |
| Aimvest | $25.00 | $25.00 | 3/14/2010 1:29:52 PM |
| infinitykid | $25.00 | $25.00 | 3/14/2010 10:17:17 AM |
| stanbalwight4 | $25.00 | $25.00 | 3/14/2010 10:33:09 AM |
| a-finance-nirvana | $25.00 | $25.00 | 3/14/2010 10:33:25 AM |
| cash-stronghold5 | $25.00 | $25.00 | 3/14/2010 10:33:10 AM |
| Speculator | $100.00 | $100.00 | 3/14/2010 10:33:23 AM |
| Schmendrick | $25.00 | $25.00 | 3/14/2010 10:58:37 AM |
| agreement-point | $50.00 | $50.00 | 3/14/2010 10:58:58 AM |
| impeccable-transparency | $75.00 | $75.00 | 3/14/2010 10:59:09 AM |
| note-sensation | $25.00 | $25.00 | 3/14/2010 10:59:57 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 3/14/2010 10:59:58 AM |
| KVEER | $25.00 | $25.00 | 3/14/2010 11:00:37 AM |
| dreammachine | $25.00 | $25.00 | 3/14/2010 10:58:56 AM |
| cpaphoto | $25.00 | $25.00 | 3/14/2010 10:59:02 AM |
| nourishing-interest0 | $25.00 | $25.00 | 3/14/2010 11:00:47 AM |
| jigsaw | $100.00 | $100.00 | 3/14/2010 11:00:57 AM |
| gjh37 | $25.00 | $25.00 | 3/14/2010 11:00:08 AM |
| natural-greenback6 | $25.00 | $25.00 | 3/14/2010 11:00:34 AM |
| tntbuzz | $25.00 | $25.00 | 3/14/2010 11:00:43 AM |
| tranquil-diversification8 | $25.00 | $25.00 | 3/14/2010 11:00:59 AM |
| BadBoyz | $25.00 | $25.00 | 3/14/2010 11:42:17 AM |
| lisaac29 | $25.00 | $25.00 | 3/14/2010 1:29:42 PM |
| jdrez | $25.00 | $25.00 | 3/14/2010 1:29:53 PM |
| Havana21 | $50.00 | $50.00 | 3/14/2010 1:17:36 PM |
| Red_b17 | $25.00 | $25.00 | 3/14/2010 1:29:39 PM |
| durability-balance4 | $49.25 | $49.25 | 3/14/2010 1:37:35 PM |
| ktfritz | $25.00 | $25.00 | 3/14/2010 3:08:53 PM |
| junctionking | $25.00 | $25.00 | 3/14/2010 6:22:50 PM |
| mrscenicroute | $25.00 | $25.00 | 3/14/2010 3:47:22 PM |
| NELNET | $38.76 | $38.76 | 3/14/2010 7:32:52 PM |
| speedy2shoes | $25.00 | $25.00 | 3/14/2010 4:52:55 PM |
| uprising35 | $25.00 | $25.00 | 3/14/2010 6:37:17 PM |
| teller | $25.00 | $25.00 | 3/14/2010 6:13:13 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/14/2010 6:34:20 PM |
| nybanker85 | $25.00 | $25.00 | 3/14/2010 7:48:56 PM |
| awwaww | $25.00 | $25.00 | 3/14/2010 6:47:42 PM |
| cash-merry-maker | $25.00 | $25.00 | 3/14/2010 11:03:39 PM |
| unequaled-credit7 | $25.00 | $25.00 | 3/14/2010 11:17:14 PM |
| InvestorPartners | $25.00 | $25.00 | 3/14/2010 7:47:37 PM |
| faifar | $25.00 | $25.00 | 3/14/2010 8:07:15 PM |
| bcg2004 | $25.00 | $25.00 | 3/15/2010 6:22:13 AM |
| vacaerol | $25.00 | $25.00 | 3/14/2010 10:53:34 PM |
| Phantom99 | $25.00 | $25.00 | 3/15/2010 7:07:38 AM |
| rescue | $2,500.00 | $2,500.00 | 3/15/2010 5:47:16 AM |
| ookete | $25.00 | $25.00 | 3/15/2010 8:32:16 AM |
| maximizer | $25.00 | $25.00 | 3/15/2010 7:14:03 AM |
| deal-dojo | $25.00 | $25.00 | 3/15/2010 9:03:20 AM |
| aasx1108 | $25.00 | $25.00 | 3/15/2010 9:03:46 AM |
| leverage-holly | $25.00 | $25.00 | 3/15/2010 9:04:31 AM |
| TruckerGuy | $25.00 | $25.00 | 3/15/2010 9:05:20 AM |
| beyondmanagement | $25.00 | $25.00 | 3/15/2010 9:05:24 AM |
| BlindJoeDeath | $25.00 | $25.00 | 3/15/2010 9:06:01 AM |
| mikeandcat | $50.00 | $50.00 | 3/15/2010 8:25:46 AM |
| social-comet224 | $25.00 | $25.00 | 3/15/2010 9:03:18 AM |
| whois-JohnGalt | $25.00 | $25.00 | 3/15/2010 9:04:20 AM |
| elevated-platinum5 | $50.00 | $50.00 | 3/15/2010 9:04:29 AM |
| income-excellence1 | $25.00 | $25.00 | 3/15/2010 9:05:19 AM |
| tallmon | $25.00 | $25.00 | 3/15/2010 9:06:03 AM |
| market-banshee | $25.00 | $25.00 | 3/15/2010 9:03:31 AM |
| Kierf | $25.00 | $25.00 | 3/15/2010 9:04:11 AM |
| Stack23 | $25.00 | $25.00 | 3/15/2010 9:04:23 AM |
| cberthiaume | $25.00 | $25.00 | 3/15/2010 9:04:36 AM |
| tidy-dime | $25.00 | $25.00 | 3/15/2010 9:05:54 AM |
| don8ter | $25.00 | $25.00 | 3/15/2010 9:07:40 AM |
| rlecour | $25.00 | $25.00 | 3/15/2010 10:19:47 AM |
| ArmyGuy | $25.00 | $25.00 | 3/15/2010 10:36:22 AM |
| Orca-man | $50.00 | $50.00 | 3/15/2010 10:18:59 AM |
| SDNLR | $25.00 | $25.00 | 3/15/2010 11:03:05 AM |
| bonFire8 | $25.00 | $25.00 | 3/15/2010 11:07:27 AM |
| lender281 | $25.00 | $25.00 | 3/15/2010 10:02:09 AM |
| Lilred7879 | $50.00 | $50.00 | 3/15/2010 10:38:08 AM |
| vanderhp | $25.00 | $25.00 | 3/15/2010 10:13:35 AM |
| cathexis | $50.00 | $50.00 | 3/15/2010 10:19:42 AM |
| giannyny | $25.00 | $25.00 | 3/15/2010 10:22:51 AM |
| boater01 | $40.88 | $40.88 | 3/15/2010 11:40:24 AM |
| a-social-nebula | $25.00 | $25.00 | 3/15/2010 10:39:18 AM |
| stock106 | $25.00 | $25.00 | 3/15/2010 11:54:24 AM |
| upbeat-loan | $25.00 | $25.00 | 3/15/2010 10:42:21 AM |
| QuinMccoy | $25.00 | $25.00 | 3/15/2010 10:42:54 AM |
| radforj22 | $25.00 | $25.00 | 3/15/2010 12:05:40 PM |
| Binan | $25.00 | $25.00 | 3/15/2010 12:05:47 PM |
| kbguru | $30.69 | $30.69 | 3/15/2010 11:47:30 AM |
| Cheburashka | $25.00 | $25.00 | 3/15/2010 10:49:24 AM |
| oceanwind1950 | $25.00 | $25.00 | 3/15/2010 12:05:54 PM |
| snappy | $27.30 | $27.30 | 3/15/2010 10:59:35 AM |
| sgmm330 | $25.00 | $25.00 | 3/15/2010 11:07:19 AM |
| worth-arch | $25.00 | $25.00 | 3/15/2010 12:18:09 PM |
| thetropics18 | $25.00 | $25.00 | 3/15/2010 1:38:26 PM |
| gracej | $25.00 | $25.00 | 3/15/2010 11:41:44 AM |
| saihu | $25.00 | $25.00 | 3/15/2010 11:47:25 AM |
| 1phantom | $50.00 | $50.00 | 3/15/2010 1:41:16 PM |
| slartibardfast | $25.00 | $25.00 | 3/15/2010 12:06:07 PM |
| ClearLake | $25.00 | $25.00 | 3/15/2010 1:43:03 PM |
| piter-to-la-investment | $25.00 | $25.00 | 3/15/2010 12:20:06 PM |
| Viamin | $25.00 | $25.00 | 3/15/2010 1:38:19 PM |
| omniviper | $25.00 | $25.00 | 3/15/2010 2:02:19 PM |
| djh47a | $25.00 | $25.00 | 3/15/2010 1:43:42 PM |
| newbuk | $50.00 | $50.00 | 3/15/2010 1:55:24 PM |
| empire9 | $25.00 | $25.00 | 3/15/2010 3:44:31 PM |
| srgriff | $25.00 | $25.00 | 3/15/2010 3:24:26 PM |
| justice-dna | $25.00 | $25.00 | 3/15/2010 3:58:34 PM |
| helping-out | $25.00 | $25.00 | 3/15/2010 3:43:55 PM |
| Josta | $50.00 | $50.00 | 3/15/2010 5:36:34 PM |
| Interloper | $35.00 | $35.00 | 3/15/2010 5:39:13 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/15/2010 9:48:02 PM |
| wise-silver-wonder | $25.00 | $25.00 | 3/16/2010 11:30:04 AM |
| mpactlender | $25.00 | $25.00 | 3/16/2010 4:32:53 PM |
| anton | $150.00 | $150.00 | 3/16/2010 7:44:55 PM |
| GElender | $26.11 | $26.11 | 3/16/2010 7:53:11 PM |
| Aquani | $30.17 | $30.17 | 3/17/2010 2:17:52 AM |
| jwood3030 | $25.00 | $25.00 | 3/17/2010 3:22:25 AM |
| smart-return | $25.00 | $25.00 | 3/16/2010 7:13:22 PM |
| KHU2-B | $25.00 | $25.00 | 3/17/2010 6:32:18 AM |
| yertle9 | $25.00 | $25.00 | 3/17/2010 9:47:42 AM |
| chestnut4 | $25.00 | $25.00 | 3/17/2010 9:32:47 AM |
| tbrnet | $25.00 | $25.00 | 3/17/2010 9:52:25 AM |
| rapid-credit428 | $25.00 | $25.00 | 3/17/2010 2:52:58 PM |
| minista | $25.00 | $25.00 | 3/17/2010 3:47:44 PM |
| KiwiElf | $25.00 | $25.00 | 3/17/2010 2:23:19 PM |
| oreyedoc | $25.00 | $25.00 | 3/17/2010 2:32:51 PM |
| Carpetkid | $25.00 | $25.00 | 3/17/2010 3:47:49 PM |
| Onesiphorus | $25.00 | $25.00 | 3/17/2010 3:14:09 PM |
| duty-monger | $50.00 | $50.00 | 3/17/2010 3:15:17 PM |
| unclejaef | $25.00 | $25.00 | 3/17/2010 4:22:45 PM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:23:37 PM |
| spreadgoodwill | $25.00 | $25.00 | 3/17/2010 5:34:01 PM |
| AP2PLender | $25.00 | $25.00 | 3/17/2010 4:38:37 PM |
| fcukciti | $200.00 | $200.00 | 3/18/2010 3:49:25 AM |
| Artist_Blue | $25.00 | $25.00 | 3/18/2010 11:59:42 AM |
| rmachi | $25.00 | $25.00 | 3/18/2010 11:13:06 AM |
| PhalanxBulldog | $25.00 | $25.00 | 3/18/2010 1:43:44 PM |
| MGCFINANCIALSERVICES | $25.00 | $25.00 | 3/18/2010 4:19:26 PM |
| fireboss | $42.96 | $42.96 | 3/18/2010 2:54:29 PM |
| biobulator | $25.00 | $25.00 | 3/18/2010 4:27:32 PM |
| gourd6 | $50.00 | $50.00 | 3/18/2010 4:11:48 PM |
| midde551 | $25.00 | $25.00 | 3/18/2010 4:40:33 PM |
| cyberie21 | $25.64 | $25.64 | 3/18/2010 4:43:20 PM |
| best-platinum-persimmon | $25.00 | $25.00 | 3/18/2010 4:41:49 PM |
| manyhappydogs | $25.32 | $25.32 | 3/18/2010 4:45:55 PM |
| bazaar-ruler | $25.00 | $25.00 | 3/18/2010 4:53:27 PM |
| Superc0ld | $44.55 | $44.55 | 3/18/2010 4:44:03 PM |
| mathprof | $25.00 | $25.00 | 3/18/2010 4:55:48 PM |
| bazaar-tulip | $25.00 | $25.00 | 3/18/2010 4:53:58 PM |
| tuneman1980 | $25.00 | $25.00 | 3/18/2010 4:54:57 PM |
| CoolHelp | $31.17 | $31.17 | 3/18/2010 5:03:22 PM |
| Veggie_Monkey | $25.00 | $25.00 | 3/18/2010 5:07:41 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 3/18/2010 5:12:22 PM |
| gboftn | $25.00 | $25.00 | 3/18/2010 4:45:53 PM |
| LongTail | $25.00 | $25.00 | 3/18/2010 5:03:06 PM |
| loanshark4u | $25.00 | $25.00 | 3/18/2010 5:03:24 PM |
| skiberdad | $29.39 | $29.39 | 3/18/2010 7:03:47 PM |
| cassius84 | $25.00 | $25.00 | 3/18/2010 5:12:23 PM |
| selfmademan | $25.00 | $25.00 | 3/18/2010 5:22:16 PM |
| SimonHova | $28.16 | $28.16 | 3/18/2010 7:37:28 PM |
| carlover | $25.00 | $25.00 | 3/18/2010 6:14:09 PM |
| Josilot | $25.00 | $25.00 | 3/18/2010 6:32:54 PM |
| autonomous-truth | $100.00 | $100.00 | 3/18/2010 8:40:03 PM |
| rokdim | $30.89 | $30.89 | 3/19/2010 5:17:17 AM |
| papaman | $25.00 | $25.00 | 3/18/2010 10:57:33 PM |
| bhelgarath | $25.00 | $25.00 | 3/19/2010 6:12:18 AM |
| kingbutthd | $25.00 | $25.00 | 3/19/2010 6:12:33 AM |
| mcabery | $86.00 | $86.00 | 3/19/2010 6:26:34 AM |
| booyah | $25.00 | $25.00 | 3/19/2010 6:32:51 AM |
| jibe-set | $40.02 | $40.02 | 3/19/2010 6:32:55 AM |
| Trinkaloki | $25.00 | $25.00 | 3/19/2010 6:32:56 AM |
| TheCount | $100.00 | $100.00 | 3/19/2010 6:59:56 AM |
| studious-bonus7 | $50.00 | $50.00 | 3/19/2010 5:11:45 AM |
| Hiro07 | $25.00 | $25.00 | 3/19/2010 7:33:52 AM |
| Frenchynh | $25.00 | $25.00 | 3/19/2010 6:12:39 AM |
| TelegramSam | $25.00 | $25.00 | 3/19/2010 6:32:53 AM |
| noble-revenue | $35.02 | $35.02 | 3/19/2010 6:57:18 AM |
| inkplj | $50.00 | $50.00 | 3/19/2010 7:58:56 AM |
| hanuman77 | $32.27 | $32.27 | 3/19/2010 8:28:39 AM |
| dunedin | $25.00 | $25.00 | 3/19/2010 8:28:41 AM |
| Hexnut | $25.00 | $25.00 | 3/19/2010 7:33:00 AM |
| FASTIZIO_P | $33.33 | $20.23 | 3/19/2010 9:07:58 AM |
| wealth-grasshopper0 | $51.52 | $51.52 | 3/19/2010 9:42:37 AM |
| truth-silo | $79.94 | $79.94 | 3/19/2010 11:05:50 AM |
| ManhattanLender | $25.00 | $25.00 | 3/19/2010 12:48:37 PM |
| blissful-note7 | $25.00 | $25.00 | 3/19/2010 12:50:19 PM |
| blooming-kindness | $25.00 | $25.00 | 3/19/2010 1:07:07 PM |
| lovely-order7 | $25.00 | $25.00 | 3/19/2010 2:12:42 PM |
| trade-elm | $25.00 | $25.00 | 3/19/2010 3:41:27 PM |
| EmpireInvestments | $350.00 | $350.00 | 3/19/2010 3:54:38 PM |
| 483 bids
|
Borrower Payment Dependent Notes Series
450042
This series of Notes was issued and sold upon the funding of the borrower loan #41536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-12-2010 |
| |
Auction end date:
| Mar-19-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $223.84 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $223.25 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 36% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
9 | Length of status: | 14y 2m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 27 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,541 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 48% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| erinboss |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bye bye credit cards
Purpose of loan:
This loan will be used to free myself of Credit Cards, once and for all!
My financial situation:
I am a good candidate for this loan because "I have seen the light!!"? I have recently become a very disciplined spender and have learned NOTHING is worth the feeling of being in credit card debt.? My paradigm has completely shifted and I have learned not to fall victim to the very influential marketing strategies that are out there.? Just want to get out from under the thumb of Credit Card companies and stay that way.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 3/12/2010 4:01:16 PM |
| asset-professor | $100.00 | $100.00 | 3/12/2010 4:07:58 PM |
| Castellan | $25.00 | $25.00 | 3/12/2010 4:08:21 PM |
| Avala | $50.00 | $50.00 | 3/12/2010 4:12:25 PM |
| skuba | $50.00 | $50.00 | 3/12/2010 4:08:02 PM |
| delicious-social132 | $40.00 | $40.00 | 3/12/2010 4:11:10 PM |
| fightinjoe | $25.00 | $25.00 | 3/12/2010 4:08:14 PM |
| leodaguy | $25.00 | $25.00 | 3/12/2010 4:15:00 PM |
| honorable-yield | $75.00 | $75.00 | 3/12/2010 4:12:53 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/12/2010 4:11:20 PM |
| torion | $25.00 | $25.00 | 3/12/2010 4:12:11 PM |
| bigballer105 | $50.00 | $50.00 | 3/12/2010 4:18:49 PM |
| personal-lender | $25.00 | $25.00 | 3/12/2010 4:13:12 PM |
| mg6619 | $25.00 | $25.00 | 3/12/2010 4:13:46 PM |
| baseballfan111 | $25.00 | $25.00 | 3/12/2010 4:17:57 PM |
| tylerfd | $25.00 | $25.00 | 3/12/2010 4:18:40 PM |
| buraky | $25.00 | $25.00 | 3/12/2010 4:15:41 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/12/2010 4:22:40 PM |
| bchen78875 | $50.00 | $50.00 | 3/12/2010 4:20:37 PM |
| restless-currency | $25.00 | $25.00 | 3/12/2010 4:24:24 PM |
| AFairDeal | $25.00 | $25.00 | 3/12/2010 4:19:32 PM |
| Vegasjim | $25.00 | $25.00 | 3/12/2010 4:23:31 PM |
| inqbus | $25.00 | $25.00 | 3/12/2010 4:21:35 PM |
| focused-wampum | $25.00 | $25.00 | 3/12/2010 4:21:38 PM |
| red-trade-cologne | $25.00 | $25.00 | 3/12/2010 4:22:08 PM |
| devoider | $25.00 | $25.00 | 3/12/2010 4:24:46 PM |
| successful-euro | $75.00 | $75.00 | 3/12/2010 4:22:25 PM |
| cordial-funds8 | $25.00 | $25.00 | 3/12/2010 4:23:44 PM |
| top-silver-american | $25.00 | $25.00 | 3/12/2010 4:42:06 PM |
| progressive-asset | $25.00 | $25.00 | 3/12/2010 7:57:28 PM |
| betak | $50.00 | $50.00 | 3/13/2010 7:17:22 AM |
| WaitForIt | $25.00 | $25.00 | 3/13/2010 7:32:19 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/13/2010 7:32:25 AM |
| wormdc | $25.00 | $25.00 | 3/13/2010 1:59:03 AM |
| Gabriel02 | $25.00 | $25.00 | 3/13/2010 9:12:42 AM |
| inspiring-reward | $150.00 | $150.00 | 3/12/2010 11:37:54 PM |
| AF-Chief | $28.00 | $28.00 | 3/13/2010 9:47:43 AM |
| stanbalwight4 | $25.00 | $25.00 | 3/13/2010 10:23:45 AM |
| billyraybob | $25.00 | $25.00 | 3/13/2010 11:13:26 AM |
| cash-merry-maker | $25.00 | $25.00 | 3/13/2010 11:13:37 AM |
| lendme2 | $50.00 | $50.00 | 3/13/2010 11:13:47 AM |
| jamiee73 | $25.00 | $25.00 | 3/13/2010 11:13:55 AM |
| burgeoning-silver | $25.00 | $25.00 | 3/13/2010 11:14:05 AM |
| fireboss | $25.00 | $25.00 | 3/13/2010 11:14:32 AM |
| unrivaled-justice | $25.00 | $25.00 | 3/13/2010 11:14:41 AM |
| bronzmajom | $25.00 | $25.00 | 3/13/2010 11:14:56 AM |
| srgriff | $25.00 | $25.00 | 3/13/2010 11:15:00 AM |
| gain-seagull9 | $25.00 | $25.00 | 3/13/2010 11:15:23 AM |
| shiny-revenue | $25.00 | $25.00 | 3/13/2010 11:15:36 AM |
| tallmon | $25.00 | $25.00 | 3/13/2010 11:15:39 AM |
| burrito6 | $25.00 | $25.00 | 3/13/2010 11:16:43 AM |
| kbodendorf | $25.00 | $25.00 | 3/13/2010 11:16:53 AM |
| tntbuzz | $25.00 | $25.00 | 3/13/2010 11:16:58 AM |
| xstreamin | $25.00 | $25.00 | 3/13/2010 11:17:03 AM |
| credit-kahuna | $54.42 | $54.42 | 3/13/2010 11:17:05 AM |
| BuffetRocks | $50.00 | $50.00 | 3/13/2010 11:17:12 AM |
| wise-handy-finance | $25.00 | $25.00 | 3/13/2010 11:17:16 AM |
| entertaining-greenback2 | $25.00 | $25.00 | 3/13/2010 11:13:25 AM |
| famous-bill | $36.29 | $36.29 | 3/13/2010 11:13:30 AM |
| tidy-dime | $25.00 | $25.00 | 3/13/2010 11:13:48 AM |
| Skady3love | $25.00 | $25.00 | 3/13/2010 11:13:55 AM |
| intelligent-yield | $25.00 | $25.00 | 3/13/2010 11:14:08 AM |
| balance-whistle7 | $25.00 | $25.00 | 3/13/2010 11:14:10 AM |
| bxdoc | $108.74 | $108.74 | 3/13/2010 11:14:17 AM |
| martinnc | $25.00 | $25.00 | 3/13/2010 11:14:28 AM |
| bigdogsafety1 | $25.00 | $25.00 | 3/13/2010 11:14:52 AM |
| forthright-dedication | $50.00 | $50.00 | 3/13/2010 11:14:55 AM |
| investor421 | $25.00 | $25.00 | 3/13/2010 11:15:12 AM |
| tripnosis | $25.00 | $25.00 | 3/13/2010 11:15:18 AM |
| studious-bonus7 | $50.00 | $50.00 | 3/13/2010 11:15:24 AM |
| sympathetic-asset | $25.00 | $25.00 | 3/13/2010 11:15:34 AM |
| SBT | $50.00 | $50.00 | 3/13/2010 11:15:49 AM |
| 108lender | $51.12 | $51.12 | 3/13/2010 11:13:25 AM |
| kmr2 | $27.03 | $27.03 | 3/13/2010 11:16:52 AM |
| Goodlender42 | $25.00 | $25.00 | 3/13/2010 11:13:30 AM |
| jonn834 | $25.00 | $25.00 | 3/13/2010 11:13:48 AM |
| nourishing-interest0 | $25.00 | $25.00 | 3/13/2010 11:17:02 AM |
| kindness-percolator5 | $25.00 | $25.00 | 3/13/2010 11:17:09 AM |
| Sonos | $25.00 | $25.00 | 3/13/2010 11:14:07 AM |
| hitsman | $50.00 | $9.08 | 3/13/2010 11:17:17 AM |
| money-explorer3 | $25.00 | $25.00 | 3/13/2010 11:14:12 AM |
| gametime34 | $29.24 | $29.24 | 3/13/2010 11:14:22 AM |
| RugbyNick2126 | $25.00 | $25.00 | 3/13/2010 11:14:29 AM |
| hope-spinner | $25.00 | $25.00 | 3/13/2010 11:14:51 AM |
| courteous-integrity8 | $25.00 | $25.00 | 3/13/2010 11:14:59 AM |
| nybanker85 | $25.00 | $25.00 | 3/13/2010 11:15:04 AM |
| cathexis | $34.38 | $34.38 | 3/13/2010 11:15:20 AM |
| 1phantom | $41.27 | $41.27 | 3/13/2010 11:15:24 AM |
| ajst1 | $25.00 | $25.00 | 3/13/2010 11:15:29 AM |
| redrock007 | $25.00 | $25.00 | 3/13/2010 11:15:37 AM |
| bashar | $25.00 | $25.00 | 3/13/2010 11:15:44 AM |
| bkwest01 | $100.00 | $100.00 | 3/13/2010 11:15:47 AM |
| rlecour | $25.00 | $25.00 | 3/13/2010 11:15:50 AM |
| currency-zenith | $50.00 | $50.00 | 3/13/2010 11:15:55 AM |
| moola-man | $30.00 | $30.00 | 3/13/2010 11:16:19 AM |
| foxy-fund | $50.00 | $50.00 | 3/13/2010 11:16:52 AM |
| red-undaunted-kindness | $48.56 | $48.56 | 3/13/2010 11:16:56 AM |
| jdrez | $25.00 | $25.00 | 3/13/2010 11:17:11 AM |
| senorzookeeper | $25.00 | $25.00 | 3/13/2010 11:17:16 AM |
| jwood3030 | $25.00 | $25.00 | 3/17/2010 3:22:26 AM |
| webfeet | $25.00 | $25.00 | 3/17/2010 7:24:34 AM |
| hope-lionheart1 | $25.00 | $25.00 | 3/18/2010 4:37:45 PM |
| TheSpottedFlamingo | $25.00 | $25.00 | 3/18/2010 7:00:37 PM |
| payontime1 | $50.00 | $50.00 | 3/18/2010 10:48:32 PM |
| frankandirene | $25.00 | $25.00 | 3/19/2010 1:18:52 PM |
| johnpmid | $25.00 | $25.00 | 3/19/2010 3:05:06 PM |
| Microfinancer | $25.00 | $25.00 | 3/12/2010 4:07:51 PM |
| dollar-birdie | $50.00 | $50.00 | 3/12/2010 4:07:37 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/12/2010 4:10:56 PM |
| flexible-value | $31.00 | $31.00 | 3/12/2010 4:11:25 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/12/2010 4:13:37 PM |
| macjp123 | $25.00 | $25.00 | 3/12/2010 4:11:37 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/12/2010 4:15:19 PM |
| lendersf | $95.00 | $95.00 | 3/12/2010 4:13:55 PM |
| Clambake | $50.00 | $50.00 | 3/12/2010 4:11:54 PM |
| credit-force5 | $25.00 | $25.00 | 3/12/2010 4:12:39 PM |
| wiselady | $25.00 | $25.00 | 3/12/2010 4:16:47 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/12/2010 4:14:49 PM |
| adevadeh | $25.00 | $25.00 | 3/12/2010 4:21:51 PM |
| jokerj006 | $25.00 | $25.00 | 3/12/2010 4:15:28 PM |
| RetiredATC | $25.00 | $25.00 | 3/12/2010 4:19:20 PM |
| integrity-doctor | $50.00 | $50.00 | 3/12/2010 4:23:14 PM |
| phredd | $75.00 | $75.00 | 3/12/2010 4:16:32 PM |
| listenfirst | $50.00 | $50.00 | 3/12/2010 4:16:54 PM |
| awwaww | $25.00 | $25.00 | 3/12/2010 4:24:00 PM |
| edgeofpdx | $25.00 | $25.00 | 3/12/2010 4:18:25 PM |
| nletunic | $25.00 | $25.00 | 3/12/2010 4:23:51 PM |
| figs4u2 | $100.00 | $100.00 | 3/12/2010 4:24:08 PM |
| iolaire | $25.00 | $25.00 | 3/12/2010 5:24:21 PM |
| buckyhead2000 | $25.00 | $25.00 | 3/12/2010 4:24:31 PM |
| selector568 | $100.00 | $100.00 | 3/12/2010 4:58:18 PM |
| cubesteak | $25.00 | $25.00 | 3/12/2010 9:37:51 PM |
| desertoasis | $50.00 | $50.00 | 3/12/2010 7:32:19 PM |
| bayareainv | $42.84 | $42.84 | 3/12/2010 5:24:19 PM |
| treasure-bliss | $100.00 | $100.00 | 3/13/2010 7:28:12 AM |
| TJ643 | $25.00 | $25.00 | 3/13/2010 7:37:22 AM |
| shrewd-peace7 | $25.00 | $25.00 | 3/12/2010 11:12:52 PM |
| medan20356 | $25.00 | $25.00 | 3/12/2010 9:57:23 PM |
| uwinwewin | $25.00 | $25.00 | 3/13/2010 6:58:51 AM |
| zigzagz03 | $25.00 | $25.00 | 3/13/2010 7:22:16 AM |
| scholarly-revenue3 | $25.00 | $25.00 | 3/13/2010 11:13:24 AM |
| adir1 | $25.00 | $25.00 | 3/13/2010 11:13:29 AM |
| Noseel | $50.00 | $50.00 | 3/13/2010 11:13:39 AM |
| tremendous-payment | $25.00 | $25.00 | 3/13/2010 11:13:49 AM |
| repayment-chef | $25.00 | $25.00 | 3/13/2010 11:14:11 AM |
| BuckeyeTap | $25.00 | $25.00 | 3/13/2010 11:14:16 AM |
| MoneyMA | $25.00 | $25.00 | 3/13/2010 11:14:24 AM |
| LALO79 | $25.00 | $25.00 | 3/13/2010 11:14:33 AM |
| AlexTrep | $25.00 | $25.00 | 3/13/2010 11:14:44 AM |
| dmfog | $25.00 | $25.00 | 3/13/2010 11:15:13 AM |
| a-goal-bill | $25.00 | $25.00 | 3/13/2010 11:15:20 AM |
| helping-out | $25.00 | $25.00 | 3/13/2010 11:15:25 AM |
| Akita-Inu | $25.00 | $25.00 | 3/13/2010 11:15:38 AM |
| djs81 | $25.00 | $25.00 | 3/13/2010 11:16:30 AM |
| retiresecure | $25.00 | $25.00 | 3/13/2010 7:34:23 AM |
| KVEER | $25.00 | $25.00 | 3/13/2010 11:16:51 AM |
| Fiimg | $43.78 | $43.78 | 3/13/2010 11:16:55 AM |
| friendly-market5 | $25.00 | $25.00 | 3/13/2010 11:17:00 AM |
| money-maniac | $32.93 | $32.93 | 3/13/2010 11:17:04 AM |
| Aimvest | $25.00 | $25.00 | 3/13/2010 11:17:08 AM |
| Banker7371 | $25.00 | $25.00 | 3/13/2010 11:17:10 AM |
| hopethisworks | $25.00 | $25.00 | 3/13/2010 10:52:20 AM |
| goalie53 | $25.00 | $25.00 | 3/13/2010 11:13:23 AM |
| PaulHenry | $25.00 | $25.00 | 3/13/2010 11:13:28 AM |
| berkeleyalum | $25.00 | $25.00 | 3/13/2010 11:13:38 AM |
| MissionMicroFinance | $25.00 | $25.00 | 3/13/2010 11:13:56 AM |
| lovelongandprosper | $34.00 | $34.00 | 3/13/2010 11:14:15 AM |
| djh47a | $25.00 | $25.00 | 3/13/2010 11:14:41 AM |
| commitment-farm | $25.00 | $25.00 | 3/13/2010 11:14:50 AM |
| theprince | $25.00 | $25.00 | 3/13/2010 11:14:54 AM |
| runner262 | $25.00 | $25.00 | 3/13/2010 11:14:57 AM |
| natural-greenback6 | $25.00 | $25.00 | 3/13/2010 11:15:11 AM |
| mattpet | $25.00 | $25.00 | 3/13/2010 11:15:27 AM |
| ccaxid57 | $25.00 | $25.00 | 3/13/2010 11:15:31 AM |
| nanda | $25.00 | $25.00 | 3/13/2010 11:15:38 AM |
| robust-trade | $25.00 | $25.00 | 3/13/2010 11:15:45 AM |
| 29Palms | $25.00 | $25.00 | 3/13/2010 11:15:51 AM |
| Kaj | $25.00 | $25.00 | 3/13/2010 11:16:50 AM |
| Reinadog9 | $25.00 | $25.00 | 3/13/2010 11:13:27 AM |
| NycDean | $25.00 | $25.00 | 3/13/2010 11:13:39 AM |
| best-deal-banker | $25.00 | $25.00 | 3/13/2010 11:16:59 AM |
| chomper969 | $25.00 | $25.00 | 3/13/2010 11:13:49 AM |
| Havana21 | $50.00 | $50.00 | 3/13/2010 11:17:07 AM |
| flexible-return297 | $25.00 | $25.00 | 3/13/2010 11:13:54 AM |
| balance6 | $25.00 | $25.00 | 3/13/2010 11:14:09 AM |
| JohnW12 | $25.00 | $25.00 | 3/13/2010 11:14:16 AM |
| nprfan5 | $25.00 | $25.00 | 3/13/2010 11:14:32 AM |
| resource777 | $25.00 | $25.00 | 3/13/2010 11:14:45 AM |
| Cheburashka | $30.00 | $30.00 | 3/13/2010 11:14:48 AM |
| peripatetic | $25.00 | $25.00 | 3/13/2010 11:14:56 AM |
| Magus54 | $25.00 | $25.00 | 3/13/2010 11:15:02 AM |
| BlindJoeDeath | $25.00 | $25.00 | 3/13/2010 11:15:10 AM |
| SDNLR | $25.00 | $25.00 | 3/13/2010 11:15:22 AM |
| zone6 | $100.00 | $100.00 | 3/13/2010 11:15:40 AM |
| KrazyCelticKid | $27.32 | $27.32 | 3/13/2010 11:16:50 AM |
| luckyldy | $35.00 | $35.00 | 3/13/2010 11:16:58 AM |
| bonafide-cash | $50.00 | $50.00 | 3/13/2010 11:17:06 AM |
| EasternLender | $25.00 | $25.00 | 3/13/2010 2:25:19 PM |
| the-bright-velocity | $25.00 | $25.00 | 3/15/2010 11:13:50 AM |
| Pickmar | $25.00 | $25.00 | 3/17/2010 1:37:04 PM |
| mhotchan | $100.00 | $100.00 | 3/17/2010 11:20:17 PM |
| invest0808 | $25.00 | $25.00 | 3/18/2010 2:58:46 AM |
| orbital-gain | $50.00 | $50.00 | 3/19/2010 6:57:24 AM |
| windpiano1962 | $25.00 | $25.00 | 3/19/2010 11:45:21 AM |
| 204 bids
|
Borrower Payment Dependent Notes Series
450060
This series of Notes was issued and sold upon the funding of the borrower loan #41463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-12-2010 |
| |
Auction end date:
| Mar-19-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $127.91 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $127.57 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
10 | Length of status: | 4y 6m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,879 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 56% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| CarolinaGirl216 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < mo. late:
| 0
( 0% )
| 680-699
(Aug-2008)
|
|
Principal balance:
| $3,987.59 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Refi Current Prosper Loan
Purpose of loan:
This loan will be used to consolidate all of my current high interest credit debt.
My financial situation:
I am a good candidate for this loan because I am not delinquent on any of my payments.?I have worked on my current job for?4 years and before then I was on a job for almost 4 years. I've yet to experience a break in?employment history. I know some lessons must be learned first hand and my current credit situation is one those lessons. My goal is to be credit card debt free. If I pay for something with a credit in the future, I will strive to pay it off the next month. I've learned so much about being in debt. Instead being stressed, I?ve decided to be a student. I see how restricted I am with my debt. It hurts at times because I allowed myself to get in this debt. Please keep in mind that about $5000 in my debt is actually from being a second signer on my parent?s card. I am not including their debt in my consolidation loan. I just want to?refi my current prosper loan.? I value credit and I understand the difference between bad debt and good debt. I moved back in with my parents so that I can pay off my debts faster.? My car?is paid off and valued at about $3800. Please bid on my loan!
Monthly net income: $ 1680.00
Monthly expenses: $
??Housing: $ 400
??Insurance: $ 60.00
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $?19.99
??Food, entertainment: $ 80.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 450.00
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 3/12/2010 4:01:15 PM |
| Castellan | $25.00 | $25.00 | 3/12/2010 4:08:22 PM |
| selector568 | $260.40 | $260.40 | 3/12/2010 4:02:56 PM |
| Microfinancer | $25.00 | $25.00 | 3/12/2010 4:07:50 PM |
| skuba | $50.00 | $50.00 | 3/12/2010 4:08:03 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/12/2010 4:11:19 PM |
| dollar-birdie | $50.00 | $50.00 | 3/12/2010 4:07:37 PM |
| fightinjoe | $25.00 | $25.00 | 3/12/2010 4:08:13 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/12/2010 4:14:49 PM |
| torion | $25.00 | $25.00 | 3/12/2010 4:12:10 PM |
| buraky | $25.00 | $25.00 | 3/12/2010 4:15:41 PM |
| honorable-yield | $75.00 | $75.00 | 3/12/2010 4:12:54 PM |
| flexible-value | $31.00 | $31.00 | 3/12/2010 4:11:25 PM |
| macjp123 | $25.00 | $25.00 | 3/12/2010 4:11:36 PM |
| leodaguy | $25.00 | $25.00 | 3/12/2010 4:15:00 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/12/2010 4:15:18 PM |
| tylerfd | $25.00 | $25.00 | 3/12/2010 4:18:39 PM |
| lendersf | $95.00 | $95.00 | 3/12/2010 4:13:54 PM |
| bchen78875 | $50.00 | $50.00 | 3/12/2010 4:20:38 PM |
| red-trade-cologne | $25.00 | $25.00 | 3/12/2010 4:22:08 PM |
| successful-euro | $75.00 | $75.00 | 3/12/2010 4:22:24 PM |
| bigballer105 | $50.00 | $50.00 | 3/12/2010 4:18:49 PM |
| Vegasjim | $25.00 | $25.00 | 3/12/2010 4:23:31 PM |
| focused-wampum | $25.00 | $25.00 | 3/12/2010 4:21:39 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/12/2010 4:22:39 PM |
| BankofBen | $25.00 | $25.00 | 3/12/2010 4:23:03 PM |
| lender12345 | $25.00 | $25.00 | 3/12/2010 8:23:08 PM |
| medan20356 | $25.00 | $25.00 | 3/12/2010 9:57:23 PM |
| SC98007 | $25.00 | $0.79 | 3/12/2010 10:12:14 PM |
| Kelor99 | $25.00 | $25.00 | 3/12/2010 6:15:29 PM |
| Iamatlast | $50.00 | $50.00 | 3/12/2010 5:06:27 PM |
| progressive-asset | $25.00 | $25.00 | 3/12/2010 6:19:11 PM |
| desertoasis | $50.00 | $50.00 | 3/12/2010 7:32:19 PM |
| cubesteak | $25.00 | $25.00 | 3/12/2010 9:37:50 PM |
| jokerj006 | $25.00 | $25.00 | 3/13/2010 5:37:33 AM |
| dbanwart | $25.00 | $25.00 | 3/13/2010 6:18:25 AM |
| dontscrewmeover1 | $50.00 | $50.00 | 3/13/2010 12:37:57 PM |
| violaetain | $50.00 | $50.00 | 3/14/2010 3:15:56 PM |
| the-bright-velocity | $25.00 | $25.00 | 3/15/2010 11:13:49 AM |
| payontime1 | $50.00 | $50.00 | 3/15/2010 1:22:04 PM |
| LittleMingo | $25.00 | $25.00 | 3/15/2010 11:36:15 AM |
| LQ1972 | $50.00 | $50.00 | 3/16/2010 12:03:06 AM |
| indomart | $50.00 | $50.00 | 3/16/2010 10:36:18 PM |
| Pickmar | $25.00 | $25.00 | 3/17/2010 1:39:37 PM |
| BaxterSandy | $25.00 | $25.00 | 3/17/2010 7:00:47 PM |
| rjsdsu | $25.00 | $25.00 | 3/18/2010 7:50:11 AM |
| invest0808 | $25.00 | $25.00 | 3/18/2010 3:01:51 AM |
| UncleSafety | $75.00 | $75.00 | 3/18/2010 1:34:45 PM |
| generous-deal6 | $25.00 | $25.00 | 3/18/2010 2:17:11 PM |
| niq4soccer | $25.00 | $25.00 | 3/18/2010 5:28:55 PM |
| adventure0 | $50.00 | $50.00 | 3/18/2010 8:06:14 PM |
| clemclan | $25.00 | $25.00 | 3/18/2010 8:15:09 PM |
| persistent-value3 | $34.81 | $34.81 | 3/19/2010 5:53:08 AM |
| new-shiny-cash | $25.00 | $25.00 | 3/19/2010 7:00:18 AM |
| martymaniaman | $50.00 | $50.00 | 3/19/2010 6:17:58 AM |
| jybank | $25.00 | $25.00 | 3/19/2010 1:12:55 PM |
| jimmya | $25.00 | $25.00 | 3/19/2010 1:22:25 PM |
| asset-professor | $100.00 | $100.00 | 3/12/2010 4:07:57 PM |
| mg6619 | $25.00 | $25.00 | 3/12/2010 4:13:46 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/12/2010 4:10:56 PM |
| top-silver-american | $25.00 | $25.00 | 3/12/2010 4:14:19 PM |
| Clambake | $50.00 | $50.00 | 3/12/2010 4:11:55 PM |
| Avala | $50.00 | $50.00 | 3/12/2010 4:12:24 PM |
| jokerj006 | $25.00 | $25.00 | 3/12/2010 4:15:27 PM |
| personal-lender | $25.00 | $25.00 | 3/12/2010 4:13:14 PM |
| Ivan2007 | $25.00 | $25.00 | 3/12/2010 4:16:40 PM |
| listenfirst | $50.00 | $50.00 | 3/12/2010 4:16:53 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/12/2010 4:13:37 PM |
| delicious-social132 | $40.00 | $40.00 | 3/12/2010 4:11:09 PM |
| credit-force5 | $25.00 | $25.00 | 3/12/2010 4:12:39 PM |
| RetiredATC | $25.00 | $25.00 | 3/12/2010 4:19:20 PM |
| AFairDeal | $25.00 | $25.00 | 3/12/2010 4:19:32 PM |
| inqbus | $25.00 | $25.00 | 3/12/2010 4:21:35 PM |
| edgeofpdx | $25.00 | $25.00 | 3/12/2010 4:18:25 PM |
| integrity-doctor | $50.00 | $50.00 | 3/12/2010 4:23:13 PM |
| phredd | $75.00 | $75.00 | 3/12/2010 4:16:31 PM |
| wiselady | $25.00 | $25.00 | 3/12/2010 4:16:47 PM |
| cordial-funds8 | $25.00 | $25.00 | 3/12/2010 4:23:44 PM |
| iolaire | $25.00 | $25.00 | 3/12/2010 4:24:27 PM |
| baseballfan111 | $25.00 | $25.00 | 3/12/2010 4:17:57 PM |
| adevadeh | $25.00 | $25.00 | 3/12/2010 4:21:51 PM |
| awwaww | $25.00 | $25.00 | 3/12/2010 4:24:00 PM |
| restless-currency | $25.00 | $25.00 | 3/12/2010 4:24:24 PM |
| nletunic | $25.00 | $25.00 | 3/12/2010 4:23:51 PM |
| figs4u2 | $100.00 | $100.00 | 3/12/2010 4:24:07 PM |
| devoider | $25.00 | $25.00 | 3/12/2010 4:24:45 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/12/2010 8:27:28 PM |
| WineDrop | $25.00 | $25.00 | 3/12/2010 9:32:17 PM |
| uwinwewin | $25.00 | $25.00 | 3/12/2010 9:57:17 PM |
| Photoman42 | $50.00 | $50.00 | 3/12/2010 9:58:17 PM |
| Mr_Egret | $25.00 | $25.00 | 3/13/2010 5:01:53 AM |
| RandyL3 | $33.00 | $33.00 | 3/13/2010 2:29:19 PM |
| tisiphone | $25.00 | $25.00 | 3/13/2010 11:23:18 AM |
| Jtothe3 | $25.00 | $25.00 | 3/13/2010 1:03:48 PM |
| TheBigDog | $55.00 | $55.00 | 3/14/2010 11:46:55 PM |
| allbalooboy2 | $25.00 | $25.00 | 3/15/2010 8:57:09 PM |
| tokyopete23 | $25.00 | $25.00 | 3/16/2010 11:29:40 AM |
| webfeet | $25.00 | $25.00 | 3/17/2010 7:27:04 AM |
| jwood3030 | $25.00 | $25.00 | 3/17/2010 3:22:29 AM |
| beeslow | $50.00 | $50.00 | 3/17/2010 11:35:17 PM |
| dano1965 | $50.00 | $50.00 | 3/18/2010 6:46:43 PM |
| Rider | $35.00 | $35.00 | 3/19/2010 11:16:28 AM |
| mwb | $25.00 | $25.00 | 3/19/2010 11:22:10 AM |
| brother_tam | $100.00 | $100.00 | 3/19/2010 2:43:37 PM |
| 104 bids
|
Borrower Payment Dependent Notes Series
450200
This series of Notes was issued and sold upon the funding of the borrower loan #41460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Mar-12-2010 |
| |
Auction end date:
| Mar-19-2010 |
|
|
Starting lender yield:
| 8.60% |
Starting borrower rate/APR:
| 9.60% / 9.94% |
Starting monthly payment:
| $48.12 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $46.38 |
| |
|
Auction yield range:
| 3.04% - 8.60% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 2m |
|
Credit score:
| 760-779 (Mar-2010) |
Total credit lines:
| 17 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,786 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 21% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| cvrick |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to?
pay off high a interest credit card.
