Sales Report:Supplement No. 160 dated Mar 22, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 444603
This series of Notes was issued and sold upon the funding of the borrower loan #41340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 7.0% Auction start date:  Feb-24-2010 
  Auction end date:  Mar-03-2010 
 
Starting lender yield: 20.94% Starting borrower rate/APR: 21.94% / 24.20% Starting monthly payment: $248.04
Final lender yield: 19.95% Final borrower rate/APR: 20.95% / 23.20% Final monthly payment: $244.72
 
Auction yield range: 8.05% - 20.94% Estimated loss impact: 7.47%  
Lender servicing fee: 1.00% Estimated return: 12.48%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1991 Debt/Income ratio: 25%
Basic (1-10): 7 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 11 / 6Length of status:7y 5m
Credit score: 780-799 (Jan-2010) Total credit lines: 38 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $2,722Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 22%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 1    
Screen name: greentally Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 95% ) 780-799 (Latest)
Principal borrowed: $2,000.00< mo. late: 1 ( 5% )  
700-719 (May-2008)
 
Principal balance: $932.78 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
Refinancing Credit Card
Purpose of loan:
This loan will be used to pay off a credit card that will incurr a?significantly increased?interest rate effective March 1.

My financial situation:
I am a good candidate for this loan because I have a secrue?job with a salaried income.? The prosper loan will be comparable to my current monthly payments with the advantage of being paid off in 3 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You mentioned you occupation as analyst. What kind of analyst?. - principal-star
A: I am a Contract Manager for a government agency. (Feb-28-2010)
Q: what are your monthly income and expense? - beakerfish
A: Income - 4767 Expenses - 4000 (Mar-02-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
robot777$40.00$40.002/24/2010 3:58:22 PM
shawnw2$50.00$50.002/24/2010 3:58:11 PM
copper$30.00$30.002/24/2010 3:58:15 PM
BuffetRocks$50.00$50.002/24/2010 3:57:59 PM
senorzookeeper$25.00$25.002/24/2010 7:34:09 PM
mpatrick$50.00$50.002/24/2010 4:36:08 PM
platinum-platoon$25.00$25.002/24/2010 6:43:02 PM
brainy-dedication$25.00$25.002/24/2010 8:27:06 PM
Sigmund-Freud$50.00$50.002/24/2010 10:25:52 PM
Bob450$25.00$25.002/24/2010 9:57:04 PM
jayz515$40.00$40.002/25/2010 1:56:02 PM
Lilred7879$50.00$50.002/25/2010 11:51:04 AM
SolarMoonshine$50.00$50.002/25/2010 5:40:06 PM
jgar_O$25.00$25.002/25/2010 5:21:36 PM
Helenska11$25.00$25.002/26/2010 9:47:26 AM
first-fund-empenada$25.00$25.002/26/2010 10:32:17 AM
ChrisKwan$25.00$25.002/26/2010 3:23:49 PM
dynrep$50.00$50.002/26/2010 11:03:03 AM
Kash2010lu$35.00$35.002/26/2010 3:56:03 PM
sociallender$25.00$25.002/26/2010 1:59:05 PM
Rogesparkguy$25.00$25.002/26/2010 3:07:13 PM
Imaginos1892$50.00$50.002/27/2010 7:10:00 AM
loanjockey$25.00$25.002/27/2010 9:28:51 AM
shellback13$100.00$100.002/27/2010 7:54:58 PM
Finchy78$25.00$25.002/28/2010 9:11:00 AM
goodguy11$30.00$30.002/27/2010 9:57:38 PM
glroark$100.00$100.003/1/2010 12:39:11 PM
jhernand17$25.00$25.003/1/2010 10:22:36 PM
ptjg$50.00$50.003/1/2010 5:23:48 PM
investment-cluster$25.00$25.003/1/2010 6:28:49 PM
Easystreet$25.00$25.003/2/2010 10:25:46 AM
chomper969$25.00$25.003/2/2010 10:36:06 AM
msmlender$125.33$125.333/2/2010 11:06:57 AM
Ven58$25.00$25.003/2/2010 12:46:50 PM
BrighterSuns$25.00$25.003/2/2010 1:16:08 PM
intelligent-yield$25.00$25.003/2/2010 10:32:47 AM
mrxtravis$37.28$37.283/2/2010 4:37:52 PM
VAGweilo$50.00$50.003/2/2010 10:36:12 AM
YeoLenderSource$25.00$25.003/2/2010 11:57:56 AM
CoolPlexer$25.00$25.003/2/2010 5:04:08 PM
MarcusOcean$50.00$50.003/2/2010 9:02:53 PM
deal_11$50.00$50.003/2/2010 6:24:46 PM
NewYorker48$50.00$50.003/3/2010 5:21:38 AM
kttalamo$25.00$25.003/2/2010 7:03:38 PM
helpneachother$25.00$25.003/2/2010 7:21:44 PM
reflective-rupee$100.00$100.003/2/2010 8:03:05 PM
maximizer$25.00$25.003/2/2010 8:14:24 PM
BuzzyBee336$25.00$25.003/3/2010 7:42:56 AM
Smallbear$25.00$25.003/3/2010 7:57:14 AM
GreenHill$28.58$28.583/3/2010 12:42:08 AM
clipper271$25.00$25.003/3/2010 9:55:33 AM
spiff666$25.00$25.003/2/2010 8:32:15 PM
steady-dime$50.00$50.003/3/2010 10:21:11 AM
enthusiastic-point$50.00$50.003/3/2010 10:27:36 AM
Leshan$51.79$51.793/3/2010 7:04:50 AM
credit-missile$150.00$150.003/2/2010 9:25:39 PM
bamboozled_again$40.87$40.873/3/2010 11:45:41 AM
The-CAPS-fan$35.00$35.003/3/2010 5:19:16 AM
farchoir$25.00$25.003/3/2010 12:29:42 PM
113121$25.00$25.003/3/2010 6:11:13 AM
strutter$25.00$25.003/3/2010 9:49:43 AM
velocity-winner$25.00$25.003/3/2010 1:14:07 PM
unassuming-reward$25.00$25.003/3/2010 10:15:55 AM
bitano$25.00$25.003/3/2010 7:21:50 AM
rubylender$25.00$25.003/3/2010 1:43:35 PM
shrewd-income$50.00$50.003/3/2010 7:49:50 AM
Graven33$25.00$25.003/3/2010 3:42:49 PM
webfeet$25.00$25.003/3/2010 10:16:59 AM
skillful-asset5$50.00$50.003/3/2010 2:04:56 PM
trade-elm$50.00$50.003/3/2010 11:57:49 AM
sunnygee$28.00$28.003/3/2010 1:32:11 PM
crw1950$50.00$50.003/3/2010 3:05:29 PM
revenue-appraiser$59.24$34.203/3/2010 3:14:48 PM
credit-missile$25.00$25.003/3/2010 3:28:46 PM
DasMula$77.00$77.003/3/2010 1:49:12 PM
Bob450$25.00$25.003/3/2010 2:03:49 PM
Digs$25.00$25.003/3/2010 2:38:58 PM
PCity-LOA15$34.10$34.103/3/2010 2:55:31 PM
dasbuntenheim$26.72$26.723/3/2010 3:10:10 PM
zztopdog$25.00$25.003/3/2010 3:55:20 PM
mdreiss$25.00$25.002/24/2010 3:58:24 PM
charming-point$300.00$300.002/24/2010 3:58:37 PM
Banker7371$25.00$25.002/24/2010 3:58:14 PM
selector568$100.00$100.002/24/2010 3:58:16 PM
blackstar$25.00$25.002/24/2010 3:58:19 PM
five-star-justice$36.00$36.002/24/2010 3:58:12 PM
aurorafinancial$50.00$50.002/24/2010 4:03:26 PM
egw$25.00$25.002/24/2010 4:07:02 PM
Yomain$60.00$60.002/24/2010 4:27:36 PM
fortytwo$200.00$200.002/24/2010 4:29:50 PM
ijspence$25.00$25.002/24/2010 6:42:59 PM
tennispt$25.00$25.002/24/2010 6:57:01 PM
BigMoney56$25.00$25.002/24/2010 8:05:34 PM
Casper00$25.00$25.002/24/2010 8:52:41 PM
Gladglide$40.00$40.002/24/2010 9:01:16 PM
payment-freshmaker$25.00$25.002/24/2010 4:33:17 PM
4est$25.00$25.002/24/2010 7:06:07 PM
the-profit-oracle$25.00$25.002/24/2010 9:02:21 PM
tuffshorty$25.00$25.002/24/2010 9:40:24 PM
ksubd$50.00$50.002/25/2010 12:32:37 PM
economy-structure9$25.00$25.002/25/2010 2:12:52 PM
romario$25.45$25.452/25/2010 11:56:44 AM
meteoric-asset4$25.00$25.002/25/2010 1:00:19 PM
lowcostmoney$25.00$25.002/25/2010 2:12:49 PM
Pictor01$50.00$50.002/25/2010 6:07:31 PM
mattblizz$50.00$50.002/25/2010 8:23:37 PM
strawberry_fields$50.00$50.002/25/2010 10:46:27 PM
FmrEngr2Phd$25.00$25.002/25/2010 5:40:28 PM
nshabani6$25.00$25.002/27/2010 10:06:42 PM
Cypher041$25.00$25.002/28/2010 2:40:20 PM
happy-return4$50.00$50.002/28/2010 2:56:54 PM
Whipster$25.00$25.002/28/2010 6:54:37 AM
welshcat$101.72$101.722/28/2010 8:19:12 PM
tntmojave$25.00$25.002/28/2010 6:10:48 PM
helpful-payout$25.00$25.003/1/2010 1:52:55 PM
LittleMingo$25.00$25.003/1/2010 10:18:07 AM
corleone110$25.00$25.003/1/2010 4:19:30 PM
grammaspurse$25.00$25.003/1/2010 4:39:07 PM
fostaman$25.00$25.003/2/2010 11:15:58 AM
morewhatsinstore$25.00$25.003/2/2010 10:42:24 AM
piter-to-la-investment$40.00$40.003/2/2010 1:20:57 PM
Leshan$33.42$33.423/2/2010 11:38:04 AM
b-rent$25.00$25.003/2/2010 4:05:26 PM
Ven58$25.00$25.003/2/2010 12:43:33 PM
brother_tam$50.00$50.003/2/2010 5:48:40 PM
reflective-rupee$100.00$100.003/2/2010 8:02:53 PM
admirable-credit$25.00$25.003/2/2010 5:00:57 PM
suicideducky$25.00$25.003/3/2010 3:18:01 AM
reflective-rupee$100.00$100.003/2/2010 8:03:18 PM
Taho$25.00$25.003/3/2010 7:23:04 AM
peregrine$52.85$52.853/2/2010 11:23:59 PM
lamcat2000$25.00$25.003/2/2010 6:40:47 PM
twjh$25.00$25.003/2/2010 7:11:19 PM
atomantic$50.00$50.003/3/2010 1:59:34 AM
goodcents$25.00$25.003/2/2010 8:13:50 PM
blissful-note7$25.00$25.003/3/2010 6:19:53 AM
principal-star$25.00$25.003/3/2010 10:38:55 AM
lender12345$25.00$25.003/3/2010 11:02:59 AM
caseattle$25.00$25.003/2/2010 10:39:40 PM
Chomaru$50.00$50.003/3/2010 12:23:28 PM
aloantime07$25.00$25.003/3/2010 1:29:54 PM
ore-dojo$200.00$200.003/3/2010 9:33:20 AM
CashBank$25.00$25.003/3/2010 9:33:34 AM
autonomous-truth$50.00$50.003/3/2010 3:27:15 PM
earlj20$50.00$50.003/3/2010 12:31:02 PM
legend717$50.00$50.003/3/2010 11:12:27 AM
mikey7$50.00$50.003/3/2010 1:58:55 PM
lnrn$25.00$25.003/3/2010 12:21:55 PM
leverage-accruer$50.00$50.003/3/2010 12:38:57 PM
cti11$26.69$26.693/3/2010 2:44:46 PM
bold-direct-asset$50.00$50.003/3/2010 1:10:29 PM
Capital_Infusion$35.00$35.003/3/2010 3:19:33 PM
wealth-multiplier$25.00$25.003/3/2010 3:24:48 PM
kajams$50.00$50.003/3/2010 2:51:10 PM
Bill88$25.00$25.003/3/2010 2:56:24 PM
VBPlayer$30.00$30.003/3/2010 3:08:09 PM
NekHoldings$25.00$25.003/3/2010 3:39:04 PM
157 bids
 
Borrower Payment Dependent Notes Series 448263
This series of Notes was issued and sold upon the funding of the borrower loan #41371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-01-2010 
  Auction end date:  Mar-05-2010 
 
Starting lender yield: 8.99% Starting borrower rate/APR: 9.99% / 12.10% Starting monthly payment: $129.05
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $127.57
 
Auction yield range: 4.05% - 8.99% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1988 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Self-employed
Enhanced (1-5):5 Current / open credit lines: 13 / 13Length of status:8y 8m
Credit score: 720-739 (Feb-2010) Total credit lines: 18 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $14,368Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 28%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: loyalty-ace4 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to? pay off credit cards

My financial situation:
I am a good candidate for this loan because? good income
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
skuba$25.00$25.003/1/2010 4:25:40 PM
kulender$25.00$25.003/1/2010 4:38:51 PM
asset-professor$75.00$75.003/1/2010 4:39:11 PM
don8ter$25.00$25.003/1/2010 4:39:16 PM
enthusiastic-balance5$100.00$100.003/1/2010 4:40:03 PM
lloyd_s$25.00$25.003/1/2010 4:40:27 PM
Cai8899$75.00$75.003/1/2010 4:40:34 PM
HHP$25.00$25.003/1/2010 4:41:10 PM
radforj22$25.00$25.003/1/2010 4:41:40 PM
flexible-value$31.00$31.003/1/2010 4:41:49 PM
macjp123$25.00$25.003/1/2010 4:42:04 PM
progressive-asset$100.00$100.003/1/2010 4:42:18 PM
Avala$50.00$50.003/1/2010 4:44:25 PM
honorable-yield$75.00$75.003/1/2010 4:45:17 PM
burrito6$25.00$25.003/1/2010 4:46:36 PM
keyfig$50.00$50.003/1/2010 4:39:38 PM
note-sensation$25.00$25.003/1/2010 4:41:18 PM
bold-durability-drum$25.00$25.003/1/2010 4:48:13 PM
Microfinancer$25.00$25.003/1/2010 4:40:15 PM
delicious-social132$40.00$40.003/1/2010 4:40:47 PM
bonus-adventure3$25.00$25.003/1/2010 4:49:31 PM
reflective-deal8$50.00$50.003/1/2010 4:41:32 PM
Aimvest$25.00$25.003/1/2010 4:49:59 PM
BlindJoeDeath$25.00$25.003/1/2010 4:50:18 PM
success1001$50.00$50.003/1/2010 4:50:32 PM
jigsaw$100.00$100.003/1/2010 4:43:35 PM
buckyhead2000$25.00$25.003/1/2010 4:51:18 PM
red-undaunted-kindness$100.00$100.003/1/2010 4:44:35 PM
market-builder$25.00$25.003/1/2010 4:45:05 PM
torion$25.00$25.003/1/2010 4:44:05 PM
wampum-reaction2$25.00$25.003/1/2010 4:45:12 PM
important-ore$50.00$50.003/1/2010 4:52:52 PM
top-silver-american$25.00$25.003/1/2010 4:54:39 PM
Phantom99$25.00$25.003/1/2010 4:54:48 PM
senorzookeeper$25.00$25.003/1/2010 4:47:15 PM
adir1$25.00$25.003/1/2010 4:57:19 PM
jdrez$25.00$25.003/1/2010 4:48:00 PM
irrelevant$25.00$25.003/1/2010 4:51:34 PM
jaker$25.00$25.003/1/2010 4:59:58 PM
economy-association$25.00$25.003/1/2010 4:53:14 PM
RationalWorld$25.00$25.003/1/2010 4:51:45 PM
dmfog$25.00$25.003/1/2010 4:53:29 PM
mikeandcat$50.00$50.003/1/2010 5:01:57 PM
natural-greenback6$25.00$25.003/1/2010 4:52:14 PM
wiselady$25.00$25.003/1/2010 4:52:41 PM
balance-whistle7$25.00$25.003/1/2010 5:03:25 PM
Sixmil$25.00$25.003/1/2010 4:53:55 PM
balance6$25.00$25.003/1/2010 5:18:54 PM
thedoctor$90.00$90.003/1/2010 4:57:07 PM
cathexis$25.00$25.003/1/2010 4:56:26 PM
Merganser$25.00$25.003/1/2010 4:59:00 PM
mattpet$25.00$25.003/1/2010 4:59:20 PM
djs81$25.00$25.003/1/2010 5:01:36 PM
inspired-contract9$25.00$25.003/1/2010 4:59:45 PM
community-saver158$25.00$25.003/1/2010 5:02:50 PM
red-favorable-basis$25.00$25.003/1/2010 5:22:32 PM
bayareainv$33.48$33.483/1/2010 5:28:54 PM
capital-futurist$25.00$25.003/1/2010 5:28:51 PM
credit-coach118$40.00$40.003/1/2010 8:22:49 PM
charming-point$25.00$25.003/1/2010 9:50:31 PM
ladderskibum$25.00$25.003/1/2010 10:00:30 PM
webfeet$25.00$25.003/3/2010 9:47:16 AM
kf88$30.00$30.003/5/2010 1:41:47 PM
julijask$35.00$35.003/5/2010 2:47:30 PM
kenji4861$50.00$50.003/1/2010 4:20:13 PM
lean-velocity$25.00$25.003/1/2010 4:34:10 PM
AF-Chief$28.00$28.003/1/2010 4:27:52 PM
micko$25.00$25.003/1/2010 4:38:13 PM
jeffpac$55.00$55.003/1/2010 4:39:31 PM
kbodendorf$25.00$25.003/1/2010 4:39:49 PM
dollar-birdie$50.00$50.003/1/2010 4:34:19 PM
Clambake$50.00$50.003/1/2010 4:42:49 PM
xstreamin$25.00$25.003/1/2010 4:43:07 PM
tranquil-diversification8$25.00$25.003/1/2010 4:46:00 PM
trustworthy-finance6$25.00$25.003/1/2010 4:46:53 PM
bchen78875$25.00$25.003/1/2010 4:38:30 PM
desertoasis$25.00$25.003/1/2010 4:47:08 PM
the-profit-oracle$25.00$25.003/1/2010 4:47:21 PM
Sam65$25.00$25.003/1/2010 4:47:42 PM
Kaj$25.00$25.003/1/2010 4:41:03 PM
mg6619$25.00$25.003/1/2010 4:49:43 PM
meenan$25.00$25.003/1/2010 4:50:46 PM
hitsman$50.00$50.003/1/2010 4:42:43 PM
bonafide-cash$50.00$50.003/1/2010 4:43:46 PM
lendersf$95.00$95.003/1/2010 4:51:29 PM
luckyldy$35.00$35.003/1/2010 4:43:18 PM
credit-force5$25.00$25.003/1/2010 4:44:49 PM
mlopez2007$25.00$25.003/1/2010 4:45:29 PM
gavinfh$25.00$25.003/1/2010 4:45:43 PM
kindness-percolator5$25.00$25.003/1/2010 4:47:34 PM
personal-lender$25.00$25.003/1/2010 4:48:53 PM
elgollo$25.00$25.003/1/2010 4:47:50 PM
Zanch$25.00$25.003/1/2010 4:57:35 PM
grampy48$25.00$25.003/1/2010 4:49:48 PM
wise-handy-finance$25.00$25.003/1/2010 4:48:25 PM
rolandweary$30.00$30.003/1/2010 4:51:01 PM
1phantom$25.00$25.003/1/2010 4:51:56 PM
integrity-doctor$50.00$50.003/1/2010 4:54:30 PM
studious-bonus7$50.00$50.003/1/2010 5:02:41 PM
Trimalchio12$25.00$25.003/1/2010 4:55:31 PM
justalender$25.00$25.003/1/2010 4:55:43 PM
melodious-fairness$25.00$25.003/1/2010 4:55:59 PM
Goodlender42$25.00$25.003/1/2010 4:56:41 PM
woodenshoes$25.00$25.003/1/2010 4:57:51 PM
PaulHenry$25.00$25.003/1/2010 4:58:13 PM
platinum-platoon$25.00$25.003/1/2010 5:00:10 PM
zielojo$25.00$25.003/1/2010 4:58:42 PM
nybanker85$25.00$25.003/1/2010 5:00:45 PM
BuffetRocks$50.00$50.003/1/2010 5:01:19 PM
helping-out$25.00$25.003/1/2010 4:59:34 PM
entertaining-greenback2$25.00$25.003/1/2010 5:01:08 PM
unassuming-reward$25.00$25.003/1/2010 5:03:44 PM
jfd287$25.00$25.003/1/2010 5:02:57 PM
loanfairy$25.00$25.003/1/2010 5:28:49 PM
rate-raker3$25.00$25.003/1/2010 5:29:01 PM
skvat$25.00$7.523/1/2010 10:11:57 PM
interstellar$50.00$50.003/4/2010 3:40:56 PM
biohazardus$25.00$25.003/4/2010 5:13:33 PM
118 bids
 
Borrower Payment Dependent Notes Series 448837
This series of Notes was issued and sold upon the funding of the borrower loan #41312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Mar-03-2010 
  Auction end date:  Mar-10-2010 
 
Starting lender yield: 22.68% Starting borrower rate/APR: 23.68% / 25.97% Starting monthly payment: $136.73
Final lender yield: 15.00% Final borrower rate/APR: 16.00% / 18.18% Final monthly payment: $123.05
 
Auction yield range: 8.04% - 22.68% Estimated loss impact: 8.34%  
Lender servicing fee: 1.00% Estimated return: 6.66%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2001 Debt/Income ratio: 15%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 8 / 4Length of status:6y 0m
Credit score: 720-739 (Feb-2010) Total credit lines: 19 Occupation: Food Service
Now delinquent: 0 Revolving credit balance: $2,946Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 45%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: thisguybilly Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 40 ( 98% ) 720-739 (Latest)
Principal borrowed: $11,500.00< mo. late: 1 ( 2% )  
680-699 (Nov-2007)
640-659 (Sep-2006)
 
Principal balance: $658.98 1+ mo. late: 0 ( 0% )
Total payments billed: 41  
Description
Remodeling
Hello Potential Lenders,

I'm looking to take out a modest $3,500 loan to make some home improvements, specifically to our kitchen & bathroom.

I have been a member of Prosper for about 4 years now & have found it a useful tool in paying off everything from student loans to consolidating personal debt (at reasonable interest rates) while avoiding the TERRIBLY high interest rates of big business.

My payments are always on time if not early so that need not be a worry of yours in lending to me.

Thanks for your time & I sincerely appreciate your help.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Good luck with your listing. Do you anticipate any major life event occurring within the next 12 months? This would include a change in job or employment status, marriage, divorce, purchase of a home, personal bankruptcy, etc. Thanks. - CaribbeanBanker
A: Thanks, I appreciate it. I don't anticipate any major events at least in the financial sectors of our lives. While we are neither well off nor hurting terribly we are diversified pretty well monetarily & both have jobs that will survive this economy. Thanks again, hopefully your question will be helpful to other potential lenders. (Mar-07-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
fortytwo$200.00$200.003/3/2010 4:15:44 PM
wphmd$25.00$25.003/3/2010 4:17:29 PM
cognizant-rate732$50.00$50.003/3/2010 4:17:49 PM
beuford7$25.00$25.003/5/2010 7:09:11 PM
marwadi-62$200.00$200.003/6/2010 7:47:38 PM
stu6703$35.52$35.523/9/2010 6:30:17 AM
crdcteng$50.00$50.003/9/2010 10:42:47 AM
gorillestate$25.00$25.003/9/2010 3:26:24 PM
KaChingInvestments$25.00$25.003/9/2010 4:40:49 PM
bear01$30.00$30.003/9/2010 7:09:06 PM
Feyenoord$40.93$40.933/9/2010 7:41:16 PM
KSPHoldings$25.00$25.003/9/2010 5:54:16 PM
zooom7$50.00$50.003/10/2010 1:32:44 AM
Kash2010lu$25.00$25.003/10/2010 4:18:50 AM
Mikale360$25.00$25.003/10/2010 8:27:28 AM
shrewd-income$50.00$50.003/10/2010 8:33:33 AM
The-CAPS-fan$25.00$25.003/10/2010 7:10:00 AM
amlu1988$25.00$25.003/9/2010 10:35:56 PM
Rancid$25.00$25.003/10/2010 9:59:20 AM
jasunshine$25.00$25.003/10/2010 7:28:55 AM
Boxster968$63.95$63.953/10/2010 11:34:59 AM
KapitalX$25.00$25.003/10/2010 10:42:00 AM
nanaof7$25.00$25.003/10/2010 10:57:57 AM
duagne$75.00$75.003/10/2010 12:02:52 PM
listing-enchilada$25.00$25.003/10/2010 11:24:03 AM
serene-capital$25.00$25.003/10/2010 10:00:01 AM
credit-missile$150.00$150.003/10/2010 2:20:52 PM
SCRUGZY$25.00$25.003/10/2010 2:55:23 PM
johnpmid$25.00$25.003/10/2010 12:49:23 PM
CA_Lender$25.00$25.003/10/2010 12:58:50 PM
trumpeter5$100.00$100.003/10/2010 3:29:20 PM
catalystcf$25.00$25.003/10/2010 3:37:16 PM
credit-missile$50.00$50.003/10/2010 4:07:05 PM
friendinmoney$30.50$30.503/10/2010 3:34:42 PM
velocity-winner$25.00$25.003/10/2010 3:35:06 PM
cleo1255$50.00$50.003/10/2010 4:06:40 PM
jybank$25.00$25.003/10/2010 2:45:38 PM
compuguy8$25.24$25.243/4/2010 7:25:00 AM
Unitas4302$45.00$3.743/3/2010 7:42:36 PM
pietro_torna_indietro$29.13$29.133/5/2010 9:19:54 AM
MoneyForNothing$25.00$25.003/4/2010 11:27:27 PM
GoGators01$25.00$25.003/5/2010 9:34:30 AM
brondero$100.00$100.003/5/2010 7:17:35 PM
BlueProteus$25.00$25.003/6/2010 8:21:54 AM
investment-daydream$200.00$200.003/8/2010 2:38:38 PM
payontime1$50.00$50.003/8/2010 9:01:55 PM
MStackIV$25.00$25.003/9/2010 7:29:46 AM
golffish2$100.00$100.003/9/2010 7:19:12 AM
dpries123$25.00$25.003/9/2010 8:56:56 AM
brightest-dignified-penny$25.00$25.003/9/2010 5:26:38 PM
economy-popcorn$25.00$25.003/9/2010 5:06:01 PM
umwol13$50.00$50.003/9/2010 9:12:20 PM
BuzzyBee336$25.00$25.003/10/2010 7:55:14 AM
dudebrah$25.00$25.003/10/2010 10:01:12 AM
principal-laser$184.48$184.483/10/2010 4:32:13 AM
generous-deal6$125.00$125.003/10/2010 9:19:32 AM
mustang9935$35.00$35.003/10/2010 9:46:17 AM
webfeet$25.00$25.003/10/2010 6:22:05 AM
Tastas$50.00$50.003/10/2010 11:21:23 AM
enthusiastic-point$25.00$25.003/10/2010 11:38:19 AM
RMB-Investments$25.00$25.003/10/2010 11:55:17 AM
balance-force$26.00$26.003/10/2010 10:15:02 AM
OGS_Capital$25.00$25.003/10/2010 10:21:11 AM
favorite-commerce$25.00$25.003/10/2010 12:54:17 PM
the-felicity-supergiant$25.00$25.003/10/2010 1:09:00 PM
Been_There_Owed_That$100.00$100.003/10/2010 12:23:29 PM
justice-hawk$45.51$45.513/10/2010 11:14:39 AM
thevisiblehand$100.00$100.003/10/2010 11:29:56 AM
CSAworker$25.00$25.003/10/2010 1:23:03 PM
enchanted-reward1$25.00$25.003/10/2010 11:53:40 AM
starry2001$25.00$25.003/10/2010 2:34:12 PM
currency-revolutionary$25.00$25.003/10/2010 2:47:25 PM
blackstar$25.00$25.003/10/2010 3:12:06 PM
Engineer44$25.00$25.003/10/2010 4:12:19 PM
74 bids
 
Borrower Payment Dependent Notes Series 448937
This series of Notes was issued and sold upon the funding of the borrower loan #41350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-04-2010 
  Auction end date:  Mar-11-2010 
 
Starting lender yield: 9.38% Starting borrower rate/APR: 10.38% / 12.49% Starting monthly payment: $470.47
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $469.24
 
Auction yield range: 4.04% - 9.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1984 Debt/Income ratio: 32%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 19 / 16Length of status:15y 5m
Credit score: 780-799 (Mar-2010) Total credit lines: 51 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $36,757Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 69%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: happy-rate5 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off three credit cards totaling $11,000 and a short term personal loan of $3,500.00

My financial situation:
I am a good candidate for this loan because I have been a very responsible borrower with a long excellant payment history with no late payments.? I have been employed by a large successful construction company for the last 15 years.? My curent position is Controller.? My wife and I both have 100,000+ annual salaries as professionals in our field?of work?and?have been?paying down debt agressively over the last two years.? We are intrigued by the prosper.com program and are seeking to lower the interest rate we pay on some of our credit cards by consolidating them with a prosper.com loan. We have 9 years left on our 1st mortgage and 11 years left on our second mortgage.?

