Sales Report:Supplement No. 162 dated Mar 25, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
339628
This series of Notes was issued and sold upon the funding of the borrower loan #41378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-12-2010 |
| |
Auction end date:
| Mar-19-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $127.91 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $127.57 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 64% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 17
/
14 | Length of status: | 1y 11m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 32 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,511 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 23% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jjjohanna |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
lower interest rate
Purpose of loan:
This loan will be used to payoff an existing loan with a 16% interest rate?
My financial situation:
I am a good candidate for this loan because i'm very serious about building up my credit and keeping my integrity whole. I'm currently have enought savings to cover my debt but i'm choosing to use credit to build a good credit history, My husband and i will love to buy a home in the next year so we need to work on this but we want to see if we can lower high bank's interest rates.?
Monthly net income: $
8000 joint income
Monthly expenses: $
??Housing:?1500?
?Insurance:140?
??Car expenses: 340?$
??Utilities: 100 $
??Phone, cable, internet: 140?$
??Food, entertainment: 300?$
??Clothing, household expenses 100$
??Credit cards and other loans: 150$
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| skuba | $25.00 | $25.00 | 3/12/2010 3:58:00 PM |
| fightinjoe | $25.00 | $25.00 | 3/12/2010 4:08:16 PM |
| torion | $25.00 | $25.00 | 3/12/2010 4:12:18 PM |
| dollar-birdie | $50.00 | $50.00 | 3/12/2010 4:07:42 PM |
| mg6619 | $25.00 | $25.00 | 3/12/2010 4:13:51 PM |
| lendersf | $95.00 | $95.00 | 3/12/2010 4:13:57 PM |
| asset-professor | $100.00 | $100.00 | 3/12/2010 4:08:00 PM |
| Clambake | $50.00 | $50.00 | 3/12/2010 4:11:47 PM |
| personal-lender | $25.00 | $25.00 | 3/12/2010 4:13:02 PM |
| mmckune | $25.00 | $25.00 | 3/12/2010 4:17:07 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/12/2010 4:11:22 PM |
| credit-force5 | $25.00 | $25.00 | 3/12/2010 4:12:44 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/12/2010 4:13:41 PM |
| djs81 | $25.00 | $25.00 | 3/12/2010 4:21:54 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/12/2010 4:22:19 PM |
| bigballer105 | $50.00 | $50.00 | 3/12/2010 4:18:51 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/12/2010 4:22:51 PM |
| woodenshoes | $25.00 | $25.00 | 3/12/2010 4:20:30 PM |
| tylerfd | $25.00 | $25.00 | 3/12/2010 4:18:42 PM |
| integrity-doctor | $50.00 | $50.00 | 3/12/2010 4:23:19 PM |
| bchen78875 | $50.00 | $50.00 | 3/12/2010 4:20:34 PM |
| focused-wampum | $25.00 | $25.00 | 3/12/2010 4:21:36 PM |
| restless-currency | $25.00 | $25.00 | 3/12/2010 4:24:25 PM |
| successful-euro | $75.00 | $75.00 | 3/12/2010 4:22:26 PM |
| nletunic | $25.00 | $25.00 | 3/12/2010 4:23:52 PM |
| cordial-funds8 | $25.00 | $25.00 | 3/12/2010 4:30:45 PM |
| treasure-bliss | $45.46 | $45.46 | 3/13/2010 7:28:17 AM |
| cubesteak | $25.00 | $25.00 | 3/12/2010 9:37:52 PM |
| Gabriel02 | $25.00 | $25.00 | 3/13/2010 9:12:47 AM |
| betak | $50.00 | $50.00 | 3/13/2010 7:17:24 AM |
| Vegasjim | $25.00 | $25.00 | 3/13/2010 6:03:36 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/13/2010 7:32:28 AM |
| AF-Chief | $28.00 | $28.00 | 3/13/2010 9:47:48 AM |
| anton | $150.00 | $150.00 | 3/13/2010 11:17:56 AM |
| hopethisworks | $200.00 | $128.58 | 3/13/2010 11:18:46 AM |
| JerryB96 | $25.00 | $25.00 | 3/16/2010 9:48:46 PM |
| webfeet | $25.00 | $25.00 | 3/17/2010 2:35:52 PM |
| BaxterSandy | $29.97 | $29.97 | 3/17/2010 6:58:32 PM |
| Charmart | $25.00 | $25.00 | 3/18/2010 2:56:01 AM |
| esander2 | $56.45 | $56.45 | 3/18/2010 4:47:02 PM |
| payout-reaction740 | $25.00 | $25.00 | 3/18/2010 6:44:54 PM |
| kleinbrak | $25.00 | $25.00 | 3/18/2010 7:57:21 PM |
| bonus-apple | $100.00 | $100.00 | 3/18/2010 9:46:17 PM |
| Bizern | $29.21 | $29.21 | 3/18/2010 9:18:10 PM |
| Spkthewrd3 | $25.00 | $25.00 | 3/19/2010 8:08:59 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 3/19/2010 10:47:51 AM |
| OregonDane | $25.00 | $25.00 | 3/19/2010 11:21:13 AM |
| investment-seeker7 | $25.00 | $25.00 | 3/19/2010 12:31:26 PM |
| Patrician | $41.33 | $41.33 | 3/19/2010 12:50:33 PM |
| prainvestment | $50.00 | $50.00 | 3/19/2010 1:01:07 PM |
| johnpmid | $25.00 | $25.00 | 3/19/2010 3:04:09 PM |
| lender12345 | $25.00 | $25.00 | 3/19/2010 3:05:47 PM |
| kenji4861 | $25.00 | $25.00 | 3/12/2010 4:01:19 PM |
| Castellan | $25.00 | $25.00 | 3/12/2010 4:08:19 PM |
| Microfinancer | $25.00 | $25.00 | 3/12/2010 4:07:53 PM |
| delicious-social132 | $40.00 | $40.00 | 3/12/2010 4:11:13 PM |
| flexible-value | $31.00 | $31.00 | 3/12/2010 4:11:23 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/12/2010 4:15:22 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/12/2010 4:11:00 PM |
| baseballfan111 | $25.00 | $25.00 | 3/12/2010 4:17:59 PM |
| macjp123 | $25.00 | $25.00 | 3/12/2010 4:11:45 PM |
| Avala | $50.00 | $50.00 | 3/12/2010 4:12:31 PM |
| jokerj006 | $25.00 | $25.00 | 3/12/2010 4:15:34 PM |
| honorable-yield | $75.00 | $75.00 | 3/12/2010 4:12:46 PM |
| phredd | $75.00 | $75.00 | 3/12/2010 4:16:36 PM |
| interest-exec9 | $25.00 | $25.00 | 3/12/2010 4:20:12 PM |
| irrelevant | $25.00 | $25.00 | 3/12/2010 4:13:58 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/12/2010 4:14:53 PM |
| adevadeh | $25.00 | $25.00 | 3/12/2010 4:21:53 PM |
| AFairDeal | $25.00 | $25.00 | 3/12/2010 4:19:34 PM |
| bayareainv | $100.00 | $100.00 | 3/12/2010 4:23:24 PM |
| engaging-worth | $30.00 | $30.00 | 3/12/2010 4:20:43 PM |
| edgeofpdx | $25.00 | $25.00 | 3/12/2010 4:18:28 PM |
| red-trade-cologne | $25.00 | $25.00 | 3/12/2010 4:22:10 PM |
| figs4u2 | $100.00 | $100.00 | 3/12/2010 4:24:14 PM |
| Goodlender42 | $25.00 | $25.00 | 3/12/2010 4:23:22 PM |
| awwaww | $25.00 | $25.00 | 3/12/2010 4:24:01 PM |
| buckyhead2000 | $25.00 | $25.00 | 3/12/2010 4:24:28 PM |
| listenfirst | $50.00 | $50.00 | 3/12/2010 4:50:16 PM |
| inspiring-reward | $150.00 | $150.00 | 3/12/2010 11:37:58 PM |
| desertoasis | $25.00 | $25.00 | 3/12/2010 7:32:54 PM |
| medan20356 | $25.00 | $25.00 | 3/12/2010 9:57:29 PM |
| thedoctor | $90.00 | $90.00 | 3/13/2010 7:32:40 AM |
| bold-bright-currency | $25.00 | $25.00 | 3/17/2010 5:43:23 PM |
| invest0808 | $25.00 | $25.00 | 3/18/2010 2:53:43 AM |
| dano1965 | $50.00 | $50.00 | 3/18/2010 12:04:47 PM |
| liederhaus | $50.00 | $50.00 | 3/18/2010 6:12:47 PM |
| admirable-credit | $25.00 | $25.00 | 3/18/2010 4:55:22 PM |
| Richmp412 | $25.00 | $25.00 | 3/18/2010 6:27:43 PM |
| hyeholdings | $25.00 | $25.00 | 3/18/2010 8:18:36 PM |
| bear01 | $30.00 | $30.00 | 3/18/2010 8:40:13 PM |
| jayk63 | $25.00 | $25.00 | 3/19/2010 3:22:29 AM |
| windpiano1962 | $25.00 | $25.00 | 3/19/2010 4:44:50 AM |
| new-shiny-cash | $25.00 | $25.00 | 3/19/2010 7:05:27 AM |
| Newfoundcash | $25.00 | $25.00 | 3/19/2010 8:44:45 AM |
| Lender0307 | $25.00 | $25.00 | 3/19/2010 8:53:43 AM |
| Astyanax | $40.00 | $40.00 | 3/19/2010 11:18:40 AM |
| AsianDragon | $45.00 | $45.00 | 3/19/2010 3:22:02 PM |
| 98 bids
|
Borrower Payment Dependent Notes Series
416610
This series of Notes was issued and sold upon the funding of the borrower loan #41491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Feb-26-2010 |
| |
Auction end date:
| Mar-05-2010 |
|
|
Starting lender yield:
| 21.37% |
Starting borrower rate/APR:
| 22.37% / 24.64% |
Starting monthly payment:
| $115.15 |
|
Final lender yield:
| 15.00% |
Final borrower rate/APR:
| 16.00% / 18.18% |
Final monthly payment:
| $105.47 |
| |
|
Auction yield range:
| 8.05% - 21.37% |
Estimated loss impact:
| 8.34% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.66% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 11m |
|
Credit score:
| 720-739 (Feb-2010) |
Total credit lines:
| 21 |
Occupation: | Civil Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,696 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 32% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 9 | | | | |
|
Screen name:
| chuckiebklyn |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 0
( 0% )
| 620-639
(Apr-2008)
600-619
(Aug-2007)
600-619
(Jul-2007)
620-639
(Jun-2007)
|
|
Principal balance:
| $1,196.20 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Help painting the townhouse
Purpose of loan:
This loan will be used to pay off my existing Prosper loan and make home improvements to my new home. Thank you everyone who bid on my last loan. I was able to buy my first home and I absolutely love it! Now its time to furnish it.
My financial situation:
I am a good candidate for this loan because I work hard. I've got a stable job with the Federal Government. I have never been late on a Prosper loan. Check my history. I don't like credit cards but I love Prosper.
Monthly net income: $ 7.5
Monthly expenses: $
??Housing: $
1000
??Insurance: $
500/ 6 months
??Car expenses: $
400/ month I'm paying it off early.
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300/ mo I enjoy bowling.
??Clothing, household expenses $ 60
??Credit cards and other loans: $
100/ month.
??Other expenses: $
100
Information in the Description is not verified.
Friends And Family Winning Bids
ilmatic has bid a total of
$328.52 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
What happened to your picture? - ilmatic
A:
I don't know. I tried to post a photo of the living room but it didn't go through. If I could add one I would but it doesn't look like it will let me.
(Feb-28-2010)
Q:
I would love to help but I'm still not clear on how this whole bidding thing works. Math and all this percentage mumbo jumbo have never been my strong suit. Better with words. Give me a suggestion and I'll see what I can do. - iicute2bforgttn
A:
Once you put in an amount then you choose a rate you'd like to lend me the money. Then you see you win the bid.
(Feb-28-2010)
Q:
What is your job? - tonybaloney
A:
I work for TSA. I was recently promoted to Security Training Instructor. Although it isn't the most loved government job it is a stable and responsible position.
Thanks for asking.
(Mar-03-2010)
Q:
I am wondering why are you asking for a loan to pay off a loan that is almost paid off ? I am wondering about the delinquencies? I am considering your funding request but would like a little more info to make my decision. Thank you. - ALLOUS
A:
I'll use the money to kill two birds with one stone. I have a few bills I can get rid of together (consolidation). Car repair, Bank of America CC., outstanding medical bill, etc. If it funds at a much better rate it will lower my monthly expenses as well. Almost 7 years ago I was between careers (unemployed). I wasn't able to pay my bills and I took drastic measures to get back on my feet. You can read some of it in my past listings.
Thanks for asking! Have a great day.
(Mar-05-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Unitas4302 | $200.00 | $200.00 | 2/27/2010 4:49:45 PM |
| Aberdeen | $350.00 | $350.00 | 3/3/2010 5:06:14 AM |
| Jinja | $25.00 | $25.00 | 3/4/2010 10:23:10 AM |
| OGS_Capital | $25.00 | $25.00 | 3/4/2010 2:06:26 PM |
| Champion_Lending | $25.00 | $25.00 | 3/4/2010 7:43:40 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 3/4/2010 7:53:09 PM |
| Jakes_Bank | $25.00 | $25.00 | 3/5/2010 8:10:23 AM |
| toxicbutterfly | $30.00 | $30.00 | 3/5/2010 8:30:40 AM |
| richmondcowboy | $25.00 | $25.00 | 3/4/2010 7:46:41 PM |
| jsnryn | $25.00 | $25.00 | 3/5/2010 6:03:34 AM |
| bunnybear | $46.89 | $46.89 | 3/5/2010 10:14:16 AM |
| wild-orange | $50.00 | $50.00 | 3/5/2010 10:54:28 AM |
| CoolPlexer | $25.00 | $25.00 | 3/5/2010 8:49:40 AM |
| nurat | $89.28 | $89.28 | 3/5/2010 5:57:56 AM |
| wild-orange | $50.00 | $50.00 | 3/5/2010 10:47:54 AM |
| note-cougar0 | $25.00 | $25.00 | 3/5/2010 12:49:00 PM |
| admirable-yield9 | $25.00 | $25.00 | 3/5/2010 1:23:20 PM |
| Gandalf0001 | $29.00 | $29.00 | 3/5/2010 1:59:58 PM |
| crjmechanic | $25.00 | $25.00 | 3/5/2010 2:14:38 PM |
| ilmatic | $48.92 | $48.92 | 3/5/2010 3:28:11 PM |
| ilmatic | $68.92 | $68.92 | 3/5/2010 3:32:42 PM |
| friendinmoney | $25.00 | $25.00 | 3/5/2010 3:42:17 PM |
| ddoneday | $35.00 | $35.00 | 3/5/2010 1:58:17 PM |
| dammage | $25.00 | $25.00 | 3/5/2010 3:29:23 PM |
| ilmatic | $68.92 | $68.92 | 3/5/2010 3:32:02 PM |
| integrity-doctor | $50.00 | $50.00 | 3/5/2010 2:03:10 PM |
| grammaspurse | $25.00 | $25.00 | 3/2/2010 9:56:26 AM |
| wphmd | $25.00 | $25.00 | 3/2/2010 1:35:34 PM |
| crdcteng | $25.00 | $25.00 | 3/4/2010 10:02:02 AM |
| ctruong53 | $80.00 | $80.00 | 3/4/2010 4:26:35 PM |
| nashibaksi | $25.00 | $25.00 | 3/4/2010 6:13:58 PM |
| martymaniaman | $25.00 | $25.00 | 3/5/2010 5:57:09 AM |
| 99Lender | $30.00 | $30.00 | 3/5/2010 6:26:26 AM |
| Kennfusion | $25.00 | $25.00 | 3/5/2010 7:04:57 AM |
| SALLYEB | $30.00 | $30.00 | 3/5/2010 5:44:42 AM |
| Hawkeyebank | $25.00 | $25.00 | 3/5/2010 6:36:56 AM |
| Leshan | $100.00 | $100.00 | 3/5/2010 6:41:05 AM |
| principal-laser | $41.60 | $41.60 | 3/5/2010 11:11:21 AM |
| fireferd | $35.00 | $35.00 | 3/5/2010 1:00:12 PM |
| amor1962 | $25.00 | $25.00 | 3/5/2010 12:16:13 PM |
| nalaari | $71.97 | $71.97 | 3/5/2010 12:33:46 PM |
| Finchy78 | $25.00 | $25.00 | 3/5/2010 12:42:53 PM |
| Ven58 | $25.00 | $25.00 | 3/5/2010 3:18:29 PM |
| ilmatic | $48.92 | $48.92 | 3/5/2010 3:27:22 PM |
| ilmatic | $48.92 | $48.92 | 3/5/2010 3:28:53 PM |
| PeterPsych | $100.00 | $100.00 | 3/5/2010 3:53:48 PM |
| Gaelicman | $212.37 | $212.37 | 3/5/2010 1:31:01 PM |
| ilmatic | $43.92 | $43.92 | 3/5/2010 3:30:45 PM |
| burnfromwithin | $25.00 | $25.00 | 3/5/2010 3:47:17 PM |
| velocity-winner | $25.00 | $25.00 | 3/5/2010 1:16:43 PM |
| PeterPsych | $500.00 | $306.28 | 3/5/2010 2:24:00 PM |
| fireferd | $29.94 | $29.94 | 3/5/2010 3:08:34 PM |
| gilbrear | $25.00 | $25.00 | 3/5/2010 3:26:09 PM |
| slxvq | $54.15 | $54.15 | 3/5/2010 3:42:51 PM |
| 54 bids
|
Borrower Payment Dependent Notes Series
425984
This series of Notes was issued and sold upon the funding of the borrower loan #41366, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $121.51 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $121.19 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2006 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 1m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 12 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,598 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 34% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Benjamin_Orban |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,300.00 | < mo. late:
| 0
( 0% )
| 680-699
(Sep-2009)
680-699
(Aug-2009)
680-699
(Oct-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Paying off credit card
Purpose of loan:
This loan will be used to pay off a high interest credit card.
My financial situation:
I am a good candidate for this loan because I have a steady job and have been on time with all payments on my previous Prosper loan. I live with my mother which makes it a lot easier to pay things off.
Monthly net income: $845.40
Monthly expenses: $ 722.60
??Housing: $
0
??Insurance: $
0
??Car expenses: $
352.60
??Utilities: $
0
??Phone, cable, internet: $100.00
??Food, entertainment: $
100.00
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 145
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| skuba | $25.00 | $25.00 | 3/17/2010 10:15:23 AM |
| delicious-social132 | $25.00 | $25.00 | 3/17/2010 10:19:47 AM |
| Avala | $50.00 | $50.00 | 3/17/2010 10:18:46 AM |
| inspired-contract9 | $25.00 | $25.00 | 3/17/2010 10:21:42 AM |
| sharp-bill2 | $40.00 | $40.00 | 3/17/2010 10:21:12 AM |
| flexible-value | $26.00 | $26.00 | 3/17/2010 10:25:13 AM |
| torion | $25.00 | $25.00 | 3/17/2010 10:18:27 AM |
| successful-euro | $50.00 | $50.00 | 3/17/2010 10:26:16 AM |
| mpactlender | $25.00 | $25.00 | 3/17/2010 10:42:32 AM |
| AF-Chief | $27.00 | $27.00 | 3/17/2010 11:18:42 AM |
| the-profit-oracle | $25.00 | $25.00 | 3/17/2010 12:14:57 PM |
| micko | $25.00 | $25.00 | 3/17/2010 4:38:14 PM |
| RandyL3 | $33.00 | $33.00 | 3/17/2010 4:29:31 PM |
| hopethisworks | $150.00 | $150.00 | 3/17/2010 6:11:08 PM |
| dbanwart | $25.00 | $25.00 | 3/18/2010 7:23:18 AM |
| HHP | $25.00 | $25.00 | 3/18/2010 8:44:44 AM |
| desertoasis | $25.00 | $25.00 | 3/18/2010 10:08:12 AM |
| mmckune | $25.00 | $25.00 | 3/18/2010 9:34:08 AM |
| kanakakm | $25.00 | $25.00 | 3/18/2010 6:03:41 PM |
| Interloper | $26.41 | $26.41 | 3/19/2010 6:18:49 AM |
| exchange-fountain | $25.00 | $25.00 | 3/19/2010 1:00:35 PM |
| Supernick | $25.00 | $25.00 | 3/19/2010 6:17:22 PM |
| aurorafinancial | $50.00 | $50.00 | 3/20/2010 7:57:48 AM |
| groovychick | $25.00 | $25.00 | 3/21/2010 12:07:36 AM |
| metro457 | $25.00 | $25.00 | 3/21/2010 7:08:28 AM |
| rescue | $34.54 | $34.54 | 3/21/2010 7:48:55 AM |
| Tahoeguy | $25.46 | $25.46 | 3/21/2010 8:18:48 PM |
| TCR3 | $25.00 | $25.00 | 3/21/2010 9:12:16 PM |
| hrubinst | $25.00 | $25.00 | 3/22/2010 9:43:12 AM |
| chicco | $56.00 | $56.00 | 3/22/2010 10:12:07 AM |
| Musicman1950 | $25.00 | $25.00 | 3/22/2010 10:23:37 AM |
| LKN2RTR | $25.00 | $25.00 | 3/22/2010 10:28:23 AM |
| responsible-investment0 | $50.00 | $50.00 | 3/22/2010 10:59:03 AM |
| macjp123 | $25.00 | $25.00 | 3/22/2010 10:57:18 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/22/2010 11:14:31 AM |
| 350DGRZ | $25.00 | $25.00 | 3/22/2010 11:16:24 AM |
| Artist_Blue | $25.00 | $25.00 | 3/22/2010 11:53:14 AM |
| TheColoradoDon | $25.00 | $25.00 | 3/22/2010 11:53:18 AM |
| divedude | $25.00 | $25.00 | 3/22/2010 11:52:38 AM |
| sumac5 | $30.32 | $30.32 | 3/22/2010 12:33:42 PM |
| CarDealer3070 | $25.00 | $25.00 | 3/22/2010 1:57:17 PM |
| theaterguy | $25.00 | $25.00 | 3/22/2010 2:57:12 PM |
| millioncan | $25.00 | $25.00 | 3/22/2010 5:01:36 PM |
| bazaar-tulip | $25.00 | $25.00 | 3/22/2010 5:22:07 PM |
| nycloan | $25.00 | $25.00 | 3/22/2010 5:26:06 PM |
| oskizzle | $25.00 | $25.00 | 3/22/2010 5:26:10 PM |
| BerkeleyBonds | $25.00 | $25.00 | 3/22/2010 5:26:15 PM |
| galtsgulch | $25.00 | $25.00 | 3/22/2010 5:25:13 PM |
| coldsnap | $25.00 | $25.00 | 3/22/2010 5:26:06 PM |
| ahalls | $25.00 | $25.00 | 3/22/2010 5:26:13 PM |
| jkitten | $25.00 | $4.78 | 3/22/2010 5:26:18 PM |
| Clambake | $50.00 | $50.00 | 3/17/2010 10:17:45 AM |
| mg6619 | $25.00 | $25.00 | 3/17/2010 10:20:13 AM |
| personal-lender | $25.00 | $25.00 | 3/17/2010 10:19:08 AM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/17/2010 10:26:32 AM |
| fightinjoe | $25.00 | $25.00 | 3/17/2010 10:20:56 AM |
| bonus-adventure3 | $25.00 | $25.00 | 3/17/2010 10:22:02 AM |
| scrappy-bonus2 | $25.00 | $25.00 | 3/17/2010 10:30:01 AM |
| integrity-doctor | $50.00 | $50.00 | 3/17/2010 10:27:03 AM |
| important-ore | $50.00 | $50.00 | 3/17/2010 10:32:47 AM |
| GElender | $50.00 | $50.00 | 3/17/2010 10:43:55 AM |
| irrelevant | $25.00 | $25.00 | 3/17/2010 10:41:19 AM |
| chestnut4 | $25.00 | $25.00 | 3/17/2010 10:44:45 AM |
| HedgeFund | $40.00 | $40.00 | 3/17/2010 11:12:54 AM |
| bchen78875 | $25.00 | $25.00 | 3/17/2010 11:17:53 AM |
| ddog0224 | $25.00 | $25.00 | 3/17/2010 2:14:23 PM |
| rapid-credit428 | $25.00 | $25.00 | 3/17/2010 2:52:48 PM |
| Pickmar | $25.00 | $25.00 | 3/17/2010 1:59:46 PM |
| visionary-currency | $75.00 | $75.00 | 3/17/2010 3:14:13 PM |
| brazilofmux | $50.00 | $50.00 | 3/17/2010 6:42:23 PM |
| supreme-hope | $25.00 | $25.00 | 3/18/2010 11:34:49 AM |
| mikeandcat | $50.00 | $50.00 | 3/18/2010 1:35:43 PM |
| Josta | $42.81 | $42.81 | 3/18/2010 4:43:46 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/19/2010 5:11:38 AM |
| devoider | $25.00 | $25.00 | 3/19/2010 7:37:29 AM |
| don8ter | $25.00 | $25.00 | 3/19/2010 7:47:23 AM |
| honorable-yield | $47.66 | $47.66 | 3/19/2010 9:43:21 AM |
| anton | $146.06 | $146.06 | 3/19/2010 10:32:53 AM |
| ScottW | $25.00 | $25.00 | 3/19/2010 6:17:19 PM |
| cingular | $25.00 | $25.00 | 3/19/2010 6:17:18 PM |
| Gabriel02 | $25.00 | $25.00 | 3/19/2010 7:02:38 PM |
| Patter256 | $25.00 | $25.00 | 3/20/2010 8:58:13 AM |
| aldenrains | $25.00 | $25.00 | 3/21/2010 7:54:38 AM |
| smart-return | $25.00 | $25.00 | 3/21/2010 7:10:47 AM |
| Nishana | $25.00 | $25.00 | 3/21/2010 8:47:46 AM |
| jgar_O | $25.00 | $25.00 | 3/21/2010 12:07:15 PM |
| responsibility-mulberry | $25.00 | $25.00 | 3/21/2010 2:52:29 PM |
| harmonious-revenue7 | $50.00 | $50.00 | 3/21/2010 5:52:30 PM |
| KiwiElf | $25.00 | $25.00 | 3/22/2010 6:13:54 AM |
| versatile-platinum4 | $25.00 | $25.00 | 3/22/2010 9:32:54 AM |
| pawnshopman | $25.00 | $25.00 | 3/22/2010 10:28:55 AM |
| reinforced-deal8 | $50.00 | $50.00 | 3/22/2010 10:58:01 AM |
| cathexis | $96.58 | $96.58 | 3/22/2010 11:14:28 AM |
| SanCarlos | $100.00 | $100.00 | 3/22/2010 11:15:22 AM |
| ualf | $33.28 | $33.28 | 3/22/2010 11:53:16 AM |
| thevogelfamily | $25.00 | $25.00 | 3/22/2010 12:13:13 PM |
| aldeed | $25.00 | $25.00 | 3/22/2010 12:15:09 PM |
| biobulator | $25.00 | $25.00 | 3/22/2010 12:28:13 PM |
| marilyn7 | $25.00 | $25.00 | 3/22/2010 12:33:36 PM |
| BeemerRider | $25.00 | $25.00 | 3/22/2010 1:30:04 PM |
| Unclejohn | $35.00 | $35.00 | 3/22/2010 2:27:30 PM |
| Binan | $25.00 | $25.00 | 3/22/2010 2:42:48 PM |
| asset-professor | $75.00 | $75.00 | 3/22/2010 3:18:51 PM |
| ItNoKnot | $30.00 | $30.00 | 3/22/2010 5:28:55 PM |
| geemel | $25.00 | $25.00 | 3/22/2010 5:26:07 PM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 3/22/2010 5:26:12 PM |
| liweiwh21 | $25.00 | $25.00 | 3/22/2010 5:26:11 PM |
| Danfromnapa | $50.00 | $50.00 | 3/22/2010 5:26:16 PM |
| aloantime07 | $25.00 | $25.00 | 3/22/2010 7:30:31 PM |
| Personal-Bond | $25.10 | $25.10 | 3/22/2010 5:39:56 PM |
| 110 bids
|
Borrower Payment Dependent Notes Series
444942
This series of Notes was issued and sold upon the funding of the borrower loan #41461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-12-2010 |
| |
Auction end date:
| Mar-19-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $324.46 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $323.61 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 15
/
9 | Length of status: | 2y 4m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 41 |
Occupation: | Biologist |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,339 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 22% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| turbine2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay my cards
Purpose of loan:
This loan will be used to pay some high interest credit debt.
My financial situation:
I am a good candidate for this loan because I have a job, my income is arround 74000
Monthly net income: $ 7000
Monthly expenses: $
??Housing:?1500
??Insurance:?100
??Car expenses: 100$
??Utilities: 100 $
??Phone, cable, internet: 150$
??Food, entertainment: 1000$
??Clothing, household expenses 500$
??Credit cards and other loans: 1500$
??Other expenses: 250$
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| skuba | $25.00 | $25.00 | 3/12/2010 4:08:58 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/12/2010 4:15:21 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/12/2010 4:10:59 PM |
| macjp123 | $25.00 | $25.00 | 3/12/2010 4:11:42 PM |
| Avala | $50.00 | $50.00 | 3/12/2010 4:12:28 PM |
| jokerj006 | $25.00 | $25.00 | 3/12/2010 4:15:31 PM |
| personal-lender | $25.00 | $25.00 | 3/12/2010 4:13:05 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/12/2010 4:14:52 PM |
| Vegasjim | $25.00 | $25.00 | 3/12/2010 4:23:36 PM |
| figs4u2 | $100.00 | $100.00 | 3/12/2010 4:24:12 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/12/2010 4:22:46 PM |
| inspiring-reward | $150.00 | $150.00 | 3/12/2010 11:37:57 PM |
| RetiredATC | $25.00 | $25.00 | 3/12/2010 9:57:19 PM |
| Gabriel02 | $25.00 | $25.00 | 3/13/2010 9:12:45 AM |
| phredd | $50.00 | $50.00 | 3/13/2010 3:17:35 PM |
| honorable-yield | $50.00 | $50.00 | 3/13/2010 11:18:45 AM |
| asdf9876 | $25.00 | $25.00 | 3/13/2010 1:13:49 PM |
| bkwest01 | $42.00 | $42.00 | 3/13/2010 6:08:28 PM |
| KrazyCelticKid | $50.00 | $50.00 | 3/14/2010 11:27:20 AM |
| asset-professor | $75.00 | $75.00 | 3/14/2010 10:33:30 AM |
| BadBoyz | $25.00 | $25.00 | 3/14/2010 11:42:19 AM |
| progressive-asset | $61.54 | $61.54 | 3/14/2010 12:57:18 PM |
| bowdish1 | $44.98 | $44.98 | 3/14/2010 5:57:24 PM |
| inventive-wealth2 | $25.00 | $25.00 | 3/14/2010 4:27:41 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/14/2010 8:27:16 PM |
| RMB-Investments | $25.00 | $25.00 | 3/14/2010 6:37:22 PM |
| vacaerol | $25.00 | $25.00 | 3/14/2010 10:53:35 PM |
| Fingar | $25.00 | $25.00 | 3/14/2010 6:37:23 PM |
| durability-balance4 | $32.83 | $32.83 | 3/14/2010 6:37:28 PM |
| nunnie | $25.00 | $25.00 | 3/14/2010 7:49:04 PM |
| faifar | $25.00 | $25.00 | 3/14/2010 8:07:16 PM |
| modemco | $25.00 | $25.00 | 3/14/2010 11:53:18 PM |
| kmfreymi | $25.00 | $25.00 | 3/15/2010 5:25:19 AM |
| don8ter | $25.00 | $25.00 | 3/14/2010 9:47:21 PM |
| ScottW | $25.00 | $25.00 | 3/14/2010 11:47:25 PM |
| tenacious-commitment6 | $25.00 | $25.00 | 3/15/2010 4:07:20 AM |
| sympathetic-asset | $25.00 | $25.00 | 3/15/2010 5:25:28 AM |
| rescue | $2,500.00 | $2,500.00 | 3/15/2010 5:47:17 AM |
| uprising35 | $25.00 | $25.00 | 3/15/2010 7:42:17 AM |
| TheTimeIsNow | $25.00 | $25.00 | 3/15/2010 5:47:20 AM |
| jcttjg | $25.00 | $25.00 | 3/15/2010 9:03:17 AM |
| stanbalwight4 | $25.00 | $25.00 | 3/15/2010 9:03:21 AM |
| dreammachine | $25.00 | $25.00 | 3/15/2010 9:06:15 AM |
| note-sensation | $25.00 | $25.00 | 3/15/2010 9:06:21 AM |
| 3am-preacher | $25.00 | $25.00 | 3/15/2010 9:06:35 AM |
| lisaac29 | $25.00 | $25.00 | 3/15/2010 9:06:40 AM |
| wellsfrugal | $25.00 | $25.00 | 3/15/2010 8:32:25 AM |
| kindness-percolator5 | $25.00 | $25.00 | 3/15/2010 9:06:43 AM |
| peerlender | $30.00 | $30.00 | 3/15/2010 9:06:49 AM |
| luckyldy | $35.00 | $35.00 | 3/15/2010 9:06:54 AM |
| money-maniac | $50.00 | $50.00 | 3/15/2010 9:07:03 AM |
| creative-gold | $25.00 | $25.00 | 3/15/2010 9:03:12 AM |
| TeamRamRod | $25.00 | $25.00 | 3/15/2010 9:06:16 AM |
| impeccable-transparency | $75.00 | $75.00 | 3/15/2010 9:06:20 AM |
| HHP | $25.00 | $25.00 | 3/15/2010 9:06:23 AM |
| shop1234 | $25.00 | $25.00 | 3/15/2010 8:47:51 AM |
| calm-deal7 | $25.00 | $25.00 | 3/15/2010 9:06:50 AM |
| Fiimg | $50.00 | $50.00 | 3/15/2010 9:06:53 AM |
| bonafide-cash | $50.00 | $50.00 | 3/15/2010 9:07:05 AM |
| rajdn | $25.00 | $25.00 | 3/15/2010 9:03:15 AM |
| lender281 | $25.00 | $25.00 | 3/15/2010 10:02:10 AM |
| methodical-greenback5 | $50.00 | $50.00 | 3/15/2010 9:06:18 AM |
| rcc7 | $25.00 | $25.00 | 3/15/2010 9:06:24 AM |
| noddy | $25.00 | $25.00 | 3/15/2010 9:06:40 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 3/15/2010 9:06:48 AM |
| red-undaunted-kindness | $100.00 | $100.00 | 3/15/2010 9:06:54 AM |
| senorzookeeper | $25.00 | $25.00 | 3/15/2010 9:07:06 AM |
| hitsman | $50.00 | $50.00 | 3/15/2010 9:07:13 AM |
| lloyd_s | $25.00 | $25.00 | 3/15/2010 9:12:43 AM |
| shiny-revenue | $25.00 | $6.76 | 3/15/2010 10:12:54 AM |
| zento | $25.00 | $25.00 | 3/15/2010 11:48:19 AM |
| webfeet | $25.00 | $25.00 | 3/16/2010 7:09:05 AM |
| Airbandit | $25.83 | $25.83 | 3/16/2010 11:43:06 AM |
| Dollars4Rent | $25.00 | $25.00 | 3/16/2010 11:02:43 AM |
| jwood3030 | $25.00 | $25.00 | 3/17/2010 3:22:24 AM |
| CASSHMAN | $50.00 | $50.00 | 3/16/2010 8:05:48 PM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:17:32 PM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:22:26 PM |
| hope-lionheart1 | $25.00 | $25.00 | 3/18/2010 4:39:16 PM |
| Richmp412 | $25.00 | $25.00 | 3/18/2010 6:30:49 PM |
| bonus-apple | $150.00 | $150.00 | 3/18/2010 9:39:14 PM |
| LoanerPrincipal | $50.00 | $50.00 | 3/18/2010 11:25:19 PM |
| platinum-czar | $100.00 | $100.00 | 3/19/2010 6:12:28 AM |
| P2PHelper | $25.00 | $25.00 | 3/19/2010 9:13:51 AM |
| gtdane | $25.99 | $25.99 | 3/19/2010 8:08:56 AM |
| Snoopylover | $25.00 | $25.00 | 3/19/2010 10:57:54 AM |
| FinanceEngine | $30.00 | $30.00 | 3/19/2010 10:25:11 AM |
| yield-quest | $75.00 | $75.00 | 3/19/2010 11:53:03 AM |
| agab | $25.00 | $25.00 | 3/19/2010 12:50:24 PM |
| favorite-commerce | $25.00 | $25.00 | 3/19/2010 1:30:30 PM |
| Gaelicman | $50.00 | $50.00 | 3/19/2010 2:20:56 PM |
| Bito03 | $60.74 | $60.74 | 3/19/2010 2:37:38 PM |
| trade-elm | $25.00 | $25.00 | 3/19/2010 3:42:19 PM |
| Nusk | $50.00 | $50.00 | 3/19/2010 3:45:17 PM |
| mistering | $50.00 | $50.00 | 3/19/2010 3:48:54 PM |
| Clambake | $50.00 | $50.00 | 3/12/2010 4:11:50 PM |
| egw | $25.00 | $25.00 | 3/12/2010 4:10:44 PM |
| irrelevant | $25.00 | $25.00 | 3/12/2010 4:14:01 PM |
| mg6619 | $25.00 | $25.00 | 3/12/2010 4:13:49 PM |
| torion | $25.00 | $25.00 | 3/12/2010 4:12:16 PM |
| delicious-social132 | $25.00 | $25.00 | 3/12/2010 4:13:28 PM |
| fightinjoe | $25.00 | $25.00 | 3/12/2010 4:14:40 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/12/2010 4:22:21 PM |
| availableloan | $25.00 | $25.00 | 3/12/2010 4:15:46 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/12/2010 4:15:52 PM |
| flexible-value | $26.00 | $26.00 | 3/12/2010 4:21:58 PM |
| integrity-doctor | $50.00 | $50.00 | 3/12/2010 4:23:17 PM |
| cordial-funds8 | $25.00 | $25.00 | 3/12/2010 4:23:46 PM |
| nletunic | $25.00 | $25.00 | 3/12/2010 4:23:56 PM |
| successful-euro | $50.00 | $50.00 | 3/12/2010 4:22:31 PM |
| desertoasis | $50.00 | $50.00 | 3/12/2010 7:32:23 PM |
| bchen78875 | $25.00 | $25.00 | 3/12/2010 5:24:29 PM |
| medan20356 | $25.00 | $25.00 | 3/12/2010 9:57:26 PM |
| mmckune | $25.00 | $25.00 | 3/12/2010 11:39:15 PM |
| treasure-bliss | $100.00 | $100.00 | 3/13/2010 7:28:15 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/13/2010 7:32:27 AM |
| AF-Chief | $28.00 | $28.00 | 3/13/2010 9:47:46 AM |
| scrappy-bonus2 | $25.00 | $25.00 | 3/13/2010 3:38:17 PM |
| community-pipeline8 | $50.00 | $50.00 | 3/13/2010 3:22:31 PM |
| selector568 | $78.54 | $78.54 | 3/13/2010 3:23:49 PM |
| KwikLoan | $25.00 | $25.00 | 3/13/2010 4:02:15 PM |
| hopethisworks | $157.08 | $157.08 | 3/14/2010 10:17:29 AM |
| a-goal-bill | $25.00 | $25.00 | 3/14/2010 12:03:52 PM |
| Speculator | $38.50 | $38.50 | 3/14/2010 12:17:22 PM |
| kmr2 | $250.00 | $250.00 | 3/14/2010 8:22:21 AM |
| CymruAmByth | $25.00 | $25.00 | 3/14/2010 10:39:16 AM |
| top-silver-american | $25.00 | $25.00 | 3/14/2010 11:01:20 AM |
| RandyL3 | $33.00 | $33.00 | 3/14/2010 12:07:20 PM |
| mrscenicroute | $25.00 | $25.00 | 3/14/2010 4:12:19 PM |
| Vetrepreneur | $25.00 | $25.00 | 3/14/2010 4:27:38 PM |
| thunderd | $25.00 | $25.00 | 3/14/2010 4:43:49 PM |
| Microfinancer | $25.00 | $25.00 | 3/14/2010 1:30:55 PM |
| Eric15378 | $100.00 | $100.00 | 3/14/2010 2:24:47 PM |
| Havana21 | $50.00 | $50.00 | 3/14/2010 3:48:12 PM |
| cingular | $25.00 | $25.00 | 3/14/2010 5:02:25 PM |
| Aimvest | $25.00 | $25.00 | 3/14/2010 9:43:42 PM |
| zeraphm | $25.00 | $25.00 | 3/14/2010 6:37:25 PM |
| time4aloan | $48.21 | $48.21 | 3/14/2010 6:52:19 PM |
| ktfritz | $25.00 | $25.00 | 3/14/2010 7:49:13 PM |
| bold-durability-drum | $25.00 | $25.00 | 3/14/2010 7:52:18 PM |
| awwaww | $25.00 | $25.00 | 3/14/2010 7:58:25 PM |
| robust-trade | $25.00 | $25.00 | 3/14/2010 7:49:13 PM |
| wise-handy-finance | $25.00 | $25.00 | 3/14/2010 9:43:43 PM |
| bashar | $25.00 | $25.00 | 3/14/2010 11:17:51 PM |
| redrock007 | $25.00 | $25.00 | 3/14/2010 11:03:45 PM |
| ddog0224 | $25.00 | $25.00 | 3/15/2010 2:54:37 AM |
| important-ore | $50.00 | $50.00 | 3/15/2010 3:24:28 AM |
| wahoo-trader | $25.00 | $25.00 | 3/15/2010 5:25:22 AM |
| teller | $25.00 | $25.00 | 3/15/2010 7:38:51 AM |
| investment-oasis | $25.00 | $25.00 | 3/15/2010 5:25:24 AM |
| mikeandcat | $50.00 | $50.00 | 3/15/2010 8:25:45 AM |
| moola-man | $30.00 | $30.00 | 3/15/2010 7:08:07 AM |
| srosa29 | $25.00 | $25.00 | 3/15/2010 9:03:16 AM |
| jdrez | $25.00 | $25.00 | 3/15/2010 9:03:26 AM |
| maximizer | $25.00 | $25.00 | 3/15/2010 7:14:04 AM |
| cpaphoto | $25.00 | $25.00 | 3/15/2010 9:06:19 AM |
| niskyfranchise | $25.00 | $25.00 | 3/15/2010 9:06:27 AM |
| burrito6 | $25.00 | $25.00 | 3/15/2010 9:06:42 AM |
| ugapolsci | $25.00 | $25.00 | 3/15/2010 9:06:46 AM |
| kbodendorf | $25.00 | $25.00 | 3/15/2010 9:06:52 AM |
| xstreamin | $25.00 | $25.00 | 3/15/2010 9:07:02 AM |
| credit-kahuna | $100.00 | $100.00 | 3/15/2010 9:07:04 AM |
| gavinfh | $25.00 | $25.00 | 3/15/2010 9:07:11 AM |
| agreement-point | $50.00 | $50.00 | 3/15/2010 9:06:17 AM |
| currency-oak | $25.00 | $25.00 | 3/15/2010 9:06:22 AM |
| supreme-hope | $25.00 | $25.00 | 3/15/2010 8:47:41 AM |
| jasmarc | $25.00 | $25.00 | 3/15/2010 9:06:25 AM |
| KVEER | $25.00 | $25.00 | 3/15/2010 9:06:31 AM |
| friendly-worth3 | $25.00 | $25.00 | 3/15/2010 9:06:47 AM |
| foxy-fund | $50.00 | $50.00 | 3/15/2010 9:06:51 AM |
| best-deal-banker | $25.00 | $25.00 | 3/15/2010 9:06:56 AM |
| tranquil-diversification8 | $25.00 | $25.00 | 3/15/2010 9:07:12 AM |
| sequoiapacific | $25.00 | $25.00 | 3/15/2010 9:03:14 AM |
| martinnc | $25.00 | $25.00 | 3/15/2010 10:01:07 AM |
| reward-motion | $25.00 | $25.00 | 3/15/2010 9:05:23 AM |
| bigdogsafety1 | $25.00 | $25.00 | 3/15/2010 9:06:13 AM |
| pure-treasure7 | $25.00 | $25.00 | 3/15/2010 9:06:21 AM |
| gjh37 | $25.00 | $25.00 | 3/15/2010 9:06:26 AM |
| Red_b17 | $25.00 | $25.00 | 3/15/2010 9:06:39 AM |
| friendly-market5 | $25.00 | $25.00 | 3/15/2010 9:06:57 AM |
| nourishing-interest0 | $25.00 | $25.00 | 3/15/2010 9:07:00 AM |
| jigsaw | $100.00 | $100.00 | 3/15/2010 9:07:11 AM |
| fair_rates | $25.00 | $25.00 | 3/15/2010 9:12:42 AM |
| the-bright-velocity | $25.00 | $25.00 | 3/15/2010 11:13:17 AM |
| treasure-hunter270 | $25.00 | $25.00 | 3/15/2010 1:45:43 PM |
| SKAGIT22 | $25.00 | $25.00 | 3/16/2010 8:31:40 AM |
| ujiba | $25.00 | $25.00 | 3/16/2010 10:28:28 AM |
| Finspons | $25.00 | $25.00 | 3/16/2010 12:15:02 PM |
| tisiphone | $25.00 | $25.00 | 3/16/2010 11:18:47 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/16/2010 6:01:25 PM |
| investmentgroup | $50.00 | $50.00 | 3/17/2010 6:25:41 PM |
| mhotchan | $100.00 | $100.00 | 3/17/2010 11:18:34 PM |
| reBuild-America | $25.00 | $25.00 | 3/18/2010 10:08:23 AM |
| EmeritusX | $25.00 | $25.00 | 3/18/2010 1:42:28 PM |
| friendinmoney | $25.00 | $25.00 | 3/18/2010 3:44:28 PM |
| stemper | $50.00 | $50.00 | 3/18/2010 7:50:04 PM |
| aganippe | $25.00 | $25.00 | 3/18/2010 9:37:48 PM |
| KingCroesus | $25.00 | $25.00 | 3/18/2010 9:55:24 PM |
| Barky52 | $25.00 | $25.00 | 3/19/2010 5:39:19 AM |
| rate-hickory | $25.00 | $25.00 | 3/19/2010 6:55:14 AM |
| OoM | $25.00 | $25.00 | 3/19/2010 9:07:25 AM |
| dma1206 | $25.00 | $25.00 | 3/19/2010 12:05:38 PM |
| all_of_that_one | $25.00 | $25.00 | 3/19/2010 3:39:58 PM |
| Ven58 | $25.00 | $25.00 | 3/19/2010 3:32:37 PM |
| friendinmoney | $25.00 | $25.00 | 3/19/2010 3:16:47 PM |
| 205 bids
|
Borrower Payment Dependent Notes Series
448486
This series of Notes was issued and sold upon the funding of the borrower loan #41418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-01-2010 |
| |
Auction end date:
| Mar-08-2010 |
|
|
Starting lender yield:
| 8.39% |
Starting borrower rate/APR:
| 9.39% / 11.49% |
Starting monthly payment:
| $223.87 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $223.25 |
| |
|
Auction yield range:
| 4.05% - 8.39% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 5m |
|
Credit score:
| 760-779 (Feb-2010) |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,971 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 29% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| trade-seeker5 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Return to middle class values
Purpose of loan:
This loan will be used to help me return to my core values -- namely, an appropriate spending to income ratio, low debt, and regular saving.
Four years ago I moved into a much better paying job in a much more expensive city -- a place where people routinely spend 50% or more of their take home on housing.? I?bought a condo at the height of the market?and in short order managed to also get?married, acquire a stepson, and have a baby.
My expenses soared and the 2.99 and 3.99 credit card offers that came my way seemed like a good way to manage these seemingly temporary financial issues.? Unfortunately, expenses stayed high while income stayed exactly the same.
At this point,?I have come to the conclusion that the cost of living here is simply too high for anyone making less than 150K or so and that something needs to give -- income must go up or expenses must come down.? But we must remain in this particular location?for at least three more years, until the shared stepchild finishes high school.?
During this?period of?waiting before we can make a big financial change, I would like to at least reduce our credit card debt as much as possible.
Our credit card rates are not?bad.? I?still?get?0% offers every week.? But rather than moving the debt around, I would like to commit to actually paying it off.? This is where you?come in.
My financial situation:
I am a good candidate for this loan because my income is relatively high and I can afford the payments.? I have never defaulted on a loan, never failed to make a loan payment, and have only a few late payments in my entire 20-year credit history.?
My job is secure and I work in an industry (software implementation) and a region where jobs?are available for experienced people -- even in this economy.
My credit score has always been excellent, although it is slightly lower than usual due to my increase in credit card debt.?
I really, really wish to return to my previous financial life -- the one where I saved every month, where my housing was 1/4 of my take home and where credit cards were a convenience and not a debt management tool.?
I know I will get there eventually.? This loan will help me get there that much faster.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $50.00 | $50.00 | 3/1/2010 4:20:08 PM |
| lean-velocity | $25.00 | $25.00 | 3/1/2010 4:25:21 PM |
| AF-Chief | $28.00 | $28.00 | 3/1/2010 4:27:46 PM |
| lloyd_s | $25.00 | $25.00 | 3/1/2010 4:40:21 PM |
| friendly-worth3 | $25.00 | $25.00 | 3/1/2010 4:40:51 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/1/2010 4:41:28 PM |
| flexible-value | $31.00 | $31.00 | 3/1/2010 4:41:53 PM |
| macjp123 | $25.00 | $25.00 | 3/1/2010 4:41:57 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/1/2010 4:32:18 PM |
| progressive-asset | $100.00 | $100.00 | 3/1/2010 4:42:12 PM |
| Clambake | $50.00 | $50.00 | 3/1/2010 4:42:55 PM |
| dollar-birdie | $50.00 | $50.00 | 3/1/2010 4:34:15 PM |
| jigsaw | $100.00 | $100.00 | 3/1/2010 4:43:30 PM |
| honorable-yield | $75.00 | $75.00 | 3/1/2010 4:45:22 PM |
| mlopez2007 | $25.00 | $25.00 | 3/1/2010 4:45:25 PM |
| tranquil-diversification8 | $25.00 | $25.00 | 3/1/2010 4:45:53 PM |
| asset-professor | $75.00 | $75.00 | 3/1/2010 4:39:04 PM |
| capital-futurist | $25.00 | $25.00 | 3/1/2010 4:46:14 PM |
| steady-gain5 | $25.00 | $25.00 | 3/1/2010 4:46:18 PM |
| KrazyCelticKid | $75.00 | $75.00 | 3/1/2010 4:39:22 PM |
| resource777 | $25.00 | $25.00 | 3/1/2010 4:46:41 PM |
| trustworthy-finance6 | $25.00 | $25.00 | 3/1/2010 4:46:48 PM |
| bchen78875 | $25.00 | $25.00 | 3/1/2010 4:38:44 PM |
| jdrez | $25.00 | $25.00 | 3/1/2010 4:47:54 PM |
| bold-durability-drum | $25.00 | $25.00 | 3/1/2010 4:48:09 PM |
| Microfinancer | $25.00 | $25.00 | 3/1/2010 4:40:09 PM |
| Kaj | $25.00 | $25.00 | 3/1/2010 4:40:57 PM |
| bonafide-cash | $50.00 | $50.00 | 3/1/2010 4:43:41 PM |
| luckyldy | $35.00 | $35.00 | 3/1/2010 4:43:13 PM |
| tntbuzz | $25.00 | $25.00 | 3/1/2010 4:43:27 PM |
| Fiimg | $50.00 | $50.00 | 3/1/2010 4:44:38 PM |
| red-undaunted-kindness | $100.00 | $100.00 | 3/1/2010 4:44:30 PM |
| gavinfh | $25.00 | $25.00 | 3/1/2010 4:45:39 PM |
| market-builder | $25.00 | $25.00 | 3/1/2010 4:44:57 PM |
| yachtmaster45 | $25.00 | $25.00 | 3/1/2010 4:54:07 PM |
| integrity-doctor | $50.00 | $50.00 | 3/1/2010 4:54:25 PM |
| Phantom99 | $25.00 | $25.00 | 3/1/2010 4:54:52 PM |
| CorMDNY | $25.00 | $25.00 | 3/1/2010 4:55:24 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/1/2010 4:47:26 PM |
| elgollo | $25.00 | $25.00 | 3/1/2010 4:47:46 PM |
| cathexis | $25.00 | $25.00 | 3/1/2010 4:56:21 PM |
| kindness-percolator5 | $25.00 | $25.00 | 3/1/2010 4:47:30 PM |
| intelligent-yield | $25.00 | $25.00 | 3/1/2010 4:57:39 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/1/2010 4:49:25 PM |
| BlindJoeDeath | $25.00 | $25.00 | 3/1/2010 4:50:11 PM |
| sammyhammy | $25.00 | $25.00 | 3/1/2010 4:51:08 PM |
| success1001 | $50.00 | $50.00 | 3/1/2010 4:50:25 PM |
| meenan | $25.00 | $25.00 | 3/1/2010 4:50:39 PM |
| rolandweary | $30.00 | $30.00 | 3/1/2010 4:50:54 PM |
| b0b | $25.00 | $25.00 | 3/1/2010 4:51:21 PM |
| nybanker85 | $25.00 | $25.00 | 3/1/2010 5:00:40 PM |
| important-ore | $50.00 | $50.00 | 3/1/2010 4:52:46 PM |
| dmfog | $25.00 | $25.00 | 3/1/2010 4:53:17 PM |
| aasx1108 | $25.00 | $25.00 | 3/1/2010 5:01:31 PM |
| vault893 | $50.00 | $50.00 | 3/1/2010 4:54:03 PM |
| bright-investment | $25.00 | $25.00 | 3/1/2010 5:02:14 PM |
| justice-magnate | $25.00 | $25.00 | 3/1/2010 5:03:13 PM |
| economy-association | $25.00 | $25.00 | 3/1/2010 4:53:10 PM |
| bxdoc | $59.51 | $59.51 | 3/1/2010 5:04:06 PM |
| top-silver-american | $25.00 | $25.00 | 3/1/2010 4:54:34 PM |
| adir1 | $25.00 | $25.00 | 3/1/2010 4:57:14 PM |
| new-marketplace-lyrics | $25.00 | $25.00 | 3/1/2010 4:57:44 PM |
| melodious-fairness | $25.00 | $25.00 | 3/1/2010 4:55:51 PM |
| Goodlender42 | $25.00 | $25.00 | 3/1/2010 4:56:47 PM |
| mattpet | $25.00 | $25.00 | 3/1/2010 4:59:14 PM |
| jaker | $25.00 | $25.00 | 3/1/2010 4:59:54 PM |
| zielojo | $25.00 | $25.00 | 3/1/2010 4:58:38 PM |
| Noseel | $50.00 | $50.00 | 3/1/2010 4:58:47 PM |
| BuffetRocks | $50.00 | $50.00 | 3/1/2010 5:01:14 PM |
| foxy-fund | $50.00 | $50.00 | 3/1/2010 5:28:46 PM |
| djs81 | $25.00 | $25.00 | 3/1/2010 5:01:42 PM |
| mikeandcat | $50.00 | $50.00 | 3/1/2010 5:02:01 PM |
| iolaire | $25.00 | $25.00 | 3/1/2010 5:29:47 PM |
| trade-charmer5 | $25.00 | $25.00 | 3/1/2010 5:02:30 PM |
| platinum-platoon | $25.00 | $25.00 | 3/1/2010 5:00:06 PM |
| entertaining-greenback2 | $25.00 | $25.00 | 3/1/2010 5:00:49 PM |
| balance-whistle7 | $25.00 | $25.00 | 3/1/2010 5:03:18 PM |
| Wings06J | $25.00 | $25.00 | 3/1/2010 8:22:58 PM |
| balance6 | $25.00 | $25.00 | 3/1/2010 5:18:52 PM |
| ptjg | $50.00 | $50.00 | 3/1/2010 5:21:20 PM |
| money-maniac | $25.65 | $25.65 | 3/1/2010 5:29:32 PM |
| excellent-greenback | $25.00 | $25.00 | 3/1/2010 5:29:36 PM |
| kaspernkubby | $25.00 | $25.00 | 3/2/2010 12:51:44 AM |
| psztnrw | $60.98 | $60.98 | 3/1/2010 9:20:36 PM |
| BigGuyBank | $25.00 | $25.00 | 3/2/2010 5:15:21 AM |
| Barky52 | $25.00 | $25.00 | 3/4/2010 6:04:31 AM |
| selector568 | $400.00 | $400.00 | 3/4/2010 10:46:36 AM |
| diancecht | $50.00 | $50.00 | 3/5/2010 3:11:38 AM |
| Patrician | $25.00 | $25.00 | 3/5/2010 12:33:34 PM |
| deal-dojo | $25.00 | $25.00 | 3/6/2010 3:21:57 PM |
| all_of_that_one | $25.00 | $25.00 | 3/6/2010 4:20:25 PM |
| Kelor99 | $25.00 | $25.00 | 3/7/2010 11:20:55 AM |
| kf88 | $25.00 | $25.00 | 3/8/2010 9:09:07 AM |
| Auditman | $50.00 | $50.00 | 3/8/2010 11:30:02 AM |
| twerns | $40.00 | $40.00 | 3/8/2010 10:57:52 AM |
| wwwUniversal | $25.00 | $25.00 | 3/8/2010 4:04:11 PM |
| Tahoeguy | $50.00 | $50.00 | 3/1/2010 4:13:42 PM |
| desertoasis | $25.00 | $25.00 | 3/1/2010 4:24:38 PM |
| skuba | $25.00 | $25.00 | 3/1/2010 4:25:47 PM |
| kulender | $25.00 | $25.00 | 3/1/2010 4:38:47 PM |
| Cai8899 | $75.00 | $75.00 | 3/1/2010 4:40:39 PM |
| delicious-social132 | $40.00 | $40.00 | 3/1/2010 4:40:43 PM |
| HHP | $25.00 | $25.00 | 3/1/2010 4:41:06 PM |
| webfeet | $25.00 | $25.00 | 3/1/2010 4:41:26 PM |
| credit-kahuna | $100.00 | $100.00 | 3/1/2010 4:42:29 PM |
| Avala | $50.00 | $50.00 | 3/1/2010 4:44:18 PM |
| micko | $25.00 | $25.00 | 3/1/2010 4:38:20 PM |
| kbodendorf | $25.00 | $25.00 | 3/1/2010 4:39:43 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/1/2010 4:39:54 PM |
| senorzookeeper | $25.00 | $25.00 | 3/1/2010 4:47:12 PM |
| jeffpac | $55.00 | $55.00 | 3/1/2010 4:39:25 PM |
| wise-handy-finance | $25.00 | $25.00 | 3/1/2010 4:48:17 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/1/2010 4:42:08 PM |
| note-sensation | $25.00 | $25.00 | 3/1/2010 4:41:14 PM |
| mg6619 | $25.00 | $25.00 | 3/1/2010 4:49:36 PM |
| radforj22 | $25.00 | $25.00 | 3/1/2010 4:41:36 PM |
| hitsman | $50.00 | $50.00 | 3/1/2010 4:42:37 PM |
| xstreamin | $25.00 | $25.00 | 3/1/2010 4:43:02 PM |
| torion | $25.00 | $25.00 | 3/1/2010 4:43:52 PM |
| irrelevant | $25.00 | $25.00 | 3/1/2010 4:51:38 PM |
| 1phantom | $25.00 | $25.00 | 3/1/2010 4:51:49 PM |
| wiselady | $25.00 | $25.00 | 3/1/2010 4:52:35 PM |
| friendly-market5 | $25.00 | $25.00 | 3/1/2010 4:44:13 PM |
| credit-force5 | $25.00 | $25.00 | 3/1/2010 4:44:44 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/1/2010 4:53:41 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/1/2010 4:45:08 PM |
| tokenentry | $25.00 | $25.00 | 3/1/2010 4:46:21 PM |
| loanfairy | $25.00 | $25.00 | 3/1/2010 4:45:47 PM |
| burrito6 | $25.00 | $25.00 | 3/1/2010 4:46:31 PM |
| crawfingers | $25.00 | $25.00 | 3/1/2010 4:46:57 PM |
| RandyL3 | $33.00 | $33.00 | 3/1/2010 4:57:03 PM |
| Dr_M | $25.00 | $25.00 | 3/1/2010 4:57:11 PM |
| rate-raker3 | $25.00 | $25.00 | 3/1/2010 4:47:36 PM |
| Zanch | $25.00 | $25.00 | 3/1/2010 4:57:31 PM |
| charming-point | $300.00 | $300.00 | 3/1/2010 4:49:22 PM |
| Aimvest | $25.00 | $25.00 | 3/1/2010 4:49:53 PM |
| PaulHenry | $25.00 | $25.00 | 3/1/2010 4:58:09 PM |
| personal-lender | $25.00 | $25.00 | 3/1/2010 4:49:07 PM |
| helping-out | $25.00 | $25.00 | 3/1/2010 4:59:30 PM |
| moneyfriend | $50.00 | $50.00 | 3/1/2010 5:00:15 PM |
| bradny | $25.00 | $25.00 | 3/1/2010 4:51:13 PM |
| lendersf | $95.00 | $95.00 | 3/1/2010 4:51:24 PM |
| intelligent-yield | $25.00 | $25.00 | 3/1/2010 4:52:01 PM |
| Big_Baller | $25.00 | $25.00 | 3/1/2010 4:52:59 PM |
| tallmon | $25.00 | $25.00 | 3/1/2010 4:55:09 PM |
| dharma1 | $25.00 | $25.00 | 3/1/2010 5:04:03 PM |
| Glovez2 | $30.00 | $30.00 | 3/1/2010 4:56:16 PM |
| fcukciti | $25.00 | $25.00 | 3/1/2010 4:55:14 PM |
| runner262 | $25.00 | $25.00 | 3/1/2010 4:58:34 PM |
| Merganser | $25.00 | $25.00 | 3/1/2010 4:58:55 PM |
| woodenshoes | $25.00 | $25.00 | 3/1/2010 4:57:47 PM |
| best-deal-banker | $25.00 | $25.00 | 3/1/2010 5:28:42 PM |
| falcon245sp | $25.00 | $25.00 | 3/1/2010 5:28:47 PM |
| tokyopete23 | $25.00 | $25.00 | 3/1/2010 5:29:17 PM |
| surfhoss644 | $25.00 | $25.00 | 3/1/2010 5:29:30 PM |
| Tallac-Capital | $25.00 | $25.00 | 3/1/2010 5:00:25 PM |
| satisfying-durability | $25.00 | $25.00 | 3/1/2010 5:03:05 PM |
| safe-commerce | $25.00 | $25.00 | 3/1/2010 6:53:57 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/1/2010 5:02:35 PM |
| community-saver158 | $25.00 | $25.00 | 3/1/2010 5:02:47 PM |
| unassuming-reward | $25.00 | $25.00 | 3/1/2010 5:03:40 PM |
| red-favorable-basis | $25.00 | $25.00 | 3/1/2010 5:22:35 PM |
| wormdc | $25.00 | $25.00 | 3/2/2010 12:11:56 AM |
| MyPlantsEatBugs | $25.00 | $25.00 | 3/1/2010 5:29:18 PM |
| bank-examiner | $25.00 | $25.00 | 3/1/2010 5:46:48 PM |
| skvat | $25.00 | $25.00 | 3/1/2010 5:28:50 PM |
| anwn | $25.00 | $25.00 | 3/1/2010 5:29:19 PM |
| antlr | $25.00 | $25.00 | 3/1/2010 5:29:41 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/1/2010 6:32:49 PM |
| lucrative-transparency0 | $50.00 | $50.00 | 3/2/2010 9:17:32 AM |
| ladderskibum | $25.00 | $25.00 | 3/1/2010 10:00:24 PM |
| Sam65 | $25.00 | $25.00 | 3/1/2010 9:10:28 PM |
| kmr2 | $200.00 | $72.75 | 3/2/2010 4:43:26 AM |
| investmentgroup | $25.00 | $25.00 | 3/2/2010 4:00:19 AM |
| SCD | $25.00 | $25.00 | 3/2/2010 1:10:43 PM |
| Michael206 | $100.00 | $100.00 | 3/2/2010 5:42:46 PM |
| shrewd-peace7 | $25.00 | $25.00 | 3/2/2010 8:56:12 PM |
| agab | $25.00 | $25.00 | 3/3/2010 7:24:32 AM |
| LQ1972 | $50.00 | $50.00 | 3/3/2010 2:40:13 AM |
| Finchy78 | $25.00 | $25.00 | 3/3/2010 3:00:42 PM |
| Dollars4Rent | $25.00 | $25.00 | 3/4/2010 6:40:43 PM |
| lenderinnevada | $60.00 | $60.00 | 3/5/2010 11:55:30 AM |
| MoneyTree79 | $49.11 | $49.11 | 3/6/2010 8:17:58 AM |
| generous-deal6 | $100.00 | $100.00 | 3/6/2010 4:56:37 PM |
| Charmart | $25.00 | $25.00 | 3/8/2010 3:12:22 AM |
| UCSBGAUCHOS | $30.00 | $30.00 | 3/8/2010 2:55:41 PM |
| 186 bids
|
Borrower Payment Dependent Notes Series
448930
This series of Notes was issued and sold upon the funding of the borrower loan #41402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,700.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-12-2010 |
| |
Auction end date:
| Mar-19-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $54.36 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $54.22 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 9% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 10m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $47,786 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 80% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| skibuff |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Inventory of Meraki WiFi Devices.
Purpose of loan:
This loan will be used to purchase a base inventory of Meraki WiFi devices for resale.? If you wish to purchase a set of Meraki Wifi devices, let me know, that will help me pay this loan off sooner.
My financial situation:
I am a good candidate for this loan because this loan will be to get product so I can demo and install same day thus making the money back as soon as possible.
Monthly net income: $? $6,000.00
Monthly expenses: $
??Housing: $ $1000.00/month
??Insurance: $ $308/month
??Car expenses: $ 300/month
??Utilities: $ 180/month
??Phone, cable, internet: $ 200/month?
??Food, entertainment: $ 200/month
??Clothing, household expenses $ 100/month
??Credit cards and other loans: $ 2700/month
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I was unfamiliar with Meraki WiFi Devices so I did a quick look. It seems that you don't support Linux... I am torn because I want to support small businesses but I also consider Linux support essential... Please reconsider Linux support. - cunning-compassion1
A:
I as a company I support all flavors of UNIX including Linux. Meraki WiFi Devices are OS independant. They are used to create meshed wireless networks. If you want to have WiFi for your employees or for guests of your company, you can deploy a Meraki WiFi Access Point and provided multiple SSID's for access. Also if you need to extend a network, all you need to do is add another Meraki WiFi AP and have it in range of the other AP's signal. No other wires are needed other than power.
(Mar-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 3/12/2010 4:01:18 PM |
| skuba | $50.00 | $50.00 | 3/12/2010 4:08:02 PM |
| asset-professor | $100.00 | $100.00 | 3/12/2010 4:07:59 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/12/2010 4:10:59 PM |
| Castellan | $25.00 | $25.00 | 3/12/2010 4:08:19 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/12/2010 4:11:21 PM |
| delicious-social132 | $40.00 | $40.00 | 3/12/2010 4:11:12 PM |
| fightinjoe | $25.00 | $25.00 | 3/12/2010 4:08:16 PM |
| macjp123 | $25.00 | $25.00 | 3/12/2010 4:11:41 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/12/2010 4:14:51 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/12/2010 4:15:21 PM |
| honorable-yield | $75.00 | $75.00 | 3/12/2010 4:12:49 PM |
| listenfirst | $50.00 | $27.34 | 3/12/2010 4:16:55 PM |
| mg6619 | $25.00 | $25.00 | 3/12/2010 4:13:49 PM |
| agcereniv | $50.00 | $50.00 | 3/12/2010 5:26:55 PM |
| colorfulgardener | $50.00 | $50.00 | 3/17/2010 4:50:39 PM |
| bold-bright-currency | $25.00 | $25.00 | 3/17/2010 5:43:38 PM |
| cunning-compassion1 | $29.00 | $29.00 | 3/18/2010 7:32:55 PM |
| c_flyer | $30.00 | $30.00 | 3/18/2010 9:47:14 PM |
| wild-orange | $25.00 | $25.00 | 3/19/2010 1:26:15 AM |
| gtdane | $25.00 | $25.00 | 3/19/2010 8:06:49 AM |
| interstellar | $50.00 | $50.00 | 3/19/2010 11:29:21 AM |
| loosd | $37.85 | $37.85 | 3/19/2010 12:00:59 PM |
| jybank | $25.00 | $25.00 | 3/19/2010 1:11:44 PM |
| dollar-birdie | $50.00 | $50.00 | 3/12/2010 4:07:41 PM |
| Microfinancer | $25.00 | $25.00 | 3/12/2010 4:07:52 PM |
| flexible-value | $31.00 | $31.00 | 3/12/2010 4:11:23 PM |
| torion | $25.00 | $25.00 | 3/12/2010 4:12:15 PM |
| credit-force5 | $25.00 | $25.00 | 3/12/2010 4:12:43 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/12/2010 4:13:40 PM |
| Clambake | $50.00 | $50.00 | 3/12/2010 4:11:50 PM |
| Avala | $50.00 | $50.00 | 3/12/2010 4:12:27 PM |
| jokerj006 | $25.00 | $25.00 | 3/12/2010 4:15:31 PM |
| personal-lender | $25.00 | $25.00 | 3/12/2010 4:13:06 PM |
| phredd | $75.00 | $75.00 | 3/12/2010 4:16:35 PM |
| lendersf | $95.00 | $95.00 | 3/12/2010 4:13:56 PM |
| irrelevant | $25.00 | $25.00 | 3/12/2010 4:14:01 PM |
| sasmp | $50.00 | $50.00 | 3/13/2010 8:50:02 PM |
| Jiangtao | $25.00 | $25.00 | 3/17/2010 7:54:56 AM |
| colorfulgardener | $50.00 | $50.00 | 3/18/2010 10:53:51 PM |
| persistent-value3 | $34.81 | $34.81 | 3/19/2010 5:51:53 AM |
| AsianDragon | $35.00 | $35.00 | 3/19/2010 3:23:15 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
449384
This series of Notes was issued and sold upon the funding of the borrower loan #41406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Mar-08-2010 |
| |
Auction end date:
| Mar-15-2010 |
|
|
Starting lender yield:
| 11.00% |
Starting borrower rate/APR:
| 12.00% / 12.35% |
Starting monthly payment:
| $415.18 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $399.24 |
| |
|
Auction yield range:
| 3.04% - 11.00% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 14
/
12 | Length of status: | 7y 8m |
|
Credit score:
| 860-879 (Mar-2010) |
Total credit lines:
| 24 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,883 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 7% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| favorable-peace |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Freeing My Family From Debt
Purpose of loan:
My husband and I will use this loan to pay off our credit
card debt that accumulated while we were in graduate school.I am tired of the games played by the
banking industry, and I would much rather pay off a peer-to-peer loan than
continue to give my money to the big banks.This is our final step in our new sans credit card
lifestyle!
My financial situation:
I am a good candidate for this loan because I am committed
to paying it off on time and with gusto!My husband and I are both veteran teachers, and we own our
home.We both just finished paying
off our cars, and we will use our former car payment money to pay off this new
loan.Our Prosper loan will help us achieve our goal of paying off our old credit
card debt once and for all!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $50.00 | $50.00 | 3/8/2010 4:07:19 PM |
| tbrnet | $25.00 | $25.00 | 3/8/2010 4:11:05 PM |
| selector568 | $300.00 | $300.00 | 3/8/2010 4:13:17 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/8/2010 4:16:55 PM |
| moola-man | $50.00 | $50.00 | 3/8/2010 4:17:43 PM |
| desertoasis | $25.00 | $25.00 | 3/8/2010 4:17:51 PM |
| hawaiiangirl76 | $25.00 | $25.00 | 3/8/2010 4:18:10 PM |
| bedframe | $25.00 | $25.00 | 3/8/2010 4:18:46 PM |
| cash-sensai2 | $25.00 | $25.00 | 3/8/2010 4:11:03 PM |
| radforj22 | $25.00 | $25.00 | 3/8/2010 4:27:13 PM |
| Microfinancer | $25.00 | $25.00 | 3/8/2010 4:15:46 PM |
| credit-force5 | $25.00 | $25.00 | 3/8/2010 4:29:12 PM |
| senorzookeeper | $25.00 | $25.00 | 3/8/2010 4:29:55 PM |
| engaging-worth | $30.00 | $30.00 | 3/8/2010 4:19:11 PM |
| economy-association | $25.00 | $25.00 | 3/8/2010 4:32:42 PM |
| Zanch | $25.00 | $25.00 | 3/8/2010 4:33:57 PM |
| Goodlender42 | $25.00 | $25.00 | 3/8/2010 4:33:53 PM |
| delicious-social132 | $40.00 | $40.00 | 3/8/2010 4:26:34 PM |
| flexible-value | $31.00 | $31.00 | 3/8/2010 4:27:31 PM |
| PittsburghCapital | $25.00 | $25.00 | 3/8/2010 4:39:10 PM |
| clean-loyalty | $25.00 | $25.00 | 3/8/2010 4:39:19 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/8/2010 4:31:12 PM |
| Supernick | $50.00 | $50.00 | 3/8/2010 4:43:31 PM |
| scottssm | $25.00 | $25.00 | 3/8/2010 4:50:04 PM |
| moneyfriend | $28.35 | $28.35 | 3/8/2010 4:38:43 PM |
| bds9646 | $26.00 | $26.00 | 3/8/2010 4:50:18 PM |
| market-builder | $25.00 | $25.00 | 3/8/2010 4:50:33 PM |
| awwaww | $25.00 | $25.00 | 3/8/2010 4:47:19 PM |
| loanfairy | $25.00 | $25.00 | 3/8/2010 4:51:02 PM |
| gauss02 | $25.00 | $25.00 | 3/8/2010 4:39:30 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/8/2010 4:39:55 PM |
| btoole | $28.92 | $28.92 | 3/8/2010 4:58:50 PM |
| blissful-note7 | $25.00 | $25.00 | 3/8/2010 4:59:39 PM |
| aasx1108 | $25.00 | $25.00 | 3/8/2010 5:00:55 PM |
| poppinkid | $25.00 | $25.00 | 3/8/2010 5:02:58 PM |
| docdekay | $40.00 | $40.00 | 3/8/2010 4:59:49 PM |
| BankofBen | $25.00 | $25.00 | 3/8/2010 5:02:03 PM |
| sensible-order2 | $29.20 | $29.20 | 3/8/2010 6:32:13 PM |
| steady-gain5 | $25.00 | $25.00 | 3/8/2010 4:47:47 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/8/2010 4:51:19 PM |
| stable-money | $25.00 | $25.00 | 3/8/2010 11:33:14 PM |
| elgollo | $25.00 | $25.00 | 3/8/2010 5:13:56 PM |
| InvestorPartners | $25.00 | $25.00 | 3/8/2010 11:42:12 PM |
| jakesworld | $50.00 | $50.00 | 3/9/2010 9:27:29 AM |
| moneynmotion | $25.00 | $25.00 | 3/9/2010 9:27:42 AM |
| gold-commander0 | $50.00 | $50.00 | 3/9/2010 9:27:55 AM |
| CardCapDude | $25.00 | $25.00 | 3/9/2010 9:27:59 AM |
| commerce-voyager | $25.00 | $25.00 | 3/9/2010 9:28:02 AM |
| kanakakm | $50.00 | $50.00 | 3/9/2010 9:28:11 AM |
| peerlender | $30.00 | $30.00 | 3/9/2010 9:28:19 AM |
| blooming-market | $25.00 | $25.00 | 3/9/2010 9:28:28 AM |
| loans4u2 | $25.00 | $25.00 | 3/9/2010 9:28:32 AM |
| capital-futurist | $25.00 | $25.00 | 3/9/2010 7:18:13 AM |
| GrayStudio | $50.00 | $50.00 | 3/9/2010 9:29:24 AM |
| nunnie | $25.00 | $25.00 | 3/9/2010 9:38:31 AM |
| -------ing247 | $25.00 | $25.00 | 3/9/2010 9:39:37 AM |
| dime-beeper | $25.00 | $25.00 | 3/9/2010 9:40:27 AM |
| Zipperdu | $100.00 | $100.00 | 3/9/2010 7:36:54 AM |
| petech | $25.00 | $25.00 | 3/8/2010 9:47:37 PM |
| currency-persimmon | $25.00 | $25.00 | 3/9/2010 9:41:01 AM |
| coloradoloanman | $25.00 | $25.00 | 3/9/2010 9:41:35 AM |
| chillware | $25.00 | $25.00 | 3/9/2010 9:42:09 AM |
| minista | $25.00 | $25.00 | 3/9/2010 9:46:55 AM |
| fair_rates | $25.00 | $25.00 | 3/9/2010 9:47:08 AM |
| nojoke411 | $25.00 | $25.00 | 3/9/2010 9:27:31 AM |
| DeltaGambler | $25.00 | $25.00 | 3/9/2010 9:28:05 AM |
| alpinaut | $25.00 | $25.00 | 3/9/2010 5:12:31 AM |
| bruce3504 | $25.00 | $25.00 | 3/9/2010 9:28:08 AM |
| commerce-web5 | $40.00 | $40.00 | 3/9/2010 9:28:17 AM |
| life-is-great | $25.00 | $25.00 | 3/9/2010 9:28:26 AM |
| reward-walnut | $25.00 | $25.00 | 3/9/2010 9:28:33 AM |
| stable-nickel | $250.00 | $250.00 | 3/9/2010 9:28:37 AM |
| sharkm | $25.00 | $25.00 | 3/9/2010 10:19:25 AM |
| BeansMan02 | $25.00 | $25.00 | 3/9/2010 9:39:13 AM |
| Citizenryan | $25.00 | $25.00 | 3/9/2010 9:39:21 AM |
| angelinvestor2 | $25.00 | $25.00 | 3/9/2010 9:40:26 AM |
| kmr2 | $100.00 | $100.00 | 3/9/2010 9:40:29 AM |
| Kaj | $25.00 | $25.00 | 3/9/2010 7:18:10 AM |
| firefly17 | $25.00 | $25.00 | 3/9/2010 9:40:59 AM |
| iflyforfun | $25.00 | $25.00 | 3/9/2010 9:42:08 AM |
| roccofox | $50.00 | $50.00 | 3/9/2010 9:42:20 AM |
| SDNLR | $25.00 | $25.00 | 3/9/2010 9:43:13 AM |
| TrustOne | $25.00 | $25.00 | 3/9/2010 9:43:20 AM |
| kindness-percolator5 | $25.00 | $25.00 | 3/9/2010 9:43:27 AM |
| teller | $34.28 | $34.28 | 3/9/2010 10:52:40 AM |
| crawfingers | $25.00 | $25.00 | 3/9/2010 9:55:32 AM |
| turbostar666 | $30.00 | $30.00 | 3/9/2010 10:12:00 AM |
| boilermaker63 | $25.00 | $25.00 | 3/9/2010 9:27:52 AM |
| MarcusOcean | $25.00 | $25.00 | 3/9/2010 9:28:07 AM |
| GrommetPosse | $25.00 | $25.00 | 3/9/2010 9:28:15 AM |
| compassion-lotus5 | $25.00 | $25.00 | 3/9/2010 9:28:27 AM |
| theprince | $25.00 | $25.00 | 3/9/2010 9:28:35 AM |
| natural-greenback6 | $25.00 | $25.00 | 3/9/2010 9:28:41 AM |
| forthright-dedication | $25.00 | $25.00 | 3/9/2010 9:28:58 AM |
| Fortuno_per_commodo | $31.23 | $31.23 | 3/9/2010 11:48:09 AM |
| Steveoo1 | $31.20 | $31.20 | 3/9/2010 9:39:09 AM |
| Ragnar | $25.00 | $25.00 | 3/9/2010 9:39:20 AM |
| mizon291 | $50.00 | $50.00 | 3/9/2010 12:03:13 PM |
| Cheburashka | $30.00 | $30.00 | 3/9/2010 10:35:15 AM |
| durability-halibut | $25.00 | $25.00 | 3/9/2010 9:41:04 AM |
| kcole10 | $25.00 | $25.00 | 3/9/2010 10:52:31 AM |
| jga516 | $25.00 | $25.00 | 3/9/2010 9:44:02 AM |
| verse99 | $25.00 | $25.00 | 3/9/2010 9:45:39 AM |
| zenchef | $25.00 | $25.00 | 3/9/2010 11:32:20 AM |
| market-assembler | $26.22 | $26.22 | 3/9/2010 11:48:21 AM |
| junctionking | $25.00 | $25.00 | 3/9/2010 10:20:27 AM |
| MoneyU4IA | $40.00 | $40.00 | 3/9/2010 12:03:14 PM |
| zielojo | $25.00 | $25.00 | 3/9/2010 12:04:06 PM |
| phredd | $25.00 | $25.00 | 3/9/2010 10:29:15 AM |
| shadowflame_99 | $25.00 | $25.00 | 3/9/2010 10:59:11 AM |
| fireboss | $25.00 | $25.00 | 3/9/2010 11:13:51 AM |
| respectablename | $25.00 | $25.00 | 3/9/2010 11:28:29 AM |
| alverado | $27.94 | $27.94 | 3/9/2010 11:38:45 AM |
| kochan123 | $25.00 | $25.00 | 3/9/2010 12:03:12 PM |
| jaker | $25.00 | $25.00 | 3/9/2010 12:04:48 PM |
| WindyKid | $25.00 | $25.00 | 3/9/2010 3:18:13 PM |
| Billfred | $25.00 | $25.00 | 3/9/2010 5:04:59 PM |
| new-return-faire | $500.00 | $500.00 | 3/9/2010 4:57:17 PM |
| grampy48 | $25.00 | $25.00 | 3/9/2010 5:11:44 PM |
| highcountry1 | $25.00 | $25.00 | 3/9/2010 5:08:43 PM |
| 1phantom | $50.00 | $50.00 | 3/9/2010 5:18:56 PM |
| durability-balance4 | $50.00 | $50.00 | 3/9/2010 6:17:34 PM |
| Phantom99 | $25.00 | $25.00 | 3/10/2010 3:58:46 AM |
| GElender | $44.92 | $44.92 | 3/10/2010 12:31:15 PM |
| RMB-Investments | $25.00 | $25.00 | 3/10/2010 12:31:37 PM |
| estancias | $25.00 | $25.00 | 3/10/2010 2:54:03 PM |
| zento | $25.00 | $25.00 | 3/10/2010 11:55:30 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/10/2010 2:52:22 PM |
| Guiren | $74.43 | $74.43 | 3/10/2010 1:03:40 PM |
| thedoctor | $90.00 | $90.00 | 3/10/2010 4:50:46 PM |
| truth-trapper | $25.00 | $25.00 | 3/10/2010 6:55:47 PM |
| azali | $25.00 | $25.00 | 3/10/2010 9:57:49 PM |
| payout-magician | $25.00 | $25.00 | 3/10/2010 9:00:39 PM |
| beachbum22 | $25.00 | $25.00 | 3/11/2010 5:19:34 AM |
| mikeandcat | $100.00 | $100.00 | 3/11/2010 5:11:21 AM |
| Sarspatula | $36.83 | $36.83 | 3/11/2010 9:33:17 AM |
| steely_dan34 | $25.00 | $25.00 | 3/11/2010 10:30:08 AM |
| greenback-catapult3 | $50.00 | $50.00 | 3/11/2010 5:54:57 PM |
| Landselott | $25.00 | $25.00 | 3/11/2010 6:38:23 PM |
| byrule62 | $25.00 | $25.00 | 3/11/2010 7:13:36 PM |
| jameskdean | $25.00 | $25.00 | 3/11/2010 8:18:33 PM |
| jcrew007 | $25.00 | $25.00 | 3/11/2010 6:48:48 PM |
| Sven79 | $150.00 | $150.00 | 3/11/2010 9:15:28 PM |
| inqbus | $25.00 | $25.00 | 3/11/2010 9:47:26 PM |
| McChan | $50.00 | $50.00 | 3/11/2010 8:24:10 PM |
| adevadeh | $25.00 | $25.00 | 3/12/2010 12:37:31 AM |
| power-secret-agent | $25.00 | $25.00 | 3/12/2010 2:20:26 AM |
| Divot | $25.00 | $25.00 | 3/12/2010 2:52:49 AM |
| e3oM | $55.00 | $55.00 | 3/11/2010 11:02:06 PM |
| Emgolda | $25.00 | $25.00 | 3/12/2010 7:53:56 AM |
| Dollars4Rent | $25.00 | $25.00 | 3/12/2010 8:32:02 AM |
| manthrax3 | $100.00 | $100.00 | 3/12/2010 9:30:59 AM |
| Tulalue | $25.00 | $25.00 | 3/12/2010 10:40:56 AM |
| satisfying-durability | $25.00 | $25.00 | 3/12/2010 10:58:41 AM |
| deal-tycoon | $50.00 | $50.00 | 3/12/2010 9:36:29 AM |
| dbanwart | $25.00 | $25.00 | 3/12/2010 12:28:26 PM |
| webfeet | $25.00 | $25.00 | 3/12/2010 12:35:55 PM |
| investor11373 | $25.00 | $25.00 | 3/12/2010 2:44:18 PM |
| grasscutter | $50.00 | $50.00 | 3/12/2010 1:15:22 PM |
| SnakeV | $25.00 | $25.00 | 3/12/2010 4:10:01 PM |
| SteadyOne | $25.00 | $25.00 | 3/12/2010 5:20:41 PM |
| dinero-rumbler | $25.00 | $25.00 | 3/13/2010 7:56:04 PM |
| CymruAmByth | $50.00 | $50.00 | 3/14/2010 10:26:00 AM |
| cedar5 | $28.00 | $28.00 | 3/13/2010 9:50:20 PM |
| jimbo29blue | $50.00 | $50.00 | 3/13/2010 11:21:37 PM |
| blackstar | $25.00 | $25.00 | 3/14/2010 6:41:58 AM |
| julijask | $35.00 | $35.00 | 3/15/2010 9:09:00 AM |
| rate-hickory | $25.00 | $25.00 | 3/15/2010 10:18:07 AM |
| innovator799 | $25.00 | $25.00 | 3/15/2010 10:56:13 AM |
| twerns | $40.00 | $40.00 | 3/15/2010 1:27:08 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/15/2010 1:21:35 PM |
| dime-worker | $45.13 | $45.13 | 3/15/2010 3:14:17 PM |
| bradny | $25.00 | $25.00 | 3/8/2010 4:09:37 PM |
| dingus | $25.00 | $25.00 | 3/8/2010 4:08:29 PM |
| asset-professor | $100.00 | $100.00 | 3/8/2010 4:16:00 PM |
| dollar-birdie | $50.00 | $50.00 | 3/8/2010 4:15:32 PM |
| unassuming-reward | $25.00 | $25.00 | 3/8/2010 4:16:49 PM |
| webfeet | $25.00 | $25.00 | 3/8/2010 4:17:16 PM |
| skvat | $25.00 | $25.00 | 3/8/2010 4:17:07 PM |
| fightinjoe | $25.00 | $25.00 | 3/8/2010 4:17:58 PM |
| safe-payment8 | $25.00 | $25.00 | 3/8/2010 4:18:14 PM |
| Banker7371 | $25.00 | $25.00 | 3/8/2010 4:17:39 PM |
| cash-merry-maker | $25.00 | $25.00 | 3/8/2010 4:19:45 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/8/2010 4:27:01 PM |
| lloyd_s | $25.00 | $25.00 | 3/8/2010 4:26:21 PM |
| skuba | $50.00 | $50.00 | 3/8/2010 4:16:25 PM |
| important-ore | $100.00 | $100.00 | 3/8/2010 4:16:36 PM |
| honorable-yield | $75.00 | $75.00 | 3/8/2010 4:29:47 PM |
| Philolend | $25.00 | $25.00 | 3/8/2010 4:17:26 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/8/2010 4:29:24 PM |
| Castellan | $25.00 | $25.00 | 3/8/2010 4:18:39 PM |
| lendersf | $95.00 | $95.00 | 3/8/2010 4:31:53 PM |
| woodenshoes | $25.00 | $25.00 | 3/8/2010 4:22:40 PM |
| platinum-platoon | $25.00 | $25.00 | 3/8/2010 4:34:20 PM |
| kulender | $25.00 | $25.00 | 3/8/2010 4:25:30 PM |
| jeffpac | $55.00 | $55.00 | 3/8/2010 4:25:33 PM |
| HHP | $25.00 | $25.00 | 3/8/2010 4:26:47 PM |
| Money2Lend_U | $500.00 | $500.00 | 3/8/2010 4:39:16 PM |
| mlopez2007 | $25.00 | $25.00 | 3/8/2010 4:29:51 PM |
| leodaguy | $25.00 | $25.00 | 3/8/2010 4:40:18 PM |
| srgriff | $25.00 | $25.00 | 3/8/2010 4:38:25 PM |
| meenan | $25.00 | $25.00 | 3/8/2010 4:38:49 PM |
| rolandweary | $30.00 | $30.00 | 3/8/2010 4:31:50 PM |
| Merganser | $25.00 | $25.00 | 3/8/2010 4:44:10 PM |
| trustworthy-finance6 | $25.00 | $25.00 | 3/8/2010 4:42:10 PM |
| peb44 | $25.00 | $25.00 | 3/8/2010 4:42:51 PM |
| amsocool | $25.00 | $25.00 | 3/8/2010 4:45:32 PM |
| rosie777 | $25.00 | $25.00 | 3/8/2010 4:41:09 PM |
| buraky | $25.00 | $25.00 | 3/8/2010 4:49:11 PM |
| MoneyMA | $25.00 | $25.00 | 3/8/2010 4:42:43 PM |
| cocopuffs | $25.00 | $25.00 | 3/8/2010 4:50:34 PM |
| loner001 | $25.00 | $25.00 | 3/8/2010 5:13:08 PM |
| manlytim | $25.00 | $25.00 | 3/8/2010 5:13:18 PM |
| micko | $25.00 | $25.00 | 3/8/2010 5:01:50 PM |
| Gnube | $25.00 | $25.00 | 3/8/2010 7:02:22 PM |
| tsclend07 | $25.00 | $25.00 | 3/8/2010 8:22:24 PM |
| intelligent-yield | $25.00 | $25.00 | 3/8/2010 4:50:54 PM |
| winlender | $25.00 | $25.00 | 3/8/2010 4:51:36 PM |
| bold-social-advantage | $75.00 | $75.00 | 3/8/2010 7:07:08 PM |
| note-sensation | $25.00 | $25.00 | 3/8/2010 5:01:58 PM |
| philantist | $25.00 | $25.00 | 3/8/2010 5:03:05 PM |
| catomaior | $25.00 | $25.00 | 3/8/2010 9:07:12 PM |
| bowdish1 | $32.13 | $32.13 | 3/9/2010 7:12:30 AM |
| red-trade-cologne | $25.00 | $25.00 | 3/9/2010 9:27:34 AM |
| silverloan | $75.00 | $75.00 | 3/9/2010 9:27:57 AM |
| auction-elvis | $25.00 | $25.00 | 3/9/2010 9:28:00 AM |
| Gelden1 | $25.00 | $25.00 | 3/9/2010 9:28:04 AM |
| slico | $25.00 | $25.00 | 3/9/2010 9:28:16 AM |
| Diversify_Further | $25.00 | $25.00 | 3/9/2010 9:28:29 AM |
| DonaldColorado | $25.00 | $25.00 | 3/9/2010 9:28:39 AM |
| falcon245sp | $25.00 | $25.00 | 3/9/2010 9:28:52 AM |
| lean-velocity | $25.00 | $25.00 | 3/9/2010 9:29:39 AM |
| winter-vigilance | $25.00 | $25.00 | 3/9/2010 9:39:38 AM |
| hizzy | $25.00 | $25.00 | 3/9/2010 9:40:24 AM |
| loan-master996 | $50.00 | $50.00 | 3/9/2010 9:40:58 AM |
| schpere | $30.00 | $30.00 | 3/9/2010 9:41:01 AM |
| supreme-hope | $25.00 | $25.00 | 3/9/2010 9:41:05 AM |
| Norcal | $43.11 | $43.11 | 3/9/2010 9:41:36 AM |
| commerce-seahorse | $25.00 | $25.00 | 3/9/2010 9:42:06 AM |
| LandE2BG | $25.00 | $25.00 | 3/9/2010 9:43:11 AM |
| Pasagam | $25.00 | $25.00 | 3/9/2010 9:27:22 AM |
| klinebarger | $25.00 | $25.00 | 3/9/2010 9:27:50 AM |
| AF-Chief | $28.00 | $28.00 | 3/9/2010 9:28:13 AM |
| murren | $25.00 | $25.00 | 3/9/2010 9:28:21 AM |
| dsgfl1 | $25.00 | $25.00 | 3/9/2010 9:28:30 AM |
| Koma67 | $25.00 | $25.00 | 3/9/2010 5:28:29 AM |
| social-conductor4 | $25.00 | $25.00 | 3/9/2010 9:28:42 AM |
| investment-tempo | $25.00 | $25.00 | 3/9/2010 9:28:56 AM |
| ddamenace | $25.00 | $25.00 | 3/9/2010 9:38:47 AM |
| cji | $25.00 | $25.00 | 3/9/2010 9:39:08 AM |
| interest-exec9 | $25.00 | $25.00 | 3/9/2010 6:42:31 AM |
| ana74blue | $25.00 | $25.00 | 3/9/2010 9:39:15 AM |
| penny-zeus | $25.00 | $25.00 | 3/9/2010 9:39:26 AM |
| successful-euro | $30.00 | $30.00 | 3/9/2010 9:39:42 AM |
| jasonj72 | $25.00 | $25.00 | 3/9/2010 9:39:57 AM |
| trade-trumpet | $25.00 | $25.00 | 3/9/2010 9:40:28 AM |
| rudyindc | $25.00 | $25.00 | 3/9/2010 9:41:07 AM |
| nostromo | $25.00 | $25.00 | 3/9/2010 9:42:16 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 3/9/2010 9:43:18 AM |
| prashgig | $25.00 | $25.00 | 3/9/2010 10:53:05 AM |
| treasure-hunter270 | $25.00 | $25.00 | 3/9/2010 9:43:36 AM |
| Walkingcowboy | $25.00 | $25.00 | 3/9/2010 9:45:37 AM |
| tokyopete23 | $25.00 | $25.00 | 3/9/2010 8:08:50 AM |
| VeniVidiDuci | $25.00 | $25.00 | 3/9/2010 9:55:34 AM |
| Mr_Bigmoney | $25.00 | $25.00 | 3/9/2010 9:27:44 AM |
| jla720 | $35.00 | $35.00 | 3/9/2010 9:28:01 AM |
| SoCalRancher | $25.00 | $25.00 | 3/9/2010 9:28:14 AM |
| bigballer105 | $25.00 | $25.00 | 3/9/2010 9:28:19 AM |
| AmericanCredit | $25.00 | $25.00 | 3/9/2010 9:28:31 AM |
| USMC0311 | $25.00 | $25.00 | 3/9/2010 11:32:59 AM |
| aycinvestments | $33.00 | $33.00 | 3/9/2010 9:28:54 AM |
| QEI_Investor | $25.00 | $25.00 | 3/9/2010 9:39:07 AM |
| aldenrains | $25.00 | $25.00 | 3/9/2010 9:39:10 AM |
| the-commitment-idol | $25.00 | $25.00 | 3/9/2010 9:39:18 AM |
| community-saver158 | $25.00 | $25.00 | 3/9/2010 12:03:49 PM |
| moola-escalator | $50.00 | $50.00 | 3/9/2010 9:41:08 AM |
| Ivan2007 | $25.00 | $25.00 | 3/9/2010 9:44:01 AM |
| BayShell | $40.81 | $40.81 | 3/9/2010 9:44:31 AM |
| Toby1montana | $27.65 | $27.65 | 3/9/2010 11:39:04 AM |
| producer553 | $25.00 | $25.00 | 3/9/2010 12:03:26 PM |
| wdove511 | $25.00 | $25.00 | 3/9/2010 10:27:37 AM |
| PaulHenry | $25.00 | $25.00 | 3/9/2010 12:04:47 PM |
| bchen78875 | $47.32 | $47.32 | 3/9/2010 10:53:00 AM |
| robust-trade | $25.00 | $25.00 | 3/9/2010 1:08:10 PM |
| MTLoans | $25.00 | $25.00 | 3/9/2010 11:13:11 AM |
| PeopleHelpers | $25.00 | $25.00 | 3/9/2010 12:03:28 PM |
| CorMDNY | $25.00 | $25.00 | 3/9/2010 12:03:45 PM |
| wormdc | $25.00 | $25.00 | 3/9/2010 12:04:13 PM |
| djs81 | $25.00 | $25.00 | 3/9/2010 12:04:34 PM |
| Sam65 | $25.00 | $25.00 | 3/9/2010 5:07:27 PM |
| gustavholstopus32 | $25.00 | $25.00 | 3/9/2010 8:57:53 PM |
| LQ1972 | $50.00 | $50.00 | 3/10/2010 1:52:37 AM |
| wiselady | $25.00 | $25.00 | 3/10/2010 9:32:34 AM |
| listenfirst | $50.00 | $50.00 | 3/10/2010 11:15:55 AM |
| mlbox3k | $25.00 | $25.00 | 3/10/2010 9:57:20 AM |
| buckyhead2000 | $25.00 | $25.00 | 3/10/2010 11:01:32 AM |
| Gromac | $25.00 | $25.00 | 3/10/2010 11:07:25 AM |
| you-win-i-win | $25.00 | $25.00 | 3/10/2010 3:04:32 PM |
| bankdaddy | $25.00 | $25.00 | 3/10/2010 7:48:00 PM |
| interstellar | $30.87 | $30.87 | 3/10/2010 8:07:15 PM |
| baseballfan111 | $25.00 | $25.00 | 3/10/2010 11:22:36 PM |
| tylerfd | $25.00 | $25.00 | 3/11/2010 10:49:16 AM |
| orbital-gold4 | $25.00 | $25.00 | 3/11/2010 11:14:49 AM |
| Montgomery-Burns | $25.00 | $25.00 | 3/11/2010 12:23:39 PM |
| hopethisworks | $100.00 | $100.00 | 3/11/2010 1:03:09 PM |
| edgeofpdx | $25.00 | $25.00 | 3/11/2010 10:22:33 AM |
| AFairDeal | $25.00 | $25.00 | 3/11/2010 4:39:34 PM |
| ritwik | $50.00 | $50.00 | 3/11/2010 6:04:35 PM |
| focused-wampum | $25.00 | $25.00 | 3/11/2010 9:52:39 PM |
| santafe1 | $25.00 | $25.00 | 3/12/2010 4:27:38 AM |
| nav1elt | $44.38 | $44.38 | 3/12/2010 3:47:06 AM |
| bailey14 | $25.00 | $25.00 | 3/12/2010 7:42:31 AM |
| DrDavid63 | $25.00 | $25.00 | 3/12/2010 7:52:49 AM |
| bobby4u3 | $25.00 | $12.31 | 3/12/2010 7:54:10 AM |
| BAdler | $25.00 | $25.00 | 3/12/2010 8:22:13 AM |
| kapplcd | $25.00 | $25.00 | 3/12/2010 10:44:46 AM |
| newest-efficient-loan | $40.00 | $40.00 | 3/12/2010 10:27:13 AM |
| RandyL3 | $33.00 | $33.00 | 3/12/2010 12:58:07 PM |
| responsibility-butterfly | $25.00 | $25.00 | 3/12/2010 3:01:38 PM |
| poolshark72 | $25.00 | $25.00 | 3/12/2010 4:17:33 PM |
| shantran | $100.00 | $100.00 | 3/13/2010 3:35:09 AM |
| HawaiianHelper | $50.00 | $50.00 | 3/12/2010 11:37:16 PM |
| Dskillz | $32.77 | $32.77 | 3/13/2010 8:29:03 AM |
| daveseansworld | $50.00 | $50.00 | 3/13/2010 12:10:08 PM |
| DHolly | $25.00 | $25.00 | 3/13/2010 3:49:45 PM |
| ingeborg77 | $50.00 | $50.00 | 3/13/2010 11:41:01 PM |
| psbruce | $31.00 | $31.00 | 3/14/2010 8:37:01 AM |
| jimbo29blue | $50.00 | $50.00 | 3/13/2010 11:21:09 PM |
| ingeborg77 | $50.00 | $50.00 | 3/13/2010 11:40:37 PM |
| happyjackbak | $25.00 | $25.00 | 3/14/2010 4:04:13 PM |
| mhotchan | $150.00 | $150.00 | 3/14/2010 10:53:59 PM |
| bonus-apple | $150.00 | $150.00 | 3/14/2010 7:26:15 PM |
| calbertrand | $25.00 | $25.00 | 3/15/2010 6:27:05 AM |
| fairmaiden | $25.00 | $25.00 | 3/15/2010 10:03:21 AM |
| velocity-winner | $25.00 | $25.00 | 3/15/2010 1:18:57 PM |
| forthright-trade | $25.00 | $25.00 | 3/15/2010 12:17:06 PM |
| Moneypenny6 | $25.00 | $25.00 | 3/15/2010 3:28:36 PM |
| shrewd-income | $50.00 | $50.00 | 3/15/2010 3:11:17 PM |
| yield-quest | $75.00 | $75.00 | 3/15/2010 3:17:07 PM |
| 339 bids
|
Borrower Payment Dependent Notes Series
449404
This series of Notes was issued and sold upon the funding of the borrower loan #41369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Mar-08-2010 |
| |
Auction end date:
| Mar-15-2010 |
|
|
Starting lender yield:
| 22.68% |
Starting borrower rate/APR:
| 23.68% / 25.97% |
Starting monthly payment:
| $175.79 |
|
Final lender yield:
| 21.55% |
Final borrower rate/APR:
| 22.55% / 24.82% |
Final monthly payment:
| $173.14 |
| |
|
Auction yield range:
| 8.04% - 22.68% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 17y 7m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 16 |
Occupation: | Landscaping |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,474 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 57% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| mountains59 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 26 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $18,000.00 | < mo. late:
| 0
( 0% )
| 680-699
(Aug-2009)
720-739
(Nov-2007)
|
|
Principal balance:
| $5,785.08 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Pay down credit card debt
Purpose of Loan: This loan will be used to pay off some higher interst credit card debt.