My financial situation:
I am a good candidate for this loan because?I have been self employed since 1982.? Since January 2006 I have owned and operated an internet company selling tools.? Sales in 2006 were $181,000. Sales in 2009 were 287,370.? Sales for Jan. and Feb., 2010 were $56,016.? My business is surviving and growing in a bad economy with 4 years? and 2 months of solid sales.? This loan's purpose is to establish a record with Prosper so in the future I may borrow for business expansion purposes (mainly to finance inventory).? All my loans are current.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 3/12/2010 4:01:05 PM |
| Ivan2007 | $25.00 | $25.00 | 3/12/2010 4:01:41 PM |
| Castellan | $25.00 | $25.00 | 3/12/2010 4:08:25 PM |
| asset-professor | $100.00 | $100.00 | 3/12/2010 4:07:54 PM |
| jeffpac | $55.00 | $55.00 | 3/12/2010 4:10:46 PM |
| skuba | $50.00 | $50.00 | 3/12/2010 4:08:08 PM |
| flexible-value | $31.00 | $31.00 | 3/12/2010 4:11:28 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/12/2010 4:13:31 PM |
| delicious-social132 | $40.00 | $40.00 | 3/12/2010 4:11:03 PM |
| fightinjoe | $25.00 | $25.00 | 3/12/2010 4:08:10 PM |
| Zanch | $25.00 | $25.00 | 3/12/2010 4:14:22 PM |
| clean-loyalty | $25.00 | $25.00 | 3/12/2010 4:14:54 PM |
| credit-force5 | $25.00 | $25.00 | 3/12/2010 4:12:33 PM |
| buraky | $25.00 | $25.00 | 3/12/2010 4:15:35 PM |
| honorable-yield | $75.00 | $75.00 | 3/12/2010 4:12:57 PM |
| successful-euro | $30.00 | $14.10 | 3/12/2010 4:16:20 PM |
| lendersf | $95.00 | $95.00 | 3/12/2010 4:13:52 PM |
| Dollars4Rent | $25.00 | $25.00 | 3/16/2010 11:13:48 AM |
| plbquic | $25.00 | $25.00 | 3/16/2010 2:12:04 PM |
| CollinsCrew | $29.90 | $29.90 | 3/17/2010 10:48:06 AM |
| quiggles | $25.00 | $25.00 | 3/18/2010 9:52:02 AM |
| FundMaker | $25.00 | $25.00 | 3/18/2010 7:08:29 PM |
| ivar | $25.00 | $25.00 | 3/18/2010 7:31:37 PM |
| HealthAndSafety | $100.00 | $100.00 | 3/18/2010 11:11:54 PM |
| worth-quark | $25.00 | $25.00 | 3/19/2010 12:11:19 PM |
| moola-man | $50.00 | $50.00 | 3/12/2010 4:08:09 PM |
| dollar-birdie | $50.00 | $50.00 | 3/12/2010 4:07:34 PM |
| Microfinancer | $25.00 | $25.00 | 3/12/2010 4:07:44 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/12/2010 4:11:15 PM |
| leodaguy | $25.00 | $25.00 | 3/12/2010 4:14:57 PM |
| JCPlending | $25.00 | $25.00 | 3/12/2010 7:59:10 PM |
| liederhaus | $50.00 | $50.00 | 3/15/2010 1:39:46 PM |
| springpanda | $25.00 | $25.00 | 3/15/2010 4:32:06 PM |
| octoberfresh | $25.00 | $25.00 | 3/16/2010 11:01:13 AM |
| Dollars4Rent | $25.00 | $25.00 | 3/16/2010 11:14:04 AM |
| gsp1885 | $25.00 | $25.00 | 3/16/2010 1:59:20 PM |
| smarva | $25.00 | $25.00 | 3/17/2010 7:12:26 AM |
| surfsider123 | $25.00 | $25.00 | 3/18/2010 4:57:38 PM |
| YummiBear | $25.00 | $25.00 | 3/18/2010 5:25:52 PM |
| niq4soccer | $25.00 | $25.00 | 3/18/2010 5:32:07 PM |
| julijask | $35.00 | $35.00 | 3/18/2010 11:22:54 PM |
| redtilapia | $25.00 | $25.00 | 3/19/2010 10:55:48 AM |
| 42 bids
|
Borrower Payment Dependent Notes Series
450246
This series of Notes was issued and sold upon the funding of the borrower loan #41545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $277.32 |
|
Final lender yield:
| 12.00% |
Final borrower rate/APR:
| 13.00% / 15.14% |
Final monthly payment:
| $269.55 |
| |
|
Auction yield range:
| 4.04% - 14.00% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.86% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 40% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 12
/
12 | Length of status: | 8y 7m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 37 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $55,858 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 55% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Historyhorn |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off A High Interest CC
Purpose of loan:
This loan will be used to pay off a credit card that was raised to a 30% interest rate before the new credit card rules went into place this month.
My financial situation:
I pay my bills on time and have always met all financial obligations.? I have a stable job with solid income.? My debt load is high due to a side business that is on its last leg as a result of the poor economy.? I'm in the process of selling off the business assets and cleaning up the leftover debt.? Receiving a lower interest rate on this card will help me toward that end.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please provide net monthly income and montjhly financial obligations.
Thank you - willinvest
A:
Net monthly income for my spouse and me is $7,800.
Itemized financial obligations:
Mortgage -- $1200
Car pymnt -- $623
Cable/cell/internet/hm phone -- $500
Heating -- $60
Gasoline -- $400
Utilities -- $150
Inurance -- $120
Electric -- $150
Credit Card -- $400
Credit Card -- $100
Credit Card -- $300
Credit Card -- $280
School Tuition -- $350
College Savings -- $150
Roth IRA -- $416
I will pay off one of the CC's, so that payment will be replaced with the one to Prosper.
(Mar-16-2010)
Q:
Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, in roughly how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
My target is 24 months, perhaps sooner depending on the proceeds I receive as I sell off the assets from my business.
Thanks for your interest in my loan.
(Mar-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| oht588 | $50.00 | $50.00 | 3/15/2010 4:51:18 PM |
| skuba | $25.00 | $25.00 | 3/15/2010 5:01:20 PM |
| macjp123 | $25.00 | $25.00 | 3/15/2010 5:03:27 PM |
| personal-lender | $25.00 | $25.00 | 3/15/2010 5:04:54 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/15/2010 5:02:48 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/15/2010 5:06:21 PM |
| delicious-social132 | $25.00 | $25.00 | 3/15/2010 5:05:17 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/15/2010 5:11:08 PM |
| nletunic | $25.00 | $25.00 | 3/15/2010 5:12:01 PM |
| figs4u2 | $100.00 | $100.00 | 3/15/2010 5:12:15 PM |
| irrelevant | $25.00 | $25.00 | 3/15/2010 5:17:06 PM |
| cingular | $25.00 | $25.00 | 3/15/2010 5:30:05 PM |
| important-ore | $50.00 | $50.00 | 3/15/2010 5:31:37 PM |
| currency-shaker16 | $100.00 | $100.00 | 3/15/2010 5:50:14 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/15/2010 9:47:54 PM |
| mmckune | $25.00 | $25.00 | 3/15/2010 8:27:16 PM |
| progressive-asset | $100.00 | $100.00 | 3/16/2010 7:20:03 AM |
| mpactlender | $25.00 | $25.00 | 3/16/2010 4:33:03 PM |
| honorable-yield | $50.00 | $50.00 | 3/16/2010 3:05:45 PM |
| payment-piledriver | $25.00 | $25.00 | 3/16/2010 6:28:52 PM |
| hopethisworks | $50.00 | $50.00 | 3/16/2010 8:12:49 PM |
| moola-man | $25.00 | $25.00 | 3/16/2010 10:03:07 PM |
| diversification-medalist | $25.00 | $25.00 | 3/16/2010 9:19:39 PM |
| GElender | $50.00 | $50.00 | 3/17/2010 6:37:31 AM |
| rate-gravity | $100.00 | $100.00 | 3/17/2010 9:33:06 AM |
| chestnut4 | $25.00 | $25.00 | 3/17/2010 9:32:44 AM |
| brazilofmux | $28.36 | $28.36 | 3/17/2010 10:59:36 AM |
| HedgeFund | $40.00 | $40.00 | 3/17/2010 11:12:58 AM |
| micko | $25.00 | $25.00 | 3/17/2010 3:01:38 PM |
| Josta | $50.00 | $50.00 | 3/17/2010 3:04:56 PM |
| visionary-currency | $75.00 | $75.00 | 3/17/2010 3:14:12 PM |
| don8ter | $25.00 | $25.00 | 3/17/2010 6:53:38 PM |
| Imaginos1892 | $75.00 | $75.00 | 3/17/2010 10:07:22 PM |
| BoughtTheFarm | $25.00 | $25.00 | 3/18/2010 8:47:25 AM |
| metro457 | $25.00 | $25.00 | 3/18/2010 8:47:18 AM |
| excellent-nickel | $25.00 | $25.00 | 3/18/2010 9:32:46 AM |
| payment-freshmaker | $25.00 | $25.00 | 3/18/2010 12:18:11 PM |
| supreme-hope | $25.00 | $25.00 | 3/18/2010 11:34:52 AM |
| Supernick | $25.00 | $25.00 | 3/18/2010 12:11:50 PM |
| mikeandcat | $50.00 | $50.00 | 3/18/2010 1:35:39 PM |
| smart-return | $25.00 | $25.00 | 3/18/2010 2:54:49 PM |
| divedude | $25.00 | $25.00 | 3/19/2010 9:35:51 AM |
| dynrep | $100.00 | $100.00 | 3/19/2010 9:41:04 AM |
| exchange-fountain | $25.00 | $25.00 | 3/19/2010 1:00:37 PM |
| Artist_Blue | $25.00 | $25.00 | 3/19/2010 9:28:10 PM |
| aurorafinancial | $50.00 | $50.00 | 3/20/2010 7:57:46 AM |
| Tradesmanlender | $25.00 | $25.00 | 3/20/2010 8:59:31 AM |
| Aquani | $50.00 | $50.00 | 3/20/2010 8:58:23 AM |
| the-silver-blaster | $35.00 | $35.00 | 3/20/2010 9:00:43 AM |
| TheColoradoDon | $25.00 | $25.00 | 3/20/2010 9:01:19 AM |
| dollar-oracle55 | $25.00 | $25.00 | 3/20/2010 9:00:56 AM |
| ualf | $38.77 | $38.77 | 3/20/2010 9:01:10 AM |
| PhalanxBulldog | $25.00 | $25.00 | 3/20/2010 10:38:10 AM |
| adir1 | $25.00 | $25.00 | 3/20/2010 12:49:58 PM |
| leverage-monger | $25.61 | $25.61 | 3/20/2010 1:14:44 PM |
| Realty24 | $100.00 | $17.77 | 3/21/2010 6:33:06 AM |
| JerryB96 | $25.00 | $25.00 | 3/20/2010 9:56:47 PM |
| sensible-fund | $50.00 | $50.00 | 3/21/2010 5:37:29 AM |
| SS123 | $25.00 | $25.00 | 3/21/2010 11:28:21 AM |
| cash-tent | $25.00 | $25.00 | 3/21/2010 11:11:00 AM |
| rescue | $100.00 | $100.00 | 3/21/2010 9:38:07 AM |
| responsibility-mulberry | $25.00 | $25.00 | 3/21/2010 2:52:31 PM |
| jgar_O | $25.00 | $25.00 | 3/21/2010 12:07:14 PM |
| emunah6 | $25.00 | $25.00 | 3/21/2010 1:43:21 PM |
| harmonious-revenue7 | $50.00 | $50.00 | 3/21/2010 5:52:33 PM |
| TCR3 | $25.00 | $25.00 | 3/21/2010 9:12:14 PM |
| TBCapitol | $68.52 | $68.52 | 3/21/2010 11:07:02 PM |
| Onesiphorus | $25.00 | $25.00 | 3/22/2010 8:22:21 AM |
| steely_dan34 | $25.00 | $25.00 | 3/22/2010 9:17:38 AM |
| Rothgoe | $41.28 | $41.28 | 3/22/2010 6:52:17 AM |
| ScottFinance | $25.00 | $25.00 | 3/22/2010 6:56:25 AM |
| principal-laser | $200.00 | $200.00 | 3/22/2010 8:02:03 AM |
| versatile-platinum4 | $25.00 | $25.00 | 3/22/2010 9:32:56 AM |
| kanakakm | $25.00 | $25.00 | 3/22/2010 9:36:21 AM |
| hrubinst | $25.00 | $25.00 | 3/22/2010 9:43:10 AM |
| LongTail | $25.00 | $25.00 | 3/22/2010 9:57:29 AM |
| chicco | $56.00 | $56.00 | 3/22/2010 10:12:10 AM |
| head | $25.00 | $25.00 | 3/22/2010 9:36:08 AM |
| ethicalhumanist | $25.00 | $25.00 | 3/22/2010 10:22:15 AM |
| John_14_6 | $25.00 | $25.00 | 3/22/2010 10:51:36 AM |
| LenderByDay | $25.00 | $25.00 | 3/22/2010 10:28:09 AM |
| Cbgator | $25.00 | $25.00 | 3/22/2010 10:28:11 AM |
| omerta6102 | $28.00 | $28.00 | 3/22/2010 10:55:21 AM |
| selfmademan | $25.00 | $25.00 | 3/22/2010 11:14:44 AM |
| Trimalchio12 | $25.00 | $25.00 | 3/22/2010 11:13:40 AM |
| monticello | $30.00 | $30.00 | 3/22/2010 11:50:45 AM |
| mistertao | $25.00 | $25.00 | 3/22/2010 11:52:48 AM |
| vengy | $25.00 | $25.00 | 3/22/2010 11:52:55 AM |
| nodrivelpls | $25.00 | $25.00 | 3/22/2010 11:33:01 AM |
| bhelgarath | $25.00 | $25.00 | 3/22/2010 11:52:22 AM |
| MakoF16 | $37.21 | $37.21 | 3/22/2010 11:52:50 AM |
| red-favorable-basis | $25.00 | $25.00 | 3/22/2010 11:52:32 AM |
| gristle | $25.00 | $25.00 | 3/22/2010 11:52:54 AM |
| FASTIZIO_P | $25.34 | $25.34 | 3/22/2010 12:27:26 PM |
| Bluebanker | $50.00 | $50.00 | 3/22/2010 1:55:11 PM |
| Aridus | $28.00 | $28.00 | 3/22/2010 2:11:38 PM |
| CarDealer3070 | $25.00 | $25.00 | 3/22/2010 1:57:16 PM |
| Phatt-Daddy | $50.00 | $50.00 | 3/22/2010 3:08:50 PM |
| mhotchan | $100.00 | $100.00 | 3/22/2010 3:25:26 PM |
| stolan | $25.00 | $25.00 | 3/22/2010 3:32:35 PM |
| wild-orange | $25.00 | $25.00 | 3/22/2010 2:38:25 PM |
| haryassman | $25.00 | $25.00 | 3/22/2010 3:43:20 PM |
| leverage-monger | $46.37 | $46.37 | 3/22/2010 2:52:24 PM |
| zeelender | $25.00 | $25.00 | 3/22/2010 3:32:33 PM |
| leverage-monger | $50.00 | $50.00 | 3/22/2010 4:08:20 PM |
| hektek22 | $25.00 | $25.00 | 3/22/2010 4:14:46 PM |
| porwestco | $25.00 | $25.00 | 3/22/2010 3:44:19 PM |
| shrewd-income | $50.00 | $50.00 | 3/22/2010 4:19:06 PM |
| katnmouse | $25.00 | $25.00 | 3/22/2010 3:52:59 PM |
| dblaz5 | $150.00 | $150.00 | 3/22/2010 3:59:50 PM |
| thrilling-nickel5 | $25.00 | $25.00 | 3/22/2010 4:15:17 PM |
| Clambake | $50.00 | $50.00 | 3/15/2010 5:03:40 PM |
| torion | $25.00 | $25.00 | 3/15/2010 5:04:03 PM |
| Avala | $50.00 | $50.00 | 3/15/2010 5:04:20 PM |
| mg6619 | $25.00 | $25.00 | 3/15/2010 5:05:36 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/15/2010 5:06:45 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/15/2010 5:07:14 PM |
| flexible-value | $26.00 | $26.00 | 3/15/2010 5:10:21 PM |
| fightinjoe | $25.00 | $25.00 | 3/15/2010 5:06:10 PM |
| successful-euro | $50.00 | $50.00 | 3/15/2010 5:10:53 PM |
| desertoasis | $25.00 | $25.00 | 3/15/2010 5:13:50 PM |
| integrity-doctor | $50.00 | $50.00 | 3/15/2010 5:11:34 PM |
| AF-Chief | $28.00 | $28.00 | 3/15/2010 5:18:05 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 3/15/2010 5:23:11 PM |
| phredd | $50.00 | $50.00 | 3/15/2010 5:22:22 PM |
| martinnc | $25.00 | $25.00 | 3/15/2010 5:34:37 PM |
| bchen78875 | $25.00 | $25.00 | 3/15/2010 5:52:28 PM |
| lighter | $25.00 | $25.00 | 3/15/2010 8:09:08 PM |
| Streetfighter | $50.00 | $50.00 | 3/16/2010 5:37:37 AM |
| asset-professor | $75.00 | $75.00 | 3/16/2010 7:20:40 AM |
| trade-doughnut5 | $25.00 | $25.00 | 3/16/2010 8:02:24 AM |
| kmr2 | $25.00 | $25.00 | 3/16/2010 6:44:21 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/16/2010 9:33:13 AM |
| cathexis | $100.00 | $100.00 | 3/16/2010 10:23:22 AM |
| happy-asset | $25.00 | $25.00 | 3/16/2010 9:32:54 AM |
| kmfreymi | $25.00 | $25.00 | 3/16/2010 9:38:17 AM |
| inspiring-reward | $150.00 | $150.00 | 3/16/2010 1:12:38 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/16/2010 1:07:34 PM |
| jokerj006 | $25.00 | $25.00 | 3/16/2010 1:12:43 PM |
| srfb973 | $59.08 | $59.08 | 3/16/2010 2:57:34 PM |
| abfs | $25.00 | $25.00 | 3/16/2010 2:50:36 PM |
| julijask | $35.00 | $35.00 | 3/16/2010 3:14:25 PM |
| AndersenWatcher | $25.00 | $25.00 | 3/16/2010 3:27:25 PM |
| durability-halibut | $25.00 | $25.00 | 3/16/2010 3:02:08 PM |
| ScottW | $25.00 | $25.00 | 3/16/2010 6:19:42 PM |
| Speculator | $26.11 | $26.11 | 3/16/2010 6:20:26 PM |
| newgroom422 | $25.00 | $25.00 | 3/17/2010 1:29:19 AM |
| Gabriel02 | $25.00 | $25.00 | 3/17/2010 3:30:48 AM |
| fcukciti | $50.00 | $50.00 | 3/17/2010 5:12:41 AM |
| community-pipeline8 | $50.00 | $50.00 | 3/17/2010 7:50:14 AM |
| success1001 | $25.00 | $25.00 | 3/16/2010 9:07:53 PM |
| mrscenicroute | $25.00 | $25.00 | 3/17/2010 8:22:34 AM |
| Kulchar | $26.34 | $26.34 | 3/16/2010 9:57:19 PM |
| helping-out | $25.00 | $25.00 | 3/17/2010 2:17:56 AM |
| bowdish1 | $25.00 | $25.00 | 3/17/2010 7:22:42 AM |
| rapid-credit428 | $25.00 | $25.00 | 3/17/2010 2:52:53 PM |
| ddog0224 | $25.00 | $25.00 | 3/17/2010 2:14:27 PM |
| Interloper | $35.00 | $35.00 | 3/17/2010 3:03:28 PM |
| Patter256 | $25.00 | $25.00 | 3/17/2010 4:43:22 PM |
| HHP | $25.00 | $25.00 | 3/18/2010 8:44:47 AM |
| devoider | $25.00 | $25.00 | 3/18/2010 4:37:40 PM |
| anton | $58.87 | $58.87 | 3/18/2010 6:13:08 PM |
| cash-tent | $25.00 | $25.00 | 3/18/2010 10:15:06 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/19/2010 5:11:39 AM |
| stockpiler079 | $25.00 | $25.00 | 3/19/2010 8:14:10 AM |
| wise-silver-wonder | $25.00 | $25.00 | 3/19/2010 8:28:24 AM |
| KiwiElf | $25.00 | $25.00 | 3/19/2010 10:49:59 AM |
| elegant-loot | $25.00 | $25.00 | 3/19/2010 4:14:57 PM |
| aldeed | $25.00 | $25.00 | 3/20/2010 9:00:15 AM |
| LKN2RTR | $25.00 | $25.00 | 3/20/2010 11:17:17 AM |
| DasMula | $25.00 | $25.00 | 3/20/2010 10:49:32 AM |
| bjazz | $85.00 | $85.00 | 3/20/2010 6:18:49 PM |
| goblin555 | $25.00 | $25.00 | 3/20/2010 11:58:29 PM |
| worlds-best-diversification589 | $50.00 | $50.00 | 3/20/2010 6:13:32 PM |
| aldenrains | $25.00 | $25.00 | 3/21/2010 7:54:39 AM |
| Nishana | $25.00 | $25.00 | 3/21/2010 8:47:44 AM |
| nakane66 | $25.00 | $25.00 | 3/21/2010 1:48:18 PM |
| mattblizz | $75.00 | $75.00 | 3/21/2010 2:03:12 PM |
| cardelt | $35.00 | $35.00 | 3/21/2010 9:22:30 AM |
| CCIExpress | $25.00 | $25.00 | 3/21/2010 3:58:19 PM |
| wwwUniversal | $25.00 | $25.00 | 3/21/2010 8:18:35 PM |
| engbusres | $30.00 | $30.00 | 3/21/2010 7:19:51 PM |
| gustavholstopus32 | $25.00 | $25.00 | 3/22/2010 5:13:21 AM |
| rockymtbob | $25.00 | $25.00 | 3/22/2010 7:12:38 AM |
| Carpetkid | $25.00 | $25.00 | 3/22/2010 8:07:25 AM |
| rmachi | $25.00 | $25.00 | 3/22/2010 10:03:30 AM |
| lostontheedge | $25.00 | $25.00 | 3/22/2010 9:35:48 AM |
| outtahoth2o | $30.57 | $30.57 | 3/22/2010 9:34:48 AM |
| trade-elm | $25.00 | $25.00 | 3/22/2010 9:46:09 AM |
| Plotinus | $38.11 | $38.11 | 3/22/2010 9:46:46 AM |
| pawnshopman | $25.00 | $25.00 | 3/22/2010 10:28:57 AM |
| assetmanager | $25.00 | $25.00 | 3/22/2010 10:54:54 AM |
| cyberie21 | $28.92 | $28.92 | 3/22/2010 10:55:19 AM |
| reinforced-deal8 | $50.00 | $50.00 | 3/22/2010 10:58:03 AM |
| responsible-investment0 | $50.00 | $50.00 | 3/22/2010 10:59:06 AM |
| IncomeTemple | $26.30 | $26.30 | 3/22/2010 11:13:37 AM |
| tornandfrayed | $25.00 | $25.00 | 3/22/2010 11:15:17 AM |
| Musicman1950 | $25.00 | $25.00 | 3/22/2010 11:15:25 AM |
| TEAM-Jasper | $25.00 | $25.00 | 3/22/2010 11:13:35 AM |
| Tahoeguy | $50.00 | $50.00 | 3/22/2010 11:14:47 AM |
| 350DGRZ | $25.00 | $25.00 | 3/22/2010 11:16:26 AM |
| WolRab | $25.00 | $25.00 | 3/22/2010 11:50:47 AM |
| ALVO | $27.79 | $27.79 | 3/22/2010 11:50:49 AM |
| kashikoe | $25.00 | $25.00 | 3/22/2010 11:52:52 AM |
| PHI4308 | $25.00 | $25.00 | 3/22/2010 11:52:56 AM |
| vacation-funding | $25.00 | $25.00 | 3/22/2010 11:32:22 AM |
| Superc0ld | $41.03 | $41.03 | 3/22/2010 11:33:03 AM |
| mizunoman | $25.00 | $25.00 | 3/22/2010 11:58:51 AM |
| KLCRAY | $50.00 | $50.00 | 3/22/2010 11:52:46 AM |
| Sam65 | $25.00 | $25.00 | 3/22/2010 11:52:35 AM |
| biobulator | $25.00 | $25.00 | 3/22/2010 11:52:43 AM |
| thevogelfamily | $25.00 | $25.00 | 3/22/2010 12:13:11 PM |
| BeemerRider | $25.00 | $25.00 | 3/22/2010 1:30:05 PM |
| mpatrick | $50.00 | $50.00 | 3/22/2010 2:24:31 PM |
| theaterguy | $25.00 | $25.00 | 3/22/2010 2:49:37 PM |
| sharp-return7 | $26.00 | $26.00 | 3/22/2010 3:07:57 PM |
| SimonHova | $25.00 | $25.00 | 3/22/2010 3:32:38 PM |
| sudeep104 | $25.65 | $25.65 | 3/22/2010 4:12:44 PM |
| dano1965 | $25.00 | $25.00 | 3/22/2010 3:52:54 PM |
| 219 bids
|
Borrower Payment Dependent Notes Series
450464
This series of Notes was issued and sold upon the funding of the borrower loan #41472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,100.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $163.08 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $162.65 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 21
/
20 | Length of status: | 22y 0m |
|
Credit score:
| 760-779 (Feb-2010) |
Total credit lines:
| 45 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $22,902 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 57% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| knitter2008 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off High Interest card
Purpose of loan:
This loan will be used to pay off my Capital One account of $5400 which went from 3.74% to 13.90% at the beginning of February.
My financial situation:
I am a good candidate for this loan because I have a full time job which I have had for about 22 years and I work part time mystery shopping to help out with bills and to give me a little cushion. I have had this debt since 2005 and have the ability to pay. The last two years I have paid off about $4000 of this debt. It has gone down considerably. If I get lower interest rates than are on some of my credit cards at the moment I will pay this loan down faster. I got into debt because of this yoga organization that encourages you to do expensive trainings. I am no longer a member of this organization. I also had some car repairs. In the last 3 years my debt has been going down instead of up. I want to keep it that way. Because of the new credit card most of my credit cards have been raising their rate at least on part of what I owe.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 3/15/2010 4:51:24 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/15/2010 5:02:44 PM |
| Clambake | $50.00 | $50.00 | 3/15/2010 5:03:45 PM |
| skuba | $25.00 | $25.00 | 3/15/2010 5:01:23 PM |
| mg6619 | $25.00 | $25.00 | 3/15/2010 5:05:31 PM |
| jokerj006 | $25.00 | $25.00 | 3/15/2010 5:06:53 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/15/2010 5:11:04 PM |
| nletunic | $25.00 | $25.00 | 3/15/2010 5:11:57 PM |
| Vegasjim | $25.00 | $25.00 | 3/15/2010 5:16:14 PM |
| AF-Chief | $28.00 | $28.00 | 3/15/2010 5:17:59 PM |
| phredd | $50.00 | $50.00 | 3/15/2010 5:22:19 PM |
| progressive-asset | $100.00 | $100.00 | 3/15/2010 5:27:42 PM |
| top-silver-american | $25.00 | $25.00 | 3/15/2010 5:27:57 PM |
| mrscenicroute | $25.00 | $25.00 | 3/15/2010 5:29:36 PM |
| important-ore | $50.00 | $50.00 | 3/15/2010 5:31:31 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/15/2010 5:31:14 PM |
| Fingar | $25.00 | $25.00 | 3/15/2010 5:32:40 PM |
| a-social-nebula | $25.00 | $25.00 | 3/15/2010 5:35:49 PM |
| bkwest01 | $100.00 | $100.00 | 3/15/2010 5:36:11 PM |
| Speculator | $100.00 | $100.00 | 3/15/2010 5:37:08 PM |
| RandyL3 | $33.00 | $33.00 | 3/15/2010 5:37:48 PM |
| a-goal-bill | $25.00 | $25.00 | 3/15/2010 5:38:02 PM |
| Vetrepreneur | $25.00 | $25.00 | 3/15/2010 5:32:45 PM |
| kmfreymi | $25.00 | $25.00 | 3/15/2010 5:38:54 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/15/2010 5:39:12 PM |
| currency-zenith | $50.00 | $50.00 | 3/15/2010 5:40:14 PM |
| Microfinancer | $25.00 | $25.00 | 3/15/2010 5:40:22 PM |
| durability-balance4 | $50.00 | $50.00 | 3/15/2010 5:35:18 PM |
| nanda | $25.00 | $25.00 | 3/15/2010 5:40:40 PM |
| investment-oasis | $25.00 | $25.00 | 3/15/2010 5:39:24 PM |
| buraky | $25.00 | $25.00 | 3/15/2010 5:39:30 PM |
| SBT | $50.00 | $50.00 | 3/15/2010 5:39:32 PM |
| success1001 | $50.00 | $50.00 | 3/15/2010 5:40:00 PM |
| uwinwewin | $25.00 | $25.00 | 3/15/2010 5:40:18 PM |
| bold-durability-drum | $25.00 | $25.00 | 3/15/2010 5:40:27 PM |
| community-pipeline8 | $50.00 | $50.00 | 3/15/2010 5:52:31 PM |
| lighter | $25.00 | $25.00 | 3/15/2010 8:09:03 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/15/2010 9:47:48 PM |
| Adino | $25.00 | $25.00 | 3/15/2010 9:08:51 PM |
| Streetfighter | $50.00 | $50.00 | 3/16/2010 5:37:29 AM |
| webfeet | $25.00 | $25.00 | 3/16/2010 7:13:00 AM |
| brutusbone | $25.00 | $25.00 | 3/16/2010 5:57:43 AM |
| OrcaFIN | $25.00 | $25.00 | 3/15/2010 11:48:57 PM |
| antrux | $25.00 | $25.00 | 3/16/2010 9:32:26 AM |
| cathexis | $100.00 | $100.00 | 3/16/2010 10:23:17 AM |
| wise-handy-finance | $25.00 | $25.00 | 3/16/2010 11:32:28 AM |
| Cheburashka | $25.00 | $25.00 | 3/16/2010 10:48:16 AM |
| tranquil-diversification8 | $25.00 | $25.00 | 3/16/2010 11:32:40 AM |
| SPB | $25.00 | $25.00 | 3/16/2010 11:37:27 AM |
| retiresecure | $50.00 | $50.00 | 3/16/2010 11:41:16 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/16/2010 6:04:43 PM |
| jwood3030 | $25.00 | $25.00 | 3/17/2010 3:22:41 AM |
| mhotchan | $100.00 | $100.00 | 3/18/2010 11:17:03 PM |
| webfeet | $25.00 | $25.00 | 3/19/2010 8:14:30 AM |
| himanshuko | $25.00 | $25.00 | 3/19/2010 12:59:58 PM |
| Kelor99 | $25.00 | $25.00 | 3/19/2010 4:20:25 PM |
| crw1950 | $50.00 | $50.00 | 3/20/2010 4:11:48 PM |
| grampy48 | $50.00 | $50.00 | 3/22/2010 8:16:48 AM |
| EmeritusX | $25.00 | $25.00 | 3/22/2010 11:25:30 AM |
| jybank | $25.00 | $25.00 | 3/22/2010 11:55:42 AM |
| haryassman | $25.00 | $25.00 | 3/22/2010 3:47:12 PM |
| Charmart | $25.00 | $25.00 | 3/22/2010 4:21:26 PM |
| thrilling-nickel5 | $25.00 | $25.00 | 3/22/2010 4:28:20 PM |
| torion | $25.00 | $25.00 | 3/15/2010 5:03:55 PM |
| Avala | $50.00 | $50.00 | 3/15/2010 5:04:15 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/15/2010 5:06:17 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/15/2010 5:07:10 PM |
| macjp123 | $25.00 | $25.00 | 3/15/2010 5:03:21 PM |
| personal-lender | $25.00 | $25.00 | 3/15/2010 5:05:05 PM |
| delicious-social132 | $25.00 | $25.00 | 3/15/2010 5:05:14 PM |
| turbospeed | $25.00 | $25.00 | 3/15/2010 5:10:05 PM |
| fightinjoe | $25.00 | $25.00 | 3/15/2010 5:06:06 PM |
| flexible-value | $26.00 | $26.00 | 3/15/2010 5:10:24 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/15/2010 5:06:40 PM |
| integrity-doctor | $50.00 | $50.00 | 3/15/2010 5:11:24 PM |
| figs4u2 | $100.00 | $100.00 | 3/15/2010 5:12:09 PM |
| cordial-funds8 | $25.00 | $25.00 | 3/15/2010 5:13:22 PM |
| desertoasis | $25.00 | $25.00 | 3/15/2010 5:13:45 PM |
| inspiring-reward | $150.00 | $150.00 | 3/15/2010 5:15:33 PM |
| satisfying-durability | $25.00 | $25.00 | 3/15/2010 5:12:29 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 3/15/2010 5:23:04 PM |
| Gabriel02 | $25.00 | $25.00 | 3/15/2010 5:17:14 PM |
| kmr2 | $250.00 | $250.00 | 3/15/2010 5:25:44 PM |
| RetiredATC | $25.00 | $25.00 | 3/15/2010 5:25:55 PM |
| asset-professor | $75.00 | $75.00 | 3/15/2010 5:27:36 PM |
| inventive-wealth2 | $25.00 | $25.00 | 3/15/2010 5:29:40 PM |
| vacaerol | $25.00 | $25.00 | 3/15/2010 5:31:02 PM |
| wellsfrugal | $25.00 | $25.00 | 3/15/2010 5:32:42 PM |
| martinnc | $25.00 | $25.00 | 3/15/2010 5:34:33 PM |
| nunnie | $25.00 | $25.00 | 3/15/2010 5:34:47 PM |
| ddog0224 | $25.00 | $25.00 | 3/15/2010 5:35:31 PM |
| tenacious-commitment6 | $25.00 | $25.00 | 3/15/2010 5:37:01 PM |
| wahoo-trader | $25.00 | $25.00 | 3/15/2010 5:37:05 PM |
| intelligent-yield | $25.00 | $25.00 | 3/15/2010 5:36:52 PM |
| uprising35 | $25.00 | $25.00 | 3/15/2010 5:32:32 PM |
| ktfritz | $25.00 | $25.00 | 3/15/2010 5:39:05 PM |
| thunderd | $25.00 | $25.00 | 3/15/2010 5:39:21 PM |
| MissionMicroFinance | $25.00 | $25.00 | 3/15/2010 5:39:40 PM |
| MoneyMA | $25.00 | $25.00 | 3/15/2010 5:39:53 PM |
| shiny-revenue | $25.00 | $25.00 | 3/15/2010 5:39:43 PM |
| tripnosis | $25.00 | $25.00 | 3/15/2010 5:40:04 PM |
| leodaguy | $25.00 | $25.00 | 3/15/2010 5:40:11 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/15/2010 5:40:07 PM |
| redrock007 | $25.00 | $25.00 | 3/15/2010 5:40:35 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/15/2010 5:39:37 PM |
| lender12345 | $25.00 | $25.00 | 3/15/2010 6:10:33 PM |
| zeraphm | $25.00 | $25.00 | 3/15/2010 5:41:15 PM |
| spark548 | $50.00 | $50.00 | 3/15/2010 8:54:07 PM |
| restless-currency | $32.10 | $32.10 | 3/15/2010 8:54:08 PM |
| RMB-Investments | $25.00 | $25.00 | 3/15/2010 9:27:18 PM |
| trade-doughnut5 | $25.00 | $25.00 | 3/16/2010 8:02:20 AM |
| happy-asset | $25.00 | $25.00 | 3/16/2010 9:32:48 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/16/2010 9:33:10 AM |
| gracej | $25.00 | $25.00 | 3/16/2010 11:14:00 AM |
| jigsaw | $100.00 | $100.00 | 3/16/2010 11:21:06 AM |
| 1phantom | $25.00 | $25.00 | 3/16/2010 11:31:34 AM |
| gavinfh | $25.00 | $25.00 | 3/16/2010 11:32:41 AM |
| bchen78875 | $25.00 | $25.00 | 3/16/2010 11:33:00 AM |
| momsgirls | $50.00 | $50.00 | 3/16/2010 12:16:15 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/16/2010 11:20:46 AM |
| Havana21 | $34.56 | $34.56 | 3/16/2010 11:56:16 AM |
| Phantom99 | $25.00 | $19.07 | 3/16/2010 12:03:10 PM |
| generous-deal6 | $52.38 | $52.38 | 3/18/2010 2:17:47 PM |
| UncleSafety | $75.00 | $75.00 | 3/18/2010 1:36:37 PM |
| surfsider123 | $25.00 | $25.00 | 3/18/2010 4:59:42 PM |
| dreamhope | $25.00 | $25.00 | 3/19/2010 7:33:38 AM |
| TURNTEX75 | $67.22 | $67.22 | 3/19/2010 4:56:15 PM |
| Dollars4Rent | $25.00 | $25.00 | 3/20/2010 1:55:05 PM |
| JerryB96 | $25.00 | $25.00 | 3/20/2010 10:01:17 PM |
| mattblizz | $25.00 | $25.00 | 3/21/2010 2:26:25 PM |
| ASG_NECO | $27.67 | $27.67 | 3/21/2010 1:08:50 PM |
| mitcha1 | $25.00 | $25.00 | 3/22/2010 12:30:57 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/22/2010 1:13:04 PM |
| toocautious | $55.00 | $55.00 | 3/22/2010 12:43:09 PM |
| Astyanax | $30.00 | $30.00 | 3/22/2010 12:44:33 PM |
| wwwUniversal | $25.00 | $25.00 | 3/22/2010 1:42:07 PM |
| wild-orange | $25.00 | $25.00 | 3/22/2010 2:41:06 PM |
| 137 bids
|
Borrower Payment Dependent Notes Series
450606
This series of Notes was issued and sold upon the funding of the borrower loan #41462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-24-2010 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 10.34% |
Starting monthly payment:
| $161.34 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $157.37 |
| |
|
Auction yield range:
| 3.04% - 9.00% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 5m |
|
Credit score:
| 800-819 (Mar-2010) |
Total credit lines:
| 9 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,997 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 26% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| wldct |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit card
Purpose of loan:
This loan will be used to pay off some credit card debt I ran up.? I just bought a house and didn't fully expect all the expenses that came along with it.? Since a bigger chunk of my income now goes to my housing payment, I have less to pay towards this debt (well more than the minimum payment - just not enough to pay it off as quickly as I'd like).
My financial situation:
I am a good candidate for this loan because I have a very stable job, pretty stable expenses (now that the house has been built into my budget.)? I envision paying this off as quickly as possible (including using whatever tax refund I may get toward it) so you'll have the money back to re-invest.