Thank you for the opportunity to establish a great payment history with prosper.com.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
skuba$25.00$25.003/4/2010 4:10:26 PM
Clambake$50.00$50.003/4/2010 4:14:07 PM
torion$25.00$25.003/4/2010 4:14:22 PM
success1001$50.00$50.003/4/2010 4:15:16 PM
irrelevant$25.00$25.003/4/2010 4:15:26 PM
top-silver-american$25.00$25.003/4/2010 4:15:52 PM
lovelongandprosper$50.00$50.003/4/2010 4:17:20 PM
hope-spinner$25.00$25.003/4/2010 4:17:50 PM
RetiredATC$25.00$25.003/4/2010 4:17:54 PM
currency-zenith$50.00$50.003/4/2010 4:19:36 PM
Artist_Blue$25.00$25.003/4/2010 4:08:37 PM
AF-Chief$28.00$28.003/4/2010 4:09:40 PM
aasx1108$25.00$25.003/4/2010 4:31:08 PM
Northsider$25.00$25.003/4/2010 4:31:19 PM
tennispt$25.00$25.003/4/2010 4:31:27 PM
ferdberfel$45.39$45.393/4/2010 4:32:43 PM
yachtmaster45$25.00$25.003/4/2010 4:33:21 PM
sgmm330$25.00$25.003/4/2010 4:33:41 PM
progressive-asset$100.00$100.003/4/2010 4:14:00 PM
chief_wo$25.00$25.003/4/2010 4:42:21 PM
Tallac-Capital$25.00$25.003/4/2010 4:42:41 PM
tranquil-diversification8$25.00$25.003/4/2010 4:14:38 PM
Malkial$25.00$25.003/4/2010 4:43:14 PM
personal-lender$25.00$25.003/4/2010 4:14:59 PM
diggs$25.00$25.003/4/2010 4:50:54 PM
crittman$25.00$25.003/4/2010 5:07:49 PM
helping-out$25.00$25.003/4/2010 4:16:09 PM
studious-bonus7$50.00$50.003/4/2010 4:16:25 PM
the-profit-oracle$25.00$25.003/4/2010 4:16:54 PM
a-finance-nirvana$25.00$25.003/4/2010 5:25:45 PM
fightinjoe$25.00$25.003/4/2010 4:17:15 PM
LenderByDay$25.00$25.003/4/2010 5:25:48 PM
Lightlife$50.00$50.003/4/2010 5:32:55 PM
investment-oasis$25.00$25.003/4/2010 4:18:50 PM
cash-merry-maker$25.00$25.003/4/2010 4:20:16 PM
Sang1963$25.00$25.003/4/2010 5:50:35 PM
onlyastepaway$25.00$25.003/4/2010 5:50:52 PM
narblark$25.00$25.003/4/2010 6:15:46 PM
dospapalotes$25.00$25.003/4/2010 4:28:48 PM
JonnyD$25.00$25.003/4/2010 6:21:29 PM
Josta$50.00$50.003/4/2010 4:08:18 PM
museic1$44.44$44.443/4/2010 6:40:27 PM
Casper00$25.00$25.003/4/2010 4:31:26 PM
cwswdh$25.00$25.003/4/2010 6:56:02 PM
micko$25.00$25.003/4/2010 4:32:22 PM
shrewd-peace7$25.00$25.003/4/2010 7:35:37 PM
runner262$25.00$25.003/4/2010 7:35:51 PM
heng2x$25.00$25.003/4/2010 4:33:20 PM
calm-deal7$25.00$25.003/4/2010 4:33:55 PM
Print88$25.00$25.003/4/2010 4:36:02 PM
forthright-dedication$43.32$43.323/4/2010 4:36:05 PM
crmoir$25.00$25.003/4/2010 4:42:09 PM
TheGrayFox$25.00$25.003/4/2010 7:55:28 PM
PaulHenry$25.00$25.003/4/2010 7:55:40 PM
egw$25.00$25.003/4/2010 4:11:59 PM
loan-master996$50.00$50.003/4/2010 4:43:07 PM
mathprof$25.00$25.003/4/2010 4:45:39 PM
b0b$25.00$25.003/4/2010 8:45:39 PM
flexible-return297$25.00$25.003/4/2010 8:51:31 PM
macjp123$25.00$25.003/4/2010 4:13:57 PM
berkeleyalum$25.00$25.003/4/2010 9:10:55 PM
xstreamin$25.00$25.003/4/2010 4:14:11 PM
wampum-chorus3$25.00$25.003/4/2010 5:22:29 PM
wise-handy-finance$25.00$25.003/4/2010 4:14:50 PM
flexible-value$26.00$26.003/4/2010 4:14:55 PM
lcole32$25.00$25.003/4/2010 5:25:32 PM
fopaul13$25.00$25.003/4/2010 10:31:28 PM
natural-greenback6$25.00$25.003/4/2010 5:32:43 PM
honorable-yield$50.00$50.003/4/2010 4:16:01 PM
lendme2$39.85$39.853/5/2010 12:50:41 AM
whynormal$25.00$25.003/4/2010 4:17:07 PM
kbodendorf$25.00$25.003/4/2010 4:17:13 PM
Agustin$35.00$35.003/5/2010 1:17:56 AM
cardan97$25.00$25.003/4/2010 5:57:04 PM
Pizza-man$26.39$26.393/5/2010 1:36:52 AM
maschinenbau$25.00$25.003/5/2010 1:41:06 AM
LALO79$25.00$25.003/4/2010 4:18:40 PM
drumcorpsnut$39.81$39.813/5/2010 2:06:00 AM
tenny321$25.00$25.003/5/2010 2:32:39 AM
Noseel$27.44$27.443/4/2010 6:15:56 PM
sharp-bill2$40.00$40.003/4/2010 4:20:04 PM
goalie53$25.00$25.003/4/2010 6:46:25 PM
108lender$183.08$183.083/4/2010 4:20:18 PM
bonafide-cash$48.05$48.053/4/2010 6:55:54 PM
Speculator$39.23$39.233/4/2010 4:20:32 PM
orange-preeminant-bill$47.31$47.313/4/2010 7:05:57 PM
JGB$25.00$25.003/5/2010 3:40:01 AM
rellotsf$25.00$25.003/5/2010 4:04:02 AM
smartchoices4u$50.00$50.003/4/2010 7:35:26 PM
first-fund-empenada$25.00$25.003/4/2010 4:29:32 PM
ryan23$25.00$25.003/5/2010 4:13:47 AM
faifar$25.00$25.003/4/2010 7:55:32 PM
ingenious-social8$25.00$25.003/4/2010 8:05:32 PM
time4aloan$50.00$50.003/4/2010 8:20:44 PM
treasure-ace$25.00$25.003/4/2010 4:31:27 PM
ThisGuyIKnow$33.08$33.083/5/2010 5:11:28 AM
Archchancellor$25.00$25.003/5/2010 5:13:48 AM
ptjg$50.00$50.003/4/2010 4:32:13 PM
BuffetRocks$50.00$50.003/4/2010 4:32:17 PM
marinade$25.00$25.003/5/2010 5:40:28 AM
upc_tnt$25.00$25.003/4/2010 4:33:40 PM
Kulchar$41.11$41.113/4/2010 4:34:12 PM
BigGuyBank$25.00$25.003/4/2010 4:34:22 PM
charming-dime$25.00$25.003/4/2010 10:10:27 PM
Lilred7879$50.00$50.003/4/2010 4:34:35 PM
Fortuno_per_commodo$50.00$50.003/5/2010 6:11:59 AM
the-money-gargantuan$25.00$25.003/5/2010 6:12:41 AM
wise-silver-wonder$25.00$25.003/5/2010 6:27:33 AM
GoodScot$25.00$25.003/5/2010 12:50:33 AM
impeccable-transparency$28.96$28.963/5/2010 12:50:43 AM
transparency-giant$25.00$25.003/5/2010 6:40:19 AM
3am-preacher$25.00$25.003/5/2010 6:40:31 AM
luckyldy$35.00$35.003/5/2010 1:20:34 AM
talang$25.00$25.003/4/2010 5:15:32 PM
Aries1978$25.00$25.003/5/2010 2:17:33 AM
hard-working-asset2$25.00$25.003/5/2010 7:03:17 AM
mattpet$25.00$25.003/4/2010 5:43:21 PM
boater01$50.00$50.003/4/2010 6:08:37 PM
adir1$25.00$25.003/5/2010 4:30:16 AM
income-excellence1$25.00$25.003/5/2010 4:31:01 AM
leverage-holly$25.00$25.003/5/2010 4:31:22 AM
cpaphoto$25.00$25.003/5/2010 8:08:51 AM
AGSLending$25.00$25.003/5/2010 4:55:49 AM
pbr$25.00$25.003/4/2010 8:45:36 PM
duckbill_1972$25.00$25.003/5/2010 6:10:44 AM
financial-frenzy$50.00$50.003/5/2010 6:40:33 AM
Savings_EQ_Dignity$35.00$35.003/5/2010 6:41:07 AM
czar3$40.00$40.003/5/2010 6:41:29 AM
KandKLegacyInvestments$25.00$25.003/5/2010 9:33:52 AM
intelligent-nickel$25.00$25.003/5/2010 6:47:27 AM
hard-working-loot$25.00$25.003/5/2010 6:47:55 AM
melodious-fairness$25.00$25.003/5/2010 6:48:32 AM
srfb973$39.47$39.473/5/2010 9:34:14 AM
icecoldcash$25.03$25.033/4/2010 11:45:26 PM
accordion8$32.14$32.143/5/2010 6:54:43 AM
nikgod$25.00$25.003/5/2010 2:02:52 AM
duty-sensai$25.00$25.003/5/2010 7:05:01 AM
KiwiElf$25.00$25.003/5/2010 9:48:01 AM
AlexTrep$25.00$25.003/5/2010 7:12:28 AM
sk8ndive$25.00$25.003/5/2010 2:34:58 AM
Havana21$50.00$50.003/5/2010 3:14:59 AM
samo102us$25.00$25.003/5/2010 3:24:51 AM
Frugal$25.00$25.003/5/2010 7:47:33 AM
copperfield$25.00$25.003/5/2010 3:32:23 AM
Snailslug$25.00$25.003/5/2010 10:25:36 AM
intelligent-yield$25.00$25.003/5/2010 3:33:02 AM
jchix$25.00$25.003/5/2010 10:32:24 AM
Sefotonga$25.00$25.003/5/2010 3:49:10 AM
beyondmanagement$25.00$25.003/5/2010 3:49:24 AM
platinum-sorcerer6$25.00$25.003/5/2010 10:33:03 AM
kegs$30.00$30.003/5/2010 3:49:41 AM
maldok1$25.00$25.003/5/2010 10:40:32 AM
richt2$25.00$25.003/5/2010 4:19:59 AM
ClearLake$25.00$25.003/5/2010 8:47:18 AM
Longtermcapitalmgmt$25.00$25.003/5/2010 4:37:29 AM
dsfoundation$25.00$25.003/5/2010 4:38:24 AM
TaraO$25.00$25.003/5/2010 4:43:10 AM
market-banshee$25.00$25.003/5/2010 5:26:17 AM
awe53$25.00$25.003/5/2010 5:41:44 AM
bxdoc$143.74$143.743/5/2010 5:42:38 AM
simpy$25.00$25.003/5/2010 5:45:28 AM
gain-boomerang5$25.00$25.003/5/2010 9:33:27 AM
lounges$25.00$25.003/5/2010 9:33:30 AM
gettingonyourfeet$25.00$25.003/5/2010 5:55:08 AM
Apex-Lender$25.00$25.003/5/2010 6:12:01 AM
thrifty-return$29.27$29.273/5/2010 6:24:56 AM
yield-lion$25.00$25.003/5/2010 6:27:36 AM
djh47a$25.00$25.003/5/2010 6:41:11 AM
credit-kahuna$100.00$100.003/5/2010 6:48:55 AM
nalaari$25.00$25.003/5/2010 6:49:08 AM
commitment-jedi4$25.00$25.003/5/2010 6:54:00 AM
durability-mad-scientist4$44.17$44.173/5/2010 6:54:30 AM
elegant-income3$30.00$30.003/5/2010 7:04:39 AM
GracieLuLu04$25.00$25.003/5/2010 7:28:38 AM
foxy-fund$49.44$49.443/5/2010 10:51:10 AM
Ranch88$25.00$25.003/5/2010 8:08:44 AM
visionary-commerce$25.00$25.003/5/2010 9:32:53 AM
top-aggresive-velocity$25.00$25.003/5/2010 9:33:31 AM
bklynborn424$25.00$25.003/5/2010 9:33:37 AM
fund-bearer3$25.00$25.003/5/2010 9:33:43 AM
kbguru$37.96$37.963/5/2010 9:44:28 AM
galtsgulch$25.00$25.003/5/2010 10:51:06 AM
curveylady$25.00$25.003/5/2010 4:01:41 PM
rmachi$25.00$24.483/5/2010 10:53:57 AM
webfeet$25.00$25.003/6/2010 4:56:21 PM
4est$25.00$25.003/8/2010 5:02:22 PM
MonkeyHero$50.67$50.673/8/2010 9:32:58 PM
agab$25.00$25.003/9/2010 7:22:42 AM
orangefob7$25.00$25.003/9/2010 7:51:13 PM
balance-force$30.00$30.003/10/2010 12:04:42 AM
Drewbacca$25.00$25.003/9/2010 8:14:43 PM
BankofBeth$25.00$25.003/9/2010 11:08:27 PM
listing-enchilada$25.00$25.003/10/2010 10:09:21 AM
Richmp412$25.00$25.003/10/2010 4:31:28 PM
Astyanax$25.00$25.003/10/2010 6:05:01 PM
KingCroesus$25.00$25.003/10/2010 7:56:10 PM
jdadverb$58.65$58.653/10/2010 8:45:03 PM
creativename$40.00$40.003/10/2010 9:22:16 PM
stemper$50.00$50.003/10/2010 10:48:26 PM
TBCapitol$53.83$53.833/11/2010 1:18:36 AM
drlevvis$82.08$82.083/11/2010 5:10:43 AM
Loan_Some_Money$25.00$25.003/11/2010 5:58:15 AM
crw1950$50.00$50.003/10/2010 7:45:00 PM
HawaiianHelper$100.00$100.003/10/2010 11:45:21 PM
wild-orange$25.00$25.003/11/2010 9:33:26 AM
preventivepestcontrol$50.00$50.003/11/2010 10:02:57 AM
loyalty-czar$100.00$100.003/11/2010 12:30:11 PM
John_14_6$25.00$25.003/11/2010 9:41:47 AM
liederhaus$50.00$50.003/11/2010 1:38:22 PM
jayh888$25.55$25.553/11/2010 1:57:56 PM
Easystreet$25.00$25.003/11/2010 12:24:09 PM
stonewell$50.00$50.003/11/2010 3:37:43 PM
ore-dojo$50.00$50.003/11/2010 3:41:29 PM
gavinfh$25.00$25.003/4/2010 4:14:33 PM
bold-durability-drum$25.00$25.003/4/2010 4:14:46 PM
delicious-social132$25.00$25.003/4/2010 4:15:02 PM
1phantom$25.00$25.003/4/2010 4:15:31 PM
lloyd_s$25.00$25.003/4/2010 4:15:47 PM
mikeandcat$50.00$50.003/4/2010 4:16:22 PM
gracej$25.00$25.003/4/2010 4:16:35 PM
dollar-birdie$25.00$25.003/4/2010 4:17:44 PM
LibertyCPA$25.00$25.003/4/2010 4:17:47 PM
kindness-percolator5$25.00$25.003/4/2010 4:18:52 PM
selector568$300.00$300.003/4/2010 4:20:01 PM
RG$25.00$25.003/4/2010 4:29:26 PM
platinum-platoon$25.00$25.003/4/2010 4:33:19 PM
bowdish1$50.00$50.003/4/2010 4:34:18 PM
asset-professor$75.00$75.003/4/2010 4:13:36 PM
Microfinancer$25.00$25.003/4/2010 4:13:44 PM
entertaining-greenback2$25.00$25.003/4/2010 4:42:40 PM
important-ore$50.00$50.003/4/2010 4:15:43 PM
integrity-doctor$50.00$50.003/4/2010 4:15:49 PM
philwags$25.00$25.003/4/2010 5:06:39 PM
uwinwewin$25.00$25.003/4/2010 4:16:39 PM
Banker7371$25.00$25.003/4/2010 4:16:47 PM
Big_Baller$25.00$25.003/4/2010 5:22:32 PM
moola-man$30.00$30.003/4/2010 4:17:03 PM
charming-point$300.00$300.003/4/2010 4:17:10 PM
bchen78875$25.00$25.003/4/2010 4:17:28 PM
tripnosis$25.00$25.003/4/2010 4:17:32 PM
supreme-hope$25.00$25.003/4/2010 5:33:01 PM
inspired-contract9$25.00$25.003/4/2010 4:18:19 PM
engaging-worth$30.00$30.003/4/2010 4:18:43 PM
RugbyNick2126$25.00$25.003/4/2010 4:19:05 PM
senorzookeeper$25.00$25.003/4/2010 4:19:07 PM
GElender$50.00$50.003/4/2010 4:19:27 PM
Edwin_Rae$25.00$25.003/4/2010 4:19:59 PM
kmr2$25.00$25.003/4/2010 4:20:00 PM
srgriff$25.00$25.003/4/2010 5:45:28 PM
Voltaire$50.00$50.003/4/2010 4:20:12 PM
anton$25.95$25.953/4/2010 5:51:09 PM
KLVLOPZ64$25.00$25.003/4/2010 6:00:33 PM
tallmon$25.00$25.003/4/2010 6:08:31 PM
desertoasis$25.00$25.003/4/2010 4:07:00 PM
treasure-bliss$47.31$47.313/4/2010 6:15:55 PM
Dutchhunter$50.00$50.003/4/2010 4:31:10 PM
ijspence$25.00$25.003/4/2010 4:31:25 PM
BigMoney56$25.00$25.003/4/2010 4:31:28 PM
tokyopete23$25.00$25.003/4/2010 7:15:42 PM
Kaj$25.00$25.003/4/2010 7:35:42 PM
gjh37$25.00$25.003/4/2010 7:35:52 PM
felicity-loyalist0$75.00$75.003/4/2010 7:39:03 PM
peso-colonel$31.34$31.343/4/2010 4:34:02 PM
famous-bill$29.00$29.003/4/2010 4:35:58 PM
fcukciti$25.00$25.003/4/2010 4:36:04 PM
stjules$32.58$32.583/4/2010 4:41:34 PM
SnE$25.00$25.003/4/2010 7:55:37 PM
benefit-squirrel$30.00$30.003/4/2010 4:43:12 PM
UnlimitedLoans$25.00$25.003/4/2010 8:35:54 PM
sammyhammy$25.00$25.003/4/2010 8:45:37 PM
hyetech$35.00$35.003/4/2010 8:51:42 PM
enthusiastic-balance5$100.00$100.003/4/2010 4:13:39 PM
wise-extraordinary-loot$30.00$30.003/4/2010 5:07:48 PM
balance2$50.00$50.003/4/2010 9:10:34 PM
hitsman$50.00$50.003/4/2010 4:14:03 PM
Avala$50.00$50.003/4/2010 4:14:25 PM
MoneyU4IA$25.00$25.003/4/2010 9:45:31 PM
mg6619$25.00$25.003/4/2010 4:15:08 PM
Aimvest$25.00$25.003/4/2010 4:15:13 PM
dschless$49.17$49.173/4/2010 10:35:26 PM
Phantom99$25.00$25.003/4/2010 4:15:58 PM
nybanker85$25.00$25.003/4/2010 4:16:30 PM
lovely-return7$25.00$25.003/5/2010 12:50:27 AM
neil1492$25.00$25.003/5/2010 1:10:32 AM
jrbill1998$50.00$50.003/4/2010 4:17:40 PM
RSV$25.00$25.003/5/2010 1:35:25 AM
dmfog$25.00$25.003/4/2010 4:18:01 PM
Eagledrop$25.00$25.003/4/2010 4:18:10 PM
Trimalchio12$25.00$25.003/4/2010 4:18:29 PM
Homeinvest$25.00$25.003/4/2010 6:07:34 PM
martinnc$25.00$25.003/4/2010 4:19:01 PM
investor421$25.00$25.003/4/2010 4:19:42 PM
saihu$25.00$25.003/5/2010 3:07:28 AM
chomper969$25.00$25.003/4/2010 6:46:33 PM
happyskippy0208$25.00$25.003/5/2010 3:14:00 AM
brazilofmux$100.00$100.003/4/2010 4:20:27 PM
Rick7925$25.00$25.003/5/2010 3:14:44 AM
Cheburashka$25.00$25.003/4/2010 4:20:38 PM
Aquani$50.00$50.003/5/2010 3:17:02 AM
bankofburt$25.00$25.003/4/2010 4:20:42 PM
Robyn5722$25.00$25.003/5/2010 3:32:33 AM
Binan$25.00$25.003/5/2010 3:53:46 AM
ccdmp2004$25.00$25.003/5/2010 4:04:30 AM
gain-butterfly$25.00$25.003/4/2010 7:35:33 PM
tuffshorty$25.00$25.003/4/2010 4:29:12 PM
best-marketologist$25.00$25.003/4/2010 4:29:28 PM
slartibardfast$25.00$25.003/5/2010 4:38:07 AM
apostle901$25.00$25.003/4/2010 8:20:40 PM
Reinadog9$25.00$25.003/4/2010 8:30:37 PM
LeReve$28.87$28.873/4/2010 8:51:35 PM
don8ter$25.00$25.003/5/2010 5:42:51 AM
Red_b17$25.00$25.003/5/2010 5:43:35 AM
forthright-trade$25.00$25.003/5/2010 5:56:00 AM
Glovez2$26.68$26.683/5/2010 5:57:17 AM
vault893$25.86$25.863/4/2010 4:34:08 PM
BlindJoeDeath$25.00$25.003/4/2010 9:40:26 PM
bright-investment$25.00$25.003/4/2010 4:34:14 PM
WindyKid$25.00$25.003/5/2010 6:11:20 AM
Pookie22$35.90$35.903/4/2010 4:42:10 PM
new-marketplace-lyrics$25.00$25.003/4/2010 11:00:27 PM
theprince$25.00$25.003/4/2010 11:45:50 PM
inventive-exchange$25.00$25.003/5/2010 6:39:36 AM
roman2008$25.00$25.003/5/2010 1:17:03 AM
anders94$25.00$25.003/4/2010 5:00:17 PM
spruce2$44.45$44.453/5/2010 6:41:09 AM
mikrolown$25.00$25.003/5/2010 6:41:42 AM
tremendous-payment$25.00$25.003/5/2010 6:42:02 AM
friendly-worth3$25.00$25.003/5/2010 1:20:36 AM
csarradio$25.00$25.003/5/2010 1:25:40 AM
special-truth$25.00$25.003/5/2010 6:47:30 AM
market-socrates4$25.00$25.003/5/2010 6:48:51 AM
bonus-patriot$25.00$25.003/5/2010 6:49:11 AM
value-pole$25.00$25.003/5/2010 6:49:17 AM
enigma1337$25.00$25.003/4/2010 5:25:40 PM
reward-winner$25.39$25.393/5/2010 7:03:27 AM
first-upright-payout$25.00$25.003/5/2010 7:04:57 AM
abeprof70$25.00$25.003/5/2010 3:32:59 AM
knight3136$25.00$25.003/5/2010 4:12:51 AM
LoisLoan$25.00$25.003/5/2010 7:47:27 AM
gethsemane4$25.00$25.003/4/2010 6:15:51 PM
Gladglide$30.30$30.303/5/2010 7:52:42 AM
o0Sparrow0o$25.00$25.003/5/2010 4:29:34 AM
ugapolsci$25.00$25.003/5/2010 8:08:45 AM
BigCityLending$25.00$25.003/4/2010 6:55:49 PM
Stollewood$48.87$48.873/5/2010 8:23:23 AM
niskyfranchise$25.00$25.003/4/2010 7:35:41 PM
generosity-giraffe0$25.00$25.003/5/2010 5:25:29 AM
inventive-wealth2$25.00$25.003/5/2010 5:26:29 AM
Floridian71$25.00$25.003/5/2010 8:37:18 AM
BlackFred$25.00$25.003/5/2010 5:44:14 AM
cberthiaume$25.00$25.003/5/2010 5:57:07 AM
SanJoser$25.00$25.003/4/2010 8:36:20 PM
iolaire$25.00$25.003/5/2010 6:10:19 AM
rudyindc$25.00$25.003/4/2010 8:51:37 PM
cyberie21$25.15$25.153/5/2010 6:14:37 AM
Goodlender42$25.00$25.003/5/2010 6:26:51 AM
jigsaw$100.00$100.003/4/2010 9:30:28 PM
Munnie$25.00$25.003/5/2010 9:32:43 AM
ccaxid57$25.00$25.003/5/2010 6:39:38 AM
fsa3$25.00$25.003/5/2010 6:40:26 AM
jdrez$25.00$25.003/5/2010 6:41:00 AM
CAGE-Investments$54.20$54.203/5/2010 6:41:05 AM
silver-armada$25.00$25.003/4/2010 10:10:33 PM
currency-accomplishment$25.00$25.003/5/2010 9:33:34 AM
noddy$25.00$25.003/5/2010 6:42:04 AM
Yankeeeagle$45.95$45.953/5/2010 9:34:38 AM
fair_rates$25.00$25.003/5/2010 6:50:06 AM
texrob20$25.00$25.003/5/2010 1:18:01 AM
gristle$25.00$25.003/5/2010 9:37:30 AM
thrifty-funds1$25.00$25.003/5/2010 7:12:37 AM
coloradoloanman$25.00$25.003/5/2010 3:24:58 AM
burrito6$25.00$25.003/5/2010 7:43:30 AM
plentiful-reward$46.10$46.103/5/2010 8:08:49 AM
LAM26$25.00$25.003/5/2010 3:39:49 AM
Justbiz$28.68$28.683/5/2010 3:48:55 AM
ajst1$25.00$25.003/5/2010 10:32:37 AM
Entejaeger$25.00$25.003/5/2010 3:49:17 AM
carydude$25.00$25.003/5/2010 4:29:31 AM
The_Lending_Muscle$29.97$29.973/5/2010 4:37:42 AM
pleasant-dime$25.00$25.003/5/2010 9:33:01 AM
pujols8996$30.00$30.003/5/2010 5:43:27 AM
safe-finance$25.00$25.003/5/2010 9:33:17 AM
oceanwind1950$25.00$25.003/5/2010 9:33:25 AM
chucke$25.00$25.003/5/2010 5:55:57 AM
nourishing-interest0$25.00$25.003/5/2010 5:57:22 AM
LongTail$25.00$25.003/5/2010 9:34:46 AM
bid-papyrus$25.00$25.003/5/2010 6:26:43 AM
money-maniac$49.16$49.163/5/2010 6:27:22 AM
mattemmo$25.00$25.003/5/2010 9:44:16 AM
proper-commitment5$25.00$25.003/5/2010 6:39:34 AM
cathexis$25.00$25.003/5/2010 6:41:02 AM
orderly-loot$25.00$25.003/5/2010 6:47:32 AM
Tahoeguy$50.00$50.003/5/2010 6:49:01 AM
useful-p2ploan$38.97$38.973/5/2010 6:55:23 AM
TruckerGuy$25.00$25.003/5/2010 7:05:22 AM
lisaac29$25.00$25.003/5/2010 7:18:25 AM
thesage$25.00$25.003/5/2010 7:37:56 AM
loan-upholder4$25.00$25.003/5/2010 7:43:29 AM
happy-return4$25.00$25.003/5/2010 10:51:24 AM
interest-exec9$25.00$25.003/5/2010 7:47:28 AM
cticemomof3$25.00$25.003/5/2010 7:52:37 AM
atmaan$25.00$25.003/5/2010 8:08:50 AM
DadWarbucks$25.00$25.003/5/2010 8:10:34 AM
PatriotKnight$25.00$25.003/5/2010 8:17:42 AM
Dave0$25.00$25.003/5/2010 8:52:26 AM
Banco de Claydo$25.00$25.003/5/2010 9:32:39 AM
Patrician$25.00$25.003/5/2010 12:33:04 PM
romario$29.58$29.583/5/2010 2:34:46 PM
helpinghand63$50.00$50.003/5/2010 9:34:47 AM
bold-deal-bigwig$25.00$25.003/5/2010 10:25:25 AM
Doodlemeyer$25.00$25.003/5/2010 10:32:44 AM
methodical-greenback5$50.00$50.003/5/2010 10:51:09 AM
SqueezeKing$25.00$25.003/5/2010 11:29:52 AM
receptive-leverage$50.00$50.003/5/2010 2:34:38 PM
chocolatecookie$50.00$50.003/5/2010 4:12:52 PM
generous-deal6$50.00$50.003/6/2010 5:06:09 PM
helpneachother$25.00$25.003/7/2010 6:58:53 AM
Cherrypicker$50.00$50.003/9/2010 6:42:52 PM
twerns$40.00$40.003/10/2010 9:07:10 AM
bold-social-advantage$75.00$75.003/10/2010 1:24:38 PM
AxionMan05$50.00$50.003/10/2010 4:34:52 PM
wwwUniversal$25.00$25.003/10/2010 4:49:24 PM
Astyanax$25.00$25.003/10/2010 6:04:45 PM
lender12345$25.00$25.003/10/2010 6:40:17 PM
payout-magician$25.00$25.003/10/2010 9:01:37 PM
jtoms101$46.73$46.733/11/2010 4:25:40 AM
gustavholstopus32$25.00$25.003/11/2010 4:58:26 AM
Ven58$25.00$25.003/11/2010 6:08:13 AM
Gaelicman$100.00$100.003/11/2010 6:35:49 AM
The-CAPS-fan$31.00$31.003/11/2010 9:47:35 AM
doomsday18$25.00$25.003/11/2010 9:54:59 AM
OoM$25.00$25.003/11/2010 10:39:39 AM
cemseller$25.00$25.003/11/2010 12:02:27 PM
pammal$50.00$50.003/11/2010 1:19:37 PM
trade-goblin9$25.00$25.003/11/2010 1:33:55 PM
schnarff$25.00$25.003/11/2010 11:43:47 AM
faithful-steward$25.00$25.003/11/2010 2:40:58 PM
cesade$39.90$39.903/11/2010 3:12:11 PM
438 bids
 
Borrower Payment Dependent Notes Series 449059
This series of Notes was issued and sold upon the funding of the borrower loan #41297, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-08-2010 
 
Starting lender yield: 27.38% Starting borrower rate/APR: 28.38% / 30.73% Starting monthly payment: $249.41
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $245.76
 
Auction yield range: 11.04% - 27.38% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-2005 Debt/Income ratio: 26%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:3y 9m
Credit score: 660-679 (Mar-2010) Total credit lines: 8 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $11,010Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 75%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: wealth-freshmaker Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to pay off my credit cards and consolidate my debt. My credit score has been hurt by my high credit card utilization and by paying them off it will improve my credit score significantly.

My financial situation:
I am a good candidate for this loan because I have never had a late payment before on any bill. I also have very good job security and make pretty good money.

Monthly net income: $ 4,300

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 60
??Car expenses: $ 100
??Utilities: $ 200
??Phone, cable, internet: $ 120
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
investment-tempo$25.00$25.003/5/2010 4:50:18 PM
Banker7371$25.00$25.003/5/2010 4:50:22 PM
w3alter$50.00$50.003/5/2010 4:50:35 PM
love_what_you_do$25.00$25.003/5/2010 4:50:38 PM
elegant-loot$25.00$25.003/5/2010 4:51:05 PM
GrooveBiz$50.00$50.003/5/2010 4:51:48 PM
fareast_man$25.00$25.003/5/2010 4:51:59 PM
moola-man$25.00$25.003/5/2010 4:52:18 PM
intelligent-yield$25.00$25.003/5/2010 4:52:37 PM
martinnc$25.00$25.003/5/2010 4:53:06 PM
yeti888$25.00$25.003/5/2010 4:53:31 PM
WalnutCreekguy$25.00$25.003/5/2010 4:54:04 PM
asset-professor$25.00$25.003/5/2010 4:54:39 PM
greenwell$25.00$25.003/5/2010 4:54:46 PM
tremendous-integrity$25.00$25.003/5/2010 4:55:43 PM
merriewold$25.00$25.003/5/2010 4:55:59 PM
AF-Chief$28.00$28.003/5/2010 4:50:04 PM
desertoasis$50.00$50.003/5/2010 4:50:09 PM
GElender$25.00$25.003/5/2010 4:56:14 PM
secobarbital$25.00$25.003/5/2010 4:56:19 PM
personal-lender$25.00$25.003/5/2010 4:56:56 PM
lloyd_s$25.00$25.003/5/2010 4:57:08 PM
asiaratt$100.00$100.003/5/2010 4:57:13 PM
CarDealer3070$30.00$30.003/5/2010 4:57:17 PM
gizzywump$25.00$25.003/5/2010 4:57:24 PM
balanced-balance6$25.00$25.003/5/2010 4:51:11 PM
rpatusa$25.00$25.003/5/2010 4:51:14 PM
munoz44$25.00$25.003/5/2010 4:52:45 PM
Speculator$100.00$100.003/5/2010 4:45:46 PM
friendly-worth3$25.00$25.003/5/2010 4:54:23 PM
skuba$25.00$25.003/5/2010 4:54:48 PM
red-favorable-basis$25.00$25.003/5/2010 4:55:16 PM
Rattlehead$25.00$25.003/5/2010 4:55:23 PM
papaloha$50.00$50.003/5/2010 4:55:29 PM
delicious-social132$25.00$25.003/5/2010 4:55:32 PM
Helenska11$25.00$25.003/5/2010 4:55:50 PM
steves73$25.00$25.003/5/2010 4:56:09 PM
theprince$25.00$25.003/5/2010 4:56:27 PM
kindness-percolator5$25.00$25.003/5/2010 4:56:31 PM
Cai8899$30.00$30.003/5/2010 4:56:35 PM
Purposeful$25.00$25.003/5/2010 4:57:19 PM
wwwUniversal$25.00$25.003/5/2010 4:57:28 PM
matt_2006$25.00$25.003/5/2010 4:50:41 PM
halothane_logic$25.00$25.003/5/2010 4:51:49 PM
bountiful-bazaar$25.00$25.003/5/2010 4:52:51 PM
flipnsf$25.00$25.003/5/2010 4:53:17 PM
listing-trapper3$50.00$50.003/5/2010 4:55:00 PM
BlindJoeDeath$25.00$25.003/5/2010 4:55:09 PM
Diamond_Jim$25.00$25.003/5/2010 4:55:13 PM
attractive-rate$25.00$25.003/5/2010 4:55:41 PM
Phantom99$25.00$25.003/5/2010 4:55:45 PM
Lambo168$25.00$25.003/5/2010 4:55:57 PM
intrepid-transaction5$25.00$25.003/5/2010 4:56:05 PM
nourishing-interest0$25.00$25.003/5/2010 4:56:42 PM
mvalley$25.00$25.003/5/2010 4:56:50 PM
blooming-dedication$50.00$50.003/5/2010 4:56:59 PM
elevated-platinum5$25.00$25.003/5/2010 4:57:03 PM
cash-merry-maker$25.00$25.003/5/2010 5:07:43 PM
honorable-yield$35.00$35.003/5/2010 4:57:12 PM
Interstate_Rate$250.00$250.003/5/2010 4:57:25 PM
fostaman$25.00$25.003/5/2010 5:08:29 PM
trustu$25.00$25.003/5/2010 4:57:29 PM
screenname03$25.00$25.003/5/2010 4:57:35 PM
thrifty-funds1$25.00$25.003/5/2010 4:57:40 PM
chicagoman$25.00$24.553/5/2010 5:10:45 PM
dspmn$26.00$26.003/5/2010 5:08:06 PM
piter-to-la-investment$25.00$25.003/5/2010 5:08:25 PM
coin-investor$25.00$25.003/5/2010 5:08:29 PM
cwswdh$25.00$25.003/5/2010 5:10:16 PM
idhitthat$25.00$25.003/5/2010 5:07:57 PM
RedCentre$126.92$126.923/5/2010 5:09:23 PM
srgriff$25.00$25.003/5/2010 5:10:02 PM
mercuriant$25.00$25.003/5/2010 5:12:31 PM
Bob450$50.00$50.003/5/2010 8:45:37 PM
czar3$27.05$27.053/6/2010 6:32:18 AM
charming-point$200.00$200.003/6/2010 12:10:33 PM
order-bee1$100.00$100.003/7/2010 1:18:11 PM
SongBirdProphecy$50.00$50.003/8/2010 11:42:06 AM
dedicated-diversification5$100.00$100.003/5/2010 4:52:11 PM
whynormal$25.00$25.003/5/2010 4:52:20 PM
Artist_Blue$25.00$25.003/5/2010 4:52:24 PM
pkp121$25.00$25.003/5/2010 4:52:30 PM
helping-out$25.00$25.003/5/2010 4:54:02 PM
burrito6$25.00$25.003/5/2010 4:54:30 PM
KrazyCelticKid$50.00$50.003/5/2010 4:54:33 PM
mg6619$25.00$25.003/5/2010 4:54:36 PM
life-is-great$25.00$25.003/5/2010 4:54:56 PM
flexible-value$25.00$25.003/5/2010 4:55:18 PM
integrity-doctor$50.00$50.003/5/2010 4:55:21 PM
Shepherd7$25.00$25.003/5/2010 4:55:30 PM
delivery$25.00$25.003/5/2010 4:55:35 PM
Kaj$25.00$25.003/5/2010 4:49:53 PM
seisen$100.00$100.003/5/2010 4:49:56 PM
oldmora$25.00$25.003/5/2010 4:50:02 PM
head$25.00$25.003/5/2010 4:50:16 PM
SBT$25.00$25.003/5/2010 4:50:32 PM
hope-equation$50.00$50.003/5/2010 4:56:38 PM
direct-yield$25.00$25.003/5/2010 4:50:47 PM
AF_Trust$25.00$25.003/5/2010 4:57:07 PM
beezling$26.48$26.483/5/2010 4:50:58 PM
Streetfighter$25.00$25.003/5/2010 4:51:53 PM
natecam$25.00$25.003/5/2010 4:51:56 PM
brother_tam$50.00$50.003/5/2010 4:52:05 PM
108lender$75.00$75.003/5/2010 4:52:40 PM
deal-hickory5$25.00$25.003/5/2010 4:45:22 PM
dollar-birdie$25.00$25.003/5/2010 4:53:03 PM
Auburnmist$25.00$25.003/5/2010 4:45:41 PM
zipemdown$25.00$25.003/5/2010 4:54:08 PM
greatwhiteninja$25.00$25.003/5/2010 4:54:26 PM
deegeeman$50.00$50.003/5/2010 4:54:53 PM
LuvToLend$25.00$25.003/5/2010 4:55:05 PM
irrelevant$25.00$25.003/5/2010 4:55:38 PM
circuitfive$25.00$25.003/5/2010 4:55:58 PM
exact-loan5$30.00$30.003/5/2010 4:56:22 PM
balance-hercules$100.00$100.003/5/2010 4:56:29 PM
BankME$25.00$25.003/5/2010 4:56:34 PM
KandKLegacyInvestments$25.00$25.003/5/2010 4:49:01 PM
jhouman$25.00$25.003/5/2010 4:56:52 PM
orange-courageous-dedication$30.00$30.003/5/2010 4:56:57 PM
Zolton$200.00$200.003/5/2010 4:57:01 PM
social-conductor4$25.00$25.003/5/2010 4:49:29 PM
supreme-hope$25.00$25.003/5/2010 4:49:41 PM
rooosta$25.00$25.003/5/2010 4:57:17 PM
georgethesir$25.00$25.003/5/2010 4:57:21 PM
autonomous-truth$25.00$25.003/5/2010 4:50:06 PM
PaulHenry$25.00$25.003/5/2010 4:50:29 PM
nrowland$25.00$25.003/5/2010 4:50:49 PM
johnayan$25.00$25.003/5/2010 4:51:03 PM
rvfbroker$25.00$25.003/5/2010 4:51:08 PM
brutusbone$25.00$25.003/5/2010 4:51:17 PM
Havana21$50.00$50.003/5/2010 4:51:30 PM
traveler50$25.00$25.003/5/2010 4:51:42 PM
note-tent$25.00$25.003/5/2010 4:51:45 PM
kidsskipp$25.00$25.003/5/2010 4:51:51 PM
jlr613$25.00$25.003/5/2010 4:52:43 PM
natural-greenback6$25.00$25.003/5/2010 4:54:21 PM
steely_dan34$25.00$25.003/5/2010 4:54:28 PM
kmr2$200.00$200.003/5/2010 4:55:26 PM
investment-oasis$25.00$25.003/5/2010 5:06:10 PM
reward-walnut$25.00$25.003/5/2010 4:55:55 PM
purdue98$25.00$25.003/5/2010 4:56:02 PM
fattygordon$25.00$25.003/5/2010 5:07:13 PM
WBB21$25.00$25.003/5/2010 4:56:46 PM
a-healthy-affluence$50.00$50.003/5/2010 5:08:03 PM
KramericaIndustries$25.00$25.003/5/2010 5:08:31 PM
aasx1108$25.00$25.003/5/2010 4:57:30 PM
golath24$25.00$25.003/5/2010 5:08:45 PM
poeman$25.00$25.003/5/2010 4:57:37 PM
UCLA4life$25.00$25.003/5/2010 5:10:27 PM
xzec777$25.00$25.003/5/2010 5:08:22 PM
SolarMoonshine$100.00$100.003/5/2010 5:42:15 PM
reinforced-revenue069$25.00$25.003/5/2010 5:08:05 PM
derec$25.00$25.003/5/2010 5:08:52 PM
nerdfactor$25.00$25.003/5/2010 5:10:35 PM
reflective-rupee$100.00$100.003/5/2010 6:55:23 PM
foothillender$25.00$25.003/6/2010 8:07:10 AM
cognizant-rate732$61.00$61.003/6/2010 1:15:31 AM
keynaples$50.00$50.003/6/2010 4:42:30 PM
felicity-daydream$50.00$50.003/7/2010 2:21:15 PM
webfeet$25.00$25.003/8/2010 9:53:08 AM
160 bids
 
