Sales Report:Supplement No. 163 dated Mar 26, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 450066
This series of Notes was issued and sold upon the funding of the borrower loan #41521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Mar-12-2010 
  Auction end date:  Mar-19-2010 
 
Starting lender yield: 23.68% Starting borrower rate/APR: 24.68% / 26.98% Starting monthly payment: $475.09
Final lender yield: 22.35% Final borrower rate/APR: 23.35% / 25.63% Final monthly payment: $466.71
 
Auction yield range: 8.04% - 23.68% Estimated loss impact: 8.53%  
Lender servicing fee: 1.00% Estimated return: 13.82%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1989 Debt/Income ratio: 44%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 20 / 18Length of status:31y 9m
Credit score: 700-719 (Mar-2010) Total credit lines: 48 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $122,860Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 91%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Mr-HPI Borrower's state: Oregon Borrower's group: BuildingTree
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 49 ( 100% ) 700-719 (Latest)
Principal borrowed: $30,000.00< mo. late: 0 ( 0% )  
740-759 (Feb-2010)
740-759 (Jun-2008)
700-719 (Dec-2007)
720-739 (Nov-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 49  
Description
Pay Off Credit Card
Relisting at a higher rate in hopes of 100% funding at a bid down rate.

Purpose: ?Part of the cost of our landscaping project was charged to a credit card. The interest rate on that card has?increased?to a?inexcusably high percentage. They notified me that?due to my "high debt to credit limit ratio"?this higher rate is necessary?despite the fact that I have always paid them, and all my debts, on time.?This behavior will not be legal soon, but they stuck me with it while they still could. This loan will allow me to pay off?one credit card account?completely and therefore reduce the interest rate significantly.

I am a reliable borrower. I have been with the same employer for over 30 years.
I have had two previous Prosper loans and paid both responsibly. This loan will be paid timely every month until paid in full.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I advise all lenders to look at his previous listings. I do not see how his Prosper rating should have been lowered so much. He was never late on paying off $30,000. His rating went down because of one balance transfer according to a previous listing - mikelance7
A: Thank you for the recommendation. My credit score did drop as a result of a balance transfer that will save me a great deal of interest. The increase to one account has been reported while the decrease to the other has not yet been reported. Hence, the score drop. Why a small change in my FICO score has prompted Proser to drop me from an A to a C is beyond me. (Mar-15-2010)
Q: Please explain your very high revolving credit balance (over $100K and over 90% of available credit). Thanks much and best wishes. - reflective-rupee
A: I own a mfg business. 60% of what is on my credit report is owed & paid by the corporation. We took advantage of low rates to finance inventory & equipment over the years. When a corp borrows the owner's S.S. # is always tied to the account & though I guarantee the accounts are paid I do not pay them out of my personal money. As banks tightened unsecured credit the limits were lowered making the balances a high % of the new limits when they were originally less than 50%. (Mar-18-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
caseattle$25.00$25.003/12/2010 4:19:06 PM
CA_Lender$25.00$25.003/13/2010 2:19:41 PM
RainyDayFunds$25.00$25.003/15/2010 7:12:45 AM
UCLA4life$25.00$25.003/15/2010 4:08:01 PM
lucrative-loan$25.00$25.003/16/2010 3:00:31 PM
Bank_Of_XL$100.00$100.003/16/2010 4:14:59 PM
brother_tam$300.00$300.003/16/2010 5:57:44 PM
sensible-fund$80.00$80.003/16/2010 6:00:03 PM
Aberdeen$350.00$350.003/16/2010 6:02:39 PM
Aberdeen$350.00$350.003/16/2010 6:02:38 PM
vivacious-p2p3$25.00$25.003/16/2010 6:24:53 PM
Aberdeen$350.00$350.003/16/2010 6:02:37 PM
Bob450$50.00$50.003/16/2010 9:17:51 PM
five-star-note$90.08$90.083/16/2010 7:40:07 PM
bank-examiner$25.00$25.003/17/2010 3:12:22 AM
grnii78$84.73$84.733/17/2010 6:15:26 AM
113121$1,000.00$1,000.003/17/2010 7:27:23 AM
dcm6276$25.00$25.003/17/2010 8:19:56 AM
grnii78$100.00$100.003/17/2010 6:15:08 AM
djenge$62.69$62.693/17/2010 12:56:57 PM
E-B$50.00$50.003/17/2010 4:43:25 PM
investmentgroup$25.00$25.003/17/2010 6:31:23 PM
mmrothsc$38.13$38.133/17/2010 7:27:44 PM
sigep787$25.00$25.003/17/2010 9:34:58 PM
Imaginos1892$100.00$100.003/17/2010 10:04:01 PM
payout-comet$25.00$25.003/17/2010 8:45:58 PM
MrPie$25.00$25.003/18/2010 7:54:52 AM
Toystore$52.10$52.103/18/2010 9:19:37 AM
reflective-rupee$100.00$100.003/18/2010 11:09:11 AM
enchanted-note$50.00$50.003/18/2010 12:22:01 PM
Rulea72$36.79$36.793/18/2010 1:36:24 PM
credit-coach118$41.00$41.003/18/2010 2:06:21 PM
JustOneVoice$25.00$25.003/18/2010 7:22:23 PM
q4golf$26.00$26.003/18/2010 6:15:15 PM
sensible-fund$120.00$120.003/18/2010 8:48:45 PM
krazyju84$25.00$25.003/18/2010 9:53:56 PM
martymaniaman$40.42$40.423/19/2010 6:17:18 AM
economy-popcorn$25.00$25.003/19/2010 6:22:46 AM
MrOglesby$25.00$25.003/19/2010 7:50:48 AM
tnjohnso$25.00$25.003/19/2010 7:28:06 AM
FallonCredit$38.25$38.253/19/2010 8:55:02 AM
twjh$25.00$25.003/19/2010 9:33:53 AM
ore-dojo$100.00$100.003/19/2010 9:41:41 AM
JauaFlash$25.00$25.003/19/2010 10:04:18 AM
Jinja$35.00$35.003/19/2010 10:32:24 AM
invincible-gain$50.00$50.003/19/2010 10:45:01 AM
supreme-hope$25.00$25.003/19/2010 11:49:49 AM
golden-currency$25.00$25.003/19/2010 11:28:46 AM
wise-courageous-social$50.00$50.003/19/2010 12:52:14 PM
credit-coach118$65.00$65.003/19/2010 2:25:11 PM
COtheBeast$25.00$25.003/19/2010 2:43:09 PM
dynrep$100.00$100.003/19/2010 3:36:21 PM
trade-elm$25.00$25.003/19/2010 3:37:22 PM
credit-missile$50.00$50.003/19/2010 3:40:47 PM
Feyenoord$27.08$27.083/19/2010 3:25:50 PM
DasMula$100.00$100.003/19/2010 3:33:02 PM
buphigam$25.00$25.003/12/2010 4:21:16 PM
MoneyForNothing$25.00$25.003/13/2010 11:09:06 AM
Trakissta$100.00$100.003/13/2010 6:34:35 AM
new-peso-concerto$25.00$25.003/15/2010 6:37:28 AM
Dollars4Rent$25.00$25.003/16/2010 11:07:12 AM
USMP$100.00$100.003/16/2010 1:03:20 PM
Joyflyer$4,500.00$4,500.003/16/2010 1:03:03 PM
selector568$200.00$200.003/16/2010 1:03:18 PM
_SCI_$25.00$25.003/16/2010 4:06:00 PM
duty-monger$50.00$50.003/16/2010 5:05:52 PM
elegant-loot$25.00$25.003/16/2010 6:34:07 PM
silver-breeze3$25.00$25.003/16/2010 6:47:16 PM
dynrep$25.00$25.003/16/2010 6:47:37 PM
1-HARD-HEAD$50.00$50.003/17/2010 11:09:56 AM
djenge$25.00$25.003/17/2010 12:53:40 PM
superstar449$50.00$50.003/17/2010 5:46:25 PM
SolarMoonshine$25.00$25.003/17/2010 5:51:07 PM
mhotchan$100.00$100.003/17/2010 11:23:14 PM
FarmersBank$50.00$50.003/18/2010 6:48:07 AM
AF-Chief$35.00$35.003/18/2010 8:08:51 AM
Skeptical-one$25.00$25.003/18/2010 8:35:28 AM
reflective-rupee$100.00$100.003/18/2010 11:08:59 AM
Sol_Invictus$25.00$25.003/18/2010 10:14:06 AM
wonder3$25.00$25.003/18/2010 4:25:47 PM
Loan_shark718$75.00$75.003/18/2010 4:57:47 PM
gothampark$25.00$25.003/18/2010 6:37:05 PM
Investor704$50.00$50.003/18/2010 6:57:41 PM
catalystcf$28.00$28.003/18/2010 8:08:57 PM
Bob450$25.00$25.003/18/2010 9:05:49 PM
zone6$200.00$200.003/19/2010 3:25:17 AM
credit-missile$158.69$158.693/19/2010 12:20:04 AM
Kash2010lu$50.00$50.003/18/2010 10:17:46 PM
Leshan$100.00$100.003/19/2010 7:00:22 AM
NekHoldings$25.00$25.003/19/2010 5:03:19 AM
love2garden$50.00$50.003/19/2010 8:20:35 AM
alluring-yield5$100.00$100.003/19/2010 8:41:59 AM
srthsvghdthtr$25.00$25.003/19/2010 9:43:13 AM
wealth-grasshopper0$100.00$100.003/19/2010 9:47:15 AM
Johnab$25.00$25.003/19/2010 10:12:36 AM
exchange-cowbell5$200.00$200.003/19/2010 10:18:40 AM
Book-Mark$37.02$37.023/19/2010 12:14:13 PM
calbertrand$25.00$25.003/19/2010 1:01:29 PM
Moe87$29.56$29.563/19/2010 1:05:18 PM
blooming-kindness$25.00$25.003/19/2010 1:10:09 PM
Gaelicman$50.00$6.603/19/2010 2:16:33 PM
Credit2Prosper$50.00$50.003/19/2010 1:26:40 PM
jules3304$25.00$25.003/19/2010 3:30:17 PM
grnii78$92.86$92.863/19/2010 3:45:17 PM
lender-1$50.00$50.003/19/2010 3:47:36 PM
105 bids
 
Borrower Payment Dependent Notes Series 450648
This series of Notes was issued and sold upon the funding of the borrower loan #41448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-24-2010 
 
Starting lender yield: 22.68% Starting borrower rate/APR: 23.68% / 25.97% Starting monthly payment: $273.46
Final lender yield: 19.00% Final borrower rate/APR: 20.00% / 22.24% Final monthly payment: $260.15
 
Auction yield range: 8.04% - 22.68% Estimated loss impact: 8.44%  
Lender servicing fee: 1.00% Estimated return: 10.56%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1996 Debt/Income ratio: 19%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 7Length of status:15y 3m
Credit score: 700-719 (Feb-2010) Total credit lines: 22 Occupation: Military Officer
Now delinquent: 0 Revolving credit balance: $17,425Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 91%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: army-daddy Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay down my credit cards
Purpose of loan:
This loan will be used to? Consolidate the large amount of credit card debt my FEW (future ex-wife) ran up without my knowledge while deployed to Iraq and Germany.?Her unauthorized usages then led to my FICO score of 735ish to become what it is now, 712. Last November it was all the way down to 650 and I have fought hard to bring it back up and feel I have done a good job doing so.?In fact, within just the last month I have increased my credit score by 12 points as well as decreasing?the interest rate on my highest rated card by?5% in only two months.?It really does pay to pay extra monthly.?While this current loan won't be able to pay for off all my credit cards and pay the retainer for a divorce lawyer, it will allow me to get off to a good start. This loan, coupled?with the fact I will use my entire tax return to pay off my credit cards as much as possible, it will actually be an excellent start.

The reason I have such high household expenses is because until August 1st I will be maintaining the primary provider for two households.?As we are working on the divorce now, she has been warned come that date I will drop the child support to the state level for two children ($1500 vs. $2100 I'm giving her now). All this will mean an extra $600 going into my own bank account.?Plus, once she gets a job finally (she's not worked in eight years), we plan on signing the mortgage into only her name and she will take over the payments for the house.?This will make another $1300 to find its way back into my own pocket.?That should be sometime in the next six months to a year as she has just enrolled into massage therapy school.

My financial situation:
I am a good candidate for this loan because? I have served 15 years in the US Army with deployments to both Afghanistan and Iraq.?As a Chief Warrant Officer and attack helicopter pilot in the Army, I have a guaranteed job and am currently voluntarily indefinite with my future time in the military. I plan on retiring between 20-25 years.?I never make the minimum payment on any of my accounts.?Even if it's just what I can afford at the time, I will pay extra.?You can never get anywhere just paying the minimum and that's exactly what the FEW did, the absolute minimum...

Monthly net income: $ 9900 ?

Monthly expenses: $ $6935
??Housing: $ 2250 ??
??Insurance: $ 150
??Car expenses: $ 470
??Utilities: $ 70
??Phone, cable, internet: $ 135
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 1410
??Other expenses: $ 2100 child support
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
caseattle$25.00$25.003/17/2010 10:24:04 AM
qkinger$50.00$50.003/17/2010 12:08:32 PM
sensible-fund$80.00$80.003/17/2010 5:19:02 PM
Bank_Of_XL$100.00$100.003/18/2010 8:45:56 AM
Sol_Invictus$25.00$25.003/18/2010 10:13:20 AM
manthrax3$52.67$52.673/19/2010 1:32:28 PM
sharp-credit$1,000.00$1,000.003/19/2010 1:45:55 PM
JGuide$50.00$50.003/19/2010 6:37:29 PM
reflective-rupee$100.00$100.003/19/2010 8:05:23 PM
ChewyZ$25.00$25.003/20/2010 6:44:18 AM
Myrick$25.00$25.003/20/2010 5:05:38 AM
spiff666$25.00$25.003/20/2010 8:29:07 AM
KirosPOS$58.00$58.003/20/2010 1:03:22 PM
brightest-dignified-penny$25.00$25.003/20/2010 3:16:13 PM
Ambassador$25.00$25.003/20/2010 4:24:46 PM
payout-comet$25.00$25.003/21/2010 6:07:59 AM
primed$25.00$25.003/21/2010 6:29:49 AM
gt5149c$25.00$25.003/22/2010 10:47:48 AM
RetirementMoney$50.00$50.003/22/2010 12:25:56 PM
RetirementMoney$50.00$50.003/22/2010 12:27:01 PM
Occhy$25.00$25.003/22/2010 12:46:26 PM
grammaspurse$25.00$25.003/22/2010 3:18:44 PM
gristle_mcthornbody$25.00$25.003/22/2010 4:49:29 PM
Ven58$25.00$25.003/22/2010 5:18:10 PM
rockhound84$25.00$25.003/22/2010 5:24:05 PM
credit-missile$150.00$150.003/22/2010 6:21:09 PM
Imaginos1892$75.00$75.003/22/2010 6:35:58 PM
cerbear9$27.30$27.303/22/2010 6:09:35 PM
engbusres$42.00$42.003/22/2010 8:14:31 PM
RetirementMoney$50.00$50.003/22/2010 9:05:00 PM
sportcraft18$45.00$45.003/22/2010 7:09:14 PM
kttalamo$25.00$25.003/22/2010 8:01:49 PM
credit-missile$50.00$50.003/22/2010 6:29:07 PM
AM2008$25.00$25.003/22/2010 7:07:35 PM
Leshan$56.91$56.913/22/2010 7:09:47 PM
Capital_Infusion$50.00$50.003/22/2010 8:10:48 PM
BuzzyBee336$25.00$25.003/22/2010 10:09:52 PM
RobinHood$50.00$50.003/22/2010 9:24:48 PM
radar_love$25.00$25.003/23/2010 8:03:06 AM
Gaelicman$100.00$100.003/23/2010 8:38:27 AM
dddssdira$50.00$50.003/23/2010 9:23:47 AM
ttnk62918$25.00$25.003/23/2010 9:32:55 AM
kccameo$25.00$25.003/23/2010 8:51:01 AM
Gobsek$25.00$25.003/23/2010 11:49:15 AM
GCSS$25.00$25.003/23/2010 12:36:18 PM
seatown7$31.04$31.043/23/2010 11:42:09 AM
Equity_Investor$34.24$34.243/23/2010 1:30:47 PM
the-profit-oracle$25.00$25.003/23/2010 1:53:28 PM
RetirementMoney$100.00$100.003/23/2010 2:57:10 PM
djkaiser$25.00$25.003/23/2010 4:49:48 PM
RetirementMoney$50.00$50.003/23/2010 8:14:32 PM
gothampark$25.00$25.003/23/2010 9:03:26 PM
zippy-market5$25.00$25.003/23/2010 8:17:22 PM
pellet$25.00$25.003/23/2010 11:00:49 PM
hektek22$25.00$25.003/23/2010 11:52:35 PM
mitcha1$25.00$25.003/24/2010 5:21:36 AM
FOFagent1$200.00$200.003/24/2010 7:53:59 AM
DG2007$31.36$31.363/24/2010 5:46:51 AM
Military-2-Military$1,000.00$50.513/24/2010 7:39:02 AM
broker558$25.00$25.003/24/2010 8:04:26 AM
dano1965$47.25$47.253/24/2010 9:48:19 AM
loan_doctor$25.00$25.003/17/2010 10:06:24 AM
robot777$40.00$40.003/17/2010 10:13:53 AM
spy0$25.00$25.003/18/2010 6:22:28 AM
agbullet55443$200.00$200.003/18/2010 9:05:30 PM
reflective-rupee$100.00$100.003/19/2010 8:05:46 PM
helpneachother$50.00$50.003/20/2010 5:51:05 PM
superb-kindness2$25.00$25.003/21/2010 7:26:05 AM
mattblizz$25.00$25.003/21/2010 2:08:35 PM
J-Rott$300.00$300.003/22/2010 10:06:46 AM
JeffHoll$50.00$50.003/22/2010 10:44:20 AM
SkinnyFish$25.00$25.003/22/2010 11:50:36 AM
loanman2007$250.00$250.003/22/2010 1:08:48 PM
Techne_Funds_LLC$25.00$25.003/22/2010 3:43:40 PM
jeffe43$50.00$50.003/22/2010 4:07:14 PM
gilbrear$25.00$25.003/22/2010 5:25:08 PM
Land_on_your_feet$26.00$26.003/22/2010 5:50:04 PM
Johnab$25.00$25.003/22/2010 8:49:37 PM
KirosPOS$100.00$100.003/22/2010 9:04:10 PM
Rulea72$38.36$38.363/22/2010 5:55:12 PM
jcw3rd$25.00$25.003/22/2010 6:08:50 PM
jpblan11$25.00$25.003/22/2010 9:26:59 PM
RetirementMoney$50.00$50.003/22/2010 9:04:41 PM
Mindful7$25.00$25.003/23/2010 7:01:46 AM
sophisticated-ore$454.36$454.363/23/2010 7:28:25 AM
checzwick$25.00$25.003/23/2010 7:18:06 AM
GyJAV_BNCCo$25.00$25.003/23/2010 7:37:36 AM
RetirementMoney$100.00$100.003/23/2010 8:07:17 AM
taco798$25.00$25.003/23/2010 9:47:59 AM
nduli$56.17$56.173/23/2010 10:29:00 AM
ronin4sale$25.00$25.003/23/2010 1:06:11 PM
Astyanax$30.00$30.003/23/2010 12:55:02 PM
captainzero$75.00$75.003/23/2010 5:40:44 PM
roadster199$25.00$25.003/23/2010 8:00:40 PM
RetirementMoney$50.00$50.003/23/2010 8:15:07 PM
JCM_MN$46.00$46.003/23/2010 7:41:16 PM
1-HARD-HEAD$300.00$300.003/23/2010 11:27:57 PM
wild-orange$26.00$26.003/24/2010 1:26:09 AM
benefit-javelin$25.00$25.003/24/2010 5:09:56 AM
Pilot12$26.83$26.833/24/2010 8:27:44 AM
rate-hickory$25.00$25.003/24/2010 8:40:42 AM
exciting-fairness$200.00$200.003/24/2010 9:27:09 AM
DasMula$25.00$25.003/24/2010 9:05:26 AM
RetirementMoney$50.00$50.003/24/2010 7:38:10 AM
rajs$100.00$100.003/24/2010 9:20:10 AM
Bob450$25.00$25.003/24/2010 9:44:11 AM
Bob450$25.00$25.003/24/2010 9:45:13 AM
Memphis-King$50.00$50.003/24/2010 9:52:33 AM
108 bids
 
Borrower Payment Dependent Notes Series 186783
This series of Notes was issued and sold upon the funding of the borrower loan #41430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,925.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 16.50% Starting borrower rate/APR: 17.50% / 19.70% Starting monthly payment: $284.52
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $256.46
 
Auction yield range: 4.04% - 16.50% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1993 Debt/Income ratio: 7%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:1y 2m
Credit score: 740-759 (Mar-2010) Total credit lines: 11 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $10,443Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 31%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: djkaiser Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Easy Money
About me:Investing in loans on prosper since 2007 I have invested in over 120 loansI was laid off from my last job in the automotive industry (8 years) and a former operations manager hired me into my current company. I received a very lucrative severance package and decided to try to ?flip a house?. It took a little longer than I had planned to get it fix up but it sold 6 weeks after it was listed.I have since bought my 2nd and 3rd flip. I pay cash and do not carry any mortgages or financing on the homes.Purpose of loan:
Is to ensure I do not carry any revolving debt. I pay off my credit cards in full every month. With the rush to finish both houses quickly I have contracted out more for the labor. These additional expenses will force me to carry revolving debt for at least 90 days.