My financial situation: I am in the process of reducing debt. This will improve my financial situation.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| desertoasis | $50.00 | $50.00 | 3/8/2010 4:15:28 PM |
| macjp123 | $25.00 | $25.00 | 3/8/2010 4:27:37 PM |
| Clambake | $50.00 | $50.00 | 3/8/2010 4:28:18 PM |
| bold-durability-drum | $25.00 | $25.00 | 3/8/2010 4:30:12 PM |
| personal-lender | $25.00 | $25.00 | 3/8/2010 4:30:51 PM |
| success1001 | $50.00 | $50.00 | 3/8/2010 4:31:41 PM |
| helping-out | $25.00 | $25.00 | 3/8/2010 4:34:14 PM |
| skuba | $25.00 | $25.00 | 3/8/2010 4:23:36 PM |
| integrity-doctor | $50.00 | $50.00 | 3/8/2010 4:33:00 PM |
| top-silver-american | $25.00 | $25.00 | 3/8/2010 4:33:12 PM |
| Microfinancer | $25.00 | $25.00 | 3/8/2010 4:26:13 PM |
| RetiredATC | $25.00 | $25.00 | 3/8/2010 4:35:57 PM |
| fightinjoe | $25.00 | $25.00 | 3/8/2010 4:35:26 PM |
| tripnosis | $25.00 | $25.00 | 3/8/2010 4:35:37 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/8/2010 4:36:38 PM |
| delicious-social132 | $25.00 | $25.00 | 3/8/2010 4:31:02 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/8/2010 4:39:45 PM |
| uwinwewin | $25.00 | $25.00 | 3/8/2010 4:34:43 PM |
| currency-zenith | $50.00 | $50.00 | 3/8/2010 4:36:23 PM |
| leodaguy | $25.00 | $25.00 | 3/8/2010 4:40:09 PM |
| Myrick | $25.00 | $25.00 | 3/8/2010 6:44:40 PM |
| Carne_Chung | $25.00 | $25.00 | 3/8/2010 10:57:16 PM |
| lucrative-loan | $25.00 | $25.00 | 3/8/2010 5:00:05 PM |
| Aberdeen | $350.00 | $350.00 | 3/8/2010 5:06:05 PM |
| JustMee | $25.00 | $25.00 | 3/8/2010 5:31:40 PM |
| webfeet | $25.00 | $25.00 | 3/9/2010 7:37:52 AM |
| Sol_Invictus | $25.00 | $25.00 | 3/9/2010 5:59:25 AM |
| Top_Gun_Lender | $26.00 | $26.00 | 3/8/2010 10:51:31 PM |
| dcm6276 | $25.00 | $25.00 | 3/10/2010 9:01:19 AM |
| dynrep | $50.00 | $50.00 | 3/10/2010 11:33:00 AM |
| lender12345 | $25.00 | $25.00 | 3/10/2010 6:32:49 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/12/2010 9:11:06 AM |
| Mindful7 | $25.00 | $25.00 | 3/12/2010 1:12:11 PM |
| grotheik | $25.00 | $25.00 | 3/13/2010 10:56:48 AM |
| durability-colonel | $50.00 | $50.00 | 3/13/2010 9:50:35 PM |
| Investor_83 | $27.45 | $27.45 | 3/13/2010 2:36:20 PM |
| Moe87 | $25.00 | $25.00 | 3/14/2010 11:00:56 AM |
| tsquared_030 | $75.00 | $75.00 | 3/14/2010 1:11:35 PM |
| Leopoldine | $25.32 | $25.32 | 3/14/2010 11:17:04 AM |
| nalaari | $100.00 | $100.00 | 3/14/2010 4:36:41 PM |
| mtnsofutah | $25.00 | $25.00 | 3/14/2010 9:28:37 PM |
| Goddess-4-one | $25.00 | $25.00 | 3/14/2010 6:48:22 PM |
| 113121 | $25.00 | $25.00 | 3/15/2010 6:27:26 AM |
| twjh | $25.00 | $25.00 | 3/15/2010 6:07:41 AM |
| NekHoldings | $25.00 | $25.00 | 3/15/2010 8:39:25 AM |
| wealth-pipeline | $25.00 | $25.00 | 3/15/2010 9:23:29 AM |
| rate-hickory | $25.00 | $25.00 | 3/15/2010 10:18:57 AM |
| Taho | $30.00 | $30.00 | 3/15/2010 1:30:29 PM |
| SCRUGZY | $25.00 | $25.00 | 3/15/2010 2:51:04 PM |
| social-conductor4 | $25.00 | $25.00 | 3/15/2010 3:14:50 PM |
| wphmd | $25.00 | $25.00 | 3/8/2010 4:22:51 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/8/2010 4:25:53 PM |
| Avala | $50.00 | $50.00 | 3/8/2010 4:28:54 PM |
| progressive-asset | $100.00 | $100.00 | 3/8/2010 4:27:51 PM |
| torion | $25.00 | $25.00 | 3/8/2010 4:28:32 PM |
| flexible-value | $26.00 | $26.00 | 3/8/2010 4:30:31 PM |
| the-silver-blaster | $40.00 | $40.00 | 3/8/2010 4:30:02 PM |
| 1phantom | $40.00 | $40.00 | 3/8/2010 4:32:23 PM |
| lloyd_s | $25.00 | $25.00 | 3/8/2010 4:32:52 PM |
| moola-man | $30.00 | $30.00 | 3/8/2010 4:35:13 PM |
| honorable-yield | $50.00 | $50.00 | 3/8/2010 4:33:38 PM |
| srgriff | $25.00 | $25.00 | 3/8/2010 4:38:38 PM |
| tallmon | $25.00 | $25.00 | 3/8/2010 4:38:55 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/8/2010 4:42:28 PM |
| mg6619 | $25.00 | $25.00 | 3/8/2010 4:31:26 PM |
| irrelevant | $25.00 | $25.00 | 3/8/2010 4:32:12 PM |
| inspired-contract9 | $25.00 | $23.19 | 3/8/2010 4:43:16 PM |
| dollar-birdie | $25.00 | $25.00 | 3/8/2010 4:35:45 PM |
| Havana21 | $50.00 | $50.00 | 3/8/2010 4:41:56 PM |
| selector568 | $200.00 | $200.00 | 3/8/2010 5:01:49 PM |
| MoneyMA | $25.00 | $25.00 | 3/8/2010 4:42:40 PM |
| dynrep | $25.00 | $25.00 | 3/8/2010 5:14:13 PM |
| foothillender | $25.00 | $25.00 | 3/9/2010 7:50:40 AM |
| Bob450 | $50.00 | $50.00 | 3/8/2010 8:17:53 PM |
| grnii78 | $100.00 | $100.00 | 3/9/2010 5:14:41 PM |
| grnii78 | $100.00 | $100.00 | 3/9/2010 5:14:20 PM |
| CA_Lender | $25.00 | $25.00 | 3/10/2010 4:18:25 PM |
| interstellar | $45.50 | $45.50 | 3/10/2010 3:32:25 PM |
| preventivepestcontrol | $50.00 | $50.00 | 3/11/2010 10:11:32 AM |
| trade-goblin9 | $25.00 | $25.00 | 3/11/2010 1:11:49 PM |
| 1-HARD-HEAD | $100.00 | $100.00 | 3/12/2010 12:32:32 AM |
| Cashlender1992 | $35.23 | $35.23 | 3/12/2010 6:17:23 PM |
| Kash2010lu | $25.00 | $25.00 | 3/12/2010 5:38:35 PM |
| d_grbg | $25.00 | $25.00 | 3/12/2010 8:51:47 PM |
| YoungTaxMan | $25.00 | $25.00 | 3/13/2010 5:26:18 PM |
| kind-bid-maverick | $25.00 | $25.00 | 3/13/2010 8:51:49 PM |
| hektek22 | $25.00 | $25.00 | 3/13/2010 8:43:03 PM |
| charitycoon | $25.00 | $25.00 | 3/14/2010 12:12:23 PM |
| loss-of-control | $25.00 | $25.00 | 3/14/2010 12:40:22 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 3/14/2010 7:21:54 PM |
| PotBellyPete | $30.00 | $30.00 | 3/14/2010 9:58:06 PM |
| umfan123 | $25.00 | $25.00 | 3/15/2010 6:49:32 AM |
| bitano | $31.31 | $31.31 | 3/15/2010 8:06:46 AM |
| charming-point | $300.00 | $300.00 | 3/15/2010 8:57:14 AM |
| ronin4sale | $25.00 | $25.00 | 3/15/2010 8:19:19 AM |
| mckhbnpc | $25.00 | $25.00 | 3/15/2010 8:34:16 AM |
| DasMula | $100.00 | $100.00 | 3/15/2010 10:06:23 AM |
| yu-rik | $50.00 | $50.00 | 3/15/2010 10:11:34 AM |
| sjo1984111 | $25.00 | $25.00 | 3/15/2010 10:57:52 AM |
| ultimate-peace | $100.00 | $100.00 | 3/15/2010 2:47:10 PM |
| Bob450 | $25.00 | $25.00 | 3/15/2010 2:52:32 PM |
| AF-Chief | $25.00 | $25.00 | 3/15/2010 3:00:07 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 3/15/2010 4:04:52 PM |
| 103 bids
|
Borrower Payment Dependent Notes Series
449448
This series of Notes was issued and sold upon the funding of the borrower loan #41384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,550.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-09-2010 |
| |
Auction end date:
| Mar-15-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $104.62 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $103.08 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 4m |
|
Credit score:
| 660-679 (Feb-2010) |
Total credit lines:
| 20 |
Occupation: | Truck Driver |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,306 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 46% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| finance-equator |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase a Class 8 Truck
Purpose of loan:
This loan will be used to? Purchase a Class 8 Truck
My financial situation:
I am a good candidate for this loan because? I don't have alot of big depts
Monthly net income: $ 2180
Monthly expenses: $
??Housing: $ 375
??Insurance: $
??Car expenses: $ 181.39
??Utilities: $
??Phone, cable, internet: $ 171
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| shiny-dollar9 | $25.00 | $25.00 | 3/9/2010 4:13:35 PM |
| irrelevant | $25.00 | $25.00 | 3/9/2010 4:15:32 PM |
| merriewold | $25.00 | $25.00 | 3/9/2010 4:16:07 PM |
| exact-loan5 | $30.00 | $30.00 | 3/9/2010 4:16:37 PM |
| kindness-percolator5 | $25.00 | $25.00 | 3/9/2010 4:16:55 PM |
| BankME | $25.00 | $25.00 | 3/9/2010 4:17:02 PM |
| elevated-platinum5 | $25.00 | $25.00 | 3/9/2010 4:18:06 PM |
| wwwUniversal | $25.00 | $25.00 | 3/9/2010 4:19:01 PM |
| trustu | $25.00 | $25.00 | 3/9/2010 4:19:05 PM |
| fattygordon | $25.00 | $25.00 | 3/9/2010 4:19:33 PM |
| delicious-social132 | $25.00 | $25.00 | 3/9/2010 4:15:22 PM |
| LBOregon | $25.00 | $25.00 | 3/9/2010 4:15:58 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 3/9/2010 4:16:17 PM |
| Cai8899 | $30.00 | $30.00 | 3/9/2010 4:17:09 PM |
| hope-equation | $50.00 | $50.00 | 3/9/2010 4:17:14 PM |
| personal-lender | $25.00 | $25.00 | 3/9/2010 4:17:35 PM |
| honorable-yield | $35.00 | $35.00 | 3/9/2010 4:18:17 PM |
| gizzywump | $25.00 | $25.00 | 3/9/2010 4:18:49 PM |
| social-conductor4 | $25.00 | $25.00 | 3/9/2010 4:13:31 PM |
| chicagoman | $25.00 | $25.00 | 3/9/2010 4:20:02 PM |
| kmr2 | $200.00 | $200.00 | 3/9/2010 4:15:07 PM |
| delivery | $25.00 | $25.00 | 3/9/2010 4:15:28 PM |
| Helenska11 | $25.00 | $25.00 | 3/9/2010 4:15:53 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 3/9/2010 4:17:47 PM |
| ElAbel11 | $25.00 | $25.00 | 3/9/2010 4:20:32 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/9/2010 5:38:58 PM |
| Bob450 | $25.00 | $25.00 | 3/9/2010 8:43:16 PM |
| UCLA4life | $25.00 | $25.00 | 3/11/2010 8:23:48 PM |
| worthy-bid4 | $25.00 | $25.00 | 3/15/2010 5:16:38 PM |
| realtormoises | $25.00 | $25.00 | 3/15/2010 6:00:49 PM |
| Sugarmama21 | $48.00 | $48.00 | 3/15/2010 7:34:49 PM |
| cudgeon | $50.00 | $50.00 | 3/15/2010 8:02:15 PM |
| tremendous-integrity | $25.00 | $25.00 | 3/9/2010 4:15:44 PM |
| secobarbital | $25.00 | $25.00 | 3/9/2010 4:16:28 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/9/2010 4:17:18 PM |
| CarDealer3070 | $30.00 | $30.00 | 3/9/2010 4:18:28 PM |
| Purposeful | $25.00 | $25.00 | 3/9/2010 4:18:42 PM |
| Kaj | $25.00 | $25.00 | 3/9/2010 4:14:19 PM |
| desertoasis | $50.00 | $50.00 | 3/9/2010 4:14:43 PM |
| cwswdh | $25.00 | $25.00 | 3/9/2010 4:19:48 PM |
| porkhelmet | $25.00 | $25.00 | 3/9/2010 4:20:45 PM |
| purdue98 | $25.00 | $25.00 | 3/9/2010 4:16:12 PM |
| theprince | $25.00 | $25.00 | 3/9/2010 4:16:43 PM |
| mvalley | $25.00 | $25.00 | 3/9/2010 4:17:29 PM |
| asiaratt | $100.00 | $100.00 | 3/9/2010 4:18:25 PM |
| rooosta | $25.00 | $25.00 | 3/9/2010 4:18:36 PM |
| InvestorPartners | $25.00 | $25.00 | 3/9/2010 4:12:26 PM |
| poeman | $25.00 | $25.00 | 3/9/2010 4:19:14 PM |
| thrifty-funds1 | $25.00 | $25.00 | 3/9/2010 4:19:23 PM |
| srgriff | $25.00 | $25.00 | 3/9/2010 4:19:42 PM |
| oldmora | $25.00 | $25.00 | 3/9/2010 4:14:27 PM |
| autonomous-truth | $25.00 | $25.00 | 3/9/2010 4:14:37 PM |
| jml3482 | $25.00 | $25.00 | 3/9/2010 4:20:08 PM |
| Shepherd7 | $25.00 | $25.00 | 3/9/2010 4:15:15 PM |
| leodaguy | $25.00 | $25.00 | 3/9/2010 4:20:19 PM |
| Learning2Lend | $50.00 | $49.88 | 3/9/2010 4:20:52 PM |
| steves73 | $25.00 | $25.00 | 3/9/2010 4:16:21 PM |
| balance-hercules | $100.00 | $100.00 | 3/9/2010 4:16:49 PM |
| WBB21 | $25.00 | $25.00 | 3/9/2010 4:17:24 PM |
| blooming-dedication | $50.00 | $50.00 | 3/9/2010 4:17:53 PM |
| Zolton | $200.00 | $200.00 | 3/9/2010 4:18:01 PM |
| AF_Trust | $25.00 | $25.00 | 3/9/2010 4:18:09 PM |
| georgethesir | $25.00 | $25.00 | 3/9/2010 4:18:47 PM |
| Interstate_Rate | $69.17 | $69.17 | 3/9/2010 4:18:58 PM |
| screenname03 | $25.00 | $25.00 | 3/9/2010 4:19:10 PM |
| nerdfactor | $25.00 | $25.00 | 3/9/2010 4:19:58 PM |
| aFro | $25.00 | $25.00 | 3/9/2010 4:20:44 PM |
| fillholdingsllc | $25.00 | $25.00 | 3/12/2010 5:54:20 PM |
| Cashlender1992 | $25.00 | $25.00 | 3/12/2010 6:16:49 PM |
| new-truth-chuckler | $27.95 | $27.95 | 3/13/2010 11:53:43 AM |
| Leopoldine | $25.00 | $25.00 | 3/13/2010 11:38:39 PM |
| umfan123 | $25.00 | $25.00 | 3/15/2010 6:54:48 AM |
| kingston1 | $25.00 | $25.00 | 3/15/2010 8:40:26 PM |
| 73 bids
|
Borrower Payment Dependent Notes Series
449516
This series of Notes was issued and sold upon the funding of the borrower loan #41464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-08-2010 |
| |
Auction end date:
| Mar-14-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $79.94 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $79.73 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 5% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 4m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 8 |
Occupation: | Food Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $872 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 31% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| wise-direct-value |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to? paying off credit cards
I am a good candidate for this loan because? i have more than 740 credit score
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bradny | $25.00 | $25.00 | 3/8/2010 4:09:37 PM |
| skuba | $50.00 | $50.00 | 3/8/2010 4:16:25 PM |
| Microfinancer | $25.00 | $25.00 | 3/8/2010 4:15:46 PM |
| asset-professor | $100.00 | $100.00 | 3/8/2010 4:15:58 PM |
| important-ore | $100.00 | $100.00 | 3/8/2010 4:16:36 PM |
| Philolend | $25.00 | $25.00 | 3/8/2010 4:17:25 PM |
| bedframe | $25.00 | $25.00 | 3/8/2010 4:18:45 PM |
| cash-merry-maker | $25.00 | $25.00 | 3/8/2010 4:19:45 PM |
| kenji4861 | $25.00 | $25.00 | 3/8/2010 4:09:10 PM |
| lloyd_s | $25.00 | $25.00 | 3/8/2010 4:26:20 PM |
| jeffpac | $55.00 | $55.00 | 3/8/2010 4:25:33 PM |
| radforj22 | $25.00 | $25.00 | 3/8/2010 4:27:12 PM |
| Clambake | $50.00 | $50.00 | 3/8/2010 4:28:21 PM |
| Avala | $50.00 | $50.00 | 3/8/2010 4:28:51 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/8/2010 4:29:23 PM |
| senorzookeeper | $25.00 | $25.00 | 3/8/2010 4:29:55 PM |
| bold-durability-drum | $25.00 | $25.00 | 3/8/2010 4:30:09 PM |
| Banker7371 | $25.00 | $25.00 | 3/8/2010 4:17:40 PM |
| fightinjoe | $25.00 | $25.00 | 3/8/2010 4:17:57 PM |
| hawaiiangirl76 | $25.00 | $25.00 | 3/8/2010 4:18:09 PM |
| irrelevant | $25.00 | $25.00 | 3/8/2010 4:32:13 PM |
| 1phantom | $40.00 | $40.00 | 3/8/2010 4:32:21 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/8/2010 4:31:11 PM |
| economy-association | $25.00 | $25.00 | 3/8/2010 4:32:41 PM |
| helping-out | $25.00 | $25.00 | 3/8/2010 4:34:12 PM |
| uwinwewin | $25.00 | $11.00 | 3/8/2010 4:34:42 PM |
| delicious-social132 | $40.00 | $40.00 | 3/8/2010 4:26:33 PM |
| torion | $25.00 | $25.00 | 3/8/2010 4:28:28 PM |
| Zanch | $25.00 | $25.00 | 3/8/2010 4:33:57 PM |
| platinum-platoon | $25.00 | $25.00 | 3/8/2010 4:34:20 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/8/2010 6:02:55 PM |
| GoGators01 | $25.00 | $25.00 | 3/12/2010 5:48:54 AM |
| RandyL3 | $33.00 | $33.00 | 3/12/2010 3:08:22 PM |
| zielojo | $25.00 | $25.00 | 3/8/2010 4:14:39 PM |
| desertoasis | $50.00 | $50.00 | 3/8/2010 4:15:25 PM |
| dollar-birdie | $50.00 | $50.00 | 3/8/2010 4:15:32 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/8/2010 4:16:54 PM |
| skvat | $25.00 | $25.00 | 3/8/2010 4:17:06 PM |
| engaging-worth | $30.00 | $30.00 | 3/8/2010 4:19:11 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/8/2010 4:25:50 PM |
| kulender | $25.00 | $25.00 | 3/8/2010 4:25:30 PM |
| flexible-value | $31.00 | $31.00 | 3/8/2010 4:27:31 PM |
| progressive-asset | $100.00 | $100.00 | 3/8/2010 4:27:49 PM |
| credit-force5 | $25.00 | $25.00 | 3/8/2010 4:29:11 PM |
| unassuming-reward | $25.00 | $25.00 | 3/8/2010 4:16:48 PM |
| webfeet | $25.00 | $25.00 | 3/8/2010 4:17:16 PM |
| moola-man | $50.00 | $50.00 | 3/8/2010 4:17:42 PM |
| honorable-yield | $75.00 | $75.00 | 3/8/2010 4:29:47 PM |
| safe-payment8 | $25.00 | $25.00 | 3/8/2010 4:18:14 PM |
| Castellan | $25.00 | $25.00 | 3/8/2010 4:18:40 PM |
| success1001 | $50.00 | $50.00 | 3/8/2010 4:31:39 PM |
| integrity-doctor | $50.00 | $50.00 | 3/8/2010 4:32:58 PM |
| rolandweary | $30.00 | $30.00 | 3/8/2010 4:31:49 PM |
| lendersf | $95.00 | $95.00 | 3/8/2010 4:31:53 PM |
| woodenshoes | $25.00 | $25.00 | 3/8/2010 4:22:39 PM |
| HHP | $25.00 | $25.00 | 3/8/2010 4:26:46 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/8/2010 4:27:01 PM |
| macjp123 | $25.00 | $25.00 | 3/8/2010 4:27:35 PM |
| mlopez2007 | $25.00 | $25.00 | 3/8/2010 4:29:51 PM |
| personal-lender | $25.00 | $25.00 | 3/8/2010 4:30:55 PM |
| mg6619 | $25.00 | $25.00 | 3/8/2010 4:31:23 PM |
| top-silver-american | $25.00 | $25.00 | 3/8/2010 4:33:10 PM |
| gavinsp | $25.00 | $25.00 | 3/10/2010 2:14:05 PM |
| liederhaus | $50.00 | $50.00 | 3/11/2010 1:39:02 PM |
| Cherrypicker | $50.00 | $50.00 | 3/12/2010 2:20:42 PM |
| chops21 | $60.00 | $60.00 | 3/13/2010 4:15:10 PM |
| JerryB96 | $25.00 | $25.00 | 3/14/2010 8:05:48 AM |
| 67 bids
|
Borrower Payment Dependent Notes Series
449552
This series of Notes was issued and sold upon the funding of the borrower loan #41403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-08-2010 |
| |
Auction end date:
| Mar-13-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $259.57 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $258.89 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 24% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 10m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 20 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,415 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 55% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| valiant-investment |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help Purchase Truck
Purpose of loan:
This loan will be used to purchase a 2008 f250 that is for sale privately and I am willing to put 17k cash towards it but need?8 more.? Thanks to all who help me out.
My financial situation:
I am a good candidate for this loan simply because I have NEVER missed a payment on any loan or monthly bill.? Also, I make more money than i can prove with a w2 because I make extra money personal training on the side.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| desertoasis | $50.00 | $50.00 | 3/8/2010 4:15:23 PM |
| egw | $25.00 | $25.00 | 3/8/2010 4:24:59 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/8/2010 4:25:48 PM |
| progressive-asset | $100.00 | $100.00 | 3/8/2010 4:27:48 PM |
| Clambake | $50.00 | $50.00 | 3/8/2010 4:28:22 PM |
| bold-durability-drum | $25.00 | $25.00 | 3/8/2010 4:30:07 PM |
| flexible-value | $26.00 | $26.00 | 3/8/2010 4:30:33 PM |
| success1001 | $50.00 | $50.00 | 3/8/2010 4:31:37 PM |
| important-ore | $50.00 | $50.00 | 3/8/2010 4:32:37 PM |
| lloyd_s | $25.00 | $25.00 | 3/8/2010 4:32:49 PM |
| skuba | $25.00 | $25.00 | 3/8/2010 4:23:41 PM |
| RetiredATC | $25.00 | $25.00 | 3/8/2010 4:35:52 PM |
| helping-out | $25.00 | $25.00 | 3/8/2010 4:34:11 PM |
| uwinwewin | $25.00 | $25.00 | 3/8/2010 4:34:40 PM |
| macjp123 | $25.00 | $25.00 | 3/8/2010 4:27:33 PM |
| currency-zenith | $50.00 | $50.00 | 3/8/2010 4:36:19 PM |
| torion | $25.00 | $25.00 | 3/8/2010 4:28:26 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/8/2010 4:36:34 PM |
| Avala | $50.00 | $50.00 | 3/8/2010 4:28:50 PM |
| leodaguy | $25.00 | $25.00 | 3/8/2010 4:40:04 PM |
| srgriff | $25.00 | $25.00 | 3/8/2010 4:38:35 PM |
| ccaxid57 | $25.00 | $25.00 | 3/8/2010 4:39:04 PM |
| 1phantom | $40.00 | $40.00 | 3/8/2010 4:32:18 PM |
| Havana21 | $50.00 | $50.00 | 3/8/2010 4:41:52 PM |
| nanda | $25.00 | $25.00 | 3/8/2010 4:44:49 PM |
| moola-man | $30.00 | $30.00 | 3/8/2010 4:35:09 PM |
| teller | $25.00 | $25.00 | 3/8/2010 4:43:56 PM |
| nybanker85 | $25.00 | $25.00 | 3/8/2010 4:44:11 PM |
| cash-merry-maker | $25.00 | $25.00 | 3/8/2010 4:45:42 PM |
| ajst1 | $25.00 | $25.00 | 3/8/2010 4:45:50 PM |
| tranquil-diversification8 | $25.00 | $25.00 | 3/8/2010 4:49:56 PM |
| MissionMicroFinance | $25.00 | $25.00 | 3/8/2010 4:46:25 PM |
| bkwest01 | $100.00 | $100.00 | 3/8/2010 4:50:06 PM |
| shiny-revenue | $25.00 | $25.00 | 3/8/2010 4:46:35 PM |
| kmfreymi | $25.00 | $25.00 | 3/8/2010 4:50:36 PM |
| jokerj006 | $25.00 | $25.00 | 3/8/2010 4:47:04 PM |
| gavinfh | $25.00 | $25.00 | 3/8/2010 4:50:46 PM |
| affluence-promise | $25.00 | $25.00 | 3/8/2010 4:58:31 PM |
| a-goal-bill | $25.00 | $25.00 | 3/8/2010 4:49:27 PM |
| Aimvest | $25.00 | $25.00 | 3/8/2010 4:49:42 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/8/2010 4:42:22 PM |
| MoneyMA | $25.00 | $25.00 | 3/8/2010 4:42:37 PM |
| commitment-farm | $25.00 | $25.00 | 3/8/2010 4:50:30 PM |
| red-undaunted-kindness | $96.77 | $96.77 | 3/8/2010 5:06:02 PM |
| aasx1108 | $25.00 | $25.00 | 3/8/2010 5:00:17 PM |
| selector568 | $400.00 | $400.00 | 3/8/2010 4:45:37 PM |
| Noseel | $50.00 | $50.00 | 3/8/2010 4:46:50 PM |
| bullish2bearish | $25.00 | $25.00 | 3/8/2010 6:12:18 PM |
| hitsman | $50.00 | $50.00 | 3/8/2010 4:48:05 PM |
| principal-flow9 | $25.00 | $25.00 | 3/8/2010 5:05:19 PM |
| buraky | $25.00 | $25.00 | 3/8/2010 4:49:02 PM |
| cathexis | $50.00 | $50.00 | 3/8/2010 4:49:19 PM |
| jigsaw | $47.51 | $47.51 | 3/8/2010 4:50:25 PM |
| charming-point | $300.00 | $300.00 | 3/8/2010 7:34:30 PM |
| InvestorPartners | $25.00 | $25.00 | 3/8/2010 11:42:17 PM |
| dmfog | $25.00 | $25.00 | 3/9/2010 4:48:23 AM |
| the-persistent-reward | $25.00 | $25.00 | 3/8/2010 8:37:22 PM |
| Speculator | $100.00 | $100.00 | 3/9/2010 7:43:20 AM |
| cash-queen | $25.00 | $25.00 | 3/8/2010 6:47:19 PM |
| onlyastepaway | $25.00 | $25.00 | 3/9/2010 9:43:33 AM |
| lounges | $25.00 | $25.00 | 3/9/2010 2:31:27 AM |
| ekdroom | $25.00 | $25.00 | 3/9/2010 9:23:13 AM |
| time4aloan | $50.00 | $50.00 | 3/9/2010 5:07:51 AM |
| Rick7925 | $25.00 | $25.00 | 3/9/2010 9:58:07 AM |
| dollar-high-five | $25.00 | $25.00 | 3/9/2010 9:39:29 AM |
| tenacious-commitment6 | $25.00 | $25.00 | 3/9/2010 9:40:08 AM |
| ddog0224 | $25.00 | $25.00 | 3/9/2010 9:40:33 AM |
| elevated-platinum5 | $32.45 | $32.45 | 3/9/2010 7:27:36 AM |
| GracieLuLu04 | $25.00 | $25.00 | 3/9/2010 9:42:26 AM |
| wellsfrugal | $25.00 | $25.00 | 3/9/2010 11:15:59 AM |
| Vetrepreneur | $25.00 | $25.00 | 3/9/2010 10:12:06 AM |
| bxdoc | $250.00 | $250.00 | 3/9/2010 12:03:15 PM |
| kbodendorf | $25.00 | $25.00 | 3/9/2010 12:05:10 PM |
| lovelongandprosper | $50.00 | $50.00 | 3/9/2010 12:05:35 PM |
| chicago1228 | $25.00 | $25.00 | 3/9/2010 10:53:22 AM |
| leverage-holly | $25.00 | $25.00 | 3/9/2010 9:57:55 AM |
| tremendous-payment | $25.00 | $25.00 | 3/9/2010 11:48:49 AM |
| shamil45 | $25.00 | $25.00 | 3/9/2010 2:27:18 PM |
| CASHGIRL | $26.78 | $26.78 | 3/9/2010 10:36:55 AM |
| luckyldy | $35.00 | $35.00 | 3/9/2010 12:06:00 PM |
| treasure-bliss | $25.00 | $25.00 | 3/9/2010 12:06:05 PM |
| Phantom99 | $25.00 | $25.00 | 3/9/2010 1:00:26 PM |
| tranquil-openness1 | $25.00 | $25.00 | 3/9/2010 1:42:38 PM |
| fund-guild | $49.69 | $49.69 | 3/9/2010 2:09:34 PM |
| xstreamin | $25.00 | $25.00 | 3/9/2010 12:04:58 PM |
| pure-fairness | $25.00 | $25.00 | 3/9/2010 4:05:17 PM |
| Picopie | $41.59 | $41.59 | 3/9/2010 12:52:17 PM |
| srilm | $25.00 | $25.00 | 3/9/2010 1:00:21 PM |
| junctionking | $25.00 | $25.00 | 3/9/2010 3:52:59 PM |
| durability-balance4 | $50.00 | $50.00 | 3/9/2010 6:17:24 PM |
| GarciaCompany | $50.00 | $50.00 | 3/10/2010 6:18:17 AM |
| JABank | $25.00 | $25.00 | 3/9/2010 11:29:00 PM |
| Fingar | $25.00 | $25.00 | 3/10/2010 11:08:37 AM |
| speedy2shoes | $25.00 | $25.00 | 3/10/2010 9:33:50 AM |
| the-profit-oracle | $25.00 | $25.00 | 3/10/2010 9:47:47 AM |
| RMB-Investments | $25.00 | $25.00 | 3/10/2010 12:38:18 PM |
| mmckune | $25.00 | $25.00 | 3/10/2010 1:02:38 PM |
| preventivepestcontrol | $75.00 | $75.00 | 3/11/2010 9:57:00 AM |
| uprising35 | $25.00 | $25.00 | 3/11/2010 8:34:45 AM |
| hopethisworks | $200.00 | $200.00 | 3/11/2010 1:02:52 PM |
| liederhaus | $50.00 | $50.00 | 3/11/2010 1:39:06 PM |
| thenadamgoes | $53.80 | $53.80 | 3/11/2010 5:15:56 PM |
| infinitykid | $25.00 | $25.00 | 3/11/2010 10:08:17 PM |
| upperdeck | $25.00 | $25.00 | 3/11/2010 11:44:12 PM |
| brazilofmux | $33.66 | $33.66 | 3/12/2010 2:03:45 AM |
| heloswimmer | $25.00 | $25.00 | 3/12/2010 6:50:13 AM |
| TheCount | $150.00 | $150.00 | 3/12/2010 8:16:32 AM |
| micko | $25.00 | $25.00 | 3/12/2010 7:55:49 AM |
| cordial-funds8 | $25.00 | $1.14 | 3/12/2010 9:33:24 AM |
| webfeet | $25.00 | $25.00 | 3/12/2010 12:36:33 PM |
| grasscutter | $50.00 | $50.00 | 3/12/2010 1:29:47 PM |
| hope-lionheart1 | $25.00 | $25.00 | 3/12/2010 2:30:45 PM |
| RandyL3 | $33.00 | $33.00 | 3/12/2010 4:41:17 PM |
| kalihan42 | $25.00 | $25.00 | 3/13/2010 8:28:54 AM |
| Microfinancer | $25.00 | $25.00 | 3/8/2010 4:26:08 PM |
| delicious-social132 | $25.00 | $25.00 | 3/8/2010 4:31:00 PM |
| integrity-doctor | $50.00 | $50.00 | 3/8/2010 4:32:56 PM |
| top-silver-american | $25.00 | $25.00 | 3/8/2010 4:33:09 PM |
| tripnosis | $25.00 | $25.00 | 3/8/2010 4:35:33 PM |
| dollar-birdie | $25.00 | $25.00 | 3/8/2010 4:35:43 PM |
| Banker7371 | $25.00 | $25.00 | 3/8/2010 4:34:55 PM |
| investment-oasis | $25.00 | $25.00 | 3/8/2010 4:41:47 PM |
| personal-lender | $25.00 | $25.00 | 3/8/2010 4:30:57 PM |
| gracej | $25.00 | $25.00 | 3/8/2010 4:42:16 PM |
| mg6619 | $25.00 | $25.00 | 3/8/2010 4:31:22 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/8/2010 4:39:41 PM |
| irrelevant | $25.00 | $25.00 | 3/8/2010 4:32:15 PM |
| kindness-percolator5 | $25.00 | $25.00 | 3/8/2010 4:41:49 PM |
| honorable-yield | $50.00 | $50.00 | 3/8/2010 4:33:43 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/8/2010 4:45:52 PM |
| 29Palms | $25.00 | $25.00 | 3/8/2010 4:46:52 PM |
| Supernick | $25.00 | $25.00 | 3/8/2010 4:43:53 PM |
| fightinjoe | $25.00 | $25.00 | 3/8/2010 4:35:22 PM |
| RugbyNick2126 | $25.00 | $25.00 | 3/8/2010 4:44:08 PM |
| wise-handy-finance | $25.00 | $25.00 | 3/8/2010 4:47:34 PM |
| asset-professor | $75.00 | $75.00 | 3/8/2010 4:44:25 PM |
| martinnc | $25.00 | $25.00 | 3/8/2010 4:44:33 PM |
| rlecour | $25.00 | $25.00 | 3/8/2010 4:48:11 PM |
| redrock007 | $25.00 | $25.00 | 3/8/2010 4:45:05 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/8/2010 4:48:45 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/8/2010 4:45:23 PM |
| AF-Chief | $28.00 | $28.00 | 3/8/2010 4:45:59 PM |
| tallmon | $25.00 | $25.00 | 3/8/2010 4:38:51 PM |
| availableloan | $25.00 | $25.00 | 3/8/2010 4:51:45 PM |
| investor421 | $25.00 | $25.00 | 3/8/2010 4:42:03 PM |
| Lilred7879 | $50.00 | $50.00 | 3/8/2010 4:42:05 PM |
| Magus54 | $25.00 | $25.00 | 3/8/2010 4:49:48 PM |
| courteous-integrity8 | $25.00 | $25.00 | 3/8/2010 4:49:59 PM |
| platinum-platoon | $25.00 | $25.00 | 3/8/2010 5:02:23 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/8/2010 4:42:57 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/8/2010 4:43:11 PM |
| Sonos | $25.00 | $25.00 | 3/8/2010 4:51:05 PM |
| jrbill1998 | $50.00 | $50.00 | 3/8/2010 4:45:40 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/8/2010 6:11:11 PM |
| awwaww | $25.00 | $25.00 | 3/8/2010 4:47:30 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/8/2010 6:27:37 PM |
| SBT | $50.00 | $50.00 | 3/8/2010 4:48:27 PM |
| BlindJoeDeath | $25.00 | $25.00 | 3/8/2010 5:06:18 PM |
| currency-shaker16 | $100.00 | $100.00 | 3/8/2010 5:14:18 PM |
| intelligent-yield | $25.00 | $25.00 | 3/8/2010 4:51:04 PM |
| repayment-chef | $25.00 | $25.00 | 3/8/2010 4:51:16 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/8/2010 4:51:27 PM |
| cberthiaume | $25.00 | $25.00 | 3/9/2010 3:17:21 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/9/2010 4:47:49 AM |
| heng2x | $25.00 | $25.00 | 3/8/2010 5:02:21 PM |
| kmr2 | $47.97 | $47.97 | 3/9/2010 5:12:55 AM |
| thunderd | $25.00 | $25.00 | 3/9/2010 6:57:37 AM |
| Carne_Chung | $25.00 | $25.00 | 3/8/2010 10:57:22 PM |
| 3am-preacher | $25.00 | $25.00 | 3/9/2010 2:32:24 AM |
| Hatdance | $25.00 | $25.00 | 3/9/2010 5:27:40 AM |
| wahoo-trader | $25.00 | $25.00 | 3/9/2010 8:27:23 AM |
| jasmarc | $25.00 | $25.00 | 3/9/2010 9:04:10 AM |
| xrycac | $25.00 | $25.00 | 3/9/2010 2:35:24 AM |
| Fiimg | $37.42 | $37.42 | 3/9/2010 9:57:59 AM |
| resource777 | $25.00 | $25.00 | 3/9/2010 10:36:51 AM |
| nunnie | $25.00 | $25.00 | 3/9/2010 9:41:51 AM |
| unrivaled-justice | $25.00 | $25.00 | 3/9/2010 9:44:05 AM |
| marketplace-achievement | $25.00 | $25.00 | 3/9/2010 12:05:59 PM |
| robust-trade | $25.00 | $25.00 | 3/9/2010 1:08:13 PM |
| successful-euro | $30.00 | $30.00 | 3/9/2010 11:28:43 AM |
| ferdberfel | $27.96 | $27.96 | 3/9/2010 11:39:01 AM |
| bonafide-cash | $50.00 | $50.00 | 3/9/2010 10:22:16 AM |
| whynormal | $25.00 | $25.00 | 3/9/2010 12:05:32 PM |
| flexible-return297 | $25.00 | $25.00 | 3/9/2010 12:05:36 PM |
| BigCityLending | $25.00 | $25.00 | 3/9/2010 3:12:24 PM |
| BuffetRocks | $50.00 | $50.00 | 3/9/2010 12:06:02 PM |
| ktfritz | $25.00 | $25.00 | 3/9/2010 12:22:40 PM |
| supe11 | $25.00 | $25.00 | 3/9/2010 2:02:25 PM |
| melodious-fairness | $25.00 | $25.00 | 3/9/2010 11:48:50 AM |
| credit-kahuna | $68.49 | $68.49 | 3/9/2010 12:06:06 PM |
| hope-spinner | $25.00 | $25.00 | 3/9/2010 1:17:22 PM |
| ghinga | $30.00 | $30.00 | 3/9/2010 2:32:31 PM |
| Third-Eye | $25.00 | $25.00 | 3/9/2010 2:37:57 PM |
| ookete | $25.00 | $25.00 | 3/10/2010 9:54:48 AM |
| economy-mushroom | $25.00 | $25.00 | 3/10/2010 9:32:52 AM |
| WhiteGiant | $25.00 | $25.00 | 3/10/2010 12:18:27 PM |
| bchen78875 | $25.00 | $25.00 | 3/10/2010 11:08:11 AM |
| zeraphm | $25.00 | $25.00 | 3/10/2010 5:42:39 PM |
| Super-LM | $25.00 | $25.00 | 3/11/2010 11:18:58 AM |
| starikrai | $50.00 | $50.00 | 3/11/2010 6:58:14 PM |
| mikeandcat | $50.00 | $50.00 | 3/11/2010 8:27:08 PM |
| Kilolani | $25.00 | $25.00 | 3/11/2010 11:59:11 PM |
| Gabriel02 | $25.00 | $25.00 | 3/12/2010 6:37:26 AM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/12/2010 6:53:29 AM |
| don8ter | $25.00 | $25.00 | 3/12/2010 7:55:10 AM |
| devoider | $25.00 | $25.00 | 3/12/2010 6:59:54 AM |
| Biff | $27.54 | $27.54 | 3/12/2010 8:39:57 AM |
| Vegasjim | $25.00 | $25.00 | 3/12/2010 8:57:41 AM |
| birchbark86 | $25.00 | $25.00 | 3/12/2010 10:06:34 AM |
| SCD | $25.00 | $25.00 | 3/12/2010 1:47:00 PM |
| Planecourage | $35.29 | $35.29 | 3/12/2010 2:00:41 PM |
| GarciaCompany | $29.94 | $29.94 | 3/13/2010 10:30:18 AM |
| 212 bids
|
Borrower Payment Dependent Notes Series
449682
This series of Notes was issued and sold upon the funding of the borrower loan #41488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,550.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-10-2010 |
| |
Auction end date:
| Mar-16-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $177.47 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $177.01 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
9 | Length of status: | 23y 2m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 47 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $64,567 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 56% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 29 | | | | |
|
Screen name:
| Eric2007 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 19 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,100.00 | < mo. late:
| 0
( 0% )
| 720-739
(May-2008)
760-779
(Apr-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Pay off credit card and purchase TV
Purpose of loan:
To pay off a single credit card account.? We had our transmission go out and it cost 4,500 to fix. I'll I had to pay this with was a credit card. This last month they raised by interest rate by 4 % so I'd like to get a better rate and also payoff this loan in three years. Also, I just found out my TV is now broken and cannot be fixed, so I'm adding 1,000 for a new TV. />
My financial situation:
I have a good credit rating and have had a good professional job for 18 years.? I own my home and my vehicles.
My monthly budget:
Mortgage/rent: $2200
Insurance: $250
Car expenses: $200
Utilities: $220
Phone, cable, internet: $350
Food, entertainment: $1000
Clothing, household expenses $300
Credit cards and other loan payments: $100
Other expenses: $300
---------------------------------------
Total monthly expenses: $4,920
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $50.00 | $50.00 | 3/10/2010 4:22:45 PM |
| skuba | $50.00 | $50.00 | 3/10/2010 4:29:14 PM |
| fightinjoe | $25.00 | $25.00 | 3/10/2010 4:29:30 PM |
| engaging-worth | $30.00 | $30.00 | 3/10/2010 4:29:41 PM |
| dollar-birdie | $50.00 | $50.00 | 3/10/2010 4:28:56 PM |
| Castellan | $25.00 | $25.00 | 3/10/2010 4:29:37 PM |
| macjp123 | $25.00 | $25.00 | 3/10/2010 4:32:53 PM |
| credit-force5 | $25.00 | $25.00 | 3/10/2010 4:33:29 PM |
| uwinwewin | $25.00 | $25.00 | 3/10/2010 4:34:59 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/10/2010 4:32:22 PM |
| clean-loyalty | $25.00 | $25.00 | 3/10/2010 4:36:02 PM |
| personal-lender | $25.00 | $25.00 | 3/10/2010 4:33:49 PM |
| top-silver-american | $25.00 | $25.00 | 3/10/2010 4:34:41 PM |
| Vetrepreneur | $25.00 | $25.00 | 3/10/2010 4:38:08 PM |
| durability-balance4 | $50.00 | $50.00 | 3/10/2010 4:38:52 PM |
| leodaguy | $25.00 | $25.00 | 3/10/2010 4:36:08 PM |
| listenfirst | $50.00 | $50.00 | 3/10/2010 4:40:19 PM |
| delicious-social132 | $40.00 | $40.00 | 3/10/2010 4:32:28 PM |
| flexible-value | $31.00 | $31.00 | 3/10/2010 4:32:41 PM |
| micko | $25.00 | $25.00 | 3/10/2010 4:38:39 PM |
| honorable-yield | $75.00 | $75.00 | 3/10/2010 4:33:39 PM |
| Ivan2007 | $25.00 | $25.00 | 3/10/2010 4:39:13 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/10/2010 4:34:03 PM |
| lendersf | $95.00 | $95.00 | 3/10/2010 4:34:15 PM |
| irrelevant | $25.00 | $25.00 | 3/10/2010 4:34:23 PM |
| jokerj006 | $25.00 | $25.00 | 3/10/2010 4:36:40 PM |
| zeraphm | $25.00 | $25.00 | 3/10/2010 5:42:32 PM |
| buraky | $25.00 | $25.00 | 3/10/2010 4:36:56 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/10/2010 6:09:28 PM |
| treasure-hunter270 | $25.00 | $25.00 | 3/10/2010 4:39:03 PM |
| Banker7371 | $25.00 | $25.00 | 3/10/2010 4:39:23 PM |
| wiselady | $25.00 | $25.00 | 3/10/2010 4:39:45 PM |
| mrscenicroute | $25.00 | $25.00 | 3/10/2010 8:44:44 PM |
| bkwest01 | $100.00 | $100.00 | 3/11/2010 5:03:23 AM |
| djs81 | $25.00 | $25.00 | 3/11/2010 5:11:34 AM |
| baseballfan111 | $25.00 | $25.00 | 3/10/2010 11:22:30 PM |
| LenderExtraordinaire | $25.00 | $25.00 | 3/11/2010 9:33:37 AM |
| Cheburashka | $30.00 | $30.00 | 3/11/2010 12:36:21 PM |
| bigballer105 | $50.00 | $50.00 | 3/11/2010 1:28:21 PM |
| tylerfd | $25.00 | $25.00 | 3/11/2010 10:49:10 AM |
| bchen78875 | $25.00 | $25.00 | 3/11/2010 1:23:35 PM |
| Goodlender42 | $25.00 | $25.00 | 3/11/2010 1:48:29 PM |
| xstreamin | $25.00 | $25.00 | 3/11/2010 2:53:08 PM |
| kindness-percolator5 | $25.00 | $25.00 | 3/11/2010 3:35:39 PM |
| buckyhead2000 | $25.00 | $25.00 | 3/11/2010 5:22:18 PM |
| starikrai | $50.00 | $50.00 | 3/11/2010 6:58:03 PM |
| focused-wampum | $25.00 | $25.00 | 3/11/2010 9:52:45 PM |
| helpful-dough | $25.00 | $25.00 | 3/11/2010 9:38:37 PM |
| diligent-leverage | $25.00 | $25.00 | 3/12/2010 3:32:31 AM |
| red-trade-cologne | $25.00 | $25.00 | 3/12/2010 4:44:52 AM |
| likeable-value | $25.00 | $25.00 | 3/12/2010 5:24:53 AM |
| grampy48 | $25.00 | $25.00 | 3/12/2010 6:47:23 AM |
| Divot | $25.00 | $25.00 | 3/12/2010 2:52:53 AM |
| BankofBen | $25.00 | $25.00 | 3/12/2010 7:54:15 AM |
| credit-coach118 | $40.00 | $40.00 | 3/12/2010 10:27:32 AM |
| gain-boomerang5 | $25.00 | $25.00 | 3/12/2010 9:33:05 AM |
| nletunic | $25.00 | $25.00 | 3/12/2010 9:34:36 AM |
| bowdish1 | $36.47 | $36.47 | 3/12/2010 10:58:35 AM |
| radforj22 | $25.00 | $25.00 | 3/12/2010 10:18:05 AM |
| Adino | $25.00 | $25.00 | 3/12/2010 10:45:28 AM |
| trent98375 | $30.56 | $30.56 | 3/12/2010 11:42:20 AM |
| fotep-financial | $25.00 | $25.00 | 3/12/2010 12:53:43 PM |
| spark548 | $50.00 | $50.00 | 3/12/2010 12:08:36 PM |
| unequaled-credit7 | $25.00 | $25.00 | 3/12/2010 1:19:07 PM |
| budyzr | $25.00 | $25.00 | 3/12/2010 1:30:34 PM |
| Medic05 | $25.00 | $25.00 | 3/12/2010 2:58:09 PM |
| hayhelp | $25.00 | $25.00 | 3/12/2010 2:59:59 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/12/2010 1:41:29 PM |
| bigphish | $25.00 | $25.00 | 3/12/2010 1:53:25 PM |
| kulender | $25.00 | $25.00 | 3/12/2010 3:04:59 PM |
| lender12345 | $25.00 | $25.00 | 3/15/2010 6:38:53 PM |
| desertoasis | $25.00 | $25.00 | 3/10/2010 4:23:41 PM |
| AF-Chief | $28.00 | $28.00 | 3/10/2010 4:23:22 PM |
| asset-professor | $100.00 | $100.00 | 3/10/2010 4:29:09 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/10/2010 4:32:36 PM |
| Clambake | $50.00 | $50.00 | 3/10/2010 4:32:59 PM |
| mg6619 | $25.00 | $25.00 | 3/10/2010 4:34:09 PM |
| jeffpac | $55.00 | $55.00 | 3/10/2010 4:32:13 PM |
| torion | $25.00 | $25.00 | 3/10/2010 4:33:12 PM |
| Avala | $50.00 | $50.00 | 3/10/2010 4:33:22 PM |
| Microfinancer | $25.00 | $25.00 | 3/10/2010 4:29:03 PM |
| moola-man | $50.00 | $50.00 | 3/10/2010 4:29:25 PM |
| interest-exec9 | $25.00 | $25.00 | 3/10/2010 4:37:54 PM |
| Zanch | $25.00 | $25.00 | 3/10/2010 4:34:53 PM |
| RetiredATC | $25.00 | $25.00 | 3/10/2010 4:35:18 PM |
| Supernick | $25.00 | $25.00 | 3/10/2010 4:36:29 PM |
| nanda | $25.00 | $25.00 | 3/10/2010 4:36:34 PM |
| mlbox3k | $25.00 | $25.00 | 3/10/2010 4:39:57 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/10/2010 4:37:15 PM |
| phredd | $25.00 | $25.00 | 3/10/2010 4:38:12 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/10/2010 4:35:29 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/10/2010 4:36:25 PM |
| successful-euro | $30.00 | $30.00 | 3/10/2010 4:38:02 PM |
| mmckune | $25.00 | $25.00 | 3/10/2010 4:40:55 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/10/2010 7:03:28 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/11/2010 5:03:20 AM |
| MoneyForNothing | $25.00 | $25.00 | 3/10/2010 7:46:53 PM |
| treasure-bliss | $100.00 | $100.00 | 3/11/2010 6:08:02 AM |
| progressive-asset | $36.91 | $36.91 | 3/11/2010 7:09:17 AM |
| teller | $60.00 | $60.00 | 3/11/2010 7:42:20 AM |
| a-goal-bill | $25.00 | $25.00 | 3/11/2010 5:03:22 AM |
| edgeofpdx | $25.00 | $25.00 | 3/11/2010 10:22:29 AM |
| orbital-gold4 | $25.00 | $25.00 | 3/11/2010 11:14:44 AM |
| uprising35 | $25.00 | $25.00 | 3/11/2010 8:34:38 AM |
| hopethisworks | $200.00 | $200.00 | 3/11/2010 1:03:01 PM |
| steely_dan34 | $25.00 | $25.00 | 3/11/2010 10:30:14 AM |
| jhouman | $25.00 | $25.00 | 3/11/2010 10:54:29 AM |
| liederhaus | $50.00 | $50.00 | 3/11/2010 1:52:41 PM |
| kmfreymi | $25.00 | $25.00 | 3/11/2010 3:44:58 PM |
| HHP | $25.00 | $25.00 | 3/11/2010 1:49:10 PM |
| gracej | $25.00 | $25.00 | 3/11/2010 2:28:09 PM |
| lloyd_s | $25.00 | $25.00 | 3/11/2010 3:27:23 PM |
| Phantom99 | $25.00 | $25.00 | 3/11/2010 4:29:15 PM |
| AFairDeal | $25.00 | $25.00 | 3/11/2010 4:39:08 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/11/2010 4:49:52 PM |
| mac415 | $25.00 | $25.00 | 3/11/2010 4:31:38 PM |
| woodenshoes | $25.00 | $25.00 | 3/11/2010 6:26:55 PM |
| byrule62 | $25.00 | $25.00 | 3/11/2010 7:13:30 PM |
| community-saver158 | $25.00 | $25.00 | 3/11/2010 6:24:51 PM |
| KramericaIndustries | $25.00 | $25.00 | 3/11/2010 8:18:23 PM |
| jameskdean | $25.00 | $25.00 | 3/11/2010 8:18:29 PM |
| inqbus | $25.00 | $25.00 | 3/11/2010 9:47:20 PM |
| infinitykid | $25.00 | $25.00 | 3/11/2010 10:08:07 PM |
| Kilolani | $25.00 | $25.00 | 3/11/2010 11:58:59 PM |
| unclejaef | $25.00 | $25.00 | 3/12/2010 2:44:01 AM |
| santafe1 | $25.00 | $25.00 | 3/12/2010 4:27:31 AM |
| h9y9 | $25.00 | $25.00 | 3/12/2010 5:32:49 AM |
| adevadeh | $25.00 | $25.00 | 3/12/2010 12:37:26 AM |
| idhitthat | $25.00 | $25.00 | 3/12/2010 3:02:25 AM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/12/2010 6:53:21 AM |
| tpq | $25.00 | $25.00 | 3/12/2010 7:12:44 AM |
| webfeet | $25.00 | $25.00 | 3/12/2010 7:52:56 AM |
| mikeandcat | $99.61 | $99.61 | 3/12/2010 7:54:13 AM |
| bailey14 | $25.00 | $25.00 | 3/12/2010 7:27:29 AM |
| bayareainv | $100.00 | $100.00 | 3/12/2010 8:40:40 AM |
| Vegasjim | $25.00 | $25.00 | 3/12/2010 8:57:35 AM |
| integrity-doctor | $50.00 | $50.00 | 3/12/2010 7:55:30 AM |
| cordial-funds8 | $25.00 | $25.00 | 3/12/2010 9:33:18 AM |
| courteous-fund9 | $25.00 | $25.00 | 3/12/2010 9:34:14 AM |
| AW14 | $25.00 | $25.00 | 3/12/2010 9:33:14 AM |
| cello1 | $25.00 | $25.00 | 3/12/2010 9:35:00 AM |
| figs4u2 | $100.00 | $100.00 | 3/12/2010 9:47:27 AM |
| awwaww | $25.00 | $25.00 | 3/12/2010 9:29:37 AM |
| Milonguero | $100.00 | $100.00 | 3/12/2010 10:10:52 AM |
| LAM26 | $25.00 | $25.00 | 3/12/2010 9:33:00 AM |
| satisfying-durability | $25.00 | $25.00 | 3/12/2010 10:58:38 AM |
| restless-currency | $25.00 | $25.00 | 3/12/2010 11:02:53 AM |
| iolaire | $25.00 | $25.00 | 3/12/2010 11:05:00 AM |
| tukuks | $45.00 | $45.00 | 3/12/2010 10:31:34 AM |
| devoider | $25.00 | $25.00 | 3/12/2010 1:23:50 PM |
| oaktown23 | $50.00 | $50.00 | 3/12/2010 1:27:47 PM |
| xrycac | $25.00 | $25.00 | 3/12/2010 12:21:16 PM |
| galtsgulch | $25.00 | $25.00 | 3/12/2010 12:39:00 PM |
| 519dobber | $25.00 | $25.00 | 3/12/2010 1:30:40 PM |
| Tradesmanlender | $25.00 | $25.00 | 3/12/2010 1:30:32 PM |
| intelligent-yield | $25.00 | $17.45 | 3/12/2010 3:06:09 PM |
| capital-web7 | $25.00 | $25.00 | 3/12/2010 2:45:24 PM |
| highcountry1 | $25.00 | $25.00 | 3/12/2010 3:05:46 PM |
| interstellar | $50.00 | $50.00 | 3/12/2010 3:07:16 PM |
| wordsandpictures | $30.00 | $30.00 | 3/12/2010 3:15:58 PM |
| Dollars4Rent | $25.00 | $25.00 | 3/14/2010 4:23:39 PM |
| CA_Lender | $25.00 | $25.00 | 3/16/2010 1:27:12 PM |
| Cherrypicker | $25.00 | $25.00 | 3/16/2010 3:04:01 PM |
| 163 bids
|
Borrower Payment Dependent Notes Series
449722
This series of Notes was issued and sold upon the funding of the borrower loan #41470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-11-2010 |
| |
Auction end date:
| Mar-18-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $82.06 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $80.85 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 39% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 10m |
|
Credit score:
| 640-659 (Mar-2010) |
Total credit lines:
| 9 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,239 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 105% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| priceless-credit5 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
online business startup cost
Purpose of loan:
It will be used to pay for my business coaching so i can get out of debt quickly, i hope and build a new life for myself after my divorce.
My financial situation because...
The money will be put to good use and i need a chance to succeed and get ahead in life, instead of living paycheck to paycheck and letting someone else determine how much i make and when? i will or wont work. My time is worth something too, id rather work on my own schedule and stop giving control of that to others.
Monthly net income: $
1,900
Monthly expenses: $
??Housing: $ 350
??Insurance: $?130
??Car expenses: $ 300
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 400
??Clothing, household expenses $150
??Credit cards and other loans: $ 400
??Other expenses: $ 180
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| social-conductor4 | $25.00 | $25.00 | 3/11/2010 3:54:56 PM |
| oldmora | $25.00 | $25.00 | 3/11/2010 3:59:13 PM |
| secobarbital | $25.00 | $25.00 | 3/11/2010 3:59:36 PM |
| hope-equation | $50.00 | $50.00 | 3/11/2010 3:59:58 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/11/2010 4:00:02 PM |
| Zolton | $200.00 | $200.00 | 3/11/2010 4:00:28 PM |
| elevated-platinum5 | $25.00 | $25.00 | 3/11/2010 4:00:34 PM |
| personal-lender | $25.00 | $25.00 | 3/11/2010 4:00:09 PM |
| AF_Trust | $25.00 | $25.00 | 3/11/2010 4:00:40 PM |
| srgriff | $25.00 | $2.62 | 3/11/2010 4:01:39 PM |
| suomynona | $25.00 | $25.00 | 3/11/2010 3:56:09 PM |
| AF-Chief | $28.00 | $28.00 | 3/11/2010 3:56:16 PM |
| Kaj | $25.00 | $25.00 | 3/11/2010 3:59:08 PM |
| dollardave | $100.00 | $100.00 | 3/12/2010 9:12:26 AM |
| charming-point | $300.00 | $300.00 | 3/13/2010 9:46:45 AM |
| YoungTaxMan | $39.38 | $39.38 | 3/17/2010 2:44:18 PM |
| nilonc1 | $200.00 | $200.00 | 3/17/2010 4:23:42 PM |
| sadhikari | $25.00 | $25.00 | 3/17/2010 5:21:35 PM |
| marwadi-62 | $100.00 | $100.00 | 3/17/2010 7:51:04 PM |
| Gaelicman | $25.00 | $25.00 | 3/17/2010 10:36:45 PM |
| Leshan | $25.00 | $25.00 | 3/18/2010 9:00:11 AM |
| hornet27 | $25.00 | $25.00 | 3/18/2010 11:25:21 AM |
| irrelevant | $25.00 | $25.00 | 3/18/2010 12:34:56 PM |
| Cai8899 | $30.00 | $30.00 | 3/11/2010 3:59:52 PM |
| trustu | $25.00 | $25.00 | 3/11/2010 4:01:26 PM |
| honorable-yield | $35.00 | $35.00 | 3/11/2010 4:00:53 PM |
| asiaratt | $100.00 | $100.00 | 3/11/2010 4:01:02 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 3/11/2010 3:59:23 PM |
| steves73 | $25.00 | $25.00 | 3/11/2010 3:59:27 PM |
| exact-loan5 | $30.00 | $30.00 | 3/11/2010 3:59:44 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 3/11/2010 4:00:21 PM |
| CarDealer3070 | $30.00 | $30.00 | 3/11/2010 4:01:08 PM |
| Purposeful | $25.00 | $25.00 | 3/11/2010 4:01:20 PM |
| UCLA4life | $25.00 | $25.00 | 3/12/2010 11:57:25 PM |
| Bob450 | $25.00 | $25.00 | 3/16/2010 9:08:08 PM |
| ayiticheri | $25.00 | $25.00 | 3/17/2010 3:20:33 AM |
| asian808 | $50.00 | $50.00 | 3/17/2010 2:31:22 PM |
| seineil | $25.00 | $25.00 | 3/18/2010 12:36:34 AM |
| dano1965 | $50.00 | $50.00 | 3/18/2010 12:00:58 PM |
| payment-piledriver | $25.00 | $25.00 | 3/18/2010 2:31:12 PM |
| BlueWave | $25.00 | $25.00 | 3/18/2010 3:50:05 PM |
| Engineer44 | $25.00 | $25.00 | 3/18/2010 3:52:40 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
449886
This series of Notes was issued and sold upon the funding of the borrower loan #41387, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-11-2010 |
| |
Auction end date:
| Mar-18-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $292.01 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $291.25 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 5m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 10 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,737 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 53% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Vennela |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off my CC forever
Purpose of loan:
This loan will be used to?
pay off my credit cards.
My financial situation:
I am a good candidate for this loan because?
i have a good and steady income job and good credit score. I am actually opting this loan to pay off all my individual credit cards, and this would only be the loan i should care about.
Monthly net income: $ 5,800.00 (approx)?
Monthly expenses: $ 2000.00
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| skuba | $25.00 | $25.00 | 3/11/2010 4:05:10 PM |
| macjp123 | $25.00 | $25.00 | 3/11/2010 4:07:53 PM |
| Avala | $50.00 | $50.00 | 3/11/2010 4:08:24 PM |
| mg6619 | $25.00 | $25.00 | 3/11/2010 4:09:16 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/11/2010 4:11:40 PM |
| delicious-social132 | $25.00 | $25.00 | 3/11/2010 4:08:59 PM |
| irrelevant | $25.00 | $25.00 | 3/11/2010 4:09:35 PM |
| fightinjoe | $25.00 | $25.00 | 3/11/2010 4:10:45 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/11/2010 4:12:24 PM |
| AFairDeal | $25.00 | $25.00 | 3/11/2010 4:39:02 PM |
| torion | $25.00 | $25.00 | 3/11/2010 4:08:13 PM |
| top-silver-american | $25.00 | $25.00 | 3/11/2010 4:10:05 PM |
| uwinwewin | $25.00 | $25.00 | 3/11/2010 4:10:29 PM |
| GlobalFan | $25.00 | $25.00 | 3/11/2010 5:07:25 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/11/2010 5:06:13 PM |
| asset-professor | $75.00 | $75.00 | 3/11/2010 4:16:12 PM |
| stanbalwight4 | $25.00 | $25.00 | 3/11/2010 4:30:20 PM |
| mac415 | $25.00 | $25.00 | 3/11/2010 4:31:34 PM |
| starikrai | $50.00 | $50.00 | 3/11/2010 6:57:58 PM |
| bchen78875 | $25.00 | $25.00 | 3/11/2010 8:01:57 PM |
| stock106 | $25.00 | $25.00 | 3/11/2010 8:21:31 PM |
| nalaari | $25.00 | $25.00 | 3/11/2010 8:27:31 PM |
| Kilolani | $25.00 | $25.00 | 3/11/2010 11:58:57 PM |
| red-trade-cologne | $25.00 | $25.00 | 3/12/2010 4:44:06 AM |
| santafe1 | $25.00 | $25.00 | 3/12/2010 4:27:48 AM |
| tpq | $25.00 | $25.00 | 3/12/2010 7:12:39 AM |
| bailey14 | $25.00 | $25.00 | 3/12/2010 7:27:26 AM |
| Usurious | $25.00 | $25.00 | 3/12/2010 7:47:44 AM |
| successful-euro | $50.00 | $50.00 | 3/12/2010 6:37:45 AM |
| integrity-doctor | $50.00 | $50.00 | 3/12/2010 7:55:28 AM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/12/2010 6:53:18 AM |
| treasure-bliss | $25.00 | $25.00 | 3/12/2010 7:56:22 AM |
| cordial-funds8 | $25.00 | $25.00 | 3/12/2010 9:33:16 AM |
| courteous-fund9 | $25.00 | $25.00 | 3/12/2010 9:34:11 AM |
| cello1 | $25.00 | $25.00 | 3/12/2010 9:34:58 AM |
| figs4u2 | $100.00 | $100.00 | 3/12/2010 9:47:23 AM |
| tspyz | $25.00 | $25.00 | 3/12/2010 11:02:45 AM |
| spark548 | $50.00 | $50.00 | 3/12/2010 12:08:32 PM |
| xrycac | $25.00 | $25.00 | 3/12/2010 12:21:12 PM |
| bowdish1 | $100.00 | $100.00 | 3/12/2010 12:39:04 PM |
| bold-durability-drum | $25.00 | $25.00 | 3/12/2010 1:11:51 PM |
| progressive-asset | $29.98 | $29.98 | 3/12/2010 12:57:38 PM |
| happy-return4 | $25.00 | $25.00 | 3/12/2010 12:57:59 PM |
| oaktown23 | $50.00 | $50.00 | 3/12/2010 1:27:42 PM |
| SBT | $32.88 | $32.88 | 3/12/2010 1:42:49 PM |
| currency-zenith | $48.07 | $48.07 | 3/12/2010 3:15:45 PM |
| Gabriel02 | $25.00 | $25.00 | 3/13/2010 9:12:48 AM |
| medan20356 | $25.00 | $25.00 | 3/13/2010 8:42:23 AM |
| asdf9876 | $25.00 | $25.00 | 3/13/2010 1:13:51 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 3/13/2010 3:38:19 PM |
| devoider | $25.00 | $25.00 | 3/13/2010 11:18:28 AM |
| community-pipeline8 | $50.00 | $50.00 | 3/13/2010 3:22:33 PM |
| kmr2 | $250.00 | $250.00 | 3/14/2010 8:22:26 AM |
| Eric15378 | $100.00 | $100.00 | 3/14/2010 2:24:50 PM |
| faifar | $25.00 | $25.00 | 3/14/2010 8:07:18 PM |
| cingular | $25.00 | $25.00 | 3/14/2010 5:02:23 PM |
| don8ter | $25.00 | $25.00 | 3/14/2010 7:43:03 PM |
| vacaerol | $25.00 | $25.00 | 3/14/2010 10:53:38 PM |
| wise-silver-wonder | $25.00 | $25.00 | 3/15/2010 7:33:43 AM |
| maximizer | $25.00 | $25.00 | 3/15/2010 7:14:06 AM |
| martinnc | $25.00 | $25.00 | 3/15/2010 10:01:11 AM |
| a-social-nebula | $25.00 | $25.00 | 3/15/2010 10:39:20 AM |
| visionary-currency | $65.38 | $65.38 | 3/15/2010 10:13:22 AM |
| anton | $48.69 | $48.69 | 3/15/2010 11:03:26 AM |
| supreme-hope | $25.00 | $25.00 | 3/15/2010 12:20:40 PM |
| intelligent-yield | $25.00 | $25.00 | 3/15/2010 11:18:18 AM |
| kmfreymi | $25.00 | $25.00 | 3/15/2010 1:02:36 PM |
| awwaww | $25.00 | $25.00 | 3/15/2010 1:02:37 PM |
| Interloper | $35.00 | $35.00 | 3/15/2010 1:44:45 PM |
| Havana21 | $50.00 | $50.00 | 3/15/2010 3:44:16 PM |
| nanda | $25.00 | $25.00 | 3/15/2010 3:03:01 PM |
| shiny-revenue | $25.00 | $25.00 | 3/15/2010 3:36:08 PM |
| justice-dna | $25.00 | $25.00 | 3/15/2010 3:58:37 PM |
| KHU2-B | $25.00 | $25.00 | 3/15/2010 5:25:23 PM |
| unclejaef | $25.00 | $25.00 | 3/15/2010 5:26:16 PM |
| seju | $35.74 | $35.74 | 3/15/2010 7:41:40 PM |
| Streetfighter | $50.00 | $50.00 | 3/16/2010 5:37:47 AM |
| happy-asset | $25.00 | $25.00 | 3/16/2010 9:33:04 AM |
| cathexis | $100.00 | $100.00 | 3/16/2010 10:23:31 AM |
| trade-doughnut5 | $25.00 | $25.00 | 3/16/2010 10:42:33 AM |
| duty-monger | $50.00 | $50.00 | 3/16/2010 11:20:40 AM |
| GElender | $27.46 | $27.46 | 3/16/2010 12:19:00 PM |
| AndersenWatcher | $25.00 | $25.00 | 3/16/2010 3:27:18 PM |
| Hokiemon | $75.00 | $75.00 | 3/16/2010 3:01:56 PM |
| KLCRAY | $50.00 | $50.00 | 3/16/2010 6:19:22 PM |
| payment-piledriver | $25.00 | $25.00 | 3/16/2010 6:28:58 PM |
| biobulator | $25.00 | $25.00 | 3/16/2010 3:42:28 PM |
| flwah | $25.00 | $25.00 | 3/16/2010 7:13:31 PM |
| selfmademan | $25.00 | $25.00 | 3/16/2010 7:44:57 PM |
| steely_dan34 | $25.00 | $25.00 | 3/16/2010 7:45:10 PM |
| mistertao | $25.00 | $25.00 | 3/16/2010 4:24:33 PM |
| SimonHova | $25.42 | $25.42 | 3/16/2010 7:45:11 PM |
| wilmajean | $50.00 | $50.00 | 3/17/2010 7:16:30 AM |
| Brain_m | $32.66 | $32.66 | 3/17/2010 8:50:11 AM |
| chestnut4 | $25.00 | $25.00 | 3/17/2010 9:32:50 AM |
| rate-gravity | $100.00 | $25.38 | 3/17/2010 9:33:10 AM |
| zeelender | $25.00 | $25.00 | 3/17/2010 8:50:04 AM |
| fcukciti | $50.00 | $50.00 | 3/17/2010 5:12:49 AM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:22:24 PM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:17:28 PM |
| isfahanian | $25.00 | $25.00 | 3/17/2010 10:48:08 PM |
| techreseller | $50.00 | $50.00 | 3/18/2010 6:58:17 AM |
| yield-quest | $75.00 | $75.00 | 3/18/2010 9:51:05 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/11/2010 4:07:30 PM |
| Clambake | $50.00 | $50.00 | 3/11/2010 4:08:00 PM |
| jokerj006 | $25.00 | $25.00 | 3/11/2010 4:12:40 PM |
| availableloan | $25.00 | $25.00 | 3/11/2010 4:13:09 PM |
| mmckune | $25.00 | $25.00 | 3/11/2010 4:14:45 PM |
| AF-Chief | $27.00 | $27.00 | 3/11/2010 4:02:07 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/11/2010 4:13:23 PM |
| personal-lender | $25.00 | $25.00 | 3/11/2010 4:08:44 PM |
| Speculator | $100.00 | $100.00 | 3/11/2010 4:54:17 PM |
| RetiredATC | $25.00 | $25.00 | 3/11/2010 4:11:27 PM |
| currency-shaker16 | $150.00 | $150.00 | 3/11/2010 4:13:31 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/11/2010 6:33:50 PM |
| mrrc7498 | $100.00 | $100.00 | 3/11/2010 7:42:25 PM |
| honorable-yield | $50.00 | $50.00 | 3/11/2010 8:27:33 PM |
| infinitykid | $25.00 | $25.00 | 3/11/2010 10:08:04 PM |
| helpful-dough | $25.00 | $25.00 | 3/11/2010 9:38:33 PM |
| e3oM | $45.00 | $45.00 | 3/11/2010 10:56:51 PM |
| unix_jedi | $50.00 | $50.00 | 3/12/2010 6:12:26 AM |
| flexible-value | $26.00 | $26.00 | 3/12/2010 3:57:37 AM |
| likeable-value | $25.00 | $25.00 | 3/12/2010 5:24:33 AM |
| desertoasis | $44.23 | $44.23 | 3/12/2010 6:53:00 AM |
| bibiduc | $25.00 | $25.00 | 3/12/2010 8:41:23 AM |
| Vegasjim | $25.00 | $25.00 | 3/12/2010 8:57:32 AM |
| useful-p2ploan | $50.00 | $50.00 | 3/12/2010 9:32:56 AM |
| moola-man | $30.00 | $30.00 | 3/12/2010 9:36:41 AM |
| nletunic | $25.00 | $25.00 | 3/12/2010 9:34:42 AM |
| Adino | $25.00 | $25.00 | 3/12/2010 10:45:22 AM |
| important-ore | $50.00 | $50.00 | 3/12/2010 11:18:26 AM |
| Lilred7879 | $50.00 | $50.00 | 3/12/2010 11:18:33 AM |
| restless-currency | $32.10 | $32.10 | 3/12/2010 11:03:04 AM |
| Cheburashka | $25.00 | $25.00 | 3/12/2010 11:23:47 AM |
| Pickmar | $25.00 | $25.00 | 3/12/2010 12:38:04 PM |
| zento | $25.00 | $25.00 | 3/12/2010 12:46:59 PM |
| tallmon | $25.00 | $25.00 | 3/12/2010 12:32:48 PM |
| success1001 | $50.00 | $50.00 | 3/12/2010 12:08:24 PM |
| 519dobber | $25.00 | $25.00 | 3/12/2010 1:30:38 PM |
| memphisf01 | $25.00 | $25.00 | 3/12/2010 2:20:36 PM |
| lloyd_s | $25.00 | $25.00 | 3/12/2010 12:58:28 PM |
| BuffetRocks | $38.40 | $38.40 | 3/12/2010 12:58:34 PM |
| unequaled-credit7 | $25.00 | $25.00 | 3/12/2010 1:19:03 PM |
| bkwest01 | $25.00 | $25.00 | 3/12/2010 1:30:36 PM |
| Medic05 | $25.00 | $25.00 | 3/12/2010 2:58:06 PM |
| cladius67 | $25.00 | $25.00 | 3/12/2010 3:22:23 PM |
| Phantom99 | $25.00 | $25.00 | 3/12/2010 3:08:33 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 3/12/2010 3:32:17 PM |
| Microfinancer | $25.00 | $25.00 | 3/12/2010 3:48:19 PM |
| hopethisworks | $36.39 | $36.39 | 3/12/2010 8:34:05 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/13/2010 7:32:29 AM |
| inspiring-reward | $150.00 | $150.00 | 3/12/2010 11:38:00 PM |
| Supernick | $25.00 | $25.00 | 3/13/2010 11:15:48 AM |
| phredd | $50.00 | $50.00 | 3/13/2010 3:17:40 PM |
| RandyL3 | $33.00 | $33.00 | 3/13/2010 2:29:17 PM |
| Nash2065 | $25.00 | $25.00 | 3/14/2010 8:22:00 AM |
| brazilofmux | $28.65 | $28.65 | 3/14/2010 11:01:24 AM |
| mrscenicroute | $25.00 | $25.00 | 3/14/2010 4:12:21 PM |
| inventive-wealth2 | $25.00 | $25.00 | 3/14/2010 4:27:43 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/14/2010 6:32:13 PM |
| mikeandcat | $50.00 | $50.00 | 3/15/2010 7:08:11 AM |
| ScottW | $25.00 | $25.00 | 3/14/2010 11:47:23 PM |
| egw | $25.00 | $25.00 | 3/15/2010 9:03:51 AM |
| Vetrepreneur | $25.00 | $25.00 | 3/15/2010 8:32:27 AM |
| micko | $25.00 | $25.00 | 3/15/2010 9:06:29 AM |
| time4aloan | $25.00 | $25.00 | 3/15/2010 9:07:34 AM |
| lender281 | $25.00 | $25.00 | 3/15/2010 10:02:12 AM |
| sympathetic-asset | $25.00 | $25.00 | 3/15/2010 10:43:43 AM |
| Josta | $50.00 | $50.00 | 3/15/2010 11:08:07 AM |
| thunderd | $25.00 | $25.00 | 3/15/2010 11:42:44 AM |
| investment-oasis | $25.00 | $25.00 | 3/15/2010 12:28:00 PM |
| a-goal-bill | $25.00 | $25.00 | 3/15/2010 1:10:09 PM |
| redrock007 | $25.00 | $25.00 | 3/15/2010 2:59:58 PM |
| teller | $25.00 | $25.00 | 3/15/2010 1:45:59 PM |
| srgriff | $25.00 | $25.00 | 3/15/2010 3:44:29 PM |
| mathomas3 | $30.25 | $30.25 | 3/15/2010 3:33:10 PM |
| KillerHOO | $35.00 | $35.00 | 3/15/2010 3:36:11 PM |
| empire9 | $25.00 | $25.00 | 3/15/2010 3:44:33 PM |
| mpactlender | $25.00 | $25.00 | 3/15/2010 5:34:15 PM |
| yertle9 | $25.00 | $25.00 | 3/15/2010 5:35:04 PM |
| the-silver-blaster | $35.00 | $35.00 | 3/15/2010 5:39:17 PM |
| unforgettable-order9 | $100.00 | $100.00 | 3/16/2010 9:33:18 AM |
| power-secret-agent | $25.00 | $25.00 | 3/16/2010 7:32:20 AM |
| Cai8899 | $50.00 | $50.00 | 3/16/2010 11:20:42 AM |
| Sam65 | $25.00 | $25.00 | 3/16/2010 11:31:22 AM |
| aldeed | $25.00 | $25.00 | 3/16/2010 11:31:31 AM |
| red-favorable-basis | $25.00 | $25.00 | 3/16/2010 11:31:25 AM |
| Aquani | $29.05 | $29.05 | 3/16/2010 11:55:52 AM |
| Onesiphorus | $25.00 | $25.00 | 3/16/2010 3:02:10 PM |
| Artist_Blue | $25.00 | $25.00 | 3/16/2010 3:03:34 PM |
| Trimalchio12 | $25.00 | $25.00 | 3/16/2010 3:01:43 PM |
| KiwiElf | $25.00 | $25.00 | 3/16/2010 4:42:56 PM |
| Carpetkid | $25.00 | $25.00 | 3/16/2010 3:04:43 PM |
| midde551 | $25.00 | $25.00 | 3/16/2010 6:19:30 PM |
| skiberdad | $41.31 | $41.31 | 3/16/2010 7:08:28 PM |
| smart-return | $25.00 | $25.00 | 3/16/2010 7:13:19 PM |
| dollar-oracle55 | $25.00 | $25.00 | 3/16/2010 7:13:32 PM |
| cyberie21 | $40.00 | $40.00 | 3/16/2010 7:53:09 PM |
| Eagledrop | $25.00 | $25.00 | 3/17/2010 7:17:51 AM |
| bondhedger | $25.00 | $25.00 | 3/17/2010 12:12:22 AM |
| LenderByDay | $25.00 | $25.00 | 3/17/2010 8:50:00 AM |
| nolahelper | $25.00 | $25.00 | 3/17/2010 10:27:22 AM |
| Good_Karma_Cafe | $27.00 | $27.00 | 3/17/2010 12:06:16 PM |
| sharp-credit | $300.00 | $300.00 | 3/17/2010 4:02:23 PM |
| agab | $25.00 | $25.00 | 3/17/2010 6:43:17 PM |
| chuchutrain | $25.00 | $25.00 | 3/18/2010 1:32:20 AM |
| JerryB96 | $25.00 | $25.00 | 3/17/2010 10:37:31 PM |
| SCD | $25.00 | $25.00 | 3/18/2010 9:30:25 AM |
| Manta_Rai | $25.00 | $25.00 | 3/18/2010 8:38:48 AM |
| rate-hickory | $25.00 | $25.00 | 3/18/2010 9:11:04 AM |
| sharp-credit | $1,249.96 | $1,249.96 | 3/18/2010 10:15:01 AM |
| 211 bids
|
Borrower Payment Dependent Notes Series
450022
This series of Notes was issued and sold upon the funding of the borrower loan #41391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,750.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-11-2010 |
| |
Auction end date:
| Mar-18-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $316.35 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $315.52 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 29% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 8m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 25 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $28,397 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 66% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| ColoradoJim |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 720-739
(Aug-2008)
680-699
(May-2007)
|
|
Principal balance:
| $3,783.67 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
Debt Elimination Loan
Purpose of loan:
The purpose of this loan is to continue my debt-elimination plan by transferring all debt from a single high-interest rate credit card (CapitalOne) to a Prosper loan. The money I save in interest payments to CapOne will be applied to paying off remaining credit card debt until all of my credit card debt is eliminated.
My financial situation:
My monthly cash flow is positive after paying all expenses. I have a monthly budget in place and track all income and expenses via Quicken. As a business analyst/software developer employed by a major healthcare organization with $7 billion in assets, I continue to be gainfully employed in an industry that is projected to grow annually into the future.