Borrower Payment Dependent Notes Series 449123
This series of Notes was issued and sold upon the funding of the borrower loan #41315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $158.33
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $158.33
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 16.27%  
Lender servicing fee: 1.00% Estimated return: 17.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1983 Debt/Income ratio: 52%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 20 / 20Length of status:5y 11m
Credit score: 600-619 (Mar-2010) Total credit lines: 48 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $65,861Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 102%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Mommc2 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 26 ( 100% ) 600-619 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
660-679 (Jul-2009)
620-639 (Nov-2007)
 
Principal balance: $1,050.89 1+ mo. late: 0 ( 0% )
Total payments billed: 26  
Description
Fixing the leaks
Purpose of loan:
Fix roof, fix plumbing that was done incorrectly the first time and payoff first loan.

My financial situation:

This is my?second listing.??I have a current Prosper loan, and? you can see that I am current with it, have it on auto-pay and never miss a payment.?I would like to roll?my first loan in with these repairs to try to lower my interest rat a bit.?

I have been at my job for over?5 years so I have a steady income.? I also?sell Avon to?make extra money.? I worked full time and put myself through college.? All of my student loans are paid off.? I have never defaulted on any loans.? I have always worked hard and have always paid my debts.?

I?was?sticking to a budget?to pay off all my credit cards, but the last year I was using every dime including credit to help?my mom out with the caregiver expenses for my dad.??Since Dad's passing I'm doing pretty good?getting back on track, but I don't have the lump sum I need for the?repairs.??

The roof is leaking in a small spot, but before it becomes a large spot I'd like to get if fixed.?The shower is leaking into the wall so the plumbing is a priority.?

Monthly net income: $4,200.00

Monthly expenses: $
??Housing: $?600 (this?is my contribution, my husband pays the rest)
??Insurance: $ 127.00
??Car expenses: $ 420.00
??Utilities: $?276.00
??Phone, cable, internet: $ 180.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 1388.00
??Other expenses: $ 0.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, in roughly how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A: I plan I paying it off in 24 months instead of 36 by making extra payments. (Mar-12-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CA_Lender$25.00$25.003/5/2010 4:52:56 PM
Bob450$25.00$25.003/5/2010 8:29:15 PM
Skeptical-one$25.00$25.003/9/2010 8:06:19 AM
red-favorable-basis$25.00$25.003/9/2010 12:15:22 PM
lender12345$50.00$50.003/10/2010 6:45:21 PM
shawnw2$50.00$50.003/10/2010 6:49:03 PM
113121$25.00$25.003/11/2010 7:05:25 AM
selector568$75.00$75.003/11/2010 1:23:54 PM
special-finance4$25.00$25.003/11/2010 11:31:55 AM
dcm6276$25.00$25.003/11/2010 2:11:33 PM
OldManP$25.00$25.003/11/2010 8:25:12 PM
Aberdeen$350.00$350.003/11/2010 11:02:27 PM
Unitas4302$300.00$300.003/12/2010 5:49:36 AM
income-rocker2$100.00$100.003/12/2010 7:11:25 AM
income-rocker2$100.00$100.003/12/2010 7:12:38 AM
income-rocker2$100.00$100.003/12/2010 7:14:11 AM
113121$50.00$50.003/12/2010 6:36:41 AM
currency-bumblebee$25.00$25.003/12/2010 9:21:26 AM
sturdy-peace9$75.00$75.003/12/2010 10:19:31 AM
tukuks$50.00$50.003/12/2010 10:16:25 AM
thrilling-transaction1$31.47$31.473/12/2010 10:44:05 AM
JustMee$100.00$1.143/12/2010 11:42:05 AM
CincyTex$50.00$50.003/12/2010 11:42:16 AM
bondhedger$25.00$25.003/12/2010 11:43:14 AM
new-peso-concerto$25.00$25.003/12/2010 10:39:23 AM
JobLowe$25.00$25.003/6/2010 8:30:19 PM
Jasmel$400.00$400.003/6/2010 9:35:59 PM
investment-daydream$75.00$75.003/7/2010 11:46:15 AM
DasMula$100.00$100.003/8/2010 9:15:02 PM
vivacious-p2p3$25.00$25.003/9/2010 1:05:02 PM
myutmost$77.18$77.183/9/2010 7:19:07 PM
dynrep$25.00$25.003/10/2010 11:09:53 AM
Lender_1972$25.00$25.003/10/2010 1:30:26 PM
DasMula$250.00$250.003/11/2010 12:56:08 PM
shawnw2$147.74$147.743/11/2010 11:22:13 AM
innovator2$167.47$167.473/11/2010 4:11:58 PM
hektek22$25.00$25.003/11/2010 6:40:30 PM
NekHoldings$25.00$25.003/11/2010 6:56:55 PM
RecoveryLender$25.00$25.003/12/2010 5:32:35 AM
Ronnieboy888$50.00$50.003/11/2010 11:00:37 PM
Lubava$25.00$25.003/12/2010 6:41:31 AM
Leshan$100.00$100.003/12/2010 6:47:51 AM
RyanM561$25.00$25.003/12/2010 7:11:19 AM
martymaniaman$25.00$25.003/12/2010 6:36:14 AM
Lender_1972$25.00$25.003/12/2010 8:04:28 AM
leverage-monger$25.00$25.003/12/2010 9:42:47 AM
wise-silver-wonder$25.00$25.003/12/2010 9:52:42 AM
dudebrah$25.00$25.003/12/2010 11:04:24 AM
Rip128$100.00$100.003/12/2010 11:16:49 AM
Hephaistion$25.00$25.003/12/2010 10:17:48 AM
50 bids
 
Borrower Payment Dependent Notes Series 449399
This series of Notes was issued and sold upon the funding of the borrower loan #41353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 13.03% Starting borrower rate/APR: 14.03% / 16.19% Starting monthly payment: $119.67
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $119.37
 
Auction yield range: 6.04% - 13.03% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2003 Debt/Income ratio: 30%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 11Length of status:1y 4m
Credit score: 740-759 (Mar-2010) Total credit lines: 14 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $9,386Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 67%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: useful-diversification3 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Expenses
Purpose of loan:
This loan will be used to help me pay the remainder of my wedding total.? We are getting married May 29th and need just a little bit more to help cover all of the?costs.? My fiance and I are paying for the entire wedding ourselves, and have been able to save for most of it -- just need a little help with the last portion.?

My financial situation:
I am a good candidate for this loan because I have good credit history.? My fiance and I both have good jobs and recently bought our first house.? We will be able to pay the money back easily?after the wedding.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Microfinancer$25.00$25.003/8/2010 4:26:14 PM
desertoasis$50.00$50.003/8/2010 4:15:28 PM
Clambake$50.00$50.003/8/2010 4:28:17 PM
bold-durability-drum$25.00$25.003/8/2010 4:30:13 PM
irrelevant$25.00$25.003/8/2010 4:32:11 PM
integrity-doctor$50.00$50.003/8/2010 4:33:00 PM
fightinjoe$25.00$25.003/8/2010 4:35:26 PM
RetiredATC$25.00$25.003/8/2010 4:35:58 PM
sharp-bill2$40.00$40.003/8/2010 4:36:38 PM
leodaguy$25.00$25.003/8/2010 4:40:09 PM
personal-lender$25.00$25.003/8/2010 4:30:50 PM
delicious-social132$25.00$25.003/8/2010 4:31:02 PM
inspired-contract9$25.00$25.003/8/2010 4:43:16 PM
asset-professor$75.00$75.003/8/2010 4:44:28 PM
uwinwewin$25.00$25.003/8/2010 4:34:44 PM
teller$25.00$25.003/8/2010 4:44:00 PM
tripnosis$25.00$25.003/8/2010 4:35:37 PM
MissionMicroFinance$25.00$25.003/8/2010 4:46:30 PM
gain-seagull9$25.00$25.003/8/2010 4:39:45 PM
Magus54$25.00$25.003/8/2010 4:49:51 PM
nanda$25.00$25.003/8/2010 4:44:54 PM
cash-merry-maker$25.00$25.003/8/2010 4:45:48 PM
shiny-revenue$25.00$25.003/8/2010 4:46:40 PM
29Palms$25.00$25.003/8/2010 4:47:01 PM
jokerj006$25.00$25.003/8/2010 4:47:09 PM
cathexis$50.00$50.003/8/2010 4:49:22 PM
a-goal-bill$25.00$25.003/8/2010 4:49:32 PM
lloyd_s$25.00$25.003/8/2010 5:05:05 PM
charming-point$300.00$300.003/8/2010 7:34:33 PM
webfeet$25.00$25.003/9/2010 7:40:29 AM
orange-preeminant-bill$100.00$30.753/9/2010 4:47:57 AM
Mav26$75.00$75.003/9/2010 11:09:13 AM
brightest-dignified-penny$25.00$25.003/10/2010 5:12:18 PM
preventivepestcontrol$50.00$50.003/11/2010 10:10:55 AM
liederhaus$50.00$50.003/11/2010 1:38:58 PM
LSolarte$25.00$25.003/11/2010 5:27:03 PM
hope-lionheart1$50.00$50.003/12/2010 8:34:35 PM
credit-panda1$25.00$25.003/13/2010 9:10:11 AM
MarcusOcean$50.00$50.003/13/2010 8:48:37 PM
unconquerable-cash$30.00$30.003/14/2010 1:32:14 PM
isfahanian$25.00$25.003/14/2010 2:03:32 PM
996$25.00$25.003/14/2010 2:33:14 PM
1SteelerFan$25.00$25.003/14/2010 3:34:18 PM
the-profit-oracle$25.00$25.003/14/2010 6:17:43 PM
yu-rik$25.00$25.003/15/2010 10:10:42 AM
lenderinnevada$55.00$55.003/15/2010 3:16:40 PM
skuba$25.00$25.003/8/2010 4:23:35 PM
enthusiastic-balance5$100.00$100.003/8/2010 4:25:53 PM
Avala$50.00$50.003/8/2010 4:28:55 PM
progressive-asset$100.00$100.003/8/2010 4:27:51 PM
torion$25.00$25.003/8/2010 4:28:33 PM
mg6619$25.00$25.003/8/2010 4:31:26 PM
flexible-value$26.00$26.003/8/2010 4:30:30 PM
honorable-yield$50.00$50.003/8/2010 4:33:37 PM
dollar-birdie$25.00$25.003/8/2010 4:35:45 PM
helping-out$25.00$25.003/8/2010 4:34:15 PM
currency-zenith$50.00$50.003/8/2010 4:36:24 PM
moola-man$30.00$30.003/8/2010 4:35:14 PM
macjp123$25.00$25.003/8/2010 4:27:38 PM
srgriff$25.00$25.003/8/2010 4:38:40 PM
Havana21$50.00$50.003/8/2010 4:41:56 PM
success1001$50.00$50.003/8/2010 4:31:42 PM
1phantom$40.00$40.003/8/2010 4:32:23 PM
Supernick$25.00$25.003/8/2010 4:43:50 PM
top-silver-american$25.00$25.003/8/2010 4:33:12 PM
nourishing-interest0$25.00$25.003/8/2010 4:42:29 PM
SBT$50.00$50.003/8/2010 4:48:31 PM
AF-Chief$28.00$28.003/8/2010 4:46:02 PM
tallmon$25.00$25.003/8/2010 4:38:56 PM
kmfreymi$25.00$25.003/8/2010 4:50:38 PM
awwaww$25.00$25.003/8/2010 4:47:33 PM
repayment-chef$25.00$25.003/8/2010 4:51:18 PM
bigdogsafety1$25.00$25.003/8/2010 4:51:29 PM
rlecour$25.00$25.003/8/2010 4:48:15 PM
sympathetic-asset$25.00$25.003/8/2010 4:48:50 PM
aasx1108$25.00$25.003/8/2010 5:00:19 PM
bkwest01$100.00$100.003/8/2010 4:50:09 PM
MoneyMA$25.00$25.003/8/2010 4:42:40 PM
redrock007$25.00$25.003/8/2010 4:45:09 PM
bonus-adventure3$25.00$25.003/8/2010 4:45:28 PM
buraky$25.00$25.003/8/2010 4:49:05 PM
CommerciaLender$25.25$25.253/10/2010 4:57:53 PM
HawaiianHelper$25.00$25.003/10/2010 11:50:09 PM
sewinggirl$25.00$25.003/12/2010 2:35:39 AM
JABank$25.00$25.003/14/2010 8:29:51 AM
violaetain$50.00$50.003/14/2010 3:02:47 PM
USMP$100.00$100.003/14/2010 7:42:21 PM
chrisjs15$25.00$25.003/15/2010 7:58:17 AM
Yin$25.00$25.003/15/2010 8:34:23 AM
TheBigDog$70.00$70.003/15/2010 10:54:20 AM
steady-dime$25.00$25.003/15/2010 3:51:01 PM
enthusiastic-point$25.00$25.003/15/2010 3:58:46 PM
Moneypenny6$25.00$25.003/15/2010 3:27:35 PM
93 bids
 
Borrower Payment Dependent Notes Series 449493
This series of Notes was issued and sold upon the funding of the borrower loan #41325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-09-2010 
  Auction end date:  Mar-14-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $115.12
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $114.81
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1991 Debt/Income ratio: 41%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 10Length of status:4y 10m
Credit score: 760-779 (Mar-2010) Total credit lines: 31 Occupation: Nurse (RN)
Now delinquent: 0 Revolving credit balance: $5,742Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 23%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: lucyalt Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 35 ( 100% ) 760-779 (Latest)
Principal borrowed: $10,000.00< mo. late: 0 ( 0% )  
780-799 (Feb-2007)
 
Principal balance: $320.44 1+ mo. late: 0 ( 0% )
Total payments billed: 35  
Description
Home Improvement

I am paying off my first Prosper loan this month--36 on-time payments of approximately $317 per month.? I am a?41 year-old single mother of one child.? I have worked as an RN for?12 years now.??I am currently working for an agency at a large corporation's metro headquarters.? My current hourly rate is $37/hr, and I work 3-4 days per week.? I also have a second job working prn in a hospital emergency department.??This?loan is to pay for several things including roof?repairs and gutters, landscaping, and vehicle repair.?

Monthly Net Income:???? salary? $3200, child support? $500?
mortgage??690?????????????????
utilities?????480?????????????????
Visa??????? ??90??????????????????
gas??????????120?????????????????
groceries? 350
loans??????? 400
cash after main expenses $1570
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.003/9/2010 4:14:56 PM
dollar-birdie$50.00$50.003/9/2010 4:24:06 PM
asset-professor$100.00$100.003/9/2010 4:24:22 PM
engaging-worth$30.00$30.003/9/2010 4:25:22 PM
radforj22$25.00$25.003/9/2010 4:28:49 PM
Clambake$50.00$50.003/9/2010 4:29:18 PM
Microfinancer$25.00$25.003/9/2010 4:24:15 PM
personal-lender$25.00$25.003/9/2010 4:30:21 PM
AF-Chief$27.00$27.003/9/2010 4:21:26 PM
enthusiastic-balance5$100.00$100.003/9/2010 4:28:13 PM
HHP$25.00$25.003/9/2010 4:28:29 PM
webfeet$25.00$25.003/9/2010 4:24:45 PM
bonus-adventure3$25.00$25.003/9/2010 4:30:42 PM
bigdogsafety1$25.00$25.003/9/2010 4:35:57 PM
Zanch$25.00$25.003/9/2010 4:31:32 PM
RetiredATC$25.00$25.003/9/2010 4:32:10 PM
treasure-hunter270$25.00$25.003/9/2010 4:38:30 PM
jeffpac$55.00$55.003/9/2010 4:28:03 PM
delicious-social132$40.00$40.003/9/2010 4:28:24 PM
macjp123$25.00$25.003/9/2010 4:29:03 PM
jokerj006$25.00$25.003/9/2010 4:35:10 PM
torion$25.00$25.003/9/2010 4:29:39 PM
sympathetic-asset$25.00$25.003/9/2010 4:35:22 PM
wampum-reaction2$25.00$25.003/9/2010 4:30:01 PM
lendersf$95.00$95.003/9/2010 4:30:56 PM
irrelevant$25.00$25.003/9/2010 4:31:00 PM
top-silver-american$25.00$25.003/9/2010 4:31:20 PM
micko$25.00$25.003/9/2010 5:07:56 PM
respectablename$25.00$25.003/9/2010 4:38:58 PM
gain-seagull9$25.00$25.003/9/2010 4:33:17 PM
bkwest01$100.00$100.003/9/2010 4:35:52 PM
intelligent-yield$25.00$25.003/9/2010 4:35:56 PM
durability-balance4$50.00$50.003/9/2010 6:17:21 PM
interest-exec9$25.00$25.003/9/2010 4:37:57 PM
successful-euro$30.00$30.003/9/2010 4:38:16 PM
phredd$25.00$25.003/9/2010 4:38:43 PM
prashgig$25.00$25.003/9/2010 5:13:49 PM
1phantom$50.00$50.003/9/2010 5:18:53 PM
love_what_you_do$25.00$25.003/9/2010 8:22:28 PM
elgollo$25.00$25.003/9/2010 8:37:27 PM
speedy2shoes$25.00$1.543/9/2010 10:53:07 PM
beachbum22$25.00$25.003/11/2010 5:01:19 AM
liederhaus$50.00$50.003/11/2010 1:39:10 PM
ujiba$25.00$25.003/11/2010 8:00:21 PM
jude0624$25.00$25.003/13/2010 6:24:48 AM
cwegert$34.46$34.463/14/2010 12:05:41 PM
Hawkeyebank$25.00$25.003/14/2010 4:48:31 PM
adventure0$50.00$50.003/14/2010 2:05:47 PM
violaetain$50.00$50.003/14/2010 3:06:58 PM
skuba$50.00$50.003/9/2010 4:24:33 PM
moola-man$50.00$50.003/9/2010 4:24:57 PM
Castellan$25.00$25.003/9/2010 4:25:16 PM
reflective-deal8$50.00$50.003/9/2010 4:28:38 PM
progressive-asset$100.00$100.003/9/2010 4:29:14 PM
desertoasis$50.00$50.003/9/2010 4:24:02 PM
credit-force5$25.00$25.003/9/2010 4:29:54 PM
honorable-yield$75.00$75.003/9/2010 4:30:08 PM
inspired-contract9$25.00$25.003/9/2010 4:34:17 PM
buraky$25.00$25.003/9/2010 4:35:27 PM
Banker7371$25.00$25.003/9/2010 4:24:50 PM
fightinjoe$25.00$25.003/9/2010 4:25:04 PM
a-goal-bill$25.00$25.003/9/2010 4:35:36 PM
safe-payment8$25.00$25.003/9/2010 4:25:09 PM
uwinwewin$25.00$25.003/9/2010 4:31:47 PM
sharp-bill2$40.00$40.003/9/2010 4:32:21 PM
clean-loyalty$25.00$25.003/9/2010 4:33:07 PM
Vetrepreneur$25.00$25.003/9/2010 4:38:38 PM
leodaguy$25.00$25.003/9/2010 4:33:26 PM
flexible-value$31.00$31.003/9/2010 4:28:54 PM
Avala$50.00$50.003/9/2010 4:29:48 PM
mg6619$25.00$25.003/9/2010 4:30:51 PM
Aberdeen$350.00$350.003/9/2010 4:36:55 PM
Aberdeen$350.00$350.003/9/2010 4:44:17 PM
Supernick$25.00$25.003/9/2010 4:34:21 PM
nanda$25.00$25.003/9/2010 4:34:39 PM
shiny-revenue$25.00$25.003/9/2010 4:35:01 PM
calilending$25.00$25.003/9/2010 7:22:21 PM
redrock007$25.00$25.003/9/2010 10:13:30 PM
william8$25.00$25.003/10/2010 2:14:28 PM
dbanwart$25.00$25.003/10/2010 6:52:54 PM
bull_lender$36.00$36.003/11/2010 8:54:11 AM
copiosus$30.00$30.003/12/2010 9:18:15 AM
hope-lionheart1$50.00$50.003/12/2010 8:38:35 PM
unolsu5$25.00$25.003/14/2010 10:45:55 AM
CA_Lender$25.00$25.003/14/2010 1:25:49 PM
85 bids
 
Borrower Payment Dependent Notes Series 449557
This series of Notes was issued and sold upon the funding of the borrower loan #41365, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,422.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Mar-10-2010 
  Auction end date:  Mar-17-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.89% Starting monthly payment: $64.33
Final lender yield: 20.00% Final borrower rate/APR: 21.00% / 23.65% Final monthly payment: $53.57
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 14.89%  
Lender servicing fee: 1.00% Estimated return: 5.11%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1995 Debt/Income ratio: Not calculated
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 9 / 9Length of status:1y 2m
Credit score: 640-659 (Mar-2010) Total credit lines: 13 Occupation: Waiter/Waitress
Now delinquent: 0 Revolving credit balance: $6,073Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 95%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: friendly-silver7 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying house, getting $8K taxcredit
Purpose of loan:
This loan will be used to help me buy a house. Only one step remains before my financing gets approved: I need to show that I have $1,822 in cash for earnest money, home inspection, etc.? In two months I have saved $400. At this rate, the $8,000 tax credit will expire before I can save the needed funds.

My financial situation:
If you lend me $1,422, then I?ll get $8,000 from the government and use that to pay off my credit cards in full (which will free up $250 from my monthly budget, more than enough to afford this loan.)

I do have three 30-day delinquencies on my credit report, but they are four or five years old and are easily explained.

Monthly net income: $ 1,800

Monthly expenses: $
??Housing: $ 400
??Insurance: $ 300
??Car expenses: $ 300
??Utilities: $ 100
??Phone, cable, internet: $ 0
??Food, entertainment: $ 150
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 250
??Other expenses: $ 180 (tithe)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, in roughly how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A: I plan on paying off this loan sometime between 12 and 24 months. I expect to receive the tax credit about 4-6 months after receiving the proceeds of this loan. Until I receive the tax credit, only minimum payments will be made. After I receive the tax credit, I will use it to pay off all my credit cards in full. This will free up some room in my budget, allowing me to make increased payments on this loan. Right now, I'm imagining something like double payments after I get the tax credit. (Mar-15-2010)
Q: Would you consider knocking off the tithe, until you pay back the loan? And, see my page. thank you - Tono
A: Thank you for the helpful information on your page. My total expenses add up to $1,705, compared to $1,800 monthly income. I know it may sound counterintuitive to continue making optional contributions to charity when I'm in need of money myself. Please understand that I consider the tithe to be required, and not optional. This might mean that some lenders will choose not to lend money to me, and that's OK. The tithe belongs to God; the rest is details. (Mar-16-2010)
Q: How much more than your current budget for housing expense of $400 will your mortgage be ? (including taxes, insurance, and HOA dues) I'm not sure I exactly understand how you will be able to afford the house payment with your other bills. Thanks - CyberCapital
A: Through NACA, I was able to get a below-market interest rate. My lending adviser and I determined that my monthly expense for a $80,000 house would be only $53 more than what I'm paying now. I'm already paying renter's insurance; homeowner's insurance shouldn't be too much more. HOA is not typical in my area. My other bills will be greatly reduced once I use the tax credit to pay off the credit cards. (Mar-17-2010)
Q: What will your housing payment be after you purchase the house? How old do you expect the house to be? - chipjet
A: My housing payment is expected to be only $453. In my area, it's not difficult to find a three-bedroom house, less than five years old, for my target price of $80,000. (Mar-17-2010)
Q: A fellow brother in Christ The-CAPS-Fan referred you. We commend you on keeping your covenant w/God!! You will be mightily blessed, & I hope we?ve done our part. We challenge lenders to meet or beat a ?20%? rate!! Please post publically. - AF-Chief
A: Thank you for your vote of confidence. May the God who sees all and knows all bless you according to His wisdom and might. (Mar-17-2010)
Q: I have been watching your loan request and your answer to the second question regarding tithing was my deciding factor to jump on board. It was logical to participate anyway but you just confirmed it. Good luck and stick to your faith. - OPEO
A: Thank you. May God bless you and those closest to you. (Mar-17-2010)
6 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dudebrah$25.00$25.003/17/2010 4:00:17 PM
Engineer44$25.00$25.003/17/2010 4:20:22 PM
glazeddonuts$26.90$26.903/17/2010 4:08:26 PM
brondero$75.00$75.003/11/2010 3:29:05 PM
hektek22$25.00$25.003/15/2010 10:33:20 PM
Jinja$35.00$35.003/16/2010 4:25:39 PM
OPEO$25.00$25.003/17/2010 7:20:26 AM
AF-Chief$250.00$250.003/17/2010 10:04:22 AM
The-CAPS-fan$250.00$74.823/17/2010 11:04:09 AM
wild-orange$25.00$25.003/17/2010 2:42:33 PM
ultimate-peace$600.00$600.003/17/2010 3:49:18 PM
hornet27$50.00$50.003/17/2010 4:04:12 PM
cunning-bill$25.00$25.003/17/2010 4:12:54 PM
balanced-balance6$25.00$25.003/17/2010 4:00:59 PM
bst$33.36$33.363/17/2010 4:02:53 PM
diligent-moola9$26.92$26.923/17/2010 4:09:08 PM
dough-optimizer$25.00$25.003/17/2010 4:04:45 PM
kinetic-social$25.00$25.003/17/2010 4:18:45 PM
cunning-compassion1$25.00$25.003/17/2010 4:20:44 PM
19 bids
 
Borrower Payment Dependent Notes Series 449643
This series of Notes was issued and sold upon the funding of the borrower loan #41328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-10-2010 
  Auction end date:  Mar-17-2010 
 
Starting lender yield: 15.50% Starting borrower rate/APR: 16.50% / 18.69% Starting monthly payment: $70.81
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $63.79
 
Auction yield range: 4.04% - 15.50% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2002 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:3y 9m
Credit score: 780-799 (Mar-2010) Total credit lines: 11 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $50Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 2%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: ingenious-social8 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
An Investment in my MBA
Purpose of loan:
This loan will be used to pay up front for my MBA tuition for the up coming summer classes. I am required to pay my tuition before the end of March 2010, $6000. I am only $2000 short.

My financial situation:
I am self-employed, I own and operate a jewelry business with my brother. Business is going well. My decision to pursue my MBA is to grasp on to new business models that is taught in the class rooms today. Every now and then I like to update myself in the business arena academically. Classes will be part-time during weekends, therefore it will not affect my normal business operating hours.

Monthly Income: ?? $5,000
Monthly Expense:
?Phone:???? ? ? ? $50
?Mortgage:?? $1645
?Gas:???????? ?? $150
?Misc:??????????$200 ?
?????????????????? $2,054

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$28.00$28.003/10/2010 4:23:22 PM
moola-man$50.00$50.003/10/2010 4:29:25 PM
Castellan$25.00$25.003/10/2010 4:29:36 PM
kenji4861$50.00$50.003/10/2010 4:22:47 PM
fightinjoe$25.00$25.003/10/2010 4:29:30 PM
reflective-deal8$50.00$50.003/10/2010 4:32:36 PM
dollar-birdie$50.00$50.003/10/2010 4:28:57 PM
asset-professor$100.00$100.003/10/2010 4:29:10 PM
beachbum22$25.00$25.003/11/2010 5:00:15 AM
Pickmar$25.00$25.003/12/2010 12:17:09 PM
rcs2003$113.82$113.823/16/2010 7:40:04 PM
colorfulgardener$50.00$50.003/17/2010 2:03:26 AM
JohnSmith10$25.00$25.003/16/2010 8:29:02 PM
AsianDragon$25.09$25.093/16/2010 9:10:29 PM
MapleLaker$26.77$26.773/17/2010 12:21:13 PM
appcoder$30.00$30.003/17/2010 1:34:29 PM
runfree$50.00$50.003/17/2010 3:34:16 PM
webfeet$25.00$25.003/17/2010 2:29:36 PM
octoberfresh$25.00$25.003/17/2010 3:11:58 PM
scientists$25.00$25.003/17/2010 3:26:03 PM
desertoasis$25.00$25.003/10/2010 4:23:42 PM
Microfinancer$25.00$25.003/10/2010 4:29:03 PM
skuba$50.00$50.003/10/2010 4:29:14 PM
delicious-social132$40.00$40.003/10/2010 4:32:29 PM
engaging-worth$30.00$30.003/10/2010 4:29:41 PM
personal-lender$25.00$25.003/10/2010 4:33:48 PM
bonus-adventure3$25.00$10.323/10/2010 4:34:04 PM
enthusiastic-balance5$100.00$100.003/10/2010 4:32:23 PM
flexible-value$31.00$31.003/10/2010 4:32:40 PM
macjp123$25.00$25.003/10/2010 4:32:53 PM
honorable-yield$75.00$75.003/10/2010 4:33:39 PM
jeffpac$55.00$55.003/10/2010 4:32:14 PM
Clambake$50.00$50.003/10/2010 4:32:58 PM
torion$25.00$25.003/10/2010 4:33:13 PM
Avala$50.00$50.003/10/2010 4:33:23 PM
credit-force5$25.00$25.003/10/2010 4:33:29 PM
treasure-hunter270$25.00$25.003/10/2010 4:39:03 PM
springpanda$25.00$25.003/11/2010 12:05:14 PM
Dollars4Rent$25.00$25.003/14/2010 4:22:04 PM
aafg69$25.00$25.003/14/2010 7:48:25 PM
liederhaus$50.00$50.003/15/2010 4:07:56 PM
goldsun$25.00$25.003/15/2010 6:49:53 PM
julijask$35.00$35.003/15/2010 8:29:41 PM
webfeet$25.00$25.003/16/2010 7:32:40 AM
exchange-squirrel$25.00$25.003/16/2010 2:09:18 PM
PalmerTheEmbalmer$25.00$25.003/16/2010 4:54:45 PM
oldrebel$25.00$25.003/16/2010 5:07:46 PM
natural-affluence4$25.00$25.003/17/2010 7:39:44 AM
Lender0307$25.00$25.003/16/2010 9:47:12 PM
indomart$50.00$50.003/16/2010 10:33:30 PM
NYCLAIMSGUY$25.00$25.003/17/2010 12:51:47 PM
Jcardone33$25.00$25.003/17/2010 11:40:21 AM
Leshan$25.00$25.003/17/2010 2:14:50 PM
beeslow$50.00$50.003/17/2010 3:11:33 PM
54 bids
 
Borrower Payment Dependent Notes Series 449653
This series of Notes was issued and sold upon the funding of the borrower loan #41359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-09-2010 
  Auction end date:  Mar-16-2010 
 
Starting lender yield: 13.03% Starting borrower rate/APR: 14.03% / 16.19% Starting monthly payment: $102.58
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $102.31
 
Auction yield range: 6.04% - 13.03% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1999 Debt/Income ratio: 13%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 3 / 3Length of status:1y 5m
Credit score: 740-759 (Mar-2010) Total credit lines: 6 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: steady-moola0 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding and Home Improvement
Purpose:
Fund remainder of wedding/honeymoon and some home-improvement expenses for my fiancee's house. My fiancee and I?have a very specific budget laid out.