Financial situation:
I am married and my wife works full time.The two houses I?m and flipping will list for $109,900 getting listed 3/13 and $80,000 getting listed 3/27We have and contribute to a 401K, Roth IRA?s (two accounts hers and mine), and a 403bMonthly Gross income:
$11,500 does not included bonusMonthly expenses:
Mortgage $2,135Car Payment $415Other typical expenses (phone, gas, electricity, cable, etc.)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Do you have a link to that house that was listed on 3/13? - momentous-value
A: Thanks for asking. http://swmric.rapmls.com/scripts/mgrqispi.dll?APPNAME=Swmichigan&PRGNAME=MLSPropertyDetail&ARGUMENTS=-N964421352,-N796295,-N,-A,-N33329550 Hopefully that works if it doesn't someone please ask again. The listing actually went up late Monday night 3/15. We had three showings today 3/17. The open house will be scheduled for 4/3. The other house still looks on track to list 3/27. Someone please ask another question so I can finish the rest of this one (Mar-17-2010)
Q: OK lets here the rest of the story - beemersdad
A: The other house will have similar finishes, but is located in a different area which is why the homes are priced differently. If you click on the map button you will see how close the first home is to a lake. My strategy has always been to put the best quality home on the market at a very competitive price. If the link works for you one day and then is gone the next it is because the home is now pending. (sales agreement has been accepted) Someone please ask another question (Mar-18-2010)
Q: Please continue: - yield-quest
A: If you are an investor that goes back and looks at your loans from time to time you will be able to use the link to tell if the first house has sold. I will also post the link to the 2nd house on my member page when it gets listed. I except both to be under contract by 4/30 and close by 6/30, thanks for bidding (Mar-18-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
skuba$25.00$25.003/11/2010 4:05:08 PM
Clambake$50.00$50.003/11/2010 4:07:57 PM
fightinjoe$25.00$25.003/11/2010 4:10:49 PM
availableloan$25.00$25.003/11/2010 4:13:07 PM
inspired-contract9$25.00$25.003/11/2010 4:12:28 PM
jokerj006$25.00$25.003/11/2010 4:12:46 PM
currency-shaker16$25.00$25.003/11/2010 4:13:33 PM
honorable-yield$50.00$50.003/11/2010 4:16:34 PM
egw$25.00$25.003/11/2010 4:07:09 PM
torion$25.00$25.003/11/2010 4:08:17 PM
AFairDeal$25.00$25.003/11/2010 4:39:05 PM
top-silver-american$25.00$25.003/11/2010 4:10:07 PM
GlobalFan$25.00$25.003/11/2010 5:07:27 PM
bonus-adventure3$25.00$25.003/11/2010 4:13:25 PM
mmckune$25.00$25.003/11/2010 4:14:42 PM
mac415$25.00$25.003/11/2010 4:31:36 PM
starikrai$50.00$50.003/11/2010 6:58:01 PM
infinitykid$25.00$25.003/11/2010 10:08:06 PM
Kilolani$25.00$25.003/11/2010 11:58:58 PM
selector568$74.00$74.003/12/2010 4:02:24 AM
santafe1$25.00$25.003/12/2010 4:27:50 AM
red-trade-cologne$25.00$25.003/12/2010 4:44:08 AM
bailey14$25.00$25.003/12/2010 7:27:27 AM
hopethisworks$55.75$55.753/12/2010 7:53:15 AM
successful-euro$50.00$50.003/12/2010 6:37:47 AM
tenacious-compassion9$25.00$25.003/12/2010 6:53:20 AM
bibiduc$25.00$25.003/12/2010 8:41:24 AM
integrity-doctor$50.00$50.003/12/2010 7:55:29 AM
treasure-bliss$80.49$80.493/12/2010 9:29:41 AM
cordial-funds8$25.00$25.003/12/2010 9:33:17 AM
nletunic$25.00$25.003/12/2010 9:34:43 AM
cello1$25.00$25.003/12/2010 9:34:59 AM
519dobber$25.00$25.003/12/2010 1:30:39 PM
unequaled-credit7$25.00$25.003/12/2010 1:19:05 PM
progressive-asset$25.00$25.003/12/2010 1:24:17 PM
Medic05$25.00$25.003/12/2010 2:58:07 PM
intrepid-transaction5$25.00$25.003/12/2010 3:32:18 PM
anton$40.88$40.883/13/2010 12:48:37 PM
community-pipeline8$50.00$50.003/13/2010 3:22:34 PM
Josta$45.74$45.743/13/2010 8:42:20 PM
phredd$50.00$50.003/13/2010 3:17:41 PM
allenerb$25.00$25.003/14/2010 11:01:15 AM
kmr2$250.00$250.003/14/2010 8:22:28 AM
Interloper$35.00$35.003/14/2010 10:12:54 AM
brazilofmux$25.00$25.003/14/2010 10:17:25 AM
mrscenicroute$25.00$25.003/14/2010 4:12:24 PM
Dollars4Rent$25.00$25.003/14/2010 4:32:21 PM
micko$25.00$25.003/14/2010 6:13:16 PM
faifar$25.00$25.003/14/2010 8:07:19 PM
vacaerol$25.00$25.003/14/2010 10:53:39 PM
ScottW$25.00$25.003/14/2010 11:47:21 PM
usd1027$25.00$25.003/15/2010 2:51:25 AM
bowdish1$100.00$100.003/15/2010 9:07:36 AM
martinnc$25.00$25.003/15/2010 10:01:12 AM
lender281$25.00$25.003/15/2010 10:02:13 AM
the-bright-velocity$25.00$25.003/15/2010 11:13:22 AM
a-social-nebula$25.00$25.003/15/2010 10:39:22 AM
intelligent-yield$25.00$25.003/15/2010 11:18:19 AM
bkwest01$100.00$100.003/15/2010 10:43:35 AM
lloyd_s$25.00$25.003/15/2010 11:57:24 AM
Cheburashka$25.00$25.003/15/2010 1:46:25 PM
mathomas3$30.25$30.253/15/2010 3:33:11 PM
empire9$25.00$25.003/15/2010 3:44:35 PM
nanda$25.00$25.003/15/2010 3:44:26 PM
KLCRAY$40.96$40.963/15/2010 5:21:12 PM
Trimalchio12$25.00$25.003/15/2010 5:21:02 PM
unclejaef$25.00$25.003/15/2010 5:26:13 PM
red-favorable-basis$25.00$25.003/15/2010 5:33:50 PM
yertle9$25.00$25.003/15/2010 5:34:57 PM
Aquani$50.00$50.003/15/2010 5:37:25 PM
Onesiphorus$25.00$25.003/15/2010 5:35:39 PM
Veggie_Monkey$25.00$25.003/16/2010 9:33:42 AM
Artist_Blue$25.00$25.003/16/2010 10:39:44 AM
happy-asset$25.00$25.003/16/2010 9:33:05 AM
cathexis$100.00$100.003/16/2010 10:23:33 AM
BigBizBuilder$46.25$46.253/16/2010 12:48:16 PM
KiwiElf$25.00$25.003/16/2010 3:03:35 PM
Eagledrop$25.00$25.003/16/2010 3:04:33 PM
Johnab$25.00$25.003/16/2010 3:42:34 PM
skiberdad$28.05$28.053/16/2010 4:33:07 PM
LenderByDay$25.00$25.003/16/2010 3:03:30 PM
biobulator$25.00$25.003/16/2010 3:04:49 PM
selfmademan$25.00$25.003/16/2010 3:05:01 PM
noble-revenue$50.00$50.003/16/2010 6:09:45 PM
flwah$25.00$25.003/16/2010 6:09:48 PM
monticello$30.00$30.003/16/2010 6:18:26 PM
Divot$25.00$25.003/16/2010 6:19:16 PM
taylor883$25.00$25.003/16/2010 6:19:25 PM
Marfloogan$25.00$25.003/16/2010 4:25:34 PM
janicewill$25.00$25.003/16/2010 6:09:51 PM
Hexnut$25.00$25.003/16/2010 6:19:18 PM
dollar-oracle55$25.00$6.173/16/2010 6:20:15 PM
JerryB96$25.00$25.003/16/2010 9:44:22 PM
AuroraRobbin$50.00$50.003/17/2010 9:57:16 AM
Jiangtao$25.00$25.003/17/2010 7:53:05 AM
SCD$25.00$25.003/17/2010 1:16:10 PM
wwwUniversal$25.00$25.003/17/2010 4:09:33 PM
colorfulgardener$50.00$50.003/17/2010 4:47:22 PM
jybank$25.00$25.003/17/2010 4:58:47 PM
wwwUniversal$25.00$25.003/17/2010 4:22:19 PM
cardelt$35.00$35.003/17/2010 5:09:42 PM
bold-bright-currency$25.00$25.003/17/2010 5:43:09 PM
starry2001$25.00$25.003/17/2010 8:24:49 PM
blackstar$25.00$25.003/18/2010 4:33:40 AM
Marco83$29.29$29.293/18/2010 5:08:01 AM
Gaelicman$100.00$100.003/17/2010 10:38:50 PM
Spkthewrd3$25.00$25.003/18/2010 5:41:26 AM
Richmp412$25.00$25.003/18/2010 7:30:02 AM
persistent-value3$40.51$40.513/18/2010 10:16:37 AM
redtilapia$25.00$25.003/18/2010 9:57:35 AM
quiggles$25.00$25.003/18/2010 9:35:39 AM
dsv$25.00$25.003/18/2010 11:52:01 AM
natural-affluence4$25.00$25.003/18/2010 9:55:04 AM
OregonDane$25.00$25.003/18/2010 11:02:49 AM
Moneypenny6$25.00$25.003/18/2010 1:02:22 PM
helpwithoutbanks$25.00$25.003/18/2010 2:04:47 PM
catalystcf$25.00$25.003/18/2010 3:21:34 PM
Ven58$25.00$25.003/18/2010 2:21:49 PM
rce1964$25.00$25.003/18/2010 2:48:20 PM
friendinmoney$25.00$25.003/18/2010 3:47:13 PM
scientists$25.00$25.003/18/2010 3:48:37 PM
delicious-social132$25.00$25.003/11/2010 4:09:00 PM
enthusiastic-balance5$100.00$100.003/11/2010 4:07:34 PM
uwinwewin$25.00$25.003/11/2010 4:10:32 PM
Avala$50.00$50.003/11/2010 4:08:27 PM
personal-lender$25.00$25.003/11/2010 4:08:41 PM
irrelevant$25.00$25.003/11/2010 4:09:28 PM
Supernick$25.00$25.003/11/2010 4:16:36 PM
bchen78875$25.00$25.003/11/2010 4:18:14 PM
macjp123$25.00$25.003/11/2010 4:07:55 PM
mg6619$25.00$25.003/11/2010 4:09:18 PM
AF-Chief$27.00$27.003/11/2010 4:49:35 PM
Speculator$100.00$100.003/11/2010 4:54:22 PM
RetiredATC$25.00$25.003/11/2010 4:11:30 PM
sharp-bill2$40.00$40.003/11/2010 4:11:44 PM
a-finance-nirvana$25.00$25.003/11/2010 5:06:16 PM
asset-professor$75.00$75.003/11/2010 4:16:13 PM
the-profit-oracle$25.00$25.003/11/2010 4:49:54 PM
flexible-value$26.00$26.003/11/2010 7:39:22 PM
helpful-dough$25.00$25.003/11/2010 9:38:35 PM
mrrc7498$53.48$53.483/11/2010 9:48:06 PM
zento$25.00$25.003/11/2010 8:26:03 PM
likeable-value$25.00$25.003/12/2010 5:24:38 AM
Vegasjim$25.00$25.003/12/2010 8:57:34 AM
useful-p2ploan$50.00$50.003/12/2010 9:32:57 AM
figs4u2$100.00$100.003/12/2010 9:47:25 AM
courteous-fund9$25.00$25.003/12/2010 9:34:13 AM
Adino$25.00$25.003/12/2010 10:45:25 AM
restless-currency$32.10$32.103/12/2010 11:03:06 AM
xrycac$25.00$25.003/12/2010 12:21:14 PM
desertoasis$48.97$48.973/12/2010 11:56:44 AM
spark548$50.00$50.003/12/2010 12:08:34 PM
nalaari$25.00$25.003/12/2010 1:41:55 PM
oaktown23$50.00$50.003/12/2010 1:27:45 PM
memphisf01$25.00$25.003/12/2010 2:20:38 PM
Gabriel02$25.00$25.003/13/2010 9:12:50 AM
inspiring-reward$150.00$150.003/12/2010 11:38:01 PM
devoider$25.00$25.003/13/2010 6:03:40 AM
orange-preeminant-bill$100.00$100.003/13/2010 7:32:31 AM
RandyL3$33.00$33.003/13/2010 2:29:15 PM
asdf9876$25.00$25.003/13/2010 1:13:53 PM
scrappy-bonus2$25.00$25.003/13/2010 3:38:21 PM
KHU2-B$25.00$25.003/14/2010 6:57:25 AM
anders94$25.00$25.003/14/2010 10:39:10 AM
Eric15378$93.96$93.963/14/2010 2:24:52 PM
visionary-currency$61.31$61.313/14/2010 10:38:58 AM
don8ter$25.00$25.003/14/2010 1:30:19 PM
cingular$25.00$25.003/14/2010 5:02:22 PM
inventive-wealth2$25.00$25.003/14/2010 4:27:45 PM
wise-silver-wonder$25.00$25.003/14/2010 7:58:16 PM
mikeandcat$50.00$50.003/14/2010 8:17:20 PM
important-ore$50.00$50.003/15/2010 3:24:36 AM
GElender$32.73$32.733/15/2010 7:25:28 AM
bold-durability-drum$25.00$25.003/15/2010 9:07:49 AM
teller$25.00$25.003/15/2010 3:44:21 PM
the-silver-blaster$35.00$35.003/15/2010 3:24:36 PM
midde551$25.00$25.003/15/2010 5:22:08 PM
Hokiemon$75.00$75.003/15/2010 5:32:23 PM
Sam65$25.00$25.003/15/2010 5:33:24 PM
mpactlender$25.00$25.003/15/2010 5:34:14 PM
Cai8899$50.00$50.003/15/2010 5:33:47 PM
duty-monger$50.00$50.003/15/2010 5:33:38 PM
mistertao$25.00$25.003/15/2010 5:36:17 PM
aldeed$25.00$25.003/15/2010 5:37:37 PM
Streetfighter$50.00$50.003/16/2010 5:37:48 AM
unforgettable-order9$100.00$100.003/16/2010 9:33:18 AM
kmfreymi$25.00$25.003/16/2010 9:38:20 AM
Carpetkid$25.00$25.003/16/2010 11:31:20 AM
zeelender$25.00$25.003/16/2010 3:32:19 PM
PhalanxBulldog$25.00$25.003/16/2010 5:39:17 PM
RationalWorld$25.00$25.003/16/2010 6:09:46 PM
Tradesmanlender$25.00$25.003/16/2010 6:09:44 PM
PatRichi$25.00$25.003/16/2010 6:09:50 PM
JLChamberlain$25.00$25.003/16/2010 6:19:20 PM
steely_dan34$25.00$25.003/16/2010 6:19:39 PM
cyberie21$40.00$40.003/16/2010 6:20:11 PM
AndersenWatcher$25.00$25.003/16/2010 3:27:18 PM
booyah$25.00$25.003/16/2010 6:19:28 PM
liederhaus$31.70$31.703/17/2010 1:17:17 PM
rdrloan$25.00$25.003/17/2010 11:59:57 AM
aurorafinancial$50.00$50.003/17/2010 3:00:10 PM
petercat$250.00$250.003/17/2010 1:35:20 PM
tenchi2777$25.00$25.003/17/2010 4:29:23 PM
tukuks$30.00$30.003/17/2010 4:15:46 PM
Rockymtnhi$70.10$70.103/17/2010 6:08:17 PM
agab$25.00$25.003/17/2010 4:38:05 PM
psteveo$27.85$27.853/17/2010 6:45:19 PM
justin323$25.00$25.003/17/2010 6:44:05 PM
felicity-loyalist0$35.00$35.003/17/2010 6:37:08 PM
Snoopylover$25.00$25.003/17/2010 6:41:42 PM
Leshan$25.00$25.003/18/2010 8:57:22 AM
julijask$35.00$35.003/18/2010 9:18:52 AM
rate-hickory$25.00$25.003/18/2010 9:10:09 AM
bizguy1982$25.00$25.003/18/2010 9:24:25 AM
dano1965$50.00$50.003/18/2010 11:57:15 AM
nhm$25.00$25.003/18/2010 12:52:30 PM
arcite$28.46$28.463/18/2010 2:44:37 PM
blLending$25.00$25.003/18/2010 1:57:27 PM
Sam65$25.00$25.003/18/2010 3:46:54 PM
219 bids
 
Borrower Payment Dependent Notes Series 269845
This series of Notes was issued and sold upon the funding of the borrower loan #41427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,700.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-24-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.31% Starting monthly payment: $101.81
Final lender yield: 16.90% Final borrower rate/APR: 17.90% / 20.11% Final monthly payment: $97.48
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.89%  
Lender servicing fee: 1.00% Estimated return: 10.01%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1999 Debt/Income ratio: 16%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:1y 0m
Credit score: 660-679 (Mar-2010) Total credit lines: 13 Occupation: Tradesman - Electri...
Now delinquent: 1 Revolving credit balance: $3,768Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 83%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Dezil Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
I'm using this loan to pay off my high interest B of A credit card that has a balance of approx. $2900. I would rather pay interest to prosper lenders than to B of A. In addition to this prosper loan I intend to pay off my $800 balance on my Amex credit card and the remaining $200 on my B of A with my savings.? My goal here is eliminate my credit card debt by using a combination of savings and a personal loan through prosper to give myself a lower monthly payment with a lower interest rate.

My financial situation:
I'm a financial responsible person who lives within his means and have enough disposable income to pay off this loan as well as all my current obligations.

Monthly net income: $ 3,100

Monthly expenses: $
??Housing: $ 750
??Insurance: $ 165
??Car expenses: $ 394
??Utilities: $ 35
??Phone, cable, internet: $ 65
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 315
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Is there any other household income? Does your spouse work? - marala4285
A: She isn't my spouse yet, although we are engaged. Our wedding is this summer. She does work part time as an RN and will be finishing her masters in June. Once she returns to work full time as a nurse practitioner her income will increase substantially. I do side jobs on the weekends from time to time, but usually it's only for a couple hundred dollars and isn't consistent. Hopefully this answered your question. (Mar-20-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
djenge$25.00$25.003/18/2010 4:20:03 PM
ssb$1,350.00$1,350.003/19/2010 12:26:50 PM
BuzzyBee336$25.00$25.003/23/2010 10:08:18 AM
maricel10$50.00$50.003/23/2010 10:39:38 AM
radar_love$25.00$25.003/23/2010 12:25:00 PM
djkaiser$25.00$25.003/23/2010 4:54:12 PM
Techne_Funds_LLC$25.00$25.003/23/2010 4:13:14 PM
nalaari$25.87$25.873/24/2010 10:44:39 AM
mckhbnpc$25.00$25.003/24/2010 11:38:49 AM
Bekim$26.85$26.853/24/2010 1:11:34 PM
marwadi-62$200.00$200.003/24/2010 1:58:17 PM
CoolPlexer$25.00$25.003/24/2010 2:10:12 PM
SkinnyFish$50.00$50.003/24/2010 3:25:10 PM
revenue-appraiser$33.59$33.593/24/2010 3:29:22 PM
wwwUniversal$25.00$8.693/24/2010 3:51:37 PM
ultimate-peace$100.00$100.003/24/2010 3:59:51 PM
Hatdance$25.00$25.003/24/2010 4:00:32 PM
best-listing-toro$25.00$25.003/24/2010 2:38:59 PM
icon7$50.00$50.003/24/2010 3:41:42 PM
rjsdsu$40.00$40.003/23/2010 6:53:52 AM
AsianDragon$25.00$25.003/23/2010 10:20:45 AM
Astyanax$40.00$40.003/23/2010 1:17:45 PM
wild-orange$25.00$25.003/24/2010 1:16:37 AM
dubois31$25.00$25.003/24/2010 11:47:12 AM
carrinel$100.00$100.003/24/2010 12:33:05 PM
investment-cluster$25.00$25.003/24/2010 12:30:27 PM
dpries123$25.00$25.003/24/2010 1:40:12 PM
gmv814$50.00$50.003/24/2010 2:34:23 PM
harmonious-greenback$100.00$100.003/24/2010 3:24:25 PM
Bank_Of_XL$25.00$25.003/24/2010 3:49:50 PM
crw1950$50.00$50.003/24/2010 2:01:47 PM
broker558$25.00$25.003/24/2010 4:01:15 PM
Your_Bank$25.00$25.003/24/2010 2:18:08 PM
33 bids
 
Borrower Payment Dependent Notes Series 294145
This series of Notes was issued and sold upon the funding of the borrower loan #41500, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-17-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 31.34% Starting monthly payment: $41.03
Final lender yield: 12.00% Final borrower rate/APR: 13.00% / 16.63% Final monthly payment: $33.69
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.26%  
Lender servicing fee: 1.00% Estimated return: 1.74%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1982 Debt/Income ratio: 39%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Part-time employee
Enhanced (1-5):1 Current / open credit lines: 8 / 3Length of status:2y 7m
Credit score: 660-679 (Mar-2010) Total credit lines: 30 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $1,189Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 99%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 9    
Screen name: 2baTEACHER Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
660-679 (Aug-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 36  
Description
Teacher needs transportation
Thanks to a successful loan and repayment with Prosper, I was able to return to?college and become a certified Elementary School Teacher. I regularly serve as a Substitute Teacher throughout my community on the way to a salaried teacher contract. The need for reliable transportation has become vital. Please invest in a career-change that will have a positive life impact on countless boys and girls who need a male role model in their classrooms.

A number of other creditors have been willing to set up repayment schedules with gracious terms. This was done on the strength of my overall track record of repayment, rather than the size of my income. This loan with Prosper can secure my career future and result in even better capacity to repay. Since the profession of teaching is nearly recession-proof, we can both prosper if you help fund this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Aberdeen$350.00$350.003/12/2010 4:58:11 PM
indomart$30.84$30.843/16/2010 10:43:19 PM
martymaniaman$25.00$25.003/17/2010 8:46:03 AM
lender12345$25.00$25.003/12/2010 8:00:52 PM
Aberdeen$350.00$350.003/12/2010 4:58:06 PM
marwadi-62$300.00$169.163/13/2010 8:15:01 AM
rome1426$25.00$25.003/15/2010 11:02:27 AM
balanced-balance6$25.00$25.003/17/2010 8:12:13 AM
8 bids
 
Borrower Payment Dependent Notes Series 449613
This series of Notes was issued and sold upon the funding of the borrower loan #41518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-10-2010 
  Auction end date:  Mar-17-2010 
 
Starting lender yield: 21.06% Starting borrower rate/APR: 22.06% / 24.32% Starting monthly payment: $286.66
Final lender yield: 19.90% Final borrower rate/APR: 20.90% / 23.15% Final monthly payment: $282.18
 
Auction yield range: 8.04% - 21.06% Estimated loss impact: 6.96%  
Lender servicing fee: 1.00% Estimated return: 12.94%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1997 Debt/Income ratio: 27%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 11Length of status:3y 0m
Credit score: 660-679 (Mar-2010) Total credit lines: 26 Occupation: Other
Now delinquent: 0 Revolving credit balance: $24,824Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 76%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: duty-excellence8 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Cedit Cards
Purpose of loan:
This loan will be used to pay off a Credit Card

My financial situation:
I am a good candidate for this loan because I have always made monthy payments on time.? My Credit card raised my rates, even though my payments were always on time

Monthly net income: $ 7,000 (Household)

Monthly expenses: $ 1,000
??Housing: $
??Insurance: $ 150
??Car expenses: $ 325
??Utilities: $ 150
??Phone, cable, internet: $ 225
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 700
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, in roughly how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A: 30 or less (Mar-15-2010)
Q: The rate on this is considerably high, though not terribly, how big is the difference between this loan and your credit cards? - chuchutrain
A: $2,000 (Mar-16-2010)
Q: I'm sorry, I meant to ask what the difference in interest rates are between this loan and the credit card debt. - chuchutrain
A: 8-9% (Mar-16-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
skuba$25.00$25.003/10/2010 4:30:44 PM
robot777$40.00$40.003/10/2010 4:28:44 PM
AF-Chief$28.00$28.003/10/2010 4:23:23 PM
desertoasis$25.00$25.003/10/2010 4:23:42 PM
torion$25.00$25.003/10/2010 4:33:14 PM
mg6619$25.00$25.003/10/2010 4:34:10 PM
irrelevant$25.00$25.003/10/2010 4:34:22 PM
top-silver-american$25.00$25.003/10/2010 4:34:42 PM
uwinwewin$25.00$25.003/10/2010 4:35:00 PM
RetiredATC$25.00$25.003/10/2010 4:35:20 PM
Supernick$25.00$25.003/10/2010 4:36:28 PM
jokerj006$25.00$25.003/10/2010 4:36:41 PM
bonus-adventure3$25.00$25.003/10/2010 4:37:30 PM
currency-shaker16$150.00$150.003/10/2010 4:37:34 PM
RedCentre$250.00$250.003/10/2010 4:40:40 PM
the-silver-blaster$40.00$40.003/10/2010 4:33:44 PM
successful-euro$30.00$30.003/10/2010 4:38:15 PM
mmckune$25.00$25.003/10/2010 4:40:53 PM
charming-point$293.53$293.533/10/2010 4:49:59 PM
five-star-justice$36.00$36.003/10/2010 4:51:40 PM
mrscenicroute$25.00$25.003/10/2010 8:47:28 PM
caseattle$25.00$25.003/11/2010 2:02:57 PM
UCLA4life$25.00$25.003/11/2010 12:35:27 PM
gracej$25.00$25.003/11/2010 2:28:10 PM
lloyd_s$25.00$25.003/11/2010 3:27:25 PM
Helenska11$25.00$25.003/11/2010 4:29:33 PM
econgineer$26.74$26.743/11/2010 9:10:47 PM
infinitykid$25.00$25.003/11/2010 10:08:08 PM
Kilolani$25.00$25.003/11/2010 11:59:00 PM
Sol_Invictus$25.00$25.003/12/2010 6:08:08 AM
tenacious-compassion9$25.00$25.003/12/2010 6:53:22 AM
santafe1$25.00$25.003/12/2010 4:27:52 AM
sociallender$25.00$25.003/12/2010 5:48:52 AM
integrity-doctor$50.00$50.003/12/2010 7:55:31 AM
Vegasjim$25.00$25.003/12/2010 8:57:36 AM
courteous-fund9$25.00$25.003/12/2010 9:34:14 AM
cordial-funds8$25.00$25.003/12/2010 9:33:19 AM
nletunic$25.00$5.163/12/2010 9:34:44 AM
mdreiss$25.00$25.003/12/2010 12:57:21 PM
aurorafinancial$33.45$33.453/13/2010 11:23:32 AM
welshcat$27.41$27.413/14/2010 9:06:21 AM
mattblizz$50.00$50.003/14/2010 8:52:30 PM
tntmojave$25.00$25.003/15/2010 2:10:44 PM
teltech$50.00$50.003/15/2010 7:30:21 PM
1-HARD-HEAD$150.00$150.003/15/2010 8:33:16 PM
hektek22$25.00$25.003/15/2010 10:56:17 PM
macotra4$36.00$36.003/16/2010 4:58:45 AM
Mindful7$25.00$25.003/16/2010 6:21:39 AM
Zagit$50.96$50.963/16/2010 8:47:03 AM
bitano$42.61$42.613/16/2010 7:30:52 AM
Bob450$25.00$25.003/16/2010 9:28:43 AM
Bob450$25.00$25.003/16/2010 9:29:16 AM
Easystreet$25.00$25.003/16/2010 10:48:18 AM
interstellar$50.00$50.003/16/2010 12:27:19 PM
wwwUniversal$25.00$25.003/16/2010 1:25:43 PM
BuzzyBee336$25.00$25.003/16/2010 2:39:39 PM
SCRUGZY$25.00$25.003/16/2010 3:37:25 PM
MrCoffee$50.00$50.003/16/2010 4:12:49 PM
gothampark$25.00$25.003/16/2010 4:17:11 PM
mikeyp411$25.00$25.003/16/2010 6:03:53 PM
sharp-credit$1,000.00$1,000.003/16/2010 6:14:04 PM
VAGweilo$50.00$50.003/16/2010 4:24:30 PM
MarcusOcean$50.00$50.003/16/2010 8:10:46 PM
poolshark72$25.00$25.003/16/2010 9:40:20 PM
vest_vortex$25.00$25.003/16/2010 6:52:23 PM
shrewd-peace7$25.00$25.003/16/2010 10:26:07 PM
MattProsper$30.00$30.003/16/2010 10:40:20 PM
nalaari$26.00$26.003/17/2010 6:01:27 AM
agreement-bunny$25.00$25.003/17/2010 6:28:32 AM
clipper271$25.00$25.003/17/2010 7:28:03 AM
shawnw2$50.00$50.003/17/2010 7:42:28 AM
DasMula$25.00$25.003/17/2010 9:36:34 AM
MilitaryAV8R$25.00$25.003/17/2010 12:32:23 AM
Pu239$50.00$50.003/17/2010 9:25:07 AM
Occhy$50.00$50.003/17/2010 9:43:05 AM
PotBellyPete$25.00$25.003/17/2010 12:54:04 PM
Astyanax$30.00$30.003/17/2010 12:56:58 PM
Chiss$25.00$25.003/17/2010 1:58:06 PM
Leshan$25.00$25.003/17/2010 2:13:58 PM
ore-dojo$25.00$25.003/17/2010 12:10:20 PM
credit-coach118$35.00$35.003/17/2010 1:16:00 PM
ronin4sale$25.00$25.003/17/2010 1:20:28 PM
gilbrear$25.00$25.003/17/2010 3:28:14 PM
scientists$25.00$25.003/17/2010 3:25:34 PM
foothillender$25.00$25.003/17/2010 3:38:28 PM
crazyinjun$25.00$25.003/17/2010 3:01:14 PM
FinanceEngine$25.00$25.003/17/2010 4:12:15 PM
nilonc1$250.00$250.003/17/2010 4:19:33 PM
Engineer44$30.00$30.003/17/2010 4:21:34 PM
enthusiastic-balance5$100.00$100.003/10/2010 4:32:24 PM
Avala$50.00$50.003/10/2010 4:33:24 PM
fightinjoe$25.00$25.003/10/2010 4:35:09 PM
Clambake$50.00$50.003/10/2010 4:32:58 PM
nanda$25.00$25.003/10/2010 4:36:35 PM
delicious-social132$25.00$25.003/10/2010 4:33:59 PM
honorable-yield$50.00$50.003/10/2010 4:34:46 PM
moola-man$30.00$30.003/10/2010 4:35:04 PM
inspired-contract9$25.00$25.003/10/2010 4:36:25 PM
macjp123$25.00$25.003/10/2010 4:32:54 PM
personal-lender$25.00$25.003/10/2010 4:33:48 PM
sharp-bill2$40.00$40.003/10/2010 4:35:31 PM
bigdogsafety1$25.00$25.003/10/2010 4:37:16 PM
zeraphm$25.00$25.003/10/2010 5:42:34 PM
Vetrepreneur$25.00$25.003/10/2010 6:35:45 PM
asset-professor$75.00$75.003/10/2010 8:37:22 PM
flexible-value$25.00$25.003/10/2010 5:44:21 PM
treasure-bliss$100.00$100.003/11/2010 6:08:03 AM
mtnsofutah$25.00$25.003/10/2010 8:18:25 PM
teller$25.00$25.003/11/2010 7:42:29 AM
progressive-asset$25.00$25.003/11/2010 7:42:32 AM
uprising35$25.00$25.003/11/2010 8:34:39 AM
leodaguy$25.00$25.003/11/2010 5:03:45 AM
orbital-gold4$25.00$25.003/11/2010 11:14:54 AM
LenderExtraordinaire$25.00$25.003/11/2010 9:33:38 AM
hopethisworks$200.00$200.003/11/2010 1:03:01 PM
preventivepestcontrol$50.00$50.003/11/2010 10:27:18 AM
bkwest01$43.00$43.003/11/2010 1:49:31 PM
treasure-hunter270$25.00$25.003/11/2010 12:03:54 PM
bchen78875$25.00$25.003/11/2010 1:23:33 PM
mac415$25.00$25.003/11/2010 4:31:39 PM
AFairDeal$25.00$25.003/11/2010 4:39:09 PM
the-profit-oracle$25.00$25.003/11/2010 4:29:43 PM
starikrai$50.00$50.003/11/2010 6:58:04 PM
helpful-dough$25.00$25.003/11/2010 9:38:38 PM
welshcat$50.00$50.003/12/2010 4:18:46 AM
Bank_Of_XL$100.00$100.003/12/2010 6:23:02 AM
SolarMoonshine$25.00$25.003/12/2010 5:53:00 PM
payout-guru$50.00$50.003/12/2010 9:36:53 PM
new-goal-return$25.00$25.003/13/2010 11:23:36 AM
loss-of-control$25.00$25.003/14/2010 12:57:11 PM
brondero$75.00$75.003/15/2010 9:02:17 AM
squarebob$25.00$25.003/15/2010 2:09:03 PM
reflective-rupee$25.00$25.003/15/2010 7:49:41 PM
duty-monger$50.00$50.003/15/2010 7:30:27 PM
balance-force$30.00$30.003/15/2010 7:35:05 PM
mommaroeroe$25.00$25.003/15/2010 6:09:56 PM
blackstar$25.00$25.003/16/2010 4:08:30 AM
market-path$36.68$36.683/16/2010 7:35:52 AM
foothillender$25.00$25.003/16/2010 9:00:35 AM
passivesf$25.00$25.003/16/2010 4:23:33 PM
payment-freshmaker$25.00$25.003/16/2010 4:25:43 PM
ChrisKwan$25.00$25.003/16/2010 4:25:11 PM
Ven58$25.00$25.003/16/2010 5:12:20 PM
d_grbg$25.00$25.003/16/2010 7:24:58 PM
chuchutrain$25.00$25.003/16/2010 4:48:13 PM
UBOtto186$25.84$25.843/16/2010 8:27:25 PM
Ambassador$50.00$50.003/17/2010 4:27:50 AM
tomoe$25.00$25.003/16/2010 7:28:08 PM
vutah$25.00$25.003/16/2010 7:33:19 PM
LoanerPrincipal$50.00$50.003/16/2010 7:45:17 PM
The-CAPS-fan$25.00$25.003/17/2010 7:48:44 AM
OGS_Capital$25.00$25.003/17/2010 7:48:53 AM
rapid-currency$28.23$28.233/16/2010 9:44:45 PM
rate-hickory$25.00$25.003/17/2010 9:11:29 AM
worthy-bid4$25.00$25.003/17/2010 9:23:04 AM
1-HARD-HEAD$150.00$150.003/17/2010 9:34:50 AM
webfeet$25.00$25.003/17/2010 7:13:20 AM
fostaman$25.00$25.003/17/2010 11:48:17 AM
wonder3$25.00$25.003/17/2010 12:43:40 PM
admirable-credit$25.00$25.003/17/2010 12:24:22 PM
rkt88edmo$25.39$25.393/17/2010 2:47:15 PM
DasMula$100.00$100.003/17/2010 3:06:50 PM
YoungTaxMan$100.00$100.003/17/2010 2:41:06 PM
wwwUniversal$25.00$25.003/17/2010 4:10:16 PM
164 bids
 