Monthly net income: $ 4668
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Clambake | $50.00 | $50.00 | 3/11/2010 4:08:04 PM |
| torion | $25.00 | $25.00 | 3/11/2010 4:08:09 PM |
| personal-lender | $25.00 | $25.00 | 3/11/2010 4:08:49 PM |
| egw | $25.00 | $25.00 | 3/11/2010 4:07:06 PM |
| fightinjoe | $25.00 | $25.00 | 3/11/2010 4:10:41 PM |
| Avala | $50.00 | $50.00 | 3/11/2010 4:08:21 PM |
| AF-Chief | $28.00 | $28.00 | 3/11/2010 3:58:45 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/11/2010 4:11:37 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/11/2010 4:12:18 PM |
| asset-professor | $75.00 | $75.00 | 3/11/2010 4:16:10 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/11/2010 4:13:20 PM |
| successful-euro | $30.00 | $30.00 | 3/11/2010 4:14:04 PM |
| cash-stronghold5 | $25.00 | $25.00 | 3/11/2010 4:31:16 PM |
| stanbalwight4 | $25.00 | $25.00 | 3/11/2010 4:30:10 PM |
| mg6619 | $25.00 | $25.00 | 3/11/2010 4:09:12 PM |
| moola-man | $30.00 | $30.00 | 3/11/2010 4:10:38 PM |
| jokerj006 | $25.00 | $25.00 | 3/11/2010 4:12:35 PM |
| currency-shaker16 | $150.00 | $150.00 | 3/11/2010 4:13:29 PM |
| Speculator | $100.00 | $100.00 | 3/11/2010 4:54:13 PM |
| progressive-asset | $100.00 | $100.00 | 3/11/2010 8:01:53 PM |
| jresu537 | $25.00 | $25.00 | 3/11/2010 8:18:42 PM |
| upbeat-investment9 | $25.00 | $25.00 | 3/11/2010 8:20:26 PM |
| Gibbyland | $75.00 | $75.00 | 3/11/2010 8:20:31 PM |
| reward-motion | $25.00 | $25.00 | 3/11/2010 8:20:40 PM |
| asset-equilibrium0 | $25.00 | $25.00 | 3/11/2010 8:22:30 PM |
| rcc7 | $25.00 | $25.00 | 3/11/2010 8:22:52 PM |
| triumph329 | $35.00 | $35.00 | 3/11/2010 8:22:55 PM |
| leverage-holly | $25.00 | $25.00 | 3/11/2010 8:23:04 PM |
| Archchancellor | $25.00 | $25.00 | 3/11/2010 8:23:06 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/11/2010 8:23:13 PM |
| techvet | $25.00 | $25.00 | 3/11/2010 8:20:25 PM |
| paymentologist | $25.00 | $25.00 | 3/11/2010 8:20:38 PM |
| beyondmanagement | $25.00 | $25.00 | 3/11/2010 8:21:05 PM |
| PatriotKnight | $25.00 | $25.00 | 3/11/2010 8:21:10 PM |
| supreme-hope | $25.00 | $25.00 | 3/11/2010 8:24:48 PM |
| KrazyCelticKid | $75.00 | $75.00 | 3/11/2010 8:21:34 PM |
| forthright-dedication | $50.00 | $50.00 | 3/11/2010 8:21:36 PM |
| currency-oak | $25.00 | $25.00 | 3/11/2010 8:21:53 PM |
| first-upright-payout | $25.00 | $25.00 | 3/11/2010 8:25:16 PM |
| KVEER | $25.00 | $25.00 | 3/11/2010 8:22:01 PM |
| Fiimg | $50.00 | $50.00 | 3/11/2010 8:25:28 PM |
| senorzookeeper | $25.00 | $25.00 | 3/11/2010 8:22:23 PM |
| srilm | $25.00 | $25.00 | 3/11/2010 8:25:38 PM |
| bullwink27 | $25.00 | $25.00 | 3/11/2010 8:22:40 PM |
| treasure-bliss | $100.00 | $100.00 | 3/11/2010 8:25:43 PM |
| methodical-greenback5 | $50.00 | $50.00 | 3/11/2010 8:22:49 PM |
| Pizza-man | $50.00 | $50.00 | 3/11/2010 8:23:01 PM |
| resplendent-moola | $25.00 | $25.00 | 3/11/2010 8:23:07 PM |
| tennispt | $25.00 | $25.00 | 3/11/2010 6:57:47 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 3/11/2010 8:24:21 PM |
| integrity-doctor | $50.00 | $50.00 | 3/11/2010 8:27:20 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/11/2010 8:24:57 PM |
| hizzy | $25.00 | $25.00 | 3/11/2010 8:25:02 PM |
| peerlender | $30.00 | $30.00 | 3/11/2010 8:25:10 PM |
| Binan | $25.00 | $25.00 | 3/11/2010 8:25:16 PM |
| BuffetRocks | $50.00 | $50.00 | 3/11/2010 8:27:48 PM |
| Havana21 | $50.00 | $50.00 | 3/11/2010 8:25:26 PM |
| bold-durability-drum | $25.00 | $25.00 | 3/11/2010 8:25:46 PM |
| red-undaunted-kindness | $100.00 | $100.00 | 3/11/2010 8:25:51 PM |
| Dillonmd58 | $25.00 | $25.00 | 3/11/2010 8:27:01 PM |
| tallmon | $25.00 | $25.00 | 3/11/2010 8:27:26 PM |
| durability-mad-scientist4 | $100.00 | $100.00 | 3/11/2010 8:27:37 PM |
| najmn103 | $25.00 | $25.00 | 3/11/2010 7:19:20 PM |
| impeccable-transparency | $75.00 | $75.00 | 3/11/2010 8:28:21 PM |
| friendly-market5 | $25.00 | $25.00 | 3/11/2010 8:28:26 PM |
| xstreamin | $25.00 | $25.00 | 3/11/2010 8:28:35 PM |
| cpaphoto | $25.00 | $25.00 | 3/11/2010 8:28:16 PM |
| bonafide-cash | $50.00 | $50.00 | 3/11/2010 8:28:24 PM |
| hitsman | $50.00 | $50.00 | 3/11/2010 8:28:30 PM |
| mrrc7498 | $100.00 | $100.00 | 3/11/2010 7:42:22 PM |
| Aberdeen | $350.00 | $350.00 | 3/11/2010 8:35:07 PM |
| leodaguy | $25.00 | $25.00 | 3/11/2010 8:35:23 PM |
| dmfog | $25.00 | $25.00 | 3/11/2010 9:17:25 PM |
| jrbill1998 | $50.00 | $50.00 | 3/11/2010 8:03:15 PM |
| helpful-dough | $25.00 | $25.00 | 3/11/2010 9:38:29 PM |
| davidside | $25.00 | $25.00 | 3/11/2010 9:48:01 PM |
| dreammachine | $25.00 | $25.00 | 3/11/2010 8:20:28 PM |
| Stack23 | $25.00 | $25.00 | 3/11/2010 8:20:32 PM |
| Ranch88 | $25.00 | $25.00 | 3/11/2010 8:21:08 PM |
| superfunder | $25.00 | $25.00 | 3/11/2010 8:21:25 PM |
| note-sensation | $25.00 | $25.00 | 3/11/2010 8:21:49 PM |
| radforj22 | $25.00 | $25.00 | 3/11/2010 8:21:58 PM |
| infinitykid | $25.00 | $25.00 | 3/11/2010 10:07:59 PM |
| kmr2 | $200.00 | $200.00 | 3/11/2010 8:22:51 PM |
| runner262 | $25.00 | $25.00 | 3/11/2010 8:23:02 PM |
| BlindJoeDeath | $25.00 | $25.00 | 3/11/2010 8:23:14 PM |
| tranquil-diversification8 | $25.00 | $25.00 | 3/11/2010 8:25:17 PM |
| gavinfh | $25.00 | $25.00 | 3/11/2010 8:25:32 PM |
| Aimvest | $25.00 | $25.00 | 3/11/2010 8:25:47 PM |
| Microfinancer | $25.00 | $25.00 | 3/11/2010 8:26:56 PM |
| dsfoundation | $25.00 | $25.00 | 3/11/2010 8:27:04 PM |
| CAGE-Investments | $100.00 | $100.00 | 3/11/2010 8:27:25 PM |
| upperdeck | $25.00 | $25.00 | 3/11/2010 11:49:56 PM |
| Lilred7879 | $29.51 | $29.51 | 3/11/2010 8:27:40 PM |
| luckyldy | $35.00 | $35.00 | 3/11/2010 8:28:22 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/11/2010 8:28:33 PM |
| Aberdeen | $350.00 | $350.00 | 3/11/2010 8:33:55 PM |
| nybanker85 | $25.00 | $25.00 | 3/12/2010 2:07:43 AM |
| srgriff | $25.00 | $25.00 | 3/11/2010 9:13:33 PM |
| bpidkaminy | $25.00 | $25.00 | 3/12/2010 2:59:47 AM |
| Super-LM | $25.00 | $25.00 | 3/12/2010 3:57:46 AM |
| courteous-integrity8 | $25.00 | $25.00 | 3/11/2010 9:47:44 PM |
| flexible-value | $26.00 | $26.00 | 3/12/2010 3:57:44 AM |
| melodious-fairness | $25.00 | $25.00 | 3/12/2010 4:52:28 AM |
| Zeus82 | $25.00 | $25.00 | 3/12/2010 5:47:04 AM |
| first-fund-empenada | $25.00 | $25.00 | 3/11/2010 11:37:16 PM |
| Kilolani | $25.00 | $25.00 | 3/11/2010 11:58:54 PM |
| durability-balance4 | $50.00 | $50.00 | 3/12/2010 12:37:18 AM |
| santafe1 | $25.00 | $25.00 | 3/12/2010 4:27:45 AM |
| airguy2050 | $25.00 | $25.00 | 3/12/2010 4:52:44 AM |
| MoneyForNothing | $25.00 | $25.00 | 3/12/2010 8:04:19 AM |
| chesterCFO | $75.00 | $75.00 | 3/12/2010 9:00:37 AM |
| Metasequoia | $25.00 | $25.00 | 3/12/2010 10:58:19 PM |
| liederhaus | $50.00 | $50.00 | 3/13/2010 10:38:08 AM |
| CA_Lender | $25.00 | $25.00 | 3/14/2010 3:05:15 PM |
| usedtoborrow | $33.61 | $33.61 | 3/14/2010 6:17:15 PM |
| George2384 | $25.00 | $25.00 | 3/15/2010 11:37:28 AM |
| webfeet | $25.00 | $25.00 | 3/16/2010 2:24:20 PM |
| clemclan | $25.00 | $25.00 | 3/16/2010 10:32:49 PM |
| AuroraRobbin | $50.00 | $50.00 | 3/17/2010 9:58:13 AM |
| twerns | $40.00 | $40.00 | 3/17/2010 9:23:00 AM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:17:31 PM |
| JustOneVoice | $25.00 | $25.00 | 3/18/2010 3:12:24 AM |
| sturdy-velocity6 | $25.00 | $25.00 | 3/18/2010 7:23:12 AM |
| rate-hickory | $25.00 | $25.00 | 3/18/2010 9:13:50 AM |
| reBuild-America | $25.00 | $25.00 | 3/18/2010 10:01:50 AM |
| webfeet | $25.00 | $25.00 | 3/18/2010 12:13:39 PM |
| nhm | $25.00 | $25.00 | 3/18/2010 12:52:34 PM |
| rakey | $25.00 | $25.00 | 3/18/2010 3:49:21 PM |
| friendinmoney | $25.00 | $25.00 | 3/18/2010 3:47:55 PM |
| top-silver-american | $25.00 | $25.00 | 3/11/2010 4:10:00 PM |
| uwinwewin | $25.00 | $25.00 | 3/11/2010 4:10:25 PM |
| delicious-social132 | $25.00 | $25.00 | 3/11/2010 4:08:55 PM |
| irrelevant | $25.00 | $25.00 | 3/11/2010 4:09:41 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/11/2010 4:13:04 PM |
| mmckune | $25.00 | $25.00 | 3/11/2010 4:14:48 PM |
| skuba | $25.00 | $25.00 | 3/11/2010 4:05:18 PM |
| mac415 | $25.00 | $25.00 | 3/11/2010 4:31:31 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/11/2010 4:07:24 PM |
| macjp123 | $25.00 | $25.00 | 3/11/2010 4:07:51 PM |
| RetiredATC | $25.00 | $25.00 | 3/11/2010 4:11:23 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/11/2010 5:06:08 PM |
| GlobalFan | $25.00 | $25.00 | 3/11/2010 5:07:22 PM |
| desertoasis | $39.51 | $39.51 | 3/11/2010 5:58:02 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/11/2010 6:04:07 PM |
| AFairDeal | $25.00 | $25.00 | 3/11/2010 4:38:59 PM |
| happy-return4 | $25.00 | $25.00 | 3/11/2010 5:07:17 PM |
| BigMoney56 | $25.00 | $25.00 | 3/11/2010 6:00:10 PM |
| starikrai | $50.00 | $50.00 | 3/11/2010 6:57:56 PM |
| CO_Engineer | $26.35 | $26.35 | 3/11/2010 7:05:33 PM |
| ijspence | $25.00 | $25.00 | 3/11/2010 6:57:48 PM |
| treasure-ace | $25.00 | $25.00 | 3/11/2010 7:05:38 PM |
| credit-kahuna | $100.00 | $100.00 | 3/11/2010 8:02:07 PM |
| jigsaw | $100.00 | $100.00 | 3/11/2010 8:03:16 PM |
| money-maniac | $50.00 | $50.00 | 3/11/2010 8:02:05 PM |
| pure-treasure7 | $25.00 | $25.00 | 3/11/2010 8:20:34 PM |
| ptjg | $50.00 | $50.00 | 3/11/2010 8:20:55 PM |
| theprince | $25.00 | $25.00 | 3/11/2010 8:21:32 PM |
| bronzmajom | $25.00 | $25.00 | 3/11/2010 8:21:55 PM |
| trumpeter5 | $25.00 | $25.00 | 3/11/2010 8:22:26 PM |
| value-pole | $25.00 | $25.00 | 3/11/2010 8:22:47 PM |
| FmrEngr2Phd | $25.00 | $25.00 | 3/11/2010 8:20:00 PM |
| elevated-platinum5 | $50.00 | $50.00 | 3/11/2010 8:22:54 PM |
| jasmarc | $25.00 | $25.00 | 3/11/2010 8:22:56 PM |
| peso-colonel | $90.00 | $90.00 | 3/11/2010 8:23:11 PM |
| KramericaIndustries | $25.00 | $25.00 | 3/11/2010 8:23:15 PM |
| Pookie22 | $50.00 | $50.00 | 3/11/2010 8:21:00 PM |
| friendly-worth3 | $25.00 | $25.00 | 3/11/2010 8:21:03 PM |
| Banker7371 | $25.00 | $25.00 | 3/11/2010 8:25:00 PM |
| Kaj | $25.00 | $25.00 | 3/11/2010 8:21:38 PM |
| psztnrw | $100.00 | $100.00 | 3/11/2010 8:25:08 PM |
| wise-handy-finance | $25.00 | $25.00 | 3/11/2010 8:25:14 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 3/11/2010 8:21:54 PM |
| cberthiaume | $25.00 | $25.00 | 3/11/2010 8:25:20 PM |
| peripatetic | $25.00 | $25.00 | 3/11/2010 8:21:59 PM |
| invest0r | $25.00 | $25.00 | 3/11/2010 8:22:31 PM |
| compassion-lotus5 | $25.00 | $25.00 | 3/11/2010 8:22:43 PM |
| Cheburashka | $25.00 | $25.00 | 3/11/2010 8:25:49 PM |
| important-ore | $50.00 | $50.00 | 3/11/2010 8:25:59 PM |
| Rick7925 | $25.00 | $25.00 | 3/11/2010 8:23:05 PM |
| Aberdeen | $350.00 | $350.00 | 3/11/2010 8:27:06 PM |
| platinum-platoon | $25.00 | $25.00 | 3/11/2010 6:57:50 PM |
| 3am-preacher | $25.00 | $25.00 | 3/11/2010 8:24:31 PM |
| selector568 | $50.00 | $50.00 | 3/11/2010 7:05:41 PM |
| gethsemane4 | $25.00 | $25.00 | 3/11/2010 8:25:15 PM |
| pujols8996 | $30.00 | $30.00 | 3/11/2010 8:27:17 PM |
| hyetech | $35.00 | $35.00 | 3/11/2010 8:28:20 PM |
| best-deal-banker | $25.00 | $25.00 | 3/11/2010 8:28:25 PM |
| time4aloan | $50.00 | $50.00 | 3/11/2010 8:28:31 PM |
| niskyfranchise | $25.00 | $25.00 | 3/11/2010 8:28:23 PM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 3/11/2010 8:33:48 PM |
| Aberdeen | $350.00 | $350.00 | 3/11/2010 8:35:06 PM |
| bkwest01 | $93.41 | $93.41 | 3/11/2010 8:35:24 PM |
| econgineer | $25.00 | $25.00 | 3/11/2010 9:06:30 PM |
| TeamRamRod | $25.00 | $25.00 | 3/11/2010 8:20:30 PM |
| agreement-point | $50.00 | $50.00 | 3/11/2010 8:20:37 PM |
| UT-Longhorn | $25.00 | $25.00 | 3/11/2010 8:21:25 PM |
| stock106 | $25.00 | $25.00 | 3/11/2010 8:21:28 PM |
| HHP | $25.00 | $25.00 | 3/11/2010 8:22:05 PM |
| commerce-voyager | $25.00 | $25.00 | 3/11/2010 8:22:37 PM |
| xrycac | $25.00 | $25.00 | 3/11/2010 8:22:45 PM |
| foxy-fund | $50.00 | $50.00 | 3/11/2010 8:22:50 PM |
| orgy63 | $25.00 | $25.00 | 3/11/2010 8:23:09 PM |
| Frugal | $25.00 | $25.00 | 3/11/2010 10:28:54 PM |
| Kulchar | $47.95 | $47.95 | 3/11/2010 10:12:18 PM |
| kbodendorf | $25.00 | $25.00 | 3/11/2010 8:23:52 PM |
| boater01 | $50.00 | $50.00 | 3/11/2010 8:25:57 PM |
| museic1 | $50.00 | $50.00 | 3/11/2010 8:26:05 PM |
| nalaari | $25.00 | $25.00 | 3/11/2010 8:27:28 PM |
| bonus-patriot | $25.00 | $25.00 | 3/11/2010 8:27:36 PM |
| bowdish1 | $50.00 | $50.00 | 3/11/2010 8:27:56 PM |
| calm-deal7 | $25.00 | $25.00 | 3/11/2010 8:28:17 PM |
| tntbuzz | $25.00 | $25.00 | 3/11/2010 8:28:19 PM |
| gjh37 | $25.00 | $25.00 | 3/11/2010 8:28:22 PM |
| gracej | $25.00 | $25.00 | 3/11/2010 8:28:34 PM |
| Magus54 | $25.00 | $25.00 | 3/12/2010 2:07:30 AM |
| red-trade-cologne | $25.00 | $25.00 | 3/12/2010 4:44:01 AM |
| cash-queen | $30.00 | $30.00 | 3/12/2010 4:52:20 AM |
| gain-seagull9 | $25.00 | $25.00 | 3/11/2010 10:31:09 PM |
| lloyd_s | $25.00 | $20.15 | 3/12/2010 5:17:10 AM |
| heng2x | $25.00 | $25.00 | 3/12/2010 11:14:43 AM |
| lender12345 | $25.00 | $25.00 | 3/12/2010 8:11:46 PM |
| the-bright-velocity | $25.00 | $25.00 | 3/15/2010 11:13:19 AM |
| justin323 | $25.00 | $25.00 | 3/15/2010 7:24:43 PM |
| allbalooboy2 | $25.00 | $25.00 | 3/15/2010 8:54:42 PM |
| JerryB96 | $25.00 | $25.00 | 3/16/2010 9:47:30 PM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:22:24 PM |
| XCWIZ007 | $50.00 | $50.00 | 3/17/2010 7:28:33 PM |
| wonderous-power | $25.00 | $25.00 | 3/18/2010 5:21:38 AM |
| BankofPaul | $25.00 | $25.00 | 3/18/2010 6:03:19 AM |
| clipper271 | $25.00 | $25.00 | 3/18/2010 8:59:36 AM |
| natural-affluence4 | $50.00 | $50.00 | 3/18/2010 9:45:18 AM |
| Leshan | $25.00 | $25.00 | 3/18/2010 9:32:26 AM |
| persistent-value3 | $40.51 | $40.51 | 3/18/2010 10:20:06 AM |
| DasMula | $25.00 | $25.00 | 3/18/2010 12:43:32 PM |
| lucrative-durability | $25.00 | $25.00 | 3/18/2010 1:37:19 PM |
| Cherrypicker | $40.00 | $40.00 | 3/18/2010 3:20:16 PM |
| 237 bids
|
Borrower Payment Dependent Notes Series
450182
This series of Notes was issued and sold upon the funding of the borrower loan #41485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-12-2010 |
| |
Auction end date:
| Mar-12-2010 |
|
|
Starting lender yield:
| 9.32% |
Starting borrower rate/APR:
| 10.32% / 12.67% |
Starting monthly payment:
| $48.63 |
|
Final lender yield:
| 9.00% |
Final borrower rate/APR:
| 10.00% / 12.35% |
Final monthly payment:
| $48.40 |
| |
|
Auction yield range:
| 4.04% - 9.32% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.88% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Retired |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 27y 10m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 26 | Stated income: | $25,000-$49,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,640 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 30% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| grandpa51 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
travel expense
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because? i pay my bills on time. credit report say's it all
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| friendly-worth3 | $50.00 | $50.00 | 3/12/2010 4:00:53 PM |
| kenji4861 | $25.00 | $25.00 | 3/12/2010 4:01:08 PM |
| Ivan2007 | $25.00 | $25.00 | 3/12/2010 4:01:43 PM |
| AF-Chief | $28.00 | $28.00 | 3/12/2010 4:04:43 PM |
| fightinjoe | $25.00 | $25.00 | 3/12/2010 4:08:11 PM |
| Castellan | $25.00 | $25.00 | 3/12/2010 4:08:24 PM |
| credit-force5 | $25.00 | $25.00 | 3/12/2010 4:12:35 PM |
| delicious-social132 | $40.00 | $40.00 | 3/12/2010 4:11:04 PM |
| skuba | $50.00 | $50.00 | 3/12/2010 4:08:07 PM |
| leodaguy | $25.00 | $25.00 | 3/12/2010 4:14:58 PM |
| Clambake | $50.00 | $50.00 | 3/12/2010 4:12:00 PM |
| Avala | $50.00 | $50.00 | 3/12/2010 4:12:21 PM |
| jeffpac | $55.00 | $55.00 | 3/12/2010 4:10:47 PM |
| lendersf | $95.00 | $95.00 | 3/12/2010 4:13:52 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/12/2010 4:11:17 PM |
| top-silver-american | $25.00 | $25.00 | 3/12/2010 4:14:16 PM |
| flexible-value | $31.00 | $31.00 | 3/12/2010 4:11:28 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/12/2010 4:15:14 PM |
| honorable-yield | $75.00 | $75.00 | 3/12/2010 4:12:57 PM |
| zhiguli | $25.00 | $25.00 | 3/12/2010 4:15:07 PM |
| wiselady | $25.00 | $25.00 | 3/12/2010 4:16:42 PM |
| Microfinancer | $25.00 | $25.00 | 3/12/2010 4:07:45 PM |
| asset-professor | $100.00 | $100.00 | 3/12/2010 4:07:55 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/12/2010 4:10:51 PM |
| dollar-birdie | $50.00 | $50.00 | 3/12/2010 4:07:35 PM |
| mg6619 | $25.00 | $25.00 | 3/12/2010 4:13:42 PM |
| jokerj006 | $25.00 | $25.00 | 3/12/2010 4:15:24 PM |
| macjp123 | $25.00 | $25.00 | 3/12/2010 4:11:31 PM |
| torion | $25.00 | $25.00 | 3/12/2010 4:12:04 PM |
| personal-lender | $25.00 | $25.00 | 3/12/2010 4:13:21 PM |
| phredd | $75.00 | $75.00 | 3/12/2010 4:16:26 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/12/2010 4:13:32 PM |
| Zanch | $25.00 | $25.00 | 3/12/2010 4:14:23 PM |
| uwinwewin | $25.00 | $25.00 | 3/12/2010 4:14:26 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/12/2010 4:14:45 PM |
| clean-loyalty | $25.00 | $25.00 | 3/12/2010 4:14:55 PM |
| buraky | $25.00 | $25.00 | 3/12/2010 4:15:36 PM |
| availableloan | $25.00 | $6.00 | 3/12/2010 4:15:46 PM |
| successful-euro | $30.00 | $30.00 | 3/12/2010 4:16:21 PM |
| 39 bids
|
Borrower Payment Dependent Notes Series
450386
This series of Notes was issued and sold upon the funding of the borrower loan #41379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $159.88 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 53% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
7 | Length of status: | 14y 3m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 43 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,117 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 51% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| tender-trade0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New paint job and floors
Purpose of loan:
I need?to repair my walls after a foundation repair company, chosen by my property management firm, ignored my pleas for them to come back to fix the job.? For almost a year I told them the job they did was not sufficient because my walls were still cracking.? It was then that I had enough with the company and my property management company that I turned to the BBB.? FINALLY they fixed?the foundation?for good.? By then, I had a lot more damage to my walls, sliding glass door and fireplace.? I need to fix it now.? Also, I bought my property 7 years ago.? With 2 kids of my own and 7 nieces and nephews here periodically, my carpet is stained and raggedy!? It needs to go.
My financial situation:
Right now I have a tight situation.? My credit is good and I pay my debts diligently.? However, I am trying to get out of credit card debt.?I cut up the credit cards and ?I pay a lot every month towards this goal.? In ~15 months it will be all gone.? For now, it leaves things a little tight.? (But I refuse to get off track.) ?I have extra $ but not enough for such a large expense all at once--fixing the walls and painting and replacing the flooring.? I want to do it all at once to avoid too much disruption in my and my kids routines.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 3/15/2010 4:51:27 PM |
| Clambake | $50.00 | $50.00 | 3/15/2010 5:03:43 PM |
| mg6619 | $25.00 | $25.00 | 3/15/2010 5:05:33 PM |
| delicious-social132 | $25.00 | $25.00 | 3/15/2010 5:05:15 PM |
| fightinjoe | $25.00 | $25.00 | 3/15/2010 5:06:08 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/15/2010 5:02:46 PM |
| macjp123 | $25.00 | $25.00 | 3/15/2010 5:03:24 PM |
| jokerj006 | $25.00 | $25.00 | 3/15/2010 5:06:54 PM |
| nletunic | $25.00 | $25.00 | 3/15/2010 5:11:58 PM |
| desertoasis | $25.00 | $25.00 | 3/15/2010 5:13:47 PM |
| figs4u2 | $100.00 | $100.00 | 3/15/2010 5:12:11 PM |
| AF-Chief | $28.00 | $28.00 | 3/15/2010 5:18:01 PM |
| asset-professor | $75.00 | $75.00 | 3/15/2010 5:27:38 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 3/15/2010 5:23:07 PM |
| a-social-nebula | $25.00 | $25.00 | 3/15/2010 5:35:52 PM |
| kmr2 | $64.00 | $64.00 | 3/15/2010 6:43:45 PM |
| lighter | $25.00 | $25.00 | 3/15/2010 8:09:04 PM |
| OrcaFIN | $25.00 | $25.00 | 3/15/2010 11:48:58 PM |
| brutusbone | $25.00 | $25.00 | 3/16/2010 5:57:44 AM |
| RetiredATC | $25.00 | $25.00 | 3/16/2010 7:47:24 AM |
| happy-asset | $25.00 | $25.00 | 3/16/2010 9:32:49 AM |
| Microfinancer | $25.00 | $25.00 | 3/16/2010 7:19:53 AM |
| mrscenicroute | $25.00 | $25.00 | 3/16/2010 10:41:59 AM |
| Fingar | $25.00 | $25.00 | 3/16/2010 11:13:48 AM |
| intelligent-yield | $25.00 | $25.00 | 3/16/2010 11:31:29 AM |
| Speculator | $100.00 | $100.00 | 3/16/2010 11:32:11 AM |
| bold-durability-drum | $25.00 | $25.00 | 3/16/2010 11:32:36 AM |
| SPB | $25.00 | $25.00 | 3/16/2010 11:37:28 AM |
| Phantom99 | $25.00 | $25.00 | 3/16/2010 12:03:11 PM |
| wellsfrugal | $25.00 | $25.00 | 3/16/2010 12:52:40 PM |
| a-goal-bill | $25.00 | $25.00 | 3/16/2010 1:27:50 PM |
| Binan | $25.00 | $25.00 | 3/16/2010 2:59:13 PM |
| takarlstad | $25.00 | $25.00 | 3/16/2010 2:59:39 PM |
| azarael | $25.00 | $25.00 | 3/16/2010 2:59:43 PM |
| fund-guild | $50.00 | $50.00 | 3/16/2010 2:59:46 PM |
| helpinghand63 | $50.00 | $50.00 | 3/16/2010 2:59:11 PM |
| economy-mushroom | $25.00 | $25.00 | 3/16/2010 2:59:59 PM |
| RSV | $25.00 | $25.00 | 3/16/2010 3:00:33 PM |
| punctual-power7 | $25.00 | $25.00 | 3/16/2010 2:59:37 PM |
| rudyindc | $25.00 | $25.00 | 3/16/2010 2:59:45 PM |
| czar3 | $40.00 | $40.00 | 3/16/2010 3:00:00 PM |
| leverage-holly | $25.00 | $25.00 | 3/16/2010 3:02:00 PM |
| senorzookeeper | $25.00 | $25.00 | 3/16/2010 3:02:05 PM |
| tremendous-payment | $25.00 | $25.00 | 3/16/2010 3:01:23 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 3/16/2010 3:02:38 PM |
| Rick7925 | $25.00 | $25.00 | 3/16/2010 3:02:49 PM |
| invest0r | $25.00 | $25.00 | 3/16/2010 3:01:58 PM |
| jasmarc | $25.00 | $25.00 | 3/16/2010 3:02:03 PM |
| lendme2 | $40.83 | $40.83 | 3/16/2010 3:03:05 PM |
| boater01 | $50.00 | $50.00 | 3/16/2010 3:02:18 PM |
| orgy63 | $25.00 | $25.00 | 3/16/2010 3:02:42 PM |
| xrycac | $25.00 | $25.00 | 3/16/2010 3:02:50 PM |
| entertaining-greenback2 | $25.00 | $25.00 | 3/16/2010 3:03:07 PM |
| sgmm330 | $25.00 | $25.00 | 3/16/2010 2:59:03 PM |
| Entejaeger | $25.00 | $25.00 | 3/16/2010 2:59:08 PM |
| IIP77 | $25.00 | $25.00 | 3/16/2010 2:59:42 PM |
| LiquidLender | $25.00 | $25.00 | 3/16/2010 2:59:57 PM |
| Archchancellor | $25.00 | $25.00 | 3/16/2010 3:00:32 PM |
| methodical-greenback5 | $50.00 | $50.00 | 3/16/2010 3:02:01 PM |
| Akkon | $25.00 | $25.00 | 3/16/2010 3:02:57 PM |
| astute-vigilance | $25.00 | $25.00 | 3/16/2010 5:21:14 PM |
| webfeet | $25.00 | $25.00 | 3/18/2010 9:19:38 AM |
| JerryB96 | $25.00 | $25.00 | 3/20/2010 9:59:33 PM |
| felicity-loyalist0 | $50.00 | $50.00 | 3/21/2010 4:49:33 PM |
| colorfulgardener | $25.00 | $25.00 | 3/21/2010 11:17:08 PM |
| skuba | $25.00 | $25.00 | 3/15/2010 5:01:22 PM |
| Avala | $50.00 | $50.00 | 3/15/2010 5:04:17 PM |
| personal-lender | $25.00 | $25.00 | 3/15/2010 5:05:01 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/15/2010 5:06:18 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/15/2010 5:07:11 PM |
| torion | $25.00 | $25.00 | 3/15/2010 5:03:58 PM |
| flexible-value | $26.00 | $26.00 | 3/15/2010 5:10:23 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/15/2010 5:06:42 PM |
| integrity-doctor | $50.00 | $50.00 | 3/15/2010 5:11:26 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/15/2010 5:11:06 PM |
| inspiring-reward | $150.00 | $150.00 | 3/15/2010 5:15:34 PM |
| phredd | $50.00 | $50.00 | 3/15/2010 5:22:20 PM |
| Gabriel02 | $25.00 | $25.00 | 3/15/2010 5:17:15 PM |
| progressive-asset | $100.00 | $100.00 | 3/15/2010 5:27:43 PM |
| inventive-wealth2 | $25.00 | $25.00 | 3/15/2010 5:29:41 PM |
| important-ore | $50.00 | $50.00 | 3/15/2010 5:31:32 PM |
| martinnc | $25.00 | $25.00 | 3/15/2010 5:34:34 PM |
| community-pipeline8 | $34.00 | $34.00 | 3/15/2010 10:42:18 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/15/2010 9:27:17 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/15/2010 9:47:50 PM |
| Streetfighter | $50.00 | $50.00 | 3/16/2010 5:37:32 AM |
| trade-doughnut5 | $25.00 | $25.00 | 3/16/2010 8:02:20 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/16/2010 9:33:11 AM |
| top-silver-american | $25.00 | $25.00 | 3/16/2010 7:19:14 AM |
| kmfreymi | $25.00 | $25.00 | 3/16/2010 9:38:14 AM |
| bchen78875 | $25.00 | $25.00 | 3/16/2010 11:06:14 AM |
| cathexis | $100.00 | $100.00 | 3/16/2010 10:23:18 AM |
| success1001 | $50.00 | $50.00 | 3/16/2010 11:32:33 AM |
| bkwest01 | $32.00 | $32.00 | 3/16/2010 1:12:42 PM |
| wise-handy-finance | $25.00 | $25.00 | 3/16/2010 1:37:42 PM |
| cordial-funds8 | $25.00 | $25.00 | 3/16/2010 1:12:36 PM |
| Vegasjim | $25.00 | $25.00 | 3/16/2010 1:12:45 PM |
| bxdoc | $150.00 | $150.00 | 3/16/2010 2:59:15 PM |
| ClearLake | $25.00 | $25.00 | 3/16/2010 2:59:21 PM |
| supreme-bonus0 | $25.00 | $25.00 | 3/16/2010 2:59:36 PM |
| richt2 | $25.00 | $25.00 | 3/16/2010 2:59:40 PM |
| CASHGIRL | $40.00 | $40.00 | 3/16/2010 2:59:44 PM |
| sophisticated-ore | $200.00 | $200.00 | 3/16/2010 2:59:46 PM |
| oceanwind1950 | $25.00 | $25.00 | 3/16/2010 2:59:14 PM |
| tsui517 | $25.00 | $25.00 | 3/16/2010 2:59:19 PM |
| SDNLR | $25.00 | $25.00 | 3/16/2010 2:59:27 PM |
| taxman1971 | $25.00 | $25.00 | 3/16/2010 2:59:41 PM |
| life-is-great | $25.00 | $25.00 | 3/16/2010 3:01:15 PM |
| jammers | $25.00 | $25.00 | 3/16/2010 3:00:04 PM |
| trumpeter5 | $25.00 | $25.00 | 3/16/2010 3:00:18 PM |
| asset-equilibrium0 | $25.00 | $25.00 | 3/16/2010 3:01:57 PM |
| melodious-fairness | $25.00 | $25.00 | 3/16/2010 3:00:34 PM |
| rcc7 | $25.00 | $25.00 | 3/16/2010 3:02:02 PM |
| Noseel | $50.00 | $50.00 | 3/16/2010 3:01:21 PM |
| ms48105 | $25.00 | $25.00 | 3/16/2010 3:02:15 PM |
| cberthiaume | $25.00 | $25.00 | 3/16/2010 3:02:00 PM |
| OCedHrt | $25.00 | $25.00 | 3/16/2010 3:03:02 PM |
| gjh37 | $25.00 | $25.00 | 3/16/2010 3:02:04 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/16/2010 3:03:09 PM |
| jhouman | $25.00 | $25.00 | 3/16/2010 3:02:39 PM |
| hyetech | $35.00 | $35.00 | 3/16/2010 3:02:54 PM |
| BuffetRocks | $50.00 | $17.22 | 3/16/2010 3:03:10 PM |
| Dutchhunter | $50.00 | $50.00 | 3/16/2010 2:59:06 PM |
| radforj22 | $25.00 | $25.00 | 3/16/2010 2:59:13 PM |
| bid-papyrus | $25.00 | $25.00 | 3/16/2010 2:59:20 PM |
| Ragnar | $25.00 | $25.00 | 3/16/2010 2:59:38 PM |
| Premierelender | $25.00 | $25.00 | 3/16/2010 2:59:50 PM |
| ghinga | $30.00 | $30.00 | 3/16/2010 3:00:00 PM |
| drumcorpsnut | $31.39 | $31.39 | 3/16/2010 3:00:07 PM |
| triumph329 | $35.00 | $35.00 | 3/16/2010 3:00:19 PM |
| srilm | $25.00 | $25.00 | 3/16/2010 3:00:29 PM |
| bonus-patriot | $25.00 | $25.00 | 3/16/2010 3:00:35 PM |
| gethsemane4 | $25.00 | $25.00 | 3/16/2010 3:01:14 PM |
| compassion-lotus5 | $25.00 | $25.00 | 3/16/2010 3:01:59 PM |
| snappy | $26.56 | $26.56 | 3/16/2010 3:02:14 PM |
| dsfoundation | $25.00 | $25.00 | 3/16/2010 3:02:44 PM |
| bullwink27 | $25.00 | $25.00 | 3/16/2010 3:02:56 PM |
| Schmendrick | $25.00 | $25.00 | 3/16/2010 3:02:59 PM |
| balance-whistle7 | $25.00 | $25.00 | 3/16/2010 3:03:08 PM |
| BaxterSandy | $25.00 | $25.00 | 3/17/2010 7:07:54 PM |
| OzGuy609 | $25.00 | $25.00 | 3/21/2010 7:57:13 PM |
| wild-orange | $25.00 | $25.00 | 3/22/2010 2:35:57 PM |
| 142 bids
|
Borrower Payment Dependent Notes Series
450500
This series of Notes was issued and sold upon the funding of the borrower loan #41376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 33.00% |
Starting borrower rate/APR:
| 34.00% / 34.40% |
Starting monthly payment:
| $134.02 |
|
Final lender yield:
| 5.75% |
Final borrower rate/APR:
| 6.75% / 7.09% |
Final monthly payment:
| $92.29 |
| |
|
Auction yield range:
| 3.04% - 33.00% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.15% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 2% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
4 | Length of status: | 2y 5m |
|
Credit score:
| 860-879 (Mar-2010) |
Total credit lines:
| 26 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $125 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Your_Bank |
Borrower's state:
| Virginia |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Impeccable Credit
Purpose of loan:
Purpose of this loan is to secure cash that will be used to invest back in the prosper community.? I joined prosper at the beginning of February 2010?and I currently have $3,500 invested in prosper loans.??I want to experience the P2P lending process through the?borrowers perspective.??If I am funded at a reasonable?rate (which I suspect I will be considering my exceptional credit quality coupled with the relatively small size of my loan) I will most likely hold this loan until maturity.? A reasonable rate would be <6%.? I'm confident that with your help we can get there.?
My financial situation:
I am a seasoned professional banker with a stable income and liquid assets 20X the amount I am seeking for this loan.? I have well in excess of $100K in my retirement account?and $200K equity in my home.? I pay my credit cards in full every month and have never been late on a payment.??I have extensive background in planning and budgeting.? I help others who are in financial hardship by?volunteering at my local church as a?financial counselor.? I own 2 cars; both are paid-in-full.? The only debt I hold is the note on my?home which is a 4.875% fixed rate 30 year loan.? I'd be nice to drive this rate down near my mortgage rate.
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of
$26.00 in winning bids.
"AA Credit, fellow group member and Lender!"
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
Why did your interest rate start out so high? - conductor146
A:
I was advised to start my rate at the maximum amount allowed in order to attract the automatic bids. Per my comment in my listing I am hoping get the rate down to 6% for me (5% for lenders). Anything higher than that and Iwill consider paying it down early.
(Mar-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| turbospeed | $25.00 | $25.00 | 3/15/2010 4:45:06 PM |
| selector568 | $500.00 | $500.00 | 3/15/2010 5:50:45 PM |
| lender12345 | $25.00 | $25.00 | 3/15/2010 6:02:39 PM |
| LQ1972 | $50.00 | $50.00 | 3/16/2010 12:03:51 AM |
| RandyL3 | $33.00 | $33.00 | 3/16/2010 11:33:06 AM |
| JohnSmith10 | $50.00 | $50.00 | 3/16/2010 8:20:30 PM |
| loanman2007 | $200.00 | $200.00 | 3/17/2010 5:43:02 AM |
| reflective-rupee | $25.00 | $25.00 | 3/17/2010 10:51:54 AM |
| Boba1964 | $25.00 | $25.00 | 3/18/2010 10:36:55 PM |
| c03rc3 | $25.00 | $25.00 | 3/20/2010 7:40:09 AM |
| COtheBeast | $25.00 | $25.00 | 3/20/2010 8:24:47 AM |
| tsmonaghan | $32.97 | $32.97 | 3/20/2010 10:12:54 AM |
| JDLanier | $50.00 | $50.00 | 3/20/2010 11:42:30 AM |
| mhotchan | $500.00 | $500.00 | 3/20/2010 9:31:10 PM |
| tacologic | $25.00 | $25.00 | 3/22/2010 10:10:14 AM |
| Ciphernetic | $50.00 | $50.00 | 3/22/2010 10:07:19 AM |
| REITRUST | $25.00 | $25.00 | 3/22/2010 10:16:26 AM |
| WealthBuildingLessons | $100.00 | $100.00 | 3/22/2010 12:35:01 PM |
| dano1965 | $25.00 | $25.00 | 3/22/2010 3:54:33 PM |
| kgeezy | $53.06 | $53.06 | 3/15/2010 4:45:38 PM |
| turbospeed | $25.00 | $25.00 | 3/15/2010 5:10:06 PM |
| JGuide | $26.00 | $26.00 | 3/15/2010 6:30:09 PM |
| bondhedger | $25.00 | $25.00 | 3/15/2010 6:32:13 PM |
| dbanwart | $25.00 | $25.00 | 3/16/2010 7:13:01 AM |
| drkhelmet | $25.00 | $25.00 | 3/17/2010 9:17:24 AM |
| mozzarella | $25.00 | $25.00 | 3/17/2010 8:20:00 AM |
| Mantis75 | $25.00 | $25.00 | 3/17/2010 10:00:30 AM |
| lepolgr | $50.00 | $50.00 | 3/17/2010 11:00:21 AM |
| YummiBear | $25.00 | $25.00 | 3/17/2010 5:55:55 PM |
| Only_Money | $25.00 | $25.00 | 3/17/2010 6:36:21 PM |
| bentonlending | $100.00 | $100.00 | 3/17/2010 7:12:01 PM |
| springpanda | $25.00 | $25.00 | 3/17/2010 9:54:35 PM |
| goldsun | $25.00 | $25.00 | 3/18/2010 5:30:50 PM |
| HealthAndSafety | $50.00 | $50.00 | 3/18/2010 11:13:12 PM |
| justice-hawk | $100.00 | $100.00 | 3/19/2010 8:41:31 PM |
| socal-lender | $25.00 | $25.00 | 3/20/2010 11:33:44 AM |
| Dollars4Rent | $25.00 | $25.00 | 3/20/2010 1:56:34 PM |
| KSgirl89 | $79.75 | $79.75 | 3/20/2010 9:49:54 PM |
| bankar | $25.00 | $25.00 | 3/21/2010 1:56:00 AM |
| tukuks | $25.00 | $25.00 | 3/21/2010 8:35:39 AM |
| Bucket219 | $25.00 | $25.00 | 3/21/2010 8:54:36 AM |
| ppls1000 | $25.00 | $25.00 | 3/21/2010 10:30:02 AM |
| ASG_NECO | $25.00 | $25.00 | 3/21/2010 1:11:25 PM |
| djmjkelso | $37.29 | $37.29 | 3/21/2010 11:22:08 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 3/22/2010 8:46:54 AM |
| hilsoon | $25.00 | $25.00 | 3/22/2010 9:32:35 AM |
| pawnshopman | $100.00 | $100.00 | 3/22/2010 10:09:46 AM |
| Long-term2040 | $39.01 | $39.01 | 3/22/2010 11:52:11 AM |
| shrewd-income | $50.00 | $50.00 | 3/22/2010 4:21:58 PM |
| StocksMan | $50.00 | $48.92 | 3/22/2010 4:30:17 PM |
| 50 bids
|
Borrower Payment Dependent Notes Series
450536
This series of Notes was issued and sold upon the funding of the borrower loan #41449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $123.09 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $121.27 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 12y 7m |
|
Credit score:
| 640-659 (Mar-2010) |
Total credit lines:
| 18 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,900 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| newest-direct-transparency |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Gutter Replacement
Good Afternoon!
I know that everyone is glad that springtime is finally here. Due to all of the snow the gutters on my home have been damaged and I need to replace them.
I am a homeowner now for over 15 years and have been at my current job for 13 years. I need to really replace my gutters and am looking for a loan to do so.
I can assure you that I have the ability to make monthly payments as I do have good credit and have a good long standing job.
Thank You.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RicheyRich | $25.00 | $25.00 | 3/15/2010 4:44:44 PM |
| worldexplorer | $25.00 | $25.00 | 3/15/2010 4:44:53 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/15/2010 4:49:29 PM |
| wealthstar | $25.00 | $25.00 | 3/15/2010 4:49:25 PM |
| lendme2 | $25.00 | $25.00 | 3/15/2010 4:50:18 PM |
| responsive-rate884 | $25.00 | $25.00 | 3/15/2010 4:45:12 PM |
| Kaj | $25.00 | $25.00 | 3/15/2010 4:51:08 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/15/2010 4:51:54 PM |
| calilending | $25.00 | $25.00 | 3/15/2010 4:49:27 PM |
| steves73 | $25.00 | $25.00 | 3/15/2010 4:58:06 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/15/2010 4:58:34 PM |
| AF-Chief | $28.00 | $28.00 | 3/15/2010 4:57:07 PM |
| successful-euro | $40.00 | $40.00 | 3/15/2010 4:52:56 PM |
| Zolton | $200.00 | $196.64 | 3/15/2010 4:58:54 PM |
| exact-loan5 | $30.00 | $30.00 | 3/15/2010 4:58:19 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 3/15/2010 4:58:49 PM |
| Share_The_Wealth | $43.56 | $43.56 | 3/15/2010 4:56:42 PM |
| nletunic | $25.00 | $25.00 | 3/15/2010 4:56:47 PM |
| secobarbital | $25.00 | $25.00 | 3/15/2010 4:58:15 PM |
| Cai8899 | $30.00 | $30.00 | 3/15/2010 4:58:22 PM |
| charming-point | $300.00 | $300.00 | 3/16/2010 11:19:17 AM |
| payment-piledriver | $25.00 | $25.00 | 3/16/2010 6:28:46 PM |
| payout-comet | $25.00 | $25.00 | 3/18/2010 5:45:47 PM |
| golffish2 | $50.00 | $50.00 | 3/19/2010 4:14:12 AM |
| Bob450 | $25.00 | $25.00 | 3/20/2010 5:50:12 PM |
| wise-courageous-social | $25.00 | $25.00 | 3/21/2010 3:51:32 PM |
| carmat60 | $25.00 | $25.00 | 3/21/2010 7:40:38 PM |
| glenium | $25.00 | $25.00 | 3/22/2010 3:00:32 AM |
| umfan123 | $25.00 | $25.00 | 3/22/2010 6:45:59 AM |
| PotBellyPete | $30.00 | $30.00 | 3/22/2010 9:56:22 AM |
| eboomer2611 | $25.00 | $25.00 | 3/22/2010 10:50:46 AM |
| loan-fate | $25.00 | $25.00 | 3/22/2010 11:09:16 AM |
| Vennela | $25.00 | $25.00 | 3/22/2010 1:12:16 PM |
| wild-orange | $25.00 | $25.00 | 3/22/2010 2:29:02 PM |
| revenue-appraiser | $30.00 | $30.00 | 3/22/2010 4:01:58 PM |
| ultimate-peace | $300.00 | $300.00 | 3/22/2010 4:23:56 PM |
| Dubbs360 | $50.00 | $50.00 | 3/15/2010 4:49:20 PM |
| compassion-lotus5 | $25.00 | $25.00 | 3/15/2010 4:49:22 PM |
| jonn834 | $25.00 | $25.00 | 3/15/2010 4:49:34 PM |
| cash-merry-maker | $25.00 | $25.00 | 3/15/2010 4:50:09 PM |
| apostle901 | $25.00 | $25.00 | 3/15/2010 4:45:01 PM |
| sprout16 | $25.00 | $25.00 | 3/15/2010 4:45:07 PM |
| value-pole | $25.00 | $25.00 | 3/15/2010 4:51:51 PM |
| social-conductor4 | $25.00 | $25.00 | 3/15/2010 4:49:36 PM |
| oldmora | $25.00 | $25.00 | 3/15/2010 4:51:16 PM |
| hope-equation | $50.00 | $50.00 | 3/15/2010 4:58:28 PM |
| personal-lender | $25.00 | $25.00 | 3/15/2010 4:58:46 PM |
| blooming-dedication | $30.83 | $30.83 | 3/15/2010 4:57:05 PM |
| fareast_man | $25.00 | $25.00 | 3/15/2010 4:57:22 PM |
| Casman8815 | $25.00 | $25.00 | 3/15/2010 4:57:44 PM |
| investment-forte | $50.00 | $50.00 | 3/15/2010 5:22:00 PM |
| mercuriant | $25.00 | $25.00 | 3/15/2010 5:27:13 PM |
| Bob450 | $50.00 | $50.00 | 3/15/2010 7:45:45 PM |
| rjsdsu | $25.00 | $25.00 | 3/17/2010 10:41:59 AM |
| UCLA4life | $25.00 | $25.00 | 3/18/2010 12:46:32 PM |
| psycardis | $25.00 | $25.00 | 3/18/2010 10:46:23 PM |
| pbnjelly | $25.00 | $25.00 | 3/19/2010 12:17:10 PM |
| CoolPlexer | $25.00 | $25.00 | 3/19/2010 5:57:13 PM |
| realtormoises | $25.00 | $25.00 | 3/20/2010 5:54:46 PM |
| dano1965 | $25.00 | $25.00 | 3/22/2010 9:49:53 AM |
| divine940 | $25.00 | $25.00 | 3/22/2010 10:01:49 AM |
| evergreen16 | $75.00 | $75.00 | 3/22/2010 11:19:47 AM |
| Value-Crusader5 | $25.97 | $25.97 | 3/22/2010 12:10:46 PM |
| YoungTaxMan | $25.00 | $25.00 | 3/22/2010 3:33:40 PM |
| ultimate-peace | $300.00 | $300.00 | 3/22/2010 4:17:59 PM |
| caddy5662 | $25.00 | $25.00 | 3/22/2010 4:10:30 PM |
| Engineer44 | $35.00 | $35.00 | 3/22/2010 4:32:44 PM |
| 67 bids
|
Borrower Payment Dependent Notes Series
450574
This series of Notes was issued and sold upon the funding of the borrower loan #41397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $389.35 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $388.33 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1980 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 28
/
23 | Length of status: | 16y 5m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 67 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $213,645 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 92% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| MastersJacket |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to? pay the balance on two credit cards that have over 12 % interest rates.
My financial situation:
I am a good candidate for this loan because? I currently pay over $500 on these cards and am able to meet all other responsibilites plus make contributions to a savings and investment plan.? I do not take on obligations I do not meet.? Even though my debt to income ratio may not look good, I have not included income from rental property nor my wife's income even though our debt together?shows on my credit report.? I accumulated this debt paying for our children's?college and weddings and those are no longer going to be an issue.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 3/15/2010 4:51:22 PM |
| skuba | $25.00 | $25.00 | 3/15/2010 5:01:25 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/15/2010 5:02:42 PM |
| torion | $25.00 | $25.00 | 3/15/2010 5:03:52 PM |
| Avala | $50.00 | $50.00 | 3/15/2010 5:04:13 PM |
| jokerj006 | $25.00 | $25.00 | 3/15/2010 5:06:51 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/15/2010 5:06:38 PM |
| delicious-social132 | $25.00 | $25.00 | 3/15/2010 5:05:12 PM |
| fightinjoe | $25.00 | $25.00 | 3/15/2010 5:06:03 PM |
| flexible-value | $26.00 | $26.00 | 3/15/2010 5:10:27 PM |
| availableloan | $25.00 | $25.00 | 3/15/2010 5:07:06 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/15/2010 5:07:08 PM |
| figs4u2 | $100.00 | $100.00 | 3/15/2010 5:12:07 PM |
| inspiring-reward | $150.00 | $150.00 | 3/15/2010 5:15:30 PM |
| Vegasjim | $25.00 | $25.00 | 3/15/2010 5:16:12 PM |
| kmr2 | $250.00 | $250.00 | 3/15/2010 5:25:42 PM |
| starikrai | $50.00 | $50.00 | 3/15/2010 5:29:46 PM |
| egw | $25.00 | $25.00 | 3/15/2010 5:32:46 PM |
| uprising35 | $25.00 | $25.00 | 3/15/2010 5:32:29 PM |
| ookete | $25.00 | $25.00 | 3/15/2010 5:32:38 PM |
| jigsaw | $100.00 | $100.00 | 3/15/2010 5:33:54 PM |
| wise-handy-finance | $25.00 | $25.00 | 3/15/2010 5:33:57 PM |
| Banker7371 | $25.00 | $25.00 | 3/15/2010 5:28:22 PM |
| inventive-wealth2 | $25.00 | $25.00 | 3/15/2010 5:29:39 PM |
| faifar | $25.00 | $25.00 | 3/15/2010 5:30:34 PM |
| bkwest01 | $100.00 | $100.00 | 3/15/2010 5:36:10 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/15/2010 5:31:13 PM |
| important-ore | $50.00 | $50.00 | 3/15/2010 5:31:27 PM |
| Speculator | $100.00 | $100.00 | 3/15/2010 5:37:07 PM |
| 1phantom | $50.00 | $50.00 | 3/15/2010 5:38:10 PM |
| cathexis | $50.00 | $50.00 | 3/15/2010 5:38:04 PM |
| repayment-chef | $25.00 | $25.00 | 3/15/2010 5:33:07 PM |
| kmfreymi | $25.00 | $25.00 | 3/15/2010 5:38:53 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/15/2010 5:39:36 PM |
| investment-oasis | $25.00 | $25.00 | 3/15/2010 5:39:23 PM |
| mathomas3 | $30.25 | $30.25 | 3/15/2010 5:39:25 PM |
| MissionMicroFinance | $25.00 | $25.00 | 3/15/2010 5:39:39 PM |
| tripnosis | $25.00 | $25.00 | 3/15/2010 5:40:03 PM |
| bold-durability-drum | $25.00 | $25.00 | 3/15/2010 5:40:26 PM |
| Microfinancer | $25.00 | $25.00 | 3/15/2010 5:40:22 PM |
| intelligent-yield | $25.00 | $25.00 | 3/15/2010 5:36:51 PM |
| gracej | $25.00 | $25.00 | 3/15/2010 5:37:13 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/15/2010 5:39:11 PM |
| shiny-revenue | $25.00 | $25.00 | 3/15/2010 5:39:41 PM |
| Kilolani | $25.00 | $25.00 | 3/15/2010 6:12:25 PM |
| uwinwewin | $25.00 | $25.00 | 3/15/2010 5:40:17 PM |
| nanda | $25.00 | $25.00 | 3/15/2010 5:40:38 PM |
| currency-shaker16 | $100.00 | $100.00 | 3/15/2010 5:50:13 PM |
| xrycac | $25.00 | $25.00 | 3/15/2010 7:58:19 PM |
| ciscoparrot | $25.00 | $25.00 | 3/15/2010 10:02:23 PM |
| Streetfighter | $50.00 | $50.00 | 3/16/2010 5:37:27 AM |
| OCedHrt | $25.00 | $25.00 | 3/16/2010 2:26:31 AM |
| bountiful-bazaar | $25.00 | $25.00 | 3/15/2010 9:47:47 PM |
| xstreamin | $25.00 | $25.00 | 3/16/2010 7:19:30 AM |
| BlindJoeDeath | $25.00 | $25.00 | 3/16/2010 7:19:22 AM |
| kbodendorf | $25.00 | $25.00 | 3/16/2010 7:19:25 AM |
| jrbill1998 | $50.00 | $50.00 | 3/16/2010 7:19:38 AM |
| influential-gain | $25.00 | $25.00 | 3/16/2010 8:47:23 AM |
| studious-bonus7 | $50.00 | $50.00 | 3/16/2010 7:19:05 AM |
| luckyldy | $35.00 | $35.00 | 3/16/2010 7:19:28 AM |
| the-innovator331 | $50.00 | $50.00 | 3/16/2010 8:42:26 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/16/2010 10:41:50 AM |
| happy-asset | $25.00 | $25.00 | 3/16/2010 9:32:46 AM |
| onlyastepaway | $25.00 | $25.00 | 3/16/2010 9:34:17 AM |
| red-undaunted-kindness | $100.00 | $100.00 | 3/16/2010 11:20:39 AM |
| peerlender | $30.00 | $30.00 | 3/16/2010 11:20:56 AM |
| peso-colonel | $90.00 | $90.00 | 3/16/2010 11:31:47 AM |
| money-maniac | $50.00 | $50.00 | 3/16/2010 11:32:17 AM |
| Cheburashka | $25.00 | $25.00 | 3/16/2010 10:48:15 AM |
| demoseal | $25.00 | $25.00 | 3/16/2010 11:56:18 AM |
| financial-frenzy | $26.40 | $26.40 | 3/16/2010 12:18:09 PM |
| reflective-cash0 | $27.86 | $27.86 | 3/16/2010 12:22:17 PM |
| elegant-income3 | $30.00 | $30.00 | 3/16/2010 12:22:18 PM |
| teller | $25.00 | $25.00 | 3/16/2010 12:33:21 PM |
| BadBoyz | $25.00 | $25.00 | 3/16/2010 1:12:30 PM |
| SPB | $25.00 | $25.00 | 3/16/2010 11:37:26 AM |
| ddibernardo | $25.00 | $25.00 | 3/16/2010 2:49:45 PM |
| trustu | $25.00 | $25.00 | 3/16/2010 2:49:51 PM |
| Whitewall | $32.60 | $32.60 | 3/16/2010 2:50:08 PM |
| KDW08 | $25.00 | $25.00 | 3/16/2010 2:50:11 PM |
| shasta1 | $25.00 | $25.00 | 3/16/2010 2:49:35 PM |
| auction-turbine4 | $25.00 | $25.00 | 3/16/2010 2:50:18 PM |
| utilecapital | $25.00 | $25.00 | 3/16/2010 2:49:36 PM |
| SB-Funding | $25.00 | $25.00 | 3/16/2010 2:50:21 PM |
| livingaloha | $25.00 | $25.00 | 3/16/2010 2:49:41 PM |
| ccaxid57 | $25.00 | $25.00 | 3/16/2010 12:18:42 PM |
| ocho | $25.00 | $25.00 | 3/16/2010 2:50:26 PM |
| supreme-hope | $25.00 | $25.00 | 3/16/2010 12:18:55 PM |
| tmbackinu | $25.00 | $25.00 | 3/16/2010 2:50:33 PM |
| 30Sky | $25.00 | $25.00 | 3/16/2010 2:49:53 PM |
| tmillerosu | $25.00 | $25.00 | 3/16/2010 2:50:38 PM |
| Montello | $25.00 | $25.00 | 3/16/2010 2:49:58 PM |
| Woodworker57 | $25.00 | $25.00 | 3/16/2010 2:50:03 PM |
| Dabne | $35.55 | $35.55 | 3/16/2010 2:50:47 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 3/16/2010 2:50:06 PM |
| the-aggresive-principal | $25.00 | $25.00 | 3/16/2010 12:22:20 PM |
| lending_well | $25.00 | $25.00 | 3/16/2010 2:50:56 PM |
| loans4u2 | $25.00 | $25.00 | 3/16/2010 2:50:13 PM |
| WiseInvestments | $25.00 | $25.00 | 3/16/2010 2:51:09 PM |
| bill-expert | $25.00 | $25.00 | 3/16/2010 2:50:16 PM |
| piter-to-la-investment | $25.00 | $25.00 | 3/16/2010 12:22:31 PM |
| commitment-forte6 | $25.00 | $25.00 | 3/16/2010 2:51:16 PM |
| Nothus | $25.00 | $25.00 | 3/16/2010 2:50:25 PM |
| Aeroman32 | $25.00 | $25.00 | 3/16/2010 2:50:29 PM |
| trade-charmer5 | $25.00 | $25.00 | 3/16/2010 2:51:43 PM |
| kc8fot | $25.00 | $25.00 | 3/16/2010 2:50:34 PM |
| kanakakm | $25.00 | $25.00 | 3/16/2010 2:51:50 PM |
| lucrative-deal5 | $25.00 | $25.00 | 3/16/2010 2:50:38 PM |
| nicklds | $25.00 | $25.00 | 3/16/2010 2:51:55 PM |
| dollar-proton695 | $25.00 | $25.00 | 3/16/2010 2:51:06 PM |
| liberty-grizzly | $74.15 | $74.15 | 3/16/2010 2:51:13 PM |
| lounges | $25.00 | $25.00 | 3/16/2010 2:52:22 PM |
| Gilgothdae | $25.00 | $25.00 | 3/16/2010 2:51:19 PM |
| tjs6121 | $40.00 | $40.00 | 3/16/2010 2:52:37 PM |
| social-conductor4 | $25.00 | $25.00 | 3/16/2010 2:52:45 PM |
| kain11286 | $25.00 | $25.00 | 3/16/2010 2:51:29 PM |
| tom48l | $25.00 | $25.00 | 3/16/2010 2:52:52 PM |
| Gelden1 | $25.00 | $25.00 | 3/16/2010 2:51:35 PM |
| MM1207 | $25.00 | $25.00 | 3/16/2010 2:52:56 PM |
| iflyforfun | $25.00 | $25.00 | 3/16/2010 2:51:39 PM |
| supreme-benefit | $25.00 | $25.00 | 3/16/2010 2:52:59 PM |
| credit-solstice | $25.00 | $25.00 | 3/16/2010 2:51:44 PM |
| JonnyD | $25.00 | $25.00 | 3/16/2010 2:53:07 PM |
| abeprof70 | $25.00 | $25.00 | 3/16/2010 2:53:14 PM |
| mikrolown | $25.00 | $25.00 | 3/16/2010 2:53:20 PM |
| loan-warrior | $25.00 | $25.00 | 3/16/2010 2:52:25 PM |
| mcds | $25.00 | $25.00 | 3/16/2010 2:52:36 PM |
| veverka | $25.00 | $25.00 | 3/16/2010 2:52:42 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/16/2010 2:52:48 PM |
| Int_PrinRateTime4000 | $35.00 | $35.00 | 3/16/2010 2:53:50 PM |
| TheGrayFox | $25.00 | $25.00 | 3/16/2010 2:53:08 PM |
| Munnie | $25.00 | $25.00 | 3/16/2010 2:54:04 PM |
| simpy | $25.00 | $25.00 | 3/16/2010 2:53:16 PM |
| cticemomof3 | $25.00 | $25.00 | 3/16/2010 2:53:26 PM |
| hope-eagle6 | $25.00 | $25.00 | 3/16/2010 2:53:36 PM |
| revenue-officer36 | $50.00 | $50.00 | 3/16/2010 2:54:29 PM |
| hard-working-loot | $25.00 | $25.00 | 3/16/2010 2:53:39 PM |
| langdonx | $25.00 | $25.00 | 3/16/2010 2:54:40 PM |
| rupee-kung-fu7 | $25.00 | $25.00 | 3/16/2010 2:53:58 PM |
| fair-rate | $25.00 | $25.00 | 3/16/2010 2:54:54 PM |
| cspot | $25.00 | $25.00 | 3/16/2010 2:54:26 PM |
| rhodylend | $25.00 | $25.00 | 3/16/2010 2:55:02 PM |
| Stollewood | $50.00 | $50.00 | 3/16/2010 2:55:17 PM |
| studious-listing8 | $25.00 | $25.00 | 3/16/2010 2:55:03 PM |
| cash4less | $25.00 | $25.00 | 3/16/2010 2:55:23 PM |
| Sylvrewynde | $25.00 | $25.00 | 3/16/2010 2:49:43 PM |
| LifeOfLearning | $25.00 | $25.00 | 3/16/2010 2:49:49 PM |
| capital_gains | $25.00 | $25.00 | 3/16/2010 2:49:55 PM |
| Tapu22 | $25.23 | $25.23 | 3/16/2010 2:50:07 PM |
| newgroom422 | $25.00 | $25.00 | 3/16/2010 2:50:17 PM |
| mtquan | $25.00 | $25.00 | 3/16/2010 2:50:23 PM |
| NutmegFilms | $25.00 | $25.00 | 3/16/2010 2:50:41 PM |
| wealth-cloud | $25.00 | $25.00 | 3/16/2010 2:50:48 PM |
| red-relentless-money | $39.43 | $39.43 | 3/16/2010 2:50:53 PM |
| MarinLoans | $50.00 | $50.00 | 3/16/2010 2:50:58 PM |
| locash | $25.00 | $25.00 | 3/16/2010 2:51:08 PM |
| xhrisd | $25.00 | $25.00 | 3/16/2010 2:51:14 PM |
| neonnurse | $25.00 | $25.00 | 3/16/2010 2:51:46 PM |
| Erogan5877 | $25.00 | $25.00 | 3/16/2010 2:51:58 PM |
| NorthernFunds | $25.00 | $25.00 | 3/16/2010 2:52:11 PM |
| fishintime | $25.00 | $25.00 | 3/16/2010 2:52:30 PM |
| wdworld | $100.00 | $100.00 | 3/16/2010 2:52:33 PM |
| ValyaLibra01 | $25.00 | $25.00 | 3/16/2010 2:52:37 PM |
| undaunted-agreement | $25.00 | $25.00 | 3/16/2010 2:52:51 PM |
| drgreer | $25.00 | $25.00 | 3/16/2010 2:52:55 PM |
| balance2 | $50.00 | $50.00 | 3/16/2010 2:53:09 PM |
| Robyn5722 | $25.00 | $25.00 | 3/16/2010 2:53:13 PM |
| transparency-giant | $25.00 | $25.00 | 3/16/2010 2:53:19 PM |
| LoisLoan | $25.00 | $25.00 | 3/16/2010 2:53:25 PM |
| equallender | $50.00 | $50.00 | 3/16/2010 2:54:11 PM |
| apostle901 | $25.00 | $25.00 | 3/16/2010 2:54:35 PM |
| gamp | $25.00 | $13.56 | 3/16/2010 2:55:27 PM |
| orbiter614 | $32.40 | $32.40 | 3/16/2010 9:47:30 PM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:22:27 PM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:17:37 PM |
| webfeet | $25.00 | $25.00 | 3/18/2010 9:26:40 AM |
| webfeet | $25.00 | $25.00 | 3/19/2010 8:59:44 AM |
| steady-dime | $25.00 | $25.00 | 3/20/2010 6:41:55 AM |
| HappyToLoan | $29.00 | $29.00 | 3/20/2010 3:33:32 PM |
| JerryB96 | $25.00 | $25.00 | 3/20/2010 10:02:06 PM |
| persistent-value3 | $33.70 | $33.70 | 3/22/2010 5:38:53 AM |
| personal-lender | $25.00 | $25.00 | 3/15/2010 5:05:08 PM |
| mg6619 | $25.00 | $25.00 | 3/15/2010 5:05:29 PM |
| macjp123 | $25.00 | $25.00 | 3/15/2010 5:03:18 PM |
| Clambake | $50.00 | $50.00 | 3/15/2010 5:03:48 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/15/2010 5:06:15 PM |
| integrity-doctor | $50.00 | $50.00 | 3/15/2010 5:11:22 PM |
| nletunic | $25.00 | $25.00 | 3/15/2010 5:11:54 PM |
| desertoasis | $25.00 | $25.00 | 3/15/2010 5:13:43 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/15/2010 5:11:00 PM |
| Gabriel02 | $25.00 | $25.00 | 3/15/2010 5:17:11 PM |
| cordial-funds8 | $25.00 | $25.00 | 3/15/2010 5:13:20 PM |
| AF-Chief | $28.00 | $28.00 | 3/15/2010 5:17:56 PM |
| phredd | $50.00 | $50.00 | 3/15/2010 5:22:17 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 3/15/2010 5:23:01 PM |
| courteous-fund9 | $25.00 | $25.00 | 3/15/2010 5:24:44 PM |
| restless-currency | $32.10 | $32.10 | 3/15/2010 5:24:41 PM |
| RetiredATC | $25.00 | $25.00 | 3/15/2010 5:25:53 PM |
| progressive-asset | $100.00 | $100.00 | 3/15/2010 5:27:40 PM |
| top-silver-american | $25.00 | $25.00 | 3/15/2010 5:27:55 PM |
| asset-professor | $75.00 | $75.00 | 3/15/2010 5:27:34 PM |
| community-pipeline8 | $50.00 | $50.00 | 3/15/2010 5:22:42 PM |
| Adino | $25.00 | $25.00 | 3/15/2010 5:24:32 PM |
| mrscenicroute | $25.00 | $25.00 | 3/15/2010 5:29:35 PM |
| spark548 | $50.00 | $50.00 | 3/15/2010 5:24:35 PM |
| vacaerol | $25.00 | $25.00 | 3/15/2010 5:31:00 PM |
| nybanker85 | $25.00 | $25.00 | 3/15/2010 5:30:29 PM |
| Vetrepreneur | $25.00 | $25.00 | 3/15/2010 5:32:44 PM |
| martinnc | $25.00 | $25.00 | 3/15/2010 5:34:32 PM |
| nunnie | $25.00 | $25.00 | 3/15/2010 5:34:46 PM |
| durability-balance4 | $50.00 | $50.00 | 3/15/2010 5:35:17 PM |
| ddog0224 | $25.00 | $25.00 | 3/15/2010 5:35:30 PM |
| infinitykid | $25.00 | $25.00 | 3/15/2010 5:29:48 PM |
| a-social-nebula | $25.00 | $25.00 | 3/15/2010 5:35:48 PM |
| tenacious-commitment6 | $25.00 | $25.00 | 3/15/2010 5:37:00 PM |
| wahoo-trader | $25.00 | $25.00 | 3/15/2010 5:37:04 PM |
| a-goal-bill | $25.00 | $25.00 | 3/15/2010 5:38:01 PM |
| RMB-Investments | $25.00 | $25.00 | 3/15/2010 5:32:34 PM |
| Fingar | $25.00 | $25.00 | 3/15/2010 5:32:39 PM |
| wellsfrugal | $25.00 | $25.00 | 3/15/2010 5:32:42 PM |
| 29Palms | $25.00 | $25.00 | 3/15/2010 5:38:32 PM |
| cash-merry-maker | $25.00 | $25.00 | 3/15/2010 5:39:02 PM |
| buraky | $25.00 | $25.00 | 3/15/2010 5:39:28 PM |
| rlecour | $25.00 | $25.00 | 3/15/2010 5:39:34 PM |
| thunderd | $25.00 | $25.00 | 3/15/2010 5:39:20 PM |
| SBT | $50.00 | $50.00 | 3/15/2010 5:39:31 PM |
| MoneyMA | $25.00 | $25.00 | 3/15/2010 5:39:51 PM |
| success1001 | $50.00 | $50.00 | 3/15/2010 5:39:57 PM |
| leodaguy | $25.00 | $25.00 | 3/15/2010 5:40:10 PM |
| redrock007 | $25.00 | $25.00 | 3/15/2010 5:40:33 PM |
| currency-zenith | $50.00 | $50.00 | 3/15/2010 5:40:13 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/15/2010 5:40:20 PM |
| zeraphm | $25.00 | $25.00 | 3/15/2010 5:41:15 PM |
| harmonious-yield | $25.00 | $25.00 | 3/15/2010 5:48:48 PM |
| miniloan | $25.00 | $25.00 | 3/15/2010 5:49:44 PM |
| aasx1108 | $25.00 | $25.00 | 3/15/2010 5:37:53 PM |
| Magus54 | $25.00 | $25.00 | 3/15/2010 5:37:57 PM |
| ktfritz | $25.00 | $25.00 | 3/15/2010 5:39:04 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/15/2010 5:40:06 PM |
| empire9 | $25.00 | $25.00 | 3/15/2010 5:40:42 PM |
| jakesworld | $25.00 | $25.00 | 3/15/2010 5:48:58 PM |
| tranquil-diversification8 | $25.00 | $25.00 | 3/15/2010 6:57:23 PM |
| gavinfh | $25.00 | $25.00 | 3/15/2010 7:52:26 PM |
| lighter | $25.00 | $25.00 | 3/15/2010 8:09:01 PM |
| OrcaFIN | $25.00 | $25.00 | 3/15/2010 11:48:54 PM |
| phillipd48 | $25.00 | $25.00 | 3/15/2010 8:42:33 PM |
| asdf9876 | $25.00 | $25.00 | 3/15/2010 10:57:21 PM |
| tidy-dime | $25.00 | $25.00 | 3/16/2010 7:19:20 AM |
| bonafide-cash | $50.00 | $50.00 | 3/16/2010 7:19:32 AM |
| Aimvest | $25.00 | $25.00 | 3/16/2010 7:19:47 AM |
| divine940 | $30.00 | $30.00 | 3/16/2010 4:57:19 AM |
| burrito6 | $25.00 | $25.00 | 3/16/2010 7:19:23 AM |
| brutusbone | $25.00 | $25.00 | 3/16/2010 5:57:40 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/16/2010 9:33:09 AM |
| dmfog | $25.00 | $25.00 | 3/16/2010 7:19:40 AM |
| hitsman | $50.00 | $50.00 | 3/16/2010 7:19:46 AM |
| natural-greenback6 | $25.00 | $25.00 | 3/16/2010 7:20:36 AM |
| trade-doughnut5 | $25.00 | $25.00 | 3/16/2010 8:02:19 AM |
| helping-out | $25.00 | $25.00 | 3/16/2010 10:42:22 AM |
| antrux | $25.00 | $25.00 | 3/16/2010 9:32:24 AM |
| Havana21 | $50.00 | $50.00 | 3/16/2010 10:41:44 AM |
| Fiimg | $50.00 | $50.00 | 3/16/2010 11:20:38 AM |
| elevated-platinum5 | $50.00 | $50.00 | 3/16/2010 11:31:14 AM |
| credit-kahuna | $100.00 | $100.00 | 3/16/2010 11:31:23 AM |
| TW325 | $25.00 | $25.00 | 3/16/2010 10:42:42 AM |
| tucksta | $25.00 | $25.00 | 3/16/2010 11:31:45 AM |
| bowdish1 | $56.25 | $56.25 | 3/16/2010 11:38:31 AM |
| saihu | $25.00 | $25.00 | 3/16/2010 11:54:29 AM |
| burgeoning-silver | $25.00 | $25.00 | 3/16/2010 12:02:55 PM |
| Phantom99 | $25.00 | $25.00 | 3/16/2010 12:03:09 PM |
| cpbreton | $25.00 | $25.00 | 3/16/2010 12:12:20 PM |
| AlexTrep | $25.00 | $25.00 | 3/16/2010 12:22:26 PM |
| kindness-percolator5 | $25.00 | $25.00 | 3/16/2010 12:22:42 PM |
| Fortuno_per_commodo | $27.21 | $27.21 | 3/16/2010 12:18:40 PM |
| CAGE-Investments | $26.23 | $26.23 | 3/16/2010 12:19:12 PM |
| foxy-fund | $50.00 | $50.00 | 3/16/2010 11:20:37 AM |
| medan20356 | $25.00 | $25.00 | 3/16/2010 1:12:25 PM |
| treasure-bliss | $100.00 | $100.00 | 3/16/2010 1:12:39 PM |
| niskyfranchise | $25.00 | $25.00 | 3/16/2010 11:31:16 AM |
| Pizza-man | $25.34 | $25.34 | 3/16/2010 11:32:47 AM |
| CymruAmByth | $25.00 | $25.00 | 3/16/2010 1:12:29 PM |
| lloyd_s | $25.00 | $25.00 | 3/16/2010 11:56:09 AM |
| RandyL3 | $33.00 | $33.00 | 3/16/2010 11:56:17 AM |
| Sang1963 | $25.00 | $25.00 | 3/16/2010 2:24:48 PM |
| market-builder | $25.00 | $25.00 | 3/16/2010 2:49:40 PM |
| Financer | $50.00 | $50.00 | 3/16/2010 2:49:47 PM |
| thomkozik | $25.00 | $25.00 | 3/16/2010 2:50:00 PM |
| inspired-agreement | $25.00 | $25.00 | 3/16/2010 2:50:09 PM |
| tedsrfdude | $25.00 | $25.00 | 3/16/2010 2:50:15 PM |
| Captain88 | $25.00 | $25.00 | 3/16/2010 2:49:36 PM |
| ASR3 | $25.00 | $25.00 | 3/16/2010 2:50:18 PM |
| cub510 | $25.00 | $25.00 | 3/16/2010 2:49:38 PM |
| capital-web7 | $25.00 | $25.00 | 3/16/2010 2:50:24 PM |
| logical-benjamins | $25.00 | $25.00 | 3/16/2010 2:49:42 PM |
| bleacher | $25.00 | $25.00 | 3/16/2010 2:50:28 PM |
| falcon88dp | $25.00 | $25.00 | 3/16/2010 2:49:48 PM |
| LAKESPRING | $25.00 | $25.00 | 3/16/2010 2:50:35 PM |
| gallant-bazaar | $25.00 | $25.00 | 3/16/2010 2:49:54 PM |
| mcarm66 | $25.00 | $25.00 | 3/16/2010 2:50:42 PM |
| kattghoti | $25.00 | $25.00 | 3/16/2010 2:50:02 PM |
| mtsilver | $25.00 | $25.00 | 3/16/2010 2:50:45 PM |
| peso-mate | $25.00 | $25.00 | 3/16/2010 2:50:05 PM |
| China0813 | $25.00 | $25.00 | 3/16/2010 2:50:49 PM |
| gopbernie | $25.00 | $25.00 | 3/16/2010 2:50:11 PM |
| rellotsf | $44.38 | $44.38 | 3/16/2010 2:51:04 PM |
| emelia | $25.00 | $25.00 | 3/16/2010 2:51:12 PM |
| felicity-synapse | $25.00 | $25.00 | 3/16/2010 2:50:20 PM |
| blissful-note7 | $25.00 | $25.00 | 3/16/2010 12:22:40 PM |
| Gladys9 | $25.00 | $25.00 | 3/16/2010 2:51:18 PM |
| nwagers | $25.00 | $25.00 | 3/16/2010 2:50:27 PM |
| wanna-help | $25.00 | $25.00 | 3/16/2010 2:50:30 PM |
| revenue-serenity | $25.00 | $25.00 | 3/16/2010 2:51:47 PM |
| payout-carnival | $25.00 | $25.00 | 3/16/2010 2:50:37 PM |
| GlobalVisionary | $25.00 | $25.00 | 3/16/2010 2:51:54 PM |
| Domgabriel | $25.00 | $25.00 | 3/16/2010 2:50:43 PM |
| point-shooter | $25.00 | $25.00 | 3/16/2010 2:52:00 PM |
| souperrich | $25.00 | $25.00 | 3/16/2010 2:51:10 PM |
| community-broadcaster | $25.00 | $25.00 | 3/16/2010 2:52:14 PM |
| fob | $25.00 | $25.00 | 3/16/2010 2:51:15 PM |
| zippy-interest | $25.00 | $25.00 | 3/16/2010 2:52:35 PM |
| rooosta | $25.00 | $25.00 | 3/16/2010 2:52:47 PM |
| wise-repayment-kayak | $36.00 | $36.00 | 3/16/2010 2:52:54 PM |
| reueljw | $25.00 | $25.00 | 3/16/2010 2:51:41 PM |
| cardan97 | $25.00 | $25.00 | 3/16/2010 2:53:06 PM |
| texrob20 | $25.00 | $25.00 | 3/16/2010 2:53:11 PM |
| kaiger | $25.00 | $25.00 | 3/16/2010 2:52:16 PM |
| E_G | $30.00 | $30.00 | 3/16/2010 2:52:29 PM |
| csarradio | $25.00 | $25.00 | 3/16/2010 2:53:32 PM |
| JohnGalt94 | $25.00 | $25.00 | 3/16/2010 2:53:49 PM |
| ozlem | $25.00 | $25.00 | 3/16/2010 2:52:50 PM |
| Agustin | $35.00 | $35.00 | 3/16/2010 2:53:57 PM |
| awe53 | $25.00 | $25.00 | 3/16/2010 2:53:15 PM |
| Wangersinc | $25.00 | $25.00 | 3/16/2010 2:54:05 PM |
| commitment-jedi4 | $25.00 | $25.00 | 3/16/2010 2:53:23 PM |
| heavensfx | $25.00 | $25.00 | 3/16/2010 2:54:13 PM |
| ryan23 | $25.00 | $25.00 | 3/16/2010 2:53:34 PM |
| Glovez2 | $30.00 | $30.00 | 3/16/2010 2:53:46 PM |
| bullish2bearish | $25.00 | $25.00 | 3/16/2010 2:54:25 PM |
| silverloan | $32.34 | $32.34 | 3/16/2010 2:55:05 PM |
| calilending | $25.00 | $25.00 | 3/16/2010 2:54:41 PM |
| snoopey100 | $25.00 | $25.00 | 3/16/2010 2:55:10 PM |
| madpinto21 | $48.02 | $48.02 | 3/16/2010 2:54:49 PM |
| plentiful-reward | $50.00 | $50.00 | 3/16/2010 2:55:06 PM |
| flopcat | $25.00 | $25.00 | 3/16/2010 2:55:12 PM |
| loanfairy | $25.00 | $25.00 | 3/16/2010 2:49:39 PM |
| peaceful-return2 | $25.00 | $25.00 | 3/16/2010 2:49:46 PM |
| auction-elvis | $25.00 | $25.00 | 3/16/2010 2:49:50 PM |
| billyisafob | $25.00 | $25.00 | 3/16/2010 2:49:56 PM |
| hope-hickory | $25.00 | $25.00 | 3/16/2010 2:50:14 PM |
| cvfriend | $25.00 | $25.00 | 3/16/2010 2:50:20 PM |
| RicheyRich | $25.00 | $25.00 | 3/16/2010 2:50:31 PM |
| gatworx | $25.00 | $25.00 | 3/16/2010 2:50:39 PM |
| andyb9 | $25.00 | $25.00 | 3/16/2010 2:50:46 PM |
| trade-watcher | $25.00 | $25.00 | 3/16/2010 2:50:50 PM |
| cmark1 | $25.00 | $25.00 | 3/16/2010 2:50:55 PM |
| TeamAmerica | $25.00 | $25.00 | 3/16/2010 2:51:01 PM |
| warvero07 | $25.00 | $25.00 | 3/16/2010 2:51:11 PM |
| riproaringrapids | $25.00 | $25.00 | 3/16/2010 2:51:17 PM |
| kind-efficient-credit | $25.00 | $25.00 | 3/16/2010 2:51:33 PM |
| Coppermaven | $25.00 | $25.00 | 3/16/2010 2:51:42 PM |
| exchange-battalion | $25.00 | $25.00 | 3/16/2010 2:51:49 PM |
| BigLinCT | $25.00 | $25.00 | 3/16/2010 2:52:04 PM |
| compassion-bauble4 | $25.00 | $25.00 | 3/16/2010 2:52:32 PM |
| next2 | $25.00 | $25.00 | 3/16/2010 2:52:34 PM |
| bradny | $25.00 | $25.00 | 3/16/2010 2:52:39 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 3/16/2010 2:52:53 PM |
| dospapalotes | $25.00 | $25.00 | 3/16/2010 2:53:04 PM |
| charming-dime | $25.00 | $25.00 | 3/16/2010 2:53:10 PM |
| WindyKid | $25.00 | $25.00 | 3/16/2010 2:53:17 PM |
| happy-return4 | $25.00 | $25.00 | 3/16/2010 2:53:28 PM |
| KLVLOPZ64 | $25.00 | $25.00 | 3/16/2010 2:53:31 PM |
| mizon291 | $50.00 | $50.00 | 3/16/2010 2:53:48 PM |
| reward-adventure | $25.00 | $25.00 | 3/16/2010 2:54:10 PM |
| lcole32 | $25.00 | $25.00 | 3/16/2010 2:54:15 PM |
| dollar-birdie | $25.00 | $25.00 | 3/16/2010 2:54:44 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/16/2010 6:05:31 PM |
| durability-halibut | $25.00 | $25.00 | 3/21/2010 12:56:32 PM |
| 377 bids
|
Borrower Payment Dependent Notes Series
450636
This series of Notes was issued and sold upon the funding of the borrower loan #41455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 8m |
|
Credit score:
| 680-699 (Mar-2010) |
Total credit lines:
| 29 |
Occupation: | Other |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $17,349 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $94 |
Bankcard utilization:
| 88% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| magnetic-value4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CONSOLIDATING DEBT
Purpose of loan:
This loan will be used to?
Pay off some mall loans that are eating me up in intrest
My financial situation:
I am a good candidate for this loan because? My wife and I both have good jobs, After losing my job due to GM cuts in Feb of 09, I started a great new job 8 months ago ?in the field I had been working in for the last 15 years.? Just trying to catch up on a few bill from when I was out of work.? I just need a $2,000 loan over 12 months to get back on track.
Monthly net income: $2,700 Myself,? + $3,300 from my wife
Monthly expenses: $
??Housing: $ 1,600
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hello -
You indicate you have mall loans that are at a high rate. This loan, unless the rate is bid down, is also at a high rate. How will this help? - heerzaquestion
A:
My small loans are payday loans which renew every 2 weeks at a very high rate. One loan over 12 months would cut the intrest and fee that i am paying.
(Mar-22-2010)
Q:
Hi, Good to hear that your back to work and one that you enjoy! Just a little info about your wife's employment, occupation, length of svc., and total household expenses? Thank you, Steve - DasMula
A:
Sreve
My wife is a teacher, she has been at the same school for 17 years. Our expenses are as follows:
Insurance, car and house $220/month
Car- I have a company car, Jens car is paid for, Gas $65/month
Utilites $230/month
Phone/Cable /internet $130 month
Household expense/food $350-$500 month
Credit card debt $700 month
(Mar-22-2010)
Q:
What is the TOTAL of your monthly expenses. thank you - Tono
A:
Total monthly expenses approx $3,350
(Mar-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| efficient-principal | $60.99 | $60.99 | 3/18/2010 4:45:10 PM |
| micko | $25.00 | $25.00 | 3/19/2010 4:15:07 PM |
| DonDiego | $25.00 | $25.00 | 3/22/2010 12:32:10 AM |
| DasMula | $500.00 | $500.00 | 3/22/2010 3:42:03 PM |
| heerzaquestion | $25.00 | $25.00 | 3/22/2010 4:10:33 PM |
| millioncan | $25.00 | $25.00 | 3/22/2010 5:02:26 PM |
| Bob450 | $50.00 | $50.00 | 3/22/2010 8:10:07 PM |
| investment-forte | $75.00 | $75.00 | 3/22/2010 6:44:57 PM |
| zone6 | $100.00 | $100.00 | 3/22/2010 10:47:04 PM |
| DasMula | $100.00 | $100.00 | 3/22/2010 1:45:07 PM |
| DasMula | $500.00 | $500.00 | 3/22/2010 2:40:07 PM |
| heerzaquestion | $100.00 | $89.01 | 3/22/2010 4:11:44 PM |
| dynrep | $100.00 | $100.00 | 3/22/2010 5:33:15 PM |
| lucrative-loan | $100.00 | $100.00 | 3/22/2010 6:12:18 PM |
| buffalobills | $25.00 | $25.00 | 3/22/2010 6:53:29 PM |
| eureka117 | $25.00 | $25.00 | 3/22/2010 7:12:51 PM |
| investment-seeker7 | $25.00 | $25.00 | 3/22/2010 8:37:31 PM |
| capital-galaxy | $150.00 | $150.00 | 3/23/2010 4:39:03 AM |
| 18 bids
|
Borrower Payment Dependent Notes Series
450724
This series of Notes was issued and sold upon the funding of the borrower loan #41434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $127.91 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $127.57 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 2m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 15 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $21,599 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 63% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| creative-p2p |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
debt consolidation.
My financial situation:
755 credit score, $56,000 annual income.? Never missed a payment on anything (mortgage, car, or cards).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| skuba | $25.00 | $25.00 | 3/17/2010 10:15:29 AM |
| Avala | $50.00 | $50.00 | 3/17/2010 10:18:41 AM |
| personal-lender | $25.00 | $25.00 | 3/17/2010 10:19:15 AM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/17/2010 10:26:30 AM |
| sharp-bill2 | $40.00 | $40.00 | 3/17/2010 10:21:09 AM |
| successful-euro | $50.00 | $50.00 | 3/17/2010 10:26:12 AM |
| integrity-doctor | $50.00 | $50.00 | 3/17/2010 10:26:59 AM |
| scrappy-bonus2 | $25.00 | $25.00 | 3/17/2010 10:29:55 AM |
| unforgettable-order9 | $67.34 | $67.34 | 3/17/2010 10:38:00 AM |
| GElender | $50.00 | $50.00 | 3/17/2010 10:44:01 AM |
| chestnut4 | $25.00 | $25.00 | 3/17/2010 10:44:42 AM |
| AF-Chief | $27.00 | $27.00 | 3/17/2010 11:18:39 AM |
| happy-asset | $25.00 | $25.00 | 3/17/2010 12:01:49 PM |
| visionary-currency | $75.00 | $75.00 | 3/17/2010 3:14:16 PM |
| rapid-credit428 | $25.00 | $25.00 | 3/17/2010 2:52:44 PM |
| bchen78875 | $25.00 | $25.00 | 3/17/2010 6:10:47 PM |
| marilyn7 | $25.00 | $25.00 | 3/18/2010 8:12:34 AM |
| desertoasis | $25.00 | $25.00 | 3/18/2010 10:08:08 AM |
| supreme-hope | $25.00 | $25.00 | 3/18/2010 11:34:44 AM |
| irrelevant | $25.00 | $25.00 | 3/18/2010 4:44:48 PM |
| kanakakm | $25.00 | $25.00 | 3/18/2010 6:03:37 PM |
| SanCarlos | $100.00 | $100.00 | 3/19/2010 6:22:28 AM |
| mmckune | $25.00 | $25.00 | 3/19/2010 10:00:03 AM |
| micko | $25.00 | $25.00 | 3/19/2010 12:52:02 PM |
| gulch | $25.00 | $25.00 | 3/19/2010 7:42:44 PM |
| mpactlender | $25.00 | $25.00 | 3/20/2010 8:58:18 AM |
| selector568 | $500.00 | $500.00 | 3/20/2010 10:37:57 AM |
| Tahoeguy | $50.00 | $50.00 | 3/20/2010 11:32:29 AM |
| cathexis | $25.00 | $25.00 | 3/20/2010 8:37:15 PM |
| rescue | $250.00 | $250.00 | 3/21/2010 7:48:49 AM |
| durability-halibut | $25.00 | $25.00 | 3/21/2010 12:58:09 PM |
| aasx1108 | $25.00 | $25.00 | 3/21/2010 2:52:43 PM |
| devoider | $25.00 | $25.00 | 3/21/2010 8:18:37 PM |
| Musicman1950 | $25.00 | $25.00 | 3/22/2010 10:23:34 AM |
| anton | $84.03 | $18.53 | 3/22/2010 12:33:31 PM |
| Dr_Starchildren | $25.00 | $25.00 | 3/22/2010 1:25:20 PM |
| Airthus | $25.00 | $25.00 | 3/22/2010 2:41:36 PM |
| kf88 | $30.00 | $30.00 | 3/22/2010 4:38:09 PM |
| torion | $25.00 | $25.00 | 3/17/2010 10:18:21 AM |
| macjp123 | $25.00 | $25.00 | 3/17/2010 10:17:39 AM |
| delicious-social132 | $25.00 | $25.00 | 3/17/2010 10:19:44 AM |
| Clambake | $50.00 | $50.00 | 3/17/2010 10:17:48 AM |
| mg6619 | $25.00 | $25.00 | 3/17/2010 10:20:10 AM |
| fightinjoe | $25.00 | $25.00 | 3/17/2010 10:20:52 AM |
| inspired-contract9 | $25.00 | $25.00 | 3/17/2010 10:21:39 AM |
| bonus-adventure3 | $25.00 | $25.00 | 3/17/2010 10:21:59 AM |
| satisfying-durability | $25.00 | $25.00 | 3/17/2010 10:27:36 AM |
| flexible-value | $26.00 | $26.00 | 3/17/2010 10:25:16 AM |
| important-ore | $50.00 | $50.00 | 3/17/2010 10:32:44 AM |
| jwood3030 | $25.00 | $25.00 | 3/17/2010 10:43:30 AM |
| HedgeFund | $40.00 | $40.00 | 3/17/2010 11:12:49 AM |
| ddog0224 | $25.00 | $25.00 | 3/17/2010 2:14:18 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/17/2010 6:43:15 PM |
| RandyL3 | $33.00 | $33.00 | 3/17/2010 6:12:13 PM |
| sumac5 | $150.00 | $150.00 | 3/18/2010 9:33:17 AM |
| HHP | $25.00 | $25.00 | 3/18/2010 8:44:42 AM |
| mikeandcat | $37.32 | $37.32 | 3/18/2010 1:35:52 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/19/2010 5:11:32 AM |
| don8ter | $25.00 | $25.00 | 3/19/2010 7:47:27 AM |
| exchange-fountain | $25.00 | $25.00 | 3/19/2010 1:00:32 PM |
| hopethisworks | $149.88 | $149.88 | 3/19/2010 6:17:37 PM |
| aurorafinancial | $50.00 | $50.00 | 3/20/2010 7:57:52 AM |
| brazilofmux | $40.39 | $40.39 | 3/20/2010 8:02:34 AM |
| dontscrewmeover1 | $50.00 | $50.00 | 3/20/2010 8:55:10 AM |
| Josta | $50.00 | $50.00 | 3/21/2010 7:11:21 AM |
| gnuey | $25.00 | $25.00 | 3/21/2010 8:04:23 AM |
| Interloper | $34.54 | $34.54 | 3/21/2010 11:02:25 AM |
| Nishana | $25.00 | $25.00 | 3/21/2010 8:47:47 AM |
| aldenrains | $25.00 | $25.00 | 3/21/2010 7:54:36 AM |
| toocautious | $25.00 | $25.00 | 3/21/2010 2:14:33 PM |
| honorable-yield | $50.00 | $50.00 | 3/21/2010 10:59:10 AM |
| responsibility-mulberry | $25.00 | $25.00 | 3/21/2010 2:52:27 PM |
| Supernick | $25.00 | $25.00 | 3/21/2010 5:17:38 PM |
| TCR3 | $25.00 | $25.00 | 3/21/2010 9:12:18 PM |
| harmonious-revenue7 | $50.00 | $50.00 | 3/21/2010 5:52:28 PM |
| versatile-platinum4 | $25.00 | $25.00 | 3/22/2010 9:32:52 AM |
| MissionMicroFinance | $25.00 | $25.00 | 3/22/2010 9:02:14 AM |
| hrubinst | $25.00 | $25.00 | 3/22/2010 9:43:15 AM |
| chicco | $56.00 | $56.00 | 3/22/2010 10:12:04 AM |
| pawnshopman | $25.00 | $25.00 | 3/22/2010 10:28:53 AM |
| responsible-investment0 | $50.00 | $50.00 | 3/22/2010 10:59:01 AM |
| reinforced-deal8 | $50.00 | $50.00 | 3/22/2010 10:57:59 AM |
| ciccio70 | $25.00 | $25.00 | 3/22/2010 10:58:47 AM |
| KeyS80 | $50.00 | $50.00 | 3/22/2010 11:11:45 AM |
| gecko68 | $25.00 | $25.00 | 3/22/2010 11:15:19 AM |
| 350DGRZ | $25.00 | $25.00 | 3/22/2010 11:16:22 AM |
| thevogelfamily | $25.00 | $25.00 | 3/22/2010 12:13:15 PM |
| Binan | $25.00 | $25.00 | 3/22/2010 12:14:58 PM |
| Mav26 | $50.00 | $50.00 | 3/22/2010 2:15:55 PM |
| mason5 | $100.00 | $100.00 | 3/22/2010 2:20:47 PM |
| haryassman | $25.00 | $25.00 | 3/22/2010 3:52:17 PM |
| 91 bids
|
Borrower Payment Dependent Notes Series
450772
This series of Notes was issued and sold upon the funding of the borrower loan #41381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,400.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $244.27 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $221.18 |
| |
|
Auction yield range:
| 11.04% - 34.00% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 15y 9m |
|
Credit score:
| 680-699 (Mar-2010) |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,129 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 74% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| mkcvol |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Kitchen and Siding Repairs
Purpose of loan:This loan will be used to repair a siding problem I have on my home from moisture.This came up a result of the unusually high amount of rain we have had in our area over the past 9 months.I have to replace the siding and soffet on my house.Also I am replacing about 8 windows on my house.This will raise the value of my home and provide better energy efficiency.Also, I will use the rest of the loan to pay for some update appliances in our kitchen that needs updated.
My financial situation:I am a good candidate for this loan because I am in a stable financial situation at this time.I work for my family CPA firm that has been in business for over 35 years and is very stable in this tough economic time.I have personally worker in the business for over 15 years now.I am a certified tax preparer.I have the following designations.I am an enrolled agent, accredited tax preparer, and accredited tax advisor.I have an associate?s degree in computer science as well.My family life is very stable as well.I have been married for over 10 years and I have 2 boys ages, 6 and 3. I am very involved in my religion; I am one of Jehovah?s Witnesses.I also enjoy playing golf and basketball. But most of all I enjoy spending time with my family.?
I have full confidence that I can repay this loan.? If you look at my expenses and income you will see that I can do this as well.? Please ask any questions you might have and I will get back to you quickly.? Thank you very much for all your help!
Monthly net income: $ 6250
Monthly expenses: $???
Housing: $ 1700.00??
Insurance: $ 150??
Car expenses: $ 490??
Utilities: $ 300?
Phone, cable, internet: $ 175??
Food, entertainment: $ 800??
Clothing, household expenses $ 400??
Credit cards and other loans: $ 300??
Other expenses: $300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Kaj | $25.00 | $25.00 | 3/17/2010 10:01:55 AM |
| successful-euro | $30.00 | $30.00 | 3/17/2010 10:03:51 AM |
| stoopidnoodle | $25.00 | $25.00 | 3/17/2010 10:01:12 AM |
| treasure-bliss | $100.00 | $100.00 | 3/17/2010 10:04:35 AM |
| Cai8899 | $30.00 | $30.00 | 3/17/2010 10:10:53 AM |
| social-conductor4 | $25.00 | $25.00 | 3/17/2010 10:00:46 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 3/17/2010 10:11:45 AM |
| AF_Trust | $25.00 | $25.00 | 3/17/2010 10:12:17 AM |
| AF-Chief | $28.00 | $28.00 | 3/17/2010 10:03:20 AM |
| chicagoman | $25.00 | $25.00 | 3/17/2010 10:13:01 AM |
| ukstevenhawaii | $50.00 | $50.00 | 3/17/2010 10:13:15 AM |
| elevated-platinum5 | $25.00 | $25.00 | 3/17/2010 10:12:14 AM |
| honorable-yield | $35.00 | $35.00 | 3/17/2010 10:12:30 AM |
| skuba | $25.00 | $25.00 | 3/17/2010 10:16:07 AM |
| SBT | $50.00 | $50.00 | 3/17/2010 10:14:59 AM |
| nletunic | $25.00 | $25.00 | 3/17/2010 10:09:19 AM |
| nrowland | $25.00 | $25.00 | 3/17/2010 10:15:08 AM |
| rhin0cerx | $50.00 | $50.00 | 3/17/2010 10:15:11 AM |
| steves73 | $25.00 | $25.00 | 3/17/2010 10:10:30 AM |
| asset-professor | $35.00 | $35.00 | 3/17/2010 10:15:49 AM |
| hope-equation | $50.00 | $50.00 | 3/17/2010 10:11:04 AM |
| Rattlehead | $25.00 | $25.00 | 3/17/2010 10:16:39 AM |
| cashonhand | $25.00 | $25.00 | 3/17/2010 10:22:12 AM |
| red-favorable-basis | $25.00 | $25.00 | 3/17/2010 10:16:24 AM |
| magnolia161 | $25.00 | $25.00 | 3/17/2010 10:22:31 AM |
| ah-long | $25.00 | $25.00 | 3/17/2010 10:30:39 AM |
| desertoasis | $25.00 | $25.00 | 3/17/2010 10:28:13 AM |
| dinero-mason | $50.00 | $50.00 | 3/17/2010 10:28:31 AM |
| SpareChangeHero | $25.00 | $25.00 | 3/17/2010 10:28:37 AM |
| heatherwood | $50.00 | $50.00 | 3/17/2010 10:30:23 AM |
| rooosta | $25.00 | $25.00 | 3/17/2010 10:31:26 AM |
| joee | $25.00 | $25.00 | 3/17/2010 10:26:43 AM |
| asiaratt | $100.00 | $100.00 | 3/17/2010 10:36:13 AM |
| martinnc | $25.00 | $25.00 | 3/17/2010 10:32:10 AM |
| Cre8iveCash | $25.00 | $25.00 | 3/17/2010 10:37:18 AM |
| inspiring-reward | $150.00 | $150.00 | 3/17/2010 10:28:29 AM |
| bountiful-bazaar | $25.00 | $25.00 | 3/17/2010 10:35:42 AM |
| mercuriant | $25.00 | $25.00 | 3/17/2010 10:43:07 AM |
| unforgettable-order9 | $25.00 | $25.00 | 3/17/2010 10:38:12 AM |
| integrity-doctor | $50.00 | $50.00 | 3/17/2010 10:40:24 AM |
| HedgeFund | $25.00 | $25.00 | 3/17/2010 11:13:13 AM |
| Tycho | $26.00 | $26.00 | 3/17/2010 10:59:14 AM |
| natecam | $25.00 | $25.00 | 3/17/2010 11:49:33 AM |
| kginatl | $25.00 | $25.00 | 3/17/2010 11:34:35 AM |
| wampum-chorus3 | $25.00 | $25.00 | 3/17/2010 11:43:44 AM |
| Peterman | $25.00 | $25.00 | 3/17/2010 12:18:42 PM |
| flwah | $25.00 | $25.00 | 3/17/2010 11:59:45 AM |
| ouyangers | $25.00 | $25.00 | 3/17/2010 12:14:32 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/17/2010 2:23:48 PM |
| tremendous-integrity | $25.00 | $25.00 | 3/17/2010 2:24:06 PM |
| jstefans | $25.00 | $25.00 | 3/17/2010 1:34:37 PM |
| helping-out | $30.00 | $30.00 | 3/17/2010 3:59:20 PM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:23:00 PM |
| mathprof | $25.00 | $25.00 | 3/17/2010 6:40:14 PM |
| KiwiElf | $25.00 | $25.00 | 3/17/2010 6:41:35 PM |
| Bob450 | $25.00 | $25.00 | 3/17/2010 8:41:01 PM |
| burrito6 | $25.00 | $25.00 | 3/17/2010 9:07:37 PM |
| webappersn | $25.00 | $25.00 | 3/18/2010 6:52:40 AM |
| golath24 | $25.00 | $25.00 | 3/18/2010 7:53:34 AM |
| HHP | $25.00 | $25.00 | 3/18/2010 8:44:30 AM |
| Plotinus | $45.66 | $45.66 | 3/18/2010 7:02:17 AM |
| Sateesh | $25.00 | $25.00 | 3/18/2010 8:18:24 AM |
| KrazyCelticKid | $34.88 | $34.88 | 3/18/2010 7:23:19 AM |
| TEAM-Jasper | $25.00 | $25.00 | 3/18/2010 9:59:22 AM |
| andrewrobison | $25.00 | $25.00 | 3/18/2010 10:24:21 AM |
| saffron4 | $30.97 | $30.97 | 3/18/2010 12:10:36 PM |
| supreme-hope | $25.00 | $25.00 | 3/18/2010 11:35:43 AM |
| jlr613 | $25.00 | $25.00 | 3/18/2010 12:44:11 PM |
| xzec777 | $25.00 | $25.00 | 3/18/2010 12:10:34 PM |
| StarzRLimit | $25.00 | $25.00 | 3/18/2010 1:23:28 PM |
| omerta6102 | $50.00 | $50.00 | 3/18/2010 12:44:16 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/18/2010 12:25:14 PM |
| spsavage | $25.00 | $19.02 | 3/18/2010 1:59:29 PM |
| mg6619 | $25.00 | $25.00 | 3/18/2010 12:46:22 PM |
| Turtlebear44 | $25.00 | $25.00 | 3/18/2010 1:42:36 PM |
| mwl | $25.00 | $25.00 | 3/18/2010 12:57:50 PM |
| MONEYMATCH | $25.00 | $25.00 | 3/18/2010 1:23:41 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/18/2010 5:26:14 PM |
| foothillender | $25.00 | $25.00 | 3/19/2010 7:47:46 AM |
| Flreap | $50.00 | $50.00 | 3/19/2010 10:21:12 AM |
| agreement-bunny | $25.00 | $25.00 | 3/20/2010 11:45:13 AM |
| Bob450 | $25.00 | $25.00 | 3/20/2010 5:45:56 PM |
| carmat60 | $25.00 | $25.00 | 3/21/2010 7:46:58 PM |
| FinDoc | $25.00 | $25.00 | 3/21/2010 8:44:02 PM |
| oldmora | $50.00 | $50.00 | 3/17/2010 10:02:12 AM |
| SDKiwi | $25.00 | $25.00 | 3/17/2010 10:04:28 AM |
| bnlforever | $25.00 | $25.00 | 3/17/2010 10:04:30 AM |
| A007 | $25.00 | $25.00 | 3/17/2010 9:59:30 AM |
| Zolton | $200.00 | $200.00 | 3/17/2010 10:11:58 AM |
| CarDealer3070 | $30.00 | $30.00 | 3/17/2010 10:12:38 AM |
| secobarbital | $25.00 | $25.00 | 3/17/2010 10:10:35 AM |
| sympathetic-asset | $25.00 | $25.00 | 3/17/2010 10:13:09 AM |
| Purposeful | $25.00 | $25.00 | 3/17/2010 10:12:51 AM |
| greatwhiteninja | $25.00 | $25.00 | 3/17/2010 10:15:43 AM |
| greenwell | $25.00 | $25.00 | 3/17/2010 10:15:53 AM |
| personal-lender | $25.00 | $25.00 | 3/17/2010 10:11:18 AM |
| deegeeman | $50.00 | $50.00 | 3/17/2010 10:16:14 AM |
| irrelevant | $25.00 | $25.00 | 3/17/2010 10:22:53 AM |
| listing-trapper3 | $50.00 | $50.00 | 3/17/2010 10:16:21 AM |
| Shepherd7 | $25.00 | $25.00 | 3/17/2010 10:22:49 AM |
| GElender | $25.00 | $25.00 | 3/17/2010 10:28:41 AM |
| flexible-value | $25.00 | $25.00 | 3/17/2010 10:31:43 AM |
| gizzywump | $25.00 | $25.00 | 3/17/2010 10:31:49 AM |
| kmfreymi | $25.00 | $25.00 | 3/17/2010 10:38:33 AM |
| autonomous-truth | $40.00 | $40.00 | 3/17/2010 10:35:03 AM |
| Streetfighter | $25.00 | $25.00 | 3/17/2010 10:36:26 AM |
| red_spade | $26.00 | $26.00 | 3/17/2010 10:42:11 AM |
| KevinC_63366 | $25.00 | $25.00 | 3/17/2010 10:37:15 AM |
| lending-bear | $25.00 | $25.00 | 3/17/2010 10:35:56 AM |
| thrifty-funds1 | $25.00 | $25.00 | 3/17/2010 10:39:06 AM |
| poeman | $25.00 | $25.00 | 3/17/2010 11:01:16 AM |
| Mantis75 | $25.00 | $25.00 | 3/17/2010 10:54:04 AM |
| seisen | $36.31 | $36.31 | 3/17/2010 10:41:07 AM |
| keynaples | $50.00 | $50.00 | 3/17/2010 10:42:53 AM |
| 108lender | $40.20 | $40.20 | 3/17/2010 11:01:11 AM |
| Artist_Blue | $25.00 | $25.00 | 3/17/2010 10:57:37 AM |
| Buffer10 | $100.00 | $100.00 | 3/17/2010 12:01:39 PM |
| Helenska11 | $25.00 | $25.00 | 3/17/2010 1:43:13 PM |
| oreyedoc | $25.00 | $25.00 | 3/17/2010 2:33:46 PM |
| oskizzle | $25.00 | $25.00 | 3/17/2010 2:23:34 PM |
| brother_tam | $50.00 | $50.00 | 3/17/2010 3:59:11 PM |
| rock-turner | $100.00 | $100.00 | 3/17/2010 5:07:47 PM |
| wise-silver-wonder | $25.00 | $25.00 | 3/17/2010 6:41:44 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/17/2010 7:17:45 PM |
| micko | $25.00 | $25.00 | 3/17/2010 6:41:39 PM |
| upc_tnt | $25.00 | $25.00 | 3/17/2010 7:43:05 PM |
| derec | $25.00 | $25.00 | 3/18/2010 7:02:16 AM |
| MrPie | $25.00 | $25.00 | 3/18/2010 7:53:22 AM |
| head | $25.00 | $25.00 | 3/18/2010 10:26:12 AM |
| intelligent-yield | $25.00 | $25.00 | 3/18/2010 9:48:26 AM |
| LKN2RTR | $25.00 | $25.00 | 3/18/2010 9:33:58 AM |
| tuneman1980 | $25.00 | $25.00 | 3/18/2010 10:24:30 AM |
| lovelongandprosper | $25.00 | $25.00 | 3/18/2010 9:43:52 AM |
| dbmurch | $25.00 | $25.00 | 3/18/2010 11:46:02 AM |
| Supp0rter | $25.96 | $25.96 | 3/18/2010 11:33:03 AM |
| nuts | $27.76 | $27.76 | 3/18/2010 12:08:45 PM |
| fortytwo | $48.24 | $48.24 | 3/18/2010 12:43:47 PM |
| cashasaurus0 | $100.00 | $100.00 | 3/18/2010 3:37:50 PM |
| reflective-rupee | $125.00 | $125.00 | 3/18/2010 5:26:47 PM |
| charming-point | $300.00 | $300.00 | 3/18/2010 7:31:06 PM |
| alluring-yield5 | $40.00 | $40.00 | 3/19/2010 7:58:05 AM |
| investment-seeker7 | $25.00 | $25.00 | 3/19/2010 12:40:53 PM |
| farchoir | $25.00 | $25.00 | 3/19/2010 2:05:12 PM |
| UCLA4life | $25.00 | $25.00 | 3/19/2010 4:15:56 PM |
| 12Knocksinna | $25.00 | $25.00 | 3/19/2010 4:18:47 PM |
| preventivepestcontrol | $100.00 | $100.00 | 3/20/2010 8:45:18 AM |
| Sugarmama21 | $71.00 | $71.00 | 3/20/2010 9:59:52 AM |
| felicity-loyalist0 | $40.00 | $40.00 | 3/21/2010 4:42:57 PM |
| 148 bids
|
Borrower Payment Dependent Notes Series
425765
This series of Notes was issued and sold upon the funding of the borrower loan #41414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-12-2010 |
| |
Auction end date:
| Mar-19-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $292.01 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $291.25 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 8% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 9m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 33 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,822 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 33% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| power-innovator |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Vacation property
Purpose of loan:
This loan will be used to payoff a vacation property to lower my interest rate and allow me to possible sale the property if needed.
