Sales Report:Supplement No. 161 dated Mar 23, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 444569
This series of Notes was issued and sold upon the funding of the borrower loan #41346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-19-2010 
  Auction end date:  Mar-21-2010 
 
Starting lender yield: 22.17% Starting borrower rate/APR: 23.17% / 25.45% Starting monthly payment: $135.79
Final lender yield: 22.17% Final borrower rate/APR: 23.17% / 25.45% Final monthly payment: $135.79
 
Auction yield range: 8.04% - 22.17% Estimated loss impact: 7.02%  
Lender servicing fee: 1.00% Estimated return: 15.15%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1990 Debt/Income ratio: 16%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 6Length of status:9y 10m
Credit score: 680-699 (Mar-2010) Total credit lines: 25 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $36,554Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 88%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: patspeak Borrower's state: California Borrower's group: BORROWERS - Free instant Listings - LARGEST GROUP
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 14 ( 100% ) 680-699 (Latest)
Principal borrowed: $13,500.00< mo. late: 0 ( 0% )  
660-679 (Sep-2009)
580-599 (Nov-2007)
660-679 (Jan-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 14  
Description
Business Expansion
Purpose of loan:
This loan will be used for Business Expansion

My financial situation:
I have had two previous loans with Prosper and have successfully paid off each. I am never late on any payments for anything. I make the necessary income to successfully pay the required debt.

Monthly net income: $ 5700

Monthly expenses: $
??Housing: $ 2000
??Insurance: $ 200
??Car expenses: $ 320 Gas
??Utilities: $ 190
??Phone, cable, internet: $ 166
??Food, entertainment: $ 300
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 850

I have a successful side business which has been doing well, but requires additional immediate funds. My initial Prosper loans assisted in the start-up of my business and I ended up paying each loan back early.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
buphigam$25.00$25.003/19/2010 3:52:45 PM
torion$25.00$25.003/19/2010 3:59:25 PM
delicious-social132$25.00$25.003/19/2010 3:59:47 PM
Clambake$50.00$50.003/19/2010 3:59:15 PM
loan_doctor$25.00$25.003/19/2010 3:57:55 PM
Avala$50.00$50.003/19/2010 3:59:31 PM
flexible-value$26.00$26.003/19/2010 4:00:37 PM
successful-euro$50.00$50.003/19/2010 4:00:44 PM
integrity-doctor$50.00$50.003/19/2010 4:00:51 PM
personal-lender$25.00$25.003/19/2010 3:59:39 PM
charming-point$300.00$300.003/19/2010 4:00:25 PM
investmentgroup$25.00$25.003/19/2010 4:02:05 PM
chestnut4$25.00$25.003/19/2010 4:01:36 PM
HedgeFund$40.00$40.003/19/2010 4:01:46 PM
USMP$100.00$100.003/19/2010 4:13:52 PM
blazing-capital$84.77$62.783/19/2010 4:31:22 PM
jpblan11$25.00$25.003/19/2010 8:10:05 PM
gulch$25.00$25.003/19/2010 7:42:32 PM
AndyT1999$25.00$25.003/19/2010 9:15:04 PM
1traveler$25.00$25.003/19/2010 10:24:53 PM
periko$46.36$46.363/19/2010 9:22:36 PM
the-silver-blaster$40.00$40.003/20/2010 4:46:17 AM
usedtoborrow$38.22$38.223/20/2010 4:52:34 AM
hektek22$25.00$25.003/20/2010 12:32:30 AM
chameleon125$25.00$25.003/20/2010 7:39:31 AM
Binan$25.00$25.003/20/2010 4:46:51 AM
scottmweaver$25.00$25.003/20/2010 4:52:29 AM
cathexis$100.00$100.003/20/2010 5:42:29 AM
jump58$50.00$50.003/20/2010 9:38:51 AM
auction-elvis$25.00$25.003/20/2010 11:12:50 AM
_SCI_$25.00$25.003/20/2010 1:52:15 PM
spy0$25.00$25.003/20/2010 2:13:14 PM
Tahoeguy$50.00$50.003/20/2010 11:32:15 AM
gnuey$25.00$25.003/20/2010 2:17:23 PM
progressive-asset$25.00$25.003/20/2010 4:48:07 PM
mg6619$25.00$25.003/20/2010 5:27:15 PM
Heatguy$77.84$77.843/20/2010 10:43:52 PM
kind-bid-maverick$25.00$25.003/20/2010 9:02:42 PM
unforgettable-order9$33.70$33.703/20/2010 9:23:40 PM
ngmansfield$25.00$25.003/21/2010 6:18:05 AM
important-ore$50.00$50.003/21/2010 7:12:04 AM
AEH_Now$25.00$25.003/21/2010 6:56:44 AM
rescue$250.00$250.003/21/2010 7:48:34 AM
aldenrains$25.00$25.003/21/2010 7:54:26 AM
Quiz18$25.00$25.003/21/2010 7:18:13 AM
CERTIFIED$100.00$100.003/21/2010 8:38:02 AM
reflective-rupee$50.00$50.003/21/2010 9:18:24 AM
AF-Chief$28.00$28.003/19/2010 3:54:32 PM
YoungTaxMan$75.00$75.003/19/2010 3:57:51 PM
inspired-contract9$25.00$25.003/19/2010 4:00:17 PM
fightinjoe$25.00$25.003/19/2010 4:00:13 PM
ddog0224$25.00$25.003/19/2010 4:01:55 PM
bonus-adventure3$25.00$25.003/19/2010 4:00:22 PM
HHP$25.00$25.003/19/2010 4:02:26 PM
heroic-hope5$25.00$25.003/19/2010 4:02:38 PM
studious-bonus7$50.00$50.003/19/2010 4:03:34 PM
don8ter$25.00$25.003/19/2010 4:03:51 PM
exchange-fountain$25.00$25.003/19/2010 4:05:03 PM
mercuriant$25.00$25.003/19/2010 4:05:15 PM
bchen78875$25.00$25.003/19/2010 4:04:38 PM
JustMee$25.00$25.003/19/2010 6:56:36 PM
Bob450$25.00$25.003/19/2010 8:13:37 PM
ustfu$50.00$50.003/19/2010 8:26:41 PM
clemclan$25.00$25.003/19/2010 8:22:39 PM
desertoasis$25.00$25.003/20/2010 2:47:39 AM
duty-monger$50.00$50.003/20/2010 4:21:39 AM
Myrick$25.00$25.003/20/2010 5:07:34 AM
dynrep$25.00$25.003/20/2010 7:42:34 AM
orange-preeminant-bill$100.00$100.003/20/2010 7:42:22 AM
aurorafinancial$50.00$50.003/20/2010 7:58:05 AM
buffalobills$25.00$25.003/20/2010 8:48:50 AM
Bank_Of_XL$50.00$50.003/20/2010 7:36:37 AM
sociallender$25.00$25.003/20/2010 10:28:47 AM
figs4u2$100.00$100.003/20/2010 4:14:43 PM
commitment-farm$25.00$25.003/20/2010 4:17:20 PM
CA_Lender$25.00$25.003/20/2010 3:33:07 PM
integrity-broker$25.00$25.003/20/2010 5:37:21 PM
riverzeus$32.10$32.103/20/2010 6:45:18 PM
frobin$25.00$25.003/20/2010 6:42:25 PM
the-profit-oracle$25.00$25.003/21/2010 7:11:14 AM
fcukciti$50.00$50.003/21/2010 7:12:34 AM
Kash2010lu$25.00$25.003/21/2010 9:17:42 AM
82 bids
 
Borrower Payment Dependent Notes Series 448077
This series of Notes was issued and sold upon the funding of the borrower loan #41398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-26-2010 
  Auction end date:  Mar-05-2010 
 
Starting lender yield: 6.14% Starting borrower rate/APR: 7.14% / 7.48% Starting monthly payment: $46.41
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $46.38
 
Auction yield range: 3.05% - 6.14% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-2001 Debt/Income ratio: 44%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 11Length of status:4y 2m
Credit score: 720-739 (Feb-2010) Total credit lines: 20 Occupation: Other
Now delinquent: 0 Revolving credit balance: $13,048Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 45%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: rockysgirl1 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
fun money
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
chilichese$25.00$25.002/26/2010 3:59:14 PM
JJS180$25.00$25.002/26/2010 4:03:13 PM
credit-force5$25.00$25.002/26/2010 4:09:39 PM
honorable-yield$75.00$3.622/26/2010 4:09:54 PM
kulender$25.00$25.002/26/2010 4:03:44 PM
bchen78875$50.00$50.002/26/2010 4:05:18 PM
friendly-worth3$25.00$25.002/26/2010 4:05:45 PM
keyfig$50.00$50.002/26/2010 4:04:32 PM
red-favorable-basis$25.00$25.002/26/2010 4:06:02 PM
don8ter$60.00$60.002/26/2010 4:05:54 PM
note-sensation$25.00$25.002/26/2010 4:06:15 PM
wampum-reaction2$25.00$25.002/26/2010 4:09:53 PM
springpanda$25.00$25.002/26/2010 9:40:05 PM
bonus-adventure3$25.00$25.003/1/2010 6:56:36 PM
PalmerTheEmbalmer$25.00$25.003/4/2010 10:16:31 PM
dynamic-fairness$25.00$25.003/5/2010 6:53:54 AM
Richmp412$25.00$25.003/5/2010 7:06:41 AM
REITRUST$25.00$25.003/5/2010 3:34:28 PM
kinetic-social$30.11$30.113/5/2010 3:50:19 PM
meux99$25.00$25.002/26/2010 3:59:36 PM
Cai8899$75.00$75.002/26/2010 4:05:25 PM
bowdish1$52.40$52.402/26/2010 4:05:41 PM
thedoctor$90.00$90.002/26/2010 4:06:43 PM
kenji4861$25.00$25.002/26/2010 3:58:25 PM
dollar-birdie$50.00$50.002/26/2010 3:59:30 PM
lean-velocity$25.00$25.002/26/2010 3:59:27 PM
micko$25.00$25.002/26/2010 4:04:00 PM
lloyd_s$25.00$25.002/26/2010 4:05:16 PM
delicious-social132$40.00$40.002/26/2010 4:05:37 PM
jeffpac$55.00$55.002/26/2010 4:04:30 PM
HHP$25.00$25.002/26/2010 4:05:52 PM
webfeet$25.00$25.002/26/2010 4:06:24 PM
reflective-deal8$50.00$50.002/26/2010 4:06:31 PM
Kaj$25.00$25.002/26/2010 4:05:49 PM
Microfinancer$25.00$25.002/26/2010 4:06:20 PM
radforj22$25.00$25.002/26/2010 4:06:39 PM
flexible-value$31.00$31.002/26/2010 4:06:45 PM
falcon245sp$25.00$25.002/26/2010 4:09:45 PM
market-builder$25.00$25.002/26/2010 4:09:48 PM
julijask$35.00$35.002/26/2010 4:11:09 PM
JCPlending$25.00$25.003/3/2010 7:04:49 PM
GEOFFS3$25.00$25.003/4/2010 8:11:42 PM
hilsoon$25.00$25.003/4/2010 4:32:40 PM
Leshan$25.00$25.003/5/2010 8:48:28 AM
IceFisherman$27.58$27.583/5/2010 11:29:48 AM
octoberfresh$25.00$25.003/5/2010 11:59:37 AM
Earn_money$25.29$25.293/5/2010 12:05:50 PM
47 bids
 
Borrower Payment Dependent Notes Series 448503
This series of Notes was issued and sold upon the funding of the borrower loan #41349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-02-2010 
  Auction end date:  Mar-09-2010 
 
Starting lender yield: 13.04% Starting borrower rate/APR: 14.04% / 16.20% Starting monthly payment: $170.99
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $170.52
 
Auction yield range: 6.05% - 13.04% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2004 Debt/Income ratio: 20%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 4 / 4Length of status:3y 2m
Credit score: 760-779 (Mar-2010) Total credit lines: 8 Occupation: Construction
Now delinquent: 0 Revolving credit balance: $1,504Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 13%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: nowheels Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Bank of America
Purpose of loan:
This loan will be used to? pay off??high interest rate credit card

My financial situation:
I am a good candidate for this loan because? I have a stable job, and I always pay my bills on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your revolving credit balance is reported as $1500. Why do you want $5000? - Finspons
A: The reason I asked for $5000 is my fiancee has a $4500 balance at 30%. We are both going to work to pay down this debt. I appreciate the question very much. Thank you! (Mar-03-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
skuba$25.00$25.003/2/2010 4:42:34 PM
enthusiastic-balance5$100.00$100.003/2/2010 4:49:03 PM
hitsman$50.00$50.003/2/2010 4:50:32 PM
aurorafinancial$50.00$50.003/2/2010 4:54:18 PM
progressive-asset$100.00$100.003/2/2010 4:50:24 PM
Clambake$50.00$50.003/2/2010 4:50:34 PM
kbodendorf$25.00$25.003/2/2010 4:48:53 PM
Microfinancer$25.00$25.003/2/2010 4:49:11 PM
xstreamin$25.00$25.003/2/2010 4:50:51 PM
jigsaw$94.39$94.393/2/2010 4:51:05 PM
Super-LM$50.00$50.003/2/2010 7:02:26 PM
Sand_Dollars$250.00$250.003/3/2010 1:02:23 AM
webfeet$25.00$25.003/3/2010 9:34:11 AM
Finchy78$25.00$25.003/3/2010 2:02:52 PM
Mav26$50.00$50.003/3/2010 1:28:36 PM
FinanceEngine$25.00$25.003/4/2010 1:29:52 PM
chrisjs15$25.00$25.003/4/2010 5:20:14 PM
debtcollector$50.00$50.003/4/2010 10:33:47 PM
qkinger$50.00$50.003/4/2010 6:01:43 PM
zento$25.00$25.003/5/2010 2:22:49 AM
miket71$53.24$53.243/5/2010 4:13:06 AM
impartial-deal$25.00$25.003/5/2010 6:26:02 AM
pugmalion$25.94$25.943/5/2010 7:58:24 PM
herman7$25.00$25.003/6/2010 7:55:17 AM
preventivepestcontrol$75.00$75.003/6/2010 6:03:17 PM
Kelor99$25.00$25.003/7/2010 11:22:56 AM
idhitthat$25.00$25.003/7/2010 4:20:22 PM
marwadi-62$100.00$100.003/6/2010 7:48:41 PM
psbruce$30.00$30.003/7/2010 6:51:33 PM
new-return-faire$500.00$500.003/7/2010 10:20:03 AM
killdare$25.00$25.003/8/2010 6:34:33 AM
troubleman50$50.00$50.003/7/2010 5:30:51 PM
serene-capital$25.00$25.003/8/2010 10:44:16 AM
MattProsper$30.00$30.003/8/2010 10:04:43 AM
wise-blazing-currency$25.00$25.003/8/2010 2:23:02 PM
rockymtbob$50.00$50.003/8/2010 6:21:05 PM
principal-laser$210.00$210.003/9/2010 4:50:40 AM
rbgnr111$25.00$25.003/9/2010 5:49:18 AM
favorite-commerce$25.00$25.003/8/2010 9:08:58 PM
moola-man$30.00$30.003/9/2010 7:43:06 AM
jpsmith1981$147.37$147.373/9/2010 6:55:02 AM
improvman$25.00$25.003/9/2010 12:53:43 PM
CSAworker$25.00$25.003/9/2010 1:47:37 PM
smart-gold$25.00$25.003/9/2010 2:41:42 PM
Been_There_Owed_That$100.00$100.003/9/2010 10:59:40 AM
yu-rik$50.00$50.003/9/2010 4:12:44 PM
marlinssb$25.00$25.003/9/2010 2:56:40 PM
WeR5A$50.00$50.003/9/2010 3:36:05 PM
jybank$25.00$25.003/9/2010 3:38:14 PM
Leshan$25.00$25.003/9/2010 2:22:10 PM
TicTac$25.00$25.003/9/2010 4:04:17 PM
AF-Chief$27.00$27.003/2/2010 4:42:44 PM
bonafide-cash$50.00$23.473/2/2010 4:51:09 PM
asset-professor$75.00$75.003/2/2010 4:48:42 PM
macjp123$25.00$25.003/2/2010 4:50:18 PM
micko$25.00$25.003/2/2010 4:48:28 PM
investment-oasis$50.00$50.003/2/2010 5:25:13 PM
blissful-note7$25.00$25.003/3/2010 1:28:35 AM
MarvinE$25.00$25.003/3/2010 11:39:08 AM
Sol_Invictus$25.00$25.003/3/2010 2:52:55 PM
betheanswer$50.00$50.003/4/2010 8:42:19 AM
DannyPhantom$25.00$25.003/3/2010 7:53:18 PM
psalms6612$25.00$25.003/3/2010 4:27:46 PM
point-mastery$100.00$100.003/4/2010 5:38:43 AM
GeelongTrader$100.00$100.003/4/2010 1:51:00 PM
Montgomery-Burns$25.00$25.003/4/2010 2:10:54 PM
Orion$50.00$50.003/4/2010 8:46:22 PM
microfunder$25.00$25.003/5/2010 7:35:44 AM
power-secret-agent$25.00$25.003/4/2010 6:38:13 PM
singletrck$25.00$25.003/5/2010 10:41:52 AM
GoGators01$25.00$25.003/5/2010 9:34:28 AM
Patrician$25.00$25.003/5/2010 12:33:24 PM
himanshuko$40.00$40.003/5/2010 10:44:01 AM
wphmd$25.00$25.003/5/2010 4:05:45 PM
adir1$25.00$25.003/6/2010 7:41:07 PM
dynamic-platinum$25.00$25.003/7/2010 1:37:20 PM
new-peso-concerto$25.00$25.003/8/2010 6:04:48 AM
aganippe$25.00$25.003/7/2010 3:14:57 PM
balance-whistle7$100.00$100.003/8/2010 9:14:35 AM
UncleSafety$50.00$50.003/8/2010 6:57:24 AM
webfeet$25.00$25.003/8/2010 9:31:40 AM
CommerciaLender$25.00$25.003/8/2010 11:18:41 AM
natural-greenback6$25.00$25.003/8/2010 7:43:48 PM
BankofBeth$25.00$25.003/8/2010 7:22:49 PM
LibbyZ$50.00$50.003/8/2010 5:02:00 PM
MrMoneyBags$25.00$25.003/9/2010 7:24:23 AM
TommyTucker$25.00$25.003/9/2010 8:28:03 AM
sturdy-velocity6$25.00$25.003/9/2010 6:28:49 AM
Jane3721$50.00$50.003/9/2010 9:30:36 AM
jpme$25.00$25.003/9/2010 9:41:41 AM
larug111$100.00$100.003/9/2010 8:43:09 AM
skajake$27.83$27.833/9/2010 5:51:26 AM
5kids5$25.00$25.003/9/2010 10:20:09 AM
wwwUniversal$25.00$25.003/9/2010 9:43:50 AM
TheSpottedFlamingo$25.00$25.003/9/2010 9:26:16 AM
PotBellyPete$25.00$25.003/9/2010 1:55:25 PM
gothampark$25.00$25.003/9/2010 3:17:56 PM
123invest$26.00$26.003/9/2010 4:08:04 PM
isfahanian$26.63$26.633/9/2010 3:20:26 PM
friendinmoney$33.13$33.133/9/2010 4:36:17 PM
exciting-fairness$200.00$200.003/9/2010 4:26:48 PM
Engineer44$25.00$25.003/9/2010 4:36:34 PM
102 bids
 
Borrower Payment Dependent Notes Series 448747
This series of Notes was issued and sold upon the funding of the borrower loan #41392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-03-2010 
  Auction end date:  Mar-10-2010 
 
Starting lender yield: 30.23% Starting borrower rate/APR: 31.23% / 33.63% Starting monthly payment: $258.77
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $245.76
 
Auction yield range: 11.05% - 30.23% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1995 Debt/Income ratio: 10%
Basic (1-10): 7 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 8Length of status:23y 9m
Credit score: 700-719 (Feb-2010) Total credit lines: 16 Occupation: Engineer - Mechanic...
Now delinquent: 0 Revolving credit balance: $12,382Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 84%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 29    
Screen name: bold-capital-hotshot Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
buying a motorcycle
Purpose of loan:
This loan will be used to? Buy A Motorcycle

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 5500.

Monthly expenses: $
??Housing: $ 2100
??Insurance: $ 200
??Car expenses: $ 0
??Utilities: $ 300
??Phone, cable, internet: $ 140
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 200
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Will you please explain your public record and delinquencies? - penny-surgeon
A: Thank you for asking, The public record was because of a Tax Lien in 2003, I was forced to make the BK choice or live in a shack, When you file BK you have to file on every creditor they in turn file a derogatory listing with the credit reporting agencies and that is where the delinquencies came from. This loan request is another move to rebuild. Thank you for your consideration, (Mar-03-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
towering-compassion$50.00$50.003/3/2010 4:13:28 PM
Fojo$25.00$25.003/3/2010 4:13:57 PM
affluence-spark391$25.00$25.003/3/2010 4:14:09 PM
AFairDeal$25.00$25.003/3/2010 4:14:20 PM
trimwork99$25.00$25.003/3/2010 4:14:25 PM
capital-lesson$25.00$25.003/3/2010 4:14:30 PM
cash-queen$25.00$25.003/3/2010 4:14:34 PM
dime-reaction$25.00$25.003/3/2010 4:14:38 PM
SirJev$25.00$25.003/3/2010 4:14:45 PM
cmlmiami$100.00$100.003/3/2010 4:14:54 PM
first-restless-payout$25.00$25.003/3/2010 4:14:58 PM
NorthernFunds$25.00$25.003/3/2010 4:15:25 PM
floridass$25.00$25.003/3/2010 4:15:38 PM
triumph329$25.00$25.003/3/2010 4:16:07 PM
mtquan$25.00$25.003/3/2010 4:16:20 PM
AF-Chief$28.00$28.003/3/2010 4:16:27 PM
desertoasis$25.00$25.003/3/2010 4:16:30 PM
capital-galaxy$100.00$100.003/3/2010 4:16:36 PM
play_ultimate$25.00$25.003/3/2010 4:17:07 PM
randsenterprise$25.00$25.003/3/2010 4:17:15 PM
bigvalleykid08$25.00$25.003/3/2010 4:17:38 PM
zipemdown$25.00$25.003/3/2010 4:18:05 PM
friendly-worth3$25.00$25.003/3/2010 4:18:11 PM
the-silver-blaster$25.00$25.003/3/2010 4:18:18 PM
euro-mirth$25.00$25.003/3/2010 4:13:30 PM
cbz$25.00$25.003/3/2010 4:13:56 PM
iGeoff$25.00$25.003/3/2010 4:14:01 PM
entrelender$25.00$25.003/3/2010 4:14:07 PM
Gibbyland$50.00$50.003/3/2010 4:14:16 PM
scoobiedoo$25.00$25.003/3/2010 4:14:22 PM
project07$25.00$25.003/3/2010 4:14:26 PM
IzzyNYC$25.00$25.003/3/2010 4:14:33 PM
tsquared_030$25.00$25.003/3/2010 4:14:37 PM
VBAces$25.00$25.003/3/2010 4:14:42 PM
Lam0nt$25.00$25.003/3/2010 4:14:46 PM
Share_The_Wealth$50.00$50.003/3/2010 4:14:55 PM
dime-beeper$25.00$25.003/3/2010 4:15:06 PM
jtodd37$25.00$25.003/3/2010 4:15:09 PM
GMOD026$25.00$25.003/3/2010 4:15:22 PM
nourishing-hope835$25.00$25.003/3/2010 4:15:26 PM
COguy$25.00$25.003/3/2010 4:15:32 PM
GatorBux$25.00$25.003/3/2010 4:16:00 PM
helpful-listing$25.00$25.003/3/2010 4:16:03 PM
shiny-dollar9$25.00$25.003/3/2010 4:16:14 PM
munoz44$25.00$25.003/3/2010 4:16:20 PM
oldmora$50.00$50.003/3/2010 4:16:25 PM
wise-extraordinary-loot$25.00$25.003/3/2010 4:17:02 PM
TheYellowDart$25.00$25.003/3/2010 4:17:06 PM
mickeyroi$25.00$25.003/3/2010 4:17:33 PM
leverage-accruer$25.00$25.003/3/2010 4:17:42 PM
helping-out$25.00$25.003/3/2010 4:17:57 PM
point$25.00$25.003/3/2010 4:13:54 PM
NR$25.00$25.003/3/2010 4:14:08 PM
cladius67$25.00$25.003/3/2010 4:14:13 PM
cognizant-wealth$25.00$25.003/3/2010 4:14:19 PM
chenry9202$25.00$25.003/3/2010 4:14:25 PM
revenue-ruler6$25.00$25.003/3/2010 4:14:28 PM
opie4624$25.00$25.003/3/2010 4:14:29 PM
handy-justice$25.00$25.003/3/2010 4:14:33 PM
fire_torf$25.00$25.003/3/2010 4:14:37 PM
bassman2$25.00$25.003/3/2010 4:14:44 PM
EnigmaNYC-29$25.00$25.003/3/2010 4:14:55 PM
nestegg4e$25.00$25.003/3/2010 4:15:11 PM
influential-gain$25.00$25.003/3/2010 4:15:18 PM
fob$25.00$25.003/3/2010 4:15:27 PM
moola-phase$25.00$25.003/3/2010 4:15:33 PM
creditasaurus9$25.00$25.003/3/2010 4:15:41 PM
AKgirl81$25.00$25.003/3/2010 4:15:54 PM
yeti888$25.00$25.003/3/2010 4:15:58 PM
iLoaner$25.00$25.003/3/2010 4:16:04 PM
oneforthemoney$25.00$25.003/3/2010 4:16:15 PM
Kaj$25.00$25.003/3/2010 4:16:23 PM
important-ore$50.00$50.003/3/2010 4:16:31 PM
sharpchicago$25.00$25.003/3/2010 4:17:16 PM
klinebarger$25.00$25.003/3/2010 4:18:13 PM
UCLA4life$25.00$25.003/4/2010 2:34:16 PM
SolarMoonshine$25.00$25.003/4/2010 5:43:12 PM
new-truth-chuckler$25.76$25.763/5/2010 11:02:36 AM
tashara$25.00$25.003/7/2010 11:59:40 AM
Ronnieboy888$50.00$50.003/7/2010 7:18:48 PM
Maetryx$41.49$41.493/8/2010 5:10:05 PM
Speculator$100.00$100.003/9/2010 7:48:12 AM
credit-coach118$25.00$25.003/9/2010 8:39:03 PM
Ronnieboy888$25.00$25.003/9/2010 8:49:59 PM
aztec$100.00$100.003/9/2010 10:45:05 PM
leverage-monger$25.00$25.003/10/2010 7:48:21 AM
unger$50.00$50.003/10/2010 9:22:05 AM
Snoopylover$25.00$25.003/10/2010 10:43:33 AM
leverage-monger$25.00$25.003/10/2010 2:38:53 PM
RMB-Investments$50.00$50.003/10/2010 12:21:44 PM
DasMula$25.00$25.003/10/2010 3:36:48 PM
Luv2Bless$25.00$25.003/10/2010 4:03:49 PM
tender-deal$25.00$25.003/3/2010 4:13:55 PM
fairhelper$25.00$25.003/3/2010 4:14:06 PM
intuitive-bill$25.00$25.003/3/2010 4:14:15 PM
Eagledrop$25.00$25.003/3/2010 4:14:23 PM
officer8$25.00$25.003/3/2010 4:14:32 PM
gciarami$25.00$25.003/3/2010 4:14:36 PM
gold-auctioneer7$25.00$25.003/3/2010 4:14:41 PM
Gladys9$25.00$25.003/3/2010 4:14:56 PM
orange-vigilance-shower$25.00$25.003/3/2010 4:15:16 PM
Geldmeister$25.00$25.003/3/2010 4:15:33 PM
michael573114$25.00$25.003/3/2010 4:15:43 PM
macgeek$25.00$25.003/3/2010 4:16:05 PM
benjo$25.00$25.003/3/2010 4:16:17 PM
seisen$50.00$50.003/3/2010 4:16:24 PM
alex13$250.00$250.003/3/2010 4:16:32 PM
twirl2$25.00$25.003/3/2010 4:16:37 PM
ouyangers$25.00$25.003/3/2010 4:17:01 PM
happy-return4$25.00$25.003/3/2010 4:17:18 PM
Dr_M$25.00$25.003/3/2010 4:17:52 PM
momoney2lend$25.00$25.003/3/2010 4:18:04 PM
greatwhiteninja$25.00$25.003/3/2010 4:18:13 PM
wise-handy-finance$25.00$25.003/3/2010 4:18:16 PM
juliasdad$25.00$25.003/3/2010 4:13:53 PM
cash-boots$25.00$25.003/3/2010 4:13:58 PM
ImaPutz$25.00$25.003/3/2010 4:14:02 PM
platytanz$25.00$25.003/3/2010 4:14:11 PM
MAYBROOK$25.00$25.003/3/2010 4:14:18 PM
credit-puppy924$25.00$25.003/3/2010 4:14:24 PM
Clemens104$50.00$50.003/3/2010 4:14:31 PM
bslavin$25.00$25.003/3/2010 4:14:35 PM
yield-explosion1$25.00$25.003/3/2010 4:14:39 PM
MidLifeCrisis$25.00$25.003/3/2010 4:14:44 PM
yarg$25.00$25.003/3/2010 4:14:53 PM
beatmix01$25.00$25.003/3/2010 4:14:57 PM
IIP77$25.00$25.003/3/2010 4:15:08 PM
special-responsibility$25.00$25.003/3/2010 4:15:13 PM
Wellman$100.00$100.003/3/2010 4:15:23 PM
oaktown23$50.00$50.003/3/2010 4:15:34 PM
Gilgothdae$25.00$25.003/3/2010 4:16:02 PM
gold-sushi$25.00$25.003/3/2010 4:16:12 PM
happyaric$100.00$100.003/3/2010 4:16:17 PM
zippy-interest$25.00$25.003/3/2010 4:16:40 PM
rdecartus$25.00$25.003/3/2010 4:16:56 PM
mdf$50.00$50.003/3/2010 4:17:04 PM
russm011$85.00$85.003/3/2010 4:17:39 PM
WalnutCreekguy$25.00$25.003/3/2010 4:18:02 PM
natural-greenback6$25.00$25.003/3/2010 4:18:10 PM
steely_dan34$25.00$25.003/3/2010 4:18:17 PM
pleasant-nickel0$25.00$25.003/3/2010 4:13:56 PM
tisgro$25.00$25.003/3/2010 4:14:05 PM
Smartrider$25.00$25.003/3/2010 4:14:12 PM
Philkent$50.00$50.003/3/2010 4:14:17 PM
pumatrap$25.00$25.003/3/2010 4:14:22 PM
KBC000$25.00$25.003/3/2010 4:14:27 PM
EdtheSupporter$25.00$25.003/3/2010 4:14:28 PM
famous-bill$75.00$75.003/3/2010 4:14:31 PM
johnnyjg3$25.00$25.003/3/2010 4:14:35 PM
etraboulay$25.00$25.003/3/2010 4:14:40 PM
Kreditorium$87.49$87.493/3/2010 4:14:53 PM
p123$25.00$25.003/3/2010 4:14:57 PM
javajo22$25.00$25.003/3/2010 4:15:03 PM
social-conductor4$25.00$25.003/3/2010 4:15:07 PM
fcb202$25.00$25.003/3/2010 4:15:14 PM
industrious-dedication$25.00$25.003/3/2010 4:15:25 PM
worldly-gold$25.00$25.003/3/2010 4:15:42 PM
ChuckieG$50.00$50.003/3/2010 4:15:53 PM
slushfunder$25.00$25.003/3/2010 4:15:57 PM
investment-tempo$25.00$25.003/3/2010 4:16:13 PM
apeloans$25.00$25.003/3/2010 4:16:18 PM
autonomous-truth$25.00$25.003/3/2010 4:16:29 PM
AceInTheHole$25.00$25.003/3/2010 4:16:48 PM
jonbozeman$25.00$25.003/3/2010 4:17:05 PM
Jonb6919$25.00$25.003/3/2010 4:17:51 PM
wise-courageous-social$25.00$25.003/3/2010 4:17:56 PM
Red_b17$25.00$25.003/3/2010 4:18:15 PM
burrito6$25.00$4.273/3/2010 4:18:20 PM
Bob450$50.00$50.003/3/2010 10:34:09 PM
umfan123$25.00$25.003/9/2010 7:07:38 PM
JiggaJoeyS$337.99$337.993/10/2010 4:06:07 PM
credit-sasquatch3$40.00$40.003/10/2010 12:36:58 PM
JiggaJoeyS$100.00$100.003/10/2010 3:51:16 PM
trade-elm$25.00$25.003/10/2010 2:45:20 PM
Engineer44$25.00$25.003/10/2010 4:11:19 PM
175 bids
 
Borrower Payment Dependent Notes Series 448907
This series of Notes was issued and sold upon the funding of the borrower loan #41358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,700.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 14.03% Starting borrower rate/APR: 15.03% / 17.20% Starting monthly payment: $301.72
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $296.71
 
Auction yield range: 6.04% - 14.03% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1994 Debt/Income ratio: 23%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 6Length of status:21y 10m
Credit score: 740-759 (Mar-2010) Total credit lines: 30 Occupation: Police Officer/Corr...
Now delinquent: 0 Revolving credit balance: $7,070Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 33%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Robert1968 Borrower's state: California Borrower's group: Christian Opportunities
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 41 ( 100% ) 740-759 (Latest)
Principal borrowed: $18,100.00< mo. late: 0 ( 0% )  
720-739 (Sep-2008)
720-739 (May-2008)
740-759 (Oct-2007)
 
Principal balance: $4,748.25 1+ mo. late: 0 ( 0% )
Total payments billed: 41  
Description
Make interest rather than Visa!
Purpose of loan:
This loan will be used to pay off my a visa credit card, it consolidate a prosper loan and as a down payment on an engagement ring!? I would rather have a fixed account than a revolving one and help see individuals prosper rather than a company.

My financial situation:
I am a good candidate for this loan because?I have an impeccable payment history with Visa, Prosper (I have one loan), all creditors.? My financial picture is:

Total Monthly Net Income Net: 4970.00

Paid by my employer, biweekly: 2485.00

Total Monthly Gross Expenses: 3510.00

Car Payment: 580.00
Insurance: 100.00
Child Support: 450.00 (ends in January 2011)
Prosper: 300.00 (will be paid off)
Gas, utilities and food: 800.00
Internet and phone: 130.00
Rent: 1050.00
Visa: 130.00

If funded, please know I hope to pay off this loan early by making additional payments to it.? Thank you for consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, in exactly how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A: God willing, in 24 months! (Mar-10-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
buphigam$25.00$25.003/8/2010 4:38:14 PM
Sol_Invictus$25.00$25.003/9/2010 5:41:43 AM
Philman$25.00$25.003/9/2010 6:47:18 PM
maj0508$100.00$100.003/10/2010 2:54:28 AM
new-peso-concerto$25.00$25.003/10/2010 6:21:16 AM
ptjg$50.00$50.003/9/2010 11:37:43 PM
Jinja$32.18$32.183/10/2010 8:44:30 AM
Aberdeen$350.00$350.003/10/2010 8:44:32 PM
Aberdeen$350.00$350.003/10/2010 8:43:13 PM
preventivepestcontrol$75.00$75.003/11/2010 10:00:52 AM
jgar_O$25.00$25.003/11/2010 2:25:48 PM
Dollars4Rent$25.00$25.003/11/2010 8:20:47 PM
Zeus82$25.00$25.003/12/2010 5:42:32 AM
Military174$75.00$75.003/12/2010 5:05:59 AM
BrighterSuns$29.71$29.713/12/2010 9:03:51 AM
reflective-rupee$100.00$100.003/12/2010 11:20:13 AM
credit-coach118$50.00$50.003/12/2010 10:19:17 AM
aspire2grow$25.00$25.003/12/2010 5:53:51 PM
Cashlender1992$25.00$25.003/12/2010 6:11:45 PM
cassperr$25.00$25.003/12/2010 7:07:34 PM
autoconnection$30.19$30.193/13/2010 5:57:37 AM
brightest-dignified-penny$100.00$100.003/12/2010 6:49:26 PM
adir1$25.00$25.003/13/2010 8:58:21 AM
BUCS$50.00$50.003/13/2010 2:25:27 AM
Nicedad72$25.00$25.003/13/2010 3:54:05 AM
Uncle_Sam$50.00$50.003/13/2010 10:34:22 AM
JCMC$25.00$25.003/13/2010 8:41:49 AM
herman7$25.00$25.003/13/2010 8:45:57 AM
Tizzo27$94.20$94.203/13/2010 12:44:24 PM
the-felicity-supergiant$25.00$25.003/13/2010 5:23:33 PM
myidear$25.00$25.003/13/2010 1:11:12 PM
MarcusOcean$50.00$50.003/13/2010 8:39:27 PM
katnmouse$50.00$50.003/13/2010 3:19:44 PM
clemclan$25.00$25.003/13/2010 3:54:13 PM
debbymcc$25.00$25.003/13/2010 7:22:43 PM
kelador$212.80$212.803/14/2010 9:54:26 AM
Johnab$25.00$25.003/13/2010 8:06:11 PM
runbix7$25.00$25.003/13/2010 9:07:20 PM
justin323$25.00$25.003/13/2010 10:05:46 PM
CaliforniaSun$25.00$25.003/13/2010 10:49:40 PM
bigmacbeef$25.00$25.003/13/2010 10:44:02 PM
Gaelicman$199.00$199.003/14/2010 11:24:51 AM
AM2008$25.00$25.003/14/2010 9:57:01 AM
twjh$25.00$25.003/14/2010 10:59:15 AM
violaetain$50.00$50.003/14/2010 2:58:52 PM
Quid-Pro-Quo$25.00$25.003/14/2010 12:14:10 PM
USMP$100.00$100.003/14/2010 7:42:14 PM
Loan2Own$100.00$100.003/14/2010 4:28:07 PM
KLcapital$30.00$30.003/14/2010 10:16:41 PM
djp127$25.00$25.003/14/2010 6:33:37 PM
nalaari$50.00$50.003/15/2010 5:48:48 AM
sophisticated-ore$338.85$338.853/15/2010 5:06:23 AM
IceFisherman$40.25$40.253/15/2010 6:58:18 AM
the-silver-blaster$50.00$50.003/15/2010 8:50:54 AM
bonus-quark4$25.00$25.003/15/2010 7:36:07 AM
moola-man$30.00$30.003/15/2010 7:41:10 AM
Supernova3$25.00$25.003/15/2010 8:10:37 AM
Havnfun$25.00$25.003/15/2010 8:50:34 AM
rate-hickory$25.00$25.003/15/2010 10:03:19 AM
slxvq$59.80$59.803/15/2010 10:08:30 AM
favorite-commerce$25.00$25.003/15/2010 9:55:41 AM
Digs$25.00$25.003/15/2010 10:36:24 AM
yu-rik$75.00$75.003/15/2010 9:58:34 AM
jtoms101$35.62$35.623/15/2010 12:10:07 PM
Chesterite$100.00$100.003/15/2010 11:51:39 AM
reflective-rupee$25.00$25.003/15/2010 12:32:54 PM
velocity-winner$25.00$25.003/15/2010 1:08:34 PM
jybank$25.00$25.003/15/2010 1:23:55 PM
Chesterite$100.22$100.223/15/2010 11:49:53 AM
the-profit-oracle$25.00$25.003/15/2010 1:19:37 PM
spotty54$25.00$25.003/15/2010 1:54:34 PM
Realty24$70.00$70.003/15/2010 2:43:30 PM
balance-force$30.00$30.003/15/2010 2:17:39 PM
balance-chestnut$50.00$50.003/15/2010 2:59:53 PM
The-CAPS-fan$25.00$25.003/15/2010 3:13:02 PM
empire9$25.00$25.003/15/2010 3:07:11 PM
Mojab$100.00$100.003/15/2010 3:37:40 PM
jpyrek$25.00$25.003/15/2010 3:38:29 PM
Moneypenny6$25.00$25.003/15/2010 4:01:18 PM
bunnybear$40.29$40.293/15/2010 3:43:49 PM
mistering$50.00$50.003/15/2010 3:52:13 PM
wphmd$25.00$25.003/8/2010 4:22:48 PM
CA_Lender$25.00$25.003/8/2010 4:36:50 PM
lucrative-loan$25.00$25.003/8/2010 5:02:05 PM
MoneyForNothing$25.00$25.003/9/2010 12:16:33 AM
Kelor99$25.00$25.003/9/2010 11:03:16 AM
curveylady$25.00$25.003/9/2010 4:28:31 PM
bold-social-advantage$85.00$85.003/10/2010 1:29:17 PM
impartial-deal$25.00$25.003/10/2010 11:39:05 AM
lender12345$25.00$25.003/10/2010 6:26:53 PM
nycuw$75.00$75.003/10/2010 8:39:05 PM
Aberdeen$350.00$350.003/10/2010 8:44:00 PM
vigorous-moola$36.00$36.003/11/2010 6:05:59 AM
pietro_torna_indietro$39.33$39.333/11/2010 7:15:22 AM
Pickmar$25.00$25.003/11/2010 8:08:13 AM
reBuild-America$25.00$25.003/11/2010 2:36:24 PM
usd1027$25.00$25.003/11/2010 5:27:48 PM
bamboozled_again$46.15$46.153/11/2010 4:29:50 PM
upperdeck$50.00$50.003/11/2010 11:42:49 PM
Sven79$200.00$200.003/11/2010 9:13:03 PM
money-engine$28.48$28.483/12/2010 7:48:05 AM
kristl$33.31$33.313/12/2010 9:04:34 AM
bejfishing$25.00$25.003/12/2010 8:39:50 AM
Nitronian$50.00$50.003/12/2010 9:42:50 AM
Orion$50.00$50.003/12/2010 10:57:42 AM
blooming-kindness$25.00$25.003/12/2010 10:46:02 AM
B1$25.15$25.153/12/2010 11:19:08 AM
szetheli$157.00$157.003/12/2010 2:54:57 PM
bankojerry$25.00$25.003/12/2010 3:50:06 PM
SnakeV$25.00$25.003/12/2010 4:12:32 PM
Capital_Infusion$35.00$35.003/12/2010 4:16:53 PM
stemper$50.00$50.003/12/2010 6:11:21 PM
allbalooboy2$50.00$50.003/12/2010 7:41:42 PM
ManhattanLender$25.00$25.003/12/2010 4:57:44 PM
payontime1$50.00$50.003/12/2010 5:05:47 PM
plumber87$25.00$25.003/12/2010 8:57:32 PM
shrewd-peace7$50.00$50.003/12/2010 11:03:16 PM
crw1950$50.00$50.003/12/2010 8:23:21 PM
Jordan1123$25.00$25.003/12/2010 9:11:35 PM
DackoDenk$25.00$25.003/12/2010 7:46:32 PM
Chillito$25.17$25.173/13/2010 3:15:31 AM
jcw3rd$25.00$25.003/13/2010 5:57:38 AM
JustOneVoice$25.00$25.003/13/2010 3:59:13 AM
kalihan42$25.00$25.003/13/2010 8:26:33 AM
JABank$25.00$25.003/13/2010 7:44:04 AM
MoneyTree79$54.02$54.023/13/2010 8:18:08 AM
rockhound84$25.00$25.003/13/2010 11:57:09 AM
wonderous-power$25.00$25.003/13/2010 1:15:06 PM
guardian3$40.00$40.003/13/2010 11:16:17 AM
blissful-note7$25.00$25.003/13/2010 11:14:46 AM
futurechef11$25.00$25.003/13/2010 8:04:32 PM
truth-trapper$25.00$25.003/13/2010 10:00:05 PM
Leopoldine$31.80$31.803/13/2010 11:45:01 PM
ballz694$34.96$34.963/14/2010 11:12:55 AM
unconquerable-cash$40.00$40.003/14/2010 1:24:30 PM
adventure0$50.00$50.003/14/2010 2:00:20 PM
mattblizz$75.00$75.003/14/2010 5:27:47 PM
DannyPhantom$25.00$25.003/14/2010 9:35:43 PM
Spinnaker$50.00$50.003/14/2010 8:55:29 PM
draggon77$25.00$25.003/14/2010 9:23:34 PM
the-charming-integrity$30.00$30.003/15/2010 7:31:33 AM
behicks$32.87$32.873/15/2010 7:59:06 AM
OGS_Capital$25.00$25.003/15/2010 6:24:04 AM
new-smart-fund$47.81$47.813/15/2010 9:03:58 AM
medman$49.62$49.623/15/2010 8:51:21 AM
scrabbler$25.00$25.003/15/2010 9:43:34 AM
scientists$25.00$25.003/15/2010 9:21:44 AM
mrgeof$50.00$50.003/15/2010 9:33:37 AM
sirpher$30.00$30.003/15/2010 10:12:48 AM
Mindful7$25.00$25.003/15/2010 10:50:57 AM
barflyer$25.00$25.003/15/2010 9:58:49 AM
sjo1984111$50.00$50.003/15/2010 10:35:20 AM
Leshan$95.72$95.723/15/2010 11:36:41 AM
webfeet$25.00$25.003/15/2010 12:02:15 PM
credit-panda1$25.00$25.003/15/2010 11:43:12 AM
skorpious$25.00$25.003/15/2010 11:53:25 AM
ksubd$50.00$50.003/15/2010 10:55:23 AM
OoM$25.00$25.003/15/2010 12:17:14 PM
Johnab$25.00$25.003/15/2010 10:57:32 AM
sparkmeister$25.00$25.003/15/2010 11:14:10 AM
lysholm$45.70$45.703/15/2010 11:49:06 AM
twerns$40.00$40.003/15/2010 1:19:34 PM
hektek22$25.00$25.003/15/2010 1:55:06 PM
GeelongTrader$100.00$100.003/15/2010 2:16:03 PM
mickw2000$25.00$25.003/15/2010 1:51:14 PM
boomer5$25.00$25.003/15/2010 2:31:22 PM
AF-Chief$35.00$35.003/15/2010 2:45:14 PM
lenderinnevada$65.00$65.003/15/2010 3:13:29 PM
dollar-authority$200.00$200.003/15/2010 3:17:52 PM
wwwUniversal$25.00$25.003/15/2010 3:43:32 PM
careful-penny$25.00$25.003/15/2010 2:10:41 PM
dbanwart$25.00$25.003/15/2010 3:52:01 PM
enthusiastic-point$25.00$25.003/15/2010 3:55:40 PM
steady-dime$25.00$25.003/15/2010 3:48:53 PM
dukeiyer$50.00$18.803/15/2010 3:50:38 PM
dbanwart$25.00$25.003/15/2010 3:52:41 PM
176 bids
 
Borrower Payment Dependent Notes Series 448935
This series of Notes was issued and sold upon the funding of the borrower loan #41330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 9.38% Starting borrower rate/APR: 10.38% / 12.49% Starting monthly payment: $243.34
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $242.71
 
Auction yield range: 4.04% - 9.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2001 Debt/Income ratio: 11%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 5Length of status:0y 8m
Credit score: 760-779 (Mar-2010) Total credit lines: 13 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $3,206Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 12%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: deal-quark8 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to pay off credit cards and to put?them into one payment instead of several. ?