Borrower Payment Dependent Notes Series 449967
This series of Notes was issued and sold upon the funding of the borrower loan #41515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-12-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $159.88
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1995 Debt/Income ratio: 7%
Basic (1-10): 8 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 9Length of status:12y 2m
Credit score: 780-799 (Mar-2010) Total credit lines: 42 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $5,197Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 14%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: the-unafraid-gold Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Putting on a deck
Purpose of loan:
This loan will be used to help put on a new deck

My financial situation:
I am a good candidate for this loan because I have strong credit and have always made my payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
skuba$25.00$25.003/12/2010 3:57:28 PM
kenji4861$25.00$25.003/12/2010 4:01:17 PM
fightinjoe$25.00$25.003/12/2010 4:08:15 PM
Avala$50.00$50.003/12/2010 4:12:26 PM
personal-lender$25.00$25.003/12/2010 4:13:08 PM
leodaguy$25.00$25.003/12/2010 4:15:01 PM
jokerj006$25.00$25.003/12/2010 4:15:29 PM
bonus-adventure3$25.00$25.003/12/2010 4:13:39 PM
delicious-social132$40.00$40.003/12/2010 4:11:12 PM
macjp123$25.00$25.003/12/2010 4:11:39 PM
torion$25.00$25.003/12/2010 4:12:14 PM
bigballer105$50.00$50.003/12/2010 4:18:50 PM
buraky$25.00$25.003/12/2010 4:15:43 PM
AFairDeal$25.00$25.003/12/2010 4:19:33 PM
irrelevant$25.00$25.003/12/2010 4:14:03 PM
focused-wampum$25.00$25.003/12/2010 4:21:38 PM
RetiredATC$25.00$25.003/12/2010 4:19:23 PM
cordial-funds8$25.00$25.003/12/2010 4:23:45 PM
bchen78875$50.00$50.003/12/2010 4:20:36 PM
baseballfan111$25.00$25.003/12/2010 4:17:58 PM
adevadeh$25.00$25.003/12/2010 4:21:52 PM
tylerfd$25.00$25.003/12/2010 4:18:41 PM
turbospeed$25.00$25.003/12/2010 4:21:44 PM
buckyhead2000$25.00$25.003/12/2010 4:24:29 PM
red-trade-cologne$25.00$25.003/12/2010 4:22:09 PM
bayareainv$27.13$27.133/12/2010 4:23:25 PM
Vegasjim$25.00$25.003/12/2010 4:23:35 PM
figs4u2$100.00$100.003/12/2010 4:24:11 PM
desertoasis$50.00$50.003/12/2010 7:32:22 PM
the-profit-oracle$25.00$25.003/12/2010 5:24:37 PM
medan20356$25.00$25.003/12/2010 9:57:25 PM
inspiring-reward$150.00$150.003/12/2010 11:37:55 PM
AF-Chief$28.00$28.003/13/2010 9:47:45 AM
betak$50.00$50.003/13/2010 7:17:23 AM
retiresecure$25.00$25.003/13/2010 7:36:09 AM
selector568$50.00$50.003/13/2010 8:23:55 AM
top-silver-american$25.00$25.003/13/2010 12:08:54 PM
Gabriel02$25.00$25.003/13/2010 9:12:44 AM
asdf9876$25.00$25.003/13/2010 1:13:47 PM
stanbalwight4$25.00$25.003/13/2010 11:13:15 AM
determined-deal7$25.00$25.003/13/2010 2:22:20 PM
loanfairy$25.00$25.003/13/2010 2:32:18 PM
liberty-destiny3$25.00$25.003/13/2010 3:24:01 PM
bigdogsafety1$25.00$25.003/13/2010 3:52:20 PM
KwikLoan$25.00$25.003/13/2010 4:02:14 PM
shiny-revenue$25.00$25.003/13/2010 7:02:17 PM
dontscrewmeover1$50.00$50.003/13/2010 12:38:46 PM
smallcountry$25.00$25.003/13/2010 2:32:15 PM
ddog0224$25.00$25.003/13/2010 10:52:19 PM
prashgig$25.00$25.003/13/2010 2:47:16 PM
scrappy-bonus2$30.00$30.003/13/2010 3:38:11 PM
winlender$25.00$25.003/13/2010 3:52:21 PM
calcloud$25.00$25.003/14/2010 9:27:48 AM
elasermd$100.00$100.003/13/2010 6:52:12 PM
nanda$25.00$25.003/14/2010 10:12:52 AM
tokyopete23$25.00$25.003/13/2010 9:18:11 PM
truth-trapper$25.00$25.003/13/2010 10:02:08 PM
JedClampett$75.00$75.003/13/2010 10:19:31 PM
Cai8899$31.89$31.893/14/2010 7:53:18 AM
MoNeYMaN5$25.00$25.003/14/2010 9:57:17 AM
a-goal-bill$25.00$25.003/14/2010 10:12:46 AM
Supernick$26.00$26.003/14/2010 10:37:52 AM
CymruAmByth$25.00$25.003/14/2010 10:39:15 AM
Dollars4Rent$25.00$25.003/16/2010 11:04:57 AM
webfeet$25.00$25.003/17/2010 7:19:18 AM
investmentgroup$25.00$25.003/17/2010 6:26:02 PM
Castellan$25.00$25.003/12/2010 4:08:20 PM
Microfinancer$25.00$25.003/12/2010 4:07:52 PM
reflective-deal8$50.00$50.003/12/2010 4:11:21 PM
dollar-birdie$50.00$50.003/12/2010 4:07:39 PM
lendersf$95.00$95.003/12/2010 4:13:56 PM
asset-professor$100.00$100.003/12/2010 4:07:59 PM
inspired-contract9$25.00$25.003/12/2010 4:15:20 PM
credit-force5$25.00$25.003/12/2010 4:12:42 PM
enthusiastic-balance5$100.00$100.003/12/2010 4:10:58 PM
flexible-value$31.00$31.003/12/2010 4:11:24 PM
Clambake$50.00$50.003/12/2010 4:11:52 PM
honorable-yield$75.00$75.003/12/2010 4:12:51 PM
mg6619$25.00$25.003/12/2010 4:13:48 PM
sharp-bill2$40.00$40.003/12/2010 4:14:50 PM
edgeofpdx$25.00$25.003/12/2010 4:18:27 PM
tenacious-compassion9$25.00$25.003/12/2010 4:22:44 PM
integrity-doctor$50.00$50.003/12/2010 4:23:15 PM
phredd$75.00$75.003/12/2010 4:16:34 PM
listenfirst$50.00$50.003/12/2010 4:16:55 PM
nletunic$25.00$25.003/12/2010 4:23:52 PM
awwaww$25.00$25.003/12/2010 4:24:00 PM
satisfying-durability$25.00$25.003/12/2010 4:24:19 PM
djs81$25.00$25.003/12/2010 4:21:56 PM
successful-euro$75.00$75.003/12/2010 4:22:25 PM
engaging-worth$30.00$30.003/12/2010 4:20:45 PM
restless-currency$25.00$25.003/12/2010 4:24:25 PM
cubesteak$25.00$25.003/12/2010 9:37:51 PM
treasure-bliss$100.00$100.003/13/2010 7:28:14 AM
thedoctor$38.44$38.443/13/2010 7:32:41 AM
orange-preeminant-bill$100.00$100.003/13/2010 7:32:26 AM
lender987654321$25.00$25.003/13/2010 11:18:49 AM
vegibenz$25.00$25.003/13/2010 11:23:24 AM
natural-affluence4$25.00$25.003/13/2010 11:47:21 AM
mnbud$25.00$25.003/13/2010 12:32:24 PM
aasx1108$25.00$25.003/13/2010 2:28:15 PM
anton$150.00$150.003/13/2010 11:17:57 AM
bkwest01$25.00$25.003/13/2010 3:57:55 PM
robust-trade$25.00$25.003/13/2010 11:23:26 AM
hopethisworks$27.84$27.843/13/2010 11:28:15 AM
respectablename$25.00$25.003/13/2010 11:32:17 AM
gold-sushi$25.00$25.003/13/2010 11:42:18 AM
EasternLender$25.00$25.003/13/2010 2:22:18 PM
RandyL3$33.00$33.003/13/2010 2:29:18 PM
falcon245sp$25.00$25.003/13/2010 2:32:17 PM
mmckune$25.00$25.003/13/2010 12:52:19 PM
Vetrepreneur$25.00$25.003/13/2010 10:02:44 PM
BankofBen$25.00$25.003/13/2010 2:22:17 PM
community-pipeline8$50.00$50.003/13/2010 3:22:22 PM
3am-preacher$25.00$25.003/13/2010 3:23:55 PM
intelligent-yield$25.00$25.003/13/2010 4:18:14 PM
success1001$36.34$36.343/14/2010 7:58:52 AM
Nash2065$25.00$25.003/14/2010 8:15:09 AM
kmr2$250.00$250.003/14/2010 8:22:19 AM
murren$25.00$25.003/14/2010 8:32:13 AM
platinum-platoon$25.00$25.003/13/2010 5:32:15 PM
redrock007$25.00$25.003/14/2010 10:12:49 AM
gain-seagull9$25.00$25.003/14/2010 10:12:56 AM
RayEarth$25.00$25.003/13/2010 10:32:17 PM
auddoc$25.00$25.003/13/2010 9:42:46 PM
junctionking$25.00$25.003/13/2010 10:57:56 PM
tenacious-commitment6$25.00$25.003/13/2010 11:48:38 PM
SpotLending$25.00$25.003/14/2010 8:07:13 AM
sympathetic-asset$25.00$25.003/14/2010 10:12:47 AM
cash-merry-maker$25.00$22.893/14/2010 10:52:21 AM
justin323$37.47$37.473/15/2010 7:25:27 PM
colorfulgardener$50.00$50.003/17/2010 4:52:01 PM
BaxterSandy$25.00$25.003/17/2010 6:59:28 PM
isfahanian$25.00$25.003/17/2010 10:32:14 PM
134 bids
 
Borrower Payment Dependent Notes Series 450017
This series of Notes was issued and sold upon the funding of the borrower loan #41442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,600.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.56% Starting monthly payment: $72.38
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.56% Final monthly payment: $72.38
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1999 Debt/Income ratio: 28%
Basic (1-10): 4 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 8 / 7Length of status:2y 10m
Credit score: 640-659 (Feb-2010) Total credit lines: 28 Occupation: Professional
Now delinquent: 4 Revolving credit balance: $3,578Stated income:$25,000-$49,999
Amount delinquent: $885 Bankcard utilization: 56%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 17    
Screen name: thoughtful-contract3 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Usng funds for car repairs.
Thisi is my 5th loan requet posted.?5 times! So lets get this one done this time! I am requesting just $1600 this time. I will repay this loan back as soon as I get my tax refund back from the IRS. I would like to have this loan completed soon. This loan will end as soon as the loan amount is reached, Thanks for your help.


Purpose of loan:
This loan will be used for repairs to my car.. It will be repaid as soon as I get my tax refund check. It is direct deposited into my bank account.?

My financial situation:
I am a good candidate for this loan because I?am financially responsible and I am trying to get back on my feet after my?divorce.?

Monthly net income: $ 2100

Monthly expenses: $
??Housing: $ 0
??Insurance: $? 300
??Car expenses: $? 500
??Utilities: $? 0
??Phone, cable, internet: $? 100
??Food, entertainment: $? 200
??Clothing, household expenses $? 300
??Credit cards and other loans: $? 400
The delinquency on my credit report is medical bills, of which was Lasik surgery. I just paid it off last week. The amount was $2100.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: reason u having hard time funding is because u say u pay back so soon. That means people not make any money, just get what they put in and tiny amount back. Investors want to make something on their money. No reply needed. Just trying to help - toxicbutterfly
A: i thought about that after i posted the listing.. i didnt want to lie though.... (Mar-18-2010)
Q: What are the four listed deliquencies? - rvfbroker
A: Thanks for your question. The listed delinquencies are: 1. Hospital bill. I was in the hospital for flu. My insurance didnt cover all of it, so I had to pay the rest out of pocket. I am on a payment plan with them and it will be paid off in 4 months. 2. From A T&T. Amount owed is currently paid and up to date. 3. Credit card. As stated, it is a credit card that I myself is paying off due to my divorce. 4. Credit card. Paying off from my ex-husband. My credit will be over 750 this summer. (Mar-18-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Bob450$25.00$25.003/11/2010 9:57:21 PM
skater$25.00$25.003/16/2010 12:23:07 AM
truth-trapper$50.00$50.003/16/2010 6:52:15 PM
periko$47.97$47.973/16/2010 10:10:48 PM
DonDiego$25.00$25.003/17/2010 1:31:21 AM
zydeco337$25.00$25.003/17/2010 7:50:28 PM
payment-encore$200.00$200.003/17/2010 11:15:27 PM
innovator2$25.00$25.003/17/2010 10:00:05 PM
Leshan$25.00$25.003/18/2010 9:28:29 AM
investment-visionary$25.00$25.003/18/2010 9:37:06 AM
LAKETIME$25.00$25.003/13/2010 5:55:10 AM
tjone69$400.00$400.003/15/2010 10:27:01 PM
victor111$25.00$25.003/16/2010 8:07:40 AM
aztocas$25.00$25.003/16/2010 11:17:18 PM
micko$25.00$25.003/17/2010 4:28:31 PM
rvfbroker$25.00$25.003/17/2010 8:12:49 PM
now101$25.00$25.003/17/2010 8:30:58 PM
best-generosity-financier$25.00$25.003/17/2010 11:09:26 PM
dynrep$25.00$25.003/17/2010 11:17:32 PM
retired272$25.00$25.003/18/2010 12:58:33 PM
ultimate-peace$300.00$300.003/18/2010 2:32:58 PM
reflective-rupee$249.00$202.033/18/2010 2:54:09 PM
22 bids
 
Borrower Payment Dependent Notes Series 450207
This series of Notes was issued and sold upon the funding of the borrower loan #41420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Mar-15-2010 
  Auction end date:  Mar-22-2010 
 
Starting lender yield: 9.48% Starting borrower rate/APR: 10.48% / 10.83% Starting monthly payment: $584.87
Final lender yield: 9.30% Final borrower rate/APR: 10.30% / 10.65% Final monthly payment: $583.35
 
Auction yield range: 3.04% - 9.48% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 7.79%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1988 Debt/Income ratio: 24%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 17 / 15Length of status:6y 4m
Credit score: 820-839 (Mar-2010) Total credit lines: 68 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $2,261Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 7%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: important-loot Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to payoff credit cards with high interest and fees