My financial situation:
I am a good candidate for this loan because I am employed with a solid telecommunication company provide emergency services networks.? I have been employed with them for 4 years now.? A senior software engineer my skill sets are in high demand even in this down economy.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Clambake | $50.00 | $50.00 | 3/12/2010 4:11:49 PM |
| Avala | $50.00 | $50.00 | 3/12/2010 4:12:29 PM |
| jokerj006 | $25.00 | $25.00 | 3/12/2010 4:15:32 PM |
| personal-lender | $25.00 | $25.00 | 3/12/2010 4:13:04 PM |
| delicious-social132 | $25.00 | $25.00 | 3/12/2010 4:13:29 PM |
| egw | $25.00 | $25.00 | 3/12/2010 4:10:44 PM |
| fightinjoe | $25.00 | $25.00 | 3/12/2010 4:14:41 PM |
| irrelevant | $25.00 | $25.00 | 3/12/2010 4:14:00 PM |
| successful-euro | $50.00 | $50.00 | 3/12/2010 4:22:31 PM |
| nletunic | $25.00 | $25.00 | 3/12/2010 4:23:56 PM |
| flexible-value | $26.00 | $26.00 | 3/12/2010 4:21:58 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/12/2010 4:22:21 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/12/2010 4:22:48 PM |
| bchen78875 | $25.00 | $25.00 | 3/12/2010 5:24:27 PM |
| desertoasis | $50.00 | $50.00 | 3/12/2010 7:32:24 PM |
| medan20356 | $25.00 | $25.00 | 3/12/2010 9:57:27 PM |
| treasure-bliss | $100.00 | $100.00 | 3/13/2010 7:28:16 AM |
| scrappy-bonus2 | $25.00 | $25.00 | 3/13/2010 3:38:18 PM |
| RetiredATC | $25.00 | $25.00 | 3/13/2010 11:17:47 AM |
| selector568 | $75.00 | $75.00 | 3/13/2010 6:02:37 PM |
| asdf9876 | $25.00 | $25.00 | 3/13/2010 1:13:49 PM |
| community-pipeline8 | $50.00 | $50.00 | 3/13/2010 3:22:31 PM |
| CymruAmByth | $25.00 | $25.00 | 3/14/2010 10:39:17 AM |
| Eric15378 | $100.00 | $100.00 | 3/14/2010 2:24:48 PM |
| BadBoyz | $25.00 | $25.00 | 3/14/2010 11:42:20 AM |
| Speculator | $25.00 | $25.00 | 3/14/2010 12:49:43 PM |
| RandyL3 | $33.00 | $33.00 | 3/14/2010 12:52:19 PM |
| KrazyCelticKid | $75.00 | $75.00 | 3/14/2010 1:31:11 PM |
| progressive-asset | $100.00 | $100.00 | 3/14/2010 1:31:14 PM |
| top-silver-american | $25.00 | $25.00 | 3/14/2010 2:40:15 PM |
| mrscenicroute | $25.00 | $25.00 | 3/14/2010 4:12:21 PM |
| Vetrepreneur | $25.00 | $25.00 | 3/14/2010 7:49:15 PM |
| faifar | $25.00 | $25.00 | 3/14/2010 8:07:16 PM |
| inventive-wealth2 | $25.00 | $25.00 | 3/14/2010 4:27:42 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/14/2010 6:39:24 PM |
| bowdish1 | $25.00 | $25.00 | 3/14/2010 7:43:06 PM |
| don8ter | $25.00 | $25.00 | 3/14/2010 9:47:19 PM |
| robust-trade | $25.00 | $25.00 | 3/14/2010 11:18:06 PM |
| important-ore | $50.00 | $50.00 | 3/15/2010 3:24:33 AM |
| Fingar | $25.00 | $25.00 | 3/15/2010 8:32:23 AM |
| teller | $25.00 | $25.00 | 3/15/2010 7:52:19 AM |
| maximizer | $25.00 | $25.00 | 3/15/2010 7:14:06 AM |
| bold-durability-drum | $25.00 | $25.00 | 3/15/2010 8:47:46 AM |
| mikeandcat | $50.00 | $50.00 | 3/15/2010 8:25:43 AM |
| tenacious-commitment6 | $25.00 | $25.00 | 3/15/2010 8:40:16 AM |
| kmfreymi | $25.00 | $25.00 | 3/15/2010 9:07:43 AM |
| time4aloan | $50.00 | $50.00 | 3/15/2010 9:07:31 AM |
| martinnc | $25.00 | $25.00 | 3/15/2010 10:01:09 AM |
| zento | $25.00 | $25.00 | 3/15/2010 10:10:35 AM |
| the-bright-velocity | $25.00 | $25.00 | 3/15/2010 11:13:19 AM |
| nunnie | $25.00 | $25.00 | 3/15/2010 10:13:24 AM |
| wahoo-trader | $25.00 | $25.00 | 3/15/2010 10:19:56 AM |
| micko | $25.00 | $25.00 | 3/15/2010 10:26:41 AM |
| intelligent-yield | $25.00 | $25.00 | 3/15/2010 11:18:17 AM |
| lloyd_s | $25.00 | $25.00 | 3/15/2010 11:42:52 AM |
| shiny-revenue | $25.00 | $25.00 | 3/15/2010 11:48:20 AM |
| stanbalwight4 | $25.00 | $25.00 | 3/15/2010 1:43:39 PM |
| Interloper | $35.00 | $35.00 | 3/15/2010 1:44:47 PM |
| hitsman | $50.00 | $50.00 | 3/15/2010 1:46:06 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/15/2010 1:02:32 PM |
| wise-silver-wonder | $25.00 | $25.00 | 3/15/2010 1:47:17 PM |
| KillerHOO | $35.00 | $35.00 | 3/15/2010 3:36:10 PM |
| empire9 | $25.00 | $25.00 | 3/15/2010 3:44:32 PM |
| tallmon | $25.00 | $25.00 | 3/15/2010 2:59:50 PM |
| MissionMicroFinance | $25.00 | $25.00 | 3/15/2010 3:36:06 PM |
| moola-man | $30.00 | $30.00 | 3/15/2010 3:44:13 PM |
| justice-dna | $25.00 | $25.00 | 3/15/2010 3:58:36 PM |
| devoider | $25.00 | $25.00 | 3/15/2010 5:25:08 PM |
| KHU2-B | $25.00 | $25.00 | 3/15/2010 5:25:24 PM |
| Josta | $50.00 | $50.00 | 3/15/2010 5:36:27 PM |
| silver-armada | $50.00 | $50.00 | 3/16/2010 4:47:55 AM |
| Heather11 | $25.00 | $25.00 | 3/16/2010 6:52:22 AM |
| trade-doughnut5 | $25.00 | $25.00 | 3/16/2010 8:02:35 AM |
| Streetfighter | $50.00 | $50.00 | 3/16/2010 5:37:46 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/16/2010 9:33:17 AM |
| happy-asset | $25.00 | $25.00 | 3/16/2010 9:33:02 AM |
| visionary-currency | $50.00 | $50.00 | 3/16/2010 10:41:39 AM |
| Dollars4Rent | $25.00 | $25.00 | 3/16/2010 11:01:44 AM |
| AndersenWatcher | $25.00 | $25.00 | 3/16/2010 3:27:20 PM |
| circustab | $50.00 | $50.00 | 3/16/2010 3:36:21 PM |
| Sam65 | $25.00 | $25.00 | 3/16/2010 4:54:36 PM |
| Aquani | $35.42 | $35.42 | 3/16/2010 6:20:24 PM |
| smart-return | $25.00 | $25.00 | 3/16/2010 7:13:21 PM |
| red-favorable-basis | $25.00 | $25.00 | 3/16/2010 4:33:11 PM |
| GElender | $25.00 | $25.00 | 3/16/2010 7:45:00 PM |
| power-cell | $33.50 | $33.50 | 3/16/2010 6:23:27 PM |
| payment-piledriver | $25.00 | $25.00 | 3/16/2010 6:28:56 PM |
| drysdale-sd | $25.00 | $25.00 | 3/17/2010 9:18:40 AM |
| KiwiElf | $25.00 | $25.00 | 3/17/2010 8:50:08 AM |
| Patter256 | $25.00 | $25.00 | 3/17/2010 10:59:02 AM |
| oreyedoc | $25.00 | $25.00 | 3/17/2010 2:32:50 PM |
| rapid-credit428 | $25.00 | $25.00 | 3/17/2010 2:52:59 PM |
| duty-monger | $50.00 | $50.00 | 3/17/2010 3:01:55 PM |
| Artist_Blue | $25.00 | $25.00 | 3/17/2010 2:23:17 PM |
| blue-receptive-affluence | $25.00 | $25.00 | 3/17/2010 4:06:47 PM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:23:36 PM |
| mhotchan | $100.00 | $100.00 | 3/17/2010 11:16:44 PM |
| chipperjohnson | $25.00 | $25.00 | 3/18/2010 6:32:26 AM |
| tenchi2777 | $25.00 | $25.00 | 3/18/2010 1:18:18 PM |
| wwwUniversal | $25.00 | $25.00 | 3/18/2010 4:55:59 PM |
| SCD | $25.00 | $25.00 | 3/18/2010 5:48:12 PM |
| bankojerry | $25.00 | $25.00 | 3/18/2010 5:05:46 PM |
| jcw3rd | $25.00 | $25.00 | 3/18/2010 7:37:35 PM |
| colorfulgardener | $50.00 | $50.00 | 3/18/2010 10:52:58 PM |
| persistent-value3 | $40.51 | $40.51 | 3/19/2010 5:51:11 AM |
| VBPlayer | $25.00 | $25.00 | 3/19/2010 7:42:11 AM |
| orbital-gain | $50.00 | $50.00 | 3/19/2010 6:54:55 AM |
| gtdane | $25.00 | $25.00 | 3/19/2010 8:05:35 AM |
| favorite-commerce | $25.00 | $25.00 | 3/19/2010 9:09:17 AM |
| P2PHelper | $25.00 | $25.00 | 3/19/2010 10:39:29 AM |
| redtilapia | $25.00 | $25.00 | 3/19/2010 10:53:10 AM |
| Moby | $25.87 | $25.87 | 3/19/2010 10:57:22 AM |
| crw1950 | $50.00 | $50.00 | 3/19/2010 11:39:56 AM |
| yield-quest | $75.00 | $75.00 | 3/19/2010 11:53:31 AM |
| SeaLoans | $25.00 | $25.00 | 3/19/2010 12:12:32 PM |
| crdcteng | $25.00 | $25.00 | 3/19/2010 12:14:26 PM |
| market-atlantis | $25.00 | $25.00 | 3/19/2010 12:57:38 PM |
| Gaelicman | $100.00 | $100.00 | 3/19/2010 2:10:01 PM |
| trade-elm | $25.00 | $25.00 | 3/19/2010 3:42:56 PM |
| all_of_that_one | $25.00 | $25.00 | 3/19/2010 3:38:04 PM |
| Nusk | $50.00 | $50.00 | 3/19/2010 3:40:37 PM |
| StocksMan | $50.00 | $50.00 | 3/19/2010 3:56:06 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/12/2010 4:10:59 PM |
| macjp123 | $25.00 | $25.00 | 3/12/2010 4:11:43 PM |
| skuba | $25.00 | $25.00 | 3/12/2010 4:08:58 PM |
| torion | $25.00 | $25.00 | 3/12/2010 4:12:17 PM |
| availableloan | $25.00 | $25.00 | 3/12/2010 4:15:45 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/12/2010 4:14:52 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/12/2010 4:15:52 PM |
| mg6619 | $25.00 | $25.00 | 3/12/2010 4:13:50 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/12/2010 4:15:21 PM |
| integrity-doctor | $50.00 | $50.00 | 3/12/2010 4:23:18 PM |
| cordial-funds8 | $25.00 | $25.00 | 3/12/2010 4:23:47 PM |
| figs4u2 | $100.00 | $100.00 | 3/12/2010 4:24:13 PM |
| Vegasjim | $25.00 | $25.00 | 3/12/2010 4:23:36 PM |
| mmckune | $25.00 | $25.00 | 3/12/2010 8:37:31 PM |
| Gabriel02 | $25.00 | $25.00 | 3/13/2010 9:12:46 AM |
| inspiring-reward | $150.00 | $150.00 | 3/12/2010 11:37:57 PM |
| AF-Chief | $28.00 | $28.00 | 3/13/2010 9:47:47 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/13/2010 7:32:28 AM |
| honorable-yield | $48.74 | $48.74 | 3/13/2010 10:27:21 AM |
| phredd | $50.00 | $50.00 | 3/13/2010 3:17:36 PM |
| bkwest01 | $26.16 | $26.16 | 3/13/2010 10:47:28 PM |
| hopethisworks | $25.00 | $25.00 | 3/14/2010 8:03:45 AM |
| kmr2 | $250.00 | $250.00 | 3/14/2010 8:22:21 AM |
| asset-professor | $75.00 | $75.00 | 3/14/2010 11:01:23 AM |
| Havana21 | $28.18 | $28.18 | 3/14/2010 6:13:18 PM |
| cingular | $25.00 | $25.00 | 3/14/2010 5:02:25 PM |
| vacaerol | $25.00 | $25.00 | 3/14/2010 10:53:37 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/14/2010 11:03:51 PM |
| ScottW | $25.00 | $25.00 | 3/14/2010 11:47:24 PM |
| thunderd | $25.00 | $25.00 | 3/15/2010 6:04:40 AM |
| zeraphm | $25.00 | $25.00 | 3/15/2010 7:42:18 AM |
| RMB-Investments | $25.00 | $25.00 | 3/15/2010 8:14:52 AM |
| ddog0224 | $25.00 | $25.00 | 3/15/2010 8:04:19 AM |
| durability-balance4 | $34.22 | $34.22 | 3/15/2010 9:07:27 AM |
| investment-oasis | $25.00 | $25.00 | 3/15/2010 8:32:30 AM |
| Microfinancer | $25.00 | $25.00 | 3/15/2010 9:07:08 AM |
| wise-handy-finance | $25.00 | $25.00 | 3/15/2010 9:07:38 AM |
| lender281 | $25.00 | $25.00 | 3/15/2010 10:02:11 AM |
| a-goal-bill | $25.00 | $25.00 | 3/15/2010 9:27:41 AM |
| supreme-hope | $25.00 | $25.00 | 3/15/2010 9:07:47 AM |
| brazilofmux | $39.54 | $39.54 | 3/15/2010 10:38:56 AM |
| Orca-man | $31.10 | $31.10 | 3/15/2010 10:19:01 AM |
| Cheburashka | $25.00 | $25.00 | 3/15/2010 10:49:26 AM |
| sympathetic-asset | $25.00 | $25.00 | 3/15/2010 10:19:57 AM |
| awwaww | $25.00 | $25.00 | 3/15/2010 10:26:23 AM |
| a-social-nebula | $25.00 | $25.00 | 3/15/2010 10:39:19 AM |
| dsw6440 | $25.00 | $25.00 | 3/15/2010 11:48:22 AM |
| cathexis | $50.00 | $50.00 | 3/15/2010 1:10:10 PM |
| redrock007 | $25.00 | $25.00 | 3/15/2010 12:44:46 PM |
| radforj22 | $25.00 | $25.00 | 3/15/2010 12:05:43 PM |
| nanda | $25.00 | $25.00 | 3/15/2010 1:25:25 PM |
| gavinfh | $25.00 | $25.00 | 3/15/2010 2:59:42 PM |
| srgriff | $25.00 | $25.00 | 3/15/2010 3:24:28 PM |
| tranquil-diversification8 | $25.00 | $25.00 | 3/15/2010 3:18:21 PM |
| omniviper | $25.00 | $25.00 | 3/15/2010 2:02:21 PM |
| Supernick | $25.00 | $25.00 | 3/15/2010 3:44:05 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/15/2010 3:44:14 PM |
| ktfritz | $25.00 | $25.00 | 3/15/2010 2:59:27 PM |
| Aimvest | $25.00 | $25.00 | 3/15/2010 3:25:14 PM |
| mathomas3 | $30.25 | $30.25 | 3/15/2010 3:33:08 PM |
| debt-fuse158 | $25.00 | $25.00 | 3/15/2010 4:10:45 PM |
| Finchy78 | $25.00 | $25.00 | 3/15/2010 3:40:03 PM |
| nickel-pipeline | $25.00 | $25.00 | 3/15/2010 5:06:35 PM |
| currency-shaker16 | $100.00 | $100.00 | 3/15/2010 5:50:18 PM |
| dhe50 | $25.00 | $25.00 | 3/16/2010 6:48:36 AM |
| bountiful-bazaar | $25.00 | $25.00 | 3/15/2010 9:48:05 PM |
| webfeet | $25.00 | $25.00 | 3/16/2010 7:00:11 AM |
| newest-zippy-note | $95.00 | $95.00 | 3/16/2010 8:32:25 AM |
| apr | $30.00 | $30.00 | 3/16/2010 2:45:40 PM |
| mpactlender | $25.00 | $25.00 | 3/16/2010 3:02:06 PM |
| Cai8899 | $50.00 | $50.00 | 3/16/2010 4:33:09 PM |
| anton | $25.00 | $25.00 | 3/16/2010 3:03:23 PM |
| yertle9 | $25.00 | $25.00 | 3/16/2010 6:19:46 PM |
| aldeed | $25.00 | $25.00 | 3/16/2010 4:25:47 PM |
| unclejaef | $25.00 | $25.00 | 3/16/2010 7:53:07 PM |
| preventivepestcontrol | $50.00 | $50.00 | 3/16/2010 5:55:12 PM |
| Hokiemon | $49.32 | $49.32 | 3/16/2010 6:20:31 PM |
| chestnut4 | $25.00 | $25.00 | 3/17/2010 9:32:48 AM |
| rate-gravity | $100.00 | $100.00 | 3/17/2010 9:33:09 AM |
| fcukciti | $50.00 | $50.00 | 3/17/2010 5:12:48 AM |
| Onesiphorus | $25.00 | $25.00 | 3/17/2010 7:42:32 AM |
| HedgeFund | $40.00 | $40.00 | 3/17/2010 11:13:04 AM |
| biobulator | $25.00 | $25.00 | 3/17/2010 12:08:41 PM |
| Carpetkid | $25.00 | $25.00 | 3/17/2010 3:03:08 PM |
| steely_dan34 | $25.00 | $25.00 | 3/17/2010 6:41:40 PM |
| mikeym80 | $44.80 | $44.80 | 3/17/2010 7:44:13 PM |
| fireboss | $25.00 | $25.00 | 3/17/2010 9:23:43 PM |
| midde551 | $25.00 | $4.85 | 3/18/2010 8:47:24 AM |
| ChefATL | $50.00 | $50.00 | 3/18/2010 8:38:03 AM |
| metro457 | $25.00 | $25.00 | 3/18/2010 8:47:14 AM |
| HHP | $25.00 | $25.00 | 3/18/2010 8:44:52 AM |
| dma1206 | $25.00 | $25.00 | 3/18/2010 2:15:22 PM |
| MGCFINANCIALSERVICES | $25.00 | $25.00 | 3/18/2010 4:16:36 PM |
| MARSTUN | $27.87 | $27.87 | 3/18/2010 4:19:39 PM |
| rdrloan | $25.00 | $25.00 | 3/18/2010 4:37:46 PM |
| Loan_shark718 | $100.00 | $100.00 | 3/18/2010 4:44:09 PM |
| Montgomery-Burns | $25.00 | $25.00 | 3/18/2010 4:53:47 PM |
| bamboozled_again | $62.75 | $62.75 | 3/18/2010 4:45:26 PM |
| jtoms101 | $32.62 | $32.62 | 3/18/2010 6:07:51 PM |
| market-jam | $35.49 | $35.49 | 3/18/2010 4:53:37 PM |
| Richmp412 | $25.00 | $25.00 | 3/18/2010 6:29:27 PM |
| trona | $45.02 | $45.02 | 3/18/2010 5:06:01 PM |
| CirC | $25.00 | $25.00 | 3/18/2010 5:15:05 PM |
| Gandalf0001 | $25.00 | $25.00 | 3/18/2010 6:55:30 PM |
| aganippe | $25.00 | $25.00 | 3/18/2010 9:36:57 PM |
| Digs | $25.00 | $25.00 | 3/18/2010 11:22:52 PM |
| jybank | $25.00 | $25.00 | 3/18/2010 11:25:05 PM |
| mcabery | $150.00 | $150.00 | 3/19/2010 6:29:42 AM |
| jtc26 | $100.00 | $100.00 | 3/19/2010 7:26:00 AM |
| platinum-czar | $100.00 | $100.00 | 3/19/2010 6:05:28 AM |
| Dskillz | $26.79 | $26.79 | 3/19/2010 6:28:28 AM |
| alluring-yield5 | $50.00 | $50.00 | 3/19/2010 7:53:14 AM |
| Auditman | $50.00 | $50.00 | 3/19/2010 8:23:56 AM |
| dmitriy2 | $25.00 | $25.00 | 3/19/2010 9:57:39 AM |
| Snoopylover | $25.00 | $25.00 | 3/19/2010 10:57:52 AM |
| Astyanax | $30.00 | $30.00 | 3/19/2010 11:19:46 AM |
| EmeritusX | $25.00 | $25.00 | 3/19/2010 11:39:58 AM |
| chrisjs15 | $25.00 | $25.00 | 3/19/2010 12:39:38 PM |
| brother_tam | $100.00 | $100.00 | 3/19/2010 2:46:05 PM |
| lender12345 | $25.00 | $25.00 | 3/19/2010 3:06:19 PM |
| natural-affluence4 | $50.00 | $50.00 | 3/19/2010 3:07:15 PM |
| FinanceEngine | $25.00 | $25.00 | 3/19/2010 2:53:56 PM |
| 244 bids
|
Borrower Payment Dependent Notes Series
427065
This series of Notes was issued and sold upon the funding of the borrower loan #41428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,100.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 9.51% |
Starting borrower rate/APR:
| 10.51% / 13.75% |
Starting monthly payment:
| $35.76 |
|
Final lender yield:
| 7.00% |
Final borrower rate/APR:
| 8.00% / 11.19% |
Final monthly payment:
| $34.47 |
| |
|
Auction yield range:
| 4.04% - 9.51% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.89% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 3m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,022 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 69% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 22 | | | | |
|
Screen name:
| cerbear9 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 680-699
(Aug-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Furnace for my new home
This loan will be used to buy a furnace for my new home.
I have recently moved into a new home and the furnace, though it is working, is quite old.
I had it inspected and was told that due to the age of the furnace, it would be a good idea to get it replaced.
I am a good candidate for this loan as I have a wonderful job with great job security.
Please feel free to ask any questions, I will answer as quickly as I can.
Monthly net income: $ 2550
Monthly expenses: $?2095
Housing: $ 1050
Insurance: $?85??
Car expenses: $ 260
Utilities: $??100
Phone, cable, internet: $ 100
Food, entertainment: $?200??
Clothing, household expenses $?200
Credit cards and other loans: minimum due $100,
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lender12345 | $25.00 | $25.00 | 3/15/2010 6:39:50 PM |
| bold-bright-currency | $50.00 | $50.00 | 3/17/2010 5:45:43 PM |
| LittleMingo | $25.00 | $25.00 | 3/19/2010 11:08:23 AM |
| NYCLAIMSGUY | $25.00 | $25.00 | 3/19/2010 6:38:36 PM |
| Earn_money | $25.00 | $25.00 | 3/19/2010 7:56:59 PM |
| billquality | $261.69 | $261.69 | 3/19/2010 9:02:30 PM |
| RicheyRich | $25.00 | $25.00 | 3/20/2010 10:02:12 AM |
| Sitgarath | $25.00 | $25.00 | 3/20/2010 1:02:44 PM |
| Dollars4Rent | $25.00 | $25.00 | 3/20/2010 1:37:01 PM |
| lsx7 | $38.00 | $8.31 | 3/20/2010 8:47:19 PM |
| ppls1000 | $25.00 | $25.00 | 3/21/2010 10:27:09 AM |
| Snoopylover | $25.00 | $25.00 | 3/22/2010 10:52:18 AM |
| caddy5662 | $25.00 | $25.00 | 3/22/2010 4:01:46 PM |
| Vennela | $25.00 | $25.00 | 3/22/2010 3:52:23 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/16/2010 6:02:20 PM |
| payontime1 | $50.00 | $50.00 | 3/19/2010 2:53:42 PM |
| nerlands | $25.00 | $25.00 | 3/19/2010 4:36:06 PM |
| REITRUST | $25.00 | $25.00 | 3/19/2010 11:55:06 PM |
| khamlagirl | $25.00 | $25.00 | 3/20/2010 6:35:02 AM |
| ItNoKnot | $30.00 | $30.00 | 3/20/2010 9:03:06 AM |
| bankar | $25.00 | $25.00 | 3/21/2010 1:56:43 AM |
| ASG_NECO | $25.00 | $25.00 | 3/21/2010 12:56:31 PM |
| sbv1689 | $25.00 | $25.00 | 3/21/2010 12:16:48 PM |
| GBlack | $50.00 | $50.00 | 3/21/2010 6:59:48 PM |
| GABC-1 | $50.00 | $50.00 | 3/22/2010 10:01:00 AM |
| diicali | $25.00 | $25.00 | 3/22/2010 2:37:57 PM |
| wwwUniversal | $25.00 | $25.00 | 3/22/2010 2:41:02 PM |
| wild-orange | $25.00 | $25.00 | 3/22/2010 2:25:42 PM |
| dano1965 | $25.00 | $25.00 | 3/22/2010 3:53:25 PM |
| Nasdaq | $25.00 | $25.00 | 3/22/2010 3:03:04 PM |
| porwestco | $25.00 | $25.00 | 3/22/2010 3:38:08 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
448299
This series of Notes was issued and sold upon the funding of the borrower loan #41431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-01-2010 |
| |
Auction end date:
| Mar-08-2010 |
|
|
Starting lender yield:
| 30.23% |
Starting borrower rate/APR:
| 31.23% / 33.63% |
Starting monthly payment:
| $215.64 |
|
Final lender yield:
| 30.23% |
Final borrower rate/APR:
| 31.23% / 33.63% |
Final monthly payment:
| $215.64 |
| |
|
Auction yield range:
| 11.05% - 30.23% |
Estimated loss impact:
| 10.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 19.47% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 7m |
|
Credit score:
| 760-779 (Feb-2010) |
Total credit lines:
| 27 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,197 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 23% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| upbeat-truth1 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Cashflow support injection
Purpose of loan:
To have some extra cashflow for pre-sales activities at my company.
Financial situation:
Privately held company in the software professional services arena (we provide BPM/BI consulting to large international corporations). 5 full time employees. In business for the last 3 years.
Company has no debts. Company has been increasing revenue every year. Last year gross was $375K with a net income of $200K. Currently, consulting contracts already signed for $100K. Forecast for this year is around $500K. Because of the nature of the software professional services business we do not carry any inventory. We operate under net60 payment terms with our clients (and all travel related expenses are also covered by our clients). Travel expenses can easily become net90 cashflow-wise because you have to buy plane tickets prior to initiating work.
Personally, I only have some debt in one credit card which I use to overcome the travel net90 as needed by current contracts. My credit score is excellent.
The need for this loan is driven by our efforts to acquire new contracts which incur in pre-sales expenses (travel visits to the client's headquarters to present our services after many online and phone conference sessions - client will not sign a contract if they only know about you remotely; you must visit on site-). Since we finance net90 travel costs with our personal credit cards, it is difficult to have cashflow available to support these pre-sales activities (the current credit crunch has not helped either).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I'm very disappointed to find 2 of my borrowers here at Prosper about a month late after just barely 4 months as a lender. Will you promise that you will pay back this loan no matter what? - Toastmaster007
A:
I am sorry to hear that you have people defaulting in the their loans and I wish you the best in the future. While I cannot do anything to make other people pay you back, I can give you full reassurance that I will pay back my loan. As you can easily see by my credit history, I am very good at repaying back my loans and that is a trend that I have no intention on changing.
(Mar-06-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SeeksValue | $25.00 | $25.00 | 3/1/2010 8:54:55 PM |
| foothillender | $25.00 | $25.00 | 3/2/2010 2:04:38 PM |
| ralstat | $2,641.35 | $1,408.32 | 3/3/2010 11:20:42 AM |
| penny-surgeon | $25.00 | $25.00 | 3/3/2010 11:24:00 AM |
| lib5836 | $25.00 | $25.00 | 3/3/2010 1:48:49 PM |
| lucrative-loan | $100.00 | $100.00 | 3/3/2010 11:20:50 AM |
| fund-secret-agent | $25.00 | $25.00 | 3/3/2010 11:41:58 AM |
| Kqwik | $27.13 | $27.13 | 3/3/2010 11:21:48 PM |
| erccpa | $50.93 | $50.93 | 3/4/2010 5:25:36 AM |
| SignatureCapital | $25.00 | $25.00 | 3/4/2010 1:51:32 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 3/4/2010 4:56:25 PM |
| asset-vibraphone | $45.00 | $45.00 | 3/5/2010 1:48:01 AM |
| meadows | $279.46 | $279.46 | 3/4/2010 5:42:51 PM |
| admirable-yield9 | $50.00 | $50.00 | 3/5/2010 10:16:57 AM |
| boo_hoo | $50.00 | $50.00 | 3/5/2010 4:14:00 PM |
| reflective-rupee | $100.00 | $100.00 | 3/5/2010 6:23:52 PM |
| balanced-balance6 | $25.00 | $25.00 | 3/6/2010 9:02:21 AM |
| nybanker85 | $100.00 | $100.00 | 3/6/2010 9:04:45 AM |
| CoffeyvilleKS | $25.00 | $25.00 | 3/6/2010 5:26:52 AM |
| sierrasteve | $100.00 | $100.00 | 3/6/2010 5:14:15 PM |
| marwadi-62 | $50.00 | $50.00 | 3/6/2010 7:43:22 PM |
| Peterman | $25.00 | $25.00 | 3/6/2010 9:31:24 PM |
| integrity-doctor | $50.00 | $50.00 | 3/6/2010 9:35:20 PM |
| reflective-rupee | $150.00 | $150.00 | 3/6/2010 5:55:17 PM |
| Toastmaster007 | $35.00 | $35.00 | 3/7/2010 6:16:49 AM |
| muzik23 | $40.00 | $40.00 | 3/6/2010 11:33:09 PM |
| Tono | $25.00 | $25.00 | 3/6/2010 3:44:52 PM |
| LuvToLend | $25.00 | $25.00 | 3/7/2010 12:28:04 PM |
| drb4ever | $25.00 | $25.00 | 3/8/2010 6:47:17 AM |
| DasMula | $100.00 | $100.00 | 3/8/2010 7:11:14 AM |
| martymaniaman | $25.00 | $25.00 | 3/8/2010 5:37:23 AM |
| Vans1975 | $40.00 | $40.00 | 3/8/2010 7:55:40 AM |
| umfan123 | $25.00 | $25.00 | 3/8/2010 6:47:16 AM |
| loss-of-control | $25.00 | $25.00 | 3/7/2010 5:47:13 PM |
| PotBellyPete | $33.60 | $33.60 | 3/8/2010 7:41:36 AM |
| 1phantom | $25.00 | $25.00 | 3/8/2010 2:04:09 AM |
| moose-capital-funding | $34.53 | $34.53 | 3/8/2010 12:03:10 PM |
| sturdy-peace9 | $75.00 | $75.00 | 3/8/2010 11:55:10 AM |
| red-ready-principal | $50.00 | $50.00 | 3/8/2010 9:10:16 AM |
| wild-orange | $25.00 | $25.00 | 3/8/2010 10:10:59 AM |
| toxicbutterfly | $30.00 | $30.00 | 3/8/2010 10:55:06 AM |
| NekHoldings | $26.95 | $26.95 | 3/8/2010 12:55:57 PM |
| gelt4u | $25.00 | $25.00 | 3/8/2010 1:43:21 PM |
| Bob450 | $25.00 | $25.00 | 3/1/2010 9:26:37 PM |
| SFBank | $200.00 | $200.00 | 3/4/2010 12:31:40 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 3/4/2010 4:57:35 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 3/4/2010 4:58:04 PM |
| larryboy10 | $25.00 | $25.00 | 3/5/2010 7:03:46 AM |
| MrPie | $25.00 | $25.00 | 3/5/2010 3:14:26 AM |
| bull_lender | $36.00 | $36.00 | 3/4/2010 6:43:16 PM |
| DasMula | $100.00 | $100.00 | 3/5/2010 9:23:51 AM |
| TheSweetLender | $35.00 | $35.00 | 3/5/2010 3:29:59 AM |
| investment-visionary | $31.42 | $31.42 | 3/5/2010 4:15:36 PM |
| tjone69 | $200.00 | $200.00 | 3/5/2010 1:27:07 PM |
| invincible-gain | $35.00 | $35.00 | 3/5/2010 10:05:29 PM |
| Tono | $30.00 | $30.00 | 3/6/2010 3:42:49 PM |
| duty-monger | $50.00 | $50.00 | 3/6/2010 4:18:29 AM |
| Ronnieboy888 | $50.00 | $50.00 | 3/6/2010 1:52:26 PM |
| preventivepestcontrol | $75.00 | $75.00 | 3/6/2010 6:33:09 PM |
| leverage-monger | $25.00 | $25.00 | 3/6/2010 10:19:09 AM |
| AlphaInternational | $25.00 | $25.00 | 3/7/2010 7:55:21 AM |
| invincible-gain | $41.23 | $41.23 | 3/6/2010 12:20:12 PM |
| Kash2010lu | $35.00 | $35.00 | 3/7/2010 11:49:18 AM |
| melodious-bid | $169.54 | $169.54 | 3/7/2010 7:19:25 PM |
| umfan123 | $25.00 | $25.00 | 3/8/2010 6:46:59 AM |
| loyalty-czar | $49.89 | $49.89 | 3/8/2010 10:23:30 AM |
| rakey | $25.00 | $25.00 | 3/8/2010 10:40:21 AM |
| vigorous-moola | $36.00 | $36.00 | 3/8/2010 10:40:31 AM |
| jvg10 | $50.00 | $50.00 | 3/7/2010 9:01:20 PM |
| Bob450 | $25.00 | $25.00 | 3/8/2010 11:19:18 AM |
| rebeldog67 | $25.00 | $25.00 | 3/8/2010 9:52:50 AM |
| 71 bids
|
Borrower Payment Dependent Notes Series
448455
This series of Notes was issued and sold upon the funding of the borrower loan #41390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Mar-02-2010 |
| |
Auction end date:
| Mar-09-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 33.15% |
Final borrower rate/APR:
| 34.15% / 36.59% |
Final monthly payment:
| $223.78 |
| |
|
Auction yield range:
| 14.05% - 34.00% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 5m |
|
Credit score:
| 640-659 (Mar-2010) |
Total credit lines:
| 26 |
Occupation: | Student - College G... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $20,230 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 87% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| CateCar |
Borrower's state:
| California |
Borrower's group:
| University of California and California State University |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < mo. late:
| 0
( 0% )
| 620-639
(Aug-2009)
600-619
(Jan-2008)
600-619
(Jun-2007)
|
|
Principal balance:
| $3,668.28 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Graduate Student relocation
Purpose of loan:This loan will be used to? Relocate household?to attend?a?PhD program.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Kaj | $25.00 | $25.00 | 3/2/2010 4:42:12 PM |
| KrazyCelticKid | $50.00 | $50.00 | 3/2/2010 4:44:30 PM |
| head | $25.00 | $25.00 | 3/2/2010 4:43:51 PM |
| steely_dan34 | $25.00 | $25.00 | 3/2/2010 4:44:15 PM |
| kginatl | $50.01 | $50.01 | 3/2/2010 4:40:45 PM |
| helping-out | $25.00 | $25.00 | 3/2/2010 4:43:34 PM |
| natecam | $25.00 | $25.00 | 3/2/2010 4:44:20 PM |
| skuba | $25.00 | $25.00 | 3/2/2010 4:44:40 PM |
| lucrative-loan | $200.00 | $200.00 | 3/2/2010 5:01:03 PM |
| Bob450 | $25.00 | $25.00 | 3/2/2010 8:21:45 PM |
| big_balla | $25.00 | $25.00 | 3/3/2010 7:37:46 AM |
| shawnw2 | $125.00 | $125.00 | 3/3/2010 2:25:37 PM |
| UCLA4life | $25.00 | $25.00 | 3/3/2010 7:55:36 AM |
| charming-point | $300.00 | $300.00 | 3/3/2010 1:26:57 PM |
| dcm6276 | $25.00 | $25.00 | 3/5/2010 7:06:54 AM |
| Ronnieboy888 | $50.00 | $50.00 | 3/6/2010 1:49:30 PM |
| Feyenoord | $25.00 | $25.00 | 3/6/2010 12:43:35 PM |
| d_grbg | $25.00 | $25.00 | 3/7/2010 2:38:53 PM |
| brother_tam | $100.00 | $100.00 | 3/8/2010 4:18:53 PM |
| youthful-reward0 | $25.00 | $25.00 | 3/8/2010 5:08:50 PM |
| a_falk22 | $25.00 | $25.00 | 3/8/2010 5:52:24 PM |
| kingston1 | $25.00 | $25.00 | 3/8/2010 5:54:54 PM |
| wise-courageous-social | $25.00 | $25.00 | 3/8/2010 6:16:36 PM |
| lucrative-transparency0 | $100.00 | $100.00 | 3/8/2010 4:49:25 PM |
| photo999 | $25.00 | $25.00 | 3/8/2010 8:12:37 PM |
| Loanstou | $97.40 | $97.40 | 3/8/2010 9:09:07 PM |
| MrPie | $25.00 | $25.00 | 3/8/2010 7:35:08 PM |
| DasMula | $100.00 | $100.00 | 3/9/2010 7:58:47 AM |
| lucrative-transparency0 | $100.00 | $100.00 | 3/9/2010 8:16:20 AM |
| rvfbroker | $25.00 | $25.00 | 3/9/2010 8:19:21 AM |
| five-star-note | $119.01 | $119.01 | 3/9/2010 12:01:12 AM |
| kendigme | $25.00 | $25.00 | 3/9/2010 2:46:51 AM |
| realtormoises | $25.00 | $25.00 | 3/9/2010 9:33:27 AM |
| Loan2Own | $100.00 | $100.00 | 3/9/2010 12:55:13 PM |
| BDS | $25.00 | $25.00 | 3/9/2010 11:33:36 AM |
| ultimate-peace | $200.00 | $200.00 | 3/9/2010 2:01:44 PM |
| RKLFinancial | $50.00 | $50.00 | 3/9/2010 10:16:37 AM |
| aquistoyraul | $25.00 | $25.00 | 3/9/2010 3:26:31 PM |
| satwarystium | $25.00 | $25.00 | 3/9/2010 4:12:59 PM |
| jlofgren | $41.56 | $41.56 | 3/9/2010 1:56:59 PM |
| principal-laser | $26.98 | $26.98 | 3/9/2010 11:54:29 AM |
| good4loan | $25.00 | $25.00 | 3/9/2010 12:05:48 PM |
| shrewd-income | $25.00 | $25.00 | 3/9/2010 3:51:03 PM |
| Mikale360 | $25.00 | $25.00 | 3/9/2010 2:45:16 PM |
| Engineer44 | $25.00 | $25.00 | 3/9/2010 4:36:19 PM |
| autonomous-truth | $25.00 | $25.00 | 3/2/2010 4:42:28 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/2/2010 4:44:03 PM |
| greatwhiteninja | $25.00 | $25.00 | 3/2/2010 4:44:10 PM |
| greenwell | $25.00 | $25.00 | 3/2/2010 4:44:36 PM |
| seisen | $100.00 | $100.00 | 3/2/2010 4:42:15 PM |
| friendly-worth3 | $25.00 | $25.00 | 3/2/2010 4:44:05 PM |
| burrito6 | $25.00 | $25.00 | 3/2/2010 4:44:18 PM |
| social-conductor4 | $25.00 | $25.00 | 3/2/2010 4:41:26 PM |
| oldmora | $25.00 | $25.00 | 3/2/2010 4:42:16 PM |
| AF-Chief | $28.00 | $28.00 | 3/2/2010 4:42:25 PM |
| yeti888 | $25.00 | $25.00 | 3/2/2010 4:42:32 PM |
| desertoasis | $50.00 | $50.00 | 3/2/2010 4:42:37 PM |
| zipemdown | $25.00 | $25.00 | 3/2/2010 4:43:45 PM |
| klinebarger | $25.00 | $25.00 | 3/2/2010 4:44:07 PM |
| mg6619 | $25.00 | $25.00 | 3/2/2010 4:44:32 PM |
| asset-professor | $25.00 | $25.00 | 3/2/2010 4:44:35 PM |
| deegeeman | $50.00 | $11.76 | 3/2/2010 4:44:43 PM |
| Aberdeen | $350.00 | $350.00 | 3/2/2010 5:00:39 PM |
| reflective-rupee | $100.00 | $100.00 | 3/2/2010 6:53:36 PM |
| cashhelp | $25.00 | $25.00 | 3/2/2010 5:06:14 PM |
| shawnw2 | $50.00 | $50.00 | 3/2/2010 5:06:32 PM |
| bondhedger | $25.00 | $25.00 | 3/2/2010 5:06:44 PM |
| srthsvghdthtr | $25.00 | $25.00 | 3/2/2010 5:06:50 PM |
| bull_lender | $36.00 | $36.00 | 3/3/2010 10:38:34 AM |
| dollardave | $100.00 | $100.00 | 3/3/2010 3:43:31 PM |
| quickstep | $105.00 | $105.00 | 3/4/2010 7:18:13 AM |
| lucrative-loan | $100.00 | $100.00 | 3/5/2010 12:05:37 PM |
| TheSweetLender | $51.77 | $51.77 | 3/5/2010 1:47:26 PM |
| autonomous-power | $60.00 | $60.00 | 3/5/2010 11:07:27 PM |
| Skeptical-one | $25.00 | $25.00 | 3/6/2010 12:35:05 PM |
| chameleon125 | $25.00 | $25.00 | 3/6/2010 7:15:02 AM |
| Peterman | $30.45 | $30.45 | 3/6/2010 9:36:52 PM |
| return-grizzly | $100.00 | $100.00 | 3/8/2010 12:21:01 PM |
| Spinnaker | $50.00 | $50.00 | 3/8/2010 4:14:15 PM |
| farmn | $25.00 | $25.00 | 3/8/2010 4:28:58 PM |
| sc-pjb11 | $25.00 | $25.00 | 3/9/2010 2:49:20 AM |
| shalofin | $32.00 | $32.00 | 3/9/2010 5:06:36 AM |
| Rackmaster32 | $30.00 | $30.00 | 3/8/2010 8:01:37 PM |
| Leshan | $25.00 | $25.00 | 3/9/2010 7:59:36 AM |
| wwwUniversal | $25.00 | $25.00 | 3/9/2010 9:41:12 AM |
| credit-sasquatch3 | $25.00 | $25.00 | 3/9/2010 10:28:50 AM |
| benefit-flow | $25.00 | $25.00 | 3/9/2010 11:16:10 AM |
| kelador | $50.00 | $50.00 | 3/9/2010 2:04:57 PM |
| pound-zeus | $27.94 | $27.94 | 3/9/2010 3:26:46 PM |
| credit-missile | $100.00 | $100.00 | 3/9/2010 11:58:08 AM |
| credit-missile | $25.00 | $25.00 | 3/9/2010 3:52:35 PM |
| NekHoldings | $25.00 | $25.00 | 3/9/2010 12:07:42 PM |
| jcw3rd | $25.00 | $25.00 | 3/9/2010 12:51:32 PM |
| martymaniaman | $25.00 | $25.00 | 3/9/2010 1:54:09 PM |
| transparency-tomahawk | $25.00 | $25.00 | 3/9/2010 3:59:31 PM |
| best-generosity-financier | $25.00 | $25.00 | 3/9/2010 4:15:17 PM |
| integrity-doctor | $50.00 | $50.00 | 3/9/2010 4:20:43 PM |
| Selttus | $27.12 | $27.12 | 3/9/2010 4:29:48 PM |
| DasMula | $100.00 | $100.00 | 3/9/2010 4:33:34 PM |
| 99 bids
|
Borrower Payment Dependent Notes Series
448497
This series of Notes was issued and sold upon the funding of the borrower loan #41372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Mar-02-2010 |
| |
Auction end date:
| Mar-09-2010 |
|
|
Starting lender yield:
| 6.14% |
Starting borrower rate/APR:
| 7.14% / 7.48% |
Starting monthly payment:
| $30.94 |
|
Final lender yield:
| 6.05% |
Final borrower rate/APR:
| 7.05% / 7.39% |
Final monthly payment:
| $30.90 |
| |
|
Auction yield range:
| 3.05% - 6.14% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.45% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 2m |
|
Credit score:
| 760-779 (Mar-2010) |
Total credit lines:
| 11 |
Occupation: | Investor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $965 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 4% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| admirable-loyalty |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Citi loan
I am taking this loan so i can pay off a higher interest Citi loan. I have excellent credit and steady income to pay off the loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| webfeet | $25.00 | $25.00 | 3/3/2010 8:18:45 AM |
| LovinMe | $25.00 | $25.00 | 3/3/2010 12:46:22 PM |
| julijask | $35.00 | $35.00 | 3/3/2010 11:45:51 AM |
| springpanda | $25.00 | $25.00 | 3/3/2010 11:56:52 AM |
| JCPlending | $25.00 | $25.00 | 3/3/2010 6:55:37 PM |
| marwadi-62 | $25.00 | $25.00 | 3/4/2010 9:37:00 AM |
| tokyopete23 | $25.00 | $25.00 | 3/4/2010 11:28:02 AM |
| surfsider123 | $25.00 | $25.00 | 3/4/2010 11:39:33 AM |
| HealthAndSafety | $100.00 | $100.00 | 3/6/2010 1:23:18 PM |
| JCPlending | $25.00 | $25.00 | 3/6/2010 10:58:01 PM |
| CollinsCrew | $30.00 | $30.00 | 3/8/2010 11:13:41 AM |
| llequire1 | $88.54 | $88.54 | 3/8/2010 2:43:12 PM |
| dudebrah | $25.00 | $25.00 | 3/8/2010 10:31:55 AM |
| kc_dude | $25.00 | $25.00 | 3/8/2010 5:46:18 PM |
| quiggles | $25.00 | $25.00 | 3/9/2010 12:57:58 PM |
| kinetic-social | $25.00 | $25.00 | 3/9/2010 4:31:21 PM |
| jmainc | $25.00 | $25.00 | 3/6/2010 10:12:14 AM |
| mozzarella | $25.00 | $14.70 | 3/8/2010 7:30:45 PM |
| rcs2003 | $30.00 | $30.00 | 3/8/2010 7:50:21 PM |
| kajams | $25.00 | $25.00 | 3/8/2010 5:25:58 PM |
| webfeet | $25.00 | $25.00 | 3/9/2010 7:13:32 AM |
| olin5 | $25.00 | $25.00 | 3/9/2010 6:30:05 AM |
| AsianDragon | $250.00 | $250.00 | 3/9/2010 10:24:11 AM |
| dogthecat | $26.76 | $26.76 | 3/9/2010 1:44:13 PM |
| octoberfresh | $25.00 | $25.00 | 3/9/2010 10:56:08 AM |
| 25 bids
|
Borrower Payment Dependent Notes Series
449217
This series of Notes was issued and sold upon the funding of the borrower loan #41375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Mar-08-2010 |
| |
Auction end date:
| Mar-15-2010 |
|
|
Starting lender yield:
| 7.48% |
Starting borrower rate/APR:
| 8.48% / 8.82% |
Starting monthly payment:
| $189.35 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $188.85 |
| |
|
Auction yield range:
| 3.04% - 7.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 17
/
16 | Length of status: | 2y 6m |
|
Credit score:
| 800-819 (Mar-2010) |
Total credit lines:
| 30 |
Occupation: | Attorney |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $24,329 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 32% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| keen-economy4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
The loan will be used to upgrade a kitchen. My salary has been over $150,000 in each of the past three years. We intend a mid-range kitchen upgrade, and will likely sell the house within the next 2-3 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| woodenshoes | $25.00 | $25.00 | 3/8/2010 4:09:14 PM |
| swiftsoul | $25.00 | $25.00 | 3/8/2010 4:09:26 PM |
| cash-sensai2 | $25.00 | $25.00 | 3/8/2010 4:10:59 PM |
| tbrnet | $25.00 | $25.00 | 3/8/2010 4:11:07 PM |
| dollar-birdie | $50.00 | $50.00 | 3/8/2010 4:15:39 PM |
| webfeet | $25.00 | $25.00 | 3/8/2010 4:17:21 PM |
| bedframe | $25.00 | $25.00 | 3/8/2010 4:18:56 PM |
| grampy48 | $25.00 | $25.00 | 3/8/2010 4:19:19 PM |
| bchen78875 | $50.00 | $50.00 | 3/8/2010 4:19:28 PM |
| GElender | $50.00 | $50.00 | 3/8/2010 4:21:08 PM |
| kenji4861 | $50.00 | $50.00 | 3/8/2010 4:07:30 PM |
| turbospeed | $25.00 | $25.00 | 3/8/2010 4:10:52 PM |
| HHP | $25.00 | $25.00 | 3/8/2010 4:26:54 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/8/2010 4:27:09 PM |
| lloyd_s | $25.00 | $25.00 | 3/8/2010 4:26:29 PM |
| radforj22 | $25.00 | $25.00 | 3/8/2010 4:27:19 PM |
| important-ore | $50.00 | $50.00 | 3/8/2010 4:16:43 PM |
| Banker7371 | $25.00 | $25.00 | 3/8/2010 4:17:34 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/8/2010 4:29:32 PM |
| honorable-yield | $75.00 | $75.00 | 3/8/2010 4:29:39 PM |
| Goodlender42 | $25.00 | $25.00 | 3/8/2010 4:33:48 PM |
| credit-force5 | $25.00 | $25.00 | 3/8/2010 4:29:19 PM |
| PittsburghCapital | $25.00 | $25.00 | 3/8/2010 4:39:15 PM |
| awwaww | $25.00 | $25.00 | 3/8/2010 4:47:24 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/8/2010 4:51:23 PM |
| leodaguy | $25.00 | $25.00 | 3/8/2010 4:40:25 PM |
| buraky | $25.00 | $25.00 | 3/8/2010 4:49:15 PM |
| MoneyMA | $25.00 | $25.00 | 3/8/2010 4:42:48 PM |
| Supernick | $50.00 | $50.00 | 3/8/2010 4:43:41 PM |
| micko | $25.00 | $25.00 | 3/8/2010 5:01:55 PM |
| interest-exec9 | $25.00 | $25.00 | 3/9/2010 6:42:26 AM |
| blot44 | $25.00 | $25.00 | 3/8/2010 8:45:08 PM |
| greenback-catapult3 | $50.00 | $50.00 | 3/9/2010 9:41:23 AM |
| successful-euro | $30.00 | $30.00 | 3/9/2010 9:39:48 AM |
| treasure-hunter270 | $25.00 | $25.00 | 3/9/2010 9:43:43 AM |
| RandyL3 | $33.00 | $33.00 | 3/9/2010 11:33:32 AM |
| robust-trade | $25.00 | $25.00 | 3/9/2010 1:27:22 PM |
| durability-balance4 | $50.00 | $50.00 | 3/9/2010 6:17:37 PM |
| Emgolda | $25.00 | $25.00 | 3/10/2010 9:32:55 AM |
| ADenny | $25.00 | $25.00 | 3/10/2010 10:37:07 AM |
| Cai8899 | $75.00 | $75.00 | 3/10/2010 9:46:58 AM |
| zone6 | $100.00 | $100.00 | 3/10/2010 9:47:07 AM |
| mlbox3k | $25.00 | $25.00 | 3/10/2010 9:57:16 AM |
| listenfirst | $50.00 | $50.00 | 3/10/2010 11:15:59 AM |
| OLYVRC | $25.00 | $25.00 | 3/10/2010 12:07:04 PM |
| KiwiElf | $30.00 | $30.00 | 3/10/2010 10:34:49 AM |
| rjblack | $31.56 | $31.56 | 3/10/2010 12:13:46 PM |
| RMB-Investments | $25.00 | $25.00 | 3/10/2010 12:31:40 PM |
| Hutpit | $40.00 | $40.00 | 3/10/2010 2:52:24 PM |
| friendly-worth3 | $50.00 | $50.00 | 3/10/2010 4:23:35 PM |
| red-favorable-basis | $25.00 | $25.00 | 3/10/2010 4:50:48 PM |
| dealarella | $25.00 | $25.00 | 3/10/2010 4:50:54 PM |
| scott73 | $25.00 | $25.00 | 3/10/2010 4:51:09 PM |
| dlshap | $25.00 | $25.00 | 3/10/2010 4:51:14 PM |
| don8ter | $35.00 | $35.00 | 3/10/2010 6:34:41 PM |
| baseballfan111 | $25.00 | $25.00 | 3/10/2010 11:22:39 PM |
| thegreatone | $25.25 | $25.25 | 3/10/2010 7:52:53 PM |
| anton | $35.66 | $35.66 | 3/10/2010 9:02:19 PM |
| beachbum22 | $25.00 | $25.00 | 3/11/2010 5:06:46 AM |
| BiggestG | $25.00 | $25.00 | 3/11/2010 11:30:32 AM |
| faldska | $25.00 | $25.00 | 3/11/2010 11:38:09 AM |
| Mark-O-Polo | $25.00 | $25.00 | 3/11/2010 11:56:03 AM |
| NJNY | $25.00 | $25.00 | 3/11/2010 12:25:53 PM |
| cyonamine | $25.00 | $25.00 | 3/11/2010 12:42:51 PM |
| JoeMB | $25.00 | $25.00 | 3/11/2010 1:22:29 PM |
| langdonx | $25.00 | $25.00 | 3/11/2010 2:27:46 PM |
| ajk_blue | $25.00 | $25.00 | 3/11/2010 3:18:26 PM |
| Jassi | $25.00 | $25.00 | 3/11/2010 3:35:16 PM |
| hopethisworks | $100.00 | $100.00 | 3/11/2010 1:03:16 PM |
| zeelender | $25.00 | $25.00 | 3/11/2010 1:54:18 PM |
| BankOfFrankFairness | $27.49 | $27.49 | 3/11/2010 2:09:06 PM |
| Aleut | $25.00 | $25.00 | 3/11/2010 2:45:26 PM |
| AFairDeal | $25.00 | $25.00 | 3/11/2010 4:39:40 PM |
| pseudokris | $25.00 | $25.00 | 3/11/2010 6:21:55 PM |
| japper2353 | $25.00 | $25.00 | 3/11/2010 6:21:48 PM |
| Ellisdee | $50.00 | $50.00 | 3/11/2010 6:21:56 PM |
| selector568 | $25.00 | $25.00 | 3/12/2010 4:35:55 AM |
| Earn_money | $25.00 | $25.00 | 3/12/2010 10:26:06 AM |
| SteadyOne | $25.00 | $25.00 | 3/12/2010 5:26:23 PM |
| drlevvis | $50.00 | $50.00 | 3/12/2010 8:56:44 PM |
| springpanda | $25.00 | $25.00 | 3/13/2010 3:01:48 PM |
| beachfunder | $25.00 | $25.00 | 3/14/2010 7:31:22 AM |
| JerryB96 | $25.00 | $25.00 | 3/14/2010 7:50:46 AM |
| kochan123 | $25.00 | $25.00 | 3/14/2010 10:33:55 AM |
| violaetain | $50.00 | $50.00 | 3/14/2010 3:00:53 PM |
| truth-trapper | $25.00 | $25.00 | 3/14/2010 5:57:04 PM |
| JLPicard | $50.00 | $50.00 | 3/14/2010 9:46:59 PM |
| napoleon1168 | $25.00 | $25.00 | 3/15/2010 6:58:26 AM |
| OCLend | $25.00 | $25.00 | 3/15/2010 6:58:07 AM |
| historyman | $25.00 | $25.00 | 3/15/2010 1:13:28 PM |
| SeaLoans | $25.00 | $25.00 | 3/15/2010 11:43:00 AM |
| Marco83 | $27.56 | $27.56 | 3/15/2010 12:39:26 PM |
| dmitriy2 | $25.00 | $25.00 | 3/15/2010 3:04:16 PM |
| wwwUniversal | $25.00 | $25.00 | 3/15/2010 3:45:18 PM |
| asset-professor | $100.00 | $100.00 | 3/8/2010 4:16:06 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/8/2010 4:17:02 PM |
| safe-payment8 | $25.00 | $25.00 | 3/8/2010 4:18:20 PM |
| fightinjoe | $25.00 | $25.00 | 3/8/2010 4:18:03 PM |
| Microfinancer | $25.00 | $25.00 | 3/8/2010 4:15:52 PM |
| flexible-value | $31.00 | $31.00 | 3/8/2010 4:27:24 PM |
| skuba | $50.00 | $50.00 | 3/8/2010 4:16:15 PM |
| moola-man | $50.00 | $50.00 | 3/8/2010 4:17:48 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/8/2010 4:31:19 PM |
| Castellan | $25.00 | $25.00 | 3/8/2010 4:18:31 PM |
| engaging-worth | $30.00 | $30.00 | 3/8/2010 4:19:04 PM |
| djs81 | $25.00 | $25.00 | 3/8/2010 4:34:32 PM |
| jeffpac | $55.00 | $55.00 | 3/8/2010 4:25:42 PM |
| Zanch | $25.00 | $25.00 | 3/8/2010 4:34:04 PM |
| delicious-social132 | $40.00 | $40.00 | 3/8/2010 4:26:42 PM |
| clean-loyalty | $25.00 | $25.00 | 3/8/2010 4:39:23 PM |
| lendersf | $95.00 | $95.00 | 3/8/2010 4:32:00 PM |
| Phantom99 | $25.00 | $25.00 | 3/8/2010 4:33:23 PM |
| platinum-platoon | $25.00 | $25.00 | 3/8/2010 4:34:25 PM |
| Sam65 | $25.00 | $25.00 | 3/8/2010 4:50:50 PM |
| intelligent-yield | $25.00 | $25.00 | 3/8/2010 4:51:00 PM |
| highcountry1 | $25.00 | $25.00 | 3/8/2010 4:47:41 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/8/2010 4:40:01 PM |
| turbospeed | $25.00 | $25.00 | 3/8/2010 4:42:13 PM |
| phredd | $25.00 | $25.00 | 3/9/2010 10:29:20 AM |
| dontscrewmeover1 | $50.00 | $50.00 | 3/9/2010 7:41:22 AM |
| buckyhead2000 | $25.00 | $25.00 | 3/9/2010 9:44:33 AM |
| respectablename | $25.00 | $25.00 | 3/9/2010 11:28:35 AM |
| senorzookeeper | $25.00 | $25.00 | 3/9/2010 9:30:03 AM |
| thedoctor | $90.00 | $90.00 | 3/9/2010 9:30:34 AM |
| prashgig | $25.00 | $25.00 | 3/9/2010 10:53:15 AM |
| nytrnbow | $25.00 | $25.00 | 3/9/2010 11:57:28 AM |
| jchix | $25.00 | $25.00 | 3/9/2010 5:07:10 PM |
| mikeandcat | $39.11 | $39.11 | 3/10/2010 1:22:14 AM |
| tombombadil | $25.00 | $25.00 | 3/10/2010 9:47:00 AM |
| Ivan2007 | $25.00 | $25.00 | 3/10/2010 1:12:30 AM |
| wiselady | $25.00 | $25.00 | 3/10/2010 9:32:38 AM |
| ClearLake | $25.00 | $25.00 | 3/10/2010 11:00:05 AM |
| dsgfl1 | $50.00 | $50.00 | 3/10/2010 7:07:26 AM |
| justalender | $25.00 | $25.00 | 3/10/2010 9:48:03 AM |
| brstern2 | $25.00 | $25.00 | 3/10/2010 12:13:50 PM |
| sas19 | $25.00 | $25.00 | 3/10/2010 11:01:35 AM |
| DadWarbucks | $25.00 | $25.00 | 3/10/2010 11:28:31 AM |
| you-win-i-win | $25.00 | $25.00 | 3/10/2010 3:04:35 PM |
| DrDavid63 | $25.00 | $25.00 | 3/10/2010 3:57:23 PM |
| steely_dan34 | $25.00 | $25.00 | 3/10/2010 3:39:38 PM |
| personal-lender | $25.00 | $25.00 | 3/10/2010 4:51:08 PM |
| power-secret-agent | $25.00 | $25.00 | 3/10/2010 5:54:25 PM |
| laststrawman | $25.00 | $25.00 | 3/11/2010 5:32:32 AM |
| credit-coach118 | $40.00 | $40.00 | 3/11/2010 8:52:30 AM |
| bobby4u3 | $25.00 | $25.00 | 3/11/2010 9:57:17 AM |
| edgeofpdx | $25.00 | $25.00 | 3/11/2010 10:22:38 AM |
| tylerfd | $25.00 | $25.00 | 3/11/2010 10:49:19 AM |
| gogmagog | $58.28 | $58.28 | 3/11/2010 11:13:40 AM |
| teller | $60.00 | $60.00 | 3/11/2010 7:42:24 AM |
| morpholog | $25.00 | $25.00 | 3/11/2010 11:37:55 AM |
| Boxhead | $25.00 | $25.00 | 3/11/2010 12:18:27 PM |
| kanewna | $50.00 | $50.00 | 3/11/2010 9:33:48 AM |
| bigballer105 | $50.00 | $50.00 | 3/11/2010 1:28:27 PM |
| perlindc | $25.05 | $25.05 | 3/11/2010 12:03:48 PM |
| _kyle | $25.00 | $25.00 | 3/11/2010 2:34:26 PM |
| pawsitive | $25.00 | $25.00 | 3/11/2010 12:37:26 PM |
| meux99 | $25.00 | $25.00 | 3/11/2010 3:18:05 PM |
| acropiloterau2002 | $25.00 | $25.00 | 3/11/2010 2:27:43 PM |
| seattleslug | $30.00 | $30.00 | 3/11/2010 4:25:30 PM |
| credit-investor5 | $73.36 | $73.36 | 3/11/2010 5:05:34 PM |
| tsui517 | $25.00 | $25.00 | 3/11/2010 5:29:36 PM |
| Phillip4ever | $25.00 | $25.00 | 3/11/2010 6:21:51 PM |
| guaton | $25.00 | $25.00 | 3/11/2010 6:21:53 PM |
| p1k4blu | $25.00 | $18.95 | 3/11/2010 6:21:57 PM |
| stock_speculator | $25.00 | $25.00 | 3/11/2010 6:28:45 PM |
| MoJoRisin15 | $25.00 | $25.00 | 3/11/2010 6:21:49 PM |
| Dollars4Rent | $25.00 | $25.00 | 3/11/2010 8:25:08 PM |
| bouvierchamp | $43.14 | $43.14 | 3/12/2010 11:17:36 AM |
| Google_Me | $75.59 | $75.59 | 3/12/2010 11:49:05 PM |
| jmainc | $25.00 | $25.00 | 3/13/2010 9:30:32 AM |
| katnmouse | $30.00 | $30.00 | 3/13/2010 3:46:30 PM |
| EasternLender | $25.00 | $25.00 | 3/13/2010 1:44:52 PM |
| happyjackbak | $25.00 | $25.00 | 3/14/2010 4:04:09 PM |
| plumber87 | $25.00 | $25.00 | 3/15/2010 7:07:49 AM |
| iruz | $100.00 | $100.00 | 3/15/2010 7:07:31 AM |
| octoberfresh | $25.00 | $25.00 | 3/15/2010 7:32:53 AM |
| REITRUST | $25.00 | $25.00 | 3/15/2010 9:31:33 AM |
| Damostuff | $25.00 | $25.00 | 3/15/2010 12:04:42 PM |
| balance-force | $25.00 | $25.00 | 3/15/2010 2:19:09 PM |
| empire9 | $50.00 | $50.00 | 3/15/2010 3:16:26 PM |
| mistering | $50.00 | $50.00 | 3/15/2010 3:50:49 PM |
| 181 bids
|
Borrower Payment Dependent Notes Series
449235
This series of Notes was issued and sold upon the funding of the borrower loan #41443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Mar-08-2010 |
| |
Auction end date:
| Mar-15-2010 |
|
|
Starting lender yield:
| 8.48% |
Starting borrower rate/APR:
| 9.48% / 9.82% |
Starting monthly payment:
| $256.19 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $255.52 |
| |
|
Auction yield range:
| 3.04% - 8.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 0m |
|
Credit score:
| 820-839 (Mar-2010) |
Total credit lines:
| 29 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $20 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| mutjin |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 26 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 800-819
(Jul-2009)
740-759
(Jun-2008)
780-799
(Mar-2008)
|
|
Principal balance:
| $4,109.01 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Pay off credit card
Purpose of loan:
I have one credit card that has a high interest around 13% and I want to save money by getting a lower interest using prosper.?
My financial situation:
I am a good candidate for this loan because I have never made a late payment in my life. (I'm?anal about my finances)?I make really good money as a programmer and director at a company.? I paid off 3 of my credit cards within 2 years thanks to low interest
prosper loan.? I previously had a $5,000 loan from prosper and? I paid
that off in 2 years and I have 1 loan currently with prosper but I haven't missed a payment.? It is directly taken out of my bank account.? I just need one more great loan from prosper and I'll be set to go.? This is my last credit card and i'll be debt free.? Thanks prosper!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your revolving credit balance is $20. Why do you need $8000? - Finspons
A:
Not sure why it says $20 but I have a credit card balance of $8000 with 13.99% APR i have to get rid of. It's my last credit card that i will pay off.
(Mar-09-2010)
Q:
Humans this is an excellent investment, let's lend to this one! Oh, I've got a couple of questions, how fast do you plan on repaying this loan? Also, what happened to the over $40K you owed? PS: Please answer publicly. - hektek22
A:
3 years ago I had an advance check cash offer for 0% for 1 year with 3% fee or $75 max. Back then there was a max of $75 to borrow any amount. My credit line was 40K so i took that out and put it into a high yielding checking account at etrade. It was one of the highest at the time @ 3.75%. So i made $1300 doing that. I plan to pay off this loan in about 1 1/2 or 2 years. Question to lenders, is it better to pay off early or later since you want to make the interest?
(Mar-09-2010)
Q:
Do you expect any major life events within the next year? This would include a change in employment status, a change in marital status, the purchase of a house, birth of a child, declaration of personal bankruptcy, etc.? Thanks and good luck. - CaribbeanBanker
A:
No major life events within the next year or couple years in fact. I will not be changing jobs anytime soon since I own 10% of the company. I will not be married either anytime soon. I already purchased a condo 3 years ago and never missed a payment or ever been late a payment. I think it is illegal to borrow money while you're declaring bankruptcy.
(Mar-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| woodenshoes | $25.00 | $25.00 | 3/8/2010 4:09:15 PM |
| thedoctor | $100.00 | $100.00 | 3/8/2010 4:06:50 PM |
| tbrnet | $25.00 | $25.00 | 3/8/2010 4:11:07 PM |
| dollar-birdie | $50.00 | $50.00 | 3/8/2010 4:15:38 PM |
| asset-professor | $100.00 | $100.00 | 3/8/2010 4:16:06 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/8/2010 4:17:02 PM |
| webfeet | $25.00 | $25.00 | 3/8/2010 4:17:21 PM |
| fightinjoe | $25.00 | $25.00 | 3/8/2010 4:18:03 PM |
| engaging-worth | $30.00 | $30.00 | 3/8/2010 4:19:05 PM |
| bchen78875 | $50.00 | $50.00 | 3/8/2010 4:19:30 PM |
| kenji4861 | $50.00 | $50.00 | 3/8/2010 4:07:29 PM |
| dingus | $25.00 | $25.00 | 3/8/2010 4:08:30 PM |
| HHP | $25.00 | $25.00 | 3/8/2010 4:26:54 PM |
| radforj22 | $25.00 | $25.00 | 3/8/2010 4:27:18 PM |
| delicious-social132 | $40.00 | $40.00 | 3/8/2010 4:26:41 PM |
| important-ore | $100.00 | $100.00 | 3/8/2010 4:16:43 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/8/2010 4:29:31 PM |
| bedframe | $25.00 | $25.00 | 3/8/2010 4:18:55 PM |
| lendersf | $95.00 | $95.00 | 3/8/2010 4:31:59 PM |
| Zanch | $25.00 | $25.00 | 3/8/2010 4:34:03 PM |
| platinum-platoon | $25.00 | $25.00 | 3/8/2010 4:34:25 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/8/2010 4:27:08 PM |
| PittsburghCapital | $25.00 | $25.00 | 3/8/2010 4:39:14 PM |
| credit-force5 | $25.00 | $25.00 | 3/8/2010 4:29:18 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/8/2010 4:40:01 PM |
| leodaguy | $25.00 | $25.00 | 3/8/2010 4:40:24 PM |
| Goodlender42 | $25.00 | $25.00 | 3/8/2010 4:33:49 PM |
| buraky | $25.00 | $25.00 | 3/8/2010 4:49:15 PM |
| Sam65 | $25.00 | $25.00 | 3/8/2010 4:50:51 PM |
| Supernick | $50.00 | $50.00 | 3/8/2010 4:43:40 PM |
| Iamatlast | $50.00 | $50.00 | 3/8/2010 4:58:34 PM |
| bold-social-advantage | $75.00 | $75.00 | 3/8/2010 7:04:19 PM |
| intelligent-yield | $25.00 | $25.00 | 3/8/2010 4:50:59 PM |
| catomaior | $25.00 | $25.00 | 3/8/2010 9:07:18 PM |
| Gar3field | $50.00 | $50.00 | 3/8/2010 4:58:01 PM |
| dbanwart | $25.00 | $25.00 | 3/8/2010 5:17:10 PM |
| buckyhead2000 | $25.00 | $25.00 | 3/9/2010 10:48:17 AM |
| Zipperdu | $50.00 | $50.00 | 3/9/2010 7:39:20 AM |
| Barky52 | $25.00 | $25.00 | 3/9/2010 11:27:15 AM |
| greenback-catapult3 | $50.00 | $50.00 | 3/9/2010 9:41:25 AM |
| retiresecure | $50.00 | $50.00 | 3/9/2010 12:16:09 PM |
| treasure-hunter270 | $25.00 | $25.00 | 3/9/2010 9:43:42 AM |
| desertoasis | $25.00 | $25.00 | 3/9/2010 9:58:13 AM |
| Kelor99 | $25.00 | $25.00 | 3/9/2010 11:06:48 AM |
| TXCapLeader | $39.03 | $39.03 | 3/9/2010 12:47:12 PM |
| FinDoc | $25.00 | $25.00 | 3/9/2010 1:32:24 PM |
| impartial-deal | $45.32 | $45.32 | 3/9/2010 5:03:50 PM |
| durability-balance4 | $50.00 | $50.00 | 3/9/2010 6:17:37 PM |
| ptjg | $50.00 | $50.00 | 3/9/2010 11:37:45 PM |
| dsgfl1 | $50.00 | $50.00 | 3/10/2010 7:07:26 AM |
| Pilotaceh | $25.00 | $25.00 | 3/10/2010 9:09:42 AM |
| Aberdeen | $350.00 | $350.00 | 3/10/2010 9:33:36 AM |
| listenfirst | $50.00 | $50.00 | 3/10/2010 11:15:58 AM |
| BankofBen | $25.00 | $25.00 | 3/10/2010 10:36:49 AM |
| wiselady | $25.00 | $25.00 | 3/10/2010 9:32:37 AM |
| Emgolda | $25.00 | $25.00 | 3/10/2010 9:32:56 AM |
| mikeandcat | $84.02 | $84.02 | 3/10/2010 12:20:42 PM |
| durability-halibut | $25.00 | $25.00 | 3/10/2010 12:31:01 PM |
| RMB-Investments | $25.00 | $25.00 | 3/10/2010 12:31:39 PM |
| mlbox3k | $25.00 | $25.00 | 3/10/2010 9:57:17 AM |
| KiwiElf | $30.00 | $30.00 | 3/10/2010 10:34:50 AM |
| GrayStudio | $50.00 | $50.00 | 3/10/2010 2:12:17 PM |
| DrDavid63 | $25.00 | $25.00 | 3/10/2010 3:57:23 PM |
| TheTimeIsNow | $25.00 | $25.00 | 3/10/2010 2:12:12 PM |
| you-win-i-win | $25.00 | $25.00 | 3/10/2010 3:04:35 PM |
| Cai8899 | $75.00 | $49.89 | 3/10/2010 4:50:49 PM |
| bankdaddy | $25.00 | $25.00 | 3/10/2010 7:47:59 PM |
| lender12345 | $50.00 | $50.00 | 3/10/2010 6:27:52 PM |
| HawaiianHelper | $50.00 | $50.00 | 3/10/2010 11:55:37 PM |
| alexx | $50.00 | $50.00 | 3/11/2010 10:18:22 AM |
| QsDad | $25.00 | $25.00 | 3/11/2010 2:08:08 PM |
| minista | $25.00 | $25.00 | 3/11/2010 1:06:07 PM |
| LittleMingo | $25.00 | $25.00 | 3/11/2010 4:07:03 PM |
| historyman | $25.00 | $25.00 | 3/11/2010 6:03:35 PM |
| Dollars4Rent | $25.00 | $25.00 | 3/11/2010 8:26:49 PM |
| crazybill | $25.00 | $25.00 | 3/11/2010 8:20:27 PM |
| robinw777 | $28.00 | $28.00 | 3/12/2010 12:13:43 AM |
| Spiv_51 | $50.00 | $50.00 | 3/12/2010 1:58:35 AM |
| catcid | $25.00 | $25.00 | 3/12/2010 2:11:42 AM |
| radiant-peace | $25.00 | $25.00 | 3/11/2010 9:31:37 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 3/12/2010 4:16:52 AM |
| CASSHMAN | $50.00 | $50.00 | 3/12/2010 8:34:29 AM |
| SCD | $25.00 | $25.00 | 3/12/2010 9:00:41 AM |
| twjh | $25.00 | $25.00 | 3/12/2010 9:32:43 AM |
| lender5150 | $25.00 | $25.00 | 3/12/2010 8:54:42 AM |
| satisfying-durability | $25.00 | $25.00 | 3/12/2010 10:58:45 AM |
| creative-finance7 | $25.00 | $25.00 | 3/12/2010 8:32:34 PM |
| SteadyOne | $25.00 | $25.00 | 3/12/2010 5:23:54 PM |
| socal-lender | $25.00 | $25.00 | 3/12/2010 5:46:44 PM |
| emunah6 | $25.00 | $25.00 | 3/12/2010 7:45:38 PM |
| Earnest_Money | $25.91 | $25.91 | 3/12/2010 5:46:43 PM |
| MortgageeMarty | $25.00 | $25.00 | 3/12/2010 8:41:06 PM |
| madisonspy | $25.00 | $25.00 | 3/12/2010 8:57:42 PM |
| RadarLuv | $25.00 | $25.00 | 3/13/2010 8:33:48 AM |
| springpanda | $25.00 | $25.00 | 3/13/2010 3:02:32 PM |
| katnmouse | $35.00 | $35.00 | 3/13/2010 3:29:26 PM |
| DHolly | $25.00 | $25.00 | 3/13/2010 3:48:26 PM |
| TakeCare | $50.00 | $50.00 | 3/13/2010 6:18:52 PM |
| hektek22 | $25.00 | $25.00 | 3/13/2010 8:23:54 PM |
| RandyL3 | $500.00 | $500.00 | 3/13/2010 2:38:26 PM |
| ekbangali | $100.00 | $100.00 | 3/13/2010 2:44:41 PM |
| sasmp | $50.00 | $50.00 | 3/13/2010 8:51:12 PM |
| historyman | $25.00 | $25.00 | 3/13/2010 1:50:18 PM |
| all_of_that_one | $25.00 | $25.00 | 3/14/2010 7:29:28 AM |
| justin323 | $25.00 | $25.00 | 3/13/2010 10:06:46 PM |
| JerryB96 | $25.00 | $25.00 | 3/14/2010 7:52:02 AM |
| icanhelpyouout | $25.00 | $25.00 | 3/14/2010 10:26:27 AM |
| happyjackbak | $25.00 | $25.00 | 3/14/2010 4:04:10 PM |
| suburbanman64 | $35.00 | $35.00 | 3/14/2010 3:25:59 PM |
| 1SteelerFan | $25.00 | $25.00 | 3/14/2010 3:33:24 PM |
| JLPicard | $40.99 | $40.99 | 3/14/2010 9:48:53 PM |
| twjh | $25.00 | $25.00 | 3/15/2010 6:07:39 AM |
| calbertrand | $25.00 | $25.00 | 3/15/2010 6:26:19 AM |
| mhotchan | $200.00 | $200.00 | 3/14/2010 10:46:35 PM |
| olin5 | $25.00 | $25.00 | 3/15/2010 2:56:29 AM |
| stock_speculator | $25.00 | $25.00 | 3/15/2010 7:07:23 AM |
| octoberfresh | $25.00 | $25.00 | 3/15/2010 7:31:51 AM |
| simiray | $25.00 | $25.00 | 3/15/2010 9:52:43 AM |
| favorite-commerce | $25.00 | $25.00 | 3/15/2010 9:59:22 AM |
| turbospeed | $25.00 | $25.00 | 3/8/2010 4:10:53 PM |
| cash-sensai2 | $25.00 | $25.00 | 3/8/2010 4:11:00 PM |
| adhawan325 | $25.00 | $25.00 | 3/8/2010 4:10:11 PM |
| skuba | $50.00 | $50.00 | 3/8/2010 4:16:16 PM |
| Microfinancer | $25.00 | $25.00 | 3/8/2010 4:15:52 PM |
| Banker7371 | $25.00 | $25.00 | 3/8/2010 4:17:34 PM |
| moola-man | $50.00 | $50.00 | 3/8/2010 4:17:47 PM |
| GElender | $50.00 | $50.00 | 3/8/2010 4:21:09 PM |
| jeffpac | $55.00 | $55.00 | 3/8/2010 4:25:42 PM |
| safe-payment8 | $25.00 | $25.00 | 3/8/2010 4:18:20 PM |
| Castellan | $25.00 | $25.00 | 3/8/2010 4:18:31 PM |
| grampy48 | $25.00 | $25.00 | 3/8/2010 4:19:20 PM |
| lloyd_s | $25.00 | $25.00 | 3/8/2010 4:26:29 PM |
| djs81 | $25.00 | $25.00 | 3/8/2010 4:34:32 PM |
| flexible-value | $31.00 | $31.00 | 3/8/2010 4:27:25 PM |
| honorable-yield | $75.00 | $75.00 | 3/8/2010 4:29:39 PM |
| senorzookeeper | $25.00 | $25.00 | 3/8/2010 4:30:00 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/8/2010 4:31:18 PM |
| wanna-help | $25.00 | $25.00 | 3/8/2010 4:41:05 PM |
| Phantom99 | $25.00 | $25.00 | 3/8/2010 4:33:23 PM |
| MoneyMA | $25.00 | $25.00 | 3/8/2010 4:42:47 PM |
| highcountry1 | $25.00 | $25.00 | 3/8/2010 4:47:42 PM |
| clean-loyalty | $25.00 | $25.00 | 3/8/2010 4:39:23 PM |
| docdekay | $40.00 | $40.00 | 3/8/2010 4:59:48 PM |
| micko | $25.00 | $25.00 | 3/8/2010 5:01:54 PM |
| aasx1108 | $25.00 | $25.00 | 3/8/2010 5:01:03 PM |
| lucrative-loan | $25.00 | $25.00 | 3/8/2010 5:02:07 PM |
| awwaww | $25.00 | $25.00 | 3/8/2010 4:47:23 PM |
| blot44 | $25.00 | $25.00 | 3/8/2010 8:44:44 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/8/2010 4:51:23 PM |
| MoneyForNothing | $25.00 | $25.00 | 3/9/2010 12:17:51 AM |
| dontscrewmeover1 | $50.00 | $50.00 | 3/9/2010 7:40:39 AM |
| selector568 | $300.00 | $300.00 | 3/8/2010 7:07:29 PM |
| Koma67 | $25.00 | $25.00 | 3/9/2010 5:28:34 AM |
| interest-exec9 | $25.00 | $25.00 | 3/9/2010 6:42:27 AM |
| nunnie | $25.00 | $25.00 | 3/9/2010 9:38:37 AM |
| successful-euro | $30.00 | $30.00 | 3/9/2010 9:39:48 AM |
| phredd | $25.00 | $25.00 | 3/9/2010 10:29:19 AM |
| powerful-benefit | $25.00 | $25.00 | 3/9/2010 10:07:08 AM |
| robust-trade | $25.00 | $25.00 | 3/9/2010 1:08:12 PM |
| economy-association | $25.00 | $25.00 | 3/9/2010 12:04:31 PM |
| prashgig | $25.00 | $25.00 | 3/9/2010 10:53:13 AM |
| Finchy78 | $25.00 | $25.00 | 3/9/2010 1:02:23 PM |
| respectablename | $25.00 | $25.00 | 3/9/2010 11:28:35 AM |
| RandyL3 | $33.00 | $33.00 | 3/9/2010 12:06:03 PM |
| Ivan2007 | $25.00 | $25.00 | 3/10/2010 1:12:30 AM |
| agab | $25.00 | $25.00 | 3/10/2010 6:02:24 AM |
| Cherrypicker | $50.00 | $50.00 | 3/9/2010 6:40:25 PM |
| jchix | $25.00 | $25.00 | 3/10/2010 9:46:29 AM |
| webfeet | $25.00 | $25.00 | 3/10/2010 9:11:58 AM |
| George2384 | $25.00 | $25.00 | 3/10/2010 1:10:26 PM |
| CaribbeanBanker | $25.00 | $25.00 | 3/10/2010 3:12:09 PM |
| william8 | $25.00 | $25.00 | 3/10/2010 2:13:01 PM |
| turbostar666 | $30.00 | $30.00 | 3/10/2010 4:23:52 PM |
| responsibility-butterfly | $25.00 | $25.00 | 3/10/2010 4:38:43 PM |
| top-tranquil-justice | $48.08 | $48.08 | 3/10/2010 10:32:46 PM |
| Katherine12 | $47.87 | $47.87 | 3/11/2010 10:58:31 AM |
| LoftyIdeals | $25.00 | $25.00 | 3/11/2010 2:27:24 PM |
| ajk_blue | $25.00 | $25.00 | 3/11/2010 1:03:36 PM |
| brlarue | $25.00 | $25.00 | 3/11/2010 4:48:12 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/12/2010 9:13:55 AM |
| twerns | $40.00 | $40.00 | 3/12/2010 9:52:41 AM |
| Ven58 | $25.00 | $25.00 | 3/12/2010 12:20:43 PM |
| BHP12345 | $25.00 | $25.00 | 3/12/2010 12:21:16 PM |
| Lotsofbears | $25.00 | $25.00 | 3/12/2010 12:23:11 PM |
| enriching-payout | $25.00 | $25.00 | 3/12/2010 3:00:02 PM |
| systematic0 | $25.00 | $25.00 | 3/12/2010 2:43:55 PM |
| dud | $50.00 | $50.00 | 3/12/2010 3:05:21 PM |
| beaufuture | $25.00 | $25.00 | 3/13/2010 4:05:02 AM |
| jmainc | $25.00 | $25.00 | 3/13/2010 9:31:35 AM |
| myidear | $25.00 | $25.00 | 3/13/2010 1:12:46 PM |
| wonderous-power | $25.33 | $25.33 | 3/13/2010 1:15:46 PM |
| kochan123 | $25.00 | $25.00 | 3/14/2010 10:34:27 AM |
| cedar5 | $27.91 | $27.91 | 3/13/2010 9:49:18 PM |
| CymruAmByth | $50.00 | $50.00 | 3/14/2010 10:26:53 AM |
| interstellar | $28.65 | $28.65 | 3/14/2010 2:39:08 PM |
| CA_Lender | $25.00 | $25.00 | 3/14/2010 1:24:28 PM |
| quad | $75.00 | $75.00 | 3/14/2010 1:13:51 PM |
| YummiBear | $25.00 | $25.00 | 3/14/2010 7:35:13 PM |
| Moneypenny6 | $25.00 | $25.00 | 3/14/2010 7:43:15 PM |
| friendly-worth3 | $50.00 | $50.00 | 3/15/2010 6:58:47 AM |
| bouvierchamp | $50.00 | $50.00 | 3/15/2010 7:07:26 AM |
| restless-balance | $25.00 | $25.00 | 3/15/2010 7:48:09 AM |
| julijask | $35.00 | $35.00 | 3/15/2010 9:07:24 AM |
| REITRUST | $25.00 | $25.00 | 3/15/2010 9:32:44 AM |
| 204 bids
|
Borrower Payment Dependent Notes Series
449263
This series of Notes was issued and sold upon the funding of the borrower loan #41411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Mar-08-2010 |
| |
Auction end date:
| Mar-15-2010 |
|
|
Starting lender yield:
| 7.48% |
Starting borrower rate/APR:
| 8.48% / 8.82% |
Starting monthly payment:
| $205.13 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $204.59 |
| |
|
Auction yield range:
| 3.04% - 7.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 8m |
|
Credit score:
| 820-839 (Mar-2010) |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,105 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 22% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| credit-symphony8 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off Credit Cards
Purpose of loan:
This loan will be used to?pay off higher, variable rate credit cards. Allows me to stop giving money to big banks and be a part of regular people making some interest money. This loan will allow me to set-up a structured payment plan to eliminate our debt.