My financial situation:
I am a good candidate for this loan because I always pay my bills on time. I pay bills before anything else and have never missed or been late on any kind of payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your revolving credit balance is $3206. Why do you need $7500? - Finspons
A: I'm not sure where they got the number $3206. My current credit card balance between the cards is $7550. (Mar-09-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.003/5/2010 4:53:14 PM
Microfinancer$25.00$25.003/5/2010 4:58:15 PM
desertoasis$50.00$50.003/5/2010 4:45:30 PM
skuba$25.00$25.003/5/2010 4:54:14 PM
flexible-value$26.00$26.003/5/2010 5:00:56 PM
bold-durability-drum$25.00$25.003/5/2010 5:00:47 PM
bchen78875$25.00$25.003/5/2010 5:04:58 PM
irrelevant$25.00$25.003/5/2010 5:02:08 PM
RetiredATC$25.00$25.003/5/2010 5:05:47 PM
integrity-doctor$50.00$50.003/5/2010 5:02:52 PM
studious-bonus7$50.00$50.003/5/2010 5:03:57 PM
gracej$25.00$25.003/5/2010 5:04:15 PM
anders94$25.00$25.003/5/2010 5:09:47 PM
progressive-asset$100.00$100.003/5/2010 4:59:11 PM
Clambake$50.00$50.003/5/2010 4:59:25 PM
don8ter$25.00$25.003/5/2010 5:11:37 PM
ajst1$25.00$25.003/5/2010 5:12:51 PM
personal-lender$25.00$25.003/5/2010 5:01:06 PM
KLCRAY$50.00$50.003/5/2010 5:13:18 PM
leodaguy$25.00$25.003/5/2010 5:13:26 PM
tallmon$25.00$25.003/5/2010 5:11:20 PM
Banker7371$25.00$25.003/5/2010 5:04:29 PM
charming-point$25.00$25.003/5/2010 7:12:30 PM
investor421$25.00$25.003/5/2010 5:07:29 PM
sharp-bill2$40.00$40.003/5/2010 5:07:39 PM
brazilofmux$100.00$100.003/5/2010 5:07:56 PM
nourishing-interest0$25.00$25.003/5/2010 11:34:50 PM
martinnc$25.00$25.003/5/2010 8:07:28 PM
cyberie21$30.53$30.533/5/2010 8:13:50 PM
JLChamberlain$25.00$25.003/5/2010 8:52:20 PM
gain-seagull9$25.00$25.003/5/2010 5:13:09 PM
visionary-currency$75.00$75.003/5/2010 5:13:57 PM
Phantom99$25.00$25.003/5/2010 5:21:39 PM
Interloper$25.00$25.003/6/2010 8:57:48 AM
the-profit-oracle$25.00$25.003/6/2010 5:46:39 AM
NycDean$25.00$25.003/5/2010 6:18:13 PM
CPAMAN$25.00$25.003/5/2010 6:37:32 PM
the-silver-blaster$35.00$35.003/6/2010 7:47:42 AM
Supernick$25.00$25.003/6/2010 10:22:27 AM
teller$25.00$25.003/6/2010 12:02:33 PM
a-finance-nirvana$25.00$25.003/6/2010 1:32:48 PM
mikeandcat$50.00$50.003/6/2010 5:45:45 AM
JohnW12$25.00$25.003/6/2010 7:32:28 AM
inspired-contract9$25.00$25.003/6/2010 8:42:19 AM
dontscrewmeover1$25.00$25.003/6/2010 8:57:45 AM
bonus-adventure3$25.00$25.003/7/2010 7:09:29 AM
nanda$25.00$25.003/6/2010 8:07:51 PM
redrock007$25.00$25.003/6/2010 9:39:31 PM
fireboss$27.26$27.263/6/2010 10:22:26 PM
jfd287$25.00$25.003/6/2010 11:32:38 PM
jamiee73$25.00$25.003/7/2010 8:25:47 AM
hope-spinner$25.00$25.003/7/2010 11:25:46 AM
peaceful-integrity5$25.00$25.003/7/2010 10:47:28 AM
selector568$400.00$400.003/7/2010 11:18:05 AM
berkeleyalum$25.00$25.003/7/2010 11:25:38 AM
29Palms$25.00$25.003/7/2010 3:54:17 PM
Hatdance$25.00$25.003/7/2010 10:42:33 AM
Carpetkid$25.00$25.003/7/2010 2:52:21 PM
wise-handy-finance$25.00$25.003/7/2010 5:17:22 PM
Kellogg$50.00$50.003/8/2010 5:44:12 AM
GoGators01$25.00$25.003/8/2010 10:59:33 AM
availableloan$25.00$25.003/8/2010 3:24:47 PM
power-secret-agent$25.00$25.003/8/2010 3:06:19 PM
spiff666$25.00$25.003/8/2010 9:55:18 PM
agab$25.00$25.003/9/2010 7:22:43 AM
zento$25.00$25.003/9/2010 9:46:49 AM
JerryB96$25.00$25.003/10/2010 9:02:33 AM
bold-social-advantage$50.00$50.003/10/2010 1:26:09 PM
restless-balance$25.00$25.003/10/2010 4:38:25 PM
mikeym80$43.53$43.533/10/2010 10:25:36 PM
Chillito$50.00$50.003/11/2010 1:17:00 AM
preventivepestcontrol$50.00$50.003/11/2010 10:06:26 AM
ujiba$25.00$25.003/11/2010 11:54:36 AM
slwholesales$25.00$25.003/11/2010 12:58:51 PM
liederhaus$50.00$50.003/11/2010 1:38:26 PM
SnakeV$25.00$25.003/11/2010 1:48:53 PM
brlarue$25.00$25.003/11/2010 4:53:44 PM
SCD$25.00$25.003/11/2010 5:04:59 PM
MARSTUN$50.00$50.003/11/2010 5:43:20 PM
Easystreet$25.00$25.003/11/2010 5:45:34 PM
aganippe$25.00$25.003/11/2010 6:07:05 PM
jwood3030$25.00$25.003/11/2010 4:29:55 PM
felicity-loyalist0$50.00$50.003/11/2010 5:14:40 PM
dud$50.00$50.003/11/2010 8:20:57 PM
rdrloan$25.00$25.003/11/2010 8:19:51 PM
GBlack$25.00$25.003/11/2010 11:04:26 PM
Lender0307$25.00$25.003/11/2010 9:57:45 PM
jcw3rd$25.00$25.003/12/2010 4:55:40 AM
Marco83$25.00$25.003/12/2010 5:14:10 AM
Richmp412$25.00$25.003/12/2010 6:48:24 AM
scientists$25.00$25.003/12/2010 8:42:37 AM
Ven58$25.00$25.003/12/2010 12:19:21 PM
wwwUniversal$25.00$25.003/12/2010 1:32:43 PM
El_Maestro$25.00$25.003/12/2010 1:24:35 PM
sisepuede$25.00$25.003/12/2010 12:38:10 PM
savedollarinc$25.00$25.003/12/2010 1:06:33 PM
buddylucy$91.65$91.653/12/2010 2:49:16 PM
mistering$50.00$50.003/12/2010 4:11:48 PM
one-midas$25.00$25.003/12/2010 4:17:34 PM
Josta$50.00$50.003/5/2010 4:53:00 PM
torion$25.00$25.003/5/2010 4:59:54 PM
enthusiastic-balance5$100.00$100.003/5/2010 4:58:01 PM
honorable-yield$50.00$50.003/5/2010 5:03:14 PM
Avala$50.00$50.003/5/2010 5:00:09 PM
uwinwewin$25.00$25.003/5/2010 5:04:22 PM
moola-man$30.00$30.003/5/2010 5:04:38 PM
fightinjoe$25.00$25.003/5/2010 5:04:48 PM
success1001$50.00$50.003/5/2010 5:01:50 PM
dollar-birdie$25.00$25.003/5/2010 5:05:30 PM
1phantom$40.00$40.003/5/2010 5:02:23 PM
important-ore$50.00$50.003/5/2010 5:02:34 PM
lloyd_s$25.00$25.003/5/2010 5:02:45 PM
kindness-percolator5$25.00$25.003/5/2010 5:06:29 PM
top-silver-american$25.00$25.003/5/2010 5:02:59 PM
egw$25.00$25.003/5/2010 4:55:49 PM
GElender$50.00$50.003/5/2010 5:07:05 PM
helping-out$25.00$25.003/5/2010 5:03:35 PM
currency-zenith$50.00$50.003/5/2010 5:07:20 PM
nybanker85$25.00$25.003/5/2010 5:04:06 PM
tripnosis$25.00$25.003/5/2010 5:05:14 PM
macjp123$25.00$25.003/5/2010 4:59:01 PM
investment-oasis$25.00$25.003/5/2010 5:06:19 PM
RugbyNick2126$25.00$25.003/5/2010 5:06:49 PM
delicious-social132$25.00$25.003/5/2010 5:01:23 PM
mg6619$25.00$25.003/5/2010 5:01:39 PM
srgriff$25.00$25.003/5/2010 5:10:06 PM
Havana21$50.00$50.003/5/2010 5:11:00 PM
Aquani$36.95$36.953/5/2010 5:11:03 PM
Lilred7879$26.98$26.983/5/2010 6:47:35 PM
ccaxid57$25.00$25.003/5/2010 5:12:03 PM
MoneyMA$25.00$25.003/6/2010 5:10:09 AM
retiresecure$25.00$25.003/6/2010 5:14:25 AM
RandyL3$33.00$33.003/5/2010 5:12:33 PM
BuckeyeTap$25.00$25.003/6/2010 4:54:31 AM
Casimir$25.00$25.003/6/2010 11:17:40 AM
Eagledrop$25.00$25.003/6/2010 8:54:44 AM
asset-professor$34.05$34.053/5/2010 8:17:40 PM
mpactlender$25.00$25.003/6/2010 3:03:06 PM
Trimalchio12$25.00$25.003/6/2010 7:39:27 AM
fuzed$26.41$26.413/6/2010 6:28:31 PM
time4aloan$25.00$25.003/6/2010 12:49:23 PM
omerta6102$34.50$34.503/7/2010 11:02:55 AM
jrbill1998$29.00$29.003/7/2010 11:24:45 AM
cash-merry-maker$25.00$25.003/7/2010 11:24:49 AM
edognyc$25.00$25.003/7/2010 11:48:27 AM
micko$25.00$25.003/7/2010 11:50:06 AM
mmckune$25.00$25.003/7/2010 12:22:17 PM
red-undaunted-kindness$100.00$100.003/7/2010 12:37:30 PM
stanbalwight4$25.00$25.003/7/2010 2:12:22 PM
platinum-platoon$25.00$25.003/7/2010 11:25:27 AM
Superc0ld$26.27$26.273/7/2010 12:22:19 PM
shortstop21$25.00$25.003/7/2010 4:28:20 PM
iolaire$25.00$25.003/7/2010 2:52:17 PM
duty-monger$50.00$50.003/7/2010 4:59:01 PM
ualf$50.00$26.293/7/2010 5:22:29 PM
Noseel$50.00$50.003/7/2010 3:47:31 PM
jokerj006$25.00$25.003/7/2010 4:22:25 PM
awwaww$25.00$25.003/7/2010 5:02:20 PM
MakoF16$25.00$25.003/7/2010 10:09:26 AM
Kelor99$25.00$25.003/7/2010 11:25:55 AM
MissionMicroFinance$25.00$25.003/7/2010 3:12:16 PM
shiny-revenue$25.00$25.003/7/2010 3:17:24 PM
Mav26$100.00$100.003/8/2010 10:28:19 AM
webfeet$50.00$50.003/8/2010 10:01:56 AM
850$43.41$43.413/7/2010 11:38:01 PM
i2amme$25.00$25.003/8/2010 12:39:25 PM
skajake$25.00$25.003/9/2010 9:37:24 AM
Barky52$25.00$25.003/9/2010 11:24:08 AM
SOP_Bank$25.00$25.003/10/2010 12:49:22 PM
Cherrypicker$40.00$40.003/10/2010 3:06:08 PM
invest0808$25.00$25.003/10/2010 1:06:06 PM
CCIExpress$25.00$25.003/10/2010 6:34:33 PM
Pickmar$25.00$25.003/11/2010 8:01:58 AM
stemper$50.00$50.003/10/2010 10:52:02 PM
prainvestment$50.00$50.003/11/2010 10:43:50 AM
Leshan$25.00$25.003/11/2010 2:13:48 PM
SeaLoans$25.00$25.003/11/2010 2:44:27 PM
pedestrianme$25.00$25.003/11/2010 2:18:58 PM
irishladslad$25.00$25.003/11/2010 6:11:58 PM
bicyclist2270$25.00$25.003/11/2010 6:15:39 PM
gothampark$25.00$25.003/11/2010 7:23:15 PM
stammyc3$26.25$26.253/11/2010 7:25:28 PM
Leopoldine$27.80$27.803/11/2010 6:29:20 PM
gustavholstopus32$25.00$25.003/11/2010 8:23:06 PM
crasherFL$50.00$50.003/11/2010 6:44:22 PM
WxChem$30.17$30.173/11/2010 8:37:21 PM
ScottFinance$25.00$25.003/11/2010 8:11:38 PM
BankofBeth$25.00$25.003/11/2010 9:41:17 PM
bkb7484$25.00$25.003/12/2010 3:12:15 AM
soular21804$25.00$25.003/12/2010 3:24:21 AM
TigerForce$25.00$25.003/12/2010 4:27:53 AM
wojo$25.00$25.003/12/2010 6:14:12 AM
Lefty_the_Lender$25.00$25.003/12/2010 12:12:56 AM
Moneypenny6$25.00$25.003/12/2010 6:24:54 AM
catcid$25.00$25.003/12/2010 1:58:31 AM
jsr73$50.00$50.003/12/2010 3:39:33 AM
rate-hickory$25.00$25.003/12/2010 7:28:18 AM
thepillowsack$25.00$25.003/12/2010 6:45:44 AM
MortgageeMarty$25.00$25.003/12/2010 7:43:50 AM
CashBank$25.00$25.003/12/2010 9:10:09 AM
jpyrek$25.00$25.003/12/2010 8:30:25 AM
jybank$25.00$25.003/12/2010 9:08:28 AM
zbanker$30.00$30.003/12/2010 9:09:06 AM
simiray$25.00$25.003/12/2010 10:32:52 AM
persistent-value3$30.08$30.083/12/2010 9:41:28 AM
Moby$25.95$25.953/12/2010 11:14:12 AM
Bidwinner08$33.53$33.533/12/2010 11:24:52 AM
qkinger$50.00$50.003/12/2010 11:58:44 AM
famous-marketplace9$25.00$25.003/12/2010 12:39:42 PM
broker558$25.00$25.003/12/2010 12:36:40 PM
FinanceEngine$25.00$25.003/12/2010 12:16:47 PM
dma1206$25.00$25.003/12/2010 12:21:22 PM
market-jam$58.62$58.623/12/2010 1:41:15 PM
yield-quest$75.00$75.003/12/2010 2:52:20 PM
bonus-quark4$37.28$37.283/12/2010 1:53:46 PM
Rothgoe$64.49$64.493/12/2010 1:54:06 PM
drewdog365$25.00$25.003/12/2010 3:21:52 PM
felicity-loyalist0$40.00$40.003/12/2010 4:03:33 PM
cemseller$25.00$25.003/12/2010 4:38:48 PM
aurorafinancial$50.00$50.003/12/2010 4:38:56 PM
220 bids
 
Borrower Payment Dependent Notes Series 448953
This series of Notes was issued and sold upon the funding of the borrower loan #41361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 27.38% Starting borrower rate/APR: 28.38% / 30.73% Starting monthly payment: $207.85
Final lender yield: 25.77% Final borrower rate/APR: 26.77% / 29.10% Final monthly payment: $203.51
 
Auction yield range: 11.04% - 27.38% Estimated loss impact: 10.64%  
Lender servicing fee: 1.00% Estimated return: 15.13%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1996 Debt/Income ratio: 17%
Basic (1-10): 6 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 3 / 2Length of status:1y 6m
Credit score: 760-779 (Mar-2010) Total credit lines: 6 Occupation: Police Officer/Corr...
Now delinquent: 0 Revolving credit balance: $1Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: red-awesome-coin Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
"Paying for a dental procedure"
Purpose of loan:
This loan will be used to pay for a much-needed dental procedure that is not covered by my insurance.?

My financial situation:
I am an?excellent candidate for this loan because I have a solid credit history with no late payments. The?only debt that I currently have is a car payment of approximately?$500.00 per month.?My annual salary is between?$53,000 and $55,000 per year.?My?mid credit score is a 733.? I would like to take this opportunity to thank everyone that elects to finance my loan. Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
cashhelp$25.00$25.003/5/2010 5:20:31 PM
Rogelio48$35.00$35.003/5/2010 5:11:29 PM
reflective-rupee$300.00$300.003/5/2010 6:52:53 PM
371millwood$200.00$200.003/5/2010 8:40:10 PM
mercuriant$25.00$25.003/5/2010 5:12:30 PM
MOVet$25.00$25.003/6/2010 7:34:50 AM
Bob450$50.00$50.003/5/2010 8:58:19 PM
djp127$59.87$59.873/5/2010 10:54:01 PM
keynaples$50.00$50.003/6/2010 4:42:28 PM
honorable-yield$35.00$35.003/8/2010 8:56:25 AM
wizard750$40.00$40.003/8/2010 9:25:52 PM
glroark$100.00$100.003/9/2010 6:29:57 AM
CK1$25.00$25.003/9/2010 10:44:26 AM
vivacious-p2p3$25.00$25.003/9/2010 12:59:48 PM
golffish2$100.00$100.003/9/2010 11:26:22 AM
loss-of-control$50.00$50.003/9/2010 6:33:46 PM
SFBank$200.00$200.003/9/2010 6:28:38 PM
felicity-daydream$50.00$50.003/9/2010 8:14:08 PM
charming-point$300.00$42.283/10/2010 12:34:32 PM
omegamon1$25.00$25.003/10/2010 6:33:17 PM
Kash2010lu$35.00$35.003/10/2010 7:28:12 PM
credit-shower$50.00$50.003/10/2010 9:37:20 PM
moola-man$25.00$25.003/10/2010 8:55:31 PM
passivesf$25.00$25.003/11/2010 8:47:53 AM
golden-currency$29.35$29.353/11/2010 9:47:29 AM
preventivepestcontrol$100.00$100.003/11/2010 10:07:04 AM
principal-star$25.00$25.003/11/2010 10:42:11 AM
loyalty-czar$50.27$50.273/11/2010 12:31:42 PM
kokopuff$25.00$25.003/11/2010 1:22:40 PM
redhead21$38.88$38.883/11/2010 4:17:37 PM
farmn$25.00$25.003/11/2010 5:25:13 PM
LendToCause$25.00$25.003/11/2010 6:02:02 PM
djalan$50.00$50.003/11/2010 6:02:30 PM
spiff666$25.00$25.003/11/2010 7:36:45 PM
Rulea72$33.91$33.913/11/2010 8:17:02 PM
careful-compassion$25.00$25.003/11/2010 10:14:42 PM
love2garden$50.00$50.003/12/2010 7:02:16 AM
Taho$50.00$50.003/12/2010 7:01:46 AM
bitano$50.00$50.003/12/2010 6:57:57 AM
jybank$25.00$25.003/12/2010 9:13:36 AM
new-truth-chuckler$25.60$25.603/12/2010 10:17:10 AM
realtormoises$25.00$25.003/12/2010 9:56:50 AM
trade-goblin9$25.00$25.003/12/2010 11:55:54 AM
DasMula$100.00$100.003/12/2010 2:31:26 PM
b-rent$25.00$25.003/12/2010 1:03:02 PM
fireferd$40.00$40.003/12/2010 2:10:20 PM
RMB-Investments$50.00$50.003/12/2010 3:04:15 PM
Your_Bank$35.00$35.003/12/2010 3:21:53 PM
Your_Bank$25.00$25.003/12/2010 3:22:17 PM
social-conductor4$25.00$25.003/12/2010 4:42:45 PM
stonewell$25.28$25.283/12/2010 4:41:23 PM
JustMee$25.00$25.003/5/2010 4:53:05 PM
UCLA4life$25.00$25.003/5/2010 5:10:26 PM
Yomain$40.00$40.003/5/2010 5:20:24 PM
SolarMoonshine$50.00$50.003/5/2010 5:40:08 PM
reflective-rupee$300.00$300.003/5/2010 6:52:35 PM
beachfunder$50.00$50.003/6/2010 12:17:41 PM
foothillender$25.00$25.003/6/2010 8:01:53 AM
1-HARD-HEAD$50.00$50.003/7/2010 12:53:09 PM
ganon$25.43$25.433/8/2010 5:13:24 PM
ChrisKwan$25.00$25.003/9/2010 11:28:23 AM
SignatureCapital$25.00$25.003/9/2010 12:03:17 PM
integrity-doctor$50.00$50.003/9/2010 4:24:41 PM
PCity-LOA15$42.08$42.083/10/2010 8:34:12 AM
buffalobills$25.00$25.003/10/2010 4:14:26 PM
vest_vortex$25.00$25.003/10/2010 5:15:42 PM
Astyanax$25.00$25.003/10/2010 6:16:58 PM
credit-missile$100.00$100.003/10/2010 5:44:04 PM
charitycoon$25.00$25.003/10/2010 8:58:06 PM
bold-attentive-listing$100.00$100.003/10/2010 10:36:29 PM
sturdy-peace9$75.00$75.003/11/2010 9:36:05 AM
Leshan$25.00$25.003/11/2010 2:14:50 PM
CoolPlexer$36.13$36.133/11/2010 5:10:52 PM
credit-missile$67.74$67.743/11/2010 6:32:11 PM
marwadi-62$100.00$100.003/11/2010 6:44:11 PM
brilliant-balance$25.00$25.003/11/2010 7:04:05 PM
Agent-S$25.00$25.003/11/2010 9:12:28 PM
LibbyZ$40.20$40.203/11/2010 9:07:23 PM
grnii78$50.00$50.003/12/2010 4:40:57 AM
Ronnieboy888$50.00$50.003/11/2010 10:58:31 PM
grnii78$150.00$150.003/12/2010 4:40:31 AM
credit-missile$25.00$25.003/12/2010 7:29:27 AM
OGS_Capital$25.00$25.003/12/2010 7:38:51 AM
CREinvestor$27.65$27.653/12/2010 7:00:14 AM
hptcrabbers$25.00$25.003/12/2010 8:06:01 AM
credit-missile$25.00$25.003/12/2010 9:09:00 AM
Zipcut$30.00$30.003/12/2010 12:14:37 PM
clipper271$25.00$25.003/12/2010 12:19:26 PM
JamesDewsbury$25.00$25.003/12/2010 11:02:59 AM
investment-cluster$25.00$25.003/12/2010 12:48:46 PM
liberty-thinker$25.00$25.003/12/2010 12:28:06 PM
beans53$25.00$25.003/12/2010 2:32:39 PM
unger$50.00$50.003/12/2010 12:59:43 PM
Bob450$25.00$25.003/12/2010 1:03:19 PM
exchange-cowbell5$50.00$50.003/12/2010 3:02:23 PM
branaa99$25.00$25.003/12/2010 2:29:21 PM
ore-dojo$50.00$50.003/12/2010 3:48:38 PM
wealth-multiplier$25.00$25.003/12/2010 3:52:33 PM
Maetryx$55.33$55.333/12/2010 4:17:39 PM
revenue-appraiser$35.00$35.003/12/2010 4:22:04 PM
social-conductor4$25.00$25.003/12/2010 4:43:12 PM
boo_hoo$50.00$50.003/12/2010 4:29:09 PM
Engineer44$25.00$25.003/12/2010 4:43:13 PM
103 bids
 
Borrower Payment Dependent Notes Series 449047
This series of Notes was issued and sold upon the funding of the borrower loan #41407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,300.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-10-2010 
 
Starting lender yield: 9.38% Starting borrower rate/APR: 10.38% / 12.49% Starting monthly payment: $269.30
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $268.60
 
Auction yield range: 4.04% - 9.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2006 Debt/Income ratio: 3%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 2 / 2Length of status:2y 11m
Credit score: 740-759 (Mar-2010) Total credit lines: 4 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $3,165Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 29%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: red-unrivaled-payment Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Puttng new home
Purpose of loan:
This loan can used to improve my home and better my kid place.

My financial situation:
I am a good candidate for this loan because i have constant income of more than $100000 for last 3 years and excellent credit rating.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
desertoasis$50.00$50.003/5/2010 4:45:29 PM
honorable-yield$50.00$50.003/5/2010 5:03:15 PM
Banker7371$25.00$25.003/5/2010 5:04:28 PM
mg6619$25.00$25.003/5/2010 5:01:38 PM
martinnc$25.00$25.003/5/2010 5:06:37 PM
uwinwewin$25.00$25.003/5/2010 5:04:22 PM
moola-man$30.00$30.003/5/2010 5:04:37 PM
bchen78875$25.00$25.003/5/2010 5:04:59 PM
tripnosis$25.00$25.003/5/2010 5:05:12 PM
Microfinancer$25.00$25.003/5/2010 4:58:14 PM
dollar-birdie$25.00$25.003/5/2010 5:05:29 PM
RetiredATC$25.00$25.003/5/2010 5:05:46 PM
bold-durability-drum$25.00$25.003/5/2010 5:00:47 PM
flexible-value$26.00$26.003/5/2010 5:00:57 PM
anders94$25.00$25.003/5/2010 5:09:48 PM
important-ore$50.00$50.003/5/2010 5:02:33 PM
lloyd_s$25.00$25.003/5/2010 5:02:44 PM
top-silver-american$25.00$25.003/5/2010 5:02:58 PM
helping-out$25.00$25.003/5/2010 5:03:34 PM
ccaxid57$25.00$25.003/5/2010 5:12:03 PM
studious-bonus7$50.00$50.003/5/2010 5:03:56 PM
Josta$48.42$48.423/5/2010 6:12:22 PM
inspired-contract9$25.00$25.003/5/2010 5:06:00 PM
brazilofmux$69.20$69.203/5/2010 5:21:45 PM
hitsman$50.00$50.003/5/2010 7:59:27 PM
currency-zenith$50.00$50.003/5/2010 5:07:20 PM
NycDean$25.00$25.003/5/2010 6:18:12 PM
ajst1$25.00$25.003/5/2010 5:12:50 PM
BuckeyeTap$25.00$25.003/6/2010 4:54:30 AM
mikeandcat$50.00$50.003/6/2010 10:12:27 AM
JohnW12$25.00$25.003/6/2010 7:32:28 AM
charming-point$25.00$25.003/5/2010 6:57:32 PM
dontscrewmeover1$25.00$25.003/6/2010 8:57:19 AM
stollcm$25.00$25.003/6/2010 10:37:18 AM
time4aloan$31.57$31.573/6/2010 12:24:20 PM
mpactlender$25.00$25.003/6/2010 3:03:07 PM
wise-handy-finance$25.00$25.003/6/2010 6:57:31 PM
the-silver-blaster$35.00$35.003/6/2010 7:47:42 AM
Aquani$38.64$38.643/6/2010 5:09:01 PM
Trimalchio12$25.00$25.003/6/2010 8:32:35 AM
nanda$25.00$25.003/6/2010 8:07:50 PM
redrock007$25.00$25.003/6/2010 9:39:30 PM
Aimvest$25.00$25.003/6/2010 10:19:18 PM
Supernick$25.00$25.003/6/2010 10:22:28 AM
the-profit-oracle$25.00$25.003/6/2010 1:37:23 PM
Hatdance$25.00$25.003/7/2010 10:42:32 AM
Skady3love$25.00$25.003/7/2010 2:12:24 PM
red-undaunted-kindness$43.11$43.113/7/2010 11:25:35 AM
BuffetRocks$50.00$50.003/7/2010 11:25:47 AM
jokerj006$25.00$25.003/7/2010 4:22:25 PM
jfd287$25.00$25.003/7/2010 3:07:53 PM
shiny-revenue$25.00$25.003/7/2010 3:17:23 PM
treasure-bliss$25.00$25.003/7/2010 4:29:28 PM
highcountry1$25.00$25.003/7/2010 5:32:18 PM
zento$25.00$25.003/6/2010 10:18:15 PM
SBT$50.00$50.003/7/2010 8:07:19 PM
lovelongandprosper$25.00$25.003/7/2010 11:09:04 PM
hope-spinner$25.00$25.003/7/2010 10:24:58 AM
cash-merry-maker$25.00$25.003/7/2010 11:24:49 AM
cwswdh$25.00$25.003/7/2010 11:25:39 AM
zone6$100.00$100.003/7/2010 9:57:21 PM
sympathetic-asset$25.00$25.003/7/2010 11:09:10 PM
buraky$25.00$25.003/7/2010 11:33:47 PM
natural-greenback6$25.00$25.003/8/2010 7:07:22 AM
cathexis$50.00$50.003/8/2010 5:22:22 AM
AF-Chief$27.00$27.003/8/2010 7:52:19 AM
29Palms$25.00$25.003/7/2010 3:54:17 PM
Magus54$25.00$25.003/8/2010 9:13:43 AM
courteous-integrity8$25.00$25.003/8/2010 9:41:13 AM
xstreamin$25.00$25.003/8/2010 10:00:19 AM
kmfreymi$25.00$25.003/8/2010 10:56:54 AM
rmachi$25.00$25.003/8/2010 10:47:49 AM
KiwiElf$25.00$25.003/8/2010 11:19:04 AM
selfmademan$25.00$25.003/8/2010 12:32:29 PM
Sam65$25.00$25.003/8/2010 11:48:03 AM
Superc0ld$100.00$100.003/8/2010 12:03:07 PM
flwah$25.00$25.003/8/2010 1:04:25 PM
fireboss$47.24$47.243/8/2010 9:32:39 AM
intelligent-yield$25.00$25.003/8/2010 12:32:59 PM
scholarly-revenue3$25.00$25.003/8/2010 9:41:58 AM
iolaire$25.00$25.003/8/2010 1:28:53 PM
credit-kahuna$91.13$91.133/8/2010 3:13:45 PM
lendinstuff$25.00$25.003/8/2010 6:32:15 PM
currency-shaker16$100.00$100.003/8/2010 5:14:26 PM
divedude$25.00$25.003/8/2010 9:13:09 PM
YellowJacket$25.00$25.003/9/2010 4:32:32 AM
silver-armada$100.00$100.003/9/2010 6:57:19 AM
hons2000$25.00$25.003/9/2010 9:39:00 AM
captainack$25.00$25.003/8/2010 9:37:14 PM
Vetrepreneur$25.00$25.003/9/2010 10:12:28 AM
mrfixerupper$25.00$25.003/9/2010 10:19:30 AM
dansarkis$25.00$25.003/9/2010 10:33:23 AM
iruz$37.88$37.883/9/2010 9:41:33 AM
steely_dan34$25.00$25.003/9/2010 7:27:23 AM
PhalanxBulldog$25.00$25.003/9/2010 8:23:18 AM
Apeman00$25.00$25.003/9/2010 9:54:31 AM
drtexican$26.04$26.043/9/2010 11:24:09 AM
Winkyboy$25.00$25.003/9/2010 11:32:27 AM
LordKinbote$25.00$25.003/9/2010 10:19:28 AM
stolan$25.00$25.003/9/2010 10:19:58 AM
bazaar-ruler$25.00$25.003/9/2010 11:48:08 AM
yield-lion$25.00$25.003/9/2010 11:48:29 AM
IP$38.05$38.053/9/2010 10:34:41 AM
monticello$25.00$25.003/9/2010 10:44:45 AM
p1k4blu$25.00$25.003/9/2010 10:52:26 AM
pubnat$25.00$25.003/9/2010 11:07:51 AM
bnlforever$25.00$25.003/9/2010 11:48:30 AM
aader$25.00$25.003/9/2010 10:27:43 AM
papaman$25.00$25.003/9/2010 10:33:47 AM
LenderByDay$25.00$25.003/9/2010 3:42:41 PM
spsavage$25.00$25.003/9/2010 10:59:04 AM
successful-euro$30.00$30.003/9/2010 11:29:01 AM
carlover$25.00$25.003/9/2010 1:17:17 PM
robust-trade$25.00$25.003/9/2010 1:27:34 PM
RLC$27.13$27.133/9/2010 5:03:28 PM
jam96$25.00$25.003/9/2010 5:05:28 PM
Caledoni$25.00$25.003/9/2010 5:03:59 PM
Tradesmanlender$25.00$25.003/9/2010 5:04:27 PM
L-vex$25.00$25.003/9/2010 5:04:40 PM
Victor-E-Lane$25.00$25.003/9/2010 5:08:32 PM
latestone$25.00$25.003/9/2010 5:04:30 PM
Drewbacca$25.00$25.003/9/2010 8:23:25 PM
outtahoth2o$32.45$32.453/9/2010 5:05:25 PM
booyah$25.00$25.003/9/2010 8:37:15 PM
big_oaks$25.00$25.003/9/2010 9:00:48 PM
RationalWorld$25.00$25.003/9/2010 6:32:19 PM
noble-revenue$31.54$31.543/10/2010 9:43:58 AM
ADIDASNO$25.00$25.003/10/2010 7:52:15 AM
vontuse$25.00$25.003/10/2010 10:48:11 AM
engaging-worth$30.00$30.003/10/2010 9:07:22 AM
jibe-set$26.71$26.713/10/2010 10:34:02 AM
macjp123$25.00$25.003/5/2010 4:59:00 PM
progressive-asset$100.00$100.003/5/2010 4:59:10 PM
Clambake$50.00$50.003/5/2010 4:59:26 PM
skuba$25.00$25.003/5/2010 4:54:16 PM
delicious-social132$25.00$25.003/5/2010 5:01:21 PM
success1001$50.00$50.003/5/2010 5:01:49 PM
Phantom99$25.00$25.003/5/2010 5:03:10 PM
torion$25.00$25.003/5/2010 4:59:51 PM
irrelevant$25.00$25.003/5/2010 5:02:10 PM
kindness-percolator5$25.00$25.003/5/2010 5:06:27 PM
enthusiastic-balance5$100.00$100.003/5/2010 4:58:00 PM
jrbill1998$50.00$50.003/5/2010 5:05:25 PM
srgriff$25.00$25.003/5/2010 5:10:06 PM
Havana21$50.00$50.003/5/2010 5:10:59 PM
tallmon$25.00$25.003/5/2010 5:11:19 PM
don8ter$25.00$25.003/5/2010 5:11:38 PM
Avala$50.00$50.003/5/2010 5:00:07 PM
sharp-bill2$40.00$40.003/5/2010 5:07:38 PM
personal-lender$25.00$25.003/5/2010 5:01:08 PM
visionary-currency$75.00$75.003/5/2010 5:13:57 PM
1phantom$40.00$40.003/5/2010 5:02:22 PM
integrity-doctor$50.00$50.003/5/2010 5:02:51 PM
a-finance-nirvana$25.00$25.003/5/2010 5:11:12 PM
RandyL3$33.00$33.003/5/2010 5:21:53 PM
nybanker85$25.00$25.003/5/2010 5:04:05 PM
gracej$25.00$25.003/5/2010 5:04:14 PM
KLCRAY$50.00$50.003/5/2010 5:13:19 PM
fightinjoe$25.00$25.003/5/2010 5:04:46 PM
investment-oasis$25.00$25.003/5/2010 5:06:18 PM
RugbyNick2126$25.00$25.003/5/2010 5:06:48 PM
FinDoc$25.00$25.003/5/2010 5:06:58 PM
GElender$50.00$50.003/5/2010 5:07:06 PM
investor421$25.00$25.003/5/2010 5:07:29 PM
nourishing-interest0$25.00$25.003/5/2010 11:34:50 PM
asset-professor$75.00$75.003/5/2010 7:59:23 PM
gain-seagull9$25.00$25.003/5/2010 5:13:07 PM
Artist_Blue$25.00$25.003/5/2010 9:17:30 PM
leodaguy$25.00$25.003/5/2010 5:13:25 PM
retiresecure$50.00$50.003/6/2010 5:49:58 AM
teller$25.00$25.003/6/2010 12:02:32 PM
Interloper$25.00$25.003/6/2010 8:57:49 AM
JLChamberlain$25.00$25.003/5/2010 8:52:21 PM
MoneyMA$25.00$25.003/6/2010 5:10:09 AM
Eagledrop$25.00$25.003/6/2010 8:54:44 AM
jamiee73$25.00$25.003/7/2010 8:25:46 AM
tokyopete23$25.00$25.003/6/2010 12:20:04 PM
stanbalwight4$25.00$25.003/6/2010 1:32:50 PM
cash-vault$25.00$25.003/7/2010 12:44:18 PM
rpg$50.00$50.003/7/2010 11:14:19 AM
berkeleyalum$25.00$25.003/7/2010 11:25:37 AM
Noseel$50.00$50.003/7/2010 3:47:30 PM
JKEnterprises$25.00$25.003/7/2010 4:32:28 PM
senorzookeeper$25.00$25.003/6/2010 7:17:26 PM
awwaww$25.00$25.003/7/2010 5:02:20 PM
MissionMicroFinance$25.00$25.003/7/2010 3:12:15 PM
rlecour$25.00$25.003/7/2010 6:52:32 PM
bonus-adventure3$25.00$25.003/7/2010 7:09:29 AM
Fiimg$38.31$38.313/7/2010 6:52:27 PM
bashar$25.00$25.003/7/2010 8:14:22 PM
tranquil-diversification8$25.00$25.003/7/2010 10:55:22 AM
mistertao$25.00$25.003/7/2010 8:27:46 PM
dsw6440$31.98$31.983/7/2010 11:50:02 AM
melodious-fairness$25.00$25.003/7/2010 10:54:40 PM
modemco$25.00$25.003/7/2010 2:27:19 PM
dmfog$25.00$25.003/8/2010 5:47:28 AM
a-goal-bill$25.00$25.003/8/2010 6:14:29 AM
micko$25.00$25.003/8/2010 8:27:55 AM
gavinfh$25.00$25.003/8/2010 9:22:52 AM
bxdoc$83.81$83.813/8/2010 9:23:03 AM
bkwest01$100.00$100.003/8/2010 9:41:52 AM
webfeet$50.00$50.003/8/2010 10:06:55 AM
ethicalhumanist$25.00$25.003/8/2010 10:11:55 AM
BlindJoeDeath$25.00$25.003/8/2010 9:05:06 AM
commitment-farm$25.00$25.003/8/2010 10:17:24 AM
kashikoe$25.00$25.003/7/2010 6:57:13 PM
jigsaw$48.16$48.163/8/2010 9:32:48 AM
Cai8899$37.81$37.813/7/2010 8:17:20 PM
anton$30.90$30.903/8/2010 10:47:30 AM
Cheburashka$25.00$25.003/8/2010 11:17:34 AM
burrito6$25.00$25.003/8/2010 11:19:06 AM
djs81$25.00$25.003/8/2010 12:17:12 PM
jdrez$25.00$25.003/8/2010 11:48:53 AM
TheColoradoDon$25.00$25.003/8/2010 12:03:42 PM
Sonos$25.00$25.003/8/2010 12:55:38 PM
yield-quest$75.00$75.003/8/2010 10:45:29 AM
availableloan$25.00$25.003/8/2010 3:24:48 PM
repayment-chef$25.00$25.003/8/2010 1:49:33 PM
bigdogsafety1$25.00$25.003/8/2010 1:49:38 PM
lucky6$25.00$25.003/8/2010 8:37:14 PM
matusky$25.00$25.003/8/2010 8:42:13 PM
wise-silver-wonder$25.00$25.003/9/2010 6:27:25 AM
tuneman1980$25.00$25.003/8/2010 6:12:29 PM
seattleite36$25.00$25.003/8/2010 7:17:51 PM
agab$25.00$25.003/9/2010 7:22:44 AM
IncomeTemple$25.00$25.003/9/2010 9:39:59 AM
duty-monger$35.54$35.543/8/2010 9:37:16 PM
Little_Guy$25.00$25.003/9/2010 9:43:16 AM
TommyTucker$50.00$50.003/9/2010 8:42:15 AM
Central_States_Mutual$25.00$25.003/9/2010 6:07:24 AM
bondhedger$25.00$25.003/9/2010 10:20:30 AM
ualf$34.29$34.293/9/2010 10:28:03 AM
mizount$25.00$25.003/9/2010 10:28:10 AM
cyberie21$40.00$40.003/9/2010 8:32:44 AM
DaveG56313$25.00$25.003/9/2010 11:25:30 AM
ganon$56.08$56.083/9/2010 11:28:02 AM
TCR3$25.00$25.003/9/2010 11:38:50 AM
easylender$25.00$25.003/9/2010 10:19:33 AM
cesta283$25.00$25.003/9/2010 11:07:54 AM
money2k$25.00$25.003/9/2010 11:25:33 AM
mizunoman$25.00$25.003/9/2010 11:25:34 AM
biobulator$25.00$25.003/9/2010 11:39:08 AM
charlieok$25.00$25.003/9/2010 10:19:06 AM
sail120$25.00$25.003/9/2010 10:27:33 AM
guaton$25.00$25.003/9/2010 10:45:10 AM
Barky52$25.00$25.003/9/2010 11:25:10 AM
mathprof$25.00$25.003/9/2010 11:25:32 AM
mc81$25.00$25.003/9/2010 11:32:31 AM
mjjjrj$25.00$25.003/9/2010 5:05:29 PM
seattleslug$25.00$25.003/9/2010 5:05:43 PM
olwagner$29.88$29.883/9/2010 5:08:16 PM
Goalsupporter$25.00$25.003/9/2010 8:48:44 PM
KR$25.00$25.003/10/2010 3:33:07 AM
skiberdad$25.66$25.663/10/2010 1:58:57 AM
bharosa$25.00$25.003/9/2010 8:52:16 PM
ski3632$25.00$25.003/10/2010 6:55:38 AM
MakoF16$31.50$31.503/10/2010 8:32:18 AM
Maccs55$25.00$20.973/10/2010 10:48:14 AM
listing-enchilada$50.00$50.003/10/2010 10:49:48 AM
Onesiphorus$25.00$25.003/10/2010 9:33:01 AM
MyKidsDad$25.00$25.003/10/2010 10:23:33 AM
261 bids
 