Also, I've been a lender on Prosper for over a year and have grown to appreciate the community and environment it provides.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $50.00 | $50.00 | 3/17/2010 10:01:03 AM |
| cash-sensai2 | $25.00 | $25.00 | 3/17/2010 10:13:33 AM |
| fightinjoe | $25.00 | $25.00 | 3/17/2010 10:14:47 AM |
| asset-professor | $100.00 | $100.00 | 3/17/2010 10:14:23 AM |
| delicious-social132 | $40.00 | $40.00 | 3/17/2010 10:16:58 AM |
| flexible-value | $31.00 | $31.00 | 3/17/2010 10:17:04 AM |
| bonus-adventure3 | $25.00 | $25.00 | 3/17/2010 10:19:57 AM |
| restless-currency | $25.00 | $25.00 | 3/17/2010 10:27:47 AM |
| successful-euro | $75.00 | $75.00 | 3/17/2010 10:26:00 AM |
| scrappy-bonus2 | $30.00 | $30.00 | 3/17/2010 10:29:45 AM |
| satisfying-durability | $25.00 | $25.00 | 3/17/2010 10:27:36 AM |
| bigballer105 | $50.00 | $50.00 | 3/17/2010 10:23:55 AM |
| turbospeed | $25.00 | $25.00 | 3/17/2010 10:25:02 AM |
| highcountry1 | $25.00 | $25.00 | 3/17/2010 10:34:51 AM |
| GElender | $50.00 | $50.00 | 3/17/2010 10:38:47 AM |
| Sam65 | $25.00 | $25.00 | 3/17/2010 10:34:49 AM |
| trucklawyer | $25.00 | $25.00 | 3/17/2010 10:41:59 AM |
| morpholog | $25.00 | $25.00 | 3/17/2010 10:38:40 AM |
| TakeCare | $50.00 | $50.00 | 3/17/2010 10:44:28 AM |
| buckyhead2000 | $25.00 | $25.00 | 3/17/2010 10:39:37 AM |
| Patter256 | $25.00 | $25.00 | 3/17/2010 10:54:30 AM |
| js60l | $25.00 | $25.00 | 3/17/2010 10:36:45 AM |
| loan-warrior | $25.00 | $25.00 | 3/17/2010 10:45:10 AM |
| johngaltline | $25.00 | $25.00 | 3/17/2010 10:41:29 AM |
| StrongMoney | $25.00 | $25.00 | 3/17/2010 10:56:02 AM |
| rmachi | $25.00 | $25.00 | 3/17/2010 10:57:59 AM |
| otter | $25.00 | $25.00 | 3/17/2010 10:54:51 AM |
| bayareainv | $52.73 | $52.73 | 3/17/2010 10:57:29 AM |
| ADenny | $25.00 | $25.00 | 3/17/2010 10:57:34 AM |
| RandyL3 | $33.00 | $33.00 | 3/17/2010 12:00:19 PM |
| secret-santa | $25.00 | $16.04 | 3/17/2010 10:58:41 AM |
| fair_rates | $25.00 | $25.00 | 3/17/2010 12:15:15 PM |
| dma1206 | $25.00 | $25.00 | 3/17/2010 6:09:14 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 3/17/2010 6:40:55 PM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 6:42:20 PM |
| BaxterSandy | $25.00 | $25.00 | 3/17/2010 7:03:11 PM |
| Cherrypicker | $35.00 | $35.00 | 3/17/2010 8:08:50 PM |
| webfeet | $50.00 | $50.00 | 3/18/2010 9:30:39 AM |
| plbquic | $25.00 | $25.00 | 3/18/2010 11:41:08 AM |
| worlds-best-diversification589 | $50.00 | $50.00 | 3/18/2010 9:49:09 PM |
| svandals | $57.81 | $57.81 | 3/19/2010 2:33:35 PM |
| gsp1885 | $26.00 | $26.00 | 3/19/2010 6:03:04 PM |
| haryassman | $25.00 | $25.00 | 3/22/2010 3:48:28 PM |
| grampy48 | $25.00 | $25.00 | 3/22/2010 4:10:20 PM |
| kf88 | $30.00 | $30.00 | 3/22/2010 4:36:48 PM |
| diverse-transparency | $36.45 | $36.45 | 3/22/2010 5:21:08 PM |
| happyjackbak | $25.00 | $25.00 | 3/22/2010 5:21:55 PM |
| hilsoon | $25.00 | $25.00 | 3/22/2010 5:34:07 PM |
| favorite-commerce | $25.00 | $25.00 | 3/22/2010 8:33:11 PM |
| freetolive | $25.00 | $25.00 | 3/22/2010 9:07:54 PM |
| mozzarella | $25.00 | $25.00 | 3/22/2010 9:31:00 PM |
| JDLanier | $25.00 | $25.00 | 3/23/2010 9:47:35 AM |
| dmitriy2 | $25.00 | $25.00 | 3/23/2010 11:19:07 AM |
| wild_carrot | $25.00 | $25.00 | 3/23/2010 10:58:18 AM |
| redtilapia | $25.00 | $25.00 | 3/23/2010 12:11:53 PM |
| witness18 | $200.00 | $200.00 | 3/23/2010 3:07:46 PM |
| loanman2007 | $75.00 | $75.00 | 3/23/2010 1:03:47 PM |
| NoNameLender | $53.48 | $53.48 | 3/23/2010 4:33:37 PM |
| YummiBear | $25.00 | $25.00 | 3/23/2010 6:59:32 PM |
| Damostuff | $25.00 | $25.00 | 3/23/2010 7:34:00 PM |
| felicity-loyalist0 | $50.00 | $50.00 | 3/24/2010 5:09:04 AM |
| Spiv_51 | $25.00 | $25.00 | 3/24/2010 1:41:22 AM |
| khamlagirl | $25.00 | $25.00 | 3/24/2010 5:21:06 AM |
| BankofPaul | $75.00 | $75.00 | 3/24/2010 6:00:13 AM |
| BSr | $25.00 | $25.00 | 3/24/2010 8:59:25 AM |
| PBanker | $25.00 | $25.00 | 3/24/2010 9:39:23 AM |
| StocksMan | $50.00 | $50.00 | 3/24/2010 9:54:25 AM |
| ArashMass | $30.00 | $30.00 | 3/17/2010 10:06:35 AM |
| skuba | $50.00 | $50.00 | 3/17/2010 10:14:24 AM |
| Microfinancer | $25.00 | $25.00 | 3/17/2010 10:14:13 AM |
| credit-force5 | $25.00 | $25.00 | 3/17/2010 10:19:01 AM |
| AFairDeal | $25.00 | $25.00 | 3/17/2010 10:24:26 AM |
| interest-exec9 | $25.00 | $25.00 | 3/17/2010 10:24:39 AM |
| inspired-contract9 | $50.00 | $50.00 | 3/17/2010 10:23:14 AM |
| bchen78875 | $50.00 | $50.00 | 3/17/2010 10:24:50 AM |
| lendersf | $95.00 | $95.00 | 3/17/2010 10:20:33 AM |
| nletunic | $25.00 | $25.00 | 3/17/2010 10:27:18 AM |
| personal-lender | $25.00 | $25.00 | 3/17/2010 10:30:40 AM |
| Guerrilla_Man | $25.00 | $25.00 | 3/17/2010 10:35:30 AM |
| cingular | $25.00 | $25.00 | 3/17/2010 10:32:16 AM |
| peace-cadence | $25.00 | $25.00 | 3/17/2010 10:38:35 AM |
| lender987654321 | $25.00 | $25.00 | 3/17/2010 10:29:32 AM |
| yertle9 | $25.00 | $25.00 | 3/17/2010 10:35:47 AM |
| important-ore | $100.00 | $100.00 | 3/17/2010 10:31:06 AM |
| laniac | $50.00 | $50.00 | 3/17/2010 10:31:14 AM |
| grallu | $50.00 | $50.00 | 3/17/2010 10:36:41 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/17/2010 10:38:07 AM |
| useful-currency | $25.00 | $25.00 | 3/17/2010 10:34:18 AM |
| cjohnson041 | $35.00 | $35.00 | 3/17/2010 10:35:34 AM |
| Blue_HorseShoe | $25.00 | $25.00 | 3/17/2010 10:43:38 AM |
| donloah | $25.00 | $25.00 | 3/17/2010 10:57:56 AM |
| pipopirate | $25.00 | $25.00 | 3/17/2010 10:58:03 AM |
| Kame | $25.00 | $25.00 | 3/17/2010 10:39:39 AM |
| KWarrior | $25.00 | $25.00 | 3/17/2010 11:10:23 AM |
| Phantom99 | $25.00 | $25.00 | 3/17/2010 10:58:04 AM |
| BankofBen | $25.00 | $25.00 | 3/17/2010 10:58:16 AM |
| djs81 | $25.00 | $25.00 | 3/17/2010 10:58:29 AM |
| tsui517 | $25.00 | $25.00 | 3/17/2010 10:58:40 AM |
| thedoctor | $25.41 | $25.41 | 3/17/2010 10:57:31 AM |
| ebusinessagent | $25.00 | $25.00 | 3/17/2010 10:58:01 AM |
| KiwiElf | $30.00 | $30.00 | 3/17/2010 10:58:21 AM |
| Futurero | $25.00 | $25.00 | 3/17/2010 10:58:38 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 3/17/2010 2:01:27 PM |
| interstellar | $50.00 | $50.00 | 3/17/2010 6:41:13 PM |
| investmentgroup | $25.00 | $25.00 | 3/17/2010 6:26:37 PM |
| blot44 | $25.00 | $25.00 | 3/17/2010 9:17:24 PM |
| otalon | $25.00 | $25.00 | 3/18/2010 11:39:48 AM |
| springpanda | $25.00 | $25.00 | 3/18/2010 12:49:03 PM |
| surfsider123 | $25.00 | $25.00 | 3/18/2010 5:00:52 PM |
| lender5150 | $25.00 | $25.00 | 3/19/2010 6:23:29 AM |
| octoberfresh | $25.00 | $25.00 | 3/19/2010 8:08:21 AM |
| webfeet | $25.00 | $25.00 | 3/19/2010 9:01:46 AM |
| GoGators01 | $25.00 | $25.00 | 3/19/2010 12:49:54 PM |
| iruz | $57.85 | $57.85 | 3/19/2010 4:14:38 PM |
| Kelor99 | $25.00 | $25.00 | 3/19/2010 4:22:16 PM |
| a-shiny-dime | $25.00 | $25.00 | 3/19/2010 8:47:26 PM |
| JDLanier | $25.00 | $25.00 | 3/20/2010 12:30:43 PM |
| swissbanker | $25.00 | $25.00 | 3/21/2010 2:38:35 PM |
| matthewrburk | $95.23 | $95.23 | 3/21/2010 3:18:12 PM |
| isfahanian | $25.00 | $25.00 | 3/21/2010 5:32:42 PM |
| thrilling-nickel5 | $25.00 | $25.00 | 3/22/2010 4:45:18 PM |
| BankofBeth | $25.00 | $25.00 | 3/22/2010 5:03:54 PM |
| stock_speculator | $25.00 | $25.00 | 3/22/2010 5:22:03 PM |
| Patrician | $25.00 | $25.00 | 3/22/2010 5:32:29 PM |
| agab | $25.00 | $25.00 | 3/22/2010 5:28:48 PM |
| dbanwart | $25.00 | $25.00 | 3/23/2010 4:14:18 AM |
| Chewbaca | $25.00 | $25.00 | 3/23/2010 6:21:29 AM |
| malcolmreynolds | $25.00 | $25.00 | 3/23/2010 8:21:02 AM |
| Astyanax | $40.00 | $40.00 | 3/23/2010 12:40:58 PM |
| lepolgr | $50.00 | $50.00 | 3/23/2010 11:59:05 AM |
| njmlaj726 | $25.00 | $25.00 | 3/23/2010 1:13:46 PM |
| sturdy-rate3 | $25.00 | $25.00 | 3/23/2010 3:06:00 PM |
| jybank | $25.00 | $25.00 | 3/23/2010 3:14:25 PM |
| elevated-finance | $25.00 | $25.00 | 3/23/2010 5:58:14 PM |
| grampy48 | $25.00 | $25.00 | 3/23/2010 7:13:12 PM |
| Oakland | $50.00 | $50.00 | 3/24/2010 5:42:39 AM |
| JerryB96 | $25.00 | $25.00 | 3/24/2010 5:16:43 AM |
| dynamic-fairness | $25.00 | $25.00 | 3/24/2010 9:39:19 AM |
| IceFisherman | $100.00 | $100.00 | 3/24/2010 9:40:36 AM |
| nickel-master | $25.00 | $25.00 | 3/24/2010 9:45:10 AM |
| OCLend | $25.00 | $25.00 | 3/24/2010 9:39:21 AM |
| rce1964 | $25.00 | $25.00 | 3/24/2010 9:41:11 AM |
| Memphis-King | $50.00 | $50.00 | 3/24/2010 9:46:05 AM |
| 143 bids
|
Borrower Payment Dependent Notes Series
450682
This series of Notes was issued and sold upon the funding of the borrower loan #41478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-24-2010 |
|
|
Starting lender yield:
| 8.48% |
Starting borrower rate/APR:
| 9.48% / 9.82% |
Starting monthly payment:
| $320.24 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $319.40 |
| |
|
Auction yield range:
| 3.04% - 8.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
7 | Length of status: | 7y 6m |
|
Credit score:
| 800-819 (Mar-2010) |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,897 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 21% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| jakestone |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off credit cards that raised the rates that are unacceptable.
My financial situation:
I am a good candidate for this loan because I honor all my debts and will have a car paid off in May 2010 with a payment of 340.00 a month which could be applied to the loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $50.00 | $50.00 | 3/17/2010 10:01:02 AM |
| cash-sensai2 | $25.00 | $25.00 | 3/17/2010 10:13:35 AM |
| bonus-adventure3 | $25.00 | $25.00 | 3/17/2010 10:19:55 AM |
| asset-professor | $100.00 | $100.00 | 3/17/2010 10:14:22 AM |
| skuba | $50.00 | $50.00 | 3/17/2010 10:14:25 AM |
| AFairDeal | $25.00 | $25.00 | 3/17/2010 10:24:25 AM |
| lender987654321 | $25.00 | $25.00 | 3/17/2010 10:29:31 AM |
| useful-currency | $25.00 | $25.00 | 3/17/2010 10:34:17 AM |
| js60l | $25.00 | $25.00 | 3/17/2010 10:36:46 AM |
| a-social-nebula | $25.00 | $25.00 | 3/17/2010 10:33:32 AM |
| GElender | $50.00 | $50.00 | 3/17/2010 10:38:49 AM |
| loan-warrior | $25.00 | $25.00 | 3/17/2010 10:45:09 AM |
| Patter256 | $25.00 | $25.00 | 3/17/2010 10:54:32 AM |
| djs81 | $25.00 | $25.00 | 3/17/2010 10:58:30 AM |
| Kame | $25.00 | $25.00 | 3/17/2010 11:12:32 AM |
| MarinLoans | $25.00 | $25.00 | 3/17/2010 11:25:57 AM |
| TK4 | $25.00 | $25.00 | 3/17/2010 11:50:40 AM |
| wise-silver-wonder | $25.00 | $25.00 | 3/17/2010 12:24:37 PM |
| ADenny | $25.00 | $25.00 | 3/17/2010 2:34:17 PM |
| Cai8899 | $75.00 | $75.00 | 3/17/2010 5:02:44 PM |
| bayareainv | $100.00 | $100.00 | 3/17/2010 6:10:28 PM |
| fotep-financial | $25.00 | $25.00 | 3/17/2010 6:08:42 PM |
| thedoctor | $90.00 | $90.00 | 3/17/2010 6:10:30 PM |
| highcountry1 | $25.00 | $25.00 | 3/17/2010 5:37:22 PM |
| klinebarger | $25.00 | $25.00 | 3/17/2010 6:40:58 PM |
| gogmagog | $45.93 | $45.93 | 3/17/2010 6:41:10 PM |
| anton | $150.00 | $150.00 | 3/17/2010 6:41:28 PM |
| rjblack | $50.00 | $50.00 | 3/17/2010 6:41:54 PM |
| credit-investor5 | $80.12 | $80.12 | 3/17/2010 6:41:29 PM |
| grampy48 | $25.00 | $25.00 | 3/17/2010 6:11:05 PM |
| keyfig | $38.77 | $38.77 | 3/17/2010 6:12:07 PM |
| red-favorable-basis | $25.00 | $25.00 | 3/17/2010 6:42:49 PM |
| scott73 | $25.00 | $25.00 | 3/17/2010 6:42:38 PM |
| honorable-yield | $75.00 | $75.00 | 3/17/2010 6:42:47 PM |
| ClearLake | $25.00 | $25.00 | 3/17/2010 6:47:38 PM |
| chilichese | $25.00 | $25.00 | 3/17/2010 6:53:40 PM |
| ray1051 | $25.00 | $25.00 | 3/17/2010 7:52:23 PM |
| kchen486 | $25.00 | $25.00 | 3/18/2010 6:22:21 AM |
| LKN2RTR | $25.00 | $25.00 | 3/18/2010 9:34:16 AM |
| Tradesmanlender | $25.00 | $25.00 | 3/18/2010 10:25:35 AM |
| DadWarbucks | $25.00 | $25.00 | 3/18/2010 10:25:53 AM |
| contract-lotus | $25.00 | $25.00 | 3/18/2010 9:32:56 AM |
| GenerousGentleMan | $50.00 | $50.00 | 3/18/2010 9:34:51 AM |
| johannesfactotum | $25.00 | $25.00 | 3/18/2010 11:12:39 AM |
| Trigirl23 | $25.00 | $25.00 | 3/18/2010 12:33:43 PM |
| tsui517 | $25.00 | $25.00 | 3/18/2010 12:34:20 PM |
| looney-toon | $25.00 | $25.00 | 3/18/2010 12:34:27 PM |
| stensonb | $25.00 | $25.00 | 3/18/2010 11:59:37 AM |
| jct_enterprises | $25.00 | $25.00 | 3/18/2010 11:59:45 AM |
| pawsitive | $25.00 | $25.00 | 3/18/2010 12:44:10 PM |
| adhawan325 | $25.00 | $25.00 | 3/18/2010 12:45:49 PM |
| sisterkate | $25.00 | $25.00 | 3/18/2010 12:10:07 PM |
| All_Wins | $25.00 | $25.00 | 3/18/2010 1:09:01 PM |
| sajitk | $25.00 | $25.00 | 3/18/2010 1:17:34 PM |
| Mark-O-Polo | $25.00 | $25.00 | 3/18/2010 11:52:25 AM |
| zeelender | $25.00 | $25.00 | 3/18/2010 12:10:48 PM |
| SourDoughSteve | $25.00 | $25.00 | 3/18/2010 12:52:41 PM |
| jeffc92 | $32.14 | $32.14 | 3/18/2010 12:33:48 PM |
| j2ee | $25.00 | $25.00 | 3/18/2010 2:14:02 PM |
| Sigonio | $25.00 | $25.00 | 3/18/2010 12:45:56 PM |
| japper2353 | $25.00 | $25.00 | 3/18/2010 12:52:50 PM |
| pseudokris | $25.00 | $25.00 | 3/18/2010 1:09:32 PM |
| woodenshoes | $25.00 | $25.00 | 3/18/2010 1:17:44 PM |
| TriSail | $25.00 | $25.00 | 3/18/2010 1:49:01 PM |
| Aleut | $25.00 | $25.00 | 3/18/2010 2:48:32 PM |
| cny_loans | $25.00 | $25.00 | 3/18/2010 3:04:12 PM |
| rulender | $39.98 | $39.98 | 3/18/2010 3:51:00 PM |
| steely_dan34 | $25.00 | $25.00 | 3/18/2010 3:26:11 PM |
| markwms | $25.00 | $25.00 | 3/18/2010 3:32:28 PM |
| alexstar | $25.00 | $25.00 | 3/18/2010 4:22:34 PM |
| QuinMccoy | $25.00 | $25.00 | 3/18/2010 4:23:23 PM |
| degster | $25.00 | $25.00 | 3/18/2010 4:27:38 PM |
| dansarkis | $25.00 | $25.00 | 3/18/2010 4:27:08 PM |
| lostontheedge | $25.00 | $25.00 | 3/18/2010 4:37:39 PM |
| discrete-asset | $25.00 | $25.00 | 3/18/2010 4:37:33 PM |
| Eudyptes | $50.00 | $50.00 | 3/18/2010 4:41:22 PM |
| Guerrilla_Man | $25.00 | $25.00 | 3/18/2010 4:54:51 PM |
| engaging-worth | $30.00 | $30.00 | 3/18/2010 4:55:25 PM |
| fiddlerzvi | $25.00 | $25.00 | 3/18/2010 5:02:50 PM |
| compassion-paladin042 | $25.00 | $25.00 | 3/18/2010 7:37:17 PM |
| divedude | $25.00 | $25.00 | 3/18/2010 7:37:24 PM |
| focused-wampum | $25.00 | $25.00 | 3/18/2010 9:52:15 PM |
| gsp1885 | $26.95 | $26.95 | 3/19/2010 12:37:57 AM |
| djh47a | $25.00 | $25.00 | 3/18/2010 8:53:07 PM |
| ganoman21 | $25.00 | $25.00 | 3/19/2010 1:08:21 AM |
| bhelgarath | $25.00 | $25.00 | 3/19/2010 6:12:15 AM |
| KeepOnRunning | $50.00 | $50.00 | 3/19/2010 9:34:38 AM |
| Hoov | $25.00 | $25.00 | 3/19/2010 9:34:50 AM |
| thegreatone | $62.56 | $62.56 | 3/19/2010 10:57:50 AM |
| Zoramite | $25.00 | $25.00 | 3/19/2010 11:22:59 AM |
| monstersdad | $41.30 | $41.30 | 3/19/2010 11:39:23 AM |
| reefer | $27.63 | $27.63 | 3/19/2010 12:12:34 PM |
| jjb3 | $25.00 | $25.00 | 3/19/2010 11:41:37 AM |
| trucklawyer | $25.00 | $25.00 | 3/19/2010 11:47:50 AM |
| xphile | $25.00 | $25.00 | 3/19/2010 12:12:53 PM |
| chipperjohnson | $36.09 | $36.09 | 3/19/2010 12:59:24 PM |
| GrayStudio | $50.00 | $50.00 | 3/19/2010 1:08:31 PM |
| meux99 | $25.00 | $25.00 | 3/19/2010 1:17:18 PM |
| goodguy2000 | $25.00 | $25.00 | 3/19/2010 3:37:47 PM |
| diverse2 | $30.00 | $30.00 | 3/19/2010 4:57:14 PM |
| budyzr | $25.00 | $25.00 | 3/19/2010 9:07:16 PM |
| hayhelp | $25.00 | $25.00 | 3/19/2010 9:07:14 PM |
| Namrok | $25.00 | $25.00 | 3/20/2010 5:52:24 AM |
| reinforced-reward | $25.00 | $25.00 | 3/19/2010 10:57:12 PM |
| tatsuo20001 | $25.00 | $25.00 | 3/20/2010 5:52:23 AM |
| QuantumLobster | $25.00 | $25.00 | 3/20/2010 8:53:32 AM |
| bikingbtb | $25.00 | $25.00 | 3/20/2010 8:53:34 AM |
| Red4Golf | $25.00 | $25.00 | 3/20/2010 8:53:41 AM |
| Hutpit | $40.00 | $40.00 | 3/20/2010 7:47:33 AM |
| titaniumtommy | $25.00 | $25.00 | 3/20/2010 8:54:39 AM |
| sail120 | $25.00 | $25.00 | 3/20/2010 8:55:28 AM |
| flexiboy35 | $25.00 | $25.00 | 3/20/2010 8:57:07 AM |
| FASTIZIO_P | $33.33 | $33.33 | 3/20/2010 8:57:13 AM |
| Maccs55 | $25.00 | $25.00 | 3/20/2010 8:56:38 AM |
| raxbab | $28.32 | $28.32 | 3/20/2010 9:13:16 AM |
| pulmdoc | $25.00 | $25.00 | 3/20/2010 10:28:10 AM |
| selector568 | $400.00 | $400.00 | 3/20/2010 10:37:33 AM |
| Veggie_Monkey | $25.00 | $25.00 | 3/20/2010 11:47:30 AM |
| social-comet7 | $25.00 | $25.00 | 3/20/2010 12:52:15 PM |
| Hexnut | $25.76 | $25.76 | 3/20/2010 1:27:16 PM |
| lucky6 | $25.00 | $25.00 | 3/20/2010 8:22:12 PM |
| Scott0007 | $25.00 | $25.00 | 3/20/2010 8:47:14 PM |
| rescue | $424.78 | $424.78 | 3/21/2010 7:47:54 AM |
| aasx1108 | $25.00 | $25.00 | 3/21/2010 2:52:38 PM |
| Feline_Parent | $25.00 | $25.00 | 3/21/2010 11:08:24 AM |
| mjjjrj | $25.00 | $25.00 | 3/21/2010 3:02:47 PM |
| Octavian315 | $35.00 | $35.00 | 3/21/2010 3:22:16 PM |
| Tasselhoff | $25.00 | $25.00 | 3/21/2010 5:47:26 PM |
| jscope | $25.00 | $25.00 | 3/21/2010 8:22:14 PM |
| bobby4u3 | $25.00 | $25.00 | 3/21/2010 9:27:26 PM |
| Debt2Freedom | $25.00 | $25.00 | 3/21/2010 11:27:16 PM |
| randomguy100 | $25.00 | $25.00 | 3/21/2010 11:27:18 PM |
| ILfarmboy | $50.56 | $50.56 | 3/22/2010 5:43:18 AM |
| gain-seagull9 | $25.00 | $25.00 | 3/22/2010 6:27:59 AM |
| Nishana | $25.00 | $25.00 | 3/22/2010 9:17:17 AM |
| bold-careful-finance | $25.00 | $25.00 | 3/22/2010 9:33:23 AM |
| Sitgarath | $25.00 | $25.00 | 3/22/2010 9:34:37 AM |
| spenrod | $50.00 | $50.00 | 3/22/2010 10:02:39 AM |
| ebusinessagent | $25.00 | $25.00 | 3/22/2010 10:19:57 AM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 3/22/2010 10:27:25 AM |
| FlexFunding | $100.00 | $100.00 | 3/22/2010 10:48:55 AM |
| Dave0 | $25.00 | $25.00 | 3/22/2010 10:50:15 AM |
| Schuld66 | $25.00 | $22.99 | 3/22/2010 10:50:58 AM |
| ferdberfel | $50.00 | $50.00 | 3/23/2010 3:22:54 AM |
| marshallmanhattan | $25.00 | $25.00 | 3/23/2010 6:29:11 AM |
| jybank | $25.00 | $25.00 | 3/23/2010 3:12:11 PM |
| NoNameLender | $50.00 | $50.00 | 3/23/2010 4:36:14 PM |
| wwwUniversal | $25.00 | $25.00 | 3/23/2010 4:05:25 PM |
| Patrician | $43.35 | $43.35 | 3/23/2010 4:56:38 PM |
| WillingToHelpOut | $25.00 | $25.00 | 3/23/2010 7:33:04 PM |
| Spiv_51 | $50.00 | $50.00 | 3/24/2010 1:38:15 AM |
| fightinjoe | $25.00 | $25.00 | 3/17/2010 10:14:46 AM |
| Microfinancer | $25.00 | $25.00 | 3/17/2010 10:14:13 AM |
| delicious-social132 | $40.00 | $40.00 | 3/17/2010 10:16:57 AM |
| flexible-value | $31.00 | $31.00 | 3/17/2010 10:17:06 AM |
| lendersf | $95.00 | $95.00 | 3/17/2010 10:20:32 AM |
| credit-force5 | $25.00 | $25.00 | 3/17/2010 10:19:00 AM |
| inspired-contract9 | $50.00 | $50.00 | 3/17/2010 10:23:13 AM |
| bigballer105 | $50.00 | $50.00 | 3/17/2010 10:23:54 AM |
| nletunic | $25.00 | $25.00 | 3/17/2010 10:27:18 AM |
| bchen78875 | $49.56 | $49.56 | 3/17/2010 10:24:51 AM |
| successful-euro | $75.00 | $75.00 | 3/17/2010 10:25:59 AM |
| cjohnson041 | $35.00 | $35.00 | 3/17/2010 10:35:34 AM |
| cingular | $25.00 | $25.00 | 3/17/2010 10:32:16 AM |
| restless-currency | $25.00 | $25.00 | 3/17/2010 10:27:46 AM |
| scrappy-bonus2 | $30.00 | $30.00 | 3/17/2010 10:29:45 AM |
| community-pipeline8 | $50.00 | $50.00 | 3/17/2010 10:30:13 AM |
| important-ore | $100.00 | $100.00 | 3/17/2010 10:31:04 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/17/2010 10:38:07 AM |
| Blue_HorseShoe | $25.00 | $25.00 | 3/17/2010 10:43:38 AM |
| rmachi | $25.00 | $25.00 | 3/17/2010 10:58:00 AM |
| KiwiElf | $30.00 | $30.00 | 3/17/2010 10:58:23 AM |
| morpholog | $25.00 | $25.00 | 3/17/2010 11:01:13 AM |
| otter | $25.00 | $25.00 | 3/17/2010 10:54:50 AM |
| BankofBen | $25.00 | $25.00 | 3/17/2010 10:58:15 AM |
| jwood3030 | $25.00 | $25.00 | 3/17/2010 10:43:29 AM |
| TakeCare | $50.00 | $50.00 | 3/17/2010 10:44:27 AM |
| BiggestG | $25.00 | $25.00 | 3/17/2010 10:59:39 AM |
| interest-exec9 | $25.00 | $25.00 | 3/17/2010 12:25:49 PM |
| buckyhead2000 | $25.00 | $25.00 | 3/17/2010 11:12:29 AM |
| don8ter | $49.64 | $49.64 | 3/17/2010 12:57:46 PM |
| credit-coach118 | $40.00 | $40.00 | 3/17/2010 1:23:15 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/17/2010 2:02:39 PM |
| Phantom99 | $25.00 | $25.00 | 3/17/2010 3:22:38 PM |
| Castellan | $25.00 | $25.00 | 3/17/2010 6:10:50 PM |
| courteous-fund9 | $25.00 | $25.00 | 3/17/2010 5:19:20 PM |
| mjm77_1 | $25.00 | $25.00 | 3/17/2010 6:41:22 PM |
| Sam65 | $25.00 | $25.00 | 3/17/2010 6:41:00 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 3/17/2010 6:41:18 PM |
| mikeandcat | $100.00 | $100.00 | 3/17/2010 6:41:27 PM |
| Divot | $25.00 | $25.00 | 3/17/2010 6:42:50 PM |
| fcukciti | $50.00 | $50.00 | 3/18/2010 3:57:25 AM |
| Captain88 | $25.00 | $25.00 | 3/18/2010 5:02:10 AM |
| Zipperdu | $50.00 | $50.00 | 3/18/2010 9:16:05 AM |
| payogie | $25.00 | $25.00 | 3/18/2010 9:32:33 AM |
| nytrnbow | $25.00 | $25.00 | 3/18/2010 11:28:13 AM |
| mizount | $25.00 | $25.00 | 3/18/2010 12:10:10 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/18/2010 12:18:41 PM |
| yertle9 | $25.00 | $25.00 | 3/18/2010 10:39:33 AM |
| totoro | $25.00 | $25.00 | 3/18/2010 11:44:35 AM |
| dumbass | $25.00 | $25.00 | 3/18/2010 1:17:41 PM |
| BludAx | $25.00 | $25.00 | 3/18/2010 1:23:45 PM |
| spname | $25.00 | $25.00 | 3/18/2010 2:32:35 PM |
| Banker7371 | $25.00 | $25.00 | 3/18/2010 1:49:54 PM |
| nhm | $50.00 | $50.00 | 3/18/2010 12:53:08 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/18/2010 2:34:10 PM |
| ChicoBob | $40.69 | $40.69 | 3/18/2010 2:48:35 PM |
| Artist_Blue | $25.00 | $25.00 | 3/18/2010 1:18:17 PM |
| langdonx | $25.00 | $25.00 | 3/18/2010 2:32:59 PM |
| Natronpee | $25.00 | $25.00 | 3/18/2010 3:07:26 PM |
| mathprof | $25.00 | $25.00 | 3/18/2010 1:49:04 PM |
| flwah | $25.00 | $25.00 | 3/18/2010 3:24:14 PM |
| OLYVRC | $25.00 | $25.00 | 3/18/2010 3:32:39 PM |
| Jassi | $25.00 | $25.00 | 3/18/2010 3:32:57 PM |
| _kyle | $25.00 | $25.00 | 3/18/2010 2:39:56 PM |
| pubnat | $25.00 | $25.00 | 3/18/2010 4:22:29 PM |
| YellowJacket | $25.00 | $25.00 | 3/18/2010 4:22:41 PM |
| kmwvma | $25.00 | $25.00 | 3/18/2010 4:27:51 PM |
| PaulW | $25.00 | $25.00 | 3/18/2010 4:21:07 PM |
| bid-papyrus | $25.00 | $25.00 | 3/18/2010 4:22:19 PM |
| revmax | $25.00 | $25.00 | 3/18/2010 4:40:46 PM |
| Eagledrop | $25.00 | $25.00 | 3/18/2010 4:37:36 PM |
| kanakakm | $50.00 | $50.00 | 3/18/2010 6:03:16 PM |
| skvat | $25.00 | $25.00 | 3/18/2010 7:58:36 PM |
| IncomeTemple | $25.00 | $25.00 | 3/19/2010 12:03:45 AM |
| Rivervale_Westwood | $25.00 | $25.00 | 3/19/2010 6:18:57 AM |
| responsibility-euphoria0 | $25.00 | $25.00 | 3/19/2010 9:33:47 AM |
| transparency-halo | $25.00 | $25.00 | 3/19/2010 9:34:04 AM |
| rmsyvt | $25.00 | $25.00 | 3/19/2010 9:32:51 AM |
| Cherrypicker | $50.00 | $50.00 | 3/19/2010 11:22:28 AM |
| wbahl | $25.00 | $25.00 | 3/19/2010 11:22:53 AM |
| bugleusmc | $25.22 | $25.22 | 3/19/2010 11:39:21 AM |
| slojudy | $25.00 | $25.00 | 3/19/2010 11:39:18 AM |
| outtahoth2o | $25.32 | $25.32 | 3/19/2010 12:38:01 PM |
| head | $25.00 | $25.00 | 3/19/2010 1:27:52 PM |
| payment-gusto | $25.00 | $25.00 | 3/19/2010 2:27:40 PM |
| seattleslug | $30.00 | $30.00 | 3/19/2010 1:47:21 PM |
| tylerfd | $25.00 | $25.00 | 3/19/2010 2:42:38 PM |
| JJS180 | $25.00 | $25.00 | 3/19/2010 4:28:03 PM |
| chief219 | $25.00 | $25.00 | 3/19/2010 5:22:12 PM |
| JonnyCash | $25.00 | $25.00 | 3/19/2010 7:43:44 PM |
| dlshap | $25.00 | $25.00 | 3/19/2010 8:52:55 PM |
| radforj22 | $25.00 | $25.00 | 3/20/2010 3:22:24 AM |
| grampy48 | $25.00 | $25.00 | 3/20/2010 3:51:08 AM |
| Thecozychick | $25.00 | $25.00 | 3/19/2010 10:37:27 PM |
| mlbox3k | $25.00 | $25.00 | 3/20/2010 6:37:12 AM |
| LTR | $25.00 | $25.00 | 3/20/2010 5:52:15 AM |
| thryn | $25.00 | $25.00 | 3/20/2010 8:53:42 AM |
| L-vex | $25.00 | $25.00 | 3/20/2010 8:55:09 AM |
| TheSaltBoilers | $25.00 | $25.00 | 3/20/2010 8:55:12 AM |
| bazaar-tulip | $25.00 | $25.00 | 3/20/2010 8:56:09 AM |
| gotyourgear | $25.00 | $25.00 | 3/20/2010 8:55:38 AM |
| panthernoelle | $25.00 | $25.00 | 3/20/2010 8:53:30 AM |
| jam96 | $25.00 | $25.00 | 3/20/2010 8:54:29 AM |
| AgTiPinisher | $25.00 | $25.00 | 3/20/2010 8:55:29 AM |
| nofreelunch | $25.00 | $25.00 | 3/20/2010 8:56:13 AM |
| zyztemboy | $25.00 | $25.00 | 3/20/2010 9:13:17 AM |
| sensible-trade | $25.00 | $25.00 | 3/20/2010 10:28:12 AM |
| vtr1000 | $25.51 | $25.51 | 3/20/2010 9:13:19 AM |
| ctgscott | $25.00 | $25.00 | 3/20/2010 10:44:16 AM |
| minista | $25.00 | $25.00 | 3/20/2010 10:38:14 AM |
| MC_ | $27.50 | $27.50 | 3/20/2010 8:03:42 PM |
| CERTIFIED | $100.00 | $100.00 | 3/21/2010 8:30:50 AM |
| brainy-dedication | $25.00 | $25.00 | 3/21/2010 9:27:28 AM |
| authentic-diversification | $25.00 | $25.00 | 3/21/2010 11:39:31 AM |
| Sixmil | $25.00 | $25.00 | 3/21/2010 3:22:14 PM |
| aldenrains | $25.00 | $25.00 | 3/21/2010 12:43:13 PM |
| Railbird | $25.00 | $25.00 | 3/21/2010 3:22:15 PM |
| LoisLoan | $25.00 | $25.00 | 3/21/2010 3:33:37 PM |
| onlyinchicago | $25.00 | $25.00 | 3/21/2010 11:27:19 PM |
| Bearls | $25.00 | $25.00 | 3/21/2010 8:22:13 PM |
| drysdale-sd | $25.00 | $25.00 | 3/22/2010 6:47:49 AM |
| StWaldo | $25.00 | $25.00 | 3/22/2010 9:33:00 AM |
| versatile-platinum4 | $25.00 | $25.00 | 3/22/2010 9:33:42 AM |
| trade-cello | $25.00 | $25.00 | 3/22/2010 9:34:25 AM |
| stolan | $25.00 | $25.00 | 3/22/2010 9:34:26 AM |
| chief_wo | $25.00 | $25.00 | 3/22/2010 10:19:48 AM |
| pawnshopman | $25.00 | $25.00 | 3/22/2010 10:23:59 AM |
| lowestghost | $25.00 | $25.00 | 3/22/2010 10:27:22 AM |
| bruin558 | $80.00 | $80.00 | 3/22/2010 10:49:05 AM |
| rajs | $100.00 | $100.00 | 3/22/2010 12:34:20 PM |
| suburbanman64 | $35.00 | $35.00 | 3/22/2010 6:18:12 PM |
| interstellar | $50.00 | $50.00 | 3/23/2010 11:07:58 AM |
| Ven58 | $25.00 | $25.00 | 3/23/2010 12:15:53 PM |
| Aridus | $25.00 | $25.00 | 3/23/2010 2:01:14 PM |
| flshdaskll | $25.00 | $25.00 | 3/23/2010 7:18:45 PM |
| 286 bids
|
Borrower Payment Dependent Notes Series
450828
This series of Notes was issued and sold upon the funding of the borrower loan #41444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Mar-18-2010 |
| |
Auction end date:
| Mar-25-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 36.00% / 40.18% |
Starting monthly payment:
| $45.80 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 32.00% / 36.08% |
Final monthly payment:
| $43.55 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 16.08% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.92% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1982 |
Debt/Income ratio:
| 36% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 4
/
4 | Length of status: | 16y 5m |
|
Credit score:
| 600-619 (Mar-2010) |
Total credit lines:
| 11 |
Occupation: | Other |
|
Now delinquent:
| 4 |
Revolving credit balance:
| $13,064 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $6,423 |
Bankcard utilization:
| 92% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| aklamoo |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 96% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 1
( 4% )
| 600-619
(Feb-2010)
640-659
(Feb-2008)
|
|
Principal balance:
| $1,131.91 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Extensive Dental work
Purpose of loan:
This loan will be used to?
?My Dental Insurance does not cover all
of the Dental work that need to be done
My financial situation:
I am a good candidate for this loan because
I have been paying the other loan?
Monthly net income: $
2100-23 with overtime
Monthly expenses: $
??Housing: $ 800
??Insurance: $ 60
??Car expenses: $ 80
??Utilities: $ 150
??Phone, cable, internet: $?100??Food, entertainment: $?200??Clothing, household expenses $ 40
??Credit cards and other loans: $?100
??Other expenses: $? total
?? Total $1540.00 a mo approx.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $25.00 | $25.00 | 3/18/2010 7:49:18 PM |
| rate-farm3 | $282.28 | $282.28 | 3/22/2010 2:39:17 PM |
| tcbmc | $25.00 | $10.60 | 3/24/2010 9:08:00 AM |
| Feyenoord | $25.00 | $25.00 | 3/24/2010 7:26:08 PM |
| Spotdo | $25.00 | $25.00 | 3/24/2010 8:43:00 PM |
| DonDiego | $25.00 | $25.00 | 3/25/2010 12:38:16 AM |
| vigilance-searcher | $25.00 | $25.00 | 3/25/2010 2:59:13 AM |
| realtormoises | $25.00 | $25.00 | 3/25/2010 10:00:16 AM |
| best-listing-toro | $25.00 | $25.00 | 3/25/2010 3:35:29 PM |
| durability-high-five | $25.00 | $25.00 | 3/25/2010 4:19:18 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 3/25/2010 4:19:32 PM |
| kinetic-social | $25.00 | $25.00 | 3/25/2010 4:13:12 PM |
| winmals | $25.00 | $25.00 | 3/22/2010 2:46:42 PM |
| return-grizzly | $100.00 | $100.00 | 3/22/2010 10:39:58 PM |
| twjh | $25.00 | $25.00 | 3/24/2010 3:58:01 PM |
| supreme-hope | $25.00 | $25.00 | 3/25/2010 1:14:04 AM |
| Leshan | $25.00 | $25.00 | 3/25/2010 6:48:06 AM |
| Land_on_your_feet | $32.12 | $32.12 | 3/25/2010 11:03:29 AM |
| serene-capital | $25.00 | $25.00 | 3/25/2010 3:43:44 PM |
| ultimate-peace | $200.00 | $200.00 | 3/25/2010 4:18:09 PM |
| 20 bids
|
Borrower Payment Dependent Notes Series
450924
This series of Notes was issued and sold upon the funding of the borrower loan #41554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Mar-19-2010 |
| |
Auction end date:
| Mar-24-2010 |
|
|
Starting lender yield:
| 13.03% |
Starting borrower rate/APR:
| 14.03% / 16.19% |
Starting monthly payment:
| $205.15 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $204.63 |
| |
|
Auction yield range:
| 6.04% - 13.03% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 2
/
2 | Length of status: | 20y 2m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 15 |
Occupation: | Biologist |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,096 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 77% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| powerful-repayment6 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Asbestos removal
Purpose of loan:
This loan will be used to? remove asbestos we found buried on our property.? After relocating to another state with my company, my wife and I purchased a beautiful older home.? We were told that the house had had asbestos siding that was removed by a contractor when the new siding was installed.? Last week I found some of the asbestos siding buried on our property.? While the old owners will eventually have to pay for the abatement, I need to have the asbestos removed from the property now so our dogs can go outside off leash and our two cats can go back outside.
My financial situation:
I am a good candidate for this loan because? I have?a low amount of?credit card debt.? I own my home and I have worked for the same government agency for 20 years.? I pay my bills on time.? Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| satisfying-durability | $25.00 | $25.00 | 3/19/2010 3:54:13 PM |
| AF-Chief | $28.00 | $28.00 | 3/19/2010 3:54:28 PM |
| fairhelper | $25.00 | $25.00 | 3/19/2010 3:52:32 PM |
| Avala | $50.00 | $50.00 | 3/19/2010 3:59:27 PM |
| delicious-social132 | $25.00 | $25.00 | 3/19/2010 3:59:46 PM |
| torion | $25.00 | $25.00 | 3/19/2010 3:59:21 PM |
| successful-euro | $50.00 | $50.00 | 3/19/2010 4:00:42 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/19/2010 4:00:16 PM |
| important-ore | $50.00 | $50.00 | 3/19/2010 4:01:08 PM |
| desertoasis | $50.00 | $50.00 | 3/19/2010 4:02:35 PM |
| exchange-fountain | $25.00 | $25.00 | 3/19/2010 4:05:00 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/19/2010 6:17:50 PM |
| jed919 | $25.00 | $25.00 | 3/19/2010 8:57:14 PM |
| figs4u2 | $36.00 | $36.00 | 3/19/2010 9:13:25 PM |
| Binan | $25.00 | $25.00 | 3/20/2010 4:44:01 AM |
| macjp123 | $25.00 | $25.00 | 3/20/2010 4:46:23 AM |
| cathexis | $100.00 | $100.00 | 3/20/2010 5:42:23 AM |
| Tahoeguy | $29.37 | $29.37 | 3/20/2010 6:52:21 AM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/20/2010 4:46:26 AM |
| aurorafinancial | $50.00 | $50.00 | 3/20/2010 7:58:11 AM |
| progressive-asset | $25.00 | $25.00 | 3/20/2010 7:12:16 AM |
| Fingar | $25.00 | $25.00 | 3/20/2010 9:03:01 AM |
| 1phantom | $40.00 | $40.00 | 3/20/2010 9:02:34 AM |
| nletunic | $25.00 | $25.00 | 3/20/2010 9:02:27 AM |
| auction-elvis | $25.00 | $25.00 | 3/20/2010 11:12:48 AM |
| income-excellence1 | $25.00 | $25.00 | 3/20/2010 1:57:45 PM |
| runner262 | $25.00 | $25.00 | 3/20/2010 2:48:19 PM |
| loan-master996 | $50.00 | $50.00 | 3/20/2010 2:48:41 PM |
| phaded | $25.00 | $25.00 | 3/20/2010 4:12:50 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 3/20/2010 4:12:53 PM |
| maschinenbau | $25.00 | $25.00 | 3/20/2010 1:37:16 PM |
| empire9 | $25.00 | $25.00 | 3/20/2010 4:13:09 PM |
| hope-eagle6 | $25.00 | $25.00 | 3/20/2010 4:12:40 PM |
| gold-sushi | $25.00 | $25.00 | 3/20/2010 4:13:17 PM |
| Kilolani | $25.00 | $25.00 | 3/20/2010 4:12:51 PM |
| tpq | $25.00 | $25.00 | 3/20/2010 4:13:02 PM |
| supreme-hope | $25.00 | $25.00 | 3/20/2010 4:13:34 PM |
| mikrolown | $25.00 | $25.00 | 3/20/2010 4:13:14 PM |
| inspiring-reward | $150.00 | $150.00 | 3/20/2010 4:13:39 PM |
| useful-p2ploan | $30.48 | $30.48 | 3/20/2010 4:13:18 PM |
| trade-doughnut5 | $25.00 | $25.00 | 3/20/2010 4:14:07 PM |
| KillerHOO | $35.00 | $35.00 | 3/20/2010 4:13:25 PM |
| wahoo-trader | $25.00 | $25.00 | 3/20/2010 4:13:33 PM |
| redrock007 | $25.00 | $25.00 | 3/20/2010 4:14:18 PM |
| rapid-credit428 | $25.00 | $25.00 | 3/20/2010 4:14:00 PM |
| gracej | $25.00 | $25.00 | 3/20/2010 4:14:23 PM |
| gnuey | $25.00 | $25.00 | 3/20/2010 2:17:19 PM |
| martinnc | $25.00 | $25.00 | 3/20/2010 4:14:16 PM |
| treasure-bliss | $100.00 | $100.00 | 3/20/2010 4:14:30 PM |
| currency-zenith | $50.00 | $50.00 | 3/20/2010 4:14:19 PM |
| nanda | $25.00 | $25.00 | 3/20/2010 4:14:25 PM |
| BuffetRocks | $50.00 | $50.00 | 3/20/2010 4:14:27 PM |
| intelligent-yield | $25.00 | $25.00 | 3/20/2010 4:14:32 PM |
| YLlama | $25.00 | $25.00 | 3/20/2010 3:37:14 PM |
| integrity-broker | $25.00 | $25.00 | 3/20/2010 5:37:18 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 3/20/2010 4:12:55 PM |
| rate-gravity | $100.00 | $100.00 | 3/20/2010 4:13:04 PM |
| likeable-value | $25.00 | $25.00 | 3/20/2010 4:13:11 PM |
| mathomas3 | $30.25 | $30.25 | 3/20/2010 4:13:27 PM |
| 3am-preacher | $25.00 | $25.00 | 3/20/2010 4:13:33 PM |
| happy-asset | $25.00 | $25.00 | 3/20/2010 4:14:08 PM |
| Banker7371 | $25.00 | $25.00 | 3/20/2010 4:14:15 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/20/2010 4:14:19 PM |
| top-silver-american | $25.00 | $25.00 | 3/20/2010 4:14:24 PM |
| GreenMind | $25.00 | $25.00 | 3/20/2010 6:32:16 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/20/2010 4:14:31 PM |
| frobin | $25.00 | $25.00 | 3/20/2010 6:42:21 PM |
| teller | $25.00 | $25.00 | 3/20/2010 9:02:15 PM |
| loner001 | $25.00 | $25.00 | 3/20/2010 6:57:12 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/21/2010 6:44:48 AM |
| bondhedger | $25.00 | $25.00 | 3/20/2010 11:07:14 PM |
| SBT | $39.39 | $39.39 | 3/21/2010 6:44:47 AM |
| brutusbone | $25.00 | $25.00 | 3/21/2010 7:07:17 AM |
| triumph329 | $35.00 | $27.05 | 3/21/2010 7:07:22 AM |
| felicity-loyalist0 | $100.00 | $100.00 | 3/21/2010 4:39:24 PM |
| grampy48 | $50.00 | $50.00 | 3/22/2010 8:13:32 AM |
| orbiter614 | $47.82 | $47.82 | 3/22/2010 12:14:46 PM |
| Ciphernetic | $25.00 | $25.00 | 3/22/2010 1:54:30 PM |
| dwh-50 | $100.00 | $100.00 | 3/22/2010 5:35:24 PM |
| thrilling-nickel5 | $25.00 | $25.00 | 3/22/2010 5:31:08 PM |
| stockpiler079 | $25.00 | $25.00 | 3/22/2010 5:39:50 PM |
| qkinger | $50.00 | $50.00 | 3/22/2010 10:33:57 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 3/23/2010 10:48:16 AM |
| one-midas | $25.00 | $25.00 | 3/23/2010 1:08:53 PM |
| personal-lender | $25.00 | $25.00 | 3/19/2010 3:59:44 PM |
| Clambake | $50.00 | $50.00 | 3/19/2010 3:59:18 PM |
| fightinjoe | $25.00 | $25.00 | 3/19/2010 4:00:10 PM |
| integrity-doctor | $50.00 | $50.00 | 3/19/2010 4:00:47 PM |
| chestnut4 | $25.00 | $25.00 | 3/19/2010 4:01:33 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/19/2010 4:00:20 PM |
| HHP | $25.00 | $25.00 | 3/19/2010 4:02:22 PM |
| HedgeFund | $40.00 | $40.00 | 3/19/2010 4:01:44 PM |
| ddog0224 | $25.00 | $25.00 | 3/19/2010 4:01:51 PM |
| don8ter | $25.00 | $25.00 | 3/19/2010 4:03:55 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/19/2010 4:03:31 PM |
| unforgettable-order9 | $63.11 | $63.11 | 3/19/2010 6:17:49 PM |
| gulch | $25.00 | $25.00 | 3/19/2010 7:42:28 PM |
| ngmansfield | $25.00 | $25.00 | 3/19/2010 7:27:15 PM |
| glenmailman | $25.00 | $25.00 | 3/19/2010 7:37:17 PM |
| mg6619 | $25.00 | $25.00 | 3/20/2010 4:46:20 AM |
| flexible-value | $26.00 | $26.00 | 3/20/2010 4:46:34 AM |
| preventivepestcontrol | $75.00 | $75.00 | 3/20/2010 8:46:33 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/20/2010 7:42:18 AM |
| hitsman | $50.00 | $50.00 | 3/20/2010 9:02:36 AM |
| Vetrepreneur | $25.00 | $25.00 | 3/20/2010 9:03:00 AM |
| DJC4 | $25.00 | $25.00 | 3/20/2010 9:13:54 AM |
| kmfreymi | $25.00 | $25.00 | 3/20/2010 9:02:15 AM |
| kmr2 | $46.19 | $46.19 | 3/20/2010 9:03:02 AM |
| the-money-gargantuan | $25.00 | $25.00 | 3/20/2010 12:32:52 PM |
| rromanchuk | $25.00 | $25.00 | 3/20/2010 1:42:13 PM |
| melodious-fairness | $25.00 | $25.00 | 3/20/2010 2:49:07 PM |
| Frugal | $25.00 | $25.00 | 3/20/2010 4:12:52 PM |
| mrrc7498 | $100.00 | $100.00 | 3/20/2010 4:12:54 PM |
| thrifty-peso | $25.00 | $25.00 | 3/20/2010 4:13:06 PM |
| durability-mad-scientist4 | $48.93 | $48.93 | 3/20/2010 4:13:13 PM |
| thunderd | $25.00 | $25.00 | 3/20/2010 4:13:19 PM |
| fcukciti | $50.00 | $50.00 | 3/20/2010 4:13:01 PM |
| IamSparticus | $25.00 | $25.00 | 3/20/2010 4:13:12 PM |
| time4aloan | $41.40 | $41.40 | 3/20/2010 4:13:35 PM |
| CAGE-Investments | $63.89 | $63.89 | 3/20/2010 4:13:16 PM |
| Lilred7879 | $30.02 | $30.02 | 3/20/2010 4:13:40 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/20/2010 4:14:07 PM |
| Adino | $25.00 | $25.00 | 3/20/2010 4:13:28 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/20/2010 4:14:16 PM |
| medan20356 | $25.00 | $25.00 | 3/20/2010 4:13:38 PM |
| success1001 | $50.00 | $50.00 | 3/20/2010 4:14:20 PM |
| Streetfighter | $50.00 | $50.00 | 3/20/2010 4:14:08 PM |
| asset-professor | $75.00 | $75.00 | 3/20/2010 4:14:28 PM |
| wise-handy-finance | $25.00 | $25.00 | 3/20/2010 4:14:18 PM |
| investment-oasis | $25.00 | $25.00 | 3/20/2010 4:14:22 PM |
| RetiredATC | $25.00 | $25.00 | 3/20/2010 4:14:26 PM |
| bold-durability-drum | $25.00 | $25.00 | 3/20/2010 4:14:29 PM |
| commitment-farm | $25.00 | $25.00 | 3/20/2010 4:17:17 PM |
| zeraphm | $25.00 | $25.00 | 3/20/2010 4:14:32 PM |
| tallmon | $25.00 | $25.00 | 3/20/2010 2:49:54 PM |
| dumbass | $25.00 | $25.00 | 3/20/2010 3:37:13 PM |
| oaktown23 | $50.00 | $50.00 | 3/20/2010 4:13:00 PM |
| unix_jedi | $50.00 | $50.00 | 3/20/2010 4:13:08 PM |
| trade-watcher | $25.00 | $25.00 | 3/20/2010 4:13:13 PM |
| tenacious-commitment6 | $25.00 | $25.00 | 3/20/2010 4:13:20 PM |
| dsfoundation | $25.00 | $25.00 | 3/20/2010 4:13:32 PM |
| restless-currency | $32.10 | $32.10 | 3/20/2010 4:13:41 PM |
| BlindJoeDeath | $25.00 | $25.00 | 3/20/2010 4:14:17 PM |
| uwinwewin | $25.00 | $25.00 | 3/20/2010 4:14:21 PM |
| Microfinancer | $25.00 | $25.00 | 3/20/2010 4:14:28 PM |
| newest-zippy-note | $25.00 | $25.00 | 3/20/2010 6:37:14 PM |
| greenback-amplifier | $25.00 | $25.00 | 3/20/2010 8:43:41 PM |
| KB4UF | $25.00 | $25.00 | 3/20/2010 6:02:11 PM |
| visionary-community | $25.00 | $25.00 | 3/20/2010 10:07:27 PM |
| LibertyCPA | $25.00 | $25.00 | 3/20/2010 11:07:13 PM |
| lighter | $25.00 | $25.00 | 3/21/2010 7:07:16 AM |
| Stack23 | $25.00 | $25.00 | 3/20/2010 10:07:28 PM |
| the-aggresive-principal | $25.00 | $25.00 | 3/21/2010 7:07:18 AM |
| oceanwind1950 | $25.00 | $25.00 | 3/21/2010 5:58:34 AM |
| inventive-wealth2 | $25.00 | $25.00 | 3/21/2010 7:07:20 AM |
| JABank | $25.00 | $25.00 | 3/21/2010 9:25:27 AM |
| hyeholdings | $25.00 | $25.00 | 3/21/2010 8:10:50 AM |
| heerzaquestion | $50.00 | $50.00 | 3/21/2010 10:07:04 AM |
| marala4285 | $25.00 | $25.00 | 3/21/2010 8:06:57 PM |
| rajs | $250.00 | $250.00 | 3/22/2010 11:08:00 AM |
| cash-boots | $50.00 | $50.00 | 3/22/2010 7:39:56 PM |
| BenOrt | $25.00 | $25.00 | 3/23/2010 8:05:34 AM |
| unitedins | $25.00 | $25.00 | 3/23/2010 12:26:24 PM |
| jehopper5 | $25.00 | $25.00 | 3/23/2010 4:36:34 PM |
| dogbait | $50.00 | $50.00 | 3/23/2010 5:42:35 PM |
| hidavehi | $25.00 | $25.00 | 3/23/2010 7:07:23 PM |
| diversification-medalist | $50.00 | $50.00 | 3/23/2010 11:30:07 PM |
| 167 bids
|
Borrower Payment Dependent Notes Series
450930
This series of Notes was issued and sold upon the funding of the borrower loan #41551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Mar-19-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 13.03% |
Starting borrower rate/APR:
| 14.03% / 16.19% |
Starting monthly payment:
| $222.25 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $221.68 |
| |
|
Auction yield range:
| 6.04% - 13.03% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 13
/
13 | Length of status: | 4y 0m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 21 |
Occupation: | Civil Service |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $1,250 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 10% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 8 | | | | |
|
Screen name:
| AboveAverage |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 0
( 0% )
| 760-779
(Aug-2009)
660-679
(Jul-2008)
620-639
(Apr-2008)
580-599
(Dec-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
Remove Negative Equity
Purpose of loan:
Remove the Negative Equity from my exisiting Car loan so that I can then refinance with my bank, who will give me an excellent rate. In fact it will be so low, the combined payment of this loan, and my note will be substantially lower than if I were paying my current lender. I have never been late on my note, nor have I been late?on any bills.?