Strong Candidate:
My steadfastness, focus, and resolve make me an excellent candidate for this loan. I have a set agenda that I seek to meet through this loan and am highly desirous of--and will follow through on--the loan amortization schedule set forth. I will be a reliable source of strong ROI for you.

Realistic Expectations:
I have realistic expectations with respect to loan amount and interest rate. I've identified $3,000 amount after careful consideration of expenses and budgets. I have already contributed $17,000 of my own funds to wedding/honeymoon and home improvements, so this requested loan of $3,000 is intended to meet our ceiling of $20,000. I don't seek any amount greater than $3,000.

Dedication to Success:
I am committed to making this work and humbly ask for your good faith in working with me to make this a reality. I will be a great borrow and a strong source of income at a great rate for you, the lender. Thank you very much for reading and considering me candidacy. I hope we can work together for success!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$27.00$27.003/9/2010 4:21:24 PM
macjp123$25.00$25.003/9/2010 4:28:59 PM
desertoasis$50.00$50.003/9/2010 4:23:57 PM
top-silver-american$25.00$25.003/9/2010 4:31:17 PM
aurorafinancial$50.00$50.003/9/2010 4:22:35 PM
bkwest01$100.00$100.003/9/2010 4:35:48 PM
bonus-adventure3$25.00$25.003/9/2010 4:36:51 PM
fightinjoe$25.00$25.003/9/2010 4:31:57 PM
sharp-bill2$40.00$40.003/9/2010 4:32:17 PM
enthusiastic-balance5$100.00$100.003/9/2010 4:28:10 PM
nanda$25.00$25.003/9/2010 4:34:36 PM
redrock007$25.00$25.003/9/2010 4:34:46 PM
Clambake$50.00$50.003/9/2010 4:29:23 PM
delicious-social132$25.00$25.003/9/2010 4:30:36 PM
uwinwewin$25.00$25.003/9/2010 4:31:44 PM
RetiredATC$25.00$25.003/9/2010 4:32:06 PM
investment-oasis$25.00$25.003/9/2010 4:49:17 PM
shiny-revenue$25.00$25.003/9/2010 4:34:54 PM
a-goal-bill$25.00$25.003/9/2010 4:35:32 PM
bigdogsafety1$25.00$25.003/9/2010 4:36:03 PM
durability-balance4$50.00$50.003/9/2010 6:17:18 PM
successful-euro$30.00$30.003/9/2010 4:39:00 PM
robust-trade$25.00$25.003/9/2010 4:39:15 PM
worldly-interest$25.00$25.003/9/2010 10:16:25 PM
smyserj002$63.23$63.233/10/2010 7:20:06 AM
Mav26$100.00$100.003/10/2010 10:29:08 AM
nolahelper$25.00$25.003/10/2010 7:10:19 PM
kokolani$50.00$50.003/11/2010 9:58:53 AM
trade-goblin9$25.00$25.003/11/2010 1:58:26 PM
usd1027$25.00$25.003/11/2010 5:33:11 PM
liederhaus$49.22$49.223/12/2010 8:29:21 AM
Orion$25.00$25.003/12/2010 11:09:03 AM
poolboy17$25.00$25.003/12/2010 11:07:57 AM
totoro$25.00$25.003/12/2010 3:06:41 PM
marala4285$25.00$25.003/13/2010 10:47:48 AM
996$25.00$25.003/14/2010 2:31:27 PM
justin323$25.00$25.003/15/2010 5:04:12 PM
USMP$100.00$100.003/15/2010 5:30:22 PM
duty-monger$50.00$50.003/15/2010 6:34:56 PM
drlevvis$25.00$25.003/15/2010 6:50:40 PM
dlenz$25.00$25.003/15/2010 7:22:09 PM
qkinger$50.00$50.003/15/2010 9:24:24 PM
Astyanax$25.00$25.003/16/2010 7:19:47 AM
Hatdance$25.00$25.003/16/2010 9:00:18 AM
caseattle$25.00$25.003/16/2010 11:03:02 AM
wild-orange$25.00$25.003/16/2010 2:35:36 PM
Pomedorov$50.00$50.003/16/2010 3:15:36 PM
silver-mastery$25.00$25.003/16/2010 3:02:23 PM
wphmd$25.00$25.003/16/2010 3:02:30 PM
personal-lender$25.00$25.003/9/2010 4:30:27 PM
mg6619$25.00$25.003/9/2010 4:30:48 PM
irrelevant$25.00$25.003/9/2010 4:31:03 PM
honorable-yield$50.00$50.003/9/2010 4:31:25 PM
progressive-asset$100.00$100.003/9/2010 4:29:10 PM
moola-man$30.00$30.003/9/2010 4:31:52 PM
skuba$25.00$25.003/9/2010 4:26:59 PM
Supernick$25.00$25.003/9/2010 4:34:25 PM
flexible-value$26.00$26.003/9/2010 4:48:07 PM
jokerj006$25.00$25.003/9/2010 4:35:08 PM
torion$25.00$25.003/9/2010 4:29:33 PM
sympathetic-asset$25.00$25.003/9/2010 4:35:17 PM
Avala$50.00$50.003/9/2010 4:29:45 PM
Vetrepreneur$25.00$25.003/9/2010 4:38:35 PM
inspired-contract9$25.00$25.003/9/2010 4:34:14 PM
leodaguy$25.00$25.003/9/2010 5:18:46 PM
bold-pleasant-gold$25.00$25.003/9/2010 6:38:27 PM
gain-seagull9$25.00$25.003/9/2010 8:13:29 PM
speedy2shoes$25.00$25.003/9/2010 10:53:03 PM
dollar-birdie$25.00$9.903/10/2010 5:53:34 AM
heat25$34.00$34.003/10/2010 7:31:06 PM
kokolani$50.00$50.003/11/2010 9:58:04 AM
treasure-hunter270$25.00$25.003/11/2010 12:03:56 PM
forthright-loot7$50.00$50.003/11/2010 1:17:01 PM
aganippe$25.00$25.003/11/2010 6:01:26 PM
credit-panda1$25.00$25.003/13/2010 9:16:09 AM
hektek22$25.00$25.003/14/2010 4:14:13 PM
jybank$25.00$25.003/15/2010 4:27:31 PM
CSinvestments$28.15$28.153/15/2010 8:21:51 PM
rjglender$37.50$37.503/15/2010 6:51:49 PM
letsbank$25.00$25.003/15/2010 8:34:41 PM
d_grbg$25.00$25.003/15/2010 9:03:19 PM
brightest-dignified-penny$25.00$25.003/16/2010 10:30:03 AM
catalystcf$25.00$25.003/16/2010 12:25:57 PM
wwwUniversal$25.00$25.003/16/2010 1:24:41 PM
wealth-pipeline$25.00$25.003/16/2010 1:32:06 PM
the-profit-oracle$25.00$25.003/16/2010 12:22:27 PM
zapquoc$25.00$25.003/16/2010 12:46:50 PM
Leshan$25.00$25.003/16/2010 2:32:28 PM
AFairDeal$25.00$25.003/16/2010 3:47:15 PM
89 bids
 
Borrower Payment Dependent Notes Series 449847
This series of Notes was issued and sold upon the funding of the borrower loan #41282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,800.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 7.50% Starting borrower rate/APR: 8.50% / 8.84% Starting monthly payment: $88.39
Final lender yield: 7.30% Final borrower rate/APR: 8.30% / 8.64% Final monthly payment: $88.13
 
Auction yield range: 3.04% - 7.50% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1991 Debt/Income ratio: Not calculated
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 7Length of status:14y 8m
Credit score: 800-819 (Mar-2010) Total credit lines: 15 Occupation: Other
Now delinquent: 0 Revolving credit balance: $7,324Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 8%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: uvumf Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 22 ( 100% ) 800-819 (Latest)
Principal borrowed: $11,500.00< mo. late: 0 ( 0% )  
760-779 (Apr-2008)
780-799 (Apr-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 22  
Description
Kitchen Remodel
Purpose of loan:
We've had plans to re-do our kitchen for a number of years but put them on hold in order to pay off the mortgage first. We did that in December and are now very excited to finish our kitchen. We love to cook and garden and are looking forward to having a better designed space to work and live in.

This loan is mainly to insure that our cash-flow is sufficient to keep us current with all our expenses during the project. We had intended to do the whole thing from savings and paychecks but our cabinet maker had an opening in his schedule so we moved the start date up by nearly 3 weeks.

My financial situation:
This is my 3rd Prosper.com loan. The first two were for business purposes. I run a small cafe and prosper was very helpful in funding some energy efficiency improvements. I'm also a prosper lender and really love the model of people lending to people - or, put another way, cutting the banks out of the loop.

The cost of this loan will be easy to cover. I draw a small salary from my business and my wife has a full-time job as the director of a non-profit.

Thanks for considering our loan request! Please feel free to ask any questions you may have.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Good luck with your listing. Do you anticipate any major life events within the next year? This would include marriage, divorce, purchase of a new home, change of employment/employment status, declaring bankruptcy, etc. Thanks very much. - CaribbeanBanker
A: I'm not anticipating any material changes that would impact my ability to repay this loan. I've owned my business for 14 years and it is well established. We are remodeling our kitchen because we plan to stay in this house for quite awhile. We have virtually no debt so bankruptcy seems extremely remote. The main change I anticipate is a nicer kitchen to can tomato juice, make pickles and brew champagne. Thanks for considering our loan request. (Mar-17-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.003/11/2010 3:55:02 PM
Castellan$25.00$25.003/11/2010 4:04:10 PM
flexible-value$31.00$31.003/11/2010 4:07:47 PM
bonus-adventure3$25.00$18.413/11/2010 4:09:06 PM
jeffpac$55.00$55.003/11/2010 4:07:14 PM
delicious-social132$40.00$40.003/11/2010 4:07:38 PM
dollar-birdie$50.00$50.003/11/2010 4:03:19 PM
asset-professor$100.00$100.003/11/2010 4:03:27 PM
fightinjoe$25.00$25.003/11/2010 4:03:54 PM
selector568$125.00$125.003/11/2010 4:26:13 PM
honorable-yield$75.00$75.003/11/2010 4:08:36 PM
Aberdeen$350.00$350.003/11/2010 4:28:47 PM
usd1027$25.00$25.003/11/2010 5:36:50 PM
copiosus$30.00$30.003/12/2010 9:19:29 AM
la_tim$50.00$50.003/12/2010 1:46:09 PM
doctorhuynh$25.00$25.003/12/2010 1:35:42 PM
Heater36$25.00$25.003/12/2010 2:09:16 PM
JABank$25.00$25.003/14/2010 8:29:55 AM
credit-launcher773$25.00$25.003/14/2010 6:28:45 PM
smarva$25.00$25.003/15/2010 10:49:19 AM
LendingRyan$25.00$25.003/16/2010 6:13:19 AM
gsp1885$25.00$25.003/16/2010 1:51:48 PM
LovinMe$60.55$60.553/16/2010 3:22:21 PM
swissbanker$50.00$50.003/16/2010 10:53:46 PM
martymaniaman$49.72$49.723/17/2010 8:46:53 AM
caddy5662$25.00$25.003/17/2010 10:04:12 AM
betula$40.00$40.003/17/2010 2:33:28 PM
daveseansworld$150.00$150.003/17/2010 5:37:19 PM
eCapital$25.00$25.003/17/2010 9:26:03 PM
Aristocrat$27.31$27.313/18/2010 12:58:44 AM
quiggles$25.00$25.003/18/2010 9:37:22 AM
Leshan$25.00$25.003/18/2010 9:10:44 AM
redtilapia$25.00$25.003/18/2010 9:59:46 AM
innovator799$25.00$25.003/18/2010 10:11:48 AM
bankofmay$25.00$25.003/18/2010 9:37:03 AM
CaribbeanBanker$25.00$25.003/18/2010 12:22:19 PM
webfeet$25.00$25.003/18/2010 12:11:28 PM
ryan6853$25.00$25.003/18/2010 2:32:40 PM
skuba$50.00$50.003/11/2010 4:03:37 PM
moola-man$50.00$50.003/11/2010 4:03:47 PM
Microfinancer$25.00$25.003/11/2010 4:03:23 PM
credit-force5$25.00$25.003/11/2010 4:08:29 PM
reflective-deal8$50.00$50.003/11/2010 4:07:43 PM
bondhedger$25.00$25.003/11/2010 6:38:36 PM
lender12345$25.00$25.003/12/2010 8:02:09 PM
market-atlantis$25.00$25.003/14/2010 2:34:36 PM
letsbank$25.00$25.003/15/2010 8:32:01 PM
octoberfresh$25.00$25.003/16/2010 10:59:26 AM
plbquic$25.00$25.003/16/2010 2:01:12 PM
webfeet$25.00$25.003/16/2010 2:16:42 PM
JerryB96$25.00$25.003/16/2010 9:45:46 PM
BristolGarden$50.00$50.003/17/2010 10:16:00 AM
hektek22$25.00$25.003/17/2010 10:45:51 AM
colorfulgardener$50.00$50.003/17/2010 4:48:50 PM
YummiBear$25.00$25.003/17/2010 5:58:07 PM
agab$25.00$25.003/17/2010 6:11:57 PM
niq4soccer$25.00$25.003/17/2010 8:04:56 PM
BaxterSandy$25.00$25.003/17/2010 6:57:12 PM
maj0508$100.00$100.003/18/2010 8:47:59 AM
usbank$25.00$25.003/18/2010 8:24:16 AM
John_14_6$25.00$25.003/18/2010 9:35:23 AM
natural-affluence4$50.00$50.003/18/2010 9:47:53 AM
sperk50286$73.01$73.013/18/2010 12:18:30 PM
Bosslady123q$25.00$25.003/18/2010 12:52:21 PM
sunny1985$25.00$25.003/18/2010 3:02:16 PM
johnpmid$25.00$25.003/18/2010 3:22:04 PM
66 bids
 
Borrower Payment Dependent Notes Series 449857
This series of Notes was issued and sold upon the funding of the borrower loan #41303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-10-2010 
  Auction end date:  Mar-17-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $159.88
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1999 Debt/Income ratio: Not calculated
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 10Length of status:2y 6m
Credit score: 760-779 (Mar-2010) Total credit lines: 26 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $11,953Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 49%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: GCharlow Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business expansion
Purpose of loan:
This loan will be used to? expand my existing financial coaching business to also include credit repair services.? These funds will go towards advertising and necessary equipment.?

My financial situation:
I am a good candidate for this loan because? I have been running this business for over two years and have number of current clients that would like me to help them repair their credit.? The profits that?I can generate over the next year just from these current clients will more than pay for this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.003/10/2010 4:24:16 PM
asset-professor$100.00$100.003/10/2010 4:29:06 PM
jeffpac$55.00$55.003/10/2010 4:32:10 PM
skuba$50.00$50.003/10/2010 4:29:17 PM
credit-force5$25.00$25.003/10/2010 4:33:27 PM
wampum-reaction2$25.00$25.003/10/2010 4:33:34 PM
honorable-yield$75.00$75.003/10/2010 4:33:42 PM
top-silver-american$25.00$25.003/10/2010 4:34:40 PM
delicious-social132$40.00$40.003/10/2010 4:32:26 PM
AF-Chief$27.00$27.003/10/2010 4:27:44 PM
clean-loyalty$25.00$25.003/10/2010 4:35:57 PM
reflective-deal8$50.00$50.003/10/2010 4:32:33 PM
dollar-birdie$50.00$50.003/10/2010 4:28:54 PM
webfeet$25.00$25.003/10/2010 4:29:20 PM
bonus-adventure3$25.00$25.003/10/2010 4:34:01 PM
successful-euro$30.00$30.003/10/2010 4:38:00 PM
RetiredATC$25.00$25.003/10/2010 4:35:16 PM
durability-balance4$50.00$50.003/10/2010 4:38:49 PM
progressive-asset$100.00$100.003/10/2010 4:39:20 PM
jokerj006$25.00$25.003/10/2010 4:36:38 PM
Supernick$50.00$50.003/10/2010 4:39:40 PM
sympathetic-asset$25.00$25.003/10/2010 4:36:46 PM
enthusiastic-balance5$100.00$100.003/10/2010 4:32:18 PM
Clambake$50.00$50.003/10/2010 4:33:01 PM
ddibernardo$25.00$25.003/10/2010 4:48:14 PM
invincible-duty$25.00$25.003/10/2010 4:48:24 PM
compassion-lotus5$25.00$25.003/10/2010 4:49:27 PM
social-conductor4$25.00$25.003/10/2010 4:49:33 PM
rudyindc$25.00$25.003/10/2010 4:49:37 PM
capital-futurist$25.00$25.003/10/2010 4:50:19 PM
kulender$25.00$25.003/10/2010 4:50:25 PM
dsgfl1$25.00$25.003/10/2010 4:50:33 PM
listenfirst$50.00$50.003/10/2010 4:40:15 PM
senorzookeeper$25.00$25.003/10/2010 4:50:51 PM
skvat$25.00$25.003/10/2010 4:51:05 PM
steady-gain5$25.00$25.003/10/2010 4:51:12 PM
Zanch$25.00$25.003/10/2010 4:34:49 PM
the2monkeys$25.00$25.003/10/2010 4:48:08 PM
fob$25.00$25.003/10/2010 4:48:15 PM
Loanliness$25.00$25.003/10/2010 4:48:35 PM
commerce-web5$40.00$40.003/10/2010 4:49:19 PM
inspired-contract9$25.00$25.003/10/2010 4:36:23 PM
DonaldColorado$25.00$25.003/10/2010 4:49:32 PM
moola-escalator$50.00$50.003/10/2010 4:49:38 PM
pwkpwk$25.00$25.003/10/2010 4:51:06 PM
bkwest01$100.00$100.003/10/2010 4:37:09 PM
brightest-income-hunter$25.00$25.003/10/2010 5:03:27 PM
treasure-hunter270$25.00$25.003/10/2010 4:39:00 PM
wiselady$25.00$25.003/10/2010 4:39:42 PM
lloyd_s$25.00$25.003/10/2010 6:34:02 PM
saritha$25.00$25.003/10/2010 4:48:13 PM
jasmarc$25.00$25.003/10/2010 4:48:20 PM
smallbizrule$25.00$25.003/10/2010 4:48:24 PM
prashgig$25.00$25.003/10/2010 7:28:33 PM
SoCalRancher$25.00$25.003/10/2010 4:49:17 PM
AmericanCredit$25.00$25.003/10/2010 4:49:29 PM
firefly17$25.00$25.003/10/2010 4:49:34 PM
Havana21$50.00$50.003/10/2010 4:49:39 PM
radforj22$25.00$25.003/10/2010 4:50:50 PM
Walkingcowboy$25.00$25.003/10/2010 4:51:03 PM
forthright-dedication$25.00$25.003/10/2010 4:51:11 PM
mrscenicroute$25.00$25.003/10/2010 8:44:42 PM
return-marsupial3$25.00$25.003/10/2010 9:27:14 PM
iLoaner$25.00$25.003/10/2010 6:08:04 PM
studious-bonus7$42.47$42.473/10/2010 9:57:18 PM
shiny-revenue$25.00$25.003/10/2010 6:35:33 PM
redrock007$25.00$25.003/10/2010 6:35:37 PM
stable-money$25.00$25.003/10/2010 6:58:01 PM
cash-merry-maker$25.00$25.003/10/2010 9:47:20 PM
gain-seagull9$25.00$3.493/11/2010 12:02:24 AM
trade-goblin9$25.00$25.003/11/2010 2:09:18 PM
Pickmar$25.00$25.003/12/2010 12:30:09 PM
tukuks$25.00$25.003/15/2010 6:08:11 PM
Microfinancer$25.00$25.003/10/2010 4:29:01 PM
fightinjoe$25.00$25.003/10/2010 4:29:27 PM
Avala$50.00$50.003/10/2010 4:33:20 PM
personal-lender$25.00$25.003/10/2010 4:33:53 PM
lendersf$95.00$95.003/10/2010 4:34:12 PM
flexible-value$31.00$31.003/10/2010 4:32:44 PM
moola-man$50.00$50.003/10/2010 4:29:23 PM
Castellan$25.00$25.003/10/2010 4:29:39 PM
engaging-worth$30.00$30.003/10/2010 4:29:43 PM
irrelevant$25.00$25.003/10/2010 4:34:25 PM
phredd$25.00$25.003/10/2010 4:38:10 PM
leodaguy$25.00$25.003/10/2010 4:36:04 PM
Ivan2007$25.00$25.003/10/2010 4:39:11 PM
blissful-note7$25.00$25.003/10/2010 4:39:15 PM
safe-payment8$25.00$25.003/10/2010 4:39:25 PM
a-goal-bill$25.00$25.003/10/2010 4:37:02 PM
HHP$25.00$25.003/10/2010 4:32:30 PM
macjp123$25.00$25.003/10/2010 4:32:50 PM
torion$25.00$25.003/10/2010 4:33:09 PM
Cr_Sunset$25.00$25.003/10/2010 4:48:17 PM
micko$25.00$25.003/10/2010 4:38:36 PM
the-commitment-idol$25.00$25.003/10/2010 4:48:26 PM
slico$25.00$25.003/10/2010 4:49:18 PM
stable-nickel$250.00$250.003/10/2010 4:49:31 PM
KrazyCelticKid$100.00$100.003/10/2010 4:50:07 PM
mg6619$25.00$25.003/10/2010 4:34:07 PM
Kaj$25.00$25.003/10/2010 4:50:31 PM
mlopez2007$25.00$25.003/10/2010 4:51:02 PM
loanfairy$25.00$25.003/10/2010 4:51:09 PM
uwinwewin$25.00$25.003/10/2010 4:34:57 PM
sharp-bill2$40.00$40.003/10/2010 4:35:25 PM
ITS-A-WONDERFUL-LIFE$25.00$25.003/10/2010 4:48:16 PM
LendDoc$25.00$25.003/10/2010 4:48:25 PM
VWA_to_the_Rescue$25.00$25.003/10/2010 4:48:37 PM
peerlender$30.00$30.003/10/2010 4:49:22 PM
Diversify_Further$25.00$25.003/10/2010 4:49:28 PM
kmr2$42.17$42.173/10/2010 4:49:34 PM
nanda$25.00$25.003/10/2010 4:36:32 PM
Aeroman32$25.00$25.003/10/2010 4:50:08 PM
market-builder$25.00$25.003/10/2010 4:50:32 PM
buraky$25.00$25.003/10/2010 4:36:49 PM
rolandweary$30.00$30.003/10/2010 4:50:52 PM
meux99$25.00$25.003/10/2010 4:51:07 PM
bigdogsafety1$25.00$25.003/10/2010 4:37:11 PM
meenan$25.00$25.003/10/2010 4:51:14 PM
gmacpurifier$25.00$25.003/10/2010 5:47:43 PM
Philolend$25.00$25.003/10/2010 5:03:25 PM
Vetrepreneur$25.00$25.003/10/2010 4:38:05 PM
bowdish1$28.07$28.073/10/2010 5:47:29 PM
siesta100$25.00$25.003/10/2010 5:47:49 PM
RMB-Investments$25.00$25.003/10/2010 4:40:34 PM
mmckune$25.00$25.003/10/2010 4:40:57 PM
istttja$25.00$25.003/10/2010 4:48:16 PM
calilending$25.00$25.003/10/2010 4:48:23 PM
Speculator$50.00$50.003/10/2010 4:48:25 PM
teller$34.94$34.943/10/2010 6:33:50 PM
lean-velocity$25.00$25.003/10/2010 4:48:47 PM
life-is-great$25.00$25.003/10/2010 4:49:26 PM
natural-greenback6$25.00$25.003/10/2010 4:49:32 PM
durability-halibut$25.00$25.003/10/2010 4:49:36 PM
falcon245sp$25.00$25.003/10/2010 4:50:20 PM
note-sensation$25.00$25.003/10/2010 4:50:30 PM
intelligent-yield$25.00$25.003/10/2010 7:03:13 PM
zeraphm$25.00$25.003/10/2010 5:42:29 PM
unassuming-reward$25.00$25.003/10/2010 5:43:48 PM
SpotLending$50.00$50.003/10/2010 9:05:11 PM
xstreamin$25.00$25.003/10/2010 9:42:18 PM
respectablename$25.00$25.003/10/2010 6:23:27 PM
baseballfan111$25.00$25.003/10/2010 11:22:27 PM
HawaiianHelper$50.00$50.003/10/2010 11:52:41 PM
nybanker85$25.00$25.003/10/2010 10:57:37 PM
important-ore$25.00$25.003/10/2010 11:03:10 PM
liederhaus$50.00$50.003/15/2010 5:41:05 PM
LahnDi$25.86$25.863/16/2010 4:18:12 PM
colorfulgardener$50.00$50.003/17/2010 2:06:18 AM
JerryB96$25.00$25.003/16/2010 9:43:00 PM
martymaniaman$25.00$25.003/17/2010 8:44:43 AM
150 bids
 
Borrower Payment Dependent Notes Series 449907
This series of Notes was issued and sold upon the funding of the borrower loan #41374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $82.06
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $80.85
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2006 Debt/Income ratio: Not calculated
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):4 Current / open credit lines: 1 / 1Length of status:0y 7m
Credit score: 740-759 (Mar-2010) Total credit lines: 14 Occupation: Teacher's Aide
Now delinquent: 0 Revolving credit balance: $0Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: worth-adventurer5 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
College Expenses
Purpose of loan:
This loan will be used to pay for senior expenses. I just learned I have to go to summer school?and will need alittle extra money.?

My financial situation:
I am a good candidate for this loan because I plan on working full-time during the summer and will have paided most if not all I owe by the end of the summer.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
autonomous-truth$25.00$25.003/11/2010 3:56:21 PM
Kaj$25.00$25.003/11/2010 3:59:07 PM
Cai8899$30.00$30.003/11/2010 3:59:51 PM
AF-Chief$28.00$28.003/11/2010 3:56:15 PM
orange-courageous-dedication$30.00$30.003/11/2010 4:00:20 PM
honorable-yield$35.00$16.523/11/2010 4:00:55 PM
exact-loan5$30.00$30.003/11/2010 3:59:43 PM
BankME$25.00$25.003/11/2010 3:59:47 PM
elevated-platinum5$25.00$25.003/11/2010 4:00:33 PM
AF_Trust$25.00$25.003/11/2010 4:00:46 PM
suomynona$25.00$25.003/11/2010 3:56:08 PM
social-conductor4$25.00$25.003/11/2010 3:58:25 PM
oldmora$25.00$25.003/11/2010 3:59:16 PM
steves73$25.00$25.003/11/2010 3:59:29 PM
nourishing-interest0$25.00$25.003/11/2010 4:00:01 PM
personal-lender$25.00$25.003/11/2010 4:00:11 PM
Zolton$200.00$200.003/11/2010 4:00:26 PM
UCLA4life$25.00$25.003/12/2010 11:57:27 PM
EasternLender$25.00$25.003/13/2010 2:10:55 PM
preventivepestcontrol$50.00$50.003/14/2010 6:47:25 PM
charming-point$200.00$200.003/16/2010 11:16:18 AM
Bob450$25.00$25.003/16/2010 9:11:13 PM
autonomous-truth$100.00$100.003/16/2010 9:58:19 PM
makosdJR02$44.27$44.273/17/2010 12:45:53 PM
clipper271$25.00$25.003/18/2010 8:51:26 AM
Leshan$25.00$25.003/18/2010 9:17:29 AM
rtb892$25.00$25.003/18/2010 7:24:44 AM
charitycoon$25.00$25.003/18/2010 1:57:12 PM
DasMula$25.00$25.003/18/2010 12:37:16 PM
thomas16882004$25.00$25.003/18/2010 3:24:25 PM
intrepid-transaction5$25.00$25.003/11/2010 3:59:21 PM
secobarbital$25.00$25.003/11/2010 3:59:38 PM
hope-equation$50.00$50.003/11/2010 3:59:57 PM
Bob450$25.00$25.003/11/2010 9:22:33 PM
dollardave$100.00$100.003/12/2010 9:12:21 AM
five-star-note$54.58$54.583/16/2010 4:17:38 PM
vivacious-p2p3$25.00$25.003/16/2010 6:16:15 PM
PCity-LOA15$35.00$35.003/17/2010 10:15:02 AM
carrinel$43.00$43.003/17/2010 12:04:31 PM
TheSweetLender$50.00$50.003/17/2010 6:00:37 PM
Your_Bank$38.63$38.633/17/2010 6:23:07 PM
marwadi-62$100.00$100.003/17/2010 7:54:25 PM
umfan123$25.00$25.003/18/2010 7:15:56 AM
irrelevant$25.00$25.003/18/2010 12:34:59 PM
ultimate-peace$100.00$100.003/18/2010 2:30:54 PM
himistu22$25.00$25.003/18/2010 3:16:11 PM
Engineer44$25.00$25.003/18/2010 3:54:23 PM
47 bids
 
Borrower Payment Dependent Notes Series 449927
This series of Notes was issued and sold upon the funding of the borrower loan #41300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-10-2010 
  Auction end date:  Mar-17-2010 
 
Starting lender yield: 24.00% Starting borrower rate/APR: 25.00% / 28.90% Starting monthly payment: $39.76
Final lender yield: 17.00% Final borrower rate/APR: 18.00% / 21.74% Final monthly payment: $36.15
 
Auction yield range: 8.04% - 24.00% Estimated loss impact: 6.89%  
Lender servicing fee: 1.00% Estimated return: 10.11%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2001 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 9 / 9Length of status:1y 8m
Credit score: 640-659 (Mar-2010) Total credit lines: 18 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $44,156Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 79%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: duagne Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a high-interest cc
Purpose of loan:
Pay off a credit card that I missed a few payments on and the interest rate went through the roof.

My financial situation:
Starting a business is rough. We're coming up on the 2-year mark though, and things are more stable now. Time to dig out and re-establish the excellent credit rating I had prior to going balls-to-the-wall for this business.