My financial situation:
I am a good candidate for this loan because I?pay?my credit cards on time, but too much goes to interest and?not enough is really going to pay them off. I want to be debt free in two to three?years.? Not only do I?pay the monthly payment, but every?2 months I get checks for about $1500 from teaching at a local university. I take those checks and hack away at debt. A year ago I had over $35K in debt, today less than 20K, I know I can make?my goal!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.003/15/2010 4:50:50 PM
Microfinancer$25.00$25.003/15/2010 5:00:21 PM
fightinjoe$25.00$25.003/15/2010 5:00:43 PM
reflective-deal8$50.00$50.003/15/2010 5:03:08 PM
honorable-yield$75.00$75.003/15/2010 5:04:36 PM
inspired-contract9$50.00$50.003/15/2010 5:08:08 PM
baseballfan111$25.00$25.003/15/2010 5:08:17 PM
TechnologyGuy$25.00$25.003/15/2010 5:10:41 PM
Goodlender42$25.00$25.003/15/2010 5:11:41 PM
nletunic$25.00$25.003/15/2010 5:11:51 PM
inforapenny$25.00$25.003/15/2010 5:09:29 PM
bchen78875$50.00$50.003/15/2010 5:09:35 PM
bayareainv$100.00$100.003/15/2010 5:14:35 PM
red-trade-cologne$25.00$25.003/15/2010 5:10:36 PM
successful-euro$75.00$75.003/15/2010 5:10:51 PM
restless-currency$25.00$25.003/15/2010 5:12:40 PM
inforapenny$25.00$25.003/15/2010 5:17:44 PM
djs81$25.00$25.003/15/2010 5:19:43 PM
steely_dan34$25.00$25.003/15/2010 5:20:47 PM
wise-silver-wonder$25.00$25.003/15/2010 5:21:56 PM
micko$25.00$25.003/15/2010 5:17:24 PM
scrappy-bonus2$30.00$30.003/15/2010 5:22:56 PM
KHU2-B$25.00$25.003/15/2010 5:25:21 PM
personal-lender$25.00$25.003/15/2010 5:25:18 PM
important-ore$100.00$100.003/15/2010 5:26:24 PM
guggs$25.00$25.003/15/2010 5:27:49 PM
community-pipeline8$50.00$50.003/15/2010 5:23:17 PM
cingular$25.00$25.003/15/2010 5:29:52 PM
damage$25.00$25.003/15/2010 5:30:48 PM
cordial-investment1$25.00$25.003/15/2010 5:34:21 PM
rmachi$25.00$25.003/15/2010 5:35:11 PM
ray1051$25.00$25.003/15/2010 5:37:32 PM
jchix$25.00$25.003/15/2010 5:38:40 PM
yertle9$25.00$25.003/15/2010 5:34:52 PM
laststrawman$25.00$25.003/15/2010 5:36:54 PM
friendly-worth3$25.00$25.003/15/2010 5:50:23 PM
GenerousGentleMan$46.85$46.853/15/2010 5:57:27 PM
snowman34$25.00$25.003/15/2010 5:51:46 PM
fireupthegrill$25.00$25.003/15/2010 5:57:46 PM
Sam65$25.00$25.003/15/2010 5:57:50 PM
Shockem923$25.00$25.003/15/2010 5:57:54 PM
kashikoe$25.00$25.003/15/2010 5:57:57 PM
fotep-financial$25.00$25.003/15/2010 5:58:03 PM
Mark-O-Polo$25.00$25.003/15/2010 5:57:45 PM
KillerHOO$50.00$50.003/15/2010 5:39:46 PM
cash-blueberry$30.00$30.003/15/2010 7:04:37 PM
FinDoc$25.00$25.003/15/2010 7:22:37 PM
morpholog$25.00$25.003/15/2010 5:57:48 PM
rjblack$50.00$50.003/15/2010 5:58:02 PM
slojudy$25.00$25.003/15/2010 8:42:22 PM
kanpur63$25.00$25.003/15/2010 8:54:14 PM
wbahl$25.00$25.003/15/2010 9:02:19 PM
boogaboogabooga$25.00$25.003/15/2010 10:22:54 PM
BankOfFrankFairness$34.33$34.333/15/2010 7:07:17 PM
ganoman21$25.00$25.003/15/2010 9:02:39 PM
hotwired$25.00$25.003/15/2010 7:22:56 PM
beachbum22$25.00$25.003/15/2010 11:27:26 PM
Aleut$25.00$25.003/15/2010 10:22:21 PM
mlender$25.00$25.003/16/2010 2:08:19 AM
ebusinessagent$25.00$25.003/16/2010 5:03:22 AM
BMP$25.00$25.003/16/2010 5:12:17 AM
grallu$50.00$50.003/16/2010 5:57:20 AM
woodenshoes$25.00$25.003/16/2010 7:17:47 AM
pawsitive$25.00$25.003/16/2010 7:32:48 AM
pi31415$25.00$25.003/16/2010 8:53:03 AM
Iowa65$32.66$32.663/16/2010 7:12:18 AM
Phantom99$25.00$25.003/16/2010 7:17:53 AM
tj1683$50.00$50.003/16/2010 9:35:08 AM
jeffpac$55.00$55.003/16/2010 7:20:01 AM
atlviet$25.00$25.003/16/2010 8:17:15 AM
lost-money-so-far-on-these$25.00$25.003/16/2010 10:29:52 AM
gauss02$25.00$25.003/16/2010 10:30:15 AM
GElender$34.20$34.203/16/2010 10:39:27 AM
Boxhead$25.00$25.003/16/2010 10:41:38 AM
Futurero$25.00$25.003/16/2010 10:47:36 AM
sajitk$25.00$25.003/16/2010 11:05:06 AM
lostontheedge$25.00$25.003/16/2010 11:12:46 AM
h_corey$25.00$25.003/16/2010 10:22:19 AM
Ivan2007$25.00$25.003/16/2010 11:13:24 AM
webfeet$25.00$25.003/16/2010 11:32:18 AM
ChicoBob$35.24$35.243/16/2010 11:38:26 AM
RLC$28.82$28.823/16/2010 11:43:34 AM
markwms$25.00$25.003/16/2010 12:02:40 PM
mlopez2007$25.00$25.003/16/2010 11:06:32 AM
p1k4blu$25.00$25.003/16/2010 12:03:20 PM
peb44$25.00$25.003/16/2010 12:04:02 PM
bowdish1$45.85$45.853/16/2010 11:13:44 AM
latestone$25.00$25.003/16/2010 12:22:37 PM
gotyourgear$25.00$25.003/16/2010 11:19:09 AM
blissful-note7$25.00$25.003/16/2010 12:27:33 PM
bokonon$25.00$25.003/16/2010 1:27:33 PM
rate-raker3$25.00$25.003/16/2010 1:57:17 PM
gsp1885$25.00$25.003/16/2010 2:00:01 PM
DeathScythe676$25.00$25.003/16/2010 11:55:40 AM
Banker7371$25.00$25.003/16/2010 2:12:35 PM
seattleslug$26.68$26.683/16/2010 12:03:08 PM
danfrphils$25.00$25.003/16/2010 12:03:57 PM
dadalou$25.00$25.003/16/2010 12:12:22 PM
noble-vigilance9$25.00$25.003/16/2010 1:18:49 PM
santafe1$25.00$25.003/16/2010 1:22:17 PM
johngaltline$25.00$25.003/16/2010 1:27:36 PM
pubnat$25.00$25.003/16/2010 2:54:41 PM
jeffc92$26.59$26.593/16/2010 1:53:13 PM
scottssm$25.00$25.003/16/2010 1:54:24 PM
kulender$25.00$25.003/16/2010 2:09:37 PM
mikeleib$25.00$25.003/16/2010 2:12:28 PM
mizount$25.00$25.003/16/2010 2:56:47 PM
HHP$25.00$25.003/16/2010 2:17:17 PM
outtahoth2o$60.99$60.993/16/2010 2:59:23 PM
YellowJacket$25.00$25.003/16/2010 3:00:28 PM
teller$29.51$29.513/16/2010 3:03:32 PM
chief_wo$25.00$25.003/16/2010 2:54:45 PM
Schuld66$25.00$25.003/16/2010 3:13:18 PM
SnE$25.68$25.683/16/2010 2:56:36 PM
bazaar-tulip$25.00$25.003/16/2010 2:57:33 PM
scottr$25.00$25.003/16/2010 4:13:59 PM
djh47a$25.00$25.003/16/2010 2:59:17 PM
1phantom$35.76$35.763/16/2010 4:25:07 PM
integrity-liberator$25.00$25.003/16/2010 4:32:46 PM
roccofox$50.00$50.003/16/2010 5:17:17 PM
durability-balance4$26.34$26.343/16/2010 4:57:15 PM
BaltimoreLender$25.00$25.003/16/2010 6:02:32 PM
zielojo$25.00$25.003/16/2010 6:09:17 PM
jonesboyz$25.00$25.003/16/2010 3:13:28 PM
PJE$25.00$25.003/16/2010 6:47:19 PM
All_Wins$25.00$25.003/16/2010 7:42:48 PM
freefly67$25.00$25.003/16/2010 7:12:19 PM
bradny$25.00$25.003/16/2010 8:12:36 PM
Supp0rter$26.04$26.043/16/2010 4:42:42 PM
metro457$25.00$25.003/16/2010 5:47:15 PM
diversification-medalist$25.00$25.003/16/2010 9:22:23 PM
desertoasis$25.00$25.003/16/2010 6:02:30 PM
dontscrewmeover1$50.00$50.003/16/2010 6:09:09 PM
rex45$25.00$25.003/16/2010 9:53:13 PM
determined-contract$30.00$30.003/16/2010 10:37:17 PM
baci99$28.00$28.003/16/2010 10:57:41 PM
devoider$25.00$25.003/16/2010 11:37:22 PM
1fortheroad$25.00$25.003/17/2010 3:28:47 AM
Railbird$25.00$25.003/17/2010 3:30:13 AM
Glovez2$25.00$25.003/16/2010 10:57:42 PM
japper2353$25.00$25.003/17/2010 6:28:32 AM
adevadeh$25.00$25.003/17/2010 6:37:22 AM
skistud66$25.00$25.003/17/2010 6:43:32 AM
Warbler$25.00$25.003/16/2010 7:52:24 PM
totoro$25.00$25.003/16/2010 7:52:35 PM
SJM10011a$25.00$25.003/16/2010 7:58:08 PM
Sibelius2$25.00$25.003/17/2010 3:57:29 AM
clean-loyalty$25.00$25.003/17/2010 7:42:24 AM
astute-vigilance$25.00$25.003/17/2010 6:02:35 AM
worldly-kindness8$25.00$25.003/17/2010 8:49:32 AM
shadowflame_99$25.00$25.003/17/2010 9:18:57 AM
leodaguy$25.00$25.003/17/2010 7:42:26 AM
coin-spilunker$25.00$25.003/17/2010 9:27:53 AM
first-pragmatic-note$25.00$25.003/16/2010 10:44:13 PM
BiggestG$25.00$25.003/17/2010 9:52:49 AM
jjb3$25.00$25.003/17/2010 8:49:49 AM
QuinMccoy$25.00$25.003/17/2010 3:28:54 AM
Walkingcowboy$25.00$25.003/17/2010 5:47:21 AM
thetropics18$25.00$25.003/17/2010 7:17:14 AM
loan-confidant4$25.00$25.003/17/2010 7:50:20 AM
TakeCare$50.00$50.003/17/2010 7:57:17 AM
iruz$49.62$49.623/17/2010 8:52:17 AM
cawdrw2002$25.00$25.003/17/2010 9:12:23 AM
loan-warrior$25.00$25.003/17/2010 9:47:56 AM
mscomeaux$25.00$25.003/17/2010 9:52:51 AM
tomxnsn$25.00$25.003/17/2010 10:55:05 AM
dansarkis$25.00$25.003/17/2010 11:09:28 AM
BankofBen$25.00$25.003/17/2010 10:58:17 AM
TriSail$25.00$25.003/17/2010 11:24:16 AM
think-become$25.00$25.003/17/2010 11:10:07 AM
mnmcarve$25.00$25.003/17/2010 11:43:04 AM
_kyle$25.00$25.003/17/2010 11:43:09 AM
StrongMoney$25.00$25.003/17/2010 10:56:01 AM
cgk46doit$25.00$25.003/17/2010 11:48:31 AM
Maccs55$25.00$25.003/17/2010 10:56:17 AM
Ellisdee$34.58$34.583/17/2010 10:56:58 AM
Jassi$25.00$25.003/17/2010 11:59:49 AM
MarinLoans$25.00$25.003/17/2010 11:26:00 AM
asset-caballero$25.00$25.003/17/2010 12:23:18 PM
rulender$50.00$50.003/17/2010 11:59:46 AM
Phillip4ever$25.00$25.003/17/2010 11:09:30 AM
NJNY$25.00$25.003/17/2010 12:07:50 PM
pseudokris$25.00$25.003/17/2010 11:10:06 AM
Cherrypicker06$25.00$25.003/17/2010 1:08:17 PM
outwish$25.00$25.003/17/2010 11:35:14 AM
jblack01$25.00$25.003/17/2010 11:42:38 AM
bigdogsafety1$25.00$25.003/17/2010 2:02:40 PM
cny_loans$25.00$25.003/17/2010 11:48:28 AM
transparency-giant$47.07$47.073/17/2010 12:24:41 PM
shawndw$34.51$34.513/17/2010 1:33:04 PM
looney-toon$25.00$25.003/17/2010 2:07:15 PM
sharp-credit$2,000.00$2,000.003/17/2010 4:00:56 PM
help_each_other$25.00$25.003/17/2010 3:13:43 PM
chilichese$25.00$25.003/17/2010 3:43:08 PM
jct_enterprises$25.00$25.003/17/2010 3:13:44 PM
janus_god$30.00$30.003/17/2010 4:37:50 PM
blue-receptive-affluence$25.00$25.003/17/2010 4:11:02 PM
grf1945$25.00$25.003/17/2010 4:38:39 PM
keyfig$25.84$25.843/17/2010 4:28:16 PM
discrete-asset$25.00$25.003/17/2010 6:07:57 PM
minista$25.00$25.003/17/2010 4:07:59 PM
dlshap$25.00$25.003/17/2010 6:08:31 PM
focused-wampum$25.00$25.003/17/2010 6:08:05 PM
jldallover$25.00$25.003/17/2010 6:08:31 PM
Sigonio$25.00$25.003/17/2010 6:39:34 PM
meux99$25.00$25.003/17/2010 6:39:19 PM
JJS180$25.00$25.003/17/2010 6:39:35 PM
flexiboy35$25.00$25.003/17/2010 8:27:38 PM
kchen486$25.00$25.003/18/2010 6:22:23 AM
chipperjohnson$50.00$50.003/18/2010 6:32:36 AM
income-crescendo1$75.00$75.003/18/2010 9:15:00 AM
payogie$25.00$25.003/18/2010 9:32:34 AM
dollardave$89.41$89.413/18/2010 9:13:14 AM
geekguy$25.00$25.003/18/2010 9:33:40 AM
TikPmp1$25.00$25.003/18/2010 11:12:19 AM
BritDad$25.00$25.003/18/2010 11:44:25 AM
northwesttlr$25.00$25.003/18/2010 11:27:50 AM
PaulW$25.00$25.003/18/2010 11:12:26 AM
RJN$25.00$25.003/18/2010 12:10:04 PM
thegreatone$51.42$51.423/18/2010 11:58:52 AM
synergy4all$25.00$25.003/18/2010 12:17:39 PM
jcholloway831$25.00$25.003/18/2010 12:43:35 PM
genuine-euro9$25.00$25.003/18/2010 1:51:49 PM
justme4now$25.00$25.003/18/2010 5:03:34 PM
TheSpottedFlamingo$25.00$25.003/18/2010 7:04:43 PM
aganippe$25.00$25.003/18/2010 9:33:35 PM
lucrative-loan$25.00$25.003/18/2010 8:23:39 PM
Lotsofbears$25.00$25.003/19/2010 6:01:48 AM
pinballeffect$125.00$125.003/19/2010 6:24:57 AM
azali$25.00$25.003/19/2010 7:12:41 AM
TheCount$100.00$100.003/19/2010 6:59:36 AM
EJO$25.00$25.003/19/2010 9:34:42 AM
interstellar$50.00$50.003/19/2010 11:29:19 AM
TheOtter62$25.00$25.003/19/2010 3:16:24 PM
spreadgoodwill$25.00$25.003/19/2010 4:16:59 PM
XCWIZ007$50.00$50.003/19/2010 8:43:24 PM
Metasequoia$25.00$25.003/20/2010 7:04:32 AM
mjk406$25.00$25.003/20/2010 8:53:36 AM
DHolly$25.00$25.003/20/2010 7:53:13 AM
la_tim$90.00$90.003/20/2010 9:00:43 AM
beeslow$50.00$50.003/20/2010 10:24:23 AM
NorthwestLoan1$25.00$25.003/20/2010 12:44:27 PM
Damostuff$25.00$25.003/20/2010 1:22:19 PM
theloanfiller$25.00$25.003/21/2010 7:52:58 AM
poolshark72$25.00$25.003/21/2010 11:04:09 AM
durability-halibut$25.00$25.003/21/2010 12:55:24 PM
mattblizz$25.00$25.003/21/2010 2:12:00 PM
knowonder$27.00$27.003/21/2010 3:17:03 PM
YummiBear$25.00$25.003/21/2010 8:18:06 PM
GlenBank30$50.00$50.003/21/2010 7:40:53 PM
dmitriy2$50.00$50.003/21/2010 11:24:36 PM
principal-prodigy$25.00$25.003/15/2010 4:53:42 PM
Minotaur$25.00$25.003/15/2010 4:52:49 PM
dollar-birdie$50.00$50.003/15/2010 5:00:16 PM
skuba$50.00$50.003/15/2010 5:00:30 PM
Castellan$25.00$25.003/15/2010 5:00:46 PM
egw$25.00$25.003/15/2010 5:02:38 PM
delicious-social132$40.00$40.003/15/2010 5:02:54 PM
cash-sensai2$25.00$25.003/15/2010 4:59:53 PM
credit-force5$25.00$25.003/15/2010 5:04:32 PM
asset-professor$100.00$100.003/15/2010 5:00:27 PM
flexible-value$31.00$31.003/15/2010 5:03:12 PM
availableloan$25.00$25.003/15/2010 5:07:04 PM
edgeofpdx$25.00$25.003/15/2010 5:08:35 PM
AFairDeal$25.00$25.003/15/2010 5:09:01 PM
tylerfd$25.00$25.003/15/2010 5:08:43 PM
bonus-adventure3$25.00$25.003/15/2010 5:05:25 PM
lendersf$95.00$95.003/15/2010 5:05:45 PM
buckyhead2000$25.00$25.003/15/2010 5:12:42 PM
bigballer105$50.00$50.003/15/2010 5:08:49 PM
interest-exec9$25.00$25.003/15/2010 5:09:20 PM
radforj22$25.00$25.003/15/2010 5:14:22 PM
engaging-worth$30.00$30.003/15/2010 5:09:45 PM
mikeandcat$100.00$100.003/15/2010 5:19:50 PM
credit-coach118$40.00$40.003/15/2010 5:15:45 PM
hopethisworks$100.00$100.003/15/2010 5:20:54 PM
anton$150.00$150.003/15/2010 5:20:17 PM
thedoctor$90.00$90.003/15/2010 5:16:49 PM
Sixmil$25.00$25.003/15/2010 5:23:22 PM
elasermd$39.06$39.063/15/2010 5:24:12 PM
red-favorable-basis$25.00$25.003/15/2010 5:23:26 PM
Cai8899$75.00$75.003/15/2010 5:25:34 PM
lender987654321$25.00$25.003/15/2010 5:20:44 PM
Eagledrop$25.00$25.003/15/2010 5:21:08 PM
laniac$50.00$50.003/15/2010 5:28:05 PM
scott73$25.00$25.003/15/2010 5:23:38 PM
don8ter$60.00$60.003/15/2010 5:26:53 PM
klinebarger$25.00$25.003/15/2010 5:35:21 PM
Trigirl23$25.00$25.003/15/2010 5:36:13 PM
BookandLaw$25.00$25.003/15/2010 5:31:06 PM
BludAx$25.00$25.003/15/2010 5:36:40 PM
Natronpee$25.00$25.003/15/2010 5:37:21 PM
JoeMB$25.00$25.003/15/2010 5:38:36 PM
LEBO$25.00$25.003/15/2010 5:38:17 PM
empire9$25.00$25.003/15/2010 5:40:44 PM
a-social-nebula$25.00$25.003/15/2010 5:35:56 PM
useful-currency$25.00$25.003/15/2010 5:41:12 PM
lenderme$25.00$25.003/15/2010 5:37:42 PM
reinforced-reward$25.00$25.003/15/2010 5:38:24 PM
sisterkate$25.00$25.003/15/2010 5:57:48 PM
langdonx$25.00$25.003/15/2010 5:52:50 PM
secretidentity$25.00$25.003/15/2010 5:58:00 PM
bradwill$28.68$28.683/15/2010 5:58:05 PM
frankdelraza$25.00$25.003/15/2010 5:57:46 PM
Cluvnupe06$25.00$25.003/15/2010 5:57:55 PM
bugleusmc$30.00$30.003/15/2010 5:58:03 PM
betak$49.06$49.063/15/2010 6:07:15 PM
grampy48$25.00$25.003/15/2010 6:28:31 PM
justice-dna$35.00$35.003/15/2010 5:40:49 PM
aasx1108$25.00$25.003/15/2010 5:50:43 PM
mlbox3k$25.00$25.003/15/2010 7:43:14 PM
ptjg$60.00$60.003/15/2010 7:22:20 PM
guybyny$25.00$25.003/15/2010 5:57:51 PM
highcountry1$25.00$25.003/15/2010 5:57:59 PM
SourDoughSteve$25.00$25.003/15/2010 5:58:04 PM
srgriff$25.00$25.003/15/2010 6:32:15 PM
cjohnson041$34.88$34.883/15/2010 9:12:18 PM
jcrew007$25.00$25.003/15/2010 8:42:30 PM
donloah$25.00$25.003/15/2010 10:22:38 PM
Guerrilla_Man$25.00$25.003/15/2010 9:02:21 PM
Landselott$25.00$25.003/15/2010 11:27:22 PM
Octavian315$35.00$35.003/15/2010 10:22:24 PM
budyzr$25.00$25.003/15/2010 10:22:42 PM
pipopirate$25.00$25.003/16/2010 5:12:25 AM
cyonamine$25.00$25.003/16/2010 7:27:57 AM
Zanch$25.00$25.003/16/2010 7:20:27 AM
js60l$25.00$25.003/16/2010 6:52:17 AM
antrux$25.00$25.003/16/2010 9:32:22 AM
lloyd_s$25.00$25.003/16/2010 9:08:19 AM
unforgettable-order9$100.00$100.003/16/2010 9:33:22 AM
Veggie_Monkey$25.00$25.003/16/2010 9:33:37 AM
zenchef$25.00$25.003/16/2010 9:33:45 AM
peace-cadence$25.00$25.003/16/2010 9:48:14 AM
TheBestDad$25.00$25.003/16/2010 7:32:47 AM
KiwiElf$30.00$30.003/16/2010 10:22:46 AM
InvestorPartners$25.00$25.003/16/2010 10:30:19 AM
BayShell$29.07$29.073/16/2010 10:30:21 AM
SkiNZ$25.00$25.003/16/2010 9:27:48 AM
Artist_Blue$25.00$25.003/16/2010 10:39:34 AM
ClearLake$25.00$25.003/16/2010 10:47:41 AM
Kame$25.00$25.003/16/2010 10:48:09 AM
secret-santa$25.00$25.003/16/2010 10:47:45 AM
rystol$25.00$25.003/16/2010 10:52:55 AM
social-comet224$25.00$25.003/16/2010 10:53:44 AM
Independenttools$25.00$25.003/16/2010 9:47:46 AM
mathprof$25.00$25.003/16/2010 11:12:51 AM
ronkr$25.26$25.263/16/2010 10:22:23 AM
Kaj$25.00$25.003/16/2010 11:13:58 AM
axl163$25.00$25.003/16/2010 11:14:01 AM
perlindc$26.32$26.323/16/2010 10:38:50 AM
flwah$25.00$25.003/16/2010 10:39:30 AM
DadWarbucks$25.00$25.003/16/2010 11:29:57 AM
zeelender$25.00$25.003/16/2010 11:30:03 AM
moola-man$45.00$45.003/16/2010 11:31:09 AM
tsui517$25.00$25.003/16/2010 10:47:39 AM
Cheburashka$30.00$30.003/16/2010 11:32:14 AM
meenan$25.00$25.003/16/2010 11:45:41 AM
Casman8815$25.00$25.003/16/2010 11:04:10 AM
newfoundation$25.00$25.003/16/2010 12:02:37 PM
mjm77_1$25.00$25.003/16/2010 11:55:43 AM
compassion-paladin042$25.00$25.003/16/2010 12:18:53 PM
Hoov$25.00$25.003/16/2010 1:07:22 PM
Divot$25.00$25.003/16/2010 1:22:14 PM
fairwealth$25.00$25.003/16/2010 1:52:56 PM
Tradesmanlender$25.00$25.003/16/2010 11:54:53 AM
buraky$25.00$25.003/16/2010 2:09:25 PM
gogmagog$49.62$49.623/16/2010 2:23:37 PM
bid-papyrus$25.00$25.003/16/2010 12:18:51 PM
HibbyD$35.00$35.003/16/2010 2:52:58 PM
divedude$25.00$25.003/16/2010 2:56:11 PM
alexstar$25.00$25.003/16/2010 2:56:18 PM
spname$25.00$25.003/16/2010 2:12:25 PM
MediaAndMicrocode$30.00$30.003/16/2010 2:57:32 PM
Zoramite$25.00$25.003/16/2010 2:52:19 PM
Eudyptes$50.00$50.003/16/2010 2:55:39 PM
trucklawyer$25.00$25.003/16/2010 3:13:31 PM
monstersdad$34.77$34.773/16/2010 2:56:37 PM
infinitemudra$25.00$25.003/16/2010 3:27:35 PM
head$25.00$25.003/16/2010 2:57:55 PM
return-confidant$25.00$25.003/16/2010 4:22:40 PM
fireboss$25.00$25.003/16/2010 3:01:30 PM
galtsgulch$25.00$25.003/16/2010 3:02:36 PM
Zipperdu$50.00$50.003/16/2010 4:52:56 PM
mathomas3$25.00$25.003/16/2010 4:57:18 PM
Fortuno_per_commodo$50.00$50.003/16/2010 5:39:13 PM
listenfirst$37.53$37.533/16/2010 3:14:22 PM
wampum-reaction2$25.00$25.003/16/2010 6:20:02 PM
Frugal$25.00$25.003/16/2010 3:27:32 PM
cash-boots$30.00$30.003/16/2010 6:47:17 PM
bigphish$25.00$25.003/16/2010 6:47:33 PM
kayakbleu$25.00$25.003/16/2010 6:59:41 PM
phredd$25.00$25.003/16/2010 7:44:12 PM
nofreelunch$25.00$25.003/16/2010 4:32:38 PM
stensonb$25.00$25.003/16/2010 8:37:20 PM
g314$30.00$30.003/16/2010 8:19:46 PM
j2ee$25.00$25.003/16/2010 9:54:22 PM
BoughtTheFarm$25.00$25.003/16/2010 10:37:32 PM
broepke$25.00$25.003/16/2010 10:43:21 PM
BigLinCT$40.79$40.793/16/2010 10:47:14 PM
stikman$25.00$25.003/16/2010 6:37:27 PM
anwn$25.00$25.003/16/2010 6:47:20 PM
inventive-wealth2$25.00$25.003/17/2010 2:42:17 AM
MoneyMA$25.00$25.003/16/2010 9:54:24 PM
winter-vigilance$25.00$25.003/16/2010 10:37:18 PM
reefer$37.83$37.833/16/2010 7:27:19 PM
faifar$25.00$25.003/16/2010 10:44:11 PM
glimmering-credit4$25.00$25.003/16/2010 10:57:43 PM
inqbus$25.00$25.003/17/2010 6:37:20 AM
dharma1$25.00$25.003/16/2010 7:52:29 PM
albatross897$25.00$25.003/17/2010 2:10:53 AM
FASTIZIO_P$33.33$33.333/17/2010 3:57:25 AM
jasonj72$25.00$25.003/17/2010 5:52:18 AM
Dap2005$32.04$32.043/17/2010 7:57:34 AM
LKN2RTR$25.00$25.003/17/2010 8:07:20 AM
jameskdean$25.00$25.003/17/2010 6:37:24 AM
CPAMAN$25.00$25.003/17/2010 7:17:24 AM
anakinsolo$25.00$25.003/17/2010 9:12:20 AM
alpinaut$25.00$25.003/16/2010 9:47:28 PM
best-vivacious-funds$25.00$25.003/17/2010 9:27:52 AM
auction-poblano$25.00$25.003/16/2010 10:37:19 PM
Pasagam$25.00$25.003/17/2010 7:57:47 AM
IncomeTemple$25.00$25.003/17/2010 9:33:37 AM
Captain88$25.00$25.003/17/2010 9:52:54 AM
skywalkerR5$25.00$25.003/17/2010 9:12:22 AM
jwood3030$25.00$25.003/17/2010 3:22:32 AM
PCGeekWI$25.00$25.003/17/2010 9:18:59 AM
Vess$25.00$25.003/17/2010 9:32:37 AM
Blue_HorseShoe$25.00$25.003/17/2010 5:12:16 AM
pwkpwk$25.00$25.003/17/2010 9:35:08 AM
tokyopete23$25.00$25.003/17/2010 6:17:38 AM
stoopidnoodle$25.00$25.003/17/2010 6:32:13 AM
revenue-officer36$25.00$25.003/17/2010 7:17:17 AM
Patter256$25.00$25.003/17/2010 10:54:28 AM
HappyHelpingLender$25.00$25.003/17/2010 10:55:04 AM
johannesfactotum$25.00$25.003/17/2010 10:57:39 AM
Emgolda$25.00$25.003/17/2010 11:34:23 AM
diverse2$30.00$30.003/17/2010 11:34:38 AM
caseattle$25.00$25.003/17/2010 11:09:50 AM
green2brown2$25.00$25.003/17/2010 11:10:04 AM
new-thrilling-principal$25.00$25.003/17/2010 11:42:24 AM
jasperpants$25.00$25.003/17/2010 11:10:08 AM
blukestrel$25.00$25.003/17/2010 11:10:31 AM
huorn$25.00$25.003/17/2010 11:17:35 AM
KeepOnRunning$50.00$50.003/17/2010 10:56:56 AM
silver-mastery$25.00$25.003/17/2010 11:18:03 AM
ADenny$25.00$25.003/17/2010 10:57:33 AM
TK4$25.00$25.003/17/2010 11:24:15 AM
Sykes66$25.00$25.003/17/2010 11:48:20 AM
tolstoy00$25.00$25.003/17/2010 11:59:28 AM
OLYVRC$25.00$25.003/17/2010 11:59:47 AM
credit-investor5$100.00$100.003/17/2010 12:24:38 PM
sainswor99$25.00$25.003/17/2010 11:10:11 AM
dumbass$25.00$25.003/17/2010 11:17:29 AM
BigCityLending$25.00$25.003/17/2010 11:24:05 AM
theemhdoctor$25.00$25.003/17/2010 11:43:14 AM
OldProp$25.00$25.003/17/2010 2:07:16 PM
andycheb$28.04$28.043/17/2010 11:48:44 AM
mykkai$25.00$25.003/17/2010 2:07:18 PM
degster$25.00$25.003/17/2010 12:13:27 PM
kmwvma$25.00$25.003/17/2010 1:42:40 PM
mahjongslave$50.00$50.003/17/2010 3:13:45 PM
sas19$25.00$25.003/17/2010 3:43:13 PM
project07$25.00$25.003/17/2010 3:52:14 PM
courteous-fund9$25.00$25.003/17/2010 5:19:21 PM
SpectrumCapital$50.00$50.003/17/2010 5:22:26 PM
fair_rates$25.00$25.003/17/2010 4:07:37 PM
happyjackbak$25.00$25.003/17/2010 6:08:51 PM
decisive-capital$79.09$79.093/17/2010 6:38:37 PM
kanewna$31.17$31.173/17/2010 6:39:03 PM
superchicken$25.00$25.003/17/2010 6:39:23 PM
Gromac$25.00$25.003/17/2010 6:10:43 PM
fcukciti$50.00$50.003/18/2010 3:57:29 AM
CARedBull$75.00$75.003/17/2010 9:22:57 PM
Rich221976$25.00$25.003/18/2010 6:37:13 AM
contract-lotus$25.00$25.003/18/2010 9:32:58 AM
BrianRK$26.00$26.003/18/2010 9:32:35 AM
revmax$25.00$25.003/18/2010 9:33:51 AM
Lendomatic$25.00$25.003/18/2010 11:27:59 AM
Downs108$25.78$25.783/18/2010 12:33:34 PM
Gunny89$25.00$25.003/18/2010 12:09:08 PM
impartial-deal$25.00$25.003/18/2010 12:09:46 PM
KandKLegacyInvestments$25.00$25.003/18/2010 12:25:12 PM
FCI$25.00$25.003/18/2010 1:23:13 PM
ArmstrongVentures$25.00$25.003/18/2010 12:52:25 PM
nhm$50.00$50.003/18/2010 12:53:07 PM
lendinstuff$25.00$19.043/18/2010 1:23:42 PM
AP2PLender$25.00$25.003/18/2010 4:37:19 PM
payment-freshmaker$25.00$25.003/18/2010 4:43:06 PM
shark1234$50.00$50.003/18/2010 5:03:22 PM
wojo$25.00$25.003/18/2010 7:33:25 PM
agoodquestion$50.00$50.003/18/2010 5:59:21 PM
Gar3field$50.00$50.003/19/2010 12:41:43 AM
mhotchan$100.00$100.003/18/2010 10:51:52 PM
octoberfresh$25.00$25.003/19/2010 8:07:09 AM
Montgomery-Burns$25.00$25.003/19/2010 9:58:30 AM
wwwUniversal$25.00$25.003/19/2010 1:00:13 PM
elevated-finance$27.40$27.403/19/2010 6:27:42 PM
zpellman$70.00$70.003/19/2010 7:36:43 PM
Sumach$25.00$25.003/19/2010 10:34:43 PM
cautious1$50.00$50.003/20/2010 5:50:02 AM
agab$25.00$25.003/20/2010 9:00:19 AM
Dollars4Rent$25.00$25.003/20/2010 1:39:41 PM
twerns$40.00$40.003/20/2010 2:13:50 PM
adir1$50.00$50.003/20/2010 12:48:20 PM
Aridus$50.00$50.003/20/2010 12:55:49 PM
julijask$35.00$35.003/20/2010 5:53:54 PM
Furryone$25.00$25.003/20/2010 8:43:19 PM
moneytolend72$34.42$34.423/21/2010 12:12:35 PM
etienne21$60.00$60.003/21/2010 2:58:17 PM
Bamaman205$25.00$25.003/21/2010 12:52:36 PM
Earnest_Money$25.00$25.003/21/2010 8:58:49 PM
persistent-value3$51.83$51.833/22/2010 5:35:51 AM
beeslow$50.00$50.003/21/2010 9:25:02 PM
jybank$25.00$25.003/21/2010 11:23:42 PM
514 bids
 
Borrower Payment Dependent Notes Series 450235
This series of Notes was issued and sold upon the funding of the borrower loan #41524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Mar-12-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 17.05% Starting borrower rate/APR: 18.05% / 20.26% Starting monthly payment: $253.24
Final lender yield: 17.05% Final borrower rate/APR: 18.05% / 20.26% Final monthly payment: $253.24
 
Auction yield range: 17.04% - 17.05% Estimated loss impact: 18.94%  
Lender servicing fee: 1.00% Estimated return: -1.89%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1992 Debt/Income ratio: 19%
Basic (1-10): 5 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:0y 6m
Credit score: 760-779 (Feb-2010) Total credit lines: 38 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $9,981Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: ChefATL Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Citibank Makes Too Much Money
Purpose of loan:
This loan will be used to quickly pay off a credit card balance from Citibank. I have been a perfect paying customer since 1991, and they have increased my interest rate three times in the past six months. I would like to pay a more humane lending institution or lending club rather than continue to do business with Citi.

My financial situation:
We have a household income over 150,000 with the means to pay the loan in full within 1 year.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
repayment-enchilada$7,000.00$6,775.003/13/2010 5:33:30 AM
mhotchan$200.00$200.003/14/2010 11:14:48 PM
payout-comet$25.00$25.003/17/2010 8:36:48 PM
3 bids
 
Borrower Payment Dependent Notes Series 450345
This series of Notes was issued and sold upon the funding of the borrower loan #41445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 34.5% Auction start date:  Mar-15-2010 
  Auction end date:  Mar-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $226.18
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $226.18
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 36.51%  
Lender servicing fee: 1.00% Estimated return: -2.51%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1980 Debt/Income ratio: 26%
Basic (1-10): 1 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 24 / 17Length of status:21y 9m
Credit score: 640-659 (Feb-2010) Total credit lines: 59 Occupation: Civil Service
Now delinquent: 3 Revolving credit balance: $9,402Stated income:$50,000-$74,999
Amount delinquent: $166 Bankcard utilization: 93%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 33    
Screen name: kmb587 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 44 ( 100% ) 640-659 (Latest)
Principal borrowed: $7,000.00< mo. late: 0 ( 0% )  
640-659 (Jan-2010)
640-659 (Dec-2009)
640-659 (Nov-2009)
680-699 (Aug-2008)
 
Principal balance: $1,818.58 1+ mo. late: 0 ( 0% )
Total payments billed: 44  
Description
44 On Time Prosper Payment Record
Purpose of loan:
I had some fraudulent activity occur on my bank account . It was a bank error and it is now straightened out. However, during that time waiting for it to be cleared up, I needed some funds and wasn't able to obtain a prosper loan in time so I had to use some payday loans. I don't like that I had to do this because of their "interest" rates. This loan will pay those off completely and keep the rest of my bills up to date. I would appreciate your assistance in keeping my credit going in the right direction. Thank You.
My financial situation:
I have been at my current job for over 21 years and it is very secure.?I am a 911 dispatch supervisor, answering calls and dispatching both police and fire runs.
Monthly net income: $ 2900
Monthly expenses: $
??Housing: $ 1068
??Insurance: $ 106
??Car expenses: $
??Utilities: $ 110
??Phone, cable, internet: $ 155
??Food, entertainment: $?50
??Clothing, household expenses $?
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why did you need the payday loans (ie, what did you spend the money on), and how have your built up your revolving credit? Thanks - reflective-rupee
A: I purchased new flooring for my home and paid cash for it in October. This depleted some of my savings. In December, there was some fraudulent activity on my bank account which was because of a bank error, so at that time I was minus some of my funds. I owed my parents some money, which I had to pay back at that time, some Christmas expenses and the normal mortgage, student loans and credit cards to pay. The funds weren't in my account so I had to borrow them till the bank fixed my account. (Mar-16-2010)
Q: Please list the balances of each of your debts (ie, the total amount owed on each), the monthly payment for each debt, and the interest rate for each debt. Please answer publicly. Thanks much and best wishes. - reflective-rupee
A: payday loans-$2500 mortgage-$1068 at 5.75%-balance-121,000 student loans-$235 at 1.625%-balance-47,000 auto loan-$245 at 11.9%-balance-6700 capital one-$90 at 17%-balance-3400 SST card-$87 at 27%-balance-2400 (closed) premier cards-$50 at 9%-balance-750 credit one-$47 at 23%-balance-900 hsbc-$45 at 23%-balance-1300 reward zone card-$50 at 22%-balance-1400 cortrust bank-$35 at 18%-balance-350 orchard bank-$15 at 18%-balance-400 legacy visa-$30 at 18%-350 showcard-$30 @ 18%-350 (Mar-17-2010)
Q: Do you still owe any money to your parents or any other relatives or friends? Thanks - reflective-rupee
A: No, I don't owe anymore to any relatives. (Mar-17-2010)
Q: Please describe, in some detail, the nature and stability of your profession, your employer and your employment. Do you work for the federal, state or city government? Thanks much. - reflective-rupee
A: I work for the city of Sterling Heights police department. I will be there 22 years in June. I am a dispatch supervisor on the midnight shift. As a supervisor, I still do the actual dispatch work also, answering 911 calls, dispatching police and fire, and giving medical instructions over the phone. My job is very secure. I am near the top of the seniority list and there is no chance for layoffs in our department. (Mar-17-2010)
Q: I'm impressed by your 44 on time payments to Prosper lenders. However, you listing shows 3 delinquencies -- people that did not get paid -- and an outstanding amount of $166. Please explain. Thank you. - CA_Lender
A: These I have taken care of. I am just waiting for the credit report to be updated. They were 2 book clubs and a music club that I had forgotten about when I moved, and I had lost the bills. It is no excuse for forgetting but that is what happened and I have now taken care of them. (Mar-17-2010)
Q: I am concerned that you would spend money on floors for your house (or anything other than rice and beans) with your debt so out-of-control. Do you pledge to spend money only on the basics until your debt is much reduced? - reflective-rupee
A: Yes, I do. I have a budget plan worked out where my credit cards and my car loan will be paid off within 3 years. I only have to pay off these payday loans first to start implementing that budget. And I have taken into account the payment to prosper if I get this loan. (Mar-17-2010)
6 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kindness-percolator5$25.00$25.003/15/2010 4:46:07 PM
gbruenin$25.00$25.003/15/2010 6:36:01 PM
chameleon125$75.00$75.003/16/2010 8:38:45 PM
EEasyMoney$50.00$50.003/16/2010 8:43:41 PM
frugalinvestor20$25.00$25.003/17/2010 9:54:33 AM
exchange-cowbell5$100.00$100.003/18/2010 9:19:24 AM
myutmost$100.00$100.003/18/2010 8:07:05 AM
victor111$25.00$25.003/18/2010 1:02:09 PM
selector568$50.00$50.003/18/2010 2:38:58 PM
well-mannered-income3$75.00$75.003/18/2010 4:35:16 PM
reflective-rupee$100.00$100.003/18/2010 7:20:55 PM
Rip128$150.00$150.003/18/2010 7:29:26 PM
aztocas$25.00$25.003/18/2010 8:50:00 PM
rallytime$40.00$40.003/18/2010 10:08:42 PM
innovator2$50.00$50.003/18/2010 10:26:05 PM
Kash2010lu$25.00$25.003/18/2010 10:32:00 PM
FarmersBank$25.00$25.003/19/2010 6:55:11 AM
lucrative-loan$83.00$83.003/19/2010 12:59:34 PM
Aberdeen$350.00$350.003/19/2010 12:59:57 PM
Aberdeen$350.00$350.003/19/2010 12:59:56 PM
innovator2$109.68$109.683/19/2010 1:25:32 PM
lsx7$100.00$100.003/19/2010 2:33:34 PM
CA_Lender$25.00$25.003/19/2010 4:43:36 PM
cunning-bill$25.00$25.003/19/2010 6:41:03 PM
Calif-smo$27.13$27.133/19/2010 7:54:40 PM
ustfu$25.00$25.003/19/2010 8:05:34 PM
Calif-smo$25.00$25.003/19/2010 7:54:09 PM
DasMula$25.00$25.003/19/2010 9:19:03 PM
DasMula$25.00$25.003/19/2010 9:20:05 PM
DasMula$25.00$25.003/19/2010 9:20:37 PM
sweety075$25.00$25.003/15/2010 6:25:35 PM
Bob450$25.00$25.003/15/2010 8:15:55 PM
reflective-rupee$100.00$100.003/15/2010 9:51:49 PM
quickstep$100.00$100.003/16/2010 5:55:02 AM
currency-bumblebee$75.00$75.003/16/2010 8:55:25 AM
reflective-rupee$200.00$200.003/16/2010 7:17:59 AM
red-favorable-basis$25.00$25.003/16/2010 9:55:20 AM
Skeptical-one$25.00$25.003/16/2010 10:40:01 AM
myutmost$25.82$25.823/16/2010 6:37:13 PM
GETACDL$50.00$50.003/16/2010 6:53:07 PM
SocalLawGal$25.00$25.003/17/2010 7:33:18 AM
quickstep$100.00$100.003/17/2010 11:00:32 AM
blitzen40$25.00$25.003/17/2010 7:16:24 PM
myutmost$25.00$25.003/17/2010 8:10:31 PM
Mr_Katana$25.00$25.003/17/2010 8:49:42 PM
red-favorable-basis$25.00$25.003/17/2010 8:32:56 PM
myutmost$30.77$30.773/17/2010 8:08:57 PM
myutmost$33.00$33.003/17/2010 8:10:07 PM
reflective-rupee$200.00$200.003/18/2010 10:43:46 AM
dynrep$50.00$50.003/18/2010 3:16:51 PM
PrincessGrace33$50.00$50.003/18/2010 4:10:43 PM
innovator2$100.00$100.003/18/2010 7:04:28 PM
big_balla$25.00$25.003/18/2010 8:44:03 PM
innovator2$100.00$100.003/18/2010 10:07:42 PM
Kqwik$25.00$25.003/19/2010 10:13:36 AM
LAKETIME$25.00$25.003/19/2010 12:50:44 PM
Rip128$200.00$200.003/19/2010 1:04:33 PM
Aberdeen$350.00$350.003/19/2010 1:08:03 PM
a-silver-booster$29.91$29.913/19/2010 3:40:15 PM
cerbear9$75.00$75.003/19/2010 4:57:32 PM
myutmost$77.19$77.193/19/2010 5:11:12 PM
best-generosity-financier$25.00$25.003/19/2010 5:30:18 PM
payment-encore$200.00$200.003/19/2010 6:02:41 PM
Rip128$100.00$100.003/19/2010 5:25:10 PM
SolarMoonshine$25.00$25.003/19/2010 5:34:17 PM
Calif-smo$25.00$25.003/19/2010 7:53:28 PM
shark1234$25.00$25.003/19/2010 7:32:18 PM
DasMula$25.00$16.393/19/2010 9:19:19 PM
mohara25$27.11$27.113/19/2010 7:59:56 PM
DasMula$25.00$25.003/19/2010 9:19:33 PM
periko$50.00$50.003/19/2010 9:19:01 PM
DasMula$25.00$25.003/19/2010 9:19:51 PM
DasMula$25.00$25.003/19/2010 9:20:22 PM
DasMula$25.00$25.003/19/2010 9:21:54 PM
74 bids
 