My financial situation:
The public record on file is a PAID tax lien. There was a terrible misunderstanding between me, the IRS and the accountant who filed during the 2005 year. Needless to say, it has been rectifiied, but it will fall off in November 2014. The only other bad mark on my Experian is a student loan that was late back when I had difficulty paying bills due to layoffs during the 9/11 era. I have since been in stable employment for the last 7 years, 4 of which is with my current employer. I have substantial assets in my pension and 457(b) as well as savings. I have learned my lesson when it comes to defaulting on a loan, and the fact that I hold a mortgage that I've always been paying on testifies to that fact. This would be my second Prosper loan, and I also plan on paying it off as soon as possible, like the last loan. Because of the amount,?unlike the last loan, I will?allow?myself to allow this listing to be bid down a bit (please! LOL.) ?This loan will probably take a little longer to pay off?than before, but I can definitely promise current and on time payments. I am a very good investment, and my credit history will speak for itself. I will answer any questions that have not been addressed here concerning my loan. Thank you for your consideration. BTW my revolving credit lines have been paid as of today. I only use my credit cards when I have cash on hand (or will have cash). I have never been late on my credit cards NOR have I ever [knock on wood] paid interest on my CCs. Prosper loans are, of course a different story, but I don't mind paying the interest to good people. <big grin!> Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your monthly income and detailed monthly expenses? - jpblan11
A:
Net Income=$3300 Cable and Internet=$70. Cell Phone Phone=30 Car note=$496.29, Insurance, $112. Gas/Electric=$150 (rough average), Groceries=$125. Mortgage=1770. With this loan, my monthly expenses would be lower because I plan on using the money toward the negative equity and would be refinancing into a much lower rate (8% vs. 18%). Even if I weren't doing that, I would still be able to pay, based on my net income, as you can see from my expenses. I hope that answered your questions and thanks
(Mar-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fairhelper | $25.00 | $25.00 | 3/19/2010 3:52:31 PM |
| ddog0224 | $25.00 | $25.00 | 3/19/2010 3:57:45 PM |
| fightinjoe | $25.00 | $25.00 | 3/19/2010 4:00:09 PM |
| torion | $25.00 | $25.00 | 3/19/2010 3:59:20 PM |
| chestnut4 | $25.00 | $25.00 | 3/19/2010 4:01:33 PM |
| rapid-credit428 | $25.00 | $25.00 | 3/19/2010 4:01:58 PM |
| don8ter | $25.00 | $25.00 | 3/19/2010 4:03:56 PM |
| HedgeFund | $40.00 | $40.00 | 3/19/2010 4:01:43 PM |
| HHP | $25.00 | $25.00 | 3/19/2010 4:02:22 PM |
| monstersdad | $50.00 | $50.00 | 3/19/2010 4:14:02 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/19/2010 4:03:30 PM |
| exchange-fountain | $25.00 | $25.00 | 3/19/2010 4:04:59 PM |
| new-marketplace-lyrics | $25.00 | $25.00 | 3/19/2010 5:03:08 PM |
| tallmon | $25.00 | $25.00 | 3/19/2010 4:15:33 PM |
| AnnB8 | $25.00 | $25.00 | 3/19/2010 4:22:38 PM |
| sharp-bill2 | $25.00 | $25.00 | 3/19/2010 5:33:11 PM |
| beyondmanagement | $25.00 | $25.00 | 3/19/2010 4:27:58 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/19/2010 6:17:16 PM |
| unforgettable-order9 | $36.89 | $36.89 | 3/19/2010 4:37:22 PM |
| trade-doughnut5 | $25.00 | $25.00 | 3/19/2010 6:17:16 PM |
| Streetfighter | $50.00 | $50.00 | 3/19/2010 6:17:20 PM |
| JGB | $25.00 | $25.00 | 3/19/2010 5:33:05 PM |
| 1phantom | $25.00 | $25.00 | 3/19/2010 7:17:34 PM |
| phredd | $50.00 | $50.00 | 3/19/2010 6:17:17 PM |
| figs4u2 | $100.00 | $100.00 | 3/19/2010 6:17:35 PM |
| ngmansfield | $25.00 | $25.00 | 3/19/2010 7:27:14 PM |
| hitsman | $40.81 | $40.81 | 3/19/2010 7:37:15 PM |
| taco798 | $25.00 | $25.00 | 3/19/2010 8:38:33 PM |
| rock-turner | $100.00 | $100.00 | 3/19/2010 8:22:20 PM |
| jed919 | $25.00 | $25.00 | 3/19/2010 8:57:13 PM |
| progressive-asset | $65.81 | $65.81 | 3/20/2010 12:52:52 AM |
| ahalyaa | $25.00 | $25.00 | 3/20/2010 6:47:18 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/20/2010 7:32:20 AM |
| kmr2 | $33.72 | $33.72 | 3/20/2010 7:08:11 AM |
| towering-compassion | $25.00 | $25.00 | 3/20/2010 7:42:13 AM |
| aurorafinancial | $50.00 | $50.00 | 3/20/2010 7:58:11 AM |
| Vetrepreneur | $25.00 | $25.00 | 3/20/2010 5:52:20 AM |
| Tahoeguy | $50.00 | $50.00 | 3/20/2010 6:52:20 AM |
| stanbalwight4 | $25.00 | $25.00 | 3/20/2010 8:53:46 AM |
| Skady3love | $25.00 | $25.00 | 3/20/2010 8:54:59 AM |
| repayment-chef | $25.00 | $25.00 | 3/20/2010 8:55:27 AM |
| tidy-dime | $25.00 | $25.00 | 3/20/2010 8:56:12 AM |
| berkeleyalum | $25.00 | $25.00 | 3/20/2010 8:56:17 AM |
| Noseel | $50.00 | $50.00 | 3/20/2010 8:56:27 AM |
| 108lender | $79.03 | $79.03 | 3/20/2010 8:56:47 AM |
| friendly-market5 | $25.00 | $25.00 | 3/20/2010 8:57:28 AM |
| Sonos | $25.00 | $25.00 | 3/20/2010 8:56:19 AM |
| deal-tycoon | $25.00 | $25.00 | 3/20/2010 8:57:45 AM |
| Aegean | $25.00 | $25.00 | 3/20/2010 8:54:56 AM |
| jamiee73 | $25.00 | $25.00 | 3/20/2010 8:55:01 AM |
| best-deal-banker | $25.00 | $25.00 | 3/20/2010 8:56:46 AM |
| poppinkid | $25.00 | $25.00 | 3/20/2010 8:55:11 AM |
| martinnc | $25.00 | $25.00 | 3/20/2010 8:58:17 AM |
| wise-handy-finance | $25.00 | $25.00 | 3/20/2010 8:58:20 AM |
| Havana21 | $50.00 | $50.00 | 3/20/2010 8:58:37 AM |
| dmfog | $25.00 | $25.00 | 3/20/2010 8:57:33 AM |
| tripnosis | $25.00 | $25.00 | 3/20/2010 8:58:48 AM |
| jigsaw | $25.00 | $25.00 | 3/20/2010 8:58:52 AM |
| zone6 | $100.00 | $100.00 | 3/20/2010 8:57:50 AM |
| Goodlender42 | $25.00 | $25.00 | 3/20/2010 8:56:10 AM |
| gain-seagull9 | $25.00 | $25.00 | 3/20/2010 8:59:26 AM |
| commitment-farm | $25.00 | $25.00 | 3/20/2010 8:56:21 AM |
| courteous-integrity8 | $25.00 | $25.00 | 3/20/2010 8:56:25 AM |
| JohnW12 | $25.00 | $25.00 | 3/20/2010 8:56:30 AM |
| MoneyMA | $25.00 | $25.00 | 3/20/2010 8:56:41 AM |
| shiny-revenue | $25.00 | $25.00 | 3/20/2010 8:58:35 AM |
| gavinfh | $25.00 | $25.00 | 3/20/2010 8:58:47 AM |
| investment-oasis | $25.00 | $25.00 | 3/20/2010 8:58:54 AM |
| cash-merry-maker | $25.00 | $25.00 | 3/20/2010 8:59:06 AM |
| treasure-bliss | $48.85 | $48.85 | 3/20/2010 9:00:32 AM |
| burrito6 | $25.00 | $25.00 | 3/20/2010 8:57:29 AM |
| iolaire | $25.00 | $25.00 | 3/20/2010 8:59:15 AM |
| SBT | $50.00 | $50.00 | 3/20/2010 8:59:25 AM |
| 29Palms | $25.00 | $25.00 | 3/20/2010 8:57:47 AM |
| Magus54 | $25.00 | $25.00 | 3/20/2010 8:59:33 AM |
| cordial-funds8 | $25.00 | $25.00 | 3/20/2010 9:01:09 AM |
| Aimvest | $25.00 | $25.00 | 3/20/2010 8:59:56 AM |
| jrbill1998 | $50.00 | $50.00 | 3/20/2010 9:01:16 AM |
| bold-durability-drum | $25.00 | $25.00 | 3/20/2010 9:00:31 AM |
| highcountry1 | $25.00 | $25.00 | 3/20/2010 9:00:39 AM |
| red-undaunted-kindness | $31.17 | $31.17 | 3/20/2010 8:58:34 AM |
| sympathetic-asset | $25.00 | $25.00 | 3/20/2010 8:58:41 AM |
| intelligent-yield | $25.00 | $25.00 | 3/20/2010 9:01:04 AM |
| rlecour | $25.00 | $25.00 | 3/20/2010 8:58:49 AM |
| leodaguy | $25.00 | $25.00 | 3/20/2010 8:59:12 AM |
| DJC4 | $25.00 | $25.00 | 3/20/2010 9:13:53 AM |
| gracej | $25.00 | $25.00 | 3/20/2010 8:59:18 AM |
| Phantom99 | $25.00 | $25.00 | 3/20/2010 8:59:28 AM |
| flexible-value | $26.00 | $26.00 | 3/20/2010 9:02:54 AM |
| gametime34 | $100.00 | $100.00 | 3/20/2010 8:59:47 AM |
| bkwest01 | $100.00 | $100.00 | 3/20/2010 9:00:16 AM |
| dsw6440 | $50.00 | $50.00 | 3/20/2010 9:00:27 AM |
| jokerj006 | $25.00 | $25.00 | 3/20/2010 9:01:06 AM |
| ticketman2 | $25.00 | $25.00 | 3/20/2010 10:07:14 AM |
| tenny321 | $25.00 | $25.00 | 3/20/2010 10:43:04 AM |
| forthright-trade | $25.00 | $25.00 | 3/20/2010 10:43:59 AM |
| upc_tnt | $25.00 | $25.00 | 3/20/2010 10:43:02 AM |
| payogie | $25.00 | $25.00 | 3/20/2010 10:44:09 AM |
| thefisherman | $25.00 | $25.00 | 3/20/2010 9:17:12 AM |
| nourishing-interest0 | $25.00 | $25.00 | 3/20/2010 9:17:17 AM |
| engrossing-commerce | $25.00 | $25.00 | 3/20/2010 10:44:00 AM |
| lloyd_s | $25.00 | $25.00 | 3/20/2010 10:44:20 AM |
| Northsider | $25.00 | $25.00 | 3/20/2010 10:43:33 AM |
| JohnGalt94 | $25.00 | $25.00 | 3/20/2010 10:43:47 AM |
| 13loans | $25.00 | $25.00 | 3/20/2010 10:43:56 AM |
| jpblan11 | $25.00 | $25.00 | 3/21/2010 1:38:18 PM |
| AF-Chief | $28.00 | $28.00 | 3/19/2010 3:54:27 PM |
| vanderhp | $25.00 | $25.00 | 3/19/2010 3:52:35 PM |
| Clambake | $50.00 | $50.00 | 3/19/2010 3:59:19 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/19/2010 4:00:20 PM |
| Avala | $50.00 | $50.00 | 3/19/2010 3:59:27 PM |
| delicious-social132 | $25.00 | $25.00 | 3/19/2010 3:59:46 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/19/2010 4:00:15 PM |
| successful-euro | $50.00 | $50.00 | 3/19/2010 4:00:41 PM |
| personal-lender | $25.00 | $25.00 | 3/19/2010 3:59:45 PM |
| integrity-doctor | $50.00 | $50.00 | 3/19/2010 4:00:47 PM |
| important-ore | $50.00 | $50.00 | 3/19/2010 4:01:07 PM |
| desertoasis | $50.00 | $50.00 | 3/19/2010 4:02:34 PM |
| piter-to-la-investment | $25.00 | $25.00 | 3/19/2010 4:16:01 PM |
| kmfreymi | $25.00 | $25.00 | 3/19/2010 4:22:49 PM |
| thrifty-funds1 | $25.00 | $25.00 | 3/19/2010 5:03:07 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/19/2010 6:17:37 PM |
| mg6619 | $25.00 | $25.00 | 3/19/2010 6:17:32 PM |
| macjp123 | $25.00 | $25.00 | 3/19/2010 6:17:36 PM |
| glenmailman | $25.00 | $25.00 | 3/19/2010 7:37:17 PM |
| happy-asset | $25.00 | $25.00 | 3/19/2010 6:17:19 PM |
| nletunic | $25.00 | $25.00 | 3/19/2010 6:17:34 PM |
| ctgscott | $25.00 | $25.00 | 3/19/2010 7:43:41 PM |
| gulch | $25.00 | $25.00 | 3/19/2010 7:42:27 PM |
| bonFire8 | $25.00 | $25.00 | 3/19/2010 8:38:02 PM |
| SDNLR | $25.00 | $25.00 | 3/19/2010 8:38:25 PM |
| bold-principal-thinker | $25.00 | $25.00 | 3/19/2010 9:17:15 PM |
| awwaww | $25.00 | $25.00 | 3/20/2010 12:57:17 AM |
| Binan | $25.00 | $25.00 | 3/20/2010 4:43:59 AM |
| cathexis | $100.00 | $100.00 | 3/20/2010 5:42:22 AM |
| economy-mushroom | $25.00 | $25.00 | 3/20/2010 6:47:19 AM |
| aasx1108 | $25.00 | $25.00 | 3/20/2010 7:08:14 AM |
| shamil45 | $25.00 | $25.00 | 3/20/2010 6:47:16 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/20/2010 7:42:18 AM |
| Fingar | $25.00 | $25.00 | 3/20/2010 5:52:21 AM |
| LiquidLender | $25.00 | $25.00 | 3/20/2010 6:57:53 AM |
| modemco | $25.00 | $25.00 | 3/20/2010 8:55:04 AM |
| bashar | $25.00 | $25.00 | 3/20/2010 8:55:26 AM |
| BuckeyeTap | $25.00 | $25.00 | 3/20/2010 8:55:02 AM |
| RugbyNick2126 | $25.00 | $25.00 | 3/20/2010 8:56:20 AM |
| bxdoc | $41.46 | $41.46 | 3/20/2010 8:56:41 AM |
| Fiimg | $50.00 | $50.00 | 3/20/2010 8:56:50 AM |
| ajst1 | $25.00 | $25.00 | 3/20/2010 8:57:11 AM |
| entertaining-greenback2 | $25.00 | $25.00 | 3/20/2010 8:56:11 AM |
| mattpet | $25.00 | $25.00 | 3/20/2010 8:57:25 AM |
| xstreamin | $25.00 | $25.00 | 3/20/2010 8:57:31 AM |
| lovelongandprosper | $25.43 | $25.43 | 3/20/2010 8:56:26 AM |
| robust-trade | $25.00 | $25.00 | 3/20/2010 8:57:46 AM |
| cwswdh | $25.00 | $25.00 | 3/20/2010 8:56:32 AM |
| senorzookeeper | $25.00 | $25.00 | 3/20/2010 8:57:53 AM |
| scholarly-revenue3 | $25.00 | $25.00 | 3/20/2010 8:54:57 AM |
| JKEnterprises | $25.00 | $25.00 | 3/20/2010 8:55:04 AM |
| money-maniac | $50.00 | $50.00 | 3/20/2010 8:56:49 AM |
| ccaxid57 | $25.00 | $25.00 | 3/20/2010 8:57:08 AM |
| helping-out | $25.00 | $25.00 | 3/20/2010 8:58:33 AM |
| luckyldy | $35.00 | $35.00 | 3/20/2010 8:57:30 AM |
| currency-zenith | $50.00 | $50.00 | 3/20/2010 8:58:43 AM |
| success1001 | $50.00 | $50.00 | 3/20/2010 8:58:51 AM |
| top-silver-american | $25.00 | $25.00 | 3/20/2010 8:59:21 AM |
| NycDean | $25.00 | $25.00 | 3/20/2010 8:56:18 AM |
| nanda | $25.00 | $25.00 | 3/20/2010 8:59:34 AM |
| hope-spinner | $25.00 | $25.00 | 3/20/2010 8:56:23 AM |
| BlindJoeDeath | $25.00 | $25.00 | 3/20/2010 8:58:19 AM |
| nybanker85 | $25.00 | $25.00 | 3/20/2010 8:56:28 AM |
| RetiredATC | $25.00 | $25.00 | 3/20/2010 8:59:57 AM |
| forthright-dedication | $44.31 | $44.31 | 3/20/2010 8:56:48 AM |
| BuffetRocks | $50.00 | $50.00 | 3/20/2010 9:00:07 AM |
| a-goal-bill | $25.00 | $25.00 | 3/20/2010 9:00:17 AM |
| investor421 | $25.00 | $25.00 | 3/20/2010 8:57:18 AM |
| Microfinancer | $25.00 | $25.00 | 3/20/2010 9:00:26 AM |
| credit-kahuna | $25.00 | $25.00 | 3/20/2010 9:00:36 AM |
| bonafide-cash | $50.00 | $50.00 | 3/20/2010 8:57:32 AM |
| Banker7371 | $25.00 | $25.00 | 3/20/2010 8:57:48 AM |
| halothane_logic | $25.00 | $25.00 | 3/20/2010 9:01:05 AM |
| Vegasjim | $25.00 | $25.00 | 3/20/2010 9:01:13 AM |
| Cheburashka | $25.00 | $25.00 | 3/20/2010 9:00:14 AM |
| natural-greenback6 | $25.00 | $25.00 | 3/20/2010 8:58:18 AM |
| asset-professor | $75.00 | $75.00 | 3/20/2010 9:00:25 AM |
| a-finance-nirvana | $25.00 | $25.00 | 3/20/2010 9:00:35 AM |
| redrock007 | $25.00 | $25.00 | 3/20/2010 8:58:39 AM |
| jdrez | $25.00 | $25.00 | 3/20/2010 8:58:44 AM |
| tranquil-diversification8 | $25.00 | $25.00 | 3/20/2010 8:58:46 AM |
| uwinwewin | $25.00 | $25.00 | 3/20/2010 8:58:54 AM |
| stollcm | $25.00 | $25.00 | 3/20/2010 9:01:18 AM |
| dollar-birdie | $25.00 | $25.00 | 3/20/2010 8:59:01 AM |
| buraky | $25.00 | $25.00 | 3/20/2010 8:59:13 AM |
| KrazyCelticKid | $34.28 | $34.28 | 3/20/2010 9:00:23 AM |
| zeraphm | $25.00 | $25.00 | 3/20/2010 9:01:12 AM |
| DeilaMiah | $25.00 | $25.00 | 3/20/2010 10:43:13 AM |
| bowdish1 | $72.16 | $72.16 | 3/20/2010 10:43:44 AM |
| loot-awakening | $25.00 | $25.00 | 3/20/2010 10:43:58 AM |
| creed99 | $25.00 | $25.00 | 3/20/2010 10:42:41 AM |
| uprising35 | $25.00 | $25.00 | 3/20/2010 10:44:25 AM |
| pure-fairness | $25.00 | $22.08 | 3/20/2010 11:02:29 AM |
| newest-pleasant-return | $45.00 | $45.00 | 3/20/2010 10:45:19 AM |
| Premierelender | $25.00 | $25.00 | 3/20/2010 10:07:13 AM |
| point-promiser | $25.00 | $25.00 | 3/20/2010 10:43:55 AM |
| 202 bids
|
Borrower Payment Dependent Notes Series
451138
This series of Notes was issued and sold upon the funding of the borrower loan #41453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-19-2010 |
| |
Auction end date:
| Mar-26-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 31.34% |
Starting monthly payment:
| $41.03 |
|
Final lender yield:
| 12.00% |
Final borrower rate/APR:
| 13.00% / 16.63% |
Final monthly payment:
| $33.69 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.26% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 1.74% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 10m |
|
Credit score:
| 760-779 (Mar-2010) |
Total credit lines:
| 38 |
Occupation: | Truck Driver |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $810 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $10,613 |
Bankcard utilization:
| 21% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 6 | | | | |
|
Screen name:
| karuption |
Borrower's state:
| Texas |
Borrower's group:
| P2P Financial |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < mo. late:
| 0
( 0% )
| 780-799
(Sep-2009)
640-659
(Dec-2007)
660-679
(Sep-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Does Prosper Still Work?
Purpose of loan:
This loan will be used to? I had a loan before with Prosper! I don't think Prosper works anymore!
My financial situation:
I am a good candidate for this loan because? I have a good job! I am paying my bills ontime or early. I had a Prosper loan before that was paid off earlier than the loan period. I'm not sure Prosper works anymore. Am I Right? Prove me wrong!!!!!!!? I make $75000. per year and have been at my job for?almost 12 years. I alsoreceive from the state ofTexas $1600. per month. I will place this?money in an account to repay the loan plus the extra for the finance cost.I have to use credit to keep my?credit score building for my real estate investing.I would rather pay individuals than a big bank. Thank You for your bid and your confidence......
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Care to explain the $10K delinquency? What is your monthly income and detailed monthly expenses? thks & good luck - jpblan11
A:
My income is around $4000 take home from my job at Bordens Milk Products and $1600 per month fromthe state. My outgo is
$1100. Mortgage
$525. car and ins.
$250. phone
$425. other utilitiesincluding elec and water, trash etc.
$300 avg in credit cardpayments
$1600.per month in savings and investments
Delinquency amounts are from a failed business(trucking company). I refused to claim bankruptcy. I have paid all except two of them. They will be paid by years end.
(Mar-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $350.00 | $350.00 | 3/19/2010 4:04:56 PM |
| marwadi-62 | $300.00 | $6.75 | 3/24/2010 2:02:38 PM |
| jpblan11 | $25.00 | $25.00 | 3/25/2010 9:31:22 AM |
| velocity-winner | $25.00 | $25.00 | 3/26/2010 8:44:36 AM |
| Leshan | $25.00 | $25.00 | 3/26/2010 10:21:49 AM |
| Aberdeen | $350.00 | $350.00 | 3/19/2010 4:04:54 PM |
| jpblan11 | $68.25 | $68.25 | 3/24/2010 4:09:45 PM |
| next-time | $25.00 | $25.00 | 3/25/2010 1:34:32 PM |
| brother_tam | $100.00 | $100.00 | 3/25/2010 5:17:29 PM |
| klemer | $25.00 | $25.00 | 3/26/2010 9:06:10 AM |
| 10 bids
|
Borrower Payment Dependent Notes Series
451618
This series of Notes was issued and sold upon the funding of the borrower loan #41542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-24-2010 |
| |
Auction end date:
| Mar-26-2010 |
|
|
Starting lender yield:
| 9.88% |
Starting borrower rate/APR:
| 10.88% / 13.00% |
Starting monthly payment:
| $392.18 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $388.33 |
| |
|
Auction yield range:
| 4.04% - 9.88% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 53% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 19
/
17 | Length of status: | 3y 8m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 50 |
Occupation: | Car Dealer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,877 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 20% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Wards2010 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for wedding
Purpose of loan:
We are getting married on April 10, 2010 in Dallas.? We have already paid about $11,000 out of pocket, and still have?a little over $11,000 to pay including the honeymoon.??We just had an auction end that fell short of?the $12,000 by $24.15!??We are relisting the auction and starting the interest .5% higher than what Prosper recommends.? Due to the short time before the wedding, and the need to pay vendors, we will fund the loan as soon as we hit?100% instead of waiting?for the APR to be bid down.? Below is a breakdown of what we need to pay still:
Venue (Avanti Fountain Place in Dallas Texas): $4300
Pictures: $800
Cakes: $600
DJ: $450
Flowers: $500
Dog Boarding (we have 4 little friends): $490
Honeymoon (with activities in Costa Rica): $4000
My financial situation:
I am a good candidate for this loan because I have almost 10 years of credit history with no negative marks.? I have been employed full time by the same employer for over 3 1/2 years.? My current income alone is roughly 60-65K a year, which will increase to a household income of about 85K/year once married.? I take pride in my credit, and my history of paying all debts as agreed.? My debt percentage shows 53% but that is because my fianc? was in school, so the car she drives/pays for is in my name ($286); the mortgage is solely in my name as well, although she pays $500 of that which is roughly half.? We have the available credit to put this all on a credit card, but would prefer a loan we can pay off in a short amount of time.? If you have any questions or concerns, please send us a message...we are excited to be getting?married and starting our lives together.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| diversification-medalist | $25.00 | $25.00 | 3/24/2010 1:21:10 PM |
| desertoasis | $50.00 | $50.00 | 3/24/2010 1:21:09 PM |
| aurorafinancial | $50.00 | $50.00 | 3/24/2010 1:21:40 PM |
| r0b3m4n | $25.00 | $25.00 | 3/24/2010 1:21:12 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/24/2010 1:21:27 PM |
| responsibility-mulberry | $25.00 | $25.00 | 3/24/2010 1:21:54 PM |
| Havana21 | $50.00 | $50.00 | 3/24/2010 1:22:44 PM |
| chicco | $56.00 | $56.00 | 3/24/2010 1:22:07 PM |
| torion | $25.00 | $25.00 | 3/24/2010 1:24:05 PM |
| personal-lender | $25.00 | $25.00 | 3/24/2010 1:24:13 PM |
| HedgeFund | $40.00 | $40.00 | 3/24/2010 1:24:47 PM |
| Avala | $50.00 | $50.00 | 3/24/2010 1:24:07 PM |
| ddog0224 | $25.00 | $25.00 | 3/24/2010 1:24:49 PM |
| don8ter | $25.00 | $25.00 | 3/24/2010 1:25:52 PM |
| AF-Chief | $28.00 | $28.00 | 3/24/2010 1:20:36 PM |
| chekat | $25.00 | $25.00 | 3/24/2010 1:23:01 PM |
| Clambake | $50.00 | $50.00 | 3/24/2010 1:24:02 PM |
| dmfog | $25.00 | $25.00 | 3/24/2010 2:59:23 PM |
| goodbob | $25.00 | $25.00 | 3/24/2010 1:25:43 PM |
| mathomas3 | $30.25 | $30.25 | 3/24/2010 3:23:07 PM |
| windfall46 | $25.00 | $25.00 | 3/24/2010 1:26:16 PM |
| AlexTrep | $25.00 | $25.00 | 3/24/2010 3:58:04 PM |
| currency-oak | $25.00 | $25.00 | 3/24/2010 4:06:13 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/24/2010 4:06:18 PM |
| tranquil-diversification8 | $25.00 | $25.00 | 3/24/2010 2:59:25 PM |
| Marathoner | $25.00 | $25.00 | 3/24/2010 4:24:02 PM |
| moola-man | $25.00 | $25.00 | 3/24/2010 4:46:31 PM |
| orange-preeminant-bill | $31.31 | $31.31 | 3/24/2010 4:46:42 PM |
| elegant-income3 | $30.00 | $30.00 | 3/24/2010 4:44:10 PM |
| JGB | $25.00 | $25.00 | 3/24/2010 4:46:40 PM |
| Steveoo1 | $25.00 | $25.00 | 3/24/2010 4:59:14 PM |
| xstreamin | $25.00 | $25.00 | 3/24/2010 5:03:17 PM |
| blackberry9 | $25.00 | $25.00 | 3/24/2010 4:24:01 PM |
| HoyaHeel | $25.00 | $25.00 | 3/24/2010 4:44:30 PM |
| dollar-birdie | $25.00 | $25.00 | 3/24/2010 4:46:11 PM |
| Phantom99 | $25.00 | $25.00 | 3/24/2010 4:46:37 PM |
| cello1 | $25.00 | $25.00 | 3/24/2010 7:28:38 PM |
| movistar | $25.00 | $25.00 | 3/24/2010 8:23:15 PM |
| incbx | $25.00 | $25.00 | 3/24/2010 6:24:35 PM |
| bold-bright-currency | $25.00 | $25.00 | 3/24/2010 9:09:01 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/25/2010 5:47:59 AM |
| SDNLR | $25.00 | $25.00 | 3/25/2010 5:55:13 AM |
| maintenanceboss | $25.00 | $25.00 | 3/24/2010 9:19:29 PM |
| progressive-asset | $25.00 | $25.00 | 3/25/2010 6:48:47 AM |
| 350DGRZ | $25.00 | $25.00 | 3/25/2010 7:53:08 AM |
| fightinjoe | $25.00 | $25.00 | 3/25/2010 7:53:53 AM |
| rapid-credit428 | $25.00 | $25.00 | 3/25/2010 7:53:22 AM |
| MGCFINANCIALSERVICES | $25.00 | $25.00 | 3/25/2010 5:04:53 AM |
| rock-turner | $25.00 | $25.00 | 3/25/2010 5:23:10 AM |
| jakesworld | $100.00 | $100.00 | 3/25/2010 8:11:48 AM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 3/25/2010 9:15:19 AM |
| ready-velocity0 | $25.00 | $25.00 | 3/25/2010 9:33:05 AM |
| direct-yield | $25.00 | $25.00 | 3/25/2010 9:33:43 AM |
| neutrino6 | $25.00 | $25.00 | 3/25/2010 9:33:26 AM |
| producer553 | $25.00 | $25.00 | 3/25/2010 9:33:47 AM |
| Nerdster1 | $25.00 | $25.00 | 3/25/2010 9:33:58 AM |
| time4aloan | $25.00 | $25.00 | 3/25/2010 7:48:02 AM |
| shrewd-deal | $25.00 | $25.00 | 3/25/2010 7:52:56 AM |
| responsible-investment0 | $50.00 | $50.00 | 3/25/2010 7:53:10 AM |
| rescue | $250.00 | $250.00 | 3/25/2010 7:53:16 AM |
| likeable-value | $25.00 | $25.00 | 3/25/2010 9:39:49 AM |
| exchange-fountain | $25.00 | $25.00 | 3/25/2010 7:53:25 AM |
| macjp123 | $25.00 | $25.00 | 3/25/2010 7:53:52 AM |
| ciccio70 | $25.00 | $25.00 | 3/25/2010 8:09:51 AM |
| Luminous-P | $25.00 | $25.00 | 3/25/2010 10:30:14 AM |
| Cheburashka | $25.00 | $25.00 | 3/25/2010 8:11:04 AM |
| a-finance-nirvana | $25.00 | $25.00 | 3/25/2010 8:58:15 AM |
| skuba | $25.00 | $25.00 | 3/25/2010 10:36:50 AM |
| chief_wo | $25.00 | $25.00 | 3/25/2010 11:21:23 AM |
| Viamin | $25.00 | $25.00 | 3/25/2010 11:20:05 AM |
| SanJoser | $25.00 | $25.00 | 3/25/2010 11:21:13 AM |
| MO_Investor | $25.00 | $25.00 | 3/25/2010 10:33:25 AM |
| runner262 | $25.00 | $25.00 | 3/25/2010 12:34:24 PM |
| PocketAces | $25.00 | $25.00 | 3/25/2010 12:38:11 PM |
| Aaron_Oz | $25.00 | $25.00 | 3/25/2010 12:49:37 PM |
| fopaul13 | $25.00 | $25.00 | 3/25/2010 12:50:06 PM |
| Katburg | $26.57 | $26.57 | 3/25/2010 12:58:41 PM |
| heavensfx | $25.00 | $25.00 | 3/25/2010 12:58:23 PM |
| bonFire8 | $25.00 | $25.00 | 3/25/2010 1:23:01 PM |
| capital-web7 | $25.00 | $25.00 | 3/25/2010 1:53:21 PM |
| Savings_EQ_Dignity | $35.00 | $35.00 | 3/25/2010 2:00:17 PM |
| Lightlife | $33.45 | $33.45 | 3/25/2010 2:08:53 PM |
| ArmyGuy | $25.00 | $25.00 | 3/25/2010 11:55:07 AM |
| tallmon | $25.00 | $25.00 | 3/25/2010 2:26:36 PM |
| ghinga | $30.00 | $30.00 | 3/25/2010 11:59:32 AM |
| djh47a | $25.00 | $25.00 | 3/25/2010 2:33:32 PM |
| csarradio | $25.00 | $25.00 | 3/25/2010 2:40:03 PM |
| auction-turbine4 | $25.00 | $25.00 | 3/25/2010 2:54:26 PM |
| jasonj72 | $25.00 | $25.00 | 3/25/2010 3:20:36 PM |
| night0wl | $25.00 | $25.00 | 3/25/2010 3:20:42 PM |
| simpy | $25.00 | $25.00 | 3/25/2010 3:20:49 PM |
| bailey14 | $25.00 | $25.00 | 3/25/2010 3:20:56 PM |
| BuckEyeLending | $25.00 | $25.00 | 3/25/2010 3:21:04 PM |
| evaglamazon | $25.00 | $25.00 | 3/25/2010 3:21:12 PM |
| wellsfrugal | $25.00 | $25.00 | 3/25/2010 3:21:15 PM |
| AnnB8 | $25.00 | $25.00 | 3/25/2010 3:21:23 PM |
| maschinenbau | $25.00 | $25.00 | 3/25/2010 3:21:43 PM |
| kbguru | $30.13 | $30.13 | 3/25/2010 3:19:50 PM |
| srilm | $25.00 | $25.00 | 3/25/2010 3:21:53 PM |
| lender281 | $25.00 | $25.00 | 3/25/2010 3:22:12 PM |
| nail19027 | $50.00 | $50.00 | 3/25/2010 3:20:38 PM |
| firsttouch1 | $63.71 | $63.71 | 3/25/2010 3:22:29 PM |
| dollar-sensor | $25.00 | $25.00 | 3/25/2010 3:21:01 PM |
| BouckshireInvestments | $25.00 | $25.00 | 3/25/2010 3:22:37 PM |
| Sonos | $25.00 | $25.00 | 3/25/2010 3:22:54 PM |
| Jager31 | $25.00 | $25.00 | 3/25/2010 1:14:00 PM |
| kirklandrealtor | $25.00 | $25.00 | 3/25/2010 3:22:57 PM |
| a-goal-bill | $25.00 | $25.00 | 3/25/2010 3:21:35 PM |
| cspot | $25.00 | $25.00 | 3/25/2010 3:23:06 PM |
| stollcm | $25.00 | $25.00 | 3/25/2010 3:21:38 PM |
| LandE2BG | $25.00 | $25.00 | 3/25/2010 3:23:13 PM |
| mamingo | $25.00 | $25.00 | 3/25/2010 3:22:09 PM |
| useful-p2ploan | $50.00 | $50.00 | 3/25/2010 3:23:18 PM |
| Vetrepreneur | $25.00 | $25.00 | 3/25/2010 3:22:22 PM |
| terryaj | $25.00 | $25.00 | 3/25/2010 3:23:24 PM |
| affluence-tomahawk | $25.00 | $25.00 | 3/25/2010 3:22:27 PM |
| PCash | $25.00 | $25.00 | 3/25/2010 3:23:35 PM |
| xrycac | $25.00 | $25.00 | 3/25/2010 3:22:35 PM |
| abeprof70 | $25.00 | $25.00 | 3/25/2010 3:23:43 PM |
| Dave0 | $25.00 | $25.00 | 3/25/2010 3:22:52 PM |
| dynamic-rupee | $25.00 | $25.00 | 3/25/2010 3:23:55 PM |
| spruce2 | $50.00 | $50.00 | 3/25/2010 3:23:03 PM |
| jdrez | $25.00 | $25.00 | 3/25/2010 3:23:59 PM |
| jamiee73 | $25.00 | $25.00 | 3/25/2010 3:23:29 PM |
| dcdr23 | $25.00 | $25.00 | 3/25/2010 3:24:10 PM |
| market-socrates4 | $25.00 | $25.00 | 3/25/2010 3:23:48 PM |
| SharingTheLuv | $50.00 | $50.00 | 3/25/2010 3:24:04 PM |
| power-cactus0 | $25.00 | $25.00 | 3/25/2010 3:24:20 PM |
| nanda | $25.00 | $25.00 | 3/25/2010 3:25:18 PM |
| cordial-funds8 | $25.00 | $25.00 | 3/25/2010 3:25:22 PM |
| kain11286 | $25.00 | $25.00 | 3/25/2010 1:46:08 PM |
| steamboatgal | $25.00 | $25.00 | 3/25/2010 3:25:46 PM |
| radforj22 | $25.00 | $25.00 | 3/25/2010 3:26:18 PM |
| onlyastepaway | $25.00 | $25.00 | 3/25/2010 3:25:48 PM |
| balance-whistle7 | $25.00 | $25.00 | 3/25/2010 3:26:22 PM |
| ms48105 | $25.00 | $25.00 | 3/25/2010 3:25:51 PM |
| awwaww | $25.00 | $25.00 | 3/25/2010 3:27:02 PM |
| transparent-money2 | $25.00 | $25.00 | 3/25/2010 3:26:07 PM |
| MoneyMA | $25.00 | $25.00 | 3/25/2010 3:27:12 PM |
| bxdoc | $84.41 | $84.41 | 3/25/2010 3:26:14 PM |
| goodken | $25.00 | $25.00 | 3/25/2010 3:27:18 PM |
| Third-Eye | $25.00 | $25.00 | 3/25/2010 3:26:23 PM |
| DDHMoney | $25.00 | $25.00 | 3/25/2010 3:27:19 PM |
| analogman | $25.00 | $25.00 | 3/25/2010 3:27:22 PM |
| czar3 | $40.00 | $40.00 | 3/25/2010 3:26:57 PM |
| rudyindc | $25.00 | $25.00 | 3/25/2010 3:27:04 PM |
| akahoss | $25.00 | $25.00 | 3/25/2010 3:27:32 PM |
| veverka | $25.00 | $25.00 | 3/25/2010 3:27:08 PM |
| reflective-cash0 | $37.44 | $37.44 | 3/25/2010 3:27:54 PM |
| Lender0010 | $50.00 | $50.00 | 3/25/2010 3:27:26 PM |
| yachtmaster45 | $25.00 | $23.03 | 3/25/2010 3:28:05 PM |
| ronow22 | $25.00 | $25.00 | 3/25/2010 3:27:31 PM |
| sophisticated-ore | $26.99 | $26.99 | 3/25/2010 3:27:37 PM |
| davez0r | $25.00 | $25.00 | 3/25/2010 2:08:36 PM |
| taxman1971 | $25.00 | $25.00 | 3/25/2010 2:14:20 PM |
| Nothus | $25.00 | $25.00 | 3/25/2010 2:33:07 PM |
| narblark | $25.00 | $25.00 | 3/25/2010 2:33:39 PM |
| bid-papyrus | $25.00 | $25.00 | 3/25/2010 2:52:23 PM |
| Erogan5877 | $25.00 | $25.00 | 3/25/2010 3:20:45 PM |
| unequaled-credit7 | $25.00 | $25.00 | 3/25/2010 3:20:53 PM |
| tspyz | $25.00 | $25.00 | 3/25/2010 3:20:57 PM |
| br4444 | $25.00 | $25.00 | 3/25/2010 3:21:06 PM |
| taco798 | $25.00 | $25.00 | 3/25/2010 3:21:24 PM |
| Magus54 | $25.00 | $25.00 | 3/25/2010 3:21:32 PM |
| wahoo-trader | $25.00 | $25.00 | 3/25/2010 3:21:47 PM |
| SPB | $25.00 | $25.00 | 3/25/2010 3:21:51 PM |
| whois-JohnGalt | $25.00 | $25.00 | 3/25/2010 3:21:59 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/25/2010 3:22:04 PM |
| investment-comet | $25.00 | $25.00 | 3/25/2010 3:22:09 PM |
| japher | $25.00 | $25.00 | 3/25/2010 3:22:28 PM |
| Kierf | $25.00 | $25.00 | 3/25/2010 3:22:33 PM |
| faifar | $25.00 | $25.00 | 3/25/2010 3:22:45 PM |
| adamnash | $25.00 | $25.00 | 3/25/2010 3:22:50 PM |
| duty-sensai | $25.00 | $25.00 | 3/25/2010 3:22:59 PM |
| supreme-benefit | $25.00 | $25.00 | 3/25/2010 3:23:05 PM |
| leverage-accruer | $25.00 | $25.00 | 3/25/2010 3:23:22 PM |
| nbhz60a | $25.00 | $25.00 | 3/25/2010 3:23:27 PM |
| brightest-asset-healer | $25.00 | $25.00 | 3/25/2010 3:23:31 PM |
| mightymousemom | $25.00 | $25.00 | 3/25/2010 3:23:51 PM |
| LoveLife45 | $25.00 | $25.00 | 3/25/2010 3:24:07 PM |
| mchilds22 | $25.00 | $25.00 | 3/25/2010 3:24:18 PM |
| rcldesign | $25.00 | $25.00 | 3/25/2010 3:24:25 PM |
| flipnsf | $25.00 | $25.00 | 3/25/2010 3:25:07 PM |
| restless-currency | $32.10 | $32.10 | 3/25/2010 3:25:16 PM |
| JohnW12 | $25.00 | $25.00 | 3/25/2010 3:25:20 PM |
| trade-doughnut5 | $25.00 | $25.00 | 3/25/2010 3:25:26 PM |
| engrossing-commerce | $25.00 | $25.00 | 3/25/2010 3:25:31 PM |
| Malkial | $25.00 | $25.00 | 3/25/2010 3:26:08 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/25/2010 3:26:10 PM |