Monthly net income: $ 4500

Monthly expenses: $ 3500
??Housing: $ 900
??Insurance: $ 100
??Car expenses: $ 50
??Utilities: $ 150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 300
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 1500
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
The-CAPS-fan$25.00$10.003/11/2010 9:43:42 AM
mckhbnpc$30.00$30.003/16/2010 4:46:18 PM
principal-star$25.00$25.003/16/2010 8:38:49 PM
serene-capital$25.00$25.003/17/2010 3:29:15 AM
loanman2007$50.00$50.003/17/2010 6:02:10 AM
OPEO$25.00$25.003/17/2010 7:33:46 AM
Jinja$35.00$35.003/17/2010 10:59:10 AM
Leshan$25.00$25.003/17/2010 2:22:49 PM
Bob450$25.00$25.003/17/2010 3:09:44 PM
ultimate-peace$100.00$100.003/17/2010 3:53:26 PM
unger$50.00$50.003/17/2010 3:17:19 PM
kinetic-social$25.00$25.003/17/2010 4:19:32 PM
DasMula$25.00$25.003/17/2010 4:16:17 PM
Mindful7$25.00$25.003/12/2010 1:17:49 PM
FollowMe2Freedom$25.00$25.003/13/2010 5:13:40 PM
alpinaut$25.00$25.003/15/2010 5:17:13 AM
Little_Tuna_College_Fund$50.00$50.003/16/2010 8:59:19 PM
dammage$25.00$25.003/16/2010 9:32:10 PM
KirosPOS$100.00$100.003/17/2010 8:01:26 AM
sadhikari$25.00$25.003/17/2010 12:06:06 AM
hellasow$25.00$25.003/17/2010 8:46:08 AM
Ambassador$25.00$25.003/17/2010 4:29:35 AM
jybank$25.00$25.003/17/2010 11:04:46 AM
lepolgr$50.00$50.003/17/2010 10:58:58 AM
SkinnyFish$25.00$25.003/17/2010 3:57:58 PM
reflective-rupee$25.00$25.003/17/2010 3:30:10 PM
wild-orange$50.00$50.003/17/2010 2:39:03 PM
gilbrear$25.00$25.003/17/2010 3:22:26 PM
Bob450$25.00$25.003/17/2010 4:17:20 PM
29 bids
 
Borrower Payment Dependent Notes Series 449963
This series of Notes was issued and sold upon the funding of the borrower loan #41347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,999.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 14.14% Starting borrower rate/APR: 15.14% / 15.50% Starting monthly payment: $173.63
Final lender yield: 10.00% Final borrower rate/APR: 11.00% / 11.35% Final monthly payment: $163.66
 
Auction yield range: 3.04% - 14.14% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 8.49%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1979 Debt/Income ratio: Not calculated
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 21 / 21Length of status:15y 10m
Credit score: 800-819 (Mar-2010) Total credit lines: 52 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $49,987Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 32%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: beadgrl Borrower's state: Illinois Borrower's group: Bead Store Owners and Suppliers
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 100% ) 800-819 (Latest)
Principal borrowed: $4,900.00< mo. late: 0 ( 0% )  
820-839 (Aug-2007)
 
Principal balance: $902.71 1+ mo. late: 0 ( 0% )
Total payments billed: 30  
Description
Growing my business
Purpose of loan: I have been in the "bead business" for over 13 years. I opened up my first bead store, Caravan Beads of Chicago with my husband?in 1994. This business has been very successful for us over the years. I even joke about the "house that beads built" as?the business allowed us to buy our first home. Four years ago we opened Briolette Beads and More in?a suburb of Chicago. I chose the "and more" to expand my selection into fine crafts, too.?This loan would help us to add more inventory in anticipation of the upcoming wedding jewelry season. I do not want to use credit cards, have a current prosper loan and have made timely payments the last 2 plus years, and?I like the idea of a small monthly payment. I really hope that you can help us out! If you would like more information on myself and my businesses, you can check out our websites: www.briolettebeadsandmore.com? and www.caravanchicago.com. Thank you!?
(explain what you will be using this loan for)

My financial situation: I take great pride in paying off my bills on time. The small monthly payments on this loan should not be a problem to pay back on time.
(explain why you are a good candidate for paying back this loan)

Monthly net income: $ 6250

Monthly expenses: $
??Housing: $ 2300
??Insurance: $ 500
??Car expenses: $ 250
??Utilities: $ 250
??Phone, cable, internet: $?80??Food, entertainment: $ 800
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 1100
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
Oak-Parker has bid a total of $509.46 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CIC$25.00$25.003/11/2010 4:08:02 PM
TechnologyGuy$25.00$25.003/11/2010 4:13:16 PM
CIC$25.00$25.003/11/2010 4:08:34 PM
AspiringJunzi$100.00$100.003/11/2010 5:21:39 PM
eagle1271$50.00$50.003/12/2010 9:36:23 AM
Zipperdu$50.00$50.003/12/2010 9:32:43 AM
trade-goblin9$25.00$25.003/12/2010 3:13:28 PM
Aberdeen$350.00$350.003/13/2010 11:23:34 AM
slicrad$25.00$25.003/13/2010 11:27:20 AM
jimbo29blue$50.00$50.003/13/2010 11:30:50 PM
jimbo29blue$50.00$50.003/13/2010 11:30:16 PM
truth-trapper$50.00$50.003/14/2010 6:00:22 PM
loyalty-czar$112.00$112.003/15/2010 12:25:33 PM
Gold_Coin$25.00$25.003/15/2010 5:38:50 PM
Johnab$25.00$25.003/15/2010 6:27:21 PM
trade-elm$25.00$25.003/16/2010 6:53:28 AM
persistent-bazaar$25.00$25.003/16/2010 9:13:27 AM
thoughtful-community7$25.00$25.003/16/2010 12:09:42 PM
gsp1885$25.00$25.003/16/2010 1:52:46 PM
Oak-Parker$100.00$89.963/16/2010 7:36:02 PM
aprilapril$25.00$25.003/16/2010 5:57:54 PM
niteflite$33.23$33.233/16/2010 6:10:51 PM
swissbanker$25.00$25.003/16/2010 10:56:30 PM
rjcoutur2001$37.23$37.233/17/2010 5:03:06 AM
twerns$40.00$40.003/17/2010 9:25:20 AM
dealmaster$69.02$69.023/17/2010 10:59:48 AM
soccermom33$25.00$25.003/17/2010 4:13:01 PM
huskies01$36.00$36.003/17/2010 5:15:42 PM
communicator154$50.00$50.003/17/2010 8:06:31 PM
creative-finance7$25.00$25.003/17/2010 7:36:24 PM
gogrannygo$25.00$25.003/17/2010 8:56:25 PM
hektek22$25.00$25.003/17/2010 7:21:17 PM
Kash2010lu$25.00$25.003/17/2010 8:16:32 PM
ussugm$25.00$25.003/18/2010 7:48:07 AM
runfree$50.00$50.003/18/2010 9:32:56 AM
leverage-monger$25.00$25.003/18/2010 8:45:55 AM
whiterabbit1874$75.00$75.003/18/2010 9:51:53 AM
webfeet$50.00$50.003/18/2010 9:12:17 AM
Oak-Parker$28.39$28.393/18/2010 9:51:58 AM
worth-quark$50.00$50.003/18/2010 1:33:18 PM
Occhy$50.00$50.003/18/2010 12:04:20 PM
jayk63$25.00$25.003/18/2010 2:48:09 PM
Oak-Parker$49.10$49.103/18/2010 2:53:00 PM
natural-affluence4$45.00$45.003/18/2010 3:01:48 PM
MrBadExample$69.14$69.143/18/2010 2:39:28 PM
gothampark$25.00$25.003/18/2010 2:14:49 PM
benefit-flow$25.00$25.003/18/2010 3:52:44 PM
back-scratchers$25.00$25.003/18/2010 3:24:25 PM
dynrep$50.00$50.003/18/2010 3:08:48 PM
catalystcf$25.00$25.003/18/2010 3:17:39 PM
shonuva05$25.00$25.003/18/2010 3:38:24 PM
manfromMaine$71.15$71.153/18/2010 3:53:15 PM
CA_Lender$25.00$25.003/11/2010 4:25:18 PM
usemymoney$25.00$25.003/11/2010 9:37:13 PM
selector568$50.00$50.003/12/2010 11:31:26 AM
credit-observatory$25.00$25.003/12/2010 1:34:29 PM
Westb$50.00$50.003/12/2010 2:39:02 PM
FinDoc$25.00$25.003/12/2010 4:58:37 PM
LittleMingo$25.00$25.003/12/2010 8:59:53 PM
lender12345$25.00$25.003/12/2010 8:10:58 PM
CARedBull$75.00$75.003/12/2010 10:05:06 PM
Aberdeen$350.00$350.003/13/2010 11:23:33 AM
dynrep$25.00$25.003/13/2010 11:27:39 AM
basejump0$25.00$25.003/14/2010 6:49:02 AM
adventure0$100.00$100.003/14/2010 1:53:38 PM
Dollars4Rent$25.00$25.003/14/2010 4:35:13 PM
greenback-boss296$100.00$100.003/15/2010 4:01:47 AM
Mav26$75.00$75.003/15/2010 11:17:52 AM
The-Lighthouse-Group$25.00$25.003/15/2010 5:44:53 PM
goldsun$25.00$25.003/15/2010 6:56:06 PM
letsbank$25.00$25.003/15/2010 8:33:02 PM
CARedBull$75.00$75.003/15/2010 11:28:50 PM
octoberfresh$25.00$25.003/16/2010 11:00:13 AM
Oak-Parker$25.27$25.273/16/2010 1:28:08 PM
JerryB96$25.00$25.003/16/2010 9:46:35 PM
Johnab$25.00$25.003/17/2010 1:06:40 PM
bold-bright-currency$25.00$25.003/17/2010 5:41:05 PM
skeeter75$500.00$500.003/17/2010 6:20:37 PM
Ven58$25.00$25.003/17/2010 7:44:52 PM
FarmersBank$25.00$25.003/18/2010 6:46:01 AM
beemersdad$25.00$25.003/18/2010 8:23:12 AM
Leshan$50.00$50.003/18/2010 9:23:54 AM
maj0508$100.00$100.003/18/2010 9:30:26 AM
lucrative-durability$25.00$25.003/18/2010 10:00:17 AM
reflective-rupee$25.00$25.003/18/2010 10:44:55 AM
Oak-Parker$31.43$31.433/18/2010 2:11:12 PM
HomerdohNY$25.00$25.003/18/2010 1:16:56 PM
Oak-Parker$138.01$138.013/18/2010 2:52:12 PM
Oak-Parker$49.10$49.103/18/2010 2:54:28 PM
helpwithoutbanks$25.00$25.003/18/2010 2:10:40 PM
gustavholstopus32$25.00$25.003/18/2010 3:54:48 PM
persistent-value3$76.77$76.773/18/2010 3:29:23 PM
Oak-Parker$49.10$49.103/18/2010 2:54:55 PM
Oak-Parker$49.10$49.103/18/2010 2:55:41 PM
jybank$25.00$25.003/18/2010 3:07:07 PM
broker558$25.00$25.003/18/2010 3:51:17 PM
96 bids
 
Borrower Payment Dependent Notes Series 450055
This series of Notes was issued and sold upon the funding of the borrower loan #41383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 24.87% Starting monthly payment: $37.71
Final lender yield: 19.35% Final borrower rate/APR: 20.35% / 24.14% Final monthly payment: $37.34
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.95%  
Lender servicing fee: 1.00% Estimated return: 12.40%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1999 Debt/Income ratio: 23%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 5 / 4Length of status:3y 8m
Credit score: 640-659 (Mar-2010) Total credit lines: 31 Occupation: Scientist
Now delinquent: 0 Revolving credit balance: $10,766Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 4    
Screen name: gold-corps9 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
We just needed to get a new washer and dryer.

My financial situation:
My wife and I have plenty of money at the end of the month but we just want to build some credit with prosper and to get a new washer and dryer.?

Monthly net income: $
(my wife and I) 4100

Monthly expenses: $
??Housing: $?550?????
??Insurance: $ 110
??Car expenses: $ 350
??Utilities: $?-
??Phone, cable, internet: $ 120
??Food, entertainment: $ 700
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 400
??Other expenses: $ 100-500

Total net income 4100 minus our total expenses 3030 = 1070 left at the end of the month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why 4 deliquencies. What type of scientist are you. Please answer publicly - XCWIZ007
A: The reason for the 4 deliquencies was brought about prior to my bankruptcy which all have since been discharged. They came about due to my extensive medical bills and they were four different credit cards that we were essentially living off of at the time. (I had TIA and liver failure 5 years ago and this was while I was attending college and didn't have full time job). Currently I do cardiovascular genetic research at a local hosptial. (Mar-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Bob450$25.00$25.003/11/2010 9:47:22 PM
ColoradoBanker$34.47$34.473/12/2010 8:20:03 PM
Little_Tuna_College_Fund$50.00$50.003/17/2010 11:12:23 PM
sbv1689$30.00$30.003/18/2010 7:48:08 AM
Leshan$25.00$25.003/18/2010 9:35:02 AM
HomerdohNY$25.00$25.003/18/2010 1:17:22 PM
ultimate-peace$425.00$240.533/18/2010 3:50:11 PM
Unitas4302$50.00$50.003/12/2010 5:23:06 AM
stephen_c01$25.00$25.003/12/2010 1:23:24 PM
IPG1$25.00$25.003/12/2010 1:20:24 PM
trade-goblin9$25.00$25.003/12/2010 3:05:59 PM
Little_Tuna_College_Fund$50.00$50.003/17/2010 11:12:37 PM
isfahanian$25.00$25.003/18/2010 2:56:27 AM
Bank_Of_XL$25.00$25.003/18/2010 8:44:21 AM
ValleyBHC$25.00$25.003/18/2010 10:15:45 AM
respectful-integrity3$25.00$25.003/18/2010 11:28:56 AM
mrxtravis$100.00$100.003/18/2010 10:05:22 AM
EngineersAlliance$75.00$75.003/18/2010 1:18:15 PM
wild-orange$44.00$44.003/18/2010 2:29:34 PM
ryan6853$26.00$26.003/18/2010 2:30:58 PM
wwwUniversal$25.00$25.003/18/2010 2:33:52 PM
wealth-multiplier$25.00$25.003/18/2010 3:52:38 PM
22 bids
 
Borrower Payment Dependent Notes Series 450089
This series of Notes was issued and sold upon the funding of the borrower loan #41380, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,400.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 31.86% Starting borrower rate/APR: 32.86% / 35.28% Starting monthly payment: $149.71
Final lender yield: 28.00% Final borrower rate/APR: 29.00% / 31.36% Final monthly payment: $142.48
 
Auction yield range: 14.04% - 31.86% Estimated loss impact: 15.98%  
Lender servicing fee: 1.00% Estimated return: 12.02%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1998 Debt/Income ratio: 12%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:6y 2m
Credit score: 600-619 (Mar-2010) Total credit lines: 15 Occupation: Professional
Now delinquent: 3 Revolving credit balance: $2,476Stated income:$75,000-$99,999
Amount delinquent: $230 Bankcard utilization: 75%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 9    
Screen name: doctahjones Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 600-619 (Latest)
Principal borrowed: $2,500.00< mo. late: 0 ( 0% )  
520-539 (Dec-2007)
500-519 (Jan-2007)
500-519 (Dec-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 36  
Description
taxes screw up
Purpose of loan:
I messed up my taxes for last year so now I owe $3400. I can either max out my credit cards?to pay it, or I can take out a loan. I know you can do a payment plan with the IRS, but I'm actually already on one of those for another tax year and they won't let me add it. I'd also rather do a regular loan so it will be another positive account on my credit report.

My financial situation:
I've been with the same company as a computer engineer for the last 6 years, and I don't plan on going anywhere.?I pay via scheduled ACH so I won't ever "forget" to make a payment, and I schedule it for 2 days after my direct deposit hits,?so there shouldn't be any reason for an nsf. I also just paid off a 3 year loan?through Prosper in January and?I had?no missed or late payments.

Monthly net income: $ 5400

Monthly expenses: $
$ 950? rent
$ 500 ?credit cards
$ 500 ?tax
$1600?food/entertainment/gas/misc
$ 325 ?utils
$ 575 ?car
$ 170 ?ins

$4620 Total

Misc Info:
The cash I have remaining each month usually goes towards a side photography business I'm trying to start, but since January I've been putting it all towards my credit cards. I was hoping that by lowering the balances it would boost my credit score before I applied, but when I checked my credit it still shows balances from Nov/Dec. My current used revolving credit (sum of all my credit cards) is currently $1948, and after 3/15 will drop to approximately $1338. This also represents a 59% utilization (balances added together divided by limits added together), and 40% after 3/15. Not sure what that $230 deliquent is, I'll check on that.


If you have any questions, feel free to email me. I'd be happy to send you any additional?documentation you needed.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
foothillender$25.00$25.003/12/2010 1:42:40 PM
lender12345$25.00$25.003/12/2010 8:12:35 PM
eronyc$25.00$25.003/16/2010 11:13:00 AM
SolarMoonshine$25.00$25.003/16/2010 6:08:26 PM
Mark-M$25.00$25.003/16/2010 6:17:00 PM
Aberdeen$350.00$350.003/17/2010 8:19:50 AM
dcm6276$25.00$21.553/17/2010 8:19:04 AM
_SCI_$25.00$25.003/17/2010 8:19:45 AM
return-grizzly$100.00$100.003/17/2010 1:29:44 PM
credit-missile$25.00$25.003/17/2010 3:25:57 PM
investmentgroup$25.00$25.003/17/2010 6:30:49 PM
eriqnoodle$25.00$25.003/17/2010 6:39:03 PM
Kash2010lu$50.00$50.003/17/2010 8:17:50 PM
five-star-note$78.93$78.933/17/2010 10:05:04 PM
marwadi-62$200.00$200.003/17/2010 7:55:42 PM
payout-comet$25.00$25.003/17/2010 8:24:58 PM
credit-missile$25.00$25.003/17/2010 10:45:53 PM
Mikale360$25.00$25.003/18/2010 6:45:58 AM
Astyanax$35.00$35.003/18/2010 9:05:18 AM
red-favorable-basis$25.00$25.003/18/2010 11:16:48 AM
Leshan$75.00$75.003/18/2010 9:39:30 AM
FarmersBank$25.00$25.003/18/2010 1:00:25 PM
LAKETIME$25.00$25.003/18/2010 1:57:17 PM
benefit-flow$34.00$34.003/18/2010 3:53:47 PM
credit-missile$25.00$25.003/18/2010 3:49:21 PM
ultimate-peace$600.00$600.003/18/2010 3:52:15 PM
credit-missile$125.00$125.003/18/2010 3:54:41 PM
Dollars4Rent$25.00$25.003/14/2010 4:37:48 PM
UCLA4life$25.00$25.003/15/2010 6:44:38 AM
Aberdeen$350.00$350.003/17/2010 8:19:55 AM
Iceman1347$25.00$25.003/16/2010 9:31:14 PM
lucrative-loan$43.27$43.273/17/2010 7:17:50 AM
boo_hoo$50.00$50.003/17/2010 5:02:17 PM
Your_Bank$25.00$25.003/17/2010 6:26:55 PM
Feyenoord$25.00$25.003/17/2010 6:30:33 PM
CoolPlexer$59.25$59.253/17/2010 9:13:03 PM
myutmost$50.00$50.003/17/2010 8:30:06 PM
AF-Chief$28.00$28.003/18/2010 8:07:05 AM
toxicbutterfly$25.00$25.003/18/2010 9:09:12 AM
Loanliness$25.00$25.003/18/2010 8:17:27 AM
brother_tam$200.00$200.003/18/2010 9:12:01 AM
Skeptical-one$50.00$50.003/18/2010 10:17:29 AM
chrisb1414$50.00$50.003/18/2010 11:33:37 AM
bazaar-pizza$100.00$100.003/18/2010 11:58:42 AM
DasMula$25.00$25.003/18/2010 12:47:54 PM
tzvie$25.00$25.003/18/2010 1:47:14 PM
twjh$25.00$25.003/18/2010 3:49:46 PM
credit-missile$25.00$25.003/18/2010 3:51:34 PM
Engineer44$25.00$25.003/18/2010 3:56:22 PM
futurechef11$25.00$25.003/18/2010 3:41:10 PM
money-encourager$25.00$25.003/18/2010 3:56:10 PM
51 bids
 
Borrower Payment Dependent Notes Series 450091
This series of Notes was issued and sold upon the funding of the borrower loan #41377, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,700.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 13.03% Starting borrower rate/APR: 14.03% / 16.19% Starting monthly payment: $160.70
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $160.29
 
Auction yield range: 6.04% - 13.03% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1987 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):5 Current / open credit lines: 20 / 18Length of status:4y 7m
Credit score: 740-759 (Mar-2010) Total credit lines: 46 Occupation: Other
Now delinquent: 0 Revolving credit balance: $13,496Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 44%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 5    
Screen name: return-mogul1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Have to refinance car loan
Purpose of loan: I have a car loan that I need to refinance.


My financial situation:
I am a good candidate for this loan because I am diligent about paying my bills. I have a small home child care. Because my business is small, any income changes can cause problems quickly. I lost a client and have not been able to replace them yet. With a better interest rate I can payoff the car quickly and with a smaller impact on my budget. I have to keep this car because it will hold all of the car seats I need to transport the children if I have to.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
torion$25.00$25.003/11/2010 4:08:07 PM
enthusiastic-balance5$100.00$100.003/11/2010 4:07:21 PM
moola-man$30.00$30.003/11/2010 4:10:33 PM
Avala$50.00$50.003/11/2010 4:08:19 PM
AF-Chief$28.00$28.003/11/2010 3:58:42 PM
mg6619$25.00$25.003/11/2010 4:09:10 PM
irrelevant$25.00$25.003/11/2010 4:09:42 PM
uwinwewin$25.00$25.003/11/2010 4:10:21 PM
mmckune$25.00$25.003/11/2010 4:14:50 PM
inspired-contract9$25.00$25.003/11/2010 4:12:12 PM
asset-professor$75.00$75.003/11/2010 4:16:07 PM
bonus-adventure3$25.00$25.003/11/2010 4:13:18 PM
Vetrepreneur$25.00$25.003/11/2010 4:16:26 PM
skuba$25.00$25.003/11/2010 4:05:20 PM
desertoasis$25.00$25.003/11/2010 4:16:31 PM
cash-stronghold5$25.00$25.003/11/2010 4:31:14 PM
dsfoundation$25.00$25.003/11/2010 4:26:20 PM
the-money-gargantuan$25.00$25.003/11/2010 4:54:26 PM
sharp-bill2$40.00$40.003/11/2010 4:11:33 PM
money-maniac$31.05$31.053/11/2010 5:04:27 PM
thunderd$25.00$25.003/11/2010 5:06:04 PM
visionary-community$25.00$25.003/11/2010 5:06:34 PM
happy-return4$25.00$25.003/11/2010 5:07:15 PM
success1001$36.91$36.913/11/2010 5:22:16 PM
nanda$25.00$25.003/11/2010 4:15:52 PM
zeraphm$25.00$25.003/11/2010 4:15:56 PM
gain-seagull9$25.00$25.003/11/2010 5:58:26 PM
JGB$25.00$25.003/11/2010 4:25:35 PM
jga516$25.00$25.003/11/2010 6:24:23 PM
monstersdad$50.00$50.003/11/2010 6:26:06 PM
rbb$25.00$25.003/11/2010 4:47:33 PM
integrity-doctor$39.73$39.733/11/2010 4:49:17 PM
Speculator$100.00$100.003/11/2010 4:54:11 PM
dumbass$25.00$25.003/11/2010 6:27:22 PM
unrivaled-justice$25.00$25.003/11/2010 5:05:53 PM
a-finance-nirvana$25.00$25.003/11/2010 5:06:06 PM
Phantom99$25.00$25.003/11/2010 5:06:20 PM
brightest-durability-chomper$25.00$25.003/11/2010 5:12:38 PM
bowdish1$100.00$100.003/11/2010 6:29:52 PM
Lilred7879$40.50$40.503/11/2010 5:45:32 PM
commitment-farm$25.00$25.003/11/2010 6:38:57 PM
starikrai$50.00$50.003/11/2010 6:57:53 PM
davidside$25.00$25.003/11/2010 7:13:10 PM
geekguy$25.00$25.003/11/2010 6:21:00 PM
calm-deal7$25.00$25.003/11/2010 7:57:42 PM
niskyfranchise$25.00$25.003/11/2010 7:58:17 PM
skurfa$25.00$25.003/11/2010 7:57:29 PM
cpaphoto$25.00$25.003/11/2010 7:57:39 PM
luckyldy$35.00$35.003/11/2010 7:58:14 PM
lloyd_s$25.00$25.003/11/2010 8:00:32 PM
resource777$25.00$25.003/11/2010 6:24:10 PM
the-auction-firestarter$25.00$25.003/11/2010 8:19:35 PM
friendly-return7$25.00$25.003/11/2010 8:19:41 PM
commerce-web5$25.00$2.303/11/2010 8:20:15 PM
dabluedog$25.00$25.003/11/2010 8:19:27 PM
squawkt22$25.00$25.003/11/2010 8:19:36 PM
livingforjesus$25.00$25.003/11/2010 8:19:38 PM
top-commitment-champ$25.00$25.003/11/2010 8:19:44 PM
cnovak$25.00$25.003/11/2010 6:57:21 PM
jrbill1998$26.26$26.263/11/2010 6:57:37 PM
mrrc7498$100.00$100.003/11/2010 7:42:20 PM
orbiter614$50.00$50.003/11/2010 7:58:05 PM
nourishing-interest0$25.00$25.003/11/2010 8:00:26 PM
chapman18$25.00$25.003/11/2010 8:19:27 PM
18th_beachbum$25.00$25.003/11/2010 8:19:30 PM
ChicagoBoyz$25.00$25.003/11/2010 8:19:40 PM
whois-JohnGalt$25.00$25.003/11/2010 8:19:49 PM
BigBoy2008$25.00$25.003/11/2010 8:19:52 PM
Pickmar$25.00$25.003/12/2010 12:45:17 PM
996$25.00$25.003/14/2010 2:33:51 PM
steady-dime$25.00$25.003/17/2010 7:14:16 AM
Leshan$25.00$25.003/18/2010 9:38:59 AM
broker558$25.00$25.003/18/2010 3:52:12 PM
macjp123$25.00$25.003/11/2010 4:07:49 PM
fightinjoe$25.00$25.003/11/2010 4:10:39 PM
delicious-social132$25.00$25.003/11/2010 4:08:54 PM
successful-euro$30.00$30.003/11/2010 4:14:01 PM
top-silver-american$25.00$25.003/11/2010 4:09:58 PM
jokerj006$25.00$25.003/11/2010 4:12:30 PM
bigdogsafety1$25.00$25.003/11/2010 4:13:01 PM
progressive-asset$25.83$25.833/11/2010 4:16:48 PM
Dillonmd58$25.00$25.003/11/2010 4:24:42 PM
oceanwind1950$25.00$25.003/11/2010 4:25:08 PM
Clambake$50.00$50.003/11/2010 4:08:06 PM
mac415$25.00$25.003/11/2010 4:31:30 PM
personal-lender$25.00$25.003/11/2010 4:08:52 PM
ccaxid57$25.00$25.003/11/2010 4:40:18 PM
AFairDeal$25.00$25.003/11/2010 4:38:56 PM
pujols8996$30.00$30.003/11/2010 4:41:29 PM
Apex-Lender$25.00$25.003/11/2010 4:48:07 PM
paladin847$25.00$25.003/11/2010 4:53:25 PM
djh47a$25.00$25.003/11/2010 5:04:29 PM
credit-kahuna$50.49$50.493/11/2010 5:05:20 PM
CAGE-Investments$37.91$37.913/11/2010 5:05:37 PM
tallmon$25.00$25.003/11/2010 5:05:45 PM
durability-mad-scientist4$31.21$31.213/11/2010 5:13:13 PM
leodaguy$25.00$25.003/11/2010 5:29:43 PM
Microfinancer$25.00$25.003/11/2010 4:16:25 PM
kmfreymi$25.00$25.003/11/2010 5:55:00 PM
Downs108$25.00$25.003/11/2010 6:20:45 PM
coloradoloanman$25.00$25.003/11/2010 6:22:42 PM
stanbalwight4$25.00$25.003/11/2010 4:30:08 PM
bid-papyrus$25.00$25.003/11/2010 6:23:18 PM
RetiredATC$25.00$25.003/11/2010 4:31:05 PM
ctgscott$25.00$25.003/11/2010 4:47:50 PM
markac$25.00$25.003/11/2010 4:48:53 PM
nalaari$25.00$25.003/11/2010 5:06:00 PM
GlobalFan$25.00$25.003/11/2010 5:07:20 PM
a-resplendent-asset$28.41$28.413/11/2010 5:12:50 PM
bonus-patriot$25.00$25.003/11/2010 5:13:03 PM
triumphant-community$26.56$26.563/11/2010 6:38:49 PM
BuffetRocks$50.00$50.003/11/2010 5:45:42 PM
investment-oasis$25.00$25.003/11/2010 6:57:39 PM
peaceful-bid$25.00$25.003/11/2010 6:40:21 PM
najmn103$25.00$25.003/11/2010 7:05:45 PM
dmfog$25.00$25.003/11/2010 6:57:34 PM
bonafide-cash$50.00$50.003/11/2010 7:58:50 PM
flaloans$32.99$32.993/11/2010 7:57:27 PM
chief_wo$25.00$25.003/11/2010 6:23:04 PM
friendly-market5$25.00$25.003/11/2010 7:59:50 PM
reward-motion$25.00$25.003/11/2010 7:57:35 PM
uncleubb$25.00$25.003/11/2010 6:23:14 PM
time4aloan$50.00$50.003/11/2010 8:00:16 PM
hyetech$35.00$35.003/11/2010 7:58:10 PM
gracej$25.00$25.003/11/2010 8:00:27 PM
gjh37$25.00$25.003/11/2010 7:58:16 PM
AlexTrep$25.00$25.003/11/2010 6:23:42 PM
xstreamin$25.00$25.003/11/2010 8:00:31 PM
jresu537$25.00$25.003/11/2010 8:18:40 PM
smallbizrule$25.00$25.003/11/2010 8:19:34 PM
YLlama$25.00$25.003/11/2010 8:19:37 PM
PRGuyinVA$25.00$25.003/11/2010 8:19:53 PM
alexstar$25.00$25.003/11/2010 6:27:23 PM
Acid$25.00$25.003/11/2010 8:18:50 PM
joplinoz$25.00$25.003/11/2010 8:19:26 PM
JJpeanut$25.00$25.003/11/2010 8:19:32 PM
ahalyaa$25.00$25.003/11/2010 8:19:38 PM
13loans$25.00$25.003/11/2010 8:19:42 PM
deal-pioneer1$25.00$25.003/11/2010 8:19:45 PM
kirkjerk$25.00$25.003/11/2010 6:29:50 PM
radiant-cash0$25.00$25.003/11/2010 8:20:10 PM
tsui517$25.00$25.003/11/2010 6:31:07 PM
hope-spinner$25.00$25.003/11/2010 6:57:32 PM
jigsaw$28.35$28.353/11/2010 7:32:17 PM
tntbuzz$25.00$25.003/11/2010 7:57:49 PM
impeccable-transparency$75.00$75.003/11/2010 7:58:12 PM
best-deal-banker$25.00$25.003/11/2010 7:58:55 PM
tripnosis$25.00$25.003/11/2010 7:59:58 PM
hitsman$50.00$50.003/11/2010 8:00:12 PM
bkwest01$57.00$57.003/11/2010 8:00:25 PM
burrito6$25.00$25.003/11/2010 8:19:25 PM
borrowmine$25.00$25.003/11/2010 8:19:28 PM
coin-awakening$26.50$26.503/11/2010 8:19:39 PM
treasure-network$25.00$25.003/11/2010 8:19:47 PM
value-pouch$25.00$25.003/11/2010 8:19:54 PM
jybank$25.00$25.003/18/2010 11:03:08 AM
156 bids
 
Borrower Payment Dependent Notes Series 447496
This series of Notes was issued and sold upon the funding of the borrower loan #41309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $102.57
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $101.06
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1997 Debt/Income ratio: 46%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 18 / 18Length of status:10y 2m
Credit score: 680-699 (Feb-2010) Total credit lines: 35 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $17,447Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 2    
Screen name: trail9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off High Interest Credit Card
Purpose of loan:
This loan will be used to pay off a high interest credit card?

My financial situation:
I am a good candidate for this loan because I have a steady job with the same employer for over 10 years?

Monthly net income: $ 4500.00

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: 1. Why would you want a loan that is only a few points lower than the highest credit card rate? 2.Please list your monthly expenses per the Prosper form. - lovelongandprosper
A: I have several small credit cards that interest rate is higher I am hoping to pay them off and sever around $200 a month on those. (Mar-12-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
oldmora$25.00$25.003/11/2010 3:59:11 PM
social-conductor4$25.00$25.003/11/2010 3:54:57 PM
suomynona$25.00$25.003/11/2010 3:56:10 PM
AF-Chief$28.00$28.003/11/2010 3:56:17 PM
steves73$25.00$3.113/11/2010 3:59:26 PM
dollardave$75.11$75.113/12/2010 9:12:27 AM
UCLA4life$25.00$25.003/12/2010 11:57:24 PM
charming-point$200.00$200.003/16/2010 11:13:05 AM
Bob450$25.00$25.003/16/2010 9:07:02 PM
autonomous-truth$50.00$50.003/16/2010 9:56:04 PM
hektek22$25.00$25.003/17/2010 10:25:28 AM
mcshew99$25.00$25.003/17/2010 11:49:49 AM
YoungTaxMan$50.00$50.003/17/2010 2:42:07 PM
DasMula$25.00$25.003/17/2010 2:57:54 PM
draggon77$25.00$25.003/17/2010 8:00:52 PM
credit-shower$25.00$25.003/17/2010 9:10:51 PM
coldfuzion$25.00$25.003/17/2010 10:09:10 PM
Elevate2012$25.00$25.003/17/2010 8:53:06 PM
nurat$31.68$31.683/18/2010 6:10:28 AM
Cliffie83$40.09$40.093/17/2010 11:43:34 PM
umfan123$25.00$25.003/18/2010 7:16:44 AM
himistu22$25.00$25.003/18/2010 4:56:18 AM
privatebankerva$25.00$25.003/18/2010 7:32:19 AM
exchange-cowbell5$25.00$25.003/18/2010 9:24:43 AM
HomerdohNY$25.00$25.003/18/2010 1:15:46 PM
credit-coach118$35.00$35.003/18/2010 2:03:22 PM
SmallLender04$55.80$55.803/18/2010 2:32:07 PM
serene-capital$25.00$25.003/18/2010 3:48:55 PM
Engineer44$25.00$25.003/18/2010 3:52:16 PM
Kaj$25.00$25.003/11/2010 3:59:09 PM
intrepid-transaction5$25.00$25.003/11/2010 3:59:24 PM
Bob450$50.00$50.003/11/2010 9:34:25 PM
loss-of-control$25.00$25.003/14/2010 1:02:53 PM
brother_tam$150.00$150.003/16/2010 6:05:42 PM
vest_vortex$25.00$25.003/16/2010 7:01:01 PM
asian808$50.00$50.003/17/2010 2:30:42 PM
intelligent-yield$25.00$25.003/17/2010 4:28:28 PM
intelligent-yield$25.00$25.003/17/2010 4:32:36 PM
admirable-credit$25.00$25.003/17/2010 4:29:12 PM
AFairDeal$25.00$25.003/17/2010 4:35:21 PM
dudebrah$25.00$25.003/17/2010 4:43:29 PM
kingston1$25.00$25.003/17/2010 9:07:17 PM
integrity-doctor$50.00$50.003/17/2010 7:47:38 PM
glenium$25.00$25.003/18/2010 3:03:30 AM
MrPie$25.00$25.003/18/2010 7:43:50 AM
toxicbutterfly$25.00$25.003/18/2010 9:21:24 AM
Leshan$25.00$25.003/18/2010 8:58:55 AM
lucrative-transparency0$100.00$100.003/18/2010 10:11:01 AM
InvestForWealth$25.00$25.003/18/2010 10:46:04 AM
moose24$27.24$27.243/18/2010 11:08:16 AM
srs1325$28.97$28.973/18/2010 11:20:12 AM
Happyhourcomics$25.00$25.003/18/2010 2:25:36 PM
ultimate-peace$600.00$600.003/18/2010 3:45:46 PM
53 bids
 
Borrower Payment Dependent Notes Series 447812
This series of Notes was issued and sold upon the funding of the borrower loan #41356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Feb-23-2010 
  Auction end date:  Mar-02-2010 
 
Starting lender yield: 12.00% Starting borrower rate/APR: 13.00% / 13.35% Starting monthly payment: $235.86
Final lender yield: 10.89% Final borrower rate/APR: 11.89% / 12.24% Final monthly payment: $232.13
 
Auction yield range: 3.05% - 12.00% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 9.38%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1990 Debt/Income ratio: 23%
Basic (1-10): 7 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 9 / 9Length of status:1y 9m
Credit score: 800-819 (Feb-2010) Total credit lines: 19 Occupation: Pilot - Private/Com...
Now delinquent: 0 Revolving credit balance: $71,692Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 60%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: a-platinum-course Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ShockingRides.com New Inventory
Purpose of loan:
This loan will be used to buy Ultra Motor electric bicycles to put in my showroom for display and rental.? My website is ShockingRides.com, I operate a retail storefront in Folsom California.? I have sold 2 of these units in the last month and with Spring around the corner, I would like to increase my ability to quickly deliver product.?