Borrower Payment Dependent Notes Series 450865
This series of Notes was issued and sold upon the funding of the borrower loan #41441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,100.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-24-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $131.11
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $130.76
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1991 Debt/Income ratio: 47%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 10Length of status:22y 10m
Credit score: 720-739 (Mar-2010) Total credit lines: 22 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $9,519Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 53%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: market-ally Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest credit cards
Purpose of loan:
This loan is to pay off my credit cards where the banks raised the interest rate right before the new law.? The payment on this loan will be about the same as I am paying now, but it will be paid off in a fraction of the time - so there will be no problem making the payment.? I would rather give my money to people than citibank!

My financial situation:
I have had the same job for over 23 years and have always paid my bills.? I own my home and it is 100% paid - and the taxes are only a couple hundred a year.? I live in a very cheap place and have almost no expenses.? Some of the debt shown is a family plus loan for my son's college, but, although it is in my name, he pays the bill.


Information in the Description is not verified.
Friends And Family Winning Bids
shellstar has bid a total of $100.00 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
nimbus312$25.00$25.003/17/2010 10:04:49 AM
kenji4861$25.00$25.003/17/2010 10:06:16 AM
fightinjoe$25.00$25.003/17/2010 10:14:38 AM
reflective-deal8$50.00$50.003/17/2010 10:16:59 AM
flexible-value$31.00$31.003/17/2010 10:17:17 AM
credit-force5$25.00$25.003/17/2010 10:18:50 AM
bonus-adventure3$25.00$25.003/17/2010 10:19:50 AM
Avala$50.00$50.003/17/2010 10:18:31 AM
sharp-bill2$40.00$40.003/17/2010 10:20:59 AM
personal-lender$25.00$25.003/17/2010 10:19:36 AM
torion$25.00$25.003/17/2010 10:18:03 AM
tenacious-compassion9$25.00$25.003/17/2010 10:26:19 AM
bigballer105$50.00$50.003/17/2010 10:23:41 AM
integrity-doctor$50.00$50.003/17/2010 10:26:46 AM
lendersf$95.00$95.003/17/2010 10:20:15 AM
restless-currency$25.00$25.003/17/2010 10:27:38 AM
inspired-contract9$25.00$25.003/17/2010 10:21:25 AM
lender987654321$25.00$25.003/17/2010 10:29:19 AM
figs4u2$100.00$100.003/17/2010 10:27:20 AM
AFairDeal$25.00$25.003/17/2010 10:24:13 AM
a-social-nebula$25.00$25.003/17/2010 10:33:18 AM
red-trade-cologne$25.00$25.003/17/2010 10:25:31 AM
aasx1108$25.00$25.003/17/2010 10:34:35 AM
Streetfighter$50.00$50.003/17/2010 10:36:28 AM
damage$25.00$25.003/17/2010 10:32:33 AM
cordial-investment1$100.00$100.003/17/2010 10:32:59 AM
ray1051$25.00$25.003/17/2010 10:33:36 AM
community-pipeline8$50.00$50.003/17/2010 10:29:34 AM
GElender$50.00$50.003/17/2010 10:38:57 AM
phredd$50.00$50.003/17/2010 10:35:14 AM
guggs$25.00$25.003/17/2010 10:31:13 AM
happy-asset$25.00$25.003/17/2010 10:37:33 AM
durability-balance4$41.00$41.003/17/2010 10:42:34 AM
klinebarger$25.00$25.003/17/2010 10:33:07 AM
kmfreymi$25.00$25.003/17/2010 10:38:16 AM
useful-currency$25.00$25.003/17/2010 10:34:05 AM
santafe1$25.00$25.003/17/2010 10:41:28 AM
loan-confidant4$25.00$25.003/17/2010 10:44:14 AM
pwkpwk$25.00$25.003/17/2010 10:44:55 AM
mlopez2007$25.00$25.003/17/2010 10:40:03 AM
Ivan2007$25.00$25.003/17/2010 10:40:11 AM
Velocity_Lenders$50.00$39.313/17/2010 10:54:10 AM
drumcorpsnut$35.31$35.313/17/2010 10:41:36 AM
wampum-reaction2$25.00$25.003/17/2010 10:42:51 AM
kmr2$198.05$198.053/17/2010 10:43:10 AM
bondhedger$25.00$25.003/17/2010 11:34:09 AM
rate-gravity$100.00$100.003/17/2010 10:44:47 AM
shellstar$100.00$100.003/17/2010 11:29:10 AM
BaxterSandy$25.00$25.003/17/2010 7:06:22 PM
haryassman$25.00$25.003/22/2010 4:01:39 PM
PalmerTheEmbalmer$25.00$25.003/22/2010 4:57:27 PM
thrilling-nickel5$25.00$25.003/22/2010 5:33:57 PM
Firescreek$50.00$50.003/23/2010 8:00:15 AM
Alsatian$100.00$100.003/23/2010 5:50:59 PM
dano1965$50.00$50.003/24/2010 5:53:42 AM
BlackFred$25.00$25.003/17/2010 10:06:13 AM
commerce-voyager$25.00$25.003/17/2010 10:06:44 AM
woodenshoes$25.00$25.003/17/2010 10:06:49 AM
successful-euro$30.00$30.003/17/2010 10:06:38 AM
Microfinancer$25.00$25.003/17/2010 10:14:03 AM
asset-professor$100.00$100.003/17/2010 10:14:14 AM
delicious-social132$40.00$40.003/17/2010 10:16:48 AM
macjp123$25.00$25.003/17/2010 10:17:18 AM
skuba$50.00$50.003/17/2010 10:14:37 AM
edgeofpdx$25.00$25.003/17/2010 10:23:32 AM
Clambake$50.00$50.003/17/2010 10:18:02 AM
tylerfd$25.00$25.003/17/2010 10:23:35 AM
mg6619$25.00$25.003/17/2010 10:19:59 AM
scrappy-bonus2$30.00$30.003/17/2010 10:29:37 AM
important-ore$100.00$100.003/17/2010 10:30:46 AM
radforj22$25.00$25.003/17/2010 10:28:04 AM
baseballfan111$25.00$25.003/17/2010 10:23:21 AM
AF-Chief$27.00$27.003/17/2010 10:28:58 AM
KillerHOO$50.00$50.003/17/2010 10:33:45 AM
elasermd$100.00$100.003/17/2010 10:30:30 AM
nletunic$25.00$25.003/17/2010 10:27:09 AM
desertoasis$50.00$50.003/17/2010 10:36:58 AM
tj1683$28.33$28.333/17/2010 10:38:14 AM
webfeet$25.00$25.003/17/2010 10:40:38 AM
noble-vigilance9$25.00$25.003/17/2010 10:41:22 AM
buraky$25.00$25.003/17/2010 10:41:30 AM
jeffpac$55.00$55.003/17/2010 10:37:04 AM
kayakbleu$25.00$25.003/17/2010 10:43:02 AM
unforgettable-order9$100.00$100.003/17/2010 10:37:42 AM
fcukciti$50.00$50.003/17/2010 10:43:41 AM
empire9$25.00$25.003/17/2010 10:33:49 AM
cathexis$100.00$100.003/17/2010 10:38:38 AM
justice-dna$35.00$35.003/17/2010 10:33:57 AM
gauss02$25.00$25.003/17/2010 10:38:42 AM
chestnut4$25.00$25.003/17/2010 10:44:32 AM
HHP$25.00$25.003/17/2010 10:41:31 AM
antrux$25.00$25.003/17/2010 10:37:30 AM
diversification-medalist$25.00$25.003/17/2010 10:43:14 AM
BayShell$50.00$50.003/17/2010 10:38:44 AM
TakeCare$50.00$50.003/17/2010 10:44:16 AM
loan-warrior$25.00$25.003/17/2010 10:44:59 AM
meenan$25.00$25.003/17/2010 10:40:45 AM
trumpeter5$25.00$25.003/17/2010 10:41:39 AM
metro457$25.00$25.003/17/2010 10:42:39 AM
stoopidnoodle$25.00$25.003/17/2010 10:43:47 AM
webfeet$25.00$25.003/19/2010 9:16:53 AM
JerryB96$25.00$25.003/24/2010 5:23:16 AM
102 bids
 
Borrower Payment Dependent Notes Series 450871
This series of Notes was issued and sold upon the funding of the borrower loan #41497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-24-2010 
 
Starting lender yield: 30.76% Starting borrower rate/APR: 31.76% / 34.16% Starting monthly payment: $108.55
Final lender yield: 30.76% Final borrower rate/APR: 31.76% / 34.16% Final monthly payment: $108.55
 
Auction yield range: 14.04% - 30.76% Estimated loss impact: 15.41%  
Lender servicing fee: 1.00% Estimated return: 15.35%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1991 Debt/Income ratio: 29%
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 10Length of status:1y 5m
Credit score: 660-679 (Mar-2010) Total credit lines: 47 Occupation: Professional
Now delinquent: 1 Revolving credit balance: $14,142Stated income:$50,000-$74,999
Amount delinquent: $60 Bankcard utilization: 91%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: cash-topper82 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 6 ( 67% ) 660-679 (Latest)
Principal borrowed: $15,000.00< mo. late: 3 ( 33% )  
680-699 (Sep-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 9  
Description
Back Again!
Purpose of loan:
This loan will be used to?Pay off my Home Depot card.? My house was broken into last May with some major damage caused to back door, wall and window.? Insurance paid for most of it, but I went ahead and had new electrical and some other minor things done since the wall was essentially completely open.? I used Home Depot and can't believe the interest rate they have.? Just want to pay it off.?
My financial situation:
I am a good candidate for this loan because?will pay it back.? I previously had a?Prosper loan for 15K and paid it off early.?

Monthly net income: $ 4500

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 260? (6 month premium is paid in 4 months, then 2?off)
??Car expenses: $ 450
??Utilities: $ 300 (every two months)
??Phone, cable, internet: $ 170
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: I included my car loan in?"Car Expenses"? Credit cards and student loans:?$877
??Other expenses: $ 100 - just put that in because something always comes up.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I've got a couple of questions, in roughly how many months do you plan on repaying this loan? Also, what caused you to be almost late 3 times? PS: Please answer publicly. - hektek22
A: I am not sure how long I would take to pay off the loan. I do like to pay a bit more each month, but with a daughter starting at Brown in the fall, I'll probably be sending the extra to her. I honestly don't remember being late 3 times. There was an issue with my bank and the account closing because of unauthorized use;I had to call and change it in the Prosper system. I thought it was only one month. I don't see an method for this being public or private. I would assume it is public. (Mar-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Bob450$25.00$25.003/17/2010 8:10:08 PM
micko$25.00$25.003/19/2010 4:15:07 PM
a-silver-booster$250.00$250.003/20/2010 4:26:12 PM
113121$200.00$200.003/23/2010 10:23:12 AM
113121$200.00$200.003/23/2010 10:23:29 AM
SolarMoonshine$25.00$25.003/23/2010 6:01:13 PM
melodious-bid$171.16$171.163/24/2010 12:12:00 AM
Speculator$100.00$100.003/23/2010 8:13:45 PM
SamuelChee$25.00$25.003/24/2010 7:52:30 AM
113121$2,000.00$397.623/24/2010 7:09:22 AM
buffalobills$25.00$25.003/24/2010 8:17:37 AM
credit-missile$25.00$25.003/24/2010 9:02:29 AM
DasMula$25.00$25.003/24/2010 9:17:23 AM
credit-missile$73.22$73.223/24/2010 9:01:40 AM
best-generosity-financier$25.00$25.003/22/2010 6:04:20 PM
113121$25.00$25.003/23/2010 10:07:10 AM
new-peso-concerto$33.00$33.003/23/2010 11:15:32 AM
113121$200.00$200.003/23/2010 10:23:59 AM
best-generosity-financier$25.00$25.003/23/2010 8:07:52 PM
hektek22$25.00$25.003/24/2010 8:04:54 AM
ultimate-peace$600.00$600.003/24/2010 9:58:25 AM
21 bids
 
Borrower Payment Dependent Notes Series 451297
This series of Notes was issued and sold upon the funding of the borrower loan #41423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Mar-22-2010 
  Auction end date:  Mar-24-2010 
 
Starting lender yield: 22.68% Starting borrower rate/APR: 23.68% / 25.97% Starting monthly payment: $97.66
Final lender yield: 22.68% Final borrower rate/APR: 23.68% / 25.97% Final monthly payment: $97.66
 
Auction yield range: 8.04% - 22.68% Estimated loss impact: 8.54%  
Lender servicing fee: 1.00% Estimated return: 14.14%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1994 Debt/Income ratio: 23%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 9 / 7Length of status:8y 8m
Credit score: 720-739 (Mar-2010) Total credit lines: 51 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $1,542Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 59%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: hendu30349 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 94% ) 720-739 (Latest)
Principal borrowed: $4,041.00< mo. late: 2 ( 6% )  
600-619 (Jul-2007)
 
Principal balance: $643.68 1+ mo. late: 0 ( 0% )
Total payments billed: 32  
Description
Family Room
Purpose of loan: Make improvements to Family Room
My financial situation:?I have just finished Grad School and my just paid off my car.
Monthly net income: $ 3400

Monthly expenses: $
??Housing: $ 1100
??Insurance: $ 220
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
fortytwo$200.00$200.003/22/2010 4:23:49 PM
copper$30.00$30.003/22/2010 4:32:04 PM
caseattle$25.00$25.003/22/2010 4:33:20 PM
heroic-hope5$25.00$25.003/22/2010 4:38:28 PM
selector568$100.00$100.003/22/2010 4:43:14 PM
30Sky$25.00$25.003/22/2010 4:47:01 PM
YoungTaxMan$75.00$75.003/22/2010 5:24:43 PM
drg6289$25.00$25.003/22/2010 5:30:06 PM
JustMee$25.00$25.003/22/2010 6:18:06 PM
MNWorkEthic$25.00$25.003/22/2010 6:27:06 PM
Bob450$25.00$25.003/22/2010 8:40:21 PM
deal-pinnacle7$100.00$100.003/22/2010 8:28:29 PM
BenOrt$25.00$25.003/23/2010 8:04:45 AM
spy0$25.00$25.003/23/2010 6:20:23 AM
webfeet$25.00$25.003/23/2010 6:55:10 AM
Unitas4302$200.00$200.003/23/2010 8:47:20 AM
loan-fate$25.00$25.003/23/2010 1:54:10 PM
loyalist1$25.00$25.003/23/2010 1:17:20 PM
DebDesert$25.00$25.003/23/2010 2:22:46 PM
EngineersAlliance$75.00$75.003/23/2010 6:15:57 PM
principal-star$25.00$25.003/23/2010 8:12:18 PM
KapitalX$27.00$27.003/24/2010 2:02:43 AM
robot777$40.00$40.003/22/2010 4:29:00 PM
InChicago$25.00$25.003/22/2010 4:25:07 PM
five-star-justice$36.00$36.003/22/2010 4:26:40 PM
inismor$25.00$25.003/22/2010 4:26:51 PM
charming-point$300.00$300.003/22/2010 4:34:09 PM
blackstar$25.00$25.003/22/2010 4:44:27 PM
Yomain$60.00$60.003/22/2010 4:46:45 PM
mercuriant$25.00$25.003/22/2010 4:48:12 PM
mpatrick$50.00$50.003/22/2010 4:50:32 PM
cognizant-rate732$50.00$50.003/22/2010 5:38:34 PM
SolarMoonshine$25.00$25.003/22/2010 5:44:06 PM
clemclan$25.00$25.003/22/2010 6:51:19 PM
lowcostmoney$25.00$25.003/22/2010 5:57:15 PM
sociallender$25.00$25.003/22/2010 9:24:19 PM
TheBigDog$75.00$75.003/23/2010 1:50:13 AM
dynrep$25.00$25.003/23/2010 6:22:38 AM
foothillender$25.00$25.003/23/2010 6:46:21 AM
keeks$25.00$25.003/23/2010 11:54:32 AM
integrity-builder$50.00$50.003/23/2010 1:07:31 PM
cashhelp$25.00$25.003/23/2010 1:53:09 PM
Frankk2$25.00$25.003/23/2010 1:39:38 PM
rajs$121.63$121.633/23/2010 1:47:25 PM
investment-forte$40.00$40.003/23/2010 5:32:24 PM
wisechoice$100.00$70.373/23/2010 4:41:08 PM
harddollars$50.00$50.003/23/2010 5:34:32 PM
WILender2$25.00$25.003/23/2010 6:13:44 PM
iflyforfun$25.00$25.003/23/2010 5:34:26 PM
JCPlending$25.00$25.003/23/2010 8:22:31 PM
50 bids
 
Borrower Payment Dependent Notes Series 448796
This series of Notes was issued and sold upon the funding of the borrower loan #41433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Mar-03-2010 
  Auction end date:  Mar-08-2010 
 
Starting lender yield: 6.14% Starting borrower rate/APR: 7.14% / 7.48% Starting monthly payment: $123.76
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $123.69
 
Auction yield range: 3.05% - 6.14% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1989 Debt/Income ratio: 27%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 16 / 15Length of status:12y 9m
Credit score: 760-779 (Mar-2010) Total credit lines: 40 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $64,285Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 52%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: wise-keen-silver Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Driveway Repair
Purpose of loan:
This loan will be used to?repair driveway after snow damage from winter storm.?

My financial situation:
I am a good candidate for this loan because? I am never late in paying a bill and have stable employment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
woodenshoes$25.00$25.003/3/2010 4:17:10 PM
wampum-reaction2$25.00$25.003/3/2010 4:21:45 PM
mlopez2007$25.00$25.003/3/2010 4:21:50 PM
asset-professor$100.00$100.003/3/2010 4:21:56 PM
bonus-adventure3$25.00$25.003/3/2010 4:22:29 PM
top-silver-american$50.00$50.003/3/2010 4:23:15 PM
Phantom99$25.00$25.003/3/2010 4:23:18 PM
helping-out$25.00$25.003/3/2010 4:23:28 PM
unassuming-reward$25.00$25.003/3/2010 4:23:49 PM
moola-man$50.00$50.003/3/2010 4:24:44 PM
swerd$34.97$34.973/3/2010 4:13:45 PM
financial-frenzy$25.00$25.003/3/2010 4:29:16 PM
jaker$25.00$25.003/3/2010 4:44:42 PM
tokenentry$25.00$25.003/3/2010 7:09:28 PM
Kaj$25.00$25.003/3/2010 4:21:07 PM
reflective-deal8$50.00$50.003/3/2010 4:21:16 PM
economy-association$25.00$25.003/3/2010 4:23:06 PM
PaulHenry$25.00$25.003/3/2010 4:23:27 PM
platinum-platoon$25.00$25.003/3/2010 4:23:33 PM
djs81$25.00$25.003/3/2010 4:23:37 PM
inspired-contract9$50.00$50.003/3/2010 4:23:57 PM
bds9646$26.00$26.003/4/2010 1:10:42 AM
meenan$25.00$25.003/3/2010 4:24:27 PM
Cheburashka$35.00$35.003/4/2010 3:18:30 AM
hawaiiangirl76$25.00$25.003/3/2010 4:24:59 PM
dollar-birdie$30.00$30.003/3/2010 4:17:47 PM
lloyd_s$25.00$25.003/3/2010 4:21:01 PM
rolandweary$30.00$30.003/3/2010 4:22:36 PM
Zanch$25.00$25.003/3/2010 4:23:24 PM
wormdc$25.00$25.003/3/2010 4:24:03 PM
Philolend$25.00$25.003/3/2010 4:24:07 PM
Banker7371$25.00$25.003/3/2010 4:24:17 PM
forthright-dedication$25.00$25.003/3/2010 4:24:23 PM
Billfred$25.00$25.003/3/2010 8:43:28 PM
blissful-note7$25.00$25.003/3/2010 4:24:55 PM
RandyL3$33.00$33.003/3/2010 4:25:13 PM
idhitthat$25.00$25.003/3/2010 4:25:40 PM
Realty24$50.00$50.003/4/2010 6:00:35 AM
Eagledrop$25.00$25.003/3/2010 5:53:32 PM
superb-trade1$25.00$25.003/3/2010 7:18:26 PM
DeltaComputerGuy$25.00$25.003/4/2010 9:37:15 AM
green-glowing-gain$25.00$25.003/4/2010 9:37:22 AM
meux99$25.00$25.003/4/2010 9:38:56 AM
engaging-worth$30.00$30.003/3/2010 9:39:33 PM
heavensfx$25.00$25.003/4/2010 9:15:39 AM
samo102us$25.00$25.003/4/2010 10:50:54 AM
jga516$25.00$25.003/4/2010 10:51:01 AM
cesta283$25.00$25.003/4/2010 9:17:59 AM
Patrician$36.78$36.783/4/2010 12:06:06 PM
yachtmaster45$25.00$25.003/4/2010 9:23:55 AM
springpanda$25.00$25.003/4/2010 1:24:34 PM
junctionking$25.00$25.003/4/2010 9:19:58 AM
tokyopete23$25.00$25.003/4/2010 11:29:31 AM
GACFUNDING$25.00$25.003/4/2010 9:37:46 AM
pwkpwk$25.00$25.003/4/2010 9:38:52 AM
credit-coach118$40.00$40.003/4/2010 10:23:49 AM
WHEREISTHEMOON$25.00$25.003/5/2010 6:40:37 AM
HealthAndSafety$100.00$100.003/6/2010 1:23:53 PM
kulender$25.00$25.003/3/2010 4:20:50 PM
jeffpac$55.00$55.003/3/2010 4:20:54 PM
delicious-social132$40.00$40.003/3/2010 4:21:04 PM
HHP$25.00$25.003/3/2010 4:21:09 PM
credit-force5$25.00$25.003/3/2010 4:21:43 PM
trustworthy-finance6$25.00$25.003/3/2010 4:21:59 PM
skuba$50.00$50.003/3/2010 4:22:19 PM
mikeandcat$100.00$100.003/3/2010 4:23:45 PM
bradny$25.00$25.003/3/2010 4:24:21 PM
fightinjoe$25.00$25.003/3/2010 4:24:52 PM
bowdish1$71.01$71.013/3/2010 4:25:36 PM
bigdogsafety1$25.00$25.003/3/2010 4:39:06 PM
kenji4861$25.00$25.003/3/2010 4:15:35 PM
Castellan$25.00$25.003/3/2010 6:08:30 PM
lean-velocity$25.00$25.003/3/2010 4:19:31 PM
radforj22$25.00$25.003/3/2010 4:21:18 PM
bedframe$25.00$25.003/3/2010 8:23:58 PM
flexible-value$31.00$31.003/3/2010 4:21:23 PM
important-ore$100.00$100.003/3/2010 4:23:04 PM
bsmtloan$47.95$47.953/3/2010 4:15:48 PM
webfeet$25.00$25.003/3/2010 4:23:54 PM
skvat$25.00$25.003/3/2010 4:24:00 PM
MTLoans$25.00$25.003/4/2010 1:10:37 AM
steely_dan34$25.00$25.003/3/2010 4:24:21 PM
SolidMichael$25.00$25.003/4/2010 5:41:25 AM
Microfinancer$25.00$25.003/3/2010 4:21:12 PM
honorable-yield$75.00$75.003/3/2010 4:21:49 PM
senorzookeeper$25.00$25.003/3/2010 4:22:02 PM
mogul342$25.00$25.003/4/2010 8:38:07 AM
lendersf$95.00$95.003/3/2010 4:22:38 PM
Goodlender42$25.00$25.003/3/2010 4:23:23 PM
Maccs55$25.00$25.003/4/2010 9:12:37 AM
cleared2land$25.00$25.003/3/2010 7:39:19 PM
cozy-worth7$25.00$25.003/3/2010 7:58:23 PM
desertoasis$25.00$25.003/3/2010 4:24:48 PM
interest-exec9$25.00$25.003/3/2010 4:25:02 PM
safe-payment8$25.00$25.003/3/2010 4:25:14 PM
Sibelius2$25.00$25.003/4/2010 9:19:55 AM
Fortuno_per_commodo$50.00$50.003/4/2010 9:20:13 AM
scottssm$25.00$25.003/4/2010 6:15:58 AM
daisuke$25.00$25.003/3/2010 6:05:23 PM
LandE2BG$25.00$25.003/4/2010 9:25:25 AM
Figure4$25.00$25.003/3/2010 6:11:36 PM
Okeey$25.00$25.003/4/2010 9:36:07 AM
reinforced-revenue069$25.00$25.003/4/2010 9:36:19 AM
grampy48$25.00$25.003/4/2010 8:11:58 AM
lifegrowth$25.00$25.003/4/2010 9:37:25 AM
Shockem923$25.00$25.003/4/2010 9:38:03 AM
hard-working-loot$25.00$25.003/4/2010 9:12:56 AM
micko$25.00$25.003/3/2010 9:18:28 PM
HunterSix$25.00$25.003/3/2010 11:36:07 PM
excellent-hope$25.00$25.003/4/2010 10:50:48 AM
Joem311JE$25.00$25.003/4/2010 10:50:57 AM
red-favorable-basis$25.00$25.003/4/2010 1:52:16 AM
ultimate-commitment$25.00$25.003/4/2010 9:37:26 AM
ITGuy$25.00$25.003/4/2010 9:38:42 AM
loanfairy$25.00$25.003/4/2010 9:46:21 AM
NorthwestValue$25.00$25.003/4/2010 10:50:53 AM
teller$35.90$35.903/4/2010 9:20:34 AM
wonderful-balance7$25.00$25.003/4/2010 11:41:00 AM
anton$150.00$18.393/4/2010 11:50:07 AM
jjb3$25.00$25.003/4/2010 9:37:56 AM
satisfying-durability$25.00$25.003/4/2010 10:44:38 AM
vegibenz$25.00$25.003/4/2010 11:40:43 AM
note-cougar0$50.00$50.003/4/2010 7:33:09 PM
julijask$35.00$35.003/5/2010 2:52:22 AM
jmainc$25.00$25.003/6/2010 10:14:15 AM
Dollars4Rent$25.00$25.003/7/2010 8:38:33 AM
Dollars4Rent$25.00$25.003/7/2010 8:38:51 AM
127 bids
 
Borrower Payment Dependent Notes Series 448846
This series of Notes was issued and sold upon the funding of the borrower loan #41436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.5% Auction start date:  Mar-04-2010 
  Auction end date:  Mar-11-2010 
 
Starting lender yield: 24.56% Starting borrower rate/APR: 25.56% / 27.87% Starting monthly payment: $400.57
Final lender yield: 24.56% Final borrower rate/APR: 25.56% / 27.87% Final monthly payment: $400.57
 
Auction yield range: 8.04% - 24.56% Estimated loss impact: 9.09%  
Lender servicing fee: 1.00% Estimated return: 15.47%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2003 Debt/Income ratio: 17%
Basic (1-10): 5 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 8Length of status:0y 7m
Credit score: 780-799 (Mar-2010) Total credit lines: 22 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $4,712Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 42%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: unabashed-leverage3 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Finally buying the ring
Purpose of loan:
This loan will be used to finance the engagement ring my girlfriend deserves.