| Eric15378 | $25.00 | $25.00 | 3/25/2010 3:26:28 PM |
| snappy | $45.09 | $45.09 | 3/25/2010 3:26:55 PM |
| greenback-mover704 | $50.00 | $50.00 | 3/25/2010 3:27:23 PM |
| gecko68 | $25.00 | $25.00 | 3/25/2010 3:27:28 PM |
| debt-system880 | $25.00 | $25.00 | 3/25/2010 3:27:38 PM |
| wampum-cocktail | $25.00 | $25.00 | 3/25/2010 3:27:50 PM |
| ujiba | $25.00 | $25.00 | 3/25/2010 8:28:27 PM |
| Planecourage | $40.24 | $40.24 | 3/25/2010 10:08:31 PM |
| Jim33 | $25.00 | $25.00 | 3/25/2010 10:33:12 PM |
| harmonious-revenue7 | $50.00 | $50.00 | 3/24/2010 1:21:58 PM |
| hrubinst | $25.00 | $25.00 | 3/24/2010 1:22:05 PM |
| versatile-platinum4 | $25.00 | $25.00 | 3/24/2010 1:22:01 PM |
| CarDealer3070 | $25.00 | $25.00 | 3/24/2010 1:22:19 PM |
| economy-producer | $25.00 | $25.00 | 3/24/2010 1:22:48 PM |
| rhightower003 | $25.00 | $25.00 | 3/24/2010 1:22:50 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/24/2010 1:24:22 PM |
| chestnut4 | $25.00 | $25.00 | 3/24/2010 1:24:45 PM |
| delicious-social132 | $25.00 | $25.00 | 3/24/2010 1:24:16 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/24/2010 1:24:23 PM |
| integrity-doctor | $50.00 | $50.00 | 3/24/2010 1:24:28 PM |
| HHP | $25.00 | $25.00 | 3/24/2010 1:24:54 PM |
| asset-professor | $75.00 | $75.00 | 3/24/2010 1:22:25 PM |
| 1phantom | $50.00 | $50.00 | 3/24/2010 1:45:38 PM |
| bonafide-cash | $50.00 | $50.00 | 3/24/2010 2:59:22 PM |
| Truckie-FD | $25.00 | $25.00 | 3/24/2010 3:04:58 PM |
| jigsaw | $100.00 | $100.00 | 3/24/2010 2:59:27 PM |
| helping-out | $25.00 | $25.00 | 3/24/2010 3:07:53 PM |
| decisive-marketplace3 | $25.00 | $25.00 | 3/24/2010 3:17:59 PM |
| friendly-market5 | $25.00 | $25.00 | 3/24/2010 3:23:18 PM |
| srgriff | $25.00 | $25.00 | 3/24/2010 3:29:47 PM |
| gracej | $25.00 | $25.00 | 3/24/2010 3:59:08 PM |
| note-sensation | $25.00 | $25.00 | 3/24/2010 4:06:11 PM |
| Kulchar | $36.37 | $36.37 | 3/24/2010 4:14:43 PM |
| BlindJoeDeath | $25.00 | $25.00 | 3/24/2010 2:59:28 PM |
| treasure-bliss | $100.00 | $100.00 | 3/24/2010 4:24:05 PM |
| teller | $25.00 | $25.00 | 3/24/2010 4:45:07 PM |
| UT-Longhorn | $25.00 | $25.00 | 3/24/2010 4:46:04 PM |
| mg6619 | $25.00 | $25.00 | 3/24/2010 4:46:34 PM |
| 108lender | $50.00 | $50.00 | 3/24/2010 4:46:18 PM |
| slartibardfast | $25.00 | $25.00 | 3/24/2010 4:46:33 PM |
| platinum-dojo | $25.00 | $25.00 | 3/24/2010 4:53:04 PM |
| kbodendorf | $25.00 | $25.00 | 3/24/2010 5:03:14 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/24/2010 3:58:19 PM |
| ahansen | $25.00 | $25.00 | 3/24/2010 4:15:36 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/24/2010 4:23:54 PM |
| smloanbigresult | $25.00 | $25.00 | 3/24/2010 4:43:36 PM |
| gettingonyourfeet | $25.00 | $25.00 | 3/24/2010 4:44:37 PM |
| Panna | $25.00 | $25.00 | 3/24/2010 4:53:19 PM |
| bchen78875 | $25.00 | $25.00 | 3/24/2010 6:11:20 PM |
| rupee-kung-fu7 | $25.00 | $25.00 | 3/24/2010 7:08:15 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 3/24/2010 7:23:00 PM |
| billiam | $50.00 | $50.00 | 3/24/2010 8:53:06 PM |
| zski | $25.00 | $25.00 | 3/25/2010 12:34:24 AM |
| BristolEnterprises | $25.00 | $25.00 | 3/25/2010 5:08:11 AM |
| Dap2005 | $25.00 | $25.00 | 3/25/2010 5:55:04 AM |
| market-atlantis | $25.00 | $25.00 | 3/25/2010 6:08:01 AM |
| stock106 | $25.00 | $25.00 | 3/25/2010 6:04:00 AM |
| boater01 | $36.49 | $36.49 | 3/25/2010 6:23:00 AM |
| aldenrains | $25.00 | $25.00 | 3/25/2010 7:53:19 AM |
| bountiful-bazaar | $25.00 | $25.00 | 3/25/2010 7:53:09 AM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/25/2010 7:53:23 AM |
| Microfinancer | $25.00 | $25.00 | 3/25/2010 7:53:28 AM |
| kmprospeo | $25.00 | $25.00 | 3/25/2010 8:02:53 AM |
| important-ore | $50.00 | $50.00 | 3/25/2010 7:53:55 AM |
| payogie | $25.00 | $25.00 | 3/25/2010 8:08:49 AM |
| blissful-note7 | $25.00 | $25.00 | 3/25/2010 8:10:05 AM |
| bowdish1 | $36.24 | $36.24 | 3/25/2010 8:11:06 AM |
| lloyd_s | $25.00 | $25.00 | 3/25/2010 5:56:29 AM |
| healthy-p2ploan | $25.00 | $25.00 | 3/25/2010 9:33:11 AM |
| auction-workhorse679 | $25.00 | $25.00 | 3/25/2010 9:33:39 AM |
| green-glowing-gain | $25.00 | $25.00 | 3/25/2010 9:33:45 AM |
| jonn834 | $25.00 | $25.00 | 3/25/2010 9:35:01 AM |
| safe-kindness5 | $25.00 | $25.00 | 3/25/2010 9:34:43 AM |
| JClives | $25.00 | $25.00 | 3/25/2010 7:52:57 AM |
| kmr2 | $205.00 | $205.00 | 3/25/2010 7:53:14 AM |
| successful-euro | $50.00 | $50.00 | 3/25/2010 7:53:24 AM |
| flexible-value | $26.00 | $26.00 | 3/25/2010 7:53:30 AM |
| hitsman | $34.19 | $34.19 | 3/25/2010 7:53:50 AM |
| kanakakm | $25.00 | $25.00 | 3/25/2010 8:10:00 AM |
| knothead | $25.00 | $25.00 | 3/25/2010 10:29:28 AM |
| HunterSix | $25.00 | $25.00 | 3/25/2010 10:32:24 AM |
| Fortuno_per_commodo | $50.00 | $50.00 | 3/25/2010 10:35:11 AM |
| the-profit-oracle | $25.00 | $25.00 | 3/25/2010 10:37:35 AM |
| GoSix | $25.00 | $25.00 | 3/25/2010 9:33:30 AM |
| currency-sergeant | $25.00 | $25.00 | 3/25/2010 9:33:49 AM |
| unrivaled-justice | $25.00 | $25.00 | 3/25/2010 10:52:55 AM |
| atothez | $50.00 | $50.00 | 3/25/2010 10:14:07 AM |
| supe11 | $25.00 | $25.00 | 3/25/2010 11:20:14 AM |
| burrito6 | $49.86 | $49.86 | 3/25/2010 11:37:57 AM |
| mla | $25.00 | $25.00 | 3/25/2010 11:54:58 AM |
| Lilred7879 | $35.47 | $35.47 | 3/25/2010 12:12:47 PM |
| lendme2 | $50.00 | $50.00 | 3/25/2010 12:18:43 PM |
| Archchancellor | $25.00 | $25.00 | 3/25/2010 12:19:09 PM |
| dinero-speaker | $25.00 | $25.00 | 3/25/2010 12:20:01 PM |
| JonnyD | $25.00 | $25.00 | 3/25/2010 12:49:35 PM |
| SpadeMike | $25.00 | $25.00 | 3/25/2010 12:58:38 PM |
| kindness-percolator5 | $25.00 | $25.00 | 3/25/2010 10:38:52 AM |
| takarlstad | $25.00 | $25.00 | 3/25/2010 12:58:09 PM |
| spark548 | $39.49 | $39.49 | 3/25/2010 12:58:24 PM |
| pbr | $25.00 | $25.00 | 3/25/2010 1:04:00 PM |
| dparkhom | $25.00 | $25.00 | 3/25/2010 1:13:54 PM |
| BigCityLending | $25.00 | $25.00 | 3/25/2010 1:44:22 PM |
| KLVLOPZ64 | $25.00 | $25.00 | 3/25/2010 2:25:34 PM |
| GElender | $28.01 | $28.01 | 3/25/2010 12:14:35 PM |
| kirkjerk | $25.00 | $25.00 | 3/25/2010 2:51:30 PM |
| tsui517 | $25.00 | $25.00 | 3/25/2010 12:34:15 PM |
| maldok1 | $25.00 | $25.00 | 3/25/2010 3:20:35 PM |
| BlindSquirrel | $25.00 | $25.00 | 3/25/2010 3:20:39 PM |
| QuinMccoy | $25.00 | $25.00 | 3/25/2010 3:20:47 PM |
| Usurious | $25.00 | $25.00 | 3/25/2010 3:20:51 PM |
| gametime34 | $39.42 | $39.42 | 3/25/2010 12:51:19 PM |
| special-truth | $25.00 | $25.00 | 3/25/2010 3:20:58 PM |
| sharkm | $35.00 | $35.00 | 3/25/2010 3:21:08 PM |
| tremendous-payment | $25.00 | $25.00 | 3/25/2010 12:58:17 PM |
| WineDrop | $25.00 | $25.00 | 3/25/2010 3:21:14 PM |
| upbeat-loan | $25.00 | $25.00 | 3/25/2010 3:21:17 PM |
| the-aggresive-principal | $25.00 | $25.00 | 3/25/2010 3:21:50 PM |
| illini08actuary | $25.00 | $25.00 | 3/25/2010 3:21:57 PM |
| omniviper | $25.00 | $25.00 | 3/25/2010 3:20:32 PM |
| inventive-wealth2 | $25.00 | $25.00 | 3/25/2010 3:22:18 PM |
| zeraphm | $25.00 | $25.00 | 3/25/2010 3:22:36 PM |
| 9boag | $25.00 | $25.00 | 3/25/2010 3:21:16 PM |
| demoseal | $25.00 | $25.00 | 3/25/2010 3:22:41 PM |
| lokiswolf | $30.00 | $30.00 | 3/25/2010 3:22:56 PM |
| bkwest01 | $100.00 | $100.00 | 3/25/2010 3:21:34 PM |
| highcountry1 | $25.00 | $25.00 | 3/25/2010 3:21:36 PM |
| the-money-gargantuan | $25.00 | $25.00 | 3/25/2010 3:23:09 PM |
| iluxa | $25.00 | $25.00 | 3/25/2010 3:22:05 PM |
| apostle901 | $25.00 | $25.00 | 3/25/2010 3:23:15 PM |
| zone6 | $57.88 | $57.88 | 3/25/2010 3:22:20 PM |
| mgoehring | $100.00 | $100.00 | 3/25/2010 3:23:23 PM |
| community-pipeline8 | $50.00 | $50.00 | 3/25/2010 3:22:24 PM |
| skurfa | $25.00 | $25.00 | 3/25/2010 3:23:34 PM |
| burgeoning-silver | $25.00 | $25.00 | 3/25/2010 3:23:37 PM |
| TruckerGuy | $25.00 | $25.00 | 3/25/2010 3:22:43 PM |
| Kotlovan | $25.00 | $25.00 | 3/25/2010 3:23:52 PM |
| maven2 | $25.00 | $25.00 | 3/25/2010 3:22:58 PM |
| Aimvest | $25.00 | $25.00 | 3/25/2010 1:33:56 PM |
| brutusbone | $25.00 | $25.00 | 3/25/2010 3:23:57 PM |
| accordion8 | $36.65 | $36.65 | 3/25/2010 3:23:11 PM |
| atmaan | $25.00 | $25.00 | 3/25/2010 3:23:33 PM |
| davidmlucas | $25.00 | $25.00 | 3/25/2010 3:24:16 PM |
| Jdogg98 | $25.00 | $25.00 | 3/25/2010 3:23:41 PM |
| stanbalwight4 | $25.00 | $25.00 | 3/25/2010 3:24:02 PM |
| agcereniv | $25.00 | $25.00 | 3/25/2010 3:24:06 PM |
| a-social-nebula | $25.00 | $25.00 | 3/25/2010 3:24:23 PM |
| payment-piledriver | $25.00 | $25.00 | 3/25/2010 3:25:08 PM |
| Tahoeguy | $50.00 | $50.00 | 3/25/2010 3:25:02 PM |
| AFairDeal | $25.00 | $25.00 | 3/25/2010 3:25:25 PM |
| asdf9876 | $25.00 | $25.00 | 3/25/2010 3:25:15 PM |
| Vegasjim | $25.00 | $25.00 | 3/25/2010 3:25:23 PM |
| unassuming-reward | $25.00 | $25.00 | 3/25/2010 3:26:16 PM |
| Goodlender42 | $25.00 | $25.00 | 3/25/2010 3:26:19 PM |
| CASHGIRL | $40.00 | $40.00 | 3/25/2010 3:25:50 PM |
| uprising35 | $25.00 | $25.00 | 3/25/2010 3:27:00 PM |
| yenlowang | $25.00 | $25.00 | 3/25/2010 3:26:06 PM |
| del30 | $25.00 | $25.00 | 3/25/2010 3:27:05 PM |
| mizon291 | $50.00 | $50.00 | 3/25/2010 3:26:12 PM |
| flopcat | $25.00 | $25.00 | 3/25/2010 3:27:17 PM |
| shingu79 | $34.78 | $34.78 | 3/25/2010 3:26:21 PM |
| lend_to_you | $25.00 | $25.00 | 3/25/2010 3:27:21 PM |
| redx | $25.00 | $25.00 | 3/25/2010 3:27:22 PM |
| Medic05 | $25.00 | $25.00 | 3/25/2010 3:27:03 PM |
| bold-careful-finance | $25.00 | $25.00 | 3/25/2010 3:27:27 PM |
| Gabriel02 | $25.00 | $25.00 | 3/25/2010 3:27:06 PM |
| mommyhelper | $25.00 | $25.00 | 3/25/2010 3:27:36 PM |
| Citytrustbankerguy | $25.00 | $25.00 | 3/25/2010 3:27:57 PM |
| victorcab | $35.00 | $35.00 | 3/25/2010 3:27:30 PM |
| Skyminor | $40.00 | $40.00 | 3/25/2010 3:27:34 PM |
| cash-queen | $30.00 | $30.00 | 3/25/2010 1:59:44 PM |
| jstnow | $25.00 | $25.00 | 3/25/2010 3:27:48 PM |
| mpatrick | $25.00 | $25.00 | 3/25/2010 3:28:03 PM |
| RSV | $25.00 | $25.00 | 3/25/2010 2:52:20 PM |
| justice-dna | $25.00 | $25.00 | 3/25/2010 3:20:52 PM |
| CymruAmByth | $25.00 | $25.00 | 3/25/2010 3:20:54 PM |
| smmgnn99 | $35.00 | $35.00 | 3/25/2010 3:21:05 PM |
| highonrope | $25.00 | $25.00 | 3/25/2010 3:21:09 PM |
| buraky | $25.00 | $25.00 | 3/25/2010 3:21:31 PM |
| forthright-trade | $25.00 | $25.00 | 3/25/2010 3:21:40 PM |
| medan20356 | $25.00 | $25.00 | 3/25/2010 3:21:49 PM |
| fund-guild | $50.00 | $50.00 | 3/25/2010 3:22:02 PM |
| diablo_ny | $25.00 | $25.00 | 3/25/2010 3:22:08 PM |
| helpful-dough | $25.00 | $25.00 | 3/25/2010 3:22:25 PM |
| ThisGuyIKnow | $35.43 | $35.43 | 3/25/2010 3:22:30 PM |
| azarael | $25.00 | $25.00 | 3/25/2010 3:22:48 PM |
| MrMoney0622 | $25.00 | $25.00 | 3/25/2010 3:23:01 PM |
| coloradoloanman | $25.00 | $25.00 | 3/25/2010 3:23:07 PM |
| suomynona | $25.00 | $25.00 | 3/25/2010 3:23:20 PM |
| Red_b17 | $25.00 | $25.00 | 3/25/2010 3:23:28 PM |
| MKLInvestments | $25.00 | $25.00 | 3/25/2010 3:23:36 PM |
| hss46 | $25.00 | $25.00 | 3/25/2010 3:24:01 PM |
| billete | $25.00 | $25.00 | 3/25/2010 3:24:24 PM |
| courteous-fund9 | $25.00 | $25.00 | 3/25/2010 3:25:10 PM |
| frobin | $25.00 | $25.00 | 3/25/2010 3:25:19 PM |
| shiny-revenue | $25.00 | $25.00 | 3/25/2010 3:25:21 PM |
| bibiduc | $25.00 | $25.00 | 3/25/2010 3:25:24 PM |
| jokerj006 | $25.00 | $25.00 | 3/25/2010 3:25:28 PM |
| harddollars | $25.00 | $25.00 | 3/25/2010 3:25:52 PM |
| MoneyU4IA | $25.00 | $25.00 | 3/25/2010 3:26:09 PM |
| calilending | $25.00 | $25.00 | 3/25/2010 3:26:27 PM |
| vacaerol | $25.00 | $25.00 | 3/25/2010 3:26:31 PM |
| helpinghand63 | $50.00 | $50.00 | 3/25/2010 3:26:54 PM |
| peripatetic | $25.00 | $25.00 | 3/25/2010 3:26:58 PM |
| awm | $25.00 | $25.00 | 3/25/2010 3:27:24 PM |
| NR | $25.00 | $25.00 | 3/25/2010 3:27:33 PM |
| thestartuplender | $35.00 | $35.00 | 3/25/2010 3:27:40 PM |
| HarleyBoy | $25.00 | $25.00 | 3/25/2010 3:27:46 PM |
| Dglue2gether | $25.00 | $25.00 | 3/25/2010 3:27:58 PM |
| 397 bids
|
Borrower Payment Dependent Notes Series
448919
This series of Notes was issued and sold upon the funding of the borrower loan #41454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-04-2010 |
| |
Auction end date:
| Mar-11-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $63.95 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $63.79 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 5% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
1 | Length of status: | 1y 6m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 4 |
Occupation: | Student - College J... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $256 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 7% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| artist9 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
College Expenses
The purpose of this loan is to cover a few extra expenses while attending college
I will use this loan to help cover: rent, food, books, gym, gas and car maintenance expenses through the end of the semester.
I currently receive a family stipend and work full-time. The loan will provide a buffer to cover the extra expenses while next semester's funding comes. The loan will also assist in building my credit history further.
I am an excellent candidate for this loan due to my high level of integrity and honesty, as well as my stellar past and present credit history.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Josta | $50.00 | $50.00 | 3/4/2010 4:08:17 PM |
| kenji4861 | $25.00 | $25.00 | 3/4/2010 4:09:07 PM |
| kulender | $25.00 | $25.00 | 3/4/2010 4:13:34 PM |
| skuba | $25.00 | $25.00 | 3/4/2010 4:10:26 PM |
| selector568 | $250.00 | $250.00 | 3/4/2010 4:20:06 PM |
| bondhedger | $25.00 | $25.00 | 3/4/2010 4:32:15 PM |
| HealthAndSafety | $50.00 | $50.00 | 3/6/2010 1:28:06 PM |
| 1phantom | $40.00 | $40.00 | 3/7/2010 5:11:00 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/9/2010 7:44:11 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 3/9/2010 6:03:21 PM |
| Leopoldine | $25.00 | $25.00 | 3/9/2010 9:26:48 PM |
| treasure-hunter270 | $25.00 | $25.00 | 3/9/2010 10:10:59 PM |
| kf88 | $29.00 | $29.00 | 3/10/2010 4:23:52 PM |
| Richmp412 | $25.00 | $25.00 | 3/10/2010 4:29:14 PM |
| gothampark | $25.00 | $25.00 | 3/10/2010 7:32:48 PM |
| rummy06 | $60.00 | $60.00 | 3/10/2010 7:22:52 PM |
| Astyanax | $40.00 | $40.00 | 3/10/2010 6:02:56 PM |
| b1geasy | $31.25 | $31.25 | 3/11/2010 7:02:00 AM |
| wild-orange | $25.00 | $25.00 | 3/11/2010 9:32:39 AM |
| drlevvis | $50.00 | $50.00 | 3/11/2010 5:08:39 AM |
| fairmaiden | $25.00 | $25.00 | 3/11/2010 12:41:32 PM |
| tenchi2777 | $25.00 | $25.00 | 3/11/2010 1:14:34 PM |
| liederhaus | $50.00 | $50.00 | 3/11/2010 1:38:20 PM |
| timothyb | $25.00 | $25.00 | 3/11/2010 11:12:46 AM |
| ryan6853 | $25.00 | $25.00 | 3/11/2010 3:23:34 PM |
| TigerForce | $25.00 | $25.00 | 3/11/2010 3:01:16 PM |
| woodenshoes | $25.00 | $25.00 | 3/4/2010 4:09:59 PM |
| GElender | $50.00 | $50.00 | 3/4/2010 4:05:15 PM |
| desertoasis | $25.00 | $25.00 | 3/4/2010 4:07:01 PM |
| dollar-birdie | $30.00 | $30.00 | 3/4/2010 4:10:11 PM |
| jeffpac | $55.00 | $55.00 | 3/4/2010 4:13:37 PM |
| Artist_Blue | $25.00 | $25.00 | 3/4/2010 4:08:36 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/4/2010 6:56:48 PM |
| felicity-loyalist0 | $30.00 | $30.00 | 3/4/2010 7:45:41 PM |
| asset-professor | $75.00 | $75.00 | 3/4/2010 4:13:36 PM |
| enthusiastic-balance5 | $100.00 | $16.05 | 3/4/2010 4:13:40 PM |
| RandyL3 | $33.00 | $33.00 | 3/5/2010 3:27:02 AM |
| Patrician | $29.92 | $29.92 | 3/5/2010 11:40:37 AM |
| marwadi-62 | $100.00 | $100.00 | 3/5/2010 6:12:18 PM |
| Lender0307 | $25.00 | $25.00 | 3/10/2010 8:59:44 AM |
| bornsucka | $25.00 | $25.00 | 3/10/2010 11:47:37 AM |
| JaceSpade | $25.00 | $25.00 | 3/10/2010 3:47:24 PM |
| credit-vinyl | $25.00 | $25.00 | 3/10/2010 4:49:35 PM |
| truth-trapper | $25.00 | $25.00 | 3/10/2010 6:54:05 PM |
| powerful-benefit | $25.00 | $25.00 | 3/10/2010 7:27:54 PM |
| wwwUniversal | $25.00 | $25.00 | 3/10/2010 4:58:52 PM |
| Gaelicman | $25.00 | $25.00 | 3/11/2010 6:40:34 AM |
| Pickmar | $25.00 | $25.00 | 3/11/2010 7:55:44 AM |
| Leshan | $25.00 | $25.00 | 3/11/2010 7:39:40 AM |
| jybank | $25.00 | $25.00 | 3/11/2010 12:21:46 PM |
| Ven58 | $25.00 | $25.00 | 3/11/2010 1:23:56 PM |
| friendinmoney | $30.78 | $30.78 | 3/11/2010 3:55:10 PM |
| rce1964 | $25.00 | $25.00 | 3/11/2010 2:44:09 PM |
| yu-rik | $25.00 | $25.00 | 3/11/2010 3:42:17 PM |
| StocksMan | $50.00 | $50.00 | 3/11/2010 4:00:39 PM |
| 55 bids
|
Borrower Payment Dependent Notes Series
449445
This series of Notes was issued and sold upon the funding of the borrower loan #41533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-09-2010 |
| |
Auction end date:
| Mar-16-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $191.86 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 5m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 11 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,786 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 30% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| felicity-image |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to?
This loan will be used to pay off credit cards that I have. My balances aren't to high but I just want to get everything into a one payment type of plan. I would like get a payment of around 200 a month which is about what i pay for all of the credit cards together. Also would like to use the rest of the loan to pay off the rest of my car loan. Thats all i want to use it for, just too make it easier to just have one bigger payment then, lots of little payments scattered around.
My financial situation:
I am a good candidate for this loan because I am good at keeping up with payments and paying them on time. I believe my credit score is good and that to me is a good sign that I can keep up with payments and timing which?I have never had a problem with. My financial situation is good, all I want to do is just consolidate into one payment instead of many.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| woodenshoes | $25.00 | $25.00 | 3/9/2010 4:22:28 PM |
| Microfinancer | $25.00 | $25.00 | 3/9/2010 4:24:16 PM |
| webfeet | $25.00 | $25.00 | 3/9/2010 4:24:46 PM |
| Castellan | $25.00 | $25.00 | 3/9/2010 4:25:15 PM |
| kenji4861 | $25.00 | $25.00 | 3/9/2010 4:14:58 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/9/2010 4:28:42 PM |
| flexible-value | $31.00 | $31.00 | 3/9/2010 4:28:52 PM |
| honorable-yield | $75.00 | $75.00 | 3/9/2010 4:30:06 PM |
| skuba | $50.00 | $50.00 | 3/9/2010 4:24:30 PM |
| moola-man | $50.00 | $50.00 | 3/9/2010 4:25:00 PM |
| mg6619 | $25.00 | $25.00 | 3/9/2010 4:30:52 PM |
| jeffpac | $55.00 | $55.00 | 3/9/2010 4:28:05 PM |
| progressive-asset | $100.00 | $100.00 | 3/9/2010 4:29:15 PM |
| desertoasis | $50.00 | $50.00 | 3/9/2010 4:24:03 PM |
| asset-professor | $100.00 | $100.00 | 3/9/2010 4:24:24 PM |
| personal-lender | $25.00 | $25.00 | 3/9/2010 4:30:20 PM |
| Zanch | $25.00 | $25.00 | 3/9/2010 4:31:36 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/9/2010 4:32:22 PM |
| leodaguy | $25.00 | $25.00 | 3/9/2010 4:33:27 PM |
| Avala | $50.00 | $50.00 | 3/9/2010 4:29:48 PM |
| credit-force5 | $25.00 | $25.00 | 3/9/2010 4:29:56 PM |
| Vetrepreneur | $25.00 | $25.00 | 3/9/2010 4:38:39 PM |
| clean-loyalty | $25.00 | $25.00 | 3/9/2010 4:33:08 PM |
| Supernick | $25.00 | $25.00 | 3/9/2010 4:34:20 PM |
| jokerj006 | $25.00 | $25.00 | 3/9/2010 4:35:11 PM |
| 1phantom | $50.00 | $50.00 | 3/9/2010 5:18:55 PM |
| phredd | $25.00 | $25.00 | 3/9/2010 4:38:45 PM |
| treasure-hunter270 | $25.00 | $25.00 | 3/9/2010 7:52:36 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/9/2010 5:50:29 PM |
| redrock007 | $25.00 | $25.00 | 3/10/2010 5:56:42 AM |
| Ivan2007 | $25.00 | $25.00 | 3/10/2010 1:12:26 AM |
| steady-gain5 | $25.00 | $25.00 | 3/10/2010 9:34:03 AM |
| respectablename | $25.00 | $25.00 | 3/10/2010 9:47:31 AM |
| economy-mushroom | $25.00 | $25.00 | 3/10/2010 9:32:50 AM |
| radforj22 | $25.00 | $25.00 | 3/10/2010 5:56:29 AM |
| Cheburashka | $30.00 | $30.00 | 3/10/2010 10:49:18 AM |
| gain-seagull9 | $25.00 | $25.00 | 3/10/2010 9:47:50 AM |
| Rzrwire | $25.00 | $25.00 | 3/10/2010 11:22:52 AM |
| Fingar | $25.00 | $25.00 | 3/10/2010 11:08:34 AM |
| ookete | $25.00 | $25.00 | 3/10/2010 9:54:46 AM |
| Merganser | $25.00 | $25.00 | 3/10/2010 10:25:49 AM |
| BankofBen | $25.00 | $25.00 | 3/10/2010 10:36:44 AM |
| meenan | $25.00 | $25.00 | 3/10/2010 2:20:04 PM |
| you-win-i-win | $25.00 | $25.00 | 3/10/2010 3:04:30 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/10/2010 12:31:08 PM |
| WilliamLeeSims | $25.00 | $25.00 | 3/10/2010 4:13:05 PM |
| Kelor99 | $25.00 | $25.00 | 3/10/2010 6:07:27 PM |
| mrscenicroute | $25.00 | $25.00 | 3/11/2010 5:03:39 AM |
| teller | $60.00 | $60.00 | 3/11/2010 7:42:21 AM |
| uprising35 | $25.00 | $25.00 | 3/11/2010 8:34:42 AM |
| baseballfan111 | $25.00 | $25.00 | 3/10/2010 11:22:34 PM |
| steely_dan34 | $25.00 | $25.00 | 3/11/2010 10:30:10 AM |
| hopethisworks | $200.00 | $200.00 | 3/11/2010 1:02:56 PM |
| tylerfd | $25.00 | $25.00 | 3/11/2010 10:49:14 AM |
| AFairDeal | $25.00 | $25.00 | 3/11/2010 4:39:18 PM |
| Sam65 | $25.00 | $25.00 | 3/11/2010 6:27:53 PM |
| thedoctor | $90.00 | $90.00 | 3/11/2010 8:02:29 PM |
| jameskdean | $25.00 | $25.00 | 3/11/2010 8:18:31 PM |
| starikrai | $50.00 | $50.00 | 3/11/2010 6:58:10 PM |
| byrule62 | $25.00 | $25.00 | 3/11/2010 7:13:34 PM |
| Kilolani | $25.00 | $25.00 | 3/11/2010 11:59:04 PM |
| adevadeh | $25.00 | $25.00 | 3/12/2010 12:37:30 AM |
| Divot | $25.00 | $25.00 | 3/12/2010 2:52:50 AM |
| santafe1 | $25.00 | $25.00 | 3/12/2010 4:27:35 AM |
| infinitykid | $25.00 | $25.00 | 3/11/2010 10:08:13 PM |
| turbospeed | $25.00 | $25.00 | 3/12/2010 12:22:16 AM |
| GElender | $50.00 | $50.00 | 3/12/2010 7:09:40 AM |
| red-trade-cologne | $25.00 | $25.00 | 3/12/2010 4:44:58 AM |
| integrity-doctor | $50.00 | $50.00 | 3/12/2010 7:55:34 AM |
| cordial-funds8 | $25.00 | $25.00 | 3/12/2010 9:33:22 AM |
| bayareainv | $100.00 | $100.00 | 3/12/2010 8:40:35 AM |
| Tradesmanlender | $25.00 | $25.00 | 3/12/2010 9:34:27 AM |
| diverse2 | $30.00 | $30.00 | 3/12/2010 8:52:48 AM |
| nletunic | $25.00 | $25.00 | 3/12/2010 9:34:39 AM |
| wise-silver-wonder | $25.00 | $25.00 | 3/12/2010 9:52:56 AM |
| Zoomie | $25.00 | $25.00 | 3/12/2010 10:43:53 AM |
| credit-coach118 | $40.00 | $40.00 | 3/12/2010 10:27:29 AM |
| cello1 | $25.00 | $25.00 | 3/12/2010 9:35:04 AM |
| rmachi | $25.00 | $25.00 | 3/12/2010 10:43:59 AM |
| lowestghost | $25.00 | $25.00 | 3/12/2010 10:57:55 AM |
| Adino | $25.00 | $25.00 | 3/12/2010 10:45:31 AM |
| KiwiElf | $30.00 | $30.00 | 3/12/2010 10:58:25 AM |
| RandyL3 | $33.00 | $33.00 | 3/12/2010 4:41:19 PM |
| Charmart | $25.00 | $25.00 | 3/15/2010 5:47:06 PM |
| dano1965 | $25.00 | $25.00 | 3/15/2010 7:13:54 PM |
| tukuks | $25.00 | $25.00 | 3/16/2010 5:07:34 AM |
| wwwUniversal | $25.00 | $25.00 | 3/16/2010 1:22:29 PM |
| dollar-birdie | $50.00 | $50.00 | 3/9/2010 4:24:08 PM |
| Banker7371 | $25.00 | $25.00 | 3/9/2010 4:24:49 PM |
| engaging-worth | $30.00 | $30.00 | 3/9/2010 4:25:20 PM |
| macjp123 | $25.00 | $25.00 | 3/9/2010 4:29:03 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/9/2010 4:30:03 PM |
| fightinjoe | $25.00 | $25.00 | 3/9/2010 4:25:05 PM |
| AF-Chief | $27.00 | $27.00 | 3/9/2010 4:21:27 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/9/2010 4:28:13 PM |
| delicious-social132 | $40.00 | $40.00 | 3/9/2010 4:28:26 PM |
| HHP | $25.00 | $25.00 | 3/9/2010 4:28:31 PM |
| nanda | $25.00 | $25.00 | 3/9/2010 4:34:40 PM |
| shiny-revenue | $25.00 | $25.00 | 3/9/2010 4:35:02 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/9/2010 4:30:43 PM |
| bkwest01 | $100.00 | $100.00 | 3/9/2010 4:35:52 PM |
| irrelevant | $25.00 | $25.00 | 3/9/2010 4:31:00 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/9/2010 4:35:59 PM |
| interest-exec9 | $25.00 | $25.00 | 3/9/2010 4:37:54 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/9/2010 4:34:18 PM |
| Clambake | $50.00 | $50.00 | 3/9/2010 4:29:17 PM |
| torion | $25.00 | $25.00 | 3/9/2010 4:29:39 PM |
| buraky | $25.00 | $25.00 | 3/9/2010 4:35:29 PM |
| lendersf | $95.00 | $95.00 | 3/9/2010 4:30:57 PM |
| top-silver-american | $25.00 | $25.00 | 3/9/2010 4:31:21 PM |
| uwinwewin | $25.00 | $25.00 | 3/9/2010 4:31:48 PM |
| RetiredATC | $25.00 | $25.00 | 3/9/2010 4:32:11 PM |
| micko | $25.00 | $25.00 | 3/9/2010 5:07:58 PM |
| successful-euro | $30.00 | $30.00 | 3/9/2010 4:38:17 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/9/2010 4:35:23 PM |
| a-goal-bill | $25.00 | $25.00 | 3/9/2010 4:35:37 PM |
| durability-balance4 | $50.00 | $50.00 | 3/9/2010 6:17:22 PM |
| safe-payment8 | $25.00 | $25.00 | 3/9/2010 5:12:54 PM |
| Goodlender42 | $25.00 | $25.00 | 3/9/2010 5:13:10 PM |
| djs81 | $25.00 | $25.00 | 3/10/2010 5:56:02 AM |
| speedy2shoes | $25.00 | $25.00 | 3/9/2010 10:53:08 PM |
| dsgfl1 | $50.00 | $50.00 | 3/10/2010 7:07:19 AM |
| friendly-worth3 | $25.00 | $25.00 | 3/10/2010 8:37:25 AM |
| webfeet | $25.00 | $25.00 | 3/10/2010 9:24:24 AM |
| bchen78875 | $50.00 | $50.00 | 3/10/2010 9:46:41 AM |
| mlbox3k | $25.00 | $25.00 | 3/10/2010 9:57:22 AM |
| MoneyMA | $25.00 | $25.00 | 3/10/2010 10:25:56 AM |
| wiselady | $25.00 | $25.00 | 3/10/2010 9:32:32 AM |
| intelligent-yield | $25.00 | $25.00 | 3/10/2010 9:47:30 AM |
| senorzookeeper | $25.00 | $25.00 | 3/10/2010 9:47:54 AM |
| listenfirst | $50.00 | $50.00 | 3/10/2010 11:15:51 AM |
| highcountry1 | $25.00 | $25.00 | 3/10/2010 9:47:08 AM |
| prashgig | $25.00 | $25.00 | 3/10/2010 9:47:32 AM |
| RMB-Investments | $25.00 | $25.00 | 3/10/2010 12:31:35 PM |
| mmckune | $25.00 | $25.00 | 3/10/2010 1:02:41 PM |
| selector568 | $25.00 | $25.00 | 3/10/2010 1:09:01 PM |
| mlopez2007 | $25.00 | $25.00 | 3/10/2010 11:08:23 AM |
| the-profit-oracle | $25.00 | $25.00 | 3/10/2010 12:31:27 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/10/2010 1:09:03 PM |
| dharma1 | $25.00 | $25.00 | 3/10/2010 3:58:31 PM |
| grampy48 | $25.00 | $25.00 | 3/10/2010 1:52:43 PM |
| Money2Lend_U | $25.00 | $25.00 | 3/10/2010 4:14:47 PM |
| buckyhead2000 | $25.00 | $25.00 | 3/10/2010 4:50:54 PM |
| zeraphm | $25.00 | $25.00 | 3/10/2010 5:42:37 PM |
| mikeandcat | $100.00 | $100.00 | 3/11/2010 5:11:24 AM |
| Phantom99 | $25.00 | $25.00 | 3/11/2010 5:18:03 AM |
| edgeofpdx | $25.00 | $25.00 | 3/11/2010 10:22:31 AM |
| bigballer105 | $50.00 | $50.00 | 3/11/2010 1:28:23 PM |
| orbital-gold4 | $25.00 | $25.00 | 3/11/2010 11:14:47 AM |
| liederhaus | $50.00 | $50.00 | 3/11/2010 1:39:09 PM |
| inqbus | $25.00 | $25.00 | 3/11/2010 9:47:23 PM |
| unclejaef | $25.00 | $25.00 | 3/12/2010 2:44:10 AM |
| helpful-dough | $25.00 | $25.00 | 3/11/2010 9:38:41 PM |
| focused-wampum | $25.00 | $25.00 | 3/11/2010 9:52:40 PM |
| likeable-value | $25.00 | $25.00 | 3/12/2010 5:24:57 AM |
| devoider | $25.00 | $25.00 | 3/12/2010 6:59:56 AM |
| bailey14 | $25.00 | $25.00 | 3/12/2010 7:42:29 AM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/12/2010 6:53:26 AM |
| NELNET | $50.00 | $50.00 | 3/12/2010 8:03:05 AM |
| Vegasjim | $25.00 | $25.00 | 3/12/2010 8:57:39 AM |
| courteous-fund9 | $25.00 | $25.00 | 3/12/2010 9:34:16 AM |
| awwaww | $25.00 | $25.00 | 3/12/2010 9:36:47 AM |
| budyzr | $25.00 | $25.00 | 3/12/2010 9:43:35 AM |
| Tasmir | $25.00 | $25.00 | 3/12/2010 10:17:27 AM |
| titaniumtommy | $25.00 | $25.00 | 3/12/2010 10:54:22 AM |
| Dave0 | $25.00 | $25.00 | 3/12/2010 10:54:30 AM |
| KeepOnRunning | $26.58 | $26.58 | 3/12/2010 10:36:56 AM |
| anton | $150.00 | $150.00 | 3/12/2010 10:44:50 AM |
| figs4u2 | $100.00 | $100.00 | 3/12/2010 9:47:32 AM |
| satisfying-durability | $25.00 | $10.85 | 3/12/2010 10:58:40 AM |
| Cherrypicker | $40.00 | $40.00 | 3/15/2010 3:08:39 PM |
| julijask | $35.00 | $35.00 | 3/15/2010 8:28:12 PM |
| SeaLoans | $25.00 | $25.00 | 3/16/2010 11:37:51 AM |
| Leshan | $25.00 | $25.00 | 3/16/2010 2:19:05 PM |
| Marco83 | $26.57 | $26.57 | 3/16/2010 3:36:01 PM |
| 175 bids
|
Borrower Payment Dependent Notes Series
449597
This series of Notes was issued and sold upon the funding of the borrower loan #41459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Mar-09-2010 |
| |
Auction end date:
| Mar-16-2010 |
|
|
Starting lender yield:
| 20.05% |
Starting borrower rate/APR:
| 21.05% / 23.30% |
Starting monthly payment:
| $188.50 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $185.56 |
| |
|
Auction yield range:
| 8.04% - 20.05% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 16
/
13 | Length of status: | 1y 6m |
|
Credit score:
| 680-699 (Mar-2010) |
Total credit lines:
| 20 |
Occupation: | Retail Management |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,414 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 57% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| responsible-vigilance8 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off my credit card debt and reduce my payments each month.
My financial situation:
I am a good candidate for this loan because I pay all of bills on time.? I have only one late payment that was due because I pay each credit card twice each month to pay them down faster and more organized.? I plan out my budget each paycheck knowing exactly how much I want to pay each credit card down.? I am just looking for a faster method of paying them down
Monthly net income: $3497????????
Monthly expenses: $
??Housing: $795
??Insurance: $103.50
??Car expenses: $ 522.63
??Utilities: $ 75
??Phone, cable, internet: $ 180
??Food, entertainment: $ 500
??Clothing, household expenses $?100?
??Credit cards and other loans: $ 300?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please publish a listing of account BALANCE AND corresponding INTEREST RATE for EACH of your current loans/debt/credit cards. (eg, Amex Card: $1500 @ 29%, Cashcall loan: $5000 @ 69%, etc ...). No need to list any personal information - Thanks! - Been_There_Owed_That
A:
Chase Card: 1143.75 @ 17.24% Paying 120 a month to pay down
Chase Card: 2741.59 @17.24% Paying 120 a month to pay down
CitiBank Card 1622.62 @ 24.99% Paying 70 a month to pay down
(Mar-09-2010)
Q:
Thanks for your prior reply. What is your gross monthly income? Any wage garnishments that reduce your gross monthly income? If so, please explain? - Thanks again. - Been_There_Owed_That
A:
My Gross Income is 2337.60 for every two weeks, I net around 1747 for every two weeks. Every quarter I do receive a bonus check of on average an extra 1500 gross. I do not have any wage garnishments that reduce my gross monthly income.