We have been in business for a year and have found a niche to help people reduce their transportation carbon footprint.?? Before you loan take a look at our website and products, we have a unique mix of Electric Bikes, Scooters and Cars.?? We are a CA DMV approved motorcycle dealer, a very lengthy and restrictive process to complete that insulates us from competition..


My financial situation:
I am a good candidate for this loan because I am employed full time as a pilot with a national airline.?? I value my credit score and will be keeping it above 800.? My business is a year and a half old and currently paying the operating costs, inventory principal and 20% interest on its own.?? My new location and strong product line have huge potential, I plan to continue to use Prosper capital to build my business.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
here2lend$25.00$25.002/23/2010 4:36:47 PM
cash-sensai2$25.00$25.002/23/2010 4:40:17 PM
CallMeBen$50.00$50.002/23/2010 4:45:04 PM
fiscal65$25.00$25.002/23/2010 4:36:55 PM
louisprima$100.00$100.002/23/2010 4:37:05 PM
income-fortress$49.41$49.412/23/2010 4:39:10 PM
saahilld$25.00$25.002/23/2010 4:44:50 PM
building_community$25.00$25.002/23/2010 6:05:21 PM
Signpainter$25.00$25.002/23/2010 10:27:31 PM
turbostar666$30.00$30.002/24/2010 10:22:54 AM
CIC$25.00$25.002/24/2010 2:27:29 AM
two_old_gals$25.00$25.002/24/2010 10:07:48 AM
ssgt95068$25.00$25.002/24/2010 10:08:11 AM
lanlie$183.29$183.292/24/2010 10:47:20 AM
nolahelper$25.00$25.002/24/2010 11:48:21 AM
zerocrog$25.00$25.002/24/2010 1:55:19 PM
intelligent-yield$25.00$25.002/24/2010 4:26:36 PM
Guiren$100.00$100.002/25/2010 7:22:19 AM
TechnologyGuy$25.00$25.002/24/2010 10:30:34 PM
FjLenders$50.03$50.032/25/2010 12:28:58 PM
WilliamLeeSims$25.00$25.002/25/2010 12:28:56 PM
BoughtTheFarm$25.00$25.002/25/2010 12:29:31 PM
lucrative-loan$50.00$50.002/25/2010 3:01:58 PM
13loans$25.00$25.002/25/2010 8:53:42 PM
_SCI_$25.00$25.002/26/2010 10:22:05 AM
inforapenny$25.00$25.002/26/2010 5:06:27 AM
BabiesMillion$27.71$27.712/26/2010 5:29:50 PM
Billybobobbrain$33.00$33.002/26/2010 8:52:32 PM
Westb$50.00$50.002/27/2010 9:16:14 PM
GotRox$50.00$50.002/28/2010 1:52:13 PM
ajk_blue$25.00$25.002/27/2010 11:50:17 PM
tokyopete23$25.00$25.002/28/2010 10:42:25 AM
IP$29.55$29.552/28/2010 12:41:24 PM
Realty24$35.00$35.002/28/2010 7:32:46 PM
cosmof16$50.00$50.003/1/2010 4:58:00 AM
buffalobills$25.00$25.003/1/2010 7:59:21 AM
wphmd$25.00$25.003/1/2010 1:23:17 PM
Gold_Coin$25.00$25.003/1/2010 2:12:11 PM
trader800$25.00$25.003/1/2010 2:15:55 PM
corleone110$36.69$36.693/1/2010 4:22:30 PM
discrete-asset$25.00$25.003/1/2010 5:24:49 PM
dud$50.00$50.003/1/2010 5:25:02 PM
MoneyOps$25.00$25.003/1/2010 6:54:34 PM
llequire1$83.19$83.193/2/2010 7:58:55 AM
art75$25.00$25.003/1/2010 9:32:45 PM
socal-lender$25.00$25.003/1/2010 10:36:42 PM
ToweringDan$50.00$50.003/1/2010 11:40:52 PM
khamen$25.00$25.003/2/2010 1:22:05 AM
MasterKey$25.00$25.003/2/2010 10:32:48 AM
ihelpunow$25.00$25.003/2/2010 10:55:14 AM
reflective-rupee$70.00$70.003/2/2010 11:26:40 AM
rce1964$25.00$25.003/2/2010 11:33:05 AM
ptjg$29.54$29.543/2/2010 10:34:29 AM
mpatrick$50.00$50.003/2/2010 1:39:23 PM
cordial-integrity$34.41$34.413/2/2010 3:04:19 PM
Frugal$25.00$25.003/2/2010 3:34:54 PM
deal-promiser$25.00$25.003/2/2010 3:49:45 PM
wwwUniversal$25.00$25.003/2/2010 3:56:44 PM
unfixer$25.00$25.003/2/2010 4:26:36 PM
ultimatepaintball$25.00$25.003/2/2010 10:32:38 AM
dollardave$100.00$100.003/2/2010 11:50:28 AM
Gromac$25.00$25.003/2/2010 11:00:32 AM
thefisherman$30.00$30.003/2/2010 11:01:02 AM
jybank$25.00$25.003/2/2010 11:26:17 AM
credit-panda1$50.00$50.003/2/2010 3:45:24 PM
shrewd-income$50.00$50.003/2/2010 11:57:56 AM
five-star-asset$25.00$25.003/2/2010 12:05:27 PM
wise-handy-finance$25.00$25.003/2/2010 4:18:14 PM
the-profit-oracle$25.00$25.003/2/2010 12:37:12 PM
manugee$50.00$50.003/2/2010 12:59:38 PM
TigerForce$25.00$25.003/2/2010 1:43:28 PM
bold-direct-asset$100.00$100.003/2/2010 2:15:47 PM
dynrep$25.00$25.003/2/2010 2:53:15 PM
LAKETIME$25.00$25.003/2/2010 2:57:39 PM
sturdy-rate3$25.00$25.003/2/2010 3:17:27 PM
Rattlehead$250.00$250.002/23/2010 4:36:56 PM
micko$25.00$25.002/23/2010 4:38:58 PM
suburbanman64$35.00$35.002/23/2010 4:35:35 PM
ok$25.00$25.002/23/2010 4:35:39 PM
jey6941$25.00$25.002/23/2010 4:36:59 PM
ekmendenhall$35.00$35.002/23/2010 4:38:54 PM
the-auction-lotus$25.00$25.002/23/2010 4:45:05 PM
Spizzo$25.00$25.002/23/2010 4:56:49 PM
first-fund-empenada$25.00$25.002/23/2010 5:09:08 PM
lanlie$255.76$255.762/23/2010 6:00:42 PM
Xrunner05$200.00$200.002/23/2010 7:17:58 PM
MrBadExample$36.00$36.002/23/2010 8:46:21 PM
agreement-accruer$25.00$25.002/23/2010 7:49:33 PM
CIC$25.00$25.002/24/2010 2:26:54 AM
Zipperdu$50.00$50.002/24/2010 7:14:02 AM
FinDoc$25.00$25.002/24/2010 12:14:46 PM
principal-prodigy$25.00$25.002/24/2010 10:08:56 AM
Badsland$25.00$25.002/24/2010 10:08:05 AM
g314$30.00$30.002/24/2010 10:09:01 AM
credit-observatory$25.00$25.002/24/2010 6:01:17 PM
Nyarpy$25.00$25.002/25/2010 8:57:20 AM
mistifilio$25.00$25.002/24/2010 10:05:31 PM
availableloan$25.00$25.002/25/2010 9:26:09 AM
RandyL3$50.00$50.002/25/2010 1:01:26 PM
alaskakid$35.00$35.002/26/2010 6:20:11 AM
PleaseNoDefaults$25.00$25.002/25/2010 7:31:59 PM
goodcents$25.00$25.002/25/2010 8:37:09 PM
spudbeach$63.70$63.702/25/2010 10:02:46 PM
mattblizz$50.00$50.002/25/2010 8:58:40 PM
BankOfShaun$25.00$25.002/26/2010 12:02:27 PM
clemclan$25.00$25.002/26/2010 6:41:57 PM
lanlie$328.73$328.732/26/2010 7:37:06 PM
ALL-PRIME$25.00$25.002/27/2010 11:55:40 AM
mattblizz$50.00$50.002/27/2010 12:40:07 AM
MrBadExample$41.00$41.002/27/2010 1:14:57 PM
intelligent-yield$25.00$25.002/27/2010 1:35:27 PM
minista$25.00$25.002/27/2010 11:50:29 PM
SpectrumCapital$25.00$25.002/28/2010 6:32:18 AM
BankerJohn$50.00$50.002/27/2010 7:25:19 PM
Alsatian$60.00$60.002/28/2010 12:56:18 PM
bonus-rhythm$25.00$25.002/28/2010 2:29:13 PM
omahajay$25.00$25.002/27/2010 11:49:28 PM
miket71$100.00$100.002/27/2010 11:50:20 PM
radforj22$25.00$25.002/28/2010 8:22:11 AM
hydrolucid$25.00$25.002/27/2010 11:50:23 PM
integrity-reformer$25.00$25.002/28/2010 9:25:31 AM
helping-out$40.00$40.002/28/2010 1:00:55 PM
allloans4me$50.00$50.003/1/2010 11:02:27 AM
gilbrear$25.00$25.003/1/2010 4:13:19 PM
Gobsek$50.00$50.003/1/2010 2:11:11 PM
twjh$35.00$35.003/1/2010 2:11:29 PM
Earnest_Money$25.00$25.003/1/2010 4:30:28 PM
new-smart-fund$43.43$43.433/1/2010 5:22:07 PM
blissful-note7$25.00$25.003/1/2010 5:23:11 PM
payment-freshmaker$25.00$25.003/1/2010 4:59:09 PM
dynrep$100.00$100.003/2/2010 5:57:00 AM
durability-colonel$50.00$50.003/1/2010 7:55:31 PM
dollarboy$25.00$25.003/1/2010 9:51:11 PM
rome1426$25.00$25.003/2/2010 5:32:34 AM
dynrep$25.00$25.003/2/2010 5:57:21 AM
ryan6853$45.00$45.003/2/2010 10:12:23 AM
puyanera$25.00$25.003/2/2010 10:24:32 AM
beaufuture$25.00$25.003/2/2010 5:16:15 AM
Galdis$25.00$25.003/2/2010 5:54:41 AM
miniloan$25.00$25.003/2/2010 10:31:33 AM
PurplePonchoMan$25.00$25.003/2/2010 10:37:13 AM
bomdel$25.00$25.003/2/2010 10:32:33 AM
improvman$25.00$25.003/2/2010 1:00:23 PM
encore02$100.00$100.003/2/2010 10:07:50 AM
falcone$50.00$50.003/2/2010 2:01:25 PM
jimmya$26.89$26.893/2/2010 2:20:58 PM
AlphaInternational$25.00$25.003/2/2010 3:24:15 PM
AM2171$25.00$25.003/2/2010 3:27:11 PM
cwb8539$25.00$25.003/2/2010 3:34:09 PM
myduck$40.00$40.003/2/2010 3:42:24 PM
lanlie$54.54$54.543/2/2010 11:04:41 AM
dynrep$50.00$50.003/2/2010 11:09:20 AM
OGS_Capital$25.00$25.003/2/2010 11:40:18 AM
chomper969$25.00$25.003/2/2010 10:35:24 AM
octoberfresh$25.00$25.003/2/2010 11:43:15 AM
nickel-pipeline$25.00$25.003/2/2010 1:13:16 PM
STLRacer$25.00$25.003/2/2010 11:20:48 AM
yogi1975$25.00$25.003/2/2010 2:51:38 PM
gustavholstopus32$25.00$25.003/2/2010 11:30:13 AM
Leshan$25.00$25.003/2/2010 11:33:17 AM
aquistoyraul$28.13$28.133/2/2010 3:55:19 PM
forthright-trade$25.00$25.003/2/2010 4:01:24 PM
greenfuzz$25.00$25.003/2/2010 4:13:49 PM
Ven58$25.00$25.003/2/2010 12:42:24 PM
dblaz5$325.00$98.133/2/2010 1:05:58 PM
namd$50.00$50.003/2/2010 1:59:33 PM
lnrn$25.00$25.003/2/2010 2:18:36 PM
csak13$25.00$25.003/2/2010 2:34:31 PM
aquistoyraul$96.87$96.873/2/2010 3:45:26 PM
169 bids
 
Borrower Payment Dependent Notes Series 448090
This series of Notes was issued and sold upon the funding of the borrower loan #41368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-25-2010 
  Auction end date:  Mar-04-2010 
 
Starting lender yield: 7.00% Starting borrower rate/APR: 8.00% / 8.34% Starting monthly payment: $62.67
Final lender yield: 6.00% Final borrower rate/APR: 7.00% / 7.34% Final monthly payment: $61.75
 
Auction yield range: 3.05% - 7.00% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.40%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1969 Debt/Income ratio: 3%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:1y 8m
Credit score: 800-819 (Feb-2010) Total credit lines: 4 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $4,346Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 7%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: conductor146 Borrower's state: Illinois Borrower's group: Catholics Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper Reinvestment
Purpose of loan:
This loan will be used to?reinvest on prosper. This is my first time doing this so the amount is low. I want to use it to reinvest in higher rate prosper loans that I research in depth to make sure the risk is low and the return is higher than where this loan is funded.

My financial situation:
I am a good candidate for this loan because? I don't need it! I have $8,000 in the bank and almost the same in an investment account. So, I could pay this loan off at the drop of a hat. I have basically no debt (I pay off my credit card in full every month), I have no car payments or student loans. I have no mortgage. I am able to save nearly $900 per month over and above my expenses. I just want to test this out with a low loan amount for a couple of years before I try doing more. I make $30,000 pre tax and have very low expenses.

Thanks!
Information in the Description is not verified.
Friends And Family Winning Bids
penny-phoenix has bid a total of $100.00 in winning bids.
"I've known conductor146 for seven years, he is very responsible and reliable."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: Your first credit line was in 1969? You're a young looking 41. - smarva
A: Good question. You're right, I'm only 25. My first credit line was co-signed onto my parents' account. So, on the report it shows up as the date that they opened that account: 1969. Thanks! (Feb-26-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
WHEREISTHEMOON$25.00$25.002/25/2010 4:21:45 PM
Firescreek$50.00$50.002/26/2010 6:19:43 AM
payontime1$50.00$50.002/25/2010 10:49:03 PM
Hesty$50.00$50.002/26/2010 12:11:30 PM
springpanda$25.00$25.002/26/2010 9:40:41 PM
TheGrayFox$25.00$25.002/27/2010 6:31:42 PM
Walden2007$50.00$50.003/1/2010 7:25:48 AM
Loan_Some_Money$25.00$25.003/1/2010 10:42:10 AM
cwegert$50.00$50.003/1/2010 4:28:24 PM
bfn311$25.00$25.003/1/2010 5:00:46 PM
webfeet$25.00$25.003/2/2010 5:51:15 AM
DADOF1$25.00$25.003/2/2010 4:22:28 PM
TheWainer$25.00$25.003/2/2010 4:32:43 PM
Finchy78$25.00$25.003/3/2010 4:43:12 PM
YummiBear$25.00$25.003/3/2010 7:50:37 PM
cwegert$62.33$62.333/4/2010 7:56:48 AM
catalystcf$25.00$25.003/4/2010 1:22:11 PM
SchaeferJ$25.00$25.003/4/2010 1:41:32 PM
trustworthy-finance6$25.00$25.003/4/2010 2:11:38 PM
njmlaj726$25.00$25.003/4/2010 12:01:50 PM
tokyopete23$25.00$25.003/4/2010 11:25:17 AM
dudebrah$25.00$25.003/4/2010 12:30:22 PM
turbospeed$25.00$25.002/25/2010 3:59:56 PM
blot44$25.00$25.002/25/2010 7:11:06 PM
F_r_e_d_s__B_a_n_k$100.00$100.002/25/2010 4:22:38 PM
dproxima$25.00$25.002/25/2010 6:54:38 PM
smarva$25.00$25.002/26/2010 7:09:33 AM
dontscrewmeover1$50.00$50.002/25/2010 8:27:51 PM
junes08$40.21$40.212/26/2010 3:00:38 PM
marwadi-62$200.00$200.002/26/2010 6:06:56 PM
RandyL3$33.00$33.002/27/2010 7:15:36 AM
the-profit-oracle$25.00$25.002/27/2010 7:42:34 AM
goldsun$25.00$25.002/27/2010 8:58:01 AM
soilchem$25.00$25.002/28/2010 9:59:39 AM
penny-phoenix$100.00$100.002/28/2010 12:50:38 PM
zx12rider$31.53$31.532/28/2010 8:47:04 PM
nerlands$25.00$25.003/1/2010 9:14:33 AM
scientists$25.00$25.003/2/2010 9:49:42 AM
investmentgroup$25.00$25.003/2/2010 3:57:20 AM
mhotchan$200.00$200.003/2/2010 3:44:09 PM
Deut_15_6$25.00$25.003/3/2010 9:41:29 AM
PalmerTheEmbalmer$25.00$25.003/3/2010 11:05:13 AM
gjm6d$26.00$26.003/3/2010 4:13:41 PM
PetusMaximus$50.00$50.003/3/2010 9:00:23 PM
nbah123$50.00$50.003/4/2010 9:47:40 AM
malmoswed1$50.00$50.003/4/2010 12:02:27 PM
KAROAD$100.00$31.933/4/2010 12:35:10 PM
axelducheck$25.00$25.003/4/2010 2:51:06 PM
48 bids
 
Borrower Payment Dependent Notes Series 448754
This series of Notes was issued and sold upon the funding of the borrower loan #41386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Mar-03-2010 
  Auction end date:  Mar-10-2010 
 
Starting lender yield: 8.49% Starting borrower rate/APR: 9.49% / 9.83% Starting monthly payment: $448.40
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $447.15
 
Auction yield range: 3.05% - 8.49% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1996 Debt/Income ratio: 27%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 5Length of status:8y 8m
Credit score: 820-839 (Mar-2010) Total credit lines: 55 Occupation: Tradesman - Electri...
Now delinquent: 0 Revolving credit balance: $0Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: crab-e-bill Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business is growing
Purpose of loan:
We are a family owned residential electrical service contractor who is looking to?add another active service truck to our current fleet of 3. This will help us take advantage of?the increased demand for our services, that we have been experiencing for the last 12 months. We have been very blessed to?see our business continue to grow even in these tough times.

Since we already own the vehicle out right, as we do all of our service trucks. We will use this loan to purchase initial stock material,?equipment and supplement payroll for our new service technician.

My financial situation:
We are?a good candidate for this loan because? We are dedicated to paying our bills on time through good financial plannig and strong work ethic. We work very hard to make prudent decision regarding our business.