Borrower Payment Dependent Notes Series 449101
This series of Notes was issued and sold upon the funding of the borrower loan #41327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.2% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 21.53% Starting borrower rate/APR: 22.53% / 24.80% Starting monthly payment: $769.30
Final lender yield: 21.53% Final borrower rate/APR: 22.53% / 24.80% Final monthly payment: $769.30
 
Auction yield range: 8.04% - 21.53% Estimated loss impact: 6.71%  
Lender servicing fee: 1.00% Estimated return: 14.82%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1987 Debt/Income ratio: 46%
Basic (1-10): 5 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 12Length of status:0y 6m
Credit score: 800-819 (Mar-2010) Total credit lines: 35 Occupation: Retail Management
Now delinquent: 0 Revolving credit balance: $12,575Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 48%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: a-delectable-market Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off My Cards!!
I am on this site asking for help with a loan to pay off the balances on my credit cards. The majority of this debt was accumulated during the past 2 years. My father in law became ill and passed away from non-hodgkins lymphoma. Due to the exchange rate, the travel costs to the UK twice and funeral expenses came to almost $15K USD. The remaining balance was accumulated after I lost my position as a store manager for a women's specialty retail company who decided to close the doors on my store last summer. I was able to find a position as a manger for another retail company and received a small raise along with the new job, however, my husbands wage was decreased because his company was purchased by another and bonuses were eliminated entirely.
I am a good candidate for this loan because I do not overspend and pay my bills on time, own my own home and 2 of our 3 vehicles. Both my husband and I have full time positions with stable companies and all I really would like to be able to do is eliminate the high interest rates that are keeping me in debt. The companies that I have cards with have all decreased credit limits and increased interest in the past year and I would like to be able to have someone auto debit my account once or twice a month so I can pay back this debt as quickly as possible. Thank you for your assistance.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Monthly expenses/income? Amt of individual credit cards/interest rates? Other debts? - Trakissta
A: My monthly income is aprox. $3300. My basic expenses including car/gas/food/insurance is about $2150 each month, not including credit card payments. I have three teenagers, so there are misc. expenses every month for school lunches, activities, sports fees, etc. The three cards that have the large balances are 2 from Chase that total just over $15600 and Discover which is $5514. The interest on the Chase cards are 23.24% and 14.49% and the Discover is 19.99% after they were all raised. (Mar-07-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
currency-shaker16$25.00$25.003/5/2010 5:20:38 PM
elegant-loot$25.00$25.003/6/2010 4:03:29 AM
Bob450$50.00$50.003/5/2010 8:32:39 PM
DasMula$100.00$100.003/5/2010 9:52:54 PM
Trakissta$100.00$100.003/6/2010 6:08:26 AM
reflective-rupee$200.00$200.003/5/2010 7:01:56 PM
new-peso-concerto$25.00$25.003/8/2010 5:57:31 AM
the-felicity-supergiant$50.00$50.003/10/2010 9:53:17 AM
reflective-rupee$800.00$800.003/10/2010 3:52:16 PM
well-mannered-income3$100.00$100.003/10/2010 3:52:23 PM
nilonc1$100.00$100.003/10/2010 8:37:04 PM
bold-attentive-listing$100.00$100.003/10/2010 10:38:20 PM
brondero$100.00$100.003/11/2010 3:20:15 PM
respectful-integrity3$30.00$30.003/11/2010 6:56:23 PM
grammaspurse$25.00$25.003/11/2010 9:30:51 PM
tornandfrayed$36.79$36.793/12/2010 8:48:26 AM
reflective-rupee$5,000.00$5,000.003/12/2010 9:44:16 AM
blooming-kindness$25.00$25.003/12/2010 10:50:57 AM
JustMee$500.00$500.003/12/2010 12:22:50 PM
DasMula$1,000.00$1,000.003/12/2010 12:28:59 PM
grnii78$250.00$250.003/12/2010 12:21:03 PM
enthusiastic-balance5$100.00$100.003/12/2010 12:30:36 PM
exciting-fairness$200.00$200.003/12/2010 12:58:53 PM
well-mannered-income3$247.00$247.003/12/2010 1:07:44 PM
reflective-rupee$320.00$320.003/12/2010 1:03:44 PM
fair_rates$25.00$25.003/12/2010 12:38:18 PM
reflective-rupee$2,000.00$1,897.133/12/2010 1:53:56 PM
well-mannered-income3$40.00$40.003/12/2010 2:55:05 PM
dynrep$225.00$225.003/12/2010 1:56:29 PM
Whipster$25.00$25.003/12/2010 2:12:48 PM
FallonCredit$27.80$27.803/12/2010 2:19:40 PM
exciting-fairness$200.00$200.003/12/2010 2:44:10 PM
Your_Bank$25.00$25.003/12/2010 3:28:02 PM
credit-missile$50.00$50.003/12/2010 3:40:57 PM
Toystore$37.95$37.953/12/2010 3:21:48 PM
Sol_Invictus$25.00$25.003/6/2010 9:09:21 AM
reflective-rupee$1,000.00$1,000.003/5/2010 7:02:15 PM
special-rupee$25.00$25.003/8/2010 10:44:01 AM
tnjohnso$25.00$25.003/9/2010 5:12:10 PM
squarebob$25.00$25.003/10/2010 5:38:16 PM
Imaginos1892$200.00$200.003/10/2010 8:59:45 PM
intelligent-yield$25.00$25.003/11/2010 4:14:57 PM
DasMula$1,000.00$1,000.003/12/2010 10:09:41 AM
Toystore$75.00$75.003/12/2010 10:31:41 AM
reflective-rupee$800.00$800.003/12/2010 11:21:09 AM
dynrep$25.00$25.003/12/2010 11:32:24 AM
grnii78$250.00$250.003/12/2010 12:23:07 PM
reflective-rupee$2,200.00$2,200.003/12/2010 11:22:27 AM
DasMula$100.00$100.003/12/2010 1:35:38 PM
DasMula$100.00$100.003/12/2010 1:36:11 PM
shrewd-income$25.00$25.003/12/2010 12:41:28 PM
Bob450$80.00$80.003/12/2010 1:09:58 PM
ore-dojo$100.00$100.003/12/2010 1:10:51 PM
newest-zippy-note$50.00$50.003/12/2010 1:17:35 PM
manthrax3$58.03$58.033/12/2010 1:30:01 PM
DasMula$100.00$100.003/12/2010 1:35:24 PM
DasMula$100.00$100.003/12/2010 1:35:55 PM
exchange-cowbell5$200.00$200.003/12/2010 3:05:13 PM
DasMula$65.30$65.303/12/2010 1:36:32 PM
dynrep$50.00$50.003/12/2010 1:40:18 PM
skillful-asset5$400.00$400.003/12/2010 3:01:47 PM
Your_Bank$35.00$35.003/12/2010 3:27:39 PM
integrity-doctor$50.00$50.003/12/2010 3:07:31 PM
shrewd-income$475.00$475.003/12/2010 3:18:12 PM
Bank_Of_XL$50.00$50.003/12/2010 3:51:49 PM
credit-missile$200.00$200.003/12/2010 3:33:48 PM
investment-cluster$25.00$25.003/12/2010 4:38:34 PM
67 bids
 
Borrower Payment Dependent Notes Series 449447
This series of Notes was issued and sold upon the funding of the borrower loan #41401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,300.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $149.28
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $149.28
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 16.27%  
Lender servicing fee: 1.00% Estimated return: 17.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1999 Debt/Income ratio: 5%
Basic (1-10): 7 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:2y 5m
Credit score: 600-619 (Mar-2010) Total credit lines: 9 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $886Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 40%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: wonderwall Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 95% ) 600-619 (Latest)
Principal borrowed: $1,200.00< mo. late: 1 ( 5% )  
520-539 (May-2008)
520-539 (Feb-2008)
520-539 (Jan-2008)
480-499 (Feb-2007)
 
Principal balance: $639.59 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
"New Baby Furniture"
Purpose of loan:
This loan will be used to purchase a?crib, changing table, and dresser for our new baby.?My employer paid a significant portion of my year-end bonus this winter in company stock, which vests over 4 years. Thus, the liquidity we thought we'd be getting to purchase these items is currently tied up in stock. We would like to avoid putting this amount on credit cards. By borrowing this money now for these items from Prosper, we would be paying off the loan in 3 years, just at the time the equity is vested.

My financial situation:
I am a good candidate for this loan because I have?cleared away the "bad debt" from the 2001?down market?where I lost my job. Since then I have been paying off debts and consistently increasing my income at a steady job in asset management. I have been with the same employer since 2007. We are?responsible couple and I am looking to continue the improving trend in my FICO?score to purchase a new house in the next?12-18 months.?

Monthly net income: $ 6,400 (net) - $10,416.67 (gross) + yr.-end bonus

Monthly expenses: $ 5697
??Housing: $ 2,400
??Insurance: $?145
??Car expenses: $ 332
??Utilities: $ 750
??Phone, cable, internet: $ 150
??Food, entertainment: $?1500
??Clothing, household expenses $75?
??Credit cards and other loans: $?345 (220?of which is?my wife's student loans)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
aurorafinancial$50.00$50.003/8/2010 4:09:33 PM
reflective-rupee$25.00$25.003/8/2010 4:55:55 PM
pemb0023$25.00$25.003/8/2010 6:18:10 PM
Bob450$25.00$25.003/8/2010 8:11:31 PM
DasMula$77.00$77.003/8/2010 5:02:15 PM
Rogelio48$35.00$35.003/8/2010 7:52:47 PM
eronyc$25.00$25.003/9/2010 5:08:04 PM
Yomain$25.00$25.003/9/2010 5:17:55 PM
KapitalX$25.00$25.003/9/2010 11:51:29 PM
shawnw2$50.00$50.003/10/2010 6:34:53 PM
preventivepestcontrol$50.00$50.003/11/2010 10:26:47 AM
selector568$25.00$25.003/11/2010 8:37:19 AM
wise-silver-wonder$25.00$25.003/12/2010 9:52:43 AM
Mark-M$25.00$25.003/12/2010 9:25:14 AM
new-peso-concerto$25.00$25.003/12/2010 10:56:18 AM
cashhelp$25.00$25.003/12/2010 6:27:15 PM
PCity-LOA15$34.00$34.003/12/2010 8:39:55 PM
ELDURO$25.04$25.043/12/2010 8:46:21 PM
leverage-monger$25.00$25.003/13/2010 10:17:14 AM
chameleon125$25.00$25.003/13/2010 8:00:42 AM
UCLA4life$25.00$25.003/13/2010 8:17:45 AM
mt3209$25.00$25.003/13/2010 4:18:02 PM
AlphaInternational$25.00$25.003/14/2010 1:26:23 AM
truth-trapper$25.00$25.003/13/2010 10:04:12 PM
Rogelio48$35.00$35.003/14/2010 7:32:58 PM
blitzen40$25.00$25.003/15/2010 6:46:53 AM
fund-dragster$50.00$50.003/15/2010 7:06:05 AM
Peterman$25.00$25.003/15/2010 7:57:03 AM
113121$400.00$400.003/15/2010 8:59:45 AM
113121$400.00$400.003/15/2010 8:59:18 AM
brondero$70.00$70.003/15/2010 9:00:04 AM
FinDoc$25.00$25.003/8/2010 5:54:21 PM
Jasmel$200.00$198.313/9/2010 5:51:59 AM
Tycho$26.00$26.003/9/2010 11:27:47 AM
micko$25.00$25.003/9/2010 5:09:43 PM
DasMula$77.00$77.003/9/2010 4:58:37 PM
SolarMoonshine$25.00$25.003/9/2010 6:00:04 PM
dynrep$25.00$25.003/10/2010 11:38:13 AM
helping-out$61.50$61.503/10/2010 8:48:09 PM
lender12345$25.00$25.003/10/2010 6:34:13 PM
Skeptical-one$30.00$30.003/11/2010 8:10:04 AM
fund-secret-agent$25.00$25.003/11/2010 1:20:20 PM
jgar_O$25.00$25.003/11/2010 2:23:28 PM
Iceman1347$25.00$25.003/11/2010 11:35:31 PM
Ronnieboy888$25.00$25.003/11/2010 11:02:57 PM
Unitas4302$50.00$50.003/12/2010 5:48:39 AM
currency-bumblebee$25.00$25.003/12/2010 9:32:57 AM
clemclan$25.00$25.003/12/2010 12:51:37 PM
lucrative-loan$91.83$91.833/12/2010 3:06:58 PM
Dollars4Rent$25.00$25.003/13/2010 9:15:22 AM
credit-coach118$40.00$40.003/13/2010 2:05:43 PM
myutmost$41.56$41.563/13/2010 2:14:06 PM
Tono$25.00$25.003/13/2010 4:17:11 PM
penny-sergeant$25.00$25.003/13/2010 12:16:02 PM
actl$25.00$25.003/13/2010 8:18:13 PM
reflective-rupee$75.00$75.003/13/2010 8:26:22 PM
loss-of-control$25.00$25.003/14/2010 12:44:26 PM
Kash2010lu$35.00$35.003/14/2010 8:44:13 PM
SFBank$200.00$200.003/14/2010 6:09:10 PM
113121$150.00$150.003/15/2010 9:00:31 AM
credit-missile$72.76$72.763/15/2010 9:03:40 AM
61 bids
 
Borrower Payment Dependent Notes Series 450113
This series of Notes was issued and sold upon the funding of the borrower loan #41364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-12-2010 
  Auction end date:  Mar-19-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $102.57
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $101.06
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1987 Debt/Income ratio: 9%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 5 / 4Length of status:2y 0m
Credit score: 660-679 (Mar-2010) Total credit lines: 16 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $3,689Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: healthy-reward4 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off orthodontist
Purpose of loan:
This loan will be used to pay off my bill to the orthodontist for my two children. I lost my dental insurance before the entire orthodontic benefit could be applied. This added $3000 to my out of pocket expense. The orthodontist is asking for the balance to be paid so he can remove their braces. This loan, along with my tax return, will cover the outstanding balance.
My financial situation:
I am a good candidate for this loan because I am a solid, stable employee with a long work history. My income is dependable. I make every effort to be responsible with my money at home and with my creditors. Currently, I am able to meet all of my expenses and put a small amount into savings each month. The auto loan I had was paid off on 2/19/10 and that money is now being applied to other debts. My wife left about six months ago along with her income. She left me with some of her bills and our 11year old son and 16 year old daughter. She provides no support at this time.The legal aspect of that situation is ongoing.

Monthly net income: $ 3312

Monthly expenses: $ 2715
??Housing: $ 950
??Insurance: $ 90
??Car expenses: $ 85
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 230
??Other expenses: $400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
industrious-dedication$25.00$25.003/12/2010 3:57:53 PM
dime-reaction$25.00$25.003/12/2010 3:58:02 PM
Kaj$25.00$25.003/12/2010 4:01:54 PM
glimmering-point$25.00$25.003/12/2010 3:57:49 PM
InChicago$25.00$25.003/12/2010 4:03:04 PM
steves73$25.00$25.003/12/2010 4:04:49 PM
PatriotKnight$25.00$25.003/12/2010 3:58:07 PM
social-conductor4$25.00$25.003/12/2010 4:00:57 PM
nourishing-interest0$25.00$25.003/12/2010 4:05:26 PM
orange-courageous-dedication$30.00$30.003/12/2010 4:05:42 PM
mercuriant$25.00$25.003/12/2010 4:24:52 PM
Bob450$25.00$25.003/12/2010 8:31:18 PM
rakey$25.00$25.003/13/2010 9:28:50 AM
charming-point$300.00$300.003/16/2010 11:08:27 AM
marwadi-62$50.00$50.003/17/2010 8:00:54 PM
seineil$25.00$25.003/18/2010 12:38:18 AM
exchange-cowbell5$25.00$25.003/18/2010 9:37:30 AM
charitycoon$25.00$25.003/18/2010 2:01:06 PM
Bob450$25.00$25.003/18/2010 9:07:09 PM
kingston1$25.00$25.003/18/2010 8:46:13 PM
wild-orange$25.00$25.003/19/2010 1:33:40 AM
bitano$30.00$30.003/19/2010 7:34:57 AM
new-peso-concerto$25.00$25.003/19/2010 6:27:57 AM
Taho$25.00$25.003/19/2010 7:47:59 AM
buffalobills$25.00$25.003/19/2010 8:05:38 AM
JauaFlash$25.00$25.003/19/2010 10:08:53 AM
ice518$25.00$25.003/19/2010 9:46:46 AM
dRatedOnly$25.00$25.003/19/2010 11:17:28 AM
dudebrah$25.00$25.003/19/2010 11:52:32 AM
himanshuko$25.00$25.003/19/2010 1:04:18 PM
ultimate-peace$300.00$300.003/19/2010 2:35:55 PM
hornet27$25.00$25.003/19/2010 2:58:26 PM
oaktown23$50.00$50.003/12/2010 3:57:57 PM
nletunic$25.00$25.003/12/2010 4:00:47 PM
lukeskywalkerkp$25.00$25.003/12/2010 3:58:05 PM
AF-Chief$27.17$27.173/12/2010 4:01:33 PM
point-shooter$25.00$25.003/12/2010 3:58:08 PM
oldmora$50.00$50.003/12/2010 4:02:04 PM
secobarbital$25.00$25.003/12/2010 4:04:56 PM
exact-loan5$30.00$30.003/12/2010 4:05:08 PM
Cai8899$30.00$30.003/12/2010 4:05:16 PM
hope-equation$50.00$50.003/12/2010 4:05:21 PM
personal-lender$25.00$25.003/12/2010 4:05:30 PM
Zolton$200.00$23.123/12/2010 4:05:51 PM
UCLA4life$25.00$25.003/12/2010 11:57:30 PM
mcshew99$25.00$25.003/15/2010 12:51:14 PM
EretzCapital$119.47$119.473/17/2010 8:59:09 AM
TheSweetLender$25.00$25.003/17/2010 6:02:44 PM
payout-comet$25.00$25.003/17/2010 8:50:52 PM
mlj0671$30.00$30.003/18/2010 8:24:51 AM
realtormoises$25.00$25.003/18/2010 4:42:30 PM
Cambium$25.00$25.003/18/2010 5:59:05 PM
glenium$25.00$25.003/19/2010 2:58:30 AM
niq4soccer$25.00$25.003/19/2010 4:37:59 AM
ALLOUS$25.00$25.003/19/2010 5:28:28 AM
Leshan$25.00$25.003/19/2010 7:02:06 AM
carrinel$75.00$75.003/19/2010 7:41:37 AM
alluring-yield5$40.00$40.003/19/2010 8:44:50 AM
jhjoe$25.00$25.003/19/2010 10:38:56 AM
Rogelio48$25.00$25.003/19/2010 10:35:28 AM
Streamfeeder$25.00$25.003/19/2010 12:29:22 PM
farchoir$25.00$25.003/19/2010 2:08:55 PM
Gaelicman$115.24$115.243/19/2010 2:18:39 PM
63 bids
 
Borrower Payment Dependent Notes Series 450217
This series of Notes was issued and sold upon the funding of the borrower loan #41354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-12-2010 
  Auction end date:  Mar-19-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.99% Starting monthly payment: $61.54
Final lender yield: 24.80% Final borrower rate/APR: 25.80% / 28.38% Final monthly payment: $60.28
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.61%  
Lender servicing fee: 1.00% Estimated return: 14.19%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1985 Debt/Income ratio: 12%
Basic (1-10): 7 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 2 / 2Length of status:22y 2m
Credit score: 640-659 (Mar-2010) Total credit lines: 19 Occupation: Other
Now delinquent: 0 Revolving credit balance: $46Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 6    
Screen name: fund-nest Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off
Purpose of loan:
This loan will be used to pay off some unexpected medical bills carried over from the end of 2009?

My financial situation:
I am a good candidate for this loan because I want to continue to provide for my family?

Monthly net income: $ 1800.00 ????

Monthly expenses: $
??Housing: $ 540 ???
? Insurance: $ 130
??Car expenses: $ 360
??Utilities: $ 200
??Phone, cable, internet: $ 112
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IPG1$25.00$25.003/12/2010 4:57:31 PM
UCLA4life$25.00$25.003/12/2010 11:57:32 PM
stephen_c01$25.00$25.003/14/2010 8:32:17 PM
charming-point$300.00$300.003/15/2010 2:02:34 PM
integrity-doctor$50.00$50.003/16/2010 5:31:40 PM
Jim33$25.00$25.003/16/2010 7:07:35 PM
Tevco_Investments$25.00$25.003/17/2010 8:53:49 AM
drb4ever$25.00$25.003/18/2010 8:23:26 PM
diligent-moola9$26.92$26.923/18/2010 7:26:13 PM
psycardis$25.00$25.003/18/2010 8:19:20 PM
new-peso-concerto$25.00$25.003/19/2010 6:29:12 AM
ultimate-peace$100.00$100.003/19/2010 8:44:22 AM
dRatedOnly$25.00$25.003/19/2010 11:18:39 AM
FundMaker$25.00$25.003/19/2010 1:39:40 PM
Bob450$25.00$25.003/19/2010 1:16:04 PM
DMKAssetManagement$42.82$42.823/19/2010 1:52:54 PM
EngineersAlliance$75.00$75.003/12/2010 4:20:23 PM
Bob450$25.00$25.003/12/2010 8:57:35 PM
five-star-note$40.00$40.003/16/2010 6:49:17 AM
totommb$29.05$11.283/16/2010 6:33:27 PM
kinetic-social$25.00$25.003/17/2010 5:55:06 PM
Your_Bank$25.00$25.003/17/2010 6:29:12 PM
marwadi-62$100.00$100.003/17/2010 7:56:57 PM
klemer$25.00$25.003/17/2010 7:03:24 PM
irrelevant$25.00$25.003/18/2010 12:35:04 PM
beans53$25.00$25.003/18/2010 2:53:41 PM
scroooge$25.00$25.003/18/2010 4:20:46 PM
wild-orange$50.00$50.003/19/2010 1:36:55 AM
Leshan$25.00$25.003/19/2010 7:10:21 AM
bitano$25.00$25.003/19/2010 7:38:41 AM
twtb19$25.00$25.003/19/2010 9:50:06 AM
new-truth-chuckler$28.98$28.983/19/2010 10:10:54 AM
JauaFlash$25.00$25.003/19/2010 10:07:27 AM
dudebrah$25.00$25.003/19/2010 12:14:26 PM
carrinel$100.00$100.003/19/2010 3:05:45 PM
35 bids
 
Borrower Payment Dependent Notes Series 450239
This series of Notes was issued and sold upon the funding of the borrower loan #41367, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-12-2010 
  Auction end date:  Mar-19-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $143.60
Final lender yield: 22.99% Final borrower rate/APR: 23.99% / 26.28% Final monthly payment: $137.30
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.56%  
Lender servicing fee: 1.00% Estimated return: 12.43%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2005 Debt/Income ratio: 28%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 5 / 5Length of status:3y 10m
Credit score: 640-659 (Mar-2010) Total credit lines: 9 Occupation: Religious
Now delinquent: 0 Revolving credit balance: $2,472Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 82%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: hard-working-bid Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to be 100% Debt Free!!!
Purpose of loan:
This loan will be used to? Pay off my small balances on a Compass Line of Credit (not shown in the credit score figure), Capital One Credit card, and Chase Credit Card.

My financial situation:
I am a good candidate for this loan because?My wife and I are on the Dave Ramsey Plan, we are very thrifty, and we desire to reach Baby Step 3 soon so we can purchase our home. We are at Baby Step 2. We thought that this might accelerate the efforts of becoming Debt free sooner. We want to build a strong foundation of financial freedom for our family

Monthly net income: $$2700

Monthly expenses: $2700
??Housing: $550
??Insurance: $429
??Car expenses: $420
??Utilities: $285
??Phone, cable, internet: $100
??Food, entertainment: $350
??Clothing, household expenses $50
??Credit cards and other loans: $370
??Other expenses: $146
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
mercuriant$25.00$25.003/12/2010 4:24:53 PM
shrewd-peace7$25.00$25.003/12/2010 11:01:46 PM
grotheik$50.00$50.003/13/2010 10:52:55 AM
Jim33$25.00$25.003/13/2010 1:52:57 PM
anarchy1985$25.00$25.003/13/2010 2:29:00 PM
order-bee1$50.00$50.003/13/2010 3:39:58 PM
MarcusOcean$50.00$50.003/13/2010 8:52:35 PM
GoinFishin$60.05$60.053/13/2010 9:09:21 PM
afterhours$25.00$25.003/14/2010 7:50:19 PM
Chesterite$365.00$365.003/15/2010 9:30:10 AM
lender12345$25.00$25.003/15/2010 6:03:23 PM
THEREALESTATEGUY$25.40$25.403/17/2010 2:29:31 PM
Your_Bank$25.00$25.003/17/2010 6:29:52 PM
cold1$25.00$25.003/17/2010 9:30:16 PM
isfahanian$30.00$30.003/17/2010 10:43:53 PM
Bank-Of-David$73.32$73.323/18/2010 8:26:40 AM
twtb19$25.00$25.003/18/2010 12:39:07 PM
charitycoon$25.00$25.003/18/2010 2:01:56 PM
beans53$25.00$25.003/18/2010 2:54:43 PM
GyJAV_BNCCo$25.00$25.003/18/2010 9:28:06 PM
vigilance-searcher$25.00$25.003/19/2010 12:50:49 AM
JnJinvestments$25.00$25.003/19/2010 1:35:00 AM
billybragg$25.00$25.003/19/2010 12:20:30 AM
shrewd-income$25.00$25.003/18/2010 10:10:36 PM
taetrade$25.00$25.003/19/2010 7:27:12 AM
JauaFlash$25.00$25.003/19/2010 10:10:09 AM
exchange-cowbell5$25.00$25.003/19/2010 10:14:56 AM
Your_Bank$32.49$32.493/19/2010 10:27:02 AM
Leshan$25.00$25.003/19/2010 12:32:56 PM
OGS_Capital$25.00$25.003/19/2010 1:03:42 PM
exuberant-loot$75.00$75.003/19/2010 1:42:32 PM
carrinel$76.70$76.703/19/2010 3:07:42 PM
helynn43$25.00$25.003/19/2010 3:34:24 PM
trade-elm$25.00$25.003/19/2010 3:47:43 PM
jckpar$100.00$100.003/19/2010 3:50:14 PM
Caerus$100.00$100.003/13/2010 3:18:50 PM
foothillender$25.00$25.003/14/2010 6:14:51 AM
West_End_Local$25.00$25.003/13/2010 6:44:41 PM
Nash2065$25.00$25.003/14/2010 8:18:55 AM
tsquared_030$75.00$75.003/14/2010 1:16:58 PM
felicity-daydream$50.00$50.003/14/2010 11:58:53 AM
DannyPhantom$25.00$25.003/14/2010 9:40:08 PM
finance-solo$25.00$25.003/15/2010 9:34:39 AM
sjo1984111$50.00$50.003/15/2010 10:40:01 AM
mommaroeroe$25.00$25.003/15/2010 6:14:31 PM
Havnfun$25.00$25.003/15/2010 8:03:12 PM
zmaurides$25.00$25.003/15/2010 10:37:09 PM
Bocephus1959$50.00$50.003/16/2010 3:37:34 PM
mohara25$25.45$25.453/16/2010 6:34:03 PM
CASSHMAN$50.00$50.003/16/2010 8:03:55 PM
CarlosCespedes$25.00$25.003/16/2010 9:25:48 PM
indomart$50.00$50.003/16/2010 10:41:03 PM
hglrfdom$25.00$25.003/16/2010 11:57:11 PM
movistar$25.00$25.003/17/2010 6:18:41 AM
wizard750$45.00$45.003/17/2010 12:33:20 PM
Srich$100.00$100.003/17/2010 6:26:12 PM
integrity-doctor$50.00$50.003/17/2010 7:52:07 PM
r1w$25.00$25.003/17/2010 9:39:44 PM
Katherine12$25.00$25.003/17/2010 10:29:34 PM
Sparchange$25.91$25.913/17/2010 10:36:22 PM
usbank$25.00$25.003/18/2010 8:21:38 AM
fairgirl$25.00$25.003/18/2010 6:54:34 AM
interest-friendship$63.00$63.003/18/2010 11:16:44 AM
FinanceEngine$25.00$25.003/18/2010 3:01:05 PM
meggo33$25.00$25.003/18/2010 5:12:36 PM
Zagit$53.19$53.193/18/2010 5:59:29 PM
new-shiny-cash$25.00$25.003/19/2010 6:51:59 AM
bitano$25.00$25.003/19/2010 7:41:49 AM
realtormoises$25.00$25.003/19/2010 9:38:21 AM
jhjoe$25.00$25.003/19/2010 10:40:58 AM
green-market-umbrella$29.51$29.513/19/2010 10:48:22 AM
investment-seeker7$25.00$25.003/19/2010 12:16:57 PM
PotBellyPete$25.00$25.003/19/2010 12:39:13 PM
dudebrah$25.00$25.003/19/2010 12:56:31 PM
market-atlantis$25.00$25.003/19/2010 12:49:40 PM
oreyedoc$25.00$25.003/19/2010 1:30:53 PM
fireferd$41.56$41.563/19/2010 1:57:22 PM
nilonc1$350.00$103.423/19/2010 3:19:59 PM
ultimate-peace$200.00$200.003/19/2010 2:42:32 PM
autumn_leaves$25.00$25.003/19/2010 3:24:46 PM
shrewd-income$100.00$100.003/19/2010 3:48:05 PM
81 bids
 
Borrower Payment Dependent Notes Series 450383
This series of Notes was issued and sold upon the funding of the borrower loan #41324, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,050.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-15-2010 
  Auction end date:  Mar-19-2010 
 
Starting lender yield: 27.37% Starting borrower rate/APR: 28.37% / 30.72% Starting monthly payment: $85.21
Final lender yield: 26.00% Final borrower rate/APR: 27.00% / 29.33% Final monthly payment: $83.69
 
Auction yield range: 11.04% - 27.37% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.35%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2000 Debt/Income ratio: 48%
Basic (1-10): 7 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 12 / 11Length of status:2y 8m
Credit score: 680-699 (Mar-2010) Total credit lines: 20 Occupation: Other
Now delinquent: 0 Revolving credit balance: $8,023Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 44%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: skau Borrower's state: NewJersey Borrower's group: Debt Consolidators
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 5 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,500.00< mo. late: 0 ( 0% )  
660-679 (Aug-2009)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 5  
Description
To pay medical bills
Purpose of loan:
This loan will be used to pay medical bills.

My financial situation:
I am a good candidate for this loan because I have a steady Job and I am paying all my bills in time. I borrowed from prosper in September 2009 and paid off that loan in February. This loan will be used for medical bills.

Monthly net income: $ 1750/- (approx)

Monthly expenses: $
??Housing: $ 0 (Paid by husband)
??Insurance: $ 61
??Car expenses: $ 276
??Utilities: $ 50
??Phone, cable, internet: $ 53
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 582
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loyalist1$25.00$25.003/15/2010 4:48:50 PM
Bob450$25.00$25.003/15/2010 8:09:33 PM
DasMula$100.00$100.003/15/2010 6:38:34 PM
USMP$100.00$100.003/17/2010 7:42:22 AM
brondero$35.00$35.003/18/2010 8:13:18 AM
SignatureCapital$25.00$25.003/18/2010 3:28:15 PM
scarlet-velvet$25.00$25.003/18/2010 6:13:19 PM
lucrative-loan$120.99$120.993/19/2010 12:03:42 AM
new-peso-concerto$25.00$25.003/19/2010 6:37:17 AM
Personal-Bond$50.00$50.003/19/2010 3:22:19 PM
srthsvghdthtr$25.00$25.003/19/2010 3:22:27 PM
cerbear9$25.00$25.003/19/2010 5:00:13 PM
reflective-rupee$25.00$25.003/19/2010 7:56:43 PM
Onlyhappycustomers$25.00$25.003/15/2010 5:42:02 PM
Unitas4302$150.00$150.003/16/2010 5:22:36 AM
foothillender$25.00$25.003/16/2010 9:04:15 AM
ssb$1,015.00$1,015.003/17/2010 7:41:27 AM
WeshaTheLeopard$25.00$25.003/17/2010 11:51:11 AM
SolarMoonshine$25.00$25.003/17/2010 5:52:24 PM
investmentgroup$25.00$25.003/17/2010 6:47:51 PM
JustMee$25.00$25.003/18/2010 6:09:29 AM
Peterman$25.00$12.263/18/2010 10:52:39 AM
reflective-rupee$25.00$25.003/18/2010 7:25:44 PM
Mark-M$25.00$25.003/18/2010 9:12:40 PM
crdcteng$25.00$25.003/19/2010 12:11:29 PM
Madmigel$41.75$41.753/19/2010 5:35:41 PM
26 bids
 
Borrower Payment Dependent Notes Series 450623
This series of Notes was issued and sold upon the funding of the borrower loan #41345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-19-2010 
 
Starting lender yield: 9.02% Starting borrower rate/APR: 10.02% / 12.13% Starting monthly payment: $129.11
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $127.57
 
Auction yield range: 4.04% - 9.02% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2004 Debt/Income ratio: 18%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 6Length of status:0y 2m
Credit score: 700-719 (Mar-2010) Total credit lines: 16 Occupation: Other
Now delinquent: 0 Revolving credit balance: $10,877Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 52%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: pleasant-payment3 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
College Grad - Paying off Debt
Purpose of loan: Unfortunately, during the last few years of college I have accumulated some credit card debt.? This loan will be used to pay off this in a structured manner.? I feel like this debt is more a product of the situation I was in, and not how I manage my finances.? I have never missed or had a late payment.?

Monthly net income: $2000 - ?Will increased to $4000 on May 17 (Currently only receiving 50% of salary as I only work half-time while I finish my last semester)

Current Monthly Expenses: Rent - $400, Utilities - $80, Phone - $50, Insurance - $120, Credit Card Payments - $125 ($775 Total)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$50.00$50.003/17/2010 10:00:55 AM
Clambake$50.00$50.003/17/2010 10:17:56 AM
mg6619$25.00$25.003/17/2010 10:20:04 AM
torion$25.00$25.003/17/2010 10:18:09 AM
Microfinancer$25.00$25.003/17/2010 10:14:08 AM
asset-professor$100.00$100.003/17/2010 10:14:18 AM
lendersf$95.00$95.003/17/2010 10:20:22 AM
inspired-contract9$25.00$25.003/17/2010 10:21:31 AM
macjp123$25.00$25.003/17/2010 10:17:28 AM
personal-lender$25.00$25.003/17/2010 10:19:28 AM
bigballer105$50.00$50.003/17/2010 10:23:45 AM
integrity-doctor$50.00$50.003/17/2010 10:26:51 AM
figs4u2$100.00$100.003/17/2010 10:27:28 AM
restless-currency$25.00$25.003/17/2010 10:27:41 AM
lender987654321$25.00$25.003/17/2010 10:29:25 AM
important-ore$100.00$100.003/17/2010 10:30:54 AM
AFairDeal$25.00$25.003/17/2010 10:24:20 AM
tenacious-compassion9$25.00$25.003/17/2010 10:26:23 AM
satisfying-durability$25.00$25.003/17/2010 10:27:31 AM
js60l$25.00$25.003/17/2010 10:36:50 AM
a-social-nebula$25.00$25.003/17/2010 10:33:24 AM
useful-currency$25.00$25.003/17/2010 10:34:12 AM
TakeCare$50.00$50.003/17/2010 10:44:23 AM
otter$25.00$25.003/17/2010 10:54:46 AM
unforgettable-order9$100.00$100.003/17/2010 10:37:49 AM
rate-gravity$100.00$100.003/17/2010 10:44:52 AM
wampum-chorus3$25.00$25.003/17/2010 11:42:54 AM
Patter256$25.00$25.003/17/2010 10:54:37 AM
bigdogsafety1$25.00$25.003/17/2010 2:02:35 PM
rapid-credit428$25.00$25.003/17/2010 2:52:33 PM
ddog0224$25.00$25.003/17/2010 2:14:11 PM
siesta100$25.00$25.003/17/2010 3:47:55 PM
esabzb$25.00$25.003/17/2010 5:22:24 PM
BaxterSandy$25.00$25.003/17/2010 7:04:51 PM
thestartuplender$35.00$35.003/17/2010 9:22:43 PM
red-trade-cologne$25.00$25.003/17/2010 11:38:48 PM
marilyn7$25.00$25.003/18/2010 8:12:30 AM
highcountry1$25.00$25.003/18/2010 3:34:30 AM
kchen486$25.00$25.003/18/2010 6:22:17 AM
baseballfan111$25.00$25.003/18/2010 8:52:29 AM
contract-lotus$25.00$25.003/18/2010 9:32:53 AM
sumac5$150.00$150.003/18/2010 9:33:12 AM
payogie$25.00$25.003/18/2010 9:32:31 AM
mathprof$25.00$25.003/18/2010 1:49:09 PM
Cheburashka$30.00$30.003/18/2010 12:35:27 PM
buckyhead2000$25.00$25.003/18/2010 12:46:04 PM
nhm$50.00$50.003/18/2010 12:53:09 PM
kulender$25.00$25.003/18/2010 2:34:18 PM
contract-festival7$25.00$25.003/18/2010 2:41:04 PM
radforj22$25.00$25.003/18/2010 2:34:09 PM
fiddlerzvi$25.00$25.003/18/2010 5:02:48 PM
RandyL3$33.00$33.003/18/2010 6:13:42 PM
the-profit-oracle$25.00$25.003/18/2010 4:56:47 PM
aasx1108$25.00$25.003/18/2010 6:38:03 PM
MissionMicroFinance$25.00$25.003/18/2010 8:27:32 PM
studious-bonus7$50.00$38.063/19/2010 5:11:24 AM
skuba$50.00$50.003/17/2010 10:14:32 AM
flexible-value$31.00$31.003/17/2010 10:17:13 AM
bonus-adventure3$25.00$25.003/17/2010 10:19:52 AM
Avala$50.00$50.003/17/2010 10:18:36 AM
credit-force5$25.00$25.003/17/2010 10:18:55 AM
fightinjoe$25.00$25.003/17/2010 10:14:42 AM
delicious-social132$40.00$40.003/17/2010 10:16:53 AM
nletunic$25.00$25.003/17/2010 10:27:14 AM
sharp-bill2$40.00$40.003/17/2010 10:21:03 AM
AF-Chief$28.00$28.003/17/2010 10:29:04 AM
scrappy-bonus2$30.00$30.003/17/2010 10:29:41 AM
ray1051$25.00$25.003/17/2010 10:33:41 AM
community-pipeline8$50.00$50.003/17/2010 10:30:08 AM
justice-dna$35.00$35.003/17/2010 10:34:02 AM
successful-euro$75.00$75.003/17/2010 10:25:53 AM
klinebarger$25.00$25.003/17/2010 10:33:11 AM
Streetfighter$50.00$50.003/17/2010 10:36:32 AM
happy-asset$25.00$25.003/17/2010 10:37:37 AM
cingular$25.00$25.003/17/2010 10:32:25 AM
jwood3030$25.00$25.003/17/2010 10:43:34 AM
GElender$50.00$50.003/17/2010 10:38:52 AM
loan-warrior$25.00$25.003/17/2010 10:45:05 AM
fcukciti$50.00$50.003/17/2010 10:43:44 AM
tylerfd$25.00$25.003/17/2010 11:12:12 AM
chestnut4$25.00$25.003/17/2010 10:44:36 AM
BankofBen$25.00$25.003/17/2010 10:58:13 AM
HedgeFund$40.00$40.003/17/2010 11:12:41 AM
MarinLoans$25.00$25.003/17/2010 11:25:50 AM
market-solstice2$25.00$25.003/17/2010 2:12:49 PM
the-bright-velocity$25.00$25.003/17/2010 12:26:11 PM
courteous-fund9$25.00$25.003/17/2010 5:19:16 PM
reflective-deal8$50.00$50.003/17/2010 6:42:52 PM
mlopez2007$25.00$25.003/17/2010 6:43:06 PM
dontscrewmeover1$50.00$50.003/17/2010 6:52:14 PM
noble-vigilance9$25.00$25.003/17/2010 8:28:11 PM
hampa$25.00$25.003/17/2010 7:17:57 PM
Kaj$25.00$25.003/17/2010 11:38:59 PM
HHP$25.00$25.003/18/2010 8:44:37 AM
Loanliness$50.00$50.003/18/2010 8:12:21 AM
desertoasis$50.00$50.003/18/2010 10:07:41 AM
KandKLegacyInvestments$25.00$25.003/18/2010 12:18:34 PM
Pickmar$25.00$25.003/18/2010 12:23:49 PM
supreme-hope$25.00$25.003/18/2010 11:34:38 AM
bchen78875$25.00$25.003/18/2010 1:25:36 PM
jeffpac$55.00$55.003/18/2010 2:34:21 PM
meenan$25.00$25.003/18/2010 3:04:56 PM
dollar-birdie$50.00$50.003/18/2010 2:34:16 PM
Ivan2007$25.00$25.003/18/2010 1:43:42 PM
Sam65$25.00$25.003/18/2010 3:52:20 PM
lean-velocity$25.00$25.003/18/2010 2:34:17 PM
alpinaut$25.00$25.003/18/2010 3:52:15 PM
kanakakm$50.00$50.003/18/2010 6:03:14 PM
Castellan$25.00$25.003/18/2010 7:22:19 PM
skvat$25.00$25.003/18/2010 7:58:34 PM
anton$44.94$44.943/18/2010 10:17:19 PM
111 bids
 
Borrower Payment Dependent Notes Series 450785
This series of Notes was issued and sold upon the funding of the borrower loan #41419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $226.18
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $204.80
 
Auction yield range: 11.04% - 34.00% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1989 Debt/Income ratio: Not calculated
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 3Length of status:0y 5m
Credit score: 700-719 (Feb-2010) Total credit lines: 10 Occupation: Other
Now delinquent: 0 Revolving credit balance: $5,832Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 56%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: kind-proper-repayment Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Consolidation- I'm Not HR
I would like to consolidate my credit and make one payment rather than multiple. I am very strong candidate because I have solid credit, a track history of timely payments, low overhead, finical discipline, mature spending habits, and a focus on making the payments of this loan a monthly priority. I have Tax returns that show a average combined income of $120,000.00 + for 2008, and 2009. My targeted income that I have in my new position has me earning $150,000 in 2010. I plan on not just to be borrower on Prosper but an investor as well in the next 6 months. Additionally what is weighting my credit score down from the high 700's and low 800's is the amount open credit lines vs. active credit. I'm in the process of correcting these errors. But as we know this takes some time.