My financial situation:
I am a good candidate for this loan because?responsible and committed to seeing commitments through. I highly value protecting my credit profile as well.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $50.00 | $50.00 | 3/8/2010 4:07:27 PM |
| turbospeed | $25.00 | $25.00 | 3/8/2010 4:10:54 PM |
| tbrnet | $25.00 | $25.00 | 3/8/2010 4:11:06 PM |
| dollar-birdie | $50.00 | $50.00 | 3/8/2010 4:15:37 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/8/2010 4:17:01 PM |
| skuba | $50.00 | $50.00 | 3/8/2010 4:16:17 PM |
| Philolend | $25.00 | $25.00 | 3/8/2010 4:17:30 PM |
| bchen78875 | $50.00 | $50.00 | 3/8/2010 4:19:31 PM |
| cash-sensai2 | $25.00 | $25.00 | 3/8/2010 4:11:01 PM |
| lloyd_s | $25.00 | $25.00 | 3/8/2010 4:26:27 PM |
| flexible-value | $31.00 | $31.00 | 3/8/2010 4:27:26 PM |
| Microfinancer | $25.00 | $25.00 | 3/8/2010 4:15:51 PM |
| asset-professor | $100.00 | $100.00 | 3/8/2010 4:16:05 PM |
| senorzookeeper | $25.00 | $25.00 | 3/8/2010 4:30:00 PM |
| webfeet | $25.00 | $25.00 | 3/8/2010 4:17:20 PM |
| fightinjoe | $25.00 | $25.00 | 3/8/2010 4:18:02 PM |
| bedframe | $25.00 | $25.00 | 3/8/2010 4:18:52 PM |
| engaging-worth | $30.00 | $30.00 | 3/8/2010 4:19:06 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/8/2010 4:31:17 PM |
| djs81 | $25.00 | $25.00 | 3/8/2010 4:34:35 PM |
| Phantom99 | $25.00 | $25.00 | 3/8/2010 4:33:24 PM |
| Zanch | $25.00 | $25.00 | 3/8/2010 4:34:02 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/8/2010 4:27:07 PM |
| clean-loyalty | $25.00 | $25.00 | 3/8/2010 4:39:22 PM |
| credit-force5 | $25.00 | $25.00 | 3/8/2010 4:29:17 PM |
| gauss02 | $25.00 | $25.00 | 3/8/2010 4:39:35 PM |
| lendersf | $95.00 | $95.00 | 3/8/2010 4:31:57 PM |
| srgriff | $25.00 | $25.00 | 3/8/2010 4:38:32 PM |
| PittsburghCapital | $25.00 | $25.00 | 3/8/2010 4:39:14 PM |
| Sam65 | $25.00 | $25.00 | 3/8/2010 4:50:53 PM |
| awwaww | $25.00 | $25.00 | 3/8/2010 4:47:22 PM |
| steady-gain5 | $25.00 | $25.00 | 3/8/2010 4:47:49 PM |
| buraky | $25.00 | $25.00 | 3/8/2010 4:49:13 PM |
| ArashMass | $30.00 | $30.00 | 3/8/2010 4:49:44 PM |
| aasx1108 | $25.00 | $25.00 | 3/8/2010 5:01:01 PM |
| catomaior | $25.00 | $25.00 | 3/8/2010 9:07:16 PM |
| interest-exec9 | $25.00 | $25.00 | 3/9/2010 6:42:28 AM |
| Koma67 | $25.00 | $25.00 | 3/9/2010 5:28:32 AM |
| phredd | $25.00 | $25.00 | 3/9/2010 10:29:18 AM |
| desertoasis | $25.00 | $25.00 | 3/9/2010 9:29:42 AM |
| grampy48 | $25.00 | $25.00 | 3/9/2010 12:05:26 PM |
| rolandweary | $30.00 | $30.00 | 3/9/2010 12:05:57 PM |
| treasure-hunter270 | $25.00 | $25.00 | 3/9/2010 9:43:40 AM |
| robust-trade | $25.00 | $25.00 | 3/9/2010 1:08:11 PM |
| respectablename | $25.00 | $25.00 | 3/9/2010 11:28:33 AM |
| unassuming-reward | $25.00 | $25.00 | 3/9/2010 12:04:12 PM |
| forthright-dedication | $25.00 | $25.00 | 3/9/2010 12:05:38 PM |
| hawaiiangirl76 | $25.00 | $25.00 | 3/9/2010 12:05:43 PM |
| market-builder | $25.00 | $25.00 | 3/9/2010 12:05:49 PM |
| ryreesado | $25.00 | $25.00 | 3/9/2010 3:22:19 PM |
| tokyopete23 | $25.00 | $25.00 | 3/9/2010 1:17:27 PM |
| peb44 | $25.00 | $25.00 | 3/9/2010 11:27:30 AM |
| wdove511 | $25.00 | $25.00 | 3/9/2010 2:32:30 PM |
| alpinaut | $25.00 | $25.00 | 3/9/2010 12:05:29 PM |
| Kaj | $25.00 | $25.00 | 3/9/2010 12:05:41 PM |
| kulender | $25.00 | $25.00 | 3/9/2010 12:05:53 PM |
| Finchy78 | $25.00 | $25.00 | 3/9/2010 1:03:03 PM |
| 1phantom | $50.00 | $50.00 | 3/9/2010 5:18:57 PM |
| favorite-commerce | $25.00 | $25.00 | 3/9/2010 5:57:57 PM |
| payontime1 | $50.00 | $50.00 | 3/9/2010 5:58:53 PM |
| Cherrypicker | $50.00 | $50.00 | 3/9/2010 6:41:29 PM |
| palmdelino | $25.00 | $25.00 | 3/9/2010 5:27:10 PM |
| Ivan2007 | $25.00 | $25.00 | 3/10/2010 1:12:28 AM |
| GElender | $25.00 | $25.00 | 3/10/2010 5:07:19 AM |
| BankofBen | $25.00 | $25.00 | 3/10/2010 10:36:46 AM |
| RMB-Investments | $25.00 | $25.00 | 3/10/2010 12:31:38 PM |
| DrDavid63 | $25.00 | $25.00 | 3/10/2010 3:57:25 PM |
| agab | $25.00 | $25.00 | 3/10/2010 4:39:54 PM |
| lender12345 | $25.00 | $25.00 | 3/10/2010 6:52:35 PM |
| fair_rates | $25.00 | $25.00 | 3/10/2010 11:27:20 PM |
| baseballfan111 | $25.00 | $25.00 | 3/10/2010 11:22:37 PM |
| nycuw | $50.00 | $50.00 | 3/10/2010 8:33:31 PM |
| beachbum22 | $25.00 | $25.00 | 3/11/2010 5:19:33 AM |
| edgeofpdx | $25.00 | $25.00 | 3/11/2010 10:22:34 AM |
| orbital-gold4 | $25.00 | $25.00 | 3/11/2010 11:14:59 AM |
| bigballer105 | $50.00 | $50.00 | 3/11/2010 1:28:25 PM |
| tylerfd | $25.00 | $25.00 | 3/11/2010 10:49:17 AM |
| ajk_blue | $25.00 | $25.00 | 3/11/2010 10:54:16 AM |
| Super-LM | $25.00 | $25.00 | 3/11/2010 11:25:54 AM |
| byrule62 | $25.00 | $25.00 | 3/11/2010 7:13:38 PM |
| Cai8899 | $75.00 | $75.00 | 3/11/2010 8:02:34 PM |
| jameskdean | $25.00 | $25.00 | 3/11/2010 8:18:34 PM |
| inqbus | $25.00 | $25.00 | 3/11/2010 9:47:27 PM |
| focused-wampum | $25.00 | $25.00 | 3/11/2010 9:52:38 PM |
| adevadeh | $25.00 | $25.00 | 3/12/2010 12:37:33 AM |
| income-crescendo1 | $32.66 | $32.66 | 3/12/2010 12:09:50 AM |
| Divot | $25.00 | $25.00 | 3/12/2010 2:52:48 AM |
| Tulalue | $25.00 | $25.00 | 3/12/2010 8:35:03 AM |
| Tulalue | $25.00 | $25.00 | 3/12/2010 10:41:35 AM |
| satisfying-durability | $25.00 | $25.00 | 3/12/2010 10:58:43 AM |
| point-enforcer | $25.00 | $25.00 | 3/12/2010 8:39:49 PM |
| 1SteelerFan | $25.00 | $25.00 | 3/13/2010 2:35:08 PM |
| dollarsforrent | $50.00 | $50.00 | 3/13/2010 5:33:39 PM |
| EasternLender | $25.00 | $25.00 | 3/13/2010 2:15:01 PM |
| JerryB96 | $25.00 | $25.00 | 3/14/2010 7:55:15 AM |
| happyjackbak | $25.00 | $25.00 | 3/14/2010 4:04:11 PM |
| best-listing-toro | $25.00 | $25.00 | 3/14/2010 5:09:32 PM |
| YummiBear | $25.00 | $25.00 | 3/14/2010 7:35:47 PM |
| calbertrand | $25.00 | $25.00 | 3/15/2010 8:55:24 AM |
| rate-hickory | $25.00 | $25.00 | 3/15/2010 10:14:14 AM |
| Lender0307 | $25.00 | $25.00 | 3/15/2010 11:16:28 AM |
| empire9 | $50.00 | $50.00 | 3/15/2010 3:25:30 PM |
| wwwUniversal | $25.00 | $25.00 | 3/15/2010 3:46:09 PM |
| mistering | $50.00 | $50.00 | 3/15/2010 4:02:37 PM |
| important-ore | $100.00 | $100.00 | 3/8/2010 4:16:42 PM |
| moola-man | $50.00 | $50.00 | 3/8/2010 4:17:46 PM |
| safe-payment8 | $25.00 | $25.00 | 3/8/2010 4:18:19 PM |
| woodenshoes | $25.00 | $25.00 | 3/8/2010 4:09:16 PM |
| delicious-social132 | $40.00 | $40.00 | 3/8/2010 4:26:39 PM |
| HHP | $25.00 | $25.00 | 3/8/2010 4:26:52 PM |
| radforj22 | $25.00 | $25.00 | 3/8/2010 4:27:17 PM |
| honorable-yield | $75.00 | $75.00 | 3/8/2010 4:29:41 PM |
| Banker7371 | $25.00 | $25.00 | 3/8/2010 4:17:35 PM |
| Castellan | $25.00 | $25.00 | 3/8/2010 4:18:33 PM |
| economy-association | $25.00 | $25.00 | 3/8/2010 4:32:46 PM |
| jeffpac | $55.00 | $55.00 | 3/8/2010 4:25:40 PM |
| Goodlender42 | $25.00 | $25.00 | 3/8/2010 4:33:50 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/8/2010 4:29:30 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/8/2010 4:39:59 PM |
| leodaguy | $25.00 | $25.00 | 3/8/2010 4:40:23 PM |
| MoneyMA | $25.00 | $25.00 | 3/8/2010 4:42:46 PM |
| platinum-platoon | $25.00 | $25.00 | 3/8/2010 4:34:23 PM |
| intelligent-yield | $25.00 | $25.00 | 3/8/2010 4:50:58 PM |
| Supernick | $50.00 | $50.00 | 3/8/2010 4:43:36 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/8/2010 4:51:22 PM |
| winlender | $25.00 | $25.00 | 3/8/2010 4:51:40 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 3/8/2010 6:11:49 PM |
| highcountry1 | $25.00 | $25.00 | 3/8/2010 4:47:43 PM |
| blot44 | $25.00 | $25.00 | 3/8/2010 8:44:12 PM |
| micko | $25.00 | $25.00 | 3/8/2010 5:01:53 PM |
| selector568 | $400.00 | $400.00 | 3/8/2010 5:06:00 PM |
| dbanwart | $25.00 | $25.00 | 3/8/2010 5:14:35 PM |
| powerful-benefit | $25.00 | $25.00 | 3/9/2010 10:03:36 AM |
| successful-euro | $30.00 | $30.00 | 3/9/2010 9:39:45 AM |
| prashgig | $25.00 | $25.00 | 3/9/2010 10:53:10 AM |
| bowdish1 | $75.61 | $75.61 | 3/9/2010 11:15:50 AM |
| nunnie | $25.00 | $25.00 | 3/9/2010 9:38:35 AM |
| skvat | $25.00 | $25.00 | 3/9/2010 12:05:43 PM |
| lean-velocity | $25.00 | $25.00 | 3/9/2010 12:05:39 PM |
| meenan | $25.00 | $25.00 | 3/9/2010 12:05:44 PM |
| Kelor99 | $25.00 | $25.00 | 3/9/2010 11:09:10 AM |
| blissful-note7 | $25.00 | $25.00 | 3/9/2010 12:05:03 PM |
| mlopez2007 | $25.00 | $25.00 | 3/9/2010 12:05:59 PM |
| KWarrior | $25.00 | $25.00 | 3/9/2010 12:12:44 PM |
| durability-balance4 | $50.00 | $50.00 | 3/9/2010 6:17:35 PM |
| greenback-catapult3 | $50.00 | $50.00 | 3/9/2010 5:13:45 PM |
| wiselady | $25.00 | $25.00 | 3/10/2010 9:32:35 AM |
| thedoctor | $90.00 | $90.00 | 3/10/2010 9:46:31 AM |
| mlbox3k | $25.00 | $25.00 | 3/10/2010 9:57:19 AM |
| buckyhead2000 | $25.00 | $25.00 | 3/10/2010 9:46:39 AM |
| dsgfl1 | $50.00 | $50.00 | 3/10/2010 7:07:24 AM |
| eg192 | $63.30 | $63.30 | 3/10/2010 7:58:18 AM |
| listenfirst | $50.00 | $50.00 | 3/10/2010 11:15:56 AM |
| RandyL3 | $33.00 | $33.00 | 3/10/2010 12:06:37 PM |
| you-win-i-win | $25.00 | $25.00 | 3/10/2010 3:04:33 PM |
| iolaire | $25.00 | $25.00 | 3/10/2010 4:23:49 PM |
| ecstatic-platinum7 | $25.00 | $25.00 | 3/10/2010 7:01:21 PM |
| mikeandcat | $100.00 | $100.00 | 3/11/2010 5:11:20 AM |
| steely_dan34 | $25.00 | $25.00 | 3/11/2010 10:30:07 AM |
| teller | $60.00 | $60.00 | 3/11/2010 7:42:22 AM |
| hopethisworks | $100.00 | $100.00 | 3/11/2010 1:03:13 PM |
| AFairDeal | $25.00 | $25.00 | 3/11/2010 4:39:36 PM |
| Emgolda | $25.00 | $25.00 | 3/11/2010 6:26:59 PM |
| bobby4u3 | $25.00 | $25.00 | 3/11/2010 6:30:15 PM |
| jcrew007 | $25.00 | $25.00 | 3/11/2010 6:48:47 PM |
| credit-coach118 | $40.00 | $40.00 | 3/11/2010 6:31:10 PM |
| dma1206 | $25.00 | $25.00 | 3/11/2010 8:24:18 PM |
| Landselott | $25.00 | $25.00 | 3/11/2010 6:38:23 PM |
| don8ter | $42.89 | $42.89 | 3/11/2010 8:28:12 PM |
| blissful-penny | $125.16 | $125.16 | 3/11/2010 10:23:48 PM |
| credit-investor5 | $35.61 | $35.61 | 3/12/2010 2:08:30 AM |
| santafe1 | $25.00 | $25.00 | 3/12/2010 4:27:40 AM |
| red-trade-cologne | $25.00 | $9.98 | 3/12/2010 4:45:03 AM |
| GoGators01 | $25.00 | $25.00 | 3/12/2010 5:14:50 AM |
| ekc12 | $25.00 | $25.00 | 3/12/2010 7:08:09 AM |
| forthright-loot7 | $50.00 | $50.00 | 3/12/2010 8:59:03 AM |
| Dollars4Rent | $25.00 | $25.00 | 3/12/2010 8:20:24 AM |
| invest0808 | $25.00 | $25.00 | 3/13/2010 5:18:45 PM |
| ericd523 | $25.00 | $25.00 | 3/13/2010 6:13:25 PM |
| Flash80 | $75.00 | $75.00 | 3/14/2010 4:03:16 PM |
| eCapital | $25.00 | $25.00 | 3/15/2010 1:53:44 PM |
| famous-marketplace9 | $25.79 | $25.79 | 3/15/2010 2:42:16 PM |
| thekingjara | $50.00 | $50.00 | 3/15/2010 4:00:27 PM |
| StocksMan | $50.00 | $50.00 | 3/15/2010 4:01:02 PM |
| 184 bids
|
Borrower Payment Dependent Notes Series
449381
This series of Notes was issued and sold upon the funding of the borrower loan #41467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Mar-08-2010 |
| |
Auction end date:
| Mar-15-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $61.87 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $61.85 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 6m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 24 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,876 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 25% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| towering-order |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Needed to pay income tax....
Purpose of loan:
This loan will be used to pay the dreaded federal income tax for my family!
My financial situation:
I am a good candidate for this loan because I have a steady job (Educator) at a small private school in New England, and I have been in this business for 26 years. In addition, I am simply in need of this relatively small amount, but I do need it deposited in my account ASAP.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Microfinancer | $25.00 | $25.00 | 3/8/2010 4:15:47 PM |
| moola-man | $50.00 | $50.00 | 3/8/2010 4:17:43 PM |
| desertoasis | $25.00 | $25.00 | 3/8/2010 4:17:53 PM |
| hawaiiangirl76 | $25.00 | $25.00 | 3/8/2010 4:18:10 PM |
| engaging-worth | $30.00 | $30.00 | 3/8/2010 4:19:10 PM |
| bedframe | $25.00 | $25.00 | 3/8/2010 4:18:47 PM |
| woodenshoes | $25.00 | $25.00 | 3/8/2010 4:22:40 PM |
| delicious-social132 | $40.00 | $40.00 | 3/8/2010 4:26:35 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/8/2010 4:27:02 PM |
| flexible-value | $31.00 | $31.00 | 3/8/2010 4:27:30 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/8/2010 4:16:56 PM |
| rolandweary | $30.00 | $30.00 | 3/8/2010 4:31:50 PM |
| Goodlender42 | $25.00 | $25.00 | 3/8/2010 4:33:53 PM |
| economy-association | $25.00 | $25.00 | 3/8/2010 4:32:42 PM |
| radforj22 | $25.00 | $25.00 | 3/8/2010 4:27:13 PM |
| clean-loyalty | $25.00 | $25.00 | 3/8/2010 4:39:19 PM |
| credit-force5 | $25.00 | $25.00 | 3/8/2010 4:29:12 PM |
| senorzookeeper | $25.00 | $25.00 | 3/8/2010 4:29:56 PM |
| Supernick | $50.00 | $34.00 | 3/8/2010 4:43:32 PM |
| meenan | $25.00 | $25.00 | 3/8/2010 4:38:49 PM |
| gauss02 | $25.00 | $25.00 | 3/8/2010 4:39:30 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/8/2010 4:39:56 PM |
| trustworthy-finance6 | $25.00 | $25.00 | 3/8/2010 4:42:11 PM |
| peb44 | $25.00 | $25.00 | 3/8/2010 4:42:51 PM |
| springpanda | $25.00 | $25.00 | 3/10/2010 1:37:27 PM |
| Dollars4Rent | $25.00 | $25.00 | 3/12/2010 8:30:54 AM |
| Dollars4Rent | $25.00 | $25.00 | 3/12/2010 8:30:41 AM |
| asset-professor | $100.00 | $100.00 | 3/8/2010 4:16:00 PM |
| skuba | $50.00 | $50.00 | 3/8/2010 4:16:24 PM |
| Philolend | $25.00 | $25.00 | 3/8/2010 4:17:26 PM |
| important-ore | $100.00 | $100.00 | 3/8/2010 4:16:37 PM |
| Banker7371 | $25.00 | $25.00 | 3/8/2010 4:17:39 PM |
| webfeet | $25.00 | $25.00 | 3/8/2010 4:17:17 PM |
| fightinjoe | $25.00 | $25.00 | 3/8/2010 4:17:58 PM |
| cash-merry-maker | $25.00 | $25.00 | 3/8/2010 4:19:46 PM |
| kenji4861 | $50.00 | $50.00 | 3/8/2010 4:07:20 PM |
| jeffpac | $55.00 | $55.00 | 3/8/2010 4:25:34 PM |
| dollar-birdie | $50.00 | $50.00 | 3/8/2010 4:15:34 PM |
| unassuming-reward | $25.00 | $25.00 | 3/8/2010 4:16:50 PM |
| mlopez2007 | $25.00 | $25.00 | 3/8/2010 4:29:52 PM |
| skvat | $25.00 | $25.00 | 3/8/2010 4:17:08 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/8/2010 4:29:24 PM |
| safe-payment8 | $25.00 | $25.00 | 3/8/2010 4:18:15 PM |
| Castellan | $25.00 | $25.00 | 3/8/2010 4:18:37 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/8/2010 4:31:12 PM |
| lendersf | $95.00 | $95.00 | 3/8/2010 4:31:54 PM |
| kulender | $25.00 | $25.00 | 3/8/2010 4:25:31 PM |
| Zanch | $25.00 | $25.00 | 3/8/2010 4:33:58 PM |
| lloyd_s | $25.00 | $25.00 | 3/8/2010 4:26:21 PM |
| platinum-platoon | $25.00 | $25.00 | 3/8/2010 4:34:21 PM |
| HHP | $25.00 | $25.00 | 3/8/2010 4:26:48 PM |
| PittsburghCapital | $25.00 | $25.00 | 3/8/2010 4:39:11 PM |
| honorable-yield | $75.00 | $75.00 | 3/8/2010 4:29:46 PM |
| leodaguy | $25.00 | $25.00 | 3/8/2010 4:40:20 PM |
| MoneyMA | $25.00 | $25.00 | 3/8/2010 4:42:44 PM |
| djs81 | $25.00 | $25.00 | 3/8/2010 4:34:39 PM |
| srgriff | $25.00 | $25.00 | 3/8/2010 4:38:27 PM |
| SpotLending | $50.00 | $50.00 | 3/8/2010 8:58:36 PM |
| julijask | $35.00 | $35.00 | 3/11/2010 3:13:40 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
449469
This series of Notes was issued and sold upon the funding of the borrower loan #41440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Mar-09-2010 |
| |
Auction end date:
| Mar-16-2010 |
|
|
Starting lender yield:
| 13.50% |
Starting borrower rate/APR:
| 14.50% / 14.85% |
Starting monthly payment:
| $344.21 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $319.40 |
| |
|
Auction yield range:
| 3.04% - 13.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 8% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 3m |
|
Credit score:
| 800-819 (Mar-2010) |
Total credit lines:
| 37 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $20,913 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 28% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| first-rupee-windmill |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pool
Purpose of loan:
This loan will be used to? pay a portion of cost for an Inground Pool.?? I will be putting up half the cash myself, the remainder I want to finance
My financial situation:
?I have great credit and have never defaulted on a loan.?? ? My income supports my ability to repay the loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jeffpac | $55.00 | $55.00 | 3/9/2010 4:28:04 PM |
| asset-professor | $100.00 | $100.00 | 3/9/2010 4:24:24 PM |
| skuba | $50.00 | $50.00 | 3/9/2010 4:24:31 PM |
| moola-man | $50.00 | $50.00 | 3/9/2010 4:24:59 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/9/2010 4:30:43 PM |
| engaging-worth | $30.00 | $30.00 | 3/9/2010 4:25:21 PM |
| flexible-value | $31.00 | $31.00 | 3/9/2010 4:28:53 PM |
| credit-force5 | $25.00 | $25.00 | 3/9/2010 4:29:56 PM |
| webfeet | $25.00 | $25.00 | 3/9/2010 4:24:46 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/9/2010 4:28:41 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/9/2010 4:30:03 PM |
| Zanch | $25.00 | $25.00 | 3/9/2010 4:31:33 PM |
| interest-exec9 | $25.00 | $25.00 | 3/9/2010 4:37:55 PM |
| ArashMass | $30.00 | $30.00 | 3/9/2010 4:35:43 PM |
| 1phantom | $50.00 | $50.00 | 3/9/2010 5:18:54 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/9/2010 4:35:58 PM |
| durability-balance4 | $50.00 | $50.00 | 3/9/2010 6:17:33 PM |
| Goodlender42 | $25.00 | $25.00 | 3/10/2010 5:56:30 AM |
| exciting-responsibility3 | $25.00 | $25.00 | 3/10/2010 8:03:53 AM |
| treasure-hunter270 | $25.00 | $25.00 | 3/9/2010 7:52:35 PM |
| wiselady | $25.00 | $25.00 | 3/10/2010 9:32:31 AM |
| poppinkid | $25.00 | $25.00 | 3/10/2010 9:34:06 AM |
| awwaww | $25.00 | $25.00 | 3/10/2010 9:48:02 AM |
| mlopez2007 | $25.00 | $25.00 | 3/10/2010 9:54:41 AM |
| Merganser | $25.00 | $25.00 | 3/10/2010 10:25:47 AM |
| BayShell | $33.57 | $33.57 | 3/10/2010 10:43:18 AM |
| amsocool | $25.00 | $25.00 | 3/10/2010 9:34:08 AM |
| kindness-percolator5 | $25.00 | $25.00 | 3/10/2010 9:34:12 AM |
| inspired-contract9 | $50.00 | $50.00 | 3/10/2010 5:56:25 AM |
| respectablename | $25.00 | $25.00 | 3/10/2010 5:56:32 AM |
| Dazz2061 | $25.00 | $25.00 | 3/10/2010 10:59:34 AM |
| djs81 | $25.00 | $25.00 | 3/10/2010 9:47:24 AM |
| dsgfl1 | $50.00 | $50.00 | 3/10/2010 7:07:17 AM |
| mlbox3k | $25.00 | $25.00 | 3/10/2010 9:57:22 AM |
| skvat | $25.00 | $25.00 | 3/10/2010 11:31:06 AM |
| steady-gain5 | $25.00 | $25.00 | 3/10/2010 9:34:03 AM |
| andyb9 | $25.00 | $25.00 | 3/10/2010 12:12:47 PM |
| bchen78875 | $46.82 | $46.82 | 3/10/2010 1:22:18 PM |
| trustworthy-finance6 | $25.00 | $25.00 | 3/10/2010 11:55:41 AM |
| market-assembler | $26.99 | $26.99 | 3/10/2010 12:31:32 PM |
| WilliamLeeSims | $25.00 | $25.00 | 3/10/2010 4:13:04 PM |
| dharma1 | $25.00 | $25.00 | 3/10/2010 3:58:30 PM |
| baseballfan111 | $25.00 | $25.00 | 3/10/2010 11:22:33 PM |
| steely_dan34 | $25.00 | $25.00 | 3/11/2010 10:30:10 AM |
| teller | $60.00 | $60.00 | 3/11/2010 7:42:20 AM |
| grampy48 | $25.00 | $25.00 | 3/11/2010 12:36:28 PM |
| mikeandcat | $100.00 | $100.00 | 3/11/2010 10:19:57 AM |
| Gromac | $25.00 | $25.00 | 3/11/2010 1:15:41 PM |
| tylerfd | $25.00 | $25.00 | 3/11/2010 10:49:13 AM |
| liederhaus | $50.00 | $50.00 | 3/11/2010 1:52:46 PM |
| buckyhead2000 | $25.00 | $25.00 | 3/11/2010 12:42:48 PM |
| bigballer105 | $50.00 | $50.00 | 3/11/2010 1:28:21 PM |
| community-saver158 | $25.00 | $25.00 | 3/11/2010 6:24:53 PM |
| jameskdean | $25.00 | $25.00 | 3/11/2010 8:18:31 PM |
| focused-wampum | $25.00 | $25.00 | 3/11/2010 9:52:43 PM |
| santafe1 | $25.00 | $25.00 | 3/12/2010 4:27:34 AM |
| red-trade-cologne | $25.00 | $25.00 | 3/12/2010 4:44:55 AM |
| adevadeh | $25.00 | $25.00 | 3/12/2010 12:37:27 AM |
| thedoctor | $29.17 | $29.17 | 3/12/2010 7:54:59 AM |
| Sam65 | $25.00 | $25.00 | 3/12/2010 7:54:00 AM |
| diverse2 | $30.00 | $30.00 | 3/12/2010 8:52:48 AM |
| nletunic | $25.00 | $25.00 | 3/12/2010 9:34:37 AM |
| credit-coach118 | $40.00 | $40.00 | 3/12/2010 10:27:30 AM |
| Tradesmanlender | $25.00 | $25.00 | 3/12/2010 9:34:27 AM |
| restless-currency | $25.00 | $25.00 | 3/12/2010 11:02:56 AM |
| morpholog | $25.00 | $25.00 | 3/12/2010 11:05:21 AM |
| Tasmir | $25.00 | $25.00 | 3/12/2010 11:05:25 AM |
| brutai | $25.00 | $25.00 | 3/12/2010 10:55:29 AM |
| tsui517 | $25.00 | $25.00 | 3/12/2010 11:23:28 AM |
| IncomeTemple | $25.00 | $25.00 | 3/12/2010 11:40:56 AM |
| blukestrel | $25.00 | $25.00 | 3/12/2010 11:43:00 AM |
| jbadawg1017 | $25.00 | $25.00 | 3/12/2010 11:47:33 AM |
| sajitk | $25.00 | $25.00 | 3/12/2010 11:48:45 AM |
| zeelender | $25.00 | $25.00 | 3/12/2010 11:18:00 AM |
| thegreatone | $36.48 | $36.48 | 3/12/2010 11:18:23 AM |
| TK4 | $25.00 | $25.00 | 3/12/2010 12:08:17 PM |
| Kame | $25.00 | $25.00 | 3/12/2010 11:31:43 AM |
| outwish | $25.00 | $25.00 | 3/12/2010 12:14:18 PM |
| buckeye55 | $25.00 | $25.00 | 3/12/2010 12:17:59 PM |
| cyberperception | $25.00 | $25.00 | 3/12/2010 11:47:23 AM |
| dumbass | $25.00 | $25.00 | 3/12/2010 11:48:00 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 3/12/2010 11:48:26 AM |
| alexstar | $25.00 | $25.00 | 3/12/2010 11:54:37 AM |
| KiwiElf | $30.00 | $30.00 | 3/12/2010 10:58:26 AM |
| andycheb | $39.39 | $39.39 | 3/12/2010 11:05:15 AM |
| kmwvma | $25.00 | $25.00 | 3/12/2010 12:31:21 PM |
| keydet99 | $25.00 | $25.00 | 3/12/2010 12:32:31 PM |
| rjblack | $50.00 | $50.00 | 3/12/2010 1:04:31 PM |
| superchicken | $25.00 | $25.00 | 3/12/2010 11:31:49 AM |
| SnE | $25.68 | $25.68 | 3/12/2010 1:19:52 PM |
| newfoundation | $25.00 | $25.00 | 3/12/2010 1:02:22 PM |
| don8ter | $28.25 | $28.25 | 3/12/2010 1:30:14 PM |
| credit-investor5 | $27.07 | $27.07 | 3/12/2010 1:30:27 PM |
| outtahoth2o | $56.43 | $56.43 | 3/12/2010 1:11:17 PM |
| ets2011 | $25.00 | $25.00 | 3/12/2010 1:39:05 PM |
| Cerias | $25.00 | $25.00 | 3/12/2010 1:19:42 PM |
| nv | $25.00 | $25.00 | 3/12/2010 1:21:01 PM |
| BankOfFrankFairness | $39.34 | $39.34 | 3/12/2010 12:21:44 PM |
| MechEngineer | $25.00 | $25.00 | 3/12/2010 1:27:22 PM |
| monstersdad | $35.99 | $35.99 | 3/12/2010 1:28:47 PM |
| gogmagog | $30.08 | $30.08 | 3/12/2010 12:47:25 PM |
| tolstoy00 | $25.00 | $25.00 | 3/12/2010 12:55:02 PM |
| BMP | $25.00 | $25.00 | 3/12/2010 2:45:44 PM |
| chipperjohnson | $50.00 | $50.00 | 3/12/2010 2:58:40 PM |
| b2006 | $25.00 | $25.00 | 3/12/2010 2:58:47 PM |
| kayden | $25.00 | $25.00 | 3/12/2010 2:58:51 PM |
| think-become | $25.00 | $25.00 | 3/12/2010 2:59:11 PM |
| Strato | $25.00 | $25.00 | 3/12/2010 2:59:54 PM |
| chilichese | $25.00 | $25.00 | 3/12/2010 3:00:37 PM |
| devoider | $25.00 | $25.00 | 3/12/2010 1:24:13 PM |
| Artist_Blue | $25.00 | $25.00 | 3/12/2010 1:39:14 PM |
| jpmusic | $25.00 | $25.00 | 3/12/2010 2:58:34 PM |
| UnknownSuperhero | $25.00 | $25.00 | 3/12/2010 2:58:43 PM |
| treasure-generator | $25.00 | $25.00 | 3/12/2010 2:58:50 PM |
| GCCPartners | $25.00 | $25.00 | 3/12/2010 2:59:06 PM |
| mwl | $25.00 | $25.00 | 3/12/2010 2:59:13 PM |
| Downs108 | $30.00 | $30.00 | 3/12/2010 2:59:27 PM |
| fdsguy | $42.74 | $42.74 | 3/12/2010 2:59:39 PM |
| bigphish | $25.00 | $25.00 | 3/12/2010 1:53:26 PM |
| slojudy | $25.00 | $25.00 | 3/12/2010 2:44:31 PM |
| Immunologist | $25.00 | $25.00 | 3/12/2010 2:58:30 PM |
| Aethelwolf | $25.00 | $25.00 | 3/12/2010 2:58:34 PM |
| Scott0007 | $25.00 | $25.00 | 3/12/2010 2:58:40 PM |
| AceInTheHole | $25.00 | $25.00 | 3/12/2010 2:58:49 PM |
| ctgscott | $25.00 | $25.00 | 3/12/2010 2:58:57 PM |
| greenwell | $50.00 | $50.00 | 3/12/2010 2:59:00 PM |
| jasperpants | $25.00 | $25.00 | 3/12/2010 2:59:32 PM |
| Thecozychick | $25.00 | $15.45 | 3/12/2010 3:00:45 PM |
| power-secret-agent | $25.00 | $25.00 | 3/12/2010 5:06:45 PM |
| poolshark72 | $25.00 | $25.00 | 3/12/2010 10:46:27 PM |
| happyjackbak | $25.00 | $25.00 | 3/14/2010 4:04:14 PM |
| ChicagoFlyer | $100.00 | $100.00 | 3/14/2010 9:08:27 PM |
| calbertrand | $25.00 | $25.00 | 3/15/2010 6:28:06 AM |
| julijask | $35.00 | $35.00 | 3/15/2010 12:06:30 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/15/2010 5:01:39 PM |
| Auditman | $50.00 | $50.00 | 3/15/2010 5:38:20 PM |
| JABank | $25.00 | $25.00 | 3/15/2010 5:41:01 PM |
| Astyanax | $30.00 | $30.00 | 3/16/2010 7:07:39 AM |
| Moe87 | $32.64 | $32.64 | 3/16/2010 9:19:07 AM |
| debt-legend | $25.00 | $25.00 | 3/16/2010 10:38:06 AM |
| smbau06 | $50.00 | $50.00 | 3/16/2010 10:43:03 AM |
| mrmojado | $27.18 | $27.18 | 3/16/2010 9:40:40 AM |
| dammage | $25.00 | $25.00 | 3/16/2010 10:23:45 AM |
| wwwUniversal | $25.00 | $25.00 | 3/16/2010 1:22:56 PM |
| wealth-safehouse9 | $25.00 | $25.00 | 3/16/2010 1:04:27 PM |
| dood2112 | $25.00 | $25.00 | 3/16/2010 1:21:24 PM |
| worth-quark | $25.00 | $25.00 | 3/16/2010 2:05:25 PM |
| Ven58 | $25.00 | $25.00 | 3/16/2010 3:24:45 PM |
| yield-quest | $75.00 | $75.00 | 3/16/2010 3:00:49 PM |
| kenji4861 | $25.00 | $25.00 | 3/9/2010 4:14:58 PM |
| Banker7371 | $25.00 | $25.00 | 3/9/2010 4:24:49 PM |
| cash-sensai2 | $25.00 | $25.00 | 3/9/2010 4:23:01 PM |
| fightinjoe | $25.00 | $25.00 | 3/9/2010 4:25:05 PM |
| safe-payment8 | $25.00 | $25.00 | 3/9/2010 4:25:10 PM |
| Castellan | $25.00 | $25.00 | 3/9/2010 4:25:15 PM |
| delicious-social132 | $40.00 | $40.00 | 3/9/2010 4:28:25 PM |
| leodaguy | $25.00 | $25.00 | 3/9/2010 4:33:27 PM |
| HHP | $25.00 | $25.00 | 3/9/2010 4:28:30 PM |
| turbospeed | $25.00 | $25.00 | 3/9/2010 4:22:58 PM |
| dollar-birdie | $50.00 | $50.00 | 3/9/2010 4:24:08 PM |
| Microfinancer | $25.00 | $25.00 | 3/9/2010 4:24:16 PM |
| honorable-yield | $75.00 | $75.00 | 3/9/2010 4:30:07 PM |
| buraky | $25.00 | $25.00 | 3/9/2010 4:35:28 PM |
| lendersf | $95.00 | $95.00 | 3/9/2010 4:30:57 PM |
| successful-euro | $30.00 | $30.00 | 3/9/2010 4:38:17 PM |
| clean-loyalty | $25.00 | $25.00 | 3/9/2010 4:33:08 PM |
| Gnube | $25.00 | $25.00 | 3/9/2010 5:08:45 PM |
| phredd | $25.00 | $25.00 | 3/9/2010 4:38:44 PM |
| zento | $25.00 | $25.00 | 3/9/2010 5:09:45 PM |
| woodenshoes | $25.00 | $25.00 | 3/9/2010 5:12:46 PM |
| micko | $25.00 | $25.00 | 3/9/2010 5:07:58 PM |
| Guiren | $100.00 | $100.00 | 3/9/2010 5:08:13 PM |
| blot44 | $25.00 | $25.00 | 3/9/2010 8:14:04 PM |
| Ivan2007 | $25.00 | $25.00 | 3/10/2010 1:12:26 AM |
| radforj22 | $25.00 | $25.00 | 3/9/2010 5:13:04 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/9/2010 5:13:23 PM |
| intelligent-yield | $25.00 | $25.00 | 3/10/2010 5:56:31 AM |
| prashgig | $25.00 | $25.00 | 3/10/2010 5:56:40 AM |
| calilending | $25.00 | $25.00 | 3/10/2010 9:33:40 AM |
| platinum-platoon | $25.00 | $25.00 | 3/10/2010 9:47:23 AM |
| MoneyMA | $25.00 | $25.00 | 3/10/2010 9:48:01 AM |
| rolandweary | $30.00 | $30.00 | 3/10/2010 9:54:40 AM |
| Supernick | $50.00 | $50.00 | 3/10/2010 8:59:34 AM |
| senorzookeeper | $25.00 | $25.00 | 3/10/2010 9:02:25 AM |
| peb44 | $25.00 | $25.00 | 3/10/2010 10:18:02 AM |
| BankofBen | $25.00 | $25.00 | 3/10/2010 10:36:44 AM |
| adhawan325 | $25.00 | $25.00 | 3/10/2010 9:33:11 AM |
| hawaiiangirl76 | $25.00 | $25.00 | 3/10/2010 9:34:10 AM |
| Zipperdu | $50.00 | $50.00 | 3/10/2010 6:46:31 AM |
| listenfirst | $50.00 | $50.00 | 3/10/2010 11:15:50 AM |
| Flatfoot | $25.00 | $25.00 | 3/10/2010 11:22:42 AM |
| GrayStudio | $50.00 | $50.00 | 3/10/2010 11:47:56 AM |
| meenan | $25.00 | $25.00 | 3/10/2010 11:48:39 AM |
| selector568 | $107.98 | $107.98 | 3/10/2010 12:38:10 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/10/2010 1:09:02 PM |
| Cheburashka | $30.00 | $30.00 | 3/10/2010 10:49:17 AM |
| Rzrwire | $25.00 | $25.00 | 3/10/2010 11:22:49 AM |
| Walkingcowboy | $25.00 | $25.00 | 3/10/2010 11:23:55 AM |
| dpfl55 | $25.00 | $25.00 | 3/10/2010 11:55:50 AM |
| one2sojourn | $30.85 | $30.85 | 3/10/2010 12:12:44 PM |
| bradny | $25.00 | $25.00 | 3/10/2010 3:22:22 PM |
| roccofox | $28.22 | $28.22 | 3/10/2010 12:31:30 PM |
| RMB-Investments | $25.00 | $25.00 | 3/10/2010 12:31:34 PM |
| Money2Lend_U | $25.00 | $25.00 | 3/10/2010 4:07:19 PM |
| scottssm | $25.00 | $25.00 | 3/10/2010 2:20:01 PM |
| you-win-i-win | $25.00 | $25.00 | 3/10/2010 3:04:29 PM |
| estancias | $25.00 | $25.00 | 3/10/2010 3:08:16 PM |
| infinitemudra | $25.00 | $25.00 | 3/10/2010 4:07:14 PM |
| minista | $25.00 | $25.00 | 3/10/2010 4:40:02 PM |
| edgeofpdx | $25.00 | $25.00 | 3/11/2010 10:22:30 AM |
| orbital-gold4 | $25.00 | $25.00 | 3/11/2010 11:14:46 AM |
| hopethisworks | $100.00 | $100.00 | 3/11/2010 1:03:09 PM |
| Phantom99 | $25.00 | $25.00 | 3/11/2010 4:29:13 PM |
| AFairDeal | $25.00 | $25.00 | 3/11/2010 4:39:32 PM |
| djalan | $75.00 | $75.00 | 3/11/2010 5:39:36 PM |
| byrule62 | $25.00 | $25.00 | 3/11/2010 7:13:32 PM |
| highcountry1 | $25.00 | $25.00 | 3/11/2010 6:26:56 PM |
| unclejaef | $25.00 | $25.00 | 3/12/2010 2:44:04 AM |
| forthright-loot7 | $50.00 | $50.00 | 3/12/2010 2:58:15 AM |
| inqbus | $25.00 | $25.00 | 3/11/2010 9:47:22 PM |
| bankdaddy | $25.00 | $25.00 | 3/12/2010 5:48:41 AM |
| Divot | $25.00 | $25.00 | 3/12/2010 2:52:51 AM |
| tpq | $25.00 | $25.00 | 3/12/2010 7:12:46 AM |
| likeable-value | $25.00 | $25.00 | 3/12/2010 5:24:56 AM |
| bailey14 | $25.00 | $25.00 | 3/12/2010 7:42:28 AM |
| GElender | $50.00 | $50.00 | 3/12/2010 7:56:20 AM |
| bayareainv | $100.00 | $100.00 | 3/12/2010 8:40:36 AM |
| budyzr | $25.00 | $25.00 | 3/12/2010 9:43:36 AM |
| lloyd_s | $25.00 | $25.00 | 3/12/2010 10:12:40 AM |
| anton | $59.98 | $59.98 | 3/12/2010 10:44:52 AM |
| revmax | $25.00 | $25.00 | 3/12/2010 11:05:24 AM |
| iolaire | $25.00 | $25.00 | 3/12/2010 11:05:02 AM |
| colorado23 | $25.00 | $25.00 | 3/12/2010 11:47:27 AM |
| mnmcarve | $25.00 | $25.00 | 3/12/2010 11:23:32 AM |
| KeepOnRunning | $29.56 | $29.56 | 3/12/2010 11:24:24 AM |
| interstellar | $50.00 | $50.00 | 3/12/2010 10:25:24 AM |
| Sigonio | $25.00 | $25.00 | 3/12/2010 11:31:38 AM |
| mjm77_1 | $25.00 | $25.00 | 3/12/2010 11:31:46 AM |
| sabre79 | $25.00 | $25.00 | 3/12/2010 12:29:18 PM |
| broepke | $25.00 | $25.00 | 3/12/2010 12:07:53 PM |
| laststrawman | $25.00 | $25.00 | 3/12/2010 12:08:13 PM |
| pbandjb | $25.00 | $25.00 | 3/12/2010 12:43:40 PM |
| OLYVRC | $25.00 | $25.00 | 3/12/2010 12:57:12 PM |
| acropiloterau2002 | $25.00 | $25.00 | 3/12/2010 12:31:18 PM |
| zyztemboy | $25.00 | $25.00 | 3/12/2010 11:23:34 AM |
| wise-silver-wonder | $25.00 | $25.00 | 3/12/2010 12:38:58 PM |
| rokdim | $37.13 | $37.13 | 3/12/2010 1:19:25 PM |
| degster | $25.00 | $25.00 | 3/12/2010 1:23:39 PM |
| Jassi | $25.00 | $25.00 | 3/12/2010 12:58:04 PM |
| discrete-asset | $25.00 | $25.00 | 3/12/2010 1:28:31 PM |
| vtr1000 | $25.51 | $25.51 | 3/12/2010 11:54:04 AM |
| BaltimoreLender | $25.00 | $25.00 | 3/12/2010 11:56:15 AM |
| jchix | $25.00 | $25.00 | 3/12/2010 1:30:25 PM |
| seattleslug | $30.00 | $30.00 | 3/12/2010 1:04:39 PM |
| grasscutter | $50.00 | $50.00 | 3/12/2010 1:33:20 PM |
| mjk406 | $25.00 | $25.00 | 3/12/2010 12:13:23 PM |
| GreenMind | $25.00 | $25.00 | 3/12/2010 12:13:33 PM |
| flwah | $25.00 | $25.00 | 3/12/2010 12:32:55 PM |
| gain-butterfly | $25.00 | $25.00 | 3/12/2010 1:27:33 PM |
| airon7 | $25.00 | $25.00 | 3/12/2010 12:37:37 PM |
| djh47a | $25.00 | $25.00 | 3/12/2010 1:28:28 PM |
| showmestatekid | $25.00 | $25.00 | 3/12/2010 1:55:32 PM |
| fotep-financial | $100.00 | $100.00 | 3/12/2010 12:46:07 PM |
| labate | $25.00 | $25.00 | 3/12/2010 12:47:21 PM |
| hayhelp | $25.00 | $25.00 | 3/12/2010 12:54:01 PM |
| sanjl79 | $25.00 | $25.00 | 3/12/2010 2:58:36 PM |
| slowpig | $32.23 | $32.23 | 3/12/2010 2:58:45 PM |
| scorpi073 | $25.00 | $25.00 | 3/12/2010 2:58:48 PM |
| Veridic | $25.00 | $25.00 | 3/12/2010 2:58:54 PM |
| anakinsolo | $25.00 | $25.00 | 3/12/2010 3:00:43 PM |
| bid-papyrus | $25.00 | $25.00 | 3/12/2010 1:28:26 PM |
| impartial-deal | $25.00 | $25.00 | 3/12/2010 1:29:50 PM |
| all_of_that_one | $25.00 | $25.00 | 3/12/2010 2:58:29 PM |
| MrGhost | $25.00 | $25.00 | 3/12/2010 2:58:42 PM |
| loantigger | $25.00 | $25.00 | 3/12/2010 2:58:46 PM |
| la_tim | $50.00 | $50.00 | 3/12/2010 1:45:35 PM |
| Ponies88 | $25.00 | $25.00 | 3/12/2010 2:59:10 PM |
| Eagledrop | $25.00 | $25.00 | 3/12/2010 1:47:45 PM |
| Hexnut | $50.00 | $50.00 | 3/12/2010 2:59:52 PM |
| slartibardfast | $25.00 | $25.00 | 3/12/2010 2:58:38 PM |
| mtgops | $25.00 | $25.00 | 3/12/2010 2:58:48 PM |
| turbine5 | $40.00 | $40.00 | 3/12/2010 2:58:52 PM |
| Blue_HorseShoe | $25.00 | $25.00 | 3/12/2010 2:58:59 PM |
| decisive-capital | $100.00 | $100.00 | 3/12/2010 2:59:05 PM |
| scottburger | $25.00 | $25.00 | 3/12/2010 2:59:12 PM |
| geekguy | $25.00 | $25.00 | 3/12/2010 2:59:26 PM |
| Warbler | $25.00 | $25.00 | 3/12/2010 2:59:33 PM |
| markwms | $25.00 | $25.00 | 3/12/2010 2:59:57 PM |
| FASTIZIO_P | $33.33 | $33.33 | 3/12/2010 3:00:21 PM |
| azali | $25.00 | $25.00 | 3/12/2010 4:25:31 PM |
| RandyL3 | $33.00 | $33.00 | 3/12/2010 5:24:34 PM |
| creative-finance7 | $25.00 | $25.00 | 3/12/2010 8:33:49 PM |
| CARedBull | $75.00 | $75.00 | 3/12/2010 5:10:48 PM |
| Dollars4Rent | $25.00 | $25.00 | 3/13/2010 9:16:41 AM |
| blackstar | $25.00 | $25.00 | 3/14/2010 6:43:13 AM |
| gardenslug | $83.00 | $83.00 | 3/14/2010 8:15:47 PM |
| webfeet | $25.00 | $25.00 | 3/15/2010 6:20:00 AM |
| greenback-catapult3 | $50.00 | $50.00 | 3/15/2010 7:08:00 AM |
| Supernova3 | $25.00 | $25.00 | 3/15/2010 8:02:36 AM |
| drlevvis | $50.00 | $50.00 | 3/15/2010 6:49:13 PM |
| dollardave | $100.00 | $100.00 | 3/15/2010 10:17:17 PM |
| chocolatecookie | $50.00 | $50.00 | 3/15/2010 11:36:09 PM |
| OzGuy609 | $25.00 | $25.00 | 3/16/2010 4:59:20 AM |
| rdrloan | $25.00 | $25.00 | 3/16/2010 7:17:39 AM |
| loan-stronghold1 | $25.00 | $25.00 | 3/16/2010 8:13:04 AM |
| Deut_15_6 | $25.00 | $25.00 | 3/16/2010 8:47:36 AM |
| beeslow | $42.33 | $42.33 | 3/16/2010 7:28:57 AM |
| IceFisherman | $37.01 | $37.01 | 3/16/2010 10:47:33 AM |
| rate-hickory | $25.00 | $25.00 | 3/16/2010 9:33:36 AM |
| octoberfresh | $25.00 | $25.00 | 3/16/2010 10:56:34 AM |
| gsp1885 | $25.60 | $25.60 | 3/16/2010 1:47:27 PM |
| 311 bids
|
Borrower Payment Dependent Notes Series
449559
This series of Notes was issued and sold upon the funding of the borrower loan #41363, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-09-2010 |
| |
Auction end date:
| Mar-16-2010 |
|
|
Starting lender yield:
| 11.01% |
Starting borrower rate/APR:
| 12.01% / 14.14% |
Starting monthly payment:
| $332.19 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $323.61 |
| |
|
Auction yield range:
| 4.04% - 11.01% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1996 |
Debt/Income ratio:
| 37% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 7m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 12 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $44,997 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 60% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| blue-listing-cocktail |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
road to freedom
Purpose of loan:
I got a credit card that increased the interest rate and cut down my available balance for no reason. I have never been late or missed a payment but they decided to change it anyways. I tried to?negotiate with them?but because I'm making my payments, they won't change it. This has affected my other credit cards as well and my credit score. I have been trying to get rid of them and this will set me back. I have not used these cards for the last 4 years and don't intend to. I just want to pay them off and close the accounts. I want to pay off?everything I owe?in the next 3 years.This rate increase will set me back a couple of years, not to mention a couple of thousand dollars.
My financial situation:
I have a full time job and live within my means. I?have never been late for any payments and have never missed one either. My goal is to eliminate my debt in?3 years?so any extra money goes towards this goal.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AF-Chief | $27.00 | $27.00 | 3/9/2010 4:21:26 PM |
| Avala | $50.00 | $50.00 | 3/9/2010 4:29:47 PM |
| honorable-yield | $50.00 | $50.00 | 3/9/2010 4:31:24 PM |
| fightinjoe | $25.00 | $25.00 | 3/9/2010 4:31:58 PM |
| macjp123 | $25.00 | $25.00 | 3/9/2010 4:29:02 PM |
| progressive-asset | $100.00 | $100.00 | 3/9/2010 4:29:14 PM |
| Clambake | $50.00 | $50.00 | 3/9/2010 4:29:19 PM |
| desertoasis | $50.00 | $50.00 | 3/9/2010 4:24:01 PM |
| flexible-value | $26.00 | $26.00 | 3/9/2010 4:30:15 PM |
| top-silver-american | $25.00 | $25.00 | 3/9/2010 4:31:19 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/9/2010 4:28:12 PM |
| Supernick | $25.00 | $25.00 | 3/9/2010 4:34:23 PM |
| a-goal-bill | $25.00 | $25.00 | 3/9/2010 4:35:34 PM |
| bkwest01 | $100.00 | $100.00 | 3/9/2010 4:35:50 PM |
| currency-shaker16 | $100.00 | $100.00 | 3/9/2010 4:37:02 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/9/2010 4:34:17 PM |
| redrock007 | $25.00 | $25.00 | 3/9/2010 4:34:48 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/9/2010 4:36:04 PM |
| successful-euro | $30.00 | $30.00 | 3/9/2010 4:39:04 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/10/2010 8:44:45 AM |
| investment-oasis | $25.00 | $25.00 | 3/10/2010 9:47:20 AM |
| leodaguy | $25.00 | $25.00 | 3/10/2010 8:44:44 AM |
| robust-trade | $25.00 | $25.00 | 3/10/2010 12:06:39 PM |
| Fingar | $25.00 | $25.00 | 3/10/2010 11:08:33 AM |
| mmckune | $25.00 | $25.00 | 3/10/2010 1:02:42 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/10/2010 3:32:35 PM |
| WilliamLeeSims | $25.00 | $25.00 | 3/10/2010 4:13:10 PM |
| zeraphm | $25.00 | $25.00 | 3/10/2010 5:42:37 PM |
| mrscenicroute | $25.00 | $25.00 | 3/10/2010 10:27:30 PM |
| treasure-hunter270 | $25.00 | $25.00 | 3/11/2010 12:03:57 PM |
| liederhaus | $50.00 | $50.00 | 3/11/2010 1:39:14 PM |
| starikrai | $50.00 | $50.00 | 3/11/2010 6:58:09 PM |
| helpful-dough | $25.00 | $25.00 | 3/11/2010 9:38:40 PM |
| Kilolani | $25.00 | $25.00 | 3/11/2010 11:59:03 PM |
| infinitykid | $25.00 | $25.00 | 3/11/2010 10:08:11 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/12/2010 6:53:25 AM |
| devoider | $25.00 | $25.00 | 3/12/2010 8:47:31 AM |
| Vegasjim | $25.00 | $25.00 | 3/12/2010 8:57:38 AM |
| cordial-funds8 | $25.00 | $25.00 | 3/12/2010 9:33:21 AM |
| cello1 | $25.00 | $25.00 | 3/12/2010 9:35:03 AM |
| wise-silver-wonder | $25.00 | $25.00 | 3/12/2010 9:52:57 AM |
| courteous-fund9 | $25.00 | $25.00 | 3/12/2010 9:34:15 AM |
| restless-currency | $32.10 | $32.10 | 3/12/2010 11:03:09 AM |
| Adino | $25.00 | $25.00 | 3/12/2010 10:45:30 AM |
| Gabriel02 | $25.00 | $25.00 | 3/12/2010 1:30:24 PM |
| oaktown23 | $29.57 | $29.57 | 3/12/2010 2:08:04 PM |
| don8ter | $25.00 | $25.00 | 3/12/2010 3:06:14 PM |
| Josta | $50.00 | $50.00 | 3/12/2010 3:40:17 PM |
| GElender | $25.00 | $25.00 | 3/12/2010 4:50:05 PM |
| anders94 | $25.00 | $25.00 | 3/12/2010 4:40:52 PM |
| anton | $250.00 | $250.00 | 3/12/2010 4:50:07 PM |
| inspiring-reward | $150.00 | $150.00 | 3/12/2010 11:38:07 PM |
| Interloper | $30.00 | $30.00 | 3/13/2010 10:57:22 AM |
| community-pipeline8 | $50.00 | $50.00 | 3/13/2010 3:22:37 PM |
| KLCRAY | $36.60 | $36.60 | 3/13/2010 12:48:39 PM |
| phredd | $50.00 | $50.00 | 3/13/2010 3:17:44 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 3/13/2010 3:38:25 PM |
| KHU2-B | $25.00 | $25.00 | 3/14/2010 6:57:21 AM |
| mpactlender | $25.00 | $25.00 | 3/14/2010 10:12:34 AM |
| Eagledrop | $25.00 | $25.00 | 3/14/2010 11:01:08 AM |
| kmr2 | $250.00 | $250.00 | 3/14/2010 8:22:35 AM |
| Hokiemon | $74.71 | $74.71 | 3/14/2010 9:44:15 AM |
| orange-preeminant-bill | $46.80 | $46.80 | 3/14/2010 2:40:00 PM |
| inventive-wealth2 | $25.00 | $25.00 | 3/14/2010 4:27:48 PM |
| faifar | $25.00 | $25.00 | 3/14/2010 8:07:22 PM |
| vacaerol | $25.00 | $25.00 | 3/14/2010 10:53:42 PM |
| ScottW | $25.00 | $25.00 | 3/14/2010 11:47:17 PM |
| important-ore | $50.00 | $50.00 | 3/15/2010 3:24:43 AM |
| Sam65 | $25.00 | $25.00 | 3/15/2010 9:06:44 AM |
| Onesiphorus | $25.00 | $25.00 | 3/15/2010 10:38:23 AM |
| martinnc | $25.00 | $25.00 | 3/15/2010 10:01:16 AM |
| intelligent-yield | $25.00 | $25.00 | 3/15/2010 11:18:22 AM |
| a-social-nebula | $25.00 | $25.00 | 3/15/2010 10:39:26 AM |
| Artist_Blue | $25.00 | $25.00 | 3/15/2010 1:46:21 PM |
| mathomas3 | $30.25 | $30.25 | 3/15/2010 3:33:13 PM |
| janicewill | $25.00 | $25.00 | 3/15/2010 4:45:47 PM |
| GATrust | $50.00 | $50.00 | 3/15/2010 4:49:56 PM |
| kooties8 | $44.64 | $44.64 | 3/15/2010 5:12:31 PM |
| ualf | $36.28 | $36.28 | 3/15/2010 5:14:46 PM |
| Divot | $25.00 | $25.00 | 3/15/2010 5:16:16 PM |
| ethicalhumanist | $25.00 | $25.00 | 3/15/2010 5:19:22 PM |
| pbo922 | $25.00 | $25.00 | 3/15/2010 5:18:50 PM |
| Superc0ld | $86.97 | $86.97 | 3/15/2010 5:19:37 PM |
| PHI4308 | $25.00 | $25.00 | 3/15/2010 5:19:44 PM |
| agab | $25.00 | $25.00 | 3/15/2010 5:19:31 PM |
| funds-promiser | $34.88 | $34.88 | 3/15/2010 5:19:38 PM |
| nodrivelpls | $25.00 | $25.00 | 3/15/2010 5:19:46 PM |
| outtahoth2o | $25.64 | $25.64 | 3/15/2010 5:21:51 PM |
| LoanBrkr | $25.00 | $25.00 | 3/15/2010 5:23:20 PM |
| catheroo | $25.00 | $25.00 | 3/15/2010 5:18:58 PM |
| cyberie21 | $40.00 | $40.00 | 3/15/2010 5:20:13 PM |
| smart-return | $25.00 | $25.00 | 3/15/2010 5:26:21 PM |
| iruz | $50.00 | $50.00 | 3/15/2010 5:31:53 PM |
| duty-monger | $50.00 | $50.00 | 3/15/2010 5:33:37 PM |
| easylender | $25.00 | $25.00 | 3/15/2010 5:35:06 PM |
| Oupa-George | $25.00 | $25.00 | 3/15/2010 5:35:32 PM |
| skiberdad | $50.00 | $50.00 | 3/15/2010 5:36:14 PM |
| 7588WorkingGuy | $25.00 | $25.00 | 3/15/2010 5:36:19 PM |
| Divr555 | $27.82 | $27.82 | 3/15/2010 5:36:43 PM |
| PhalanxBulldog | $25.00 | $25.00 | 3/15/2010 5:36:49 PM |
| Cai8899 | $50.00 | $50.00 | 3/15/2010 5:33:45 PM |
| lizard_lips | $25.00 | $25.00 | 3/15/2010 5:37:33 PM |
| biobulator | $25.00 | $25.00 | 3/15/2010 5:37:43 PM |
| BCD | $25.00 | $25.00 | 3/15/2010 5:50:27 PM |
| lender12345 | $25.00 | $25.00 | 3/15/2010 6:26:55 PM |
| mathprof | $25.00 | $25.00 | 3/15/2010 9:02:20 PM |
| onlyinchicago | $25.00 | $25.00 | 3/15/2010 11:42:30 PM |
| Investor704 | $50.00 | $50.00 | 3/15/2010 9:41:33 PM |
| AgTiPinisher | $25.00 | $25.00 | 3/15/2010 10:22:37 PM |
| theemhdoctor | $25.00 | $25.00 | 3/16/2010 7:28:05 AM |
| happy-asset | $25.00 | $25.00 | 3/16/2010 9:33:08 AM |
| shawndw | $30.00 | $30.00 | 3/16/2010 9:32:28 AM |
| Veggie_Monkey | $25.00 | $25.00 | 3/16/2010 9:33:41 AM |
| galtsgulch | $25.00 | $25.00 | 3/16/2010 10:28:53 AM |
| RationalWorld | $25.00 | $25.00 | 3/16/2010 11:29:03 AM |
| wbahl | $25.00 | $25.00 | 3/16/2010 11:04:42 AM |
| flwah | $25.00 | $25.00 | 3/16/2010 11:54:34 AM |
| hons2000 | $25.00 | $25.00 | 3/16/2010 12:02:20 PM |
| joeirps | $25.00 | $25.00 | 3/16/2010 11:12:18 AM |
| mizunoman | $25.00 | $25.00 | 3/16/2010 11:54:00 AM |
| YellowJacket | $25.00 | $25.00 | 3/16/2010 11:54:22 AM |
| Au-Ag-Pt | $25.00 | $25.00 | 3/16/2010 2:51:22 PM |
| Auburnmist | $25.00 | $25.00 | 3/16/2010 2:52:07 PM |
| tlam168 | $50.00 | $50.00 | 3/16/2010 2:51:25 PM |
| saltymt | $25.00 | $25.00 | 3/16/2010 2:53:41 PM |
| porwestco | $25.00 | $25.00 | 3/16/2010 2:53:00 PM |
| cassius84 | $25.00 | $25.00 | 3/16/2010 2:53:55 PM |
| edognyc | $25.00 | $25.00 | 3/16/2010 2:54:03 PM |
| Josilot | $25.00 | $25.00 | 3/16/2010 2:54:46 PM |
| jfd287 | $25.00 | $25.00 | 3/16/2010 2:54:50 PM |
| kanpur63 | $25.00 | $25.00 | 3/16/2010 2:55:40 PM |
| awesome-market | $25.00 | $25.00 | 3/16/2010 2:55:08 PM |
| CSUgrad08 | $25.00 | $25.00 | 3/16/2010 2:55:31 PM |
| TheSaltBoilers | $25.00 | $25.00 | 3/16/2010 2:12:20 PM |
| engaging-worth | $30.00 | $30.00 | 3/16/2010 2:56:08 PM |
| bnlforever | $25.00 | $25.00 | 3/16/2010 2:56:19 PM |
| assetmanager | $25.00 | $25.00 | 3/16/2010 2:56:34 PM |
| teejay411 | $50.00 | $50.00 | 3/16/2010 2:56:49 PM |
| wampum-proton | $25.00 | $10.77 | 3/16/2010 2:57:20 PM |
| sabre79 | $25.00 | $25.00 | 3/16/2010 2:51:24 PM |
| phoko | $25.00 | $25.00 | 3/16/2010 2:52:13 PM |
| Kijib | $25.00 | $25.00 | 3/16/2010 2:52:42 PM |
| BrooklynJim | $25.00 | $25.00 | 3/16/2010 2:53:30 PM |
| dunedin | $25.00 | $25.00 | 3/16/2010 2:53:35 PM |
| 02bob | $25.00 | $25.00 | 3/16/2010 2:53:42 PM |
| peaceful-integrity5 | $25.00 | $25.00 | 3/16/2010 2:54:01 PM |
| iolaire | $25.00 | $25.00 | 3/16/2010 2:54:16 PM |
| spsavage | $25.00 | $25.00 | 3/16/2010 2:54:33 PM |
| bharosa | $25.00 | $25.00 | 3/16/2010 2:54:42 PM |
| jtradition | $35.87 | $35.87 | 3/16/2010 2:56:14 PM |
| ADIDASNO | $25.00 | $25.00 | 3/16/2010 2:56:25 PM |
| hanuman77 | $40.23 | $40.23 | 3/16/2010 2:56:27 PM |
| Hartfelt | $50.00 | $50.00 | 3/16/2010 2:57:02 PM |
| lowrate | $25.00 | $25.00 | 3/16/2010 2:57:07 PM |
| larrybird | $44.33 | $44.33 | 3/16/2010 2:57:11 PM |
| torion | $25.00 | $25.00 | 3/9/2010 4:29:37 PM |
| personal-lender | $25.00 | $25.00 | 3/9/2010 4:30:23 PM |
| mg6619 | $25.00 | $25.00 | 3/9/2010 4:30:50 PM |
| irrelevant | $25.00 | $25.00 | 3/9/2010 4:31:01 PM |
| skuba | $25.00 | $25.00 | 3/9/2010 4:26:56 PM |
| nanda | $25.00 | $25.00 | 3/9/2010 4:34:38 PM |
| shiny-revenue | $25.00 | $25.00 | 3/9/2010 4:34:59 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/9/2010 4:36:53 PM |
| moola-man | $30.00 | $30.00 | 3/9/2010 4:31:54 PM |
| delicious-social132 | $25.00 | $25.00 | 3/9/2010 4:30:37 PM |
| uwinwewin | $25.00 | $25.00 | 3/9/2010 4:31:46 PM |
| RetiredATC | $25.00 | $25.00 | 3/9/2010 4:32:09 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/9/2010 4:32:19 PM |
| jokerj006 | $25.00 | $25.00 | 3/9/2010 4:35:09 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/9/2010 4:35:20 PM |
| Vetrepreneur | $25.00 | $25.00 | 3/9/2010 4:38:38 PM |
| speedy2shoes | $25.00 | $25.00 | 3/9/2010 10:53:06 PM |
| durability-balance4 | $50.00 | $50.00 | 3/9/2010 6:17:20 PM |
| economy-mushroom | $25.00 | $25.00 | 3/10/2010 9:32:50 AM |
| ookete | $25.00 | $25.00 | 3/10/2010 9:54:46 AM |
| a-finance-nirvana | $25.00 | $25.00 | 3/10/2010 12:31:07 PM |
| RMB-Investments | $25.00 | $25.00 | 3/10/2010 12:38:16 PM |
| bold-durability-drum | $25.00 | $25.00 | 3/10/2010 3:17:24 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/10/2010 1:12:31 PM |
| bchen78875 | $25.00 | $25.00 | 3/10/2010 4:50:57 PM |
| asset-professor | $75.00 | $75.00 | 3/10/2010 8:37:25 PM |
| teller | $25.00 | $25.00 | 3/11/2010 7:42:30 AM |
| uprising35 | $25.00 | $25.00 | 3/11/2010 8:34:42 AM |
| hopethisworks | $200.00 | $200.00 | 3/11/2010 1:02:57 PM |
| AFairDeal | $25.00 | $25.00 | 3/11/2010 4:39:15 PM |
| santafe1 | $25.00 | $25.00 | 3/12/2010 4:27:54 AM |
| integrity-doctor | $50.00 | $50.00 | 3/12/2010 7:55:33 AM |
| nletunic | $25.00 | $25.00 | 3/12/2010 9:34:46 AM |
| figs4u2 | $100.00 | $100.00 | 3/12/2010 9:47:31 AM |
| spark548 | $50.00 | $50.00 | 3/12/2010 12:08:40 PM |
| xrycac | $25.00 | $25.00 | 3/12/2010 12:21:20 PM |
| 519dobber | $25.00 | $25.00 | 3/12/2010 1:30:43 PM |
| mikeandcat | $50.00 | $50.00 | 3/12/2010 3:07:14 PM |
| brazilofmux | $100.00 | $100.00 | 3/12/2010 4:40:44 PM |
| micko | $25.00 | $25.00 | 3/12/2010 5:22:44 PM |
| visionary-currency | $60.19 | $60.19 | 3/13/2010 8:24:49 AM |
| unclejaef | $25.00 | $25.00 | 3/13/2010 7:47:19 AM |
| Aquani | $50.00 | $50.00 | 3/13/2010 11:18:18 AM |
| asdf9876 | $25.00 | $25.00 | 3/13/2010 1:13:56 PM |
| steely_dan34 | $25.00 | $25.00 | 3/13/2010 12:02:17 PM |
| the-silver-blaster | $35.00 | $35.00 | 3/13/2010 2:22:19 PM |
| midde551 | $25.00 | $25.00 | 3/13/2010 2:52:29 PM |
| treasure-bliss | $54.75 | $54.75 | 3/14/2010 10:38:48 AM |
| red-favorable-basis | $25.00 | $25.00 | 3/14/2010 1:30:56 PM |
| cingular | $25.00 | $25.00 | 3/14/2010 5:02:19 PM |
| yertle9 | $25.00 | $25.00 | 3/15/2010 10:19:13 AM |
| lloyd_s | $25.00 | $25.00 | 3/15/2010 11:57:26 AM |
| bowdish1 | $27.49 | $27.49 | 3/15/2010 11:42:55 AM |
| Speculator | $89.25 | $89.25 | 3/15/2010 11:04:19 AM |
| empire9 | $25.00 | $25.00 | 3/15/2010 3:44:37 PM |
| Seadrag367 | $25.00 | $25.00 | 3/15/2010 4:45:34 PM |
| KiwiElf | $25.00 | $25.00 | 3/15/2010 4:02:42 PM |
| AnxiousAirman | $25.00 | $25.00 | 3/15/2010 5:14:50 PM |
| Hexnut | $25.00 | $25.00 | 3/15/2010 5:16:54 PM |
| monticello | $25.00 | $25.00 | 3/15/2010 5:13:27 PM |
| deal-mover | $25.00 | $25.00 | 3/15/2010 5:19:36 PM |
| LenderByDay | $25.00 | $25.00 | 3/15/2010 5:19:23 PM |
| JLChamberlain | $25.00 | $25.00 | 3/15/2010 5:20:21 PM |
| mason13a | $25.00 | $25.00 | 3/15/2010 5:19:45 PM |
| nestegg4e | $25.00 | $25.00 | 3/15/2010 5:16:10 PM |
| Trimalchio12 | $25.00 | $25.00 | 3/15/2010 5:20:57 PM |
| taylor883 | $25.00 | $25.00 | 3/15/2010 5:21:17 PM |
| booyah | $25.00 | $25.00 | 3/15/2010 5:21:38 PM |
| beachbum22 | $25.00 | $25.00 | 3/15/2010 5:18:52 PM |
| silver-armada | $45.45 | $45.45 | 3/15/2010 5:19:26 PM |
| dollar-oracle55 | $25.00 | $25.00 | 3/15/2010 5:26:44 PM |
| srgriff | $25.00 | $25.00 | 3/15/2010 5:30:30 PM |
| seattleslug | $25.00 | $25.00 | 3/15/2010 5:30:55 PM |
| vengy | $25.00 | $25.00 | 3/15/2010 5:36:55 PM |
| AKJagMan | $25.00 | $25.00 | 3/15/2010 5:36:41 PM |
| aldeed | $25.00 | $25.00 | 3/15/2010 5:37:34 PM |
| kashikoe | $25.00 | $25.00 | 3/15/2010 5:38:28 PM |
| Carpetkid | $25.00 | $25.00 | 3/15/2010 5:33:19 PM |
| mistertao | $25.00 | $25.00 | 3/15/2010 5:36:15 PM |
| L-vex | $25.00 | $25.00 | 3/15/2010 5:36:22 PM |
| zrohmm | $25.00 | $25.00 | 3/15/2010 5:37:19 PM |
| 1750 | $25.00 | $25.00 | 3/15/2010 5:37:27 PM |
| SkiNZ | $25.00 | $25.00 | 3/15/2010 5:51:04 PM |
| fireboss | $27.84 | $27.84 | 3/15/2010 5:57:31 PM |
| rmachi | $25.00 | $25.00 | 3/15/2010 6:18:14 PM |
| DebDesert | $25.00 | $25.00 | 3/15/2010 10:48:10 PM |
| Brain_m | $50.00 | $50.00 | 3/16/2010 3:38:25 AM |
| sail120 | $25.00 | $25.00 | 3/16/2010 6:43:13 AM |
| selfmademan | $25.00 | $25.00 | 3/15/2010 11:08:03 PM |
| Streetfighter | $50.00 | $50.00 | 3/16/2010 5:37:53 AM |
| lendinstuff | $25.00 | $25.00 | 3/16/2010 8:38:12 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/16/2010 9:33:20 AM |
| wdove511 | $25.00 | $25.00 | 3/16/2010 8:02:12 AM |
| cathexis | $100.00 | $100.00 | 3/16/2010 10:23:38 AM |
| LKN2RTR | $25.00 | $25.00 | 3/16/2010 10:28:58 AM |
| zeelender | $25.00 | $25.00 | 3/16/2010 10:39:38 AM |
| kmfreymi | $25.00 | $25.00 | 3/16/2010 9:38:21 AM |
| p1k4blu | $25.00 | $25.00 | 3/16/2010 11:04:36 AM |
| noble-revenue | $50.00 | $50.00 | 3/16/2010 11:28:53 AM |
| Tradesmanlender | $25.00 | $25.00 | 3/16/2010 11:12:49 AM |
| saschar | $25.00 | $25.00 | 3/16/2010 11:28:40 AM |
| Marfloogan | $25.00 | $25.00 | 3/16/2010 11:37:46 AM |
| latestone | $25.00 | $25.00 | 3/16/2010 12:03:06 PM |
| skydiver111 | $25.00 | $25.00 | 3/16/2010 2:51:30 PM |
| bradania | $25.00 | $25.00 | 3/16/2010 2:51:20 PM |
| restech | $25.00 | $25.00 | 3/16/2010 2:52:38 PM |
| bvj21 | $25.00 | $25.00 | 3/16/2010 2:51:27 PM |
| bridgedoctor | $25.00 | $25.00 | 3/16/2010 2:51:30 PM |
| sandeepPR | $25.00 | $25.00 | 3/16/2010 2:51:37 PM |
| lending-bear | $50.00 | $50.00 | 3/16/2010 2:52:02 PM |
| All_Wins | $25.00 | $25.00 | 3/16/2010 2:53:18 PM |
| principal-galaxy | $25.00 | $25.00 | 3/16/2010 2:53:24 PM |
| enigmallc | $25.00 | $25.00 | 3/16/2010 2:52:40 PM |
| keeks | $25.00 | $25.00 | 3/16/2010 2:52:44 PM |
| wayman | $50.00 | $50.00 | 3/16/2010 2:53:02 PM |
| TCR3 | $25.00 | $25.00 | 3/16/2010 2:54:36 PM |
| ALVO | $46.96 | $46.96 | 3/16/2010 2:54:52 PM |
| smallfry | $25.00 | $25.00 | 3/16/2010 2:53:59 PM |
| fuzed | $25.00 | $25.00 | 3/16/2010 2:54:59 PM |
| mrfixerupper | $25.00 | $25.00 | 3/16/2010 2:54:31 PM |
| carlover | $25.00 | $25.00 | 3/16/2010 2:55:22 PM |
| titaniumtommy | $25.00 | $25.00 | 3/16/2010 2:55:38 PM |
| sweepeet | $25.00 | $25.00 | 3/16/2010 2:55:20 PM |
| drummer427 | $25.00 | $25.00 | 3/16/2010 2:56:39 PM |
| Hiro07 | $25.00 | $25.00 | 3/16/2010 2:56:46 PM |
| Patter256 | $25.00 | $25.00 | 3/16/2010 2:57:15 PM |
| bmarch | $50.00 | $50.00 | 3/16/2010 2:52:12 PM |
| shonuva05 | $25.00 | $25.00 | 3/16/2010 3:03:32 PM |
| opmjdv | $25.00 | $25.00 | 3/16/2010 2:53:21 PM |
| money2k | $25.00 | $25.00 | 3/16/2010 2:54:34 PM |
| bigphish | $25.00 | $25.00 | 3/16/2010 2:56:04 PM |
| DrStaff | $46.38 | $46.38 | 3/16/2010 2:56:15 PM |
| MrDavid | $25.00 | $25.00 | 3/16/2010 2:57:06 PM |
| Dakota98 | $46.23 | $46.23 | 3/16/2010 2:57:09 PM |
| kegs | $100.00 | $100.00 | 3/16/2010 2:57:16 PM |
| 290 bids
|
Borrower Payment Dependent Notes Series
449569
This series of Notes was issued and sold upon the funding of the borrower loan #41417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-09-2010 |
| |
Auction end date:
| Mar-16-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 21.95% |
Final borrower rate/APR:
| 22.95% / 26.80% |
Final monthly payment:
| $38.68 |
| |
|
Auction yield range:
| 11.04% - 34.00% |
Estimated loss impact:
| 10.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Retired |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 2
/
2 | Length of status: | 6y 10m |
|
Credit score:
| 640-659 (Feb-2010) |
Total credit lines:
| 22 | Stated income: | $1-$24,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,500 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 100% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| wise-wealth-performer |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to?Pay bill I owe?
My financial situation:
I am a good candidate for this loan because? I will have the payment paid to you directly from my checking account, you will get your payment first.
Monthly net income: $
3150.00
Monthly expenses: $?1437.00
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transaction-circuit | $25.00 | $25.00 | 3/11/2010 2:39:10 PM |
| SouthernRemarketing | $25.00 | $25.00 | 3/13/2010 6:54:36 AM |
| onecooldrink | $25.00 | $25.00 | 3/15/2010 10:09:29 PM |
| dstolars | $25.00 | $25.00 | 3/16/2010 5:27:29 AM |
| Rule62 | $25.00 | $25.00 | 3/16/2010 9:52:44 AM |
| foxy-community | $31.31 | $31.31 | 3/16/2010 10:17:28 AM |
| farchoir | $25.00 | $25.00 | 3/16/2010 11:20:43 AM |
| 99Lender | $30.00 | $30.00 | 3/16/2010 12:17:58 PM |
| Leshan | $25.00 | $25.00 | 3/16/2010 2:25:18 PM |
| GS-ROCK | $37.60 | $37.60 | 3/14/2010 8:09:44 AM |
| dRatedOnly | $25.00 | $25.00 | 3/14/2010 5:40:49 PM |
| TheSweetLender | $25.00 | $25.00 | 3/16/2010 1:36:15 AM |
| zapquoc | $25.00 | $25.00 | 3/16/2010 12:45:01 PM |
| wild-orange | $25.00 | $25.00 | 3/16/2010 2:38:19 PM |
| ultimate-peace | $600.00 | $600.00 | 3/16/2010 4:03:16 PM |
| RMB-Investments | $25.00 | $25.00 | 3/16/2010 4:06:52 PM |
| social-conductor4 | $25.00 | $1.09 | 3/16/2010 4:04:55 PM |
| 17 bids
|
Borrower Payment Dependent Notes Series
449609
This series of Notes was issued and sold upon the funding of the borrower loan #41400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Mar-09-2010 |
| |
Auction end date:
| Mar-16-2010 |
|
|
Starting lender yield:
| 22.68% |
Starting borrower rate/APR:
| 23.68% / 26.23% |
Starting monthly payment:
| $58.60 |
|
Final lender yield:
| 17.24% |
Final borrower rate/APR:
| 18.24% / 20.71% |
Final monthly payment:
| $54.41 |
| |
|
Auction yield range:
| 8.04% - 22.68% |
Estimated loss impact:
| 8.40% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.84% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 0m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 10 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $549 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| reverent-trade |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relocating to a new state.
Purpose of loan:
This loan will be used to?establish residence in New York to begin my next phase of US Navy training.
My financial situation: I will receive backpay for moving expenses, but need cash now to move my things.
I am a good candidate for this loan because?I have a steady job in the military and will be paying off the loan when i receive my enlistment bonus.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| aurorafinancial | $50.00 | $50.00 | 3/9/2010 4:22:35 PM |
| Brown98 | $25.00 | $25.00 | 3/10/2010 10:34:11 AM |
| TheWainer | $25.00 | $25.00 | 3/10/2010 6:42:58 PM |
| cognizant-rate732 | $42.68 | $42.68 | 3/11/2010 5:05:41 PM |
| farblest | $50.00 | $50.00 | 3/11/2010 5:44:24 PM |
| JABank | $25.00 | $25.00 | 3/13/2010 8:05:52 AM |
| LarWit1512 | $25.00 | $25.00 | 3/13/2010 3:02:16 PM |
| wizard750 | $35.00 | $35.00 | 3/15/2010 8:05:22 AM |
| evergreen16 | $25.00 | $25.00 | 3/15/2010 3:16:54 PM |
| theloanteacher | $25.00 | $25.00 | 3/15/2010 6:59:34 PM |
| grammaspurse | $25.00 | $25.00 | 3/16/2010 12:05:11 AM |
| OPEO | $25.00 | $25.00 | 3/16/2010 5:53:21 AM |
| Taho | $30.00 | $30.00 | 3/16/2010 7:35:28 AM |
| CapricornLending | $35.00 | $35.00 | 3/16/2010 5:35:10 AM |
| beans53 | $25.00 | $25.00 | 3/16/2010 9:35:07 AM |
| nalaari | $38.08 | $38.08 | 3/16/2010 12:16:12 PM |
| trade-goblin9 | $25.00 | $25.00 | 3/16/2010 1:39:42 PM |
| ultimate-peace | $100.00 | $100.00 | 3/16/2010 1:03:52 PM |
| wild-orange | $50.00 | $50.00 | 3/16/2010 2:36:32 PM |
| ValleyBHC | $25.00 | $25.00 | 3/16/2010 2:59:47 PM |
| one-midas | $25.00 | $25.00 | 3/16/2010 3:50:06 PM |
| jybank | $25.00 | $25.00 | 3/16/2010 3:34:14 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/9/2010 5:40:40 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 3/9/2010 10:09:18 PM |
| Cub4eva | $25.00 | $25.00 | 3/9/2010 9:06:24 PM |
| iflyforfun | $25.00 | $25.00 | 3/10/2010 11:55:36 AM |
| IPG1 | $25.00 | $25.00 | 3/10/2010 12:13:08 PM |
| satisfying-durability | $25.00 | $25.00 | 3/12/2010 9:36:21 AM |
| Mindful7 | $25.00 | $25.00 | 3/12/2010 1:13:20 PM |
| Loan2Own | $50.00 | $50.00 | 3/14/2010 4:32:10 PM |
| MyAdvantage | $25.00 | $25.00 | 3/15/2010 6:00:44 PM |
| Hatdance | $25.00 | $18.72 | 3/16/2010 9:01:45 AM |
| hawaiitechnical | $25.00 | $25.00 | 3/16/2010 10:12:29 AM |
| jslo722 | $25.00 | $25.00 | 3/16/2010 12:19:54 PM |
| SuperInvestor82 | $25.00 | $25.00 | 3/16/2010 12:38:37 PM |
| wealth-pipeline | $25.00 | $25.00 | 3/16/2010 1:19:51 PM |
| caddy5662 | $25.00 | $25.00 | 3/16/2010 1:19:50 PM |
| LoanMoneyToYou | $25.00 | $25.00 | 3/16/2010 1:44:33 PM |
| whatreality | $56.04 | $56.04 | 3/16/2010 1:43:10 PM |
| mwb | $25.00 | $25.00 | 3/16/2010 1:48:51 PM |
| glazeddonuts | $44.48 | $44.48 | 3/16/2010 2:11:02 PM |
| BlessedEveryDay | $25.00 | $25.00 | 3/16/2010 2:16:08 PM |
| Leshan | $25.00 | $25.00 | 3/16/2010 2:30:34 PM |
| Bob450 | $25.00 | $25.00 | 3/16/2010 3:20:35 PM |
| SCRUGZY | $25.00 | $25.00 | 3/16/2010 3:38:12 PM |
| seabassx | $50.00 | $50.00 | 3/16/2010 4:04:54 PM |
| aquistoyraul | $25.00 | $25.00 | 3/16/2010 4:06:06 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
449693
This series of Notes was issued and sold upon the funding of the borrower loan #41437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Mar-09-2010 |
| |
Auction end date:
| Mar-16-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $185.62 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $185.54 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
10 | Length of status: | 25y 6m |
|
Credit score:
| 800-819 (Mar-2010) |
Total credit lines:
| 54 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,768 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 15% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| uschamp |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bathroom redo
Purpose of loan:
This loan will be used to?replace the shower and update the tile in our condo here in south Florida. Thought about moving, but given the current market thought that updating the bathroom was a better idea.
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 3/9/2010 4:14:52 PM |
| skuba | $50.00 | $50.00 | 3/9/2010 4:24:34 PM |
| vestquid | $25.00 | $25.00 | 3/9/2010 4:13:02 PM |
| safe-payment8 | $25.00 | $25.00 | 3/9/2010 4:25:07 PM |
| swiftsoul | $25.00 | $25.00 | 3/9/2010 4:22:31 PM |
| dollar-birdie | $50.00 | $50.00 | 3/9/2010 4:24:04 PM |
| lendersf | $95.00 | $95.00 | 3/9/2010 4:30:54 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/9/2010 4:28:34 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/9/2010 4:24:41 PM |
| webfeet | $25.00 | $25.00 | 3/9/2010 4:24:43 PM |
| fightinjoe | $25.00 | $25.00 | 3/9/2010 4:25:03 PM |
| intelligent-yield | $25.00 | $25.00 | 3/9/2010 4:35:55 PM |
| successful-euro | $30.00 | $30.00 | 3/9/2010 4:38:14 PM |
| clean-loyalty | $25.00 | $25.00 | 3/9/2010 4:33:05 PM |
| jeffpac | $55.00 | $55.00 | 3/9/2010 4:28:02 PM |
| turbospeed | $25.00 | $25.00 | 3/9/2010 4:39:05 PM |
| kindness-percolator5 | $25.00 | $25.00 | 3/9/2010 4:46:25 PM |
| entertaining-greenback2 | $25.00 | $25.00 | 3/9/2010 5:03:54 PM |
| cash-merry-maker | $25.00 | $25.00 | 3/9/2010 5:06:51 PM |
| auction-poblano | $25.00 | $25.00 | 3/9/2010 5:07:07 PM |
| awwaww | $25.00 | $25.00 | 3/9/2010 5:07:23 PM |
| treasure-hunter270 | $25.00 | $25.00 | 3/9/2010 4:38:29 PM |
| BayShell | $49.21 | $49.21 | 3/9/2010 5:09:40 PM |
| leodaguy | $25.00 | $25.00 | 3/9/2010 4:33:24 PM |
| zielojo | $25.00 | $25.00 | 3/9/2010 5:11:16 PM |
| economy-association | $25.00 | $25.00 | 3/9/2010 5:11:28 PM |
| jaker | $25.00 | $25.00 | 3/9/2010 5:11:41 PM |
| skvat | $25.00 | $25.00 | 3/9/2010 5:11:51 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 3/9/2010 5:03:46 PM |
| guardlender | $25.00 | $25.00 | 3/9/2010 5:04:25 PM |
| antlr | $25.00 | $25.00 | 3/9/2010 5:05:16 PM |
| aycinvestments | $25.00 | $25.00 | 3/9/2010 5:06:41 PM |
| gauss02 | $25.00 | $25.00 | 3/9/2010 5:07:08 PM |
| respectablename | $25.00 | $25.00 | 3/9/2010 4:38:56 PM |
| kochan123 | $25.00 | $25.00 | 3/9/2010 5:11:12 PM |
| unassuming-reward | $25.00 | $25.00 | 3/9/2010 5:11:20 PM |
| Merganser | $25.00 | $25.00 | 3/9/2010 5:11:42 PM |
| hawaiiangirl76 | $25.00 | $25.00 | 3/9/2010 5:11:52 PM |
| cozy-worth7 | $25.00 | $25.00 | 3/9/2010 7:52:26 PM |
| senorzookeeper | $25.00 | $25.00 | 3/9/2010 5:11:57 PM |
| tokyopete23 | $25.00 | $25.00 | 3/9/2010 5:12:18 PM |
| Tallac-Capital | $25.00 | $25.00 | 3/9/2010 5:03:54 PM |
| daisuke | $25.00 | $25.00 | 3/9/2010 5:03:57 PM |
| 1phantom | $50.00 | $50.00 | 3/9/2010 5:18:51 PM |
| AlexTrep | $25.00 | $25.00 | 3/9/2010 5:05:52 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 3/9/2010 5:48:10 PM |
| top-silver-american | $50.00 | $50.00 | 3/9/2010 5:06:46 PM |
| ITGuy | $25.00 | $25.00 | 3/9/2010 5:06:50 PM |
| srgriff | $25.00 | $25.00 | 3/9/2010 5:07:02 PM |
| gentle-gold | $25.00 | $25.00 | 3/9/2010 5:07:14 PM |
| aasx1108 | $25.00 | $25.00 | 3/9/2010 5:07:45 PM |
| Walkingcowboy | $25.00 | $25.00 | 3/9/2010 5:09:41 PM |
| desertoasis | $25.00 | $25.00 | 3/9/2010 5:10:09 PM |
| japher | $25.00 | $25.00 | 3/9/2010 7:47:18 PM |
| peb44 | $25.00 | $25.00 | 3/9/2010 5:11:03 PM |
| MoneyU4IA | $40.00 | $40.00 | 3/9/2010 5:11:13 PM |
| trustworthy-finance6 | $25.00 | $25.00 | 3/9/2010 5:11:39 PM |
| Kaj | $25.00 | $25.00 | 3/9/2010 5:11:50 PM |
| market-builder | $25.00 | $25.00 | 3/9/2010 5:11:54 PM |
| InvestorPartners | $25.00 | $25.00 | 3/10/2010 5:54:00 AM |
| bowdish1 | $68.66 | $68.66 | 3/10/2010 5:54:22 AM |
| Banker7371 | $25.00 | $22.69 | 3/10/2010 5:56:27 AM |
| BanqueDeD | $25.00 | $25.00 | 3/10/2010 5:13:53 AM |
| calilending | $25.00 | $25.00 | 3/9/2010 7:22:19 PM |
| ptjg | $100.00 | $100.00 | 3/9/2010 11:37:14 PM |
| teller | $35.00 | $35.00 | 3/10/2010 12:38:12 AM |
| maj0508 | $100.00 | $100.00 | 3/10/2010 3:13:36 AM |
| lloyd_s | $25.00 | $25.00 | 3/10/2010 5:53:44 AM |
| catomaior | $25.00 | $25.00 | 3/10/2010 5:53:57 AM |
| ddamenace | $25.00 | $25.00 | 3/10/2010 5:54:12 AM |
| blissful-note7 | $25.00 | $25.00 | 3/10/2010 5:54:21 AM |
| selector568 | $73.11 | $73.11 | 3/10/2010 9:44:29 AM |
| springpanda | $25.00 | $25.00 | 3/10/2010 1:35:26 PM |
| liederhaus | $50.00 | $50.00 | 3/11/2010 1:52:43 PM |
| julijask | $35.00 | $35.00 | 3/12/2010 10:37:01 AM |
| Dollars4Rent | $25.00 | $25.00 | 3/13/2010 9:19:05 AM |
| RandyL3 | $33.00 | $33.00 | 3/13/2010 11:17:28 AM |
| BankofRa | $25.00 | $25.00 | 3/15/2010 7:37:07 PM |
| YummiBear | $25.00 | $25.00 | 3/15/2010 7:48:06 PM |
| OzGuy609 | $25.00 | $25.00 | 3/16/2010 5:01:15 AM |
| power-secret-agent | $25.00 | $25.00 | 3/16/2010 7:27:41 AM |
| webfeet | $25.00 | $25.00 | 3/16/2010 7:30:15 AM |
| astute-vigilance | $25.00 | $25.00 | 3/16/2010 10:58:23 AM |
| worth-quark | $25.00 | $25.00 | 3/16/2010 2:06:10 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/9/2010 4:21:39 PM |
| Microfinancer | $25.00 | $25.00 | 3/9/2010 4:24:13 PM |
| asset-professor | $100.00 | $100.00 | 3/9/2010 4:24:19 PM |
| Castellan | $25.00 | $25.00 | 3/9/2010 4:25:18 PM |
| credit-force5 | $25.00 | $25.00 | 3/9/2010 4:29:51 PM |
| honorable-yield | $75.00 | $75.00 | 3/9/2010 4:30:10 PM |
| moola-man | $50.00 | $50.00 | 3/9/2010 4:24:53 PM |
| HHP | $25.00 | $25.00 | 3/9/2010 4:28:28 PM |
| radforj22 | $25.00 | $25.00 | 3/9/2010 4:28:46 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/9/2010 4:29:59 PM |
| buraky | $25.00 | $25.00 | 3/9/2010 4:35:26 PM |
| engaging-worth | $30.00 | $30.00 | 3/9/2010 4:25:23 PM |
| Zanch | $25.00 | $25.00 | 3/9/2010 4:31:31 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/9/2010 4:33:13 PM |
| phredd | $25.00 | $25.00 | 3/9/2010 4:38:42 PM |
| prashgig | $25.00 | $25.00 | 3/9/2010 4:38:49 PM |
| delicious-social132 | $40.00 | $40.00 | 3/9/2010 4:28:22 PM |
| flexible-value | $31.00 | $31.00 | 3/9/2010 4:28:55 PM |
| diversification-viking | $25.00 | $25.00 | 3/9/2010 5:03:53 PM |
| Aeroman32 | $25.00 | $25.00 | 3/9/2010 5:04:00 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/9/2010 4:30:39 PM |
| Duchdad | $25.00 | $25.00 | 3/9/2010 5:05:19 PM |
| power-cactus0 | $25.00 | $25.00 | 3/9/2010 5:06:34 PM |
| reinforced-revenue069 | $25.00 | $25.00 | 3/9/2010 5:06:48 PM |
| moneyfriend | $50.00 | $50.00 | 3/9/2010 5:07:03 PM |
| cwswdh | $25.00 | $25.00 | 3/9/2010 5:07:13 PM |
| amsocool | $25.00 | $25.00 | 3/9/2010 5:07:20 PM |
| winlender | $25.00 | $25.00 | 3/9/2010 5:07:29 PM |
| Supernick | $50.00 | $50.00 | 3/9/2010 5:08:54 PM |
| loanfairy | $25.00 | $25.00 | 3/9/2010 5:09:25 PM |
| TrustOne | $25.00 | $25.00 | 3/9/2010 5:09:33 PM |
| Ivan2007 | $25.00 | $25.00 | 3/9/2010 5:09:39 PM |
| verse99 | $25.00 | $25.00 | 3/9/2010 5:10:16 PM |
| poppinkid | $25.00 | $25.00 | 3/9/2010 4:46:39 PM |
| USMC0311 | $25.00 | $25.00 | 3/9/2010 5:11:01 PM |
| bradny | $25.00 | $25.00 | 3/9/2010 5:11:15 PM |
| Philolend | $25.00 | $25.00 | 3/9/2010 5:11:26 PM |
| platinum-platoon | $25.00 | $25.00 | 3/9/2010 5:11:31 PM |
| PaulHenry | $25.00 | $25.00 | 3/9/2010 5:11:40 PM |
| alpinaut | $25.00 | $25.00 | 3/9/2010 5:11:46 PM |
| kulender | $25.00 | $25.00 | 3/9/2010 5:11:55 PM |
| KrazyCelticKid | $56.33 | $56.33 | 3/9/2010 5:03:55 PM |
| TheBiggTree | $25.00 | $25.00 | 3/9/2010 5:04:10 PM |
| galtsgulch | $25.00 | $25.00 | 3/9/2010 5:04:22 PM |
| transparency-giant | $50.00 | $50.00 | 3/9/2010 5:05:38 PM |
| MiniBank998 | $25.00 | $25.00 | 3/9/2010 5:06:53 PM |
| PittsburghCapital | $25.00 | $25.00 | 3/9/2010 5:07:04 PM |
| MoneyMA | $25.00 | $25.00 | 3/9/2010 5:07:14 PM |
| cocopuffs | $25.00 | $25.00 | 3/9/2010 5:07:26 PM |
| interest-exec9 | $25.00 | $25.00 | 3/9/2010 4:37:59 PM |
| bds9646 | $26.00 | $26.00 | 3/9/2010 5:10:12 PM |
| stable-money | $25.00 | $25.00 | 3/9/2010 5:10:47 PM |
| impeccable-funds5 | $25.00 | $25.00 | 3/9/2010 7:08:03 PM |
| scottssm | $25.00 | $25.00 | 3/9/2010 5:11:02 PM |
| wormdc | $25.00 | $25.00 | 3/9/2010 5:11:23 PM |
| note-sensation | $25.00 | $25.00 | 3/9/2010 5:11:42 PM |
| steady-gain5 | $25.00 | $25.00 | 3/9/2010 4:46:28 PM |
| forthright-dedication | $25.00 | $25.00 | 3/9/2010 5:11:48 PM |
| elgollo | $25.00 | $25.00 | 3/9/2010 4:46:43 PM |
| rolandweary | $30.00 | $30.00 | 3/9/2010 5:11:59 PM |
| lean-velocity | $25.00 | $25.00 | 3/9/2010 5:12:16 PM |
| Dr_M | $25.00 | $25.00 | 3/9/2010 5:04:11 PM |
| value-microscope | $25.00 | $25.00 | 3/9/2010 5:04:36 PM |
| satisfying-durability | $25.00 | $25.00 | 3/9/2010 5:04:46 PM |
| refined-income7 | $25.00 | $25.00 | 3/9/2010 5:05:04 PM |
| important-ore | $50.00 | $50.00 | 3/9/2010 5:06:45 PM |
| bedframe | $25.00 | $25.00 | 3/9/2010 5:06:47 PM |
| Money2Lend_U | $500.00 | $500.00 | 3/9/2010 5:07:05 PM |
| rosie777 | $25.00 | $25.00 | 3/9/2010 5:07:12 PM |
| myduck | $50.00 | $50.00 | 3/9/2010 5:07:18 PM |
| micko | $25.00 | $25.00 | 3/9/2010 5:07:54 PM |
| BankofBen | $25.00 | $25.00 | 3/9/2010 5:08:00 PM |
| friendly-worth3 | $25.00 | $25.00 | 3/9/2010 6:32:22 PM |
| capital-futurist | $25.00 | $25.00 | 3/9/2010 5:09:00 PM |
| falcon245sp | $25.00 | $25.00 | 3/9/2010 5:09:22 PM |
| manlytim | $25.00 | $25.00 | 3/9/2010 5:11:43 PM |
| blot44 | $25.00 | $25.00 | 3/9/2010 8:13:29 PM |
| meenan | $25.00 | $25.00 | 3/9/2010 5:11:53 PM |
| mlopez2007 | $25.00 | $25.00 | 3/9/2010 5:12:01 PM |
| congratschinaski | $25.00 | $25.00 | 3/9/2010 5:12:13 PM |
| robust-trade | $25.00 | $25.00 | 3/9/2010 5:12:19 PM |
| pragmatic-contract | $25.00 | $25.00 | 3/10/2010 5:38:12 AM |
| Koma67 | $25.00 | $25.00 | 3/10/2010 5:54:02 AM |
| money-explorer3 | $25.00 | $25.00 | 3/9/2010 9:32:59 PM |
| durability-balance4 | $50.00 | $50.00 | 3/9/2010 6:17:33 PM |
| loner001 | $25.00 | $25.00 | 3/10/2010 5:53:54 AM |
| TexasLender2007 | $25.00 | $25.00 | 3/9/2010 7:47:21 PM |
| nunnie | $25.00 | $25.00 | 3/10/2010 5:54:11 AM |
| tsclend07 | $25.00 | $25.00 | 3/10/2010 5:53:56 AM |
| woodenshoes | $25.00 | $25.00 | 3/10/2010 5:54:49 AM |
| beachfunder | $25.00 | $25.00 | 3/11/2010 6:39:27 AM |
| Dollars4Rent | $25.00 | $25.00 | 3/13/2010 9:19:24 AM |
| happyjackbak | $25.00 | $25.00 | 3/14/2010 4:04:17 PM |
| dammage | $25.00 | $25.00 | 3/16/2010 10:23:47 AM |
| octoberfresh | $25.00 | $25.00 | 3/16/2010 10:57:01 AM |
| SchaeferJ | $25.00 | $25.00 | 3/16/2010 10:39:01 AM |
| wwwUniversal | $25.00 | $25.00 | 3/16/2010 1:25:17 PM |
| gsp1885 | $25.00 | $25.00 | 3/16/2010 1:48:04 PM |
| 182 bids
|
Borrower Payment Dependent Notes Series
449793
This series of Notes was issued and sold upon the funding of the borrower loan #41409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Mar-11-2010 |
| |
Auction end date:
| Mar-18-2010 |
|
|
Starting lender yield:
| 8.48% |
Starting borrower rate/APR:
| 9.48% / 9.82% |
Starting monthly payment:
| $464.34 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $463.12 |
| |
|
Auction yield range:
| 3.04% - 8.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 4m |
|
Credit score:
| 840-859 (Mar-2010) |
Total credit lines:
| 54 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $319 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 1% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| brainy-repayment5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Charter aircraft engine overhaul
This loan will be used to overhaul the aircraft's engine. The aircraft is currently used for rental to highly-proficient pilots (instrument rated with over 200 hrs) and is also undergoing FAA certification for Part 135 charter operations. Monthly rental operations are profitable (the plane is not a money pit).