My financial situation:
I am a good candidate for this loan because I have a stable job and income.? My income can only increase therefore giving me tha ability to pay the loan off quickly.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Monthly income/expenses? Credit card debt/interest rates? Other debt? - Trakissta
A: 2900 after taxes income. Around 1500 in expenses including credit card and mortgage and living expenses. (Mar-04-2010)
Q: Not trying to pry buy I think this is relevant to your future ability to pay off loans... How does your future wife feel about you going into debt to pay for her wedding ring? How much of her debt load will you be assuming once you get married? - silver-metronome2
A: We are not combining finances...as the only debt we have is the mortgage and each of us have some student loans. Unless something catastrophic happens my debt loas will stay the same for at least the term of this loan, which I intend to pay off before the 36 months. (Mar-09-2010)
Q: Please describe the nature and stability of your employment in some details. Thanks and best wishes. - reflective-rupee
A: I am a junior accountant at a small accounting firm in NYC. Because of the firm being small my job stability is excellent. (Mar-10-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
TheFamilyFund$25.00$25.003/4/2010 4:02:43 PM
investor_101$25.00$25.003/4/2010 4:10:08 PM
charming-point$300.00$300.003/4/2010 4:16:57 PM
intuitive-bill$25.00$25.003/4/2010 4:17:56 PM
rhin0cerx$50.00$50.003/4/2010 4:09:41 PM
cvlender$50.00$50.003/4/2010 4:09:10 PM
RedCentre$250.00$250.003/4/2010 4:31:37 PM
cognizant-rate732$50.00$50.003/4/2010 4:32:54 PM
371millwood$200.00$200.003/4/2010 5:15:28 PM
JustMee$25.00$25.003/4/2010 9:32:59 PM
impressive-loan$347.44$347.443/4/2010 4:32:59 PM
the-profit-oracle$25.00$25.003/5/2010 11:02:49 AM
YoungTaxMan$75.00$75.003/5/2010 4:04:33 PM
reflective-rupee$500.00$500.003/5/2010 6:51:09 PM
Trakissta$100.00$100.003/6/2010 6:03:02 AM
FinDoc$25.00$25.003/6/2010 2:08:09 PM
keynaples$50.00$50.003/6/2010 4:42:27 PM
Whipster$25.00$25.003/6/2010 7:51:56 PM
payment-freshmaker$25.00$25.003/7/2010 6:23:52 PM
Kellogg$50.00$50.003/8/2010 5:49:36 AM
duty-monger$50.00$50.003/8/2010 6:45:50 AM
Moneypenny6$25.00$25.003/8/2010 7:04:00 AM
vigorous-moola$36.00$36.003/8/2010 2:26:57 PM
duty-monger$50.00$50.003/8/2010 5:05:03 PM
GInBaghdad$25.00$25.003/8/2010 5:48:51 PM
Helenska11$25.00$25.003/8/2010 7:22:20 PM
dynrep$50.00$50.003/9/2010 3:48:36 AM
ChrisKwan$25.00$25.003/9/2010 9:55:42 AM
wwwUniversal$25.00$25.003/9/2010 9:54:46 AM
blissful-note7$25.00$25.003/9/2010 1:42:30 PM
the-felicity-supergiant$50.00$50.003/10/2010 9:58:35 AM
napoleon1168$25.00$25.003/10/2010 8:37:20 AM
well-mannered-income3$100.00$100.003/10/2010 3:44:40 PM
reflective-rupee$1,000.00$1,000.003/10/2010 4:00:46 PM
reflective-rupee$1,100.00$634.803/10/2010 4:34:12 PM
bold-direct-asset$25.00$25.003/10/2010 6:42:26 PM
larryboy10$25.00$25.003/10/2010 8:53:10 PM
vest_vortex$50.00$50.003/10/2010 5:07:20 PM
charitycoon$25.00$25.003/10/2010 8:55:05 PM
bold-attentive-listing$100.00$100.003/10/2010 10:34:07 PM
Astyanax$30.00$30.003/10/2010 6:01:47 PM
tlawed$31.60$31.603/10/2010 9:47:47 PM
mikeym80$25.00$25.003/10/2010 10:26:51 PM
Joeburly$77.46$77.463/10/2010 11:29:04 PM
asset-professor$25.00$25.003/10/2010 8:24:12 PM
Tai$25.00$25.003/10/2010 8:33:39 PM
DasMula$250.00$250.003/11/2010 7:06:30 AM
clipper271$25.00$25.003/11/2010 7:07:49 AM
love2garden$50.00$50.003/11/2010 7:09:34 AM
Leshan$25.00$25.003/11/2010 7:38:28 AM
NekHoldings$25.00$25.003/11/2010 7:12:21 AM
Bob450$50.00$50.003/11/2010 8:03:00 AM
oreyedoc$25.00$25.003/11/2010 9:08:39 AM
five-star-note$26.36$26.363/11/2010 9:30:02 AM
E-B$50.00$50.003/11/2010 3:07:01 AM
RoccoLoan$50.00$50.003/11/2010 9:53:35 AM
Your_Bank$30.10$30.103/11/2010 10:09:50 AM
mpatrick$25.00$25.003/11/2010 11:41:11 AM
loyalty-czar$75.00$75.003/11/2010 12:32:55 PM
preventivepestcontrol$50.00$50.003/11/2010 10:16:35 AM
Midg$25.00$25.003/11/2010 1:14:20 PM
wealth-multiplier$25.00$25.003/11/2010 1:22:17 PM
worldly-return$30.00$30.003/11/2010 1:59:39 PM
trade-goblin9$25.00$25.003/11/2010 12:44:26 PM
yu-rik$60.00$60.003/11/2010 3:43:11 PM
friendinmoney$25.00$25.003/11/2010 3:54:24 PM
caseattle$50.00$50.003/11/2010 1:59:14 PM
Engineer44$25.00$25.003/11/2010 4:01:40 PM
loan_doctor$25.00$25.003/4/2010 4:10:13 PM
elegant-loot$25.00$25.003/4/2010 4:17:23 PM
lucrative-loan$50.00$50.003/4/2010 4:33:15 PM
copper$30.00$30.003/4/2010 4:15:35 PM
five-star-justice$36.00$36.003/4/2010 4:03:28 PM
Borrow2Grow$51.00$51.003/4/2010 4:28:39 PM
robot777$40.00$40.003/4/2010 4:15:40 PM
reflective-rupee$250.00$250.003/4/2010 8:53:53 PM
30Sky$25.00$25.003/5/2010 3:25:30 AM
reflective-rupee$250.00$250.003/4/2010 8:54:05 PM
drg6289$25.00$25.003/5/2010 6:12:56 AM
Zagit$25.00$25.003/5/2010 6:16:01 AM
tntmojave$25.00$25.003/5/2010 9:34:37 AM
LT-Loans$25.00$25.003/5/2010 9:40:45 AM
reflective-rupee$250.00$250.003/5/2010 6:49:55 PM
reflective-rupee$150.00$150.003/5/2010 6:50:28 PM
mercuriant$25.00$25.003/5/2010 7:04:09 PM
SolarMoonshine$50.00$50.003/5/2010 6:10:31 PM
reflective-rupee$100.00$100.003/5/2010 6:50:12 PM
Cypher041$25.00$25.003/8/2010 5:17:18 PM
Loan2Own$100.00$100.003/8/2010 6:42:42 PM
tnjohnso$25.00$25.003/8/2010 5:03:44 PM
greenback-catapult3$50.00$50.003/9/2010 9:41:20 AM
DasMula$250.00$250.003/9/2010 10:28:49 AM
Kash2010lu$35.00$35.003/10/2010 4:20:38 AM
wonder3$25.00$25.003/9/2010 6:14:42 PM
well-mannered-income3$75.00$75.003/9/2010 6:36:28 PM
new-goal-return$25.00$25.003/9/2010 8:02:15 PM
smart-gain$25.00$25.003/10/2010 8:43:33 AM
VAGweilo$50.00$50.003/10/2010 8:44:32 AM
intelligent-yield$25.00$25.003/10/2010 8:37:25 AM
LarWit1512$25.00$25.003/10/2010 10:42:51 AM
schmegs$25.00$25.003/10/2010 8:44:32 AM
scoobiedoo$25.00$25.003/10/2010 2:58:31 PM
reflective-rupee$350.00$350.003/10/2010 4:01:17 PM
passivesf$25.00$25.003/10/2010 12:05:14 PM
bdruss$25.00$25.003/10/2010 4:39:32 PM
lender12345$25.00$25.003/10/2010 6:39:45 PM
Bank_Of_XL$50.00$50.003/10/2010 5:15:20 PM
cashhelp$25.00$25.003/10/2010 8:33:22 PM
redcat57$25.00$25.003/10/2010 6:12:40 PM
Investor704$50.00$50.003/10/2010 7:36:23 PM
umfan123$25.00$25.003/11/2010 6:34:53 AM
manrandom$300.00$300.003/11/2010 6:46:42 AM
Imaginos1892$100.00$100.003/10/2010 8:56:30 PM
CornerKetch$25.00$25.003/11/2010 8:07:53 AM
deal-dojo$25.00$25.003/11/2010 10:04:59 AM
smart-gold$25.00$25.003/11/2010 10:41:15 AM
zone6$200.00$200.003/11/2010 7:38:21 AM
boomer5$25.00$25.003/11/2010 11:11:35 AM
buffalobills$25.00$25.003/11/2010 7:55:29 AM
Bizern$25.77$25.773/11/2010 11:24:51 AM
Rip128$50.00$50.003/11/2010 11:42:01 AM
wild_carrot$25.00$25.003/11/2010 12:42:22 PM
Bob450$25.00$25.003/11/2010 9:55:07 AM
leverage-monger$25.00$25.003/11/2010 12:54:53 PM
NekHoldings$25.00$25.003/11/2010 1:12:59 PM
catalystcf$25.00$25.003/11/2010 1:33:53 PM
wbp$25.00$25.003/11/2010 2:43:42 PM
ore-dojo$250.00$250.003/11/2010 3:42:23 PM
draggon77$25.00$25.003/11/2010 4:01:16 PM
quest0$28.47$28.473/11/2010 3:29:29 PM
unger$50.00$50.003/11/2010 3:56:44 PM
social-conductor4$25.00$25.003/11/2010 4:00:05 PM
132 bids
 
Borrower Payment Dependent Notes Series 449394
This series of Notes was issued and sold upon the funding of the borrower loan #41424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-09-2010 
  Auction end date:  Mar-16-2010 
 
Starting lender yield: 15.50% Starting borrower rate/APR: 16.50% / 18.69% Starting monthly payment: $141.62
Final lender yield: 11.00% Final borrower rate/APR: 12.00% / 14.13% Final monthly payment: $132.86
 
Auction yield range: 4.04% - 15.50% Estimated loss impact: 2.14%  
Lender servicing fee: 1.00% Estimated return: 8.86%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-2001 Debt/Income ratio: 2%
Basic (1-10): 9 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 2 / 1Length of status:2y 2m
Credit score: 740-759 (Feb-2010) Total credit lines: 3 Occupation: Engineer - Mechanic...
Now delinquent: 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 4    
Screen name: Water-Engineer Borrower's state: California Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Refurnishing my home
Purpose of loan:
This loan will be used to purchase furnishings for my apartment.? I need a bed, dressers, TV, couch, refrigerator, desk, table and chairs, and shelving.? I have been living in a cramped apartment too long so I moved to a place with more room.? I need to fill up some of the empty space with new furniture and appliances.

My financial situation:
I am a good candidate for this loan because I make $65,000/year which is plenty to pay off this loan.??I have no debt, and have had a stable job as an engineer for over 2 years.? My employer has promised me that my position is safe, even in these tough economic times.? You can count on me to pay back every dime!? Thank you in advance for all your help!

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I see that you have had some delinquency over the past 7 years, can you please tell us alittle about those issues? - euro-jet
A: Yes, unfortunately, during college I was married to a irresponsible spender. The divorce settlement stated that she was to pay off the credit card in which I was the primary signer. Long story short, she didn't, and I ended up paying off the card a year later. I am disputing the credit delinquencies now as I have documents stating that she was to pay off the card. All delinquencies came from this one card. (Mar-11-2010)
Q: what are your monthly income and expenses? - beakerfish
A: Monthly Income = $4062 (net) Monthly Expences: Rent: $750 Utilities: $0 (paid by land lord) Car: $50 (insurance only, car is paid off) Food/Entertainment: $500 Gas: $200 (Mar-12-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
availableloan$25.00$25.003/9/2010 4:36:06 PM
ArashMass$30.00$30.003/9/2010 4:35:40 PM
principal-prodigy$25.00$25.003/9/2010 4:37:03 PM
dontscrewmeover1$25.00$25.003/9/2010 5:53:01 PM
DeltaComputerGuy$46.45$46.453/10/2010 4:57:26 PM
lender12345$25.00$25.003/10/2010 6:54:31 PM
IcedMochaFund$25.00$25.003/11/2010 11:20:18 AM
turbostar666$30.00$30.003/11/2010 11:14:05 AM
minista$25.00$25.003/12/2010 6:52:46 AM
palpbert$39.95$39.953/12/2010 2:59:49 PM
drewdog365$25.00$25.003/12/2010 3:18:53 PM
circustab$50.00$50.003/13/2010 6:10:14 AM
BaxterSandy$25.00$25.003/14/2010 11:26:56 AM
breadbroker$25.00$25.003/15/2010 9:33:50 AM
lenderinnevada$55.00$55.003/15/2010 3:17:49 PM
Crystalprop$25.00$25.003/15/2010 5:40:56 PM
nashibaksi$25.00$25.003/15/2010 6:37:59 PM
gustavholstopus32$25.00$25.003/15/2010 8:56:03 PM
DebDesert$25.00$25.003/15/2010 10:45:48 PM
macotra4$36.00$36.003/16/2010 4:55:48 AM
marshallmanhattan$25.00$25.003/16/2010 6:30:32 AM
Xoxira$25.00$25.003/15/2010 9:26:34 PM
zippy-platinum$25.00$25.003/16/2010 6:34:05 AM
power-secret-agent$25.00$25.003/16/2010 7:26:47 AM
OzGuy609$25.00$25.003/16/2010 4:56:15 AM
djmike805$31.77$31.773/16/2010 8:26:10 AM
OGS_Capital$25.00$25.003/16/2010 9:09:53 AM
Astyanax$45.00$45.003/16/2010 7:04:45 AM
leverage-burrito$25.00$25.003/16/2010 9:24:44 AM
dammage$25.00$25.003/16/2010 10:09:46 AM
brightest-dignified-penny$25.00$25.003/16/2010 10:26:58 AM
sly718$25.26$25.263/16/2010 10:17:48 AM
techreseller$50.00$50.003/16/2010 10:34:03 AM
Havnfun$25.00$25.003/16/2010 10:39:07 AM
chipjet$25.00$25.003/16/2010 10:52:57 AM
gaiusceasar$25.00$25.003/16/2010 10:10:04 AM
escandalo$57.82$57.823/16/2010 10:26:39 AM
ScottFinance$25.00$25.003/16/2010 11:23:52 AM
shonuva05$25.00$25.003/16/2010 11:39:05 AM
soular21804$25.00$25.003/16/2010 11:42:04 AM
reflective-rupee$25.00$25.003/16/2010 11:03:55 AM
Gaelicman$189.49$189.493/16/2010 11:56:24 AM
mattblizz$50.00$50.003/16/2010 11:06:51 AM
thoughtful-community7$25.00$25.003/16/2010 12:12:58 PM
loyalty-czar$60.48$60.483/16/2010 11:18:53 AM
dpdaug$75.00$75.003/16/2010 12:22:00 PM
zapquoc$25.00$25.003/16/2010 12:42:29 PM
leverage-monger$58.48$58.483/16/2010 1:05:07 PM
dood2112$25.00$25.003/16/2010 1:19:55 PM
Richmp412$25.00$25.003/16/2010 1:28:38 PM
Leshan$25.00$25.003/16/2010 2:16:00 PM
astute-vigilance$25.00$25.003/16/2010 12:04:35 PM
CaptainKirk$90.00$90.003/16/2010 1:57:06 PM
crazybill$25.00$25.003/16/2010 2:26:37 PM
enriching-dollar$25.00$25.003/16/2010 2:37:49 PM
Long-term2040$25.00$25.003/16/2010 3:31:54 PM
StocksMan$50.00$50.003/16/2010 4:05:28 PM
KTOWN$25.00$25.003/16/2010 3:55:19 PM
seabassx$50.00$50.003/16/2010 4:05:06 PM
CallMeBen$50.00$50.003/9/2010 4:26:47 PM
wphmd$25.00$25.003/9/2010 4:33:29 PM
larryboy10$25.00$25.003/9/2010 4:36:24 PM
orange-finance-banker$25.00$25.003/9/2010 4:36:59 PM
sks1$25.00$25.003/9/2010 4:32:30 PM
totoro$25.00$25.003/10/2010 10:34:52 AM
chibear34$25.00$25.003/11/2010 12:07:00 PM
louisprima$28.92$28.923/11/2010 12:42:39 PM
GrayStudio$50.00$50.003/11/2010 11:30:38 AM
income-fortress$40.47$40.473/11/2010 4:54:29 PM
AspiringJunzi$100.00$100.003/11/2010 5:27:17 PM
JKKCapital$25.00$25.003/11/2010 8:35:11 PM
interact$29.06$29.063/11/2010 11:15:32 PM
Streamfeeder$25.00$25.003/12/2010 6:52:41 AM
FinDoc$25.00$25.003/12/2010 1:47:21 PM
cautious1$50.00$50.003/13/2010 4:51:33 PM
CK1$25.00$25.003/13/2010 8:57:13 PM
mcabery$50.00$50.003/14/2010 1:56:31 PM
Rulea72$36.91$36.913/15/2010 3:15:17 PM
USMP$100.00$100.003/15/2010 5:30:20 PM
ultimatepaintball$25.00$25.003/15/2010 5:37:51 PM
kingston1$50.00$50.003/15/2010 8:39:50 PM
pja138$50.00$50.003/15/2010 8:59:29 PM
TheBigDog$30.00$30.003/15/2010 10:59:26 PM
lucabratsie$25.00$25.003/15/2010 7:32:33 PM
bomdel$25.00$25.003/16/2010 1:17:19 AM
Finagle-Inc$50.00$50.003/16/2010 5:27:36 AM
CapricornLending$35.00$35.003/16/2010 5:42:20 AM
macotra4$36.00$36.003/16/2010 4:44:08 AM
manny00$53.00$53.003/15/2010 9:50:05 PM
Heather11$25.00$25.003/16/2010 6:50:22 AM
dhallii$60.00$60.003/16/2010 8:39:16 AM
mcs99$100.00$100.003/16/2010 8:55:43 AM
Torero06$52.98$52.983/16/2010 9:31:57 AM
cippy$50.00$50.003/16/2010 9:51:01 AM
creativename$30.00$30.003/16/2010 9:38:46 AM
elitegoodguy$25.00$25.003/16/2010 7:50:56 AM
MacBrandon$25.00$25.003/16/2010 10:16:34 AM
nickel-pipeline$25.00$25.003/16/2010 9:31:32 AM
MN_Lender$25.00$25.003/16/2010 10:10:19 AM
debt-legend$25.00$25.003/16/2010 10:35:59 AM
IrishBuys$40.00$40.003/16/2010 11:31:23 AM
scottr$25.00$6.943/16/2010 12:02:51 PM
78$25.00$25.003/16/2010 1:31:34 PM
moneyman105$25.00$25.003/16/2010 11:42:41 AM
Havnfun$25.00$25.003/16/2010 11:47:09 AM
jybank$25.00$25.003/16/2010 12:02:10 PM
isfahanian$40.02$40.023/16/2010 2:29:54 PM
rome1426$25.00$25.003/16/2010 12:06:39 PM
Ristefo$25.00$25.003/16/2010 2:54:58 PM
katnmouse$35.00$35.003/16/2010 3:19:03 PM
velocity-winner$25.00$25.003/16/2010 3:55:43 PM
111 bids
 
Borrower Payment Dependent Notes Series 449594
This series of Notes was issued and sold upon the funding of the borrower loan #41506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-09-2010 
  Auction end date:  Mar-16-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $102.57
Final lender yield: 22.55% Final borrower rate/APR: 23.55% / 25.84% Final monthly payment: $97.49
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.55%  
Lender servicing fee: 1.00% Estimated return: 12.00%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1993 Debt/Income ratio: 8%
Basic (1-10): 7 Inquiries last 6m: 5Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 6 / 5Length of status:6y 8m
Credit score: 680-699 (Mar-2010) Total credit lines: 25 Occupation: Food Service Manage...
Now delinquent: 0 Revolving credit balance: $11,288Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 77%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 12    
Screen name: mjohnson0930 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 23 ( 96% ) 680-699 (Latest)
Principal borrowed: $13,910.00< mo. late: 1 ( 4% )  
680-699 (Nov-2007)
620-639 (Feb-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 24  
Description
Paying off my best friend
Purpose of loan:
This loan will be used to pay off my best friend.? He helped me get out of a car loan that I was upside down in, and I would like to pay him back as it has caused a strain on our friendship.

My financial situation:
I am a good candidate for this loan because I have had loans with Prosper before and have paid them back as quickly as possible.

Monthly net income: $ 2600.00

Monthly expenses: $
??Housing: $ 1100.00
??Insurance: $ 100.00
??Car expenses: $ 50.00 (gas)
??Utilities: $ 75.00
??Phone, cable, internet: $?113.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 200.00
??Other expenses: $ 230.00 (HOA)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MoneyForNothing$25.00$25.003/9/2010 7:47:05 PM
SolarMoonshine$25.00$25.003/9/2010 5:58:29 PM
new-peso-concerto$25.00$25.003/10/2010 5:43:22 AM
welshcat$25.00$25.003/12/2010 4:14:28 AM
Unitas4302$250.00$250.003/12/2010 5:38:12 AM
crippledcircus$30.09$30.093/13/2010 7:34:57 AM
grotheik$50.00$50.003/13/2010 10:59:51 AM
jpblan11$31.06$31.063/15/2010 5:06:16 PM
CoolPlexer$28.10$28.103/15/2010 6:04:41 PM
deepblue34$30.00$30.003/15/2010 6:33:46 PM
j5505$111.00$111.003/15/2010 6:25:35 PM
lender12345$25.00$25.003/15/2010 6:28:35 PM
five-star-note$75.00$75.003/15/2010 9:13:43 PM
ColoradoLender82$25.00$25.003/15/2010 11:24:41 PM
twtb19$25.00$25.003/16/2010 5:31:58 AM
zxr$25.00$25.003/16/2010 7:13:45 AM
bitano$25.00$25.003/16/2010 7:28:44 AM
Taho$30.00$30.003/16/2010 7:34:43 AM
CapricornLending$50.00$50.003/16/2010 5:38:28 AM
briskdevl07$25.00$25.003/16/2010 10:20:56 AM
Rule62$25.00$25.003/16/2010 9:55:51 AM
AlphaInternational$25.00$25.003/16/2010 11:27:04 AM
DaiUy$25.00$25.003/16/2010 12:40:50 PM
shrewd-income$25.00$25.003/16/2010 1:39:45 PM
credit-missile$176.90$176.903/16/2010 3:57:13 PM
charming-point$300.00$171.203/16/2010 3:55:19 PM
social-conductor4$25.00$25.003/16/2010 4:03:44 PM
seadogs$25.00$25.003/11/2010 12:42:46 PM
brondero$75.00$75.003/11/2010 3:24:54 PM
UCLA4life$25.00$25.003/14/2010 3:47:56 PM
respectful-integrity3$25.00$25.003/15/2010 9:23:56 AM
Kash2010lu$35.00$35.003/15/2010 10:52:20 AM
investment-daydream$75.00$75.003/15/2010 12:05:59 PM
evergreen16$25.00$25.003/15/2010 3:18:15 PM
autonomous-truth$100.00$100.003/15/2010 5:59:24 PM
sweety075$25.00$25.003/15/2010 6:26:57 PM
canterburykid$38.43$38.433/16/2010 8:32:21 AM
Mikale360$35.00$35.003/16/2010 7:38:43 AM
Astyanax$40.00$40.003/16/2010 7:14:43 AM
Moe87$30.00$30.003/16/2010 9:13:50 AM
Champion_Lending$25.00$25.003/16/2010 8:44:43 AM
martymaniaman$25.00$25.003/16/2010 10:34:46 AM
trade-goblin9$25.00$25.003/16/2010 1:03:40 PM
dRatedOnly$25.00$25.003/16/2010 1:29:47 PM
Leshan$100.00$100.003/16/2010 2:27:30 PM
credit-sasquatch3$33.00$33.003/16/2010 2:56:37 PM
Philman$25.00$25.003/16/2010 3:44:55 PM
dammage$25.00$25.003/16/2010 3:54:29 PM
credit-missile$75.00$75.003/16/2010 3:58:43 PM
fireferd$30.09$30.093/16/2010 3:15:02 PM
Spraydawg$150.13$150.133/16/2010 3:50:11 PM
51 bids
 