Monthly Net Income- $6,5000.00 Salary and Commission's
Monthly Expenses-$1,850.00
Insurance Expenses$150.00
Phone / Cable-$100.00
Utilities-$80.00
Monthly Household Expenses-$500.00
Other Loans-$200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
successful-euro$30.00$30.003/17/2010 10:03:40 AM
social-conductor4$25.00$25.003/17/2010 10:06:09 AM
nletunic$25.00$25.003/17/2010 10:09:14 AM
hope-equation$50.00$50.003/17/2010 10:10:58 AM
personal-lender$25.00$25.003/17/2010 10:11:30 AM
chicagoman$25.00$25.003/17/2010 10:12:54 AM
oldmora$25.00$25.003/17/2010 10:06:30 AM
asset-professor$35.00$35.003/17/2010 10:15:45 AM
red-favorable-basis$25.00$25.003/17/2010 10:16:29 AM
autonomous-truth$40.00$40.003/17/2010 10:10:15 AM
nourishing-interest0$25.00$25.003/17/2010 10:11:09 AM
Zolton$200.00$200.003/17/2010 10:11:49 AM
nrowland$25.00$25.003/17/2010 10:15:04 AM
rhin0cerx$50.00$50.003/17/2010 10:15:15 AM
natural-greenback6$25.00$25.003/17/2010 10:15:34 AM
RMB-Investments$25.00$25.003/17/2010 10:22:17 AM
greenwell$25.00$25.003/17/2010 10:15:59 AM
skuba$25.00$25.003/17/2010 10:16:03 AM
AFairDeal$25.00$25.003/17/2010 10:24:29 AM
Speculator$100.00$100.003/17/2010 10:24:34 AM
cashonhand$25.00$25.003/17/2010 10:22:05 AM
Shepherd7$25.00$25.003/17/2010 10:22:43 AM
irrelevant$25.00$25.003/17/2010 10:23:01 AM
tremendous-integrity$25.00$25.003/17/2010 10:23:04 AM
inspiring-reward$150.00$150.003/17/2010 10:28:24 AM
joee$25.00$25.003/17/2010 10:26:35 AM
magnolia161$25.00$25.003/17/2010 10:22:21 AM
murtaza$25.00$25.003/17/2010 10:23:18 AM
desertoasis$25.00$25.003/17/2010 10:28:08 AM
lovelongandprosper$50.00$50.003/17/2010 10:23:30 AM
Diamond_Jim$25.00$25.003/17/2010 10:31:41 AM
heatherwood$50.00$50.003/17/2010 10:30:16 AM
aasx1108$25.00$25.003/17/2010 10:34:31 AM
balance-hercules$100.00$100.003/17/2010 10:35:23 AM
burrito6$25.00$25.003/17/2010 10:31:16 AM
georgethesir$25.00$25.003/17/2010 10:31:19 AM
deal-hickory5$25.00$25.003/17/2010 10:31:30 AM
asiaratt$100.00$100.003/17/2010 10:36:02 AM
life-is-great$25.00$25.003/17/2010 10:31:53 AM
ok$25.00$25.003/17/2010 10:32:56 AM
suomynona$25.00$25.003/17/2010 10:37:23 AM
GElender$25.00$25.003/17/2010 10:28:46 AM
MylesNH$25.00$25.003/17/2010 10:40:16 AM
ah-long$25.00$25.003/17/2010 10:30:35 AM
KrazyCelticKid$50.00$50.003/17/2010 10:40:33 AM
uprising35$50.00$50.003/17/2010 10:31:10 AM
thrifty-funds1$25.00$25.003/17/2010 10:39:01 AM
integrity-broker$25.00$25.003/17/2010 10:39:43 AM
rks125$25.00$25.003/17/2010 10:34:53 AM
wise-courageous-social$25.00$25.003/17/2010 10:35:07 AM
raisingophelia$25.00$25.003/17/2010 10:40:31 AM
mvalley$25.00$25.003/17/2010 10:35:19 AM
Streetfighter$25.00$25.003/17/2010 10:36:20 AM
helping-out$30.00$30.003/17/2010 10:36:54 AM
BankME$25.00$25.003/17/2010 10:39:12 AM
purdue98$25.00$25.003/17/2010 10:39:29 AM
randsenterprise$25.00$25.003/17/2010 10:40:47 AM
Peterman$25.00$25.003/17/2010 12:23:54 PM
reflective-rupee$150.00$150.003/17/2010 4:33:39 PM
payout-comet$25.00$25.003/17/2010 8:40:37 PM
enchanted-note$50.00$50.003/18/2010 12:36:24 PM
szetheli$155.00$155.003/19/2010 7:41:17 AM
webfeet$25.00$25.003/19/2010 9:14:45 AM
InChicago$25.00$25.003/17/2010 10:02:34 AM
iGeoff$25.00$25.003/17/2010 10:02:50 AM
AF-Chief$28.00$28.003/17/2010 10:03:15 AM
Kaj$25.00$25.003/17/2010 10:06:28 AM
secobarbital$25.00$25.003/17/2010 10:10:43 AM
Cai8899$30.00$30.003/17/2010 10:10:46 AM
orange-courageous-dedication$30.00$30.003/17/2010 10:11:38 AM
SBT$50.00$50.003/17/2010 10:14:51 AM
ukstevenhawaii$50.00$50.003/17/2010 10:13:12 AM
greatwhiteninja$25.00$25.003/17/2010 10:15:38 AM
deegeeman$50.00$50.003/17/2010 10:16:10 AM
elevated-platinum5$25.00$25.003/17/2010 10:12:04 AM
AF_Trust$25.00$25.003/17/2010 10:12:26 AM
honorable-yield$35.00$35.003/17/2010 10:12:34 AM
CarDealer3070$30.00$30.003/17/2010 10:12:42 AM
Purposeful$25.00$25.003/17/2010 10:12:46 AM
sympathetic-asset$25.00$25.003/17/2010 10:13:04 AM
listing-trapper3$50.00$50.003/17/2010 10:16:16 AM
Rattlehead$25.00$25.003/17/2010 10:16:33 AM
aggresive-nickel2$25.00$25.003/17/2010 10:23:28 AM
currency-oak$25.00$25.003/17/2010 10:27:51 AM
shiny-dollar9$25.00$25.003/17/2010 10:31:45 AM
intelligent-yield$25.00$25.003/17/2010 10:31:59 AM
important-ore$50.00$50.003/17/2010 10:32:51 AM
leodaguy$25.00$25.003/17/2010 10:31:08 AM
bountiful-bazaar$25.00$25.003/17/2010 10:35:36 AM
theprince$25.00$25.003/17/2010 10:35:51 AM
merriewold$25.00$25.003/17/2010 10:36:43 AM
Helenska11$25.00$25.003/17/2010 10:37:01 AM
unforgettable-order9$25.00$25.003/17/2010 10:38:08 AM
kmfreymi$25.00$25.003/17/2010 10:38:25 AM
hopethisworks$25.00$25.003/17/2010 10:29:14 AM
fattygordon$25.00$25.003/17/2010 10:39:08 AM
exact-loan5$30.00$30.003/17/2010 10:39:17 AM
delicious-social132$25.00$25.003/17/2010 10:39:32 AM
integrity-doctor$50.00$50.003/17/2010 10:40:18 AM
oaktown23$50.00$50.003/17/2010 10:40:32 AM
Jonb6919$25.00$23.263/17/2010 10:40:51 AM
intrepid-transaction5$25.00$25.003/17/2010 10:36:17 AM
rooosta$25.00$25.003/17/2010 10:31:21 AM
brother_tam$50.00$50.003/17/2010 10:31:33 AM
Supernick$25.00$25.003/17/2010 10:31:55 AM
martinnc$25.00$25.003/17/2010 10:32:02 AM
nerdfactor$25.00$25.003/17/2010 10:32:14 AM
Interstate_Rate$25.00$25.003/17/2010 10:39:24 AM
papaloha$50.00$50.003/17/2010 10:39:40 AM
sharpchicago$25.00$25.003/17/2010 10:40:07 AM
trustu$25.00$25.003/17/2010 10:40:29 AM
kmr2$200.00$200.003/17/2010 10:37:06 AM
LuvToLend$25.00$25.003/17/2010 10:39:13 AM
parsec9$25.00$25.003/17/2010 10:39:21 AM
likeable-value$25.00$25.003/17/2010 10:40:14 AM
PaulHenry$25.00$25.003/17/2010 10:40:26 AM
BlindJoeDeath$25.00$25.003/17/2010 10:40:40 AM
charming-point$300.00$300.003/17/2010 1:28:45 PM
reflective-rupee$150.00$150.003/17/2010 1:53:17 PM
interstellar$28.74$28.743/17/2010 12:57:41 PM
reflective-rupee$50.00$50.003/17/2010 2:25:00 PM
SolarMoonshine$25.00$25.003/17/2010 5:42:11 PM
Bob450$25.00$25.003/17/2010 8:16:24 PM
SignatureCapital$25.00$25.003/18/2010 3:30:16 PM
psycardis$50.00$50.003/18/2010 11:13:43 PM
125 bids
 
Borrower Payment Dependent Notes Series 448656
This series of Notes was issued and sold upon the funding of the borrower loan #41318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-04-2010 
  Auction end date:  Mar-11-2010 
 
Starting lender yield: 30.23% Starting borrower rate/APR: 31.23% / 33.63% Starting monthly payment: $323.46
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $307.20
 
Auction yield range: 11.04% - 30.23% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1980 Debt/Income ratio: 19%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 16 / 16Length of status:22y 7m
Credit score: 680-699 (Feb-2010) Total credit lines: 47 Occupation: Civil Service
Now delinquent: 0 Revolving credit balance: $18,285Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 92%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: funds-laser Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Selling House need loan for Repairs
Purpose of loan:
This loan will be used to pay a general contractor for repairs needed before I put my home up for sale.The contractor does not take credit cards and I am looking for a one payment a month option.The repairs that need to be completed are $2500 for an upgraded fuse panel, painting inside and out $4000, and plumbing $1000.I am being relocated and need to get the repairs completed as soon as possible.

My financial situation:
I am a good candidate for this loan because I have a steady job with the?Federal Government?and will not?have any problem in making this one time monthly payment.

Monthly net income: $ 11500

Monthly expenses: $
??Housing: $?3500
??Insurance: $ 400
??Car expenses: $ 400
??Utilities: $ 200
??Phone, cable, internet: $ 30
??Food, entertainment: $ 500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1500
??Other expenses: $ 200


My financial situation:
I am a good candidate for this loan because I have a steady job with the?Federal Government?and will not?have any problem in making this one time monthly payment.

Monthly net income: $ 11500

Monthly expenses: $
??Housing: $?3500
??Insurance: $ 400
??Car expenses: $ 400
??Utilities: $ 200
??Phone, cable, internet: $ 30
??Food, entertainment: $ 500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1500
??Other expenses: $ 200


My financial situation:
I am a good candidate for this loan because I have a steady job with the?Federal Government?and will not?have any problem in making this one time monthly payment.

Monthly net income: $ 11500

Monthly expenses: $
??Housing: $?3500
??Insurance: $ 400
??Car expenses: $ 400
??Utilities: $ 200
??Phone, cable, internet: $ 30
??Food, entertainment: $ 500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1500
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
rosario1$25.00$25.003/4/2010 4:01:35 PM
NoMoreDebt4Me$50.00$50.003/4/2010 4:01:46 PM
supreme-hope$25.00$25.003/4/2010 4:02:00 PM
gustavzantanon$46.91$46.913/4/2010 4:02:05 PM
AF-Chief$28.00$28.003/4/2010 4:03:02 PM
charming-dime$25.00$25.003/4/2010 4:03:37 PM
SBT$25.00$25.003/4/2010 4:03:46 PM
matt_2006$25.00$25.003/4/2010 4:03:57 PM
radforj22$25.00$25.003/4/2010 4:04:02 PM
money-vista$25.00$25.003/4/2010 4:04:05 PM
beezling$52.00$52.003/4/2010 4:04:25 PM
KevinC_63366$25.00$25.003/4/2010 4:05:40 PM
Buffer10$100.00$100.003/4/2010 4:06:28 PM
FeedTheMachine$200.00$200.003/4/2010 4:07:10 PM
munoz44$25.00$25.003/4/2010 4:07:36 PM
dough-bear$37.60$37.603/4/2010 4:08:55 PM
CPAMAN$25.00$25.003/4/2010 4:09:47 PM
mdf$50.00$50.003/4/2010 4:09:53 PM
friendly-worth3$25.00$25.003/4/2010 4:10:29 PM
KrazyCelticKid$50.00$50.003/4/2010 4:10:36 PM
life-is-great$25.00$25.003/4/2010 4:10:49 PM
BlindJoeDeath$25.00$25.003/4/2010 4:11:04 PM
flexible-value$25.00$25.003/4/2010 4:11:13 PM
Shepherd7$25.00$25.003/4/2010 4:11:30 PM
Helenska11$25.00$25.003/4/2010 4:12:05 PM
WBB21$25.00$25.003/4/2010 4:12:47 PM
blooming-dedication$50.00$50.003/4/2010 4:13:01 PM
626457$25.00$25.003/4/2010 4:01:50 PM
PatRichi$25.00$25.003/4/2010 4:02:07 PM
anton$150.00$150.003/4/2010 4:02:22 PM
oldmora$25.00$25.003/4/2010 4:03:00 PM
zjm411$25.00$25.003/4/2010 4:03:15 PM
direct-yield$25.00$25.003/4/2010 4:04:01 PM
Cre8iveCash$25.00$25.003/4/2010 4:04:08 PM
rvfbroker$25.00$25.003/4/2010 4:04:34 PM
mercuriant$25.00$25.003/4/2010 4:17:58 PM
simplewareinc$50.00$50.003/4/2010 4:05:37 PM
kc8fot$25.00$25.003/4/2010 4:05:44 PM
moola-man$25.00$25.003/4/2010 4:06:50 PM
whynormal$25.00$25.003/4/2010 4:06:53 PM
Sateesh$100.00$100.003/4/2010 4:07:07 PM
bountiful-bazaar$25.00$25.003/4/2010 4:07:47 PM
flipnsf$25.00$25.003/4/2010 4:08:42 PM
helping-out$25.00$25.003/4/2010 4:10:20 PM
greenwell$25.00$25.003/4/2010 4:10:42 PM
Dubbs360$35.94$35.943/4/2010 4:10:53 PM
Diamond_Jim$25.00$25.003/4/2010 4:11:06 PM
delicious-social132$25.00$25.003/4/2010 4:11:32 PM
attractive-rate$25.00$25.003/4/2010 4:11:40 PM
tremendous-integrity$25.00$25.003/4/2010 4:11:49 PM
Phantom99$25.00$25.003/4/2010 4:11:53 PM
cashhelp$25.00$25.003/4/2010 4:32:09 PM
wampum-proton$25.00$25.003/4/2010 4:12:06 PM
steves73$25.00$25.003/4/2010 4:12:20 PM
kindness-percolator5$25.00$25.003/4/2010 4:12:30 PM
hope-equation$50.00$50.003/4/2010 4:12:41 PM
Zolton$200.00$174.773/4/2010 4:13:02 PM
punctual-worth$25.00$25.003/4/2010 4:01:33 PM
Wowzer$25.00$25.003/4/2010 4:02:03 PM
orange-preeminant-bill$100.00$100.003/4/2010 4:02:26 PM
investment-tempo$25.00$25.003/4/2010 4:03:19 PM
w3alter$50.00$50.003/4/2010 4:03:52 PM
rpatusa$25.00$25.003/4/2010 4:04:41 PM
bmarch$25.00$25.003/4/2010 4:05:27 PM
fareast_man$25.00$25.003/4/2010 4:06:20 PM
Fernpatch_autoshop$25.00$25.003/4/2010 4:08:56 PM
noble-revenue$100.00$100.003/4/2010 4:09:20 PM
SpareChangeHero$25.00$25.003/4/2010 4:09:48 PM
zipemdown$25.00$25.003/4/2010 4:10:24 PM
steely_dan34$25.00$25.003/4/2010 4:10:32 PM
skuba$25.00$25.003/4/2010 4:10:45 PM
LuvToLend$25.00$25.003/4/2010 4:10:57 PM
Rattlehead$25.00$25.003/4/2010 4:11:21 PM
papaloha$50.00$50.003/4/2010 4:11:28 PM
circuitfive$25.00$25.003/4/2010 4:12:11 PM
GElender$25.00$25.003/4/2010 4:12:21 PM
Cai8899$30.00$30.003/4/2010 4:12:39 PM
jhouman$25.00$25.003/4/2010 4:12:52 PM
FinDoc$25.00$25.003/4/2010 4:19:12 PM
UCLA4life$25.00$25.003/4/2010 4:20:41 PM
penny-surgeon$25.00$25.003/5/2010 9:03:24 AM
monstersdad$37.51$37.513/5/2010 11:23:05 AM
LT-Loans$25.00$25.003/5/2010 9:38:06 AM
charming-point$300.00$300.003/5/2010 2:35:17 PM
Whipster$25.00$25.003/8/2010 6:24:41 PM
credit-sasquatch3$26.00$26.003/9/2010 10:34:27 AM
RMB-Investments$50.00$50.003/10/2010 12:22:15 PM
the-felicity-supergiant$25.00$25.003/10/2010 1:11:37 PM
JiggaJoeyS$121.62$121.623/10/2010 3:55:23 PM
vest_vortex$25.00$25.003/10/2010 5:03:28 PM
Snoopylover$25.00$25.003/10/2010 6:42:35 PM
srs1325$29.09$29.093/10/2010 5:39:04 PM
investment-cluster$25.00$25.003/10/2010 5:55:45 PM
principal-laser$44.84$44.843/11/2010 4:39:43 AM
truth-trapper$50.00$50.003/10/2010 6:51:43 PM
E-B$50.00$50.003/11/2010 3:14:23 AM
cash-spinner$25.00$25.003/11/2010 5:17:48 AM
unger$50.00$50.003/10/2010 7:49:42 PM
lakejunaluska$25.58$25.583/11/2010 3:35:27 AM
workwithchrisDOTbiz$50.00$50.003/11/2010 5:16:53 AM
WorldlyWorker$25.00$25.003/4/2010 4:01:38 PM
bonFire8$25.00$25.003/4/2010 4:01:59 PM
seisen$100.00$100.003/4/2010 4:02:59 PM
autonomous-truth$25.00$25.003/4/2010 4:03:03 PM
Banker7371$25.00$25.003/4/2010 4:03:27 PM
love_what_you_do$25.00$25.003/4/2010 4:03:56 PM
balanced-balance6$25.00$25.003/4/2010 4:04:36 PM
brutusbone$25.00$25.003/4/2010 4:04:53 PM
p2ploan-lion$25.00$25.003/4/2010 4:05:28 PM
rhin0cerx$50.00$50.003/4/2010 4:05:52 PM
natecam$25.00$25.003/4/2010 4:06:14 PM
brother_tam$50.00$50.003/4/2010 4:06:33 PM
econman1$25.00$25.003/4/2010 4:08:58 PM
whatknows$25.00$25.003/4/2010 4:09:44 PM
ouyangers$25.00$25.003/4/2010 4:09:50 PM
natural-greenback6$25.00$25.003/4/2010 4:10:28 PM
burrito6$25.00$25.003/4/2010 4:10:34 PM
asset-professor$25.00$25.003/4/2010 4:10:40 PM
deal-hickory5$25.00$25.003/4/2010 4:11:00 PM
delivery$25.00$25.003/4/2010 4:11:35 PM
irrelevant$25.00$25.003/4/2010 4:11:37 PM
merriewold$25.00$25.003/4/2010 4:12:13 PM
secobarbital$25.00$25.003/4/2010 4:12:24 PM
theprince$25.00$25.003/4/2010 4:12:27 PM
balance-hercules$100.00$100.003/4/2010 4:12:29 PM
mvalley$25.00$25.003/4/2010 4:12:49 PM
ITExec$100.00$100.003/4/2010 4:01:40 PM
rlgnyc$100.00$100.003/4/2010 4:01:54 PM
treasure-bliss$74.05$74.053/4/2010 4:02:31 PM
desertoasis$50.00$50.003/4/2010 4:03:07 PM
head$25.00$25.003/4/2010 4:03:12 PM
MicroL$25.00$25.003/4/2010 4:03:31 PM
IIP77$25.00$25.003/4/2010 4:04:10 PM
stoopidnoodle$25.00$25.003/4/2010 4:05:17 PM
Hokiemon$25.00$25.003/4/2010 4:05:46 PM
Streetfighter$25.00$25.003/4/2010 4:06:09 PM
dinero-mason$50.00$50.003/4/2010 4:06:23 PM
Artist_Blue$25.00$25.003/4/2010 4:06:56 PM
108lender$75.00$75.003/4/2010 4:07:20 PM
jlr613$25.00$25.003/4/2010 4:07:25 PM
dollar-birdie$25.00$25.003/4/2010 4:08:31 PM
MONEYMATCH$25.00$25.003/4/2010 4:09:18 PM
mg6619$25.00$25.003/4/2010 4:10:37 PM
deegeeman$50.00$50.003/4/2010 4:10:47 PM
listing-trapper3$50.00$50.003/4/2010 4:10:51 PM
red-favorable-basis$25.00$25.003/4/2010 4:11:09 PM
integrity-doctor$50.00$50.003/4/2010 4:11:17 PM
exact-loan5$30.00$30.003/4/2010 4:12:26 PM
BankME$25.00$25.003/4/2010 4:12:31 PM
nourishing-interest0$25.00$25.003/4/2010 4:12:44 PM
social-conductor4$25.00$25.003/4/2010 4:01:29 PM
murlirao2002$25.00$25.003/4/2010 4:01:56 PM
Kaj$25.00$25.003/4/2010 4:02:58 PM
mudaholic$25.00$25.003/4/2010 4:03:20 PM
PaulHenry$25.00$25.003/4/2010 4:03:39 PM
entertaining-greenback2$25.00$25.003/4/2010 4:03:50 PM
nrowland$25.00$25.003/4/2010 4:04:04 PM
johnayan$25.00$25.003/4/2010 4:04:27 PM
elegant-loot$25.00$25.003/4/2010 4:04:31 PM
loanshark4u$25.00$25.003/4/2010 4:05:26 PM
HalfDayz$50.00$50.003/4/2010 4:05:50 PM
eronyc$25.00$25.003/4/2010 4:05:57 PM
decisive-capital$50.00$50.003/4/2010 4:06:41 PM
martinnc$25.00$25.003/4/2010 4:08:34 PM
pfenness$58.07$58.073/4/2010 4:08:57 PM
dollardave$44.99$44.993/4/2010 4:33:28 PM
greatwhiteninja$25.00$25.003/4/2010 4:10:31 PM
supreme-bonus0$25.00$25.003/4/2010 4:11:02 PM
kmr2$200.00$200.003/4/2010 4:11:23 PM
LBOregon$25.00$25.003/4/2010 4:12:07 PM
purdue98$25.00$25.003/4/2010 4:12:15 PM
intrepid-transaction5$25.00$25.003/4/2010 4:12:18 PM
bowdish1$50.00$50.003/4/2010 4:12:37 PM
personal-lender$25.00$25.003/4/2010 4:12:55 PM
orange-courageous-dedication$30.00$30.003/4/2010 4:12:58 PM
Bob450$50.00$50.003/4/2010 8:35:17 PM
tashara$25.00$25.003/7/2010 11:49:36 AM
buffalobills$25.00$25.003/8/2010 7:54:22 AM
wise-courageous-social$25.00$25.003/8/2010 6:24:52 PM
DasMula$25.00$25.003/9/2010 10:15:42 AM
cash-daisy$35.66$35.663/9/2010 11:18:18 AM
wealth-multiplier$25.00$25.003/9/2010 8:12:43 PM
aztec$80.00$80.003/9/2010 10:49:53 PM
lender12345$25.00$25.003/10/2010 6:39:03 PM
worthy-bid4$30.53$30.533/10/2010 6:47:15 PM
LoanerPrincipal$50.00$50.003/10/2010 7:01:28 PM
RMI_Babylon$25.00$25.003/10/2010 8:18:45 PM
studious-responsibility$26.84$26.843/10/2010 10:28:16 PM
tekstyle38$50.00$50.003/11/2010 12:43:29 AM
benefit-flow$25.00$25.003/11/2010 1:23:06 AM
umfan123$25.00$25.003/11/2010 6:32:24 AM
RecoveryLender$25.00$25.003/11/2010 5:34:04 AM
Gaelicman$100.00$100.003/11/2010 6:34:47 AM
193 bids
 
Borrower Payment Dependent Notes Series 448926
This series of Notes was issued and sold upon the funding of the borrower loan #41351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 34.5% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 32.00% Starting borrower rate/APR: 33.00% / 35.42% Starting monthly payment: $176.45
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 33.39% Final monthly payment: $172.00
 
Auction yield range: 17.04% - 32.00% Estimated loss impact: 36.26%  
Lender servicing fee: 1.00% Estimated return: -6.26%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1987 Debt/Income ratio: Not calculated
Basic (1-10): 1 Inquiries last 6m: 5Employment status:Retired
Enhanced (1-5):1 Current / open credit lines: 8 / 8Length of status:1y 5m
Credit score: 600-619 (Feb-2010) Total credit lines: 26Stated income:$50,000-$74,999
Now delinquent: 9 Revolving credit balance: $2,276 
Amount delinquent: $0 Bankcard utilization: 92%  
Public records last 12m / 10y: 0/ 2 Homeownership: No  
Delinquencies in last 7y: 32    
Screen name: PadreFan Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 54 ( 98% ) 600-619 (Latest)
Principal borrowed: $5,500.00< mo. late: 1 ( 2% )  
560-579 (May-2008)
580-599 (Dec-2007)
580-599 (Nov-2007)
580-599 (Nov-2006)
 
Principal balance: $1,359.22 1+ mo. late: 0 ( 0% )
Total payments billed: 55  
Description
3RD Prosper Loan
My name is Tom and I am requesting a?third loan from Prosper.?

????My first Prosper loan (Dec. 2006) was?for $3,000 and was paid off in 35 payments, and never was late nor missed a payment.

????My second and current loan (June 2008)? was for $2,500 at 35% . this was for?an emergency dental procedure. My balance is $1,437.94 again I have never been missed a payment but was 3 days late while on vacation.

???I went through Chapter 13 bankruptcy?about?6 years ago after going through a difficult divorce which explains the deliqunecies. No?DELQ'S since.?

????I would like to borrow $4,000 to payoff the following.
????1) Pay off my 4 low limit but high interest credit cards total $1,724. (needed to re-establish credit) 2) Purchase a $1,500 secured credit card from?my bank.?

????I?retired in Oct. 2008 from? civilian employement.?My retirement is $60,480 gross per year or $4,800 per month net. My main payments are listed below.?
?? $1100??Rent
???$?140? Credit Card
?? $ 180? Utilities
???$ 113? Prosper Loan

????Your assistence will be greatly appreciated. Look forward to a new begining.

????Respectfully

????Tom
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
UCLA4life$25.00$25.003/5/2010 5:07:49 PM
donlenboy$45.08$45.083/8/2010 10:52:38 AM
lucrative-loan$107.53$107.533/9/2010 1:23:24 PM
myutmost$50.00$50.003/9/2010 7:15:08 PM
new-peso-concerto$25.00$25.003/10/2010 6:30:45 AM
Tono$25.00$25.003/10/2010 12:48:38 PM
MelanieSt$50.00$50.003/10/2010 3:02:38 PM
carrinel$76.00$76.003/11/2010 8:51:17 AM
wyogirllender$25.00$25.003/11/2010 9:48:24 AM
rubylender$25.00$25.003/11/2010 1:40:38 PM
leprechaun92$25.00$25.003/11/2010 4:32:27 PM
EngineerUSMC$161.61$161.613/11/2010 5:28:20 PM
cdfmedic$27.56$27.563/11/2010 8:21:35 PM
jameswmooreiii$29.00$29.003/11/2010 7:30:00 PM
investment-daydream$75.00$75.003/11/2010 9:58:15 PM
heritage_loans$28.30$28.303/11/2010 11:35:02 PM
rawsports$50.00$50.003/11/2010 11:43:19 PM
rockwild$29.20$29.203/12/2010 3:00:30 AM
q4golf$29.99$29.993/12/2010 3:37:12 AM
principal-laser$60.00$60.003/12/2010 4:35:15 AM
EEasyMoney$25.00$25.003/11/2010 10:26:56 PM
rbgnr111$25.00$25.003/12/2010 5:28:06 AM
checzwick$25.00$25.003/12/2010 6:11:03 AM
OGS_Capital$25.00$25.003/12/2010 7:37:08 AM
Firescreek$37.50$37.503/12/2010 6:06:15 AM
Lubava$41.24$41.243/12/2010 6:48:57 AM
chroman$50.00$50.003/12/2010 8:42:25 AM
realtormoises$25.00$25.003/12/2010 8:47:16 AM
Mark-M$25.00$25.003/12/2010 9:23:24 AM
bunnybear$33.15$33.153/12/2010 10:42:07 AM
exchange-cowbell5$50.00$50.003/12/2010 11:41:48 AM
RKLFinancial$86.02$86.023/12/2010 11:42:09 AM
Rip128$100.00$100.003/12/2010 11:21:04 AM
tukuks$25.00$25.003/12/2010 12:53:07 PM
unger$50.00$50.003/12/2010 12:58:29 PM
Zipcut$25.00$25.003/12/2010 12:31:40 PM
Bob450$50.00$50.003/12/2010 1:01:53 PM
DasMula$250.00$250.003/5/2010 10:23:50 PM
RainyDayFunds$25.00$25.003/9/2010 5:11:12 PM
lender12345$25.00$25.003/10/2010 6:23:09 PM
DasMula$250.00$250.003/11/2010 7:08:29 AM
seadrg$25.00$25.003/10/2010 9:41:51 PM
dcm6276$25.00$25.003/11/2010 10:06:44 AM
Leshan$100.00$100.003/11/2010 2:12:44 PM
eod_man$125.00$125.003/11/2010 1:06:14 PM
brondero$50.00$50.003/11/2010 3:18:21 PM
Rulea72$128.13$128.133/11/2010 5:36:01 PM
marwadi-62$100.00$100.003/11/2010 6:43:42 PM
Philman$25.00$25.003/11/2010 8:27:44 PM
Tono$25.00$25.003/11/2010 9:49:54 PM
niq4soccer$25.00$25.003/12/2010 4:28:08 AM
economy-popcorn$25.00$25.003/12/2010 5:26:21 AM
SlickNick$25.00$25.003/12/2010 6:03:12 AM
FarmersBank$30.78$29.603/12/2010 6:38:31 AM
Hummer-Guy$25.00$25.003/12/2010 6:47:16 AM
briskdevl07$25.00$25.003/12/2010 6:03:35 AM
Orbason$50.00$50.003/12/2010 6:48:53 AM
ZOOOM$25.00$25.003/12/2010 8:06:13 AM
Drewbacca$26.00$26.003/12/2010 8:31:21 AM
courteous-note1$50.00$50.003/12/2010 8:56:10 AM
genuine-integrity0$100.00$100.003/12/2010 9:06:04 AM
red-favorable-basis$25.00$25.003/12/2010 10:56:21 AM
DenimCapital$250.00$250.003/12/2010 11:35:15 AM
currency-bumblebee$25.00$25.003/12/2010 9:55:56 AM
glroark$100.00$100.003/12/2010 10:44:56 AM
CaliforniaSun$25.00$25.003/12/2010 12:48:38 PM
gold-cluster$200.00$200.003/12/2010 11:45:10 AM
reflective-rupee$25.00$25.003/12/2010 11:48:36 AM
eriqnoodle$25.00$25.003/12/2010 12:45:43 PM
lend42013$25.00$25.003/12/2010 1:01:57 PM
found$74.09$74.093/12/2010 1:08:11 PM
71 bids
 
Borrower Payment Dependent Notes Series 448998
This series of Notes was issued and sold upon the funding of the borrower loan #41333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 21.49% Starting borrower rate/APR: 22.49% / 24.76% Starting monthly payment: $384.44
Final lender yield: 21.48% Final borrower rate/APR: 22.48% / 24.75% Final monthly payment: $384.39
 
Auction yield range: 8.04% - 21.49% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 12.97%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1988 Debt/Income ratio: 30%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 9Length of status:13y 10m
Credit score: 720-739 (Mar-2010) Total credit lines: 38 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $23,665Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 73%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: JTSRDS Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
680-699 (Jun-2008)
 
Principal balance: $2,480.06 1+ mo. late: 0 ( 0% )
Total payments billed: 20  
Description
Getting out of Debt Slavery


Purpose of loan:
This loan will be used to pay off another piece of the debt from my foolish years.? This card is at 29% with payments of $400.? The account is already closed.

My financial situation:
I am a good candidate for this loan because my family and I are practicing the disciplines and beginning to enjoy the fruit of following the lessons of solid financial practices.? We have just over $1,000 in savings and are focusing our extra funds on one of our debts.? Despite the large debt, bankruptcy is not an option.? I have never not paid off a debt completely or been late on paying.? I am a Vice President in the operations in the secruties arm of a large financial institution and am working toward removing myself from the list of people who have bought into the lies of credit cards.??We all know?the credit card banks are not your friends.

Monthly net income: $ 5500 from both wife and me

Monthly expenses: $
??Housing: $ 915 ? Mortgage on our house, in wife's name.
??Insurance: $ 160
??Car expenses: $ 400
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300
??Clothing, household expenses:? $ 120
??Credit cards and other loans: $ 2400 mostly our credit card debt, avg of 16%
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please publish a listing of account BALANCE AND corresponding INTEREST RATE for EACH of your current loans/debt/credit cards. (eg, Amex Card: $1500 @ 29%, Cashcall loan: $5000 @ 69%, etc ...). No need to list any personal information - Thanks! - Been_There_Owed_That
A: Discover 7000 @13% US Bank 5000 @ 0% Chase 10000 @ 29% Chase 5000@ 17% (Mar-09-2010)
Q: In your previous listing in 2008 you implied $29K of debt and the above answer indicates current debt of $27K. However, your budget indicates $2400 per month for debt payments. Is that all accurate? If so, why hasn't your debt gone down more? - CashFlow13
A: I appreciate your diligence, CashFlow13. The discrepancies arise from the debt picture being mine and the payment picture being from my household. We are making $2400 in debt payments on the card debt of my wife and I, both of us carrying debt from previous marriages. We have declared war on unfaithfulness and are committed to not allowing those to go to a bankruptcy, despite the insanity of the actions of the credit card companies. When the insanity rises, we look for avenues like Prosper. (Mar-13-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
silver-mastery$25.00$25.003/8/2010 4:19:21 PM
wphmd$25.00$25.003/8/2010 4:22:49 PM
tntmojave$25.00$25.003/8/2010 5:01:36 PM
reflective-rupee$300.00$300.003/8/2010 4:44:35 PM
JustMee$25.00$25.003/8/2010 5:44:11 PM
webfeet$25.00$25.003/9/2010 6:59:47 AM
Bob450$25.00$25.003/8/2010 9:13:25 PM
credit-puppy924$25.00$25.003/9/2010 2:30:19 PM
Sol_Invictus$25.00$25.003/9/2010 10:26:05 AM
Trakissta$100.00$100.003/9/2010 7:19:24 PM
FinDoc$25.00$25.003/9/2010 7:22:26 PM
Jim33$25.00$25.003/9/2010 8:08:42 PM
ptjg$50.00$50.003/9/2010 11:37:44 PM
well-mannered-income3$50.00$50.003/9/2010 6:45:45 PM
lucrative-loan$25.00$25.003/10/2010 1:02:59 PM
munro$25.00$25.003/10/2010 3:46:49 PM
hgar1$54.00$54.003/10/2010 4:09:36 PM
squarebob$25.00$25.003/10/2010 5:04:25 PM
mtnsofutah$50.00$50.003/10/2010 7:57:43 PM
top-tranquil-justice$75.00$75.003/10/2010 10:36:02 PM
lender12345$25.00$25.003/10/2010 6:45:49 PM
vivacious-p2p3$25.00$25.003/11/2010 3:34:12 PM
thenadamgoes$75.00$75.003/11/2010 5:14:59 PM
KramericaIndustries$25.00$25.003/11/2010 7:55:36 PM
thecommishonline$50.00$50.003/12/2010 7:53:25 AM
rovo$25.00$25.003/12/2010 8:05:21 AM
mickw2000$25.00$25.003/12/2010 8:56:09 AM
Milonguero$100.00$100.003/12/2010 9:48:12 AM
poolshark72$25.00$25.003/12/2010 4:15:32 PM
anton$96.93$96.933/12/2010 4:58:44 PM
Sonihal$65.11$65.113/12/2010 6:48:40 PM
MrMoneyBags$26.93$26.933/13/2010 6:44:16 AM
Peacepower$30.00$30.003/13/2010 7:06:47 AM
CashFlow13$300.00$300.003/13/2010 6:01:12 AM
jitterbugqueen$50.00$50.003/13/2010 9:44:53 AM
sociallender$25.00$25.003/13/2010 9:53:35 AM
debtcollector$50.00$50.003/13/2010 10:28:53 AM
cash-daisy$25.14$25.143/13/2010 10:53:11 AM
Aberdeen$350.00$350.003/13/2010 3:23:58 PM
chocolatecookie$25.00$25.003/13/2010 4:24:52 PM
YoungTaxMan$50.00$50.003/13/2010 5:23:48 PM
katnmouse$30.00$30.003/13/2010 3:36:18 PM
Zagit$50.00$50.003/13/2010 3:44:41 PM
newest-zippy-note$45.00$45.003/13/2010 5:19:06 PM
basikx$100.00$100.003/13/2010 6:06:47 PM
vest_vortex$50.00$50.003/14/2010 10:35:51 AM
durability-colonel$50.00$50.003/13/2010 9:56:58 PM
Whipster$25.00$25.003/14/2010 8:44:58 AM
Heatguy$50.00$50.003/14/2010 10:15:29 AM
Sturgee$25.00$25.003/14/2010 11:56:02 AM
Credit2Prosper$100.00$100.003/14/2010 1:30:27 PM
investment-cluster$25.00$25.003/14/2010 4:39:07 PM
runbix7$25.00$25.003/14/2010 4:51:07 PM
vutah$50.00$50.003/14/2010 5:54:10 PM
Kash2010lu$25.00$25.003/14/2010 8:33:57 PM
morewhatsinstore$25.00$25.003/14/2010 5:32:53 PM
the-silver-blaster$50.00$50.003/14/2010 9:29:01 PM
gothampark$25.00$25.003/14/2010 8:20:46 PM
micloans$25.00$25.003/15/2010 4:33:28 AM
secrets10169$27.00$27.003/15/2010 5:53:52 AM
blooming-kindness$25.00$25.003/15/2010 7:42:15 AM
DasMula$100.00$100.003/15/2010 9:25:52 AM
credit-missile$150.00$150.003/15/2010 8:58:01 AM
rate-hickory$25.00$25.003/15/2010 10:08:19 AM
wealth-pipeline$25.00$25.003/15/2010 9:30:17 AM
Vans1975$54.85$54.853/15/2010 9:58:12 AM
the-felicity-supergiant$25.00$25.003/15/2010 11:29:14 AM
Mindful7$25.00$25.003/15/2010 10:48:06 AM
ksubd$37.88$37.883/15/2010 10:58:55 AM
mg95$50.00$50.003/15/2010 12:56:03 PM
Taho$25.00$25.003/15/2010 1:24:04 PM
reflective-rupee$300.00$300.003/15/2010 11:19:52 AM
mcshew99$50.00$50.003/15/2010 12:42:23 PM
Gobsek$25.00$25.003/15/2010 1:51:58 PM
heerzaquestion$25.00$25.003/15/2010 2:05:44 PM
ultimate-peace$100.00$100.003/15/2010 2:29:21 PM
discrete-community4$25.00$25.003/15/2010 3:01:48 PM
The-CAPS-fan$36.00$36.003/15/2010 3:24:11 PM
empire9$50.00$50.003/15/2010 3:31:06 PM
PotBellyPete$45.00$45.003/15/2010 1:48:43 PM
wwwUniversal$25.00$25.003/15/2010 3:44:21 PM
enthusiastic-point$25.00$25.003/15/2010 3:56:24 PM
exchange-cowbell5$100.00$100.003/15/2010 4:00:57 PM
elegant-loot$25.00$25.003/8/2010 4:42:32 PM
Rogesparkguy$25.00$25.003/8/2010 7:45:37 PM
larug111$100.00$100.003/9/2010 8:46:33 AM
lively-exchange$50.00$50.003/9/2010 9:13:28 AM
foothillender$25.00$25.003/9/2010 7:43:14 AM
Katherine12$25.00$25.003/9/2010 1:57:37 PM
new-peso-concerto$25.00$25.003/10/2010 6:06:40 AM
generous-deal6$35.32$35.323/10/2010 9:20:24 AM
tnjohnso$25.00$25.003/10/2010 10:43:39 AM
well-mannered-income3$50.00$50.003/10/2010 3:55:50 PM
Imaginos1892$100.00$100.003/10/2010 9:01:39 PM
preventivepestcontrol$50.00$50.003/11/2010 9:58:43 AM
trade-goblin9$107.90$107.903/11/2010 5:17:22 PM
Kilolani$50.00$50.003/11/2010 11:49:51 PM
boilermaker63$50.00$50.003/11/2010 11:50:11 PM
eod_man$125.00$125.003/12/2010 3:19:04 PM
JM245$30.06$30.063/12/2010 5:56:21 PM
VAGweilo$50.00$50.003/12/2010 4:57:54 PM
intelligent-yield$25.00$25.003/12/2010 4:59:34 PM
mercuriant$25.00$25.003/13/2010 6:03:34 AM
Galdis$25.00$25.003/12/2010 11:02:07 PM
selector568$25.00$25.003/13/2010 8:17:36 AM
grotheik$60.00$60.003/13/2010 11:04:39 AM
wonder3$25.00$25.003/13/2010 9:46:07 AM
chocolatecookie$25.00$25.003/13/2010 4:22:52 PM
brondero$25.00$25.003/13/2010 5:11:21 PM
credit-missile$25.00$25.003/13/2010 6:40:47 PM
CashFlow13$2,000.00$2,000.003/13/2010 3:23:08 PM
ice518$37.55$37.553/14/2010 7:08:12 AM
JCM_MN$32.00$32.003/13/2010 6:33:08 PM
hamster$31.14$31.143/13/2010 6:34:20 PM
Bank_Of_XL$25.00$25.003/13/2010 11:29:57 PM
radar_love$25.00$25.003/14/2010 11:08:55 AM
unconquerable-cash$30.00$30.003/14/2010 1:35:08 PM
tsquared_030$100.00$100.003/14/2010 12:10:48 PM
us957165$25.00$25.003/14/2010 12:22:47 PM
Flash80$100.00$100.003/14/2010 4:15:55 PM
Bob450$50.00$50.003/14/2010 3:37:43 PM
tomoe$25.00$25.003/14/2010 3:10:25 PM
Flash80$100.00$100.003/14/2010 4:11:07 PM
nalaari$100.00$100.003/14/2010 4:35:08 PM
red-favorable-basis$25.00$25.003/14/2010 8:11:11 PM
1traveler$25.00$25.003/14/2010 9:56:03 PM
zone6$200.00$200.003/14/2010 9:59:16 PM
gristle_mcthornbody$25.00$25.003/14/2010 10:27:44 PM
visionary-deal3$31.51$31.513/15/2010 7:02:01 AM
YoungTaxMan$200.00$200.003/15/2010 7:28:02 AM
113121$1,000.00$428.613/15/2010 9:15:58 AM
OldManP$25.00$25.003/15/2010 9:04:33 AM
credit-missile$50.00$50.003/15/2010 9:06:33 AM
ddh81$38.21$38.213/15/2010 9:07:50 AM
Leshan$60.36$60.363/15/2010 11:42:09 AM
twjh$25.00$25.003/15/2010 12:08:26 PM
kwan$50.00$50.003/15/2010 12:38:25 PM
Leopoldine$26.75$26.753/15/2010 11:46:37 AM
BrighterSuns$26.75$26.753/15/2010 1:18:08 PM
bank-examiner$25.00$25.003/15/2010 2:42:02 PM
crazybill$25.00$25.003/15/2010 2:08:39 PM
FinanceEngine$25.00$25.003/15/2010 2:31:54 PM
AF-Chief$100.00$100.003/15/2010 3:07:23 PM
SkinnyFish$25.00$25.003/15/2010 2:57:28 PM
primed$50.00$50.003/15/2010 3:50:19 PM
145 bids
 
Borrower Payment Dependent Notes Series 449010
This series of Notes was issued and sold upon the funding of the borrower loan #41352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,780.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $397.17
Final lender yield: 12.80% Final borrower rate/APR: 13.80% / 15.96% Final monthly payment: $299.23
 
Auction yield range: 6.04% - 34.00% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.59%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-2003 Debt/Income ratio: 23%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 12 / 9Length of status:6y 0m
Credit score: 720-739 (Mar-2010) Total credit lines: 17 Occupation: Other
Now delinquent: 0 Revolving credit balance: $3,024Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 13%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: BAEVentures Borrower's state: Illinois Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 20 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,699.00< mo. late: 0 ( 0% )  
740-759 (Jul-2009)
720-739 (Apr-2009)
740-759 (Jul-2008)
 
Principal balance: $1,114.24 1+ mo. late: 0 ( 0% )
Total payments billed: 20  
Description
Lender and Previous Borrower
Purpose of Loan: Consolidate Debt. This loan will be used to consolidate my Chase Credit Card which is a closed account with a remaining balance of $6,500 @ 8.99% and $1,500 balance at 24.99%. $8,000 of this loan request will be used to pay this card in it?s entirety. The second line of credit this loan will pay is a portion of a $2,600 credit line that is no interest no payments until May. I will pay the remainder of this credit line by May with the proceeds of this loan as well as my own cash.

Employment and Income: I am a telecommunications consultant and contractor and have been with the same company since March 2004. I received a smaller than usual raise this year due to the nature of the economy but was still bumped from $51,000 to $53,000 salary. I also receive a 5-10% bonus annually.

My Financial Situation: Excellent and only getting better. With my recent salary bump, and some slick maneuvering with health insurance, I recently increased my monthly net income by $400 a month. My wife and I continue to contribute to and grow our savings and retirement accounts, both by adding additional capital and managing these accounts very carefully and purposefully.

Misc: Just a side note that in addition to being very detailed with my finances, I am also a 2 time previous Prosper borrower, in addition to being a Prosper lender, group leader, note trader, and long standing member of one of the highest rated groups on Prosper. I am already paying $450 a month on these two debts, so I can very clearly afford to swap that payment for a fixed payment via Prosper loan.