As the plane's owner, I guarantee repayment of the loan. I have the cash on-hand to pay for the engine overhaul outright, but for tax reasons it pays more for me to finance about 50% of the costs.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dollar-birdie | $50.00 | $50.00 | 3/11/2010 4:03:20 PM |
| fightinjoe | $25.00 | $25.00 | 3/11/2010 4:03:58 PM |
| kenji4861 | $25.00 | $25.00 | 3/11/2010 3:55:06 PM |
| lendersf | $95.00 | $95.00 | 3/11/2010 4:09:25 PM |
| delicious-social132 | $40.00 | $40.00 | 3/11/2010 4:07:40 PM |
| flexible-value | $31.00 | $31.00 | 3/11/2010 4:07:46 PM |
| credit-force5 | $25.00 | $25.00 | 3/11/2010 4:08:30 PM |
| buraky | $25.00 | $25.00 | 3/11/2010 4:12:54 PM |
| engaging-worth | $30.00 | $30.00 | 3/11/2010 4:04:12 PM |
| tylerfd | $25.00 | $25.00 | 3/11/2010 4:17:49 PM |
| honorable-yield | $75.00 | $75.00 | 3/11/2010 4:08:33 PM |
| mac415 | $25.00 | $25.00 | 3/11/2010 4:23:59 PM |
| sturdy-fairness5 | $50.00 | $50.00 | 3/11/2010 6:17:33 PM |
| micko | $25.00 | $25.00 | 3/11/2010 4:27:59 PM |
| Speculator | $50.00 | $50.00 | 3/11/2010 6:28:35 PM |
| BankofBen | $25.00 | $25.00 | 3/11/2010 6:30:40 PM |
| kulender | $30.00 | $30.00 | 3/11/2010 7:59:03 PM |
| stable-nickel | $250.00 | $250.00 | 3/11/2010 7:59:38 PM |
| lean-velocity | $25.00 | $25.00 | 3/11/2010 7:59:27 PM |
| commerce-web5 | $40.00 | $40.00 | 3/11/2010 7:59:31 PM |
| kirkjerk | $25.00 | $25.00 | 3/11/2010 8:00:29 PM |
| Kaj | $25.00 | $25.00 | 3/11/2010 8:02:47 PM |
| bowdish1 | $100.00 | $100.00 | 3/11/2010 8:02:11 PM |
| DonaldColorado | $25.00 | $25.00 | 3/11/2010 8:02:21 PM |
| KramericaIndustries | $25.00 | $25.00 | 3/11/2010 8:18:20 PM |
| jameskdean | $25.00 | $25.00 | 3/11/2010 8:18:26 PM |
| InvestorPartners | $25.00 | $25.00 | 3/11/2010 8:24:01 PM |
| coloradoloanman | $25.00 | $25.00 | 3/11/2010 8:22:59 PM |
| winlender | $25.00 | $25.00 | 3/11/2010 8:24:04 PM |
| lloyd_s | $25.00 | $25.00 | 3/11/2010 8:27:57 PM |
| ptjg | $100.00 | $100.00 | 3/11/2010 7:58:59 PM |
| friendly-worth3 | $25.00 | $25.00 | 3/11/2010 8:00:19 PM |
| webfeet | $25.00 | $25.00 | 3/11/2010 8:02:24 PM |
| iolaire | $25.00 | $25.00 | 3/11/2010 8:02:37 PM |
| intelligent-yield | $25.00 | $25.00 | 3/11/2010 8:02:41 PM |
| reinforced-revenue069 | $25.00 | $25.00 | 3/11/2010 10:12:20 PM |
| srgriff | $25.00 | $25.00 | 3/12/2010 2:08:13 AM |
| djs81 | $25.00 | $25.00 | 3/12/2010 2:08:20 AM |
| ansset | $25.00 | $25.00 | 3/11/2010 9:22:40 PM |
| dorfinia | $50.00 | $50.00 | 3/12/2010 3:22:42 AM |
| diligent-leverage | $25.00 | $25.00 | 3/12/2010 3:32:26 AM |
| santafe1 | $25.00 | $25.00 | 3/12/2010 4:27:28 AM |
| jasonj72 | $25.00 | $25.00 | 3/12/2010 6:03:03 AM |
| JoeBanks | $125.00 | $125.00 | 3/12/2010 6:26:28 AM |
| surfhoss644 | $25.00 | $25.00 | 3/12/2010 12:29:13 AM |
| Carnth | $25.00 | $25.00 | 3/12/2010 1:07:56 AM |
| platinum-platoon | $25.00 | $25.00 | 3/12/2010 6:37:40 AM |
| unclejaef | $25.00 | $25.00 | 3/12/2010 2:43:55 AM |
| Tsnark | $25.00 | $25.00 | 3/12/2010 6:47:24 AM |
| idhitthat | $25.00 | $25.00 | 3/12/2010 3:02:23 AM |
| worthy-truth | $25.00 | $25.00 | 3/12/2010 7:08:05 AM |
| red-trade-cologne | $25.00 | $25.00 | 3/12/2010 4:44:48 AM |
| tpq | $25.00 | $25.00 | 3/12/2010 7:12:41 AM |
| urbanMisfit | $25.00 | $25.00 | 3/12/2010 7:17:47 AM |
| bailey14 | $25.00 | $25.00 | 3/12/2010 7:42:25 AM |
| you-win-i-win | $25.00 | $25.00 | 3/12/2010 7:52:48 AM |
| rolandweary | $30.00 | $30.00 | 3/12/2010 7:49:10 AM |
| mlbox3k | $25.00 | $25.00 | 3/12/2010 7:52:53 AM |
| dsgfl1 | $50.00 | $50.00 | 3/12/2010 7:52:55 AM |
| hopethisworks | $52.39 | $52.39 | 3/12/2010 7:53:17 AM |
| Koma67 | $25.00 | $25.00 | 3/12/2010 7:53:52 AM |
| bedframe | $25.00 | $25.00 | 3/12/2010 7:53:55 AM |
| safe-payment8 | $25.00 | $25.00 | 3/12/2010 7:54:03 AM |
| important-ore | $100.00 | $100.00 | 3/12/2010 7:54:07 AM |
| Maccs55 | $25.00 | $25.00 | 3/12/2010 8:04:14 AM |
| brettsilv009 | $25.00 | $25.00 | 3/12/2010 7:56:15 AM |
| Goodlender42 | $25.00 | $25.00 | 3/12/2010 8:30:21 AM |
| market-builder | $25.00 | $25.00 | 3/12/2010 8:40:45 AM |
| peb44 | $25.00 | $25.00 | 3/12/2010 7:52:44 AM |
| treasure-hunter270 | $25.00 | $25.00 | 3/12/2010 7:52:51 AM |
| gain-seagull9 | $25.00 | $25.00 | 3/12/2010 7:52:59 AM |
| woodenshoes | $25.00 | $25.00 | 3/12/2010 7:53:24 AM |
| Philolend | $25.00 | $25.00 | 3/12/2010 7:54:06 AM |
| wampum-reaction2 | $25.00 | $25.00 | 3/12/2010 7:54:43 AM |
| cello1 | $25.00 | $25.00 | 3/12/2010 9:32:51 AM |
| Phantom99 | $25.00 | $25.00 | 3/12/2010 9:29:17 AM |
| bayareainv | $100.00 | $100.00 | 3/12/2010 8:40:42 AM |
| nletunic | $25.00 | $25.00 | 3/12/2010 9:34:34 AM |
| galtsgulch | $25.00 | $25.00 | 3/12/2010 9:35:21 AM |
| teller | $35.00 | $35.00 | 3/12/2010 9:29:01 AM |
| LAM26 | $25.00 | $25.00 | 3/12/2010 9:32:59 AM |
| Banco de Claydo | $25.00 | $25.00 | 3/12/2010 10:53:54 AM |
| restless-currency | $25.00 | $25.00 | 3/12/2010 11:02:48 AM |
| Dazz2061 | $25.00 | $25.00 | 3/12/2010 11:42:55 AM |
| mlopez2007 | $25.00 | $25.00 | 3/12/2010 11:48:05 AM |
| bluesky07 | $25.00 | $25.00 | 3/12/2010 11:17:48 AM |
| cjames84 | $25.00 | $25.00 | 3/12/2010 12:05:35 PM |
| buckyhead2000 | $25.00 | $25.00 | 3/12/2010 11:32:14 AM |
| nestegg4e | $25.00 | $25.00 | 3/12/2010 12:14:16 PM |
| sunshine1121 | $25.00 | $25.00 | 3/12/2010 11:38:44 AM |
| Walkingcowboy | $25.00 | $25.00 | 3/12/2010 12:14:24 PM |
| AlexTrep | $25.00 | $25.00 | 3/12/2010 11:40:26 AM |
| johntina | $27.90 | $27.90 | 3/12/2010 11:42:56 AM |
| lendermender | $25.00 | $25.00 | 3/12/2010 10:36:59 AM |
| get30inc | $27.99 | $27.99 | 3/12/2010 12:21:05 PM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 3/12/2010 10:54:16 AM |
| Norcal | $50.00 | $50.00 | 3/12/2010 11:03:38 AM |
| smallcountry | $25.00 | $25.00 | 3/12/2010 11:04:22 AM |
| platinum-dojo | $25.00 | $25.00 | 3/12/2010 1:27:28 PM |
| mad4wknds | $25.00 | $25.00 | 3/12/2010 1:02:42 PM |
| skvat | $25.00 | $25.00 | 3/12/2010 12:14:22 PM |
| one2sojourn | $38.67 | $38.67 | 3/12/2010 1:21:14 PM |
| brightest-income-hunter | $25.00 | $25.00 | 3/12/2010 1:41:45 PM |
| walkerp | $25.00 | $25.00 | 3/12/2010 1:27:58 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 3/12/2010 1:29:58 PM |
| meoweo | $25.00 | $25.00 | 3/12/2010 1:02:17 PM |
| first-pragmatic-note | $25.00 | $25.00 | 3/12/2010 1:41:44 PM |
| junctionking | $25.00 | $25.00 | 3/12/2010 1:47:40 PM |
| lincs | $25.00 | $25.00 | 3/12/2010 2:59:07 PM |
| seeb | $25.00 | $25.00 | 3/12/2010 2:59:16 PM |
| iflyforfun | $25.00 | $25.00 | 3/12/2010 1:55:30 PM |
| rosie777 | $25.00 | $25.00 | 3/12/2010 3:01:07 PM |
| scottssm | $25.00 | $25.00 | 3/12/2010 3:01:22 PM |
| AmericanCredit | $25.00 | $25.00 | 3/12/2010 3:01:53 PM |
| supreme-hope | $25.00 | $25.00 | 3/12/2010 3:03:20 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 3/12/2010 1:29:46 PM |
| market-assembler | $50.00 | $50.00 | 3/12/2010 1:30:00 PM |
| social-conductor4 | $25.00 | $25.00 | 3/12/2010 3:04:51 PM |
| pragmatic-camaraderi | $25.00 | $25.00 | 3/12/2010 1:38:26 PM |
| OldFriend | $25.00 | $25.00 | 3/12/2010 2:59:03 PM |
| PatriotKnight | $25.00 | $25.00 | 3/12/2010 2:59:15 PM |
| jwm | $25.00 | $25.00 | 3/12/2010 2:59:24 PM |
| theprince | $25.00 | $25.00 | 3/12/2010 3:00:19 PM |
| smallbizrule | $25.00 | $25.00 | 3/12/2010 3:01:44 PM |
| AF-Chief | $28.00 | $28.00 | 3/12/2010 3:01:51 PM |
| moola-escalator | $50.00 | $50.00 | 3/12/2010 3:01:54 PM |
| SJM10011a | $25.00 | $25.00 | 3/12/2010 3:03:34 PM |
| trustworthy-finance6 | $25.00 | $25.00 | 3/12/2010 3:04:45 PM |
| falcon245sp | $25.00 | $25.00 | 3/12/2010 3:04:54 PM |
| bill-bearer | $26.62 | $26.62 | 3/12/2010 2:58:31 PM |
| steely_dan34 | $25.00 | $25.00 | 3/12/2010 3:06:56 PM |
| istttja | $25.00 | $25.00 | 3/12/2010 3:01:43 PM |
| kmr2 | $26.25 | $26.25 | 3/12/2010 3:01:54 PM |
| resource777 | $25.00 | $25.00 | 3/12/2010 3:02:22 PM |
| VBAces | $75.00 | $75.00 | 3/12/2010 3:03:23 PM |
| point-shooter | $25.00 | $25.00 | 3/12/2010 3:03:32 PM |
| Medic05 | $25.00 | $25.00 | 3/12/2010 3:08:51 PM |
| forthright-dedication | $25.00 | $25.00 | 3/12/2010 3:04:55 PM |
| lucrative-worth | $25.00 | $25.00 | 3/12/2010 3:05:01 PM |
| Divot | $25.00 | $25.00 | 3/12/2010 3:08:05 PM |
| ATOHokie | $25.00 | $25.00 | 3/12/2010 3:27:32 PM |
| medan20356 | $25.00 | $25.00 | 3/12/2010 9:57:30 PM |
| dano1965 | $128.31 | $128.31 | 3/12/2010 8:44:22 PM |
| betak | $50.00 | $50.00 | 3/13/2010 7:17:24 AM |
| credit-coach118 | $40.00 | $40.00 | 3/12/2010 11:53:18 PM |
| wormdc | $25.00 | $25.00 | 3/13/2010 1:59:07 AM |
| Photoman42 | $50.00 | $50.00 | 3/12/2010 9:56:28 PM |
| circustab | $50.00 | $50.00 | 3/13/2010 6:02:59 AM |
| anton | $25.00 | $25.00 | 3/13/2010 12:03:42 AM |
| thedoctor | $90.00 | $90.00 | 3/13/2010 7:32:38 AM |
| mikeandcat | $37.32 | $37.32 | 3/13/2010 11:17:15 AM |
| lender987654321 | $25.00 | $25.00 | 3/13/2010 11:18:50 AM |
| liederhaus | $50.00 | $50.00 | 3/13/2010 10:36:00 AM |
| RandyL3 | $33.00 | $33.00 | 3/13/2010 2:29:16 PM |
| wise-silver-wonder | $25.00 | $25.00 | 3/13/2010 2:43:25 PM |
| splurge37 | $28.69 | $28.69 | 3/13/2010 5:01:14 PM |
| minista | $25.00 | $25.00 | 3/13/2010 5:23:53 PM |
| elasermd | $100.00 | $100.00 | 3/13/2010 6:52:17 PM |
| jimbo29blue | $50.00 | $50.00 | 3/13/2010 11:29:23 PM |
| happyface | $50.00 | $50.00 | 3/13/2010 11:34:27 PM |
| scrappy-bonus2 | $30.00 | $30.00 | 3/13/2010 3:38:13 PM |
| ingeborg77 | $50.00 | $50.00 | 3/13/2010 11:42:03 PM |
| don'twannadance | $50.00 | $50.00 | 3/13/2010 11:45:41 PM |
| sasmp | $250.00 | $250.00 | 3/13/2010 8:46:27 PM |
| RayEarth | $25.00 | $25.00 | 3/13/2010 10:32:17 PM |
| happyface | $50.00 | $50.00 | 3/13/2010 11:34:54 PM |
| worldly-kindness8 | $25.00 | $25.00 | 3/14/2010 1:37:21 PM |
| guggs | $25.00 | $25.00 | 3/14/2010 1:44:14 PM |
| antlr | $25.00 | $25.00 | 3/14/2010 3:12:28 PM |
| happyjackbak | $25.00 | $25.00 | 3/14/2010 4:04:19 PM |
| inventive-wealth2 | $25.00 | $25.00 | 3/14/2010 4:22:13 PM |
| cingular | $25.00 | $25.00 | 3/14/2010 5:02:14 PM |
| wise-bonus-honker | $25.00 | $25.00 | 3/14/2010 6:17:12 PM |
| just-trade | $35.79 | $35.79 | 3/14/2010 7:14:08 PM |
| onesadiq | $100.00 | $100.00 | 3/15/2010 4:58:35 AM |
| vigorous-moola | $36.00 | $36.00 | 3/15/2010 6:29:53 AM |
| the-revenue-demon | $75.00 | $75.00 | 3/15/2010 3:29:34 PM |
| exchange-jet | $25.00 | $25.00 | 3/16/2010 1:46:34 AM |
| best-listing-toro | $26.00 | $26.00 | 3/16/2010 9:10:26 AM |
| plbquic | $25.00 | $25.00 | 3/16/2010 2:08:56 PM |
| Lotsofbears | $25.00 | $25.00 | 3/17/2010 6:26:52 AM |
| twerns | $40.00 | $40.00 | 3/17/2010 9:21:48 AM |
| indomart | $50.00 | $50.00 | 3/16/2010 10:34:45 PM |
| rdrloan | $25.00 | $25.00 | 3/17/2010 4:38:36 PM |
| spreadgoodwill | $25.00 | $25.00 | 3/17/2010 5:33:55 PM |
| felicity-loyalist0 | $50.00 | $50.00 | 3/17/2010 6:39:17 PM |
| John_14_6 | $25.00 | $25.00 | 3/17/2010 5:37:05 PM |
| Bizern | $30.05 | $30.05 | 3/17/2010 5:48:28 PM |
| favorite-commerce | $25.00 | $25.00 | 3/17/2010 6:37:52 PM |
| lincmercguy | $25.00 | $25.00 | 3/17/2010 7:18:00 PM |
| dud | $50.00 | $50.00 | 3/17/2010 6:38:54 PM |
| beaufuture | $25.00 | $25.00 | 3/18/2010 3:26:11 AM |
| Jumping_Jedi | $25.00 | $25.00 | 3/17/2010 9:20:59 PM |
| Spkthewrd3 | $25.00 | $25.00 | 3/18/2010 5:43:11 AM |
| BankofPaul | $25.00 | $25.00 | 3/18/2010 6:01:15 AM |
| Bucket219 | $25.00 | $25.00 | 3/18/2010 5:52:30 AM |
| bankofmay | $25.00 | $25.00 | 3/18/2010 9:34:31 AM |
| patrickj79 | $68.79 | $68.79 | 3/18/2010 10:32:23 AM |
| Southern_Illinois_Girl | $25.00 | $25.00 | 3/18/2010 10:32:40 AM |
| janus_god | $50.00 | $50.00 | 3/18/2010 10:22:52 AM |
| doomsday18 | $25.00 | $25.00 | 3/18/2010 1:12:20 PM |
| Patrician | $39.25 | $39.25 | 3/18/2010 12:44:08 PM |
| nhm | $25.00 | $25.00 | 3/18/2010 12:52:31 PM |
| sunny1985 | $25.00 | $25.00 | 3/18/2010 3:00:45 PM |
| mikeandcat | $62.68 | $62.68 | 3/18/2010 1:32:47 PM |
| UncleSafety | $31.58 | $31.58 | 3/18/2010 1:42:05 PM |
| ultimatepaintball | $25.00 | $25.00 | 3/18/2010 3:07:18 PM |
| Microfinancer | $25.00 | $25.00 | 3/11/2010 4:03:25 PM |
| asset-professor | $100.00 | $100.00 | 3/11/2010 4:03:28 PM |
| moola-man | $50.00 | $50.00 | 3/11/2010 4:03:49 PM |
| Castellan | $25.00 | $25.00 | 3/11/2010 4:04:06 PM |
| jeffpac | $35.00 | $35.00 | 3/11/2010 4:07:18 PM |
| leodaguy | $25.00 | $25.00 | 3/11/2010 4:11:58 PM |
| phredd | $75.00 | $75.00 | 3/11/2010 4:13:59 PM |
| Ivan2007 | $25.00 | $25.00 | 3/11/2010 4:14:14 PM |
| skuba | $50.00 | $50.00 | 3/11/2010 4:03:31 PM |
| listenfirst | $50.00 | $50.00 | 3/11/2010 4:14:26 PM |
| bigballer105 | $50.00 | $50.00 | 3/11/2010 4:18:26 PM |
| edgeofpdx | $25.00 | $25.00 | 3/11/2010 4:17:23 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/11/2010 4:07:44 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/11/2010 4:09:08 PM |
| AFairDeal | $25.00 | $25.00 | 3/11/2010 4:39:28 PM |
| Zanch | $25.00 | $25.00 | 3/11/2010 4:10:18 PM |
| clean-loyalty | $25.00 | $25.00 | 3/11/2010 4:11:50 PM |
| successful-euro | $30.00 | $30.00 | 3/11/2010 4:13:51 PM |
| wiselady | $25.00 | $25.00 | 3/11/2010 4:14:20 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/11/2010 4:15:41 PM |
| interest-exec9 | $25.00 | $25.00 | 3/11/2010 4:16:00 PM |
| selector568 | $25.00 | $25.00 | 3/11/2010 5:37:27 PM |
| baseballfan111 | $25.00 | $25.00 | 3/11/2010 4:16:23 PM |
| community-saver158 | $25.00 | $25.00 | 3/11/2010 6:24:49 PM |
| top-silver-american | $50.00 | $50.00 | 3/11/2010 6:26:17 PM |
| bchen78875 | $50.00 | $50.00 | 3/11/2010 6:31:29 PM |
| Cheburashka | $30.00 | $30.00 | 3/11/2010 6:31:05 PM |
| oheight | $25.00 | $25.00 | 3/11/2010 6:37:06 PM |
| byrule62 | $25.00 | $25.00 | 3/11/2010 7:13:27 PM |
| compassion-lotus5 | $25.00 | $25.00 | 3/11/2010 7:59:37 PM |
| peerlender | $30.00 | $30.00 | 3/11/2010 7:59:33 PM |
| Havana21 | $50.00 | $50.00 | 3/11/2010 7:59:40 PM |
| KrazyCelticKid | $100.00 | $100.00 | 3/11/2010 8:02:25 PM |
| HHP | $25.00 | $25.00 | 3/11/2010 8:02:39 PM |
| radforj22 | $25.00 | $25.00 | 3/11/2010 8:03:09 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 3/11/2010 6:25:30 PM |
| treasure-amplifier6 | $25.00 | $25.00 | 3/11/2010 8:18:24 PM |
| Plotinus | $50.00 | $50.00 | 3/11/2010 8:21:02 PM |
| ITGuy | $25.00 | $25.00 | 3/11/2010 8:27:54 PM |
| bigredbus | $100.00 | $100.00 | 3/11/2010 8:28:12 PM |
| cash-merry-maker | $25.00 | $25.00 | 3/11/2010 7:29:34 PM |
| hizzy | $27.43 | $27.43 | 3/11/2010 7:58:01 PM |
| life-is-great | $25.00 | $25.00 | 3/11/2010 7:59:35 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/11/2010 8:02:22 PM |
| note-sensation | $25.00 | $25.00 | 3/11/2010 8:02:26 PM |
| tokyopete23 | $25.00 | $25.00 | 3/11/2010 8:02:38 PM |
| focused-wampum | $25.00 | $25.00 | 3/11/2010 9:52:47 PM |
| Frugal | $25.00 | $25.00 | 3/11/2010 10:31:11 PM |
| upperdeck | $50.00 | $50.00 | 3/11/2010 11:54:04 PM |
| adevadeh | $25.00 | $25.00 | 3/12/2010 12:37:23 AM |
| desertoasis | $25.00 | $25.00 | 3/11/2010 9:41:14 PM |
| inqbus | $25.00 | $25.00 | 3/11/2010 9:47:16 PM |
| h9y9 | $25.00 | $25.00 | 3/12/2010 5:32:45 AM |
| northphoto | $25.00 | $25.00 | 3/12/2010 6:09:24 AM |
| pinballwizard | $36.00 | $36.00 | 3/12/2010 12:17:42 AM |
| wack-a-mole | $64.46 | $64.46 | 3/12/2010 6:26:00 AM |
| catomaior | $25.00 | $25.00 | 3/12/2010 2:22:35 AM |
| likeable-value | $25.00 | $25.00 | 3/12/2010 5:24:48 AM |
| tbrnet | $25.00 | $25.00 | 3/12/2010 7:52:35 AM |
| respectablename | $25.00 | $25.00 | 3/12/2010 7:52:57 AM |
| PittsburghCapital | $25.00 | $25.00 | 3/12/2010 7:52:34 AM |
| durability-balance4 | $50.00 | $50.00 | 3/12/2010 7:53:46 AM |
| RMB-Investments | $25.00 | $25.00 | 3/12/2010 7:52:54 AM |
| nunnie | $25.00 | $25.00 | 3/12/2010 7:53:02 AM |
| economy-association | $25.00 | $25.00 | 3/12/2010 7:54:46 AM |
| orbital-gold4 | $25.00 | $25.00 | 3/12/2010 7:53:11 AM |
| senorzookeeper | $25.00 | $25.00 | 3/12/2010 7:54:04 AM |
| mob205 | $75.00 | $75.00 | 3/12/2010 7:47:12 AM |
| robust-trade | $25.00 | $25.00 | 3/12/2010 7:52:43 AM |
| MoneyMA | $25.00 | $25.00 | 3/12/2010 7:52:45 AM |
| bigdogsafety1 | $25.00 | $25.00 | 3/12/2010 7:52:51 AM |
| Supernick | $50.00 | $50.00 | 3/12/2010 7:52:52 AM |
| Merganser | $25.00 | $25.00 | 3/12/2010 8:40:44 AM |
| prashgig | $25.00 | $25.00 | 3/12/2010 7:52:58 AM |
| awwaww | $25.00 | $25.00 | 3/12/2010 7:53:26 AM |
| steady-gain5 | $25.00 | $25.00 | 3/12/2010 7:54:05 AM |
| aasx1108 | $25.00 | $25.00 | 3/12/2010 7:54:25 AM |
| gauss02 | $25.00 | $25.00 | 3/12/2010 9:28:44 AM |
| wirebutterfly | $35.00 | $35.00 | 3/12/2010 9:24:54 AM |
| icontender | $25.00 | $25.00 | 3/12/2010 8:22:18 AM |
| GACFUNDING | $25.00 | $25.00 | 3/12/2010 9:28:31 AM |
| bds9646 | $26.00 | $26.00 | 3/12/2010 8:40:46 AM |
| gain-boomerang5 | $25.00 | $25.00 | 3/12/2010 9:33:04 AM |
| SDNLR | $25.00 | $25.00 | 3/12/2010 9:36:19 AM |
| Zipperdu | $100.00 | $100.00 | 3/12/2010 9:35:19 AM |
| zenchef | $25.00 | $25.00 | 3/12/2010 9:29:05 AM |
| MVP2008 | $25.00 | $25.00 | 3/12/2010 9:33:03 AM |
| AW14 | $25.00 | $25.00 | 3/12/2010 9:33:12 AM |
| The_Loan_Ranger | $27.35 | $27.35 | 3/12/2010 10:43:02 AM |
| BayShell | $50.00 | $50.00 | 3/12/2010 11:17:42 AM |
| 1phantom | $40.00 | $40.00 | 3/12/2010 10:12:04 AM |
| CASHGIRL | $25.00 | $25.00 | 3/12/2010 11:22:35 AM |
| Seafirst | $25.27 | $25.27 | 3/12/2010 11:23:00 AM |
| Aethelinde | $35.09 | $35.09 | 3/12/2010 12:05:34 PM |
| Philosonie | $25.00 | $25.00 | 3/12/2010 12:06:19 PM |
| ryreesado | $25.00 | $25.00 | 3/12/2010 11:29:53 AM |
| Jack1966 | $25.00 | $25.00 | 3/12/2010 12:13:25 PM |
| michaelndn | $25.00 | $25.00 | 3/12/2010 11:39:21 AM |
| dpfl55 | $25.00 | $25.00 | 3/12/2010 12:32:34 PM |
| MAJESTIC5 | $31.08 | $31.08 | 3/12/2010 12:44:34 PM |
| JohnBanks | $25.00 | $25.00 | 3/12/2010 11:03:22 AM |
| iLoaner | $25.00 | $25.00 | 3/12/2010 12:55:34 PM |
| MTLoans | $25.00 | $25.00 | 3/12/2010 12:37:51 PM |
| meenan | $25.00 | $25.00 | 3/12/2010 12:46:47 PM |
| PA2LA | $25.00 | $25.00 | 3/12/2010 11:40:30 AM |
| zoe1971 | $25.00 | $25.00 | 3/12/2010 11:47:30 AM |
| c10756 | $59.17 | $59.17 | 3/12/2010 12:57:22 PM |
| andyb9 | $25.00 | $25.00 | 3/12/2010 1:21:16 PM |
| jd006006 | $40.00 | $40.00 | 3/12/2010 12:19:29 PM |
| FinDoc | $25.00 | $25.00 | 3/12/2010 1:47:28 PM |
| crawfingers | $25.00 | $25.00 | 3/12/2010 1:55:30 PM |
| tenny321 | $25.00 | $25.00 | 3/12/2010 12:55:17 PM |
| Supernova3 | $60.00 | $60.00 | 3/12/2010 1:40:54 PM |
| TruckerGuy | $25.00 | $25.00 | 3/12/2010 2:58:33 PM |
| pilla | $25.00 | $25.00 | 3/12/2010 2:58:55 PM |
| hawaiiangirl76 | $25.00 | $25.00 | 3/12/2010 1:47:43 PM |
| unassuming-note | $25.00 | $25.00 | 3/12/2010 2:58:58 PM |
| punctual-social | $25.00 | $25.00 | 3/12/2010 2:59:25 PM |
| bigphish | $25.00 | $25.00 | 3/12/2010 1:53:22 PM |
| penny-zeus | $25.00 | $25.00 | 3/12/2010 3:00:20 PM |
| ovloan | $50.00 | $50.00 | 3/12/2010 1:22:22 PM |
| Rzrwire | $25.00 | $25.00 | 3/12/2010 3:01:04 PM |
| devoider | $25.00 | $25.00 | 3/12/2010 1:24:02 PM |
| Lender0010 | $75.00 | $75.00 | 3/12/2010 3:03:24 PM |
| MyPlantsEatBugs | $25.00 | $25.00 | 3/12/2010 3:03:26 PM |
| bradny | $25.00 | $25.00 | 3/12/2010 3:04:08 PM |
| elgollo | $25.00 | $25.00 | 3/12/2010 3:04:30 PM |
| invincible-duty | $25.00 | $25.00 | 3/12/2010 3:04:48 PM |
| stable-money | $25.00 | $25.00 | 3/12/2010 3:04:57 PM |
| capital-web7 | $25.00 | $25.00 | 3/12/2010 2:45:21 PM |
| hard-working-loot | $25.00 | $25.00 | 3/12/2010 1:38:31 PM |
| payment-freshmaker | $25.00 | $25.00 | 3/12/2010 2:58:28 PM |
| auction-elvis | $25.00 | $25.00 | 3/12/2010 3:00:18 PM |
| 1h1m | $25.00 | $25.00 | 3/12/2010 2:12:35 PM |
| jasmarc | $25.00 | $25.00 | 3/12/2010 3:01:44 PM |
| Diversify_Further | $25.00 | $25.00 | 3/12/2010 3:01:52 PM |
| Aeroman32 | $25.00 | $25.00 | 3/12/2010 3:01:55 PM |
| peach17 | $25.00 | $25.00 | 3/12/2010 3:03:52 PM |
| rate-raker3 | $25.00 | $25.00 | 3/12/2010 3:04:00 PM |
| kindness-percolator5 | $25.00 | $25.00 | 3/12/2010 3:04:31 PM |
| Cr_Sunset | $25.00 | $25.00 | 3/12/2010 3:04:47 PM |
| noddy | $25.00 | $25.00 | 3/12/2010 2:59:23 PM |
| commerce-voyager | $25.00 | $25.00 | 3/12/2010 3:00:18 PM |
| anwn | $25.00 | $25.00 | 3/12/2010 3:03:27 PM |
| tokenentry | $25.00 | $25.00 | 3/12/2010 3:03:39 PM |
| ddibernardo | $25.00 | $25.00 | 3/12/2010 3:04:47 PM |
| capital-futurist | $25.00 | $25.00 | 3/12/2010 3:04:53 PM |
| loanfairy | $25.00 | $25.00 | 3/12/2010 3:04:58 PM |
| shrewd-peace7 | $25.00 | $25.00 | 3/12/2010 10:59:01 PM |
| Crisscross | $25.00 | $25.00 | 3/12/2010 6:19:14 PM |
| Airbandit | $89.02 | $89.02 | 3/12/2010 8:52:03 PM |
| jude0624 | $30.00 | $30.00 | 3/13/2010 6:34:03 AM |
| Eagledrop | $25.00 | $25.00 | 3/12/2010 11:53:52 PM |
| cubesteak | $25.00 | $25.00 | 3/12/2010 9:37:52 PM |
| jldallover | $25.00 | $25.00 | 3/13/2010 5:12:24 AM |
| red-favorable-basis | $25.00 | $25.00 | 3/13/2010 12:12:20 PM |
| community-pipeline8 | $50.00 | $50.00 | 3/13/2010 3:22:23 PM |
| EasternLender | $25.00 | $25.00 | 3/13/2010 2:28:37 PM |
| Cai8899 | $25.00 | $25.00 | 3/13/2010 8:17:19 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 3/13/2010 12:38:23 PM |
| jimbo29blue | $50.00 | $50.00 | 3/13/2010 11:28:49 PM |
| scott73 | $25.00 | $25.00 | 3/13/2010 5:23:49 PM |
| truth-trapper | $50.00 | $50.00 | 3/13/2010 10:03:14 PM |
| don'twannadance | $50.00 | $50.00 | 3/13/2010 11:46:05 PM |
| ingeborg77 | $50.00 | $50.00 | 3/13/2010 11:42:28 PM |
| cosmof16 | $25.00 | $25.00 | 3/14/2010 1:16:05 AM |
| MoNeYMaN5 | $25.00 | $25.00 | 3/14/2010 9:57:19 AM |
| Pasagam | $25.00 | $25.00 | 3/14/2010 2:32:17 PM |
| laniac | $50.00 | $50.00 | 3/14/2010 3:12:24 PM |
| don8ter | $25.00 | $25.00 | 3/14/2010 11:01:13 AM |
| 1fortheroad | $25.00 | $25.00 | 3/14/2010 3:37:42 PM |
| nimbus312 | $25.00 | $25.00 | 3/14/2010 11:01:27 AM |
| Dollars4Rent | $25.00 | $25.00 | 3/14/2010 4:33:24 PM |
| myduck | $28.46 | $28.46 | 3/14/2010 1:37:29 PM |
| bruce3504 | $25.00 | $25.00 | 3/14/2010 2:38:57 PM |
| sld41 | $75.00 | $75.00 | 3/14/2010 3:13:43 PM |
| poppinkid | $25.00 | $25.00 | 3/14/2010 3:22:52 PM |
| Hutpit | $135.48 | $135.48 | 3/14/2010 3:09:22 PM |
| chillware | $25.00 | $25.00 | 3/14/2010 4:32:45 PM |
| Gelden1 | $25.00 | $4.46 | 3/14/2010 6:33:07 PM |
| enlighter | $30.00 | $30.00 | 3/15/2010 2:56:42 PM |
| natural-affluence4 | $50.00 | $50.00 | 3/15/2010 6:31:36 PM |
| truth-futurist | $50.00 | $50.00 | 3/15/2010 6:27:07 PM |
| bizguy1982 | $25.00 | $25.00 | 3/15/2010 8:50:22 PM |
| loan-stronghold1 | $50.00 | $50.00 | 3/16/2010 8:10:49 AM |
| best-listing-toro | $25.00 | $25.00 | 3/16/2010 9:09:35 AM |
| octoberfresh | $25.00 | $25.00 | 3/16/2010 10:58:42 AM |
| gsp1885 | $25.00 | $25.00 | 3/16/2010 1:51:10 PM |
| webfeet | $25.00 | $25.00 | 3/16/2010 2:13:21 PM |
| LovinMe | $25.00 | $25.00 | 3/16/2010 3:21:29 PM |
| interstellar | $50.00 | $50.00 | 3/17/2010 11:18:07 AM |
| the-bill-matrix | $25.00 | $25.00 | 3/17/2010 11:41:40 AM |
| runfree | $50.00 | $50.00 | 3/17/2010 3:41:02 PM |
| agab | $25.00 | $25.00 | 3/17/2010 4:38:06 PM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:17:26 PM |
| ethicalhumanist | $25.00 | $25.00 | 3/17/2010 5:02:28 PM |
| daveseansworld | $31.51 | $31.51 | 3/17/2010 5:31:05 PM |
| YummiBear | $25.00 | $25.00 | 3/17/2010 5:57:21 PM |
| systematic0 | $25.00 | $25.00 | 3/17/2010 6:27:17 PM |
| bankojerry | $25.00 | $25.00 | 3/17/2010 7:28:11 PM |
| blissful-note7 | $25.00 | $25.00 | 3/17/2010 6:40:20 PM |
| dmitriy2 | $25.00 | $25.00 | 3/17/2010 7:39:02 PM |
| Ven58 | $25.00 | $25.00 | 3/17/2010 7:46:41 PM |
| dollardave | $100.00 | $100.00 | 3/18/2010 9:13:10 AM |
| Leshan | $25.00 | $25.00 | 3/18/2010 9:04:42 AM |
| llequire1 | $45.24 | $45.24 | 3/18/2010 10:15:04 AM |
| julijask | $35.00 | $35.00 | 3/18/2010 9:19:28 AM |
| discrete-asset | $25.00 | $25.00 | 3/18/2010 9:34:53 AM |
| jybank | $25.00 | $25.00 | 3/18/2010 10:56:37 AM |
| wanna-help | $50.00 | $50.00 | 3/18/2010 12:32:44 PM |
| IceFisherman | $43.27 | $43.27 | 3/18/2010 12:35:17 PM |
| isfahanian | $25.00 | $25.00 | 3/18/2010 12:42:57 PM |
| gsd | $25.00 | $25.00 | 3/18/2010 2:07:33 PM |
| SCD | $25.00 | $25.00 | 3/18/2010 2:08:20 PM |
| helpwithoutbanks | $29.43 | $29.43 | 3/18/2010 2:06:05 PM |
| 422 bids
|
Borrower Payment Dependent Notes Series
449795
This series of Notes was issued and sold upon the funding of the borrower loan #41388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Mar-09-2010 |
| |
Auction end date:
| Mar-15-2010 |
|
|
Starting lender yield:
| 16.57% |
Starting borrower rate/APR:
| 17.57% / 19.77% |
Starting monthly payment:
| $179.69 |
|
Final lender yield:
| 16.50% |
Final borrower rate/APR:
| 17.50% / 19.70% |
Final monthly payment:
| $179.51 |
| |
|
Auction yield range:
| 6.04% - 16.57% |
Estimated loss impact:
| 5.29% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.21% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 26% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 5m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 39 |
Occupation: | Social Worker |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $19,931 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 68% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| affluence-circuitry6 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
Purpose of loan:
This loan will be used for my wedding on November 6, 2010--
The money will be used as follows:
Wedding Hall: $900
Catering: $1400
Wedding Dress: $350
Photographer: $650
Flowers: $350
Reception Decorations/Table Covers/Centerpieces: $500
Ring: $300
Incidentals: $550
Total: $5000
My financial situation:
My monthly income is $3166; plus $300 month gas reimbursement for car (which pays my car payment monthly) and $50 month cell phone reimbursement; house payment is $790.16; car payment $235; and credit card $405--minimums; equaling $1430 a month. Adding an additional payment would not make it difficult, and since I have the opportunity to make more in the upcoming months, I will be able to pay off in shorter period of time.
I am a good candidate for this loan because I pay my bills on time--and I am a responsible, hard-working consumer, who thrives on being cheap! I have the opportunity, starting in May, to make extra money at work (I am a Case Manager Supervisor in the mental health field). Borrowing money right now really is a timing issue for me. I can make up to $1000 extra per month, but to be on the conservative side, I plan to at least make an additional $500 a month to pay extra on this loan, to have it paid off in a little over a year--making bigger installments than the required minimum payment. Paying my bills is important to me, and I take pride in my credit score-- showing that I have good credit, with no delinquencies and no late payments. I would greatly appreciate your help. Thanks so much!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| investorrr | $25.00 | $25.00 | 3/9/2010 4:21:50 PM |
| caseattle | $25.00 | $25.00 | 3/9/2010 4:21:58 PM |
| five-star-justice | $36.00 | $36.00 | 3/9/2010 4:25:29 PM |
| jumprun4112 | $50.00 | $50.00 | 3/9/2010 7:41:55 PM |
| Drewbacca | $50.00 | $50.00 | 3/9/2010 7:59:35 PM |
| mpatrick | $31.00 | $31.00 | 3/9/2010 5:18:32 PM |
| the-dynamic-marketplace | $100.00 | $100.00 | 3/10/2010 9:54:06 AM |
| intuitive-bill | $25.00 | $25.00 | 3/10/2010 11:39:37 AM |
| dynrep | $100.00 | $100.00 | 3/10/2010 11:50:54 AM |
| mercuriant | $25.00 | $25.00 | 3/10/2010 12:06:29 PM |
| the-charming-integrity | $26.58 | $26.58 | 3/10/2010 1:36:01 PM |
| lucrative-loan | $25.00 | $25.00 | 3/10/2010 4:38:34 PM |
| lender12345 | $25.00 | $25.00 | 3/10/2010 6:57:30 PM |
| kind-efficient-credit | $25.00 | $25.00 | 3/10/2010 7:56:18 PM |
| Imaginos1892 | $50.00 | $50.00 | 3/10/2010 9:11:35 PM |
| Bocephus1959 | $25.00 | $25.00 | 3/11/2010 4:32:58 PM |
| AspiringJunzi | $100.00 | $100.00 | 3/11/2010 5:25:09 PM |
| JRockdown | $25.00 | $25.00 | 3/11/2010 5:57:25 PM |
| BoughtTheFarm | $25.00 | $25.00 | 3/11/2010 5:58:15 PM |
| entusiast | $50.00 | $50.00 | 3/11/2010 8:11:45 PM |
| Bank_Of_XL | $100.00 | $100.00 | 3/11/2010 9:41:25 PM |
| green-breathtaking-payment | $25.00 | $25.00 | 3/11/2010 10:11:17 PM |
| larug111 | $100.00 | $100.00 | 3/11/2010 9:52:39 PM |
| MuffinStump | $50.00 | $50.00 | 3/12/2010 8:15:10 AM |
| silverloan | $50.00 | $50.00 | 3/12/2010 11:15:17 AM |
| minista | $25.00 | $25.00 | 3/12/2010 11:56:42 AM |
| alex189a | $40.79 | $40.79 | 3/12/2010 12:57:52 PM |
| Supernova3 | $30.00 | $30.00 | 3/12/2010 1:43:18 PM |
| WorkingTA | $25.00 | $25.00 | 3/12/2010 3:16:49 PM |
| mnbud | $50.00 | $50.00 | 3/13/2010 6:30:02 AM |
| mdreiss | $25.00 | $25.00 | 3/13/2010 8:17:55 AM |
| new-goal-return | $25.00 | $25.00 | 3/13/2010 6:07:27 AM |
| circustab | $50.00 | $50.00 | 3/13/2010 6:06:54 AM |
| ME-Entrepreneur | $25.00 | $25.00 | 3/13/2010 11:58:00 AM |
| woodlance | $87.00 | $87.00 | 3/13/2010 3:00:53 PM |
| Bank_of_T | $40.00 | $40.00 | 3/13/2010 6:01:11 PM |
| kind-bid-maverick | $25.00 | $25.00 | 3/13/2010 8:59:32 PM |
| nakane66 | $25.00 | $25.00 | 3/14/2010 9:40:45 AM |
| cash-spinner | $25.00 | $25.00 | 3/14/2010 3:55:50 PM |
| dealscontinued | $50.00 | $50.00 | 3/14/2010 2:02:17 PM |
| mattblizz | $50.00 | $50.00 | 3/14/2010 5:49:10 PM |
| KrisKringle | $82.34 | $82.34 | 3/14/2010 5:53:01 PM |
| leverage-monger | $25.00 | $25.00 | 3/14/2010 2:44:05 PM |
| ttnk62918 | $25.00 | $25.00 | 3/14/2010 10:47:38 PM |
| mhotchan | $100.00 | $100.00 | 3/14/2010 10:57:32 PM |
| egw | $25.00 | $25.00 | 3/9/2010 4:27:58 PM |
| selector568 | $400.00 | $400.00 | 3/9/2010 4:22:32 PM |
| jeffpac | $55.00 | $55.00 | 3/9/2010 4:28:00 PM |
| Purple11 | $100.00 | $100.00 | 3/9/2010 4:22:02 PM |
| Rattlehead | $50.00 | $50.00 | 3/9/2010 4:33:55 PM |
| intelligent-yield | $25.00 | $25.00 | 3/9/2010 4:38:31 PM |
| Realty24 | $25.00 | $25.00 | 3/9/2010 4:35:13 PM |
| Dollarhide | $25.00 | $25.00 | 3/9/2010 4:33:32 PM |
| power-secret-agent | $25.00 | $25.00 | 3/9/2010 4:45:05 PM |
| JustMee | $25.00 | $25.00 | 3/9/2010 5:24:26 PM |
| Bob450 | $25.00 | $25.00 | 3/9/2010 8:11:26 PM |
| dynrep | $100.00 | $100.00 | 3/10/2010 11:51:07 AM |
| rustysailor | $25.00 | $25.00 | 3/10/2010 12:05:16 PM |
| BigMoney56 | $25.00 | $25.00 | 3/10/2010 11:22:58 AM |
| webfeet | $25.00 | $25.00 | 3/10/2010 9:44:32 AM |
| dynrep | $50.00 | $50.00 | 3/10/2010 11:50:41 AM |
| ferdberfel | $36.54 | $36.54 | 3/10/2010 12:13:13 PM |
| vigorous-moola | $36.00 | $36.00 | 3/10/2010 11:38:38 AM |
| CommerciaLender | $25.00 | $25.00 | 3/10/2010 4:51:30 PM |
| FinDoc | $25.00 | $25.00 | 3/10/2010 5:28:07 PM |
| lowcostmoney | $26.00 | $26.00 | 3/11/2010 6:07:44 AM |
| intelligent-yield | $25.00 | $15.90 | 3/10/2010 9:08:15 PM |
| RadCad1 | $45.97 | $45.97 | 3/11/2010 7:37:54 AM |
| value-investor9 | $50.00 | $50.00 | 3/11/2010 8:42:16 AM |
| preventivepestcontrol | $75.00 | $75.00 | 3/11/2010 10:02:05 AM |
| KC_08 | $110.78 | $110.78 | 3/11/2010 11:43:46 AM |
| builderjd | $50.00 | $50.00 | 3/11/2010 10:25:58 AM |
| EatWiCheese | $83.97 | $83.97 | 3/11/2010 3:22:58 PM |
| usd1027 | $25.00 | $25.00 | 3/11/2010 5:34:17 PM |
| eriqnoodle | $25.00 | $25.00 | 3/11/2010 5:55:00 PM |
| djalan | $25.00 | $25.00 | 3/11/2010 5:47:03 PM |
| special-rupee | $25.00 | $25.00 | 3/11/2010 7:13:06 PM |
| 13loans | $25.00 | $25.00 | 3/11/2010 7:59:28 PM |
| KramericaIndustries | $25.00 | $25.00 | 3/11/2010 7:43:48 PM |
| upperdeck | $50.00 | $50.00 | 3/11/2010 11:41:22 PM |
| rovo | $25.00 | $25.00 | 3/12/2010 8:07:27 AM |
| Milonguero | $100.00 | $100.00 | 3/12/2010 9:21:38 AM |
| credit-panda1 | $25.00 | $25.00 | 3/12/2010 10:39:54 AM |
| fenderxes | $25.00 | $25.00 | 3/12/2010 10:50:33 AM |
| ReddintheBlack | $50.00 | $50.00 | 3/12/2010 10:25:50 AM |
| income-fortress | $50.00 | $50.00 | 3/12/2010 12:14:30 PM |
| matthewa | $25.00 | $25.00 | 3/12/2010 11:53:58 AM |
| skillful-finance | $25.00 | $25.00 | 3/12/2010 1:39:37 PM |
| generous-deal6 | $78.79 | $78.79 | 3/12/2010 2:32:46 PM |
| Watersports | $80.00 | $80.00 | 3/12/2010 3:12:48 PM |
| aurorafinancial | $50.00 | $50.00 | 3/12/2010 5:03:00 PM |
| pacos1 | $50.00 | $50.00 | 3/12/2010 5:11:13 PM |
| xfbpl | $25.00 | $25.00 | 3/13/2010 5:38:26 AM |
| crab-e-bill | $25.00 | $25.00 | 3/13/2010 9:59:22 AM |
| Madmigel | $43.19 | $43.19 | 3/13/2010 2:39:52 PM |
| Finagle-Inc | $100.00 | $100.00 | 3/13/2010 3:09:22 PM |
| Jtothe3 | $25.00 | $25.00 | 3/13/2010 1:02:17 PM |
| catnip007 | $25.02 | $25.02 | 3/13/2010 6:40:04 PM |
| ajayne1953 | $95.00 | $95.00 | 3/13/2010 6:22:05 PM |
| blackstar | $25.00 | $25.00 | 3/13/2010 7:32:40 PM |
| Flash80 | $50.00 | $50.00 | 3/14/2010 4:07:56 PM |
| hektek22 | $25.00 | $25.00 | 3/14/2010 4:17:45 PM |
| sanfelice14 | $50.00 | $50.00 | 3/14/2010 8:05:19 PM |
| johnpmid | $25.00 | $25.00 | 3/14/2010 5:43:02 PM |
| loboman | $44.13 | $44.13 | 3/15/2010 12:21:10 AM |
| DannyPhantom | $25.00 | $25.00 | 3/14/2010 9:33:43 PM |
| credit-coach118 | $25.00 | $25.00 | 3/14/2010 11:52:58 PM |
| boomer5 | $25.00 | $25.00 | 3/15/2010 3:09:30 AM |
| 108 bids
|
Borrower Payment Dependent Notes Series
449969
This series of Notes was issued and sold upon the funding of the borrower loan #41385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-10-2010 |
| |
Auction end date:
| Mar-17-2010 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $301.86 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $286.72 |
| |
|
Auction yield range:
| 11.04% - 30.22% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 2m |
|
Credit score:
| 680-699 (Mar-2010) |
Total credit lines:
| 18 |
Occupation: | Truck Driver |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,473 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 60% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| live-life |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PAYING OFF MY CREDIT CARDS
Purpose of loan:
PAY OFF HIGH RATE INTREST?CREDIT CARDS?. I HAVE BEEN BACK AND FORTH WITH MY CREDIT CARDS TRYING TO UNDERSTAND WHY THEY RAISED MY INTREST RATES AND WAS TOLD IF I DIDN'T AGREE WITH THE TEARMS I COULD CANCEL THE CARDS AND PAY THEM OFF!?SO THATS JUST WHAT I PLAN ON DOING .???
My financial situation:
I am a good candidate for this loan because?
I HAVE A GOOD SOLID JOB AS A DELIVERY TRUCK DRIVER ,
I HAVE?MINIMUM HOUSING EXPENSE BECAUSE I STILL LIVE AT HOME
AND MY CAR IS PAID OFF.
Monthly net income: $
$2,400.00
Monthly expenses: $
??Housing: $150
??Insurance: $ 134.00
??Car expenses/gas: $ 100.00
??Utilities: $150.00?
??Food, entertainment: $100.00
??Clothing, household expenses $150.00
??Credit cards and other loans: $550.00
??Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| exact-loan5 | $30.00 | $30.00 | 3/10/2010 4:25:12 PM |
| balance-hercules | $100.00 | $100.00 | 3/10/2010 4:25:22 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 3/10/2010 4:26:04 PM |
| rooosta | $25.00 | $25.00 | 3/10/2010 4:26:35 PM |
| trustu | $25.00 | $25.00 | 3/10/2010 4:26:51 PM |
| fattygordon | $25.00 | $25.00 | 3/10/2010 4:27:05 PM |
| srgriff | $25.00 | $25.00 | 3/10/2010 4:27:09 PM |
| cwswdh | $25.00 | $25.00 | 3/10/2010 4:27:13 PM |
| elevated-platinum5 | $25.00 | $25.00 | 3/10/2010 4:26:14 PM |
| asiaratt | $100.00 | $100.00 | 3/10/2010 4:26:27 PM |
| PaulHenry | $25.00 | $25.00 | 3/10/2010 4:29:46 PM |
| nrowland | $25.00 | $25.00 | 3/10/2010 4:29:54 PM |
| brother_tam | $50.00 | $50.00 | 3/10/2010 4:30:01 PM |
| thrifty-funds1 | $25.00 | $25.00 | 3/10/2010 4:27:00 PM |
| intelligent-yield | $25.00 | $25.00 | 3/10/2010 4:30:14 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/10/2010 4:30:22 PM |
| jml3482 | $25.00 | $25.00 | 3/10/2010 4:27:23 PM |
| WalnutCreekguy | $25.00 | $25.00 | 3/10/2010 4:30:42 PM |
| leodaguy | $25.00 | $25.00 | 3/10/2010 4:27:25 PM |
| asset-professor | $35.00 | $35.00 | 3/10/2010 4:31:10 PM |
| Supernick | $25.00 | $25.00 | 3/10/2010 4:28:30 PM |
| compassion-lotus5 | $25.00 | $25.00 | 3/10/2010 4:31:42 PM |
| deal-hickory5 | $25.00 | $25.00 | 3/10/2010 4:28:41 PM |
| purdue98 | $25.00 | $25.00 | 3/10/2010 4:24:52 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 3/10/2010 4:24:55 PM |
| secobarbital | $25.00 | $25.00 | 3/10/2010 4:25:11 PM |
| theprince | $25.00 | $25.00 | 3/10/2010 4:25:17 PM |
| BankME | $25.00 | $25.00 | 3/10/2010 4:25:29 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/10/2010 4:25:44 PM |
| WBB21 | $25.00 | $25.00 | 3/10/2010 4:25:50 PM |
| Diamond_Jim | $25.00 | $25.00 | 3/10/2010 4:31:45 PM |
| flexible-value | $25.00 | $25.00 | 3/10/2010 4:31:56 PM |
| AF-Chief | $28.00 | $28.00 | 3/10/2010 4:28:36 PM |
| moola-man | $25.00 | $25.00 | 3/10/2010 4:30:08 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/10/2010 4:30:47 PM |
| KrazyCelticKid | $50.00 | $50.00 | 3/10/2010 4:31:03 PM |
| kmr2 | $200.00 | $200.00 | 3/10/2010 4:39:09 PM |
| Dubbs360 | $50.00 | $50.00 | 3/10/2010 4:31:36 PM |
| efficient-principal | $25.00 | $25.00 | 3/10/2010 4:39:47 PM |
| coloradoloanman | $25.00 | $25.00 | 3/10/2010 4:47:58 PM |
| hizzy | $25.00 | $25.00 | 3/10/2010 4:48:10 PM |
| calilending | $25.00 | $25.00 | 3/10/2010 4:38:59 PM |
| alex13 | $75.00 | $75.00 | 3/10/2010 4:39:41 PM |
| bowdish1 | $50.00 | $50.00 | 3/10/2010 4:50:26 PM |
| lloyd_s | $25.00 | $25.00 | 3/10/2010 4:50:35 PM |
| dedicated-diversification5 | $48.08 | $48.08 | 3/10/2010 4:40:27 PM |
| Kaj | $25.00 | $25.00 | 3/10/2010 4:51:23 PM |
| delivery | $25.00 | $25.00 | 3/10/2010 4:51:31 PM |
| capital-galaxy | $25.00 | $25.00 | 3/10/2010 4:41:11 PM |
| shiny-dollar9 | $25.00 | $25.00 | 3/10/2010 4:51:28 PM |
| wealthstar | $25.00 | $25.00 | 3/10/2010 4:37:50 PM |
| eronyc | $25.00 | $25.00 | 3/10/2010 4:39:26 PM |
| direct-yield | $25.00 | $25.00 | 3/10/2010 6:17:34 PM |
| Interstate_Rate | $42.97 | $42.97 | 3/10/2010 6:57:45 PM |
| tremendous-integrity | $25.00 | $25.00 | 3/10/2010 4:51:32 PM |
| time4aloan | $30.00 | $30.00 | 3/10/2010 8:22:23 PM |
| murtaza | $25.00 | $25.00 | 3/10/2010 9:47:24 PM |
| mjdaking | $25.00 | $25.00 | 3/10/2010 10:42:16 PM |
| texrob20 | $25.00 | $25.00 | 3/10/2010 11:18:00 PM |
| meteoric-asset4 | $25.00 | $25.00 | 3/10/2010 10:42:17 PM |
| traveler50 | $25.00 | $25.00 | 3/10/2010 6:42:28 PM |
| tallmon | $25.00 | $25.00 | 3/11/2010 5:00:46 AM |
| js44043 | $25.00 | $25.00 | 3/10/2010 6:52:13 PM |
| gizzywump | $25.00 | $25.00 | 3/11/2010 1:28:18 AM |
| note-tent | $25.00 | $25.00 | 3/10/2010 8:33:45 PM |
| MARWARISETH | $25.00 | $25.00 | 3/10/2010 9:47:17 PM |
| kc8fot | $25.00 | $25.00 | 3/10/2010 10:37:19 PM |
| teller | $25.00 | $25.00 | 3/10/2010 11:22:21 PM |
| UT-Longhorn | $25.00 | $25.00 | 3/11/2010 5:11:15 AM |
| reflective-rupee | $25.00 | $25.00 | 3/11/2010 1:10:09 PM |
| scoobiedoo | $25.00 | $25.00 | 3/11/2010 2:42:19 PM |
| keynaples | $26.82 | $26.82 | 3/12/2010 9:29:42 AM |
| UCLA4life | $25.00 | $25.00 | 3/12/2010 11:57:23 PM |
| Helenska11 | $25.00 | $25.00 | 3/13/2010 6:07:34 AM |
| felicity-daydream | $50.00 | $50.00 | 3/14/2010 11:51:53 AM |
| Your_Bank | $25.00 | $25.00 | 3/15/2010 7:46:41 PM |
| hektek22 | $25.00 | $25.00 | 3/15/2010 11:03:12 PM |
| genuine-dime | $100.00 | $100.00 | 3/16/2010 7:59:13 AM |
| OGS_Capital | $25.00 | $25.00 | 3/16/2010 10:53:46 AM |
| spiff666 | $25.00 | $25.00 | 3/16/2010 9:00:18 PM |
| Bob450 | $25.00 | $25.00 | 3/16/2010 9:05:45 PM |
| autonomous-truth | $100.00 | $100.00 | 3/16/2010 9:52:33 PM |
| umfan123 | $25.00 | $25.00 | 3/16/2010 10:26:07 PM |
| clipper271 | $25.00 | $25.00 | 3/17/2010 7:27:33 AM |
| Satur | $48.35 | $48.35 | 3/16/2010 10:44:49 PM |
| lucrative-transparency0 | $100.00 | $100.00 | 3/17/2010 10:15:58 AM |
| PotBellyPete | $26.80 | $26.80 | 3/17/2010 12:58:44 PM |
| Astyanax | $40.00 | $40.00 | 3/17/2010 1:08:28 PM |
| ChrisKwan | $25.00 | $25.00 | 3/17/2010 1:42:55 PM |
| ultimate-peace | $100.00 | $100.00 | 3/17/2010 1:31:21 PM |
| asian808 | $50.00 | $50.00 | 3/17/2010 2:30:17 PM |
| credit-coach118 | $45.00 | $45.00 | 3/17/2010 1:11:30 PM |
| credit-missile | $66.84 | $66.84 | 3/17/2010 3:37:35 PM |
| Engineer44 | $30.00 | $30.00 | 3/17/2010 4:24:14 PM |
| skillful-asset5 | $75.00 | $75.00 | 3/17/2010 4:10:37 PM |
| kindness-percolator5 | $25.00 | $25.00 | 3/10/2010 4:25:24 PM |
| Cai8899 | $30.00 | $30.00 | 3/10/2010 4:25:34 PM |
| Zolton | $200.00 | $200.00 | 3/10/2010 4:26:09 PM |
| nerdfactor | $25.00 | $25.00 | 3/10/2010 4:27:14 PM |
| chicagoman | $25.00 | $25.00 | 3/10/2010 4:27:19 PM |
| steves73 | $25.00 | $25.00 | 3/10/2010 4:25:03 PM |
| Speculator | $100.00 | $100.00 | 3/10/2010 4:28:58 PM |
| hope-equation | $50.00 | $50.00 | 3/10/2010 4:25:39 PM |
| georgethesir | $25.00 | $25.00 | 3/10/2010 4:26:43 PM |
| zone6 | $100.00 | $100.00 | 3/10/2010 4:27:29 PM |
| greatwhiteninja | $25.00 | $25.00 | 3/10/2010 4:30:52 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/10/2010 4:27:33 PM |
| steely_dan34 | $25.00 | $25.00 | 3/10/2010 4:30:56 PM |
| rks125 | $25.00 | $25.00 | 3/10/2010 4:27:49 PM |
| mg6619 | $25.00 | $25.00 | 3/10/2010 4:31:07 PM |
| kmfreymi | $25.00 | $25.00 | 3/10/2010 4:27:56 PM |
| visionary-currency | $50.00 | $50.00 | 3/10/2010 4:28:06 PM |
| listing-trapper3 | $50.00 | $50.00 | 3/10/2010 4:31:32 PM |
| LuvToLend | $25.00 | $25.00 | 3/10/2010 4:31:38 PM |
| Rattlehead | $25.00 | $25.00 | 3/10/2010 4:32:00 PM |
| martinnc | $25.00 | $25.00 | 3/10/2010 4:30:27 PM |
| helping-out | $30.00 | $30.00 | 3/10/2010 4:30:35 PM |
| mvalley | $25.00 | $25.00 | 3/10/2010 4:25:54 PM |
| personal-lender | $25.00 | $25.00 | 3/10/2010 4:26:03 PM |
| greenwell | $25.00 | $25.00 | 3/10/2010 4:31:18 PM |
| blooming-dedication | $50.00 | $50.00 | 3/10/2010 4:26:08 PM |
| deegeeman | $50.00 | $50.00 | 3/10/2010 4:31:25 PM |
| AF_Trust | $25.00 | $25.00 | 3/10/2010 4:26:22 PM |
| honorable-yield | $35.00 | $35.00 | 3/10/2010 4:26:27 PM |
| BlindJoeDeath | $25.00 | $25.00 | 3/10/2010 4:31:43 PM |
| CarDealer3070 | $30.00 | $30.00 | 3/10/2010 4:26:34 PM |
| Purposeful | $25.00 | $25.00 | 3/10/2010 4:26:39 PM |
| red-favorable-basis | $25.00 | $25.00 | 3/10/2010 4:31:52 PM |
| ukstevenhawaii | $50.00 | $50.00 | 3/10/2010 4:28:01 PM |
| cashonhand | $25.00 | $25.00 | 3/10/2010 4:37:41 PM |
| SBT | $50.00 | $50.00 | 3/10/2010 4:29:49 PM |
| rhin0cerx | $50.00 | $50.00 | 3/10/2010 4:30:00 PM |
| burrito6 | $25.00 | $25.00 | 3/10/2010 4:31:01 PM |
| skuba | $25.00 | $25.00 | 3/10/2010 4:31:21 PM |
| life-is-great | $25.00 | $25.00 | 3/10/2010 4:31:29 PM |
| integrity-doctor | $50.00 | $50.00 | 3/10/2010 4:31:56 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/10/2010 4:41:03 PM |
| mrscenicroute | $25.00 | $25.00 | 3/10/2010 4:48:02 PM |
| elegant-loot | $25.00 | $25.00 | 3/10/2010 4:50:16 PM |
| successful-euro | $30.00 | $30.00 | 3/10/2010 4:40:23 PM |
| RMB-Investments | $25.00 | $25.00 | 3/10/2010 4:40:28 PM |
| magnolia161 | $25.00 | $25.00 | 3/10/2010 4:41:05 PM |
| merriewold | $25.00 | $25.00 | 3/10/2010 4:51:33 PM |
| jonn834 | $25.00 | $25.00 | 3/10/2010 4:48:22 PM |
| productive-ore | $25.00 | $25.00 | 3/10/2010 5:07:17 PM |
| oldmora | $50.00 | $50.00 | 3/10/2010 4:51:24 PM |
| irrelevant | $25.00 | $25.00 | 3/10/2010 4:51:32 PM |
| wise-courageous-social | $25.00 | $25.00 | 3/10/2010 4:37:45 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/10/2010 5:48:28 PM |
| ok | $25.00 | $25.00 | 3/10/2010 4:37:57 PM |
| janicewill | $25.00 | $25.00 | 3/10/2010 6:17:32 PM |
| investment-tempo | $25.00 | $25.00 | 3/10/2010 4:39:28 PM |
| Havana21 | $50.00 | $50.00 | 3/10/2010 6:34:37 PM |
| falcon88dp | $25.00 | $25.00 | 3/10/2010 5:58:03 PM |
| Jinja | $25.00 | $25.00 | 3/10/2010 4:41:11 PM |
| aasx1108 | $25.00 | $25.00 | 3/10/2010 6:48:19 PM |
| social-conductor4 | $25.00 | $25.00 | 3/10/2010 4:48:41 PM |
| czar3 | $31.40 | $31.40 | 3/10/2010 7:03:10 PM |
| desertoasis | $25.00 | $25.00 | 3/10/2010 6:34:55 PM |
| Shepherd7 | $25.00 | $25.00 | 3/10/2010 4:51:29 PM |
| delicious-social132 | $25.00 | $25.00 | 3/10/2010 4:51:30 PM |
| Bob450 | $50.00 | $50.00 | 3/10/2010 8:19:45 PM |
| fareast_man | $25.00 | $25.00 | 3/10/2010 8:33:27 PM |
| WilliamLeeSims | $25.00 | $25.00 | 3/10/2010 10:27:21 PM |
| burgeoning-silver | $25.00 | $25.00 | 3/10/2010 10:33:06 PM |
| reinforced-revenue069 | $25.00 | $25.00 | 3/10/2010 10:42:19 PM |
| robust-trade | $25.00 | $25.00 | 3/10/2010 6:22:46 PM |
| assetmanager | $25.00 | $25.00 | 3/10/2010 11:22:22 PM |
| Streetfighter | $25.00 | $25.00 | 3/10/2010 10:42:18 PM |
| autonomous-truth | $25.00 | $25.00 | 3/11/2010 1:41:23 AM |
| marketplace-achievement | $25.00 | $25.00 | 3/11/2010 1:22:23 AM |
| silverloan | $25.00 | $3.15 | 3/11/2010 5:23:43 AM |
| peaceful-trade | $25.00 | $25.00 | 3/11/2010 7:37:37 AM |
| a-healthy-affluence | $50.00 | $50.00 | 3/10/2010 10:42:22 PM |
| Phantom99 | $25.00 | $25.00 | 3/11/2010 5:00:49 AM |
| ryan23 | $25.00 | $25.00 | 3/11/2010 5:11:13 AM |
| Finchy78 | $25.00 | $25.00 | 3/11/2010 10:18:58 AM |
| cashhelp | $25.00 | $25.00 | 3/11/2010 7:38:22 AM |
| drg6289 | $25.00 | $25.00 | 3/11/2010 12:02:47 PM |
| reflective-rupee | $25.00 | $25.00 | 3/11/2010 1:09:49 PM |
| boomer5 | $25.00 | $25.00 | 3/11/2010 1:11:01 PM |
| charming-point | $300.00 | $300.00 | 3/12/2010 10:16:33 AM |
| loss-of-control | $25.00 | $25.00 | 3/14/2010 1:01:40 PM |
| new-truth-chuckler | $25.17 | $25.17 | 3/15/2010 4:46:09 PM |
| senorzookeeper | $25.00 | $25.00 | 3/16/2010 6:45:14 AM |
| MarcusOcean | $50.00 | $50.00 | 3/16/2010 8:12:59 PM |
| rate-hickory | $25.00 | $25.00 | 3/17/2010 9:16:36 AM |
| new-peso-concerto | $25.00 | $25.00 | 3/17/2010 7:11:04 AM |
| YoungTaxMan | $100.00 | $100.00 | 3/17/2010 2:46:01 PM |
| leverage-monger | $25.42 | $25.42 | 3/17/2010 2:53:42 PM |
| DasMula | $77.00 | $77.00 | 3/17/2010 1:08:30 PM |
| credit-missile | $30.00 | $30.00 | 3/17/2010 3:38:14 PM |
| FinanceEngine | $25.00 | $25.00 | 3/17/2010 4:14:14 PM |
| balanced-balance6 | $25.00 | $25.00 | 3/17/2010 4:22:54 PM |
| 194 bids
|
Borrower Payment Dependent Notes Series
449997
This series of Notes was issued and sold upon the funding of the borrower loan #41446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Mar-12-2010 |
| |
Auction end date:
| Mar-19-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $113.12 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $111.34 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 1% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 14
/
12 | Length of status: | 2y 1m |
|
Credit score:
| 680-699 (Mar-2010) |
Total credit lines:
| 28 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $246,685 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 89% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| catsladder |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off high interest rate credit card
My financial situation:
I am a good candidate for this loan because I have a recession-proof job.
Monthly net income: $5000, depending on how much overtime
Monthly expenses: $ 4000, this would include my high interest credit card payment. With this loan approved, I would be able to save more money due to a lower monthl payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
1- Why is your revolving credit balance $246,685 and how is this loan (small amount compared to revolving balance) going to make a difference in putting adent on your debt? 2- Why is your credit score low 680? Please answer publicly - XCWIZ007
A:
The large credit balance is my mortgage loan. I paid off my townhouse already and took out a loan to help pay for some heavy medical expenses for my late mother and also to fund my nursing education. Score is low because I was late on my payment a few times during nursing school (I was studying and was absent minded and became late in paying, never default). I am not late after nursing school. Won't make dent in my debt, but will help paying it off faster due to lower interest rate.
(Mar-18-2010)
Q:
Is the credit balance accurate $245,000? No House?
How is that possible? - LoanerPrincipal
A:
No house. It is a small townhouse/townhome worth about $400000 to $500000 on the market right now. Let me see how I can send more documentation to Prosper with regard to this.
(Mar-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| enthusiastic-balance5 | $100.00 | $100.00 | 3/12/2010 4:10:57 PM |
| skuba | $25.00 | $25.00 | 3/12/2010 4:09:00 PM |
| Clambake | $50.00 | $50.00 | 3/12/2010 4:11:53 PM |
| personal-lender | $25.00 | $25.00 | 3/12/2010 4:13:11 PM |
| delicious-social132 | $25.00 | $25.00 | 3/12/2010 4:13:26 PM |
| macjp123 | $25.00 | $25.00 | 3/12/2010 4:11:38 PM |
| torion | $25.00 | $25.00 | 3/12/2010 4:12:12 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/12/2010 4:14:49 PM |
| RetiredATC | $25.00 | $16.62 | 3/12/2010 4:19:21 PM |
| charming-point | $162.07 | $162.07 | 3/12/2010 4:17:14 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/12/2010 4:15:19 PM |
| jokerj006 | $25.00 | $25.00 | 3/12/2010 4:15:28 PM |
| Bank_Of_XL | $50.00 | $50.00 | 3/13/2010 8:39:52 AM |
| grotheik | $25.00 | $25.00 | 3/13/2010 11:01:02 AM |
| preventivepestcontrol | $50.00 | $50.00 | 3/15/2010 1:35:54 PM |
| duty-monger | $50.00 | $50.00 | 3/15/2010 6:37:05 PM |
| ExcellentGreen | $25.00 | $25.00 | 3/16/2010 11:42:45 AM |
| spiff666 | $25.00 | $25.00 | 3/16/2010 9:02:25 PM |
| green-breathtaking-payment | $25.00 | $25.00 | 3/17/2010 7:34:47 PM |
| Imaginos1892 | $25.00 | $25.00 | 3/17/2010 10:03:05 PM |
| Sol_Invictus | $25.00 | $25.00 | 3/18/2010 10:14:31 AM |
| nalaari | $45.66 | $45.66 | 3/18/2010 4:03:19 PM |
| gilbrear | $25.00 | $25.00 | 3/18/2010 5:07:44 PM |
| unger | $50.00 | $50.00 | 3/18/2010 7:26:25 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 3/18/2010 7:57:20 PM |
| J1mS | $142.44 | $142.44 | 3/18/2010 10:07:57 PM |
| kingston1 | $25.00 | $25.00 | 3/18/2010 8:44:20 PM |
| NewYorker48 | $50.00 | $50.00 | 3/19/2010 5:08:33 AM |
| debtcollector | $50.00 | $50.00 | 3/19/2010 6:37:36 AM |
| new-shiny-cash | $25.00 | $25.00 | 3/19/2010 6:46:36 AM |
| PotBellyPete | $60.00 | $60.00 | 3/19/2010 7:13:59 AM |
| privatebankerva | $25.00 | $25.00 | 3/19/2010 7:29:39 AM |
| mckhbnpc | $30.00 | $30.00 | 3/19/2010 8:13:09 AM |
| bitano | $50.00 | $50.00 | 3/19/2010 7:31:39 AM |
| ezhik00 | $25.00 | $25.00 | 3/19/2010 9:39:54 AM |
| wild_carrot | $25.00 | $25.00 | 3/19/2010 9:33:05 AM |
| trade-elm | $25.00 | $25.00 | 3/19/2010 11:25:42 AM |
| nilonc1 | $150.00 | $150.00 | 3/19/2010 3:14:21 PM |
| brother_tam | $50.00 | $50.00 | 3/19/2010 2:47:12 PM |
| lender-1 | $25.00 | $25.00 | 3/19/2010 3:38:45 PM |
| the-silver-blaster | $40.00 | $40.00 | 3/12/2010 4:13:00 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/12/2010 4:15:50 PM |
| Avala | $50.00 | $50.00 | 3/12/2010 4:12:25 PM |
| mg6619 | $25.00 | $25.00 | 3/12/2010 4:13:47 PM |
| fightinjoe | $25.00 | $25.00 | 3/12/2010 4:14:38 PM |
| roi-advantage | $25.00 | $25.00 | 3/15/2010 7:04:48 PM |
| seadogs | $25.00 | $25.00 | 3/16/2010 12:49:51 PM |
| webfeet | $25.00 | $25.00 | 3/17/2010 7:23:06 AM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:17:33 PM |
| FinanceEngine | $25.00 | $25.00 | 3/17/2010 7:53:30 PM |
| Bob450 | $25.00 | $25.00 | 3/17/2010 9:32:51 PM |
| mlj0671 | $30.00 | $30.00 | 3/18/2010 8:21:26 AM |
| Lking319 | $27.22 | $27.22 | 3/18/2010 12:08:26 PM |
| Easystreet | $25.00 | $25.00 | 3/18/2010 12:24:03 PM |
| Kyileo | $50.00 | $50.00 | 3/18/2010 3:26:47 PM |
| XCWIZ007 | $75.00 | $75.00 | 3/18/2010 4:29:16 PM |
| eloop | $25.00 | $25.00 | 3/18/2010 4:32:08 PM |
| LarWit1512 | $25.00 | $25.00 | 3/18/2010 4:42:37 PM |
| one-midas | $25.00 | $25.00 | 3/18/2010 6:56:53 PM |
| SmartBanking | $25.00 | $25.00 | 3/18/2010 5:13:41 PM |
| reward-dynamo | $25.00 | $25.00 | 3/18/2010 7:18:56 PM |
| jcw3rd | $25.00 | $25.00 | 3/18/2010 7:38:54 PM |
| wild-orange | $25.00 | $25.00 | 3/19/2010 1:31:51 AM |
| Leshan | $25.00 | $25.00 | 3/19/2010 6:54:01 AM |
| olin5 | $25.00 | $25.00 | 3/19/2010 7:38:10 AM |
| Taho | $50.00 | $50.00 | 3/19/2010 7:44:18 AM |
| KirosPOS | $50.00 | $50.00 | 3/19/2010 8:16:51 AM |
| CashBank | $25.00 | $25.00 | 3/19/2010 9:29:52 AM |
| JauaFlash | $25.00 | $25.00 | 3/19/2010 10:00:20 AM |
| medman | $155.99 | $155.99 | 3/19/2010 11:47:13 AM |
| ddog0224 | $25.00 | $25.00 | 3/19/2010 11:38:48 AM |
| kjb1971 | $25.00 | $25.00 | 3/19/2010 11:53:39 AM |
| draggon77 | $25.00 | $25.00 | 3/19/2010 2:21:31 PM |
| fireferd | $75.00 | $75.00 | 3/19/2010 1:48:43 PM |
| maximizer | $25.00 | $25.00 | 3/19/2010 2:46:35 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 3/19/2010 3:54:22 PM |
| 76 bids
|
Borrower Payment Dependent Notes Series
450053
This series of Notes was issued and sold upon the funding of the borrower loan #41360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $123.09 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 28.32% |
Final monthly payment:
| $120.87 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 5
/
5 | Length of status: | 22y 1m |
|
Credit score:
| 680-699 (Mar-2010) |
Total credit lines:
| 59 |
Occupation: | Laborer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,389 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 67% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jimtink17 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off high entrest loans
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How much are your monthly expenses? - worldly-return
A:
700 amonth
(Mar-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mercuriant | $25.00 | $25.00 | 3/15/2010 5:27:10 PM |
| charming-point | $300.00 | $300.00 | 3/15/2010 8:57:23 PM |
| Bob450 | $25.00 | $25.00 | 3/15/2010 8:38:04 PM |
| wizard750 | $40.00 | $40.00 | 3/17/2010 12:34:50 PM |
| psycardis | $50.00 | $50.00 | 3/18/2010 8:31:44 PM |
| SignatureCapital | $25.00 | $25.00 | 3/19/2010 10:33:43 AM |
| cerbear9 | $25.00 | $25.00 | 3/19/2010 4:28:22 PM |
| worthy-bid4 | $25.00 | $25.00 | 3/20/2010 7:25:14 AM |
| gjm6d | $25.00 | $25.00 | 3/20/2010 10:59:19 AM |
| onecooldrink | $25.00 | $25.00 | 3/20/2010 11:27:15 AM |
| order-bee1 | $100.00 | $100.00 | 3/20/2010 1:42:06 PM |
| LibbyZ | $50.00 | $50.00 | 3/20/2010 2:49:58 PM |
| b-rent | $25.00 | $25.00 | 3/20/2010 2:48:43 PM |
| order-bee1 | $25.00 | $25.00 | 3/20/2010 1:42:27 PM |
| Bob450 | $25.00 | $25.00 | 3/20/2010 5:53:51 PM |
| kind-bid-maverick | $25.00 | $25.00 | 3/20/2010 8:45:54 PM |
| dano1965 | $25.00 | $25.00 | 3/21/2010 7:51:10 AM |
| ppls1000 | $25.00 | $25.00 | 3/21/2010 10:29:23 AM |
| bold-attentive-listing | $100.00 | $100.00 | 3/21/2010 7:50:01 PM |
| umfan123 | $25.00 | $25.00 | 3/22/2010 6:46:56 AM |
| glenium | $25.00 | $25.00 | 3/22/2010 2:58:22 AM |
| principal-laser | $175.00 | $175.00 | 3/22/2010 8:12:28 AM |
| mlj0671 | $34.00 | $34.00 | 3/22/2010 8:34:31 AM |
| genuine-dime | $50.00 | $50.00 | 3/22/2010 10:37:05 AM |
| divine940 | $31.01 | $31.01 | 3/22/2010 10:19:45 AM |
| gt5149c | $25.00 | $25.00 | 3/22/2010 10:46:40 AM |
| foxy-community | $27.31 | $27.31 | 3/22/2010 10:40:15 AM |
| loan-fate | $25.00 | $25.00 | 3/22/2010 11:09:14 AM |
| Sugarmama21 | $50.00 | $50.00 | 3/22/2010 12:05:24 PM |
| cunning-bill | $25.00 | $25.00 | 3/22/2010 12:51:20 PM |
| Leshan | $50.00 | $50.00 | 3/22/2010 2:10:11 PM |
| ultimate-peace | $200.00 | $200.00 | 3/22/2010 4:20:11 PM |
| ultimate-peace | $200.00 | $200.00 | 3/22/2010 4:15:20 PM |
| ultimate-peace | $200.00 | $200.00 | 3/22/2010 4:21:43 PM |
| Engineer44 | $25.00 | $25.00 | 3/22/2010 4:27:04 PM |
| JustMee | $25.00 | $25.00 | 3/15/2010 5:14:06 PM |
| reflective-rupee | $30.00 | $30.00 | 3/15/2010 11:52:01 PM |
| UCLA4life | $25.00 | $25.00 | 3/17/2010 6:47:20 PM |
| seineil | $26.13 | $26.13 | 3/18/2010 12:40:49 AM |
| twtb19 | $25.00 | $25.00 | 3/19/2010 10:00:00 AM |
| scroooge | $25.00 | $25.00 | 3/19/2010 4:14:34 PM |
| kendigme | $44.47 | $44.47 | 3/20/2010 5:32:09 AM |
| MoneyTree79 | $31.45 | $31.45 | 3/20/2010 10:39:12 AM |
| intelligent-yield | $25.00 | $25.00 | 3/20/2010 2:49:43 PM |
| vest_vortex | $25.00 | $25.00 | 3/20/2010 7:27:51 PM |
| HermanstadtKid | $25.00 | $25.00 | 3/21/2010 6:42:43 AM |
| Loan_shark718 | $50.00 | $50.00 | 3/21/2010 6:40:08 AM |
| Stingray8a | $25.00 | $25.00 | 3/20/2010 11:36:44 PM |
| SeminoleHoldings | $26.34 | $26.34 | 3/21/2010 7:15:55 AM |
| 4mydaughterseducation | $30.00 | $30.00 | 3/21/2010 8:12:01 PM |
| carmat60 | $25.00 | $25.00 | 3/21/2010 7:29:10 PM |
| wealth-pipeline | $25.00 | $25.00 | 3/22/2010 8:01:38 AM |
| Bocephus1959 | $25.00 | $25.00 | 3/22/2010 8:33:36 AM |
| dubois31 | $25.00 | $25.00 | 3/22/2010 9:32:38 AM |
| PotBellyPete | $35.00 | $35.00 | 3/22/2010 9:53:53 AM |
| GradStudent34 | $25.00 | $25.00 | 3/22/2010 9:33:04 AM |
| meers2000 | $25.00 | $25.00 | 3/22/2010 9:54:03 AM |
| Vennela | $25.00 | $25.00 | 3/22/2010 10:01:44 AM |
| eboomer2611 | $25.00 | $25.00 | 3/22/2010 10:46:45 AM |
| ulf187 | $29.04 | $29.04 | 3/22/2010 10:56:01 AM |
| wwwUniversal | $25.00 | $25.00 | 3/22/2010 1:34:22 PM |
| wild-orange | $25.00 | $25.00 | 3/22/2010 2:26:35 PM |
| compatible-diversification | $25.00 | $6.25 | 3/22/2010 3:00:23 PM |
| zztopdog | $25.00 | $25.00 | 3/22/2010 4:00:44 PM |
| hektek22 | $25.00 | $25.00 | 3/22/2010 4:10:07 PM |
| revenue-appraiser | $34.00 | $34.00 | 3/22/2010 4:22:28 PM |
| aquistoyraul | $25.00 | $25.00 | 3/22/2010 4:22:46 PM |
| 67 bids
|
Borrower Payment Dependent Notes Series
450287
This series of Notes was issued and sold upon the funding of the borrower loan #41425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,100.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $140.23 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.39% |
Final monthly payment:
| $133.30 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 19.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 8
/
6 | Length of status: | 17y 6m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $414 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $521 |
Bankcard utilization:
| 23% | | |
|
Public records last 12m / 10y:
| 2/ 3 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 23 | | | | |
|
Screen name:
| tvluck |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 20 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 600-619
(Dec-2009)
640-659
(Jun-2008)
640-659
(May-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Two Prosper Loans Already Paid Off!
Purpose of loan:
This loan will be used to help me?erase two high interest credit cards.?I currently work full-time with two part-time jobs and school. Needless to say it is tough. I am about?8 credits away from my A.A. My next stop will be Northwestern College in MN to pursue a psychology degree. The picture is of my dog Hans who is more attractive than myself! :)
My financial situation:
I have paid off two Prosper Loans to this point and have never missed a payment.?Prsoper has been great for me getting my stuff?in order. ?Thank you for considering to help me out. My credit has jumped 80 points already in the last two months!!!
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you explain your Current DQs and Public Records? I have already bid, but that might help get you some more interest in your listing. - _SCI_
A:
I had a repo from 2006 that I just paid of that was a judegment against me. I had one account in collections from 2006 that I also just settled on. Basically, pre 2006 was bad and I've been getting my act together the past four years.
(Mar-20-2010)
Q:
hi, what is the nature of your job(s) now? how will you handle paying the loans while in school? thanks - shrewd-income
A:
I have been in marketing research for over 10 years. I work one full time job and two part time jobs plus go to school part time.
(Mar-20-2010)
Q:
Your Prosper pay record is excellent. Show us your monthly net income, and expense total (one figure, the sum) thank ;you - Tono
A:
Hello. I gross approx $3,600 and my debt is approx $2,100. No car payment as it has been paid off. Thank you. Also, never a late payment on any of my two Prosper loans either. The money comes out auto deposit from my bank account which I have had for about 8 years. Thank you for the question.
(Mar-20-2010)
Q:
thanks for the reply but I'm only interested in your net, not your gross; and also total expenses, not just debt payments. thank you - Tono
A:
Here you go. This is more accurate.
$2,700 net month
$650 mortgage my share
$300 credit cards
$600 child support
$165 credit union loan
$400 misc - gas, food, ent, etc
Hope this helps. Let me know if you have any further questions. The loan will knock out the credit card debt.
(Mar-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| myutmost | $25.00 | $25.00 | 3/17/2010 8:19:20 PM |
| mrxtravis | $101.01 | $101.01 | 3/18/2010 8:32:00 AM |
| nhrma | $25.55 | $25.55 | 3/19/2010 2:24:14 AM |
| Aberdeen | $350.00 | $350.00 | 3/19/2010 7:08:48 PM |
| MrRooster101 | $36.64 | $36.64 | 3/20/2010 6:46:59 PM |
| onecooldrink | $25.00 | $25.00 | 3/20/2010 4:19:47 PM |
| Kash2010lu | $50.00 | $50.00 | 3/20/2010 5:25:26 PM |
| sevenbridges | $303.69 | $222.05 | 3/20/2010 9:50:46 PM |
| prominence8 | $25.00 | $25.00 | 3/20/2010 10:24:31 PM |
| heritage_loans | $33.46 | $33.46 | 3/21/2010 6:49:47 AM |
| payout-comet | $25.00 | $25.00 | 3/21/2010 5:49:36 AM |
| KaChingInvestments | $25.97 | $25.97 | 3/22/2010 5:18:15 AM |
| zxr | $25.00 | $25.00 | 3/22/2010 8:34:36 AM |
| melito75 | $25.00 | $25.00 | 3/22/2010 9:51:37 AM |
| Loanliness | $25.00 | $25.00 | 3/22/2010 10:29:14 AM |
| REITRUST | $25.00 | $25.00 | 3/22/2010 10:09:03 AM |
| honorable-yield | $25.00 | $25.00 | 3/22/2010 11:57:02 AM |
| Bob450 | $50.00 | $50.00 | 3/22/2010 1:14:08 PM |
| upbeat-wealth | $25.00 | $25.00 | 3/22/2010 1:26:00 PM |
| Vennela | $25.00 | $25.00 | 3/22/2010 1:15:58 PM |
| NekHoldings | $25.00 | $25.00 | 3/22/2010 1:18:16 PM |
| thisbucksforu | $25.00 | $25.00 | 3/22/2010 1:25:32 PM |
| toxicbutterfly | $25.00 | $25.00 | 3/22/2010 2:36:23 PM |
| eriqnoodle | $25.00 | $25.00 | 3/22/2010 2:09:33 PM |
| dcm6276 | $25.00 | $25.00 | 3/22/2010 2:22:41 PM |
| bratcher | $31.98 | $31.98 | 3/22/2010 2:16:05 PM |
| zorg77 | $25.00 | $25.00 | 3/22/2010 3:46:54 PM |
| systematic-loan | $50.00 | $50.00 | 3/22/2010 4:10:48 PM |
| ultimate-peace | $125.00 | $125.00 | 3/22/2010 4:16:22 PM |
| Tono | $25.00 | $25.00 | 3/22/2010 4:22:59 PM |
| Unitas4302 | $200.00 | $200.00 | 3/16/2010 5:34:01 AM |
| Skeptical-one | $25.00 | $25.00 | 3/16/2010 10:41:19 AM |
| Mark-M | $25.00 | $25.00 | 3/16/2010 6:18:18 PM |
| _SCI_ | $25.00 | $25.00 | 3/16/2010 4:02:07 PM |
| micko | $25.00 | $25.00 | 3/18/2010 4:38:40 PM |
| goodcents | $25.00 | $25.00 | 3/20/2010 3:35:55 PM |
| KSgirl89 | $100.00 | $100.00 | 3/20/2010 9:52:46 PM |
| MrMoneyBags | $27.36 | $27.36 | 3/21/2010 7:33:43 AM |
| carmat60 | $25.00 | $25.00 | 3/21/2010 7:33:09 PM |
| deepblue34 | $30.00 | $30.00 | 3/21/2010 7:03:15 PM |
| Mikale360 | $25.00 | $25.00 | 3/22/2010 6:42:05 AM |
| Leshan | $27.53 | $27.53 | 3/22/2010 7:35:49 AM |
| principal-laser | $125.00 | $125.00 | 3/22/2010 8:07:22 AM |
| Hobson | $25.00 | $25.00 | 3/22/2010 9:15:27 AM |
| J-Rott | $300.00 | $300.00 | 3/22/2010 10:05:13 AM |
| realtormoises | $25.00 | $25.00 | 3/22/2010 9:47:57 AM |
| eboomer2611 | $25.00 | $25.00 | 3/22/2010 10:47:27 AM |
| Catz_aplenty | $37.45 | $37.45 | 3/22/2010 11:30:24 AM |
| cerbear9 | $25.00 | $25.00 | 3/22/2010 11:56:18 AM |
| Your_Bank | $25.00 | $25.00 | 3/22/2010 12:21:40 PM |
| supreme-hope | $25.00 | $25.00 | 3/22/2010 12:44:29 PM |
| sleuth2 | $25.00 | $25.00 | 3/22/2010 1:01:38 PM |
| AF-Chief | $25.00 | $25.00 | 3/22/2010 1:47:42 PM |
| carrinel | $41.00 | $41.00 | 3/22/2010 1:51:17 PM |
| Bill88 | $30.00 | $30.00 | 3/22/2010 2:36:14 PM |
| credit-coach118 | $25.00 | $25.00 | 3/22/2010 2:19:12 PM |
| wild-orange | $25.00 | $25.00 | 3/22/2010 2:32:28 PM |
| GyJAV_BNCCo | $25.00 | $25.00 | 3/22/2010 2:53:19 PM |
| PeePaw | $25.00 | $25.00 | 3/22/2010 3:34:31 PM |
| futurechef11 | $25.00 | $25.00 | 3/22/2010 3:58:36 PM |
| aquistoyraul | $25.00 | $25.00 | 3/22/2010 4:02:45 PM |
| shrewd-income | $50.00 | $50.00 | 3/22/2010 4:19:54 PM |
| jpblan11 | $25.00 | $25.00 | 3/22/2010 4:23:23 PM |
| Engineer44 | $30.00 | $30.00 | 3/22/2010 4:28:50 PM |
| 64 bids
|
Borrower Payment Dependent Notes Series
450303
This series of Notes was issued and sold upon the funding of the borrower loan #41458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-18-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $271.42 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $245.76 |
| |
|
Auction yield range:
| 11.04% - 34.00% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2001 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
4 | Length of status: | 5y 1m |
|
Credit score:
| 660-679 (Mar-2010) |
Total credit lines:
| 7 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| NeilE |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
** New Yellow Beach Taxi > WOOF! **
Income and?Scorex Plus score?are misleading! I receive $28K+/yr, I have NO housing expenses, I have only $232 in consumer debt, and my FICO scores are in the mid 700's. Additionally, this loan will at least double my income!
Welcome to my town - one of the?busiest and most unusual?tourist destinations on Earth. I drive a taxi in this?crazy place, and I need to increase my earnings by purchasing my own vehicle. I?ve turned to Prosper only because commercial lenders won?t lend for taxi use without 2 yrs of business history.
Working 1/4 of a taxi's on road hours, I generated more than $16K in walk on fares during our last 4 month summer season. This excludes dispatch calls, HUGE tips, and?off season revenue. I will double my work hours, and?I will hire drivers to generate revenue when I am not working. Most significantly, I won't have to turn over 60-65% of my fares?to "the company."? The taxi will most likely be a bright yellow, Scion XB (like this).
Aggressive marketing is planned, including existing barkers being?given yellow taxi dispatch shirts/jackets and 20% of the fares that they call in. What's a "barker," you wonder? Meet Dan - he is a barker.
Why am I a good candidate for this loan? Because I'm 40 y/o, I enjoy stability, and I don't take risks. I wouldn't do this were it not guaranteed to be successful. Most importantly, I have big plans for the next few years of my life, including home ownership, and I can ill afford to default on any loan. I monitor my credit reports closely, and a 2 point drop in FICO sends me into panic. I nearly cried when I received my Scorex Plus score. You will get paid.
Monthly Expenses: *Rent/Utilities - $0, Phone - $50, Groceries - $400, Credit Cards - $0 - $100. That's it!
*I receive a free apartment in exchange for property / seasonal rental care.