Borrower Payment Dependent Notes Series 449806
This series of Notes was issued and sold upon the funding of the borrower loan #41503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-10-2010 
  Auction end date:  Mar-17-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $102.57
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $101.06
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1969 Debt/Income ratio: 24%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Retired
Enhanced (1-5):4 Current / open credit lines: 4 / 5Length of status:6y 9m
Credit score: 700-719 (Mar-2010) Total credit lines: 20Stated income:$50,000-$74,999
Now delinquent: 2 Revolving credit balance: $16,003 
Amount delinquent: $337 Bankcard utilization: 87%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 11    
Screen name: hickory2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
furniture, home repairs
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.003/10/2010 4:24:03 PM
shiny-dollar9$25.00$25.003/10/2010 4:24:06 PM
Kaj$25.00$25.003/10/2010 4:24:13 PM
irrelevant$25.00$25.003/10/2010 4:24:38 PM
Helenska11$25.00$25.003/10/2010 4:24:45 PM
orange-courageous-dedication$30.00$30.003/10/2010 4:26:06 PM
asiaratt$100.00$100.003/10/2010 4:26:29 PM
sympathetic-asset$25.00$25.003/10/2010 4:27:34 PM
delivery$25.00$25.003/10/2010 4:24:34 PM
intrepid-transaction5$25.00$25.003/10/2010 4:24:57 PM
nourishing-interest0$25.00$25.003/10/2010 4:25:45 PM
mvalley$25.00$25.003/10/2010 4:25:56 PM
srgriff$25.00$25.003/10/2010 4:27:10 PM
oldmora$25.00$25.003/10/2010 4:24:14 PM
steves73$25.00$25.003/10/2010 4:25:02 PM
hope-equation$50.00$50.003/10/2010 4:25:41 PM
trustu$25.00$25.003/10/2010 4:26:53 PM
thrifty-funds1$25.00$25.003/10/2010 4:27:02 PM
fattygordon$25.00$25.003/10/2010 4:27:07 PM
nerdfactor$25.00$25.003/10/2010 4:27:16 PM
leodaguy$25.00$25.003/10/2010 4:27:26 PM
kmfreymi$25.00$20.003/10/2010 4:27:57 PM
Bob450$25.00$25.003/10/2010 8:31:09 PM
mcshew99$50.00$50.003/15/2010 5:10:13 PM
CK1$25.00$25.003/16/2010 12:48:11 PM
umfan123$25.00$25.003/16/2010 10:26:54 PM
leverage-monger$25.00$25.003/17/2010 2:58:08 PM
Engineer44$25.00$25.003/17/2010 4:22:10 PM
delicious-social132$25.00$25.003/10/2010 4:24:27 PM
purdue98$25.00$25.003/10/2010 4:24:54 PM
secobarbital$25.00$25.003/10/2010 4:25:09 PM
kindness-percolator5$25.00$25.003/10/2010 4:25:26 PM
BankME$25.00$25.003/10/2010 4:25:30 PM
personal-lender$25.00$25.003/10/2010 4:26:02 PM
Zolton$200.00$200.003/10/2010 4:26:12 PM
AF_Trust$25.00$25.003/10/2010 4:26:21 PM
honorable-yield$35.00$35.003/10/2010 4:26:26 PM
CarDealer3070$30.00$30.003/10/2010 4:26:33 PM
rooosta$25.00$25.003/10/2010 4:26:37 PM
Purposeful$25.00$25.003/10/2010 4:26:41 PM
georgethesir$25.00$25.003/10/2010 4:26:44 PM
zone6$100.00$100.003/10/2010 4:27:31 PM
merriewold$25.00$25.003/10/2010 4:24:48 PM
WBB21$25.00$25.003/10/2010 4:25:52 PM
chicagoman$25.00$25.003/10/2010 4:27:21 PM
rks125$25.00$25.003/10/2010 4:27:53 PM
desertoasis$50.00$50.003/10/2010 4:24:15 PM
Shepherd7$25.00$25.003/10/2010 4:24:23 PM
tremendous-integrity$25.00$25.003/10/2010 4:24:41 PM
exact-loan5$30.00$30.003/10/2010 4:25:13 PM
theprince$25.00$25.003/10/2010 4:25:19 PM
Cai8899$30.00$30.003/10/2010 4:25:36 PM
elevated-platinum5$25.00$25.003/10/2010 4:26:16 PM
UCLA4life$25.00$25.003/12/2010 11:57:21 PM
TheBigDog$50.00$50.003/14/2010 10:57:05 PM
Bob450$25.00$25.003/17/2010 9:47:04 AM
asian808$50.00$50.003/17/2010 2:28:58 PM
ultimate-peace$600.00$600.003/17/2010 3:50:49 PM
58 bids
 
Borrower Payment Dependent Notes Series 449808
This series of Notes was issued and sold upon the funding of the borrower loan #41438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 13.03% Starting borrower rate/APR: 14.03% / 16.19% Starting monthly payment: $170.96
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $170.52
 
Auction yield range: 6.04% - 13.03% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2001 Debt/Income ratio: 11%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:5y 11m
Credit score: 740-759 (Mar-2010) Total credit lines: 20 Occupation: Construction
Now delinquent: 0 Revolving credit balance: $299Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 8%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 13    
Screen name: ingenious-affluence2 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
new siding on house
Purpose of loan:
This loan will be used to help on some needed update on my home

My financial situation:
I am a good candidate for this loan because i`m a home owner for over 8 years and never been late on a payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: 13 delinquencies? Are you kidding. why? ...Please answer publicly - XCWIZ007
A: In 04 I lost my job and was on the brink of bankruptcy , i was desperately in need of a resolution and made a terrible mistake and took advise from a debt consolidation agency called credit solution, it ruined my credit. I REGRETTED making that choice.It`s been a long 5 years but I have managed to settle on most my accounts and was in need of this loan to have some minor work done to my house so I could get the appraised value for a refinance to a lower interest rate on my home. (Mar-17-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
stoopidnoodle$25.00$25.003/11/2010 3:54:30 PM
skuba$25.00$25.003/11/2010 4:05:09 PM
delicious-social132$25.00$25.003/11/2010 4:09:00 PM
mg6619$25.00$25.003/11/2010 4:09:16 PM
Clambake$50.00$50.003/11/2010 4:07:59 PM
Avala$50.00$50.003/11/2010 4:08:25 PM
irrelevant$25.00$25.003/11/2010 4:09:33 PM
top-silver-american$25.00$25.003/11/2010 4:10:06 PM
sharp-bill2$40.00$40.003/11/2010 4:11:41 PM
enthusiastic-balance5$100.00$100.003/11/2010 4:07:31 PM
RetiredATC$25.00$25.003/11/2010 4:31:07 PM
uwinwewin$25.00$25.003/11/2010 4:10:30 PM
fightinjoe$25.00$25.003/11/2010 4:10:47 PM
honorable-yield$50.00$50.003/11/2010 5:07:07 PM
GlobalFan$25.00$25.003/11/2010 5:07:26 PM
mmckune$25.00$25.003/11/2010 4:14:44 PM
asset-professor$75.00$75.003/11/2010 4:16:12 PM
the-profit-oracle$25.00$25.003/11/2010 5:46:46 PM
cnovak$25.00$25.003/11/2010 8:28:01 PM
red-trade-cologne$25.00$25.003/12/2010 4:44:07 AM
likeable-value$25.00$25.003/12/2010 5:24:36 AM
Kilolani$25.00$25.003/11/2010 11:58:57 PM
successful-euro$50.00$50.003/12/2010 6:37:46 AM
tenacious-compassion9$25.00$25.003/12/2010 6:53:19 AM
bailey14$25.00$25.003/12/2010 7:27:26 AM
Vegasjim$25.00$25.003/12/2010 8:57:33 AM
desertoasis$25.00$25.003/12/2010 9:29:30 AM
treasure-bliss$100.00$100.003/12/2010 9:21:27 AM
cello1$25.00$25.003/12/2010 9:34:59 AM
nletunic$25.00$25.003/12/2010 9:34:42 AM
figs4u2$100.00$100.003/12/2010 9:47:24 AM
useful-p2ploan$50.00$50.003/12/2010 9:32:56 AM
courteous-fund9$25.00$25.003/12/2010 9:34:12 AM
spark548$50.00$50.003/12/2010 12:08:33 PM
Adino$25.00$25.003/12/2010 10:45:23 AM
restless-currency$32.10$32.103/12/2010 11:03:05 AM
xrycac$25.00$25.003/12/2010 12:21:13 PM
Supernick$25.00$25.003/12/2010 1:41:04 PM
bowdish1$27.82$27.823/12/2010 12:39:06 PM
oaktown23$50.00$50.003/12/2010 1:27:43 PM
memphisf01$25.00$25.003/12/2010 2:20:37 PM
lloyd_s$25.00$25.003/12/2010 3:08:25 PM
Phantom99$25.00$25.003/12/2010 3:16:07 PM
inspiring-reward$150.00$150.003/12/2010 11:38:00 PM
Gabriel02$25.00$25.003/13/2010 9:12:49 AM
asdf9876$25.00$25.003/13/2010 1:13:52 PM
truth-trapper$25.00$25.003/13/2010 10:03:45 PM
scrappy-bonus2$25.00$25.003/13/2010 3:38:20 PM
anton$28.38$28.383/13/2010 5:23:56 PM
Interloper$35.00$35.003/14/2010 10:39:04 AM
Josta$26.30$26.303/13/2010 8:47:31 PM
Eric15378$100.00$100.003/14/2010 2:24:51 PM
brazilofmux$50.15$50.153/14/2010 10:39:08 AM
inventive-wealth2$25.00$25.003/14/2010 4:27:44 PM
faifar$25.00$25.003/14/2010 8:07:18 PM
vacaerol$25.00$25.003/14/2010 10:53:39 PM
important-ore$50.00$50.003/15/2010 3:24:34 AM
wise-silver-wonder$25.00$25.003/15/2010 7:25:46 AM
martinnc$25.00$25.003/15/2010 10:01:11 AM
time4aloan$49.13$49.133/15/2010 12:13:22 PM
colorfulgardener$50.00$50.003/17/2010 2:08:12 AM
wwwUniversal$25.00$25.003/17/2010 4:17:27 PM
duty-monger$50.00$50.003/18/2010 5:16:44 AM
clipper271$25.00$25.003/18/2010 8:52:46 AM
Leshan$25.00$25.003/18/2010 9:06:00 AM
GyJAV_BNCCo$25.00$25.003/18/2010 8:44:48 AM
dano1965$50.00$50.003/18/2010 11:58:00 AM
jpme$25.00$25.003/18/2010 12:17:21 PM
AF-Chief$27.00$27.003/11/2010 4:02:08 PM
torion$25.00$25.003/11/2010 4:08:14 PM
macjp123$25.00$25.003/11/2010 4:07:54 PM
personal-lender$25.00$25.003/11/2010 4:08:43 PM
inspired-contract9$25.00$25.003/11/2010 4:12:25 PM
jokerj006$25.00$25.003/11/2010 4:12:42 PM
bonus-adventure3$25.00$25.003/11/2010 4:13:24 PM
bchen78875$25.00$25.003/11/2010 4:18:19 PM
stanbalwight4$25.00$25.003/11/2010 4:30:22 PM
mac415$25.00$25.003/11/2010 4:31:35 PM
Speculator$100.00$100.003/11/2010 4:54:19 PM
a-finance-nirvana$25.00$25.003/11/2010 5:06:14 PM
AFairDeal$25.00$25.003/11/2010 4:39:03 PM
mrrc7498$100.00$100.003/11/2010 7:42:26 PM
starikrai$50.00$50.003/11/2010 6:57:59 PM
flexible-value$26.00$26.003/11/2010 8:28:14 PM
infinitykid$25.00$25.003/11/2010 10:08:05 PM
helpful-dough$25.00$25.003/11/2010 9:38:34 PM
santafe1$25.00$25.003/12/2010 4:27:49 AM
Usurious$25.00$25.003/12/2010 7:47:45 AM
integrity-doctor$50.00$50.003/12/2010 7:55:29 AM
bibiduc$25.00$25.003/12/2010 8:41:24 AM
totoro$25.00$25.003/12/2010 8:57:27 AM
cordial-funds8$25.00$25.003/12/2010 9:33:17 AM
progressive-asset$40.70$40.703/12/2010 1:11:54 PM
519dobber$25.00$25.003/12/2010 1:30:38 PM
unequaled-credit7$25.00$25.003/12/2010 1:19:03 PM
bold-durability-drum$25.00$25.003/12/2010 2:07:58 PM
Medic05$25.00$25.003/12/2010 2:58:07 PM
nalaari$25.00$25.003/12/2010 1:41:55 PM
intrepid-transaction5$25.00$25.003/12/2010 3:32:17 PM
Cheburashka$25.00$25.003/12/2010 3:07:34 PM
hopethisworks$57.52$57.523/12/2010 6:18:26 PM
devoider$25.00$25.003/13/2010 9:17:31 AM
orange-preeminant-bill$100.00$100.003/13/2010 7:32:30 AM
community-pipeline8$50.00$50.003/13/2010 3:22:33 PM
phredd$50.00$50.003/13/2010 3:17:41 PM
kmr2$250.00$250.003/14/2010 8:22:27 AM
mrscenicroute$25.00$25.003/14/2010 4:12:22 PM
don8ter$25.00$25.003/14/2010 4:43:50 PM
mikeandcat$27.79$27.793/14/2010 8:27:17 PM
cingular$25.00$25.003/14/2010 5:02:23 PM
visionary-currency$25.00$25.003/14/2010 6:37:27 PM
ScottW$25.00$25.003/14/2010 11:47:22 PM
micko$25.00$25.003/15/2010 7:25:44 AM
bkwest01$100.00$100.003/15/2010 9:06:14 AM
lender281$25.00$25.003/15/2010 10:02:13 AM
a-social-nebula$25.00$25.003/15/2010 10:39:21 AM
intelligent-yield$25.00$25.003/15/2010 11:18:19 AM
GElender$50.00$50.003/15/2010 1:45:55 PM
awwaww$25.00$25.003/15/2010 1:47:21 PM
kmfreymi$25.00$25.003/15/2010 1:55:56 PM
thunderd$25.00$18.423/15/2010 3:25:33 PM
fenn1987$27.94$27.943/15/2010 4:12:19 PM
mathomas3$40.75$40.753/15/2010 5:35:51 PM
Occhy$50.00$50.003/17/2010 9:36:44 AM
natural-affluence4$50.00$50.003/17/2010 7:38:26 AM
liederhaus$25.00$25.003/17/2010 1:43:24 PM
Gaelicman$70.00$70.003/17/2010 10:43:07 PM
isfahanian$25.00$25.003/17/2010 10:24:07 PM
sturdy-velocity6$25.00$25.003/18/2010 7:19:02 AM
excellent-nickel$25.00$25.003/18/2010 9:32:41 AM
jybank$25.00$25.003/18/2010 10:59:46 AM
Snoopylover$25.00$25.003/18/2010 12:11:47 PM
Ven58$25.00$25.003/18/2010 2:25:39 PM
broker558$25.00$25.003/18/2010 3:50:22 PM
134 bids
 
Borrower Payment Dependent Notes Series 450456
This series of Notes was issued and sold upon the funding of the borrower loan #41435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,550.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-24-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.90% Starting monthly payment: $63.60
Final lender yield: 22.00% Final borrower rate/APR: 23.00% / 25.45% Final monthly payment: $60.00
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.53%  
Lender servicing fee: 1.00% Estimated return: 11.47%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2005 Debt/Income ratio: 34%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 5 / 5Length of status:0y 6m
Credit score: 640-659 (Mar-2010) Total credit lines: 11 Occupation: Other
Now delinquent: 0 Revolving credit balance: $1,381Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 101%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: ore-harmony Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Combine Payments!
Purpose of loan:
This loan will be used to pay off my credit card and a store charge account so that I can close them. I have been paying more than the minimum monthly payment on each every month, but Capital One recently hiked my interest rate from 4% to 29%. By consolidating both payments into one, I will be able to put more money into savings to eventually purchase a car outright.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time.?I work two different jobs year round, one as an accounts payable clerk and one as a merchandiser. Four months out of the year I am also a tax preparer. I also?have?additional consistent self-employment income, and?have been continuously employed by more than one company?for the past six years.?I am a very hard working person and I would like to get out of?debt as soon as possilbe!?

Monthly net income: $2000

Monthly expenses: $1100

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Bankcard utilization: 101% Is this information correct? sometimes all of your credit cards are not reported on a credit report and that makes it seem that you are exceeding the limit. Get it corrected if it is not correct and then reapply. - order-bee1
A: Unfortunately that information was correct. I only have one credit card and it was over the limit for a short time. I have been making payments and it is under the limit currently. That is the same credit card that will be paid off and closed if this loan is funded. (Mar-22-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
BlueWave$25.00$25.003/22/2010 12:14:39 PM
carrinel$30.00$30.003/23/2010 12:08:31 PM
szetheli$155.00$155.003/23/2010 6:26:20 PM
bold-attentive-listing$100.00$100.003/23/2010 6:38:09 PM
khamlagirl$25.00$25.003/24/2010 5:17:16 AM
Leshan$30.04$30.043/24/2010 5:57:06 AM
benefit-javelin$25.00$25.003/24/2010 8:30:51 AM
Pilot12$25.00$25.003/24/2010 8:21:08 AM
YoungTaxMan$152.96$50.963/24/2010 9:43:19 AM
heerzaquestion$25.00$25.003/24/2010 9:56:04 AM
ultimate-peace$600.00$600.003/24/2010 9:54:01 AM
thrilling-nickel5$25.00$25.003/22/2010 4:42:04 PM
order-bee1$100.00$100.003/23/2010 7:21:39 AM
mercuriant$25.00$25.003/23/2010 11:08:35 AM
Astyanax$30.00$30.003/23/2010 12:39:49 PM
Frankk2$25.00$25.003/23/2010 1:30:37 PM
admirable-credit$25.00$25.003/23/2010 12:13:32 PM
dRatedOnly$25.00$25.003/23/2010 4:37:37 PM
Your_Bank$25.00$25.003/23/2010 4:42:11 PM
SolarMoonshine$25.00$25.003/23/2010 5:57:20 PM
wild-orange$25.00$25.003/24/2010 1:13:06 AM
wizard750$45.00$45.003/24/2010 7:09:30 AM
ltdalum$34.00$34.003/24/2010 9:33:10 AM
integrity-builder$50.00$50.003/24/2010 9:55:59 AM
24 bids
 
Borrower Payment Dependent Notes Series 450550
This series of Notes was issued and sold upon the funding of the borrower loan #41429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-15-2010 
  Auction end date:  Mar-17-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $191.86
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $191.36
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1992 Debt/Income ratio: 35%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 19 / 13Length of status:15y 3m
Credit score: 700-719 (Feb-2010) Total credit lines: 33 Occupation: Engineer - Electric...
Now delinquent: 0 Revolving credit balance: $63,723Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 68%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: interest-enclave Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to? pay of my credit cards with higher rates.

My financial situation:
I am a good candidate for this loan because?I have great credit report and have not missed payment or late payment in 5 years.?

Monthly net income: $ 2580

Monthly expenses: $
??Housing: $ 300?
??Insurance: $ 0
??Car expenses:?approximately $?250.00
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
successful-euro$30.00$30.003/15/2010 4:51:23 PM
mg6619$25.00$25.003/15/2010 5:05:29 PM
sharp-bill2$40.00$40.003/15/2010 5:06:15 PM
bonus-adventure3$25.00$25.003/15/2010 5:07:09 PM
jokerj006$25.00$25.003/15/2010 5:06:52 PM
flexible-value$26.00$26.003/15/2010 5:10:26 PM
nletunic$25.00$25.003/15/2010 5:11:54 PM
tenacious-compassion9$25.00$25.003/15/2010 5:11:02 PM
Vegasjim$25.00$25.003/15/2010 5:16:13 PM
inspiring-reward$150.00$150.003/15/2010 5:15:31 PM
Gabriel02$25.00$25.003/15/2010 5:17:12 PM
phredd$50.00$50.003/15/2010 5:22:17 PM
scrappy-bonus2$25.00$25.003/15/2010 5:23:02 PM
Adino$25.00$25.003/15/2010 5:24:32 PM
courteous-fund9$25.00$25.003/15/2010 5:24:45 PM
spark548$50.00$50.003/15/2010 5:24:36 PM
restless-currency$32.10$32.103/15/2010 5:24:42 PM
RetiredATC$25.00$25.003/15/2010 5:25:54 PM
asset-professor$75.00$75.003/15/2010 5:27:35 PM
top-silver-american$25.00$25.003/15/2010 5:27:56 PM
progressive-asset$100.00$100.003/15/2010 5:27:41 PM
important-ore$50.00$50.003/15/2010 5:31:30 PM
vacaerol$25.00$25.003/15/2010 5:31:01 PM
wellsfrugal$25.00$25.003/15/2010 5:32:42 PM
nunnie$25.00$25.003/15/2010 5:34:47 PM
mrscenicroute$25.00$25.003/15/2010 5:29:36 PM
a-social-nebula$25.00$25.003/15/2010 5:35:48 PM
intelligent-yield$25.00$25.003/15/2010 5:36:52 PM
Magus54$25.00$25.003/15/2010 5:37:58 PM
a-goal-bill$25.00$25.003/15/2010 5:38:02 PM
Fingar$25.00$25.003/15/2010 5:32:40 PM
ktfritz$25.00$25.003/15/2010 5:39:04 PM
rlecour$25.00$25.003/15/2010 5:39:35 PM
uwinwewin$25.00$25.003/15/2010 5:40:17 PM
nanda$25.00$25.003/15/2010 5:40:39 PM
currency-zenith$50.00$50.003/15/2010 5:40:14 PM
bold-durability-drum$25.00$25.003/15/2010 5:40:27 PM
wahoo-trader$25.00$25.003/15/2010 5:37:05 PM
Speculator$100.00$100.003/15/2010 5:37:08 PM
kmfreymi$25.00$25.003/15/2010 5:38:53 PM
SBT$50.00$50.003/15/2010 5:39:32 PM
success1001$50.00$50.003/15/2010 5:39:59 PM
tripnosis$25.00$25.003/15/2010 5:40:04 PM
nourishing-interest0$25.00$25.003/15/2010 5:40:20 PM
redrock007$25.00$25.003/15/2010 5:40:34 PM
lighter$25.00$25.003/15/2010 8:09:02 PM
bountiful-bazaar$25.00$25.003/15/2010 9:47:48 PM
Streetfighter$50.00$50.003/16/2010 5:37:28 AM
OrcaFIN$25.00$25.003/15/2010 11:48:55 PM
brutusbone$25.00$25.003/16/2010 5:57:41 AM
antrux$25.00$25.003/16/2010 9:32:25 AM
unforgettable-order9$100.00$100.003/16/2010 9:33:10 AM
Banker7371$25.00$25.003/16/2010 7:19:16 AM
gracej$25.00$25.003/16/2010 7:19:42 AM
gavinfh$25.00$25.003/16/2010 7:20:34 AM
cathexis$100.00$100.003/16/2010 10:23:16 AM
trade-doughnut5$25.00$25.003/16/2010 8:02:19 AM
Cheburashka$25.00$25.003/16/2010 10:48:16 AM
burrito6$25.00$25.003/16/2010 11:21:00 AM
bonafide-cash$50.00$50.003/16/2010 11:32:25 AM
dmfog$25.00$25.003/16/2010 11:32:30 AM
SPB$25.00$25.003/16/2010 11:37:27 AM
xstreamin$25.00$25.003/16/2010 11:21:05 AM
bchen78875$25.00$25.003/16/2010 1:13:09 PM
Aimvest$25.00$25.003/16/2010 11:32:31 AM
Havana21$50.00$50.003/16/2010 11:32:51 AM
Gibbyland$75.00$75.003/16/2010 2:55:55 PM
Frugal$25.00$25.003/16/2010 2:56:05 PM
useful-p2ploan$50.00$50.003/16/2010 2:56:12 PM
dollar-sensor$25.00$25.003/16/2010 2:56:17 PM
Prosp_Lender$50.00$50.003/16/2010 2:55:50 PM
BzJ108$25.00$25.003/16/2010 2:56:32 PM
ptjg$33.90$33.903/16/2010 2:55:58 PM
best-phenomenal-treasure$25.00$25.003/16/2010 2:56:38 PM
psztnrw$100.00$100.003/16/2010 2:56:02 PM
benefit-squirrel$30.00$30.003/16/2010 2:56:41 PM
Tallac-Capital$25.00$25.003/16/2010 2:57:41 PM
Goodlender42$25.00$25.003/16/2010 2:57:46 PM
Khoff$25.00$25.003/16/2010 2:58:02 PM
JGB$25.00$6.943/16/2010 2:58:09 PM
adir1$25.00$25.003/16/2010 2:57:44 PM
theprince$25.00$25.003/16/2010 2:57:50 PM
WineDrop$25.00$25.003/16/2010 2:58:00 PM
reward-motion$25.00$25.003/16/2010 2:58:04 PM
gulch$25.00$25.003/16/2010 2:55:52 PM
pujols8996$30.00$30.003/16/2010 2:56:03 PM
SanJoser$25.00$25.003/16/2010 2:57:40 PM
bright-investment$25.00$25.003/16/2010 2:57:53 PM
BigCityLending$25.00$25.003/16/2010 2:58:07 PM
orbiter614$25.00$25.003/16/2010 9:54:55 PM
skuba$25.00$25.003/15/2010 5:01:25 PM
macjp123$25.00$25.003/15/2010 5:03:19 PM
torion$25.00$25.003/15/2010 5:03:53 PM
Clambake$50.00$50.003/15/2010 5:03:47 PM
Avala$50.00$50.003/15/2010 5:04:13 PM
fightinjoe$25.00$25.003/15/2010 5:06:04 PM
enthusiastic-balance5$100.00$100.003/15/2010 5:02:42 PM
personal-lender$25.00$25.003/15/2010 5:05:07 PM
delicious-social132$25.00$25.003/15/2010 5:05:13 PM
inspired-contract9$25.00$25.003/15/2010 5:06:39 PM
integrity-doctor$50.00$50.003/15/2010 5:11:22 PM
figs4u2$100.00$100.003/15/2010 5:12:08 PM
cordial-funds8$25.00$25.003/15/2010 5:13:20 PM
desertoasis$25.00$25.003/15/2010 5:13:44 PM
community-pipeline8$50.00$50.003/15/2010 5:22:43 PM
AF-Chief$28.00$28.003/15/2010 5:17:57 PM
starikrai$45.79$45.793/15/2010 5:29:46 PM
a-finance-nirvana$25.00$25.003/15/2010 5:31:14 PM
kmr2$250.00$250.003/15/2010 5:25:42 PM
uprising35$25.00$25.003/15/2010 5:32:31 PM
RMB-Investments$25.00$25.003/15/2010 5:32:34 PM
Vetrepreneur$25.00$25.003/15/2010 5:32:44 PM
martinnc$25.00$25.003/15/2010 5:34:32 PM
durability-balance4$50.00$50.003/15/2010 5:35:17 PM
inventive-wealth2$25.00$25.003/15/2010 5:29:39 PM
1phantom$30.00$30.003/15/2010 5:38:11 PM
bigdogsafety1$25.00$25.003/15/2010 5:39:12 PM
thunderd$25.00$25.003/15/2010 5:39:21 PM
investment-oasis$25.00$25.003/15/2010 5:39:23 PM
shiny-revenue$25.00$25.003/15/2010 5:39:42 PM
buraky$25.00$25.003/15/2010 5:39:29 PM
sympathetic-asset$25.00$25.003/15/2010 5:39:37 PM
gain-seagull9$25.00$25.003/15/2010 5:40:06 PM
ddog0224$25.00$25.003/15/2010 5:35:30 PM
bkwest01$100.00$100.003/15/2010 5:36:10 PM
jakesworld$25.00$25.003/15/2010 5:48:59 PM
zeraphm$25.00$25.003/15/2010 5:41:15 PM
tenacious-commitment6$25.00$25.003/15/2010 5:37:00 PM
mathomas3$30.25$30.253/15/2010 5:39:26 PM
MissionMicroFinance$25.00$25.003/15/2010 5:39:39 PM
MoneyMA$25.00$25.003/15/2010 5:39:52 PM
leodaguy$25.00$25.003/15/2010 5:40:11 PM
Microfinancer$25.00$25.003/15/2010 5:40:22 PM
wise-handy-finance$25.00$25.003/16/2010 7:19:34 AM
nybanker85$25.00$25.003/16/2010 7:19:19 AM
happy-asset$25.00$25.003/16/2010 9:32:48 AM
jigsaw$100.00$100.003/16/2010 7:19:33 AM
tranquil-diversification8$25.00$25.003/16/2010 7:20:31 AM
luckyldy$35.00$35.003/16/2010 11:21:03 AM
hitsman$50.00$50.003/16/2010 11:21:07 AM
aasx1108$25.00$25.003/16/2010 11:31:33 AM
jrbill1998$50.00$50.003/16/2010 11:32:29 AM
orange-preeminant-bill$50.31$50.313/16/2010 11:32:52 AM
cash-vault$25.00$25.003/16/2010 12:18:11 PM
kbodendorf$25.00$25.003/16/2010 11:21:01 AM
helping-out$25.00$25.003/16/2010 12:22:44 PM
ookete$25.00$25.003/16/2010 12:52:39 PM
BlindJoeDeath$25.00$25.003/16/2010 11:32:21 AM
asdf9876$25.00$25.003/16/2010 1:12:48 PM
cash-merry-maker$25.00$25.003/16/2010 1:27:50 PM
Phantom99$25.00$25.003/16/2010 12:03:10 PM
upbeat-investment9$25.00$25.003/16/2010 2:55:54 PM
superfunder$25.00$25.003/16/2010 2:56:01 PM
LeReve$26.71$26.713/16/2010 2:56:16 PM
paymentologist$25.00$25.003/16/2010 2:55:56 PM
Ranch88$25.00$25.003/16/2010 2:55:59 PM
value-pole$25.00$25.003/16/2010 2:56:06 PM
Aaron_Oz$25.00$25.003/16/2010 2:56:13 PM
Edwin_Rae$25.00$25.003/16/2010 2:57:13 PM
Lightlife$50.00$50.003/16/2010 2:56:22 PM
PaulHenry$25.00$25.003/16/2010 2:57:43 PM
HandShake$25.00$25.003/16/2010 2:57:04 PM
Lambo168$25.00$25.003/16/2010 2:58:05 PM
balance6$25.00$25.003/16/2010 2:57:48 PM
fcukciti$25.00$25.003/16/2010 2:57:57 PM
techvet$25.00$25.003/16/2010 2:58:03 PM
PatriotKnight$25.00$25.003/16/2010 2:56:01 PM
bondhedger$25.00$25.003/16/2010 3:06:07 PM
shrewd-peace7$25.00$25.003/16/2010 2:57:31 PM
maldok1$25.00$25.003/16/2010 2:57:42 PM
mattpet$25.00$25.003/16/2010 2:57:51 PM
allenerb$25.00$25.003/16/2010 2:58:08 PM
172 bids
 
Borrower Payment Dependent Notes Series 450608
This series of Notes was issued and sold upon the funding of the borrower loan #41439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 19.0% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-23-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $113.09
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 21.01%  
Lender servicing fee: 1.00% Estimated return: 12.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1991 Debt/Income ratio: 32%
Basic (1-10): 5 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 14 / 11Length of status:16y 10m
Credit score: 600-619 (Mar-2010) Total credit lines: 36 Occupation: Professional
Now delinquent: 1 Revolving credit balance: $6,166Stated income:$50,000-$74,999
Amount delinquent: $4,256 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 10    
Screen name: rfamily Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 100% ) 600-619 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
600-619 (Feb-2010)
600-619 (Mar-2008)
640-659 (May-2007)
640-659 (Apr-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 32  
Description
401K Loan Payoff
2nd attempt.? Hopefully relisting and lower by requested amount by $1000 will allow for funding. 1st loan request stalled at 45%.