Monthly Finances:
Self Gross Income: $4716
Spouse Gross Income: $2600
Total Cash Available (Net): $5,052
Total Expenses: $4,697
Total Fixed Expenses: $2,860
Total Elective Expenses: $760
Total Debt Service: $1,077
Un-allocated Cash Flow: $355

Please ask questions.
Information in the Description is not verified.
Friends And Family Winning Bids
gpuck has bid a total of $600.00 in winning bids.
"BAEVentures is active associate and stellar asset to INVESTAR Lenders, we really enjoy the teamwork! Our work together has confirmed he is an intelligent lender and caring mentor to other borrowers. He has our highest regards."
JGuide has bid a total of $26.94 in winning bids.
"Long time group member, Lender with more than half of what he is requesting and of course verified contact info. I'm Bidding!"
2 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: Any idea why your revolving balance is listed at about $3K when it's closer to $10K? Please answer publicly. Thank you. - Unix
A: I have $2,600 with Citi (Home Improvement 0% APR til May) and $4,000 with Citi (My MasterCard 1.99%). The $8,000 with Chase(used to be $16,000, yay for progress), is a closed account (as mentioned above) and does not appear to show. My Experian CR shows all my lines with their current balances. Not sure what Prosper is up to lately but it doesn't surprise me. (Mar-11-2010)
Q: Please answer publicly: Why did Prosper drop you around 40 points since your last loan? - XCWIZ007
A: My Experian score dropped due to the closure of 3 accounts. My TransUnion and Equifax scores are both 778. Experian dings you much harder for shorter duration of open accounts it seems. Thank you for the question. (Mar-13-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Jinja$25.00$25.003/8/2010 4:03:51 PM
wphmd$25.00$25.003/8/2010 4:22:50 PM
gpuck$600.00$600.003/8/2010 4:30:49 PM
Aberdeen$350.00$350.003/8/2010 4:47:51 PM
buphigam$25.00$25.003/8/2010 4:38:15 PM
lucrative-loan$25.00$25.003/8/2010 5:02:06 PM
bondhedger$25.00$25.003/8/2010 4:50:31 PM
bobnewt$50.00$50.003/9/2010 7:16:20 AM
MStackIV$25.00$25.003/9/2010 7:48:37 AM
enthusiastic-balance5$100.00$100.003/9/2010 3:06:30 PM
truth-trapper$25.00$25.003/9/2010 6:41:47 PM
loanman2007$400.00$400.003/10/2010 5:16:02 AM
stuy1998$30.00$30.003/10/2010 11:28:04 AM
soilchem$25.00$25.003/10/2010 7:53:42 AM
Pilot12$25.00$25.003/10/2010 8:23:00 AM
hcnalbdr$50.00$50.003/10/2010 1:58:07 PM
CommerciaLender$25.00$25.003/10/2010 4:49:54 PM
lender12345$50.00$50.003/10/2010 6:08:21 PM
foofiter$47.73$47.733/10/2010 6:20:03 PM
payout-magician$25.00$25.003/10/2010 8:59:23 PM
Lancasterdust$35.00$35.003/11/2010 8:39:16 AM
Digs$25.00$25.003/11/2010 11:54:34 AM
preventivepestcontrol$50.00$50.003/11/2010 9:57:48 AM
Ven58$25.00$25.003/11/2010 1:26:07 PM
usd1027$25.00$25.003/11/2010 5:27:07 PM
jodilee31$40.99$40.993/11/2010 7:38:01 PM
salegalaxy$25.00$25.003/12/2010 2:04:37 AM
allbalooboy2$25.00$25.003/11/2010 9:45:24 PM
gaiusceasar$25.00$25.003/12/2010 4:43:04 AM
dbanwart$25.00$25.003/12/2010 12:27:01 PM
savedollarinc$25.00$25.003/12/2010 1:13:55 PM
reflective-rupee$100.00$100.003/12/2010 11:37:08 AM
rockhound84$25.00$25.003/12/2010 4:02:50 PM
Cashlender1992$25.00$25.003/12/2010 6:13:00 PM
petercat$250.00$250.003/12/2010 5:04:58 PM
Kash2010lu$25.00$25.003/12/2010 5:24:34 PM
HawaiianHelper$50.00$50.003/12/2010 11:33:11 PM
MoneyTree79$54.00$54.003/13/2010 8:18:34 AM
Arpad$50.00$50.003/13/2010 9:02:58 AM
Light_Verity$500.00$500.003/13/2010 9:28:44 AM
kalihan42$25.00$25.003/13/2010 8:30:41 AM
lepolgr$50.00$50.003/13/2010 9:00:11 AM
clemclan$25.00$25.003/13/2010 3:55:06 PM
mzek$29.00$29.003/13/2010 6:03:07 PM
credit-missile$25.00$25.003/13/2010 6:39:45 PM
mlovese$25.00$25.003/14/2010 10:44:24 AM
Gaelicman$100.00$100.003/14/2010 11:26:31 AM
beachliving29$77.09$77.093/14/2010 3:51:42 PM
Flash80$125.00$125.003/14/2010 4:37:33 PM
gothampark$25.00$25.003/14/2010 8:11:26 PM
washguy$60.60$60.603/14/2010 9:08:04 PM
mhotchan$200.00$200.003/14/2010 10:43:09 PM
moola-man$30.00$30.003/15/2010 7:44:30 AM
twjh$25.00$25.003/15/2010 6:04:36 AM
pmw$54.39$54.393/15/2010 8:54:01 AM
blooming-kindness$25.00$25.003/15/2010 7:46:15 AM
RainMakers$25.00$25.003/15/2010 8:52:49 AM
yu-rik$75.00$75.003/15/2010 10:01:09 AM
cutter21$25.00$25.003/15/2010 9:48:10 AM
favorite-commerce$25.00$25.003/15/2010 9:57:18 AM
Leshan$60.35$60.353/15/2010 11:43:27 AM
NekHoldings$25.00$25.003/15/2010 11:44:19 AM
keeper24$25.00$25.003/15/2010 10:56:13 AM
Johnab$25.00$25.003/15/2010 10:58:30 AM
listing-enchilada$25.00$25.003/15/2010 12:44:52 PM
mg95$50.00$50.003/15/2010 12:55:08 PM
the-profit-oracle$25.00$25.003/15/2010 1:19:09 PM
chester55$50.00$50.003/15/2010 1:48:26 PM
crw1950$50.00$50.003/15/2010 1:45:53 PM
reflective-rupee$100.00$100.003/15/2010 1:51:44 PM
AF-Chief$28.00$28.003/15/2010 2:51:38 PM
exciting-fairness$200.00$200.003/15/2010 2:59:39 PM
The-CAPS-fan$26.00$26.003/15/2010 3:13:48 PM
simiray$30.00$30.003/15/2010 2:53:51 PM
FinanceEngine$30.00$30.003/15/2010 3:08:12 PM
lenderinnevada$55.00$55.003/15/2010 3:15:32 PM
empire9$25.00$25.003/15/2010 3:22:42 PM
hopheadmike$50.00$50.003/15/2010 1:48:33 PM
Boca$25.00$25.003/15/2010 3:56:23 PM
JGuide$26.94$26.943/8/2010 4:15:54 PM
Sol_Invictus$25.00$25.003/9/2010 5:53:23 AM
RedCentre$125.91$47.383/9/2010 10:52:36 AM
crdcteng$50.00$50.003/9/2010 11:06:46 AM
crdcteng$50.00$50.003/9/2010 11:05:15 AM
reflective-rupee$100.00$100.003/9/2010 12:20:16 PM
Only_Money$25.00$25.003/9/2010 3:22:55 PM
dammage$25.00$25.003/9/2010 4:32:30 PM
soilchem$50.00$50.003/10/2010 7:56:50 AM
aha6297$47.91$47.913/10/2010 12:56:33 PM
SKAGIT22$25.00$25.003/11/2010 8:49:36 AM
kind-value-pouch$50.00$50.003/11/2010 6:47:39 PM
Dollars4Rent$25.00$25.003/11/2010 8:23:46 PM
GarciaCompany$25.00$25.003/11/2010 8:43:20 PM
Sven79$100.00$100.003/11/2010 9:12:49 PM
fishhauler$25.00$25.003/11/2010 10:56:27 PM
GreenHill$25.00$25.003/11/2010 11:10:09 PM
The-Lighthouse-Group$25.00$25.003/12/2010 4:01:43 AM
ROYFU$96.01$96.013/12/2010 6:49:17 AM
Milonguero$100.00$100.003/12/2010 9:45:53 AM
a-truth-director$25.00$25.003/12/2010 9:58:25 AM
drkhelmet$25.00$25.003/12/2010 10:38:47 AM
reflective-rupee$100.00$100.003/12/2010 11:36:54 AM
Drewbacca$27.00$27.003/12/2010 11:41:29 AM
kelador$100.00$100.003/12/2010 12:42:43 PM
Planecourage$25.00$25.003/12/2010 1:53:46 PM
CalCollegeFund19$75.00$75.003/12/2010 3:32:56 PM
Your_Bank$25.00$25.003/12/2010 8:23:27 PM
Anamorph$25.00$25.003/12/2010 10:26:24 PM
Galdis$25.00$25.003/12/2010 10:55:07 PM
capital-baron507$100.00$100.003/12/2010 6:26:49 PM
pinballwizard$25.00$25.003/12/2010 11:39:47 PM
help4u$150.00$150.003/13/2010 8:03:43 AM
katnmouse$50.00$50.003/13/2010 3:26:11 PM
westernson$25.00$25.003/13/2010 12:09:39 PM
Jtothe3$25.00$25.003/13/2010 1:07:39 PM
Johnab$25.00$25.003/13/2010 7:59:46 PM
heto2005$25.00$25.003/13/2010 8:55:03 PM
justin323$25.00$25.003/13/2010 10:06:17 PM
debbymcc$55.00$55.003/13/2010 6:57:06 PM
djlucas$34.55$34.553/13/2010 6:42:20 PM
gogrannygo$25.00$25.003/13/2010 7:23:55 PM
KirosPOS$100.00$100.003/13/2010 10:44:08 PM
HermanstadtKid$25.00$25.003/14/2010 1:43:51 PM
unconquerable-cash$25.93$25.933/14/2010 1:40:04 PM
shrewd-asset$25.00$25.003/14/2010 6:04:27 PM
USMP$100.00$100.003/14/2010 7:42:15 PM
nalaari$67.77$67.773/14/2010 4:35:59 PM
mattblizz$50.00$50.003/14/2010 8:10:49 PM
RealEstateInvestorsoftheUS$32.90$32.903/15/2010 3:00:14 AM
Mindful7$25.00$25.003/15/2010 10:51:56 AM
rate-hickory$25.00$25.003/15/2010 10:10:43 AM
sjo1984111$50.00$50.003/15/2010 10:41:27 AM
blackstar$25.00$25.003/15/2010 11:28:13 AM
serene-capital$25.00$25.003/15/2010 11:34:20 AM
credit-panda1$25.00$25.003/15/2010 11:46:17 AM
FOFagent1$200.00$200.003/15/2010 10:54:32 AM
Catz_aplenty$27.84$27.843/15/2010 12:30:38 PM
manugee$50.00$50.003/15/2010 1:31:56 PM
credit-missile$30.56$30.563/15/2010 1:29:37 PM
shantran$100.00$100.003/15/2010 1:50:50 PM
Spinnaker$50.00$50.003/15/2010 3:29:00 PM
bill-expert$200.00$200.003/15/2010 3:43:47 PM
boomer5$25.00$25.003/15/2010 3:47:58 PM
radiant-value$25.00$25.003/15/2010 3:44:42 PM
catalystcf$25.00$25.003/15/2010 3:45:16 PM
mistering$50.00$50.003/15/2010 3:53:34 PM
Moneypenny6$25.00$25.003/15/2010 3:54:35 PM
Loan2save$47.06$47.063/15/2010 3:22:03 PM
steady-dime$25.00$25.003/15/2010 3:49:32 PM
enthusiastic-point$25.00$25.003/15/2010 3:56:47 PM
150 bids
 
Borrower Payment Dependent Notes Series 449060
This series of Notes was issued and sold upon the funding of the borrower loan #41422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 14.75% Starting borrower rate/APR: 15.75% / 17.93% Starting monthly payment: $525.51
Final lender yield: 13.00% Final borrower rate/APR: 14.00% / 16.16% Final monthly payment: $512.66
 
Auction yield range: 4.04% - 14.75% Estimated loss impact: 2.15%  
Lender servicing fee: 1.00% Estimated return: 10.85%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1991 Debt/Income ratio: 21%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 14 / 14Length of status:2y 3m
Credit score: 780-799 (Mar-2010) Total credit lines: 38 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $47,839Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 66%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Big_Love-6 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Selling home for less than owed
Purpose of loan:
This loan will be used to bridge the existing gap between what my wife and I owe on the home and a recent offer I received to buy the?house.? I have been paying for two homes since early 2008, and really need to sell the home we own.? Our current mortgage payment is way more than the debt service on this loan, so the trade-off is easy.
My financial situation:
I am a good candidate for this loan because I have stable employment and don't represent any real credit risk. As you will see, my wife and I have never missed any payment.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
desertoasis$50.00$50.003/5/2010 4:45:28 PM
silver-mastery$25.00$25.003/5/2010 4:48:00 PM
CallMeBen$50.00$50.003/5/2010 4:54:00 PM
hitsman$50.00$50.003/5/2010 4:59:20 PM
flexible-value$26.00$26.003/5/2010 5:00:59 PM
increase720$40.00$40.003/5/2010 4:53:51 PM
mg6619$25.00$25.003/5/2010 5:01:36 PM
jrbill1998$50.00$50.003/5/2010 5:05:23 PM
hope-spinner$25.00$25.003/5/2010 5:05:36 PM
important-ore$50.00$50.003/5/2010 5:02:32 PM
investment-oasis$25.00$25.003/5/2010 5:06:16 PM
martinnc$25.00$25.003/5/2010 5:06:36 PM
moola-man$30.00$30.003/5/2010 5:04:36 PM
bchen78875$25.00$25.003/5/2010 5:05:02 PM
Microfinancer$25.00$25.003/5/2010 4:58:09 PM
RetiredATC$25.00$25.003/5/2010 5:05:43 PM
progressive-asset$100.00$100.003/5/2010 4:59:09 PM
bold-durability-drum$25.00$25.003/5/2010 5:00:45 PM
gain-seagull9$25.00$25.003/5/2010 5:13:04 PM
delicious-social132$25.00$25.003/5/2010 5:01:20 PM
mister_waffle$25.00$25.003/5/2010 5:18:47 PM
oht588$50.00$50.003/5/2010 5:19:40 PM
lloyd_s$25.00$25.003/5/2010 5:02:42 PM
top-silver-american$25.00$25.003/5/2010 5:02:56 PM
inforapenny$25.00$25.003/5/2010 5:11:30 PM
honorable-yield$50.00$50.003/5/2010 5:03:16 PM
helping-out$25.00$25.003/5/2010 5:03:32 PM
ccaxid57$25.00$25.003/5/2010 5:12:01 PM
charming-point$75.00$75.003/5/2010 6:12:29 PM
orange-velocity-accelerator$25.00$25.003/5/2010 6:16:51 PM
NycDean$25.00$25.003/5/2010 6:18:10 PM
uwinwewin$25.00$25.003/5/2010 5:04:20 PM
Banker7371$25.00$25.003/5/2010 5:04:27 PM
KLCRAY$50.00$50.003/5/2010 5:13:20 PM
dollar-birdie$25.00$25.003/5/2010 5:05:28 PM
inspired-contract9$25.00$25.003/5/2010 5:05:59 PM
kindness-percolator5$25.00$25.003/5/2010 5:06:25 PM
sharp-bill2$40.00$40.003/5/2010 5:07:36 PM
cash-merry-maker$25.00$25.003/5/2010 5:07:46 PM
ekmendenhall$35.00$35.003/5/2010 5:09:27 PM
cwswdh$25.00$25.003/5/2010 5:10:20 PM
berkeleyalum$25.00$25.003/5/2010 5:10:40 PM
gavinfh$25.00$25.003/5/2010 7:59:30 PM
ajst1$25.00$25.003/5/2010 5:12:49 PM
leodaguy$25.00$25.003/5/2010 5:13:24 PM
stanbalwight4$25.00$25.003/5/2010 5:13:51 PM
Interloper$25.00$25.003/6/2010 8:57:50 AM
stollcm$25.00$25.003/6/2010 10:37:17 AM
the-silver-blaster$35.00$35.003/6/2010 7:47:44 AM
halothane_logic$25.00$25.003/6/2010 1:07:32 PM
Supernick$25.00$25.003/6/2010 10:22:29 AM
mikeandcat$36.00$36.003/6/2010 2:52:41 PM
dmfog$25.00$25.003/6/2010 3:03:52 PM
JohnW12$25.00$25.003/6/2010 7:32:27 AM
red-undaunted-kindness$25.00$25.003/6/2010 8:47:37 AM
the-profit-oracle$25.00$25.003/6/2010 10:07:20 PM
BlindJoeDeath$25.00$25.003/6/2010 10:19:16 PM
currency-shaker16$100.00$100.003/6/2010 6:23:28 PM
bonus-adventure3$25.00$25.003/7/2010 7:09:27 AM
BuffetRocks$50.00$50.003/6/2010 12:52:26 PM
balance6$25.00$25.003/7/2010 10:40:13 AM
natural-greenback6$25.00$25.003/7/2010 7:17:27 AM
iolaire$25.00$25.003/7/2010 11:25:00 AM
XopherMV$25.00$25.003/6/2010 2:37:27 PM
Artist_Blue$25.00$25.003/6/2010 3:04:25 PM
best-deal-banker$25.00$25.003/7/2010 12:37:27 PM
impeccable-transparency$68.73$68.733/7/2010 10:25:36 AM
entertaining-greenback2$25.00$25.003/7/2010 1:12:18 PM
108lender$35.33$35.333/7/2010 11:02:57 AM
sshgfwb$25.00$25.003/6/2010 4:51:44 PM
Kaj$25.00$25.003/7/2010 11:25:43 AM
treasure-bliss$25.00$25.003/7/2010 1:42:35 PM
forthright-dedication$25.82$25.823/6/2010 7:52:27 PM
29Palms$25.00$25.003/7/2010 3:54:16 PM
redrock007$25.00$25.003/6/2010 9:39:29 PM
Josta$30.21$30.213/7/2010 6:17:27 PM
napoleon1168$25.00$25.003/7/2010 7:58:07 PM
mistertao$25.00$25.003/7/2010 8:27:47 PM
Hatdance$25.00$25.003/7/2010 10:42:31 AM
AF-Chief$28.00$28.003/7/2010 12:22:24 PM
balance-whistle7$25.00$25.003/7/2010 2:09:27 PM
sammyhammy$25.00$25.003/8/2010 7:27:29 AM
Magus54$25.00$25.003/8/2010 9:13:41 AM
money-maniac$25.00$25.003/7/2010 5:17:24 PM
jigsaw$25.00$25.003/7/2010 5:22:43 PM
highcountry1$25.00$25.003/7/2010 5:32:17 PM
jdrez$25.00$25.003/7/2010 5:54:19 PM
mattpet$25.00$25.003/7/2010 6:25:14 PM
sentry256$25.00$25.003/8/2010 10:12:23 AM
poppinkid$25.00$25.003/7/2010 6:32:55 PM
Jinja$35.00$35.003/8/2010 10:17:08 AM
intelligent-yield$25.00$25.003/7/2010 6:38:11 PM
burrito6$25.00$25.003/8/2010 9:22:48 AM
luckyldy$35.00$35.003/8/2010 10:32:24 AM
cathexis$25.00$25.003/7/2010 10:54:27 PM
sympathetic-asset$25.00$25.003/7/2010 11:09:08 PM
buraky$25.00$25.003/7/2010 11:33:46 PM
flexible-return297$25.00$25.003/8/2010 10:16:33 AM
bxdoc$34.56$34.563/8/2010 7:35:31 AM
Reinadog9$25.00$25.003/8/2010 12:32:06 PM
jga516$25.00$25.003/8/2010 1:04:34 PM
micko$25.00$25.003/8/2010 1:58:56 PM
unrivaled-justice$25.00$25.003/8/2010 1:03:06 PM
kmr2$72.25$72.253/8/2010 11:47:48 AM
IP$50.00$50.003/8/2010 5:03:32 PM
anton$32.54$32.543/9/2010 5:27:46 AM
reflective-rupee$100.00$100.003/9/2010 10:22:48 AM
agab$25.00$25.003/9/2010 7:22:46 AM
PhalanxBulldog$25.00$25.003/9/2010 8:23:21 AM
_SCI_$25.00$25.003/9/2010 9:54:52 AM
Vetrepreneur$25.00$25.003/9/2010 10:12:25 AM
Aquani$28.50$28.503/9/2010 11:32:51 AM
jonn834$25.00$25.003/9/2010 10:19:56 AM
reflective-rupee$100.00$100.003/9/2010 10:20:07 AM
generous-at-heart$30.00$30.003/9/2010 10:15:53 AM
KiwiElf$25.00$25.003/9/2010 5:05:50 PM
five-star-asset$25.00$25.003/9/2010 5:07:37 PM
booyah$25.00$25.003/9/2010 8:37:17 PM
creative-finance7$25.00$25.003/10/2010 3:50:46 AM
kingtut999$25.00$25.003/9/2010 7:09:39 PM
selfmademan$25.00$25.003/10/2010 10:42:42 AM
jfd287$25.00$25.003/10/2010 11:47:45 AM
Fingar$25.00$25.003/10/2010 11:08:52 AM
Onesiphorus$25.00$25.003/10/2010 9:33:03 AM
ilend57$25.00$25.003/10/2010 10:10:11 AM
LenderByDay$25.00$25.003/10/2010 10:36:35 AM
Beverly_Hills_Lender$25.00$25.003/10/2010 12:19:03 PM
taylor883$25.00$25.003/10/2010 1:52:23 PM
gmf$25.00$25.003/10/2010 4:25:46 PM
blissful-note7$25.00$25.003/10/2010 4:50:37 PM
zeraphm$25.00$25.003/10/2010 5:42:52 PM
pbo922$25.00$25.003/10/2010 5:47:17 PM
aspire2grow$25.00$25.003/10/2010 5:34:04 PM
red-favorable-basis$25.00$25.003/10/2010 6:42:48 PM
creativename$75.00$75.003/10/2010 9:25:12 PM
nycuw$75.00$75.003/10/2010 8:28:42 PM
Hotrod52$25.89$25.893/10/2010 10:01:16 PM
buffalobills$25.00$25.003/11/2010 7:57:27 AM
imlosttoo$50.00$50.003/11/2010 9:33:20 AM
steely_dan34$25.00$25.003/11/2010 10:31:19 AM
funds-promiser$25.00$25.003/11/2010 8:09:03 AM
awesome-market$25.00$25.003/11/2010 9:33:08 AM
cyberie21$40.00$40.003/11/2010 12:24:12 PM
liederhaus$50.00$50.003/11/2010 1:38:30 PM
skiberdad$50.00$50.003/11/2010 12:36:14 PM
trade-goblin9$25.00$25.003/11/2010 12:57:15 PM
Washington_Loan$25.00$25.003/11/2010 3:54:22 PM
kingbutthd$25.00$25.003/11/2010 4:18:31 PM
seattleslug$25.00$25.003/11/2010 5:05:24 PM
charitycoon$25.00$25.003/11/2010 5:51:38 PM
silver-armada$26.35$26.353/11/2010 6:00:04 PM
PHI4308$25.00$25.003/11/2010 4:49:03 PM
UOweMe$25.00$25.003/11/2010 7:47:39 PM
wise-silver-wonder$25.00$25.003/11/2010 8:24:51 PM
RyanTH9893$57.11$57.113/11/2010 6:45:15 PM
ThomasTrain$25.00$25.003/11/2010 8:52:39 PM
duty-monger$50.00$50.003/11/2010 8:00:09 PM
BlueProteus$25.00$25.003/11/2010 9:42:37 PM
powerproject$25.00$25.003/11/2010 10:08:18 PM
malomar66$50.00$50.003/11/2010 10:13:42 PM
DadWarbucks$25.00$25.003/11/2010 8:24:45 PM
mason13a$25.00$25.003/11/2010 8:25:18 PM
erowis$25.00$25.003/11/2010 11:16:46 PM
WxChem$30.00$30.003/11/2010 8:31:29 PM
RationalWorld$25.00$25.003/12/2010 3:47:31 AM
loanshark207$25.00$25.003/12/2010 5:56:04 AM
outtahoth2o$35.96$35.963/12/2010 6:31:32 AM
tenacious-compassion9$25.00$25.003/12/2010 6:53:37 AM
PropertyInvest$25.00$25.003/12/2010 4:19:37 AM
MortgageeMarty$25.00$25.003/12/2010 7:40:09 AM
icontender$25.00$25.003/12/2010 8:22:17 AM
benevolent-capital1$50.00$50.003/12/2010 7:19:56 AM
cordial-funds8$25.00$25.003/12/2010 9:33:31 AM
jybank$25.00$25.003/12/2010 9:09:42 AM
figs4u2$100.00$100.003/12/2010 9:47:49 AM
Veggie_Monkey$25.00$25.003/12/2010 11:43:08 AM
mathprof$25.00$25.003/12/2010 12:06:28 PM
yield-lion$25.00$25.003/12/2010 10:26:51 AM
assetmanager$25.00$25.003/12/2010 10:55:58 AM
ADIDASNO$25.00$25.003/12/2010 12:44:59 PM
leverage-monger$25.27$25.273/12/2010 1:04:55 PM
Marfloogan$25.00$25.003/12/2010 12:37:58 PM
Tradesmanlender$25.00$25.003/12/2010 12:57:09 PM
tuneman1980$25.00$25.003/12/2010 1:03:07 PM
dynrep$75.00$75.003/12/2010 1:38:00 PM
hanuman77$31.46$31.463/12/2010 12:55:14 PM
lazyeye$25.00$25.003/12/2010 1:11:51 PM
grasscutter$50.00$50.003/12/2010 1:23:10 PM
Cai8899$35.45$35.453/12/2010 3:05:23 PM
leverage-monger$96.24$96.243/12/2010 3:20:37 PM
teejay411$100.00$100.003/12/2010 3:22:29 PM
Patter256$25.00$25.003/12/2010 4:38:35 PM
best-listing-toro$26.00$26.003/12/2010 4:40:55 PM
dud$50.00$50.003/12/2010 4:41:09 PM
mistering$50.00$50.003/12/2010 4:42:11 PM
Hokiemon$28.65$28.653/12/2010 4:38:37 PM
kegs$100.00$100.003/12/2010 4:38:44 PM
credit-panda1$50.00$50.003/12/2010 4:34:30 PM
stonewell$25.00$25.003/12/2010 4:41:59 PM
ALVO$54.04$54.043/12/2010 4:37:46 PM
wampum-proton$25.00$25.003/12/2010 4:40:03 PM
reflective-rupee$100.00$100.003/12/2010 4:43:37 PM
asset-professor$75.00$75.003/5/2010 4:57:49 PM
macjp123$25.00$25.003/5/2010 4:58:58 PM
skuba$25.00$25.003/5/2010 4:54:18 PM
xstreamin$25.00$25.003/5/2010 4:59:36 PM
wise-handy-finance$25.00$25.003/5/2010 5:00:53 PM
integrity-doctor$50.00$50.003/5/2010 5:02:50 PM
Phantom99$25.00$25.003/5/2010 5:03:09 PM
Clambake$50.00$50.003/5/2010 4:59:28 PM
torion$25.00$25.003/5/2010 4:59:48 PM
studious-bonus7$50.00$50.003/5/2010 5:03:55 PM
payment-freshmaker$25.00$25.003/5/2010 4:53:21 PM
success1001$50.00$50.003/5/2010 5:01:47 PM
irrelevant$25.00$25.003/5/2010 5:02:12 PM
RugbyNick2126$25.00$25.003/5/2010 5:06:46 PM
currency-zenith$50.00$50.003/5/2010 5:07:18 PM
sks1$25.00$25.003/5/2010 5:08:20 PM
orange-finance-banker$25.00$25.003/5/2010 5:08:58 PM
enthusiastic-balance5$100.00$100.003/5/2010 4:57:58 PM
Havana21$50.00$50.003/5/2010 5:10:58 PM
senorzookeeper$25.00$25.003/5/2010 5:06:53 PM
Avala$50.00$50.003/5/2010 5:00:05 PM
GElender$50.00$50.003/5/2010 5:07:08 PM
tranquil-diversification8$25.00$25.003/5/2010 5:00:34 PM
personal-lender$25.00$25.003/5/2010 5:01:11 PM
affluence-tulip$100.00$100.003/5/2010 5:08:26 PM
here2lend$25.00$25.003/5/2010 5:09:26 PM
srgriff$25.00$25.003/5/2010 5:10:04 PM
1phantom$40.00$40.003/5/2010 5:02:20 PM
tbrnet$25.00$25.003/5/2010 5:19:44 PM
a-finance-nirvana$25.00$25.003/5/2010 5:11:10 PM
time4aloan$50.00$50.003/5/2010 5:11:47 PM
nybanker85$25.00$25.003/5/2010 5:04:03 PM
gracej$25.00$25.003/5/2010 5:04:12 PM
fightinjoe$25.00$25.003/5/2010 5:04:44 PM
wphmd$25.00$25.003/5/2010 5:13:54 PM
tripnosis$25.00$25.003/5/2010 5:05:09 PM
investor421$25.00$25.003/5/2010 5:07:27 PM
Rattlehead$75.00$75.003/5/2010 5:08:27 PM
Cheburashka$25.00$25.003/5/2010 9:08:53 PM
louisprima$100.00$100.003/5/2010 5:09:24 PM
tallmon$25.00$25.003/5/2010 5:11:17 PM
elegant-loot$25.00$25.003/6/2010 4:03:28 AM
RgPro$54.08$48.413/5/2010 5:18:46 PM
BuckeyeTap$25.00$25.003/6/2010 4:54:23 AM
MoneyMA$25.00$25.003/6/2010 5:10:06 AM
dontscrewmeover1$50.00$50.003/6/2010 8:59:53 AM
Aimvest$25.00$25.003/5/2010 6:24:14 PM
teller$25.00$25.003/6/2010 12:02:31 PM
anders94$25.00$25.003/6/2010 12:08:32 PM
tokyopete23$25.00$25.003/6/2010 12:20:29 PM
tidy-dime$25.00$25.003/6/2010 1:32:29 PM
JLChamberlain$25.00$25.003/5/2010 8:52:23 PM
nourishing-interest0$25.00$25.003/5/2010 11:34:47 PM
mpactlender$25.00$25.003/6/2010 3:03:08 PM
omahajay$25.00$25.003/6/2010 3:06:21 PM
dsw6440$50.00$50.003/6/2010 3:22:38 AM
RandyL3$33.00$33.003/6/2010 3:27:25 AM
chibear34$25.00$25.003/6/2010 5:09:46 AM
Skady3love$25.00$25.003/6/2010 5:28:14 AM
KrazyCelticKid$59.76$59.763/6/2010 6:23:26 PM
visionary-currency$25.00$25.003/7/2010 7:09:23 AM
jamiee73$25.00$25.003/7/2010 8:25:44 AM
lovelongandprosper$44.24$44.243/6/2010 12:57:26 PM
income-fortress$50.00$50.003/6/2010 1:04:05 PM
JGB$25.00$25.003/7/2010 11:24:58 AM
melodious-fairness$25.00$25.003/7/2010 10:25:33 AM
julijask$35.00$35.003/6/2010 4:54:07 PM
don8ter$25.00$25.003/7/2010 1:42:33 PM
awwaww$25.00$25.003/7/2010 5:02:18 PM
brazilofmux$25.00$25.003/7/2010 5:32:37 PM
nanda$25.00$25.003/6/2010 8:07:48 PM
Noseel$50.00$50.003/7/2010 3:47:28 PM
rlecour$25.00$25.003/7/2010 6:52:30 PM
Fiimg$48.79$48.793/7/2010 7:50:22 AM
gametime34$25.00$25.003/7/2010 9:22:21 AM
Goodlender42$25.00$25.003/7/2010 10:54:37 PM
Realty24$25.00$25.003/7/2010 7:57:59 PM
SBT$50.00$50.003/7/2010 8:07:16 PM
a-goal-bill$25.00$25.003/8/2010 6:14:27 AM
friendly-market5$25.00$25.003/7/2010 12:37:26 PM
Trimalchio12$25.00$25.003/8/2010 1:12:25 AM
unassuming-reward$25.00$25.003/7/2010 2:09:26 PM
MissionMicroFinance$25.00$25.003/7/2010 3:12:14 PM
shiny-revenue$25.00$25.003/7/2010 3:17:22 PM
FinDoc$25.00$25.003/8/2010 9:07:23 AM
bonafide-cash$50.00$50.003/8/2010 9:22:55 AM
chomper969$25.00$25.003/8/2010 10:00:30 AM
commitment-farm$25.00$25.003/8/2010 10:17:22 AM
bashar$25.00$25.003/7/2010 8:14:21 PM
Eagledrop$25.00$25.003/8/2010 9:46:00 AM
zone6$100.00$100.003/7/2010 9:57:20 PM
ethicalhumanist$25.00$25.003/8/2010 10:11:57 AM
ZerightGifts$100.00$100.003/8/2010 10:55:44 AM
Sam65$25.00$25.003/8/2010 11:48:07 AM
philantist$25.00$25.003/8/2010 12:41:51 PM
jonn834$25.00$25.003/8/2010 11:48:56 AM
Sonos$25.00$25.003/8/2010 12:55:36 PM
courteous-integrity8$25.00$25.003/8/2010 9:41:11 AM
supreme-hope$25.00$25.003/8/2010 1:44:49 PM
bkwest01$100.00$100.003/8/2010 9:41:50 AM
bigdogsafety1$25.00$25.003/8/2010 1:49:37 PM
breadbroker$25.00$25.003/8/2010 9:42:26 AM
credit-kahuna$28.69$28.693/8/2010 1:37:09 PM
famous-bill$50.00$50.003/8/2010 2:48:54 PM
kmfreymi$25.00$25.003/8/2010 10:56:53 AM
hizzy$25.00$25.003/8/2010 11:18:47 AM
FjLenders$50.03$50.033/8/2010 11:58:24 AM
BoughtTheFarm$25.00$25.003/8/2010 12:02:49 PM
repayment-chef$25.00$25.003/8/2010 1:49:32 PM
adir1$25.00$25.003/8/2010 2:29:16 PM
availableloan$25.00$25.003/8/2010 3:24:49 PM
bomdel$25.00$25.003/8/2010 5:00:10 PM
minista$25.00$25.003/9/2010 1:53:52 AM
shortblondemark$25.00$25.003/9/2010 1:50:07 AM
ossobuco$25.00$25.003/9/2010 1:50:11 AM
dynrep$50.00$50.003/9/2010 3:55:09 AM
reflective-rupee$100.00$100.003/9/2010 10:20:21 AM
CornerKetch$25.00$25.003/9/2010 9:54:54 AM
greenback-catapult3$50.00$50.003/9/2010 9:41:21 AM
successful-euro$30.00$30.003/9/2010 11:28:59 AM
thunderd$25.00$25.003/9/2010 3:37:32 PM
kashikoe$25.00$25.003/9/2010 5:05:21 PM
MasterKey$25.00$25.003/9/2010 5:05:24 PM
Jinja$35.00$35.003/9/2010 5:08:52 PM
allloans4me$50.00$50.003/9/2010 9:03:08 PM
CincyTex$50.00$50.003/9/2010 7:44:58 PM
ChemTeacher$25.00$25.003/9/2010 10:50:32 PM
mcabery$64.00$64.003/10/2010 3:10:26 AM
creative-finance7$25.00$25.003/10/2010 3:44:53 AM
Delta-Kilo-7K$25.00$25.003/10/2010 5:58:27 AM
aldeed$25.00$25.003/10/2010 12:12:58 PM
mmckune$25.00$25.003/10/2010 1:02:27 PM
loss-of-control$25.00$25.003/10/2010 5:29:36 PM
fireboss$35.41$35.413/10/2010 6:48:30 PM
beachbum22$25.00$25.003/11/2010 5:17:26 AM
nycloan$25.00$25.003/10/2010 7:47:58 PM
preventivepestcontrol$50.00$50.003/11/2010 10:08:19 AM
GATrust$32.68$32.683/11/2010 5:20:01 AM
skillful-finance$25.00$25.003/11/2010 5:23:37 AM
The_Birnetts$100.00$100.003/11/2010 6:09:58 AM
puyanera$25.00$25.003/11/2010 12:23:22 PM
LongTail$25.00$25.003/11/2010 9:33:24 AM
monticello$30.00$30.003/11/2010 1:03:41 PM
Ven58$25.00$25.003/11/2010 1:22:16 PM
rmachi$25.00$25.003/11/2010 11:13:27 AM
nodrivelpls$25.00$25.003/11/2010 1:42:00 PM
catheroo$25.00$25.003/11/2010 11:38:30 AM
sweepeet$25.00$25.003/11/2010 12:36:24 PM
flwah$25.00$25.003/11/2010 3:18:03 PM
hopethisworks$200.00$200.003/11/2010 1:02:36 PM
Superc0ld$51.43$51.433/11/2010 1:40:15 PM
ultimatepaintball$25.00$25.003/11/2010 3:13:05 PM
AspiringJunzi$100.00$100.003/11/2010 5:28:43 PM
Cory79$25.00$25.003/11/2010 5:55:46 PM
Mookouw$25.00$25.003/11/2010 6:18:32 PM
crasherFL$50.00$50.003/11/2010 6:41:33 PM
cesta283$25.00$25.003/11/2010 6:24:27 PM
zeelender$25.00$25.003/11/2010 6:27:32 PM
dollar-oracle55$25.00$25.003/11/2010 8:24:55 PM
halfcr83$31.02$31.023/11/2010 9:03:31 PM
JRELoan$30.17$30.173/11/2010 10:15:04 PM
rapid-currency$33.20$33.203/11/2010 10:45:31 PM
Carpetkid$25.00$25.003/11/2010 8:28:18 PM
Spiv_51$50.00$50.003/12/2010 1:56:57 AM
FredHead3$28.76$28.763/11/2010 8:57:00 PM
unclejaef$25.00$25.003/12/2010 2:47:08 AM
usemymoney$25.00$25.003/11/2010 9:39:43 PM
jcw3rd$25.00$25.003/12/2010 4:50:20 AM
bbrelo$25.00$25.003/11/2010 11:09:41 PM
dmitriy2$25.00$25.003/11/2010 11:19:40 PM
kooties8$25.00$25.003/11/2010 11:27:00 PM
IncomeTemple$25.00$25.003/12/2010 6:07:52 AM
Gabriel02$25.00$25.003/12/2010 6:37:19 AM
devoider$25.00$25.003/12/2010 6:47:16 AM
engaging-worth$30.00$30.003/12/2010 7:12:17 AM
rate-hickory$25.00$25.003/12/2010 7:29:27 AM
wojo$25.00$25.003/12/2010 8:04:02 AM
PaulW$25.00$25.003/12/2010 7:53:08 AM
SkiNZ$25.00$25.003/12/2010 8:04:12 AM
leverage-monger$25.00$25.003/12/2010 9:38:23 AM
Vegasjim$25.00$25.003/12/2010 8:57:50 AM
omerta6102$50.00$50.003/12/2010 9:36:28 AM
TheColoradoDon$25.00$25.003/12/2010 9:12:32 AM
derec$25.00$25.003/12/2010 9:29:13 AM
nletunic$25.00$25.003/12/2010 9:34:52 AM
blooming-kindness$25.00$25.003/12/2010 10:08:00 AM
Dougmo$45.62$45.623/12/2010 10:27:55 AM
jcquiroz$64.43$64.433/12/2010 10:36:46 AM
lostontheedge$25.00$25.003/12/2010 12:38:00 PM
sisepuede$25.00$25.003/12/2010 12:45:56 PM
deal-mover$25.00$25.003/12/2010 11:13:34 AM
kelador$100.00$100.003/12/2010 12:45:44 PM
biobulator$25.00$25.003/12/2010 1:21:42 PM
Mindful7$25.00$25.003/12/2010 1:03:51 PM
bnlforever$25.00$25.003/12/2010 12:07:45 PM
massuot$25.00$25.003/12/2010 1:42:21 PM
spark548$50.00$50.003/12/2010 1:23:57 PM
shrewd-income$50.00$50.003/12/2010 12:46:17 PM
LibbyZ$50.00$50.003/12/2010 1:41:58 PM
Ven58$25.00$25.003/12/2010 2:59:18 PM
drewdog365$25.00$25.003/12/2010 3:15:29 PM
theemhdoctor$25.00$25.003/12/2010 3:01:06 PM
rockhound84$25.00$25.003/12/2010 3:59:30 PM
qkinger$50.00$50.003/12/2010 3:14:34 PM
shrewd-income$100.00$100.003/12/2010 3:20:48 PM
dlenz$25.00$25.003/12/2010 4:22:08 PM
PatRichi$25.00$25.003/12/2010 4:40:53 PM
DADS-GIFT$25.00$25.003/12/2010 4:42:26 PM
leverage-monger$100.00$100.003/12/2010 4:38:09 PM
dblaz5$685.00$685.003/12/2010 4:40:23 PM
reflective-rupee$100.00$100.003/12/2010 4:43:25 PM
413 bids
 
Borrower Payment Dependent Notes Series 449198
This series of Notes was issued and sold upon the funding of the borrower loan #41404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $191.86
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $191.36
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2001 Debt/Income ratio: 32%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 16 / 16Length of status:1y 7m
Credit score: 780-799 (Mar-2010) Total credit lines: 26 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $7,472Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 33%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: wampum-souffle Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement


My financial situation:
Married and making a combined 70k.? Both of us have 720+ credit scores.? This would be a great investment for anyone who is smart.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
important-ore$100.00$100.003/5/2010 4:46:02 PM
inspired-contract9$50.00$50.003/5/2010 4:46:24 PM
fightinjoe$25.00$25.003/5/2010 4:47:07 PM
Castellan$25.00$25.003/5/2010 4:47:33 PM
Cheburashka$30.00$30.003/5/2010 4:49:18 PM
mikeandcat$100.00$100.003/5/2010 4:46:12 PM
Philolend$25.00$25.003/5/2010 4:46:43 PM
bchen78875$50.00$50.003/5/2010 4:48:08 PM
KandKLegacyInvestments$25.00$25.003/5/2010 4:49:00 PM
BayShell$27.93$27.933/5/2010 4:49:09 PM
GElender$50.00$50.003/5/2010 4:51:20 PM
asset-professor$75.00$75.003/5/2010 4:57:48 PM
jeffpac$55.00$55.003/5/2010 4:57:52 PM
woodenshoes$25.00$25.003/5/2010 4:53:49 PM
hitsman$50.00$50.003/5/2010 4:59:16 PM
skuba$25.00$25.003/5/2010 4:54:20 PM
Clambake$50.00$50.003/5/2010 4:59:31 PM
torion$25.00$25.003/5/2010 4:59:38 PM
bradny$25.00$25.003/5/2010 4:46:53 PM
bowdish1$100.00$100.003/5/2010 4:47:52 PM
tokyopete23$25.00$25.003/5/2010 4:48:46 PM
buckyhead2000$25.00$25.003/5/2010 4:49:27 PM
AF-Chief$27.00$27.003/5/2010 4:50:13 PM
1phantom$40.00$40.003/5/2010 5:02:17 PM
enthusiastic-balance5$100.00$100.003/5/2010 4:57:55 PM
radforj22$25.00$25.003/5/2010 4:58:45 PM
Avala$50.00$50.003/5/2010 5:00:01 PM
nybanker85$25.00$25.003/5/2010 5:04:00 PM
senorzookeeper$25.00$25.003/5/2010 5:00:37 PM
success1001$50.00$50.003/5/2010 5:01:43 PM
jrbill1998$50.00$50.003/5/2010 5:05:19 PM
RugbyNick2126$25.00$25.003/5/2010 5:06:39 PM
helping-out$25.00$25.003/5/2010 5:03:28 PM
investor421$25.00$25.003/5/2010 5:07:24 PM
uwinwewin$25.00$25.003/5/2010 5:04:16 PM
kulender$25.00$25.003/5/2010 4:57:44 PM
tripnosis$25.00$25.003/5/2010 5:05:05 PM
srgriff$25.00$25.003/5/2010 5:09:59 PM
moneyfriend$50.00$50.003/5/2010 5:10:08 PM
boater01$50.00$50.003/5/2010 5:10:15 PM
Reinadog9$25.00$25.003/5/2010 5:10:32 PM
berkeleyalum$25.00$25.003/5/2010 5:10:36 PM
macjp123$25.00$25.003/5/2010 4:58:54 PM
martinnc$25.00$25.003/5/2010 5:06:33 PM
honorable-yield$75.00$75.003/5/2010 5:00:24 PM
vault893$50.00$50.003/5/2010 5:12:10 PM
auction-poblano$25.00$25.003/5/2010 5:12:20 PM
Edwin_Rae$25.00$25.003/5/2010 5:07:32 PM
tranquil-diversification8$25.00$25.003/5/2010 5:00:31 PM
bonus-adventure3$25.00$25.003/5/2010 5:01:29 PM
108lender$28.67$28.673/5/2010 5:09:50 PM
loan-master996$50.00$50.003/5/2010 5:09:58 PM
rolandweary$30.00$30.003/5/2010 5:01:56 PM
verse99$25.00$25.003/5/2010 5:10:12 PM
irrelevant$25.00$25.003/5/2010 5:02:15 PM
meenan$25.00$25.003/5/2010 5:10:52 PM
flexible-return297$25.00$25.003/5/2010 5:11:26 PM
the-money-gargantuan$25.00$25.003/5/2010 5:11:52 PM
platinum-platoon$25.00$25.003/5/2010 5:03:40 PM
studious-bonus7$50.00$50.003/5/2010 5:03:51 PM
entertaining-greenback2$25.00$25.003/5/2010 5:12:14 PM
tallmon$25.00$25.003/5/2010 5:11:13 PM
kbodendorf$25.00$25.003/5/2010 5:11:41 PM
clean-loyalty$25.00$4.433/5/2010 5:12:21 PM
uncleubb$25.00$25.003/6/2010 1:32:26 PM
usd1027$25.00$25.003/11/2010 5:25:08 PM
dmitriy2$50.00$50.003/12/2010 10:26:20 AM
John_14_6$25.00$25.003/12/2010 10:58:41 AM
grasscutter$50.00$50.003/12/2010 1:19:36 PM
wwwUniversal$25.00$25.003/12/2010 1:35:46 PM
skvat$25.00$25.003/5/2010 4:46:28 PM
webfeet$25.00$25.003/5/2010 4:46:36 PM
hawaiiangirl76$25.00$25.003/5/2010 4:47:11 PM
bedframe$25.00$25.003/5/2010 4:47:35 PM
Artist_Blue$25.00$25.003/5/2010 4:48:18 PM
satisfying-durability$25.00$25.003/5/2010 4:49:11 PM
top-silver-american$50.00$50.003/5/2010 4:46:06 PM
Banker7371$25.00$25.003/5/2010 4:46:50 PM
moola-man$50.00$50.003/5/2010 4:47:01 PM
desertoasis$25.00$25.003/5/2010 4:47:04 PM
Eagledrop$25.00$25.003/5/2010 4:47:27 PM
engaging-worth$30.00$30.003/5/2010 4:47:46 PM
reinforced-revenue069$25.00$25.003/5/2010 4:48:27 PM
reflective-deal8$50.00$50.003/5/2010 4:58:39 PM
progressive-asset$100.00$100.003/5/2010 4:59:04 PM
unassuming-reward$25.00$25.003/5/2010 4:46:15 PM
wormdc$25.00$25.003/5/2010 4:46:33 PM
forthright-dedication$25.00$25.003/5/2010 4:46:57 PM
wampum-reaction2$25.00$25.003/5/2010 5:00:18 PM
gavinfh$25.00$25.003/5/2010 5:00:28 PM
safe-payment8$25.00$25.003/5/2010 4:47:19 PM
bold-durability-drum$25.00$25.003/5/2010 5:00:42 PM
ITGuy$25.00$25.003/5/2010 4:48:38 PM
selector568$200.00$200.003/5/2010 4:48:43 PM
cash-merry-maker$25.00$25.003/5/2010 4:48:57 PM
economy-association$25.00$25.003/5/2010 5:02:37 PM
delicious-social132$40.00$40.003/5/2010 4:58:27 PM
Kaj$25.00$25.003/5/2010 4:58:31 PM
integrity-doctor$50.00$50.003/5/2010 5:02:47 PM
flexible-value$31.00$31.003/5/2010 4:58:52 PM
xstreamin$25.00$25.003/5/2010 4:59:33 PM
PaulHenry$25.00$25.003/5/2010 5:03:27 PM
gracej$25.00$25.003/5/2010 5:04:07 PM
kenji4861$25.00$25.003/5/2010 4:53:26 PM
wise-handy-finance$25.00$25.003/5/2010 5:00:50 PM
personal-lender$25.00$25.003/5/2010 5:01:17 PM
mg6619$25.00$25.003/5/2010 5:01:33 PM
lendersf$95.00$95.003/5/2010 5:02:00 PM
RetiredATC$25.00$25.003/5/2010 5:05:39 PM
Phantom99$25.00$25.003/5/2010 5:03:03 PM
Zanch$25.00$25.003/5/2010 5:03:23 PM
djs81$25.00$25.003/5/2010 5:03:48 PM
sharp-bill2$40.00$40.003/5/2010 5:07:33 PM
lovelongandprosper$50.00$50.003/5/2010 5:04:51 PM
natural-greenback6$25.00$25.003/5/2010 5:09:57 PM
Microfinancer$25.00$25.003/5/2010 4:58:04 PM
lloyd_s$25.00$25.003/5/2010 4:58:22 PM
HHP$25.00$25.003/5/2010 4:58:33 PM
hope-spinner$25.00$25.003/5/2010 5:05:34 PM
Havana21$50.00$50.003/5/2010 5:10:55 PM
BuffetRocks$50.00$50.003/5/2010 5:11:04 PM
slartibardfast$25.00$25.003/5/2010 5:11:27 PM
credit-force5$25.00$25.003/5/2010 5:00:14 PM
kmr2$51.23$51.233/5/2010 5:12:09 PM
mlopez2007$25.00$25.003/5/2010 5:00:25 PM
Aimvest$25.00$25.003/5/2010 5:09:38 PM
Speculator$88.90$88.903/5/2010 5:09:52 PM
cwswdh$25.00$25.003/5/2010 5:10:17 PM
Big_Baller$25.00$25.003/5/2010 5:10:30 PM
a-finance-nirvana$25.00$25.003/5/2010 5:11:07 PM
Goodlender42$25.00$25.003/5/2010 5:03:21 PM
iolaire$25.00$25.003/5/2010 5:11:49 PM
ccaxid57$25.00$25.003/5/2010 5:11:57 PM
PittsburghCapital$25.00$25.003/5/2010 5:12:11 PM
dollar-birdie$25.00$25.003/5/2010 5:05:26 PM
LibertyCPA$25.00$25.003/5/2010 5:05:32 PM
dmfog$25.00$25.003/5/2010 5:05:52 PM
LALO79$25.00$25.003/5/2010 5:06:05 PM
investment-oasis$25.00$25.003/5/2010 5:06:12 PM
kindness-percolator5$25.00$25.003/5/2010 5:06:21 PM
currency-zenith$50.00$50.003/5/2010 5:07:15 PM
Walkingcowboy$25.00$25.003/5/2010 5:09:51 PM
chomper969$25.00$25.003/5/2010 5:10:42 PM
JGB$25.00$25.003/5/2010 5:11:32 PM
time4aloan$50.00$50.003/5/2010 5:11:43 PM
Money2Lend_U$500.00$500.003/5/2010 5:12:15 PM
felicity-loyalist0$80.00$80.003/7/2010 2:07:51 PM
orbiter614$50.00$50.003/7/2010 11:37:16 PM
springpanda$25.00$25.003/8/2010 12:06:30 PM
webfeet$25.00$25.003/8/2010 9:57:37 AM
estancias$25.00$25.003/10/2010 2:42:45 PM
beachbum22$25.00$25.003/11/2010 5:03:37 AM
liederhaus$50.00$50.003/11/2010 1:38:38 PM
irishladslad$25.00$25.003/11/2010 6:14:48 PM
hope-lionheart1$25.00$25.003/11/2010 10:08:32 PM
catcid$25.00$25.003/12/2010 2:05:32 AM
persistent-value3$25.84$25.843/12/2010 9:46:00 AM
157 bids
 
Borrower Payment Dependent Notes Series 449204
This series of Notes was issued and sold upon the funding of the borrower loan #41355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 6.13% Starting borrower rate/APR: 7.13% / 7.47% Starting monthly payment: $61.87
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $61.85
 
Auction yield range: 3.04% - 6.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1983 Debt/Income ratio: 6%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 1 / 1Length of status:4y 10m
Credit score: 720-739 (Mar-2010) Total credit lines: 28 Occupation: Accountant/CPA
Now delinquent: 6 Revolving credit balance: $3,832Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 28%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 5    
Screen name: benefit-workhorse Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small loan consolidation
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I am getting back on my feet and want only one payment and I have a steady job.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you explain us a little more about the delinquencies your file shows? - aafg69
A: I was trying to help my son and his family stay in their house at the time. (Mar-07-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
top-silver-american$50.00$50.003/5/2010 4:46:05 PM
webfeet$25.00$25.003/5/2010 4:46:36 PM
hawaiiangirl76$25.00$25.003/5/2010 4:47:10 PM
Artist_Blue$25.00$25.003/5/2010 4:48:19 PM
reinforced-revenue069$25.00$25.003/5/2010 4:48:25 PM
buckyhead2000$25.00$25.003/5/2010 4:49:27 PM
wormdc$25.00$25.003/5/2010 4:46:32 PM
bradny$25.00$25.003/5/2010 4:46:53 PM
forthright-dedication$25.00$25.003/5/2010 4:46:57 PM
moola-man$50.00$50.003/5/2010 4:47:00 PM
woodenshoes$25.00$25.003/5/2010 4:53:48 PM
Eagledrop$25.00$25.003/5/2010 4:47:28 PM
ITGuy$25.00$25.003/5/2010 4:48:37 PM
tokyopete23$25.00$25.003/5/2010 4:48:45 PM
cash-merry-maker$25.00$25.003/5/2010 4:48:56 PM
MiniBank998$25.00$25.003/5/2010 4:49:06 PM
delicious-social132$40.00$40.003/5/2010 4:58:27 PM
mikeandcat$100.00$100.003/5/2010 4:46:13 PM
safe-payment8$25.00$25.003/5/2010 4:47:17 PM
engaging-worth$30.00$30.003/5/2010 4:47:46 PM
bchen78875$50.00$50.003/5/2010 4:48:09 PM
kulender$25.00$25.003/5/2010 4:57:43 PM
lloyd_s$25.00$25.003/5/2010 4:58:22 PM
HHP$25.00$5.003/5/2010 4:58:32 PM
GElender$50.00$50.003/5/2010 4:51:21 PM
kenji4861$25.00$25.003/5/2010 4:53:25 PM
felicity-loyalist0$30.00$30.003/5/2010 9:29:57 PM
WHEREISTHEMOON$25.00$25.003/8/2010 1:43:53 PM
webfeet$25.00$25.003/9/2010 7:22:50 AM
TomDalonajay$25.00$25.003/9/2010 5:04:07 PM
drlevvis$50.00$50.003/11/2010 5:18:15 AM
wwwUniversal$25.00$25.003/12/2010 1:36:25 PM
Supernova3$25.00$25.003/12/2010 1:50:16 PM
inspired-contract9$50.00$50.003/5/2010 4:46:23 PM
Philolend$25.00$25.003/5/2010 4:46:42 PM
desertoasis$25.00$25.003/5/2010 4:47:04 PM
Okeey$25.00$25.003/5/2010 4:48:23 PM
unassuming-reward$25.00$25.003/5/2010 4:46:14 PM
Castellan$25.00$25.003/5/2010 4:47:33 PM
bowdish1$100.00$100.003/5/2010 4:47:51 PM
BayShell$50.00$50.003/5/2010 4:49:08 PM
jeffpac$55.00$55.003/5/2010 4:57:51 PM
Kaj$25.00$25.003/5/2010 4:58:30 PM
important-ore$100.00$100.003/5/2010 4:46:01 PM
skvat$25.00$25.003/5/2010 4:46:28 PM
Banker7371$25.00$25.003/5/2010 4:46:51 PM
fightinjoe$25.00$25.003/5/2010 4:47:06 PM
bedframe$25.00$25.003/5/2010 4:47:35 PM
satisfying-durability$25.00$25.003/5/2010 4:49:10 PM
Cheburashka$30.00$30.003/5/2010 4:49:17 PM
marwadi-62$100.00$100.003/5/2010 6:17:03 PM
HealthAndSafety$100.00$100.003/6/2010 1:25:04 PM
julijask$35.00$35.003/7/2010 6:12:30 PM
springpanda$25.00$25.003/8/2010 12:05:34 PM
iolaire$25.00$25.003/8/2010 12:18:34 PM
wild-orange$25.00$25.003/12/2010 10:07:39 AM
56 bids
 
Borrower Payment Dependent Notes Series 449290
This series of Notes was issued and sold upon the funding of the borrower loan #41416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,600.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $147.09
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $146.71
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1988 Debt/Income ratio: 19%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 10Length of status:13y 6m
Credit score: 760-779 (Mar-2010) Total credit lines: 22 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $3,127Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 11%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Chadwick_Bay_Investments Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 760-779 (Latest)
Principal borrowed: $6,500.00< mo. late: 0 ( 0% )  
720-739 (May-2008)
740-759 (Jan-2008)
720-739 (Dec-2007)
 
Principal balance: $2,900.51 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
Looking to Buy newer Pick-up Truck

?????Purpose of this loan:??????????????I am look to purchase a newer Pick up truck around a 2000 to 2002. Just missed out a a nice 2001 4x4 that sold for $4100.00.?


?I currently own 5 homes and my rental income is more than?my net income from work. I have been a landlord for?30 years.?
???????? I currently have a loan here on Prosper, and also have?some money loaned out to borrowers here.?I will have no proplems paying this loan as my credit report shows and my payment history here on Prosper shows that. Looking for a sure investment loan, this is it.
?????? Thanks for your time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$50.00$50.003/8/2010 4:07:24 PM
skuba$50.00$50.003/8/2010 4:16:19 PM
Microfinancer$25.00$25.003/8/2010 4:15:50 PM
asset-professor$100.00$100.003/8/2010 4:16:03 PM
webfeet$25.00$25.003/8/2010 4:17:19 PM
fightinjoe$25.00$25.003/8/2010 4:18:01 PM
Banker7371$25.00$25.003/8/2010 4:17:36 PM
Castellan$25.00$25.003/8/2010 4:18:34 PM
safe-payment8$25.00$25.003/8/2010 4:18:18 PM
bchen78875$50.00$50.003/8/2010 4:19:34 PM
enthusiastic-balance5$100.00$100.003/8/2010 4:25:59 PM
HHP$25.00$25.003/8/2010 4:26:51 PM
reflective-deal8$50.00$50.003/8/2010 4:27:06 PM
torion$25.00$25.003/8/2010 4:28:42 PM
credit-force5$25.00$25.003/8/2010 4:29:15 PM
Philolend$25.00$25.003/8/2010 4:17:29 PM
personal-lender$25.00$25.003/8/2010 4:30:42 PM
moola-man$50.00$50.003/8/2010 4:17:45 PM
senorzookeeper$25.00$25.003/8/2010 4:29:59 PM
bold-durability-drum$25.00$25.003/8/2010 4:30:19 PM
mg6619$25.00$25.003/8/2010 4:31:32 PM
integrity-doctor$50.00$50.003/8/2010 4:33:05 PM
success1001$50.00$50.003/8/2010 4:31:46 PM
lendersf$95.00$95.003/8/2010 4:31:56 PM
irrelevant$25.00$25.003/8/2010 4:32:07 PM
Goodlender42$25.00$25.003/8/2010 4:33:51 PM
Zanch$25.00$25.003/8/2010 4:34:00 PM
uwinwewin$25.00$25.003/8/2010 4:34:49 PM
top-silver-american$25.00$25.003/8/2010 4:33:17 PM
platinum-platoon$25.00$25.003/8/2010 4:34:22 PM
djs81$25.00$25.003/8/2010 4:34:36 PM
macjp123$25.00$25.003/8/2010 4:27:43 PM
srgriff$25.00$25.003/8/2010 4:38:31 PM
currency-zenith$50.00$50.003/8/2010 4:36:29 PM
gauss02$25.00$25.003/8/2010 4:39:32 PM
gain-seagull9$25.00$25.003/8/2010 4:39:49 PM
economy-association$25.00$25.003/8/2010 4:32:45 PM
dontscrewmeover1$50.00$50.003/8/2010 6:07:00 PM
dpries123$25.00$25.003/9/2010 8:54:51 AM
Millertime_496$25.00$25.003/8/2010 9:41:14 PM
treasure-hunter270$25.00$25.003/9/2010 9:43:39 AM
rate-nest$50.00$50.003/9/2010 11:36:44 AM
interstellar$50.00$50.003/9/2010 9:43:26 AM
turbospeed$25.00$25.003/9/2010 11:57:23 AM
eriqnoodle$25.00$25.003/9/2010 6:49:33 PM
leonparte$25.00$25.003/9/2010 4:44:48 PM
righteousone$100.00$100.003/10/2010 5:43:33 PM
lender12345$25.00$25.003/10/2010 6:34:26 PM
beachfunder$25.00$25.003/11/2010 6:38:42 AM
webfeet$25.00$25.003/11/2010 2:19:51 PM
brlarue$50.00$50.003/11/2010 4:50:38 PM
goldsun$25.00$25.003/11/2010 6:06:28 PM
catcid$25.00$25.003/12/2010 2:14:04 AM
SoloX$25.00$25.003/11/2010 9:28:01 PM
Dollars4Rent$25.00$25.003/12/2010 8:23:25 AM
Tulalue$25.00$25.003/12/2010 8:39:27 AM
the-profit-oracle$25.00$25.003/12/2010 9:10:35 AM
fenderxes$25.00$25.003/12/2010 10:52:59 AM
shrewd-peace7$25.00$25.003/12/2010 11:00:04 PM
Castelj$44.00$44.003/12/2010 5:16:47 PM
swissbanker$50.00$50.003/12/2010 8:44:20 PM
EasternLender$25.00$25.003/13/2010 2:21:11 PM
katnmouse$35.00$35.003/13/2010 3:48:08 PM
vault542$47.00$47.003/13/2010 4:32:32 PM
bigmacbeef$25.00$25.003/13/2010 10:42:37 PM
CA_Lender$25.00$25.003/14/2010 1:26:20 PM
kochan123$25.00$25.003/14/2010 10:35:06 AM
Flash80$75.00$75.003/14/2010 4:34:42 PM
bonus-adventure3$25.00$25.003/14/2010 10:49:51 PM
fairmaiden$25.00$25.003/15/2010 10:02:20 AM
Lender0307$25.00$25.003/15/2010 11:17:12 AM
Megatron404$25.00$25.003/15/2010 1:16:31 PM
wwwUniversal$25.00$25.003/15/2010 3:46:58 PM
woodenshoes$25.00$25.003/8/2010 4:09:17 PM
important-ore$100.00$100.003/8/2010 4:16:41 PM
inspired-contract9$50.00$50.003/8/2010 4:16:59 PM
desertoasis$25.00$25.003/8/2010 4:17:56 PM
bedframe$25.00$25.003/8/2010 4:18:51 PM
engaging-worth$30.00$30.003/8/2010 4:19:07 PM
jeffpac$55.00$55.003/8/2010 4:25:39 PM
radforj22$25.00$25.003/8/2010 4:27:16 PM
lloyd_s$25.00$25.003/8/2010 4:26:26 PM
progressive-asset$100.00$100.003/8/2010 4:27:58 PM
dollar-birdie$50.00$50.003/8/2010 4:15:36 PM
Clambake$50.00$50.003/8/2010 4:28:11 PM
bonus-adventure3$25.00$25.003/8/2010 4:31:16 PM
Phantom99$25.00$25.003/8/2010 4:33:26 PM
delicious-social132$40.00$40.003/8/2010 4:26:38 PM
flexible-value$31.00$31.003/8/2010 4:27:27 PM
Avala$50.00$50.003/8/2010 4:29:03 PM
wampum-reaction2$25.00$25.003/8/2010 4:29:28 PM
honorable-yield$75.00$75.003/8/2010 4:29:42 PM
leodaguy$25.00$25.003/8/2010 4:40:14 PM
clean-loyalty$25.00$25.003/8/2010 4:39:21 PM
peb44$25.00$3.363/8/2010 4:42:53 PM
RetiredATC$25.00$25.003/8/2010 4:36:02 PM
sharp-bill2$40.00$40.003/8/2010 4:36:43 PM
PittsburghCapital$25.00$25.003/8/2010 4:39:13 PM
Aberdeen$350.00$350.003/8/2010 4:47:51 PM
MoneyMA$25.00$25.003/8/2010 4:42:45 PM
starside8$25.00$25.003/8/2010 8:08:30 PM
dbanwart$25.00$25.003/9/2010 3:57:34 AM
power-secret-agent$25.00$25.003/9/2010 4:51:54 PM
generous-deal6$57.64$57.643/9/2010 8:18:38 PM
beachbum22$25.00$25.003/11/2010 5:02:13 AM
RandyL3$33.00$33.003/11/2010 3:35:23 PM
liederhaus$50.00$50.003/11/2010 1:38:49 PM
isfahanian$25.00$25.003/11/2010 8:06:07 PM
dreamhope$25.00$25.003/12/2010 7:40:19 AM
poolboy17$25.00$25.003/12/2010 11:06:44 AM
Planecourage$50.00$50.003/12/2010 1:54:38 PM
durability-halibut$25.00$25.003/12/2010 5:46:05 PM
jude0624$25.00$25.003/13/2010 6:28:30 AM
dough-optimizer$50.00$50.003/13/2010 6:49:52 AM
1SteelerFan$40.00$40.003/13/2010 2:28:37 PM
PalmerTheEmbalmer$25.00$25.003/13/2010 4:10:14 PM
eastindianprince$25.00$25.003/13/2010 11:43:22 PM
JerryB96$25.00$25.003/14/2010 7:57:35 AM
jybank$25.00$25.003/14/2010 6:42:18 PM
LittleMingo$25.00$25.003/15/2010 11:39:53 AM
PLending$74.00$74.003/15/2010 3:35:41 PM
121 bids
 
Borrower Payment Dependent Notes Series 449368
This series of Notes was issued and sold upon the funding of the borrower loan #41343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 28.99% Starting borrower rate/APR: 29.99% / 32.37% Starting monthly payment: $127.34
Final lender yield: 25.40% Final borrower rate/APR: 26.40% / 28.73% Final monthly payment: $121.51
 
Auction yield range: 11.04% - 28.99% Estimated loss impact: 10.63%  
Lender servicing fee: 1.00% Estimated return: 14.77%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1999 Debt/Income ratio: 24%
Basic (1-10): 7 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 15 / 12Length of status:1y 9m
Credit score: 680-699 (Feb-2010) Total credit lines: 39 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $25,789Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 63%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: gentle-interest Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CUT UP CREDIT CARD, WANT TO PAYOFF
Purpose of loan:
This loan will be used to? Pay of a credit card that is at a high interest rate.

My financial situation:
I am a good candidate for this loan because? I have a stable job?while a good income. Also I have an excellent repayment history on all my debts.? No late payments, collections or public records.??(My?Experian Plus score is 709 but the?Prosper model?has?me in the 690 range.) I want this loan so I can get this closed account out of the revolving debt bin and hopefully help my credit score.?The card I wish to pay off was voluntarily closed by me when I opted out of the new terms & conditions sent to me last fall.?

Thank you to those of you who previously bid on my listing. I decided to withdraw it and relist as I was not getting the bids needed to fully??funded at the rate I had?started with. Hoping to get?some?more action and have this rate bid?way down!??



Monthly net income: $ 3200 my salary only (husbands net approx 3400.00) both of us contribute about to 401k's (me about 230 monthly, husband approx 350$ month)
Monthly expenses: $
??Housing: $? 0 (Husband pays both the 1st mortgage $1254(includes taxes & ins)?&? 2nd Mortgage $741.
??Insurance: $90 Husband pays?
??Car expenses: $ 0 -? paid off early 11/09
??Utilities: $ gas , electric , water?- ?250.00
??Phone, cable, internet: $ 145
??Food, entertainment: $ 600
??Clothing, household expenses $
??Credit cards and other loans: $? 953 is my total min?monthly payments. Typically I pay 1500?across all accounts
??Other expenses: $ 150 (gas, T passes)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please publish a listing of account BALANCE AND corresponding INTEREST RATE for EACH of your current loans/debt/credit cards. (eg, Amex Card: $1500 @ 29%, Cashcall loan: $5000 @ 69%, etc ...). No need to list any personal information - Thanks! - Been_There_Owed_That
A: Chase - 15,500 @ 6% fixed Citizens - 7300 @ 6.99% fixed Discover - 1800 @ 0% fixed Barclays - 5480 @ 9.24 variable HSBC - 3412 @ 29.99% fixed (this is the closed acct I will pay off with loan) CIti Card - 5287 @ 9% fixed (I closed this account and plan to pay off later this year hopefully with another prosper loan) Purchased an RV using credit cards rather than install loan, ltr creditors started closing/lowering limts though never late/no bad debt. Thx for your consideration! (Mar-09-2010)
Q: Thanks for prior reply. What is your and your husband's gross monthly income? Any current wage garnishments that reduce your gross monthly income? If so, please explain? - Thanks again :) - Been_There_Owed_That
A: My gmi is 4583 (I faxed w-2 & pay stubs to Prosper already) hubby's is 6416 . Husband has 600 per mth deducted for child support. I would like to correct myself, HSBC card that I want to pay off is @19.99 fixed. I am hoping this rate gets bid down. Even if it does not, I would still want to pay off the card since its closed & affecting my credit utilization ratio. Also have a new PT job paying approx $150 per week but did not include it here b/c I do not have 6 mths pay history yet. Thanks! (Mar-10-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
charming-point$300.00$244.273/8/2010 4:35:04 PM
Bob450$25.00$25.003/8/2010 8:21:20 PM
Helenska11$25.00$25.003/8/2010 7:22:25 PM
dpries123$25.00$25.003/9/2010 9:01:08 AM
new-peso-concerto$33.00$33.003/10/2010 5:52:06 AM
trade-goblin9$25.00$25.003/11/2010 1:50:50 PM
scarlet-velvet$25.00$25.003/11/2010 6:44:12 PM
spiff666$25.00$25.003/11/2010 7:46:53 PM
buffalobills$25.00$25.003/12/2010 8:39:49 AM
Jinja$25.05$25.053/12/2010 9:29:23 AM
Runegeld$100.00$100.003/12/2010 10:24:08 AM
larken$40.00$40.003/12/2010 10:01:33 AM
Milonguero$100.00$100.003/12/2010 10:08:08 AM
leverage-monger$25.00$25.003/13/2010 9:54:45 AM
charitycoon$25.00$25.003/14/2010 12:11:33 PM
mhotchan$100.00$100.003/14/2010 11:04:59 PM
love2garden$200.00$200.003/15/2010 7:18:54 AM
YoungTaxMan$50.00$50.003/15/2010 7:35:33 AM
umfan123$25.00$25.003/15/2010 6:48:05 AM
wealth-pipeline$25.00$25.003/15/2010 9:21:25 AM
tigercat$50.00$50.003/15/2010 12:20:49 PM
mcshew99$25.00$25.003/15/2010 12:46:23 PM
Taho$50.00$50.003/15/2010 1:29:25 PM
Bob450$25.00$25.003/15/2010 2:48:59 PM
evergreen16$100.00$100.003/15/2010 3:12:57 PM
the-silver-blaster$50.00$50.003/15/2010 3:31:28 PM
principal-star$25.00$25.003/15/2010 3:05:33 PM
credit-coach118$50.00$50.003/15/2010 3:11:22 PM
yu-rik$50.00$50.003/15/2010 3:55:49 PM
credit-missile$25.00$25.003/15/2010 4:05:47 PM
copper$30.00$30.003/8/2010 4:32:28 PM
JustMee$25.00$25.003/8/2010 5:32:50 PM
mercuriant$25.00$25.003/8/2010 8:22:22 PM
pedestrianme$25.00$25.003/9/2010 10:16:47 AM
Been_There_Owed_That$100.00$100.003/10/2010 1:41:18 PM
SignatureCapital$25.00$25.003/10/2010 6:11:20 PM
preventivepestcontrol$100.00$100.003/11/2010 10:19:49 AM
welshcat$100.00$100.003/12/2010 4:28:34 AM
Unitas4302$50.00$50.003/12/2010 5:44:52 AM
ChrisKwan$25.00$25.003/12/2010 9:07:30 AM
Tycho$26.00$26.003/12/2010 9:28:41 AM
eboomer2611$25.00$25.003/13/2010 1:09:08 PM
credit-missile$25.44$25.443/13/2010 6:38:26 PM
vigilance-searcher$25.00$25.003/14/2010 1:30:17 PM
unconquerable-cash$40.00$40.003/14/2010 1:31:09 PM
vutah$25.00$25.003/14/2010 6:04:46 PM
bitano$50.00$50.003/15/2010 8:03:48 AM
GreenTiger$50.00$50.003/15/2010 8:52:14 AM
credit-missile$25.00$25.003/15/2010 9:09:30 AM
credit-missile$150.00$150.003/15/2010 9:00:25 AM
DasMula$100.00$100.003/15/2010 10:04:14 AM
reflective-rupee$100.00$100.003/15/2010 1:07:21 PM
malomar66$40.00$40.003/15/2010 12:44:47 PM
jerrymaguire$25.00$25.003/15/2010 2:00:52 PM
PotBellyPete$25.00$25.003/15/2010 1:52:38 PM
EL_Papin$63.24$63.243/15/2010 2:43:56 PM
RMB-Investments$25.00$25.003/15/2010 1:45:53 PM
Engineer44$33.00$33.003/15/2010 4:05:55 PM
exchange-cowbell5$25.00$25.003/15/2010 4:03:20 PM
59 bids
 
Borrower Payment Dependent Notes Series 449376
This series of Notes was issued and sold upon the funding of the borrower loan #41395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.99% Starting monthly payment: $61.54
Final lender yield: 22.57% Final borrower rate/APR: 23.57% / 26.12% Final monthly payment: $58.51
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.55%  
Lender servicing fee: 1.00% Estimated return: 12.02%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2004 Debt/Income ratio: 14%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 1 / 1Length of status:4y 10m
Credit score: 660-679 (Mar-2010) Total credit lines: 9 Occupation: Other
Now delinquent: 0 Revolving credit balance: $0Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: wakatta07 Borrower's state: Washington Borrower's group: BORROWERS - Free instant Listings - LARGEST GROUP
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 14 ( 93% ) 660-679 (Latest)
Principal borrowed: $5,500.00< mo. late: 1 ( 7% )  
700-719 (Mar-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 15  
Description
Tokyo or Bust
Purpose of loan:
Buy a ticket to Tokyo where I am being met by Izumi Shobo, Inc. with a job.

My financial situation:
I am a good candidate for this loan because I will be earning more than enough money to pay off this loan in Tokyo.

Monthly net income: $ 2,500

Monthly expenses: $?1000
??Housing: $ 600
??Insurance: $ 20
??Car expenses: $ 20
??Utilities: $ 0
??Phone, cable, internet: $ 50
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 0
??Other expenses: $ 110
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: If this Japanese company wants to hire an American, why won't they pay for your ticket to come and work in Japan? - alpinaut
A: You know I thought the same thing but Japanese companies mostly look for people already in Japan. I am lucky that I could find a job outside of Japan. (Mar-09-2010)
Q: I am specifically interested in the or Bust part of your title. If this does not materialize how do you intend to pay back the loan - d_grbg
A: That is a very good observation. We already have a year of work contract signed but I suppose I should be prepared for the worst case scenario. If my friend from the company is not there to pick me up and doesn't answer my telephone then here's what's going to happen: I'm going to call my friends in Tokyo and ask to stay with them; I told them I'm coming. Then I would keep applying and pursuing my other 65+ applications to schools and companies in Japan. (Mar-14-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
srthsvghdthtr$25.00$25.003/8/2010 4:13:10 PM
Yomain$40.00$40.003/8/2010 4:41:35 PM
mercuriant$25.00$25.003/8/2010 4:51:13 PM
UCLA4life$25.00$25.003/9/2010 10:47:53 PM
the-dynamic-marketplace$50.00$50.003/10/2010 9:55:58 AM
quiggles$25.00$25.003/10/2010 12:03:56 PM
LarWit1512$25.00$25.003/11/2010 12:03:09 PM
4mydaughterseducation$25.70$25.703/11/2010 8:43:28 PM
MrRooster101$25.00$25.003/12/2010 3:35:26 PM
shrewd-peace7$25.00$25.003/12/2010 11:06:05 PM
marwadi-62$300.00$300.003/13/2010 8:16:44 AM
scroooge$25.00$25.003/14/2010 12:17:14 PM
HermanstadtKid$25.00$25.003/14/2010 1:46:48 PM
compuguy8$25.00$25.003/14/2010 6:47:00 PM
DasMula$25.00$25.003/15/2010 10:04:46 AM
Bob450$30.00$30.003/15/2010 10:22:36 AM
social-conductor4$25.00$25.003/15/2010 3:14:07 PM
AF-Chief$25.00$25.003/15/2010 2:57:55 PM
exchange-cowbell5$100.00$100.003/15/2010 4:03:54 PM
stephen_c01$25.00$25.003/8/2010 6:14:20 PM
SolarMoonshine$25.00$25.003/8/2010 5:00:38 PM
letsbank$25.00$25.003/8/2010 7:56:31 PM
IPG1$25.00$25.003/9/2010 11:41:17 AM
treasure-hunter270$25.00$25.003/9/2010 4:02:57 PM
dcm6276$25.00$25.003/10/2010 9:01:48 AM
impala6464$75.00$75.003/12/2010 10:41:06 PM
PCity-LOA15$32.00$32.003/12/2010 8:35:18 PM
dealscontinued$50.00$50.003/13/2010 9:25:02 AM
Moe87$25.00$25.003/14/2010 10:59:26 AM
Kash2010lu$25.00$25.003/14/2010 8:43:13 PM
the-silver-blaster$25.00$25.003/15/2010 8:53:25 AM
charming-point$300.00$120.213/15/2010 8:43:42 AM
Your_Bank$25.00$25.003/15/2010 10:11:14 AM
sz32836$50.00$50.003/15/2010 12:01:47 PM
investment-party$27.09$27.093/15/2010 1:17:20 PM
wild-orange$25.00$25.003/15/2010 1:31:12 PM
36 bids
 
Borrower Payment Dependent Notes Series 449580
This series of Notes was issued and sold upon the funding of the borrower loan #41410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-10-2010 
  Auction end date:  Mar-16-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $127.91
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $127.57
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1999 Debt/Income ratio: 22%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 2 / 2Length of status:0y 9m
Credit score: 700-719 (Mar-2010) Total credit lines: 4 Occupation: Other
Now delinquent: 0 Revolving credit balance: $20,106Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 75%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: bonus-flow2 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Clearing the last of the debt
Purpose of loan:
I will use this loan to pay off the remaining balance of my high interest rate credit card debt.

My financial situation:
My financial situation is as follows. I have $20,000 in credit card debt with most of it at a very high rate. I just found out I will be given $16,000 by my family to pay off most of this debt. I just need a loan for the remaining $4,000 at a much lower rate and have no problem making the monthly payments. I was only late once on a bill to Citi and had my rate increased substantially. I feel I am a good candidate because I am serious about paying off my debt so I can start investing some of my income.

Monthly net income: $
$2,600

Monthly expenses: $
??Housing: $ 650
??Insurance: $ 275 (car/health/dental)
??Car expenses: $ none paid off
??Utilities: $ 150 (gas/electric/water)
??Phone, cable, internet: $ 150 (phone/cable/internet total)
??Food, entertainment: $ 200 (because I'm not a social misfit)
??Clothing, household expenses $ keeping it minimal until this debt is gone
??Credit cards and other loans: $ no loans, no student debt, just this high interest credit debt as outlined above
??Other expenses: $ spending is kept at a minimum given the nature of my debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$28.00$28.003/10/2010 4:23:23 PM
macjp123$25.00$25.003/10/2010 4:32:54 PM
torion$25.00$25.003/10/2010 4:33:14 PM
honorable-yield$50.00$50.003/10/2010 4:34:45 PM
moola-man$30.00$30.003/10/2010 4:35:04 PM
RetiredATC$25.00$25.003/10/2010 4:35:21 PM
personal-lender$25.00$25.003/10/2010 4:33:47 PM
bonus-adventure3$25.00$25.003/10/2010 4:37:31 PM
mg6619$25.00$25.003/10/2010 4:34:10 PM
top-silver-american$25.00$25.003/10/2010 4:34:42 PM
skuba$25.00$25.003/10/2010 4:30:44 PM
jokerj006$25.00$25.003/10/2010 4:36:42 PM
bigdogsafety1$25.00$25.003/10/2010 4:37:17 PM
successful-euro$30.00$30.003/10/2010 4:38:16 PM
delicious-social132$25.00$25.003/10/2010 4:33:59 PM
irrelevant$25.00$25.003/10/2010 4:34:21 PM
mmckune$25.00$25.003/10/2010 4:40:52 PM
mrscenicroute$25.00$25.003/10/2010 8:47:29 PM
zeraphm$25.00$25.003/10/2010 5:42:34 PM
nanda$25.00$25.003/10/2010 6:35:26 PM
teller$25.00$25.003/11/2010 7:42:30 AM
progressive-asset$25.00$25.003/11/2010 8:02:26 AM
Vetrepreneur$25.00$25.003/10/2010 11:58:39 PM
treasure-hunter270$25.00$25.003/11/2010 12:03:55 PM
orbital-gold4$25.00$25.003/11/2010 11:14:56 AM
the-profit-oracle$25.00$25.003/11/2010 2:10:08 PM
lloyd_s$25.00$25.003/11/2010 3:27:27 PM
starikrai$50.00$50.003/11/2010 6:58:05 PM
integrity-doctor$50.00$50.003/12/2010 7:55:32 AM
Vegasjim$25.00$25.003/12/2010 8:57:37 AM
cello1$25.00$25.003/12/2010 9:35:01 AM
figs4u2$100.00$100.003/12/2010 9:47:29 AM
spark548$50.00$50.003/12/2010 12:08:38 PM
devoider$25.00$25.003/12/2010 1:23:48 PM
unequaled-credit7$25.00$25.003/12/2010 1:19:10 PM
a-finance-nirvana$25.00$25.003/12/2010 1:41:33 PM
don8ter$25.00$25.003/12/2010 5:23:31 PM
anton$40.46$40.463/12/2010 6:19:08 PM
mikeandcat$27.11$27.113/13/2010 8:37:24 AM
Gabriel02$25.00$25.003/13/2010 7:28:57 AM
asdf9876$25.00$25.003/13/2010 1:13:54 PM
phredd$50.00$50.003/13/2010 3:17:43 PM
Interloper$35.00$35.003/13/2010 11:18:48 AM
visionary-currency$25.83$25.833/13/2010 11:57:23 AM
RandyL3$33.00$33.003/13/2010 2:29:06 PM
community-pipeline8$50.00$50.003/13/2010 3:22:36 PM
KHU2-B$25.00$25.003/14/2010 6:57:22 AM
unclejaef$25.00$25.003/14/2010 8:07:41 AM
kmr2$250.00$250.003/14/2010 8:22:34 AM
micko$25.00$25.003/14/2010 10:38:40 AM
liederhaus$27.08$27.083/14/2010 10:24:05 PM
ScottW$25.00$25.003/14/2010 11:47:18 PM
allenerb$25.00$25.003/14/2010 11:07:17 PM
Hokiemon$25.00$25.003/15/2010 7:25:24 AM
yertle9$25.00$25.003/15/2010 10:19:14 AM
intelligent-yield$25.00$25.003/15/2010 11:18:21 AM
desertoasis$25.00$25.003/10/2010 4:23:43 PM
enthusiastic-balance5$100.00$100.003/10/2010 4:32:24 PM
Clambake$50.00$50.003/10/2010 4:32:57 PM
Avala$50.00$50.003/10/2010 4:33:24 PM
fightinjoe$25.00$25.003/10/2010 4:35:09 PM
sharp-bill2$40.00$40.003/10/2010 4:35:32 PM
Supernick$25.00$25.003/10/2010 4:36:28 PM
flexible-value$26.00$26.003/10/2010 4:40:08 PM
uwinwewin$25.00$25.003/10/2010 4:35:01 PM
inspired-contract9$25.00$25.003/10/2010 4:36:26 PM
asset-professor$75.00$75.003/10/2010 8:37:24 PM
uprising35$25.00$25.003/11/2010 8:34:39 AM
leodaguy$25.00$25.003/11/2010 8:52:35 AM
treasure-bliss$33.34$33.343/11/2010 12:03:46 PM
hopethisworks$200.00$200.003/11/2010 1:03:00 PM
bchen78875$25.00$25.003/11/2010 1:23:32 PM
AFairDeal$25.00$25.003/11/2010 4:39:10 PM
helpful-dough$25.00$25.003/11/2010 9:38:38 PM
infinitykid$25.00$25.003/11/2010 10:08:09 PM
santafe1$25.00$25.003/12/2010 4:27:53 AM
Kilolani$25.00$25.003/11/2010 11:59:01 PM
tenacious-compassion9$25.00$25.003/12/2010 6:53:23 AM
nletunic$25.00$25.003/12/2010 9:34:45 AM
courteous-fund9$25.00$25.003/12/2010 9:34:14 AM
wise-silver-wonder$25.00$25.003/12/2010 9:52:58 AM
lukepros$27.25$27.253/12/2010 9:30:30 AM
cordial-funds8$25.00$25.003/12/2010 9:33:20 AM
satisfying-durability$25.00$25.003/12/2010 10:58:38 AM
restless-currency$32.10$32.103/12/2010 11:03:08 AM
Adino$25.00$25.003/12/2010 10:45:29 AM
xrycac$25.00$25.003/12/2010 12:21:18 PM
519dobber$25.00$25.003/12/2010 1:30:42 PM
oaktown23$50.00$50.003/12/2010 1:27:50 PM
Medic05$25.00$25.003/12/2010 2:58:11 PM
Josta$42.00$42.003/12/2010 4:50:22 PM
orange-preeminant-bill$100.00$100.003/13/2010 7:32:32 AM
inspiring-reward$150.00$150.003/12/2010 11:38:04 PM
brazilofmux$28.14$28.143/13/2010 7:32:43 AM
anders94$25.00$25.003/13/2010 11:17:53 AM
GElender$50.00$50.003/13/2010 8:47:23 PM
scrappy-bonus2$25.00$25.003/13/2010 3:38:23 PM
Aquani$35.07$35.073/14/2010 9:27:46 AM
mpactlender$25.00$25.003/14/2010 11:01:19 AM
inventive-wealth2$25.00$25.003/14/2010 4:27:47 PM
steely_dan34$25.00$25.003/14/2010 6:37:20 PM
cingular$25.00$25.003/14/2010 5:02:20 PM
vacaerol$25.00$25.003/14/2010 10:53:42 PM
faifar$25.00$25.003/14/2010 8:07:21 PM
important-ore$50.00$50.003/15/2010 3:24:42 AM
Eagledrop$25.00$25.003/15/2010 8:47:42 AM
red-favorable-basis$25.00$25.003/15/2010 9:07:09 AM
Speculator$50.00$50.003/15/2010 9:07:16 AM
martinnc$25.00$25.003/15/2010 10:01:15 AM
lender281$25.00$25.003/15/2010 10:02:15 AM
a-social-nebula$25.00$25.003/15/2010 10:39:25 AM
bowdish1$37.11$9.623/15/2010 11:42:54 AM
112 bids
 
Borrower Payment Dependent Notes Series 449690
This series of Notes was issued and sold upon the funding of the borrower loan #41336, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-09-2010 
  Auction end date:  Mar-16-2010 
 
Starting lender yield: 8.50% Starting borrower rate/APR: 9.50% / 11.60% Starting monthly payment: $80.08
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $79.73
 
Auction yield range: 4.04% - 8.50% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2004 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 7 / 5Length of status:4y 2m
Credit score: 700-719 (Mar-2010) Total credit lines: 14 Occupation: Construction
Now delinquent: 0 Revolving credit balance: $14,548Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 29%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: reasonable-funds3 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for College
Purpose of loan:
This loan will be used to pay for tuition for summer classes
My financial situation:
I am a good candidate for this loan because?my parents?lend me the money?up front?and I make monthly payments. Although they are no longer able to do this, I am still making a steady income and able to make monthly payments.