(Mar-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| desertoasis | $50.00 | $50.00 | 3/9/2010 4:24:00 PM |
| loan_doctor | $25.00 | $25.00 | 3/9/2010 4:26:41 PM |
| Avala | $50.00 | $50.00 | 3/9/2010 4:29:46 PM |
| uwinwewin | $25.00 | $25.00 | 3/9/2010 4:31:45 PM |
| AF-Chief | $27.00 | $27.00 | 3/9/2010 4:21:25 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/9/2010 4:32:18 PM |
| shiny-revenue | $25.00 | $25.00 | 3/9/2010 4:34:58 PM |
| the-silver-blaster | $40.00 | $40.00 | 3/9/2010 4:30:14 PM |
| delicious-social132 | $25.00 | $25.00 | 3/9/2010 4:30:37 PM |
| mg6619 | $25.00 | $25.00 | 3/9/2010 4:30:49 PM |
| RetiredATC | $25.00 | $25.00 | 3/9/2010 4:32:08 PM |
| skuba | $25.00 | $25.00 | 3/9/2010 4:26:57 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/9/2010 4:34:16 PM |
| macjp123 | $25.00 | $25.00 | 3/9/2010 4:29:01 PM |
| a-goal-bill | $25.00 | $25.00 | 3/9/2010 4:35:33 PM |
| flexible-value | $26.00 | $26.00 | 3/9/2010 4:30:15 PM |
| successful-euro | $30.00 | $30.00 | 3/9/2010 4:39:04 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/9/2010 4:36:04 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/9/2010 4:36:52 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/9/2010 5:55:06 PM |
| new-peso-concerto | $25.00 | $25.00 | 3/10/2010 6:07:46 AM |
| bold-durability-drum | $25.00 | $25.00 | 3/10/2010 9:47:52 AM |
| 1phantom | $45.00 | $45.00 | 3/10/2010 9:34:00 AM |
| morewhatsinstore | $25.00 | $25.00 | 3/10/2010 11:13:28 AM |
| integrity-doctor | $50.00 | $50.00 | 3/10/2010 9:47:39 AM |
| gracej | $25.00 | $25.00 | 3/10/2010 1:32:23 PM |
| teller | $25.00 | $25.00 | 3/10/2010 11:08:16 AM |
| Fingar | $25.00 | $25.00 | 3/10/2010 11:08:32 AM |
| Sol_Invictus | $25.00 | $25.00 | 3/10/2010 11:38:07 AM |
| mmckune | $25.00 | $25.00 | 3/10/2010 1:02:42 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/10/2010 1:12:30 PM |
| WilliamLeeSims | $25.00 | $25.00 | 3/10/2010 4:13:09 PM |
| bchen78875 | $25.00 | $25.00 | 3/10/2010 4:50:58 PM |
| mrscenicroute | $25.00 | $25.00 | 3/10/2010 8:47:31 PM |
| mtnsofutah | $50.00 | $50.00 | 3/10/2010 8:14:19 PM |
| Bank_Of_XL | $50.00 | $50.00 | 3/10/2010 5:15:52 PM |
| zeraphm | $25.00 | $25.00 | 3/10/2010 5:42:36 PM |
| hopethisworks | $200.00 | $200.00 | 3/11/2010 1:02:57 PM |
| treasure-hunter270 | $25.00 | $25.00 | 3/11/2010 12:03:56 PM |
| liederhaus | $50.00 | $50.00 | 3/11/2010 1:39:16 PM |
| durability-keeper | $25.00 | $25.00 | 3/11/2010 5:48:57 PM |
| helpful-dough | $25.00 | $25.00 | 3/11/2010 9:38:39 PM |
| Vegasjim | $25.00 | $25.00 | 3/12/2010 8:57:37 AM |
| cordial-funds8 | $25.00 | $25.00 | 3/12/2010 9:33:20 AM |
| Orion | $100.00 | $100.00 | 3/12/2010 11:12:09 AM |
| reflective-rupee | $25.00 | $25.00 | 3/12/2010 3:15:18 PM |
| reflective-rupee | $25.00 | $25.00 | 3/12/2010 3:15:36 PM |
| interstellar | $41.49 | $41.49 | 3/13/2010 9:47:25 AM |
| greenback-catapult3 | $48.41 | $48.41 | 3/13/2010 6:11:49 PM |
| kind-bid-maverick | $25.00 | $25.00 | 3/13/2010 8:56:49 PM |
| sharp-credit | $500.00 | $500.00 | 3/14/2010 10:30:13 AM |
| SkinnyFish | $25.00 | $25.00 | 3/14/2010 1:46:37 PM |
| 1SteelerFan | $30.00 | $30.00 | 3/14/2010 3:37:49 PM |
| hektek22 | $25.00 | $25.00 | 3/14/2010 4:13:07 PM |
| mattblizz | $50.00 | $50.00 | 3/14/2010 8:30:21 PM |
| mattblizz | $25.00 | $25.00 | 3/14/2010 8:33:28 PM |
| wizard750 | $35.00 | $35.00 | 3/15/2010 8:04:56 AM |
| pure-fairness | $25.00 | $25.00 | 3/15/2010 5:02:39 PM |
| sharp-bill2 | $100.00 | $100.00 | 3/15/2010 6:59:42 PM |
| Easystreet | $25.00 | $25.00 | 3/15/2010 7:22:44 PM |
| mwb | $25.00 | $25.00 | 3/15/2010 9:01:38 PM |
| nashibaksi | $25.00 | $25.00 | 3/15/2010 6:38:53 PM |
| hokee | $25.00 | $25.00 | 3/16/2010 4:55:03 AM |
| truelumen | $25.00 | $25.00 | 3/16/2010 3:44:37 AM |
| vutah | $25.00 | $25.00 | 3/15/2010 9:00:18 PM |
| senorzookeeper | $33.42 | $33.42 | 3/16/2010 6:46:10 AM |
| mapleman5 | $40.00 | $40.00 | 3/16/2010 6:18:29 AM |
| Clambake | $50.00 | $50.00 | 3/9/2010 4:29:21 PM |
| fightinjoe | $25.00 | $25.00 | 3/9/2010 4:31:58 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/9/2010 4:28:11 PM |
| progressive-asset | $100.00 | $100.00 | 3/9/2010 4:29:12 PM |
| redrock007 | $25.00 | $25.00 | 3/9/2010 4:34:47 PM |
| jokerj006 | $25.00 | $25.00 | 3/9/2010 4:35:09 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/9/2010 4:35:18 PM |
| irrelevant | $25.00 | $25.00 | 3/9/2010 4:31:02 PM |
| honorable-yield | $50.00 | $50.00 | 3/9/2010 4:31:24 PM |
| moola-man | $30.00 | $30.00 | 3/9/2010 4:31:53 PM |
| Vetrepreneur | $25.00 | $25.00 | 3/9/2010 4:38:37 PM |
| torion | $25.00 | $25.00 | 3/9/2010 4:29:35 PM |
| personal-lender | $25.00 | $25.00 | 3/9/2010 4:30:25 PM |
| top-silver-american | $25.00 | $25.00 | 3/9/2010 4:31:18 PM |
| Supernick | $25.00 | $25.00 | 3/9/2010 4:34:24 PM |
| nanda | $25.00 | $25.00 | 3/9/2010 4:34:37 PM |
| robust-trade | $25.00 | $25.00 | 3/9/2010 5:18:48 PM |
| bkwest01 | $100.00 | $100.00 | 3/9/2010 4:35:49 PM |
| charming-point | $204.47 | $204.47 | 3/9/2010 4:37:44 PM |
| durability-balance4 | $50.00 | $50.00 | 3/9/2010 6:17:19 PM |
| speedy2shoes | $25.00 | $25.00 | 3/9/2010 10:53:04 PM |
| investment-oasis | $25.00 | $25.00 | 3/10/2010 5:55:27 AM |
| leodaguy | $25.00 | $25.00 | 3/10/2010 5:56:37 AM |
| economy-mushroom | $25.00 | $25.00 | 3/10/2010 9:32:49 AM |
| dollar-birdie | $25.00 | $25.00 | 3/10/2010 8:44:39 AM |
| gain-seagull9 | $25.00 | $25.00 | 3/10/2010 5:56:39 AM |
| ookete | $25.00 | $25.00 | 3/10/2010 9:54:45 AM |
| a-finance-nirvana | $25.00 | $25.00 | 3/10/2010 12:31:06 PM |
| success1001 | $32.00 | $32.00 | 3/10/2010 10:37:10 AM |
| tripnosis | $25.00 | $25.00 | 3/10/2010 1:32:25 PM |
| RMB-Investments | $25.00 | $25.00 | 3/10/2010 12:38:16 PM |
| asset-professor | $75.00 | $75.00 | 3/10/2010 8:37:24 PM |
| order-bee1 | $25.00 | $25.00 | 3/10/2010 10:40:59 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/10/2010 6:34:52 PM |
| preventivepestcontrol | $75.00 | $75.00 | 3/11/2010 10:21:29 AM |
| uprising35 | $25.00 | $25.00 | 3/11/2010 8:34:41 AM |
| trade-goblin9 | $25.00 | $25.00 | 3/11/2010 1:26:36 PM |
| AFairDeal | $25.00 | $25.00 | 3/11/2010 4:39:12 PM |
| starikrai | $50.00 | $50.00 | 3/11/2010 6:58:08 PM |
| infinitykid | $25.00 | $25.00 | 3/11/2010 10:08:10 PM |
| Kilolani | $25.00 | $25.00 | 3/11/2010 11:59:02 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/12/2010 6:53:25 AM |
| welshcat | $50.00 | $50.00 | 3/12/2010 4:06:46 AM |
| santafe1 | $25.00 | $25.00 | 3/12/2010 4:27:53 AM |
| courteous-fund9 | $25.00 | $25.00 | 3/12/2010 9:34:15 AM |
| nletunic | $25.00 | $22.13 | 3/12/2010 9:34:45 AM |
| kginatl | $49.74 | $49.74 | 3/12/2010 12:54:27 PM |
| LarWit1512 | $25.00 | $25.00 | 3/12/2010 3:15:43 PM |
| My_Tithe | $25.00 | $25.00 | 3/14/2010 8:12:19 AM |
| MarcusOcean | $50.00 | $50.00 | 3/13/2010 8:49:38 PM |
| JABank | $25.00 | $25.00 | 3/14/2010 8:29:53 AM |
| spiff666 | $25.00 | $25.00 | 3/14/2010 9:15:38 AM |
| Mindful7 | $25.00 | $25.00 | 3/15/2010 10:54:30 AM |
| radiant-value | $25.00 | $25.00 | 3/15/2010 3:47:52 PM |
| FollowMe2Freedom | $25.00 | $25.00 | 3/15/2010 4:36:14 PM |
| duty-monger | $50.00 | $50.00 | 3/15/2010 6:50:27 PM |
| Your_Bank | $25.00 | $25.00 | 3/15/2010 7:52:37 PM |
| meabandit | $50.34 | $50.34 | 3/15/2010 8:47:05 PM |
| exchange-jet | $25.00 | $25.00 | 3/16/2010 1:37:23 AM |
| 126 bids
|
Borrower Payment Dependent Notes Series
449971
This series of Notes was issued and sold upon the funding of the borrower loan #41539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Mar-11-2010 |
| |
Auction end date:
| Mar-18-2010 |
|
|
Starting lender yield:
| 27.00% |
Starting borrower rate/APR:
| 28.00% / 30.35% |
Starting monthly payment:
| $268.86 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $241.23 |
| |
|
Auction yield range:
| 8.04% - 27.00% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 6m |
|
Credit score:
| 660-679 (Feb-2010) |
Total credit lines:
| 23 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $158,764 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 93% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| willowstudios |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card consolidation
Purpose of loan:
I've worked in television and film for my whole career.
I recently took a new job as an Account Manager at Rule Boston Camera
which is the largest rental house in New England and has been in
business for over 20 years. My salary is just under $40,000 and I make
10% commission on sales. I sell television, video and film equipment to television
stations, video production companies, advertising agencies and
filmmakers.? Rule Boston Camera recently expanded its sales division, so
I was hired to get out there and bring in business.? I'm
currently the project manager on the design and installation of television stations in the Boston area.? My job is secure and I'll be growing my income through 2010-11.
In
addition to working at Rule, I also own 2 rental properties located on
my primary residence. These 2 rentals create an additional $1800/mo.
income.? In 2007-08 I used a home equity loan
to fund the construction of these rental properties and I have an interest rate
which is very low (currently %2.7!). The payment is $325/mo., yet my income from it is $1800/mo. with the
rentals...so about $1500/mo. cash flow.
My goal is to consolidate credit card debt which I acquired when doing the construction. My hobby
is studying finance, so in the past 2 years
I've spent a lot of free time learning about assets and debt. I
understand your role and mine in this loan.? Thank you for your consideration.
Chris
My financial situation:
I'm
very responsible, have paid every bill
I've ever had since I was 16 years old (I'm 37) and try to learn
from my mistakes.
Monthly net income: $
Between my day job and rental income I bring home roughly $3500/mo. without any commissions.
Monthly expenses: $
??Housing: $
1060 ($735/1st mortgage plus $325/equity loan)
??Insurance: $ 55 (car insurance)
??Car expenses: $
0 (I own my car)
??Utilities: $
75 (give or take)
??Phone, cable, internet: $ 55 (my job pays for my cell)
??Food, entertainment: $
375 (I'm a vegan and frugal)
??Clothing, household expenses $
50 (roughly)
??Credit cards and other loans: $
275 (roughly)
??Other expenses: $
100 (roughly)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AF-Chief | $28.00 | $28.00 | 3/11/2010 3:58:46 PM |
| skuba | $25.00 | $25.00 | 3/11/2010 4:05:16 PM |
| torion | $25.00 | $25.00 | 3/11/2010 4:08:10 PM |
| personal-lender | $25.00 | $25.00 | 3/11/2010 4:08:48 PM |
| delicious-social132 | $25.00 | $25.00 | 3/11/2010 4:08:57 PM |
| macjp123 | $25.00 | $25.00 | 3/11/2010 4:07:51 PM |
| Clambake | $50.00 | $50.00 | 3/11/2010 4:08:03 PM |
| the-silver-blaster | $40.00 | $40.00 | 3/11/2010 4:08:39 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/11/2010 4:12:21 PM |
| successful-euro | $30.00 | $30.00 | 3/11/2010 4:14:06 PM |
| mmckune | $25.00 | $25.00 | 3/11/2010 4:14:48 PM |
| asset-professor | $75.00 | $75.00 | 3/11/2010 4:16:10 PM |
| cash-stronghold5 | $25.00 | $25.00 | 3/11/2010 4:31:17 PM |
| AFairDeal | $25.00 | $25.00 | 3/11/2010 4:39:00 PM |
| mg6619 | $25.00 | $25.00 | 3/11/2010 4:09:13 PM |
| top-silver-american | $25.00 | $25.00 | 3/11/2010 4:10:01 PM |
| fightinjoe | $25.00 | $25.00 | 3/11/2010 4:10:42 PM |
| Speculator | $100.00 | $100.00 | 3/11/2010 4:54:15 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/11/2010 4:11:38 PM |
| mac415 | $25.00 | $25.00 | 3/11/2010 4:31:32 PM |
| desertoasis | $25.00 | $25.00 | 3/11/2010 6:33:06 PM |
| moola-man | $30.00 | $30.00 | 3/11/2010 6:32:54 PM |
| cnovak | $25.00 | $25.00 | 3/11/2010 6:57:23 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/11/2010 8:24:58 PM |
| tallmon | $25.00 | $25.00 | 3/11/2010 8:27:26 PM |
| progressive-asset | $100.00 | $100.00 | 3/11/2010 8:28:36 PM |
| money-maniac | $50.00 | $50.00 | 3/11/2010 8:28:39 PM |
| mrrc7498 | $100.00 | $100.00 | 3/11/2010 7:42:23 PM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 3/11/2010 8:33:49 PM |
| helpful-dough | $25.00 | $25.00 | 3/11/2010 9:38:30 PM |
| BlindJoeDeath | $25.00 | $25.00 | 3/11/2010 9:48:09 PM |
| najmn103 | $25.00 | $25.00 | 3/11/2010 9:48:03 PM |
| infinitykid | $25.00 | $25.00 | 3/11/2010 10:08:00 PM |
| Frugal | $25.00 | $25.00 | 3/11/2010 10:28:55 PM |
| treasure-bliss | $100.00 | $100.00 | 3/11/2010 8:25:44 PM |
| tranquil-diversification8 | $25.00 | $25.00 | 3/11/2010 11:10:56 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/12/2010 12:37:22 AM |
| BuffetRocks | $25.67 | $25.67 | 3/12/2010 1:09:25 AM |
| bonafide-cash | $50.00 | $50.00 | 3/11/2010 9:17:27 PM |
| Bank_Of_XL | $50.00 | $50.00 | 3/11/2010 9:40:15 PM |
| flexible-value | $26.00 | $26.00 | 3/12/2010 3:57:43 AM |
| srgriff | $25.00 | $25.00 | 3/11/2010 10:20:30 PM |
| likeable-value | $25.00 | $25.00 | 3/12/2010 5:24:27 AM |
| Aimvest | $25.00 | $25.00 | 3/12/2010 5:28:12 AM |
| Kilolani | $25.00 | $25.00 | 3/11/2010 11:58:54 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/12/2010 6:53:16 AM |
| Super-LM | $25.00 | $25.00 | 3/12/2010 3:57:47 AM |
| value-pole | $25.00 | $25.00 | 3/12/2010 7:02:30 AM |
| tpq | $25.00 | $25.00 | 3/12/2010 7:12:36 AM |
| airguy2050 | $25.00 | $25.00 | 3/12/2010 4:52:46 AM |
| bailey14 | $25.00 | $25.00 | 3/12/2010 7:27:24 AM |
| impeccable-transparency | $30.41 | $30.41 | 3/12/2010 7:34:43 AM |
| Usurious | $25.00 | $25.00 | 3/12/2010 7:47:43 AM |
| dollar-birdie | $25.00 | $25.00 | 3/12/2010 7:49:20 AM |
| integrity-doctor | $50.00 | $50.00 | 3/12/2010 7:55:25 AM |
| tripnosis | $25.00 | $25.00 | 3/12/2010 8:13:38 AM |
| kirklandrealtor | $25.00 | $25.00 | 3/12/2010 8:41:19 AM |
| Vegasjim | $25.00 | $25.00 | 3/12/2010 8:57:30 AM |
| success1001 | $25.00 | $25.00 | 3/12/2010 8:13:40 AM |
| rcflick | $25.00 | $25.00 | 3/12/2010 9:33:10 AM |
| useful-p2ploan | $50.00 | $50.00 | 3/12/2010 9:32:55 AM |
| cordial-funds8 | $25.00 | $25.00 | 3/12/2010 9:33:15 AM |
| cello1 | $25.00 | $25.00 | 3/12/2010 9:34:57 AM |
| bowdish1 | $25.00 | $25.00 | 3/12/2010 8:47:28 AM |
| Billfred | $25.00 | $25.00 | 3/12/2010 9:47:14 AM |
| a-truth-director | $25.00 | $25.00 | 3/12/2010 9:59:17 AM |
| Lilred7879 | $50.00 | $50.00 | 3/12/2010 9:29:20 AM |
| Milonguero | $100.00 | $100.00 | 3/12/2010 10:14:58 AM |
| helpinghand63 | $50.00 | $50.00 | 3/12/2010 9:35:20 AM |
| Finagle-Inc | $75.00 | $75.00 | 3/13/2010 3:21:13 PM |
| spiff666 | $25.00 | $25.00 | 3/14/2010 9:18:26 AM |
| preventivepestcontrol | $50.00 | $50.00 | 3/14/2010 6:48:35 PM |
| duty-monger | $50.00 | $50.00 | 3/15/2010 6:36:14 PM |
| Bob450 | $25.00 | $25.00 | 3/16/2010 9:12:49 PM |
| sharp-bill2 | $80.00 | $80.00 | 3/16/2010 9:30:28 PM |
| bobnewt | $50.00 | $50.00 | 3/16/2010 9:50:44 PM |
| loanman2007 | $75.00 | $75.00 | 3/17/2010 6:07:55 AM |
| DG2007 | $25.00 | $25.00 | 3/17/2010 10:06:26 AM |
| _SCI_ | $25.00 | $25.00 | 3/17/2010 9:38:31 AM |
| lepolgr | $50.00 | $50.00 | 3/17/2010 11:02:45 AM |
| Easystreet | $25.00 | $25.00 | 3/17/2010 11:11:14 AM |
| napoleon1168 | $25.00 | $25.00 | 3/17/2010 1:33:48 PM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:17:30 PM |
| MrCoffee | $37.31 | $37.31 | 3/17/2010 8:17:36 PM |
| XCWIZ007 | $50.00 | $50.00 | 3/17/2010 7:26:09 PM |
| payout-comet | $25.00 | $25.00 | 3/17/2010 8:26:14 PM |
| Leshan | $25.00 | $25.00 | 3/18/2010 9:26:26 AM |
| CashBank | $25.00 | $25.00 | 3/18/2010 9:21:17 AM |
| vanman58 | $40.63 | $40.63 | 3/18/2010 11:36:42 AM |
| Sol_Invictus | $25.00 | $25.00 | 3/18/2010 10:15:19 AM |
| akakii | $50.00 | $50.00 | 3/18/2010 12:07:46 PM |
| ChewyZ | $25.00 | $25.00 | 3/18/2010 11:54:25 AM |
| DasMula | $25.00 | $25.00 | 3/18/2010 12:41:57 PM |
| ultimate-peace | $100.00 | $100.00 | 3/18/2010 2:29:36 PM |
| padewy | $25.00 | $25.00 | 3/18/2010 3:26:49 PM |
| loan_doctor | $25.00 | $25.00 | 3/11/2010 3:56:52 PM |
| jokerj006 | $25.00 | $25.00 | 3/11/2010 4:12:36 PM |
| irrelevant | $25.00 | $25.00 | 3/11/2010 4:09:39 PM |
| charming-point | $300.00 | $300.00 | 3/11/2010 4:15:10 PM |
| stanbalwight4 | $25.00 | $25.00 | 3/11/2010 4:30:12 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/11/2010 4:07:25 PM |
| Avala | $50.00 | $50.00 | 3/11/2010 4:08:21 PM |
| uwinwewin | $25.00 | $25.00 | 3/11/2010 4:10:26 PM |
| RetiredATC | $25.00 | $25.00 | 3/11/2010 4:11:24 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/11/2010 5:06:09 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/11/2010 4:13:21 PM |
| GlobalFan | $25.00 | $25.00 | 3/11/2010 5:07:23 PM |
| starikrai | $50.00 | $50.00 | 3/11/2010 6:57:56 PM |
| KramericaIndustries | $25.00 | $25.00 | 3/11/2010 8:23:16 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/11/2010 7:05:20 PM |
| nalaari | $25.00 | $25.00 | 3/11/2010 8:27:28 PM |
| important-ore | $50.00 | $50.00 | 3/11/2010 8:26:00 PM |
| jigsaw | $100.00 | $100.00 | 3/11/2010 8:28:41 PM |
| Havana21 | $46.92 | $46.92 | 3/11/2010 9:57:22 PM |
| stock106 | $25.00 | $25.00 | 3/11/2010 8:21:29 PM |
| Microfinancer | $25.00 | $25.00 | 3/11/2010 10:04:02 PM |
| credit-kahuna | $100.00 | $100.00 | 3/11/2010 8:28:40 PM |
| bkwest01 | $56.59 | $56.59 | 3/11/2010 8:49:26 PM |
| bold-durability-drum | $25.00 | $25.00 | 3/11/2010 8:52:23 PM |
| cberthiaume | $25.00 | $25.00 | 3/11/2010 9:17:26 PM |
| santafe1 | $25.00 | $25.00 | 3/12/2010 4:27:46 AM |
| natural-greenback6 | $25.00 | $25.00 | 3/12/2010 4:35:43 AM |
| red-trade-cologne | $25.00 | $25.00 | 3/12/2010 4:44:02 AM |
| bchen78875 | $25.00 | $25.00 | 3/11/2010 11:02:25 PM |
| happy-return4 | $25.00 | $25.00 | 3/12/2010 6:31:38 AM |
| welshcat | $50.00 | $50.00 | 3/12/2010 4:24:50 AM |
| currency-zenith | $50.00 | $50.00 | 3/12/2010 7:09:48 AM |
| Snowman5 | $25.00 | $25.00 | 3/12/2010 7:09:50 AM |
| Bulldogee | $25.00 | $25.00 | 3/12/2010 5:32:52 AM |
| Banker7371 | $25.00 | $25.00 | 3/12/2010 7:49:13 AM |
| teller | $25.00 | $25.00 | 3/12/2010 7:53:21 AM |
| unix_jedi | $50.00 | $50.00 | 3/12/2010 6:12:21 AM |
| coin-investor | $25.00 | $25.00 | 3/12/2010 7:08:18 AM |
| bibiduc | $25.00 | $25.00 | 3/12/2010 8:41:22 AM |
| dmfog | $25.00 | $25.00 | 3/12/2010 7:34:46 AM |
| a-goal-bill | $25.00 | $25.00 | 3/12/2010 9:05:03 AM |
| neutrino6 | $25.00 | $25.00 | 3/12/2010 9:32:49 AM |
| a-yield-escalator | $25.00 | $25.00 | 3/12/2010 9:33:11 AM |
| dedicated-moola | $25.00 | $25.00 | 3/12/2010 9:33:33 AM |
| nletunic | $25.00 | $25.00 | 3/12/2010 9:34:41 AM |
| Aaron_Oz | $25.00 | $25.00 | 3/12/2010 9:33:36 AM |
| ramsbladder | $25.00 | $25.00 | 3/12/2010 9:43:51 AM |
| oceanwind1950 | $25.00 | $25.00 | 3/12/2010 9:36:11 AM |
| figs4u2 | $100.00 | $20.10 | 3/12/2010 9:47:21 AM |
| srilm | $25.00 | $25.00 | 3/12/2010 9:29:16 AM |
| lloyd_s | $25.00 | $25.00 | 3/12/2010 9:29:26 AM |
| pureliquidhw | $25.00 | $25.00 | 3/12/2010 9:33:44 AM |
| courteous-fund9 | $25.00 | $25.00 | 3/12/2010 9:34:08 AM |
| ccccody | $100.00 | $100.00 | 3/12/2010 1:55:57 PM |
| mhotchan | $100.00 | $100.00 | 3/14/2010 11:11:21 PM |
| JGuide | $51.40 | $51.40 | 3/15/2010 8:12:57 PM |
| mikeyp411 | $65.92 | $65.92 | 3/16/2010 6:04:39 PM |
| hellasow | $25.00 | $25.00 | 3/17/2010 9:49:41 AM |
| reflective-rupee | $25.00 | $25.00 | 3/17/2010 10:57:26 AM |
| unger | $50.00 | $50.00 | 3/17/2010 3:14:46 PM |
| Tamerz | $25.00 | $25.00 | 3/17/2010 6:29:31 PM |
| shalofin | $75.35 | $75.35 | 3/17/2010 6:38:17 PM |
| credit-shower | $100.00 | $100.00 | 3/17/2010 9:23:11 PM |
| Imaginos1892 | $50.00 | $50.00 | 3/17/2010 10:02:12 PM |
| hektek22 | $25.00 | $25.00 | 3/17/2010 7:22:59 PM |
| himistu22 | $25.00 | $25.00 | 3/18/2010 5:04:26 AM |
| Hobie88 | $95.70 | $95.70 | 3/18/2010 6:43:41 AM |
| mlj0671 | $30.00 | $30.00 | 3/18/2010 8:17:29 AM |
| rockhound84 | $25.00 | $25.00 | 3/18/2010 1:04:02 PM |
| dt_one | $25.00 | $25.00 | 3/18/2010 1:08:58 PM |
| Ven58 | $25.00 | $25.00 | 3/18/2010 2:20:08 PM |
| YeoLenderSource | $25.00 | $25.00 | 3/18/2010 3:24:17 PM |
| 167 bids
|
Borrower Payment Dependent Notes Series
450169
This series of Notes was issued and sold upon the funding of the borrower loan #41451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,600.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-19-2010 |
|
|
Starting lender yield:
| 13.03% |
Starting borrower rate/APR:
| 14.03% / 16.19% |
Starting monthly payment:
| $157.28 |
|
Final lender yield:
| 13.00% |
Final borrower rate/APR:
| 14.00% / 16.16% |
Final monthly payment:
| $157.22 |
| |
|
Auction yield range:
| 6.04% - 13.03% |
Estimated loss impact:
| 5.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.78% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1982 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Retired |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 2m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 15 | Stated income: | $25,000-$49,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,557 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 84% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| red-safe-kindness |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off High Rate Cards
Purpose of loan:
This loan will be used to pay off two high rate credit cards.? The interest rates on these cards were raised to?20.99% and 20.24%?while the credit limits were?lowered raising the bankcard utilization.? The cards I would pay off are Barclay Bank $2600 @ 20.99% and TNB $1650 @ 20.24%.
My financial situation:
I am a good candidate for this loan because I have good credit and have paid all my bills on time. I am a?retired public employee and receive a monthly pension of $2515 net.? My husband is also retired and receives a monthly pension of $3445 net and will start collecting social security of $1652 in September. ?We are very stable and have lived in our house for over 20 years.? We contribute to a regular savings account that we use for emergencies.?I?plan on paying this loan off early.?
Monthly net income: $5960
Monthly expenses:?$3814
??Housing:?$1614
??Insurance: $100?
??Car expenses:?$500 ($385 car pmt & 120 gas) 6 payments left on car.
??Utilities:?$200
??Phone, cable, internet:?$200
??Food, entertainment: $?400
??Clothing, household expenses $ 200
??Credit cards: $?600
??Other expenses:
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| skuba | $25.00 | $25.00 | 3/15/2010 5:01:19 PM |
| egw | $25.00 | $18.12 | 3/15/2010 5:02:39 PM |
| Avala | $50.00 | $50.00 | 3/15/2010 5:04:22 PM |
| personal-lender | $25.00 | $25.00 | 3/15/2010 5:04:50 PM |
| mg6619 | $25.00 | $25.00 | 3/15/2010 5:05:38 PM |
| macjp123 | $25.00 | $25.00 | 3/15/2010 5:03:29 PM |
| flexible-value | $26.00 | $26.00 | 3/15/2010 5:10:19 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/15/2010 5:11:10 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/15/2010 5:06:47 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/15/2010 5:07:15 PM |
| integrity-doctor | $50.00 | $50.00 | 3/15/2010 5:11:37 PM |
| figs4u2 | $100.00 | $100.00 | 3/15/2010 5:12:17 PM |
| AF-Chief | $28.00 | $28.00 | 3/15/2010 5:18:06 PM |
| Gabriel02 | $25.00 | $25.00 | 3/15/2010 5:16:46 PM |
| phredd | $50.00 | $50.00 | 3/15/2010 5:22:23 PM |
| bchen78875 | $25.00 | $25.00 | 3/15/2010 5:20:35 PM |
| honorable-yield | $50.00 | $50.00 | 3/15/2010 5:26:58 PM |
| important-ore | $50.00 | $50.00 | 3/15/2010 5:31:39 PM |
| cingular | $25.00 | $25.00 | 3/15/2010 5:30:02 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/15/2010 9:47:59 PM |
| Streetfighter | $50.00 | $50.00 | 3/16/2010 5:37:40 AM |
| happy-asset | $25.00 | $25.00 | 3/16/2010 9:32:58 AM |
| kmfreymi | $25.00 | $25.00 | 3/16/2010 9:38:18 AM |
| brazilofmux | $41.34 | $41.34 | 3/16/2010 11:38:34 AM |
| Interloper | $26.76 | $26.76 | 3/16/2010 11:31:49 AM |
| progressive-asset | $38.46 | $38.46 | 3/16/2010 1:13:03 PM |
| devoider | $25.00 | $25.00 | 3/16/2010 2:12:37 PM |
| mikeandcat | $50.00 | $50.00 | 3/16/2010 3:05:32 PM |
| wise-silver-wonder | $25.00 | $25.00 | 3/16/2010 3:14:55 PM |
| mpactlender | $25.00 | $25.00 | 3/16/2010 4:32:56 PM |
| micko | $25.00 | $25.00 | 3/16/2010 7:44:41 PM |
| kmr2 | $250.00 | $250.00 | 3/16/2010 8:00:02 PM |
| jokerj006 | $25.00 | $25.00 | 3/16/2010 9:54:54 PM |
| smart-return | $25.00 | $25.00 | 3/16/2010 7:13:24 PM |
| GElender | $50.00 | $50.00 | 3/17/2010 6:37:27 AM |
| fcukciti | $50.00 | $50.00 | 3/17/2010 5:12:43 AM |
| chestnut4 | $25.00 | $25.00 | 3/17/2010 9:32:46 AM |
| anton | $159.59 | $159.59 | 3/17/2010 9:47:47 AM |
| HedgeFund | $40.00 | $40.00 | 3/17/2010 11:13:01 AM |
| Patter256 | $25.00 | $25.00 | 3/17/2010 10:59:05 AM |
| ddog0224 | $25.00 | $25.00 | 3/17/2010 2:14:31 PM |
| rapid-credit428 | $25.00 | $25.00 | 3/17/2010 2:52:56 PM |
| Aquani | $50.00 | $50.00 | 3/17/2010 3:15:08 PM |
| SKAGIT22 | $25.00 | $25.00 | 3/18/2010 8:33:47 AM |
| jehopper5 | $25.00 | $25.00 | 3/18/2010 9:12:29 AM |
| Cai8899 | $50.00 | $50.00 | 3/18/2010 4:28:46 PM |
| aldeed | $25.00 | $25.00 | 3/18/2010 4:46:01 PM |
| chipperjohnson | $25.00 | $25.00 | 3/18/2010 4:39:51 PM |
| lm75 | $25.00 | $25.00 | 3/18/2010 7:12:12 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/19/2010 5:11:43 AM |
| Hexnut | $25.00 | $25.00 | 3/19/2010 7:33:01 AM |
| divedude | $25.00 | $25.00 | 3/19/2010 9:35:48 AM |
| skiberdad | $50.00 | $50.00 | 3/19/2010 11:16:45 AM |
| Superc0ld | $26.82 | $26.82 | 3/19/2010 11:41:00 AM |
| seanwolter | $25.00 | $25.00 | 3/19/2010 10:51:06 AM |
| bbrelo | $25.00 | $25.00 | 3/19/2010 10:58:31 AM |
| isfahanian | $25.00 | $25.00 | 3/19/2010 11:07:46 AM |
| mathprof | $25.00 | $25.00 | 3/19/2010 11:48:32 AM |
| ogoog | $25.00 | $25.00 | 3/19/2010 11:55:21 AM |
| glalat | $25.00 | $25.00 | 3/19/2010 12:20:22 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/15/2010 5:02:50 PM |
| delicious-social132 | $25.00 | $25.00 | 3/15/2010 5:05:19 PM |
| fightinjoe | $25.00 | $25.00 | 3/15/2010 5:06:11 PM |
| Clambake | $50.00 | $50.00 | 3/15/2010 5:03:38 PM |
| torion | $25.00 | $25.00 | 3/15/2010 5:04:05 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/15/2010 5:06:23 PM |
| successful-euro | $50.00 | $50.00 | 3/15/2010 5:10:55 PM |
| desertoasis | $50.00 | $50.00 | 3/15/2010 5:14:55 PM |
| nletunic | $25.00 | $25.00 | 3/15/2010 5:12:02 PM |
| irrelevant | $25.00 | $25.00 | 3/15/2010 5:17:05 PM |
| mmckune | $25.00 | $25.00 | 3/15/2010 5:26:50 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 3/15/2010 5:23:13 PM |
| ScottW | $25.00 | $25.00 | 3/15/2010 5:31:21 PM |
| martinnc | $25.00 | $25.00 | 3/15/2010 5:34:39 PM |
| Katherine12 | $50.00 | $50.00 | 3/16/2010 9:23:16 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/16/2010 9:33:14 AM |
| trade-doughnut5 | $25.00 | $25.00 | 3/16/2010 8:02:28 AM |
| cathexis | $100.00 | $100.00 | 3/16/2010 10:23:25 AM |
| the-profit-oracle | $25.00 | $25.00 | 3/16/2010 11:32:38 AM |
| hopethisworks | $25.00 | $25.00 | 3/16/2010 1:12:57 PM |
| Supernick | $25.00 | $25.00 | 3/16/2010 3:02:45 PM |
| cnovak | $25.00 | $25.00 | 3/16/2010 3:03:37 PM |
| Josta | $28.87 | $28.87 | 3/16/2010 3:05:15 PM |
| asset-professor | $75.00 | $75.00 | 3/16/2010 3:05:56 PM |
| AndersenWatcher | $25.00 | $25.00 | 3/16/2010 3:27:23 PM |
| payment-piledriver | $25.00 | $25.00 | 3/16/2010 6:28:55 PM |
| Speculator | $60.71 | $60.71 | 3/16/2010 10:44:31 PM |
| newgroom422 | $25.00 | $25.00 | 3/17/2010 1:29:22 AM |
| visionary-currency | $25.00 | $25.00 | 3/17/2010 9:28:05 AM |
| Occhy | $75.00 | $75.00 | 3/17/2010 9:48:24 AM |
| rate-gravity | $100.00 | $100.00 | 3/17/2010 9:33:07 AM |
| don8ter | $25.00 | $25.00 | 3/17/2010 12:32:29 PM |
| Pickmar | $25.00 | $25.00 | 3/17/2010 1:48:29 PM |
| red-favorable-basis | $25.00 | $25.00 | 3/17/2010 3:15:20 PM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 5:48:46 PM |
| Sam65 | $25.00 | $25.00 | 3/17/2010 10:47:43 PM |
| excellent-nickel | $25.00 | $25.00 | 3/18/2010 9:32:43 AM |
| HHP | $25.00 | $25.00 | 3/18/2010 8:44:51 AM |
| metro457 | $25.00 | $25.00 | 3/18/2010 8:47:17 AM |
| Sol_Invictus | $25.00 | $25.00 | 3/18/2010 10:13:43 AM |
| KiwiElf | $25.00 | $25.00 | 3/18/2010 11:34:25 AM |
| duty-monger | $50.00 | $50.00 | 3/18/2010 4:36:45 PM |
| Hokiemon | $35.33 | $35.33 | 3/18/2010 4:38:56 PM |
| unclejaef | $25.00 | $25.00 | 3/18/2010 4:39:32 PM |
| KHU2-B | $25.00 | $25.00 | 3/18/2010 4:40:09 PM |
| oreyedoc | $25.00 | $25.00 | 3/18/2010 4:41:35 PM |
| TheColoradoDon | $25.00 | $25.00 | 3/18/2010 4:44:15 PM |
| UofCMaroon | $50.00 | $50.00 | 3/18/2010 6:37:48 PM |
| agbullet55443 | $200.00 | $200.00 | 3/18/2010 9:17:43 PM |
| radiant-return | $25.00 | $25.00 | 3/18/2010 8:21:58 PM |
| bhelgarath | $25.00 | $25.00 | 3/19/2010 6:12:19 AM |
| nolahelper | $30.00 | $30.00 | 3/19/2010 6:36:23 AM |
| omerta6102 | $50.00 | $50.00 | 3/19/2010 9:36:38 AM |
| Tradesmanlender | $25.00 | $25.00 | 3/19/2010 9:36:01 AM |
| special-rupee | $25.00 | $25.00 | 3/19/2010 9:59:45 AM |
| webfeet | $25.00 | $25.00 | 3/19/2010 9:35:18 AM |
| selfmademan | $25.00 | $25.00 | 3/19/2010 10:58:24 AM |
| Artist_Blue | $25.00 | $25.00 | 3/19/2010 10:58:33 AM |
| Frenchynh | $25.00 | $25.00 | 3/19/2010 10:58:38 AM |
| 119 bids
|
Borrower Payment Dependent Notes Series
450173
This series of Notes was issued and sold upon the funding of the borrower loan #41530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Mar-12-2010 |
| |
Auction end date:
| Mar-19-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.57% |
Starting monthly payment:
| $56.56 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.39% |
Final monthly payment:
| $55.67 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 54% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Retired |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 18
/
16 | Length of status: | 2y 4m |
|
Credit score:
| 640-659 (Mar-2010) |
Total credit lines:
| 28 | Stated income: | $1-$24,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,409 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 60% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| position435 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Just for pleasure and some music
Purpose of loan:
This loan will be used to? personal purchase!
My financial situation:
I am a good candidate for this loan because? I pay my bills on time without missing a payment!
Monthly net income: $ 1,000.00
Monthly expenses: $ 835.00
??Housing: $ 200.00
??Insurance: $ 30.00
??Car expenses: $ 60.00
??Utilities: $ 50.00
??Phone, cable, internet: $45.00
??Food, entertainment: $ 70.00
??Clothing, household expenses $ 30.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| enthusiastic-balance5 | $100.00 | $100.00 | 3/12/2010 4:10:52 PM |
| Avala | $50.00 | $50.00 | 3/12/2010 4:12:21 PM |
| delicious-social132 | $25.00 | $25.00 | 3/12/2010 4:13:24 PM |
| mg6619 | $25.00 | $25.00 | 3/12/2010 4:13:43 PM |
| top-silver-american | $25.00 | $25.00 | 3/12/2010 4:14:17 PM |
| torion | $25.00 | $25.00 | 3/12/2010 4:12:05 PM |
| the-silver-blaster | $40.00 | $40.00 | 3/12/2010 4:12:59 PM |
| uwinwewin | $25.00 | $25.00 | 3/12/2010 4:14:30 PM |
| Clambake | $50.00 | $50.00 | 3/12/2010 4:11:59 PM |
| iflyforfun | $25.00 | $25.00 | 3/17/2010 6:27:37 PM |
| Bob450 | $25.00 | $25.00 | 3/17/2010 9:33:47 PM |
| Stingray8a | $25.00 | $25.00 | 3/18/2010 7:13:35 PM |
| unger | $50.00 | $50.00 | 3/18/2010 7:30:13 PM |
| jcw3rd | $25.00 | $25.00 | 3/18/2010 7:41:01 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 3/18/2010 7:58:11 PM |
| crjmechanic | $25.00 | $25.00 | 3/18/2010 9:13:05 PM |
| bitano | $25.00 | $25.00 | 3/19/2010 7:37:23 AM |
| mckhbnpc | $30.00 | $30.00 | 3/19/2010 8:11:24 AM |
| webfeet | $25.00 | $25.00 | 3/19/2010 8:32:39 AM |
| DasMula | $25.00 | $25.00 | 3/19/2010 9:11:20 AM |
| juxtapose | $25.00 | $25.00 | 3/19/2010 9:25:26 AM |
| JauaFlash | $25.00 | $25.00 | 3/19/2010 10:08:16 AM |
| ChewyZ | $25.00 | $25.00 | 3/19/2010 11:43:34 AM |
| macjp123 | $25.00 | $25.00 | 3/12/2010 4:11:32 PM |
| skuba | $25.00 | $25.00 | 3/12/2010 4:09:02 PM |
| personal-lender | $25.00 | $25.00 | 3/12/2010 4:13:20 PM |
| fightinjoe | $25.00 | $21.00 | 3/12/2010 4:14:36 PM |
| Bank_Of_XL | $25.00 | $25.00 | 3/13/2010 8:39:19 AM |
| OSERENKUKU | $25.00 | $25.00 | 3/13/2010 4:10:34 PM |
| uncleubb | $25.00 | $25.00 | 3/14/2010 10:58:53 AM |
| liberty-destiny3 | $25.00 | $25.00 | 3/14/2010 6:43:03 PM |
| interstellar | $34.00 | $34.00 | 3/17/2010 9:04:35 AM |
| kinetic-social | $25.00 | $25.00 | 3/17/2010 5:57:20 PM |
| seineil | $50.00 | $50.00 | 3/18/2010 12:39:20 AM |
| gilbrear | $25.00 | $25.00 | 3/18/2010 5:09:42 PM |
| IPG1 | $25.00 | $25.00 | 3/18/2010 8:32:17 PM |
| wild-orange | $50.00 | $50.00 | 3/19/2010 1:35:46 AM |
| jtc26 | $50.00 | $50.00 | 3/19/2010 7:33:43 AM |
| Taho | $25.00 | $25.00 | 3/19/2010 7:49:35 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 3/19/2010 10:22:32 AM |
| Easystreet | $25.00 | $25.00 | 3/19/2010 11:03:54 AM |
| gothampark | $25.00 | $25.00 | 3/19/2010 12:45:00 PM |
| ultimate-peace | $200.00 | $200.00 | 3/19/2010 2:39:23 PM |
| 43 bids
|
Borrower Payment Dependent Notes Series
450289
This series of Notes was issued and sold upon the funding of the borrower loan #41475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 8.99% |
Starting borrower rate/APR:
| 9.99% / 12.10% |
Starting monthly payment:
| $161.31 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 4.04% - 8.99% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 10m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $16,973 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 76% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| nickel-icon4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit cards
Purpose of loan:
To help?clear up my high credits cards.?
My financial situation:
I have a good Job in local goverment IT.