Thank you in advance for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Kaj | $25.00 | $25.00 | 3/15/2010 4:51:11 PM |
| AF-Chief | $28.00 | $28.00 | 3/15/2010 4:57:09 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 3/15/2010 4:58:51 PM |
| AF_Trust | $25.00 | $25.00 | 3/15/2010 4:59:08 PM |
| personal-lender | $25.00 | $25.00 | 3/15/2010 4:58:41 PM |
| chicagoman | $25.00 | $25.00 | 3/15/2010 4:59:34 PM |
| ukstevenhawaii | $50.00 | $50.00 | 3/15/2010 4:59:44 PM |
| helping-out | $30.00 | $30.00 | 3/15/2010 5:01:15 PM |
| SBT | $50.00 | $50.00 | 3/15/2010 5:00:53 PM |
| Hokiemon | $25.00 | $25.00 | 3/15/2010 4:57:38 PM |
| nrowland | $25.00 | $25.00 | 3/15/2010 5:00:59 PM |
| rhin0cerx | $50.00 | $50.00 | 3/15/2010 5:01:03 PM |
| deegeeman | $50.00 | $50.00 | 3/15/2010 5:02:01 PM |
| steves73 | $25.00 | $25.00 | 3/15/2010 4:58:03 PM |
| Cai8899 | $30.00 | $30.00 | 3/15/2010 4:58:24 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/15/2010 4:58:37 PM |
| skuba | $25.00 | $25.00 | 3/15/2010 5:01:55 PM |
| elevated-platinum5 | $25.00 | $25.00 | 3/15/2010 4:59:04 PM |
| Rattlehead | $25.00 | $25.00 | 3/15/2010 5:02:19 PM |
| honorable-yield | $35.00 | $35.00 | 3/15/2010 4:59:14 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/15/2010 4:59:40 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/15/2010 5:01:36 PM |
| cashonhand | $25.00 | $25.00 | 3/15/2010 5:07:20 PM |
| tremendous-integrity | $25.00 | $25.00 | 3/15/2010 5:08:02 PM |
| currency-oak | $25.00 | $25.00 | 3/15/2010 5:12:50 PM |
| desertoasis | $25.00 | $25.00 | 3/15/2010 5:15:00 PM |
| KiwiElf | $25.00 | $25.00 | 3/15/2010 5:15:56 PM |
| dinero-mason | $50.00 | $50.00 | 3/15/2010 5:16:05 PM |
| GElender | $25.00 | $25.00 | 3/15/2010 5:17:08 PM |
| screenname03 | $25.00 | $25.00 | 3/15/2010 5:17:48 PM |
| teller | $25.00 | $25.00 | 3/15/2010 5:17:40 PM |
| head | $25.00 | $25.00 | 3/15/2010 5:18:11 PM |
| poeman | $25.00 | $25.00 | 3/15/2010 5:18:17 PM |
| LongTail | $25.00 | $25.00 | 3/15/2010 5:20:11 PM |
| hopethisworks | $25.00 | $25.00 | 3/15/2010 5:20:26 PM |
| inspiring-reward | $150.00 | $150.00 | 3/15/2010 5:15:41 PM |
| lostontheedge | $25.00 | $25.00 | 3/15/2010 5:15:44 PM |
| micko | $25.00 | $25.00 | 3/15/2010 5:19:55 PM |
| flwah | $25.00 | $25.00 | 3/15/2010 5:21:15 PM |
| TheColoradoDon | $25.00 | $25.00 | 3/15/2010 5:17:53 PM |
| heatherwood | $50.00 | $50.00 | 3/15/2010 5:23:53 PM |
| Havana21 | $50.00 | $50.00 | 3/15/2010 5:26:39 PM |
| martinnc | $25.00 | $25.00 | 3/15/2010 5:29:18 PM |
| Sateesh | $47.49 | $47.49 | 3/15/2010 5:30:52 PM |
| important-ore | $50.00 | $50.00 | 3/15/2010 5:31:44 PM |
| matt_2006 | $25.00 | $25.00 | 3/15/2010 5:27:04 PM |
| Tycho | $26.00 | $26.00 | 3/15/2010 5:35:13 PM |
| F16Pilot | $25.00 | $25.00 | 3/15/2010 5:52:21 PM |
| autonomous-truth | $25.00 | $25.00 | 3/15/2010 6:18:51 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/15/2010 5:48:00 PM |
| aasx1108 | $25.00 | $25.00 | 3/15/2010 5:50:36 PM |
| Streetfighter | $25.00 | $25.00 | 3/16/2010 5:37:19 AM |
| mdf | $25.00 | $25.00 | 3/16/2010 6:12:30 AM |
| asiaratt | $100.00 | $100.00 | 3/16/2010 2:28:22 AM |
| GMOD026 | $25.00 | $25.00 | 3/16/2010 10:41:36 AM |
| selfmademan | $25.00 | $25.00 | 3/16/2010 10:41:14 AM |
| unforgettable-order9 | $25.00 | $25.00 | 3/16/2010 9:33:25 AM |
| LuvToLend | $25.00 | $25.00 | 3/16/2010 10:42:14 AM |
| integrity-broker | $25.00 | $25.00 | 3/16/2010 10:48:28 AM |
| kmfreymi | $25.00 | $25.00 | 3/16/2010 9:38:24 AM |
| FASTIZIO_P | $27.99 | $27.99 | 3/16/2010 11:12:44 AM |
| newslang | $25.00 | $25.00 | 3/16/2010 11:13:11 AM |
| trustu | $25.00 | $25.00 | 3/16/2010 11:21:15 AM |
| bowdish1 | $27.11 | $27.11 | 3/16/2010 11:31:54 AM |
| elegant-loot | $25.00 | $25.00 | 3/16/2010 10:48:20 AM |
| papaloha | $50.00 | $50.00 | 3/16/2010 10:48:25 AM |
| WalnutCreekguy | $25.00 | $25.00 | 3/16/2010 11:32:49 AM |
| BlindJoeDeath | $25.00 | $25.00 | 3/16/2010 11:32:54 AM |
| spsavage | $25.00 | $25.00 | 3/16/2010 11:18:13 AM |
| reflective-rupee | $25.00 | $25.00 | 3/16/2010 3:03:12 PM |
| reflective-rupee | $35.00 | $35.00 | 3/16/2010 3:03:24 PM |
| Helenska11 | $25.00 | $25.00 | 3/16/2010 4:25:23 PM |
| zmaurides | $25.00 | $25.00 | 3/17/2010 11:55:24 AM |
| Snapshot_SB | $25.00 | $25.00 | 3/17/2010 12:26:31 PM |
| Yomain | $40.00 | $40.00 | 3/17/2010 3:22:29 PM |
| irishlaw | $50.00 | $50.00 | 3/17/2010 3:15:07 PM |
| Srich | $100.00 | $100.00 | 3/17/2010 6:27:18 PM |
| eriqnoodle | $25.00 | $25.00 | 3/17/2010 6:53:32 PM |
| MrPie | $25.00 | $25.00 | 3/18/2010 7:48:28 AM |
| Peterman | $25.00 | $25.00 | 3/18/2010 10:51:34 AM |
| Bikerider | $50.00 | $50.00 | 3/18/2010 11:57:38 AM |
| akakii | $50.00 | $50.00 | 3/18/2010 12:02:59 PM |
| oldmora | $25.00 | $25.00 | 3/15/2010 4:51:14 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/15/2010 4:51:57 PM |
| social-conductor4 | $25.00 | $25.00 | 3/15/2010 4:49:39 PM |
| nletunic | $25.00 | $25.00 | 3/15/2010 4:56:50 PM |
| successful-euro | $40.00 | $40.00 | 3/15/2010 4:53:02 PM |
| secobarbital | $25.00 | $25.00 | 3/15/2010 4:58:13 PM |
| Purposeful | $25.00 | $25.00 | 3/15/2010 4:59:28 PM |
| Emberfox | $25.00 | $25.00 | 3/15/2010 4:54:46 PM |
| CarDealer3070 | $30.00 | $30.00 | 3/15/2010 4:59:19 PM |
| greatwhiteninja | $25.00 | $25.00 | 3/15/2010 5:01:39 PM |
| asset-professor | $35.00 | $35.00 | 3/15/2010 5:01:44 PM |
| listing-trapper3 | $50.00 | $50.00 | 3/15/2010 5:02:07 PM |
| hope-equation | $50.00 | $50.00 | 3/15/2010 4:58:32 PM |
| greenwell | $25.00 | $25.00 | 3/15/2010 5:01:48 PM |
| Zolton | $200.00 | $200.00 | 3/15/2010 4:58:59 PM |
| red-favorable-basis | $25.00 | $25.00 | 3/15/2010 5:02:10 PM |
| irrelevant | $25.00 | $25.00 | 3/15/2010 5:07:53 PM |
| lovelongandprosper | $50.00 | $50.00 | 3/15/2010 5:08:27 PM |
| AFairDeal | $25.00 | $25.00 | 3/15/2010 5:09:06 PM |
| Speculator | $100.00 | $100.00 | 3/15/2010 5:09:17 PM |
| joee | $25.00 | $25.00 | 3/15/2010 5:11:18 PM |
| magnolia161 | $25.00 | $25.00 | 3/15/2010 5:07:43 PM |
| Shepherd7 | $25.00 | $25.00 | 3/15/2010 5:07:51 PM |
| treasure-bliss | $100.00 | $100.00 | 3/15/2010 5:15:52 PM |
| visionary-currency | $50.00 | $50.00 | 3/15/2010 5:20:41 PM |
| anton | $150.00 | $150.00 | 3/15/2010 5:17:26 PM |
| MONEYMATCH | $25.00 | $25.00 | 3/15/2010 5:17:51 PM |
| FeedTheMachine | $200.00 | $200.00 | 3/15/2010 5:23:33 PM |
| Artist_Blue | $25.00 | $25.00 | 3/15/2010 5:24:58 PM |
| ah-long | $25.00 | $25.00 | 3/15/2010 5:25:15 PM |
| mercuriant | $25.00 | $25.00 | 3/15/2010 5:27:11 PM |
| mrscenicroute | $25.00 | $25.00 | 3/15/2010 5:28:14 PM |
| gizzywump | $25.00 | $25.00 | 3/15/2010 5:29:04 PM |
| kmr2 | $48.73 | $48.73 | 3/15/2010 5:23:49 PM |
| rooosta | $25.00 | $25.00 | 3/15/2010 5:28:38 PM |
| Buffer10 | $57.94 | $57.94 | 3/15/2010 5:29:03 PM |
| noble-revenue | $74.45 | $74.45 | 3/15/2010 5:52:20 PM |
| asmithj | $46.39 | $46.39 | 3/15/2010 9:02:31 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/15/2010 9:42:37 PM |
| shawndw | $25.00 | $25.00 | 3/15/2010 7:17:54 PM |
| parsec9 | $25.00 | $25.00 | 3/15/2010 11:47:26 PM |
| Bob450 | $50.00 | $50.00 | 3/15/2010 8:25:33 PM |
| delivery | $25.00 | $25.00 | 3/16/2010 7:52:17 AM |
| HalfDayz | $50.00 | $50.00 | 3/16/2010 8:54:16 AM |
| 108lender | $33.09 | $33.09 | 3/16/2010 10:15:03 AM |
| steely_dan34 | $25.00 | $25.00 | 3/16/2010 10:41:33 AM |
| lovely-leverage | $25.00 | $25.00 | 3/16/2010 9:22:56 AM |
| zone6 | $50.00 | $50.00 | 3/16/2010 10:42:10 AM |
| TCayce | $25.00 | $25.00 | 3/16/2010 11:12:41 AM |
| integrity-doctor | $26.40 | $26.40 | 3/16/2010 11:14:03 AM |
| Learning2Lend | $50.00 | $50.00 | 3/16/2010 11:13:12 AM |
| SPB | $25.00 | $25.00 | 3/16/2010 11:37:24 AM |
| fightgravity | $25.00 | $21.52 | 3/16/2010 11:53:08 AM |
| cash-tiramisu | $127.84 | $127.84 | 3/16/2010 11:12:36 AM |
| aFro | $25.00 | $25.00 | 3/16/2010 11:13:11 AM |
| Bocephus1959 | $30.00 | $30.00 | 3/16/2010 3:40:38 PM |
| poormanenterprises | $30.00 | $30.00 | 3/16/2010 6:50:08 PM |
| keynaples | $50.00 | $50.00 | 3/16/2010 4:25:02 PM |
| payment-piledriver | $33.00 | $33.00 | 3/16/2010 6:51:25 PM |
| lostviajero | $25.00 | $25.00 | 3/17/2010 11:34:52 AM |
| fund-medalist171 | $39.47 | $39.47 | 3/17/2010 12:44:22 PM |
| Snapshot_SB | $50.00 | $50.00 | 3/17/2010 12:24:32 PM |
| stupiddayjob | $25.06 | $25.06 | 3/17/2010 6:17:33 PM |
| charming-point | $300.00 | $300.00 | 3/17/2010 7:39:55 PM |
| UCLA4life | $25.00 | $25.00 | 3/18/2010 8:59:00 AM |
| forthright-loan | $44.52 | $44.52 | 3/18/2010 11:27:38 AM |
| geauxtigers29 | $100.00 | $100.00 | 3/18/2010 12:35:25 PM |
| 149 bids
|
Borrower Payment Dependent Notes Series
450313
This series of Notes was issued and sold upon the funding of the borrower loan #41415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $61.87 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $61.85 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 11y 2m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 13 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $56 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| farchoir |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Easy money
Purpose of loan:
This loan will be used to?
Establish good borrowing history on prosper for future loans/reinvestment.
My financial situation:
I am a good candidate for this loan because?I don't need this money. Although a little extra cash around tax time is always helpful I have plenty of savings, am a current lender on prosper, and am only looking to improve my credit for future use.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 3/15/2010 4:50:48 PM |
| Microfinancer | $25.00 | $25.00 | 3/15/2010 5:00:19 PM |
| fightinjoe | $25.00 | $25.00 | 3/15/2010 5:00:41 PM |
| credit-force5 | $25.00 | $25.00 | 3/15/2010 5:04:31 PM |
| skuba | $50.00 | $50.00 | 3/15/2010 5:00:33 PM |
| phredd | $75.00 | $75.00 | 3/15/2010 5:07:33 PM |
| successful-euro | $30.00 | $30.00 | 3/15/2010 5:07:26 PM |
| AFairDeal | $25.00 | $25.00 | 3/15/2010 5:08:59 PM |
| bchen78875 | $50.00 | $50.00 | 3/15/2010 5:09:37 PM |
| red-trade-cologne | $25.00 | $25.00 | 3/15/2010 5:10:34 PM |
| edgeofpdx | $25.00 | $25.00 | 3/15/2010 5:08:34 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/15/2010 5:14:33 PM |
| restless-currency | $25.00 | $25.00 | 3/15/2010 5:12:38 PM |
| octoberfresh | $25.00 | $25.00 | 3/16/2010 11:02:10 AM |
| plbquic | $25.00 | $25.00 | 3/16/2010 2:04:40 PM |
| smarva | $25.00 | $25.00 | 3/17/2010 7:11:26 AM |
| springpanda | $25.00 | $25.00 | 3/17/2010 1:27:44 PM |
| exchange-squirrel | $25.00 | $25.00 | 3/18/2010 12:17:31 AM |
| webfeet | $25.00 | $25.00 | 3/19/2010 8:50:49 AM |
| julijask | $35.00 | $35.00 | 3/19/2010 12:20:40 PM |
| Dollars4Rent | $25.00 | $25.00 | 3/20/2010 1:46:09 PM |
| mozzarella | $25.00 | $25.00 | 3/21/2010 12:53:15 PM |
| YummiBear | $25.00 | $25.00 | 3/21/2010 8:22:11 PM |
| worldly-return | $25.00 | $25.00 | 3/22/2010 12:48:05 AM |
| loanman2007 | $50.00 | $50.00 | 3/22/2010 1:29:12 PM |
| BHopkins | $50.00 | $50.00 | 3/22/2010 2:34:10 PM |
| dollar-birdie | $50.00 | $50.00 | 3/15/2010 5:00:14 PM |
| Castellan | $25.00 | $25.00 | 3/15/2010 5:00:48 PM |
| delicious-social132 | $40.00 | $40.00 | 3/15/2010 5:02:52 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/15/2010 5:03:04 PM |
| asset-professor | $100.00 | $100.00 | 3/15/2010 5:00:25 PM |
| honorable-yield | $75.00 | $75.00 | 3/15/2010 5:04:38 PM |
| buraky | $25.00 | $25.00 | 3/15/2010 5:07:00 PM |
| flexible-value | $31.00 | $31.00 | 3/15/2010 5:03:14 PM |
| tylerfd | $25.00 | $25.00 | 3/15/2010 5:08:41 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/15/2010 5:05:23 PM |
| lendersf | $95.00 | $95.00 | 3/15/2010 5:05:44 PM |
| nletunic | $25.00 | $25.00 | 3/15/2010 5:11:50 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/15/2010 5:08:06 PM |
| baseballfan111 | $25.00 | $25.00 | 3/15/2010 5:08:16 PM |
| bigballer105 | $50.00 | $50.00 | 3/15/2010 5:08:48 PM |
| radforj22 | $25.00 | $25.00 | 3/15/2010 5:14:20 PM |
| medan20356 | $25.00 | $25.00 | 3/15/2010 5:15:22 PM |
| srgriff | $25.00 | $25.00 | 3/15/2010 5:16:20 PM |
| betak | $50.00 | $50.00 | 3/15/2010 5:16:40 PM |
| thedoctor | $75.07 | $31.75 | 3/15/2010 5:16:51 PM |
| JCPlending | $25.00 | $25.00 | 3/18/2010 5:06:34 PM |
| HealthAndSafety | $100.00 | $100.00 | 3/18/2010 11:12:37 PM |
| CPA_Lender | $43.25 | $43.25 | 3/19/2010 7:21:34 AM |
| Dollars4Rent | $25.00 | $25.00 | 3/20/2010 1:46:23 PM |
| JohnSmith10 | $25.00 | $25.00 | 3/21/2010 9:24:14 AM |
| ASG_NECO | $25.00 | $25.00 | 3/21/2010 1:06:21 PM |
| CirC | $25.00 | $25.00 | 3/21/2010 6:00:01 PM |
| Loan_Some_Money | $25.00 | $25.00 | 3/22/2010 1:42:36 PM |
| wild-orange | $44.00 | $44.00 | 3/22/2010 2:43:11 PM |
| 55 bids
|
Borrower Payment Dependent Notes Series
450327
This series of Notes was issued and sold upon the funding of the borrower loan #41408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-15-2010 |
|
|
Starting lender yield:
| 25.00% |
Starting borrower rate/APR:
| 26.00% / 28.32% |
Starting monthly payment:
| $161.16 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 28.32% |
Final monthly payment:
| $161.16 |
| |
|
Auction yield range:
| 17.04% - 25.00% |
Estimated loss impact:
| 19.44% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.56% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2001 |
Debt/Income ratio:
| 33% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 8
/
5 | Length of status: | 4y 6m |
|
Credit score:
| 640-659 (Feb-2010) |
Total credit lines:
| 45 |
Occupation: | Military Officer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,392 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 94% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 8 | | | | |
|
Screen name:
| credit-squirrel0 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Military Officer Paying off Debt
Purpose of loan: Debt Consolidation of Non-Revolving Accounts
This debt consolidation loan will allow me to pay off this loan with a lower interest rate sooner?with more money in my pocket each month.
My financial situation:
I learned the Hardway about credit cards and paying on time in my college years. I have been on-time since I joined the Army.
I am a good candidate for this loan because I am through my college years; I am now an Officer in the US Army and also have a family to support. Getting this loan will enable me to support my family with much more ease. I am an honest and trustworthy candidate, I can validate my income, position, status, and gurantee that I will pay as agreed and never put my family or career in jeapordy.
Monthly net income: $ 6200
Monthly expenses: $ 4200
??Housing: $ 1000
??Insurance: $ 150
??Car expenses: $200 Fuel?
??Utilities: $ 250
??Phone, cable, internet: $ 100
??Food, entertainment: $?600
??Clothing, household expenses $100
??Credit cards and other loans: $ 1500
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of
$2,000.00 in winning bids.
"Fellow military Officer, I have verified his employment and contact info - a safe bet!"
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RetirementMoney | $300.00 | $300.00 | 3/15/2010 5:11:25 PM |
| RetirementMoney | $300.00 | $300.00 | 3/15/2010 6:25:45 PM |
| JGuide | $1,500.00 | $1,193.82 | 3/15/2010 6:27:34 PM |
| JGuide | $500.00 | $500.00 | 3/15/2010 6:19:44 PM |
| reflective-rupee | $200.00 | $200.00 | 3/15/2010 5:24:23 PM |
| Military-2-Military | $1,000.00 | $1,000.00 | 3/15/2010 5:24:26 PM |
| reflective-rupee | $200.00 | $200.00 | 3/15/2010 5:29:54 PM |
| JGuide | $200.00 | $200.00 | 3/15/2010 6:21:54 PM |
| JGuide | $106.18 | $106.18 | 3/15/2010 6:22:29 PM |
| 9 bids
|
Borrower Payment Dependent Notes Series
450385
This series of Notes was issued and sold upon the funding of the borrower loan #41494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-18-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $191.86 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 13
/
13 | Length of status: | 1y 9m |
|
Credit score:
| 760-779 (Mar-2010) |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $40,178 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 76% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jds175 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Make Interest off Bank of America
Purpose of loan:
This loan will be used to pay down my only credit card that currently has?a balance.? I recently got married and bought a house which unfortunately needed a lot of cash.? Originally my interest rate was reasonable, but with the recent change of?my credit card compamy's policy, my interest rate?doubled.? This loan will allow me to stop giving money to big banks and give someone else the chance to get a higher interest rate on their money.? By setting up this?structured payment plan, my aim is to?eliminate my?accumulated debt?faster.
My financial situation:
I am a good candidate for this loan because I have never missed a monthly payment in a minimum of five?years on any of my credit cards or mortgage payments.? Moreover, my high credit score?illustrates my commitment to paying my bills and those I owe money to on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 3/15/2010 4:51:28 PM |
| skuba | $25.00 | $25.00 | 3/15/2010 5:01:22 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/15/2010 5:02:46 PM |
| Clambake | $50.00 | $50.00 | 3/15/2010 5:03:42 PM |
| mg6619 | $25.00 | $25.00 | 3/15/2010 5:05:34 PM |
| personal-lender | $25.00 | $25.00 | 3/15/2010 5:05:00 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/15/2010 5:11:06 PM |
| jokerj006 | $25.00 | $25.00 | 3/15/2010 5:06:54 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/15/2010 5:07:12 PM |
| figs4u2 | $100.00 | $100.00 | 3/15/2010 5:12:11 PM |
| nletunic | $25.00 | $25.00 | 3/15/2010 5:11:59 PM |
| satisfying-durability | $25.00 | $25.00 | 3/15/2010 5:12:33 PM |
| AF-Chief | $28.00 | $28.00 | 3/15/2010 5:18:02 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 3/15/2010 5:23:09 PM |
| phredd | $50.00 | $50.00 | 3/15/2010 5:22:21 PM |
| progressive-asset | $100.00 | $100.00 | 3/15/2010 5:27:43 PM |
| asset-professor | $75.00 | $75.00 | 3/15/2010 5:27:39 PM |
| inventive-wealth2 | $25.00 | $25.00 | 3/15/2010 5:29:42 PM |
| a-social-nebula | $25.00 | $25.00 | 3/15/2010 5:35:52 PM |
| kmr2 | $25.00 | $25.00 | 3/15/2010 6:57:27 PM |
| lighter | $25.00 | $25.00 | 3/15/2010 8:09:05 PM |
| OrcaFIN | $25.00 | $25.00 | 3/15/2010 11:48:59 PM |
| brutusbone | $25.00 | $25.00 | 3/16/2010 5:57:45 AM |
| trade-doughnut5 | $25.00 | $25.00 | 3/16/2010 8:02:21 AM |
| happy-asset | $25.00 | $25.00 | 3/16/2010 9:32:51 AM |
| success1001 | $27.62 | $27.62 | 3/16/2010 12:04:10 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/16/2010 12:19:46 PM |
| Microfinancer | $25.00 | $25.00 | 3/16/2010 11:21:09 AM |
| SPB | $25.00 | $25.00 | 3/16/2010 11:37:29 AM |
| RetiredATC | $25.00 | $25.00 | 3/16/2010 1:12:51 PM |
| PocketAces | $25.00 | $25.00 | 3/16/2010 3:03:38 PM |
| resource777 | $25.00 | $25.00 | 3/16/2010 3:03:42 PM |
| gracej | $25.00 | $25.00 | 3/16/2010 3:03:49 PM |
| friendly-market5 | $25.00 | $25.00 | 3/16/2010 3:03:54 PM |
| peerlender | $30.00 | $30.00 | 3/16/2010 3:04:03 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 3/16/2010 3:03:51 PM |
| Fiimg | $50.00 | $50.00 | 3/16/2010 3:03:56 PM |
| xstreamin | $25.00 | $25.00 | 3/16/2010 3:04:09 PM |
| billyraybob | $25.00 | $25.00 | 3/16/2010 3:04:23 PM |
| vault893 | $50.00 | $50.00 | 3/16/2010 3:04:20 PM |
| Tahoeguy | $50.00 | $50.00 | 3/16/2010 3:04:31 PM |
| b0b | $25.00 | $25.00 | 3/16/2010 3:04:39 PM |
| credit-kahuna | $100.00 | $100.00 | 3/16/2010 3:04:45 PM |
| intelligent-yield | $25.00 | $25.00 | 3/16/2010 3:04:47 PM |
| peso-colonel | $90.00 | $90.00 | 3/16/2010 3:04:55 PM |
| bold-durability-drum | $25.00 | $25.00 | 3/16/2010 3:05:11 PM |
| BlindJoeDeath | $25.00 | $25.00 | 3/16/2010 3:05:04 PM |
| bowdish1 | $100.00 | $100.00 | 3/16/2010 3:05:16 PM |
| jrbill1998 | $50.00 | $50.00 | 3/16/2010 3:05:07 PM |
| museic1 | $50.00 | $50.00 | 3/16/2010 3:05:24 PM |
| tranquil-diversification8 | $25.00 | $25.00 | 3/16/2010 3:05:12 PM |
| reflective-cash0 | $100.00 | $100.00 | 3/16/2010 3:05:39 PM |
| wise-handy-finance | $25.00 | $25.00 | 3/16/2010 3:06:06 PM |
| topper480 | $25.00 | $25.00 | 3/16/2010 3:13:01 PM |
| justice-magnate | $25.00 | $25.00 | 3/16/2010 3:14:50 PM |
| evaglamazon | $25.00 | $25.00 | 3/16/2010 3:13:03 PM |
| kirkjerk | $25.00 | $25.00 | 3/16/2010 3:14:41 PM |
| samo102us | $25.00 | $25.00 | 3/16/2010 3:27:34 PM |
| orange-velocity-accelerator | $33.36 | $33.36 | 3/16/2010 4:33:12 PM |
| UT-Longhorn | $25.00 | $25.00 | 3/16/2010 5:17:14 PM |
| best-deal-banker | $25.00 | $25.00 | 3/16/2010 3:03:53 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/16/2010 3:04:02 PM |
| jigsaw | $100.00 | $100.00 | 3/16/2010 3:04:10 PM |
| yachtmaster45 | $25.00 | $25.00 | 3/16/2010 3:04:15 PM |
| impeccable-transparency | $31.26 | $31.26 | 3/16/2010 3:04:34 PM |
| mamingo | $25.00 | $25.00 | 3/16/2010 6:08:05 PM |
| tenny321 | $25.00 | $25.00 | 3/16/2010 6:08:17 PM |
| Havana21 | $50.00 | $50.00 | 3/16/2010 3:05:30 PM |
| BzJ108 | $25.00 | $25.00 | 3/16/2010 6:09:38 PM |
| CAGE-Investments | $45.80 | $45.80 | 3/16/2010 3:05:36 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/16/2010 3:05:58 PM |
| LandE2BG | $25.00 | $25.00 | 3/16/2010 3:14:36 PM |
| faifar | $25.00 | $25.00 | 3/16/2010 6:19:40 PM |
| mathomas3 | $30.25 | $23.33 | 3/16/2010 6:19:48 PM |
| uwinwewin | $25.00 | $25.00 | 3/16/2010 3:27:39 PM |
| suomynona | $25.00 | $25.00 | 3/16/2010 4:14:03 PM |
| junctionking | $25.00 | $25.00 | 3/16/2010 4:54:25 PM |
| upc_tnt | $25.00 | $25.00 | 3/16/2010 5:32:19 PM |
| rakstar | $25.00 | $25.00 | 3/16/2010 6:09:20 PM |
| runner262 | $25.00 | $25.00 | 3/16/2010 6:09:39 PM |
| commerce-web5 | $25.00 | $25.00 | 3/16/2010 6:12:29 PM |
| vacaerol | $25.00 | $25.00 | 3/16/2010 6:19:41 PM |
| mhotchan | $100.00 | $100.00 | 3/17/2010 11:33:02 PM |
| macjp123 | $25.00 | $25.00 | 3/15/2010 5:03:24 PM |
| torion | $25.00 | $25.00 | 3/15/2010 5:03:59 PM |
| Avala | $50.00 | $50.00 | 3/15/2010 5:04:18 PM |
| delicious-social132 | $25.00 | $25.00 | 3/15/2010 5:05:16 PM |
| fightinjoe | $25.00 | $25.00 | 3/15/2010 5:06:08 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/15/2010 5:06:19 PM |
| flexible-value | $26.00 | $26.00 | 3/15/2010 5:10:22 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/15/2010 5:06:42 PM |
| integrity-doctor | $50.00 | $50.00 | 3/15/2010 5:11:26 PM |
| desertoasis | $25.00 | $25.00 | 3/15/2010 5:13:48 PM |
| inspiring-reward | $150.00 | $150.00 | 3/15/2010 5:15:35 PM |
| important-ore | $50.00 | $50.00 | 3/15/2010 5:31:33 PM |
| martinnc | $25.00 | $25.00 | 3/15/2010 5:34:35 PM |
| Gabriel02 | $25.00 | $25.00 | 3/15/2010 8:02:31 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/15/2010 9:47:51 PM |
| Streetfighter | $50.00 | $50.00 | 3/16/2010 5:37:33 AM |
| RandyL3 | $33.00 | $33.00 | 3/16/2010 7:19:44 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/16/2010 9:33:11 AM |
| cathexis | $100.00 | $100.00 | 3/16/2010 10:23:19 AM |
| kmfreymi | $25.00 | $25.00 | 3/16/2010 9:38:15 AM |
| Speculator | $25.00 | $25.00 | 3/16/2010 11:38:33 AM |
| bchen78875 | $25.00 | $25.00 | 3/16/2010 11:06:13 AM |
| irrelevant | $25.00 | $25.00 | 3/16/2010 1:13:06 PM |
| Vegasjim | $25.00 | $25.00 | 3/16/2010 2:50:44 PM |
| community-pipeline8 | $50.00 | $50.00 | 3/16/2010 1:12:46 PM |
| Trolley08 | $25.00 | $25.00 | 3/16/2010 3:03:41 PM |
| lisaac29 | $25.00 | $25.00 | 3/16/2010 3:03:50 PM |
| Cheburashka | $25.00 | $25.00 | 3/16/2010 3:03:43 PM |
| luckyldy | $35.00 | $35.00 | 3/16/2010 3:04:06 PM |
| foxy-fund | $50.00 | $50.00 | 3/16/2010 3:03:55 PM |
| siesta100 | $25.00 | $25.00 | 3/16/2010 3:04:14 PM |
| burrito6 | $25.00 | $25.00 | 3/16/2010 3:04:04 PM |
| Big_Baller | $25.00 | $25.00 | 3/16/2010 3:04:14 PM |
| sammyhammy | $25.00 | $25.00 | 3/16/2010 3:04:29 PM |
| forthright-dedication | $50.00 | $50.00 | 3/16/2010 3:04:24 PM |
| time4aloan | $50.00 | $50.00 | 3/16/2010 3:04:37 PM |
| elevated-platinum5 | $50.00 | $50.00 | 3/16/2010 3:04:41 PM |
| niskyfranchise | $25.00 | $25.00 | 3/16/2010 3:04:42 PM |
| aasx1108 | $25.00 | $25.00 | 3/16/2010 3:04:50 PM |
| dmfog | $25.00 | $25.00 | 3/16/2010 3:05:09 PM |
| gavinfh | $25.00 | $25.00 | 3/16/2010 3:05:13 PM |
| bonafide-cash | $50.00 | $50.00 | 3/16/2010 3:05:05 PM |
| sk8ndive | $25.00 | $25.00 | 3/16/2010 3:05:21 PM |
| Aimvest | $25.00 | $25.00 | 3/16/2010 3:05:10 PM |
| treasure-bliss | $52.59 | $52.59 | 3/16/2010 3:05:42 PM |
| unassuming-reward | $25.00 | $25.00 | 3/16/2010 3:14:49 PM |
| AndersenWatcher | $25.00 | $25.00 | 3/16/2010 3:27:28 PM |
| mpactlender | $25.00 | $25.00 | 3/16/2010 4:33:05 PM |
| top-silver-american | $25.00 | $25.00 | 3/16/2010 3:03:11 PM |
| Katburg | $35.00 | $35.00 | 3/16/2010 3:03:44 PM |
| calm-deal7 | $25.00 | $25.00 | 3/16/2010 3:03:52 PM |
| red-undaunted-kindness | $100.00 | $100.00 | 3/16/2010 3:03:58 PM |
| kbodendorf | $25.00 | $25.00 | 3/16/2010 3:04:05 PM |
| sugarhoof | $25.00 | $25.00 | 3/16/2010 5:27:38 PM |
| hitsman | $50.00 | $50.00 | 3/16/2010 3:04:12 PM |
| 108lender | $200.00 | $200.00 | 3/16/2010 3:04:21 PM |
| Kaj | $25.00 | $25.00 | 3/16/2010 3:04:32 PM |
| KrazyCelticKid | $75.00 | $75.00 | 3/16/2010 3:04:35 PM |
| Kulchar | $50.00 | $50.00 | 3/16/2010 3:04:40 PM |
| 1phantom | $25.00 | $25.00 | 3/16/2010 3:04:51 PM |
| tucksta | $25.00 | $25.00 | 3/16/2010 3:04:54 PM |
| money-maniac | $50.00 | $50.00 | 3/16/2010 3:05:03 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/16/2010 6:07:05 PM |
| Pizza-man | $50.00 | $50.00 | 3/16/2010 3:05:14 PM |
| helping-out | $25.00 | $25.00 | 3/16/2010 3:05:40 PM |
| lender281 | $25.00 | $25.00 | 3/16/2010 6:18:31 PM |
| mmckune | $25.00 | $25.00 | 3/16/2010 3:05:49 PM |
| AGSLending | $25.00 | $25.00 | 3/16/2010 3:13:06 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/16/2010 3:14:16 PM |
| Doodlemeyer | $25.00 | $25.00 | 3/16/2010 3:14:40 PM |
| moola-man | $30.00 | $30.00 | 3/16/2010 3:27:38 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 3/16/2010 4:32:50 PM |
| financial-frenzy | $34.04 | $34.04 | 3/16/2010 6:09:35 PM |
| RSV | $25.00 | $25.00 | 3/16/2010 6:09:40 PM |
| 157 bids
|
Borrower Payment Dependent Notes Series
450395
This series of Notes was issued and sold upon the funding of the borrower loan #41421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-17-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $159.88 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 6m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 28 |
Occupation: | Attorney |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $30,893 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 78% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bhorenst |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying IRS Tax Bill Due in April
Hi Prosper Lenders,
I am looking for a loan to pay my tax bill due April 15. I've lent a little bit of money on Prosper and I'm now trying it out on the other side as a borrower. Last year I was in between jobs and did some contract work, so my income was sporadic. I now have fulltime employment and I also am the owner of a profitable business. However, cash flow has been a challenge for me because of some unexpected medical bills over the last year. I'm trying to pay off credit card debt related to those bills as fast as possible and I'd like to avoid just charging my credit card to pay my tax bill.
I'm confident I'll be able to pay this loan on time. I have never missed a payment for anything, ever. I have good credit and I now have the steady monthly income to make it work. I don't have a car payment. My priority right now is getting my credit card debt paid off.
I know a lot of you might be wondering why I wouldn't just pay the penalties and interest and set up a payment plan with the IRS. Frankly, I'm not interested in getting into a debt situation with the IRS so early in my career. If I can find a reasonably priced loan option through Prosper, I'd be much more comfortable doing it that way. Having debt with the IRS just seems best avoided.
Here's how my budget breaks down:
Monthly net income: ~$4000
Monthly expenses: ~$3200
Housing: $1065
Insurance: $100
Utilities: $250
Food/Dining: $800
Auto/Fuel: $150
Credit cards/other loan payments: $800
All my extra cashola is going towards debt.
Thank you for your help!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 3/15/2010 4:51:25 PM |
| woodenshoes | $25.00 | $25.00 | 3/15/2010 4:53:19 PM |
| kenji4861 | $25.00 | $25.00 | 3/15/2010 4:50:48 PM |
| skuba | $50.00 | $50.00 | 3/15/2010 5:00:34 PM |
| fightinjoe | $25.00 | $25.00 | 3/15/2010 5:00:40 PM |
| flexible-value | $31.00 | $31.00 | 3/15/2010 5:03:15 PM |
| dollar-birdie | $50.00 | $50.00 | 3/15/2010 5:00:13 PM |
| torion | $25.00 | $25.00 | 3/15/2010 5:03:57 PM |
| lendersf | $95.00 | $95.00 | 3/15/2010 5:05:44 PM |
| jokerj006 | $25.00 | $25.00 | 3/15/2010 5:06:54 PM |
| Avala | $50.00 | $50.00 | 3/15/2010 5:04:17 PM |
| baseballfan111 | $25.00 | $25.00 | 3/15/2010 5:08:15 PM |
| AFairDeal | $25.00 | $25.00 | 3/15/2010 5:08:58 PM |
| bigballer105 | $50.00 | $50.00 | 3/15/2010 5:08:47 PM |
| mg6619 | $25.00 | $25.00 | 3/15/2010 5:05:33 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/15/2010 5:06:18 PM |
| satisfying-durability | $25.00 | $25.00 | 3/15/2010 5:12:32 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/15/2010 5:14:33 PM |
| integrity-doctor | $50.00 | $50.00 | 3/15/2010 5:11:25 PM |
| nletunic | $25.00 | $25.00 | 3/15/2010 5:11:49 PM |
| HHP | $25.00 | $25.00 | 3/15/2010 5:16:53 PM |
| Gabriel02 | $25.00 | $25.00 | 3/15/2010 5:17:15 PM |
| webfeet | $25.00 | $25.00 | 3/15/2010 5:14:27 PM |
| clean-loyalty | $25.00 | $25.00 | 3/15/2010 5:14:49 PM |
| Zanch | $25.00 | $25.00 | 3/15/2010 5:15:26 PM |
| lender987654321 | $25.00 | $25.00 | 3/15/2010 5:20:42 PM |
| community-pipeline8 | $50.00 | $50.00 | 3/15/2010 5:22:31 PM |
| scrappy-bonus2 | $30.00 | $30.00 | 3/15/2010 5:22:54 PM |
| elasermd | $100.00 | $100.00 | 3/15/2010 5:24:08 PM |
| mikeandcat | $100.00 | $100.00 | 3/15/2010 5:19:52 PM |
| important-ore | $100.00 | $100.00 | 3/15/2010 5:26:23 PM |
| kmr2 | $125.00 | $125.00 | 3/15/2010 5:25:46 PM |
| kulender | $30.00 | $30.00 | 3/15/2010 5:27:08 PM |
| laniac | $50.00 | $50.00 | 3/15/2010 5:28:08 PM |
| progressive-asset | $100.00 | $100.00 | 3/15/2010 5:27:43 PM |
| Pasagam | $25.00 | $25.00 | 3/15/2010 5:27:53 PM |
| intelligent-yield | $25.00 | $25.00 | 3/15/2010 5:23:31 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/15/2010 5:31:15 PM |
| guggs | $25.00 | $25.00 | 3/15/2010 5:27:48 PM |
| martinnc | $25.00 | $25.00 | 3/15/2010 5:34:34 PM |
| bds9646 | $26.00 | $26.00 | 3/15/2010 5:34:24 PM |
| klinebarger | $25.00 | $25.00 | 3/15/2010 5:35:19 PM |
| inventive-wealth2 | $25.00 | $25.00 | 3/15/2010 5:29:41 PM |
| cingular | $25.00 | $25.00 | 3/15/2010 5:29:54 PM |
| lenderme | $25.00 | $25.00 | 3/15/2010 5:37:40 PM |
| ingenious-order783 | $25.00 | $25.00 | 3/15/2010 5:37:54 PM |
| KillerHOO | $50.00 | $50.00 | 3/15/2010 5:39:45 PM |
| a-social-nebula | $25.00 | $25.00 | 3/15/2010 5:35:51 PM |
| empire9 | $25.00 | $25.00 | 3/15/2010 5:40:43 PM |
| selector568 | $90.71 | $90.71 | 3/15/2010 5:50:46 PM |
| bkwest01 | $74.36 | $74.36 | 3/15/2010 5:52:49 PM |
| bondhedger | $25.00 | $25.00 | 3/15/2010 5:57:19 PM |
| phillipd48 | $25.00 | $25.00 | 3/15/2010 8:47:17 PM |
| lighter | $25.00 | $25.00 | 3/15/2010 8:09:04 PM |
| iolaire | $25.00 | $25.00 | 3/15/2010 8:57:21 PM |
| zeraphm | $25.00 | $25.00 | 3/15/2010 10:42:20 PM |
| ryreesado | $25.00 | $25.00 | 3/15/2010 11:52:28 PM |
| Streetfighter | $50.00 | $50.00 | 3/16/2010 5:37:31 AM |
| jh157765 | $25.00 | $25.00 | 3/16/2010 12:27:48 AM |
| Railbird | $25.00 | $25.00 | 3/16/2010 5:52:18 AM |
| tripnosis | $25.00 | $25.00 | 3/15/2010 9:08:55 PM |
| lean-velocity | $25.00 | $25.00 | 3/16/2010 7:17:38 AM |
| bradny | $25.00 | $25.00 | 3/16/2010 7:18:13 AM |
| js60l | $25.00 | $25.00 | 3/16/2010 6:52:19 AM |
| OrcaFIN | $25.00 | $25.00 | 3/15/2010 11:48:58 PM |
| platinum-platoon | $25.00 | $25.00 | 3/16/2010 7:20:02 AM |
| bold-durability-drum | $25.00 | $25.00 | 3/16/2010 7:19:54 AM |
| leodaguy | $25.00 | $25.00 | 3/16/2010 6:44:05 AM |
| note-sensation | $25.00 | $25.00 | 3/16/2010 7:19:36 AM |
| unassuming-reward | $25.00 | $25.00 | 3/16/2010 7:20:10 AM |
| asset-professor | $100.00 | $100.00 | 3/15/2010 5:00:24 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/15/2010 5:02:45 PM |
| Microfinancer | $25.00 | $25.00 | 3/15/2010 5:00:19 PM |
| honorable-yield | $75.00 | $75.00 | 3/15/2010 5:04:38 PM |
| Castellan | $25.00 | $25.00 | 3/15/2010 5:00:49 PM |
| personal-lender | $25.00 | $25.00 | 3/15/2010 5:05:03 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/15/2010 5:06:41 PM |
| delicious-social132 | $40.00 | $40.00 | 3/15/2010 5:02:52 PM |
| reflective-deal8 | $50.00 | $50.00 | 3/15/2010 5:03:03 PM |
| macjp123 | $25.00 | $25.00 | 3/15/2010 5:03:23 PM |
| Clambake | $50.00 | $50.00 | 3/15/2010 5:03:43 PM |
| credit-force5 | $25.00 | $25.00 | 3/15/2010 5:04:30 PM |
| tylerfd | $25.00 | $25.00 | 3/15/2010 5:08:41 PM |
| edgeofpdx | $25.00 | $25.00 | 3/15/2010 5:08:33 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/15/2010 5:05:23 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/15/2010 5:11:05 PM |
| buraky | $25.00 | $25.00 | 3/15/2010 5:06:59 PM |
| phredd | $75.00 | $75.00 | 3/15/2010 5:07:32 PM |
| figs4u2 | $100.00 | $100.00 | 3/15/2010 5:12:10 PM |
| restless-currency | $25.00 | $25.00 | 3/15/2010 5:12:38 PM |
| desertoasis | $25.00 | $25.00 | 3/15/2010 5:13:46 PM |
| bchen78875 | $50.00 | $50.00 | 3/15/2010 5:09:38 PM |
| radforj22 | $25.00 | $25.00 | 3/15/2010 5:14:20 PM |
| red-trade-cologne | $25.00 | $25.00 | 3/15/2010 5:10:34 PM |
| medan20356 | $25.00 | $25.00 | 3/15/2010 5:15:22 PM |
| inspiring-reward | $150.00 | $150.00 | 3/15/2010 5:15:34 PM |
| micko | $25.00 | $25.00 | 3/15/2010 5:17:22 PM |
| lloyd_s | $25.00 | $25.00 | 3/15/2010 5:20:07 PM |
| moola-man | $50.00 | $50.00 | 3/15/2010 5:19:41 PM |
| srgriff | $25.00 | $25.00 | 3/15/2010 5:16:20 PM |
| betak | $50.00 | $50.00 | 3/15/2010 5:16:39 PM |
| jeffpac | $55.00 | $55.00 | 3/15/2010 5:16:58 PM |
| AF-Chief | $28.00 | $28.00 | 3/15/2010 5:18:01 PM |
| hopethisworks | $100.00 | $100.00 | 3/15/2010 5:20:52 PM |
| top-silver-american | $25.00 | $25.00 | 3/15/2010 5:27:58 PM |
| faifar | $25.00 | $25.00 | 3/15/2010 5:30:36 PM |
| damage | $25.00 | $25.00 | 3/15/2010 5:30:46 PM |
| scottssm | $25.00 | $25.00 | 3/15/2010 5:34:22 PM |
| yertle9 | $25.00 | $25.00 | 3/15/2010 5:34:54 PM |
| ray1051 | $25.00 | $25.00 | 3/15/2010 5:37:29 PM |
| alpinaut | $25.00 | $25.00 | 3/15/2010 5:31:49 PM |
| RandyL3 | $33.00 | $33.00 | 3/15/2010 5:37:47 PM |
| Supernick | $50.00 | $50.00 | 3/15/2010 5:38:33 PM |
| cordial-investment1 | $25.00 | $25.00 | 3/15/2010 5:34:20 PM |
| justice-dna | $35.00 | $35.00 | 3/15/2010 5:40:47 PM |
| aasx1108 | $25.00 | $25.00 | 3/15/2010 5:50:41 PM |
| RetiredATC | $25.00 | $25.00 | 3/15/2010 6:33:02 PM |
| useful-currency | $25.00 | $25.00 | 3/15/2010 5:41:11 PM |
| cubesteak | $25.00 | $25.00 | 3/15/2010 6:43:42 PM |
| InvestorPartners | $25.00 | $25.00 | 3/15/2010 11:42:32 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/15/2010 9:47:50 PM |
| ciscoparrot | $25.00 | $25.00 | 3/15/2010 10:03:21 PM |
| Speculator | $48.93 | $48.93 | 3/16/2010 12:07:29 AM |
| ddog0224 | $25.00 | $25.00 | 3/16/2010 2:03:39 AM |
| brutusbone | $25.00 | $25.00 | 3/16/2010 5:57:44 AM |
| Vegasjim | $25.00 | $25.00 | 3/15/2010 8:57:24 PM |
| skvat | $25.00 | $25.00 | 3/16/2010 7:18:56 AM |
| zielojo | $25.00 | $8.00 | 3/16/2010 7:20:12 AM |
| tenacious-commitment6 | $25.00 | $25.00 | 3/16/2010 2:03:43 AM |
| meenan | $25.00 | $25.00 | 3/16/2010 7:18:53 AM |
| success1001 | $50.00 | $50.00 | 3/16/2010 7:19:50 AM |
| jaker | $25.00 | $25.00 | 3/16/2010 7:20:08 AM |
| uwinwewin | $25.00 | $25.00 | 3/16/2010 7:19:52 AM |
| apr | $30.00 | $30.00 | 3/16/2010 2:39:14 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/16/2010 6:03:44 PM |
| 135 bids
|
Borrower Payment Dependent Notes Series
450447
This series of Notes was issued and sold upon the funding of the borrower loan #41482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,200.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-24-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $90.26 |
|
Final lender yield:
| 21.00% |
Final borrower rate/APR:
| 22.00% / 24.26% |
Final monthly payment:
| $84.02 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 42% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 0m |
|
Credit score:
| 680-699 (Mar-2010) |
Total credit lines:
| 27 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,306 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 93% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Dragon50 |
Borrower's state:
| Wisconsin |
Borrower's group:
| Vets helping Vets |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 660-679
(Mar-2008)
680-699
(Mar-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Consolidate Debt at reasonable rate
I am a previous borrower with Prosper with good standing.
I pay my bills on time, even ahead of time if I can.
I am asking for a $2200 loan so that I can consolidate 2
personal loans (with high interest rates) and save approximately $150 per month.
I would then put that money aside to save for future
furniture needs.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, in roughly how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
I am planning on 36 months or less. When I have some spare money I will put it towards this loan.
(Mar-18-2010)
Q:
Why did you post a picture of a casket for this loan? - gt5149c
A:
I did this because I am a disabled vet and there are some that did not make it home alive. I want to remember them.
(Mar-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| _SCI_ | $25.00 | $25.00 | 3/22/2010 11:13:03 AM |
| hillerod | $25.00 | $25.00 | 3/22/2010 11:54:08 AM |
| SolarMoonshine | $25.00 | $25.00 | 3/22/2010 5:29:49 PM |
| Feyenoord | $49.30 | $49.30 | 3/22/2010 7:16:57 PM |
| srthsvghdthtr | $25.00 | $25.00 | 3/22/2010 6:37:27 PM |
| maricel10 | $50.00 | $50.00 | 3/23/2010 10:33:54 AM |
| realtormoises | $25.00 | $25.00 | 3/23/2010 11:11:48 AM |
| kinetic-social | $25.00 | $25.00 | 3/23/2010 4:12:44 PM |
| 99Lender | $30.00 | $30.00 | 3/23/2010 7:37:51 PM |
| supreme-hope | $25.00 | $25.00 | 3/24/2010 12:41:56 AM |
| wild-orange | $25.00 | $25.00 | 3/24/2010 1:14:31 AM |
| DG2007 | $25.00 | $25.00 | 3/24/2010 5:49:32 AM |
| onezmanic | $31.53 | $31.53 | 3/24/2010 12:13:34 AM |
| usedtoborrow | $25.00 | $25.00 | 3/24/2010 7:01:57 AM |
| heerzaquestion | $69.00 | $10.57 | 3/24/2010 9:56:56 AM |
| ultimate-peace | $425.00 | $425.00 | 3/24/2010 9:59:21 AM |
| eboomer2611 | $25.00 | $25.00 | 3/24/2010 9:49:44 AM |
| Unitas4302 | $200.00 | $200.00 | 3/18/2010 9:11:19 PM |
| CA_Lender | $25.00 | $25.00 | 3/20/2010 3:38:05 PM |
| donlenboy | $44.83 | $44.83 | 3/22/2010 8:09:18 AM |
| Aberdeen | $350.00 | $350.00 | 3/22/2010 11:40:46 AM |
| Aberdeen | $350.00 | $350.00 | 3/22/2010 11:41:39 AM |
| dRatedOnly | $25.00 | $25.00 | 3/22/2010 6:03:27 PM |
| CoolPlexer | $35.02 | $35.02 | 3/22/2010 6:43:58 PM |
| Flshedman | $50.00 | $50.00 | 3/23/2010 6:43:48 AM |
| FinanceEngine | $25.00 | $25.00 | 3/23/2010 9:09:00 AM |
| AlphaInternational | $25.00 | $25.00 | 3/23/2010 9:11:40 AM |
| hektek22 | $25.00 | $25.00 | 3/23/2010 11:54:15 PM |
| credit-coach118 | $40.00 | $40.00 | 3/23/2010 11:04:09 PM |
| benefit-javelin | $25.00 | $25.00 | 3/24/2010 5:17:48 AM |
| fund-dragster | $25.00 | $25.00 | 3/24/2010 6:48:14 AM |
| Mikale360 | $30.00 | $30.00 | 3/24/2010 6:59:41 AM |
| oreyedoc | $25.00 | $25.00 | 3/24/2010 7:51:54 AM |
| ice518 | $28.75 | $28.75 | 3/24/2010 9:57:34 AM |
| 34 bids
|
Borrower Payment Dependent Notes Series
450575
This series of Notes was issued and sold upon the funding of the borrower loan #41393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,700.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-17-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $314.73 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $313.90 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 38% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
10 | Length of status: | 0y 9m |
|
Credit score:
| 760-779 (Mar-2010) |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,782 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 44% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| thrilling-coin5 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt
Purpose of loan:
This loan will be used to?
Just got married and had a kid now I'd like to consolidate my debt and get is paid off ASAP.
My financial situation:
I am a good candidate for this loan because?Great credit history, never a late payment, great job.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 3/15/2010 4:51:22 PM |
| xrycac | $25.00 | $25.00 | 3/15/2010 4:53:49 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 3/15/2010 5:02:41 PM |
| macjp123 | $25.00 | $25.00 | 3/15/2010 5:03:18 PM |
| mg6619 | $25.00 | $25.00 | 3/15/2010 5:05:28 PM |
| Clambake | $50.00 | $50.00 | 3/15/2010 5:03:48 PM |
| personal-lender | $25.00 | $25.00 | 3/15/2010 5:05:09 PM |
| desertoasis | $25.00 | $25.00 | 3/15/2010 5:13:43 PM |
| cordial-funds8 | $25.00 | $25.00 | 3/15/2010 5:13:19 PM |
| inspiring-reward | $150.00 | $150.00 | 3/15/2010 5:15:28 PM |
| integrity-doctor | $50.00 | $50.00 | 3/15/2010 5:11:21 PM |
| Adino | $25.00 | $25.00 | 3/15/2010 5:24:32 PM |
| phredd | $50.00 | $50.00 | 3/15/2010 5:22:16 PM |
| asset-professor | $75.00 | $75.00 | 3/15/2010 5:27:33 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 3/15/2010 5:23:00 PM |
| Banker7371 | $25.00 | $25.00 | 3/15/2010 5:28:21 PM |
| selector568 | $400.00 | $400.00 | 3/15/2010 5:23:54 PM |
| mrscenicroute | $25.00 | $25.00 | 3/15/2010 5:29:35 PM |
| courteous-fund9 | $25.00 | $25.00 | 3/15/2010 5:24:44 PM |
| infinitykid | $25.00 | $25.00 | 3/15/2010 5:29:47 PM |
| vacaerol | $25.00 | $25.00 | 3/15/2010 5:30:59 PM |
| kmr2 | $250.00 | $250.00 | 3/15/2010 5:25:41 PM |
| AFairDeal | $25.00 | $25.00 | 3/15/2010 5:25:58 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/15/2010 5:31:12 PM |
| bashar | $25.00 | $25.00 | 3/15/2010 5:31:16 PM |
| RMB-Investments | $25.00 | $25.00 | 3/15/2010 5:32:33 PM |
| Kilolani | $25.00 | $25.00 | 3/15/2010 5:27:17 PM |
| elevated-platinum5 | $50.00 | $50.00 | 3/15/2010 5:32:50 PM |
| repayment-chef | $25.00 | $25.00 | 3/15/2010 5:33:06 PM |
| progressive-asset | $100.00 | $100.00 | 3/15/2010 5:27:40 PM |
| Fiimg | $45.56 | $45.56 | 3/15/2010 5:33:31 PM |
| the-persistent-reward | $25.00 | $25.00 | 3/15/2010 5:32:36 PM |
| bonafide-cash | $50.00 | $50.00 | 3/15/2010 5:33:43 PM |
| asset-equilibrium0 | $25.00 | $25.00 | 3/15/2010 5:32:47 PM |
| gjh37 | $25.00 | $25.00 | 3/15/2010 5:33:13 PM |
| martinnc | $25.00 | $25.00 | 3/15/2010 5:34:31 PM |
| jrbill1998 | $50.00 | $50.00 | 3/15/2010 5:35:15 PM |
| starikrai | $50.00 | $50.00 | 3/15/2010 5:29:45 PM |
| dmfog | $25.00 | $25.00 | 3/15/2010 5:35:36 PM |
| InvestorPartners | $25.00 | $25.00 | 3/15/2010 5:30:26 PM |
| bkwest01 | $100.00 | $100.00 | 3/15/2010 5:36:09 PM |
| snappy | $49.05 | $49.05 | 3/15/2010 5:36:20 PM |
| wahoo-trader | $25.00 | $25.00 | 3/15/2010 5:37:03 PM |
| gracej | $25.00 | $25.00 | 3/15/2010 5:37:12 PM |
| supe11 | $25.00 | $25.00 | 3/15/2010 5:37:50 PM |
| Fingar | $25.00 | $25.00 | 3/15/2010 5:32:39 PM |
| Vetrepreneur | $25.00 | $25.00 | 3/15/2010 5:32:43 PM |
| invest0r | $25.00 | $25.00 | 3/15/2010 5:32:48 PM |
| 29Palms | $25.00 | $25.00 | 3/15/2010 5:38:31 PM |
| methodical-greenback5 | $50.00 | $50.00 | 3/15/2010 5:33:10 PM |
| niskyfranchise | $25.00 | $25.00 | 3/15/2010 5:33:14 PM |
| burrito6 | $25.00 | $25.00 | 3/15/2010 5:33:21 PM |
| luckyldy | $35.00 | $35.00 | 3/15/2010 5:33:35 PM |
| tranquil-diversification8 | $25.00 | $25.00 | 3/15/2010 5:39:09 PM |
| Aimvest | $25.00 | $25.00 | 3/15/2010 5:39:19 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/15/2010 5:39:09 PM |
| jigsaw | $100.00 | $100.00 | 3/15/2010 5:33:53 PM |
| thunderd | $25.00 | $25.00 | 3/15/2010 5:39:19 PM |
| SBT | $50.00 | $50.00 | 3/15/2010 5:39:31 PM |
| success1001 | $50.00 | $50.00 | 3/15/2010 5:39:56 PM |
| MoneyMA | $25.00 | $25.00 | 3/15/2010 5:39:51 PM |
| nunnie | $25.00 | $25.00 | 3/15/2010 5:34:46 PM |
| Microfinancer | $25.00 | $25.00 | 3/15/2010 5:40:21 PM |
| currency-zenith | $50.00 | $50.00 | 3/15/2010 5:40:12 PM |
| durability-balance4 | $50.00 | $50.00 | 3/15/2010 5:35:16 PM |
| a-social-nebula | $25.00 | $25.00 | 3/15/2010 5:35:47 PM |
| empire9 | $25.00 | $25.00 | 3/15/2010 5:40:41 PM |
| phaded | $25.00 | $25.00 | 3/15/2010 5:49:37 PM |
| neutrino6 | $25.00 | $25.00 | 3/15/2010 5:49:45 PM |
| 13nd3r | $25.00 | $25.00 | 3/15/2010 5:49:01 PM |
| miniloan | $25.00 | $25.00 | 3/15/2010 5:49:43 PM |
| currency-shaker16 | $100.00 | $100.00 | 3/15/2010 5:50:12 PM |
| Magus54 | $25.00 | $25.00 | 3/15/2010 5:37:56 PM |
| a-goal-bill | $25.00 | $25.00 | 3/15/2010 5:38:00 PM |
| orange-preeminant-bill | $64.13 | $64.13 | 3/15/2010 5:50:50 PM |
| jhouman | $25.00 | $25.00 | 3/15/2010 5:51:33 PM |
| hitsman | $50.00 | $50.00 | 3/15/2010 5:38:43 PM |
| orgy63 | $25.00 | $25.00 | 3/15/2010 5:57:43 PM |
| cash-merry-maker | $25.00 | $25.00 | 3/15/2010 5:39:02 PM |
| gavinfh | $25.00 | $25.00 | 3/15/2010 5:39:05 PM |
| investment-oasis | $25.00 | $25.00 | 3/15/2010 5:39:22 PM |
| mathomas3 | $30.25 | $30.25 | 3/15/2010 5:39:24 PM |
| buraky | $25.00 | $25.00 | 3/15/2010 5:39:27 PM |
| rlecour | $25.00 | $25.00 | 3/15/2010 5:39:33 PM |
| leodaguy | $25.00 | $25.00 | 3/15/2010 5:40:08 PM |
| bold-durability-drum | $25.00 | $25.00 | 3/15/2010 5:40:25 PM |
| resplendent-moola | $25.00 | $25.00 | 3/15/2010 6:53:35 PM |
| jakesworld | $25.00 | $25.00 | 3/15/2010 5:48:57 PM |
| dsfoundation | $25.00 | $25.00 | 3/15/2010 6:43:17 PM |
| 519dobber | $25.00 | $25.00 | 3/15/2010 7:03:24 PM |
| peso-colonel | $26.95 | $26.95 | 3/15/2010 6:53:37 PM |
| the-bright-velocity | $25.00 | $25.00 | 3/15/2010 5:51:05 PM |
| hyetech | $35.00 | $35.00 | 3/15/2010 8:17:21 PM |
| safe-kindness5 | $25.00 | $25.00 | 3/15/2010 10:22:18 PM |
| junctionking | $25.00 | $25.00 | 3/15/2010 10:22:34 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/15/2010 9:47:46 PM |
| Rick7925 | $25.00 | $25.00 | 3/15/2010 7:47:32 PM |
| lighter | $25.00 | $25.00 | 3/15/2010 8:09:00 PM |
| OrcaFIN | $25.00 | $25.00 | 3/15/2010 11:48:52 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/15/2010 8:27:12 PM |
| fair_rates | $25.00 | $25.00 | 3/15/2010 8:27:17 PM |
| phillipd48 | $25.00 | $25.00 | 3/15/2010 8:42:31 PM |
| brutusbone | $25.00 | $25.00 | 3/16/2010 5:57:40 AM |
| helping-out | $25.00 | $25.00 | 3/16/2010 6:03:13 AM |
| WHEREISTHEMOON | $25.00 | $25.00 | 3/16/2010 6:33:10 AM |
| ciscoparrot | $25.00 | $25.00 | 3/15/2010 10:02:22 PM |
| balance-whistle7 | $25.00 | $25.00 | 3/16/2010 7:19:03 AM |
| chairsitter | $25.00 | $25.00 | 3/16/2010 7:17:27 AM |
| peerlender | $30.00 | $30.00 | 3/16/2010 7:17:59 AM |
| divine940 | $30.00 | $30.00 | 3/16/2010 4:57:18 AM |
| Picopie | $29.84 | $29.84 | 3/16/2010 7:37:17 AM |
| chomper969 | $25.00 | $25.00 | 3/16/2010 7:19:01 AM |
| BuffetRocks | $50.00 | $50.00 | 3/16/2010 7:19:08 AM |
| the-innovator331 | $50.00 | $50.00 | 3/16/2010 8:42:25 AM |
| cello1 | $25.00 | $25.00 | 3/16/2010 6:52:28 AM |
| entertaining-greenback2 | $25.00 | $25.00 | 3/16/2010 7:17:50 AM |
| onlyastepaway | $25.00 | $25.00 | 3/16/2010 9:34:14 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/16/2010 9:33:09 AM |
| bowdish1 | $25.01 | $25.01 | 3/16/2010 7:37:15 AM |
| trade-doughnut5 | $25.00 | $25.00 | 3/16/2010 8:02:18 AM |
| influential-gain | $25.00 | $25.00 | 3/16/2010 8:47:21 AM |
| Pizza-man | $41.28 | $41.28 | 3/16/2010 10:29:11 AM |
| tallmon | $25.00 | $25.00 | 3/16/2010 10:39:46 AM |
| LandE2BG | $25.00 | $25.00 | 3/16/2010 10:47:37 AM |
| LOWCOUNTRYLENDER | $25.00 | $25.00 | 3/16/2010 10:47:49 AM |
| EMMERA52 | $25.00 | $25.00 | 3/16/2010 10:55:58 AM |
| SF2Berlin | $25.00 | $25.00 | 3/16/2010 10:53:11 AM |
| sharkm | $30.63 | $30.63 | 3/16/2010 11:03:42 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 3/16/2010 11:19:03 AM |
| yachtmaster45 | $25.00 | $25.00 | 3/16/2010 11:28:52 AM |
| best-deal-banker | $25.00 | $25.00 | 3/16/2010 11:19:06 AM |
| 108lender | $200.00 | $200.00 | 3/16/2010 11:29:27 AM |
| sammyhammy | $25.00 | $25.00 | 3/16/2010 11:29:33 AM |
| Tahoeguy | $50.00 | $50.00 | 3/16/2010 11:29:42 AM |
| siesta100 | $25.00 | $25.00 | 3/16/2010 11:28:36 AM |
| KrazyCelticKid | $75.00 | $70.31 | 3/16/2010 11:29:53 AM |
| TW325 | $25.00 | $25.00 | 3/16/2010 10:42:41 AM |
| PocketAces | $25.00 | $25.00 | 3/16/2010 10:47:30 AM |
| calm-deal7 | $25.00 | $25.00 | 3/16/2010 11:19:04 AM |
| Casper00 | $25.00 | $25.00 | 3/16/2010 2:59:04 PM |
| jwood3030 | $25.00 | $25.00 | 3/17/2010 3:22:43 AM |
| skuba | $25.00 | $25.00 | 3/15/2010 5:01:26 PM |
| Avala | $50.00 | $50.00 | 3/15/2010 5:04:12 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/15/2010 5:06:14 PM |
| egw | $25.00 | $25.00 | 3/15/2010 5:02:26 PM |
| inspired-contract9 | $25.00 | $25.00 | 3/15/2010 5:06:38 PM |
| jokerj006 | $25.00 | $25.00 | 3/15/2010 5:06:51 PM |
| torion | $25.00 | $25.00 | 3/15/2010 5:03:51 PM |
| delicious-social132 | $25.00 | $25.00 | 3/15/2010 5:05:12 PM |
| fightinjoe | $25.00 | $25.00 | 3/15/2010 5:06:02 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/15/2010 5:10:59 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/15/2010 5:07:08 PM |
| figs4u2 | $100.00 | $100.00 | 3/15/2010 5:12:06 PM |
| nletunic | $25.00 | $25.00 | 3/15/2010 5:11:53 PM |
| flexible-value | $26.00 | $26.00 | 3/15/2010 5:10:27 PM |
| Vegasjim | $25.00 | $25.00 | 3/15/2010 5:16:11 PM |
| AF-Chief | $27.00 | $27.00 | 3/15/2010 5:17:49 PM |
| courteous-integrity8 | $25.00 | $25.00 | 3/15/2010 5:19:25 PM |
| Gabriel02 | $25.00 | $25.00 | 3/15/2010 5:17:11 PM |
| community-pipeline8 | $50.00 | $50.00 | 3/15/2010 5:22:40 PM |
| spark548 | $50.00 | $50.00 | 3/15/2010 5:24:34 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/15/2010 5:19:34 PM |
| RetiredATC | $25.00 | $25.00 | 3/15/2010 5:25:53 PM |
| asdf9876 | $25.00 | $25.00 | 3/15/2010 5:26:10 PM |
| chicago1228 | $25.00 | $25.00 | 3/15/2010 5:23:41 PM |
| restless-currency | $32.10 | $32.10 | 3/15/2010 5:24:39 PM |
| faifar | $25.00 | $25.00 | 3/15/2010 5:30:33 PM |
| speedy2shoes | $25.00 | $25.00 | 3/15/2010 5:29:50 PM |
| important-ore | $50.00 | $50.00 | 3/15/2010 5:31:26 PM |
| compassion-lotus5 | $25.00 | $25.00 | 3/15/2010 5:32:49 PM |
| uprising35 | $25.00 | $25.00 | 3/15/2010 5:32:27 PM |
| foxy-fund | $50.00 | $50.00 | 3/15/2010 5:33:26 PM |
| red-undaunted-kindness | $100.00 | $100.00 | 3/15/2010 5:33:33 PM |
| ookete | $25.00 | $25.00 | 3/15/2010 5:32:37 PM |
| credit-kahuna | $49.96 | $49.96 | 3/15/2010 5:33:42 PM |
| wellsfrugal | $25.00 | $25.00 | 3/15/2010 5:32:41 PM |
| top-silver-american | $25.00 | $25.00 | 3/15/2010 5:27:54 PM |
| leverage-holly | $25.00 | $25.00 | 3/15/2010 5:32:51 PM |
| wise-handy-finance | $25.00 | $25.00 | 3/15/2010 5:33:55 PM |
| jasmarc | $25.00 | $25.00 | 3/15/2010 5:33:12 PM |
| kbodendorf | $25.00 | $25.00 | 3/15/2010 5:33:29 PM |
| senorzookeeper | $25.00 | $25.00 | 3/15/2010 5:33:44 PM |
| inventive-wealth2 | $25.00 | $25.00 | 3/15/2010 5:29:38 PM |
| giannyny | $25.00 | $25.00 | 3/15/2010 5:35:22 PM |
| ddog0224 | $25.00 | $25.00 | 3/15/2010 5:35:28 PM |
| Lilred7879 | $50.00 | $50.00 | 3/15/2010 5:35:35 PM |
| nybanker85 | $25.00 | $25.00 | 3/15/2010 5:30:28 PM |
| Carne_Chung | $25.00 | $25.00 | 3/15/2010 5:30:44 PM |
| tenacious-commitment6 | $25.00 | $25.00 | 3/15/2010 5:36:59 PM |
| ms48105 | $25.00 | $25.00 | 3/15/2010 5:36:45 PM |
| intelligent-yield | $25.00 | $25.00 | 3/15/2010 5:36:51 PM |
| boater01 | $45.10 | $45.10 | 3/15/2010 5:37:10 PM |
| aasx1108 | $25.00 | $25.00 | 3/15/2010 5:37:52 PM |
| cathexis | $50.00 | $50.00 | 3/15/2010 5:38:03 PM |
| tranquil-openness1 | $25.00 | $25.00 | 3/15/2010 5:38:06 PM |
| cberthiaume | $25.00 | $25.00 | 3/15/2010 5:32:52 PM |
| tidy-dime | $25.00 | $25.00 | 3/15/2010 5:33:04 PM |
| BlindJoeDeath | $25.00 | $25.00 | 3/15/2010 5:33:08 PM |
| rcc7 | $25.00 | $25.00 | 3/15/2010 5:33:11 PM |
| ktfritz | $25.00 | $25.00 | 3/15/2010 5:39:03 PM |
| xstreamin | $25.00 | $25.00 | 3/15/2010 5:33:41 PM |
| MissionMicroFinance | $25.00 | $25.00 | 3/15/2010 5:39:38 PM |
| shiny-revenue | $25.00 | $25.00 | 3/15/2010 5:39:41 PM |
| tripnosis | $25.00 | $25.00 | 3/15/2010 5:40:02 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/15/2010 5:40:19 PM |
| gain-seagull9 | $25.00 | $25.00 | 3/15/2010 5:40:05 PM |
| uwinwewin | $25.00 | $25.00 | 3/15/2010 5:40:16 PM |
| Havana21 | $50.00 | $50.00 | 3/15/2010 5:40:24 PM |
| redrock007 | $25.00 | $25.00 | 3/15/2010 5:40:31 PM |
| Speculator | $100.00 | $100.00 | 3/15/2010 5:37:06 PM |
| HunterSix | $25.00 | $25.00 | 3/15/2010 5:49:46 PM |
| 1phantom | $50.00 | $50.00 | 3/15/2010 5:38:08 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 3/15/2010 5:50:56 PM |
| kmfreymi | $25.00 | $25.00 | 3/15/2010 5:38:52 PM |
| Cheburashka | $25.00 | $25.00 | 3/15/2010 5:57:29 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/15/2010 5:39:36 PM |
| nanda | $25.00 | $25.00 | 3/15/2010 5:40:37 PM |
| slartibardfast | $25.00 | $25.00 | 3/15/2010 6:43:07 PM |
| zeraphm | $25.00 | $25.00 | 3/15/2010 5:41:14 PM |
| harmonious-yield | $25.00 | $25.00 | 3/15/2010 5:48:47 PM |
| KramericaIndustries | $25.00 | $25.00 | 3/15/2010 6:43:15 PM |
| oaktown23 | $50.00 | $50.00 | 3/15/2010 7:03:24 PM |
| WilliamLeeSims | $25.00 | $25.00 | 3/15/2010 6:57:16 PM |
| orbiter614 | $39.64 | $39.64 | 3/15/2010 5:51:10 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/15/2010 7:58:48 PM |
| tucksta | $25.00 | $25.00 | 3/15/2010 5:57:42 PM |
| unequaled-credit7 | $25.00 | $25.00 | 3/15/2010 7:27:32 PM |
| bullwink27 | $25.00 | $25.00 | 3/15/2010 8:57:26 PM |
| sadls | $25.00 | $25.00 | 3/15/2010 7:37:30 PM |
| Streetfighter | $50.00 | $50.00 | 3/16/2010 5:37:26 AM |
| OCedHrt | $25.00 | $25.00 | 3/16/2010 2:26:23 AM |
| Akkon | $25.00 | $25.00 | 3/15/2010 9:02:36 PM |
| Schmendrick | $25.00 | $25.00 | 3/15/2010 10:28:23 PM |
| money-maniac | $50.00 | $50.00 | 3/16/2010 7:18:01 AM |
| moola-man | $30.00 | $30.00 | 3/16/2010 7:18:16 AM |
| lendme2 | $27.35 | $27.35 | 3/16/2010 6:52:32 AM |
| durability-mad-scientist4 | $27.49 | $27.49 | 3/16/2010 7:17:43 AM |
| kindness-percolator5 | $25.00 | $25.00 | 3/16/2010 7:17:57 AM |
| lloyd_s | $25.00 | $25.00 | 3/16/2010 7:18:02 AM |
| transparent-money2 | $25.00 | $25.00 | 3/16/2010 7:18:20 AM |
| lovelongandprosper | $50.00 | $50.00 | 3/16/2010 7:19:03 AM |
| whynormal | $25.00 | $25.00 | 3/16/2010 9:12:32 AM |
| dollar-birdie | $25.00 | $25.00 | 3/16/2010 7:18:15 AM |
| flexible-return297 | $25.00 | $25.00 | 3/16/2010 7:19:02 AM |
| antrux | $25.00 | $25.00 | 3/16/2010 9:32:23 AM |
| happy-asset | $25.00 | $25.00 | 3/16/2010 9:32:45 AM |
| sugarhoof | $25.00 | $25.00 | 3/16/2010 10:22:41 AM |
| rakstar | $25.00 | $25.00 | 3/16/2010 10:38:52 AM |
| congratschinaski | $25.00 | $25.00 | 3/16/2010 9:32:43 AM |
| Trolley08 | $25.00 | $25.00 | 3/16/2010 10:47:47 AM |
| Digs | $25.00 | $25.00 | 3/16/2010 9:33:53 AM |
| resource777 | $25.00 | $25.00 | 3/16/2010 10:48:07 AM |
| jga516 | $25.00 | $25.00 | 3/16/2010 11:04:06 AM |
| jenq0001 | $25.00 | $25.00 | 3/16/2010 11:12:20 AM |
| Big_Baller | $25.00 | $25.00 | 3/16/2010 11:28:38 AM |
| lisaac29 | $25.00 | $25.00 | 3/16/2010 11:19:02 AM |
| knight3136 | $25.00 | $25.00 | 3/16/2010 11:29:07 AM |
| vault893 | $50.00 | $50.00 | 3/16/2010 11:29:25 AM |
| Kaj | $25.00 | $25.00 | 3/16/2010 11:29:44 AM |
| impeccable-transparency | $57.43 | $57.43 | 3/16/2010 11:29:52 AM |
| forthright-dedication | $50.00 | $50.00 | 3/16/2010 11:29:30 AM |
| venture332 | $25.00 | $25.00 | 3/16/2010 10:48:26 AM |
| Katburg | $29.65 | $29.65 | 3/16/2010 10:54:12 AM |
| friendly-market5 | $25.00 | $25.00 | 3/16/2010 11:19:07 AM |
| loan-master996 | $50.00 | $50.00 | 3/16/2010 11:29:08 AM |
| billyraybob | $25.00 | $25.00 | 3/16/2010 11:29:29 AM |
| jdrez | $25.00 | $25.00 | 3/16/2010 11:29:43 AM |
| friendly-worth3 | $25.00 | $25.00 | 3/16/2010 11:29:53 AM |
| nolahelper | $25.00 | $25.00 | 3/16/2010 11:44:13 AM |
| receptive-leverage | $42.41 | $42.41 | 3/16/2010 2:53:37 PM |
| Gladglide | $32.89 | $32.89 | 3/16/2010 2:55:28 PM |
| ijspence | $25.00 | $25.00 | 3/16/2010 2:57:37 PM |
| FmrEngr2Phd | $25.00 | $25.00 | 3/16/2010 2:57:19 PM |
| platinum-platoon | $25.00 | $25.00 | 3/16/2010 2:57:38 PM |
| romario | $44.97 | $44.97 | 3/16/2010 2:53:38 PM |
| 275 bids
|
Borrower Payment Dependent Notes Series
450581
This series of Notes was issued and sold upon the funding of the borrower loan #41394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-15-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 27.38% |
Starting borrower rate/APR:
| 28.38% / 30.73% |
Starting monthly payment:
| $311.77 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $307.20 |
| |
|
Auction yield range:
| 11.04% - 27.38% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
3 | Length of status: | 4y 8m |
|
Credit score:
| 760-779 (Mar-2010) |
Total credit lines:
| 14 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,910 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 31% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| orange-trade-paloverde |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment for Social Media Company
Purpose of loan:
Hello Prosper Community! I am excited about the opportunity to take advantage of Peer to Peer Lending. I am seeking this loan to assist the initial funding of a new Company I am starting with close business partner. We are creating a social media company that will focus primarily on the development of social online games, and will monetize through the sale of virtual goods on sites such as Facebook.com. The proven success of this business model has been demonstrated by successful Facebook games such as Farmville, and online Poker, among many others.
My current financial situation has already allowed me to invest a substantial initial contribution to this business. The remaining $7,500 is required for the last stages of the development of our first game, to be launched in late April, early May. I currently have close to $40,000 of liquid assets in the stock market, however, I am seeking the loan via Prosper.com as the interest rate and opportunity cost of keeping my money in the market at this time is far better. I currently have a steady contract doing accounting and corporate compliance services for public companies, which would easily allow me to make the monthly payments.
I feel I am an excellent candidate for this loan, as demonstrated by my solid credit score, secure and ongoing contract work, and responsible work ethic. I am a successful, self-employed professional living in the San Francisco Bay Area, with 5 years of proven accounting experience and expertise, and available liquid assets to use for re-payment if necessary. Finally, assisting in obtaining this loan would help this professional achieve his first entrepreneurial dreams of starting his own business! Thanks.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jubilant-principal | $25.00 | $25.00 | 3/15/2010 4:44:10 PM |
| order-boomerang | $25.00 | $25.00 | 3/15/2010 4:44:41 PM |
| Entejaeger | $25.00 | $25.00 | 3/15/2010 4:45:11 PM |
| tender-deal | $25.00 | $25.00 | 3/15/2010 4:45:21 PM |
| nourishing-hope835 | $25.00 | $25.00 | 3/15/2010 4:45:29 PM |
| forthright-dedication | $100.00 | $100.00 | 3/15/2010 4:45:42 PM |
| cspot | $25.00 | $25.00 | 3/15/2010 4:44:52 PM |
| apostle901 | $25.00 | $25.00 | 3/15/2010 4:45:00 PM |
| rock-turner | $90.76 | $90.76 | 3/15/2010 4:45:09 PM |
| Gladys9 | $25.00 | $25.00 | 3/15/2010 4:45:25 PM |
| Gilgothdae | $25.00 | $25.00 | 3/15/2010 4:45:31 PM |
| BigCityLending | $25.00 | $25.00 | 3/15/2010 4:48:48 PM |
| GrooveBiz | $50.00 | $50.00 | 3/15/2010 4:48:53 PM |
| RISK-VERSUS-RETURN | $25.00 | $25.00 | 3/15/2010 4:50:07 PM |
| coin-investor | $25.00 | $25.00 | 3/15/2010 4:49:10 PM |
| wealthstar | $25.00 | $25.00 | 3/15/2010 4:49:25 PM |
| Kaj | $25.00 | $25.00 | 3/15/2010 4:51:07 PM |
| harddollars | $25.00 | $25.00 | 3/15/2010 4:44:45 PM |
| lendme2 | $25.00 | $25.00 | 3/15/2010 4:50:17 PM |
| Schmendrick | $25.00 | $25.00 | 3/15/2010 4:45:18 PM |
| point | $25.00 | $25.00 | 3/15/2010 4:45:20 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/15/2010 4:51:53 PM |
| benefit-squirrel | $25.00 | $25.00 | 3/15/2010 4:52:16 PM |
| iLoaner | $25.00 | $25.00 | 3/15/2010 4:52:13 PM |
| Katburg | $25.00 | $25.00 | 3/15/2010 4:48:47 PM |
| jonn834 | $25.00 | $25.00 | 3/15/2010 4:49:33 PM |
| whynormal | $25.00 | $25.00 | 3/15/2010 4:50:27 PM |
| yield-lion | $25.00 | $25.00 | 3/15/2010 4:50:31 PM |
| AF-Chief | $28.00 | $28.00 | 3/15/2010 4:57:06 PM |
| MARWARISETH | $25.00 | $25.00 | 3/15/2010 4:57:47 PM |
| steves73 | $25.00 | $25.00 | 3/15/2010 4:58:06 PM |
| Share_The_Wealth | $50.00 | $50.00 | 3/15/2010 4:56:41 PM |
| nourishing-interest0 | $25.00 | $25.00 | 3/15/2010 4:58:33 PM |
| blooming-dedication | $50.00 | $50.00 | 3/15/2010 4:57:04 PM |
| successful-euro | $40.00 | $40.00 | 3/15/2010 4:52:56 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 3/15/2010 4:58:48 PM |
| note-tent | $25.00 | $25.00 | 3/15/2010 4:57:42 PM |
| meteoric-asset4 | $25.00 | $25.00 | 3/15/2010 4:57:48 PM |
| elevated-platinum5 | $25.00 | $25.00 | 3/15/2010 4:59:01 PM |
| honorable-yield | $35.00 | $35.00 | 3/15/2010 4:59:16 PM |
| nletunic | $25.00 | $25.00 | 3/15/2010 4:56:46 PM |
| greenwell | $25.00 | $25.00 | 3/15/2010 5:01:51 PM |
| deegeeman | $50.00 | $50.00 | 3/15/2010 5:01:57 PM |
| helping-out | $30.00 | $30.00 | 3/15/2010 5:01:12 PM |
| exact-loan5 | $30.00 | $30.00 | 3/15/2010 4:58:17 PM |
| hope-equation | $50.00 | $50.00 | 3/15/2010 4:58:27 PM |
| personal-lender | $25.00 | $25.00 | 3/15/2010 4:58:47 PM |
| skuba | $25.00 | $25.00 | 3/15/2010 5:01:52 PM |
| Zolton | $200.00 | $200.00 | 3/15/2010 4:58:54 PM |
| red-favorable-basis | $25.00 | $25.00 | 3/15/2010 5:02:13 PM |
| chicagoman | $25.00 | $25.00 | 3/15/2010 4:59:31 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/15/2010 5:01:30 PM |
| cashonhand | $25.00 | $25.00 | 3/15/2010 5:07:17 PM |
| lovelongandprosper | $50.00 | $50.00 | 3/15/2010 5:08:24 PM |
| jhouman | $25.00 | $25.00 | 3/15/2010 5:08:38 PM |
| desertoasis | $50.00 | $50.00 | 3/15/2010 5:09:10 PM |
| Kerosene_Hat | $25.00 | $25.00 | 3/15/2010 5:09:12 PM |
| seisen | $100.00 | $100.00 | 3/15/2010 5:09:26 PM |
| Speculator | $100.00 | $100.00 | 3/15/2010 5:09:14 PM |
| tremendous-integrity | $25.00 | $25.00 | 3/15/2010 5:07:57 PM |
| aggresive-nickel2 | $25.00 | $25.00 | 3/15/2010 5:08:21 PM |
| oaktown23 | $50.00 | $50.00 | 3/15/2010 5:13:16 PM |
| Jinja | $25.00 | $25.00 | 3/15/2010 5:14:06 PM |
| currency-oak | $25.00 | $25.00 | 3/15/2010 5:12:46 PM |
| Interstate_Rate | $250.00 | $250.00 | 3/15/2010 5:18:39 PM |
| DadWarbucks | $25.00 | $25.00 | 3/15/2010 5:19:02 PM |
| integrity-doctor | $50.00 | $50.00 | 3/15/2010 5:18:32 PM |
| zone6 | $100.00 | $100.00 | 3/15/2010 5:18:41 PM |
| impeccable-transparency | $37.11 | $37.11 | 3/15/2010 5:19:10 PM |
| hopethisworks | $25.00 | $25.00 | 3/15/2010 5:20:23 PM |
| junctionking | $25.00 | $25.00 | 3/15/2010 5:15:46 PM |
| micko | $25.00 | $25.00 | 3/15/2010 5:20:01 PM |
| floridass | $25.00 | $25.00 | 3/15/2010 5:17:46 PM |
| kmr2 | $200.00 | $200.00 | 3/15/2010 5:23:47 PM |
| trustu | $25.00 | $25.00 | 3/15/2010 5:18:19 PM |
| thrifty-funds1 | $25.00 | $25.00 | 3/15/2010 5:18:22 PM |
| Orringo | $50.00 | $50.00 | 3/15/2010 5:25:11 PM |
| tallmon | $25.00 | $25.00 | 3/15/2010 5:26:26 PM |
| efficient-principal | $25.00 | $25.00 | 3/15/2010 5:23:46 PM |
| heatherwood | $50.00 | $50.00 | 3/15/2010 5:23:50 PM |
| Bob450 | $50.00 | $50.00 | 3/15/2010 7:43:31 PM |
| charming-point | $300.00 | $300.00 | 3/16/2010 11:20:05 AM |
| justice-hawk | $88.71 | $88.71 | 3/17/2010 1:47:37 PM |
| MrPie | $25.00 | $25.00 | 3/18/2010 7:52:07 AM |
| Peterman | $25.00 | $25.00 | 3/18/2010 10:54:19 AM |
| cerbear9 | $25.00 | $25.00 | 3/19/2010 5:12:14 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 3/19/2010 5:31:37 PM |
| friendly-gold | $50.00 | $50.00 | 3/20/2010 12:43:48 AM |
| tcbmc | $25.00 | $25.00 | 3/22/2010 11:56:44 AM |
| SeeksValue | $25.00 | $25.00 | 3/22/2010 12:53:15 PM |
| charliecubs | $25.00 | $25.00 | 3/22/2010 1:25:50 PM |
| bizguy1982 | $25.00 | $25.00 | 3/22/2010 2:27:55 PM |
| wild-orange | $25.00 | $25.00 | 3/22/2010 2:41:54 PM |
| YoungTaxMan | $125.00 | $125.00 | 3/22/2010 3:34:50 PM |
| revenue-appraiser | $30.00 | $30.00 | 3/22/2010 4:02:58 PM |
| JauaFlash | $43.92 | $43.92 | 3/22/2010 4:33:37 PM |
| btoole | $28.01 | $28.01 | 3/15/2010 4:44:37 PM |
| responsive-rate884 | $25.00 | $25.00 | 3/15/2010 4:45:12 PM |
| cmlmiami | $100.00 | $100.00 | 3/15/2010 4:45:24 PM |
| scoobiedoo | $25.00 | $25.00 | 3/15/2010 4:45:22 PM |
| IIP77 | $25.00 | $25.00 | 3/15/2010 4:45:27 PM |
| helpful-listing | $25.00 | $25.00 | 3/15/2010 4:45:32 PM |
| Dubbs360 | $50.00 | $50.00 | 3/15/2010 4:49:19 PM |
| compassion-lotus5 | $25.00 | $25.00 | 3/15/2010 4:49:21 PM |
| MrMoney0622 | $25.00 | $25.00 | 3/15/2010 4:50:23 PM |
| BlueWave | $25.00 | $25.00 | 3/15/2010 4:50:00 PM |
| chenry9202 | $25.00 | $25.00 | 3/15/2010 4:45:23 PM |
| useful-p2ploan | $50.00 | $50.00 | 3/15/2010 4:51:52 PM |
| oldmora | $25.00 | $25.00 | 3/15/2010 4:51:17 PM |
| reward-walnut | $25.00 | $25.00 | 3/15/2010 4:48:25 PM |
| kidsskipp | $25.00 | $25.00 | 3/15/2010 4:48:55 PM |
| Int_PrinRateTime4000 | $25.00 | $25.00 | 3/15/2010 4:49:03 PM |
| social-conductor4 | $25.00 | $25.00 | 3/15/2010 4:49:35 PM |
| rolo12 | $50.00 | $50.00 | 3/15/2010 4:50:20 PM |
| balance-hercules | $68.01 | $68.01 | 3/15/2010 4:57:00 PM |
| value-pole | $25.00 | $25.00 | 3/15/2010 4:51:51 PM |
| secobarbital | $25.00 | $25.00 | 3/15/2010 4:58:16 PM |
| WBB21 | $25.00 | $25.00 | 3/15/2010 4:57:03 PM |
| fareast_man | $25.00 | $25.00 | 3/15/2010 4:57:22 PM |
| Ragnar | $25.00 | $25.00 | 3/15/2010 4:57:46 PM |
| AF_Trust | $25.00 | $25.00 | 3/15/2010 4:59:11 PM |
| CarDealer3070 | $30.00 | $30.00 | 3/15/2010 4:59:22 PM |
| Cai8899 | $30.00 | $30.00 | 3/15/2010 4:58:21 PM |
| Purposeful | $25.00 | $25.00 | 3/15/2010 4:59:23 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/15/2010 4:59:36 PM |
| SBT | $50.00 | $50.00 | 3/15/2010 5:00:50 PM |
| rhin0cerx | $50.00 | $50.00 | 3/15/2010 5:01:08 PM |
| capital-galaxy | $100.00 | $100.00 | 3/15/2010 4:57:19 PM |
| the-silver-blaster | $25.00 | $25.00 | 3/15/2010 4:57:42 PM |
| radforj22 | $25.00 | $25.00 | 3/15/2010 4:57:46 PM |
| autonomous-truth | $25.00 | $25.00 | 3/15/2010 4:57:51 PM |
| listing-trapper3 | $50.00 | $50.00 | 3/15/2010 5:02:03 PM |
| ukstevenhawaii | $50.00 | $50.00 | 3/15/2010 4:59:41 PM |
| nrowland | $25.00 | $25.00 | 3/15/2010 5:00:55 PM |
| greatwhiteninja | $25.00 | $25.00 | 3/15/2010 5:01:37 PM |
| asset-professor | $35.00 | $35.00 | 3/15/2010 5:01:42 PM |
| Rattlehead | $25.00 | $25.00 | 3/15/2010 5:02:15 PM |
| RMB-Investments | $25.00 | $25.00 | 3/15/2010 5:07:39 PM |
| Shepherd7 | $25.00 | $25.00 | 3/15/2010 5:07:48 PM |
| murtaza | $25.00 | $25.00 | 3/15/2010 5:08:10 PM |
| AFairDeal | $25.00 | $25.00 | 3/15/2010 5:09:02 PM |
| Banker7371 | $25.00 | $25.00 | 3/15/2010 5:09:22 PM |
| RyanDwayne | $25.00 | $25.00 | 3/15/2010 5:09:59 PM |
| magnolia161 | $25.00 | $25.00 | 3/15/2010 5:07:40 PM |
| irrelevant | $25.00 | $25.00 | 3/15/2010 5:07:56 PM |
| MylesNH | $25.00 | $25.00 | 3/15/2010 5:13:15 PM |
| Medic05 | $25.00 | $25.00 | 3/15/2010 5:13:06 PM |
| BlindJoeDeath | $25.00 | $25.00 | 3/15/2010 5:14:14 PM |
| gavinfh | $25.00 | $25.00 | 3/15/2010 5:14:17 PM |
| LuvToLend | $25.00 | $25.00 | 3/15/2010 5:14:11 PM |
| silver-armada | $50.00 | $50.00 | 3/15/2010 5:14:51 PM |
| deal-hickory5 | $25.00 | $25.00 | 3/15/2010 5:15:17 PM |
| joee | $25.00 | $25.00 | 3/15/2010 5:11:14 PM |
| inspiring-reward | $150.00 | $150.00 | 3/15/2010 5:15:37 PM |
| dinero-mason | $50.00 | $50.00 | 3/15/2010 5:16:09 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/15/2010 5:17:16 PM |
| investment-tempo | $25.00 | $25.00 | 3/15/2010 5:17:41 PM |
| likeable-value | $25.00 | $25.00 | 3/15/2010 5:13:14 PM |
| teller | $25.00 | $25.00 | 3/15/2010 5:17:37 PM |
| WalnutCreekguy | $25.00 | $25.00 | 3/15/2010 5:18:12 PM |
| slartibardfast | $25.00 | $25.00 | 3/15/2010 5:18:48 PM |
| Phantom99 | $25.00 | $25.00 | 3/15/2010 5:19:19 PM |
| treasure-bliss | $100.00 | $100.00 | 3/15/2010 5:15:47 PM |
| love_what_you_do | $25.00 | $25.00 | 3/15/2010 5:21:32 PM |
| visionary-currency | $50.00 | $50.00 | 3/15/2010 5:20:38 PM |
| jasmarc | $25.00 | $25.00 | 3/15/2010 5:17:00 PM |
| srgriff | $25.00 | $25.00 | 3/15/2010 5:24:03 PM |
| fattygordon | $25.00 | $25.00 | 3/15/2010 5:18:28 PM |
| KHU2-B | $25.00 | $25.00 | 3/15/2010 5:25:25 PM |
| ah-long | $25.00 | $25.00 | 3/15/2010 5:25:12 PM |
| HenryS | $25.00 | $25.00 | 3/15/2010 5:25:31 PM |
| Havana21 | $50.00 | $18.18 | 3/15/2010 5:26:34 PM |
| robust-trade | $25.00 | $25.00 | 3/15/2010 5:22:10 PM |
| elegant-loot | $25.00 | $25.00 | 3/15/2010 5:24:49 PM |
| payment-piledriver | $25.00 | $25.00 | 3/16/2010 6:26:36 PM |
| Bob450 | $25.00 | $25.00 | 3/17/2010 9:02:20 PM |
| Chesterite | $100.00 | $100.00 | 3/18/2010 3:10:54 PM |
| psycardis | $50.00 | $50.00 | 3/18/2010 11:01:31 PM |
| UCLA4life | $25.00 | $25.00 | 3/19/2010 10:23:07 AM |
| golden-currency | $25.00 | $25.00 | 3/19/2010 11:50:23 AM |
| Fargo109 | $25.00 | $25.00 | 3/19/2010 12:48:51 PM |
| bazaar-pizza | $100.00 | $100.00 | 3/19/2010 10:31:57 PM |
| Kash2010lu | $25.00 | $25.00 | 3/20/2010 5:21:14 PM |
| eriqnoodle | $25.00 | $25.00 | 3/21/2010 10:20:50 AM |
| umfan123 | $25.00 | $25.00 | 3/22/2010 6:45:20 AM |
| ultimate-peace | $100.00 | $100.00 | 3/22/2010 12:05:54 PM |
| Your_Bank | $25.00 | $25.00 | 3/22/2010 12:29:23 PM |
| gjm6d | $25.00 | $25.00 | 3/22/2010 1:44:44 PM |
| moose-capital-funding | $32.30 | $32.30 | 3/22/2010 4:30:52 PM |
| 189 bids
|
Borrower Payment Dependent Notes Series
450603
This series of Notes was issued and sold upon the funding of the borrower loan #41479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-24-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 31.34% |
Starting monthly payment:
| $41.03 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 29.93% |
Final monthly payment:
| $40.29 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2009 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 8m |
|
Credit score:
| 640-659 (Feb-2010) |
Total credit lines:
| 2 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bountiful-dedication |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
RELIST : I need a car ASAP!
Purpose of loan:
This loan will be used to??
buy me a used car worth $2500 to drive me to work and back and also to be used for family errands as well.
My financial situation:
I am a good candidate for this loan because?
I will pay this loan?early and in full.I have been at my job for close to 4yrs now so my job is stable.?I PAY MY CREDIT CARDS OFF EARLY AND NEVER BEEN BEHIND ON A BILL.?I keep my living expenses to the bearest minimum. Am very frugal and will repay this loan with all integrity
.I dont want to use payday loans that is why i came here.So please Prosper folks give a young lady some helping hand to get a car to take me and my family back and forth from work and you will not regret it one bit. I HAVE BEEN ABLE TO SAVE ANOTHER $500 FROM WORKING THE ?LAST ONE AND HALF WEEK SO ALL I NEED NOW IS A $1000 TO ADD TO MY $1500 WHICH I HAVE ON HAND
.
Monthly net income:$2900?-?$3200
Monthly expenses: $ 1275
??Housing: $350
? Estimated Insurance: $50
??Car expenses: $100 (gas e.t.c.)?
??Utilities: $100?