Thank you for your consideration
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ferdberfel$31.94$31.943/3/2010 4:15:30 PM
Microfinancer$25.00$25.003/3/2010 4:21:14 PM
flexible-value$31.00$31.003/3/2010 4:21:22 PM
lendersf$95.00$95.003/3/2010 4:22:40 PM
helping-out$25.00$25.003/3/2010 4:23:29 PM
wormdc$25.00$25.003/3/2010 4:24:04 PM
forthright-dedication$25.00$25.003/3/2010 4:24:24 PM
desertoasis$25.00$25.003/3/2010 4:24:49 PM
blissful-note7$25.00$25.003/3/2010 4:24:55 PM
woodenshoes$25.00$25.003/3/2010 4:17:11 PM
delicious-social132$40.00$40.003/3/2010 4:21:05 PM
wampum-reaction2$25.00$25.003/3/2010 4:21:46 PM
mlopez2007$25.00$25.003/3/2010 4:21:51 PM
trustworthy-finance6$25.00$25.003/3/2010 4:21:59 PM
bonus-adventure3$25.00$25.003/3/2010 4:22:30 PM
tbrnet$25.00$25.003/3/2010 4:22:50 PM
Goodlender42$25.00$25.003/3/2010 4:23:23 PM
PaulHenry$25.00$25.003/3/2010 4:23:27 PM
Banker7371$25.00$25.003/3/2010 4:24:16 PM
moola-man$50.00$50.003/3/2010 4:24:44 PM
interest-exec9$25.00$25.003/3/2010 4:25:02 PM
safe-payment8$25.00$25.003/3/2010 4:25:14 PM
lean-velocity$25.00$25.003/3/2010 4:19:31 PM
Kaj$25.00$25.003/3/2010 4:21:07 PM
radforj22$25.00$25.003/3/2010 4:21:18 PM
daisuke$25.00$25.003/3/2010 6:05:23 PM
skuba$50.00$50.003/3/2010 4:22:17 PM
economy-association$25.00$25.003/3/2010 4:23:06 PM
Phantom99$25.00$25.003/3/2010 4:23:18 PM
Zanch$25.00$25.003/3/2010 4:23:25 PM
platinum-platoon$25.00$25.003/3/2010 4:23:34 PM
inspired-contract9$50.00$50.003/3/2010 4:23:58 PM
meenan$25.00$25.003/3/2010 4:24:27 PM
Eagledrop$25.00$25.003/3/2010 5:53:31 PM
Castellan$25.00$25.003/3/2010 6:08:29 PM
Zipperdu$50.00$50.003/4/2010 7:56:04 AM
Cai8899$25.00$25.003/4/2010 11:33:19 AM
anton$150.00$150.003/4/2010 11:40:57 AM
RandyL3$33.00$33.003/4/2010 12:32:42 PM
BankofBen$25.00$25.003/4/2010 12:38:19 PM
smallcountry$25.00$25.003/4/2010 12:48:24 PM
note-cougar0$25.00$25.003/4/2010 10:08:30 AM
surfhoss644$25.00$25.003/4/2010 1:52:57 PM
Patrician$50.00$50.003/4/2010 2:34:39 PM
reinforced-revenue069$25.00$25.003/4/2010 9:36:20 AM
DeltaComputerGuy$25.00$25.003/4/2010 9:37:16 AM
BigLinCT$50.00$50.003/4/2010 12:30:41 PM
KiwiElf$30.00$30.003/4/2010 12:32:00 PM
Shockem923$25.00$25.003/4/2010 9:38:03 AM
zoe1971$25.00$25.003/4/2010 3:32:20 PM
littlemonkey$25.00$25.003/4/2010 12:47:58 PM
selector568$300.00$300.003/4/2010 10:21:41 AM
credit-coach118$40.00$40.003/4/2010 10:23:48 AM
Digs$25.00$25.003/4/2010 1:12:23 PM
uncleubb$25.00$25.003/4/2010 10:50:51 AM
elgollo$25.00$25.003/4/2010 1:36:41 PM
tokyopete23$25.00$25.003/4/2010 11:33:09 AM
rakstar$50.00$50.003/4/2010 1:55:31 PM
verse99$25.00$25.003/4/2010 12:23:57 PM
buckyhead2000$25.00$25.003/4/2010 2:41:10 PM
LongTail$25.00$25.003/4/2010 12:31:29 PM
BayShell$50.00$50.003/4/2010 1:17:00 PM
sb0453$25.00$25.003/4/2010 2:07:04 PM
hermosaloan$25.00$25.003/4/2010 4:41:56 PM
kindness-percolator5$25.00$25.003/4/2010 3:41:10 PM
friendly-worth3$25.00$25.003/4/2010 3:49:07 PM
cjames84$25.00$25.003/4/2010 4:50:35 PM
shadowflame_99$25.00$25.003/4/2010 5:15:56 PM
Dr_M$25.00$25.003/4/2010 5:45:33 PM
LoansomeRanger$25.00$25.003/4/2010 4:26:34 PM
Yankeeeagle$28.75$28.753/4/2010 5:57:20 PM
moneyfriend$50.00$50.003/4/2010 6:00:36 PM
jtrump22$25.00$25.003/4/2010 4:42:04 PM
timmytiger$25.00$25.003/4/2010 5:07:09 PM
Jack1966$25.00$25.003/4/2010 5:21:58 PM
dphoenix$25.00$25.003/4/2010 5:50:30 PM
note-sensation$25.00$25.003/4/2010 6:15:47 PM
mad4wknds$25.00$25.003/5/2010 3:52:45 AM
capital-futurist$25.00$25.003/4/2010 8:15:28 PM
buggzz$25.00$25.003/5/2010 5:10:18 AM
don8ter$60.00$60.003/5/2010 5:43:30 AM
bonus-turbine1$25.00$25.003/5/2010 6:24:10 AM
heroic-platinum$25.00$25.003/5/2010 6:25:40 AM
Ivan2007$25.00$25.003/4/2010 4:42:44 PM
fireboss$25.00$25.003/4/2010 11:10:26 PM
KWarrior$25.00$25.003/5/2010 6:41:04 AM
Walkingcowboy$25.00$25.003/4/2010 5:15:51 PM
nostromo$25.00$25.003/5/2010 6:49:02 AM
producer553$25.00$25.003/5/2010 2:48:11 AM
iflyforfun$25.00$25.003/5/2010 2:48:34 AM
Kerrysbay$25.00$25.003/4/2010 5:50:33 PM
falcon245sp$25.00$25.003/4/2010 6:00:41 PM
andyb9$25.00$25.003/5/2010 4:37:56 AM
excellent-hope$25.00$25.003/4/2010 7:35:44 PM
tj1683$28.72$28.723/5/2010 5:26:13 AM
Billfred$25.00$25.003/5/2010 5:43:20 AM
loanfairy$25.00$25.003/4/2010 10:00:45 PM
Glovez2$25.00$25.003/5/2010 9:34:26 AM
goldeneye777$38.07$38.073/5/2010 1:17:17 AM
GeorgiaGator$25.00$25.003/5/2010 7:03:18 AM
first-pragmatic-note$25.00$25.003/5/2010 7:04:42 AM
glimmering-credit4$25.00$25.003/5/2010 9:44:52 AM
fxsrider$25.00$25.003/5/2010 2:18:48 AM
PittsburghCapital$25.00$25.003/5/2010 7:22:23 AM
aycinvestments$33.00$33.003/5/2010 2:48:30 AM
gauss02$25.00$25.003/5/2010 10:07:26 AM
heretolendit$25.00$25.003/5/2010 3:07:34 AM
Money2Lend_U$500.00$500.003/5/2010 8:18:10 AM
workinghardoregon$25.00$25.003/5/2010 10:54:43 AM
auction-poblano$25.00$25.003/5/2010 9:33:04 AM
KandKLegacyInvestments$25.00$25.003/5/2010 9:33:53 AM
brightest-durability-chomper$25.00$25.003/5/2010 11:39:36 AM
PeopleHelpers$25.00$25.003/5/2010 12:30:22 PM
Frugal$25.00$25.003/5/2010 12:44:45 PM
galtsgulch$25.00$25.003/5/2010 10:49:49 AM
determined-contract$26.06$26.063/5/2010 1:33:33 PM
VWA_to_the_Rescue$25.00$25.003/5/2010 12:05:15 PM
swerd$28.67$28.673/5/2010 12:12:59 PM
samo102us$25.00$25.003/5/2010 2:42:40 PM
aasx1108$25.00$25.003/5/2010 12:37:58 PM
majormoves1$25.00$25.003/5/2010 2:58:04 PM
geniusj$25.00$25.003/5/2010 12:43:17 PM
power-expert$25.00$25.003/5/2010 1:27:26 PM
darylc$25.00$25.003/5/2010 10:54:52 AM
towering-compassion$25.00$25.003/5/2010 11:22:44 AM
reinforced-reward$25.00$25.003/5/2010 2:58:06 PM
br4444$25.00$25.003/5/2010 11:54:53 AM
kcole10$25.00$25.003/5/2010 12:06:02 PM
kvandivo$25.00$25.003/5/2010 12:30:27 PM
one2sojourn$25.90$25.903/5/2010 1:19:09 PM
Int_PrinRateTime4000$40.00$40.003/5/2010 1:19:48 PM
calessabay$25.00$25.003/5/2010 1:52:22 PM
value-microscope$25.00$25.003/5/2010 2:17:19 PM
HUNTER599673$25.00$25.003/5/2010 7:42:24 PM
peb44$25.00$25.003/6/2010 5:28:24 AM
refined-income7$25.00$25.003/6/2010 4:57:26 AM
dontscrewmeover1$25.00$25.003/6/2010 8:56:35 AM
gentle-gold$25.00$25.003/6/2010 5:43:38 AM
htguan$25.00$25.003/6/2010 11:57:28 AM
teller$60.00$60.003/6/2010 12:02:49 PM
iLoaner$25.00$25.003/6/2010 1:32:24 PM
Northsider$44.90$44.903/6/2010 5:48:07 PM
Scoote2912$25.00$25.003/6/2010 3:02:40 PM
financial-frenzy$25.00$25.003/6/2010 3:04:27 PM
money-explorer3$25.00$25.003/7/2010 12:32:58 AM
jmainc$25.00$25.003/6/2010 10:13:45 AM
GarciaCompany$75.00$75.003/6/2010 1:22:24 PM
cash-boots$25.00$25.003/6/2010 1:32:21 PM
minista$25.00$25.003/7/2010 11:02:54 AM
pragmatic-contract$25.00$25.003/6/2010 2:12:14 PM
rpg$50.00$50.003/7/2010 10:51:36 AM
balance6$25.00$25.003/7/2010 1:42:30 PM
Duchdad$25.00$25.003/7/2010 3:32:13 PM
community-saver158$25.00$25.003/7/2010 5:14:07 PM
awwaww$25.00$25.003/7/2010 4:57:37 PM
TexasLender2007$25.00$25.003/7/2010 8:52:14 AM
zone6$30.36$30.363/7/2010 9:57:26 PM
rjblack$25.00$25.003/7/2010 11:19:12 PM
rate-raker3$25.00$25.003/7/2010 10:47:24 PM
mathprof$25.00$25.003/7/2010 11:27:27 PM
wonderful-balance7$25.00$25.003/8/2010 6:19:20 AM
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poppinkid$25.00$25.003/7/2010 6:34:27 PM
kashikoe$25.00$25.003/7/2010 6:52:15 PM
acropiloterau2002$25.00$25.003/7/2010 7:42:19 PM
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skillful-diversification2$25.00$25.003/8/2010 1:43:45 PM
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spname$25.00$25.003/8/2010 11:33:13 PM
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gogmagog$75.72$75.723/9/2010 5:04:24 PM
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nuclearmoose$25.00$25.003/9/2010 5:05:33 PM
kanewna$39.10$39.103/9/2010 5:05:42 PM
RB_Double-A_Bravo$25.00$25.003/9/2010 5:06:04 PM
anakinsolo$25.00$25.003/9/2010 5:06:13 PM
locash$25.00$25.003/9/2010 5:06:24 PM
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tatsuo20001$25.00$25.003/9/2010 5:06:15 PM
keydet99$25.00$25.003/9/2010 5:06:19 PM
gWellington$32.40$32.403/9/2010 5:06:26 PM
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investor11373$25.00$25.003/10/2010 5:56:11 AM
cardelt$35.00$35.003/9/2010 11:31:40 PM
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sildoc$95.32$95.323/10/2010 3:52:11 PM
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lloyd_s$25.00$25.003/3/2010 4:21:02 PM
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senorzookeeper$25.00$25.003/3/2010 4:22:03 PM
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djs81$25.00$25.003/3/2010 4:23:36 PM
mikeandcat$100.00$100.003/3/2010 4:23:43 PM
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bradny$25.00$25.003/3/2010 4:24:22 PM
fightinjoe$25.00$25.003/3/2010 4:24:52 PM
idhitthat$25.00$25.003/3/2010 4:25:41 PM
bigdogsafety1$25.00$25.003/3/2010 4:39:06 PM
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bowdish1$32.94$32.943/3/2010 7:28:30 PM
kulender$25.00$25.003/3/2010 4:20:50 PM
jeffpac$55.00$55.003/3/2010 4:20:54 PM
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unassuming-reward$25.00$25.003/3/2010 4:23:50 PM
skvat$25.00$25.003/3/2010 4:24:01 PM
steely_dan34$25.00$25.003/3/2010 4:24:20 PM
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micko$25.00$25.003/4/2010 6:36:34 AM
reflective-deal8$50.00$50.003/3/2010 4:21:16 PM
grampy48$25.00$25.003/4/2010 8:11:57 AM
important-ore$100.00$100.003/3/2010 4:23:05 PM
top-silver-american$50.00$50.003/3/2010 4:23:15 PM
webfeet$25.00$25.003/3/2010 4:24:05 PM
cozy-worth7$25.00$25.003/3/2010 7:58:23 PM
hawaiiangirl76$25.00$25.003/3/2010 4:25:00 PM
engaging-worth$30.00$30.003/3/2010 9:39:33 PM
GACFUNDING$25.00$25.003/4/2010 9:37:50 AM
ITGuy$25.00$25.003/4/2010 9:38:43 AM
pwkpwk$25.00$25.003/4/2010 9:38:53 AM
red-favorable-basis$25.00$25.003/3/2010 8:25:21 PM
cash-merry-maker$25.00$25.003/4/2010 11:50:09 AM
Norcal$40.90$40.903/4/2010 12:37:03 PM
MiniBank998$25.00$25.003/4/2010 1:15:31 PM
kt103099$25.00$25.003/4/2010 1:30:30 PM
Cheburashka$30.00$30.003/4/2010 2:18:11 PM
jaker$25.00$25.003/4/2010 2:34:10 PM
bchen78875$49.88$49.883/4/2010 9:27:08 AM
Artist_Blue$25.00$25.003/4/2010 9:27:30 AM
SDNLR$25.00$25.003/4/2010 2:59:02 PM
coloradoloanman$25.00$25.003/4/2010 12:31:13 PM
roccofox$50.00$50.003/4/2010 3:33:33 PM
Merganser$25.00$25.003/4/2010 3:48:55 PM
Aeroman32$25.00$25.003/4/2010 1:28:36 PM
bluesky07$25.00$25.003/4/2010 1:36:34 PM
resource777$25.00$25.003/4/2010 1:55:34 PM
vegibenz$25.00$25.003/4/2010 11:40:45 AM
power-cactus0$25.00$25.003/4/2010 2:01:01 PM
wonderful-balance7$25.00$25.003/4/2010 11:41:01 AM
rmachi$25.00$25.003/4/2010 12:00:03 PM
ryreesado$25.00$25.003/4/2010 2:35:37 PM
michaelndn$25.00$25.003/4/2010 2:50:36 PM
guardlender$25.00$25.003/4/2010 12:56:07 PM
hyrolln$25.00$25.003/4/2010 1:11:58 PM
satisfying-durability$25.00$25.003/4/2010 1:44:18 PM
ramsumana$25.00$25.003/4/2010 2:07:35 PM
Dazz2061$25.00$25.003/4/2010 2:50:45 PM
SF2Berlin$25.00$25.003/4/2010 3:07:58 PM
johntina$50.00$50.003/4/2010 3:08:47 PM
steady-gain5$25.00$25.003/4/2010 4:42:49 PM
peach17$25.00$25.003/4/2010 5:08:01 PM
DadWarbucks$25.00$25.003/4/2010 5:32:53 PM
jd006006$40.00$40.003/4/2010 5:35:29 PM
srgriff$25.00$25.003/4/2010 5:35:48 PM
GElender$50.00$50.003/4/2010 4:05:14 PM
market-builder$25.00$25.003/4/2010 5:45:34 PM
Plotinus$50.00$50.003/4/2010 6:15:44 PM
zielojo$25.00$25.003/4/2010 6:15:48 PM
TheBiggTree$25.00$25.003/4/2010 4:32:19 PM
safe-kindness5$25.00$25.003/4/2010 4:42:07 PM
WindyKid$25.00$25.003/4/2010 4:42:46 PM
GRI$25.00$25.003/4/2010 5:08:52 PM
ritwngr$25.00$25.003/4/2010 5:35:31 PM
thedoctor$37.26$37.263/4/2010 10:41:49 PM
dimitrip1024$25.00$25.003/4/2010 5:42:06 PM
dpfl55$25.00$25.003/5/2010 1:10:39 AM
iruz$29.92$29.923/4/2010 6:15:49 PM
jga516$25.00$25.003/5/2010 2:49:07 AM
cwswdh$25.00$25.003/4/2010 6:55:57 PM
axl163$25.00$25.003/4/2010 4:31:30 PM
Philosonie$25.00$25.003/4/2010 4:31:34 PM
Fuzkaska__F_u_n_d_s$25.00$25.003/5/2010 5:12:46 AM
market-assembler$50.00$50.003/5/2010 6:11:40 AM
dignified-funds7$50.00$50.003/4/2010 4:43:28 PM
transparency-giant$50.00$50.003/5/2010 6:40:21 AM
MTLoans$25.00$25.003/5/2010 1:20:32 AM
kirkjerk$25.00$25.003/5/2010 1:34:38 AM
lucrative-worth$25.00$25.003/5/2010 6:48:19 AM
MAJESTIC5$34.08$34.083/5/2010 2:19:07 AM
chillware$25.00$25.003/5/2010 3:01:20 AM
flwah$25.00$25.003/5/2010 3:07:54 AM
get30inc$50.00$50.003/4/2010 5:50:41 PM
bds9646$26.00$26.003/4/2010 5:57:36 PM
Loanliness$25.00$25.003/5/2010 3:53:02 AM
kazdag$40.84$40.843/5/2010 4:37:47 AM
Pawnster$75.00$75.003/5/2010 8:15:43 AM
baci99$28.00$28.003/4/2010 8:30:27 PM
misterhobbs$25.00$25.003/5/2010 9:32:51 AM
Masterlender$25.00$25.003/5/2010 1:07:02 AM
AlexTrep$25.00$25.003/5/2010 9:44:47 AM
commerce-seahorse$25.00$25.003/5/2010 2:48:25 AM
meux99$25.00$25.003/5/2010 3:01:16 AM
truth-force3$25.00$25.003/5/2010 3:24:30 AM
jchix$25.00$25.003/5/2010 10:32:23 AM
USMC0311$25.00$25.003/5/2010 4:30:28 AM
yachtmaster45$25.00$25.003/5/2010 4:31:09 AM
FutureLenderEC$25.00$25.003/5/2010 4:43:54 AM
Toby1montana$34.88$34.883/5/2010 5:11:38 AM
generosity-giraffe0$25.00$25.003/5/2010 5:25:20 AM
thetropics18$25.00$25.003/5/2010 9:32:58 AM
clean-loyalty$25.00$25.003/5/2010 9:34:02 AM
commitment-workhorse$25.00$25.003/5/2010 9:34:08 AM
Dweeberkitty1$25.00$25.003/5/2010 6:12:04 AM
ujiba$25.00$25.003/5/2010 9:34:59 AM
STLLAB-MO$50.00$50.003/5/2010 9:44:24 AM
cesta283$25.00$25.003/5/2010 12:30:45 PM
open-minded-credit4$25.00$25.003/5/2010 7:03:35 AM
p2ploan-leaper$41.99$41.993/5/2010 7:04:23 AM
rex45$25.00$25.003/5/2010 12:44:43 PM
JohnGalt94$25.00$25.003/5/2010 1:02:34 PM
Money4Friends$25.00$25.003/5/2010 10:58:06 AM
LAM26$25.00$25.003/5/2010 8:08:19 AM
contract-laser5$28.25$28.253/5/2010 1:37:17 PM
elegant-income3$25.00$25.003/5/2010 2:23:35 PM
leodaguy$25.00$25.003/5/2010 12:45:11 PM
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the-profit-oracle$25.00$25.003/5/2010 11:00:06 AM
hope-legend4$25.00$25.003/5/2010 6:57:35 PM
rosie777$25.00$25.003/5/2010 5:19:58 PM
SpotLending$100.00$100.003/5/2010 8:18:28 PM
MoneyMA$25.00$25.003/6/2010 5:12:20 AM
Supernick$50.00$50.003/6/2010 10:22:17 AM
soulwork$25.00$25.003/6/2010 8:02:16 AM
sintax$25.00$25.003/6/2010 3:57:18 PM
myduck$50.00$50.003/6/2010 4:42:37 PM
bigmoyo$25.00$25.003/6/2010 6:07:44 AM
asset-prescription$25.00$25.003/6/2010 5:17:50 PM
MitchD$25.00$25.003/6/2010 6:27:15 PM
antlr$25.00$25.003/6/2010 7:37:16 PM
mecaterpillar$26.03$26.033/6/2010 8:08:16 PM
rustylix$25.00$25.003/6/2010 12:02:54 PM
impeccable-funds5$25.00$25.003/7/2010 9:42:32 AM
BankofBrandon$25.00$25.003/6/2010 1:37:24 PM
Dollars4Rent$25.00$25.003/7/2010 8:37:12 AM
amsocool$25.00$25.003/7/2010 8:49:05 AM
paladin847$25.00$25.003/6/2010 2:37:15 PM
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pbeach05$25.00$25.003/7/2010 4:09:02 PM
DeilaMiah$25.00$25.003/7/2010 6:17:18 PM
zeelender$25.00$25.003/7/2010 5:22:32 PM
MrBailey$25.00$25.003/7/2010 7:47:49 PM
philantist$25.00$25.003/7/2010 8:02:52 PM
cash-tent$25.00$25.003/7/2010 8:27:22 PM
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buraky$25.00$25.003/7/2010 11:33:48 PM
crawfingers$25.00$25.003/7/2010 11:02:51 AM
FinDoc$25.00$25.003/8/2010 6:17:17 AM
morpholog$25.00$25.003/7/2010 5:28:03 PM
nytrnbow$25.00$25.003/8/2010 9:41:07 AM
revenue-officer36$25.00$25.003/7/2010 6:23:18 PM
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mdv$25.00$25.003/8/2010 10:57:31 AM
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otalon$25.00$25.003/8/2010 11:10:59 AM
HunterSix$25.00$25.003/8/2010 11:12:51 AM
Sam65$25.00$25.003/8/2010 12:03:36 PM
VeniVidiDuci$25.00$25.003/8/2010 9:39:53 AM
gain-butterfly$25.00$25.003/8/2010 1:43:41 PM
stable-money$25.00$25.003/8/2010 9:41:45 AM
ADenny$25.00$25.003/8/2010 1:49:27 PM
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winlender$25.00$25.003/8/2010 3:17:13 PM
chilichese$25.00$25.003/8/2010 1:52:16 PM
BigCityLending$25.00$25.003/9/2010 9:43:59 AM
greenback-catapult3$50.00$50.003/9/2010 9:41:20 AM
agab$25.00$25.003/9/2010 7:22:41 AM
respectablename$25.00$25.003/9/2010 11:28:39 AM
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phredd$25.00$25.003/9/2010 10:29:24 AM
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brstern2$25.00$25.003/9/2010 9:43:30 AM
treasure-hunter270$25.00$25.003/9/2010 9:43:45 AM
BiggestG$25.00$25.003/9/2010 10:20:34 AM
TK4$25.00$25.003/9/2010 11:24:53 AM
tombombadil$25.00$25.003/9/2010 12:12:27 PM
jct_enterprises$25.00$25.003/9/2010 5:05:20 PM
tolstoy00$25.00$25.003/9/2010 5:06:16 PM
nv$25.00$25.003/9/2010 5:06:28 PM
durability-halibut$25.00$25.003/9/2010 5:08:10 PM
keyfig$42.31$42.313/9/2010 5:04:01 PM
revmax$25.00$25.003/9/2010 5:04:20 PM
degster$25.00$25.003/9/2010 5:05:03 PM
LTR$25.00$25.003/9/2010 5:05:39 PM
superchicken$25.00$25.003/9/2010 5:05:55 PM
bugleusmc$30.00$30.003/9/2010 5:06:06 PM
randomguy100$25.00$25.003/9/2010 5:06:14 PM
shorttail$25.00$25.003/9/2010 5:06:21 PM
cawdrw2002$25.00$25.003/9/2010 5:06:39 PM
GreenMind$25.00$2.953/9/2010 5:08:34 PM
TriSail$25.00$25.003/9/2010 4:45:19 PM
sandeepPR$25.00$25.003/9/2010 5:05:18 PM
JJS180$25.00$25.003/9/2010 5:05:27 PM
bayareainv$50.00$50.003/9/2010 5:06:11 PM
favorite-commerce$25.00$25.003/9/2010 6:00:03 PM
Thecozychick$25.00$25.003/9/2010 5:06:27 PM
big_oaks$25.00$25.003/9/2010 8:57:36 PM
Schuld66$25.00$25.003/9/2010 5:07:42 PM
Jiangtao$25.00$25.003/10/2010 2:35:59 AM
Jim33$25.00$25.003/9/2010 8:16:45 PM
julijask$35.00$35.003/10/2010 8:59:05 AM
crdcteng$25.00$25.003/10/2010 9:27:16 AM
balance-force$30.00$30.003/9/2010 11:59:44 PM
loyalty-czar$59.27$59.273/10/2010 8:55:19 AM
Ven58$25.00$25.003/10/2010 10:46:34 AM
REITRUST$25.00$25.003/10/2010 12:15:01 PM
plumber87$25.00$25.003/10/2010 4:00:05 PM
Bill88$25.00$25.003/10/2010 3:33:14 PM
catalystcf$25.00$25.003/10/2010 3:39:29 PM
450 bids
 
Borrower Payment Dependent Notes Series 448986
This series of Notes was issued and sold upon the funding of the borrower loan #41285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $143.90
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $143.52
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-2001 Debt/Income ratio: 12%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:2y 0m
Credit score: 700-719 (Mar-2010) Total credit lines: 9 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $19,195Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 62%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: new-meteoric-repayment Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off highest interest card
Purpose of loan:
This loan will be used to transfer debt from one high-interest card (15.24% APR) to a single monthly payment with a lower APR.? My current average monthly payment on this card is $127.50, considerably higher than the average minimum of $88.50.? These figures are calculated from the last 4 months of my repayment history since I have started trying to reduce my interest payments.

The card has been locked in my safe for months and is not used.? I refuse to use it since my interest rate was increased several points in the midst of the economic crisis while the prime rate was falling.

My financial situation:
I am a good candidate for this loan because I have a solid credit history and pay my bills on time.? My average FICO from the three bureaus is 720, 712 and 707; it used to be around 760 (even breaking 800 briefly) before the economic crisis caused my creditors to reduce my limits across the board, thus making my previously comfortable cards maxed out.

Monthly net income: $2152

The following monthly expenses are averages calculated from my last 4 months of records (spreadsheets and credit card statements).

Monthly expenses: $2071
??Housing: $695
??Insurance: $8 (renter's, all else is covered)
??Car expenses: $65 (Zipcar)
? Public transit: $86
??Utilities (including phone, cable, internet): $136
? Total all other food/entertainment/household: $627
??Credit cards and other loans: $374 ($127.50 of which will be replaced by this loan)
? Misc (lunches, convenience store): $40
? Medical:? $40
Information in the Description is not verified.
Friends And Family Winning Bids
georgedorn has bid a total of $30.23 in winning bids.
"I've known this guy for a while and suggested he try prosper to get ahead of his credit card repayments. This loan would change the viability of his debt-free goal significantly, from practically unreachable to reachable in a few years."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
woodenshoes$25.00$25.003/8/2010 4:09:13 PM
skuba$50.00$50.003/8/2010 4:16:13 PM
inspired-contract9$50.00$50.003/8/2010 4:17:04 PM
webfeet$25.00$25.003/8/2010 4:17:22 PM
moola-man$50.00$50.003/8/2010 4:17:49 PM
bedframe$25.00$25.003/8/2010 4:18:59 PM
grampy48$25.00$25.003/8/2010 4:19:18 PM
bchen78875$50.00$50.003/8/2010 4:19:26 PM
GElender$50.00$50.003/8/2010 4:21:07 PM
HHP$25.00$25.003/8/2010 4:26:56 PM
reflective-deal8$50.00$50.003/8/2010 4:27:10 PM
enthusiastic-balance5$100.00$100.003/8/2010 4:26:03 PM
lloyd_s$25.00$25.003/8/2010 4:26:31 PM
delicious-social132$40.00$40.003/8/2010 4:26:43 PM
dollar-birdie$50.00$50.003/8/2010 4:15:41 PM
radforj22$25.00$25.003/8/2010 4:27:21 PM
Clambake$50.00$50.003/8/2010 4:28:06 PM
Banker7371$25.00$25.003/8/2010 4:17:32 PM
credit-force5$25.00$25.003/8/2010 4:29:21 PM
wampum-reaction2$25.00$25.003/8/2010 4:29:35 PM
mg6619$25.00$25.003/8/2010 4:31:35 PM
Zanch$25.00$25.003/8/2010 4:34:06 PM
Goodlender42$25.00$25.003/8/2010 4:33:47 PM
macjp123$25.00$25.003/8/2010 4:27:45 PM
torion$25.00$25.003/8/2010 4:28:46 PM
sharp-bill2$40.00$40.003/8/2010 4:36:45 PM
lendersf$95.00$95.003/8/2010 4:32:02 PM
irrelevant$25.00$25.003/8/2010 4:32:04 PM
top-silver-american$25.00$25.003/8/2010 4:33:19 PM
RandyL3$33.00$33.003/8/2010 4:43:03 PM
bondhedger$25.00$25.003/9/2010 9:46:02 AM
retiresecure$25.00$25.003/9/2010 12:14:03 PM
agab$25.00$25.003/9/2010 5:09:01 PM
selector568$285.88$285.883/10/2010 9:29:19 AM
gjm6d$25.00$25.003/11/2010 7:41:47 PM
catcid$25.00$25.003/12/2010 2:06:45 AM
all_of_that_one$25.00$25.003/12/2010 6:57:08 PM
bankojerry$25.00$25.003/13/2010 6:44:35 AM
katnmouse$25.00$25.003/13/2010 3:22:20 PM
the-felicity-supergiant$25.00$25.003/13/2010 5:26:06 PM
kochan123$25.00$25.003/14/2010 10:32:56 AM
booie$25.00$25.003/14/2010 5:00:30 PM
Floridagirl$25.00$25.003/15/2010 3:57:03 AM
loanman2007$100.00$100.003/15/2010 5:19:50 AM
evamkir$25.00$25.003/15/2010 8:56:13 AM
mikeandcat$50.00$50.003/15/2010 8:35:47 AM
Earn_money$26.11$26.113/15/2010 10:17:16 AM
grafton$397.64$397.643/15/2010 10:34:07 AM
yu-rik$75.00$75.003/15/2010 10:00:03 AM
Snoopylover$25.00$25.003/15/2010 10:42:49 AM
Jcardone33$25.00$25.003/15/2010 10:31:41 AM
cyclingdiver$29.81$29.813/15/2010 11:34:14 AM
UCSBGAUCHOS$30.00$30.003/15/2010 3:19:21 PM
wwwUniversal$25.00$25.003/15/2010 3:43:55 PM
empire9$50.00$50.003/15/2010 3:11:15 PM
dollar-authority$50.00$50.003/15/2010 3:25:00 PM
srgriff$25.00$25.003/8/2010 4:14:02 PM
asset-professor$100.00$100.003/8/2010 4:16:08 PM
safe-payment8$25.00$25.003/8/2010 4:18:22 PM
Castellan$25.00$25.003/8/2010 4:18:29 PM
fightinjoe$25.00$25.003/8/2010 4:18:05 PM
Artist_Blue$25.00$25.003/8/2010 4:19:37 PM
buckyhead2000$25.00$25.003/8/2010 4:19:53 PM
kenji4861$50.00$50.003/8/2010 4:07:32 PM
desertoasis$25.00$25.003/8/2010 4:21:52 PM
flexible-value$31.00$31.003/8/2010 4:27:23 PM
Microfinancer$25.00$25.003/8/2010 4:15:54 PM
Avala$50.00$50.003/8/2010 4:29:06 PM
progressive-asset$100.00$100.003/8/2010 4:28:01 PM
personal-lender$25.00$25.003/8/2010 4:30:38 PM
engaging-worth$30.00$30.003/8/2010 4:19:03 PM
bonus-adventure3$25.00$25.003/8/2010 4:31:20 PM
jeffpac$55.00$55.003/8/2010 4:25:44 PM
uwinwewin$25.00$25.003/8/2010 4:34:52 PM
RetiredATC$25.00$25.003/8/2010 4:36:04 PM
currency-zenith$50.00$50.003/8/2010 4:36:33 PM
honorable-yield$75.00$75.003/8/2010 4:29:37 PM
thedoctor$90.00$38.063/8/2010 4:42:18 PM
jchix$25.00$25.003/8/2010 4:39:37 PM
Phantom99$25.00$25.003/8/2010 4:33:21 PM
djs81$25.00$25.003/8/2010 4:34:29 PM
clean-loyalty$25.00$25.003/8/2010 4:39:25 PM
gain-seagull9$25.00$25.003/8/2010 4:39:53 PM
leodaguy$25.00$25.003/8/2010 4:40:16 PM
georgedorn$30.23$30.233/8/2010 4:47:33 PM
n036939$25.00$25.003/9/2010 10:55:18 AM
Mav26$75.00$75.003/9/2010 11:14:47 AM
treasure-hunter270$25.00$25.003/9/2010 9:43:44 AM
dontscrewmeover1$25.00$25.003/9/2010 5:47:39 PM
liederhaus$50.00$50.003/11/2010 1:38:40 PM
Truchaos$27.27$27.273/12/2010 5:00:35 PM
yogi1975$25.00$25.003/13/2010 2:45:35 PM
Leopoldine$25.00$25.003/13/2010 11:35:03 PM
PalmerTheEmbalmer$25.00$25.003/13/2010 4:09:01 PM
jwstclair$50.00$50.003/13/2010 5:27:07 PM
shellstar$25.00$25.003/14/2010 10:11:21 AM
JerryB96$25.00$25.003/14/2010 7:47:14 AM
Ardy123$25.00$25.003/14/2010 8:12:30 PM
mattblizz$50.00$50.003/14/2010 8:12:49 PM
Charmart$25.00$25.003/15/2010 2:46:46 AM
Richmp412$25.00$25.003/15/2010 7:35:01 AM
IrishBuys$25.00$25.003/15/2010 5:59:19 AM
julijask$35.00$35.003/15/2010 9:06:51 AM
SeaLoans$25.00$25.003/15/2010 9:33:38 AM
REITRUST$25.00$25.003/15/2010 9:34:56 AM
Leshan$25.00$25.003/15/2010 11:39:36 AM
nhm$25.00$25.003/15/2010 11:39:06 AM
rce1964$25.00$25.003/15/2010 11:39:59 AM
BankofBeth$25.00$25.003/15/2010 1:08:16 PM
jybank$25.00$25.003/15/2010 1:27:52 PM
Marco83$26.00$26.003/15/2010 12:37:25 PM
the-profit-oracle$25.00$25.003/15/2010 1:22:07 PM
112 bids
 
Borrower Payment Dependent Notes Series 449058
This series of Notes was issued and sold upon the funding of the borrower loan #41389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-08-2010 
 
Starting lender yield: 28.99% Starting borrower rate/APR: 29.99% / 32.37% Starting monthly payment: $106.12
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $101.06
 
Auction yield range: 11.04% - 28.99% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1999 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 10 / 8Length of status:2y 7m
Credit score: 640-659 (Mar-2010) Total credit lines: 46 Occupation: Other
Now delinquent: 0 Revolving credit balance: $1,745Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 23%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 24    
Screen name: caelyn Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards
Purpose of loan:
?If I am able to be funded for this loan I will use it to pay off my credit cards so that I can close those accounts and start to rebuild my credit.

My financial situation:
I am a good candidate for this loan because? I have really turned my financial situation around from a few years ago.? I had some rough times starting my own business and fell behind on my credit card payments but can happily say that I have built my business and have a very steady monthly income and continue to grow my business weekly.?

Monthly net income: $
My monthly net income varies slightly from month to month but is always at least $3300.00, and some months as high as $4500.00.
Monthly expenses: $
??Housing: $
??Insurance: $ 120
??Car expenses: $ 100
??Utilities: $
??Phone, cable, internet: $ 189
??Food, entertainment: $ 30
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 787
??Other expenses: $ 540
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
poppinkid$25.00$25.003/8/2010 4:05:34 PM
time4aloan$30.00$30.003/8/2010 4:06:42 PM
Hokiemon$25.00$25.003/8/2010 4:11:53 PM
desertoasis$25.00$25.003/8/2010 4:12:32 PM
seisen$50.00$50.003/8/2010 4:12:16 PM
bowdish1$50.00$50.003/8/2010 4:12:57 PM
tallmon$25.00$25.003/8/2010 4:15:02 PM
Speculator$100.00$100.003/8/2010 4:15:44 PM
kmfreymi$25.00$25.003/8/2010 4:04:53 PM
head$25.00$25.003/8/2010 4:20:15 PM
social-conductor4$25.00$25.003/8/2010 4:06:53 PM
Banker7371$25.00$25.003/8/2010 4:20:23 PM
lending-bear$25.00$25.003/8/2010 4:07:43 PM
PaulHenry$25.00$25.003/8/2010 4:20:40 PM
love_what_you_do$25.00$25.003/8/2010 4:20:48 PM
play_ultimate$25.00$25.003/8/2010 4:22:32 PM
meteoric-asset4$25.00$25.003/8/2010 4:20:59 PM
randsenterprise$25.00$25.003/8/2010 4:22:45 PM
natural-greenback6$25.00$25.003/8/2010 4:23:44 PM
Sateesh$44.30$44.303/8/2010 4:22:02 PM
greatwhiteninja$25.00$25.003/8/2010 4:23:49 PM
intelligent-yield$25.00$25.003/8/2010 4:22:08 PM
martinnc$25.00$25.003/8/2010 4:22:22 PM
i3urtonair$25.00$25.003/8/2010 4:09:40 PM
BlindJoeDeath$25.00$25.003/8/2010 4:24:26 PM
steely_dan34$25.00$25.003/8/2010 4:23:52 PM
life-is-great$25.00$25.003/8/2010 4:24:13 PM
Dubbs360$50.00$50.003/8/2010 4:24:17 PM
integrity-doctor$50.00$7.703/8/2010 4:24:37 PM
Supernick$25.00$25.003/8/2010 4:11:45 PM
kc8fot$25.00$25.003/8/2010 4:11:51 PM
oldmora$50.00$50.003/8/2010 4:12:21 PM
asmithj$50.00$50.003/8/2010 4:14:51 PM
aggresive-nickel2$25.00$25.003/8/2010 4:15:22 PM
nrowland$25.00$25.003/8/2010 4:20:57 PM
elegant-loot$25.00$25.003/8/2010 4:21:03 PM
steamboatgal$25.00$25.003/8/2010 4:21:35 PM
decisive-capital$50.00$50.003/8/2010 4:21:37 PM
moola-man$25.00$25.003/8/2010 4:21:39 PM
munoz44$25.00$25.003/8/2010 4:22:11 PM
dollar-birdie$25.00$25.003/8/2010 4:22:20 PM
asset-professor$35.00$35.003/8/2010 4:24:04 PM
Diamond_Jim$25.00$25.003/8/2010 4:24:28 PM
teller$25.00$25.003/8/2010 4:06:05 PM
DER$50.00$50.003/8/2010 4:04:32 PM
ukstevenhawaii$50.00$50.003/8/2010 4:07:15 PM
deal-hickory5$25.00$25.003/8/2010 4:12:45 PM
supreme-bonus0$25.00$25.003/8/2010 4:12:48 PM
AF-Chief$28.00$28.003/8/2010 4:12:25 PM
Havana21$50.00$50.003/8/2010 4:21:13 PM
rhin0cerx$50.00$50.003/8/2010 4:21:18 PM
murlirao2002$25.00$25.003/8/2010 4:19:58 PM
saffron4$50.00$50.003/8/2010 4:07:36 PM
SBT$50.00$50.003/8/2010 4:20:44 PM
fareast_man$25.00$25.003/8/2010 4:21:24 PM
WalnutCreekguy$25.00$25.003/8/2010 4:23:23 PM
friendly-worth3$25.00$25.003/8/2010 4:23:47 PM
FeedTheMachine$200.00$200.003/8/2010 4:22:04 PM
bountiful-bazaar$25.00$25.003/8/2010 4:22:14 PM
greenwell$25.00$25.003/8/2010 4:24:07 PM
compassion-lotus5$25.00$25.003/8/2010 4:24:24 PM
helping-out$30.00$30.003/8/2010 4:23:22 PM
KrazyCelticKid$50.00$50.003/8/2010 4:23:58 PM
deegeeman$50.00$50.003/8/2010 4:24:11 PM
listing-trapper3$50.00$50.003/8/2010 4:24:15 PM
flexible-value$25.00$25.003/8/2010 4:24:34 PM
Kaj$25.00$25.003/8/2010 4:12:08 PM
burrito6$25.00$25.003/8/2010 4:23:55 PM
mg6619$25.00$25.003/8/2010 4:24:01 PM
skuba$25.00$25.003/8/2010 4:24:09 PM
LuvToLend$25.00$25.003/8/2010 4:24:22 PM
red-favorable-basis$25.00$25.003/8/2010 4:24:30 PM
SolarMoonshine$25.00$25.003/8/2010 4:57:17 PM
Bob450$25.00$25.003/8/2010 9:07:50 PM
74 bids
 
Borrower Payment Dependent Notes Series 449154
This series of Notes was issued and sold upon the funding of the borrower loan #41288, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,400.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $98.47
Final lender yield: 19.95% Final borrower rate/APR: 20.95% / 23.20% Final monthly payment: $90.36
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.48%  
Lender servicing fee: 1.00% Estimated return: 9.47%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-2001 Debt/Income ratio: 11%
Basic (1-10): 7 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 3Length of status:0y 4m
Credit score: 640-659 (Mar-2010) Total credit lines: 7 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $1,091Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 56%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: responsibility-leader Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Right steps to build a better life
Purpose of loan:
This loan will be used to pay down 2 of my high interest credit cards and 2 hospital bills that I received during the 2 months (Sep. 4-Nov 4. 2009) in which I was laid off from my job of 6 years. I started a new career in early November of 2009, one in which I am very good at, and want to begin saving for a house which I intend to purchase around this time next year.

My financial situation:
I am a good candidate for this loan because I have never missed a payment for any loan or credit card over the past 3 and half years. I have paid off 2 previous loans and have always maintained more than minimum payment status. I was laid of from my job of 6 years last November and did not file for unemployment because I had strong faith that something would come along very soon. Exactly 2 months to the day (Sep. 4 - Nov. 4) I began a new job that is not only more of what I'm looking for in a career, but also pays me a lot more with amazing benefits. However, I did use a cushion that I had saved up over the past 3 years to maintain my bills while I was laid off while also using my credit cards up to 70%. I want to pay those cards down along with a hospital bill so that I can have one low monthly payment and begin saving for a house. I am an honest person and ask in gratitude for the amount requested.