Monthly net income: $ 4300
Monthly expenses: $
??Housing: $? 1600
??Insurance: $ 300
??Car expenses: $ 370
??Utilities: $ 450
??Phone, cable, internet: $?175
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 3/15/2010 4:50:49 PM |
| Microfinancer | $25.00 | $25.00 | 3/15/2010 5:00:20 PM |
| fightinjoe | $25.00 | $25.00 | 3/15/2010 5:00:42 PM |
| skuba | $50.00 | $50.00 | 3/15/2010 5:00:31 PM |
| flexible-value | $31.00 | $31.00 | 3/15/2010 5:03:13 PM |
| macjp123 | $25.00 | $25.00 | 3/15/2010 5:03:25 PM |
| dollar-birdie | $50.00 | $50.00 | 3/15/2010 5:00:15 PM |
| torion | $25.00 | $25.00 | 3/15/2010 5:04:01 PM |
| honorable-yield | $75.00 | $75.00 | 3/15/2010 5:04:37 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/15/2010 5:05:24 PM |
| lendersf | $95.00 | $95.00 | 3/15/2010 5:05:45 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/15/2010 5:03:06 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/15/2010 5:06:44 PM |
| Avala | $50.00 | $50.00 | 3/15/2010 5:04:19 PM |
| baseballfan111 | $25.00 | $25.00 | 3/15/2010 5:08:16 PM |
| bigballer105 | $50.00 | $50.00 | 3/15/2010 5:08:49 PM |
| mg6619 | $25.00 | $25.00 | 3/15/2010 5:05:35 PM |
| bchen78875 | $50.00 | $50.00 | 3/15/2010 5:09:36 PM |
| successful-euro | $75.00 | $75.00 | 3/15/2010 5:10:50 PM |
| nletunic | $25.00 | $25.00 | 3/15/2010 5:11:51 PM |
| desertoasis | $25.00 | $25.00 | 3/15/2010 5:13:49 PM |
| AFairDeal | $25.00 | $25.00 | 3/15/2010 5:09:00 PM |
| thedoctor | $90.00 | $90.00 | 3/15/2010 5:16:50 PM |
| betak | $50.00 | $50.00 | 3/15/2010 5:16:41 PM |
| buckyhead2000 | $25.00 | $25.00 | 3/15/2010 5:12:42 PM |
| radforj22 | $25.00 | $25.00 | 3/15/2010 5:14:21 PM |
| Eagledrop | $25.00 | $25.00 | 3/15/2010 5:21:09 PM |
| AF-Chief | $28.00 | $28.00 | 3/15/2010 5:18:03 PM |
| lloyd_s | $25.00 | $25.00 | 3/15/2010 5:20:09 PM |
| important-ore | $100.00 | $100.00 | 3/15/2010 5:26:24 PM |
| Cai8899 | $75.00 | $75.00 | 3/15/2010 5:25:34 PM |
| don8ter | $60.00 | $60.00 | 3/15/2010 5:26:54 PM |
| wise-silver-wonder | $25.00 | $25.00 | 3/15/2010 5:21:57 PM |
| guggs | $25.00 | $25.00 | 3/15/2010 5:27:48 PM |
| red-favorable-basis | $25.00 | $25.00 | 3/15/2010 5:23:27 PM |
| faifar | $25.00 | $25.00 | 3/15/2010 5:30:37 PM |
| cingular | $25.00 | $25.00 | 3/15/2010 5:29:53 PM |
| progressive-asset | $58.02 | $58.02 | 3/15/2010 5:27:44 PM |
| cordial-investment1 | $25.00 | $25.00 | 3/15/2010 5:34:20 PM |
| martinnc | $25.00 | $25.00 | 3/15/2010 5:34:36 PM |
| yertle9 | $25.00 | $25.00 | 3/15/2010 5:34:53 PM |
| lenderme | $25.00 | $25.00 | 3/15/2010 5:37:41 PM |
| KillerHOO | $50.00 | $50.00 | 3/15/2010 5:39:46 PM |
| rmachi | $25.00 | $25.00 | 3/15/2010 5:35:12 PM |
| ray1051 | $25.00 | $25.00 | 3/15/2010 5:37:31 PM |
| RandyL3 | $33.00 | $33.00 | 3/15/2010 5:37:45 PM |
| Trigirl23 | $25.00 | $25.00 | 3/15/2010 5:57:51 PM |
| Zanch | $25.00 | $25.00 | 3/15/2010 6:54:20 PM |
| sisterkate | $25.00 | $1.26 | 3/15/2010 8:39:17 PM |
| medan20356 | $25.00 | $25.00 | 3/15/2010 6:43:43 PM |
| lighter | $25.00 | $25.00 | 3/15/2010 8:09:06 PM |
| mlbox3k | $25.00 | $25.00 | 3/15/2010 8:32:22 PM |
| selector568 | $124.10 | $124.10 | 3/16/2010 6:37:24 AM |
| Pickmar | $25.00 | $25.00 | 3/17/2010 1:52:48 PM |
| EmeritusX | $25.00 | $25.00 | 3/18/2010 1:42:29 PM |
| isfahanian | $25.00 | $25.00 | 3/19/2010 11:08:35 AM |
| MoneyTree79 | $50.00 | $50.00 | 3/20/2010 10:47:10 AM |
| JohnSmith10 | $25.00 | $25.00 | 3/21/2010 9:26:06 AM |
| toocautious | $50.00 | $50.00 | 3/22/2010 8:26:39 AM |
| pawnshopman | $100.00 | $100.00 | 3/22/2010 10:08:32 AM |
| dma1206 | $25.00 | $25.00 | 3/22/2010 10:52:24 AM |
| Patrician | $40.04 | $40.04 | 3/22/2010 10:52:37 AM |
| SCD | $25.00 | $25.00 | 3/22/2010 11:22:09 AM |
| jybank | $25.00 | $25.00 | 3/22/2010 11:54:57 AM |
| OoM | $25.00 | $25.00 | 3/22/2010 2:18:00 PM |
| thrilling-nickel5 | $25.00 | $25.00 | 3/22/2010 4:19:21 PM |
| Castellan | $25.00 | $25.00 | 3/15/2010 5:00:46 PM |
| asset-professor | $100.00 | $100.00 | 3/15/2010 5:00:27 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/15/2010 5:02:47 PM |
| Clambake | $50.00 | $50.00 | 3/15/2010 5:03:41 PM |
| personal-lender | $25.00 | $25.00 | 3/15/2010 5:04:57 PM |
| credit-force5 | $25.00 | $25.00 | 3/15/2010 5:04:31 PM |
| delicious-social132 | $40.00 | $40.00 | 3/15/2010 5:02:54 PM |
| jokerj006 | $25.00 | $25.00 | 3/15/2010 5:06:56 PM |
| tylerfd | $25.00 | $25.00 | 3/15/2010 5:08:42 PM |
| edgeofpdx | $25.00 | $25.00 | 3/15/2010 5:08:35 PM |
| red-trade-cologne | $25.00 | $25.00 | 3/15/2010 5:10:36 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/15/2010 5:06:20 PM |
| integrity-doctor | $50.00 | $50.00 | 3/15/2010 5:11:31 PM |
| phredd | $25.00 | $25.00 | 3/15/2010 5:07:34 PM |
| figs4u2 | $100.00 | $100.00 | 3/15/2010 5:12:13 PM |
| restless-currency | $25.00 | $25.00 | 3/15/2010 5:12:39 PM |
| interest-exec9 | $25.00 | $25.00 | 3/15/2010 5:09:21 PM |
| credit-coach118 | $38.19 | $38.19 | 3/15/2010 5:15:46 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/15/2010 5:11:07 PM |
| inspiring-reward | $150.00 | $150.00 | 3/15/2010 5:15:36 PM |
| satisfying-durability | $25.00 | $25.00 | 3/15/2010 5:12:35 PM |
| micko | $25.00 | $25.00 | 3/15/2010 5:17:23 PM |
| bayareainv | $100.00 | $100.00 | 3/15/2010 5:14:36 PM |
| mikeandcat | $100.00 | $100.00 | 3/15/2010 5:19:50 PM |
| anton | $150.00 | $150.00 | 3/15/2010 5:20:18 PM |
| jeffpac | $55.00 | $55.00 | 3/15/2010 5:16:59 PM |
| scrappy-bonus2 | $30.00 | $30.00 | 3/15/2010 5:22:56 PM |
| community-pipeline8 | $50.00 | $50.00 | 3/15/2010 5:23:17 PM |
| lender987654321 | $25.00 | $25.00 | 3/15/2010 5:20:43 PM |
| hopethisworks | $100.00 | $100.00 | 3/15/2010 5:20:54 PM |
| elasermd | $100.00 | $100.00 | 3/15/2010 5:24:11 PM |
| damage | $25.00 | $25.00 | 3/15/2010 5:30:47 PM |
| laniac | $50.00 | $50.00 | 3/15/2010 5:28:06 PM |
| bds9646 | $26.00 | $26.00 | 3/15/2010 5:34:25 PM |
| a-social-nebula | $25.00 | $25.00 | 3/15/2010 5:35:56 PM |
| klinebarger | $25.00 | $25.00 | 3/15/2010 5:35:20 PM |
| useful-currency | $25.00 | $25.00 | 3/15/2010 5:41:12 PM |
| justice-dna | $35.00 | $35.00 | 3/15/2010 5:40:48 PM |
| aasx1108 | $25.00 | $25.00 | 3/15/2010 5:50:42 PM |
| langdonx | $25.00 | $25.00 | 3/15/2010 5:58:08 PM |
| BludAx | $25.00 | $25.00 | 3/15/2010 5:57:53 PM |
| Natronpee | $25.00 | $25.00 | 3/15/2010 5:58:01 PM |
| Cluvnupe06 | $25.00 | $25.00 | 3/15/2010 6:33:09 PM |
| empire9 | $25.00 | $25.00 | 3/15/2010 5:40:44 PM |
| laststrawman | $25.00 | $25.00 | 3/15/2010 5:57:54 PM |
| kmr2 | $25.00 | $25.00 | 3/15/2010 8:23:53 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/16/2010 6:03:05 PM |
| jwood3030 | $25.00 | $25.00 | 3/17/2010 3:22:34 AM |
| webfeet | $25.00 | $25.00 | 3/19/2010 8:48:12 AM |
| JDLanier | $25.00 | $25.00 | 3/20/2010 11:40:55 AM |
| Tizzo27 | $50.39 | $50.39 | 3/20/2010 9:18:05 PM |
| JerryB96 | $25.00 | $25.00 | 3/20/2010 9:57:57 PM |
| mattblizz | $25.00 | $25.00 | 3/21/2010 2:15:19 PM |
| dano1965 | $25.00 | $25.00 | 3/22/2010 9:53:02 AM |
| velocity-winner | $25.00 | $25.00 | 3/22/2010 12:26:35 PM |
| mitcha1 | $25.00 | $25.00 | 3/22/2010 12:30:01 PM |
| wwwUniversal | $25.00 | $25.00 | 3/22/2010 1:41:21 PM |
| wild-orange | $25.00 | $25.00 | 3/22/2010 2:34:12 PM |
| haryassman | $25.00 | $25.00 | 3/22/2010 3:45:19 PM |
| grampy48 | $25.00 | $25.00 | 3/22/2010 4:07:58 PM |
| 126 bids
|
Borrower Payment Dependent Notes Series
450451
This series of Notes was issued and sold upon the funding of the borrower loan #41557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 34.5% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $294.03 |
|
Final lender yield:
| 33.99% |
Final borrower rate/APR:
| 34.99% / 37.44% |
Final monthly payment:
| $294.00 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 36.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -2.52% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 1 |
Inquiries last 6m:
| 13 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 21
/
20 | Length of status: | 16y 1m |
|
Credit score:
| 640-659 (Mar-2010) |
Total credit lines:
| 40 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,378 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 82% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| theboomop |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < mo. late:
| 0
( 0% )
| 520-539
(Oct-2008)
560-579
(Jan-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Military.. 2nd loan
Hi,
?Thanks for taking the time to take a look at my listing. This will be my second loan and I paid the first one off in 10 months. I?m not sure if that?s investors are looking for but hopefully that at least shows I will pay back any loan I receive. I?m looking for $6,500 to consolidate my high interest debt. I used the first loan to get me in a position to buy my first home, which I did and now I?m just looking to consolidate my debt. I was lucky to get a great deal on my house and actually have 50k to 60k in equity based on current comps, but banks just aren?t interested right now. I pay all my bills on time and only have one small?tick on my credit but that was due to some confusion over a refinance on a loan several years ago. I?m career military and have about 4 yrs to retirement (military). I hope you will consider my loan and know that it will be a guaranteed return.
Thanks again
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Senior Master Sergeant, can you tell us your branch of service and pay grade? - Delta-Kilo-7K
A:
Hi, I'm an E-8 and have been in the Air Force for 16 yrs.
Thanks
(Mar-17-2010)
Q:
Senior Master Sergeant, I'm told that to be a Senior Non Commissioned Officer as you are, that you must hold some level of security clearance, and that requires financial responsibility above and beyond the norm. Is that true? - Delta-Kilo-7K
A:
Yes that is correct. I hold a high security clearance that requires a complete review of your financial history. I have never had a problem with that or getting my clearance. I'm not sure why I listed as HR as everything is paid and on time plus my DTI is low. Thanks for the questions and if you need any more info please let me know.
Thanks
(Mar-17-2010)
Q:
Hi, can you give a breakdown of your current monthly:
1. income, expenses (along with debt owed and monthly payments)
2. which debts you will be consolidating with this loan?
Please answer publicly. Thanks. - bazaar-pizza
A:
$82,000YR/$6833mo
Mortgage- $1550
Auto- $500
Groceries -$600 (family of 5)
Insurance - $60
Ag loan ? $2000@ 146mo
Personnel loan - $6000 @ 300mo
Dental - $600 @ 75 mo
Merrick CC - $1500 @ 75 mo
Credit one CC - $1000 @ 45mo
Afloan - $1200 @ 265 mo
Misc CC - $5000 @ 100mo
Total - $3716
Will pay off - Ag loan ? $2000@ 146mo
Dental - $600 @ 75 mo
Merrick CC - $1500 @ 75 mo
Credit one CC - $1000 @ 45mo
Afloan - $1200 @ 265 mo
Total- $6300 @ 606mo..Savings going to pay down 6
(Mar-18-2010)
Q:
In other words you have about $500+ a month available to put on this Prosper payment...? Your previous payments are excellent. thank you - Tono
A:
Yes, and thanks for looking. I was going to either put it on this loan or pay down that one 6k loan. I paid down my first prosper loan quickly but I'm not sure how investors look at that. My plan is to pay everything off as soon as possible. Thanks for looking and if I can answer anything else just let me know.
(Mar-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 3/15/2010 5:05:59 PM |
| lender12345 | $200.00 | $200.00 | 3/15/2010 6:45:45 PM |
| 113121 | $100.00 | $100.00 | 3/17/2010 7:58:04 AM |
| nilonc1 | $650.00 | $541.55 | 3/17/2010 4:27:34 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/17/2010 6:06:26 PM |
| bazaar-pizza | $100.00 | $100.00 | 3/18/2010 2:22:41 PM |
| reflective-rupee | $50.00 | $50.00 | 3/18/2010 7:27:37 PM |
| Mark-M | $25.00 | $25.00 | 3/19/2010 6:49:42 AM |
| dynrep | $25.00 | $25.00 | 3/19/2010 9:35:30 AM |
| Peterman | $40.82 | $40.82 | 3/19/2010 5:10:38 PM |
| mrxtravis | $215.36 | $215.36 | 3/20/2010 1:15:08 AM |
| boo_hoo | $50.00 | $50.00 | 3/20/2010 9:03:25 AM |
| Kash2010lu | $50.00 | $50.00 | 3/20/2010 5:29:43 PM |
| Bob450 | $25.00 | $25.00 | 3/20/2010 5:51:06 PM |
| payout-comet | $25.00 | $25.00 | 3/21/2010 6:12:56 AM |
| RecoveryLender | $25.00 | $25.00 | 3/21/2010 7:29:02 AM |
| Sambamm1 | $100.00 | $100.00 | 3/21/2010 9:50:09 AM |
| fair-payment4 | $25.00 | $25.00 | 3/21/2010 5:37:47 PM |
| Matt_Colsia | $293.11 | $293.11 | 3/21/2010 6:54:11 PM |
| nodebt2012 | $25.00 | $25.00 | 3/21/2010 9:40:50 PM |
| principal-laser | $179.32 | $179.32 | 3/22/2010 7:54:31 AM |
| Skeptical-one | $25.00 | $25.00 | 3/22/2010 8:29:36 AM |
| lucrative-transparency0 | $250.00 | $250.00 | 3/22/2010 9:27:21 AM |
| LAKETIME | $25.00 | $25.00 | 3/22/2010 11:37:39 AM |
| RetirementMoney | $50.00 | $50.00 | 3/22/2010 12:25:00 PM |
| jpblan11 | $28.93 | $28.93 | 3/22/2010 12:18:09 PM |
| DasMula | $1,000.00 | $1,000.00 | 3/22/2010 1:12:51 PM |
| wild-orange | $25.00 | $25.00 | 3/22/2010 2:40:32 PM |
| autumn_leaves | $25.00 | $25.00 | 3/22/2010 3:56:36 PM |
| shrewd-income | $100.00 | $100.00 | 3/22/2010 4:20:56 PM |
| Sturgee | $25.00 | $25.00 | 3/22/2010 4:30:38 PM |
| ore-dojo | $50.00 | $50.00 | 3/22/2010 4:31:05 PM |
| Engineer44 | $35.00 | $35.00 | 3/22/2010 4:31:08 PM |
| Bob450 | $25.00 | $25.00 | 3/15/2010 8:02:52 PM |
| new-peso-concerto | $25.00 | $25.00 | 3/17/2010 7:01:55 AM |
| _SCI_ | $25.00 | $25.00 | 3/17/2010 8:18:49 AM |
| gold-cluster | $100.00 | $100.00 | 3/17/2010 4:49:05 PM |
| myutmost | $60.00 | $60.00 | 3/17/2010 8:36:20 PM |
| lucrative-loan | $48.23 | $48.23 | 3/18/2010 9:17:27 AM |
| reflective-rupee | $50.00 | $50.00 | 3/18/2010 7:27:05 PM |
| reflective-rupee | $50.00 | $50.00 | 3/18/2010 7:27:22 PM |
| wyogirllender | $25.00 | $25.00 | 3/19/2010 3:07:47 PM |
| carrinel | $75.00 | $75.00 | 3/19/2010 4:29:07 PM |
| money-encourager | $38.70 | $38.70 | 3/19/2010 7:41:44 PM |
| GetLoan | $25.00 | $25.00 | 3/19/2010 8:08:57 PM |
| gold-cluster | $100.00 | $100.00 | 3/19/2010 9:43:24 PM |
| gold-cluster | $100.00 | $100.00 | 3/20/2010 9:22:56 AM |
| CoffeyvilleKS | $50.00 | $50.00 | 3/20/2010 9:58:27 AM |
| clemclan | $25.00 | $25.00 | 3/20/2010 1:55:48 PM |
| order-bee1 | $45.00 | $45.00 | 3/20/2010 3:17:57 PM |
| Tono | $25.00 | $25.00 | 3/20/2010 3:45:27 PM |
| Heatguy | $100.00 | $100.00 | 3/20/2010 10:38:41 PM |
| bazaar-pizza | $230.33 | $230.33 | 3/20/2010 9:47:43 PM |
| vest_vortex | $50.00 | $50.00 | 3/20/2010 7:41:24 PM |
| superb-kindness2 | $50.00 | $50.00 | 3/21/2010 7:25:26 AM |
| FarmersBank | $50.00 | $50.00 | 3/21/2010 11:35:14 AM |
| wise-courageous-social | $25.00 | $25.00 | 3/21/2010 3:49:43 PM |
| larryboy10 | $25.00 | $25.00 | 3/21/2010 5:22:59 PM |
| carmat60 | $50.00 | $50.00 | 3/21/2010 7:38:41 PM |
| supreme-hope | $25.00 | $25.00 | 3/22/2010 12:29:02 AM |
| Laima | $25.00 | $25.00 | 3/22/2010 6:46:22 AM |
| credit-coach118 | $50.00 | $50.00 | 3/22/2010 8:53:47 AM |
| trade-elm | $25.00 | $25.00 | 3/22/2010 9:49:45 AM |
| dano1965 | $25.00 | $25.00 | 3/22/2010 9:49:20 AM |
| eboomer2611 | $25.00 | $25.00 | 3/22/2010 10:50:00 AM |
| gold-cluster | $100.00 | $100.00 | 3/22/2010 10:55:44 AM |
| lucrative-loan | $51.77 | $51.77 | 3/22/2010 10:58:09 AM |
| tcbmc | $25.00 | $25.00 | 3/22/2010 11:55:02 AM |
| honorable-yield | $25.00 | $25.00 | 3/22/2010 11:59:37 AM |
| Value-Crusader5 | $25.00 | $25.00 | 3/22/2010 12:14:29 PM |
| innovator2 | $50.00 | $50.00 | 3/22/2010 12:16:43 PM |
| Your_Bank | $25.00 | $25.00 | 3/22/2010 12:27:18 PM |
| NekHoldings | $25.00 | $25.00 | 3/22/2010 1:20:46 PM |
| DasMula | $100.00 | $100.00 | 3/22/2010 1:08:04 PM |
| upbeat-wealth | $25.00 | $25.00 | 3/22/2010 1:28:56 PM |
| DasMula | $100.00 | $100.00 | 3/22/2010 1:09:10 PM |
| AF-Chief | $35.00 | $35.00 | 3/22/2010 1:57:05 PM |
| dcm6276 | $25.00 | $25.00 | 3/22/2010 2:24:45 PM |
| innovator2 | $37.83 | $37.83 | 3/22/2010 2:41:41 PM |
| Rip128 | $100.00 | $100.00 | 3/22/2010 2:59:58 PM |
| five-star-note | $44.05 | $44.05 | 3/22/2010 3:19:12 PM |
| quickstep | $250.00 | $250.00 | 3/22/2010 4:03:44 PM |
| thrilling-nickel5 | $25.00 | $25.00 | 3/22/2010 4:23:12 PM |
| 83 bids
|
Borrower Payment Dependent Notes Series
450469
This series of Notes was issued and sold upon the funding of the borrower loan #41469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 27.38% |
Starting borrower rate/APR:
| 28.38% / 30.73% |
Starting monthly payment:
| $249.41 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $245.76 |
| |
|
Auction yield range:
| 11.04% - 27.38% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 24% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 10
/
8 | Length of status: | 7y 0m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,639 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 33% | | |
|
Public records last 12m / 10y:
| 0/ 2 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| SAP2008 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 740-759
(Jun-2008)
|
|
Principal balance:
| $471.41 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Expanding Plant Nursery
Purpose of loan: This loan will be used to expand upon a profitable plant nursery and for loan consolidation.? I am ramping up this business to pay toward my kid?s college fund and so they will not have to work full time while going to college.? My wife and I have also been fond of plants and decided a few years ago to give the business a try which has met expectations thus far.?
My financial situation: I am a good candidate for this loan because I have sufficient cash flow to pay off this debt and have the credit capability to place it on my credit card but would rather pay interest to non corporate entities.? The loan consolidation portion with the interest rates I am paying to GE Money and on a Credit Card will almost pay for the balance which is going toward business expansion. I have a current prosper loan that is almost 2 years old with a perfect payment history which is the case will all of my bills.
Breakdown of the $6,000 requested amount is 41% is for loan consolidation and 59% to be used for Business Expansion. The two balances we plan on paying off with this loan account for $280 per month. As you can see, on a three year loan, I will be saving some significant cash per month by going through Prosper.
Business expansion is to add 3 additional growing beds (each bed will hold 1,764 one trade gallon pots); adding a new automatic watering system; converting two raised beds to cloning beds (each bed capable of cloning approx 2,000 plants); and finishing material for a new 12' x 24' Green House we have half finished already thanks to a very early spring here in Michigan. This puts us on track to meet our business goal of growing and selling 15,000 plants per year by 2013.
The funds received from the last Prosper loan went toward cloning stock material and a misting timer used in the cloning of plants. Last year, we tested this system out on a small scale and was very pleased with the results (thanks to information on the Internet). This years goal is to produce 4,000 clones.
Please feel free to ask questions and bid to fund this loan!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| social-conductor4 | $25.00 | $25.00 | 3/15/2010 4:49:39 PM |
| oldmora | $25.00 | $25.00 | 3/15/2010 4:51:14 PM |
| Kaj | $25.00 | $25.00 | 3/15/2010 4:51:10 PM |
| nletunic | $25.00 | $25.00 | 3/15/2010 4:56:49 PM |
| hope-equation | $50.00 | $50.00 | 3/15/2010 4:58:31 PM |
| successful-euro | $40.00 | $40.00 | 3/15/2010 4:53:01 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/15/2010 4:58:37 PM |
| Zolton | $200.00 | $200.00 | 3/15/2010 4:58:58 PM |
| elevated-platinum5 | $25.00 | $25.00 | 3/15/2010 4:59:04 PM |
| AF_Trust | $25.00 | $25.00 | 3/15/2010 4:59:08 PM |
| SBT | $50.00 | $50.00 | 3/15/2010 5:00:53 PM |
| skuba | $25.00 | $25.00 | 3/15/2010 5:01:54 PM |
| Rattlehead | $25.00 | $25.00 | 3/15/2010 5:02:18 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 3/15/2010 4:58:51 PM |
| rhin0cerx | $50.00 | $50.00 | 3/15/2010 5:01:04 PM |
| helping-out | $30.00 | $30.00 | 3/15/2010 5:01:15 PM |
| greenwell | $25.00 | $25.00 | 3/15/2010 5:01:49 PM |
| deegeeman | $50.00 | $50.00 | 3/15/2010 5:02:01 PM |
| red-favorable-basis | $25.00 | $25.00 | 3/15/2010 5:02:11 PM |
| Speculator | $100.00 | $100.00 | 3/15/2010 5:09:16 PM |
| cashonhand | $25.00 | $25.00 | 3/15/2010 5:07:20 PM |
| Rogelio48 | $35.00 | $35.00 | 3/15/2010 5:11:45 PM |
| AFairDeal | $25.00 | $25.00 | 3/15/2010 5:09:05 PM |
| anton | $150.00 | $150.00 | 3/15/2010 5:17:27 PM |
| teller | $25.00 | $25.00 | 3/15/2010 5:17:39 PM |
| MONEYMATCH | $25.00 | $25.00 | 3/15/2010 5:17:52 PM |
| screenname03 | $25.00 | $25.00 | 3/15/2010 5:17:48 PM |
| treasure-bliss | $100.00 | $100.00 | 3/15/2010 5:15:51 PM |
| LongTail | $25.00 | $25.00 | 3/15/2010 5:20:12 PM |
| dinero-mason | $50.00 | $50.00 | 3/15/2010 5:16:05 PM |
| GElender | $25.00 | $25.00 | 3/15/2010 5:17:09 PM |
| heatherwood | $50.00 | $50.00 | 3/15/2010 5:23:52 PM |
| kmr2 | $200.00 | $200.00 | 3/15/2010 5:23:49 PM |
| Artist_Blue | $25.00 | $25.00 | 3/15/2010 5:24:59 PM |
| ah-long | $25.00 | $24.76 | 3/15/2010 5:25:15 PM |
| visionary-currency | $50.00 | $50.00 | 3/15/2010 5:20:40 PM |
| flwah | $25.00 | $25.00 | 3/15/2010 5:21:15 PM |
| FeedTheMachine | $185.09 | $185.09 | 3/15/2010 5:23:34 PM |
| YoungTaxMan | $55.47 | $55.47 | 3/15/2010 6:16:32 PM |
| Bob450 | $50.00 | $50.00 | 3/15/2010 8:00:16 PM |
| Skeptical-one | $50.00 | $50.00 | 3/16/2010 10:34:49 AM |
| charming-point | $300.00 | $300.00 | 3/16/2010 11:21:43 AM |
| reflective-rupee | $60.00 | $60.00 | 3/16/2010 12:24:23 PM |
| MrPie | $25.00 | $25.00 | 3/18/2010 7:51:17 AM |
| shawnw2 | $50.00 | $50.00 | 3/18/2010 9:34:10 AM |
| Feyenoord | $25.00 | $25.00 | 3/18/2010 7:56:20 PM |
| psycardis | $50.00 | $50.00 | 3/18/2010 8:41:35 PM |
| golffish2 | $100.00 | $100.00 | 3/19/2010 4:11:54 AM |
| wonderlandkat | $25.00 | $25.00 | 3/19/2010 11:53:44 AM |
| thomas16882004 | $25.00 | $25.00 | 3/19/2010 4:16:05 PM |
| jpblan11 | $25.00 | $25.00 | 3/19/2010 8:43:35 PM |
| averagefore | $25.00 | $25.00 | 3/20/2010 8:08:53 AM |
| leverage-monger | $25.00 | $25.00 | 3/20/2010 1:25:01 PM |
| Loanliness | $25.00 | $25.00 | 3/20/2010 1:43:35 PM |
| JDLanier | $25.00 | $25.00 | 3/20/2010 12:21:20 PM |
| Bob450 | $25.00 | $25.00 | 3/20/2010 5:48:38 PM |
| loss-of-control | $25.00 | $25.00 | 3/20/2010 7:56:29 PM |
| grnii78 | $99.46 | $99.46 | 3/20/2010 8:59:32 PM |
| foothillender | $25.00 | $25.00 | 3/21/2010 6:53:24 AM |
| eriqnoodle | $25.00 | $25.00 | 3/21/2010 10:18:25 AM |
| Kash2010lu | $25.00 | $25.00 | 3/21/2010 8:20:26 PM |
| Emberfox | $25.00 | $25.00 | 3/15/2010 4:54:47 PM |
| AF-Chief | $28.00 | $28.00 | 3/15/2010 4:57:09 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/15/2010 4:51:57 PM |
| honorable-yield | $35.00 | $35.00 | 3/15/2010 4:59:14 PM |
| personal-lender | $25.00 | $25.00 | 3/15/2010 4:58:42 PM |
| ukstevenhawaii | $50.00 | $50.00 | 3/15/2010 4:59:44 PM |
| chicagoman | $25.00 | $25.00 | 3/15/2010 4:59:34 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/15/2010 4:59:39 PM |
| nrowland | $25.00 | $25.00 | 3/15/2010 5:00:58 PM |
| steves73 | $25.00 | $25.00 | 3/15/2010 4:58:03 PM |
| secobarbital | $25.00 | $25.00 | 3/15/2010 4:58:13 PM |
| Cai8899 | $30.00 | $30.00 | 3/15/2010 4:58:23 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/15/2010 5:01:35 PM |
| CarDealer3070 | $30.00 | $30.00 | 3/15/2010 4:59:20 PM |
| Purposeful | $25.00 | $25.00 | 3/15/2010 4:59:28 PM |
| greatwhiteninja | $25.00 | $25.00 | 3/15/2010 5:01:39 PM |
| asset-professor | $35.00 | $35.00 | 3/15/2010 5:01:44 PM |
| listing-trapper3 | $50.00 | $50.00 | 3/15/2010 5:02:06 PM |
| tremendous-integrity | $25.00 | $25.00 | 3/15/2010 5:08:01 PM |
| magnolia161 | $25.00 | $25.00 | 3/15/2010 5:07:42 PM |
| Shepherd7 | $25.00 | $25.00 | 3/15/2010 5:07:50 PM |
| lovelongandprosper | $50.00 | $50.00 | 3/15/2010 5:08:27 PM |
| joee | $25.00 | $25.00 | 3/15/2010 5:11:17 PM |
| irrelevant | $25.00 | $25.00 | 3/15/2010 5:07:54 PM |
| ekmendenhall | $35.00 | $35.00 | 3/15/2010 5:10:39 PM |
| inspiring-reward | $150.00 | $150.00 | 3/15/2010 5:15:40 PM |
| KiwiElf | $25.00 | $25.00 | 3/15/2010 5:15:57 PM |
| currency-oak | $25.00 | $25.00 | 3/15/2010 5:12:49 PM |
| desertoasis | $25.00 | $25.00 | 3/15/2010 5:14:59 PM |
| head | $25.00 | $25.00 | 3/15/2010 5:18:11 PM |
| poeman | $25.00 | $25.00 | 3/15/2010 5:18:17 PM |
| micko | $25.00 | $25.00 | 3/15/2010 5:19:56 PM |
| hopethisworks | $25.00 | $25.00 | 3/15/2010 5:20:25 PM |
| mercuriant | $25.00 | $25.00 | 3/15/2010 5:27:12 PM |
| Aberdeen | $350.00 | $350.00 | 3/15/2010 5:52:36 PM |
| lender12345 | $25.00 | $25.00 | 3/15/2010 6:46:13 PM |
| JustMee | $25.00 | $25.00 | 3/15/2010 9:59:43 PM |
| cashhelp | $25.00 | $25.00 | 3/16/2010 10:42:11 AM |
| AEH_Now | $25.00 | $25.00 | 3/16/2010 2:44:17 PM |
| payment-piledriver | $33.00 | $33.00 | 3/16/2010 6:32:07 PM |
| 113121 | $25.00 | $25.00 | 3/16/2010 3:27:48 PM |
| Tycho | $26.00 | $26.00 | 3/16/2010 6:59:16 PM |
| 113121 | $100.00 | $100.00 | 3/17/2010 7:54:14 AM |
| gardenofeden | $53.75 | $53.75 | 3/17/2010 8:21:59 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 3/18/2010 9:57:47 AM |
| Peterman | $25.00 | $25.00 | 3/18/2010 10:53:35 AM |
| monstersdad | $50.00 | $50.00 | 3/18/2010 1:34:03 PM |
| UCLA4life | $25.00 | $25.00 | 3/18/2010 12:46:28 PM |
| CoolPlexer | $25.00 | $25.00 | 3/18/2010 7:36:56 PM |
| pbnjelly | $25.00 | $25.00 | 3/19/2010 12:19:16 PM |
| sturdy-fairness5 | $50.00 | $50.00 | 3/19/2010 4:03:46 PM |
| cerbear9 | $25.00 | $25.00 | 3/19/2010 5:05:36 PM |
| Starfin300 | $28.66 | $28.66 | 3/19/2010 5:06:51 PM |
| b1geasy | $25.81 | $25.81 | 3/19/2010 6:18:54 PM |
| cobramonkey | $50.00 | $50.00 | 3/20/2010 7:22:28 AM |
| brilliant-balance | $25.00 | $25.00 | 3/20/2010 7:25:52 AM |
| COtheBeast | $25.00 | $25.00 | 3/20/2010 8:23:06 AM |
| vigilance-searcher | $25.00 | $25.00 | 3/20/2010 12:21:35 PM |
| Kash2010lu | $35.00 | $35.00 | 3/20/2010 5:30:28 PM |
| kind-bid-maverick | $25.00 | $25.00 | 3/20/2010 8:48:42 PM |
| bjs-performance | $100.00 | $100.00 | 3/21/2010 5:42:44 AM |
| astra-lender | $50.00 | $50.00 | 3/20/2010 10:59:52 PM |
| Loan_shark718 | $75.00 | $75.00 | 3/21/2010 7:00:37 AM |
| dano1965 | $25.00 | $25.00 | 3/21/2010 7:53:52 AM |
| farchoir | $25.00 | $25.00 | 3/21/2010 7:37:57 AM |
| CA_Lender | $25.00 | $25.00 | 3/21/2010 8:26:49 PM |
| integrity-doctor | $80.00 | $80.00 | 3/21/2010 7:00:39 PM |
| deepblue34 | $40.00 | $40.00 | 3/21/2010 7:06:03 PM |
| integrity-broker | $25.00 | $25.00 | 3/21/2010 7:16:46 PM |
| supreme-hope | $25.00 | $25.00 | 3/22/2010 12:30:34 AM |
| 131 bids
|
Borrower Payment Dependent Notes Series
450513
This series of Notes was issued and sold upon the funding of the borrower loan #41481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-24-2010 |
|
|
Starting lender yield:
| 7.48% |
Starting borrower rate/APR:
| 8.48% / 8.82% |
Starting monthly payment:
| $205.13 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $204.59 |
| |
|
Auction yield range:
| 3.04% - 7.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
12 | Length of status: | 2y 3m |
|
Credit score:
| 800-819 (Mar-2010) |
Total credit lines:
| 38 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,185 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 6% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| AcesOverEights |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off 2 Credit Cards
Purpose of loan:
This loan will be used to pay off my 2 credit cards.? I would like to consolidate my 2 cards at a lower interest rate than I am currently paying.
My financial situation:
I am a good candidate for this loan because I pay my bills on time and?am never late on payments.? I value a strong credit rating.? I am also a homeowner (not sure why Prosper says no under my credit rating).? I have a stable job in the Power industry and my ife is also employed.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $50.00 | $50.00 | 3/17/2010 10:00:56 AM |
| cash-sensai2 | $25.00 | $25.00 | 3/17/2010 10:13:38 AM |
| skuba | $50.00 | $50.00 | 3/17/2010 10:14:32 AM |
| fightinjoe | $25.00 | $25.00 | 3/17/2010 10:14:43 AM |
| Microfinancer | $25.00 | $25.00 | 3/17/2010 10:14:08 AM |
| asset-professor | $100.00 | $100.00 | 3/17/2010 10:14:18 AM |
| bonus-adventure3 | $25.00 | $25.00 | 3/17/2010 10:19:53 AM |
| credit-force5 | $25.00 | $25.00 | 3/17/2010 10:18:56 AM |
| important-ore | $100.00 | $100.00 | 3/17/2010 10:30:56 AM |
| AFairDeal | $25.00 | $25.00 | 3/17/2010 10:24:21 AM |
| useful-currency | $25.00 | $25.00 | 3/17/2010 10:34:12 AM |
| restless-currency | $25.00 | $25.00 | 3/17/2010 10:27:42 AM |
| js60l | $25.00 | $25.00 | 3/17/2010 10:36:50 AM |
| Patter256 | $25.00 | $25.00 | 3/17/2010 10:54:36 AM |
| jwood3030 | $25.00 | $25.00 | 3/17/2010 10:43:33 AM |
| GElender | $50.00 | $50.00 | 3/17/2010 10:38:52 AM |
| BankofBen | $25.00 | $25.00 | 3/17/2010 10:58:13 AM |
| TakeCare | $50.00 | $50.00 | 3/17/2010 10:44:24 AM |
| loan-warrior | $25.00 | $25.00 | 3/17/2010 10:45:06 AM |
| bigdogsafety1 | $25.00 | $25.00 | 3/17/2010 2:02:36 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/17/2010 6:54:19 PM |
| highcountry1 | $25.00 | $25.00 | 3/17/2010 6:42:30 PM |
| blot44 | $25.00 | $25.00 | 3/17/2010 9:16:05 PM |
| JohnSmith10 | $25.00 | $25.00 | 3/17/2010 7:54:27 PM |
| thestartuplender | $35.00 | $35.00 | 3/17/2010 9:22:43 PM |
| payogie | $25.00 | $25.00 | 3/18/2010 9:32:31 AM |
| mlopez2007 | $25.00 | $25.00 | 3/18/2010 6:58:09 AM |
| webfeet | $50.00 | $50.00 | 3/18/2010 9:06:23 AM |
| buckyhead2000 | $25.00 | $25.00 | 3/18/2010 12:46:03 PM |
| Cheburashka | $30.00 | $30.00 | 3/18/2010 12:35:28 PM |
| HHP | $25.00 | $25.00 | 3/18/2010 2:34:23 PM |
| alpinaut | $25.00 | $25.00 | 3/18/2010 3:52:16 PM |
| contract-festival7 | $25.00 | $25.00 | 3/18/2010 2:41:05 PM |
| Phantom99 | $25.00 | $25.00 | 3/18/2010 5:03:08 PM |
| kanakakm | $50.00 | $50.00 | 3/18/2010 6:03:14 PM |
| anton | $60.00 | $60.00 | 3/18/2010 6:48:07 PM |
| shellback13 | $100.00 | $100.00 | 3/18/2010 6:54:03 PM |
| Cai8899 | $25.00 | $25.00 | 3/18/2010 9:52:20 PM |
| engaging-worth | $30.00 | $30.00 | 3/18/2010 10:57:34 PM |
| bhelgarath | $25.00 | $25.00 | 3/19/2010 6:12:17 AM |
| Rivervale_Westwood | $25.00 | $25.00 | 3/19/2010 6:18:55 AM |
| ganoman21 | $25.00 | $25.00 | 3/19/2010 9:36:53 AM |
| transparency-halo | $25.00 | $25.00 | 3/19/2010 9:34:03 AM |
| credit-investor5 | $26.05 | $26.05 | 3/19/2010 12:59:52 PM |
| plbquic | $25.00 | $25.00 | 3/19/2010 1:41:00 PM |
| springpanda | $25.00 | $25.00 | 3/19/2010 1:14:03 PM |
| Eagledrop | $25.00 | $25.00 | 3/20/2010 9:00:33 AM |
| selector568 | $400.00 | $400.00 | 3/20/2010 10:37:31 AM |
| gogmagog | $42.74 | $42.74 | 3/20/2010 10:44:05 AM |
| rulender | $50.00 | $50.00 | 3/20/2010 11:32:38 AM |
| BiggestG | $25.00 | $25.00 | 3/20/2010 10:43:38 AM |
| Jassi | $25.00 | $25.00 | 3/20/2010 12:37:15 PM |
| ultimate-commitment | $25.00 | $25.00 | 3/20/2010 7:20:39 PM |
| brainy-dedication | $25.00 | $25.00 | 3/21/2010 9:27:29 AM |
| LilyMax | $100.00 | $100.00 | 3/22/2010 8:10:58 AM |
| 1SteelerFan | $25.00 | $25.00 | 3/22/2010 12:14:15 PM |
| rajs | $200.00 | $200.00 | 3/22/2010 3:12:39 PM |
| Supervark | $25.00 | $25.00 | 3/22/2010 4:04:49 PM |
| fair_rates | $25.00 | $25.00 | 3/22/2010 5:20:12 PM |
| dbanwart | $25.00 | $25.00 | 3/23/2010 4:20:59 AM |
| epwait56 | $33.00 | $33.00 | 3/23/2010 9:30:16 AM |
| buukyak | $25.00 | $25.00 | 3/23/2010 6:18:58 AM |
| dn0pes | $25.84 | $25.84 | 3/23/2010 11:13:19 AM |
| blackberry9 | $25.00 | $25.00 | 3/23/2010 4:38:48 PM |
| funds-rascal | $150.00 | $150.00 | 3/23/2010 8:52:12 PM |
| Chuck54 | $25.00 | $25.00 | 3/24/2010 7:35:30 AM |
| John_14_6 | $25.00 | $25.00 | 3/24/2010 9:39:32 AM |
| Memphis-King | $50.00 | $50.00 | 3/24/2010 9:59:37 AM |
| flexible-value | $31.00 | $31.00 | 3/17/2010 10:17:12 AM |
| bigballer105 | $50.00 | $50.00 | 3/17/2010 10:23:45 AM |
| delicious-social132 | $40.00 | $40.00 | 3/17/2010 10:16:53 AM |
| successful-euro | $75.00 | $75.00 | 3/17/2010 10:25:54 AM |
| lendersf | $95.00 | $95.00 | 3/17/2010 10:20:23 AM |
| inspired-contract9 | $50.00 | $50.00 | 3/17/2010 10:23:11 AM |
| a-social-nebula | $25.00 | $25.00 | 3/17/2010 10:33:24 AM |
| ray1051 | $25.00 | $25.00 | 3/17/2010 10:33:41 AM |
| community-pipeline8 | $50.00 | $50.00 | 3/17/2010 10:30:08 AM |
| cingular | $25.00 | $25.00 | 3/17/2010 10:32:24 AM |
| nletunic | $25.00 | $25.00 | 3/17/2010 10:27:14 AM |
| klinebarger | $25.00 | $25.00 | 3/17/2010 10:33:12 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/17/2010 10:38:05 AM |
| justice-dna | $35.00 | $35.00 | 3/17/2010 10:34:03 AM |
| lender987654321 | $25.00 | $25.00 | 3/17/2010 10:29:26 AM |
| scrappy-bonus2 | $30.00 | $30.00 | 3/17/2010 10:29:42 AM |
| otter | $25.00 | $25.00 | 3/17/2010 10:54:47 AM |
| turbospeed | $25.00 | $25.00 | 3/17/2010 10:43:21 AM |
| MarinLoans | $25.00 | $25.00 | 3/17/2010 11:25:51 AM |
| courteous-fund9 | $25.00 | $25.00 | 3/17/2010 5:19:16 PM |
| esabzb | $25.00 | $25.00 | 3/17/2010 5:22:24 PM |
| tylerfd | $25.00 | $25.00 | 3/17/2010 6:10:41 PM |
| fcukciti | $50.00 | $50.00 | 3/18/2010 3:57:19 AM |
| kchen486 | $25.00 | $25.00 | 3/18/2010 6:22:18 AM |
| bchen78875 | $25.00 | $25.00 | 3/18/2010 8:02:34 AM |
| contract-lotus | $25.00 | $25.00 | 3/18/2010 9:32:53 AM |
| solarwind | $25.00 | $25.00 | 3/18/2010 11:27:47 AM |
| datacrunch | $27.99 | $27.99 | 3/18/2010 10:27:40 AM |
| djs81 | $25.00 | $25.00 | 3/18/2010 12:18:16 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/18/2010 12:18:35 PM |
| morpholog | $25.00 | $25.00 | 3/18/2010 11:46:09 AM |
| nhm | $50.00 | $50.00 | 3/18/2010 12:53:09 PM |
| Divot | $25.00 | $25.00 | 3/18/2010 12:59:30 PM |
| Kaj | $25.00 | $25.00 | 3/18/2010 2:34:20 PM |
| meenan | $25.00 | $25.00 | 3/18/2010 3:04:57 PM |
| Cherrypicker | $50.00 | $50.00 | 3/18/2010 3:18:55 PM |
| mathprof | $25.00 | $25.00 | 3/18/2010 1:49:08 PM |
| BankOfFrankFairness | $28.29 | $28.29 | 3/18/2010 2:15:41 PM |
| keyfig | $50.00 | $50.00 | 3/18/2010 2:34:49 PM |
| grampy48 | $25.00 | $25.00 | 3/18/2010 2:34:54 PM |
| RandyL3 | $33.00 | $33.00 | 3/18/2010 3:27:01 PM |
| Sam65 | $25.00 | $25.00 | 3/18/2010 3:52:19 PM |
| rmachi | $25.00 | $25.00 | 3/18/2010 3:59:47 PM |
| don8ter | $43.04 | $43.04 | 3/18/2010 4:38:07 PM |
| fiddlerzvi | $25.00 | $25.00 | 3/18/2010 5:02:49 PM |
| scholarly-integrity | $25.00 | $25.00 | 3/18/2010 4:52:58 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 3/18/2010 5:55:46 PM |
| Castellan | $25.00 | $25.00 | 3/18/2010 6:13:24 PM |
| honorable-yield | $75.00 | $75.00 | 3/18/2010 6:13:34 PM |
| aasx1108 | $25.00 | $25.00 | 3/18/2010 6:38:03 PM |
| LKN2RTR | $25.00 | $25.00 | 3/18/2010 9:52:17 PM |
| skvat | $25.00 | $25.00 | 3/18/2010 7:58:35 PM |
| interest-exec9 | $25.00 | $25.00 | 3/19/2010 1:37:33 AM |
| responsibility-euphoria0 | $25.00 | $25.00 | 3/19/2010 9:33:46 AM |
| jjb3 | $25.00 | $25.00 | 3/19/2010 9:35:33 AM |
| thedoctor | $55.40 | $55.40 | 3/19/2010 10:39:46 AM |
| red-favorable-basis | $25.00 | $25.00 | 3/19/2010 10:58:28 AM |
| Natronpee | $25.00 | $25.00 | 3/19/2010 12:20:30 PM |
| grampy48 | $25.00 | $25.00 | 3/19/2010 1:05:59 PM |
| payment-gusto | $25.00 | $25.00 | 3/19/2010 2:27:37 PM |
| goodguy2000 | $25.00 | $25.00 | 3/19/2010 3:37:45 PM |
| Tradesmanlender | $25.00 | $25.00 | 3/19/2010 4:14:54 PM |
| chief219 | $25.00 | $25.00 | 3/19/2010 5:22:15 PM |
| wise-silver-wonder | $25.00 | $25.00 | 3/19/2010 8:42:15 PM |
| radforj22 | $25.00 | $25.00 | 3/20/2010 3:22:21 AM |
| mikeandcat | $27.65 | $27.65 | 3/19/2010 9:32:13 PM |
| KiwiElf | $30.00 | $30.00 | 3/20/2010 8:57:55 AM |
| JDLanier | $25.00 | $25.00 | 3/20/2010 12:29:39 PM |
| jpskylar187 | $50.00 | $50.00 | 3/20/2010 1:37:47 PM |
| financebob | $50.00 | $50.00 | 3/20/2010 11:18:47 AM |
| Dollars4Rent | $25.00 | $25.00 | 3/20/2010 2:07:53 PM |
| MC_ | $25.00 | $25.00 | 3/20/2010 8:12:25 PM |
| divedude | $25.00 | $25.00 | 3/21/2010 7:10:04 AM |
| rescue | $500.00 | $500.00 | 3/21/2010 7:47:52 AM |
| Guerrilla_Man | $25.00 | $21.21 | 3/21/2010 10:28:46 AM |
| responsibility-mulberry | $50.00 | $50.00 | 3/21/2010 2:50:37 PM |
| isfahanian | $25.00 | $25.00 | 3/21/2010 5:32:43 PM |
| Vennela | $25.00 | $25.00 | 3/22/2010 1:10:11 PM |
| Dr_Starchildren | $25.00 | $25.00 | 3/22/2010 1:23:34 PM |
| haryassman | $25.00 | $25.00 | 3/22/2010 3:54:27 PM |
| diverse-transparency | $25.00 | $25.00 | 3/22/2010 5:17:05 PM |
| thrilling-nickel5 | $25.00 | $25.00 | 3/22/2010 5:02:53 PM |
| heerzaquestion | $25.00 | $25.00 | 3/22/2010 6:11:41 PM |
| llequire1 | $54.26 | $54.26 | 3/23/2010 10:30:06 AM |
| shellstar | $45.00 | $45.00 | 3/23/2010 8:21:22 AM |
| loanman2007 | $75.00 | $75.00 | 3/23/2010 12:50:48 PM |
| Bizyhusbandnfather | $70.53 | $70.53 | 3/23/2010 12:34:15 PM |
| gpuck | $25.00 | $25.00 | 3/23/2010 4:05:17 PM |
| wwwUniversal | $25.00 | $25.00 | 3/23/2010 4:07:23 PM |
| JerryB96 | $25.00 | $25.00 | 3/24/2010 5:21:15 AM |
| nickel-master | $25.00 | $25.00 | 3/24/2010 9:45:33 AM |
| 159 bids
|
Borrower Payment Dependent Notes Series
450573
This series of Notes was issued and sold upon the funding of the borrower loan #41465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-20-2010 |
|
|
Starting lender yield:
| 27.38% |
Starting borrower rate/APR:
| 28.38% / 30.73% |
Starting monthly payment:
| $311.77 |
|
Final lender yield:
| 27.38% |
Final borrower rate/APR:
| 28.38% / 30.73% |
Final monthly payment:
| $311.77 |
| |
|
Auction yield range:
| 11.04% - 27.38% |
Estimated loss impact:
| 10.68% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
12 | Length of status: | 3y 2m |
|
Credit score:
| 660-679 (Mar-2010) |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $20,567 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 79% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| lean-agreement3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
NOT LETTING THE CREDIT CARDS WIN!