Monthly net income: $ usually around $4,000 but can be more or less depending on the month

Monthly expenses: $
??Housing: $?100
??Insurance: $ 0
??Car expenses: $ 100
??Utilities: $ 125
??Phone, cable, internet: $ 37
??Food, entertainment: $ 200
??Clothing, household expenses $ 125
??Credit cards and other loans: $ 700
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$27.00$27.003/9/2010 4:21:22 PM
Clambake$50.00$50.003/9/2010 4:29:24 PM
Avala$50.00$50.003/9/2010 4:29:44 PM
enthusiastic-balance5$100.00$100.003/9/2010 4:28:09 PM
leodaguy$25.00$25.003/9/2010 4:33:20 PM
personal-lender$25.00$25.003/9/2010 4:30:29 PM
bigdogsafety1$25.00$25.003/9/2010 4:36:02 PM
irrelevant$25.00$25.003/9/2010 4:31:04 PM
fightinjoe$25.00$25.003/9/2010 4:31:56 PM
investment-oasis$25.00$25.003/9/2010 4:38:07 PM
gain-seagull9$25.00$25.003/9/2010 4:33:11 PM
robust-trade$25.00$25.003/9/2010 4:39:13 PM
mg6619$25.00$25.003/9/2010 4:30:46 PM
top-silver-american$25.00$25.003/9/2010 4:31:16 PM
bonus-adventure3$25.00$25.003/9/2010 4:36:50 PM
sharp-bill2$40.00$40.003/9/2010 4:32:16 PM
blissful-note7$25.00$25.003/9/2010 5:10:03 PM
asset-professor$75.00$75.003/9/2010 4:49:13 PM
jokerj006$25.00$25.003/9/2010 4:35:07 PM
sympathetic-asset$25.00$25.003/9/2010 4:35:16 PM
bkwest01$100.00$100.003/9/2010 4:35:47 PM
durability-balance4$50.00$50.003/9/2010 6:17:17 PM
r6guy$50.00$50.003/9/2010 11:52:29 PM
1phantom$50.00$50.003/9/2010 5:12:33 PM
helping-out$25.00$25.003/10/2010 3:59:55 AM
wise-handy-finance$25.00$25.003/9/2010 9:34:07 PM
speedy2shoes$25.00$25.003/9/2010 10:53:02 PM
dollar-birdie$25.00$25.003/9/2010 6:14:07 PM
tripnosis$25.00$25.003/9/2010 11:12:49 PM
nourishing-interest0$25.00$25.003/10/2010 5:56:35 AM
ingenious-social8$25.00$25.003/9/2010 10:02:14 PM
rlecour$25.00$25.003/10/2010 9:33:52 AM
bold-durability-drum$25.00$25.003/9/2010 10:17:17 PM
SBT$50.00$50.003/10/2010 9:33:53 AM
MoneyMA$25.00$25.003/10/2010 5:56:37 AM
tenacious-commitment6$25.00$0.513/10/2010 9:47:16 AM
Magus54$25.00$25.003/10/2010 9:33:55 AM
Aimvest$25.00$25.003/10/2010 9:34:15 AM
justin323$25.00$25.003/13/2010 10:09:12 PM
sirpher$26.67$26.673/15/2010 10:17:04 AM
Leshan$25.00$25.003/16/2010 2:33:46 PM
honorable-yield$50.00$50.003/9/2010 4:31:26 PM
RetiredATC$25.00$25.003/9/2010 4:32:04 PM
macjp123$25.00$25.003/9/2010 4:28:58 PM
inspired-contract9$25.00$25.003/9/2010 4:34:14 PM
Supernick$25.00$25.003/9/2010 4:34:26 PM
nanda$25.00$25.003/9/2010 4:34:35 PM
desertoasis$50.00$50.003/9/2010 4:23:56 PM
shiny-revenue$25.00$25.003/9/2010 4:34:52 PM
a-goal-bill$25.00$25.003/9/2010 4:35:31 PM
delicious-social132$25.00$25.003/9/2010 4:30:34 PM
uwinwewin$25.00$25.003/9/2010 4:31:43 PM
skuba$25.00$25.003/9/2010 4:27:00 PM
redrock007$25.00$25.003/9/2010 4:34:44 PM
progressive-asset$100.00$100.003/9/2010 4:29:08 PM
torion$25.00$25.003/9/2010 4:29:30 PM
moola-man$30.00$30.003/9/2010 4:31:50 PM
Vetrepreneur$25.00$25.003/9/2010 4:38:34 PM
successful-euro$30.00$30.003/9/2010 4:38:59 PM
teller$25.00$25.003/9/2010 5:07:17 PM
calilending$25.00$25.003/9/2010 7:22:25 PM
important-ore$50.00$50.003/10/2010 5:54:26 AM
kbodendorf$25.00$25.003/9/2010 5:52:59 PM
integrity-doctor$48.11$48.113/10/2010 5:47:18 AM
tranquil-diversification8$25.00$25.003/10/2010 8:44:24 AM
currency-zenith$50.00$50.003/10/2010 5:56:41 AM
gavinfh$25.00$25.003/10/2010 8:44:25 AM
KandKLegacyInvestments$25.00$25.003/10/2010 9:32:44 AM
economy-mushroom$25.00$25.003/10/2010 9:32:46 AM
buraky$25.00$25.003/10/2010 9:33:54 AM
thunderd$25.00$25.003/10/2010 5:56:22 AM
ski3632$25.00$25.003/10/2010 6:59:03 AM
success1001$47.71$47.713/10/2010 7:14:10 AM
wahoo-trader$25.00$25.003/10/2010 9:47:14 AM
truth-trapper$25.00$25.003/10/2010 6:56:32 PM
liederhaus$50.00$50.003/13/2010 11:15:19 AM
76 bids
 
Borrower Payment Dependent Notes Series 449802
This series of Notes was issued and sold upon the funding of the borrower loan #41413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-11-2010 
 
Starting lender yield: 8.99% Starting borrower rate/APR: 9.99% / 12.10% Starting monthly payment: $161.31
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 4.04% - 8.99% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1988 Debt/Income ratio: 16%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 12Length of status:2y 2m
Credit score: 700-719 (Mar-2010) Total credit lines: 35 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $49,945Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 67%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: subtle-capital Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off High Interest Credit Card
Purpose of loan:
This loan will be used to? Pay off high interest rate credit card balance????

My financial situation:
I am a good candidate for this loan because? I am a CPA who used credit cards to fund the formation of my own accounting practice and an un-timely surgery soon after.? I am easily able to make the monthly payments, but with the high rates, the balances decline very slowly.? I have never defaulted on any debt, and am never late.? Paying off a card over three years with a low, fixed rate is a great way to reduce my overall cost while allowing investors to make more than the 1% (or less) than they currently earn on bank deposits.?

Monthly net income: $ Base is $13,333.?plus year-end?bonuses

Monthly expenses: $
??Housing: $ 3000
??Insurance: $ 600????
??Car expenses: $ 217
??Utilities: $ 600
??Phone, cable, internet: $ 180
??Food, entertainment: $ 1000
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 3000
??Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.003/11/2010 3:55:04 PM
enthusiastic-balance5$100.00$100.003/11/2010 4:07:32 PM
Clambake$50.00$50.003/11/2010 4:07:59 PM
bonus-adventure3$25.00$25.003/11/2010 4:09:07 PM
mg6619$25.00$25.003/11/2010 4:09:17 PM
delicious-social132$40.00$40.003/11/2010 4:07:39 PM
top-silver-american$25.00$25.003/11/2010 4:10:06 PM
torion$25.00$25.003/11/2010 4:08:15 PM
honorable-yield$75.00$75.003/11/2010 4:08:34 PM
successful-euro$30.00$30.003/11/2010 4:13:50 PM
Zanch$25.00$25.003/11/2010 4:10:13 PM
leodaguy$25.00$25.003/11/2010 4:11:57 PM
AF-Chief$27.00$27.003/11/2010 4:02:09 PM
baseballfan111$25.00$25.003/11/2010 4:16:23 PM
Supernick$25.00$25.003/11/2010 4:16:38 PM
edgeofpdx$25.00$25.003/11/2010 4:17:22 PM
fightinjoe$25.00$25.003/11/2010 4:03:55 PM
mac415$25.00$25.003/11/2010 4:23:58 PM
jeffpac$55.00$55.003/11/2010 4:07:15 PM
credit-force5$25.00$25.003/11/2010 4:08:30 PM
AFairDeal$25.00$25.003/11/2010 4:39:04 PM
interest-exec9$25.00$25.003/11/2010 5:07:06 PM
Ivan2007$25.00$25.003/11/2010 4:14:13 PM
skillful-diversification2$25.00$25.003/11/2010 5:12:59 PM
mmckune$25.00$25.003/11/2010 4:14:43 PM
tylerfd$25.00$25.003/11/2010 4:17:48 PM
bchen78875$25.00$25.003/11/2010 4:18:17 PM
bigballer105$50.00$50.003/11/2010 4:18:25 PM
dontscrewmeover1$25.00$25.003/11/2010 6:01:16 PM
micko$25.00$25.003/11/2010 4:27:58 PM
PeopleHelpers$25.00$25.003/11/2010 6:24:45 PM
TheBiggTree$25.00$25.003/11/2010 6:25:36 PM
reinforced-revenue069$25.00$25.003/11/2010 6:26:18 PM
antlr$25.00$25.003/11/2010 6:26:46 PM
MiniBank998$25.00$25.003/11/2010 6:26:22 PM
srgriff$25.00$25.003/11/2010 6:26:48 PM
kindness-percolator5$25.00$25.003/11/2010 6:26:53 PM
johntina$49.74$49.743/11/2010 6:27:14 PM
zielojo$25.00$25.003/11/2010 6:27:35 PM
first-pragmatic-note$25.00$25.003/11/2010 6:27:58 PM
market-assembler$50.00$50.003/11/2010 6:28:02 PM
Merganser$25.00$25.003/11/2010 6:27:38 PM
saritha$25.00$25.003/11/2010 6:28:28 PM
Cr_Sunset$25.00$25.003/11/2010 6:28:31 PM
jaker$25.00$25.003/11/2010 6:28:04 PM
DonaldColorado$25.00$25.003/11/2010 6:28:50 PM
safe-payment8$25.00$25.003/11/2010 6:28:19 PM
invincible-duty$25.00$25.003/11/2010 6:28:33 PM
Philolend$25.00$25.003/11/2010 6:29:25 PM
webfeet$25.00$25.003/11/2010 6:28:53 PM
stable-money$25.00$25.003/11/2010 6:29:33 PM
falcon245sp$25.00$25.003/11/2010 6:28:59 PM
GlobalFan$25.00$25.003/11/2010 5:07:26 PM
cash-merry-maker$25.00$25.003/11/2010 6:29:45 PM
senorzookeeper$25.00$25.003/11/2010 6:29:14 PM
meux99$25.00$25.003/11/2010 6:29:18 PM
skvat$25.00$25.003/11/2010 6:29:29 PM
BayShell$26.66$26.663/11/2010 6:30:46 PM
bds9646$26.00$26.003/11/2010 6:30:04 PM
BankofBen$25.00$25.003/11/2010 6:30:39 PM
roccofox$27.46$27.463/11/2010 6:31:25 PM
RandomMonkey$25.00$25.003/11/2010 6:31:50 PM
kulender$25.00$25.003/11/2010 6:32:00 PM
engaging-worth$30.00$30.003/11/2010 6:32:38 PM
loanfairy$25.00$25.003/11/2010 6:31:36 PM
get30inc$42.24$42.243/11/2010 6:31:46 PM
economy-association$25.00$25.003/11/2010 6:33:40 PM
CorMDNY$25.00$25.003/11/2010 6:24:47 PM
entertaining-greenback2$25.00$25.003/11/2010 6:25:33 PM
elgollo$25.00$25.003/11/2010 6:26:52 PM
bedframe$25.00$25.003/11/2010 6:26:58 PM
market-builder$25.00$25.003/11/2010 6:29:04 PM
steady-gain5$25.00$25.003/11/2010 6:29:22 PM
platinum-platoon$25.00$25.003/11/2010 6:29:54 PM
jjb3$25.00$25.003/11/2010 6:30:08 PM
verse99$25.00$25.003/11/2010 6:30:33 PM
bluesky07$25.00$25.003/11/2010 6:30:49 PM
BuildingBestLife$25.00$25.003/11/2010 6:31:18 PM
aasx1108$25.00$25.003/11/2010 6:31:34 PM
meenan$25.00$25.003/11/2010 6:31:59 PM
wampum-reaction2$25.00$25.003/11/2010 6:33:03 PM
Microfinancer$25.00$25.003/11/2010 4:03:24 PM
skuba$50.00$50.003/11/2010 4:03:33 PM
dollar-birdie$50.00$50.003/11/2010 4:03:20 PM
asset-professor$100.00$100.003/11/2010 4:03:27 PM
moola-man$50.00$50.003/11/2010 4:03:48 PM
Castellan$25.00$25.003/11/2010 4:04:09 PM
uwinwewin$25.00$25.003/11/2010 4:10:31 PM
RetiredATC$25.00$25.003/11/2010 4:11:28 PM
sharp-bill2$40.00$40.003/11/2010 4:11:43 PM
personal-lender$25.00$25.003/11/2010 4:08:42 PM
clean-loyalty$25.00$25.003/11/2010 4:11:49 PM
buraky$25.00$25.003/11/2010 4:12:52 PM
phredd$75.00$75.003/11/2010 4:13:58 PM
wiselady$25.00$25.003/11/2010 4:14:19 PM
listenfirst$50.00$50.003/11/2010 4:14:25 PM
reflective-deal8$50.00$50.003/11/2010 4:07:44 PM
flexible-value$31.00$31.003/11/2010 4:07:47 PM
macjp123$25.00$25.003/11/2010 4:07:54 PM
Avala$50.00$50.003/11/2010 4:08:26 PM
lendersf$95.00$95.003/11/2010 4:09:23 PM
irrelevant$25.00$25.003/11/2010 4:09:31 PM
the-profit-oracle$25.00$25.003/11/2010 4:49:55 PM
Speculator$100.00$100.003/11/2010 4:54:21 PM
inspired-contract9$25.00$25.003/11/2010 4:12:27 PM
jokerj006$25.00$25.003/11/2010 4:12:44 PM
a-finance-nirvana$25.00$25.003/11/2010 5:06:15 PM
Fortuno_per_commodo$48.56$48.563/11/2010 6:24:37 PM
community-saver158$25.00$25.003/11/2010 6:24:48 PM
WindyKid$25.00$25.003/11/2010 6:24:57 PM
producer553$25.00$25.003/11/2010 6:24:43 PM
Duchdad$25.00$25.003/11/2010 6:25:53 PM
transparency-giant$38.12$38.123/11/2010 6:26:01 PM
PaulHenry$25.00$25.003/11/2010 6:26:38 PM
ITGuy$25.00$25.003/11/2010 6:26:20 PM
Koma67$25.00$25.003/11/2010 6:26:47 PM
cwswdh$25.00$25.003/11/2010 6:26:23 PM
hawaiiangirl76$25.00$25.003/11/2010 6:26:53 PM
Dazz2061$25.00$25.003/11/2010 6:27:12 PM
dpfl55$25.00$25.003/11/2010 6:27:40 PM
trustworthy-finance6$25.00$25.003/11/2010 6:27:37 PM
ITS-A-WONDERFUL-LIFE$25.00$25.003/11/2010 6:28:30 PM
ddibernardo$25.00$25.003/11/2010 6:28:29 PM
note-sensation$25.00$25.003/11/2010 6:29:02 PM
forthright-dedication$25.00$25.003/11/2010 6:29:21 PM
social-conductor4$25.00$25.003/11/2010 6:28:52 PM
unassuming-reward$25.00$25.003/11/2010 6:29:28 PM
KrazyCelticKid$100.00$100.003/11/2010 6:28:53 PM
capital-futurist$25.00$25.003/11/2010 6:28:57 PM
rolandweary$30.00$30.003/11/2010 6:29:15 PM
iolaire$25.00$25.003/11/2010 6:29:56 PM
desertoasis$25.00$25.003/11/2010 6:29:59 PM
surfhoss644$25.00$25.003/11/2010 6:30:54 PM
intelligent-yield$25.00$25.003/11/2010 6:31:39 PM
Cheburashka$30.00$30.003/11/2010 6:31:03 PM
Walkingcowboy$25.00$25.003/11/2010 6:31:41 PM
HHP$25.00$25.003/11/2010 6:31:37 PM
heroic-platinum$25.00$25.003/11/2010 6:33:26 PM
lloyd_s$25.00$25.003/11/2010 6:31:38 PM
lucrative-worth$25.00$25.003/11/2010 6:33:27 PM
radforj22$25.00$25.003/11/2010 6:33:35 PM
starikrai$50.00$50.003/11/2010 6:58:00 PM
sjellico$25.00$25.003/11/2010 7:40:09 PM
mrrc7498$68.00$46.523/11/2010 7:42:26 PM
mizon291$50.00$50.003/11/2010 6:24:42 PM
Tallac-Capital$25.00$25.003/11/2010 6:25:34 PM
lean-velocity$25.00$25.003/11/2010 6:26:39 PM
SDNLR$25.00$25.003/11/2010 6:27:18 PM
LendDoc$25.00$25.003/11/2010 6:28:34 PM
natural-greenback6$25.00$25.003/11/2010 6:28:51 PM
brightest-income-hunter$25.00$25.003/11/2010 6:29:26 PM
important-ore$61.70$61.703/11/2010 6:29:53 PM
tokyopete23$25.00$25.003/11/2010 6:30:13 PM
vegibenz$25.00$25.003/11/2010 6:30:20 PM
moneyfriend$50.00$50.003/11/2010 6:31:33 PM
Kaj$25.00$25.003/11/2010 6:31:57 PM
ray1051$25.00$25.003/11/2010 6:33:25 PM
cash-boots$25.00$25.003/11/2010 6:38:20 PM
byrule62$25.00$25.003/11/2010 7:13:27 PM
uncleubb$25.00$25.003/11/2010 7:58:27 PM
160 bids
 
Borrower Payment Dependent Notes Series 449906
This series of Notes was issued and sold upon the funding of the borrower loan #41339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,330.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-10-2010 
  Auction end date:  Mar-17-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $136.63
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $134.61
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2000 Debt/Income ratio: 4%
Basic (1-10): 7 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 2 / 2Length of status:2y 2m
Credit score: 640-659 (Feb-2010) Total credit lines: 12 Occupation: Investor
Now delinquent: 0 Revolving credit balance: $521Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 65%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 7    
Screen name: clean-moola Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Putting in heaters and remodel
Purpose of loan:
This loan will be used to install four NEW heating units for my six rentals and complete the new configuration of gas lines to include a mini-laundry mat in the basement. Secondly, we need to improve four of the units with new carpet, paint and plumbing but since I am lucky to get 3300bucks, we will be focusing on one.

My financial situation:
we are a good candidate for this loan because my credit is vital to me in building my financial success. My credit rating is being held back by Experian so hopefully after this loan is paid off, it will go up. Currently, I have rentals that are 50% full because of lack of immediate funds. In addition, I work at Keller Williams Realty where I close deals.
Credit Score on Transunion is 675 and Equifax is 725 Experian 653
Monthly net income: $ 6000
Monthly expenses: $ 3800
??Housing: $1200
??Insurance: $ 300
??Car expenses: $0
??Utilities: $ 100
??Phone, cable, internet: $100
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1000
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
tremendous-integrity$25.00$25.003/10/2010 4:24:40 PM
merriewold$25.00$25.003/10/2010 4:24:48 PM
steves73$25.00$25.003/10/2010 4:25:02 PM
mvalley$25.00$25.003/10/2010 4:25:55 PM
orange-courageous-dedication$30.00$30.003/10/2010 4:26:05 PM
delivery$25.00$25.003/10/2010 4:24:35 PM
Helenska11$25.00$25.003/10/2010 4:24:44 PM
secobarbital$25.00$25.003/10/2010 4:25:09 PM
theprince$25.00$25.003/10/2010 4:25:18 PM
elevated-platinum5$25.00$25.003/10/2010 4:26:15 PM
AF_Trust$25.00$25.003/10/2010 4:26:22 PM
honorable-yield$35.00$35.003/10/2010 4:26:26 PM
CarDealer3070$30.00$30.003/10/2010 4:26:34 PM
trustu$25.00$25.003/10/2010 4:26:52 PM
brother_tam$50.00$50.003/10/2010 4:30:02 PM
thrifty-funds1$25.00$25.003/10/2010 4:27:02 PM
fattygordon$25.00$25.003/10/2010 4:27:06 PM
srgriff$25.00$25.003/10/2010 4:27:10 PM
martinnc$25.00$25.003/10/2010 4:30:28 PM
jml3482$25.00$25.003/10/2010 4:27:24 PM
leodaguy$25.00$25.003/10/2010 4:27:25 PM
natural-greenback6$25.00$25.003/10/2010 4:30:49 PM
Supernick$25.00$25.003/10/2010 4:28:32 PM
rhin0cerx$50.00$50.003/10/2010 4:30:00 PM
purdue98$25.00$25.003/10/2010 4:24:53 PM
BankME$25.00$25.003/10/2010 4:25:30 PM
greatwhiteninja$25.00$25.003/10/2010 4:30:53 PM
georgethesir$25.00$25.003/10/2010 4:26:44 PM
nerdfactor$25.00$25.003/10/2010 4:27:15 PM
sympathetic-asset$25.00$25.003/10/2010 4:27:33 PM
kmfreymi$25.00$25.003/10/2010 4:27:57 PM
visionary-currency$50.00$50.003/10/2010 4:28:07 PM
AF-Chief$28.00$28.003/10/2010 4:28:37 PM
steely_dan34$25.00$25.003/10/2010 4:30:57 PM
SolarMoonshine$25.00$25.003/11/2010 5:28:04 PM
charming-point$300.00$300.003/12/2010 10:31:15 AM
Brainworm$25.00$25.003/15/2010 5:14:59 AM
Your_Bank$25.00$25.003/15/2010 7:45:24 PM
lender12345$25.00$25.003/15/2010 6:32:37 PM
Bob450$25.00$25.003/16/2010 9:04:20 PM
umfan123$25.00$25.003/16/2010 10:26:31 PM
ZOOOM$25.00$25.003/17/2010 1:04:18 PM
YoungTaxMan$25.00$25.003/17/2010 2:43:28 PM
Engineer44$25.00$25.003/17/2010 4:23:14 PM
Bob450$25.00$25.003/17/2010 4:14:54 PM
cunning-compassion1$25.00$25.003/17/2010 4:24:07 PM
intrepid-transaction5$25.00$25.003/10/2010 4:24:56 PM
kindness-percolator5$25.00$25.003/10/2010 4:25:25 PM
nourishing-interest0$25.00$25.003/10/2010 4:25:44 PM
WBB21$25.00$25.003/10/2010 4:25:51 PM
Zolton$200.00$200.003/10/2010 4:26:10 PM
Purposeful$25.00$25.003/10/2010 4:26:40 PM
chicagoman$25.00$25.003/10/2010 4:27:20 PM
delicious-social132$25.00$25.003/10/2010 4:24:26 PM
ukstevenhawaii$50.00$50.003/10/2010 4:28:02 PM
exact-loan5$30.00$30.003/10/2010 4:25:13 PM
Cai8899$30.00$30.003/10/2010 4:25:35 PM
hope-equation$50.00$50.003/10/2010 4:25:40 PM
personal-lender$25.00$25.003/10/2010 4:26:03 PM
SBT$50.00$50.003/10/2010 4:29:50 PM
rooosta$25.00$25.003/10/2010 4:26:36 PM
moola-man$25.00$25.003/10/2010 4:30:08 PM
rks125$25.00$25.003/10/2010 4:27:52 PM
Speculator$100.00$100.003/10/2010 4:28:59 PM
Shepherd7$25.00$25.003/10/2010 4:24:23 PM
PaulHenry$25.00$25.003/10/2010 4:29:47 PM
irrelevant$25.00$25.003/10/2010 4:24:39 PM
nrowland$25.00$25.003/10/2010 4:29:55 PM
intelligent-yield$25.00$25.003/10/2010 4:30:16 PM
helping-out$30.00$30.003/10/2010 4:30:36 PM
burrito6$25.00$17.003/10/2010 4:31:02 PM
asiaratt$100.00$100.003/10/2010 4:26:28 PM
zone6$100.00$100.003/10/2010 4:27:30 PM
deal-hickory5$25.00$25.003/10/2010 4:28:47 PM
bountiful-bazaar$25.00$25.003/10/2010 4:30:24 PM
reflective-rupee$25.00$25.003/10/2010 4:40:15 PM
Streamfeeder$25.00$25.003/10/2010 4:48:31 PM
Bob450$25.00$25.003/10/2010 8:24:33 PM
UCLA4life$25.00$25.003/12/2010 11:57:22 PM
trade-goblin9$25.00$25.003/14/2010 12:31:16 PM
mcshew99$25.00$25.003/15/2010 12:50:29 PM
chevy92$50.00$50.003/16/2010 4:34:28 PM
Mark-M$25.00$25.003/16/2010 6:58:15 PM
deepblue34$35.00$35.003/16/2010 7:36:20 PM
new-peso-concerto$25.00$25.003/17/2010 7:16:11 AM
rate-hickory$25.00$25.003/17/2010 9:14:25 AM
bosloan26$65.00$65.003/17/2010 10:24:01 AM
donenzo$25.00$25.003/17/2010 10:36:09 AM
PotBellyPete$25.00$25.003/17/2010 12:57:38 PM
Pu239$50.00$50.003/17/2010 2:00:39 PM
lender-inc$50.00$50.003/17/2010 2:31:21 PM
leverage-burrito$25.00$25.003/17/2010 2:53:02 PM
asian808$50.00$50.003/17/2010 2:29:55 PM
93 bids
 
Borrower Payment Dependent Notes Series 449914
This series of Notes was issued and sold upon the funding of the borrower loan #41348, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-10-2010 
  Auction end date:  Mar-17-2010 
 
Starting lender yield: 15.03% Starting borrower rate/APR: 16.03% / 18.21% Starting monthly payment: $527.58
Final lender yield: 14.85% Final borrower rate/APR: 15.85% / 18.03% Final monthly payment: $526.25
 
Auction yield range: 6.04% - 15.03% Estimated loss impact: 5.25%  
Lender servicing fee: 1.00% Estimated return: 9.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1991 Debt/Income ratio: 14%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 9Length of status:3y 1m
Credit score: 740-759 (Mar-2010) Total credit lines: 36 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $48,493Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 73%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Davidson91 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card advance
Purpose of loan:
This loan will be used to pay off a credit card cash advance that is currently at a promotional rate but will be increasing shortly. ?

My financial situation:
I am a good candidate for this loan because I have very good credit and also have a brokerage account that is in excess of $100,000 but I do not want to tap into it until later in the year or next year.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$27.00$27.003/10/2010 4:27:41 PM
skuba$25.00$25.003/10/2010 4:30:46 PM
jeffpac$55.00$55.003/10/2010 4:32:09 PM
enthusiastic-balance5$100.00$100.003/10/2010 4:32:15 PM
delicious-social132$25.00$25.003/10/2010 4:33:58 PM
mg6619$25.00$25.003/10/2010 4:34:06 PM
irrelevant$25.00$25.003/10/2010 4:34:26 PM
inspired-contract9$25.00$25.003/10/2010 4:36:22 PM
desertoasis$50.00$50.003/10/2010 4:28:52 PM
bonus-adventure3$25.00$25.003/10/2010 4:37:29 PM
currency-shaker16$150.00$150.003/10/2010 4:37:33 PM
mmckune$25.00$25.003/10/2010 4:40:58 PM
Vetrepreneur$25.00$25.003/10/2010 4:38:04 PM
successful-euro$30.00$30.003/10/2010 4:38:14 PM
cello1$25.00$25.003/10/2010 4:48:01 PM
Clambake$50.00$50.003/10/2010 4:33:03 PM
acrocoach$25.00$25.003/10/2010 4:48:40 PM
supreme-hope$25.00$25.003/10/2010 4:48:55 PM
Cheburashka$25.00$25.003/10/2010 4:50:22 PM
top-silver-american$25.00$25.003/10/2010 4:34:39 PM
principal-prodigy$25.00$25.003/10/2010 4:40:45 PM
moola-man$30.00$30.003/10/2010 4:35:02 PM
RetiredATC$25.00$25.003/10/2010 4:35:15 PM
shamil45$25.00$25.003/10/2010 5:03:03 PM
LandE2BG$25.00$25.003/10/2010 4:49:15 PM
unrivaled-justice$25.00$25.003/10/2010 4:49:41 PM
studious-bonus7$50.00$50.003/10/2010 5:47:28 PM
martinnc$25.00$25.003/10/2010 5:52:49 PM
JohnW12$25.00$25.003/10/2010 5:17:23 PM
zeraphm$25.00$25.003/10/2010 5:42:27 PM
progressive-asset$100.00$100.003/10/2010 4:39:18 PM
notyourdaddy$25.00$25.003/10/2010 5:47:20 PM
helping-out$25.00$25.003/10/2010 6:33:48 PM
kmfreymi$25.00$25.003/10/2010 6:34:07 PM
a-finance-nirvana$25.00$25.003/10/2010 6:34:51 PM
MoneyMA$25.00$25.003/10/2010 6:08:58 PM
value-microscope$25.00$25.003/10/2010 6:48:10 PM
investment-oasis$25.00$25.003/10/2010 6:34:08 PM
currency-zenith$50.00$50.003/10/2010 6:34:13 PM
success1001$50.00$50.003/10/2010 6:34:26 PM
building_community$50.00$50.003/10/2010 4:49:13 PM
nourishing-interest0$25.00$25.003/10/2010 6:58:03 PM
hope-eagle6$25.00$25.003/10/2010 8:47:18 PM
heat25$25.00$25.003/10/2010 7:32:29 PM
CommerciaLender$25.00$25.003/10/2010 4:56:14 PM
nybanker85$25.00$25.003/10/2010 9:02:21 PM
BCTechnology$25.00$25.003/10/2010 9:27:18 PM
durability-balance4$50.00$50.003/10/2010 6:33:55 PM
wahoo-trader$25.00$25.003/10/2010 6:34:03 PM
RugbyNick2126$25.00$25.003/10/2010 11:22:14 PM
wise-handy-finance$25.00$25.003/11/2010 5:00:59 AM
lloyd_s$25.00$25.003/11/2010 5:01:13 AM
jhouman$25.00$25.003/11/2010 1:22:27 AM
gracej$25.00$25.003/10/2010 6:58:06 PM
nalaari$25.00$25.003/10/2010 7:03:16 PM
economy-mushroom$25.00$25.003/11/2010 5:00:53 AM
Picopie$37.90$37.903/11/2010 5:01:03 AM
VPRLLC$25.00$25.003/11/2010 5:32:36 AM
blissful-note7$25.00$25.003/11/2010 5:01:18 AM
repayment-launcher$25.00$25.003/11/2010 5:01:26 AM
balance-whistle7$25.00$25.003/11/2010 5:01:30 AM
tranquil-diversification8$25.00$25.003/11/2010 5:01:37 AM
investor421$25.00$25.003/11/2010 6:42:19 AM
studious-listing8$25.00$25.003/11/2010 5:17:32 AM
plentiful-reward$50.00$50.003/11/2010 6:57:19 AM
kindness-percolator5$25.00$25.003/11/2010 6:42:22 AM
Phantom99$25.00$25.003/11/2010 7:12:16 AM
time4aloan$26.00$26.003/11/2010 7:42:14 AM
uprising35$25.00$25.003/11/2010 8:34:35 AM
Sonos$25.00$25.003/10/2010 10:57:20 PM
sweet-social2$40.00$40.003/11/2010 9:07:14 AM
psztnrw$32.97$32.973/10/2010 11:52:13 PM
STLRacer$25.00$25.003/11/2010 9:32:34 AM
KandKLegacyInvestments$25.00$25.003/11/2010 5:00:55 AM
teller$25.00$25.003/11/2010 5:01:06 AM
wise-careful-greenback$25.00$25.003/11/2010 9:38:28 AM
first-upright-payout$25.00$25.003/11/2010 5:01:17 AM
rhodylend$25.00$25.003/11/2010 5:01:36 AM
jammers$25.00$25.003/11/2010 9:49:23 AM
money-explorer3$25.00$25.003/11/2010 5:09:49 AM
red-undaunted-kindness$39.95$39.953/11/2010 5:10:12 AM
BuckeyeTap$25.00$25.003/11/2010 10:04:04 AM
HamachiMan$25.00$25.003/11/2010 5:17:30 AM
treasure-bliss$100.00$100.003/11/2010 6:08:00 AM
walabie$25.00$25.003/11/2010 10:47:27 AM
b2006$25.00$25.003/11/2010 11:12:49 AM
flopcat$25.00$25.003/11/2010 11:37:44 AM
treasure-hunter270$25.00$25.003/11/2010 12:03:52 PM
ghinga$30.00$30.003/11/2010 11:55:55 AM
fairhelper$25.00$25.003/11/2010 9:13:36 AM
rgrtanker$25.00$25.003/11/2010 12:17:46 PM
TakeChargeGroup$25.00$25.003/11/2010 9:33:22 AM
LenderExtraordinaire$25.00$25.003/11/2010 9:33:35 AM
Stollewood$25.47$25.473/11/2010 12:35:10 PM
ClearLake$25.00$25.003/11/2010 12:42:36 PM
rpatusa$25.00$25.003/11/2010 9:48:42 AM
Fiimg$30.15$30.153/11/2010 9:57:29 AM
melodious-fairness$25.00$25.003/11/2010 1:48:00 PM
ArmyGuy$25.00$25.003/11/2010 11:43:39 AM
neil1492$25.00$25.003/11/2010 2:08:09 PM
cash4less$25.00$25.003/11/2010 2:02:47 PM
Kulchar$50.00$50.003/11/2010 2:19:34 PM
Lilred7879$50.00$50.003/11/2010 12:03:17 PM
PocketAces$25.00$25.003/11/2010 12:35:05 PM
Jgodd13$25.21$25.213/11/2010 3:09:28 PM
LALO79$25.00$25.003/11/2010 3:10:21 PM
best-phenomenal-treasure$25.00$25.003/11/2010 3:17:38 PM
Sefotonga$25.00$25.003/11/2010 3:42:34 PM
Kierf$25.00$25.003/11/2010 3:42:39 PM
boater01$50.00$50.003/11/2010 2:27:48 PM
1phantom$45.00$45.003/11/2010 2:52:35 PM
Opportunity4you$25.00$25.003/11/2010 2:58:20 PM
kbguru$25.65$25.653/11/2010 2:58:29 PM
drumcorpsnut$26.88$26.883/11/2010 2:59:31 PM
nprfan5$25.00$25.003/11/2010 3:10:18 PM
Thorny$25.00$25.003/11/2010 3:33:42 PM
starikrai$50.00$50.003/11/2010 6:58:02 PM
Sven79$100.00$100.003/11/2010 9:12:25 PM
santafe1$25.00$25.003/12/2010 4:27:51 AM
infinitykid$25.00$25.003/11/2010 10:08:07 PM
red-trade-cologne$25.00$25.003/12/2010 4:44:09 AM
likeable-value$25.00$25.003/12/2010 5:24:40 AM
Kilolani$25.00$25.003/11/2010 11:58:59 PM
bailey14$25.00$25.003/12/2010 7:27:28 AM
tenacious-compassion9$25.00$25.003/12/2010 6:53:21 AM
useful-p2ploan$37.71$37.713/12/2010 9:32:58 AM
coin-investor$25.00$25.003/12/2010 9:36:39 AM
inforapenny$25.00$25.003/12/2010 9:53:08 AM
cordial-funds8$25.00$25.003/12/2010 9:33:18 AM
nletunic$25.00$25.003/12/2010 9:34:44 AM
restless-currency$32.10$32.103/12/2010 11:03:07 AM
cnovak$25.00$25.003/12/2010 11:23:49 AM
spark548$50.00$50.003/12/2010 12:08:35 PM
Adino$25.00$25.003/12/2010 10:45:26 AM
unequaled-credit7$25.00$25.003/12/2010 1:19:06 PM
GlobalFan$25.00$25.003/12/2010 12:57:01 PM
Medic05$25.00$25.003/12/2010 2:58:08 PM
519dobber$25.00$25.003/12/2010 1:30:40 PM
FinDoc$25.00$25.003/12/2010 1:47:36 PM
inspiring-reward$150.00$150.003/12/2010 11:38:02 PM
Gabriel02$25.00$25.003/13/2010 9:12:50 AM
anton$177.17$177.173/13/2010 11:17:35 AM
Finagle-Inc$25.00$25.003/13/2010 3:25:09 PM
don8ter$25.00$25.003/14/2010 10:17:22 AM
Interloper$30.39$30.393/13/2010 10:13:34 PM
sharp-credit$1,000.00$1,000.003/14/2010 10:08:25 AM
minista$25.00$25.003/14/2010 10:12:45 AM
GElender$50.00$50.003/14/2010 10:39:02 AM
inventive-wealth2$25.00$25.003/14/2010 4:27:45 PM
mikeandcat$41.93$41.933/14/2010 6:37:24 PM
ScottW$25.00$25.003/14/2010 11:47:20 PM
lender281$25.00$25.003/15/2010 10:02:14 AM
income-fortress$50.00$50.003/15/2010 12:13:00 PM
mathomas3$30.25$30.253/15/2010 3:33:12 PM
prohelper$25.00$25.003/15/2010 4:20:26 PM
CallMeBen$25.00$25.003/15/2010 5:13:11 PM
Trimalchio12$25.00$24.713/15/2010 5:21:01 PM
vutah$50.00$50.003/15/2010 9:07:37 PM
KingCroesus$25.00$25.003/15/2010 11:14:10 PM
nolahelper$25.00$25.003/16/2010 6:06:22 AM
Hatdance$25.00$25.003/16/2010 8:54:32 AM
bdruss$25.00$25.003/16/2010 9:27:45 AM
breadbroker$25.00$25.003/16/2010 9:33:56 AM
ExcellentGreen$25.00$25.003/16/2010 11:42:47 AM
reflective-rupee$100.00$100.003/16/2010 12:26:14 PM
Finagle-Inc$75.00$75.003/16/2010 1:36:55 PM
reflective-rupee$25.00$25.003/16/2010 2:47:05 PM
credit-coach118$35.00$35.003/16/2010 4:31:16 PM
trumpeter5$50.00$50.003/16/2010 5:07:04 PM
apr$30.00$30.003/16/2010 6:12:25 PM
witness18$200.00$200.003/16/2010 3:16:56 PM
d_grbg$25.00$25.003/16/2010 7:34:52 PM
Crox4dT$25.00$25.003/16/2010 5:29:31 PM
liberty-thinker$25.00$25.003/16/2010 5:33:28 PM
brother_tam$200.00$200.003/16/2010 6:05:01 PM
BrighterSuns$26.72$26.723/16/2010 7:02:41 PM
wkeboarder21$50.00$50.003/16/2010 7:05:42 PM
steady-dime$25.00$25.003/17/2010 7:12:40 AM
aspire2grow$25.00$25.003/16/2010 8:09:12 PM
ethicalhumanist$25.00$25.003/17/2010 9:26:26 AM
FOFagent1$200.00$200.003/17/2010 8:44:21 AM
Moneypenny6$25.00$25.003/17/2010 10:36:33 AM
mistering$50.00$50.003/17/2010 11:34:59 AM
rockhound84$25.00$25.003/17/2010 1:56:24 PM
velocity-winner$25.00$25.003/17/2010 3:08:15 PM
Avala$50.00$50.003/10/2010 4:33:18 PM
personal-lender$25.00$25.003/10/2010 4:33:56 PM
fightinjoe$25.00$25.003/10/2010 4:35:07 PM
sharp-bill2$40.00$40.003/10/2010 4:35:24 PM
macjp123$25.00$25.003/10/2010 4:32:48 PM
torion$25.00$25.003/10/2010 4:33:06 PM
jokerj006$25.00$25.003/10/2010 4:36:37 PM
the-silver-blaster$40.00$40.003/10/2010 4:33:43 PM
bkwest01$100.00$100.003/10/2010 4:37:08 PM
bigdogsafety1$25.00$25.003/10/2010 4:37:13 PM
uwinwewin$25.00$25.003/10/2010 4:34:56 PM
shiny-revenue$25.00$25.003/10/2010 4:39:07 PM
sympathetic-asset$25.00$25.003/10/2010 4:36:44 PM
a-goal-bill$25.00$25.003/10/2010 4:37:00 PM
leodaguy$25.00$25.003/10/2010 4:39:35 PM
selector568$25.25$25.253/10/2010 5:02:45 PM
whynormal$25.00$25.003/10/2010 5:22:15 PM
Rattlehead$50.00$50.003/10/2010 4:36:16 PM
nanda$25.00$25.003/10/2010 4:36:31 PM
gavinfh$25.00$25.003/10/2010 4:50:39 PM
ddog0224$25.00$25.003/10/2010 5:47:32 PM
siesta100$25.00$25.003/10/2010 5:47:47 PM
asset-professor$48.77$48.773/10/2010 5:52:52 PM
burgeoning-silver$25.00$25.003/10/2010 6:08:06 PM
redrock007$25.00$25.003/10/2010 4:39:37 PM
SBT$50.00$50.003/10/2010 6:33:57 PM
gain-seagull9$25.00$25.003/10/2010 6:34:19 PM
orange-preeminant-bill$100.00$100.003/10/2010 6:33:29 PM
dollar-birdie$25.00$25.003/10/2010 6:33:53 PM
thunderd$25.00$25.003/10/2010 6:34:11 PM
LiquidLender$25.00$25.003/10/2010 4:49:43 PM
mrscenicroute$25.00$25.003/10/2010 8:44:41 PM
xstreamin$25.00$25.003/10/2010 7:32:24 PM
fmvaulter$25.00$25.003/10/2010 8:47:20 PM
newyork6264$25.00$25.003/10/2010 4:57:22 PM
Havana21$50.00$50.003/10/2010 10:37:27 PM
intelligent-yield$25.00$25.003/10/2010 10:57:23 PM
ktfritz$25.00$25.003/10/2010 6:33:26 PM
buraky$25.00$25.003/10/2010 6:33:58 PM
tenacious-commitment6$25.00$25.003/10/2010 6:34:05 PM
integrity-doctor$50.00$50.003/10/2010 6:34:16 PM
peerlender$30.00$30.003/10/2010 11:52:14 PM
Fingar$25.00$25.003/10/2010 6:34:28 PM
robust-trade$25.00$25.003/10/2010 6:34:36 PM
bold-durability-drum$25.00$25.003/10/2010 6:34:50 PM
docdekay$40.00$40.003/11/2010 1:22:31 AM
leverage-accruer$25.00$25.003/11/2010 4:33:55 AM
Microfinancer$25.00$25.003/10/2010 11:47:22 PM
bowdish1$100.00$100.003/11/2010 5:01:11 AM
WilliamLeeSims$25.00$25.003/11/2010 5:01:38 AM
Banker7371$25.00$25.003/10/2010 6:52:25 PM
ookete$25.00$25.003/10/2010 7:03:14 PM
hitsman$40.03$40.033/11/2010 5:18:09 AM
speedy2shoes$25.00$25.003/11/2010 5:00:57 AM
keeminn$50.00$50.003/11/2010 5:01:15 AM
balance6$25.00$25.003/11/2010 5:01:28 AM
tripnosis$25.00$25.003/11/2010 5:01:32 AM
hizzy$25.00$25.003/10/2010 7:47:53 PM
honorable-yield$50.00$50.003/11/2010 5:03:18 AM
cberthiaume$25.00$25.003/11/2010 6:17:13 AM
towering-compassion$25.00$25.003/11/2010 6:22:50 AM
friendly-market5$25.00$25.003/10/2010 8:03:02 PM
colorunner$25.00$25.003/11/2010 5:17:35 AM
silverloan$37.55$37.553/11/2010 5:32:48 AM
important-ore$25.13$25.133/10/2010 9:38:27 PM
kirkjerk$25.00$25.003/10/2010 11:52:21 PM
burrito6$25.00$25.003/11/2010 1:22:29 AM
ctcurtis$25.00$25.003/11/2010 9:33:12 AM
gethsemane4$25.00$25.003/11/2010 5:01:09 AM
RMB-Investments$25.00$25.003/11/2010 5:01:19 AM
repayment-chef$25.00$25.003/11/2010 5:01:31 AM
Binan$25.00$25.003/11/2010 5:01:35 AM
How$25.00$25.003/11/2010 9:49:02 AM
flexible-value$26.00$26.003/11/2010 5:03:26 AM
Supernick$25.00$25.003/11/2010 5:03:34 AM
mpatrick$25.00$25.003/11/2010 6:42:18 AM
bxdoc$31.59$31.593/11/2010 10:47:29 AM
czar3$39.11$39.113/11/2010 11:13:43 AM
auction-workhorse679$25.00$25.003/11/2010 11:18:05 AM
Astounding$25.00$25.003/11/2010 11:37:26 AM
snoopey100$25.00$25.003/11/2010 11:37:30 AM
terryaj$25.00$25.003/11/2010 11:54:27 AM
papyrus111$25.00$25.003/11/2010 11:54:00 AM
green-glowing-gain$25.00$25.003/11/2010 9:32:46 AM
trail9$25.00$25.003/11/2010 9:33:05 AM
gametime34$38.29$38.293/11/2010 12:08:47 PM
rcldesign$25.00$25.003/11/2010 12:23:28 PM
bold-principal-thinker$25.00$25.003/11/2010 9:33:40 AM
MO_Investor$25.00$25.003/11/2010 9:33:51 AM
rakstar$25.00$25.003/11/2010 12:34:56 PM
lovelongandprosper$50.00$50.003/11/2010 9:33:52 AM
fopaul13$25.00$25.003/11/2010 12:42:31 PM
Theboof$25.00$25.003/11/2010 12:57:33 PM
Katburg$35.00$35.003/11/2010 12:58:06 PM
SDNLR$25.00$25.003/11/2010 12:57:53 PM
preventivepestcontrol$50.00$50.003/11/2010 10:25:07 AM
bchen78875$25.00$25.003/11/2010 1:23:39 PM
Dutchhunter$26.39$26.393/11/2010 1:28:59 PM
CanArkRoamNu$25.00$25.003/11/2010 1:47:34 PM
orbital-gold4$25.00$25.003/11/2010 11:14:51 AM
Aimvest$25.00$25.003/11/2010 1:41:07 PM
psiequalsone$25.00$25.003/11/2010 2:02:50 PM
BlackFred$25.00$25.003/11/2010 2:08:21 PM
srilm$25.00$25.003/11/2010 12:02:56 PM
Doodlemeyer$25.00$25.003/11/2010 2:33:10 PM
reBuild-America$25.00$25.003/11/2010 2:37:19 PM
gamp$25.00$25.003/11/2010 2:18:47 PM
jackbauer$25.00$25.003/11/2010 12:17:38 PM
helpinghand63$36.85$36.853/11/2010 2:19:02 PM
RyuRabbit$25.00$25.003/11/2010 2:58:19 PM
tsui517$25.00$25.003/11/2010 12:36:23 PM
iLoaner$25.00$25.003/11/2010 3:10:46 PM
boomer5$25.00$25.003/11/2010 12:42:56 PM
hopethisworks$144.25$144.253/11/2010 1:03:04 PM
museic1$46.46$46.463/11/2010 3:17:36 PM
lokiswolf$33.53$33.533/11/2010 1:22:47 PM
BuffetRocks$50.00$50.003/11/2010 3:34:54 PM
visionary-community$25.00$25.003/11/2010 3:42:37 PM
awwaww$25.00$25.003/11/2010 1:48:21 PM
rwelle$25.00$25.003/11/2010 2:52:27 PM
tenny321$25.00$25.003/11/2010 3:10:05 PM
howlong2retirement$25.00$25.003/11/2010 3:17:28 PM
mac415$25.00$25.003/11/2010 4:31:37 PM
durability-halibut$25.00$25.003/11/2010 4:27:40 PM
AFairDeal$25.00$25.003/11/2010 4:39:06 PM
the-profit-oracle$25.00$25.003/11/2010 4:49:53 PM
totoro$25.00$25.003/11/2010 6:51:42 PM
helpful-dough$25.00$25.003/11/2010 9:38:36 PM
Speculator$57.75$57.753/11/2010 8:27:22 PM
Bank_Of_XL$100.00$100.003/11/2010 9:42:00 PM
Vegasjim$25.00$25.003/12/2010 8:57:35 AM
figs4u2$100.00$100.003/12/2010 9:47:26 AM
courteous-fund9$25.00$25.003/12/2010 9:34:13 AM
xrycac$25.00$25.003/12/2010 12:21:15 PM
oaktown23$50.00$50.003/12/2010 1:27:46 PM
intrepid-transaction5$25.00$25.003/12/2010 3:32:19 PM
devoider$25.00$25.003/12/2010 5:07:17 PM
fund-medalist171$36.94$36.943/13/2010 5:03:48 AM
Josta$50.00$50.003/13/2010 11:17:59 AM
scrappy-bonus2$25.00$25.003/13/2010 3:38:21 PM
wise-silver-wonder$25.00$25.003/13/2010 11:15:48 AM
asdf9876$25.00$25.003/13/2010 1:13:53 PM
phredd$50.00$50.003/13/2010 3:17:42 PM
community-pipeline8$50.00$50.003/13/2010 3:22:35 PM
brazilofmux$37.67$37.673/13/2010 3:27:21 PM
kmr2$250.00$250.003/14/2010 8:22:31 AM
fair_rates$25.00$25.003/14/2010 10:09:28 AM
anders94$25.00$25.003/14/2010 10:17:27 AM
KHU2-B$25.00$25.003/14/2010 6:57:24 AM
visionary-currency$75.00$75.003/14/2010 10:12:38 AM
Dollars4Rent$25.00$25.003/14/2010 4:30:32 PM
micko$25.00$25.003/14/2010 1:30:22 PM
faifar$25.00$25.003/14/2010 8:07:20 PM
credit-panda1$25.00$25.003/14/2010 4:50:52 PM
mattblizz$50.00$50.003/14/2010 5:35:59 PM
cingular$25.00$25.003/14/2010 5:02:21 PM
vacaerol$25.00$25.003/14/2010 10:53:40 PM
new-peso-concerto$25.00$25.003/15/2010 6:29:06 AM
mpactlender$25.00$25.003/15/2010 9:12:50 AM
yertle9$25.00$25.003/15/2010 10:19:16 AM
lucrative-loan$25.00$25.003/15/2010 10:52:18 AM
a-social-nebula$25.00$25.003/15/2010 10:39:23 AM
balance-force$26.00$26.003/15/2010 2:21:40 PM
empire9$25.00$25.003/15/2010 3:44:36 PM
ixjoec$30.00$30.003/15/2010 4:05:15 PM
lm75$25.00$25.003/15/2010 4:38:46 PM
justice-hawk$50.00$50.003/15/2010 5:34:01 PM
lender12345$25.00$25.003/15/2010 6:33:05 PM
duty-monger$50.00$50.003/15/2010 6:39:26 PM
reflective-rupee$200.00$200.003/16/2010 2:46:42 PM
srspank24$100.00$100.003/16/2010 3:59:55 PM
USMP$100.00$100.003/16/2010 4:24:24 PM
payment-freshmaker$25.00$25.003/16/2010 3:02:25 PM
LoanerPrincipal$40.00$40.003/16/2010 5:01:33 PM
CymruAmByth$50.00$50.003/16/2010 5:17:39 PM
liederhaus$50.00$50.003/16/2010 6:19:51 PM
Liam227$117.77$117.773/16/2010 7:46:30 PM
LoanerPrincipal$50.00$50.003/16/2010 7:55:19 PM
poolshark72$25.00$25.003/16/2010 9:42:11 PM
jodilee31$34.56$34.563/16/2010 8:51:22 PM
wonderous-power$25.00$25.003/17/2010 12:43:02 AM
Ambassador$34.00$34.003/17/2010 4:31:10 AM
Finagle-Inc$100.00$100.003/17/2010 3:53:07 AM
crw1950$50.00$50.003/16/2010 8:24:17 PM
tender-ore$25.00$25.003/17/2010 8:02:21 AM
thrifty-funds1$25.00$25.003/17/2010 12:47:51 AM
rate-hickory$25.00$25.003/17/2010 9:15:41 AM
Bob450$50.00$50.003/17/2010 9:48:52 AM
Mindful7$25.00$25.003/17/2010 6:36:00 AM
massuot$25.00$25.003/17/2010 6:53:31 AM
the-bill-matrix$25.00$25.003/17/2010 11:46:27 AM
Ven58$25.00$25.003/17/2010 1:51:00 PM
sharp-credit$207.95$207.953/17/2010 3:07:56 PM
stockpiler079$100.00$100.003/17/2010 3:41:54 PM
wwwUniversal$25.00$25.003/17/2010 4:13:16 PM
DasMula$50.00$50.003/17/2010 4:15:43 PM
Bob450$25.00$25.003/17/2010 4:16:07 PM
rockymtbob$50.00$50.003/17/2010 4:23:50 PM
wwwUniversal$25.00$25.003/17/2010 4:22:18 PM
384 bids
 