??Phone, cable, internet: $40
??Food, entertainment: $75
??Clothing, household expenses $0
??Credit cards and other loans: $0
??Other expenses: $?480(salon?booth?rent )
? Child care : $80
Thanks for your Consideration!?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi! Good luck with your bid. What type of work do you do, and how much business have you recently had? - farblest
A:
Hello, Thanks for your warm wishes.I have been a hair stylist for 4yrs now( i do braids and natural hair styles for women of African descent)every now and then I get some Caucasian ladies.From my basement at home I grew to renting a salon suite within a year and half.I get a lot of business from my website(Testimonial Page!) and by word of mouth I enjoy tons of referral from my clients.I do up to 7 clients a week.I average $600-$1000 weekly. My website is www.niasoulebraidskreations.com
(Mar-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $25.00 | $25.00 | 3/17/2010 8:29:38 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 3/17/2010 11:07:30 PM |
| farblest | $50.00 | $50.00 | 3/18/2010 8:42:34 PM |
| brondero | $100.00 | $100.00 | 3/19/2010 6:44:20 PM |
| IPG1 | $25.00 | $25.00 | 3/22/2010 12:25:26 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/22/2010 5:40:38 PM |
| DannyPhantom | $25.00 | $25.00 | 3/22/2010 9:17:05 PM |
| dRatedOnly | $25.00 | $25.00 | 3/22/2010 6:05:26 PM |
| goldenhamster | $76.14 | $76.14 | 3/22/2010 7:50:27 PM |
| Bob450 | $25.00 | $25.00 | 3/22/2010 8:17:27 PM |
| DaddyBill | $25.00 | $25.00 | 3/23/2010 7:25:24 AM |
| Frankk2 | $25.00 | $25.00 | 3/23/2010 1:32:40 PM |
| many_many | $25.00 | $25.00 | 3/23/2010 7:22:02 PM |
| integrity-builder | $50.00 | $50.00 | 3/24/2010 9:47:15 AM |
| new-peso-concerto | $25.00 | $25.00 | 3/19/2010 6:40:11 AM |
| Taz-Man-IIWIS | $25.00 | $25.00 | 3/21/2010 8:49:19 PM |
| Taz-Man-IIWIS | $25.00 | $25.00 | 3/21/2010 8:49:32 PM |
| JaceSpade | $25.00 | $25.00 | 3/22/2010 1:29:25 PM |
| vigorous-moola | $36.00 | $36.00 | 3/23/2010 9:51:58 AM |
| kinetic-social | $25.00 | $25.00 | 3/23/2010 4:13:44 PM |
| eriqnoodle | $25.00 | $25.00 | 3/23/2010 6:32:14 PM |
| wodude | $25.00 | $25.00 | 3/23/2010 8:58:57 PM |
| KapitalX | $27.00 | $27.00 | 3/24/2010 2:00:13 AM |
| wild-orange | $25.00 | $25.00 | 3/24/2010 1:15:21 AM |
| DG2007 | $25.00 | $25.00 | 3/24/2010 5:54:35 AM |
| heerzaquestion | $25.00 | $25.00 | 3/24/2010 9:05:58 AM |
| Gaelicman | $112.36 | $35.86 | 3/24/2010 7:54:29 AM |
| ultimate-peace | $100.00 | $100.00 | 3/24/2010 8:52:25 AM |
| 28 bids
|
Borrower Payment Dependent Notes Series
450671
This series of Notes was issued and sold upon the funding of the borrower loan #41476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-24-2010 |
|
|
Starting lender yield:
| 7.01% |
Starting borrower rate/APR:
| 8.01% / 8.35% |
Starting monthly payment:
| $156.70 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $154.61 |
| |
|
Auction yield range:
| 3.04% - 7.01% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1976 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 15
/
15 | Length of status: | 5y 7m |
|
Credit score:
| 760-779 (Mar-2010) |
Total credit lines:
| 33 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $172,402 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 85% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| aggresive-peso |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tired of compound interest
Purpose of loan:
This loan will be used to pay down my mastercard balance. Federal creditor rate regulations have changed for the benefit of the consumer and mastercard automatically raised my APR to 19% to get in before the changes. I have never been late and always appropriately used my credit cards and am very upset that my rate practically doubled.
My financial situation is healthy,
but with what are now high interest cards I am paying more in interest than in my original debt which is unacceptable. I am a good candidate for this loan because I have the cash on hand to repay the loan, I would just like to keep the cash for emergencies.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 3/17/2010 10:01:51 AM |
| Microfinancer | $25.00 | $25.00 | 3/17/2010 10:14:07 AM |
| skuba | $50.00 | $50.00 | 3/17/2010 10:14:34 AM |
| lendersf | $95.00 | $95.00 | 3/17/2010 10:20:20 AM |
| bigballer105 | $50.00 | $50.00 | 3/17/2010 10:23:44 AM |
| delicious-social132 | $40.00 | $40.00 | 3/17/2010 10:16:51 AM |
| reflective-deal8 | $50.00 | $50.00 | 3/17/2010 10:17:03 AM |
| lender987654321 | $25.00 | $25.00 | 3/17/2010 10:29:24 AM |
| nletunic | $25.00 | $25.00 | 3/17/2010 10:27:13 AM |
| successful-euro | $75.00 | $75.00 | 3/17/2010 10:25:51 AM |
| important-ore | $100.00 | $100.00 | 3/17/2010 10:30:52 AM |
| ray1051 | $25.00 | $25.00 | 3/17/2010 10:33:39 AM |
| useful-currency | $25.00 | $25.00 | 3/17/2010 10:34:11 AM |
| community-pipeline8 | $50.00 | $50.00 | 3/17/2010 10:30:07 AM |
| TakeCare | $50.00 | $50.00 | 3/17/2010 10:44:22 AM |
| justice-dna | $35.00 | $35.00 | 3/17/2010 10:34:01 AM |
| otter | $25.00 | $25.00 | 3/17/2010 10:54:45 AM |
| js60l | $25.00 | $25.00 | 3/17/2010 10:36:52 AM |
| GElender | $50.00 | $50.00 | 3/17/2010 10:38:54 AM |
| MarinLoans | $25.00 | $25.00 | 3/17/2010 11:25:49 AM |
| inspired-finance | $25.00 | $25.00 | 3/17/2010 12:57:51 PM |
| baseballfan111 | $25.00 | $25.00 | 3/17/2010 11:25:43 AM |
| esabzb | $25.00 | $25.00 | 3/17/2010 5:22:23 PM |
| courteous-fund9 | $25.00 | $25.00 | 3/17/2010 5:19:15 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 3/17/2010 6:42:32 PM |
| get30inc | $48.68 | $48.68 | 3/17/2010 6:43:07 PM |
| meenan | $25.00 | $25.00 | 3/17/2010 6:43:09 PM |
| Kaj | $25.00 | $25.00 | 3/17/2010 6:47:56 PM |
| dollar-birdie | $30.00 | $30.00 | 3/17/2010 6:53:28 PM |
| kulender | $25.00 | $25.00 | 3/17/2010 6:54:24 PM |
| iolaire | $25.00 | $25.00 | 3/17/2010 6:54:13 PM |
| Ivan2007 | $25.00 | $25.00 | 3/17/2010 6:39:16 PM |
| lean-velocity | $25.00 | $25.00 | 3/17/2010 6:53:06 PM |
| KrazyCelticKid | $100.00 | $100.00 | 3/17/2010 6:54:15 PM |
| fcukciti | $50.00 | $50.00 | 3/18/2010 3:57:18 AM |
| kchen486 | $25.00 | $25.00 | 3/18/2010 6:22:14 AM |
| Loanliness | $50.00 | $50.00 | 3/18/2010 8:12:20 AM |
| edgeofpdx | $25.00 | $25.00 | 3/18/2010 8:52:31 AM |
| bowdish1 | $32.78 | $32.78 | 3/18/2010 10:57:18 AM |
| desertoasis | $25.00 | $25.00 | 3/18/2010 10:08:00 AM |
| micko | $25.00 | $25.00 | 3/18/2010 9:43:46 AM |
| fireboss | $25.00 | $25.00 | 3/18/2010 10:27:01 AM |
| surfhoss644 | $25.00 | $25.00 | 3/18/2010 12:18:20 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/18/2010 12:18:32 PM |
| Zanch | $25.00 | $25.00 | 3/18/2010 12:35:20 PM |
| checkers38 | $35.67 | $35.67 | 3/18/2010 12:46:40 PM |
| nhm | $50.00 | $50.00 | 3/18/2010 12:53:10 PM |
| Walkingcowboy | $25.00 | $25.00 | 3/18/2010 2:00:44 PM |
| elgollo | $25.00 | $25.00 | 3/18/2010 2:33:48 PM |
| rate-raker3 | $25.00 | $25.00 | 3/18/2010 2:33:49 PM |
| senorzookeeper | $25.00 | $25.00 | 3/18/2010 2:33:58 PM |
| cesta283 | $25.00 | $25.00 | 3/18/2010 2:15:35 PM |
| market-builder | $25.00 | $25.00 | 3/18/2010 2:33:56 PM |
| Masterlender | $25.00 | $25.00 | 3/18/2010 2:39:44 PM |
| bchen78875 | $29.81 | $29.81 | 3/18/2010 3:33:04 PM |
| iLoaner | $25.00 | $25.00 | 3/18/2010 3:13:29 PM |
| USMC0311 | $25.00 | $25.00 | 3/18/2010 2:14:36 PM |
| samo102us | $25.00 | $25.00 | 3/18/2010 3:24:01 PM |
| alpinaut | $25.00 | $25.00 | 3/18/2010 2:15:26 PM |
| jeangot | $25.00 | $25.00 | 3/18/2010 2:15:38 PM |
| bds9646 | $26.00 | $26.00 | 3/18/2010 2:25:59 PM |
| economy-association | $25.00 | $25.00 | 3/18/2010 2:33:57 PM |
| kirkjerk | $25.00 | $25.00 | 3/18/2010 2:53:37 PM |
| Maccs55 | $25.00 | $25.00 | 3/18/2010 4:20:02 PM |
| meux99 | $25.00 | $25.00 | 3/18/2010 3:26:16 PM |
| moola-man | $50.00 | $50.00 | 3/18/2010 3:59:14 PM |
| alverado | $25.63 | $25.63 | 3/18/2010 4:19:11 PM |
| Sam65 | $25.00 | $25.00 | 3/18/2010 4:46:02 PM |
| aasx1108 | $25.00 | $25.00 | 3/18/2010 6:38:02 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 3/19/2010 6:18:53 AM |
| transparency-halo | $25.00 | $25.00 | 3/19/2010 9:34:02 AM |
| anton | $52.04 | $52.04 | 3/19/2010 10:32:57 AM |
| Castellan | $25.00 | $25.00 | 3/19/2010 11:48:41 AM |
| BigGuyBank | $25.00 | $25.00 | 3/19/2010 12:59:22 PM |
| mhotchan | $150.00 | $150.00 | 3/20/2010 10:16:39 PM |
| JDLanier | $25.00 | $25.00 | 3/23/2010 9:54:42 AM |
| wwwUniversal | $25.00 | $25.00 | 3/23/2010 4:09:18 PM |
| asset-professor | $100.00 | $100.00 | 3/17/2010 10:14:17 AM |
| fightinjoe | $25.00 | $25.00 | 3/17/2010 10:14:41 AM |
| flexible-value | $31.00 | $31.00 | 3/17/2010 10:17:14 AM |
| bonus-adventure3 | $25.00 | $25.00 | 3/17/2010 10:19:52 AM |
| tylerfd | $25.00 | $25.00 | 3/17/2010 10:23:37 AM |
| credit-force5 | $25.00 | $25.00 | 3/17/2010 10:18:54 AM |
| inspired-contract9 | $50.00 | $50.00 | 3/17/2010 10:23:10 AM |
| AFairDeal | $25.00 | $25.00 | 3/17/2010 10:24:18 AM |
| cingular | $25.00 | $25.00 | 3/17/2010 10:32:27 AM |
| scrappy-bonus2 | $30.00 | $30.00 | 3/17/2010 10:29:41 AM |
| empire9 | $25.00 | $25.00 | 3/17/2010 10:33:53 AM |
| red-trade-cologne | $25.00 | $25.00 | 3/17/2010 10:25:35 AM |
| restless-currency | $25.00 | $25.00 | 3/17/2010 10:27:41 AM |
| klinebarger | $25.00 | $25.00 | 3/17/2010 10:33:10 AM |
| noble-vigilance9 | $25.00 | $25.00 | 3/17/2010 10:41:25 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/17/2010 10:38:04 AM |
| a-social-nebula | $25.00 | $25.00 | 3/17/2010 10:33:23 AM |
| loan-warrior | $25.00 | $25.00 | 3/17/2010 10:45:04 AM |
| mlopez2007 | $25.00 | $25.00 | 3/17/2010 11:18:47 AM |
| BankofBen | $25.00 | $25.00 | 3/17/2010 10:58:11 AM |
| bigdogsafety1 | $25.00 | $25.00 | 3/17/2010 2:02:34 PM |
| radforj22 | $25.00 | $25.00 | 3/17/2010 6:43:12 PM |
| skvat | $25.00 | $25.00 | 3/17/2010 6:43:07 PM |
| lloyd_s | $25.00 | $25.00 | 3/17/2010 6:54:04 PM |
| webfeet | $25.00 | $25.00 | 3/17/2010 6:54:21 PM |
| Supernick | $25.10 | $25.10 | 3/17/2010 6:43:14 PM |
| note-sensation | $25.00 | $25.00 | 3/17/2010 6:54:16 PM |
| HHP | $25.00 | $25.00 | 3/17/2010 6:54:22 PM |
| Xukarak | $25.00 | $25.00 | 3/17/2010 7:43:13 PM |
| top-trade-chihuahua | $25.00 | $25.00 | 3/17/2010 8:37:31 PM |
| thestartuplender | $35.00 | $35.00 | 3/17/2010 9:22:42 PM |
| wormdc | $25.00 | $25.00 | 3/17/2010 10:12:20 PM |
| trade-pumpkin | $35.00 | $35.00 | 3/18/2010 8:07:32 AM |
| jeffpac | $55.00 | $55.00 | 3/17/2010 11:38:59 PM |
| contract-lotus | $25.00 | $25.00 | 3/18/2010 9:32:52 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 3/18/2010 9:35:59 AM |
| wiselady | $25.00 | $25.00 | 3/18/2010 9:43:49 AM |
| payogie | $25.00 | $25.00 | 3/18/2010 9:32:30 AM |
| listenfirst | $50.00 | $50.00 | 3/18/2010 9:43:50 AM |
| phredd | $33.58 | $33.58 | 3/18/2010 9:52:30 AM |
| BayShell | $50.00 | $50.00 | 3/18/2010 12:00:41 PM |
| buckyhead2000 | $25.00 | $25.00 | 3/18/2010 12:46:09 PM |
| leodaguy | $25.00 | $25.00 | 3/18/2010 12:25:06 PM |
| roccofox | $30.56 | $30.56 | 3/18/2010 1:10:20 PM |
| Cheburashka | $30.00 | $30.00 | 3/18/2010 12:35:24 PM |
| buraky | $25.00 | $25.00 | 3/18/2010 12:25:07 PM |
| hopethisworks | $27.08 | $27.08 | 3/18/2010 2:08:05 PM |
| ultimate-social | $25.00 | $25.00 | 3/18/2010 2:13:46 PM |
| trustworthy-finance6 | $25.00 | $25.00 | 3/18/2010 2:33:49 PM |
| rolandweary | $30.00 | $30.00 | 3/18/2010 2:33:55 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/18/2010 2:33:59 PM |
| damage | $25.00 | $25.00 | 3/18/2010 2:14:29 PM |
| capital-futurist | $25.00 | $25.00 | 3/18/2010 2:33:47 PM |
| Railbird | $25.00 | $25.00 | 3/18/2010 3:25:06 PM |
| LAKESPRING | $26.67 | $26.67 | 3/18/2010 3:26:09 PM |
| panegryst | $25.00 | $25.00 | 3/18/2010 2:07:25 PM |
| peb44 | $25.00 | $25.00 | 3/18/2010 3:50:00 PM |
| happy-girl | $25.00 | $25.00 | 3/18/2010 2:15:36 PM |
| loanfairy | $25.00 | $25.00 | 3/18/2010 2:33:54 PM |
| nestegg4e | $25.00 | $25.00 | 3/18/2010 4:20:16 PM |
| rustylix | $25.00 | $25.00 | 3/18/2010 3:49:59 PM |
| return-opera9 | $25.00 | $25.00 | 3/18/2010 2:38:46 PM |
| FutureLenderEC | $25.00 | $25.00 | 3/18/2010 3:57:35 PM |
| contract-festival7 | $25.00 | $25.00 | 3/18/2010 2:41:02 PM |
| faifar | $25.00 | $25.00 | 3/18/2010 3:07:21 PM |
| kazdag | $26.47 | $26.47 | 3/18/2010 3:57:31 PM |
| andyb9 | $25.00 | $25.00 | 3/18/2010 3:59:19 PM |
| fiddlerzvi | $25.00 | $25.00 | 3/18/2010 5:02:46 PM |
| kanakakm | $50.00 | $50.00 | 3/18/2010 6:03:12 PM |
| don8ter | $60.00 | $60.00 | 3/19/2010 7:47:58 AM |
| grampy48 | $25.00 | $25.00 | 3/19/2010 6:53:31 AM |
| responsibility-euphoria0 | $25.00 | $25.00 | 3/19/2010 9:33:45 AM |
| jjb3 | $25.00 | $25.00 | 3/19/2010 9:35:31 AM |
| honorable-yield | $25.00 | $25.00 | 3/19/2010 11:16:55 AM |
| RandyL3 | $33.00 | $33.00 | 3/19/2010 12:31:26 PM |
| payment-gusto | $25.00 | $5.93 | 3/19/2010 2:27:36 PM |
| responsibility-euphoria0 | $25.00 | $25.00 | 3/21/2010 5:16:48 PM |
| BigSurf | $35.00 | $35.00 | 3/23/2010 7:26:21 PM |
| 155 bids
|
Borrower Payment Dependent Notes Series
450703
This series of Notes was issued and sold upon the funding of the borrower loan #41396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-24-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $207.85 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $207.30 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 29% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
11 | Length of status: | 10y 5m |
|
Credit score:
| 760-779 (Mar-2010) |
Total credit lines:
| 19 |
Occupation: | Tradesman - Mechani... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,875 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 12% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| lcole32 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Inventory for barbering business
Purpose of loan:
This loan will be used to purchase fixtures to start a barbering business.?
My financial situation:
I am a good candidate for this loan because i pay my bills on time.? My full time employment is security to help repay the loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 3/17/2010 10:01:49 AM |
| asset-professor | $100.00 | $100.00 | 3/17/2010 10:14:16 AM |
| mg6619 | $25.00 | $25.00 | 3/17/2010 10:20:02 AM |
| personal-lender | $25.00 | $25.00 | 3/17/2010 10:19:32 AM |
| bonus-adventure3 | $25.00 | $25.00 | 3/17/2010 10:19:51 AM |
| macjp123 | $25.00 | $25.00 | 3/17/2010 10:17:24 AM |
| Clambake | $50.00 | $50.00 | 3/17/2010 10:17:58 AM |
| lendersf | $95.00 | $95.00 | 3/17/2010 10:20:17 AM |
| successful-euro | $75.00 | $75.00 | 3/17/2010 10:25:51 AM |
| sharp-bill2 | $40.00 | $40.00 | 3/17/2010 10:21:02 AM |
| inspired-contract9 | $25.00 | $25.00 | 3/17/2010 10:21:29 AM |
| figs4u2 | $100.00 | $100.00 | 3/17/2010 10:27:24 AM |
| restless-currency | $25.00 | $25.00 | 3/17/2010 10:27:40 AM |
| important-ore | $100.00 | $100.00 | 3/17/2010 10:30:51 AM |
| tylerfd | $25.00 | $25.00 | 3/17/2010 10:23:37 AM |
| bigballer105 | $50.00 | $50.00 | 3/17/2010 10:23:43 AM |
| AFairDeal | $25.00 | $25.00 | 3/17/2010 10:24:17 AM |
| klinebarger | $25.00 | $25.00 | 3/17/2010 10:33:09 AM |
| scrappy-bonus2 | $30.00 | $30.00 | 3/17/2010 10:29:40 AM |
| justice-dna | $35.00 | $35.00 | 3/17/2010 10:34:00 AM |
| red-trade-cologne | $25.00 | $25.00 | 3/17/2010 10:25:34 AM |
| useful-currency | $25.00 | $25.00 | 3/17/2010 10:34:10 AM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/17/2010 10:26:21 AM |
| integrity-doctor | $50.00 | $50.00 | 3/17/2010 10:26:48 AM |
| nletunic | $25.00 | $25.00 | 3/17/2010 10:27:12 AM |
| cingular | $25.00 | $25.00 | 3/17/2010 10:32:28 AM |
| AF-Chief | $27.00 | $27.00 | 3/17/2010 10:29:00 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/17/2010 10:37:46 AM |
| a-social-nebula | $25.00 | $25.00 | 3/17/2010 10:33:22 AM |
| fcukciti | $50.00 | $50.00 | 3/17/2010 10:43:43 AM |
| chestnut4 | $25.00 | $25.00 | 3/17/2010 10:44:34 AM |
| Streetfighter | $50.00 | $50.00 | 3/17/2010 10:36:30 AM |
| metro457 | $25.00 | $25.00 | 3/17/2010 10:42:42 AM |
| rate-gravity | $100.00 | $100.00 | 3/17/2010 10:44:49 AM |
| otter | $25.00 | $25.00 | 3/17/2010 10:54:44 AM |
| noble-vigilance9 | $25.00 | $25.00 | 3/17/2010 10:41:25 AM |
| loan-warrior | $25.00 | $25.00 | 3/17/2010 10:45:03 AM |
| mlopez2007 | $25.00 | $25.00 | 3/17/2010 11:18:46 AM |
| supreme-hope | $25.00 | $25.00 | 3/17/2010 12:24:46 PM |
| elasermd | $25.00 | $25.00 | 3/17/2010 1:34:48 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/17/2010 2:02:33 PM |
| market-solstice2 | $25.00 | $25.00 | 3/17/2010 2:12:46 PM |
| ddog0224 | $25.00 | $25.00 | 3/17/2010 2:14:10 PM |
| rapid-credit428 | $25.00 | $25.00 | 3/17/2010 2:52:30 PM |
| edgeofpdx | $25.00 | $25.00 | 3/17/2010 6:10:52 PM |
| Supernick | $49.90 | $49.90 | 3/17/2010 6:11:21 PM |
| esabzb | $25.00 | $25.00 | 3/17/2010 5:22:22 PM |
| get30inc | $28.13 | $28.13 | 3/17/2010 6:10:54 PM |
| micko | $25.00 | $25.00 | 3/17/2010 6:11:13 PM |
| intelligent-yield | $25.00 | $25.00 | 3/17/2010 6:42:40 PM |
| senorzookeeper | $25.00 | $25.00 | 3/17/2010 6:42:45 PM |
| jasonj72 | $25.00 | $25.00 | 3/17/2010 6:42:51 PM |
| roccofox | $34.25 | $34.25 | 3/17/2010 6:43:02 PM |
| dpfl55 | $25.00 | $25.00 | 3/17/2010 6:41:21 PM |
| meenan | $25.00 | $25.00 | 3/17/2010 6:10:57 PM |
| iolaire | $25.00 | $25.00 | 3/17/2010 6:41:56 PM |
| bds9646 | $26.00 | $26.00 | 3/17/2010 6:11:14 PM |
| surfhoss644 | $25.00 | $25.00 | 3/17/2010 6:42:56 PM |
| wiselady | $25.00 | $25.00 | 3/17/2010 6:43:05 PM |
| zenchef | $25.00 | $25.00 | 3/17/2010 6:43:10 PM |
| Kaj | $25.00 | $25.00 | 3/17/2010 6:43:23 PM |
| Xukarak | $25.00 | $25.00 | 3/17/2010 7:43:13 PM |
| loanfairy | $25.00 | $25.00 | 3/17/2010 6:42:35 PM |
| rolandweary | $30.00 | $30.00 | 3/17/2010 6:42:42 PM |
| HHP | $25.00 | $25.00 | 3/17/2010 6:42:54 PM |
| kulender | $25.00 | $25.00 | 3/17/2010 6:43:21 PM |
| top-trade-chihuahua | $25.00 | $25.00 | 3/17/2010 8:37:31 PM |
| thestartuplender | $35.00 | $35.00 | 3/17/2010 9:22:41 PM |
| capital-web7 | $25.00 | $25.00 | 3/17/2010 11:38:49 PM |
| MyPlantsEatBugs | $25.00 | $25.00 | 3/17/2010 11:38:55 PM |
| 1phantom | $26.26 | $26.26 | 3/17/2010 11:37:47 PM |
| Havana21 | $30.65 | $30.65 | 3/18/2010 5:42:37 AM |
| point-shooter | $25.00 | $25.00 | 3/18/2010 6:12:22 AM |
| jameskdean | $25.00 | $25.00 | 3/17/2010 11:38:47 PM |
| tokenentry | $25.00 | $25.00 | 3/17/2010 11:38:56 PM |
| wormdc | $25.00 | $25.00 | 3/17/2010 10:12:19 PM |
| bedframe | $25.00 | $25.00 | 3/17/2010 10:37:39 PM |
| SpadeMike | $50.00 | $50.00 | 3/18/2010 4:07:34 AM |
| buraky | $25.00 | $25.00 | 3/17/2010 11:38:50 PM |
| mathomas3 | $25.00 | $25.00 | 3/17/2010 11:39:02 PM |
| jd006006 | $33.29 | $33.29 | 3/18/2010 6:48:26 AM |
| sumac5 | $150.00 | $150.00 | 3/18/2010 9:33:11 AM |
| jaynlana | $25.00 | $25.00 | 3/18/2010 9:33:50 AM |
| kcole10 | $25.00 | $25.00 | 3/18/2010 9:17:45 AM |
| fxsrider | $25.00 | $25.00 | 3/18/2010 9:43:41 AM |
| contract-lotus | $25.00 | $25.00 | 3/18/2010 9:32:52 AM |
| intelligent-yield | $25.00 | $25.00 | 3/18/2010 9:48:21 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 3/18/2010 9:35:58 AM |
| guardlender | $25.00 | $25.00 | 3/18/2010 11:45:06 AM |
| galtsgulch | $25.00 | $25.00 | 3/18/2010 11:52:46 AM |
| nicklds | $47.43 | $47.43 | 3/18/2010 10:38:56 AM |
| checkers38 | $39.58 | $39.58 | 3/18/2010 11:04:16 AM |
| geniusj | $25.00 | $25.00 | 3/18/2010 11:18:28 AM |
| jeangot | $25.00 | $25.00 | 3/18/2010 11:28:24 AM |
| skiforglory | $25.00 | $25.00 | 3/18/2010 12:10:38 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/18/2010 12:18:31 PM |
| ingenious-order783 | $25.00 | $15.82 | 3/18/2010 12:44:06 PM |
| Dollars4Rent | $25.00 | $25.00 | 3/22/2010 8:24:03 PM |
| ScottFinance | $25.00 | $25.00 | 3/23/2010 1:20:07 PM |
| gpuck | $25.00 | $25.00 | 3/23/2010 4:01:52 PM |
| wwwUniversal | $25.00 | $25.00 | 3/23/2010 4:09:45 PM |
| tomjac2000 | $25.00 | $25.00 | 3/23/2010 6:10:15 PM |
| skuba | $50.00 | $50.00 | 3/17/2010 10:14:34 AM |
| Microfinancer | $25.00 | $25.00 | 3/17/2010 10:14:06 AM |
| delicious-social132 | $40.00 | $40.00 | 3/17/2010 10:16:51 AM |
| torion | $25.00 | $25.00 | 3/17/2010 10:18:07 AM |
| credit-force5 | $25.00 | $25.00 | 3/17/2010 10:18:54 AM |
| Avala | $50.00 | $50.00 | 3/17/2010 10:18:34 AM |
| fightinjoe | $25.00 | $25.00 | 3/17/2010 10:14:41 AM |
| reflective-deal8 | $50.00 | $50.00 | 3/17/2010 10:17:02 AM |
| flexible-value | $31.00 | $31.00 | 3/17/2010 10:17:14 AM |
| lender987654321 | $25.00 | $25.00 | 3/17/2010 10:29:23 AM |
| happy-asset | $25.00 | $25.00 | 3/17/2010 10:37:36 AM |
| GElender | $50.00 | $50.00 | 3/17/2010 10:38:55 AM |
| community-pipeline8 | $50.00 | $50.00 | 3/17/2010 10:30:06 AM |
| js60l | $25.00 | $25.00 | 3/17/2010 10:36:52 AM |
| ray1051 | $25.00 | $25.00 | 3/17/2010 10:33:39 AM |
| empire9 | $25.00 | $25.00 | 3/17/2010 10:33:53 AM |
| TakeCare | $50.00 | $50.00 | 3/17/2010 10:44:20 AM |
| baseballfan111 | $25.00 | $25.00 | 3/17/2010 11:12:08 AM |
| HedgeFund | $40.00 | $40.00 | 3/17/2010 11:12:39 AM |
| BankofBen | $25.00 | $25.00 | 3/17/2010 10:58:11 AM |
| wampum-chorus3 | $25.00 | $25.00 | 3/17/2010 11:42:51 AM |
| the-bright-velocity | $25.00 | $25.00 | 3/17/2010 10:57:52 AM |
| MarinLoans | $25.00 | $25.00 | 3/17/2010 11:25:48 AM |
| DeilaMiah | $25.00 | $25.00 | 3/17/2010 11:33:44 AM |
| USMC0311 | $25.00 | $25.00 | 3/17/2010 12:08:03 PM |
| inspired-finance | $25.00 | $25.00 | 3/17/2010 12:57:48 PM |
| SonomaHills | $25.00 | $25.00 | 3/17/2010 12:26:09 PM |
| MiniBank998 | $25.00 | $25.00 | 3/17/2010 11:36:31 AM |
| desertoasis | $25.00 | $25.00 | 3/17/2010 1:34:46 PM |
| lloyd_s | $25.00 | $25.00 | 3/17/2010 12:00:01 PM |
| siesta100 | $25.00 | $25.00 | 3/17/2010 3:47:52 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/17/2010 3:15:10 PM |
| courteous-fund9 | $25.00 | $25.00 | 3/17/2010 5:19:14 PM |
| radforj22 | $25.00 | $25.00 | 3/17/2010 6:11:07 PM |
| Ivan2007 | $25.00 | $25.00 | 3/17/2010 6:10:51 PM |
| Zanch | $25.00 | $25.00 | 3/17/2010 6:11:12 PM |
| durability-balance4 | $32.66 | $32.66 | 3/17/2010 6:18:14 PM |
| KrazyCelticKid | $100.00 | $100.00 | 3/17/2010 6:42:40 PM |
| economy-association | $25.00 | $25.00 | 3/17/2010 6:42:44 PM |
| note-sensation | $25.00 | $25.00 | 3/17/2010 6:42:48 PM |
| tokyopete23 | $25.00 | $25.00 | 3/17/2010 6:42:52 PM |
| wampum-reaction2 | $25.00 | $25.00 | 3/17/2010 6:42:55 PM |
| dollar-birdie | $50.00 | $50.00 | 3/17/2010 6:43:18 PM |
| jeffpac | $55.00 | $55.00 | 3/17/2010 6:54:27 PM |
| skvat | $25.00 | $25.00 | 3/17/2010 6:10:55 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/17/2010 7:17:44 PM |
| WhiteSapphire | $25.00 | $25.00 | 3/17/2010 6:11:13 PM |
| peerlender | $30.00 | $30.00 | 3/17/2010 6:42:33 PM |
| crawfingers | $25.00 | $25.00 | 3/17/2010 6:42:41 PM |
| webfeet | $25.00 | $25.00 | 3/17/2010 6:42:53 PM |
| BayShell | $50.00 | $50.00 | 3/17/2010 6:43:01 PM |
| lean-velocity | $25.00 | $25.00 | 3/17/2010 6:43:19 PM |
| Duchdad | $25.00 | $25.00 | 3/17/2010 6:47:48 PM |
| listenfirst | $50.00 | $50.00 | 3/17/2010 8:13:58 PM |
| hampa | $25.00 | $25.00 | 3/17/2010 7:17:56 PM |
| Cheburashka | $30.00 | $30.00 | 3/17/2010 6:41:59 PM |
| bowdish1 | $25.00 | $25.00 | 3/17/2010 8:37:29 PM |
| DonaldColorado | $25.00 | $25.00 | 3/17/2010 6:42:34 PM |
| steady-gain5 | $25.00 | $25.00 | 3/17/2010 6:42:39 PM |
| market-builder | $25.00 | $25.00 | 3/17/2010 6:42:44 PM |
| Walkingcowboy | $25.00 | $25.00 | 3/17/2010 6:43:08 PM |
| skillful-diversification2 | $25.00 | $25.00 | 3/17/2010 6:47:40 PM |
| rate-nest | $25.00 | $25.00 | 3/17/2010 8:28:48 PM |
| phredd | $29.11 | $29.11 | 3/17/2010 11:38:51 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 3/18/2010 5:52:17 AM |
| leodaguy | $25.00 | $25.00 | 3/17/2010 11:38:50 PM |
| winter-vigilance | $25.00 | $25.00 | 3/18/2010 7:17:45 AM |
| kchen486 | $25.00 | $25.00 | 3/18/2010 6:22:13 AM |
| Yotaman | $25.00 | $25.00 | 3/17/2010 11:38:54 PM |
| canisian | $25.00 | $25.00 | 3/18/2010 8:18:57 AM |
| Loanliness | $50.00 | $50.00 | 3/18/2010 8:12:19 AM |
| gold-commander0 | $28.92 | $28.92 | 3/18/2010 9:17:43 AM |
| payogie | $25.00 | $25.00 | 3/18/2010 9:32:29 AM |
| trade-pumpkin | $35.00 | $35.00 | 3/18/2010 8:07:31 AM |
| marilyn7 | $25.00 | $25.00 | 3/18/2010 8:12:28 AM |
| HeavyDriver03 | $25.00 | $25.00 | 3/18/2010 8:44:17 AM |
| srgriff | $25.00 | $25.00 | 3/18/2010 9:24:50 AM |
| jjb3 | $25.00 | $25.00 | 3/18/2010 9:36:03 AM |
| fireboss | $25.00 | $25.00 | 3/18/2010 10:27:00 AM |
| cesta283 | $25.00 | $25.00 | 3/18/2010 10:25:48 AM |
| goldeneye777 | $25.00 | $25.00 | 3/18/2010 10:27:09 AM |
| BeansMan02 | $25.00 | $25.00 | 3/18/2010 11:52:36 AM |
| vegibenz | $25.00 | $25.00 | 3/18/2010 10:40:19 AM |
| Green_Bean | $25.00 | $25.00 | 3/18/2010 12:09:17 PM |
| clean-loyalty | $25.00 | $25.00 | 3/18/2010 12:24:58 PM |
| bold-deal-bigwig | $50.00 | $50.00 | 3/18/2010 12:09:19 PM |
| ujiba | $25.00 | $25.00 | 3/19/2010 10:49:35 AM |
| selector568 | $400.00 | $400.00 | 3/20/2010 10:37:28 AM |
| thrilling-nickel5 | $25.00 | $25.00 | 3/22/2010 5:32:26 PM |
| 191 bids
|
Borrower Payment Dependent Notes Series
450763
This series of Notes was issued and sold upon the funding of the borrower loan #41412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-24-2010 |
|
|
Starting lender yield:
| 7.48% |
Starting borrower rate/APR:
| 8.48% / 8.82% |
Starting monthly payment:
| $126.23 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $125.90 |
| |
|
Auction yield range:
| 3.04% - 7.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
6 | Length of status: | 1y 7m |
|
Credit score:
| 820-839 (Mar-2010) |
Total credit lines:
| 18 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,930 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 15% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| triumphant-payout |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off all of my credit card debt. The interest rates on my cards are high, so a personal loan with a lower rate makes sense.
I'm currently working full time and should have no problem making monthly payments.
I am a good candidate for this loan because I have a full time job and a very good credit rating.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 3/17/2010 10:06:17 AM |
| ArashMass | $30.00 | $30.00 | 3/17/2010 10:06:37 AM |
| flexible-value | $31.00 | $31.00 | 3/17/2010 10:17:15 AM |
| Microfinancer | $25.00 | $25.00 | 3/17/2010 10:14:05 AM |
| asset-professor | $100.00 | $100.00 | 3/17/2010 10:14:16 AM |
| skuba | $50.00 | $50.00 | 3/17/2010 10:14:35 AM |
| tylerfd | $25.00 | $25.00 | 3/17/2010 10:23:36 AM |
| bigballer105 | $50.00 | $50.00 | 3/17/2010 10:23:42 AM |
| red-trade-cologne | $25.00 | $25.00 | 3/17/2010 10:25:33 AM |
| credit-force5 | $25.00 | $25.00 | 3/17/2010 10:18:52 AM |
| baseballfan111 | $25.00 | $25.00 | 3/17/2010 10:23:23 AM |
| radforj22 | $25.00 | $25.00 | 3/17/2010 10:28:05 AM |
| inspired-contract9 | $50.00 | $50.00 | 3/17/2010 10:23:09 AM |
| lender987654321 | $25.00 | $25.00 | 3/17/2010 10:29:21 AM |
| scrappy-bonus2 | $30.00 | $30.00 | 3/17/2010 10:29:39 AM |
| nletunic | $25.00 | $25.00 | 3/17/2010 10:27:11 AM |
| cordial-investment1 | $100.00 | $100.00 | 3/17/2010 10:33:01 AM |
| a-social-nebula | $25.00 | $25.00 | 3/17/2010 10:33:20 AM |
| ray1051 | $25.00 | $25.00 | 3/17/2010 10:33:38 AM |
| justice-dna | $35.00 | $35.00 | 3/17/2010 10:33:59 AM |
| klinebarger | $25.00 | $25.00 | 3/17/2010 10:33:08 AM |
| aasx1108 | $25.00 | $25.00 | 3/17/2010 10:34:36 AM |
| noble-vigilance9 | $25.00 | $25.00 | 3/17/2010 10:41:23 AM |
| otter | $25.00 | $25.00 | 3/17/2010 10:54:44 AM |
| diversification-medalist | $25.00 | $25.00 | 3/17/2010 10:43:15 AM |
| jwood3030 | $25.00 | $25.00 | 3/17/2010 10:43:36 AM |
| sharkm | $25.00 | $25.00 | 3/17/2010 10:57:03 AM |
| loan-confidant4 | $25.00 | $25.00 | 3/17/2010 10:44:15 AM |
| metro457 | $25.00 | $25.00 | 3/17/2010 10:42:41 AM |
| jtrump22 | $25.00 | $25.00 | 3/17/2010 11:23:15 AM |
| Money4Friends | $25.00 | $25.00 | 3/17/2010 11:24:01 AM |
| MarinLoans | $25.00 | $25.00 | 3/17/2010 11:25:46 AM |
| TakeCare | $50.00 | $50.00 | 3/17/2010 10:44:18 AM |
| roccofox | $29.67 | $29.67 | 3/17/2010 11:11:09 AM |
| vegibenz | $25.00 | $25.00 | 3/17/2010 10:57:47 AM |
| inspired-finance | $25.00 | $25.00 | 3/17/2010 12:46:03 PM |
| Ivan2007 | $25.00 | $25.00 | 3/17/2010 11:25:33 AM |
| fair_rates | $25.00 | $25.00 | 3/17/2010 11:43:51 AM |
| octoberfresh | $25.00 | $25.00 | 3/17/2010 1:43:48 PM |
| liederhaus | $50.00 | $50.00 | 3/17/2010 6:08:14 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 3/17/2010 6:41:26 PM |
| plbquic | $25.00 | $25.00 | 3/18/2010 11:41:31 AM |
| springpanda | $25.00 | $25.00 | 3/18/2010 12:50:29 PM |
| lendermender | $25.00 | $25.00 | 3/18/2010 4:20:06 PM |
| mhotchan | $100.00 | $100.00 | 3/18/2010 11:26:56 PM |
| dn0pes | $27.17 | $27.17 | 3/19/2010 12:48:10 PM |
| selector568 | $500.00 | $500.00 | 3/20/2010 10:37:52 AM |
| surfsider123 | $25.00 | $25.00 | 3/22/2010 12:05:32 PM |
| thrilling-nickel5 | $25.00 | $25.00 | 3/22/2010 5:28:25 PM |
| exchange-squirrel | $25.00 | $25.00 | 3/22/2010 11:35:36 PM |
| bright-investment | $25.00 | $25.00 | 3/23/2010 1:49:25 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 3/23/2010 7:13:06 PM |
| dano1965 | $50.00 | $50.00 | 3/24/2010 5:54:39 AM |
| nickel-master | $25.00 | $25.00 | 3/24/2010 9:45:49 AM |
| fightinjoe | $25.00 | $25.00 | 3/17/2010 10:14:39 AM |
| cash-sensai2 | $25.00 | $25.00 | 3/17/2010 10:13:40 AM |
| reflective-deal8 | $50.00 | $50.00 | 3/17/2010 10:17:01 AM |
| successful-euro | $30.00 | $30.00 | 3/17/2010 10:22:15 AM |
| delicious-social132 | $40.00 | $40.00 | 3/17/2010 10:16:49 AM |
| AFairDeal | $25.00 | $25.00 | 3/17/2010 10:24:15 AM |
| bonus-adventure3 | $25.00 | $25.00 | 3/17/2010 10:19:51 AM |
| lendersf | $95.00 | $95.00 | 3/17/2010 10:20:16 AM |
| satisfying-durability | $25.00 | $25.00 | 3/17/2010 10:27:31 AM |
| damage | $25.00 | $25.00 | 3/17/2010 10:32:34 AM |
| turbospeed | $25.00 | $25.00 | 3/17/2010 10:25:05 AM |
| community-pipeline8 | $50.00 | $50.00 | 3/17/2010 10:30:04 AM |
| important-ore | $100.00 | $100.00 | 3/17/2010 10:30:49 AM |
| restless-currency | $25.00 | $25.00 | 3/17/2010 10:27:39 AM |
| useful-currency | $25.00 | $25.00 | 3/17/2010 10:34:06 AM |
| GElender | $50.00 | $50.00 | 3/17/2010 10:38:56 AM |
| empire9 | $25.00 | $25.00 | 3/17/2010 10:33:51 AM |
| SonomaHills | $25.00 | $25.00 | 3/17/2010 10:54:14 AM |
| unforgettable-order9 | $100.00 | $100.00 | 3/17/2010 10:38:01 AM |
| awwaww | $25.00 | $25.00 | 3/17/2010 10:57:25 AM |
| loan-warrior | $25.00 | $25.00 | 3/17/2010 10:45:02 AM |
| BankofBen | $25.00 | $25.00 | 3/17/2010 10:58:09 AM |
| heretolendit | $25.00 | $25.00 | 3/17/2010 11:24:00 AM |
| cjames84 | $25.00 | $25.00 | 3/17/2010 11:24:02 AM |
| nhloan | $25.00 | $25.00 | 3/17/2010 11:33:36 AM |
| edgeofpdx | $25.00 | $25.00 | 3/17/2010 11:12:11 AM |
| MiniBank998 | $25.00 | $25.00 | 3/17/2010 10:56:21 AM |
| Cheburashka | $30.00 | $30.00 | 3/17/2010 10:58:44 AM |
| elasermd | $25.00 | $25.00 | 3/17/2010 11:12:17 AM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 3/17/2010 11:17:41 AM |
| mlopez2007 | $25.00 | $25.00 | 3/17/2010 11:18:45 AM |
| Yankeeeagle | $49.14 | $39.16 | 3/17/2010 11:33:49 AM |
| ajk_blue | $25.00 | $25.00 | 3/17/2010 11:48:06 AM |
| wwwUniversal | $25.00 | $25.00 | 3/17/2010 4:17:39 PM |
| blot44 | $25.00 | $25.00 | 3/17/2010 9:15:22 PM |
| dbanwart | $25.00 | $25.00 | 3/18/2010 7:10:56 AM |
| HealthAndSafety | $50.00 | $50.00 | 3/18/2010 11:13:52 PM |
| beachfunder | $25.00 | $25.00 | 3/19/2010 6:25:41 AM |
| webfeet | $25.00 | $25.00 | 3/19/2010 9:10:59 AM |
| Cherrypicker | $50.00 | $50.00 | 3/19/2010 11:23:11 AM |
| Kelor99 | $25.00 | $25.00 | 3/19/2010 4:30:42 PM |
| JDLanier | $25.00 | $25.00 | 3/20/2010 12:12:35 PM |
| RandyL3 | $33.00 | $33.00 | 3/21/2010 6:37:18 AM |
| isfahanian | $25.00 | $25.00 | 3/21/2010 5:32:01 PM |
| a-shiny-dime | $25.00 | $25.00 | 3/22/2010 5:25:42 PM |
| Dollars4Rent | $25.00 | $25.00 | 3/22/2010 8:26:04 PM |
| isfahanian | $25.00 | $25.00 | 3/23/2010 9:34:28 AM |
| Astyanax | $25.00 | $25.00 | 3/23/2010 1:12:07 PM |
| JerryB96 | $25.00 | $25.00 | 3/24/2010 5:22:34 AM |
| Memphis-King | $50.00 | $50.00 | 3/24/2010 10:01:12 AM |
| StocksMan | $50.00 | $50.00 | 3/24/2010 10:00:15 AM |
| 105 bids
|
Borrower Payment Dependent Notes Series
450781
This series of Notes was issued and sold upon the funding of the borrower loan #41473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-24-2010 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $215.61 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 11.04% - 30.22% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 26y 6m |
|
Credit score:
| 660-679 (Mar-2010) |
Total credit lines:
| 42 |
Occupation: | Tradesman - Mechani... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,324 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 49% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 16 | | | | |
|
Screen name:
| shiny-fund3 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
new roof for the house
Purpose of loan:
This loan will be used to?
To put a new roof on the house
My financial situation:
I am a good candidate for this loan because?
I have paid my bills on time
Monthly net income: $
4000 to 4500 depending on the overtime
Monthly expenses: $
??Housing: $ 2100????
??Insurance: $ 200
??Car expenses: $ 200
??Utilities: $ 212
??Phone, cable, internet: $ 143
??Food, entertainment: $ 400
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ verys? about 150.00
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| InChicago | $25.00 | $25.00 | 3/17/2010 10:02:35 AM |
| nletunic | $25.00 | $25.00 | 3/17/2010 10:09:15 AM |
| AF_Trust | $25.00 | $25.00 | 3/17/2010 10:12:25 AM |
| chicagoman | $25.00 | $25.00 | 3/17/2010 10:12:55 AM |
| ukstevenhawaii | $50.00 | $50.00 | 3/17/2010 10:13:12 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 3/17/2010 10:11:39 AM |
| elevated-platinum5 | $25.00 | $25.00 | 3/17/2010 10:12:05 AM |
| CarDealer3070 | $30.00 | $30.00 | 3/17/2010 10:12:41 AM |
| oldmora | $25.00 | $25.00 | 3/17/2010 10:06:30 AM |
| asset-professor | $35.00 | $35.00 | 3/17/2010 10:15:46 AM |
| Rattlehead | $25.00 | $25.00 | 3/17/2010 10:16:34 AM |
| nrowland | $25.00 | $25.00 | 3/17/2010 10:15:04 AM |
| autonomous-truth | $40.00 | $40.00 | 3/17/2010 10:10:16 AM |
| personal-lender | $25.00 | $25.00 | 3/17/2010 10:11:29 AM |
| listing-trapper3 | $50.00 | $50.00 | 3/17/2010 10:16:16 AM |
| red-favorable-basis | $25.00 | $25.00 | 3/17/2010 10:16:29 AM |
| Zolton | $200.00 | $200.00 | 3/17/2010 10:11:50 AM |
| rhin0cerx | $50.00 | $50.00 | 3/17/2010 10:15:14 AM |
| cashonhand | $25.00 | $25.00 | 3/17/2010 10:22:08 AM |
| greenwell | $25.00 | $25.00 | 3/17/2010 10:15:58 AM |
| skuba | $25.00 | $25.00 | 3/17/2010 10:16:03 AM |
| deegeeman | $50.00 | $50.00 | 3/17/2010 10:16:10 AM |
| Shepherd7 | $25.00 | $25.00 | 3/17/2010 10:22:43 AM |
| tremendous-integrity | $25.00 | $25.00 | 3/17/2010 10:23:05 AM |
| desertoasis | $25.00 | $25.00 | 3/17/2010 10:28:08 AM |
| inspiring-reward | $150.00 | $150.00 | 3/17/2010 10:28:25 AM |
| brother_tam | $50.00 | $50.00 | 3/17/2010 10:31:34 AM |
| intelligent-yield | $25.00 | $25.00 | 3/17/2010 10:32:00 AM |
| martinnc | $25.00 | $25.00 | 3/17/2010 10:32:03 AM |
| AFairDeal | $25.00 | $25.00 | 3/17/2010 10:24:30 AM |
| heatherwood | $50.00 | $50.00 | 3/17/2010 10:30:17 AM |
| deal-hickory5 | $25.00 | $25.00 | 3/17/2010 10:31:31 AM |
| asiaratt | $100.00 | $100.00 | 3/17/2010 10:36:04 AM |
| Supernick | $25.00 | $25.00 | 3/17/2010 10:31:56 AM |
| helping-out | $30.00 | $30.00 | 3/17/2010 10:36:55 AM |
| GElender | $25.00 | $25.00 | 3/17/2010 10:28:45 AM |
| aasx1108 | $25.00 | $25.00 | 3/17/2010 10:34:32 AM |
| leodaguy | $25.00 | $25.00 | 3/17/2010 10:31:09 AM |
| uprising35 | $50.00 | $50.00 | 3/17/2010 10:31:11 AM |
| ok | $25.00 | $25.00 | 3/17/2010 10:32:56 AM |
| value-dna | $25.00 | $25.00 | 3/17/2010 10:44:10 AM |
| rks125 | $25.00 | $25.00 | 3/17/2010 10:34:54 AM |
| bountiful-bazaar | $25.00 | $25.00 | 3/17/2010 10:35:37 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 3/17/2010 10:36:18 AM |
| thrifty-funds1 | $25.00 | $25.00 | 3/17/2010 10:39:01 AM |
| exact-loan5 | $30.00 | $30.00 | 3/17/2010 10:39:17 AM |
| delicious-social132 | $25.00 | $25.00 | 3/17/2010 10:39:33 AM |
| papaloha | $25.01 | $25.01 | 3/17/2010 11:12:33 AM |
| JKEnterprises | $25.00 | $25.00 | 3/17/2010 10:42:19 AM |
| upright-revenue7 | $25.00 | $25.00 | 3/17/2010 10:43:12 AM |
| randsenterprise | $25.00 | $25.00 | 3/17/2010 11:01:24 AM |
| james41 | $25.00 | $25.00 | 3/17/2010 11:01:29 AM |
| power-expert | $25.00 | $25.00 | 3/17/2010 12:24:52 PM |
| nalaari | $25.00 | $25.00 | 3/17/2010 12:24:58 PM |
| visionary-currency | $50.00 | $50.00 | 3/17/2010 12:25:55 PM |
| HedgeFund | $25.00 | $25.00 | 3/17/2010 11:13:07 AM |
| orange-preeminant-bill | $36.05 | $36.05 | 3/17/2010 1:02:16 PM |
| TheYellowDart | $25.00 | $25.00 | 3/17/2010 1:12:16 PM |
| rpatusa | $25.00 | $25.00 | 3/17/2010 1:17:19 PM |
| RISK-VERSUS-RETURN | $25.00 | $25.00 | 3/17/2010 1:02:20 PM |
| dollar-sensor | $25.00 | $25.00 | 3/17/2010 1:42:34 PM |
| elegant-loot | $25.00 | $25.00 | 3/17/2010 1:42:44 PM |
| dime-neutron | $25.00 | $25.00 | 3/17/2010 1:12:19 PM |
| shrewd-peace7 | $25.00 | $25.00 | 3/17/2010 1:59:27 PM |
| Mantis75 | $25.00 | $25.00 | 3/17/2010 1:34:42 PM |
| suomynona | $25.00 | $25.00 | 3/17/2010 1:42:51 PM |
| jhouman | $25.00 | $25.00 | 3/17/2010 2:13:16 PM |
| integrity-liberator | $25.00 | $25.00 | 3/17/2010 1:52:24 PM |
| Havana21 | $50.00 | $50.00 | 3/17/2010 11:59:52 AM |
| Peterman | $25.00 | $25.00 | 3/17/2010 12:26:16 PM |
| w3alter | $50.00 | $50.00 | 3/17/2010 1:12:21 PM |
| spruce2 | $35.32 | $35.32 | 3/17/2010 1:34:59 PM |
| auction-workhorse679 | $25.00 | $25.00 | 3/17/2010 1:47:42 PM |
| Bob450 | $25.00 | $25.00 | 3/17/2010 8:17:00 PM |
| interstellar | $50.00 | $50.00 | 3/18/2010 1:17:48 PM |
| authentic-peace7 | $25.00 | $25.00 | 3/22/2010 8:12:07 AM |
| UCLA4life | $25.00 | $25.00 | 3/22/2010 12:53:49 PM |
| many_many | $26.72 | $26.72 | 3/23/2010 7:29:10 PM |
| Zachilles | $25.00 | $25.00 | 3/23/2010 7:13:52 PM |
| AF-Chief | $28.00 | $28.00 | 3/17/2010 10:03:16 AM |
| Kaj | $25.00 | $25.00 | 3/17/2010 10:06:29 AM |
| secobarbital | $25.00 | $25.00 | 3/17/2010 10:10:42 AM |
| nourishing-interest0 | $25.00 | $25.00 | 3/17/2010 10:11:10 AM |
| Purposeful | $25.00 | $25.00 | 3/17/2010 10:12:46 AM |
| successful-euro | $30.00 | $30.00 | 3/17/2010 10:03:40 AM |
| social-conductor4 | $25.00 | $25.00 | 3/17/2010 10:06:09 AM |
| SBT | $50.00 | $50.00 | 3/17/2010 10:14:51 AM |
| natural-greenback6 | $25.00 | $25.00 | 3/17/2010 10:15:34 AM |
| greatwhiteninja | $25.00 | $25.00 | 3/17/2010 10:15:39 AM |
| Cai8899 | $30.00 | $30.00 | 3/17/2010 10:10:46 AM |
| hope-equation | $50.00 | $50.00 | 3/17/2010 10:10:58 AM |
| honorable-yield | $35.00 | $35.00 | 3/17/2010 10:12:34 AM |
| sympathetic-asset | $25.00 | $25.00 | 3/17/2010 10:13:05 AM |
| magnolia161 | $25.00 | $25.00 | 3/17/2010 10:22:24 AM |
| irrelevant | $25.00 | $25.00 | 3/17/2010 10:23:00 AM |
| lovelongandprosper | $50.00 | $50.00 | 3/17/2010 10:23:31 AM |
| joee | $25.00 | $25.00 | 3/17/2010 10:26:36 AM |
| shiny-dollar9 | $25.00 | $25.00 | 3/17/2010 10:31:46 AM |
| hopethisworks | $25.00 | $25.00 | 3/17/2010 10:29:15 AM |
| ah-long | $25.00 | $25.00 | 3/17/2010 10:30:35 AM |
| merriewold | $25.00 | $25.00 | 3/17/2010 10:36:44 AM |
| currency-oak | $25.00 | $25.00 | 3/17/2010 10:27:52 AM |
| kmr2 | $200.00 | $200.00 | 3/17/2010 10:37:08 AM |
| LuvToLend | $25.00 | $25.00 | 3/17/2010 10:39:14 AM |
| wise-courageous-social | $25.00 | $25.00 | 3/17/2010 10:35:07 AM |
| BlindJoeDeath | $25.00 | $25.00 | 3/17/2010 10:40:41 AM |
| Streetfighter | $25.00 | $25.00 | 3/17/2010 10:36:21 AM |
| rooosta | $25.00 | $25.00 | 3/17/2010 10:31:22 AM |
| payment-piledriver | $25.00 | $25.00 | 3/17/2010 10:42:47 AM |
| unforgettable-order9 | $25.00 | $25.00 | 3/17/2010 10:38:09 AM |
| kmfreymi | $25.00 | $25.00 | 3/17/2010 10:38:26 AM |
| mg6619 | $25.00 | $25.00 | 3/17/2010 10:41:11 AM |
| tearsnstone | $25.00 | $25.00 | 3/17/2010 10:42:37 AM |
| CASHGIRL | $25.00 | $25.00 | 3/17/2010 10:58:36 AM |
| integrity-broker | $25.00 | $25.00 | 3/17/2010 10:39:45 AM |
| integrity-doctor | $50.00 | $50.00 | 3/17/2010 10:40:19 AM |
| KrazyCelticKid | $50.00 | $50.00 | 3/17/2010 10:40:34 AM |
| red_spade | $26.00 | $26.00 | 3/17/2010 10:42:03 AM |
| Diamond_Jim | $25.00 | $25.00 | 3/17/2010 11:01:07 AM |
| efficient-principal | $25.00 | $25.00 | 3/17/2010 10:58:34 AM |
| silvercertificate | $25.00 | $25.00 | 3/17/2010 11:00:05 AM |
| useful-p2ploan | $50.00 | $50.00 | 3/17/2010 12:24:32 PM |
| GreenNotes | $29.46 | $29.46 | 3/17/2010 12:32:27 PM |
| important-ore | $39.49 | $39.49 | 3/17/2010 1:34:33 PM |
| Dubbs360 | $40.15 | $40.15 | 3/17/2010 1:02:19 PM |
| cwswdh | $25.00 | $25.00 | 3/17/2010 1:52:23 PM |
| cash-boots | $25.00 | $25.00 | 3/17/2010 1:34:58 PM |
| bold-principal-thinker | $25.00 | $25.00 | 3/17/2010 1:42:36 PM |
| wampum-chorus3 | $25.00 | $25.00 | 3/17/2010 11:43:40 AM |
| WBB21 | $25.00 | $10.05 | 3/17/2010 2:13:55 PM |
| dedicated-diversification5 | $63.75 | $63.75 | 3/17/2010 12:24:09 PM |
| supreme-hope | $25.00 | $25.00 | 3/17/2010 12:32:27 PM |
| balanced-balance6 | $25.00 | $25.00 | 3/17/2010 1:12:24 PM |
| brooklynjoe | $25.00 | $25.00 | 3/17/2010 1:23:18 PM |
| Banker7371 | $25.00 | $25.00 | 3/17/2010 1:34:21 PM |
| momoney2lend | $25.00 | $25.00 | 3/17/2010 1:34:54 PM |
| aggresive-nickel2 | $25.00 | $25.00 | 3/17/2010 1:43:10 PM |
| WalnutCreekguy | $25.00 | $25.00 | 3/17/2010 2:13:14 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/17/2010 5:41:03 PM |
| CoolPlexer | $25.00 | $25.00 | 3/20/2010 1:10:55 PM |
| carmat60 | $25.00 | $25.00 | 3/21/2010 7:58:31 PM |
| Ronnieboy888 | $25.00 | $25.00 | 3/21/2010 9:12:19 PM |
| Bob450 | $25.00 | $25.00 | 3/22/2010 8:22:45 PM |
| dorypro | $25.00 | $25.00 | 3/23/2010 6:11:44 PM |
| dano1965 | $25.00 | $25.00 | 3/24/2010 5:46:18 AM |
| Gaelicman | $100.00 | $100.00 | 3/24/2010 7:55:35 AM |
| ultimate-peace | $100.00 | $100.00 | 3/24/2010 8:55:36 AM |
| finance-solo | $50.00 | $50.00 | 3/24/2010 10:01:40 AM |
| 148 bids
|
Borrower Payment Dependent Notes Series
450797
This series of Notes was issued and sold upon the funding of the borrower loan #41399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-24-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $164.12 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $161.70 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
4 | Length of status: | 6y 2m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 26 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $2,196 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $130 |
Bankcard utilization:
| 54% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| GoneFishin2day |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Time to Consolidate!!
Purpose of loan:
This loan will be used to?
Consolidate some bills to pay them off and to complete a few small home improvements
My financial situation:
I am a good candidate for this loan because? I am a 50+ dependable, reliable and responsible person. I have a steady and reliable profession, which I have been in for over 30 years. During that time, I have worked for only 3 companies. I am honest, with a good sense of humor and enjoy my ability to make a difference in other's lives. I am hoping that you can make a difference in mine!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| burgeoning-silver | $25.00 | $25.00 | 3/17/2010 10:02:25 AM |
| PeopleHelpers | $25.00 | $25.00 | 3/17/2010 10:03:04 AM |
| AF-Chief | $28.00 | $28.00 | 3/17/2010 10:03:14 AM |
| a-healthy-affluence | $50.00 | $50.00 | 3/17/2010 10:04:37 AM |
| spirited-finance1 | $25.00 | $25.00 | 3/17/2010 10:02:42 AM |
| brutusbone | $25.00 | $25.00 | 3/17/2010 10:03:07 AM |
| balanced-balance6 | $25.00 | $25.00 | 3/17/2010 10:03:11 AM |
| cash-merry-maker | $25.00 | $25.00 | 3/17/2010 10:06:12 AM |
| red-trade-cologne | $25.00 | $25.00 | 3/17/2010 10:04:54 AM |
| fareast_man | $25.00 | $25.00 | 3/17/2010 10:09:42 AM |
| meteoric-asset4 | $25.00 | $25.00 | 3/17/2010 10:10:11 AM |
| nourishing-interest0 | $25.00 | $25.00 | 3/17/2010 10:11:07 AM |
| Share_The_Wealth | $50.00 | $50.00 | 3/17/2010 10:09:10 AM |
| nletunic | $25.00 | $25.00 | 3/17/2010 10:09:13 AM |
| Zolton | $200.00 | $200.00 | 3/17/2010 10:11:47 AM |
| note-tent | $25.00 | $25.00 | 3/17/2010 10:10:00 AM |
| MARWARISETH | $25.00 | $25.00 | 3/17/2010 10:10:10 AM |
| rosario1 | $25.00 | $25.00 | 3/17/2010 10:02:53 AM |
| circustab | $50.00 | $50.00 | 3/17/2010 10:03:00 AM |
| Purposeful | $25.00 | $25.00 | 3/17/2010 10:12:45 AM |
| rpatusa | $25.00 | $25.00 | 3/17/2010 10:03:10 AM |
| ukstevenhawaii | $50.00 | $50.00 | 3/17/2010 10:13:11 AM |
| orbital-gold4 | $25.00 | $25.00 | 3/17/2010 10:04:46 AM |
| wealthstar | $25.00 | $25.00 | 3/17/2010 10:06:06 AM |
| social-conductor4 | $25.00 | $25.00 | 3/17/2010 10:06:08 AM |
| oldmora | $25.00 | $25.00 | 3/17/2010 10:06:31 AM |
| skuba | $25.00 | $25.00 | 3/17/2010 10:16:02 AM |
| radforj22 | $25.00 | $25.00 | 3/17/2010 10:10:08 AM |
| rhin0cerx | $50.00 | $50.00 | 3/17/2010 10:15:16 AM |
| asset-professor | $35.00 | $35.00 | 3/17/2010 10:15:44 AM |
| AF_Trust | $25.00 | $25.00 | 3/17/2010 10:12:28 AM |
| sympathetic-asset | $25.00 | $25.00 | 3/17/2010 10:13:03 AM |
| natural-greenback6 | $25.00 | $25.00 | 3/17/2010 10:15:32 AM |
| Rattlehead | $25.00 | $25.00 | 3/17/2010 10:16:32 AM |
| cashonhand | $25.00 | $25.00 | 3/17/2010 10:22:04 AM |
| 371millwood | $200.00 | $200.00 | 3/18/2010 8:35:36 PM |
| psycardis | $25.00 | $25.00 | 3/18/2010 11:31:42 PM |
| brother_tam | $50.00 | $50.00 | 3/19/2010 2:40:12 PM |
| 3am-preacher | $25.00 | $25.00 | 3/19/2010 4:15:26 PM |
| barkochva | $25.00 | $25.00 | 3/20/2010 10:16:54 PM |
| carmat60 | $25.00 | $25.00 | 3/21/2010 8:01:47 PM |
| helpneachother | $25.00 | $25.00 | 3/22/2010 4:38:44 PM |
| hidavehi | $25.00 | $25.00 | 3/22/2010 4:42:49 PM |
| integrity-doctor | $50.00 | $50.00 | 3/22/2010 6:29:57 PM |
| charming-point | $300.00 | $300.00 | 3/23/2010 7:11:17 AM |
| new-peso-concerto | $25.00 | $25.00 | 3/23/2010 8:51:23 AM |
| Astyanax | $30.00 | $30.00 | 3/23/2010 1:14:21 PM |
| WilliamLeeSims | $25.00 | $25.00 | 3/17/2010 10:02:29 AM |
| Msbutterfly | $25.00 | $25.00 | 3/17/2010 10:03:02 AM |
| IIP77 | $25.00 | $25.00 | 3/17/2010 10:03:06 AM |
| successful-euro | $30.00 | $30.00 | 3/17/2010 10:03:37 AM |
| beezling | $52.00 | $52.00 | 3/17/2010 10:04:13 AM |
| momoney2lend | $25.00 | $25.00 | 3/17/2010 10:02:47 AM |
| icecoldcash | $25.00 | $25.00 | 3/17/2010 10:02:59 AM |
| unassuming-reward | $25.00 | $25.00 | 3/17/2010 10:03:09 AM |
| rvfbroker | $25.00 | $25.00 | 3/17/2010 10:03:12 AM |
| persistent-bazaar | $25.00 | $25.00 | 3/17/2010 10:04:40 AM |
| LenderExtraordinaire | $25.00 | $25.00 | 3/17/2010 10:04:52 AM |
| traveler50 | $25.00 | $25.00 | 3/17/2010 10:04:57 AM |
| Kaj | $25.00 | $25.00 | 3/17/2010 10:06:26 AM |
| blooming-dedication | $50.00 | $50.00 | 3/17/2010 10:09:34 AM |
| Ragnar | $25.00 | $25.00 | 3/17/2010 10:10:06 AM |
| autonomous-truth | $40.00 | $40.00 | 3/17/2010 10:10:14 AM |
| Cai8899 | $30.00 | $30.00 | 3/17/2010 10:10:45 AM |
| hope-equation | $50.00 | $50.00 | 3/17/2010 10:10:56 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 3/17/2010 10:11:33 AM |
| honorable-yield | $35.00 | $35.00 | 3/17/2010 10:12:35 AM |
| Casman8815 | $25.00 | $25.00 | 3/17/2010 10:10:02 AM |
| yeti888 | $25.00 | $25.00 | 3/17/2010 10:02:44 AM |
| thestartuplender | $35.00 | $35.00 | 3/17/2010 10:02:56 AM |
| CarDealer3070 | $30.00 | $30.00 | 3/17/2010 10:12:43 AM |
| Q9-X3 | $25.00 | $25.00 | 3/17/2010 10:03:03 AM |
| entertaining-greenback2 | $25.00 | $25.00 | 3/17/2010 10:03:13 AM |
| chicagoman | $25.00 | $25.00 | 3/17/2010 10:12:53 AM |
| elevated-platinum5 | $25.00 | $25.00 | 3/17/2010 10:12:03 AM |
| heroic-bid4 | $25.00 | $25.00 | 3/17/2010 10:04:39 AM |
| slushfunder | $25.00 | $25.00 | 3/17/2010 10:04:50 AM |
| nrowland | $25.00 | $25.00 | 3/17/2010 10:15:02 AM |
| the-silver-blaster | $25.00 | $25.00 | 3/17/2010 10:09:57 AM |
| secobarbital | $25.00 | $25.00 | 3/17/2010 10:10:44 AM |
| greatwhiteninja | $25.00 | $25.00 | 3/17/2010 10:15:37 AM |
| greenwell | $25.00 | $25.00 | 3/17/2010 10:16:01 AM |
| personal-lender | $25.00 | $25.00 | 3/17/2010 10:11:32 AM |
| listing-trapper3 | $50.00 | $50.00 | 3/17/2010 10:16:15 AM |
| red-favorable-basis | $25.00 | $25.00 | 3/17/2010 10:16:30 AM |
| SBT | $50.00 | $50.00 | 3/17/2010 10:14:49 AM |
| deegeeman | $50.00 | $50.00 | 3/17/2010 10:16:09 AM |
| felicity-daydream | $50.00 | $50.00 | 3/17/2010 2:06:04 PM |
| foothillender | $25.00 | $25.00 | 3/17/2010 3:43:00 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/17/2010 5:45:24 PM |
| Bob450 | $25.00 | $25.00 | 3/17/2010 8:12:14 PM |
| payment-piledriver | $25.00 | $25.00 | 3/18/2010 2:45:31 PM |
| golffish2 | $100.00 | $100.00 | 3/19/2010 4:17:35 AM |
| Loan2Own | $100.00 | $100.00 | 3/20/2010 5:35:56 PM |
| durability-halibut | $25.00 | $25.00 | 3/21/2010 12:52:43 PM |
| golffish2 | $100.00 | $100.00 | 3/22/2010 4:28:51 AM |
| cippy | $50.00 | $50.00 | 3/22/2010 3:26:19 PM |
| Bob450 | $50.00 | $50.00 | 3/22/2010 8:24:32 PM |
| golffish2 | $100.00 | $100.00 | 3/23/2010 3:58:47 AM |
| glroark | $100.00 | $100.00 | 3/23/2010 11:26:28 AM |
| wild-orange | $25.00 | $25.00 | 3/24/2010 1:22:12 AM |
| 101 bids
|
Borrower Payment Dependent Notes Series
450895
This series of Notes was issued and sold upon the funding of the borrower loan #41405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-17-2010 |
| |
Auction end date:
| Mar-23-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $82.06 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $80.85 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 3m |
|
Credit score:
| 640-659 (Mar-2010) |
Total credit lines:
| 10 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,990 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 34% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| lovely-credit4 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off all debt
Purpose of loan:
This loan will be used to?
pay off all debts that I have accrued.
My financial situation:
I am a good candidate for this loan because?
it's not too much and I believe I will be able to pay it off quickly.
Monthly net income: $
1400/month
Monthly expenses: $
??Housing: $
515.00
??Insurance: $
60.00
??Car expenses: $
My car is paid off but repairs range from 20.00 to 200.00
??Utilities: 60.00
??Phone, cable, internet: $
40.00
??Food, entertainment: $
25.00-50.00
??Clothing, household expenses $
25.00
??Credit cards and other loans: $
3500
??Other expenses: $
20.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| social-conductor4 | $25.00 | $25.00 | 3/17/2010 4:02:31 PM |
| AF-Chief | $28.00 | $28.00 | 3/17/2010 4:02:42 PM |
| chicagoman | $25.00 | $25.00 | 3/17/2010 4:03:51 PM |
| sympathetic-asset | $25.00 | $25.00 | 3/17/2010 4:03:54 PM |
| skuba | $25.00 | $25.00 | 3/17/2010 4:04:31 PM |
| Rattlehead | $25.00 | $25.00 | 3/17/2010 4:04:42 PM |
| oldmora | $50.00 | $50.00 | 3/17/2010 4:02:38 PM |
| magnolia161 | $25.00 | $25.00 | 3/17/2010 4:05:49 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 3/17/2010 4:03:34 PM |
| elevated-platinum5 | $25.00 | $25.00 | 3/17/2010 4:03:40 PM |
| heatherwood | $50.00 | $50.00 | 3/17/2010 4:06:45 PM |
| martinnc | $25.00 | $25.00 | 3/17/2010 4:06:51 PM |
| ukstevenhawaii | $50.00 | $50.00 | 3/17/2010 4:03:58 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/17/2010 4:07:00 PM |
| SBT | $50.00 | $50.00 | 3/17/2010 4:04:15 PM |
| asset-professor | $35.00 | $35.00 | 3/17/2010 4:04:24 PM |
| listing-trapper3 | $50.00 | $50.00 | 3/17/2010 4:04:38 PM |
| Shepherd7 | $25.00 | $25.00 | 3/17/2010 4:05:53 PM |
| joee | $25.00 | $25.00 | 3/17/2010 4:06:21 PM |
| rooosta | $25.00 | $25.00 | 3/17/2010 4:06:48 PM |
| autonomous-truth | $40.00 | $40.00 | 3/17/2010 4:06:58 PM |
| nletunic | $25.00 | $25.00 | 3/17/2010 4:03:13 PM |
| Cai8899 | $30.00 | $30.00 | 3/17/2010 4:03:22 PM |
| greenwell | $25.00 | $25.00 | 3/17/2010 4:04:30 PM |
| cashonhand | $25.00 | $25.00 | 3/17/2010 4:05:47 PM |
| Bob450 | $25.00 | $25.00 | 3/17/2010 7:59:01 PM |
| mercuriant | $25.00 | $25.00 | 3/18/2010 9:36:10 AM |
| IPG1 | $25.00 | $25.00 | 3/18/2010 4:23:06 PM |
| loan-fate | $25.00 | $25.00 | 3/22/2010 11:09:25 AM |
| Kaj | $25.00 | $25.00 | 3/17/2010 4:02:37 PM |
| hope-equation | $50.00 | $50.00 | 3/17/2010 4:03:25 PM |
| personal-lender | $25.00 | $25.00 | 3/17/2010 4:03:33 PM |
| rhin0cerx | $50.00 | $50.00 | 3/17/2010 4:04:23 PM |
| deegeeman | $50.00 | $50.00 | 3/17/2010 4:04:35 PM |
| Purposeful | $50.00 | $50.00 | 3/17/2010 4:02:26 PM |
| successful-euro | $30.00 | $30.00 | 3/17/2010 4:02:45 PM |
| secobarbital | $25.00 | $25.00 | 3/17/2010 4:03:21 PM |
| Zolton | $200.00 | $200.00 | 3/17/2010 4:03:36 PM |
| stephen_c01 | $25.00 | $25.00 | 3/17/2010 4:13:38 PM |
| Speculator | $100.00 | $100.00 | 3/17/2010 4:06:03 PM |
| asiaratt | $100.00 | $42.00 | 3/17/2010 4:07:02 PM |
| honorable-yield | $35.00 | $35.00 | 3/17/2010 4:03:46 PM |
| CarDealer3070 | $30.00 | $30.00 | 3/17/2010 4:03:50 PM |
| nrowland | $25.00 | $25.00 | 3/17/2010 4:04:18 PM |
| irrelevant | $25.00 | $25.00 | 3/17/2010 4:05:58 PM |
| inspiring-reward | $150.00 | $150.00 | 3/17/2010 4:06:35 PM |
| marwadi-62 | $100.00 | $100.00 | 3/17/2010 7:58:44 PM |
| Loanliness | $25.00 | $25.00 | 3/20/2010 1:10:10 PM |
| dRatedOnly | $25.00 | $25.00 | 3/22/2010 6:14:08 PM |
| Bob450 | $25.00 | $25.00 | 3/22/2010 8:30:04 PM |
| 50 bids
|
Borrower Payment Dependent Notes Series
450915
This series of Notes was issued and sold upon the funding of the borrower loan #41452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-19-2010 |
| |
Auction end date:
| Mar-23-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $127.91 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $127.57 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1977 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 11m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 25 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,376 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 18% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| credit-reformer8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
"Consolidating my debt"
This loan is intended for use to consolidate higher interest rate credit card debt in my effort to return to debt-free status within the next three years. My credit rating of over 720 shows my consistent attention to paying promptly and to reducing debt load whenever possible, including paying off my last vehicle 18 months ahead of schedule. Please note, I will schedule the payments of this loan for automatic withdrawal.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AF-Chief | $28.00 | $28.00 | 3/19/2010 3:54:32 PM |
| kenji4861 | $25.00 | $25.00 | 3/19/2010 3:53:17 PM |
| credit-force5 | $25.00 | $25.00 | 3/19/2010 3:59:35 PM |
| personal-lender | $25.00 | $25.00 | 3/19/2010 3:59:39 PM |
| successful-euro | $75.00 | $75.00 | 3/19/2010 4:00:40 PM |
| delicious-social132 | $40.00 | $40.00 | 3/19/2010 3:59:09 PM |
| restless-currency | $25.00 | $25.00 | 3/19/2010 4:00:57 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/19/2010 3:59:56 PM |
| MarinLoans | $25.00 | $25.00 | 3/19/2010 4:01:50 PM |
| lender987654321 | $25.00 | $25.00 | 3/19/2010 4:01:03 PM |
| ddog0224 | $25.00 | $25.00 | 3/19/2010 4:01:55 PM |
| chestnut4 | $25.00 | $25.00 | 3/19/2010 4:01:35 PM |
| HedgeFund | $40.00 | $40.00 | 3/19/2010 4:01:46 PM |
| kchen486 | $25.00 | $25.00 | 3/19/2010 4:02:20 PM |
| HHP | $25.00 | $25.00 | 3/19/2010 4:02:26 PM |
| skvat | $25.00 | $25.00 | 3/19/2010 4:03:14 PM |
| grampy48 | $25.00 | $25.00 | 3/19/2010 4:03:44 PM |
| don8ter | $25.00 | $25.00 | 3/19/2010 4:03:52 PM |
| micko | $25.00 | $25.00 | 3/19/2010 4:15:30 PM |
| OldFriend | $25.00 | $25.00 | 3/19/2010 9:57:55 PM |
| Binan | $25.00 | $25.00 | 3/20/2010 4:46:50 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 3/20/2010 7:42:22 AM |
| antlr | $25.00 | $25.00 | 3/20/2010 11:02:27 AM |
| auction-elvis | $25.00 | $25.00 | 3/20/2010 11:07:17 AM |
| rulender | $50.00 | $50.00 | 3/20/2010 11:32:42 AM |
| rromanchuk | $25.00 | $25.00 | 3/20/2010 1:42:16 PM |
| figs4u2 | $28.29 | $28.29 | 3/20/2010 12:48:51 PM |
| anton | $38.94 | $38.94 | 3/20/2010 1:52:23 PM |
| gnuey | $25.00 | $25.00 | 3/20/2010 2:17:22 PM |
| mg6619 | $25.00 | $25.00 | 3/20/2010 4:14:45 PM |
| sharp-bill2 | $40.00 | $40.00 | 3/20/2010 4:14:38 PM |
| integrity-broker | $25.00 | $25.00 | 3/20/2010 5:37:20 PM |
| frobin | $25.00 | $25.00 | 3/20/2010 6:42:25 PM |
| IndianChief | $25.00 | $25.00 | 3/20/2010 6:27:13 PM |
| important-ore | $50.00 | $50.00 | 3/20/2010 4:14:34 PM |
| commitment-farm | $25.00 | $25.00 | 3/20/2010 4:17:19 PM |
| aldenrains | $25.00 | $25.00 | 3/21/2010 7:54:25 AM |
| rescue | $500.00 | $500.00 | 3/21/2010 7:47:48 AM |
| adama_48 | $25.00 | $25.00 | 3/21/2010 11:27:12 AM |
| resource777 | $25.00 | $25.00 | 3/21/2010 3:22:27 PM |
| happy-asset | $25.00 | $25.00 | 3/21/2010 1:47:18 PM |
| affluence-tomahawk | $25.00 | $25.00 | 3/21/2010 4:42:18 PM |
| trade-doughnut5 | $25.00 | $25.00 | 3/21/2010 2:32:33 PM |
| helpful-dough | $25.00 | $25.00 | 3/21/2010 4:42:17 PM |
| natural-greenback6 | $25.00 | $25.00 | 3/21/2010 4:53:44 PM |
| bountiful-bazaar | $25.00 | $25.00 | 3/21/2010 5:17:39 PM |
| 519dobber | $25.00 | $25.00 | 3/21/2010 5:33:04 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/19/2010 3:54:58 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/19/2010 3:57:00 PM |
| fightinjoe | $25.00 | $25.00 | 3/19/2010 3:58:46 PM |
| flexible-value | $31.00 | $31.00 | 3/19/2010 3:59:11 PM |
| Clambake | $50.00 | $50.00 | 3/19/2010 3:59:15 PM |
| torion | $25.00 | $25.00 | 3/19/2010 3:59:24 PM |
| skuba | $50.00 | $50.00 | 3/19/2010 3:58:40 PM |
| lendersf | $95.00 | $95.00 | 3/19/2010 4:00:02 PM |
| AFairDeal | $25.00 | $25.00 | 3/19/2010 4:00:35 PM |
| TakeCare | $50.00 | $50.00 | 3/19/2010 4:01:31 PM |
| Avala | $50.00 | $50.00 | 3/19/2010 3:59:30 PM |
| bigballer105 | $50.00 | $50.00 | 3/19/2010 4:00:30 PM |
| integrity-doctor | $50.00 | $50.00 | 3/19/2010 4:00:51 PM |
| loan-warrior | $25.00 | $25.00 | 3/19/2010 4:01:42 PM |
| nhm | $50.00 | $50.00 | 3/19/2010 4:02:46 PM |
| unforgettable-order9 | $100.00 | $100.00 | 3/19/2010 4:01:21 PM |
| fiddlerzvi | $25.00 | $25.00 | 3/19/2010 4:03:01 PM |
| contract-lotus | $25.00 | $25.00 | 3/19/2010 4:02:31 PM |
| studious-bonus7 | $50.00 | $50.00 | 3/19/2010 4:03:33 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 3/19/2010 4:03:41 PM |
| responsibility-euphoria0 | $25.00 | $25.00 | 3/19/2010 4:04:07 PM |
| exchange-fountain | $25.00 | $25.00 | 3/19/2010 4:05:02 PM |
| goodguy2000 | $25.00 | $25.00 | 3/19/2010 4:05:21 PM |
| transparency-halo | $25.00 | $25.00 | 3/19/2010 4:04:12 PM |
| payment-gusto | $25.00 | $25.00 | 3/19/2010 4:05:11 PM |
| bchen78875 | $27.20 | $27.20 | 3/19/2010 4:22:48 PM |
| fcukciti | $50.00 | $50.00 | 3/19/2010 4:22:59 PM |
| ngmansfield | $25.00 | $25.00 | 3/19/2010 7:27:18 PM |
| gulch | $25.00 | $25.00 | 3/19/2010 7:42:31 PM |
| radforj22 | $25.00 | $25.00 | 3/20/2010 3:22:17 AM |
| cathexis | $100.00 | $100.00 | 3/20/2010 5:42:29 AM |
| desertoasis | $25.00 | $25.00 | 3/20/2010 2:47:37 AM |
| aurorafinancial | $50.00 | $50.00 | 3/20/2010 7:58:06 AM |
| Tahoeguy | $50.00 | $50.00 | 3/20/2010 11:32:14 AM |
| progressive-asset | $100.00 | $100.00 | 3/20/2010 4:14:45 PM |
| Iza13 | $31.19 | $31.19 | 3/21/2010 12:36:33 AM |
| macjp123 | $25.00 | $25.00 | 3/21/2010 7:12:05 AM |
| GElender | $50.00 | $50.00 | 3/21/2010 7:11:00 AM |
| tenacious-compassion9 | $25.00 | $25.00 | 3/21/2010 7:12:07 AM |
| responsibility-mulberry | $25.00 | $25.00 | 3/21/2010 2:52:16 PM |
| fopaul13 | $25.00 | $25.00 | 3/21/2010 3:22:19 PM |
| authentic-diversification | $25.00 | $25.00 | 3/21/2010 11:39:27 AM |
| SpadeMike | $44.00 | $44.00 | 3/21/2010 3:27:24 PM |
| LoisLoan | $25.00 | $25.00 | 3/21/2010 3:33:30 PM |
| suomynona | $25.00 | $25.00 | 3/21/2010 3:57:45 PM |
| the-profit-oracle | $25.00 | $25.00 | 3/21/2010 2:32:32 PM |
| harmonious-revenue7 | $50.00 | $50.00 | 3/21/2010 5:52:17 PM |
| greenback-mover704 | $50.00 | $33.18 | 3/21/2010 6:07:21 PM |
| aasx1108 | $25.00 | $25.00 | 3/21/2010 2:52:37 PM |
| Kulchar | $48.20 | $48.20 | 3/21/2010 4:42:16 PM |
| tidy-dime | $25.00 | $25.00 | 3/21/2010 4:53:40 PM |
| first-upright-payout | $25.00 | $25.00 | 3/21/2010 3:27:15 PM |
| Streetfighter | $50.00 | $50.00 | 3/21/2010 5:02:29 PM |
| newgroom422 | $25.00 | $25.00 | 3/21/2010 5:23:25 PM |
| rlecour | $25.00 | $25.00 | 3/21/2010 5:33:48 PM |
| 102 bids
|
Borrower Payment Dependent Notes Series
450959
This series of Notes was issued and sold upon the funding of the borrower loan #41382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,600.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Mar-18-2010 |
| |
Auction end date:
| Mar-22-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $147.09 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $146.71 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 1m |
|
Credit score:
| 760-779 (Mar-2010) |
Total credit lines:
| 23 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $38 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 1% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| harrisda1 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit Card
Purpose of loan:
This loan will be used to pay a credit card off. I had a favorable interest rate, but my card got bought by Chase. They first raised the interest rate and a month later decided to close the account even though I have had perfect payment history and have paid more than the minimum balance each month. With the account closed I was unable to negotiate my previous rate or even lower rate.
My financial situation:
I am a good candidate for this loan because I have had no deliquent payment history in more than 6 years. I am currently paying it down now with no issues paying almost $100 more than the minimum payment. I'm just getting screwed by the interest rate. I currently work as a IT Tech Analyst and I also work a part time job for extra income. My only other major debts are school loans and a car payment which are all current. My other expenses are the usual - rent, utilities, food etc.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Eric15378 | $36.31 | $36.31 | 3/18/2010 4:20:55 PM |
| omniviper | $25.00 | $25.00 | 3/18/2010 4:21:13 PM |
| stock106 | $25.00 | $25.00 | 3/18/2010 4:21:03 PM |
| kenji4861 | $25.00 | $25.00 | 3/18/2010 4:23:59 PM |
| skuba | $50.00 | $50.00 | 3/18/2010 4:31:03 PM |
| satisfying-durability | $25.00 | $25.00 | 3/18/2010 4:26:29 PM |
| AFairDeal | $25.00 | $25.00 | 3/18/2010 4:33:57 PM |
| Avala | $50.00 | $50.00 | 3/18/2010 4:32:38 PM |
| integrity-doctor | $50.00 | $50.00 | 3/18/2010 4:34:28 PM |
| restless-currency | $25.00 | $25.00 | 3/18/2010 4:34:38 PM |
| lender987654321 | $25.00 | $25.00 | 3/18/2010 4:34:50 PM |
| loan-warrior | $25.00 | $25.00 | 3/18/2010 4:36:04 PM |
| BankofBen | $25.00 | $25.00 | 3/18/2010 4:36:07 PM |
| Microfinancer | $25.00 | $25.00 | 3/18/2010 4:30:55 PM |
| asset-professor | $100.00 | $100.00 | 3/18/2010 4:30:58 PM |
| unforgettable-order9 | $100.00 | $100.00 | 3/18/2010 4:35:28 PM |
| rapid-credit428 | $25.00 | $25.00 | 3/18/2010 4:36:34 PM |
| TakeCare | $50.00 | $50.00 | 3/18/2010 4:35:56 PM |
| MarinLoans | $25.00 | $25.00 | 3/18/2010 4:36:22 PM |
| fcukciti | $50.00 | $50.00 | 3/18/2010 4:39:27 PM |
| desertoasis | $25.00 | $25.00 | 3/18/2010 4:41:16 PM |
| important-ore | $100.00 | $100.00 | 3/18/2010 4:34:57 PM |
| HHP | $25.00 | $25.00 | 3/18/2010 4:40:29 PM |
| contract-lotus | $25.00 | $25.00 | 3/18/2010 4:40:42 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/18/2010 4:43:08 PM |
| courteous-fund9 | $25.00 | $25.00 | 3/18/2010 4:37:22 PM |
| nhm | $50.00 | $50.00 | 3/18/2010 4:43:38 PM |
| kchen486 | $25.00 | $25.00 | 3/18/2010 4:39:48 PM |
| fiddlerzvi | $25.00 | $25.00 | 3/18/2010 5:02:44 PM |
| a-finance-nirvana | $25.00 | $25.00 | 3/18/2010 4:56:35 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 3/18/2010 5:56:52 PM |
| kmr2 | $25.00 | $25.00 | 3/18/2010 6:48:17 PM |
| kanakakm | $50.00 | $50.00 | 3/18/2010 6:03:09 PM |
| skvat | $25.00 | $25.00 | 3/18/2010 7:58:30 PM |
| MissionMicroFinance | $25.00 | $25.00 | 3/18/2010 8:27:25 PM |
| reflective-deal8 | $25.00 | $25.00 | 3/18/2010 6:24:08 PM |
| dollar-birdie | $27.65 | $27.65 | 3/18/2010 6:38:39 PM |
| kmprospeo | $25.00 | $25.00 | 3/18/2010 8:52:31 PM |
| investment-oasis | $25.00 | $25.00 | 3/18/2010 10:13:31 PM |
| listenfirst | $50.00 | $50.00 | 3/18/2010 11:18:39 PM |
| TeamRamRod | $25.00 | $25.00 | 3/18/2010 11:22:49 PM |
| market-assembler | $30.01 | $30.01 | 3/18/2010 11:18:34 PM |
| wiselady | $25.00 | $25.00 | 3/18/2010 11:18:42 PM |
| pure-treasure7 | $25.00 | $25.00 | 3/18/2010 11:22:51 PM |
| Philosonie | $25.00 | $25.00 | 3/18/2010 11:23:16 PM |
| shrewd-peace7 | $25.00 | $25.00 | 3/18/2010 8:47:16 PM |
| time4aloan | $25.00 | $25.00 | 3/19/2010 12:04:10 AM |
| elasermd | $25.00 | $25.00 | 3/19/2010 4:48:53 AM |
| studious-bonus7 | $50.00 | $50.00 | 3/19/2010 5:11:14 AM |
| lloyd_s | $25.00 | $25.00 | 3/19/2010 5:57:22 AM |
| Dweeberkitty1 | $25.00 | $25.00 | 3/18/2010 11:18:36 PM |
| Zanch | $25.00 | $25.00 | 3/18/2010 11:18:41 PM |
| cpaphoto | $25.00 | $25.00 | 3/18/2010 11:22:50 PM |
| SanCarlos | $100.00 | $100.00 | 3/19/2010 6:22:17 AM |
| SDNLR | $25.00 | $25.00 | 3/18/2010 11:23:02 PM |
| cash-merry-maker | $25.00 | $25.00 | 3/19/2010 6:17:58 AM |
| credit-kahuna | $25.00 | $25.00 | 3/19/2010 6:28:20 AM |
| awwaww | $25.00 | $25.00 | 3/19/2010 6:42:43 AM |
| calilending | $25.00 | $25.00 | 3/19/2010 12:43:40 AM |
| iolaire | $25.00 | $25.00 | 3/19/2010 6:57:14 AM |
| Gabriel02 | $25.00 | $25.00 | 3/19/2010 7:37:18 AM |
| RetiredATC | $25.00 | $25.00 | 3/19/2010 7:37:24 AM |
| plentiful-reward | $50.00 | $50.00 | 3/19/2010 7:52:22 AM |
| gracej | $25.00 | $25.00 | 3/19/2010 7:03:04 AM |
| orange-preeminant-bill | $51.61 | $37.22 | 3/19/2010 8:17:18 AM |
| steamboatgal | $25.00 | $25.00 | 3/19/2010 7:32:32 AM |
| dreamhope | $25.00 | $25.00 | 3/19/2010 10:49:22 AM |
| conductor146 | $25.00 | $25.00 | 3/21/2010 5:49:37 PM |
| robust-trade | $25.00 | $25.00 | 3/18/2010 4:21:10 PM |
| successful-euro | $30.00 | $30.00 | 3/18/2010 4:26:00 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/18/2010 4:26:04 PM |
| flexible-value | $31.00 | $31.00 | 3/18/2010 4:32:13 PM |
| torion | $25.00 | $25.00 | 3/18/2010 4:32:27 PM |
| personal-lender | $25.00 | $25.00 | 3/18/2010 4:32:48 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/18/2010 4:33:02 PM |
| lendersf | $95.00 | $95.00 | 3/18/2010 4:33:05 PM |
| delicious-social132 | $40.00 | $40.00 | 3/18/2010 4:32:07 PM |
| Clambake | $50.00 | $50.00 | 3/18/2010 4:32:17 PM |
| turbospeed | $25.00 | $25.00 | 3/18/2010 4:34:03 PM |
| credit-force5 | $25.00 | $25.00 | 3/18/2010 4:32:40 PM |
| AF-Chief | $27.00 | $27.00 | 3/18/2010 4:27:25 PM |
| nletunic | $25.00 | $25.00 | 3/18/2010 4:34:34 PM |
| HedgeFund | $40.00 | $40.00 | 3/18/2010 4:36:15 PM |
| fightinjoe | $25.00 | $25.00 | 3/18/2010 4:31:05 PM |
| ddog0224 | $25.00 | $25.00 | 3/18/2010 4:36:28 PM |
| jwood3030 | $25.00 | $25.00 | 3/18/2010 4:35:51 PM |
| chestnut4 | $25.00 | $25.00 | 3/18/2010 4:36:01 PM |
| bigballer105 | $50.00 | $50.00 | 3/18/2010 4:33:52 PM |
| fireboss | $25.00 | $25.00 | 3/18/2010 4:41:52 PM |
| clean-loyalty | $25.00 | $25.00 | 3/18/2010 6:14:20 PM |
| progressive-asset | $26.00 | $26.00 | 3/18/2010 6:32:55 PM |
| aasx1108 | $25.00 | $25.00 | 3/18/2010 6:37:51 PM |
| adevadeh | $25.00 | $25.00 | 3/18/2010 7:37:47 PM |
| baseballfan111 | $25.00 | $25.00 | 3/18/2010 7:13:47 PM |
| lenderforyoutoday | $50.00 | $50.00 | 3/18/2010 9:02:53 PM |
| jasonj72 | $25.00 | $25.00 | 3/18/2010 8:57:18 PM |
| AnnB8 | $25.00 | $25.00 | 3/18/2010 7:47:19 PM |
| uwinwewin | $25.00 | $25.00 | 3/18/2010 10:13:30 PM |
| Fingar | $25.00 | $25.00 | 3/18/2010 10:48:41 PM |
| kirkjerk | $25.00 | $25.00 | 3/18/2010 11:23:04 PM |
| webfeet | $25.00 | $25.00 | 3/18/2010 11:23:10 PM |
| community-pipeline8 | $39.31 | $39.31 | 3/18/2010 11:18:38 PM |
| Ivan2007 | $25.00 | $25.00 | 3/18/2010 11:23:05 PM |
| mrscenicroute | $25.00 | $25.00 | 3/19/2010 12:03:47 AM |
| phredd | $40.90 | $40.90 | 3/18/2010 11:27:44 PM |
| mathomas3 | $30.25 | $30.25 | 3/18/2010 11:33:03 PM |
| analogman | $25.00 | $25.00 | 3/19/2010 1:12:21 AM |
| CorMDNY | $25.00 | $25.00 | 3/19/2010 3:23:42 AM |
| SpotLending | $25.00 | $25.00 | 3/19/2010 12:47:20 AM |
| success1001 | $47.65 | $47.65 | 3/18/2010 10:07:32 PM |
| top-silver-american | $25.00 | $25.00 | 3/18/2010 10:42:34 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 3/19/2010 6:18:50 AM |
| bonus-patriot | $25.00 | $25.00 | 3/19/2010 6:07:20 AM |
| Walkingcowboy | $25.00 | $25.00 | 3/18/2010 11:18:37 PM |
| durability-balance4 | $50.00 | $50.00 | 3/18/2010 11:23:11 PM |
| highonrope | $25.00 | $25.00 | 3/19/2010 6:22:16 AM |
| buraky | $25.00 | $25.00 | 3/18/2010 11:32:32 PM |
| workinghardoregon | $25.00 | $25.00 | 3/18/2010 11:42:20 PM |
| tallmon | $25.00 | $25.00 | 3/19/2010 6:38:29 AM |
| inspiring-reward | $63.70 | $63.70 | 3/19/2010 7:08:11 AM |
| leodaguy | $25.00 | $25.00 | 3/19/2010 6:43:04 AM |
| grampy48 | $25.00 | $25.00 | 3/19/2010 6:53:34 AM |
| Adino | $25.00 | $25.00 | 3/19/2010 7:03:02 AM |
| stanbalwight4 | $25.00 | $25.00 | 3/19/2010 7:18:06 AM |
| dreammachine | $25.00 | $25.00 | 3/19/2010 8:17:16 AM |
| don8ter | $25.00 | $25.00 | 3/19/2010 7:47:39 AM |
| selector568 | $500.00 | $500.00 | 3/20/2010 10:37:48 AM |
| RandyL3 | $33.00 | $33.00 | 3/21/2010 6:37:22 AM |
| 128 bids
|