Purpose of loan:? Pay off 401Km loan of?$4,300 to be able to borrow?new loan of $20,000 at?3.5% and consol all debt.?

My financial situation:? Employed 16+ years with same company.??Income above 65K annually.? Low cost of living with a low mortgage?payment of $1105.00.?
I just completed the payoff on my last prosper loan 3 months early.I was wondering if you would consider funding my new loan request for $2,500.I have 1 more nightmare account, a Wells Fargo car loan with a 15.75% interest rate.I have a 401K account with $49,000 available but have an outstanding 401K loan of $4,300.I can borrow 50% of the account balance but I am only allowed 1 loan at a time.I would like to pay off the existing balance but require an additional $3,500 to pay off.I can then borrow $20,300 at 3.5% interest rate.This would allow me to paydown and refinance?my?final monthly car payment.? Settle my last outstanding collection item and pay off my remaining 7K in credit card debt.My goal is to be debt free and am searching for ways to maximize my funds and reduce the time to get there.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello, I love the payment history. Please comment on your delinquencies and the outstanding balance. Please comment publically. - myutmost
A: 10 late payments are from early 2008. Spouse lost employment and we were living on both incomes. We focused on basics and paid 1 bill at a time. We were able to settle 11 accounts and reduced our debt by 23K. I still have 1 collection that we would like to settle. This loan would help eliminate that. She is reemployed and we began to follow radio financial talk show host Dave Ramsey. We are committed to being debt free, follow a budget religously and manage our finances together. (Mar-19-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.003/17/2010 10:20:42 AM
Bob450$25.00$25.003/17/2010 8:53:07 PM
Lender_1972$25.00$25.003/21/2010 6:16:19 AM
mrxtravis$25.00$25.003/21/2010 10:07:32 AM
allbalooboy2$25.00$25.003/21/2010 9:22:56 PM
supreme-hope$25.00$25.003/22/2010 12:39:48 AM
_SCI_$25.00$25.003/22/2010 11:43:30 AM
best-generosity-financier$25.00$25.003/22/2010 6:03:45 PM
selector568$50.00$50.003/22/2010 7:57:16 PM
mrxtravis$300.00$300.003/22/2010 7:53:26 PM
RecoveryLender$63.24$63.243/22/2010 9:34:31 PM
penny-sergeant$25.00$25.003/23/2010 8:36:37 AM
Aberdeen$350.00$350.003/23/2010 9:43:42 AM
mrxtravis$75.45$75.453/23/2010 8:42:57 AM
MrMoneyBags$27.69$27.693/23/2010 10:34:54 AM
Teller1337$25.00$25.003/23/2010 10:42:56 AM
Aberdeen$350.00$350.003/23/2010 9:43:55 AM
reflective-rupee$50.00$50.003/23/2010 11:47:45 AM
micko$25.00$25.003/23/2010 10:27:51 AM
VBPlayer$35.00$35.003/23/2010 11:11:34 AM
glroark$100.00$100.003/23/2010 11:23:42 AM
the-felicity-supergiant$25.00$25.003/23/2010 12:23:33 PM
reflective-rupee$100.00$100.003/23/2010 11:47:27 AM
Value-Crusader5$27.00$27.003/23/2010 1:47:42 PM
myutmost$53.02$53.023/18/2010 6:30:31 PM
Lender_1972$25.00$25.003/21/2010 6:15:46 AM
_SCI_$125.00$125.003/22/2010 11:41:34 AM
blitzen40$25.00$25.003/22/2010 2:34:22 PM
jhouman$25.00$25.003/22/2010 5:30:22 PM
zone6$100.00$22.423/22/2010 10:34:16 PM
tcbmc$25.00$25.003/23/2010 7:50:01 AM
dubois31$25.00$25.003/23/2010 10:12:20 AM
serene-capital$25.00$25.003/23/2010 11:16:46 AM
alluring-yield5$100.00$100.003/23/2010 11:51:28 AM
nerlands$30.12$30.123/23/2010 11:44:37 AM
Kash2010lu$50.00$50.003/23/2010 12:25:09 PM
Gaelicman$100.00$100.003/23/2010 12:39:27 PM
five-star-note$41.06$41.063/23/2010 12:41:29 PM
38 bids
 
Borrower Payment Dependent Notes Series 450688
This series of Notes was issued and sold upon the funding of the borrower loan #41426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 6.13% Starting borrower rate/APR: 7.13% / 7.47% Starting monthly payment: $37.12
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $37.11
 
Auction yield range: 3.04% - 6.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1998 Debt/Income ratio: Not calculated
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 11Length of status:0y 7m
Credit score: 760-779 (Mar-2010) Total credit lines: 33 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $7,275Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 6%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: self-reliant-velocity657 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my debts
Purpose of loan:
This loan will be used to pay off a high interest personal loan as well as a higher interest credit card balance.? I have made consistent payments on both of these accounts that I am paying off for the last year and half.? I am just looking to save some money on?the interest and get these debts paid off in a much shorter time period than I'm on track to do so at these higher interest rates.?

My financial situation:
I am a good candidate for this loan because if you look at my payment history on my open accounts I have perfect payments on all accounts.? It is very important?for me to maintain a good credit standing and am not anticipating any reason for default on this loan.? I welcome the?opportunity to receive funding from this investment company at an aggressive interest rate.? Thank you for your time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$50.00$50.003/17/2010 10:01:01 AM
skuba$50.00$50.003/17/2010 10:14:26 AM
lendersf$95.00$95.003/17/2010 10:20:31 AM
inspired-contract9$50.00$50.003/17/2010 10:23:12 AM
lender987654321$25.00$25.003/17/2010 10:29:31 AM
community-pipeline8$50.00$50.003/17/2010 10:30:12 AM
AFairDeal$25.00$25.003/17/2010 10:24:24 AM
ray1051$25.00$25.003/17/2010 10:33:43 AM
useful-currency$25.00$25.003/17/2010 10:34:17 AM
unforgettable-order9$100.00$39.003/17/2010 10:38:06 AM
cjohnson041$35.00$35.003/17/2010 10:35:35 AM
CollinsCrew$30.00$30.003/17/2010 10:51:06 AM
asset-professor$100.00$100.003/17/2010 10:14:21 AM
Microfinancer$25.00$25.003/17/2010 10:14:11 AM
fightinjoe$25.00$25.003/17/2010 10:14:46 AM
delicious-social132$40.00$40.003/17/2010 10:16:56 AM
flexible-value$31.00$31.003/17/2010 10:17:08 AM
credit-force5$25.00$25.003/17/2010 10:19:00 AM
successful-euro$75.00$75.003/17/2010 10:25:59 AM
bonus-adventure3$25.00$25.003/17/2010 10:19:55 AM
restless-currency$25.00$25.003/17/2010 10:27:45 AM
important-ore$100.00$100.003/17/2010 10:31:03 AM
bigballer105$50.00$50.003/17/2010 10:23:52 AM
cingular$25.00$25.003/17/2010 10:32:18 AM
nletunic$25.00$25.003/17/2010 10:27:17 AM
klinebarger$25.00$25.003/17/2010 10:33:15 AM
scrappy-bonus2$30.00$30.003/17/2010 10:29:44 AM
a-social-nebula$25.00$25.003/17/2010 10:33:30 AM
js60l$25.00$25.003/17/2010 10:36:47 AM
springpanda$25.00$25.003/17/2010 9:50:22 PM
30 bids
 
Borrower Payment Dependent Notes Series 450764
This series of Notes was issued and sold upon the funding of the borrower loan #41432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $79.94
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $79.73
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2005 Debt/Income ratio: 5%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 1 / 1Length of status:0y 2m
Credit score: 740-759 (Mar-2010) Total credit lines: 3 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $124Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 7%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: stable-dinero6 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle Purchase
Purpose of loan:
This loan will be used to purchase a 2005 Yamaha FZ6 Motorcycle to be used to commute to and from work while the weather is nice.

My financial situation is very stable. I recently graduated University of Missouri - St. Louis with no student loans thanks to generous grandparents. I have no other types of debt. I live with my family, paying no rent with a steady income from the foreclosure law firm I work for. I have access to cash in my bank account as well as savings totaling over $3,500.
I am a good candidate for this loan because I have enough money to pay the loan in full, I am simply taking out a loan to establish more credit. I am trustworthy, honest, and always on time with making any kind of payment I have. I graduated with a 3.74 from the University of Missouri St. Louis in August of 2009. As well as my current position working at a law firm, I was hired by the Department of Defense in November of 2009, recently received my security clearance, and I am now waiting on my Entrance of Duty which should be within the next month. I am a financially stable, level headed young man and a great candidate for a $2500.00 loan!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
QEI_Investor$25.00$25.003/17/2010 9:59:36 AM
Microfinancer$25.00$25.003/17/2010 10:14:09 AM
fightinjoe$25.00$25.003/17/2010 10:14:44 AM
lendersf$95.00$95.003/17/2010 10:20:29 AM
bigballer105$50.00$50.003/17/2010 10:23:46 AM
delicious-social132$40.00$40.003/17/2010 10:16:55 AM
flexible-value$31.00$31.003/17/2010 10:17:10 AM
Avala$50.00$50.003/17/2010 10:18:41 AM
personal-lender$25.00$25.003/17/2010 10:19:16 AM
tenacious-compassion9$25.00$25.003/17/2010 10:26:29 AM
integrity-doctor$50.00$50.003/17/2010 10:26:58 AM
restless-currency$25.00$25.003/17/2010 10:27:44 AM
successful-euro$75.00$75.003/17/2010 10:25:57 AM
important-ore$100.00$100.003/17/2010 10:31:00 AM
useful-currency$25.00$25.003/17/2010 10:34:14 AM
chestnut4$25.00$25.003/17/2010 10:44:42 AM
Patter256$25.00$25.003/17/2010 10:54:34 AM
GElender$50.00$50.003/17/2010 10:38:50 AM
TakeCare$50.00$50.003/17/2010 10:44:25 AM
loan-warrior$25.00$25.003/17/2010 10:45:07 AM
otter$25.00$25.003/17/2010 10:54:48 AM
BankofBen$25.00$25.003/17/2010 10:58:14 AM
MarinLoans$25.00$25.003/17/2010 11:25:54 AM
bigdogsafety1$25.00$25.003/17/2010 2:02:38 PM
visionary-currency$75.00$75.003/17/2010 3:14:17 PM
courteous-fund9$25.00$25.003/17/2010 5:19:18 PM
highcountry1$25.00$25.003/17/2010 5:37:24 PM
djs81$25.00$25.003/17/2010 6:12:11 PM
bchen78875$25.00$25.003/17/2010 6:10:48 PM
keyfig$50.00$50.003/17/2010 6:54:30 PM
dontscrewmeover1$25.00$25.003/17/2010 6:43:43 PM
rjblack$25.00$25.003/17/2010 7:34:00 PM
kenji4861$50.00$50.003/17/2010 10:00:59 AM
asset-professor$100.00$100.003/17/2010 10:14:20 AM
skuba$50.00$50.003/17/2010 10:14:29 AM
macjp123$25.00$25.003/17/2010 10:17:38 AM
torion$25.00$25.003/17/2010 10:18:20 AM
credit-force5$25.00$25.003/17/2010 10:18:58 AM
Clambake$50.00$50.003/17/2010 10:17:49 AM
bonus-adventure3$25.00$25.003/17/2010 10:19:54 AM
sharp-bill2$40.00$40.003/17/2010 10:21:09 AM
inspired-contract9$25.00$25.003/17/2010 10:21:39 AM
AFairDeal$25.00$25.003/17/2010 10:24:23 AM
mg6619$25.00$25.003/17/2010 10:20:10 AM
nletunic$25.00$25.003/17/2010 10:27:16 AM
scrappy-bonus2$30.00$30.003/17/2010 10:29:43 AM
community-pipeline8$50.00$50.003/17/2010 10:30:11 AM
cingular$25.00$25.003/17/2010 10:32:20 AM
klinebarger$25.00$25.003/17/2010 10:33:14 AM
happy-asset$25.00$25.003/17/2010 10:37:42 AM
a-social-nebula$25.00$25.003/17/2010 10:33:28 AM
lender987654321$25.00$25.003/17/2010 10:29:29 AM
js60l$25.00$25.003/17/2010 10:36:48 AM
ray1051$25.00$25.003/17/2010 10:33:42 AM
unforgettable-order9$100.00$100.003/17/2010 10:37:59 AM
AF-Chief$27.00$27.003/17/2010 11:18:38 AM
HedgeFund$40.00$40.003/17/2010 11:12:47 AM
Streetfighter$50.00$50.003/17/2010 1:59:19 PM
webfeet$25.00$25.003/17/2010 2:19:40 PM
ddog0224$25.00$25.003/17/2010 2:14:18 PM
rapid-credit428$25.00$25.003/17/2010 2:52:43 PM
buckyhead2000$25.00$25.003/17/2010 6:10:41 PM
fotep-financial$25.00$25.003/17/2010 6:08:44 PM
RandyL3$33.00$33.003/17/2010 6:43:25 PM
BigGuyBank$25.00$25.003/17/2010 6:57:21 PM
Cai8899$75.00$75.003/17/2010 6:54:15 PM
Divot$25.00$14.003/18/2010 12:52:24 AM
gavinsp$25.00$25.003/18/2010 9:49:35 AM
springpanda$25.00$25.003/18/2010 12:54:41 PM
69 bids
 
Borrower Payment Dependent Notes Series 451050
This series of Notes was issued and sold upon the funding of the borrower loan #41509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-22-2010 
  Auction end date:  Mar-22-2010 
 
Starting lender yield: 21.00% Starting borrower rate/APR: 22.00% / 24.26% Starting monthly payment: $114.57
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 4.04% - 21.00% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2004 Debt/Income ratio: 11%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 10Length of status:2y 9m
Credit score: 700-719 (Mar-2010) Total credit lines: 19 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $4,380Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 54%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: rromanchuk Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 25 ( 100% ) 700-719 (Latest)
Principal borrowed: $4,000.00< mo. late: 0 ( 0% )  
720-739 (Feb-2008)
700-719 (Sep-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 25  
Description
3rd Prosper Loan - Paying 2009 Tax
NOTE: This will be a SHORT TERM loan, 3-4 months MAX. Price this loan accordingly.
Have about 10k in 1099 income that I did not withhold for investment reasons.
Net Income: $2800
Expenses -
View all the things I spend my money on here:
http://blipy.com/ryan
Feel free to ridicule me for frivolous purchases. I have had two completed prosper loans, be sure to check out my history.
Biggest Expenses
rent: $900
debt: $600
I had a credit drop last year because Verizon decided to send my $4 remaining balance to my old residence which I never received and sent me to collections. Not exactly sure why they couldn't figure out how to call or email. Should have recovered back to the 700s by now though..


Current Experian Pull:
Debt Summary*
Real Estate Debt $0.00
Installment Debt $38,712.00 (School, 30year consolidated financing, in repayment)
Revolving Debt $4,200.00
Total Debt $42,912.00
Monthly Payment $615.00
Revolving Credit Summary*
Revolving Credit Limit $10,150.00
Revolving Credit Available $5,950.00
Revolving Credit to Debt Ratio 59%
Length of History
Oldest Account 5.7 Years
Average Account Age 3.3 Years


Again, this will NOT be a 3yr loan, so bid accordingly!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
successful-euro$30.00$30.003/22/2010 4:18:27 PM
kenji4861$50.00$50.003/22/2010 4:19:38 PM
inspired-contract9$50.00$50.003/22/2010 4:26:29 PM
satisfying-durability$25.00$25.003/22/2010 4:26:45 PM
skuba$50.00$50.003/22/2010 4:29:07 PM
fightinjoe$25.00$25.003/22/2010 4:29:14 PM
delicious-social132$40.00$40.003/22/2010 4:30:32 PM
integrity-doctor$50.00$50.003/22/2010 4:33:55 PM
Clambake$50.00$50.003/22/2010 4:30:39 PM
credit-force5$25.00$25.003/22/2010 4:31:24 PM
personal-lender$25.00$25.003/22/2010 4:31:33 PM
bonus-adventure3$25.00$25.003/22/2010 4:31:54 PM
restless-currency$25.00$25.003/22/2010 4:34:06 PM
lendersf$95.00$95.003/22/2010 4:32:00 PM
contract-lotus$25.00$25.003/22/2010 4:38:01 PM
studious-bonus7$50.00$50.003/22/2010 4:39:51 PM
goodguy2000$25.00$25.003/22/2010 4:40:53 PM
unforgettable-order9$100.00$100.003/22/2010 4:35:09 PM
skvat$25.00$25.003/22/2010 4:39:39 PM
chestnut4$25.00$25.003/22/2010 4:35:59 PM
loan-warrior$25.00$25.003/22/2010 4:36:11 PM
flexible-value$26.00$26.003/22/2010 4:42:57 PM
payment-gusto$25.00$25.003/22/2010 4:40:48 PM
kchen486$25.00$25.003/22/2010 4:37:31 PM
desertoasis$25.00$25.003/22/2010 4:42:13 PM
rescue$500.00$500.003/22/2010 4:45:13 PM
aasx1108$25.00$25.003/22/2010 4:46:11 PM
don8ter$25.00$25.003/22/2010 4:40:05 PM
spenrod$50.00$50.003/22/2010 4:47:52 PM
chicco$56.00$56.003/22/2010 4:48:02 PM
grampy48$25.00$25.003/22/2010 4:42:24 PM
harmonious-revenue7$50.00$50.003/22/2010 4:46:41 PM
versatile-platinum4$25.00$25.003/22/2010 4:47:11 PM
responsible-investment0$50.00$50.003/22/2010 4:49:45 PM
lend_to_you$25.00$25.003/22/2010 4:49:50 PM
Aberdeen$350.00$350.003/22/2010 4:50:44 PM
trade-cello$25.00$25.003/22/2010 4:47:23 PM
pawnshopman$25.00$25.003/22/2010 4:48:24 PM
honorable-yield$50.00$3.003/22/2010 4:50:23 PM
AF-Chief$27.00$27.003/22/2010 4:21:07 PM
KandKLegacyInvestments$25.00$25.003/22/2010 4:24:47 PM
Avala$50.00$50.003/22/2010 4:31:14 PM
bigballer105$50.00$50.003/22/2010 4:33:16 PM
torion$25.00$25.003/22/2010 4:30:55 PM
AFairDeal$25.00$25.003/22/2010 4:33:24 PM
MarinLoans$25.00$25.003/22/2010 4:36:38 PM
ddog0224$25.00$25.003/22/2010 4:36:47 PM
TakeCare$50.00$50.003/22/2010 4:35:45 PM
Rivervale_Westwood$25.00$25.003/22/2010 4:39:57 PM
HHP$25.00$25.003/22/2010 4:37:50 PM
radforj22$25.00$25.003/22/2010 4:42:18 PM
HedgeFund$40.00$40.003/22/2010 4:36:26 PM
bchen78875$25.00$25.003/22/2010 4:43:25 PM
RandyL3$33.00$33.003/22/2010 4:45:25 PM
aurorafinancial$50.00$50.003/22/2010 4:42:32 PM
gain-seagull9$25.00$25.003/22/2010 4:46:57 PM
transparency-halo$25.00$25.003/22/2010 4:40:18 PM
exchange-fountain$25.00$25.003/22/2010 4:40:41 PM
credit-magician$25.00$25.003/22/2010 4:49:38 PM
authentic-diversification$25.00$25.003/22/2010 4:45:43 PM
aldenrains$25.00$25.003/22/2010 4:45:49 PM
xphile$25.00$25.003/22/2010 4:46:54 PM
hrubinst$25.00$25.003/22/2010 4:47:35 PM
responsibility-mulberry$25.00$25.003/22/2010 4:46:05 PM
brewman$25.00$25.003/22/2010 4:50:14 PM
Railbird$25.00$25.003/22/2010 4:47:29 PM
fishtale$25.00$25.003/22/2010 4:50:01 PM
67 bids
 
Borrower Payment Dependent Notes Series 451134
This series of Notes was issued and sold upon the funding of the borrower loan #41512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-22-2010 
  Auction end date:  Mar-24-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $102.57
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $101.06
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1999 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 6 / 5Length of status:4y 0m
Credit score: 640-659 (Mar-2010) Total credit lines: 12 Occupation: Other
Now delinquent: 1 Revolving credit balance: $1,890Stated income:$25,000-$49,999
Amount delinquent: $254 Bankcard utilization: 26%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 3    
Screen name: roland1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 11 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
600-619 (May-2008)
540-559 (Apr-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 11  
Description
Buying an engagement ring
Purpose of loan:
This loan will be used to? Purchase an engagement ring for my girlfriend

My financial situation:
My credit is poor because I messed it up before I knew how it worked. I moved out at 18 and immediately got a credit card, a gym membership, and a cell phone. I went delinquent many times without realizing what would happen. I have been in repair for a good amount of time and continue to work at it. I am working?for the premier gym in my area as a ppersonal trainer?and my pay continues to increase. I sold the new car I had bought to lower my?expenses.? I am currently looking for a place for my girlfriend and I, but I would like to be a little more traditional and have my ring on her finger before it happens. At the end of May I am flying back east to ask for her father's permission and shortly after when I feel the time is right, I'd like to?have my ring ready for my proposal.? I've calculated my percentages and I can easily afford this loan. I need your help to marry the girl of my dreams. I already have?put away a good deal of money, but I want the perfect ring. ?Please, anything you?lend will be greatly appreciated and well spent. I've never had a debt I didn't pay, and I am moving into the most stable?and prosperous financial situation I've ever had. Thank you for your help.?

Monthly net income: $ 2,300

Monthly expenses: $ 1,408
??Housing: $?550
??Insurance: $ 88
??Car expenses: $?120
??Utilities: $?50
??Phone, cable, internet: $ 50
??Food, entertainment: $ 300
??Clothing, household expenses $?200
??Credit cards and other loans: $ 50
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
gaditano$25.00$25.003/22/2010 4:19:28 PM
social-conductor4$25.00$25.003/22/2010 4:19:33 PM
shrewd-peace7$25.00$25.003/22/2010 4:21:44 PM
murtaza$25.00$25.003/22/2010 4:20:27 PM
oldmora$50.00$50.003/22/2010 4:27:13 PM
secobarbital$25.00$25.003/22/2010 4:27:26 PM
greenwell$25.00$25.003/22/2010 4:29:44 PM
hope-equation$50.00$50.003/22/2010 4:27:43 PM
honorable-yield$35.00$35.003/22/2010 4:28:20 PM
personal-lender$25.00$25.003/22/2010 4:27:56 PM
asset-professor$35.00$35.003/22/2010 4:29:39 PM
elevated-platinum5$25.00$25.003/22/2010 4:28:15 PM
red-favorable-basis$25.00$25.003/22/2010 4:30:12 PM
cashonhand$25.00$25.003/22/2010 4:33:00 PM
nrowland$25.00$25.003/22/2010 4:29:21 PM
bountiful-bazaar$25.00$25.003/22/2010 4:34:53 PM
integrity-doctor$50.00$50.003/22/2010 4:35:28 PM
Havana21$50.00$50.003/22/2010 4:38:44 PM
natural-greenback6$25.00$25.003/22/2010 4:37:17 PM
unforgettable-order9$25.00$25.003/22/2010 4:35:15 PM
kmfreymi$25.00$25.003/22/2010 4:35:22 PM
bnlforever$25.00$25.003/22/2010 4:39:28 PM
AF_Trust$25.00$11.003/22/2010 4:40:28 PM
burrito6$25.00$25.003/22/2010 4:37:25 PM
irrelevant$25.00$25.003/22/2010 4:38:35 PM
aasx1108$25.00$25.003/22/2010 4:39:17 PM
five-star-note$35.00$35.003/24/2010 10:52:25 AM
Bob450$25.00$25.003/24/2010 7:58:36 PM
investment-oasis$25.00$25.003/22/2010 4:19:30 PM
successful-euro$40.00$40.003/22/2010 4:21:16 PM
treasure-bliss$100.00$100.003/22/2010 4:22:11 PM
Kaj$25.00$25.003/22/2010 4:20:47 PM
seisen$50.00$50.003/22/2010 4:22:23 PM
momoney2lend$25.00$25.003/22/2010 4:22:50 PM
AF-Chief$28.00$28.003/22/2010 4:21:24 PM
orange-preeminant-bill$100.00$100.003/22/2010 4:22:44 PM
rupee-artisan$25.00$25.003/22/2010 4:20:21 PM
Purposeful$25.00$25.003/22/2010 4:20:58 PM
Cai8899$30.00$30.003/22/2010 4:27:37 PM
chicagoman$25.00$25.003/22/2010 4:28:37 PM
sympathetic-asset$25.00$25.003/22/2010 4:28:45 PM
nletunic$25.00$25.003/22/2010 4:27:21 PM
listing-trapper3$50.00$50.003/22/2010 4:30:08 PM
CarDealer3070$30.00$30.003/22/2010 4:28:26 PM
rhin0cerx$50.00$50.003/22/2010 4:29:30 PM
Zolton$200.00$200.003/22/2010 4:28:09 PM
skuba$25.00$25.003/22/2010 4:29:51 PM
Rattlehead$25.00$25.003/22/2010 4:30:22 PM
ukstevenhawaii$50.00$50.003/22/2010 4:28:52 PM
magnolia161$25.00$25.003/22/2010 4:33:08 PM
heatherwood$50.00$50.003/22/2010 4:34:37 PM
deegeeman$50.00$50.003/22/2010 4:30:01 PM
Streetfighter$25.00$25.003/22/2010 4:35:05 PM
red_spade$26.00$26.003/22/2010 4:35:33 PM
joee$25.00$25.003/22/2010 4:33:46 PM
inspiring-reward$150.00$150.003/22/2010 4:34:23 PM
investmentgroup$25.00$25.003/22/2010 4:37:11 PM
rooosta$25.00$25.003/22/2010 4:34:42 PM
martinnc$25.00$25.003/22/2010 4:34:47 PM
HHP$25.00$25.003/22/2010 4:37:39 PM
intelligent-yield$25.00$25.003/22/2010 4:38:11 PM
greatwhiteninja$25.00$25.003/22/2010 4:40:25 PM
desertoasis$25.00$25.003/22/2010 4:37:03 PM
supreme-hope$25.00$25.003/22/2010 4:38:19 PM
jmcdon7230$25.00$25.003/22/2010 4:38:57 PM
CoolPlexer$25.00$25.003/22/2010 6:42:43 PM
Bob450$25.00$25.003/22/2010 8:50:27 PM
WeshaTheLeopard$30.00$30.003/24/2010 4:04:26 PM
exchange-cowbell5$50.00$50.003/24/2010 6:19:29 PM
69 bids