Borrower Payment Dependent Notes Series 450128
This series of Notes was issued and sold upon the funding of the borrower loan #41357, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-12-2010 
  Auction end date:  Mar-19-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $79.94
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $79.73
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1994 Debt/Income ratio: 22%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 8Length of status:2y 1m
Credit score: 740-759 (Mar-2010) Total credit lines: 13 Occupation: Medical Technician
Now delinquent: 0 Revolving credit balance: $16,684Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 18%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: agreement-lesson Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
First Water Machine
Purpose of loan:
This loan will be used to buy a machine which alkalizes and electrolyzes water from the kitchen faucet. Working in the health industry, I have seen huge benefits in patients drinking this water. My wish is to spread the word by introducing the concept, and providing samples,?to centers, clinics, veterinarians and spas in the local area, initially.? The aim is for them to purchase machines for their businesses and introduce the benefits to their patients.?

My financial situation:
I am a good candidate for this loan because I am extremely conscientious in caretaking money,?own my own home, have no mortgage, have regular work and am?ready to make the monthly payments on this amount of loan?.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.003/12/2010 4:01:12 PM
dollar-birdie$30.00$30.003/12/2010 3:58:37 PM
enthusiastic-balance5$100.00$100.003/12/2010 4:10:55 PM
fightinjoe$25.00$25.003/12/2010 4:08:12 PM
Castellan$25.00$25.003/12/2010 4:08:23 PM
Avala$50.00$50.003/12/2010 4:12:23 PM
skuba$50.00$50.003/12/2010 4:08:06 PM
delicious-social132$40.00$40.003/12/2010 4:11:05 PM
macjp123$25.00$25.003/12/2010 4:11:35 PM
leodaguy$25.00$25.003/12/2010 4:14:59 PM
successful-euro$30.00$30.003/12/2010 4:16:23 PM
bonus-adventure3$25.00$25.003/12/2010 4:13:34 PM
lendersf$95.00$95.003/12/2010 4:13:53 PM
reflective-deal8$50.00$50.003/12/2010 4:11:18 PM
sharp-bill2$40.00$40.003/12/2010 4:14:48 PM
bigballer105$50.00$50.003/12/2010 4:18:48 PM
honorable-yield$75.00$75.003/12/2010 4:12:55 PM
mg6619$25.00$25.003/12/2010 4:13:45 PM
baseballfan111$25.00$25.003/12/2010 4:17:56 PM
jokerj006$25.00$25.003/12/2010 4:15:26 PM
bchen78875$50.00$50.003/12/2010 4:20:40 PM
restless-currency$25.00$25.003/12/2010 4:24:22 PM
HHP$25.00$25.003/12/2010 4:20:54 PM
RetiredATC$25.00$25.003/12/2010 4:19:19 PM
AFairDeal$25.00$25.003/12/2010 4:19:30 PM
jameskdean$25.00$25.003/12/2010 4:21:00 PM
inqbus$25.00$25.003/12/2010 4:21:33 PM
red-trade-cologne$25.00$25.003/12/2010 4:22:06 PM
devoider$25.00$25.003/12/2010 4:24:45 PM
bigphish$25.00$25.003/12/2010 4:24:57 PM
tenacious-compassion9$25.00$25.003/12/2010 4:22:37 PM
Vegasjim$25.00$25.003/12/2010 4:23:29 PM
cordial-funds8$25.00$25.003/12/2010 4:23:43 PM
figs4u2$100.00$100.003/12/2010 4:24:06 PM
iolaire$25.00$25.003/12/2010 4:24:26 PM
life-is-great$25.00$25.003/12/2010 4:41:07 PM
RandyL3$33.00$33.003/13/2010 2:29:20 PM
the-bright-velocity$25.00$25.003/15/2010 11:13:45 AM
Pickmar$25.00$25.003/17/2010 1:40:53 PM
JCPlending$25.00$25.003/18/2010 5:14:06 PM
q4golf$26.00$26.003/18/2010 6:20:31 PM
wild-orange$25.00$25.003/19/2010 1:40:35 AM
Microfinancer$25.00$25.003/12/2010 4:07:49 PM
flexible-value$31.00$31.003/12/2010 4:11:26 PM
torion$25.00$25.003/12/2010 4:12:08 PM
asset-professor$100.00$100.003/12/2010 4:07:56 PM
inspired-contract9$25.00$25.003/12/2010 4:15:17 PM
credit-force5$25.00$25.003/12/2010 4:12:36 PM
personal-lender$25.00$25.003/12/2010 4:13:16 PM
uwinwewin$25.00$25.003/12/2010 4:14:34 PM
Clambake$50.00$50.003/12/2010 4:11:56 PM
edgeofpdx$25.00$25.003/12/2010 4:18:24 PM
phredd$75.00$75.003/12/2010 4:16:28 PM
wiselady$25.00$25.003/12/2010 4:16:45 PM
listenfirst$50.00$50.003/12/2010 4:16:50 PM
top-silver-american$25.00$25.003/12/2010 4:14:19 PM
Zanch$25.00$25.003/12/2010 4:14:24 PM
buraky$25.00$25.003/12/2010 4:15:38 PM
Ivan2007$25.00$25.003/12/2010 4:16:39 PM
awwaww$25.00$25.003/12/2010 4:23:58 PM
tylerfd$25.00$25.003/12/2010 4:18:37 PM
BankofBen$25.00$25.003/12/2010 4:23:01 PM
nletunic$25.00$25.003/12/2010 4:23:49 PM
adevadeh$25.00$25.003/12/2010 4:21:50 PM
blissful-note7$25.00$25.003/12/2010 4:57:47 PM
integrity-doctor$50.00$50.003/12/2010 4:23:11 PM
jeffpac$55.00$55.003/12/2010 4:30:23 PM
meux99$25.00$10.193/12/2010 5:22:41 PM
mlopez2007$25.00$25.003/12/2010 4:24:33 PM
progressive-asset$25.00$25.003/12/2010 4:50:23 PM
dproxima$25.00$25.003/15/2010 6:46:23 PM
persistent-value3$34.81$34.813/19/2010 5:53:40 AM
jybank$25.00$25.003/19/2010 1:12:25 PM
73 bids
 
Borrower Payment Dependent Notes Series 450212
This series of Notes was issued and sold upon the funding of the borrower loan #41321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-12-2010 
  Auction end date:  Mar-19-2010 
 
Starting lender yield: 14.00% Starting borrower rate/APR: 15.00% / 17.17% Starting monthly payment: $173.33
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $170.52
 
Auction yield range: 6.04% - 14.00% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2002 Debt/Income ratio: Not calculated
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 8Length of status:0y 1m
Credit score: 740-759 (Mar-2010) Total credit lines: 13 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $5,090Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 25%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: moola-berserker Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes and Credit Card refinance
Purpose of loan:
I have a tax bill I have to pay in April totaling about $2000, mostly as a result of my not having income tax withheld from the unemployment checks I was collecting for five months.? (Yes, that's taxable income!)? I also had to pay $5000 because of a personal problem that I'd rather not go into.? With my new job I'll be able to come up with the 2K by the time it's due, but the 5K is going to have to sit on my credit card.? I'd rather not pay that high an interest rate.

My financial situation:
I am a good candidate for this loan because?I went to a top school for Computer Science.? I worked for Microsoft before I was laid off.? I'm working at Amazon now as a contractor.? Those are two of the BEST software companies in the Seattle area.? As a recruiter pointed out to me recently, that must mean I'm Pretty Damn Good, and with the market recovering I'm sure to be in high demand even if my current contract doesn't get renewed (which I expect that it will, if I don't get a permanent job offer).

My total income is $1069 a week, totaling $4276 per month ($5345 in months that have four Fridays :-) ).? My total fixed expenses are:
$1250 Rent (+water, sewer, trash pickup)
$ 400 Student Loans
$ 438 Car Payment
$? 92 Health Insurance
$? 33 Internet
$? 30-40 Electricity
----
$2253 Total

That leaves quite the buffer for me to pay this back.? And I do intend to pay it back quickly.? As you can see from my credit score (CreditKarma.com tells me it's 764) I always pay my debts on time.? I just want to avoid paying credit card interest rates for a few months while I earn the cash.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: If you would...How long have you been in your new job? and is it in programming or another field. - XCWIZ007
A: "Software Design Engineer" is the title. I've been there a couple months now. (Mar-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$28.00$28.003/12/2010 4:04:42 PM
macjp123$25.00$25.003/12/2010 4:11:30 PM
personal-lender$25.00$25.003/12/2010 4:13:22 PM
enthusiastic-balance5$100.00$100.003/12/2010 4:10:51 PM
uwinwewin$25.00$25.003/12/2010 4:14:26 PM
mg6619$25.00$25.003/12/2010 4:13:42 PM
top-silver-american$25.00$25.003/12/2010 4:14:16 PM
thrifty-funds1$25.00$25.003/12/2010 4:37:57 PM
pure-treasure7$25.00$25.003/12/2010 4:39:18 PM
currency-oak$25.00$25.003/12/2010 4:39:22 PM
rcc7$25.00$25.003/12/2010 4:39:34 PM
Vegasjim$25.00$25.003/12/2010 4:23:27 PM
luckyldy$35.00$35.003/12/2010 4:39:54 PM
money-maniac$50.00$50.003/12/2010 4:40:00 PM
kindness-percolator5$25.00$25.003/12/2010 4:40:36 PM
desertoasis$25.00$25.003/12/2010 4:40:39 PM
nletunic$25.00$25.003/12/2010 4:23:53 PM
hitsman$50.00$50.003/12/2010 4:41:03 PM
life-is-great$25.00$25.003/12/2010 4:48:52 PM
integrity-doctor$50.00$50.003/12/2010 4:23:06 PM
cordial-funds8$25.00$25.003/12/2010 4:23:41 PM
HandShake$25.00$25.003/12/2010 4:37:28 PM
Red_b17$25.00$25.003/12/2010 4:37:50 PM
burrito6$25.00$25.003/12/2010 4:38:39 PM
note-sensation$25.00$25.003/12/2010 4:39:21 PM
foxy-fund$50.00$50.003/12/2010 4:39:27 PM
kbodendorf$25.00$25.003/12/2010 4:39:37 PM
Fiimg$50.00$50.003/12/2010 4:39:46 PM
niskyfranchise$25.00$25.003/12/2010 4:39:55 PM
nourishing-interest0$25.00$25.003/12/2010 4:39:59 PM
Havana21$50.00$50.003/12/2010 4:40:07 PM
important-ore$31.18$31.183/12/2010 4:40:47 PM
Adino$25.00$25.003/12/2010 7:47:32 PM
Edwin_Rae$25.00$25.003/12/2010 4:38:00 PM
time4aloan$25.00$25.003/12/2010 8:03:30 PM
Kaj$25.00$25.003/12/2010 4:39:20 PM
bullwink27$25.00$25.003/12/2010 4:39:26 PM
best-deal-banker$25.00$25.003/12/2010 4:39:56 PM
jigsaw$100.00$100.003/12/2010 4:40:02 PM
bold-durability-drum$25.00$25.003/12/2010 4:41:04 PM
Fortuno_per_commodo$37.69$37.693/12/2010 6:22:16 PM
ClearLake$25.00$25.003/12/2010 5:13:22 PM
Earl65$25.00$25.003/12/2010 5:22:31 PM
papyrus111$25.00$25.003/12/2010 5:47:24 PM
treasure-hunter270$25.00$25.003/12/2010 9:17:19 PM
996$25.00$25.003/14/2010 2:34:03 PM
Sol_Invictus$25.00$25.003/15/2010 1:39:31 PM
bondhedger$25.00$25.003/15/2010 5:49:35 PM
exchange-jet$25.00$25.003/16/2010 1:50:42 AM
broker558$25.00$25.003/18/2010 4:12:53 PM
golffish2$50.00$50.003/18/2010 3:02:02 PM
niq4soccer$25.00$25.003/18/2010 5:34:03 PM
marr$67.73$67.733/18/2010 5:50:14 PM
Techne_Funds_LLC$25.00$25.003/18/2010 7:59:42 PM
alluring-yield5$50.00$50.003/19/2010 8:33:56 AM
ddog0224$25.00$25.003/19/2010 11:34:55 AM
Leshan$25.00$25.003/19/2010 12:29:20 PM
lender12345$25.00$25.003/19/2010 3:09:25 PM
skuba$25.00$25.003/12/2010 4:09:02 PM
torion$25.00$25.003/12/2010 4:12:02 PM
delicious-social132$25.00$25.003/12/2010 4:13:23 PM
Clambake$50.00$50.003/12/2010 4:12:01 PM
asset-professor$75.00$75.003/12/2010 4:17:38 PM
sharp-bill2$40.00$40.003/12/2010 4:14:44 PM
Avala$50.00$50.003/12/2010 4:12:20 PM
fightinjoe$25.00$25.003/12/2010 4:14:36 PM
inspired-contract9$25.00$25.003/12/2010 4:15:13 PM
flexible-value$26.00$26.003/12/2010 4:22:02 PM
jokerj006$25.00$25.003/12/2010 4:15:23 PM
tenacious-compassion9$25.00$25.003/12/2010 4:22:34 PM
bonus-adventure3$25.00$25.003/12/2010 4:15:48 PM
progressive-asset$100.00$100.003/12/2010 4:24:47 PM
successful-euro$50.00$50.003/12/2010 4:22:27 PM
RetiredATC$25.00$25.003/12/2010 4:19:15 PM
income-excellence1$25.00$25.003/12/2010 4:37:49 PM
reward-motion$25.00$25.003/12/2010 4:39:14 PM
beyondmanagement$25.00$25.003/12/2010 4:39:19 PM
HHP$25.00$25.003/12/2010 4:39:24 PM
gethsemane4$25.00$25.003/12/2010 4:39:42 PM
gavinfh$25.00$25.003/12/2010 4:39:47 PM
xstreamin$25.00$25.003/12/2010 4:39:59 PM
credit-kahuna$100.00$100.003/12/2010 4:40:01 PM
Aimvest$25.00$25.003/12/2010 4:40:22 PM
senorzookeeper$25.00$25.003/12/2010 4:41:01 PM
a-finance-nirvana$25.00$25.003/12/2010 4:24:48 PM
noddy$25.00$25.003/12/2010 4:37:53 PM
TruckerGuy$25.00$25.003/12/2010 4:37:56 PM
new-marketplace-lyrics$25.00$25.003/12/2010 4:38:01 PM
figs4u2$100.00$100.003/12/2010 4:24:03 PM
ktfritz$25.00$25.003/12/2010 5:42:15 PM
friendly-worth3$25.00$25.003/12/2010 4:39:19 PM
KVEER$25.00$25.003/12/2010 4:39:23 PM
kmr2$200.00$200.003/12/2010 4:39:32 PM
peerlender$30.00$30.003/12/2010 4:39:40 PM
red-undaunted-kindness$100.00$100.003/12/2010 4:39:49 PM
tntbuzz$25.00$25.003/12/2010 4:39:53 PM
bonafide-cash$50.00$50.003/12/2010 4:40:05 PM
tranquil-diversification8$25.00$25.003/12/2010 4:40:13 PM
Banker7371$25.00$25.003/12/2010 4:40:40 PM
success1001$43.74$43.743/12/2010 7:02:22 PM
Microfinancer$25.00$25.003/12/2010 4:41:26 PM
lisaac29$25.00$25.003/12/2010 4:37:58 PM
natural-greenback6$25.00$25.003/12/2010 4:38:13 PM
mpatrick$25.00$25.003/12/2010 4:38:43 PM
jpjones86$25.00$25.003/12/2010 8:07:14 PM
moola-man$29.57$4.333/12/2010 8:07:21 PM
KrazyCelticKid$75.00$75.003/12/2010 4:39:20 PM
platinum-sorcerer6$25.00$25.003/12/2010 4:39:22 PM
jasmarc$25.00$25.003/12/2010 4:39:36 PM
calm-deal7$25.00$25.003/12/2010 4:39:52 PM
gjh37$25.00$25.003/12/2010 4:39:55 PM
friendly-market5$25.00$25.003/12/2010 4:39:57 PM
jdrez$25.00$25.003/12/2010 4:40:42 PM
Lilred7879$50.00$50.003/12/2010 4:40:48 PM
BuffetRocks$50.00$50.003/12/2010 4:40:54 PM
wise-handy-finance$25.00$25.003/12/2010 4:41:00 PM
bowdish1$100.00$100.003/12/2010 5:22:49 PM
highcountry1$25.00$25.003/12/2010 4:48:24 PM
courteous-fund9$25.00$25.003/12/2010 6:52:19 PM
spark548$48.72$48.723/12/2010 7:53:02 PM
gracej$25.00$25.003/12/2010 5:42:17 PM
orbiter614$38.02$38.023/15/2010 12:18:50 PM
lepolgr$50.00$50.003/17/2010 11:03:48 AM
reflective-rupee$100.00$100.003/17/2010 11:00:39 AM
la_verita$25.00$25.003/18/2010 12:52:23 PM
dorypro$50.00$50.003/18/2010 4:39:56 PM
XCWIZ007$75.00$75.003/18/2010 4:54:18 PM
nashibaksi$25.00$25.003/18/2010 6:36:58 PM
StanTheMan$36.32$36.323/18/2010 10:41:00 PM
hebergee$25.00$25.003/19/2010 6:25:13 AM
new-shiny-cash$25.00$25.003/19/2010 7:04:11 AM
Astyanax$35.00$35.003/19/2010 11:43:57 AM
jybank$25.00$25.003/19/2010 1:07:14 PM
blooming-kindness$25.00$25.003/19/2010 1:07:55 PM
himanshuko$48.27$48.273/19/2010 1:26:34 PM
D-N-A_Investments$25.00$25.003/19/2010 2:43:35 PM
natural-affluence4$25.00$25.003/19/2010 3:14:38 PM
friendinmoney$25.00$25.003/19/2010 3:18:30 PM
mistering$50.00$50.003/19/2010 3:43:18 PM
139 bids
 
Borrower Payment Dependent Notes Series 450230
This series of Notes was issued and sold upon the funding of the borrower loan #41370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Mar-12-2010 
  Auction end date:  Mar-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $113.09
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.57%  
Lender servicing fee: 1.00% Estimated return: 18.43%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2000 Debt/Income ratio: 5%
Basic (1-10): 6 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 5 / 4Length of status:0y 6m
Credit score: 680-699 (Mar-2010) Total credit lines: 9 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $1,361Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 102%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 4    
Screen name: income-casserole3 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payday loan hell
I bought a house in June 2009?that turned out to be a money pit due to a home inspector/pest control guy who was guilty of a conflict of interest and screwed me over. I had to take out a payday loan to pay for repairs on the house and the interest and fees have been costing me $1,000 month. It is destroying me financially and I'm afraid that I'm going to lose my house because of it. Please help.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain the delinquincies shown on your listing. Please answer publicly. Thanks. - tigercat
A: Payday loan: Due Date: 03/26/2010Total Amount Due: $2258.63. Had to pay a pest control/home improvement company to trap and remove rats from the attic and to remove all of the insulation, decontaminate the attic, and blow in new insulation. I bought a rat-infested house. The inspector/pest control guy said there were no rats in the attic and that he would take care of any damage for $595, big lie. (Mar-14-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
micko$25.00$25.003/12/2010 4:57:59 PM
Bob450$25.00$25.003/12/2010 8:54:14 PM
eronyc$25.00$25.003/16/2010 4:25:49 PM
Tono$30.00$30.003/17/2010 7:03:23 PM
mrxtravis$150.00$150.003/18/2010 3:02:08 PM
power-grid134$25.00$25.003/18/2010 4:27:35 PM
Tycho$26.00$26.003/18/2010 8:23:44 PM
Unitas4302$103.52$103.523/18/2010 9:12:55 PM
Ronnieboy888$25.00$25.003/18/2010 9:34:11 PM
innovator2$25.00$25.003/18/2010 10:20:03 PM
fund-secret-agent$25.00$25.003/19/2010 12:29:08 AM
cippy$50.00$50.003/19/2010 10:37:41 AM
Your_Bank$25.00$25.003/19/2010 10:36:47 AM
lucrative-transparency0$300.00$300.003/19/2010 11:54:07 AM
Zipcut$32.93$32.933/19/2010 12:09:37 PM
Leshan$25.00$25.003/19/2010 12:32:14 PM
punjab$150.00$150.003/19/2010 12:23:21 PM
reflective-rupee$100.00$100.003/19/2010 12:58:12 PM
dudebrah$25.00$25.003/19/2010 12:55:32 PM
Trespass4$60.00$60.003/19/2010 1:49:21 PM
lucrative-loan$50.00$50.003/19/2010 2:37:44 PM
Lubava$25.00$25.003/19/2010 2:48:29 PM
reflective-rupee$25.00$25.003/19/2010 3:11:56 PM
reflective-rupee$25.00$25.003/19/2010 3:11:34 PM
lender12345$25.00$25.003/19/2010 3:10:08 PM
reflective-rupee$25.00$25.003/19/2010 3:11:05 PM
a-silver-booster$100.00$100.003/19/2010 3:47:04 PM
efficient-principal$25.00$25.003/14/2010 3:48:01 PM
new-peso-concerto$25.00$25.003/15/2010 6:57:11 AM
Runegeld$100.00$100.003/15/2010 6:57:35 PM
blazing-capital$100.00$27.183/17/2010 5:22:03 PM
mrxtravis$59.85$59.853/18/2010 2:59:45 PM
well-mannered-income3$80.00$80.003/18/2010 4:28:26 PM
SolarMoonshine$25.00$25.003/18/2010 5:48:52 PM
MrMoneyBags$30.00$30.003/18/2010 5:17:33 PM
sensible-fund$25.00$25.003/18/2010 8:50:37 PM
dynrep$25.00$25.003/19/2010 9:26:04 AM
exchange-cowbell5$25.00$25.003/19/2010 10:24:14 AM
new-smart-fund$25.52$25.523/19/2010 12:48:45 PM
jybank$25.00$25.003/19/2010 1:05:15 PM
Bob450$25.00$25.003/19/2010 1:13:20 PM
ultimate-peace$425.00$425.003/19/2010 2:41:22 PM
reflective-rupee$25.00$25.003/19/2010 3:11:19 PM
43 bids
 
Borrower Payment Dependent Notes Series 450856
This series of Notes was issued and sold upon the funding of the borrower loan #41373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Mar-17-2010 
  Auction end date:  Mar-20-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $158.33
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $158.33
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2004 Debt/Income ratio: 11%
Basic (1-10): 4 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 3 / 3Length of status:7y 10m
Credit score: 640-659 (Feb-2010) Total credit lines: 13 Occupation: Other
Now delinquent: 0 Revolving credit balance: $2,562Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 30%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: tree1050 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation loan
Purpose of loan:
This loan will be used to? Pay off high interest credit cards

My financial situation:
I am a good candidate for this loan because? I have a stable, full time job.

Monthly net income: $ 2100

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Could you please share the interest rates and balances on the credit cards you're paying off? Also, you've listed your income - can you list your monthly expenses too? Thanks. - killdare
A: Yes. I have line of credit from Eastern Bank and the balance is $1999.80 with an interest rate of 18.00% I also have a balance of $444.75 on a NTB card. The interest rate is 26.99%. This card is from an auto repair place, national tire and battery. Monthly Expenses are as follows: Car Insurance: 180 Gasoline:300 Food:400 Cell Phone: 75 Entertainment: 100 Other:150 (Mar-18-2010)
1 question & answer
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Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Diamond_Jim$25.00$25.003/17/2010 10:07:16 AM
handy-justice$50.00$50.003/17/2010 10:07:26 AM
IIP77$25.00$25.003/17/2010 10:07:54 AM
nybanker85$100.00$100.003/17/2010 10:08:04 AM
beyondmanagement$25.00$25.003/17/2010 10:08:08 AM
Panitza$62.00$62.003/17/2010 10:08:32 AM
EastofEden$25.00$25.003/17/2010 10:08:36 AM
Georgetastic$25.00$25.003/17/2010 10:08:55 AM
phredd$50.00$50.003/17/2010 10:09:04 AM
regooks$25.00$25.003/17/2010 10:07:11 AM
TowerBusiness$25.00$25.003/17/2010 10:09:48 AM
jhouman$25.00$25.003/17/2010 10:09:52 AM
djc314$25.00$25.003/17/2010 10:07:35 AM
helping-out$35.00$35.003/17/2010 10:07:58 AM
social-conductor4$25.00$25.003/17/2010 9:59:53 AM
ValyaLibra01$25.00$25.003/17/2010 10:08:48 AM
theprince$25.00$25.003/17/2010 10:09:02 AM
nanda$25.00$25.003/17/2010 10:08:30 AM
zone8$100.00$100.003/17/2010 10:08:39 AM
MM1207$25.00$25.003/17/2010 10:08:41 AM
treasure-network$25.00$25.003/17/2010 10:08:52 AM
RMB-Investments$25.00$25.003/17/2010 10:09:11 AM
ChristopherS$25.00$25.003/17/2010 10:25:41 AM
littlemslittle$25.00$25.003/17/2010 10:27:55 AM
ah-long$25.00$25.003/17/2010 10:25:11 AM
HenryS$42.30$42.303/17/2010 10:30:45 AM
newgroom422$25.00$25.003/17/2010 10:43:26 AM
mchiura$25.00$25.003/17/2010 10:34:44 AM
BankofBen$25.00$25.003/17/2010 10:57:17 AM
time4aloan$25.00$25.003/17/2010 12:13:37 PM
simplybarg$25.00$25.003/17/2010 11:49:06 AM
hard-working-loot$25.00$25.003/17/2010 12:23:33 PM
WHEREISTHEMOON$25.00$25.003/17/2010 12:24:15 PM
selfmademan$25.00$25.003/17/2010 3:00:06 PM
bold-principal-thinker$25.00$25.003/17/2010 3:01:03 PM
mrscenicroute$25.00$25.003/17/2010 2:22:53 PM
oceanwind1950$25.00$25.003/17/2010 3:00:24 PM
rock-turner$100.00$100.003/17/2010 5:07:56 PM
revenue-officer36$25.00$25.003/17/2010 5:47:51 PM
Asimus$26.47$26.473/17/2010 6:51:18 PM
Bob450$25.00$25.003/17/2010 8:37:14 PM
treasure-hunter270$25.00$25.003/17/2010 11:37:29 PM
safe-kindness5$25.00$25.003/18/2010 9:33:56 AM
NycDean$25.00$25.003/18/2010 10:24:34 AM
gustavzantanon$25.00$25.003/18/2010 12:43:55 PM
retired272$25.00$25.003/18/2010 12:56:04 PM
tuneman1980$25.00$25.003/18/2010 3:32:30 PM
SolarMoonshine$25.00$25.003/18/2010 5:41:28 PM
scarlet-velvet$25.00$25.003/18/2010 6:17:13 PM
myutmost$25.00$25.003/18/2010 6:45:41 PM
I_Really_Hate_Banks$25.00$25.003/18/2010 7:37:44 PM
shrewd-peace7$25.00$25.003/18/2010 8:47:36 PM
workinghardoregon$25.00$25.003/19/2010 12:03:09 AM
hpfthlv$25.00$25.003/19/2010 7:59:01 AM
topper480$25.00$25.003/19/2010 9:32:55 AM
millipotski$25.00$25.003/19/2010 10:14:10 AM
capital-lava$25.00$25.003/19/2010 2:42:19 PM
reflective-rupee$50.00$50.003/19/2010 3:49:13 PM
CoffeyvilleKS$25.00$25.003/20/2010 9:59:23 AM
indomitable-dedication$25.00$25.003/17/2010 10:07:18 AM
LuvToLend$25.00$25.003/17/2010 10:07:37 AM
WalnutCreekguy$25.00$25.003/17/2010 10:08:37 AM
jwm$25.00$25.003/17/2010 10:08:44 AM
famous-bill$50.00$50.003/17/2010 10:07:12 AM
forthright-dedication$25.00$25.003/17/2010 10:07:21 AM
kind-efficient-credit$25.00$25.003/17/2010 10:07:31 AM
inspiring-reward$150.00$150.003/17/2010 10:07:42 AM
autonomous-truth$40.00$40.003/17/2010 10:07:47 AM
lucrative-transparency0$25.00$25.003/17/2010 10:08:00 AM
Turtlebear44$25.00$25.003/17/2010 10:08:02 AM
lisyuan$25.00$25.003/17/2010 10:05:07 AM
kellydawn$25.00$25.003/17/2010 10:07:23 AM
deal-hickory5$25.00$25.003/17/2010 10:07:40 AM
burrito6$25.00$25.003/17/2010 10:07:44 AM
PRGuyinVA$25.00$25.003/17/2010 10:07:50 AM
skuba$25.00$25.003/17/2010 10:08:06 AM
zone6$100.00$100.003/17/2010 10:08:34 AM
note-tent$25.00$25.003/17/2010 10:08:59 AM
kubien$25.00$25.003/17/2010 10:09:22 AM
drstumpster$25.00$25.003/17/2010 10:25:07 AM
Caerus$25.00$25.003/17/2010 10:29:35 AM
martinnc$25.00$25.003/17/2010 10:33:03 AM
mizount$25.00$25.003/17/2010 10:57:07 AM
TribecaFunding$25.00$25.003/17/2010 10:57:16 AM
Peterman$25.00$25.003/17/2010 12:20:35 PM
derec$25.00$25.003/17/2010 1:33:57 PM
anton$46.97$46.973/17/2010 11:59:41 AM
devin57$25.00$25.003/17/2010 2:58:32 PM
MonkeyB$25.00$25.003/17/2010 12:32:31 PM
silverloan$25.00$25.003/17/2010 2:59:47 PM
treasure-amplifier6$25.00$25.003/17/2010 1:33:13 PM
kindness-percolator5$25.00$25.003/17/2010 3:00:34 PM
devoider$25.00$25.003/17/2010 4:17:16 PM
glimmering-point$25.00$25.003/17/2010 7:42:39 PM
DeltaComputerGuy$25.00$25.003/17/2010 11:37:37 PM
nbhz60a$25.00$25.003/17/2010 8:43:44 PM
Mark-M$25.00$25.003/18/2010 7:37:02 AM
KandKLegacyInvestments$25.00$25.003/18/2010 12:46:48 PM
Eric15378$25.00$25.003/18/2010 4:20:51 PM
scottr$25.00$25.003/18/2010 3:57:54 PM
jleng$25.00$25.003/18/2010 3:23:23 PM
sensible-fund$25.00$25.003/18/2010 8:54:36 PM
robust-trade$25.00$25.003/19/2010 12:03:07 AM
Ronnieboy888$25.00$25.003/18/2010 9:36:41 PM
gain-boomerang5$25.00$25.003/19/2010 7:47:17 AM
thetropics18$25.00$25.003/19/2010 9:34:09 AM
AlexTrep$25.00$25.003/19/2010 9:43:24 AM
deadheart188a$28.75$28.753/19/2010 2:33:38 PM
reflective-rupee$250.00$105.603/19/2010 4:07:50 PM
TheSweetLender$37.91$37.913/19/2010 7:28:57 PM
sweet-payout5$25.00$25.003/19/2010 7:00:00 PM
111 bids
 
Borrower Payment Dependent Notes Series 451024
This series of Notes was issued and sold upon the funding of the borrower loan #41342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-18-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 33.50% Starting borrower rate/APR: 34.50% / 36.95% Starting monthly payment: $89.91
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $80.85
 
Auction yield range: 11.04% - 33.50% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1996 Debt/Income ratio: 3%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 1 / 1Length of status:4y 0m
Credit score: 660-679 (Mar-2010) Total credit lines: 14 Occupation: Student - Community...
Now delinquent: 2 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $1,565 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 9    
Screen name: eloquent-exchange Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Erase Debt And Pay For College
Purpose of loan: I have two debts left on my credit report that need to be paid.? any and all that are on my credit report are from medical bills when I did not have a job with health insurance and was stuck to pay the whole bill, went to collections and here I am paying the price for it.? this will be for pay off those two debts as well as college, I am in school full time to be an engineer and need all the help I can get.



My financial situation:
I am a good candidate for this loan because? I always always pay back what I owe.? my car is paid off, I pay off my college tuition each quarter it is due and do not take out loans.? I have a full time job that I have been employeed at for four, going on five years and business is not slowing down at all.? this loan will help me with that extra cash flow I need for school as well as help me show "revolving debt" on my credit history that will reflect positively for me and help my score go up further.

Monthly net income: $ 2500 dollars per month after taxes and insurance

Monthly expenses: $
??Housing: $? live with folks,?free rent while in college
??Insurance: $ 100 dollars per month for car insurance
??Car expenses: $ 0, car is paid off.? pay?140 dollars per month for?gas
??Utilities: $ 0
??Phone, cable, internet: $? cell phone, cable, internet I pay 180 per month?as I pay for everyone in house hold's phone bills?
??Food, entertainment: $ none, study study study
??Clothing, household expenses $ none
??Credit cards and other loans: $ two and they are on my credit report, with this loan they will be gone
??Other expenses: $ none

thanks again all for taking the time to read my loan request.? I will make every effort to pay back within 18 months because it will report better.? take care and god bless!
Information in the Description is not verified.
Friends And Family Winning Bids
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Questions & Answers
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Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.003/18/2010 4:23:49 PM
Kaj$25.00$25.003/18/2010 4:24:15 PM
currency-oak$25.00$25.003/18/2010 4:28:04 PM
successful-euro$40.00$40.003/18/2010 4:29:02 PM
personal-lender$25.00$25.003/18/2010 4:29:58 PM
elevated-platinum5$25.00$25.003/18/2010 4:30:09 PM
sympathetic-asset$25.00$25.003/18/2010 4:30:39 PM
Cai8899$30.00$30.003/18/2010 4:29:42 PM
greenwell$25.00$25.003/18/2010 4:31:33 PM
Zolton$200.00$200.003/18/2010 4:30:04 PM
honorable-yield$35.00$35.003/18/2010 4:30:27 PM
skuba$25.00$25.003/18/2010 4:31:34 PM
Rattlehead$25.00$25.003/18/2010 4:31:50 PM
MylesNH$25.00$25.003/18/2010 4:26:44 PM
useful-p2ploan$50.00$50.003/18/2010 4:27:34 PM
magnolia161$25.00$25.003/18/2010 4:33:38 PM
JGB$25.00$25.003/18/2010 4:28:34 PM
secobarbital$25.00$25.003/18/2010 4:29:41 PM
hope-equation$50.00$50.003/18/2010 4:29:47 PM
integrity-doctor$50.00$25.003/18/2010 4:35:39 PM
bountiful-bazaar$25.00$25.003/18/2010 4:35:11 PM
nrowland$25.00$25.003/18/2010 4:31:16 PM
rhin0cerx$50.00$50.003/18/2010 4:31:24 PM
heatherwood$50.00$50.003/18/2010 4:34:52 PM
Streetfighter$25.00$25.003/18/2010 4:35:20 PM
shark1234$25.00$25.003/18/2010 5:00:04 PM
Bob450$25.00$25.003/18/2010 7:43:18 PM
Purposeful$25.00$25.003/18/2010 4:25:44 PM
nletunic$25.00$25.003/18/2010 4:29:34 PM
orange-courageous-dedication$30.00$30.003/18/2010 4:29:59 PM
CarDealer3070$30.00$30.003/18/2010 4:30:34 PM
treasure-bliss$100.00$100.003/18/2010 4:28:02 PM
ukstevenhawaii$50.00$50.003/18/2010 4:30:43 PM
listing-trapper3$50.00$50.003/18/2010 4:31:40 PM
SBT$50.00$50.003/18/2010 4:31:10 PM
deegeeman$50.00$50.003/18/2010 4:31:37 PM
red-favorable-basis$25.00$25.003/18/2010 4:31:48 PM
cashonhand$25.00$25.003/18/2010 4:33:35 PM
joee$25.00$25.003/18/2010 4:34:17 PM
junctionking$25.00$25.003/18/2010 4:28:14 PM
oldmora$50.00$50.003/18/2010 4:29:08 PM
unforgettable-order9$25.00$25.003/18/2010 4:35:30 PM
inspiring-reward$150.00$150.003/18/2010 4:34:44 PM
rooosta$25.00$25.003/18/2010 4:35:01 PM
chicagoman$25.00$25.003/18/2010 4:30:35 PM
asset-professor$35.00$35.003/18/2010 4:31:25 PM
Shepherd7$25.00$25.003/18/2010 4:33:49 PM
martinnc$25.00$25.003/18/2010 4:35:05 PM
asiaratt$100.00$100.003/18/2010 4:35:15 PM
kmfreymi$25.00$25.003/18/2010 4:35:34 PM
irrelevant$25.00$25.003/18/2010 4:43:25 PM
51 bids