Monthly net income: $3954 (Base + Commission Average)

Monthly expenses: $
??Housing: $1045
??Insurance: $144
??Car expenses: $625.20 (Car Payment & Gas)
??Utilities: $70
??Phone, cable, internet: $67
??Food, entertainment: $625
??Clothing, household expenses $225
??Credit cards and other loans: $200
??Other expenses: $150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
EngineersAlliance$50.00$50.003/8/2010 4:41:39 PM
SolarMoonshine$25.00$25.003/8/2010 4:59:15 PM
klemer$25.00$25.003/10/2010 6:50:55 PM
first-class-funds$50.00$50.003/11/2010 1:46:06 AM
brlarue$25.00$25.003/11/2010 4:56:01 PM
a-truth-director$50.00$50.003/12/2010 11:04:26 AM
pinballwizard$25.00$25.003/12/2010 11:43:19 PM
aspire2grow$25.00$25.003/12/2010 6:03:26 PM
Cashlender1992$25.00$25.003/12/2010 6:13:30 PM
JaceSpade$25.00$25.003/12/2010 6:29:23 PM
RebuildingAmerica$28.45$28.453/12/2010 6:43:34 PM
showmethemoney5$25.65$25.653/13/2010 9:02:20 AM
AustinAmerica$25.00$25.003/13/2010 10:44:41 AM
nhambley$53.65$53.653/14/2010 11:36:38 AM
order-bee1$25.00$25.003/14/2010 11:55:48 AM
vigilance-searcher$25.00$25.003/14/2010 1:31:41 PM
jcw3rd$25.00$25.003/14/2010 5:23:31 PM
dinero-baron$249.02$147.113/14/2010 6:50:00 PM
partyplan$30.00$30.003/15/2010 6:36:32 AM
mwb$25.00$25.003/15/2010 8:07:26 AM
The-CAPS-fan$25.00$25.003/15/2010 8:14:53 AM
glazeddonuts$25.00$25.003/15/2010 10:29:39 AM
glenium$25.00$25.003/15/2010 10:36:57 AM
sjo1984111$50.00$50.003/15/2010 10:47:51 AM
yu-rik$25.00$25.003/15/2010 10:02:18 AM
BrighterSuns$26.75$26.753/15/2010 1:13:40 PM
VTXRider$25.00$25.003/15/2010 1:57:34 PM
evergreen16$75.00$75.003/15/2010 3:04:08 PM
shrewd-income$50.00$50.003/15/2010 3:09:46 PM
exchange-cowbell5$25.00$25.003/15/2010 4:02:04 PM
wizard750$30.00$30.003/8/2010 9:28:00 PM
IPG1$25.00$25.003/9/2010 11:41:18 AM
south585$30.53$30.533/12/2010 5:59:51 AM
Milonguero$100.00$100.003/12/2010 9:39:47 AM
green-breathtaking-payment$25.00$25.003/12/2010 5:50:41 PM
shrewd-peace7$25.00$25.003/12/2010 10:58:33 PM
Peacepower$30.00$30.003/13/2010 7:05:42 AM
deal-contributor8$50.00$50.003/13/2010 4:55:48 AM
chocolatecookie$25.00$25.003/13/2010 4:35:10 PM
katnmouse$50.00$50.003/13/2010 3:42:26 PM
kind-bid-maverick$25.00$25.003/13/2010 8:47:13 PM
Gaelicman$200.20$200.203/14/2010 11:27:24 AM
LanceLink$63.66$63.663/14/2010 12:14:48 PM
Nash2065$25.00$25.003/14/2010 8:11:36 AM
mishj$29.00$29.003/14/2010 12:14:58 PM
shellstar$25.00$25.003/14/2010 10:12:30 AM
unconquerable-cash$30.00$30.003/14/2010 1:15:07 PM
1SteelerFan$25.00$25.003/14/2010 3:30:57 PM
PotBellyPete$30.00$30.003/14/2010 9:53:08 PM
ALFLoan$25.00$25.003/14/2010 6:36:46 PM
namronmi2$25.00$25.003/14/2010 11:46:00 PM
nalaari$50.00$50.003/15/2010 6:18:05 AM
Bob450$25.00$25.003/15/2010 10:19:28 AM
DasMula$50.00$50.003/15/2010 9:37:05 AM
dudebrah$25.00$25.003/15/2010 10:16:47 AM
the-felicity-supergiant$25.00$25.003/15/2010 11:32:22 AM
Happyhourcomics$25.00$25.003/15/2010 12:37:06 PM
trade-goblin9$25.00$25.003/15/2010 1:30:37 PM
wild-orange$25.00$25.003/15/2010 1:34:41 PM
Taho$25.00$25.003/15/2010 1:25:51 PM
credit-coach118$35.00$35.003/15/2010 3:10:14 PM
lend42013$25.00$25.003/15/2010 1:53:12 PM
AF-Chief$35.00$35.003/15/2010 2:54:22 PM
thekingjara$50.00$50.003/15/2010 3:57:40 PM
64 bids
 
Borrower Payment Dependent Notes Series 449560
This series of Notes was issued and sold upon the funding of the borrower loan #41362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-09-2010 
  Auction end date:  Mar-16-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $95.93
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2003 Debt/Income ratio: 35%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 12Length of status:1y 11m
Credit score: 720-739 (Mar-2010) Total credit lines: 19 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $3,200Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 54%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: blissful-peace Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Good bye credit card debt!
Purpose of loan:
This loan will be used to pay off my credit cards.? I've made a sizable dent in my debt over the past two years but feel that my high APR's are holding me back from making serious progress.

My financial situation:
About 60% of my credit card debt has a 10.5% APR? The other 40% is a nasty 29%.? This loan would help me eliminate that terrible 29% APR card.? Every bonus, tax refund, Christmas and birthday gift I've received since college has been thrown at my credit card debt.? My grandmother wanted to work out a deal where she paid off my debts and I paid her back at 5%.? Mixing family and money has never appealed to me.? When I heard about this site I thought this was the perfect compromise.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$27.00$27.003/9/2010 4:21:25 PM
bigdogsafety1$25.00$25.003/9/2010 4:21:40 PM
fightinjoe$25.00$25.003/9/2010 4:25:03 PM
Castellan$25.00$25.003/9/2010 4:25:17 PM
desertoasis$50.00$50.003/9/2010 4:24:01 PM
Microfinancer$25.00$25.003/9/2010 4:24:14 PM
asset-professor$100.00$100.003/9/2010 4:24:19 PM
moola-man$50.00$50.003/9/2010 4:24:53 PM
safe-payment8$25.00$25.003/9/2010 4:25:08 PM
enthusiastic-balance5$100.00$53.983/9/2010 4:28:11 PM
power-secret-agent$25.00$25.003/9/2010 4:50:21 PM
uncleubb$25.00$25.003/9/2010 4:45:07 PM
love_what_you_do$25.00$25.003/9/2010 8:23:22 PM
special-rupee$25.00$25.003/9/2010 9:48:05 PM
Boxster968$50.00$50.003/10/2010 9:45:16 AM
invest0808$25.00$25.003/10/2010 1:27:02 PM
lender12345$25.00$25.003/10/2010 6:19:39 PM
nickel-pipeline$25.00$25.003/11/2010 10:13:48 AM
liederhaus$50.00$50.003/11/2010 1:39:15 PM
uucubed$50.00$50.003/11/2010 8:43:46 PM
mickw2000$25.75$25.753/12/2010 8:57:49 AM
heroic-bid4$25.00$25.003/12/2010 8:58:03 AM
theloanteacher$25.00$25.003/12/2010 11:47:42 AM
cromley$49.05$49.053/12/2010 12:08:13 PM
dollar-sensor$25.00$25.003/12/2010 11:48:31 AM
Earn_money$28.40$28.403/12/2010 1:31:32 PM
hope-lionheart1$25.00$25.003/12/2010 2:29:23 PM
Galdis$25.00$25.003/12/2010 10:58:46 PM
daveseansworld$25.00$25.003/13/2010 12:08:09 PM
bonus-adventure3$25.00$25.003/15/2010 8:09:04 AM
ChristopherHS$25.00$25.003/15/2010 4:08:11 PM
thekingjara$50.00$50.003/15/2010 3:58:57 PM
webfeet$25.00$25.003/16/2010 7:16:30 AM
Astyanax$30.00$30.003/16/2010 7:10:39 AM
bornsucka$25.00$25.003/16/2010 11:37:36 AM
wwwUniversal$25.00$25.003/16/2010 1:23:47 PM
eloop$25.00$25.003/16/2010 3:18:15 PM
word140$25.00$25.003/16/2010 4:06:14 PM
engaging-worth$30.00$30.003/9/2010 4:25:23 PM
kenji4861$25.00$25.003/9/2010 4:14:55 PM
inspired-contract9$50.00$50.003/9/2010 4:24:41 PM
jeffpac$55.00$55.003/9/2010 4:28:03 PM
dollar-birdie$50.00$50.003/9/2010 4:24:05 PM
skuba$50.00$50.003/9/2010 4:24:34 PM
webfeet$25.00$25.003/9/2010 4:24:44 PM
treasure-hunter270$25.00$25.003/9/2010 4:38:30 PM
latka_gravis$25.00$25.003/9/2010 6:19:41 PM
truth-trapper$25.00$25.003/9/2010 6:34:25 PM
tipan1$77.00$77.003/10/2010 2:31:15 AM
selector568$500.00$500.003/10/2010 9:29:11 AM
powerful-benefit$25.00$25.003/10/2010 7:23:52 PM
HawaiianHelper$50.00$50.003/10/2010 11:51:01 PM
TeamRamRod$50.00$50.003/11/2010 7:47:19 PM
best-listing-toro$25.00$25.003/12/2010 7:42:08 AM
Pickmar$25.00$25.003/12/2010 12:03:41 PM
Photoman42$50.00$50.003/12/2010 9:54:59 PM
Kelor99$25.00$25.003/12/2010 6:16:51 PM
gordie$50.00$50.003/12/2010 8:12:18 PM
herman7$25.00$25.003/13/2010 8:41:10 AM
payout-magician$25.00$25.003/13/2010 8:45:13 AM
justin323$25.00$25.003/13/2010 10:08:38 PM
violaetain$50.00$50.003/14/2010 3:08:17 PM
Flash80$75.00$75.003/14/2010 4:49:24 PM
tokyopete23$25.00$25.003/15/2010 10:05:21 AM
sjo1984111$50.00$50.003/15/2010 10:45:50 AM
empire9$25.00$25.003/15/2010 3:18:49 PM
petangerie$68.82$68.823/15/2010 3:26:08 PM
emunah6$25.00$25.003/15/2010 4:28:33 PM
Rider$30.00$30.003/16/2010 10:36:49 AM
Leshan$25.00$25.003/16/2010 2:23:28 PM
exchange-squirrel$25.00$25.003/16/2010 2:04:27 PM
Cherrypicker$50.00$50.003/16/2010 3:03:03 PM
72 bids
 
Borrower Payment Dependent Notes Series 449686
This series of Notes was issued and sold upon the funding of the borrower loan #41331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-09-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $102.57
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $101.06
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1999 Debt/Income ratio: 18%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Retired
Enhanced (1-5):4 Current / open credit lines: 7 / 6Length of status:3y 2m
Credit score: 640-659 (Mar-2010) Total credit lines: 22Stated income:$25,000-$49,999
Now delinquent: 0 Revolving credit balance: $6,465 
Amount delinquent: $0 Bankcard utilization: 95%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: first-majestic-credit Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off bills.
Purpose of loan:
This loan will be used to? pay off smaller debts and lowing monthly payment.

My financial situation:
I am a good candidate for this loan because?The only time I have had trouble was 5 years ago when I when throught a divorce, other than that I have always?paid all my bills.?

Monthly net income: $ 3257

Monthly expenses: $
??Housing: $?0
??Insurance: $ 107
??Car expenses: $ 385
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 150
??Other expenses: $ 0
All house payments/utilities etc are paid by my wife. The home is in her name and she is employed full time (teacher)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loot-hunter$25.00$25.003/9/2010 4:13:17 PM
Kaj$25.00$25.003/9/2010 4:14:17 PM
seisen$100.00$100.003/9/2010 4:14:24 PM
oldmora$25.00$25.003/9/2010 4:14:28 PM
delivery$25.00$25.003/9/2010 4:15:30 PM
tremendous-integrity$25.00$25.003/9/2010 4:15:41 PM
kindness-percolator5$25.00$25.003/9/2010 4:16:53 PM
Cai8899$30.00$30.003/9/2010 4:17:07 PM
mvalley$25.00$25.003/9/2010 4:17:27 PM
InvestorPartners$25.00$25.003/9/2010 4:12:23 PM
elevated-platinum5$25.00$25.003/9/2010 4:18:04 PM
social-conductor4$25.00$25.003/9/2010 4:13:29 PM
papaloha$50.00$50.003/9/2010 4:15:10 PM
delicious-social132$25.00$25.003/9/2010 4:15:18 PM
Helenska11$25.00$25.003/9/2010 4:15:49 PM
theprince$25.00$25.003/9/2010 4:16:41 PM
personal-lender$25.00$25.003/9/2010 4:17:39 PM
blooming-dedication$50.00$50.003/9/2010 4:17:50 PM
Zolton$200.00$200.003/9/2010 4:17:58 PM
AF_Trust$25.00$25.003/9/2010 4:18:12 PM
merriewold$25.00$25.003/9/2010 4:16:04 PM
intrepid-transaction5$25.00$25.003/9/2010 4:16:14 PM
steves73$25.00$25.003/9/2010 4:16:23 PM
exact-loan5$30.00$30.003/9/2010 4:16:35 PM
hope-equation$50.00$50.003/9/2010 4:17:12 PM
nourishing-interest0$25.00$25.003/9/2010 4:17:16 PM
honorable-yield$35.00$35.003/9/2010 4:18:19 PM
rooosta$25.00$25.003/9/2010 4:18:33 PM
Purposeful$25.00$25.003/9/2010 4:18:40 PM
gizzywump$25.00$2.003/9/2010 4:18:51 PM
mercuriant$25.00$25.003/9/2010 4:37:38 PM
Bob450$25.00$25.003/9/2010 8:18:04 PM
trade-goblin9$25.00$25.003/11/2010 2:01:21 PM
charming-point$300.00$300.003/13/2010 9:39:09 AM
tonyscc$50.00$50.003/13/2010 12:27:27 PM
eboomer2611$25.00$25.003/14/2010 12:23:58 PM
umfan123$25.00$25.003/15/2010 6:57:30 AM
desertoasis$50.00$50.003/9/2010 4:14:41 PM
kmr2$200.00$200.003/9/2010 4:15:04 PM
attractive-rate$25.00$25.003/9/2010 4:15:38 PM
purdue98$25.00$25.003/9/2010 4:16:10 PM
BankME$25.00$25.003/9/2010 4:16:59 PM
asiaratt$100.00$100.003/9/2010 4:18:23 PM
CarDealer3070$30.00$30.003/9/2010 4:18:30 PM
AF-Chief$28.00$28.003/9/2010 4:14:32 PM
autonomous-truth$25.00$25.003/9/2010 4:14:34 PM
Shepherd7$25.00$25.003/9/2010 4:15:13 PM
secobarbital$25.00$25.003/9/2010 4:16:30 PM
balance-hercules$100.00$100.003/9/2010 4:16:46 PM
WBB21$25.00$25.003/9/2010 4:17:22 PM
shiny-dollar9$25.00$25.003/9/2010 4:13:33 PM
wise-courageous-social$25.00$25.003/9/2010 4:13:44 PM
irrelevant$25.00$25.003/9/2010 4:15:34 PM
jhouman$25.00$25.003/9/2010 4:17:32 PM
orange-courageous-dedication$30.00$30.003/9/2010 4:17:45 PM
georgethesir$25.00$25.003/9/2010 4:18:45 PM
UCLA4life$25.00$25.003/12/2010 11:57:17 PM
eboomer2611$25.00$25.003/13/2010 1:15:37 PM
malomar66$40.00$40.003/15/2010 12:47:52 PM
evergreen16$25.00$25.003/15/2010 3:15:36 PM
60 bids
 
Borrower Payment Dependent Notes Series 449862
This series of Notes was issued and sold upon the funding of the borrower loan #41334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.99% Starting monthly payment: $61.54
Final lender yield: 17.95% Final borrower rate/APR: 18.95% / 21.43% Final monthly payment: $54.95
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.42%  
Lender servicing fee: 1.00% Estimated return: 7.53%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2002 Debt/Income ratio: 33%
Basic (1-10): 7 Inquiries last 6m: 2Employment status:Part-time employee
Enhanced (1-5):2 Current / open credit lines: 5 / 3Length of status:0y 7m
Credit score: 640-659 (Mar-2010) Total credit lines: 14 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $3,949Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 87%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: guysiren87 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 13 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,700.00< mo. late: 0 ( 0% )  
600-619 (Mar-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 13  
Description
Paying off card before backinterest
I purchased a laptop for school on a Newegg credit account, there was no intrest for a year. Sadly, i have only been paying the minimum. I need to pay off the rest by May 1st 2010 of the account or will get charged over $400 in differed interest.

$1448.35 Newegg Credit Account

$50 prosper fee's


I am a part time student and a part time retail worker. I am living with family and have little expenses.

I have never missed or been late for a payment, i have always payed off my debt, I just want to speed up the process.

Monthly Expenses:

Housing: $0

Utilities: $0

Car Insurance: $0

Car Payment: $0

Gas: $50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How many months do you plan on taking to pay off this loan? - CabaSteelz
A: Probably the full term (Mar-15-2010)
Q: It's good to see you pay of your former debt. I bid on you knowing that. hope you don't have to do the same to pay this one. - USFoundation
A: I intend too, and thank you for your support! (Mar-15-2010)
Q: You mentioned "Prosper's fee $50"... What is this? I thought they only charged you a 1% borrowers premium (and me the same on the backside)?? - AF-Chief
A: I'm not sure what it was for, but it said a one time fee of $50 will be deducted from your loan. (Mar-18-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Unitas4302$100.00$100.003/12/2010 5:29:54 AM
USFoundation$35.19$35.193/15/2010 9:10:06 AM
_SCI_$25.00$25.003/16/2010 11:53:25 AM
brondero$60.00$60.003/16/2010 11:49:44 AM
martymaniaman$25.00$25.003/17/2010 8:47:55 AM
wizard750$25.00$25.003/17/2010 12:31:04 PM
tsquared_030$75.00$75.003/17/2010 6:04:10 PM
niq4soccer$25.00$25.003/17/2010 8:05:30 PM
klemer$25.00$25.003/17/2010 7:02:12 PM
marwadi-62$200.00$200.003/17/2010 7:52:22 PM
Leshan$100.00$100.003/18/2010 9:13:01 AM
Mikale360$30.00$30.003/18/2010 6:40:07 AM
NewYorker48$50.00$13.443/18/2010 10:38:39 AM
AF-Chief$27.00$27.003/18/2010 1:03:41 PM
DasMula$25.00$25.003/18/2010 12:35:48 PM
Happyhourcomics$25.00$25.003/18/2010 2:28:22 PM
alluring-yield5$40.00$40.003/18/2010 3:15:39 PM
ultimate-peace$100.00$100.003/18/2010 2:28:32 PM
ddoneday$30.00$30.003/18/2010 3:16:29 PM
brondero$45.00$45.003/15/2010 9:10:58 PM
mayan13$42.98$42.983/16/2010 8:54:53 AM
Personal-Bond$50.00$50.003/16/2010 11:55:58 AM
CoolPlexer$25.00$25.003/16/2010 7:01:02 PM
credit-missile$123.10$123.103/17/2010 10:01:47 AM
TheSweetLender$50.00$50.003/17/2010 5:57:48 PM
Moe87$25.00$25.003/17/2010 6:29:49 PM
investmentgroup$25.00$25.003/17/2010 6:29:59 PM
samdog079$28.29$28.293/18/2010 12:24:08 AM
red-favorable-basis$25.00$25.003/18/2010 11:17:48 AM
friendinmoney$25.00$25.003/18/2010 3:45:33 PM
credit-missile$25.00$25.003/18/2010 3:47:57 PM
wild-orange$25.00$25.003/18/2010 2:28:34 PM
32 bids
 
Borrower Payment Dependent Notes Series 449990
This series of Notes was issued and sold upon the funding of the borrower loan #41337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-18-2010 
 
Starting lender yield: 6.27% Starting borrower rate/APR: 7.27% / 7.61% Starting monthly payment: $93.00
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $92.77
 
Auction yield range: 3.04% - 6.27% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1979 Debt/Income ratio: 6%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:7y 0m
Credit score: 760-779 (Mar-2010) Total credit lines: 27 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $44,685Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 55%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 2    
Screen name: basis-meadow1 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off debt/lower interest rates
Purpose of loan:
This loan will be used to? pay off two loans and lower interest rates

My financial situation:
I am a good candidate for this loan because?I have great pay record, good credit score, steady job!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$50.00$50.003/11/2010 3:58:28 PM
dollar-birdie$50.00$50.003/11/2010 4:03:18 PM
Castellan$25.00$25.003/11/2010 4:04:10 PM
reflective-deal8$50.00$50.003/11/2010 4:07:42 PM
flexible-value$31.00$31.003/11/2010 4:07:48 PM
jeffpac$55.00$55.003/11/2010 4:07:12 PM
clean-loyalty$25.00$25.003/11/2010 4:11:46 PM
lendersf$95.00$95.003/11/2010 4:09:21 PM
durability-balance4$50.00$50.003/11/2010 4:14:08 PM
Zanch$25.00$25.003/11/2010 4:10:10 PM
wiselady$25.00$25.003/11/2010 4:14:17 PM
buraky$25.00$25.003/11/2010 4:12:49 PM
phredd$75.00$75.003/11/2010 4:13:54 PM
Microfinancer$25.00$25.003/11/2010 4:03:21 PM
listenfirst$50.00$50.003/11/2010 4:14:23 PM
fightinjoe$25.00$25.003/11/2010 4:03:52 PM
micko$25.00$25.003/11/2010 4:27:56 PM
edgeofpdx$25.00$25.003/11/2010 4:17:20 PM
delicious-social132$40.00$40.003/11/2010 4:07:36 PM
USMC0311$25.00$25.003/11/2010 4:27:39 PM
blissful-note7$25.00$25.003/11/2010 4:28:06 PM
lucrative-worth$25.00$25.003/11/2010 5:04:39 PM
WHEREISTHEMOON$25.00$25.003/11/2010 5:04:37 PM
Mickeyblu$25.00$25.003/11/2010 5:12:41 PM
five-star-responsibility0$25.00$25.003/11/2010 5:12:39 PM
economy-association$25.00$25.003/11/2010 5:29:24 PM
FutureLenderEC$25.00$25.003/11/2010 4:25:06 PM
keke2000$25.00$25.003/11/2010 6:19:19 PM
roymckenzie$25.00$25.003/11/2010 6:19:25 PM
supreme-hope$25.00$25.003/11/2010 5:04:53 PM
coup173$25.00$25.003/11/2010 5:12:34 PM
1phantom$31.73$31.733/11/2010 5:29:38 PM
bowdish1$44.21$44.213/11/2010 5:37:31 PM
Headhunter14$25.00$25.003/11/2010 6:19:14 PM
Lender0010$75.00$75.003/11/2010 6:19:20 PM
pbeach05$25.00$25.003/11/2010 6:19:25 PM
GetItRight$25.00$25.003/11/2010 6:19:27 PM
rooosta$25.00$25.003/11/2010 6:19:31 PM
happyjackbak$25.00$25.003/15/2010 6:59:32 AM
spreadgoodwill$25.00$25.003/17/2010 5:33:58 PM
investmentgroup$25.00$25.003/17/2010 6:25:14 PM
BankofPaul$25.00$25.003/18/2010 6:02:14 AM
julijask$35.00$35.003/18/2010 2:07:14 PM
a-shiny-dime$25.00$25.003/18/2010 2:32:22 PM
sunny1985$25.00$25.003/18/2010 3:03:05 PM
asset-professor$100.00$100.003/11/2010 4:03:26 PM
skuba$50.00$50.003/11/2010 4:03:39 PM
credit-force5$25.00$25.003/11/2010 4:08:28 PM
honorable-yield$75.00$75.003/11/2010 4:08:37 PM
wampum-reaction2$25.00$25.003/11/2010 4:15:45 PM
baseballfan111$25.00$25.003/11/2010 4:16:22 PM
teller$33.76$33.763/11/2010 4:16:42 PM
successful-euro$30.00$30.003/11/2010 4:13:47 PM
Ivan2007$25.00$25.003/11/2010 4:14:09 PM
moola-man$50.00$50.003/11/2010 4:03:45 PM
bigballer105$50.00$50.003/11/2010 4:18:22 PM
tylerfd$25.00$25.003/11/2010 4:17:46 PM
Int_PrinRateTime4000$32.07$32.073/11/2010 4:25:10 PM
bonus-adventure3$25.00$25.003/11/2010 4:09:04 PM
tj1683$28.96$28.963/11/2010 4:41:30 PM
ray1051$25.00$25.003/11/2010 4:47:57 PM
leodaguy$25.00$25.003/11/2010 4:11:52 PM
dinero-oasis$25.00$25.003/11/2010 5:12:45 PM
elegant-income3$25.00$25.003/11/2010 5:12:55 PM
radforj22$25.00$25.003/11/2010 5:13:32 PM
inspired-contract9$50.00$50.003/11/2010 4:15:39 PM
jwf22580$36.50$36.503/11/2010 6:00:14 PM
mac415$25.00$25.003/11/2010 4:23:54 PM
adaptiveanimal$25.00$25.003/11/2010 6:19:16 PM
tlam168$50.00$50.003/11/2010 6:19:23 PM
steady-funds3$25.00$25.003/11/2010 6:19:28 PM
AFairDeal$25.00$25.003/11/2010 4:39:26 PM
Dweeberkitty1$25.00$25.003/11/2010 4:54:24 PM
heroic-platinum$25.00$25.003/11/2010 5:04:20 PM
VBAces$75.00$75.003/11/2010 6:19:17 PM
wormdc$25.00$25.003/11/2010 6:19:26 PM
calessabay$25.00$25.003/11/2010 6:19:29 PM
bradb5$25.00$6.553/11/2010 6:19:32 PM
swerd$26.72$26.723/12/2010 12:04:37 PM
Shelby2082$25.00$25.003/15/2010 6:28:26 PM
julijask$33.50$33.503/16/2010 11:54:03 AM
gsp1885$25.00$25.003/16/2010 1:55:46 PM
Approved$50.00$50.003/16/2010 6:43:05 PM
YummiBear$25.00$25.003/17/2010 5:59:27 PM
dammage$25.00$25.003/17/2010 6:09:07 PM
bold-bright-currency$25.00$25.003/17/2010 5:41:24 PM
JohnSmith10$40.00$40.003/17/2010 8:03:26 PM
dano1965$50.00$50.003/18/2010 12:04:02 PM
Ricajote$25.00$25.003/18/2010 2:09:11 PM
89 bids
 
Borrower Payment Dependent Notes Series 450068
This series of Notes was issued and sold upon the funding of the borrower loan #41306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-17-2010 
 
Starting lender yield: 17.00% Starting borrower rate/APR: 18.00% / 21.74% Starting monthly payment: $36.15
Final lender yield: 17.00% Final borrower rate/APR: 18.00% / 21.74% Final monthly payment: $36.15
 
Auction yield range: 8.04% - 17.00% Estimated loss impact: 6.89%  
Lender servicing fee: 1.00% Estimated return: 10.11%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1993 Debt/Income ratio: 11%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 5 / 5Length of status:0y 8m
Credit score: 640-659 (Mar-2010) Total credit lines: 16 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $35,535Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 94%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: courteous-p2p5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay you > pay Chase
My pitch:

1) My credit report shows that I have never been late on a payment. I absolutely will pay this loan off.
2) I would much rather pay you (peers) 17% interest plus a small cut to Prosper.com than Chase bank.
3) I make $105,000 per year (salaried), but I live in SF (sorry, San Francisco) and have a wife / 14-month-old boy at home so that is just enough to cover all the bills including credit payments.
4) I have ZERO gaps in my employment history since I graduated college in 1993, and enough skills to remain employed even in this economy.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
4mydaughterseducation$30.00$30.003/11/2010 8:41:53 PM
Bob450$25.00$25.003/11/2010 9:45:04 PM
nilonc1$25.00$25.003/12/2010 9:36:09 AM
LAKETIME$60.00$60.003/16/2010 12:38:32 PM
periko$25.00$25.003/16/2010 10:11:35 PM
crippledcircus$30.52$30.523/17/2010 6:00:51 AM
nilonc1$500.00$500.003/17/2010 4:13:11 PM
point-mastery$25.00$25.003/17/2010 4:30:45 PM
jybank$25.00$25.003/17/2010 5:09:17 PM
euphoria8$25.13$25.133/17/2010 4:28:00 PM
klemer$25.00$25.003/17/2010 7:00:44 PM
DasMula$25.00$25.003/17/2010 7:31:53 PM
payout-comet$25.00$25.003/17/2010 8:30:44 PM
Unitas4302$50.00$50.003/12/2010 5:23:55 AM
mtnsofutah$25.00$25.003/14/2010 9:44:05 PM
Quiz18$25.00$25.003/17/2010 7:02:33 PM
prominence8$25.00$25.003/17/2010 9:08:00 PM
prominence8$25.00$4.353/17/2010 9:10:19 PM
amlu1988$25.00$25.003/17/2010 8:39:21 PM
19 bids
 
Borrower Payment Dependent Notes Series 450136
This series of Notes was issued and sold upon the funding of the borrower loan #41294, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-12-2010 
  Auction end date:  Mar-17-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.57% Starting monthly payment: $56.56
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.39% Final monthly payment: $55.67
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1994 Debt/Income ratio: 16%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 6Length of status:16y 11m
Credit score: 640-659 (Mar-2010) Total credit lines: 40 Occupation: Engineer - Electric...
Now delinquent: 0 Revolving credit balance: $548Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 78%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 78    
Screen name: jhtmbsc Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
IRS BACK TAXES
Purpose of loan:
I owe the IRS back taxes

My financial situation:
I have had debt problems the last few years.? I can now see the light at the end of the tunnel.? If I can pay the IRS off,? 2011 will be a very nice year for me.

Monthly net income: $ 3500

Monthly expenses: $ 3000
??Housing: $ 540
??Insurance: $ 290
??Car expenses: $ 200
??Utilities: $ 60
??Phone, cable, internet: $ 25
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
skuba$25.00$25.003/12/2010 4:09:00 PM
mg6619$25.00$25.003/12/2010 4:13:44 PM
enthusiastic-balance5$100.00$100.003/12/2010 4:10:54 PM
top-silver-american$25.00$25.003/12/2010 4:14:18 PM
sharp-bill2$40.00$40.003/12/2010 4:14:47 PM
Clambake$50.00$50.003/12/2010 4:11:57 PM
Avala$50.00$50.003/12/2010 4:12:23 PM
jokerj006$25.00$25.003/12/2010 4:15:26 PM
personal-lender$25.00$25.003/12/2010 4:13:17 PM
cordial-funds8$25.00$25.003/12/2010 4:23:42 PM
charming-point$300.00$300.003/12/2010 4:17:14 PM
figs4u2$100.00$100.003/12/2010 4:24:06 PM
flexible-value$26.00$26.003/12/2010 4:22:00 PM
AF-Chief$28.00$28.003/12/2010 4:41:54 PM
integrity-doctor$50.00$50.003/12/2010 4:23:10 PM
progressive-asset$100.00$11.003/12/2010 4:42:24 PM
Bob450$25.00$25.003/12/2010 8:23:58 PM
IPG1$25.00$25.003/15/2010 8:47:30 AM
macjp123$25.00$25.003/12/2010 4:11:34 PM
the-silver-blaster$40.00$40.003/12/2010 4:13:00 PM
torion$25.00$25.003/12/2010 4:12:07 PM
inspired-contract9$25.00$25.003/12/2010 4:15:16 PM
delicious-social132$25.00$25.003/12/2010 4:13:25 PM
uwinwewin$25.00$25.003/12/2010 4:14:33 PM
fightinjoe$25.00$25.003/12/2010 4:14:37 PM
tenacious-compassion9$25.00$25.003/12/2010 4:22:37 PM
bonus-adventure3$25.00$25.003/12/2010 4:15:50 PM
Vegasjim$25.00$25.003/12/2010 4:23:29 PM
successful-euro$50.00$50.003/12/2010 4:22:29 PM
RetiredATC$25.00$25.003/12/2010 4:19:18 PM
nletunic$25.00$25.003/12/2010 4:23:54 PM
asset-professor$75.00$75.003/12/2010 4:42:16 PM
SolarMoonshine$25.00$25.003/12/2010 5:46:27 PM
BobJohnson$30.00$30.003/14/2010 8:22:27 PM
interstellar$50.00$50.003/15/2010 11:08:02 AM
35 bids
 
Borrower Payment Dependent Notes Series 450148
This series of Notes was issued and sold upon the funding of the borrower loan #41291, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-12-2010 
  Auction end date:  Mar-16-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 24.87% Starting monthly payment: $37.71
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 23.68% Final monthly payment: $37.11
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1995 Debt/Income ratio: 37%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 17 / 16Length of status:3y 2m
Credit score: 640-659 (Mar-2010) Total credit lines: 28 Occupation: Other
Now delinquent: 0 Revolving credit balance: $8,170Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 80%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 20    
Screen name: phenomenal-interest Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Sending the wife to see her Mom.
Purpose of loan:
This loan will be used to help send my wife to New York to see her Mother.? My wife's mother is recuperating from her 2nd stroke in two years.? My wife desperately would like to fly back to New York to visit her, but we are lacking the cash for the flight.? My wife's birthday is on the 21st and I'd like to surprise her with the ticket.? She is so deserving and could really use a break.? She is working full time during the day and interns as a therapist at night, all while working on her PhD.? She is the busiest person I know, and this trip would be good for her.?

My financial situation:
I am a good candidate for this loan because I have a stable work history, and have a great record of paying my loans on time.

Monthly net income: $8200 between the wife and I.

Monthly expenses: $
??Housing: $2000
??Insurance: $150
??Car expenses: $900
??Utilities: $150
??Phone, cable, internet: $200
??Food, entertainment: $300
? Credit cards and other loans: $ 500

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Clambake$50.00$50.003/12/2010 4:11:58 PM
sharp-bill2$40.00$40.003/12/2010 4:14:47 PM
skuba$25.00$25.003/12/2010 4:09:01 PM
torion$25.00$25.003/12/2010 4:12:07 PM
bonus-adventure3$25.00$25.003/12/2010 4:15:49 PM
personal-lender$25.00$25.003/12/2010 4:13:18 PM
charming-point$300.00$270.003/12/2010 4:17:14 PM
enthusiastic-balance5$100.00$100.003/12/2010 4:10:53 PM
macjp123$25.00$25.003/12/2010 4:11:34 PM
Bob450$25.00$25.003/12/2010 8:21:15 PM
sbv1689$25.00$25.003/15/2010 10:08:59 AM
interstellar$50.00$50.003/15/2010 11:08:00 AM
delicious-social132$25.00$25.003/12/2010 4:13:24 PM
uwinwewin$25.00$25.003/12/2010 4:14:32 PM
fightinjoe$25.00$25.003/12/2010 4:14:37 PM
the-silver-blaster$40.00$40.003/12/2010 4:12:59 PM
mg6619$25.00$25.003/12/2010 4:13:44 PM
top-silver-american$25.00$25.003/12/2010 4:14:18 PM
inspired-contract9$25.00$25.003/12/2010 4:15:16 PM
Avala$50.00$50.003/12/2010 4:12:22 PM
jokerj006$25.00$25.003/12/2010 4:15:26 PM
IPG1$25.00$25.003/14/2010 6:22:48 PM
TheBigDog$25.00$25.003/14/2010 11:14:42 PM
23 bids