Purpose of loan:
This loan will be used to? pay off as much of my high interest credit cards as possible and in turn allow me to get out of debt at a much faster rate.
My financial situation:
I am a good candidate for this loan because?
I work hard, have steady income, pay my bills on time and always have. Check my credit history,my payment history is excellent. I have always been self sufficient and have found a way. I thought this was worth a try since it was recommended by Clark Howard.
Monthly net income: $
6580
Monthly expenses: $ 5400
??Housing: $
1850
??Insurance: $
included
??Car expenses: $700.00 ????
??Utilities: $ 240
??Phone, cable, internet: $ 80.00
??Food, entertainment: $
800
??Clothing, household expenses $ 230
??Credit cards and other loans: $ 1500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please publish a listing of account BALANCE AND corresponding INTEREST RATE for EACH of your current loans/debt/credit cards. (eg, Amex Card: $1500 @ 29%, Cash Call loan: $5000 @ 69%, etc ...). No need to list any personal information - Thanks! - Been_There_Owed_That
A:
Thank you for the inquiry. None of the balances reflect a cash advance.
High to low on the cards I want to either pay off completely or down as much as possible with this loan. The 20+% of course are the immediate targets.
HHgregg 3000.00@ 23%
Lowes 1086.00@23%
HSBC 2000.00@22%
Capitalone 2500.00 @ 17.9%
Amex 1600.00 @ 14%
Please let me know if you need further information. Have a great day and THANK YOU for you consideration!!
(Mar-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Kaj | $25.00 | $25.00 | 3/17/2010 10:02:00 AM |
| social-conductor4 | $25.00 | $25.00 | 3/17/2010 10:00:44 AM |
| hope-equation | $50.00 | $50.00 | 3/17/2010 10:11:01 AM |
| personal-lender | $25.00 | $25.00 | 3/17/2010 10:11:25 AM |
| Purposeful | $25.00 | $25.00 | 3/17/2010 10:12:48 AM |
| sympathetic-asset | $25.00 | $25.00 | 3/17/2010 10:13:06 AM |
| nourishing-interest0 | $25.00 | $25.00 | 3/17/2010 10:11:13 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 3/17/2010 10:11:41 AM |
| elevated-platinum5 | $25.00 | $25.00 | 3/17/2010 10:12:09 AM |
| rhin0cerx | $50.00 | $50.00 | 3/17/2010 10:15:13 AM |
| greatwhiteninja | $25.00 | $25.00 | 3/17/2010 10:15:40 AM |
| listing-trapper3 | $50.00 | $50.00 | 3/17/2010 10:16:18 AM |
| nrowland | $25.00 | $25.00 | 3/17/2010 10:15:06 AM |
| asset-professor | $35.00 | $35.00 | 3/17/2010 10:15:47 AM |
| Rattlehead | $25.00 | $25.00 | 3/17/2010 10:16:36 AM |
| AF_Trust | $25.00 | $25.00 | 3/17/2010 10:12:22 AM |
| honorable-yield | $35.00 | $35.00 | 3/17/2010 10:12:32 AM |
| CarDealer3070 | $30.00 | $30.00 | 3/17/2010 10:12:40 AM |
| ukstevenhawaii | $50.00 | $50.00 | 3/17/2010 10:13:13 AM |
| cashonhand | $25.00 | $25.00 | 3/17/2010 10:22:10 AM |
| magnolia161 | $25.00 | $25.00 | 3/17/2010 10:22:26 AM |
| tremendous-integrity | $25.00 | $25.00 | 3/17/2010 10:23:06 AM |
| Speculator | $100.00 | $100.00 | 3/17/2010 10:24:35 AM |
| ah-long | $25.00 | $25.00 | 3/17/2010 10:30:37 AM |
| heatherwood | $50.00 | $50.00 | 3/17/2010 10:30:19 AM |
| brother_tam | $50.00 | $50.00 | 3/17/2010 10:31:36 AM |
| autonomous-truth | $40.00 | $40.00 | 3/17/2010 10:34:54 AM |
| KrazyCelticKid | $50.00 | $50.00 | 3/17/2010 10:40:35 AM |
| Mantis75 | $25.00 | $25.00 | 3/17/2010 10:54:07 AM |
| JKEnterprises | $25.00 | $25.00 | 3/17/2010 10:42:23 AM |
| integrity-doctor | $50.00 | $50.00 | 3/17/2010 10:40:21 AM |
| heerzaquestion | $25.00 | $25.00 | 3/17/2010 12:20:17 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/17/2010 12:25:39 PM |
| aasx1108 | $25.00 | $25.00 | 3/17/2010 1:34:35 PM |
| wampum-chorus3 | $25.00 | $25.00 | 3/17/2010 11:43:42 AM |
| felicity-daydream | $50.00 | $50.00 | 3/17/2010 2:05:02 PM |
| important-ore | $28.88 | $28.88 | 3/17/2010 2:07:40 PM |
| oreyedoc | $25.00 | $25.00 | 3/17/2010 2:33:48 PM |
| Supernick | $25.00 | $25.00 | 3/17/2010 3:59:18 PM |
| BlindJoeDeath | $25.00 | $25.00 | 3/17/2010 2:24:44 PM |
| lovelongandprosper | $50.00 | $50.00 | 3/17/2010 2:25:03 PM |
| rock-turner | $100.00 | $100.00 | 3/17/2010 5:07:45 PM |
| JustMee | $25.00 | $25.00 | 3/17/2010 5:10:27 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/17/2010 5:59:37 PM |
| foothillender | $25.00 | $25.00 | 3/18/2010 8:01:29 AM |
| webappersn | $25.00 | $25.00 | 3/18/2010 6:52:38 AM |
| HHP | $25.00 | $25.00 | 3/18/2010 8:44:26 AM |
| Havana21 | $32.35 | $32.35 | 3/18/2010 7:57:19 AM |
| hope-base | $25.00 | $25.00 | 3/18/2010 9:33:38 AM |
| hopethisworks | $25.00 | $25.00 | 3/18/2010 11:35:39 AM |
| intelligent-yield | $25.00 | $25.00 | 3/18/2010 9:48:24 AM |
| lloyd_s | $25.00 | $25.00 | 3/18/2010 12:53:38 PM |
| supreme-hope | $25.00 | $25.00 | 3/18/2010 11:35:41 AM |
| ryan23 | $25.00 | $25.00 | 3/18/2010 3:50:08 PM |
| Helenska11 | $25.00 | $25.00 | 3/18/2010 3:26:03 PM |
| reflective-rupee | $25.00 | $25.00 | 3/18/2010 7:41:17 PM |
| shrewd-peace7 | $25.00 | $25.00 | 3/18/2010 8:42:22 PM |
| Mark-M | $25.00 | $25.00 | 3/18/2010 9:18:30 PM |
| Buffer10 | $50.57 | $50.57 | 3/18/2010 7:43:11 PM |
| bhelgarath | $25.00 | $25.00 | 3/19/2010 6:12:14 AM |
| micko | $25.00 | $25.00 | 3/19/2010 6:18:22 AM |
| seisen | $50.00 | $50.00 | 3/19/2010 4:17:41 AM |
| webfeet | $25.00 | $25.00 | 3/19/2010 8:09:13 AM |
| steamboatgal | $25.00 | $25.00 | 3/19/2010 7:27:26 AM |
| joeirps | $25.00 | $25.00 | 3/19/2010 8:22:23 AM |
| cash-tiramisu | $56.05 | $56.05 | 3/19/2010 9:02:33 AM |
| camaraderi-advocator | $26.00 | $26.00 | 3/19/2010 10:02:14 AM |
| NoMoreDebt4Me | $50.00 | $50.00 | 3/19/2010 9:34:07 AM |
| time4aloan | $25.00 | $25.00 | 3/19/2010 10:23:18 AM |
| asmithj | $50.00 | $50.00 | 3/19/2010 9:36:58 AM |
| 108lender | $65.81 | $65.81 | 3/19/2010 10:32:37 AM |
| sensible-trade | $25.00 | $25.00 | 3/19/2010 10:49:05 AM |
| millertimeb | $49.73 | $49.73 | 3/19/2010 11:23:15 AM |
| runner262 | $25.00 | $25.00 | 3/19/2010 11:03:15 AM |
| CaboWaboRobo | $25.00 | $25.00 | 3/19/2010 11:53:22 AM |
| natecam | $25.00 | $25.00 | 3/19/2010 12:19:08 PM |
| HalfDayz | $50.00 | $50.00 | 3/19/2010 11:47:47 AM |
| kginatl | $25.00 | $25.00 | 3/19/2010 11:47:51 AM |
| redbomb5 | $25.00 | $25.00 | 3/19/2010 11:53:25 AM |
| devoider | $25.00 | $25.00 | 3/19/2010 12:48:34 PM |
| johnayan | $25.00 | $25.00 | 3/19/2010 12:49:42 PM |
| impartial-deal | $25.00 | $25.00 | 3/19/2010 12:58:53 PM |
| Tasmir | $25.00 | $25.00 | 3/19/2010 12:59:07 PM |
| bazaar-tulip | $25.00 | $25.00 | 3/19/2010 12:58:49 PM |
| capital-kingdom | $25.00 | $25.00 | 3/19/2010 12:54:46 PM |
| jeager | $25.00 | $25.00 | 3/19/2010 1:27:45 PM |
| Cre8iveCash | $25.00 | $25.00 | 3/19/2010 2:37:31 PM |
| xzec777 | $25.00 | $25.00 | 3/19/2010 2:37:36 PM |
| PaulW | $25.00 | $25.00 | 3/19/2010 2:27:20 PM |
| lending-bear | $25.00 | $25.00 | 3/19/2010 1:42:16 PM |
| decisive-capital | $50.00 | $50.00 | 3/19/2010 2:37:25 PM |
| mdf | $50.00 | $50.00 | 3/19/2010 2:37:33 PM |
| LBOregon | $25.00 | $25.00 | 3/19/2010 3:04:05 PM |
| mudaholic | $25.00 | $25.00 | 3/19/2010 2:37:21 PM |
| screenname03 | $25.00 | $25.00 | 3/19/2010 2:37:29 PM |
| KevinC_63366 | $25.00 | $25.00 | 3/19/2010 2:37:37 PM |
| reflective-rupee | $25.00 | $25.00 | 3/19/2010 4:09:04 PM |
| AceInTheHole | $25.00 | $25.00 | 3/19/2010 4:14:18 PM |
| A007 | $25.00 | $25.00 | 3/19/2010 4:13:43 PM |
| b-rent | $25.00 | $25.00 | 3/19/2010 4:13:55 PM |
| whatknows | $25.00 | $25.00 | 3/19/2010 4:13:47 PM |
| MrMcduck | $25.00 | $25.00 | 3/19/2010 4:22:33 PM |
| orange-value-exec | $25.00 | $25.00 | 3/19/2010 5:27:15 PM |
| dano1965 | $50.00 | $50.00 | 3/19/2010 6:55:47 PM |
| oldmora | $50.00 | $50.00 | 3/17/2010 10:02:05 AM |
| vinayski | $25.00 | $25.00 | 3/17/2010 10:04:43 AM |
| AF-Chief | $28.00 | $28.00 | 3/17/2010 10:03:17 AM |
| secobarbital | $25.00 | $25.00 | 3/17/2010 10:10:39 AM |
| Cai8899 | $30.00 | $30.00 | 3/17/2010 10:10:48 AM |
| chicagoman | $25.00 | $25.00 | 3/17/2010 10:12:57 AM |
| successful-euro | $30.00 | $30.00 | 3/17/2010 10:03:43 AM |
| greenwell | $25.00 | $25.00 | 3/17/2010 10:15:56 AM |
| SBT | $50.00 | $50.00 | 3/17/2010 10:14:54 AM |
| nletunic | $25.00 | $25.00 | 3/17/2010 10:09:16 AM |
| skuba | $25.00 | $25.00 | 3/17/2010 10:16:05 AM |
| deegeeman | $50.00 | $50.00 | 3/17/2010 10:16:11 AM |
| Zolton | $200.00 | $200.00 | 3/17/2010 10:11:54 AM |
| Shepherd7 | $25.00 | $25.00 | 3/17/2010 10:22:44 AM |
| red-favorable-basis | $25.00 | $25.00 | 3/17/2010 10:16:27 AM |
| irrelevant | $25.00 | $25.00 | 3/17/2010 10:22:58 AM |
| GElender | $25.00 | $25.00 | 3/17/2010 10:28:44 AM |
| joee | $25.00 | $25.00 | 3/17/2010 10:26:39 AM |
| asiaratt | $100.00 | $100.00 | 3/17/2010 10:36:07 AM |
| martinnc | $25.00 | $25.00 | 3/17/2010 10:32:05 AM |
| Streetfighter | $25.00 | $25.00 | 3/17/2010 10:36:23 AM |
| desertoasis | $25.00 | $25.00 | 3/17/2010 10:28:10 AM |
| inspiring-reward | $150.00 | $150.00 | 3/17/2010 10:28:26 AM |
| thrifty-funds1 | $25.00 | $25.00 | 3/17/2010 10:39:03 AM |
| bountiful-bazaar | $25.00 | $25.00 | 3/17/2010 10:35:38 AM |
| rooosta | $25.00 | $25.00 | 3/17/2010 10:31:23 AM |
| unforgettable-order9 | $25.00 | $25.00 | 3/17/2010 10:38:10 AM |
| kmfreymi | $25.00 | $25.00 | 3/17/2010 10:38:29 AM |
| red_spade | $26.00 | $26.00 | 3/17/2010 10:42:05 AM |
| mercuriant | $25.00 | $25.00 | 3/17/2010 10:43:08 AM |
| LuvToLend | $25.00 | $25.00 | 3/17/2010 11:01:17 AM |
| Nala161616 | $25.00 | $25.00 | 3/17/2010 11:56:07 AM |
| Peterman | $25.00 | $25.00 | 3/17/2010 12:26:17 PM |
| HedgeFund | $25.00 | $25.00 | 3/17/2010 11:13:10 AM |
| helping-out | $30.00 | $30.00 | 3/17/2010 12:26:07 PM |
| steves73 | $25.00 | $25.00 | 3/17/2010 2:23:45 PM |
| keynaples | $50.00 | $50.00 | 3/17/2010 2:42:21 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/17/2010 3:04:53 PM |
| mg6619 | $25.00 | $25.00 | 3/17/2010 3:05:01 PM |
| visionary-currency | $39.15 | $39.15 | 3/17/2010 2:52:26 PM |
| deal-hickory5 | $25.00 | $25.00 | 3/17/2010 3:59:16 PM |
| Melrosian | $46.95 | $46.95 | 3/17/2010 3:06:05 PM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:23:01 PM |
| kronosmetis | $25.00 | $25.00 | 3/17/2010 5:48:28 PM |
| tsquared_030 | $75.00 | $75.00 | 3/17/2010 5:54:54 PM |
| treasure-bliss | $93.67 | $93.67 | 3/17/2010 4:17:20 PM |
| Bob450 | $25.00 | $25.00 | 3/17/2010 8:31:51 PM |
| bowdish1 | $50.00 | $50.00 | 3/17/2010 6:41:45 PM |
| burrito6 | $25.00 | $25.00 | 3/17/2010 9:07:35 PM |
| rks125 | $25.00 | $25.00 | 3/17/2010 7:58:50 PM |
| AFairDeal | $25.00 | $25.00 | 3/18/2010 8:29:04 AM |
| rupee-artisan | $25.00 | $25.00 | 3/18/2010 9:33:29 AM |
| the-dynamic-marketplace | $75.00 | $75.00 | 3/18/2010 11:04:11 AM |
| Artist_Blue | $25.00 | $25.00 | 3/18/2010 11:59:34 AM |
| payment-piledriver | $25.00 | $25.00 | 3/18/2010 12:44:57 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/18/2010 12:18:38 PM |
| Sateesh | $30.68 | $30.68 | 3/18/2010 12:46:37 PM |
| Turtlebear44 | $25.00 | $25.00 | 3/18/2010 1:42:33 PM |
| eronyc | $25.00 | $25.00 | 3/18/2010 1:50:15 PM |
| capital-kingdom | $25.00 | $25.00 | 3/18/2010 1:13:56 PM |
| purdue98 | $25.00 | $25.00 | 3/18/2010 2:53:34 PM |
| leodaguy | $25.00 | $25.00 | 3/18/2010 2:40:53 PM |
| efficient-principal | $25.00 | $25.00 | 3/18/2010 3:51:49 PM |
| wise-courageous-social | $25.00 | $25.00 | 3/18/2010 3:14:30 PM |
| exact-loan5 | $30.00 | $30.00 | 3/18/2010 3:59:50 PM |
| trader-joe | $27.48 | $27.48 | 3/18/2010 4:33:06 PM |
| gizzywump | $25.00 | $25.00 | 3/18/2010 4:55:50 PM |
| jmcdon7230 | $25.00 | $25.00 | 3/18/2010 5:29:30 PM |
| reflective-rupee | $25.00 | $25.00 | 3/18/2010 7:41:05 PM |
| bnlforever | $25.00 | $25.00 | 3/18/2010 7:52:30 PM |
| anton | $124.95 | $124.95 | 3/19/2010 12:04:17 AM |
| bazaar-pizza | $100.00 | $100.00 | 3/19/2010 12:08:09 AM |
| teejay411 | $25.00 | $25.00 | 3/19/2010 7:12:34 AM |
| Rosencranz | $25.00 | $25.00 | 3/19/2010 8:47:23 AM |
| porkhelmet | $25.00 | $25.00 | 3/19/2010 8:47:29 AM |
| ayerobbie | $25.00 | $25.00 | 3/19/2010 9:08:00 AM |
| careful-penny | $25.00 | $25.00 | 3/19/2010 8:58:12 AM |
| enriching-fund4 | $25.00 | $25.00 | 3/19/2010 9:35:26 AM |
| cospilot | $25.00 | $25.00 | 3/19/2010 9:35:59 AM |
| flexible-value | $25.00 | $25.00 | 3/19/2010 9:43:18 AM |
| HunterSix | $25.00 | $25.00 | 3/19/2010 11:04:00 AM |
| independent-dollar | $25.00 | $25.00 | 3/19/2010 11:58:17 AM |
| dinero-mason | $50.00 | $50.00 | 3/19/2010 11:54:11 AM |
| CPAMAN | $25.00 | $25.00 | 3/19/2010 12:04:19 PM |
| mathprof | $25.00 | $25.00 | 3/19/2010 11:48:20 AM |
| wampum-proton | $25.00 | $25.00 | 3/19/2010 11:54:07 AM |
| jlr613 | $25.00 | $25.00 | 3/19/2010 12:30:22 PM |
| delivery | $25.00 | $25.00 | 3/19/2010 12:05:47 PM |
| Seadrag367 | $25.00 | $25.00 | 3/19/2010 12:18:20 PM |
| rlgnyc | $35.66 | $35.66 | 3/19/2010 12:29:26 PM |
| flwah | $25.00 | $25.00 | 3/19/2010 12:29:55 PM |
| yarg | $25.00 | $25.00 | 3/19/2010 12:59:32 PM |
| andrewrobison | $25.00 | $25.00 | 3/19/2010 12:59:41 PM |
| spsavage | $25.00 | $25.00 | 3/19/2010 1:47:34 PM |
| FeedTheMachine | $59.27 | $59.27 | 3/19/2010 1:57:19 PM |
| Hokiemon | $25.00 | $25.00 | 3/19/2010 2:37:27 PM |
| lagnisiruk | $25.00 | $25.00 | 3/19/2010 2:37:23 PM |
| noble-revenue | $38.52 | $38.52 | 3/19/2010 2:37:30 PM |
| derec | $25.00 | $25.00 | 3/19/2010 1:47:28 PM |
| jhouman | $25.00 | $25.00 | 3/19/2010 2:42:34 PM |
| Been_There_Owed_That | $100.00 | $100.00 | 3/19/2010 2:19:11 PM |
| Sam65 | $25.00 | $25.00 | 3/19/2010 2:37:28 PM |
| poeman | $25.00 | $25.00 | 3/19/2010 2:37:32 PM |
| cajunguy | $37.02 | $37.02 | 3/19/2010 3:52:37 PM |
| Dopplerbob | $25.00 | $25.00 | 3/19/2010 3:53:49 PM |
| reflective-rupee | $700.00 | $138.26 | 3/19/2010 4:08:47 PM |
| selfmademan | $25.00 | $25.00 | 3/19/2010 4:15:31 PM |
| divedude | $25.00 | $25.00 | 3/19/2010 4:14:46 PM |
| 12Knocksinna | $25.00 | $25.00 | 3/19/2010 4:19:17 PM |
| jo2y | $25.00 | $25.00 | 3/19/2010 6:02:21 PM |
| trajames | $25.00 | $25.00 | 3/19/2010 6:46:46 PM |
| gulch | $25.00 | $25.00 | 3/19/2010 7:47:27 PM |
| wgc | $25.00 | $25.00 | 3/19/2010 8:47:15 PM |
| antoniofl | $25.00 | $25.00 | 3/19/2010 9:58:53 PM |
| DasMula | $25.00 | $25.00 | 3/19/2010 8:38:33 PM |
| 219 bids
|
Borrower Payment Dependent Notes Series
450911
This series of Notes was issued and sold upon the funding of the borrower loan #41447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Mar-18-2010 |
| |
Auction end date:
| Mar-25-2010 |
|
|
Starting lender yield:
| 22.68% |
Starting borrower rate/APR:
| 23.68% / 25.97% |
Starting monthly payment:
| $78.13 |
|
Final lender yield:
| 18.60% |
Final borrower rate/APR:
| 19.60% / 21.83% |
Final monthly payment:
| $73.92 |
| |
|
Auction yield range:
| 8.04% - 22.68% |
Estimated loss impact:
| 8.43% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 6m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 6 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| relentless-return549 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting a niche Travel Company
Purpose of loan:
Is to financially assist my new business in the faith/adventure tourism market. This market is expected to triple in the next 5 years based on a current research study.
My financial situation:
I'm a great candidate for this loan, because I know my industry well (10 years experience) and I have many connections in my field that is saving?me substantsially.
More importantly, I have excellent credit and fully believe in follow through and responsibilty. I've have a great desire to succeed, and?truly believe I have a?great business plan?and that my business will be a success. I will be able generate income quickly with my online booking system and currently have an internet and market strategy in place.
Monthly net income: $ 1,140 in my current job plus income when website is ready for launch
Monthly expenses: $
??Housing: $ 975.00
??Insurance: $ 93.00 (don't have to pay again until August)
??Car expenses: $ $265.00
??Utilities: $50.00
??Phone, cable, internet: $ 85.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $600.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I enjoy traveling. What sort of new niche you bringing to the market? Are you going to keep your old job? - JCPlending
A:
The travel I'm going to sell is a combo of faith or faith related adventure travel. I would sell to biblical destinations (Israel being the most popular) Egypt, Jordan and Europe. I will also put together more adventure type tours to Egypt and Jordan so if people want it faith based I can include or keep it secular. I'm targeting small to large groups so it is more profitable.
I will keep my job until my website is open for business.
(Mar-18-2010)
Q:
You list a monthly net income of $1140 and monthly expenses totalling $2325. How do you finance your $1185 monthly deficit? How will your income and expenses change if you get this loan? How long until the website is online? - integrity-broker
A:
I budget very well. There is an extra $600-650 there for credit cards if I paid all at once so that whole amount is not in my monthy expenses. I will keep my job until the website is ready for business. The website could be online end of Apr or May. As far as my income/expenses if I get the loan, I expect to profit more/sooner . My overhead is low as I will start from home, and I'm lucky to have connections in my industry that services are available to me at much lower cost.
(Mar-18-2010)
Q:
What income are you going to rely on to pay back this loan if you quit your current job when you lauch your web site and your web site tourism biz does not pan out in the timeframe you expect? Please answer publicly - XCWIZ007
A:
I very much have the choice of staying at my job 1-2 months longer as I plan my business (this loan is to get the website going and get some connections in place). I'm freed up of one monthly bill ($100) until August, and with my very thorough budgeting I'm certain there will not be a problem.
(Mar-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| the-dynamic-marketplace | $75.00 | $75.00 | 3/25/2010 8:39:59 AM |
| aurorafinancial | $50.00 | $50.00 | 3/18/2010 4:28:11 PM |
| Brown98 | $25.00 | $25.00 | 3/18/2010 4:54:19 PM |
| shellback13 | $100.00 | $100.00 | 3/18/2010 6:52:06 PM |
| shrewd-peace7 | $25.00 | $25.00 | 3/18/2010 8:33:39 PM |
| cognizant-rate732 | $50.00 | $50.00 | 3/19/2010 4:16:11 PM |
| gmf | $25.00 | $25.00 | 3/19/2010 7:33:57 PM |
| iflyforfun | $25.00 | $25.00 | 3/20/2010 4:44:19 AM |
| wwwUniversal | $25.00 | $25.00 | 3/20/2010 9:02:49 AM |
| shonboy182 | $25.00 | $25.00 | 3/20/2010 8:23:03 PM |
| GoGators01 | $25.00 | $25.00 | 3/21/2010 5:37:16 PM |
| healingangel22 | $25.00 | $25.00 | 3/21/2010 4:18:54 PM |
| stephen_c01 | $25.00 | $25.00 | 3/22/2010 9:34:45 AM |
| benefit-javelin | $25.00 | $25.00 | 3/24/2010 5:19:32 AM |
| IPG1 | $25.00 | $25.00 | 3/24/2010 11:54:10 AM |
| honorable-yield | $35.00 | $35.00 | 3/24/2010 4:15:15 PM |
| photo999 | $25.00 | $25.00 | 3/24/2010 7:52:26 PM |
| Leshan | $25.00 | $25.00 | 3/25/2010 6:58:16 AM |
| best-listing-toro | $25.00 | $25.00 | 3/25/2010 9:36:02 AM |
| Jumping_Jedi | $25.00 | $25.00 | 3/25/2010 9:53:57 AM |
| PotBellyPete | $25.00 | $25.00 | 3/25/2010 9:54:55 AM |
| discrete-community4 | $25.00 | $25.00 | 3/25/2010 11:10:58 AM |
| uarewhatuthink | $31.21 | $31.21 | 3/25/2010 11:58:03 AM |
| Your_Bank | $25.00 | $14.07 | 3/25/2010 1:30:49 PM |
| anarchy1985 | $30.00 | $30.00 | 3/25/2010 1:49:12 PM |
| namronmi2 | $25.00 | $25.00 | 3/25/2010 2:31:15 PM |
| 12Knocksinna | $25.00 | $25.00 | 3/25/2010 2:20:38 PM |
| Bob450 | $50.00 | $50.00 | 3/25/2010 3:32:45 PM |
| loan_doctor | $25.00 | $25.00 | 3/18/2010 4:29:30 PM |
| EngineersAlliance | $75.00 | $75.00 | 3/19/2010 7:02:32 PM |
| Cpay2Me | $25.00 | $25.00 | 3/20/2010 2:49:16 AM |
| macotra4 | $36.00 | $36.00 | 3/20/2010 8:02:32 AM |
| preventivepestcontrol | $50.00 | $50.00 | 3/20/2010 8:47:41 AM |
| drkosh | $25.00 | $25.00 | 3/20/2010 12:06:04 PM |
| JJpeanut | $25.00 | $25.00 | 3/20/2010 6:33:02 PM |
| SeminoleHoldings | $35.00 | $35.00 | 3/21/2010 7:11:12 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 3/22/2010 5:01:16 PM |
| Comfort_Investments | $40.00 | $40.00 | 3/22/2010 5:08:46 PM |
| five-star-note | $35.00 | $35.00 | 3/24/2010 10:58:54 AM |
| marwadi-62 | $100.00 | $100.00 | 3/24/2010 2:05:36 PM |
| investment-party | $64.40 | $64.40 | 3/24/2010 1:26:56 PM |
| tomoe | $25.00 | $25.00 | 3/24/2010 5:01:22 PM |
| erccpa | $57.53 | $57.53 | 3/25/2010 5:01:06 AM |
| Gaelicman | $134.80 | $134.80 | 3/24/2010 10:34:07 PM |
| mykeystoy | $25.00 | $25.00 | 3/25/2010 4:52:59 AM |
| Silverling6 | $25.00 | $25.00 | 3/25/2010 9:39:39 AM |
| Happyhourcomics | $25.00 | $25.00 | 3/25/2010 9:59:29 AM |
| wild-orange | $50.00 | $50.00 | 3/25/2010 10:23:27 AM |
| Rancid | $25.00 | $25.00 | 3/25/2010 11:06:56 AM |
| duty-monger | $50.00 | $50.00 | 3/25/2010 12:17:39 PM |
| SlickNick | $25.00 | $25.00 | 3/25/2010 12:37:07 PM |
| Leopoldine | $36.99 | $36.99 | 3/25/2010 1:35:22 PM |
| scottr | $25.00 | $25.00 | 3/25/2010 3:26:37 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 3/25/2010 3:50:51 PM |
| 54 bids
|
Borrower Payment Dependent Notes Series
451027
This series of Notes was issued and sold upon the funding of the borrower loan #41527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,800.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Mar-18-2010 |
| |
Auction end date:
| Mar-25-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $67.87 |
|
Final lender yield:
| 15.00% |
Final borrower rate/APR:
| 16.00% / 18.18% |
Final monthly payment:
| $63.28 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.84% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 7m |
|
Credit score:
| 680-699 (Mar-2010) |
Total credit lines:
| 30 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,607 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 37% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| point-harmony |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reduce Interest Rate - Prosper Rep
Purpose of loan:
Thank you for considering my Prosper loan.? I am new to Prosper and looking to establish myself as a credible borrower and lender.? I am starting with one of three?simple, high interest rate?credit cards - Paypal.? The card is in excellent standing but with recent changes in the CC laws, the rate has gone up considerably.? I will pay off the card and?close the account.?Instead of giving the interest to Paypal,?I will pay it to you instead while establishing myself as a good borrower on Prosper.
My financial situation:
Excellent.??We have three credit card accounts.? Paypal, Expedia Citi and BofA.??I use the Expedia card for business travel (as it has great rewards) and the BofA has no meaningful balance and is only used in emergencies.???We have two cars (Honda Pilot - owned, Toyota Rav4 - $525 a month) and no other debt.? I am an SVP in the prepaid card market and earn an excellent living.? We have a nice savings account.
As for my credit rating, the Citi card may carry a higher balance?occassionally?depending on the reimbursement schedule from the company.? Otherwise, it is paid in full every month.??It is typically the reason?why my?score goes from 690 to 720 depending on the timing of the inquiry.
Finally,?10 years ago, we traded up into a big house amd got into something we could not afford.? Seeing the housing starting to peak,?we sold it at the top and have not entered into the market since.? However, we were late on some payments during that time (over 4 years ago).? The good news is that we did the right thing and paid our debts and got out while the market was still good.
Monthly expenses: $ 4,500
??Housing: $ 2700
??Insurance: $ 165
??Car expenses: $ 525 + gas
??Utilities: $ 190
??Phone, cable, internet: $ 150
??Food, entertainment: $ 1000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| market-atlantis | $25.00 | $25.00 | 3/20/2010 3:04:04 PM |
| JedClampett | $75.00 | $75.00 | 3/21/2010 10:42:10 AM |
| twtb19 | $25.00 | $25.00 | 3/22/2010 9:22:28 AM |
| one-midas | $25.00 | $25.00 | 3/23/2010 1:04:52 PM |
| afterhours | $25.00 | $25.00 | 3/24/2010 11:08:54 AM |
| JBF_Investments | $25.00 | $25.00 | 3/24/2010 6:00:47 PM |
| Gaelicman | $200.00 | $200.00 | 3/24/2010 10:35:44 PM |
| arkleseizure | $25.00 | $25.00 | 3/25/2010 4:37:58 AM |
| quiggles | $25.00 | $25.00 | 3/25/2010 7:21:57 AM |
| champion08 | $25.99 | $25.99 | 3/25/2010 10:25:32 AM |
| grammaspurse | $25.00 | $25.00 | 3/25/2010 8:20:09 AM |
| wild-orange | $50.00 | $50.00 | 3/25/2010 10:24:37 AM |
| patriot384 | $75.00 | $23.24 | 3/25/2010 12:09:10 PM |
| Astyanax | $30.00 | $30.00 | 3/25/2010 12:26:18 PM |
| shrewd-income | $50.00 | $50.00 | 3/25/2010 2:11:15 PM |
| Hatdance | $25.00 | $25.00 | 3/25/2010 1:01:37 PM |
| d_grbg | $50.00 | $50.00 | 3/25/2010 3:42:32 PM |
| HomerdohNY | $25.00 | $25.00 | 3/25/2010 4:10:38 PM |
| Lear31 | $28.00 | $28.00 | 3/25/2010 4:21:02 PM |
| twtb19 | $25.00 | $25.00 | 3/19/2010 10:04:39 AM |
| FinanceEngine | $25.00 | $25.00 | 3/19/2010 10:22:04 AM |
| motivator72 | $25.00 | $25.00 | 3/20/2010 7:04:26 AM |
| JABank | $25.00 | $25.00 | 3/21/2010 9:31:05 AM |
| iflyforfun | $25.00 | $25.00 | 3/21/2010 10:08:36 PM |
| mojii77 | $30.00 | $30.00 | 3/22/2010 6:45:31 PM |
| twerns | $40.00 | $40.00 | 3/23/2010 7:12:32 AM |
| auction-chomper4 | $25.00 | $25.00 | 3/24/2010 10:35:39 AM |
| bankojerry | $25.00 | $25.00 | 3/24/2010 1:19:23 PM |
| meggo33 | $25.00 | $25.00 | 3/24/2010 4:29:08 PM |
| alpinaut | $25.00 | $25.00 | 3/25/2010 5:28:08 AM |
| reflective-rupee | $25.00 | $25.00 | 3/25/2010 9:05:38 AM |
| Leshan | $50.00 | $50.00 | 3/25/2010 6:42:22 AM |
| best-listing-toro | $25.00 | $25.00 | 3/25/2010 9:37:18 AM |
| jimmya | $26.68 | $26.68 | 3/25/2010 10:24:57 AM |
| YoungTaxMan | $100.00 | $100.00 | 3/25/2010 10:24:42 AM |
| principal-laser | $30.00 | $30.00 | 3/25/2010 12:01:43 PM |
| radiant-value | $25.00 | $25.00 | 3/25/2010 12:39:06 PM |
| nalaari | $28.41 | $28.41 | 3/25/2010 1:15:44 PM |
| Isaac007 | $62.68 | $62.68 | 3/25/2010 11:44:55 AM |
| 12Knocksinna | $25.00 | $25.00 | 3/25/2010 2:19:16 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 3/25/2010 3:55:23 PM |
| serene-capital | $25.00 | $25.00 | 3/25/2010 3:41:56 PM |
| PropertyInvest | $25.00 | $25.00 | 3/25/2010 4:10:19 PM |
| durability-high-five | $25.00 | $25.00 | 3/25/2010 4:17:14 PM |
| ddog0224 | $100.00 | $100.00 | 3/25/2010 4:18:30 PM |
| patriot384 | $100.00 | $100.00 | 3/25/2010 4:21:00 PM |
| Bill88 | $25.00 | $25.00 | 3/25/2010 4:20:55 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
451421
This series of Notes was issued and sold upon the funding of the borrower loan #41466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,200.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Mar-22-2010 |
| |
Auction end date:
| Mar-26-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $99.52 |
|
Final lender yield:
| 33.30% |
Final borrower rate/APR:
| 34.30% / 36.74% |
Final monthly payment:
| $98.65 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.54% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.76% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 9% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 10 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
4 | Length of status: | 5y 7m |
|
Credit score:
| 680-699 (Mar-2010) |
Total credit lines:
| 7 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,146 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 47% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| newest-engrossing-peso |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
FOR BUSINESS EXPANSION
This loan will be used to expand my business. I have a production
company that hosts music, fashion and film events all around the
country. The events vary in form from some educating inner city kids
throughout different communities and serving as a platform to expose
talent in different forms to events that are on a professional platform
such as concerts, conferences, etc. The business has been successful by
just word-of-mouth referrals, however with the funding needed we would
like to implement an aggressive marketing plan to grow even more! We
would use the money to complete our website, advertise through various
avenues such as radio, magazine ads, numerous internet advertising, and
other outlets.
My financial situation:
I am a
good candidate for this loan because I'm a very responsible person who
pays all of my bills on time. I have a very stable income both with my
9 to 5 job and with my business. I am very capable of paying back the
loan.
Monthly net income: $ 4,122.22
Monthly expenses: $ 1,645
??Housing: $
600
??Insurance: $ 50
??Car expenses: $ 150
??Utilities: $
150
??Phone, cable, internet: $
85
??Food, entertainment: $ 200
??Clothing, household expenses $
50
??Credit cards and other loans: $
360
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| social-conductor4 | $25.00 | $25.00 | 3/22/2010 4:23:23 PM |
| kind-efficient-credit | $25.00 | $25.00 | 3/22/2010 4:25:21 PM |
| inspiring-reward | $150.00 | $150.00 | 3/22/2010 4:25:34 PM |
| beyondmanagement | $25.00 | $25.00 | 3/22/2010 4:25:58 PM |
| RMB-Investments | $25.00 | $25.00 | 3/22/2010 4:26:05 PM |
| martinnc | $25.00 | $25.00 | 3/22/2010 4:26:54 PM |
| Diamond_Jim | $25.00 | $25.00 | 3/22/2010 4:25:11 PM |
| indomitable-dedication | $25.00 | $25.00 | 3/22/2010 4:25:12 PM |
| forthright-dedication | $25.00 | $25.00 | 3/22/2010 4:25:14 PM |
| handy-justice | $50.00 | $50.00 | 3/22/2010 4:25:18 PM |
| PRGuyinVA | $25.00 | $25.00 | 3/22/2010 4:25:38 PM |
| IIP77 | $25.00 | $25.00 | 3/22/2010 4:25:41 PM |
| skuba | $25.00 | $25.00 | 3/22/2010 4:25:56 PM |
| anton | $150.00 | $150.00 | 3/22/2010 4:42:01 PM |
| phredd | $50.00 | $50.00 | 3/22/2010 4:41:59 PM |
| DasMula | $25.00 | $25.00 | 3/22/2010 4:49:09 PM |
| nybanker85 | $100.00 | $100.00 | 3/22/2010 4:41:57 PM |
| TowerBusiness | $25.00 | $25.00 | 3/22/2010 4:49:54 PM |
| awm | $25.00 | $25.00 | 3/22/2010 4:46:52 PM |
| shrewd-peace7 | $25.00 | $25.00 | 3/22/2010 4:43:42 PM |
| wealthstar | $25.00 | $25.00 | 3/22/2010 5:14:48 PM |
| scoobiedoo | $25.00 | $25.00 | 3/22/2010 5:14:51 PM |
| Soxxes | $25.00 | $25.00 | 3/22/2010 5:15:40 PM |
| TheBaldGuy | $25.00 | $25.00 | 3/22/2010 5:14:50 PM |
| AEH_Now | $25.00 | $25.00 | 3/22/2010 5:48:11 PM |
| Bob450 | $25.00 | $25.00 | 3/22/2010 8:36:35 PM |
| pietro_torna_indietro | $25.00 | $25.00 | 3/23/2010 9:04:52 AM |
| Speculator | $100.00 | $100.00 | 3/23/2010 9:07:37 PM |
| thrilling-nickel5 | $28.11 | $28.11 | 3/24/2010 4:56:52 PM |
| Bob450 | $25.00 | $25.00 | 3/24/2010 8:08:46 PM |
| exchange-cowbell5 | $50.00 | $50.00 | 3/24/2010 10:33:58 PM |
| TheBigDog | $60.00 | $60.00 | 3/25/2010 5:55:23 PM |
| LuvToLend | $25.00 | $25.00 | 3/22/2010 4:25:25 PM |
| deal-hickory5 | $25.00 | $25.00 | 3/22/2010 4:25:31 PM |
| burrito6 | $25.00 | $25.00 | 3/22/2010 4:25:36 PM |
| nanda | $25.00 | $25.00 | 3/22/2010 4:26:01 PM |
| kellydawn | $25.00 | $25.00 | 3/22/2010 4:25:15 PM |
| drstumpster | $25.00 | $25.00 | 3/22/2010 4:26:34 PM |
| lucrative-transparency0 | $25.00 | $25.00 | 3/22/2010 4:25:53 PM |
| ChristopherS | $25.00 | $25.00 | 3/22/2010 4:26:38 PM |
| Caerus | $25.00 | $25.00 | 3/22/2010 4:26:52 PM |
| autonomous-truth | $40.00 | $40.00 | 3/22/2010 4:41:56 PM |
| BankofBen | $25.00 | $25.00 | 3/22/2010 4:42:06 PM |
| nivletJP | $25.00 | $25.00 | 3/22/2010 4:42:08 PM |
| djc314 | $25.00 | $25.00 | 3/22/2010 4:41:55 PM |
| Cash_Angel | $25.00 | $25.00 | 3/22/2010 4:48:38 PM |
| ericb674 | $25.00 | $25.00 | 3/22/2010 5:14:52 PM |
| nbhz60a | $25.00 | $25.00 | 3/22/2010 4:49:55 PM |
| kubien | $25.00 | $25.00 | 3/22/2010 4:50:57 PM |
| scorpi073 | $25.00 | $25.00 | 3/22/2010 5:15:44 PM |
| KrazyCelticKid | $25.00 | $6.74 | 3/22/2010 5:16:18 PM |
| kegs | $74.33 | $74.33 | 3/22/2010 5:15:33 PM |
| FinDoc | $25.00 | $25.00 | 3/22/2010 5:35:05 PM |
| lucrative-loan | $100.00 | $100.00 | 3/22/2010 6:12:23 PM |
| Peterman | $31.28 | $31.28 | 3/23/2010 7:18:35 AM |
| reflective-rupee | $50.00 | $50.00 | 3/23/2010 10:14:15 AM |
| TheSweetLender | $34.54 | $34.54 | 3/24/2010 3:05:22 PM |
| order-brigade | $25.00 | $25.00 | 3/24/2010 4:32:58 PM |
| FarmersBank | $25.00 | $25.00 | 3/25/2010 6:48:23 AM |
| d74mathias | $25.00 | $25.00 | 3/25/2010 6:33:50 AM |
| wealth-pal3 | $25.00 | $25.00 | 3/26/2010 9:33:35 AM |
| 61 bids
|